Agree Realty
Annual Report 2015

Plain-text annual report

Dear Fellow Agree Shareholders, Our Company experienced another record year in 2015, completing a multi-year effort to transform our organization and construct the premier retail net lease portfolio in the industry. While it took patience, consistency, and discipline to accomplish, we believe the value of that execution is only beginning to take shape. When we commenced this effort in 2010, the Company’s little-known portfolio consisted of 73 properties in 16 states. Community shopping centers generated 29% of our rents and 70% of our tenant exposure was concentrated in just three tenants: Walgreens, Borders and Kmart. We were just emerging from the Great Recession, retailers were undergoing significant disruption and we had to determine how our strategy fit into the quickly evolving real estate landscape. We convened our leadership team, devised a strategy and quickly got to work - implementing a plan to diversify, expand and improve our portfolio, build an industry-leading team and take advantage of the opportunities that were in front of us. We launched an acquisition program that, combined with our other two investment platforms, has invested nearly $700 million since its inception. We enacted a targeted disposition program to reduce our exposure to legacy community shopping centers and non-core assets. We created our Partner Capital Solutions platform, which draws on our extensive real estate development experience and compliments our core development and acquisition capabilities. And lastly and most importantly, we retooled the foundation of the Company, our Team, with an emphasis on hiring first-class people to contribute to an elite organization. So, while I am very pleased with our 2015 results and look forward to outlining our major accomplishments and highlighting the multi-year transformation that we have now completed, I’d like to thank each of you, our shareholders, for supporting us along the way. With that, please allow me to review the Company’s victories from 2015. Record Real Estate Investment Activity In 2015, the Company once again established a new record for investment activity, deploying or committing $235 million into high-quality retail net lease properties. These properties are net leased to 41 industry- leading retailers, operating in 19 e-commerce resistant retail sectors and are located throughout 25 states. Over the past year, we acquired 73 assets for a new Company record of $220.1 million – breaking a record that was set just last year. These properties are leased to 40 different tenants operating in 19 diverse retail sectors. Our acquisition platform continues to drive our growth. Since its inception in April 2010, the Company has acquired 212 net leased properties for an aggregate purchase price of nearly $600 million. The properties acquired in 2015 had a weighted-average remaining lease term of 12.2 years, based on the date of acquisition, and were purchased at a weighted-average cap rate of 8.0%. Our newly acquired properties are leased to industry-leading retailers such as Walmart, Advance Auto Parts, Wendy’s, AT&T, KeyBank, Aaron’s, DSW and Taco Bell. While our acquisition team has been a consistent force of accretive growth for the Company, our Development and Partner Capital Solutions programs have experienced excellent momentum, undertaking five projects for industry-leading retailers for total committed capital of nearly $15 million. These projects provide outsized returns on our investment and represent unique opportunities to create significant value in the net lease industry. Furthermore, it enables us to leverage our meaningful real estate and development experience to provide comprehensive solutions to retailers to execute on their growth strategies. We are focused on expanding and diversifying our portfolio, while simultaneously actively managing our existing collection of properties. Continuous evaluation and ongoing capital recycling is inherently necessary to maintain a superior and well-diversified retail net lease portfolio. In 2015, we sold eight properties, including three community shopping centers, for aggregate proceeds of $29 million. These dispositions, in combination with our substantial external growth, have reduced our top three tenant exposure to 25.6%; over a 44% reduction from 2010. As of December 31, 2015, our real estate portfolio encompassed 5.2 million square feet and is leased to the highest concentration of investment grade tenants in the industry. We’ve added strong and growing retailers such as Chick-fil-A, Verizon, Hobby Lobby, Starbucks, Wawa and H-E-B Grocery by fostering new relationships as well as expanding existing relationships. We now own properties in 41 states leased to industry-leading retailers in over 25 e-commerce and recession resistant retail sectors. At year-end, our portfolio was 99.5% occupied and comprised of 52% investment grade tenants. Both respective metrics are the highest in our sector. With only two lease maturities in 2016 and a weighted average lease term of over 11 years, our portfolio is both well-occupied and extremely stable. While we have more than tripled the size of our portfolio since 2010, we have maintained our stringent investment parameters, a bottom-up analysis of retail real estate fundamentals and a strong preference towards leading operators in recession and e-commerce resistant sectors. Demonstrated Consistent Performance In 2015, the expansion of our real estate portfolio in conjunction with the sound management of our industry- leading balance sheet, led to another year of high-quality earnings growth. Driven by our third consecutive year of a 20% or more increase in revenues, the Company increased Funds from Operations (FFO) by 32.2%, or 10% per share, and Adjusted Funds from Operations (AFFO) by 29.2%, or 7.5% per share. These metrics compare very favorably to our peer group. It is our mission to provide a growing and reliable income stream to our shareholders through a secure and consistent dividend. Once again in 2015, our performance led to a material dividend increase for our shareholders. The Board of Directors approved a 6% increase in the dividend year-over-year. The $1.86 annualized dividend represents an FFO payout ratio of approximately 77%, implying a very-well covered dividend with potential for future growth. With a sector leading 16% total return, our Company was the top performer in the net lease space and among the best performers in the REIT universe in 2015. We are focused and committed to repeating a similar performance in 2016 and the years to come. Improved Access to Capital We completed a number of capital markets transactions in 2015, both maintaining our balance sheet flexibility and expanding our access to capital. In May, we put in place a $100 million at-the-market (“ATM”) program to allow us to quickly and efficiently raise equity capital. This tool was very effective for the Company, enabling us to match fund real estate transactions while also reducing costs attributed to raising equity. On the debt capital markets front, we were very pleased to execute the Company’s first bond offering. Our inaugural private placement of $100 million of senior unsecured notes in May was well received by the market, and provided the Company with unsecured, long-term debt at a very attractive interest rate. With a weighted average term of 11 years and a coupon of 4.21%, this debt instrument prudently sought to match duration of our underlying leases and take advantage of the favorable interest rate environment. A Growth-Oriented Balance Sheet Additionally, in order to further position our growth-oriented balance sheet for our continued execution, we raised $53 million in a follow-on equity offering in December that benefited from strong retail and institutional investor demand, including a number of new high-quality investors. At year-end 2015, our total debt to total enterprise value was a moderate 30.9% and we maintained substantial liquidity heading into 2016 with a nearly undrawn $150 million revolving credit facility and a large part of our portfolio unencumbered. Our liquidity position and balance sheet will continue to be conservative and growth- oriented, permitting the Company to execute on our operating strategy in 2016 and beyond. In Conclusion Our goal remains the same: to execute on our differentiated operating strategy and build the premier retail net lease real estate investment trust. We are able to plan for the future through the perspective gained from the past, and we are very excited about what that future has to offer. I would like to thank our Board of Directors, our fantastic Team and, of course, our valued Shareholders, for their continued support of Agree Realty Corporation. Sincerely, Joey Agree President & Chief Executive Officer [This page intentionally left blank.] UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2015 Commission File Number 1-12928 AGREE REALTY CORPORATION (Exact name of Registrant as specified in its charter) Maryland (State or other jurisdiction of incorporation or organization) 38-3148187 (I.R.S. Employer Identification No.) 70 E. Long Lake Road, Bloomfield Hills, Michigan 48304 (Address of Principal Executive Offices) Registrant’s telephone number, including area code: (248) 737-4190 Securities Registered Pursuant to Section 12(b) of the Act: Title of Each Class Common Stock, $.0001 par value Name of Each Exchange On Which Registered New York Stock Exchange Securities Registered Pursuant to Section 12(g) of the Act: None Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes No Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes No Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to Yes (2) has been subject file such No the past 90 days. reports), and requirements to such filing for Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes No Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check one): Large accelerated filer Accelerated filer Non-accelerated filer Smaller reporting company Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes No The aggregate market value of the Registrant’s shares of common stock held by non-affiliates was approximately $526,621,441 as of June 30, 2015, based on the closing price of $29.17 on the New York Stock Exchange on that date. At March 7, 2016, there were 20,700,378 shares of common stock, $.0001 par value per share, outstanding. Portions of the registrant’s definitive proxy statement for the annual stockholder meeting to be held in 2016 are incorporated by reference into Part III of this Annual Report on Form 10-K as noted herein. DOCUMENTS INCORPORATED BY REFERENCE AGREE REALTY CORPORATION Index to Form 10-K PART I Item 1: Business Item 1A: Risk Factors Item 1B: Unresolved Staff Comments Item 2: Item 3: Properties Legal Proceedings Item 4: Mine Safety Disclosures PART II Item 5: Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities Item 6: Selected Financial Data Item 7: Management’s Discussion and Analysis of Financial Condition and Results of Operations Item 7A: Quantitative and Qualitative Disclosure about Market Risk Item 8: Financial Statements and Supplementary Data Item 9: Changes in and Disagreements with Accountants on Accounting and Financial Disclosure Item 9A: Controls and Procedures Item 9B: Other Information PART III Item 10: Directors, Executive Officers and Corporate Governance Item 11: Executive Compensation Item 12: Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters Item 13: Certain Relationships and Related Transactions, and Director Independence Item 14: Principal Accountant Fees and Services PART IV Item 15: Exhibits and Financial Statement Schedules Consolidated Financial Statements and Notes SIGNATURES Page 1 5 16 16 21 21 21 22 23 30 32 32 32 33 33 33 33 33 33 34 F-1 36 PART I Cautionary Note Regarding Forward-Looking Statements This report contains certain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended (the “Exchange Act”). We intend such forward-looking statements to be covered by the safe harbor provisions for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995 and include this statement for purposes of complying with these safe harbor provisions. Forward-looking statements, which are based on certain assumptions and describe our future plans, strategies and expectations, are generally identifiable by use of the words “anticipate,” “estimate,” “should,” “expect,” “believe,” “intend,” “may,” “will,” “seek,” “could,” “project,” or similar expressions. Forward-looking statements in this report include information about possible or assumed future events, including, among other things, discussion and analysis of our future financial condition, results of operations, our strategic plans and objectives, occupancy and leasing rates and trends, liquidity and ability to refinance our indebtedness as it matures, anticipated expenditures of capital, and other matters. You should not rely on forward- looking statements since they involve known and unknown risks, uncertainties and other factors, which are, in some cases, beyond our control and which could materially affect actual results, performances or achievements. Factors which may cause actual results to differ materially from current expectations, include, but are not limited to: the global and national economic conditions and changes in general economic, financial and real estate market conditions; changes in our business strategy; risks that our acquisition and development projects will fail to perform as expected; the potential need to fund improvements or other capital expenditures out of operating cash flow; financing risks, such as the inability to obtain debt or equity financing on favorable terms or at all; the level and volatility of interest rates; our ability to re-lease space at acceptable rates as leases expire; loss or bankruptcy of one or more of our major tenants; a failure of our properties to generate additional income to offset increases in operating expenses; our ability to maintain our qualification as real estate investment trust (“REIT”) for federal income tax purposes and the limitations imposed on our business by our status as a REIT; legislative or regulatory changes, including changes to laws governing REITs; and other factors discussed in “Item 1A. - Risk Factors” and elsewhere in this report and in subsequent filings with the Securities and Exchange Commission (“SEC”). We caution you that any such statements are based on currently available operational, financial and competitive information, and that you should not place undue reliance on these forward-looking statements, which reflect our management’s opinion only as of the date on which they were made. Except as required by law, we disclaim any obligation to review or update these forward–looking statements to reflect events or circumstances as they occur. Unless the context otherwise requires, references in this Annual Report on Form 10-K to the terms "registrant,” the "Company," “Agree Realty,” "we,” “our” or "us" refer to Agree Realty Corporation and all of its consolidated subsidiaries, including its majority owned operating partnership, Agree Limited Partnership (the “Operating Partnership”). Agree Realty has elected to treat certain subsidiaries as taxable real estate investment trust subsidiaries which are collectively referred to herein as the “TRS.” Item 1: Business General Agree Realty Corporation, a Maryland corporation, is a fully integrated real estate investment trust (“REIT”) primarily focused on the ownership, acquisition, development and management of retail properties net leased to industry leading tenants. We were founded in 1971 by our current Executive Chairman, Richard Agree, and our common stock is listed on the New York Stock Exchange (“NYSE”) in 1994. As of December 31, 2015, our portfolio consisted of 278 properties located in 41 states and totaling approximately 5.2 million square feet of gross leasable area. See “Item 2 – Properties – Geographic Diversification” for more information on our market. Our portfolio included 275 net lease properties, which contributed approximately 97.6% of annualized base rent, and three community shopping centers, which generated the remaining 2.4% of annualized base rent. As of December 31, 2015, our portfolio was approximately 99.5% leased and had a weighted average remaining lease term of approximately 11.4 years. A significant majority of our properties are leased to national tenants and approximately 51.9% of our annualized base rent was derived from tenants, or parents thereof, with an investment grade credit rating. Substantially all of our tenants are subject to net lease agreements. A net lease typically requires the tenant to be responsible for minimum monthly rent and property operating expenses including property taxes, insurance and maintenance. 1 Our assets are held by, and all of our operations are conducted through, directly or indirectly, the Operating Partnership, of which we are the sole general partner and in which we held a 98.3% interest as of December 31, 2015. Under the partnership agreement of the Operating Partnership, we, as the sole general partner, have exclusive responsibility and discretion in the management and control of the Operating Partnership. As of December 31, 2015, we had 20 full-time employees, including executive, investment, due diligence, construction, accounting, asset management and administrative personnel. Our principal executive offices are located at 70 E. Long Lake Road, Bloomfield Hills, MI 48304 and our telephone number is (248) 737-4190. We maintain a website at www.agreerealty.com. Our reports electronically filed with or furnished to the SEC pursuant to Section 13(a) or 15(d) the Exchange Act can be accessed through this site, free of charge, as soon as reasonably practicable after we electronically file or furnish such reports. These filings are also available on the SEC’s website at www.sec.gov. Our website also contains copies of our corporate governance guidelines and code of business conduct and ethics, as well as the charters of our audit, compensation and nominating and governance committees. The information on our website is not part of this report. Recent Developments Investments During 2015, we completed approximately $226.4 million of investments in net leased retail real estate, including the acquisition of 73 properties for an aggregate purchase price of approximately $220.6 million and the completed development of one property for an aggregate cost of approximately $5.8 million. These 74 properties are leased to 41 different tenants operating in 19 sectors and are located in 25 states. These assets are 100% leased for a weighted average lease term of approximately 12.2 years and the weighted average capitalization rate on our investments was approximately 8.0%. We calculate the weighted average capitalization rate on our investments by dividing annual expected net operating income derived from the properties by the total investment in the properties. Annual expected net operating income is defined as the straight-line rent for the base term of the lease, less property level expenses (if any) that are not recoverable from the tenant. Dividends We increased our quarterly dividend per share from $0.45 per share in March 2015 to $0.465 per share in June 2016. The quarterly dividend per share of $0.465 per share represents an annualized dividend of $1.86 per share and an annualized dividend yield of approximately 5.5% based on the last reported sales price of our common stock on the NYSE of $33.99 on December 31, 2015. We have paid a quarterly cash dividend for 87 consecutive quarters and, although we expect to continue our policy of paying quarterly dividends, we cannot guarantee that we will maintain our current level of dividends, that we will continue our recent pattern of increasing dividends per share, or what our actual dividend yield will be in any future period. Financing In December 2015, we issued 1,725,000 shares of common stock at a price of $32.10 per share, including 225,000 shares purchased by the underwriters upon the exercise of their option to purchase additional shares. After underwriting discounts and other offering costs of $2.4 million, net proceeds of approximately $53.0 million were used to repay borrowings under our $150 million revolving credit facility (the “Credit Facility”), which were used primarily to fund property acquisitions. In May 2015, we completed a private placement of $100.0 million principal amount of senior unsecured notes (the “Senior Unsecured Notes”). The Senior Unsecured Notes were sold in two series, including $50.0 million of 4.16% notes due May 30, 2025 and $50.0 million of 4.26% notes due May 30, 2027. The weighted average term of the Senior Unsecured Notes is 11 years and the weighted average interest rate is 4.21%. Proceeds from the issuance were used to repay borrowings under our Credit Facility and for general corporate purposes. In May 2015, we implemented a $100.0 million at-the-market equity program (the “ATM program”) by entering into multiple equity distribution agreements through which we may, from time to time, sell newly issued shares of our common stock. We use the proceeds generated from our ATM program for general corporate purposes including 2 funding our investment activity, the repayment or refinancing of outstanding indebtedness, working capital and other general purposes. During the year ended December 31, 2015, we issued 1,318,812 shares of common stock under our ATM program at an average price of $30.31, realizing gross proceeds of $40.0 million. We had approximately $60.0 million remaining under the ATM program as of December 31, 2015. In March 2015, the SEC declared effective a shelf registration statement previously filed by the Company. The securities covered by this registration statement, which expires March 27, 2018, cannot exceed $500.0 million in the aggregate and include common stock, preferred stock, depositary shares and warrants. We may periodically offer one or more of these securities in amounts, prices and on terms to be announced when and if these securities are offered. The specifics of any future offerings, along with the use of proceeds of any securities offered, will be described in detail in a prospectus supplement, or other offering materials, at the time of any offering. Dispositions During 2015, we sold eight properties for aggregate gross proceeds of $29.0 million, which resulted in a gain of $12.1 million. Dispositions included three land parcels, two single tenant net leased properties and three community shopping centers (Marshall Plaza in Marshall, Michigan; Ferris Commons in Big Rapids, Michigan; and Lakeland Plaza in Lakeland, Florida). Leasing During 2015, excluding properties that were sold, we executed new leases, extensions or options on nearly 125,000 square feet of gross leasable area throughout our portfolio. The annual rent associated with these new leases, extensions or options is approximately $1.2 million. Material new leases, extensions or options included a 51,513 square foot JC Penny and a 15,400 square foot Planet Fitness, both at Central Michigan Commons in Mt. Pleasant, Michigan. Business Strategies Our primary business objective is to generate consistent shareholder returns by investing in and actively managing a diversified portfolio of retail properties net leased to industry leading tenants. The following is a discussion of our investment, financing and asset management strategies: Investment Strategy We are focused primarily on the fee simple ownership of properties net leased to national or large, regional retailers operating in sectors we believe to be more e-commerce and recession resistant. Our leases are typically long term, net leases that require the tenant to pay all property operating expenses, including real estate taxes, insurance and maintenance. We believe that a diversified portfolio of such properties provides for stable and predictable cash flow. We seek to expand and enhance our portfolio by identifying the best risk-adjusted investment opportunities across our Acquisitions, Development and Partner Capital Solutions platforms. Each platform leverages the Company’s collective real estate acumen to pursue investments in net lease retail real estate. Acquisitions: We launched our acquisitions platform in April 2010. Since its inception, we have acquired 212 properties for an aggregate purchase price of approximately $598.2 million. These properties are net leased to over 75 different tenants representing more than 25 retail sectors and are located in 41 states. We pursue acquisition opportunities that meet both our real estate and return on investment criteria and that will further diversify our existing portfolio. Development: We have been developing retail properties since the formation of our predecessor in 1971 and have developed 59 of the 278 properties in our portfolio as of December 31, 2015, including 56 of our net lease properties and all three community shopping centers. We have the capability to direct all aspects of the development process, including site selection, land acquisition, lease negotiation, due diligence, design and construction. Partner Capital Solutions We launched our Partner Capital Solutions (“PCS”) platform, formerly known as Joint Venture Capital Solutions, in April 2012. Our PCS program allows us to acquire properties by partnering with private developers on their in-process developments. We offer development and construction expertise, tenant 3 relationships, access to capital and forward commitments to purchase that facilitate the successful completion of their projects. We typically own a 100% fee simple interest in PCS projects upon completion. We believe that development and PCS projects have the potential to generate superior risk-adjusted returns on investment in properties that are substantially similar to those which we acquire. Financing Strategy We seek to maintain a capital structure that provides us with the flexibility to manage our business and pursue our growth strategies, while allowing us to service our debt requirements and generate appropriate risk adjusted returns for our shareholders. We believe these objectives are best achieved by a capital structure that consists primarily of common equity and prudent amounts of debt financing. However, we may raise capital in any form and under terms that we deem acceptable and in the best interest of our shareholders. We have previously utilized common equity offerings, secured mortgage borrowings, unsecured bank borrowings, the private placement of senior unsecured notes and the sale of properties to meet our capital requirements. We evaluate our financing policies on an on-going basis in light of current economic conditions, access to various capital markets, relative costs of equity and debt securities, market value of our properties and other factors. At December 31, 2015, our ratio of total debt to total market capitalization, assuming the conversion of limited partnership interests in the Operating Partnership (“OP Units”) into shares of common stock, was approximately 30.9%, and our ratio of total debt to total gross assets (before accumulated depreciation) was approximately 37.6%. As of December 31, 2015, our total debt outstanding was $319.6 million, including $101.6 million of secured mortgage debt that had a weighted average fixed interest rate of 4.2% (including the effects of interest rate swap agreements) and a weighted average maturity of 4.2 years, $200 million of unsecured borrowings that had a weighted average fixed interest rate of 4.0% (including the effects of interest rate swap agreements) and a weighted average maturity of 7.8 years, and $18.0 million of floating rate borrowings under our Credit Facility at a weighted average interest rate of approximately 1.7%. Certain financial agreements to which we are a party contain