Quarterlytics / Technology / Information Technology Services / Information Services Group, Inc. / FY2010 Annual Report

Information Services Group, Inc.
Annual Report 2010

III · NASDAQ Technology
Claim this profile
Ticker III
Exchange NASDAQ
Sector Technology
Industry Information Technology Services
Employees 1300
← All annual reports
FY2010 Annual Report · Information Services Group, Inc.
Loading PDF…
3i Group plc  
16 Palace Street, London SW1E 5JD, UK 
Telephone +44 (0)20 7928 3131 
Fax +44 (0)20 7928 0058 
Website www.3igroup.com

M68110 May 2010

Shareholder communications  
– print or online?
It’s quick and easy online...
It’s more environmentally friendly online...
It’s more cost-effective online... 
It’s where you’ll find additional information.

Why not try online?
View our online report and accounts 2010,  
and additional information at:  
www.2010reportingcentre.3igroup.com

To register for electronic communications
If you would prefer to receive shareholder 
communications electronically in the future, 
including your annual reports and notices of 
meetings, please visit our Registrars’ website at  
www.shareview.co.uk/clients/3isignup  
and follow the instructions there to register.

For investor relations information,  
please visit:  
www.3igroup.com
For other information on 3i, please visit: 
www.3i.com

i

l

3
G
r
o
u
p
p
c
R
e
p
o
r
t
a
n
d
a
c
c
o
u
n
t
s
2
0
1
0

3i Group plc  
Report and accounts 2010

3i Group plc  

Report and accounts 2010

 
 
 
 
 
 
More content online…

www.2010reportingcentre.3igroup.com

Throughout the report we have truncated some web addresses.  
Where this occurs please use: 
www.2010reportingcentre.3igroup.com followed by the path.

…register  nline

Annual reports online 
To receive shareholder communications electronically in future, 
including your annual reports and notices of meetings, please go to:  
www.3igroup.com/e-comms to register your details.

The 2010 half-yearly report will only be available online. 
Please register to ensure you are notified when it becomes available.

Annual and half-yearly reports online 
If you would prefer to receive shareholder communications electronically in future, including 
your annual reports and notices of meetings, please visit our Registrars’ website at  
www.shareview.co.uk/clients/3isignup and follow the instructions there to register. The 2010 half-yearly  
report will only be available online. Please register to ensure you are notified when it becomes available.
More general information on electronic communications may also be found on our website at  
www.3igroup.com/e-comms

Investor relations and general enquiries
For all investor relations and general enquiries about 3i Group plc, including requests for further copies  
of the Report and accounts, please contact:
Group Communications 
3i Group plc 
16 Palace Street 
London SW1E 5JD
Telephone +44 (0)20 7928 3131 
Fax +44 (0)20 7928 0058 
email ir@3igroup.com 
or visit our Investor relations website, www.3igroup.com, for full up-to-date investor relations information,  
including the latest share price, recent annual and half-yearly reports, results presentations and financial news.

Registrars 
For shareholder administration enquiries, including changes of address, please contact:
Equiniti 
Aspect House 
Spencer Road 
Lancing 
West Sussex BN99 6DA
Telephone 0871 384 2031 
Calls to this number are charged at 8p per minute from a BT landline,  
other telephony provider costs may vary. Lines are open from 8.30am to 5.30pm, Monday to Friday. 
(International callers +44 121 415 7183)

3i Group plc
Registered office: 16 Palace Street, London SW1E 5JD, UK 
Registered in England No. 1142830 
An investment company as defined by section 833 of the Companies Act 2006.

Additional information online...
Transparency
A full report on 3i and Transparency.

/transparency

Chief Executive’s video
Michael Queen describes  
3i’s business model.

/chiefexecutive

In-depth case studies
Our portfolio is the key  
to our success.
There are more examples online.

/casestudies

Full corporate responsibility report
Corporate responsibility is central to our 
business model.

/corporateresponsibility

Other information about 3i
–  Assets under management
– 3i portfolio
– Investment and realisations

/other3i

Other information about our industry
– Private equity – an explanation
– Returns and IRRs – an explanation
– Carried interest – an explanation

/otherindustry

Designed and produced by Radley Yeldar www.ry.com

Printed by Beacon who are a CarbonNeutral® printer certified to ISO 14001 environmental management system and registered to EMAS the Eco Management Audit Scheme. Printed using vegetable 
oil based inks and 100% renewable energy.

The report is printed on Revive 50:50 White Silk which is FSC-certified and contains 50% recycled waste and 50% virgin fibre. 

FSC – Forest Stewardship Council 
This ensures that there is an audited chain of custody from the tree in the well-managed forest through to the finished document in the printing factory. 

ISO 14001 
A pattern of control for an environmental management system against which an organisation can be accredited by a third party.

Carbon Neutral 
The CO2 emissions produced from the production and distribution of our Annual Report and accounts 2010 have been neutralised through the OneNature Portfolio  
of 100% renewable energy projects.

 
 
Contents of this report…
Overview

Introduction 
Key financial data 
Chairman’s statement  
3i at a glance  
Chief Executive’s statement 

Business  
review

Business review 
Introduction to the Group 
Key Group performance measures 
Our strategy 
3i’s Business model 
Financial review  
Business lines 

Case 
studies

Realisations 
Portfolio companies 

Risk 

Review of risks 
Risk factors  
Risk governance framework 

Corporate 
responsibility 

Corporate responsibility at 3i 
As an investor 
As a company 

Governance 

Board of Directors and  
Management Committee 
Statutory and corporate  
governance information 
Directors’ remuneration report 

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

4 
4 
5 
6 
8

12 
12 
13 
14 
16 
23 
31

46 
48

52 
54 
56

58 
60 
61

64 

66 
80

Directors’ report 
Pages 2 to 79, comprise the Directors’ report and 
pages 80 to 88 comprise the Directors’ remuneration 
report, both of which are presented in accordance with 
English company law and the liabilities of Directors in 
connection with these reports shall be subject to the 
limitations and restrictions provided by such law. 

Disclaimer
This Annual Report and accounts may contain certain 
statements about the future outlook for 3i Group plc 
and its subsidiaries (“3i”). Although we believe our 
expectations are based on reasonable assumptions, any 
statements about the future outlook may be influenced 
by factors that could cause actual outcomes and results  
to be materially different.

Financial  
statements 

Statement of comprehensive income  90 
91 
Statement of changes in equity 
92 
Balance sheet 
93 
Cash flow statement 
94 
Significant accounting policies  
98
Notes to the financial statements 
128
Independent auditor’s report  

Portfolio  
and other 
information

Portfolio valuation – an explanation   130 
132 
Ten largest investments  
134 
Forty other large investments 
136
Information for shareholders 

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

3i Group plc  

Report and accounts 2010

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
 
 
2 2

Transparency
For over 60 years, 3i’s objective 
has been to take an open and 
straightforward approach to  
doing business.
When it comes to transparency 
we have found that it is in our 
interest to go considerably 
further than what is formally 
required, whether as a public 
company or as an investor. 
This year we have provided 
even more information online.

3i is fully compliant with the Walker Guidelines on 
transparency and disclosure in private equity.
Please go online to see a full report on 3i and transparency

/transparency

3i Group plc  

Report and accounts 2010

3

Overview

Introduction 
Key financial data 
Chairman’s statement  
3i at a glance  
Chief Executive’s statement  

3-10

4
4
5
6
8

An overview of our business and our performance  
for the year to 31 March 2010.

3i Group plc  

Report and accounts 2010

 
 
Overview

4 4

Introduction

We are an international investor focused on  
buyouts, growth capital and infrastructure, 
investing in Europe, Asia and North America.

Key financial data 

Year to/as at  
31 March 2010

Year to/as at  
31 March 2009

£999m

£386m

£968m
£1,385m £1,308m
£340m

£843m £(2,206)m
(36.7)%
20.9%
£407m £(2,150)m
(53.0)%
16.2%
6.3p
3.0p

Investment activity
Investment
Realisations
Net divestment
Returns
Gross portfolio return
Gross portfolio return on opening portfolio value1
Total return
Total return on opening shareholders’ funds2
Dividend per ordinary share
Assets under management3
3i
External funds
Total assets under management
Balance sheet
3i portfolio value
Net debt
Gearing
Net asset value
Diluted net asset value per ordinary share
1   Opening portfolio value is the weighted average of the opening portfolio value, less the opening portfolio value of 3i’s share of 3i Quoted 

£3,517m £4,050m
£258m £1,912m
103%
£3,068m £1,862m
£2.794

£5,787m £6,909m
£3,846m £3,871m
£9,633m £10,780m

£3.21

8%

Private Equity plc (“3i QPEP”), plus the value of investments transferred from 3i QPEP to 3i Group plc.

2   Opening shareholders’ funds is the weighted average of opening shareholders’ funds and the equity value following the liquidation of 3i QPEP 

and the nine for seven rights issue.

3  Assets under management has been re-defined and 2009 restated. The new definition is detailed on page 19. 
4   Adjusted to reflect the impact of the rights issue and issue of shares related to the acquisition of 3i QPEP.

3i Group plc  

Report and accounts 2010

Further information on

Assets under management 
Investment and realisations 
Total return 
Gross portfolio return 
Balance sheet    

P19
P21
P23
P24-27
P30

 
5

Chairman’s statement

“ A transformed financial position, improved 
performance, and a substantial increase in  
funds available to invest have put 3i in a strong 
competitive position.”

The past year has seen a transformation in 3i’s finances 
and a marked improvement in performance. Net debt 
has been reduced from £1,912 million at 31 March 
2009 to £258 million at 31 March 2010 and total 
return recovered to 16.2%. As I come to the end of my 
time as Chairman of 3i Group, I would like to thank the 
shareholders, management and staff of 3i for their part  
in turning round the Company’s fortunes after the worst 
crisis in financial services, and the sharpest economic 
downturn, in its history. 3i’s recovery, at a time when 
many have foundered, is a tribute to them all.

My thanks go first to our shareholders for a major 
element in the restoration of 3i’s finances, which came 
from their tremendous response to our £732 million 
rights issue in June 2009. This support was given on  
the clear understanding that it would be matched by 
self-help. So I would also like to express the Board’s 
thanks to the 3i team for cutting costs and achieving 
realisations totalling £1,385 million during the year.

Our portfolio did not escape unscathed from the 
recession. The Buyouts business suffered two significant 
failures – both provided for as part of the sharp drop in 
valuations during 2008-09 – and our Growth Capital 
business suffered one significant failure. However, even 
after allowing for this, realisations were achieved at  
a 19% uplift to values at the end of March 2009.  
And thanks to our active engagement with portfolio 
companies and the quality of their management, overall 
portfolio performance improved markedly in the second 
half of the year.

We continue to take a cautious view of the earnings in 
the portfolio, so valuations tend to lag the recovery in 
stock markets. But even so, gross portfolio returns in 
the year to March 2010 were 38% in Buyouts, 11% in 
Growth Capital and 27% in Infrastructure. With net debt 
now significantly below the £1 billion target that we set 
for the end of 2009-10, the Board has decided to 
recommend a final dividend of 2.0p, reflecting our 
commitment to return to a progressive approach 
following the rebasing last year.

Michael Queen, who became Chief Executive shortly 
before the start of the financial year on which we  
report today, has positioned 3i to take advantage of 
opportunities during the next phase of the economic 
cycle. He and his team are also continuing to build the 
platform for growth in international markets. With the 
new Growth Capital Fund, all business lines can now 
deploy external funds alongside 3i Group capital. 
Michael has strengthened his management committee 
to provide consistent investment disciplines across all 
business lines, and reviewed 3i’s capabilities in all our  
key markets in Asia, Europe and the United States.  

My thanks go to him for his excellent management of  
3i through a challenging period.

During 2009-10 we also saw some further changes on 
the Board. Robert Swannell became Senior Independent 
Director and Oliver Stocken, our long-serving Deputy 
Chairman, retired from the Board, as did Lord Smith 
of Kelvin. John Allan, Chairman of DSG International, 
and Alistair Cox, Chief Executive of Hays, joined in 
September and October 2009. Julia Wilson, our Finance 
Director, came back from maternity leave at the end of 
2009-10; a welcome return, although Stephen Halliwell 
has ably filled in for her through this year. My thanks go 
to all members of the Board, for their contributions and 
commitment to 3i.

And at the end of 2009, the Nominations Committee 
established a sub-committee of non-executive 
Directors to undertake the search for my successor. 
Having taken up my new role as Chairman of the 
Financial Reporting Council, I will be handing over to  
Sir Adrian Montague at the AGM. I am delighted that 
Adrian has been appointed. He brings a wide range of 
relevant experience to the Chairmanship of 3i, and will  
I know provide the Board with first-rate leadership in 
the years ahead.

Since I joined the Board in 1997, there have been huge 
shifts in the geopolitical landscape, trade and economic 
power. We have had sharp reminders of how global 
markets can magnify threats as well as opportunities, 
most recently with the explosion and collapse of  
the world debt markets. But in that time too, 3i has 
transformed itself to compete in today’s investment 
world. No longer a domestic company with some 
European business, 3i has established itself in China  
and India and has a position in the United States  
as well. The Chief Executives I have worked with during 
my 13 years on the Board each played a part in building 
the new 3i.

The after-shocks from the credit crunch continue to 
destabilise financial markets, as they wait with 
decreasing patience for governments to repair their 
fiscal deficits. But 3i has a great ability to adapt, a brand 
built on its reputation as an investment partner, 
committed and engaged shareholders, and is strongly 
placed to deploy these advantages in fast-changing 
markets. And I am confident that 3i will enjoy strong 
leadership in the years ahead.

Baroness Hogg Chairman  
12 May 2010

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
Overview

6 6

3i at a glance

Our vision is to be recognised as a leading international 
investor based on the value we add to our portfolio, 
the returns we deliver to our investors and our 
responsible approach and style of investing.

Group
Portfolio by business line1 (%)
as at 31 March 2010

Buyouts 
Growth Capital 
Infrastructure
Non-core activites

Portfolio by sector1 (%)
as at 31 March 2010 

Business Services
Consumer 
Financial Services 
General Industrial
Healthcare
Media
Oil, Gas and Power
Technology
Infrastructure

Portfolio by geography1 (%)
as at 31 March 2010

Continental Europe 
UK
Asia
North America
Rest of World

1 Balance sheet investment value.

46
38
11
5

20
9
10
29
12
5
2
2
11

39
38
14
8
1

3i Group plc  

Report and accounts 2010

Business model
3i is differentiated through:
–  the combination of its business 
lines, sectors, geographical 
resources and network
–  its active partnership style 

of investing

–  its approach to corporate 

responsibility 

Investment funding model
Investments made with 3i’s own 
balance sheet capital and funds 
managed or advised by 3i.
Value creation
3i’s objective is to generate returns 
through a combination of:
–  realised and unrealised growth 

in the value of investments held 
by the Group

–  portfolio income and fees from the 
funds that it manages or advises

Assets under management (£m)
as at 31 March

10,780

9,633

386
1,385
218
458
167
843
21%
59

2009

2010

3i
External funds

Financial performance (£m)  
year to 31 March 2010
Investment 
Realisation proceeds
Realised profits  
Unrealised value movement
Portfolio income
Gross portfolio return ("GPR")
GPR (%) 
Fees receivable from external funds

More on Group  P12

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

7

Buyouts
Business model
Market focus
Leading mid-market transactions, 
with an enterprise value of typically 
up to €1 billion.
Geographic focus
Europe and Asia.
Investment funding model
Investments made with a 
combination of funds managed by 
3i and 3i’s own balance sheet.
Value creation
Actively working with our portfolio 
to systematically deliver step 
improvements in performance.

Growth Capital
Business model
Market focus
Minority investments, typically 
between €25 million and  
€150 million in established, 
profitable and international 
businesses.
Geographic focus
Europe, Asia and North America.
Investment funding model
Investments to date made 
principally from 3i’s own balance 
sheet. New investments to be made 
with funds managed by 3i and 3i’s 
own balance sheet.
Value creation
Actively working with our portfolio 
to systematically deliver step 
improvements in performance.

Infrastructure
Business model
Market focus
Investing in infrastructure assets, 
principally in social infrastructure, 
transportation and utilities.
Geographic focus
Europe, India and North America.
Investment funding model
Investments made by funds 
managed and advised by 3i as well 
as from 3i’s own balance sheet 
commitment to these funds.
Value creation
Actively working with our portfolio 
to enhance performance through 
increased efficiencies and business 
development.

Assets under management (£m)
as at 31 March

Assets under management (£m)
as at 31 March

Assets under management (£m)
as at 31 March

2009

2010

3i
External funds

5,690

5,227

2009

2010

2,267

2,585

2009

2010

3i
External funds

3i
External funds

Financial performance (£m) 
year to 31 March 2010
Investment 
Realisation proceeds
Realised profits  
Unrealised value movement
Portfolio income
GPR
GPR (%) 
Fees receivable from external funds

Financial performance (£m) 
year to 31 March 2010
Investment 
Realisation proceeds
Realised profits  
Unrealised value movement
Portfolio income
GPR
GPR (%) 
Fees receivable from external funds

243
467
223
249
78
550
38%
39

Financial performance (£m)  
year to 31 March 2010
Investment 
Realisation proceeds
Realised profits  
Unrealised value movement
Portfolio income
GPR
GPR (%) 
Fees receivable from external funds

121
578
(14)
145
63
194
11%
–

More on Buyouts  P31

More on Growth Capital  P37

More on Infrastructure  P43

3i Group plc  

Report and accounts 2010

1,671

1,627

2
46
–
84
16
100
27%
20

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
Overview

8 8

Chief Executive’s statement

“ I am confident we will see some outstanding 
opportunities in the next three years and 
believe we are now well placed, with a 
focused business model, good liquidity and a 
strong balance sheet to invest in and build 
some great businesses”.
 Michael Queen Chief Executive

Our vision

To be recognised as a leading international investor based on:
–  the value we add to our portfolio
–   the returns we deliver to our investors
–  our responsible approach and style of investing

Our values

In all our activities we will:
–  be commercial and fair
–   respect the needs of shareholders, investors,  

our people and the companies in which we invest

– maintain our integrity and professionalism
– strive for continual improvement and innovation

3i Group plc  

Report and accounts 2010

9

Last year I set out that our key priorities were to ensure 
that 3i was both financially robust and operationally agile. 
In the last 12 months we have made significant progress 
in both these objectives. A combination of strong 
shareholder support for the rights issue in June last year 
and decisive management action means that net debt is 
now well within the limits we have set, the business has 
been reshaped to focus on our competitive strengths and 
we now have choices about the future direction of 3i.

This could not have been achieved without the 
determination and commitment of everyone that works 
at 3i. I am grateful for their support and confident that 
we have a strong platform to take 3i forward in what 
remains a challenging environment, albeit one for which 
3i’s competitive advantages and business model are  
well suited.

Market environment
Stock markets rallied strongly through 2009, 
anticipating the end of the recession in developed 
countries. Private equity activity also recovered but at 
a much slower rate. Investment levels in 2009 were 
the lowest for a decade and, while 2010 looks to be 
stronger, total investment is likely to be well short of 
that in the period from 2005 to 2007.

Banks have regained some confidence and debt is 
increasingly available for transactions, although this 
is a mixed picture, with tough negotiations between 
portfolio companies and banks being a common 
occurrence. Pricing for those transactions completing 
has been high, with significant private equity competition 
for those deals that have been completed. This can 
be partly explained by the fact that the private equity 
industry is well funded and is largely incentivised 
to deploy capital rather than returning uninvested 
commitments to investors.

Our market positioning has ensured that we have 
had the option to consider many of the investment 
opportunities arising in our market, but we have 
adopted a cautious approach, judging that many of 
the deals being completed did not offer good value.

As the pace of recovery has been slow, corporations 
have continued to focus on de-gearing their balance 
sheets and we have not yet seen a strong demand for 
growth capital. However, there are some positive signs 
that this is now changing.

Performance
A total return of 16% (2009: (53)%) represents a 
significant recovery from last year. We benefited from 
stock market recovery as we use market multiples to 
value assets, but we also saw some strong realised 
profits on exit, as well as more positive earnings 
performance in many of our portfolio companies.

Our approach to valuation means much of the strong 
recoveries in earnings that are visible in forecasts and 
budgets of portfolio companies will not be reflected 
in our reported performance until those anticipated 
earnings improvements are actually achieved.

Manufacturing businesses saw the strongest recovery 
– particularly those based in continental Europe with 
export-led business models. European consumer-facing 
businesses found life harder and we would expect this to 

continue as European governments start to reduce fiscal 
deficits and personal disposable income comes under 
pressure as interest rates and taxation rise.

In the context of weak M&A markets, realisations held 
up well at £1.4 billion (2009: £1.3 billion), with the 
uplift on sales over the opening valuations being 19%.

There were two new investments in new portfolio 
companies in the year. This reflected our focus on the 
existing portfolio, as well as our perception that there 
were few investment opportunities offering good 
value, for reasons noted. We have, however, been 
keen to support our portfolio and helped them make 
16 acquisitions in aggregate during the year, which we 
believe will be value accretive to the portfolio companies 
themselves and to 3i.

Last year I highlighted that we may have needed to 
invest heavily to protect our portfolio from the impact 
of covenant breaches on bank debt. The amount 
required of £52 million turned out to be much less 
than anticipated due to some outstanding work by our 
teams and the management in our portfolio companies. 
However, we have seen some losses. The failure of 
British Seafood in February 2010 was our largest single 
loss in the year. Two significant investments in the 
Buyouts portfolio effectively failed in the year, although 
the financial impact from these had been recognised in 
full in the previous financial year. Overall, our portfolio is 
performing well and showing both resilience and good 
upside potential as earnings recover.

As can be seen from the business line reviews, the 
Buyouts business has recovered strongly this year. 
Jonathan Russell and his team had moved early to ensure 
that costs were taken out in portfolio companies and 
that new market opportunities were explored. The case 
studies in this report and in our online reporting centre 
provide examples of this.

The sale of Ambea for £212 million in February was a 
notable achievement and was delivered through the 
combination of an active buy-and-build strategy and 
improvements in the margins and operating model of 
the business.

Growth Capital raised a dedicated fund for the first time, 
raising around €400 million of external capital which, 
together with €800 million of balance sheet capital, 
provides a good platform for investment in the next two 
years. Guy Zarzavatdjian and Paul Waller led this effort 
in what was a very tough fundraising environment. This 
now means all three of our core business lines invest a 
mixture of balance sheet capital and third-party funds.

Infrastructure delivered a good performance with a gross 
portfolio return of 27%. This largely reflected the increase 
in the 3i Infrastructure plc share price from its depressed 
level in March 2009. The underlying asset performance 
in Infrastructure was solid, further demonstrating the 
consistency and low volatility of returns that make 
infrastructure such an attractive asset class.

We sold the bulk of our Venture portfolio during the 
year at what we considered was an attractive price, 
recovering most of our last balance sheet value. The 
remaining non-core Venture portfolio and SMI assets 
now account for less than 5% of the total portfolio.

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
Overview   Chief Executive’s statement

10 10

Balance sheet 
Having restored the Group to financial health, we intend to 
maintain a conservative balance sheet. We do not intend to 
have significant leverage at the Group balance sheet level 
and so will no longer focus on gearing as a key financial 
target in its own right. Instead, we will continue to focus on 
limiting the absolute level of net debt, reducing gross debt 
and managing its maturity profile and maintaining liquidity, 
thereby ensuring we are well placed to take advantage of 
investment opportunities as they arise.

These elements enable us to have access to the best 
investment opportunities in the markets we choose to 
focus on. The combination of excellent opportunities with 
innovative financial solutions creates the potential to build 
great companies delivering good investment returns. 
These returns are only achieved if we work closely with 
companies, ensuring they achieve their full potential. 
Delivering strong investment returns gives us access to 
multiple capital sources and provides shareholders with a 
combination of dividends and capital growth.

This year, the combination of strong realisations in the 
second half and low investment means that we finish 
the year with net debt of only £258 million. I expect 
this to increase next year as we increase our investment 
level, but we will stay below our £1 billion limit.

Operating costs
We have taken some difficult decisions during the 
year to ensure that we have the right cost base for 
the business. A further 148 employees left during the 
year, with headcount at the end of the year being 488. 
We also decided, after a comprehensive consultation 
process with affected employees, to close the UK 
defined benefit pension scheme to future accrual for 
current members with effect from 5 April 2011. Taking 
steps such as these creates the flexibility to increase 
resource in areas of strategic importance, such as Asia, 
without a corresponding increase in overall costs. 

Vision, Business model and Strategy
Last year, on becoming Chief Executive, I set out a 
short-term strategy based on restoring the business 
to financial health. In this Annual Report we have 
articulated a longer term vision and strategy as well as 
setting out the key elements of our business model and 
the values that are fundamental to 3i.

3i’s business is investment and our vision is to be 
recognised as a leading international investor. I believe we 
should be judged not only on the returns we deliver to 
our shareholders and third-party investors, which should 
reflect the value we add to companies in which we 
invest, but also on our responsible approach to investing.

Our purpose is to work with talented management 
teams and entrepreneurs to build great companies, 
thereby generating outstanding investment returns for 
our shareholders and third-party investors. The terms on 
which we invest are, of course, critical and we will at all 
times be highly disciplined in ensuring that we invest well.

The diagram in the next column highlights the key 
elements of our business model, emphasising the way 
a self-reinforcing virtuous circle develops if we get 
the separate elements right. The different parts of the 
model are described in detail on pages 16 and 17, but a 
brief summary follows.

Everything 3i does is based on a set of core values that 
we believe are enduring, and our brand and the values 
others associate with it are intended to be the outward 
representation of this. 

Our model is predicated on investment in our network 
of offices, our people and our relationships, as well as the 
maintenance and enhancement of our sector knowledge. 

Secure access
to capital from
multiple sources

Build 
great companies 
and deliver 
outstanding 
returns 

Invest in 
our network,
people and
knowledge

Core values
Brand

Achieve full
potential through
active partnership

See the best 
investment 
opportunities

Create
innovative
financial
solutions and
ensure excellent
execution

Looking forward
3i’s strategy is focused on continuous improvement 
to each element of our business model.  We intend to 
strengthen our network, particularly in Asia, and to deepen 
our sector focus and build our capabilities to support our 
portfolio companies through our “Active Partnership” 
programme. All of this will strengthen our market position 
and build sustainable competitive advantage.

We are already seeing significant opportunities to build  
on 3i’s current business through growth into adjacent 
areas and extension of our geographical presence.  
While it is our intention to expand the business over 
the next few years, the absolute priority remains the 
delivery of attractive returns to shareholders through 
achieving the full potential of current activities.

I am confident we will see some outstanding 
opportunities in the next three years and believe we  
are now well placed, with a focused business model,  
good liquidity and a strong balance sheet to invest in  
and build some great businesses.

Finally, I would like to record my own thanks to Sarah 
Hogg. Sarah joined the Board in 1997 and has been 
Chairman for eight years. The test of any Board is how  
it deals with difficult times and tough decisions, and 
Sarah has shown remarkable resilience, good judgment 
and integrity throughout. She has provided wise counsel 
to the executive management team at 3i and has helped 
me considerably in moving into my current role as Chief 
Executive. Everyone connected with 3i is indebted to 
her and, on behalf of them, I would like to thank her and 
wish her well for the future.

Michael Queen Chief Executive 
12 May 2010

3i’s Business model  P16-17

3i Group plc  

Report and accounts 2010

11

Business review

Business review  
Introduction to the Group 
Key Group performance measures 
Our strategy 
3i’s Business model 
Financial review 
Business lines 

11-44

12
12
13
14
16
23
31

A review of our main activities and principal markets,  
our key performance measures and our performance 
against them.

 
Business review

12

Business review

Introduction to the Group
3i is an international investor focused on buyouts, 
growth capital and infrastructure, investing in Europe, 
Asia and North America. Our vision, values and 
strategy are set out on pages 8 to 10. 

3i is a focused investment business with a portfolio of 
198 investments, well diversified by geography, sector 
and business line. This diversity can be seen from the 
detailed information provided on pages 6 and 7 and the 
schedule of some of our largest investments on pages 
132 and 134. A selection of case studies is available on 
pages 46 to 50, as well as in our online reporting centre. 

Following the announcement of the launch of the 
€1.2 billion Growth Capital Fund on 25 March 2010, 
all three of 3i’s business lines invest using a mix of the 
Group’s own balance sheet capital and external capital. 
Total assets under management at 31 March 2010, 
including 3i’s commitments to funds, were £9.6 billion 
(2009: £10.8 billion), including £3.8 billion (2009:  
£3.9 billion) advised or managed on behalf of others.

Corporate responsibility and risk management are 
central to our strategy and there are reports on each  
of these important aspects of our business on pages  
57 and 51. 

The Group’s total return is generated by the realised and 
unrealised returns we achieve from our portfolio, the 
fees we receive from advising or managing external 
funds, less the operating expenses and funding costs  
of the business.

The key financial performance measures on the page 
opposite relate to the year ending 31 March 2010.  
As our business develops, we have defined two 
additional measures that will be reported from 1 April 
2010: net portfolio return; and operating costs as a 
percentage of assets under management. These are 
described in more detail in the relevant sections of this 
Business review.

Our key non-financial performance measures are 
employee engagement and environmental impact.  
Employee engagement is important to 3i as an 
international investor employing a relatively small  
number of people in total, in a highly competitive 
market. Although 3i’s environmental footprint is 
relatively low, we aim to minimise our impact on  
the environment and this also supports employee 
engagement.

A detailed review of our performance at a Group and 
business line level for the year to 31 March 2010 is set 
out in this review. The key business line performance 
measures are set out on the opposite page.

/casestudies

/corporateresponsibility

3i Group plc  

Report and accounts 2010

Further information on

Assets under management 
Total return 
Business lines 
Case studies    
Risk 
Corporate responsibility     

P19
P23
P31-44
P45
P51
P57

13

Key Group performance measures

Financial 

Total return
Gross portfolio return
Cost efficiency
Gearing
Net asset value per share movement¹
1  Growth in NAV is stated before dividends, other distributions to shareholders, the rights issue and the 3i QPEP transaction. The 2009 

2010
16.2%
20.9% 
4.1%
8%
£0.43

2009
(53.0)%
(36.7)%
3.0%
103%
£(5.64)

comparative has not been restated for the rights issue and the 3i QPEP transaction.

Non-financial 

Employee engagement
Environmental impact (CO2)¹
1 Tonnes per year equivalent emissions.

Key business line performance measures 
– Gross portfolio return
– Portfolio health
– Long-term IRRs by vintage
Performance information for each business line is set out on pages 31 to 44.

2010
74%
7,232

2009
83%
8,428

Further information on

Total return   
Gross portfolio return 
Gearing 
Portfolio value movement 

Further information on

Cost efficiency 
Business lines  
Corporate responsibility  

P23
P24 
P30
P29

P28
P31-44
P57-62

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
 
 
Business review

14

Our strategy
We know from being an investor that a clear strategy  
is fundamental to success but it is not enough. It is  
the delivery that makes a strategy real. So here are  
the key elements of our strategy and how we plan to 
deliver them. 

The key elements of our strategy...

To invest

–  in growing companies that fit with our values
–  with management teams and entrepreneurs, 

working with them to deliver their full potential

–  in our own people, knowledge and networks

To grow  
our business

 –  in areas consistent with our skills
–  by strengthening our international network and 

building our sector capabilities

–  with a conservative financial structure accessing 

multiple sources of capital

To grow our 
reputation

 –  as a respected and responsible investor
–  by continuing to improve and innovate 

To maintain 
a “One 3i” 
culture

–  with a shared set of values across the Group
–  with a consistent approach to the way 

we do business

–  with a commitment to excellence  

in all our activities

3i Group plc  

Report and accounts 2010

15

...and how we will deliver them

–  Further strengthen the market access we 
gain through each and every aspect of our 
network

–  Ensure that those companies we back 
have strong boards and management 
teams with aligned interests to 3i 

–  Increase deal flow through our focused 

origination plans for business lines, sectors 
and countries

–  Develop further the range and delivery  
of our Active Partnership programmes

–  Strengthen our presence in existing 
markets where there is opportunity 
to grow

–  Investigate new markets and 

opportunities, including managing assets 
for others, where there is a natural fit with 
our strengths

–  Use our financial strength to invest in  
our people, network and capabilities
–  Deploy greater cross-business line 

resource to achieve full potential from  
our investments

–  Continue to invest in our brand through 
the training and development of our 
people and the importance that we place 
on developing long-term relationships

–  Build on our heritage, both as a company 

and as an investor, of pioneering on 
corporate responsibility issues and 
transparency

–  Use our conservative financial structure 

and risk management processes to balance 
risk and returns 

–  Build on our culture of operating as 
one company across business lines, 
geographies and sectors

–  Further increase our emphasis on good 

internal communications and knowledge 
management 

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Business review

16

3i’s Business model
Our approach to investing has evolved over many  
years. It is based on the values set out on page 8 and  
a belief that 3i’s reputation with those we work with  
at each stage of the investment life cycle is key to our 
future success.

A strong investment track record as a responsible  
investor is critical to gaining access to capital. Our record 
of delivering value to portfolio companies and being a 
good and active partner is vital in winning business.  
3i’s reputation as an employer is also crucial to 
attracting and retaining the talent required to deliver  
our strategy.

The diagram opposite shows, by investing in our 
network of relationships around the world, our people 
and our knowledge base, we aim to create access to the 
best investment opportunities. In a competitive market, 
converting these opportunities into high potential 
portfolio companies depends upon creating innovative 
financial solutions as well as excellent execution. 

In order to help these portfolio companies deliver their  
full potential and become great companies which deliver 
outstanding investment returns, we actively engage 
with them to drive value creation through a range of 
specific programmes. It is this overall approach that 
delivers the investment track record which, when 
combined with the Group’s focus on managing 
relationships, corporate responsibility and risk 
management, provides the platform to raise capital 
from multiple sources. 

Further information on

Risk 
Corporate responsibilty 

P51
P57

3i Group plc  

Report and accounts 2010

17

Secure access to capital from 
multiple sources
As a FTSE 100 company with its own capital 
and a manager or adviser to external funds,  
3i has access to multiple sources of capital. 
Such access provides a source of resilience  
and sustainability for 3i, as can be seen from 
the recent rights issue and Growth Capital  
Fund launch. 
Gaining access to capital depends upon 
performance, transparency and a long-term 
approach to managing relationships.

Invest in our network, people  
and knowledge
3i’s international reach is central to providing 
market access and insight. We have a strong 
culture of working across borders and 
harnessing skills and knowledge from across 
the world. Operating with an international 
mindset requires constant investment in our 
people, systems and communications.
Combining this approach with the strength of 
our sector and business line teams creates the 
pool of talent necessary to assemble what we 
call the “best team for the job” for each phase 
of the investment life cycle. 

See the best investment 
opportunities
Access to high quality investment opportunities 
is critical to future value growth. Investment 
over many decades in our network, people and 
knowledge provides 3i with the relationships 
and insights to deliver this. 
Our marketing approach is tailored for each 
geography, business line and sector and relies 
upon our track record, as well as the direct 
experiences people have of working with 3i. 
Building relationships with businesses and 
business leaders, long before a specific 
opportunity emerges, is an approach which  
3i has adopted for many years. 

Secure access
to capital from
multiple sources

Build 
great companies 
and deliver 
outstanding 
returns 

Invest in 
our network,
people and
knowledge

Core values
Brand

Achieve full
potential through
active partnership

See the best 
investment 
opportunities

Create
innovative
financial
solutions and
ensure excellent
execution

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

Build great companies and deliver 
outstanding returns

Achieve full potential through 
active partnership

The three largest realisations in the year, 
Ambea, Telecity and Venture Production, which 
are profiled on pages 46 and 47 are good 
examples of portfolio companies delivering 
outstanding returns from fundamental business 
growth. Each of these businesses delivered 
strong and sustained growth in earnings in 
competitive markets. 

Creating value through effective portfolio 
management is at the heart of our performance 
and reputation. We have developed a rigorous 
methodology for effecting business change. 
This active partnership approach is delivered  
by bringing together three complementary 
elements; operational and functional expertise, 
sector and strategic insight and market-leading 
governance standards.
The case studies on pages 46 to 50 are 
examples of this active partnership approach 
delivering value.

Create innovative financial 
solutions and ensure excellent 
execution
3i has a strong heritage of successfully aligning 
interests and delivering innovative financial 
solutions in each of the geographies, sectors 
and business lines in which we operate. Our 
scale, culture, experience, and training are 
central to sustaining this.
3i’s debt advisory team, a centre of excellence 
within 3i for best practice and market 
knowledge on arranging and managing debt for 
3i’s portfolio companies is an example of this. 

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

3i Group plc  

Report and accounts 2010

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
 
Business review

1818

Investment funding model

Introduction
Access to multiple sources of capital to fund investment  
is a strength of 3i’s business model. 3i invests from its 
own balance sheet and also with funds that it manages  
or advises for others. 3i is currently well funded for 
investment through the strength of its balance sheet,  
its liquidity and from the undrawn commitments made  
by the external investors in its funds. 

The management of external funds enhances returns to 
the Group through fees and carried interest receivable. 
This section of the Annual Report provides a summary  
of the development of 3i’s fund management and 
advisory business during the year both at a Group and 
business line level. Table 1 and Charts 1, 2 and 3, also 
provide details on each of the individual funds managed  
or advised as well as information about the composition 
of the investors in these funds. Further information is  
also provided at a business line level on pages 31 to 44. 

Fund management fees and carried interest are earned 
on co-investment funds such as Eurofund V and the 3i 
India Infrastructure Fund. Advisory fees are earned 
through advising 3i Infrastructure plc. Fee levels vary by 
fund and also usually over the life of the fund. Fees are 
based on either committed capital for active investing 
funds such as Eurofund V, or invested capital, as in the 
case of 3i Infrastructure plc. When a fund passes the 
investing phase, fees are earned on the residual portfolio 
cost being managed.

Following the announcement of the launch of the  
€1.2 billion Growth Capital Fund on 25 March 2010,  
all three of 3i’s business lines invest using a mix of 
external and the Group’s capital. As can be seen from 
Table 1, at 31 March 2010 total assets owned, 
managed or advised by 3i were £9.6 billion (2009: 
£10.8 billion), with external funds accounting for 40% 
(2009: 36%) of this total. 

3i seeks alignment of interest between shareholders and 
fund investors in a range of ways, including significant 
investment or commitment by the Group in each of the 
funds that it manages or advises.

Development of 3i’s fund management 
and advisory business by business line

Buyouts
3i has used limited partnership funds for buyouts since 
1994. 3i manages these funds and, as can be seen from 
Table 1, it has a significant co-investment commitment  
in each. 

The latest Buyouts fund, the €5 billion Eurofund V,  
was raised in November 2006 and was 54% invested  
as at 31 March 2010 (2009: 53%). A slower rate of 
investment in the last two years has resulted in less  
funds being deployed than initially anticipated at this 
stage. The performance on Eurofund IV continues to 
remain strong. 

Fee income from managed funds for Buyouts totalled 
£39 million in the year (2009: £45 million).

Growth Capital
The major development during the year to 31 March 
2010 was the launch of a limited partnership Growth 
Capital Fund of €1.2 billion just before the year end.  
At 31 March 2010, investors from Asia, Europe, the 
Middle East and North America had committed circa 
€400 million to the Fund. As part of its €800 million 
commitment, 3i contributed a seed portfolio of Growth 
Capital investments valued at €339 million. Until this 
point, Growth Capital investment was funded principally 
from the 3i balance sheet.

The Growth Capital Fund will continue 3i’s existing 
Growth Capital strategy to make minority investments  
in growing businesses across Europe, Asia and North 
America. It is intended that the Fund will be invested  
in around 20 mid-market companies and will invest 
between €25 million and €150 million of equity in  
each opportunity. The Fund’s first new investment  
was announced on 25 March 2010. 

Infrastructure
3i’s own capital was originally used to launch the 
Infrastructure business line in Europe and in India.  
In 2007, a £703 million listed company, 3i 
Infrastructure plc (“3iN”) was launched. The Group’s 
initial investment in 3iN was £325 million and the  
Group subsequently invested a further £25 million in  
a £115 million placing and open offer. In September 
2007, 3i launched the $1.2 billion 3i India Infrastructure 
Fund in which 3i and 3iN made individual commitments 
of $250 million. 

At 31 March 2010 3iN had invested 86% of its raised 
capital and the 3i India Infrastructure Fund was 42% 
invested (2009: 77% and 41%).

Fee income from infrastructure funds managed or 
advised by 3i totalled £20 million in the year to  
31 March 2010 (2009: £26 million).

Further information about the external funds deployed 
in our Buyouts, Growth Capital and Infrastructure 
business lines can be found on pages 31 to 44.

3i Group plc  

Report and accounts 2010

19

Assets under management
Assets owned, managed and advised by 3i
The Group defines its assets under management 
(“AUM”) as the total commitments, including the 
Group’s, to its active managed and advised funds, as 
well as the residual cost of investments in funds that  
are already invested and the cost of any other 
investments owned directly by 3i. As at 31 March 
2010, the Group had total AUM of £9,633 million 
(2009: £10,780 million).

This definition has been updated from that used in 
previous years as each business line now invests 
alongside and has 3i commitments aligned to external 
funds. The new AUM measure therefore incorporates 
3i’s commitments in order to report a total AUM 
amount which is in line with industry practice.

An 11% reduction in assets under management during 
the year to £9,633 million at 31 March 2010 (2009: 
£10,780 million) was principally the result of a 
reduction in the underlying portfolio cost of non-fund 
investments following strong realisations in the year and 
the solvent liquidation of 3i QPEP. This was partially 
offset by the launch of the Growth Capital Fund.

Chart 1: Breakdown of AUM (%)
as at 31 March 2010 

Commitments to 
active funds managed 
and advised
Residual cost of 
invested funds
Cost of 3i non-fund
investments

74

10

16

Chart 2: External investor base for non-listed funds 
managed and advised by geographic location (%)
as at 31 March 2010

Continental Europe
North America
UK
Asia
Middle East

33
27
16
14
10

Chart 3: External investor base for non-listed funds 
managed and advised by type of investor (%)
as at 31 March 2010

Pension funds
Fund of funds
Government agencies
Insurance companies
Financial institutions
Endowments
Private individuals
Other

30
21
20
16
8
3
1
1

Table 1: Assets under management 

Business line

Close date

Original
fund size

Original 3i 
commitment

% invested 
at March 
2010

Residual 
cost

AUM

Active investing managed funds

3i Eurofund V

Buyouts

November 2006 €5,000m €2,780m

3i India Infrastructure Fund

Infrastructure

March 2008 $1,195m

3i Growth Capital Fund 

Growth Capital

March 2010 €1,192m

$250m

€800m

54%

42%

35%

n/a €5,000m

n/a

$945m1

n/a €1,192m

Active investing advised funds

3i Infrastructure plc

Infrastructure

March 2007

£928m2

£308m3

n/a

n/a

£928m2

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

Invested managed funds

3i Eurofund III

3i Eurofund IV

Other invested funds

Other assets

Buyouts/
Growth Capital

Buyouts

Various

3i owned (non-fund)

Buyouts

Growth Capital

Infrastructure

Non-core

July 1999 €1,990m

€995m

91%

€96m

€96m

June 2004 €3,067m €1,941m

95%

€640m €640m

Various

Various

Various

Various

£364m £364m

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

£93m

£93m

£1,269m £1,269m

£1m

£1m

£168m £168m

£9,633m

Total AUM (in sterling)
1  Adjusted to reflect 3i Infrastructure plc’s $250 million commitment to the Fund. 
2  Based on latest published NAV (ex-dividend). 
3  3i Group’s proportion of latest published NAV.

3i Group plc  

Report and accounts 2010

 
 
 
 
 
 
 
 
 
 
 
Investment 
European private equity investment at €29 billion was 
66% lower in 2009 than in 2008 (source: unquote”). 
However, investment of approximately €10 billion in  
the final quarter of 2009, and a similar level in the  
first quarter of 2010, evidenced signs of a recovery. 
Mid-market buyout investment (deals between  
€100 million to €1 billion) accounted for two thirds  
of first quarter 2010 investment (source: unquote”).

New private equity investment in “Asia Pacific”, which 
includes the three main areas in which 3i is active  
(India, China and South East Asia), was 37% lower in 
2009 (source: Asia Venture Capital Journal “AVCJ”).  
The latest AVCJ data shows that a recovery in the final 
quarter of 2009 was sustained into the first quarter  
of 2010.

Detailed descriptions of the market conditions for each 
of our Buyouts, Growth Capital and Infrastructure 
business lines are contained within the business line 
reviews on pages 31 to 44. 

Business review

2020

Market conditions
This section provides commentary on the broader 
environment in which 3i operated during the year. 

After the near collapse in the market in late 2008 and 
early 2009, conditions for private equity fundraising, 
investment and realisations in 3i’s key markets of 
Europe, Asia and North America were more encouraging 
in the second half of the financial year to 31 March 
2010. An improved macroeconomic environment and 
increased confidence in equity markets were key 
reasons for this. However, both remain fragile and 
conditions are highly variable from country to country.  
It is also as yet unclear what the impact will be of the 
unwinding of measures taken by governments in many 
countries to alleviate the global financial crisis.

Mergers and acquisitions  
Conditions in mergers and acquisitions (“M&A”) markets 
influence the environment for both investment and 
realisations across the Group. Global M&A activity  
for 2009 was at its lowest level since 2004 (source: 
Dealogic) with European activity some 44% lower than  
in the previous year. However, data from the same 
source showed that deal volume for the six months to 
31 March 2010 was starting to recover and was 15% 
higher than in the six months to 31 March 2009. 

New listings (IPOs)  
New listings, or IPO activity, started to pick up in the 
second half of 2009 but was still down 24% on the year 
(source: Ernst & Young Global IPO update). Asia and 
South America accounted for 72% of total IPO value in 
2009. In North America and Europe activity was very 
subdued. Global IPO activity in the first quarter of 
2010, with 267 deals globally worth $53.2 billion, 
showed substantial improvement over the first quarter 
of 2009, which has been the lowest quarter for a 
decade (52 deals $1.4 billion). Asia accounted for  
some 66% total global IPO fundraising in the first 
quarter of 2010. 

Fundraising 
Fundraising by private equity firms during 2009 was  
also the lowest since 2004 (source: Preqin). Aggregate 
capital raised by private equity funds worldwide was 
$246 billion, down 61% from 2008. However, buyout 
funds still raised $102 billion in 2009. Although 56% 
lower than the previous year, this fundraising added 
significantly to funds raised in earlier years, supporting 
an active market for secondary transactions and a 
competitive environment for new investments.

Global fundraising for infrastructure slowed during 
2009 to $6.3 billion, with fundraising in North  
America and Europe aggregating to $2.9 billion.  
The infrastructure market continued to be affected by 
tight credit markets. 

3i Group plc  

Report and accounts 2010

21

Investment and realisations
Table 2: Investment activity – own balance sheet and 
external funds 

year to 31 March
Realisations

Investment 

Net divestment/ 
(investment)

3i’s own  
balance sheet
2009 
£m
1,385 1,308

2010 
£m

External funds
2009 
£m
360

2010 
£m
157

386

968

325

678

999

340

(168)

(318)

As Table 2 shows, 3i’s realisation proceeds were  
strong in the year to 31 March 2010. This, combined  
with a highly selective approach to new investment 
throughout the year, enabled the Group to deliver net 
divestment of £1.0 billion. 

Investment
Total investment for the year to 31 March 2010 was 
£386 million (2009: £968 million). This low level  
of investment included £21 million of new investment 
and reflected a significantly reduced level of market 
activity, as well as our focus on supporting the 
development and growth of portfolio companies.

Chart 4 illustrates the split of total investment in the 
year by nature of investment. Given the economic 
conditions experienced during the year, our portfolio 
required a range of financial support. Several portfolio 
companies were able to capitalise on growth 
opportunities and we invested £18 million in these 
businesses to support them in financing acquisitions. 
Others needed funding to support restructurings.  
We invested a total of £83 million in restructurings, 
which was lower than anticipated at the start of the 
year. In addition, £64 million was drawn down from 
existing commitments. The majority of this, £42 million, 
was for new investments made within the Debt 
Warehouse. As in previous years, an element of gross 
investment was non-cash through capitalised interest. 
This amounted to £183 million in the year to March 
2010 (2009: £127 million). 

