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Agree Realty

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Industry REIT - Retail
Employees 51-200
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FY2010 Annual Report · Agree Realty
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To our Stockholders:                    

We are pleased at this time to report the results of our 2010 activities including a review of our operating results and 
our  expanding  portfolio.    As  of  December  31,  2010,  our  real  estate  portfolio  consisted  of  81  properties  totaling 
approximately  3.8  million  square  feet  located  in  17  states.    Our  portfolio  occupancy  at  year  end  remained  one  of  the 
highest in the industry at 99.2% with a weighted average lease term of 11.6 years remaining.  As you know, in February 
2011,  Borders,  Inc.  filed  for  bankruptcy  protection  and  announced  the  closure  of  five  of  the  Company’s  stores.    The 
Company was prepared for this bankruptcy event by Borders, Inc. and our asset management team has already started 
marketing these stores for potential retenanting or disposition. 

In  April  2010,  the  Company  raised  $31  million  through  a  well  received  secondary  common  stock  offering.  These 
proceeds were used to pay off existing amounts outstanding under our credit facility.  This additional capital afforded the 
Company  enhanced  flexibility  to  acquire  and  develop  high-quality  net  lease  assets  while  simultaneously  maintaining  its 
conservative underlying balance sheet. 

During  2010,  the  Company  expanded  its  portfolio  from  73  properties  to  81  properties  via  the  development  and 
acquisition  of  high-quality  net  lease  retail  properties.    Total  revenues  for  the  Company  increased  5%  to  $36,112,000 
compared to $34,402,000 in 2009. Funds from operations saw a decrease from $23,634,000 in 2009 to $16,793,000 in 
2010  primarily  due  to  an  $8.1  million  non-cash  impairment  charge  which  was  recognized  in  connection  with  the 
bankruptcy  filing  of  Borders,  Inc.,  offset  in  part  by  a  $700,000  lease  termination  receipt  which  was  recognized  in 
connection with the termination of our Borders lease in Aventura, Florida.  Funds from operations per diluted share was 
$1.76  per  share  in  2010  compared  with  $2.81  per  share  in  2009.  Absent  the  items  noted  above,  recurring  funds  from 
operations  in  2010  would  have  increased  to  $24,233,000,  or  $2.54  per  diluted  share.    The  annual  cash  dividend 
amounted to $2.04 per share in 2010, representing a payout ratio of 80% of recurring funds from operations. 

At this time, we are continuing to seek and execute upon opportunities with the objective of further diversifying and 

growing our portfolio. The following are some of our notable accomplishments throughout the previous twelve months: 

•  The development and completion of three Walgreens in Ann Arbor, Michigan, Atlantic Beach and St. Augustine 
Shores, Florida.  The total cost of these projects was approximately $10.3 million. The Company also completed a 
fee project on behalf of Walgreens in downtown Oakland, California. 

•  The redevelopment and expansion of our Boynton Festive Center by adding Dick’s Sporting Goods. 
•  The acquisition of nine net lease properties for an aggregate cost of $36.8 million, including four CVS stores, a 
Lowe’s  Home  Improvement  store  in  Concord,  North  Carolina,  a  Kohl’s  in  Tallahassee,  Florida,  a  PNC  Bank 
branch located in Antioch, Illinois and a Chase bank in Spring Grove, Illinois.   

•  The  disposition  of  three  properties  for  net  proceeds  of  $14.2  million.    Two  Borders  stores  located  in  Santa 
Barbara, California and Aventura, Florida, were sold.  Additionally, in January 2011 we completed the sale of two 
Borders assets located in Tulsa, Oklahoma receiving net proceeds of $6.5 million. These transactions were part 
of our overall business plan to reduce the number of Borders stores within our portfolio.  

We  look  forward  to,  and  remain  focused  on  the  continued  growth  and  diversification  of  our  portfolio  in  the  coming 
years  through  the  development  and  acquisition  of  high-quality,  well-located,  net  lease  retail  properties.    Lastly,  and  as 
always,  I  would  like  to  thank  the  Board  of  Directors,  our  Management  Team  and  our  Stockholders  for  their  continued 
support and investment in our Company. 

Sincerely, 

Richard Agree 
Chief Executive Officer and Chairman of the Board 

 
 
 
 
 
 
 
   
 
 
 
 
Agree Realty Corporation
Financial Highlights

Financial - For Year Ended December 31,

2010

2009

2008

  Total revenues ($000's)

  Operating income ($000's)

  Funds from operations (1) ($000's)

$   

36,112

$    

34,402

$    

32,919

$   

19,030

$    

17,994

$    

16,282

$   

24,233

$    

23,634

$    

21,598

  Funds from operations per share - dilutive (1)

$       

2.54

$        

2.81

$        

2.58

  Dividends per share

Property Portfolio 

  Real estate assets, at cost ($000's)

  Total assets ($000's)

  Total debt and accrued interest ($000's)

  Number of properties

  Gross leasable area (sq. ft)

$       

2.04

$        

2.02

$        

2.00

2010

2009

2008

$ 

338,221

$  

320,444

$  

311,343

$ 

285,042

$  

261,789

$  

256,897

$ 

100,128

$  

104,814

$  

101,069

81

73

68

3,848,000 3,492,000

3,448,000

(1) Funds from operations exclude impairment charges of $8,140,000 and lease termination income of $700,000 in 2010.

Total Return Performance

140

120

100

80

60

40

e
u
l
a
V
x
e
d
n

I

Agree Realty Corporation

Russell 2000

SNL REIT Retail Shopping Ctr

12/31/2005

12/31/2006

12/31/2007

12/31/2008

12/31/2009

12/31/2010

Index

12/31/05

12/31/06

12/31/07

12/31/08

12/31/09

12/31/10

Agree Realty Corporation
Russell 2000
SNL REIT Retail Shopping Ctr

100.00
100.00
100.00

126.14
118.37
134.61

117.56
116.51
110.82

77.47
77.15
66.72

110.43
98.11
65.86

134.76
124.46
85.53

Period Ending

           
             
             
 
 
 
UNITED STATES SECURITIES AND EXCHANGE COMMISSION 
WASHINGTON, D.C. 20549 
FORM 10-K 

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the fiscal year ended December 31, 2010 

Commission File Number 1-12928 

AGREE REALTY CORPORATION 
(Exact name of Registrant as specified in its charter) 

Maryland 
(State or other jurisdiction of 
incorporation or organization) 

31850 Northwestern Highway 
Farmington Hills, Michigan 
 (Address of principal executive offices) 

38-3148187 
 (I.R.S. Employer 
Identification No.) 

48334 
(Zip code) 

(248) 737-4190 
(Registrant’s telephone number, including area code) 

Securities Registered Pursuant to Section 12(b) of the Act: 

Title of each class 
Common Stock, $.0001 par value 

Name of each exchange on which registered 
New York Stock Exchange 

Securities Registered Pursuant to Section 12(g) of the Act:  None 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes {  } No {X} 

Indicate  by  check  mark  if  the  registrant  is  not  required  to  file  reports  pursuant  to  Section  13  or  Section  15(d)  of  the  Act.      
Yes {  } No {X} 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act 
of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject 
to such filing requirements for the past 90 days.  Yes {X} No {  } 

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data 
File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that 
the registrant was required to submit and post such files).  Yes {   }  No {  } 

Indicate  by  check  mark  if  disclosure  of  delinquent  filers  pursuant  to  Item  405  of  Regulation  S-K  is  not  contained  herein,  and  will  not  be 
contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 
10-K or any amendment to this Form 10-K.  {  }   

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting 
company.  See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange 
Act.  (Check one): 

Large accelerated filer {  }              Accelerated filer {X}               Non-accelerated filer {  }                    Smaller reporting company {  }                       

(Do not check if a smaller reporting company) 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).    Yes {  } No {X} 

The aggregate market value of the Registrant’s shares of common stock held by non-affiliates was approximately $227,469,436 as of June 30, 
2010, based on the closing price of $23.32 on the New York Stock Exchange on that date. 

At February 28, 2011, there were 9,857,314 shares of common stock, $.0001 par value per share, outstanding. 

Portions of the registrant’s definitive proxy statement for the annual stockholder meeting to be held in 2011 are incorporated by reference into 
Part III of this Form 10-K as noted herein.   

DOCUMENTS INCORPORATED BY REFERENCE 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
TABLE OF CONTENTS 

Part I 

Item 1. 

Business ................................................................................................................................................. 1 

Item 1A.  Risk Factors…………………………………………………………………………………………… 

5

Item 1B.  Unresolved Staff Comments ................................................................................................................ 18 

Item 2. 

Properties ............................................................................................................................................. 18 

Item 3. 

Legal Proceedings ................................................................................................................................ 26 

Item 4.   

[Removed and Reserved] ..................................................................................................................... 26 

Part II 

Item 5.    Market for Registrant’s Common Equity,  Related Stockholder Matters and Issuer Purchases of   

Equity Securities .................................................................................................................................. 26 

Item 6. 

Selected Financial Data ....................................................................................................................... 28 

Item 7. 

Management’s Discussion and Analysis of Financial Condition and Results of Operations .............. 29 

Item 7A 

Quantitative and Qualitative Disclosures about Market Risk .............................................................. 35 

Item 8 

Item 9 

Financial Statements and Supplementary Data .................................................................................... 36 

Changes in and Disagreements With Accountants on Accounting and Financial Disclosure ............. 36 

Item 9A 

Controls and Procedures ...................................................................................................................... 36 

Item 9B 

Other Information ................................................................................................................................ 37 

Part III 

Item 10.  Directors, Executive Officers and Corporate Governance ................................................................... 37 

Item 11. 

Executive Compensation ..................................................................................................................... 37 

Item 12. 

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder 
Matters ................................................................................................................................................. 37 

Item 13. 

Certain Relationships and Related Transactions, and Director Independence ..................................... 38 

Item 14. 

Principal Accountant Fees and Services .............................................................................................. 38 

Item 15. 

Exhibits and Financial Statement Schedules ....................................................................................... 38 

Signatures ............................................................................................................................................................... 42 

Part IV 

 
 
 
  
 
[This page intentionally left blank.] 

FORWARD LOOKING STATEMENTS 

PART I 

          Management  has  included  herein  certain  forward-looking  statements  within  the  meaning  of  Section 27A  of 
the Securities Act of 1933, as amended, and Section 21E of the Securities and Exchange Act of 1934, as amended 
(the  “Securities  Exchange  Act”).  These  forward-looking  statements  represent  our  expectations,  plans  or  beliefs 
concerning future events and may be identified by terminology such as “anticipate,” “estimate,” “should,” “expect,” 
“believe,”  “intend,”  “may,”  “will,”  “seek,”  “could,”  and  similar  expressions.  Although  the  forward-looking 
statements  made  in  this  report  are  based  on  good  faith  beliefs,  reasonable  assumptions  and  our  best  judgment 
reflecting  current  information,  certain  factors  could  cause  actual  results  to  differ  materially  from  such  forward-
looking statements, including but not limited to: the ongoing U.S. recession, the existing global credit and financial 
crisis and other changes in general economic, financial and real estate market conditions; risks that our acquisition 
and  development  projects  will  fail  to  perform  as  expected;  financing  risks,  such  as  the  inability  to  obtain  debt  or 
equity financing on favorable terms or at all; the level and volatility of interest rates; loss or bankruptcy of one or 
more  of  our  major  retail  tenants;  a  failure  of  our  properties  to  generate  additional  income  to  offset  increases  in 
operating  expenses;  and  other  factors  discussed  in  Item  1A.  “Risk  Factors”  and  elsewhere  in  this  report  and  in 
subsequent filings with the Securities and Exchange Commission (“SEC”).  Given these uncertainties, you should 
not place undue reliance on our forward-looking statements.  Except as required by law, we assume no obligation to 
update these forward–looking statements, even if new information becomes available in the future. 

Item 1.  BUSINESS 

General 

Agree  Realty  Corporation,  a  Maryland  corporation,  is  a  fully-integrated,  self-administered  and  self-
managed real estate investment trust (“REIT”).  The terms “Registrant”, “Company”, “we”, “our” or “us” refer to 
Agree Realty Corporation and/or its majority owned operating partnership, Agree Limited Partnership (“Operating 
Partnership”),  and/or  its  majority  owned  and  controlled  subsidiaries,  including  its  qualified  taxable  REIT 
subsidiaries (“TRS”), as the context  may require.  Our assets are  held by and all of our operations are conducted 
through, directly or indirectly, the Operating Partnership, of which we are the sole general partner and in which we 
held a 96.56% interest as of December 31, 2010.  Under the partnership agreement of the Operating Partnership, we, 
as  the  sole  general  partner,  have  exclusive  responsibility  and  discretion  in  the  management  and  control  of  the 
Operating Partnership.   

We are focused primarily on the ownership, development, acquisition and management of retail properties 
net  leased  to  national  tenants.    We  were  incorporated  in  December  1993  to  continue  and  expand  the  business 
founded in 1971 by our current Chief Executive Officer and Chairman, Richard Agree.  We specialize in developing 
retail  properties  for  national  tenants  who  have  executed  long-term  net  leases  prior  to  the  commencement  of 
construction.  As of December 31, 2010, approximately 89% of our annualized base rent was derived from national 
tenants.  As of December 31, 2010, approximately 62% of our annualized base rent was derived from our top three 
tenants:    Walgreen  Co.  (“Walgreen”)  –  31%;  Borders  Group,  Inc.  (“Borders”)  –  20%;  and  Kmart  Corporation 
(“Kmart”) - 11%.   

At December 31, 2010, our portfolio consisted of 81 properties, located in 17 states containing an aggregate 
of  approximately  3.8  million  square  feet  of  gross  leasable  area  (“GLA”).    Included  in  our  81  properties  are  two 
properties leased to Borders and located in Tulsa, Oklahoma that are classified as held for sale as of December 31, 
2010.    As  of  December  31,  2010, our  portfolio  included  69  freestanding  net  leased  properties  and  12  community 
shopping centers that were 99.2% leased with a weighted average lease term of approximately 11.6 years remaining.  
All of our freestanding property tenants and the majority of our community shopping center tenants have triple-net 
leases,  which  require  the  tenant  to  be  responsible  for  property  operating  expenses  including  property  taxes, 
insurance and maintenance.  We believe this strategy provides a generally consistent source of income and cash for 
distributions.  See Item 2. “Properties” for a summary of our developments and acquisitions in 2010, as well as other 
information regarding our tenants, leases and properties as of December 31, 2010. 

 
We expect to continue to grow our asset base primarily through the development and acquisition of retail 
properties  that  are  leased  on a  long-term  basis  to  national  tenants.    Historically  we  have  focused  on  development 
because we believe, based on our historical returns we have been able to achieve, it generally provided us a higher 
return on investment than the acquisition of similarly located properties.  However, during 2010, we commenced an 
aggressive  acquisition  program  to  acquire  retail  properties  net  leased  to  national  tenants.    Since  our  initial  public 
offering in 1994, we have developed 61 of our 81 properties, including 49 of our 69 freestanding properties and all 
12 of our community shopping centers.  As of December 31, 2010, the properties that we developed accounted for 
approximately  76%  of  our  annualized  base  rent.    We  expect  to  continue  to  expand  our  tenant  relationships  and 
diversify our tenant base to include other quality national tenants. 

Growth Strategy 

Development.  Our growth strategy is to develop retail properties that are pre-leased on a long-term basis to 
national tenants.   We believe that this strategy produces  superior risk adjusted returns.   Our development process 
commences  with the identification of  land parcels  that  we  believe are situated in an attractive retail location. The 
location  must  be  in  a  concentrated  retail  corridor,  have  high  traffic  counts,  good  visibility  and  demographics 
compatible  with  the  desires  of  a  targeted  retail  tenant.    After  assessing  site  feasibility  we  propose  long-term  net 
leases that commence prior to the development of the site. 

Upon  the  execution  of  the  lease,  we  acquire  the  land  and  pursue  all  necessary  approvals  to  commence 
development.  We direct all aspects of the development process, including due diligence, design, construction, lease 
negotiation and management.  Asset management and the majority of the leasing activities are handled directly by 
our personnel.  We believe that this approach enhances our ability to maximize the long-term value of our properties 
and results in an efficient use of our capital resources. 

Acquisitions.    We  selectively  acquire  single  tenant  properties  when  we  have  determined  that  a  potential 

acquisition meets our return on investment criteria and such acquisition will diversify our rental income. 

Financing Strategy 

The majority of our mortgage indebtedness is long-term, fixed rate and non-recourse in nature.  Whenever 
feasible, we enter into long-term financing for our properties to match the underlying long-term leases.  We intend 
to  limit  our  floating  rate  debt  to  borrowings  under  our  credit  facilities,  which  are  primarily  used  to  finance 
development  and  acquisition  activities.    Once  project  development  is  complete,  we  typically  consider  refinancing 
this  floating rate debt  with fixed rate, non-recourse debt.  As of December 31, 2010, our total mortgage debt  was 
approximately $71.6  million  with a  weighted average  maturity of 7.7  years.  Of this total  mortgage indebtedness, 
approximately $47.9 million is fixed rate, self–amortizing debt with a weighted average interest rate of 6.56% and a 
weighted  average  maturity  of  10.4  years.    The  remaining  mortgage  debt  of  approximately  $23.7  million  bears 
interest at 150 basis points over LIBOR or 1.76% as of December 31, 2010 and has a maturity date of July 14, 2013, 
which can be extended at our option for two additional years.  In January 2009, we entered into an interest rate swap 
agreement that fixes the interest rate during the initial term of the variable interest mortgage at 3.744%.   In addition 
to our mortgage debt, we had $28.4 million outstanding under our credit facilities as of December 31, 2010 with a 
weighted average interest rate of 1.48%.  We intend to maintain a ratio of total indebtedness (including construction 
and acquisition financing) to market capitalization of 65% or less.  At December 31, 2010, our ratio of indebtedness 
to market capitalization assuming the conversion of units of limited partnership interest in our Operating Partnership 
(“OP  units”),  was  approximately  37.7%.    The  decrease  in  our  ratio  of  indebtedness  to  market  capitalization  from 
2009 to 2010 was primarily the result of our completion of an offering of 1,495,000 shares of our common stock and 
an increase in the market price of our common stock.     

We  are  evaluating  our  borrowing  policies  on  an  on-going  basis  in  light  of  current  economic  conditions, 
relative costs of debt and equity capital, market value of properties, growth and acquisition opportunities and other 
factors.  There is no contractual limit or any limit in our organizational documents on our ratio of total indebtedness 
to total market capitalization, and accordingly, we may modify our borrowing policy and may increase or decrease 
our ratio of debt to market capitalization without stockholder approval. 

2

 
Asset Management 

We  maintain  a  proactive  leasing  and  capital  improvement  program  that,  combined  with  the  quality  and 
locations  of  our  properties,  has  made  our  properties  attractive  to  tenants.    We  intend  to  continue  to  hold  our 
properties for long-term investment and, accordingly, place a strong emphasis on the quality of construction and an 
on-going  program  of  regular  maintenance.    Our  properties  are  designed  and  built  to  require  minimal  capital 
improvements  other  than  renovations  or  expansions  paid  for  by  tenants.    At  our  12  community  shopping  centers 
properties, we sub contract on site  functions  such as  maintenance,  landscaping, snow removal and sweeping. The 
cost of these functions is generally reimbursed by our tenants.  Personnel from our corporate headquarters conduct 
regular inspections of each property and maintain regular contact with major tenants. 

We  have  a  management  information  system  designed  to  provide  management  with  the  operating  data 
necessary to make informed business decisions on a timely basis.  This system provides us rapid access to lease data, 
tenants’  sales  history,  cash  flow  budgets  and  forecasts.    Such  a  system  enables  us  to  maximize  cash  flow  from 
operations and closely monitor corporate expenses. 

Major Tenants 

As of December 31, 2010, approximately 57% of our GLA was leased to Walgreen, Borders, and Kmart 
and approximately 62% of our total annualized base rent was attributable to these tenants.  At December 31, 2010, 
Walgreen occupied approximately 11% of our GLA and accounted for approximately 31% of our annualized base 
rent.  At December 31, 2010, Borders occupied approximately 19% of our GLA and accounted for approximately 
20%  of  our  annualized  base  rent.    At  December  31,  2010,  Kmart  occupied  approximately  26%  of  our  GLA  and 
accounted  for  approximately  11%  of  our  annualized  base  rent.    No  other  tenant  accounted  for  more  than  10%  of 
gross leasable area or annualized base rent in 2010.  The loss of any of these anchor tenants or a significant number 
of their stores, or the inability of any of them to pay rent, would have a material adverse effect on our business. 

On February 16, 2011, Borders filed a petition for reorganization relief under Chapter 11 of the Bankruptcy 
Code.  The Chapter 11 petition for relief  was filed in the U.S. Bankruptcy Court, Southern District of New York.  
Borders announced that it has received commitments for $505 million in Debtor-In-Possession financing led by GE 
Capital, Restructuring Finance.  Borders also announced it plans to undertake a strategic Store Reduction Program to 
facilitate reorganization and has identified certain underperforming stores, equivalent to approximately 30% of the 
company’s  national  store  network,  that  are  expected  to  close  in  the  next  several  weeks.    Borders  disclosed  an 
intention to close stores at five locations where it leases space from us, representing approximately $2.6 million of 
our annualized base rent as of December 31, 2010. 

Tax Status 

We have operated and intend to operate in a manner to qualify as a REIT under Sections 856 through 860 
of  the  Internal  Revenue  Code  of  1986,  as  amended  (the  “Internal  Revenue  Code”).    In  order  to  maintain 
qualification as a REIT, we must, among other things, distribute at least 90% of our REIT taxable income and meet 
certain  asset  and  income  tests.    Additionally,  our  charter  limits  ownership  of  our  Company,  directly  or 
constructively,  by  any  single  person  to  9.8%  of  the  value  of  our  outstanding  common  stock  and  preferred  stock, 
subject to certain exceptions.  As a REIT, we are not subject to federal income tax with respect to that portion of our 
income that meets certain criteria and is distributed annually to the stockholders. 

We established TRS entities pursuant to the provisions of the REIT Modernization Act.  Our TRS entities 
are able to engage in activities resulting in income that previously would have been disqualified from being eligible 
REIT income under the federal income tax regulations.  As a result, certain activities of our Company which occur 
within our TRS entities are subject to federal and state income taxes. 

Competition 

The  U.S.  commercial  real  estate  investment  market  continues  to  be  a  highly  competitive  industry.    We 
actively  compete  with  many  other  entities  engaged  in  the  development,  acquisition  and  operation  of  commercial 

3

 
properties.    As  such,  we  compete  for  a  limited  supply  of  properties  and  financing  for  these  properties.    Investors 
include  large  institutional  investors,  insurance  companies,  credit  companies,  pension  funds,  private  individuals, 
investment  companies  and  other  REITs,  many  of  which  have  greater  financial  and  other  resources  than  we  do.  
There  can  be  no  assurance  that  we  will  be  able  to  compete  successfully  with  such  entities  in  our  development, 
acquisition and leasing activities in the future. 

Potential Environmental Risks 

Investments  in  real  property  create  a  potential  for  environmental  liability  on  the  part  of  the  owner  or 
operator of such real property.  If hazardous substances are discovered on or emanating from a property, the owner 
or  operator  of  the  property  may  be  held  strictly  liable  for  all  costs  and  liabilities  relating  to  such  hazardous 
substances.  We have obtained a Phase I environmental study (which involves inspection without soil sampling or 
ground  water  analysis)  conducted  by  independent  environmental  consultants  on  each  of  our  properties.  
Furthermore, we have adopted a policy of conducting a Phase I environmental study on each property we acquire 
and if necessary conducting additional investigation as warranted. 

During 2010, we conducted Phase I environmental studies on the four properties we developed and the nine 
properties that we acquired. The results of the Phase I studies indicated that in three of our developments no further 
action  was  required,  including  no  further  soil  sampling  or  ground  water  analysis.    On  the  remaining  one 
development,  in  addition  to  the  Phase  I  environmental  study,  we  conducted  additional  investigation  including  a 
Phase  II  environmental  assessment  including  a  base  line  environmental  assessment.    The  results  of  the  Phase  I 
investigations  of  the  acquired  properties  indicated  that  no  further  action  was  required.    In  addition,  we  have  no 
knowledge  of  any  hazardous  substances  existing  on  any  of  our  properties  in  violation  of  any  applicable  laws; 
however,  no  assurance  can  be  given  that  such  substances  are  not  located  on  any  of  the  properties.    We  carry  no 
insurance coverage for the types of environmental risks described above. 

We believe that we are in compliance, in all material respects, with all federal, state and local ordinances 
and  regulations  regarding  hazardous  or  toxic  substances.    Furthermore,  we  have  not  been  notified  by  any 
governmental authority of any noncompliance, liability or other claim in connection with any of the properties. 

Employees 

As  of  February  26,  2011,  we  employed  11  persons.    Employee  responsibilities  include  accounting, 
construction, leasing, property coordination and administrative functions for the properties.  Our employees are not 
covered by a collective bargaining agreement, and we consider our employee relations to be satisfactory.   

Financial Information About Industry Segments 

We are in the business of development, acquisition and management of freestanding net leased properties 
and  community  shopping  centers.    We  consider  our  activities  to  consist  of  a  single  industry  segment.    See  the 
Consolidated Financial Statements and Notes thereto included in this Annual Report on Form 10-K. 

Available Information 

Our  headquarters  are  located  at  31850  Northwestern  Highway,  Farmington  Hills,  MI    48334  and  our 
telephone number is (248) 737-4190.  Our website address is www.agreerealty.com.  Our reports electronically filed 
with  or  furnished  to  the  SEC  pursuant  to  Section  13(a)  or  15(d)  of  the  Securities  Exchange  Act  can  be  accessed 
through this site, free of charge, as soon as reasonably practicable after we electronically file or furnish such reports.  
These  filings  are  also  available  on  the  SEC’s  website  at  www.sec.gov.    Our  website  also  contains  copies  of  our 
corporate  governance  guidelines  and  code  of  business  conduct  and  ethics  as  well  as  the  charters  of  our  audit, 
compensation and nominating and corporate governance committees.  The information on our website is not part of 
this report.  

4

 
ITEM 1A. 

RISK FACTORS 

Risks Related to Our Business and Operations 

The recent global economic and financial market crisis has had and may continue to have a negative effect on 
our business and operations.   