covenants that limit our ability to incur debt under certain circumstances; however, our organizational documents do not limit the absolute amount or percentage of indebtedness that we may incur. As such, we may modify our borrowing policies at any time without shareholder approval. Asset Management We maintain a proactive leasing and capital improvement program that, combined with the quality and locations of our properties, has made our properties attractive to tenants. We intend to continue to hold our properties for long- term investment and, accordingly, place a strong emphasis on the quality of construction and an on-going program of regular and preventative maintenance. Our properties are designed and built to require minimal capital improvements other than renovations or alterations paid for by tenants. At our three community shopping center properties, we sub contract on-site functions such as maintenance, landscaping, snow removal and sweeping. The cost of these functions is generally reimbursed by our tenants. Personnel from our corporate headquarters conduct regular inspections of each property and maintain regular contact with major tenants. We have a management information system designed to provide our management with the operating data necessary to make informed business decisions on a timely basis. This system provides us rapid access to lease data, tenants’ sales history, cash flow budgets and forecasts. Such a system helps us to maximize cash flow from operations and closely monitor corporate expenses. Financial and Asset Information about Industry Segments We are in the business of acquiring, developing and managing retail real estate which we consider one reporting segment. See “Item 2 – Properties", “Item 6 – Selected Financial Data" and “Note 2 – Summary of Significant Accounting Policies”: to our consolidated financial statements for additional financial and asset information. Competition The U.S. commercial real estate investment market is a highly competitive industry. We actively compete with many entities engaged in the acquisition, development and operation of commercial properties. As such, we compete with other investors for a limited supply of properties and financing for these properties. Investors include traded and non-traded public REITs, private equity firms, institutional investment funds, insurance companies and 4 private individuals, many of which have greater financial resources than we do and the ability to accept more risk than we believe we can prudently manage. There can be no assurance that we will be able to compete successfully with such entities in our acquisition, development and leasing activities in the future. Significant Tenants As of December 31, 2015, we leased 32 properties to Walgreens. Total annualized base rents were approximately 17.2%, 21.9% and 26.8% for the years ended 2015, 2014 and 2013 respectively. As of December 31, 2015, the weighted average remaining lease term of our Walgreens leases was 13.4 years. As of December 31, 2015, we leased 3 properties to Walmart or Walmart affiliates, which represented approximately 5.5% of our total annualized base rent. The weighted average remaining lease term of our Walmart leases was 6.0 years. No other tenant accounted for more than 5.0% of our annualized base rent as of December 31, 2015. See “Item 2 – Properties” for additional information on our top tenants and the composition of our tenant base. Regulation Environmental Investments in real property create the potential for environmental liability on the part of the owner or operator of such real property. If hazardous substances are discovered on or emanating from a property, the owner or operator of the property may be held strictly liable for all costs and liabilities relating to such hazardous substances. We have obtained a Phase I environmental study (which involves inspection without soil sampling or ground water analysis) conducted by independent environmental consultants on each of our properties and, in certain instances, have conducted additional investigation, including a Phase II environmental assessment. Furthermore, we have adopted a policy of conducting a Phase I environmental study on each property we acquire and conducting additional investigation as warranted. We have no knowledge of any hazardous substances existing on our properties in violation of any applicable laws; however, no assurance can be given that such substances are not located on any of our properties. We carry no insurance coverage for the types of environmental risks described above. We believe that we are in compliance, in all material respects, with all federal, state and local ordinances and regulations regarding hazardous or toxic substances. Furthermore, we have not been notified by any governmental authority of any noncompliance, liability or other claim in connection with any of our properties. Americans with Disabilities Act of 1990 Our properties, as commercial facilities, are required to comply with Title III of the Americans with Disabilities Act of 1990 and similar state and local laws and regulations (collectively, the “ADA”). Investigation of a property may reveal non-compliance with the ADA. Our tenants will typically have primary responsibility for complying with the ADA, but we may incur costs if the tenant does not comply. As of December 31, 2015, we have not been notified by any governmental authority, nor are we otherwise aware, of any non-compliance with the ADA that we believe would have a material adverse effect on our business, financial position or results of operations. Available Information We make available free of charge through our website at www.agreerealty.com all reports we electronically file with, or furnish to, the SEC, including our Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, and current reports on Form 8-K, as well as any amendments to those reports, as soon as reasonably practicable after those documents are filed with, or furnished to, the SEC. These filings are also accessible on the SEC’s website at www. sec.gov. Item 1A: Risk Factors You should carefully consider each of the risks, assumptions, uncertainties and other factors described below and elsewhere in this report, as well as any amendments or updates reflected in subsequent filings or furnishings with the SEC. We believe these risks, assumptions, uncertainties and other factors, individually or in the aggregate, could cause our actual results to differ materially from expected and historical results and could materially and adversely affect our business operations, results of operations, financial condition and liquidity. 5 Risks Related to Our Business and Operations Global economic and financial conditions may have a negative effect on our business and operations. Any worsening of economic conditions in our markets, including any disruption in the capital markets, could adversely affect our business and operations. Potential consequences of changes in economic and financial conditions include: (cid:120) (cid:120) (cid:120) (cid:120) changes in the performance of our tenants, which may result in lower rent and lower recoverable expenses that the tenant can afford to pay the financial condition of our tenants may be adversely affected, which may result in tenant defaults under the leases due to bankruptcy, lack of liquidity, operational failures or for other reasons; current or potential tenants may delay or postpone entering into long-term net leases with us which could lead to reduced demand for commercial real estate; the ability to borrow on terms and conditions that we find acceptable may be limited or unavailable, which could reduce our ability to pursue acquisition and development opportunities and refinance existing debt, reduce our returns from acquisition and development activities, reduce our ability to make cash distributions to our stockholders and increase our future interest expense; (cid:120) our ability to access the capital markets may be restricted at a time when we would like, or need, to access those markets, which could have an impact on our flexibility to react to changing economic and business conditions; the recognition of impairment charges on or reduced values of our properties, which may adversely affect our results of operations or limit our ability to dispose of assets at attractive prices and may reduce the availability of buyer financing; and (cid:120) (cid:120) one or more lenders under our Credit Facility could fail and we may not be able to replace the financing commitment of any such lenders on favorable terms, or at all. We are also limited in our ability to reduce costs to offset the results of a prolonged or severe economic downturn given certain fixed costs and commitments associated with our operations. Such conditions could make it very difficult to forecast operating results, make business decisions and identify and address material business risks. Single-tenant leases involve significant risks of tenant default. We focus our development and investment activities on ownership of real properties that are net leased to a single tenant. Therefore, the financial failure of, or other default in payment by, a single tenant under its lease is likely to cause a significant reduction in our operating cash flows from that property and a significant reduction in the value of the property, and could cause a significant reduction in our revenues and a significant impairment loss. Because our properties have generally been built to suit a particular tenant’s specific needs and desires, we may also incur significant losses to make the leased premises ready for another tenant and experience difficulty or a significant delay in re-leasing such property. Failure by any major tenant with leases in multiple locations to make rental payments to us, because of a deterioration of its financial condition or otherwise, would have a material adverse effect on us. We derive substantially all of our revenue from tenants who lease space from us at our properties. Therefore, our ability to generate cash from operations is dependent on the rents that we are able to charge and collect from our tenants. At any time, our tenants may experience a downturn in their respective businesses that may significantly weaken their financial condition, particularly during periods of economic uncertainty. As a result, our tenants may delay lease commencements, decline to extend or renew leases upon expiration, fail to make rental payments when due, close a number of stores or declare bankruptcy. Any of these actions could result in the termination of the tenant’s leases and the loss of rental income attributable to the terminated leases. In addition, lease terminations by a major tenant or a failure by that major tenant to occupy the premises could result in lease terminations or reductions in rent by other tenants in close proximity under the terms of some leases. In that event, we may be unable to re-lease the vacated space at attractive rents or at all. The occurrence of any of the situations described above would have a material adverse effect on our results of operations and our financial condition. See “We may be subject to tenant credit concentrations that make us more susceptible to adverse events with respect to those tenants,” below. We may be subject to tenant credit concentrations that make us more susceptible to adverse events with respect to those tenants. As of December 31, 2015, we derived approximately 17.2% and 5.5% of our annualized base rent from Walgreens and Walmart, respectively. In the event of a default under the leases of either one of these companies, we may experience delays in enforcing our rights as lessor and may incur substantial costs in seeking to protect our 6 investment. Any bankruptcy, insolvency or failure to make rental payments by either Walgreens or Walmart, or any adverse changes in their financial condition or in the financial condition of any other tenant to whom we may have a significant credit concentration now or in the future, would likely result in a material reduction of our cash flows and material losses to us. Bankruptcy laws will limit our remedies if a tenant becomes bankrupt and rejects its leases. If a tenant becomes bankrupt or insolvent, that could diminish the income we receive from that tenant’s leases. We may not be able to evict a tenant solely because of its bankruptcy. On the other hand, a bankruptcy court might authorize the tenant to terminate its leasehold with us. If that happens, our claim against the bankrupt tenant for unpaid future rent would be an unsecured pre-petition claim subject to statutory limitations, and therefore any amounts received in bankruptcy are likely to be substantially less valuable than the remaining rent we otherwise were owed under the leases. In addition, any claim we have for unpaid past rent could be substantially less than the amount owed. Our portfolio has limited geographic diversification, which makes us more susceptible to adverse events in these areas. Our properties are located throughout the United States and in particular, the State of Michigan (with 44 properties or 20.0% of our annualized base rent as of December 31, 2015). An economic downturn or other adverse events or conditions such as terrorist attacks or natural disasters in these areas, or any other area where we may have significant concentration now or in the future, could result in a material reduction of our cash flows or material losses to our company. Risks associated with our development and acquisition activities. We intend to continue the development of new properties and to consider possible acquisitions of existing properties. We anticipate that our new developments will be financed under the Credit Facility or other forms of construction financing that will result in a risk that permanent fixed rate financing on newly developed projects might not be available or would be available only on disadvantageous terms. In addition, new project development is subject to a number of risks, including risks of construction delays or cost overruns that may increase anticipated project costs, and new project commencement risks such as receipt of zoning, occupancy and other required governmental permits and authorizations and the incurrence of development costs in connection with projects that are not pursued to completion. If permanent debt or equity financing is not available on acceptable terms to finance new development or acquisitions undertaken without permanent financing, further development activities or acquisitions might be curtailed or cash available for distribution might be adversely affected. Acquisitions entail risks that investments will fail to perform in accordance with expectations, as well as general investment risks associated with any new real estate investment. Properties that we acquire or develop may be located in new markets where we may face risks associated with investing in an unfamiliar market. We may acquire or develop properties in markets that are new to us. When we acquire or develop properties located in these markets, we may face risks associated with a lack of market knowledge or understanding of the local economy, forging new business relationships in the area and unfamiliarity with local government and permitting procedures. We own certain of our properties subject to ground leases that expose us to the loss of such properties upon breach or termination of the ground leases and may limit our ability to sell these properties. We own certain of our properties through leasehold interests in the land underlying the buildings and we may acquire additional buildings in the future that are subject to similar ground leases. As lessee under a ground lease, we are exposed to the possibility of losing the property upon termination, or an earlier breach by us, of the ground lease, which may have a material adverse effect on our business, financial condition and results of operations, our ability to make distributions to our stockholders and the trading price of our common stock. Our ground leases contain certain provisions that may limit our ability to sell certain of our properties. In order to assign or transfer our rights and obligations under certain of our ground leases, we generally must obtain the consent of the landlord which, in turn, could adversely impact the price realized from any such sale. Loss of revenues from tenants would reduce the Company’s cash flow. Our tenants encounter significant macroeconomic, governmental and competitive forces. Adverse changes in consumer spending or consumer preferences for particular goods, services or store based retailing could serverly impact their ability to pay rent. Shifts from in-store to online shopping could increase due to changing consumer 7 shopping patterns as well as the increase in consumer adoption and use of mobile electronic devices. This expansion of e-commerce could have an adverse impact on our tenant’s ongoing viability. The default, financial distress, bankruptcy or liquidation of one or more of our tenants could cause substantial vacancies in our property portfolio. Vacancies reduce our revenues, increase property expenses and could decrease the value of each vacant property. Upon the expiration of a lease, the tenant may choose not to renew the lease and/or we may not be able to release the vacant property at a comparable lease rate or without incurring additional expenditures in connection with such renewal or re-leasing. Joint venture investments may expose us to certain risks. We may from time to time enter into joint venture transactions for portions of our existing or future real estate assets. Investing in this manner subjects us to certain risks, among them the following: (cid:120) We may not exercise sole decision-making authority regarding the joint venture’s business and assets and, thus, we may not be able to take actions that we believe are in our best interests. (cid:120) We may be required to accept liability for obligations of the joint venture (such as recourse carve-outs on mortgage loans) beyond our economic interest. (cid:120) Our returns on joint venture assets may be adversely affected if the assets are not held for the long-term. The availability and timing of cash distributions is uncertain. We expect to continue to pay quarterly distributions to our stockholders. However, we bear all expenses incurred by our operations, and our funds generated by operations, after deducting these expenses, may not be sufficient to cover desired levels of distributions to our stockholders. In addition, our board of directors, in its discretion, may retain any portion of such cash for working capital. We cannot assure our stockholders that sufficient funds will be available to pay distributions. We depend on our key personnel. Our success depends to a significant degree upon the continued contributions of certain key personnel including, but not limited to, our executive officers, each of whom would be difficult to replace. If any of our key personnel were to cease employment with us, our operating results could suffer. Our ability to retain our executive officers or to attract suitable replacements should any members of the management group leave or otherwise become unavailable is dependent on the competitive nature of the employment market. The loss of services from key members of the management group or a limitation in their availability could adversely impact our future development or acquisition operations, our financial condition and cash flows. Further, such a loss could be negatively perceived in the capital markets. We have not obtained key man life insurance on any of our key personnel. We face significant competition. We face competition in seeking properties for acquisition and tenants who will lease space in these properties from insurance companies, credit companies, pension or private equity funds, private individuals, investment companies, other REITs and other industry participants, many of which have greater financial and other resources than we do. There can be no assurance that we will be able to successfully compete with such entities in our development, acquisition and leasing activities in the future. We face risks relating to cybersecurity attacks, loss of confidential information and other business disruptions. Our business is at risk from and may be impacted by cybersecurity attacks, including attempts to gain unauthorized access to our confidential data and other electronic security breaches. Such cyber-attacks can range from individual attempts to gain unauthorized access to our information technology systems to more sophisticated security threats. While we employ a number of measures to prevent, detect and mitigate these threats, there is no guarantee such efforts will be successful in preventing a cyber-attack. Cybersecurity incidents could cause operational interruption, damage to our relationships with our tenants, private data exposure (including personally identifiable information, or proprietary and confidential information, of ours and our employees, as well as third parties) and affect the efficiency of our business operations. Any such incidents could result in legal claims or proceedings, liability or regulatory penalties under laws protecting the privacy of personal information and reduce the benefits of our technologies. 8 General Real Estate Risk Our performance and value are subject to general economic conditions and risks associated with our real estate assets. There are risks associated with owning and leasing real estate. Although many of our leases contain terms that obligate the tenants to bear substantially all of the costs of operating our properties, investing in real estate involves a number of risks. Income from and the value of our properties may be adversely affected by: (cid:120) Changes in general or local economic conditions; (cid:120) The attractiveness of our properties to potential tenants; (cid:120) Changes in supply of or demand for similar or competing properties in an area; (cid:120) Bankruptcies, financial difficulties or lease defaults by our tenants; (cid:120) Changes in operating costs and expense and our ability to control rents; (cid:120) Our ability to lease properties at favorable rental rates; (cid:120) Our ability to sell a property when we desire to do so at a favorable price; (cid:120) Unanticipated changes in costs associated with known adverse environmental conditions or retained liabilities for such conditions; (cid:120) Changes in or increased costs of compliance with governmental rules, regulations and fiscal policies, including changes in tax, real estate, environmental and zoning laws, and our potential liability thereunder; and (cid:120) Unanticipated expenditures to comply with the Americans with Disabilities Act and other similar regulations. Economic and financial market conditions have and may continue to exacerbate many of the foregoing risks. If a tenant fails to perform on its lease covenants, that would not excuse us from meeting any mortgage debt obligation secured by the property and could require us to fund reserves in favor of our mortgage lenders, thereby reducing funds available for payment of cash dividends on our shares of common stock. The fact that real estate investments are relatively illiquid may reduce economic returns to investors. We may desire to sell a property in the future because of changes in market conditions or poor tenant performance or to avail ourselves of other opportunities. We may also be required to sell a property in the future to meet secured debt obligations or to avoid a secured debt loan default. Real estate properties cannot generally be sold quickly, and we cannot assure you that we could always obtain a favorable price. We may be required to invest in the restoration or modification of a property before we can sell it. This lack of liquidity may limit our ability to vary our portfolio promptly in response to changes in economic or other conditions and, as a result, could adversely affect our financial condition, results of operations, cash flows and our ability to pay distributions on our common stock. Our ability to renew leases or re-lease space on favorable terms as leases expire significantly affects our business. We are subject to the risks that, upon expiration of leases for space located in our properties, the premises may not be re-let or the terms of re-letting (including the cost of concessions to tenants) may be less favorable than current lease terms. If a tenant does not renew its lease or if a tenant defaults on its lease obligations, there is no assurance we could obtain a substitute tenant on acceptable terms. If we cannot obtain another tenant with comparable structural needs, we may be required to modify the property for a different use, which may involve a significant capital expenditure and a delay in re-leasing the property. Further, if we are unable to re-let promptly all or a substantial portion of our retail space or if the rental rates upon such re-letting were significantly lower than expected rates, our net income and ability to make expected distributions to stockholders would be adversely affected. There can be no assurance that we will be able to retain tenants in any of our properties upon the expiration of their leases. A property that incurs a vacancy could be difficult to sell or re-lease. A property may incur a vacancy either by the continued default of a tenant under its lease or the expiration of one of our leases. Certain of our properties may be specifically suited to the particular needs of a tenant. We may have difficulty obtaining a new tenant for any vacant space we have in our properties. If the vacancy continues for a long period of time, we may suffer reduced revenues resulting in less cash available to be distributed to stockholders. In addition, the resale value of a property could be diminished because the market value of a particular property will depend principally upon the value of the leases of such property. 