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Agree Realty

adc · NYSE Real Estate
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Ticker adc
Exchange NYSE
Sector Real Estate
Industry REIT - Retail
Employees 51-200
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FY2014 Annual Report · Agree Realty
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DEVELOP | ACQUIRE | PARTNER

YEARS
1994 - 2014

annual02014
4
10

AND 10-K

ANNUAL
REPORT

         for the year ended
     DECEMBER 31, 2014

Agree Realty Corporation (NYSE: ADC) is a
fully-integrated,     self-administered,    and 
self-managed  real  estate investment trust
self-managed  real  estate investment trust
(REIT)   focused   on   the   acquisition  and
development  of  properties  net leased to
industry-leading   retailers   throughout  the
United States.

Building      upon      the      foundation     of
excellence    established   throughout    the
excellence    established   throughout    the
past four decades, Agree Realty continues
to  be  a  market  leader  in  the  net   lease
space.  At December 31, 2014, our growing
portfolio consisted of 209 assets in 37 states,
containing     approximately     4.3     million
square feet of gross leasable space.

 
Dear Fellow Agree Shareholders,       

This past year, the 20th anniversary of our listing on the New York Stock Exchange, was an opportunity to 
commemorate and reflect on our two decades  as a real estate investment trust. While much has changed in 
the  retail  landscape,  our  business  strategy  and  our  real  estate  portfolio,  the  foundation  of  Agree  Realty 
remains one built on integrity, trust and alignment with our shareholders.  

Prior  to  the  onset  of  2014,  we,  of  course,  defined  our  upcoming  real  estate  objectives,  but  we  were  also 
determined  to  undertake  an  evaluation  and  improvement  of  the  three  most  important  areas  of  our  growing 
business: our people, our processes and our systems. Internally, we referred to this effort as ADC 2.0 and it 
entailed significant efforts from our fantastic Team.     

Elite. Professionals. Delivering Results. Many of you have seen this slogan on our website, marketing 
materials or posted on the walls of our offices. It speaks to our expectation of performance on an individual, as 
well as a collective basis. This past year we attracted talented professionals from across the country to join our 
Team and focused on creating an environment and culture of a first-class organization. Our People are our 
most important resource. I am proud to say that we have some of the best.  

Our culture at Agree is  built on a few central Core Values: consistency, discipline, an ownership mentality, 
strategic  thinking  and  challenging  ourselves  to  improve  and  learn.  As  we  have  meaningfully  increased  our 
transactional volume and in turn grown our real estate portfolio, our Team remains grounded in these values. 
They  drive  us  to  constantly  evaluate  and  improve  our  processes  and  systems,  to  seek  efficiencies  and  to 
optimize and leverage technology….to never be satisfied with anything but elite.  

While these efforts may not directly impact our financial results, they enable us to scale our portfolio, actively 
manage our real estate assets and execute on our three external growth platforms. In a few short  years, we 
have tripled the size of our portfolio and transformed Agree Realty from a relative unknown into an established 
retail net lease leader. 

I  am  pleased  to  report  the  results  of  our  2014  activities  including  a  review  of  our  accomplishments  and  our 
expanding  portfolio  of  high-quality  net  lease  retail  properties.    This  past  year,  we  committed  to,  and 
delivered on three operational objectives: constructing a best-in-class retail net lease portfolio, delivering high-
quality earnings growth, and enhancing our robust balance sheet. Please allow me a few minutes to review the 
Company’s successes in executing these three key initiatives. 

Constructing a Best-in-Class Retail Portfolio: 

In 2014, the Company invested a record $165.3 million in 82 retail properties net leased to 34 industry-
leading  retailers  at  an  average  cap  rate  of  8.2%.  Our  acquisition,  development  and  joint  venture  platforms 
produced superior risk-adjusted opportunities across 15 diverse retail sectors in 24 states across the country. 
We  did  not  sacrifice  quality  as  we  expanded  our  portfolio  from  137  properties  to  209  properties.  Our 
100% retail portfolio, comprised of 56% investment grade tenants, remains of the highest caliber, concentrated 
in recession and e-commerce resistant retail sectors, and with outstanding underlying real estate.  

This  past  year,  we  acquired  77  assets for  a  Company  record  $147.5  million.  These  properties  are 
leased  to  28  different  tenants  operating  in  15  diverse  retail  sectors.    From  the  inception  of  our  acquisition 
program in April 2010 through the end of  2014, the Company  has acquired 139 net leased properties for an 
aggregate  purchase  price  of  approximately  $378  million.    The  retail  properties  acquired  in  2014  had  a 

 
 
 
 
 
 
 
  
 
weighted  average  remaining  lease  term  of  14.1  years,  based  on  the  date  of  acquisition,  and  are  leased  to 
industry-leading  retailers  including  among  others,  AutoZone,  Aldi,  Michael’s  Crafts,  PetSmart,  O’Reilly  Auto 
Parts, Buffalo Wild Wings, Taco Bell and Burger King.  

As  our  Acquisition  Team  sourced  accretive  opportunities,  our  Development  Team  and  Joint  Venture  Capital 
Solutions  program  completed  five  projects  for  industry-leading  retailers  for  an  aggregate  cost  of 
nearly $18 million. These projects provided superior return on investments in first class retailers, including TJ 
Maxx,  Ross  Dress  for  Less,  McDonalds  and  Wawa.  Our  real  estate  development  expertise  continues  to 
provide a unique value proposition to our retail partners that differentiates Agree from our peers.  

Constructing  a  best-in-class  portfolio  requires  us  to  constantly  evaluate  our  properties  and  tenants,  and 
identify potential disposition candidates. Every day we own a property is a day we choose not to sell. In 2014, 
we  sold  four  properties,  including  three  non-core,  Kmart-anchored  shopping  centers.  These  dispositions 
generated  nearly  $13  million  in  proceeds,  decreased  the  rental  income  derived  from  our  shopping  center 
portfolio to approximately 8%, and reduced Kmart rental income to less than 3%.  

As  of  December  31,  2014  our  real  estate  portfolio  spanned  4.3  million  square  feet  of  gross  leasable  area 
located  in  37  states  and  leased  to  industry-leading  tenants  across  over  23  diverse  retail  sectors  that  the  we 
view as both e-commerce and recession resistant. Our tenants include prominent operators in, among others, 
the  pharmacy,  home  improvement,  gas  and  convenience  store,  big  box  discount,  health  and  fitness,  quick 
service restaurant, grocery, dollar store, automotive parts, casual dining, and financial services sectors. Just a 
few  short  years  ago,  our  portfolio  was  concentrated  in  only  six  retail  sectors.  As  we  continue  to  expand  our 
portfolio,  we  will  continue  to  leverage our  unique  real  estate capabilities  via  all  three  of  our  external 
growth platforms: development, acquisitions and joint venture capital solutions.  

Delivering a High-Quality Earnings Stream: 

We are unquestionably focused on growing earnings; however, we have maintained our commitment to high-
quality  retail  properties  and  real  estate  underwriting  fundamentals  to  achieve  these  ends.  The  impact  of  our 
investment  activity  on  our  portfolio  has  been  substantial.    In  2014,  net  of  dispositions,  we  increased  our 
annualized rental income by over 25%, reduced the rents generated by our top ten tenants from 65% to 52%, 
and decreased our geographic concentration in Michigan from 36% to 28%.  

As  we  continue  to  expand  and  diversify  our  portfolio,  it  is  important  that  we  do  so  in  a  manner  that  also 
delivers  consistent  growth  in  earnings  for  our  shareholders.  In  2014,  the  Company  increased  Funds  from 
Operations (FFO) by 17.4% to $33.3 million and Adjusted Funds from Operations (AFFO) by 17.2% to $33.9 
million.  On  a  per  share  basis,  FFO  and  AFFO  both  increased  nearly  4%.  While  these  results 
demonstrate  solid  growth,  the  numbers  alone  do  not  account  for  the  upgraded  quality  of  these  earnings 
streams.  We  have  simultaneously  mitigated  risk  by  disposing  of  lower  quality  non-core  shopping  centers, 
reducing  tenant  concentrations,  and  decreasing  exposures  to  tenants  and/or  assets  in  which  we  lack 
confidence.  

Specifically, as of December 31, 2014, core net lease assets generated 92% of our annualized base rent, as 
compared  to  72%  at  the  end  of  2010.  Our  top  three  tenants  generated  31%  of  our  annualized  base  rent  as 
compared to 62% at the end of 2010.  Overall, our portfolio has a weighted average remaining lease term of 
11.9 years and generates 56% of rental income from investment grade tenants.  

Our long-term perspective matches the life of our underlying real estate assets. We have chosen against the 
use  of  short-term  debt  or  additional  leverage  to  fuel  year-over-year  gains.  We  continue  to  employ  stringent 
underwriting standards in determining where, when and how to invest  our capital. As a result of the accretive 

 
 
 
investment  activity  and  increased  strength  of  our  portfolio,  our  Board  of  Directors  raised  our  dividend 
twice in 2014 by an aggregate of nearly 10%.  With conservative payout ratios of approximately 80% of FFO 
and AFFO, we feel that shareholders are receiving a very attractive, well-covered dividend with solid potential 
for further growth.  

Enhancing a Robust Balance Sheet: 

During 2014 and  lead by the arrival of Brian Dickman as Chief Financial Officer, we completed  a number of 
capital  markets  transactions  to  further  strengthen  our  robust  balance  sheet.  The  successful  closing  of  an 
expanded $150 million unsecured credit facility with eight leading financial institutions  provided the Company 
with enhanced capabilities to execute on our growing platforms. We also raised $65 million of unsecured fixed 
rate debt, locking in attractively priced financing while maintaining flexibility within our real estate portfolio.  

December’s follow-on equity offering raised gross proceeds of over $76 million. This was the largest and most 
successful  offering  in  the  history  of  the  Company.  We  attracted  new  institutional  investors,  enhanced 
shareholder liquidity and eliminated the outstanding balance on our revolving credit facility.  

At year-end 2014, our total debt to total market capitalization of 28.5% was amongst the strongest in 
the entire REIT sector. Our $150 million revolving credit facility had nearly full capacity, providing us with the 
liquidity to pursue a unique pipeline of real estate opportunities. Our balance sheet will continue to provide a 
strong underlying foundation for the Company to execute on our operating strategy.  

In Conclusion 

Our  goal  remains  the  same:  to  build  the  premier  retail  net  lease  real  estate  investment  trust. This  past  year 
was another significant step towards that objective. Lastly, and as always,  I would like to thank our Board of 
Directors,  our  Management  Team  and,  of  course,  our  valued  Shareholders,  for  their  continued  support  of 
Agree Realty Corporation. 

Sincerely, 

Joey Agree 
President & Chief Executive Officer 

 
 
 
  
 
 
 
          
UNITED STATES  
SECURITIES AND EXCHANGE COMMISSION 
Washington, DC  20549 

FORM 10-K 
ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d)  
OF THE SECURITIES EXCHANGE ACT OF 1934 
For the fiscal year ended December 31, 2014 

Commission File Number 1-12928 

AGREE REALTY CORPORATION 
(Exact name of Registrant as specified in its charter) 

Maryland 
(State or other jurisdiction of 
incorporation or organization) 

38-3148187 
(I.R.S. Employer 
Identification No.) 

70 E. Long Lake Road, Bloomfield Hills, Michigan 48304 
(Address of Principal Executive Offices) 

Registrant’s telephone number, including area code:  (248) 737-4190 

Securities Registered Pursuant to Section 12(b) of the Act: 

Title of Each Class 
Common Stock, $.0001 par value 

Name of Each Exchange 
On Which Registered 
New York Stock Exchange 

Securities Registered Pursuant to Section 12(g) of the Act:  None 

Indicate  by  check  mark  if  the  registrant  is  a  well-known  seasoned  issuer,  as  defined  in  Rule  405  of  the  Securities  Act.  
Yes 

 No 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.                                                                                                             
Yes 

 No 

Indicate  by  check mark  whether  the  registrant  (1)  has filed  all  reports  required  to  be filed  by Section  13  or 15(d)  of  the 
Securities  Exchange  Act  of  1934  during  the  preceding  12  months  (or  for  such  shorter  period  that  the  registrant  was 
required  to  file  such  reports),  and  (2)  has  been  subject  to  such  filing  requirements  for  the  past  90  days.   
Yes 

 No 

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, 
every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the 
preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).   
Yes 

  No 

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, 
and will not be contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated 
by reference in Part III of this Form 10-K or any amendment to this Form 10-K. 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a 
smaller reporting company.  See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting 
company” in Rule 12b-2 of the Exchange Act.  (Check one): 

Large accelerated filer 

           Accelerated filer 

            Non-accelerated filer 

           Smaller reporting company 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).   
Yes 

 No 

The  aggregate  market  value  of  the  Registrant’s  shares  of  common  stock  held  by  non-affiliates  was  approximately 
$452,247,390 as of June 30, 2014, based on the closing price of $30.23 on the New York Stock Exchange on that date. 

At February 27, 2015, there were 17,617,747 shares of common stock, $.0001 par value per share, outstanding.  

Portions of the registrant’s definitive proxy statement for the annual stockholder meeting to be held in 2015 are 
incorporated by reference into Part III of this Annual Report on Form 10-K as noted herein. 

DOCUMENTS INCORPORATED BY REFERENCE 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
AGREE REALTY CORPORATION 
Index to Form 10-K 

PART I 

Item 1: 

Business  

Item 1A: 

Risk Factors  

Item 1B: 

Unresolved Staff Comments  

Item 2: 

Item 3: 

Item 4: 

Properties  

Legal Proceedings  

Mine Safety Disclosures  

PART II 

Item 5: 

Item 6: 

Item 7: 

Market for Registrant’s Common Equity, Related Stockholder Matters and 
Issuer Purchases of Equity Securities 

Selected Financial Data  

Management’s Discussion and Analysis of Financial Condition and Results 
of Operations  

Item 7A: 

Quantitative and Qualitative Disclosure about Market Risk  

Item 8: 

Item 9: 

Financial Statements and Supplementary Data  

Changes in and Disagreements with Accountants on Accounting and 
Financial Disclosure  

Item 9A: 

Controls and Procedures  

Item 9B: 

Other Information  

PART III 

Item 10: 

Directors, Executive Officers and Corporate Governance  

Item 11: 

Executive Compensation  

Item 12: 

Security Ownership of Certain Beneficial Owners and Management and 
Related Stockholder Matters  

Item 13: 

Certain Relationships and Related Transactions, and Director Independence 

Item 14: 

Principal Accountant Fees and Services  

PART IV 

Item 15: 

Exhibits and Financial Statement Schedules  

SIGNATURES 

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  32 

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  36 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART I 

Unless  the  context  otherwise  requires,  references  in  this  Annual  Report  on  Form  10-K to  the terms  "registrant,” 
the  "Company,"  “Agree  Realty,”  "we,”  “our”  or  "us"  refer  to  Agree  Realty  Corporation  and  all  of  its  consolidated 
subsidiaries,  included  its  majority  owned  operating  partnership,  Agree  Limited  Partnership  (the  “Operating 
Partnership”).  Agree  Realty  has  elected  to  treat  certain  subsidiaries  as  taxable  real  estate  investment  trust 
subsidiaries which are collectively referred to herein as the “TRS.” 

Item 1: 

Business 

The Company 
Agree Realty, a Maryland corporation, is a fully integrated real estate investment trust (“REIT”) primarily focused 
on  the  ownership,  acquisition,  development  and  management  of  retail  properties  net  leased  to  industry  leading 
tenants.   We  were  founded  in  1971  by  our  current  Executive  Chairman,  Richard  Agree,  and  listed  on  the  New 
York Stock Exchange (“NYSE”) in 1994. 

As of December 31, 2014, our portfolio consisted of 209 properties located in 37 states and totaling approximately 
4.3 million square feet of gross leasable area.  Our portfolio included 203 net lease properties, which contributed 
approximately  91.6%  of  annualized  base  rent,  and  six  community  shopping  centers,  which  generated  the 
remaining 8.4% of annualized base rent. 

As of December 31, 2014, our portfolio was approximately 98.6% leased and had a weighted average remaining 
lease term of approximately 11.9 years.  A significant majority of our properties are leased to national tenants and 
approximately  55.8%  of  our  annualized  base  rent  was  derived  from  tenants,  or  parents  thereof,  with  an 
investment grade credit rating.  Substantially all of our tenants are subject to net lease agreements.  A net lease 
typically  requires  the  tenant  to  be  responsible  for  minimum  monthly  rent  and  property  operating  expenses 
including property taxes, insurance and maintenance. 

Our  assets  are  held  by,  and  all  of  our  operations  are  conducted  through,  directly  or  indirectly,  the  Operating 
Partnership, of which we are the sole general partner and in which we held a 98.06% interest as of December 31, 
2014.    Under  the  partnership  agreement  of  the  Operating  Partnership,  we,  as  the  sole  general  partner,  have 
exclusive responsibility and discretion in the management and control of the Operating Partnership.   

As  of  December  31,  2014,  we  had  14  full-time  employees,  including  executive,  investment,  due  diligence, 
construction, asset management and administrative personnel. 

Our principal executive offices are located at 70 E. Long Lake Road, Bloomfield Hills, MI 48304 and our telephone 
number is (248) 737-4190.  We maintain a website at www.agreerealty.com.  Our reports electronically filed with 
or  furnished  to  the  SEC  pursuant  to  Section  13(a)  or  15(d)  of  the  Securities  Exchange  Act  can  be  accessed 
through  this  site,  free  of  charge,  as  soon  as  reasonably  practicable  after  we  electronically  file  or  furnish  such 
reports.  These filings are also available on the SEC’s website at www.sec.gov.  Our website also contains copies 
of our corporate governance guidelines and code of business conduct and ethics, as well as the charters of our 
audit, compensation and nominating and governance committees.  The information on our website is not part of 
this report. 

Recent Developments 

Investments 
During 2014, we announced approximately $165.2 million of investments in net leased retail real estate, including 
the  acquisition  of  77  properties  for  an  aggregate  purchase  price  of  approximately  $147.5  million  and  the 
completed  development  of  five  properties  for  an  aggregate  cost  of  approximately  $17.7  million.    These  82 
properties  are  leased  to  34  different  tenants  operating  in  15  unique  retail  sectors  and  are  located  in  24  states.  
These assets are 100% leased for a weighted average lease term of approximately 14.1 years and the weighted 
average capitalization rate on our investments was approximately 8.2%. 

We  calculate  the  weighted  average  capitalization  rate  on  our  investments  by  dividing  annual  expected  net 
operating  income  derived  from  the  properties  by  the  total  investment  in  the  properties.    Annual  expected  net 
operating income is defined as the straight-line rent for the base term of the lease less property level expenses (if 
any) that are not recoverable from the tenant. 

1 

 
 
 
 
 
 
 
 
 
 
 
 
 
Dividends 
During 2014, we increased our quarterly dividend twice, including an increase from $0.41 per share to $0.43 per 
share in March 2014 and an increase from $0.43 per share to $0.45 per share in December 2014. 

The  quarterly  dividend  of  $0.45  per  share  represents  an  annualized  dividend  of  $1.80  per  share  and  an 
annualized  dividend  yield  of  approximately  5.8% based  on  the  last  reported  sale  price  of  our common  stock  on 
the NYSE of $31.09 on December 31, 2014.  We have paid a quarterly cash dividend for 83 consecutive quarters 
and,  although  we  expect  to  continue  our  policy  of  paying  quarterly  dividends,  we  cannot  guarantee  that  we  will 
maintain our current level of dividends, that we will continue our recent pattern of increasing dividends per share, 
or what our actual dividend yield will be in any future period. 

Financing 
In  December  2014,  we  issued  2,587,500  shares  of  common  stock  at  a  price  of  $29.67  per  share,  including 
337,500  shares  purchased  by  the  underwriters  upon  the  exercise  of their  option  to  purchase  additional  shares.  
After underwriting discounts and other estimated offering costs of $3.5 million, the net proceeds of approximately 
$73.3 million were used to repay borrowings under our revolving credit facility, which were used primarily to fund 
property acquisitions. 

In  July  2014,  we  entered  into  a  $250.0  million  senior  unsecured  revolving  credit  and  term  loan  agreement 
consisting of a new $150.0 million revolving credit facility (the “Credit Facility”), a new $65.0 million term loan due 
2021 (the “2021 Term Loan”) and conforming amendments to our existing $35.0 million term loan due 2020 (the 
“2020 Term Loan”). 

The  Credit  Facility  matures  July  21,  2018,  with  an  additional  one-year  extension  at  our  option,  subject  to 
customary  conditions.    Borrowings  under  the  Credit  Facility  are  priced  at  LIBOR  plus  135  to  200  basis  points, 
depending  on  the  Company’s  leverage.   The  Credit Facility  replaced  our  previous  $85.0  million  revolving  credit 
facility  and  may  be  increased  to  an  aggregate  of  $250.0  million  at  our  election,  subject  to  certain  terms  and 
conditions.  As of December 31, 2014, $15.0 million was outstanding under the Credit Facility bearing a weighted 
average interest rate of approximately 1.5%.   

The 2021 Term Loan matures July 21, 2021.  Borrowings under the 2021 Term Loan are  priced at LIBOR plus 
165 to 225 basis points, depending on the Company’s leverage.  We entered into interest rate swaps to fix LIBOR 
at 2.09% until maturity, implying an all-in interest rate of 3.74% at closing.  Proceeds from the 2021 Term Loan 
were  used  to  repay  borrowings  under  our  previous  revolving  credit  facility,  which  were  used  primarily  to  fund 
property acquisitions.  As of December 31, 2014, $65.0 million was outstanding under the 2021 Term Loan. 

Additionally, conforming changes were made to certain terms and conditions of the 2020 Term Loan as part of the 
agreement.   The maturity  date  and  pricing  remained  unchanged.    As  of  December  31,  2014,  $35.0 million was 
outstanding under the 2020 Term Loan. 

Dispositions 
During  2014,  we  sold  four  properties  for  aggregate  gross  proceeds  of  $12.9  million,  which  resulted  in  a  loss  of 
$405,000.  Dispositions included three non-core community shopping centers (Ironwood Commons in Ironwood, 
Michigan, Petoskey Town Center in Petoskey, Michigan and Chippewa Commons in Chippewa Falls, Wisconsin), 
as well as a ground leased parcel in East Lansing, Michigan that was subject to a purchase option exercised by 
the ground lessee.  Ironwood Commons was reflected as property held for sale at December 31, 2013. 

Leasing 
During 2014, excluding properties that were sold, we executed lease extensions on over 330,000 square feet of 
gross  leasable  area  throughout  the  portfolio.    The  annual  rent  generated  from  these  extensions  was 
approximately  $1.8 million  both  before  and  after the  extensions.    Material  extensions  included  a  90,500  square 
foot  freestanding  Kmart  in  Oscoda,  Michigan,  an  86,500  square  foot  Kmart  at  Marshall  Plaza  in  Marshall, 
Michigan, a 52,300 square foot freestanding Kmart in Grayling, Michigan, a 20,000 square foot Staples at Central 
Michigan  Commons  in  Mt.  Pleasant,  Michigan  and  a  52,000  square  foot  Best  Buy  at  North  Lakeland  Plaza  in 
Lakeland, Florida. 

2 

 
 
 
 
 
 
 
 
 
 
 
Business Strategies 
Our  primary  business  objective  is  to  generate  consistent  shareholder  returns  by  investing  in  and  actively 
managing  a  diversified  portfolio  of  retail  properties  net  leased  to  industry  leading  tenants.    The  following  is  a 
discussion of our investment, financing and asset management strategies: 

Investment Strategy 
We  are  focused  primarily  on  the  fee  simple  ownership  of  properties  net  leased  to  national  or  large,  regional 
retailers operating in e-commerce and recession resistant sectors.  Our leases are typically long term, net leases 
that  require  the  tenant  to  pay  all  property  operating  expenses,  including  real  estate  taxes,  insurance  and 
maintenance.  We believe that a diversified portfolio of such properties provides for stable and predictable cash 
flow. 

We seek to expand and enhance our portfolio by identifying the best risk adjusted investment opportunities across 
our  Acquisitions,  Development  and  Joint  Venture  Capital  Solutions  platforms.    Each  platform  leverages  the 
Company’s collective real estate acumen to pursue investments in net lease retail real estate. 

Acquisitions: We launched our acquisitions platform in April 2010.  Since its inception, we have acquired 
139 properties for an aggregate purchase price of approximately $377.6 million.  These properties are net 
leased to over 50 different tenants representing more than 22 unique retail sectors and are located in 34 
states.    We  pursue  acquisition  opportunities  that  meet  both  our  real  estate  and  return  on  investment 
criteria and that will diversify our existing portfolio. 

Development  and  Joint  Venture  Capital  Solutions: We  have  been  developing  retail  properties  since  the 
formation of our predecessor in 1971 and have developed 61 of the 209 properties in our portfolio as of 
December 31, 2014, including 55 of our net lease properties and all six community shopping centers.  We 
direct all aspects of the development process, including site selection, land acquisition, lease negotiation, 
due diligence, design and construction. 

We  launched  our  Joint  Venture  Capital  Solutions  (“JVCS”)  platform  in  April  2012.    Our  JVCS  program 
allows  us  to  acquire  properties  by  partnering  with  private  developers  on  their in-process  developments. 
We  offer  development  and  construction  expertise,  retailer  relationships,  access  to  capital  and  forward 
commitments  to  purchase  that facilitate the  successful  completion  of  their  projects.   We  typically  own  a 
100% fee simple interest in JVCS projects upon completion. 

We  believe  that  development  and  JVCS  projects  have  the  potential  to  generate  superior  risk-adjusted 
returns on investment in properties that are substantially similar to those which we acquire.   

Financing Strategy 
We seek to maintain a capital structure that provides us with the flexibility to manage our business and pursue our 
growth  strategies,  while  allowing  us  to  service  our  debt  requirements  and  generate  appropriate  risk  adjusted 
returns for our shareholders.  We believe these objectives are best achieved by a capital structure that consists 
primarily of common equity and prudent amounts of debt financing.  However, we may raise capital in any form 
and under terms that we deem acceptable and in the best interest of our shareholders. 

We have historically utilized common equity offerings, secured mortgage borrowings, unsecured bank borrowings 
and the  sale of properties to meet our capital requirements.  We evaluate our financing policies on an on-going 
basis in light of current economic conditions, capital markets access, relative costs of equity and debt securities, 
market value of our properties and other factors.   

At  December  31,  2014,  our  ratio  of  total  debt  to  total  market  capitalization,  assuming  the  conversion  of  limited 
partnership  interests  in  the  Operating  Partnership  (“OP  Units”),  was  approximately  28.5%  and  our  ratio  of  total 
debt to total gross assets (before accumulated depreciation) was approximately 34.1%. 

As  of  December  31,  2014,  our  total  debt  outstanding  was  $221.8  million,  including  $106.8  million  of  secured 
mortgage debt that had a weighted average fixed interest rate of 4.3% (including the effects of interest rate swap 
agreements) and a weighted average maturity of 5.1 years, $100 million of unsecured term loan borrowings that 
had a weighted average fixed interest rate of 3.8% (including the effects of interest rate swap agreements) and a 
weighted  average  maturity  of  6.3  years,  and  $15.0  million  of  borrowings  on  our  Credit  Facility  at  a  weighted 
average interest rate of approximately 1.5%. 

3 

 
 
 
 
 
 
 
 
 
 
 
 
Certain financial agreements to which  we are a party contain covenants that limit our ability to incur debt under 
certain circumstances; however, our organizational documents do not limit the absolute amount or percentage of 
indebtedness that we may incur.  As such, we may modify our borrowing policies at any time without shareholder 
approval. 

Asset Management 
We maintain a proactive leasing and capital improvement program that, combined with the quality and locations of 
our  properties,  has  made  our  properties  attractive  to  tenants.    We  intend  to  continue  to  hold  our  properties  for 
long-term investment  and,  accordingly,  place  a  strong  emphasis  on  the  quality  of  construction  and  an  on-going 
program  of  regular  and  preventative  maintenance.    Our  properties  are  designed  and  built  to  require  minimal 
capital  improvements  other  than  renovations  or  alterations  paid  for  by tenants.    At  our  six  community  shopping 
center  properties,  we  sub  contract  on  site  functions  such  as  maintenance,  landscaping,  snow  removal  and 
sweeping.  The  cost  of  these  functions  is  generally  reimbursed  by  our  tenants.    Personnel  from  our  corporate 
headquarters conduct regular inspections of each property and maintain regular contact with major tenants. 

We have a management information system designed to provide management with the operating data necessary 
to  make  informed  business  decisions  on  a  timely  basis.    This  system  provides  us  rapid  access  to  lease  data, 
tenants’  sales history, cash flow budgets and forecasts.  Such a system enables us to maximize cash flow from 
operations and closely monitor corporate expenses. 

Financial and Asset Information about Industry Segments 
We are in the business of acquiring, developing and managing retail real estate which we consider one reporting 
segment.    See  Item  2  “Properties"  and  Item  6  “Selected  Financial  Data"  for  additional  financial  and  asset 
information. 

Competition 
The  U.S.  commercial  real  estate  investment market is  a  highly  competitive industry.   We  actively  compete with 
many  entities  engaged  in  the  acquisition,  development  and  operation  of  commercial  properties.    As  such,  we 
compete  with  other  investors  for  a  limited  supply  of  properties  and  financing  for  these  properties.    Investors 
include  traded  and  non-traded  public  REITs,  private  equity  firms,  institutional  investment  funds,  insurance 
companies and private individuals, some of which have greater financial resources than we do and the ability to 
accept more risk than we believe we can prudently manage.  There can be no assurance that we will be able to 
compete successfully with such entities in our acquisition, development and leasing activities in the future. 

Significant Tenants 
As of December 31, 2014, we lease 32 properties to Walgreens which represented  approximately 21.9% of our 
total annualized base rent.  The weighted average remaining lease term of our Walgreens leases was 13.8 years.  
No other tenant accounted for more than 5.0% of our annualized base rent as of December 31, 2014.  See Item 2 
“Properties” for additional information on our top tenants and the composition of our tenant base. 

Regulation 

Environmental 
Investments in  real  property  create  a  potential for  environmental liability  on  the  part  of  the  owner  or  operator  of 
such  real  property.    If  hazardous  substances  are  discovered  on  or  emanating  from  a  property,  the  owner  or 
operator  of  the  property  may  be  held  strictly  liable  for  all  costs  and  liabilities  relating  to  such  hazardous 
substances.  We have obtained a Phase I environmental study (which involves inspection without soil sampling or 
ground  water  analysis)  conducted  by  independent  environmental  consultants  on  each  of  our  properties  and,  in 
certain  instances,  have  conducted  additional  investigation,  including  a  Phase  II  environmental  assessment.  
Furthermore, we have adopted a policy of conducting a Phase I environmental study on each property we acquire 
and conducting additional investigation as warranted. 

We  have  no  knowledge  of  any  hazardous  substances  existing  on  any  of  our  properties  in  violation  of  any 
applicable  laws;  however,  no  assurance  can  be  given  that  such  substances  are  not  located  on  any  of  the 
properties.  We carry no insurance coverage for the types of environmental risks described above. 

4 

 
 
 
 
 
 
 
 
 
 
 
We  believe  that  we  are  in  compliance,  in  all  material  respects,  with  all  federal,  state  and  local  ordinances  and 
regulations  regarding  hazardous  or  toxic  substances.    Furthermore,  we  have  not  been  notified  by  any 
governmental authority of any noncompliance, liability or other claim in connection with any of the properties. 

Americans with Disabilities Act of 1990 
Our properties, as commercial facilities, are required to comply with Title III of the Americans with Disabilities Act 
of 1990 and similar state and local laws and regulations (collectively, the “ADA”).  Investigation of a property may 
reveal non-compliance with the ADA.  The tenants will typically have primary responsibility for complying with the 
ADA, but we may incur costs if the tenant does not comply.  As of December 31, 2014, we have not been notified 
by any governmental authority, nor are we otherwise aware, of any non-compliance with the ADA that we believe 
would have a material adverse effect on our business, financial position or results of operations. 

