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Acadia Realty Trust

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FY2008 Annual Report · Acadia Realty Trust
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2008 ANNUAL REPORT
Focused. Disciplined. Value-Driven.

Financial Highlights

2008

2007

2006

2005

2004

In thousands

Total Revenues

$ 140,739

$ 98,022

$ 92,232

$ 90,481

$ 76,829

Funds from
Operations1

Real Estate Owned,
at Cost

Common Shares
Outstanding

Operating Partnership
Units Outstanding

$

40,457

$ 44,018

$ 39,953

$ 35,842

$ 30,004

$1,106,873

$833,694

$629,902

$650,945

$ 541,772

32,358

32,184

31,773

31,543

31,341

648

642

642

653

392

1The Company considers funds from operations (“FFO”) as defined by the National Association of Real Estate
Investment Trusts (“NAREIT”) to be an appropriate supplemental disclosure of operating performance for an
equity REIT due to its widespread acceptance and use within the REIT and analyst communities. FFO is pre-
sented to assist investors in analyzing the performance of the Company. It is helpful as it excludes various items
included in net income that are not indicative of the operating performance, such as gains (losses) from sales of
depreciated property and depreciation and amortization. However, the Company’s method of calculating FFO may
be different from methods used by other REITs and, accordingly, may not be comparable to such other REITs.
FFO does not represent cash generated from operations as defined by generally accepted accounting principles
(“GAAP”) and is not indicative of cash available to fund all cash needs, including distributions. It should not be
considered as an alternative to net income for the purpose of evaluating the Company’s performance or to 
cash flows as a measure of liquidity. Consistent with the NAREIT definition, the Company defines FFO as net
income (computed in accordance with GAAP), excluding gains (losses) from sales of depreciated property, 
plus depreciation and amortization, and after adjustments for unconsolidated partnerships and joint ventures.

To Our Shareholders:
Focused. Disciplined. Value-Driven.

2008 was clearly one 
of the most challenging
years in recent history 
for the financial and credit
markets. Most significantly,
during the fourth quarter
of last year, we saw 
the subprime contagion
spread from Wall Street 
to the global economy.
The commercial real estate
market was not spared by

Kenneth F. Bernstein
President and CEO

what has become a worldwide crisis. Only time
will tell when a bottom has been reached and
what the rebound will look like. Many economists
and historians will devote their entire careers to
studying the causes and impact of this period, so 
I will limit my observations in this letter to our core
areas of expertise. 

While the swiftness and severity of the credit crisis
makes it seem as though its impact on the com-
mercial real estate industry occurred overnight, to
the careful observer, the symptoms of a correction
had been forming for some time. In response to
these warning signs, in recent years, as real estate
prices ascended, Acadia began aggressively reposi-
tioning its portfolio. We sold the bottom half of 
our portfolio and used the sale proceeds to swap
into higher barrier-to-entry and supply-constrained 
markets such as New York City and Chicago. When
we were unable to find suitable replacement assets,
we chose to pay down debt or, as was the case
this past year, return the profit to our shareholders
in the form of a special dividend. Many of the
actions that we took immediately inured to the
benefit of our shareholders, while other efforts 
will only be recognized over time. And still others
may be of little benefit as the magnitude and
breadth of the correction has already exceeded 
our precautionary measures.

Despite the awareness by some in the investment
community that risk was being mispriced, leverage

was being abused and a correction was inevitable,
I am amazed at how many of us — individuals 
and institutions — were nevertheless caught 
off-guard by the severity of the current market 
collapse. A flight to safety meant very little unless 
it was cash invested in Treasuries or a mattress.
The constant refrain of “there was nowhere to
hide” was almost as ubiquitous as the use of the
word “unprecedented” by CEOs justifying actions
or inactions.

As we are all too painfully aware, the U.S. consumer
is facing a variety of serious issues, ranging from
declines in home values to growing unemployment.
The consumer pull-back will inevitably have an
impact on many of our retailers. When the U.S.
emerges from the recession, we will still have to
confront the longer term issues of deleveraging
and the risk of inflation. All in all, it is unlikely that
we, as a nation, will see the financial crisis through
to its end without it materially altering our lives and
our businesses. With regard to the commercial
real estate market specifically, the assumptions
related to the acquisition, development, financing
and valuation of real estate will be significantly 
different than in years past. In many ways, it will
simply be a return to more rational investment
principles. After the excesses of the past few
years, this “back to basics” approach is both
sound and welcomed. 

How we choose to navigate through these issues
will be critical to our future success. In a post-bub-
ble environment of compressed multiples, limited
leverage and challenging operating fundamentals,
Acadia is well positioned to take advantage of
future opportunities as they begin to emerge. 
We will remain flexible and adjust our business
strategy and tactics to reflect the new realities 
of the marketplace. At the same time, the core
foundations upon which we built our business
more than 10 years ago (on the heels of the last
significant REIT market correction, no less) are 
as relevant as ever: create a high quality core 

Acadia Realty Trust 2008 Annual Report 11

portfolio of retail properties, a conservative capital
structure, and an external growth platform fueled
by both public and private institutional capital.

Maintain a high-quality core portfolio of
retail properties

Notwithstanding one of the most difficult retailing
environments in decades, our “same-store” net
operating income increased 2.3% year-over-year
and our occupancy held steady at 93.5%. While
we expect there to be more softness in the retail
environment before we experience a turnaround,
our property-level performance speaks well for our
portfolio. Its steady performance in an unsteady
environment is a direct result of our deliberate
pruning. We did so with the intention of main-
taining high-quality, well-located properties with
stable cash flow. Since 2000, we have executed
on these intentions by selling those assets that
were not consistent with our long-term growth
outlook and by aggressively re-tenanting and 
redeveloping other assets. 

Today, our portfolio is nicely balanced and primarily
anchored by retailers better-positioned to weather
the recession. Nearly 60% of our properties are
anchored by necessity-based retailers, such as
supermarkets and drugstores, which draw con-
sumers to their stores on a routine basis to satisfy
“everyday” needs. An additional quarter of our
properties are anchored by discount and value-
oriented retailers, including Wal-Mart, Target and
Marshalls. This category is also faring well on 
a relative basis now that every consumer is
demanding more value for their dollar. The balance
of our portfolio, approximately 15%, consists of
high-quality street retail in high-quality locations
ranging from Greenwich, Connecticut to Lincoln
Park, Chicago. 

Despite the strong performance of our core port-
folio, we were not immune to the repercussions of
the credit crisis. In the fourth quarter of 2008, we
recorded a $4.4 million impairment charge on a
mezzanine loan investment originated in 2004.

2

Acadia Realty Trust 2008 Annual Report 

This contributed to an overall 8% decrease in
Funds From Operations versus 2007. This charge
was partially offset by a $2.0 million gain on our
purchase of $8.0 million in principal of Acadia’s
outstanding convertible debt at a discount. Not
only does this purchase generate a 15% annual
return through the December 2011 maturity, but it
also helps address our only significant on-balance-
sheet maturity exposure through 2011.

Maintain a safe balance sheet with 
strong liquidity  

The events of the past 12 months have re-enforced,
on the global stage, the importance of balance
sheet strength, particularly now that the collapse
of the subprime mortgage market and its aftermath
have effectively frozen the lending environment.
Today, debt is both scarce and expensive, and it 
is extremely difficult to obtain a loan in excess of
$50 million. Furthermore, it is hard to foresee a
rapid return, if ever, to the freewheeling days of
2005, 2006 and 2007. As a result, those compa-
nies that operated under the assumption that an
aggressive debt market was the norm are now
facing extreme pressure. Additionally, as it relates
to larger companies and larger properties, the 
lack of available debt to match their large size 
will begin to have unpleasant consequences in 
the not-too-distant future. 

Fortunately, our property-level and corporate needs
are relatively small. Furthermore, our business model
was never built on the use of significant leverage.
Accordingly, as of year end and assuming that we
rationally exercise our extension options, we have
no debt maturing until December 2011. At that
time, we will have maturing obligations totaling
$107 million. As of year end, we had cash-on-hand
of $75 million and credit line availability of $42 mil-
lion. Thus, while the lack of a debt market is not
something to be taken lightly — and we do not
presume to venture a guess as to the banking
landscape between now and 2011 — if we remain
careful and disciplined, we will not have to resort

to some of the more drastic measures of our
peers. Moreover, with patience, high-quality 
companies with strong track records and high 
levels of transparency should be able to continue
to conservatively leverage real estate at reason-
able rates. This will likely work to our advantage —
there will be fewer lenders, but there will also be
fewer qualified borrowers.

In light of the current market conditions, debt
maturities and liquidity remain at the forefront of
any discussion of balance sheet strength. How-
ever, in 2008, we also maintained other important
balance sheet metrics, including fixed-charge 
coverage of 2.9x and an FFO Payout Ratio of 70%.
Additionally, we maintained our regular quarterly
cash dividend. Furthermore, with 98% of our core
portfolio debt locked in at an all-in cost of 5.1%,
we have insulated ourselves from the unpredictable
movements in LIBOR over the next few years. 

Maintain a disciplined growth strategy
that enables opportunistic investing

The fact that Acadia is well capitalized with a solid
core portfolio has enabled our team to execute our
growth strategy with limited distractions. At a time
when the majority of the investment community is
frozen either from legacy issues, lack of capital or
sheer panic, we are well positioned for growth. 
A confluence of circumstances, including a growing
pool of distressed sellers and limited liquidity in
the capital markets, has created an opportunity for
those companies with access to capital to acquire
high-quality assets at attractive current yields.

Cortlandt Towne Center

Our recent 2009 acquisition of Cortlandt Towne
Center, a 640,000 square foot regional shopping
center located in Westchester County, New York,
is a prime example. Well-situated within a high
barriers-to-entry trade area and anchored by qual-
ity national tenants including Wal-Mart, Marshalls
and A&P Food Market, the property was acquired
at an attractive 9% going-in unlevered yield. 

Furthermore, it is imbedded with significant upside
potential, part of which we will realize as we re-lease
the vacant space that resulted from the recent
bankruptcies of two junior anchors. We recognize
that a precipitous drop in values is neither an 
indicator nor an assurance that a recovery will
promptly follow. While we may be acting ahead
of the bottom of the real estate market’s trough,
we think that we will be well-rewarded for buying
proven and irreplaceable real estate at a great price. 

Fund III

We are fortunate to have both adequate balance
sheet capacity and a liquid discretionary invest-
ment fund backed by astute institutional investors.
This enables us to pursue future opportunities
without being overly beholden to the public markets.
Cortlandt was acquired through our third discre-
tionary investment fund, which was launched in
2007 with $503 million of equity. Inclusive of the
Cortlandt acquisition, we have deployed approxi-
mately 30% of the fund’s total equity commitments.
This leaves us with plenty of acquisition capital to
deploy over the next several years at the right time
for the right assets.

Existing Fund Investments

An acquisition in the same vein as Cortlandt was
impossible as recently as a few years ago as the
liquidity bubble reached its peak. At that time, it
became starkly clear to us that pricing for stabi-
lized real estate had outpaced intrinsic value. As a
result, we stopped chasing overpriced, stabilized
retail and refocused our attention on “value-add”
investments where we felt our stakeholders could
receive more attractive risk-adjusted returns. This
strategic shift was responsible for the launching of
two investment programs: our Retailer Controlled
Property (“RCP”) Venture and our New York
Urban/Infill Redevelopment Program. 

Retailer Controlled Property Venture: Our RCP
Venture was launched in January 2004 with our
partners Klaff Realty and Lubert-Adler. The goal of
this highly successful venture has been to invest

3
Acadia Realty Trust 2008 Annual Report 3

in surplus or distressed properties owned or 
controlled by retailers. Our most significant RCP
initiatives have been our participation in the acqui-
sitions of Mervyns Department Stores and Albert-
son’s Supermarkets. To date, Acadia, through
Funds I and II, has received distributions of $114
million on initial investments of $59 million, already
representing a 193% return on invested equity.

New York Urban/Infill Redevelopment Program:
Our other area of “value-add” focus has been
bringing national retailers to the densely populated
and under-retailed outer boroughs of New York City
through our New York Urban/Infill Redevelopment
Program. Launched in 2004 with our talented part-
ners at P/A Associates, the program acquires prime
properties throughout the five boroughs of New
York City. Leveraging our long-standing and strong
tenant relationships, we strive to bring the best
retailers to urban locations previously perceived as
too difficult for national tenants to penetrate. 

During the past year, we completed construction
on five of the program’s 10 redevelopment projects,
with construction well underway on the sixth
project and the balance progressing in the design
phase. For those projects that have been com-
pleted, the retail is 84% leased and the office is
71% leased. Only a few moving pieces remain
(the continued lease-up of the office component
at Fordham Place, the retail component at Pelham
Manor and the self-storage component at both Pel-
ham Manor and Liberty Avenue) and the stabiliza-
tion of these projects is one of our top priorities in
2009. As the year progresses, we will selectively
decide to commence construction on our other
projects currently in the design phase, the criteria
for which includes significant pre-leasing and the
ability to secure construction financing.

Although we feel very comfortable with our exist-
ing investments, it is hard to ignore the fact that
almost all assets are worth less today than they
were a few years ago. At the same time, we take
comfort in the fact that we deliberately chose not
to buy into the hysteria; as a result, our invest-

4

Acadia Realty Trust 2008 Annual Report 

ments should fare better than the investments of
those who invested heavily at the peak. Further-
more, we remained focused on properties located
in prime, irreplaceable locations. Location has been
the unifying element of our acquisition strategy,
and in general, we’ve been well-rewarded by 
targeting properties in densely populated, high 
barrier-to-entry locations. Although news of store
closures continues to make headlines, and retail-
ers are proceeding with caution as it relates to
new stores, before the recession fully recedes,
those retailers focused on long-term growth will
begin to refocus their efforts. We are of the opin-
ion that these retailers will be more likely to sign
leases in proven locations where the risk is less-
ened and the reward is more certain. 

Storage Post Portfolio: Over the past few years,
we have enhanced our New York Urban/Infill 
Redevelopment Platform by incorporating a self-
storage component either on top of, or adjacent
to, four of our urban redevelopments. Our strate-
gic partner and the operator of the storage com-
ponent at all four sites is the New York-based
self-storage company Storage Post. In February
2008, we completed the acquisition and recapital-
ization of an 11-property self-storage portfolio
operated by Storage Post, containing approximately
920,000 net rentable square feet. The portfolio
provided a unique opportunity to gain an even
greater foothold in urban storage locations with
dense populations and high barriers-to-entry. At
acquisition, the 10 previously-developed storage
properties had a collective occupancy of 70%,
while one asset remained under construction, 
thus affording substantial lease-up opportunity. 

Preferred Equity Investments

The majority of our investment activity is completed
through our fund platform through which we can
achieve greater scale by leveraging our skill set
and our capital with the capital of our institutional
partners. Nevertheless, we have periodically made
investments “on balance sheet.” These types of
investments are generally done in connection 

with asset and capital recycling, and we take care
that these investments do not conflict with our
fund investments.

In 2008, we completed two key investments: 
a $40 million senior preferred equity investment
collateralized by an 18-property retail portfolio in
Georgetown, Washington, D.C. and a $34 million
preferred equity investment collateralized by a
mixed-use retail and residential development at
72nd Street and Broadway on the Upper West
Side of Manhattan. 

While mezzanine and preferred equity investments
have come under increased scrutiny as of late, it is
important to appreciate that not all investments of
this nature will perform in the same manner. Our
observations, supplemented by our own experience
this past year, have led us to conclude that the
mezzanine and equity investments that run into
problems are generally those with high levels of
senior leverage, creating defaults that cannot be
easily cured. With respect to the two investments
that we made this year, both are secured by assets
that we would welcome owning at our basis. We
see meaningful value in excess of our investment,
even at today’s compressed pricing. While we
expect these investments to simply provide us
with the 13% and 20% returns forecasted, if they
convert into a permanent ownership stake, we 
do not consider this to be a negative outcome for
our shareholders. Looking forward, it is unlikely
that we will make additional investments like this
on-balance sheet as liquidity has taken on such
heightened importance.

Looking forward

As a community, we are experiencing unprece-
dented market conditions, and it appears that the
economy will continue to face headwinds through
the balance of 2009 and likely thereafter. As we
work our way through this very challenging period
in our economy, we will be extremely respectful of
the powerful forces that are impacting our industry
and will remain true to our core foundations:

We will monitor our tenants’ performance carefully
and will work to see that our portfolio weathers
the storm as successfully as possible. 

We will carefully maintain the strength of our 
balance sheet, recognizing that liquidity will remain
of paramount importance. 

And finally, we will not let irrational fear drive 
our capital into the mattress. Instead, we will be
extremely thoughtful and deliberate about each
new investment, and at the same time, we will be
prepared to utilize our external growth platform to
pursue the investment opportunities that will be
uniquely born out of the current market conditions. 

We appreciate your support of Acadia Realty 
Trust and, across all levels and functions within 
the organization, remain dedicated to its contin-
ued success.

Kenneth F. Bernstein
President and CEO

5
Acadia Realty Trust 2008 Annual Report 5

Acadia Core and Opportunity Fund Properties

STORAGE POST LOCATIONS

Brooklyn, NY

Bruckner, NY

Fordham, NY

Jersey City, NJ

Lawrence, NY

Linden, NJ

Long Island City, NY

New Rochelle, NY

Ridgewood, NY 

Suffern, NY

Webster, NY

Yonkers, NY

Route 202 Shopping Center, Wilmington, DE

Blackman Plaza, Wilkes-Barre, PA

Mark Plaza, Edwardsville, PA

Plaza 422, Lebanon, PA

Route 6 Mall, Honesdale, PA

Chestnut Hill Shoppes, Philadelphia, PA

Abington Towne Center, Abington, PA

Opportunity Fund Portfolio

FUND I PROPERTIES

Granville Center, Columbus, OH

Tarrytown Centre, Tarrytown, NY

Sterling Heights Shopping Center, Sterling Heights, MI 

Kroger/Safeway Portfolio, various locations

FUND II PROPERTIES

Oakbrook, Oakbrook, IL

98th Street and Liberty Avenue, Queens, NY

216th Street, New York, NY

260 East 161st Street, Bronx, NY

Fordham Place, Bronx, NY

Pelham Manor Shopping Plaza, Pelham Manor, NY

Sherman Plaza, New York, NY

CityPoint, Brooklyn, NY

Atlantic Avenue, Brooklyn, NY

Canarsie Plaza, Brooklyn, NY

FUND III PROPERTIES

125 Main Street, Westport, CT

Sheepshead Bay Plaza, Brooklyn, NY

RETAIL PROPERTIES

Core Portfolio

NEW YORK REGION

239 Greenwich Avenue, Greenwich, CT

Elmwood Park Shopping Center, Elmwood Park, NJ

A&P Shopping Plaza, Boonton, NJ

Village Commons Shopping Center, Smithtown, NY

The Branch Plaza, Smithtown, NY

Amboy Shopping Center, Staten Island, NY

Bartow Avenue, Bronx, NY

Pacesetter Park Shopping Center, Pomona, NY

2914 Third Avenue, Bronx, NY

LA Fitness, Staten Island, NY

200 West 54th Street, New York, NY

East 17th Street, New York, NY

Crossroads Shopping Center, White Plains, NY

NEW ENGLAND REGION

Town Line Plaza, Rocky Hill, CT

Methuen Shopping Center, Methuen, MA

Crescent Plaza, Brockton, MA

New Loudon Center, Latham, NY

Walnut Hill Plaza, Woonsocket, RI

The Gateway, South Burlington, VT

MIDWEST REGION

Hobson West Plaza, Naperville, IL

Clark and Diversey, Chicago, IL

Merrillville Plaza, Hobart, IN

Bloomfield Town Square, Bloomfield Hills, MI 

Mad River Station, Dayton, OH

MID-ATLANTIC REGION

Marketplace of Absecon, Absecon, NJ

Ledgewood Mall, Ledgewood, NJ

Brandywine Town Center, Wilmington, DE

Market Square Shopping Center, Wilmington, DE

6

Acadia Realty Trust 2008 Annual Report 

2008 FORM 10-K REPORT
Focused. Disciplined. Value-Driven.

 
United States Securities and Exchange Commission 
Washington, D.C. 20549 

FORM 10-K

4
o ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2008

o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from _____ to _____

Commission File Number 1-12002 

ACADIA REALTY TRUST 
(Exact name of registrant as specified in its charter) 

Maryland
(State of incorporation)

23-2715194
(I.R.S. employer identification no.) 

1311 Mamaroneck Avenue, Suite 260, White Plains, NY 10605
(Address of principal executive offices) 

(914) 288-8100 
(Registrant’s telephone number) 

Securities registered pursuant to Section 12(b) of the Act: 

Common Shares of Beneficial Interest, $.001 par value 
(Title of Class) 

New York Stock Exchange 
(Name of Exchange on which registered) 

Securities registered pursuant to Section 12(g) of the Act: 

None 

Indicate by check mark if the Registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

YES o

4
NO o

Indicate by check mark if the Registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Securities Act.
YES o

4
NO o

Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities
Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports) and
(2) has been subject to such filing requirements for the past 90 days. 
4
YES o

NO o

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be con-
tained, to the best of Registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this
Form 10-K or any amendment to this Form 10-K.  o

Indicate by check mark whether the Registrant is a large accelerated filer, an accelerated filer, or a non-accelerated filer (as defined in Rule
12b-2 of the Act). 

4
Large Accelerated Filer o

Accelerated Filer o

Non-accelerated Filer o

Indicate by check mark whether the registrant ia a shell company (as defined in Rule 12b-2 of the Act).

YES o

4
NO o

The aggregate market value of the voting and non-voting common equity held by non-affiliates of the Registrant as of the last business day
of the Registrant’s most recently completed second fiscal quarter was approximately $748.9 million, based on a price of $23.15 per share,
the average sales price for the Registrant’s shares of beneficial interest on the New York Stock Exchange on that date.

The number of shares of the Registrant’s Common Shares of Beneficial Interest outstanding on February 27, 2009 was 33,905,289.

DOCUMENTS INCORPORATED BY REFERENCE 

Part III: Portions of the Registrant’s definitive proxy statement relating to its 2009 Annual Meeting of Shareholders presently scheduled
to be held May 13, 2009 to be filed pursuant to Regulation 14A. 

Acadia Realty Trust 2008 Annual Report

Acadia Realty Trust Form 10-K Report 2008

Table of Contents

Item No.

PART I

Page

1. Business . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1

1A. Risk Factors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12

1B. Unresolved Staff Comments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18

2. Properties . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19

3. Legal Proceedings . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 28

4. Submission of Matters to a Vote of Security Holders . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 28

PART II 

5. Market for Registrant’s Common Equity, Related Stock Matters and Issuer Purchases 

of Equity Securities  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 28

6. Selected Financial Data . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 31

7. Management’s Discussion and Analysis of Financial Condition and Results of Operations . . . . . . . . 33

7A. Quantitative and Qualitative Disclosures about Market Risk . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 48

8. Financial Statements and Supplementary Data . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 50

9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure . . . . . . . 50

9A. Controls and Procedures . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51

9B. Other Information. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53

PART III 

10. Directors, Executive Officers and Corporate Governance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53

11. Executive Compensation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53

12. Security Ownership of Certain Beneficial Owners and Management . . . . . . . . . . . . . . . . . . . . . . . . . 53

13. Certain Relationships and Related Transactions, and Director Independence. . . . . . . . . . . . . . . . . . . 53

14. Principal Accounting Fees and Services. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53

PART IV 

15. Exhibits, Financial Statements, Schedules. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 54

Acadia Realty Trust 2008 Annual Report 

Special Note Regarding 
Forward-Looking Statements 

Certain statements contained in this Annual Report on

Form 10-K may contain forward-looking statements within

the meaning of Section 27A of the Securities Act of 1933

and Section 21E of the Securities and Exchange Act of

1934 and as such may involve known and unknown risks,

uncertainties and other factors which may cause our actual

results, performance or achievements to be materially

different from future results, performance or achievements

expressed or implied by such forward-looking statements.

Forward-looking statements, which are based on certain

assumptions and describe our future plans, strategies and

expectations are generally identifiable by use of the words

“may,” “will,” “should,” “expect,” “anticipate,” “esti-

mate,” “believe,” “intend” or “project” or the negative

thereof or other variations thereon or comparable terminol-

ogy. Factors which could have a material adverse effect on

our operations and future prospects include, but are not

limited to those set forth under the headings “Item 1A.

Risk Factors” and “Item 7. Management’s Discussion and

Analysis of Financial Condition and Results of Operation”

in this Form 10-K. These risks and uncertainties should be

considered in evaluating any forward-looking statements

related opportunities including investments for which we

provide operational support to the operating ventures in

which we have a minority equity interest.

All of our investments are held by, and all of our operations

are conducted through, Acadia Realty Limited Partnership

(the “Operating Partnership”) and entities in which the

Operating Partnership owns a controlling interest. As of

December 31, 2008, the Trust controlled 98% of the Oper-

ating Partnership as the sole general partner. As the gen-

eral partner, the Trust is entitled to share, in proportion to

its percentage interest, in the cash distributions and profits

and losses of the Operating Partnership. The limited part-

ners generally represent entities or individuals, which con-

tributed their interests in certain assets or entities to the

Operating Partnership in exchange for common or pre-

ferred units of limited partnership interest (“Common OP

Units” or “Preferred OP Units”). Limited partners holding

Common OP Units are generally entitled to exchange their

units on a one-for-one basis for our common shares of

beneficial interest (“Common Shares”). This structure is

referred to as an umbrella partnership REIT or “UPREIT.”

Business Objectives and Strategies 
Our primary business objective is to acquire, develop and

contained or incorporated by reference herein.

manage commercial retail properties that will provide cash

PART I 

for distributions to shareholders while also creating the

potential for capital appreciation to enhance investor

returns. We focus on the following fundamentals to

ITEM 1. BUSINESSx

achieve this objective:

General
Acadia Realty Trust (the “Trust”) was formed on March 4,

1993 as a Maryland real estate investment trust (“REIT”).

All references to “Acadia,” “we,” “us,” ”our,” and “Com-

pany” refer to Acadia Realty Trust and its consolidated

subsidiaries. We are a fully integrated, self-managed and

self-administered equity REIT focused primarily on the

ownership, acquisition, redevelopment and management

of retail properties, including neighborhood and commu-

nity shopping centers and mixed-use properties with retail

components. We currently operate 85 properties, which

we own or have an ownership interest in. Twelve of these

properties are self-storage locations. These assets are

located primarily in the Northeast, Mid-Atlantic and Mid-

western regions of the United States and, in total, com-

prise approximately eight million square feet. We also

have private equity investments in other retail real estate

n Own and operate a Core Portfolio (as defined in Item 2

of this Form 10-K) of community and neighborhood

shopping centers and main street retail located in 

markets with strong demographics.

n Generate internal growth within the Core Portfolio

through aggressive redevelopment, re-anchoring and 

or leasing activities.

n Generate external growth through an opportunistic yet

disciplined acquisition program. The emphasis is on

targeting transactions with high inherent opportunity

for the creation of additional value through redevelop-

ment and leasing and/or transactions requiring creative

capital structuring to facilitate the transactions. These

transactions may include other types of commercial

real estate besides those types we invest in through

our Core Portfolio.

Acadia Realty Trust 2008 Annual Report 1

n Partner with private equity investors for the purpose of

(including the Operating Partnership) and 20% to the

making investments in operating retailers with significant

Operating Partnership as a Promote. The Operating Part-

embedded value in their real estate assets.

nership also earns fees and/or priority distributions for

n Maintain a strong and flexible balance sheet through

conservative financial practices while ensuring access

to sufficient capital to fund future growth.

Investment Strategy — External Growth through
Opportunistic Acquisition Platforms
The requirements that acquisitions be accretive on a long-

term basis based on our cost of capital, as well as increase

the overall portfolio quality and value, are core to our

acquisition program. As such, we constantly evaluate the

blended cost of equity and debt and adjust the amount of

acquisition activity to align the level of investment activity

with capital flows. We may also engage in discussions

with public and private entities regarding business combi-

nations. In addition to our direct investments in real estate

asset management services equal to 1.5% of the allo-

cated invested equity, as well as for property manage-

ment, leasing, legal and construction services. All such

fees and priority distributions are reflected as a reduction

in the minority interest share in income from Opportunity

Funds in the Consolidated Financial Statements beginning

on page 59 of this Form 10-K.

Our acquisition program was executed primarily through

Fund I through June 2004. Fund I focused on targeting

assets for acquisition that had superior in-fill locations,

restricted competition due to high barriers to entry and 

in-place below-market anchor leases with the potential 

to create significant additional value through re-tenanting,

timely capital improvements and property redevelopment.

assets, we have also capitalized on our expertise in the

On January 4, 2006, Fund I recapitalized a one million

acquisition, redevelopment, leasing and management of

square foot retail portfolio located in Wilmington Delaware

retail real estate by establishing discretionary opportunity

(“Brandywine Portfolio”) through a merger of interests

fund joint ventures in which we earn, in addition to a return

with affiliates of GDC Properties (“GDC”). The Brandywine

on our equity interest and carried interest (“Promote”),

Portfolio was recapitalized through a “cash-out” merger

fees and priority distributions for our services. To date,

of the 77.8% interest, which was previously held by the

we have launched three opportunity fund joint ventures

institutional investors in Fund I, to GDC at a valuation of

(“Opportunity Funds”), Acadia Strategic Opportunity Fund,

$164.0 million. The Operating Partnership, through a sub-

LP (“Fund I”), Acadia Strategic Opportunity Fund II, LLC

sidiary, retained its existing 22.2% interest and continues

(“Fund II”) and Acadia Strategic Opportunity Fund III, LLC

to operate the Brandywine Portfolio and earn fees for such

(“Fund III”). Due to the level of our control, we consolidate

services. At the closing of the merger, the Fund I investors

these Opportunity Funds.

Fund I

During September of 2001, we and four of our institutional

shareholders formed a joint venture, Fund I, and during

August of 2004 formed a limited liability company, Acadia

Mervyn Investors I, LLC (“Mervyns I”), whereby the

investors committed $70.0 million for the purpose of

acquiring real estate assets. The Operating Partnership

committed an additional $20.0 million in the aggregate to

received a return of all of their capital invested in Fund I

and their unpaid preferred return, thus triggering the pay-

ment to the Operating Partnership of its additional 20%

Promote in all future Fund I distributions. During June 2006,

the Fund I investors received $36.0 million of additional

proceeds from this transaction following the replacement

of bridge financing which they provided, with permanent

mortgage financing, triggering $7.2 million in additional

Promote due the Operating Partnership, which was paid

from the Fund I investor’s share of the remaining assets

Fund I and Mervyns I, as the general partner or managing

in Fund I.

member with a 22% interest. In addition to a pro-rata

return on its invested equity, the Operating Partnership is

entitled to a Promote based upon certain investment

return thresholds. Cash flow was distributed pro-rata to

the partners (including the Operating Partnership) until a

9% cumulative return was achieved (“Preferred Return”)

on, and a return of all capital contributions.

As of December 31, 2008, there were 27 assets compris-

ing approximately 1.3 million square feet remaining in Fund

I in which the Operating Partnership’s interest in cash flow

and income is 37.8% as a result of the Promote.

Fund II

Following our success with Fund I, during June of 2004

Now that a 9% cumulative return has been achieved,

we formed a second, larger acquisition joint venture,

remaining cash flow is now distributed 80% to the partners

Fund II, and during August of 2004, formed Acadia Mervyn

2

Acadia Realty Trust 2008 Annual Report 

Investors II, LLC (“Mervyns II”), with the investors from

Fund I as well as two additional institutional investors,

Retailer Controlled Property Venture 
(the “RCP Venture”)

whereby the investors, including the Operating Partnership,

On January 27, 2004, through Funds I and II, we entered

committed capital totaling $300.0 million. The Operating

into the RCP Venture with Klaff Realty, L.P. (“Klaff”) and

Partnership is the managing member with a 20% interest

Lubert-Adler Management, Inc. (“Lubert-Adler”) for the

in Fund II and Mervyns II and can invest the committed

purpose of making investments in surplus or underutilized

equity on a discretionary basis within the parameters

properties owned by retailers. The initial expected size of

defined in the Fund II and Mervyns II operating agreements.

the RCP Venture is approximately $300 million in equity, 

The terms and structure of Fund II and Mervyns II are

of which our share is $60 million, based on anticipated

substantially the same as Fund I and Mervyns I with the

investments of approximately $1 billion. Each participant in

exception that the Preferred Return is 8%. As of Decem-

the RCP Venture has the right to opt out of any potential

ber 31, 2008, $192.0 million of Fund II’s capital was

investment. We, through Fund III, would consider expand-

invested and the balance of $108.0 million is expected 

ing the size of the RCP Venture and our share thereof

to be utilized for existing Fund II investments.

In an effort to generate superior risk-adjusted returns for

our shareholders and the Opportunity Fund investors, we

have channeled our acquisition efforts through Fund II in

two opportunistic strategies described below — the New

York Urban Infill Redevelopment Initiative and the Retailer

Controlled Property Venture.

New York Urban/Infill Redevelopment Initiative

During September of 2004, through Fund II, we launched

our New York Urban Infill Redevelopment initiative. Despite

the current economy, we believe that retailers continue

to recognize that many of the nation’s urban markets are

underserved from a retail standpoint, and we are poised to

continue to capitalize on this trend by investing in redevel-

opment projects in dense urban areas where retail tenant

demand has effectively surpassed the supply of available

sites. During 2004, Fund II, together with an unaffiliated

partner, P/A Associates, LLC (“P/A”), formed Acadia-P/A

Holding Company, LLC (“Acadia-P/A”) for the purpose of

acquiring, constructing, developing, owning, operating,

leasing and managing certain retail or mixed-use real estate

properties in the New York City metropolitan area. P/A

agreed to invest 10% of required capital up to a maximum

of $2.2 million and Fund II, the managing member, agreed

to invest the balance to acquire assets in which Acadia-

P/A agrees to invest. See Item 7 of this Form 10K for 

further information on the Acadia P/A Joint Venture as

based on investment opportunities. Investments under the

RCP Venture are structured as separate joint ventures as

there may be other investors participating in certain invest-

ments in addition to Klaff, Lubert-Adler and us. Affiliates of

Mervyns I and II and Fund II have invested $59.1 million in

the RCP Venture to date on a non-recourse basis. While

we are not required to invest any additional capital into any

of these investments, should additional capital be required

and we elect not to contribute our share, our proportionate

share in the investment will be reduced. As Fund I is fully

invested and Fund II is fully committed, Fund III will pro-

vide the remaining portion of our original share of the

equity in future RCP Venture investments. Cash flow from

any RCP investments is to be distributed to the partici-

pants until they have received a 10% cumulative return

and a full return of all contributions. Thereafter, remaining

cash flow is to be distributed 20% to Klaff (“Klaff’s Pro-

mote”) and 80% to the partners (including Klaff). The

Operating Partnership may also earn market-rate fees for

property management, leasing and construction services

on behalf of the RCP Venture. While we are primarily a

passive partner in the investments made through the RCP

Venture, historically we have provided our support on

reviewing potential acquisitions and operating and redevel-

opment assistance in areas where we have both a pres-

ence and expertise. We seek to invest opportunistically

with the RCP Venture primarily in the following four ways:

n Invest in operating retailers to control their real estate

detailed in “Liquidity and Capital Resources — New York

through private equity joint ventures.

Urban/Infill Redevelopment Initiative.” To date, Fund II

has invested in nine projects, eight of which are in con-

junction with P/A, as discussed further in “PROPERTY

ACQUISITIONS — New York Urban/Infill Redevelopment

Initiative” in this Item 1 of this Form 10-K.

n Work with financially healthy retailers to create value

from their surplus real estate.

Acadia Realty Trust 2008 Annual Report 3

n Acquire properties, designation rights or other 

control of real estate or leases associated with 

retailers in bankruptcy.

n Complete sale leasebacks with retailers in need of capital.

Capital Strategy — Balance Sheet Focus and 
Access to Capital
Given the significant turmoil in the capital markets and

the unprecedented disruption of the economy, our primary

capital objective is to maintain a strong and flexible bal-

During 2004, we made our first RCP Venture investment

ance sheet through conservative financial practices while

with our participation in the acquisition of Mervyns. During

ensuring access to sufficient capital to fund future growth.

2006, 2007 and 2008, we made additional investments 

We intend to continue financing acquisitions and property

as further discussed in “PROPERTY ACQUISITIONS —

redevelopment with sources of capital determined by

RCP Venture” below.

Fund III

Following the success of Fund I and the full commitment

of Fund II, we formed a third discretionary Opportunity

Fund (“Fund III”), during 2007, with 14 institutional

investors, including a majority of the investors from Fund I

and Fund II, whereby the investors, including the Operat-

ing Partnership, committed capital totaling $503 million.

The Operating Partnership’s share of the committed capi-

tal is $100 million and it is the sole managing member

management to be the most appropriate based on,

among other factors, availability in the current capital

markets, pricing and other commercial and financial terms.

The sources of capital may include the issuance of public

equity, unsecured debt, mortgage and construction loans,

and other capital alternatives including the issuance of

Operating Partnership Units. We manage our interest

rate risk primarily through the use of fixed rate-debt and,

where we use variable rate debt, we use certain deriva-

tive instruments, including LIBOR swap agreements and

interest rate caps as discussed further in Item 7A of this

with a 19.9% interest in Fund III and can invest the com-

Form 10-K.

mitted equity on a discretionary basis within the parame-

ters defined in the Fund III operating agreements. The

terms and structure of Fund III are substantially the same

as the previous Funds, including the Promote structure,

with the exception that the Preferred Return is 6%. As of

December 31, 2008, $96.5 million of Fund III’s capital was

invested. To date, Fund III has invested in 13 projects as

discussed further in “PROPERTY ACQUISITIONS” in this

Item 1 of this Form 10-K.

Preferred Equity, Notes Receivable and Other Real
Estate Related Investments

During December of 2006 and January of 2007, we issued

$115.0 million of 3.75% unsecured Convertible Notes (the

“Notes”). Interest on the Notes is payable semi-annually.

The Notes had an initial conversion rate of 32.4002 of our

Common Shares for each $1,000 principal amount, repre-

senting a conversion price of approximately $30.86 per

Common Share, or a conversion premium of approxi-

mately 20.0% based upon our Common Share price on

the date of the issuance of the Notes. Pursuant to the

terms of the Notes, the conversion rate was adjusted to

32.7310 effective October 1, 2008 and 34.1708 effective

We may also invest in preferred equity investments, mort-

January 1, 2009. The Notes are redeemable for cash up to

gage loans, other real estate interests and other invest-

ments. The mortgage loans in which we invest may be

either first or second mortgages, where we believe the

their principal amount plus accrued interest and, at our

option, cash, our Common Shares, or a combination

thereof with respect to the remainder, if any, of the con-

underlying value of the real estate collateral is in excess of

version value in excess of the principal amount. The Notes

its loan balance. As of December 31, 2008, our preferred

mature December 15, 2026, although the holders of the

equity investment and notes receivable aggregated $125.6

Notes may require the Company to repurchase their Notes,

million, and were collateralized by the underlying properties,

in whole or in part, on December 20, 2011, December 15,

the borrower’s ownership interest in the properties and/or

2016, and December 15, 2021. After December 20, 2011,

by the borrower’s personal guarantee. Interest rates on

our preferred equity investment, mezzanine loan invest-

ments and notes receivable ranged from 9.75% to in

we have the right to redeem the Notes in whole or in part

at any time. The $112.1 million in proceeds, net of related

costs, were used to retire variable rate debt, provide for

excess of 20% with maturities that range from demand

future Opportunity Fund capital commitments and for

notes to January 2017. 

4

Acadia Realty Trust 2008 Annual Report 

general working capital purposes. During November and

Operating functions such as leasing, property management,

December of 2008, we purchased $8.0 million in princi-

construction, finance and legal (collectively, the “Operating

pal amount of the Notes and purchased an additional

Departments”) are provided by our personnel, providing

$13.5 million in principal amount during January 2009, all

for fully integrated property management and development.

at a discount of approximately 24%. 

By incorporating the Operating Departments in the acqui-

During January 2007, we filed a shelf registration on

Form S-3 providing for offerings of up to a total of $300.0

million of Common Shares, Preferred Shares and debt

securities. As of December 31, 2008, we have remaining

capacity under this registration statement to issue up to

approximately $189 million of these securities. 

Common and Preferred OP Unit Transactions

On January 27, 2004, we issued 4,000 Series B Preferred

OP Units to Klaff in connection with the acquisition from

Klaff of its rights to provide asset management, leasing,

disposition, and construction services for an existing port-

folio of retail properties. These units had a stated value

of $1,000 each and are entitled to a quarterly preferred

distribution of the greater of (i) $13.00 (5.2% annually) per

Preferred OP Unit or (ii) the quarterly distribution attribu-

table to a Preferred OP Unit if such unit were converted

into a Common OP Unit. The Preferred OP Units are con-

vertible into Common OP Units based on the stated value

of $1,000 divided by 12.82 at any time. Klaff was entitled

to redeem them at par for either cash or Common OP

Units (at our option). During 2007, Klaff converted all 4,000

Series B Preferred OP Units into 312,013 Common OP

Units and ultimately into Common Shares.

Operating Strategy — Experienced Management
Team with Proven Track Record
Our senior management team has decades of experience

in the real estate industry. We believe our management

team has demonstrated the ability to create value inter-

nally through anchor recycling, property redevelopment

and strategic non-core dispositions. We have capitalized

sition process, acquisitions are appropriately priced giving

effect to each asset’s specific risks and returns. Also,

because of the Operating Departments involvement with,

and corresponding understanding of, the acquisition

process, transition time is minimized and management can

immediately execute on its strategic plan for each asset.

We typically hold our Core Portfolio properties for long-

term investment. As such, we continuously review the

existing portfolio and implement programs to renovate and

modernize targeted centers to enhance the property’s

market position. This in turn strengthens the competitive

position of the leasing program to attract and retain quality

tenants, increasing cash flow and consequently property

value. We also periodically identify certain properties for

disposition and redeploy the capital to existing centers or

acquisitions with greater potential for capital appreciation.

Our Core Portfolio consists primarily of neighborhood and

community shopping centers, which are generally domi-

nant centers in high barrier-to-entry markets. The anchors

at these centers typically pay market or below-market

rents. Furthermore, supermarket and necessity-based

retailers anchor the majority of our Core Portfolio. We

believe these attributes enable our properties to better

withstand the current recession.

During 2008, 2007 and 2006 we sold seven non-core prop-

erties and redeployed the capital to acquire seven retail

properties as further discussed in “ASSET SALES AND

CAPITAL/ASSET RECYCLING” below.

Property Acquisitions 

on our expertise in the acquisition, redevelopment, leasing

RCP Venture

and management of retail real estate by establishing joint

Albertson’s

ventures, such as the Opportunity Funds, in which we

In June 2006, the RCP Venture participated in the acquisi-

earn, in addition to a return on our equity interest and Pro-

tion of 699 stores from Albertson’s, the nation’s second

mote, fees and priority distributions. In connection with

largest grocery and drug chain and 26 Cub Food stores.

these joint ventures we have launched several successful

The total price paid by the investment consortium, which

acquisition platforms including our New York Urban Infill

included subsidiaries of Cerberus Capital Management,

Redevelopment Initiative and RCP Venture. 