Chart 5 shows investment by business line.  
At £243 million (2009: £519 million), Buyouts 
accounted for 63% of total investment, including  
£137 million of capitalised interest through the PIK  
note loan instrument commonly used in Buyout 
transactions. Investment in Buyout restructurings at 
£44 million was at a low level, given the size of the 
portfolio. Investment in Growth Capital totalled  
£121 million (2009: £343 million), which included  
£21 million in the first new investment of the Growth 
Capital Fund.

Non-core investment in the year of £20 million  
(2009: £56 million) was minimal and was focused  
on meeting existing commitments, or investing to 
strengthen positions ahead of sale.

As shown by Chart 6, continental Europe and the UK 
accounted for 88% of gross investment in the year.

3i Group plc  

Report and accounts 2010

In addition to 3i’s own balance sheet investment,  
a further £325 million was invested on behalf of our 
managed and advised funds, which included new 
investment made by 3i Infrastructure plc.

Further detail on investment activity within each of our 
business lines can be found on pages 31, 37 and 43.

Chart 4: Total investment (£m)
for the year to 31 March 2010
Total investment: £386 million

New/first investment
Acquisition finance 
Restructurings 
Capitalised interest1 
Drawdown on existing  
commitments
Other

21
18
83
183
64

17

1 Includes PIK notes.

A Payment in Kind (“PIK”) note is a loan instrument whereby, at pre-agreed dates, interest 
accrued is capitalised and rolled into the value of the principal of the loan and is payable 
at the loan repayment date. This capitalised interest is included within the definition of 
gross investment.

Chart 5: Investment by business line (£m)
for the year to 31 March 2010
Total investment: £386 million

Buyouts
Growth Capital 
Infrastructure
Non-core activites 

243
121
2
20

Chart 6: Investment by geography (£m)
for the year to 31 March 2010
Total investment: £386 million

UK
Continental Europe
Asia
North America
Rest of World

222
118
25
19
2

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Business review

2222

Chart 7: Realisations by business line (£m)
for the year to 31 March 2010
Total realisations: £1,385 million

Buyouts
Growth Capital 
Infrastructure 
Non-core activities 

467
578
46
294

Chart 8: Realisations by geography (£m)
for the year to 31 March 2010
Total realisations: £1,385 million

UK
Continental Europe
Asia
North America
Rest of World

621
542
134
84
4

Chart 9: Realisations by type (£m)
for the year to 31 March 2010
Total realisations: £1,385 million

Trade
Secondaries
Quoted1
Loan
IPO
Other

184
425
422
19
35
300

1 Realisations of Quoted investments 
include trade sales of £145 million.

Realisations
Proceeds from realisations of balance sheet investments 
in the year to 31 March 2010 of £1,385 million  
(2009: £1,308 million) were marginally ahead of  
last year but at a substantially higher average uplift  
to opening value of 19% (2009: 5%). This was driven  
by a strong level of realisations in the second half  
of the year, during which we realised a number  
of investments at good uplifts to their opening values. 
Realisations generated realised profits of £205 million  
in the second half at a 30% uplift on 31 March 2009 
valuations (previous six months to 30 September 2009:  
£13 million, 3%).

The proportion of these realisations by business line, 
geography and type of realisation is shown in Charts  
7, 8 and 9.  

Buyouts and Growth Capital accounted for 34% and  
42% of realisation proceeds respectively. Growth 
Capital realisations of £578 million include £96 million 
of proceeds received on the partial sale of the seed 
portfolio to external investors in the Growth Capital 
Fund, as well as the sell down of non-core assets 
transferred from 3i Quoted Private Equity plc  
(“3i QPEP”) (£56 million). 

The nature and age profile of infrastructure investments 
and the structure of 3i’s investment in 3i Infrastructure 
plc mean that realisations during the year were minimal 
and were comprised almost entirely of the sale of the 
majority of the Group’s remaining own balance sheet 
holding in Anglian Water Group (“AWG”) (£45 million).

Non-core portfolio realisations of £294 million (2009: 
£236 million), marginally ahead of their carrying value, 
reduced the non-core portfolio to less than 5% of the 
Group’s total portfolio. These non-core realisations do  
not include £110 million of cash received by the Group  
in respect of the 3i QPEP transaction, completed in  
April 2009. 

Continental Europe and the UK accounted for 84% of 
total realisations (2009: 82%), including the largest 
three realisations in the year, Ambea (Buyouts:  
£212 million), Venture Production (Growth Capital: 
£145 million) and Telecity (Buyouts: £142 million). 
These realisations are profiled on pages 46 and 47. 

As Chart 9 shows, 3i has a range of realisation routes 
and there was a good spread by type of divestment 
during the year.

3i Group plc  

Report and accounts 2010

 
23

Financial review

Returns
year to 31 March 2010 

 Gross portfolio return

Net portfolio return

Total return

Realised profits 
£218m
Unrealised value movement  £458m
£167m
Portfolio income 

Gross portfolio return 
Fees receivable  
Net carried interest 
Operating expenses 

£843m
£59m
£(58)m
£(221)m

Net portfolio return  
Net interest payable  
Exchange movements 
Other 

Gross portfolio return 

£843m

Net portfolio return 

£623m

Total return 

£623m
£(112)m
£(35)m
£(69)m

£407m

Gross portfolio return

£843m

Net portfolio return

£623m

Total return 

£407m

Return on opening portfolio 

20.9%

Return on opening portfolio

15.5%

Return on opening equity

16.2%

The diagram above illustrates how the Group presents its financial returns. Gross portfolio return represents the 
performance of the investment portfolio. Net portfolio return includes additional income generated from managing 
external funds, through management fees and carried interest receivable, less the costs of our operating expenses 
and carried interest paid to our investment teams. Finally, total return is the net portfolio return, less our funding 
costs and the impact of foreign exchange and other factors. 

Each of these aspects of our returns is considered in greater detail in this review. An explanation of our valuation 
methodology is contained on pages 130 and 131.

Table 3: Total return 

year to 31 March
Realised profits over value on disposal of investments

Unrealised profits/(losses) on revaluation of investments

Portfolio income

  Dividends

  Income from loans and receivables

  Net fees payable

Gross portfolio return

Fees receivable from external funds

Carried interest receivable from external funds

Carried interest and performance fees payable 

Operating expenses

Net portfolio return

Net interest payable

Movement in the fair value of derivatives

Net foreign exchange movements

Pension actuarial loss

Other (including taxes)

Total comprehensive income (“Total return”)

2010 
£m
218

458

59

110

(2)

843

59

30

(88)

(221)

623

(112)

9

(35)

(71)

(7)

407

2009 
£m
63

(2,440)

65

108

(2)

(2,206)

75

(3)

56

(250)

(2,328)

(86)

(38)

315

(8)

(5)

(2,150)

Portfolio valuation – an explanation P130 to P131

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Business review   Financial review

2424

Table 4 : Total return by year
year to 31 March
2010

2009

2008

2007

2006

%

16.2

(53.0)

18.6

26.8

22.5

Total return (%) comprises the total comprehensive income stated as a percentage of 
opening shareholders’ funds where opening shareholders' funds is the weighted average 
of opening shareholders’ funds and the equity value following the liquidation of 3i QPEP 
and the rights issue.

The Group generated a total return of £407 million for 
the year (2009: £(2,150) million), which represents a 
16% return over opening shareholders’ funds. Stronger 
realised profits of £218 million (2009: £63 million)  
and good growth in the value of the portfolio of  
£458 million (2009: £(2,440) million) were the main 
drivers of these returns. 

The total return achieved during the year is a significant 
turnaround from last year and begins to bring the  
Group back into line with historic return levels as shown  
in Table 4. 

Gross portfolio return
Table 5: Gross portfolio return by year
year to 31 March
2010

2009

2008

2007

2006

%

20.9

(36.7)

23.9

34.0

24.4

Gross portfolio return (%) comprises the income and capital return (both realised and 
unrealised value movement) generated from the portfolio and is stated as a percentage of 
opening portfolio value. 

Gross portfolio return for the year to 31 March 2010 
totalled £843 million (2009: £(2,206) million), a 21% 
return over opening portfolio value (2009: (37)%).  
Buyouts, Growth Capital and Infrastructure, our core 
business lines, generated a combined gross portfolio 
return of £844 million (2009: £(1,763) million), which 
represented a 24% return on opening portfolio value.

3i Group plc  

Report and accounts 2010

Table 6: Gross portfolio return by business line

year to 31 March
Buyouts

Growth Capital

Infrastructure

Non-core activities

Gross portfolio 
return
2009 
£m
(678)

2010 
£m
550

Return as a % of 
opening portfolio
2009 
%
(34)

2010 
%
38

194 (1,035)

100

(50)

(1)

(443)

11

27

–

21

(44)

(10)

(39)

(37)

Gross portfolio return

843 (2,206)

The Buyouts business performed very well, generating  
a gross portfolio return of £550 million (2009:  
£(678) million). This represented a 38% return (2009: 
(34)%), driven by both strong realised profits and a 
recovery in the underlying valuations of the portfolio.  
This included a return of £110 million from the Debt 
Warehouse, which is accounted for within the Buyouts 
business line. 

Growth Capital also returned to profit, with the majority 
of portfolio companies performing well. However, the 
overall return was impacted by significant losses on a 
small number of investments.

Infrastructure delivered a high return, at 27% (2009: 
(10)%), driven by the increase in 3i Infrastructure plc’s 
share price and the growth of the value of the Group’s 
investment in the 3i India Infrastructure Fund.

Non-core activities generated a return of £(1) million 
(2009: £(443) million) reflecting the continued disposal 
of the portfolio at close to its book value. 

Realised profits
Overall, the Group achieved realised profits in the year  
of £218 million (2009: £63 million) at an average uplift 
to opening book value of 19% (2009: 5%). 

Buyouts generated good realised profits of £223 million 
(2009: £255 million), driven by a strong second half of 
the year. The sales of Ambea and Telecity generated 
realised profits over their opening values of £102 million 
and £47 million respectively. 

The Growth Capital business generated realised losses  
of £(14) million (2009: £(66) million). This included a 
realised loss on British Seafood of £72 million. The seed 
portfolio of Growth Capital investments transferred to 
the new Growth Capital Fund generated realised profits 
of £5 million. 

Realisations from our non-core portfolio were made at  
a modest uplift to opening carrying value generating a  
realised profit of £9 million, a good result given 
prevailing pricing for sales of private equity portfolios.

25

Unrealised value movements
The unrealised value movement of £458 million (2009: 
£(2,440) million) reflects the recovery in asset values 
during the 12 months to 31 March 2010. The recovery 
in global equity markets led to an increase in earnings 
multiples used to value the portfolio. Tough economic 
conditions throughout the year continued to put 
pressure on earnings. However, there was some 
improvement in the underlying earnings of the portfolio 
in the second half of the year. The methodology  
applied in valuing the portfolio incorporates the new 
International Private Equity and Venture Capital (“IPEV”) 
Valuation Guidelines issued in 2009.

Table 7 shows the unrealised value movement for each 
category of valuation. The most significant category 
relates to investments valued on an earnings and 
multiple basis. These accounted for 71% of the portfolio 
by value at 31 March 2010 (2009: 48%).

Table 7: Unrealised profits/(losses) on revaluation  
of investments 

year to 31 March
Earnings and multiples based valuations

  Equity – Earnings multiples

– Earnings

  Loans  – Impairments (earnings basis)

  First-time movements from cost

  Market adjustment to earnings basis

Other bases

  Provisions

  Uplift to imminent sale

  Loans – Impairments (other basis)

   Other movements on unquoted 
investments

  Quoted portfolio

Total

2010 
£m

2009 
£m

536

(412)

(171)

14

76

–

(8)

(620)

(584)

–

(24)

(28)

16

(16)

77

(156)

(140)

(228)

(188)

(126)

458 (2,440)

3i Group plc  

Report and accounts 2010

Impact of earnings multiple movements
The strong recovery in equity markets during the year 
increased the earnings multiples applied in valuing  
the portfolio. This contributed £536 million (2009: 
£(412) million) in unrealised value growth in the equity  
of those investments that were valued on an earnings 
basis at both 31 March 2009 and 31 March 2010. 

EBITDA* multiples were used to value 90% (2009: 
79%) of the portfolio valued on an earnings basis as at  
31 March 2010. This equates to almost two-thirds of 
the total portfolio value. The weighted average EBITDA 
multiple before discount used to value the portfolio was 
9.5x at 31 March 2010 (2009: 7.1x). 

The 34% increase in multiples used in valuations was 
lower than the overall equity market increases during 
the year. This was largely due to the specific company 
quoted comparables used to determine the appropriate 
multiple for valuation. Total European mid-cap market 
weighted average EBITDA multiples increased by  
41% to 8.6x at 31 March 2010 from 6.1x at  
31 March 2009.

Consistent with IPEV guidelines, we apply a 
marketability and liquidity discount to each asset in 
determining the valuation. The weighted average 
discount applied at 31 March 2010 was 7.4%, resulting 
in a weighted average EBITDA multiple post discount 
used to value the portfolio at 31 March 2010 of 8.8x.

Earnings movements
When valuing a portfolio investment on an earnings 
basis, the earnings used are the most recent 
management accounts for the last 12 months, unless 
the portfolio company’s forecast is lower or we believe 
that a lower figure from the latest audited accounts 
would provide a more reliable picture of maintainable 
earnings performance.

Maintainable earnings, derived using this methodology, 
were 8% lower than last year. However, this comprised  
a 13% decrease in the first half of the year to  
30 September 2009 and a 5% increase since 
September, as many of our companies began to  
show earnings recovery in the second half of the year.  
Overall earnings, without the adjustments made to 
determine maintainable earnings, were down only 5% 
for the year (based on historical data of all 2009 
company year ends) across the core portfolio.

The proportion of accounts used to value the portfolio  
as at 31 March 2010 was: management accounts 79% 
(2009: 42%), forecast 14% (2009: 21%) and audited 
7% (2009: 37%). The significant reduction in the use of 
forecast earnings at March 2010, compared to the 
position at September 2009 (39%), also supports the 
improved outlook for earnings.

The equity value movement in relation to earnings  
was a reduction of £(171) million (2009: £14 million).  
The majority of value reductions continue to be 
attributable to a small number of companies in sectors 
and geographies particularly impacted by the economic 
downturn.

*Earnings before interest, tax, depreciation and amortisation.

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
 
 
Business review   Financial review

2626

Loan impairments 
Where the net attributable enterprise value of a 
portfolio company is less than the cost of any 3i loans 
provided, a shortfall is recognised against the value of 
the loan. This movement is classified as an impairment. 

Impairments for the year to 31 March 2010 were  
a net positive £92 million. This contrasts with an  
£(848) million unrealised value loss in the year to  
31 March 2009. Of the £92 million movement,  
£76 million is attributed to investments valued on an 
earnings basis, with £16 million being for investments 
valued on other valuation bases. 

The Debt Warehouse, which is described in detail on 
page 36 and which includes several impaired loans, 
generated an improvement in the aggregate value of 
these impaired loans of £45 million during the year.

At the beginning of the year, there were 31 core 
portfolio investments that were valued at nil following 
the full impairment of their loan value. Since March 
2009, seven investments, with a total cost of  
£191 million, returned to a combined positive value  
of £89 million. Several of these benefited from debt 
restructuring and a total of £38 million of further 
investment by 3i. Fourteen investments were either 
written off or sold. The remaining 10 investments still 
held at nil value have a residual cost of £122 million.

First time movements from cost and market adjustment 
As reported at the time of our results to 31 March 
2009, the Group’s valuation policy had historically been 
to value investments that were less than 12 months old 
at cost. However, given the unprecedented level of 
volatility at that time, no assets were held at cost at  
31 March 2009 and a market adjustment category was 
introduced. Consequently, this year, there have been no 
“First time movements from cost”. A small unrealised 
loss of £(8) million is recorded for assets moving from a 
market adjustment basis to an earnings basis for the 
first time.

Other bases of valuation
Provisions 
A provision is recognised where we anticipate that there 
is a 50% or greater chance that a company may fail 
within the next 12 months. Total provisions for the year 
are below last year at £24 million (2009: £156 million).  
Provisions do not include assets written off in the year, 
which are recorded as realised losses. Write-offs for the 
year totalled £78 million (2009: £18 million).

Uplift to imminent sale 
Imminent sale includes all investments currently in a 
negotiated sales process or for which the proceeds have 
been received since the year end. Investments valued on 
an imminent sale basis resulted in an unrealised value 
movement of £(28) million (2009: £(140) million), 
largely attributable to the value reduction of a single 
investment.

Other
The other category, which largely represents 
investments valued on different valuation bases such  
as discounted cash flow or an industry specific measure, 
had an overall value movement of £(16) million  
(2009: £(188) million). 

Impact of adopting new IPEV Guidelines 
The updated IPEV Valuation Guidelines, issued in 2009, 
were incorporated in our valuation methodology for the 
first time at 31 March 2010. The main change is the 
assessment and application of the marketability and 
liquidity discount. The average discount applied in 
generating our valuations is 11% (Buyouts 5%, Growth 
Capital 15%). This change in methodology has resulted 
in a £37 million value increase in the year, 1% of the 
total portfolio value at 31 March 2010. 

3i Group plc  

Report and accounts 2010

27

Quoted portfolio 
The total quoted equity movement for the 12 months  
to 31 March 2010 was £77 million, which compares to  
an unrealised value loss of £(126) million for the  
12 months to 31 March 2009. At 31 March 2010,  
the total quoted portfolio was valued at £312 million 
(2009: £611 million). The significant reduction in the  
size of the quoted portfolio is largely attributable to the 
solvent liquidation of 3i Quoted Private Equity plc and  
the sales of Telecity and Venture Production.

3i’s 33% holding in 3i Infrastructure plc was valued at 
£300 million at 31 March 2010 (2009: £228 million) 
and accounted for 96% of the total quoted portfolio 
value. The increase of £72 million in value during the 
year was as a result of its share price rising from 84p at 
the start of the year to 110p at 31 March 2010.

Chart 10: Proportion of portfolio 
value by valuation basis (%)
as at 31 March 2010   

Earnings
Imminent sale
Market adjustment
Net assets
Quoted
Other1

71
1
–
1
9
18
1 Other includes industry measures and DCF.

Portfolio income
Table 8: Portfolio income 

year to 31 March
Dividends

Income from loans and receivables

Net fees payable

Portfolio income

Portfolio income/opening portfolio 
(“income yield”)

2010 
£m
59

110

(2)

167

2009 
£m
65

108

(2)

171

4.1%

2.8%

As can be seen from Table 8, portfolio income for the 
year to 31 March 2010 was broadly in line with that of 
the previous year. The yield, at 4.1% (2009: 2.8%),  
was higher due to a lower opening portfolio value.  
Due to the high proportion of capitalised interest, total 
portfolio income received as cash was £73 million 
(2009: £88 million).

Although lower than the previous year, dividend income 
of £59 million for the year has benefited from good  
levels of dividend receipts in the Growth Capital  
business, and dividends received from 3i’s investment 
in 3i Infrastructure plc.

Net portfolio return 
Net portfolio return is an important measure for 3i as it 
incorporates the economic benefits provided through 
our asset management capabilities and captures our 
ability to drive cost efficiency. We will be reporting net 
portfolio return as a key performance measure from  
1 April 2010. 

For the year to 31 March 2010, net portfolio return 
was £623 million (2009: £(2,328) million), or 15% 
(2009: (39)%) of opening portfolio value.

Net operating expenses (operating expenses less  
fees receivable from external funds) reduced to  
£162 million from £175 million in 2009, or 4.0% of 
opening portfolio value (2009: 2.9%). Dilution from net 
carried interest was £58 million, or 1.4% of opening 
portfolio value.

Fees receivable from external funds
Fees receivable from external funds in the year to  
31 March 2010 were £59 million (2009: £75 million). 
The Group received total management and advisory 
fees from its Buyouts and Infrastructure funds of  
£56 million (2009: £61 million) and performance  
fees of £2 million (2009: £8 million).

Fund management fees were lower at £47 million  
(2009: £53 million) as older funds generated lower fees 
or reached the end of their fee generating life. Advisory 
fee income of £9 million is marginally lower than the 
previous year (2009: £11 million), following the closure 
of 3i QPEP in 2009. A performance fee is also received 
from 3i Infrastructure plc, which is based on the net 
asset value growth per share of the company in excess 
of an 8% hurdle. During the year, £2 million was 
recognised (2009: £8 million). 

Net carried interest and performance fees payable 
By focusing on cash-to-cash returns, carried interest 
seeks to align the incentives of 3i’s investment staff  
and the management teams in 3i’s portfolio with the 
interests of 3i’s shareholders and fund investors.  
3i receives carried interest from the external funds it 
manages, whereas it pays carried interest to investment 
executives who manage investments from both balance 
sheet and external funds. 

Although the Group only receives and pays carried 
interest as a result of cash-to-cash returns subject to 
performance conditions, it must account for carried 
interest payable and receivable based on both the 
realised profits generated and unrealised value 
movements. 

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Business review   Financial review

2828

Net carried interest and performance fees payable in  
the 12 months to 31 March 2010 were a cost of  
£(58) million (2009: £53 million credit). The charge 
reflects both the uplift over value on realisations, as well 
as the unrealised value growth in the portfolio in general. 
In particular, a number of investments made between 
2004 and 2006, with strong value increases, are in 
carried interest schemes which are through the 
performance hurdle. In addition, the performance of the 
underlying investments in the 3i India Infrastructure 
Fund has also been good. The performance fee and  
a share of the advisory fees generated from 3i 
Infrastructure plc are payable to 3i investment staff.  

The carried interest expense compares with a  
£53 million credit in the year to 31 March 2009, a 
consequence of the unrealised losses generated during 
that period.

Operating expenses
Table 9: Cost efficiency 

year to 31 March
Operating expenses

Fees receivable from external funds*

Net operating expenses

Net operating expenses/opening 
portfolio (“cost efficiency”)

2010 
£m
221

(57)

164

2009 
£m
250

(67)

183

4.1%

3.0%

* Net of £2 million performance fee from 3i Infrastructure plc in 2010 (2009: £8 million).

Cost reduction continued to be a priority and the Group 
achieved a further 12% reduction in total operating 
expenses to £221 million during the year to 31 March 
2010 (2009: £250 million). A key driver of this 
improvement in operating expenses was a 20% 
reduction in staff numbers from 607 at the beginning  
of the year to 488 at 31 March 2010, including the 
significant reduction in non-core activities. The year  
on year reduction in underlying costs was 16%.

The Group’s cost efficiency measure is defined as 
operating costs net of management and advisory  
fee income as a percentage of opening portfolio value. 
Despite the reduction in operating costs, the lower 
opening portfolio value from the prior year led to an 
increase in the measure from 3.0% at 31 March 2009  
to 4.1% at 31 March 2010. 

During the year the Group reviewed its cost efficiency 
measures and, as a result we will, in future, also measure 
and report operating expenses as a proportion of 
assets under management as a key group financial 
performance measure. This is aligned to the industry 
standard measure used in private equity. This new 
measure was 2.3% for the year to 31 March 2010. 

Total return

Net interest payable
Net interest payable increased during the year from  
£86 million to £112 million. Despite a significant 
increase in cash balances and deposits during the year, 
interest receivable of £12 million (2009: £34 million) 
reduced, given the prevailing low interest rates. 
Interest payable has increased marginally to £124 million 
(2009: £120 million) during the year as the Group 
re-negotiated its facilities and extended maturities. 

Exchange movements
The Group continues to use core currency borrowings  
to hedge the portfolio but has not implemented any 
additional hedging through derivatives during the year.  
As a consequence, 76% of European and Nordic euro  
and krona denominated portfolios and 32% of the  
North American and Asian US dollar portfolios are now 
hedged through borrowings. The foreign exchange 
movement of £(35) million in the year was largely 
driven by the weakening of the euro and US dollar 
against sterling in the year. 

Pensions
A loss of £71 million in the year to 31 March 2010  
(2009: £8 million) relates to the Group’s UK defined  
benefit pension scheme. Rising equity markets in the  
period resulted in an increase in the value of the plan’s 
assets. However, a fall in corporate bond yields, reducing 
the discount factor used to determine the present value  
of the scheme’s obligations, and an increase in inflation,  
has led to an actuarial loss of £49 million. Additionally,  
the planned closure of the defined benefit pension 
scheme to future accrual resulted in the recognition of  
a potential future liability of £22 million. 

3i Group plc  

Report and accounts 2010

29

Table 11: 3i direct portfolio value by sector 

as at 31 March
Business Services

Consumer

Financial Services

General Industrial

Healthcare

Media

Oil, Gas and Power

Technology

Infrastructure

QPE

Total

2010 
£m
694

303

335

1,020

427

177

71

83

407

–

2009 
£m
749

327

265

764

545

214

253

391

371

171

3,517

4,050

The most significant movements in the value of  
the portfolio by sector were in General Industrials, 
Healthcare, Oil, Gas and Power and Technology.  
General Industrial increased as a percentage of the  
total portfolio, from 19% to 29% during the year,  
driven in part by a recovery in performance and  
resulting increased valuations of a number of 
investments in this sector. 

The largest three realisations in the year, Ambea 
(Healthcare), Venture Production (Oil, Gas and Power)  
and Telecity (Technology) resulted in reductions in  
value in these sectors.

Portfolio value
Portfolio assets directly owned by the Group  
As a result of the good level of realisations in the year,  
the value of the Group’s directly owned investments  
was lower at £3,517 million (2009: £4,050 million),  
despite unrealised value growth of £458 million (2009: 
£(2,440) million). The opening value of investments 
realised was £1,167 million. 

The Buyout portfolio grew in value during the year 
through unrealised value growth of £249 million as the 
levels of investment matched the carrying value of 
assets disposed. The Growth Capital portfolio reduced  
in size as, despite the transfer of assets from 3i QPEP  
at the start of the year, the significant levels of asset 
disposals outweighed the combined increases from 
investment and value growth. Non-core portfolios 
reduced to £165 million as these portfolios were sold 
down in the year.

Table 10: 3i direct portfolio value by geography 

as at 31 March
Continental Europe

UK

Asia

North America

Rest of World

Total

2010 
£m
1,381

2009 
£m
1,618

1,327

1,719

509

294

6

491

209

13

3,517

4,050

The proportion of the portfolio value in the UK and 
continental Europe was lower following strong 
realisations in these geographies. The portfolio in North 
America grew as a percentage of the total portfolio due 
to the increase in the underlying value of investments in 
this region. A broadly stable portfolio value in Asia over 
the period led to a slight increase in its proportion of 
total portfolio value.

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

Table 12: Portfolio value movement by business line and vintage year

Core business lines

  Buyouts

  Growth Capital

  Infrastructure

Non-core activities

Total

Opening 
Portfolio value  
1 April 2009  
£m

Impact of 
3i QPEP 
liquidation 
£m

New  
investment 
£m

Value  
disposed  
£m

Unrealised  
value  
movement  
£m

Other  
movement  
£m

Closing 
Portfolio value 
31 March 2010  
£m

1,467

1,574

371

3,412

638

4,050

–

151

–

151

(171)

(20)

243

121

2

366

20

(244)

(592)

(46)

(882)

(285)

386 (1,167)

249

145

84

478

(20)

458

(101)

(68)

(4)

(173)

(17)

(190)

1,614

1,331

407

3,352

165

3,517

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

3i Group plc  

Report and accounts 2010

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
 
Business review   Financial review

3030

In March 2010, the Group issued a €350 million bond  
at 5.625% with a seven year maturity, which enabled 
the Group to further extend the maturity profile of its 
debt at attractive terms, ahead of the £430 million 
convertible bond coming due in May 2011. After the 
year end, the Group announced that it has made market 
purchases of the convertible bond. At the end of April, 
purchases of a total of £145 million had been made.  
The purchased bonds will be cancelled and, following 
cancellation, there will remain £285 million in 
convertible bonds outstanding.

Liquidity 
Liquidity at 31 March 2010 increased significantly to 
£2,731 million from £1,020 million at 31 March 2009, 
and comprises £2,252 million of cash and deposits and 
undrawn facilities of £479 million. This increase resulted 
from cash generated from realisations, the rights issue 
and new debt issuance. 

Diluted NAV 
The diluted NAV of £3.21 at March 2010 (2009:  
£4.96, restated: £2.79) includes the impact of the  
rights issue and 3i Quoted Private Equity plc 
transactions. The rights issue diluted net asset value per 
share by 194p. The liquidation of 3i Quoted Private 
Equity plc had a further 23p reduction in net asset value 
per share as new shares were issued to partially fund the 
transaction. The total return of £407 million added 43p 
per share to net asset value.

Balance sheet
Table 13: Balance sheet  
as at 31 March
Shareholders’ funds

Net debt

Gearing

Diluted net asset value per share

2010

2009
£3,068m £1,862m

£258m £1,912m

8%

£3.21

103%

£2.791

1   Adjusted to reflect the impact of the rights issue and shares issued as part of the 

acquisition of the assets of 3i QPEP.

Gearing and borrowings 
The Group made significant progress in strengthening its 
balance sheet by reducing net debt from £1.9 billion at 
31 March 2009 to £258 million at 31 March 2010. 
Several factors, including the £732 million rights  
issue in June 2009, strong realisations from the core 
portfolio, as well as the continued sale of quoted and  
non-core investments, contributed to the reduction in  
net debt. The reduction in net debt, combined with an 
increase in shareholders’ funds to £3,068 million, 
reduced gearing to 8% at 31 March 2010 from 103% 
at the start of the year.

The Group’s focus on the management of the overall 
gross debt position, and the extension of its maturity 
profile, has also resulted in changes to the overall 
composition of the Group’s borrowings during the year.  
In some cases this has meant issuing new debt ahead  
of a maturity.

The Group refinanced its revolving credit facilities during 
the year and replaced its £150 million multicurrency 
bilateral facility with a new £100 million facility, 
extending its maturity to autumn 2012. A £300 million 
forward start facility was agreed during the year.  
This extends the maturity of the existing £486 million 
facility to October 2012. In addition, the Group has 
agreed a further multicurrency revolving credit facility  
(a five year £200 million bilateral facility) which 
commenced in November 2009 and matures in 
November 2014.

As a result, facilities previously due within the year  
from 31 March 2010 have been extended and will 
mature within the next three years, and long-term  
debt repayments due within one year are reduced to  
£33 million.

3i Group plc  

Report and accounts 2010

 
31

Business lines

Buyouts

Business model
3i’s mid-market Buyouts business is focused on leading 
or co-leading mid-market buyout transactions in 
companies with an enterprise value typically of up to  
€1 billion.

Returns from individual investments are achieved 
through a mix of capital realisations upon exit, returns  
of capital and portfolio income. Returns to 3i Group  
are enhanced through management fees and carried 
interest from external funds which we manage alongside 
3i’s own balance sheet commitments.

The economic alignment of our team, through carried 
interest, enables us to match resources to opportunities 
on a “best team for the job” basis, based on sector, 
operational and deal execution experience. 

Our investment criterion is to invest in mid-market 
companies where we can create substantial value.  
We pursue opportunities across Europe and Asia where 
we have genuine insight, with our main focus on five 
core sectors: Business Services; Consumer; General 
Industrial; Healthcare; and TMT (Technology, Media, 
Telecoms). For each target company we look for a 
strong management team to back, leveraging from the 
Group’s Business Leaders Network, and the potential to 
create a step change in profits. Our active partnership 
approach systematically seeks to identify, implement 
and realise opportunities for value growth and 
operational improvements in each portfolio company.

Chart 11 shows our success in delivering earnings 
growth. As at 31 March 2010, for the 66 investments 
made since 1 January 2001 that have been exited,  
56% of the growth in the value of the companies’ 
equity was driven by earnings growth. Enhanced 
multiples on exit also contributed to this growth in 
equity value, the majority of which is due to the 
strategic repositioning of these companies, with the 
balance due to market movements. 

Chart 11: Buyouts sources of 
value creation from realised investments (%)

15

29

56

Total equity 
value at entry

Earnings
growth

Multiple 
enhancement

Debt
reduction

Total equity 
value at exit

The above shows the change in total equity value of the 66 exited investments made 
through our Eurofunds since 1 January 2001.

The market
The 2009 calendar year saw a low level of new deal 
activity as the buyout market struggled to recover from 
the debt crisis and from the ongoing effects of a 
recessionary environment. In Western Europe there 
were 54 reported new buyout transactions of a deal 
size between €100 million and €1 billion (source: 
unquote/3i). This was significantly down on the market 
peak in the 2007 calendar year of 233 transactions. 

Activity levels did start to pick up in the second half of 
2009 and this trend has continued into 2010, with 18 
transactions announced in the quarter to 31 March 
2010 (source: unquote/3i; preliminary data). There 
remains significant amounts of undrawn private equity 
capital in funds raised since 2006. This has kept 
competition and pricing levels high for the lower levels 
of new deals coming to the market. The first quarter of 
2010 has also seen some signs of improved exit activity 
returning to the market. 

The leverage market has significantly improved over  
the last 12 months, but the availability of credit remains 
some way short of its pre-debt crisis peak. Some 
underwriting capacity has returned, and deals over  
€1 billion can now be financed, provided they meet a 
more disciplined approach to credit assessment and 
pricing. The number of active providers of leverage for 
buyout transactions remains relatively low, although 
some new entrants have come into the market. 

In-house banking expertise therefore remains critical to 
managing banking relationships, both for completing 
new deals and for the ongoing management of existing 
portfolios. Increased regulation, combined with a 
number of other structural factors such as sovereign 
debt levels and refinancing profiles in existing corporate 
debt structures, are likely to present an ongoing mix of 
opportunity and risk. 

New buyout funds announced in 2009 raised €69 billion 
globally, significantly down on the €146 billion 
announced in 2008 (source: Preqin). Most industry 
commentators are expecting 2010 to remain a difficult 
environment for raising new funds. Many limited 
partners continue to have significant undrawn 
commitments to existing funds, while some have also 
scaled back the number of general partners they are 
prepared to invest with going forward. The time and 
effort necessary to raise new money has increased as 
limited partners have increased their due diligence 
requirements before they are prepared to commit  
fresh capital. 

Looking forward to the next financial year, we expect 
ongoing change to our market environment, as some 
uncertainty remains over the wider economic outlook. 
Although competition levels are likely to remain high,  
we anticipate that there will be more opportunities to 
originate attractive new investments than we have seen 
in the last 12 months, although this may not materialise 
in the near term. 

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Business review   Business lines

3232

Priorities and opportunities for 3i
The main priorities for the Buyouts business line are  
to originate and invest in attractive new investment 
opportunities, to maximise the returns generated from 
the existing portfolio and to prepare for the next stage  
of fundraising. 

We are well placed to identify attractive investment 
opportunities, often ahead of the wider market,  
through the combination of our brand, network,  
sector expertise and geographic presence in our  
chosen markets. This should position us favourably 
relative to the competition. 

We aim to continue to improve the operational 
efficiency of our portfolio companies through our  
active partnership approach, driving growth in the 
underlying earnings.

Our current portfolio companies have considerable 
potential for growth. Where appropriate, we will make 
further investments in the portfolio to enhance its 
overall return potential.

We will divest those portfolio companies where our  
value plan has been substantially delivered and where 
good terms can be achieved in the current market 
environment.

Finally, we will continue to develop proactively our 
limited partner relationships for future new funds. 

Investment activity
Table 14: Buyouts investment and realisations  

year to 31 March
Realisation proceeds

Investment

Net divestment/(investment)

2010 
£m
467

2009 
£m
494

(243)

(519)

224

(25)

Realisation proceeds of £467 million were generated in 
the year to 31 March 2010, compared to £494 million 
in the prior year. The principal realisations included the 
sale of Ambea, generating proceeds of £212 million, 
and the sale of our remaining holdings in Telecity, 
generating proceeds of £142 million, and Dockwise, 
generating proceeds of £27 million.

No new investments were completed during the year. 
Although general market activity was low, we did  
review a number of potential transactions, but 
ultimately decided not to pursue these. The signing  
of Vedici, a French acute healthcare provider, was 
announced in March 2010, however the completion  
of this transaction remains subject to competition 
clearance. It is therefore not included in the results  
to 31 March 2010. 

Of the £243 million of gross investment in the year,  
£42 million was invested in the Debt Warehouse,  
£52 million was used to support portfolio companies 
either through investing into a new capital structure 
following a balance sheet restructuring, targeted equity 
cures, buying debt below par or supporting capital 
expenditure, and £12 million was used to support 
acquisitions made by our portfolio companies in the 
year. The remaining £137 million of gross investment  
in the year was capitalised interest.

Performance

Gross portfolio return
Table 15: Returns from Buyouts 

year to 31 March
Realised profits over value on the disposal 
of investments

Unrealised profits/(losses) on the 
revaluation of investments

Portfolio income

Gross portfolio return

Gross portfolio return %

Fees receivable from external funds

2010 
£m

2009 
£m

223

255

249 (995)

78

62

550 (678)

38%

39

(34)%

45

The Buyouts portfolio has generated a strong gross 
portfolio return of £550 million, or 38% of opening 
portfolio value (2009: £(678) million loss, (34)%).

Realised profits of £223 million in the year were driven 
principally by the sale of Ambea, which generated profits 
of £102 million, representing a 93% uplift over its  
March 2009 valuation, as well as by good uplifts on the 
realisations of Telecity and Dockwise, which generated 
realised profits in the year of £47 million and £10 million 
respectively. 

The unrealised value gain of £249 million was 
underpinned by a robust performance across the 
portfolio, with the majority of portfolio companies 
growing in value. 

Portfolio income of £78 million in the year was largely 
attributable to accrued interest and was higher than  
in 2009, principally due to a lower level of provisions 
required against this income.

The gross portfolio return of £550 million includes a 
£110 million contribution from the Debt Warehouse. 
Further details on the performance of the Debt 
Warehouse can be found on page 36. 

3i Group plc  

Report and accounts 2010

33

Portfolio performance 
The performance of the portfolio has stabilised in  
the year, with the second half showing a more 
encouraging trend. 

We have continued to work proactively to improve the 
operational effectiveness of many of our portfolio 
companies through our active partnership approach. 
During the period, our portfolio companies grew their 
margins in aggregate across the portfolio, despite many 
facing weaker market conditions. 

The improvements to their operating models should 
position these portfolio companies well to capitalise on 
improved market conditions in the future. 

Portfolio earnings
For 2009 portfolio company year ends, aggregate 
earnings in the year decreased by 9% on 2008 portfolio 
company year end levels. This is a reflection of the 
tougher trading environments experienced in much of 
2009. However, many of our portfolio companies saw 
improved performance starting to come through in the 
final quarter of 2009 and this has continued into 2010.

Portfolio leverage
Financing structures for the majority of the Buyouts 
portfolio are typically based on committed seven to 
nine-year term loans, providing long-term secured 
financing. In addition to the acquisition debt in 
underlying portfolio companies, committed working 
capital facilities are typically in place. 

The contracted repayment profile of acquisition debt in 
the Buyouts portfolio is shown in Chart 12 below. 

Chart 12: Contracted repayment profile of 
acquisition debt in the Buyouts portfolio (%)
as at 31 March 2010
Repayment index weighted by 3i carrying value 

As at 31 March 2010, we were in negotiations with the 
loan providers of seven portfolio companies, as a result 
of covenant breaches up to that date (2009: 16 
portfolio companies). 

Of these seven portfolio companies, four are ongoing 
cases from 31 March 2009. These four are smaller,  
older investments – their total gross investment cost is  
£30 million and each is over five years old. Although 
their underlying performance is such that they remain in 
breach of covenants, for each of these cases we have 
agreed a stand still agreement with the respective 
lenders to enable us to work through turnaround plans 
to improve their performance. 

Of the remaining 12 portfolio companies that were in 
breach of covenants at 31 March 2009, 10 have either 
undergone a successful restructuring, or have received 
“equity cures” to solve the covenant breach, and have 
subsequently seen an improvement in performance.

Two investments that were in breach of covenants at  
31 March 2009, Global Garden Products (“GGP”) and 
Ultralase, were written off during the year. Both were 
valued at £nil at 31 March 2009, hence their write-offs 
did not have an impact on the gross portfolio return 
for the year to 31 March 2010. In both cases 3i held 
extensive negotiations with senior lenders, proposing 
to inject new equity to reduce the overall levels of 
leverage. These proposals were refused by the lenders, 
which decided instead to take the two assets under 
direct ownership. 

The three new portfolio companies that breached 
covenants during the year had an aggregate cost of 
£132 million, but were valued at £4 million as at  
31 March 2010. In each case, discussions with lenders 
remain ongoing, and we continue to work towards 
solutions with the assistance of our in-house  
banking team.

80

70

60

50

40

30

20

10

0

2.9

3.8

4.4

5.0

13.0

2010

2011

2012

2013

2014

2015 on

Acquisition debt in breach of covenants at 31 March 2010
Acquisition debt not in breach of covenants at 31 March 2010

Note: Index weighted by 3i Group carrying value at 31 March 2010. 
Repayment profile reflects gross acquisition debt as at 31 March 2010. 
Excludes working capital lines, leasing and cash on balance sheet.

Underperformance in an investment can trigger a 
covenant breach on a loan, which may imply that a  
loan requires refinancing earlier, if an agreement over 
the effect of the breach cannot be reached with the  
loan providers. 

3i Group plc  

Report and accounts 2010

70.9

Chart 13 shows the range of leverage across the 
Buyouts portfolio at 31 March 2010, weighted by 3i 
carrying value. It is worth noting that higher leverage 
levels do not necessarily correlate to underperformance.

Portfolio health
The year to 31 March 2010 saw a significantly lower 
level of negative value movements compared to the 
prior year. Write-offs in the year had £nil impact on 
gross portfolio return, as the gross investment cost that 
had been written off during the year of £347 million 
had already been valued at £nil at 31 March 2009. 

At 31 March 2010, 65% of the portfolio based on cost 
was classified as “healthy”; an improvement from the 
60% recorded at 30 September 2009 and broadly in 
line with the position at 31 March 2009 (67% healthy). 
Investments are only moved back to “healthy” status 
when their performance and valuation demonstrates 
that a recovery of our invested capital is probable.

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Business review   Business lines

3434

Chart 13: Ratio of net debt to EBITDA – Buyouts portfolio
Weighted by 3i Group carrying value (£m)

400

300

200

100

0

351

334

305

293

147

84

25

<1x

1-2x

2-3x

3-4x

4-5x

5-6x

>6x

Net debt/EBITDA segmentation

Note: The above has been calculated in line with 31 March 2010 3i Group valuations and 
excludes the Debt Warehouse. 

Portfolio valuations 
The unrealised value growth in the Buyouts portfolio  
in the year to 31 March 2010 was £249 million  
(2009: £(995) million loss). This positive value uplift  
was driven principally by an increase in the multiples 
used to value portfolio companies, as well as by the 
portfolio’s underlying earnings performance in the 
second half of the year. 

At 31 March 2010, 92% of the Buyouts portfolio 
(excluding the Debt Warehouse) was valued on an 
earnings basis. The weighted average EBITDA multiple  
pre discount was 9.1x and the ratio of net debt to 
EBITDA was 4.5x for these companies.

The positive valuations movement was stronger in  
the second half than in the first half of the year.  
Value growth totalled only £8 million in the first half, 
compared to £196 million in the second half (excluding 
the Debt Warehouse).

The three largest contributors to the overall value  
growth during the year were Norma (£57 million),  
Axellia (£51 million) and MWM (£39 million).  
The largest negative value movement was Eltel  
(£(45) million). 

This £249 million uplift includes a value recovery 
of £45 million on the Debt Warehouse, which had 
been valued at £nil at 31 March 2009 on a first loss 
mark-to-market basis.  

Long-term performance 
Table 16 shows the performance of each vintage year 
since 2002 to 31 March 2010. The vintages to 2007 
continue to show IRRs above 20%. The IRR of the 2006 
vintage has increased to 49% (2009: 46%) due to the 
successful realisations of Ambea and Telecity in the year 
to 31 March 2010.

The IRR of the 2008 vintage, which included GGP and 
Ultralase, remains negative, albeit it had improved to 
(18)% at 31 March 2010 from (30)% at 31 March 
2009. The improvement in performance over the year  
to 31 March 2010 was largely due to increases in the 
valuations of Inspicio, MWM and Scandlines.

The 2009 vintage, although still relatively immature, 
recorded a 9% IRR to 31 March 2010, with Axellia and 
LHi being the two largest contributors to this 
performance to date.

Table 16: Long-term performance – Buyouts
New investments made in the financial years ended 31 March

Vintage year
2010

2009

2008

2007

2006

2005

2004

2003

2002

Total
investment1
£m
–

359

682

612

508

372

330

277

186

Return 
flow 
£m
–

1

20

321

1,137

953

523

664

441

Value 
remaining 
£m
–

365

381

507

48

90

108

21

–

IRR to 
31 March 
2010
–

9%

(18)%

25%

49%

62%

34%

49%

61%

IRR to 
31 March 
2009
–

n/a

(30)%

25%

46%

62%

34%

49%

61%

Analysis excludes investment in Debt Warehouse. 
1  Total investment includes capitalised interest.

3i Group plc  

Report and accounts 2010

35

Portfolio composition
As can be seen from the charts below, the Buyouts 
portfolio is well diversified by sector and geography,  
both by value and by number of portfolio companies.  
The value of our 46 investments at 31 March 2010 
was £1,614 million (2009: £1,467 million). The three 
largest investments by valuation at 31 March 2010 
were Inspicio (£147 million), Enterprise (£144 million) 
and MWM (£127 million).

Buyouts ‒ Direct portfolio by value
as at 31 March 2010 
Total portfolio value £1,614 million
By geography (%)

Buyouts ‒ Direct portfolio by number
as at 31 March 2010 
Total number of companies 46
By geography (%)

Continental Europe
UK
Asia
North America
Rest of World

By sector (%)

Business Services
Consumer
Financial Services
General Industrial
Healthcare
Media
Oil, Gas and Power
Technology

By vintage year (%)

2010
2009
2008
2007
2006
2005
2004
2003
2002 and before

56
42
2
–
–

29
11
5
39
8
2
2
4

‒
23
28
31
3
6
7
1
1

Continental Europe
UK
Asia
North America
Rest of World

By sector (%)

Business Services
Consumer
Financial Services
General Industrial
Healthcare
Media
Oil, Gas and Power
Technology

By vintage year (%)

2010
2009
2008
2007
2006
2005
2004
2003
2002 and before

55
41
2
‒
2

26
17
9
31
7
4
2
4

–
15
22
19
11
13
9
2
9

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
 
Business review   Business lines

3636

Fund management
The latest Buyouts fund, Eurofund V, a €5 billion fund 
which was raised in November 2006, was 54% invested 
as at 31 March 2010, compared to 53% invested at  
31 March 2009. During the year, Eurofund V sold its 
remaining holding in Dockwise, generating a 2.1x money 
multiple over the life of the investment.

Eurofund IV, which had its final close in 2004, continues 
to perform strongly. At 31 March 2010 the fund 
portfolio had generated 1.88x of its gross commitments, 
up from 1.76x at 31 March 2009, driven by the 
realisations of Ambea and Daalderop in the year.

Eurofund III, a 1999 vintage fund, is almost fully  
realised, with only five assets remaining. There were no 
realisations from the fund in the year and at 31 March 
2010, the fund portfolio had generated 1.89x of  
its gross commitments, in line with its position at  
31 March 2009.

Fee income from managed funds totalled £39 million  
in the year (2009: £45 million), underpinned by fee 
income from Eurofund V.  

As can be seen from Chart 14, there is a diverse mix  
of investors in 3i’s buyout funds.

Chart 14: Buyout investor base for non-listed funds 
managed and advised by type of investor (%)
as at 31 March 2010

Pension funds
Fund of funds 
Insurance companies
Financial institutions
Government agencies
Endowments
Private individuals

31
25
19
10
10
4
1

Debt Warehouse
A debt management capability was established in 
October 2007 to capitalise on the opportunity to buy 
high-quality debt in non-3i investments. Investments 
are made through a Debt Warehouse facility, provided 
by Lloyds Bank. This facility was recently renewed, and 
now matures in October 2012. There was an increase in 
the first loss percentage to 40% (previously 30%) and a 
reduction in the facility size to €325 million (previously 
€550 million). 3i has committed up to €130 million on a 
first loss basis. 

As at 31 March 2010, the Debt Warehouse had 
invested €259 million of which 3i’s commitment was 
€103 million. The credit quality of the portfolio is 
satisfactory and is focused on a diversified portfolio of 
large businesses in diversified sectors. As at 31 March 
2010, the Debt Warehouse was in full compliance with 
all its covenants. 