Item 1A: 

Risk Factors 

Cautionary Note Regarding Forward-Looking Statements 
This report contains certain forward-looking statements within the meaning of Section 27A of the Securities Act of 
1933,  as  amended,  and  Section 21E  of  the  Securities  Exchange  Act  of  1934,  as  amended  (the  “Securities 
Exchange  Act”).    We  intend  such  forward-looking  statements  to  be  covered  by  the  safe  harbor  provisions  for 
forward-looking  statements  contained  in  the  Private  Securities  Litigation  Reform  Act  of  1995  and  include  this 
statement for  purposes  of  complying  with  these  safe harbor  provisions.    Forward-looking  statements,  which  are 
based  on  certain  assumptions  and  describe  our  future  plans,  strategies  and  expectations,  are  generally 
identifiable by use of the words “anticipate,” “estimate,” “should,” “expect,” “believe,” “intend,” “may,” “will,” “seek,” 
“could,”  “project,”  or  similar  expressions.    Forward-looking  statements  in  this  report  include  information  about 
possible or assumed future events, including, among other things, discussion and analysis of our future financial 
condition,  results  of  operations,  our  strategic  plans  and  objectives,  occupancy  and  leasing  rates  and  trends, 
liquidity  and  ability  to  refinance  our  indebtedness  as  it  matures,  anticipated  expenditures  of  capital,  and  other 
matters.    You  should  not  rely  on  forward-looking  statements  since  they  involve  known  and  unknown  risks, 
uncertainties  and  other factors,  which  are, in  some  cases,  beyond  our  control  and  which  could materially  affect 
actual  results,  performances  or  achievements.    Factors  which may  cause  actual  results  to  differ materially from 
current expectations, include, but are not limited to: the global and national economic conditions and changes in 
general  economic,  financial  and  real  estate  market  conditions;  changes  in  our  business  strategy;  risks  that  our 
acquisition and development projects will fail to perform as expected; the potential need to fund improvements or 
other capital expenditures out of operating cash flow; financing risks, such as the inability to obtain debt or equity 
financing  on  favorable  terms  or  at  all;  the  level  and  volatility  of  interest  rates;  our  ability  to  re-lease  space  as 
leases  expire;  loss  or  bankruptcy  of  one  or  more  of  our  major  tenants;  a  failure  of  our  properties  to  generate 
additional income to offset increases in operating expenses; our ability to maintain our qualification as real estate 
investment  trust  (“REIT”)  for  federal  income  tax  purposes  and  the  limitations  imposed  on  our  business  by  our 
status as a REIT; legislative or regulatory changes, including changes to laws governing REITs; and other factors 
discussed in Item 1A. “Risk Factors” and elsewhere in this report and in subsequent filings with the Securities and 
Exchange  Commission  (“SEC”).    We  caution  you  that  any  such  statements  are  based  on  currently  available 
operational, financial and competitive information, and that you should not place undue reliance on these forward-
looking  statements,  which  reflect  our  management’s  opinion  only  as  of  the  date  on  which  they  were  made.  
Except  as  required  by  law,  we  disclaim  any  obligation  to  review  or  update  these  forward–looking  statements  to 
reflect events or circumstances as they occur. 

Risks Related to Our Business and Operations 

Global economic and financial conditions may have a negative effect on our business and operations.   
Any  worsening  of  economic  conditions  in  our  markets,  including  any  disruption  in  the  capital  markets,  could 
adversely  affect  our  business  and  operations.  Potential  consequences  of  economic  and  financial  conditions 
include: 
• 

the financial condition of our tenants may be adversely affected, which may result in tenant defaults under 
the leases due to bankruptcy, lack of liquidity, operational failures or for other reasons; 
current or potential tenants may delay or postpone entering into long-term net leases with us which could 
lead to reduced demand for commercial real estate; 

• 

5 

 
 
 
 
 
 
 
• 

the ability to borrow on terms and conditions that we find acceptable may be limited or unavailable, which 
could reduce our ability to pursue acquisition and development opportunities and refinance existing debt, 
reduce  our  returns  from  acquisition  and  development  activities,  reduce  our  ability  to  make  cash 
distributions to our stockholders and increase our future interest expense; 

•  our  ability  to  access  the  capital  markets  may  be  restricted  at  a  time  when  we  would  like,  or  need,  to 
access  those  markets,  which  could  have  an  impact  on  our flexibility to  react  to changing  economic  and 
business conditions; 
the recognition of impairment charges on or reduced values of our properties, which may adversely affect 
our results of operations or limit our ability to dispose  of assets at attractive prices and may reduce the 
availability of buyer financing; and 

• 

•  one or more lenders under the Credit Facility could fail and we may not be able to replace the financing 

commitment of any such lenders on favorable terms, or at all. 

We are also limited in our ability to reduce costs to offset the results of a prolonged or severe economic downturn 
given  certain  fixed  costs  and  commitments  associated  with  our  operations.  Such  conditions  could  make  it  very 
difficult to forecast operating results, make business decisions and identify and address material business risks.   

Single-tenant leases involve significant risks of tenant default.   
We  focus  our  development  and  investment  activities  on  ownership  of  real  properties  that  are  net  leased  to  a 
single tenant.  Therefore, the financial failure of, or other default in payment by, a single tenant under its lease is 
likely to cause a significant reduction in our operating cash flows from that property and a significant reduction in 
the value  of  the  property,  and  could  cause  a  significant  reduction  in  our  revenues  and  a  significant  impairment 
loss.  We may also incur significant losses to make the leased premises ready for another tenant and experience 
difficulty or a significant delay in re-leasing such property.  

Failure by any major tenant with leases in multiple locations to make rental payments to us, because of a 
deterioration of its financial condition or otherwise, would have a material adverse effect on us.  
We derive substantially all of our revenue from tenants who lease space from us at our properties.  Therefore, our 
ability to generate cash from operations is dependent on the rents that we are able to charge and collect from our 
tenants.  At any time, our tenants may experience a downturn in their business that may significantly weaken their 
financial condition, particularly during periods of economic uncertainty.  As a result, our tenants may delay lease 
commencements,  decline  to  extend  or  renew  leases  upon  expiration,  fail  to  make  rental  payments  when  due, 
close  a  number  of  stores  or  declare  bankruptcy.    Any  of  these  actions  could  result  in  the  termination  of  the 
tenant’s leases and the loss of rental income attributable to the terminated leases.  In addition, lease terminations 
by  a major  tenant  or  a failure  by that major tenant  to occupy  the  premises  could  result in lease  terminations  or 
reductions in rent by other tenants in the same shopping centers under the terms of some leases.  In that event, 
we  may  be  unable  to  re-lease  the  vacated  space  at  attractive  rents  or  at  all.    The  occurrence  of  any  of  the 
situations  described  above  would  have  a  material  adverse  effect  on  our  results  of  operations  and  our  financial 
condition.   See “—We may be subject to tenant credit concentrations that make us more susceptible to adverse 
events with respect to those tenants,” below.  

We may be subject to tenant credit concentrations that make us more susceptible to adverse events with 
respect to those tenants.   
As of December 31, 2014, we derived approximately 21.9% of our annualized base rent from Walgreens.  In the 
event  of  a  default  under  its  leases,  we  may  experience  delays  in  enforcing  our  rights  as  lessor  and  may  incur 
substantial  costs  in  seeking  to  protect  our  investment.    Any  bankruptcy,  insolvency  or  failure  to  make  rental 
payments, or any adverse change in its financial condition, or any other tenant to whom we may have a significant 
credit concentration now or in the future, would likely result in a material reduction of our cash flows and material 
losses to our company. 

Bankruptcy laws will limit our remedies if a tenant becomes bankrupt and rejects its leases. 
If  a  tenant  becomes  bankrupt  or  insolvent,  that  could  diminish  the  income  we  receive  from  that  tenant’s 
leases.  We may not be able to evict a tenant solely because of its bankruptcy.  On the other hand, a bankruptcy 
court might authorize the tenant to terminate its leasehold with us.  If that happens, our claim against the bankrupt 
tenant  for  unpaid  future  rent  would  be  an  unsecured  prepetition  claim  subject  to  statutory  limitations,  and 
therefore  such  amounts  received  in  bankruptcy  are  likely  to  be  substantially  less  than  the  remaining  rent  we 
otherwise were owed under the leases.  In addition, any claim we have for unpaid past rent could be substantially 
less than the amount owed.   

6 

 
 
 
 
 
 
 
 
Certain of our tenants at our community shopping centers have the right to terminate their leases if other 
tenants cease to occupy a property.   
In the event that certain tenants cease to occupy a property, although under most circumstances such a tenant 
would remain liable for its lease payments, such an action may result in certain other tenants at our community 
shopping centers having the right to terminate their leases at the affected property, which could adversely affect 
the  future income from  that  property.  As  of  December  31,  2014,  each  of  our  community  shopping  centers  had 
tenants with those provisions in their leases.  

Our portfolio has limited geographic diversification, which makes us more susceptible to adverse events 
in these areas.   
Our  properties  are  located  throughout  the  United  States  and  in  particular,  the  State  of  Michigan  (with  45 
properties  or  27.8%  of  our  annualized  base  rent  as  of  December  31,  2014).  An  economic  downturn  or  other 
adverse events or conditions such as terrorist attacks or natural disasters in these areas, or any other area where 
we may have significant concentration now or in the future, could result in a material reduction of our cash flows 
or material losses to our company. 

Risks associated with our development and acquisition activities.  
We  intend  to  continue  the  development  of  new  properties  and  to  consider  possible  acquisitions  of  existing 
properties.  We anticipate that our new developments will be financed under the Credit Facility or other forms of 
construction financing that will result in a risk that permanent financing on newly developed projects might not be 
available or would be available only on disadvantageous terms.  In addition, new project development is subject 
to a number of risks, including risks of construction delays or cost overruns that may increase anticipated project 
costs,  and  new  project  commencement  risks  such  as  receipt  of  zoning,  occupancy  and  other  required 
governmental permits and authorizations and the incurrence of development costs in connection with projects that 
are  not  pursued  to  completion.  If  permanent  debt  or  equity  financing  is  not  available  on  acceptable  terms  to 
finance new development or acquisitions undertaken without permanent financing, further development activities 
or acquisitions might be curtailed or cash available for distribution might be adversely affected.  Acquisitions entail 
risks  that  investments  will  fail  to  perform  in  accordance  with  expectations,  as  well  as  general  investment  risks 
associated with any new real estate investment. 

Properties that we acquire or develop may be located in new markets where we may face risks associated 
with investing in an unfamiliar market.  
We may  acquire  or  develop  properties  in markets  that  are  new  to  us.    When  we  acquire  or  develop  properties 
located in these markets, we may face risks associated with a lack of market knowledge or understanding of the 
local  economy,  forging  new  business  relationships  in  the  area  and  unfamiliarity  with  local  government  and 
permitting procedures.   

We own certain of our properties subject to ground leases that expose us to the loss of such properties 
upon breach or termination of the ground leases and may limit our ability to sell these properties.  
We  own  certain  of  our  properties  through  leasehold  interests  in  the  land  underlying  the  buildings  and  we  may 
acquire  additional  buildings  in  the  future  that  are  subject  to  similar  ground  leases.    As  lessee  under  a  ground 
lease, we are exposed to the possibility of losing the property upon termination, or an earlier breach by us, of the 
ground  lease,  which  may  have  a  material  adverse  effect  on  our  business,  financial  condition  and  results  of 
operations, our ability to make distributions to our stockholders and the trading price of our common stock. Our 
ground  leases  contain  certain  provisions  that  may  limit  our  ability  to  sell  certain  of  our  properties.    In  order  to 
assign  or  transfer  our  rights  and  obligations  under  certain  of  our  ground  leases,  we  generally  must  obtain  the 
consent of the landlord which, in turn, could adversely impact the price realized from any such sale. 

Joint venture investments may expose us to certain risks. 
We  may  from  time  to  time  enter  into  joint  venture  transactions  for  portions  of  our  existing  or  future  real  estate 
assets.  Investing in this manner subjects us to certain risks, among them the following: 

•  We  may  not  exercise  sole  decision-making  authority  regarding  the  joint  venture’s  business  and  assets 

and, thus, we may not be able to take actions that we believe are in our company’s best interests. 

•  We may be required to accept liability for obligations of the joint venture (such as recourse carve-outs on 

mortgage loans) beyond our economic interest. 

•  Our returns on joint venture assets may be adversely affected if the assets are not held for the long-term. 

The availability and timing of cash distributions is uncertain.  

7 

 
 
 
 
 
 
 
 
 
We expect to continue to pay quarterly distributions to our stockholders.  However, we bear all expenses incurred 
by our operations, and our funds generated by operations, after deducting these expenses, may not be sufficient 
to  cover  desired  levels  of  distributions  to  our  stockholders.    In  addition,  our  board  of  directors,  in  its  discretion, 
may retain any portion of such cash for working capital.  We cannot assure our stockholders that sufficient funds 
will be available to pay distributions.  

We depend on our key personnel.   
Our success depends to a significant degree upon the continued contributions of certain key personnel including, 
but not limited to, our executive officers, each of whom would be difficult to replace.  If any of our key personnel 
were to cease employment with us, our operating results could suffer. Our ability to retain our executive officers or 
to  attract  suitable  replacements  should  any  members  of  the  management  group  leave  is  dependent  on  the 
competitive nature of the employment market.  The loss of services from key members of the management group 
or  a  limitation  in  their  availability  could  adversely  impact  our  future  development  or  acquisition  operations,  our 
financial condition and cash flows.  Further, such a loss could be negatively perceived in the capital markets.  We 
have not obtained and do not expect to obtain key man life insurance on any of our key personnel.  

We face significant competition.   
We  face  competition  in  seeking  properties  for  acquisition  and  tenants  who  will  lease  space  in  these  properties 
from  insurance  companies,  credit  companies,  pension  or  private  equity  funds,  private  individuals,  investment 
companies, other REITs and other industry participants, many of which have greater financial and other resources 
than  we  do.  There  can  be  no  assurance  that  we  will be  able  to  successfully  compete  with  such  entities  in  our 
development, acquisition and leasing activities in the future. 

We  face  risks  relating  to  cybersecurity  attacks,  loss  of  confidential  information  and  other  business 
disruptions. 
Our  business  is  at  risk  from  and  may  be  impacted  by  cybersecurity  attacks,  including  attempts  to  gain 
unauthorized  access  to  our  confidential  data  and  other  electronic  security  breaches.    Such  cyber-attacks  can 
range  from  individual  attempts  to  gain  unauthorized  access  to  our  information  technology  systems  to  more 
sophisticated  security  threats.    While  we  employ  a  number  of  measures  to  prevent,  detect  and  mitigate  these 
threats, there is no guarantee such efforts will be successful in preventing a cyber-attack.  Cybersecurity incidents 
could  compromise  the  confidential  information  of  our  tenants,  employees  and  third  party vendors  and  affect  the 
efficiency of our business operations. 

General Real Estate Risk 

Our performance and value are subject to general economic conditions and risks associated with our real 
estate assets. 
There are risks associated with owning and leasing real estate.  Although many of our leases contain terms that 
obligate  the  tenants  to  bear  substantially  all  of  the  costs  of  operating  our  properties,  investing  in  real  estate 
involves a number of risks.  Income from and the value of our properties may be adversely affected by: 

•  Changes in general or local economic conditions; 
•  The attractiveness of our properties to potential tenants; 
•  Changes in supply of or demand for similar or competing properties in an area; 
•  Bankruptcies, financial difficulties or lease defaults by our tenants; 
•  Changes in operating costs and expense and our ability to control rents;  
•  Our ability to lease properties at favorable rental rates; 
•  Our ability to sell a property when we desire to do so at a favorable price;  
•  Unanticipated  changes  in  costs  associated  with  known  adverse  environmental  conditions  or  retained 

liabilities for such conditions; 

•  Changes  in  or  increased  costs  of  compliance  with  governmental  rules,  regulations  and  fiscal  policies, 
including  changes  in  tax,  real  estate,  environmental  and  zoning  laws,  and  our  potential  liability 
thereunder; and 

•  Unanticipated  expenditures  to  comply  with  the  Americans  with  Disabilities  Act  and  other  similar 

regulations. 

Economic and financial market conditions have and may continue to exacerbate many of the foregoing risks.  If a 
tenant  fails  to  perform  on  its  lease  covenants,  that  would  not  excuse  us  from  meeting  any  mortgage  debt 

8 

 
 
 
 
 
 
 
 
 
 
obligation secured by the property and could require us to fund reserves in favor of our mortgage lenders, thereby 
reducing funds available for payment of cash dividends on our shares of common stock. 

The fact that real estate investments are relatively illiquid may reduce economic returns to investors.   
We  may  desire  to  sell  a  property  in  the  future  because  of  changes  in  market  conditions  or  poor  tenant 
performance or to avail ourselves of other opportunities.  We may also be required to sell a property in the future 
to meet secured debt obligations or to avoid a secured debt loan default.  Real estate properties cannot always be 
sold  quickly,  and  we  cannot  assure  you  that  we  could  always  obtain  a favorable  price.  We may  be  required  to 
invest  in  the  restoration  or  modification  of  a  property  before  we  can  sell  it.    This  lack  of  liquidity  may  limit  our 
ability to vary our portfolio promptly in response to changes in economic or other conditions and, as a result, could 
adversely affect our financial condition, results of operations, cash flows and our ability to pay distributions on our 
common stock.   

Our ability to renew leases or re-lease space on favorable terms as leases expire significantly affects our 
business.   
We are subject to the risks that, upon expiration of leases for space located in our properties, the premises may 
not be re-let or the terms of re-letting (including the cost of concessions to tenants) may be less favorable than 
current lease terms.  If a tenant does not renew its lease or if a tenant defaults on its lease obligations, there is no 
assurance  we  could  obtain  a  substitute  tenant  on  acceptable  terms.  If  we  cannot  obtain  another  tenant  with 
comparable structural needs, we may be required to modify the property for a different use, which may involve a 
significant capital expenditure and a delay in re-leasing the property.  Further, if we are unable to re-let promptly 
all or a substantial portion of our retail space or if the rental rates upon such re-letting were significantly lower than 
expected  rates,  our  net  income  and  ability  to  make  expected  distributions  to  stockholders  would  be  adversely 
affected.  There  can  be  no  assurance  that  we  will  be  able  to  retain  tenants  in  any  of  our  properties  upon  the 
expiration of their leases. 

A property that incurs a vacancy could be difficult to sell or re-lease.  
A property may incur a vacancy either by the continued default of a tenant under its lease or the expiration of one 
of our leases.  Certain of our properties may be specifically suited to the particular needs of a tenant.  We may 
have difficulty obtaining a new tenant for any vacant space we have in our properties.  If the vacancy continues 
for  a  long  period  of  time,  we  may  suffer  reduced  revenues  resulting  in  less  cash  available  to  be  distributed  to 
stockholders.    In  addition,  the  resale  value  of  a  property  could  be  diminished  because  the  market  value  of  a 
particular property will depend principally upon the value of the leases of such property.  

Potential liability for environmental contamination could result in substantial costs.   
Under federal, state and local environmental laws, we may be required to investigate and clean up any release of 
hazardous  or  toxic  substances  or  petroleum  products  at  our  properties,  regardless  of  our  knowledge  or  actual 
responsibility,  simply  because  of  our  current  or  past  ownership  or  operation  of  the  real  estate.  If  unidentified 
environmental problems arise, we may have to make substantial payments, which could adversely affect our cash 
flow and our ability to make distributions to our stockholders.  This potential liability results from the following: 

•  As owner  we may have to pay for property damage and for investigation and clean-up costs incurred in 

connection with the contamination. 

•  The  law  may  impose  clean-up  responsibility  and  liability  regardless  of  whether  the  owner  or  operator 

knew of or caused the contamination. 

•  Even if more than one person is responsible for the contamination, each person who shares legal liability 

under environmental laws may be held responsible for all of the clean-up costs. 

•  Governmental  entities  and  third  parties  may  sue  the  owner  or  operator  of  a  contaminated  site  for 

damages and costs. 

These costs could be substantial and in extreme cases could exceed the value of the contaminated property.  The 
presence of hazardous substances or petroleum products or the failure to properly remediate contamination may 
adversely affect our ability to borrow against, sell or lease an affected property.  In addition, some environmental 
laws create liens on contaminated sites in favor of the government for damages and costs it incurs in connection 
with a contamination. 

We  own  and  may  in  the  future  acquire  properties  that  will  be  operated  as  convenience  stores  and  gas  station 
facilities.  The  operation  of  convenience  stores  and  gas  station  facilities  at  our  properties  will  create  additional 

9 

 
 
 
 
 
 
 
 
 
environmental  concerns.  We  require  that  the  tenants  who  operate  these  facilities  do  so  in  material  compliance 
with current laws and regulations.  

A  majority  of  our  leases  require  our  tenants  to  comply  with  environmental  laws  and  to  indemnify  us  against 
environmental liability arising from the operation of the properties.  However, we could be subject to strict liability 
under environmental laws because we own the properties.  There is also a risk that tenants may not satisfy their 
environmental  compliance  and  indemnification  obligations  under  the  leases.  Any  of  these  events  could 
substantially increase our cost of operations, require us to fund environmental indemnities in favor of our secured 
lenders  and  reduce  our  ability  to  service  our  secured  debt  and  pay  dividends  to  stockholders  and  any  debt 
security  interest  payments.  Environmental  problems  at  any  properties  could  also  put  us  in  default  under  loans 
secured by those properties, as well as loans secured by unaffected properties. 

Uninsured losses relating to real property may adversely affect our returns.   
Our  leases  generally  require  tenants  to  carry  comprehensive  liability  and  extended  coverage  insurance  on  our 
properties.  However,  there  are  certain  losses,  including  losses  from  environmental  liabilities,  terrorist  acts  or 
catastrophic  acts  of  nature,  that  are  not  generally insured  against  or  that  are  not  generally fully insured  against 
because  it  is  not  deemed  economically  feasible  or  prudent  to  do  so.  If  there  is  an  uninsured  loss  or  a  loss  in 
excess of insurance limits, we could lose both the revenues generated by the affected property and the capital we 
have  invested  in  the  property.    In  the  event  of  a  substantial  unreimbursed  loss,  we  would  remain  obligated  to 
repay any mortgage indebtedness or other obligations related to the property. 

Risks Related to Our Debt Financings 

Leveraging our portfolio subjects us to increased risk of loss, including loss of properties in the event of 
a foreclosure.   
At December 31, 2014, our ratio of total debt to total market capitalization (assuming conversion of OP Units) was 
approximately 28.5%.  The use of leverage presents  an additional element of risk in the event that (1) the cash 
flow from lease payments on our properties is insufficient to meet debt obligations, (2) we are unable to refinance 
our  debt  obligations  as  necessary  or  on  as  favorable  terms  or  (3)  there  is  an  increase  in  interest  rates.  If  a 
property  is mortgaged  to  secure  payment  of  indebtedness  and  we  are  unable  to  meet mortgage  payments,  the 
property  could  be  foreclosed  upon  with  a  consequent  loss  of  income  and  asset  value  to  us.  Under  the  “cross-
default”  provisions  contained  in  mortgages  encumbering  some  of  our  properties,  our  default  under  a  mortgage 
with  a  lender  would  result  in  our  default  under  mortgages  held  on  other  properties  resulting  in  multiple 
foreclosures. 

We intend to maintain a ratio of total indebtedness (including construction or acquisition financing) to total market 
capitalization of 65% or less.  Nevertheless, we may operate with debt levels which are in excess of 65% of total 
market  capitalization  for  extended  periods  of  time.  Our  organization  documents  contain  no  limitation  on  the 
amount or percentage of indebtedness  which we may incur.  Therefore, our board of directors, without a vote of 
the stockholders, could alter the general policy on borrowings at any time.  If our debt capitalization policy were 
changed,  we could become more highly leveraged, resulting in an increase in debt service that could adversely 
affect our operating cash flow and our ability to make expected distributions to stockholders, and could result in 
an increased risk of default on our obligations. 

Covenants in our credit agreements could limit our flexibility and adversely affect our financial condition.  
The terms of the Credit Facility and other indebtedness require us to comply with a number of customary financial 
and  other  covenants.    These  covenants  may  limit  our  flexibility  in  our  operations,  and  breaches  of  these 
covenants could result in defaults under the instruments governing the applicable indebtedness even if we have 
satisfied  our  payment  obligations.    The  Credit  Facility  contains  certain  cross-default  provisions  which  could  be 
triggered in the event that we default on our other indebtedness.  These cross-default provisions may require us 
to  repay  or  restructure  the  Credit  Facility  in  addition  to  any  mortgage  or  other  debt  that  is  in  default.    If  our 
properties  were  foreclosed  upon,  or  if  we  are  unable  to  refinance  our  indebtedness  at  maturity  or  meet  our 
payment  obligations,  the  amount  of  our  distributable  cash  flows  and  our  financial  condition  would  be  adversely 
affected. 

Credit market developments may reduce availability under our credit agreements.   
There is risk that lenders, even those with strong balance sheets and sound lending practices, could fail or refuse 
to honor their legal commitments and obligations under existing credit commitments, including but not limited to: 
extending  credit  up  to  the  maximum  permitted  by  a  credit  facility,  allowing  access  to  additional  credit  features 

10 

 
 
 
 
 
 
 
 
 
and/or  honoring  loan  commitments.    If  our  lender(s)  fail  to  honor  their  legal  commitments  under  our  credit 
facilities, it could be difficult to replace our credit facilities on similar terms.  The failure of any of the lenders under 
the Credit Facility may impact our ability to finance our operating or investing activities. 

Our hedging strategies may not be successful in mitigating our risks associated with interest rates  and 
could reduce the overall returns on your investment. 
We use various derivative financial instruments to provide a level of protection against interest rate risks, but no 
hedging  strategy  can  protect  us  completely.  These  instruments  involve  risks,  such  as  the  risk  that  the 
counterparties may fail to honor their obligations under these arrangements, that these arrangements may not be 
effective in reducing our exposure to interest rate changes and that a court could rule that such agreements are 
not legally enforceable. These instruments may also generate income that may not be treated as qualifying REIT 
income  for  purposes  of  the  REIT  income  tests.  In  addition,  the  nature  and  timing  of  hedging  transactions  may 
influence  the  effectiveness  of  our  hedging  strategies.  Poorly  designed  strategies  or  improperly  executed 
transactions  could  actually  increase  our  risk  and  losses.  Moreover,  hedging  strategies  involve  transaction  and 
other costs. We cannot assure you that our hedging strategy and the derivatives that we use will adequately offset 
the  risk  of  interest  rate  volatility  or  that  our  hedging  transactions  will  not  result  in  losses  that  may  reduce  the 
overall return on your investment. 

Risks Related to Our Corporate Structure 

Our  charter  and  Maryland  law  contain  provisions  that  may  delay,  defer  or  prevent  a  change  of  control 
transaction. 
Our charter contains a 9.8% ownership limit.  Our charter, subject to certain exceptions, authorizes our directors 
to  take  such  actions  as  are  necessary  and  desirable  to  preserve  our  qualification  as  a  REIT  and  to  limit  any 
person  to  actual  or  constructive  ownership  of  no  more  than  9.8%  of  the  value  of  our  outstanding  shares  of 
common stock and preferred stock, except that the any member of the Agree-Rosenberg Group (as defined in our 
charter) (the “Agree-Rosenberg Group”) may own up to 24%.  Our board of directors, in its sole discretion, may 
exempt, subject to the satisfaction of certain conditions, any person from the ownership limit. However, our board 
of  directors  may  not  grant  an  exemption  from  the  ownership  limit  to  any  person  whose  ownership,  direct  or 
indirect,  in  excess  of  9.8%  of  the  value  of  our  outstanding  shares  of  common  stock  and  preferred  stock  could 
jeopardize our status as a REIT.  These restrictions on transferability and ownership will not apply if our board of 
directors determines that it is no longer in our best interests to attempt to qualify, or to continue to qualify, as a 
REIT.    The  ownership  limit  may  delay  or  impede,  and  we  may  use  the  ownership  limit  deliberately  to  delay  or 
impede,  a  transaction  or  a  change  of  control  that  might  involve  a  premium  price  for  our  common  stock  or 
otherwise be in the best interest of our stockholders.  

We  have  a  staggered  board.    Our  directors  are  divided  into  three  classes  serving  three-year  staggered  terms.  
The  staggering  of  our  board  of  directors  may  discourage  offers  for  our  company  or  make  an  acquisition  more 
difficult, even when an acquisition is in the best interest of our stockholders. 

We have a shareholder rights plan. Under the terms of this plan, we can in effect prevent a person or group from 
acquiring  more  than  15%  of  the  outstanding  shares  of  our  common  stock  because,  unless  we  approve  of  the 
acquisition, after the person acquires more than 15% of our outstanding common stock, all other stockholders will 
have the right to purchase securities from us at a price that is less than their then fair market value.  This would 
substantially reduce the value and influence of the stock owned by the acquiring person.  Our board of directors 
can prevent the plan from operating by approving the transaction in advance, which gives us significant power to 
approve or disapprove of the efforts of a person or group to acquire a large interest in our company.  

We could issue stock without stockholder approval.   Our board of directors could, without stockholder approval, 
issue authorized but unissued shares of our common stock or preferred stock.  In addition, our board of directors 
could, without stockholder approval, classify or reclassify any unissued shares of our common stock or preferred 
stock  and  set  the  preferences,  rights  and  other  terms  of  such  classified  or  reclassified  shares.    Our  board  of 
directors  could  establish  a  series  of  stock  that  could,  depending  on  the  terms  of  such  series,  delay,  defer  or 
prevent a transaction or change of control that might involve a premium price for our common stock or otherwise 
be in the best interest of our stockholders.  

Provisions  of  Maryland  law  may  limit  the  ability  of  a  third  party  to  acquire  control  of  our  company.    Certain 
provisions of Maryland law may have the effect of inhibiting a third party from making a proposal to acquire us or 
of impeding a change of control under certain circumstances that otherwise could provide the holders of shares of 

11 

 
 
 
 
 
 
 
 
 
our common stock with the opportunity to realize a premium over the then prevailing market price of such shares, 
including:  

• 

• 

“Business  combination”  provisions  that,  subject  to  limitations,  prohibit  certain  business  combinations 
between us and an “interested stockholder” (defined generally as any person who beneficially owns 10% 
or more of the voting power of our shares or an affiliate thereof) for five years after the most recent date 
on  which  the  stockholder  becomes  an  interested  stockholder  and  thereafter  would  require  the 
recommendation  of  our  board  of  directors  and  impose  special  appraisal  rights  and  special  stockholder 
voting requirements on these combinations; and 

“Control  share”  provisions  that  provide  that  “control  shares”  of  our  company  (defined  as  shares  which, 
when aggregated with other shares controlled by the stockholder, entitle the stockholder to exercise one 
of three increasing ranges of voting power in electing directors) acquired in a “control share acquisition” 
(defined  as  the  direct  or  indirect  acquisition  of  ownership  or  control  of  “control  shares”)  have  no  voting 
rights except to the extent approved by our stockholders by the affirmative vote of at least two-thirds of all 
the votes entitled to be cast on the matter, excluding all interested shares. 

The  business  combination  statute  permits  various  exemptions  from  its  provisions,  including  business 
combinations  that  are  approved  or  exempted  by  the  board  of  directors  before  the  time  that  the  interested 
stockholder  becomes  an  interested  stockholder.  Our  board  of  directors  has  exempted  from  the  business 
combination provisions of the Maryland General Corporation Law, or MGCL, any business combination with Mr. 
Richard Agree or any other person acting in concert or as a group with Mr. Richard Agree. 

In addition, our bylaws contain a provision exempting from the control share acquisition statute any members of 
the Agree-Rosenberg Group, our other officers, our employees, any of the associates or affiliates of the foregoing 
and any other person acting in concert of as a group with any of the foregoing.  

Additionally,  Title  3,  Subtitle  8  of  the  MGCL,  permits  our  board  of  directors,  without  stockholder  approval  and 
regardless  of  what  is  currently  provided  in  our  charter  or  our  bylaws,  to  implement  takeover  defenses.    These 
provisions may have the effect of inhibiting a third party from making an acquisition proposal for our company or 
of delaying, deferring or preventing a change in control of our company under circumstances that otherwise could 
provide the holders of our common stock with the opportunity to realize a premium over the then-current market 
price.  

Our  charter,  our  bylaws,  the  limited  partnership  agreement  of the  Operating  Partnership  and  Maryland law  also 
contain other provisions that may delay, defer or prevent a transaction or a change of control that might involve a 
premium price for our common stock or otherwise be in the best interest of our stockholders.  

Our board of directors can take many actions without stockholder approval.  
Our board of directors has overall authority to oversee our operations and determine our major corporate policies. 
This authority includes significant flexibility.  For example, our board of directors can do the following:  

•  Change  our  investment  and  financing  policies  and  our  policies  with  respect  to  certain  other  activities, 
including our growth, debt capitalization, distributions, REIT status and investment and operating policies; 
•  Within the limits provided in our charter, prevent the ownership, transfer and/or accumulation of shares in 
order to protect our status as a REIT or for any other reason deemed to be in the best interests of us and 
our stockholders; 
Issue  additional  shares  without  obtaining  stockholder  approval,  which  could  dilute  the  ownership  of  our 
then-current stockholders; 

• 

•  Classify  or  reclassify  any  unissued  shares  of  our  common  stock  or  preferred  stock  and  set  the 
preferences, rights and other terms of such classified or reclassified shares, without obtaining stockholder 
approval; 

•  Employ and compensate affiliates; 
•  Direct our resources toward investments that do not ultimately appreciate over time; 
•  Change creditworthiness standards with respect to third-party tenants; and 
•  Determine  that  it  is  no  longer  in  our  best  interests  to  attempt  to  qualify,  or  to  continue  to  qualify,  as  a 

REIT.  

12 

 
 
 
 
 
 
 
 
 
 
 
Any of these actions could increase our operating expenses, impact our ability to make distributions or reduce the 
value of our assets without giving our stockholders the right to vote.  

Future offerings of debt and equity may not be available to us or may adversely affect the market price of 
our common stock. 
We  expect  to  continue  to  increase  our  capital  resources  by  making  additional  offerings  of  equity  and  debt 
securities in the future, which would include classes of preferred stock, common stock and senior or subordinated 
notes.    Our  ability  to  raise  additional  capital  may  be  adversely  impacted  by  market  conditions.    Future  market 
dislocations  could  cause  us  to  seek  sources  of  potentially  less  attractive  capital.    All  debt  securities  and  other 
borrowings,  as  well  as  all  classes  of  preferred  stock,  will  be  senior  to  our  common  stock  in  a  liquidation  of  our 
company.  Additional equity offerings could dilute our stockholders’ equity, and reduce the market price of shares 
of our common stock.  In addition, we may issue preferred stock with a distribution preference that may limit our 
ability  to  make  distributions  on  our  common  stock.    Our  ability  to  estimate  the  amount,  timing  or  nature  of 
additional offerings is limited as these factors will depend upon market conditions and other factors. 