Schottenstein Stores Corp. and Kimco Realty Corporation,

Acadia Realty Trust 2008 Annual Report 5

to Albertson’s for the portfolio was $1.9 billion, which

REALCO properties were occupied by tenants other than

was funded with $0.3 billion of equity and $1.6 billion of

Mervyns. During 2008 and 2007, Mervyns I and Mervyns

financing. Mervyns II’s share of equity invested totaled

II made additional investments in Mervyns totaling $2.9

$20.7 million. The Operating Partnership’s share was

million. The Operating Partnership’s share of the total

$4.2 million. 

investment in Mervyns was $4.9 million.

During February of 2007, Mervyns II received cash distri-

Through December 31, 2008, Mervyns I and Mervyns II

butions totaling approximately $44.4 million from its own-

have also made add-on investments in Mervyns properties

ership position in Albertson’s. The Operating Partnership’s

totaling $3.0 million. The Operating Partnerships share of

share of this distribution amounted to approximately $8.9

this amount was $0.3 million.

million. The distributions primarily resulted from proceeds

received by Albertsons in connection with its disposition

of certain stores, refinancing of the remaining assets held

in the entity and excess cash from operations. Mervyns II

received additional distributions from this investment total-

ing $8.8 million in 2007 and $10.6 million in 2008. The

Operating Partnership’s share of these distributions was

$2.9 million.

During 2005, Mervyns made a distribution to the investors

from the proceeds from the sale of a portion of the port-

folio and the refinancing of existing debt, of which a total

of $42.7 million was distributed to Mervyns I and Mervyns

II. The Operating Partnership’s share of this distribution

amounted to $10.2 million. In addition, during 2006,

Mervyns distributed additional cash totaling $4.6 million.

The Operating Partnership’s share of this distribution

Through December 31, 2008, Mervyns II has made addi-

totaled $1.4 million.

tional add-on investments in Albertson’s, whereby Mervyns

II, Klaff and Lubert-Adler have together acquired specific

assets from the above investment consortium, totaling

$2.8 million and received distributions totaling $0.8 million

in the aggregate from these add-on investments. The

Operating Partnership’s share of such amounts was 

$0.4 million and $0.1 million, respectively.

Mervyns Department Stores

In September 2004, we made our first RCP Venture invest-

ment. Through Mervyns I and Mervyns II, we invested in

a consortium along with subsidiaries of Sun Capital Part-

ners, Inc. and Cerberus Capital Management to acquire

the Mervyns Department Store chain (“Mervyns”) consist-

ing of 262 stores (“REALCO”) and its retail operation

(“OPCO”) from Target Corporation. The gross acquisition

price of $1.2 billion was financed with $800 million of 

debt and $400 million of equity. Mervyns I and Mervyns II

contributed in the aggregate $23.2 million of equity and

received an approximate 5.2% interest in REALCO and

an approximate 2.5% interest in OPCO. To date, REALCO

has disposed of a significant portion of the portfolio. 

In addition, in November 2007, we sold our interest in

OPCO and, as a result, have no further investment 

in OPCO. As of December 31, 2008, a majority of the

Other RCP Venture Investments

During 2006, Fund II invested $1.1 million in Shopko, a

regional multi-department retailer that, at the time of the

acquisition, operated 358 stores located throughout the

Midwest, Mountain and Pacific Northwest and $0.7 million

in Marsh, a regional supermarket chain which operated

271 stores in central Indiana, Illinois and western Ohio.

The Operating Partnership’s share of these investments

totaled $0.2 million. For the year ended December 31,

2007, Fund II received a $1.1 million distribution from the

Shopko investment, of which the Operating Partnership’s

share was $0.2 million.

During 2008, Fund II made investments of $2.0 million in

additional add-on investments in Marsh. The Operating

Partnership’s share was $0.4 million. For the year ended

December 31, 2008, Fund II received a $1.0 million distri-

bution from the Marsh add-on investment, of which the

Operating Partnership’s share was $0.2 million.

During July 2007, Mervyns II invested $2.7 million in REX

Stores Corporation, which is comprised of electronic retail

stores located in 27 states. The Operating Partnership’s

share was $0.5 million.

6

Acadia Realty Trust 2008 Annual Report 

The following table summarizes the RCP Venture investments from inception through December 31, 2008: 

(dollars in millions)
Investor

Investment

Mervyns I and Mervyns II

Mervyns

Year
acquired

2004

Mervyns I and Mervyns II

Mervyns add-on investments

2005/2008

Mervyns II

Mervyns II

Fund II

Fund II

Fund II

Mervyns II

Total

Albertson’s

2006

Albertson’s add-on investments

2006/2007

Shopko

Marsh

Marsh add-on investments

Rex

2006

2006

2008

2007

Operating 
Partnership Share

Invested
capital

$26.1

3.0

20.7

2.8

1.1

0.7

2.0

2.7

Distributions

$ 46.0

1.3

63.8

0.8

1.1

—

1.0

—

Invested
capital

$ 4.9

0.3

4.2

0.4

0.2

0.1

0.4

0.5

Distributions

$ 11.3

0.3

11.8

0.1

0.2

—

0.2

—

$59.1

$114.0

$11.0

$ 23.9

New York Urban/Infill Redevelopment Initiative

Manhattan for $7.0 million. During 2007, we completed

As of December 31, 2008, we had 10 New York Urban/

Infill projects. Construction is substantially complete at five

of the projects, one is under construction and four are in

the design phase as follows:

Construction Substantially Complete

the construction of a 60,000 square foot office building

and we relocated an agency of the City of New York, which

was a tenant at another of our Urban/Infill Redevelopment

projects, to this location. Inclusive of acquisition costs,

total costs to Acadia P/A for the project, which also includes

a 100-space rooftop parking deck, was approximately

Fordham Place — On September 29, 2004, Acadia-P/A

$28.0 million.

purchased 400 East Fordham Road, Bronx, New York.

Construction of the four-level retail component is substan-

tially complete. The total retail space is 98% leased and

occupied by Best Buy, Sears, Walgreens, and by 24 Hour

fitness, which is scheduled to open during the first half of

2009. Construction on the office component is also sub-

stantially complete with 33% currently leased. The total

cost of the project to Acadia P/A, including the acquisition

cost of $30.0 million, is expected to be $125.0 million. 

Liberty Avenue — On December 20, 2005, Acadia-P/A

acquired the remaining 40-year term of a leasehold inter-

est in land located at Liberty Avenue and 98th Street in

Queens (Ozone Park) New York. Development of this

project has been completed and the property is currently

operating. It includes approximately 30,000 square feet of

retail anchored by a CVS drug store and a 95,000 square

foot self-storage facility operated by Storage Post. The

total cost to Acadia P/A of the redevelopment was approx-

Pelham Manor — On October 1, 2004, Acadia-P/A entered

imately $15.0 million.

into a 95-year, inclusive of extension options, ground lease

to redevelop a 16-acre site in Pelham Manor, Westchester

County, New York. We have demolished the existing

industrial and warehouse buildings, and are completing

construction of a multi-anchor community retail center at

a total estimated cost of $58.0 million. Home Depot was

originally slated to anchor the project, but announced their

decision to curtail plans for expansion. As part of our lease

161st Street — On August 5, 2005, Acadia-P/A purchased

244-268 161st Street located in the Bronx, New York for

$49.3 million, inclusive of closing costs. The ultimate rede-

velopment plan for this currently 88% occupied, 10-story

office building, is to be determined. Additional redevelop-

ment costs to Acadia P/A are anticipated to be approxi-

mately $16.0 million.

termination agreement with Home Depot, we purchased

Under Construction

the building that Home Depot had constructed on the site

Atlantic Avenue — During May 2007, we, through Fund II

for $10 million, representing approximately half of their

and in partnership with Post Management, LLC (“Storage

cost of construction. At the same time, we executed a

Post”), acquired a property on Atlantic Avenue in Brooklyn,

lease with BJ Wholesale Club (“BJ’s”) to anchor the site.

New York for $5.0 million. Storage Post is our unaffiliated

Construction on BJ’s space is underway.

partner in our self storage portfolio (see below) and at

216th Street — On December 1, 2005, Acadia-P/A

acquired a 65,000 square foot parking garage located at

10th Avenue and 216th Street in the Inwood section of

several of our other New York urban projects with a self

storage component. Redevelopment of the property has

commenced with the demolition of the existing structure

Acadia Realty Trust 2008 Annual Report 7

and the construction of an eight level state-of-the-art self

component with MacFarlane, which is expected to include

storage facility, which is expected to be completed in the

at least 125,000 square feet of office space. MacFarlane

second half of 2009. 

In Design

Canarsie — During October of 2007, Acadia P/A acquired

a 530,000 square foot warehouse building in Canarsie,

Brooklyn for approximately $21.0 million. The development

plan for this property includes the demolition of a portion

of the warehouse and the construction of a 323,000 square

foot mixed-use project consisting of retail, office, cold-stor-

age and self-storage. The total cost of the redevelopment,

including acquisition costs, is expected to be approximately

$50.0 million. We had executed a lease with Home Deport

to anchor the project. However, during 2008, we reached

an agreement with Home Depot to terminate their lease

as a result of Home Depot’s corporate decision to curtail

plans for expansion. As we had negotiated a lease with

terms favorable to us as landlord, including stringent open-

ing covenants and limited assignment rights, Home Depot

paid us $24.5 million to terminate this lease.

Sherman Plaza — On April 6, 2005, Acadia-P/A acquired

4650 Broadway located in the Washington Heights/Inwood

section of Manhattan. The property, a 140,000 square foot

building, which was occupied by an agency of the City of

New York and a commercial parking garage, was acquired

for a purchase price of $25.0 million. During 2007 we relo-

cated this tenant to Acadia P/A’s 216th St. redevelopment

as discussed above. We are currently reviewing various

alternatives to redevelop the site to include retail and office

components totaling over 216,000 square feet. Expected

costs for Acadia P/A to complete the redevelopment are

estimated at $55.0 million.

plans to develop and operate up to 1,000 residential units

with underground parking. Acadia P/A does not plan on

participating in the development of, or have an ownership

interest in, the residential component of the project. The

scope of the project remains under review and we may

decide to revise our development plan. 

Sheepshead Bay — During November of 2007, Fund III

acquired a property in Sheepshead Bay, Brooklyn for

approximately $20.0 million. The project is currently in 

the design phase; however, we have demolished the

existing site and expect to develop a multi-story retail 

center with approximately 240,000 square feet of gross

leasable area (“GLA”). The total cost of the redevelopment,

including acquisition costs, is expected to be approxi-

mately $109.0 million.

Given the current dislocation in the credit markets, we do

not intend to proceed with significant development activi-

ties with respect to the forgoing properties that are in the

design phase until significant pre-leasing and the other

components of the projects, including the availability of

project financing, are in place.

Self-Storage Portfolio

On February 29, 2008, Fund III, in conjunction with Storage

Post, acquired a portfolio of 11 self-storage properties

from Storage Post’s existing institutional investors for

approximately $174.0 million. The portfolio totals approxi-

mately 920,000 net rentable square feet, of which 10

properties are operating at various stages of stabilization.

The remaining property is currently under construction.

The properties are located throughout New York and New

CityPoint — On June 13, 2007, Acadia-P/A and MacFarlane

Jersey. The portfolio continues to be operated by Storage

Partners (“MacFarlane”) purchased the leasehold interest

Post, which is a 5% equity partner.

in The Gallery at Fulton Street in downtown Brooklyn for

approximately $115.0 million, with an option to purchase

the fee position, which is owned by the City of New York,

at a later date. Redevelopment plans for the property,

renamed as CityPoint, include the demolition of the exist-

ing structure and the development of a 1.6 million square

foot mixed-use complex. The proposed development calls

for the construction of a combination of retail, office and

residential components, all of which are currently allowed

as of right. Acadia P/A, together with MacFarlane, will

develop and operate the retail component, which is antici-

Other Investments

In addition to the RCP Venture, the New York Urban/

Infill and Self-Storage Portfolio investments as discussed

above, through Fund II and Fund III, we have also acquired

the following:

During November 2007, Fund III acquired 125 Main Street,

Westport, Connecticut for approximately $17.0 million.

Our plan is to redevelop the existing building into 30,000

square feet of retail and office use.

pated to total 475,000 square feet of retail space. Acadia

Core Portfolio

P/A will also participate in the development of the office

See Item 2. PROPERTIES for the definition of our 

Core Portfolio.

8

Acadia Realty Trust 2008 Annual Report 

During April of 2008, the Operating Partnership acquired

18 properties located primarily in Georgetown, Washing-

a 20,000 square foot single tenant retail property located

ton D.C. The portfolio consists of 306,000 square feet of

on 17th Street near 5th Avenue in Manhattan, New York

principally retail space. The term of this investment is for

for $9.7 million.

two years, with two one-year extensions, and provides a

During March of 2007, the Operating Partnership pur-

13% preferred return.

chased a 52,000 square foot single-tenant building located

During July 2008, the Operating Partnership made a $34.0

at 1545 East Service Road in Staten Island, New York for

million mezzanine loan, which is collateralized by a mixed-

$17.0 million.

During March of 2007, the Operating Partnership pur-

chased a retail commercial condominium at 200 West

54th Street located in Manhattan, New York. The 10,000

square foot property was acquired for $36.4 million.

use retail and residential development at 72nd Street and

Broadway on the Upper West Side of Manhattan. Upon

completion, this project is expected to include approximately

50,000 square feet of retail on three levels and 196 luxury

residential rental apartments. The term of the loan is for 

a period of three years, with a one year extension, and,

During September of 2006, the Operating Partnership 

including the exit fee, provides an effective annual return

purchased 2914 Third Avenue in the Bronx, New York for

in excess of 20%.

$18.5 million. The 41,305 square foot property is 100%

leased and is located in a densely populated, high barrier-

to-entry, infill area.

During September 2008, Fund III made a $10.0 million first

mortgage loan, which is collateralized by land located on

Long Island, New York. The term of the loan is for a period

During June of 2006, the Operating Partnership purchased

of two years, and provides an effective annual return of

8400 and 8625 Germantown Road in Philadelphia, Penn-

approximately 13%.

sylvania for $16.0 million. 

During June 2006, the Operating Partnership converted its

During January of 2006, the Operating Partnership closed

$20.0 million preferred equity investment in Levitz SL,

on a 20,000 square foot retail building in the Lincoln Park

L.L.C (“Levitz SL”), the owner of fee and leasehold inter-

district in Chicago. The property was acquired from an

ests in former Levitz Furniture Store locations, to a first

affiliate of Klaff for $9.9 million.

mortgage loan and advanced additional proceeds bringing

During January of 2006, the Operating Partnership acquired

a 60% interest in the A&P Shopping Plaza located in

Boonton, New Jersey. The property, located in northeast-

ern New Jersey, is a 63,000 square foot shopping center

anchored by a 49,000 square foot A&P Supermarket. The

remaining 40% interest is owned by a principal of P/A.

The interest was acquired for $3.2 million.

the total outstanding amount to $31.3 million. Following

the sale of two locations by Levitz SL during 2006 and

2007, $24.8 million of proceeds were used to repay our

first mortgage loan, and the remaining balance of $6.5

million remained outstanding at December 31, 2008. The

first mortgage loan matures in July 2009, with a one-year

extension option and bears interest at a rate of 11.6%.

Although the loan is collateralized by three former Levitz

Preferred Equity, Notes Receivable and Other Real
Estate Related Investments

locations, totaling 402,266 square feet, which are currently

vacant, we believe the underlying value of the real estate

During June 2008, the Operating Partnership made a

is sufficient to recover the principal and interest due under

$40.0 million preferred equity investment in a portfolio of

our mortgage loan. 

Acadia Realty Trust 2008 Annual Report 9

The following table sets forth our preferred equity and notes receivable investments as of December 31, 2008:

Weighted Averages

Notes Receivable
(dollars in thousands)

Investment

Principal

Accrued
Interest

Total

Stated
Interest
Rate

Effective
Extension
Interest Maturity Options
Date

Rate1

Underlying Third-Party
First Mortgage Loan

(Years) Amount2 Maturity Dates

Georgetown A –
5 property portfolio

Georgetown B – 

18 property portfolio

72nd Street

First mortgage notes

Mezzanine notes

$ 8,000

$ 810

$ 8,810

9.75% 10.25% 11/2010 2 x 1 year

$8,576

2009 through 2012

40,000

35,941

25,443

16,203

2,092

1,137

1,964

1,476

42,092

13.00% 13.50% 6/2010

2 x 1 year 114,150

2011 through 2016

37,078

13.00% 20.85% 7/2011

1 year

185,000

2011 with one year
extension

27,407

10.86% 11.43% 2009

0.2 years

N/A

N/A

17,679

13.30% 14.82% 2011

—

— 2012

Total notes receivable

$125,587

$7,479

$133,066 12.40% 15.15%

1The effective rate includes upfront points and exit fees.
2The first mortgage amount for 72nd Street represents the maximum availability under the loan.

Asset Sales and Capital/Asset Recycling 
We periodically identify certain core properties for disposition and redeploy the capital to existing centers or acquisitions

with greater potential for capital appreciation. Since January of 2006, we have sold the following Core Portfolio assets:

Property

Location

Date Sold

Village Apartments
Colony and GHT Apartments
Soundview Marketplace
Bradford Towne Centre
Greenridge Plaza
Pittston Plaza
Luzerne Street Shopping Center

Winston-Salem, North Carolina April 2008
Columbia, Missouri
Long Island, New York
Towanda, Pennsylvania
Scranton, Pennsylvania
Pittston, Pennsylvania
Scranton, Pennsylvania

December 2007
December 2006
November 2006
November 2006
November 2006
November 2006

Total

GLA

599,106
625,545
183,815
257,123
191,767
79,498
58,035

1,994,889

Sales price
(dollars in thousands)

$ 23,300
15,512
24,000
16,000
10,600
6,000
3,600

$ 99,012

Proceeds from these sales in part have been used to fund

totaling approximately 3.0 million square feet. Following

the Core Portfolio acquisitions as discussed in “PROPERTY

the 2006 recapitalization of the Brandywine Portfolio as

ACQUISITIONS” above.

Fund I Liquidation

As originally contemplated when Fund I was established

as a finite life entity, we are currently engaged in the

multi-year process of liquidating the fund’s investments.

Historically, Fund I had purchased a total of 35 assets

discussed further in “BUSINESS OBJECTIVES AND

STRATEGIES” above and the sale of other properties as

discussed below, there were 27 assets comprising 1.3

million square feet remaining in Fund I as of December

31, 2008 (in which the Operating Partnership’s interest 

in cash flow and income has increased from 22.2% to

37.8% as a result of the Promote) as follows:

Location

Year Acquired

GLA

Shopping Center

New York Region

New York

Tarrytown Centre

Midwest Region

Ohio

Granville Centre

Michigan

Westchester

Columbus

Sterling Heights Shopping Center

Detroit

Various Regions

Kroger/Safeway Portfolio

Various (24 properties)

Total

10

Acadia Realty Trust 2008 Annual Report 

2004

2002

2004

2003

35,291

134,997

154,835

987,100

1,312,223 

During April 2008, Fund I sold Haygood Shopping Center

regarding, among other things, revenues from external

located in Virginia Beach, Virginia, for $24.9 million, result-

customers, a measure of profit and loss and total assets

ing in a $6.8 million gain.

with respect to each of our segments.

During November 2007, Fund I sold Amherst Marketplace

and Sheffield Crossing, community shopping centers in

Ohio, for $26.0 million, resulting in a $7.5 million gain.

On February 2, 2009, The Kroger Co. purchased the fee

at six locations in Fund I’s Kroger/Safeway Portfolio for

Corporate Headquarters and Employees 
Our executive offices are located at 1311 Mamaroneck

Avenue, Suite 260, White Plains, New York 10605, and our

telephone number is (914) 288-8100. As of December 31,

2008, we had 135 employees, of which 108 were located

$14.6 million. The Company’s share of the sales proceeds

at our executive office and 27 were located at regional

amounted to $8.1 million. 

Property Redevelopment and Expansion 
Our redevelopment program focuses on selecting well-

located neighborhood and community shopping centers

within our Core Portfolio and creating significant value

through re-tenanting and property redevelopment. 

property management offices. None of our employees are

covered by collective bargaining agreements. Management

believes that its relationship with employees is good. 

Company Website 
All of our filings with the Securities and Exchange Com-

mission, including our annual reports on Form 10-K, 

quarterly reports on Form 10-Q and current reports on

Competition
There are numerous entities that compete with us in

Form 8-K and amendments to those reports filed or fur-

nished pursuant to Section 13(a) or 15(d) of the Securities

seeking properties for acquisition and tenants that will

Exchange Act of 1934, are available free of charge at our

lease space in our properties. Our competitors include

website at www.acadiarealty.com, as soon as reason-

other REIT’s, financial institutions, insurance companies,

ably practicable after we electronically file such material

pension funds, private companies and individuals. Our

with, or furnish it to, the Securities and Exchange Com-

properties compete for tenants with similar properties 

mission. These filings can also be accessed through 

primarily on the basis of location, total occupancy costs

the Securities and Exchange Commission’s website at

(including base rent and operating expenses) and the

www.sec.gov. Alternatively, we will provide paper copies

design and condition of the improvements.

of our filings free of charge upon request. If you wish to

Financial Information About 
Market Segments 
We have four reportable segments: Core Portfolio, Oppor-

receive a copy of the Form 10-K, you may contact Robert

Masters, Corporate Secretary at Acadia Realty Trust, 1311

Mamaroneck Avenue, Suite 260, White Plains, NY 10605.

You may also call (914) 288-8100 to request a copy of the

tunity Funds, Self Storage Portfolio, and Other. During

Form 10-K. Information included or referred to on our

2008, we acquired a portfolio of self storage properties and

website is not incorporated by reference in or otherwise

determined that it constitutes a new reportable segment.

a part of this Form 10-K.

“Other” primarily consists of management fees, interest

income, preferred equity investment and notes receivable.

The accounting policies of the segments are the same as

those described in the summary of significant accounting

Code Of Ethics and 
Whistleblower Policies 
The Board of Trustees adopted a Code of Ethics for Senior

policies. We evaluate property performance primarily based

Financial Officers that applies to our Chief Executive Officer,

on net operating income before depreciation, amortization

Senior Vice President–Chief Financial Officer, Senior Vice

and certain nonrecurring items. Investments in our Core

President–Chief Accounting Officer, Vice President–Con-

Portfolio are typically held long-term. Given the contem-

troller, Vice President–Financial Reporting, Director of 

plated finite life of our Opportunity Funds, these invest-

Taxation and Assistant Controllers. The Board also adopted

ments are typically held for shorter terms. Fees earned by

a Code of Business Conduct and Ethics applicable to all

us as general partner/member of the Opportunity Funds

employees, as well as a “Whistleblower Policy.” Copies of

are eliminated in our Consolidated Financial Statements.

these documents are available in the Investor Information

See Note 3 to our Consolidated Financial Statements,

section of our website.

which begin on page 59 of this Form 10-K for information

Acadia Realty Trust 2008 Annual Report 11

ITEM 1A. RISK FACTORSx

If any of the following risks actually occur, our business,

results of operations and financial condition would likely

suffer. This section includes or refers to certain forward-

looking statements. Refer to the explanation of the qualifi-

cations and limitations on such forward-looking statements

discussed in the beginning of this Form 10-K.

We rely on revenues derived from major tenants.

We derive significant revenues from certain anchor tenants

that occupy space in more than one center. We could be

adversely affected in the event of the bankruptcy or insol-

vency of, or a downturn in the business of, any of our

major tenants, or in the event that any such tenant does

not renew its leases as they expire or renews at lower

rental rates. Vacated anchor space not only would reduce

rental revenues if not re-tenanted at the same rental rates

but also could adversely affect the entire shopping center

because of the loss of the departed anchor tenant’s cus-

tomer drawing power. Loss of customer drawing power

also can occur through the exercise of the right that most

anchors have to vacate and prevent re-tenanting by paying

rent for the balance of the lease term, or the departure of

a “shadow” anchor tenant that owns its own property. In

addition, in the event that certain major tenants cease to

occupy a property, such an action may result in a signifi-

cant number of other tenants having the right to terminate

their leases, or pay a reduced rent based on a percentage

of the tenant’s sales, at the affected property, which could

adversely affect the future income from such property.

See “Item 2. Properties — Major Tenants” for quantified

information with respect the percentage of our minimum

rents received from major tenants. 

We may not be able to renew current leases and the
terms of re-letting (including the cost of concessions
to tenants) may be less favorable to us than current
lease terms.

Upon the expiration of current leases for space located in

our properties, we may not be able to re-let all or a portion

of that space, or the terms of re-letting (including the cost

of concessions to tenants) may be less favorable to us

than current lease terms. If we are unable to re-let promptly

all or a substantial portion of the space located in our prop-

erties or if the rental rates we receive upon re-letting are

significantly lower than current rates, our net income and

ability to make expected distributions to our shareholders

will be adversely affected due to the resulting reduction in

rent receipts. There can be no assurance that we will be

able to retain tenants in any of our properties upon the

expiration of their leases. See “Item 2. Properties —

Lease Expirations” in this Annual Report on Form 10-K

for additional information as to the scheduled lease expira-

tions in our portfolio.

The current global financial crisis may cause us to
lose tenants and may impair our ability to borrow
money to purchase properties, refinance existing
debt or obtain the necessary financing to complete
our current redevelopment.

Our operations and performance depend on general eco-

nomic conditions. The U.S. economy has recently experi-

enced a financial downturn, with consumer spending on

the decline, credit tightening and unemployment rising.

Many financial and economic analysts are predicting that

the world economy has entered a prolonged economic

downturn characterized by high unemployment, limited

availability of credit and decreased consumer and business

spending. This economic downturn is expected to adversely

affect the businesses of many of our tenants. We and the

Opportunity Funds may experience higher vacancy rates

as well as delays in re-leasing vacant space.

The current downturn has had, and may continue to have,

an unprecedented impact on the global credit markets. In

general, credit is currently difficult to obtain. While we

currently believe we have adequate sources of liquidity,

there can be no assurance that we will be able to obtain

mortgage loans to purchase additional properties, obtain

financing to complete current redevelopment projects, or

successfully refinance our properties as loans become due.

To the extent that the availability of credit continues to be

limited, it will also adversely impact our preferred equity

and mezzanine investments as counterparties may not be

able to obtain the financing required to repay the loans

upon maturity. Additionally, if the current market conditions

continue, it will make it more difficult for us to raise capital

through the issuance of equity or debt securities. 

The bankruptcy of, or a downturn in the business
of, any of our major tenants or a significant number
of our smaller tenants may adversely affect our
cash flows and property values.

The bankruptcy of, or a downturn in the business of, any

of our major tenants causing them to reject their leases, or

not renew their leases as they expire, or renew at lower

rental rates may adversely affect our cash flows and prop-

erty values. Furthermore, the impact of vacated anchor

space and the potential reduction in customer traffic may

adversely impact the balance of tenants at the center.

12

Acadia Realty Trust 2008 Annual Report 

Certain of our tenants have experienced financial difficul-

Bankruptcy. Tweeter is operating in one of our Core 

ties and have filed for bankruptcy under Chapter 11 of the

Portfolio locations, leasing 12,799 square feet. Rental 

United States Bankruptcy Code (“Chapter 11 Bankruptcy”).

revenues from Tweeter totaled $0.3 million, $0.3 million

Pursuant to bankruptcy law, tenants have the right to

and $0.4 million for the years ended December 31, 2008,

reject their leases. In the event the tenant exercises this

2007 and 2006, respectively. A new entity, Tweeter

right, the landlord generally has the right to file a claim

Newco, LLC, and its operating subsidiary, Tweeter Opco,

for lost rent equal to the greater of either one year’s rent

LLC, (“Tweeter 2”) assumed the lease. On November 5,

(including tenant expense reimbursements) for remaining

2008, Tweeter 2 filed for protection under Chapter 11

terms greater than one year, or 15% of the rent remaining

Bankruptcy, which was subsequently converted to a Chap-

under the balance of the lease term, but not to exceed

ter 7 Bankruptcy. Tweeter 2 has rejected the lease. 

three years rent. Actual amounts to be received in satis-

faction of those claims will be subject to the tenant’s final

plan of reorganization and the availability of funds to pay

its creditors.

In addition, through our investment in Mervyns I and

Mervyns II, as discussed in Item 1 under Property Acquisi-

tions of this Form 10-K, we leased space to the Mervyns

Department Store chain which declared bankruptcy and

Since January 1, 2006, there have been four significant

rejected the leases. This could adversely effect the Oper-

tenant bankruptcies within our portfolio:

ating Partnership’s revenues by less than $0.5 million.

On December 11, 2008, KB Toys (“KB”) filed for protection

under Chapter 11 Bankruptcy. KB operated in two locations

in our Core Portfolio, totaling approximately 12,000 square

feet. Rental revenues from KB at these locations aggregated

$0.3 million for each of the years ended December 31,

2008, 2007 and 2006, respectively. KB has filed a Motion

to Reject the lease at the two locations and a hearing on

the matter is scheduled for March 10, 2009.

On November 10, 2008, Circuit City Stores Inc. (“Circuit

City”) filed for protection under Chapter 11 Bankruptcy.

Circuit City operated at two of our Core Portfolio locations

totaling approximately 59,278 square feet. Rental revenues

from Circuit City at these locations totaled $1.0 million,

$0.7 million and $0.5 million for the years ended Decem-

ber 31, 2008, 2007 and 2006 respectively. Circuit City has

rejected one lease and has neither assumed nor rejected

one lease. In addition, Circuit City executed a lease at a

property owned by Acadia-P/A Holding Company. Circuit

City has rejected that lease. On January 16, 2009, Circuit

City announced that it will seek Bankruptcy Court approval

to liquidate the assets of the Company.

On September 27, 2007, the Bombay Company, Inc.

(“Bombay”) filed for protection under Chapter 11 Bank-

ruptcy. Bombay operated in one of our Core Portfolio loca-

tions, leasing 8,965 square feet. Rental revenues from

Bombay totaled $0.04 million, $0.2 million and $0.2 million

for the years ended December 31, 2008, 2007 and 2006,

respectively. Bombay has rejected the lease at this location.

On June 11, 2007, Tweeter Home Entertainment Group,

Inc. (“Tweeter 1”) filed for protection under Chapter 11

There are risks relating to investments in real estate.

Real property investments are subject to varying degrees

of risk. Real estate values are affected by a number of

factors, including: changes in the general economic climate,

local conditions (such as an oversupply of space or a

reduction in demand for real estate in an area), the quality

and philosophy of management, competition from other

available space, the ability of the owner to provide ade-

quate maintenance and insurance and to control variable

operating costs. Shopping centers, in particular, may be

affected by changing perceptions of retailers or shoppers

regarding the safety, convenience and attractiveness of

the shopping center and by the overall climate for the

retail industry generally. Real estate values are also affected

by such factors as government regulations, interest rate

levels, the availability of financing and potential liability

under, and changes in, environmental, zoning, tax and

other laws. A significant portion of our income is derived

from rental income from real property, our income and

cash flow would be adversely affected if a significant num-

ber of our tenants were unable to meet their obligations,

or if we were unable to lease on economically favorable

terms a significant amount of space in our properties. In

the event of default by a tenant, we may experience delays

in enforcing, and incur substantial costs to enforce, our

rights as a landlord. In addition, certain significant expendi-

tures associated with each equity investment (such as

mortgage payments, real estate taxes and maintenance

costs) are generally not reduced when circumstances

cause a reduction in income from the investment. 

Acadia Realty Trust 2008 Annual Report 13

Our ability to change our portfolio is limited
because real estate investments are illiquid.

Competition may adversely affect our ability to pur-
chase properties and to attract and retain tenants.

Equity investments in real estate are relatively illiquid and,

There are numerous commercial developers, real estate

therefore, our ability to change our portfolio promptly in

companies, financial institutions and other investors with

response to changed conditions will be limited. Our board

greater financial resources than we have that compete

of trustees may establish investment criteria or limitations

with us in seeking properties for acquisition and tenants

as it deems appropriate, but currently does not limit the

who will lease space in our properties. Our competitors

number of properties in which we may seek to invest or

include other REIT’s, financial institutions, insurance com-

on the concentration of investments in any one geographic

panies, pension funds, private companies and individuals.

region. We could change our investment, disposition and

This competition may result in a higher cost for properties

financing policies without a vote of our shareholders.

that we wish to purchase. In addition, retailers at our

We could become highly leveraged, resulting in
increased risk of default on our obligations and in an
increase in debt service requirements, which could
adversely affect our financial condition and results
of operations and our ability to pay distributions.

properties face increasing competition from outlet malls,

discount shopping clubs, Internet commerce, direct mail

and telemarketing, which could (i) reduce rents payable

to us; (ii) reduce our ability to attract and retain tenants

at our properties; and (iii) lead to increased vacancy rates

We have incurred, and expect to continue to incur, indebt-

at our properties.

edness in furtherance of our activities. Neither our Decla-

ration of Trust nor any policy statement formally adopted

by our board of trustees limits either the total amount of

indebtedness or the specified percentage of indebted-

ness that we may incur. Accordingly, we could become

more highly leveraged, resulting in increased risk of default

on our obligations and in an increase in debt service

requirements, which could adversely affect our financial

condition and results of operations and our ability to

make distributions.

Our loan agreements contain customary representations,

covenants and events of default. Certain loan agreements

require us to comply with certain affirmative and negative

covenants, including the maintenance of certain debt serv-

ice coverage and leverage ratios.

Interest expense on our variable debt as of December 31,

2008 would increase by $2.5 million annually for a 100 basis

point increase in interest rates. We may seek additional

variable-rate financing if and when pricing and other com-

mercial and financial terms warrant. As such, we would

consider hedging against the interest rate risk related to

such additional variable-rate debt through interest rate

swaps and protection agreements, or other means.

We could be adversely affected by poor market
conditions where properties are geographically
concentrated.

Our performance depends on the economic conditions 

in markets in which our properties are concentrated. We

have significant exposure to the greater New York region,

from which we derive 34% of the annual base rents

within our Core Portfolio. Our operating results could be

adversely affected if market conditions, such as an over-

supply of space or a reduction in demand for real estate,

in this area become more competitive relative to other

geographic areas.

We have pursued, and may in the future continue
to pursue extensive growth opportunities, which
may result in significant demands on our opera-
tional, administrative and financial resources.

We have pursued extensive growth opportunities. This

expansion has placed significant demands on our opera-

tional, administrative and financial resources. The contin-

ued growth of our real estate portfolio can be expected to

continue to place a significant strain on our resources. Our

future performance will depend in part on our ability to suc-

cessfully attract and retain qualified management person-

nel to manage the growth and operations of our business

We enter into interest-rate hedging transactions, including

and to finance such acquisitions. In addition, acquired prop-

interest rate swaps and cap agreements, with counter-

erties may fail to operate at expected levels due to the

parties. There can be no guarantee that the financial con-

numerous factors that may affect the value of real estate.

dition of these counterparties will enable them to fulfill

There can be no assurance that we will have sufficient

their obligations under these agreements.

resources to identify and manage acquired properties or

otherwise be able to maintain our historic rate of growth.

14

Acadia Realty Trust 2008 Annual Report 

Our inability to carry out our growth strategy could
adversely affect our financial condition and results
of operations.

Our earnings growth strategy is based on the acquisition

and development of additional properties, including acqui-

sitions through co-investment programs such as our

Opportunity Funds. In the context of our business plan,

“redevelopment” generally means an expansion or reno-

tax consequences of our actions to any limited partner,

there can be no assurance that the Operating Partnership

will not acquire properties in the future subject to material

restrictions designed to minimize the adverse tax conse-

quences to the limited partners who contribute such

properties. Such restrictions could result in significantly

reduced flexibility to manage our assets.

vation of an existing property. The consummation of any

Limited control over joint venture investments.

future acquisitions will be subject to satisfactory comple-

Under the terms of our Fund III joint venture, which is

tion of our extensive valuation analysis and due diligence

similar to the terms of Fund I and Fund II, we are required

review and to the negotiation of definitive documentation.

to first offer to Fund III all of our opportunities to acquire

We cannot be sure that we will be able to implement our

retail shopping centers. Only if (i) our joint venture partner

strategy because we may have difficulty finding new prop-

elects not to approve Fund III’s pursuit of an acquisition

erties, negotiating with new or existing tenants or secur-

opportunity; (ii) the ownership of the acquisition opportu-

ing acceptable financing.

Acquisitions of additional properties entail the risk that

investments will fail to perform in accordance with expec-

tations, including operating and leasing expectations. Rede-

velopment is subject to numerous risks, including risks of

construction delays, cost overruns or uncontrollable events

that may increase project costs, new project commence-

ment risks such as the receipt of zoning, occupancy and

nity by Fund III would create a material conflict of interest

for us; (iii) we require the acquisition opportunity for a

“like-kind” exchange; or (iv) the consideration payable for

the acquisition opportunity is our Common Shares, OP

Units or other securities, may we pursue the opportunity

directly. As a result, we may not be able to make attrac-

tive acquisitions directly and may only receive a minority

interest in such acquisitions through Fund III.

other required governmental approvals and permits, and

Our joint venture investments, including our Opportunity

the incurrence of development costs in connection with

Fund investments may involve risks not otherwise present

projects that are not pursued to completion.

for investments made solely by us, including the possibility

A component of our growth strategy is through private-

equity type investments made through our RCP Venture.

These include investments in operating retailers. The

inability of the retailers to operate profitably would have an

adverse impact on income realized from these investments.

We operate through a partnership structure,
which could have an adverse effect on our ability
to manage our assets.

Our primary property-owning vehicle is the Operating

Partnership, of which we are the general partner. Our

acquisition of properties through the Operating Partnership

in exchange for interests in the Operating Partnership may

permit certain tax deferral advantages to limited partners

that our joint venture partner might have different interests

or goals than we do. Other risks of joint venture invest-

ments include impasse on decisions, such as a sale,

because neither we nor a joint venture partner would have

full control over the joint venture. Also, there is no limita-

tion under our organizational documents as to the amount

of funds that may be invested in joint ventures.

Through our investments in joint ventures we have also

invested in operating businesses that have operational

risk in addition to the risks associated with real estate

investments, including among other risks, human capital

issues, adequate supply of product and material, and

merchandising issues.

who contribute properties to the Operating Partnership.

During 2008, 2007 and 2006, our Fund I joint venture pro-

Since properties contributed to the Operating Partnership

vided Promote income. There can be no assurance that

may have unrealized gain attributable to the difference

the joint ventures will continue to operate profitably and

between the fair market value and adjusted tax basis in

thus provide additional Promote income in the future.

such properties prior to contribution, the sale of such

properties could cause adverse tax consequences to 

the limited partners who contributed such properties.

Although we, as the general partner of the Operating 

Partnership, generally have no obligation to consider the

Market factors could have an adverse effect on our
share price.

One of the factors that may influence the trading price of

our Common Shares is the annual dividend rate on our

Acadia Realty Trust 2008 Annual Report 15

Common Shares as a percentage of its market price. An

damages and claims related to the leased premises, in

increase in market interest rates may lead purchasers of

the event of the bankruptcy or inability of any of our ten-

our Common Shares to seek a higher annual dividend rate,

ants to satisfy any obligations with respect to the property

which could adversely affect the market price of our Com-

leased to that tenant, we may be required to satisfy such

mon Shares. A decline in our share price, as a result of

obligations. In addition, we may be held directly liable for

this or other market factors, could unfavorably impact our

any such damages or claims irrespective of the provisions

ability to raise additional equity in the public markets.

of any lease.

The loss of a key executive officer could have an
adverse effect on us.

From time to time, in connection with the conduct of our

business, and prior to the acquisition of any property from

Our success depends on the contribution of key manage-

a third party or as required by our financing sources, we

ment members. The loss of the services of Kenneth F.

authorize the preparation of Phase I environmental reports

Bernstein, President and Chief Executive Officer, or other

and, when necessary, Phase II environmental reports,

key executive-level employees could have a material

with respect to our properties. Based upon these environ-

adverse effect on our results of operations. We have

mental reports and our ongoing review of our properties,

obtained key-man life insurance for Mr. Bernstein. In addi-

we are currently not aware of any environmental condition

tion, we have entered into an employment agreement

with respect to any of our properties that we believe would

with Mr. Bernstein; however, it could be terminated by

be reasonably likely to have a material adverse effect on

Mr. Bernstein. We have not entered into employment

us. There can be no assurance, however, that the environ-

agreements with other key executive level employees. 

mental reports will reveal all environmental conditions at

Possible liability relating to environmental matters.

Under various federal, state and local environmental laws,

statutes, ordinances, rules and regulations, as an owner

of real property, we may be liable for the costs of removal

or remediation of certain hazardous or toxic substances

at, on, in or under our property, as well as certain other

potential costs relating to hazardous or toxic substances

(including government fines and penalties and damages

for injuries to persons and adjacent property). These laws

may impose liability without regard to whether we knew

of, or were responsible for, the presence or disposal of

those substances. This liability may be imposed on us in

connection with the activities of an operator of, or tenant

at, the property. The cost of any required remediation,

removal, fines or personal or property damages and our

liability therefore could exceed the value of the property

and/or our aggregate assets. In addition, the presence of

those substances, or the failure to properly dispose of or

remove those substances, may adversely affect our ability

to sell or rent that property or to borrow using that prop-

erty as collateral, which, in turn, would reduce our rev-

enues and ability to make distributions.

A property can also be adversely affected either through

physical contamination or by virtue of an adverse effect

upon value attributable to the migration of hazardous or

toxic substances, or other contaminants that have or 

may have emanated from other properties. Although our

tenants are primarily responsible for any environmental

our properties or that the following will not expose us to

material liability in the future:

n The discovery of previously unknown environmental 

conditions;

n Changes in law;

n Activities of tenants; and

n Activities relating to properties in the vicinity of our 

properties. 

Changes in laws increasing the potential liability for envi-

ronmental conditions existing on properties or increasing

the restrictions on discharges or other conditions may

result in significant unanticipated expenditures or may

otherwise adversely affect the operations of our tenants,

which could adversely affect our financial condition or

results of operations.

Uninsured losses or a loss in excess of insured lim-
its could adversely affect our financial condition.

We carry comprehensive general liability, fire, extended

coverage, loss of rent insurance, and environmental liabil-

ity on most of our properties, with policy specifications

and insured limits customarily carried for similar properties.

However, with respect to those properties where the

leases do not provide for abatement of rent under any

circumstances, we generally do not maintain loss of rent

insurance. In addition, there are certain types of losses,

such as losses resulting from wars, terrorism or acts of

16

Acadia Realty Trust 2008 Annual Report 

God that generally are not insured because they are

shareholders to comply with the distribution requirements

either uninsurable or not economically insurable. Should

of the Internal Revenue Code and to minimize exposure to

an uninsured loss or a loss in excess of insured limits occur,

federal income and nondeductible excise taxes. Differences

we could lose capital invested in a property, as well as the

in timing between the receipt of income and the payment

anticipated future revenues from a property, while remain-

of expenses in determining our income as well as required

ing obligated for any mortgage indebtedness or other finan-

debt amortization payments and the capitalization of cer-

cial obligations related to the property. Any loss of these

tain expenses could require us to borrow funds on a short-

types would adversely affect our financial condition.

term basis to meet the distribution requirements that are

Our Board of Trustees may change our investment
policy without shareholder approval.