The recent global economic and financial market crisis has caused, among other things, a general tightening 
in the credit markets, lower levels of liquidity, increases in the rates of default and bankruptcy, lower consumer and 
business spending, and lower consumer confidence and net worth, all of which has had and may continue to have a 
negative effect on our business, results of operations, financial condition and liquidity.  Many of our tenants have 
been  affected  by  the  current  economic  turmoil.    Current  or  potential  tenants  may  delay  or  postpone  entering  into 
long-term net leases  with  us  which could continue to lead to reduced demand  for commercial real estate.  We are 
also limited in our ability to  reduce costs to offset the results of a prolonged or  severe  economic downturn  given 
certain fixed costs and commitments associated with our operations. 

The timing and nature of any recovery in the credit and financial markets remains uncertain, and there can 
be  no  assurance  that  market  conditions  will  improve  in  the  near  future  or  that  our  results  will  not  continue  to  be 
materially  and  adversely  affected.    Such  conditions  make  it  very  difficult  to  forecast  operating  results,  make 
business decisions and identify and address material business risks.  The foregoing conditions may also impact the 
valuation  of  certain  long-lived  or  intangible  assets  that  are  subject  to  impairment  testing,  potentially  resulting  in 
impairment charges which may be material to our financial condition or results of operations. 

Capital  markets  are  currently  experiencing  a  period  of  dislocation  and  instability,  which  has  had  and  could 
continue to have a negative impact on the availability and cost of capital.   

The general disruption in the U.S. capital markets has impacted the broader worldwide financial and credit 
markets and reduced the availability of debt and equity capital for the market as a whole.  These conditions could 
persist  for  a  prolonged  period  of  time  or  worsen  in  the  future.    Our  ability  to  access  the  capital  markets  may  be 
restricted  at  a  time  when  we  would  like,  or  need,  to  access  those  markets,  which  could  have  an  impact  on  our 
flexibility  to  react  to  changing  economic  and  business  conditions.    The  resulting  lack  of  available  credit,  lack  of 
confidence in the financial sector, increased volatility in the financial markets and reduced business activity could 
materially and adversely affect our business, financial condition, results of operations and our ability to obtain and 
manage our liquidity.  In addition, the cost of debt financing and the proceeds of equity financing may be materially 
adversely impacted by these market conditions. 

Single tenant leases involve significant risks of tenant default.   

We  focus  our  development  and  investment  activities  on  ownership  of  real  properties  that  are  leased  to  a 
single tenant.  Therefore, the financial failure of, or other default in payment by, a single tenant under its lease is 
likely to cause a significant reduction in our operating cash flows from that property and a significant reduction in 
the  value  of  the  property,  and  could  cause  a  significant  reduction  in  our  revenues  and  a  significant  impairment 
loss.  We  may also experience difficulty or a  significant delay in re-leasing such property.  The current economic 
conditions and the credit crisis may put financial pressure on and increase the likelihood of the financial failure of, 
or other default in payment by, one or more of the tenants to whom we have exposure.  

Failure  by  any  major  tenant  with  leases  in  multiple  locations  to  make  rental  payments  to  us,  because  of  a 
deterioration of its financial condition or otherwise, would have a material adverse effect on us.  

We  derive  substantially  all  of  our  revenue  from  tenants  who  lease  space  from  us  at  our  properties.  
Therefore,  our  ability  to  generate  cash  from  operations  is  dependent  on  the  rents  that  we  are  able  to  charge  and 
collect  from  our  tenants.    At  any  time,  our  tenants  may  experience  a  downturn  in  their  business  that  may 
significantly weaken their financial condition, particularly during periods of economic uncertainty.  As a result, our 
tenants  may  delay  lease  commencements,  decline  to  extend  or  renew  leases  upon  expiration,  fail  to  make  rental 
payments  when  due,  close  a  number  of  stores  or  declare  bankruptcy.    Any  of  these  actions  could  result  in  the 

5

 
termination  of  the  tenant’s  leases  and  the  loss  of  rental  income  attributable  to  the  terminated  leases.    In  addition, 
lease terminations by a major tenant or a failure by that major tenant to occupy the premises could result in lease 
terminations or reductions in rent by other tenants in the same shopping centers under the terms of some leases.  In 
that event, we may be unable to re-lease the vacated space at attractive rents or at all.  The occurrence of any of the 
situations  described  above  would  have  a  material  adverse  effect  on  our  results  of  operations  and  our  financial 
condition.      See  “—We  rely  significantly  on  three  major  tenants,  and  therefore,  are  subject  to  tenant  credit 
concentrations that make us more susceptible to adverse events with respect to those tenants” below.  

We rely significantly on three major tenants, and therefore, are subject to tenant credit concentrations that make 
us more susceptible to adverse events with respect to those tenants.   

As  of  December  31,  2010,  we  derived  approximately  62%  of  our  annualized  base  rent  from  three  major 

tenants: 

• 

• 

• 

approximately 31% of our annualized base rent was from Walgreen; 

approximately 20% of our annualized base rent was from Borders; and 

approximately 11% of our annualized base rent was from Kmart. 

In addition, a significant portion of our 2009 and 2010 development projects were for Walgreen.  In the event of a 
default by any of these tenants under their leases,  we  may  experience delays in enforcing our rights as lessor and 
may  incur  substantial  costs  in  protecting  our  investment.  Any  bankruptcy,  insolvency  or  failure  to  make  rental 
payments by, or any adverse change in the financial condition of, one or more of these tenants, or any other tenant to 
whom  we  may  have  a  significant  credit  concentration  now  or  in  the  future,  would  likely  result  in  a  material 
reduction of our cash flows or material losses to our company. 

As  discussed  in  more  detail  below  under  Item  2.  “Properties—Development  and  Acquisition  Summary,” 
Borders reported a net (loss) for its 2009 fiscal year ended January 31, 2010 of approximately ($109 million).   In 
addition, on February 16, 2011, Borders filed a petition for reorganization relief under Chapter 11 of the Bankruptcy 
Code.  The Chapter 11 petition for relief  was filed in the U.S. Bankruptcy Court, Southern District of New York.  
Borders has announced that it has received commitments for $505 million in Debtor-In-Possession financing led by 
GE  Capital,  Restructuring  Finance.    Borders  also  announced  it  plans  to  undertake  a  strategic  Store  Reduction 
Program to facilitate reorganization and has identified certain underperforming stores, equivalent to approximately 
30%  of  the  company’s  national  store  network,  that  are  expected  to  close  in  the  next  several  weeks.    Borders 
disclosed an intention to close stores at five locations where it leases space from us, representing approximately $2.6 
million of our annualized base rent as of December 31, 2010.   

The Chapter 11 bankruptcy will allow Borders to assume or reject any of its leases with us (including the 
leases  for  the  five  properties  on  the  store  closing  list  recently  published  by  Borders).  The  rejection  of  any  of  the 
leases  would  have  a  negative  effect  on  our  rental  revenues  and  cash  flows.  Borders  may  also  propose  rent 
reductions under any of the leases, which if accepted by us would have a negative effect on our rental revenues and 
cash flows.  It is also possible that Borders may assume leases for some locations, which would require Borders to 
abide  by  the  existing  lease  terms.  Until  Borders  determines  its  plan  under  Chapter  11,  we  cannot  determine  the 
impact on our rental revenues and cash flows. 

In addition, because Borders is a significant tenant, negative information about its performance, financial 
condition and business prospects (including its bankruptcy filing) may adversely affect the market and price of our 
common stock.  

Bankruptcy laws will limit our remedies if a tenant becomes bankrupt and rejects the lease. 

If  a  tenant  becomes  bankrupt  or  insolvent,  that  could  diminish  the  income  we  receive  from  that  tenant’s 
leases.  We may not be able to evict a tenant solely because of its bankruptcy.  On the other hand, a bankruptcy court 
might authorize the tenant to terminate its leasehold with us.  If that happens, our claim against the bankrupt tenant 

6

 
 
 
 
 
for unpaid future rent would be an unsecured prepetition claim subject to statutory limitations, and therefore such 
amounts received in bankruptcy are likely to be substantially less than the remaining rent we otherwise were owed 
under the leases.  In addition, any claim  we have  for  unpaid past rent could be substantially  less than the amount 
owed.   

Certain of our tenants at our community shopping centers have the right to terminate their leases if other tenants 
cease to occupy a property.   

In  the  event  that  certain  tenants  cease  to  occupy  a  property,  although  under  most  circumstances  such  a 
tenant  would  remain  liable  for  its  lease  payments,  such  an  action  may  result  in  certain  other  tenants  at  our 
community  shopping  centers  having  the  right  to  terminate  their  leases  at  the  affected  property,  which  could 
adversely  affect  the  future  income  from  that  property.  As  of  December  31,  2010,  each  of  our  12  community 
shopping centers had tenants with those provisions in their leases.  

Our portfolio has limited geographic diversification, which makes us more susceptible to adverse events in these 
areas.   

Our  properties  are  located  primarily  in  the  mid-western  United  States  and  in  particular,  the  State  of 
Michigan  (with  43  properties).  An  economic  downturn  or  other  adverse  events  or  conditions  such  as  terrorist 
attacks or natural disasters in these areas, or any other area where we may have significant concentration now or in 
the future, could result in a material reduction of our cash flows or material losses to our company. 

Risks associated with our development and acquisition activities.  

We intend to continue the development of new properties and to consider possible acquisitions of existing 
properties.  We  anticipate  that  our  new  developments  will  be  financed  under  lines  of  credit  or  other  forms  of 
construction financing that will result in a risk that permanent financing on newly developed projects might not be 
available or would be available only on disadvantageous terms.  In addition, new project development is subject to a 
number of risks, including risks of construction delays or cost overruns that may increase project costs, risks that the 
properties  will  not  achieve  anticipated  occupancy  levels  or  sustain  anticipated  rental  projections  and  new  project 
commencement  risks  such  as  receipt  of  zoning,  occupancy  and  other  required  governmental  permits  and 
authorizations  and  the  incurrence  of  development  costs  in  connection  with  projects  that  are  not  pursued  to 
completion.  If  permanent  debt  or  equity  financing  is  not  available  on  acceptable  terms  to  refinance  new 
development or acquisitions undertaken without permanent financing, further development activities or acquisitions 
might  be  curtailed  or  cash  available  for  distribution  might  be  adversely  affected.  Acquisitions  entail  risks  that 
investments  will  fail  to  perform  in  accordance  with  expectations  and  that  judgments  with  respect  to  the  costs  of 
improvements  to  bring  an  acquired  property  up  to  standards  established  for  the  market  position  intended  for  that 
property will prove inaccurate, as well as general investment risks associated with any new real estate investment. 

Properties that  we acquire or develop may be located in new markets  where we may face risks associated with 
investing in an unfamiliar market.  

We  may  acquire  or  develop  properties  in  markets  that  are  new  to  us.    When  we  acquire  or  develop 
properties located in these markets, we may face risks associated with a lack of market knowledge or understanding 
of the local economy, forging new business relationships in the area and unfamiliarity  with local government and 
permitting procedures.   

We  own  several  of  our  properties  subject  to  ground  leases  that  expose  us  to  the  loss  of  such  properties  upon 
breach or termination of the ground leases and may limit our ability to sell these properties.  

We own several of our properties through leasehold interests in the land underlying the buildings and we 
may acquire additional buildings in the future that are subject to similar ground leases.  As lessee under a ground 
lease, we are exposed to the possibility of losing the property upon termination, or an earlier breach by us, of the 
ground  lease,  which  may  have  a  material  adverse  effect  on  our  business,  financial  condition  and  results  of 
operations, our ability to make distributions to our stockholders and the trading price of our common stock.  

7

 
Our ground leases contain certain provisions that may limit our ability to sell certain of our properties.  In 
order to assign or transfer our rights and obligations under certain of our ground leases, we generally must obtain the 
consent of the landlord which, in turn, could adversely impact the price realized from any such sale. 

Joint venture investments will expose us to certain risks. 

We may  from time to time enter into joint venture transactions for portions of our existing or future real 

estate assets.  Investing in this manner subjects us to certain risks, among them the following: 

•  We  will  not  exercise  sole  decision-making  authority  regarding  the  joint  venture’s  business  and 
assets  and,  thus,  we  may  not  be  able  to  take  actions  that  we  believe  are  in  our  company’s  best 
interests. 

•  We may be required to accept liability for obligations of the joint venture (such as recourse carve-

outs on mortgage loans) beyond our economic interest. 

•  Our returns on joint venture assets may be adversely affected if the assets are not held for the long-

term. 

The availability and timing of cash distributions is uncertain.  

We expect to continue to pay quarterly distributions to our stockholders.  However, we bear all expenses 
incurred  by  our  operations,  and  our  funds  generated  by  operations,  after  deducting  these  expenses,  may  not  be 
sufficient  to  cover  desired  levels  of  distributions  to  our  stockholders.    In  addition,  our  board  of  directors,  in  its 
discretion,  may  retain  any  portion  of  such  cash  for  working  capital.    We  cannot  assure  our  stockholders  that 
sufficient funds will be available to pay distributions.  

We depend on our key personnel.   

Our  success  depends  to  a  significant  degree  upon  the  continued  contributions  of  certain  key  personnel 
including, but not limited to, our executive officers, each of whom would be difficult to replace.  If any of our key 
personnel were to cease employment with us, our operating results could suffer. Our ability to retain our executive 
officers or to attract suitable replacements should any members of the management group leave is dependent on the 
competitive nature of the employment market.  The loss of services from key members of the management group or 
a  limitation  in  their  availability  could  adversely  impact  our  future  development  or  acquisition  operations,  our 
financial condition and cash flows.  Further, such a loss could be negatively perceived in the capital markets.  We 
have not obtained and do not expect to obtain key man life insurance on any of our key personnel.  

We face significant competition.   

We  face  competition  in  seeking  properties  for  acquisition  and  tenants  who  will  lease  space  in  these 
properties  from  insurance  companies,  credit  companies,  pension  or  private  equity  funds,  private  individuals, 
investment companies, other REITs and other industry participants, many of which have greater financial and other 
resources than we do.  There can be no assurance that we will be able to successfully compete with such entities in 
our development, acquisition and leasing activities in the future. 

General Real Estate Risk  

Our performance and value are subject to general economic conditions and risks associated with our real estate    
assets. 

There are risks associated with owning and leasing real estate.  Although many of our leases contain terms 
that  obligate  the  tenants  to  bear  substantially  all  of  the  costs  of  operating  our  properties,  investing  in  real  estate 
involves a number of risks.  Income from and the value of our properties may be adversely affected by: 

8

 
• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

changes in general or local economic conditions; 

the attractiveness of our properties to potential tenants; 

changes in supply of or demand for similar or competing properties in an area; 

bankruptcies, financial difficulties or lease defaults by our tenants; 

changes in operating costs and expense and our ability to control rents;  

our ability to lease properties at favorable rental rates; 

our ability to sell a property when we desire to do so at a favorable price;  

unanticipated  changes  in  costs  associated  with  known  adverse  environmental  conditions  or 
retained liabilities for such conditions; 

changes  in  or  increased  costs  of  compliance  with  governmental  rules,  regulations  and  fiscal 
policies,  including  changes  in  tax,  real  estate,  environmental  and  zoning  laws,  and  our  potential 
liability thereunder; and 

unanticipated expenditures to comply with the Americans with Disabilities Act and other similar 
regulations. 

The global economic and financial market crisis has exacerbated many of the foregoing risks.  If a tenant 
fails to perform on its lease covenants, that would not excuse us from meeting any mortgage debt obligation secured 
by  the  property  and  could  require  us  to  fund  reserves  in  favor  of  our  mortgage  lenders,  thereby  reducing  funds 
available for payment of cash dividends on our shares of common stock. 

The fact that real estate investments are relatively illiquid may reduce economic returns to investors.   

We  may  desire  to  sell  a  property  in  the  future  because  of  changes  in  market  conditions  or  poor  tenant 
performance or to avail ourselves of other opportunities.  We may also be required to sell a property in the future to 
meet secured debt obligations or to avoid a secured debt loan default.  Real estate properties cannot always be sold 
quickly, and we cannot assure you that we could always obtain a favorable price, especially in light of the current 
global economic and financial market crisis.  We may be required to invest in the restoration or modification of a 
property before we can sell it.  This lack of liquidity may limit our ability to vary our portfolio promptly in response 
to changes in economic or other conditions and, as a result, could adversely affect our financial condition, results of 
operations, cash flows and our ability to pay distributions on our common stock.  

Our  ability  to  renew  leases  or  re-lease  space  on  favorable  terms  as  leases  expire  significantly  affects  our 
business.   

We are subject to the risks that, upon expiration of leases for space located in our properties, the premises 
may not be re-let or the terms of re-letting (including the cost of concessions to tenants) may be less favorable than 
current lease terms.  If a tenant does not renew its lease or if a tenant defaults on its lease obligations, there is no 
assurance  we  could  obtain  a  substitute  tenant  on  acceptable  terms.  If  we  cannot  obtain  another  tenant  with 
comparable structural needs, we may be required to modify the property for a different use,  which may involve a 
significant capital expenditure and a delay in re-leasing the property.  Further, if we are unable to re-let promptly all 
or a substantial portion of our retail space or if the rental  rates upon  such re-letting  were significantly lower than 
expected  rates,  our  net  income  and  ability  to  make  expected  distributions  to  stockholders  would  be  adversely 
affected.  There  can  be  no  assurance  that  we  will  be  able  to  retain  tenants  in  any  of  our  properties  upon  the 
expiration of their leases. 

9

 
 
 
A property that incurs a vacancy could be difficult to sell or re-lease.  

A property may incur a vacancy either by the continued default of a tenant under its lease or the expiration 
of one of our leases.  Certain of our properties may be specifically suited to the particular needs of a tenant.  We may 
have difficulty obtaining a new tenant for any vacant space we have in our properties.  If the vacancy continues for a 
long  period  of  time,  we  may  suffer  reduced  revenues  resulting  in  less  cash  available  to  be  distributed  to 
stockholders.    In  addition,  the  resale  value  of  a  property  could  be  diminished  because  the  market  value  of  a 
particular property will depend principally upon the value of the leases of such property.  

Potential liability for environmental contamination could result in substantial costs.   

Under  federal,  state  and  local  environmental  laws,  we  may  be  required  to  investigate  and  clean  up  any 
release  of  hazardous  or  toxic  substances  or  petroleum  products  at  our  properties,  regardless  of  our  knowledge  or 
actual responsibility, simply because of our current or past ownership or operation of the real estate.  If unidentified 
environmental problems arise,  we  may  have to  make substantial payments,  which could adversely affect our cash 
flow and our ability to make distributions to our stockholders.  This potential liability results from the following: 

•  As  owner  we  may  have  to  pay  for  property  damage  and  for  investigation  and  clean-up  costs 

incurred in connection with the contamination. 

•  The  law  may  impose  clean-up  responsibility  and  liability  regardless  of  whether  the  owner  or 

operator knew of or caused the contamination. 

•  Even if more than one person is responsible for the contamination, each person who shares legal 

liability under environmental laws may be held responsible for all of the clean-up costs. 

•  Governmental entities and third parties may sue the owner or operator of a contaminated site for 

damages and costs. 

These  costs  could  be  substantial  and  in  extreme  cases  could  exceed  the  value  of  the  contaminated 
property.  The  presence  of  hazardous  substances  or  petroleum  products  or  the  failure  to  properly  remediate 
contamination  may  adversely  affect  our  ability  to  borrow  against,  sell  or  lease  an  affected  property.  In  addition, 
some  environmental  laws  create  liens  on  contaminated  sites  in  favor  of  the  government  for  damages  and  costs  it 
incurs in connection with a contamination. 

A majority of our leases require our tenants to comply with environmental laws and to indemnify us against 
environmental liability arising from the operation of the properties.  However, we could be subject to strict liability 
under  environmental  laws  because  we  own  the  properties.  There  is  also  a  risk  that  tenants  may  not  satisfy  their 
environmental compliance and indemnification obligations under the leases.  Any of these events could substantially 
increase  our  cost  of  operations,  require  us  to  fund  environmental  indemnities  in  favor  of  our  secured  lenders  and 
reduce  our  ability  to  service  our  secured  debt  and  pay  dividends  to  stockholders  and  any  debt  security  interest 
payments.  Environmental  problems  at  any  properties  could  also  put  us  in  default  under  loans  secured  by  those 
properties, as well as loans secured by unaffected properties. 

Uninsured losses relating to real property may adversely affect our returns.   

Our  leases  require  tenants  to  carry  comprehensive  liability  and  extended  coverage  insurance  on  our 
properties.  However,  there  are  certain  losses,  including  losses  from  environmental  liabilities,  terrorist  acts  or 
catastrophic  acts  of  nature,  that  are  not  generally  insured  against  or  that  are  not  generally  fully  insured  against 
because it is not deemed economically feasible or prudent to do so.  If there is an uninsured loss or a loss in excess 
of  insurance  limits,  we  could  lose  both  the  revenues  generated  by  the  affected  property  and  the  capital  we  have 
invested in the property.  In the event of a substantial unreimbursed loss, we would remain obligated to repay any 
mortgage indebtedness or other obligations related to the property. 

10 

 
 
Risks Related to Our Debt Financings 

Leveraging  our  portfolio  subjects  us  to  increased  risk  of  loss,  including  loss  of  properties  in  the  event  of  a 
foreclosure.   

At  December  31,  2010,  our  ratio  of  indebtedness  to  market  capitalization  (assuming  conversion  of  OP 
units) was approximately 38%.  The use of leverage presents an additional element of risk in the event that (1) the 
cash  flow  from  lease  payments  on  our  properties  is  insufficient  to  meet  debt  obligations,  (2)  we  are  unable  to 
refinance our debt obligations as necessary or on as favorable terms or (3) there is an increase in interest rates.  If a 
property  is  mortgaged  to  secure  payment  of  indebtedness  and  we  are  unable  to  meet  mortgage  payments,  the 
property could be foreclosed upon with a consequent loss of income and asset value to us.  Under the “cross-default” 
provisions contained in mortgages encumbering some of our properties, our default under a mortgage with a lender 
would  result  in  our  default  under  mortgages  held  by  the  same  lender  on  other  properties  resulting  in  multiple 
foreclosures. 

As discussed in more detail below under “Management’s Discussion and Analysis of Financial Condition 
and Results of Operations,” we have seven mortgaged properties leased to Borders that serve as collateral for seven 
non-recourse loans, including four mortgages that are cross-defaulted and cross-collateralized.  The balances on the 
non-recourse loans amount to approximately $18.5 million as of December 31, 2010, including $9.6 million under 
the cross-collateralized loans. As of the date of this filing, and based on the Chapter 11 bankruptcy filing of Borders, 
we are now in default on three mortgage loans amounting to approximately $8.9 million secured by a total of three 
properties with 366,000 square feet of GLA representing $1.3 million of annualized base rents as of December 31, 
2010.   While  the  Chapter  11  bankruptcy  filing  of  Borders  is  not  a  direct  event  of  default  under  the  cross-
collateralized mortgage loans, we anticipate that the remaining loans will go into default as a result of the scheduled 
store closures.  These four mortgage loans amounting to approximately $9.6 million are secured by four properties 
with 103,000 square feet of GLA representing $2.1 million of annualized base rents as of December 31, 2010.  We 
are in the process of commencing negotiations with lenders for all seven loans regarding an appropriate course of 
action.  We can provide no assurance that our negotiations with the lenders will result in favorable outcomes to us. 
 Failure  to  restructure  our  mortgage  obligations  could  result  in  default  and  foreclosure  actions  and  loss  of  the 
mortgaged  properties.    In  addition,  as  a  result  of  cross-collateralization  or  cross-default  provisions  contained  in 
certain of our mortgage loans, a default under one mortgage loan could result in a default on other indebtedness and 
cause  us  to  lose  other  better  performing  properties,  which  could  materially  and  adversely  affect  our  financial 
condition and results of operations. 

We  intend  to  maintain  a  ratio  of  total  indebtedness  (including  construction  or  acquisition  financing)  to 
market capitalization of 65% or less.  Nevertheless, we may operate with debt levels which are in excess of 65% of 
market capitalization for extended periods of time.  Our organization documents contain no limitation on the amount 
or  percentage  of  indebtedness  which  we  may  incur.  Therefore,  our  board  of  directors,  without  a  vote  of  the 
stockholders,  could  alter  the  general  policy  on  borrowings  at  any  time.  If  our  debt  capitalization  policy  were 
changed, we could become more highly leveraged, resulting in an increase in debt service that could adversely affect 
our  operating  cash  flow  and  our  ability  to  make  expected  distributions  to  stockholders,  and  could  result  in  an 
increased risk of default on our obligations. 

Covenants in our credit agreements could limit our flexibility and adversely affect our financial condition.  

The terms of our credit facilities and other indebtedness require us to comply with a number of customary 
financial and other covenants.  These covenants  may limit our flexibility in our operations, and breaches of these 
covenants  could  result  in  defaults  under  the  instruments  governing  the  applicable  indebtedness  even  if  we  have 
satisfied our payment obligations.  Our credit facility contains certain cross-default provisions which are triggered in 
the  event  that  our  other  indebtedness  is  in  default.    These  cross-default  provisions  may  require  us  to  repay  or 
restructure  the  credit  facility  in  addition  to  any  mortgage  or  other  debt  that  is  in  default.    If  our  properties  were 
foreclosed upon, or if we are unable to refinance our indebtedness at maturity or meet our payment obligations, the 
amount of our distributable cash flows and our financial condition would be adversely affected.  We have provided 
substitute  borrowing  base  properties  to  replace  Borders  stores  under  the  Credit  Facility,  and  the  banks  have 
acknowledged that the financial condition of Borders and any default under any of the non-recourse loans secured 
by a property leased to Borders shall not be deemed a default under the Credit Facility. 

11 

 
 
 
Credit market developments may reduce availability under our credit agreements.   

Due  to  the  current  volatile  state  of  the  credit  markets,  there  is  risk  that  lenders,  even  those  with  strong 
balance sheets and  sound lending practices, could  fail or refuse to  honor their legal commitments and obligations 
under existing credit commitments, including but not limited to: extending credit up to the maximum permitted by a 
credit facility, allowing access to additional credit features and/or honoring loan commitments.  If our lender(s) fail 
to  honor  their  legal  commitments  under  our  credit  facilities,  it  could  be  difficult  in  the  current  environment  to 
replace our credit facilities on similar terms.  The failure of any of the lenders under our credit facility may impact 
our ability to finance our operating or investing activities. 

Risks Related to Our Corporate Structure 

Our  charter  and  Maryland  law  contain  provisions  that  may  delay,  defer  or  prevent  a  change  of  control 
transaction. 