The market price of our stock may vary substantially. 
The market  price  of  our  common  stock  could  be volatile,  and investors  in  our  common  stock may  experience  a 
decrease in the value of their shares, including decreases unrelated to our operating performance or prospects.  
Among the market conditions that may affect the market price of our common stock are the following: 

•  Changes in interest rates; 
•  Our financial condition and operating performance and the performance of other similar companies; 
•  Actual or anticipated variations in our quarterly results of operations; 
•  The extent of investor interest in our company, real estate generally or commercial real estate specifically; 
•  The reputation of REITs generally and the attractiveness of their equity securities in comparison to other 

equity securities, including securities issued by other real estate companies, and fixed income securities; 

•  Changes in expectations of future financial performance or changes in estimates of securities analysts; 
•  Fluctuations in stock market prices and volumes; and 
•  Announcements by us or our competitors of acquisitions, investments or strategic alliances. 

An officer and director may have interests that conflict with the interests of stockholders.  
An officer and member of our board of directors owns OP units in the Operating Partnership.  This individual may 
have  personal  interests  that  conflict  with  the  interests  of  our  stockholders  with  respect  to  business  decisions 
affecting  us  and  the  Operating  Partnership,  such  as  interests  in  the  timing  and  pricing  of  property  sales  or 
refinancings in order to obtain favorable tax treatment.  As a result, the effect of certain transactions on this unit 
holder may influence our decisions affecting these properties.  

Federal Income Tax Risks 

Complying with REIT requirements may cause us to forego otherwise attractive opportunities.  
To  qualify  as  a  REIT for federal  income tax  purposes  we  must  continually  satisfy  numerous  income,  asset  and 
other  tests,  thus  having  to  forego  investments  we  might  otherwise  make  and  hindering  our  investment 
performance.  

Failure to qualify as a REIT could adversely affect our operations and our ability to make distributions.  
We will be subject to increased taxation if we fail to qualify as a REIT for federal income tax purposes.  Although 
we  believe  that  we  are  organized  and  operate  in  such  a  manner  so  as  to  qualify  as  a  REIT  under  the  Internal 
Revenue Code, no assurance can be given that we will remain so qualified.  Qualification as a REIT involves the 
application  of  highly  technical  and  complex  Internal  Revenue  Code  provisions  for  which  there  are  only  limited 
judicial or administrative interpretations.  The complexity of these provisions and applicable Treasury Regulations 
is also increased in the context of a REIT that holds its assets in partnership form.  The determination of various 
factual  matters  and  circumstances  not  entirely  within  our  control  may  affect  our  ability  to  qualify  as  a  REIT.  A 
REIT  generally  is  not  taxed  at  the  corporate  level  on  income  it  distributes  to  its  stockholders,  as  long  as  it 
distributes  annually  at least  100% of its  taxable income  to its  stockholders.  We  have  not requested  and  do  not 
plan to request a ruling from the Internal Revenue Service that we qualify as a REIT. 

If we fail to qualify as a REIT, we will face tax consequences that will substantially reduce the funds available for 
payment of cash dividends: 

13 

 
 
 
 
 
 
 
 
 
 
•  We would not be allowed a deduction for dividends paid to stockholders in computing our taxable income 

and would be subject to federal income tax at regular corporate rates. 

•  We could be subject to the federal alternative minimum tax and possibly increased state and local taxes. 
•  Unless we are entitled to relief under statutory provisions, we could not elect to be treated as a REIT for 

four taxable years following the year in which we failed to qualify. 

In  addition,  if  we  fail  to  qualify  as  a  REIT,  we  will  no  longer  be  required  to  pay  dividends  (other  than  any 
mandatory dividends on any preferred shares we may offer).  As a result of these factors, our failure to qualify as 
a REIT could adversely affect the market price for our common stock. 

Changes in tax laws may prevent us from maintaining our qualification as a REIT.   
As  we  have  previously  described,  we  intend  to  maintain  our  qualification  as  a  REIT  for  federal  income  tax 
purposes. However, this intended qualification is based on the tax laws that are currently in effect. We are unable 
to predict any future changes in the tax laws that would adversely affect our status as a REIT. If there is a change 
in the tax law that prevents us from qualifying as a REIT or that requires REITs generally to pay corporate level 
income taxes, we may not be able to make the same level of distributions to our stockholders. 

An investment in our stock has various tax risks that could affect the value of your investment, including 
the  treatment  of  distributions  in  excess  of  earnings  and  the  inability  to  apply  “passive  losses”  against 
distributions.  
An investment in our stock has various tax risks. Distributions in excess of current and accumulated earnings and 
profits, to the extent that they exceed the adjusted basis of an investor’s stock, will be treated as long-term capital 
gain  (or  short-term  capital  gain  if  the  shares  have  been  held  for  less  than  one  year).  Any  gain  or  loss  realized 
upon a taxable disposition of shares by a stockholder who is not a dealer in securities will be treated as a long-
term  capital  gain  or loss  if  the  shares  have  been  held for more  than  one  year,  and  otherwise  will  be  treated  as 
short-term capital gain or loss. Distributions that we properly designate as capital gain distributions will be treated 
as  taxable  to  stockholders  as  gains  (to  the  extent  that  they  do  not  exceed  our  actual  net  capital  gain  for  the 
taxable year) from the sale or disposition of a capital asset held for greater than one year. Distributions we make 
and gain arising from the sale or exchange by a stockholder of shares of our stock will not be treated as passive 
income,  meaning  stockholders  generally  will  not  be  able  to  apply  any  “passive  losses”  against  such  income  or 
gain.  

Excessive non-real estate asset values may jeopardize our REIT status.   
In order to qualify as a REIT, at least 75% of the value of our assets must consist of investments in real estate, 
investments in other REITs, cash and cash equivalents, and government securities. Therefore, the value of any 
properties we  own that are not considered real estate assets for federal income tax purposes must represent in 
the  aggregate  less  than  25%  of  our  total  assets.  In  addition,  under  federal  income  tax  law,  we  may  not  own 
securities in any one issuer (other than a REIT, a qualified REIT subsidiary or a TRS) which represent in excess 
of  10%  of  the  voting  securities  or  10%  of  the  value  of  all  securities  of  any  one  issuer,  or  which  have,  in  the 
aggregate, a value in excess of 5% of our total assets, and we may not own securities of one or more TRSs which 
have, in the aggregate, a value in excess of 25% of our total assets.  We may invest in securities of another REIT, 
and our investment may represent in excess of 10% of the voting securities or 10% of the value of the securities 
of  the  other  REIT.  If  the  other  REIT  were  to  lose  its  REIT  status  during  a  taxable  year in  which  our investment 
represented in excess of 10% of the voting securities or 10% of the value of the securities of the other REIT as of 
the close of a calendar quarter, we may lose our REIT status. 

Compliance with the asset tests is determined at the end of each calendar quarter. Subject to certain mitigation 
provisions, if we fail to meet any such test at the end of any calendar quarter, we will cease to qualify as a REIT. 

We may have to borrow funds or sell assets to meet our distribution requirements.   
Subject  to  some  adjustments  that  are  unique  to  REITs,  a  REIT  generally  must  distribute  90%  of  its  taxable 
income.  For the purpose of determining taxable income, we may be required to accrue interest, rent and  other 
items treated as earned for tax purposes but that we have not yet received. In addition, we may be required not to 
accrue  as  expenses  for  tax  purposes  some  items  which  actually  have  been  paid,  including,  for  example, 
payments  of  principal  on  our  debt,  or  some  of  our  deductions  might  be  disallowed  by  the  Internal  Revenue 
Service. As a result, we could have taxable income in excess of cash available for distribution. If this occurs, we 
may have to borrow funds or liquidate some of our assets in order to meet the distribution requirement applicable 
to a REIT. 

14 

 
 
 
 
 
 
 
 
 
Future distributions may include a significant portion as a return of capital.  
Our distributions may exceed the amount of our income as a REIT. If so, the excess distributions will be treated 
as a return of capital to the extent of the stockholder’s basis in our stock, and the stockholder’s basis in our stock 
will  be  reduced  by  such  amount.  To  the  extent  distributions  exceed  a  stockholder’s  basis  in  our  stock;  the 
stockholder will recognize capital gain, assuming the stock is held as a capital asset.  

Our ownership  of  and  relationship with our TRSs  will  be limited,  and  a  failure  to  comply with  the  limits 
would jeopardize our REIT status and may result in the application of a 100% excise tax.  
A  REIT  may  own  up  to  100%  of  the  stock  of  one  or  more  TRSs.  A  TRS  may  earn  income  that  would  not  be 
qualifying  income  if  earned  directly  by  the  parent  REIT.    Overall,  no  more  than  25%  of  the  value  of  a  REIT’s 
assets may consist of stock or securities of one or more TRSs.  A TRS will typically pay federal, state and local 
income  tax  at  regular  corporate  rates  on  any  income  that  it  earns.    In  addition,  the  TRS rules  impose  a  100% 
excise tax on certain transactions between a TRS and its parent REIT that are not conducted on an arm’s-length 
basis.    Our  TRSs  will  pay  federal,  state  and  local  income  tax  on  their  taxable  income,  and  their  after-tax  net 
income  will  be  available for  distribution  to  us  but  will not  be  required  to  be  distributed  to  us.    There  can  be  no 
assurance that  we  will be able to comply with the 25% limitation discussed above or to avoid application of the 
100% excise tax discussed above.  

Liquidation of our assets may jeopardize our REIT qualification. 
To qualify as a REIT, we must comply with requirements regarding our assets and our sources of income. If we 
are compelled to liquidate our investments to repay obligations to our lenders, we may be unable to comply with 
these requirements, ultimately jeopardizing our qualification as a REIT, or we may be subject to a 100% tax on 
any gain if we sell assets in transactions that are considered to be “prohibited transactions,” which are explained 
in the risk factor below. 

We may be subject to other tax liabilities even if we qualify as a REIT.  
Even if we qualify as a REIT for federal income tax purposes, we will be required to pay certain federal, state and 
local taxes on our income and property.  For example, we will be subject to income tax to the extent we distribute 
less  than  100%  of  our  REIT  taxable  income  (including  capital  gains).    Additionally,  we  will  be  subject  to  a  4% 
nondeductible excise tax on the amount, if any, by which dividends paid by us in any calendar year are less than 
the sum of 85% of our ordinary income, 95% of our capital gain net income and 100% of our undistributed income 
from prior years.  Moreover, if we have net income from “prohibited transactions,” that income will be subject to a 
100% tax.  In general, prohibited transactions are sales or other dispositions of property held primarily for sale to 
customers in the ordinary course of business.  The determination as to whether a particular sale is a prohibited 
transaction depends on the facts and circumstances related to that sale.  While we will undertake sales of assets 
if those assets become inconsistent with our long-term strategic or return objectives, we do not believe that those 
sales  should  be  considered  prohibited  transactions,  but  there  can  be  no  assurance  that  the  Internal  Revenue 
Service would not contend otherwise.  The need to avoid prohibited transactions could cause us to forego or defer 
sales of properties that might otherwise be in our best interest to sell.  

In  addition,  any  net  taxable  income  earned  directly  by  our  TRSs,  or  through  entities  that  are  disregarded  for 
federal  income  tax  purposes  as  entities  separate  from  our  TRSs,  will  be  subject  to  federal  and  possibly  state 
corporate income tax.  To the extent that we and our affiliates are required to pay federal, state and local taxes, 
we will have less cash available for distributions to our stockholders.  

Dividends  payable  by  REITs  do  not  qualify  for  the  reduced  tax  rates  on  dividend  income  from  regular 
corporations.  
The maximum tax rate for dividends payable to domestic stockholders that are individuals, trusts and estates is 
20%. Dividends payable by REITs, however, are generally not eligible for the reduced rates.  The more favorable 
rates  applicable  to  regular  corporate  dividends  could  cause  investors  who  are  individuals,  trusts  and  estates  to 
perceive  investments  in  REITs  to  be  relatively  less  attractive  than  investments  in  the  stocks  of  non-REIT 
corporations that pay dividends, which could adversely affect the value of the stock of REITs, including our stock. 

Our ownership limit contained in our charter may be ineffective to preserve our REIT status.  
In order for us to qualify as a REIT for each taxable year, no more than 50% in value of our outstanding capital 
stock may be owned, directly or indirectly, by five or fewer individuals during the last half of any calendar year (the 
“5/50  Rule”).    Individuals  for  this  purpose  include  natural  persons,  private  foundations,  some  employee  benefit 
plans  and  trusts,  and  some  charitable  trusts.    In  order  to  preserve  our  REIT  qualification,  our  charter  generally 
prohibits (i) any member of the Agree-Rosenberg Group from directly or indirectly owning more than 24% of the 

15 

 
 
 
 
 
 
 
 
 
value of our outstanding stock and (ii) any other person from directly or indirectly owning more than 9.8% of the 
value of our outstanding common stock and preferred stock, subject to certain exceptions.  Because of the way 
our  ownership  limit  is  written,  including  because  the  limit  on  persons  other  than  a  member  of  the  Agree-
Rosenberg Group is not less than 9.8%, our charter limitation may be ineffective to ensure that we do not violate 
the 5/50 Rule.  

Complying  with  REIT  requirements  may  limit our ability  to hedge  effectively  and  may  cause  us  to  incur 
tax liabilities.  
The  REIT  provisions  of  the  Internal  Revenue  Code  substantially  limit  our  ability  to  hedge  our  liabilities.  Any 
income  from  a  hedging  transaction  we  enter  into  to  manage  risk  of  interest  rate  changes,  price  changes  or 
currency fluctuations with respect to borrowings made or to be made to acquire or carry real estate assets does 
not constitute qualifying income for purposes of income tests that apply to us as a REIT.  To the extent that we 
enter into other types of hedging transactions, the income from those transactions is likely to be treated as non-
qualifying income for purposes of the income tests.  As a result of these rules,  we may need to limit our use of 
advantageous hedging techniques or implement those hedges through a TRS. This could increase the cost of our 
hedging activities because our TRS would be subject to tax on gains or expose us to greater risks associated with 
changes in interest rates than we would otherwise want to bear. In addition, losses in our TRSs will generally not 
provide any tax benefit, except for being carried forward against future taxable income in the TRSs.  

Item 1B: 

Unresolved Staff Comments 

There are no unresolved staff comments. 

Item 2: 

Properties 

As of December 31, 2014, our portfolio consisted of 209 properties located in 37 states and totaling approximately 
4.3 million square feet of gross leasable area.  Our portfolio included 203 net lease properties, which contributed 
approximately  91.6%  of  annualized  base  rent,  and  six  community  shopping  centers,  which  generated  the 
remaining 8.4% of annualized base rent. 

As of December 31, 2014, our portfolio was approximately 98.6% leased and had a weighted average remaining 
lease term of approximately 11.9 years.  A significant majority of our properties are leased to national tenants and 
approximately  55.8%  of  our  annualized  base  rent  was  derived  from  tenants,  or  parents  thereof,  with  an 
investment grade credit rating.  Substantially all of our tenants are subject to net lease agreements.  A net lease 
typically  requires  the  tenant  to  be  responsible  for  minimum  monthly  rent  and  property  operating  expenses 
including property taxes, insurance and maintenance.  In addition, our tenants are typically subject to future rent 
increases  based  on  fixed  amounts  or  increases  in  the  consumer  price  index  and  many  leases  provide  for 
additional rent calculated as a percentage of the tenants’ gross sales above a specified level. 

Property Type Summary 
The following table presents certain information about our properties as of December 31, 2014: 

($ in thousands)

Property Type
Retail Net Lease
Retail Net Lease (ground leases)

Total Retail Net Lease

Community Shopping Centers

Total Portfolio

Number of
Properties
180
23
203
6
209

Annualized
Base Rent (1)
$45,834
5,941
$51,775
4,729
$56,504

% of Ann.
Base Rent
81.1%
10.5%
91.6%
8.4%
100.0%

%  IG
Rated (2)
56.0%
89.1%
59.8%
11.8%
55.8%

W td. Avg.
Lease Term
12.3 yrs
14.7 yrs
12.6 yrs
4.9 yrs
11.9 yrs  

(1)  Represents annualized straight-line rent as of December 31, 2014. 
(2)  Reflects tenants, or parent entities thereof, with investment grade credit ratings from S&P, Moody's, Fitch and/or NAIC. 

Tenant Diversification 
The  following  table  presents  annualized  base  rents  for  all  tenants  that  generated  2.0%  or  greater  of  our  total 
annualized base rent as of December 31, 2014: 

16 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
($ in thousands)

Tenant / Concept
W algreens
W awa
CVS
W al-Mart
Rite Aid
Lowe's
LA Fitness
Kmart
Taco Bell (2)
Academy Sports
Burger King (3)
Kohl's
AutoZone
Total

Annualized
Base Rent (1)
$12,362
2,465
2,463
2,039
1,962
1,846
1,694
1,618
1,537
1,340
1,241
1,180
1,163
$32,910

% of Ann.
Base Rent
21.9%
4.4%
4.4%
3.6%
3.5%
3.3%
3.0%
2.9%
2.7%
2.4%
2.2%
2.1%
2.1%
58.5%  

(1)  Represents annualized straight-line rent as of December 31, 2014. 
(2)  Franchise restaurants operated by Charter Foods North, LLC. 
(3)  Franchise restaurants operated by Meridian Restaurants. 

Significant Tenants 
Walgreens  operates  the  largest  drugstore  chain  in  the  United  States  and  trades,  through  its  holding  company 
Walgreens Boot Alliance, Inc., on the Nasdaq stock exchange under the symbol “WBA”.  For its fiscal year ended 
August  31,  2014,  Walgreens  had  total  assets  of  approximately  $37.2  billion,  annual  net  sales  of  $76.4  billion, 
annual  net  income  of  $1.9  billion  and  shareholders’  equity  of  $20.6  billion.  As  of  August  31,  2014,  Walgreens 
operated 8,309 locations in 50 states, the District of Columbia, Puerto Rico and U.S. Virgin Islands. 

On  December  31,  2014,  Walgreens  and  Alliance  Boots  GmbH  completed  a  merger  to  form  Walgreens  Boots 
Alliance,  Inc.    Under  a  reorganization  merger  agreement  approved  by  Walgreens  shareholders,  Walgreens 
became a wholly owned subsidiary of Walgreens Boots Alliance, Inc. and existing shares of Walgreens common 
stock  were  converted  automatically  into  shares  of  Walgreens  Boots  Alliance  common  stock  on  a  one-for-one 
basis.  

The information set forth above was derived from the annual report on Form 10-K filed by Walgreens with respect 
to their 2014 fiscal year and the current report on Form 8-K filed by Walgreens Boot Alliance, Inc. with respect to 
the merger agreement.  Additional information regarding Walgreens and Walgreens Boots Alliance, Inc.  can be 
found in their public filings.  These filings can be accessed at www.sec.gov.  We are unable to confirm, and make 
no  representations  with  respect  to  the  accuracy  of  these  reports  and  therefore  you  should  not  place  undue 
reliance on such information as it pertains to our operations. 

Tenant Sector Diversification 
The following table presents annualized base rents for our top retail sectors as of December 31, 2014: 

17 

 
 
 
 
 
 
 
 
 
($ in thousands)

Tenant Sector
Pharmacy
Restaurants - Quick Service
Apparel
W arehouse Clubs
Sporting Goods
Convenience Stores
Health & Fitness
Grocery Stores
General Merchandise
Restaurants - Casual Dining
Home Improvement
Financial Services
Other (2)
Total

Annualized
Base Rent (1)
$16,788
4,247
3,423
2,957
2,736
2,599
2,546
2,426
2,006
1,848
1,846
1,693
11,389
$56,504

% of Ann.
Base Rent
29.7%
7.5%
6.1%
5.2%
4.8%
4.6%
4.5%
4.3%
3.6%
3.3%
3.3%
3.0%
20.1%
100.0%  

(1)  Represents annualized straight-line rent as of December 31, 2014. 
(2) 

Includes sectors generating less than 3.0% of annualized base rent. 

Geographic Diversification 
The following table presents annualized base rents, by state, for our portfolio as of December 31, 2014: 

18 

 
 
 
 
 
 
($ in thousands)

Tenant Sector
Michigan
Florida
Ohio
Illinois
Pennsylvania
Georgia
North Carolina
Texas
New York
Missouri
Kansas
California
North Dakota
Indiana
Oregon
Tennessee
Virginia
South Carolina
Colorado
Utah
Minnesota
Kentucky
New Jersey
Alabama
Louisiana
Connecticut
Washington
Delaware
South Dakota
Maryland
Nevada
Wisconsin
Arizona
Montana
Mississippi
Oklahoma
Nebraska
Total

Annualized
Base Rent (1)
$15,718
6,899
3,516
3,269
2,796
1,780
1,747
1,529
1,551
1,411
1,273
1,238
1,222
1,201
1,134
1,063
1,038
977
821
756
637
634
590
523
396
403
339
326
326
277
224
204
175
184
151
96
80
$56,504

% of Ann.
Base Rent
27.8%
12.2%
6.2%
5.8%
4.9%
3.2%
3.1%
2.7%
2.7%
2.5%
2.3%
2.2%
2.2%
2.2%
2.0%
1.9%
1.8%
1.7%
1.5%
1.3%
1.1%
1.1%
1.0%
0.9%
0.7%
0.7%
0.6%
0.6%
0.6%
0.5%
0.4%
0.4%
0.3%
0.3%
0.3%
0.2%
0.1%
100.0%  

(1)  Represents annualized straight-line rent as of December 31, 2014. 

Lease Expirations 
The  following  table  presents  contractual  lease  expirations  within  the  Company’s  portfolio  as  of  December  31, 
2014, assuming that no tenants exercise renewal options: 

19 

 
 
 
 
 
 
Gross Leasable Area
% of
Total

(in thousands)

Year
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Thereafter
Total

Annualized Base Rent (1)

Leases

7
9
12
16
15
15
15
12
15
12
135
263

 Amount 
$726
318
1,867
2,085
3,738
2,740
4,256
2,605
2,419
3,095
32,655
$56,504

% of
Total

1.3%
0.6%
3.3%
3.7%
6.6%
4.8%
7.5%
4.6%
4.3%
5.5%
57.8%
100.0%

(1)  Represents annualized straight-line rent as of December 31, 2014. 

 Amount 
152
35
134
305
344
321
256
257
221
210
2,080
4,315

3.5%
0.8%
3.1%
7.1%
8.0%
7.4%
5.9%
6.0%
5.1%
4.9%
48.2%
100.0%  

Community Shopping Centers 
Our six community shopping centers range in size from 20,000 to 241,458 square feet of GLA.  Our community 
shopping centers are anchored by national tenants. 

The location and primary occupancy information with respect to the community shopping centers as of December 
31, 2014 are set forth below: 

Property
Capital Plaza

Location
Frankfort, KY

Year
Completed /
Renovated
1978 / 2006

Gross
Leasable
Area (Sq. Ft.)
116,212

Annualized
Base Rent (1)
$634 000

Annualized
Base Rent
per Sq. Ft (2)

$5.46

Percent
Leased at
December 31, 2014

100%

Anchor Tenants
(Lease Expiration /
Option Expiration) (3)

Kmart (2018 / 2053)
Walgreens (2032 / 2052)

Marshall Plaza

Marshall, MI

1990

119,479

$701,601

Central Michigan Commons Mt. Pleasant, MI

1973 / 1997

241,458

$927,495

$5.87

$4.50

85%

100%

Kmart (2020 / 2065)

Kmart (2018 / 2048)
JC Penney (2015 / 2035)
Staples (2020 / 2030)

Best Buy (2021 / 2028)
Beall's (2020 / 2035)

Kmart (2015 / 2065)
MC Sports (2018 / 2033)

Nor h Lakeland Plaza

Lakeland, FL

1987

171,397

$1,339 945

$7.82

100%

Ferris Commons

Big Rapids, MI

1990

169,524

$1,016 993

$6.00

100%

West Frankfort Plaza

West Frankfort, IL

1982

20,000

$108 586

$6.79

Totals

838,070

$4,728,620

$5.64

80%

95%

(1)  Represents annualized straight-line rent as of December 31, 2014. 
(2)  Calculated as total annualized base rent divided by leased GLA. 
(3)  Only the tenant has the option to extend a lease beyond the initial term. 

20 

 
 
 
 
 
 
 
 
 
Item 3:  

Legal Proceedings 

From time to time, we are involved in legal proceedings in the ordinary course of business.  We are not presently 
involved  in  any  litigation  nor,  to  our  knowledge,  is  any  other  litigation  threatened  against  us,  other  than  routine 
litigation arising in the ordinary course of business, which is expected to be covered by our liability insurance and 
all of which collectively is not expected to have a material adverse effect on our liquidity, results of operations or 
business or financial condition. 

Item 4: 

Mine Safety Disclosures 

Not applicable. 

PART II 

Item 5: 

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer 
Purchases of Equity Securities 

Our common stock is traded on the NYSE under the symbol “ADC.”  The following table sets forth the high and 
low  closing  prices  of  our  common  stock,  as  reported  on  the  NYSE,  and  the  dividends  declared  per  share  of 
common  stock  by  us  for  each  calendar  quarter  in the  last  two  fiscal  years.    Dividends  were  paid  in  the  periods 
immediately subsequent to the periods in which such dividends were declared. 

Quarter Ended
March 31, 2014
June 30, 2014
September 30, 2014
December 31, 2014

March 31, 2013
June 30, 2013
September 30, 2013
December 31, 2013

High
$31.67
$31.22
$30.82
$31.63

$30.10
$33.85
$32.48
$32.16

Low
$28.17
$29.22
$27.38
$27.09

$26.89
$28.75
$26.81
$27.77

Dividends
Declared
$0.43
$0.43
$0.43
$0.45

$0.41
$0.41
$0.41
$0.41

On February 27, 2015, the reported closing sale price per share of common stock on the NYSE was $32.83. 

At  February  27,  2015,  there  were  17,617,747  shares  of  our  common  stock  issued  and  outstanding  which  were 
held by approximately 139 stockholders of record.  The number of stockholders of record does not reflect persons 
or  entities  that  held  their  shares  in  nominee  or  “street”  name.    In  addition,  at  February  27,  2015  there  were 
347,619  outstanding  OP  Units  held  by  a  limited  partner  other  than  our  Company.    The  OP  Units  are 
exchangeable into shares of common stock on a one-for-one basis.   

For  2014,  we  paid  $1.74  per  share  of  common  stock  in  dividends.  Of  the  $1.74,  80.35%  represented  ordinary 
income,  and  19.65%  represented  return  of  capital,  for  tax  purposes.  For  2013,  we  paid  $1.64  per  share  of 
common stock in dividends. Of the $1.64, 83.7% represented ordinary income, and 16.3% represented return of 
capital, for tax purposes.  

We  intend  to  continue  to  declare  quarterly  dividends  to  our  stockholders.    However,  our  distributions  are 
determined  by  our  board  of  directors  and  will  depend upon  cash  generated  by  operating  activities,  our financial 
condition,  capital  requirements,  annual  distribution  requirements  under  the  REIT  provisions  of  the  Internal 
Revenue Code and such other factors as the board of directors deems relevant.  We have historically paid cash 
dividends, although we may choose to pay  a portion in stock dividends in the future.  To qualify as a  REIT, we 
must distribute at least 90% of our REIT taxable income prior to net capital gains to our stockholders, as well as 
meet certain other requirements.  We must pay these distributions in the taxable year the income is recognized; 
or in the following taxable year if they are declared during the last three months of the taxable year, payable to 
stockholders of record on a specified date during such period and paid during January of the following year.  Such 
distributions are treated for REIT tax purposes as paid by us and received by our stockholders on December 31 of 
the year in which they are declared.  In addition, at our election, a distribution for a taxable year may be declared 
in  the following  taxable  year  if it is  declared  before  we  timely file  our  tax  return for  such  year  and  if  paid  on  or 

21 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
before the first regular dividend payment after such declaration.  These distributions qualify as dividends paid for 
the 90% REIT distribution test for the previous year and are taxable to holders of our capital stock in the year in 
which paid. 

During the year ended December 31, 2014, we did not sell any unregistered securities.  During the fourth quarter 
of 2014, we did not repurchase any of our equity securities.   

For information about our equity compensation plan, please see Part III, Item 12 of this Annual Report on Form 
10-K. 

Item 6: 

Selected Financial Data 

The  following  table  sets  forth  our  selected  financial  information  on  a  historical  basis  and  should  be  read  in 
conjunction with “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and 
the Consolidated Financial Statements and Notes thereto included elsewhere in this Annual Report on Form 10-
K.    Certain  amounts  have  been  reclassified  to  conform  to  the  current  presentation  of  discontinued  operations.  
The  balance  sheet for  the  periods  ending  December 31,  2010  through  2014  and  operating  data for  each  of  the 
periods presented were derived from our audited financial statements.  

Selected Financial Data 

(in thousands, except per share information and other data)

2014

Year Ended December 31,
2012

2013

2011

2010

Operating Data
Total revenues 
Expenses

Property costs (1)
General and administrative
Interest
Depreciation and amortization
Impairments

Total Expenses
Income From Operations

Gain on extinguishment of debt
Loss on sale of assets

Income From Continuing Operations

Gain on sale of asset from discontinued operations
Income (loss) from discontinued operations

Net income

Less net income attributable to non-controlling interest

Net income attributable to Agree Realty Corporation
Share Data
Weighted average common shares - diluted
Net income per share - diluted
Cash dividends per share
Balance Sheet Data
Real Estate (before accumulated depreciation)
Total Assets
Total Debt, including accrued interest
Other Data
Number of Proper ies
Gross Leasable Area (Sq. Ft.)
Percentage Leased

$

53,559

$

43,518

$

34,624

$

30,263

$

26,235

4,917
6,629
8,587
11,103
3,020
34,256
19,303
-
(528)
18,775
123
15
18,913
425
 $      18,488 

         14,967 
 $          1.24 
 $          1.74 

 $    589,147 
 $    593,580 
 $    222,483 

209
4,315,000
99%

3,656
5,952
6,475
8,489
-
24,572
18,946
-
-
18,946
946
298
20,190
515
 $      19,675 

         13,158 
 $          1.50 
 $          1.64 

 $    471,366 
 $    462,742 
 $    158,869 

130
3,662,000
98%

3,328
5,682
5,134
6,241
-
20,385
14,239
-
-
14,239
2,097
2,267
18,603
554
 $      18,049 

         11,137 
 $          1.62 
 $          1.60 

 $    398,812 
 $    370,093 
 $    161,242 

109
3,259,000
98%

3,469
5,662
3,957
5,200
600
18,888
11,375
2,360
-
13,735
110
(3,956)
9,889
338
 $        9,551 

           9,681 
 $          0.99 
 $          1.60 

 $    340,074 
 $    293,944 
 $    120,032 

87
3,556,000
93%

2,730
5,003
3,461
4,119
6,160
21,473
4,762
-
-
4,762
4,738
6,128
15,628
561
 $      15,067 

           9,191 
 $          1.64 
 $          2.04 

 $    338,221 
 $    285,042 
 $    100,128 

81
3,848,000
99%

(1)  Property costs include real estate taxes, insurance, maintenance and land lease expense. 

22 

 
 
 
 
 
 
 
 
 
 
Item 7: 

Management’s Discussion and Analysis of Financial Condition and Results of Operations 

The  following  discussion  should  be  read  in  conjunction  with  the  consolidated  financial  statements,  and  related 
notes thereto, included elsewhere in this Annual Report on Form 10-K and the “-Special Note Regarding Forward-
Looking Statements” in Item 1A “Risk Factors” above. 

Overview 
We are a fully integrated REIT primarily focused on the ownership, acquisition, development and management of 
retail  properties  net  leased  to  industry  leading  tenants.    We  were  founded  in  1971  by  our  current  Executive 
Chairman, Richard Agree, and listed on the NYSE in 1994.  Our assets are held by, and all of our operations are 
conducted through, directly or indirectly, the Operating Partnership, of which we are the sole general partner and 
in which we held a 98.06% interest as of December 31, 2014.  

As of December 31, 2014, our portfolio consisted of 209 properties located in 37 states and totaling approximately 
4.3 million square feet of gross leasable area.  As of December 31, 2014, our portfolio was approximately 98.6% 
leased  and  had  a  weighted  average  remaining  lease  term  of  approximately  11.9  years.    Substantially  all  of our 
tenants  are  subject  to  net  lease  agreements.    A  net  lease  typically  requires  the  tenant  to  be  responsible  for 
minimum monthly rent and property operating expenses including property taxes, insurance and maintenance. 

We have elected to be taxed as a REIT for federal income tax purposes commencing with our taxable year ended 
December 31, 1994.  We believe that we have been organized and have operated in a manner that has allowed 
us to qualify as a REIT for federal income tax purposes and we intend to continue operating in such a manner. 

Recent Accounting Pronouncements 
In April 2014, the Financial Accounting Standards Board ("FASB") issued ASU 2014-08 "Reporting Discontinued 
Operations and Disclosures of Disposals of Components of an Entity" which updates ASC 205 "Presentation of 
Financial Statements" and ASC 360 "Property, Plant and Equipment.” The amendments in this update change the 
criteria for reporting discontinued operations while enhancing disclosures in this area. Under the new guidance, 
only disposals representing a strategic shift in operations should be presented as discontinued operations. For 
public entities, ASU 2014-08 is effective prospectively for fiscal years beginning after December 15, 2015; 
however, early adoption is permitted, but only for disposals or classifications as held for sale that have not been 
reported in financial statements previously issued or available for issuance. We have elected to early adopt this 
updated standard effective in the first quarter of 2014. The adoption of this guidance had an effect on the 
presentation of our consolidated financial statements. Beginning in 2014, activities related to individual sales of 
properties are generally no longer classified as discontinued operations except for the property classified as held 
for sale as of December 31, 2013. 