Our board of trustees will determine our investment 

and financing policies, our growth strategy and our debt,

capitalization, distribution, acquisition, disposition and

operating policies. Our board of trustees may establish

investment criteria or limitations as it deems appropriate,

but currently does not limit the number of properties in

which we may seek to invest or on the concentration of

investments in any one geographic region. Although our

board of trustees has no present intention to revise or

amend our strategies and policies, it may do so at any

time without a vote by our shareholders. Accordingly,

our shareholders’ control over changes in our strategies

and policies is limited to the election of trustees, and

changes made by our board of trustees may not serve

necessary to achieve the tax benefits associated with

qualifying as a REIT. The distribution requirements also

severely limit our ability to retain earnings to acquire and

improve properties or retire outstanding debt.

There can be no assurance we have qualified or
will remain qualified as a REIT for federal income
tax purposes.

We believe that we have consistently met the require-

ments for qualification as a REIT for federal income tax

purposes beginning with our taxable year ended Decem-

ber 31, 1993, and we intend to continue to meet these

requirements in the future. However, qualification as a

REIT involves the application of highly technical and com-

plex provisions of the Internal Revenue Code, for which

there are only limited judicial or administrative interpreta-

tions. No assurance can be given that we have qualified or

the interests of all of our shareholders and could adversely

will remain qualified as a REIT. The Internal Revenue Code

affect our financial condition or results of operations,

including our ability to distribute cash to shareholders or

qualify as a REIT.

Distribution requirements imposed by law limit our
operating flexibility.

To maintain our status as a REIT for federal income tax

purposes, we are generally required to distribute to our

shareholders at least 90% of our taxable income for each

calendar year. Pursuant to recent IRS pronouncements,

up to 90% of such distribution may be made in Common

Shares rather than cash. Our taxable income is determined

without regard to any deduction for dividends paid and by

excluding net capital gains. To the extent that we satisfy

the distribution requirement, but distribute less than 100%

of our taxable income, we will be subject to federal corpo-

rate income tax on our undistributed income. In addition,

we will incur a 4% nondeductible excise tax on the amount,

if any, by which our distributions in any year are less than

the sum of (i) 85% of our ordinary income for that year;

(ii) 95% of our capital gain net income for that year and;

(iii) 100% of our undistributed taxable income from prior

years. We intend to continue to make distributions to our

provisions and income tax regulations applicable to REIT’s

differ significantly from those applicable to other corpora-

tions. The determination of various factual matters and cir-

cumstances not entirely within our control can potentially

affect our ability to continue to qualify as a REIT. In addi-

tion, no assurance can be given that legislation, regulations,

administrative interpretations or court decisions will not

significantly change the requirements for qualification as

a REIT or the federal income tax consequences of such

qualification. Under current law, if we fail to qualify as a

REIT, we would not be allowed a deduction for dividends

paid to shareholders in computing our net taxable income.

In addition, our income would be subject to tax at the reg-

ular corporate rates. We also could be disqualified from

treatment as a REIT for the four taxable years following

the year during which qualification was lost. Cash available

for distribution to our shareholders would be significantly

reduced for each year in which we do not qualify as a

REIT. In that event, we would not be required to continue

to make distributions. Although we currently intend to

continue to qualify as a REIT, it is possible that future 

economic, market, legal, tax or other considerations may

cause us, without the consent of the shareholders, to

Acadia Realty Trust 2008 Annual Report 17

revoke the REIT election or to otherwise take action that

Restrictions on a potential change of control.

would result in disqualification.

Limits on ownership of our capital shares.

For the Company to qualify as a REIT for federal income

tax purposes, among other requirements, not more than

50% of the value of our capital shares may be owned,

directly or indirectly, by five or fewer individuals (as defined

in the Internal Revenue Code to include certain entities)

during the last half of each taxable year after 1993, and

such capital shares must be beneficially owned by 100 or

more persons during at least 335 days of a taxable year

of 12 months or during a proportionate part of a shorter

taxable year (in each case, other than the first such year).

Our Declaration of Trust includes certain restrictions

regarding transfers of our capital shares and ownership

limits that are intended to assist us in satisfying these

limitations. These restrictions and limits may not be ade-

quate in all cases, however, to prevent the transfer of

our capital shares in violation of the ownership limitations.

The ownership limit discussed above may have the effect

of delaying, deferring or preventing someone from taking

control of us.

Our Board of Trustees is authorized by our Declaration 

of Trust to establish and issue one or more series of pre-

ferred shares without shareholder approval. We have not

established any series of preferred shares. However, the

establishment and issuance of a series of preferred shares

could make more difficult a change of control of us that

could be in the best interest of the shareholders.

In addition, we have entered into an employment agree-

ment with our Chief Executive Officer and severance

agreements are in place with our senior vice presidents

which provide that, upon the occurrence of a change in

control of us and either the termination of their employ-

ment without cause (as defined) or their resignation for

good reason (as defined), those executive officers would

be entitled to certain termination or severance payments

made by us (which may include a lump sum payment

equal to defined percentages of annual salary and prior

years’ average bonuses, paid in accordance with the

terms and conditions of the respective agreement),

which could deter a change of control of us that could

be in our best interest.

Actual or constructive ownership of our capital shares in

excess of the share ownership limits contained in our

Declaration of Trust would cause the violative transfer 

Legislative or regulatory tax changes could have
an adverse effect on us.

There are a number of issues associated with an invest-

or ownership to be null and void from the beginning and

ment in a REIT that are related to the federal income tax

subject to purchase by us at a price equal to the lesser 

laws, including, but not limited to, the consequences of 

of (i) the price stipulated in the challenged transaction;

a company’s failing to continue to qualify as a REIT. At

and (ii) the fair market value of such shares (determined

any time, the federal income tax laws governing REIT’s or

in accordance with the rules set forth in our declaration of

the administrative interpretations of those laws may be

trust). As a result, if a violative transfer were made, the

amended or modified. Any new laws or interpretations

recipient of the shares would not acquire any economic

may take effect retroactively and could adversely affect 

or voting rights attributable to the transferred shares. Addi-

us or our shareholders. Reduced tax rates applicable to

tionally, the constructive ownership rules for these limits

certain corporate dividends paid to most domestic noncor-

are complex and groups of related individuals or entities

porate shareholders are not generally available to REIT

may be deemed a single owner and consequently in viola-

shareholders since a REIT’s income generally is not 

tion of the share ownership limits.

Concentration of ownership by certain investors.

Eight institutional shareholders own 5% or more individu-

subject to corporate level tax. As a result, investment in

non-REIT corporations may be viewed as relatively more

attractive than investment in REIT’s by domestic noncor-

porate investors. This could adversely affect the market

ally, and 52.8% in the aggregate, of our Common Shares.

price of the Company’s shares.

A significant concentration of ownership may allow an

investor or a group of investors to exert a greater influ-

ITEM 1B. UNRESOLVED STAFF COMMENTSx

ence over our management and affairs and may have the

effect of delaying, deferring or preventing a change in

None.

control of us.

18

Acadia Realty Trust 2008 Annual Report 

ITEM 2. PROPERTIESx

rental revenues were from national tenants. A majority of

the income from the properties consists of rent received

Shopping Center Properties 
The discussion and tables in this Item 2 include properties

under long-term leases. These leases generally provide for

the payment of fixed minimum rent monthly in advance

held through our Core Portfolio and our Opportunity Funds.

and for the payment by tenants of a pro-rata share of the

We define our Core Portfolio as those properties either

real estate taxes, insurance, utilities and common area

100% owned by, or partially owned through joint venture

maintenance of the shopping centers. Minimum rents and

interests by the Operating Partnership, or subsidiaries

expense reimbursements accounted for approximately

thereof, not including those properties owned through our

69% of our total revenues for the year ended December

Opportunity Funds. The discussion of the Opportunity

31, 2008.

Funds does not include Fund III’s investment in a portfolio

of self storage properties, which are detailed separately

within this Item 2.

As of December 31, 2008, approximately 33% of our

existing leases also provided for the payment of percent-

age rents either in addition to, or in place of, minimum

As of December 31, 2008, in our Core Portfolio we

rents. These arrangements generally provide for payment

owned and operated 35 properties totaling approximately

to us of a certain percentage of a tenant’s gross sales in

5.5 million square feet of gross leasable area (“GLA”). The

excess of a stipulated annual amount. Percentage rents

Core Portfolio properties are located in 12 states and are

accounted for approximately 0.4% of the total 2008 rev-

generally well-established, community and neighborhood

enues of the Company.

shopping centers anchored by supermarkets or value-ori-

ented retail. The properties are diverse in size, ranging

from approximately 10,000 to 875,000 square feet with an

average size of 158,000 square feet. As of December 31,

2008, our Core Portfolio was 93.5% occupied.

Three of our Core Portfolio properties and four of our

Opportunity Fund properties are subject to long-term

ground leases in which a third party owns and has leased

the underlying land to us. We pay rent for the use of the

land at seven locations and are responsible for all costs

As of December 31, 2008, we owned and operated 29

and expenses associated with the building and improve-

properties totaling 1.4 million square feet of GLA, exclud-

ments at all seven locations.

ing properties under redevelopment, in our Opportunity

Funds. In addition to shopping centers, the Opportunity

Funds’ assets have invested in mixed-use properties,

which generally include retail activities. The Opportunity

Fund properties are located in 15 states. As of December

31, 2008, the properties owned by our Opportunity Funds

were, in total, 93.3% occupied.

No individual property contributed in excess of 10% of our

total revenues for the years ended December 31, 2008,

2007 and 2006. Reference is made to Note 8 to our Con-

solidated Financial Statements, which begin on page 59 of

this Form 10-K, for information on the mortgage debt per-

taining to our properties. The following sets forth more

specific information with respect to each of our shopping

Within our Core Portfolio and Opportunity Funds, we had

centers at December 31, 2008:

502 leases as of December 31, 2008. A majority of our

Acadia Realty Trust 2008 Annual Report 19

Shopping Center

Location

Acquired (A)

Interest

GLA

Year

Constructed (C) Ownership

Occupancy %(1)
12/31/08

Anchor Tenants
Current Lease Expiration/
Lease Option Expiration

Core Portfolio

NEW YORK REGION 

Connecticut
239 Greenwich Avenue

New Jersey
Elmwood Park Shopping Center

Greenwich

1998 (A)

Fee

16,834 (3)

100%

Restoration Hardware 2014/2024

Coach 2016/2021

Elmwood Park

1998 (A)

Fee

149,491

100%

A&P 2017/2052 

Walgreens 2022/2062

A&P Shopping Plaza

Boonton

2006 (A)

Fee

62,908

100%

A&P 2024/2069

New York
Village Commons Shopping Center

Branch Shopping Plaza

Smithtown

Smithtown

1998 (A)

1998 (A)

Fee

LI (4)

87,237

125,751

87%

100%

A&P 2013/2028 

CVS 2010/—

Amboy Road

Staten Island

2005 (A)

LI (4)

63,290

100%

King Kullen 2028/—

Bartow Avenue

Pacesetter Park Shopping Center

2914 Third Avenue

West Shore Expressway

West 54th Street

East 17th Street

Crossroads Shopping Center

Bronx

Pomona

Bronx

Staten Island

Manhattan

Manhattan

White Plains

2005 (C)

1999 (A)

2006 (A)

2007 (A)

2007 (A)

2008 (A)

1998 (A)

Fee

Fee

Fee

Fee

Fee

Fee

14,676

96,434

42,400

55,000

9,995

19,622

JV (7)

310,714

76%

93%

100%

100%

97%

100%

96%

Duane Reade 2013/2018

Stop & Shop 2020/2040

Dr. J’s 2021/—

LA Fitness 2021/—

Stage Deli 2013/—

Barnes & Noble 2011/2016

A&P/Waldbaum’s 2012/2032

Kmart 2012/2032 

B. Dalton 2012/2022

Modell’s 2009/2019

Pier 1 2012/—

Home Goods 2018/2033

Total New York Region

NEW ENGLAND REGION 

Connecticut 
Town Line Plaza

Massachusetts 
Methuen Shopping Center

Crescent Plaza

New York
New Loudon Center

Rhode Island
Walnut Hill Plaza

Vermont
The Gateway Shopping Center
Total New England Region

1,054,352

97%

Rocky Hill

1998 (A)

Fee

206,346 (2)

100%

Stop & Shop 2024/2064

Wal-Mart (2) 

Methuen

Brockton

1998 (A)

LI/Fee (4)

130,021

100%

DeMoulas Market 2010/2015

1984 (A)

Fee

218,141

95%

Supervalu 2012/2042

Wal-Mart 2012/2052 

Home Depot 2021/2056 

Latham

1982 (A)

Fee

255,826

100%

Price Chopper 2015/2035

Marshall’s 2014/2029

Bon Ton 2014/2034

Raymour and Flanigan 2019/2034

AC Moore 2009/2024

Woonsocket

1998 (A)

Fee

284,717

95%

Supervalu 2013/2028

Sears 2013/2033

CVS 2009/2014

South Burlington

1999 (A)

Fee

101,784
1,196,835

96%
98%

Supervalu 2024/2053 

20

Acadia Realty Trust 2008 Annual Report 

Shopping Center

Location

Acquired (A)

Interest

GLA

Year

Constructed (C) Ownership

Occupancy %(1)
12/31/08

Anchor Tenants
Current Lease Expiration/
Lease Option Expiration

MIDWEST REGION 

Illinois 
Hobson West Plaza

Clark Diversey

Indiana 
Merrillville Plaza

Michigan 
Bloomfield Town Square

Ohio 
Mad River Station

Naperville

Chicago

1998 (A)

2006 (A)

Fee

Fee

99,138

19,265

97%

100%

Garden Fresh Markets 2012/2032 

Merrillville

1998 (A)

Fee

235,167

95%

TJ Maxx 2009/—

JC Penney 2013/2018

Office Max 2013/2028 

K&G 2017/2027

Pier 1 2009/—

David’s Bridal 2010/2020

Bloomfield Hills

1998 (A)

Fee

232,181

87%

TJ Maxx 2009/2014

Marshalls 2011/2026 

Home Goods 2010/2020 

Office Max 2010/2025

Dayton

1999 (A)

Fee

155,840 (6)

82%

Babies ‘R’ Us 2010/2020

Office Depot 2010/—

Pier 1 2010/—

Total Midwest Region

741,591

90%

Acadia Realty Trust 2008 Annual Report 21

Shopping Center

Location

Acquired (A)

Interest

GLA

Year

Constructed (C) Ownership

Occupancy %(1)
12/31/08

Anchor Tenants
Current Lease Expiration/
Lease Option Expiration

MID-ATLANTIC REGION 

New Jersey 
Marketplace of Absecon

Absecon

1998 (A)

Fee

104,718

99%

Rite Aid 2020/2040

Supervalu 2015/—

Ledgewood Mall

Ledgewood

1983 (A)

Fee

517,151

81%

Wal-Mart 2019/2049

Macy’s 2010/2025

The Sports Authority 2012/2037

Marshalls 2014/2034

Ashley Furniture 2010/2020

Barnes and Noble 2010/2035

Delaware
Brandywine Town Center

Wilmington

2003 (A)

JV (9)

874,908

97%

Drexel Heritage 2016/2026

Michaels 2011/2026

Old Navy (The Gap) 2011/2016

PetSmart 2017/2042

Thomasville Furniture 2011/2021

Access Group 2015/2025

Bed, Bath & Beyond 2014/2029

Dick’s Sporting Goods 2013/2028

Lowe’s Home Centers 2018/2048

Regal Cinemas 2017/2037

Target 2018/2058

TransUnion Settlement 2013/2018

Lane Home Furnishings 2015/—

MJM Designer 2015/2035

World Market 2015/—

Christmas Tree Shops 2028/2048

Market Square Shopping Center

Wilmington

2003 (A)

JV (9) 

102,786

93%

TJ Maxx 2011/2016

Naamans Road

Pennsylvania 
Blackman Plaza

Mark Plaza

Plaza 422

Wilmington

2006 (C)

LI/JV (4) (9)

19,970

55%

Trader Joe’s 2019/2034

Wilkes-Barre

1968 (C)

Fee

125,264

93%

Kmart 2009/2049

Eckerd 2016/—

Edwardsville

1968 (C)

LI/Fee (4)

216,401

86%

Redner’s Markets 2018/2028

Lebanon

1972 (C)

Fee

156,279

92%

Home Depot 2028/2058 

Dunham’s 2016/2031

Kmart 2009/2049

Route 6 Mall

Honesdale

1994 (C)

Fee

175,519

100%

Kmart 2020/2070 

Chestnut Hill 

Philadelphia

2006 (A)

Fee (10)

40,570

100%

Borders 2010/2020

Rite Aid 2011/2026

Fashion Bug 2016/—

Abington Towne Center

Abington

1998 (A)

Fee

216,358 (5)

Total Mid-Atlantic Region

Total Core Properties

2,549,924

5,542,702

Express 2009/—

TJ Maxx 2010/2020

Target (5) 

99%

94%

94%

22

Acadia Realty Trust 2008 Annual Report 

Shopping Center

Location

Acquired (A)

Interest

GLA

Year

Constructed (C) Ownership

Occupancy %(1)
12/31/08

Anchor Tenants
Current Lease Expiration/
Lease Option Expiration

Opportunity Fund Portfolio 

Fund I Properties 

Ohio
Granville Centre

New York
Tarrytown Shopping Center

VARIOUS REGIONS
Kroger/Safeway Portfolio

Total Fund I Properties

Fund II Properties 

Illinois
Oakbrook

New York
Liberty Avenue

216th Street
Total Fund II Properties

Columbus

2002 (A)

Fee

134,997

38%

Lifestyle Family Fitness 2017/2027

Westchester

2004 (A)

Fee

35,291

90 %

Walgreens 2080/—

Various

2003 (A)

JV

987,100

100%

24 Kroger/Safeway Supermarkets

1,157,388

92%

2009/Various

Oakbrook

2005 (A)

LI (4)

112,000

100%

Neiman Marcus 2011/2036

New York

New York

2005 (A)

2005 (A)

JV/LI (4)

JV

26,125

60,000
198,125

1,355,513

82%

100%
98%

93%

CVS 2032/2052

City of New York 2027/2042

Total Opportunity Fund Operating Properties

Properties Under Redevelopment 

Fund I
Sterling Heights Shopping Center

Fund II
161st Street

Fordham Place

Detroit

2004 (A)

JV (8)

154,835

61%

Burlington Coat Factory 2024/—

Bronx

Bronx

2005 (A)

2004 (A)

JV (8)

JV 

223,521

—

87%

—

Rite-Aid 2026/2046

City of New York 2011/—

Best Buy 2019/2039

Sears 2023/2033

Walgreens 2048/—

24 Hour Fitness 2023/2038

Bank of America 2019/2029

BJ’s Wholesale Club 2033/2053

Michaels 2013/2033

Target

Pelham Manor Shopping Plaza

Westchester

2004 (A)

LI/JV (4)

Sherman Avenue

CityPoint

Atlantic Avenue

Canarsie Plaza

Fund III
Westport

Sheepshead Bay
Total Redevelopment Properties

New York

Brooklyn

Brooklyn

Brooklyn

Westport

Brooklyn

2005 (A)

2007 (A)

2007 (A)

2007 (A)

2007 (A)

2007 (A)

JV

JV

JV

JV

JV

JV

—

—

—

—

—

—

—
378,356

—

—

—

—

—

—

—
76%

Notes:

(6)  GLA for this property includes 28,205 square feet of office space.

(1) Does not include space leased for which rent had not yet commenced as of

(7)  We have a 49% investment in this property.

December 31, 2008.

(2) Includes a 97,300 square foot Wal-Mart which is not owned by us.

(3) In addition to the 16,834 square feet of retail GLA, this property also has 21

apartments comprising 14,434 square feet.

(4) We are a ground lessee under a long-term ground lease.

(5) Includes a 157,616 square foot Target Store that is not owned by us.

(8)  Partially operating.

(9)  We have a 22% investment in this property.

(10) Property consists of two buildings.

Acadia Realty Trust 2008 Annual Report 23

Major Tenants 
No individual retail tenant accounted for more than 6.4% of minimum rents for the year ended December 31, 2008 or

occupied more than 8.7% of total leased GLA as of December 31, 2008. The following table sets forth certain information

for the 20 largest retail tenants based upon minimum rents in place as of December 31, 2008. The amounts below

include our pro-rata share of GLA and annualized base rent for the Operating Partnership’s partial ownership interest in

properties, including the Opportunity Funds (GLA and rent in thousands):

Retail Tenant

A&P (Waldbaum’s, Pathmark)

Supervalu (Shaw’s)

TJX Companies 

(T.J. Maxx, Marshalls, Homegoods)

Sears (Sears, Kmart)

Wal-Mart

Stage Deli

Ahold (Stop & Shop)

Kroger

Safeway

Home Depot 

Barnes & Noble

Sleepy’s

Price Chopper 

Restoration Hardware

Federated (Macy’s)

Walgreens

JC Penney

Payless Shoesource 

Rite Aid

Express 

Total

Notes:

Number of Stores
in Portfolio

Total GLA

Annualized
Base Rent (1)

Total Portfolio
GLA (2)

Annualized Base 
Rent (2) 

Percentage of Total
Represented by Retail Tenant

5

4

9

5

2

1

2

12

12

2

3

5

1

1

1

2

1

8

3

1

216

221

250

440

210

4

118

156

124

211

38

40

77

9

73

21

50

28

32

13

$ 3,861

3,049

4.3% 

4.4%

2,110

1,633

1,515

1,350

1,320

1,254

1,251

1,069

1,044

848

802

781

651

614

545

537

512

510

5.0%

8.7%

4.2%

0.1%

2.3%

3.1%

2.5%

4.2%

0.8%

0.8%

1.5%

0.2%

1.5%

0.4%

1.0%

0.6%

0.6%

0.3%

6.4%

5.0%

3.5%

2.7%

2.5%

2.2%

2.2%

2.1%

2.1%

1.8%

1.7%

1.4%

1.3%

1.3%

1.1%

1.0%

0.9%

0.9%

0.8%

0.8%

80

2,331

$ 25,256

46.5%

41.7%

(1) Base rents do not include percentage rents (except where noted), additional rents for property expense reimbursements, and contrac-

tual rent escalations due after December 31, 2008.

(2) Represents total GLA and annualized base rent for our retail properties including the Operating Partnership’s pro-rata share of joint

venture properties, including the Opportunity Funds.

24

Acadia Realty Trust 2008 Annual Report 

Lease Expirations 
The following table shows scheduled lease expirations for retail tenants in place as of December 31, 2008, assuming that

none of the tenants exercise renewal options. (GLA and Annualized Base Rent in thousands):

Core Portfolio: 

Leases maturing in

2009

2010

2011

2012

2013

2014

2015

2016

2017

2018

Thereafter

Total

Number of
Leases

101

65

52

52

55

23

23

11

20

25

35

462

Opportunity Funds: 

Leases maturing in

2009 

2010 

2011 

2012 

2013

2014

2015

2016

2017

2018

Thereafter 

Total

Note: 

Number of
Leases

30

1

8

5

1

2

–

–

1

2

8

58

Annualized Base Rent (1)

GLA

Percentage
of Total

Square Feet

Percentage 
of Total 

Current
Annual Rent

$ 7,315

6,236

6,788

6,649

8,268

4,720

5,726

1,860

4,773

7,201

12,296

$ 71,832

10%

9%

9%

9%

12%

7%

8%

3%

7%

10%

16%

100%

616

515

354

564

519

288

336

114

212

410

1,032

4,960

Annualized Base Rent (1)

GLA

Current
Annual Rent

$ 8,995

84

4,826

635

168

145

–

–

450

78

4,330

$19,711

Percentage
of Total

46%

0%

24%

3%

1%

1%

0%

0%

2%

0%

23%

100%

Square Feet

1,007

3

278

30

4

4

–

–

35

4

188

1,553

13%

10%

7%

11%

11%

6%

7%

2%

4%

8%

21%

100%

Percentage 
of Total

65%

0%

18%

2%

0%

0%

0%

0%

2%

0%

13%

100%

(1) Base rents do not include percentage rents, additional rents for property expense reimbursements, nor contractual rent escalations

due after December 31, 2008. 

Acadia Realty Trust 2008 Annual Report 25

Geographic Concentrations 
The following table summarizes our retail properties by region as of December 31, 2008. (GLA and Annualized Base Rent

in thousands):

Region

Core Properties:

New York Region 

New England 

Midwest 

Mid-Atlantic

Total Core Properties

Opportunity Fund Properties: 

Operating Properties:

Midwest (3)
New York Region (4)
Various (Kroger/Safeway 

Portfolio) (5)

Total Opportunity Fund 

1,054

1,197

742

2,549

5,542

247
121

987

97%

98%

90%

92%

94%

66%
93%

GLA (1)

Occupied % (2)

Annualized
Base Rent (2)

Annualized Base 
Rent Per Occupied
Square Foot

Percentage of Total
Represented by Region

GLA

19% 

22% 

13% 

46% 

Annualized
Base Rent

36%

14%

13%

37%

$26,159

$ 25.67

10,225

8,964

26,484

9.56

13.44

12.06

$71,832

$ 14.51

100% 

100%

$  1,438
4,324

$  8.82
38.15

18% 
9% 

100%

8,843

8.96

73%

10%
30%

60%

Operating Properties

1,355

93%

$14,605

$11.56

100% 

100%

Redevelopment Properties:

Midwest (6)

New York Region (7)
Total Opportunity Fund 

Redevelopment Properties

155

224

379

Notes: 

61%

87%

$

575

4,531

$ 6.08

23.27

41%

59%

11%

89%

76%

$ 5,106

$17.65

100%

100%

(1) Property GLA includes a total of 255,000 square feet, which is not owned by us. This square footage has been excluded for 

calculating annualized base rent per square foot.

(2) The above occupancy and rent amounts do not include space that is currently leased, but for which payment of rent had not 

commenced as of December 31, 2008.

(3) We have a 37.78% interest in future earnings and distributions from Fund I, which owns one property, and a 20% interest in 

Fund II, which owns one property.

(4) We have a 37.78% interest in future earnings and distributions from Fund I, which owns one property, and a 20% interest in 

Fund II, which has a 98.76% interest in two properties.

(5) Fund I portfolio of 24 triple-net, anchor-only leases with Kroger and Safeway supermarkets.

(6) We have a 37.78% interest in future earnings and distributions from Fund I, which has a 50% interest in one property.

(7) We have a 20% interest in Fund II, which has a 98.76% interest in one property.

26

Acadia Realty Trust 2008 Annual Report 

Storage Post Portfolio
During February 2008, through Fund III, we acquired a

95% controlling interest in a portfolio of eleven self-stor-

age properties from Storage Post's existing institutional

investors for approximately $174.0 million. The Portfolio

totals 920,596 net rentable square feet, of which ten 

properties are operating at various stages of stabilization.

The remaining property is currently under construction.

The properties are located throughout New York and New 

Jersey. The portfolio continues to be operated by Storage

Post, which is a 5% equity partner.

Operating Properties

Location

Net Rentable 

Square Feet

Occupancy as of

December 31, 2008

Stabilized

New Rochelle

Suffern

Yonkers

Jersey City

Subtotal Stabilized

Currently in Lease-up

Bruckner Blvd 

Fordham Road

Webster Avenue

Lawrence

Long Island City

Linden

Subtotal in Lease-up

Total Operating Properties

Currently Under Development

Westchester, New York

Suffern, New York

Westchester, New York

Jersey City, New Jersey

Bronx, New York

Bronx, New York

Bronx, New York

Lawrence, New York

Queens, New York

Linden, New Jersey

42,182

79,000

100,811

76,695

298,688

90,129

84,405

36,931

97,743

138,765

84,035

532,008

830,696

84.7%

67.8%

73.9% 

Ridgewood

Queens, New York

89,900 

Total Storage Post Portfolio

920,596 

Kroger/Safeway Portfolio
As of December 31, 2008, Fund I, together with an unaffil-

ground lease for a property thereafter, it will be obligated

to pay an average ground rent of approximately $2.00 per

iated joint venture partner (“Kroger/Safeway JV”), that

square foot.

owned interests, through master leases with an unaffili-

ated entity (“Master Lessee”), in 24 triple-net Kroger and

Safeway supermarket leases (“Operating Leases”) aggre-

gating approximately 1.0 million square feet. The master

leases, one for the Kroger and one for the Safeway loca-

tions, expire in 2011 with the Master Lessee having the

option of extending the term of either or both of the mas-

ter leases. The Kroger/Safeway JV acquired its interest

The initial Operating Leases expire during 2009. Options

on these leases provide for extensions through 2049 at an

average rent of approximately $5.00 per square foot upon

the commencement of the initial option period during 2009.

The Kroger Co. purchased six of these locations compris-

ing 277,700 square feet, or 28% of the portfolio, during

February of 2009 for $14.6 million, resulting in a gain of

subject to long-term ground leases, which have a term in

approximately $4.5 million.

excess of 80 years inclusive of multiple renewal options.

Although there is no obligation for the Kroger/Safeway JV

to pay ground rent during the initial term of the master

lease, to the extent it exercises an option to renew a

Following these sales, there are six Kroger and 12

Safeway locations in eleven states averaging approxi-

mately 39,000 square feet at rents ranging from approxi-

mately $3.90 to $7.00 per square foot.

Acadia Realty Trust 2008 Annual Report 27

ITEM 3. LEGAL PROCEEDINGSx

We are involved in other various matters of litigation aris-

ing in the normal course of business. While we are unable

to predict with any certainty the amounts involved, man-

agement is of the opinion that, when such litigation is

resolved, our resulting net liability, if any, will not have a

significant effect on our consolidated financial position or

results of operations.

In September 2008, we, and certain of our subsidiaries,

and other unrelated entities were named as defendants

in an adversary proceeding brought by Mervyn’s LLC

Quarter Ended

High

Low

Dividend 
Per Share 

2008

March 31, 2008

June 30, 2008

September 30, 2008

December 31, 2008

2007

March 31, 2007

June 30, 2007

September 30, 2007

December 31, 2007

$26.09

$21.17

$0.2100

26.78

26.14

25.23

22.54

21.38

9.04

0.2100

0.2100

0.7600

$28.14

$24.12

$0.2000

28.75

27.93

29.00

25.43

21.19

24.03

0.2000

0.2000

0.4325

(“Mervyns”) in the United States Bankruptcy Court for

At February 27, 2009, there were 337 holders of record of

the District of Delaware. In an Amended Complaint filed

our Common Shares.

December 22, 2008, Mervyns asserts claims of fraudulent

transfer and breach of fiduciary duty against the defendants

based upon payments made by Mervyns in September

2004, in connection with its acquisition by an entity con-

trolled by certain of the defendants. Mervyns seeks to

recover from the defendants these allegedly fraudulent

transfers, other unspecified damages, and attorney’s fees.

The defendants’ response to the Amended Complaint is

due April 3, 2009. We believe that we have meritorious

defenses in connection with this action and that the ulti-

mate resolution will not have a material adverse effect on

our results of operations or consolidated financial condition.

ITEM 4. SUBMISSION OF MATTERS TOx
A VOTE OF SECURITY HOLDERSx

No matter was submitted to a vote of security holders

through the solicitation of proxies or otherwise during the

fourth quarter of 2008.

PART II

ITEM 5. MARKET FOR REGISTRANT’S COMMON x
EQUITY, RELATED STOCK MATTERS ANDx
ISSUER PURCHASES OF EQUITY SECURITIESx

(a) Market Information 

The following table shows, for the period indicated, the high

and low sales price for our Common Shares as reported on

the New York Stock Exchange, and cash dividends declared

during the two years ended December 31, 2008 and 2007:

(b) Dividends 

We have determined that for income tax purposes that

the composition of dividends for 2008 are as follows.

54% of the total dividends distributed to shareholders

represented ordinary income, 20% represented unrecap-

tured Section 1250 gain and 26% represented Section

1231 gain. Our cash flow is affected by a number of fac-

tors, including the revenues received from rental proper-

ties, our operating expenses, the interest expense on our

borrowings, the ability of lessees to meet their obligations

to us and unanticipated capital expenditures. Future divi-

dends paid by us will be at the discretion of the Trustees

and will depend on our actual cash flows, our financial

condition, capital requirements, the annual distribution

requirements under the REIT provisions of the Code and

such other factors as the Trustees deem relevant. In

addition, we have the ability to pay dividends in cash,

Common Shares or in any combination of cash and 

Common Shares.

(c) Issuer purchases of equity securities 

We have an existing share repurchase program that

authorizes management, at its discretion, to repurchase

up to $20.0 million of our outstanding Common Shares.

The program may be discontinued or extended at any

time and there is no assurance that we will purchase the

full amount authorized. There were no Common Shares

repurchased by us during the fiscal year ended December

31, 2008.

28

Acadia Realty Trust 2008 Annual Report 

During November and December 2008, we purchased $8.0 million in principal amount of our outstanding 3.75% convert-

ible notes (the “Notes”) payable at a discount of approximately 24%. The following sets forth the amount purchased 

during the quarter ended December 31, 2008:

Period

October 1, 2008–
October 31, 2008

November 1, 2008–
November 30, 2008

Total Number of
Shares (or Units)
Purchased

None

$2,000,000 in 
principal amount

December 1, 2008–
December 31, 2008

$6,000,000 in 
principal amount

Note: 

Average Price Paid
per Share (or Unit) (1)

—

$771.250 for each
$1,000 principal 
amount of notes

$750.00 for each
$1,000 principal 
amount of notes

Total Number of
Shares (or Units)
Purchased as Part of 
Publicly Announced 
Plans or Programs

Maximum Number
(or Approximate Dollar 
Value) of Shares 
(or Units) that May 
Yet Be Purchased Under
the Plans or Programs

None

None

None

None

None

None

(1) At the time of purchase, the Notes had a conversion rate of 32.7310 Common Shares for each $1,000 in principal amount of the

Notes, representing a conversion price of approximately $30.55 per share.

During January 2009, we purchased an additional $13.5 million in principal amount of the Notes at a discount of approxi-

mately 24%.

(d) Securities authorized for issuance under equity compensation plans

The following table provides information related to our 1999 Share Incentive Plan (the “1999 Plan”), 2003 Share Incentive

Plan (the “2003 Plan”) and the 2006 Share Incentive Plan (the “2006 Plan”) as of December 31, 2008:

Equity Compensation Plan Information 

(a)

(b)

Number of securities to be issued
upon exercise of outstanding
options, warrants and rights

Weighted-average
exercise price of outstanding
options, warrants and rights

(c) 
Number of securities remaining 
available for future issuance under
equity compensation plans [excluding 
securities reflected in Column (a)]

421,244

—

421,244

$10.65

—

$10.65

407,207 (1) 

— 

407,207 (1) 

Equity compensation plans 

approved by security holders

Equity compensation plans 

not approved by security holders

Total

Notes:

(1) The 1999 Plan authorizes the issuance of options equal to up to 8% of the total Common Shares outstanding from time to time on a
fully diluted basis. However, not more than 4,000,000 of the Common Shares in the aggregate may be issued pursuant to the exer-
cise of options and no participant may receive more than 5,000,000 Common Shares during the term of the 1999 Plan. The 2003 Plan
authorizes the issuance of options equal to up to 4% of the total Common Shares outstanding from time to time on a fully diluted
basis. However, no participant may receive more than 1,000,000 Common Shares during the term of the 2003 Plan. The 2006 Plan
authorizes the issuance of a maximum number of 500,000 Common Shares. No participant may receive more than 500,000 Common
Shares during the term of the 2006 Plan. 

Remaining Common Shares available is as follows:

Outstanding Common Shares as of December 31, 2008

Outstanding OP Units as of December 31, 2008

Total Outstanding Common Shares and OP Units

12% of Common Shares pursuant to the 1999 and 2003 Plans

Common Shares pursuant to the 2006 Plan

Total Common Shares available under equity compensation plans

Less: Issuance of Restricted Shares Granted

Issuance of Options Granted

Number of Common Shares remaining available

32,357,530

647,656

33,005,186

3,960,622

500,000

4,460,622

(1,274,835)

(2,778,580)

407,207

Acadia Realty Trust 2008 Annual Report 29

(e) Share Price Performance Graph (1)

The following graph compares the cumulative total shareholder return for our Common Shares for the period commenc-

ing December 31, 2003 through December 31, 2008 with the cumulative total return on the Russell 2000 Index (“Russell

2000”), the NAREIT All Equity REIT Index (the “NAREIT”) and the SNL Shopping Center REITs (the “SNL”) over the same

period. Total return values for the Russell 2000, the NAREIT, the SNL and the Common Shares were calculated based

upon cumulative total return assuming the investment of $100.00 in each of the Russell 2000, the NAREIT, the SNL and

our Common Shares on December 31, 2003, and assuming reinvestment of dividends. The shareholder return as set

forth in the table below is not necessarily indicative of future performance.

Comparison of Five-Year Cumulative Total Return among Acadia Realty Trust, the Russell 2000, 
the NAREIT and the SNL:

Acadia Realty Trust
Russell 2000
NAREIT All Equity REIT Index
SNL REIT Retail
Shopping Center Index

300

250

200

150

100

e
u
l
a
V
x
e
d
n

I

50
12/31/03

Index

Acadia Realty Trust

Russell 2000

NAREIT All Equity REIT Index

12/31/04

12/31/05

12/31/06

12/31/07

12/31/08

12/31/03

12/31/04

12/31/05

12/31/06

12/31/07

Period Ended

100.00

100.00

100.00

136.33

118.33

131.58

135.86

174.41

123.72

147.58

148.26

224.54

146.44

199.32

199.56

239.04

144.15

168.05

164.30

12/31/08

144.75

95.44

104.65

98.92

SNL REIT Retail Shopping Center Index

100.00

(1) The information is this section is not “soliciting material,” is not deemed “filed” with the SEC, and is not to be incorporated by 

reference into any filing of the Trust under the Securities Act or the Exchange Act, whether made before or after the date hereof 
and irrespective of any general incorporation language contained in such filing. 

30

Acadia Realty Trust 2008 Annual Report 

ITEM 6. SELECTED FINANCIAL DATAx

The following table sets forth, on a historical basis, our selected financial data. This information should be read in conjunc-

tion with our audited Consolidated Financial Statements and Management’s Discussion and Analysis of Financial Condi-

tion and Results of Operations appearing elsewhere in this Form 10-K. Funds from operations (“FFO”) amounts for the

year ended December 31, 2008 have been adjusted as set forth in “Item 7. Management’s Discussion and Analysis of

Financial Condition and Results of Operations – Reconciliation of Net Income to Funds from Operations and Adjusted

Funds From Operations.”

(dollars in thousands, except per share amounts)

2008

2007

2006

2005

2004

Years ended December 31,

OPERATING DATA:

Revenues

Operating expenses

Interest expense

Depreciation and amortization

Gain on sale of land

Equity in earnings of unconsolidated partnerships

Impairment of notes receivable

Gain on extinguishment of debt

Minority interest

Income tax provision (benefit)
Income from continuing operations

Income from discontinued operations

Income from extraordinary item (1)

Net income

Basic earnings per share:

Income from continuing operations

Income from discontinued operations

Income from extraordinary item

Basic earnings per share

Diluted earnings per share:

Income from continuing operations

Income from discontinued operations

Income from extraordinary item

Diluted earnings per share

$ 140,739

$ 98,022

$ 92,232

$ 90,481

$ 76,829

61,641

26,890

34,964

763

19,906

(4,392)

1,958

(12,217)

3,362
19,900

7,648

—

46,608

22,775

26,892

—

6,619

—

—

9,082

297
17,151

6,442

3,677

40,810

20,134

24,729

—

2,559

—

—

5,242

(508)
14,868

24,145

—

36,618

16,555

24,086

—

21,280

—

—

(13,928)

2,140
18,434

2,192

—

31,268

14,245

20,973

—

513

—

—

(1,444)

—
9,412

10,173

—

27,548

$ 27,270

$ 39,013

$ 20,626

$ 19,585

0.59

0.22

—

0.81

0.58

0.22

—

0.80

$

$

$

$

0.51

0.19

0.11

0.81

0.50

0.19

0.11

0.80

$

$

$

0.44

0.71

—

1.15

0.43

0.70

—

$

$

$

0.55

0.07

—

0.62

0.55

0.07

—

$

$

$

0.31

0.33

—

0.64

0.30

0.33

—

$ 

1.13

$ 

0.62

$ 

0.63

$

$

$

$

$

Weighted average number of Common Shares

outstanding

– basic

– diluted

33,813

34,267

33,600

34,282

33,789

34,440

33,236

33,501

30,628

31,199

Dividends declared per Common Share

$

1.39

$ 1.0325

$

0.755

$ 0.7025

$ 0.6525

BALANCE SHEET DATA:

Real estate before accumulated depreciation

$1,106,873

$ 833,694

$ 629,902

$ 650,945

$541,772

Total assets

Total mortgage indebtedness

Total convertible notes payable

Minority interest in Operating Partnership

Minority interests in partially-owned affiliates

Total equity

OTHER:

Funds from Operations, adjusted for 

1,291,556

654,868

107,000

5,667

208,839

221,298

999,012

402,903

115,000

4,595

166,516

240,736

851,692

319,507

100,000

8,673

105,064

241,119

841,204

378,770

—

9,204

137,086

220,576

599,724

242,527

—

6,893

75,244

216,924

extraordinary item (1) (2)

$

40,457

$ 44,018

$ 39,953

$ 35,842

$ 30,004

Cash flows provided by (used in):

Operating activities

Investing activities

Financing activities

See Notes on following page.

65,887

(301,635)

199,096

105,165

(208,869)

87,476

39,627

(58,890)

68,359

50,239

(135,470)

159,425

33,885

(72,860)

40,050

Acadia Realty Trust 2008 Annual Report 31

Notes:

(1) The extraordinary item only relates to 2007 and represents

the Company’s share of an extraordinary gain from its private-
equity investment in Albertson’s. The Company considers its
private-equity investments to be investments in operating
businesses as opposed to real estate. Accordingly, all gains
and losses from private-equity investments are included in
FFO, which management believes provides a more accurate
reflection of the operating performance of the Company.

(2) The Company considers funds from operations (“FFO”) as

defined by the National Association of Real Estate Investment
Trusts (“NAREIT”) to be an appropriate supplemental disclo-
sure of operating performance for an equity REIT due to its
widespread acceptance and use within the REIT and analyst
communities. FFO is presented to assist investors in analyzing
the performance of the Company. It is helpful as it excludes

various items included in net income that are not indicative of
the operating performance, such as gains (losses) from sales
of depreciated property and depreciation and amortization.
However, the Company’s method of calculating FFO may be
different from methods used by other REITs and, accordingly,
may not be comparable to such other REIT’s. FFO does not
represent cash generated from operations as defined by gen-
erally accepted accounting principles (“GAAP”) and is not
indicative of cash available to fund all cash needs, including
distributions. It should not be considered as an alternative to
net income for the purpose of evaluating the Company’s per-
formance or to cash flows as a measure of liquidity. Consis-
tent with the NAREIT definition, the Company defines FFO as
net income (computed in accordance with GAAP), excluding
gains (losses) from sales of depreciated property, plus depre-
ciation and amortization, and after adjustments for unconsoli-
dated partnerships and joint ventures. 