During the financial year, the total size of the underlying 
portfolio of the Debt Warehouse was reduced from  
€445 million to €259 million, as we took advantage  
of rising secondary loan pricing to sell out of loans at  
a profit. 

The impact of the Debt Warehouse on 3i’s financial 
results in the year to 31 March 2010 was realised 
profits of £55 million (2009: nil), unrealised value 
growth of £45 million (2009: unrealised loss of  
£(112) million) and income and fees of £10 million 
(2009: £4 million).

3i Group plc  

Report and accounts 2010

37

Growth Capital

Chart 15: Growth Capital sources of value creation from 
realised investments (%)

Business model
3i’s Growth Capital business operates across Europe,  
Asia and North America making, typically, minority 
equity investments of between €25 million and  
€150 million in established, profitable and mainly 
international businesses.

The Group’s international presence, sector knowledge, 
networks and broader resources create the premium 
market access to companies that are “not for sale”. 
Over the last three years, 65% of the new investments 
completed have been proprietary. These resources 
also provide the ability to benchmark investment 
opportunities globally, match resources to opportunities 
on a “best team for the job” basis and to work actively 
with high-growth companies to maximise value through 
a mix of capital realisations on exit and portfolio income.

The Group’s track record of making such investments 
for over 60 years has provided it with the experience, 
approach and techniques critical to success in minority 
investing. These are underpinned by only investing 
where we can align interests with entrepreneurs and 
management teams and the differentiated approach 
that 3i takes to adding value to its portfolio companies.

3i has historically carried out its Growth Capital activity 
using own balance sheet funds, and has not in the past 
managed external funds. In March 2010, however, the 
Group announced the closure of its first Growth Capital 
Fund, raising €1.2 billion, including €800 million of 
commitments from 3i and €392 million from external 
investors. This fund was seeded with a portfolio of 
seven investments, worth €339 million from the 
Group’s current balance sheet, allowing external 
investors to have immediate exposure to this growing 
segment of the private equity market from the outset 
of the Fund. This enhances returns to 3i Group through 
management fees and carried interest. All new Growth 
Capital investments will be made through this Fund. 

An important aspect of our business model is the way in 
which we generate growth in the value of our portfolio 
companies. As can be seen from Chart 15, the major 
driver of value creation in the Growth Capital business, 
for investments realised from the 2003 and more 
recent vintages, has been the underlying earnings 
growth of portfolio companies. Systemic multiple 
enhancement on realisation in Growth Capital portfolio 
companies is driven by three factors: improvement in 
the strategic positioning of portfolio companies; 
professionalising businesses, making what was “hard to 
buy, easy to sell”; and the fact that whilst investments 
are made on minority valuations, exits tend to occur 
when a majority of the company is sold or listed.

The portfolio is well diversified by geography and sector 
and has a low reliance on leverage to produce returns. 
As can be seen from Chart 15, no value creation for  
this Growth Capital portfolio can be attributed to  
debt reduction.

38

(13)

75

Total equity 
value at entry

Earnings
growth

Multiple 
enhancement

Debt
reduction

Total equity 
value at exit

The above shows the change in value of the 32 realised investments since 1 January 2003.

The market
Activity levels in the global growth capital markets were 
exceptionally low in 2009 compared to recent years. 
The number of growth capital transactions completed in 
Europe in 2009 fell to just over 50, compared to nearly 
250 in 2007, with no change in the average transaction 
value. The trend in North America and Asia was similar. 

However, we expect activity levels in the growth 
capital market to materially increase in 2010. With the 
availability of credit remaining subdued, the growth 
capital approach to investing – with its emphasis on 
lower leverage and value adding partnership – is ideally 
suited to the current environment, and we have seen it 
grow its share of the private equity market over the 
course of the year. 

We have already seen an increase in deal activity over 
the last six months, as entrepreneurs and business 
owners regain their appetite for expansion and value 
creation, shifting their focus away from business 
preservation as economies stabilise and recover. 

The current economic environment will also provide  
the opportunity to invest in buy-and-build situations, 
employing slightly higher leverage, as market leading 
businesses target competitors weakened by the 
economic crisis.

The market for raising new funds was challenging in 
2009, with many limited partners continuing to have 
significant undrawn commitments to existing funds. 
However, within this context, there has been an increase 
in industry comment on growth capital and it is a 
segment of the private equity market which, due to its 
low reliance on leverage, is attracting more limited 
partner attention.

Priorities and opportunities for 3i
Having raised a new Growth Capital Fund, origination  
and new investment is a key area of focus for our  
team. From a competitor perspective, Growth Capital  
is an ill-defined and poorly addressed market.  
Our specialisation of investing in businesses “not for 
sale”, combined with our strong brand and international 
presence, positions us well against competitors with a 
broader remit. We focus on maintaining a strong 
network of relationships with entrepreneurs and their 
advisors in our chosen markets to ensure investment 
will continue to be selective. 

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Business review   Business lines

3838

However, we will continue to invest selectively to ensure 
optimal returns for 3i and for the investors in our Fund.

Our investment strategy has been tightened to focus on 
a smaller subset of investment types, which allow us to 
work in partnership with entrepreneurs to drive value 
creation via earnings growth. As part of this strategy,  
we will continue to explicitly avoid investments which  
do not ensure alignment with management and other 
shareholders, where we would hold a public equity 
investment at the outset or where we were investing  
in a fund or project structure.

We aim to drive future returns from the existing 
portfolio through our active partnership approach and 
the implementation of operational improvements in 
portfolio companies. We expect that the focus of these 
initiatives will change during 2010 to support revenue 
growth projects, including funding acquisitive growth, 
where appropriate, as well as continuing to drive 
efficiency in the portfolio.

The newly raised Growth Capital Fund will provide 
additional capacity to continue 3i’s existing Growth 
Capital strategy of making minority investments in 
growing businesses across Europe, Asia and North 
America. The Fund will make investments of €25 million 
to €150 million in around 20 mid-market companies.

Investment activity
Table 17: Growth Capital investment and realisations  

year to 31 March
Realisation proceeds

Investment

Net divestment/(investment)

2010 
£m
578

(121)

457

2009 
£m
461

(343)

118

The Growth Capital business line adopted a cautious  
and selective approach to investment during the past 
year. A modest amount of £121 million was invested  
in the 12 months to 31 March 2010, compared to  
£343 million in the year to March 2009. 

Of this amount, £21 million was invested in Refresco 
– the only new investment to be completed this year, 
and the first new investment made since the launch of 
the Growth Capital Fund. The transaction, announced on 
25 March 2010, involved the acquisition of newly 
issued shares in Refresco, representing 20% of the share 
capital of the company and a commitment to invest up 
to a further £26 million. Refresco, a European market 
leader in the production of private label fruit juices and 
soft drinks, will use the funds to pursue its buy-and-
build growth strategy. This marks the second time that 
3i has invested in Refresco, having supported a 
management buyout in 2003. After a period of active 
management, geographic expansion and significant 
profitable growth for the company, 3i generated an 
excellent return on its investment in Refresco when it 
was sold in April 2006.

The balance of £100 million was invested in the existing 
portfolio (2009: £137 million), of which £5 million was 
to support acquisitions (2009: £86 million), £16 million  
was working capital to fund further growth (2009:  
£26 million), and £33 million was in support of strong 
businesses which were adversely impacted by the 
economic downturn (2009: £21 million). The balance  
of the investment into the portfolio related to non-cash, 
capitalised interest on loans held by 3i.

The pipeline of investment opportunities has been 
improving steadily over the past six months, and 
we expect investment activity to increase over the 
coming year.

Realisation activity was strong and ahead of last year. 
Realisation proceeds of £578 million were generated 
during the year from 42 exits (2009: £461 million, 39). 
We have continued to focus on the sale of older, 
non-core investments which diluted the overall return 
of the portfolio, while at the same time opportunistically 
exiting larger investments where attractive returns can 
be generated, such as PCD, DNA and Venture 
Production. Additionally, we sold a share of seven 
investments to new investors in the Growth Capital 
Fund generating £96 million of proceeds.

The sale of Venture Production, a listed, UK-based oil 
and gas company, was the largest realisation in the year, 
generating proceeds of £145 million and realised profits 
of £4 million over the 31 March 2009 value. 

Performance

Gross portfolio return
Table 18: Returns from Growth Capital  

year to 31 March
Realised (losses)/profits over value on the 
disposal of investments

Unrealised profits/(losses) on the 
revaluation of investments

Portfolio income

Gross portfolio return 

Gross portfolio return %

2010 
£m

2009 
£m

(14)

(66)

145 (1,029)

63

60

194 (1,035)

11% (44)%

Fees receivable from external funds

–

1

The Growth Capital business line generated a gross 
portfolio return of £194 million in the year to 31 March 
2010, or 11% of opening portfolio value, compared  
to £(1,035) million, or (44)%, in the year to  
31 March 2009. 

While the majority of portfolio companies have 
performed well and earnings at an aggregate level were 
stable, the overall return for the year was materially 
impacted by large losses on a small number of 
investments and the ongoing priority to realise  
non-core and legacy investments.

3i Group plc  

Report and accounts 2010

39

The main contributor to the gross portfolio return was 
the impact of unrealised valuation movements of 
£145 million. The unrealised value gain was driven 
principally by multiple expansion, with the average 
multiple (before discount) up from 7.4x in 2009 to 
10.3x in 2010, while underlying earnings were down 
only marginally by 2% year-on-year. 

Realised losses of £14 million for the year to 31 March 
2010 were lower compared to last year (2009:  
£(66) million) and reflect a small number of large 
realised losses, as well as our continued priority to 
pursue exits of our non-core and legacy portfolio.

The placing of UK-based fish importer British Seafood 
into administration in February 2010 crystallised a loss 
of £72 million, while the sale of the Korea Global Fund, 
a Korea-based investment vehicle, crystallised a loss 
of £27 million. These losses, however, were offset 
by realised gains of £22 million, £24 million and 
£17 million on the sales of PCD Stores, Welspun and 
DNA respectively. 

Portfolio income of £63 million for the year to  
31 March 2010 was broadly in line with last year 
(2009: £60 million), but benefited from a special 
distribution from Quintiles of £23 million following a 
strong trading performance and debt raising in 2009.

Portfolio performance
The portfolio performed well in the year, with EBITDA 
down only (2)% in a challenging environment.

We have worked to improve the earnings with many of 
our portfolio companies using our active partnership 
approach to focus on operational efficiency.

Leverage across the portfolio has increased marginally 
to 2.2x EBITDA (2009: 2.0x EBITDA) as earnings have 
stayed flat and companies have taken on debt to pursue 
buy-and-build strategies. In addition, we have exited a 
number of larger, lower debt, investments.

Valuations have recovered strongly in the second half of 
the year, primarily due to the global market recovery 
and associated impact on the multiples we use to value 
the portfolio. 

Portfolio earnings
For 2009 company year ends, aggregate earnings in the 
portfolio were greater than £1.5 billion and were down 
only marginally (by 2%) on prior year levels. This minor 
fall in aggregate earnings was attributable principally to 
a reduction in margins, which was offset almost entirely 
by improvements to operational effectiveness from 
initiatives implemented by 3i and management teams 
across the portfolio. 

We expect 2010 to be a more positive year for 
company earnings, with a return to revenue growth  
and stabilising margins expected for almost all of the 
companies in the portfolio. 

3i Group plc  

Report and accounts 2010

Portfolio leverage
In line with the Growth Capital business model, leverage 
is low across the portfolio. The average entry level of 
debt on new investments over the last five years has 
been 1.7x EBITDA. The current debt across the 
portfolio is marginally higher at 2.2x EBITDA. Debt is 
often raised alongside our equity investment to fund 
acquisition strategies. 

Levels of leverage vary across the portfolio, depending 
upon the specific nature of the business, international 
profile, and the phase of development. Chart 17 shows 
the range of leverage (net debt to EBITDA multiples) 
across the portfolio as at 31 March 2010. By number,  
34 of the 67 investments in the portfolio have leverage 
below 1 times EBITDA.

Chart 16: Debt repayment profile – 
Growth Capital portfolio 
as at 31 March 2010
Repayment index weighted by 3i carrying values (%)

100

75

50

25

0

89

4

2010

3

2011

4

2012

2013 on

Note: Index weighted by 3i Group carrying value as at 31 March 2010.

Chart 17: Ratio of net debt to EBITDA –
Growth Capital portfolio 
Weighted by 3i Group carrying value (£m)

500

400

300

200

100

0

414

309

208

154

77

21

21

<1x

1-2x

2-3x

3-4x

4-5x

5-6x

>6x

Net debt/EBITDA segmentation

Note: The above has been calculated in line with 31 March 2010 3i Group valuations.

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
 
Business review   Business lines

4040

Long-term performance
The Growth Capital long-term performance improved 
for the more recent vintages of 2008 and 2009, while 
the more mature vintages remained in line with last year. 

The improvement in performance for the more recent 
vintages was due to improved valuations and strong 
realisations in the year. However, we do not expect 
these vintages to achieve the returns seen in earlier 
years, as they have been more heavily impacted by the 
current economic conditions.

The IRR of the 2008 vintage, which includes British 
Seafood, remains negative, albeit improving to (3)% at  
31 March 2010 from (16)% at 31 March 2009.  
The improvement in performance over the year to  
31 March 2010 was largely due to increases in the 
valuations of Mold-Masters and Quintiles and to the 
realised profit achieved on the sale of Welspun, offset by 
the loss on British Seafood.

Portfolio health
The year to 31 March 2010 saw a significantly lower 
level of negative value movements compared to the 
prior year. However, we experienced a small number of 
significant deteriorations in performance resulting in 
write-offs, the largest being the placing of British 
Seafood into administration in February 2010.

Write-offs in the year had a £(72) million impact on 
gross portfolio return (2009: £(2) million). 

As at 31 March 2010, 74% (2009: 81%) of the 
portfolio was classified as healthy, based on cost.  
This reduction in the health of the portfolio reflects the 
harsher trading environment seen during the course of 
2009. We would expect this to improve in 2010 as the 
economy recovers. 

Portfolio valuations
The improvement in global equity markets over the year 
has helped generate value growth of £145 million 
(2009: £(1,029) million loss) as the majority of the 
portfolio is valued with reference to an external 
benchmark (typically EBITDA multiples).

Earnings in the portfolio, at an aggregate level, were 
stable overall at (2)%, in line with expectations.

The average multiple used to value investments which 
were valued on an earnings basis at 31 March 2010 
was 10.3x, a 39% improvement from the 7.4x used  
at 31 March 2009.

The three largest increases in value in the year were 
Mold-Masters (£53 million), Quintiles (£51 million)  
and Navayuga Engineering (£41 million).

Table 19: Long-term performance – Growth Capital
New investments made in the financial years to 31 March

Vintage year
2010

2009

2008

2007

2006

2005

2004

2003

2002

Total  
investment1 

£m
21

208

1,042

553

443

179

297

231

498

Return 
flow 
£m
–

42

394

185

594

250

487

411

716

Value 
remaining 
£m
21

IRR to 
31 March 
2010
n/a

144

557

342

89

48

13

31

6

(7)%

(3)%

(2)%

24%

25%

25%

24%

12%

IRR to 
31 March 
2009
n/a

n/a

(16)%

(2)%

23%

27%

25%

25%

12%

1  Total investment includes capitalised interest.

3i Group plc  

Report and accounts 2010

41

Portfolio composition
As can be seen from the charts below, the Growth 
Capital portfolio is well diversified by sector and 
geography, both in terms of value and number of 
portfolio companies. 

The total book value of our 67 investments as  
at 31 March 2010 was £1,331 million (2009:  
£1,574 million). 

The largest three investments are the Group’s 
investments in ACR Capital Holdings Pte Limited 
(£149 million), Quintiles (£128 million), and  
Foster + Partners (£113 million). 

Growth Capital ‒ Direct portfolio by value
as at 31 March 2010 
Total portfolio value £1,331 million
By geography (%)

Growth Capital ‒ Direct portfolio by number
as at 31 March 2010 
Total number of companies 67
By geography (%)

Continental Europe 
Asia 
UK
North America
Rest of World

By sector (%)

Business Services
Consumer
Financial Services
General Industrial
Healthcare
Media
Oil, Gas and Power
Technology

By vintage year (%)

2010
2009
2008
2007
2006
2005
2004
2003
2002 and before

34
28
16
22
–

15
9
19
23
20
10
3
1

1
11
42
31
7
4
1
2
1

Continental Europe 
Asia 
UK
North America
Rest of World

By sector (%)

Business Services
Consumer
Financial Services
General Industrial
Healthcare
Media
Oil, Gas and Power
Technology

By vintage year (%)

2010
2009
2008
2007
2006
2005
2004
2003
2002 and before

49
25
18
8
–

16
16
13
28
8
9
5
5

2
5
25
24
10
10
6
3
15

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
 
Business review   Business lines

4242

Fund management 
Historically, 3i’s Growth Capital investments have 
typically been funded through the balance sheet, with 
limited external funds involved. However, on 25 March 
2010, 3i announced the closing of its first Growth 
Capital Fund, at €1.2 billion. 3i committed €800 million 
to the Fund, while investors from Asia, Europe, the 
Middle East and North America committed €392 million 
to the Fund. As part of its €800 million commitment,  
3i contributed a seed portfolio of seven investments 
valued at €339 million being all new investments made 
since 1 January 2008 remaining in the portfolio. Of this,  
£96 million was the proportion sold to new investors. 

The Growth Capital Fund will continue 3i’s existing 
Growth Capital strategy and make minority investments 
in growing businesses across Europe, Asia and North 
America. The Fund will invest in around 20 mid-market 
companies, typically investing €25 million to  
€150 million of equity.

Chart 18: Growth Capital investor base for non-listed 
funds managed and advised by type of investor (%)
as at 31 March 2010

Government agencies
Pension funds
Insurance companies
Financial institutions

61
23
13
3

3i Group plc  

Report and accounts 2010

43

Infrastructure

Business model
The business model for 3i’s infrastructure business line is 
to invest in a broad range of international infrastructure 
assets with a geographic focus on Europe, India and 
North America and a sectoral focus on the utilities, 
transport and social infrastructure sectors. 

Infrastructure investments are made through two 
vehicles: 3i Infrastructure plc, a global infrastructure 
fund listed in London, and through the 3i India 
Infrastructure Fund, a limited partnership focusing on 
investing in Indian infrastructure.  

Priorities for 3i
We aim to strengthen our position as a leading 
participant in the infrastructure market through the 
ongoing investment of our funds in a portfolio of robust 
assets, which will continue to generate attractive 
returns for shareholders and limited partners. 

We will maintain a rigorous investment approach,  
using our proprietary sector knowledge and our  
broad network of contacts in our chosen sectors and 
geographies to originate transactions that contribute to 
the delivery of the return objectives of the two funds 
advised or managed. This will be key in positioning the 
business line for future fundraisings. 

Managing the existing portfolio to generate attractive 
returns will also remain a priority for the Infrastructure 
team. The assets in the two funds are performing well, 
and the team’s portfolio management expertise, as well 
as the broader resources of 3i Group, will be leveraged 
to continue to drive value from those assets. 

Opportunities for 3i
3i is well positioned in the infrastructure market, with  
a strong brand and robust track record of generating 
attractive returns through 3i Infrastructure plc and 
through the 3i India Infrastructure Fund. 

The 3i India Infrastructure Fund, a $1.2 billion fund is 
42% invested and has a strong pipeline of investment 
opportunities. The macroeconomic outlook in India is 
favourable, with strong projected growth, and the 
fundamentals for infrastructure investment remain 
attractive, with the current infrastructure deficit in the 
country providing significant opportunity for private 
investment. Our team on the ground in India has a 
well-established presence in the market, with a broad 
network of contacts and an agreement with the India 
Infrastructure Corporation Ltd providing access to a 
wide range of opportunities. The undrawn funds 
committed to the 3i India Infrastructure Fund are likely 
to be deployed over the next 12 to 18 months, which 
could present an opportunity to raise a successor fund 
should market conditions allow. 

Conditions for investment are improving more gradually 
in developed markets, however the opportunity for 
infrastructure investment is significant, driven by 
balance sheet restructuring and the sale of non-core 
assets in the private sector, and by budgetary 
constraints in the public sector. The Infrastructure team 
is building up the pipeline of investment opportunities 
submitted to 3i Infrastructure plc, which currently has 
ample liquidity to invest in new assets. 

The market
Infrastructure market activity slowed down considerably 
in 2008 and 2009, with many market participants 
unwilling to transact due to significant pricing volatility 
and market instability, as well as the uncertain 
macroeconomic outlook. 

The market for infrastructure investment, however,  
is improving, and 2010 should see a pick up in activity. 
Asset prices are stabilising, the macroeconomic outlook 
is increasingly positive and a return to growth should 
have a positive impact across the asset class, and in 
particular on more pro-cyclical sectors such as 
transport, which should benefit from demand growth. 

As many governments have had to intervene heavily  
in the economy to avoid a recession, budgetary 
constraints should result in new private investment in 
new infrastructure, as well as in the privatisation of 
existing state-held infrastructure assets. Opportunities 
for investment should also arise from the private sector, 
where the necessity to restructure balance sheets is 
likely to result in the divestiture of non-core assets from 
certain banks and large corporates. 

The competitive environment remains relatively  
benign since the market shake out of 2008/2009. 
While there are still significant undrawn funds available 
for investment, the increasing importance of operational 
expertise in managing infrastructure assets is posing a 
significant barrier to entry for emerging players. 

3i Infrastructure plc
3i holds a 33.2% investment in 3i Infrastructure plc, 
which is an investment company listed on the London 
Stock Exchange and a component of the FTSE 250.  
The company raised £703 million at IPO in 2007 and 
£115 million through a subsequent Placing and Open 
Offer in July 2008. 

3i Infrastructure plc is based in Jersey, is governed by an 
independent board of directors, and targets a 12% net 
return through NAV growth, of which 5% is returned to 
shareholders through dividends. 

3i Group plc, through 3i Investments plc, a wholly-
owned subsidiary, acts as investment adviser to  
3i Infrastructure plc and in return receives an annual 
advisory fee of 1.5% of the invested capital (excluding 
cash balances) and an annual performance fee of 20% 
of the growth in net asset value, before distributions, 
over an 8% hurdle calculated each year.

3i Infrastructure plc has its own dedicated investor 
relations website, www.3i-infrastructure.com. 

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Business review   Business lines

4444

3i India Infrastructure Fund
The 3i India Infrastructure Fund is a $1.2 billion limited 
partnership fund established by 3i to invest in Indian 
infrastructure, with a particular focus on ports, airports, 
roads and power assets. 3i and 3i Infrastructure plc each 
have a $250 million commitment to the Fund. 

The Fund closed in March 2008 with a target 
investment horizon of two to four years and, as at  
31 March 2010, had invested 42% of total 
commitments. 

3i earns management fees and carry from all  
limited partners in the Fund, with the exception of  
3i Infrastructure plc. 

Chart 19: Investor base for 3i India Infrastructure Fund 
by type of investor (%)
as at 31 March 2010

Pension funds
Government agencies
Fund of funds
Other
Financial institutions
Endowments

40
33
17
7
2
1

Other Infrastructure assets
Over the year, 3i Group has continued to reduce its 
holdings in infrastructure assets held directly on its own 
balance sheet. 3i Group’s holding in 3i Osprey LP, the 
vehicle through which 3i Group and 3i Infrastructure plc  
own their stake in AWG, was further reduced in the  
year, resulting in a total portfolio held directly by 3i  
of £6 million (excluding the Group’s holdings in 
3i Infrastructure plc and the 3i India Infrastructure Fund).

Performance

Gross portfolio return and fee income
Table 20: Returns from Infrastructure (£m)
year to 31 March
Realised profits/(losses) over value on 
the disposal of investments

2010
–

2009
(20)

Unrealised profits/(losses) on the 
revaluation of investments

Portfolio income

Gross portfolio return

Gross portfolio return 

Fees receivable from external funds

84

(62)

16

100

27%

20

32

(50)

(10)%

26

The infrastructure business line generated a gross 
portfolio return of £100 million in the year to  
31 March 2010 (2009: £50 million loss). The return  
was determined by a strong unrealised value gain of  
£84 million (2009: £62 million loss) and strong 
portfolio income of £16 million (2009: £32 million).

The unrealised value gain was driven principally by the 
strong mark-to-market gain on the Group’s holding in  
3i Infrastructure plc, which was up 32% year on year, 
generating an unrealised gain of £72 million (2009:  
£74 million loss). The remainder of the unrealised gain is 
attributable in large part to the £10 million revaluation 
of the holding in the 3i India Infrastructure Fund (2009:  
£14 million). 

Portfolio income of £16 million was down year on year, 
as the 2009 figure included a special dividend received 
from AWG. 3i Group’s direct holding in AWG has now 
been substantially divested. Dividends received on the 
holding in 3i Infrastructure plc were up marginally 
compared to last year. 

Fees receivable from 3i Infrastructure plc and the  
3i India Infrastructure Fund amounted to £19 million, 
broadly in line with 2009. 

Investment and realisations
The infrastructure business line invests principally 
through 3i Infrastructure plc and the 3i India 
Infrastructure Fund. Both vehicles invested cautiously 
during the year, reflecting the volatile market 
environment and a decline in overall transaction  
volumes in the infrastructure market. 

The 3i India Infrastructure Fund drew £2 million  
from 3i Group to fund a small additional investment in 
Adani Power Private Limited, one of its holdings, ahead 
of its IPO in August 2009. 

3i Group plc  

Report and accounts 2010

45

Case studies

Realisations  
– Ambea 
– Telecity Group Plc 
– Venture Production plc 
Portfolio companies 
– ACR 
– Inspicio 
– AWG 

45-50

46 
46
47
47
48
48
49
50

Our three largest realisations in the year and  
the largest portfolio company from each of our 
business lines.

 
Case studies

4646

Realisations

Our top three realisations in the year, reflecting  
both our approach and our performance.

Go online to see further case studies
/casestudies

Ambea 
Buyouts  Healthcare   Sweden 
www.ambea.com

Nature of business 
Ambea is a leading provider of healthcare and care services 
with operations in Sweden, Finland and Norway, focused on 
privately and publicly funded care and healthcare services.

3i’s investment
3i’s Eurofund IV invested a total of £46 million in the buyout 
of Carema in July 2005. The investment case was to back a 
highly responsible growth oriented team in a growing market. 
Eurofund IV invested a further £49 million in 2006, to support 
the acquisition of Finnish based Mehilainen. The combined 
group was named Ambea.

3i Group plc’s investment

Cost

Valuation

Proceeds

Equity interest

Income in the year

March 2010 
£m
–

March 2009 
£m
20

–

212

–

–

102

–

44.7%

–

Developments since 3i invested 
Driven by the strength of its offering, reputation for quality 
and strong operational performance, as well as a number 
of acquisitions, Ambea has grown substantially since 3i first 
invested. As a result, in 2009, Ambea employed 10,300 staff 
and handled almost two million patient visits. This success 
has delivered strong financial performance, with sales rising 
an average of 15% per year to SEK 7.3 billion and EBITDA 
growing by 31% per year to SEK 624 million.

In addition to building a strong board, 3i added considerable 
value to Ambea through its knowledge and expertise, 
particularly in international development and acquisitions.

On 23 February 2010, 3i announced the agreement of 
the sale of Ambea to Triton for €850 million, delivering an 
overall IRR of 42% for 3i and Eurofund IV investors. 3i Group’s 
proceeds from this sale were £212 million. As a result of 
this, Ambea delivered an uplift over cost of £188 million, a 
recapitalisation in 2007, and a realised profit of £102 million. 

3i Group plc  

Report and accounts 2010

 
47

Telecity Group Plc 
Buyouts Technology, Media & Telecoms   UK 
www.telecitygroup.com

Venture Production plc 
Growth Capital  Oil and Gas   UK 
www.vpc.co.uk

Nature of business
Operating from 23 sites in prime city centre locations, 
Telecity is the leading provider of premium network 
independent data centres in Europe. 

Nature of business 
Venture Production was a UK North Sea oil and gas producer, 
focusing on development and enhancement of discovered and 
producing oil and gas fields.

3i’s investment
3i initially backed Venture Production in 1997 before its IPO and 
realised its investment in 2002. In 2006, 3i became a minority 
shareholder again in Venture Production when it received 
shares as partial consideration on the sale of a portfolio 
company, CH4. 3i then invested a further £110 million in 
Venture Production during August 2007. The investment case 
was to support the company’s growth and, in particular, its 
development in the UK and Netherlands sectors of the  
North Sea.

3i Group plc’s investment

Cost

Valuation

Proceeds

Equity interest

Income in the year

March 2010 
£m
–

March 2009 
£m
110

–

145

–

2

140

5

5.4%

3

Developments since 3i invested
Venture Production continued its strong growth from 2006 
through acquisitions and adding interests in new discoveries 
and exploration prospects. This market development was 
translated into strong financial performance and its last 
published accounts, before its acquisition by Centrica plc in  
July 2009 illustrate growth since 2006.

3i realised its equity and loan investments in Venture 
Production in July 2009, delivering total proceeds of  
£145 million. As a result of this and other cash flows since 
2006, 3i’s equity investment in Venture Production delivered a 
profit over cost of £35 million and realised profit of £4 million. 

3i’s investment
3i first invested in the company as a start up in 1998, however 
the relevant investment for this case study was made in 2005 
to support the “take private” of Telecity. The company had not 
achieved its potential as a public company, in part because the 
internet data centre market, which it had pioneered, had failed 
to deliver the growth anticipated through the “dot com” bubble. 
However, 3i had a clear view about the potential attractiveness 
of this market if there was consolidation in the sector. 

Concluding that this strategy could more effectively be 
executed in the private domain, 3i teamed up with US 
investment firm Oak Hill Capital Partners to de-list Telecity for 
£60 million and invested £30 million to support this. 

3i Group plc’s investment

Cost

Valuation

Proceeds

Equity interest

Income in the year

March 2010 
£m
–

March 2009 
£m
16

–

142

–

–

95

–

22.6%

–

Developments since 3i invested in 2005
The agreed merger in 2005 with Redbus, a key European 
competitor was Telecity’s first consolidation step. Following 
this and the acquisition of another UK competitor, Globix, the 
three companies were successfully rationalised and integrated. 
This led to significantly improved financial performance 
allowing Telecity to enter an investment phase again.  
The re-listing of the business in October 2007 raised further 
funds to support the build out of a new generation of data 
centres across Europe. In the year to 31 December 2009, 
Telecity achieved revenues of £169 million and EBITDA of 
£64 million – over 10 times its level of profitability before the 
take private in 2005.

Telecity has also been a leader in good environmental practice 
in its industry, winning a number of industry awards including 
“Best Leadership and Innovation in Environmental Policy” in the 
2009 Data Centre Europe Awards.

In addition to a partial disposal of shares for £30 million in  
May 2009, 3i realised its remaining 16.5% stake in February 
2010 for £112 million. Total proceeds since the re-listing 
of £153 million represent a five-fold return on the 2005 
investment.

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Case studies

4848

Portfolio companies

Our largest Buyouts and Growth Capital investments,  
together with AWG, a 3i Infrastructure plc investment.

Go online to see further case studies
/casestudies

ACR 
Growth Capital  Financial Services   Singapore 
www.asiacapitalre.com

Nature of business 
ACR is an independent re-insurer focusing on specialty lines 
of re-insurance across Asia in the “large risks” segment for 
aviation, casualty, marine, energy, property and engineering 
projects. ACR delivers a combination of Asian dedicated 
capacity, global underwriting standards and expertise, as well 
as in-depth knowledge of the needs and dynamics of Asian 
insurance markets to its clients. 

3i’s investment
3i invested US$200 million in November 2006, out of a 
total capital raising of US$620 million, to create Asia’s first 
exclusively pan-Asian focused independent reinsurer.  
The investment case was fundamentally to back a proven 
team to take advantage of a high growth market opportunity 
and build an industry leader. ACR is now 3i’s second largest 
investment by value and its valuation is based upon a  
multiple of the book value as a reinsurance industry specific 
valuation method. 

3i Group plc’s investment

Cost

Valuation

Equity interest

Income in the year

March 2010 
£m
105

March 2009 
£m
105

149

31.2%

–

125

31.6%

–

Developments since 3i invested 
Since 3i invested, ACR has developed into a sizeable pan-Asian 
business, with gross written premiums of approximately  
US$500 million. In 2007, ACR created a joint venture in  
Malaysia with Khazanah Nasional Berhad. In 2008, ACR  
invested US$60 million as part of a US$300 million Islamic 
reinsurance joint venture created to serve the growing 
Retakaful sector. This, and a number of other initiatives to 
deliver growth and diversify risk, have proven successful, 
despite a more challenging environment for both premium  
and investment income. 

3i works closely with management to evaluate M&A proposals 
and strategic investments, and provides input on risk and 
investment management.

Current trading
ACR now has a widely diverse portfolio spanning over 50 
countries and 600 clients. ACR has a financial strength rating 
from A.M. Best of A- (Excellent) and from Standard & Poor’s of 
A- (Strong). These ratings reflect ACR’s adequate capitalisation, 
well balanced portfolio with diversified geographic risk, 
adequate reserves and strong risk management capabilities.

3i Group plc  

Report and accounts 2010

49

Inspicio 
Buyouts  Business Services   UK 
www.inspicioplc.com

Nature of business
Inspicio is a market-leading provider of commodity, food and 
environmental testing, inspection and certificating services.  
It operates in over 120 countries across the world and employs 
8,000 people. 

3i’s investment
3i’s Eurofund V invested £164 million in February 2008 to 
enable the public-to-private buyout of Inspicio. The investment 
case was based upon underlying market growth and the 
opportunity for further sector consolidation. Eurofund V 
invested a further £15 million in 2010 to fund the acquisition 
of GTS and to buyout Inspicio’s Indian joint venture partner. 
Inspicio is now 3i’s third largest investment by value and is 
valued on an earnings basis.

3i Group plc’s investment

Cost

Valuation

Equity interest

Income in the year

March 2010 
£m
133

March 2009 
£m
107

147

38.2%

17

105

38.2%

14

Developments since 3i invested in 2008
A significant capital expenditure programme was put in 
place to accelerate laboratory developments and increase 
Inspicio’s offerings to customers. In addition to GTS, 10 further 
acquisitions have been made since the original buyout.

Current trading
Despite challenging market conditions during 2009, Inspicio 
was able to achieve growth in revenue and EBITDA of 14% 
and 17% respectively in the year to 31 December 2009,  
with revenues of £334 million and EBITDA of £42 million. 

Inspicio has a good financial position and no banking 
covenant issues. 

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Case studies   Portfolio companies

5050

3i Group plc  

Report and accounts 2010

AWG 
Infrastructure  Utilities   UK  
www.awg.com

This investment is held by 3i Infrastructure plc.

Nature of business 
AWG is the parent company of Anglian Water, the fourth 
largest water supply and waste water company in England and 
Wales as measured by regulatory capital value. The majority 
of the group’s revenue is earned through tariffs regulated by 
Ofwat and linked to RPI. The group also includes Morrison 
Facilities Services, a support services business focused on the 
local authorities and housing sectors, and a small property 
development business. 

3i Infrastructure’s investment
AWG has strong infrastructure characteristics, with a regulated 
near-monopoly position in its geographical area for the 
provision of water supply and sewerage treatment, stable 
and predictable earnings through RPI-linked tariffs and largely 
predictable operating costs. 

Developments since initial investment 
3i initially invested in AWG in 2006, taking the company  
private in partnership with a consortium of international 
investors. Approximately half of this initial investment was then 
transferred to 3i Infrastructure as part of its seed portfolio at 
IPO. Since then, 3i has further reduced its direct holding in  
AWG through a sale to the consortium members, in which  
3i Infrastructure plc also participated, increasing its holding in 
AWG from 9% to 10.3%. 3i holds a small residual holding in 
AWG of 0.3%. 

Current trading
AWG continues to perform well operationally. For the year 
ending 31 March 2010, EBITDA for the group had increased 
by 7.1% over the prior year. The core water business, Anglian 
Water, was ranked in the top two places in Ofwat’s Overall 
Performance Assessment for the third year running. 

In November 2009, Ofwat published its Final Determination, 
setting out price limits and capital expenditure allowances 
for the period from 2010 to 2015. The outcome of the Final 
Determination was slightly more favourable than the proposals 
set out in the Draft Determination, and confirmed the position 
of Anglian Water as among the most efficient of the water 
supply and waste water companies. 

AWG complies with the Walker Code and its report and 
accounts are available on www.awg.com. 

51

Risk

Review of risks 
Risk factors 
Risk governance framework 

51-56

52
54
56

A description of our risk management framework, key 
risks and our approach to risk mitigation.

 
Risk

Risk

5252

This section provides a  
review of the evolution and 
management of the Group’s 
key risks during the year, 
together with a description of 
the main inherent risk factors 
facing the Group. This is 
followed by an overview of  
the main elements of 3i’s risk 
governance framework. 

Further details on the 
management of key risks, and 
related results and outcomes, 
can be found in the relevant 
sections of this Annual Report 
following the references shown 
under “Further information” and 
in the section on risk factors.

Review of risks

External
The key external risks identified by the Group at the 
start of the financial year fell into three broad categories: 
the impact of the continuing adverse market and 
economic conditions; the wider reputational impact  
on the financial services sector of the banking and 
financial crisis; and the potential for wide-ranging 
regulatory changes. 

The current market and economic uncertainty continues 
to impact the market in which 3i operates in a number  
of ways. Fundraising conditions, for example, remain 
challenging and investors have become more discerning. 
Notwithstanding this background, 3i successfully closed 
its first Growth Capital Fund in March 2010. 

The lack of M&A activity over the past 18 months 
combined with a private equity funding overhang and 
improved debt terms have tended to fuel high prices  
for transactions. These market imbalances continue to 
create uncertainty around the overall market outlook.

Economic conditions also present risks for 3i’s portfolio 
companies and therefore overall performance and 
valuations, as described under Investment risk opposite. 

The reputation of the wider financial services sector 
remains low. In this context, there is a trend towards 
closer scrutiny of the integrity and transparency of firms 
and a greater emphasis on socially responsible investing. 
Firms that are able to differentiate themselves in these 
areas are likely to be at an advantage in the future. 

Regulatory changes could bring higher costs in  
the form of onerous disclosures for private equity 
owned companies, putting private equity firms at  
a disadvantage compared with other owners.  
The European AIFM directive, as currently drafted, has 
the potential to restrict investment by non-European 
investors in European managed funds and could trigger 
retaliatory measures from other countries if deemed 
unfair or anti-competitive.

The ICSA Hermes Transparency  
in Governance Awards 2009 
– Winner
FTSE 100: Best practice disclosure 
on risk management and internal 
control.

Further information on

Overview: Chief Executive’s statement and Our strategy  
Business review: Market conditions  
Corporate responsibility 

P8 and P12
P20
P57 

3i Group plc  

Report and accounts 2010

 
53

Strategic
At the start of the year, 3i undertook a number of key 
strategic projects, focused primarily on improving the 
Group’s financial position. These included the rights issue 
and solvent liquidation of 3i QPE plc, both of which were 
successfully completed. Completion of these and other 
related projects has reduced significantly the Group’s 
gearing, funding and liquidity risks, as described under 
Treasury and funding risks.  

The Group’s human resource base has reduced  
following restructurings during the past two financial 
years, leaving the risk that it may not be able to take  
full advantage of improving market opportunities.  
A strategic review by the Board has identified specific 
measures to ensure 3i has the necessary capability  
in place.

Investment
Several of the Group’s key investment risks at the start  
of the financial year resulted from a combination of 
adverse economic and market conditions, described 
earlier, combined with the constraints of the Group’s 
financial position. Risks included the potential need to  
sell assets at the wrong time or price, low levels of new 
investment and potential underperformance of portfolio 
companies impacting valuations. 

The overall health of the portfolio has shown signs  
of stabilisation in the second half of the financial year. 
Notwithstanding this, some further valuation write-
downs have been necessary during the year owing  
to under performance. 

Some refinancing difficulties have been experienced  
by individual portfolio companies, which in most  
cases have been resolved, but with increased borrowing 
costs or other less favourable debt terms. In isolated 
cases, portfolio companies have had to scale back 
expansion plans. More detail on this can be found in  
the business line reviews, which start on page 31.

Treasury and funding
Improving the Group’s financial position has been a top 
priority in the course of the financial year. This has 
included improving liquidity, the reduction of net debt 
levels and refinancing of maturing debt. As a result of 
the actions taken over the course of the year, including 
the successful rights issue, the risks associated with 
the Group’s financial structure at the start of the year 
are much reduced. The Group aims to maintain a 
conservative financial structure and has instituted 
tighter controls and targets to support this, for example, 
in relation to limits on the proportion of debt maturing  
in any one year. 

The uncertainty around the funding of the Group’s main 
defined benefit pension plan has been reduced with the 
decision to close the plan to future accrual of benefits by 
members from 1 April 2011.

Following the Board’s decision in 2008 to unwind  
forward contracts used to hedge currency assets  
largely denominated in euros and US dollars, the Group 
currently only uses core currency borrowing to hedge 
foreign exchange exposures in the portfolio. The limited 
availability of currency funding at times during the year 
meant that the Group’s US dollar and euro positions 
were exposed to the impact of adverse currency 
movements. As gross debt is reduced, and more of the 
portfolio is invested outside of the UK, the exposure to 
foreign exchange risk could also increase. 

Operational
The key operational risks facing the Group during the 
year relate mainly to people. In common with many 
other businesses, headcount reductions, cost pressures, 
low levels of investment activity and change in the 
external business environment have all contributed to 
a degree of uncertainty for staff. More specific risks 
include key man retention (specifically in relation to 
managed funds), alignment to a different and difficult 
operating environment and the balance of skills and 
resources to meet these challenges. A people plan has 
been developed to enable 3i to deliver its business 
strategy and vision by addressing these and other 
people risks.

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

Further information on

Chief Executive’s statement  
Business review 
Our strategy  
Business review: Market conditions  
Case studies 

Further information on

Financial review   
Corporate responsibility: Corporate responsibility as a company 
Financial statements   
Portfolio and other information 

P23
P61 
P90-93
P129

P8-10
P12
P14-15
P20
P45

3i Group plc  

Report and accounts 2010

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
Risk

5454

Risk factors

Risk type

Inherent risks

External
Risks arising from external factors 
including political, legal, regulatory, 
economic and competitor changes which 
affect the Group’s operations

Strategic
Risks arising from the analysis, design 
and implementation of the Group’s 
business model, and key decisions on the 
investment levels and capital allocations

–   Changes in macroeconomic variables,  

eg rates of growth

–   General health of capital markets,  

eg conditions for initial public offerings
–  Exposure to new and emerging markets
–  Regulatory developments
–  Changes in government policy, eg taxation
–  Reputational risks

–  Understanding and analysis of risks and rewards
–  Appropriateness of business model
–  Changes in the Group’s operating environment 
–  Unanticipated outcomes versus assumptions

Risk mitigation

–   Diversified investment portfolio in a range of 

sectors, with different economic cycles, across 
geographical markets

–   Close monitoring of regulatory and fiscal 

developments in main markets

–   Due diligence when entering new markets or 

business areas

–  Periodic strategic reviews
–   Regular monitoring of key risks by Group Risk 

Management Committee and the Board
–   Monitoring of a range of key performance 
indicators, forecasts and periodic updates  
of plans and underlying assumptions
–   Disciplined management of key strategic 

–   Regular Group Risk Management Committee  

projects

and Board reviews to anticipate, assess and act 
upon external developments and consider 
reputational risks

Key developments 

–   Continuing adverse economic and market 

conditions 

–   Regulatory developments which may  

be unfavourable

–  Reputational risk in portfolio companies

–   Organisational changes, including changes  

to senior management

–  Risks from corporate projects diminished
–  Potential loss of key staff in certain areas

Further 
information

Overview
–   Chairman’s statement, 3i at a glance,  

Chief Executive’s statement

Business review
–  Our strategy, Market conditions

Overview
–   Chairman’s statement, 3i at a glance,  

Chief Executive’s statement

Business review
–  Our strategy, 3i’s Business model, 
  Market conditions

3i Group plc  

Report and accounts 2010

 
55

Investment
Risks in respect of specific asset 
investment decisions, the subsequent 
performance of an investment or 
exposure concentrations across business 
line portfolios

–   Market competition, eg number of participants  

and availability of funds

–   Asset pricing and access to deals,  

eg on a proprietary basis

–  Investor experience and key man retention
–  Alignment of remuneration
–   Underlying asset performance, eg earnings 

growth; cash headroom

–  Asset valuations
–   Overexposure to a particular sector, geography  

or small number of assets

–  Investment performance track record
–   Reputational risks arising from portfolio  

related events

–   In-depth market and competitor analysis, 
supported by an international network of 
sector and industry specialists

–   Rigorous investment appraisal and approval 

process

–   Guidelines on responsible investing 

incorporated into investment procedures

–   Regular asset reviews, including risk 

assessment, based on up to date management 
accounts and reporting

–   Consistent application of detailed valuation 

guidelines and review processes

–   Representation by a 3i executive on the boards  

of investee companies

–  Setting of investment concentration limits
–   Periodic portfolio reviews to monitor exposure  

to sectors, geographies and larger assets

Treasury and funding
Risks in relation to changes in market  
prices and rates; access to capital markets 
and third-party funds; and the Group’s  
capital structure

Operational
Risk arising from inadequate or failed 
processes, people and systems or from 
external factors affecting these

–  Liquidity 
–  Level of gearing
–  Debt levels and maturity profile
–  Credit rating and access to funds
–  Counterparty risk
–  Foreign exchange exposure
–  Interest rate exposure
–  Impact of volatility of investment valuations

–   Resource balance, including recruitment  

and retention of capable people
–   Appropriate systems, processes and 

procedures

–   Adherence to tax regulations
–   Complexity of regulatory operating 

environment

–  Potential exposure to litigation
–   Reputational risks arising from operational  

risk incidents
–  Exposure to fraud
–  Business disruption

−   Weekly detailed cash flow forecasts, tracked 

against a minimum liquidity headroom

−  Net debt limit and monitoring of gearing range
−   Use of currency borrowings to reduce 

structural currency exposures

−   Use of ‘plain vanilla’ derivatives where 
appropriate, eg interest rate swaps

−   Regular reviews of liquidity, gearing, net debt 

and large currency exposures

−   Regular Board reviews of the Group’s financial 
resources and treasury policy, eg currency 
hedging

–   Framework of core values, global policies,  
a code of business conduct and delegated 
authorities

–   Procedures and job descriptions setting  
out line management responsibilities for 
identifying, assessing, controlling and reporting 
operational risks

–   Rigorous staff recruitment, vetting, review  

and appraisal processes

–  Appropriate remuneration structures 
–  Succession planning
–   Close monitoring of legal, regulatory and tax 

developments by specialist teams

–   Internal Audit and Compliance functions carry  

out independent periodic reviews

–   Business continuity and contingency planning
–   Controls over information security, 

confidentiality and conflicts of interest

–  Anti-fraud programme

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

–   Significantly reduced investment and 

realisation levels

–   Impact of current economic environment on 

portfolio companies’ earnings causing 
valuations to lag public markets

–  Liquidity position strengthened
–  Funding of Group pension plan
–  Foreign exchange risk

–   Organisational changes, including  

headcount reductions

–   Risks from key corporate projects  

eg rights issue diminished

Overview
–  3i at a glance
Business review
–   Assets under management, Investment  

and realisations, Financial review (Returns), 
Business lines
Financial statements
Portfolio and other information

Overview
–  Chief Executive’s statement
Business review
–   Investment funding model, Assets under 

management, Market conditions,  
Financial review (Balance sheet)

Financial statements

Business review
Corporate responsibility report
Governance

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

3i Group plc  

Report and accounts 2010

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
Risk

5656

Each of the committees has met on a quarterly  
basis, with two exceptions. A sub-committee of the  
Group Risk Management Committee met monthly  
during the financial year to monitor key risks and related 
management actions. This was considered necessary  
in the context of continued market and economic 
uncertainty. The Portfolio Risk Committee has met  
twice. This Committee is closely linked to the Group’s 
Investment Committee, which itself has undergone 
refinements following the creation of the new role of 
Chief Investment Officer in 2009. The respective roles  
of these Committees have been reviewed and clarified  
as part of the wider review of 3i’s investment processes.