In May 2014, the Financial Accounting Standards Board issued ASU No. 2014-09 “Revenue from Contracts with 
Customers” as a new Topic, Accounting Standards Codification ("ASC") Topic 606. The objective of ASU 2014-19 
is to establish a single comprehensive model for entities to use in accounting for revenue arising from contracts 
with customers and will supersede most of the existing revenue recognition guidance, including industry-specific 
guidance. The core principle is that a company should recognize revenue to depict the transfer of promised goods 
or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in 
exchange for those goods or services. In applying the new standard, companies will perform a five-step analysis 
of transactions to determine when and how revenue is recognized. ASU 2014-09 applies to all contracts with 
customers except those that are within the scope of other topics in the FASB ASC, including revenue from leases. 
This ASU is effective for annual reporting periods (including interim periods within those periods) beginning after 
December 15, 2016 and shall be applied using either a full retrospective or modified retrospective approach. Early 
adoption is not permitted. The Company is currently evaluating the new guidance and has not determined the 
impact, if any, this standard may have on the consolidated financial statements. 

Critical Accounting Policies 
Our  accounting  policies  are  determined  in  accordance  with  U.S.  generally  accepted  accounting  principles 
(“GAAP”).  The preparation of our financial statements requires us to make estimates and assumptions that are 
subjective in nature and, as a result, our actual results could differ materially from our estimates.  Set forth below 
are the more critical accounting policies that require  management judgment and estimates in the preparation of 
our  consolidated  financial  statements.    This  summary  should  be  read  in  conjunction  with  the  more  complete 
discussion of our accounting policies and procedures included in Note 2 to our consolidated financial statements. 

23 

 
 
 
 
 
 
 
 
 
 
Revenue Recognition 
We lease real estate to our tenants under long-term net leases which we account for as operating leases.  Under 
this method, leases that have fixed and determinable rent increases are recognized on a straight-line basis over 
the lease term.  Rental increases based upon changes in the consumer price indexes, or other variable factors, 
are  recognized  only  after  changes  in  such  factors  have  occurred  and  are  then  applied  according  to  the  lease 
agreements.  Certain leases also provide for additional rent based on tenants’  sales volumes.  These rents are 
recognized  when  determinable  by  us  after  the  tenant  exceeds  a  sales  breakpoint.    Contractually  obligated 
reimbursements from tenants for recoverable real estate taxes and operating expenses are generally included in 
operating costs reimbursement in the period when such expenses are recorded. 

Real Estate Investments 
We record the acquisition of real estate at cost, including acquisition and closing costs.  For properties developed 
by  us,  all  direct  and  indirect  costs  related  to  planning,  development  and  construction,  including  interest,  real 
estate  taxes  and  other  miscellaneous  costs  incurred  during  the  construction  period,  are  capitalized for financial 
reporting purposes and recorded as property under development until construction has been completed.  

Accounting for Acquisitions of Real Estate 
The acquisition of property for investment purposes is typically accounted for as an asset acquisition.  We allocate 
the  purchase  price  to  land,  building  and  identified  intangible  assets  and  liabilities,  based  in  each  case  on  their 
relative  estimated  fair  values  and  without  giving  rise  to  goodwill.    Intangible  assets  and  liabilities  represent  the 
value  of in-place leases  and  above  or  below  market  leases.    In  making  estimates  of fair values,  we  may  use  a 
number of sources, including data provided by independent third parties, as well as information obtained by us as 
a result of our due diligence, including expected future cash flows of the property and various characteristics of 
the markets where the property is located. 

Depreciation 
Our real estate portfolio is depreciated using the straight-line method over the estimated remaining useful life of 
the properties, which generally ranges from 30 to 40 years for buildings and 10 to 20 years for improvements. 

Impairments 
We review our real estate investments periodically for impairment whenever events or changes in circumstances 
indicate that the carrying amount may not be recoverable.  Events or circumstances that may occur include, but 
are not limited to, significant changes in real estate market conditions or our ability to re-lease or sell properties 
that  are  vacant  or  become  vacant.    Management  determines  whether  an  impairment  in  value  has  occurred  by 
comparing  the  estimated  future  cash  flows  (undiscounted  and  without  interest  charges),  including  the  residual 
value  of  the  real  estate,  with  the  carrying  cost  of  the  individual  asset.    An  asset  is  considered  impaired  if  its 
carrying  value  exceeds  its  estimated  undiscounted  cash  flows  and  an  impairment  charge  is  recorded  in  the 
amount by which the carrying value of the asset exceeds its estimated fair value. 

Results of Operations 

Comparison of Year Ended December 31, 2014 to Year Ended December 31, 2013 

Minimum  rental  income  increased  $8,508,000,  or  21%,  to  $49,403,000  in  2014,  compared  to  $40,895,000  in 
2013.    Approximately  $6,809,000  of  the  increase  is  due  to  the  acquisition  of  77  properties  in  2014  and  the  full 
year  impact  of  18  properties  acquired  in  2013.    Approximately  $2,158,000  of  the  increase  is  attributable  to five 
development projects completed in 2014 and the full year impact of six development projects completed in 2013.   
These  increases  were  partially  offset  by  approximately  $341,000  due  to  a  reduction  in  minimum  rental  income 
from  properties  sold  during  2014  that  were  owned  for  all  of  2013,  and  approximately  $101,000  due  to  other 
minimum rental income adjustments. 

Percentage  rents  increased  to  $160,000  in  2014  from  $36,000  in  2013.    The  primary  driver  of  the  increase  is 
properties acquired in 2013 for which we received percentage rent in 2014. 

Operating cost reimbursements increased $1,257,000, or 49%, to $3,825,000 in 2014, compared to $2,567,000 in 
2013.  Operating cost reimbursements increased due to higher levels of recoverable property operating expenses 
as a result of our 2014 and 2013 acquisition and development activity.  Our portfolio recovery rate increased to 
86.1% in 2014 compared to 79.5% in 2013. 

24 

 
 
 
 
 
 
 
 
 
 
 
 
Other income increased  to  $171,000  in  2014 from  $19,000  in  2013.   The  primary  driver  of  the increase  is non-
recurring fee income earned in 2014. 

Real  estate  taxes  increased  $730,000,  or  36%,  to  $2,766,000  in  2014,  compared  to  $2,035,000  in  2013.    The 
increase is due to the ownership of additional properties in 2014 compared to 2013 for which we remit real estate 
taxes and are subsequently reimbursed by tenants.  

Property  operating  expenses  increased  $486,000,  or  41%,  to  $1,679,000  in  2014,  compared  to  $1,193,000  in 
2013.    The  increase  is  primarily  due  to  the  ownership  of  additional  properties  in  2014  compared  to  2013  which 
contributed  to  higher  property  maintenance,  utilities  and  insurance  expenses.    Our  tenants  subsequently 
reimbursed us for the majority of these expenses. 

Land  lease  payments  increased  $44,000,  or  10%,  to  $472,000  in  2014,  compared  to  $428,000  for  2013.    The 
increase is the result a property acquired in 2014 that is subject to a land lease.  

General  and  administrative  expenses  increased  $677,000,  to  $6,629,000  in  2014,  compared  to  $5,952,000  in 
2013.  The increase is primarily the result of increased employee costs of $582,000 and a net increase in other 
expenses  of  $66,000.    General  and  administrative  expenses  as  a  percentage  of  total  revenue  decreased  to 
12.4% for 2014 from 13.7% in 2013.   

Depreciation and amortization increased $2,613,000, or 31%, to $11,103,000 in 2014, compared to $8,489,000 in 
2013.  The increase was primarily the result of the acquisition of 77 properties in 2014 and 18 properties in 2013. 

We recognized impairment charges of $3,020,000 in 2014, including (i) $220,000 as a result of writing down the 
carrying value of Petoskey Town Center, which was under contract for sale, but not classified as held for sale at 
September 30, 2014 due to contingencies associated with the contract and (ii) $2,800,000 as a result of writing 
down the carrying value of Chippewa Commons due to an anchor tenant declining to exercise an extension option 
which would contribute to vacancy and diminished cash flows and resulted in a fair value that was less than the 
net book value of the asset.  We recognized an impairment charge of $450,000 in 2013 as a result of writing down 
the carrying value of Ironwood Commons, which was under contract for sale, but not classified as held for sale at 
September 30, 2013 due to contingencies associated with the contract.  This amount is reflected in discontinued 
operations in 2013. 

Interest expense increased $2,112,000, or 33%, to $8,587,000 in 2014, from $6,475,000 in 2013.  The increase in 
interest expense is a result of higher levels of borrowings to finance the acquisition and development of additional 
properties  in  2014  and  2013,  including  a  $65,000,000  unsecured  term  loan  entered  into  in  July  of  2014  and  a 
$35,000,000 unsecured term loan entered into in September of 2013.  

We recognized a net loss on sales of assets of $528,000 in 2014 which was attributable primarily to a $234,000 
loss on the sale of Chippewa Commons in December 2014 and a $276,000 loss on the sale of a property in East 
Lansing, Michigan in August 2014 (the property was subject to a purchase option exercised by the lessee).  We 
also recognized a gain of $123,000 on the sale of the Ironwood Commons in January 2014.  This gain is reflected 
in  discontinued  operations  in  2014.    In  2013,  we  recognized  a  gain  of  $946,000  on  the  sale  of  a Walgreens  in 
Ypsilanti, Michigan.  This gain is reflected in discontinued operations in 2013. 

Income  from  discontinued  operations  was  $15,000  in  2014  compared  to  $298,000  in  2013.    Income  from 
discontinued operations in 2014 was attributable to Ironwood Commons which was classified as held for sale at 
December 31, 2013 and subsequently sold in January 2014.  Income from discontinued operations in 2013 was 
attributable  to  Ironwood  Commons,  inclusive  of  the  $450,000  impairment  charge  described  above,  and  a 
Walgreens in Ypsilanti, Michigan that was sold in January 2013.   

Our net income decreased $1,277,000, or 6%, to $18,913,000 in 2014, from $20,190,000 in 2013 as a result of 
the foregoing factors. 

Comparison of Year Ended December 31, 2013 to Year Ended December 31, 2012 

Minimum  rental  income  increased  $8,326,000,  or  26%,  to  $40,895,000  in  2013,  compared  to  $32,569,000  in 
2012.  Approximately $7,002,000 of the increase was due to the acquisition of 18 properties in 2013 and the full 
year impact of 25 properties acquired in 2012.  Approximately $1,185,000 of the increase was attributable to six 

25 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
development projects completed in 2013 and the full year impact of two development projects completed in 2012.   
Additionally, minimum rental income increased by approximately $139,000 as a result of other rent adjustments. 

Percentage rents increased to $36,000 in 2013 from $24,000 in 2012. 

Operating cost reimbursements increased $596,000, or 30%, to $2,567,000 in 2013, compared to $1,971,000 in 
2012.  Operating cost reimbursements increased due to higher levels of recoverable property operating expenses 
as a result of our 2013 and 2012 acquisition and development activity.  Our portfolio recovery rate increased to 
79.5% in 2013 compared to 71.6% in 2012. 

Other income decreased to $19,000 in 2013 compared to $60,000 in 2012.  The primary driver of the decrease 
was non-recurring fee income earned in 2012. 

Real  estate  taxes  increased  $249,000,  or  14%,  to  $2,035,000  in  2013,  compared  to  $1,786,000  in  2012.    The 
increase is due to the ownership of additional properties in 2013 compared to 2012 for which we remit real estate 
taxes and are subsequently reimbursed by tenants.  

Property operating expenses increased $225,000, or 23%, to $1,193,000 in 2013, compared to $968,000 in 2012.  
The  increase  is  primarily  due  to  the  ownership  of  additional  properties  in  2013  compared  to  2012  which 
contributed  to  higher  property  maintenance,  utilities  and  insurance  expenses.    Our  tenants  subsequently 
reimbursed us for the majority of these expenses. 

Land lease payments decreased $146,000, or 25%, to $428,000 in 2013 compared to $574,000 for 2012.   The 
decrease is the result of our purchase of the underlying land at our property in Ann Arbor, Michigan in June 2012.  

General  and  administrative  expenses  increased  $270,000,  to  $5,952,000  in  2013  compared  to  $5,682,000  in 
2012.  The increase in general and administrative expenses was primarily the result of increased employee costs 
of  $196,000,  increased  professional  fees  of  $99,000,  offset  by  net  decreases  in  other  expenses  of  $25,000.  
General and administrative expenses as a percentage of total revenue decreased to 13.7% for 2013 from 16.4% 
in 2012.   

Depreciation and amortization increased $2,248,000, or 36%, to $8,489,000 in 2013 compared to $6,241,000 in 
2012.  The increase was primarily the result of the acquisition of 18 properties in 2013 and 25 properties in 2012. 

Interest expense increased $1,341,000, or 26%, to $6,475,000 in 2013, from $5,134,000 in 2012.  The increase in 
interest  expense  was  a  result  of  higher  levels  of  borrowings  to  finance  the  acquisition  and  development  of 
additional properties in 2013 and 2012, including a $35,000,000 unsecured term loan entered into in September 
of  2013,  a  $25,000,000  secured  term  loan  entered  into  in  December  2012  and  a  $23,600,000  Commercial 
Mortgage Backed Security “CMBS” financing that closed in December 2012. 

In  2013,  we  recognized  a  gain  of  $946,000  on  the  sale  of  a  Walgreens  in  Ypsilanti,  Michigan.    This  gain  is 
reflected in discontinued operations in 2013.  In 2012 we recognized a net gain of $2,097,000 on the sale of six 
assets,  including  a  vacant  single  tenant  office  property,  two  vacant  single  tenant  retail  properties,  a  Kmart-
anchored  shopping  center  in  Charlevoix,  Michigan,  a  Kmart-anchored  shopping  center  in  Plymouth,  Wisconsin 
and a Kmart-anchored shopping center in Shawano, Wisconsin. 

Income  from  discontinued  operations  was  $298,000  in  2013  compared  to  $2,267,000  in  2012.    Income  from 
discontinued  operations  in  2013  was  attributable  to  Ironwood  Commons,  inclusive  of  a  $450,000  impairment 
charge,  and  a  Walgreens  in  Ypsilanti,  Michigan  that  was  sold  in  January  2013.    Income  from  discontinued 
operations  in  2012  was  attributable to  six  properties  that  were  sold  during  2012, four former  Borders  properties 
that were conveyed to the lender in March 2012, and a Walgreens in Ypsilanti, Michigan which was classified as 
held for sale at December 31, 2012 and subsequently sold in January 2013.   

Our net income increased $1,586,000, or 9%, to $20,190,000 in 2013, from $18,604,000 in 2012 as a result of the 
foregoing factors. 

Liquidity and Capital Resources 
Our principal demands for funds include payment of operating expenses, payment of principal and interest on our 
outstanding indebtedness, distributions to our shareholders and future property acquisitions and development. 

26 

 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
We expect to meet our short term liquidity requirements through cash  provided from operations and borrowings 
under  our  Credit  Facility.    As  of  December  31,  2014,  $15,000,000  was  outstanding  on  our  Credit  Facility  and 
$135,000,000  was  available  for  future  borrowings.    We  anticipate  funding  our  long  term  capital  needs  through 
cash  provided  from  operations,  borrowings  under  our  Credit  Facility,  the  issuance  of  long  term  debt  or  the 
issuance  of  common  or  preferred  equity  or  other  instruments  convertible  into  or  exchangeable  for  common  or 
preferred equity. 

We  continually  evaluate  alternative  financing  and  believe  that  we  can  obtain  financing  on  reasonable  terms.  
However, there can be no assurance that additional financing or capital will be available, or that the terms will be 
acceptable or advantageous to us. 

Capitalization 
As of December 31, 2014, our total market capitalization was approximately $777,887,000.  Market capitalization 
consisted  of  $556,124,000  of  common  equity  (based  on  the  December  31,  2014  closing  price  on  the  NYSE  of 
$31.09 per common share and assuming the conversion of OP Units) and $221,762,200 of total debt including (i) 
$106,762,000  of  mortgage  notes  payable;  (ii)  $100,000,000  of  unsecured  term  loans;  and  (iii)  $15,000,000  of 
borrowings under our Credit Facility.  Our ratio of total debt to total market capitalization was 28.5% at December 
31, 2014. 

At December 31, 2014, the non-controlling interest in our Operating Partnership represented ownership of 1.94% 
of the Operating Partnership.  The OP Units may, under certain circumstances, be exchanged for our shares of 
common stock on a one-for-one basis.  We, as sole general partner of the Operating Partnership, have the option 
to settle exchanged OP Units held by others for cash based on the current trading price of our shares.  Assuming 
the  exchange  of  all  OP  Units,  there  would  have  been  17,887,565  shares  of  common  stock  outstanding  at 
December 31, 2014. 

Debt 
Revolving Credit and Term Loan Facility 
In  July  2014,  the  Company  entered  into  a  $250,000,000  senior  unsecured  revolving  credit  and  term  loan 
agreement  consisting  of  (i)  a  new  $150,000,000  revolving  credit  facility  (the  “Credit  Facility”);  (ii)  a  new 
$65,000,000  seven-year  unsecured  term  loan facility  (the  “2021  Term  Loan”);  and  (iii)  our  existing  $35,000,000 
unsecured  term loan facility  due  2020  (the  “2020  Term  Loan”).   The  Credit Facility,  2021  Term  Loan  and  2020 
Term Loan, together, are referred to as our “Revolving Credit and Term Loan Facility”. 

The Credit Facility is due July 21, 2018, with an additional one-year extension at the Company’s option, subject to 
customary  conditions.  Borrowings  under  the  Credit  Facility  are  priced  at  LIBOR  plus  135  to  200  basis  points, 
depending on the Company’s leverage. As of December 31, 2014, $15,000,000 was outstanding under the Credit 
Facility  bearing  a  weighted  average  interest  rate  of  approximately  1.5%  and  $135,000,000  was  available  for 
borrowing. 

The 2021 Term Loan matures on July 21, 2021.  Borrowings under the 2021 Term Loan are priced at LIBOR plus 
165 to 225 basis points, depending on the Company’s leverage. The Company entered into interest rate swaps to 
fix LIBOR at 2.09% until maturity, implying an all-in interest rate of 3.74% at closing.  As of December 31, 2014, 
$65,000,000 was outstanding under the 2021 Term Loan. 

The  2020  Term  Loan  matures  on  September  29,  2020.    Borrowings  under  the  2020  Term  Loan  are  priced  at 
LIBOR plus 165 to 225 basis points, depending on the Company’s leverage. The Company entered into interest 
rate  swaps  to  fix  LIBOR  at  2.20%  until  maturity,  implying  an  all-in  interest  rate  of  3.85%  at  closing.    As  of 
December 31, 2014, $35,000,000 was outstanding under the 2020 Term Loan. 

The  Revolving  Credit  and  Term  Loan  Facility  contains  customary  covenants,  including,  among  others,  financial 
covenants  regarding  debt  levels,  total  liabilities,  tangible  net  worth,  fixed  charge  coverage,  unencumbered 
borrowing base properties, and permitted investments. The Company was in compliance with the covenant terms 
at December 31, 2014. 

Mortgage Notes Payable 

27 

 
 
 
 
 
 
 
 
 
 
 
 
As  of  December  31,  2014,  we  had  total  mortgage  indebtedness  of  $106,762,000  with  a  weighted  average 
maturity  of  5.1  years.    Including  our  mortgages  that  have  been  swapped  to  a  fixed  interest  rate,  our  weighted 
average interest rate on mortgage debt was 4.27%.  

($ in thousands)

Mortgage Note Payable
Portfolio Mortgage Loan due 2016
Portfolio Mortgage Loan due 2017
Secured Term Loan due 2017
Secured Term Loan due 2018
Portfolio Mortgage Loan due 2020
Single Asset Mortgage Loan due 2020
CMBS Portfolio Loan due 2023
Single Asset Mortgage Loan due 2023
Portfolio CTL due 2026
Single Asset Mortgage Loan due 2014

Total

Maturity

Interest
Rate (1)
6.56% June 2016
6.63% February 2017
3.62% May 2017 (2)
2.49% April 2018
6.90% January 2020
6.24% January 2020
3.60% January 2023
5.01% September 2023
6.27% July 2026
4.16% June 2014

Principal Amount Outstanding

December 31, 2014
8,580
$                   
2,406
21,398
25,000
7,896
3,204
23,640
5,595
9,043
-
106,762

$               

December 31, 2013
8,580
$                   
3,405
22,018
25,000
9,150
3,275
23,640
-
9,558
9,272
113,898

$               

(1)  Fixed rates, including the effect of interest rate swaps. 
(2)  The note matures May 14, 2017 and may be extended, at the Company’s election, for a two-year term to May 2019, subject to certain 

conditions. 

The  mortgage  loans  encumbering  our  properties  are  generally  non-recourse,  subject  to  certain  exceptions  for 
which we would be liable for any resulting losses incurred by the lender.  These exceptions vary from loan to loan, 
but generally include fraud or a material misrepresentation, misstatement or omission by the borrower, intentional 
or grossly negligent conduct by the borrower that harms the property or results in a loss to the lender, filing of a 
bankruptcy petition by the borrower, either directly or indirectly, and certain environmental liabilities.  At December 
31,  2014,  the  mortgage  loan  of  $21,398,000  was  partially  recourse  to  us  and  secured  by  a  limited  guaranty  of 
payment and performance for approximately 50% of the loan amount. 

We  have  entered  into  mortgage  loans  which  are  secured  by  multiple  properties  and  contain  cross-default  and 
cross-collateralization  provisions.    Cross-collateralization  provisions  allow  a  lender  to  foreclose  on  multiple 
properties in the event that we default under the loan.  Cross-default provisions allow a lender to foreclose on the 
related property in the event a default is declared under another loan.  

Contractual Obligations 
The following table summarizes our contractual obligations as of December 31, 2014: 

($ in thousands)

Mortgage Notes Payable
Revolving Credit Facility
Unsecured Term Loans
Land Lease Obligations
Estimated Interest Payments on Mortgage 
Notes Payable and Unsecured Term Loans

Total

Total

Yr 1

2-3 Yrs

4-5 Yrs

$

$

106,762
15,000
100,000
11,401

44,164
277,327

$

$

3,839
-
-
515

8,270
12,624

$

$

35,327
-
-
1,029

14,567
50,923

$

$

30,326
15,000
-
1,031

11,625
57,982

Over 5 Yrs
$

37,270
-
100,000
8,826

9,702
155,798

$

Estimated interest payments are based on (i) the stated rates for mortgage notes payable, including the effect of 
interest rate swaps and (ii) the stated rates for unsecured term loans, including the effect of interest rate swaps 
and  assuming  the  interest  rate  in  effect  for  the  most  recent  quarter  remains  in  effect  through  the  respective 
maturity dates. 

Dividends 
During  the  quarter  ended  December  31,  2014,  we  declared  a  quarterly  dividend  of  $0.45  per  share.    The  cash 
dividend was paid on January 6, 2015 to holders of record on December 23, 2014.  

28 

 
 
 
                    
                    
                   
                   
                   
                   
                    
                    
                    
                    
                   
                   
                    
                           
                    
                    
                           
                    
 
 
 
 
 
 
 
 
 
During  the  quarter  ending  March  31,  2015,  we  declared  a  quarterly  dividend  of  $0.45  per  share.    The  cash 
dividend will be paid on April 14, 2014 to holders of record on March 31, 2014. 

Inflation 
Our  leases  typically  contain  provisions  to  mitigate  the  adverse  impact  of  inflation  on  our  results  of  operations. 
Tenant  leases  generally  provide  for  limited  increases  in  rent  as  a  result  of  fixed  increases  or  increases  in  the 
consumer price index.  Certain of our leases contain clauses  enabling us to receive percentage rents  based on 
tenants’  gross  sales,  which  generally  increase  as  prices  rise.    During  times  when  inflation  is  greater  than 
increases in rent, rent increases will not keep up with the rate of inflation. 

Substantially all of properties are leased to tenants under long-term, net leases  which require the tenant to  pay 
certain  operating  expenses  for  a  property,  thereby  reducing  our  exposure  to  operating  cost  increases  resulting 
from inflation.  Inflation may have an adverse impact on our tenants. 

Funds from Operations 
Funds  from  Operations  (“FFO”)  is  defined  by  the  National  Association  of  Real  Estate  Investment  Trusts,  Inc. 
(NAREIT)  to  mean  net  income  computed  in  accordance  with  GAAP,  excluding  gains  (or  losses)  from  sales  of 
property, plus real estate related depreciation and amortization and any impairment charges on a depreciable real 
estate asset, and after adjustments for unconsolidated partnerships and joint ventures.  Management uses FFO 
as  a  supplemental  measure  to  conduct  and  evaluate  the  Company’s  business  because  there  are  certain 
limitations associated with using GAAP net income by itself as the primary measure of the Company’s operating 
performance.  Historical cost accounting for real estate assets in accordance  with GAAP implicitly assumes that 
the value of real estate assets diminishes predictably over time.  Since real estate values instead have historically 
risen  or  fallen  with  market  conditions,  management  believes  that  the  presentation  of  operating  results  for  real 
estate companies that use historical cost accounting is insufficient by itself.  

FFO  should  not  be  considered  as  an  alternative  to  net  income  as  the  primary  indicator  of  the  Company’s 
operating performance, or as an alternative to cash flow  as a measure of liquidity.  Further, while the Company 
adheres to the NAREIT definition of FFO, its presentation of FFO is not necessarily comparable to similarly titled 
measures of other REITs due to the fact that all REITs may not use the same definition.  

Adjusted  Funds  from  Operations  (“AFFO”) is  a  non-GAAP financial measure  of  operating  performance  used  by 
many  companies  in  the  REIT  industry.    AFFO  further  adjusts  FFO  for  certain  non-cash  items  that  reduce  or 
increase net income in accordance with GAAP.  Management considers AFFO a useful supplemental measure of 
the  Company’s  performance,  however,  AFFO  should  not  be  considered  an  alternative  to  net  income  as  an 
indication of the Company’s performance, or to cash flow as a measure of liquidity or ability to make distributions.  
The Company’s computation of AFFO may differ from the methodology for calculating AFFO used by other equity 
REITs, and therefore may not be comparable to such other REITs.  Note that, during the year ended December 
31,  2014,  the  Company  adjusted  its  calculation  of  AFFO  to  exclude  non-recurring  capitalized  building 
improvements  and  to  include  non-real  estate  related depreciation  and  amortization.    Management  believes  that 
these changes provide a more useful measure of operating performance in the context of AFFO. 

The  following  table  provides  a  reconciliation  of  FFO  and  net  income  for  the  years  ended  December  31,  2014, 
2013 and 2012: 

29 

 
 
 
 
 
 
 
 
 
Reconciliation of Funds from Operations to Net Income
Net income
Depreciation of real estate assets
Amortization of leasing costs
Amortization of lease intang bles
Impairment charge
(Gain) loss on sale of assets

Funds from Operations

December 31, 2014
$            
18,913,008

Year Ended
December 31, 2013
$            
20,189,611

December 31, 2012
$            
18,603,594

8,361,698
125,946
2,490,585
3,020,000
404,996
33,316,233

$            

6,930,145
113,101
1,633,691
450,000
(946,347)
28,370,201

$            

5,726,319
106,100
1,025,077
-
(2,097,105)
23,363,985

$            

Funds from Operations Per Share - Diluted

$                       

2.18

$                       

2.10

$                       

2.03

Weighted average shares and OP units outstanding 
Basic
Diluted

15,230,205
15,314,514

13,413,526
13,505,124

11,418,937
11,484,529

The following  table  provides  a  reconciliation  of  AFFO and  net  income for the  years  ended  December  31,  2014, 
2013 and 2012: 

Reconciliation of Adjusted Funds from Operations to Net Income
Net income
Cumulative adjustments to calculate FFO

Funds from Operations
Straight-line accrued rent
Deferred revenue recognition
Stock based compensation expense
Amortization of financing costs
Non-Real Estate Depreciation

Adjusted Funds from Operations

Additional supplemental disclosure
Scheduled principal repayments

Capitalized interest
Capitalized building improvements

December 31, 2014
$            
18,913,008

Year Ended
December 31, 2013
$            
20,189,611

December 31, 2012
$            
18,603,594

$            

$            

$            

14,403,225
33,316,233
(1,415,739)
(463,380)
1,986,835
398,248
122,861
33,945,058

8,180,590
28,370,201
(1,148,462)
(463,380)
1,812,532
326,238
66,596
28,963,725

4,760,391
23,363,985
(738,118)
(463,380)
1,657,209
285,385
65,962
24,171,043

$            

$            

$            

$              
$                 
$                 

3,599,130
263,472
145,274

$              
$                 
$                   

3,478,384
566,753
87,018

$              
$                 
$                 

3,164,654
149,054
170,858

Item 7A: 

Quantitative and Qualitative Disclosures about Market Risk 

We are exposed to interest rate risk primarily through our borrowing activities.  There is inherent roll-over risk for 
borrowings as they mature and are renewed at current market rates.  The extent of this risk is not quantifiable or 
predictable because of the variability of future interest rates and our future financing requirements.   

Our interest rate risk is monitored using a variety of techniques.  The table below presents the principal payments 
(in  thousands)  and  the  weighted  average  interest  rates  on  outstanding  debt,  by  year  of  expected  maturity,  to 
evaluate the expected cash flows and sensitivity to interest rate changes, assuming no mortgage defaults.  

Mortgage Notes Payable
  Average Interest Rate

$

3,839 $
5.36%

12,674 $
6.13%

22,653 $
6.43%

27,575 $
3.94%

2,750 $
2.86%

37,271 $ 106,762
4.50%

2015

2016

2017

2018

2019

Thereafter

Total

Unsecured Revolving Credit Facility $
  Average Interest Rate

- $

- $

- $

15,000 $
1.52%

- $

- $

15,000

Unsecured Term Loans
  Average Interest Rate

$

- $

- $

- $

- $

- $ 100,000 $ 100,000

3.78%              -    

The fair value (in thousands) is estimated at $107,814 and $97,919 for mortgage notes payable and unsecured 
term loan, respectively, as of December 31, 2014. 

30 

 
 
                
                
                
                   
                   
                   
                
                
                
                
                   
                               
                   
                  
               
              
              
              
              
              
              
 
 
              
                
                
               
               
                  
                  
                  
                  
                
                
                
                   
                   
                   
                   
                     
                     
 
 
 
 
 
 
  
 
 
The  table  above  incorporates  those  exposures  that  exist  as  of  December  31,  2014;  it  does  not  consider  those 
exposures  or  positions  which  could  arise  after  that  date.    As  a  result,  our  ultimate  realized  gain  or  loss  with 
respect to interest rate fluctuations will depend on the exposures that arise during the period and interest rates. 

We seek to limit the impact of interest rate changes on earnings and cash flows and to lower the overall borrowing 
costs  by  closely  monitoring  our variable  rate  debt  and  converting  such  debt  to fixed  rates  when  we  deem  such 
conversion advantageous.  From time to time, we may enter into interest rate swap agreements or other interest 
rate hedging contracts.   While these agreements are intended to lessen the impact of rising interest rates, they 
also  expose  us  to  the  risks  that  the  other  parties  to  the  agreements  will  not  perform,  we  could  incur  significant 
costs associated with the settlement of the agreements, the agreements will be unenforceable and the underlying 
transactions will fail to qualify as highly-effective cash flow hedges under GAAP guidance.  

In April 2012, we entered into a forward starting interest rate swap agreement to hedge against changes in future 
cash flows resulting from changes in interest rates on $22,300,000 in variable-rate borrowings.  Under the terms 
of the interest rate swap agreement, we receive from the counterparty interest on the notional amount based on 
one-month  LIBOR  and  pay  to  the  counterparty  a  fixed  rate  of  1.92%.    This  swap  effectively  converted 
$22,300,000  of  variable-rate  borrowings  to  fixed-rate  borrowings  from  July  1,  2013  to  May  1,  2019.    As  of 
December 31, 2014, this interest rate swap was valued as a liability of $425,000. 

In December 2012, we entered into interest rate swap agreements to hedge against changes in future cash flows 
resulting  from  changes  in  interest  rates  on  $25,000,000  in  variable-rate  borrowings.    Under  the  terms  of  the 
interest  rate  swap  agreement,  we  receive from  the  counterparty  interest  on  the  notional  amount  based  on  one-
month LIBOR and pay to the counterparty a fixed rate of 0.89%.  This swap effectively converted $25,000,000 of 
variable-rate borrowings to fixed-rate borrowings from December 6, 2012 to April 4, 2018.  As of December 31, 
2014, this interest rate swap was valued as an asset of $274,000. 

In  September  2013,  we  entered  into  an  interest  rate  swap  agreement  to  hedge  against  changes  in  future cash 
flows resulting from changes in interest rates on $35,000,000 in variable-rate borrowings.  Under the terms of the 
interest  rate  swap  agreement,  we  receive from  the  counterparty  interest  on  the  notional  amount  based  on  one-
month LIBOR and pay to the counterparty a fixed rate of 2.20%. This swap effectively converted $35,000,000 of 
variable-rate borrowings to fixed-rate borrowings from October 3, 2013 to September 29, 2020.  As of December 
31, 2014, this interest rate swap was valued as a liability of $911,000. 