32

Acadia Realty Trust 2008 Annual Report 

Management’s Discussion and Analysis

ITEM 7. MANAGEMENT’S DISCUSSION ANDx
ANALYSIS OF FINANCIAL CONDITIONx
AND RESULTS OF OPERATIONS x

Overview
As of December 31, 2008, we operated 85 properties,

which we own or have an ownership interest in, within

our Core Portfolio or within our three Opportunity Funds.

Our Core Portfolio consists of those properties either

100% owned by, or partially owned through joint venture

interests by the Operating Partnership, or subsidiaries

thereof, not including those properties owned through our

Opportunity Funds. These properties consist of commer-

n Generate internal growth within the Core Portfolio

through aggressive redevelopment, re-anchoring and

or leasing activities.

n Generate external growth through an opportunistic yet

disciplined acquisition program. The emphasis is on

targeting transactions with high inherent opportunity

for the creation of additional value through redevelop-

ment and leasing and/or transactions requiring creative

capital structuring to facilitate the transactions. These

transactions may include other types of commercial

real estate besides those types we invest in through

our Core Portfolio.

cial properties, primarily neighborhood and community

n Partner with private equity investors for the purpose 

shopping centers, self-storage and mixed-use properties

of making investments in operating retailers with sig-

with a retail component. The properties we operate are

nificant embedded value in their real estate assets.

located primarily in the Northeast, Mid-Atlantic and Mid-

western regions of the United States. Our Core Portfolio

consists of 35 properties comprising approximately 5.5

million square feet. Fund I has 27 properties comprising

approximately 1.3 million square feet. Fund II has 10 prop-

erties, seven of which (representing 1.2 million square

feet) are currently operating or near construction, and

three of which are in design phase. The Fund II portfolio

will approximate 2.3 million square feet upon completion

of all current construction and anticipated redevelopment

activities. Fund III has 13 properties totaling approximately

1.2 million square feet, of which 11 locations representing

0.9 million net rentable square feet are self storage facilities.

The majority of our operating income derives from rental

revenues from these properties, including recoveries from

tenants, offset by operating and overhead expenses. As

our RCP Venture invests in operating companies, we con-

sider these investments to be private-equity style, as

opposed to real estate, investments. Since these are not

traditional investments in operating rental real estate, the

Operating Partnership invests in these through a taxable

REIT subsidiary (“TRS”). 

Our primary business objective is to acquire and manage

commercial retail properties that will provide cash for distri-

butions to shareholders while also creating the potential for

capital appreciation to enhance investor returns. We focus

on the following fundamentals to achieve this objective:

n Own and operate a Core Portfolio of community and

neighborhood shopping centers and main street retail

located in markets with strong demographics.

n Maintain a strong and flexible balance sheet through

conservative financial practices while ensuring access

to sufficient capital to fund future growth.

Business Outlook
The U.S. economy has recently experienced a financial

downturn, which has resulted in a significant decline in

retail sales due to reduced consumer spending. Many

financial and economic analysts are predicting that this

business recession will extend through 2009 and perhaps

beyond. Although the occupancy and net operating income

within our portfolio has not been materially adversely

affected through December 31, 2008, should retailers

continue to experience deteriorating sales performance,

the likelihood of tenant bankruptcy filings may increase

which would negatively impact our results of operations.

In addition to the impact on retailers, the current downturn

has had an unprecedented impact on the U.S. credit mar-

kets. Traditional sources of financing, such as the com-

mercial-mortgage backed security market, have become

severely curtailed. If these conditions continue, our ability

to finance new acquisitions will be adversely affected.

Accordingly, our ability to generate external growth in

income could be limited. 

See the “Item 1A. Risk Factors,” including the discussions

under the headings “The current global financial crisis 

may cause us to lose tenants and may impair our ability to

borrow money to purchase properties, refinance existing

debt or obtain the necessary financing to complete our

current redevelopment” and “The bankruptcy of, or a

Acadia Realty Trust 2008 Annual Report 33

 
Results of Operations

Comparison of the year ended December 31, 2008 (“2008”) to the year ended December 31, 2007 (“2007”)

(dollars in millions)

2008

Revenues:
Minimum rents
Percentage rents
Expense reimbursements
Lease termination income
Other property income
Management fee income
Interest income
Other income

Core
Portfolio
$ 50.8
0.6
14.2
—
0.3
—
—
—

Opportunity Storage
Portfolio
$ 4.8
—
—
—
0.8
—
—
—

Funds
$24.6
—
2.6
24.0
(0.5)
—
—
—

Other (1)
$ —
—
—
—
0.6
3.4
14.5
—

Core
Portfolio
$ 48.9
0.6
12.4
—
0.8
—
—
0.2

Total revenues

$ 65.9

$50.7

$ 5.6

$18.5

$ 62.9

2007

Opportunity Storage

Funds
$ 19.5
—
0.9
—
—
—
—
—

$ 20.4

Portfolio Other (1)
$ 0.3
—
—
—
—
—
—
—

$ —
—
—
—
—
4.1
10.3
—

$ 0.3

$14.4

(1) For this and subsequent tables under “Results of operations,” this includes amounts eliminated in consolidation, which are adjusted
in Minority Interest. Reference is made to Note 3 to our Consolidated Financial Statements, which begin on page 59 of this Form 
10-K for an overview of the Company’s four reportable segments.

downturn in the business of, any of our major tenants or

adversely impacted by charges related to this settlement

a significant number of our smaller tenants may adversely

and the related accrual adjustments totaling $1.0 million.

affect our cash flows and property values.”

The increase in expense reimbursements in the Opportunity

The increase in minimum rents in the Core Portfolio was

attributable to additional rents following the acquisitions

of 200 West 54th Street, 145 East Service Road and East

17th Street (“2007/2008 Core Acquisitions”) of $1.8 million.

Funds relates primarily to the billing in 2008 of previous

year’s operating expenses at 161st Street for $1.2 million

and the billing of previous year’s utility charges to an

anchor tenant for $0.3 million. 

The increase in rents in the Opportunity Funds primarily

Lease termination income in the Opportunity Funds for

relates to additional rents following the acquisition of 125

2008 relates to a termination fee earned, net of costs,

Main Street (“2007 Fund Acquisitions”) of $0.5 million,

from Home Depot at Canarsie Plaza. 

216th Street being placed in service October 1, 2007 of

$2.1 million, and Pelham Manor Shopping Plaza and Ford-

ham Plaza being partially placed in service in 2008. The

increase in minimum rents in the Storage Portfolio relates

to the acquisition of the Storage Post Portfolio (“2008

Storage Acquisition”).

Management fee income decreased as a result of lower

management fees earned in connection with our invest-

ments in unconsolidated affiliates, primarily as a result 

of higher leasing commissions earned during 2007, as

well as lower fees from our Klaff management contracts

(Reference is made to Note 11 in the Notes to Consolidated

Expense reimbursements in the Core Portfolio increased

Financial Statements) following the disposition of certain

for both real estate taxes and common area maintenance

managed assets in 2008 and 2007. These decreases were

(“CAM”). Real estate tax reimbursements increased

offset by fees totaling $1.0 million earned from the City

$0.7 million in the Core Portfolio as a result of the 2007/2008

Point development project. 

Core Acquisitions as well as general increases in real estate

taxes experienced across the Core Portfolio in 2008. CAM

expense reimbursements in the Core Portfolio increased

$1.1 million. As a result of the completion of a multi-year

The increase in interest income was the result of higher

interest earning assets in 2008, primarily from new notes/

mezzanine financing investments.

review of CAM billings during 2007 and the resolution of

The decrease in other income was primarily attributable

the majority of all outstanding CAM billing issues with 

to the non recurrence of income related to the settlement

our tenants, 2007 CAM expense reimbursements were

of interest rate swap agreements in 2007. 

34

Acadia Realty Trust 2008 Annual Report 

Management’s Discussion and Analysis continued

(dollars in millions)

2008

2007

Operating Expenses:
Property operating
Real estate taxes
General and administrative
Depreciation and amortization
Impairment of notes receivable

Core
Portfolio
$ 12.4
8.8
26.0
20.4
—

Opportunity Storage
Portfolio
$ 5.3
1.4
—
3.0
—

Funds
$ 7.2
2.0
16.5
11.6
—

Other
$ —
—
(18.0)
—
4.4

Core
Portfolio
$ 10.6
8.2
25.2
17.5
—

Opportunity Storage
Portfolio
$ 0.7
—
—
0.3
—

Funds
$ 2.8
1.2
13.4
9.1
—

Other
$ —
—
(15.5)
—
—

Total operating expenses

$ 67.6

$37.3

$ 9.7

$(13.6)

$ 61.5

$ 26.5

$ 1.0

$(15.5)

The increase in property operating expenses in the Core

increased activity in Opportunity Fund assets and asset

Portfolio relates to additional reserves for tenant receivables,

management services. The increase in general and admin-

including straight line rent. The increase in property oper-

istrative expense in the Opportunity Funds primarily related

ating expenses in the Opportunity Funds was attributable

to additional Fund III asset management fees of $2.8 million

to 216th Street being placed in service October 1, 2007 of

in 2008 as well as an increase in other professional fees.

$0.6 million, allocated property operating expenses related

These increases were offset by a $0.8 million decrease in

to Pelham Manor Shopping Plaza and Fordham Plaza being

Promote expense related to Fund I and Mervyns I. The

partially placed in service in 2008 of $2.3 million as well as

decrease in general and administrative in “Other” primarily

additional reserves for tenant receivables, which was prima-

relates to the elimination of the Fund III asset manage-

rily for straight line rent receivables. The increase in prop-

ment fees offset by the elimination of the Fund I and

erty operating expenses in the Storage Portfolio relates to

Mervyns I Promote expense for consolidated financial

the 2008 Storage Acquisition.

statement presentation. 

The increase in real estate taxes in the Core Portfolio was

Depreciation expense in the Core Portfolio increased 

due to the 2007/2008 Core Acquisitions as well as general

$2.9 million in 2008. This was principally a result of

increases in real estate taxes experienced across the Core

increased depreciation expense following the full depre-

Portfolio. The increase in real estate taxes in the Opportu-

ciation of tenant improvements at two properties following

nity Funds was primarily attributable to allocated real estate

the bankruptcy of Circuit City of $2.4 million and increased

taxes related to Pelham Manor Shopping Plaza and Ford-

depreciation expense resulting from the 2007/2008 Core

ham being partially placed in service in 2008. The increase

Acquisitions. The increase in depreciation and amortization

in real estate taxes in the Storage Portfolio relates to the

expense for the Opportunity Funds is primarily related to

acquisition of the 2008 Storage Acquisition.

216th Street being placed in service October 1, 2007 as

The increase in general and administrative expense in the

Core Portfolio was primarily attributable to increased com-

pensation expense of $1.1 million for additional personnel

hired in the second half of 2007 and in 2008 as well as

well as Pelham Manor Shopping Plaza and Fordham Plaza

being partially placed in service in 2008. The increase in

depreciation and amortization in the Storage Portfolio

relates to the acquisition of the 2008 Storage Acquisition. 

increases in existing employee salaries. In addition, there

The impairment of notes receivable of $4.4 million in 2008

was an increase of $0.3 million for other overhead expenses

relates to the impairment of a mezzanine loan. 

following the expansion of our infrastructure related to

Acadia Realty Trust 2008 Annual Report 35

(dollars in millions)

2008

2007

Other:
Gain on sale of land
Equity in earnings from

unconsolidated affiliates

Interest expense
Gain on debt extinguishment
Minority interest
Income tax provision
Income from discontinued 

operations

Extraordinary item

Core
Portfolio
$ 0.8

Opportunity Storage
Portfolio
$ —

Funds
$ —

Other
$ —

Core
Portfolio
$ —

Opportunity Storage
Portfolio
$ —

Funds
$ —

Other
$ —

—
(17.6)
2.0
0.2
2.7

—
—

19.9
(5.6)
—
(16.4)
—

—
—

—
(3.7)
—
0.4
—

—
—

—
—
—
3.6
—

7.6
—

0.6
(17.4)
—
—
0.3

—
—

5.8
(5.5)
—
6.1
—

—
3.7

—
(0.4)
—
—
—

—
—

0.2
0.5
—
3.0
—

6.4
—

The gain on sale of land in 2008 in the Core Portfolio

2008. Interest expense in the Storage Portfolio increased

relates to a land parcel sale at Bloomfield Towne Square.

$3.3 million as a result of the 2008 Storage Acquisition.

Equity in earnings of unconsolidated affiliates in the

The gain on extinguishment of debt of $2.0 million is

Opportunity Funds increased primarily as a result of our

attributable to the purchase of the Company’s convertible

pro rata share of gains from the sale of Mervyns locations

debt at a discount in 2008.

in 2008 of $5.2 million, additional distributions in excess

of basis from our Albertson’s investment of $7.9 million

and our pro rata share of gain from the sale of the Hay-

good Shopping Center of $3.3 million. These increases

were partially offset by a decrease in our pro rata share

of distributions in excess of basis from our investment in

Hitchcock Plaza of $2.7 million as compared to 2007.

The minority interest in the Opportunity Funds primarily

represents the minority partners’ share of all Opportunity

Fund activity and ranges from an effective 62.22% interest

in Fund I, as a result of our Promote position, to an 80.1%

interest in Fund III. The variance between 2008 and 2007

represents the minority partners’ share of all the Opportu-

nity Funds variances discussed above. The minority inter-

Interest expense in the Core Portfolio increased $0.2 million

est in Other relates to the minority partners’ share of

in 2008. This was the result of a $1.1 million increase

capitalized construction, leasing and legal fees.

attributable to higher average outstanding borrowings in

2008 and a $0.2 million increase related to higher average

interest rates in 2008. This increase was offset by a $0.7

million FAS 141 (Reference is made to Note 1 in the Notes

to Consolidated Financial Statements) adjustment related

The variance in income tax provision in the Core Portfolio

primarily relates to income taxes at the taxable REIT sub-

sidiary (“TRS”) level for our share of gains from the sale

of Mervyns locations in 2008. 

to the 2008 repayment of debt at less than recorded value

Income from discontinued operations represents activity

and a $0.4 million decrease resulting from costs associ-

related to properties held for sale and sold in 2008 and 2007. 

ated with a loan payoff in 2007. Interest expense in the

Opportunity Funds increased $0.1 million in 2008. This

was the result of an increase of $3.2 million due to higher

average outstanding borrowings in 2008 offset by a $3.1

million decrease related to lower average interest rates in

The extraordinary item in 2007 in the Opportunity 

Funds relates to our share of the extraordinary gain, 

net of income taxes and minority interest, from our 

Albertson’s investment.

36

Acadia Realty Trust 2008 Annual Report 

Management’s Discussion and Analysis continued

Comparison of the year ended December 31, 2007 (“2007”) to the year ended December 31, 2006 (“2006”)

(dollars in millions)

2007

2006

Revenues:
Minimum rents
Percentage rents
Expense reimbursements
Lease termination income
Other property income
Management fee income
Interest income
Other income

Core
Portfolio
$ 48.9
0.6
12.4
—
0.8
—
—
0.2

Opportunity Storage
Portfolio
$ 0.3
—
—
—
—
—
—
—

Funds
$19.5
—
0.9
—
—
—
—
—

Total revenues

$ 62.9

$20.4

$ 0.3

Other
$ —
—
—
—
—
4.1
10.3
—

$14.4

Core
Portfolio
$ 43.2
0.6
12.9
—
0.7
—
—
1.6

Opportunity Storage
Portfolio
$ —
—
—
—
—
—
—
—

Funds
$ 17.1
0.6
1.6
—
—
—
—
—

$ 59.0

$ 19.3

$ —

Other
$ —
—
—
—
—
5.6
8.3
—

$13.9

The increase in minimum rents in the Core Portfolio was

comparison of 2008 and 2007, partially offset by higher

primarily attributable to additional rents following our

CAM recovery resulting from increased snow removal

acquisition of 200 West 54th Street, 145 East Service

costs in 2007. The decrease in expense reimbursements

Road, 2914 Third Avenue and Chestnut Hill (“2006/2007

in the Opportunity Funds relates primarily to the capital-

Core Acquisitions”) as well as increased rents as a result

ization of construction period operations in 2007 at two

of re-tenanting activities throughout the Core Portfolio.

properties that were operating in 2006. 

The increase in minimum rents in the Opportunity Funds

was primarily related to Liberty Avenue and 216th Street

being placed in service January 1, 2007 and October 1,

2007, respectively and increased rents following re-tenant-

ing activities. 

Percentage rents in the Opportunity Funds decreased

primarily as a result of the temporary closing of an

anchor tenant at Fordham Place during the construction

period in 2007.

Real estate tax reimbursements in the Core Portfolio

decreased $0.3 million as a result of a $0.4 million real

estate tax charge to an anchor tenant for previous years

billed in 2006. CAM reimbursements in the Core Portfolio

decreased $0.2 million. This was a result of the 2007

CAM settlement related adjustments as discussed in the

Management fee income decreased $1.5 million primarily

as a result of lower fees earned in connection with Klaff

management contracts following the disposition of certain

assets in 2006 and 2007 and lower management fees

from our investments in unconsolidated affiliates.

The increase in interest income was attributable to interest

income on notes and other advances receivable originated

in the second half of 2006 and 2007 as well as higher

balances in interest earning assets in 2007.

The decrease in other income was primarily attributable

to a $1.1 million reimbursement of certain fees by the

institutional investors of Fund I for the Brandywine Port-

folio in 2006 as well as $0.5 million of additional income

related to the termination of interest rate swap agreements.

Acadia Realty Trust 2008 Annual Report 37

(dollars in millions)

2007

2006

Operating Expenses:
Property operating
Real estate taxes
General and administrative
Depreciation and amortization

Core
Portfolio
$ 10.6
8.2
25.2
17.5

Opportunity Storage
Portfolio
$ 0.7
—
—
0.3

Funds
$ 2.8
1.2
13.4
9.1

Other
$ —
—
(15.5)
—

Core
Portfolio
$ 9.3
7.7
19.6
15.2

Opportunity Storage
Portfolio
$ —
—
—
—

Funds
$ 1.8
2.2
6.7
9.5

Total operating expenses

$ 61.5

$26.5

$ 1.0

$(15.5)

$ 51.8

$ 20.2

$ —

Other
$ —
—
(6.5)
—

$ (6.5)

The increase in property operating expenses in the Core

The increase in general and administrative expense in the

Portfolio was primarily the result of the 2006/2007 Core

Opportunity Funds primarily related to Fund III asset man-

Acquisitions and higher snow removal costs of $1.0 million

agement fees of $4.7 million in 2008 as well as Promote

in 2007. The increase in property operating expenses in

expense related to Fund I and Mervyns I. The decrease in

the Opportunity Funds was primarily attributable to Liberty

general and administrative in Other primarily relates to the

Avenue and 216th Street being placed in service January

elimination of the Fund III asset management fees, the

1, 2007 and October 1, 2007.

The increase in real estate taxes in the Core Portfolio was

primarily due to the 2006/2007 Core Acquisitions of $0.8

million as well as general increases across the Core Port-

elimination of the Fund I and Mervyns I Promote expense

as well as an increase in the elimination of construction

fees due to higher redevelopment activities for consolidated

financial statement presentation. 

folio. These increases were offset by tax refunds of $0.6

Depreciation expense in the Core Portfolio increased

million recorded in 2007. The decrease in real estate taxes

$1.1 million in 2007. This was principally a result of

in the Opportunity Funds principally related to the capital-

increased depreciation expense following the 2006/2007

ization of construction period real estate taxes at a property

Core Acquisitions. Amortization expense in the Core 

that was operating in 2006 and the adjustment of real

Portfolio increased $1.2 million primarily as a result of

estate tax estimates recorded in 2007.

increased amortization of loan costs following our con-

The variance in general and administrative expense in 

the Core Portfolio was attributable to increased compen-

sation expense, including share based compensation of

$4.7 million for additional personnel hired in the second

half of 2006 and in 2007 as well as increases in existing

employee salaries. In addition, there was an increase 

of $0.7 million for other overhead expenses following 

the expansion of our infrastructure related to increased

fund investments and asset management services. 

vertible debt issuances in December 2006 and January

2007 as well as increased amortization of loan costs from

financing activity in late 2006 and 2007. The decrease in

depreciation and amortization expense for the Opportunity

Funds is primarily related to a property that was under

redevelopment in 2007 but was operating in 2006. This

decrease was primarily offset by Liberty Avenue and

216th Street being placed in service during 2007. 

38

Acadia Realty Trust 2008 Annual Report 

Management’s Discussion and Analysis continued

(dollars in millions)

2007

2006

Other:
Gain on sale of land
Equity in earnings from

unconsolidated affiliates

Interest expense
Impairment of notes receivable
Gain on debt extinguishment
Minority interest
Income tax provision (benefit)
Income from discontinued 

operations

Extraordinary item

Core
Portfolio
$ —

Opportunity Storage
Portfolio
$ —

Funds
$ —

Other
$ —

Core
Portfolio
$ —

Opportunity Storage
Portfolio
$ —

Funds
$ —

Other
$ —

0.6
(17.4)
—
—
—
0.3

—
—

5.8
(5.5)
—
—
6.1
—

—
3.7

—
(0.4)
—
—
—
—

—
—

0.2
0.5
—
—
3.0
—

6.4
—

1.2
(14.1)
—
—
(0.5)
0.5

—
—

1.9
(6.3)
—
—
4.4
—

—
—

—
—
—
—
—
—

—
—

(0.5)
0.3
—
—
1.3
—

24.1
—

Equity in earnings of unconsolidated affiliates in the

The minority interest in the Opportunity Funds primarily

Opportunity Funds increased as a result of our distributions

represents the minority partners’ share of all Opportunity

in excess of our invested capital from both our Albertson’s

Fund activity and ranges from a 77.8% interest in Fund I

investment of $2.4 million and our investment in Hitchcock

to an 80.1% interest in Fund III. The variance between

Plaza of $2.4 million. These increases were offset by a

2007 and 2006 represents the minority partners’ share of

decrease in our pro rata share of earnings from our Mervyns

all the Opportunity Funds variances discussed above. The

investment of $1.3 million. 

Interest expense in the Core Portfolio increased $3.3 mil-

minority interest in “Other” relates to the minority partners’

share of capitalized construction, leasing and legal fees.

lion in 2007. This was the result of a $4.2 million increase

The variance in income tax provision in the Core Portfolio

attributable to higher average outstanding borrowings in

primarily relates to income taxes at the TRS level for our

2007 and a $0.4 million increase resulting from costs asso-

share of income and losses from Albertson’s and Mervyns.

ciated with a loan payoff in 2007. These increases were

offset by a $1.3 million decrease related to lower average

interest rates in 2007. Interest expense in the Opportunity

Income from discontinued operations represents activity

related to properties sold in 2008, 2007 and 2006. 

Funds decreased $0.8 million in 2007. This was the result

The extraordinary item in 2007 in the Opportunity Funds

of a decrease of $1.6 million due to lower average interest

relates to our share of the extraordinary gain, net of income

rates in 2007 offset by a $0.8 million increase related to

taxes and minority interest, from our Albertson’s investment.

higher average outstanding borrowings in 2007.

Acadia Realty Trust 2008 Annual Report 39

Reconciliation of Net Income to Funds from Operations and Adjusted Funds from Operations

(dollars in thousands)

Net income
Depreciation of real estate and amortization 

of leasing costs: 
Consolidated affiliates, net of minority

interests’ share

Unconsolidated affiliates

Income attributable to minority interest

in operating partnership (1)

Gain on sale of properties 

(net of minority interests’ share)
Consolidated affiliates
Unconsolidated affiliates

Extraordinary item (net of minority interests’ 

share and income taxes) (3)

Funds from operations (2)
Add back: Extraordinary item, net (3)

Funds from operations, adjusted 

for extraordinary item

Notes: 

For the years ended December 31,

2008

2007

2006

2005

2004

$ 27,548

$27,270

$39,013

$20,626

$ 19,585

18,519
1,688

19,669
1,736

20,206
1,806

16,676
746

16,026
714

449

614

803

416

375

(7,182)
(565)

—

40,457
—

(5,271)
—

(3,677)

40,341
3,677

(20,974)
(901)

—

39,953
—

50
(2,672)

—

35,842
—

(6,696)
—

—

30,004
—

$ 40,457

$44,018

$39,953

$35,842

$ 30,004

(1) Represents income attributable to Common Operating Partnership Units and does not include distributions paid to Series A and B 

Preferred OP Unitholders.

(2) The Company considers funds from operations (“FFO”) as defined by the National Association of Real Estate Investment Trusts

(“NAREIT”) to be an appropriate supplemental disclosure of operating performance for an equity REIT due to its widespread accept-
ance and use within the REIT and analyst communities. FFO is presented to assist investors in analyzing the performance of the
Company. It is helpful as it excludes various items included in net income that are not indicative of the operating performance, such
as gains (losses) from sales of depreciated property and depreciation and amortization. However, the Company’s method of calculating
FFO may be different from methods used by other REITs and, accordingly, may not be comparable to such other REIT’s. FFO does
not represent cash generated from operations as defined by generally accepted accounting principles (“GAAP”) and is not indicative
of cash available to fund all cash needs, including distributions. It should not be considered as an alternative to net income for the
purpose of evaluating the Company’s performance or to cash flows as a measure of liquidity. Consistent with the NAREIT definition,
the Company defines FFO as net income (computed in accordance with GAAP), excluding gains (losses) from sales of depreciated
property, plus depreciation and amortization, and after adjustments for unconsolidated partnerships and joint ventures. 

(3) The extraordinary item represents the Company’s share of estimated extraordinary gain related to its private-equity investment in

Albertson’s. The Albertson’s entity has recorded an extraordinary gain in connection with the allocation of purchase price to assets
acquired. The Company considers its private-equity investments to be investments in operating businesses as opposed to real estate.
Accordingly, all gains and losses from private-equity investments are included in FFO, which management believes provides a more
accurate reflection of the operating performance of the Company.

Liquidity and Capital Resources

Uses of Liquidity
Our principal uses of liquidity are expected to be for 

we paid a quarterly dividend of $0.21 per Common Share

and Common OP Unit. In addition, in December of 2008,

our Board of Trustees approved a special dividend of

approximately $0.55 per share, or $18.0 million in the

(i) distributions to our shareholders and OP unit holders, 

aggregate, which was associated with taxable gains aris-

(ii) investments which include the funding of our capital

ing from property dispositions in 2008, which was paid 

committed to our Opportunity Funds and property acquisi-

on January 30, 2009, to shareholders of record as of

tions and redevelopment/re-tenanting activities within our

December 31, 2008. 90% of the special dividend was 

Core Portfolio, and (iii) debt service and loan repayments. 

paid with the issuance of 1.3 million Common Shares and

Distributions
In order to qualify as a REIT for Federal income tax purposes,

we must currently distribute at least 90% of our taxable

10%, or $1.8 million, was paid in cash.

Fund I and Mervyns I
In September 2001, the Operating Partnership committed

income to our shareholders. For the four quarters of 2008,

$20.0 million to a newly formed Opportunity Fund with

40

Acadia Realty Trust 2008 Annual Report 

Management’s Discussion and Analysis continued

four of our institutional shareholders, who committed

member with a 20% interest in the joint venture. The

$70.0 million for the purpose of acquiring a total of

terms and structure of Fund II are substantially the same

approximately $300.0 million of community and neighbor-

as Fund I with the exceptions that the preferred return is

hood shopping centers on a leveraged basis.

8%. As of December 31, 2008, $192.0 million had been

On January 4, 2006, we recapitalized a one million square

foot retail portfolio located in Wilmington, Delaware

contributed to Fund II, of which the Operating Partner-

ship’s share is $38.4 million.

(“Brandywine Portfolio”) through a merger of interests

Fund II has invested in the New York Urban/Infill Redevel-

with affiliates of GDC Properties (“GDC”). The Brandywine

opment and the RCP Venture initiatives and other invest-

Portfolio was recapitalized through a “cash out” merger

ments as further discussed in “PROPERTY ACQUISITIONS”

of the 77.8% interest, which was previously held by the

in Item 1 of this Form 10-K.

institutional investors in Fund I (the “Investors”) to affili-

ates of GDC at a valuation of $164.0 million. The Operating

Partnership, through a subsidiary, retained our existing

22.2% interest and continues to operate the Brandywine

Portfolio and earn fees for such services. At the closing,

the Investors, excluding the Operating Partnership, received

a return of all their capital invested in Fund I and preferred

return, thus triggering the Operating Partnership’s Promote

distribution in all future Fund I distributions and increasing

the Operating Partnership’s interest in cash flow and

income from 22.2% to 37.8% as a result of the Promote.

In June 2006, the Investors received $36.0 million of addi-

tional proceeds from this transaction following the replace-

ment of bridge financing provided by them with permanent

mortgage financing.

New York Urban/Infill Redevelopment Initiative
In September 2004, we, through Fund II, launched our

New York Urban Infill Redevelopment initiative. During

2004, Fund II, together with an unaffiliated partner, P/A,

formed Acadia P/A (“Acadia P/A”) for the purpose of

acquiring, constructing, developing, owning, operating,

leasing and managing certain retail real estate properties

in the New York City metropolitan area. P/A has agreed

to invest 10% of required capital up to a maximum of

$2.2 million and Fund II, the managing member, has

agreed to invest the balance to acquire assets in which

Acadia P/A agrees to invest. Operating cash flow is gener-

ally to be distributed pro-rata to Fund II and P/A until each

has received a 10% cumulative return and then 60% to

Fund II and 40% to P/A. Distributions of net refinancing

As of December 31, 2008, Fund I has a total of 27 proper-

and net sales proceeds, as defined, follow the distribution

ties totaling 1.3 million square feet as further discussed in

of operating cash flow except that unpaid original capital

“PROPERTY ACQUISITIONS” in Item 1 of this Form 10-K.

is returned before the 60%/40% split between Fund II and

Fund II and Mervyns II
On June 15, 2004, we closed our second opportunity

fund, Fund II, and during August 2004, formed Mervyns II

with the investors from Fund I as well as two additional

institutional investors, whereby the investors, including

the Operating Partnership, committed capital totaling

$300 million. The Operating Partnership is the managing

P/A, respectively. Upon the liquidation of the last property

investment of Acadia P/A, to the extent that Fund II has

not received an 18% internal rate of return (“IRR”) on all

of its capital contributions, P/A is obligated to return a

portion of its previous distributions, as defined, until Fund

II has received an 18% IRR. To date, Fund II has invested

in nine projects, eight of which are in conjunction with

P/A, as follows:

Acadia Realty Trust 2008 Annual Report 41

Location
Queens
Manhattan
Bronx

Property
Liberty Avenue (1) (2)
216th Street (3)
Fordham Place
Pelham Manor Shopping Center (1) Westchester
161st Street
Canarsie Plaza
Sherman Plaza
CityPoint (1)
Atlantic Avenue

Bronx
Brooklyn
Manhattan
Brooklyn
Brooklyn

Total

Notes:

Year
Acquired
2005
2005
2004
2004
2005
2007
2005
2007
2007

Purchase
Price
$ 14.9
27.7
30.0
—
49.0
21.0
25.0
29.0
5.0

$201.6

Redevelopment (dollars in millions)

Anticipated
Additional
Costs
$ —
—
95.0
57.8
16.0
29.0
30.0
199.8
18.0

$445.6

Estimated
Completion
Completed
Completed
First half 2009
Second half 2009
(4)
(4)
(4)
(4)
Second half 2009

Square
Feet Upon
Completion
125,000
60,000
285,000
320,000
232,000
323,000
216,000
419,000
110,000

2,090,000

(1) Fund II acquired a ground lease interest at this property.

(2) Liberty Avenue redevelopment is complete. The purchase price includes redevelopment costs of $14.9 million.

(3) 216th Street redevelopment is complete. The purchase price includes redevelopment costs of $20.7 million.

(4) To be determined.

RCP Venture
The following table summarizes the RCP Venture investments from inception through December 31, 2008: 

(dollars in millions)
Investor
Mervyns I and Mervyns II Mervyns
Mervyns I and Mervyns II Mervyns add-on 

Investment

Year
Acquired
2004

Invested
Capital
$ 26.1

Distributions
$ 46.0

Invested
Capital
$ 4.9

Distributions
$ 11.3

Operating Partnership Share

Mervyns II
Mervyns II

Fund II
Fund II
Fund II
Mervyns II

Total

investments
Albertson’s
Albertson’s add-on 
investments
Shopko
Marsh
Marsh add-on
Rex

2005/2008
2006

2006/2007
2006
2006
2008
2007

3.0
20.7

2.8
1.1
0.7
2.0
2.7

1.3
63.9

0.8
1.1
—
1.0
—

0.3
4.2

0.4
0.2
0.1
0.4
0.5

0.3
11.8

0.1
0.2
—
0.2
—

$ 59.1

$114.1

$ 11.0

$ 23.9

Fund III
In May 2007, we closed Fund III with 14 institutional

with the exception that the Preferred Return is 6%. As of

December 31, 2008, $96.5 million has been invested in

investors, including a majority of the investors from Fund I

Fund III, of which the Operating Partnership contributed

and Fund II with a total of $503.0 million of committed dis-

$19.2 million.

cretionary capital. The Operating Partnership’s share of the

committed capital is $100.0 million and it is the sole man-

aging member with a 19.9% interest in Fund III. The

terms and structure of Fund III are substantially the same

as the previous Funds, including the Promote structure,

Fund III has invested in the New York Urban/Infill Redevel-

opment initiatives and other investments as further dis-

cussed in “PROPERTY ACQUISITIONS” in Item 1 of this

Form 10-K. The projects are as follows:

42

Acadia Realty Trust 2008 Annual Report 

Management’s Discussion and Analysis continued

Location
Brooklyn
Westport, CT

Year
Acquired
2007
2007

Redevelopment (dollars in millions)

Purchase
Price
$ 20.0
17.0

$ 37.0

Anticipated
Additional
Costs
$ 89.0
6.0

$ 95.0

Estimated
Completion
(1)
(1)

Square
Feet Upon
Completion
240,000
30,000

270,000

Property
Sheepshead Bay
Main Street

Total

Note:

(1) To be determined.

During February 2008, Acadia, through Fund III, and in

default under the first mortgage loan, but has entered into

conjunction with an unaffiliated partner, Storage Post,

a standstill agreement with the first mortgage lender, as

acquired a portfolio of 11 self-storage properties from 

well as with us. While we had been engaged in discussions

Storage Post’s existing institutional investors for approxi-

with the owner and the first mortgage lender to restructure

mately $174.0 million. The portfolio totals approximately

the debt and provide a portion of the additional capital

920,000 net rentable square feet, of which 10 properties

required to stabilize the Project, these discussions did 

are operating at various stages of stabilization. The remain-

not result in a successful resolution. Accordingly, during

ing property is currently under construction. The properties

December 2008, we recorded an impairment charge equal

are located throughout New York and New Jersey. The

to 100% of our original mezzanine loan and the related

portfolio continues to be operated by Storage Post, which

accrued interest aggregating $4.4 million.

is a 5% equity partner.

During June 2008, we made a $40.0 million preferred

During September 2008, Fund III made a $10 million first

equity investment in a portfolio of 18 properties located

mortgage loan, which is collateralized by land located on

primarily in Georgetown, Washington D.C. The portfolio

Long Island, New York. The term of the loan is for a period

consists of 306,000 square feet of principally retail space.

of two years, and provides an effective annual return of

The term of this investment is for two years, with two

approximately 13%.

one-year extensions, and provides a 13% preferred return.

Preferred Equity Investment, Mezzanine Loan
Investments and Notes Receivable
At December 31, 2008, our preferred equity investment,

During July 2008, we made a $34.0 million mezzanine

loan, which is collateralized by a mixed-use retail and 

residential development at 72nd Street and Broadway 

mezzanine loan investments and notes receivable aggre-

on the Upper West Side of Manhattan. Upon completion,

gated $125.6 million, and were collateralized by the under-

this project is expected to include approximately 50,000

lying properties, the borrower’s ownership interest in the

square feet of retail on three levels and 196 luxury resi-

entities that own the properties and/or by the borrower’s

dential rental apartments. The term of the loan is for a

personal guarantee. Interest rates on our preferred equity

period of three years, with a one year extension, and is

investment, mezzanine loan investments and notes

expected to yield in excess of 20%.

receivable ranged from 3.41% to in excess of 20% with

maturities that range from demand notes to January 2017. 

Other Investments 
Acquisitions made during 2006, 2007 and 2008 are 

During 2004, we provided a $3.0 million mezzanine loan

discussed in “PROPERTY ACQUISITIONS” in Item 1 

to help fund a redevelopment project of the retail com-

of this Form 10-K.

plexes associated with seven public rest stops along the

toll roads in and around Chicago, Illinois (the “Project”).

This investment included a right of first offer to acquire an

ownership interest in the Project. As a result of economic

conditions, including the current disruption in the credit

markets, the owner has experienced difficulty in stabilizing

and refinancing the Project. The owner is currently in

Property Development, Redevelopment and
Expansion 
Our redevelopment program focuses on selecting well-

located neighborhood and community shopping centers

and creating significant value through re-tenanting and

property redevelopment.

Acadia Realty Trust 2008 Annual Report 43

Purchase of Convertible Notes
Repurchase of the Notes is another use of our liquidity.

During November and December of 2008, we purchased

$8.0 million in principal amount of our Notes and purchased

an additional $13.5 million in principal amount during

January 2009, all at a discount of approximately 24%.

Share Repurchase 
Repurchases of our Common Shares is an additional use

of liquidity as discussed in Item 5 of this Form 10-K.

Shelf Registration Statements and 
Issuance of Equity
During January 2007, we filed a shelf registration on Form

S-3 providing for offerings of up to a total of $300.0 million

of Common Shares, Preferred Shares and debt securities.

As of December 31, 2008, we have remaining capacity

under this registration statement to issue up to approxi-

mately $189 million of these securities. 

Financing and Debt 
At December 31, 2008, mortgage and convertible notes

Sources of Liquidity 
We intend on using Fund III as well as funds that we may

payable aggregated $761.7 million, net of unamortized

premium of $0.1 million, and were collateralized by 57

establish in the future, as the primary vehicles for our

properties and related tenant leases. Interest rates on

future growth. Additional sources of capital for funding

our outstanding indebtedness ranged from 1.4% to 7.2%

property acquisitions, property redevelopment and other

with maturities that ranged from January 2009 to Novem-

potential real estate related investments are expected 

ber 2032. Taking into consideration $73.4 million of notional

to be obtained primarily from (i) the issuance of public

principal under variable to fixed-rate swap agreements

equity or debt instruments, (ii) cash on hand and cash flow

currently in effect, as of December 31, 2008, $513.5 million

from operating activities, (iii) additional debt financings,

of the portfolio, or 67%, was fixed at a 5.3% weighted

(iv) unrelated member capital contributions and (v) future 

average interest rate and $248.2 million, or 33% was float-

sales of existing properties. 

During July 2008, Home Depot terminated its lease 

at a Fund II redevelopment project located in Canarsie,

Brooklyn in exchange for its payment of $24.5 million,

of which our share, net of minority interests’ share,

was $20.6 million.

ing at a 2.7% weighted average interest rate. There is

$220.7 million of debt maturing in 2009 at weighted aver-

age interest rates of 3.0%. Of this amount, $5.9 million

represents scheduled annual amortization (of which $4.8

million has been paid during February 2009) and $19.0 mil-

lion was extended for one year during January 2009. The

loans relating to $121.9 million of the 2009 maturities pro-

As of December 31, 2008, we had a total of approximately

vide for extension options, which we believe we will be

$125.4 million of additional capacity under existing debt

able to exercise. If we are unable to extend these loans

facilities, cash and cash equivalents on hand of $86.7 million,

and refinance the balance of $73.9 million, we believe 

and twelve unencumbered properties available as potential

we will be able to repay this debt with existing liquidity,

collateral for future borrowings. 

Issuance of Convertible Notes
During December of 2006 and January of 2007, we issued

$115.0 million of 3.75% Convertible Notes. These notes

were issued at par and are due in 2026. The $112.1 million

in proceeds, net of related costs, were used to retire vari-

able rate debt, fund capital commitments and general

company purposes. 

including unfunded capital commitments from the Oppor-

tunity Fund investors. As it relates to maturities after 2009,

we may not have sufficient cash on hand to repay such

indebtedness, we may have to refinance this indebted-

ness or select other alternatives based on market condi-

tions at that time. Given the current global financial crisis,

refinancing this debt will be very difficult. See “Item 1A.

Risk Factors — The current global financial crisis may

cause us to lose tenants and may impair our ability to 

borrow money to purchase properties, refinance existing

debt or obtain the necessary financing to complete our

current redevelopment.”

44

Acadia Realty Trust 2008 Annual Report 

Management’s Discussion and Analysis continued

The following table sets forth certain information pertaining to the Company’s secured credit facilities:

(dollars in millions)
Borrower

Total available
credit facilities

Amount borrowed
as of 12/31/07

2008 net borrowings
(repayments)
during the year
ended 12/31/08

Amount borrowed
as of 12/31/08

Letters of credit
outstanding
as of 12/31/08

Amount available 
under credit
facilities as of 
12/31/08

Acadia Realty, LP

$ 72.3

$ —

$ 48.9

$ 48.9

$ 11.4

$ 12.0

Acadia Realty, LP

Fund II

Fund III

Total

30.0

70.0

125.0

$297.3

—

34.5

—

$ 34.5

—

0.2

62.3

—

34.7

62.3

—

11.1

3.5

30.0

24.2

59.2

$111.4

$ 145.9

$ 26.0

$125.4

Reference is made to Note 8 and Note 9 to our Consolidated Financial Statements, which begin on Page 59 of this Form

10-K, for a summary of the financing and refinancing transactions since December 31, 2007.

Asset Sales 
Asset sales are an additional source of liquidity for us. 

During April 2008, we sold a residential complex located

Contractual Obligations and 
Other Commitments 
At December 31, 2008, maturities on our mortgage notes

in Winston-Salem, North Carolina. During December of

ranged from January 2009 to November 2032. In addition,

2007, we sold an apartment complex in Columbia Missouri

we have non-cancelable ground leases at seven of our

and during November and December of 2006, we sold

shopping centers. We lease space for our White Plains cor-

the Soundview Marketplace, Bradford Towne Center,

porate office for a term expiring in 2015. The following

Greenridge Plaza, Luzerne Street Shopping Center and

table summarizes our debt maturities, obligations under

Pittston Plaza. During 2005 we sold the Berlin Shopping

non-cancelable operating leases and construction commit-

Center. These sales are discussed in “ASSET SALES AND

ments as of December 31, 2008:

CAPITAL/ASSET RECYCLING” in Item 1 of this Form 10-K.

(dollars in millions)
Contractual obligation

Future debt maturities

Interest obligations on debt

Operating lease obligations

Construction commitments (1)

Total

Note:

Payments due by period 

Total

$ 761.7

150.8

121.5

24.6

Less than
1 year

$220.7

29.1

5.1

24.6

1 to 3
years

$ 287.8

48.3

10.2

—

3 to 5
years

$ 22.1

29.2

10.5

—

More than 
5 years 

$ 231.1

44.2

95.7

—

$ 1,058.6

$279.5

$ 346.3

$ 61.8

$ 371.0

(1) In conjunction with the redevelopment of our Core Portfolio and Opportunity Fund properties, we have entered into construction 

commitments with general contractors. We intend to fund these requirements with existing liquidity.