Related committees
The Corporate Responsibility Committee considers  
and reviews corporate responsibility issues relevant to 
3i’s business, reporting to the Board. This includes 
identifying and assessing the significant risks and 
opportunities for 3i arising from corporate responsibility 
issues. Any reported risks are also considered by the 
Operational Risk Committee or Group Risk Management 
Committee as appropriate.  

Risk governance framework
3i’s risk governance framework provides a structured 
process to oversee the identification, assessment and 
approach to mitigation in respect of those risks which 
could materially impact the Group’s strategic objectives  
or execution. 

Risk management operates at all levels throughout  
the Group, across business lines, geographies and 
professional functions. The Board is ultimately 
responsible for risk management, which includes the 
Group’s risk governance or oversight structure and 
maintaining an appropriate internal control framework. 
Management’s responsibility is to manage risk on behalf 
of the Board.

By reporting regularly to Audit and Compliance 
Committee, the Group’s Risk Management Committee 
provides support to the Board in maintaining oversight 
of the effectiveness of risk management across the 
Group. The risk governance framework and the 
responsibilities of the main committees involved 
are shown below. Further details can also be found 
in the Governance section (Pillar 3 disclosures) at 
www.3igroup.com. 

Operation during the year
The framework outlined above has been in operation 
since the start of the financial year, following a review 
aimed at simplifying and enhancing its effectiveness.  
This review, concluded in March 2009, was driven by 
the practical experience of operating through a 
prolonged period of heightened risks, in the context of 
deteriorating and uncertain market and economic 
conditions, and the desire to improve risk oversight in 
relation to balance sheet management and the 
investment portfolio. A similar review was conducted in 
February 2010, with the overall conclusion that the 
current framework remains fit for purpose.

Group Risk Management Committee
Chairman: Chief Executive
–  Oversight of the Group’s overall risk management processes
–  Monitors changes in the Group’s external and strategic risk profile
–  Reviews reports from each of the Treasury Management, Portfolio Risk and Operational Risk Committees
–  Assesses the adequacy of risk mitigation steps put in place in respect of higher level risks
–  Reports to the Audit and Compliance Committee

Treasury Management 
Committee
Chairman: Chief Executive
–   Oversees management of funding, 
gearing, liquidity, interest rate and 
foreign exchange exposures in 
relation to policies agreed by  
the Board

Operational Risk 
Committee
Chairman: Group Communications 
Director
–   Oversees the key operational risks 
facing the Group, including changes 
to the operational risk profile and 
new and emerging risks

Portfolio Risk 
Committee
Chairman: Managing Partner/ 
Chief Investment Officer
–   Oversees risks arising from 

investment portfolio concentration 
by vintage, geography, sector  
and size

3i Group plc  

Report and accounts 2010

57
57

57-62

Corporate responsibility

Corporate responsibility at 3i  
– as an investor 
– as a company 

58
60
61

Information about 3i’s approach to corporate 
responsibility and our performance in the year.

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

3i Group plc  

Report and accounts 2010

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
Corporate responsibility

5858

Corporate responsibility at 3i

This section has been extracted from 3i’s full Corporate 
responsibility report, which is available in the 2010 
Reporting centre www.2010reportingcentre.3igroup.com 
and in the Corporate responsibility (“CR”) section of our 
Investor relations website, www.3igroup.com. 

This extract focuses primarily on CR in 
our investment business, 3i’s core activity.  
Also included are the results of our recent 
employee engagement survey and 3i’s direct 
environmental impacts. 
Please go online to see a full report on CR

www.2010reportingcentre.3igroup.com

CR Committee 

Kevin Dunn  

Deepak Bagla  

Douwe Cosijn  

Patrick Dunne  

Company Secretary and Chairman of the Committee

Director in 3i’s India Infrastructure investment business

Head of Investor Relations

Group Communications Director

Jan-Peter Onstwedder  

Head of Risk

Tony Wang  

Phil White  

Associate Director in 3i’s Asia investment business

Partner in 3i’s Infrastructure business line

The Committee’s membership reflects the balance of 3i’s business with representation from a range  
of business line and Group activities.

Contact us  
For more information please contact Kevin Dunn at KevinDunnCR@3i.com

3i Group plc  

Report and accounts 2010

59

“The focus for our CR development this year has been 
on 3i as an investor. We have further strengthened our 
investment process and worked more closely with our 
portfolio companies to understand in more detail how 
they manage CR.”

Kevin Dunn Group Company Secretary and General Counsel 

Our approach 

–  3i’s approach to CR, both as an investor and a company,  

is commercially driven

–  An active approach to CR means more to 3i than simply 

retaining our licence to operate or reducing risk

−  We believe that our approach to CR provides genuine 

competitive advantage and helps maximise long-term returns

−  We also think it is important to review our approach to CR 
every year and to keep innovating in this important area

Our values

We believe that the highest standard of integrity  
is essential in business. In all our activities, we aim to:
–  be commercial and fair
–   respect the needs of shareholders, investors,  

our people and the companies in which we invest

– maintain our integrity and professionalism
– strive for continual improvement and innovation

The following information illustrates our commitment to CR and provides 
detail on our CR performance.

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Corporate responsibility

6060

Corporate responsibility  
as an investor
3i’s approach to CR in its 
investment activities must  
been seen in the context of  
3i’s business model described  
on pages 16 to 17. This approach  
to CR is embedded in our 
investment processes and is an 
important aspect of how we 
approach investing.

CR in our investment activity
During the year, we significantly updated our global  
CR investment policies. These provide guidance and 
procedures for our investment teams to help them 
appraise CR issues in the companies in which we invest. 
Additionally, we conducted a review of a number of our 
largest portfolio companies to improve our 
understanding of how they manage CR in their 
businesses.  

As an investor, we view CR from two perspectives; 
opportunity and risk. We believe that an active approach 
to CR has the potential to bring a wide variety of 
business benefits to our portfolio companies. 

The most significant CR risks arising from our 
investment activity are likely to relate to environmental, 
ethical, governance and social issues. Failure to identify 
or manage these risks effectively not only has the 
potential to undermine the success of our portfolio 
companies, but also might compromise 3i’s reputation. 
Identifying and managing these risks is therefore an 
important part of managing risk for 3i and doing so 
successfully has the potential to increase the value and 
attractiveness of our portfolio companies to others.

A Group-wide review of our business needs and  
policies in relation to CR was conducted in 2008.  
This review identified the need for further development 
of our policy and accompanying operational procedures. 
This need was driven by several factors, including 
increased globalisation, 3i’s own international growth,  
as well as a recognition that public expectations were 
growing at a time when trust in the financial services 
sector was coming under greater scrutiny. 

A new Group-wide CR policy was developed and  
rolled out across our investment business during the  
year. The main features of this new policy, to which  
all employees have online access, include:

−   a single, short policy document with a clear overall 
corporate goal, supplemented by a set of broad 
aspirations and commitments;

−   a set of new investment procedures for all stages in 
the investment process – fundraising, investment, 
growth and realisation;

−   a series of guidance notes for investment teams, 
covering key issues and sectors, with links to case 
studies, international norms and standards and 
information about specific emerging markets; and

−   clear arrangements for policy governance and 

accountability.

The policy, together with revised procedures, employee 
training and a new CR web-based portal, was designed 
to provide 3i employees with a clear framework, as well 
as the tools to think about and manage issues relating to 
CR throughout the investment process.

CR in our portfolio
During the year, a project was conducted to assess how 
3i’s portfolio companies are managing the most relevant 
CR issues for their company. A sample of investments 
across a range of sectors, geographies and business lines 
was as part of the initial review. 

The portfolio review was designed to benchmark  
how companies in the portfolio are managing their  
most relevant CR issues. The key issues that were 
benchmarked were environment, climate change, labour 
issues, human rights, business ethics and corruption, and 
finally, transparency. Each of these issues was assessed 
for materiality and level of engagement and a summary 
analysis prepared for each company. 

The benchmarking exercise also considered the strength 
of the policies and systems that the company had in 
place to manage these issues as well as the strength of 
monitoring processes.

This project, through engagement with portfolio 
companies and 3i investment executives, has: 

−    increased awareness within 3i and within the 

companies of material CR issues; 

−    produced more examples of best CR practice that 
can be used by other portfolio companies; and,

−    highlighted key risks and opportunities to strengthen 

portfolio companies CR policies and processes.

3i intends to build on the work in this project and 
broaden and deepen its engagement with portfolio 
companies on CR issues. 

Business review P11-44
Business review
Business review

3i Group plc  

Report and accounts 2010

61

Summary of 3i CR policy 
As a public and international company, 3i is committed 
to putting its core values into effect by investing 
responsibly and encouraging responsible business 
conduct among its portfolio companies. Our policy  
and procedures are designed to help employees 
understand and manage the impact they and  
our portfolio companies have on society and the 
environment, including any relevant ethical issues. 

3i has set itself the overall goal of being a top performer 
in CR in our industry and a positive influence for 
sustainable social and environmental practices across  
its international investment portfolio.

Specifically, 3i is committed to:

1. Human rights
Respect the protection of international human rights 
and avoid complicity in human rights violations.

2. Labour/workplace rights
Uphold the right to freedom of association and 
collective bargaining; abolish child labour; eliminate 
forced and compulsory labour; and end employment 
discrimination.

3. The environment
Take a cautious and responsible approach to the 
environment; promote compliance with environmental 
law, improvement in management standards and the 
sustainable management of natural resources; and  
help combat climate change by supporting the 
development of products and services that are 
environmentally beneficial.

4. Anti-corruption 
Avoid corruption in all its forms, including extortion and 
bribery, upholding compliance standards and integrity 
and complying with relevant anti-fraud and money-
laundering regulations.

We see these aspirations as going beyond good 
corporate governance and compliance with local and 
other law. The policy is not just concerned with “doing 
no harm” or ethical business practices, but impinges on 
issues of wider trust and corporate reputation, which 
are critically important in the new global climate where 
there is greater public mistrust of the financial sector.

New procedures have been adopted based on a  
simple CR materiality test for all investments, and a 
requirement for employees to demonstrate, throughout 
the life of the investment through to exit, that they 
have taken account of the issues and understand the 
value, opportunities and risks involved. By encouraging 
corporate learning and the sharing of good practice,  
we believe this process will be self-reinforcing.

/transparency

3i Group plc  

Report and accounts 2010

Corporate responsibility  
as a company 
3i has been a member of the  
Dow Jones Sustainability World 
Index (“DJSI”) since 2002 and  
the Business in the Community 
Corporate Responsibility Index  
since 2003. 3i has also been 
reporting to the Carbon Disclosure 
Project for the past two years. 

In 2009, 3i again participated in the annual Business in 
the Community’s (”BitC”) Corporate Responsibility Index 
and were included in BitC’s “Top 100 Companies that 
Count”. In particular, the integration of our CR principles 
and management into our investment processes were 
recognised. 

As a private equity business with fewer than 500 
employees world-wide, 3i has a relatively small footprint 
on many CR issues. However, we recognise that our 
sustained success and our reputation for being a good 
corporate citizen means taking our corporate 
responsibilities seriously.

Being focused on the mid market, operating 
internationally, and as one of the few publicly listed 
private equity firms, 3i is differentiated within our 
industry and has been actively involved in the evolution 
of the CR agenda for many years. Indeed, 3i was a 
founder member of Business in the Community over  
25 years ago.

Throughout our history we have been actively involved  
in supporting the development of the industry through  
its formal associations and other activity. Our current 
Management Committee contains a former chairman of 
the BVCA, as well as a former chairman of the EVCA.

3i is compliant with the Walker Guidelines on disclosure 
for private equity firms and their portfolio companies. 
More detailed information on 3i’s approach to 
transparency can be found in our online Reporting centre.

In this section, we provide commentary and detailed 
information on the Group’s two key non-financial 
performance measures – our employee engagement  
and direct environmental impact. Many other aspects  
of how we manage our CR, the roles and responsibilities, 
staff training and diversity, health and safety, procurement 
etc, are covered in detail in the CR section of 
www.3igroup.com and in the full CR report in 
our online Reporting centre.

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
Corporate responsibility

6262

Employee engagement 

Employee survey 
3i regularly surveys its staff to measure employee 
engagement, to understand how they feel about topical 
issues within the Company, as well as to give all staff  
the opportunity to provide confidential feedback.  
The method of survey alternates each year between a 
comprehensive telephone survey and a web-based poll. 
Core questions are included each time to evaluate how 
our performance is changing year on year.

Following last year’s web-based survey, a 
comprehensive telephone poll survey was conducted 
this year by Ipsos MORI, which was open to all staff.  
It was conducted in January and February 2010.  
The previous comprehensive survey was held in 2008.

The response rate for the 2010 survey was high  
with 96% of employees participating in the survey, 
significantly greater than last year’s web-based poll in 
2009 (56%). 3i’s web-based polls traditionally achieve 
lower response rates than telephone surveys (2008: 
92%). The 2010 poll was conducted following a highly 
turbulent time in our markets and for the company,  
with staff numbers falling from 739 at 31 March 2008 
to 488  at 31 March 2010. 

The results for this key non-financial performance 
measure were encouraging in that the overall employee 
engagement score was stable at 74% (2008: 83%)  
over the previous year. Advocacy, which has traditionally 
been high at 3i, remained so at 82%, although it was 
lower than in 2008 (90%). 81% of staff taking part said 
that they were proud to work for 3i. The survey also 
highlighted some areas for improvement, including the 
communication of strategy and organisational change. 
The results of the survey were communicated to staff in 
March 2010 and a number of actions have been taken  
as a result.

Environment 
As a financial services business employing less than  
500 employees’ world-wide, 3i’s direct environmental 
impact is relatively low.

Our environmental priorities are carbon emissions and 
waste. In 2007, the Board set an objective to be carbon 
neutral by 2010. To achieve this we have improved the 
measurement and modelling of our carbon emissions, 
reduced the energy intensity of our operations and 
invested in carbon offsets. We have chosen to offset  
our emissions by purchasing European Union Emissions 
Allowances and retiring them via UK Government  
assured offsetting.

In 2009/10, we worked with a specialist adviser, the 
Edinburgh Centre for Carbon Management (ECCM), to 
evaluate our greenhouse gas emissions. We also refined 
our modelling to include updated UK government CO2 
equivalent (CO2e) emissions factors, most notably  
the CO2 factor for UK grid electricity generation.  
This information has improved our understanding, 
control and reporting of emissions.

3i global operations ‒
Breakdown of emissions by source (%)

Premises
Business travel
Company owned vehicles
Other

49.0
48.3
2.6
0.1

Reported emissions for the year to 31 March 2010 
were 15% lower than the previous year at 7232 CO2e 
(t/yr).This decrease is largely explained by our work in 
this area, particularly reducing energy usage and 
improving our data capture techniques. The climate 
change impact assessment table outlines this amount  
as a percentage of each emission type.

In the forthcoming year, we will continue to endeavour  
to reduce our energy use and have set targets to help us 
achieve this which can be found on 3i’s CR pages at 
www.3igroup.com.

Results of the 2010 employee survey 
Measuring employee engagement and giving 
employees an opportunity to give feedback is a key 
objective for 3i. Every second year, 3i employees 
world-wide take part in a confidential telephone 
survey conducted by Ipsos MORI. In the intervening 
years, as in 2009, staff are given the chance to give 
feedback via an electronic questionnaire as part of  
an internally run process. 

Highlights
–  A response rate of 96%
–  An employee engagement score of 74%
–  81% of staff are proud to work for 3i
–   High employee advocacy, with 82% of those 
surveyed saying they would speak highly of 3i

–   High commitment to helping 3i achieve  

its objectives (94%)

Areas for improvement
–   As with any survey of this nature, there were a 
number of detailed or specific issues relating to 
particular parts of the business

–   Only 57% of employees feel valued and recognised 

for the work that they do

–   Qualitative feedback also suggested that there was 

room to improve communication of strategy

Action
–   The results were communicated to all staff in March
–   All issues relating to specific parts of the business 

have been communicated and are being followed up
–   Our increased commitment to communication with 
staff will address the other areas for improvement

3i Group plc  

Report and accounts 2010

63

Governance

Board of Directors and Management Committee  
Statutory and corporate governance information 
Directors’ remuneration report 

63-88

64
66
80

Profiles of our Board and Management Committee, 
statutory and corporate governance information, 
together with our Directors’ remuneration report.

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
 
Governance

6464

Board of Directors and Management Committee

Willem Mesdag  
Non-executive Director since 2007.
Managing Partner of Red Mountain  
Capital Partners LLC. Formerly a Partner 
and Managing Director of Goldman,  
Sachs & Co.

Christine Morin-Postel 
Non-executive Director since 2002.  
A Director of British American Tobacco 
p.l.c., Royal Dutch Shell plc and EXOR S.p.A. 
Formerly Chief Executive of Société 
Générale de Belgique, executive Vice-
President and member of the executive 
committee of Suez and a Director of 
Tractebel, Fortis and Alcan, Inc.

Robert Swannell 
Non-executive Director since 2006 and 
Senior Independent Director since April 
2009. Chairman of HMV Group plc and 
Senior Independent Director of The British 
Land Company PLC. Formerly Chairman  
of Citi’s European Investment Bank and 
Vice-Chairman Citi Europe. A member of 
the Takeover Panel Appeal Board, and a 
trustee of Career Academies UK.

Baroness Hogg Chairman 
Chairman since 2002 and a non-executive 
Director since 1997. Chairman of the 
Financial Reporting Council, Senior Adviser 
to the Financial Services Authority and 
Member of the Takeover Panel. Chairman  
of Frontier Economics Limited and Senior 
Independent Director of BG Group plc. 
From 1995 to 2002 Chairman of Foreign  
& Colonial Smaller Companies PLC. From 
2003 to 2006 Deputy Chairman of GKN 
plc. Formerly Head of the Prime Minister’s 
Policy Unit.

Michael Queen Chief Executive 
Chief Executive since January 2009,  
and an Executive Director since 1997.  
A member of the Management 
Committee and the Group’s Investment 
Committee since 1997. Joined 3i in 1987. 
From 1994 to 1996 seconded to HM 
Treasury. Group Financial Controller from 
1996 to 1997 and Finance Director from 
1997 to 2005. Managing Partner, Growth 
Capital 2005 to 2008 and Managing 
Partner, Infrastructure 2008 to January 
2009. Past Chairman of the British 
Venture Capital Association.

Julia Wilson Group Finance Director 
Group Finance Director and member of  
the Management Committee since 2008. 
Joined 3i in 2006 as Deputy Finance 
Director, with responsibility for the Group’s 
finance, taxation and treasury functions. 
Previously Group Director of Corporate 
Finance at Cable & Wireless plc. During  
her absence on maternity leave from  
April 2009 to March 2010 her major 
responsibilities were managed by Stephen 
Halliwell, Chief Financial Officer of the 
Group's infrastructure business, and by  
Ian Nolan.

Non-Executive Directors

John Allan  
Non-executive Director since September 
2009. Chairman of DSG International since 
September 2009. A non-executive 
Director of ISS A/S and National Grid plc 
and a member of the University of 
Edinburgh Campaign Board. Formerly CFO 
of Deutsche Post, having been appointed 
to the Management Board following its 
acquisition of Exel plc in December 2005 
where he had been Chief Executive since 
1994. Formerly Chairman of Samsonite 
Corporation and a non-executive Director 
of PHS Group plc, Wolseley plc, Hamleys 
plc and Connell plc.

Alistair Cox  
Non-executive Director since October 
2009. Chief Executive of Hays plc. 
Formerly Chief Executive of Xansa plc 
from 2002 to 2007, and Regional 
President of Asia and Group Strategy 
Director at Lafarge (formerly Blue Circle 
Industries) between 1994 and 2002.

Richard Meddings  
Non-executive Director since 2008. 
Group Finance Director of Standard 
Chartered PLC since 2006, having joined 
the Board of Standard Chartered PLC as a 
Group Executive Director in November 
2002. A member of the Governing Council 
of the International Chamber of 
Commerce, United Kingdom. Formerly 
Chief Operating Officer, Barclays Private 
Clients, Group Financial Controller at 
Barclays PLC and Group Finance Director 
of Woolwich PLC.

Baroness Hogg

John Allan

Willem Mesdag

Michael Queen

Alistair Cox

Christine Morin-Postel 

Julia Wilson

Richard Meddings

Robert Swannell

3i Group plc  

Report and accounts 2010

65

Management Committee

Kevin Dunn 
General Counsel and Company Secretary 
responsible for 3i’s legal, compliance, 
internal audit, human resources and 
company secretarial functions. A member 
of the Management Committee since 
joining 3i in 2007. Formerly a Senior 
Managing Director, running GE’s 
European Leveraged Finance business 
after serving as European General Counsel 
for GE. Prior to GE, was a partner at 
the law firms Travers Smith and Latham 
& Watkins.

Ian Nolan 
Managing Partner, Investments  
(Chief Investment Officer). A member  
of the Management Committee since 
February 2009 and the Group’s 
Investment Committee since 2006. 
Formerly Managing Director UK Buyouts. 
Joined 3i in 1987.

Jonathan Russell 
Managing Partner, Buyouts. A member  
of the Management Committee and  
the Group’s Investment Committee since 
1999. Joined 3i in 1986. Past Chairman of 
the European Private Equity and Venture 
Capital Association.

Bob Stefanowski 
Chairman and Managing Partner,  
3i North America, 3i Asia. Head of  
the Group’s Global Financial Services  
Practice. A member of the Management 
Committee since joining 3i in 2008. Spent 
15 years with GE Capital Corporation, 
most recently President and CEO of  
GE Corporate Finance EMEA.

Paul Waller 
Managing Partner, Funds. A member  
of the Management Committee since 
1999 and the Group’s Investment 
Committee since 1997. Joined 3i in 1978. 
Past Chairman of the European Private 
Equity and Venture Capital Association.

Guy Zarzavatdjian  
Managing Partner, Growth Capital.  
A member of the Management 
Committee since 2007 and a member of 
the Group’s Investment Committee since 
2006. Joined 3i’s Paris office in 1987. 
Managing Director, Benelux from 1999  
to 2002 and Managing Director, France 
from 2002 until 2007.

Board Committees
Audit and Compliance Committee
Robert Swannell (Chairman)
John Allan
Alistair Cox
Richard Meddings
Christine Morin-Postel

Remuneration Committee
John Allan (Chairman)
Baroness Hogg
Willem Mesdag
Christine Morin-Postel

Nominations Committee
Baroness Hogg (Chairman)
John Allan
Alistair Cox
Richard Meddings
Willem Mesdag  
Christine Morin-Postel
Michael Queen
Robert Swannell

Valuations Committee
Baroness Hogg (Chairman)
Willem Mesdag  
Michael Queen
Robert Swannell
Julia Wilson

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

Kevin Dunn

Bob Stefanowski

Ian Nolan 

Paul Waller 

Jonathan Russell

Guy Zarzavatdjian

3i Group plc  

Report and accounts 2010

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

Stephen Halliwell 
During Julia Wilson’s maternity leave in 
the year many of her responsibilities were 
managed by Stephen Halliwell, who has been 
Chief Financial Officer for 3i’s infrastructure 
investment business since 2007, responsible 
for its operational, financial and reporting 
requirements. Previously Head of Financial 
Planning and Analysis in the Group’s Finance 
function. Joined 3i in 1998. 

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
 
 
Governance

6666

Statutory and corporate governance information 

This section of the Directors’ report contains statutory 
and corporate governance information for the year to 
31 March 2010 (“the year”).

Principal activity
3i Group plc is an international investor focused on 
buyouts, growth capital and infrastructure, investing  
in Europe, Asia and North America. The principal activity  
of the Company and its subsidiaries (“the Group”) is  
investment.

Group investment policy
3i’s investment policy, which as a closed ended 
investment fund it is required to publish, is as follows:

–   3i is an investment company which aims to provide  
its shareholders with quoted access to private equity 
returns. Currently, its main focus is on making quoted 
and unquoted equity and/or debt investments in 
businesses and funds across Europe, Asia and North 
America. The geographies, economic sectors, funds 
and asset classes in which 3i invests continue to evolve 
as opportunities are identified. Proposed investments 
are assessed individually and all significant investments 
require approval from the Group’s Investment 
Committee. Overall investment targets are subject to 
periodic reviews and the investment portfolio is also 
reviewed to monitor exposure to specific geographies, 
economic sectors and asset classes.

–   3i seeks to diversify risk through significant dispersion 
of investments by geography, economic sector, asset 
class and size as well as through the maturity profile 
of its investment portfolio. In addition, although 3i 
does not set maximum exposure limits for asset 
allocations, no more than 15% by value of 3i’s 
portfolio can be held in a single investment.

–   Investments are generally funded with a mixture  
of debt and shareholders’ funds with a view to 
maximising returns to shareholders, whilst maintaining  
a strong capital base. 3i’s gearing depends not only  
on its level of debt, but also on the impact of market 
movements and other factors on the value of its 
investments. The Board takes this into account when,  
as required, it sets a precise maximum level of gearing. 
The Board has therefore set the maximum level of 
gearing at 150% and has set no minimum level of 
gearing. If the gearing ratio should exceed the 150% 
maximum limit, the Board will take steps to reduce  
the gearing ratio to below that limit as soon as 
practicable thereafter. 3i is committed to achieving 
balance sheet efficiency.

When the Company published its investment policy in 
its Annual Report and accounts for the year to 31 March 
2009, the Board also stated that it would reconsider the 
appropriateness of the previously stated optimum 
gearing ratio range of 30% to 40% across the cycle in 
light of the then occurring dislocation in the debt 
markets and the substantial changes in the pricing and 
availability of debt finance. 

The Board has decided that in current circumstances  
it is appropriate to adopt a more conservative financing 
structure. The Board recognises the current need to 
manage liquidity and gross and net debt levels on a 

conservative basis such that the Company should be 
well-placed to deal with external events, take advantage 
of opportunities and manage its investment and 
divestment activities in a flexible manner. The Board has 
decided that net debt should not exceed £1 billion in the 
next three years and may at times be significantly below 
this limit. As a consequence, during that period, gearing, 
which is a function of both net debt and asset values,  
is expected to be in the range of 0%–30%. It should be 
noted that (subject always to the formal gearing limit  
in the Company’s investment policy statement set out 
above) the actual gearing level at any point in time will 
fluctuate since it is a function of, among other things, 
asset valuations and the timing of investment and 
realisation cash flows. The Board anticipates that the 
Company may be in a net cash position during certain 
periods (for example during periods of high valuations 
where realisations might be expected to exceed 
investment) but may have net debt in other periods  
(for example where valuations are relatively low or after 
periods of low return flows). 

Tax and investment company status
The Company is an investment company as defined by 
section 833 of the Companies Act 2006. HM Revenue  
& Customs has approved the Company as an investment 
trust under section 842 of the Income and Corporation 
Taxes Act 1988 for the financial period to 31 March 
2009. Since that date the Company has directed its 
affairs to enable it to continue to be so approved.

Regulation
3i Investments plc, 3i Europe plc and 3i Nordic plc, 
wholly-owned subsidiaries of the Company, are 
authorised and regulated by the FSA under the Financial 
Services and Markets Act 2000. Where applicable, 
certain Group subsidiaries' businesses outside the United 
Kingdom are regulated locally by relevant authorities.

Management arrangements
3i Investments plc acts as investment manager to the 
Company and certain of its subsidiaries. Contracts for 
these investment management and other services,  
for which regulatory authorisation is required, provide  
for fees based on the work done and costs incurred  
in providing such services. These contracts may be 
terminated by either party on reasonable notice.

3i plc provides the Group with certain corporate and 
administrative services, for which no regulatory 
authorisation is required, under contracts which provide 
for fees based on the work done and costs incurred in 
providing such services together with a performance  
fee based on realised profits on the sale of assets.

Results and dividends
Total recognised income and expense for the year was 
£407 million (2009: £(2,150) million). An interim 
dividend of 1.0p per ordinary share in respect of the 
year to 31 March 2010 was paid on 13 January 2010. 
The Directors recommend a final dividend of 2.0p per 
ordinary share be paid in respect of the year to  
31 March 2010 to shareholders on the Register at  
the close of business on 18 June 2010.

3i Group plc  

Report and accounts 2010

67

The trustee of The 3i Group Employee Trust (“the 
Employee Trust”) has waived (subject to certain minor 
exceptions) dividends declared by the Company after 
26 May 1994 on shares held by the Employee Trust. 

Business review
The Group’s development during the year to 31 March 
2010, its position at that date and the Group’s likely future 
development are detailed in the Chairman’s statement on 
page 5, the Chief Executive’s statement on pages 8 to 10 
and the Business review on pages 11 to 44.

Share capital
The issued share capital of the Company as at 31 March 
2010 comprised 970,381,476 ordinary shares of 
7319/22p each and 4,635,018 B shares (cumulative 
preference shares of 1p each), which represented 99.99% 
and 0.01% respectively of the nominal value of the 
Company’s issued share capital. During the year, the issued 
share capital of the Company altered as set out below.

Ordinary shares
The issued ordinary share capital of the Company as  
at 1 April 2009 was 383,970,880 ordinary shares.  
During the year to 31 March 2010 this increased by 
586,410,596 ordinary shares as a result of the 
Company’s rights issue, the issue of shares to the trustee 
of the 3i Group Share Incentive Plan, the issue of shares in 
connection with the Employee Share Investment Plan and 
the issue of shares in connection with the 3i Quoted 
Private Equity plc acquisition.

At the Annual General Meeting (“AGM”) on 8 July  
2009, the Directors were authorised to repurchase  
up to 96,000,000 ordinary shares in the Company 
(representing approximately 22.8% of the Company’s 
issued ordinary share capital as at 8 May 2009) until  
the Company’s AGM in 2010 or 7 October 2010, if 
earlier. This authority was not exercised in the year to 
31 March 2010.

B shares
The issued B share capital of the Company as at 1 April 
2009 was 9,305,993 B shares. No new B shares were 
issued in the year to 31 March 2010. At the AGM  
on 8 July 2009, the Directors were authorised to 
repurchase up to 9,305,993 B shares in the Company 

until the Company’s AGM in 2010 or 7 October 2010, 
if earlier. In the year to 31 March 2010, the Company 
repurchased and cancelled 4,670,975 B shares 
(representing 0.01% of the nominal value of the 
Company’s total called-up share capital as at 1 April 
2010) pursuant to this authority for £5,932,138. 

Directors’ interests
In accordance with FSA Listing Rule 9.8.6(R)(1), 
Directors’ interests in the shares of the Company  
(in respect of which transactions are notifiable to the 
Company under FSA Disclosure and Transparency Rule 
3.1.2(R)) as at 31 March 2010 are shown below: 

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

Baroness Hogg

J M Allan

A R Cox

R H Meddings

W Mesdag

C J M Morin-Postel

M J Queen

R W A Swannell

J S Wilson

Ordinary  
shares
83,328

933

800

14,360

115,885

19,851

B shares
0

C
a
s
e

s
t
u
d
e
s

i

0

0

0

0

0

1,266,012

6,227

36,685

45,877

0

1,038

The share interests shown for Mr M J Queen and  
Mrs J S Wilson include shares held in the 3i Group Share 
Incentive Plan (see the table on page 86) and share 
bonus awards under the 3i Group Deferred Bonus Plan. 
The share interests shown exclude share option, 
performance share and super-performance share 
awards detailed in the Directors’ remuneration report. 
From 1 April 2010 to 1 May 2010, Mr M J Queen and 
Mrs J S Wilson became interested in an additional 138 
ordinary shares each and there were no other changes 
to Directors’ share interests.

Major interests in ordinary shares
Notifications of the following voting interests in the 
Company’s ordinary share capital had been received by 
the Company (in accordance with Chapter 5 of the  
FSA’s Disclosure and Transparency Rules) as at 31 March 
2010 and 1 May 2010:

Ameriprise Financial, Inc. and its group

AXA S.A. and its group

BlackRock, Inc.

Deutsche Bank AG

Lloyds Banking Group Plc

Legal & General Group plc and/or its subsidiaries 38,620,595

Schroders Plc

Standard Life Investments plc

The Goldman Sachs Group, Inc

48,480,507

50,093,084

22,865,000

1  Indirect, and Financial Instruments with similar economic effect to Qualifying Financial Instruments.
2  Direct, and Qualifying Financial Instruments.

3i Group plc  

Report and accounts 2010

As at 
31 March 
2010
22,069,504

% of issued 
share capital
5.24

As at
1 May 
2010
22,069,504

% of issued 
share capital

Nature of holding
5.24 Direct and indirect

15,580,556

4.06

15,580,556

4.06 Direct and indirect

146,283,947

15.08 146,283,947

15.08 See Note 1 below

36,145,173

20,160,720

3.72

4.78

3.98

4.99

5.16

5.97

36,145,173

20,160,720

38,620,595

48,553,167

50,093,084

3.72 See Note 2 below

4.78 Direct and indirect

3.98

5.00

Direct

Indirect

5.16 Direct and indirect

22,865,000

5.97

Indirect

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
 
Governance   Statutory and corporate governance information

6868

Rights and restrictions attaching to shares
A summary of the rights and restrictions attaching to 
shares as at 31 March 2010 is set out below.

The amendment of the Company’s Articles of 
Association is governed by relevant statutes.  
The Articles may be amended by special resolution  
of the shareholders in general meeting.

The 2010 Notice of AGM contains a special resolution 
proposing the adoption of new Articles of Association.  
If this resolution is passed, the rights and restrictions 
attaching to shares will be altered as set out in the  
form of Articles of Association submitted to the AGM.  
A summary of the differences between the current and 
proposed Articles of Association is set out in the 2010 
Notice of AGM.

Holders of ordinary shares and B shares enjoy the rights 
accorded to them under the Articles of Association of  
the Company and under the laws of England and Wales. 
Any share may be issued with or have attached to  
it such rights and restrictions as the Company by 
ordinary resolution or failing such resolution the Board 
may decide.

Holders of ordinary shares are entitled to attend, speak 
and vote at general meetings of the Company and to 
appoint proxies and, in the case of corporations, corporate 
representatives to attend, speak and vote at such 
meetings on their behalf. On a poll, holders of ordinary 
shares are entitled to one vote for each share held. Holders 
of ordinary shares are entitled to receive the Company’s 
Annual Report and accounts, to receive such dividends and 
other distributions as may lawfully be paid or declared on 
such shares and, on any liquidation of the Company, to 
share in the surplus assets of the Company after 
satisfaction of the entitlements of the holders of the B 
shares or such other shares with preferred rights as may 
then be in issue.

Holders of B shares are entitled, out of the profits 
available for distribution in any year and in priority to any 
payment of dividend or other distribution to holders of 
ordinary shares, to a cumulative preferential dividend of 
3.75% per annum calculated on the amount of 127p 
per B share (“the Return Amount”). On a return of 
capital (other than a solvent intra group re-organisation) 
holders of B shares are entitled to receive in priority to 
any payment to holders of ordinary shares payment of 
the Return Amount together with any accrued but 
unpaid dividends but are not entitled to any further right 
of participation in the profits or assets of the Company.

Holders of B shares are not entitled to receive notice  
of or attend, speak or vote at general meetings of the 
Company save where the B share dividend has remained 
unpaid for six months or more or where the business of 
the meeting includes consideration of a resolution for 
the winding-up of the Company (other than a solvent 
intra group re-organisation) in which case holders of  
B shares shall be entitled to attend, speak and vote only 
in relation to such resolution and in either case shall, on a 
poll, be entitled to one vote per B share held.

There are no restrictions on the transfer of fully paid 
shares in the Company, save as follows. The Board may 
decline to register a transfer of uncertificated shares in 
the circumstances set out in the Uncertificated 
Securities Regulations or where a transfer is to more 
than four joint holders. The Board may decline to 
register any transfer of certificated shares which is not 
in respect of only one class of share, which is to more 
than four joint holders, which is not accompanied by the 
certificate for the shares to which it relates, which is not 
duly stamped in circumstances where a duly stamped 
instrument is required, or where in accordance with 
section 794 of the Companies Act 2006 a notice 
(under section 793 of that Act) has been served by the 
Company on a shareholder who has then failed to give 
the information required within the specified time.  
In the latter circumstances the Company may make the 
relevant shares subject to certain restrictions (including 
in respect of the ability to exercise voting rights, to 
transfer the shares validly and, except in the case of a 
liquidation, to receive the payment of sums due from 
the Company). Since 14 July 2009 the Company has 
been entitled to appoint a person to execute a transfer 
on behalf of all holders of B shares in acceptance of an 
offer, paying the holders such amount as they would 
have been entitled to on a winding-up of the Company. 

There are no shares carrying special rights with regard  
to control of the Company. There are no restrictions 
placed on voting rights of fully paid shares, save where  
in accordance with Article 12 of the Company’s Articles 
of Association a restriction notice has been served by 
the Company in respect of shares for failure to comply 
with statutory notices or where a transfer notice (as 
described below) has been served in respect of shares 
and has not yet been complied with.

In the circumstances specified in Article 38 of the 
Company’s Articles of Association the Company may 
serve a transfer notice on holders of shares. The relevant 
circumstances relate to: (a) potential tax disadvantage  
to the Company, (b) the number of “United States 
Residents” who own or hold shares becoming 75 or 
more, or (c) the Company being required to be registered 
as an investment company under relevant US legislation. 
The notice would require the transfer of relevant shares 
and pending such transfer the rights and privileges 
attaching to those shares would be suspended.

To attend and vote at a Company general meeting  
a shareholder must be entered on the register of 
members at such time (not being earlier than 48 hours 
before the meeting) as stated in the notice of general 
meeting.

The Company is not aware of any agreements between 
holders of its securities that may restrict the transfer  
of shares or exercise of voting rights.

3i Group plc  

Report and accounts 2010

69

Debentures
As detailed in notes 19 and 20 on pages 117 and 118 
respectively, as at 31 March 2010 the Company had  
in issue 3.625 per cent convertible bonds due 2011, 
Notes issued under the 3i Group plc £2,000 million 
Note Issuance Programme and Notes issued under the 
3i Group plc €1,000 million Euro-Commercial Paper 
Programme.

Appointment and re-election of Directors
Subject to the Company’s Articles of Association,  
the Companies Acts and satisfactory performance 
evaluation, non-executive Directors are appointed for 
an initial period of three years. Before the third and sixth 
anniversaries of a non-executive Director’s first 
appointment, the Director discusses with the Board 
whether it is appropriate for a further three year term  
to be served.

The Company’s Articles of Association provide for:

(a)  the minimum number of Directors to be two and the 
maximum to be 20, unless otherwise determined by 
the Company by ordinary resolution;

(b)  Directors to be appointed by ordinary resolution of 

the Company’s shareholders in general meeting or by 
the Board;

(c) Directors to retire by rotation at an AGM if:

(i)   they have been appointed by the Board since the 

preceding AGM; or

(ii)  they held office during the two preceding AGMs 

but did not retire at either of them; or

(iii)  not being Chairman of the Board, they held 

non-executive office for a continuous period of 
nine years or more at the date of that AGM; and

(d)  shareholders to have the power to remove any 

Director by special resolution.

Subject to the Company’s Articles of Association, retiring 
Directors are eligible for reappointment. The office of 
Director shall be vacated if the Director resigns, becomes 
bankrupt or is prohibited by law from being a Director  
or where the Board so resolves following the Director 
suffering from mental ill-health or being absent from 
Board meetings for 12 months without the Board’s 
permission.

Notwithstanding the provisions of the Articles of 
Association for the periodic retirement of Directors, in 
accordance with emerging best practice the Board has 
decided it would be appropriate for all Directors to 
submit to reappointment every year. Accordingly at the 
AGM to be held on 7 July 2010 all the Directors will 
retire from office at the Annual General Meeting as will 
Sir Adrian Montague who has been appointed a Director 
with effect from 1 June 2010. All these Directors, 
including Sir Adrian Montague, are eligible for, and, save 
for Baroness Hogg who is stepping down as Chairman at 
the conclusion of the Annual General Meeting, seek, 
reappointment.

The Board’s recommendation for the reappointment of 
Directors is set out in the 2010 Notice of AGM.

Directors’ conflicts of interest
Directors have a statutory duty to avoid conflicts of 
interest with the Company. The Company’s Articles  
of Association enable Directors to approve conflicts of 
interest and include other conflict of interest provisions. 
The Company has implemented processes to identify 
potential and actual conflicts of interest. Such conflicts 
are then considered for approval by the Board, subject,  
if necessary, to appropriate conditions.

Directors’ indemnities
As permitted by the Company’s Articles of Association, 
the Company has maintained Qualifying Third-Party 
Indemnity Provisions (as defined under relevant 
legislation) for the benefit of the Company’s Directors 
throughout the period.

Employment
The Group’s policy is one of equal opportunity in the 
selection, training, career development and promotion 
of employees, regardless of age, gender, sexual 
orientation, ethnic origin, religion and whether disabled 
or otherwise.

The Group treats applicants and employees with 
disabilities equally and fairly and provides facilities, 
equipment and training to assist disabled employees to 
do their jobs. Arrangements are made as necessary to 
ensure access and support to job applicants who happen 
to be disabled and who respond to our request to inform 
the Company of any requirements. Should an employee 
become disabled during their employment, efforts  
are made to retain them in their current employment  
or to explore the opportunities for their retraining or 
redeployment within the Group. The Group also 
provides financial support to disabled employees who 
are unable to work, as appropriate to local market 
conditions.

The Group’s principal means of keeping in touch with the 
views of its employees are through employee appraisals, 
informal consultations, team briefings, and staff 
conferences and surveys. Managers throughout the 
Group have a continuing responsibility to keep their staff 
fully informed of developments and to communicate 
financial results and other matters of interest. This is 
achieved by structured communication including regular 
meetings of employees.

The Group has clear grievance and disciplinary 
procedures in place, which include comprehensive 
procedures on discrimination and the Group’s equal 
opportunities policy. The Group also has an employee 
assistance programme which provides a confidential, 
free and independent counselling service and is available 
to all staff and their families in the UK.

There are clearly defined staff policies for pay and 
working conditions. The Group’s employment policies 
are designed to provide a competitive reward package 
which will attract and retain high quality staff, whilst 
ensuring relevant costs remain at an appropriate level.

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Governance   Statutory and corporate governance information

7070

(b)  £300 million Revolving Credit Facility Agreement 
dated 15 July 2009, between the Company,  
3i Holdings plc and Lloyds TSB Bank plc,  
The Royal Bank of Scotland plc, Société Générale, 
Commerzbank AG, London Branch, Standard 
Chartered Bank, UBS Limited, Bank of Ireland and 
JPMorgan Chase Bank N.A., London Branch in relation 
to the provision of a multi-currency revolving credit 
facility to the Company and 3i Holdings plc. Under 
this agreement, the Company would be required to 
notify Lloyds TSB Bank plc in its capacity as agent for 
the banks, within five days of any change of control 
of the Company. Such notification would open a 
negotiation period of 20 days (from the date of the 
change of control) to determine whether the 
Majority Lenders (as defined in the agreement) 
would be willing to continue to make available the 
facility and, if so, on what terms. Failing agreement 
and if so required by the Majority Lenders, amounts 
outstanding would be required to be repaid and the 
facility cancelled;

(c)  £100 million Revolving Credit Facility Agreement 

dated 17 September 2009, between the Company,  
3i Holdings plc and Nordea Bank AB (publ) in relation 
to the provision of a multi-currency revolving credit 
facility to the Company and 3i Holdings plc. Under 
this agreement, the Company would be required to 
notify Nordea Bank AB (publ) within five days of any 
change of control of the Company. Such notification 
would open a negotiation period of 20 days (from 
the date of the change of control) to determine 
whether Nordea Bank AB (publ) would be willing to 
continue to make available the facility and, if so, on 
what terms. Failing agreement and if so required by 
Nordea Bank AB (publ), amounts outstanding would 
be required to be repaid and the facility cancelled;

(d)  £200 million Revolving Credit Facility Agreement 

dated 4 November 2009, between  the Company,  
3i Holdings plc and Lloyds TSB Bank plc in relation to 
the provision of a multi-currency term and revolving 
credit facility to the Company and 3i Holdings plc. 
Under this agreement, the Company would be 
required to notify Lloyds TSB Bank plc within five 
days of any change of control of the Company. Such 
notification would open a negotiation period of 20 
days (from the date of the change of control) to 
determine whether Lloyds TSB Bank plc would be 
willing to continue to make available the facility and, 
if so, on what terms. Failing agreement and if so 
required by Lloyds TSB Bank plc, amounts 
outstanding would be required to be repaid and the 
facility cancelled;

The Group’s remuneration policy is influenced by market 
conditions and practices in the countries in which it 
operates. All employees receive a base salary and are 
eligible for a performance-related bonus. Where 
appropriate, employees are eligible to participate in Group 
share schemes to encourage employees’ involvement in 
the performance of the Group. Investment executives 
may also participate in co-investment plans and carried 
interest schemes, which allow executives to share directly 
in any future profits on investments. Employees 
participate in local state or company pension schemes as 
appropriate to local market conditions.

Charitable and political donations
Charitable donations made by the Group in the year to  
31 March 2010 amounted to £407,490. Detail on these 
donations is provided in the full Corporate responsibility 
report, which can be found in the Additional information 
section of our Reporting centre and in the CR section of 
our Investor relations website, www.3igroup.com.

In line with Group policy, during the year to 31 March 
2010 no donations were made to political parties or 
organisations, or independent election candidates, and 
no political expenditure was incurred.

Policy for paying creditors
The Group’s policy is to pay suppliers in accordance with 
the terms and conditions of the relevant markets in 
which it operates. Expenses are paid on a timely basis in 
the ordinary course of business. The Company had no 
trade creditors outstanding at the year end. 3i plc had 
trade creditors outstanding at the year end representing 
on average 11.5 days’ purchases.

Significant agreements
As at 31 March 2010 the Company was party to the 
following agreements that take effect, alter or terminate 
on a change of control of the Company following a 
takeover bid:

(a)  £486 million Revolving Credit Facility Agreement 

dated 20 September 2005, between 3i Holdings plc, 
Barclays Capital, Bayerische Landesbank, London 
branch, Dresdner Kleinwort Wasserstein Limited, 
HSBC Bank plc, Lloyds TSB Bank plc, The Royal Bank 
of Scotland plc, Société Générale, UBS Limited, 
WestLB AG, London branch and the Company, in 
relation to the provision of a multi-currency revolving 
credit facility to 3i Holdings plc and the Company. 
Under this agreement, the Company would be 
required to notify Lloyds TSB Bank plc, in its capacity 
as agent for the banks, within five days of any 
change of control of the Company. Such notification 
would open a negotiation period of 50 days (from 
the date of the change of control) to determine 
whether the Majority Banks (as defined in the 
agreement) would be willing to continue to make 
available the facility and, if so, on what terms. Failing 
agreement and if so required by the Majority Banks, 
amounts outstanding would be required to be repaid 
and the facility cancelled. If no such requirement was 
imposed by the Majority Banks, any dissenting bank 
could require amounts outstanding to it to be repaid 
and cease to participate in the facility;

3i Group plc  

Report and accounts 2010

71

(e)  Limited Partnership Agreements dated 12 July 

2006, between 3i EFV GP Limited, 3i Europartners V 
Verwaltungs GmbH & Co. KG, the Company and 
other investors from time to time in relation to the 
formation of partnerships to carry on the business of 
investing as the fund known as 3i Eurofund V. Under 
these agreements, the manager, 3i Investments plc, 
would be required to notify the investors of any 
change of control of the Company. If such a change 
of control occurs before the end of the relevant 
investment period, the manager’s powers to make 
new investments on behalf of the partnerships 
would be suspended unless the investors had given 
consent before the change of control occurred. 
Where suspension occurs, the investors may consent 
at any time before the end of the investment period 
to the resumption of the manager’s powers;

(f)  Limited Partnership Agreements dated 24 March 
2010, between 3i GC GP Limited, the Company, 
other 3i entities and other investors from time to 
time in relation to the formation of partnerships to 
carry on the business of investing as the fund known 
as 3i Growth Capital Fund. Under these agreements,  
the manager, 3i Investments plc, would be required 
to notify the investors of any change of control of 
the Company. If such a change of control occurs 
before the end of the relevant investment period, 
the manager’s powers to make new investments on 
behalf of the partnerships would be suspended 
unless the investors had given consent before the 
change of control occurred. Where suspension 
occurs, the investors may consent at any time before 
the end of the investment period to the resumption 
of the manager’s powers; and

(g)  3i Group plc £430,000,000 3.625 per cent 
convertible bonds due 2011 (the “bonds”). 
Condition 6 of the terms and conditions of the  
bonds sets out the conversion rights of the holders 
of the bonds and the calculation of the conversion 
price payable. The conversion price will decrease  
if a “Relevant Event” occurs. Condition 6(b)(x) sets 
out the definition of Relevant Event and the 
consequential adjustment to the conversion price.  
In summary, a Relevant Event occurs if an offer is 
made to all (or as nearly as may be practicable all) 
shareholders to acquire all or a majority of the issued 
shares of the Company or if any person proposes a 
scheme with regard to such acquisition (other than a 
Newco Scheme (as defined)) and (such offer or 
scheme having become unconditional in all respects) 
the right to cast more than 50% of the votes which 
may ordinarily be cast on a poll at a general meeting 
of the Company has or will become unconditionally 
vested in the offeror and/or an associate (as defined) 
of the offeror. Condition 7(d) of the terms and 
conditions of the bonds gives bondholders an early 
redemption option (early repayment at face value 
plus accrued interest) upon a Relevant Event 
occurring.