In  July  2014,  we  entered  into  interest  rate  swap  agreements  to  hedge  against  changes  in  future  cash  flows 
resulting  from  changes  in  interest  rates  on  $65,000,000  in  variable-rate  borrowings.    Under  the  terms  of  the 
interest  rate  swap  agreement,  we  receive from  the  counterparty  interest  on  the  notional  amount  based  on  one-
month LIBOR and pay to the counterparty a fixed rate of 2.09%.  This swap effectively converted $65,000,000 of 
variable-rate borrowings to fixed-rate borrowings from July 21, 2014 to July 21, 2021.  As of December 31, 2014, 
this interest rate swap was valued as a liability of $1,047,000. 

We  do  not  use  derivative  instruments  for  trading  or  other  speculative  purposes  and  we  did  not  have  any  other 
derivative instruments or hedging activities as of December 31, 2014.  

As of December 31, 2014, a 100 basis point increase in interest rates on the portion of our debt bearing interest at 
variable rates would result in an increase in interest expense of approximately $150,000.  

31 

 
 
 
 
 
 
 
 
 
 
 
Item 8: 

Financial Statements and Supplementary Data 

The  financial  statements  and  supplementary  data  are  listed  in  the  Index  to  Financial  Statements  and  Financial 
Statement Schedules appearing on Page F-1 of this Annual Report on Form 10-K and are included in this Annual 
Report on Form 10-K following page F-1. 

Item 9: 

Changes In and Disagreements with Accountants on Accounting and Financial Disclosure 

There  are  no  disagreements  with  our  independent  registered  public  accounting  firm  on  accounting  matters  or 
financial disclosure. 

Item 9A: 

Controls and Procedures 

Disclosure Controls and Procedures 
As of the end of the period covered by this report, we conducted an evaluation, under the supervision and with the 
participation  of  our  principal  executive  officer  and  principal  financial  officer,  of  our  disclosure  controls  and 
procedures  (as  defined  in  Rules  13a-15(e)  and  15d-15(e)  under  the  Securities  Exchange  Act).    Based  on  this 
evaluation, the principal executive officer and principal financial officer concluded that our disclosure controls and 
procedures are effective to ensure that information required to be disclosed by us in reports that we file or submit 
under  the  Securities  Exchange  Act  is  recorded,  processed,  summarized,  and  reported  within  the  time  periods 
specified in SEC rules and forms. 

Management’s Report on Internal Control over Financial Reporting 
Our  management  is  responsible  for  establishing  and  maintaining  adequate  internal  control  over  financial 
reporting,  as  defined  in  Rules  13a15-(f)  and  15d-15(f)  under  the  Securities  Exchange  Act.    Our  internal  control 
over financial reporting is designed to provide reasonable assurance regarding the reliability of financial reporting 
and the preparation of financial statements for external purposes in accordance with GAAP.  Our internal control 
over financial reporting includes those policies and procedures that: 

1)  Pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the 

transactions and dispositions of the assets of our Company; 

2)  Provide reasonable assurance that transactions are recorded as necessary to permit preparation of 

financial statements in accordance with GAAP, and that our receipts and expenditures are being made 
only in accordance with authorizations of our management and directors; and  

3)  Provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, 

or disposition of our assets that could have a material effect on the financial statements. 

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect 
misstatements.  Also, projections of any evaluation of effectiveness to future periods are  subject to the risk that 
controls  may  become  inadequate  because  of  changes  in  conditions,  or  that  the  degree  of  compliance  with  the 
policies or procedures may deteriorate.   

Under  the  supervision  of  our  principal  executive  officer  and  our  principal  financial  officer,  we  conducted  an 
evaluation of the effectiveness of our internal control over financial reporting based on the framework in Internal 
Control  –  Integrated  Framework  (2013)  issued  by  the  Committee  of  Sponsoring  Organizations  of the  Treadway 
Commission.    Based  on  our  assessment  and  those  criteria,  our  management  believes  that  we  maintained 
effective internal control over financial reporting as of December 31, 2014.   

Changes in Internal Control over Financial Reporting 
There  was  no  change  in  our  internal  control  over  financial  reporting  during  our  most  recently  completed  fiscal 
quarter that has materially affected, or is reasonably likely to materially affect, our internal control over financial 
reporting.   

Attestation Report of Independent Registered Public Accounting Firm  
The attestation report required under this item is contained on page F-2 of this Annual Report on Form 10-K. 

Item 9B: 

Other Information 

None. 

32 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART III 

Item 10: 

Directors, Executive Officers and Corporate Governance 

Incorporated  herein  by  reference  to  our  definitive  proxy  statement  with  respect  to  our  2015  Annual  Meeting  of 
Stockholders. 

Item 11: 

Executive Compensation 

Incorporated  herein  by  reference  to  our  definitive  proxy  statement  with  respect  to  our  2015  Annual  Meeting  of 
Stockholders. 

Item 12: 

Security Ownership of Certain Beneficial Owners and Management and Related 
Stockholder Matters 

The following table summarizes the equity compensation plan under which our common stock may be issued as 
of December 31, 2014.  

Number of Securities to be 
Issued Upon Exercise of 
Outstanding Options, Warrants 
and Rights

Weighted Average Exercise 
Price of Outstanding Options, 
Warrant and Rights

Number of Securities 
Remaining Available for Future 
Issuance Under Equity 
Compensation Plans 
(Excluding Securities Reflected 
in Column (a))

(a)

(b)

(c)

-

-

-

-

-

-

620,071

-

620,071

Plan Category
Equity Compensation Plans 
Approved by Security Holders
Equity Compensation Plans Not 
Approved by Security Holders

Total

(1)  Relates to various stock-based awards available for issuance under our 2014 Omnibus Incentive Plan, including incentive stock options, 
non-qualified  stock  options,  stock  appreciation  rights,  deferred  stock  awards,  restricted  stock  awards,  unrestricted  stock  awards  and 
dividend equivalent rights. 

Additional  information  is  incorporated  herein  by  reference  to  our  definitive  proxy  statement  with  respect  to  our 
2015 Annual Meeting of Stockholders. 

Item 13: 

Certain Relationships, Related Transactions and Director Independence 

Incorporated  herein  by  reference  to  our  definitive  proxy  statement  with  respect  to  our  2015  Annual  Meeting  of 
Stockholders. 

Item 14: 

Principal Accounting Fees and Services 

Incorporated  herein  by  reference  to  our  definitive  proxy  statement  with  respect  to  our  2015  Annual  Meeting  of 
Stockholders. 

33 

 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
PART IV 

ITEM 15: 

Exhibits and Financial Statement Schedules 

A. 

The following documents are filed as part of this Annual Report on Form 10-K: 

1 - 2.  The financial statements and supplementary data are listed in the Index to Financial Statements 
and Financial Statement Schedules appearing on Page F-1 of this Annual Report on Form 10-K. 

3. 

Exhibits 

Exhibit No. 

Description 

3.1  

3.2 

4.1 

Articles  of  Incorporation  of  the  Company,  including  all  amendments  and  articles  supplementary  thereto, 
(incorporated  by  reference  to  Exhibit  3.1  to  the  Company’s  Quarterly  Report  on Form  10-Q  (No. 001-12928) for 
the quarter ended June 30, 2013) 

Bylaws of the Company (incorporated by reference to Exhibit 3.2 to the Company’s Annual Report on Form 8-K 
(No. 001-12928) filed on May 9, 2013) 

Rights  Agreement,  dated  as  of  December  7,  1998,  by  and  between  Agree  Realty  Corporation,  a  Maryland 
corporation, and Computershare Trust Company, N.A., f/k/a EquiServe Trust Company, N.A., a national banking 
association,  as  successor  rights  agent  to  BankBoston,  N.A.,  a  national  banking  association  (incorporated  by 
reference  to  Exhibit  4.1  to  the  Company’s  Registration  Statement  on  Form  S-3  (No.  333-161520)  filed  on 
November 13, 2008) 

4.2     Second  Amendment  to  Rights  Agreement,  dated  as  of  December  8,  2008,  by  and  between  Agree  Realty 
Corporation, a Maryland corporation, and Computershare Trust Company, N.A., f/k/a EquiServe Trust Company, 
N.A.,  a  national  banking  association,  as  successor  rights  agent  to  BankBoston,  N.A.,  a  national  banking 
association  (incorporated  by  reference  to  Exhibit  4.1  to  the  Company’s  Current  Report  on  Form  8-K  (No.  001-
12928) filed on December 9, 2008) 

4.3 

4.4 

Amended and Restated Registration Rights Agreement, dated July 8, 1994 by and among the Company, Richard 
Agree, Edward Rosenberg and Joel Weiner (incorporated by reference to Exhibit 10.2 to the Company’s Annual 
Report on Form 10-K (No. 001-12928) for the year ended December 31, 1994) 

Form  of  certificate  representing  shares  of  common  stock  (incorporated  by  reference  to  Exhibit  4.2  to  the 
Company’s Registration Statement on Form S-3 (No. 333-161520) filed on August 24, 2009 

10.1  Revolving Credit Facility and Term Loan Agreement, dated July 21, 2014, among Agree Limited Partnership, PNC 
Bank,  National  Association  and  the  other lenders  party  thereto  (incorporated  by  reference  to  Exhibit  10.1  to  the 
Company’s Current Report on Form 8-K (No. 001-12928) filed on July 22, 2014) 

10.2 

10.3 

First Amended and Restated Agreement of Limited Partnership of Agree Limited Partnership, dated as of April 22, 
1994,  as  amended  by  and  among  the  Company,  Richard  Agree,  Edward  Rosenberg  and  Joel  Weiner 
(incorporated by reference to Exhibit 10.3 to the Company’s Annual Report on Form 10-K (No. 001-12928) for the 
year ended December 31, 2012) 

Second  Amendment  to  First  Amended  and  Restated  Agreement  of  Limited  Partnership  of  Agree  Limited 
Partnership, dated as of March 20, 2013, as amended by and among the Company, the Limited Partnership and 
Richard Agree (incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q (No. 
001-12928) for the quarter ended March 31, 2013) 

10.4+  Agree  Realty  Corporation  Profit  Sharing  Plan  (incorporated  by  reference  to  Exhibit  10.13  to  the  Company’s 

Annual Report on Form 10-K (No. 001-12928) for the year ended December 31, 1996)  

10.5+  Amended  Employment  Agreement,  dated  July  1,  2014,  by  and  between  the  Company  and  Richard  Agree 
(incorporated by reference to Exhibit 10.2 to the Company’s Quarterly Report on Form 10-Q (No. 001-12928) for 
the quarter ended September 30, 2014) 

10.6+  Amended  Employment  Agreement,  dated  July  1,  2014,  by  and  between  the  Company  and  Joey  Agree 
(incorporated by reference to Exhibit 10.3 to the Company’s Quarterly Report on Form 10-Q (No. 001-12928) for 
the quarter ended September 30, 2014) 

34 

 
 
 
 
 
 
 
 
 
 
 
 
10.7+  Letter  Agreement  of  Employment  dated  April  5,  2010  between  Agree  Limited  Partnership  and  Laith  Hermiz 
(incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K (No. 001-12928) filed on 
April 6, 2010) 

10.8+  Letter  Agreement  of  Employment  dated  January  2,  2014  between  Agree  Limited  Partnership  and  Brian  R. 
Dickman  (incorporated  by  reference  to  Exhibit  10.1  to  the  Company’s  Current  Report  on  Form  8-K  (No.  001-
12928) filed on January 6, 2014) 

10.9+  Summary of Director Compensation (incorporated by reference to Exhibit 10.10 to the Company’s Annual Report 

on Form 10-K (No. 001-12928) for the year ended December 31, 2007) 

10.10+* Agree Realty Corporation 2014 Omnibus Incentive Plan 

10.11+  Form  of  Restricted  Stock  Agreement  under  the  Agree  Realty  Corporation  2014  Omnibus  Incentive  Plan 
(incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q Q (No. 001-12928) 
for the quarter ended September 30, 2014) 

12.1*  Statement of computation of ratios of earnings to combined fixed charges and preferred stock dividends 

21* 

Subsidiaries of Agree Realty Corporation 

23.1*  Consent of Grant Thornton LLP 

23.2*  Consent of Baker Tilly Virchow Krause, LLP 

24 

Power of Attorney (included on the signature page of this Annual Report on Form 10-K) 

31.1*  Certification pursuant to Section 302 of the Sarbanes-Oxley Act of 2002, Joel N. Agree, Chief Executive Officer  

31.2*  Certification pursuant to Section 302 of the Sarbanes-Oxley Act of 2002, Brian R. Dickman, Chief Financial Officer 

32.1*  Certification pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, Joel N. Agree, Chief Executive Officer  

32.2*  Certification pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, Brian R. Dickman, Chief Financial Officer 

101* 

The  following  materials  from  Agree  Realty  Corporation’s  Annual  Report  on  Form 10-K  for  the  year  ended 
December 31, 2013 formatted in XBRL (eXtensible Business Reporting Language): (i) the Consolidated Balance 
Sheets, (ii) the  Consolidated  Statements  of  Operations  and  Comprehensive  Income,  (iii)  the  Consolidated 
Statement of Stockholders’ Equity, (iv) the Consolidated Statements of Cash Flows, and (v) related notes to these 
consolidated financial statements, tagged as blocks of text 

As  provided  in  Rule 406T  of  Regulation S-T,  this  information  is  furnished  and  not  filed  for  purposes  of 
Sections 11and 12 of the Securities Act of 1933 and Section 18 of the Securities Exchange Act of 1934 

*  
+ 

Filed herewith. 
Management contract or compensatory plan or arrangement. 

Pursuant to Item 601(b)(4)(iii) of Regulation S-K, the registrant has not filed debt instruments relating to long-term 
debt  that  is  not  registered  and  for  which  the  total  amount  of  securities  authorized  thereunder  does  not  exceed 
10% of total assets of the registrant and its subsidiaries on a consolidated basis as of December 31, 2014.  The 
registrant agrees to furnish a copy of such agreements to the SEC upon request. 

15(b)  The Exhibits listed in Item 15(a)(3) are hereby filed with this Annual Report on Form 10-K. 
15(c)  The financial statement schedule listed at Item 15(a)(2) is hereby filed with this Annual Report on Form 

10-K. 

35 

 
 
 
 
 
 
 
 
 
 
 
 
PURSUANT  to  the  requirements  of  Section  13  or  15(d)  of the  Securities  Exchange  Act  of  1934,  the  Registrant 
has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

AGREE REALTY CORPORATION 

By: 

/s/ Joel N. Agree 
Joel N. Agree 
President and Chief Executive Officer  

Date:  March 6, 2015 

KNOW  ALL  MEN  BY  THESE  PRESENTS,  that  we,  the  undersigned  officers  and  directors  of  Agree  Realty 
Corporation, hereby severally constitute Richard Agree, Joel N. Agree and Brian R. Dickman, and each of them 
singly,  our  true  and  lawful  attorneys  with  full  power  to  them,  and  each  of them  singly,  to  sign for  us  and  in  our 
names  in  the  capacities  indicated  below,  the  Annual  Report  on  Form  10-K  filed  herewith  and  any  and  all 
amendments to said Annual Report on Form 10-K, and generally to do all such things in  our names and in our 
capacities  as  officers  and  directors  to  enable  Agree  Realty  Corporation  to  comply  with  the  provisions  of  the 
Securities Exchange Act of 1934, as amended and all requirements of the Securities and Exchange Commission, 
hereby  ratifying  and  confirming  our  signatures  as  they  may  be  signed  by  our  said  attorneys,  or  any  of  them,  to 
said Annual Report on Form 10-K and any and all amendments thereto. 

PURSUANT to  the  requirements  of the  Securities  Exchange  Act  of  1934, this  report  has  been  signed  below by 
the following persons on behalf of the Registrant and in the capacities indicated on the 6th day of March 2015. 

By: 

By: 

By: 

By: 

By: 

By: 

By: 

By: 

/s/ Richard Agree 
Richard Agree 
Executive Chairman of the Board of Directors 

/s/ Joel N. Agree 
Joel N. Agree 
President, Chief Executive Officer and Director 
(Principal Executive Officer) 

/s/ Brian R. Dickman 
Brian R. Dickman 
Chief Financial Officer and Secretary 
(Principal Financial and Accounting Officer) 

/s/ Farris G. Kalil 
Farris G. Kalil 
Director 

/s/ John Rakolta  
John Rakolta Jr. 
Director 

/s/ Jerome Rossi 
Jerome Rossi 
Director 

/s/ William S. Rubenfaer 
William S. Rubenfaer 
Director 

/s/ Leon M. Schurgin 
Leon M. Schurgin 
Director 

Date:  March 6, 2015 

Date:  March 6, 2015

Date:  March 6, 2015 

Date:  March 6, 2015 

Date:  March 6, 2015 

Date:  March 6, 2015 

Date:  March 6, 2015 

Date:  March 6, 2015 

By: 

/s/ Gene Silverman 

Date:  March 6, 2015 

36 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Gene Silverman 
Director 

37 

 
 
 
 
 
 
Reports of Independent Registered Public Accounting Firms 

Financial Statements 

Consolidated Balance Sheets 
Consolidated Statements of Operations and Comprehensive Income 
Consolidated Statements of Stockholders’ Equity 
Consolidated Statements of Cash Flows 

Notes to Consolidated Financial Statements 

Schedule III - Real Estate and Accumulated Depreciation 

Page 

F-2 

F-5 
F-7 
F-8 
F-9 

F-10 

F-26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

Board of Directors and Shareholders 
Agree Realty Corporation 

We  have  audited  the  internal  control  over financial  reporting  of  Agree  Realty  Corporation  (a  Maryland  corporation)  and 
subsidiaries  (the  “Company”)  as  of  December  31,  2014,  based  on  criteria  established  in  the  2013  Internal  Control—
Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO). The 
Company’s  management  is  responsible  for  maintaining  effective  internal  control  over  financial  reporting  and  for  its 
assessment of the effectiveness of internal control over financial reporting, included in the accompanying Management’s 
Report on Internal Control over Financial Reporting. Our responsibility is to express an opinion on the Company’s internal 
control over financial reporting based on our audit. 

We  conducted  our  audit  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United 
States).  Those  standards  require  that  we  plan  and  perform  the  audit  to  obtain  reasonable  assurance  about  whether 
effective internal control over financial reporting was  maintained in all material respects. Our audit included obtaining an 
understanding of internal control over financial reporting, assessing the risk that a material weakness exists, testing and 
evaluating  the  design  and  operating  effectiveness  of  internal  control  based  on  the  assessed  risk,  and  performing  such 
other  procedures  as  we  considered  necessary  in  the  circumstances.  We  believe  that  our  audit  provides  a  reasonable 
basis for our opinion. 

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the 
reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with 
generally accepted accounting principles. A company’s internal control over financial reporting includes those policies and 
procedures  that  (1)  pertain  to  the  maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the 
transactions  and  dispositions  of  the  assets  of  the  company;  (2)  provide  reasonable  assurance  that  transactions  are 
recorded  as  necessary  to  permit  preparation  of  financial  statements  in  accordance  with  generally  accepted  accounting 
principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of 
management  and  directors  of  the  company;  and  (3)  provide  reasonable  assurance  regarding  prevention  or  timely 
detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on the 
financial statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, 
projections  of  any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that  controls  may  become 
inadequate  because  of  changes  in  conditions,  or  that  the  degree  of  compliance  with  the  policies  or  procedures  may 
deteriorate. 

In  our  opinion, the  Company maintained,  in  all material  respects,  effective internal  control  over financial  reporting  as  of 
December 31, 2014, based on criteria established in the 2013 Internal Control—Integrated Framework issued by COSO. 
We  also  have  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United 
States), the consolidated financial statements of the Company as of and for the year ended December 31, 2014, and our 
report dated March 6, 2015 expressed an unqualified opinion on those financial statements. 

/s/ GRANT THORNTON LLP 

Southfield, Michigan 
March 6, 2015 

F-2 

 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

Board of Directors and Shareholders 
Agree Realty Corporation 

We  have  audited  the  accompanying  consolidated  balance  sheets  of Agree  Realty  Corporation  (a  Maryland corporation) 
and  subsidiaries  (the  “Company”)  as  of  December  31,  2014  and  2013,  and  the  related  consolidated  statements  of 
operations and comprehensive income, stockholders’ equity, and cash flows for each of the two years in the period ended 
December 31, 2014. Our audits of the basic consolidated financial statements included the financial statement schedule 
listed  in  the  index  appearing  under  Item  15.  These  financial  statements  and  financial  statement  schedule  are  the 
responsibility  of  the  Company’s  management.  Our  responsibility  is  to  express  an  opinion  on  these  financial statements 
and financial statement schedule based on our audits. 

We conducted our audits in accordance  with the  standards of the Public Company Accounting Oversight Board (United 
States). Those  standards require that we plan and  perform the audit to obtain reasonable assurance about  whether the 
financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting 
the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used 
and  significant  estimates  made  by management,  as  well  as  evaluating  the  overall financial  statement  presentation. We 
believe that our audits provide a reasonable basis for our opinion. 

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial 
position  of  Agree  Realty  Corporation  and  subsidiaries  as  of  December  31,  2014  and  2013,  and  the  results  of  their 
operations  and  their  cash  flows  for  each  of  the  two  years  in  the  period  ended  December  31,  2014  in  conformity  with 
accounting  principles  generally  accepted  in  the  United  States  of  America.  Also  in  our  opinion,  the  related  financial 
statement schedule, when considered in relation to the basic consolidated financial statements taken as a whole, presents 
fairly, in all material respects, the information set forth therein. 

We  also  have  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United 
States), the Company’s internal control over financial reporting as of December 31, 2014, based on criteria established in 
the 2013 Internal Control—Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway 
Commission (COSO), and our report dated March 6, 2015 expressed an unqualified opinion. 

/s/ GRANT THORNTON LLP 

Southfield, Michigan 
March 6, 2015 

F-3 

 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the Shareholders, Audit Committee and Board of Directors 
Agree Realty Corporation 
Bloomfield Hills, MI 

We  have  audited  the  accompanying  consolidated  statements  of  operations  and  comprehensive  income,  stockholders' 
equity, and cash flows of Agree Realty Corporation for the year ended December 31, 2012. These consolidated financial 
statements  are  the  responsibility  of  the  company's  management.      Our  responsibility  is  to  express  an  opinion  on  these 
consolidated financial statements based on our audit. 

We  conducted  our  audit  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United 
States). Those  standards require that we plan and  perform the audit to obtain reasonable assurance about  whether the 
consolidated  financial  statements  are  free  of  material  misstatement.  Our  audit  of  the  consolidated  financial  statements 
included  examining,  on  a  test  basis,  evidence  supporting  the  amounts  and  disclosures  in  the  consolidated  financial 
statements, assessing the accounting principles used and significant estimates made by management, and evaluating the 
overall  consolidated  financial  statement  presentation.  Our  audit  also  included  performing  such  other  procedures  as  we 
considered necessary in the circumstances. We believe that our audits provide a reasonable basis for our opinion. 

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, Agree Realty 
Corporation’s results of operations and cash flows for the year ended December 31, 2012, in conformity with accounting 
principles generally accepted in the United States of America.  

/s/ Baker Tilly Virchow Krause, LLP 
Chicago, Illinois 
March 8, 2013 (March 6, 2015, as to the effects of discontinued operations discussed in Note 9) 

F-4 

 
 
 
 
 
 
 
 
 
 
 
AGREE REALTY CORPORATION 
CONSOLIDATED BALANCE SHEETS 
As of December 31, 

ASSETS
Real Estate Investments

Land
Buildings
Less accumulated depreciation

Property under development
Property held for sale

Net Real Estate Investments

2014

2013

$     

195,091,303
393,826,467
(59,089,851)
529,827,919
229,242
-
530,057,161

$     

162,096,646
297,464,585
(60,633,824)
398,927,407
6,959,174
4,845,504
410,732,085

Cash and Cash Equivalents

5,399,458

14,536,881

Accounts Receivable - Tenants, net of allowance of

$35,000 for possible losses at December 31, 2014 and 2013

4,507,735

3,262,768

Unamortized Deferred Expenses
Financing costs, net of accumulated amortization of 
$2,690,005 and $7,009,538 at December 31, 2014 and 
2013, respectively

Leasing costs, net of accumulated amortization of $543,957 
and $1,425,186 at December 31, 2014 and 2013, 
respectively

Lease intangibles, net of accumulated amortization of 
$5,719,085 and $3,228,506 at December 31, 2014 and 
2013, respectively

Other Assets

Total Assets

See accompanying notes to consolidated financial statements. 

3,008,280

2,526,768

783,335

758,037

47,479,602

27,705,499

2,345,290

3,219,505

$     

593,580,861

$     

462,741,543

F-5 

 
 
 
 
       
       
       
       
       
       
             
          
                        
          
       
       
          
         
          
          
          
          
             
             
         
         
          
          
 
 
 
 
AGREE REALTY CORPORATION 
CONSOLIDATED BALANCE SHEETS 
As of December 31, 

LIABILITIES
Mortgages Notes Payable

Unsecured Term Loans

2014

2013

$     

106,762,238

$     

113,897,759

100,000,000

35,000,000

Unsecured Revolving Credit Facility

15,000,000

9,500,000

Dividends and Distributions Payable

8,048,404

6,243,933

Deferred Revenue

Accrued Interest Payable

Accounts Payable and Accrued Expense

Capital expenditures
Operating

Interest Rate Swap

Deferred Income Taxes

Tenant Deposits

Total Liabilities

STOCKHOLDERS' EQUITY
Common stock, $.0001 par value, 28,000,000 shares 

authorized, 17,539,946 and 14,883,314 shares issued and 
outstanding, respectively

Excess stock, $.0001 par value, 8,000,000 and 4,000,000
shares authorized, 0 shares issued and outstanding
Preferred Stock, $.0001 par value per share, 4,000,000 
   and 150,000 shares authorized, respectively
       Series A junior participating preferred stock, $.0001
      par value, 200,000 and 150,000 shares authorized,
      0 shares issued and outstanding

Additional paid-in-capital
Deficit
Accumulated other comprehensive income (loss)

Total Stockholders' Equity - Agree Realty Corporation

Non-controlling interest

Total Stockholders' Equity  

1,004,023

1,467,403

721,459

470,862

200,300
2,684,599

2,383,308

705,000

36,156

144,074
2,851,612

204,696

705,000

40,647

237,545,487

170,525,986

1,754

-

1,488

-

-
388,262,847
(32,584,612)
(2,059,998)

353,619,991
2,415,383
356,035,374

-
312,974,162
(23,879,151)
471,717

289,568,216
2,647,341
292,215,557

Total Liabilities and Stockholders' Equity

$     

593,580,861

$     

462,741,543

See accompanying notes to consolidated financial statements. 

F-6 

 
 
 
 
       
         
         
          
          
          
          
          
             
             
 
 
 
             
             
          
          
          
             
             
             
               
               
       
       
 
 
                 
                 
                        
                        
                        
                        
       
       
       
       
         
             
       
       
          
          
       
       
 
  
 
 
 
AGREE REALTY CORPORATION 
CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME 
Year Ended December 31, 

Revenues

Minimum rents
Perc entage rents
Operating cost reimbursement
Other income
Total Revenues

Operating Expenses
Real estate taxes
Property operating expenses
Land lease payments
General and administrative
Depreciation and amortization
Impairment charge

Total Operating Expenses

Income from Operations

Other (Expense) Income
Interest expense, net
Loss on sale of assets

2014

2013

2012

$       

49,403,352
159,664
3,824,883
170,958
53,558,857

$       

40,895,131
36,074
2,567,457
19,002
43,517,664

$       

32,568,972
24,474
1,970,927
59,989
34,624,362

2,765,905
1,678,965
471,840
6,629,033
11,102,702
3,020,000
25,668,445

2,035,937
1,192,538
427,900
5,952,433
8,489,207
-
18,098,015

1,785,917
967,747
574,300
5,681,828
6,240,727
-
15,250,519

27,890,412

25,419,649

19,373,843

(8,586,980)
(527,743)

(6,474,727)
-

(5,134,283)
-

Income From Continuing Operations

18,775,689

18,944,922

14,239,560

Discontinued Operations

Gain on sale of assets from discontinued operations
Income from discontinued operations

122,747
14,573

946,347
298,342

2,097,105
2,266,929

Net Income

18,913,009

20,189,611

18,603,594

Less Net Income Attributable to Non-Controlling Interest

425,017

515,036

554,150

Net Income Attributable to Agree Realty Corporation

$       

18,487,992

$       

19,674,575

$       

18,049,444

Basic Earnings Per Share
Continuing operations
Discontinued operations

Diluted Earnings Per Share

Continuing operations
Discontinued operations

$                 

$                 

$                 

$                 

$                 

$                 

$                 

$                 

$                 

$                 

$                 

$                 

1.23
0.01
1.24

1.23
0.01
1.24

1.41
0.10
1.51

1.40
0.10
1.50

1.25
0.38
1.63

1.24
0.38
1.62

Other Comprehensive Income
Net income
Other Comprehensive (Loss) Income
Total Comprehensive Income 
Comprehensive Income Attributable to Non-Controlling 
Interest

Comprehensive Income Attributable to 

Agree Realty Corporation

W eighted Average Number of Common Shares 
Outstanding - Basic

W eighted Average Number of Common Shares 
Outstanding - Diluted:

$       

18,913,009
(2,583,832)
16,329,177

$       

20,189,611
1,812,535
22,002,146

$       

18,603,594
(708,538)
17,895,056

(373,221)

(561,587)

(533,311)

$       

15,955,956

$       

21,440,559

$       

17,361,745

14,882,586

13,065,907

11,071,318

14,966,895

13,157,505

11,136,910

See accompanying notes to consolidated financial statements. 

F-7 

 
 
 
 
             
               
               
          
          
          
             
               
               
         
         
         
 
 
 
          
          
          
          
          
             
             
             
             
          
          
          
         
          
          
          
                        
                        
         
 
         
 
         
         
         
         
         
         
         
            
                        
                        
         
         
         
             
             
          
               
             
          
         
         
         
             
             
             
 
 
 
                   
                   
                   
 
 
 
                   
                   
                   
         
          
            
         
         
         
            
            
            
         
         
         
         
         
         
 
 
 
Total
Equity

162,224,281
35,042,226
9
-
1,657,209
(18,853,647)
-
(708,538)
18,603,594
197,965,134
93,393,049
9
(2)
1,812,532
(22,957,311)
-
1,812,535
20,189,611
292,215,557
73,302,109
8
-
(1)
1,986,835
(27,798,310)
-
(2,583,833)
18,913,009
356,035,374

$    

$    

$    

AGREE REALTY CORPORATION 
CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY 

Accumulated
Other

Balance, December 31, 2011
Issuance of common stock, net of issuance costs
Issuance of restricted stock under the Equity Incentive Plan
Forfeiture of restricted stock
Vesting of restricted stock
Dividends and distribu ions declared for  he period
Other comprehensive income (loss) - 

change in fair value of interest rate swap

Net income
Balance, December 31, 2012
Issuance of common stock, net of issuance costs
Issuance of restricted stock under the Equity Incentive Plan
Forfeiture of restricted stock
Vesting of restricted stock
Dividends and distribu ions declared for  he period
Other comprehensive income (loss) - 

change in fair value of interest rate swap

Net income
Balance, December 31, 2013
Issuance of common stock, net of issuance costs
Issuance of restricted stock under the Equity Incentive Plan
Issuance of restricted stock under the Omnibus Incentive P
Forfeiture of restricted stock
Vesting of restricted stock
Dividends and distribu ions declared for  he period
Other comprehensive income (loss) - 

change in fair value of interest rate swap

Net income
Balance, December 31, 2014

Common Stock

Shares
9,851,914
1,495,000
94,850
(5,720)

Amount

985
150
9

Additional
Paid-In Capital
181,069,633
35,042,076

1,657,209

Deficit

(20,918,494)

Comprehensive Non-Controlling
Income (Loss)
(606,568)

2,678,725

Interest

11,436,044
3,375,000
87,950
(15,680)

$           

1,144
337
9
(2)

$   

217,768,918
93,392,712

1,812,532

14,883,314
2,587,500
81,864
2,128
(14,860)

$           

1,488
259
8
-
(1)

$   

312,974,162
73,301,850

1,986,835

17,539,946

$           

1,754

$   

388,262,847

(18,297,459)

(556,188)

18,049,444
(21,166,509)

$  

$      

(1,294,267)

(687,699)

(20,839)
554,150
2,655,848

$       

(22,387,217)

(570,094)

1,765,984

19,674,575
(23,879,151)

$  

$          

471,717

46,551
515,036
2,647,341

$       

(27,193,453)

(604,857)

(2,531,715)

18,487,992
(32,584,612)

$  

$      

(2,059,998)

(52,118)
425,017
2,415,383

$       

 See accompanying notes to consolidated financial statements. 