Off Balance Sheet Arrangements
We have investments in four joint ventures for the pur-

pose of investing in operating properties. We account for

these investments using the equity method of accounting

as we have a non-controlling interest. As such, our finan-

cial statements reflect our share of income from but not

the assets and liabilities of these joint ventures.

Reference is made to Note 4 to our Consolidated Financial

Statements, which begin on page 59 of this Form 10-K,

for a discussion of our unconsolidated investments. Our

pro rata share of unconsolidated debt related to those

investments is as follows:

Acadia Realty Trust 2008 Annual Report 45

(dollars in millions)

Investment

Crossroads

Brandywine

CityPoint

Sterling Heights

Total

Pro rata share

of mortgage debt

Interest rate at 

December 31, 2008

$31.0

36.9

7.8

3.2

$78.9

5.37%

5.99%

2.94%

2.29%

Maturity date

December 2014

July 2016

August 2009

August 2010

In addition, we have arranged for the provision of nine

equity investment in 2008 and (iv) a decrease of $22.6 mil-

separate letters of credit in connection with certain leases

lion of return of capital distributions from our unconsolidated

and investments. As of December 31, 2008, there were

affiliates in 2008, primarily from the RCP Venture invest-

no outstanding balances under any of the letters of credit.

ment in Albertson’s. These additional uses of cash in 2008

If the letters of credit were fully drawn, the combined

were offset by the following: (i) $31.8 million of additional

maximum amount of exposure would be $26.0 million.

investments in unconsolidated affiliates in 2007, primarily

Historical Cash Flow
The following table compares the historical cash flow for

the year ended December 31, 2008 (“2008”) with the cash

flow for the year ended December 31, 2007 (“2007”).

CityPoint, (ii) an additional $8.9 million of additional collec-

tions of notes receivable in 2008 and (iii) an additional $4.0

million of proceeds from the sale of a property in 2008.

The $111.6 million increase in net cash provided by financ-

ing activities resulted from the following increases in cash

(dollars in millions)

Net cash provided by 
operating activities

Net cash used in 

Years Ended December 31,

for 2008: (i) an additional $59.0 million of borrowings in 2008,

2008

2007

Variance

(ii) a decrease of $48.3 million in distributions to partners

and members in 2008, and (iii) an additional $97.0 million

used for the repayment of debt in 2007. These 2008 cash

$

65.9

$105.2

$ (39.3)

increases were offset by the following: (i) $15.0 million of

additional proceeds received from the issuance of convert-

investing activities

(301.6)

(208.9)

(92.7)

ible debt in 2007, (ii) $6.0 million of additional cash used

Net cash provided by 
financing activities

199.1

87.5

111.6

of cash of $64.5 million in contributions from partners and

for the purchase of convertible notes in 2008, (iii) a decrease

Total

$ (36.6)

$ (16.2)

$ (20.4)

members and from minority interests in partially-owned

A discussion of the significant changes in cash flow for

2008 versus 2007 is as follows:

affiliates in 2008, and (iv) an increase of $8.7 million in

dividends paid to Common Shareholders in 2008.

A decrease of $39.3 million in net cash provided by oper-

ating activities resulted from the following: (i) a decrease

Critical Accounting Policies 
Management’s discussion and analysis of financial condi-

of $22.2 million in distributions of operating income from

tion and results of operations is based upon our Consoli-

unconsolidated affiliates, primarily from the RCP Venture

dated Financial Statements, which have been prepared in

investment in Albertson’s and (ii) a net decrease in other

accordance with U.S. GAAP. The preparation of these

assets, which was the result of the repayment of notes

Consolidated Financial Statements requires management

receivable relating to our tax deferred transaction in 2007

to make estimates and judgments that affect the reported

and additional cash used for short term financial instru-

amounts of assets, liabilities, revenues and expenses. We

ments in 2008. These net decreases in cash were offset

base our estimates on historical experience and assump-

by an increase in lease termination income of $24.0 million

tions that are believed to be reasonable under the circum-

from Home Depot at Canarsie Plaza in 2008.

An additional $92.7 million of net cash used in investing

activities resulted from the following additional uses of

cash for 2008: (i) $38.5 million of additional expenditures

for real estate acquisitions, development and tenant instal-

lations in 2008, (ii) $36.3 million of additional notes receiv-

able originated in 2008, (iii) $40.0 million for a preferred

stances, the results of which form the basis for making

judgments about carrying value of assets and liabilities

that are not readily apparent from other sources. Actual

results may differ from these estimates under different

assumptions or conditions. We believe the following criti-

cal accounting policies affect the significant judgments

and estimates used by us in the preparation of our Con-

solidated Financial Statements.

46

Acadia Realty Trust 2008 Annual Report 

Management’s Discussion and Analysis continued

Valuation of Property Held for Use and Sale 
On a quarterly basis, we review the carrying value of 

market leases and acquired in-place leases and customer

relationships) and acquired liabilities in accordance with

both properties held for use and for sale. We perform 

Statement of Financial Accounting Standards (“SFAS”)

the impairment analysis by calculating and reviewing net

No. 141, “Business Combinations” and SFAS No. 142,

operating income on a property-by-property basis, we

“Goodwill and Other Intangible Assets,” and allocate pur-

evaluate leasing projections and perform other analyses

chase price based on these assessments. We assess fair

to conclude whether an asset is impaired. We record

value based on estimated cash flow projections that utilize

impairment losses and reduce the carrying value of prop-

appropriate discount and capitalization rates and available

erties when indicators of impairment are present and the

market information. Estimates of future cash flows are

expected undiscounted cash flows related to those prop-

based on a number of factors including the historical oper-

erties are less than their carrying amounts. In cases where

ating results, known trends, and market/economic condi-

we do not expect to recover our carrying costs on proper-

tions that may affect the property.

ties held for use, we reduce our carrying cost to fair value.

For properties held for sale, we reduce our carrying value

to the fair value less costs to sell. For the years ended

December 31, 2008 and 2007, no impairment losses were

recognized. Management does not believe that the value

of any properties in its portfolio was impaired as of

December 31, 2008 or 2007.

Bad Debts 
We maintain an allowance for doubtful accounts for esti-

mated losses resulting from the inability of tenants to make

payments on arrearages in billed rents, as well as the likeli-

hood that tenants will not have the ability to make payment

on unbilled rents including estimated expense recoveries

and straight-line rent. For the years ended December 31,

2008 and 2007, we had recorded an allowance for doubtful

accounts of $5.7 million and $3.1 million, respectively. If the

financial condition of our tenants were to deteriorate, result-

ing in an impairment of their ability to make payments, addi-

tional allowances may be required.

Real Estate
Real estate assets are stated at cost less accumulated

depreciation. Expenditures for acquisition, development,

construction and improvement of properties, as well as

significant renovations are capitalized. Interest costs are

capitalized until construction is substantially complete. Con-

struction in progress includes costs for significant property

expansion and redevelopment. Depreciation is computed

on the straight-line basis over estimated useful lives of 30

to 40 years for buildings, the shorter of the useful life or

lease term for tenant improvements and five years for fur-

niture, fixtures and equipment. Expenditures for mainte-

nance and repairs are charged to operations as incurred.

Upon acquisitions of real estate, we assess the fair value

of acquired assets (including land, buildings and improve-

ments, and identified intangibles such as above and below

Revenue Recognition and Accounts and 
Notes Receivable
Leases with tenants are accounted for as operating

leases. Minimum rents are recognized on a straight-line

basis over the term of the respective leases, beginning

when the tenant takes possession of the space. Certain

of these leases also provide for percentage rents based

upon the level of sales achieved by the tenant. Percentage

rent is recognized in the period when the tenants’ sales

breakpoint is met. In addition, leases typically provide for

the reimbursement to us of real estate taxes, insurance

and other property operating expenses. These reimburse-

ments are recognized as revenue in the period the

expenses are incurred.

We make estimates of the uncollectability of our accounts

receivable related to tenant revenues. An allowance for

doubtful accounts has been provided against certain tenant

accounts receivable that are estimated to be uncollectible.

See “Bad Debts” above. Once the amount is ultimately

deemed to be uncollectible, it is written off. 

Notes Receivable and Preferred Equity Investment
Real estate notes receivable and preferred equity invest-

ments are intended to be held to maturity and are carried

at cost. Interest income from notes receivable and pre-

ferred equity investments are recognized on the effective

interest method over the expected life of the loan. Under

the effective interest method, interest or fees to be col-

lected at the origination of the loan or the payoff of the

loan is recognized over the term of the loan as an adjust-

ment to yield. 

Allowances for real estate notes receivable and preferred

equity investments are established based upon manage-

ment’s quarterly review of the investments. In performing

this review, management considers the estimated net

recoverable value of the loan as well as other factors,

Acadia Realty Trust 2008 Annual Report 47

including the fair value of any collateral, the amount and

are often related to increases in the consumer price index

status of any senior debt, and the prospects for the bor-

or similar inflation indexes. In addition, many of our leases

rower. Because this determination is based upon projec-

are for terms of less than 10 years, which permits us to

tions of future economic events, which are inherently

seek to increase rents upon re-rental at market rates if

subjective, the amounts ultimately realized from the loans

current rents are below the then existing market rates. Most

may differ materially from the carrying value at the balance

of our leases require the tenants to pay their share of

sheet date. Interest income recognition is generally sus-

operating expenses, including common area maintenance,

pended for loans when, in the opinion of management, 

real estate taxes, insurance and utilities, thereby reducing

a full recovery of income and principal becomes doubtful.

our exposure to increases in costs and operating

Income recognition is resumed when the suspended loan

expenses resulting from inflation.

becomes contractually current and performance is demon-

strated to be resumed.

During 2004, we provided a $3.0 million mezzanine loan

to help fund a redevelopment project of the retail com-

plexes associated with seven public rest stops along the

toll roads in and around Chicago, Illinois (the “Project”).

As a result of economic conditions, including the current

disruption in the credit markets, the owner has experi-

Recently Issued Accounting 
Pronouncements
Reference is made to Notes to our Consolidated Financial

Statements, which begin on page 59 of this Form 10-K.

ITEM 7A. QUANTITATIVE AND QUALITATIVEx
DISCLOSURES ABOUT MARKET RISKx

enced difficulty in stabilizing and refinancing the Project.

Information as of December 31, 2008

The owner is currently in default under the first mortgage

Our primary market risk exposure is to changes in interest

loan, but has entered into a standstill agreement with the

rates related to our mortgage debt. See Note 8 to our

first mortgage lender, as well as with us. While we had

Consolidated Financial Statements, which begin on page

been engaged in discussions with the owner and the first

59 of this Form 10-K, for certain quantitative details related

mortgage lender to restructure the debt and provide a por-

to our mortgage debt.

tion of the additional capital required to stabilize the Project,

these discussions did not result in a successful resolution.

Accordingly, during December 2008, we recorded an

impairment charge equal to 100% of our original mezza-

nine loan and the related accrued interest aggregating

$4.4 million.

Inflation
Our long-term leases contain provisions designed to miti-

gate the adverse impact of inflation on our net income.

Such provisions include clauses enabling us to receive

percentage rents based on tenants’ gross sales, which

generally increase as prices rise, and/or, in certain cases,

escalation clauses, which generally increase rental rates

during the terms of the leases. Such escalation clauses

Currently, we manage our exposure to fluctuations in

interest rates primarily through the use of fixed-rate debt

and interest rate swap agreements. As of December 31,

2008, we had total mortgage and convertible debt of

$761.7 million of which $513.5 million, or 67%, was fixed-

rate, inclusive of interest rate swaps, and $248.2 million,

or 33%, was variable-rate based upon LIBOR or commer-

cial paper rates plus certain spreads. As of December 31,

2008, we were a party to seven interest rate swap trans-

actions and one interest rate cap transaction to hedge our

exposure to changes in interest rates with respect to

$73.4 million and $30.0 million of LIBOR-based variable-

rate debt, respectively. 

48

Acadia Realty Trust 2008 Annual Report 

Management’s Discussion and Analysis continued

The following table sets forth information as of December 31, 2008 concerning our long-term debt obligations, including

principal cash flows by scheduled maturity and weighted average interest rates of maturing amounts (dollars in millions):

Consolidated mortgage debt:

Year

2009

2010

2011

2012

2013

Thereafter

Scheduled
Amortization

$ 6.5

1.6

1.9

2.1

2.2

11.4

$25.7

Maturities

$ 214.2

58.7

225.6

9.0

8.8

219.7

$ 736.0

Mortgage debt in unconsolidated partnerships (at our pro-rata share):

Year

2009
2010

2011

2012

2013

Thereafter

Scheduled
Amortization

Maturities

$0.4
0.5

0.5

0.5

0.5

0.6

$3.0

$ 1.6
1.0

—

—

—

64.9

$67.5

Total

$ 220.7

60.3

227.5

11.1

11.0

231.1

$ 761.7

Total

$ 2.0
1.5

0.5

0.5

0.5

65.5

$70.5 

Weighted Average
Interest Rate

2.7%

1.8% 

3.0%

1.8 %

5.5% 

5.8% 

Weighted Average
Interest Rate

2.9%
2.3%

N/A 

N/A

N/A

5.7% 

Of our total consolidated and our pro-rata share of uncon-

Based on our outstanding debt balances as of December

solidated outstanding debt, $222.7 million and $61.8 mil-

31, 2008, the fair value of our total consolidated outstand-

lion will become due in 2009 and 2010, respectively. As

ing debt would decrease by approximately $18.1 million if

we intend on refinancing some or all of such debt at the

interest rates increase by 1%. Conversely, if interest rates

then-existing market interest rates which may be greater

decrease by 1%, the fair value of our total outstanding

than the current interest rate, our interest expense would

debt would increase by approximately $19.3 million.

increase by approximately $2.8 million annually if the inter-

est rate on the refinanced debt increased by 100 basis

points. After giving effect to minority interest, the Com-

pany’s share of this increase would be $1.0 million. Inter-

est expense on our variable debt of $248.2 million, net of

variable to fixed-rate swap agreements currently in effect,

as of December 31, 2008 would increase $2.5 million if

LIBOR increased by 100 basis points. After giving effect

to minority interest, the Company’s share of this increase

would be $0.6 million. We may seek additional variable-

As of December 31, 2008 and 2007, we had preferred

equity investments and notes receivable of $125.6 million

and $57.7 million, respectively. We determined the esti-

mated fair value of our preferred equity investment and

notes receivable as of December 31, 2008 and 2007 were

$122.3 million and $57.7 million, respectively, by discount-

ing future cash receipts utilizing a discount rate equivalent

to the rate at which similar notes receivable would be

originated under conditions then existing.

rate financing if and when pricing and other commercial

Based on our outstanding preferred equity investments

and financial terms warrant. As such, we would consider

and notes receivable balances as of December 31, 2008,

hedging against the interest rate risk related to such addi-

the fair value of our total outstanding preferred equity

tional variable-rate debt through interest rate swaps and

investments and notes receivable would decrease by

protection agreements, or other means.

approximately $1.3 million if interest rates increase by 1%.

Acadia Realty Trust 2008 Annual Report 49

Conversely, if interest rates decrease by 1%, the fair

value of our total outstanding preferred equity invest-

ments and notes receivable would increase by approxi-

mately $1.3 million.

Changes in Market Risk Exposures from 2007 
to 2008

Our interest rate risk exposure from December 31, 2007

to December 31, 2008 has increased, as we had $115.6

million in variable-rate debt (or 22% of our total debt) at

Summarized Information as of December 31, 2007

December 31, 2007, as compared to $248.2 million (or

As of December 31, 2007, we had total mortgage debt of

33% of our total debt) in variable-rate debt at December

$517.0 million of which $401.4 million, or 78%, was fixed-

31, 2008. In addition, the amount of our total debt increased

rate, inclusive of interest rate swaps, and $115.6 million,

from $517.0 million at December 31, 2008 to $761.7 mil-

or 22%, was variable-rate based upon LIBOR plus certain

lion at December 31, 2008. This increased amount of

spreads. As of December 31, 2007, we were a party to

debt could expose us to greater fluctuations in the fair

four interest rate swap transactions and one interest rate

value of our debt. 

cap transaction to hedge our exposure to changes in inter-

est rates with respect to $34.3 million and $30.0 million of

LIBOR-based variable-rate debt, respectively. 

Interest expense on our variable debt of $115.6 million as

of December 31, 2007 would have increased $1.2 million

if LIBOR increased by 100 basis points. Based on our out-

standing debt balances as of December 31, 2007, the fair

value of our total outstanding debt would have decreased

by approximately $19.0 million if interest rates increased

by 1%. Conversely, if interest rates decreased by 1%, 

the fair value of our total outstanding debt would have

increased by approximately $20.4 million. 

ITEM 8. FINANCIAL STATEMENTS ANDx
SUPPLEMENTARY DATAx

The financial statements beginning on page 59 are incor-

porated herein by reference.

ITEM 9. CHANGES IN AND DISAGREEMENTSx
WITH ACCOUNTANTS ON ACCOUNTINGx
AND FINANCIAL DISCLOSUREx

None.

50

Acadia Realty Trust 2008 Annual Report 

ITEM 9A. CONTROLS AND PROCEDURESx

the criteria set forth in the framework in Internal Control–

Integrated Framework issued by the Committee of Spon-

(i) Disclosure Controls and Procedures

soring Organizations of the Treadway Commission (the

We conducted an evaluation, under the supervision and

“COSO criteria”). Based on our evaluation under the COSO

with the participation of management including our Chief

criteria, our management concluded that our internal con-

Executive Officer and Chief Financial Officer, of the effec-

trol over financial reporting was effective as of December

tiveness of our disclosure controls and procedures. Based

31, 2008 to provide reasonable assurance regarding the

on that evaluation, the Chief Executive Officer and Chief

reliability of financial reporting and the preparation of finan-

Financial Officer concluded that our disclosure controls

cial statements for external reporting purposes in accor-

and procedures were effective as of December 31, 2008

dance with U.S. generally accepted accounting principles.

to provide reasonable assurance that information required

In conducting our evaluation of the effectiveness of our

to be disclosed by us in reports that we file or submit

internal control, we excluded the 2008 acquisition of Stor-

under the Exchange Act is recorded, processed, summa-

age Post, a portfolio of 11 self-storage properties. The con-

rized, and reported within the time periods specified in

tribution from this acquisition represented approximately

SEC rules and forms, and is accumulated and communi-

4% and 15% of total revenues and total assets, respec-

cated to management, including our Chief Executive Offi-

tively, as of and for the year ended December 31, 2008.

cer and Chief Financial Officer, as appropriate to allow

Reference is made to Note 2 to our Consolidated Financial

timely decisions regarding required disclosure.

Statements, which begin on page 59 of this Form 10-K for

(ii) Internal Control Over Financial Reporting

(a) Management’s Annual Report on Internal 
Control Over Financial Reporting 
Management of Acadia Realty Trust is responsible for

establishing and maintaining adequate internal control over

financial reporting, as such term is defined in the Securities

Exchange Act of 1934 Rule 13a-15(f). Under the supervi-

sion and with the participation of our management, includ-

ing our principal executive officer and principal financial

officer, we conducted an evaluation of the effectiveness of

our internal control over financial reporting as of December

31, 2008 as required by the Securities Exchange Act of

1934 Rule 13a-15(c). In making this assessment, we used

further discussion of our acquisition. 

BDO Seidman, LLP, an independent registered public

accounting firm that audited our Financial Statements

included in this Annual Report, has issued an attestation

report on our internal control over financial reporting as of

December 31, 2008, which appears in paragraph (b) of

this Item 9A.

Acadia Realty Trust 

White Plains, New York 

February 27, 2009

Acadia Realty Trust 2008 Annual Report 51

(b) Attestation report of the independent registered public accounting firm

The Shareholders and Trustees of Acadia Realty Trust

We have audited Acadia Realty Trust and subsidiaries’ internal control over financial reporting as of December 31, 2008,

based on criteria established in Internal Control–Integrated Framework issued by the Committee of Sponsoring Organiza-

tions of the Treadway Commission (the “COSO criteria”). Acadia Realty Trust and subsidiaries’ management is responsible

for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal con-

trol over financial reporting included in the accompanying Management’s Report on Internal Control over Financial Report-

ing. Our responsibility is to express an opinion on company’s internal control over financial reporting based on our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United

States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effec-

tive internal control over financial reporting was maintained in all material respects. Our audit included obtaining an under-

standing of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and

evaluating the design and operating effectiveness of internal control, based on the assessed risk. Our audit also included

performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides 

a reasonable basis for our opinion.

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the

reliability of financial reporting and the preparation of financial statements for external purposes in accordance with gener-

ally accepted accounting principles. A company’s internal control over financial reporting includes those policies and proce-

dures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions

and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as neces-

sary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that

receipts and expenditures of the company are being made only in accordance with authorizations of management and

directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized

acquisition, use, or disposition of the company’s assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also,

projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate

because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

As indicated in the accompanying Management’s Annual Report on Internal Control Over Financial Reporting, management’s

assessment of and conclusion on the effectiveness of internal control over financial reporting did not include the internal

controls of Storage Post, which was acquired on February 29, 2008, and which is included in the consolidated balance sheets

of Acadia Realty Trust and Subsidiaries as of December 31, 2008 and the related consolidated statements of income,

shareholders’ equity, and cash flows for the year then ended. Storage Post constituted 4% and 15% of total revenues and

total assets, respectively, as of and for the year ended December 31, 2008. Management did not assess the effectiveness

of internal control over financial reporting of Storage Post because of the timing of the acquisition which was completed on

February 29, 2008. Our audit of internal control over financial reporting of Acadia Realty Trust and subsidiaries also did not

include an evaluation of the internal control over financial reporting of Storage Post.

In our opinion, Acadia Realty Trust and subsidiaries maintained in all material respects effective internal control over finan-

cial reporting as of December 31, 2008, based on the COSO criteria.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States),

the consolidated balance sheets of Acadia Realty Trust and subsidiaries as of December 31, 2008 and 2007 and the related

consolidated statements of income, shareholders’ equity, and cash flows for each of the three years in the period ended

December 31, 2008 and our report dated February 27, 2009 expressed an unqualified opinion thereon.

/s/ BDO Seidman, LLP

New York, New York

February 27, 2009

52

Acadia Realty Trust 2008 Annual Report 

ITEM 9B. OTHER INFORMATIONx

None 

(c) Changes in internal control over financial
reporting
There was no change in our internal control over financial

reporting during our fourth fiscal quarter ended December

31, 2008 that has materially affected, or is reasonably

likely to materially affect, our internal control over finan-

cial reporting.

PART III 

In accordance with the rules of the SEC, certain information required by Part III is omitted and is incorporated by refer-

ence into this Form 10-K from our definitive proxy statement relating to our 2009 annual meeting of stockholders (our

“2009 Proxy Statement”) that we intend to file with the SEC no later than April 30, 2009.

ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCEx

The information under the following headings in the 2009 Proxy Statement is incorporated herein by reference:

n “PROPOSAL 1 — ELECTION OF TRUSTEES”

n “MANAGEMENT”

n “SECTION 16(a) BENEFICIAL OWNERSHIP REPORTING COMPLIANCE”

ITEM 11. EXECUTIVE COMPENSATIONx

The information under the following headings in the 2009 Proxy Statement is incorporated herein by reference:

n “ACADIA REALTY TRUST COMPENSATION COMMITTEE REPORT”

n “COMPENSATION DISCUSSION AND ANALYSIS”

n “EXECUTIVE AND TRUSTEE COMPENSATION”

n “COMPENSATION COMMITTEE INTERLOCKS AND INSIDER PARTICIPATION”

ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENTx

The information under the heading “SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT”

in the 2009 Proxy Statement is incorporated herein by reference.

The information under Item 5 of this Form 10-K under the heading “(d) Securities authorized for issuance under equity

compensation plans” is incorporated herein by reference.

ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCEx

The information under the following headings in the 2009 Proxy Statement is incorporated herein by reference:

n “CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS”

n “PROPOSAL 1 — ELECTION OF TRUSTEES — Trustee Independence”

ITEM 14. PRINCIPAL ACCOUNTING FEES AND SERVICESx

The information under the heading “AUDIT COMMITTEE INFORMATION” in the 2009 Proxy Statement is incorporated

herein by reference.

Acadia Realty Trust 2008 Annual Report 53

PART IV 

ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULESx

1. Financial Statements: See “Index to Financial Statements” at page 59 below.

2. Financial Statement Schedule: See “Schedule III — Real Estate and Accumulated Depreciation” 

at page 99 below.

3. Exhibits: The index of exhibits below is incorporated herein by reference.

SIGNATURES 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to
be signed on its behalf by the undersigned, thereto duly authorized. 

ACADIA REALTY TRUST 
(Registrant) 

By:

By:

By:

/s/ Kenneth F. Bernstein 
Kenneth F. Bernstein 
Chief Executive Officer, President and Trustee 

/s/ Michael Nelsen 
Michael Nelsen 
Senior Vice President and Chief Financial Officer 

/s/ Jonathan W. Grisham 
Jonathan W. Grisham 
Senior Vice President and Chief Accounting Officer 

Dated: February 27, 2009

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on
behalf of the Registrant and in the capacities and on the dates indicated. 

Signature

/s/ Kenneth F. Bernstein
(Kenneth F. Bernstein)

/s/ Michael Nelsen
(Michael Nelsen)

/s/ Jonathan W. Grisham
(Jonathan W. Grisham)

/s/ Douglas Crocker II
(Douglas Crocker II)

/s/ Suzanne Hopgood
(Suzanne Hopgood)

/s/ Lorrence T. Kellar
(Lorrence T. Kellar)

/s/ Wendy Luscombe
(Wendy Luscombe)

/s/ William T. Spitz
(William T. Spitz) 

/s/ Lee S. Wielansky
(Lee S. Wielansky) 

Title

Chief Executive Officer,
President and Trustee
(Principal Executive Officer)

Senior Vice President
and Chief Financial Officer
(Principal Financial Officer)

Senior Vice President
and Chief Accounting Officer
(Principal Accounting Officer)

Trustee

Trustee

Trustee

Trustee

Trustee

Trustee

Date 

February 27, 2009

February 27, 2009

February 27, 2009

February 27, 2009

February 27, 2009

February 27, 2009

February 27, 2009

February 27, 2009

February 27, 2009

54

Acadia Realty Trust 2008 Annual Report 

EXHIBIT INDEX 

The following is an index to all exhibits filed with the Annual Report on Form 10-K other than those incorporated by 

reference herein: 

Exhibit No. Description 

3.1

3.2

3.3

4.1

10.1

10.2

10.3

10.4

10.5

10.6

10.7

10.8

10.9

10.11

10.12

10.14

10.15

10.20

10.21

10.22

10.23

10.24

10.25

10.26

10.33

10.34

10.44

10.45

10.46

10.47

Declaration of Trust of the Company, as amended (1)

Fourth Amendment to Declaration of Trust (4)

Amended and Restated By-Laws of the Company (22)

Voting Trust Agreement between the Company and Yale University dated February 27, 2002 (14)

1999 Share Option Plan (8) (21)

2003 Share Option Plan (16) (21)

Form of Share Award Agreement (17) (21)

Form of Registration Rights Agreement and Lock-Up Agreement (18)

Registration Rights and Lock-Up Agreement (RD Capital Transaction) (11)

Registration Rights and Lock-Up Agreement (Pacesetter Transaction) (11)

Contribution and Share Purchase Agreement dated as of April 15, 1998 among Mark Centers Trust, Mark Centers Limited
Partnership, the Contributing Owners and Contributing Entities named therein, RD Properties, L.P. VI, RD Properties, L.P.
VIA and RD Properties, L.P. VIB (9)

Agreement of Contribution among Acadia Realty Limited Partnership, Acadia Realty Trust and Klaff Realty, LP and Klaff
Realty, Limited (18)

Employment agreement between the Company and Kenneth F. Bernstein dated October 1998 (6) (21)

Amendment to employment agreement between the Company and Kenneth F. Bernstein dated January 19, 2007 (26) (21)

First Amendment to Employment Agreement between the Company and Kenneth Bernstein dated as of January 1, 2001
(12) (21)

Letter of employment offer between the Company and Michael Nelsen, Sr. Vice President and Chief Financial Officer
dated February 19, 2003 (15) (21)

Form of Amended and Restated Severance Agreement, dated June 12, 2008, that was entered into with each of Joel
Braun, Executive Vice President and Chief Investment Officer; Michael Nelsen, Senior Vice President and Chief Financial
Officer; Robert Masters, Senior Vice President, General Counsel, Chief Compliance Officer and Secretary; and Joseph
Hogan, Senior Vice President and Director of Construction. (Incorporated by reference to the Exhibit 10.1 to the Company’s
Form 8-K filed with the SEC on June 12, 2008) (21)

Secured Promissory Note between RD Absecon Associates, L.P. and Fleet Bank, N.A. dated February 8, 2000 (7)

Promissory Note between 239 Greenwich Associates, L.P. and Greenwich Capital Financial Products, Inc. dated May 30,
2003 (18)

Open-End Mortgage, Assignment of Leases and Rents, and Security Agreement between 239 Greenwich Associates, L.P.
and Greenwich Capital Financial Products, Inc. dated May 30, 2003 (18)

Promissory Note between Merrillville Realty, L.P. and Sun America Life Insurance Company dated July 7, 1999 (7)

Secured Promissory Note between Acadia Town Line, LLC and Fleet Bank, N.A. dated March 21, 1999 (7)

Promissory Note between RD Village Associates Limited Partnership and Sun America Life Insurance Company Dated 
September 21, 1999 (7)

First Amendment to Severance Agreements between the Company and Joel Braun Executive Vice President and Chief
Investment Officer, Michael Nelsen, Senior Vice President and Chief Financial Officer, Robert Masters, Senior Vice Presi-
dent, General Counsel, Chief Compliance Officer and Secretary and Joseph Hogan, Senior Vice President and Director of
Construction dated January 19, 2007 (21) (26)

Term Loan Agreement between Acadia Realty L.P. and The Dime Savings Bank of New York, dated March 30, 2000 (10)

Mortgage Agreement between Acadia Realty L.P. and The Dime Savings Bank of New York, dated March 30, 2000 (10)

Prospectus Supplement Regarding Options Issued under the Acadia Realty Trust 1999 Share Incentive Plan and 2003
Share Incentive Plan (19) (21)

Acadia Realty Trust 1999 Share Incentive Plan and 2003 Share Incentive Plan Deferral and Distribution Election Form 
(19) (21)

Amended, Restated And Consolidated Promissory Note between Acadia New Loudon, LLC and Greenwich Capital Finan-
cial Products, Inc. dated August 13, 2004 (19)

Amended, Restated And Consolidated Mortgage, Assignment Of Leases And Rents And Security Agreement between
Acadia New Loudon, LLC and Greenwich Capital Financial Products, Inc. dated August 13, 2004 (19)

Acadia Realty Trust 2008 Annual Report 55

Exhibit No. Description 

10.51

10.52

10.53

10.54

10.55

10.56

10.57

10.58

10.59

10.60

10.61

10.62

10.63

10.64

10.65

10.66

10.67

10.68

10.69

10.70

10.71

10.72

10.73

Mortgage, Assignment of Leases and Rents and Security Agreement between Acadia Crescent Plaza, LLC and Greenwich
Capital Financial Products, Inc. dated August 31, 2005 (22)

Mortgage, Assignment of Leases and Rents and Security Agreement between Pacesetter/Ramapo Associates and 
Greenwich Capital Financial Products, Inc. dated October 17, 2005 (22)

Loan Agreement between RD Elmwood Associates, L.P. and Bear Stearns Commercial Finance Mortgage, Inc. dated
December 9, 2005 (22)

Mortgage and Security Agreement between RD Elmwood Associates, L.P. and Bear Stearns Commercial Finance 
Mortgage, Inc. dated December 9, 2005 (22)

Agreement and Plan Of Merger Dated as of December 22, 2005 by and among Acadia Realty Acquisition I, LLC, Ara Btc
LLC, ARA MS LLC, ARA BS LLC, ARA BC LLC and ARA BH LLC, Acadia Investors, Inc., AII BTC LLC, AII MS LLC, AII BS
LLC, AII BC LLC And AII BH LLC, Samuel Ginsburg 2000 Trust Agreement #1, Martin Ginsburg 2000 Trust Agreement #1,
Martin Ginsburg, Samuel Ginsburg and Adam Ginsburg, and GDC SMG, LLC, GDC Beechwood, LLC, Aspen Cove Apart-
ments, LLC and SMG Celebration, LLC (23)

Amended and Restated Loan Agreement between Acadia Realty Limited Partnership, as lender, and Levitz SL Woodbridge,
L.L.C., Levitz SL St. Paul, L.L.C., Levitz SL La Puente, L.L.C., Levitz SL Oxnard, L.L.C., Levitz SL Willowbrook, L.L.C.,
Levitz SL Northridge, L.L.C., Levitz SL San Leandro, L.L.C., Levitz SL Sacramento, L.L.C., HL Brea, L.L.C., HL Deptford,
L.L.C., HL Hayward, L.L.C., HL San Jose, L.L.C., HL Scottsdale, L.L.C., HL Torrance, L.L.C., HL Irvine 1, L.L.C., HL West
Covina, L.L.C., HL Glendale, L.L.C. and HL Northridge, L.L.C., each a Delaware limited liability company, Levitz SL Lang-
horne, L.P. and HL Fairless Hills, L.P., each a Delaware limited partnership (each, together with its permitted successors
and assigns, a “Borrower,” and collectively, together with their respective permitted successors and assigns, “Borrowers”),
dated June 1, 2006 (24)

Consent and Assumption Agreement between Thor Chestnut Hill, LP, Thor Chestnut Hill II, LP, Acadia Chestnut, LLC, Aca-
dia Realty Limited Partnership and Wells Fargo Bank, N.A. dated June 9, 2006, original Mortgage and Security Agreement
between Thor Chestnut Hill, LP and Thor Chestnut Hill II, LP and Column Financial, Inc. dated June 5, 2003 and original
Assignment of Leases and Rents from Thor Chestnut Hill, LP and Thor Chestnut Hill II, LP to Column Financial, Inc. dated
June 2003. (24)

Loan Agreement and Promissory Note between RD Woonsocket Associates, L.P. and Merrill Lynch Mortgage Lending, Inc.
dated September 8, 2006 (25)

Amended and Restated Revolving Loan Agreement dated as of December 19, 2006 by and among RD Abington Associ-
ates LP, Acadia Town Line, LLC, RD Methuen Associates LP, RD Absecon Associates, LP, RD Bloomfield Associates, LP,
RD Hobson Associates, LP, and RD Village Associates LP, and Bank of America, N.A. and the First Amendment to
Amended and Restated Revolving Loan Agreement dated February, 2007. (26)

Loan Agreement between Bank of America, N.A. and RD Branch Associates, LP dated December 19, 2006. (26)

Loan Agreement between 239 Greenwich Associates Limited Partnership and Wachovia Bank, National Association dated
January 25, 2007. (28)

Revolving Credit Agreement between Acadia Realty Limited Partnership and Washington Mutual Bank dated March 29,
2007. (28)

Loan Agreement between Acadia Merrillville Realty, L.P. and Bear Stearns Commercial Mortgage, Inc dated July 2, 2007.
(29)

Promissory Note between Acadia Merrillville Realty, L.P. and Bear Stearns Commercial Mortgage, Inc dated July 2, 2007.
(29)

Loan Agreement Note between APA 216th Street and Bank of America, N.A. dated September 11, 2007. (29)

Promissory Note between APA 216th Street and Bank of America, N.A. dated September 11, 2007. (29)

Acquisition and Project Loan agreement between Acadia – PA East Fordham Acquisitions, LLC and Eurohypo AG, New
York Branch dated October 5, 2007 (30)

Building Loan Agreement between Acadia – PA East Fordham Acquisitions, LLC and Eurohypo AG, New York Branch dated
October 5, 2007 (30)

Revolving credit agreement between Acadia Strategic Opportunity Fund III, LLC. and Bank of America, N.A. dated October
10, 2007 (30)

Mortgage Consolidation and Modification Agreement between Acadia Tarrytown LLC and Anglo Irish Bank Corporation,
PLC dated October 30, 2007 (30)

Project Loan Agreement between P/A – Acadia Pelham Manor, LLC and Bear Stearns Commercial Mortgage, Inc. dated
December 10, 2007 (30)

Building Loan Agreement P/A – Acadia Pelham Manor, LLC and Bear Stearns Commercial Mortgage, Inc. dated December
10, 2007 (30)

Project Loan Agreement between Acadia Atlantic Avenue, LLC and Bear Stearns Commercial Mortgage, Inc. dated Decem-
ber 26, 2007 (30)

56

Acadia Realty Trust 2008 Annual Report 

Exhibit No. Description 

10.74

10.75

10.76

10.77

10.78

10.79

10.80

10.81

10.82

21

23.1

31.1

31.2

32.1

32.2

99.1

99.2

Notes:

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

(11)

Building Loan Agreement between Acadia Atlantic Avenue, LLC and Bear Stearns Commercial Mortgage, Inc. dated
December 26, 2007 (30)

Certain information regarding the compensation arrangements with certain officers of registrant (Incorporated by reference
to Item 5.02 of the registrant’s Form 8-K filed with the SEC on February 4, 2008)

Real Estate Purchase and Sale Agreement between Suffern Self Storage, L.L.C., Jersey City Self Storage, L.L.C., Linden
Self Storage, L.L.C., Webster Self Storage, L.L.C., Bronx Self Storage, L.L.C., American Storage Properties North LLC, and
The Storage Company LLC (collectively, as Seller) and Acadia Storage Post LLC, a Delaware limited liability company, as
Buyer, for ten Properties and Storage Facilities located thereon (31)

Real Estate Purchase and Sale Agreement between American Storage Properties North LLC , as Seller and Acadia Storage
Post Metropolitan Avenue LLC, as Buyer for 4805 Metropolitan Avenue, Unit 2, Maspeth, Queens, New York (31)

First Amendment to Real Estate Purchase and Sale Agreement between Suffern Self Storage, L.L.C., Jersey City Self
Storage, L.L.C., Linden Self Storage, L.L.C., Webster Self Storage, L.L.C., Bronx Self Storage, L.L.C., American Storage
Properties North LLC, and The Storage Company LLC (collectively, “Seller”) and Acadia Storage Post LLC (“Buyer”) (31)

Amended and Restated Agreement of Limited Partnership of the Operating Partnership (11)

First and Second Amendments to the Amended and Restated Agreement of Limited Partnership of the Operating Partner-
ship (11)

Third Amendment to Amended and Restated Agreement of Limited Partnership of the Operating Partnership (18)

Fourth Amendment to Amended and Restated Agreement of Limited Partnership of the Operating Partnership (18)

List of Subsidiaries of Acadia Realty Trust (32)

Consent of Registered Public Accounting Firm to incorporation by reference its reports into Forms S-3 and Forms S-8 (32)

Certification of Chief Executive Officer pursuant to rule 13a–14(a)/15d-14(a) of the Securities Exchange Act of 1934, as
adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 (32)

Certification of Chief Financial Officer pursuant to rule 13a–14(a)/15d-14(a) of the Securities Exchange Act of 1934, as
adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 (32)

Certification of Chief Executive Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the 
Sarbanes-Oxley Act of 2002 (32)

Certification of Chief Financial Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the 
Sarbanes-Oxley Act of 2002 (32)

Certificate of Designation of Series A Preferred Operating Partnership Units of Limited Partnership Interest of Acadia
Realty Limited Partnership (2)

Certificate of Designation of Series B Preferred Operating Partnership Units of Limited Partnership Interest of Acadia
Realty Limited Partnership (18)

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Annual Report on Form 10-K filed for
the fiscal Year ended December 31, 1994

Incorporated by reference to the copy thereof filed as an Exhibit to Company’s Quarterly Report on Form 10-Q filed for the
quarter ended June 30, 1997

Incorporated by reference to the copy thereof filed as an Exhibit to Company’s Quarterly Report on Form 10-Q filed for the
quarter ended September 30, 1998

Incorporated by reference to the copy thereof filed as an Exhibit to Company’s Quarterly Report on Form 10-Q filed for the
quarter ended September 30, 1998

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Registration Statement on Form S-11
(File No. 33-60008)

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Annual Report on Form 10-K filed for
the fiscal year ended December 31, 1998

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Annual Report on Form 10-K filed for
the fiscal year ended December 31, 1999

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Registration Statement on Form S-8
filed September 28, 1999

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Form 8-K filed on April 20, 1998

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Form 10-K filed for the fiscal year ended
December 31, 2000

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Registration Statement on Form S-3
filed on March 3, 2000

Acadia Realty Trust 2008 Annual Report 57

(12)

(13)

(14)

(15)

(16)

(17)

(18)

(19)

(20)

(21)

(22)

(23)

(24)

(25)

(26)

(27)

(28)

(29)

(30)

(31)

(32)

Incorporated by reference to the copy thereof filed as an Exhibit to Company’s Quarterly Report on Form 10-Q filed for the
quarter ended September 30, 2001

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Annual Report on Form 10-K filed for
the fiscal year ended December 31, 2001

Incorporated by reference to the copy thereof filed as an Exhibit to Yale University’s Schedule 13D filed on September 25, 2002

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Annual Report on Form 10-K filed for
the fiscal year ended December 31, 2002

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Definitive Proxy Statement on Schedule
14A filed April 29, 2003.

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Current Report on Form 8-K filed on
July 2, 2003

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Annual Report on Form 10-K filed for
the fiscal year ended December 31, 2003

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Annual Report on Form 10-K filed for
the fiscal year ended December 31, 2004

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Annual Report on Form 10-K filed for
the fiscal year ended December 31, 2004

Management contract or compensatory plan or arrangement.