Our charter contains a 9.8% ownership limit.  Our charter, subject to certain exceptions, authorizes our 
directors to take such actions as are necessary and desirable to preserve our qualification as a REIT and to limit any 
person to actual or constructive ownership of no more than 9.8% of the value of our outstanding shares of common 
stock and preferred stock, except that the any member of the Agree-Rosenberg Group (as defined in our charter) (the 
“Agree-Rosenberg Group”) may own up to 24%.  Our board of directors, in its sole discretion, may exempt, subject 
to the satisfaction of certain conditions, any person from the ownership limit. However, our board of directors may 
not  grant  an  exemption  from  the  ownership  limit  to  any  person  whose  ownership,  direct  or  indirect,  in  excess  of 
9.8% of the value of our outstanding shares of common stock and preferred stock could jeopardize our status as a 
REIT.  These restrictions on transferability and ownership will not apply if our board of directors determines that it 
is no longer in our best interests to attempt to qualify, or to continue to qualify, as a REIT.  The ownership limit may 
delay or impede, and we may use the ownership limit deliberately to delay or impede, a transaction or a change of 
control  that  might  involve  a  premium  price  for  our  common  stock  or  otherwise  be  in  the  best  interest  of  our 
stockholders.  

We  have  a  staggered  board.    Our  directors  are  divided  into  three  classes  serving  three-year  staggered 
terms.  The staggering of our board of directors may discourage offers for our company or make an acquisition more 
difficult, even when an acquisition is in the best interest of our stockholders. 

We  have  a  shareholder  rights  plan.  Under  the  terms  of  this  plan,  we  can  in  effect  prevent  a  person  or 
group from acquiring more than 15% of the outstanding shares of our common stock because, unless we approve of 
the acquisition, after the person acquires  more than 15% of our outstanding common stock, all other stockholders 
will have the right to purchase securities from us at a price that is less than their then fair market value.  This would 
substantially reduce the value and influence of the stock owned by the acquiring person.  Our board of directors can 
prevent  the  plan  from  operating  by  approving  the  transaction  in  advance,  which  gives  us  significant  power  to 
approve or disapprove of the efforts of a person or group to acquire a large interest in our company.  

We  could  issue  stock  without  stockholder  approval.    Our  board  of  directors  could,  without  stockholder 
approval, issue authorized but unissued shares of our common stock or preferred stock.  In addition, our board of 
directors  could,  without  stockholder  approval,  classify  or  reclassify  any  unissued  shares  of  our  common  stock  or 
preferred stock and set the preferences, rights and other terms of such classified or reclassified shares.  Our board of 
directors could establish a series of stock that could, depending on the terms of such series, delay, defer or prevent a 
transaction or change of control that might involve a premium price for our common stock or otherwise be in the 
best interest of our stockholders.  

Provisions  of  Maryland  law  may  limit  the  ability  of  a  third  party  to  acquire  control  of  our  company.  
Certain provisions of Maryland law may have the effect of inhibiting a third party from making a proposal to acquire 
us or of impeding a change of control under certain circumstances that otherwise could provide the holders of shares 
of our common stock with the opportunity to realize a premium over the then prevailing market price of such shares, 
including:  

12 

 
 
 
 
 
 
• 

• 

“business  combination”  provisions  that,  subject  to  limitations,  prohibit  certain  business  combinations 
between us and an “interested stockholder” (defined generally as any person who beneficially owns 10% or 
more of the voting power of our shares or an affiliate thereof) for five years after the most recent date on 
which the stockholder becomes an interested stockholder and thereafter would require the recommendation 
of our board of directors and impose special appraisal rights and special stockholder voting requirements on 
these combinations; and 

“control  share”  provisions  that  provide  that  “control  shares”  of  our  company  (defined  as  shares  which, 
when aggregated with other shares controlled by the stockholder, entitle the stockholder to exercise one of 
three  increasing  ranges  of  voting  power  in  electing  directors)  acquired  in  a  “control  share  acquisition” 
(defined  as  the  direct  or  indirect  acquisition  of  ownership  or  control  of  “control  shares”)  have  no  voting 
rights except to the extent approved by our stockholders by the affirmative vote of at least two-thirds of all 
the votes entitled to be cast on the matter, excluding all interested shares. 

The  business  combination  statute  permits  various  exemptions  from  its  provisions,  including  business 
combinations that are approved or exempted by the board of directors before the time that the interested stockholder 
becomes an interested stockholder.  Our board of directors has exempted from the business combination provisions 
of the MGCL any business combination with Mr. Richard Agree or any other person acting in concert or as a group 
with Mr. Richard Agree. 

In  addition,  our  bylaws  contain  a  provision  exempting  from  the  control  share  acquisition  statute  any 
members of the Agree-Rosenberg Group, our other officers, our employees, any of the associates or affiliates of the 
foregoing and any other person acting in concert of as a group with any of the foregoing.  

Additionally, Title 3, Subtitle 8 of the Maryland General Corporation Law, or MGCL, permits our board of 
directors, without stockholder approval and regardless of what is currently provided in our charter or our bylaws, to 
implement  takeover  defenses.    These  provisions  may  have  the  effect  of  inhibiting  a  third  party  from  making  an 
acquisition proposal for our company or of delaying, deferring or preventing a change in control of our company 
under circumstances that otherwise could provide the holders of our common stock with the opportunity to realize a 
premium over the then-current market price.  

Our charter, our bylaws, the limited partnership agreement of our operating partnership and Maryland law 
also contain other provisions that may delay, defer or prevent a transaction or a change of control that might involve 
a premium price for our common stock or otherwise be in the best interest of our stockholders.  

Our board of directors can take many actions without stockholder approval.  

Our board of directors has overall authority to oversee our operations and determine our major corporate 

policies. This authority includes significant flexibility.  For example, our board of directors can do the following:  

• 

change  our  investment  and  financing  policies  and  our  policies  with  respect  to  certain  other  activities, 
including our growth, debt capitalization, distributions, REIT status and investment and operating policies; 

•  within the limits provided in our charter, prevent the ownership, transfer and/or accumulation of shares in 
order to protect our status as a REIT or for any other reason deemed to be in the best interests of us and our 
stockholders; 

• 

• 

• 

issue  additional  shares  without  obtaining  stockholder  approval,  which  could  dilute  the  ownership  of  our 
then-current stockholders; 

classify or reclassify any unissued shares of our common stock or preferred stock and set the preferences, 
rights and other terms of such classified or reclassified shares, without obtaining stockholder approval; 

employ and compensate affiliates; 

13 

 
• 

• 

• 

direct our resources toward investments that do not ultimately appreciate over time; 

change creditworthiness standards with respect to third-party tenants; and 

determine that it is no longer in our best interests to attempt to qualify, or to continue to qualify, as a REIT.  

Any  of  these  actions  could  increase  our  operating  expenses,  impact  our  ability  to  make  distributions  or 

reduce the value of our assets without giving our stockholders the right to vote.  

Future offerings of debt and equity may not be available to us or may adversely affect the market price of our 
common stock. 

We expect to continue to increase our capital resources by making additional offerings of equity and debt 
securities in the future, which would include classes of preferred stock, common stock and senior or subordinated 
notes.  Our ability to raise additional capital may be adversely impacted by market conditions, and we do not know 
when market conditions will stabilize or improve.  All debt securities and other borrowings, as well as all classes of 
preferred stock, will be senior to our common stock in a liquidation of our company.  Additional equity offerings 
could  dilute  our  stockholders’  equity,  reduce  the  market  price  of  shares  of  our  common  stock,  or  be  of  preferred 
stock  having  a  distribution  preference  that  may  limit  our  ability  to  make  distributions  on  our  common  stock.  
Continued  market  dislocations  could  cause  us  to  seek  sources  of  potentially  less  attractive  capital.    Our  ability  to 
estimate  the  amount,  timing  or  nature  of  additional  offerings  is  limited  as  these  factors  will  depend  upon  market 
conditions and other factors. 

The market price of our stock may vary substantially. 

The  market  price  of  our  common  stock  could  be  volatile,  and  investors  in  our  common  stock  may 
experience  a  decrease  in  the  value  of  their  shares,  including  decreases  unrelated  to  our  operating  performance  or 
prospects.  Among the market conditions that may affect the market price of our common stock are the following: 

• 

• 

• 

• 

• 

• 

• 

our  financial  condition  and  operating  performance  and  the  performance  of  other  similar 
companies; 

actual or anticipated variations in our quarterly results of operations; 

the  extent  of  investor  interest  in  our  company,  real  estate  generally  or  commercial  real  estate 
specifically; 

the reputation of REITs generally and the attractiveness of their equity securities in comparison to 
other  equity  securities,  including  securities  issued  by  other  real  estate  companies,  and  fixed 
income securities; 

changes  in  expectations  of  future  financial  performance  or  changes  in  estimates  of  securities 
analysts; 

fluctuations in stock market prices and volumes; and 

announcements by us or our competitors of acquisitions, investments or strategic alliances. 

Certain officers and directors may have interests that conflict with the interests of stockholders.  

Certain of our officers and members of our board of directors own OP units in our Operating Partnership.  
These  individuals  may  have  personal  interests  that  conflict  with  the  interests  of  our  stockholders  with  respect  to 
business decisions affecting us and our Operating Partnership, such as interests in the timing and pricing of property 

14 

 
sales  or  refinancings  in  order  to  obtain  favorable  tax  treatment.    As  a  result,  the  effect  of  certain  transactions  on 
these unit holders may influence our decisions affecting these properties.  

Federal Income Tax Risks 

Complying with REIT requirements may cause us to forgo otherwise attractive opportunities.  

To qualify as a REIT for federal income tax purposes and to maintain our exemption from the 1940 Act, we 
must  continually  satisfy  numerous  income,  asset  and  other  tests,  thus  having  to  forgo  investments  we  might 
otherwise make and hindering our investment performance.  

Failure to qualify as a REIT could adversely affect our operations and our ability to make distributions.  

We  will  be  subject  to  increased  taxation  if  we  fail  to  qualify  as  a  REIT  for  federal  income  tax 
purposes.  Although we believe that we are organized and operate in such a manner so as to qualify as a REIT under 
the  Internal  Revenue  Code,  no  assurance  can  be  given  that  we  will  remain  so  qualified.  Qualification  as  a  REIT 
involves the application of highly technical and complex Code provisions for which there are only limited judicial or 
administrative  interpretations.  The  complexity  of  these  provisions  and  applicable  Treasury  Regulations  is  also 
increased  in  the  context  of  a  REIT  that  holds  its  assets  in  partnership  form.  The  determination  of  various  factual 
matters  and  circumstances  not  entirely  within  our  control  may  affect  our  ability  to  qualify  as  a  REIT.  A  REIT 
generally  is  not  taxed  at  the  corporate  level  on  income  it  distributes  to  its  stockholders,  as  long  as  it  distributes 
annually at least 100% of its taxable income to its stockholders.  We have not requested and do not plan to request a 
ruling from the Internal Revenue Service that we qualify as a REIT. 

If  we  fail  to  qualify  as  a  REIT,  we  will  face  tax  consequences  that  will  substantially  reduce  the  funds 

available for payment of cash dividends: 

•  We would not be allowed a deduction for dividends paid to stockholders in computing our taxable 

income and would be subject to federal income tax at regular corporate rates. 

•  We could be subject to the federal alternative minimum tax and possibly increased state and local 

taxes. 

•  Unless  we  are  entitled  to  relief  under  statutory  provisions,  we  could  not  elect  to  be  treated  as  a 

REIT for four taxable years following the year in which we were disqualified. 

In addition, if we fail to qualify as a REIT, we will no longer be required to pay dividends (other than any 
mandatory dividends on any preferred shares we may offer).  As a result of these factors, our failure to qualify as a 
REIT could adversely effect the market price for our common stock. 

Changes in tax laws may prevent us from maintaining our qualification as a REIT.   

As we have previously described, we intend to maintain our qualification as a REIT for federal income tax 
purposes. However, this intended qualification is based on the tax laws that are currently in effect. We are unable to 
predict any future changes in the tax laws that would adversely affect our status as a REIT. If there is a change in the 
tax laws that prevent us from qualifying as a REIT or that requires REITs generally to pay corporate level income 
taxes, we may not be able to make the same level of distributions to our stockholders. 

An investment in our stock has various tax risks that could affect the value of your investment, including the 
treatment of distributions in excess of earnings and the inability to apply “passive losses” against distributions.  

An  investment  in  our  stock  has  various  tax  risks.  Distributions  in  excess  of  current  and  accumulated 
earnings and profits, to the extent that they exceed the adjusted basis of an investor’s stock, will be treated as long-
term capital gain (or short-term capital gain if the shares have been held for less than one year). Any gain or loss 
realized upon a taxable disposition of shares by a stockholder who is not a dealer in securities will be treated as a 

15 

 
  
long-term capital gain or loss if the shares have been held for more than one year, and otherwise will be treated as 
short-term capital gain or loss. Distributions that we properly designate as capital gain distributions will be treated as 
taxable to stockholders as gains (to the extent that they do not exceed our actual net capital gain for the taxable year) 
from the sale or disposition of a capital asset held for greater than one year. Distributions we make and gain arising 
from the sale or exchange by a stockholder of shares of our stock  will not be treated as passive income,  meaning 
stockholders generally will not be able to apply any “passive losses” against such income or gain.  

Excessive non-real estate asset values may jeopardize our REIT status.   

In order to qualify as a REIT, at least 75% of the value of our assets  must consist of investments in real 
estate,  investments  in  other  REITs,  cash  and  cash  equivalents,  and  government  securities.  Therefore,  the  value  of 
any properties we own that are not considered real estate assets for federal income tax purposes must represent in the 
aggregate less than 25% of our total assets. In addition, under federal income tax law, we may not own securities in 
any one issuer (other than a REIT, a qualified REIT subsidiary or a TRS) which represent in excess of 10% of the 
voting securities or 10% of the value of all securities of any one issuer, or which have, in the aggregate, a value in 
excess of 5% of our total assets, and we may not own securities of one or more TRSs which have, in the aggregate, a 
value in excess of 25% of our total assets.  We may invest in securities of another REIT, and our investment may 
represent in excess of 10% of the voting securities or 10% of the value of the securities of the other REIT. If the 
other REIT were to lose its REIT status during a taxable year in which our investment represented in excess of 10% 
of the voting securities or 10% of the value of the securities of the other REIT as of the close of a calendar quarter, 
we may lose our REIT status. 

Compliance  with  the  asset  tests  is  determined  at  the  end  of  each  calendar  quarter.  Subject  to  certain 
mitigation provisions, if we fail to meet any such test at the end of any calendar quarter, we will cease to qualify as a 
REIT. 

We may have to borrow funds or sell assets to meet our distribution requirements.   

Subject to some adjustments that are unique to REITs, a REIT generally must distribute 90% of its taxable 
income.  For the purpose of determining taxable income, we may be required to accrue interest, rent and other items 
treated as earned for tax purposes but that we have not yet received. In addition, we may be required not to accrue as 
expenses for tax purposes some items which actually have been paid, including, for example, payments of principal 
on our debt, or some of our deductions might be disallowed by the Internal Revenue Service. As a result, we could 
have  taxable  income  in  excess  of  cash  available  for  distribution.  If  this  occurs,  we  may  have  to  borrow  funds  or 
liquidate some of our assets in order to meet the distribution requirement applicable to a REIT. 

Future distributions may include a significant portion as a return of capital.  

Our distributions may exceed the amount of our income as a REIT. If so, the excess distributions will be 
treated as a return of capital to the extent of the stockholder’s basis in our stock, and the stockholder’s basis in our 
stock  will  be  reduced  by  such  amount.  To  the  extent  distributions  exceed  a  stockholder’s  basis  in  our  stock,  the 
stockholder will recognize capital gain, assuming the stock is held as a capital asset.  

Our  ownership  of  and  relationship  with  any  TRS  which  we  recently  formed  or  acquire  in  the  future  will  be 
limited,  and  a  failure  to  comply  with  the  limits  would  jeopardize  our  REIT  status  and  may  result  in  the 
application of a 100% excise tax.  

A REIT may own up to 100% of the stock of one or more TRSs. A TRS may earn income that would not 
be qualifying income if earned directly by the parent REIT.  Overall, no more than 25% of the value of a REIT’s 
assets  may  consist  of  stock  or  securities  of  one  or  more  TRSs.    A  TRS  will  typically  pay  federal,  state  and  local 
income tax at regular corporate rates on any income that it earns.  In addition, the TRS rules impose a 100% excise 
tax on certain transactions between a TRS and its parent REIT that are not conducted on an arm’s-length basis.  The 
TRS that we recently formed will pay federal, state and local income tax on its taxable income, and its after-tax net 
income  will  be  available  for  distribution  to  us  but  will  not  be  required  to  be  distributed  to  us.    There  can  be  no 
assurance  that  we  will  be  able  to  comply  with  the  25%  limitation  discussed  above  or  to  avoid  application  of  the 

16 

 
100% excise tax discussed above.    

Liquidation of our assets may jeopardize our REIT qualification. 

To qualify as a REIT, we must comply with requirements regarding our assets and our sources of income. 
If we are compelled to liquidate our investments to repay obligations to our lenders, we may be unable to comply 
with these requirements, ultimately jeopardizing our qualification as a REIT, or we may be subject to a 100% tax on 
any gain if we sell assets in transactions that are considered to be “prohibited transactions,” which are explained in 
the risk factor below. 

We may be subject to other tax liabilities even if we qualify as a REIT.  

Even if we qualify as a REIT for federal income tax purposes, we will be required to pay certain federal, 
state and local taxes on our income and property.  For example, we will be subject to income tax to the extent we 
distribute less than 100% of our REIT taxable income (including capital gains).  Additionally, we will be subject to a 
4% nondeductible excise tax on the amount, if any, by which dividends paid by us in any calendar year are less than 
the sum of 85% of our ordinary income, 95% of our capital gain net income and 100% of our undistributed income 
from prior years.  Moreover, if we have net income from “prohibited transactions,” that income will be subject to a 
100% tax.  In general, prohibited transactions are sales or other dispositions of property held primarily for sale to 
customers  in  the  ordinary  course  of  business.    The  determination  as  to  whether  a  particular  sale  is  a  prohibited 
transaction depends on the facts and circumstances related to that sale.  While we will undertake sales of assets if 
those assets become inconsistent with our long-term strategic or return objectives, we do not believe that those sales 
should  be  considered  prohibited  transactions,  but  there  can  be  no  assurance  that  the  IRS  would  not  contend 
otherwise.  The need to avoid prohibited transactions could cause us to forego or defer sales of properties that might 
otherwise be in our best interest to sell.  

In addition, any net taxable income earned directly by our TRS, or through entities that are disregarded for 
federal income tax purposes as entities separate from our TRS, will be subject to federal and possibly state corporate 
income tax.  To the extent that we and our affiliates are required to pay federal, state and local taxes, we will have 
less cash available for distributions to our stockholders.  

Dividends  payable  by  REITs  do  not  qualify  for  the  reduced  tax  rates  on  dividend  income  from  regular 
corporations.  

The  maximum  tax  rate  for  dividends  payable  to  domestic  stockholders  that  are  individuals,  trusts  and 
estates were reduced in recent years to 15% (through 2012). Dividends payable by REITs, however, are generally 
not  eligible  for  the  reduced  rates.  Although  this  legislation  does  not  adversely  affect  the  taxation  of  REITs  or 
dividends paid by REITs, the more favorable rates applicable to regular corporate dividends could cause investors 
who  are  individuals,  trusts  and  estates  to  perceive  investments  in  REITs  to  be  relatively  less  attractive  than 
investments in the stocks of non-REIT corporations that pay dividends, which could adversely affect the value of the 
stock of REITs, including our stock. 

Our ownership limit contained in our charter may be ineffective to preserve our REIT status.  

In order for us to qualify as a REIT for each taxable year, no more than 50% in value of our outstanding 
capital stock may be owned, directly or indirectly, by five or fewer individuals during the last half of any calendar 
year  (the  “5/50  Rule”).    Individuals  for  this  purpose  include  natural  persons,  private  foundations,  some  employee 
benefit  plans  and  trusts,  and  some  charitable  trusts.    In  order  to  preserve  our  REIT  qualification,  our  charter 
generally  prohibits  (i)  any  member  of  the  Agree-Rosenberg  Group  from  directly  or  indirectly  owning  more  than 
24% of the value of our outstanding stock and (ii) any other person from directly or indirectly owning  more than 
9.8% of the value of our outstanding common stock and preferred stock, subject to certain exceptions.  Because of 
the way our ownership limit is written, including because of the limit on persons other than a member of the Agree-
Rosenberg Group is not less than 9.8%, our charter limitation may be ineffective to ensure that we do not violate the 

17 

 
 
5/50 Rule.  

Complying  with  REIT  requirements  may  limit  our  ability  to  hedge  effectively  and  may  cause  us  to  incur  tax 
liabilities.  

The REIT provisions of the Internal  Revenue Code substantially limit our ability to hedge our liabilities. 
Any  income  from  a  hedging  transaction  we  enter  into  to  manage  risk  of  interest  rate  changes,  price  changes  or 
currency fluctuations with respect to borrowings made or to be made to acquire or carry real estate assets does not 
constitute qualifying income for purposes of income tests that apply to us as a REIT.  To the extent that we enter 
into other types of hedging transactions, the income from those transactions is likely to be treated as non-qualifying 
income for purposes of the income tests.  As a result of these rules, we may need to limit our use of advantageous 
hedging techniques or implement those hedges through a TRS. This could increase the cost of our hedging activities 
because our TRS would be subject to tax on gains or expose us to greater risks associated with changes in interest 
rates  than  we  would  otherwise  want  to  bear.  In  addition,  losses  in  our  TRSs  will  generally  not  provide  any  tax 
benefit, except for being carried forward against future taxable income in the TRSs.  

ITEM 1B. 

UNRESOLVED STAFF COMMENTS 

None 

ITEM 2. 

PROPERTIES 

Our properties consist of 69 freestanding net leased properties and 12 community shopping centers that, as 
of December 31, 2010, were 99.2% leased, with a weighted average lease term of 11.6 years.  Two freestanding net 
leased properties were classified as held for sale as of December 31, 2010.  Approximately 89% of our annualized 
base rent was attributable to national retailers.  Among these retailers are Walgreen, Borders and Kmart which, at 
December  31,  2010,  collectively  represented  approximately  62%  of  our  annualized  base  rent.    A  majority  of  our 
properties  were  built  for  or  are  leased  to  national  tenants  who  require  a  high  quality  location  with  strong  retail 
characteristics.  We developed 49 of our 69 freestanding properties and all 12 of our community shopping centers.  
Properties we have developed (including our community shopping centers) account for approximately 76% of our 
annualized base rent as of December 31, 2010.  Our 69 freestanding properties are comprised of 68 retail locations 
and Borders’ corporate headquarters.  See Notes 6 and 7 to the Consolidated Financial Statements included herein 
for information regarding mortgage debt and other debt related to our properties.    

A  substantial  portion  of  our  income  consists  of  rent  received  under  net  leases.    A  majority  of  our  leases 
provide for the payment of fixed base rentals monthly in advance and for the payment by tenants of a pro rata share 
of the real estate taxes, insurance, utilities and common area maintenance of the shopping center as well as payment 
to us of a percentage of the tenant’s sales.  We received percentage rents of $34,518, $15,366 and $15,396 for the 
fiscal  years  2010,  2009  and  2008,  respectively.    Leases  with  Borders  do  not  contain  percentage  rent  provisions.  
Leases with Walgreen and Kmart do contain percentage rent provisions; however, no percentage rent was received 
from  these  tenants  during  these  periods.    Some  of  our  leases  require  us  to  make  roof  and  structural  repairs,  as 
needed. 

Development and Acquisition Summary 

During 2010, we completed the following developments and redevelopments: 

Tenant(s) 
Walgreen (drug store) 
Walgreen (drug store) 
Walgreen (drug store) 
Dick’s Sporting Goods (retail store)  Boynton Beach, Florida 

Location 
Ann Arbor, Michigan 
Atlantic Beach, Florida 
St. Augustine Shores, Florida 

Cost 
$3.1 million 
$3.6 million 
$3.7 million 
$3.7 million 

18 

 
 
 
 
During 2010, we completed the following acquisitions: 

Tenant(s) 
CVS Caremark (drug store) 
CVS Caremark (drug store) 
CVS Caremark (drug store) 
PNC Bank (retail bank) 
Lowes (retail store) 
CVS Caremark (drug store) 
Kohl’s (department store) 
JP Morgan Chase (retail bank) 
Walgreen (drug store) 

Location 
Atchison, Kansas 
Johnstown, Ohio 
Lake in the Hills, Illinois 
Antioch, Illinois 
Concord, North Carolina 
Mansfield, Connecticut 
Tallahassee, Florida 
Spring Grove, Illinois 
Shelby Township, Michigan 

Cost 
$4.2 million 
$3.5 million 
$5.8 million 
$2.8 million 
$9.9 million 
$3.3 million 
$2.2 million 
$2.9 million 
$2.2 million 

During 2010, we completed the following dispositions: 

Tenant(s) 
Borders (book store) 
Walgreen (drug store) 
Borders (book store) 

Major Tenants 

Location 
Santa Barbara, California 
Marion Oaks, Florida 
Aventura, Florida 

Sales price 
$9.8 million 
$4.1 million 
$ .5 million 

The following table sets forth certain information with respect to our major tenants: 

Number 
of Leases 

Annualized Base 
Rent as of 
December 31, 2010 

Percent of Total 
Annualized Base Rent as 
of December 31, 2010 

30 
Walgreen................................................................
14 
Borders ................................................................
Kmart ................................................................12 
56 

Total ................................................................

$   11,299,499 
  7,357,947 
  3,847,911 

$  22,505,357 

  31% 
20 
11 

   62% 

Walgreen  is  a  leader  of  the  U.S.  chain  drugstore  industry  and  trades  on  the  New  York  Stock  Exchange 
under the symbol “WAG”.  Walgreen operated 8,133 locations in 50 states, the District of Columbia, Puerto Rico 
and  Guam  and  had  total  assets  of  approximately  $26.3  billion  as  of  August  31,  2010.    As  of  February  11,  2011, 
Walgreen’s long-term debt had a Standard and Poor’s rating of A and a Moody’s rating of A2. For its fiscal year 
ended August 31, 2010, Walgreen reported that its annual net sales were $67.4 billion, its annual net income was 
$2.1 billion and it had stockholders’ equity of $14.4 billion. 