F-8 

 
 
 
 
 
       
                
     
    
          
         
      
       
                
       
 
 
 
       
           
                    
 
 
 
 
                      
            
 
 
 
 
 
                       
         
 
         
 
 
 
    
           
      
 
 
 
 
 
 
                       
          
             
           
     
            
       
     
       
                
       
 
 
 
       
           
                    
 
 
 
 
                      
          
                  
 
 
 
 
                     
         
 
         
 
 
 
    
           
      
 
 
 
 
 
 
                       
         
              
         
     
            
       
     
       
                
       
 
 
 
       
           
                    
 
 
 
 
                      
             
                    
                       
          
                  
 
 
 
 
                     
         
 
         
 
 
 
           
      
 
 
 
 
 
 
                       
       
             
        
            
       
     
 
 
 
 
AGREE REALTY CORPORATION 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
Year Ended December 31,  

Cash Flows from Operating Activities

Net income
Adjustments to reconcile net income to net cash provided 
by operating activities:

Depreciation
Amortization
Stock-based compensation
Impairment charge
Loss (gain) on sale of assets
Increase in accounts receivable
Decrease (increase) in other assets
(Decrease) increase in accounts payable
Decrease in deferred revenue
Increase (decrease) in accrued interest
Decrease in tenant deposits

Net Cash Provided by Operating Activities

Cash Flows from Investing Activities
Acquisition of real estate investments
Development of real estate investments and other

(including capitalized interest of $263,472 in 2014, 
$566,793 in 2013, and $149,054 in 2012)

Payment of leasing costs
Net proceeds from sale of assets

Net Cash Used In Investing Activities

Cash Flows from Financing Activities

Proceeds from common stock offering, net
Unsecured revolving credit facility borrowings
Unsecured revolving credit facility repayments
Mortgage notes payable proceeds
Payments of mortgage notes payable
Term loan payable proceeds
Dividends paid
Limited partners' distributions paid
Repayments of payables for capital expenditures
Payments for financing costs

Net Cash Provided by Financing Activities

2014

2013

2012

$       

18,913,009

$       

20,189,611

$       

18,603,594

8,486,178
3,567,409
1,986,835
3,020,000
404,996
(1,244,967)
346,131
(167,263)
(463,380)
250,597
(4,491)
35,095,054

6,996,741
2,483,217
1,812,532
450,000
(946,347)
(1,102,713)
(780,069)
838,515
(463,380)
135,446
(23,814)
29,589,739

5,792,281
1,712,530
1,657,209
-
(2,097,105)
(1,358,374)
(864,294)
(1,358,147)
(463,380)
(398,779)
(19,814)
21,205,721

(143,272,607)

(75,920,083)

(64,166,390)

(16,526,566)
(354,336)
12,455,673
(147,697,836)

73,302,116
148,622,976
(143,122,976)
-
(12,766,704)
65,000,000
(25,402,637)
(590,951)
(144,074)
(1,432,391)
103,465,359

(14,619,386)
(183,310)
5,462,280
(85,260,499)

93,393,056
106,189,924
(140,219,929)
-
(3,478,383)
35,000,000
(20,859,476)
(566,619)
(122,080)
(398,879)
68,937,614

(20,349,688)
(55,960)
15,315,728
(69,256,310)

35,042,235
101,220,945
(114,134,838)
48,640,000
(3,164,654)
-
(17,663,808)
(556,188)
(424,321)
(1,641,418)
47,317,953

Net Increase (Decrease) in Cash and Cash Equivalents

Cash and Cash Equivalents, beginning of period

   Cash and Cash Equivalents, end of period

(9,137,424)
14,536,881
5,399,458

$         

13,266,854
1,270,027
14,536,881

$       

(732,636)
2,002,663
1,270,027

$         

Supplemental Disclosure of Cash Flow Information
Cash paid for interest (net of amounts capitalized)
Cash paid (refunded) for income tax

$         
$                 

7,824,594
(355)

$         
$            

6,149,649
(21,543)

$         
$           

4,722,042
318,289

Supplemental Disclosure of Non-Cash Investing and 
Financing Activities

Shares issued under equity incentive plans
Dividends and limited partners' distributions declared and 
unpaid
Real estate acquisitions financed with debt assumption

$         

2,390,245

$         

2,401,688

$         

2,175,831

$         
$         

8,048,404
5,631,183

6,243,933
$         
$                      
-

$         
$       

4,710,446
18,220,528

See accompanying notes to consolidated financial statements. 

F-9 

 
 
 
 
 
 
          
          
          
          
          
          
          
          
          
          
             
                        
             
            
         
         
         
         
             
            
            
            
             
         
            
            
            
             
             
            
                
              
              
         
         
         
      
       
       
       
       
       
            
            
              
         
          
         
      
       
       
         
         
         
       
       
       
      
      
      
                        
                        
         
       
         
         
         
         
                        
       
       
       
            
            
            
            
            
            
         
            
         
       
         
         
         
         
            
         
          
          
 
 
 
 
 
 
 
 
Agree Realty Corporation 

Notes to Consolidated Financial Statements 

Note 1 – Organization 
Agree  Realty  Corporation,  a  Maryland  corporation,  is  a  fully  integrated  real  estate  investment  trust  (“REIT”) 
primarily focused on the ownership, acquisition, development and management of retail properties net leased to 
industry  leading  tenants.    We  were  founded  in  1971  by  our  current  Executive  Chairman,  Richard  Agree,  and 
listed on the New York Stock Exchange (“NYSE”) in 1994. 

Our  assets  are  held  by,  and  all  of  our  operations  are  conducted  through,  directly  or  indirectly,  Agree  Limited 
Partnership  (the  “Operating  Partnership”),  of  which  we  are  the  sole  general  partner  and  in  which  we  held  a 
98.06% interest as of December 31, 2014.  Under the partnership agreement of the Operating Partnership, we, 
as  the  sole  general  partner,  have  exclusive  responsibility  and  discretion in  the management  and  control  of the 
Operating Partnership 

The  terms  “Agree  Realty,”  the  "Company,"  "we,”  “our”  or  "us"  refer  to  Agree  Realty  Corporation  and  all  of  its 
consolidated subsidiaries, including the Operating Partnership. 

Note 2 – Summary of Significant Accounting Policies 

Principles of Consolidation 
The  consolidated  financial  statements  of  Agree  Realty  Corporation  include  the  accounts  of  the  Company,  the 
Operating Partnership and its wholly-owned subsidiaries.  The Company controlled, as the sole general partner, 
98.06% and 97.72% of the Operating Partnership as of December 31, 2014 and 2013, respectively.  All material 
intercompany accounts and transactions are eliminated. 

Use of Estimates 
The preparation of financial statements in conformity with accounting principles generally accepted in the United 
States of America (“GAAP”) requires management to make estimates and assumptions that affect the reported 
amounts of (1) assets  and liabilities and the disclosure of contingent assets and liabilities as of the date of the 
financial statements, and (2) revenues and expenses during the reporting period.  Actual results could differ from 
those estimates. 

Reclassifications 
The results of operations for properties that had been disposed of or classified as held for sale prior to March 31, 
2014  are  reported  as  discontinued  operations.    As  a  result  of  these  discontinued  operations,  certain 
reclassifications of prior period amounts have been made in the financial statements in order to conform to the 
2014 presentation.   

Segment Reporting 
We are in the business of acquiring, developing and managing retail real estate which we consider one reporting 
segment.  The Company has no other reportable segments. 

Real Estate Investments 
We  record  the  acquisition  of  real  estate  at  cost,  including  acquisition  and  closing  costs.    For  properties 
developed  by  us,  all  direct  and  indirect  costs  related  to  planning,  development  and  construction,  including 
interest, real estate taxes and other miscellaneous costs incurred during the construction period, are capitalized 
for  financial  reporting  purposes  and  recorded  as  property  under  development  until  construction  has  been 
completed.  Properties classified as “held for sale” are recorded at the lower of their carrying value or their fair 
value, less anticipated selling costs. 

Accounting for Acquisitions of Real Estate 
The  acquisition  of  property  for  investment  purposes  is  typically  accounted  for  as  an  asset  acquisition.    We 
allocate the purchase price to land, building and identified intangible assets and liabilities, based in each case on 
their relative estimated fair values and without giving rise to goodwill.  Intangible assets and liabilities represent 
the value of in-place leases and above- or below-market leases.  In making estimates of fair values, we may use 
a number of sources, including data provided by independent third parties, as well as information obtained by us 
as a result our due diligence, including expected future cash flows of the property and various characteristics of 
the markets where the property is located. 

F-10 

 
 
 
 
 
 
 
 
 
 
 
  
Agree Realty Corporation 

Notes to Consolidated Financial Statements 

In allocating the fair value of the identified intangible assets and liabilities of an acquired property, in-place lease 
intangibles are valued based on the Company’s estimates of costs related to tenant acquisition and the carrying 
costs  that  would  be  incurred  during  the  time  it  would  take  to  locate  a  tenant  if  the  property  were  vacant, 
considering current market conditions and costs to execute similar leases at the time of the acquisition.  Above 
and  below  market  lease  intangibles  are  recorded  based  on  the  present  value  of  the  difference  between  the 
contractual  amounts  to  be  paid  pursuant  to  the  leases  at  the  time  of  acquisition  of  the  real  estate  and  the 
Company’s  estimate  of  current  market  lease  rates  for  the  property,  measured  over  a  period  equal  to  the 
remaining non-cancelable term of the lease. 

The fair value of identified intangible assets and liabilities acquired is amortized to depreciation and amortization 
over the remaining term of the related leases. 

Depreciation 
Our real estate portfolio is depreciated using the straight-line method over the estimated remaining useful life 
of  the  properties,  which  generally  ranges  from  30  to  40  years  for  buildings  and  10  to  20  years  for 
improvements.  Properties classified as “held for sale” are not depreciated. 

Impairments 
We review our real estate investments periodically for impairment whenever events or changes in circumstances 
indicate that the carrying amount may not be recoverable.  Events or circumstances that may occur include, but 
are not limited to, significant changes in real estate market conditions or our ability to re-lease or sell properties 
that  are vacant  or  become vacant.   Management  determines  whether  an  impairment in value  has  occurred  by 
comparing  the  estimated  future  cash  flows  (undiscounted  and  without  interest  charges),  including  the  residual 
value  of  the  real  estate,  with  the  carrying  cost  of  the  individual  asset.    An  asset  is  considered  impaired  if  its 
carrying  value  exceeds  its  estimated  undiscounted  cash  flows  and  an  impairment  charge  is  recorded  in  the 
amount by which the carrying value of the asset exceeds its estimated fair value. 

Cash and Cash Equivalents 
The Company considers all highly liquid investments with a maturity of three months or less when purchased 
to be cash equivalents. Cash and cash equivalents consist of cash and money market accounts.  The account 
balances periodically exceed the Federal Deposit Insurance Corporation (“FDIC”) insurance coverage, and as 
a  result,  there  is  a  concentration  of  credit  risk  related  to  amounts  on  deposit  in  excess  of  FDIC  insurance 
coverage. 

Accounts Receivable – Tenants 
The Company reviews its rent receivables for collectability on a regular basis, taking into consideration changes 
in factors such as the tenant’s payment history, the financial condition of the tenant, business conditions in the 
industry in which the tenant operates and economic conditions in the area where the property is located.  In the 
event  that  the  collectability  of  a  receivable  with  respect  to  any  tenant  is  in  doubt,  a  provision  for  uncollectible 
amounts will be established or a direct write-off of the specific rent receivable will be made.  For accrued rental 
revenues related to the straight-line method of reporting rental revenue, the Company performs a periodic review 
of receivable balances to assess the risk of uncollectible amounts and establish appropriate provisions.  

Unamortized Deferred Expenses 
Deferred  expenses  include  debt  financing  costs,  leasing  costs  and  lease  intangibles  and  are  amortized  as 
follows:  (i)  debt  financing  costs  on  a  straight-line  basis  to  interest  expense  over  the  term  of  the  related  loan; 
(ii) leasing  costs  on  a  straight-line  basis  to  depreciation  and  amortization  over  the  term  of  the  related  lease 
entered  into;  and  (iii)  lease  intangibles  on  a  straight-line  basis  to  depreciation  and  amortization  over  the 
remaining term of the related lease acquired. 

The  following  schedule  summarizes  the  Company’s  amortization  of  deferred  expenses  for  the  years  ended 
December 31, 2014, 2013 and 2012, respectively: 

F-11 

 
 
 
 
 
 
 
 
 
 
Agree Realty Corporation 

Notes to Consolidated Financial Statements 

Year Ended December 31,

2014

2013

2012

Financing Costs
Leasing Costs
Lease Intangibles
Total

$      

950,878
125,946
2,490,585
3,567,409

$   

$      

736,425
113,101
1,633,691
2,483,217

$   

$      

581,353
106,100
1,025,077
1,712,530

$   

The following schedule represents estimated future amortization of deferred expenses as of December 31, 2014: 

Year Ending December 31,

2015

2016

2017

2018

2019

Thereafter

Financing Costs
Leasing Costs
Lease Intangibles

Total

$      

656,218
114,002
3,750,268
4,520,488

$   

$      

602,994
103,936
3,750,268
4,457,198

$   

$      

565,500
97,291
3,750,268
4,413,059

$   

$      

387,802
91,644
3,750,268
4,229,714

$   

$      

235,320
85,202
3,359,280
3,679,802

$   

$      

560,446
291,260
29,119,250
29,970,956

$ 

Revenue Recognition 
We lease real estate to our tenants under long-term net leases which we account for as operating leases.  Under 
this method, leases that have fixed and determinable rent increases are recognized on a straight-line basis over 
the lease term.  Rental increases based upon changes in the consumer price indexes, or other variable factors, 
are  recognized  only  after  changes  in  such  factors  have  occurred  and  are  then  applied  according  to  the  lease 
agreements.  Certain leases also provide for additional rent based on tenants’ sales volumes.  These rents are 
recognized  when  determinable  by  us  after  the  tenant  exceeds  a  sales  breakpoint.    Contractually  obligated 
reimbursements from tenants for recoverable real estate taxes and operating expenses are generally included in 
operating costs reimbursement in the period when such expenses are recorded. 

Earnings per Share 
Earnings per share have been computed by dividing the net income by the weighted average number of common 
shares  outstanding.    Diluted  earnings  per  share  is  computed  by  dividing  net  income  by  the  weighted  average 
common and potential dilutive common shares outstanding in accordance with the treasury stock method. 

The following is a reconciliation of the denominator of the basic net earnings per common share computation to 
the denominator of the diluted net earnings per common share computation for each of the periods presented: 

2014

Year Ended December 31,
2013

2012

Weighted average number of common shares outstanding
Less: Unvested restricted stock

15,121,212
(238,626)

13,314,989
(249,082)

11,321,498
(250,180)

Weighted average number of common shares 
outstanding used in basic earnings per share

14,882,586

13,065,907

11,071,318

Weighted average number of common shares outstanding 
used in basic earnings per share
Effect of dilutive securities: restricted stock

Weighted average number of common shares 
outstanding used in diluted earnings per share

14,882,586
84,309

13,065,907
91,598

11,071,318
65,592

14,966,895

13,157,505

11,136,910

Income Taxes 
The  Company  has  made  an  election  to  be  taxed  as  a  REIT  under  Sections  856  through  860  of  the  Internal 
Revenue  Code  of  1986,  as  amended  (the  “Internal  Revenue  Code”)  and  related  regulations.    The  Company 
generally  will  not  be  subject  to  federal  income  taxes  on  amounts  distributed  to  stockholders,  providing  it 
distributes  100%  of  its  REIT  taxable  income  and  meets  certain  other  requirements  for  qualifying  as  a  REIT.  
For  each  of  the  years  in  the  three-year  period  ended  December  31,  2014,  the  Company  believes  it  has 
qualified  as  a  REIT.    Notwithstanding  the  Company’s  qualification  for  taxation  as  a  REIT,  the  Company  is 
subject to certain state taxes on its income and real estate. 

F-12 

 
 
        
        
        
     
     
     
 
 
 
 
 
 
        
        
          
          
          
        
     
     
     
     
     
   
 
 
 
 
     
     
     
        
        
        
     
     
     
     
     
     
           
           
           
     
     
     
 
 
 
Agree Realty Corporation 

Notes to Consolidated Financial Statements 

The  Company  and  its  taxable  REIT  subsidiaries  (“TRS”)  have  made  a  timely  TRS  election  pursuant  to  the 
provisions  of  the  REIT  Modernization  Act.    A  TRS  is  able  to  engage  in  activities  resulting  in  income  that 
previously  would  have  been  disqualified  from  being  eligible  REIT  income  under  the  federal  income  tax 
regulations.    As  a  result,  certain  activities  of  the  Company  which  occur  within  its  TRS  entity  are  subject  to 
federal  and  state  income  taxes  (See  Note  7).    All  provisions  for  federal  income  taxes  in  the  accompanying 
consolidated financial statements are attributable to the Company’s TRS. 

Fair Values of Financial Instruments 
The  Company’s  estimates  of  fair  value  of  financial  and  non-financial  assets  and  liabilities  are  based  on  the 
framework  established  in  the fair value  accounting  guidance.  The framework  specifies  a  hierarchy  of valuation 
inputs which was established to increase consistency, clarity and comparability in fair value measurements and 
related disclosures. The guidance describes a fair value hierarchy based upon three levels of inputs that may be 
used to measure fair value, two of which are considered observable and one that is considered unobservable. 
The following describes the three levels:   

Level 1 – Valuation is based upon quoted prices in active markets for identical assets or liabilities. 

Level 2 – Valuation is based upon inputs other than Level 1 that are observable, either directly or indirectly, such 
as  quoted  prices  for  similar  assets  or  liabilities,  quoted  prices  in markets  that  are  not  active  or  other 
inputs that are observable or can be corroborated by observable market data for substantially the full 
term of the assets or liabilities. 

Level 3 – Valuation is generated from model-based techniques that use at least one significant assumption not 
observable  in  the  market.  These  unobservable  assumptions  reflect  estimates  of  assumptions  that 
market  participants  would  use  in  pricing  the  asset  or  liability.  Valuation  techniques  include  option 
pricing models, discounted cash flow models and similar techniques. 

Recent Accounting Pronouncements 
In  April  2014,  the  Financial  Accounting  Standards  Board  ("FASB")  issued  ASU  2014-08  "Reporting 
Discontinued Operations and Disclosures of Disposals of Components of an Entity" which updates Accounting 
Standards  Codification  ("ASC")  Topic  205  "Presentation  of  Financial  Statements"  and  ASC  Topic  360 
"Property,  Plant  and  Equipment.”  The  amendments  in  this  update  change  the  criteria  for  reporting 
discontinued  operations  while  enhancing  disclosures  in  this  area.  Under  the  new  guidance,  only  disposals 
representing  a  strategic  shift  in  operations  should  be  presented  as  discontinued  operations.  For  public 
entities, ASU 2014-08 is effective prospectively for fiscal years beginning after December 15, 2015; however, 
early  adoption  is  permitted,  but  only  for  disposals  or  classifications  as  held  for  sale  that  have  not  been 
reported  in  financial  statements  previously  issued  or  available  for  issuance. We  have  elected  to  early  adopt 
this updated standard effective in the first quarter of 2014. The adoption of this guidance had an effect on the 
presentation  of our  consolidated financial  statements. Beginning in  2014, activities related to individual sales 
of properties are generally no longer classified as discontinued operations except for the property classified as 
held for sale as of December 31, 2013. 

In  May  2014,  the  Financial  Accounting  Standards  Board  issued  ASU No.  2014-09  “Revenue  from  Contracts 
with  Customers”  as  a  new  Topic,  ASC  Topic  606.  The  objective  of  ASU  2014-19  is  to  establish  a  single 
comprehensive model for entities to use in accounting for revenue arising from contracts with customers and 
will  supersede  most  of  the  existing  revenue  recognition  guidance,  including  industry-specific  guidance.  The 
core  principle  is  that  a  company  should  recognize  revenue  to  depict  the  transfer  of  promised  goods  or 
services to customers in an amount that reflects the consideration to which the entity expects to be entitled in 
exchange  for  those  goods  or  services.  In  applying  the  new  standard,  companies  will  perform  a  five-step 
analysis  of  transactions  to  determine  when  and  how  revenue  is  recognized.  ASU  2014-09  applies  to  all 
contracts  with  customers  except  those  that  are  within  the  scope  of  other  topics  in  the  FASB  ASC,  including 
revenue from leases. This ASU is effective for annual reporting periods (including interim periods within those 
periods) beginning after December 15, 2016 and shall be applied using either a full retrospective or modified 
retrospective  approach.  Early  adoption  is  not  permitted.  The  Company  is  currently  evaluating  the  new 
guidance  and  has  not  determined  the  impact,  if  any,  this  standard  may  have  on  the  consolidated  financial 
statements. 

Note 3 – Real Estate Investments 

F-13 

 
 
 
  
 
 
 
 
 
 
 
Agree Realty Corporation 

Notes to Consolidated Financial Statements 

Real Estate Portfolio 
At  December  31,  2014  and  2013,  the  Company’s  gross  investment  in  real  estate  assets,  including  properties 
under  development  and  properties  held  for  sale,  totaled  $589,147,000  and  $471,366,000,  respectively.    Real 
estate investments consisted of the following as of December 31, 2014 and December 31, 2013: 

Number of Properties
Gross Leasable Area

2014

2013

209
4,315,000

130
3,662,000

Land
Buildings
Property under Development
Property Held for Sale
Gross Real Estate Investments

$     
195,091,303
$     
393,826,467
$           
229,242
$                      
-
$     
589,147,012

$     
$     
$         
$         
$     

162,096,646
297,464,585
6,959,174
4,845,504
471,365,909

Less Accumulated Depreciation

Net Real Estate Investments

$      
$     

(59,089,851)
530,057,161

$      
$     

(60,633,824)
410,732,085

Lease Intangibles 
The  following  table  details  lease  intangibles,  net  of  accumulated  amortization,  as  of  December  31,  2014  and 
December 31, 2013: 

Intangible Lease Asset - In-Place Leases

Less: Accumulated Amortization

Intangible Lease Asset - Above-Market Leases

Less: Accumulated Amortization

Intangible Lease Liability - Below-Market Leases

Less: Accumulated Amortization

Lease Intangible Asset, net

$       

December 31,
2014
36,680,631
(3,897,008)
31,642,267
(4,111,435)
(15,124,210)
2,289,358
47,479,602

$       

$       

December 31,
2013
17,597,357
(1,836,593)
22,921,813
(2,392,293)
(9,585,166)
1,000,380
27,705,499

$       

Tenant Leases 
The  properties  that the  Company  owns  are  typically leased  to  tenants  under  long  term  operating leases.    The 
leases  are  generally  net  leases  which  typically  require  the  tenant  to  be  responsible  for minimum monthly  rent 
and  property  operating  expenses  including  property  taxes,  insurance  and  maintenance.    Certain  of  our 
properties  are  subject  to  leases  under  which  we  retain  responsibility  for  specific  costs  and  expenses  of  the 
property.    The  leases  typically  provide  the  tenant  with  one  or  more  multi-year  renewal  options  subject  to 
generally the same terms and conditions, including rent increases, consistent with the initial lease term. 

As  of  December  31,  2014,  the  future  minimum  rental  income  to  be  received  under  the  terms  of  all  non-
cancellable tenant leases is as follows: 

For the Year Ending December 31,
2015
2016
2017
2018
2019
Thereafter
Total

$       

54,370,464
53,876,771
53,123,664
51,646,088
48,813,782
414,382,007
676,212,776

$     

Since  lease  renewal  periods  are  exercisable  at  the  option  of  the  tenant,  the  above  table  only  presents  future 
minimum lease payments due during the current lease terms.  In addition, this table does not include amounts 

F-14 

 
 
 
 
 
 
 
         
         
         
         
         
         
       
         
          
          
 
 
 
 
         
         
         
         
       
 
 
Agree Realty Corporation 

Notes to Consolidated Financial Statements 

for potential variable rent increases that are based on the CPI or future contingent rents which may be received 
on the leases based on a percentage of the tenant’s gross sales. 

Of these future minimum rents, approximately 25.4% of the total is attributable to Walgreens as of December 31, 
2014.    The  loss  of  this  tenant  or  the  inability  of it to  pay  rent  could  have  an  adverse  effect  on  the  Company’s 
business.  No other tenant contributed 5.0% or more of the Company’s total revenues as of December 31, 2014. 

Deferred Revenue 
In July 2004, the Company’s tenant in a joint venture property located in Boynton Beach, FL repaid $4,000,000 
that had been contributed by the Company’s joint venture partner.  As a result of this repayment, the Company 
became the sole member of the limited liability company holding the property.  Total assets of the property were 
approximately $4,000,000.  The Company has treated the $4,000,000 as deferred revenue and accordingly, will 
recognize rental income over the term of the related leases. 

The  remaining  deferred  revenue  of  approximately  $1,004,000  will  be  recognized  as  minimum  rents  over 
approximately 2.2 years 

Land Lease Obligations 
The  Company  is  subject  to  land  lease  agreements  for  certain  of  its  properties.    Land  lease  expense  was 
$471,840, $427,900, and $574,300 for the years ending December 31, 2014, 2013 and 2012, respectively.  As 
of December 31, 2014, future annual lease commitments under these agreements are as follows: 

For the Year Ending December 31,
2015
2016
2017
2018
2019
Thereafter
Total

$        

514,653
514,653
514,653
515,569
508,528
8,825,546
11,393,602

$   

The Company leased its executive offices from a limited liability company controlled by its Executive Chairman’s 
children.  Under the terms of the lease, which expired on December 31, 2014, the Company was required to pay 
an  annual  rental  of  $90,000  and  was  responsible  for  the  payment  of  real  estate  taxes,  insurance  and 
maintenance expenses relating to the building. 

2014 and 2013 Acquisitions 
During  2014,  the  Company  purchased  77  retail  net  lease  assets  for  approximately  $148,400,000,  including 
acquisition and closing costs.  These properties are located in 23 states and 100% leased to 28 different tenants 
operating  in  14  unique  retail  sectors  for  a  weighted  average  lease  term  of  approximately  14.1  years.    The 
underwritten  weighted  average  capitalization  rate  on our  2014  investments  was  approximately  8.2%.    None  of 
our investments during 2014 caused any new or existing tenant to comprise 10% or more of our total assets or 
generate 10% or more of our total annualized base rent at December 31, 2014. 

The  aggregate  2014  acquisitions  were  allocated  $29,969,000  to  land,  $95,977,000  to  buildings  and 
improvements,  and  $22,265,000  to  lease  intangible  costs.    The  acquisitions  were  substantially  all  cash 
purchases and there was no contingent consideration associated with these acquisitions. 

During  2013,  the  Company  purchased  18  retail  net  lease  assets  for  approximately  $73,269,000,  including 
acquisition and closing costs.  These properties are located in 13 states and 100% leased to 13 different tenants 
operating  in  10  unique  retail  sectors  for  a  weighted  average  lease  term  of  approximately  10.9  years.    The 
underwritten weighted average capitalization rate on our 2013 investments was approximately 8.0%.   None of 
our investments during 2013 caused any new or existing tenant to comprise 10% or more of our total assets or 
generate 10% or more of our total annualized base rent at December 31, 2013. 

F-15 

 
 
 
 
 
 
 
          
          
          
          
       
 
 
 
 
 
 
Agree Realty Corporation 

Notes to Consolidated Financial Statements 

The  aggregate  2013  acquisitions  were  allocated  $13,535,000  to  land,  $53,565,000  to  buildings  and 
improvements, and $6,872,000 to lease intangible costs.  The acquisitions were substantially all cash purchases 
and there was no contingent consideration associated with these acquisitions. 

We  calculate  the  weighted  average  capitalization  rate  on  our  investments  by  dividing  annual  expected  net 
operating  income  derived  from  the  properties  by  the  total  investment  in  the  properties.    Annual  expected  net 
operating income is defined as the straight-line rent for the base term of the lease less property level expenses 
(if any) that are not recoverable from the tenant. 

Unaudited Pro Forma Information 
The following unaudited pro forma total revenue and income before discontinued operations, for 2014 and 2013, 
assumes  all  of  our  2014  acquisitions  had  taken  place  on  January  1,  2014  for  the  2014  pro forma  information, 
and on January 1, 2013 for the 2013 pro forma information: 

Supplemental pro forma for the year ended December 31, 2014 (1) 

Total revenue 
Income before discontinued operations   

$57,840,000 
$19,369,000 

Supplemental pro forma for the year ended December 31, 2013 (1) 

Total revenue 
Income before discontinued operations   

$50,549,000 
$20,023,000 

(1)  This unaudited pro forma supplemental information does not purport to be indicative of what our operating results would have been had 
the  acquisitions  occurred  on  January  1,  2014  or  January  1,  2013  and  may  not  be  indicative  of  future  operating  results.    Various 
acquisitions were of newly leased or constructed assets and may not have been in service for the full periods shown. 

Impairments 
As  a  result  of  our  review  of  Real  Estate  Investments  we  recognized  the  following  real  estate  impairment 
charges for the year ended December 31: 

Continuing operations 
Discontinued operations 

Total 

2014 

2013 

2012 

$  3,020,000  $ 

-  $ 

- 

450,000 

$  3,020,000  $ 

450,000  $ 

- 
- 

- 

In  2014,  we  recognized  impairment  charges  of  $220,000  and  $2,800,000,  respectively,  for  Petoskey  Town 
Center and Chippewa Commons,  which  were included in continuing  operations.   Petoskey Town  Center  was 
under  contract  for  sale,  but  not  classified  as  held  for  sale  at  September  30,  2014  due  to  contingencies 
associated with the contract, and a $220,000 impairment charge was taken to write down the carrying value of 
the  property  to  an  amount  that  reflected  the  sales  price.    The  property  was  subsequently  sold  in  the  fourth 
quarter.  In the second quarter, an anchor tenant at Chippewa Commons declined to exercise an extension  a 
lease extension option which we deemed would contribute to vacancy and diminished cash flows and result in 
a fair value that was less than the net book value of the asset.  A $2,800,000 impairment charge was taken to 
write  down the carrying value  of the  property to  an  amount that  reflected management’s  best estimate of fair 
market value. 

In  2013,  we  recognized  an  impairment  charge  of  $450,000  for  Ironwood  Commons,  which  was  included  in 
continuing operations at the time of the impairment charge.  Ironwood Commons was under contract for sale, 
but  not  classified  as  held  for  sale  at  September  30,  2013  due  to  contingencies  associated  with  the  contract, 
and  a  $450,000  impairment  charge  was  taken  to  write  down  the  carrying  value  of  the  property  to  an  amount 
that  reflected  the  sales  price.    The  property  was  subsequently  reclassified  as  property  held  for  sale  and  the 
impairment charge was included in discontinued operations as of December 31, 2013. 

Note 4 – Debt 

F-16 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Agree Realty Corporation 

Notes to Consolidated Financial Statements 

As of December 31, 2014, we had total indebtedness  of $221,762,200, including (i) $106,762,000 of mortgage 
notes payable; (ii) $100,000,000 of unsecured term loans; and (iii) $15,000,000 of borrowings under our Credit 
Facility. 

Revolving Credit and Term Loan Facility 
In  July  2014,  the  Company  entered  into  a  $250,000,000  senior  unsecured  revolving  credit  and  term  loan 
agreement  consisting  of  (i)  a  new  $150,000,000  revolving  credit  facility  (the  “Credit  Facility”);  (ii)  a  new 
$65,000,000 seven-year unsecured term loan facility (the “2021 Term Loan”); and (iii) our existing $35,000,000 
unsecured term loan facility due 2020 (the “2020 Term Loan”).  The Credit Facility, 2021 Term Loan and 2020 
Term Loan, together, are referred to as our “Revolving Credit and Term Loan Facility.” 

The Credit Facility is due July 21, 2018, with an additional one-year extension at the Company’s option, subject 
to customary conditions. Borrowings under the Credit Facility are priced at LIBOR plus 135 to 200 basis points, 
depending  on  the  Company’s  leverage.  The  Credit  Facility  replaced  the  Company’s  previous  $85,000,000 
revolving  credit  facility,  which  was  extinguished  concurrent  with  the  closing  of  the  Credit  Facility,  and  may  be 
increased to an aggregate of $250,000,000 at the Company’s election, subject to certain terms and conditions.  
As  of  December  31,  2014,  $15,000,000  was  outstanding  under  the  Credit  Facility  bearing  a  weighted  average 
interest rate of approximately 1.5% and $135,000,000 was available for borrowing. 

The  2021  Term  Loan matures  on  July  21,  2021.    Borrowings  under  the  2021  Term  Loan  are  priced  at  LIBOR 
plus  165  to  225  basis  points,  depending  on  the  Company’s  leverage.  The  Company  entered  into  interest  rate 
swaps to fix LIBOR at 2.09% until maturity, implying an all-in interest rate of 3.74% at closing.  Proceeds from 
the 2021 Term Loan were used to repay borrowings under our previous revolving credit facility, which were used 
primarily to fund property acquisitions.  The 2021 Term Loan may be increased to an aggregate of $75,000,000 
at the Company’s election, subject to certain terms and conditions. As of December 31, 2014, $65,000,000 was 
outstanding under the 2021 Term Loan. 

The  2020  Term  Loan  matures  on  September  29,  2020.    Borrowings  under  the  2020  Term  Loan  are  priced  at 
LIBOR plus 165 to 225 basis points, depending on the Company’s leverage. The Company entered into interest 
rate  swaps  to  fix  LIBOR  at  2.20% until maturity, implying  an  all-in interest  rate  of  3.85% at  closing.   Proceeds 
from the 2020 Term Loan were used to repay borrowings under our previous revolving credit facility, which were 
used  primarily  to  fund  property  acquisitions.    The  2020  Term  Loan  may  be  increased  to  an  aggregate  of 
$70,000,000  at  the  Company’s  election,  subject  to  certain  terms  and  conditions.  As  of  December  31,  2014, 
$35,000,000 was outstanding under the 2020 Term Loan. 

The Revolving Credit and Term Loan Facility contains customary covenants, including, among others, financial 
covenants  regarding  debt  levels,  total  liabilities,  tangible  net  worth,  fixed  charge  coverage,  unencumbered 
borrowing  base  properties,  and  permitted  investments.  The  Company  was  in  compliance  with  the  covenant 
terms at December 31, 2014. 