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Annual Report on Form 10-K filed for
the fiscal year ended December 31, 2005

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Current Report on Form 8-K filed on
January 4, 2006

Incorporated by reference to the copy thereof filed as an Exhibit to Company’s Quarterly Report on Form 10-Q filed for the
quarter ended June 30, 2006

Incorporated by reference to the copy thereof filed as an Exhibit to Company’s Quarterly Report on Form 10-Q filed for the
quarter ended September 30, 2006

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Current Report on Form 8-K filed on
January 19, 2007

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Annual Report on Form 10-K filed for
the fiscal year ended December 31, 2006

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Quarterly Report on Form 10-Q filed for
the quarter ended March 31, 2007

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Quarterly Report on Form 10-Q filed for
the quarter ended September 30, 2007

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Quarterly Report on Form 10-K filed for
the year ended December 31, 2007

Incorporated by reference to the copy thereof filed as an Exhibit to the Company’s Quarterly Report on Form 10-Q filed for
the quarter ended March 31, 2008

Filed herewith

58

Acadia Realty Trust 2008 Annual Report 

ACADIA REALTY TRUST AND SUBSIDIARIES 

INDEX TO FINANCIAL STATEMENTS 

Report of Independent Registered Public Accounting Firm . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 60

Consolidated Balance Sheets as of December 31, 2008 and 2007 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 61

Consolidated Statements of Income for the years ended December 31, 2008, 2007 and 2006. . . . . . . . . . . . . . . . . . . 62

Consolidated Statements of Shareholders’ Equity for the years ended December 31, 2008, 2007 and 2006 . . . . . . . . 63

Consolidated Statements of Cash Flows for the years ended December 31, 2008, 2007 and 2006 . . . . . . . . . . . . . . . 64

Notes to Consolidated Financial Statements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 67

Schedule III – Real Estate and Accumulated Depreciation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 99

Acadia Realty Trust 2008 Annual Report 59

Report of Independent Registered Public Accounting Firm

The Shareholders and Trustees of Acadia Realty Trust

We have audited the accompanying consolidated balance sheets of Acadia Realty Trust and subsidiaries (the “Company”)

as of December 31, 2008 and 2007 and the related consolidated statements of income, shareholders’ equity, and cash

flows for each of the three years in the period ended December 31, 2008. In connection with our audits of the financial

statements we have also audited the accompanying financial statement schedule listed on page 59. These financial state-

ments and schedule are the responsibility of the Company’s management. Our responsibility is to express an opinion on

these financial statements and schedule based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United

States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the

financial statements are free of material misstatement. An audit also includes examining, on a test basis, evidence sup-

porting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant

estimates made by management, as well as evaluating the overall presentation of the financial statements and schedules.

We believe that our audits provide a reasonable basis for our opinion.

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial

position of Acadia Realty Trust and subsidiaries at December 31, 2008, and 2007 and the results of its operations and its

cash flows for each of the three years in the period ended December 31, 2008, in conformity with generally accepted

accounting principles in the United States of America. 

Also, in our opinion, the financial statement schedule, when considered in relation to the basic financial statements taken

as a whole, presents fairly in all material respects the information set forth therein.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United

States), Acadia Realty Trust and subsidiaries' internal control over financial reporting as of December 31, 2008, based on

criteria established in Internal Control–Integrated Framework issued by the Committee of Sponsoring Organizations of

the Treadway Commission (COSO) and our report dated February 27, 2009 expressed an unqualified opinion thereon.

BDO Seidman, LLP 

New York, New York

February 27, 2009

60

Acadia Realty Trust 2008 Annual Report 

Consolidated Balance Sheets

(dollars in thousands)

Assets

Real estate:
Land
Buildings and improvements
Construction in progress

Less: accumulated depreciation

Net real estate
Cash and cash equivalents
Cash in escrow
Investments in and advances to unconsolidated affiliates
Rents receivable, net
Notes receivable and preferred equity investment
Deferred charges, net
Acquired lease intangibles
Prepaid expenses and other assets, net
Assets of discontinued operations

December 31,

2008

2007

$ 294,132
742,318
70,423

1,106,873
174,809

932,064
86,691
6,794
54,978
12,161
125,587
22,072
19,476
31,733
—

$ 232,121
523,809
77,764

833,694
150,494

683,200
123,343
6,637
44,654
13,449
57,662
21,825
16,103
16,544
15,595

Total assets

$ 1,291,556

$ 999,012

Liabilities and Shareholders’ Equity
Mortgage notes payable
Convertible notes payable
Acquired lease and other intangibles, net
Accounts payable and accrued expenses
Dividends and distributions payable
Distributions in excess of income from and investment in unconsolidated affiliates
Other liabilities
Liabilities of discontinued operations

Total liabilities

Minority interest in operating partnership
Minority interests in partially-owned affiliates

Total minority interests

Shareholders’ equity: 
Common shares, $.001 par value, authorized 100,000,000 shares, issued 

and outstanding 32,357,530 and 32,184,462 shares, respectively

Additional paid-in capital
Accumulated other comprehensive loss
Retained earnings

Total shareholders’ equity

Total liabilities and shareholders’ equity

The accompanying notes are an integral part of these consolidated financial statements.

$ 654,868
107,000
6,506
22,236
25,514
20,633
18,995
—

855,752

5,667
208,839

214,506

$ 402,903
115,000
5,651
15,205
14,420
20,007
13,750
229

587,165

4,595
166,516

171,111

32
212,007
(4,508)
13,767

221,298

32
227,890
(953)
13,767

240,736

$ 1,291,556

$ 999,012

Acadia Realty Trust 2008 Annual Report 61

Consolidated Statements of Income

(dollars in thousands, except per share amounts)
Revenues
Minimum rents
Percentage rents
Expense reimbursements
Lease termination income
Other property income
Management fee income
Interest income
Other income

Total revenues

Operating Expenses
Property operating
Real estate taxes
General and administrative
Depreciation and amortization
Impairment of notes receivable

Total operating expenses

Operating Income
Gain on sale of land
Equity in earnings of unconsolidated affiliates
Interest and other finance expense
Gain on debt extinguishment
Minority interest

Income from continuing operations before income taxes

Income tax provision (benefit)

Income from continuing operations

Discontinued operations
Operating income from discontinued operations
Gain on sale of properties, net
Minority interest

Income from discontinued operations

Extraordinary item
Share of extraordinary gain from investment in 

unconsolidated affiliate

Minority interest
Income tax provision

Income from extraordinary item

Net income

Basic earnings per share
Income from continuing operations
Income from discontinued operations
Income from extraordinary item

Basic earnings per share

Diluted earnings per share
Income from continuing operations
Income from discontinued operations
Income from extraordinary item

Diluted earnings per share

Years Ended December 31,

2008

2007

2006

$ 80,166
598
16,855
23,961
1,191
3,434
14,534
—

140,739

24,945
12,151
24,545
34,964
4,392

100,997

39,742
763
19,906
(26,890)
1,958
(12,217)

23,262

3,362

19,900

618
7,182
(152)

7,648

—
—
—

—

$ 68,680
625
13,318
—
855
4,064
10,315
165

98,022

14,080
9,470
23,058
26,892
—

73,500

24,522
—
6,619
(22,775)
—
9,082

17,448

297

17,151

1,301
5,271
(130)

6,442

30,200
(24,167)
(2,356)

3,677

$ 60,255
1,192
14,538
—
663
5,625
8,311
1,648

92,232

11,126
9,902
19,782
24,729
—

65,539

26,693
—
2,559
(20,134)
—
5,242

14,360 

(508)

14,868 

3,648
20,974
(477)

24,145

—
—
—

—

$ 27,548

$ 27,270

$ 39,013

$

$

$

0.59
0.22
—

0.81

0.58
0.22
—

$

0.80

$

$

$

$

0.51
0.19
0.11

0.81

0.50
0.19
0.11

0.80

0.44
0.71
—

1.15 

0.43 
0.70
—

$

$

$

1.13

The accompanying notes are an integral part of these consolidated financial statements.

62

Acadia Realty Trust 2008 Annual Report 

Consolidated Statements of Shareholders’ Equity

Common Shares

Shares

Amount

Additional
Paid-in
Capital

Accumulated
Other
Comprehensive
Loss

Retained
Earnings
(Deficit)

Total
Shareholders’
Equity

(dollars in thousands, except per share amounts)

Balance at January 1, 2006

31,543

$31

$223,199

$

(12)

$

(846)

$222,372

Conversion of 696 Series A Preferred OP Units 

to Common Shares by limited partners
of the Operating Partnership

Employee Restricted Share awards

Dividends declared ($0.755 per Common Share)

Employee exercise of 7,500 options to purchase

Common Shares

Common Shares issued under Employee

Share Purchase Plan

92

122

—

8

5

Redemption of 11,105 restricted Common OP Units —

Issuance of Common Shares to Trustees

Unrealized loss on valuation of swap

agreements

Amortization of derivative instrument

Net income

Total comprehensive income

3

—

—

—

—

Balance at December 31, 2006

31,773

Conversion of 4,000 Series B Preferred OP Units 

to Common Shares by limited partners
of the Operating Partnership

Employee Restricted Share awards

Dividends declared ($1.0325 per Common Share)

Employee exercise of 17,474 options to purchase

Common Shares

Common Shares issued under Employee

Share Purchase Plan

Issuance of Common Shares to Trustees

Employee Restricted Shares cancelled

Unrealized loss on valuation of swap

agreements

Amortization of derivative instrument

Net income

Total comprehensive income

312

103

—

17

7

13

(41)

—

—

—

—

Balance at December 31, 2007

32,184

Employee Restricted Share awards

Dividends declared ($1.39 per Common Share)

Employee exercise of 110,245 options to purchase

Common Shares

Common Shares issued under Employee

Share Purchase Plan

Issuance of Common Shares to Trustees

Employee Restricted Shares cancelled

Unrealized loss on valuation of swap

agreements

Realized loss on settlement of swap agreements

Net income

Total comprehensive income

137

—

110

7

2

(83)

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

31

—

1

—

—

—

—

—

—

—

—

—

32

—

—

—

—

—

—

—

—

—

—

696

3,530

—

43

112

(101)

76

—

—

—

—

—

—

—

—

—

—

—

(662)

440

—

—

—

—

696

3,530

(24,400)

(24,400)

—

—

—

—

—

—

43

112

(101)

76

(662)

440

39,013

—

39,013

38,791

227,555

(234)

13,767

241,119

4,000

3,151

(6,425)

174

183

346

(1,094)

—

—

—

—

227,890

2,917

(17,905)

841

180

81

(1,997)

—

—

—

—

—

—

—

(921)

202

—

—

—

—

4,000

3,152

(27,270)

(33,695)

—

—

—

—

—

—

27,270

—

174

183

346

(1,094)

(921)

202

27,270

26,551

(953)

13,767

240,736

—

—

—

—

—

—

—

2,917

(27,548)

(45,453)

—

—

—

—

—

—

27,548

—

841

180

81

(1,997)

(2,820)

(735)

27,548

23,993

—

—

—

—

(2,820)

(735)

—

—

Balance at December 31, 2008

32,357

$32

$212,007

$ (4,508)

$ 13,767

$221,298

The accompanying notes are an integral part of these consolidated financial statements.

Acadia Realty Trust 2008 Annual Report 63

Consolidated Statements of Cash Flows

(dollars in thousands)

Cash Flows from Operating Activities
Net income
Adjustments to reconcile net income to net cash 

(used in) provided by operating activities:
Depreciation and amortization
Gain on sale of property
Gain on debt extinguishment
Minority interests
Amortization of lease intangibles
Amortization of mortgage note premium
Share compensation expense
Equity in earnings of unconsolidated affiliates
Distributions of operating income from unconsolidated affiliates
Amortization of derivative settlement included in interest expense
Impairment of notes receivable
Provision for bad debt

Changes in assets and liabilities:

Funding of escrows, net
Rents receivable
Prepaid expenses and other assets, net
Accounts payable and accrued expenses
Other liabilities

Net cash provided by operating activities

Cash Flows from Investing Activities
Investment in real estate and improvements
Deferred acquisition and leasing costs
Investments in and advances to unconsolidated affiliates
Return of capital from unconsolidated affiliates
Collections of notes receivable
Advances on notes receivable and preferred equity investment
Proceeds from sale of property

Net cash used in investing activities

Years Ended December 31,

2008

2007

2006

$ 27,548

$ 27,270

$ 39,013

34,964
(7,945)
(1,958)
12,369
6,856
(782)
3,434
(19,906)
14,420
—
4,392
3,593

(157)
(2,305)
(18,232)
8,368
1,228

65,887

(244,403)
(6,068)
(7,918)
4,052
19,922
(90,847)
23,627

(301,635)

28,428
(5,271)
—
15,215
722
(111)
3,285
(36,819)
36,666
202
—
881

667
(2,061)
23,926
4,962
7,203

27,178
(20,974)
—
(4,765)
1,080
(144)
3,531
(2,559)
3,277
440
—
1,395

(1,389)
(1,135)
967
(5,200)
(1,088)

105,165

39,627

(210,227)
(1,746)
(39,712)
26,625
11,071
(14,548)
19,668

(208,869)

(87,009)
(6,941)
(27,626)
28,423
20,948
(25,162)
38,477

(58,890)

The accompanying notes are an integral part of these consolidated financial statements.

64

Acadia Realty Trust 2008 Annual Report 

Consolidated Statements of Cash Flows continued

(dollars in thousands)

Cash Flows from Financing Activities
Principal payments on mortgage notes
Proceeds received on mortgage notes
Repurchase of convertible notes
Proceeds received on convertible notes
Payment of deferred financing and other costs
Capital contributions from partners and members and 
from minority interests in partially-owned affiliates

Distributions to partners and members and to 
minority interests in partially-owned affiliates

Dividends paid to Common Shareholders
Distributions to minority interests in Operating Partnership
Distributions on preferred Operating Partnership Units to 

minority interests

Repurchase and cancellation of shares
Redemption of Operating Partnership Units
Common Shares issued under Employee Share Purchase Plan
Exercise of options to purchase Common Shares

Net cash provided by financing activities

(Decrease) increase in cash and cash equivalents
Cash and cash equivalents, beginning of period
Cash and cash equivalents, end of period

Supplemental disclosure of cash flow information:

Cash paid during the period for interest, including capitalized 

Years Ended December 31,

2008

2007

2006

(68,412)
281,192
(6,042)
—
(1,763)

(165,451)
222,218
—
15,000
(4,128)

(168,082)
159,617
—
100,000
(7,026)

46,014

110,542

44,781

(15,347)
(34,710)
(809)

(27)
(2,102)
—
261
841

199,096

(36,652)
123,343
$ 86,691

(63,662)
(26,039)
(527)

(86)
(1,094)
—
529
174

(36,352)
(23,823)
(487)

(254)
—
(246)
188
43

87,476

68,359

(16,228)
139,571
$ 123,343

49,096
90,475
$ 139,571 

interest of $6,779, $3,031, and $454, respectively

$ 33,778

$ 26,705

$ 23,218

Cash paid for income taxes

$

6,633

Acquisition of real estate through assumption of debt

$ 39,967

$

$

348

$

1,039

—

$ 22,583

Issuance of notes receivable in connection with 

sale of real estate

.

$

—

$ (18,000)

$

—

Acadia Realty Trust 2008 Annual Report 65

Consolidated Statements of Cash Flows continued

(dollars in thousands)

Recapitalization and deconsolidation of investment:
Real estate, net
Other assets and liabilities
Mortgage debt
Minority interests
Investment in unconsolidated affiliates

Cash included in investments and advances to 

unconsolidated affiliates

Acquisition of interest in investment from unaffiliated investor:
Real estate, net
Other assets and liabilities
Investment in unconsolidated affiliates

Cash included in expenditures for real estate and improvements

The accompanying notes are an integral part of these consolidated financial statements.

Years Ended December 31,

2008

2007

2006

$ —
—
—
—
—

$ —

$ —
—
—

$ —

$ —
—
—
—
—

$124,962
(11,413)
(66,984)
(36,504)
(10,428)

$ —

$

(367)

$ —
—
—

$ —

$ (9,260)
5,901
3,469

$

110

66

Acadia Realty Trust 2008 Annual Report 

Notes to Consolidated Financial Statements

Note 1i

Organization, Basis of Presentation
and Summary of Significant
Accounting Policies 
Acadia Realty Trust (the “Trust”) and subsidiaries (collec-

interest in both Fund I and Mervyns I and is also entitled

to a profit participation in excess of its invested capital

based on certain investment return thresholds (“Pro-

mote”). Cash flow is distributed pro-rata to the partners

and members (including the Operating Partnership) until

they receive a 9% cumulative return (“Preferred Return”),

tively, the “Company”) is a fully integrated, self-managed

and the return of all capital contributions. Thereafter,

and self-administered equity real estate investment trust

remaining cash flow (which is net of distributions and

(“REIT”) focused primarily on the ownership, acquisition,

fees to the Operating Partnership for management, asset

redevelopment and management of retail properties,

management, leasing, construction and legal services) is

including neighborhood and community shopping centers

distributed 80% to the partners (including the Operating

and mixed-use properties with retail components.

As of December 31, 2008, the Company operated 85

properties, which it owns or has an ownership interest in,

principally located in the Northeast, Mid-Atlantic and Mid-

west regions of the United States.

All of the Company’s assets are held by, and all of its oper-

ations are conducted through, Acadia Realty Limited Part-

nership (the “Operating Partnership”) and entities in which

the Operating Partnership owns a controlling interest. As

of December 31, 2008, the Trust controlled 98% of the

Operating Partnership as the sole general partner. As the

general partner, the Trust is entitled to share, in proportion

to its percentage interest, in the cash distributions and

profits and losses of the Operating Partnership. The limited

partners represent entities or individuals who contributed

their interests in certain properties or entities to the Oper-

ating Partnership in exchange for common or preferred

units of limited partnership interest (“Common or Pre-

ferred OP Units”). Limited partners holding Common OP

Units are generally entitled to exchange their units on a

Partnership) and 20% to the Operating Partnership as 

a Promote. As all contributed capital and accumulated 

preferred return has been distributed to investors, the

Operating Partnership is currently entitled to a Promote 

on all earnings and distributions.

During June of 2004, the Company formed Acadia Strate-

gic Opportunity Fund II, LLC (“Fund II”), and during August

2004 formed Acadia Mervyn Investors II, LLC (“Mervyns

II”), with the investors from Fund I as well as two addi-

tional institutional investors with a total of $300.0 million

of committed discretionary capital. The Operating Partner-

ship’s share of committed capital is $60.0 million. The

Operating Partnership is the managing member with 

a 20% interest in both Fund II and Mervyns II. The terms

and structure of Fund II and Mervyns II are substantially

the same as Fund I and Mervyns I, including the Promote

structure, with the exception that the Preferred Return is

8%. As of December 31, 2008, the Operating Partnership

had contributed $30.8 million to Fund II and $7.6 million to

Mervyns II.

one-for-one basis for common shares of beneficial interest

During May of 2007, the Company formed Acadia Strate-

of the Trust (“Common Shares”). This structure is referred

gic Opportunity Fund III LLC (“Fund III”) with 14 institu-

to as an umbrella partnership REIT or “UPREIT.”

tional investors, including a majority of the investors from

During September of 2001, the Company formed a part-

nership, Acadia Strategic Opportunity Fund I, LP (“Fund

I”), and during August of 2004 formed a limited liability

company, Acadia Mervyn Investors I, LLC (“Mervyns I”),

with four institutional investors. The Operating Partnership

committed a total of $20.0 million to Fund I and Mervyns

I, and the four institutional shareholders committed a total

of $70.0 million, for the purpose of acquiring approximately

$300.0 million in investments. As of December 31, 2008,

the Operating Partnership had contributed $16.5 million to

Fund I and $2.7 million to Mervyns I.

The Operating Partnership is the general partner of Fund I

and sole managing member of Mervyns I, with a 22.2%

Fund I and Fund II with a total of $503.0 million of com-

mitted discretionary capital. The Operating Partnership’s

share of the invested capital is $100.0 million and it is the

managing member with a 19.9% interest in Fund III. The

terms and structure of Fund III are substantially the same

as the previous Funds I and II, including the Promote

structure, with the exception that the Preferred Return is

6%. As of December 31, 2008, the Operating Partnership

had contributed $19.2 million to Fund III.

Principles of Consolidation 
The consolidated financial statements include the consoli-

dated accounts of the Company and its controlling invest-

ments in partnerships and limited liability companies in

Acadia Realty Trust 2008 Annual Report 67

 
which the Company is presumed to have control in accor-

Principles Board (“APB”) 18 “Equity Method of Account-

dance with Emerging Issues Task Force (“EITF”) Issue No.

ing for Investments in Common Stock.”

04-5. The ownership interests of other investors in these

entities are recorded as minority interests. All significant

intercompany balances and transactions have been elimi-

nated in consolidation. Investments in entities for which 

the Company has the ability to exercise significant influ-

ence over, but does not have financial or operating control,

are accounted for using the equity method of accounting.

Accordingly, the Company’s share of the earnings (or loss)

of these entities are included in consolidated net income.

Variable interest entities within the scope of Financial

Accounting Statements Board (“FASB”) Interpretation No.

46, “Consolidation of Variable Interest Entities” (“FIN 46-

R”) are required to be consolidated by their primary bene-

ficiary. The primary beneficiary of a variable interest entity

is determined to be the party that bears a majority of the

entity’s expected losses, receives a majority of its expected

returns, or both. Management has evaluated the applicabil-

ity of FIN 46-R to its investments in certain joint ventures

and determined that these joint ventures do not meet the

requirements of a variable interest entity or the Company

is not the primary beneficiary and, therefore, consolidation

of these ventures is not required. Accordingly, these

investments are accounted for using the equity method.

Investments in and Advances to Unconsolidated
Joint Ventures
The Company accounts for its investments in unconsoli-

dated joint ventures using the equity method as it does

The Company periodically reviews its investment in

unconsolidated joint ventures for other than temporary

declines in market value. Any decline that is not expected

to be recovered in the next 12 months is considered

other than temporary and an impairment charge is recorded

as a reduction in the carrying value of the investment. No

impairment charges related to the Company’s investment

in unconsolidated joint ventures were recognized for the

years ended December 31, 2008, 2007 and 2006.

Use of Estimates 
Accounting principles generally accepted in the United

States of America (“GAAP”) require the Company’s man-

agement to make estimates and assumptions that affect

the amounts reported in the financial statements and

accompanying notes. The most significant assumptions

and estimates relate to the valuation of real estate, depre-

ciable lives, revenue recognition and the collectability of

trade accounts receivable. Application of these assump-

tions requires the exercise of judgment as to future uncer-

tainties and, as a result, actual results could differ from

these estimates.

Real Estate 
Real estate assets are stated at cost less accumulated

depreciation. Expenditures for acquisition, development,

construction and improvement of properties, as well as

significant renovations are capitalized. Interest costs are

not exercise control over significant asset decisions such

capitalized until construction is substantially complete.

as buying, selling or financing nor is it the primary benefici-

Construction in progress includes costs for significant

ary under FIN 46R, as discussed above. Under the equity

property expansion and redevelopment. Depreciation is

method, the Company increases its investment for its pro-

computed on the straight-line basis over estimated useful

portionate share of net income and contributions to the

joint venture and decreases its investment balance by

lives of 30 to 40 years for buildings, the shorter of the

useful life or lease term for tenant improvements and five

recording its proportionate share of net loss and distribu-

years for furniture, fixtures and equipment. Expenditures

tions. The Company recognizes income for distributions in

for maintenance and repairs are charged to operations 

excess of its investment where there is no recourse to

as incurred.

the Company. For investments in which there is recourse

to the Company, distributions in excess of the investment

are recorded as a liability. Although the Company accounts

for its investment in Albertson’s (Note 4), under the equity

method of accounting, the Company adopted the policy of

not recording its equity in earnings or losses of this uncon-

solidated affiliate until it receives the audited financial

statements of Albertson’s to support the equity earnings

or losses in accordance with paragraph 19 of Accounting

Upon acquisitions of real estate, the Company assesses

the fair value of acquired assets (including land, buildings

and improvements, and identified intangibles such as

above and below market leases and acquired in-place

leases and customer relationships) and acquired liabilities

in accordance with Statement of Financial Accounting

Standards (“SFAS”) No. 141, “Business Combinations”

and SFAS No. 142, “Goodwill and Other Intangible Assets,”

and allocates purchase price based on these assessments.

68

Acadia Realty Trust 2008 Annual Report 

Notes to Consolidated Financial Statements continued

The Company assesses fair value based on estimated

executed with no contingencies and the prospective buyer

cash flow projections that utilize appropriate discount 

has funds at risk to ensure performance.

and capitalization rates and available market information.

Estimates of future cash flows are based on a number of

factors including the historical operating results, known

trends, and market/economic conditions that may affect

the property.

The Company reviews its long-lived assets used in opera-

tions for impairment when there is an event, or change 

in circumstances that indicates impairment in value. The

Deferred Costs 
Fees and costs paid in the successful negotiation of leases

have been deferred and are being amortized on a straight-

line basis over the terms of the respective leases. Fees

and costs incurred in connection with obtaining financing

have been deferred and are being amortized over the term

of the related debt obligation.

Company records impairment losses and reduces the car-

rying value of properties when indicators of impairment

Management Contracts
Income from management contracts is recognized on an

are present and the expected undiscounted cash flows

accrual basis as such fees are earned. The initial acquisi-

related to those properties are less than their carrying

tion cost of the management contracts is being amortized

amounts. In cases where the Company does not expect

over the estimated lives of the contracts acquired. 

to recover its carrying costs on properties held for use,

the Company reduces its carrying cost to fair value, and

for properties held for sale, the Company reduces its car-

rying value to the fair value less costs to sell. During the

years ended December 31, 2008, 2007 and 2006, no

impairment losses were recognized. Management does

not believe that the values of its properties within the

portfolio are impaired as of December 31, 2008.

Revenue Recognition and Accounts Receivable
Leases with tenants are accounted for as operating

leases. Minimum rents are recognized on a straight-line

basis over the term of the respective leases, beginning

when the tenant takes possession of the space. As of

December 31, 2008 and 2007, included in rents receivable,

net on the accompanying consolidated balance sheet,

unbilled rents receivable relating to straight-lining of rents

Sale of Real Estate 
The Company recognizes property sales in accordance

were $11.1 million and $8.4 million, respectively. Certain

of these leases also provide for percentage rents based

with SFAS No. 66, “Accounting for Sales of Real Estate.”

upon the level of sales achieved by the tenant. Percentage

The Company generally records the sales of operating

rent is recognized in the period when the tenants’ sales

properties and outparcels using the full accrual method 

breakpoint is met. In addition, leases typically provide for

at closing when the earnings process is deemed to be

the reimbursement to the Company of real estate taxes,

complete. Sales not qualifying for full recognition at the

insurance and other property operating expenses. These

time of sale are accounted for under other appropriate

reimbursements are recognized as revenue in the period

deferral methods.

the expenses are incurred.

Real Estate Held-for-Sale
The Company evaluates the held-for-sale classification 

of its real estate each quarter. Assets that are classified

as held-for-sale are recorded at the lower of their carrying

amount or fair value less cost to sell. Assets are generally

classified as held-for-sale once management has initiated

an active program to market them for sale and has received

a firm purchase commitment. The results of operations of

these real estate properties are reflected as discontinued

operations in all periods reported.

On occasion, the Company will receive unsolicited offers

from third parties to buy individual Company properties.

Under these circumstances, the Company will classify 

the properties as held-for-sale when a sales contract is

The Company makes estimates of the uncollectability 

of its accounts receivable related to tenant revenues. 

An allowance for doubtful accounts has been provided

against certain tenant accounts receivable that are esti-

mated to be uncollectible. Once the amount is ultimately

deemed to be uncollectible, it is written off. Rents receiv-

able at December 31, 2008 and 2007 are shown net of an

allowance for doubtful accounts of $5.7 million and $3.1

million, respectively. 

Notes Receivable and Preferred Equity 
Investments
Real estate notes receivable and preferred equity invest-

ments are intended to be held to maturity and are carried

at cost. Interest income from notes receivable and preferred

Acadia Realty Trust 2008 Annual Report 69

equity investments are recognized on the effective inter-

est method over the expected life of the loan. Under the

Restricted Cash and Cash in Escrow 
Restricted cash and cash in escrow consist principally 

effective interest method, interest or fees to be collected

of cash held for real estate taxes, property maintenance,

at the origination of the loan or the payoff of the loan are

insurance, minimum occupancy and property operating

recognized over the term of the loan as an adjustment 

income requirements at specific properties as required by

to yield. 

certain loan agreements.

Allowances for real estate notes receivable and preferred

equity investments are established based upon manage-

ment’s quarterly review of the investments. In performing

this review, management considers the estimated net

recoverable value of the loan as well as other factors,

including the fair value of any collateral, the amount and

status of any senior debt, and the prospects for the bor-

rower. Because this determination is based upon projec-

tions of future economic events, which are inherently

subjective, the amounts ultimately realized from the loans

may differ materially from the carrying value at the balance

sheet date. Interest income recognition is generally sus-

pended for loans when, in the opinion of management, a

full recovery of income and principal becomes doubtful.

Income recognition is resumed when the suspended loan

becomes contractually current and performance is demon-

strated to be resumed.

During 2004, the Company provided a $3.0 million mezza-

nine loan to help fund a redevelopment project of the

retail complexes associated with seven public rest stops

along the toll roads in and around Chicago, Illinois (the

“Project”). As a result of economic conditions, including

the current disruption in the credit markets, the owner

has experienced difficulty in stabilizing and refinancing the

Project. The owner is currently in default under the first

mortgage loan, but has entered into a standstill agreement

with the first mortgage lender, as well as with us. While

the Company had been engaged in discussions with the

owner and the first mortgage lender to restructure the debt

and provide a portion of the additional capital required to

stabilize the Project, these discussions did not result in a

successful resolution. Accordingly, in December 2008, the

Company recorded an impairment charge equal to 100%

of its original mezzanine loan and the related accrued

interest aggregating $4.4 million. Management believes

that the balance of notes receivable are collectable as of

December 31, 2008.

Cash and Cash Equivalents 
The Company considers all highly liquid investments 

with an original maturity of three months or less when

purchased to be cash equivalents.

Income Taxes 
The Company has made an election to be taxed, and

believes it qualifies as a REIT under Sections 856 through

860 of the Internal Revenue Code of 1986, as amended

(the “Code”). To maintain REIT status for Federal income

tax purposes, the Company is generally required to distrib-

ute at least 90% of its REIT taxable income to its stock-

holders as well as comply with certain other income, asset

and organizational requirements as defined in the Code.

Accordingly, the Company is generally not subject to fed-

eral corporate income tax to the extent that it distributes

100% of its REIT taxable income each year.

Although it may qualify for REIT status for Federal income

tax purposes, the Company is subject to state income or

franchise taxes in certain states in which some of its prop-

erties are located. In addition, taxable income from non-

REIT activities managed through the Company’s taxable

REIT subsidiaries (“TRS”) is fully subject to Federal, state

and local income taxes.

TRS income taxes are accounted for under the liability

method as required by SFAS No. 109, “Accounting for

Income Taxes.” Under the liability method, deferred

income taxes are recognized for the temporary differences

between the financial reporting basis and the tax basis of

the TRS assets and liabilities.

In accordance with FASB financial Interpretation No. 48,

“Accounting for Uncertainty in Income Taxes — an inter-

pretation of SFAS No. 109” the Company believes that it

has appropriate support for the income tax positions taken

and, as such, does not have any uncertain tax positions

that result in a material impact on the Company’s financial

position or results of operation. The prior three years

income tax returns are subject to review by the Internal

Revenue Service. The Company’s policy relating to inter-

est and penalties is to recognize them as a component of

the provision for income taxes.

Stock-based Compensation 
The Company accounts for stock options pursuant to SFAS

No. 123R “Accounting for Stock-Based Compensation.”

As such, all stock options are reflected as compensation

70

Acadia Realty Trust 2008 Annual Report 

Notes to Consolidated Financial Statements continued

expense in the Company’s consolidated financial state-

retrospectively to all periods presented. Early adoption 

ments over their vesting period based on the fair value 

of FSP 14-1 is not permitted. FSP 14-1 will change the

at the date the stock option was granted.

accounting treatment of the Company’s $107.0 million

Recent Accounting Pronouncements
During September of 2006, the Financial Accounting

Statements Board (“FASB”) issued Statement of Financial

Accounting Standards (“SFAS”) No. 157 “Fair Value Mea-

surements.” This SFAS defines fair value, establishes a

framework for measuring fair value in GAAP, and expands

disclosures about fair value measurements. This state-

ment applies to accounting pronouncements that require

or permit fair value measurements, except for share-based

payment transactions under SFAS No. 123R. SFAS 157 is

effective for financial statements issued for fiscal years

beginning after November 15, 2007, except for non-finan-

cial assets and liabilities, for which this statement will be

effective for fiscal years beginning after November 15, 2008.

SFAS No. 157 does not require any new fair value meas-

urements or remeasurements of previously computed fair

values. On January 1, 2008, the Company adopted SFAS

No. 157 and it did not have a material impact to the Com-

pany’s financial statements or results of operations.

During February of 2007, the FASB issued SFAS No. 159,

“The Fair Value Option for Financial Assets and Financial

Liabilities.” This statement permits companies and not-

for-profit organizations to make a one-time election to

carry eligible types of financial assets and liabilities at fair

value, even if fair value measurement is not required

under GAAP. SFAS 159 is effective for fiscal years begin-

ning after November 15, 2007. The Company adopted

SFAS No. 159 on January 1, 2008 with no impact to the

Company’s financial statements or results of operations.

During May of 2008, the FASB issued a FASB Staff Position

14-1 “Accounting for Convertible Debt Instruments That

May Be Settled in Cash upon Conversion (Including Partial

Cash Settlement)” (“FSP 14-1”). FSP 14-1 requires the

proceeds from the issuance of convertible debt be allocated

3.75% Convertible Notes Payable which were issued 

during December 2006 and January 2007. The Company

estimates that the adoption of FSP 14-1 beginning in fiscal

year 2009 will result in an increase in non-cash interest

expense of approximately $2.0 million and will reduce

annual diluted earnings per share by approximately $0.06

per share. Additionally, the Company estimates that the

adoption of FSP 14-1 will decrease the Company’s Decem-

ber 31, 2008 debt balance by approximately $6.6 million,

with a corresponding increase to shareholders’ equity. 

The Company estimates that the retrospective adjustment

of the adoption of FSP 14-1 will increase non-cash interest

expense by approximately $2.1 million and $2.0 million for

the fiscal years ended 2008 and 2007, respectively, and

reduce annual diluted earnings per share by approximately

$0.06 per share for each year.

During December of 2007, the FASB issued SFAS No.

160, “Noncontrolling Interests in Consolidated Financial

Statements,” which, among other things, provides guid-

ance and establishes amended accounting and reporting

standards for a parent company’s noncontrolling or minor-

ity interest in a subsidiary. The adoption of SFAS No. 160,

which is effective for fiscal years beginning on or after

December 15, 2008, will result in an increase to the Com-

pany’s shareholders’ equity.

During December of 2007, the FASB issued SFAS No. 141R,

“Business Combinations,” which replaces SFAS No. 141

Business Combinations. SFAS No. 141R and, among other

things, establishes principles and requirements for how 

an acquirer entity recognizes and measures in its financial

statements the identifiable assets acquired (including

intangibles), the liabilities assumed and any noncontrolling

interest in the acquired entity. The Company is currently

evaluating the impact of adopting SFAS No. 141R, which

is effective for fiscal years beginning on or after December

between a debt component and an equity component.

The debt component will be measured based on the fair

15, 2008.

value of similar debt without an equity conversion feature,

and the equity component will be determined as the resid-

ual of the fair value of the debt deducted from the original

proceeds received. The resulting discount on the debt

component will be amortized over the period the convert-

ible debt is expected to be outstanding as additional non-

cash interest expense. FSP 14-1 is effective for fiscal

years beginning after December 15, 2008, and is applied

During March of 2008, the FASB issued SFAS No. 161

“Disclosures about Derivative Instruments and Hedging

Activities – an amendment of SFAS No. 133.” SFAS No.

161 amends SFAS No. 133 to provide additional informa-

tion about how derivative and hedging activities affect 

an entity’s financial position, financial performance, and

cash flows. It requires enhanced disclosures about an

entity’s derivatives and hedging activities. SFAS No. 161 is

Acadia Realty Trust 2008 Annual Report 71

effective for financial statements issued for fiscal years

Accumulated other comprehensive loss

beginning after November 15, 2008. The adoption of SFAS

No. 161 is not expected to have an impact on the Com-

pany’s financial condition or results of operations.

During June of 2008, the FASB ratified EITF Issue 07-5

“Determining Whether an Instrument (or Embedded 

Feature) Is Indexed to an Entity’s Own Stock” (“EITF 

07-5”). Paragraph 11(a) of SFAS 133 specifies that a con-

tract that would otherwise meet the definition of a deriva-

(dollars in thousands)

Beginning balance

Unrealized loss on valuation 
of derivative instruments
and amortization of derivative

tive but is both (a) indexed to the Company’s own stock

Realized loss on settlement of  

Years Ended 
December 31,

2008

2007

$ (953)

$ (234)

(2,820)

(719)

and (b) classified in stockholders’ equity in the statement

of financial position would not be considered a derivative

financial instrument. EITF 07-5 provides a new two-step

model to be applied in determining whether a financial

instrument or an embedded feature is indexed to an

issuer’s own stock and thus able to qualify for the SFAF

133 paragraph 11(a) scope exception. EITF 07-5 is effec-

tive on January 1, 2009. The Company is currently evaluat-

ing the impact of the adoption of this standard on its

consolidated financial statements.

Comprehensive Income 
The following table sets forth comprehensive income for

the years ended December 31, 2008, 2007 and 2006:

Years Ended December 31,

derivative instruments

(735)

—

Ending balance

$(4,508)

$ (953)

Note 2i

Acquisition and Disposition of 
Properties and Discontinued 
Operations

A. Acquisition and Disposition of Properties
Although Fund III has been the primary vehicle for the

Company’s acquisitions since its formation in 2007, the

Company has also made certain acquisitions through 

the Operating Partnership, primarily for the deferral of

2008

2007

2006

income taxes.

(dollars in thousands)

Net income

$27,548

$27,270

$39,013

Other comprehensive loss (3,555)

(719)

(222)

Acquisitions
On February 29, 2008, the Company acquired a portfolio

of 11 self-storage properties located throughout New York

Comprehensive income

$23,993

$26,551

$38,791

and New Jersey for approximately $174.0 million. The

Other comprehensive income relates to the changes in

the fair value of derivative instruments accounted for as

cash flow hedges and amortization, which is included in

portfolio totals approximately 920,000 net rentable square

feet. Ten properties are operating and one is currently

under construction. 

interest expense, of derivative instruments.

On April 22, 2008, the Company acquired a 20,000 square

The following table sets forth the change in accumulated

other comprehensive loss for the years ended December

31, 2008 and 2007:

foot single tenant retail property located in Manhattan,

New York for $9.7 million.

On March 20, 2007, the Company purchased a retail com-

mercial condominium at 200 West 54th Street located in

Manhattan, New York. The 10,000 square foot property

was acquired for $36.4 million.

72

Acadia Realty Trust 2008 Annual Report 

Notes to Consolidated Financial Statements continued

Additionally, on March 20, 2007, the Company purchased

On November 5, 2007, the Company, through Acadia P/A,

a single-tenant building located at 1545 East Service Road

acquired a property in Sheepshead Bay, Brooklyn for

in Staten Island, New York for $17.0 million. 

approximately $20.0 million. The redevelopment plan

On May 31, 2007, the Company purchased a property

located on Atlantic Avenue in Brooklyn, New York for 

includes the demolition of the existing structures and the

construction of a 240,000 square foot shopping center.

$5.0 million. The existing property has been demolished

On January 12, 2006, the Company closed on a 19,265

and construction is underway for an 110,000 square foot

square foot retail building in the Lincoln Park district in

self-storage facility.

On June 13, 2007, the Company (approximately 25%),

along with an unaffiliated partner (approximately 75%),

acquired a leasehold interest in The Gallery at Fulton

Chicago. The property was acquired from an affiliate of

Klaff (Note 4) for a purchase price of $9.9 million, including

the assumption of existing mortgage debt in the principal

amount of $3.8 million.

Street and adjacent parking garage located in downtown

On January 24, 2006, the Company acquired a 60% inter-

Brooklyn, New York for $115.0 million. The property has

est in the entity which owns the A&P Shopping Plaza

been demolished and redevelopment plans include the

located in Boonton, New Jersey. The property is a 63,000

construction of a mixed-use project to be called CityPoint.

square foot shopping center anchored by a 49,000 square

On October 31, 2007, the Company, in conjunction with

an unaffiliated partner, P/A Associates, LLC (“Acadia P/A”)

acquired a 530,000 square foot warehouse building in

foot A&P Supermarket. A portion of the remaining 40%

interest is owned by a principal of P/A Associates, LLC.

The interest was acquired for $3.2 million. 

Canarsie, Brooklyn for approximately $21.0 million. The

On June 16, 2006, the Company purchased 8400 and

development plan for this property includes the demolition

8625 Germantown Road, totaling 40,570 square feet, in

of a portion of the warehouse and the construction of a

Philadelphia, Pennsylvania for $16.0 million. The Company

323,000 square foot mixed-use project consisting of retail,

assumed a $10.1 million first mortgage loan which has a

office, cold-storage and self-storage.

maturity date of June 11, 2013. 

On November 1, 2007, the Company, and an unaffiliated

On September 21, 2006, the Company purchased 2914

partner acquired a property in Westport, Connecticut for

Third Avenue, a 41,305 square foot building located in the

approximately $17.0 million. The plan is to redevelop the

Bronx, New York for $18.5 million.

existing building into 30,000 square feet of retail and resi-

dential use.

Dispositions
During 2008, 2007 and 2006, the Company disposed of

the following properties:

(dollars in thousands)

Property

2008

Village Apartments

2007

Amherst Marketplace and Sheffield Crossing

Colony and GHT Apartments

2006

Bradford Towne Centre

Soundview Marketplace

Greenridge Plaza

Luzerne Street Center

Pittston Plaza

Total

Sales Price

Gain/(Loss)

GLA

$ 23,300

$ 7,200

599,106

26,000

15,500

16,000

24,000

10,600

3,600

6,000

7,500

(2,000)

5,600

7,900

4,753

2,521

487

192,479

625,545

257,123

183,815

191,767

58,035

79,498

$125,000

$ 33,961

2,187,368

Acadia Realty Trust 2008 Annual Report 73

B. Discontinued Operations
SFAS No. 144 requires discontinued operations presenta-

tion for disposals of a “component” of an entity. In accor-

dance with SFAS No. 144, for all periods presented, the

Company has reclassified its consolidated statements of

income to reflect income and expenses for sold properties

(Note 2A), as discontinued operations and reclassified its

consolidated balance sheets to reflect assets and liabilities

related to such properties as assets and liabilities related

to discontinued operations. Interest expense specific to a

discontinued operation property is reflected in discontin-

ued operations. 