Borders trades on the New York Stock Exchange under the symbol “BGP”.  Borders is a specialty retailer 
of books as well as other educational and entertainment items.  Borders employs approximately 19,500 employees 
throughout  the  United  States,  primarily  in  its  Borders  and  Waldenbooks  stores.    At  November  30,  2010,  Borders 
operated 518 superstores under the Borders name.  Borders has reported that its annual revenues for its 2009 fiscal 
year  ended  January  30,  2010  were  approximately  $2.8  billion,  its  annual  net  (loss)  for  2009  was  approximately 
($109  million)  and  its  total  stockholders’  equity  at  fiscal  year  end  2009  was  approximately  $158  million.    On 
February 16, 2011, Borders filed a petition for reorganization relief under Chapter 11 of the Bankruptcy Code.  The 
Chapter  11  petition  for  relief  was  filed  in  the  U.S.  Bankruptcy  Court,  Southern  District  of  New  York.    Borders 

19 

 
 
 
 
 
 
 
 
 
 
 
announced that it has received commitments for $505 million in Debtor-In-Possession financing led by GE Capital, 
Restructuring  Finance.    Borders  also  announced  it  plans  to  undertake  a  strategic  Store  Reduction  Program  to 
facilitate reorganization and has identified certain underperforming stores, equivalent to approximately 30% of the 
company’s  national  store  network,  that  are  expected  to  close  in  the  next  several  weeks.    As  part  of  this 
reorganization process, Borders disclosed an intention to close stores at five locations where it leases space from us, 
representing approximately $2.6 million of our annualized base rent as of December 31, 2010.  

Kmart is a wholly-owned subsidiary of Sears Holdings Corporation (“Sears”), which trades on the Nasdaq 
stock  market under the symbol “SHLD”.   Kmart is a  mass  merchandising company  that offers customers quality 
products  through  a  portfolio  of  brands  and  labels.  As  of  January  30,  2010,  Kmart  operated  approximately  1,327 
stores  across  49  states,  Guam,  Puerto  Rico  and  the  U.S.  Virgin  Islands.    Sears  is  a  broadline  retailer  with 
approximately 2,300 full-line and 1,200 specialty retail stores in the United States.  As of October 30, 2010, Sears 
had total assets of $26.0 billion, total liabilities of $17.6 billion and stockholders equity of $8.4 billion.  All of our 
Kmart  properties  are  in  the  traditional  Kmart  format  and  these  Kmart  properties  average  85,000  square  feet  per 
property.  

The financial information set forth above with respect to Walgreen, Borders and Kmart was derived from 
the annual reports on Form 10-K filed by Borders and Walgreen with the SEC with respect to their 2009 fiscal years 
and the quarterly report on Form 10-Q filed by Sears Holdings Corporation with the SEC with respect to the third 
quarter  of  2010.    Additional  information  regarding  Walgreen,  Borders or  Kmart  may  be  found  in  their  respective 
public  filings.    These  filings  can  be  accessed  at  www.sec.gov.    We  are  unable  to  confirm,  and  make  no 
representations with respect to, the accuracy of these reports and therefore you should not place undue reliance on 
such information as it pertains to our operations. 

Location of Properties in the Portfolio 

The following table presents information about our properties as of December 31, 2010.  

State 

Number 
of 
Properties 

Total GLA 
(Sq. feet) 

Percent of Total GLA 
Leased on December 31, 
2010 

Connecticut ................................................................1 
Florida ................................................................ 8 
Georgia ................................................................ 1 
Illinois ................................................................
4 
Indiana ................................................................ 2 
Kansas ................................................................ 3 
Kentucky................................................................ 1 
Maryland................................................................ 2 
Michigan ................................................................43 
Nebraska ................................................................ 2 
New Jersey ................................................................1 
New York ................................................................2 
1 
North Carolina ................................................................
2 
Ohio ................................................................
Oklahoma (1) ................................................................4 
Pennsylvania ................................................................1 
Wisconsin ................................................................3 
81 

Total/Average ................................................................

10,125 
396,648 
14,820 
40,740 
15,844 
58,225 
116,212 
53,503 
 2,178,811 
61,500 
10,118 
27,626 
170,393 
34,225 
99,634 
37,004 
523,036 

   3,848,464 

20 

100% 
99% 
100% 
100% 
100% 
100% 
100% 
100% 
99% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
98% 

  99% 

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(1) Includes two properties leased to Borders containing 50,352 square feet that were classified as held for sale as of 
December 31, 2010 and subsequently sold in January 2011. 

Lease Expirations 

The  following  table  shows  lease  expirations  for  our  community  shopping  centers  and  wholly-owned 

freestanding properties, assuming that none of the tenants exercise renewal options. 

December 31, 2010 

Gross Leasable Area 

Annualized Base Rent 

Expiration Year 

Number 
of Leases 
Expiring 

Square 
Footage 

Percent 
of Total 

2011 ................................................................12 
2012 ................................................................29 
2013 ................................................................21 
2014 ................................................................15 
2015 ................................................................21 
2016 ................................................................13 
2017 ................................................................5 
2018 ................................................................11 
2019 ................................................................6 
2020 ................................................................6 
47 
Thereafter ................................................................
Total ................................................................186 

111,563 
281,356 
330,063 
213,570 
   827,135 
150,641 
38,944 
200,235 
70,170 
170,718 
1,374,254 

3.0% 
7.5% 
8.8% 
5.7% 
21.9% 
4.0% 
 1.0% 
5.3% 
1.9% 
4.5% 
36.4% 

Amount 

$    781,944 
  1,457,922 
  1,805,397 
  1,162,160 
  4,464,549 
  2,138,456 
371,995 
 3,392,318 
  1,741,879 
  2,068,701 
 17,015,402 

Percent 
of Total 

2.1% 
4.0% 
5.0% 
3.2% 
12.3% 
5.9% 
1.0% 
9.3% 
4.8% 
5.7% 
46.7% 

3,768,649 

100.0% 

$36,400,723 

100.0% 

We have made preliminary contact with the 12 tenants whose leases expire in 2011.  Of those tenants, two 
tenants, at their option, have the right to extend their lease term, two tenants have extended their lease term and eight 
tenants  have  leases  expiring  in  2011.    We  expect  two  tenants  to  terminate  their  leases  in  2011  and  six  tenants  to 
extend their leases or enter into lease extensions 

Annualized Base Rent of our Properties 

The following table sets forth annualized base rent as of December 31, 2010 for each type of retail tenant: 

Type of Tenant 

Annualized 
Base Rent 

National(1) ................................................................................................
Regional(2) ................................................................................................
Local ................................................................................................ 

$  32,556,399 
  2,720,342 
  1,123,982 

Total ................................................................................................$    36,400,723 
__________________ 

Percent of 
Annualized 
Base Rent 

89% 
8 
3 

100% 

(1)  

Includes  the  following  national  tenants:    Walgreen,  Borders,  Kmart,  Wal-Mart,  CVS,  Lowe’s,  Dick’s  Sporting  Goods,  PNC  Bank, 
Kohl’s,  Fashion  Bug,  Rite  Aid,  JC  Penney,  Avco  Financial,  GNC  Group,  Radio  Shack,  Super  Value,  Maurices,  Payless  Shoes, 
Blockbuster Video, Family Dollar, H&R Block, Sally Beauty, Jo Ann Fabrics, Staples, Best Buy, Dollar Tree, TGI Friday’s and Pier 1 
Imports. 

21 

 
 
 
 
 
 
 
 
 
 
(2)  

Includes  the  following  regional  tenants:  Roundy’s  Foods,  Meijer,  Dunham’s  Sports,  Christopher  Banks  and  Beall’s  Department 
Stores. 

Freestanding Properties 

At  December  31,  2010,  our  67  operating  freestanding  properties  were  leased  to  Walgreen  (29),  Borders 
(14),  Rite Aid (7), CVS Caremark (4), Kmart (2), JP Morgan Chase (2), Los Tres Amigos (1), Citizens Bank (1), 
Dick’s Sporting Goods (1), Lake Lansing RA Associates, LLC (1),  Meijer (1), Wal-Mart (Sam’s Club) (1), Kohl’s 
(1), PNC Bank (1) and Lowe’s (1). Our freestanding properties provided $26,260,862, or approximately 72.2%, of 
our  annualized  base  rent  as  of  December  31,  2010,  at  an  average  base  rent  per  square  foot  of  $13.60.    These 
properties contain,  in the aggregate, 1,935,456 square feet  of GLA or approximately 51% of our  total GLA as of 
December 31, 2010.  Our freestanding properties tend to have high traffic counts, are generally located in densely 
populated areas and are leased to a single tenant on a long term basis.  Of our 67 operating freestanding properties, 
47  were  developed  by  us.    Our  freestanding  properties  had  a  weighted  average  lease  term  of  14.2  years  as  of 
December 31, 2010. 

Our freestanding properties range in size from 4,426 to 330,322 square feet of GLA and are located in the 
following  states:  Connecticut  (1),  Florida  (7),  Georgia  (1),  Illinois  (3),  Indiana  (2),  Kansas  (3),  Maryland  (2), 
Michigan  (37),  Nebraska  (2),  New  Jersey  (1),  New  York  (2),  North  Carolina  (1),  Ohio  (2),  Oklahoma  (4)  and 
Pennsylvania (1). 

The following table sets forth more information about our freestanding properties as of December 31, 2010.  

Tenant 

Location 

Year 
Completed/ 
Expanded 

Total 
GLA 

Lease Expiration(2) 
(Option expiration) 

Columbus, OH               (10) 
Borders ................................................................................................
Monroeville, PA            (10) 
Borders and TGI Fridays ................................................................
Norman, OK 
Borders ................................................................................................
Borders and Chili’s  (8) ................................................................
Omaha, NE 
Borders (8) ................................................................Wichita, KS                   (10) 
Borders (8) ................................................................Lawrence, KS                (10) 
Borders ................................................................................................
Tulsa, OK                        (9) 
Borders (8) ................................................................Oklahoma City, OK       (10) 
Borders (8) ................................................................Omaha, NE 
Borders (8) ................................................................Indianapolis, IN             (11) 
Borders (8) ................................................................Columbia, MD 
Borders (8) ................................................................Germantown, MD 
Ann Arbor, MI 
Borders Headquarters (8) ................................................................
Borders ................................................................................................
Tulsa, OK                       (9) 
Borders (8) ................................................................Boynton Beach, FL       (11) 
Borders (8) ................................................................Ann Arbor, MI 
Chase Bank (7) ................................................................
Southfield, MI 
Chase Bank ................................................................Spring Grove, IL 
Citizens Bank ................................................................Flint, MI 
CVS Pharmacy ................................................................Atchison, KS 
CVS Pharmacy ................................................................
CVS Pharmacy ................................................................Lake in the Hills, IL 
CVS Pharmacy ................................................................Mansfield, CT 
Dick’s Sporting Goods ................................................................

Boynton Beach, FL 

Johnstown, OH 

1996 
1996 
1996 
1995 
1995 
1997 
1998 
2002 
2002 
2002 
1999 
2000 
1996/1998 
1996 
1996 
1996 
2009 
2010 
2003 
2010 
2010 
2010 
2010 
2010 

21,000 
37,004 
24,641 
36,500 
25,000 
20,000 
25,579 
24,641 
25,000 
15,844 
28,000 
25,503 
330,322 
24,773 
20,745 
110,000 
4,270 
4,300 
4,426 
13,225 
13,225 
13,225 
10,125 
43,790 

Jan 23, 2016 (2036) 
Nov 8, 2016 (2036) 
Sep 20, 2016 (2036) 
Nov 3, 2015 (2035) 
Nov 10, 2015 (2035) 
Oct 16, 2022 (2042) 
Sep 30, 2018 (2038) 
Jan 31, 2018 (2038) 
Jan 31, 2018 (2038) 
Dec 31, 2017 (2038) 
Jan 31, 2018 (2038) 
Jan 31, 2018 (2038) 
Jan 29, 2023 (2043) 
Sep 30, 2018 (2038) 
July 20, 2024 (2044) 
Jan 31, 2025 (2045) 
Oct 31, 2029 (2059) 
Apr 20, 2038 (2067) 
Apr 15, 2023  
Jan 31, 2036 (2065) 
Jan 31, 2035 (2059) 
Jan 31, 2035 (2084) 
Jan 31, 2027 (2046) 
Oct 31, 2021 (2040) 

22 

 
Tenant 

Location 

Kmart ................................................................................................
Kmart ................................................................................................
Kohl’s (1) ................................................................Tallahassee, FL 

Grayling, MI 
Oscoda, MI 

East Lansing, MI 
Lake Lansing RA Associates, LLC (4) ................................
Lansing, MI 
Los Tres Amigos (3) ................................................................
Concord, NC 
Lowe’s Home Centers ................................................................
Meijer ................................................................................................
Plainfield, IN 
PNC Bank ................................................................Antioch, IL 
Rite Aid (8) ................................................................Webster, NY 
Rite Aid (8) ................................................................Albion, NY 
Rite Aid (8) ................................................................Canton Twp, MI 
Rite Aid (8) ................................................................Roseville, MI 
Mt Pleasant, MI 
Rite Aid ................................................................................................
Rite Aid ................................................................................................
N Cape May, NJ 
Rite Aid (8) ................................................................Summit Twp, MI 
Sam’s Club (6) ................................................................Roseville, MI 
Walgreen (8) ................................................................Waterford, MI 
Walgreen (8) ................................................................Chesterfield, MI 
Walgreen (8) ................................................................Pontiac, MI 
Walgreen (8) ................................................................Grand Blanc, MI 
Walgreen (8) ................................................................Rochester, MI 
Walgreen and Auto Zone (8) ................................ Ypsilanti, MI 
Walgreen (1) (8) ................................................................
Petoskey, MI 
Walgreen (8) ................................................................Flint, MI 
Walgreen (8) ................................................................Flint, MI 
Walgreen (8) ................................................................New Baltimore, MI 
Walgreen (8) ................................................................Flint, MI 
Walgreen ................................................................ Big Rapids, MI 
Walgreen (8) ................................................................Flint, MI 
Walgreen (8) ................................................................Flint, MI 
Walgreen ................................................................ Midland, MI 
Walgreen (8) ................................................................Grand Rapids, MI 
Walgreen (8) ................................................................Delta Township, MI 
Walgreen and Retail space (8) ................................Livonia, MI 
Walgreen ................................................................ Barnesville, GA 
Walgreen and Chase Bank (8) ................................Macomb Township, MI 
Walgreen ................................................................ Ypsilanti, MI 
Walgreen (8) ................................................................Shelby Township, MI 
Walgreen ................................................................ Brighton, MI 
Walgreen ................................................................ Silver Springs Shores, FL 
Walgreen ................................................................ Port St John, FL 
Walgreen ................................................................ Lowell, MI 

23 

Year 
Completed/ 
Expanded 

1984 
1984/1990 
2010 

Total 
GLA 

Lease Expiration(2) 
(Option expiration) 

52,320 
90,470 
102,381 

Sep 30, 2012 (2059) 
Sep 30, 2012 (2059) 
Jan 31, 2028 (2057) 

2004 
2004 
2010 
2007 
2010 
2004 
2004 
2003 
2005 
2005 
2005 
2006 
2002 
1997 
1998 
1998 
1998 
1998 
1999 
2000 
2000 
2001 
2001 
2002 
2003 
2004 
2004 
2005 
2005 
2005 
2007 
2007 
2008 
2008 
2008 
2009 
2009 
2009 
2009 

14,564 
Dec 31, 2028 (2078)  
5,448 
Aug 31, 2014 (2032)  
Oct 31, 2028 (2058) 
170,393 
Note (5)  Nov 5, 2027 (2047) 
Mar 31, 2039 (2088) 
3,215 
Feb 24, 2024 (2044) 
13,813 
Oct 12, 2024 (2044) 
13,813 
Oct 31, 2019 (2049) 
11,180 
June 30, 2025 (2050) 
11,060 
Nov 30, 2025 (2065) 
11,095 
Nov 30, 2025 (2065) 
10,118 
Oct 31, 2019 (2039) 
11,060 
Aug 4, 2022 (2082) 
132,332 
Feb 28, 2018 (2058) 
13,905 
July 31, 2018 (2058) 
13,686 
Oct 31, 2018 (2058) 
13,905 
Feb 28, 2019 (2059) 
13,905 
June 30, 2019 (2059) 
13,905 
Dec 31, 2019 (2059) 
21,620 
Apr 30, 2020 (2060) 
13,905 
Dec 31, 2020 (2060) 
14,490 
Feb 28, 2021 (2061) 
15,120 
Aug 31, 2021 (2061) 
14,490 
Apr 30, 2027 (2077) 
14,490 
Apr 30, 2028 (2078) 
13,560 
Feb 28, 2029 (2079) 
14,560 
Oct 31, 2029 (2079) 
13,650 
July 31, 2030 (2080) 
14,820 
Aug 30, 2030 (2080) 
14,820 
Nov 30, 2030 (2080) 
14,559 
June 30, 2032 (2082) 
19,390 
14,820 
Nov 30, 2032 (2082) 
19,090  Mar 31, 2033 (2083) 
13,650  Mar 31, 2032 (2082) 
Jul 31, 2033 (2083) 
14,820 
Jan 31, 2034 (2084) 
14,550 
Dec 31, 2033 (2083) 
14,550 
Apr 30, 2034 (2084) 
14,550 
Sep 30, 2034 (2084) 
13,650 

 
Tenant 

Location 

Year 
Completed/ 
Expanded 

Total 
GLA 

Walgreen (1) ................................................................Ann Arbor, MI 
Walgreen ................................................................ Atlantic Beach, FL 
Walgreen ................................................................ St. Augustine Shores, FL 

2010 
2010 
2010 

Total ................................................................................................

________________ 

13,650 
14,478 
14,820 

 1,985,808 

Lease Expiration(2) 
(Option expiration) 

Aug 31, 2035 (2085) 
Aug 31, 2035 (2085) 
Jan 31, 2036 (2086) 

(1) 

(2) 

(3) 

(4) 

(5) 

(6) 

 (7) 

(8) 

(9) 

Properties subject to long-term ground leases where a third party owns the underlying land and has leased the land to us to construct or 
operate  freestanding  properties.  We  pay  rent  for  the  use  of  the  land  and  we  are  generally  responsible  for  all  costs  and  expenses 
associated with the building and improvements. At the end of the lease terms, as extended (Petoskey, MI 2074, Tallahassee, FL 2032 
and  Ann  Arbor,  MI  2035),  the  land  together  with  all  improvements  revert  to  the  land  owner.  We  have  an  option  to  purchase  the 
Petoskey property after August 7, 2019 and the Ann Arbor property after June 3, 2012. 

At the expiration of tenant’s initial lease term, each tenant (except Citizens Bank) has an option, subject to certain requirements, to 
extend its lease for an additional period of time. 

This 2.03 acre property is leased from us by Los Tres Amigos pursuant to a ground lease.  The tenant occupies a 5,448 square foot 
building. 

This 11.3 acre property is leased from us by Lake Lansing RA Associates, LLC pursuant to a ground lease.  The ground lesssee has 
constructed a 14,564 square foot building.   

This  32.5  acre  property  is  leased  from  us by  Meijer  pursuant  to  a  ground  lease.    Meijer  expects  to  construct an  estimated 210,000 
square foot super center.   

This 12.68 acre property is leased from us by Wal-Mart pursuant to a ground lease.  Wal-Mart has constructed a Sam’s Club retail 
building containing approximately 132,332 square feet. 

This 1.0 acre property is leased from us by JP Morgan Chase Bank pursuant to a ground lease.  JP Morgan Chase has constructed a 
retail bank branch containing approximately 4,270 square feet. 

Properties subject to a mortgage/debt or pledged pursuant to our credit facilities 

Classified as held for sale as of December 31, 2010 

(10) 

Borders has disclosed its intention to close their store at this location 

(11) 

Borders sub-leases their space at these locations to another tenant 

Community Shopping Centers 

Our  12  community  shopping  centers  range  in  size  from  20,000  to  241,458  square  feet  of  GLA.  The 
community shopping centers are located in five states as follows: Florida (1), Illinois (1), Kentucky (1), Michigan 
(6) and Wisconsin (3). Our community shopping centers tend to be located in high traffic, market dominant centers 
in which customers of our tenants purchase day-to-day necessities. Our community shopping centers are anchored 
by national tenants. 

The  location,  general  character  and  primary  occupancy  information  with  respect  to  the  community 

shopping centers as of December 31, 2010 are set forth below: 

Property Location 

Location 

Year 
Completed/ 
Expanded 

GLA 
Sq. Ft. 

Annualized 
Base Rent (2) 

Percent 
Occupied 
at 
December 
31, 
2010 

Percent 
Leased at 
December 
31, 
2010 (4) 

Average 
Base 
Rent per 
Sq. Ft.(3) 

Anchor Tenants (Lease 
expiration/Option period 
expiration) (5) 

Capital Plaza (1) ................................Frankfort, KY 

1978/ 2006 

116,212 

$ 

599,000 

  $  5.15 

100% 

100% 

Kmart(2013/2053) 

Walgreen (2031/2052) 

24 

 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
Property Location 

Location 
Charlevoix, 
MI 

Charlevoix Commons ................................

Year 
Completed/ 
Expanded 

GLA 
Sq. Ft. 

Annualized 
Base Rent (2) 

Percent 
Occupied 
at 
December 
31, 
2010 

Percent 
Leased at 
December 
31, 
2010 (4) 

Average 
Base 
Rent per 
Sq. Ft.(3) 

1991 

137,375 

686,495 

5.00 

100% 

100% 

Anchor Tenants (Lease 
expiration/Option period 
expiration) (5) 

Kmart (2015/2065) 
Roundy’s (2011) 
Family Farm (2016) 

Chippewa 
Falls, WI 
Chippewa Commons (6) ................................

1991 

168,311 

959,823 

5.76 

99% 

99% 

Kmart (2014/2064) 

Ironwood Commons ................................

Ironwood, MI 

1991 

185,535 

937,643 

5.005 

100% 

100% 

Kmart (2015/2065) 

Super Value (2011/2036) 

Marshall Plaza ................................ Marshall, MI 

1990 

119,279 

646,959 

5.42 

100% 

100% 

Kmart (2015/2065) 

Central Michigan Commons..... 

Mt. Pleasant, 
MI 

  1973/ 1997 

241,458 

1,039,018 

       4.39 

98% 

98% 

Kmart (2013/2048) 

Roundy’s (2010/2030) 

Fashion Bug (2014/2024) 

J.C. Penney Co. (2015/2035) 

Staples, Inc. (2015/2030) 

North Lakeland Plaza (6) ................................

Lakeland, FL 

1987 

171,334 

1,306,574 

7.71 

99% 

99% 

Best Buy (2013/2028) 

Petoskey Town Center (6) ...............................

Petoskey, MI 

1990 

174,870 

998,273 

5.90 

97% 

97% 

Kmart (2015/2065) 

Beall’s (2020/2035) 

Roundy’s (2010/2030) 

Fashion Bug (2012/2022) 

Plymouth Commons ................................

Plymouth, WI 

1990 

162,031 

809,869 

5.14 

97% 

97% 

Kmart (2015/2065) 

Ferris Commons ................................

Big Rapids, 
MI 

1990 

173,557 

1,016,836 

5.86 

100% 

100% 

Kmart (2015/2065) 

Roundy’s (2015/2030) 

Shawano Plaza (6) ................................Shawano, WI 

1990 

192,694 

983,371 

5.21 

98% 

98% 

Kmart (2014/2064) 

MC Sports (2018/2033) 

Peebles (2019/2039) 

Roundy’s (2015/2030) 

J.C. Penney Co. (2015/2035) 

Fashion Bug (2012/2019) 

West 
Frankfort, IL 
West Frankfort Plaza ................................

1982 

20,000 

136,000 

6.80 

100% 

100% 

Fashion Bug (2012) 

Total/Average ................................ 

1,862,656 

$ 

10,119,861 

  $  5.52 

98% 

98% 

__________________ 

(1) 

(2) 

(3) 

(4) 

(5) 

(6) 

All  community  shopping  centers  except  Capital  Plaza  (which  is  subject  to  a  long-term  ground  lease  expiring  in  2053  from  a  third 
party) are wholly-owned by us. 

Total annualized base rents of our Company as of December 31, 2010.  

Calculated as total annualized base rents, divided by gross leaseable area actually leased as of December 31, 2010. 

Roundy’s has sub-leased the space it leases at Charlevoix Commons (35,896 square feet, rented at a rate of $5.97 per square foot). The 
lease with Roundy’s will expire on December 31, 2011.  We have entered into a lease with Family Farm and Home, Inc (the Roundy’s 
sub-tenant).  The Family Farm lease commences January 1, 2012, has a term of 5 years and a rental rate of $2.00 per square foot. 

The option to extend the lease beyond its initial term is only at the option of the tenant. 

Properties subject to a mortgage/debt or pledged pursuant to our credit facilities. 

25 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                          
 
 
 
 
 
 
 
ITEM 3. 

LEGAL PROCEEDINGS 

From time to time,  we are involved in legal proceedings in the ordinary course of business.  We are not 
presently involved in any litigation nor, to our knowledge, is any other litigation threatened against us, other than 
routine  litigation  arising  in  the  ordinary  course  of  business,  which  is  expected  to  be  covered  by  our  liability 
insurance and all of which collectively is not expected to have a material adverse effect on our liquidity, results of 
operations or business or financial condition. 

ITEM 4.  [REMOVED AND RESERVED] 

PART II 

ITEM 5.  MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS 

AND ISSUER PURCHASES OF EQUITY SECURITIES 

Our common stock is traded on the New York Stock Exchange under the symbol “ADC”.  The following 
table sets forth the high and low closing prices of our common stock, as reported on the New York Stock Exchange, 
and the dividends declared per share of common stock by us for each calendar quarter in the last two fiscal years.  
Dividends were paid in the periods immediately subsequent to the periods in which such dividends were declared. 

Quarter Ended 

March 31, 2010 
June 30, 2010 
September 30, 2010 
December 31, 2010 

March 31, 2009 
June 30, 2009 
September 30, 2009 
December 31, 2009 

High 

$24.67 
$26.80 
$26.74 
$28.63 

$19.32 
$18.66 
$24.61 
$24.94 

Low 

$19.56 
$21.73 
$21.52 
$24.79 

$9.31 
$14.89 
$17.10 
$ 21.01 

Dividends Declared Per 
Common Share 

   $0.51 
   $0.51 
   $0.51 
   $0.51 

   $0.50 
   $0.50 
   $0.51 
   $0.51 

On  March  3,  2011,  the  reported  closing  sale  price  per  share  of  common  stock  on  the  New  York  Stock 

Exchange was $24.60. 