9 Potential liability for environmental contamination could result in substantial costs. Under federal, state and local environmental laws, we may be required to investigate and clean up any release of hazardous or toxic substances or petroleum products at our properties, regardless of our knowledge or actual responsibility, simply because of our current or past ownership or operation of the real estate. If unidentified environmental problems arise, we may have to make substantial payments, which could adversely affect our cash flow and our ability to make distributions to our stockholders. This potential liability results from the following: (cid:120) As owner, we may have to pay for property damage and for investigation and clean-up costs incurred in connection with the contamination. (cid:120) The law may impose clean-up responsibility and liability regardless of whether the owner or operator knew of or caused the contamination. (cid:120) Even if more than one person is responsible for the contamination, each person who shares legal liability under environmental laws may be held responsible for all of the clean-up costs. (cid:120) Governmental entities and third parties may sue the owner or operator of a contaminated site for damages and costs. These costs could be substantial and in extreme cases could exceed the value of the contaminated property. The presence of hazardous substances or petroleum products or the failure to properly remediate contamination may adversely affect our ability to borrow against, sell or lease an affected property. In addition, some environmental laws create liens on contaminated sites in favor of the government for damages and costs it incurs in connection with a contamination. We own and may in the future acquire properties that will be operated as convenience stores with gas station facilities. The operation of convenience stores with gas station facilities at our properties will create additional environmental concerns. We require that the tenants who operate these facilities do so in material compliance with current laws and regulations. A majority of our leases require our tenants to comply with environmental laws and to indemnify us against environmental liability arising from the operation of the properties. However, we could be subject to strict liability under environmental laws because we own the properties. There is also a risk that tenants may not satisfy their environmental compliance and indemnification obligations under the leases. Any of these events could substantially increase our cost of operations, require us to fund environmental indemnities in favor of our secured lenders and reduce our ability to service our secured debt and pay dividends to stockholders and any debt security interest payments. Environmental problems at any properties could also put us in default under loans secured by those properties, as well as loans secured by unaffected properties. Uninsured losses relating to real property may adversely affect our returns. Our leases generally require tenants to carry comprehensive liability and extended coverage insurance on our properties. However, there are certain losses, including losses from environmental liabilities, terrorist acts or catastrophic acts of nature, that are not generally insured against or that are not generally fully insured against because it is not deemed economically feasible or prudent to do so. If there is an uninsured loss or a loss in excess of insurance limits, we could lose both the revenues generated by the affected property and the capital we have invested in the property. In the event of a substantial unreimbursed loss, we would remain obligated to repay any mortgage indebtedness or other obligations related to the property. Risks Related to Our Debt Financings Leveraging our portfolio subjects us to increased risk of loss, including loss of properties in the event of a foreclosure. At December 31, 2015, our ratio of total debt to total market capitalization (assuming conversion of OP Units into shares of common stock) was approximately 30.9%. The use of leverage presents an additional element of risk in the event that (1) the cash flow from lease payments on our properties is insufficient to meet debt obligations, (2) we are unable to refinance our debt obligations as necessary or on as favorable terms or (3) there is an increase in interest rates. If a property is mortgaged to secure payment of indebtedness and we are unable to meet mortgage payments, the property could be foreclosed upon with a consequent loss of income and asset value to us. Under the “cross-default” provisions contained in mortgages encumbering some of our properties, our default under a mortgage with a lender would result in our default under mortgages held on other properties resulting in multiple foreclosures. 10 We intend to maintain a ratio of total indebtedness (including construction or acquisition financing) to total market capitalization of 65% or less. Nevertheless, we may operate with debt levels which are in excess of 65% of total market capitalization for extended periods of time. Our organizational documents contain no limitation on the amount or percentage of indebtedness which we may incur. Therefore, our board of directors, without a vote of the stockholders, could alter the general policy on borrowings at any time. If our debt capitalization policy were changed, we could become more highly leveraged, resulting in an increase in debt service that could adversely affect our operating cash flow and our ability to make expected distributions to stockholders, and could result in an increased risk of default on our obligations. Covenants in our credit agreements could limit our flexibility and adversely affect our financial condition. The terms of the Credit Facility and other indebtedness require us to comply with a number of customary financial and other covenants. These covenants may limit our flexibility in our operations, and breaches of these covenants could result in defaults under the instruments governing the applicable indebtedness even if we have satisfied our payment obligations. The Credit Facility contains certain cross-default provisions which could be triggered in the event that we default on our other indebtedness. These cross-default provisions may require us to repay or restructure the Credit Facility in addition to any mortgage or other debt that is in default. If our properties were foreclosed upon, or if we are unable to refinance our indebtedness at maturity or meet our payment obligations, the amount of our distributable cash flows and our financial condition would be adversely affected. Credit market developments may reduce availability under our credit agreements. There is risk that lenders, even those with strong balance sheets and sound lending practices, could fail or refuse to honor their legal commitments and obligations under existing credit commitments, including but not limited to: extending credit up to the maximum permitted by a credit facility, allowing access to additional credit features and/or honoring loan commitments. If our lender(s) fail to honor their legal commitments under our credit facilities, it could be difficult to replace our credit facilities on similar terms. Any such failure by any of the lenders under the Credit Facility may impact our ability to finance our operating or investing activities. Our hedging strategies may not be successful in mitigating our risks associated with interest rates and could reduce the overall returns on your investment. We use various derivative financial instruments to provide a level of protection against interest rate risks, but no hedging strategy can protect us completely. These instruments involve risks, such as the risk that the counterparties may fail to honor their obligations under these arrangements, that these arrangements may not be effective in reducing our exposure to interest rate changes and that a court could rule that such agreements are not legally enforceable. These instruments may also generate income that may not be treated as qualifying REIT income for purposes of the REIT income tests. In addition, the nature and timing of hedging transactions may influence the effectiveness of our hedging strategies. Poorly designed strategies or improperly executed transactions could actually increase our risk and losses. Moreover, hedging strategies involve transaction and other costs. We cannot assure you that our hedging strategy and the derivatives that we use will adequately offset the risk of interest rate volatility or that our hedging transactions will not result in losses that may reduce the overall return on your investment. Risks Related to Our Corporate Structure Our charter and Maryland law contain provisions that may delay, defer or prevent a change of control transaction. Our charter contains a 9.8% ownership limit. Our charter, subject to certain exceptions, authorizes our directors to take such actions as are necessary and desirable to preserve our qualification as a REIT and to limit any person to actual or constructive ownership of no more than 9.8% of the value of our outstanding shares of common stock and preferred stock. Our board of directors, in its sole discretion, may exempt, subject to the satisfaction of certain conditions, any person from the ownership limit. These restrictions on transferability and ownership will not apply if our board of directors determines that it is no longer in our best interests to attempt to qualify, or to continue to qualify, as a REIT. The ownership limit may delay or impede, and we may use the ownership limit deliberately to delay or impede, a transaction or a change of control that might involve a premium price for our common stock or otherwise be in the best interest of our stockholders. We have a staggered board. Our directors are divided into three classes serving three-year staggered terms. The staggering of our board of directors may discourage offers for the Company or make an acquisition more difficult, even when an acquisition is in the best interest of our stockholders. 11 We have a shareholder rights plan. Under the terms of this plan, we can in effect prevent a person or group from acquiring more than 15% of the outstanding shares of our common stock because, unless we approve the acquisition, after the person acquires more than 15% of our outstanding common stock, all other stockholders will have the right to purchase securities from us at a price that is less than their then fair market value. This would substantially reduce the value and influence of the stock owned by the acquiring person. Our board of directors can prevent the plan from operating by approving the transaction in advance, which gives us significant power to approve or disapprove of the efforts of a person or group to acquire a large interest in our company. We could issue stock without stockholder approval. Our board of directors could, without stockholder approval, issue authorized but unissued shares of our common stock or preferred stock. In addition, our board of directors could, without stockholder approval, classify or reclassify any unissued shares of our common stock or preferred stock and set the preferences, rights and other terms of such classified or reclassified shares. Our board of directors could establish a series of stock that could, depending on the terms of such series, delay, defer or prevent a transaction or change of control that might involve a premium price for our common stock or otherwise be in the best interest of our stockholders. Provisions of Maryland law may limit the ability of a third party to acquire control of our company. Certain provisions of Maryland law may have the effect of inhibiting a third party from making a proposal to acquire us or of impeding a change of control under certain circumstances that otherwise could provide the holders of shares of our common stock with the opportunity to realize a premium over the then prevailing market price of such shares, including: (cid:120) (cid:120) “Business combination” provisions that, subject to limitations, prohibit certain business combinations between us and an “interested stockholder” (defined generally as any person who beneficially owns 10% or more of the voting power of our shares or an affiliate thereof) for five years after the most recent date on which the stockholder becomes an interested stockholder and thereafter would require the recommendation of our board of directors and impose special appraisal rights and special stockholder voting requirements on these combinations; and “Control share” provisions that provide that “control shares” of our company (defined as shares which, when aggregated with other shares controlled by the stockholder, entitle the stockholder to exercise one of three increasing ranges of voting power in electing directors) acquired in a “control share acquisition” (defined as the direct or indirect acquisition of ownership or control of “control shares”) have no voting rights except to the extent approved by our stockholders by the affirmative vote of at least two-thirds of all the votes entitled to be cast on the matter, excluding all interested shares. The business combination statute permits various exemptions from its provisions, including business combinations that are approved or exempted by the board of directors before the time that the interested stockholder becomes an interested stockholder. Our board of directors has exempted from the business combination provisions of the Maryland General Corporation Law, or MGCL, any business combination with Mr. Richard Agree or any other person acting in concert or as a group with Mr. Richard Agree. In addition, our bylaws contain a provision exempting from the control share acquisition statute Richard Agree, Edward Rosenberg, any spouses or the foregoing, any brothers or sisters of the foregoing, any ancestors of the foregoing, any other lineal descendants of any of the foregoing, any estates of any of the foregoing, any trusts established for the benefit of any of the foregoing and any other entity controlled by any of the foregoing, our other officers, our employees, any of the associates or affiliates of the foregoing and any other person acting in concert of as a group with any of the foregoing. Additionally, Title 3, Subtitle 8 of the MGCL, permits our board of directors, without stockholder approval and regardless of what is currently provided in our charter or our bylaws, to implement takeover defenses. These provisions may have the effect of inhibiting a third party from making an acquisition proposal for our company or of delaying, deferring or preventing a change in control of our company under circumstances that otherwise could provide the holders of our common stock with the opportunity to realize a premium over the then-current market price. Our charter, our bylaws, the limited partnership agreement of the Operating Partnership and Maryland law also contain other provisions that may delay, defer or prevent a transaction or a change of control that might involve a premium price for our common stock or otherwise be in the best interest of our stockholders. 12 Our board of directors can take many actions without stockholder approval. Our board of directors has overall authority to oversee our operations and determine our major corporate policies. This authority includes significant flexibility. For example, our board of directors can do the following: (cid:120) Change our investment and financing policies and our policies with respect to certain other activities, including our growth, debt capitalization, distributions, REIT status and investment and operating policies; (cid:120) Within the limits provided in our charter, prevent the ownership, transfer and/or accumulation of shares in order to protect our status as a REIT or for any other reason deemed to be in the best interests of us and our stockholders; Issue additional shares without obtaining stockholder approval, which could dilute the ownership of our then-current stockholders; (cid:120) (cid:120) Classify or reclassify any unissued shares of our common stock or preferred stock and set the preferences, rights and other terms of such classified or reclassified shares, without obtaining stockholder approval; (cid:120) Employ and compensate affiliates; (cid:120) Direct our resources toward investments that do not ultimately appreciate over time; (cid:120) Change creditworthiness standards with respect to third-party tenants; and (cid:120) Determine that it is no longer in our best interests to attempt to qualify, or to continue to qualify, as a REIT. Any of these actions could increase our operating expenses, impact our ability to make distributions or reduce the value of our assets without giving our stockholders the right to vote. Future offerings of debt and equity may not be available to us or may adversely affect the market price of our common stock. We expect to continue to increase our capital resources by making additional offerings of equity and debt securities in the future, which would include classes of preferred stock, common stock and senior or subordinated notes. Our ability to raise additional capital may be adversely impacted by market conditions. Future market dislocations could cause us to seek sources of potentially less attractive capital. All debt securities and other borrowings, as well as all classes of preferred stock, will be senior to our common stock in a liquidation of our company. Additional equity offerings could dilute our stockholders’ equity, and reduce the market price of shares of our common stock. In addition, we may issue preferred stock with a distribution preference that may limit our ability to make distributions on our common stock. Our ability to estimate the amount, timing or nature of additional offerings is limited as these factors will depend upon market conditions and other factors. The market price of our stock may vary substantially. The market price of our common stock could be volatile, and investors in our common stock may experience a decrease in the value of their shares, including decreases unrelated to our operating performance or prospects. Among the market conditions that may affect the market price of our common stock are the following: (cid:120) Changes in interest rates; (cid:120) Our financial condition and operating performance and the performance of other similar companies; (cid:120) Actual or anticipated variations in our quarterly results of operations; (cid:120) The extent of investor interest in our company, real estate generally or commercial real estate specifically; (cid:120) The reputation of REITs generally and the attractiveness of their equity securities in comparison to other equity securities, including securities issued by other real estate companies, and fixed income securities; (cid:120) Changes in expectations of future financial performance or changes in estimates of securities analysts; (cid:120) Fluctuations in stock market prices and volumes; and (cid:120) Announcements by us or our competitors of acquisitions, investments or strategic alliances. An officer and director may have interests that conflict with the interests of stockholders. An officer and member of our board of directors owns OP units in the Operating Partnership. This individual may have personal interests that conflict with the interests of our stockholders with respect to business decisions affecting us and the Operating Partnership, such as interests in the timing and pricing of property sales or refinancings in order to obtain favorable tax treatment. As a result, the effect of certain transactions on this unit holder may influence our decisions affecting these properties. 13 Federal Income Tax Risks Complying with REIT requirements may cause us to forego otherwise attractive opportunities. To qualify as a REIT for federal income tax purposes we must continually satisfy numerous income, asset and other tests, thus having to forego investments we might otherwise make and hindering our investment performance. Failure to qualify as a REIT could adversely affect our operations and our ability to make distributions. We will be subject to increased taxation if we fail to qualify as a REIT for federal income tax purposes. Although we believe that we are organized and operate in such a manner so as to qualify as a REIT under the Internal Revenue Code of 1986, as amended (the “Code”), no assurance can be given that we will remain so qualified. Qualification as a REIT involves the application of highly technical and complex Code provisions for which there are only limited judicial or administrative interpretations. The complexity of these provisions and applicable treasury regulations is also increased in the context of a REIT that holds its assets in partnership form. The determination of various factual matters and circumstances not entirely within our control may affect our ability to qualify as a REIT. A REIT generally is not taxed at the corporate level on income it distributes to its stockholders, as long as it distributes annually at least 100% of its taxable income to its stockholders. We have not requested and do not plan to request a ruling from the Internal Revenue Service that we qualify as a REIT. If we fail to qualify as a REIT, we will face tax consequences that will substantially reduce the funds available for payment of cash dividends: (cid:120) We would not be allowed a deduction for dividends paid to stockholders in computing our taxable income and would be subject to federal income tax at regular corporate rates. (cid:120) We could be subject to the federal alternative minimum tax and possibly increased state and local taxes. (cid:120) Unless we are entitled to relief under statutory provisions, we could not elect to be treated as a REIT for four taxable years following the year in which we failed to qualify. In addition, if we fail to qualify as a REIT, we will no longer be required to pay dividends (other than any mandatory dividends on any preferred shares we may offer). As a result of these factors, our failure to qualify as a REIT could adversely affect the market price for our common stock. Changes in tax laws may prevent us from maintaining our qualification as a REIT. As we have previously described, we intend to maintain our qualification as a REIT for federal income tax purposes. However, this intended qualification is based on the tax laws that are currently in effect. We are unable to predict any future changes in the tax laws that would adversely affect our status as a REIT. If there is a change in the tax law that prevents us from qualifying as a REIT or that requires REITs generally to pay corporate level income taxes, we may not be able to make the same level of distributions to our stockholders. An investment in our stock has various tax risks that could affect the value of your investment, including the treatment of distributions in excess of earnings and the inability to apply “passive losses” against distributions. An investment in our stock has various tax risks. Distributions in excess of current and accumulated earnings and profits, to the extent that they exceed the adjusted basis of an investor’s stock, will be treated as long-term capital gain (or short-term capital gain if the shares have been held for less than one year). Any gain or loss realized upon a taxable disposition of shares by a stockholder who is not a dealer in securities will be treated as a long-term capital gain or loss if the shares have been held for more than one year, and otherwise will be treated as short-term capital gain or loss. Distributions that we properly designate as capital gain distributions will be treated as taxable to stockholders as gains (to the extent that they do not exceed our actual net capital gain for the taxable year) from the sale or disposition of a capital asset held for greater than one year. Distributions we make and gain arising from the sale or exchange by a stockholder of shares of our stock will not be treated as passive income, meaning stockholders generally will not be able to apply any “passive losses” against such income or gain. Excessive non-real estate asset values may jeopardize our REIT status. In order to qualify as a REIT, at least 75% of the value of our assets must consist of investments in real estate, investments in other REITs, cash and cash equivalents, and government securities. Therefore, the value of any properties we own that are not considered real estate assets for federal income tax purposes must represent in the aggregate less than 25% of our total assets. In addition, under federal income tax law, we may not own securities in any one issuer (other than a REIT, a qualified REIT subsidiary or a TRS) which represent in excess of 10% of the voting securities or 10% of the value of all securities of any one issuer, or which have, in the aggregate, a value in excess of 5% of our total assets, and we may not own securities of one or more TRSs which have, in the 14 aggregate, a value in excess of 25% of our total assets. We may invest in securities of another REIT, and our investment may represent in excess of 10% of the voting securities or 10% of the value of the securities of the other REIT. If the other REIT were to lose its REIT status during a taxable year in which our investment represented in excess of 10% of the voting securities or 10% of the value of the securities of the other REIT as of the close of a calendar quarter, we may lose our REIT status. Compliance with the asset tests is determined at the end of each calendar quarter. Subject to certain mitigation provisions, if we fail to meet any such test at the end of any calendar quarter, we will cease to qualify as a REIT. We may have to borrow funds or sell assets to meet our distribution requirements. Subject to some adjustments that are unique to REITs, a REIT generally must distribute 90% of its taxable income. For the purpose of determining taxable income, we may be required to accrue interest, rent and other items treated as earned for tax purposes but that we have not yet received. In addition, we may be required not to accrue as expenses for tax purposes some items which actually have been paid, including, for example, payments of principal on our debt, or some of our deductions might be disallowed by the Internal Revenue Service. As a result, we could have taxable income in excess of cash available for distribution. If this occurs, we may have to borrow funds or liquidate some of our assets in order to meet the distribution requirement applicable to a REIT. Future distributions may include a significant portion as a return of capital. Our distributions may exceed the amount of our income as a REIT. If so, the excess distributions will be treated as a return of capital to the extent of the stockholder’s basis in our stock, and the stockholder’s basis in our stock will be reduced by such amount. To the extent distributions exceed a stockholder’s basis in our stock; the stockholder will recognize capital gain, assuming the stock is held as a capital asset. Our ownership of and relationship with our TRSs will be limited, and a failure to comply with the limits would jeopardize our REIT status and may result in the application of a 100% excise tax. A REIT may own up to 100% of the stock of one or more TRSs. A TRS may earn income that would not be qualifying income if earned directly by the parent REIT. Overall, no more than 20% of the value of a REIT’s assets may consist of stock or securities of one or more TRSs. A TRS will typically pay federal, state and local income tax at regular corporate rates on any income that it earns. In addition, the TRS rules impose a 100% excise tax on certain transactions between a TRS and its parent REIT that are not conducted on an arm’s-length basis. Our TRSs will pay federal, state and local income tax on their taxable income, and their after-tax net income will be available for distribution to us but will not be required to be distributed to us. There can be no assurance that we will be able to comply with the 20% limitation discussed above or to avoid application of the 100% excise tax discussed above. Liquidation of our assets may jeopardize our REIT qualification. To qualify as a REIT, we must comply with requirements regarding our assets and our sources of income. If we are compelled to liquidate our investments to repay obligations to our lenders, we may be unable to comply with these requirements, ultimately jeopardizing our qualification as a REIT, or we may be subject to a 100% tax on any gain if we sell assets in transactions that are considered to be “prohibited transactions,” which are explained in the risk factor below. We may be subject to other tax liabilities even if we qualify as a REIT. Even if we qualify as a REIT for federal income tax purposes, we will be required to pay certain federal, state and local taxes on our income and property. For example, we will be subject to income tax to the extent we distribute less than 100% of our REIT taxable income (including capital gains). Additionally, we will be subject to a 4% nondeductible excise tax on the amount, if any, by which dividends paid by us in any calendar year are less than the sum of 85% of our ordinary income, 95% of our capital gain net income and 100% of our undistributed income from prior years. Moreover, if we have net income from “prohibited transactions,” that income will be subject to a 100% tax. In general, prohibited transactions are sales or other dispositions of property held primarily for sale to customers in the ordinary course of business. The determination as to whether a particular sale is a prohibited transaction depends on the facts and circumstances related to that sale. While we will