The combined assets and liabilities as of December 31,

2007 and results of operations of the properties classified

as discontinued operations for the years ended December

31, 2008, 2007 and 2006 are summarized as follows:

(dollars in thousands)

Assets

Net real estate

Prepaid expenses

Other assets

Total assets of 

discontinued operations

Liabilities

December 31,
2007

$15,394

132

69

$15,595

Note 3i

Segment Reporting 
The Company has four reportable segments: Core Port-

folio, Opportunity Funds, Storage Portfolio, and Other. Dur-

ing 2008, the Company acquired a portfolio of self storage

properties and later determined that it constitutes, as of

year end, a new reportable segment. “Other” primarily

consists of management fees, interest income, preferred

equity investment and notes receivable. The accounting

policies of the segments are the same as those described

in the summary of significant accounting policies. The

Company evaluates property performance primarily based

on net operating income before depreciation, amortization

and certain nonrecurring items. Investments in the Core

Portfolio are typically held long-term. Given the contem-

plated finite life of the Opportunity Funds, these invest-

ments are typically held for shorter terms. Fees earned

by the Company as general partner/member of the Oppor-

tunity Funds are eliminated in the Company’s consolidated

financial statements. The following table sets forth certain

segment information for the Company, reclassified for

discontinued operations, as of and for the years ended

December 31, 2008, 2007, and 2006 (does not include

unconsolidated affiliates):

Accounts payable and accrued expenses

$

Other liabilities

Total liabilities of 

discontinued operations

84

145

$

229

Statement of Operations

2008

2007

2006

Years Ended December 31,

(dollars in thousands)

Total revenues

Total expenses

Operating income

$ 1,333 $10,018

$18,927

715

618

8,717

15,279

1,301

3,648

Gain on sale of properties

7,182

5,271

20,974

Minority interest

(152)

(130)

(477)

Income from discontinued

operations

$ 7,648 $ 6,442

$24,145

74

Acadia Realty Trust 2008 Annual Report 

Notes to Consolidated Financial Statements continued

(dollars in thousands)

Revenues

Property operating expenses and 

real estate taxes

Impairment of notes receivable

Other expenses

Net income (loss) before depreciation 

2008

Core
Portfolio

Opportunity
Funds

Storage
Portfolio

Other

Elimination

Total

$ 65,782

$ 50,738

$

5,615

$ 41,839

$ (23,235) $ 140,739

21,187

—

9,240

—

26,007

16,502

6,669

—

68

—

4,392

—

—

—

(18,032)

37,096

4,392

24,545

and amortization

$ 18,588

$ 24,996

$ (1,122)

$ 37,447

$ (5,203) $

74,706

Depreciation and amortization

$ 20,402

$ 11,560

Interest expense

Real estate at cost

Total assets

Expenditures for real estate 

and improvements

Reconciliation to net income

Net property income before depreciation 

and amortization

Depreciation and amortization

Equity in earnings of unconsolidated 

partnerships

Interest expense

Gain on sale of land

Gain on debt extinguishment

Income tax provision

Minority interest

Income from discontinued operations

Net income

$ 17,694

$

5,550

$ 494,524

$ 433,298

$186,529

$

$

3,002

3,650

$

$

$

— $

— $

34,964

— $

(4) $

26,890

— $ (7,478) $1,106,873

$ 571,698

$ 483,539

$194,992

$125,587

$ (84,260) $1,291,556

$ 18,424

$ 90,588

$135,391

$

— $

— $ 244,403

$

74,706

(34,964)

19,906

(26,890)

763

1,958

(3,362)

(12,217)

7,648

$

27,548

Acadia Realty Trust 2008 Annual Report 75

(dollars in thousands)

Revenues

Property operating expenses and 

real estate taxes

Other expenses

Net income before depreciation 

and amortization

Depreciation and amortization

Interest expense

Real estate at cost

Total assets

Expenditures for real estate 

and improvements

Reconciliation to net income

Net property income before depreciation 

and amortization

Depreciation and amortization

Equity in earnings of unconsolidated 

partnerships

Interest expense

Income tax provision

Minority interest

Income from discontinued operations

Extraordinary item

Net income

2007

Core
Portfolio

Opportunity
Funds

Storage
Portfolio

Other

Elimination

Total

$ 62,819

$ 20,381

$

291

$ 34,899

$ (20,368)

$ 98,022

18,761

25,217

4,033

13,312

756

—

—

—

—

(15,471)

23,550

23,058

$ 18,841

$ 17,511

$ 17,439

$

$

$

3,036

9,070

5,493

$ 483,768

$ 346,546

$ 574,216

$ 407,830

$ 58,575

$ 151,652

$

$

$

$

$

$

(465)

$ 34,899

$ (4,897)

$ 51,414

311

359

6,908

$

$

$

— $

—

$ 26,892

— $

(516)

$ 22,775

— $ (3,528)

$ 833,694

7,173

$ 57,662

$ (47,869)

$ 999,012

— $

— $

—

$ 210,227

$ 51,414

(26,892)

6,619

(22,775)

(297)

9,082

6,442

3,677

$ 27,270

76

Acadia Realty Trust 2008 Annual Report 

Notes to Consolidated Financial Statements continued

(dollars in thousands)

Revenues

Property operating expenses and 

real estate taxes

Other expenses

Net income before depreciation 

and amortization

Depreciation and amortization

Interest expense

Real estate at cost

Total assets

Expenditures for real estate 

and improvements

Reconciliation to net income

Net property income before depreciation 

and amortization

Depreciation and amortization

Equity in earnings of unconsolidated 

partnerships

Interest expense

Income tax benefit

Minority interest

Income from discontinued operations

Net income

Note 4i

Investments 

A. Investments in and Advances to 

Unconsolidated Affiliates

Retailer Controlled Property Venture 
("RCP Venture”)

During January of 2004, the Company commenced the

RCP Venture with Klaff Realty, LP (“Klaff”) and Lubert-

Adler Management, Inc., through a limited liability com-

pany (“KLA”), for the purpose of making investments in

surplus or underutilized properties owned by retailers. As

of December 31, 2008, the Company has invested $59.1

million through the RCP Venture on a non-recourse basis.

The expected size of the RCP Venture is approximately

$300 million, of which the Company’s share is $60 million.

Cash flow from any investment in which the RCP Venture

2006

Core
Portfolio

Opportunity
Funds

Storage
Portfolio

Other

Elimination

Total

$ 58,990

$ 19,291

$

— $ 22,638

$ (8,687)

$ 92,232

16,939

19,596

$ 22,455

$ 15,212

$ 14,161

$

$

$

4,089

6,662

8,540

9,517

6,298

$ 418,909

$ 211,333

$ 596,363

$ 259,755

$ 62,917

$ 24,092

$

$

$

$

$

$

—

—

—

—

—

(6,476)

21,028

19,782

— $ 22,638

$ (2,211)

$ 51,422

— $

— $

—

$ 24,729

— $

— $

(325)

$ 20,134

— $

— $

(340)

$ 629,902

— $ 36,038

$ (40,464)

$ 851,692

— $

— $

—

$ 87,009

$ 51,422

(24,729)

2,559

(20,134)

508

5,242

24,145

$ 39,013

participants elect to invest, is to be distributed to the par-

ticipants until they have received a 10% cumulative return

and a full return of all contributions. Thereafter, remaining

cash flow is to be distributed 20% to Klaff and 80% to the

partners (including Klaff).

Mervyns Department Stores

During September of 2004, the RCP Venture invested in 

a consortium to acquire the Mervyns Department Store

chain (“Mervyns”) consisting of 262 stores (“REALCO”)

and its retail operation (“OPCO”) from Target Corporation.

The gross acquisition price of $1.2 billion was financed

with $800 million of debt and $400 million of equity. The

Company contributed $23.2 million of equity and received

an approximate 5.2% interest in REALCO and an approxi-

mate 2.5% interest in OPCO. To date, REALCO has dis-

posed of a significant portion of the portfolio. In addition,

in November 2007, the Company sold its interest in OPCO

Acadia Realty Trust 2008 Annual Report 77

and, as a result, has no further investment in OPCO. As of

minor ownership interest and the inability to exert influ-

December 31, 2008, a majority of the REALCO properties

ence over KLA’s operating and financial policies. 

were occupied by tenants other than Mervyns. For the

years ended December 31, 2008 and 2007, the Company

made additional investments of $0.7 million and $2.2 mil-

The table below summarizes the Company’s invested capital

and distributions received from its Albertson’s investment.

lion, respectively, in Mervyns.

Other Investments

Through December 31, 2008, the Company made add-on

investments in Mervyns totaling $3.1 million. The Com-

pany accounts for these add-on investments using the

cost method due to the minor ownership interest and the

inability to exert influence over KLA’s operating and finan-

cial policies.

During 2006, the Company made investments of 

$1.1 million in Shopko, a regional multi-department retailer

that, at the time of acquisition, had 358 stores located

throughout the Midwest, Mountain and Pacific Northwest,

and $0.7 million in Marsh, a regional supermarket chain,

that at the time of acquisition, operated 271 stores in cen-

tral Indiana, Illinois and western Ohio, through the RCP

The table below summarizes the Company’s invested capi-

Venture. During 2007, the Company received a $1.1 million

tal and distributions received from its Mervyns investment. 

cash distribution from the Shopko investment representing

Albertson’s

During June of 2006, the RCP Venture made its second

investment as part of an investment consortium, acquiring

Albertson’s and Cub Foods, of which the Company’s share

was $20.7 million. During February of 2007, the Company

100% of its invested capital. The Company made invest-

ments of $2.0 million in additional add-on investments in

Marsh during the year ended December 31, 2008. In addi-

tion, in July 2008, the Company received distributions of

$1.0 million from Marsh.

received a cash distribution of $44.4 million from this

During July of 2007, the RCP Venture acquired a portfolio

investment, which was sourced from the disposition of

of 87 retail properties from Rex Stores Corporation, which

certain operating stores and a refinancing of the remaining

was comprised of electronic retail stores located in 27

assets held by Albertson’s. The Company recognized 

states. The Company’s share of this investment was 

distributions in excess of its invested capital in income,

$2.7 million.

including $30.2 million characterized as extraordinary 

consistent with the accounting treatment by Albertson’s.

The Company received additional distributions from this

investment of $8.8 million and $10.6 million in the years

ended December 31, 2007 and 2008.

During 2007, the Company made add-on investments in

Albertson’s totaling $2.8 million and received distributions

totaling $0.8 million. The Company accounts for these 

add-on investments using the cost method due to the

The Company accounts for these other investments using

the cost method due to its minor ownership interest and

the inability to exert influence over KLA’s operating and

financial policies.

The following table summarizes the Company’s RCP 

Venture investments from inception through December

31, 2008:

Operating 
Partnership Share

(dollars in thousands)
Investor

Investment

Mervyns I and Mervyns II

Mervyns

Year
Acquired

2004

Invested Capital
and Advances  Distributions

Invested Capital
and Advances

Distributions

$26,061

$ 45,966

$ 4,901

$ 11,251

Mervyns I and Mervyns II

Mervyns add-on investments

2005/2008

Mervyns II

Mervyns II

Fund II

Fund II

Fund II

Mervyns II

Total

Albertson’s

2006

Albertson’s add-on investments

2006/2007

Shopko

Marsh

Marsh add-on investments

Rex Stores

2006

2006

2008

2007

3,086

20,717

2,765

1,100

667

2,000

2,701

1,342

63,833

827

1,100

—

1,010

—

283

4,239

386

220

133

400

535

283

11,847

93

220

—

202

—

$59,097

$114,078

$11,097

$ 23,896

78

Acadia Realty Trust 2008 Annual Report 

Notes to Consolidated Financial Statements continued

Brandywine Portfolio

The Company owns a 22.2% interest in a one million

square foot retail portfolio located in Wilmington,

Delaware (the “Brandywine Portfolio”) that is accounted

for using the equity method.

Crossroads

The Company owns a 49% interest in the Crossroads

Joint Venture and Crossroads II (collectively, “Cross-

roads”), which collectively own a 311,000 square foot

shopping center located in White Plains, New York that 

is accounted for using the equity method.

Other Investments

Fund I Investments

Fund I owns a 50% interest in the Sterling Heights Shop-

ping Center which is accounted for using the equity

method of accounting.

Fund II Investments

Fund II’s approximately 25% investment in CityPoint is

accounted for using the equity method. The Company has

determined that CityPoint is a variable interest entity, and

the Company is not the primary beneficiary. The Com-

pany’s maximum exposure is its current investment bal-

ance of $33.4 million.

The following tables summarize the Company’s invest-

ment in unconsolidated subsidiaries as of December 31,

2008, December 31, 2007 and December 31, 2006. 

Acadia Realty Trust 2008 Annual Report 79

(dollars in thousands)

Balance Sheets

Assets
Rental property, net

Investment in unconsolidated affiliates

Other assets

Total assets

Liabilities and partners’ equity
Mortgage note payable

Other liabilities

Partners’ equity (deficit)

December 31, 2008

RCP
Venture

CityPoint

Brandywine
Portfolio

Crossroads Investments

Total

Other

$

—

$159,922

$129,679

$ 5,143

$11,481

$306,225

295,168

—

—

3,983

—

8,769

—

5,283

—

2,770

295,168

20,805

$ 295,168

$163,905

$138,448

$ 10,426

$14,251

$622,198

$

—

—

$ 34,000

$166,200

$ 63,176

$ 5,173

$268,549

2,307

7,895

2,072

295,168

127,598

(35,647)

(54,822)

1,083

7,995

13,357

340,292

Total liabilities and partners’ equity

$ 295,168

$163,905

$138,448

$ 10,426

$14,251

$622,198

Company’s investment in and advances to 

unconsolidated affiliates

$ 18,066

$ 33,445

$

—

$

—

$ 3,467

$ 54,978

Share of distributions in excess of share of income 

and investment in unconsolidated affiliates

$

—

$

—

$ (8,236)

$(12,397)

$

—

$ (20,633)

(dollars in thousands)

Balance Sheets

Assets
Rental property, net

Investment in unconsolidated affiliates

Other assets

Total assets

Liabilities and partners’ equity
Mortgage note payable

Other liabilities

Partners’ equity (deficit)

December 31, 2007

RCP
Venture

CityPoint

Brandywine
Portfolio

Crossroads Investments

Total

Other

$

—

$145,775

$136,942

$ 5,552

$ 38,137

$ 326,406

195,672

—

—

3,046

—

10,631

—

4,372

—

6,650

195,672

24,699

$195,672

$148,821

$147,573

$ 9,924

$ 44,787

$ 546,777

$

—

—

$ 34,000

$166,200

$ 64,000

$ 33,084

$ 297,284

2,213

9,629

1,112

195,672

112,608

(28,256)

(55,188)

2,307

9,396

15,261

234,232

Total liabilities and partners’ equity

$195,672

$148,821

$147,573

$ 9,924

$ 44,787

$ 546,777

Company’s investment in and advances to 

unconsolidated affiliates

$ 9,813

$ 28,890

$

—

$

—

$ 5,951

$ 44,654

Share of distributions in excess of share of income 

and investment in unconsolidated affiliates

$

—

$

—

$ (7,822)

$ (12,185)

$

— $ (20,007)

80

Acadia Realty Trust 2008 Annual Report 

Notes to Consolidated Financial Statements continued

Year Ended December 31, 2008

RCP
Venture

Brandywine
Portfolio

Crossroads

Other
Investments

Total

(dollars in thousands)

Statement of Operations

Total revenue

Operating and other expenses

Interest expense

$

—

—

—

Equity in earnings of unconsolidated affiliates

177,775

Depreciation and amortization

Gain on sale of property, net

Net income (loss)

Company’s share of net income

Amortization of excess investment

Company’s share of net income (loss)

—

—

$177,775

$ 16,784

—

$ 16,784

$ 19,782

6,535

10,130

—

3,799

—

(682)

(151)

—

(151)

$

$

$

$ 7,894

3,116

3,461

—

650

—

$ 667

$ 326

(391)

$

(65)

$ 2,781

1,909

542

—

884

6,838

$ 6,284

$ 3,338

—

$ 30,457

11,560

14,133

177,775

5,333

6,838

$184,044

$ 20,297

(391)

$ 3,338

$ 19,906

Year Ended December 31, 2007

RCP
Venture

Brandywine
Portfolio

Crossroads

Other
Investments

Total

(dollars in thousands)

Statement of Operations

Total revenue

Operating and other expenses

Interest expense

$

—

—

—

Equity in earnings of unconsolidated affiliates

46,416

Equity in earning of unconsolidated affiliates 

extraordinary gain

Depreciation and amortization

Net income (loss)

Company’s share of net income
Amortization of excess investment
Company’s share of net income 

before extraordinary gain

Company’s share of extraordinary gain

151,000

—

$197,416

$

3,312
—

$

3,312

$ 30,200

$ 20,252

$ 8,518

$ 5,862

$ 34,632

5,620

10,102

—

—

3,269

$ 1,261

$

$

$

232
—

232

—

3,095

3,485

—

—

475

$ 1,463

$ 717
392

$ 325

$ —

1,396

2,333

—

—

4,439

$(2,306)

$ 2,750
—

$ 2,750

$ —

10,111

15,920

46,416

151,000

8,183

$197,834

$ 7,011
392

$ 6,619

$ 30,200

Year Ended December 31, 2006

RCP
Venture

Brandywine
Portfolio

Crossroads

Other
Investments

Total

$ 18,324

$ 9,208

$ 3,707

$ 31,239

(dollars in thousands)

Statement of Operations

Total revenue

Operating and other expenses

Interest expense

Equity in (losses) of unconsolidated affiliates

Depreciation and amortization

Net (loss) income

Company’s share of net income

Amortization of excess investment

Company’s share of net income (loss)

$

—

—

—

(4,554)

—

4,800

12,066

—

2,947

$ (4,554)

$ (1,489)

$

$

2,212

—

2,212

$

$

(31)

—

(31)

3,121

3,485

—

580

$ 2,022

$ 991

392

$ 599

2,295

1,448

—

1,416

$(1,452)

$ (221)

—

10,216

16,999

(4,554)

4,943

$ (5,473)

$ 2,951

392

$ (221)

$ 2,559

Acadia Realty Trust 2008 Annual Report 81

Note 5i

Notes Receivable and Preferred
Equity Investment
At December 31, 2008, the Company’s preferred equity

the borrower’s ownership interest in the entities that own

the properties and/or by the borrower’s personal guaran-

tee. Interest rates on the Company’s preferred equity

investment and notes receivable ranged from 3.41% to in

excess of 20% with maturities that range from demand

investment and notes receivable aggregated $125.6 mil-

notes to January 2017. Notes receivable and preferred

lion, and were collateralized by the underlying properties,

equity investments are as follows:

(dollars in thousands)

Description
Borrower
Mezzanine Loans:
Hitchcock Plaza
72nd Street
Georgetown A
Georgetown B
Individually less than 3%

Total Mezzanine Loans
First Mortgages:
East Shore Rd.
Fairchild
Levitz
Individually less than 3%
Total First Mortgages

Total

Notes:

Effective

Final

Interest Rate Maturity Date

Periodic
Payment
Terms

Prior
Liens

Face Amount
of Mortgages of Mortgages

Carrying
Amount

15.00%
20.85%
10.25%
13.50%
3.41%–
21.46%

(1)
7/18/2011
11/12/2010
6/27/2010
Demand note – 
1/1/2017

10.00% Demand note
12.75%
11.60%
9.50%

9/11/2010
7/17/2009
4/15/2009

(1)
(2)
(4)
(3)

(4)
(4)
(4)

$ 16,400
185,000
8,576
114,150

$

5,648
47,000
8,000
40,000

$

4,286
35,941
8,000
40,000

—
—
—

14,066
114,714

11,917
100,144

6,150
10,000
7,134
5,438
28,722

6,150
10,000
6,463
2,830
25,443

$143,436

$125,587

(1) Principal and interest due upon capital event.

(2) Principal and interest, including a $7.5 million exit fee, are due upon maturity.

(3) Payable upon maturity.

(4) Interest only payable monthly, principal due on maturity

During June 2008, the Company made a $40.0 million pre-

this project is expected to include approximately 50,000

ferred equity investment in an entity that owns a portfolio

square feet of retail on three levels and 196 luxury resi-

of 18 properties located primarily in Georgetown, Wash-

dential rental apartments. The term of the loan is for a

ington D.C. The portfolio consists of 306,000 square feet

period of three years, with a one year extension, and is

of principally retail space. The term of this investment is

expected to yield in excess of 20%.

for two years, with two one-year extensions, and provides

a 13% preferred return.

During September 2008, the Company, through Fund III,

made a $10 million first mortgage loan, which is collateral-

During July 2008, the Company made a $34.0 million mez-

ized by land located on Long Island, New York. The term

zanine loan, which is collateralized by a mixed-use retail

of the loan is for a period of two years, and provides an

and residential development at 72nd Street and Broadway

effective annual return of approximately 13%.

on the Upper West Side of Manhattan. Upon completion,

82

Acadia Realty Trust 2008 Annual Report 

Notes to Consolidated Financial Statements continued

The following table reconciles notes receivable and 

The scheduled amortization of acquired lease intangible

preferred equity investments from January 1, 2006 to

assets as of December 31, 2008 is as follows:

December 31, 2008:

(dollars in thousands)

Years Ended December 31,

2008

2007

2006

(dollars in thousands)

Balance at beginning 

of period

$ 57,662

$ 36,038 $ 34,733

Additions during period:

New mortgage loans

88,480

32,548

44,013

Deductions during period:

2009

2010

2011

2012

2013

Thereafter

$ 7,758

1,961

1,436

956

802

6,563

$19,476

Collections of principal

(19,923)

(11,071)

(39,948)

Amortization of premium

2,368

147

149

The scheduled amortization of acquired lease intangible 

liabilities as of December 31, 2008 is as follows:

(3,000)

— (2,909)

(dollars in thousands)

Other

Balance at close 

of period

Note 6i

$125,587 $ 57,662 $ 36,038

Deferred Charges
Deferred charges consist of the following as of 

December 31, 2008 and 2007:

2009

2010

2011

2012

2013

Thereafter

$ 1,060

1,036

1,039

993

657

1,721

$ 6,506

December 31,

2008

2007

Note 8i

(dollars in thousands)

Deferred financing costs

$ 23,044

$ 18,756

Mortgage Loans 
At December 31, 2008 and 2007, mortgage notes payable,

Deferred leasing and other costs

22,117

20,399

excluding the net valuation premium on the assumption

45,161

39,155

of debt, aggregated $654.7 million and $402.0 million,

Accumulated amortization

(23,089)

(17,330)

$ 22,072

$ 21,825

Note 7i

Acquired Lease Intangibles 
Upon acquisitions of real estate, the Company assesses

the fair value of acquired assets (including land, buildings

and improvements, and identified intangibles such as

above and below market leases, acquired in-place leases

and customer relationships) and acquired liabilities in

accordance with SFAS No. 141. The intangibles are 

amortized over the remaining non-cancelable terms of 

the respective leases.

respectively, and were collateralized by 57 and 49 proper-

ties and related tenant leases, respectively. Interest rates

on the Company’s outstanding mortgage indebtedness

ranged from 1.4% to 7.18% with maturities that ranged

from January 2009 to November 2032. Certain loans are

cross-collateralized and cross-defaulted. The loan agree-

ments contain customary representations, covenants and

events of default. Certain loan agreements require the

Company to comply with certain affirmative and negative

covenants, including the maintenance of certain debt 

service coverage and leverage ratios.

The following reflects mortgage loan activity for the year

ended December 31, 2008: 

Acadia Realty Trust 2008 Annual Report 83

During the year ended December 31, 2008, the Company

During July 2008, the Company paid off $3.7 million of

borrowed $73.2 million on four existing construction loans.

mortgage debt, which was secured by a property.

During February 2008, in conjunction with the purchase 

During September 2008, the Company extended a $19.0

of a portfolio of self-storage properties, the Company

million loan to a new maturity date of January 15, 2009

assumed a loan of $34.9 million, which bears interest at 

and converted the interest rate from a fixed rate of 5.83%

a fixed rate of 5.9% and matures on June 11, 2009, and 

to a variable rate of LIBOR plus 185 basis points. 

a loan of $5.0 million, which bears interest at a fixed rate

of 5.4% and matures on December 1, 2009.

During March 2008, the Company closed on a $41.5 million

mortgage loan secured by five properties, which bears inter-

est at a fixed rate of 5.3% and matures on March 16, 2011.

During October 2008, the Company paid off a $2.7 mil-

lion loan.

The following table sets forth certain information pertain-

ing to the Company’s secured credit facilities:

(dollars in thousands)
Borrower

Total available
credit facilities

Amount borrowed
as of 12/31/07

2008 net borrowings
(repayments)
during the year
ended 12/31/08

Amount borrowed
as of 12/31/08

Letters of credit
outstanding
as of 12/31/08

Amount available 
under credit
facilities as of 
12/31/08

Acadia Realty, LP

$ 72,250

$

Acadia Realty, LP

Fund II

Fund III

30,000

70,000

125,000

—

—

34,500

—

$ 48,900

$ 48,900

$ 11,405

$ 11,945

—

181

62,250

—

34,681

62,250

—

11,073

3,500

30,000

24,246

59,250

Total

$ 297,250

$ 34,500

$111,331

$145,831

$ 25,978

$125,441

84

Acadia Realty Trust 2008 Annual Report 

Notes to Consolidated Financial Statements continued

The following table summarizes our mortgage indebtedness as of December 31, 2008 and December 31, 2007:

December 31,

Interest Rate at

Properties

2008

2007

December 31, 2008

Maturity

Encumbered

Payment

Terms

(dollars in thousands)

Mortgage notes payable — variable-rate

Bank of America, N.A.

RBS Greenwich Capital

PNC Bank, National Association

Bank One, N.A.

Bank of America, N.A.

Anglo Irish Bank Corporation

Eurohypo AG

Bank of China

$ 9,624

$ 9,781

1.84% (LIBOR + 1.40%)

6/29/2012

30,000

11,423

—

15,526

9,800

80,443

19,000

30,000

1.84% (LIBOR + 1.40%)

4/1/2009

9,990

2,818

2.09% (LIBOR + 1.65%)

5/18/2009

2.43% (LIBOR + 2.00%)

10/5/2008

15,773

1.74% (LIBOR + 1.30%)

12/1/2011

9,800

2.09% (LIBOR + 1.65%)

10/30/2010

37,263

2.19% (LIBOR + 1.75%)

10/4/2009

–

2.29% (LIBOR + 1.85%)

1/15/2009

Sub-total mortgage notes payable

175,816

115,425

Secured credit facilities

Bank of America, N.A.
Washington Mutual Bank, F.A.
Bank of America, N.A./Bank of  New York
Bank of America, N.A

48,900
—

34,681
62,250

— 1.69% (LIBOR + 1.25%)
— 1.69% (LIBOR + 1.25%)

12/1/2010
3/29/2010

34,500

1.44% (LIBOR + 1.00%)

3/1/2009

— 2.76% (Commercial

(1)

(2)

(4)

(5)

(7)

(11)

(6)

(23)

(8)
(31)

(9)

Paper + 0.45%)

10/9/2011

(10)

Sub-total secured credit facilities

Interest rate swaps (44)

Total variable-rate debt

145,831

34,500

(73,415)

(34,284)

248,232

115,641 

Mortgage notes payable – fixed-rate

RBS Greenwich Capital

RBS Greenwich Capital

RBS Greenwich Capital

Bear Stearns Commercial

Bear Stearns Commercial

LaSalle Bank, N.A.

J.P. Morgan Chase

Column Financial, Inc.

Merrill Lynch Mortgage Lending, Inc.

Bank of China

Cortlandt Deposit Corp

Cortlandt Deposit Corp

Bank of America N.A.

Bear Stearns Commercial

Wachovia

Bear Stearns Commercial

GEMSA Loan Services, L.P.

Wachovia

GEMSA Loan Services, L.P.

Bear Stearns Commercial

Interest rate swaps (44)

Total fixed-rate debt

Total fixed and variable debt

Valuation premium on assumption 
of debt net of amortization (45)

Total

See notes on following page.

14,554

17,600

12,485

34,600

20,500

—

8,322

9,663

23,500

—

2,475

2,318

25,500

26,250

26,000

25,284

4,944

34,322

41,500

3,265

73,415

14,752

17,600

12,500

34,600

20,500

3,727

8,451

9,834

23,500

19,000

4,950

4,893

25,500

26,250

26,000

—

—

—

—

—

34,284

406,497

286,341

654,729

401,982

139

921

$654,868 $402,903

5.64%

4.98%

5.12%

5.53%

5.44%

8.50%

6.40%

5.45%

6.06%

5.83%

6.62%

6.51%

5.80%

5.88%

5.42%

7.18%

5.37%

5.86%

5.30%

7.14%

5.35%

9/6/2014

9/6/2015

11/6/2015

1/1/2016

3/1/2016

7/11/2008

11/1/2032

6/11/2013

10/1/2016

3/1/2008

2/1/2009

1/15/2009

10/1/2017

8/1/2017

2/11/2017

1/1/2020

12/1/2009

6/11/2009

3/16/2011

1/1/2020

(46)

(14)

(15)

(16)

(17)

(18)

(19)

(20)

(21)

(22)

(23)

(24)

(25)

(3)

(12)

(13)

(29)

(26)

(27)

(28)

(30)

(32)

(33)

(43)

(32)

(32)

(33)

(43)

(33)

(34)
(33)

(33)

(33)

(32)

(35)

(36)

(37)

(33)

(32)

(32)

(32)

(38)

(33)

(42)

(42)

(33)

(39)

(33)

(43)

(32)

(32)

(33)

(41)

Acadia Realty Trust 2008 Annual Report 85

Notes:

(15) Crescent Plaza

(1) Village Commons Shopping Center

(16) Pacesetter Park Shopping Center

(2) 161st Street

(3) 216th Street

(4) Liberty Avenue

(5) Granville Center

(6) Fordham Place

(7) Branch Shopping Center

(17) Elmwood Park Shopping Center

(18) Gateway Shopping Center

(19) Clark Diversey

(20) Boonton Shopping Center

(21) Chestnut Hill

(22) Walnut Hill

(8) Line of credit secured by the 

(23) Sherman Avenue

following properties:
Marketplace of Absecon
Bloomfield Town Square
Hobson West Plaza
Town Line Plaza
Methuen Shopping Center
Abington Towne Center

(9) Acadia Strategic Opportunity Fund II, LLC

line of credit secured by unfunded
investor capital commitments

(24) Kroger Portfolio

(25) Safeway Portfolio

(26) Acadia Suffern

(27) Acadia Storage Company, LLC

(28) Acadia Storage Post Portfolio Co., LLC

(29) Pelham Manor

(30) Atlantic Avenue

(31) Line of credit secured by Ledgewood Mall

(10) Acadia Strategic Opportunity Fund III,

(32) Monthly principal and interest.

LLC line of credit secured by unfunded
investor capital commitments

(11) Tarrytown Center

(12) Merrillville Plaza

(13) 239 Greenwich Avenue

(14) New Loudon Center

Note 9i

(33) Interest only monthly.

(34) Annual principal and monthly interest.

(35) Interest only monthly until 9/10; monthly

principal and interest thereafter.

(36) Interest only monthly until 12/08; monthly

principal and interest thereafter.

(37) Interest only monthly until 1/10; 

monthly principal and interest thereafter.

(38) Interest only monthly until 10/11; 

monthly principal and interest thereafter.

(39) Interest only monthly until 7/12; 

monthly principal and interest thereafter.

(40) Interest only monthly until 11/12; 

monthly principal and interest thereafter.

(41) Interest only monthly until 12/1/14;

monthly principal and interest thereafter

(42) Annual principal and semi-annual 

interest payments.

(43) Interest only upon draw-down on 

construction loan.

(44) Maturing between 1/1/10 and 11/30/2012.

(45) In connection with the assumption of

debt in accordance with the requirements
so SFAS no. 141, the Company has
recorded valuation premium that is being
amortized to interest expense over the
remaining terms of the underlying mort-
gage loans.

(46) Represents the amount of the Company’s
variable-rate debt that has been fixed
through certain cash flow hedge trans-
actions (Note 20).

Convertible Notes Payable
In December 2006 and January 2007, the Company issued

a total of $115.0 million in principal of convertible notes

with a fixed interest rate of 3.75% due 2026 (the “Con-

vertible Notes”). The Convertible Notes were issued at

par and require interest payments semi-annually in arrears

on June 15th and December 15th of each year. The Con-

vertible Notes are unsecured unsubordinated obligations

and rank equally with all other unsecured and unsubordi-

nated indebtedness. The Convertible Notes had an initial

conversion price of $30.86 per share. Upon conversion of

the Convertible Notes, the Company will deliver cash and,

in some circumstances, Common Shares, as specified in

the indenture relating to the Convertible Notes. The Con-

vertible Notes may only be converted prior to maturity: 

(i) during any calendar quarter beginning after December

31, 2006 (and only during such calendar quarter), if, and

only if, the closing sale price of the Company’s Common

Shares for at least 20 trading days (whether consecutive

or not) in the period of 30 consecutive trading days ending

on the last trading day of the preceding calendar quarter

is greater than 130% of the conversion price per common

share in effect on the applicable trading day; or (ii) during

the five consecutive trading-day period following any five

86

Acadia Realty Trust 2008 Annual Report 

consecutive trading-day period in which the trading price

of the notes was less than 98% of the product of the

closing sale price of the Company’s Common Shares

multiplied by the applicable conversion rate; or (iii) if those

notes have been called for redemption, at any time prior

to the close of business on the second business day prior

to the redemption date; or (iv) if the Company’s Common

Shares are not listed on a United States national or regional

securities exchange for 30 consecutive trading days. Prior

to December 20, 2011, the Company will not have the

right to redeem Convertible Notes, except to preserve its

status as a REIT. After December 20, 2011, the Company

will have the right to redeem the notes, in whole or in

part, at any time and from time to time, for cash equal to

100% of the principal amount of the notes plus any accrued

and unpaid interest to, but not including, the redemption

date. The Holders of notes may require the Company to

repurchase their notes, in whole or in part, on December

20, 2011, December 15, 2016, and December 15, 2021

for cash equal to 100% of the principal amount of the

notes to be repurchased plus any accrued and unpaid

interest to, but not including, the repurchase date.

If certain change of control transactions occur prior to

December 20, 2011 and a holder elects to convert the

Convertible Notes in connection with any such transaction,

Notes to Consolidated Financial Statements continued

the Company will increase the conversion rate in connec-

tion with such conversion by a number of additional com-

mon shares based on the date such transaction becomes

effective and the price paid per common share in such

transaction. The conversion rate may also be adjusted

under certain other circumstances, including the payment

of cash dividends in excess of our current regular quarterly

cash dividend of $0.21 per Common Share, but will be not

adjusted for accrued and unpaid interest on the notes.

Upon a conversion of notes, the Company will deliver cash

and, at the Company’s election, its Common Shares, with

an aggregate value, which the Company refers to as the

“conversion value,” equal to the conversion rate multiplied

by the average price of the Company’s Common Shares

as follows: (i) an amount in cash which the Company refers

to as the “principal return,” equal to the lesser of (a) the

principal amount of the converted notes and (b) the con-

version value; and (ii) if the conversion value is greater

than the principal return, an amount with a value equal to

the difference between the conversion value and the prin-

cipal return, which the Company refers to as the “new

amount.” The net amount may be paid, at the Company’s

option, in cash, its Common Shares or a combination of

cash and its Common Shares.

During the fourth quarter of 2008, the Company purchased

$8.0 million in principal amount of the outstanding $115.0

million in principal amount of its convertible debt at a dis-

count of approximately 24%. The transaction resulted in a

$2.0 million gain. The outstanding balance as of December

31, 2008 was $107.0 million. Subsequent to December

31, 2008, the Company purchased an additional $13.5 mil-

lion in principal amount of the outstanding convertible

debt, also at a discount of approximately 24%.

The scheduled principal repayments of all indebtedness as

of December 31, 2008 are as follows:

(dollars in thousands)

2009
2010
2011
2012
2013
Thereafter

$220,724 
60,323
227,494
11,122
10,931
231,135

$761,729(1)

Note:

(1) Does not include $139  net valuation premium on assumption
of debt.

Note 10i

Fair Value Measurements
Effective January 1, 2008, the Company adopted SFAS

No. 157 for its financial assets and liabilities. SFAS No.

157 establishes a new framework for measuring fair value

and expands disclosure requirements. SFAS No. 157

defines fair value as the price that would be received to

sell an asset, or paid to transfer a liability, in an orderly

transaction between market participants. 

SFAS No. 157’s valuation techniques are based on 

observable or unobservable inputs. Observable inputs

reflect market data obtained from independent sources,

while unobservable inputs reflect the Company’s market

assumptions. These two types of inputs have created the

following fair value hierarchy:

n Level 1: Quoted prices for identical instruments in 

active markets

n Level 2: Quoted prices for similar instruments in active

markets; quoted prices for identical or similar instruments

in markets that are not active; and model-derived valua-

tions in which significant value drivers are observable

n Level 3: Valuations derived from valuation techniques in

which significant value drivers are unobservable

The following describes the valuation methodologies the

Company uses to measure financial assets and liabilities 

at fair value:

Derivative Instruments — The Company’s derivative finan-

cial liabilities primarily represent interest rate swaps and a

cap and are valued using Level 2 inputs. The fair value of

these instruments is based upon the estimated amounts

the Company would to sell an asset or pay to transfer a

liability in an orderly transaction between market partici-

pants at the reporting date and is determined using inter-

est rate market pricing models. With the adoption of SFAS

No. 157, the Company has amended the techniques used

in measuring the fair value of its derivative positions. This

amendment includes the impact of credit valuation adjust-

ments on derivatives measured at fair value. The implemen-

tation of this amendment did not have a material impact

on the Company’s consolidated financial position or results

of operations. 

Acadia Realty Trust 2008 Annual Report 87

The following table presents the Company’s liabilities

Note 11i

measured at fair value based on level of inputs at Decem-

ber 31, 2008:

(dollars in thousands)

Level 1

Level 2

Level 3 

Shareholders’ Equity and 
Minority Interests

Liabilities

Derivatives

$ —

$ 4,962

$ —

Total liabilities measured 

at fair value

$ —

$ 4,962

$ —

Common Shares
During the first quarter of 2008, 83,042 employee Restricted

Shares were cancelled to pay the employees’ income

taxes due on the value of the portion of the Restricted

Shares that vested. During the year ended December 31,

2008, the Company recognized accrued Common Share

and Common OP Unit-based compensation totaling $3.4

million in connection with the vesting of Restricted Shares

and Units (Note 15).

Minority Interests 
The following table summarizes the change in the minority interests since December 31, 2007:

Minority Interest in
Operating Partnership

Minority Interest in 
Partially-Owned Affiliates

(dollars in thousands)

Balance at December 31, 2007

Distributions declared of $1.39 per Common OP Unit

Net income for the period January 1 through December 31, 2008

Distributions paid

Other comprehensive income — 

unrealized loss on valuation of swap agreements

Minority Interest contributions

Employee Long-term Incentive Plan Unit Awards

Balance at December 31, 2008

$4,595

(1,192)

471

—

(70)

—

1,863

$5,667

$166,516

—

11,898

(15,347)

(242)

46,014

—

$208,839

Minority interest in the Operating Partnership represents

Contributions Distributions

(i) the limited partners’ 642,272 Common OP Units at both

(dollars in thousands)

December 31, 2008 and 2007, (ii) 188 Series A Preferred

OP Units at both December 31, 2008 and 2007, with a

stated value of $1,000 per unit, which are entitled to a 

preferred quarterly distribution of the greater of (a) $22.50

(9% annually) per Series A Preferred OP Unit or (b) the

quarterly distribution attributable to a Series A Preferred

OP Unit if such unit were converted into a Common OP

Unit, and (iii) 186,951 and 21,536 LTIP units as of Decem-

ber 31, 2008 and December 31, 2007 respectively, as dis-

cussed in Share Incentive Plan (Note 15).

Partially-owned affiliates

$

Fund I

Fund II

Mervyns II

Fund III

—

—

8,305

—

37,709

$

144

5,439

1,740

8,000

24

$46,014

$ 15,347

In 2004 and 2005, the Company issued 4,000 Series B

Preferred OP Units and 250,000 Restricted Common OP

Units, respectively, to Klaff in consideration for interest in

Minority interests in partially-owned affiliates include third-

certain management contract rights. The Preferred OP

party interests in Fund I, II and III, and Mervyns I and II

Units were convertible into Common OP Units based on

and three other entities.

The following table summarizes the minority interest con-

tributions and distributions in 2008:

the stated value of $1,000 divided by $12.82 at any time.

The Restricted Common OP Units are convertible into the

Company’s Common Shares on a one-for-one basis after a

five-year lock-up period. During 2007, Klaff converted all

88

Acadia Realty Trust 2008 Annual Report 

Notes to Consolidated Financial Statements continued

4,000 Series B Preferred Units into 312,013 Common OP

Note 13i

Units and ultimately into Common Shares.

The Series A Preferred OP Units were issued on Novem-

ber 16, 1999 in connection with the acquisition of the Pace-

setter Park Shopping Center. Through December 31, 2008,

696 Series A Preferred OP Units were converted into

92,800 Common OP Units and then into Common Shares.

The 188 remaining Series A Preferred OP Units are cur-

rently convertible into Common OP Units based on the

stated value divided by $7.50. Either the Company or the

holders can currently call for the conversion of the Series

Tenant Leases
Space in the shopping centers and other retail properties

is leased to various tenants under operating leases that

usually grant tenants renewal options and generally 

provide for additional rents based on certain operating

expenses as well as tenants’ sales volume.

Minimum future rentals to be received under non-cance-

lable leases for shopping centers and other retail proper-

ties as of December 31, 2008 are summarized as follows:

A Preferred OP Units at the lesser of $7.50 or the market

(dollars in thousands)

price of the Common Shares as of the conversion date.

Note 12i

Related Party Transactions
During 2007, Klaff converted 4,000 Series B Preferred OP

units into 312,013 Common Shares (Note 11).

During 2005, the Operating Partnership issued $4.0 million

of Restricted Common OP Units to Klaff (Note 11).

During March 2005, the Company completed $20.0 million

Preferred Equity Investment with Levitz SL, of which Klaff

is the managing member. In June 2006, the Company con-

verted its Preferred Equity Investment with Levitz SL, into

a mortgage loan. 

2009
2010
2011
2012
2013
Thereafter

$ 85,935 
77,642
65,501
57,400
51,383
300,292

$ 638,153

Minimum future rentals above include a total of $10.8 

million for three tenants, totaling three leases, which have

filed for bankruptcy protection. The three tenant’s leases

have not been rejected nor affirmed. During the years

ended December 31, 2008, 2007 and 2006, no single 

tenant collectively accounted for more than 10% of the

Company’s total revenues.

The Company earns asset management, leasing, dispo-

Note 14i

sition, development and construction fees for providing

services to an existing portfolio of retail properties and/or

leasehold interests in which Klaff has an interest. Fees

earned by the Company in connection with this portfolio

were $1.1 million, $2.1 million and $3.5 million for the years

ended December 31, 2008, 2007 and 2006 respectively.

Lease Obligations
The Company leases land at seven of its shopping centers,

which are accounted for as operating leases and generally

provide the Company with renewal options. Ground rent

expense was $2.7 million, $4.1 million, and $4.5 million

(including capitalized ground rent at properties under

The Company earns fees from two of its investments in

development of $1.1 million, $2.7 million and $3.4 million)

unconsolidated partnerships (Note 4). The Company earned

for the years ended December 31, 2008, 2007 and 2006,

property management, construction, legal and leasing fees

respectively. The leases terminate at various dates

from the Brandywine Portfolio totaling $0.9 million, $1.7

between 2015 and 2066. These leases provide the Com-

million and $1.4 million for the years ended December 31,

pany with options to renew for additional terms aggregating

2008, 2007 and 2006, respectively. In addition, the Com-

from 20 to 60 years. The Company leases space for its

pany earned property management and development fees

White Plains corporate office for a term expiring in 2015.

from CityPoint totaling $1.0 million, $0.2 million and $0.0

Office rent expense under this lease was $1.2 million,

million for the years ended December 31, 2008, 2007 and

$0.8 million and $0.6 million for the years ended Decem-

2006, respectively.