Mortgage Notes Payable 
As  of  December  31,  2014,  we  had  total  mortgage  indebtedness  of  $106,762,000  with  a  weighted  average 
maturity  of  5.1  years.     These  mortgages  are  collateralized  by  related  real  estate  with  an  aggregate  net  book 
value of $147,020,000. 

Including  mortgages  that  have  been  swapped  to  a  fixed  interest  rate,  our  weighted  average  interest  rate  on 
mortgage debt was 4.27% as of December 31, 2014 and 4.38% as of December 31, 2013.  

Mortgages payable consisted of the following: 

F-17 

 
 
 
 
 
 
 
 
 
 
 
Agree Realty Corporation 

Notes to Consolidated Financial Statements 

Note payable in monthy interest-only installments of $48,467 at 
6.56% annum, with a balloon payment in the amount of 
$8,580,000 due June 11, 2016;  collateralized by related real 
estate and tenants’ leases

Note payable in monthly installments of $99,598 including 
interest at 6.63% per annum, with the final monthly payment 
due February 2017; collateralized by related real estate and 
tenants’ leases

Note payable in monthly principal installments of $50,120 plus 
interest at 170 basis points over LIBOR, swapped to a fixed 
rate of 3.62% as of December 31, 2013.  A final balloon 
payment in the amount of $19,744,758 is due on May 14, 2017 
unless extended for a two year period at the option of the 
Company, subject to certain conditions, collateralized by 
related real estate and tenants’ leases

Note payable in monthly installments of interest only at LIBOR 
plus 160 basis points, swapped to a fixed rate of 2.49% with 
balloon payment due April 4, 2018; collateralized by related 
real estate and tenants' leases

Note payable in monthly installments of $153,838 including 
interest at 6.90% per annum, with the final monthly payment 
due January 2020; collateralized by related real estate and 
tenants’ leases

Note payable in monthly installments of $23,004 including 
interest at 6.24% per annum, with the final balloon payment of 
$2,766,628 due February 2020; collateralized by related real 
estate and tenant lease

Note payable in monthly installments of interest only at 3.60% 
per annum, with balloon payment due January 1, 2023; 
collateralized by related real estate and tenants' leases

Note payable in monthly installments of $35,673 including 
interest at 5.01% per annum, with the final balloon payment of 
$4,034,627 due September 2023; collateralized by related real 
estate and tenant lease

Note payable in monthly installments of $91,675 including 
interest at 6.27% per annum, with a final monthly payment due 
July 2026; collateralized by related real estate and tenants’ 
leases

Note payable in monthly installments of $60,097 including 
interest at 5.08% per annum, with a final balloon payment in 
the amount of $9,167,573 due June 2014; collateralized by 
related real estate and tenants’ leases

  December 31, 
2014 

 December 31,
2013 

$     

8,580,000

$     

8,580,000

2,405,976

3,405,384

21,398,078

22,017,758

25,000,000

25,000,000

7,896,078

9,149,944

3,204,294

3,275,170

23,640,000

23,640,000

5,595,327

-

9,042,485

9,557,942

-

9,271,561

Total

$ 

106,762,238

$ 

113,897,759

F-18 

 
 
       
       
     
     
     
     
       
       
       
       
     
     
       
                    
       
       
                    
       
 
 
Agree Realty Corporation 

Notes to Consolidated Financial Statements 

The following table presents scheduled principal payments related to our debt as of December 31, 2014: 

For the Year Ending December 31,
2015
2016
2017 (1)
2018 (2)
2019
Thereafter
Total

$     

3,839,239
12,674,337
22,652,591
42,575,206
2,750,347
137,270,518
221,762,238

$ 

(1) 

Includes $19,744,758 which represents the  ending balance of a  mortgage note payable due  in 2017. The note  matures May 14,  2017 

and may be extended, at the Company’s election, for a two-year term to May 2019, subject to certain conditions.    

(2) 

Includes the $15,000,000 outstanding balance under the Credit Facility as of December 31, 2014.  The Credit Facility matures on July 

21, 2018 and may be extended for one year at the Company’s election, subject to certain conditions.    

The  mortgage  loans  encumbering  our  properties  are  generally  non-recourse,  subject  to  certain  exceptions  for 
which  we  would  be  liable for  any  resulting losses  incurred  by  the  lender.    These  exceptions vary from loan  to 
loan,  but  generally  include  fraud  or  a  material  misrepresentation,  misstatement  or  omission  by  the  borrower, 
intentional or grossly negligent conduct by the borrower that harms the property or results in a loss to the lender, 
filing of a bankruptcy petition by the borrower, either directly or indirectly, and certain environmental liabilities.  At 
December  31,  2014,  the  mortgage  loan  of  $21,398,000  is  partially  recourse  to  us  and  is  secured  by  a  limited 
guaranty of payment and performance for approximately 50% of the loan amount. 

We  have  entered  into mortgage  loans  which  are  secured  by  multiple  properties  and  contain  cross-default  and 
cross-collateralization  provisions.    Cross-collateralization  provisions  allow  a  lender  to  foreclose  on  multiple 
properties in the event that we default under the loan.  Cross-default provisions allow  a lender to foreclose  on 
the related property in the event a default is declared under another loan.  

The Company was in compliance with covenant terms for all mortgages payable at December 31, 2014. 

Note 5 – Common Stock 
In  September  2012,  we  filed,  and  the  SEC  deemed  effective,  a  shelf  registration  statement  that  expires  in 
September  2015.    The  securities  covered  by  this  registration  statement  cannot  exceed  $250,000,000  in  the 
aggregate  and  include  common  stock,  preferred  stock,  depositary  shares  and  warrants.    We  may  periodically 
offer  one  or  more  of  these  securities  in  amounts,  prices  and  on  terms  to  be  announced  when  and  if  these 
securities  are  offered.  The  specifics  of  any  future  offerings,  along  with  the  use  of  proceeds  of  any  securities 
offered,  will  be  described  in  detail  in  a  prospectus  supplement,  or  other  offering  materials,  at  the  time  of  any 
offering. 

We  completed  a follow-on  offering  of  2,587,500  shares  of  common  stock  in  December  of  2014.    The  offering, 
which  included  the  full  exercise  of  the  overallotment  option  by  the  underwriters,  raised  net  proceeds  of 
approximately $71,511,000 after deducting the underwriting discount.  The proceeds from the offering were used 
to pay down amounts outstanding under the Credit Facility and for general corporate purposes. 

We  completed  a  follow-on  offering  of  1,650,000  shares  of  common  stock  in  November  of  2013.    The  offering 
raised net proceeds of approximately $48,758,000 after deducting the underwriting discount.  The proceeds from 
the  offering  were  used  to  pay  down  amounts  outstanding  under  our  previous  revolving  credit  facility  and  for 
general corporate purposes. 

We  completed  a  follow-on  offering  of  1,725,000  shares  of  common  stock  in  January  of  2013.    The  offering, 
which  included  the  full  exercise  of  the  overallotment  option  by  the  underwriters,  raised  net  proceeds  of 
approximately $44,954,000 after deducting the underwriting discount.  The proceeds from the offering were used 
to pay down amounts outstanding under our previous Credit Facility and for general corporate purposes. 

Note 6 – Dividends and Distribution Payable 

F-19 

 
 
 
     
     
     
       
   
 
 
 
 
 
 
 
 
 
 
Agree Realty Corporation 

Notes to Consolidated Financial Statements 

The  Company  declared  dividends  of  $1.74,  $1.64  and  $1.60  per  share  during  the  years  ended  December  31, 
2014, 2013 and 2012; the dividends have been reflected for federal income tax purposes as follows: 

For the Year Ended December 31,
Ordinary Income
Return of Capital

$   

2014
1.398
0.342

$   

2013
1.372
0.268

$   

2012
1.200
0.400

Total

$   

1.740

$   

1.640

$   

1.600

On December 2, 2014, the Company declared a dividend of $0.45 per share for the quarter ended December 
31,  2014.  The  holders OP  Units  were entitled to an  equal  distribution  per OP Unit held  as of December  31, 
2014.  The  dividends  and  distributions  payable  are  recorded  as  liabilities  in  the  Company's  consolidated 
balance sheet at December 31, 2014.  The dividend has been reflected as a reduction of stockholders' equity 
and the distribution  has been reflected  as  a reduction of the limited partners' non-controlling interest.  These 
amounts were paid on January 6, 2015. 

Note 7 – Income Taxes 
The  Company  is  subject  to  the  provisions  of  Financial  Accounting  Standards  Board  Accounting  Standard 
Codification 740-10 (“FASB ASC 740-10”), and has analyzed its various federal and state filing positions.  The 
Company  believes  that  its  income  tax  filing  positions  and  deductions  are  documented  and  supported.  
Additionally  the  Company  believes  that its  accruals for  tax  liabilities  are  adequate.    Therefore,  no  reserves  for 
uncertain  income  tax  positions  have  been  recorded  pursuant  to  FASB  ASC  740-10.    The  Company’s  Federal 
income tax returns are open for examination by taxing authorities for all tax years after December 31, 2010.  The 
Company  has  elected  to  record  any  related  interest  and  penalties,  if  any,  as  income  tax  expense  on  the 
consolidated statements of operations and comprehensive income. 

For income tax purposes, the Company has certain TRS entities that have been established and in which certain 
real estate activities are conducted.   

As of December 31, 2014, the Company has estimated a current income tax liability of $0 and a deferred income 
tax liability in the amount of $705,000.   As of December 31, 2013, the Company had estimated a current income 
tax liability of $0 and a deferred income tax liability in the amount of $705,000.  This deferred income tax balance 
represents the federal and state tax effect of deferring income tax in 2007 on the sale of an asset under section 
1031  of  the  Internal  Revenue  Code.    This  transaction  was  accrued  within  the  TRS  entities  described  above.  
During  the  years  ended  December  31,  2014,  and  2013,  we  recognized  total  federal  and  state  tax  expense 
(benefit) of ($14,000), and $3,000, respectively. 

Note 8 – Derivative Instruments and Hedging Activity 
The  Company  is  exposed  to  certain  risks  arising  from  both  its  business  operations  and  economic  conditions.  
The  Company  principally  manages  its  exposures  to  a  wide  variety  of  business  and  operational  risks  through 
management  of  its  core  business  activities.    The  Company  manages  economic  risk,  including  interest  rate, 
liquidity  and  credit  risk  primarily  by  managing  the  amount,  sources  and  duration  of  its  debt  funding  and,  to  a 
limited extent, the use of derivative instruments. 

The Company’s objective in using interest rate derivatives is to manage its exposure to interest rate movements 
and  add  stability to  interest  expense.   To  accomplish this  objective,  the  Company  uses  interest  rate  swaps  as 
part of its interest rate risk management strategy.  Interest rate swaps designated as cash flow hedges involve 
the  receipt  of  variable  rate  amounts  from  a  counterparty  in  exchange  for  the  Company  making  fixed  rate 
payments over the life of the agreement without exchange of the underlying notional amount. 

In  April  2012,  we  entered  into  a  forward  starting  interest  rate  swap  agreement  to  hedge  against  changes  in 
future cash flows resulting from changes in interest rates on $22,300,000 in variable-rate borrowings.  Under the 
terms  of  the  interest  rate  swap  agreement,  we  receive  from  the  counterparty  interest  on  the  notional  amount 
based on one-month LIBOR and pay to the counterparty a fixed rate of 1.92%.  This swap effectively converted 
$22,300,000  of  variable-rate  borrowings  to  fixed-rate  borrowings  from  July  1,  2013  to  May  1,  2019.    As  of 
December 31, 2014, this interest rate swap was valued as a liability of $425,000. 

F-20 

 
 
 
     
     
     
 
 
 
 
 
 
 
 
 
Agree Realty Corporation 

Notes to Consolidated Financial Statements 

In  December  2012,  we  entered  into  interest  rate  swap  agreements  to  hedge  against  changes  in  future  cash 
flows resulting from changes in interest rates on $25,000,000 in variable-rate borrowings.  Under the terms of the 
interest rate swap agreement, we receive from the counterparty interest on the notional amount based on one-
month LIBOR and pay to the counterparty a fixed rate of 0.89%.  This swap effectively converted $25,000,000 of 
variable-rate borrowings to fixed-rate borrowings from December 6, 2012 to April 4, 2018.  As of December 31, 
2014, this interest rate swap was valued as an asset of $274,000. 

In September 2013, we entered into an interest rate swap agreement to hedge against changes in future cash 
flows resulting from changes in interest rates on $35,000,000 in variable-rate borrowings.  Under the terms of the 
interest rate swap agreement, we receive from the counterparty interest on the notional amount based on one-
month LIBOR and pay to the counterparty a fixed rate of 2.20%. This swap effectively converted $35,000,000 of 
variable-rate borrowings to fixed-rate borrowings from October 3, 2013 to September 29, 2020.  As of December 
31, 2014, this interest rate swap was valued as a liability of $911,000. 

In  July  2014,  we  entered  into  interest  rate  swap  agreements  to  hedge  against  changes  in  future  cash  flows 
resulting  from  changes  in  interest  rates  on  $65,000,000  in  variable-rate  borrowings.    Under  the  terms  of  the 
interest rate swap agreement, we receive from the counterparty interest on the notional amount based on one-
month LIBOR and pay to the counterparty a fixed rate of 2.09%.  This swap effectively converted $65,000,000 of 
variable-rate borrowings to fixed-rate borrowings from July 21, 2014 to July 21, 2021.  As of December 31, 2014, 
this interest rate swap was valued as a liability of $1,047,000. 

Companies are required to recognize all derivative instruments as either assets or liabilities at fair value on the 
balance  sheet.  The  Company  has  designated  these  derivative  instruments  as  cash  flow  hedges.    As  such, 
changes  in  the  fair  value  of  the  derivative  instrument  are  recorded  as  a  component  of  other  comprehensive 
income (loss) for the year ended December 31, 2014  to the extent of effectiveness.  The ineffective portion of 
the  change  in  fair  value  of  the  derivative  instrument  is  recognized  in  interest  expense.    For  the  year  ended 
December 31, 2014, the Company has determined these derivative instruments to be effective hedges. 

The company had the following outstanding interest rate derivatives that were designated as cash flow hedges 
of interest rate risk: 

Interest Rate Derivatives

Number of Instruments

Notional

December 31, 
2014

December 31, 
2013

December 31, 
2014

December 31, 
2013

Interest Rate Swap

4

3

$     

146,398,078

$       

82,017,758

The table below presents the estimated fair value of the Company’s derivative financial instruments as  well as 
their classification in the consolidated balance sheets.   

F-21 

 
 
 
 
 
 
 
                       
                       
 
 
 
Agree Realty Corporation 

Notes to Consolidated Financial Statements 

Asset Derivatives

December 31, 2014

December 31, 2013

Balance Sheet 
Location

Fair Value

Balance Sheet 
Location

Fair Value

Other Assets

$           

274,013

Other Assets

$           

679,234

Liability Derivatives

December 31, 2014

December 31, 2013

Balance Sheet 
Location

Fair Value

Balance Sheet 
Location

Fair Value

Other Liabilities

$         

2,383,308

Other Liabilities

$           

204,696

Derivatives designated as 
cash flow hedges:
Interest Rate Swaps

Derivatives designated as 
cash flow hedges:
Interest Rate Swaps

The  table  below  presents  the  effect  of  the  Company’s  derivative  financial  instruments  in  the  consolidated 
statements of operations and other comprehensive loss for the years ended December 31, 2014 and 2013. 

Deriva ives in 
Cash Flow 
Hedging 
Relationships

Amount of Income/(Loss) Recognized 
in OCI on Derivative (Effec ive Portion)

Location of 
Income/(Loss) 
Reclassifed from 
Accumulated OCI 
into Income 
(Effective Portion)

Amount of Income/(Loss) Reclassified 
from Accumulated OCI into Expense 
(Effective Por ion)

2014

2013

2014

2013

Loca ion of Loss 
Recognized In 
Income of 
Deriva ive 
(Ineffective 
Por ion and 
Amount Excluded 
from 
Effec iveness 
Testing)

Amount of Loss 
Recognized in 
Income on 
Deriva ive 
(Ineffective 
Por ion and 
Amount 
Excluded from 
Effectiveness 
Tes ing and 

2014

2013

Interest rate swaps

$       

(2,583,832)

$         

1,812,536

Interest Expense

$       

(1,875,420)

$          

(773,120)

-$ 

-$ 

The  Company  does  not  use  derivative instruments for  trading  or  other  speculative  purposes  and  did  not  have 
any other derivative instruments or hedging activities as of December 31, 2014. 

Note 9 – Discontinued Operations 
We  elected  to  early  adopt  ASU  2014-08  "Reporting  Discontinued  Operations  and  Disclosures  of  Disposals  of 
Components  of  an  Entity"  in  the  first  quarter  of  2014.  The  adoption  of  this  guidance  had  an  effect  on  the 
presentation  of  our  consolidated  financial  statements.    Beginning  in  2014,  activities  related  to  individual  asset 
sales are generally no longer classified as discontinued operations except for the property classified as held for 
sale as of December 31, 2013. 

In  January  2014,  the  Company  sold  a  Kmart-anchored  shopping  center  in  Ironwood,  Michigan,  which  was 
classified as held for sale on December 31, 2013, for approximately $5,000,000.  The results of operations for 
this  property  are  reported  in  discontinued  operations  for  the  twelve  months  ended  2014,  2013  and  2012, 
including  revenues  of  approximately  $42,600,  $1,281,000  and  $1,165,000  respectively,  and  expenses  of 
approximately $28,000, $990,000 and $481,000, respectively. 

In January 2013, the Company sold a single tenant property located in Ypsilanti, Michigan, which was classified 
as held for sale on December 31, 2012, for approximately $5,600,000.  The results of operations for this property 
are  reported  in  discontinued  operations  for  the  twelve  months  ended  2013  and  2012,  including  revenues  of 
approximately  $9,300  and  $346,000,  respectively,  and  expenses  of  approximately  $2,300  and  $75,900, 
respectively.   

F-22 

 
 
 
 
 
 
 
 
 
 
 
Agree Realty Corporation 

Notes to Consolidated Financial Statements 

During  2012,  the  Company  sold  six  non-core  properties,  including  a  Kmart-anchored  shopping  center  in 
Charlevoix,  Michigan,  a  Kmart-anchored  shopping  center  in  Plymouth, Wisconsin,  a  Kmart-anchored  shopping 
center  in  Shawano,  Wisconsin,  a  vacant  single  tenant  office  property  and  two  vacant  single  tenant  retail 
properties.    In  addition,  the  Company  conveyed  four  mortgaged  properties,  which  were  previously  leased  to 
Borders,  Inc.,  to  the  lender  in  March  2012  pursuant  to  a  consensual  deed-in-lieu-of-foreclosure  process  that 
satisfied the loans.  The results of operations for these properties are reported as discontinued operations for the 
twelve  months  ended  2012  including  revenues  of  approximately  $2,421,000  and  expenses  of  approximately 
$949,000. 

Note 10 – Fair Value Measurements 
The table below sets forth the Company’s fair value hierarchy for assets and liabilities measured or disclosed at 
fair value as of December 31, 2014. 

Asset:
Interest rate swaps

Level 1
$                  
-

Level 2

$        

274,013

Level 3
$                  
-

Carrying Value
$        
274,013

Liability:
Interest rate swaps
Mortgage notes payable
Revolving credit facility
Unsecured term loans

Level 1
$                  
-
$                  
-
$                  
-
$                  
-

Level 2
$     
2,383,308
$                  
-
15,000,000
$   
$                  
-

Level 3
$                  
-
107,814,314
$ 
$                  
-
$   
97,918,642

Carrying Value
$     
2,383,308
$ 
106,762,238
$   
15,000,000
$ 
100,000,000

The table below sets forth the Company’s fair value hierarchy for liabilities measured or disclosed at fair value as 
of December 31, 2013. 

Asset:
Interest rate swaps

Level 1
$                  
-

Level 2

$        

679,234

Level 3
$                  
-

Carrying Value
$        
679,234

Liability:
Interest rate swaps
Mortgage notes payable
Revolving credit facility
Unsecured term loan

Level 1
$                  
-
$                  
-
$                  
-
$                  
-

Level 2

204,696
$        
$                  
-
$     
9,500,000
$                  
-

Level 3
$                  
-
108,385,281
$ 
$                  
-
$   
32,728,011

Carrying Value
$        
204,696
$ 
113,897,758
$     
9,500,000
$   
35,000,000

The  carrying  amounts  of  the  Company’s  short-term  financial  instruments,  which  consist  of  cash,  cash 
equivalents, receivables, and accounts payable, approximate their fair values.  The fair value of the interest rate 
swaps  were  derived  using  estimates  to  settle  the  interest  rate  swap  agreements,  which  are  based  on  the  net 
present value of expected future cash flows on each leg of the swap utilizing market-based inputs and discount 
rates  reflecting  the  risks  involved.    The  fair  value  of  fixed  mortgages  was  derived  using  the  present  value  of 
future mortgage payments based on estimated current market interest rates of 4.17% and 5.04% at December 
31, 2014 and 2013, respectively.  The fair value of variable rate debt is estimated to be equal to the face value of 
the debt because the interest rates are floating and is considered to approximate fair value. 

Note 11 – Equity Incentive Plan 
In 2005, the Company’s stockholders approved the 2005 Equity Incentive Plan (the “2005 Plan”), which replaced 
a stock incentive plan established in 1994.  The 2005 Plan authorized the issuance of a maximum of 1,000,000 
shares of common stock.  

In  2014,  the  Company’s  stockholders  approved  the  2014  Omnibus  Incentive  Plan  (the  “2014  Plan”),  which 
replaced the 2005 Plan.  The 2014 Plan authorizes the issuance of a maximum of 700,000 shares of common 
stock.  

No options were granted during 2014, 2013 or 2012. 

F-23 

 
 
 
 
 
 
 
 
 
 
 
Agree Realty Corporation 

Notes to Consolidated Financial Statements 

Restricted common stock has been granted to certain employees under both the 2005 Plan and the 2014 Plan.  
As  of  December  31,  2014,  there  was  $4,319,000  of  total  unrecognized  compensation  costs  related  to  the 
outstanding restricted stock, which is expected to be recognized over a  weighted average period of 3.0 years.  
The Company used 0% for both the discount factor and forfeiture rate for determining the fair value of restricted 
stock.  The Company has deemed historical forfeitures insignificant and does not consider discount rates to be 
material.   

The holder of a restricted share award is generally entitled at all times on and after the date of issuance of the 
restricted shares to  exercise the rights of a stockholder of the Company, including the right to vote the shares 
and the right to receive dividends on the shares.  The Company granted 81,082, 87,950, and 94,850 shares of 
restricted  stock  in  2014,  2013,  and  2012,  respectively  to  employees  and  sub-contractors  under  the  2005  Plan 
and 2,128  shares  of restricted stock in 2014 under the 2014 Plan.  The restricted shares vest over a five-year 
period based on continued service to the Company.   

Restricted share activity is summarized as follows: 

Shares 
Outstanding

W eighted 
Average Grant 
Date
 Fair Value

Unvested restricted stock at December 31, 2011

              216,920 

$               

21.74

Restricted stock granted
Restricted stock vested
Restricted stock forfeited

               94,850 
              (55,870)
(5,720)

$               
$               
$               

24.40
21.87
24.32

Unvested restricted stock at December 31, 2012

250,180

$               

22.66

Restricted stock granted
Restricted stock vested
Restricted stock forfeited

               87,950 
              (73,368)
              (15,680)

 $              27.70 
 $              22.50 
 $              25.01 

Unvested restricted stock at December 31, 2013

              249,082 

 $              24.33 

Restricted stock granted
Restricted stock vested
Restricted stock forfeited

               83,210 
              (79,588)
              (14,078)

 $              28.72 
 $              22.64 
 $              26.03 

Unvested restricted stock at December 31, 2014

              238,626 

 $              26.24   

Note 12 – Profit-Sharing Plan 
The Company  has  a discretionary  profit-sharing  plan  whereby it contributes to the plan  such amounts  as the 
Board of Directors of the Company determines. The participants in the plan cannot make any contributions to 
the plan. Contributions to the plan are allocated to the employees based on their percentage of compensation 
to the total compensation of all employees for the plan year. Participants in the plan become fully vested after 
six years of service. No contributions were made to the plan in 2014, 2013, or 2012. 

Note 13 – Quarterly Financial Data (Unaudited) 
The following summary represents the unaudited results of operations of the Company, expressed in thousands 
except per share amounts, for the periods from January 1, 2013 through December 31, 2014. Certain amounts 
have been reclassified to conform to the current presentation of discontinued operations: 

F-24 

 
 
 
 
 
 
                
             
 
 
 
Agree Realty Corporation 

Notes to Consolidated Financial Statements 

2014
Three Months Ended

March 31

June 30

September 
30

December 31

Revenue

Net Income

$             

12,575

$             

12,904

$        

13,757

$        

14,323

$               

5,509

$               

2,716

$          

4,966

$          

5,723

Earnings per Share - diluted

$                 

0.37

$                 

0.18

$           

0.33

$           

0.36

2013
Three Months Ended

March 31

June 30

September 
30

December 31

Revenue

Net Income

$               

9,928

$             

10,601

$        

11,272

$        

11,716

$               

5,392

$               

4,530

$          

4,646

$          

5,622

Earnings per Share - diluted

$                 

0.41

$                 

0.34

$           

0.35

$           

0.40

Note 14 – Commitments and Contingencies 
In the ordinary course of business, we are party to various legal actions which we believe are routine in nature 
and incidental to the operation of our business. We believe that the outcome of the proceedings will not have 
a material adverse effect upon our consolidated financial position or results of operations 

Note 15 – Subsequent Events 
In  January  2015,  the  Company  repaid  a  mortgage  loan  with  a  balance  of  $2,406,000  as  of  December  31, 
2014.  This loan had an effective interest rate of 6.63% and was fully amortizing with a final monthly payment 
due February 2017.  

In  January  2015,  the  Company  granted  a  total  of  77,801  shares  of  restricted  stock  to  employees  and 
associates  under  the  2014  Plan.    The  fair  value  of  these  grants  approximate  $2,609,000  and  the  restricted 
shares vest over a five year period based on continued service to the Company. 

On March 5, 2015, the Company declared a dividend of $0.45 per share for the quarter ending March 31, 2015 
for holders of record on March 31, 2015.  The holders of OP Units are also entitled to an equal distribution per 
OP Unit held as of March 31, 2015.  The amounts are to be paid on April 14, 2015. 

There were no other reportable subsequent events or transactions. 

F-25 

 
 
 
 
 
 
 
Agree Realty Corporation 
Schedule III – Real Estate and Accumulated Depreciation 

December 31, 2014 

COLUMN  A

COLUMN  B

            COLUMN  C

COLUMN  D

COLUMN  E

COLUMN  F COLUMN  G

Description
Real Estate Held for Investment

Encumbrance

Land

Initial Cost

Building and
Improvements

Costs 
Capitalized 
Subsequent to 
Acquisition

Gross Amount at Which Carried at Close of Period
Building and 
Improvements

Land

Total

Accumulated 
Depreciation

Date of
Acquisition

Borman Center, MI
Capital Plaza, KY
Grayling Plaza, MI
Marshall Plaza Two, MI
North Lakeland Plaza, FL
Oscoda Plaza, MI
Rapids Associates, MI
West Frankfort Plaza, IL
Omaha Store, NE
Wichita Store, KS
Monroeville, PA
Boynton Beach, FL
Lawrence, KS
Waterford, MI
Chesterfield Township, MI
Grand Blanc, MI
Pontiac, MI
Mt Pleasant Shopping Ctr, MI
Rochester, MI
Ypsilanti, MI
Petoskey, MI
Flint, MI
Flint, MI
New Baltimore, MI
Flint, MI
Indianapolis, IN
Big Rapids, MI
Flint, MI
Canton Twp, MI
Flint, MI
Webster, NY
A bion, NY
Flint, MI
Lansing, MI
Boynton Beach, FL
Midland, MI
Grand Rapids, MI

-
$                   
-
-
-
-
-
-
-
-
1,669,449
-
-
-
579,359
636,140
607,750
582,728
-
1,582,374
1,429,190
994,116
1,499,465
1,290,219
1,100,713
2,969,578

3,441,685

2,631,221
-
-
-
2,959,784

$        

550,000
7,379
200,000
-
1,641,879
183,295
705,000
8,002
150,000
1,039,195
6,332,158
1,534,942
981,331
971,009
1,350,590
1,104,285
1,144,190
907,600
2,438,740
2,050,000
-
2,026,625
1,477,680
1,250,000
1,729,851
180,000
1,201,675
-
1,550,000
1,537,400
1,600,000
1,900,000
1,029,000
785,000
1,569,000
2,350,000
1,450,000

$        

562,404
2,240,607
1,778,657
4,662,230
6,364,379
1,872,854
6,854,790
784,077

$   

1,087,596
3,510,133
-
159,688
2,052,496
-
2,157,041
202,463

-

-

1,690,644
2,249,724
2,043,122
3,000,000
1,562,869
1,757,830
1,998,919
1,808,955
8,081,968
2,188,050
2,222,097
2,332,473
1,879,700
2,241,293
2,285,781
1,798,091
1,117,617
2,014,107
471,272
2,132,096
1,961,674
2,438,781
3,037,864
2,165,463
348,501
2,363,524
2,313,413
2,646,591

(48,910)
(2,586,265)
3,754,994
(1,510,873)
135,390
(46,164)
43,929
(113,506)
1,024,052
1,949
32,641
1,179
(1,201)
-
(16,502)
660
-
(2,000)
(201,810)
23,020
-
-
-
(6,666)
3,045
-
(79,235)
-

$        

550,000
7,379
200,000
-
1,641,879
183,295
705,000
8,002
150,000
1,139,677
3,153,890
1,534,942
419,791
971,009
1,350,590
1,104,285
1,144,190
907,600
2,438,740
2,050,000
-
2,026,625
1,477,680
1,250,000
1,729,851
180,000
1,201,675
-
1,550,000
1,537,400
1,600,000
1,900,000
1,029,000
785,000
1,569,000
2,268,695
1,450,000

F-26 

$     

1,650,000
5,750,740
1,778,657
4,821,918
8,416,875
1,872,854
9,011,831
986,540
-
1,541,252
2,841,727
5,798,116
2,050,667
1,698,259
1,711,666
2,042,848
1,695,449
9,106,020
2,189,999
2,254,738
2,333,652
1,878,499
2,241,293
2,269,279
1,798,751
1,117,617
2,012,107
269,462
2,155,116
1,961,674
2,438,781
3,037,864
2,158,797
351,546
2,363,524
2,315,483
2,646,591

$     

2,200,000
5,758,119
1,978,657
4,821,918
10,058,754
2,056,149
9,716,831
994,542
150,000
2,680,929
5,995,617
7,333,058
2,470,458
2,669,268
3,062,256
3,147,133
2,839,639
10,013,620
4,628,739
4,304,738
2,333,652
3,905,124
3,718,973
3,519,279
3,528,602
1,297,617
3,213,782
269,462
3,705,116
3,499,074
4,038,781
4,937,864
3,187,797
1,136,546
3,932,524
4,584,178
4,096,591

$   

1,618,022
2,887,183
1,363,755
2,822,969
5,126,106
1,433,536
4,600,697
700,383
-
775,757
968,975
1,343,608
1,221,625
720,723
706,644
812,241
690,483
4,808,049
848,601
844,665
855,585
657,481
777,445
758,965
571,441
362,158
591,097
125,748
597,098
531,371
657,967
768,962
546,405
92,245
633,826
547,439
617,539

1977
1978
1984
1990
1987
1984
1990
1982
1995
1995
1996
1996
1997
1997
1998
1998
1998
1973
1999
1999
2000
2000
2001
2001
2002
2002
2003
2003
2003
2004
2004
2004
2004
2004
2004
2005
2005

COLUMN  H
Life on Which 
Depreciation in 
Latest Income 
Statement is 
Computed

40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
20 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years

 
 
 
 
 
                     
              
       
     
              
       
       
     
                     
          
       
                  
          
       
       
     
                     
                     
       
        
                     
       
       
     
                     
       
       
     
       
       
     
     
                     
          
       
                  
          
       
       
     
                     
          
       
     
          
       
       
     
                     
              
          
        
              
          
          
        
                     
          
          
                     
          
                  
       
       
       
        
       
       
       
        
                     
       
       
    
       
       
       
        
                     
       
       
     
       
       
       
     
                     
          
       
    
          
       
       
     
          
          
       
        
          
       
       
        
          
       
       
        
       
       
       
        
          
       
       
          
       
       
       
        
          
       
       
       
       
       
       
        
                     
          
       
     
          
       
     
     
       
       
       
           
       
       
       
        
       
       
       
          
       
       
       
        
          
                     
       
           
                     
       
       
        
       
       
       
          
       
       
       
        
       
       
       
                  
       
       
       
        
       
       
       
        
       
       
       
        
       
       
       
              
       
       
       
        
          
       
                  
          
       
       
        
       
       
          
       
       
       
        
                     
          
       
                     
          
          
        
       
       
          
       
       
       
        
       
       
       
                  
       
       
       
        
       
       
                  
       
       
       
        
       
       
                  
       
       
       
        
       
       
       
          
       
       
       
        
                     
          
          
           
          
          
       
          
                     
       
       
                  
       
       
       
        
                     
       
       
        
       
       
       
        
       
       
       
                  
       
       
       
        
 
 
 
Agree Realty Corporation 
Schedule III – Real Estate and Accumulated Depreciation 