undertake sales of assets if those assets become inconsistent with our long-term strategic or return objectives, we do not believe that those sales should be considered prohibited transactions, but there can be no assurance that the Internal Revenue Service would not contend otherwise. The need to avoid prohibited transactions could cause us to forego or defer sales of properties that might otherwise be in our best interest to sell. In addition, any net taxable income earned directly by our TRSs, or through entities that are disregarded for federal income tax purposes as entities separate from our TRSs, will be subject to federal and possibly state corporate 15 income tax. To the extent that we and our affiliates are required to pay federal, state and local taxes, we will have less cash available for distributions to our stockholders. Dividends payable by REITs do not qualify for the reduced tax rates on dividend income from regular corporations. The maximum tax rate for dividends payable to domestic stockholders that are individuals, trusts and estates is 20%. Dividends payable by REITs, however, are generally not eligible for the reduced rates. The more favorable rates applicable to regular corporate dividends could cause investors who are individuals, trusts and estates to perceive investments in REITs to be relatively less attractive than investments in the stocks of non-REIT corporations that pay dividends, which could adversely affect the value of the stock of REITs, including our stock. Complying with REIT requirements may limit our ability to hedge effectively and may cause us to incur tax liabilities. The REIT provisions of the Code substantially limit our ability to hedge our liabilities. Any income from a hedging transaction we enter into to manage risk of interest rate changes, price changes or currency fluctuations with respect to borrowings made or to be made to acquire or carry real estate assets does not constitute qualifying income for purposes of income tests that apply to us as a REIT. To the extent that we enter into other types of hedging transactions, the income from those transactions is likely to be treated as non-qualifying income for purposes of the income tests. As a result of these rules, we may need to limit our use of advantageous hedging techniques or implement those hedges through a TRS. This could increase the cost of our hedging activities because our TRS would be subject to tax on gains or expose us to greater risks associated with changes in interest rates than we would otherwise want to bear. In addition, losses in our TRSs will generally not provide any tax benefit, except for being carried forward against future taxable income in the TRSs. Item 1B: Unresolved Staff Comments There are no unresolved staff comments. Item 2: Properties As of December 31, 2015, our portfolio consisted of 278 properties located in 41 states and totaling approximately 5.2 million square feet of gross leasable area. Our portfolio included 275 net lease properties, which contributed approximately 97.6% of annualized base rent, and three community shopping centers, which generated the remaining 2.4% of annualized base rent. As of December 31, 2015, our portfolio was approximately 99.5% leased and had a weighted average remaining lease term of approximately 11.4 years. A significant majority of our properties are leased to national tenants and approximately 51.9% of our annualized base rent was derived from tenants, or parents thereof, with an investment grade credit rating. Substantially all of our tenants are subject to net lease agreements. A net lease typically requires the tenant to be responsible for minimum monthly rent and property operating expenses including property taxes, insurance and maintenance. In addition, our tenants are typically subject to future rent increases based on fixed amounts or increases in the consumer price index and many leases provide for additional rent calculated as a percentage of the tenants’ gross sales above a specified level. Property Type Summary The following table presents certain information about our properties as of December 31, 2015: ($ in thousands) Number of Annualized % of Ann. Property Type Retail Net Lease Retail Net Lease (ground leases) Total Retail Net Lease Community Shopping Centers Total Portfolio Properties Base Rent (1) Base Rent 88.8% 8.8% 97.6% 2.4% 100.0% $63,658 6,287 $69,945 1,747 $71,692 249 26 275 3 278 % Investment Grade Rated (2) 49.0% 88.2% 52.5% 28.2% 51.9% Remaining Wtd. Avg. Lease Term 11.3 yrs 13.6 yrs 11.5 yrs 6.1 yrs 11.4 yrs (1) Represents annualized straight-line rent as of December 31, 2015. (2) Reflects tenants, or parent entities thereof, with investment grade credit ratings from S&P, Moody's, Fitch and/or NAIC. 16 Tenant Diversification The following table presents annualized base rents for all tenants that generated 1.5% or greater of our total annualized base rent as of December 31, 2015: ($ in thousands) Tenant / Concept Walgreens Wal-Mart Wawa CVS Academy Sports Rite Aid Lowe's Dollar General 24 Hour Fitness BJ's Wholesale LA Fitness Charter Foods North Dollar Tree Meridian Restaurants Kohl's AutoZone Dick's Sporting Goods Total Annualized Base Rent (1) $12,310 3,924 2,465 2,463 1,982 1,886 1,846 1,795 1,759 1,709 1,694 1,537 1,427 1,241 1,180 1,163 1,089 $41,470 % of Ann. Base Rent 17.2% 5.5% 3.4% 3.4% 2.8% 2.6% 2.6% 2.5% 2.5% 2.4% 2.4% 2.1% 2.0% 1.7% 1.6% 1.6% 1.5% 57.8% (1) Represents annualized straight-line rent as of December 31, 2015. Significant Tenants Walgreens operates the largest drugstore chain in the United States and trades, through its holding company Walgreens Boot Alliance, Inc., on the Nasdaq stock exchange under the symbol “WBA”. For its fiscal year ended August 31, 2015, Walgreens had total assets of approximately $68.8 billion, annual net sales of $103.4 billion, annual net income of $4.2 billion and shareholders’ equity of $31.3 billion. As of August 31, 2015, Walgreens operated 8,173 locations in 50 states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands. On October 27, 2015, Walgreens Boot Alliance, Inc. entered into an Agreement and Plan of Merger with Rite Aid Corporation ("Rite Aid'') and Victoria Merger Sub, Inc., a wholly-owned subsidiary of the Walgreens Boot Alliance, Inc., pursuant to which the Walgreens Boot Alliance, Inc. agreed, subject to the terms and conditions thereof, to acquire Rite Aid, a drugstore chain in the United States with 4,561 stores in 31 states and the District of Columbia as of August 29, 2015. The transaction is expected to close in the second half of calendar 2016, subject to Rite Aid stockholder approval, regulatory approvals and other customary closing conditions. The information set forth above was derived from the annual report on Form 10-K filed by Walgreens with respect to their 2015 fiscal year. Additional information regarding Walgreens and Walgreens Boots Alliance, Inc. can be found in their public filings. These filings can be accessed at www.sec.gov. We are unable to confirm, and make no representations with respect to the accuracy of these reports and therefore you should not place undue reliance on such information as it pertains to our operations. 17 Tenant Sector Diversification The following table presents annualized base rents for all sectors that generated 2.5% or greater of our total annualized base rents as of December 31, 2015: ($ in thousands) Tenant Sector Pharmacy Restaurants - Quick Service General Merchandise Apparel Grocery Stores Warehouse Clubs Health & Fitness Sporting Goods Specialty Retail Convenience Stores Restaurants - Casual Dining Dollar Stores Auto Parts Home Improvement Other (2) Total Annualized Base Rent (1) $16,659 5,643 3,956 3,903 3,843 3,749 3,562 3,149 3,147 2,599 2,388 2,280 2,267 1,847 12,700 $71,692 % of Ann. Base Rent 23.2% 7.9% 5.5% 5.4% 5.4% 5.2% 5.0% 4.4% 4.4% 3.6% 3.3% 3.2% 3.2% 2.6% 17.7% 100.0% (1) Represents annualized straight-line rent as of December 31, 2015. (2) Includes sectors generating less than 2.5% of annualized base rent. 18 Geographic Diversification The following table presents annualized base rents, by state, for our portfolio as of December 31, 2015: ($ in thousands) Tenant Sector Michigan Florida Ohio Texas Pennsylvania Illinois Kentucky Kansas Georgia Wisconsin Missouri North Carolina South Carolina North Dakota Oregon New York Indiana Colorado California Tennessee Virginia Alabama Iowa Maine Utah Minnesota New Jersey Louisiana West Virginia Connecticut Washington Delaware South Dakota Maryland Nevada Oklahoma Montana Arizona Mississippi New Hampshire Nebraska Total Annualized Base Rent (1) $14,333 6,046 4,618 4,560 4,095 3,874 2,630 2,540 1,980 1,935 1,800 1,747 1,678 1,648 1,605 1,551 1,443 1,341 1,238 1,125 1,118 1,096 955 792 756 706 590 562 537 400 339 326 326 277 224 204 184 175 151 107 80 $71,692 % of Ann. Base Rent 20.0% 8.4% 6.4% 6.4% 5.7% 5.4% 3.7% 3.5% 2.8% 2.7% 2.5% 2.4% 2.3% 2.3% 2.2% 2.2% 2.0% 1.9% 1.7% 1.6% 1.6% 1.5% 1.3% 1.1% 1.1% 1.0% 0.8% 0.8% 0.7% 0.6% 0.5% 0.5% 0.5% 0.4% 0.3% 0.3% 0.3% 0.2% 0.2% 0.1% 0.1% 100.0% (1) Represents annualized straight-line rent as of December 31, 2015. 19 Lease Expirations The following table presents contractual lease expirations within the Company’s portfolio as of December 31, 2015, assuming that no tenants exercise renewal options: Gross Leasable Area % of Total (in thousands) Year 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Thereafter Total Annualized Base Rent (1) Leases 2 10 11 11 17 17 13 21 27 26 161 316 Dollars 277 1,700 1,431 3,607 2,608 4,198 2,672 3,270 6,342 5,231 40,356 $71,692 % of Total 0.4% 2.4% 2.0% 5.0% 3.6% 5.9% 3.7% 4.6% 8.8% 7.3% 56.3% 100.0% (1) Represents annualized straight-line rent as of December 31, 2015. Square Feet 30 114 245 332 239 236 262 272 539 396 2,542 5,207 0.6% 2.2% 4.7% 6.4% 4.6% 4.5% 5.0% 5.2% 10.3% 7.6% 48.9% 100.0% Community Shopping Centers Our three community shopping centers range in size from 20,000 to 241,458 square feet of GLA. The location and primary occupancy information with respect to the community shopping centers as of December 31, 2015 are set forth below: Property Capital Plaza Location Frankfort, KY Year Completed / Renovated 1978 / 2006 Gross Leasable Area (Sq. Ft.) 116,212 Annualized Base Rent (1) $634,000 Annualized Base Rent per Sq. Ft (2) $5.46 Percent Leased at December 31, 2015 100% Central Michigan Commons Mt. Pleasant, MI 1973 / 1997 241,458 $1,023,150 $4.66 91% Anchor Tenants (Lease Expiration / Option Expiration) (3) Kmart (2018 / 2053) Walgreens (2032 / 2052) Kmart (2018 / 2048) JC Penney (2020 / 2035) Staples (2020 / 2030) West Frankfort Plaza West Frankfort, IL 1982 / N/A 20,000 $90,386 $6.46 Totals 377,670 $1,747,536 $4.63 (1) Represents annualized straight-line rent as of December 31, 2015. (2) Calculated as total annualized base rent divided by leased GLA. (3) The tenant has the option to extend a lease beyond the initial term. 70% 93% 20 Item 3: Legal Proceedings From time to time, we are involved in legal proceedings in the ordinary course of business. We are not presently involved in any litigation nor, to our knowledge, is any other litigation threatened against us, other than routine litigation arising in the ordinary course of business, which is expected to be covered by our liability insurance and all of which collectively is not expected to have a material adverse effect on our liquidity, results of operations or business or financial condition. Item 4: Mine Safety Disclosures Not applicable. PART II Item 5: Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities Our common stock is traded on the NYSE under the symbol “ADC.” The following table sets forth the high and low closing prices of our common stock, as reported on the NYSE, and the dividends declared per share of common stock by us for each calendar quarter in the last two fiscal years. Dividends were paid in the periods immediately subsequent to the periods in which such dividends were declared. Quarter Ended March 31, 2015 June 30, 2015 September 30, 2015 December 31, 2015 March 31, 2014 June 30, 2014 September 30, 2014 December 31, 2014 High $35.45 $33.36 $31.12 $34.47 $31.67 $31.22 $30.82 $31.63 Low $31.46 $29.17 $27.80 $29.80 $28.17 $29.22 $27.38 $27.09 Dividends per share declared $0.450 $0.465 $0.465 $0.465 $0.430 $0.430 $0.430 $0.450 On March 7, 2016, the reported closing sale price per share of common stock on the NYSE was $36.63 At March 7, 2016, there were 20,700,378 shares of our common stock issued and outstanding which were held by approximately 140 stockholders of record. The number of stockholders of record does not reflect persons or entities that held their shares in nominee or “street” name. In addition, at March 7, 2016 there were 347,619 outstanding OP Units held by a limited partner other than our Company. The OP Units are exchangeable into shares of common stock on a one-for-one basis. For 2015, we paid $1.845 per share of common stock in dividends. Of the $1.845, 82.3% represented ordinary income, and 17.7% represented return of capital, for tax purposes. For 2014, we paid $1.74 per share of common stock in dividends. Of the $1.74, 80.4% represented ordinary income, and 19.6% represented return of capital, for tax purposes. We intend to continue to declare quarterly dividends to our stockholders. However, our distributions are determined by our board of directors and will depend upon cash generated by operating activities, our financial condition, capital requirements, annual distribution requirements under the REIT provisions of the Code and such other factors as the board of directors deems relevant. We have historically paid cash dividends, although we may choose to pay a portion in stock dividends in the future. To qualify as a REIT, we must distribute at least 90% of our REIT taxable income prior to net capital gains to our stockholders, as well as meet certain other requirements. We must pay these distributions in the taxable year the income is recognized; or in the following taxable year if they are declared during the last three months of the taxable year, payable to stockholders of record on a specified date during such period and paid during January of the following year. Such distributions are treated for REIT tax purposes as paid by us and received by our stockholders on December 31 of the year in which they are declared. In addition, at our election, a distribution for a taxable year may be declared in the following taxable year if it is declared before we timely file our tax return for such year and if paid on or before the first regular dividend payment after such 21 declaration. These distributions qualify as dividends paid for the 90% REIT distribution test for the previous year and are taxable to holders of our capital stock in the year in which paid. During the year ended December 31, 2015, we sold $100.0 million of senior unsecured notes. On May 28, 2015, we entered into a Note Purchase Agreement with Teachers Insurance and Annuity Association of America and The Guardian Life Insurance Company of America, as institutional purchasers. Pursuant to the Note Purchase Agreement, the Operating Partnership completed a private placement of $50.0 million aggregate principal amount of our 4.16% Series A senior unsecured notes due May 30, 2025 and $50.0 million aggregate principal amount of our 4.26% senior unsecured notes due May 30, 2027 (together, the “Notes”). The Notes were only sold to institutional investors and did not involve a public offering in reliance on the exemption from registration in Section 4(a)(2) of the Securities Act. During the fourth quarter of 2015, we did not repurchase any of our equity securities. For information about our equity compensation plan, please see “Item 12 – Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters” of this Annual Report on Form 10-K. Item 6: Selected Financial Data The following table sets forth our selected financial information on a historical basis and should be read in conjunction with “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and the Consolidated Financial Statements and Notes thereto included elsewhere in this Annual Report on Form 10-K. Certain amounts have been reclassified to conform to the current presentation of discontinued operations. The balance sheet for the periods ending December 31, 2011 through 2015 and operating data for each of the periods presented were derived from our audited financial statements. (in thousands, except per share information and other data) 2015 Year Ended December 31, 2013 2012 2014 2011 Operating Data Total revenues Expenses Property costs (1) General and administrative Interest Depreciation and amortization Impairments Total Expenses Income From Operations (Loss) gain on extinguishment of debt Gain (loss) on sale of assets Income From Continuing Operations Gain on sale of asset from discontinued operations Income (loss) from discontinued operations Net income Less net income attributable to non-controlling interest Net income attributable to Agree Realty Corporation Share Data Weighted average common shares - diluted Net income per share - diluted Cash dividends per share Balance Sheet Data Real Estate (before accumulated depreciation) Total Assets Total Debt, including accrued interest Other Data Number of Properties Gross Leasable Area (Sq. Ft.) Percentage Leased $ 69,966 $ 53,559 $ 43,518 $ 34,624 $ 30,263 6,379 6,988 12,306 16,486 - 42,159 27,807 (180) 12,135 39,762 - - 39,762 745 $ 39,018 18,065 $ 2.16 $ 1.85 $ 755,849 $ 792,550 $ 320,547 278 5,207,000 99% 4,917 6,629 8,587 11,103 3,020 34,256 19,303 - (528) 18,775 123 15 18,913 425 $ 18,488 14,967 $ 1.24 $ 1.74 $ 589,147 $ 593,581 $ 222,484 209 4,315,000 99% 3,656 5,952 6,475 8,489 - 24,572 18,946 - - 18,946 946 298 20,190 515 $ 19,675 13,158 $ 1.50 $ 1.64 $ 471,366 $ 462,742 $ 158,869 130 3,662,000 98% 3,328 5,682 5,134 6,241 - 20,385 14,239 - - 14,239 2,097 2,267 18,603 554 $ 18,049 11,137 $ 1.62 $ 1.60 $ 398,812 $ 370,093 $ 161,242 109 3,259,000 98% 3,469 5,662 3,957 5,200 600 18,888 11,375 2,360 - 13,735 110 (3,956) 9,889 338 $ 9,551 9,681 $ 0.99 $ 1.60 $ 340,074 $ 293,944 $ 120,032 87 3,556,000 93% (1) Property costs include real estate taxes, insurance, maintenance and land lease expense. 22 Item 7: Management’s Discussion and Analysis of Financial Condition and Results of Operations The following discussion should be read in conjunction with the consolidated financial statements, and related notes thereto, included elsewhere in this Annual Report on Form 10-K and the “-Special Note Regarding Forward-Looking Statements” in “Item 1A – Risk Factors” above. Overview We are a fully integrated REIT primarily focused on the ownership, acquisition, development and management of retail properties net leased to industry leading tenants. We were founded in 1971 by our current Executive Chairman, Richard Agree, and listed on the NYSE in 1994. Our assets are held by, and all of our operations are conducted through, directly or indirectly, the Operating Partnership, of which we are the sole general partner and in which we held a 98.3% interest as of December 31, 2015. As of December 31, 2015, our portfolio consisted of 278 properties located in 41 states and totaling approximately 5.2 million square feet of gross leasable area. As of December 31, 2015, our portfolio was approximately 99.5% leased and had a weighted average remaining lease term of approximately 11.4 years. Substantially all of our tenants are subject to net lease agreements. A net lease typically requires the tenant to be responsible for minimum monthly rent and property operating expenses including property taxes, insurance and maintenance. We have elected to be taxed as a REIT for federal income tax purposes commencing with our taxable year ended December 31, 1994. We believe that we have been organized and have operated in a manner that has allowed us to qualify as a REIT for federal income tax purposes and we intend to continue operating in such a manner. Recent Accounting Pronouncements In May 2014, the Financial Accounting Standards Board issued ASU No. 2014-09 “Revenue from Contracts with Customers.” ASU No. 2014-09 was developed to enable financial statement users to better understand the nature, amount, timing and uncertainty of revenue and cash flows arising from contracts with customers. The update’s core principle is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. Companies are to use a five-step contract review model to ensure revenue gets recognized, measured and disclosed in accordance with this principle. ASU 2014-09 was to be effective for fiscal years and interim periods beginning after December 15, 2016. In August 2015, the Financial Accounting Standards Board (the “FASB”) issued ASU No. 2015-14 to defer the effective date of ASU No. 2014-09 for one year. As a result, ASU No. 2014-09 is now effective for fiscal years and interim periods beginning after December 15, 2017. The amendments in this update will be applied retrospectively either to each prior reporting period presented or to disclose the cumulative effect recognized at the date of initial application. The Company is still in the process of determining the impact that the implementation of ASU 2014-09 will have on the financial statements. In April 2015, the FASB issued ASU No. 2015-03 “Interest – Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs.” The objective of ASU 2015-03 is to identify, evaluate, and improve areas of generally accepted accounting principles (“GAAP”) for which cost and complexity can be reduced while maintaining or improving the usefulness of the information provided to users of financial statements. To simplify presentation of debt issuance costs, the amendments in ASU No. 2015-03 require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduc tion from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in ASU No. 2015-03. This ASU is effective for annual reporting periods (including interim periods within those periods) beginning after December 15, 2015. Early adoption is permitted. The Company has evaluated the new guidance and determined the resulting impact on the statements will be a reclassification of certain deferred financing costs from other assets to notes payable. See Note 2 of the consolidated financial statements for more information on recent accounting pronouncements. Critical Accounting Policies Our accounting policies are determined in accordance with GAAP. The preparation of our financial statements requires us to make estimates and assumptions that are subjective in nature and, as a result, our actual results could differ materially from our estimates. Set forth below are the more critical accounting policies that require management judgment and estimates in the preparation of our consolidated financial statements. This summary should be read in conjunction with the more complete discussion of our accounting policies and procedures included in Note 2 to our consolidated financial statements. 23 Revenue Recognition We lease real estate to our tenants under long-term net leases which we account for as operating leases. Under this method, leases that have fixed and determinable rent increases are recognized on a straight-line basis over the lease term. Rental increases based upon changes in the consumer price indexes, or other variable factors, are recognized only after changes in such factors have occurred and are then applied according to the lease agreements. Certain leases also provide for additional rent based on tenants’ sales volumes. These rents are recognized when determinable by us after the tenant exceeds a sales breakpoint. Contractually obligated reimbursements from tenants for recoverable real estate taxes and operating expenses are generally included in operating costs reimbursement in the period when such expenses are recorded. Real Estate Investments We record the acquisition of real estate at cost, including acquisition and closing costs. For properties developed by us, all direct and indirect costs related to planning, development and construction, including interest, real estate taxes and other miscellaneous costs incurred during the construction period, are capitalized for financial reporting purposes and recorded as property under development until construction has been completed. Accounting for Acquisitions of Real Estate The acquisition of property for investment purposes is typically accounted for as an asset acquisition. We allocate the purchase price to land, building and identified intangible assets and liabilities, based in each case on their relative estimated fair values and without giving rise to goodwill. Intangible assets and liabilities represent the value of in-place leases and above- or below-market leases. In making estimates of fair values, we may use a number of sources, including data provided by independent third parties, as well as information obtained by the Company as a result our due diligence, including expected future cash flows of the property and various characteristics of the markets where the property is located. Depreciation Our real estate portfolio is depreciated using the straight-line method over the estimated remaining useful life of the properties, which generally ranges from 30 to 40 years for buildings and 10 to 20 years for improvements. Impairments We review our real estate investments periodically for impairment whenever events or changes in circumstances indicate that the carrying amount may not be recoverable. Events or circumstances that may occur include, but are not limited to, significant changes in real estate market conditions or our ability to re-lease or sell properties that are vacant or become vacant. Management determines whether an impairment in value has occurred by comparing the estimated future cash flows (undiscounted and without interest charges), including the residual value of the real estate, with the carrying cost of the individual asset. An asset is considered impaired if its carrying value exceeds its estimated undiscounted cash flows and an impairment charge is recorded in the amount by which the carrying value of the asset exceeds its estimated fair value. Results of Operations Comparison of Year Ended December 31, 2015 to Year Ended December 31, 2014 Minimum rental income increased $14,875,000, or 30%, to $64,278,000 in 2015, compared to $49,403,000 in 2014. Approximately $16,688,000 of the increase is due to the acquisition of 73 properties in 2015 and the full year impact of 77 properties acquired in 2014. Approximately $1,062,000 of the increase is attributable to one development project completed in 2015 and the full year impact of five development projects completed in 2014. These increases were partially offset by approximately a $3,017,000 reduction in minimum rental income from properties sold during 2015 that were owned for all of 2014, and approximately a $142,000 increase due to other minimum rental income adjustments. Percentage rents increased $20,000, or 13%, to $180,000 in 2015 compared to $160,000 in 2014. The primary drivers of the increase are better tenant performance, resulting in the tenant being required to pay more percentage rent in 2015, and properties acquired in 2014 and 2015 for which we received percentage rent in 2015. Operating cost reimbursements increased $1,452,000, or 38%, to $5,277,000 in 2015, compared to $3,825,000 in 2014. Operating cost reimbursements increased due to higher levels of recoverable property operating expenses 24 as a result of our 2015 and 2014 acquisition and development activity. Our portfolio recovery rate increased to 91% in 2015 compared to 86% in 2014. Other income increased to $230,000 in 2015 from $171,000 in 2014. The primary driver of the increase is non- recurring fee income earned in 2015. Real estate taxes increased $1,239,000, or 45%, to $4,005,000 in 2015, compared to $2,766,000 in 2014. The increase is due to the ownership of additional properties in 2015 compared to 2014 for which we remit