Statement of Directors’ responsibilities
The Directors are responsible for preparing the Annual 
Report and the Group financial statements in accordance 
with applicable United Kingdom law and those 
International Financial Reporting Standards which have 
been adopted by the European Union.  

Under Company Law the Directors must not approve  
the Group financial statements unless they are satisfied 
that they present fairly the financial position, financial 
performance and cash flows of the Group for that 
period. In preparing the Group financial statements the 
Directors: 

(a)  select suitable accounting policies in accordance with 
IAS 8: Accounting Policies, Changes in Accounting 
Estimates and Errors and then apply them 
consistently;

(b)  present information, including accounting policies, in 
a manner that provides relevant, reliable, comparable 
and understandable information;

(c)  provide additional disclosures when compliance with 
the specific requirements in IFRSs is insufficient to 
enable users to understand the impact of particular 
transactions, other events and conditions on the 
Group’s financial position and financial performance; 

(d)  state that the Group has complied with IFRSs, 

subject to any material departures disclosed and 
explained in the financial statements; and

(e)  make judgements and estimates that are reasonable 

and prudent.

The Directors have a responsibility for ensuring that 
proper accounting records are kept which are sufficient  
to show and explain the Group’s transactions and 
disclose with reasonable accuracy at any time the 
financial position of the Group and enable them to 
ensure that the Group financial statements comply with 
the Companies Act 2006. They also have a general 
responsibility for taking such steps as are reasonably 
open to them to safeguard the assets of the Group and 
to prevent and detect fraud and other irregularities.

In accordance with the FSA’s Disclosure and 
Transparency Rules, the Directors confirm to the best of 
their knowledge that:

(a)  the financial statements, prepared in accordance with 
applicable accounting standards, give a true and fair 
view of the assets, liabilities, financial position and 
profit or loss of the Company and the undertakings 
included in the consolidation taken as a whole; and

(b)  the Directors’ report includes a fair review of the 

development and performance of the business and 
the position of the Company and the undertakings 
included in the consolidation taken as a whole 
together with a description of the principal risks and 
uncertainties that they face.

The Directors of the Company and their functions are 
listed on pages 64 and 65.

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Governance   Statutory and corporate governance information

7272

Going concern
The Directors have acknowledged their responsibilities  
in relation to the financial statements for the year to 
31 March 2010.

The Group’s business activities, together with the 
factors likely to affect its future development, 
performance and position are set out in the Business 
review section. The financial position of the Group, its 
capital structure, gearing and liquidity positions are 
described in the Financial review section. The Group’s 
policies on risk management, including treasury and 
funding risks, are contained in the Risk section. Further 
details are contained in the financial statements and 
notes including, in particular, details on financial risk 
management and derivative financial instruments.

The Directors believe that the Group is well placed  
to manage its business risks successfully despite the 
continuing uncertain economic outlook. The Directors 
have considered the uncertainties inherent in current  
and expected future market conditions and their 
possible impact upon the financial performance of the 
Group. After consideration, the Directors are satisfied 
that the Company has and will maintain sufficient 
financial resources to enable it to continue operating in 
the foreseeable future and therefore continue to adopt  
the going concern basis in preparing the Annual Report 
and accounts.

Audit information
Pursuant to section 418(2) of the Companies Act 2006, 
each of the Directors confirms that: (a) so far as they are 
aware, there is no relevant audit information of which the 
Company’s auditors are unaware; and (b) they have taken 
all steps they ought to have taken to make themselves 
aware of any relevant audit information and to establish 
that the Company’s auditors are aware of such 
information.

Appointment of auditors
In accordance with section 489 of the Companies Act 
2006, a resolution proposing the reappointment of 
Ernst & Young LLP as the Company’s auditors will be put 
to members at the forthcoming AGM.

By order of the Board

K J Dunn Company Secretary 
12 May 2010

Registered Office: 
16 Palace Street, London, SW1E 5JD

3i Group plc  

Report and accounts 2010

73

Corporate governance statement

Corporate governance
Throughout the year, the Company complied with  
the provisions of section 1 of the Combined Code  
on corporate governance published by the Financial 
Reporting Council in June 2008.

The Company’s approach to corporate governance
The Company has a policy of seeking to comply with 
established best practice in the field of corporate 
governance. The Board has adopted core values and 
global policies which set out the behaviour expected of 
staff in their dealings with shareholders, customers, 
colleagues, suppliers and others who engage with the 
Company. One of the core values communicated within 
the Group is a belief that the highest standard of integrity 
is essential in business.

The Board’s responsibilities and processes
The Board is responsible to shareholders for the overall 
management of the Group and may exercise all the 
powers of the Company subject to the provisions of 
relevant statutes, the Company’s Articles of Association 
and any directions given by special resolution of the 
shareholders. The Articles of Association empower the 
Board to offer, allot, grant options over or otherwise 
dispose of the unissued shares of the Company on  
such terms as the Board may decide. The Articles of 
Association empower the Board to issue and buy-back 
shares, which powers are exercisable in accordance with 
authorities approved from time to time by shareholders 
in general meeting. 

At the AGM in July 2009, shareholders renewed the 
Board’s authority to allot ordinary shares and to buy-back 
ordinary shares on behalf of the Company subject to 
certain limits. At the AGM in July 2009, shareholders 
authorised the Board to buy-back B shares on behalf of 
the Company subject to certain limits. Details of the 
authorities which the Board will be seeking at the 2010 
AGM are set out in the 2010 Notice of AGM.

The Articles of Association also specifically empower  
the Board to exercise the Company’s powers to borrow 
money and to mortgage or charge the Company’s assets 
and any uncalled capital and to issue debentures and 
other securities.

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

The Board determines matters including financial strategy 
and planning and takes major business decisions. The 
Board has put in place an organisational structure. This is 
further described under the heading “internal control”.

C
a
s
e

s
t
u
d
e
s

i

Attendance at Board and Committee Meetings
The table below shows the number of scheduled 
meetings attended by Directors during the year to 
31 March 2010 and, in brackets, the number of 
meetings they were eligible to attend. In addition to 
these meetings a small number of ad hoc meetings were 
held to discuss specific items as they arose.

Name
Total meetings held

Number attended:

Baroness Hogg

M J Queen

J M Allan1

A R Cox2

R H Meddings

W Mesdag3

C J M Morin-Postel

Lord Smith of Kelvin4

O H J Stocken5

R W A Swannell

Audit and 
Compliance 
Committee 
4

Board
6

Nomination 
Committee
2

Remuneration 
Committee
7

Valuations 
Committee
3

6(6)

6(6)

4(4)

3(3)

6(6)

6(6)

6(6)

2(3)

4(4)

6(6)

–

–

2(2)

2(2)

4(4)

–

4(4)

1(2)

–

4(4)

2(2)

2(2)

1(1)

1(1)

1(2)

1(2)

1(2)

0(1)

0(1)

2(2)

7(7)

–

3(3)

–

–

7(7)

7(7)

4(4)

–

–

3(3)

3(3)

–

–

–

1(1)

–

–

2(2)

3(3)

–

J S Wilson6
1   Appointed to the Board on 1 September 2009 and to Remuneration Committee, Nominations Committee and Audit and Compliance Committee on 1 October 2009.
2   Appointed to the Board and Nominations Committee on 1 October 2009 and to Audit and Compliance Committee on 1 November 2009.
3   Appointed to Valuations Committee on 1 January 2010.
4   Retired on 31 October 2009.
5  Retired on 31 December 2009. 
6   On leave of absence for maternity from 7 April 2009 to 1 March 2010.

2(2)

–

–

–

3i Group plc  

Report and accounts 2010

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Governance   Statutory and corporate governance information

7474

Matters reserved for the Board
The Board has approved a formal schedule of matters 
reserved to it and its duly authorised Committees for 
decision. These include:

Meetings of the Board
The principal matters considered by the Board during 
the year (in addition to matters formally reserved to the 
Board) included:

–   approval of the Group’s overall strategy, strategic plan 

–   the strategic plan, budget and financial resources;

and annual operating budget;

–   approval of the Company’s half-yearly and annual 
financial statements and changes in the Group’s 
accounting policies or practices;

–   changes relating to the capital structure of the 

Company or its regulated status;

–   major capital projects;

–   major changes in the nature of business operations;

–   investments and divestments in the ordinary course  

of business above certain limits set by the Board from 
time to time;

–   adequacy of internal control systems;

–   appointments to the Board and Management 

Committee;

–   principal terms and conditions of employment of 

members of Management Committee; and

–   changes in employee share schemes and other 

long-term incentive schemes.

Matters delegated by the Board to management  
include implementation of the Board approved strategy, 
day-to-day operation of the business, the appointment 
and remuneration of all executives below Management 
Committee and the formulation and execution of risk 
management policies and practices.

A succession and contingency plan for executive 
leadership is prepared by management and reviewed 
periodically by the Board. The purpose of this plan is  
to identify suitable candidates for succession to key  
senior management positions, agree their training and 
development needs, and ensure the necessary human 
resources are in place for the Company to meet its 
objectives.

–   the Group’s capital structure, including the Company’s 

rights issue;

–   regular reports from the Chief Executive;

–   the recommendations of the Valuations Committee  

on valuations of investments;

–  the Board's risk appetite and risk tolerance;

–  the business model and its application by different 
  business lines; and

–   independence of non-executive Directors.

Information
Reports and papers are circulated to the Directors in a 
timely manner in preparation for Board and committee 
meetings. These papers are supplemented by 
information specifically requested by the Directors from 
time to time.

Performance evaluation
During the year, the Board conducted its annual 
evaluation of its own performance and that of its 
committees and individual Directors. The evaluation was 
externally facilitated by The Zygos Partnership and the 
results of the process formally reported to the Board.

The Board performance evaluation included 
consideration of the overall functioning of the Board 
including strategic planning, risk management processes, 
Board balance and succession issues including the 
criteria for identifying a successor to the Chairman,  
who had announced her intention to retire during 2010. 
The evaluation found a strong correlation of views on 
the topics considered and clearly shared goals between 
the executive and non-executive Directors. The Board 
continued to identify areas where its working practices 
could be developed further.

In his role as Senior Independent Director,  
Mr R W A Swannell led a review by the Directors  
of the performance of the Chairman and subsequently 
reported back to the Board.

3i Group plc  

Report and accounts 2010

75

The roles of the Chairman, Chief Executive and  
Senior Independent Director
The division of responsibilities between the Chairman of 
the Board and the Chief Executive is clearly defined and 
has been approved by the Board.

The Chairman
The Chairman leads the Board in the determination of  
its strategy and in the achievement of its objectives.  
The Chairman is responsible for organising the business  
of the Board, ensuring its effectiveness and setting  
its agenda. The Chairman has no involvement in the 
day-to-day business of the Group. The Chairman 
facilitates the effective contribution of non-executive 
Directors and constructive relations between executive 
and non-executive Directors. The Chairman ensures 
that regular reports from the Company’s brokers are 
circulated to the non-executive Directors to enable 
non-executive Directors to remain aware of 
shareholders’ views. The Chairman ensures effective 
communication with the Company’s shareholders.

The Chief Executive 
The Chief Executive has direct charge of the Group  
on a day-to-day basis and is accountable to the Board 
for the financial and operational performance of the 
Group. The Chief Executive has formed a committee 
called Management Committee to enable him  
to carry out the responsibilities delegated to him  
by the Board. The Committee comprises the  
executive Directors, Mr K J Dunn, Mr I M Nolan,  
Mr J B C Russell, Mr R Stefanowski, Mr P Waller, and  
Mr G A R Zarzavatdjian. The Committee meets on a 
regular basis to consider operational matters and the 
implementation of the Group’s strategy.

Senior Independent Director
Throughout the year Mr R W A Swannell served as 
Senior Independent Director, to whom, in accordance 
with the Combined Code, concerns were able to be 
conveyed.

Directors
The Board comprises the Chairman, six independent 
non-executive Directors and two executive  
Directors. Biographical details for each of the  
Directors are set out on page 64. Baroness Hogg 
(Chairman), Mr R H Meddings, Mr W Mesdag,  
Mme C J M Morin-Postel, Mr M J Queen,  
Mr R W A Swannell and Mrs J S Wilson served 
throughout the period under review. Mr J M Allan  
and Mr A R Cox served as Directors from 1 September 
2009 and 1 October 2009 respectively. Lord Smith  
of Kelvin and Mr O H J Stocken served as Directors  
until 31 October 2009 and 31 December 2009 
respectively.

In addition to fulfilling their legal responsibilities as 
Directors, non-executive Directors are expected to bring 
an independent judgement to bear on issues of strategy, 
performance, resources and standards of conduct,  
and to help the Board provide the Company with  
effective leadership. They are also expected to ensure  
high standards of financial probity on the part of the 
Company and to monitor the effectiveness of the 
executive Directors.

The Board’s discussions, and its approval of the Group’s 
strategic plan and annual budget, provide the non-
executive Directors with the opportunity to contribute  
to and validate management’s plans and assist in the 
development of strategy. The non-executive Directors 
receive regular management accounts, reports and 
information which enable them to scrutinise the 
Company’s and management’s performance against 
agreed objectives.

Directors’ independence
All the non-executive Directors (other than the 
Chairman, who was independent on appointment)  
were considered by the Board to be independent  
for the purposes of the Combined Code in the  
year to 31 March 2010 with the exception of  
Mr O H J Stocken who served as a Director until  
31 December 2009 and who was considered  
non-independent having served as a non-executive 
Director for in excess of nine years. 

The Board assesses and reviews the independence of 
each of the non-executive Directors at least annually, 
having regard to the potential relevance and materiality 
of a Director’s interests and relationships rather  
than applying rigid criteria in a mechanistic manner.  
No Director was materially interested in any contract  
or arrangement subsisting during or at the end of the 
financial period that was significant in relation to the 
business of the Company.

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Governance   Statutory and corporate governance information

7676

Directors’ employment contracts
Details of executive Directors’ employment contracts 
are set out in the Directors’ remuneration report on 
page 87.

Training and development
The Company has developed a training policy which 
provides a framework within which training for Directors 
is planned with the objective of ensuring Directors 
understand the duties and responsibilities of being a 
director of a listed company. All Directors are required to 
update their skills and maintain their familiarity with the 
Company and its business continually. Presentations on 
different aspects of the Company’s business are made 
regularly to the Board. On appointment, all non-
executive Directors have discussions with the Chairman 
and the Chief Executive following which appropriate 
briefings on the responsibilities of Directors, the 
Company’s business and the Company’s procedures  
are arranged. The Company provides opportunities  
for non-executive Directors to obtain a thorough 
understanding of the Company’s business by meeting 
members of the senior management team who in turn 
arrange, as required, visits to investment or support 
teams.

The Company has procedures for Directors to take 
independent legal or other professional advice about the 
performance of their duties.

The Board’s committees
The Board is assisted by various standing committees  
of the Board which report regularly to the Board.  
The membership of these committees is regularly 
reviewed by the Board. When considering committee 
membership and chairmanship, the Board aims to ensure 
that undue reliance is not placed on particular Directors.

These committees all have clearly defined terms of 
reference which are available at www.3igroup.com.  
The terms of reference of the Audit and Compliance 
Committee, the Remuneration Committee and the 
Nominations Committee provide that no one other  
than the particular committee chairman and members 
may attend a meeting unless invited to attend by the 
relevant committee.

Audit and Compliance Committee
The Audit and Compliance Committee  
comprises Mr R W A Swannell (Chairman),  
Mr J M Allan, Mr A R Cox, Mr R H Meddings, and  
Mme C J M Morin-Postel, all of whom served 
throughout the period, save for Mr J M Allan and  
Mr A R Cox who served from 1 October 2009 and  
1 November 2009 respectively. Lord Smith of  
Kelvin served as a member of the Committee  
until 31 October 2009. All the members of the 
Committee are independent non-executive Directors. 
The Board is satisfied that the Committee Chairman,  
Mr R W A Swannell, has recent and relevant financial 
experience.

During the year, the Committee: 

–   reviewed the effectiveness of the internal control 

environment of the Group and the Group’s 
compliance with its regulatory requirements and 
received reports on bank covenants, third-party 
liabilities and off balance sheet liabilities;

–   reviewed and recommended to the Board the 

accounting disclosures comprised in the half-yearly  
and annual financial statements of the Company and 
reviewed the scope of the annual external audit plan 
and the external audit findings;

–   received the reports of the Valuations Committee on 

the valuation of the Group’s investment assets;

–   received regular reports from the Group’s internal 

audit function, monitored its activities and 
effectiveness, and agreed the annual internal  
audit plan;

–   received regular reports from the Group’s regulatory 
compliance function and Group Risk Management 
Committee, and monitored their activities and 
effectiveness;

–   oversaw the Company’s relations with its external 
auditors including assessing auditor performance, 
independence and objectivity, recommending the 
auditors’ reappointment and approving the auditors’ 
fees; and 

–   met with the external auditors in the absence of 

management.

3i Group plc  

Report and accounts 2010

77

Remuneration Committee
The Remuneration Committee comprises Mr J M Allan 
(Chairman), Baroness Hogg, Mr W Mesdag and  
Mme C J M Morin-Postel, all of whom served 
throughout the period, save for Mr J M Allan who 
served from 1 October 2009. Lord Smith of Kelvin 
served as Chairman and member of the Committee until  
31 October 2009. All the current members of the 
Committee are independent non-executive Directors, 
save for Baroness Hogg who was independent on 
appointment as Chairman of the Board.

Details of the work of the Remuneration Committee are 
set out in the Directors’ remuneration report.

Valuations Committee
The Valuations Committee comprises Baroness Hogg 
(Chairman), Mr M J Queen, Mr W Mesdag,  
Mr R W A Swannell and Mrs J S Wilson, all of whom 
served throughout the year save for Mr W Mesdag who 
served from 1 January 2010. Mr O H J Stocken served 
as a member until 31 December 2009.

During the year, the Valuations Committee considered 
and made recommendations to the Audit and 
Compliance Committee on valuations of the Group’s 
investments to be included in the half-yearly and annual 
financial statements of the Group and reviewed 
valuations policy and methodology.

Nominations Committee 
The Nominations Committee comprises  
Baroness Hogg (Chairman), Mr M J Queen,  
Mr J M Allan, Mr A R Cox, Mr R H Meddings,  
Mr W Mesdag, Mme C J M Morin-Postel and  
Mr R W A Swannell, all of whom served throughout the 
year, save for Mr J M Allan and Mr A R Cox who served 
from 1 October 2009. Lord Smith of Kelvin and  
Mr O H J Stocken served as members of the Committee 
until 31 October 2009 and 31 December 2009, 
respectively.

During the year, the Nominations Committee:

–   established a sub-committee to consider candidates 

to succeed Baroness Hogg as Chairman;

–   considered and recommended two candidates for 
appointment as non-executive Directors of the 
Company, being Mr J M Allan and Mr A R Cox; and

–   considered the size, balance and composition of  

the Board.

A formal, rigorous and transparent process for the 
appointment of Directors has been established with the 
objective of identifying the skills and experience profile 
required of new Directors and identifying suitable 
candidates. The procedure includes the appraisal and 
selection of potential candidates, including (in the case 
of non-executive Directors) whether they have 
sufficient time to fulfil their roles. Specialist recruitment 
consultants assist the Committee to identify suitable 
candidates for appointment. The Committee’s 
recommendations for appointment are put to the full 
Board for approval.

The Company Secretary
All Directors have access to the advice and services of  
the General Counsel and Company Secretary, who is 
responsible for advising the Board, through the 
Chairman, on governance matters. The Company’s 
Articles of Association and the schedule of matters 
reserved to the Board or its duly authorised committees 
for decision provide that the appointment and removal 
of the Company Secretary is a matter for the full Board.

Relations with shareholders
The Board recognises the importance of maintaining  
a purposeful relationship with the Company’s 
shareholders. The Chief Executive and the Finance 
Director, together with the Group Communications 
Director, meet with the Company’s principal institutional 
shareholders to discuss relevant issues as they arise.  
The Chairman maintains a dialogue with shareholders  
on strategy, corporate governance and Directors’ 
remuneration as required.

The Board receives reports from the Company’s brokers 
on shareholder issues and non-executive Directors are 
invited to attend the Company’s presentations to 
analysts and are offered the opportunity to meet 
shareholders.

The Company’s major shareholders are offered the 
opportunity to meet newly-appointed non-executive 
Directors.

The Company also uses its AGM as an opportunity to 
communicate with its shareholders. At the Meeting, 
business presentations are generally made by the Chief 
Executive and the Finance Director. The Chairmen of the 
Remuneration, Audit and Compliance, and Nominations 
Committees are generally available to answer 
shareholders’ questions.

During the year, at the invitation of the Chairman, the 
Company’s major shareholders met with the Chairman, 
the Chairman of the Audit and Compliance Committee 
and the Company Secretary to discuss matters of 
corporate governance and corporate responsibility 
relevant to the Company and its shareholders.

The 2009 Notice of AGM was dispatched to 
shareholders not less than 20 working days before  
the Meeting. At that Meeting, voting on each resolution 
was taken on a poll and the poll results were made 
available on the Company’s website.

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Governance   Statutory and corporate governance information

7878

Portfolio management and voting policy
In relation to unquoted investments, the Group’s 
approach is to seek to add value to the businesses in 
which the Group invests through the Group’s extensive 
experience, resources and contacts. In relation to quoted 
investments, the Group’s policy is to exercise voting 
rights on matters affecting its interests.

Internal control
The Board is responsible for the Group’s system of 
internal control and reviews its effectiveness at least 
annually. Such a system is designed to manage rather 
than eliminate the risk of failure to achieve business 
objectives and can provide only reasonable and not 
absolute assurance against material misstatement  
or loss.

Through the regular meetings of the Board and the 
schedule of matters reserved to the Board or its duly 
authorised committees for decision, the Board aims to 
maintain full and effective control over appropriate 
strategic, financial, operational and compliance issues.  
The Board has put in place an organisational structure 
with clearly defined lines of responsibility and delegation 
of authority. The Board considers and approves a 
strategic plan regularly and approves a budget on an 
annual basis. In addition, there are established 
procedures and processes for planning and controlling 
expenditure and the making of investments. There are 
also information and reporting systems for monitoring 
the Group’s businesses and their performance.

The Group Risk Management Committee is a 
management committee formed by the Chief Executive 
and its purpose is to review the business of the Group  
in order to ensure that business risk is considered, 
assessed and managed as an integral part of the 
business. There is an ongoing process for identifying, 
evaluating and managing the Group’s significant risks. 
This process was in place for the year to 31 March 
2010 and up to the date of this report.

The Group Risk Management Committee’s activities are 
supported by the activities of Treasury Management 
Committee as well as the Portfolio Risk Committee and 
Operational Risk Committee. Details of the risk 
management framework can be found in the Risk 
section on pages 51 to 56.

The overall internal control process is regularly reviewed 
by the Board and the Audit and Compliance Committee 
and complies with the internal control guidance for 
Directors on the Combined Code issued by the Turnbull 
Committee. The process established for the Group 
includes:

Policies
–   core values and global policies together comprising 
the Group’s high level principles and controls, with 
which all staff are expected to comply;

–   manuals of policies and procedures, applicable to all 

business units, with procedures for reporting 
weaknesses and for monitoring corrective action;

–   a code of business conduct, with procedures for 

reporting compliance therewith.

Processes
–   appointment of experienced and professional staff, 

both by recruitment and promotion, of the necessary 
calibre to fulfil their allotted responsibilities;

–   a planning framework which incorporates a Board 
approved strategic plan, with objectives for each 
business unit;

–   formal business risk reviews performed by 

management which evaluate the potential financial 
impact and likelihood of identified risks and possible 
new risk areas;

–   the setting of control, mitigation and monitoring 
procedures and the review of actual occurrences, 
identifying lessons to be learnt;

–   a comprehensive system of financial reporting to  

the Board, based on an annual budget with monthly 
reporting of actual results, analysis of variances, 
scrutiny of key performance measures including 
gearing and net debt levels, and regular re-
forecasting;

–   regular treasury reports to the Board, which analyse 

the funding requirements of each class of assets, track 
the generation and use of capital and the volume of 
liquidity, measure the Group’s exposure to interest and 
exchange rate movements and record the level of 
compliance with the Group’s funding objectives;

–   a Group Compliance function whose role is to integrate 
regulatory compliance procedures and best practices 
into the Group’s systems;

–   well defined procedures governing the appraisal and 

approval of investments, including detailed 
investment and divestment approval procedures, 
incorporating appropriate levels of authority and 
regular post-investment reviews;

3i Group plc  

Report and accounts 2010

79

Verification
–   an Internal Audit function which undertakes periodic 
examination of business units and processes and 
recommends improvements in controls to 
management;

–   the external auditors who are engaged to express an 

opinion on the annual financial statements; and

–   an Audit and Compliance Committee which considers 
significant control matters and receives reports from 
Internal Audit, the external auditors and Group 
Compliance on a regular basis.

The internal control system is monitored and supported 
by Internal Audit which operates on an international  
basis and reports to management and the Audit and 
Compliance Committee on the Group’s operations.  
The work of Internal Audit is focused on the areas of 
greatest risk to the Group determined on the basis of  
the Group’s risk management process.

The external auditors independently and objectively 
review the approach of management to reporting 
operating results and financial condition. In co-ordination 
with Internal Audit, they also review and test the system 
of internal financial control and the information 
contained in the annual financial statements to the 
extent necessary for expressing their opinion.

Auditors’ independence and objectivity
Subject to annual appointment by shareholders, auditor 
performance is monitored on an ongoing basis and 
formally reviewed every five years, the last review being 
held during the year to 31 March 2009. Following this 
review the Audit and Compliance Committee concluded 
that Ernst & Young LLP’s appointment as the Company’s 
auditors should be continued.

The Audit and Compliance Committee recognises the 
importance of ensuring the independence and 
objectivity of the Company’s auditors. It reviews the 
nature and extent of the services provided by them,  
the level of their fees and the element comprising 
non-audit fees.

The Audit and Compliance Committee Chairman is 
notified of all assignments allocated to Ernst & Young 
over a set threshold, other than those related to due 
diligence within the Group’s investment process where 
the team engaged would be independent of the audit 
team. Safeguards have been put in place to reduce the 
likelihood of compromising auditor independence, 
including the following principles which are applied in 
respect of services provided by the auditors and other 
accounting firms and monitored by the Audit and 
Compliance Committee:

–   services required to be undertaken by the auditors, 
which include regulatory returns, formalities relating 
to borrowings, shareholder and other circulars. This 
work is normally allocated directly to the auditors;

–   services which it is most efficient for the auditors  
to provide. In this case, information relating to the 
service is largely derived from the Company’s audited 
financial records; for example, corporate tax services.  
This work is normally allocated to the auditors subject 
to consideration of any impact on their independence; 
and

–   services that could be provided by a number of firms 
including general consultancy work. All significant 
consultancy projects are normally put out to tender 
and work would be allocated to the auditors only  
if it did not present a potential threat to the 
independence of the audit team. Included in this 
category is due diligence work relating to the 
investment process. If this service were to be 
provided by the auditors, the specific team engaged 
would be independent of the audit team.

Details of the fees paid to the auditors are disclosed in 
note 6 to the financial statements on page 101.

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Governance

8080

Directors’ remuneration report

Note: References in this report to “the year” relate to 
the financial year 1 April 2009 to 31 March 2010. 
References to "the current year" relate to the financial 
year 1 April 2010 to 31 March 2011.

Executive Directors
The Company’s policy for executive Directors (being  
the Chief Executive and Finance Director only during the 
year) is that:

Remuneration Committee

Remuneration Committee:
–   during the year comprised Mr J M Allan  

(Committee Chairman and member from  
1 November 2009), Baroness Hogg, Mr W Mesdag, 
Mme C J M Morin-Postel and Lord Smith of Kelvin 
(Committee Chairman and member until 31 October 
2009), all of whom were independent non-executive 
Directors, save for Baroness Hogg (Chairman of the 
Board) who was independent on appointment; and

–   has terms of reference which are available on the 

Company’s website.

During the year, the Committee:
–   held seven regular scheduled meetings (all of which 
were attended by all members of the Committee) to 
consider remuneration policy and to determine, on 
behalf of the Board, the specific remuneration 
packages and co-investment and carried interest 
arrangements for executive Directors and other 
members of Management Committee.

Assistance to the Committee:
The Committee was materially assisted with advice on 
Directors’ remuneration in the year by Kepler Associates 
(external remuneration advisers appointed by the 
Committee) and Mr M J Queen (Chief Executive), who 
did not advise the Committee on his own remuneration. 
Kepler Associates did not provide any other services to 
the Group during the year.

–   remuneration and other benefits should be sufficient 
to attract, retain and motivate executives of the 
calibre required;

–   variable remuneration linked to performance 

(currently comprising discretionary annual cash 
bonuses, deferred share bonuses and long-term 
incentives) is intended to form a substantial 
component of total remuneration; and

–   remuneration for the Chief Executive and Finance 
Director should be competitive with FTSE 100 
companies and FTSE 100 financial services 
companies of broadly similar size.

Whilst no changes to remuneration policy for executive 
Directors are currently planned for the current or 
subsequent financial years, the Committee is conscious 
that the Company operates in the private equity 
industry where remuneration and incentive 
arrangements often differ from those found in listed 
companies. As mentioned below the Committee intends 
to review executive Directors' long-term incentive 
arrangements during the course of the current year . 
The Committee has also revised the corporate 
performance indicators relating to bonuses to be used  
in the current year.

Share ownership
The Company’s share ownership and retention policy 
requires executive Directors to build up over time, and 
thereafter maintain, a shareholding equivalent to at least 
1.5 times salary in the Company’s shares.

Remuneration policy – overall framework

Remuneration policy – components of pay

Chairman and non-executive Directors
Fees are reviewed regularly by the Board (or, in the case 
of the Chairman’s fee, by the Committee) and are 
intended to be competitive with fees paid by FTSE 100 
companies and FTSE 100 financial services companies 
of broadly similar size. The Chairman and non-executive 
Directors are not eligible for bonuses, long-term 
incentives, pensions or performance-related 
remuneration. No changes to remuneration policy  
for the Chairman and non-executive Directors are 
expected for the current or subsequent years.

Chairman and non-executive Directors

Chairman fee

Non-executive Directors:

   Board membership fee

  Deputy Chairman fee

  Senior Independent Director fee

  Committee fees*:

    Chairman

    Member

Fees for 
2009-10
£260,000 
plus 8,000 
shares

£48,000 plus 
1,600 shares

£30,000

£10,000

£20,000

£3,000

* Fees are payable in respect of Audit and Compliance Committee and Remuneration 
Committee only.

3i Group plc  

Report and accounts 2010

81

Executive Directors

(a) Salaries
The Committee’s remuneration advisers assist in 
reviewing salary benchmarks for the Chief Executive  
and Finance Director. When considering pay increases, 
the Committee is also sensitive to wider issues, including 
pay and employment conditions elsewhere in the Group.

In common with the vast majority of the Group’s staff,  
the Chief Executive and Finance Director received no 
increases in their base salaries during the year.

(b) Bonuses
Framework:

–   Executive Directors are eligible for non-pensionable 

discretionary annual bonuses.

–   Target bonuses are determined by the Committee, 
expressed as a multiple of salary, together with a 
target split between cash and deferred shares.

–   Maximum bonus payable is twice the target bonus.

–   Awards are determined on the basis of corporate and 
personal performance. Bonuses above target are 
given only for outstanding performance.

–   The Committee retains discretion to make 

adjustments to bonus arrangements in appropriate 
circumstances.

Bonus arrangements during the year were as follows:

–   Target bonus in respect of the year for the Chief 
Executive was 125% of base salary and the 
maximum bonus was set at 250%.

–   Target bonus for the Finance Director was 100%  
of base salary and the maximum bonus was set  
at 200%.

–   Generally that part of any bonus which exceeds 

100% of salary is receivable in shares deferred for 
two years.

–   The indicators used as a guide to the corporate 
performance element for the year reflected the 
Company’s short-term priorities and included the 
level of realisations, income (fees, dividends, interest), 
cost control, provisions, vintage year returns (for the 
last three years relative to the market) and net debt.

For the current year the performance indicators to be 
used as a guide to corporate performance will be based 
on operating expenses, together with cost efficiency, 
costs relative to assets under management, net carried 
interest, gross portfolio return, total return, gross debt, 
net debt, gearing and liquidity. 

3i Group plc  

Report and accounts 2010

(c) Long-term incentives
Long-term incentive arrangements during the year for 
the Chief Executive and Finance Director consisted of 
share options and Performance Share awards under  
the 3i Group Discretionary Share Plan:

–   Share options and/or Performance Share awards 

could be awarded based on factors including market 
practice, individual performance, the specific 
circumstances facing the Company and calculations 
of the fair values of awards.

–   The annual maximum for an award of: 

 (a)  share options was an award with an aggregate 

exercise price of six times salary; and

 (b)  Performance Shares was an award with an 

aggregate market value of three times salary. 

–   The combination of all share-based awards should  
not have a fair value of more than 2.5 times salary 
in any year. Fair values are calculated by the 
Committee's remuneration advisers.

–   Options may normally be exercised from the third 

until the tenth anniversaries of grant and 
Performance Shares normally vest on the third 
anniversary of grant.

–   Vesting is normally subject to an appropriate 

performance condition which is calculated over  
a three-year performance period. Performance 
conditions are regularly reviewed to determine 
whether they are appropriate to current market, 
commercial and Company-specific conditions.

The 10 year life of the Group’s current share-based 
long-term incentive plan will expire in 2011 and 
accordingly the Committee plans during the current  
year to review future long-term incentive arrangements 
for executive Directors. Awards in the year to 31 March 
2011 are intended to be made in accordance with the 
existing arrangements described above.

The Committee may also make grants of restricted 
shares, subject only to a forfeiture condition on 
departure from the Company within a specified period.

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
 
 
Governance   Directors’ remuneration report

8282

(d) Co-investment and carried interest plans
3i’s co-investment and carried interest plans provide 
long-term incentives for senior executives other than 
the Chief Executive and Finance Director. The Chief 
Executive and Finance Director are not currently eligible 
to participate, although Mr Queen has retained certain 
interests acquired prior to his appointment as Chief 
Executive, details of which are provided on pages  
87 and 88.

(e) Employee Share Investment Plan
As part of the arrangements for the Company’s rights 
issue, the Committee approved an Employee Share 
Investment Plan to create alignment between 
employees and shareholders. The plan allowed 
employees who took up their rights and agreed to 
subscribe for additional shares at full market price to 
receive an award of matching shares, subject to a three 
year performance condition. Executive Directors were 
able to acquire shares in the Company at full market 
price but were not eligible to receive the award of 
matching shares.

Performance graphs
1 TSR graph:
This graph compares the Company’s total shareholder return (“3i TSR”) for the five financial years to 31 March 
2010 with the total shareholder return of the FTSE All-Share Index. The Directors consider that since the Company 
invests in a broad range of industrial and commercial sectors, this continues to be the most appropriate index 
against which to compare the Company’s total shareholder return.

3i total shareholder return versus FTSE All-Share total return 
(cumulative)
180

140

100

60

20

3i 

2005

2006

2007

2008

2009

2010

FTSE All-Share

Rebased at 100 at 1 April 2005

2 Diluted NAV graph:
This graph compares percentage changes in the Company’s diluted net asset value (“NAV”) per share over each of 
the last five financial years (with dividends reinvested) with the FTSE All-Share Index total return over the same 
periods. This has been included as NAV growth is one of the tests used in the Company’s long-term incentive 
schemes. NAV prior to June 2009 has been adjusted to reflect the rights issue in June 2009.

3i diluted NAV versus FTSE All-Share total return
% (non-cumulative)

60

40

20

0

-20

-40

-60

2006

2007

2008

2009

2010

3i diluted NAV (with dividends reinvested) 

FTSE All-Share

3i Group plc  

Report and accounts 2010

83

Directors’ remuneration during the year

(note 1) 

(note 2) 

Salary and  
fees 
 £’000

Bonus for  
the year  
£’000

Deferred share 
bonus  
£’000

 Benefits  
in kind 
 £’000

(note 3)  
Award deferred 
from prior 
periods 
 £’000

Total 
remuneration  
year to  
31 March 2010 
 £’000

Total  
remuneration  
year to  
31 March 2009 
 £’000

Executive Directors (note 5)

M J Queen

J S Wilson

Chairman and non-executive Directors (note 7)

Baroness Hogg

J M Allan (from 1 September 2009)

A R Cox (from 1 October 2009)

R H Meddings

W Mesdag

C J M Morin-Postel

R W A Swannell

Former Directors

S P Ball (until 30 November 2008)

Lord Smith of Kelvin (until 30 October 2009)

F G Steingraber (until 9 July 2008)

O H J Stocken (until 31 December 2009) (note 6)

P E Yea (until 27 January 2009) (note 4)

570

291

282

41

27

55

55

58

82

–

44

–

73

–

550

481

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

Total

1,578

550

481

2

2

–

–

–

–

–

–

–

–

–

–

–

–

4

375

–

–

–

–

–

–

–

–

–

–

–

–

–

1,978

293

1,252

207

282

287

41

27

55

55

58

82

–

44

–

73

–

–

–

32

63

60

71

568

75

17

109

927

375

2,988

3,668

Notes: 
1  Deferred share bonuses relating to the year to 31 March 2010 will be paid in ordinary shares in the Company, deferred for two years.

2  “Benefits in kind” were health insurance (Mr M J Queen and Mrs J S Wilson).

3  The £375,000 award shown for Mr M J Queen represented the exceptional payment deferred from 2007/08 described in note 2 on page 88 and paid in July 2009.

4   Amounts payable to former Directors were as follows: Mr P E Yea, £853,600 (comprising amounts payable post-cessation of employment in accordance with his 

employment contract) and Dr P Mihatsch, £35,414 (Chairman of the Company’s German Advisory Board).

5   As at 31 March 2010, executive Directors’ salaries were as follows: Mr M J Queen, £550,000 per annum and Mrs J S Wilson, £400,000 per annum. Mrs Wilson was on 

leave of absence for maternity during part of the year.

6   Fees for Mr O H J Stocken (to 31 December 2009) included £11,250 as Chairman of Gardens Pension Trustees Limited, a trustee of the 3i Group Pension Plan.

7   During the year, non-executive Directors took part of their basic fee in ordinary shares; for the Chairman this amounted to 8,000 shares and for non-executive Directors  

1,600 shares (pro-rated for Directors who did not serve the full year). Figures in the table include the market value at the date of receipt in November 2009.

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

3i Group plc  

Report and accounts 2010

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
 
 
 
Governance   Directors’ remuneration report

8484

Share options over ordinary shares held by Directors during the year:

M J Queen

Date of grant
06.07.99

Held at  
1 April  
2009
36,002

Granted during 
the year
–

28.06.00

30,795

27.06.02

131,603

25.06.03

23.06.04

21.06.05

57,218

89,552

44,733

09.02.09

936,170

15.06.09

–

1,326,073

J S Wilson 

11.01.06

13,113**

14.06.06

8,433**

18.06.07

21,303**

23.06.08

26,537**

12.11.08

249,739

15.06.09

–

319,125

–

–

–

–

–

–

595,667

595,667

–

–

–

–

–

288,808

288,808

Adjustment 
during the  
year (rights 
issue)
21,812

18,657

79,734

34,666

54,256

27,102

567,201

–

–

–

–

–

–

49,452

211,337

91,884

143,808

71,835

– 1,503,371*

–

595,667

803,428

57,814

2,667,354

7,944

5,109

12,906

16,078

151,310

–

–

21,057

13,542

–

–

–

–

–

34,209

42,615

401,049

288,808

193,347

13,542

787,738

Lapsed during 
the year
57,814

Held at  
31 March 
2010
–

Exercise price  
£
4.53

Earliest normal 
exercise  
date
06.07.02

Expiry date
05.07.09

8.56

4.19

3.54

3.76

4.32

2.18

2.77

5.58

5.21

7.31

5.16

2.99

2.77

28.06.03

27.06.10

27.06.05

26.06.12

25.06.06

24.06.13

23.06.07

22.06.14

21.06.08

 20.06.15

31.03.12

08.02.19

15.06.12

14.06.19

11.01.09

10.01.16

14.06.09

13.06.16

18.06.10

17.06.17

23.06.11

22.06.18

12.11.11

11.11.18

15.06.12

14.06.19

No options were exercised by Directors during the year.

The performance condition has not been met for those options shown in blue. 

*  The exercise price of these options was set approximately 50% above the market price at date of grant. 
**Awarded before appointment as a Director.

Notes 
1   Options granted before 1 April 2001 vested provided a performance condition was met over a rolling three-year period. This required adjusted net asset value per share 

(with dividends reinvested) at the end of the three-year period to equal or exceed the net asset value per share at the beginning of the period compounded annually over 
the period by the annual increase in the RPI plus 4%.

2   Options granted after 1 April 2001 vest subject to a performance condition, measured over a three-year performance period, relating to annual percentage compound 

growth in net asset value per share with dividends reinvested, relative to the annual percentage change in RPI, as shown below. For options granted after 31 March 2004 
there is no opportunity for the performance condition to be retested after the three-year period. The Committee determines the fulfilment of performance conditions 
based on calculations independently reviewed by the Company’s auditors.

Award granted
Since 31 March 2005

NAV growth required  
for minimum vesting
RPI + 3 percentage points

% vesting
30%

In year to  
31 March 2005

Between  
1 April 2001 and  
31 March 2004

RPI + 3 percentage points

RPI + 5 percentage points

50%

50%

NAV growth required  
for maximum vesting
RPI + 8  
percentage points

RPI + 8  
percentage points

RPI + 10 
percentage points

For NAV growth between 
minimum and maximum  
vesting levels
The grant vests pro rata

% vesting
100%

100%

The grant vests pro rata

100%

The grant vests pro rata

3   Fair values of awards granted in the year (calculated by the remuneration adviser using a Black-Scholes valuation) were as follows: Mr M J Queen, £280,500 and  

Mrs J S Wilson, £136,000. The fair value of the share options granted during the year was calculated as 17% of the market value at the date of grant of the shares  
under option.

4   The market price of ordinary shares in the Company at 31 March 2010 was 291.2p and the range during the period 1 April 2009 to 31 March 2010 (adjusted for the 

rights issue) was 310.7p to 175.5p. No gains were made by the highest paid Director (2009: nil) or by the Directors in aggregate (2009: nil).

5   As at 31 March 2010:

  –   18.74 million ordinary shares had been issued or remained issuable in respect of executive (discretionary) schemes within the past 10 years. This was within the 5% 

dilution limit suggested by the Association of British Insurers. 

  –   20.89 million ordinary shares had been issued or remained issuable in respect of awards granted under “all employee” plans within the past 10 years. This was within the 

10% dilution limit suggested by the Association of British Insurers.

6   Options granted before June 2009 were adjusted, in connection with the Company’s nine for seven rights issue in June 2009, on the basis that option holders should be 

neither advantaged nor disadvantaged by the rights issue. The number of shares under option was increased by a factor of 1.605875 and the exercise price per share was 
reduced by a factor of 0.622713.

3i Group plc  

Report and accounts 2010

85

Performance and Super-performance Shares awards held by Directors during the year:

Date of 
award

Held at  
1 April 2009
B

Ord

Granted/Issued 
during the year
B

Ord

Adjustment  
during the year  
(rights issue)
B
Ord

Lapsed during  
the year
B

Ord

Held at  
31 March 2010
B

Ord

(a) Performance Shares

M J Queen 06.02.09 702,127

–

–

– 425,401

15.06.09

–

– 202,205

–

–

702,127

– 202,205

– 425,401

J S Wilson 23.06.08 46,988*

12.11.08 124,869

–

–

–

–

– 28,468

– 75,655

15.06.09

–

– 147,058

–

–

171,857

– 147,058

– 104,123

–

–

–

–

–

–

–

–

–

–

–

–

–

–

– 1,127,528

–

202,205

– 1,329,733

–

–

–

–

75,456

200,524

147,058

423,038

(b) Super-performance Shares

M J Queen 29.11.06

70,175 113,518

70,175 113,518

No awards vested during the year.

*Awarded before appointment as a Director.

–

–

–

–

–

–

– 70,175 113,518

– 70,175 113,518

–

–

–

–

–

–

–

–

–

–

–

Market 
price on 
date of 
grant  
£
Ord

Date of 
vesting

2.35 06.02.12

2.72 15.06.12

8.29 23.06.11

4.81 12.11.11

2.72 15.06.12

9.69 29.11.11

Notes 
1   The fair values (calculated using a Monte Carlo simulation) of Performance Shares awards made in the year were as follows: Mr M J Queen, £242,000 and Mrs J S Wilson, 
£176,000. The fair value of the Performance Shares awarded during the year was calculated as 51% of the market value at the date of award of the shares subject to 
the award.

2   The performance condition relating to Performance Shares awards is based on a comparison of the growth in value of a shareholding in the Company over three years  

(averaged over a 60 day period) with the FTSE 100 Index (both with dividends reinvested), as below:

Growth in value for Company versus FTSE 100 (as described above) 
Below the FTSE 100

Same as the FTSE 100*

8% p.a. above the FTSE 100*

  *Between these levels, awards vest pro rata.

% of award vesting
Zero

35%

100%

3   The Super-performance Shares award shown above was subject to a particularly challenging performance condition and lapsed unvested during the year.

4   Awards granted before June 2009 were adjusted, in connection with the Company’s nine for seven rights issue in June 2009, on the basis that award holders should be 

neither advantaged nor disadvantaged by the rights issue. The number of shares comprised in relevant awards was increased by a factor of 1.605875.

5  B shares comprised in the Super-performance Shares award shown above resulted from the bonus issue of B shares in 2007.

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

3i Group plc  

Report and accounts 2010

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
 
Governance   Directors’ remuneration report

8686

Share Incentive Plan
Participants in the HM Revenue & Customs approved Share Incentive Plan invest up to £125 per month from pre-tax salary in ordinary 
shares (“partnership shares”). For each partnership share the Company grants two free ordinary shares (“matching shares”) which are 
normally forfeited if employment ceases (other than on retirement or other “qualifying reasons”) within three years of grant. Dividends are 
reinvested in further ordinary shares (“dividend shares”). Directors’ participation is shown below:

Held at  
1 April 2009: 
Partnership 
Shares

Held at  
1 April 2009: 
Matching 
Shares

Held at  
1 April 2009: 
Dividend 
Shares

Held at  
31 March 2010: 
Partnership 
Shares

Held at  
31 March 2010:  
Matching 
Shares

Held at  
31 March 2010: 
Dividend 
Shares

M J Queen

J S Wilson

Ord

B

1,282

1,527

642

344

Ord

2,562

1,284

B

3,082

689

Ord

415

60

B

490

4

Ord

1,830

1,139

B

975

344

Ord

3,658

2,278

B

1,998

690

Ord

435

71

B

20

4

Notes 
1   From 1 April 2010 to 1 May 2010, Mr M J Queen and Mrs J S Wilson each acquired a further 46 partnership ordinary shares and 92 matching ordinary shares.

2  Ordinary shares were awarded in the year at prices between 239.2p and 313.2p per share, with an average price of 273.7p per share.

3  B shares held within the plan result from the bonus issues of B shares in 2006 and 2007.

Pension arrangements
The Chief Executive and Finance Director were members of the 3i Group Pension Plan, a defined benefit contributory scheme, in the year to 
31 March 2010. The Plan provides for a maximum pension of two-thirds of final pensionable salary (limited, in the case of members joining 
on or after 1 June 1989, to the plan earnings cap) on retirement. Further details of the Plan are set out in note 9 to the financial statements 
on pages 104 to 106.