December 31, 2014 

COLUMN  A

COLUMN  B

            COLUMN  C

COLUMN  D

COLUMN  E

COLUMN  F COLUMN  G

Description

Encumbrance

Land

Initial Cost

Building and
Improvements

Costs 
Capitalized 
Subsequent to 
Acquisition

Gross Amount at Which Carried at Close of Period
Building and 
Improvements

Land

Total

Accumulated 
Depreciation

Date of
Acquisition

Delta Township, MI
Roseville, MI
Mt Pleasant, MI
N Cape May, NJ
Summit Twp, MI
Livonia, MI
Barnesville, GA
East Lansing, MI
Plainfield, IN
Macomb Township, MI
She by Township, MI
Silver Springs Shores, FL
Brighton, MI
Port St John, FL
Lowell, MI
Southfield, MI
Atchison, KS
Johnstown, OH
Lake in the Hills, IL
Concord, NC
Antioch, IL
St Augustine Shores, FL
Atlantic Beach, FL
Mansfield, CT
Spring Grove, IL
Ann Arbor, MI
Tallahassee, FL
Wilmington, NC
Marietta, GA
Baltimore, MD
Dallas, TX
Chandler, AZ
New Lenox, IL
Roseville, CA
Fort Walton Beach, FL
Leawood, KS
Salt Lake City, UT

3,090,351
2,336,328
1,252,087
-
1,431,882
4,240,564
-
-
-
3,955,574
3,383,595
3,637,014
-
-
-
-
-
2,384,927
-
-
1,669,449
-
3,452,182
2,170,284
2,313,000
-
1,628,000
2,186,000
900,000
2,534,000
1,844,000
1,550,203
1,192,464
4,752,000
1,768,000
3,204,294
4,948,724

2,075,000
1,771,000
1,075,000
1,075,000
998,460
1,200,000
932,500
240,000
4,549,758
2,621,500
2,055,174
1,975,000
1,365,000
2,320,860
890,000
1,200,000
943,750
485,000
2,135,000
7,676,305
1,087,884
1,700,000
1,650,000
700,000
1,191,199
-
-
1,500,000
575,000
2,610,430
701,320
332,868
1,422,488
2,800,000
542,200
989,622
-

2,535,971
2,327,052
1,432,390
1,430,092
1,336,357
3,441,694
2,091,514
54,531
-
3,484,212
2,533,876
2,504,112
2,802,036
2,402,641
1,930,182
125,616
3,021,672
2,799,502
3,328,560
-
-
1,973,929
1,904,357
1,902,191
-
3,061,507
1,482,462
1,348,591
696,297
-
778,905
793,898
-
3,695,455
1,958,790
3,003,541
6,810,104

7,004
-
4,787
495
12,686
817,589
5,490
-
114,383
(83,479)
47,775
(5,400)
5,615
880
10,190
2,064
-
-
-
-
-
(4,754)
1,262
508
968
2,634,651
-
-
6,359
(3,447)
1,042,730
360
-
(96,364)
303
16,198
(44,417)

2,075,000
1,771,000
1,075,000
1,075,000
998,460
1,200,000
932,500
240,000
4,664,141
2,537,222
2,058,474
1,975,000
1,365,000
2,320,860
890,000
1,200,000
823,170
485,000
1,690,000
7,676,305
1,087,884
1,700,000
1,650,000
700,000
1,192,167
2,660,582
-
1,500,000
575,000
2,606,983
701,320
332,868
1,422,488
2,695,636
542,200
989,622
-

F-27 

2,542,975
2,327,052
1,437,177
1,430,587
1,349,043
4,259,283
2,097,004
54,531
-
3,485,011
2,578,351
2,498,712
2,807,651
2,403,521
1,940,372
127,690
3,142,252
2,799,502
3,773,560
-
-
1,969,175
1,905,619
1,902,699
-
3,035,576
1,482,462
1,348,591
702,656
-
1,821,635
794,258
-
3,703,455
1,959,093
3,019,739
6,765,687

4,617,975
4,098,052
2,512,177
2,505,587
2,347,503
5,459,283
3,029,504
294,531
4,664,141
6,022,233
4,636,825
4,473,712
4,172,651
4,724,381
2,830,372
1,327,690
3,965,422
3,284,502
5,463,560
7,676,305
1,087,884
3,669,175
3,555,619
2,602,699
1,192,167
5,696,158
1,482,462
2,848,591
1,277,656
2,606,983
2,522,955
1,127,126
1,422,488
6,399,091
2,501,293
4,009,361
6,765,687

582,824
530,857
326,346
324,859
277,204
778,062
377,868
9,519
-
595,339
412,803
374,942
409,370
340,484
254,610
16,617
351,996
314,945
418,963
-
-
202,933
198,398
196,213
-
321,871
149,791
129,240
61,402
-
144,737
64,571
-
308,554
151,009
226,480
542,896

2005
2005
2005
2005
2006
2007
2007
2007
2007
2008
2008
2009
2009
2009
2009
2009
2010
2010
2010
2010
2010
2010
2010
2010
2010
2010
2010
2011
2011
2011
2011
2011
2011
2011
2011
2011
2011

COLUMN  H
Life on Which 
Depreciation in 
Latest Income 
Statement is 
Computed

40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years

 
 
 
 
 
       
       
       
           
       
       
       
        
       
       
       
                  
       
       
       
        
       
       
       
           
       
       
       
        
                     
       
       
              
       
       
       
        
       
          
       
          
          
       
       
        
       
       
       
        
       
       
       
        
                     
          
       
           
          
       
       
        
                     
          
            
                  
          
            
          
           
                     
       
                     
        
       
                     
       
                  
       
       
       
        
       
       
       
        
       
       
       
          
       
       
       
        
       
       
       
          
       
       
       
        
                     
       
       
           
       
       
       
        
                     
       
       
              
       
       
       
        
                     
          
       
          
          
       
       
        
                     
       
          
           
       
          
       
          
                     
          
       
                  
          
       
       
        
       
          
       
                  
          
       
       
        
                     
       
       
                  
       
       
       
        
                     
       
                     
                  
       
                     
       
                  
       
       
                     
                  
       
                     
       
                  
                     
       
       
          
       
       
       
        
       
       
       
           
       
       
       
        
       
          
       
              
          
       
       
        
       
       
                     
              
       
                     
       
                  
                     
                     
       
     
       
       
       
        
       
                     
       
                  
                     
       
       
        
       
       
       
                  
       
       
       
        
          
          
          
           
          
          
       
          
       
       
                     
          
       
                     
       
                  
       
          
          
     
          
       
       
        
       
          
          
              
          
          
       
          
       
       
                     
                  
       
                     
       
                  
       
       
       
        
       
       
       
        
       
          
       
              
          
       
       
        
       
          
       
          
          
       
       
        
       
                     
       
        
                     
       
       
        
 
 
 
Agree Realty Corporation 
Schedule III – Real Estate and Accumulated Depreciation 

December 31, 2014 

COLUMN  A

COLUMN  B

            COLUMN  C

COLUMN  D

COLUMN  E

COLUMN  F COLUMN  G

Description

Encumbrance

Land

Initial Cost

Building and
Improvements

Costs 
Capitalized 
Subsequent to 
Acquisition

Gross Amount at Which Carried at Close of Period
Building and 
Improvements

Land

Total

Accumulated 
Depreciation

Date of
Acquisition

Burton, MI
Macomb Township, MI
Madison, AL
Wa ker, MI
Portland, OR
Cochran, GA
Baton Rouge, LA
Southfield, MI
Clifton Heights, PA
Newark, DE
Vineland, NJ
Fort Mill, SC
Spartanburg, SC
Springfield, IL
Jacksonville, NC
Morrow, GA
Charlotte, NC
Lyons, GA
Fuquay-Varina, NC
Minneapolis, MN
Lake Zurich, IL
Lebanon, VA
Harlingen, TX
Wichita, TX
Pensacola, FL
Pensacola, FL
Venice, FL
St. Joseph, MO
Statham, GA
North Las Vegas, NV
Memphis, TN
Rancho Cordova, CA
Kissimmee, FL
Pinellas Park, FL
Manchester, CT
Rapid City, SD
Chicago, IL

-
1,793,000
1,552,000
887,000
-
-
1,073,217
1,483,000
3,898,994
2,492,444
2,188,562
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-

80,000
1,605,134
675,000
219,200
7,969,403
365,714
-
1,178,215
2,543,941
2,117,547
4,102,710
750,000
250,000
302,520
676,930
525,000
1,822,900
121,627
2,042,225
1,088,015
780,974
300,000
430,000
340,000
650,000
400,000
1,300,196
377,620
191,919
214,552
322,520
3,889,612
1,453,500
2,625,000
397,800
1,017,800
272,222

-
-
1,317,927
1,024,738
-
2,053,726
1,188,322
-
3,038,561
4,777,516
1,501,854
1,187,380
765,714
653,654
1,482,748
1,383,489
3,531,275
2,155,635
1,763,768
345,958
7,909,277
612,582
1,614,378
1,530,971
1,165,415
1,507,583
-
7,639,521
3,851,073
717,435
748,890
3,232,662
971,683
874,542
325,705
2,348,032
649,063

-
-
-
-
161
-
-
-
-
-
-
-
-
-
-
(99,850)
(572,344)
(126,199)
(255,778)
(54,430)
28,174
16,363
12,854
12,854
12,854
12,854
4,891
-
-
-
-
282,130
-
3,965
-
-
-

80,000
1,605,134
675,000
219,200
7,969,564
365,714
-
1,178,215
2,543,941
2,117,547
4,102,710
750,000
250,000
302,520
676,930
525,000
1,822,900
121,627
2,042,225
826,635
780,974
300,000
430,000
340,000
650,000
400,000
1,305,087
377,620
191,919
214,552
322,520
3,889,612
1,453,500
2,625,000
397,800
1,017,800
272,222

F-28 

-
-
1,317,927
1,024,738
-
2,053,726
1,188,322
-
3,038,561
4,777,516
1,501,854
1,187,380
765,714
653,654
1,482,748
1,283,639
2,958,931
2,029,436
1,507,990
552,908
7,937,451
628,945
1,627,232
1,543,825
1,178,269
1,520,437
-
7,639,521
3,851,073
717,435
748,890
3,514,792
971,683
878,507
325,705
2,348,032
649,063

80,000
1,605,134
1,992,927
1,243,938
7,969,564
2,419,440
1,188,322
1,178,215
5,582,502
6,895,063
5,604,564
1,937,380
1,015,714
956,174
2,159,678
1,808,639
4,781,831
2,151,063
3,550,215
1,379,543
8,718,425
928,945
2,057,232
1,883,825
1,828,269
1,920,437
1,305,087
8,017,141
4,042,992
931,987
1,071,410
7,404,404
2,425,183
3,503,507
723,505
3,365,832
921,285

-
-
98,844
70,448
-
128,358
76,746
-
186,554
293,318
92,792
71,738
45,464
38,130
86,494
72,829
162,660
105,963
79,074
28,366
405,111
31,447
81,362
77,191
58,913
76,022
-
366,060
184,531
33,630
34,324
148,482
42,511
34,716
13,571
95,389
25,692

2011
2012
2012
2012
2012
2012
2012
2012
2012
2012
2012
2012
2012
2012
2012
2012
2012
2012
2012
2012
2012
2012
2012
2012
2012
2012
2012
2013
2013
2013
2013
2013
2013
2013
2013
2013
2013

COLUMN  H
Life on Which 
Depreciation in 
Latest Income 
Statement is 
Computed

40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years

 
 
 
 
 
                     
            
                     
                  
            
                     
            
                  
       
       
                     
                  
       
                     
       
                  
       
          
       
                  
          
       
       
          
          
          
       
                  
          
       
       
          
                     
       
                     
              
       
                     
       
                  
                     
          
       
                  
          
       
       
        
       
                     
       
                  
                     
       
       
          
       
       
                     
                  
       
                     
       
                  
       
       
       
                  
       
       
       
        
       
       
       
                  
       
       
       
        
       
       
       
                  
       
       
       
          
                     
          
       
                  
          
       
       
          
                     
          
          
                  
          
          
       
          
                     
          
          
                  
          
          
          
          
                     
          
       
                  
          
       
       
          
                     
          
       
        
          
       
       
          
                     
       
       
       
       
       
       
        
                     
          
       
       
          
       
       
        
                     
       
       
       
       
       
       
          
                     
       
          
        
          
          
       
          
                     
          
       
          
          
       
       
        
                     
          
          
          
          
          
          
          
                     
          
       
          
          
       
       
          
                     
          
       
          
          
       
       
          
                     
          
       
          
          
       
       
          
                     
          
       
          
          
       
       
          
                     
       
                     
           
       
                     
       
                  
                     
          
       
                  
          
       
       
        
                     
          
       
                  
          
       
       
        
                     
          
          
                  
          
          
          
          
                     
          
          
                  
          
          
       
          
                     
       
       
        
       
       
       
        
                     
       
          
                  
       
          
       
          
                     
       
          
           
       
          
       
          
                     
          
          
                  
          
          
          
          
                     
       
       
                  
       
       
       
          
                     
          
          
                  
          
          
          
          
 
 
 
Agree Realty Corporation 
Schedule III – Real Estate and Accumulated Depreciation 

December 31, 2014 

COLUMN  A

COLUMN  B

            COLUMN  C

COLUMN  D

COLUMN  E

COLUMN  F COLUMN  G

Description

Encumbrance

Land

Initial Cost

Building and
Improvements

Costs 
Capitalized 
Subsequent to 
Acquisition

Gross Amount at Which Carried at Close of Period
Building and 
Improvements

Land

Total

Accumulated 
Depreciation

Date of
Acquisition

Brooklyn, OH
Madisonville, TX
Baton Rouge, LA
Forest, MS
Sun Valley, NV
Rochester, NY
Allentown, PA
Casselberry, FL
Berwyn, IL
Grand Forks, ND
Ann Arbor, MI
Joplin, MO
Red Bay, AL
Birmingham, AL
Birmingham, AL
Birmingham, AL
Birmingham, AL
Montgomery, AL
Littleton, CO
St Petersburg, FL
St Augustine, FL
East Palatka, FL
Pensacola, FL
Jacksonville, FL
Jacksonville, FL
Fort Oglethorpe, GA
New Lenox, IL
Rockford, IL
Indianapolis, IN
Terre Haute, IN
Junction City, KS
Baton Rouge, LA
Lincoln Park, MI
Novi, MI
Bloomfield Hills, MI
Moreahead, MN
Fergus Falls, MN

-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
5,595,327
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-

3,643,700
96,680
271,400
-
308,495
2,500,000
2,525,051
1,804,000
186,791
1,502,609
3,000,000
1,208,225
38,981
230,106
245,234
98,271
235,641
325,389
819,000
1,225,000
200,000
730,000
136,365
297,066
299,312
1,842,240
2,010,000
303,395
575,000
103,147
78,271
226,919
543,303
1,803,857
1,340,000
511,645
405,617

15,079,714
1,087,642
1,086,434
1,298,176
1,373,336
7,398,639
7,896,613
793,101
933,959
2,301,337
4,595,757
1,160,843
2,528,437
231,313
251,339
179,824
127,477
217,850
8,756,266
1,025,247
1,523,230
575,236
398,773
312,818
348,862
2,844,126
6,206,252
2,436,873
1,871,110
2,477,263
2,504,294
347,691
1,408,544
1,488,505
2,003,406
870,732
561,332

-
-
-
-
2,819
-
-
-
5,400
1,801,028
276,163
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-

3,643,700
96,680
271,400
-
308,495
2,500,000
2,525,051
1,804,000
186,791
1,502,609
3,000,000
1,208,225
38,981
230,106
245,234
98,271
235,641
325,389
819,000
1,225,000
200,000
730,000
136,365
297,066
299,312
1,842,240
2,010,000
303,395
575,000
103,147
78,271
226,919
543,303
1,803,857
1,340,000
511,645
405,617

15,079,714
1,087,642
1,086,434
1,298,176
1,376,155
7,398,639
7,896,613
793,101
939,359
4,102,365
4,871,920
1,160,843
2,528,437
231,313
251,339
179,824
127,477
217,850
8,756,266
1,025,247
1,523,230
575,236
398,773
312,818
348,862
2,844,126
6,206,252
2,436,873
1,871,110
2,477,263
2,504,294
347,691
1,408,544
1,488,505
2,003,406
870,732
561,332

18,723,414
1,184,322
1,357,834
1,298,176
1,684,650
9,898,639
10,421,664
2,597,101
1,126,150
5,604,974
7,871,920
2,369,068
2,567,418
461,419
496,573
278,095
363,118
543,239
9,575,266
2,250,247
1,723,230
1,305,236
535,138
609,884
648,174
4,686,366
8,216,252
2,740,268
2,446,110
2,580,410
2,582,565
574,610
1,951,847
3,292,362
3,343,406
1,382,377
966,949

565,489
40,787
38,478
45,977
45,848
238,914
254,995
28,089
25,430
112,148
131,372
33,858
10,535
482
524
375
266
454
54,727
19,223
9,520
3,595
831
-
-
65,178
34,234
15,230
35,083
-
-
724
26,410
-
6,966
3,628
2,339

2013
2013
2013
2013
2013
2013
2013
2013
2013
2013
2013
2013
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014

F-29 

COLUMN  H
Life on Which 
Depreciation in 
Latest Income 
Statement is 
Computed

40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years

 
 
 
 
 
                     
       
     
                  
       
     
     
        
                     
            
       
                  
            
       
       
          
                     
          
       
                  
          
       
       
          
                     
                     
       
                  
                     
       
       
          
                     
          
       
           
          
       
       
          
                     
       
       
                  
       
       
       
        
                     
       
       
                  
       
       
     
        
                     
       
          
                  
       
          
       
          
                     
          
          
           
          
          
       
          
                     
       
       
     
       
       
       
        
                     
       
       
        
       
       
       
        
                     
       
       
                  
       
       
       
          
                     
            
       
                  
            
       
       
          
                     
          
          
                  
          
          
          
              
                     
          
          
                  
          
          
          
              
                     
            
          
                  
            
          
          
              
                     
          
          
                  
          
          
          
              
                     
          
          
                  
          
          
          
              
       
          
       
                  
          
       
       
          
                     
       
       
                  
       
       
       
          
                     
          
       
                  
          
       
       
           
                     
          
          
                  
          
          
       
           
                     
          
          
                  
          
          
          
              
                     
          
          
                  
          
          
          
                  
                     
          
          
                  
          
          
          
                  
                     
       
       
                  
       
       
       
          
                     
       
       
                  
       
       
       
          
                     
          
       
                  
          
       
       
          
                     
          
       
                  
          
       
       
          
                     
          
       
                  
          
       
       
                  
                     
            
       
                  
            
       
       
                  
                     
          
          
                  
          
          
          
              
                     
          
       
                  
          
       
       
          
                     
       
       
                  
       
       
       
                  
                     
       
       
                  
       
       
       
           
                     
          
          
                  
          
          
       
           
                     
          
          
                  
          
          
          
           
 
 
 
Agree Realty Corporation 
Schedule III – Real Estate and Accumulated Depreciation 

December 31, 2014 

COLUMN  A

COLUMN  B

            COLUMN  C

COLUMN  D

COLUMN  E

COLUMN  F COLUMN  G

Description

Encumbrance

Land

Initial Cost

Building and
Improvements

Costs 
Capitalized 
Subsequent to 
Acquisition

Gross Amount at Which Carried at Close of Period
Building and 
Improvements

Land

Total

Accumulated 
Depreciation

Date of
Acquisition

Fergus Falls, MN
Park Rapids, MN
Jackson, MS
Belton, MO
Great Falls, MT
Irvington, NJ
East Grand Forks, ND
Fargo, ND
Fargo, ND
Jamestown, ND
Grand Forks, ND
Grand Forks, ND
Grand Forks, ND
Toledo, OH
Toledo, OH
Toledo, OH
Toledo, OH
Port Clinton, OH
Mansfield, OH
Orville, OH
Akron, OH
Akron, OH
Hubbard, OH
Youngstown, OH
Calcutta, OH
Columbus, OH
Tulsa, OK
Ligonier, PA
Clarion, PA
Mercer, PA
Limerick, PA
Harrisbuarg, PA
Andreson, SC
Easley, SC
Spartanburg, SC
Spartanburg, SC
Columbia, SC

-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-

327,247
413,151
256,789
714,775
945,765
315,000
313,454
513,505
629,484
234,545
540,658
762,471
529,087
500,000
155,250
213,750
168,750
75,000
306,000
344,250
427,750
696,000
204,000
285,000
208,050
-
459,148
330,000
121,200
121,200
369,000
124,757
781,200
332,275
141,307
94,770
303,932

655,973
706,884
172,184
7,173,999
753,222
1,313,025
914,676
1,201,532
707,799
1,158,486
813,776
554,595
676,026
1,372,363
762,500
754,675
785,000
721,100
725,600
716,600
715,700
845,000
726,500
745,700
758,750
1,136,250
640,550
5,021,849
771,500
770,000
-
1,446,773
4,441,535
268,612
446,706
261,640
1,221,964

327,247
413,151
256,789
714,775
945,765
315,000
313,454
513,505
629,484
234,545
540,658
762,471
529,087
500,000
155,250
213,750
168,750
75,000
306,000
344,250
427,750
696,000
204,000
285,000
208,050
-
459,148
330,000
121,200
121,200
369,000
124,757
781,200
332,275
141,307
94,770
303,932

655,973
706,884
172,184
7,173,999
753,222
1,313,025
914,676
1,201,532
707,799
1,158,486
813,776
554,595
676,026
1,372,363
762,500
754,675
785,000
721,100
725,600
716,600
715,700
845,000
726,500
745,700
758,750
1,136,250
640,550
5,021,849
771,500
770,000
-
1,446,773
4,441,535
268,612
446,706
261,640
1,221,964

983,220
1,120,035
428,973
7,888,774
1,698,987
1,628,025
1,228,130
1,715,037
1,337,283
1,393,031
1,354,434
1,317,066
1,205,113
1,872,363
917,750
968,425
953,750
796,100
1,031,600
1,060,850
1,143,450
1,541,000
930,500
1,030,700
966,800
1,136,250
1,099,698
5,351,849
892,700
891,200
369,000
1,571,530
5,222,735
600,887
588,013
356,410
1,525,896

2,733
2,945
359
-
-
24,619
3,811
5,006
2,949
4,827
3,391
2,311
2,817
25,732
7,943
7,861
8,177
7,511
7,558
7,465
7,455
8,802
7,568
7,768
7,904
9,469
13,345
52,311
8,036
8,021
-
-
101,785
560
931
545
2,546

2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014

-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-

F-30 

COLUMN  H
Life on Which 
Depreciation in 
Latest Income 
Statement is 
Computed

40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years

 
 
 
 
 
                     
          
          
                  
          
          
          
           
                     
          
          
                  
          
          
       
           
                     
          
          
                  
          
          
          
              
                     
          
       
                  
          
       
       
                  
                     
          
          
                  
          
          
       
                  
                     
          
       
                  
          
       
       
          
                     
          
          
                  
          
          
       
           
                     
          
       
                  
          
       
       
           
                     
          
          
                  
          
          
       
           
                     
          
       
                  
          
       
       
           
                     
          
          
                  
          
          
       
           
                     
          
          
                  
          
          
       
           
                     
          
          
                  
          
          
       
           
                     
          
       
                  
          
       
       
          
                     
          
          
                  
          
          
          
           
                     
          
          
                  
          
          
          
           
                     
          
          
                  
          
          
          
           
                     
            
          
                  
            
          
          
           
                     
          
          
                  
          
          
       
           
                     
          
          
                  
          
          
       
           
                     
          
          
                  
          
          
       
           
                     
          
          
                  
          
          
       
           
                     
          
          
                  
          
          
          
           
                     
          
          
                  
          
          
       
           
                     
          
          
                  
          
          
          
           
                     
                     
       
                  
                     
       
       
           
                     
          
          
                  
          
          
       
          
                     
          
       
                  
          
       
       
          
                     
          
          
                  
          
          
          
           
                     
          
          
                  
          
          
          
           
                     
          
                     
                  
          
                     
          
                  
                     
          
       
                  
          
       
       
                  
                     
          
       
                  
          
       
       
        
                     
          
          
                  
          
          
          
              
                     
          
          
                  
          
          
          
              
                     
            
          
                  
            
          
          
              
                     
          
       
                  
          
       
       
           
 
 
Agree Realty Corporation 
Schedule III – Real Estate and Accumulated Depreciation 

December 31, 2014 

COLUMN  A

COLUMN  B

            COLUMN  C

COLUMN  D

COLUMN  E

COLUMN  F COLUMN  G

Description

Encumbrance

Land

Initial Cost

Building and
Improvements

Costs 
Capitalized 
Subsequent to 
Acquisition

Gross Amount at Which Carried at Close of Period
Building and 
Improvements

Land

Total

Accumulated 
Depreciation

Date of
Acquisition

Alcoa, TN
Knoxville, TN
Red Bank, TN
New Tazewell, TN
Maryville, TN
Morristown, TN
Clinton, TN
Knoxville, TN
Sweetwater, TN
McKinney, TX
Forest Va
Waynesboro, VA
Colonial Heights, VA
Chester, VA
Midlothian, VA
Ashland, VA
Mecanicsville, VA
Glen Allen, VA
Burlington, WA
Wausau, WI

Subtotal

Property Under Development

Various
Sub Total

Total 

-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
106,762,238

329,074
214,077
229,100
91,006
94,682
46,404
69,625
160,057
79,100
2,671,020
282,600
292,086
547,692
300,583
232,337
426,396
219,496
590,101
610,000
909,092
197,046,698

270,719
286,037
302,146
328,561
1,529,621
801,506
1,177,927
2,265,025
1,009,290
6,785,815
956,027
514,209
1,059,557
794,417
802,602
965,925
906,590
1,129,495
3,647,279
1,405,899
376,435,573

-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
15,435,489

329,074
214,077
229,100
91,006
94,682
46,404
69,625
160,057
79,100
2,671,020
282,600
292,086
547,692
300,583
232,337
426,396
219,496
590,101
610,000
909,092
195,091,303

270,719
286,037
302,146
328,561
1,529,621
801,506
1,177,927
2,265,025
1,009,290
6,785,815
956,027
514,209
1,059,557
794,417
802,602
965,925
906,590
1,129,495
3,647,279
1,405,899
393,826,467

599,793
500,114
531,246
419,567
1,624,303
847,910
1,247,552
2,425,082
1,088,390
9,456,835
1,238,627
806,295
1,607,249
1,095,000
1,034,939
1,392,321
1,126,086
1,719,596
4,257,279
2,314,991
588,917,770

564
596
629
-
-
-
-
-
-
84,823
17,926
1,071
2,207
1,655
1,672
2,012
1,889
2,353
8,869
17,588
59,089,851

2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014

-

-

-
-

229,242
229,242

-
-

-
-

229,242
229,242

229,242
229,242

-
-

N/A

N/A

$  

106,762,238

$  

197,046,698

$  

376,664,815

$ 

15,435,489

$  

195,091,303

$  

394,055,709

$  

589,147,012

$ 

59,089,851

F-31 

COLUMN  H
Life on Which 
Depreciation in 
Latest Income 
Statement is 
Computed

40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years
40 Years

 
 
 
 
 
                     
          
          
                  
          
          
          
              
                     
          
          
                  
          
          
          
              
                     
          
          
                  
          
          
          
              
                     
            
          
                  
            
          
          
                  
                     
            
       
                  
            
       
       
                  
                     
            
          
                  
            
          
          
                  
                     
            
       
                  
            
       
       
                  
                     
          
       
                  
          
       
       
                  
                     
            
       
                  
            
       
       
                  
                     
       
       
                  
       
       
       
          
                     
          
          
                  
          
          
       
          
                     
          
          
                  
          
          
          
           
                     
          
       
                  
          
       
       
           
                     
          
          
                  
          
          
       
           
                     
          
          
                  
          
          
       
           
                     
          
          
                  
          
          
       
           
                     
          
          
                  
          
          
       
           
                     
          
       
                  
          
       
       
           
                     
          
       
                  
          
       
       
           
                     
          
       
                  
          
       
       
          
    
    
    
   
    
    
    
   
 
                     
                 
          
               
                 
          
          
               
                 
                 
          
               
                 
          
          
               
Agree Realty Corporation 
Notes to Schedule III 

December 31, 2014 

1.  Reconciliation of Real Estate Properties
The following table reconciles the Real Estate Properties from January 1, 2012 to December 31, 2014.

2014

2013

2012

Balance at January 1
Construction and acquisition cost
Impairment charge
Disposition of real estate

$ 

476,168,824
143,365,974
(3,020,000)
(27,367,786)

$        

398,811,830
82,692,554
(450,000)
(4,885,560)

$ 

340,073,911
97,418,031

-

(38,680,112)

Balance at December 31

$ 

589,147,012

$        

476,168,824

$ 

398,811,830

2.  Reconciliation of Accumulated Depreciation
The following table reconciles the Real Estate Properties from January 1, 2012 to December 31, 2014.

2014

2013

2012

Balance at January 1
Current year depreciation expense
Disposition of real estate

$   

65,436,739
8,361,698
(14,708,586)

$          

58,856,688
6,930,145
(350,094)

$   

68,589,778
5,726,319
(15,459,409)

Balance at December 31

$   

59,089,851

$          

65,436,739

$   

58,856,688

3.  Tax Basis of Building and Improvements
The aggregate cost of Building and Improvements for federal income tax purposes is approximately
$14,723,000 less than the cost basis used for financial statement purposes.

F-32 

 
 
 
 
   
            
     
     
               
                
   
            
   
      
              
      
   
               
   
 
AGREE REALTY CORPORATION
Financial Highlights
NYSE: ADC

FUNDS FROM OPERATIONS
(in thousands)

2010

2011

2012

2013

2014

REAL ESTATE ASSETS
(in thousands)

$35,000

$30,000

$25,000

$20,000

$15,000

$600,000

$550,000

$500,000

$450,000

$400,000

$350,000

$300,000

$250,000

$200,000

2010

2011

2012

2013

2014

 
 
AGREE REALTY CORPORATION
Financial Highlights
NYSE: ADC

FUNDS FROM OPERATIONS
(in thousands)

2010

2011

2012

2013

2014

REAL ESTATE ASSETS
(in thousands)

$35,000

$30,000

$25,000

$20,000

$15,000

$600,000

$550,000

$500,000

$450,000

$400,000

$350,000

$300,000

$250,000

$200,000

2010

2011

2012

2013

2014

 
 
AGREE REALTY CORPORATION
Financial Highlights
NYSE: ADC

Financial - For Year Ended December 31,

2014

2013

2012

  Total revenues ($000's)

  Operating income ($000's)

  Funds from operations1 ($000's)

  Funds from operations per share1

  Dividends per share

Property Portfolio 

  Real estate assets, at cost ($000's)

  Total assets ($000's)

  Total debt and accrued interest ($000's)

  Number of properties

  Gross leasable area (sq. ft)

$     

53,559

$     

43,518

$     

34,624

$     

19,318

$     

19,244

$     

16,507

$     

33,316

$     

28,370

$     

23,364

$         

2.18

$         

2.10

$         

2.03

$         

1.74

$         

1.64

$         

1.60

2014

2013

2012

$   

589,147

$   

471,366

$   

398,812

$   

593,580

$   

462,742

$   

370,093

$   

222,483

$   

158,869

$   

161,242

209

130

109

4,315,000

3,662,000

3,259,000

TOTAL RETURN PERFORMANCE

250

200

150

100

e
u
l
a
V
x
e
d
n

I

50
12.31.09

12.31.10

12.31.11

12.31.12

12.31.13

12.31.14

Agree Realty Corporation

Russell 2000

SNL REIT Retail Shopping Ctr

Index

12.31.09

12.31.10

12.31.11

12.31.12

12.31.13

12.31.14

Agree Realty Corporation
Russell 2000
SNL REIT Retail Shopping Ctr

100.00
100.00
100.00

122.03
126.86
129.81

121.84
121.56
126.10

143.13
141.43
159.21

164.03
196.34
170.11

186.26
205.95
220.42

Period Ending

            
            
            
  
  
  
 
CORPORATE INFORMATION 

EXECUTIVE OFFICERS 

DIRECTORS

Richard Agree 
Executive Chairman 
Board of Directors 

Joey Agree 
President  
Chief Executive Officer 
Director 

John Rakolta, Jr.  
Chairman & Chief Executive 
Officer 
Walbridge 

William S. Rubenfaer 
President 
Rubenfaer Associates, PC 

Leon Schurgin 
Of Counsel 
Dawda Mann 

Annual Meeting of Stockholders 
Monday, May 4, 2015 at 10:00 am 
Embassy Suites 
850 Tower Drive 
Troy, MI 48098 

Auditors 
Grant Thornton LLP 
27777 Franklin Road 
Southfield, MI 48034 

Brian R. Dickman  
Chief Financial Officer 
Secretary 

Laith Hermiz 
Executive Vice President

Gene Silverman 
Retired, President & Chief 
Executive Officer 
Polygram Video 

Farris Kalil 
Retired, Director of Business 
Development of  
Commercial Lending 
Michigan National Bank 

Jerry Rossi 
Retired, Group President 
The TJX Companies 
CEO, R&R Consulting 

Counsel 
Honigman 
39400 Woodward Ave., Ste. 101 
Bloomfield Hills, MI 48304 

Registrar & Transfer Agent 
Computershare 
P.O. Box 30170 
College Station, TX 77842-3170 

www.agreerealty.com 

 
 
 
 
 
Corporate Headquarters
70 E. Long Lake Road | Bloomfield Hills, MI 48304
P 248.737.4190 | F 248.737.9110