At February 15, 2011, there were 9,857,314 shares of our common stock issued and outstanding 
which  were  held  by  approximately  200  stockholders  of  record.    The  number  of  stockholders  of  record  does  not 
reflect  persons  or  entities  who  held  their  shares  in  nominee  or  “street”  name.    In  addition,  at  December  31,  2010 
there  were  347,619  OP  units  outstanding  held  by  a  limited  partner  other  than  our  Company.    The  OP  units  are 
exchangeable into shares of common stock on a one for one basis.   

For 2010, we paid $2.04 per share of common stock in dividends. Of the $2.04, 90.0% represented ordinary 
income, and 10.0% represented return of capital, for tax purposes. For 2009, we paid $2.02 per share of common 
stock in dividends. Of the $2.02, 100.0% represented ordinary income, and 0.0% represented return of capital, for 
tax purposes.  

We intend to continue to declare quarterly dividends to our stockholders.  However, our distributions are 
determined  by  our  board  of  directors  and  will  depend  on  a  number  of  factors,  including  the  amount  of  our  funds 
from operations, the financial and other condition of our properties, our capital requirements, restrictions in our debt 
instruments, our annual distribution requirements under the provisions of the Internal Revenue Code applicable to 
REITs and such other factors as our board of directors deems relevant.  We have historically paid cash dividends, 
although we may choose to pay a portion in stock dividends in the future.  To qualify as a REIT, we must distribute 
at least 90% of our REIT taxable income prior to net capital gains to our stockholders, as well as meet certain other 

26 

 
 
 
 
 
 
 
 
 
 
 
requirements.  We  must  pay  these  distributions  in  the  taxable  year  the  income  is  recognized,  or  in  the  following 
taxable year if they are declared during the last three months of the taxable year, payable to stockholders of record 
on a specified date during such period and paid during January of the following year. Such distributions are treated 
as paid by us and received by our stockholders on December 31 of the year in which they are declared. In addition, 
at our election, a distribution for a taxable year may be declared in the following taxable year if it is declared before 
we  timely  file  our  tax  return  for  such  year  and  if  paid  on  or  before  the  first  regular  dividend  payment  after  such 
declaration. These distributions qualify as dividends paid for the 90% REIT distribution test for the previous year 
and are taxable to holders of our capital stock in the year in which paid. 

During the year ended December 31, 2010, we did not sell any unregistered securities.  During the fourth 

quarter of 2010, we did not repurchase any of our equity securities.   

 For information about our equity compensation plan, please see Part III, Item 12 of this report. 

27 

 
ITEM 6. 

SELECTED FINANCIAL DATA 

The following table sets forth our selected financial information on a historical basis and should be read in 
conjunction with “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and all 
of  the  financial  statements  and  notes  thereto  included  elsewhere  in  this  Form  10-K.    Certain  amounts  have  been 
reclassified  to  conform  to  the  current  presentation  of  discontinued  operations.    The  balance  sheet  for  the  periods 
ending December 31, 2006 through 2010 and operating data for each of the periods presented were derived from our 
audited financial statements. 

Selected Financial Data 
(in thousands, except per share, number of properties, and percentage leased information) 

Year Ended December 31,  

2010 

2009 

2008 

2007 

2006 

  $ 

36,112 

  $ 

34,402 

  $      32,919 

  $ 

31,887 

$  30,329 

Operating Data 

Total Revenues .........................................................  
Expenses 

Property Expense (1) ..............................................  
General and Administrative ...................................  
Interest ...................................................................  
Depreciation and amortization ...............................  
Impairment charge 

3,848 
5,003 
4,712 
5,687 
7,700 

3,891 
4,559 
4,635 
5,359 

                - 

3,975 
4,361 
5,179 
5,064 

             - 

3,838 
             4,462 
             4,896 
             4,725 
                  -  

17,921 

1,044 

3,747 
4,019 
4,625 
4,559 

           - 

  16,950 

- 

Total Expenses .....................................................  

26,950 

18,444 

18,579 

Other Income (Expense)  (2) ....................................  

                 - 

- 

- 

Income From Continuing Operations .......................  

9,162 

15,958 

14,340 

  15,010 

  13,379 

     Gain on Sale of Asset From Discontinued Operations 
     Income From Discontinued Operations ...............  

             4,738 
1,728 

                    - 
2,036 

                 - 

                 - 

1,942 

1,817 

           - 

1,815 

Net Income .............................................................  

15,628 

17,994 

16,282 

16,827 

  15,194 

Less Net Income Attributable to Non-Controlling 
    Interest..................................................................  

561 

950 

1,265 

            1,345 

1,220 

Net Income Attributable to Agree Realty Corporation 

$ 

15,067  $ 

17,044 

  $ 

15,017 

  $ 

15,482 

$  13,974 

Number of Properties ...............................................  

Number of Square Feet.............................................  

Percentage Leased ....................................................  

Per Share Data – Diluted 
    Net Income ...........................................................  

81 

3,848 

99% 

73 

3,492 

68 

3,439 

98% 

          99% 

64 

3,385 

99% 

60 

3,355 

99% 

$   

1.64  $   

2.14 

  $ 

1.95 

  $ 

2.01 

$   

1.83 

   Weighted Average of Common Shares Outstanding –      
       Diluted  ..............................................................  

Cash Dividends ........................................................  

Balance Sheet Data 
Real Estate (before accumulated depreciation) .........  
Total Assets ..............................................................  
Total Debt, including accrued interest……………… 

$   

$   
$   
$   

9,191 

7,966 

7,719 

  7,716 

7,651 

2.04  $   

2.02 

  $ 

2.00 

  $ 

1.97 

$   

1.96 

338,221  $   
285,042  $   
100,128  $   

320,444 
261,789 
104,814 

  $  311,343 
  $  256,897 
  $  101,069 

  $  290,074 
  $  239,348 
82,889 
  $ 

$ 268,248 
$ 223,515 
$  69,031 

(1) 

(2) 

(3) 

Property expense includes real estate taxes, property maintenance, insurance, utilities and land lease expense. 

Other income is composed of gain on land sales. 

Net  income  per  share  has  been  computed by  dividing  the  net  income  by  the  weighted  average  number  of  shares  of  common  stock 
outstanding and the effect of dilutive securities outstanding.  

28 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
   
   
 
     
 
 
   
 
 
 
 
                                        
 
 
                                         
 
 
                                        
 
 
                                       
 
 
 
   
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 7. 

Overview 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND 
RESULTS OF OPERATIONS 

We were established to continue to operate and expand the retail property business of our predecessor.  We 
commenced our operations in April 1994.  Our assets are held by and all operations are conducted through, directly 
or indirectly, the Operating Partnership, of which we are the sole general partner and held a 96.56% interest as of 
December 31, 2010.  We are operating so as to qualify as a REIT for federal income tax purposes. 

The following should be read in conjunction with the Consolidated Financial Statements of Agree Realty 

Corporation, including the respective notes thereto, which are included elsewhere in this Form 10-K. 

Recent Accounting Pronouncements 

Effective  January  1,  2010,  companies  are  required  to  separately  disclose  the  amounts  of  significant 
transfers  of  assets  and  liabilities  into  and  out  of  Level  1,  Level  2  and  Level  3  of  the  fair  value  hierarchy  and  the 
reasons for those transfers.  Companies must also develop and disclose their policy for determining when transfers 
between levels are recognized.  In addition companies are required to provide fair value disclosures of each class 
rather  than  each  major  category  of  assets  and  liabilities.    For  fair  value  measurements  using  significant  other 
observable  inputs  (Level  2)  or  significant  unobservable  inputs  (Level  3),  companies  are  required  to  disclose  the 
valuation technique and the  inputs used in determining  fair value  for each class of assets and  valuation technique 
and the inputs used in determining fair value for each class of assets and liabilities.  Adoption of this standard did 
not have a material effect on our consolidated results of operations or financial position. 

Effective  January  1,  2010,  companies  are  required  to  separately  disclose  purchases,  sales,  issuances  and 
settlements  on  a  gross  basis  in  the  reconciliation  of  recurring  Level  3  fair  value  measurements.    Adoption  of  this 
standard did not have a material effect on our consolidated results of operations or financial position. 

Critical Accounting Policies 

Critical  accounting  policies  are  those  that  are  both  significant  to  the  overall  presentation  of  our  financial 
condition and results of operations and require management to make difficult, complex or subjective judgments.  For 
example, significant estimates and assumptions have been made with respect to revenue recognition, capitalization 
of  costs  related  to  real  estate  investments,  potential  impairment  of  real  estate  investments,  operating  cost 
reimbursements, and taxable income. 

Minimum rental income attributable to leases is recorded when due from tenants.  Certain leases provide 
for  additional  percentage  rents  based  on  tenants’  sales  volumes.    These  percentage  rents  are  recognized  when 
determinable by us.  In addition, leases for certain tenants contain rent escalations and/or free rent during the first 
several months of the lease term; however, such amounts are not material. 

Real  estate  assets  are  stated  at  cost  less  accumulated  depreciation.    All  costs  related  to  planning, 
development  and  construction  of  buildings  prior  to  the  date  they  become  operational,  including  interest  and  real 
estate taxes during the construction period, are capitalized for financial reporting purposes and recorded as property 
under  development  until  construction  has  been  completed.    The  viability  of  all  projects  under  construction  or 
development  are  regularly  evaluated  under  applicable  accounting  requirements,  including  requirements  relating  to 
abandonment of assets or changes in  use. To the extent a  project, or individual components of the project, are no 
longer  considered  to  have  value,  the  related  capitalized  costs  are  charged  against  operations.    Subsequent  to 
completion  of  construction,  expenditures  for  property  maintenance  are  charged  to  operations  as  incurred,  while 
significant renovations are capitalized.  Depreciation of the buildings is recorded on the straight-line method using 
an estimated useful life of forty years.  

We evaluate real estate for impairment when events or changes in circumstances indicate that the carrying 
amount of the assets may not be recoverable through the estimated undiscounted future cash flows from the use of 
these assets.  When any such impairment exists, the related assets will be written down to fair value and such excess 

29 

 
 
 
 
 
carrying  value  is  charged  to  income.    The  expected  cash  flows  of  a  project  are dependent  on  estimates  and  other 
factors  subject  to  change,  including  (1)  changes  in  the  national,  regional,  and/or  local  economic  climates,  (2) 
competition from other shopping centers, stores, clubs, mailings, and the internet, (3) increases in operating costs, 
(4) bankruptcy and/or other changes in the condition of third parties, including tenants, (5) expected holding period, 
and (6) availability of credit. These factors could cause our expected future cash flows from a project to change, and, 
as a result, an impairment could be considered to have occurred.  During 2010 we recorded impairment charges of 
$8.14 million related to the carrying value of our real estate assets.  

Substantially all of our leases contain provisions requiring tenants to pay as additional rent a proportionate 
share of operating expenses (“operating cost reimbursements”) such as real estate taxes, repairs and  maintenance, 
insurance, etc.  The related revenue from tenant billings is recognized in the same period the expense is recorded. 

We have elected to be taxed as a REIT under the Internal Revenue Code, commencing with our 1994 tax 
year.  As a result, we are not subject to federal income taxes to the extent that we distribute annually at least 90% of 
our REIT taxable income to our stockholders and satisfy certain other requirements defined in the Internal Revenue 
Code.    

We established TRS entities pursuant to the provisions of the REIT Modernization Act.  Our TRS entities 
are able to engage in activities resulting in income that previously would have been disqualified from being eligible 
REIT income under the federal income tax regulations.  As a result, certain activities of our Company which occur 
within our TRS entities are subject to federal and state income taxes.  As of December 31, 2010 and 2009, we had 
accrued  a  deferred  income  tax  amount  of  $705,000.    In  addition,  we  have  recorded  an  income  tax  liability  of 
$17,000 and $62,000 as of December 31, 2010 and 2009 respectively.  

Comparison of Year Ended December 31, 2010 to Year Ended December 31, 2009 

Minimum rental income increased $1,487,000, or 5%, to $32,787,000 in 2010, compared to $31,300,000 in 
2009.    The  increase  was  the  result  of  the  development  of  a  Walgreen  drug  store  in  Ann  Arbor,  Michigan  in 
September 2010, the development of a Walgreen drug store located in Atlantic Beach, Florida in October 2010, the 
development  of  a  Walgreen  drug  store  in  St  Augustine  Shores,  Florida  in  November  2010,  the  development  of  a 
Walgreen drug store in Brighton, Michigan in February 2009, the development of a Walgreen drug store in Port St. 
John, Florida in June 2009, the development of a Walgreen drug store in Lowell, Michigan in September 2009 and 
the development of a Chase bank branch land lease in Southfield, Michigan in October 2009. Our revenue increases 
from these developments amounted to $787,000.  In addition, rental income increased $702,000 as a result of the 
nine  property  acquisitions  that  were  completed  during  2010  and  a  decrease  of  $2,000  from  other  rental  income 
adjustments. 

Percentage rents increased from $15,000 in 2009 to $35,000 in 2010. 

Operating cost reimbursements decreased $43,000, or 2%, to $2,604,000 in 2010, compared to $2,647,000 
in  2009.    Operating  cost  reimbursements  decreased  due  to  the  net  decrease  in  property  operating  expenses  as 
explained below. 

We  earned  development  fee  income  of  $590,000  in  2010  related  to  a  project  we  have  completed  in 
Oakland,  California.    We  recognized  $410,000  of  development  fee  income  in  2009  related  to  the  Oakland, 
California project. 

Other income increased $68,000 to $98,000 in 2010, compared to $30,000 in 2009. 

Real estate taxes decreased $25,000, or 1%, to $1,913,000 in 2010 compared to $1,938,000 in 2009.  The 
decrease is the result of the capitalization of $50,000 of real estate taxes related to the Dick’s Sporting Goods re-
development and $25,000 of general assessment increases on the properties. 

Property  operating  expenses  (shopping  center  maintenance,  snow  removal,  insurance  and  utilities) 
decreased $108,000, or 7%, to $1,458,000 in 2010 compared to $1,566,000 in 2009.  The decrease was the result of 

30 

 
 
an  increase  in  shopping  center  maintenance  expenses  of  $65,000;  decreased  snow  removal  costs  of  ($131,000); 
decreased utility costs of ($15,000); and decreased insurance costs of ($27,000) in 2010 versus 2009.   

Land lease payments increased $90,000, or 23%, to $477,000 in 2010 compared to $387,000 for 2009.  The 

increase is the result of our leasing of land for our Shelby Township, Michigan development. 

General  and  administrative  expenses  increased  $444,000,  or  10%,  to  $5,003,000  in  2010  compared  to 
$4,559,000  in  2009.    The  increase  in  general  and  administrative  expenses  was  primarily  the  result  of  increased 
employee costs of $288,000, increased income tax expenses in our TRS entities of $32,000, increased professional 
fees of $57,000 and an increase in other costs of $67,000.  General and administrative expenses as a percentage of 
rental income increased to 14.8% for 2010 from 14.1% in 2009.   

Depreciation and amortization increased $328,000, or 6%, to $5,687,000 in 2010 compared to $5,359,000 
in 2009.  The increase was the result the development of five properties in 2009, the development of four properties 
in 2010 and the acquisition of nine properties in 2010. 

We incurred an impairment charge of $7,700,000 in 2010 as a result of writing down the carrying value of 
our real estate assets to fair value for four properties leased to Borders and that Borders has indicated they plan to 
close as part of their bankruptcy restructuring plan.  There was no impairment charge in 2009. 

Interest expense increased $77,000, or 2%, to $4,712,000 in 2010, from $4,635,000 in 2009.  The increase 

in interest expense resulted from the development and acquisition of additional properties during 2010. 

We  recognized  a  gain  on  sale  of  assets  of  $4,738,000  in  2010.    The  gain  pertains  to  the  sale  of  three 
properties during 2010.  The disposed properties  were located in Santa Barbara, California, Marion Oaks, Florida 
and Aventura, Florida.  There were no property sales in 2009.  

Income  from  discontinued  operations  decreased  $308,000,  or  15%,  to  $1,728,000  in  2010  compared  to 

$2,036,000 in 2009.   

Our  net  income  decreased  $2,366,000,  or  13%,  to  $15,628,000  in  2010,  from  $17,994,000  in  2009  as  a 

result of the foregoing factors. 

Comparison of Year Ended December 31, 2009 to Year Ended December 31, 2008 

Minimum rental income increased $1,183,000, or 4%, to $31,300,000 in 2009, compared to $30,117,000 in 
2008.  The increase was the result of the development of a Walgreen drug store and a bank land lease in Macomb 
Township, Michigan in March 2008, the development of a Walgreen drug store located in Ypsilanti, Michigan in 
May 2008, the development of a Walgreen drug store in Shelby Township, Michigan in July 2008, the development 
of a Walgreen drug store in  Silver Springs Shores, Florida in January 2009, the development of a Walgreen drug 
store in Brighton, Michigan in February 2009, the development of a Walgreen drug store in Port St John, Florida in 
June 2009, the development of a Walgreen drug store in Lowell, Michigan in September 2009 and the development 
of  a  Chase  bank  branch  land  lease  in  Southfield,  Michigan  in  October  2009.  Our  revenue  increases  from  these 
developments amounted to $1,570,000.  In addition, rental income from our Big Rapids, Michigan shopping center 
increased by $182,000 as a result of redevelopment activities and rental income decreased ($569,000) as a result of 
the closing of a Circuit City store in Boynton Beach, Florida and other rental adjustments. 

Operating cost reimbursements decreased $136,000, or 5%, to $2,647,000 in 2009, compared to $2,782,000 
in  2008.    Operating  cost  reimbursements  decreased  due  to  the  net  decrease  in  property  operating  expenses  as 
explained below. 

We  earned  development  fee  income  of  $410,000  in  2009  related  to  a  project  we  have  commenced  in 

Oakland, California.  There was no development fee income in 2008. 

Other income increased $26,000 to $30,000 in 2009, compared to $4,000 in 2008. 

31 

 
Real estate taxes increased $71,000, or 4%, to $1,938,000 in 2009 compared to $1,867,000 in 2008.  The 

increase is the result of general assessment increases on the properties. 

Property  operating  expenses  (shopping  center  maintenance,  snow  removal,  insurance  and  utilities) 
decreased $247,000, or 14%, to $1,566,000 in 2009 compared to $1,813,000 in 2008.  The decrease was the result of 
a  decrease  in  shopping  center  maintenance  expenses  of  ($73,000);  decreased  snow  removal  costs  of  ($175,000); 
increased utility costs of $29,000; and decreased insurance costs of ($28,000) in 2009 versus 2008.   

Land lease payments increased $92,000, or 31%, to $387,000 in 2009 compared to $295,000 for 2008.  The 

increase is the result of our leasing of land for our Shelby Township, Michigan development. 

General  and  administrative  expenses  increased  $198,000,  or  5%,  to  $4,559,000  in  2009  compared  to 
$4,361,000 in 2008.  The increase was primarily the result of increased dead deal costs related to property searches 
in Michigan and Florida and compensation related expenses.  General and administrative expenses as a percentage 
of rental income remained at 13.3% for 2009 and 2008.   

Depreciation and amortization increased $295,000, or 6%, to $5,359,000 in 2009 compared to $5,064,000 
in 2008.  The increase was the result the development and acquisition of four properties in 2008 and five properties 
in 2009. 

Interest  expense  decreased  $544,000,  or  11%,  to  $4,635,000  in  2009,  from  $5,179,000  in  2008.    The 

decrease in interest expense resulted from substantial reductions in interest rates in 2009 as compared to 2008.  

Income  from  discontinued  operations  increased  $94,000,  or  5%,  to  $2,036,000  in  2010  compared  to 

$1,942,000 in 2009.   

Our  net  income  increased  $1,712,000,  or  11%,  to  $17,994,000  in  2009,  from  $16,282,000  in  2008  as  a 

result of the foregoing factors. 

Liquidity and Capital Resources 

Our  principal  demands  for  liquidity  are  operations,  distributions  to  our  stockholders,  debt  repayment, 
development of new properties, redevelopment of existing properties and future property acquisitions.  We intend to 
meet our short-term liquidity requirements, including capital expenditures related to the leasing and improvement of 
the properties, through cash flow provided by operations and the Line of Credit and the Credit Facility (as defined 
below).    We  believe  that  adequate  cash  flow  will  be  available  to  fund  our  operations  and  pay  dividends  in 
accordance  with  REIT  requirements  for  at  least  the  next  12  months.    We  may  obtain  additional  funds  for  future 
development  or  acquisitions  through  other  borrowings  or  the  issuance  of  additional  shares  of  common  stock, 
although market conditions have limited the availability of new sources of financing and capital, which may have an 
impact on our ability to obtain financing for planned new development projects in the near term.  We believe that 
these financing sources will enable us to generate funds sufficient to meet both our short-term and long-term capital 
needs.   

We  intend  to  maintain  a  ratio  of  total  indebtedness  (including  construction  or  acquisition  financing)  to 
market capitalization of 65% or less.  Nevertheless, we may operate with debt levels which are in excess of 65% of 
market  capitalization  for  extended  periods  of  time.    At  December  31,  2010,  our  ratio  of  indebtedness  to  market 
capitalization was approximately 38%.  This ratio decreased from 53% as of December 31, 2009 as a result of an 
increase in the market value of our common stock and the issuance of additional common shares. 

During the quarter ended December 31, 2010, we declared a quarterly dividend of $.51 per share.  The cash 

dividend was paid on January 4, 2011 to holders of record on December 20, 2010.  

Our cash flows from operations increased $2,531,000 to $26,111,000 in 2010, compared to $23,580,000 in 
2009.  Cash used in investing activities increased $24,071,000 to $32,820,000 in 2010, compared to $8,749,000 in 
2009.    Cash  provided  by  financing  activities  increased  $21,424,000  to  $6,613,000  in  2010,  compared  to 

32 

 
 
 
 
$(14,811,000) in 2009.  Our cash and cash equivalents decreased by $95,000 to $593,000 as of December 31, 2010 
as a result of the foregoing factors.  

As  of  December  31,  2010,  we  had  total  mortgage  indebtedness  of  $71,526,780.    Of  this  total  mortgage 
indebtedness, $47,859,952 is fixed rate, self-amortizing debt with a weighted average interest rate of 6.56% and the 
remaining mortgage debt of $23,666,828 has a maturity date of July 14, 2013, can be extended at our option for two 
additional years and bears interest at 150 basis points over LIBOR (or 1.76% as of December 31, 2010).  In January 
2009,  we  entered  into  an  interest  rate  swap  agreement  that  fixes  the  interest  rate  during  the  initial  term  of  the 
mortgage at 3.744%. 

We  have  seven  mortgaged  properties  leased  to  Borders  that  serve  as  collateral  for  seven  non-recourse 
loans, including four mortgages that are cross-defaulted and cross-collateralized.  The balances on the non-recourse 
loans  amount  to  approximately  $18.5  million  as  of  December  31,  2010,  including  $9.6  million  under  the  cross-
collateralized loans. As of the date of this filing, and based on the Chapter 11 bankruptcy filing of Borders, we are 
now  in  default  on  three  mortgage  loans  amounting  to  approximately  $8.9  million  secured  by  a  total  of  three 
properties with 366,000 square feet of GLA representing $1.3 million of annualized base rents as of December 31, 
2010.   While  the  Chapter  11  bankruptcy  filing  of  Borders  is  not  a  direct  event  of  default  under  the  cross-
collateralized mortgage loans, we anticipate that the remaining loans will go into default as a result of the scheduled 
store closures.  These four mortgage loans amounting to approximately $9.6 million are secured by four properties 
with 103,000 square feet of GLA representing $2.1 million of annualized base rents as of December 31, 2010.   We 
are in the process of commencing negotiations with the lenders for all seven loans regarding an appropriate course 
of action.  We can provide no assurance that our negotiations with the lenders will result in favorable outcomes to 
us.   

In  addition,  the  Operating  Partnership  has  in  place  a  $55  million  secured  credit  facility  (the  “Credit 
Facility”) with Bank of America, as the agent, which is guaranteed by our Company.  The Credit Facility matures in 
November 2011.  Advances under the Credit Facility bear interest within a range of one-month to 12-month LIBOR 
plus 100 basis points to 150 basis points or the lender’s prime rate, at our option, based on certain factors such as the 
ratio of our indebtedness to the capital value of our properties.  The Credit Facility generally is used to fund property 
acquisitions and development activities.    As of  February 15, 2011, $25,380,254  was outstanding under the  Credit 
Facility bearing a weighted average interest rate of 1.26%.  We have provided substitute borrowing base properties 
to replace Borders stores under the Credit Facility, and the banks have acknowledged that the financial condition of 
Borders and any default under any of the non-recourse loans secured by a property leased to Borders shall not be 
deemed a default under the Credit Facility.  

We also have in place a $5 million line of credit (the “Line of Credit”), which matures in November 2011. 
The Line of Credit bears interest at the lender’s prime rate less 75 basis points or 150 basis points in excess of the 
one-month  to  12-month  LIBOR  rate,  at  our  option.    The  purpose  of  the  Line  of  Credit  is  to  generally  provide 
working capital and  fund land options and  start-up costs associated  with  new projects.    As of February 15, 2011, 
$2,000,000 was outstanding under the Line of Credit bearing a weighted average interest rate of 2.50%.  

The following table outlines our contractual obligations (in thousands) as of December 31, 2010: 

Mortgages Payable 
Notes Payable 
Land Lease Obligations 
Other Long-Term Liabilities 
Estimated 
Mortgages and Notes Payable 

Interest  Payments  on 

Total 
$ 71,527 
28,380 
18,784 
- 

21,099 

Yr 1 
$4,296 
28,380 
712 
- 

4,324 

2-3 Yrs 
$31,493 
- 
1,425 
- 

4-5 Yrs 
$ 9,514 
- 
1,425 
- 

Over 5 Yrs 
$26,224 
- 
15,222 
- 

6,666 

4,100 

6,009 

Total 

  $139,790 

  $37,712 

$39,584 

$15,039 

$47,455 

Estimated  interest  payments  are  based  on  stated  rates  for  Mortgages  Payable,  and  for  Notes  Payable  the 

interest rate in effect for the most recent quarter is assumed to be in effect through the respective maturity date. 

33 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
We plan to begin construction of additional pre-leased developments and may acquire additional properties, 
which will initially be financed by the Credit Facility and Line of Credit.  We will periodically refinance short-term 
construction and acquisition financing with long-term debt, medium term debt and/or equity.   