(note 1) 

(note 2) 

(note 1) 

(note 3) 

(note 3) 

 Increase in 
accrued 
pension 
(excluding 
inflation)  
during the 
year to  
31 March 
2010  
£’000 pa
10.7

 Total accrued 
pension at  
31 March 
2010  
£’000 pa
242.7

Director’s 
own 
contributions 
(excluding 
AVCs) paid 
into the Plan 
during the 
year to  
31 March 
2010  
£’000 pa
20.0

 Increase in 
accrued 
pension 
(including 
inflation) 
during the 
year to  
31 March 
2010  
£’000
10.7

Transfer 
value of the 
accrued 
benefits at  
31 March 
2010 
£’000
4,395.7

Difference 
between 
transfer 
values at start 
and end  
of the 
accounting 
year, less 
Director’s 
contribution 
£’000
449.4

Transfer  
value of the 
accrued 
benefits at  
31 March 
2009  
£’000
3,926.3

Transfer value 
at the end of 
the year of 
the increase 
in accrued 
benefits 
during the 
years less 
Director’s 
contribution 
£’000
170.3

Complete 
years of 
pensionable 
service at  
31 March 
2010
22

Age at  
31 March 
2010
48

42

4

2.9

10.5

4.7

2.9

144.6

98.2

41.7

34.7

M J Queen

J S Wilson

Notes 
1  The increase in accrued pension shown reflects the difference between deferred pensions on leaving, payable from age 60.

2  The pensions shown are deferred pensions payable from the Normal Retirement Age of 60.

3  The transfer values have been calculated on the basis of actuarial advice in accordance with pensions regulations.

4  Additional voluntary contributions are excluded from the above table.

3i Group plc  

Report and accounts 2010

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
87

Directors’ service contracts
The Chairman and the non-executive Directors hold office under the Company’s Articles of Association and do not have service contracts.  
Their appointment letters provide that there is no entitlement to compensation or other benefits on ceasing to be a Director.

The main terms of the service contracts of the executive Directors who served in the year are as follows:

Dates of contracts

Notice period – by the Director 
 – by the Company

Termination payments

Mr M J Queen:  
Mrs J S Wilson:  

31 March 2009
1 October 2008

– Six months  
– 12 months  
Company policy is that executive Directors’ notice periods should not normally exceed one 
year. Save for these notice periods the contracts have no unexpired terms.

There are no provisions for compensation of executive Directors on early termination save as 
follows: (a) the contract for Mr Queen contains provisions entitling the Company to terminate 
employment without notice subject to making 12 monthly payments thereafter equivalent to 
monthly basic pay and benefits less any amounts earned from alternative employment; and  
(b) all Directors’ contracts entitle the Company to give pay in lieu of notice.

Arrangements relating to Mr Queen’s previous responsibilities
Before appointment as Chief Executive in January 2009 Mr Queen had been awarded interests in arrangements relating to his 
responsibilities as Managing Partner, Infrastructure and, before that, Managing Partner, Growth Capital. These are set out below. Mr Queen 
is no longer eligible to receive awards under the Infrastructure Incentive Plan or to participate in future carried interest and co-investment 
arrangements.

Plan interests, being the percentage of the bonus pool in which 
the participant is interested

Award as at  
1 April 2009 
 (%)

Awarded in year  
(%)

As at  
31 March 2010  
(%)

End of period  
over which  
interests  
may vest

Amounts received  
in respect  
of plan  
interests in year
£’000

Amounts receivable  
in respect of  
plan interests  
in future years
£’000

M J Queen

Infrastructure Incentive Plan

Vintage year 2007/08

Vintage year 2008/09

22.34

15.5

–

–

22.34

15.5

Fully vested

Fully vested

762

643

762

643

Note 
Under the Infrastructure Incentive Plan executives are granted a percentage interest in a bonus pool, provided they invest certain of their own monies in 3i Infrastructure plc 
shares. Mr Queen has invested £1 million since March 2007. Since his appointment as Chief Executive in January 2009, Mr Queen has not been eligible to receive further 
awards under this plan. Amounts receivable under plan interests are payable as follows: for vintage year 2007/08, 50% was paid in July 2008 and 50% was deferred across 
the two following financial years; for vintage year 2008/09, 50% was paid in July 2009 and 50% was deferred across the two following financial years.

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

3i Group plc  

Report and accounts 2010

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
 
   
Governance   Directors’ remuneration report

8888

Amounts co-invested

Plan interests, being the percentage of the relevant pool of investments  
in respect of which the participant is entitled to participate in the  
realised profits

Invested 
during the 
year
£’000

Total  
invested to  
31 March 
2010
£’000

As at  
1 April 2009 
(%)

Awarded in 
year
(%)

Forfeited in 
year
(%)

As at  
31 March 
2010
(%)

End of period 
over which 
interests  
may vest

Amounts 
receivable in 
respect of 
plan interests 
vested in  
year  
£’000

Accrued 
value of plan 
interests as  
at 31 March 
2010
£’000

M J Queen

Co-investment plans

Global Growth Co-invest 
2006-08 plans

Carried interest plans

Pan-European Growth Capital 
2005/06

Infrastructure 2005/06

Primary Infrastructure  
2005/06

Global Growth  
2006-08 plans

–

–

–

–

–

Combined carried interest and co-investment plans

Global Growth 2008-10

India Infrastructure 2007-10

0

57

Notes 
1   Co-investment plans 

–

–

–

–

7

191

97

0.023

0.44

0.69

0.53

0.34

0.03

1.00

–

–

–

–

–

–

–

–

–

–

–

–

–

–

0.023

31.07.08

Nil

Nil

0.44

0.69

31.03.10

16.05.10

0.53

19.08.10

0.34

31.03.11

0.03

1.00

31.03.13

30.09.12

222

267

Nil

Nil

Nil

Nil

94

196

108

Nil

Nil

687

Mr Queen ceased to be eligible to make any further related co-investment in the Global Growth Co-invest 2006-08 plans with effect from April 2007, following his 
appointment as Managing Partner, Infrastructure. 

2   Carried interest plans 

In recognition of Mr Queen’s increased focus on infrastructure investment on his appointment in 2007 as Managing Partner, Infrastructure, his level of participation in the 
Global Growth 2006-08 carried interest plan was cut by half, from 0.68% to 0.34% of investments. It was decided that he would instead receive an exceptional payment, 
part of which was deferred over the three years from 2007/08 to 2009/10. The third payment as part of this arrangement, in respect of 2009/10, is set out in note 3 to 
the table on page 83. 

3   Combined carried interest and co-investment plans 

Following his appointment as Chief Executive in January 2009, Mr Queen forfeited a proportion of his interests in the Global Growth 08-10 and India Infrastructure  
07-10 plans.

4   General 

Accrued values of plan interests are calculated on the basis set out in note 5 on page 100. Accrued values can increase and decrease with investment valuations and other 
factors and will not necessarily lead to an actual payment to the participant.

Audit
The tables in this report (including the notes thereto) on pages 83 to 88 have been audited by Ernst & Young LLP.

By Order of the Board

John Allan Chairman, Remuneration Committee 
12 May 2010

3i Group plc  

Report and accounts 2010

 
89

Financial statements

Statement of comprehensive income   
Statement of changes in equity 
Balance sheet 
Cash flow statement 
Significant accounting policies 
Notes to the financial statements 
Independent auditor’s report to the members of 3i Group plc 

89-128

90
91
92
93
94
98
128

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
 
Notes

2

3

4

1

1

5

5

10

10

11

2010  
£m

218

458

676

59

110

(2)

843

59

30

(88)

(221)

623

12

(124)

9

(359)

(2)

2009  
£m

63

(2,440)

(2,377)

65

108

(2)

(2,206)

75

(3)

56

(250)

(2,328)

34

(120)

(38)

505

3

159

(1,944)

12

(5)

(4)

154

(1,948)

324

–

(71)

253

407

97

(14)

324

407

17.2

17.1

(190)

(4)

(8)

(202)

(2,150)

99

(2,059)

(190)

(2,150)

(318.7)1

(318.7)1

9

28

28

Financial statements

9090

Statement of comprehensive income
for the year to 31 March

Realised profits over value on the disposal of investments

Unrealised profits/(losses) on the revaluation of investments

Portfolio income

  Dividends

Income from loans and receivables

  Fees receivable/(payable)

Gross portfolio return

Fees receivable from external funds

Carried interest

  Carried interest receivable from external funds

  Carried interest and performance fees payable

Operating expenses

Net portfolio return

Interest receivable

Interest payable

Movement in the fair value of derivatives

Exchange movements

Other finance income

Profit/(loss) before tax

Income taxes

Profit/(loss) for the year

Other comprehensive income

Exchange differences on translation of foreign operations

Revaluation of own-use property

Actuarial loss

Other comprehensive income for the year

Total comprehensive income for the year (“Total return”)

Analysed in reserves as:

  Revenue

  Capital

  Translation reserve

Earnings per share

  Basic (pence)

  Diluted (pence)

1 Restated to reflect the impact of the bonus elements of the rights issue and the acquisition of 3i QPEP.

The rates and amounts of dividends paid and proposed are shown in note 29.

3i Group plc  

Report and accounts 2010

 
91

Statement of changes in equity
for the year to 31 March

Total equity at the start of the year

Profit/(loss) for the year

Exchange differences on translation of foreign operations

Revaluation of own-use property

Actuarial loss

Total comprehensive income for the year

Equity settled call option

Share-based payments

Own shares

Ordinary dividends

Issues of ordinary shares

Total equity at the end of the year

Notes

26

26

26

26

26

26

26

29

26

Group  
 2010 
£m

1,862

154

324

–

(71)

407

–

9

(9)

(9)

808

3,068

Group  
 2009 
£m

4,057

(1,948)

(190)

(4)

(8)

Company  
2010  
£m

2,278

111

–

–

–

Company  
2009  
£m

3,930

(1,602)

–

(3)

–

(2,150)

111

(1,605)

5

3

2

(64)

9

–

–

–

(9)

808

5

3

–

(64)

9

1,862

3,188

2,278

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

3i Group plc  

Report and accounts 2010

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
 
Financial statements

9292

Balance sheet
as at 31 March

Assets

Non-current assets

Investments

  Quoted equity investments

  Unquoted equity investments

  Loans and receivables

Investment portfolio

Carried interest receivable

Interests in Group entities

Property, plant and equipment

Total non-current assets

Current assets

Other current assets

Derivative financial instruments

Deposits

Cash and cash equivalents

Total current assets

Total assets

Liabilities

Non-current liabilities

Carried interest payable

Loans and borrowings

Convertible bonds

B shares

Subordinated liabilities

Retirement benefit deficit

Deferred income taxes

Provisions

Total non-current liabilities

Current liabilities

Trade and other payables

Carried interest payable

Loans and borrowings

Derivative financial instruments

Current income taxes

Provisions

Total current liabilities

Total liabilities

Net assets

Equity

Issued capital

Share premium

Capital redemption reserve

Share-based payment reserve

Translation reserve

Capital reserve

Revenue reserve

Other reserves

Own shares

Total equity

Baroness Hogg Chairman
12 May 2010

3i Group plc  

Report and accounts 2010

Notes

Group  
2010  
£m

Group  
2009  
£m

Company  
2010  
£m

Company  
2009  
£m

13

13

13

14

15

16

18

19

20

21

22

9

12

24

23

19

18

24

25

26

26

26

26

26

26

26

27

312

1,818

1,387

3,517

75

–

17

611

1,970

1,469

4,050

44

–

22

312

423

313

1,048

75

2,347

4

551

715

303

1,569

44

2,641

4

3,609

4,116

3,474

4,258

74

–

728

1,524

2,326

5,935

70

10

59

675

814

4,930

227

–

713

1,427

2,367

5,841

176

10

26

545

757

5,015

(61)

(51)

–

–

(1,964)

(1,793)

(1,721)

(1,522)

(363)

(384)

(6)

–

(28)

(2)

(10)

(12)

(7)

(18)

–

(18)

(363)

(6)

(384)

(12)

–

–

–

–

–

–

–

–

(2,434)

(2,283)

(2,090)

(1,918)

(176)

(70)

(125)

(52)

(3)

(7)

(255)

(61)

(349)

(112)

(3)

(5)

(386)

(358)

–

(125)

(52)

–

–

–

(349)

(112)

–

–

(433)

(785)

(563)

(819)

(2,867)

(3,068)

(2,653)

(2,737)

3,068

1,862

3,188

2,278

717

779

43

24

145

959

482

5

(86)

284

405

42

20

(179)

968

394

5

(77)

717

779

43

20

–

1,328

296

5

–

284

405

42

20

–

1,256

266

5

–

3,068

1,862

3,188

2,278

 
 
Notes

Group  
2010  
£m

Group  
2009  
£m

Company  
2010  
£m

Company  
2009  
£m

(190)

1,315

(827)

1,308

(354)

1,417

(777)

1,072

28

28

16

59

(2)

56

3

(57)

(251)

(3)

946

110

732

(33)

18

(9)

(6)

(9)

12

(124)

–

–

351

(205)

(77)

(144)

(34)

(669)

(87)

(1)

–

(1)

858

675

(9)

1,524

23

65

–

63

43

(103)

(316)

(5)

251

–

–

–

9

2

(9)

(64)

34

(80)

(78)

29

686

(585)

–

(46)

(249)

(15)

(366)

(4)

3

(1)

(116)

752

39

675

11

36

–

–

3

–

(184)

(1)

928

110

732

(33)

18

–

(6)

(9)

11

(121)

–

–

351

(152)

(77)

(144)

(34)

(687)

(41)

–

–

–

887

545

(5)

1,427

14

46

–

–

43

–

(144)

–

254

–

–

–

9

–

(9)

(64)

28

(79)

(78)

29

686

(566)

–

(46)

(249)

(1)

(340)

–

–

–

(86)

611

20

545

93

Cash flow statement
for the year to 31 March

Cash flow from operating activities

Purchase of investments

Proceeds from investments

Interest received

Dividends received

Portfolio fees paid

Fees received from external funds

Carried interest received

Carried interest paid

Operating expenses

Income taxes paid

Net cash flow from operating activities

Cash flow from financing activities

Net proceeds from liquidation of 3i QPEP

Proceeds from nine for seven rights issue

Fees paid for the nine for seven rights issue

Proceeds from issues of share capital

(Purchase)/disposal of own shares

Repurchase of B shares

Dividend paid

Interest received

Interest paid

Premium on call options acquired

Premium on call options sold

Proceeds from long-term borrowings

Repayment of long-term borrowings

Repurchase of long-term borrowings

Net cash flow from short-term borrowings

Net cash flow from derivatives

Net cash flow from deposits

Net cash flow from financing activities

Cash flow from investing activities

Purchase of property, plant and equipment

Sale of property, plant and equipment

Net cash flow from investing activities

Change in cash and cash equivalents

Cash and cash equivalents at the start of the year

Effect of exchange rate fluctuations

Cash and cash equivalents at the end of the year

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Financial statements

9494

Significant accounting policies

3i Group plc (the “Company”) is a company incorporated in Great Britain and registered in England and Wales. The consolidated financial statements for the year to  
31 March 2010 comprise the financial statements of the Company and its subsidiaries (together referred to as the “Group”). Separate financial statements of the 
Company are also presented. 

The accounting policies of the Company are the same as for the Group except where separately disclosed.

The financial statements were authorised for issue by the Directors on 12 May 2010.

A Statement of compliance
These consolidated and separate financial statements have been prepared in accordance with International Financial Reporting Standards, International Accounting 
Standards and their interpretations issued or adopted by the International Accounting Standards Board as adopted for use in the European Union (“IFRS”).

These consolidated and separate financial statements have been prepared in accordance with and in compliance with the Companies Act 2006.

New standards and interpretations not applied
The IASB has issued the following standards and interpretations to be applied to financial statements with periods commencing on or after the following dates:

IAS 27

IAS 39

IFRS 3

Amendment – Consolidation and Separate Financial Statements

Eligible Hedged Items

Business Combinations (Revised)

IFRIC 17

Distributions of Non-Cash Assets to Owners

Effective for period beginning on or after

1 July 2009

1 July 2009

1 July 2009

1 July 2009

The Directors do not anticipate that the adoption of these standards and interpretations will have a material impact on the financial statements in the period of initial 
application and have decided not to adopt early.

B Basis of preparation
The financial statements are presented in sterling, the functional currency of the Company, rounded to the nearest million pounds (£m) except where otherwise indicated.

The preparation of financial statements in conformity with IFRS requires management to make judgments, estimates and assumptions that affect the application of 
policies and reported amounts of assets and liabilities, income and expenses. The estimates and associated assumptions are based on historical experience and other 
factors that are believed to be reasonable under the circumstances, the results of which form the basis of making the judgments about carrying values of assets and 
liabilities that are not readily apparent from other sources. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate 
is revised if the revision affects only that period, or in the period of the revision and future periods if the revision affects both current and future periods. The most 
significant techniques for estimation are described in the accounting policies relating to the investment portfolio (Section E), note 13 and note 17.

The accounting policies set out below have been applied consistently to all periods presented in these consolidated financial statements. The statement of comprehensive 
income of the Company has been omitted from these financial statements in accordance with section 408 of the Companies Act 2006.

The accounting policies have been consistently applied across all Group entities for the purposes of producing these consolidated financial statements.

C Basis of consolidation
(i) Subsidiaries
Subsidiaries are entities controlled by the Group. Control exists when the Company has the power, directly or indirectly, to govern the financial and operating policies of 
an entity so as to obtain benefit from its activities. The financial statements of subsidiaries are included in the consolidated financial statements from the date that control 
commences until the date that control ceases.

(ii) Associates
Associates are those entities in which the Group has significant influence, but not control, over the financial and operating policies. Investments that are held as part of the 
Group’s investment portfolio are carried in the balance sheet at fair value even though the Group may have significant influence over those companies. This treatment is 
permitted by IAS 28 Investment in Associates, which requires investments held by venture capital organisations to be excluded from its scope where those investments 
are designated, upon initial recognition, as at fair value through profit or loss and accounted for in accordance with IAS 39, with changes in fair value recognised in the 
statement of comprehensive income in the period of the change. The Group has no interests in associates through which it carries on its business.

(iii) Joint ventures
Interests in joint ventures that are held as part of the Group’s investment portfolio are carried in the balance sheet at fair value. This treatment is permitted by IAS 
31 Interests in Joint Ventures, which requires venturers’ interests held by venture capital organisations to be excluded from its scope where those investments are 
designated, upon initial recognition, as at fair value through profit or loss and are accounted for in accordance with IAS 39, with changes in fair value recognised in the 
statement of comprehensive income in the period of the change. 

3i Group plc  

Report and accounts 2010

95

D Exchange differences
(i) Foreign currency transactions
Transactions in currencies different from the functional currency of the Group entity entering into the transaction are translated at the exchange rate ruling at the date  
of the transaction. Monetary assets and liabilities denominated in foreign currencies at the balance sheet date are translated to sterling at the exchange rate ruling at  
that date. 

Foreign exchange differences arising on translation are recognised in the statement of comprehensive income. Non-monetary assets and liabilities that are measured in 
terms of historical cost in a foreign currency are translated using the exchange rate at the date of transaction. Non-monetary assets and liabilities denominated in foreign 
currencies that are stated at fair value are translated to sterling using exchange rates ruling at the date the fair value was determined.

(ii) Financial statements of non-sterling operations
The assets and liabilities of operations whose functional currency is not sterling, including fair value adjustments arising on consolidation, are translated to sterling at 
exchange rates ruling at the balance sheet date. The revenues and expenses of these operations are translated to sterling at rates approximating to the exchange rates 
ruling at the dates of the transactions. Exchange differences arising on retranslation are recognised in other comprehensive income and accumulated within a separate 
component of equity, the Translation reserve, and are released upon disposal of the non-sterling operation.

In respect of non-sterling operations, cumulative translation differences on the consolidation of non-sterling operations are being accumulated from the date of transition 
to IFRS, 1 April 2004, and not from the original acquisition date.

E Investment portfolio
(i) Recognition and measurement
Investments are recognised and de-recognised on a date where the purchase or sale of an investment is under a contract whose terms require the delivery or settlement 
of the investment. The Group manages its investments with a view to profiting from the receipt of dividends and changes in fair value of equity investments. 

Quoted investments are designated at fair value through profit and loss and subsequently carried in the balance sheet at fair value. Fair value is measured using the closing 
bid price at the reporting date, where the investment is quoted on an active stock market. 

Unquoted equity investments are designated at fair value through profit and loss and are subsequently carried in the balance sheet at fair value. Fair value is measured 
using the International Private Equity and Venture Capital valuation guidelines, details of which are in the section called Portfolio valuation – an explanation. 

Other investments including loan investments, bonds, fixed income shares and variable funding notes are included as loans and receivables. Loans, bonds and fixed income 
shares are carried in the balance sheet at amortised cost less impairment. For more detail see the section called Portfolio valuation – an explanation. Variable funding 
notes are used to invest in debt instruments and are carried in the balance sheet at the value derived from the bid prices of the underlying debt instruments taking into 
account the Group’s obligations under the funding contract. The fair value of loans and receivables is not anticipated to be substantially different to the holding value.

All investments are initially recognised at the fair value of the consideration given and held at this value until it is appropriate to measure fair value on a different basis, 
applying 3i Group’s valuation policies.

(ii) Income
Gross portfolio return is equivalent to “revenue” for the purposes of IAS 1. It represents the overall increase in net assets from the investment portfolio net of deal-
related costs but excluding exchange movements. Investment income is analysed into the following components:

(a) Realised profits over value on the disposal of investments are the difference between the fair value of the consideration received less any directly attributable costs, 
on the sale of equity and the repayment of loans and receivables, and its carrying value at the start of the accounting period, converted into sterling using the exchange 
rates in force at the date of disposal.

(b) Unrealised profits on the revaluation of investments are the movement in the carrying value of investments between the start and end of the accounting period 
converted into sterling using the exchange rates in force at the date of the movement.

(c) Portfolio income is that portion of income that is directly related to the return from individual investments. It is recognised to the extent that it is probable that there 
will be economic benefit and the income can be reliably measured. The following specific recognition criteria must be met before the income is recognised:

 −

 −

 −

 Income from loans and receivables is recognised as it accrues by reference to the principal outstanding and the effective interest rate applicable, which is the rate that 
exactly discounts the estimated future cash flows through the expected life of the financial asset to the asset’s carrying value.

 Dividends from equity investments are recognised in the statement of comprehensive income when the shareholders’ rights to receive payment have been 
established. 

 Fee income is earned directly from investee companies when an investment is first made and through the life of the investment. Fees that are earned on a financing 
arrangement are considered to relate to a financial asset measured at fair value through profit or loss and are recognised when that investment is made. Fees that are 
earned on the basis of providing an ongoing service to the investee company are recognised as that service is provided.

F Fees receivable from external funds
(i) Fund management fees
The Group manages private equity funds, which primarily co-invest alongside the Group. Fees earned from the ongoing management of these funds are recognised to the 
extent that it is probable that there will be economic benefit and the income can be reliably measured.

(ii) Advisory fees
The Group acts as investment adviser to private equity funds. Fees earned from the provision of investment advisory services are recognised on an accruals basis in 
accordance with the substance of the relevant investment advisory agreement.

(iii) Performance fees
The Group earns a performance fee from funds to which it provides investment advisory services where specified performance targets are achieved. Performance fees 
are recognised to the extent that it is probable that there will be economic benefit and the income can be reliably measured.

(iv) Support services fees
The Group provides support services to external funds, including accounting, treasury management, corporate secretariat and investor relations. Fees earned from the 
provision of these support services are recognised on an accruals basis in accordance with the relevant support services agreement.

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Financial statements   Significant accounting policies

9696

G Carried interest
(i) Carried interest receivable
The Group earns a share of profits (“carried interest receivable”) from funds which it manages on behalf of third parties. These profits are earned once the funds meet 
certain performance conditions.

Carried interest receivable is only accrued on those managed funds in which the fund’s performance conditions, measured at the balance sheet date, would be achieved if 
the remaining assets in the fund were realised at fair value. Fair value is determined using the Group’s valuation methodology and is measured at the balance sheet date. 
An accrual is made equal to the Group’s share of profits in excess of the performance conditions, taking into account the cash already returned to fund investors and the 
fair value of assets remaining in the fund.

(ii) Carried interest payable
The Group offers investment executives the opportunity to participate in the returns from successful investments. “Carried interest payable” is the term used for amounts 
payable to executives on investment-related transactions.

A variety of asset pooling arrangements are in place so that executives may have an interest in one or more carried interest scheme. Carried interest payable is only 
accrued on those schemes in which the scheme’s performance conditions, measured at the balance sheet date, would be achieved if the remaining assets in the scheme 
were realised at fair value. An accrual is made equal to the executive’s share of profits in excess of the performance conditions in place in the carried interest scheme.

H Property, plant and equipment
(i) Land and buildings
Land and buildings are carried in the balance sheet at fair value less depreciation and impairment. Fair value is determined at each balance sheet date from valuations 
undertaken by professional valuers using market-based evidence. Any revaluation surplus is recognised in other comprehensive income and credited to the Capital reserve 
except to the extent that it reverses a previous valuation deficit on the same asset recognised in profit or loss in which case the surplus is recognised in profit or loss to 
the extent of the previous deficit. 

Any revaluation deficit that offsets a previously recognised surplus in the same asset is directly offset against the surplus in the Capital reserve. Any excess valuation 
deficit over and above that previously recognised in surplus is recognised in the statement of comprehensive income.

Depreciation on revalued buildings is charged in the statement of comprehensive income over their estimated useful life, generally over 50 years.

(ii) Vehicles and office equipment
Vehicles and office equipment are depreciated by equal annual instalments over their estimated useful lives as follows: office equipment five years; computer equipment 
three years; computer software three years; motor vehicles four years.

(iii) Assets held under finance leases
Assets held under finance leases are depreciated over their expected useful life on the same basis as owned assets or, where shorter, the lease term. Assets are reviewed 
for impairment when events or changes in circumstances indicate that the carrying amount may not be recoverable. The interest element of the rental obligations 
is charged in the statement of comprehensive income over the period of the agreement and represents a constant proportion of the balance of capital repayments 
outstanding.

I Treasury assets and liabilities
Short-term treasury assets and short and long-term treasury liabilities are used in order to manage cash flows and overall costs of borrowing. Financial assets and 
liabilities are recognised in the balance sheet when the relevant Group entity becomes a party to the contractual provisions of the instrument. De-recognition occurs 
when rights to cash flows from a financial asset expire, or when a liability is extinguished.

(i) Cash and cash equivalents
Cash and cash equivalents in the balance sheet comprise cash at bank and in hand and short-term deposits with an original maturity of three months or less. For the 
purposes of the cash flow statement, cash and cash equivalents comprise cash and short-term deposits as defined above and other short-term highly liquid investments 
that are readily convertible into cash and are subject to insignificant risk of changes in value, net of bank overdrafts.

(ii) Deposits
Deposits in the balance sheet comprise longer term deposits with an original maturity of greater than three months.

(iii) Bank loans, loan notes and borrowings
All loans and borrowings are initially recognised at the fair value of the consideration received net of issue costs associated with the borrowings. After initial recognition, 
these are subsequently measured at amortised cost using the effective interest method, which is the rate that exactly discounts the estimated future cash flows through 
the expected life of the liabilities. Amortised cost is calculated by taking into account any issue costs and any discount or premium on settlement.

(iv) Convertible bonds
The convertible bonds are cash settled and are regarded as compound instruments consisting of a liability and a derivative instrument (see policy below for derivatives). 
Subsequent to initial recognition the conversion option is measured as a derivative financial instrument with the market value of the instrument at period end used as 
its fair value. The remainder of the proceeds are allocated to the liability component and this amount is carried as a long-term liability on the amortised cost basis until 
extinguished on conversion or redemption.

(v) Derivative financial instruments
Derivative financial instruments have historically been used to manage the risk associated with foreign currency fluctuations of the investment portfolio and changes in 
interest rates on its borrowings. This is achieved by the use of foreign exchange contracts, currency swaps and interest rate swaps. All derivative financial instruments are 
held at fair value.

Derivative financial instruments are recognised initially at fair value on the contract date and subsequently re-measured to the fair value at each reporting date.  
The fair value of forward exchange contracts is calculated by reference to current forward exchange contracts for contracts with similar maturity profiles. The fair value 
of currency swaps and interest rate swaps is determined with reference to future cash flows and current interest and exchange rates. All changes in the fair value of 
financial instruments are taken to the statement of comprehensive income.

Derivatives over own shares are classified as equity when they will be settled by the exchange of a fixed amount of shares for a fixed amount of cash.

(vi) Subordinated liabilities
The Group has some limited recourse funding, which individually finances investment assets, at various fixed rates of interest and whose maturity is dependent upon the 
disposal of the associated assets. This funding is subordinated to other creditors of the individual Group entity to which the funds have been advanced and becomes  
non-repayable as the assets fail. These liabilities are held in the balance sheet at the amount expected to be repayable based on the underlying assets. Changes in 
the amounts repayable as a result of changes in the underlying assets are treated as other income in the statement of comprehensive income. Interest payable on 
subordinated liabilities is charged as it accrues by reference to the principal outstanding and the effective interest rate applicable.

3i Group plc  

Report and accounts 2010

97

J Employee benefits
(i) Retirement benefit costs
Payments to defined contribution retirement benefit plans are charged to the statement of comprehensive income as they fall due.

For defined benefit retirement plans, the cost of providing benefits is determined using the projected unit method with actuarial valuations being carried out at each 
balance sheet date. Current service costs are recognised in the statement of comprehensive income. Actuarial gains or losses are recognised in full as they arise in other 
comprehensive income.

A retirement benefit deficit is recognised in the balance sheet to the extent that the present value of the defined benefit obligations exceeds the fair value of plan assets. 

A retirement benefit surplus is recognised in the balance sheet where the fair value of plan assets exceeds the present value of the defined benefit obligations limited to 
the extent that the Group can benefit from that surplus.

(ii) Share-based payments
In accordance with the transitional provisions of IFRS 1, the requirements of IFRS 2 have been applied to all grants of equity instruments after 7 November 2002 that 
were unvested at 1 January 2005. The costs of share-based payments made by the Company in respect of subsidiaries’ employees are treated as additional investments 
in those subsidiaries.

The Group enters into arrangements that are equity-settled share-based payments with certain employees. These are measured at fair value at the date of grant, which 
is then recognised in the statement of comprehensive income on a straight-line basis over the vesting period, based on the Group’s estimate of shares that will eventually 
vest. Fair value is measured by use of an appropriate model. In valuing equity-settled transactions, no account is taken of any vesting conditions, other than conditions 
linked to the price of the shares of 3i Group plc. The charge is adjusted at each balance sheet date to reflect the actual number of forfeitures, cancellations and leavers 
during the period. The movement in cumulative charges since the previous balance sheet is recognised in the statement of comprehensive income, with a corresponding 
entry in equity.

K Other assets
Assets, other than those specifically accounted for under a separate policy, are stated at their cost less impairment losses. They are reviewed at each balance sheet date 
to determine whether there is any indication of impairment. If any such indication exists, the asset’s recoverable amount is estimated based on expected discounted 
future cash flows. Any change in the level of impairment is recognised directly in the statement of comprehensive income. An impairment loss is reversed at subsequent 
balance sheet dates to the extent that the asset’s carrying amount does not exceed its carrying value had no impairment been recognised.

L Other liabilities
Liabilities, other than those specifically accounted for under a separate policy, are stated based on the amounts which are considered to be payable in respect of goods or 
services received up to the balance sheet date.

M Share capital
Ordinary shares issued by the Group are recognised at the proceeds or fair value received with the excess of the amount received over nominal value being credited to 
the share premium account. Direct issue costs net of tax are deducted from equity.

N Provisions
Provisions are recognised when the Group has a present obligation of uncertain timing or amount as a result of past events, and it is probable that the Group will be 
required to settle that obligation and a reliable estimate of that obligation can be made. The provisions are measured at the Directors’ best estimate of the amount to 
settle the obligation at the balance sheet date, and are discounted to present value if the effect is material. Changes in provisions are recognised in the statement of 
comprehensive income for the period.

O Income taxes
Income taxes represent the sum of the tax currently payable, withholding taxes suffered and deferred tax. Tax is charged or credited in the statement of comprehensive 
income, except where it relates to items charged or credited directly to equity, in which case the tax is also dealt with in equity.

The tax currently payable is based on the taxable profit for the year. This may differ from the profit included in the statement of comprehensive income because it 
excludes items of income or expense that are taxable or deductible in other years and it further excludes items that are never taxable or deductible. The Group’s liability 
for current tax is calculated using tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax is the tax expected to be payable or recoverable on differences between the carrying amounts of assets and liabilities in the financial statements and the 
corresponding tax bases used in the computation of taxable profit (“temporary differences”), and is accounted for using the balance sheet liability method.

Deferred tax liabilities are generally recognised for all taxable temporary differences. Where there are taxable differences arising on investments in subsidiaries and 
associates, and interests in joint ventures, deferred tax liabilities are recognised except where the Group is able to control reversal of the temporary difference and it is 
probable that the temporary differences will reverse in the foreseeable future.

Deferred tax assets are generally recognised to the extent that it is probable that taxable profits will be available against which deductible temporary differences can be 
utilised. However, where there are deductible temporary differences arising from investments in subsidiaries, branches and associates, and interests in joint ventures,  
deferred tax assets are recognised only to the extent that it is probable that both the temporary differences will reverse in the foreseeable future and taxable profits will  
be available against which the temporary differences can be utilised.

The carrying amount of deferred tax assets is reviewed at each balance sheet date and reduced to the extent that it is no longer probable that sufficient taxable profits 
will be available to allow all or part of the asset to be recovered.

Deferred tax assets and liabilities are not recognised if the temporary differences arise from the initial recognition of goodwill and other assets and liabilities in a 
transaction that affects neither the taxable profit nor the accounting profit.

Deferred tax is calculated at the tax rates that are expected to apply in the period when the liability is settled or the asset is realised using tax rates and laws that have 
been enacted or substantively enacted by the balance sheet date.

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Financial statements

9898

Notes to the financial statements

1 Segmental analysis

Year to 31 March 2010

Gross portfolio return1

Realised profits/(losses) over value on the disposal of investments

Unrealised profits/(losses) on the revaluation of investments

Portfolio income

Dividends

Income from loans and receivables

Fees receivable/(payable)

Fees receivable from external funds

Net (investment)/divestment

Realisations

Investment

Balance sheet

Buyouts  
£m

Growth  
Capital  
£m

Infrastructure  
£m

Quoted  
Private  
Equity  
£m

Smaller  
Minority  
Investments  
£m

Venture  
Portfolio  
£m

223

249

–

78

–

550

39

467

(243)

224

(14)

145

36

29

(2)

194

–

578

(121)

457

–

84

15

1

–

100

20

46

(2)

44

–

–

–

–

–

–

–

–

–

–

–

Total  
£m

218

458

59

110

(2)

843

59

1,385

(386)

999

15

8

8

2

–

33

–

69

(1)

68

(6)

(28)

–

–

–

(34)

–

225

(19)

206

Value of investment portfolio at the end of the year

1,614

1,331

407

107

58

3,517

Year to 31 March 2009

Gross portfolio return1

Realised profits/(losses) over value on the disposal of investments

Unrealised (losses)/profits on the revaluation of investments

Portfolio income

Dividends

Income from loans and receivables

Fees receivable/(payable)

Fees receivable from external funds

Net (investment)/divestment

Realisations

Investment

Balance sheet

Buyouts  
£m

Growth  
Capital  
£m

Infrastructure  
£m

Quoted  
Private  
Equity  
£m

Smaller  
Minority  
Investments  
£m

Venture  
Portfolio  
£m

Total  
£m

255

(66)

(995)

(1,029)

1

64

(3)

25

33

2

(678)

(1,035)

45

1

494

(519)

(25)

461

(343)

118

(20)

(62)

26

6

–

(50)

26

117

(50)

67

–

26

–

–

–

26

3

–

(3)

(3)

4

(68)

9

2

–

(53)

–

27

–

27

(110)

(312)

63

(2,440)

4

3

(1)

65

108

(2)

(416)

(2,206)

–

75

209

(53)

156

1,308

(968)

340

Value of investment portfolio at the end of the year

1,467

1,574

371

171

153

314

4,050

1  The segmental profit or loss reported in accordance with IFRS 8 Operating Segments, is defined as gross portfolio return. 

The Group organises its activity by business line and these are defined as the Group’s reportable segments under IFRS 8, Operating Segments. The business lines are 
determined with reference to market focus, geographic focus and investment funding model as defined on page 7.

The assets within the Quoted Private Equity business line were transferred to the Growth Capital business line in the year to 31 March 2010 as part of the solvent 
liquidation of 3i Quoted Private Equity plc. Details of this transaction can be found in note 28.

3i Group plc  

Report and accounts 2010

Value of investment portfolio at the end of the year

1,327

1,381

509

294

99

1 Segmental analysis (continued)

Year to 31 March 2010

Gross portfolio return

Realised profits/(losses) over value on the disposal of investments

Unrealised profits/(losses) on the revaluation of investments

Portfolio income

Fees receivable from external funds

Net (investment)/divestment

Realisations

Investment

Balance sheet

Year to 31 March 2009

Gross portfolio return

Realised profits/(losses) over value on the disposal of investments

Unrealised losses on the revaluation of investments

Portfolio income

Fees receivable from external funds

Net (investment)/divestment

Realisations

Investment

Balance sheet

UK  
£m

Continental 
Europe  
£m

Asia  
£m

North  
America  
£m

Rest of World 
£m

41

201

104

346

41

621

(222)

399

150

115

35

300

9

542

(118)

424

27

75

2

104

9

134

(25)

109

1

69

26

96

–

84

(19)

65

UK  
£m

Continental 
Europe  
£m

51

185

(660)

(1,195)

38

Asia  
£m

(60)

(238)

13

North  
America  
£m

Rest of World 
£m

(113)

(331)

5

(16)

(2,440)

–

171

R
i
s
k

115

(494)

47

280

(316)

(36)

(972)

(285)

(439)

(16)

(2,206)

19

9

–

795

(539)

256

127

(46)

81

106

(63)

43

–

–

(4)

(4)

75

1,308

(968)

340

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

Total 
£m

218

458

167

843

59

1,385

(386)

999

3,517

Total 
£m

63

(1)

(2)

–

(3)

–

4

(2)

2

6

–

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

Value of investment portfolio at the end of the year

1,719

1,618

491

209

13

4,050

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

3i Group plc  

Report and accounts 2010

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
 
Financial statements   Notes to the financial statements

100100

2 Realised profits over value on the disposal of investments

Realisations

Valuation of disposed investments

Investments written off

2010  
Unquoted  
equity  
£m

701

(527)

(32)

142

2010  
Quoted  
equity  
£m

389

(279)

–

110

2010  
Loans and  
receivables  
£m

2010 

Total  
£m

295

1,385

(283)

(1,089)

(46)

(34)

(78)

218

2009  
Unquoted  
equity  
£m

1,023

(896)

(14)

113

2009  
Quoted  
equity  
£m

172

(214)

–

(42)

2009  
Loans and 
receivables  
£m

2009 

Total  
£m

113

1,308

(117)

(1,227)

(4)

(8)

(18)

63

Loans and receivables include net proceeds of £64 million (2009: £nil) and realised profits of £55 million (2009: £nil) from variable funding notes relating to the  
Debt Warehouse.

3 Unrealised profits/(losses) on the revaluation of investments

Movement in the fair value of equity

Provisions, loan impairments and other movements1 

2010  
Unquoted  
equity  
£m

321

(24)

297

2010  
Quoted  
equity  
£m

2010  
Loans and  
receivables  
£m

77

–

77

–

84

84

2010 

Total  
£m

398

60

458

2009  
Unquoted  
equity  
£m

(1,323)

(110)

2009  
Quoted  
equity  
£m

(126)

–

(1,433)

(126)

2009 
Loans and  
receivables  
£m

2009  

Total  
£m

–

(1,449)

(881)

(881)

(991)

(2,440)

1  Included within loan impairments is a £45 million value increase for variable funding notes relating to the Debt Warehouse (2009: £112 million value reduction).

Provisions have been recognised only on investments where it is considered there is a greater than 50% risk of failure. All other equity value movements are included 
within the movement in the fair value of equity.

4 Fees receivable/(payable)

Fees receivable

Deal-related costs

2010 
£m

5

(7)

(2)

2009 
£m

13

(15)

(2)

Fees receivable include fees arising from the ongoing management of the portfolio together with fees arising from making investments. Deal-related costs represent fees 
incurred in the process of acquiring an investment.

5 Carried interest 

Carried interest receivable from external funds

Carried interest and performance fees payable

2010 
£m

30

(88)

(58)

2009 
£m

(3)

56

53

Carried interest receivable represents the Group’s share of profits from external funds. Each fund is reviewed at the balance sheet date and income is accrued based on 
fund profits in excess of the performance conditions within the fund, taking into account cash already returned to fund investors and the fair value of assets remaining  
in the fund. 

Carried interest payable represents the amount payable to executives from the Group’s carried interest schemes. As with carried interest receivable, each scheme is 
separately reviewed at the balance sheet date, and an accrual made equal to the executives’ share of profits once the performance conditions in the scheme have  
been met. 

In the year to March 2009 the performance in some schemes resulted in a reversal of the accrual previously recognised resulting in a £56 million credit.

3i Group plc  

Report and accounts 2010

  
  
 
 
101

6 Operating expenses
Operating expenses include the following amounts:

Depreciation of property, plant and equipment

Audit fees

Staff costs (note 7)

Restructuring and redundancy costs

Services provided by the Group’s auditors
During the year the Group obtained the following services from the Group’s auditors, Ernst & Young LLP:

Audit services

Statutory audit – Company

– UK subsidiaries

– Overseas subsidiaries

Audit-related regulatory reporting

Non-audit services

Other assurance services

Investment due diligence

Tax services (compliance and advisory services)

2010 
£m

5

2

137

13

2009 
£m

7

2

110

45

2010 
£m

2009 
£m

0.7

0.7

0.3

0.2

1.9

0.7

0.1

0.5

3.2

0.6

0.5

0.4

0.1

1.6

–

0.3

0.2

2.1

Non-audit services
These services are services that could be provided by a number of firms, including rights issue advisory work and general consultancy work. Work is allocated to the 
auditors only if it does not impact the independence of the audit team.

In addition to the above, Ernst & Young LLP has received fees from investee companies. It is estimated that Ernst & Young LLP receive less than 20% of the total  
investment-related fees paid to the four largest accounting firms.

Ernst & Young LLP also acts as auditor to the 3i Group Pension Plan. The appointment of the auditors to this Plan and the fees paid in respect of the audit are agreed by 
the trustees who act independently from the management of the Group. The aggregate fees paid to the Group’s auditors for audit services to the pension scheme during 
the year were less than £0.1 million (2009: less than £0.1 million).

7 Staff costs

Wages and salaries

Social security costs

Share-based payment costs (note 8)

Pension costs

2010  
£m

110

14

3

10

2009 
 £m

73

11

12

14

137

110

The average number of employees during the year was 530 (2009: 702).

Wages and salaries shown above include salaries paid in the year, bonuses and portfolio incentive schemes relating to the year. In the year to 31 March 2009 a minimal 
bonus was accrued, reflecting the performance of the Group. These costs are included in operating expenses.

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

3i Group plc  

Report and accounts 2010

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements   Notes to the financial statements

102102

8 Share-based payments
The Group has a number of share schemes that allow employees to acquire shares in the Company.

The total cost recognised in the statement of comprehensive income is shown below:

Share options1

Performance shares1

Share incentive plan

Deferred bonus shares2

2010  
£m

2009 
 £m

–

–

1

2

3

1

2

1

8

12

1  Credited to equity. 
2  Deferred bonus shares in 2009 have since been transferred through equity.

The features of the Group’s share schemes are set out below. For legal or regulatory reasons certain participants may be granted “phantom awards” under these schemes, 
which are intended to replicate the financial effects of a share award without entitling the participant to acquire shares.

Share options
(i) The 3i Group Discretionary Share Plan Options granted after 31 March 2001 were granted under the Discretionary Share Plan and are normally exercisable between 
the third and tenth anniversaries of the date of grant to the extent a performance target has been met over a performance period of three years from the date of grant.  
For options granted between 1 April 2001 and 31 March 2003 and for options granted to three Directors in June 2003, if the minimum threshold for vesting is not 
achieved in the first three years from grant, the performance period is extended to four and then five years from the date of grant. For options granted between  
1 April 2003 and 31 March 2004 the performance period is extended only to four years from the date of grant. For options granted after 31 March 2004, there is no 
opportunity for the performance condition to be re-tested after the three-year performance period.

Options granted between 1 April 2001 and 31 March 2003 were subject to a performance condition that options would vest if the annual compound growth (“ACG”) in 
net asset value per share with dividends re-invested was RPI plus 5%. If this target was achieved then 50% of the options would vest. If the ACG was in excess of RPI plus 
10% then the maximum number of shares would vest. Options would vest pro rata if the ACG was between these two amounts. For options granted between 31 March 
2003 and 1 April 2004 the target ACG was RPI plus 3% with maximum vesting at RPI plus 6%, except for options granted to three Directors in June 2003 where the 
target ACG was RPI plus 5% with maximum vesting at RPI plus 10%. For options granted after 1 April 2005 the target ACG was RPI plus 3% with maximum vesting at RPI 
plus 8%.

(ii) The 3i Group 1994 Executive Share Option Plan Options granted before 31 March 2001 were granted under this Plan and are normally exercisable between the 
third and tenth anniversaries of the date of grant provided that a performance condition has been met over a rolling three-year period. This requires that the adjusted 
net asset value per share (with dividends re-invested) at the end of the three-year period is equal to or in excess of the net asset value per share at the beginning of the 
period compounded annually over the period by the annual increase in the RPI plus 4%.

Details of share options outstanding during the year are as follows:

Outstanding at the start of the year

Granted

Exercised

Lapsed

Outstanding at the end of year

Exercisable at the end of year

2010 

Number of  
share options

21,077,816

3,390,270

–

(6,689,584)

17,778,502

7,434,393

2010  
Weighted  
average  
exercise price  
(pence)

472

277

–

468

436

445

2009 

Number of 
share options1

20,197,287

5,020,705

(1,980,794)

(2,159,382)

21,077,816

11,906,040

2009  
Weighted  
average 
exercise price 
(pence)1

486

414

412

534

472

444

Included within the total number of share options are options over 2 million (20091: 3 million) shares that have not been recognised in accordance with IFRS 2 as the 
options were granted on or before 7 November 2002. 

1  Both the number of options and their respective share prices have been restated to reflect the 12 June 2009 rights issue using the adjustment factor of 0.6227.

3i Group plc  

Report and accounts 2010

  
 
  
 
103

8 Share-based payments (continued)
The range of exercise prices for options outstanding at the year end was:

Year ended 31 March  

Year of grant

2000

2001

2002

2003

2004

2005

2006

2007

2008

2009

2010

2010  
Weighted  
average  
exercise  
price  
(pence)

–

845

557

417

355

373

434

603

725

413

277

436

2010 

Number

–

791,154

4,978

1,123,898

1,341,421

2,080,419

2,036,659

55,864

2,013,373

4,965,014

3,365,722

2009  
Weighted  
average  
exercise  
price 
(pence)1

518

844

557

403

356

371

430

523

725

413

–

2009 

Number1

657,068

1,104,367

14,935

1,599,279

1,547,557

3,312,650

3,670,184

2,162,688

2,023,552

4,985,536

–

17,778,502

472

21,077,816

1  Both the number of options and their respective exercise prices have been restated to reflect the 12 June 2009 rights issue using the adjustment factor of 0.6227.

Options are exercisable at a price based on the market value of the Company’s shares on the date of grant.

No options were exercised during the year. The weighted average share price at the date of exercise in 2009 was 872p. The options outstanding at the end of the  
year have a weighted average contractual life of 6.45 years (20091: 6.33 years). The cost of share options is spread over the vesting period of three to five years.  
The weighted average fair value of options granted during the year was 124p (20091 : 241p). These fair values were calculated using the Black-Scholes option  
pricing model.