real estate taxes and are subsequently reimbursed by tenants. Property operating expenses increased $89,000, or 5%, to $1,768,000 in 2015, compared to $1,679,000 in 2014. The increase is primarily due to the ownership of additional properties in 2015 compared to 2014 which contributed to higher property maintenance, utilities and insurance expenses. Our tenants subsequently reimbursed us for the majority of these expenses. Land lease payments increased $134,000, or 28%, to $606,000 in 2015, compared to $472,000 for 2014. The increase is the result of additional properties acquired in 2015 compared to 2014 that are subject to a land leases. General and administrative expenses increased $359,000, to $6,988,000 in 2015, compared to $6,629,000 in 2014. The increase is primarily due to an increase in the number of employees resulting in an increased employee cost of $214,000 and a net increase in other expenses of $145,000. General and administrative expenses as a percentage of total revenue decreased to 10.0% for 2015 from 12.4% in 2014. Depreciation and amortization increased $5,383,000, or 48%, to $16,486,000 in 2015, compared to $11,103,000 in 2013. The increase was primarily the result of the acquisition of 73 properties in 2015 and 77 properties in 2014. We had no impairment charges in 2015. We recognized impairment charges of $3,020,000 in 2014, including (i) $220,000 as a result of writing down the carrying value of Petoskey Town Center, which was under contract for sale, but not classified as held for sale at December 31, 2014 due to contingencies associated with the contract and (ii) $2,800,000 as a result of writing down the carrying value of Chippewa Commons due to an anchor tenant declining to exercise an extension option which would contribute to vacancy and diminished cash flows and resulted in a fair value that was less than the net book value of the asset. Interest expense increased $3,718,000, or 43%, to $12,305,000 in 2015, from $8,587,000 in 2014. The increase in interest expense is a result of higher levels of borrowings to finance the acquisition and development of additional properties in 2015 and 2014, including the private placement of $100,000,000 of senior unsecured notes entered into in May of 2015. We recognized a net gain on sales of assets of $12,135,000 in 2015 which was attributable primarily to a $8,071,000 gain on the sale of North Lakeland Plaza in September 2015 and a $3,313,000 gain on the sale of Marshall Plaza in April 2015. We also recognized a net gain of $614,000 on the sale of the Ferris Commons in August 2015 and a net gain of $137,000 on five other transaction in 2015. In 2014, we recognized a net loss on sales of assets of $528,000, which was attributable primarily to a $234,000 loss on the sale of Chippewa Commons in December 2014 and a $276,000 loss on the sale of a property in East Lansing, Michigan in August 2014 (the property was subject to a purchase option exercised by the lessee). We also recognized a gain of $123,000 on the sale of the Ironwood Commons in January 2014. This gain is reflected in discontinued operations in 2014. We had no income from discontinued operations in 2015, compared to $15,000 in 2014. Income from discontinued operations in 2014 was attributable to Ironwood Commons which was classified as held for sale at December 31, 2013 and subsequently sold in January 2014. Our net income increased $20,849,000, or 102%, to $39,762,000 in 2015, from $18,913,000 in 2014 as a result of the foregoing factors. Comparison of Year Ended December 31, 2014 to Year Ended December 31, 2013 Minimum rental income increased $8,508,000, or 21%, to $49,403,000 in 2014, compared to $40,895,000 in 2013. Approximately $6,809,000 of the increase is due to the acquisition of 77 properties in 2014 and the full year impact of 18 properties acquired in 2013. Approximately $2,158,000 of the increase is attributable to five development 25 projects completed in 2014 and the full year impact of six development projects completed in 2013. These increases were partially offset by approximately $341,000 due to a reduction in minimum rental income from properties sold during 2014 that were owned for all of 2013, and approximately $101,000 due to other minimum rental income adjustments. Percentage rents increased to $160,000 in 2014 from $36,000 in 2013. The primary driver of the increase is properties acquired in 2013 for which we received percentage rent in 2014. Operating cost reimbursements increased $1,257,000, or 49%, to $3,825,000 in 2014, compared to $2,567,000 in 2013. Operating cost reimbursements increased due to higher levels of recoverable property operating expenses as a result of our 2014 and 2013 acquisition and development activity. Our portfolio recovery rate increased to 86.1% in 2014 compared to 79.5% in 2013. Other income increased to $171,000 in 2014 from $19,000 in 2013. The primary driver of the increase was non- recurring fee income earned in 2014. Real estate taxes increased $730,000, or 36%, to $2,766,000 in 2014, compared to $2,035,000 in 2013. The increase was due to the ownership of additional properties in 2014 compared to 2013 for which we remit real estate taxes and are subsequently reimbursed by tenants. Property operating expenses increased $486,000, or 41%, to $1,679,000 in 2014, compared to $1,193,000 in 2013. The increase was primarily due to the ownership of additional properties in 2014 compared to 2013 which contributed to higher property maintenance, utilities and insurance expenses. Our tenants subsequently reimbursed us for the majority of these expenses. Land lease payments increased $44,000, or 10%, to $472,000 in 2014, compared to $428,000 for 2013. The increase was the result a property acquired in 2014 that is subject to a land lease. General and administrative expenses increased $677,000, to $6,629,000 in 2014, compared to $5,952,000 in 2013. The increase was primarily due to an increase in the number of employees resulting in an increased employee cost of $582,000 and a net increase in other expenses of $66,000. General and administrative expenses as a percentage of total revenue decreased to 12.4% for 2014 from 13.7% in 2013. Depreciation and amortization increased $2,614,000, or 31%, to $11,103,000 in 2014, compared to $8,489,000 in 2013. The increase was primarily the result of the acquisition of 77 properties in 2014 and 18 properties in 2013. We recognized impairment charges of $3,020,000 in 2014, including (i) $220,000 as a result of writing down the carrying value of Petoskey Town Center, which was under contract for sale, but not classified as held for sale at September 30, 2014 due to contingencies associated with the contract and (ii) $2,800,000 as a result of writing down the carrying value of Chippewa Commons due to an anchor tenant declining to exercise an extension option which would create a vacancy and diminished cash flows and resulted in a fair value that was less than the net book value of the asset. We recognized an impairment charge of $450,000 in 2013 as a result of writing down the carrying value of Ironwood Commons, which was under contract for sale, but not classified as held for sale at September 30, 2013 due to contingencies associated with the contract. This amount is reflected in discontinued operations in 2013. Interest expense increased $2,112,000, or 33%, to $8,587,000 in 2014, from $6,475,000 in 2013. The increase in interest expense was a result of higher levels of borrowings to finance the acquisition and development of additional properties in 2014 and 2013, including a $65,000,000 unsecured term loan entered into in July of 2014 and a $35,000,000 unsecured term loan entered into in September of 2013. We recognized a net loss on sales of assets of $528,000 in 2014 which was attributable primarily to a $234,000 loss on the sale of Chippewa Commons in December 2014 and a $276,000 loss on the sale of a property in East Lansing, Michigan in August 2014 (the property was subject to a purchase option exercised by the lessee). We also recognized a gain of $123,000 on the sale of the Ironwood Commons in January 2014. This gain was reflected in discontinued operations in 2014. In 2013, we recognized a gain of $946,000 on the sale of a Walgreens in Ypsilanti, Michigan. This gain was reflected in discontinued operations in 2013. 26 Income from discontinued operations was $15,000 in 2014 compared to $298,000 in 2013. Income from discontinued operations in 2014 was attributable to Ironwood Commons which was classified as held for sale at December 31, 2013 and subsequently sold in January 2014. Income from discontinued operations in 2013 was attributable to Ironwood Commons, inclusive of the $450,000 impairment charge described above, and a Walgreens in Ypsilanti, Michigan that was sold in January 2013. Our net income decreased $1,277,000, or 6%, to $18,913,000 in 2014, from $20,190,000 in 2013 as a result of the foregoing factors. Liquidity and Capital Resources Our principal demands for funds include payment of operating expenses, payment of principal and interest on our outstanding indebtedness, distributions to our stockholders and future property acquisitions and development. We expect to meet our short term liquidity requirements through cash provided from operations and borrowings under our Credit Facility. As of December 31, 2015, $18.0 million was outstanding on our Credit Facility and $132.0 million was available for future borrowings, subject to our compliance with covenants. We anticipate funding our long term capital needs through cash provided from operations, borrowings under our Credit Facility, the issuance of debt and the issuance of common or preferred equity or other instruments convertible into or exchangeable for common or preferred equity. We continually evaluate alternative financing and believe that we can obtain financing on reasonable terms. However, there can be no assurance that additional financing or capital will be available, or that the terms will be acceptable or advantageous to us. Capitalization As of December 31, 2015, our total market capitalization was approximately $1.0 billion. Market capitalization consisted of $713.3 million of common equity (based on the December 31, 2015 closing price of our common stock on the NYSE of $33.99 per share and assuming the conversion of OP Units) and $319.6 million of total debt including (i) $101.6 million of mortgage notes payable; (ii) $100.0 million of unsecured term loans; (Iii) $100.0 million of senior unsecured notes; and (iv) $18.0 million of borrowings under our Credit Facility. Our ratio of total debt to total market capitalization was 30.9% at December 31, 2015. At December 31, 2015, the non-controlling interest in our Operating Partnership consisted of a 1.7% ownership interest in the Operating Partnership held by third parties. The OP Units may, under certain circumstances, be exchanged for our shares of common stock on a one-for-one basis. We, as sole general partner of the Operating Partnership, have the option to settle exchanged OP Units held by others for cash based on the current trading price of our shares. Assuming the exchange of all OP Units, there would have been 20,984,920 shares of common stock outstanding at December 31, 2015. Debt Revolving Credit and Term Loan Facility The Company has in place a $250.0 million senior unsecured revolving credit and term loan facility (the “Revolving Credit and Term Loan Facility”) consisting of (i) a $150.0 million revolving credit facility; (ii) a $65.0 million unsecured term loan facility due 2021 (the “2021 Term Loan”); and (iii) a $35.0 million unsecured term loan facility due 2020 (the “2020 Term Loan”). The Credit Facility is due July 21, 2018, with an additional one-year extension at the Company’s option, subject to customary conditions. Borrowings under the Credit Facility are priced at LIBOR plus 135 to 200 basis points, depending on the Company’s leverage. As of December 31, 2015, $18.0 million was outstanding under the Credit Facility bearing a weighted average interest rate of approximately 1.7% and $132.0 million was available for borrowing. The 2021 Term Loan matures on July 21, 2021. Borrowings under the 2021 Term Loan are priced at LIBOR plus 165 to 225 basis points, depending on the Company’s leverage, and the Company entered into interest rate swap agreements to fix LIBOR at 2.09% until maturity. As of December 31, 2015, $65.0 million was outstanding under the 2021 Term Loan bearing an effective interest rate of 3.74%. The 2020 Term Loan matures on September 29, 2020. Borrowings under the 2020 Term Loan are priced at LIBOR plus 165 to 225 basis points, depending on the Company’s leverage, and the Company entered into interest rate 27 swap agreements to fix LIBOR at 2.20% until maturity. As of December 31, 2015, $35.0 million was outstanding under the 2020 Term Loan bearing an effective interest rate of 3.85%. The Revolving Credit and Term Loan Facility contains customary covenants, including, among others, financial covenants regarding debt levels, total liabilities, tangible net worth, fixed charge coverage, unencumbered borrowing base properties and permitted investments. The Company was in compliance with the covenant terms at December 31, 2015. Senior Unsecured Notes On May 28, 2015, the Company completed a private placement of $100.0 million principal amount of senior unsecured notes (the “Senior Unsecured Notes”). The Senior Unsecured Notes were sold in two series, including $50.0 million of 4.16% notes due May 30, 2025 and $50.0 million of 4.26% notes due May 30, 2027. The weighted average term of the Senior Unsecured Notes is 11 years and the weighted average interest rate is 4.21%. Proceeds from the issuance were used to repay borrowings under the Company's Credit Facility and for general corporate purposes. Mortgage Notes Payable As of December 31, 2015, we had total mortgage indebtedness of $101.6 million, with a weighted average term to maturity of 4.2 years. Including our mortgages that have been swapped to a fixed interest rate, our weighted average interest rate on mortgage debt was 4.17%. ($ in thousands) Mortgage Note Payable Portfolio Mortgage Loan due 2016 Portfolio Mortgage Loan due 2017 Secured Term Loan due 2017 Secured Term Loan due 2018 Portfolio Mortgage Loan due 2020 Single Asset Mortgage Loan due 2020 CMBS Portfolio Loan due 2023 Single Asset Mortgage Loan due 2023 Portfolio CTL due 2026 Total Interest Rate (1) 6.56% 6.63% 3.62% 2.49% 6.90% 6.24% 3.60% 5.01% 6.27% Maturity June 2016 May 2017 (2) April 2018 January 2020 January 2020 January 2023 September 2023 July 2026 $ Principal Amount Outstanding December 31, 2015 December 31, 2014 8,580 $ 2,406 21,398 25,000 7,896 3,204 23,640 5,595 9,043 106,762 8,580 - 20,741 25,000 6,553 3,129 23,640 5,447 8,494 101,584 $ $ (1) Fixed rates, including the effect of interest rate swap agreements. (2) The note matures May 14, 2017 and may be extended, at the Company’s election, for a two-year term to May 2019, subject to certain conditions. The mortgage loans encumbering our properties are generally non-recourse, subject to certain exceptions for which we would be liable for any resulting losses incurred by the lender. These exceptions vary from loan to loan, but generally include fraud or a material misrepresentation, misstatement or omission by the borrower, intentional or grossly negligent conduct by the borrower that harms the property or results in a loss to the lender, filing of a bankruptcy petition by the borrower, either directly or indirectly, and certain environmental liabilities. At December 31, 2015, the mortgage loan of $20.7 million was partially recourse to us and secured by a limited guaranty of payment and performance for approximately 50% of the loan amount. We have entered into mortgage loans which are secured by multiple properties and contain cross-default and cross- collateralization provisions. Cross-collateralization provisions allow a lender to foreclose on multiple properties in the event that we default under the loan. Cross-default provisions allow a lender to foreclose on the related property in the event a default is declared under another loan. 28 Contractual Obligations The following table summarizes our contractual obligations by due date as of December 31, 2015: ($ in thousands) Mortgage Notes Payable Revolving Credit Facility Unsecured Term Loans Senior Unsecured Notes Land Lease Obligations $ Total 101,584 18,000 100,000 100,000 11,613 Less than 1 year 1-3 years 3-5 years More than 5 years $ $ 11,534 - - - 640 $ 50,031 18,000 - - 1,281 $ 6,618 - 35,000 - 1,266 33,401 - 65,000 100,000 8,426 Estimated Interest Payments on Mortgage Notes Payable and Unsecured Term Loans Total 85,185 416,382 $ $ 12,211 24,385 $ 21,878 91,190 $ 18,889 61,773 $ 32,207 239,034 Estimated interest payments are based on (i) the stated rates for mortgage notes payable, including the effect of interest rate swaps and (ii) the stated rates for unsecured term loans, including the effect of interest rate swaps and assuming the interest rate in effect for the most recent quarter remains in effect through the respective maturity dates. Dividends During the quarter ended December 31, 2015, we declared a quarterly dividend of $0.465 per share. The cash dividend was paid on January 5, 2016 to holders of record on December 22, 2015. During the quarter ending March 31, 2016, we declared a quarterly dividend of $0.465 per share. The cash dividend will be paid on April 15, 2016 to holders of record on March 31, 2016. Inflation Our leases typically contain provisions to mitigate the adverse impact of inflation on our results of operations. Tenant leases generally provide for limited increases in rent as a result of fixed increases or increases in the consumer price index. Certain of our leases contain clauses enabling us to receive percentage rents based on tenants’ gross sales, which generally increase as prices rise. During times when inflation is greater than increases in rent, rent increases will not keep up with the rate of inflation. Substantially all of properties are leased to tenants under long-term, net leases which require the tenant to pay certain operating expenses for a property, thereby reducing our exposure to operating cost increases resulting from inflation. Inflation may have an adverse impact on our tenants. Funds from Operations Funds from Operations (“FFO”) is defined by the National Association of Real Estate Investment Trusts, Inc. (“NAREIT”) to mean net income computed in accordance with GAAP, excluding gains (or losses) from sales of property, plus real estate related depreciation and amortization and any impairment charges on a depreciable real estate asset, and after adjustments for unconsolidated partnerships and joint ventures. Management uses FFO as a supplemental measure to conduct and evaluate the Company’s business because there are certain limitations associated with using GAAP net income by itself as the primary measure of the Company’s operating performance. Historical cost accounting for real estate assets in accordance with GAAP implicitly assumes that the value of real estate assets diminishes predictably over time. Since real estate values instead have historically risen or fallen with market conditions, management believes that the presentation of operating results for real estate companies that use historical cost accounting is insufficient by itself. FFO should not be considered as an alternative to net income as the primary indicator of the Company’s operating performance, or as an alternative to cash flow as a measure of liquidity. Further, while the Company adheres to the NAREIT definition of FFO, its presentation of FFO is not necessarily comparable to similarly titled measures of other REITs due to the fact that all REITs may not use the same definition. Adjusted Funds from Operations (“AFFO”) is a non-GAAP financial measure of operating performance used by many companies in the REIT industry. AFFO further adjusts FFO for certain non-cash items that reduce or increase net income in accordance with GAAP. Management considers AFFO a useful supplemental measure of the 29 Company’s performance, however, AFFO should not be considered an alternative to net income as an indication of the Company’s performance, or to cash flow as a measure of liquidity or ability to make distributions. The Company’s computation of AFFO may differ from the methodology for calculating AFFO used by other equity REITs, and therefore may not be comparable to such other REITs. Note that, during the year ended December 31, 2014, the Company adjusted its calculation of AFFO to exclude non-recurring capitalized building improvements and to include non-real estate related depreciation and amortization. Management believes that these changes provide a more useful measure of operating performance in the context of AFFO. The following table provides a reconciliation of FFO and net income for the years ended December 31, 2015, 2014 and 2013: Reconciliation of Funds from Operations to Net Income Net income Depreciation of real estate assets Amortization of leasing costs Amortization of lease intangibles Impairment charge (Gain) loss on sale of assets Funds from Operations December 31, 2015 $ 39,762,455 11,465,896 97,140 4,859,103 - (12,135,036) 44,049,558 $ Year Ended December 31, 2014 $ 18,913,009 December 31, 2013 $ 20,189,611 8,361,698 125,946 2,490,585 3,020,000 404,996 33,316,234 $ 6,930,145 113,101 1,633,691 450,000 (946,347) 28,370,201 $ Funds from Operations Per Share - Diluted $ 2.39 $ 2.18 $ 2.10 Weighted average shares and OP units outstanding Basic Diluted 18,350,741 18,413,034 15,230,205 15,314,514 13,413,526 13,505,124 The following table provides a reconciliation of AFFO and net income for the years ended December 31, 2015, 2014 and 2013: Reconciliation of Adjusted Funds from Operations to Net Income Net income Cumulative adjustments to calculate FFO Funds from Operations Straight-line accrued rent Deferred revenue recognition Stock based compensation expense Amortization of financing costs Non-Real Estate Depreciation Debt Extinguishment Costs Adjusted Funds from Operations Additional supplemental disclosure Scheduled principal repayments Capitalized interest Capitalized building improvements Year Ended Year Ended December 31, 2015 $ 39,762,455 December 31, 2014 $ 18,913,009 December 31, 2013 $ 20,189,611 4,287,103 44,049,558 (2,449,614) (463,380) 1,992,241 494,449 62,112 179,867 43,865,233 $ 14,403,225 33,316,234 (1,415,739) (463,380) 1,986,835 398,248 122,861 - $ 8,180,590 28,370,201 (1,148,462) (463,380) 1,812,532 326,238 66,596 - $ 33,945,059 $ 28,963,725 $ $ $ $ $ 2,771,894 39,325 309,701 $ $ $ 3,599,130 263,472 145,274 $ $ $ 3,478,384 566,753 87,018 Item 7A: Quantitative and Qualitative Disclosures about Market Risk We are exposed to interest rate risk primarily through our borrowing activities. There is inherent roll-over risk for borrowings as they mature and are renewed at current market rates. The extent of this risk is not quantifiable or predictable because of the variability of future interest rates and our future financing requirements. Our interest rate risk is monitored using a variety of techniques. The table below presents the principal payments (in thousands) and the weighted average interest rates on outstanding debt, by year of expected maturity, to evaluate the expected cash flows and sensitivity to interest rate changes, assuming no mortgage defaults. 30 Mortgage Notes Payable Average Interest Rate $ 11,534 $ 6.32% 22,455 $ 3.90% 27,576 $ 2.84% 2,751 $ 6.26% 3,867 $ 5.97% 33,401 $ 101,584 3.52% 2016 2017 2018 2019 2020 Thereafter Total Unsecured Revolving Credit Facility $ Average Interest Rate - $ - $ 18,000 $ 1.70% - $ - $ - $ 18,000 Unsecured Term Loans Average Interest Rate Senior Unsecured Notes Average Interest Rate $ $ - $ - $ - $ - $ 35,000 $ 3.85% 65,000 $ 100,000 3.74% - - $ - $ - $ - $ - $ 100,000 $ 100,000 4.21% The fair value is estimated at $105.0 million and $197.4 million for mortgage notes payable and unsecured term loans and notes, respectively, as of December 31, 2015. The table above incorporates those exposures that exist as of December 31, 2015; it does not consider those exposures or positions which could arise after that date. As a result, our ultimate realized gain or loss with respect to interest rate fluctuations will depend on the exposures that arise during the period and interest rates. We seek to limit the impact of interest rate changes on earnings and cash flows and to lower the overall borrowing costs by closely monitoring our variable rate debt and converting such debt to fixed rates when we deem such conversion advantageous. From time to time, we may enter into interest rate swap agreements or other interest rate hedging contracts. While these agreements are intended to lessen the impact of rising interest rates, they also expose us to the risks that the other parties to the agreements will not perform, we could incur significant costs associated with the settlement of the agreements, the agreements will be unenforceable and the underlying transactions will fail to qualify as highly-effective cash flow hedges under GAAP guidance. In April 2012, we entered into a forward starting interest rate swap agreement to hedge against changes in future cash flows resulting from changes in interest rates on $22.3 million in variable-rate borrowings. Under the terms of the interest rate swap agreement, we receive from the counterparty interest on the notional amount based on one- month LIBOR and pay to the counterparty a fixed rate of 1.92%. This swap effectively converted $22.3 million of variable-rate borrowings to fixed-rate borrowings from July 1, 2013 to May 1, 2019. As of December 31, 2015, this interest rate swap was valued as a liability of $448,000. In December 2012, we entered into interest rate swap agreements to hedge against changes in future cash flows resulting from changes in interest rates on $25.0 million in variable-rate borrowings. Under the terms of the interest rate swap agreement, we receive from the counterparty interest on the notional amount based on one-month LIBOR and pay to the counterparty a fixed rate of 0.89%. This swap effectively converted $25.0 million of variable-rate borrowings to fixed-rate borrowings from December 6, 2012 to April 4, 2018. As of December 31, 2015, this interest rate swap was valued as an asset of $99,000. In September 2013, we entered into an interest rate swap agreement to hedge against changes in future cash flows resulting from changes in interest rates on $35.0 million in variable-rate borrowings. Under the terms of the interest rate swap agreement, we receive from the counterparty interest on the notional amount based on one-month LIBOR and pay to the counterparty a fixed rate of 2.20%. This swap effectively converted $35.0 million of variable-rate borrowings to fixed-rate borrowings from October 3, 2013 to September 29, 2020. As of December 31, 2015, this interest rate swap was valued as a liability of $1,135,000. In July 2014, we entered into interest rate swap agreements to hedge against changes in future cash flows resulting from changes in interest rates on $65.0 million in variable-rate borrowings. Under the terms of the interest rate swap agreement, we receive from the counterparty interest on the notional amount based on one-month LIBOR and pay to the counterparty a fixed rate of 2.09%. This swap effectively converted $65.0 million of variable-rate borrowings to fixed-rate borrowings from July 21, 2014 to July 21, 2021. As of December 31, 2015, this interest rate swap was valued as a liability of $1,719,000. We do not use derivative instruments for trading or other speculative purposes and we did not have any other derivative instruments or hedging activities as of December 31, 2015. 