Off-Balance Sheet Arrangements 

We  do  not  engage  in  any  off-balance  sheet  arrangements  with  unconsolidated  entities  or  financial 
partnerships,  such  as  structured  finance  or  special  purpose  entities,  that  have  or  are  reasonably  likely  to  have  a 
material effect on our financial condition, changes in financial condition, revenues or expenses, results of operations, 
liquidity, capital expenditure or capital resources. 

Inflation 

Our leases generally contain provisions designed to mitigate the adverse impact of inflation on net income.  
These provisions include clauses enabling  us to pass through to our tenants certain operating costs, including real 
estate taxes, common area maintenance, utilities and insurance, thereby reducing our exposure to cost increases and 
operating expenses resulting from inflation.  Certain of our leases contain clauses enabling us to receive percentage 
rents based on tenants’ gross sales, which generally increase as prices rise, and, in certain cases, escalation clauses, 
which generally increase rental rates during the term of the leases.  In addition, expiring tenant leases permit us to 
seek increased rents upon re-lease at market rates if rents are below the then existing market rates. 

Funds from Operations 

Funds From Operations (“FFO”) is defined by the National Association of Real Estate Investment Trusts, 
Inc. (“NAREIT”) to mean net income computed in accordance with U.S. generally accepted accounting principles 
(“GAAP”), excluding gains (or losses) from sales of property, plus real estate related depreciation and amortization 
and after adjustments for unconsolidated partnerships and joint ventures.  Management uses FFO as a supplemental 
measure to conduct and evaluate our business because there are certain limitations associated with using GAAP net 
income  by  itself  as  the  primary  measure  of  our  operating  performance.    Historical  cost  accounting  for  real  estate 
assets in accordance with GAAP implicitly assumes that the value of real estate assets diminishes predictably over 
time.  Since real estate values instead have historically risen or fallen with market conditions, management believes 
that the presentation of operating results for real estate companies that use historical cost accounting is insufficient 
by itself. 

FFO  should  not  be  considered  as  an  alternative  to  net  income  as  the  primary  indicator  of  our  operating 
performance or as an alternative to cash flow as a measure of liquidity.  Further, while we adhere to the NAREIT 
definition of FFO, our presentation of FFO is not necessarily comparable to similarly titled measures of other REITs 
due to the fact that not all REITS use the same definition. 

34 

 
 
The  following  table  provides  a  reconciliation  of  FFO  and  net  income  for  the  years  ended  December  31, 

2010, 2009 and 2008: 

2010 

Year ended December 31, 
2009 

2008 

Net income 
Depreciation of real estate assets 
Amortization of leasing costs  
Amortization of lease intangibles 
Gain on sale of assets 

Funds from operations 
Weighted average shares and 
  OP units outstanding 
       Basic 

$15,627,834 
5,759,599 
92,972 
     50,479 
(4,737,968)                  

$17,994,036 
5,574,084 
65,977 

                  - 
                  - 

$ 16,282,038 
5,257,391 
58,771 

              -  
              - 

  $16,792,916 

  $23,634,097 

  $21,598,200 

9,503,278 

8,396,597  

8,364,366 

       Diluted   

9,539,119 

8,416,696  

8,376,259 

ITEM 7A. 

QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 

We are exposed to interest rate risk primarily through our borrowing activities.  There is inherent roll-over 
risk  for  borrowings  as  they  mature  and  are  renewed  at  current  market  rates.    The  extent  of  this  risk  is  not 
quantifiable or predictable because of the variability of future interest rates and our future financing requirements.   

Our  interest  rate  risk  is  monitored  using  a  variety  of  techniques.    The  table  below  presents  the  principal 
payments (in thousands) and the weighted average interest rates on outstanding debt, by year of expected maturity, 
to evaluate the expected cash flows and sensitivity to interest rate changes.   

Fixed rate debt 
  Average interest rate 

2011 
$3,779 
6.56% 

2012 
$4,035 
6.56% 

2013 
$4,308 
6.56% 

2014 

$4,601 
6.56% 

2015 
 $4,913 
6.56% 

Thereafter 
$26,224 
6.56% 

Variable rate mortgage 

$517 

$548 

$22,602 

             - 

          - 

   Average interest rate 

3.74% 

3.74% 

3.74% 

             - 

          - 

Variable rate debt 

$28,380 

   -   

- 

                 -               - 

  Average interest rate 

1.48% 

       - 

              - 

                 - 

          - 

-  

- 

- 

- 

Total 
$47,860 
- 

$23,667 

        - 

$28,380 

- 

The  fair  value  (in  thousands)  is  estimated  at  $48,012,  $22,255  and  $28,380  for  fixed  rate  mortgages, 

variable rate mortgage and other variable rate debt, respectively, as of December 31, 2010. 

The table above incorporates those exposures that exist as of December 31, 2010; it does not consider those 
exposures or positions, which could arise after that date.  As a result, our ultimate realized gain or loss with respect 
to interest rate fluctuations will depend on the exposures that arise during the period and interest rates. 

We  entered  into  an  interest  rate  swap  agreement  to  hedge  interest  rates  on  $24.5  million  in  variable-rate 
borrowings outstanding.  Under the terms of the interest rate swap agreement, we will receive from the counterparty 
interest on the notional amount based on 1.50% plus one-month LIBOR and will pay to the counterparty a fixed rate 
of 3.744%.  This swap effectively converted $24.5 million of variable-rate borrowings to fixed-rate borrowings.  As 
of  December  31,  2010,  the  interest  rate  swap  was  valued  at  $793,211.    We do  not  use  derivative  instruments  for 
trading or other speculative purposes and we did not have any other derivative instruments or hedging activities as 
of December 31, 2010. 

35 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As  of  December  31,  2010,  a 100 basis  point  increase  in  interest  rates  on  the  portion  of  our  debt  bearing 

interest at variable rates would result in an increase in interest expense of approximately $284,000.  

ITEM 8. 

FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

The  financial  statements  and  supplementary  data  are  listed  in  the  Index  to  Financial  Statements  and 
Financial  Statement  Schedules  appearing  on  Page  F-1  of  this  Form  10-K  and  are  included  in  this  Form  10-K 
following page F-1. 

ITEM 9. 

CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING 
AND FINANCIAL DISCLOSURE 

Not applicable. 

ITEM 9A. 

CONTROLS AND PROCEDURES 

Disclosure Controls and Procedures 

As of the end of the period covered by this report, we conducted an evaluation, under the supervision and 
with the participation of our principal executive officer and principal financial officer, of our disclosure controls and 
procedures  (as  defined  in  Rules  13a-15(e)  and  15d-15(e)  under  the  Securities  Exchange  Act).    Based  on  this 
evaluation, the principal executive officer and principal financial officer concluded that our disclosure controls and 
procedures are effective to ensure that information required to be disclosed by us in reports that we file or submit 
under  the  Securities  Exchange  Act  is  recorded,  processed,  summarized,  and  reported  within  the  time  periods 
specified in SEC rules and forms. 

Management’s Report on Internal Control Over Financial Reporting 

Our  management  is  responsible  for  establishing  and  maintaining  adequate  internal  control  over  financial 
reporting, as defined in Rules 13a15-(f) and 15d-15(f) under the Securities Exchange Act.  Our internal control over 
financial reporting is designed to provide reasonable assurance regarding the reliability of financial reporting and the 
preparation  of  financial  statements  for  external  purposes  in  accordance  with  GAAP.    Our  internal  control  over 
financial reporting includes those policies and procedures that 

(i) 

(ii) 

(iii) 

pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the 
transactions and dispositions of the assets of our Company; 

provide reasonable assurance that transactions are recorded as necessary to permit preparation 
of financial statements in accordance with GAAP, and that our receipts and expenditures are 
being made only in accordance with authorizations of our management and directors; and  

provide  reasonable  assurance  regarding  prevention  or  timely  detection  of  unauthorized 
acquisition, use, or disposition of our assets that could have a material effect on the financial 
statements. 

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect 
misstatements.    Also,  projections  of  any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that 
controls  may  become  inadequate  because  of  changes  in  conditions,  or  that  the  degree  of  compliance  with  the 
policies or procedures may deteriorate.   

Under the supervision of our principal executive officer and our principal financial officer, we conducted 
an evaluation of the effectiveness of our internal control over financial reporting based on the framework in Internal 
Control  –  Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway 
Commission.    Based  on  our assessment  and  those  criteria,  our  management  believes  that  we  maintained  effective 
internal control over financial reporting as of December 31, 2010.   

36 

 
 
Changes in Internal Control over Financial Reporting 

There  was  no change  in our internal control over  financial reporting during our  most recently completed 
fiscal  quarter  that  has  materially  affected,  or  is  reasonably  likely  to  materially  affect,  our  internal  control  over 
financial reporting.   

Attestation Report of Independent Registered Public Accounting Firm  

The attestation report required under this item is contained on page F-2 of this Form 10-K 

ITEM 9B. 

OTHER INFORMATION 

Not applicable. 

PART III 

ITEM 10. 

DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE 

Incorporated herein by reference to our definitive proxy statement with respect to our 2011 Annual Meeting 

of Stockholders. 

ITEM 11. 

EXECUTIVE COMPENSATION 

Incorporated herein by reference to our definitive proxy statement with respect to our 2011 Annual Meeting 

of Stockholders. 

ITEM 12. 

SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT 
AND RELATED STOCKHOLDER MATTERS 

The  following  table  summarizes  the  equity  compensation  plan  under  which  our  common  stock  may  be 

issued as of December 31, 2010.  

Number of securities to be 
issued upon exercise of 
outstanding options, 
warrants and rights 
(a) 
─ 

Weighted average exercise 
price of outstanding 
options, warrants and 
rights 
(b) 
─ 

Number of securities 
remaining available for 
future issuance under 
equity compensation plans 
(excluding securities 
reflected in column (a)) 
(c) 

663,126  (1) 

─ 

─ 

─ 

─ 

─ 

    663,126  

Plan category 
Equity compensation plans 
approved by security  
holders 

Equity compensation plans 
not approved by security 
holders 

Total 

37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(1) 

Relates to various stock-based awards available for issuance under our 2005 Equity Incentive Plan, including incentive stock options, 
non-qualified stock options, stock appreciation rights, deferred stock awards, restricted stock awards, unrestricted stock awards, and 
dividend equivalent rights. 

Additional information is incorporated herein by reference to our definitive proxy statement with respect to 

our 2011 Annual Meeting of Stockholders. 

ITEM 13. 

CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR 
INDEPENDENCE 

Incorporated herein by reference to our definitive proxy statement with respect to our 2011 Annual Meeting 

of Stockholders. 

ITEM 14. 

PRINCIPAL ACCOUNTANT FEES AND SERVICES 

Incorporated herein by reference to our definitive proxy statement with respect to our 2011 Annual Meeting 

of Stockholders. 

ITEM 15. 

EXHIBITS AND FINANCIAL STATEMENT SCHEDULES  

15(a) 

The following documents are filed as part of this Report: 

PART IV 

(1) (2)  The  financial  statements  and  supplementary  data  are  listed  in  the  Index  to  Financial  Statements  and 

Financial Statement Schedules appearing on Page F-1 of this Form 10-K. 

(3)  Exhibits 

3.1  

3.2 

3.3 

3.4 

4.1 

4.2    

Articles of Incorporation and Articles of Amendment of the Company (incorporated by reference 
to  Exhibit  3.1  to  the  Company’s  Registration  Statement  on  Form  S-11  (No. 33-73858),  as 
amended )  

Articles  Supplementary,  establishing  the  terms  of  the  Series  A  Preferred  Stock  (incorporated  by 
reference to Exhibit 3.1 to the Company’s Form 8-K (No. 001-12928) filed on December 9, 2008) 

Articles  Supplementary,  classifying  additional  shares  of  Common  Stock  and  Excess  Stock 
(incorporated by reference  to Exhibit 3.2 to the Company’s Form 8-K (No. 001-12928) filed on 
December 9, 2008) 

Bylaws of the Company (incorporated by reference to Exhibit 3.2 to the Company’s Form 10-K 
(No. 001-12928)  for the year ended December 31, 2006) 

Rights  Agreement,  dated  as  of  December  7,  1998,  by  and  between  Agree  Realty  Corporation,  a 
Maryland corporation, and Computershare Trust Company, N.A., f/k/a EquiServe Trust Company, 
N.A.,  a  national  banking  association,  as  successor  rights  agent  to  BankBoston,  N.A.,  a  national 
banking  association  (incorporated  by  reference  to  Exhibit  4.1  to  the  Company’s  Registration 
Statement on Form S-3 (No. 333-161520) filed on November 13, 2008) 

Second Amendment to Rights Agreement, dated as of December 8, 2008, by and between Agree 
Realty  Corporation,  a  Maryland  corporation,  and  Computershare  Trust  Company,  N.A.,  f/k/a 
EquiServe  Trust  Company,  N.A.,  a  national  banking  association,  as  successor  rights  agent  to 
BankBoston, N.A., a national banking association (incorporated by reference to Exhibit 4.1 to the 
Company’s Form 8-K (No. 001-12928) filed on December 9, 2008) 

38 

 
 
4.3 

4.4 

10.1 

Amended  and  Restated  Registration  Rights  Agreement,  dated  July  8,  1994  by  and  among  the 
Company,  Richard  Agree,  Edward  Rosenberg  and  Joel  Weiner  (incorporated  by  reference  to 
Exhibit  10.2  to  the  Company’s  Form  10-K  (No.  001-12928)  for  the  year  ended  December  31, 
1994) 

Form of certificate representing shares of common stock (incorporated by reference to Exhibit 4.2 
to the Company’s Registration Statement on Form S-3 (No. 333-161520) filed on August 24, 2009 

Amended  and  Restated  $50  million  Line  of  Credit  agreement  dated  November  5,  2003,  among 
Agree  Realty  Corporation,  Standard  Federal  Bank  and  Bank  One  (incorporated  by  reference  to 
Exhibit 10.1 to the Company’s Form 10-Q (No. 001-12928) for the quarter ended September 30, 
2003) 

10.2      

Third  Amended  and  Restated  Line  of  Credit  Agreement  by  and  between  the  Company,  and 
LaSalle  Bank  Midwest  National  Association  Individually  and  as  Agent  for  the  Lenders  and 
together  with  Fifth  Third  Bank  (incorporated  by  reference  to  Exhibit  10.28  to  the  Company’s 
Form 10-K (No. 001-12928) for the year ended December 31, 2006)  

10.3 

10.4 

10.5 

10.6 

10.7 

10.8 

Amendment to the Third Amended and Restated Line of Credit Agreement dated April 25, 2008, 
by and between Agree Realty Corporation, Agree Limited Partnership and LaSalle Bank Midwest 
National Association, individually and as agent for the lenders and together with Fifth Third Bank.  
(incorporated  by  reference  to  Exhibit  10.1  to  the  Company’s  Form  10-Q  for  the  quarter  ended 
September 30, 2009) 

Loan  Agreement  dated  as  of  July  14,  2008  by  and  between  Agree  Limited  Partnership,  as 
Borrower, and The Financial Institutions party thereto, as Co-Lenders, and LaSalle Bank Midwest 
National Association, as Agent (incorporated by reference to Exhibit 4.1 to the Company’s Form 
10-Q (No. 001-12928) for the quarter ended June 30, 2008) 

Commercial Mortgage dated as of July 14, 2008 executed by Agree Limited Partnership to and for 
the  benefit  of  LaSalle  Bank  Midwest  National  Association  and  Raymond  James  Bank,  FSB  
(incorporated by reference to Exhibit 4.2 to the Company’s Form 10-Q (No. 001-12928) for the 
quarter ended June 30, 2008) 

Continuing Unconditional Guaranty dated as of July 14, 2008 by Agree Realty Corporation for the 
benefit of La Salle Bank Midwest National Association (incorporated by reference to Exhibit 4.3 
to the Company’s Form 10-Q (No. 001-12928) for the quarter ended June 30, 2008) 

First  Amended  and  Restated  Agreement  of  Limited  Partnership  of  Agree  Limited  Partnership, 
dated as of April 22, 1994, by and among the Company, Richard Agree, Edward Rosenberg and 
Joel  Weiner  (incorporated by  reference  to  Exhibit  10.6  to the  Company’s  Form  10-K  (No.  001-
12928) for the year ended December 31, 1996) 

Contribution Agreement, dated as of April 21, 1994, by and among the Company, Richard Agree, 
Edward  Rosenberg  and  the  co-partnerships  named  therein  (incorporated  by  reference  to 
Exhibit 10.10  to  the  Company’s  Form  10-K  (No.  001-12928)  for  the  year  ended  December  31, 
1996) 

10.9+ 

Agree Realty  Corporation Profit Sharing Plan (incorporated by reference to Exhibit 10.13 to the 
Company’s Form 10-K (No. 001-12928) for the year ended December 31, 1996)  

10.10+    

Employment Agreement, dated July 14, 2009, by and between the Company and Richard Agree 
(incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K (No. 001-12928) filed on 
July 16, 2009) 

39 

 
10.11+ 

10.12+ 

10.13+ 

10.12+ 

10.13+ 

10.14+ 

12.1* 

Employment  Agreement,  dated  July  14,  2009,  by  and  between  the  Company  and  Joey  Agree 
(incorporated by reference to Exhibit 10.2 to the Company’s Form 8-K (No. 001-12928) filed on 
July 16, 2009) 

Letter Agreement of Employment dated July 8, 2010 between Agree Limited Partnership and Alan 
Maximiuk  (incorporated  by  reference  to  Exhibit  10.1  to  the  Company’s  Form  8-K  (No.  001-
12928) filed on November 8, 2010) 

Letter  Agreement  of  Employment  dated  April  5,  2010  between  Agree  Limited  Partnership  and 
Laith Hermiz (incorporated by reference  to Exhibit 10.1 to the Company’s  Form 8-K (No. 001-
12928) filed on April 6, 2010) 

2005 Equity Incentive Plan (incorporated by reference to  Exhibit 10.25 to the  Company’s  Form 
10-K (No. 001-12928) for the year ended December 31, 2004)  

Form of Restricted Stock Agreement (incorporated by reference to Exhibit 10.9 to the Company’s 
Form 10-K (No. 001-12928) for the year ended December 31, 2007) 

Summary of Director Compensation (incorporated by reference to Exhibit 10.10 to the Company’s 
Form 10-K (No. 001-12928) for the year ended December 31, 2007) 

Statement  of  computation  of  ratios  of  earnings  to  combined  fixed  charges  and  preferred  stock 
dividends 

21*  

Subsidiaries of Agree Realty Corporation 

23*  

Consent of Baker Tilly Virchow Krause, LLP 

24 

Power of Attorney (included on the signature page of this Annual Report on Form 10-K) 

31.1 * 

31.2 * 

32.1 * 

32.2 * 

Certification  pursuant  to  Section  302  of  the  Sarbanes-Oxley  Act  of  2002,  Richard  Agree, 
President, Chief Executive Officer and Chairman of the Board of Directors 

Certification  pursuant  to  Section  302  of  the  Sarbanes-Oxley  Act  of  2002,  Alan  D.  Maximiuk, 
Chief Financial Officer 

Certification  pursuant  to  Section  906  of  the  Sarbanes-Oxley  Act  of  2002,  Richard  Agree, 
President, Chief Executive Officer and Chairman of the Board of Directors 

Certification  pursuant  to  Section  906  of  the  Sarbanes-Oxley  Act  of  2002,  Alan  D.  Maximiuk, 
Chief Financial Officer 

*  

+ 

Filed herewith 

Management contract or compensatory plan or arrangement 

Pursuant to Item 601(b)(4)(iii) of Regulation S-K, the registrant has not filed debt instruments relating to 
long-term  debt  that  is  not  registered  and  for  which  the  total  amount  of  securities  authorized  thereunder  does  not 
exceed 10% of total assets of the registrant and its subsidiaries on a consolidated basis as of December 31, 2010.  
The registrant agrees to furnish a copy of such agreements to the SEC upon request. 

15(b)  The Exhibits listed in Item 15(a)(3) are hereby filed with this Report. 

40 

 
 
 
 
 
 
15(c) 

The financial statement schedule listed at Item 15(a)(2) is hereby filed with this Report. 

41 

 
 
 
PURSUANT  to  the  requirements  of  Section  13  or  15(d)  of  the  Securities  Exchange  Act  of  1934,  the 

Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

                                                                                                        of Directors 

Date:  March 15, 2011 

AGREE REALTY CORPORATION 
By: 
/s/ Richard Agree 
Name:  Richard Agree 

Chief Executive Officer and Chairman of the Board   

KNOW  ALL  MEN  BY  THESE  PRESENTS,  that  we,  the  undersigned  officers  and  directors  of  Agree 
Realty Corporation, hereby severally constitute Richard Agree, Joel N. Agree and Alan D. Maximiuk, and each of 
them singly, our true and lawful attorneys with full power to them, and each of them singly, to sign for us and in our 
names in the capacities indicated below, the Form 10-K filed herewith and any and all amendments to said Form 10-
K, and generally to do all such things in our names and in our capacities as officers and directors to enable Agree 
Realty  Corporation  to  comply  with  the  provisions  of  the  Securities  Exchange  Act  of  1934,  as  amended  and  all 
requirements of the Securities and Exchange  Commission,  hereby ratifying and confirming our signatures as they 
may be signed by our said attorneys, or any of them, to said Form 10-K and any and all amendments thereto. 

PURSUANT to the requirements of the Securities Exchange Act of 1934, this report has been signed below 

by the following persons on behalf of the Registrant and in the capacities indicated on the 15th day of March 2011. 

By: 

By: 

By: 

/s/ Richard Agree 
Richard Agree 
Chief  Executive  Officer  and 
the  Board  of 
Chairman  of 
Directors 
(Principal Executive Officer) 

/s/ Joel N. Agree 
President, Chief Operating Officer 
and Director 

/s/ Alan D. Maximiuk           
Alan D. Maximiuk 
Vice  President,  Chief  Financial 
Officer and 
   Secretary 
(Principal Financial and 
   Accounting Officer) 

By: 

By: 

By: 

By: 

By: 

/s/ Farris G. Kalil 
Farris G. Kalil 
Director 

/s/ Michael Rotchford    
Michael Rotchford 
Director 

/s/William S. Rubenfaer            
William S. Rubenfaer 
Director 

/s/ Gene Silverman           
Gene Silverman 
Director 

/s/ Leon M. Schurgin          
Leon M. Schurgin 
Director 

42 

 
 
 
 
 
 
          
         
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Page

F-2

F-3
F-5
F-6
F-7

F-9

F-26

Reports of Independent Registered Public Accounting Firm

Financial Statements

Consolidated Balance Sheets
Consolidated Statements of Income
Consolidated Statements of Stockholders’ Equity
Consolidated Statements of Cash Flows

Notes to Consolidated Financial Statements

Schedule III - Real Estate and Accumulated Depreciation

F-1

[This page intentionally left blank.] 

Report of Independent Registered Public Accounting Firm

To the Stockholders, Audit Committee and Board of Directors
Agree Realty Corporation
Farmington Hills, MI

We  have  audited  the  accompanying  consolidated  balance  sheets  of  Agree  Realty  Corporation  as  of  December  31,  2010  and 
2009, and the related consolidated statements of income, stockholders' equity, and cash flows for the years ended December 31, 
2010,  2009  and  2008.    We  also  have  audited  Agree  Realty  Corporation's  internal  control  over  financial  reporting  as  of 
December  31,  2010,  based  on  criteria  established  in  Internal  Control  - Integrated  Framework issued  by  the  Committee  of 
Sponsoring  Organizations  of  the  Treadway  Commission  (COSO).    The  company's  management  is  responsible  for  these 
consolidated financial statements, for maintaining effective internal control over financial reporting, and for its assessment of 
the effectiveness of internal control over financial reporting.  Our responsibility is to express an opinion on these consolidated
financial statements and an opinion on the company's internal control over financial reporting based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States).  
Those  standards  require  that  we  plan  and  perform  the  audit  to  obtain  reasonable  assurance  about  whether  the  consolidated 
financial  statements  are  free  of  material  misstatement  and  whether  effective  internal  control  over  financial  reporting  was 
maintained  in  all  material  respects.    An  audit  includes  examining,  on  a  test  basis,  evidence  supporting  the  amounts  and 
disclosures  in  the  consolidated  financial  statements.    An  audit  also  includes  assessing  the  accounting  principles  used  and 
significant estimates made by management as well as evaluating the overall consolidated financial statement presentation.  Our
audit  of  internal  control  over  financial  reporting  included  obtaining  an  understanding  of  internal  control  over  financial 
reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness 
of internal control based on the assessed risk.  Our audits  also included performing such other procedures as  we considered 
necessary in the circumstances.  We believe that our audits provide a reasonable basis for our opinion.

A  company's  internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable  assurance  regarding  the 
reliability of  financial reporting and the preparation of consolidated financial  statements for external purposes in accordance 
with  generally accepted accounting principles.  A company's internal control over financial reporting includes those  policies 
and  procedures  that  (1)  pertain  to  the  maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the 
transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as 
necessary  to  permit  preparation  of  consolidated  financial  statements  in  accordance  with  generally  accepted  accounting 
principles,  and  that  receipts  and  expenditures  of  the  company  are  being  made  only  in  accordance  with  authorizations  of 
management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of 
unauthorized  acquisition,  use,  or  disposition  of  the  company's  assets  that  could  have  a  material  effect  on  the  consolidated 
financial statements.

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.    Also,
projections  of  any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that controls  may  become  inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

In  our  opinion,  the  consolidated  financial  statements  referred  to  above  present  fairly,  in  all  material  respects,  the  financial 
position of Agree Realty Corporation as of December 31, 2010 and 2009 and the results of their operations and cash flows for 
the years ended December 31, 2010, 2009 and 2008, in conformity with U.S. generally accepted accounting principles.  Also in 
our opinion, Agree Realty Corporation maintained, in all material respects, effective internal control over financial reporting as 
of December 31, 2010, based on criteria established in Internal Control - Integrated Framework issued by the Committee of 
Sponsoring Organizations of the Treadway Commission (COSO).

/s/ Baker Tilly Virchow Krause, LLP
Chicago, Illinois
March 15, 2011

F-2

Agree Realty Corporation

Consolidated Balance Sheets

2010

2009

$ 103,693,227
227,645,287
(66,111,215)
265,227,299
359,299
6,522,821

$

95,047,459
220,604,734
(64,076,469)
251,575,724
4,791,975

-

272,109,419

256,367,699

593,281

688,675

December 31,

Assets

Real Estate Investments (Notes 6 and 7)

Land
Buildings
Less accumulated depreciation

Property under development
Property held for sale, net

Net Real Estate Investments

Cash and Cash Equivalents

Accounts Receivable - Tenants, (Note 3) net of allowance of
$35,000 for possible losses at both December 31, 2010
and 2009

1,330,129

1,986,836

Unamortized Deferred Expenses

Financing costs, net of accumulated amortization of $5,392,802
and $5,126,333 at December 31, 2010 and 2009, respectively

Leasing costs, net of accumulated amortization of $934,399

and $841,427 at December 31, 2010 and 2009, respectively

Lease intangibles costs, net of accumulated amortization of 

1,133,194

1,360,514

812,295

537,100

$50,479 and $-0- at December 31, 2010 and 2009 respectively

8,152,248

-

Other Assets

Total Assets

911,801

847,894

$ 285,042,367

$ 261,788,718

See accompanying notes to consolidated financial statements.