The inputs to this model were as follows:

Weighted average share price (pence)

Average expected volatility (%)

Expected life (years)

Average risk-free rate (%)

Average expected dividend yield (%)

2010

268

52

8.5

3.9

2.4

20091

636

47

8.5

4.6

3.6

1  The fair value of options and the assumptions for 2009 have not been adjusted for the rights issue.

The expected life of the option is based on the best estimate of the Directors following a review of the profile of the award holders. Expected volatility was determined 
using an average of the implied volatility on grant and historic share price volatility of the preceding 8.5 years. 

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

3i Group plc  

Report and accounts 2010

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements   Notes to the financial statements

104104

8 Share-based payments (continued)
Performance Share awards
Performance Share awards made under the 3i Group Discretionary Share Plan during the year were conditional awards of shares to executives which will be transferred to 
the participant by the 3i Group Employee Trust on vesting. Awards are subject to a performance condition determining whether and to what extent the award will vest. 
There are two types of awards: conditional Performance Share awards and conditional Super-performance Share awards.

The performance condition for Performance Share awards is based on the outperformance of the theoretical growth in value of a shareholding in the Company (with 
dividends reinvested) for the three year performance period from grant (averaged over a 60 day period) compared to the growth in value of the FTSE 100 Index (with 
dividends reinvested) adjusted for mergers, demergers and delistings over that period. At an outperformance level below 0% per annum no part of the award will vest. 
At an outperformance level of 0% per annum, 35% of the award will vest and above 8% per annum the full award will vest. At outperformance levels between 0% and 
8%, the award will vest on a pro rata basis.

Performance Share awards made before 1 April 2007 were restricted awards which vest based on the Company’s “percentage rank” by total shareholder return for the 
three years from grant (averaged over a 60 day period) compared to a comparator group consisting of the FTSE 100 Index constituents at the grant date (adjusted for 
mergers, demergers and delistings during the performance period). A company’s percentage rank is its rank in the comparator group divided by the number of companies 
in the group at the end of the performance period expressed as a percentage. At a percentage rank below 50% no shares vest. At a rank of 50%, 35% of the shares vest 
and at 75% all the shares vest. Between these points shares vest pro rata.

Super-performance Share awards were conditional awards of shares which are subject to a particularly challenging performance condition. The performance condition 
requires annual percentage compound growth in the net asset value per share (with dividends re-invested) over the three-year period of RPI plus 10 percentage points 
per annum to achieve minimum vesting of 25% of the award; RPI plus 13.5 percentage points per annum to achieve 50% vesting; and RPI plus 17 percentage points per 
annum to achieve maximum vesting.

The performance condition is measured over a three-year period. If the condition is satisfied, the awards remain subject to a further two-year holding period before  
they vest.

Super-performance Share awards made before 1 April 2007 were restricted awards which were transferred to the participants by the 3i Group Employee Trust on terms 
that the shares would be forfeited to the extent the performance condition was not satisfied and in certain other circumstances.

Share Incentive Plan
Eligible UK employees may participate in an Inland Revenue approved Share Incentive Plan intended to encourage employees to invest in the Company’s shares. 
Accordingly it is not subject to a performance condition. During the year participants could invest up to £125 per month from their pre-tax salaries in the Company’s 
shares (referred to as partnership shares). For each share so acquired the Company grants two free additional shares (referred to as matching shares) which are normally 
subject to forfeiture if the employee ceases to be employed (other than by reason of retirement) within three years of grant. Dividends are re-invested on behalf of 
participants in further shares (referred to as dividend shares).

Employee Share Investment Plan
As part of the rights issue, eligible employees could subscribe to between £5,000 and £1.5 million of ordinary shares. Employees would then be granted one matching 
share for every two ordinary shares purchased, which are normally subject to forfeiture if the employee ceases to be employed (other than by reason of retirement) 
within three years of grant. The matching shares are also subject to the condition that fully diluted NAV per share grows by 35% or more between 31 March 2009 and 
31 March 2012.

Deferred Bonus Share Plan
Certain employees receive an element of their bonus as shares. These shares are held in trust for two years by the trustee of the 3i Group Employee Trust in a nominee 
capacity. The fair value of the deferred shares is the share price at date of the award. 

Employee Trust
The Group has established the 3i Group Employee Trust which holds shares in 3i Group plc to meet its obligations under certain share schemes. The share schemes which 
use this trust are the 3i Group Discretionary Share Plan and the Deferred Bonus Share Plan.

9 Retirement benefit deficit
Retirement benefit plans
(i) Defined contribution plans 

The Group operates a number of defined contribution retirement benefit plans for qualifying employees throughout the Group. The assets of these plans are held 
separately from those of the Group. The employees of the Group’s subsidiaries in France are members of a state-managed retirement benefit plan operated by the 
country’s government. The French subsidiary is required to contribute a specific percentage of payroll costs to the retirement benefit scheme to fund the benefits.

The total expense recognised in profit or loss is £3 million (2009: £5 million), which represents the contributions payable to these plans. There were no outstanding 
payments due to these plans at the balance sheet date.

(ii) Defined benefit scheme

The Group operates a final salary defined benefit plan for qualifying employees of its subsidiaries in the UK. The plan has not been offered to new employees joining 3i since 
1 April 2006. The plan will close to the future accrual of benefits by members with effect 5 April 2011, although the final salary link will be maintained on existing accruals. 
Members of the plan have been invited to join the Group’s defined contribution plan with effect from 5 April 2011. The plan is a funded scheme, the assets of which are 
independent of the Company’s finances and are administered by the trustees.

The last full actuarial valuation as at 30 June 2007 was updated on an IAS 19 basis by an independent qualified actuary as at 31 March 2010.

3i Group plc  

Report and accounts 2010

105

9 Retirement benefit deficit (continued)
The principal assumptions made by the actuaries and used for the purpose of the year end valuation were as follows:

Discount rate

Expected rate of salary increases

Expected rate of pension increases

Price inflation

Expected return on the Plan assets

2010

5.5%

6.1%

3.8%

3.6%

6.2%

2009

6.7%

5.7%

3.6%

3.2%

6.2%

The post-retirement mortality assumptions used to value the benefit obligation at 31 March 2010 are based on 80% PNA medium cohort (2009: 80%) with 1.5% pa 
minimum annual improvement “PA00 medium cohort table” (2009: 1.5% PA00 medium cohort table). The life expectancy of a male member reaching age 60 in 2030 
(2009: 2029) is projected to be 34.0 (2009: 33.8) years compared to 30.5 (2009: 30.3) years for someone reaching 60 in 2010.

The amount recognised in the balance sheet in respect of the Group’s defined benefit plan is as follows:

Present value of funded obligations

Fair value of the Plan assets

Retirement benefit deficit

2010  
£m

615

(587)

28

2009  
£m

437

(419)

18

Included within the present value of funded obligations is £22 million in relation to the asset restriction. Amounts recognised in the statement of comprehensive income  
in respect of the defined benefit plan are as follows:

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

Included in operating costs

Current service cost

Included in finance costs (note 10)

Expected return on the Plan assets

Interest on obligation

Included in other comprehensive income

Actuarial loss

Asset restriction

Total actuarial loss and asset restriction

Total

The asset restriction relates to tax that would be deducted at source in respect of the surplus that arises from the present value of supplementary contributions to the 
Plan agreed by the Plan trustees in excess of the Plan liabilities at 31 March 2010.

Changes in the present value of the defined benefit obligation were as follows:

2010  
£m

437

5

29

145

22

1

(24)

615

2009  
£m

515

8

31

(102)

–

1

(16)

437

Opening defined benefit obligation

Current service cost

Interest cost

Actuarial loss/(gain)

Asset restriction

Contributions

Benefits paid

Closing defined benefit obligation

3i Group plc  

Report and accounts 2010

2010  
£m

2009  
£m

5

8

R
i
s
k

(28)

29

49

22

71

77

(30)

31

8

–

8

17

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Financial statements   Notes to the financial statements

106106

9 Retirement benefit deficit (continued)
Changes in the fair value of the Plan assets were as follows:

Opening fair value of the Plan assets

Expected returns

Actuarial gain/(loss)

Contributions

Benefits paid

Closing fair value of the Plan assets

Contributions paid to the Group Pension Plan are related party transactions as defined by IAS 24 Related party transactions.

The fair value of the Plan assets at the balance sheet date is as follows:

Equities

Gilts

Other 

2010  
£m

419

28

96

68

(24)

587

2010  
£m

326

262

(1)

587

2009  
£m

477

30

(110)

38

(16)

419

2009  
£m

216

204

(1)

419

The actual return on the Plan assets for the year was a gain of £124 million (2009: loss of £79 million).

The Plan assets do not include any of the Group’s own equity instruments nor any property in use by the Group. The expected rate of returns of individual categories of 
the Plan assets is determined by reference to individual indices.

The history of the Plan is as follows:

Present value of defined benefit obligation

Fair value of the Plan assets

Deficit

Experience adjustments on the Plan liabilities

Experience adjustments on the Plan assets

2010  
£m

615

(587)

28

2%

2009  
£m

437

(419)

18

2%

2008 
£m

515

2007 
£m

480

2006 
£m

472

(477)

(479)

(455)

38

1%

1

(2)%

–

17

–

11%

16%

(26)%

 (6)%

The cumulative actuarial losses recognised in equity are £123 million (2009: losses £52 million).

The Group expects to make regular contributions of approximately £9 million to the Plan in the year to 31 March 2011. The triennial actuarial funding valuation 
completed in September 2008 resulted in an actuarial deficit of £86 million. The Group has agreed to fund this over five years making contributions of £20 million per 
annum. In addition in April 2009 the Group agreed to provide additional contributions of £25 million per annum to the Plan until 31 March 2011.

Other retirement schemes 
Employees in Germany and Spain are entitled to a pension based on their length of service. 3i Deutschland GmbH and 3i Europe Spanish branch contributes to individual 
investment policies for its employees and has agreed to indemnify any shortfall on an employee’s investment policy should it arise. The total value of these investment 
policies intended to cover pension liabilities is £10 million (2009: £11 million) and the future liability calculated by German and Spanish actuaries is £14 million (2009: 
£15 million). The Group carries both the asset and liability in its consolidated financial statements and has recognised a cumulative actuarial loss of £3 million (2009:  
£5 million loss). The Group recognised £1 million (2009: £1 million) in the statement of comprehensive income in respect of these schemes.

3i Group plc  

Report and accounts 2010

107

10 Net interest payable

Interest receivable

Interest on bank deposits

Interest payable

Interest on loans and borrowings

Interest on convertible bonds

Amortisation of convertible bonds

Subordinated borrowings1

Net finance expense on pension plan

Net interest payable

1  Includes fair value movement on the underlying loan.

11 Movement in the fair value of derivatives

Forward foreign exchange contracts and currency swaps

Interest-rate swaps

Derivative element of convertible bonds

Call options

Further information on interest-rate swaps is provided in note 18 and on 3i’s convertible bonds in note 20.

2010  
£m

2009  
£m

12

12

(85)

(16)

(21)

(1)

(1)

(124)

(112)

2010  
£m

–

7

3

(1)

9

34

34

(84)

(17)

(20)

2

(1)

(120)

(86)

2009  
£m

4

(46)

58

(54)

(38)

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

3i Group plc  

Report and accounts 2010

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
 
Financial statements   Notes to the financial statements

108108

12 Income taxes

Current taxes

Current year

Deferred taxes

Deferred income taxes

Total income taxes in the statement of comprehensive income

2010
£m

2009
£m

(3)

(2)

(5)

(6)

2

(4)

Reconciliation of income taxes in the statement of comprehensive income
The tax charge for the year is different to the standard rate of corporation tax in the UK, currently 28% (2009: 28%), and the differences are explained below:

Profit before tax

Profit before tax multiplied by rate of corporation tax in the UK of 28% (2009: 28%)

Effects of:

  Permanent differences

  Short-term timing differences

  Non-taxable dividend income

  Foreign tax

  Foreign tax credits available for double tax relief

  Realised profits, changes in fair value and impairment losses not taxable

Total income taxes in the statement of comprehensive income

2010
£m

159

(45)

2009
£m

(1,944)

544

5

3

13

(3)

–

22

(5)

3

4

5

(6)

3

(557)

(4)

The Group’s realised profits, fair value adjustments and impairment losses are primarily included in the Company, the affairs of which are directed so as to allow it to be 
approved as an investment trust. An investment trust is exempt from tax on capital gains, therefore the Group’s capital return will be largely non-taxable.

Deferred income taxes

Opening deferred income tax liability

Tax losses

Income in accounts taxable in the future

Recognised through statement of comprehensive income

Tax losses utilised

Income in accounts taxable in the future

Closing deferred income tax liability

Tax losses

Income in accounts taxable in the future

2010
 Group
balance
sheet
£m

2009
Group
balance 
sheet
£m

9

(9)

–

8

(10)

(2)

17

(19)

(2)

5

(7)

(2)

4

(2)

2

9

(9)

–

At 31 March 2010 the Group had tax losses carried forward of £775 million (2009: £751 million). It is unlikely that the Group will generate sufficient taxable profits in 
the future to utilise these amounts and therefore no deferred tax asset has been recognised. Deferred income taxes are calculated using an expected rate of corporation 
tax in the UK of 28% (2009: 28%).

3i Group plc  

Report and accounts 2010

109

13 Investment portfolio

Opening book value

Additions

Disposals, repayments and write-offs

Revaluation

Provisions and loan impairments 

Other movements

Closing book value

Quoted

Unquoted

Closing book value

Opening book value

Additions

Disposals, repayments and write-offs

Revaluation

Provisions and loan impairments

Other movements

Closing book value

Quoted

Unquoted

Closing book value

Group
2010
Equity 
investments
£m

2,581

61

Group
2010
Loans and 
receivables
£m

1,469

325

Group
2010

Total
£m

4,050

386

(838)

(329)

(1,167)

398

(24)

(48)

2,130

312

1,818

2,130

Group
2009
Equity 
investments
£m

4,098

489

(1,124)

(1,449)

(110)

677

2,581

611

1,970

2,581

–

84

398

60

(162)

(210)

1,387

–

1,387

1,387

Group
2009
Loans and 
receivables
£m

1,918

479

3,517

312

3,205

3,517

Group
2009

Total
£m

6,016

968

(881)

74

1,469

–

1,469

1,469

(991)

751

4,050

611

3,439

4,050

(121)

(1,245)

–

(1,449)

R
i
s
k

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

The holding period of 3i’s investment portfolio is on average greater than one year. For this reason the portfolio is classified as non-current. It is not possible to identify 
with certainty investments that will be sold within one year. 

Additions to loans and receivables includes £183 million (2009: £4 million) interest received by way of loan notes. A corresponding amount has been included in income 
from loans and receivables.

Other movements include foreign exchange and conversions from one instrument into another, and the impact of the solvent liquidation of 3i QPEP.

Included within the statement of comprehensive income are foreign exchange losses of £359 million (2009: £505 million gain). This includes exchange movements on 
non-monetary items (eg equity investment portfolio) and on monetary items (eg non-sterling loans and borrowings). Of this, foreign exchange losses on monetary items 
not measured at fair value total £105 million (2009: £231million). 

Fair value hierarchy
The Group classifies financial instruments measured at fair value in the investment portfolio according to the following hierarchy:

Level

Level 1

Level 2

Level 3

Fair value input description

Financial instruments

Quoted prices (unadjusted) from active markets

Quoted equity instruments

Inputs other than quoted prices included in Level 1 that  
are observable either directly (ie as prices) or indirectly  
(ie derived from prices)

Inputs that are not based on observable market data

Unquoted equity instruments, variable funding note

Unquoted equity instruments are measured in accordance with the International Private Equity Valuation guidelines with reference to the most appropriate information 
available at the time of measurement. Further information regarding the valuation of unquoted equity instruments can be found in the section Portfolio valuation –  
an explanation.

The variable funding note relating to the Debt Warehouse is included within the loans and receivables balance and at 31 March 2010 had a carrying value of £75 million 
(2009: £nil). In accordance with the fair value hierarchy the variable funding note is classified as Level 3. Within the year, the variable funding note had investment of 
£42 million, revaluation of £45 million and foreign exchange movements of £3 million. The variable funding note also had interest income and fees of £10 million in  
the year.

3i Group plc  

Report and accounts 2010

 
 
 
 
 
 
 
 
 
 
 
Financial statements   Notes to the financial statements

110110

13 Investment portfolio (continued)
The Group’s investment portfolio for equity instruments and the variable funding note is classified by the fair value hierarchy as follows:

Quoted equity

Unquoted equity

Variable funding note

Total

Group
2010
Level 1
£m

312

–

–

312

Group
2010
Level 2
£m

–

–

–

–

Group
2010
Level 3
£m 

–

Group
2010
Total
£m 

312

1,818

1,818

75

75

1,893

2,205

There were no transfers between Level 1, Level 2 nor Level 3 during the year.

This disclosure only relates to the investment portfolio. The fair value hierarchy also applies to derivative financial instruments, see note 18 for further details.

Level 3 fair value reconciliation

Opening book value

Additions

Disposals, repayments, write-offs

Revaluation

Other movements

Closing book value

Group  
2010  
£m

1,970

102

(568)

342

47

1,893

Unquoted equity investments valued using Level 3 inputs also had the following impact on the statement of comprehensive income; realised profits over value on disposal 
of investment of £163 million, dividend income of £43 million and foreign exchange losses of £64 million.

Level 3 inputs are sensitive to assumptions made when ascertaining fair value as described in the Portfolio valuation – an explanation section.  A reasonably possible 
alternative assumption would be to apply a standard marketability discount of 5% for all assets rather than the specific approach adopted. This would have a positive 
impact on the portfolio of £94 million or 5% of total unquoted equity value.

14 Interests in Group entities

Opening book value

Additions

Share of profits

Disposals and repayments

Impairment

Exchange movements

Closing book value

Details of significant Group entities are given in note 35.

Opening book value

Additions

Share of profits

Disposals and repayments

Impairment

Exchange movements

Closing book value

3i Group plc  

Report and accounts 2010

Company
2010
Equity 
investments
£m

Company
2010
Loans and 
receivables
£m

Company
2010

Total
£m

127

2,514

2,641

38

–

(33)

(44)

–

88

445

(225)

(722)

306

(59)

483

(225)

(755)

262

(59)

2,259

2,347

Company
2009
Equity 
investments
£m

Company
2009
Loans and 
receivables
£m

Company
2009

Total
£m

231

35

–

(89)

(50)

–

127

2,909

3,140

547

494

582

494

(611)

(700)

(1,268)

(1,318)

443

2,514

443

2,641

111

15 Property, plant and equipment

Land and buildings

Opening cost or valuation

Additions at cost

Disposals

Revaluation

Closing cost or valuation

Net book amount

Depreciation charged in the year on buildings was £nil (2009: £nil).

Plant and equipment

Opening cost or valuation

Additions at cost

Disposals

Closing cost or valuation

Opening accumulated depreciation

Charge for the year

Disposals

Closing accumulated depreciation

Net book amount

Assets held under finance leases (all vehicles) have the following net book amount:

Cost

Aggregate depreciation

Net book amount

Finance lease rentals are payable as follows:

Within one year

Between one and five years

Group
2010
£m

Group
2009
£m

Company
2010
£m

Company
2009
£m

5

–

–

(1)

4

4

Group
2010
£m

50

1

(14)

37

33

5

(14)

24

13

Group
2010
£m

–

–

–

Group
2010
£m

–

–

9

–

–

(4)

5

5

4

–

–

–

4

4

8

–

–

(4)

4

4

Group
2009
£m

Company
2010
£m

Company
2009
£m

49

4

(3)

50

28

7

(2)

33

17

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

Group
2009
£m

Company
2010
£m

Company
2009
£m

1

– 

1

Group
2009
£m

1

–

–

–

–

–

–

– 

Company
2010
£m

Company
2009
£m

–

–

–

–

The Group’s freehold properties and long leasehold properties are revalued at each balance sheet date by professional valuers. The valuations were undertaken in 
accordance with the Appraisal and Valuation Manual of the Royal Institute of Chartered Surveyors in the United Kingdom by CBRE and Howell Brooks, independent 
Chartered Surveyors.

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

3i Group plc  

Report and accounts 2010

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
 
Financial statements   Notes to the financial statements

112112

16 Other current assets

Prepayments

Other debtors

Amounts due from subsidiaries

Group
2010
£m

12

62

–

74

Group
2009
£m

12

58

–

70

Company
2010
£m

Company
2009
£m

2

19

206

227

6

10

160

176

17 Financial risk management
Introduction
A review of the Group’s objectives, policies and processes for managing and monitoring risk is set out in the Risk section. References in this note to the Risk section refer 
only to the contents of that section and not to other information referred to from the Risk section. This note provides further detail on financial risk management, cross-
referring to the Risk section where applicable, and includes quantitative data on specific financial risks.

The Group is a highly selective investor and each investment is subject to a risk assessment through an investment approval process. The Group’s Investment Committee 
is part of the overall risk management framework set out in the Risk section.

Capital structure
The capital structure of the Group consists of net debt, including cash held on deposit, and shareholders’ equity. The type and maturity of the Group’s borrowings are 
analysed further in note 19 and the Group’s equity is analysed into its various components in note 26. Capital is managed so as to optimise the return to shareholders 
while maintaining a capital base to allow the Group to operate effectively in the marketplace and sustain future development of the business.

Cash, deposits and derivative financial assets

Borrowings and derivative financial liabilities

Net debt

Total equity

Gearing (net debt/total equity)

Group 
2010
£m

2,252

(2,510)

(258)

3,068

8%

Group 
2009
£m

744

(2,656)

(1,912)

1,862

103%

Capital is managed on a consolidated basis and the gearing key performance measure is only applicable to the Group, not the Company.

Capital constraints
The Group is generally free to transfer capital from subsidiary undertakings to the parent company subject to maintaining each subsidiary with sufficient reserves to  
meet local statutory obligations. No significant constraints have been identified in the past and the Group has been able to distribute profits in a tax-efficient manner.  
The Company operates so as to qualify as a UK Investment Trust for tax purposes which necessitates its investment in subsidiaries remaining below 15% of the 
Company’s investment portfolio.

The Group’s regulated capital requirement is reviewed regularly by the Board of 3i Investments plc, an investment firm that is regulated by the FSA. The last submission 
to the FSA demonstrated a significant consolidated capital surplus in excess of the FSA’s prudential rules. The Group’s capital requirement is updated annually following 
approval of the Group’s Internal Capital Adequacy Assessment Process (ICAAP) report by the Board of 3i Investments plc. The Group complies with the Individual Capital 
Guidance as agreed with the FSA and remains at a significant regulatory capital surplus. The Group’s Pillar 3 disclosure document can be found on www.3igroup.com.

3i Group plc  

Report and accounts 2010

113

17 Financial risk management (continued)
Financial risks
Concentration risk
The Group’s exposure to and mitigation of concentration risk is explained within the “investment” and ”treasury and funding” sections in the Risk section. Quantitative data 
regarding the concentration risk of the portfolio across geographies can be found in note 1, segmental analysis. 

Credit risk
The Group is subject to credit risk on its loans, receivables, cash and deposits. The Group’s cash and deposits are held with a variety of counterparties with circa 45% of 
the Group’s surplus cash held on demand in AAA Liquidity funds. The balance is held on short-term deposit with 3i’s relationship banks. The credit quality of loans and 
receivables within the investment portfolio is based on the financial performance of the individual portfolio companies. For those assets that are not past due it is believed 
that the risk of default is small and that capital repayments and interest payments will be made in accordance with the agreed terms and conditions of the Group’s 
investment. Where the portfolio company has failed or is expected to fail in the next 12 months, the Group’s policy is to record a provision for the full amount of the loan. 
Loan impairments are made when the valuation of the portfolio company implies non-recovery of all or part of the Group’s loan investment. In these cases an appropriate 
loan impairment is recorded to reflect the valuation shortfall. Further information on how credit risk is managed is given in the Risk section. In accordance with IFRS 7, the 
amounts shown as past due represent the total credit exposure, not the amount actually past due.

Loans and receivables before provisions and impairments

Provisions on investments that have failed 

or are expected to fail in the next 12 months

Impairments where the valuation of the portfolio
company implies non-recovery of all or part of 
the Group’s loan investment 

Total 

Loans and receivables before provisions and impairments 

Provisions on investments that have failed 

or are expected to fail in the next 12 months 

Impairments where the valuation of the portfolio 
company implies non-recovery of all or part of  
the Group’s loan investment 

Total 

Movements on loan impairments and provisions are shown below.

Balance as at 31 March 2008 

Other movements 

Charged to income statement in year 

Balance as at 31 March 2009 

Other movements 

Credited to income statement in year1 

Balance as at 31 March 2010 

Group 
2010 

not past 
due 
£m

1,541

Group 
2010 
up to 
12 months 
past due 
£m

146

Group 
2010 
more than 
12 months 
past due 
£m

Group 
2010 

Company 
2010 

Total 
£m

52

1,739

not past 
due 
£m

319

(20)

(7)

(2)

 (29)

(12)

(246)

1,275

(64)

75

(13)

37

(323)

1,387

(55)

252

Group  
2009 

not past 
due 
£m 

1,749

Group 
2009 
up to 
12 months 
past due 
£m 

415

Group 
2009 
more than 
12 months 
past due 
£m 

Group 
2009 

Company
2009 

Total 
£m 

82

2,246

not past 
due 
£m 

401

(37)

(3)

(6)

(46)

(13)

(421)

1,291

(280)

132

(30)

46

(731)

1,469

(158)

230

Group 
Provisions 
£m 

Group 
Impairments 
£m 

(85) 

85 

(46)

(46)

17

–

(71)

175

(835)

 (731)

324

84

Group 
Total 
£m 

(156)

260

(881)

 (777) 

341

84

Company 
2010 
up to 
12 months 
past due 
£m

Company  
2010 
more than 
12 months 
past due 
£m

57

(6)

(3)

48

25

(2)

(10)

13

Company 
2009 
up to 
12 months 
past due 
£m 

Company 
2009 
more than 
12 months 
past due 
£m 

99

(3)

(48)

48

55

(6)

(24)

25

Company 
2010 

Total 
£m

401

(20)

(68)

313

Company 
2009 

Total 
£m

555

(22)

(230)

303

Company 
Provisions 
£m 

Company 
Impairments 
£m

Company 
Total 
£m

(44)

33

(11)

(22) 

2

–

(66)

77

(241)

(230) 

114

48

(68)

(110)

110

(252)

(252)

116

48

(88)

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

(29)

(323)

(352)

(20)

1  Included within impairments for the Group and Company is a £45 million value increase for variable funding notes relating to the Debt Warehouse (2009: £112 million decrease).

3i Group plc  

Report and accounts 2010

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements   Notes to the financial statements

114114

17 Financial risk management (continued)
Liquidity risk
Further information on how liquidity risk is managed is provided in the Risk section. The table below analyses the maturity of the Group’s gross contractual liabilities.

Financial liabilities 

As at 31 March 2010 

Gross commitments:

Fixed loan notes 

Variable loan notes 

Convertible bond 2011  
  £430 million 3.625% 

Committed multi-currency facility 

Euro commercial paper 

Interest rate swaps 

Equity element of convertible bond

Carried interest payable within  
  one year

Total 

Group
due within 
1 year 
£m 

Group
due between 
1 and 2 years 
£m 

Group 
due between 
2 and 5 years 
£m 

Group 
due greater 
than 5 years 
£m 

 Group  

Total 
£m 

Company 
due within 
1 year 
£m 

Company 
due between 
1 and 2 years 
£m 

Company
due between 
2 and 5 years 
£m 

Company
due greater 
than 5 years
£m 

Company 

Total
£m

 91

17

11

7

92

19

–

 70

307

88

19

396

7

–

10

–

–

193

732

–

307

–

8

–

–

1,436

–

–

–

–

7

–

–

1,808

768

407

321

 92

44

–

70

91

17

11

3

92

19

–

–

88

19

396

3

–

10

–

–

193

732

–

61

–

8

–

–

1,436

–

–

–

–

 7

–

–

1,808

768

407

67

92

44

–

–

520

1,240

1,443

3,510

233

516

994

1,443

3,186

In the year to 31 March 2010, the Group closed out its remaining currency swaps and forward foreign exchange contracts. An analysis of gross amounts receivable and 
payable under currency swaps and forward foreign currency contracts as at 31 March 2009 can be found in the 3i Group plc report and accounts 2009.

Financial liabilities

As at 31 March 2009 

Gross commitments:

Fixed loan notes 

Variable loan notes 

Convertible bond 2011 
£430 million 3.625% 

Committed multi-currency facility 

Euro commercial paper 

Interest rate swaps 

Equity element of convertible bond

Carried interest payable within  
  one year

Total 

Group
due within 
1 year 
£m 

Group
due between 
1 and 2 years 
£m 

Group 
due between 
2 and 5 years 
£m 

Group 
due greater 
than 5 years 
£m 

Group  

Total 
£m 

Company 
due within 
1 year 
£m 

Company 
due between 
1 and 2 years 
£m 

Company
due between 
2 and 5 years 
£m 

Company
due greater 
than 5 years
£m 

Company 

Total
£m

41 

142 

15 

7 

240 

10 

 – 

 61 

516 

76 

21 

15 

349 

–

14 

– 

– 

475 

184 

691 

438 

– 

 –

11 

2 

– 

1,161 

1,462 

– 

– 

– 

 –

8 

– 

– 

854 

468 

356 

 240 

43 

2 

61 

1,326 

1,169 

3,486 

41 

142 

15 

2 

240 

10 

– 

61 

511 

76 

21 

15 

73 

–

14 

– 

– 

199 

184 

691 

438 

– 

– 

11

2 

– 

1,161

– 

– 

– 

– 

 8 

– 

– 

1,462

854

468

75

240

43

2

61

1,326 

1,169 

3,205

Market risk
The valuation of the Group’s investment portfolio is largely dependent on the underlying trading performance of the companies within the portfolio but the valuation and 
other items in the financial statements can also be affected by interest rate, currency and quoted market fluctuations. The Group’s sensitivity to these items is set out 
below.

(i) Interest rate risk
Further information on how interest rate risk is managed is provided in the Risk section. The direct impact of a movement in interest rates is relatively small. An increase of 100 
basis points would lead to an approximate exposure of £4 million (2009: £5 million) for the Group and £1 million (2009: £3 million) for the Company. This exposure arises 
principally from changes in interest payable and receivable on floating rate and short-term instruments and changes in the fair value of interest rate derivatives held at the year 
end. In addition the Group and Company have indirect exposure to interest rates through changes to the financial performance of portfolio companies caused by interest rate 
fluctuations.

3i Group plc  

Report and accounts 2010

115

17 Financial risk management (continued)
(ii) Currency risk
Further information on how currency risk is managed is provided in the Risk section. The Group’s net assets in Euro, US dollar, Swedish krona, Indian rupee, Swiss franc 
and all other currencies combined is shown in the table below. This sensitivity analysis is based on the sensitivity of the Group and Company’s net assets to movements in 
foreign currency exchange rates. The Group manages currency risk on a consolidated basis.

Net assets 

Sensitivity analysis

Assuming a 5% movement in exchange rates against sterling:

Impact on exchange movements in the statement of 
comprehensive income 

Impact on the translation of foreign operations in  

other comprehensive income 

Total 

Net assets 

Sensitivity analysis

Impact on exchange movements in the statement of 

comprehensive income assuming a 5% movement in 
exchange rates against sterling 

Net assets 

Sensitivity analysis

Assuming a 5% movement in exchange rates against sterling:

Impact on exchange movements in the statement of 
comprehensive income

Impact on the translation of foreign operations in  

other comprehensive income 

Total 

Net assets 

Sensitivity analysis

Impact on exchange movements in the statement of 

comprehensive income assuming a 5% movement in 
exchange rates against sterling 

Group 
2010  
Sterling  
£m 

 1,836

Group  
2010  
Euro  
£m 

436

Group  
2010 
US dollar 
£m 

575

n/a

n/a

n/a

68

81

(44)

24

(52)

29

Company 
2010 
Sterling 
£m 

1,558 

Company 
2010 
Euro 
£m

606

Company 
2010 
US dollar 
 £m 

852

Group 
2010 
Swedish  
 krona 
£m 

(113)

14

(9)

5

Company 
2010 
Swedish 
krona 
£m

125

45

45

7

7

 Group  
2010  
Indian rupee 
£m 

Group 
2010 
Swiss franc 
£m

94

(27)

 Group  
2010  
Other 
 £m 

267

Group 
2010 
Total 
£m

3,068

–

5

5

–

1

1

3

4

7

166

(95)

71

Company 
2010 
Indian rupee 
 £m 

Company 
2010 
Swiss franc 
£m 

–

–

–

2

–

–

Company
2010 
Other 
£m 

45

Company
2010
Total
£m

3,188

2

2

85

85

Group  
2009 
US dollar 
£m 

707 

Group 
2009 
Swedish  
 krona 
£m 

 Group  
2009  
Indian rupee 
£m 

Group 
2009 
Swiss franc 
£m

(75) 

97 

(8) 

 Group  
2009  
Other 
 £m 

215 

Group 
2009 
Total 
£m

1,862

 58 

107 

(11) 

(2) 

30 

(46) 

12 

(79) 

28 

10 

(1) 

7 

5 

(30) 

– 

n/a 

n/a 

– 

182

(138)

44

Company 
2009 
Sterling 
£m 

1,007 

Company 
2009 
Euro 
£m

390 

Company 
2009 
US dollar 
 £m 

912 

Company
2009 
Swedish 
krona 
£m

19 

Company 
2009 
Indian rupee 
 £m 

Company 
2009 
Swiss franc 
£m 

– 

(147) 

Company
2009 
Other 
£m 

97

Company
2009
Total
£m

 2,278

n/a 

14 

40 

5 

– 

(8) 

7

58

31

31

Group  
2009  
Euro  
£m 

176 

n/a

n/a

Group 
2009  
Sterling  
£m 

750 

n/a

n/a 

n/a 

(iii) Price risk – market fluctuations
Further information about the management of price risk, which arises principally from quoted and unquoted equity investments, is provided in the Risk section. A 5% 
change in the fair value of those investments would have the following direct impact on the statement of comprehensive income:

Group 

Company 

2010 
Quoted 
equity 
£m

16

16

2010 
Unquoted 
equity 
 £m 

91

21

2010 

Total 
£m

107

37

2009
Quoted 
equity 
 £m 

30 

28 

2009
Unquoted 
equity 
£m 

96

33 

2009

Total
£m

126

61

In addition, other price risk arises from carried interest balances and the derivative element of the convertible bonds.

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Financial statements   Notes to the financial statements

116116

18 Derivative financial instruments

Current assets

Forward foreign exchange contracts 

Call options 

Current liabilities

Forward foreign exchange contracts 

Currency swaps 

Interest rate swaps

Derivative element of convertible bonds

Call options 

Group 
2010 
£m 

Group 
2009 
£m 

Company 
2010 
£m 

Company
2009
£m

 –

 –

 –

–

–

(52)

 –

 –

7 

3

10 

(2) 

 (46)

 (59) 

(3) 

(2)

 –

–

 –

–

– 

 (52)

 –

 –

7

3

10

(2)

(46)

(59)

(3)

(2)

(52)

(112)

 (52)

(112)

Forward foreign exchange contracts and currency swaps
In the year to 31 March 2010, the Group closed out its remaining currency swaps and forward foreign exchange contracts. The Group is maintaining its policy of only 
using core currency borrowings to hedge the investment portfolio.

In previous years the contracts entered into by the Group were principally denominated in the currencies of the geographic areas in which the Group operates. The fair 
value of these contracts was recorded in the balance sheet and was determined by discounting future cash flows at the prevailing market rates at the balance sheet date. 
No contracts were designated as hedging instruments, as defined in IAS 39, and consequently all changes in fair value were taken to the statement of comprehensive 
income.

At the balance sheet date there were no notional amounts of outstanding forward foreign exchange contracts:

Currency swaps 

Forward foreign exchange contracts 

2010
£m 

 –

–

–

2009
£m

259

198

457

Interest rate swaps
The Group uses interest rate swaps to manage its exposure to interest rate movements on its interest-bearing loans and borrowings. The fair value of these contracts is 
recorded in the balance sheet and is determined by discounting future cash flows at the prevailing market rates at the balance sheet date. No contracts are designated as 
hedging instruments, as defined in IAS 39, and consequently all changes in fair value are taken to the statement of comprehensive income.

At the balance sheet date, the notional amount of outstanding interest rate swaps is as follows:

Variable rate to fixed rate 

Variable rate to variable rate 

2010
£m 

605

150

755

2009
£m

634

150

784

The Group does not trade in derivatives. In general, derivatives held hedge specific exposures and have maturities designed to match the exposures they are hedging. It is  
the intention to hold both the financial instruments giving rise to the exposure and the derivative hedging them until maturity and therefore no net gain or loss is expected  
to be realised.

The derivatives are held at fair value which represents the replacement cost of the instruments at the balance sheet date. Movements in the fair value of derivatives are 
included in the statement of comprehensive income. In accordance with the fair value hierarchy described in note 13, derivative financial instruments are measured using 
Level 2 inputs.

3i Group plc  

Report and accounts 2010

117

19 Loans and borrowings

Loans and borrowings are repayable as follows:

Within one year 

In the second year 

In the third year 

In the fourth year 

In the fifth year 

After five years 

Principal borrowings include:

Group 
2010 
£m

 125

 33

 726

 268

50

 887

Group
2009 
 £m

 Company 
2010
 £m 

Company
2009
£m

349 

379 

35

500 

279 

600 

125

 33

 483

 268

50

 887

 349

108

35

500

279

600

 2,089

2,142 

 1,846

1,871

Rate 

Maturity 

Group 
2010 
£m

Group 
2009
 £m 

Company 
2010
£m 

Company
2009
£m

Issued under the £2,000 million note issuance programme

Fixed rate

£200 million notes (public issue) 

£400 million notes (public issue) 

€350 million notes (public issue) 

Other 

Variable rate

6.875% 

5.750% 

5.625%

2023 

2032 

2017

€500 million notes (public issue) 

EURIBOR+0.200% 

2012 

Other 

Committed multi-currency facilities

£150 million 

£100 million

£486 million 

£200 million

Other

Euro commercial paper 

Finance lease obligations 

Total loans and borrowings 

LIBOR+0.175% 

 LIBOR+3.00%

LIBOR+1.5938% 

LIBOR+3.75%

2010

2012

2012

2014

 200

 375

312

99

 436

 268

200 

400 

– 

105 

465 

389 

 200

 375

 312

99

 436

 268

200

400

–

105

465

389

 1,690

1,559 

 1,690

1,559

 –

92

165

50

 307

 92

 –

 92

143 

–

200 

–

343 

239 

1 

240 

 –

14

–

50

64

 92

 –

 92

73

–

–

–

73

239

–

239

 2,089

2,142 

 1,846

1,871

The £150 million multi-currency facility was re-negotiated to £100 million with the maturity date extended from 2010 to 2012. 

The £92 million liability on the £100 million multi-currency facility represents a 1 billion Swedish krona drawing re-translated at the year end exchange rate. The undrawn 
commitment fee on the £100 million committed bilateral facility is 50% of the margin.

The £486 million multi-currency facility was refinanced in the year by way of a £300 million forward start facility, which extended the repayment maturity from 2010 to 
2012. The undrawn commitment fee on the £300 million forward start facility is 50% of the margin. The rate will be LIBOR + 300 basis points.

During the year a new £200 million multi-currency facility was agreed with Lloyds Bank and matures in November 2014. £50 million of this facility was drawn at 31 
March 2010. This facility has an undrawn commitment fee of 50% of the margin.

The Group is now subject to a financial covenant relating to its Asset Cover Ratio; defined as total assets (including cash) divided by gross debt. The Asset Cover Ratio 
limit is 1.35 at 31 March 2010 increasing to 1.45 from September 2011, the Asset Cover Ratio at 31 March 2010 is 2.35.

All of the Group’s borrowings are repayable in one instalment on the respective maturity dates. None of the Group’s interest-bearing loans and borrowings are secured 
on the assets of the Group. The fair value of the loans and borrowings is £1,959 million (2009: £1,922 million), determined where applicable with reference to their 
published market price.

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Financial statements   Notes to the financial statements

118118

20 Convertible bonds

Opening balance 

Amortisation on €550 million convertible

Amortisation on £430 million convertible 

Exchange movements on €550 million convertible 

Repayments during the year 

New borrowings during the year

Repurchase during the year

Closing balance 

Group 
2010
£m 

384

 –

 21

 –

 –

 –

(42)

 363

Group 
2009 
£m 

 433 

4

16 

(3) 

(434) 

368

–

384 

Company 
2010 
£m 

 384

Company
2009
£m

433

 –

 21

 –

 –

 –

(42)

 363

4

16

(3)

(434)

368

–

384

On 29 May 2008 a £430 million three year 3.625% convertible bond was raised. The derivative element of the £430 million convertible bond is cash settled. The Group 
share price on issue was £8.86 and the conversion price for bondholders was £11.32. Following the rights issue the conversion price for bondholders reduced to £7.51.

On issue, part of the proceeds was recognised as a derivative financial instrument and the remaining amount recognised as a loan held at amortised cost with an effective 
interest rate of 8.5%. The fair value of the loan at 31 March 2010 was £391 million (2009: £341 million), determined by its published market price and classified as 
Level 1 in the fair value hierarchy.

As at 30 April 2010, the Group announced the intention to cancel £145 million convertible bonds. Further details can be found in note 34, post balance sheet events.

21 B shares

Opening balance 

Repurchased and cancelled 

Closing balance 

On 10 August 2009 the Company repurchased and subsequently cancelled 4,670,975 B shares.

22 Subordinated liabilities

Subordinated liabilities are repayable as follows:

After five years 

Group
2010 
£m 

 12

(6)

 6

 Group 
2009 
£m 

Company 
2010 
£m 

Company
2009
£m

21 

(9) 

12 

 12

 (6)

 6

21

(9)

12

Group 
2010 
£m 

Group
2009
£m

–

7

Subordinated liabilities comprised limited recourse funding from Kreditanstalt für Wiederaufbau (“KfW”), a German federal bank. Repayment of the funding, which 
individually financed investment assets, was dependent upon the disposal of the associated assets. This funding was subordinated to other creditors of the German 
subsidiaries to which these funds were advanced and in certain circumstances became non-repayable should assets fail. The associated assets were disposed of during 
the year to 31 March 2010.

There were no subordinated liabilities for the Company (2009: £nil).

23 Trade and other payables

Other accruals 

Amounts due to subsidiaries 

Group 
2010 
£m 

176 

–

176 

Group 
2009
£m 

255 

– 

255

Company 
2010
£m 

Company
2009
£m

29

357

386

144

214

358

3i Group plc  

Report and accounts 2010

119

24 Provisions

Opening balance

Charge for the year 

Utilised in the year 

Closing balance 

Opening balance 

Charge for the year 

Utilised in the year 

Closing balance 

Group
2010 
Property 
£m 

Group
2010
Redundancy 
£m 

 10

5

(3)

12

13

4

(12)

5

Group 
2009 
Property 
£m 

Group 
2009 
Redundancy 
£m 

7

7 

(4)

10

7

11

(5)

13

Group
2010
Total
£m

23

9

(15)

17

Group
2009
Total
£m

14

18

(9)

23

The provision for redundancy relates to staff reductions announced prior to 31 March 2010. Most of the provision is expected to be utilised in the next year.

The Group has a number of leasehold properties whose rent and unavoidable costs exceed the economic benefits expected to be received. These costs arise over the 
period of the lease, and have been provided for to the extent they are not covered by income from subleases. The leases covered by the provision have a remaining term 
of up to 15 years.

25 Issued capital

Authorised*

Ordinary shares of 7319/22p

B shares of 1p 

Unclassified shares of 10p 

2010 
Number 

 1,102,899,402

660,000,000

1,000,000

2010 
£m

815

2009
Number

555,076,720

7

660,000,000

0.1

1,000,000

2009
£m

410

7

0.1

* The concept of authorised share capital was abolished by the Companies Act 2006 with effect from 1 October 2009. The previous authorised share capital remains a limit on the Directors’ authority to allot shares until altered 
by shareholders in general meeting.

Issued and fully paid

Ordinary shares of 7319/22p 

Opening balance

Issued under employee share plans

Nine for seven rights issue

Issue for acquisition of assets of 3i Quoted Private Equity plc

Closing balance

2010 
Number

2010 
£m

2009
Number

383,970,880

6,745,260

542,060,391

37,604,945

970,381,476

284

382,741,094

5

400

28

1,229,786

–

–

717

383,970,880

284

2009
£m

283

1

–

–

During the year to 31 March 2010, no options to subscribe for ordinary shares were exercised. Issued under employee share plans includes 6,380,198 ordinary shares 
subscribed by employees under the Employee Share Investment Plan in June 2009.

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

3i Group plc  

Report and accounts 2010

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
 
Financial statements   Notes to the financial statements

On 12 June 2009, 3i Group plc raised £699 million net of £33 million of expenses by way of a rights issue.

120120

26 Equity
Year to 31 March 2010 

Group 

Total equity at the start of the year

Profit for the year

Exchange differences on translation 

of foreign operations

Actuarial loss

Total comprehensive income for  

the year

Share based payments

Own shares

Release on forfeiture of share 

options

Ordinary dividends

Issue of ordinary shares

Total equity at the end of the year

Year to 31 March 2009 

Group 

Total equity at the start of the year

(Loss)/profit for the year

Exchange differences on translation 

of foreign operations

Revaluation of own-use property

Actuarial loss

Total comprehensive income for  

the year

Equity settled call option

Share based payments

Own shares

Release on exercise/forfeiture of  

share options

Ordinary dividends

Issue of ordinary shares

Total equity at the end of the year

Year to 31 March 2010 

Company 

Total equity at the start of the year

Profit for the year

Revaluation of own-use property

Share 
Capital 
£m 

284

Share 
Premium 
£m 

405

Capital
redemption
reserve 
£m

Share-based 
payment 
reserve 
 £m

Translation
reserve 
 £m

42

20

 (179)

324

Revenue 
reserve 
 £m 

394

97

 Capital 
reserve 
 £m

968

57

(71)

Other
reserves 
£m

Own shares 
 £m 

Total equity
£m

5

 (77)

1,862

154

324

(71)

 –

–

 –

–

9

(5)

324

(14)

97

–

–

407

5

(9)

(9)

9

(9)

–

(9)

808

433

 717

374

779

1

43

24

145

959

482

5

(86)

3,068

Share 
Capital 
£m 

283

Share 
Premium 
£m 

397

Capital
redemption
reserve 
£m

Share-based 
payment 
reserve 
 £m

42

21

Translation
reserve 
 £m

11

 Capital 
reserve 
 £m

3,026

(2,047)

Revenue 
reserve 
 £m 

359

99

Other
reserves 
£m

–

Own shares 
 £m 

Total equity
£m

(82)

4,057

–

–

–

(190)

(4)

(8)

(190)

(2,059)

99

–

5

1

(64)

–

3

(4)

1

284

8

405

42

20

(179)

968

394

5

(77)

1,862

(1,948)

(190)

(4)

(8)

–

(2,150)

2

3

5

3

2

–

(64)

9

Share 
Capital 
£m 

284

Share 
Premium 
£m 

405

Capital 
redemption 
reserve 
£m 

Share-based
payment 
reserve 
£m 

42

20

Capital 
reserve
£m 

1,256

72

72

Revenue 
reserve 
£m 

266

39

39

(9)

–

20

1,328

296

Other 
reserves 
£m 

5

–

5

Total
equity
£m

2,278

111

–

111

(9)

808

3,188

Total comprehensive income for the year

–

–

Ordinary dividends

Issue of ordinary shares

Total equity at the end of the year

433

717

374

779

–

1

43

3i Group plc  

Report and accounts 2010

 
 
 
 
 
 
 
 
 
 
 
 
 
Other 
reserves 
£m 

–

–

5

Total
equity
£m

3,930

(1,602)

(3)

(1,605)

5

3

–

(64)

9

121

26 Equity (continued)
Year to 31 March 2009  

Company 

Total equity at the start of the year

(Loss)/profit for the year

Revaluation of own-use property

Share 
Capital 
£m 

283

Share 
Premium 
£m 

397

Capital 
redemption 
reserve 
£m 

Share-based
payment 
reserve 
£m 

42

21

Capital 
reserve
£m 

2,877

(1,622)

(3)

Revenue 
reserve 
£m 

310

20

Total comprehensive income for the year

–

–

–

–

(1,625)

20

Equity settled call option

Share based payments

Release on exercise/forfeiture of share options

Ordinary dividends

Issue of ordinary shares

Total equity at the end of the year

1

284

8

405

3

(4)

4

(64)

42

20

1,256

266

5

2,278

Capital redemption reserve
The capital redemption reserve is established in respect of the redemption of the Company’s ordinary shares.