Lee Wielansky, the Lead Trustee of the Company, was

paid a consulting fee of $0.1 million for each of the years

ended December 31, 2008, 2007, and 2006.

ber 31, 2008, 2007 and 2006, respectively. Future minimum

rental payments required for leases having remaining non-

cancelable lease terms are as follows:

Acadia Realty Trust 2008 Annual Report 89

(dollars in thousands)

2009
2010
2011
2012
2013
Thereafter

Note 15i

$ 5,088
5,107
5,144
5,212
5,289
95,674

$121,514

Share Incentive Plan 
During 2003, the Company adopted the 2003 Share Incen-

tive Plan (the “2003 Plan”). The 2003 Plan authorizes the

issuance of options, share appreciation rights, restricted

shares (“Restricted Shares”), restricted OP units (“LTIP

Units”) and performance units (collectively, “Awards”) to

On January 31, 2008, the Company issued 4,722 Restricted

Shares and 156,058 LTIP Units to officers of the Company.

On February 1, 2008, and March 27, 2008, the Company

also issued 1,050 and 11,672 LTIP Units, respectively, to

an officer of the Company. Vesting with respect to these

awards is recognized over a range of the next seven to 10

years. The vesting on 50% of these awards is also gener-

ally subject to achieving certain total shareholder returns

on the Company’s Common Shares or certain annual

earnings growth. LTIP Units are similar to Restricted

Shares but provide for a quarterly partnership distribution

in a like amount as paid to Common OP Units. This distri-

bution is paid on both unvested and vested LTIP Units.

The LTIP Units are convertible into Common OP Units

and Common Shares upon vesting and a revaluation of

the book capital accounts. 

officers, employees and trustees of the Company and

Also on January 31, 2008, the Company issued 26,999

consultants to the Company equal to up to four percent

Restricted Shares to employees of the Company. Vesting

of the total Common Shares of the Company outstanding

with respect to these awards is recognized ratably over

from time to time on a fully diluted basis. However, no

the next four anniversaries of the issuance date. The vest-

participant may receive more than the equivalent of

ing on 25% of these awards is also subject to achieving

1,000,000 Common Shares during the term of the 2003

certain total shareholder returns on the Company’s Com-

Plan with respect to Awards. Options are granted by the

mon Shares or certain annual earnings growth. In addition,

Compensation Committee (the “Committee”), which cur-

on June 23, 2008, the Company issued 406 LTIP Units to

rently consists of three non-employee Trustees, and will

employees of the Company. Vesting with respect to these

not have an exercise price less than 100% of the fair mar-

LTIP Units is recognized ratably over the next five anniver-

ket value of the Common Shares and a term of greater

saries of the issuance date.

than 10 years at the grant date. Vesting of options is at

the discretion of the Committee. Share appreciation rights

provide for the participant to receive, upon exercise, cash

and/or Common Shares, at the discretion of the Committee,

equal to the excess of the market value of the Common

Shares at the exercise date over the market value of the

Common Shares at the grant date. The Committee deter-

mines the restrictions placed on Awards, including the 

dividends or distributions thereon and the term of such

restrictions. The Committee also determines the award

The total value of the above Restricted Shares and LTIP

Units issued was $4.9 million, of which $1.4 million was

recognized in compensation expense in 2007 and repre-

sented executive cash bonuses used to purchase a portion

of the Restricted Shares, and $3.5 million will be recognized

in compensation expense over the vesting period. The

weighted average fair value for Restricted Shares and LTIP

Units granted for the years ended December 31, 2008, 2007

and 2006 were $24.51, $24.91 and $20.46, respectively.

and vesting of performance units and performance shares

For the years ended December 31, 2008, 2007 and 2006,

based on the attainment of specified performance objectives

$3.4 million, $3.3 million, and $2.7 million, respectively,

of the Company within a specified performance period.

were recognized in compensation expense related to

Through December 31, 2008, no share appreciation rights

Restricted Share and LTIP Unit grants. 

or performance units/shares had been awarded.

On May 14, 2008, the Company issued 1,878 unrestricted

During 2006, the Company adopted the 2006 Share Incen-

Common Shares and 4,000 Restricted Shares to Trustees

tive Plan (the “2006 Plan”). The 2006 Plan is substantially

of the Company in connection with Trustee fees. The

similar to the 2003 Plan, except that the maximum num-

Restricted Shares vest over three years with 33% vesting

ber of Common Share equivalents that the Company may

on each of the next three anniversaries of the issuance

issue pursuant to the 2006 Plan is 500,000.

date. The Restricted Shares do not carry voting rights or

90

Acadia Realty Trust 2008 Annual Report 

Notes to Consolidated Financial Statements continued

other rights of Common Shares until vesting and may 

The Company has used the Binomial method for purposes

not be transferred, assigned or pledged until the recipi-

of estimating the fair value in determining compensation

ents have a vested non-forfeitable right to such shares.

expense for options granted for the year ended December

Dividends are not paid currently on unvested Restricted

31, 2006. No options were issued during 2008 and 2007.

Shares, but are paid cumulatively, from the issuance date

The fair value for the options issued by the Company was

through the applicable vesting date of such Restricted

estimated at the date of the grant using the following

Shares vesting. Trustee fee expense of $81,000 for the

weighted-average assumptions resulting in:

year ended December 31, 2008 has been recognized in

the accompanying consolidated financial statements

related to this issuance. 

As of December 31, 2008, the Company had 363,244

options outstanding to officers and employees of which 

all have vested. These options are for 10-year terms from

the grant date and vested in three equal annual install-

ments, which began on the Grant Date. In addition, 58,000

options have been issued, of which all have vested, to

non-employee Trustees as of December 31, 2008.

Weighted-average volatility
Expected dividends
Expected life (in years)
Risk-free interest rate

Year ended 
December 31, 2006

18.0%
3.6%
7.5
4.4%

Fair value at date of grant (per option)

$3.03

A summary of option activity under all option arrangements as of December 31, 2008, and changes during the year then

ended is presented below:

Options

Outstanding at January 1, 2008

Granted

Exercised

Forfeited or Expired

Outstanding at December 31, 2008

Exercisable at December 31, 2008

Shares

531,738

—

(110,245)

(249)

421,244

421,244

Weighted Average
Exercise Price

Weighted Average
Remaining
Contractual Term

Aggregate 
Intrinsic Value
(dollars in thousands)

$ 9.99

—

7.47

20.65

$10.65

$10.65

3.7

3.7

$ 1,527

$ 1,527

The weighted average Grant Date fair value of options granted during the year 2006 was $3.03. The total intrinsic value 

of options exercised during the years ended December 31, 2008, 2007 and 2006 was $0.8 million, $0.3 million and 

$0.1 million, respectively.

A summary of the status of the Company’s unvested Restricted Shares and LTIP Units as of December 31, 2008 and

changes during the year ended December 31, 2008, is presented below:

Unvested Shares and LTIP Units

Unvested at January 1, 2008

Granted

Vested

Forfeited

Unvested at December 31, 2008

Restricted Shares
(in thousands)

595

32

(143)

(5)

479

Weighted
Grant-Date
Fair Value

$20.51

24.50

18.63

24.59

$21.29

LTIP Units
(in thousands)

22

169

(6)

(4)

181

Weighted 
Grant-Date
Fair Value

$ 24.91

24.51

24.91

24.50

$ 24.55

Acadia Realty Trust 2008 Annual Report 91

As of December 31, 2008, there was $8.6 million of total

the agreement. As of December 31, 2008, 190,487 Share

unrecognized compensation cost related to unvested

Units have been contributed to the plan, all of which were

share-based compensation arrangements granted under

contributed prior to January 1, 2006.

share incentive plans. That cost is expected to be recog-

nized over a weighted-average period of 2.5 years. The

total fair value of Restricted Shares that vested during the

years ended December 31, 2008, 2007 and 2006, was

$2.7 million, $1.6 million and $2.5 million, respectively.

Note 16i

Employee Share Purchase and
Deferred Share Plan 
The Acadia Realty Trust Employee Share Purchase Plan

(the “Purchase Plan”), allows eligible employees of the

Company to purchase Common Shares through payroll

deductions. The Purchase Plan provides for employees to

purchase Common Shares on a quarterly basis at a 15%

discount to the closing price of the Company’s Common

Shares on either the first day or the last day of the quarter,

whichever is lower. The amount of the payroll deductions

will not exceed a percentage of the participant’s annual

During May of 2006, the Company adopted a Trustee

Deferral and Distribution Election whereby the participating

Trustees have deferred compensation of $0.4 million, 

$.02 million and $0.1 million for 2008, 2007 and 2006,

respectively.

Note 17i

Employee 401(k) Plan 
The Company maintains a 401(k) plan for employees

under which the Company currently matches 50% of a

plan participant’s contribution up to 6% of the employee’s

annual salary. A plan participant may contribute up to a

maximum of 15% of their compensation but not in

excess of $15,500 for the year ended December 31, 2008.

The Company contributed $0.3 million, $0.2 million and

$0.2 million for the years ended December 31, 2008, 2007

and 2006, respectively.

compensation that the Committee establishes from time

Note 18i

to time, and a participant may not purchase more than

1,000 Common Shares per quarter. Compensation expense

will be recognized by the Company to the extent of the

above discount to the average closing price of the Com-

Dividends and Distributions
Payable 
On December 3, 2008, the Board of Trustees declared a

mon Shares with respect to the applicable quarter. During

cash dividend for the quarter ended December 31, 2008,

2008, 2007 and 2006, 7,499, 7,123 and 5,307 Common

of $0.21 per Common Share, which was paid on January

Shares, respectively, were purchased by Employees under

15, 2009 to holders of record as of December 31, 2008.

the Purchase Plan. Associated compensation expense of

In addition, on December 22, 2008, the Board of Trustees

$0.03 million was recorded in each of 2008 and 2007 and

declared a special dividend payable to holders of its Com-

$0.02 million was recorded in 2006.

During August of 2004, the Company adopted a Deferral

and Distribution Election pursuant to the 1999 Share

Incentive Plan and 2003 Share Incentive Plan, whereby

the participants elected to defer receipt of 190,487 Com-

mon Shares (“Share Units”) that otherwise would have

been issued upon the exercise of certain options. The pay-

ment of the option exercise price was made by tendering

Common Shares that the participants owned for at least

six months prior to the option exercise date. The Share

Units are equivalent to a Common Share on a one-for-one

basis and carry a dividend equivalent right equal to the 

dividend rate for the Company’s Common shares. The

deferral period is determined by each of the participants

and generally terminates after the cessation of the partici-

pants continuous service with the Company, as defined in

mon Shares of approximately $0.55 per share, or $18.0

million in the aggregate. The special dividend, which is

associated with taxable gains for 2008 arising from prop-

erty dispositions, was paid on January 30, 2009, to share-

holders of record as of December 31, 2008. 90% of the

special dividend was paid with the issuance of 1.3 million

Common Shares and 10%, or $1.8 million, was paid in

cash. All previously reported Common Shares used to 

calculate EPS and earnings per share amounts have been

adjusted to reflect the inclusion of the 1.3 million special

dividend Common Shares.

Note 19i

Federal Income Taxes 
The Company has elected to qualify as a REIT in accor-

dance with the Internal Revenue Code (the “Code”) and

intends at all times to qualify as a REIT under Sections

92

Acadia Realty Trust 2008 Annual Report 

Notes to Consolidated Financial Statements continued

856 through 860 of the Code of 1986, as amended. To

Even though the Company qualifies for taxation as a REIT,

qualify as a REIT, the Company must meet a number of

the Company is subject to certain state and local taxes on

organizational and operational requirements, including a

its income and property and Federal income and excise

requirement that it currently distribute at least 90% of its

taxes on any undistributed taxable income. In addition, 

annual REIT taxable income to its shareholders. As a REIT,

taxable income from non-REIT activities managed through

the Company generally will not be subject to corporate

the Company’s TRS is subject to Federal, state and local

Federal income tax, provided that distributions to its share-

income taxes.

holders equal at least the amount of its REIT taxable income

as defined under the Code. As the Company distributed

sufficient taxable income for the years ended December

31, 2008, 2007 and 2006, no U.S. Federal income or

excise taxes were incurred. If the Company fails to qualify

as a REIT in any taxable year, it will be subject to Federal

income taxes at the regular corporate rates (including any

applicable alternative minimum tax) and may not be able

to qualify as a REIT for the four subsequent taxable years.

The difference between the GAAP and tax reported

amounts of the Company’s assets and liabilities is due

largely to the higher GAAP basis in the Company’s real

estate properties. This is primarily the result of assets

acquired as a result of property contributions in exchange

for OP Units and the utilization of Code Section 1031 tax-

deferred exchanges.

Reconciliation between GAAP net income and Federal taxable income
The following unaudited table reconciles GAAP net income to taxable income for the years ended December 31, 2008,

2007 and 2006:

(dollars in thousands)

Net Income

Net income attributable to TRS

Net income attributable to REIT

Book/tax difference in depreciation and amortization (1)

Book/tax difference on exercise of stock options and 

vesting of restricted shares

Book/tax difference on capital transactions (2)

Impairment loss not recognized for tax (3)

Other book/tax differences, net

2008

(Estimated)

$27,548

1,155

26,393

(1,010)

82

11,573

4,306

2,200

2007

(Actual)

$ 27,270

2,514

24,756

4,155

(689)

8,300

—

467

REIT taxable income before dividends paid deduction

$43,544

$ 36,989

2006

(Actual)

$ 39,013

405

38,608

4,906

(397)

(16,709)

—

2,963

$ 29,371

Note:
(1)Includes one-time deduction of $4,907 in 2008, resulting from reclassification of certain fixed assets for income tax purposes.

(2) Principally the result of the deferral of the gain from the sale of properties for income tax purposes.

(3) 100% of mezzanine loans for redevelopment of the retail complexes associated with seven public rest stops along the toll roads 

in and around Chicago, Illinois. See Note 1.

Characterization of Distributions
The Company has determined that the cash distributed to

the shareholders is characterized as follows for Federal

income tax purposes: 

Ordinary income

Capital gain

Years Ended December 31,

2008

2007

2006

54%

46%

51%

49%

100%

—%

100%

100%

100%

Acadia Realty Trust 2008 Annual Report 93

Taxable REIT Subsidiaries (“TRS”)
Income taxes have been provided for using the liability

method as required by SFAS No. 109. The Company’s

combined TRS income (loss) and provision (benefit) for

income taxes for the years ended December 31, 2008,

2007 and 2006 are summarized as follows:

2008
(Estimated)

2007
(Actual)

2006
(Actual)

(dollars in thousands)

TRS income (loss) before 

income taxes

$ 4,359

$5,077

$ (296)

Provision (benefit) for 

income taxes: 

Federal

State and local

2,441

763

2,097

466

(590)

(111)

TRS net income

$ 1,155

2,514

$ 405

The income tax provision (benefit) differs from the amount

computed by applying the statutory federal income tax rate

to taxable income (loss) before income taxes as follows:

2008

2007

2006

(dollars in thousands)

Federal provision (benefit) 

at statutory tax rate

$ 1,996

$1,726

$(100)

State and local taxes, 

net of federal benefit

277

255

(15)

and liabilities approximates fair value due to the short-term

nature of such accounts.

Notes Receivable and Preferred Equity Investments —

as of December 31, 2008 and 2007, the Company has

determined the estimated fair values of its preferred equity

investments and notes receivable were $122.3 million

and $57.7 million, respectively, by discounting future cash

receipts utilizing a discount rate equivalent to the rate at

which similar notes receivable would be originated at the

reporting date.

Derivative Instruments — the fair value of these instru-

ments is based upon the estimated amounts the Company

would receive to sell an asset or pay to transfer a liability

in an orderly transaction between market participants at

the reporting date and is determined using interest rate

market pricing models.

Mortgage Notes Payable and Notes Payable — As of

December 31, 2008 and 2007, the Company has deter-

mined the estimated fair values of its mortgage notes

payable, including those relating to discontinued operations,

were $731.8 million and $519.4 million, respectively, by

discounting future cash payments utilizing a discount rate

equivalent to the rate at which similar mortgage notes

payable would be originated at the reporting date.

Tax effect of:

Change in estimate

REIT state, local and 

franchise taxes

Total provision (benefit) 

931

158

605

(586)

Derivative Financial Instruments:
SFAS No. 133, “Accounting for Derivative Instruments

and Hedging Activities,” as amended and interpreted,

67

193

establishes accounting and reporting standards for deriv-

for income taxes

$ 3,362

$2,653

$(508)

Note 20i

Financial Instruments 

Fair Value of Financial Instruments: 
SFAS No. 107, “Disclosures about Fair Value of Financial

ative instruments, including certain derivative instruments

embedded in other contracts, and for hedging activities.

As required by SFAS 133, the Company records all deriv-

atives on the balance sheet at fair value. The accounting

for changes in the fair value of derivatives depends on the

intended use of the derivative and the resulting designation.

Derivatives used to hedge the exposure to changes in the

fair value of an asset, liability, or firm commitment attrib-

Instruments” requires disclosure on the fair value of finan-

utable to a particular risk, such as interest rate risk, are

cial instruments. Certain of the Company’s assets and 

considered fair value hedges. Derivatives used to hedge

liabilities are considered financial instruments. Fair value

the exposure to variability in expected future cash flows,

estimates, methods and assumptions are set forth below.

or other types of forecasted transactions, are considered

Cash and Cash Equivalents, Restricted Cash, Cash in

cash flow hedges.

Escrow, Rents Receivable, Prepaid Expenses, Other

For derivatives designated as fair value hedges, changes

Assets, Accounts Payable and Accrued Expenses, Divi-

in the fair value of the derivative and the hedged item

dends and Distributions Payable, Due to Related Parties

related to the hedged risk are recognized in earnings. For

and Other Liabilities. The carrying amount of these assets

derivatives designated as cash flow hedges, the effective

94

Acadia Realty Trust 2008 Annual Report 

Notes to Consolidated Financial Statements continued

portion of changes in the fair value of the derivative is ini-

As of December 31, 2008 and 2007, no derivatives were

tially reported in other comprehensive income (outside of

designated as fair value hedges or hedges of net invest-

earnings) and subsequently reclassified to earnings when

ments in foreign operations. Additionally, the Company

the hedged transaction affects earnings, and the ineffec-

does not use derivatives for trading or speculative purposes

tive portion of changes in the fair value of the derivative is

and currently does not have any derivatives that are not

recognized directly in earnings. The Company assesses

designated as hedges. As of December 31, 2008, none

the effectiveness of each hedging relationship by compar-

of the Company’s hedges were ineffective.

ing the changes in fair value or cash flows of the deriva-

tive hedging instrument with the changes in fair value or

cash flows of the designated hedged item or transaction.

For derivatives not designated as hedges, changes in fair

value are recognized in earnings.

The following table summarizes the notional values and

fair values of the Company’s derivative financial instruments

as of December 31, 2008. The notional value does not

represent exposure to credit, interest rate or market risks:

Hedge Type

Notional Value

Rate

Maturity

Fair Value

(dollars in thousands)

Interest Rate Swaps

LIBOR Swap

LIBOR Swap

LIBOR Swap

LIBOR Swap

LIBOR Swap

LIBOR Swap

LIBOR Swap

Interest rate swaps

Interest Rate LIBOR Cap

Net Derivative instrument liability

$ 4,469

10,952

8,194

9,800

15,000

15,000

10,000

$73,415

$30,000

4.71%

4.90%

5.14%

4.47%

3.79%

3.41%

2.65%

01/01/10

10/01/11

03/01/12

10/29/10

11/30/12

11/30/12

11/30/12

6.00%

04/01/09

$ (171)

(975)

(856)

(585)

(1,116)

(907)

(324)

(4,934)

(28)

$ (4,962)

The above derivative instruments have been designated as

Note 21i

cash flow hedges and hedge the future cash outflows on

mortgage debt. Such instruments are reported at the fair

values reflected above. As of December 31, 2008 and

2007, unrealized losses totaling $4.9 and $1.1 million,

respectively were reflected in accumulated other compre-

hensive loss. It is estimated that approximately $2.2 million

included in accumulated other comprehensive income

related to derivatives will be reclassified to interest

expense in 2009 results of operations.

Earnings Per Common Share
Basic earnings per share was determined by dividing the

applicable net income to common shareholders for the

year by the weighted average number of Common Shares

outstanding during each year consistent with SFAS No.

128. Diluted earnings per share reflects the potential dilu-

tion that could occur if securities or other contracts to

issue Common Shares were exercised or converted into

Common Shares or resulted in the issuance of Common

Shares that then shared in the earnings of the Company.

In accordance with GAAP, all Common Shares used to cal-

culate EPS have been adjusted to reflect a special dividend

paid on January 30, 2009, which resulted in the issuance

of approximately 1.3 million additional Common Shares.

The following table sets forth the computation of basic

and diluted earnings per share from continuing operations

for the periods indicated:

Acadia Realty Trust 2008 Annual Report 95

Years Ended December 31,

2008

2007

2006

(dollars in thousands, except per share amounts)

Numerator:

Income from continuing operations — basic earnings per share

$19,900

$17,151

$14,868

Effect of dilutive securities:

Preferred OP Unit distributions

—

23

254 

Numerator for diluted earnings per share

19,900

17,174

15,122

Denominator:

Weighted average shares — basic earnings per share

33,813

33,600

33,789 

Effect of dilutive securities: 

Employee share options

Convertible Preferred OP Units

Dilutive potential Common Shares

454

—

454

616

66

682

314

337

651

Denominator for diluted earnings per share

34,267

34,282

34,440

Basic earnings per share from continuing operations

Diluted earnings per share from continuing operations

$

$

0.59

0.58

$

$

0.51

0.50

$

$

0.44

0.43

The weighted average shares used in the computation of

The conversion of the convertible notes payable (Note 9)

basic earnings per share include unvested Restricted Shares

is not reflected in the table above as such conversion

and LTIP Units (Note 15) that are entitled to receive divi-

based on the market price of the Common Shares would

dend equivalent payments. The effect of the conversion

be effected with only cash. The effect of the assumed

of Common OP Units is not reflected in the above table,

conversion of 25,067 and 41,696 Series A and B Preferred

as they are exchangeable for Common Shares on a one-

OP Units for the year ended December 31, 2007 would be

for-one basis. The income allocable to such units is allocated

dilutive and they are included in the table. The effect of the

on this same basis and reflected as minority interest in the

assumed conversion of 25,067 and 312,012 Series A and

accompanying consolidated financial statements. As such,

B Preferred OP Units for the year ended December 31,

the assumed conversion of these units would have no net

2006 would be dilutive and they are included in the table.

impact on the determination of diluted earnings per share.

96

Acadia Realty Trust 2008 Annual Report 

Notes to Consolidated Financial Statements continued

Note 22i

Summary of Quarterly Financial Information (unaudited) 

The quarterly results of operations of the Company for the years ended December 31, 2008 and 2007 are as follows:

(dollars in thousands, except per share amounts)

Revenue

Income (loss) from continuing operations

Income (loss) from discontinued operations

Net income (loss)

Net income per Common Share — basic: 

Income (loss) from continuing operations

Income from discontinued operations

Net income (loss)

Net income per Common Share — diluted: 

March 31

$ 28,682

$ 8,232

$

512

$ 8,744

$

0.24

0.01

$

0.25

2008

September 30

December 31

$ 28,739

$ 4,987

$

(1)

$ 4,986

$

0.15

—

$

0.15

$ 31,110

$ (4,107)

$

14

$ (4,093)

$ (0.12)

—

$ (0.12)

June 30

$52,208

$10,788

$ 7,123

$17,911

$

0.32

0.21

$

0.53

Income (loss) from continuing operations

$

0.24

$

0.31

$

0.15

$ (0.12)

Income (loss) from discontinued operations

Net income (loss)

Cash dividends declared per Common Share

Weighted average Common Shares outstanding:

0.01

0.25

0.21

$

$

0.21

0.52

0.21

$

$

—

0.15

0.21

$

$

—

$ (0.12)

$

0.76

Basic

Diluted

33,747,797

34,244,449

33,806,747

34,376,530

33,845,368

34,366,002

33,850,271

33,850,271

(dollars in thousands, except per share amounts)

Revenue

Income from continuing operations

Income (loss) from discontinued operations

Income from extraordinary item

Net income

Net income per Common Share — basic: 

March 31

$24,115

$ 3,378

$

458

$ 2,883

$ 6,719 

June 30

$ 22,631

$ 2,825

$

$

210

—

$ 3,035

2007

September 30

December 31

$25,400

$ 7,941

$

$

(246)

794

$ 8,489  

$25,876

$ 3,007

$ 6,020

$

—

$ 9,027

Income from continuing operations

$

0.10 

$

0.08

$

0.24

$

0.09

Income (loss) from discontinued operations

Income from extraordinary item

0.01

0.09

0.01

—

(0.01)

0.02

0.18

—

Net income

$

0.20 

$

0.09 

$

0.25

$

0.27

Net income per Common Share — diluted: 

Income from continuing operations

$

0.10 

$

0.08

$

0.24

$

0.09

Income (loss) from discontinued operations

Income from extraordinary item

Net income

Cash dividends declared per Common Share

Weighted average Common Shares outstanding:

0.01

0.09

0.20 

0.20 

$

$

0.01

—

0.09

0.20

$

$

(0.01)

0.02

0.25

0.20 

$

$

0.17

—

$

0.26

$0.4325

Basic

Diluted

33,441,973 

34,328,847

33,626,566 

34,220,728 

33,659,684

34,244,063 

33,666,979

34,307,038

Acadia Realty Trust 2008 Annual Report 97

Note 23i

Commitments and Contingencies 
Under various Federal, state and local laws, ordinances

and regulations relating to the protection of the environ-

ment, a current or previous owner or operator of real

estate may be liable for the cost of removal or remedia-

tion of certain hazardous or toxic substances disposed,

stored, generated, released, manufactured or discharged

from, on, at, under, or in a property. As such, the Com-

pany may be potentially liable for costs associated with

any potential environmental remediation at any of its 

formerly or currently owned properties.

The Company conducts Phase I environmental reviews

with respect to properties it acquires. These reviews

include an investigation for the presence of asbestos,

underground storage tanks and polychlorinated biphenyls

(PCBs). Although such reviews are intended to evaluate

the environmental condition of the subject property as

well as surrounding properties, there can be no assurance

that the review conducted by the Company will be ade-

quate to identify environmental or other problems that

may exist. Where a Phase II assessment is so recom-

mended, a Phase II assessment is conducted to further

determine the extent of possible environmental contami-

nation. In all instances where a Phase I or II assessment

has resulted in specific recommendations for remedial

actions, the Company has either taken or scheduled the

recommended remedial action. To mitigate unknown risks,

the Company has obtained environmental insurance for

most of its properties, which covers only unknown envi-

ronmental risks.

The Company believes that it is in compliance in all mate-

rial respects with all Federal, state and local ordinances

and regulations regarding hazardous or toxic substances.

Management is not aware of any environmental liability

that it believes would have a material adverse impact on

involved, the Company’s management and counsel are 

of the opinion that, when such litigation is resolved, the

Company’s resulting liability, if any, will not have a sig-

nificant effect on the Company’s consolidated financial

position or results of operations.

In September 2008, the Company, certain of its subsidi-

aries, and other unrelated entities were named as defen-

dants in an adversary proceeding brought by Mervyn’s

LLC (“Mervyns”) in the United States Bankruptcy Court

for the District of Delaware. In an Amended Complaint

filed December 22, 2008, Mervyns asserts claims of

fraudulent transfer and breach of fiduciary duty against

the defendants based upon payments made by Mervyns

in September 2004, in connection with its acquisition by

an entity controlled by certain of the defendants. Mervyns

seeks to recover from the defendants these allegedly

fraudulent transfers, other unspecified damages, and

attorney’s fees. The defendants’ response to the Amended

Complaint is due April 3, 2009. The Company believes

that it has meritorious defenses in connection with this

action and that the ultimate resolution will not have a

material adverse effect on the Company’s results of 

operations or consolidated financial condition.

The Company has arranged for the provision of nine sep-

arate letters of credit in connection with certain leases

and investments. As of December 31, 2008, there were

no outstanding balances under any of the letters of credit.

If the letters of credit were fully drawn, the combined

maximum amount of exposure would be $26.0 million.

Note 24i

Subsequent Events 
During January 2009, the Company, through Fund III, pur-

chased Cortlandt Towne Center for approximately $78.0

million. The property is a 640,000 square foot shopping

center located in Westchester County, NY.

the Company’s financial position or results of operations.

During January 2009, the Company purchased an addi-

Management is unaware of any instances in which the

tional $13.5 million in principal amount of its outstanding

Company would incur significant environmental costs if

convertible debt, at a discount of approximately 24%.

any or all properties were sold, disposed of or abandoned.

However, there can be no assurance that any such non-

compliance, liability, claim or expenditure will not arise in

the future.

The Company is involved in various matters of litigation

arising in the normal course of business. While the Com-

pany is unable to predict with certainty the amounts

98

Acadia Realty Trust 2008 Annual Report 

During February 2009, The Kroger Co. purchased the fee

at six locations in the Company’s Fund I Kroger/Safeway

Portfolio for $14.6 million, resulting in a gain of approxi-

mately $4.5 million.

Schedule III: Real Estate and Accumulated Depreciation

December 31, 2008

Encum-
brances

Land

Buildings and
Improvements

Costs
Capitalized
Subsequent to
Acquisition

Land

Buildings and
Improvements

Accumulated Acquisition (a)
Depreciation Construction (c)

Total

Date of

$17,600

$ 1,147 

$ 7,425 

$ 1,205

$ 1,147 

$ 8,630

$ 9,777

$ 5,265

1984(a)

Description

Shopping Centers

Crescent Plaza
Brockton, MA

New Loudon Center 14,554
Latham, NY

505 

4,161 

10,879 

505 

15,040 

15,545 

9,745

1982(a)

Ledgewood Mall
Ledgewood, NJ

Mark Plaza
Edwardsville, PA

Blackman Plaza
Wilkes-Barre, PA

Plaza 422
Lebanon, PA

Route 6 Mall
Honesdale, PA

Bartow Avenue
Bronx, NY

Amboy Road 
Shopping Center
Staten Island, NY

Abington Towne 
Center3
Abington, PA

Bloomfield Town 
Square3
Bloomfield Hills, MI

Walnut Hill Plaza
Woonsocket, RI

—

— 

— 

— 

—

— 

— 

—

—

619

5,434

33,200

619

38,634

39,253

31,526

1983(a)

— 

4,268 

4,690 

— 

8,958 

8,958 

6,336

1968(c)

120 

— 

1,599 

120 

1,599 

1,719 

736

1968(c)

190 

3,004 

1,714

190 

4,718

4,908

3,106

1972(c)

— 

— 

12,695 

1,664 

11,031 

12,695 

5,315

1995(c)

1,691

5,803 

574

1,691

6,377

8,068

950

2002(c)

—

11,909

1,496 

— 

13,405

13,405

1,166

2005(a)

799 

3,197 

1,994

799 

5,191

5,990

1,897

1998(a)

3,207 

13,774 

9,202

3,207 

22,976

26,183

6,799

1998(a)

23,500

3,122 

12,488 

1,840

3,122 

14,328

17,450

4,139

1998(a)

Elmwood Park Plaza 34,600 
Elmwood Park, NJ

3,248 

12,992 

14,764

3,798

27,206

31,004

8,682

1998(a)

26,250

4,288 

17,152 

1,587

4,288 

18,739

23,027

5,416

1998(a)

—

—

—

—

Merrillville Plaza
Hobart, IN

Marketplace of 
Absecon3
Absecon, NJ

Clark Diversey
Chicago, IL

Boonton
Boonton, NJ

Chestnut Hill
Philadelphia, PA

Third Avenue
Bronx, NY

Hobson West Plaza3
Naperville, IL 

Village Commons/
Smithtown Shopping 
Center 
Smithtown, NY 

Town Line Plaza3
Rocky Hill, CT 

Branch Shopping 
Center 
Village of the 
Branch, NY 

2,573 

10,294 

2,502 

2,577 

12,792

15,369

3,576

1998(a)

10,061

2,773

8,322

1,328

7,188

—

— 

10,061

2,773

12,834

1,328

7,188

8,516

9,663

8,289

5,691

43

8,289

5,734

14,023

11,108

8,038

1,013

11,855

8,304

20,159

208

524

360

468

2006(a)

2006(a)

2006(a)

2006(a)

1,793

7,172

726

1,793

7,898

9,691

2,342

1998(a)

9,624

3,229 

12,917 

2,438

3,229 

15,355

18,584

4,609

1998(a)

—

878 

3,510 

7,269 

907 

10,750

11,657 

7,129

1998(a)

15,526

3,156 

12,545 

777

3,156 

13,322

16,478

3,646

1998(a)

Acadia Realty Trust 2008 Annual Report 99

December 31, 2008

Description

Encum-
brances

Land

Buildings and
Improvements

Costs
Capitalized
Subsequent to
Acquisition

Land

Buildings and
Improvements

Accumulated Acquisition (a)
Depreciation Construction (c)

Total

Date of

Shopping Centers, cont’d 
The Methuen 
Shopping Center3
Methuen, MA 

$

—

$

956 

$ 3,826 

$

594

$

961 

$ 4,415 

$ 5,376

$ 1,152

1998(a)

Gateway Shopping 
Center
Burlington, VT 

Mad River Station 
Dayton, OH 

Pacesetter Park 
Shopping Center 
Ramapo, NY 

239 Greenwich 
Greenwich, CT 

West Shore 
Expressway
Staten Island, NY

West 54th Street
Manhattan, NY

Acadia 5–7 
East 17th Street
Manhattan, NY

Fund I:

Tarrytown Centre
Westchester, NY 

Granville Center
Columbus, OH

Kroger/Safeway
Various

Fund II:

Liberty Avenue
New York, NY

Pelham Manor
Westchester, NY

20,500

1,273 

5,091 

11,536

1,273 

16,627

17,900

3,723

1999(a)

— 

2,350 

9,404 

598

2,350 

10,002

12,352

2,620

1999(a)

12,485

1,475

5,899 

1,121

1,475 

7,020

8,495

2,102

1999(a)

26,000

1,817 

15,846 

502 

1,817 

16,348 

18,165 

4,009

1999(c)

—

—

—

3,380

13,554

16,699

18,704

—

28

3,380

13,554

16,934

16,699

18,732

35,431

653

810

2007(a)

2007(a)

3,212

7,671

—

3,212

7,671

10,883

142

2008(a)

9,800

2,323

7,396

329

2,323

7,725

10,048

894

2004(a)

—

2,186

8,744

4,793

—

47,745

59

—

2,186

8,803

10,989

1,425

2002(a)

—

47,745

47,745

33,024

2003(a)

11,423

—

12,627

673

—

13,300

13,300

25,284

905

—

33,437

905

33,437

34,342

649

594

2005(a)

2004(a)

400 E. Fordham Road 80,443
Bronx, NY

11,144

18,010

69,703

16,254

82,603

98,857

1,881

2004(a)

4650 Broadway/
Sherman Ave
New York, NY

216th Street
New York, NY

161st Street
Bronx, NY

Oakbrook
Oakbrook, IL

Atlantic Avenue
Brooklyn, NY

Canarsie Plaza
Brooklyn, NY

Pelham Manor
Westchester, NY

ASOF II, LLC

34,681

19,000

25,267

25,500

7,261

—

—

—

25,267

—

25,267

—

2005(a)

20,237

7,261

20,237

27,498

762

2005(a)

30,000

16,679

28,410

261

16,679

28,671

45,350

2,459

2005(a)

—

—

6,906

3,265

5,322

32,543

—

—

—

—

—

—

10,161

—

17

—

—

240

—

—

6,923

6,923

1,853

2005(a)

5,322

32,543

—

—

—

—

5,322

32,543

—

—

2007(a)

2007(a)

10,401

10,401

127

2004(a)

—

—

—

100

Acadia Realty Trust 2008 Annual Report 

Schedule III: Real Estate and Accumulated Depreciation continued

December 31, 2008

Description

Encum-
brances

Land

Buildings and
Improvements

Shopping Centers, cont’d 

Costs
Capitalized
Subsequent to
Acquisition

Land

Buildings and
Improvements

Accumulated Acquisition (a)
Depreciation Construction (c)

Total

Date of

Fund III:

125 Main Street 
Associations
Westport, CT

Sheepshead Bay
Brooklyn, NY 

Suffern Self Storage
Suffern, NY

Linden Self Storage1
Linden, NJ

Webster Self Storage1
Bronx, NY

Jersey City 
Self Storage1
Jersey City, NJ

Bronx Self Storage1
Bronx, NY

Lawrence 
Self Storage1
Lawrence, NY

Starr Avenue 
Self Storage2
Queens, NY

New Rochelle 
Self Storage2
Westchester, NY

Yonkers Self Storage2
Westchester, NY

Bruckner Boulevard
Self Storage2
Bronx, NY

Ridgewood 
Self Storage
Queens, NY

—

—

—

—

—

—

—

—

—

—

ASOF III, LLC

62,250

Underdeveloped land

Properties under 
development

—

—

$— $ 12,994

$ 4,316

$

265

$ 12,994

$

4,581

$

17,575

—

20,391

—

4,944

4,561

7,484

3,515

6,139

1,041

5,506

2,377

9,654

10,835

5,936

20,391

—

20,391

4,561

7,484

12,045

3,515

6,139

9,654

1,041

5,506

6,547

33

—

157

136

111

2007(a)

2007(a)

2008(a)

2008(a)

2008(a)

2,377

9,654

12,031

205

2008(a)

10,835

5,936

16,771

13

2008(a)

—

—

—

—

—

—

6,977

12,688

—

6,977

12,688

19,665

248

2008(a)

7,597

22,391

—

7,597

22,391

29,988

450

2008(a)

1,977

4,769

3,121

17,457

—

—

1,977

4,769

6,746

94

2008(a)

3,121

17,457

20,578

337

2008(a)

6,244

10,551

—

6,244

10,551

16,795

206

2008(a)

8,000

—

250

—

—

—

—

—

—

—

—

8,000

—

250

—

—

—

8,000

—

250

—

—

—

2008(c)

70,423

70,423

70,423

$654,729

$286,023

$498,620

$322,230

$294,132

$ 812,741

$1,106,873 $174,809

Notes:

(1) These properties serve as collateral for the financing with GEMSA, in the amount of $41,500.

(2) These properties serve as collateral for the financing with Wachovia, in the amount of $34,322.

(3) These properties serve as collateral for the financing with Bank of America, N.A. in the amount of $48,900.

Acadia Realty Trust 2008 Annual Report 101

Notes:

1. Depreciation and investments in buildings and improvements reflected in the statements of income are calculated over

the estimated useful life of the assets as follows:

Buildings: 30 to 40 years

Improvements: shorter of lease term or useful life.

2. The aggregate gross cost of property included above for Federal income tax purposes was $416.9 million as of 

December 31, 2008.

3. (a) Reconciliation of Real Estate Properties:

The following table reconciles the real estate properties from January 1, 2006 to December 31, 2008:

Years Ended December 31,

2008

2007

2006

(dollars in thousands)

Balance at beginning of year

$ 833,694

$ 629,902

Transfers(1)

Other improvements

Property acquired

Balance at end of year

—

103,476

169,703

—

75,776

128,016

$ 650,945

(131,341)

40,523

69,775

$1,106,873

$ 833,694

$ 629,902

(1) Reflects the change in accounting for the Brandywine Portfolio following the recapitalization of the investment in January 2006 (Note 1).

3. (b) Reconciliation of Accumulated Depreciation: 

The following table reconciles accumulated depreciation from January 1, 2006 to December 31, 2008:

(dollars in thousands)

Balance at beginning of year

Depreciation related to real estate

Balance at end of year

Years Ended December 31,

2008

2007

2006

$ 150,494

24,315

$ 174,809

$130,708

19,786

$150,494

$118,308

12,400

$130,708

102

Acadia Realty Trust 2008 Annual Report 

Trustees and Officers

Shareholder Information

Trustees

Kenneth F. Bernstein
President and Chief Executive Officer

Lee S. Wielansky 
(Lead Trustee) 
Chairman of the Board and 
Chief Executive Officer 
Midland Development Group Inc.

Douglas Crocker II
Former Chief Executive Officer 
Equity Residential

Suzanne M. Hopgood
President and Chief Executive Officer
The Hopgood Group, LLC

Lorrence T. Kellar
Vice President, Retail Development
Continental Properties

Wendy Luscombe
President and CEO
WKL Associates, Inc.

William T. Spitz  
Former Vice Chancellor 
for Investments and Treasurer 
Vanderbilt University

Senior Officers

Kenneth F. Bernstein
President and 
Chief Executive Officer

Joel Braun
Executive Vice President, 
Chief Investment Officer

Christopher Conlon
Sr. Vice President, 
Acquisitions and Leasing

Jon Grisham
Sr. Vice President, 
Chief Accounting Officer

Joseph Hogan 
Sr. Vice President,
Director of Construction

Robert Masters, Esq. 
Sr. Vice President,
General Counsel and
Chief Compliance Officer

Joseph M. Napolitano
Sr. Vice President,
Chief Administrative Officer

Michael Nelsen 
Sr. Vice President,
Chief Financial Officer

David Robinov
Sr. Vice President,
Investments

Robert Scholem
Sr. Vice President,
Director of Property
Management

Investor Relations
Jon Grisham
Sr. Vice President,
Chief Accounting Officer
Tel: 914.288.8100
email: jgrisham@acadiarealty.com
A copy of the Company’s Form 10-K
filed with the Securities and Exchange
Commission may be obtained without
charge by contacting Investor Relations.

Dividend Reinvestment
Acadia Realty Trust offers a dividend
reinvestment plan that enables its
shareholders to automatically reinvest
dividends as well as make voluntary
cash payments toward the purchase of
additional shares. To participate, contact
Acadia Realty Trust’s dividend reinvest-
ment agent at 800.937.5449 ext.6820
or write to: 
American Stock Transfer 
& Trust Company
Attn: Dividend Reinvestment Dept.
59 Maiden Lane
Plaza Level
New York, NY 10038

For further information contact 
Investor Relations.

Internet Address
Visit us online at www.acadiarealty.com
for more information. The 2008 Annual
Report, current news and quarterly
financial and operational supplementary
information can be found on the 
Company’s website.

Corporate Headquarters
Acadia Realty Trust
1311 Mamaroneck Avenue, 
Suite 260
White Plains, NY 10605
Tel: 914.288.8100

Legal Counsel
Paul, Hastings, Janofsky 
& Walker, LLP
Park Avenue Tower
75 East 55th Street
New York, NY 10022

Annual Meeting
Acadia’s Board of Trustees has sched-
uled the Annual Shareholder Meeting
for Wednesday, May 13, 2009, at 
10 a.m., local time, to be held at the
Company’s corporate headquarters at
1311 Mamaroneck Avenue, Suite 260,
White Plains, NY 10605. The record
date for determination of shareholders
entitled to vote is March 31, 2009.

Independent Auditors
BDO Seidman, LLP
330 Madison Avenue
New York, NY 10017

Stock Exchange
NYSE: AKR
The Company has filed the Section
302 certifications as an exhibit to its
Form 10-K, and the Chief Executive
Officer has provided the annual
certification to the NYSE. 

Transfer Agent and Registrar
American Stock Transfer &
Trust Company, LLC
59 Maiden Lane
Plaza Level
New York, NY 10038
Tel: 877.777.0800
website: www.amstock.com
email: info@amstock.com

1311 Mamaroneck Avenue

Suite 260

White Plains, NY 10605

Tel: 914.288.8100

Printed on recycled paper.