F-3

Agree Realty Corporation

Consolidated Balance Sheets

2010

2009

December 31,

Liabilities

Mortgages Payable (Note 6)

$

71,526,780

$

75,552,802

Notes Payable (Note 7)

28,380,254

29,000,000

Dividends and Distributions Payable (Note 8)

5,145,740

4,354,163

Deferred Revenue (Note 18)

Accrued Interest Payable

Accounts Payable

Capital expenditures
Operating

Interest Rate Swap (Note 9)

Deferred Income Taxes (Note 10)

Tenant Deposits

Total Liabilities

9,345,754

10,035,304

221,154

261,012

286,078
1,427,718

352,430
1,529,085

793,211

74,753

705,000

705,000

80,402

97,285

117,912,091

121,961,834

Stockholders’ Equity (Note 8)

Common stock, $.0001 par value; 13,350,000 shares authorized,

9,759,014 and 8,196,074 shares issued and outstanding

Excess stock, $0.0001 par value, 6,500,000 shares authorized, 

0 shares issued and outstanding

Series A junior participating preferred stock, $0.0001 par value,    

150,000 shares authorized, 0 shares issued and outstanding

Additional paid-in capital
Deficit
Accumulated other comprehensive income (loss)

Total Stockholders’ Equity – Agree Realty Corporation

Non-controlling interest
Total Stockholders’ Equity

976

-

820

-

-
179,705,353
(14,702,252)
(764,735)

-
147,466,101
(10,632,798)
(70,806)

164,239,342
2,890,934
167,130,276

136,763,317
3,063,567
139,826,884

          See accompanying notes to consolidated financial statements.

$ 285,042,367

$ 261,788,718

F-4

Agree Realty Corporation

Consolidated Statements of Income

2010

2009

2008

$

32,786,621
34,518
2,604,007
589,541
97,583

$

31,299,502
15,366
2,646,634
409,643
30,462

$

30,116,821
15,396
2,782,484
-
3,850

36,112,270

34,401,607

32,918,551

1,912,593
1,458,261
476,531
5,003,384
5,687,413
7,700,000

1,937,523
1,565,679
387,300
4,559,005
5,358,961
-

1,866,551
1,812,522
294,948
4,361,419
5,063,540
-

22,238,182

13,808,468

13,398,980

13,874,088

20,593,139

19,519,571

(4,711,944)

(4,634,754)

(5,179,414)

Year Ended December 31,

Revenues

Minimum rents
Percentage rents
Operating cost reimbursement

    Development fee income

Other income 

Total Revenues

Operating Expenses
Real estate taxes
Property operating expenses
Land lease payments
General and administrative
Depreciation and amortization

    Impairment charge 

Total Operating Expenses

Income From Operations

Other (Expense)

Interest expense, net

Income Before Discontinued Operations

9,162,144

15,958,385

14,340,157

     Gain on sale of assets from discontinued operations
     Income from discontinued operations

4,737,968
1,727,722

-
2,035,651

-
1,941,881

Net Income

15,627,834

17,994,036

16,282,038

Less Net Income Attributable to Non-Controlling Interest

561,039

950,046

1,264,611

Net Income Attributable to Agree Realty Corporation

$

15,066,795

$

17,043,990

$

15,017,427

Other  Comprehensive  Loss,  Net  of 
Attributable to Non-Controlling Interests

($24,529  and  $3,947) 

              693,929

                70,806

-

$

$

$

14,372,866

1.65

1.64

$

$

$

16,973,184

$

15,017,427

2.15

2.14

$

$

1.95

1.95

$

2.00
See accompanying notes to consolidated financial statements.

2.02

2.04

$

$

Total Comprehensive Income Attributable to Agree Realty 

Corporation

Basic Earnings Per Share (Note 2)

Dilutive Earnings Per Share (Note 2)

Dividend Declared Per Common Share

F-5

    
 
Agree Realty Corporation

Consolidated Statements of Stockholders’ Equity

Common Stock

Shares

Amount

Additional
Paid-In
Capital

Non-Controlling
Interest

Deficit

Accumulated 
Other

Comprehensive
Income (loss)

Balance, January 1, 2008

7,754,246

$775

$142,260,659

$  5,896,180

$ (10,647,624)

$            -

Issuance of restricted stock under the 

Equity Incentive Plan
Forfeiture of restricted stock
Conversion of OP Units
Vesting of restricted stock
Dividends and distributions declared 

$2.00 per share

Net income

          46,350              4

                    -

                   -

                   -

                -

(4,800)
68,134              7
-

-

-
-

-
-

-

-

         501,025         (501,025)

             -

1,130,474

      -

      -

-
-

(1,313,025)    
1,264,611

(15,627,334)
15,017,427

-

      -
-

Balance, December 31, 2008

7,863,930

786

143,892,158         5,346,741

(11,257,531)

                  -      

Issuance of restricted stock under the 

Equity Incentive Plan
Conversion of OP Units
Vesting of restricted stock
Other comprehensive (loss)
Dividends and distributions declared

$2.02 per share

Net income

74,350            8
257,794          26
           -
          -

-
-

               -

             -
      2,398,186         (2,398,186)
      1,175,757                -
             -

              (3,947)

             -
             -
             -
             -

                 -
                 -
                 -
         (70,806)

-
-

           -
           -

             -
             -

          (831,087)
           950,046

(16,419,257)
      17,043,990

                -
                 -

Balance, December 31, 2009

8,196,074        820

147,466,101         3,063,567

     (10,632,798)

         (70,806)

Issuance of common stock, net of   

issuance costs

Issuance of restricted stock under the 

Equity Incentive Plan

Forfeiture of restricted stock
Vesting of restricted stock
Other comprehensive (loss)
Dividends and distributions declared

$2.04 per share

Net income

1,495,000        150

     31,072,596                 -

             -

                 -

88,550            9
(20,610)          (3)

-
-

-
-

          -
          -

          -
-

                -

            -
            -
      1,166,656                 -
             -

            (24,529)

             -

                 -

             -
             -

                 -
         (693,929)

             -
             -

           (709,143)
            561,039

(19,136,249)
     15,066,795

                 -
                 -

Balance, December 31, 2010

9,759,014       $976

$ 179,705,353 $        2,890,934

$ (14,702,252)

$       (764,735)

See accompanying notes to consolidated financial statements.

F-6

       
Agree Realty Corporation

Consolidated Statements of Cash Flows

Year Ended December 31,

2010

2009

2008

Cash Flows From Operating Activities

Net income
Adjustments to reconcile net income to net
cash provided by operating activities

Depreciation
Amortization
Stock-based compensation

          Impairment charge

Gain on sale of assets
(Increase) decrease in accounts receivable
(Increase) decrease in other assets
(Decrease) increase in accounts payable
Decrease in deferred revenue
Increase (decrease) in accrued interest
Increase (decrease) in tenant deposits

$

15,627,834

$ 17,994,036

$ 16,282,038

5,810,159
409,920
1,166,656
8,140,000
(4,737,968)
656,707
(114,467)
(101,367)
(689,550)
(39,858)
(16,883)

5,643,350
354,212
1,175,757
-
-
(1,022,034)
69,172
267,275
(689,550)
(239,784)
27,208

5,320,394
237,297
1,130,474
-
-
(194,437)
(112,144)
(221,317)
(689,550)
171,625
5,992

Net Cash Provided By Operating Activities

26,111,183

23,579,642

21,930,372

Cash Flows From Investing Activities

Acquisition of real estate investments (including

capitalized interest of $319,235 in 2010, $220,782   
in 2009 and $557,645 in 2008)
Payment of lease acquisition costs
Net proceeds from sale of assets

(38,821,775)
(8,202,727)
14,204,502

(8,748,856)
-
-

(21,418,961)
-
-

Net Cash Used In Investing Activities

(32,820,000)

(8,748,856)

(21,418,961)

See accompanying notes to consolidated financial statements.

F-7

Agree Realty Corporation

Consolidated Statements of Cash Flows

Year Ended December 31,

2010

2009

2008

Cash Flows From Financing Activities
Proceeds from common stock offering
Mortgage proceeds
Line-of-credit net (payments) borrowings 
Dividends and limited partners’ distributions paid
Payments of mortgages payable
Payments of payables for capital expenditures
Payments for financing costs
Payments of leasing costs

31,072,752
-
(619,746)
(19,053,813)
(4,026,022)
(352,430)
(39,149)
(368,167)

-
11,358,000
(3,945,000)
(17,129,368)
(3,428,895)
(850,225)
(697,004)
(118,296)

-
24,800,000
(3,855,000)
(16,918,952)
(2,936,471)
(1,069,734)
(287,666)
(119,550)

Net Cash Used In Financing Activities

6,613,423

(14,810,788)

(387,373)

Increase 

Net 
Equivalents

(Decrease) 

In  Cash  and  Cash 

Cash and Cash Equivalents, beginning of year

Cash and Cash Equivalents, end of year

Supplemental Disclosure of Cash Flow Information
Cash paid for interest (net of amounts capitalized)

Supplemental Disclosure of Non-Cash Transactions

Dividends and limited partners’ distributions

Declared and unpaid
Conversion of OP Units
Shares issued under Stock Incentive Plan
Real estate investments financed with accounts

payable

(95,394)

688,675

593,281

4,487,923

5,145,740
-
2,068,866

286,078

$

$

$
$
$

$

19,998

668,677

688,675

4,590,239

4,354,163
2,398,186
1,159,316

352,430

$

$

$
$
$

$

124,038

544,639

668,677

4,835,277

4,233,232
501,025
1,364,459

850,225

$

$

$
$
$

$

See accompanying notes to consolidated financial statements.

F-8

Agree Realty Corporation

Notes to Consolidated Financial Statements

1. The 

Company

Agree  Realty  Corporation  (the  “Company”)  is  a  self-administered,  self-managed 
real estate investment trust (“REIT”), which develops, acquires, owns and operates 
retail  properties,  which  are  primarily  leased  to  national  and  regional  retail 
companies under net leases. At December 31, 2010, the Company's properties are 
comprised of 69 single tenant retail facilities and 12 community shopping centers 
located in 17 states. Included in the 81 total properties were two properties held for 
sale  as  of  December  31,  2010.    During  the  year  ended  December  31,  2010, 
approximately  97%  of  the  Company's  annual  base  rental  revenues  was received 
tenants  under 
from  national  and 
including 
approximately  31%  from Walgreen  Co. (“Walgreen”),  20%  from  Borders  Group, 
Inc. (“Borders”), and 11% from Kmart Corporation, a wholly-owned subsidiary of 
Sears Holdings Corporation (“Kmart”).

long-term 

regional 

leases, 

2.

Summary of
Significant 
        Accounting 
Policies

Principles of Consolidation

The  consolidated  financial  statements  of  Agree  Realty  Corporation  include  the 
accounts  of  the  Company,  its  majority-owned  partnership,  Agree  Limited 
Partnership (the “Operating Partnership”), and its wholly-owned subsidiaries. The 
Company  controlled,  as  the  sole  general  partner,  96.56% and  95.93%  of  the 
Operating  Partnership  as  of  December 31,  2010  and  2009,  respectively.  All 
material intercompany accounts and transactions are eliminated.

Use of Estimates

The  preparation  of  financial  statements  in  conformity  with  accounting  principles 
generally accepted in the United States of America requires management to make 
estimates  and  assumptions  that  affect  the  reported  amounts  of  (1)  assets  and 
liabilities and the disclosure of contingent assets and liabilities as of the date of the 
financial  statements,  and  (2)  revenues  and  expenses  during  the  reporting  period. 
Actual results could differ from those estimates.

Fair Values of Financial Instruments

Certain  of  the  Company’s assets  and  liabilities  are  disclosed  at  fair  value.  Fair 
value  is  the  price  that  would  be  received  to  sell  an  asset  or  paid  to  transfer  a 
liability in an orderly transaction between market participants at the measurement 
date. In  determining  fair  value,  the  Company  uses  various  valuation  methods 
including  the  market,  income  and  cost  approaches. The  assumptions  used  in  the 
application  of  these  valuation  methods  are  developed  from  the  perspective  of 
market  participants,  pricing  the  asset  or  liability. Inputs  used  in  the  valuation 
methods  can  be  either  readily  observable,  market  corroborated, or  generally 
unobservable  inputs. Whenever  possible  the  Company  attempts  to  utilize 
valuation methods that maximize the uses of observable inputs and minimizes the 
use  of  unobservable  inputs. Based  on  the  operability  of  the  inputs  used  in  the 
valuation methods the Company is required to provide the following information 
according  to  the  fair  value  hierarchy. The  fair  value  hierarchy  ranks  the  quality 

F-9

Agree Realty Corporation

Notes to Consolidated Financial Statements

and  reliability  of  the  information  used  to  determine  fair  values. Assets  and 
liabilities  measured,  reported  and/or disclosed  at fair value  will  be  classified and 
disclosed in one of the following three categories:  

Level 1 – Quoted market prices in active markets for identical assets or liabilities.

Level  2  – Observable  market  based  inputs  or  unobservable  inputs  that  are 
corroborated by market data.

Level 3 – Unobservable inputs that are not corroborated by market data.

The  table  below  sets  forth  the  Company’s fair  value  hierarchy  for  liabilities 
measured or disclosed at fair value as of December 31, 2010.

Level 1

Level 2

Level 3

Liability:
Interest rate swap
Fixed rate mortgage
Variable rate mortgage
Variable rate debt

$ —
$ —
$ —
$ —

$
$ —
$ —
$

793,211 $ —

$ 48,012,000
$ 22,255,000

28,380,254 $ —

The  carrying  amounts  of  the  Company’s  short-term  financial  instruments,  which 
consist of cash, cash equivalents, receivables, and accounts payable, approximate 
their  fair  values.  The  fair  value  of  the  interest  rate  swap  was  derived  using
estimates  to  settle  the  interest  rate  swap  agreement,  which  is  based  on  the  net 
present  value  of  expected  future  cash  flows  on  each  leg  of  the  swap  utilizing 
market-based  inputs  and  discount  rates  reflecting  the  risks  involved.    The  fair 
value of fixed and variable rate mortgages was derived using the present value of 
future  mortgage  payments  based  on  estimated  current  market  interest  rates of
6.31% and 7.59% at December 31, 2010 and 2009, respectively. The fair value of 
variable rate debt is estimated to be equal to the face value of the debt because the 
interest rates are floating and is considered to approximate fair value.

Investments in Real Estate – Carrying Value of Assets

Real estate assets are stated at cost less accumulated depreciation. All costs related 
to  planning,  development  and  construction  of  buildings  prior  to  the  date  they 
become operational, including interest and real estate taxes during the construction 
period, are capitalized for financial reporting purposes and recorded as “Property 
under development” until construction has been completed. 

Subsequent to completion of construction, expenditures for property maintenance 
are charged to operations as incurred, while significant renovations are capitalized. 

F-10

Agree Realty Corporation

Notes to Consolidated Financial Statements

Depreciation and Amortization

Depreciation  expense  is  computed  using  a  straight-line  method  and  estimated 
useful lives for buildings and improvements of 20 to 40 years and equipment and 
fixtures of 5 to 10 years.  

Purchase Accounting for Acquisitions of Real Estate

Acquired real estate assets have been accounted for using the purchase method of 
accounting  and  accordingly,  the  results  of  operations  are  included  in  the 
consolidated  statements  of  income  from  the  respective  dates  of  acquisition.  The 
Company  allocates  the  purchase  price  to  (i) land  and  buildings  based  on 
management’s  internally  prepared  estimates  and  (ii) identifiable  intangible  assets 
or  liabilities  generally  consisting  of  above-market  and  below-market  in-place 
leases  and  in-place  leases. The  Company  uses  estimates  of  fair  value  based  on 
estimated  cash  flows,  using  appropriate  discount  rates,  and  other  valuation 
techniques,  including  management’s  analysis  of  comparable  properties  in  the 
existing portfolio, to allocate the purchase price to acquired tangible and intangible 
assets.

The  estimated  fair  value  of  above-market  and  below-market  in-place  leases  for 
acquired  properties  is recorded  based  on the  present value  (using  an interest  rate 
which  reflects  the  risks  associated  with  the  leases acquired)  of  the  difference 
between (i) the contractual amounts to be paid pursuant to the in-place leases and 
(ii) management’s  estimate  of  fair  market  lease  rates  for  the  corresponding  in-
place leases, measured over a period equal to the remaining non-cancelable term of
the lease.

During 2010, the Company recorded $8,202,727 as the fair value of above market 
leases and other intangible assets.

The aggregate fair value of other intangible assets consisting of in-place, at market 
leases,  is  estimated  based  on  internally  developed  methods  to  determine  the 
respective  property  values  and  are  included  in  lease  intangibles  cost
in  the 
consolidated  balance  sheets.  Factors  considered  by  management  in  their  analysis 
include an estimate of costs to execute similar leases and operating costs saved.

The  fair  value  of  intangible  assets  acquired  is amortized  to  depreciation  and 
amortization on the consolidated statements of income over the remaining term of 
the  respective  leases.    The  weighted  average  amortization  period  for  the  lease 
intangible costs is 22.5 years.

Investment in Real Estate – Impairment evaluation

Management  periodically  assesses  its  Real  Estate Investments for  possible 
impairment  indicating  that  the  carrying  value  of  the  asset,  including  accrued 

F-11

Agree Realty Corporation

Notes to Consolidated Financial Statements

rental  income,  may  not  be  recoverable  through  operations. 
  Events  or 
circumstances  that  may  occur  include  significant  changes  in  real  estate  market 
conditions and the ability of the Company to re-lease or sell properties that are 
currently  vacant  or become  vacant.    Management  determines  whether  an 
impairment in value has occurred by comparing the estimated future cash flows 
(undiscounted and  without  interest charges),  including  the  residual  value  of the 
real  estate,  with  the  carrying  cost  of  the  individual  asset.    If  an  impairment  is 
indicated, a loss will be recorded for the amount by which the carrying value of 
the asset exceeds fair value.

Cash and Cash Equivalents

The  Company  considers  all  highly  liquid  investments  with  a  maturity  of  three
months or less when purchased to be cash equivalents.  The Company maintains 
its  cash  and  cash  equivalents  at  a  financial  institution.    The  account  balances 
periodically  exceed  the  Federal  Deposit  Insurance  Corporation  (“FDIC”) 
insurance coverage, and as a result, there is a concentration of credit risk related 
to amounts on deposit in excess of FDIC insurance coverage. 

Accounts Receivable – Tenants

from 

receivable 

tenants  are  unsecured  and 

reflect  primarily 
Accounts 
reimbursement  of  specified  common  area  expenses.  Amounts  outstanding  in 
excess of 30 days are considered past due.  The Company determines its allowance 
for uncollectible accounts based on historical trends, existing economic conditions, 
and known financial position of its tenants. Tenant accounts receivable are written-
off by the Company in the year when receipt is determined to be remote.  

Unamortized Deferred Expenses

Deferred expenses are stated net of total accumulated amortization. The nature and 
treatment of these capitalized costs are as follows: (1) financing costs, consisting 
of expenditures incurred to obtain long-term financing, are being amortized using 
the  effective  interest  method  over  the  term  of  the  related  loan, (2) leasing  costs, 
which are amortized on a straight-line basis over the term of the related lease and 
(3)  lease  intangibles,  which  are  amortized  over  the  remaining  term  of  the  lease 
acquired.  The Company incurred expenses of $409,920, $354,212 and $237,297
for the years ended December 31, 2010, 2009 and 2008, respectively.

Other Assets

The  Company  records  prepaid  expenses,  deposits,  vehicles,  furniture  and 
fixtures,  leasehold  improvements,  acquisition  advances  and  miscellaneous 
receivables as other assets in the accompanying balance sheets.

F-12

Agree Realty Corporation

Notes to Consolidated Financial Statements

Accounts Payable - Capital Expenditures

Included in accounts payable are amounts related to the construction of buildings. 
Due to the nature of these expenditures, they are reflected in the statements of cash 
flows as a non-cash financing activity.

Revenue Recognition

Minimum rental income attributable to leases is recorded when due from tenants. 
Certain  leases  provide  for  additional  percentage  rents  based  on  tenants'  sales 
volume.  These  percentage  rents  are  recognized  when  determinable  by  the 
Company. In addition, leases for certain tenants contain rent escalations and/or free 
rent during the first several months of the lease term; however, such amounts are 
not material.

Taxes Collected and Remitted to Governmental Authorities

The  Company  reports  taxes,  collected  from  tenants  that  are  to  be  remitted  to 
governmental authorities, on a net basis and therefore does not include the taxes 
in revenue.

Operating Cost Reimbursement

Substantially  all  of  the  Company's  leases  contain  provisions  requiring  tenants  to 
pay  as  additional  rent  a  proportionate  share  of  operating  expenses  such  as  real 
estate  taxes,  repairs  and  maintenance,  insurance,  etc.  The  related  revenue  from 
tenant  billings  is  recognized  as  operating  cost  reimbursement  in the  same  period 
the expense is recorded.

Income Taxes

The  Company  has  made  an  election  to  be  taxed as  a  REIT  under  Sections  856 
through  860  of  the  Internal  Revenue  Code  of  1986,  as  amended  (the  “Internal 
Revenue  Code”)and  related  regulations.    The  Company  generally  will  not  be 
subject to federal income taxes on amounts distributed to stockholders, providing 
it  distributes  100  percent  of  its REIT taxable  income  and  meets  certain  other 
requirements  for  qualifying  as  a  REIT.    For  each  of  the  years  in  the  three-year 
period  ended  December  31,  2010,  the  Company  believes  it  has  qualified  as  a 
REIT.  Notwithstanding the Company’s qualification for taxation as a REIT, the 
Company is subject to certain state taxes on its income and real estate.

The  Company  and  its  taxable  REIT  subsidiaries (“TRS”)  have  made  a  timely 
TRS election pursuant to the provisions of the REIT Modernization Act.  A TRS 
is  able  to  engage  in  activities  resulting  in income  that  previously  would  have 
been disqualified from being eligible REIT income under the federal income tax 
regulations.  As a result, certain activities of the Company which occur within its 
TRS  entity  are subject  to  federal  and  state  income  taxes (See  Note  10).    All 

F-13

Agree Realty Corporation

Notes to Consolidated Financial Statements

provisions for federal  income  taxes in  the  accompanying  consolidated financial 
statements are attributable to the Company’s TRS.

Dividends

The Company declared dividends of $2.04, $2.02 and $2.00 per share during the 
years  ended  December  31,  2010,  2009,  and  2008;  the  dividends  have  been 
reflected for federal income tax purposes as follows:

December 31,
Ordinary income
Return of capital

Total

$

2010
1.84
.20

$

2009
2.02
-

2008
1.96
$
        .04

$

2.04

$

2.02

$

2.00

The  aggregate  federal 
approximately $22.3 million less than the financial statement basis.

tax  basis  of  Real  Estate  Investments 

income 

is 

Earnings Per Share

Earnings  per  share  have  been  computed  by  dividing  the  net  income  by  the 
weighted average number of common shares outstanding.    Diluted earnings per 
share is computed by dividing net income by the weighted average common and 
potential  dilutive  common  shares  outstanding  in  accordance  with  the  treasury 
stock method.

The following is a reconciliation of the denominator of the basic net earnings per 
common  share  computation  to  the  denominator  of  the  diluted  net  earnings  per 
common share computation for each of the periods presented:

Year Ended December 31,

2010

2009

2008

Weighted average number of common
shares outstanding
Unvested restricted stock
Weighted average number of common  
shares outstanding used in basic earnings  
per share

    9,322,509
    166,850

8,086,840 
140,980 

7,810,692 
      104,050 

9,155,659

7,945,860

7,706,642

Weighted 
outstanding used in basic earnings per share

average 

number 

of 

common 

Effect of dilutive securities
     Restricted stock
Weighted 
outstanding used in diluted earnings per share

average 

number 

of 

common 

shares 

shares 

9,155,659

7,945,860

7,706,642

35,840

20,099

11,893

9,191,500

7,965,959

7,718,535

F-14

Agree Realty Corporation

Notes to Consolidated Financial Statements

Stock Based Compensation

The Company estimates fair value of restricted stock and stock option grants at 
the date of grant and amortize those amounts into expense on a straight-line basis 
or  amount  vested,  if  greater,  over  the  appropriate  vesting  period.    No  stock 
options were issued or vested during 2010, 2009 or 2008.

Recent Accounting Pronouncements

Effective  January  1,  2010,  companies  are  required  to  separately  disclose  the 
amounts  of  significant  transfers  of  assets  and  liabilities  into  and  out  of  Level  1, 
Level 2 and Level 3 of the fair value hierarchy and the reasons for those transfers. 
Companies  must  also  develop  and  disclose  their  policy  for  determining  when 
transfers  between  levels  are  recognized.    In  addition, companies  are  required  to 
provide  fair  value  disclosures  of  each  class  rather  than  each  major  category  of 
assets  and  liabilities.    For  fair  value  measurements  using  significant  other 
observable  inputs  (Level  2)  or  significant  unobservable  inputs  (Level  3), 
companies are required to disclose the valuation technique and the inputs used in 
determining  fair  value  for  each  class  of  assets  and  valuation  technique  and  the 
inputs  used  in  determining  fair  value  for  each  class  of  assets  and  liabilities. 
Adoption  of  this  standard  did  not  have  a  material  effect  on  the  Company’s 
consolidated results of operations or financial position.

Effective  January  1, 2010,  companies  are  required  to  separately  disclose 
purchases, sales, issuances and settlements on a gross basis in the reconciliation of 
recurring Level 3 fair value measurements.  Adoption of this standard did not have 
a material effect on the Company’s consolidated results of operations or financial 
position.