31 As of December 31, 2015, a 100 basis point increase in interest rates on the portion of our debt bearing interest at variable rates would have resulted in an increase in interest expense of approximately $180,000. Item 8: Financial Statements and Supplementary Data The financial statements and supplementary data are listed in the Index to Financial Statements and Financial Statement Schedules appearing on Page F-1 of this Annual Report on Form 10-K and are included in this Annual Report on Form 10-K following page F-1. Item 9: Changes In and Disagreements with Accountants on Accounting and Financial Disclosure There are no disagreements with our independent registered public accounting firm on accounting matters or financial disclosure. Item 9A: Controls and Procedures Disclosure Controls and Procedures As of the end of the period covered by this report, we conducted an evaluation, under the supervision and with the participation of our principal executive officer and principal financial officer, of our disclosure controls and procedures (as defined in Rules 13a-15(e) and 15d-15(e) under the Exchange Act). Based on this evaluation, the principal executive officer and principal financial officer concluded that our disclosure controls and procedures are effective to ensure that information required to be disclosed by us in reports that we file or submit under the Exchange Act is recorded, processed, summarized, and reported within the time periods specified in SEC rules and forms. Management’s Report on Internal Control over Financial Reporting Our management is responsible for establishing and maintaining adequate internal control over financial reporting, as defined in Rules 13a15-(f) and 15d-15(f) under the Exchange Act. Our internal control over financial reporting is designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with GAAP. Our internal control over financial reporting includes those policies and procedures that: 1) Pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of our Company; 2) Provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with GAAP, and that our receipts and expenditures are being made only in accordance with authorizations of our management and directors; and 3) Provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of our assets that could have a material effect on the financial statements. Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate. Under the supervision of our principal executive officer and our principal financial officer, we conducted an evaluation of the effectiveness of our internal control over financial reporting based on the framework in Internal Control – Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission. Based on our assessment and those criteria, our management believes that we maintained effective internal control over financial reporting as of December 31, 2015. Changes in Internal Control over Financial Reporting There was no change in our internal control over financial reporting during our most recently completed fiscal quarter that has materially affected, or is reasonably likely to materially affect, our internal control over financial reporting. Attestation Report of Independent Registered Public Accounting Firm The attestation report required under this item is contained on page F-2 of this Annual Report on Form 10-K. 32 Item 9B: Other Information None. PART III Item 10: Directors, Executive Officers and Corporate Governance Incorporated herein by reference to our definitive proxy statement with respect to our 2016 Annual Meeting of Stockholders. Item 11: Executive Compensation Incorporated herein by reference to our definitive proxy statement with respect to our 2016 Annual Meeting of Stockholders. Item 12: Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters The following table summarizes the equity compensation plan under which our common stock may be issued as of December 31, 2015. Number of Securities to be Issued Upon Exercise of Outstanding Options, Warrants and Rights (a) Weighted Average Exercise Price of Outstanding Options, Warrant and Rights (b) Number of Securities Remaining Available for Future Issuance Under Equity Compensation Plans (Excluding Securities Reflected in Column (a)) (c) - - - - - - 644,329 (1) - 644,329 Plan Category Equity Compensation Plans Approved by Security Holders Equity Compensation Plans Not Approved by Security Holders Total (1) Relates to various stock-based awards available for issuance under our 2014 Omnibus Incentive Plan, including incentive stock options, non-qualified stock options, stock appreciation rights, deferred stock awards, restricted stock awards, unrestricted stock awards and dividend equivalent rights. Additional information, including our Security Ownership of Certain Beneficial Owners and Management table, is incorporated herein by reference to our definitive proxy statement with respect to our 2016 Annual Meeting of Stockholders. Item 13: Certain Relationships, Related Transactions and Director Independence Incorporated herein by reference to our definitive proxy statement with respect to our 2016 Annual Meeting of Stockholders. Item 14: Principal Accounting Fees and Services Incorporated herein by reference to our definitive proxy statement with respect to our 2016 Annual Meeting of Stockholders. 33 PART IV ITEM 15: Exhibits and Financial Statement Schedules 15(a)(1). The following documents are filed as a part of this Annual Report on Form 10-K: (cid:131) Reports of Independent Registered Public Accounting Firms (cid:131) Consolidated Balance Sheets as of December 31, 2015 and 2014 (cid:131) Consolidated Statements of Operations and Comprehensive Income for the Years Ended December 31, 2015, 2014, and 2013 (cid:131) Consolidated Statements of Stockholders’ Equity for the Years Ended December 31, 2015, 2014, and 2013 (cid:131) Consolidated Statements of Cash Flow for the Years Ended December 31, 2015, 2014, and 2013 (cid:131) Notes to the Consolidated Financial Statements 15(a)(2). The following is a list of the financial statement schedules required by Item 8: Schedule III – Real Estate and Accumulated Depreciation 15(a)(3). Exhibits Exhibit No. Description 3.1 3.2 3.3 4.1 Articles of Incorporation of the Company, (incorporated by reference to Exhibit 3.1 to the Company’s Quarterly Report on Form 10-Q (No. 001-12928) for the quarter ended June 30, 2013) Bylaws of the Company (incorporated by reference to Exhibit 3.2 to the Company’s Annual Report on Form 8-K (No. 001-12928) filed on May 9, 2013) Articles of Amendment of the Company (incorporated by reference to Exhibit 3.1 to the Company’s Form 8-K (No. 001-12928) filed on May 6, 2015) Rights Agreement, dated as of December 7, 1998, by and between Agree Realty Corporation, a Maryland corporation, and Computershare Trust Company, N.A., f/k/a EquiServe Trust Company, N.A., a national banking association, as successor rights agent to BankBoston, N.A., a national banking association (incorporated by reference to Exhibit 4.1 to the Company’s Registration Statement on Form S-3 (No. 333-161520) filed on November 13, 2009) 4.2 Second Amendment to Rights Agreement, dated as of December 8, 2008, by and between Agree Realty Corporation, a Maryland corporation, and Computershare Trust Company, N.A., f/k/a EquiServe Trust Company, N.A., a national banking association, as successor rights agent to BankBoston, N.A., a national banking association (incorporated by reference to Exhibit 4.1 to the Company’s Current Report on Form 8-K (No. 001-12928) filed on December 9, 2008) 4.3 4.4 Amended and Restated Registration Rights Agreement, dated July 8, 1994 by and among the Company, Richard Agree, Edward Rosenberg and Joel Weiner (incorporated by reference to Exhibit 10.2 to the Company’s Annual Report on Form 10-K (No. 001-12928) for the year ended December 31, 1994) Form of certificate representing shares of common stock (incorporated by reference to Exhibit 4.2 to the Company’s Registration Statement on Form S-3 (No. 333-161520) filed on August 24, 2009 10.1 Revolving Credit Facility and Term Loan Agreement, dated July 21, 2014, among Agree Limited Partnership, PNC Bank, National Association and the other lenders party thereto (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K (No. 001-12928) filed on July 22, 2014) 10.2 10.3 First Amended and Restated Agreement of Limited Partnership of Agree Limited Partnership, dated as of April 22, 1994, as amended by and among the Company, Richard Agree, Edward Rosenberg and Joel Weiner (incorporated by reference to Exhibit 10.3 to the Company’s Annual Report on Form 10-K (No. 001-12928) for the year ended December 31, 2012) Second Amendment to First Amended and Restated Agreement of Limited Partnership of Agree Limited Partnership, dated as of March 20, 2013, as amended by and among the Company, the Limited Partnership and Richard Agree (incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q (No. 001-12928) for the quarter ended March 31, 2013) 10.4+ Agree Realty Corporation Profit Sharing Plan (incorporated by reference to Exhibit 10.13 to the Company’s Annual Report on Form 10-K (No. 001-12928) for the year ended December 31, 1996) 34 10.5+ Amended Employment Agreement, dated July 1, 2014, by and between the Company and Richard Agree (incorporated by reference to Exhibit 10.2 to the Company’s Quarterly Report on Form 10-Q (No. 001-12928) for the quarter ended September 30, 2014) 10.6+ Amended Employment Agreement, dated July 1, 2014, by and between the Company and Joey Agree (incorporated by reference to Exhibit 10.3 to the Company’s Quarterly Report on Form 10-Q (No. 001-12928) for the quarter ended September 30, 2014) 10.7+ Letter Agreement of Employment dated April 5, 2010 between Agree Limited Partnership and Laith Hermiz (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K (No. 001-12928) filed on April 6, 2010) 10.8+ Letter Agreement of Employment dated November 4, 2015 between Agree Limited Partnership and Matthew M. Partridge (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K (No. 001-12928) filed on November 24, 2015) 10.9+ Summary of Director Compensation (incorporated by reference to Exhibit 10.10 to the Company’s Annual Report on Form 10-K (No. 001-12928) for the year ended December 31, 2007) 10.10+ Agree Realty Corporation 2014 Omnibus Incentive Plan (incorporated by reference to Exhibit 10.10 to the Company’s Annual Report on 10-K (No. 001-12928) for the year ended December 31, 2014) 10.11+ Form of Restricted Stock Agreement under the Agree Realty Corporation 2014 Omnibus Incentive Plan (incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q (No. 001-12928) for the quarter ended September 30, 2014) 10.12 Note Purchase Agreement, by Agree Limited Partnership dated May 28, 2015 (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K (No. 001-12928) filed on June 1, 2015) 12.1* Statement of computation of ratios of earnings to combined fixed charges and preferred stock dividends 21* Subsidiaries of Agree Realty Corporation 23.1* Consent of Grant Thornton LLP 24 Power of Attorney (included on the signature page of this Annual Report on Form 10-K) 31.1* Certification pursuant to Section 302 of the Sarbanes-Oxley Act of 2002, Joel N. Agree, Chief Executive Officer 31.2* Certification pursuant to Section 302 of the Sarbanes-Oxley Act of 2002, Matthew M. Partridge, Chief Financial Officer 32.1* Certification pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, Joel N. Agree, Chief Executive Officer 32.2* Certification pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, Matthew M. Partridge, Chief Financial Officer 99.1* Material Federal Income Tax Considerations 101* The following materials from Agree Realty Corporation’s Annual Report on Form 10-K for the year ended December 31, 2015 formatted in XBRL (eXtensible Business Reporting Language): (i) the Consolidated Balance Sheets, (ii) the Consolidated Statements of Operations and Comprehensive Income, (iii) the Consolidated Statement of Stockholders’ Equity, (iv) the Consolidated Statements of Cash Flows, and (v) related notes to these consolidated financial statements, tagged as blocks of text * + Filed herewith. Management contract or compensatory plan or arrangement. Pursuant to Item 601(b)(4)(iii)(A)of Regulation S-K, the registrant has not filed debt instruments relating to long- term debt that is not registered and for which the total amount of securities authorized thereunder does not exceed 10% of total assets of the registrant and its subsidiaries on a consolidated basis as of December 31, 2015. The registrant agrees to furnish a copy of such agreements to the SEC upon request. 15(b) The Exhibits listed in Item 15(a)(3) are hereby filed with this Annual Report on Form 10-K. 15(c) The financial statement schedule listed at Item 15(a)(2) is hereby filed with this Annual Report on Form 10- K. 35 Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. SIGNATURES AGREE REALTY CORPORATION By: /s/ Joel N. Agree Joel N. Agree President and Chief Executive Officer Date: March 11, 2016 KNOW ALL MEN BY THESE PRESENTS, that we, the undersigned officers and directors of Agree Realty Corporation, hereby severally constitute Richard Agree, Joel N. Agree and Matthew M. Partridge, and each of them singly, our true and lawful attorneys with full power to them, and each of them singly, to sign for us and in our names in the capacities indicated below, the Annual Report on Form 10-K filed herewith and any and all amendments to said Annual Report on Form 10-K, and generally to do all such things in our names and in our capacities as officers and directors to enable Agree Realty Corporation to comply with the provisions of the Securities Exchange Act of 1934, as amended and all requirements of the Securities and Exchange Commission, hereby ratifying and confirming our signatures as they may be signed by our said attorneys, or any of them, to said Annual Report on Form 10-K and any and all amendments thereto. PURSUANT to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the Registrant and in the capacities indicated on the 11th day of March 2016. By: By: By: By: By: By: By: By: By: /s/ Richard Agree Richard Agree Executive Chairman of the Board of Directors /s/ Joel N. Agree Joel N. Agree President, Chief Executive Officer and Director (Principal Executive Officer) /s/ Matthew M. Partridge Matthew M. Partridge Chief Financial Officer and Secretary (Principal Financial and Accounting Officer) /s/ Farris G. Kalil Farris G. Kalil Director /s/ John Rakolta John Rakolta Jr. Director /s/ Jerome Rossi Jerome Rossi Director /s/ William S. Rubenfaer William S. Rubenfaer Director /s/ Leon M. Schurgin Leon M. Schurgin Director /s/ Gene Silverman Gene Silverman Director 36 Date: March 11, 2016 Date: March 11, 2016 Date: March 11, 2016 Date: March 11, 2016 Date: March 11, 2016 Date: March 11, 2016 Date: March 11, 2016 Date: March 11, 2016 Date: March 11, 2016 Reports of Independent Registered Public Accounting Firm Financial Statements Consolidated Balance Sheets Consolidated Statements of Operations and Comprehensive Income Consolidated Statements of Stockholders’ Equity Consolidated Statements of Cash Flows Notes to Consolidated Financial Statements Schedule III - Real Estate and Accumulated Depreciation Page F-2 F-4 F-5 F-6 F-7 F-9 F-26 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors and Stockholders Agree Realty Corporation We have audited the internal control over financial reporting of Agree Realty Corporation (a Maryland corporation) and subsidiaries (the “Company”) as of December 31, 2015, based on criteria established in the 2013 Internal Control— Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO). The Company’s management is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial reporting, included in the accompanying Management’s Report on Internal Control over Financial Reporting. Our responsibility is to express an opinion on the Company’s internal control over financial reporting based on our audit. We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects. Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion. A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company’s internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on the financial statements. Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate. In our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of December 31, 2015, based on criteria established in the 2013 Internal Control—Integrated Framework issued by COSO. We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the consolidated financial statements of the Company as of and for the year ended December 31, 2015, and our report dated March 11, 2016 expressed an unqualified opinion on those financial statements. /s/ GRANT THORNTON LLP Southfield, Michigan March 11, 2016 F-2 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors and Stockholders Agree Realty Corporation We have audited the accompanying consolidated balance sheets of Agree Realty Corporation (a Maryland corporation) and subsidiaries (the “Company”) as of December 31, 2015 and 2014, and the related consolidated statements of operations and comprehensive income, stockholders’ equity, and cash flows for each of the three years in the period ended December 31, 2015. Our audits of the basic consolidated financial statements included the financial statement schedule listed in the index appearing under Item 15. These financial statements and financial statement schedule are the responsibility of the Company’s management. Our responsibility is to express an opinion on these financial statements and financial statement schedule based on our audits. We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion. In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of Agree Realty Corporation and subsidiaries as of December 31, 2015 and 2014, and the results of their operations and their cash flows for each of the three years in the period ended December 31, 2015 in conformity with accounting principles generally accepted in the United States of America. Also in our opinion, the related financial statement schedule, when considered in relation to the basic consolidated financial statements taken as a whole, presents fairly, in all material respects, the information set forth therein. We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the Company’s internal control over financial reporting as of December 31, 2015, based on criteria established in the 2013 Internal Control—Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO), and our report dated March 11, 2016 expressed an unqualified opinion. /s/ GRANT THORNTON LLP Southfield, Michigan March 11, 2016 F-3 AGREE REALTY CORPORATION CONSOLIDATED BALANCE SHEETS As of December 31, ASSETS Real Estate Investments Land Buildings Less accumulated depreciation Property under development Net Real Estate Investments 2015 2014 $ 225,273,640 526,911,997 (56,401,423) 695,784,214 3,663,301 699,447,515 $ 195,091,303 393,826,467 (59,089,851) 529,827,919 229,242 530,057,161 Cash and Cash Equivalents 2,711,588 5,399,458 Accounts Receivable - Tenants, net of allowance of $35,000 for possible losses at December 31, 2015 and December 31, 2014 Unamortized Deferred Expenses Financing costs, net of accumulated amortization of $3,409,110 and $2,690,005 at December 31, 2015 and December 31, 2014, respectively Leasing costs, net of accumulated amortization of $553,502 and $543,957 at December 31, 2015 and December 31, 2014, respectively Lease intangibles, net of accumulated amortization of $10,577,794 and $5,719,085 at December 31, 2015 and December 31, 2014, respectively Other Assets Total Assets 7,418,327 4,507,735 3,185,567 3,008,280 664,565 783,335 76,552,316 47,479,602 2,569,659 2,345,290 $ 792,549,537 $ 593,580,861 See accompanying notes to consolidated financial statements. F-4 AGREE REALTY CORPORATION CONSOLIDATED BALANCE SHEETS As of December 31, LIABILITIES Mortgage Notes Payable 2015 2014 $ 101,584,368 $ 106,762,238 Unsecured Term Loans 100,000,000 100,000,000 Senior Unsecured Notes 100,000,000 - Unsecured Revolving Credit Facility 18,000,000 15,000,000 Dividends and Distributions Payable 9,757,988 8,048,404 Deferred Revenue 540,643 1,004,023 Accrued Interest Payable 962,825 721,459 Accounts Payable and Accrued Expense Capital expenditures Operating Interest Rate Swaps Deferred Income Taxes Tenant Deposits Total Liabilities STOCKHOLDERS' EQUITY Common stock, $.0001 par value, 28,000,000 shares authorized, 20,637,301 and 17,539,946 shares issued and outstanding, respectively Preferred Stock, $.0001 par value per share, 4,000,000 shares authorized Series A junior participating preferred stock, $.0001 par value, 200,000 authorized, no shares issued and outstanding Additional paid-in-capital Dividends in excess of net income Accumulated other comprehensive loss Total Stockholders' Equity - Agree Realty Corporation Non-controlling interest Total Stockholders' Equity 122,496 3,926,962 200,300 2,684,599 3,301,108 2,383,308 705,000 28,608 705,000 36,156 338,929,998 237,545,487 2,064 1,754 - 482,514,380 (28,262,441) (3,130,376) 451,123,627 2,495,912 453,619,539 - 388,262,847 (32,584,612) (2,059,998) 353,619,991 2,415,383 356,035,374 Total Liabilities and Stockholders' Equity $ 792,549,537 $ 593,580,861 See accompanying notes to consolidated financial statements. F-5 AGREE REALTY CORPORATION CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME Year Ended December 31, Revenues Minimum rents Percentage rents Operating cost reimbursement Other income Total Revenues Operating Expenses Real estate taxes Property operating expenses Land lease payments General and administrative Depreciation and amortization Impairment charge Total Operating Expenses Income from Operations Other (Expense) Income Interest expense, net Gain (loss) on sale of assets Loss on debt extinguishment 2015 2014 2013 $ 64,277,924 180,067 5,277,404 230,471 69,965,866 $ 49,403,352 159,664 3,824,883 170,958 53,558,857 $ 40,895,131 36,074 2,567,457 19,002 43,517,664 4,004,754 1,768,346 606,134 6,988,075 16,485,874 - 29,853,183 10.0% 40,112,683 2,765,905 1,678,965 471,840 6,629,033 11,102,702 3,020,000 25,668,445 2,035,937 1,192,538 427,900 5,952,433 8,489,207 - 18,098,015 27,890,412 25,419,649 (12,305,397) 12,135,036 (179,867) (8,586,980) (527,743) - (6,474,727) - - Income From Continuing Operations 39,762,455 18,775,689 18,944,922 Discontinued Operations Gain on sale of assets from discontinued operations Income from discontinued operations - - 122,747 14,573 946,347 298,342 Net Income 39,762,455 18,913,009 20,189,611 Less Net Income Attributable to Non-Controlling Interest 744,600 425,017 515,036 Net Income Attributable to Agree Realty Corporation $ 39,017,855 $ 18,487,992 $ 19,674,575 Basic Earnings Per Share Continuing operations Discontinued operations Diluted Earnings Per Share Continuing operations Discontinued operations $ $ $ $ $ $ $ $ $ $ $ $ 2.17 - 2.17 2.16 - 2.16 1.23 0.01 1.24 1.23 0.01 1.24 1.41 0.10 1.51 1.40 0.10 1.50 Other Comprehensive Income Net income Other Comprehensive Income (Loss) Total Comprehensive Income Comprehensive Income Attributable to Non-Controlling Interest Comprehensive Income Attributable to Agree Realty Corporation Weighted Average Number of Common Shares Outstanding - Basic: Weighted Average Number of Common Shares Outstanding - Diluted: $ 39,762,455 (1,093,251) 38,669,204 $ 18,913,009 (2,583,832) 16,329,177 $ 20,189,611 1,812,535 22,002,146 (724,127) (373,221) (561,587) $ 37,945,077 $ 15,955,956 $ 21,440,559 18,003,122 14,882,586 13,065,907 18,065,415 14,966,895 13,157,505 See accompanying notes to consolidated financial statements. F-6 AGREE REALTY CORPORATION CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY Balance, December 31, 2012 Issuance of common stock, net of issuance costs Issuance of restricted stock under the Equity Incentive Plan Forfeiture of restricted stock Vesting of restricted stock Dividends and distributions declared for the period Other comprehensive income (loss) - change in fair value of interest rate swap Net income Balance, December 31, 2013 Issuance of common stock, net of issuance costs Issuance of restricted stock under the Equity Incentive Plan Issuance of restricted stock under the Omnibus Incentive Plan Forfeiture of restricted stock Vesting of restricted stock Dividends and distributions declared for the period Other comprehensive income (loss) - change in fair value of interest rate swap Net income Balance, December 31, 2014 Issuance of common stock, net of issuance costs Issuance of restricted stock under the Omnibus Incentive Plan Forfeiture of restricted stock Vesting of restricted stock Dividends and distributions declared for the period Other comprehensive income (loss) - change in fair value of interest rate swaps Net income Balance, December 31, 2015 Common Stock Shares 11,436,044 3,375,000 87,950 (15,680) Amount $ 1,144 337 9 (2) Additional Paid-In Capital $ 217,768,918 93,392,712 1,812,532 14,883,314 2,587,500 81,864 2,128 (14,860) $ 1,488 259 8 - (1) $ 312,974,162 73,301,850 1,986,835 Dividends in excess of net income (21,166,509) $ Accumulated Other Comprehensive Income (Loss) $ (1,294,267) Non-Controlling Interest $ 2,655,848 (22,387,217) (570,094) 19,674,575 (23,879,151) $ $ 471,717 1,765,984 46,551 515,036 2,647,341 $ (27,193,453) (604,857) $ $ Total Equity 197,965,134 93,393,049 9 (2) 1,812,532 (22,957,311) - 1,812,535 20,189,611 292,215,557 73,302,109 8 - (1) 1,986,835 (27,798,310) $ 1,754 304 9 (3) - - $ 388,262,847 92,259,293 - - 1,992,240 - $ 18,487,992 (32,584,612) - - - - (34,695,684) (2,531,715) $ (2,059,998) - - - - - $ (52,118) 425,017 2,415,383 - - - - (641,198) $ (2,583,833) 18,913,009 356,035,374 92,259,597 9 (3) 1,992,240 (35,336,882) - - 2,064 $ - - 482,514,380 $ - 39,017,855 (28,262,441) $ (1,070,378) - (3,130,376) $ (22,873) 744,600 2,495,912 $ (1,093,251) 39,762,455 453,619,539 $ 17,539,946 3,043,812 85,597 (32,054) - - - - 20,637,301 See accompanying notes to consolidated financial statements. F-7 AGREE REALTY CORPORATION CONSOLIDATED STATEMENTS OF CASH FLOWS Year Ended December 31, Cash Flows from Operating Activities Net income Adjustments to reconcile net income to net cash provided by operating activities: Depreciation Amortization Amortization from financing and credit facility costs Stock-based compensation Impairment charge Loss on extinguishment of debt (Gain) loss on sale of assets Increase in accounts receivable Decrease (increase) in other assets (Decrease) increase in accounts payable Decrease in deferred revenue Increase in accrued interest Decrease in tenant deposits Net Cash Provided by Operating Activities Cash Flows from Investing Activities Acquisition of real estate investments Development of real estate investments and other (including capitalized interest of $39,325 in 2015, $263,472 in 2014, and $566,793 in 2013) Payment of leasing costs Net proceeds from sale of assets Net Cash Used In Investing Activities Cash Flows from Financing Activities Proceeds from common stock offering, net Unsecured revolving credit facility borrowings Unsecured revolving credit facility repayments Payments of mortgage notes payable Term loan payable proceeds Senior unsecured notes proceeds Dividends paid Limited partners' distributions paid Debt extinguishment costs Payments for financing costs Net Cash Provided by Financing Activities 2015 2014 2013 $ 39,762,455 $ 18,913,009 $ 20,189,611 11,529,629 4,956,245 689,321 1,992,241 - 179,867 (12,135,036) (2,910,592) (197,380) 1,043,064 (463,380) 241,366 (7,548) 44,680,252 8,486,178 2,616,533 950,876 1,986,835 3,020,000 - 404,996 (1,244,967) 346,131 (311,337) (463,380) 250,597 (4,491) 34,950,980 6,996,741 1,746,792 736,425 1,812,532 450,000 - (946,347) (1,102,713) (780,069) 716,435 (463,380) 135,446 (23,814) 29,467,659 (223,870,660) (143,272,607) (75,920,083) (6,970,271) (66,410) 28,132,261 (202,775,080) (16,526,566) (354,336) 12,455,673 (147,697,836) (14,619,386) (183,310) 5,462,280 (85,260,499) 92,259,603 161,000,000 (158,000,000) (5,177,870) - 100,000,000 (32,992,155) (636,143) (150,085) (896,392) 155,406,958 73,302,116 148,622,976 (143,122,976) (12,766,704) 65,000,000 - (25,402,637) (590,951) - (1,432,391) 103,609,433 93,393,056 106,189,924 (140,219,929) (3,478,383) 35,000,000 - (20,859,476) (566,619) - (398,879) 69,059,694 Net (Decrease) Increase in Cash and Cash Equivalents Cash and Cash Equivalents, beginning of period Cash and Cash Equivalents, end of period (2,687,870) 5,399,458 2,711,588 $ (9,137,423) 14,536,881 5,399,458 $ 13,266,854 1,270,027 14,536,881 $ Supplemental Disclosure of Cash Flow Information Cash paid for interest (net of amounts capitalized) Cash paid (refunded) for income tax Supplemental Disclosure of Non-Cash Investing and Financing Activities Shares issued under equity incentive plans Dividends and limited partners' distributions declared and unpaid Real estate acquisitions financed with debt assumption Real estate investment financed with accounts payable $ 11,548,099 $ 7,824,594 $ 6,149,649 $ 924 $ (355) $ (21,543) $ 2,863,766 9,757,988 $ $ - $ 122,495 $ 2,390,245 $ 8,048,404 5,631,183 $ $ - $ 2,401,688 6,243,933 $ $ - $ - See accompanying notes to consolidated financial statements. F-8 Agree Realty Corporation Notes to Consolidated Financial Statements December 31, 2015 Note 1 – Organization Agree Realty Corporation, a Maryland corporation, is a fully integrated real estate investment trust (“REIT”) primarily focused on the ownership, acquisition, development and management of retail properties net leased to industry leading tenants. We were founded in 1971 by our current Executive Chairman, Richard Agree, and listed on the New York Stock Exchange (“NYSE”) in 1994. Our assets are held by, and all of our operations are conducted through, directly or indirectly, Agree Limited Partnership (the “Operating Partnership”), of which we are the sole general partner and in which we held a 98.3% interest as of December 31, 2015. Under the partnership agreement of the Operating Partnership, we, as the sole general partner, have exclusive responsibility and discretion in the management and control of the Operating Partnership The terms “Agree Realty,” the "Company," "we,” “our” or "us" refer to Agree Realty Corporation and all of its consolidated subsidiaries, including the Operating Partnership. Note 2 – Summary of Significant Accounting Policies Principles of Consolidation The consolidated financial statements of Agree Realty Corporation include the accounts of the Company, the Operating Partnership and its wholly-owned subsidiaries. The Company controlled, as the sole general partner, 98.3% and 98.1% of the Operating Partnership as of December 31, 2015 and 2014. All material intercompany accounts and transactions are eliminated. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”) requires management to make estimates and assumptions that affect the reported amounts of (1) assets and liabilities and the disclosure of contingent assets and liabilities as of the date of the financial statements, and (2) revenues and expenses during the reporting period. Actual results could differ from those estimates. Reclassifications The results of operations for properties that had been disposed of or classified as held for sale prior to March 31, 2014 are reported as discontinued operations. As a result of these discontinued operations, certain reclassifications of prior period amounts have been made in the financial statements in order to conform to the 2014 presentation. In addition, certain reclassifications of prior period amounts within the Statement of Cash Flows have been made in order to conform to the 2015 presentation. Segment Reporting We are in the business of acquiring, developing and managing retail real estate which we consider one reporting segment. The Company has no other reportable segments. Real Estate Investments We record the acquisition of real estate at cost, including acquisition and closing costs. For properties developed by us, all direct and indirect costs related to planning, development and construction, including interest, real estate taxes and other miscellaneous costs incurred during the construction period, are capitalized for financial reporting purposes and recorded as property under development until construction has been completed. Properties classified as “held for sale” are recorded at the lower of their carrying value or their fair value, less anticipated selling costs. Accounting for Acquisitions of Real Estate The acquisition of property for investment purposes is typically accounted for as an asset acquisition. We allocate the purchase price to land, building and identified intangible assets and liabilities, based in each case on their relative estimated fair values and without giving rise to goodwill. Intangible assets and liabilities represent the value of in-place leases and above- or below-market leases. In making estimates of fair values, we may use a number of sources, including data provided by independent third parties, as well as information obtained by the Company as a result our due diligence, including expected future cash flows of the property and various characteristics of the markets where the property is located. F-9 Agree Realty Corporation Notes to Consolidated Financial Statements December 31, 2015 In allocating the fair value of the identified intangible assets and liabilities of an acquired property, in-place lease intangibles are valued based on the Company’s estimates of costs related to tenant acquisition and the carrying costs that would be incurred during the time it would take to locate a tenant if the property were vacant, considering current market conditions and costs to execute similar leases at the time of the acquisition. Above and below market lease intangibles are recorded based on the present value of the difference between the contractual amounts to be paid pursuant to the leases at the time of acquisition of the real estate and the Company’s estimate of current market lease rates for the property, measured over a period equal to the remaining non-cancelable term of the lease. The fair value of identified intangible assets and liabilities acquired is amortized to depreciation and amortization over the remaining term of the related leases. Depreciation Our real estate portfolio is depreciated using the straight-line method over the estimated remaining useful life of the properties, which generally ranges from 30 to 40 years for buildings and 10 to 20 years for improvements. Properties classified as “held for sale” are not depreciated. Impairments We review our real estate investments periodically for impairment whenever events or changes in circumstances indicate that the carrying amount may not be recoverable. Events or circumstances that may occur include, but are not limited to, significant changes in real estate market conditions or our ability to re-lease or sell properties that are vacant or become vacant. Management determines whether an impairment in value has occurred by comparing the estimated future cash flows (undiscounted and without interest charges), including the residual value of the real estate, with the carrying cost of the individual asset. An asset is considered impaired if its carrying value exceeds its estimated undiscounted cash flows and an impairment charge is recorded in the amount by which the carrying value of the asset exceeds its estimated fair value. Cash and Cash Equivalents The Company considers all highly liquid investments with a maturity of three months or less when purchased to be cash equivalents. Cash and cash equivalents consist of cash and money market accounts . The account balances periodically exceed the Federal Deposit Insurance Corporation (“FDIC”) insurance coverage, and as a result, there is a concentration of credit risk related to amounts on deposit in excess of FDIC insurance coverage. As of December 31, 2015 we had $1.7 million in excess of the FDIC insured limit. Accounts Receivable – Tenants The Company reviews its rent receivables for collectability on a regular basis, taking into consideration changes in factors such as the tenant’s payment history, the financial condition of the tenant, business conditions in the industry in which the tenant operates and economic conditions in the area where the property is located. In the event that the collectability of a receivable with respect to any tenant is in doubt, a provision for uncollectible amounts will be established or a direct write-off of the specific rent receivable will be made. For accrued rental revenues related to the straight-line method of reporting rental revenue, the Company performs a periodic review of receivable balances to assess the risk of uncollectible amounts and establish appropriate provisions. Sales Tax The Company collects various taxes from tenants and remit these amounts, on a net basis, to the applicable taxing authorities. Unamortized Deferred Expenses Deferred expenses include debt financing costs, leasing costs and lease intangibles and are amortized as follows: (i) debt financing costs on a straight-line basis to interest expense over the term of the related loan; (ii) leasing costs on a straight-line basis to depreciation and amortization over the term of the related lease entered into; and (iii) lease intangibles on a straight-line basis to depreciation and amortization over the remaining term of the related lease acquired. The following schedule summarizes the Company’s amortization of deferred expenses for the years ended December 31, 2015, 2014 and 2013, respectively: F-10 Agree Realty Corporation Notes to Consolidated Financial Statements December 31, 2015 Year Ended December 31, 2015 2014 2013 Financing Costs Leasing Costs Lease Intangibles Total $ 689,322 97,140 4,859,103 5,645,566 $ $ 950,878 125,946 2,490,585 3,567,409 $ $ 736,425 113,101 1,633,691 2,483,217 $ The following schedule represents estimated future amortization of deferred expenses as of December 31, 2015: Year Ending December 31, 2016 2017 2018 2019 2020 Thereafter Total Financing Costs Leasing Costs Lease Intangibles Total $ 679,955 87,784 6,660,774 7,428,514 $ $ 645,554 87,123 6,611,983 7,344,660 $ $ 469,055 84,789 6,532,504 7,086,348 $ $ 316,573 82,662 6,140,221 6,539,456 $ $ 290,056 64,552 5,878,479 6,233,087 $ $ 784,374 257,655 44,728,353 45,770,383 $ $ 3,185,567 664,565 76,552,316 80,402,447 $ Revenue Recognition We lease real estate to our tenants under long-term net leases which we account for as operating leases. Under this method, leases that have fixed and determinable rent increases are recognized on a straight-line basis over the lease term. Rental increases based upon changes in the consumer price indexes, or other variable factors, are recognized only after changes in such factors have occurred and are then applied according to the lease agreements. Certain leases also provide for additional rent based on tenants’ sales volumes. These rents are recognized when determinable by us after the tenant exceeds a sales breakpoint. Contractually obligated reimbursements from tenants for recoverable real estate taxes and operating expenses are generally included in operating costs reimbursement in the period when such expenses are recorded. Earnings per Share Earnings per share have been computed by dividing the net income by the weighted average number of common shares outstanding. Diluted earnings per share is computed by dividing net income by the weighted average common and potential dilutive common shares outstanding in accordance with the treasury stock method. The following is a reconciliation of the denominator of the basic net earnings per common share computation to the denominator of the diluted net earnings per common share computation for each of the periods presented: 2015 Year Ended December 31, 2014 2013 Weighted average number of common shares outstanding Less: Unvested restricted stock 18,215,628 (212,506) 15,121,212 (238,626) 13,314,989 (249,082) Weighted average number of common shares outstanding used in basic earnings per share 18,003,122 14,882,586 13,065,907 Weighted average number of common shares outstanding used in basic earnings per share Effect of dilutive securities: restricted stock Weighted average number of common shares outstanding used in diluted earnings per share 18,003,122 62,293 14,882,586 84,309 13,065,907 91,598 18,065,415 14,966,895 13,157,505 Income Taxes The Company has made an election to be taxed as a REIT under Sections 856 through 860 of the Internal Revenue Code of 1986, as amended (the “Internal Revenue Code”) and related regulations. The Company generally will not be subject to federal income taxes on amounts distributed to stockholders, providing it distributes 100% of its REIT taxable income and meets certain other requirements for qualifying as a REIT. For each of the years in the three-year period ended December 31, 2015, the Company believes it has qualified as a REIT. Notwithstanding the Company’s qualification for taxation as a REIT, the Company is subject to certain state taxes on its income and real estate. F-11 Agree Realty Corporation Notes to Consolidated Financial Statements December 31, 2015 The Company and its taxable REIT subsidiaries (“TRS”) have made a timely TRS election pursuant to the provisions of the REIT Modernization Act. A TRS is able to engage in ac tivities resulting in income that previously would have been disqualified from being eligible REIT income under the federal income tax regulations. As a result, certain activities of the Company which occur within its TRS entity are subject to federal and state income taxes (See Note 7). All provisions for federal income taxes in the accompanying consolidated financial statements are attributable to the Company’s TRS. Fair Values of Financial Instruments The Company’s estimates of fair value of financial and non-financial assets and liabilities are based on the framework established in the fair value accounting guidance. The framework specifies a hierarchy of valuation inputs which was established to increase consistency, clarity and comparability in fair value measurements and related disclosures. The guidance describes a fair value hierarchy based upon three levels of inputs that may be used to measure fair value, two of which are considered observable and one that is considered unobservable. The following describes the three levels: Level 1 – Valuation is based upon quoted prices in active markets for identical assets or liabilities. Level 2 – Valuation is based upon inputs other than Level 1 that are observable, either directly or indirectly, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 3 – Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include option pricing models, discounted cash flow models and similar techniques. Recent Accounting Pronouncements In May 2014, the Financial Accounting Standards Board issued ASU No. 2014-09 “Revenue from Contracts with Customers.” ASU No. 2014-09 was developed to enable financial statement users to better understand the nature, amount, timing and uncertainty of revenue and cash flows arising from contracts with customers. The update’s core principle is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. Companies are to use a five-step contract review model to ensure revenue gets recognized, measured and disclosed in accordance with this principle. ASU 2014 -09 was to be effective for fiscal years and interim periods beginning after December 15, 2016. In August 2015, the Financial Accounting Standards Board issued ASU No. 2015-14 to defer the effective date of ASU No. 2014-09 for one year. As a result, ASU No. 2014-09 is now effective for fiscal years and interim periods beginning after December 15, 2017. The amendments in this update will be applied retrospectively either to each prior reporting period presented or to disclose the cumulative effect recognized at the date of initial application. The Company is still in the process of determining the impact that the implementation of ASU 2014-09 will have on the financial statements. In April 2015, the Financial Accounting Standards Board issued ASU No. 2015-03 “Interest – Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs.” The objective of ASU 2015- 03 is to identify, evaluate, and improve areas of GAAP for which cost and complexity can be reduced while maintaining or improving the usefulness of the information provided to users of financial statements. To simplify presentation of debt issuance costs, the amendments require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amendments. ASU No. 2015-03 is effective for annual reporting periods (including interim periods within those periods) beginning after December 15, 2015. Early adopti on is permitted. The Company has evaluated the new guidance and determined the resulting impact on the statements will be a reclassification of certain deferred financing costs from other assets to notes payable. F-12 Agree Realty Corporation Note 3 – Real Estate Investments Notes to Consolidated Financial Statements December 31, 2015 Real Estate Portfolio At December 31, 2015 and 2014, the Company’s gross investment in real estate assets, including properties under development and properties held for sale, totaled $755,848,938 and $589,147,012, respectively. Real estate investments consisted of the following as of December 31, 2015 and December 31, 2014: Number of Properties Gross Leasable Area 278 5,207,000 209 4,315,000 2015 2014 Land Buildings Property under Development Gross Real Estate Investments $ $ 225,273,640 526,911,997 3,663,301 755,848,938 195,091,303 393,826,467 229,242 589,147,012 $ $ Less Accumulated Depreciation Net Real Estate Investments $ $ (56,401,423) 699,447,515 $ $ (59,089,851) 530,057,161 Lease Intangibles The following table details lease intangibles, net of accumulated amortization, as of December 31, 2015 and December 31, 2014: December 31, 2015 December 31, 2014 $ $ Intangible Lease Asset - In-Place Leases Less: Accumulated Amortization Intangible Lease Asset - Above-Market Leases Less: Accumulated Amortization Intangible Lease Liability - Below-Market Leases Less: Accumulated Amortization Lease Intangible Asset, net 47,051,639 (7,239,191) 61,241,046 (7,367,216) (21,162,576) 4,028,614 76,552,316 36,680,631 (3,897,008) 31,642,267 (4,111,435) (15,124,210) 2,289,358 47,479,602 $ $ As of December 31, 2015, our portfolio was approximately 99.5% leased and had a weighted average remaining lease term of approximately 11.4 years. Tenant Leases The properties that the Company owns are typically leased to tenants under long term operating leases. The leases are generally net leases which typically require the tenant to be responsible for minimum monthly rent and property operating expenses including property taxes, insurance and maintenance. Certain of our properties are subject to leases under which we retain responsibility for specific costs and expenses of the property. The leases typically provide the tenant with one or more multi-year renewal options subject to generally the same terms and conditions, including rent increases, consistent with the initial lease term. F-13 Agree Realty Corporation Notes to Consolidated Financial Statements December 31, 2015 As of December 31, 2015, the future minimum rental income to be received under the terms of all non-cancellable tenant leases is as follows: For the Year Ending December 31, 2016 2017 2018 2019 2020 Thereafter Total $ 68,765,041 68,732,996 67,872,318 65,552,286 63,184,391 505,204,411 839,311,443 $ Since lease renewal periods are exercisable at the option of the tenant, the above table only presents future minimum lease payments due during the current lease terms. In addition, this table does not include amounts for potential variable rent increases that are based on the CPI or future contingent rents which may be received on the leases based on a percentage of the tenant’s gross sales. Of these future minimum rents, approximately 17.2% and 5.5% of the total is attributable to Walgreens and Walmart (and Walmart affiliates), respectively, as of December 31, 2015. The loss of these tenants or the inability of them to pay rent could have an adverse effect on the Company’s business. No other tenant contributed 5.0% or more of the Company’s total revenues as of December 31, 2015. Deferred Revenue In July 2004, the Company’s tenant in a joint venture property located in Boynton Beach, FL repaid $4,000,000 that had been contributed by the Company’s joint venture partner. As a result of this repayment, the Company became the sole member of the limited liability company holding the property. Total assets of the property were approximately $4,000,000. The Company has treated the $4,000,000 as deferred revenue and accordingly, will recognize rental income over the term of the related leases. The remaining deferred revenue of approximately $541,000 will be recognized as minimum rents over approximately 1.2 years Land Lease Obligations The Company is subject to land lease agreements for certain of its properties. Land lease expense was $606,134, $471,840, and $427,900 for the years ending December 31, 2015, 2014 and 2013, respectively. As of December 31, 2015, future annual lease commitments under these agreements are as follows: For the Year Ending December 31, 2016 2017 2018 2019 2020 Thereafter Total $ 639,903 639,903 640,819 633,778 632,178 8,426,118 11,612,699 $ The Company leased its executive offices during 2014 from a limited liability company controlled by its Executive Chairman’s children. Under the terms of the lease, which expired on December 31, 2014, the Company was required to pay an annual rental of $90,000 and was responsible for the payment of real estate taxes, insurance and maintenance expenses relating to the building. As of December 31, 2015 are no outstanding commitments or liabilities related to this lease. F-14 Agree Realty Corporation Notes to Consolidated Financial Statements December 31, 2015 2015 and 2014 Acquisitions During 2015, the Company purchased 73 retail net lease assets for approximately $220,557,000, including acquisition and closing costs. These properties are located in 24 states and 100% leased to 40 different tenants operating in 19 unique retail sectors for a weighted average lease term of approximately 12.2 years. The underwritten weighted average capitalization rate on our 2015 investments was approximately 8.0%. None of the Company’s investments during 2015 caused any new or existing tenant to comprise 10% or more of the Company’s total assets or generate 10% or more of the Company’s total annualized base rent at December 31, 2015. The aggregate 2015 acquisitions were allocated approximately $33,801,000 to land, $152,742,000 to buildings and improvements, and $34,014,000 to lease intangible costs. The acquisitions were substantially all cash purchases and there was no contingent consideration associated with these acquisitions. During 2014, the Company purchased 77 retail net lease assets for approximately $148,400,000, including acquisition and closing costs. These properties are located in 23 states and 100% leased to 28 different tenants operating in 14 unique retail sectors for a weighted average lease term of approximately 14.1 years. The underwritten weighted average capitalization rate on our 2014 investments was approximately 8.2%. None of the Company’s investments during 2014 caused any new or existing tenant to comprise 10% or more of the Company’stotal assets or generate 10% or more of the Company’s total annualized base rent at December 31, 2015. The aggregate 2014 acquisitions were allocated approximately $29,969,000 to land, $95,977,000 to buildings and improvements, and $22,265,000 to lease intangible costs. The acquisitions were substantially all cash purchases and there was no contingent consideration associated with these acquisitions. The Company calculates the weighted average capitalization rate on our investments by dividing annual expected net operating income derived from the properties by the total investment in the properties. Annual expected net operating income is defined as the straight-line rent for the base term of the lease less property level expenses (if any) that are not recoverable from the tenant. Unaudited Pro Forma Information The following unaudited pro forma total revenue and income before discontinued operations, for 2015 and 2014, assumes all of our 2015 acquisitions had taken place on January 1, 2015 for the 2015 pro forma information, and on January 1, 2014 for the 2014 pro forma information: Supplemental pro forma for the year ended December 31, 2015 (1) Total Revenue Income before discontinued operations $ 79,056,000 $ 36,149,000 Supplemental pro forma for the year ended December 31, 2014 (1) Total Revenue Income before discontinued operations $ 57,840,000 $ 19,369,000 (1) This unaudited pro forma supplemental information does not purport to be indicative of what our operating results would have been had the acquisitions occurred on January 1, 2015 or January 1, 2014 and may not be indicative of future operating results. Various acquisitions were of newly leased or constructed assets and may not have been in service for the full periods shown. Dispositions During 2015, we sold eight properties for aggregate gross proceeds of $29.0 million, which resulted in a gain of $12.1 million. Dispositions included three land parcels, two single tenant buildings and three non-core community shopping centers (Marshall Plaza in Marshall, Michigan, Ferris Commons in Big Rapids, Michigan and Lakeland Plaza in Lakeland, Florida). F-15 Agree Realty Corporation Notes to Consolidated Financial Statements December 31, 2015 Impairments As a result of our review of Real Estate Investments we recognized the following real estate impairment charges for the year ended December 31: Continuing operations Discontinued operations Total 2015 2014 2013 $ $ - $ 3,020,000 $ - - - 450,000 - $ 3,020,000 $ 450,000 In 2014, we recognized impairment charges of $220,000 and $2,800,000, respectively, for Petoskey Town Center and Chippewa Commons, which were included in continuing operations. Petoskey Town Center was under contract for sale, but not classified as held for sale at September 30, 2014 due to contingencies associated with the contract, and a $220,000 impairment charge was taken to write down the carrying value of the property to an amount that reflected the sales price. The property was subsequently sold in the fourth quarter of 2014. In the second quarter of 2014, an anchor tenant at Chippewa Commons declined to exercise a lease extension option which we deemed would contribute to vacancy and diminished cash flows and result in a fair value that was less than the net book value of the asset. A $2,800,000 impairment charge was taken to write down the carrying value of the property to an amount that reflected management’s best estimate of fair market value. In 2013, we recognized an impairment charge of $450,000 for Ironwood Commons, which was included in continuing operations at the time of the impairment charge. Ironwood Commons was under contract for sale, but not classified as held for sale at September 30, 2013 due to contingencies associated with the contract, and a $450,000 impairment charge was taken to write down the carrying value of the property to an amount that reflected the sales price. The property was subsequently reclassified as property held for sale and the impairment charge was included in discontinued operations as of December 31, 2014. Note 4 – Debt As of December 31, 2015, we had total indebtedness of $319,584,368, including (i) $101,584,368 of mortgage notes payable; (ii) $100,000,000 of unsecured term loans; (iii) $100,000,000 of senior unsecured notes; and (iv) $18,000,000 of borrowings under our Credit Facility. Mortgage Notes Payable As of December 31, 2015, we had total mortgage indebtedness of $101,584,368 with a weighted average maturity of 4.2 years. These mortgages are collateralized by related real estate with an aggregate net book value of $135,974,635. Including mortgages that have been swapped to a fixed