Share-based payment reserve
The share-based payment reserve is a reserve to recognise those amounts in retained earnings in respect of share-based payments.

Translation reserve
The translation reserve comprises all exchange differences arising from the translation of the financial statements of international operations.

Capital reserve
The capital reserve recognises all profits that are capital in nature or have been allocated to capital. These profits are not distributable by way of dividend.

Revenue reserve
The revenue reserve recognises all profits that are revenue in nature or have been allocated to revenue.

27 Own shares

Opening cost 

Additions 

Disposals 

Closing cost 

2010 
£m 

 77

 11

 (2)

 86

2009
£m

82

–

(5)

77

Own shares consists of shares in 3i Group plc held by the 3i Group Employee Trust. As at 31 March 2010 the Trust held 19,758,485 shares in 3i Group plc (2009: 
10,259,767). The market value of these shares at 31 March 2010 was £58 million (2009: £28 million). The Trust is funded by an interest-free loan from 3i Group plc.

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

3i Group plc  

Report and accounts 2010

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
 
 
Financial statements   Notes to the financial statements

122122

28 Per share information
On 28 April 2009, 3i Group plc acquired the assets of 3i Quoted Private Equity plc (3i QPEP) through a solvent liquidation of the company. The Group paid £110 million 
in cash and issued 37.6 million 3i Group shares to 3i QPEP shareholders in exchange for £220 million of cash and quoted assets with a value of £147 million. The Group 
paid 50p in cash and 0.1706 of new 3i Group shares for each 3i QPEP share. The earnings per share comparative has been adjusted by a rate of 0.98, being the ratio 
between the theoretical ex-transaction price and the closing share price prior to the transaction.

Through the rights issue on 12 June 2009, 3i Group plc issued 542 million new ordinary shares at 135p per new ordinary share on the basis of nine new ordinary shares 
for every seven ordinary shares held. Prior period comparatives for EPS have been adjusted by a factor of 0.6227 to reflect the bonus element inherent in the rights issue. 
The factor is calculated based on the pre-issue price of 410p, the price on the last day the shares traded cum-rights. The NAV per share comparatives have been restated 
by adjusting the comparative NAV by the net assets and the number of shares relating to the 3i QPEP transaction, by £90 million and 37.6 million respectively. The 
adjustment factor of 0.6227 has then been applied to this adjusted NAV per share to derive the restated figure.

The earnings and net assets per share attributable to the equity shareholders of the Company are based on the following data:

Earnings per share (pence)

Basic

Diluted

Earnings (£m)

Profit/(Loss) for the year attributable to equity holders of the Company

Weighted average number of shares in issue

Ordinary shares

Own shares

Impact of rights issue bonus element and 3i QPEP bonus element

Effect of dilutive potential ordinary shares

  Share options2

Diluted shares

Net assets per share (£)

Basic

Diluted

Net assets (£m)

Net assets attributable to equity holders of the Company

March 2010

March 20091

17.2

17.1

(318.7)

(318.7)

154

(1,948)

March 2010

March 20091

910,689,107

383,495,547

(16,310,231)

(10,465,956)

894,378,876

373,029,591

238,239,213

5,026,956

–

899,405,832

611,268,804

March 2010

March 20091

3.23

3.21

2.96

2.94

3,068

1,862

1  Restated to reflect the impact of the bonus element of the rights issue and the solvent liquidation of 3i QPEP. The net assets used to calculate the NAV per share comparatives include £90 million relating to the 37.6 million  

shares issued following the 3i QPEP transaction. 

2  The potential effect of share options is excluded from the 2009 dilution calculation for the period, as the impact is anti-dilutive.

3i Group plc  

Report and accounts 2010

 
123

28 Per share information (continued)

Number of shares in issue

Ordinary shares 

Own shares 

Impact of rights issue bonus element and 3i QPEP

Effect of dilutive potential ordinary shares

Share options 

Impact of rights issue bonus element and 3i QPEP

Diluted shares 

2010 
Number 

2009
Number

970,381,476

383,970,880

(19,758,485)

(10,259,767)

950,622,991

373,711,113

286,821,345

950,622,991

660,532,458

6,607,673

1,399,354

893,712

957,230,664

662,825,524

NAV per share reconciliation adjusted for share issues
The nine for seven rights issue completed on 12 June 2009 and the acquisition of the assets of 3i QPEP through the issue of 37.6 million new shares has resulted in the 
opening NAV per share not being directly comparable with the closing NAV per share. The following table illustrates the impact of these share issues on the opening NAV  
per share.

Group basic NAV per share
31 March 2009 reported position

Impact of 3i QPEP acquisition

Impact of nine for seven rights issue1,4

31 March 2009 adjusted for share issues

Other movements2

Total comprehensive income in the year

Group diluted NAV per share
31 March 2009 reported position

Impact of 3i QPEP acquisition

Impact of nine for seven rights issue1,4

31 March 2009 adjusted for share issues

Other movements including the increase in dilutive shares in the year3

Total comprehensive income in the year

Net assets
£m

1,862

90

1,952

699

2,651

10

2,661

407

3,068

Net assets
£m

1,862

90

1,952

699

2,651

10

2,661

407

3,068

Number
of shares

373,711,113

37,604,945

411,316,058

536,306,211

947,622,269

3,000,722

950,622,991

950,622,991

950,622,991

Number
of shares

375,110,467

37,604,945

412,715,412

536,306,211

949,021,623

8,209,041

957,230,664

957,230,664

957,230,664

Basic 
NAV per
share impact
£

4.98

(0.23)

4.75

(1.94)

2.81

(0.01)

2.80

0.43

3.23

Diluted 
NAV per
share impact
£

4.96

(0.23)

4.73

(1.94)

2.79

(0.01)

2.78

0.43

3.21

1  The number of shares included within the impact of the nine for seven rights issue includes 542,060,391 ordinary shares issued less 5,754,180 ordinary shares issued to the 3i Group Employee Trust as part of the rights  

issue, which are included in our own shares and deducted from the number of ordinary shares issued when calculating basic and diluted NAV per share. 

2  Other movements relate to employee share incentive plans and dividends. 
3  Includes (2) above and additional dilutive share options. 
4  Net proceeds of the nine for seven rights issue were £732 million gross proceeds, less £33 million of costs.

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
 
Financial statements   Notes to the financial statements

124124

29 Dividends

Declared and paid during the year

Ordinary shares

Final dividend 

Interim dividend 

Proposed final dividend 

1  Restated to reflect impact of the bonus element of the rights issue and the solvent liquidation of 3i QPEP.

30 Operating leases
Leases as lessee
Future minimum payments due under non-cancellable operating lease rentals are as follows:

Less than one year 

Between one and five years 

More than five years 

2010 
pence 
per share 

2010 
£m 

2009
pence 
per share1 

2009
£m

– 

 1.0

1.0

2.0

Group 
2010 
£m 

11

 33

 30

 74

–

9

9

19

6.7 

3.8 

10.5 

– 

41

23

64

–

Group 
2009 
£m 

Company 
2010 
£m 

Company
2009
£m

14 

37 

37 

88

–

 –

 –

 –

–

–

–

–

The Group leases a number of its offices under operating leases. None of the leases include contingent rentals.

During the year to 31 March 2010, £13 million (2009: £15 million) was recognised as an expense in the statement of comprehensive income in respect of operating 
leases. £1 million (2009: £1 million) was recognised as income in the statement of comprehensive income in respect of subleases. The Group has £3 million of future 
sublease income receivable under non-cancellable subleases.

Group
2010 
due 
within
one year 
£m 

 204

Group
2009 
due 
within
one year 
£m 

331 

Company
2010 
due 
within
one year 
£m 

 61

Company
2009 
due 
within
one year 
£m 

143 

Group 
2010 
 due 
2-5 years 
£m 

1

Group
2010
due
over 5 years 
£m 

–

Group 
2009 
 due 
2-5 years 
£m 

57 

Group
2009
due
over 5 years 
£m 

2 

Company 
2010 
 due 
2-5 years 
£m 

–

Company
2010
due
over 5 years 
£m 

–

Company 
2009 
 due 
2-5 years 
£m 

31

Company
2009
due
over 5 years 
£m 

2

Total
£m

205

Total
£m

390

Total
£m

61

Total
£m

176

31 Commitments

Equity and loan investments 

Equity and loan investments 

Equity and loan investments 

Equity and loan investments 

Commitments represent guarantees or commitments made by the Group and Company to portfolio companies.

3i Group plc  

Report and accounts 2010

125

32 Contingent liabilities

Contingent liabilities relating to guarantees available to third parties in respect of investee companies 

Group 
2010 
£m 

 5

Group 
2009 
£m 

6

Company 
2010
£m 

 –

Company
2009
£m

1

The Company has guaranteed the payment of principal and interest on amounts drawn down by 3i Holdings plc under the £100 million bilateral facility, £486 million and  
£200 million revolving credit facilities. At 31 March 2010, 3i Holdings plc had drawn down £78 million (2009: £72 million) under the first facility and £165 million 
(2009: £200 million) under the second facility.

The Company has provided a guarantee to the Trustees of the 3i Group Pension Plan in respect of liabilities of 3i plc to the Plan. 3i plc is the sponsor of the 3i Group  
Pension Plan.

At 31 March 2010, there was no material litigation outstanding against the Company or any of its subsidiary undertakings.

33 Related parties
The Group has various related parties stemming from relationships with limited partnerships managed by the Group, its investment portfolio, its advisory arrangements 
and its key management personnel. In addition the Company has related parties in respect of its subsidiaries.

Limited partnerships
The Group manages a number of external funds which invest through limited partnerships. Group companies act as the general partners of these limited partnerships  
and exert significant influence over them. The following amounts have been included in respect of these limited partnerships:

Statement of comprehensive income

Carried interest receivable 

Fees receivable from external funds 

Balance sheet 

Carried interest receivable 

Group 
2010 
£m 

 30

47

Group 
2010 
£m 

 75

Group 
2009 
£m 

(3)

53 

Group 
2009 
£m 

44 

Company 
2010 
£m 

Company
2009
£m

 30

–

(3)

–

Company 
2010 
£m 

75

Company
2009
£m

44

The Group partially sold seven seed portfolio investments to the Growth Capital Fund for £96 million in the year.

Investments
The Group makes minority investments in the equity of unquoted and quoted investments. This normally allows the Group to participate in the financial and operating 
policies of that company. It is presumed that it is possible to exert significant influence when the equity holding is greater than 20%. These investments are not equity 
accounted for (as permitted by IAS 28) but are related parties. The total amounts included for these investments are as follows:

Statement of comprehensive income

Realised profit over value on the disposal of investments 

Unrealised profits/(losses) on the revaluation of investments 

Portfolio income 

Balance sheet

Quoted equity investments 

Unquoted equity investments 

Loans and receivables 

Group
2010
 £m 

58

 327

 126

Group 
2010 
 £m

 302

 1,267

 1,264

 Group
2009 
£m

151

(1,372)

138 

Group 
2009 
 £m 

496 

1,224 

1,219 

Company 
2010 
 £m 

Company
2009
£m

19

 136

 41

2

(421)

45

Company 
2010 
£m 

Company
2009
£m

 302

 329

 205

487

502

8

From time to time transactions occur between related parties within the investment portfolio that the Group influences to facilitate the reorganisation or recapitalisation 
of an investee company. There has been no single transaction in the year with a material effect on the Group’s financial statements and all such transactions are fully 
included in the above disclosure.

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

3i Group plc  

Report and accounts 2010

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
 
Financial statements   Notes to the financial statements

126126

33 Related parties (continued)
Advisory arrangements
The Group acts as an adviser to 3i Infrastructure plc, which is listed on the London Stock Exchange, and acted as adviser to 3i Quoted Private Equity plc prior to its solvent 
liquidation. The following amounts have been included in respect of these advisory relationships:

Statement of comprehensive income

Unrealised profits/(losses) on the revaluation of investments 

Fees receivable from external funds

Dividends 

Group
2010 
£m

72

 12

 15

 Group
2009 
 £m 

(47)

19 

17 

 Company 
2010 
£m 

72

12

15

Company
2009
£m

(47)

19

17

The Group entered into two separate transactions with 3i Infrastructure plc during the year. Under the first transaction, 3i Osprey LP sold 1.1% of its interest in Anglian 
Water Group to an unrelated third party. The net proceeds of the sale (£21 million) were distributed to 3i Group in exchange for a reduction of 6.2% in its interest in 
3i Osprey LP. Under the second transaction, 3i Group sold 8.8% of its limited partnership interest in 3i Osprey LP to 3i Infrastructure plc. The net consideration for the 
second transaction was £23 million. As a result of both transactions, 3i Group has been left with a limited partnership interest of 2.3% in 3i Osprey LP.

Balance sheet 

Quoted equity investments 

Group 
2010 
£m 

 300

Group 
2009 
£m

395

Company 
2010 
 £m 

 300

Company
2009
£m

395

Key management personnel
The Group’s key management personnel comprises the members of Management Committee and the Board’s non-executive Directors. The following amounts have been 
included in respect of these individuals:

Statement of comprehensive income

Salaries, fees, supplements and benefits in kind 

Bonuses and deferred share bonuses 

Increase in accrued pension 

Carried interest payable 

Share-based payments 

Termination benefits 

Balance sheet 

Bonuses and deferred share bonuses 

Carried interest payable within one year

Carried interest payable after one year 

Group 
2010 
£m 

Group
2009
£m

4

 8

 –

11

 1

 –

Group 
2010
£m 

 7

 8

 7

 6

1

–

(1)

2

3

Group
2009
£m

1

4

7

Carried interest paid in the year to key management personnel was £6 million (2009: £14 million).

Subsidiaries
Transactions between the Company and its subsidiaries, which are related parties of the Company, are eliminated on consolidation. Details of related party transactions 
between the Company and its subsidiaries are detailed below.

Management, administrative and secretarial arrangements
The Company has appointed 3i Investments plc, a wholly-owned subsidiary of the Company incorporated in England and Wales, as investment manager of the Group.  
3i Investments plc received a fee of £21 million (2009: £39 million) for this service.

The Company has appointed 3i plc, a wholly-owned subsidiary of the Company incorporated in England and Wales, to provide the Company with a range of administrative 
and secretarial services. 3i plc received a fee of £184 million (2009: £143 million) for this service.

Investment entities
The Company makes investments through a number of subsidiaries by providing funding in the form of capital contributions or loans depending on the legal form of the 
entity making the investment. The legal form of these subsidiaries may be limited partnerships or limited companies or equivalent depending on the jurisdiction of the 
investment. The Company receives interest on this funding, amounting in 2010 to £nil (2009: £1 million).

Other subsidiaries
The Company borrows funds from certain subsidiaries and pays interest on the outstanding balances. The amounts that are included in the Company’s statement of 
comprehensive income are £nil (2009: £nil).

3i Group plc  

Report and accounts 2010

127

34 Post balance sheet events
As at 30 April 2010 the Group had purchased a total of £145 million of its convertible bonds on the open market for £148 million. The Group confirmed via RNS 
announcements on 14, 15 and 30 April 2010 that the bonds would be cancelled, leaving the Group with an outstanding convertible bond liability of £285 million at 
maturity. This cancellation has since been confirmed and the impact on the statement of comprehensive income is a £1 million gain.

35 Group entities
Significant subsidiaries

Name 

3i Holdings plc 

3i International Holdings 

3i plc 

3i Investments plc 

3i Europe plc 

3i Nordic plc 

3i Asia Pacific plc 

Country of incorporation 

Issued and fully paid share capital 

Principal activity 

England and Wales 

England and Wales 

England and Wales 

England and Wales 

England and Wales 

England and Wales 

England and Wales 

1,000,000 shares of £1 

2,715,973 shares of £10 

Holding company 

Holding company 

110,000,000 shares of £1 

Services 

10,000,000 ordinary shares of £1 

Investment manager

500,000 ordinary shares of £1 

Investment adviser

500,000 ordinary shares of £1 

Investment adviser

140,000 ordinary shares of £1

Investment adviser

Gardens Pension Trustees Limited 

England and Wales 

100 ordinary shares of £1 

Pension fund trustee

3i Corporation 

USA 

15,000 shares of common stock 
(no par value) 

Investment manager 

3i Deutschland Gesellschaft für 
Industriebeteiligungen mbH 

Germany 

€25,564,594 

Investment manager 

3i Gestion SA 

France 

1,762,500 shares of €10 

Investment manager

Registered office

16 Palace Street
London
SW1E 5JD

375 Park Avenue
Suite 3001
New York
NY 10152, USA

Bockenheimer
Landstrasse 55
60325 Frankfurt am
Main, Germany

3 rue Paul Cezanne
Paris, 75008
France

The list above comprises the principal subsidiary undertakings as at 31 March 2010 all of which were wholly-owned. They are incorporated in Great Britain and registered 
in England and Wales unless otherwise stated.

Each of the above subsidiary undertakings is included in the consolidated accounts of the Group.

As at 31 March 2010, the entire issued share capital of 3i Holdings plc was held by the Company. The entire issued share capital of all the other principal subsidiary 
undertakings listed above was held by subsidiary undertakings of the Company, save that four shares in 3i Gestion SA were held by individuals associated with the Group.

The Directors are of the opinion that the number of undertakings in respect of which the Company is required to disclose information under Schedule 4 to The Large and 
Medium-sized Companies and Groups (Accounts and Reports) Regulations 2008 is such that compliance would result in information of excessive length being given. Full 
information will be annexed to the Company’s next annual return.

Advantage has been taken of the exemption conferred by regulation 7 of the Partnerships (Accounts) Regulations 2008 from the requirements to deliver to the Register 
of Companies and publish the accounts of those limited partnerships included in the consolidated accounts of the Group.

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

3i Group plc  

Report and accounts 2010

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
 
Financial statements

128128

Independent auditor’s report to the members of 3i Group plc

We have audited the financial statements of 3i Group plc for the year ended 31 March 2010 which comprise the Statement of comprehensive income, the Group and 
parent company Statement of changes in equity, the Group and parent company Balance sheets, the Group and parent company Cash flow statements and the related 
notes 1 to 35. The financial reporting framework that has been applied in their preparation is applicable law and International Financial Reporting Standards (IFRSs) as 
adopted by the European Union and, as regards the parent company financial statements, as applied in accordance with the provisions of the Companies Act 2006.

This report is made solely to the Company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been 
undertaken so that we might state to the Company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the 
fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company’s members as a body, for our audit work, 
for this report, or for the opinions we have formed.

Respective responsibilities of directors and auditors
As explained more fully in the Directors’ responsibilities statement set out on page 71, the Directors are responsible for the preparation of the financial statements and  
for being satisfied that they give a true and fair view. Our responsibility is to audit the financial statements in accordance with applicable law and International Standards  
on Auditing (UK and Ireland). Those standards require us to comply with the Auditing Practices Board’s (APB’s) Ethical Standards for Auditors.

Scope of the audit of the financial statements
An audit involves obtaining evidence about the amounts and disclosures in the financial statements sufficient to give reasonable assurance that the financial statements 
are free from material misstatement, whether caused by fraud or error. This includes an assessment of: whether the accounting policies are appropriate to the Group’s 
and the parent company’s circumstances and have been consistently applied and adequately disclosed; the reasonableness of significant accounting estimates made by 
the Directors; and the overall presentation of the financial statements. 

Opinion on financial statements
In our opinion:

–   the financial statements give a true and fair view of the state of the Group’s and of the parent company’s affairs as at 31 March 2010 and of the Group’s profit for the 

year then ended;

–   the Group financial statements have been properly prepared in accordance with IFRSs as adopted by the European Union; 

–   the parent company financial statements have been properly prepared in accordance with IFRSs as adopted by the European Union and as applied in accordance with 

the provisions of the Companies Act 2006; and

–   the financial statements have been prepared in accordance with the requirements of the Companies Act 2006 and, as regards the Group financial statements, Article 4 

of the IAS Regulation.

Opinion on other matters prescribed by the Companies Act 2006
In our opinion:

–   the part of the Directors’ remuneration report to be audited has been properly prepared in accordance with the Companies Act 2006; and

–   the information given in the Directors’ report for the financial year for which the financial statements are prepared is consistent with the financial statements.

Matters on which we are required to report by exception
We have nothing to report in respect of the following:

Under the Companies Act 2006 we are required to report to you if, in our opinion:

–   adequate accounting records have not been kept by the parent company, or returns adequate for our audit have not been received from branches not visited by us; or

–   the parent company financial statements and the part of the Directors’ remuneration report to be audited are not in agreement with the accounting records and 

returns; or

–   certain disclosures of directors’ remuneration specified by law are not made; or

–   we have not received all the information and explanations we require for our audit.

Under the Listing Rules we are required to review:

–   the Directors’ statement, set out on page 72, in relation to going concern; and

–   the part of the Corporate Governance statement relating to the Company’s compliance with the nine provisions of the June 2008 Combined Code specified for  

our review.

Andrew McIntyre (Senior statutory auditor) 
for and on behalf of Ernst & Young LLP statutory auditor 
London 
12 May 2010

3i Group plc  

Report and accounts 2010

129

Portfolio and  
other information

Portfolio valuation – an explanation  
Ten largest investments 
Forty other large investments 
Information for shareholders 
Investor relations and general enquiries 

129-IBC

130
132
134
136
IBC

 
Portfolio and other information

130130

Portfolio valuation – an explanation

Policy 
Our policy is to value 3i’s investment portfolio at fair value and achieve this by valuing individual investments on an appropriate basis using 
a consistent approach across the portfolio. The Group’s valuation policy is owned by the Board and periodically reviewed by the Board’s 
Valuations Committee. The policy ensures that the portfolio valuation complies with all relevant accounting standards and is fully consistent 
with IFRS and  the guidelines issued by the International Private Equity Valuation Board (the “IPEV guidelines”). 

Fair value is defined as “the price at which an orderly transaction would take place between market participants at the reporting date” (IPEV 
guidelines, September 2009). Fair value is therefore an estimate, and as such determining fair value requires the use of judgments. 

Determining enterprise value 
To arrive at the fair value of the Group’s investments, we first estimate the entire value of the Company we have invested in – the enterprise 
value. This enterprise value is determined using one of a selection of methodologies depending on the nature, facts and circumstances of the 
investment. 

Where possible we use methodologies which draw heavily on observable market prices, whether listed equity markets or reported merger 
and acquisition transactions. 

The quoted assets in our portfolio are valued at their closing bid price on the balance sheet date. The majority of the rest of our portfolio, 
however, is represented by unquoted investments. These are valued, in the vast majority of cases, with reference to market comparables, 
or to reported transactions. As unquoted investments are less easily sold than quoted investments, the Group adjusts the estimated 
enterprise value by a marketability or liquidity discount. The marketability or liquidity discount applied has changed in line with the update 
IPEV guidelines, September 2009. The discount is now applied to the total enterprise value, rather than as previously applied to the total 
enterprise value after the deduction of senior debt. This had a £37 million impact on the core portfolio in the year. We apply a higher discount 
rate for investments where there are material restrictions on our ability to sell at a time of our choosing.

The table opposite outlines in more detail the range of valuation methodologies available to us, as well as the inputs and adjustments 
necessary for each. 

Apportioning the enterprise value between 3i, other shareholders and lenders
Once we have estimated the enterprise value using one of the methodologies outlined in the table opposite, the following steps are taken:

1 We subtract the value of any claims, net of free cash balances, that are more senior to the most senior of our investments; 

2  The resulting attributable enterprise value is apportioned to the Group’s investment, and equal ranking investments by other parties, 
according to contractual terms and conditions, to arrive at a fair value of the entirety of the investment. The value is then distributed 
amongst the different loan, equity and other financial instruments in line with IFRS.

3  If the value attributed to a specific loan investment in a company is less than its par or nominal value, a shortfall is implied, which is 

recognised in our valuation. In exceptional cases we may judge that the shortfall is temporary; to recognise the shortfall in such a scenario 
would lead to unrepresentative volatility in our accounts and hence we may choose not to recognise the shortfall. 

Other factors 
In applying this framework, there are additional considerations that are factored into the valuation of some assets:

Impacts from structuring 
Structural rights are instruments convertible into equity or cash at specific points in time or linked to specific events. For example, where a 
majority shareholder chooses to sell and we have a minority interest, we may have the right to a minimum return on our investment.

Debt instruments in particular may have structural rights. In the valuation it is assumed third parties such as lenders or holders of convertible 
instruments fully exercise any rights they might have, and that the value to the Group may therefore be reduced by such rights held by third 
parties. The Group’s own rights are valued on the basis they are exercisable on the reporting date. 

Assets classified as “terminal” 
If we believe a business in which we hold an investment has more than a 50% probability of failing in the 12 months following the valuation 
date, we value the investment on the basis of its expected recoverable amount in the event of failure. This would generally result in the equity 
and loan components of our investment being valued at nil.

3i Group plc  

Report and accounts 2010

131

Methodology

Earnings

Description

Inputs

–   Most commonly used valuation 

methodology

Earnings multiples are applied to the earnings of the 
company to determine the enterprise value. 

–   Used for investments which are 
profitable and for which we can 
determine a set of listed companies 
with similar characteristics

Earnings
–   Reported earnings adjusted for non-recurring items, 
such as restructuring expenses, and for significant 
corporate actions, to arrive at maintainable earnings
–   Most common measure is earnings before interest, 
tax, depreciation and amortisation (“EBITDA”) 

–   Earnings used are latest management accounts for the 
latest 12 months available, unless data from forecasts 
or the latest audited accounts provides a more reliable 
picture of maintainable earnings 

Earnings multiples
–   The earnings multiple is derived from comparable 

listed companies

–   We select companies in the same industry, where 

possible with a similar business model and profile in 
terms of size, products, services and customers, and 
where possible in the same geographic region
–   We track the multiple paid at our initial investment 

against this set of comparable companies, taking into 
account a relative premium or discount where the 
underlying risk and earnings growth rate support that 
relative ranking 

–   We adjust for changes in the relative performance in 

the set of comparables

Quoted

–   Used for investments in listed 

–   Closing bid price at balance sheet date

companies

Imminent sale

–   Used where an asset is in a sales 

–   Contracted proceeds for the transaction, or best 

process, a price has been agreed but 
the transaction has not yet settled

estimate of the expected proceeds

Further round

–   Used for early-stage investments, 
if a third party has made a further 
investment

–  Implied valuation from further investment

Fund

–   Used for investments in  

–  Net asset value reported by the fund manager

unlisted funds

Specific industry metrics –   Used for investments in industries 
which have well defined metrics as 
bases for valuation

–   We create a set of comparable listed companies and 
derive the implied values of the relevant metric
–   We track and adjust this metric as in the case of an 

–   Eg book value for insurance 

earnings multiple

underwriters, or regulated asset 
bases for utilities

–   Comparable companies are selected using the same 
criteria as described for the Earnings methodology

Discounted cash flow

–   Appropriate for businesses with 

long-term stable cash flows, typically 
in infrastructure

–   Long-term cash flows are discounted at a rate which 
is tested against market data, where possible, or 
adjusted from the rate at the initial investment based 
on changes in the risk profile of the investment

Net assets

–   Used for businesses that are loss 

–   Assets are valued at the best estimate of the proceeds 

making, or where the probability of 
liquidation is high

in a liquidation scenario

% of portfolio  
valued on this 
basis

71%

Adjustments

–   A marketability or 
liquidity discount 
is applied to the 
enterprise value, 
typically between 5% 
and 15%, depending 
on the specific 
investment

–   No adjustments or 
discounts applied

–   A discount of typically 
10% is applied to 
reflect the uncertainty 
over the ultimate 
outcome

–   No adjustments or 
discount applied

–   Typically no further 
discount applied in 
addition to that applied 
by the fund manager

–   An appropriate 

discount is applied, 
depending on the 
valuation metric used

–   Discount already 

implicit in the discount 
rate applied to long-
term cash flows – no 
further discounts 
applied

–   A discount is applied to 
reflect the uncertainty 
over the ultimate 
outcome

9%

1%

1%

4%

4%

1%

1%

8%

Other

–   Used where elements of a business 

–   Values of separate elements prepared on one 

–   No further discount 

are valued on different bases

of the methodologies listed above

is applied

For a small proportion of our smaller investments (less than 3% of the portfolio), the valuation is determined by a more mechanistic approach using information from the 
latest audited accounts. Equity shares are valued at the higher of an earnings or net assets methodology. Fixed income shares and loan investments are measured using 
amortised cost and any implied impairment, in line with IFRS.

Consistent with IPEV guidelines, all equity investments are held at fair value using the most appropriate methodology and no investments are held at historical cost. 

3i Group plc  

Report and accounts 2010

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
Portfolio and other information

132132

Ten largest investments

The list below provides information on our ten largest investments in respect of the Group’s holding, excluding any 
managed or advised external funds.

UK

Infrastructure

2007

Quoted

33.2%

£270m

£300m

Singapore

Growth

2006

Industry metric

31.2%

£105m

£149m

3i lnfrastructure plc
Geography: 
Quoted investment 
company, investing in 
infrastructure

Business line: 

First invested in: 

Valuation basis: 

Proportion of equity shares held: 

Residual cost: 

Valuation: 

ACR Capital Holdings Pte Limited
Reinsurance in large 
risk segments

Geography: 

Business line: 

Inspicio Sarl
Global testing 
and inspection

First invested in: 

Valuation basis: 

Proportion of equity shares held: 

Residual cost: 

Valuation: 

Geography: 

Business line: 

First invested in: 

Valuation basis: 

Proportion of equity shares held: 

Residual cost: 

Valuation: 

UK

Buyout

2008

Earnings

38.2%

£133m

£147m

UK

Buyout

2007

Earnings

32.2%

£145m

£144m

US

Growth

2008

Earnings

4.9%

£70m

£128m

Enterprise Group Holdings Limited
Geography: 
UK utilities and public 
sector maintenance 
outsourcing

Business line: 

First invested in: 

Valuation basis: 

Proportion of equity shares held: 

Residual cost: 

Valuation: 

Quintiles Transnational Corporation
Geography: 
Clinical research 
outsourcing solutions

Business line: 

First invested in: 

Valuation basis: 

Proportion of equity shares held: 

Residual cost: 

Valuation: 

3i Group plc  

Report and accounts 2010

3i-infrastructure.com

asiacapitalre.com

inspicioplc.com

enterprise.plc.uk

quintiles.com

133

MWM GmbH
Provider of 
decentralised 
power generation 
systems

Geography: 

Business line: 

First invested in: 

Valuation basis: 

Proportion of equity shares held: 

Residual cost: 

Valuation: 

Foster + Partners1

Architectural 
services

Geography: 

Business line: 

First invested in: 

Valuation basis: 

Proportion of equity shares held: 

Valuation: 

Germany

Buyout

2007

Earnings

41.3%

£69m

£127m

UK

Growth

2007

Earnings

40.0%

£113m

1   The residual cost of this investment cannot be disclosed per a confidentiality agreement in place at 

investment.

Mémora Servicios Funerarias
Funeral service 
provider

Geography: 

Business line: 

First invested in: 

Valuation basis: 

Proportion of equity shares held: 

Residual cost: 

Valuation: 

Spain

Buyout

2008

Earnings

38.1%

£99m

£103m

3i India Infrastructure Holdings Limited
Fund investing in 
Indian infrastructure

Geography: 

Business line: 

India

Infrastructure

mwm.net

fosterandpartners.com

memora.es

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

First invested in: 

Valuation basis: 

Proportion of equity shares held: 

Residual cost: 

Valuation: 

2007

Fund

21.2%

£59m

£99m

There is no website for 3i India Infrastructure Holdings Limited.

Hyva Investments BV
Geography: 
Branded hydraulics for 
commercial vehicles

Business line: 

First invested in: 

Valuation basis: 

Proportion of equity shares held: 

Residual cost: 

Valuation: 

Netherlands

Buyout

2004

Earnings

44.2%

£14m

£98m

3i Group plc  

Report and accounts 2010

hyva.com

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

 
 
 
 
 
 
 
 
 
 
 
 
Portfolio and other information

134134

Forty other large investments

In addition to the ten largest investments shown on pages 132 and 133, detailed below are forty other large investments which are 
substantially all of the Group’s investments valued over £13 million. This does not include 10 investments that have been excluded for 
commercial reasons.

Investment

NORMA Group Holding GmbH
normagroup.com

Description of business

Provider of engineered joining 
technology

Otnortopco AS (Axellia/Alpharma)
alpharma.com

Developer and supplier of specialist 
active pharmaceutical ingredients

Business  
line

Buyout 

Geography

Germany 

First  
invested in

Valuation  
basis

Proportion  
of equity  
shares held

Residual  
cost 
£m

Valuation 
£m

2005 

Earnings 

31.2% 

Buyout 

Norway 

2008 

Earnings 

46.3% 

27 

70 

41 

78 

23 

85 

65 

73 

2 

31 

31 

26

11 

30 

22 

46 

30 

16 

37 

30 

97 

89 

87 

85 

76 

70 

68 

66 

52 

46 

41 

39

38 

37 

36 

34 

33 

31 

31 

29 

Sortifandus, S.L.  
(GES – Global Energy Services)
services-ges.com

Mayborn Group Plc
mayborngroup.com

Navayuga Group
necltd.com

Mold-Masters Luxembourg Holdings 
S.A.R.L.
moldmasters.com

Labco SAS
labco.eu

Cornwall Topco Limited (Civica)
civica.co.uk

Tato Holdings Limited1

Scandferries Holding GmbH (Scandlines)
scandlines.de

Azelis Holding S.A.
azelis.com

Joyon Southside1

Beijing Digital Telecom Co. Limited
dixintong.com

Radius Systems Limited
radius-systems.com

KemFine Oy
kemfine.com

Inspecta Holding Oy
inspecta.fi

Everis Participaciones S.L.
everis.com

Asia Strategic Medtech Holdings 
(Mauritius) Limited (LHI)
lhitechnology.com

Ålö Intressenter AB
alo.se

AES Engineering Limited
aesseal.co.uk

1  No company website available for this investment. 
2  Smaller Minority Investments.

Wind power service provider 

Buyout 

Spain 

2006 

Earnings 

42.8% 

Manufacturer and distributor of  
baby products

Buyout 

 UK 

2006 

Earnings 

37.9% 

Engineering and construction 

Growth 

India 

2006 

Earnings 

10.0% 

Plastic processing technology provider 

Growth 

Canada 

2007 

Earnings 

49.3% 

Clinical laboratories 

Growth 

France 

2008 

Earnings 

12.3% 

Public sector IT and services 

Manufacture and sale of speciality 
chemicals

Buyout 

SMI2 

UK 

UK 

2008 

Earnings 

40.6% 

1990 

Earnings 

26.0% 

Ferry operator in the Baltic Sea 

Buyout 

Germany 

2007 

Other 

22.7% 

Distributor of speciality chemicals, 
polymers and related services

Real estate

Mobile phone retailer 

Manufacture of thermoplastic pipe 
systems for gas and water distribution

Buyout 

Luxembourg 

2007 

Earnings

32.1% 

Growth

Growth 

China

China 

2007

DCF

49.9%

2006 

Earnings 

17.4% 

Buyout 

UK 

2008 

Earnings 

31.6% 

Manufacturer of fine chemicals 

Buyout 

Finland 

2004 

Earnings 

35.0% 

Supplier of testing and inspection 
services

Buyout 

Finland 

2007 

Earnings 

39.2% 

IT consulting business 

Growth 

Spain 

2007 

Earnings 

18.3% 

Medical cable assemblies 

Buyout 

China 

2008 

Earnings 

37.5% 

Manufacturer of front end loaders 

Growth 

Sweden 

2002 

Earnings 

35.2% 

Manufacturer of mechanical seals and 
support systems

Growth 

UK 

1996 

Earnings 

40.8% 

3i Group plc  

Report and accounts 2010

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
135

Investment

RBG Limited
rbgltd.com

Description of business

Oil and gas service provider 

Business  
line

Buyout 

Geography

First  
invested in

Valuation  
basis

Proportion  
of equity  
shares held

Residual  
cost 
£m

Valuation 
£m

UK 

1996 

Earnings 

39.5% 

Periclimenco, SL (Panreac Quimica, S.A.)
panreac.com

Manufacturer of chemicals  
for analysis

Buyout 

Spain 

2005 

Earnings 

27.7% 

DC Druck Chemie GmbH
druckchemie.com

Franklin Offshore International Pte 
Limited
franklin.com.sg

Hobbs Holding No. 1 Limited
hobbs.co.uk

Kneip Communication SA
kneip.com

Soya Concept AS
soyaconcept.com

Boomerang TV, S.A.
grupoboomerangtv.com

Business services 

Buyout 

Germany 

2008 

Earnings 

44.3% 

Manufacture, installation and 
maintenance of mooring and  
rigging equipment

Retailer of women’s clothing  
and footwear

Outsourced publication of  
investment fund data

Growth 

Singapore 

2007 

Earnings 

30.9% 

Buyout 

UK 

2004 

Earnings 

42.2% 

Growth 

Luxembourg 

2007 

Earnings 

42.9% 

Fashion design company 

Growth 

Denmark 

2007 

Earnings 

44.1% 

Production of audiovisual contents 

Growth 

Spain 

2008 

Earnings 

34.1% 

Goromar XXI, S.L. (Esmalglass)
esmalglass.com

Manufacture of frites, glazes and 
colours for tiles

Buyout 

Spain 

2002 

Earnings 

21.6% 

Refresco Group B.V.
refresco.com

Consultim Finance SAS
cerenicimo.fr

Polyconcept Investments B.V.
polyconcept.com

Hyperion Insurance Group Limited2
hyperiongrp.com

Pearl (AP) Group Limited  
(Agent Provocateur)
agentprovocateur.com

Indiareit Offshore Fund1

MKM Building Supplies  
(Holdings) Limited
mkmbs.co.uk

La Sirena
lasirena.es

Mosaicon S.p.A.1

Dirickx Groupe SA
dirickx.com

Shearings Group Limited
shearings.com

Manufacturer of private label juices,  
still drinks and carbonated drinks

Growth 

Netherlands 

2010 

Earnings 

12.7% 

Wholesaler of rental real estate 

Growth 

France 

2007 

Earnings 

20.0% 

Supplier of promotional products 

Growth 

Netherlands 

2005 

Earnings 

13.0% 

Specialist insurance intermediary 

Growth 

Women’s lingerie and associated 
products  

Indian real estate fund

Building material supplier 

Buyout 

Growth

Growth 

UK 

UK 

India

UK 

2008 

Other 

19.1% 

2007 

Other 

39.0% 

2006

Fund

20.0%

1998 

Earnings 

30.3% 

Specialist frozen food retailer 

Buyout 

Spain 

2006 

Earnings 

47.3% 

Designer and retailer of affordable 
luxury branded leather accessories

Manufacture and distribution of fences 
and security equipment

Buyout 

Italy 

2008 

Earnings 

35.8% 

Growth 

France 

2004 

Sale 

12.9% 

Tour operator

Buyout 

UK

1997

Earnings

36.6%

1  No company website available for this investment. 
2  Reflects the partial sale of Hyperion to the Growth Capital Fund which is subject to regulatory approval.

3i Group plc  

Report and accounts 2010

4 

15 

26 

16 

55 

25 

13 

23 

20 

21 

12 

21 

22 

35 

21

13 

36 

52 

4 

1

28 

27 

26 

26 

26 

26 

25 

22 

21 

21

21 

21 

19 

18 

17

17 

15 

14 

13 

13 

O
v
e
r
v
e
w

i

r
e
v
e
w

i

B
u
s
i
n
e
s
s

C
a
s
e

s
t
u
d
e
s

i

R
i
s
k

C
o
r
p
o
r
a
t
e

r
e
s
p
o
n
s
i
b

i
l
i
t
y

G
o
v
e
r
n
a
n
c
e

i

F
n
a
n
c
a

i

l

P
o
r
t
f
o

l
i

o
a
n
d

s
t
a
t
e
m
e
n
t
s

o
t
h
e
r

i

n
f
o
r
m
a
t
i
o
n

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Portfolio and other information

136136

Information for shareholders

Financial calendar
Ex-dividend date

Record date

Annual General Meeting*

Final dividend to be paid

Half-year results (available online only) 

Interim dividend expected to be paid

16 June 2010

18 June 2010

7 July 2010

16 July 2010

November 2010

January 2011

* The 2010 Annual General Meeting will be held at The Queen Elizabeth II Conference Centre, Broad Sanctuary, Westminster, London SW1P 3EE on 7 July 2010 at 11.00am. For further details please see the Notice of Annual 
General Meeting 2010.

Information on ordinary shares
Shareholder profile Location of investors at 31 March 2010

UK

US

Continental Europe 

Other international 

Share price
Share price at 31 March 2010

High during the year (9 September 2009)

Low during the year (1 April 2009)

Dividends paid in the year to 31 March 2010
2009/2010 Interim dividend, paid 13 January 2010

Balance analysis summary

1 – 1,000

1,001 – 10,000

10,001 – 100,000

100,001 – 1,000,000

1,000,001 – 10,000,000

10,000,001 – highest

Total

76.0%

9.4%

9.6%

5.0%

291.2p

310.7p

175.5p

1p

%

0.92

1.98

1.86

12.46

33.90

48.88

Number of holdings
Individuals

Number of holdings 
Corporate bodies

17,949

6,971

193

18

1

0

966

1,297

360

325

117

23

Balance as at
31 March 2010

8,880,247

19,245,423

18,086,716

120,896,398

328,952,612

474,320,080

25,132

3,088

970,381,476

100.00

The table above provides details of the number of shareholdings within each of the bands stated in the register of members at 31 March 2010.

–   check the FSA’s list of known unauthorised overseas firms at  

www.fsa.gov.uk/pages/doing/regulated/law/alerts/overseas.shtml. However, 
these firms change their name regularly, so even if a firm is not listed it does not 
mean they are legitimate. Always check that they are listed on the FSA Register;

–   if you have any doubts, call the FSA Consumer Helpline on 0845 606 1234 with 
details, or complete the Unauthorised Firms Reporting Form at www.fsa.gov.uk/
pages/doing/regulated/law/alerts/form.shtml. If you deal with an unauthorised 
firm, you will not be eligible to receive payment under the Financial Services 
Compensation Scheme. More detailed information on this or similar activity can 
be found on the FSA website at www.moneymadeclear.org.uk. You should also 
report any approach to Operation Archway, an initiative by the City of London 
Police in conjunction with the FSA, the Serious Fraud Office, the Serious Organised 
Crime Agency and police forces within the UK, by email to: operationarchway@
cityoflondon.pnn.police.uk

Unsolicited telephone calls

In the past, some of our shareholders have received unsolicited telephone  
calls or correspondence concerning investment matters from organisations or 
persons claiming or implying that they have some connection with the Company. 
These are typically from overseas based “brokers” who target UK shareholders 
offering to sell them what often turn out to be worthless or high risk shares in UK or 
overseas investments. Shareholders are advised to be very wary of any unsolicited 
advice, offers to buy shares at a discount or offers of free reports into the Company. 
These approaches are operated out of what is more commonly known as a “boiler 
room”. You may also be approached by brokers offering to purchase your shares for 
an upfront payment in the form of a broker fee, tax payment or de-restriction fee.  
This is a common secondary scam operated by the boiler rooms.

If you receive any unsolicited investment advice:

–   always ensure the firm is on the Financial Services Authority (“FSA” Register) and is 
allowed to give financial advice before handing over your money. You can check at 
www.fsa.gov.uk/pages/register;

–   double-check the caller is from the firm they say they are – ask for their name 
and telephone number and say you will call them back. Check their identity 
by calling the firm using the contact number listed on the FSA Register. This is 
important as the FSA has seen instances where an authorised firm’s website has 
been cloned but with a few subtle changes, such as a different phone number or 
false email address;

3i Group plc  

Report and accounts 2010

More content online…

www.2010reportingcentre.3igroup.com

Throughout the report we have truncated some web addresses.  
Where this occurs please use: 
www.2010reportingcentre.3igroup.com followed by the path.

…register  nline

Annual reports online 
To receive shareholder communications electronically in future, 
including your annual reports and notices of meetings, please go to:  
www.3igroup.com/e-comms to register your details.

The 2010 half-yearly report will only be available online. 
Please register to ensure you are notified when it becomes available.

Annual and half-yearly reports online 
If you would prefer to receive shareholder communications electronically in future, including 
your annual reports and notices of meetings, please visit our Registrars’ website at  
www.shareview.co.uk/clients/3isignup and follow the instructions there to register. The 2010 half-yearly  
report will only be available online. Please register to ensure you are notified when it becomes available.
More general information on electronic communications may also be found on our website at  
www.3igroup.com/e-comms

Investor relations and general enquiries
For all investor relations and general enquiries about 3i Group plc, including requests for further copies  
of the Report and accounts, please contact:
Group Communications 
3i Group plc 
16 Palace Street 
London SW1E 5JD
Telephone +44 (0)20 7928 3131 
Fax +44 (0)20 7928 0058 
email ir@3igroup.com 
or visit our Investor relations website, www.3igroup.com, for full up-to-date investor relations information,  
including the latest share price, recent annual and half-yearly reports, results presentations and financial news.

Registrars 
For shareholder administration enquiries, including changes of address, please contact:
Equiniti 
Aspect House 
Spencer Road 
Lancing 
West Sussex BN99 6DA
Telephone 0871 384 2031 
Calls to this number are charged at 8p per minute from a BT landline,  
other telephony provider costs may vary. Lines are open from 8.30am to 5.30pm, Monday to Friday. 
(International callers +44 121 415 7183)

3i Group plc
Registered office: 16 Palace Street, London SW1E 5JD, UK 
Registered in England No. 1142830 
An investment company as defined by section 833 of the Companies Act 2006.

Additional information online...
Transparency
A full report on 3i and Transparency.

/transparency

Chief Executive’s video
Michael Queen describes  
3i’s business model.

/chiefexecutive

In-depth case studies
Our portfolio is the key  
to our success.
There are more examples online.

/casestudies

Full corporate responsibility report
Corporate responsibility is central to our 
business model.

/corporateresponsibility

Other information about 3i
–  Assets under management
– 3i portfolio
– Investment and realisations

/other3i

Other information about our industry
– Private equity – an explanation
– Returns and IRRs – an explanation
– Carried interest – an explanation

/otherindustry

Designed and produced by Radley Yeldar www.ry.com

Printed by Beacon who are a CarbonNeutral® printer certified to ISO 14001 environmental management system and registered to EMAS the Eco Management Audit Scheme. Printed using vegetable 
oil based inks and 100% renewable energy.

The report is printed on Revive 50:50 White Silk which is FSC-certified and contains 50% recycled waste and 50% virgin fibre. 

FSC – Forest Stewardship Council 
This ensures that there is an audited chain of custody from the tree in the well-managed forest through to the finished document in the printing factory. 

ISO 14001 
A pattern of control for an environmental management system against which an organisation can be accredited by a third party.

Carbon Neutral 
The CO2 emissions produced from the production and distribution of our Annual Report and accounts 2010 have been neutralised through the OneNature Portfolio  
of 100% renewable energy projects.

 
 
3i Group plc  
16 Palace Street, London SW1E 5JD, UK 
Telephone +44 (0)20 7928 3131 
Fax +44 (0)20 7928 0058 
Website www.3igroup.com

M68110 May 2010

Shareholder communications  
– print or online?
It’s quick and easy online...
It’s more environmentally friendly online...
It’s more cost-effective online... 
It’s where you’ll find additional information.

Why not try online?
View our online report and accounts 2010,  
and additional information at:  
www.2010reportingcentre.3igroup.com

To register for electronic communications
If you would prefer to receive shareholder 
communications electronically in the future, 
including your annual reports and notices of 
meetings, please visit our Registrars’ website at  
www.shareview.co.uk/clients/3isignup  
and follow the instructions there to register.

For investor relations information,  
please visit:  
www.3igroup.com
For other information on 3i, please visit: 
www.3i.com

i

l

3
G
r
o
u
p
p
c
R
e
p
o
r
t
a
n
d
a
c
c
o
u
n
t
s
2
0
1
0

3i Group plc  
Report and accounts 2010

3i Group plc  

Report and accounts 2010