For  contracts  where  the  Company  does  not  retain  ownership  of  real  property 
developed  and  received  fee  income  for  managing  the  development  project,  the 
Company  uses  the  percentage  of  completion  accounting  method.    Under  this 
approach, income is recognized based on the status of the uncompleted contracts 
and the current estimates of costs to complete.  The percentage of completion is 
determined by the relationship of costs incurred to the total estimated costs of the 
contract.    Provisions  are  made  for  estimated  loses  on  uncompleted  contracts  in 
the period in which such losses are determined.  Changes in job performance, job 
conditions,  and  estimated  profitability  including  those  arising  from  contract 
penalty provisions and final contract settlements, may result in revisions to costs 
and  income.    Such  revisions  are  recognized  in  the  period  in  which  they  are 
determined.    Claims  for  additional  compensation  due to the  Company  are 
recognized in contract revenues when realization is probable and the amount can 
be reliably estimated.

F-15

3. Costs and 
Estimated 
Earnings on 
Uncompleted 
Contracts

4.    Impairment –
Real Estate

Agree Realty Corporation

Notes to Consolidated Financial Statements

                           Cost incurred on uncompleted        

                           Estimated earnings

Contracts

                           Earned revenue
                           Less billings to date

                                        Total

       2010

       2009

$

$

-
-

-
-

-

$520,357
409,643

930,000
-

$930,000

Total unbilled receivable at December 31, 2009 was $930,000 and is included 
in accounts receivable – tenants on the consolidated balance sheet.

Management  periodically  assesses  its  real  estate  for  possible  impairment 
whenever  certain  events  or  changes  in  circumstances  indicate  that  the  carrying 
amount  of  the  asset,  including  accrued  rental  income,  may  not  be  recoverable 
through  operations.    Events  or  circumstances  that  may  occur  include  significant 
changes  in  real  estate  market  conditions  and  the  ability  of  the  Company  to  re-
lease  or  sell  properties  that  are  vacant  or  become  vacant.    Impairments  are 
measured as the amount by which the current book value of the asset exceeds the 
estimated  fair  value  of  the  asset.   As  a  result  of  the  Company’s  review  of  Real 
Estate  Investments,  including  identifiable  intangible  assets,  the  Company 
recognized the following real estate impairments for the year ended December 31:

Continuing operations
Discontinued operations

       2010
$7,700,000
440,000

       2009
$

                                        Total

$8,140,000

$

       2008

-
-

-

$

$

-
-

-

Real  Estate  Investments measured  as  fair  value  due  to  impairment charges  are 
considered fair value measurements on a non recurring basis.  The following table 
presents the assets and liabilities carried on the balance sheet within the fair value 
valuation  hierarchy  (as  described  above)  as  of  December  31,  2010,  for  which  a 
nonrecurring  change  in  fair  value  has  been  recorded during  the  year  ended 
December 31, 2010.

2010 (in thousands):

Fair Value as of
measurement
date

Quoted prices
in active
markets for 
identical assets 
(Level 1)

Significant 
other
observable
inputs
(Level 2)

Significant
unobservable
inputs
(Level 3)

Impairment
Charge

Real Estate Investments

$16,137

$8,577

$1,386

$6,174

$8,140

The  loss  of  $8.14  million  represents  an  impairment  charge  related  to  Real  Estate 

F-16

                     
Agree Realty Corporation

Notes to Consolidated Financial Statements

Investments which was included in net income during the year ended December 31, 
2010.   The  fair  value  of  certain  Real  Estate  Investments was  calculated  differently 
based on available information.  Real Estate Investments considered to be measured 
based on  Level  1  inputs  were  based  on  actual  sales  negotiations  and  bona  fide 
purchase  offers received from  third  parties.   Real  Estate  Investments considered to 
be  measured  based  on  Level  2  inputs  were  based  on  broker  opinions  of  value  or 
analysis  of  recent  comparable  sales  transactions. 
  Real  Estate  Investments
considered  to  be  measured  based  on  Level  3  inputs  were  based  on  an  internal 
valuation  model  using  discounted  cash  flow  analyses  and  income  capitalization 
using  market  lease  rates  and  market  cap  rates.    These  cash  flow  projections 
incorporate  assumptions  developed  from  the  perspective  of  market  participants
valuing the Real Estate Investments.  During 2009 and 2008, the Company recorded 
no impairment charge related to Real Estate Investments.

5.     Total 

Comprehensive 
Income

The  following  is  a  reconciliation  of  net  income  to  comprehensive  income 
attributable to Agree Realty Corporation for the years ended December 31, 2010 and 
2009. For  2008  Net  Income  Attributable  to  Agree  Realty  Corporation  and  Total
Comprehensive Income Attributable to Agree Realty Corporation were identical.

Net income
Other comprehensive income (loss)
Total  comprehensive  income  before  non-controlling 
interests
Less:  non-controlling interest
Total  comprehensive 
interest
Non-controlling interest of comprehensive income (loss)
Comprehensive  income  attributable  to  Agree  Realty 
Corporation      

income  after  non-controlling 

       2010
$15,627,834
(718,458)  

       2009
$17,994,036
(74,753)

14,909,376
561,039

17,919,283
950,046

14,348,337
(24,529)

16,969,237
(3,947)

$14,372,866

$16,973,184

6. Mortgages 
Payable

Mortgages payable consisted of the following:

December 31,

2010

2009

Note  payable  in  monthly

installments  of 
$42,000 plus interest at 150 basis points over 
LIBOR  (1.76%  and  1.73%  at  December  31, 
2010 and 2009 respectively).  A final balloon 
payment in the amount of $22,318,478 is due 
on  July  14,  2013  unless  extended  for  a  two 
year period at the option of the Company

$ 23,666,828

$ 24,153,965

Note  payable 

in  monthly 

installments  of 
$153,838  including  interest  at  6.90%  per 
annum,  with  the  final  monthly  payment  due 

F-17

 
Agree Realty Corporation

Notes to Consolidated Financial Statements

January  2020;  collateralized  by  related  real 
estate and tenants’ leases

12,433,134

13,385,336

10,924,

11,325,

9,605,696

10,517,686

6,036,060

6,803,218

5,781,587

6,083,869

2,354,450

2,480,272

724,734

802,785

$71,526,780

$75,552,802

Note  payable 

in  monthly 

installments  of 
$91,675  including  interest  at  6.27%  per 
annum,  with  a  final  monthly  payment  due 
July  2026;  collateralized  by  related  real 
estate and tenants’ leases

Note  payable 

in  monthly 

installments  of 
$128,205  including  interest  at  6.20%  per 
annum,  with  a  final  monthly  payment  due 
November  2018;  collateralized  by  related 
real estate and tenants’ leases

Note  payable 

in  monthly 

installments  of 
$99,598  including  interest  at  6.63%  per 
annum,  with  the  final  monthly  payment  due 
February  2017; collateralized  by  related  real 
estate and tenants’ leases

Note  payable  in  monthly        installments  of 
$57,403  including  interest  at  6.50%  per 
annum,  with  the  final  monthly  payment  due 
February 2023; collateralized by related real 
estate and tenant lease

Note  payable 

in  monthly 

installments  of 
$25,631  including  interest  at  7.50%  per 
annum,  with  the  final  monthly  payment  due 
May  2022;  collateralized  by  related  real 
estate and tenant lease

Note  payable 

in  monthly 

installments  of 
$10,885  including  interest  at  6.85%  per 
annum,  with  the  final  monthly  payment  due 
December  2017;  collateralized  by  related 
real estate and tenant lease

Total

F-18

Agree Realty Corporation

Notes to Consolidated Financial Statements

In  February  2011,  the  bankruptcy  filing  of  one  of  our  tenants caused  a  non-
to 
monetary  default  under 
approximately  $8.9  million  secured  by  a  total  of  three  properties  with  366,000 
square feet of gross leasable area representing $1.3 million of annualized base rents 
at December 31, 2010.

three  non-recourse  mortgage 

loans  amounting 

7. Notes 

Payable

In addition, while the bankruptcy filing of the tenant is not a direct event of default 
under  four  non-recourse,  cross-collateralized  and  cross-defaulted  mortgage  loans, 
we  anticipate  that  these  loans  will  go  into  default  as  a  result  of  a  tenant  store 
closure. These four non-recourse mortgage loans amounting to approximately $9.6 
million  are  secured  by  four  properties  with  103,000  square  feet  of  gross  leasable 
area representing $2.1 million of annualized base rents as of December 31, 2010.

The Company is in the process of commencing negotiations with lenders regarding 
an appropriate course of action. We can provide no assurance that our negotiations 
with the lenders will result in favorable outcomes to us. Failure to restructure these 
mortgage obligations could result in default and foreclosure actions and loss of the 
mortgaged properties.

Future  scheduled  annual  maturities  of  mortgages  payable  for  years  ending 
December 31,  assuming  no  mortgage  defaults, are  as  follows:  2011  - $4,295,502; 
2012 - $4,583,021; 2013 - $26,910,481; 2014 - $4,600,685; 2015 - $4,912,733 and 
$26,224,358 thereafter.  The weighted average interest rate at December 31, 2010 
and 2009 was 5.63% and 5.66%, respectively.

The Operating Partnership has in place a $55 million line-of-credit agreement (the 
“Credit Facility”), which is guaranteed by the Company up to the maximum amount 
and for the full term. The agreement expires in November 2011.   Advances under 
the Credit Facility bear interest within a range of one-month to 12-month LIBOR 
plus 100 basis points to 150 basis points or the bank's prime rate, at the option of 
the  Company,  based  on  certain  factors  such  as  the  ratio  of  the  Company’s 
indebtedness to the capital value of its properties.  In addition, the Company must 
maintain certain leverage and debt service coverage ratios, maintain its adjusted net 
worth at a minimum level, maintain its tax status as a REIT, and distribute no more 
than 95% of its adjusted funds from operations. The facility also requires that the 
Company  pay  a  non-use  fee  of  .125%  of  the  unfunded  balance  if  its  outstanding 
balance  is  greater  than  $25  million  or  .20%  of  the  unfunded  balance  if  its 
outstanding  balance  is  less  than  $25  million.   The  Credit  Facility  is  used  to  fund 
property acquisitions and development activities. At December 31, 2010 and 2009,
$25,380,254 and $28,500,000, respectively, was outstanding under this facility with 
a  weighted  average interest  rate  of  1.26%  and  1.23%,  respectively.    The  Credit 
Facility’s covenants were all complied with at December 31, 2010.

In  addition,  the  Company  maintains  a  $5,000,000  line-of-credit  agreement that 
matures in November 2011. Monthly interest payments are required, either at the 
bank's  prime  rate  less  75  basis  points,  or  150  basis  points  in  excess  of  the  one-
month to 12-month LIBOR rate, at the option of the Company.  At December 31,
2010 and 2009, $3,000,000 and $500,000, respectively, was outstanding under this 

F-19

Agree Realty Corporation

Notes to Consolidated Financial Statements

agreement with a weighted average interest rate of 2.50% and 2.50%, respectively.

8. Dividends 
and 
Distribution
Payable

On December 6, 2010 the Company declared a dividend of $.51 per share for the
quarter  ended  December 31,  2010.  The  holders  of  OP  Units  were  entitled  to  an 
equal  distribution  per  OP  Unit  held  as  of  December 31,  2010. The  dividends  and 
distributions  payable  are  recorded  as  liabilities  in  the  Company's  consolidated 
balance sheet at December 31, 2010. The dividend has been reflected as a reduction 
of stockholders' equity and the distribution has been reflected as a reduction of the 
limited partners' minority interest. These amounts were paid on January 4, 2011.

9. Derivative 

Instruments 
and 
Hedging 
Activity

On December 7, 2009 the Company declared a dividend of $.51 per share for the 
quarter  ended  December 31,  2009.  The  holders  of  OP  Units  were  entitled  to  an 
equal  distribution  per  OP  Unit  held  as  of  December 31,  2009. The  dividends  and 
distributions  payable  are  recorded  as  liabilities  in  the  Company's  consolidated 
balance sheet at December 31, 2009. The dividend has been reflected as a reduction 
of  stockholders'  equity  and  the  distribution  has  been  reflected  as  a  reduction  of 
stockholder  equity  and  the  distribution  has  been  reflected  as  a  reduction  of  the 
limited partners’ minority interest.  These amounts were paid on January 5, 2010.

On January 2, 2009, the Company entered into an interest rate swap agreement for a 
notional amount of $24,501,280, effective on January 2, 2009 and ending on July 1, 
2013.  The  notional  amount  decreases  over  the  term  to  match  the  outstanding 
balance  of  the  hedge  borrowing.  The  Company  entered  into  this  derivative 
instrument  to  hedge  against  the  risk  of  changes  in  future  cash  flows  related  to 
changes  in  interest  rates  on  $24,501,280  of  the  total  variable-rate  borrowings 
outstanding. Under the terms of the interest rate swap agreement, the Company will 
receive from the counterparty interest on the notional amount based on 1.5% plus 
one-month  LIBOR  and  will  pay  to  the  counterparty  a  fixed  rate  of  3.744%. This 
swap  effectively  converted  $24,501,280  of  variable-rate  borrowings  to  fixed-rate 
borrowings beginning on January 2, 2009 and through July 1, 2013.

Companies  are  required  to  recognize  all  derivative  instruments  as  either  assets  or 
liabilities  at  fair  value  on  the  balance  sheet.  The  Company  has  designated  this 
derivative instrument as a cash flow hedge. As such, changes in the fair value of the 
derivative instrument are recorded as a component of other comprehensive income 
(loss)  for  the  year  ended  December  31,  2010 to  the  extent  of  effectiveness.  The 
ineffective  portion  of  the  change  in  fair  value  of  the  derivative  instrument  is 
recognized  in  interest  expense.    For  the  year  ended  December  31,  2010,  the 
Company has determined this derivative instrument to be an effective hedge.

The Company does not use derivative instruments for trading or other speculative 
purposes and it did not have any other derivative instruments or hedging activities 
as of December 31, 2010.

10. Income 
Taxes

In  June  2006,  the  Financial  Accounting  Standards  Board  (“FASB”) issued  an 
interpretation which  clarified  the  accounting  for  uncertainty  in  income  taxes 
recognized  in  a  company’s  financial  statements. The  interpretation  prescribed  a
recognition  threshold  and  measurement  attribute  for  the  financial  statement 

F-20

Agree Realty Corporation

Notes to Consolidated Financial Statements

recognition and measurement of a tax position taken or expected to be taken in a tax 
return.  The interpretation also provided guidance on de-recognition, classification, 
interest and penalties, accounting in interim periods, disclosure and transition.

The  Company  was  subject  to  the  provisions  of  FASB  Accounting  Standard 
Codification 740-10 (“FASB ASC 740-10”) as of January 1, 2007, and has analyzed 
its various federal and state filing positions.  The Company believes that its income 
tax filing positions and deductions are documented and supported.  Additionally the 
Company  believes  that  its  accruals  for  tax  liabilities  are  adequate.   Therefore,  no 
reserves for uncertain income tax positions have been recorded pursuant to FASB 
ASC  740-10.    In  addition,  the  Company  did  not  record  a  cumulative  effect 
adjustment related to the adoption of FASB ASC 740-10. The Company’s Federal 
income tax returns are open for examination by taxing authorities for all tax years 
after December 31, 2006. The Company has elected to record any related interest 
and  penalties,  if  any  as  income  tax  expense  on  the  consolidated  statements  of 
income.

For  income  tax  purposes,  the  Company  has  certain  TRS entities that  have  been 
established and in which certain real estate activities are conducted.  

As of December 31, 2010, the Company has estimated a current income tax liability 
of  approximately  $17,000  and  a  deferred  income  tax  liability  in  the  amount  of 
$705,000.    This  deferred  income  tax  balance  represents  the  federal  and  state  tax 
effect of deferring income tax in 2007 on the sale of an asset under section 1031 of 
the  Internal  Revenue  Code.    This  transaction  accrued  within  the  TRS entities
described above.

The  Company  established a  stock  incentive  plan in 1994  (the  “1994  Plan”)  under 
which options were granted.   The options, had an exercise price equal to the initial 
public  offering  price  ($19.50/share),  could be  exercised  in  increments  of  25%  on 
each anniversary of the date of the grant, and expire upon employment termination. 
All  options  granted  under  the  1994  Plan  have  been  exercised.    In  2005,  the 
Company’s  stockholders  approved  the  2005  Equity  Incentive  Plan  (the  “2005
Plan”), which replaced the 1994 Plan.  The 2005 Plan authorizes the issuance of a 
maximum of one million shares of common stock. No options were granted during 
2010, 2009 or 2008.

As part of the Company's 2005 Equity Incentive Plan, restricted common stock is 
granted to  certain  employees. As  of  December  31,  2010,  there  was  $2,855,235 of 
total  unrecognized  compensation  costs  related  to  the  outstanding  restricted  stock,
which is expected to be recognized over a weighted average period of 3.34 years. 
The  Company  used  0%  for  both  the  discount  factor  and  forfeiture  rate  for 
determining  the  fair  value  of  restricted  stock.    The  forfeiture  rate  was  based  on 
historical results and trends and the Company does not consider discount rates to be 
material.

The holder of a restricted share award is generally entitled at all times on and after 

F-21

11. Stock 

Incentive 
Plan

12.   Stock Based 
Awards

Agree Realty Corporation

Notes to Consolidated Financial Statements

the date of issuance of the restricted shares to exercise the rights of a stockholder of 
the  Company,  including  the  right  to  vote  the  shares  and  the  right  to  receive 
dividends on the shares.  The Company granted 88,550, 74,350 and 46,350 shares 
of  restricted  stock  in  2010,  2009  and  2008,  respectively to  employees and  sub-
contractors under the 2005 Equity Incentive Plan.  The restricted shares vest over a 
five-year  period  based  on  continued  service  to  the  Company.    Restricted  share 
activity is summarized as follows:  

Non-vested restricted shares at 

January 1, 2008

Restricted shares granted
Restricted shares vested
Restricted shares forfeited

Non-vested restricted shares at December 31, 

2008
Restricted shares granted
Restricted shares vested
Restricted shares forfeited

Non-vested restricted shares at December 31,

2009

Restricted shares granted
Restricted shares vested
Restricted shares forfeited

Shares 
Outstanding

Weighted 
Average Grant
Date Fair Value

96,450
46,350
(33,950)
(4,800)

104,050
74,350
(37,420)
-

140,980
88,550
(42,070)
(20,610)

$24.89
$29.44
$28.57
$31.03

$30.57
$15.59
$30.46
$ -

$22.70
$23.36    
$25.72      
$25.06

13. Profit-

Sharing 
Plan

Non-vested restricted shares at December 31,

2010

166,850     

$22.00

The Company has a discretionary profit-sharing plan whereby it contributes to the 
plan  such  amounts  as  the  Board  of  Directors  of  the  Company  determines.  The 
participants in the plan cannot make any contributions to the plan. Contributions 
to  the  plan  are  allocated  to  the  employees  based  on  their  percentage  of 
compensation  to  the  total  compensation  of  all  employees  for  the  plan  year. 
Participants  in  the  plan  become  fully  vested  after  six  years  of  service.  No 
contributions were made to the plan in 2010, 2009 or 2008.

14. Rental 
Income

The  Company  leases  premises  in  its  properties  to  tenants  pursuant  to  lease 
agreements, which provide for terms ranging generally from five to 25 years. The 
majority of leases provide for additional rents based on tenants' sales volume.  The 
weighted average remaining lease term is 11.5 years.

As of December 31, 2010, the future minimum rentals for the next five years from 
rental  property  under  the  terms  of  all  noncancellable  tenant  leases,  assuming  no 
new  or  renegotiated  leases  are  executed  for  such  premises,  are  as  follows  (in 
thousands):

F-22

Agree Realty Corporation

Notes to Consolidated Financial Statements

2011
2012
2013
2014
2015
Thereafter
                    Total

$

$

36,078
35,054
33,029
32,086
30,566
263,137
429,950

Of these future minimum rentals, approximately 46.5% of the total is attributable to 
Walgreen,  approximately  15.5%  of  the  total  is  attributable  to  Borders and 
approximately  5.5%  is  attributable  to  Kmart.    Walgreen  operates  in  the  national 
drugstore chain industry, Borders is an operator of  book superstores in the United 
States  and  Kmart’s  principal  business  is  general  merchandise  retailing  through  a 
chain  of  discount  department  stores.  Borders  Group,  Inc.  filed  for  bankruptcy 
protection  under  Chapter  11  of  the  US  Bankruptcy  Code  in  February  2011  and 
announced  the  closing  of  over  200  of  its  stores  including  five  stores  leased  to 
Borders by the Company.  The additional loss of any of these anchor tenants or the 
inability of any of them to pay rent could have an adverse effect on the Company’s 
business.

The  Company’s  properties  are  located  primarily  in  the  Midwestern  United  States 
and  in  particular  Michigan. Of  the  Company’s  81 properties,  43 are  located  in 
Michigan.  

15.   Land Lease 
Obligations

The  Company  has  entered  into  certain land  lease  agreements  for  four of  its 
properties.  Rent  expense  was  $476,531,  $387,300  and  $294,948  for  the  years 
ending  December  31,  2010,  2009  and  2008,  respectively.    As  of  December 31, 
2010, future annual lease commitments under these agreements are as follows:

For the Year ending December 31,
2011
2012
2013
2014
2015
Thereafter

Total

$       712,300
712,300
712,300
712,300
712,300
15,222,521

$ 18,784,021

The Company leases its executive offices from a limited liability company controlled 
by its Chief Executive Officer’s children.  Under the terms of the lease, which expires 
on December 31, 2014, the Company is required to pay an annual rental of $90,000 
and  is  responsible  for  the  payment  of  real  estate  taxes,  insurance  and  maintenance 
expenses relating to the building.

F-23

Agree Realty Corporation

Notes to Consolidated Financial Statements

16. Discontinued      
Operations

During  2010, the  Company  sold  two single  tenant  properties and entered  into  a  lease 
termination agreement for one property for a total of $14.2 million and recognized an 
aggregate  net  gain  of  $4.7  million  on  the  three  transactions.    The  properties  were 
located in Santa Barbara, California, Marion Oaks, Florida and Aventura, Florida.  Two 
of the properties were leased to Borders and one was leased to Walgreen.  In addition, 
the Company has classified two single tenant properties that are leased to Borders and 
located in Tulsa, Oklahoma as held for sale as of December 31, 2010.  The Company 
completed the sale of the two single tenant properties on January 24, 2011.  The results 
of  operations  for  these five  properties  are  presented as  discontinued  operations  in  the 
Company’s  Consolidated  Statements  of  Income.    Revenues  for  the  properties  were 
$2,855,669, $2,858,639 and $2,734,978 for the years ended December 31, 2010, 2009 
and  2008 respectively.    Expenses for  the  properties  including  a  $440,000  impairment 
charge on the properties held for sale were $1,127,947, $822,988 and $793,097 for the 
years ended December 31, 2010, 2009 and 2008, respectively.

The Company elected to not allocate consolidated interest expense to the discontinued 
operations  where  the  debt  is  not  directly  attributed  to  or  related  to  the  discontinued 
operations.

17. Interim 
Results 
(Unaudited)

The  following  summary  represents  the  unaudited  results  of  operations  of  the  Company, 
expressed  in  thousands  except  per  share  amounts,  for  the  periods  from  January 1,  2009
through  December 31,  2010.  Certain  amounts  have  been  reclassified  to  conform  to  the 
current presentation of discontinued operations:

2010

Revenues

Net Income (Loss)

Earnings (Loss) Per Share – Diluted

Three Months Ended

March 31,

June 30,

September 30, December 31,

$

$

$

8,977

$ 8,759

9,969

$ 4,431

1.18

$

.46

$

$

$

8,810

4,541

$

$

9,566

(3,313)

.46

$           (.46)

2009

Revenues

Net Income

Earnings Per Share – Diluted

Three Months Ended

March 31,

June 30,

September 30, December 31,

$

$

$

8,534

$ 8,406

4,317

$ 4,508

.52

$

.54

$

$

$

8,484

4,607

$

$

8,978

4,562

.55

$           .53

F-24

Agree Realty Corporation

Notes to Consolidated Financial Statements

18. Deferred 
Revenue

In July 2004, the Company’s tenant in two joint venture properties located in Ann 
Arbor, MI and Boynton Beach, FL repaid $13.8 million that had been contributed 
by the Company’s joint venture partner. As a result of this repayment the Company 
became the sole member of the limited liability companies holding the properties. 
Total assets of the two properties were approximately $13.8 million. The Company 
has  treated  the  $13.8  million  repayment  of  the  capital  contribution  as  deferred 
revenue and accordingly, will recognize rental income over the term of the related 
leases.

19.  Subsequent 
Events

In  January  2011,  the  Company  granted  98,300 shares  of  restricted  stock  to 
employees  and  associates  under  the  2005  Equity  Incentive  Plan.    The  restricted 
shares vest over a five year period based on continued service to the Company.  

The  Company  evaluates  events  occurring  after  the  date  of  the  financial  statements 
for events requiring recording or disclosure in the financial statements.

F-25

[This page intentionally left blank.] 

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T

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Agree Realty Corporation
Notes to Schedule III
December 31, 2010

1) Reconciliation of Real Estate Properties

The following table reconciles the Real Estate Properties from January 1, 2008 to December 
31, 2010:

2010

2009

2008

Balance at January 1
Construction and acquisition costs
Impairment charge
Disposition of real estate

$ 320,444,168
39,107,853
(8,140,000)
(11,919,189)

$ 311,342,882
9,101,286
-
-

$ 289,073,696
22,269,186
-
-

Balance at December 31

$ 339,492,832

$ 320,444,168

$ 311,342,882

2) Reconciliation of Accumulated Depreciation

The  following  table  reconciles  the  accumulated  depreciation  from  January  1,  2008  to 
December 31, 2010:

2010

2009

2008

Balance at January 1
Current year depreciation expense
Disposition of real estate

$

64,076,469
5,759,599
(2,452,655)

$

58,502,384
5,574,085
-

$   53,250,564
5,251,820
-

Balance at December 31

$

67,383,413

$

64,076,469

$ 58,502,384

3) Tax Basis of Buildings and Improvements

The aggregate cost of Building and Improvements for federal income tax purposes is 
approximately $22,346,000 less than the cost basis used for financial statement purpose.

F-29

Agree Realty Corporation
Financial Highlights

Creating Value from the Ground Up…  

Agree Realty's innovative development and acquisition strategies, superior           

asset management and adaptive real estate technology create unparalleled value for 
our clients and stockholders.  

$26,000

$24,000

$22,000

$20,000

$18,000

2006

$350,000

$325,000

$300,000

$275,000

$250,000

2006

FUNDS FROM OPERATIONS
(in thousands)

2007

2008

2009

2010

REAL ESTATE ASSETS
(in thousands)

2007

2008

2009

2010