interest rate, our weighted average interest rate on mortgage debt was 4.17% as of December 31, 2015 and 4.27% as of December 31, 2014. Mortgages payable consisted of the following: F-16 Agree Realty Corporation Note payable in monthly installments of interest only at 6.56% annum, with a balloon payment in the amount of $8,580,000 due June 11, 2016; collateralized by related real estate and tenants’ leases Note payable in monthly installments of $99,598 including interest at 6.63% per annum, with prepayment paid in January 2015; collateralized by related real estate and tenants’ leases Note payable in monthly principal installments of $56,380 plus interest at 170 basis points over LIBOR, swapped to a fixed rate of 3.62% as of December 31, 2015. A final balloon payment in the amount of $19,744,758 is due on May 14, 2017 unless extended for a two year period at the option of the Company, subject to certain conditions, collateralized by related real estate and tenants’ leases Note payable in monthly installments of interest only at LIBOR plus 160 basis points, swapped to a fixed rate of 2.49% with balloon payment due April 4, 2018; collateralized by related real estate and tenants' leases Note payable in monthly installments of $153,838 including interest at 6.90% per annum, with the final monthly payment due January 2020; collateralized by related real estate and tenants’ leases Note payable in monthly installments of $23,004 including interest at 6.24% per annum, with a balloon payment of $2,766,628 due February 2020; collateralized by related real estate and tenant lease Note payable in monthly installments of interest only at 3.60% per annum, with a balloon payment due January 1, 2023; collateralized by related real estate and tenants' leases Note payable in monthly installments of $35,673 including interest at 5.01% per annum, with a balloon payment of $4,034,627 due September 2023; collateralized by related real estate and tenant lease Note payable in monthly installments of $91,675 including interest at 6.27% per annum, with a final monthly payment due July 2026; collateralized by related real estate and tenants’ leases Notes to Consolidated Financial Statements December 31, 2015 Decem ber 31, 2015 Decem ber 31, 2014 $ 8,580,000 $ 8,580,000 - 2,405,976 20,740,838 21,398,078 25,000,000 25,000,000 6,552,907 7,896,078 3,128,803 3,204,294 23,640,000 23,640,000 5,448,058 5,595,327 8,493,762 9,042,485 Total $ 101,584,368 $ 106,762,238 F-17 Agree Realty Corporation Notes to Consolidated Financial Statements December 31, 2015 The following table presents scheduled principal payments related to our debt as of December 31, 2015: Scheduled Principal Balloon Payment Total For the Year Ending December 31, 2016 2017 (1) 2018 (2) 2019 2020 Thereafter Total $ 2,954,035 2,710,697 2,575,654 2,750,823 1,100,218 5,744,873 17,836,300 $ $ 8,580,000 19,744,758 43,000,000 - 37,766,951 192,656,359 301,748,068 $ $ 11,534,035 22,455,455 45,575,654 2,750,823 38,867,169 198,401,232 319,584,368 $ (1) The balloon payment is related to a mortgage note that matures on May 14, 2017 and may be extended, at the Company’s election, for a two-year term to May 2019, subject to certain conditions. (2) The balloon payment balance includes the balance outstanding under the Credit Facility as of December 31, 2015. The Credit Facility matures on July 21, 2018 and may be extended for one year at the Company’s election, subject to certain conditions. The mortgage loans encumbering our properties are generally non-recourse, subject to certain exceptions for which we would be liable for any resulting losses incurred by the lender. These exceptions vary from loan to loan, but generally include fraud or a material misrepresentation, misstatement or omission by the borrower, intentional or grossly negligent conduct by the borrower that harms the property or results in a loss to the lender, filing of a bankruptcy petition by the borrower, either directly or indirectly, and certain environmental liabilities. At December 31, 2015, the mortgage loan of approximately $20,741,000 is partially recourse to us and is secured by a limited guaranty of payment and performance for approximately 50% of the loan amount. We have entered into mortgage loans which are secured by multiple properties and contain cross-default and cross-collateralization provisions. Cross-collateralization provisions allow a lender to foreclose on multiple properties in the event that we default under the loan. Cross-default provisions allow a lender to foreclose on the related property in the event a default is declared under another loan. The Company was in compliance with covenant terms for all mortgages payable at December 31, 2015. Senior Unsecured Notes On May 28, 2015, the Company completed a private placement of $100,000,000 principal amount of senior unsecured notes (the “Senior Unsecure Notes”). The Senior Unsecured Notes were sold in two series, including $50,000,000 of 4.16% notes due May 30, 2025 and $50,000,000 of 4.26% notes due May 30, 2027. The weighted average term of the Senior Unsecured Notes is 11 years and the weighted average interest rate is 4.21%. Proceeds from the issuance were used to repay borrowings under the Company’s Credit Facility and for general corporate purposes. Revolving Credit and Term Loan Facility In July 2014, the Company entered into a $250,000,000 senior unsecured revolving credit and term loan agreement consisting of (i) a new $150,000,000 revolving credit facility (the “Credit Facility”); (ii) a new $65,000,000 seven-year unsecured term loan facility (the “2021 Term Loan”); and (iii) our existing $35,000,000 unsecured term loan facility due 2020 (the “2020 Term Loan”). The Credit Facility, 2021 Term Loan and 2020 Term Loan, together, are referred to as our “Revolving Credit and Term Loan Facility.” The Credit Facility is due July 21, 2018, with an additional one-year extension at the Company’s option, subject to customary conditions. Borrowings under the Credit Facility are priced at LIBOR plus 135 to 200 basis points, depending on the Company’s leverage. The Credit Facility replaced the Company’s previous $85,000,000 revolving credit facility, which was extinguished concurrent with the closing of the Credit Facility, and may be increased to an aggregate of $250,000,000 at the Company’s election, subject to certain terms and conditions. As of December 31, 2015, $18,000,000 was outstanding under the Credit Facility bearing a weighted average interest rate of approximately 1.7% and $132,000,000 was available for borrowing. F-18 Agree Realty Corporation Notes to Consolidated Financial Statements December 31, 2015 The 2021 Term Loan matures on July 21, 2021. Borrowings under the 2021 Term Loan are priced at LIBOR plus 165 to 225 basis points, depending on the Company’s leverage. The Company entered into interest rate swaps to fix LIBOR at 2.09% until maturity, implying an all-in interest rate of 3.74% at closing. Proceeds from the 2021 Term Loan were used to repay borrowings under our previous revolving credit facility, which were used primarily to fund property acquisitions. The 2021 Term Loan may be increased to an aggregate of $75,000,000 at the Company’s election, subject to certain terms and conditions. As of December 31, 2015, $65,000,000 was outstanding under the 2021 Term Loan. The 2020 Term Loan matures on September 29, 2020. Borrowings under the 2020 Term Loan are priced at LIBOR plus 165 to 225 basis points, depending on the Company’s leverage. The Company entered into interest rate swaps to fix LIBOR at 2.20% until maturity, implying an all-in interest rate of 3.85% at closing. Proceeds from the 2020 Term Loan were used to repay borrowings under our previous revolving credit facility, which were used primarily to fund property acquisitions. The 2020 Term Loan may be increased to an aggregate of $70,000,000 at the Company’s election, subject to certain terms and conditions. As of December 31, 2015, $35,000,000 was outstanding under the 2020 Term Loan. The Revolving Credit and Term Loan Facility contains customary covenants, including, among others, financial covenants regarding debt levels, total liabilities, tangible net worth, fixed charge coverage, unencumbered borrowing base properties, and permitted investments. The Company was in compliance with the covenant terms at December 31, 2015. Note 5 – Common Stock On May 6, 2015, the Company implemented a $100,000,000 at-the-market equity program (“ATM program”) by entering into multiple equity distribution agreements through which the Company may, from time to time, sell shares of common stock. The Company uses the proceeds generated from its ATM program for general corporate purposes including funding our investment activity, the repayment or refinancing of outstanding indebtedness, working capital and other general purposes. During the year ended December 31, 2015, the Company issued 1,318,812 shares of common stock under its ATM program at an average price of $30.31, realizing gross proceeds of approximately $40,000,000. The Company has approximately $60,000,000 remaining under the ATM program as of December 31, 2015. In March 2015, we filed, and the SEC deemed effective, a shelf registration statement that expires in March 2018. The securities covered by this registration statement cannot exceed $500,000,000 in the aggregate and include common stock, preferred stock, depositary shares and warrants. We may periodically offer one or more of these securities in amounts, prices and on terms to be announced when and if these securities are offered. The specifics of any future offerings, along with the use of proceeds of any securities offered, will be described in detail in a prospectus supplement, or other offering materials, at the time of any offering. We completed a follow-on offering of 1,725,000 shares of common stock in December of 2015. The offering, which included the full exercise of the overallotment option by the underwriters, raised net proceeds of approximately $52,950,000 after deducting the underwriting discount. The proceeds from the offering were used to pay down amounts outstanding under the Credit Facility and for general corporate purposes. We completed a follow-on offering of 2,587,500 shares of common stock in December of 2014. The offering, which included the full exercise of the overallotment option by the underwriters, raised net proceeds of approximately $71,511,000 after deducting the underwriting discount. The proceeds from the offering were used to pay down amounts outstanding under the Credit Facility and for general corporate purposes. F-19 Agree Realty Corporation Notes to Consolidated Financial Statements December 31, 2015 Note 6 – Dividends and Distribution Payable The Company declared dividends of $1.845, $1.74 and $1.64 per share during the years ended December 31, 2015, 2014 and 2013; the dividends have been reflected for federal income tax purposes as follows: For the Year Ended December 31, Ordinary Income Return of Capital $ 2015 1.519 0.326 $ 2014 1.398 0.342 $ 2013 1.372 0.268 Total $ 1.845 $ 1.740 $ 1.640 On December 1, 2015, the Company declared a dividend of $0.465 per share for the quarter ended December 31, 2015. The holders OP Units were entitled to an equal distribution per OP Unit held as of December 22, 2015. The dividends and distributions payable are recorded as liabilities in the Company's consolidated balance sheet at December 31, 2015. The dividend has been reflected as a reduction of stockholders' equity and the distribution has been reflected as a reduction of the limited partners' non -controlling interest. These amounts were paid on January 5, 2016. Note 7 – Income Taxes The Company is subject to the provisions of Financial Accounting Standards Board Accounting Standard Codification 740-10 (“FASB ASC 740-10”), and has analyzed its various federal and state filing positions. The Company believes that its income tax filing positions and deductions are documented and supported. Additionally, the Company believes that its accruals for tax liabilities are adequate. Therefore, no reserves for uncertain income tax positions have been recorded pursuant to FASB ASC 740-10. The Company’s Federal income tax returns are open for examination by taxing authorities for all tax years after December 31, 2011. The Company has elected to record any related interest and penalties, if any, as income tax expense on the consolidated statements of operations and comprehensive income. For income tax purposes, the Company has certain TRS entities that have been established and in which certain real estate activities are conducted. As of December 31, 2015, the Company has estimated a current income tax liability of $2,000 and a deferred income tax liability in the amount of $705,000. As of December 31, 2014, the Company had estimated a current income tax liability of $0 and a deferred income tax liability in the amount of $705,000. This deferred income tax balance represents the federal and state tax effect of deferring income tax in 2007 on the sale of an asset under section 1031 of the Internal Revenue Code. This transaction was accrued within the TRS entities described above. During the years ended December 31, 2015, and 2014, we recognized total federal and state tax expense (benefit) of $3,317, and ($14,000), respectively. Note 8 – Derivative Instruments and Hedging Activity The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risk, including interest rate, liquidity and credit risk primarily by managing the amount, sources and duration of its debt funding and, to a limited extent, the use of derivative instruments. For additional information regarding the leveling of our derivatives see Note 10. The Company’s objective in using interest rate derivatives is to manage its exposure to interest rate movements and add stability to interest expense. To accomplish this objective, the Company uses interest rate swaps as part of its interest rate risk management strategy. Interest rate swaps designated as cash flow hedges involve the receipt of variable rate amounts from a counterparty in exchange for the Company making fixed rate payments over the life of the agreement without exchange of the underlying notional amount. In April 2012, we entered into a forward starting interest rate swap agreement to hedge against changes in future cash flows resulting from changes in interest rates on $22,300,000 in variable-rate borrowings. Under the terms of the interest rate swap agreement, we receive from the counterparty interest on the notional amount based on one-month LIBOR and pay to the counterparty a fixed rate of 1.92%. This swap effectively converted $22,300,000 of variable-rate borrowings to fixed-rate borrowings from July 1, 2013 to May 1, 2019. As of December 31, 2015, this interest rate swap was valued as a liability of approximately $448,000. F-20 Agree Realty Corporation Notes to Consolidated Financial Statements December 31, 2015 In December 2012, we entered into interest rate swap agreements to hedge against changes in future cash flows resulting from changes in interest rates on $25,000,000 in variable-rate borrowings. Under the terms of the interest rate swap agreement, we receive from the counterparty interest on the notional amount based on one-month LIBOR and pay to the counterparty a fixed rate of 0.89%. This swap effectively converted $25,000,000 of variable- rate borrowings to fixed-rate borrowings from December 6, 2012 to April 4, 2018. As of December 31, 2015, this interest rate swap was valued as an asset of approximately $99,000. In September 2013, we entered into an interest rate swap agreement to hedge against changes in future cash flows resulting from changes in interest rates on $35,000,000 in variable-rate borrowings. Under the terms of the interest rate swap agreement, we receive from the counterparty interest on the notional amount based on one- month LIBOR and pay to the counterparty a fixed rate of 2.20%. This swap effectively converted $35,000,000 of variable-rate borrowings to fixed-rate borrowings from October 3, 2013 to September 29, 2020. As of December 31, 2015, this interest rate swap was valued as a liability of approximately $1,135,000. In July 2014, we entered into interest rate swap agreements to hedge against changes in future cash flows resulting from changes in interest rates on $65,000,000 in variable-rate borrowings. Under the terms of the interest rate swap agreement, we receive from the counterparty interest on the notional amount based on one-month LIBOR and pay to the counterparty a fixed rate of 2.09%. This swap effectively converted $65,000,000 of variable- rate borrowings to fixed-rate borrowings from July 21, 2014 to July 21, 2021. As of December 31, 2015, this interest rate swap was valued as a liability of approximately $1,719,000. Companies are required to recognize all derivative instruments as either assets or liabilities at fair value on the balance sheet. The Company has designated these derivative instruments as cash flow hedges. As such, changes in the fair value of the derivative instrument are recorded as a component of other comprehensive income (loss) for the year ended December 31, 2015 to the extent of effectiveness. The ineffective portion of the change in fair value of the derivative instrument is recognized in interest expense. For the year ended December 31, 2015, the Company has determined these derivative instruments to be effective hedges. The Company had the following outstanding interest rate derivatives that were designated as cash flow hedges of interest rate risk: Interest Rate Derivatives Number of Instruments Notional December 31, 2015 December 31, 2014 December 31, 2015 December 31, 2014 Interest Rate Swap 4 4 $ 145,740,838 $ 146,398,078 F-21 Agree Realty Corporation Notes to Consolidated Financial Statements December 31, 2015 The table below presents the estimated fair value of the Company’s derivative financial instruments as well as their classification in the consolidated balance sheets. Asset Derivatives December 31, 2015 December 31, 2014 Balance Sheet Location Fair Value Balance Sheet Location Fair Value Other Assets $ 98,562 Other Assets $ 274,013 Liability Derivatives December 31, 2015 December 31, 2014 Balance Sheet Location Fair Value Balance Sheet Location Fair Value Other Liabilities $ 3,301,108 Other Liabilities $ 2,383,308 Derivatives designated as cash flow hedges: Interest Rate Swaps Derivatives designated as cash flow hedges: Interest Rate Swaps The table below presents the effect of the Company’s derivative financial instruments in the consolidated statements of operations and other comprehensive loss for the years ended December 31, 2015 and 2014. Derivatives in Cash Flow Hedging Relationships Amount of Income/(Loss) Recognized in OCI on Derivative (Effective Portion) Location of Income/(Loss) Reclassifed from Accumulated OCI into Income (Effective Portion) Amount of Income/(Loss) Reclassified from Accumulated OCI into Expense (Effective Portion) 2015 2014 2015 2014 Location of Loss Recognized In Income of Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing) Amount of Loss Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing and 2015 2014 Interest rate swaps $ (1,093,251) $ (2,583,832) Interest Expense $ (2,796,000) $ (1,875,420) -$ -$ The Company does not use derivative instruments for trading or other speculative purposes and did not have any other derivative instruments or hedging activities as of December 31, 2015. Note 9 – Discontinued Operations We elected to early adopt ASU 2014-08 "Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity" in the first quarter of 2014. The adoption of this guidance had an effect on the presentation of our consolidated financial statements. Beginning in 2014, activities related to individual asset sales are generally no longer classified as discontinued operations except for the property classified as held for sale as of December 31, 2014. In January 2014, the Company sold a Kmart-anchored shopping center in Ironwood, Michigan, which was classified as held for sale on December 31, 2013, for approximately $5,000,000. The results of operations for this property are reported in discontinued operations for the years ending December 2014 and 2013, including revenues of approximately $42,600 and $1,281,000 respectively, and expenses of approximately $28,000 and $990,000, respectively. In January 2013, the Company sold a single tenant property located in Ypsilanti, Michigan, which was classified as held for sale on December 31, 2012, for approximately $5,600,000. The results of operations for this property are reported in discontinued operations for the year ended December 2013, including revenues of approximately $9,300, and expenses of approximately $2,300. F-22 Agree Realty Corporation Notes to Consolidated Financial Statements December 31, 2015 Note 10 – Fair Value Measurements The table below sets forth the Company’s fair value hierarchy for assets and liabilities measured or disclosed at fair value as of December 31, 2015. Asset: Interest rate swaps Level 1 $ - Level 2 $ 98,562 Level 3 $ - Carrying Value $ 98,562 Liability: Interest rate swaps Mortgage notes payable Unsecured term loans Senior unsecured notes Revolving credit facility Level 1 $ - - $ $ - $ - $ - Level 2 $ 3,301,108 - $ $ - $ - $ 18,000,000 Level 3 $ - $ 105,033,267 $ 97,741,973 99,645,428 $ $ - Carrying Value $ 3,301,108 $ 101,584,368 $ 100,000,000 $ 100,000,000 $ 18,000,000 The table below sets forth the Company’s fair value hierarchy for liabilities measured or disclosed at fair value as of December 31, 2014. Asset: Interest rate swaps Level 1 $ - Level 2 $ 274,013 Level 3 $ - Carrying Value $ 274,013 Liability: Interest rate swaps Mortgage notes payable Unsecured term loans Revolving credit facility Level 1 $ - $ - $ - $ - Level 2 $ 2,383,308 $ - $ - $ 15,000,000 Level 3 $ - $ 107,814,314 $ 97,918,642 $ - Carrying Value $ 2,383,308 $ 106,762,238 $ 100,000,000 $ 15,000,000 The carrying amounts of the Company’s short-term financial instruments, which consist of cash, cash equivalents, receivables, and accounts payable, approximate their fair values. The fair value of the interest rate swaps were derived using estimates to settle the interest rate swap agreements, which are based on the net present value of expected future cash flows on each leg of the swap utilizing market-based inputs and discount rates reflecting the risks involved. The fair value of fixed mortgages was derived using the present value of future mortgage payments based on estimated current market interest rates of 4.27% and 4.17% at December 31, 2015 and 2014, respectively. The fair value of variable rate debt is estimated to be equal to the face value of the debt because the interest rates are floating and is considered to approximate fair value. Note 11 – Equity Incentive Plan In 2005, the Company’s stockholders approved the 2005 Equity Incentive Plan (the “2005 Plan”), which replaced a stock incentive plan established in 1994. The 2005 Plan authorized the issuance of a maximum of 1,000,000 shares of common stock. In 2014, the Company’s stockholders approved the 2014 Omnibus Incentive Plan (the “2014 Plan”), which replaced the 2005 Equity Incentive Plan. The 2014 Plan authorizes the issuance of a maximum of 700,000 shares of common stock. No options were granted during 2015, 2014 or 2013. Restricted common stock has been granted to certain employees under both the 2005 Plan and the 2014 Plan. As of December 31, 2015, there was $4,244,000 of total unrecognized compensation costs related to the outstanding restricted stock, which is expected to be recognized over a weighted average period of 3.0 years. The Company used 0% for both the discount factor and forfeiture rate for determining the fair value of restricted stock. The Company has deemed historical forfeitures insignificant and does not consider discount rates to be material. The holder of a restricted share award is generally entitled at all times on and after the date of issuance of the restricted shares to exercise the rights of a stockholder of the Company, including the right to vote the shares and the right to receive dividends on the shares. The Company granted 85,597, 83,210, and 87,950 shares of restricted stock in 2015, 2014, and 2013 respectively to employees and sub-contractors. The restricted shares vest over a five-year period based on continued service to the Company. F-23 Agree Realty Corporation Notes to Consolidated Financial Statements December 31, 2015 Restricted share activity is summarized as follows: Shares Outstanding Weighted Average Grant Date Fair Value Unvested restricted stock at December 31, 2012 250,180 $ 22.66 Restricted stock granted Restricted stock vested Restricted stock forfeited 87,950 (73,368) (15,680) $ $ $ 27.70 22.50 25.01 Unvested restricted stock at December 31, 2013 249,082 $ 24.33 Restricted stock granted Restricted stock vested Restricted stock forfeited 83,210 (79,588) (14,078) $ $ $ 28.72 22.64 26.03 Unvested restricted stock at December 31, 2014 238,626 $ 26.24 Restricted stock granted Restricted stock vested Restricted stock forfeited 85,597 (79,663) (32,054) $ $ $ 33.46 25.13 29.54 Unvested restricted stock at December 31, 2015 212,506 $ 29.07 Note 12 – Profit-Sharing Plan The Company has a discretionary profit-sharing plan whereby it contributes to the plan such amounts as the Board of Directors of the Company determines. The participants in the plan cannot make any contributions to the plan. Contributions to the plan are allocated to the employees based on their percentage of compensation to the total compensation of all employees for the plan year. Participants in the plan become fully vested after six years of service. No contributions were made to the plan in 201 5, 2014, or 2013. Note 13 – Quarterly Financial Data (Unaudited) The following summary represents the unaudited results of operations of the Company, expressed in thousands except per share amounts, for the periods from January 1, 2014 through December 31, 2015. Certain amounts have been reclassified to conform to the current presentation of discontinued operations: F-24 Agree Realty Corporation Notes to Consolidated Financial Statements December 31, 2015 2015 Three Months Ended March 31 June 30 September 30 December 31 Revenue Net Income $ 15,743 $ 17,219 $ 17,850 $ 19,154 $ 6,494 $ 10,465 $ 14,876 $ 7,927 Earnings per Share - diluted $ 0.36 $ 0.58 $ 0.81 $ 0.41 2014 Three Months Ended March 31 June 30 September 30 December 31 Revenue Net Income $ 12,575 $ 12,904 $ 13,757 $ 14,323 $ 5,509 $ 2,716 $ 4,966 $ 5,723 Earnings per Share - diluted $ 0.37 $ 0.18 $ 0.33 $ 0.36 Note 14 – Commitments and Contingencies In the ordinary course of business, we are party to various legal actions which we believe are routine in nature and incidental to the operation of our business. We believe that the outcome of the proceedings will not have a material adverse effect upon our consolidated financial position or results of oper ations Note 15 – Subsequent Events In January 2016, the Company granted a total of 5,599 shares of stock to the Board of Directors. The fair value of these grants is approximately $184,000. In February 2016, the Company granted a total of 70,315 shares of restricted stock to employees and associates under the 2014 Plan. The fair value of these grants is approximately $2,625,000 and the restricted shares vest over a five year period based on continued service to the Company. On March 1, 2016, the Company declared a dividend of $0.465 per share for the quarter ending March 31, 2016 for holders of record on March 31, 2016. The holders of OP Units are also entitled to an equal distribution per OP Unit held as of March 31, 2016. The amounts are to be paid on April 15, 2016. There were no other reportable subsequent events or transactions. 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- - - - - - - - - - - - - 8 5 0 , 8 4 4 , 5 - - - - - - - - - - - - - - - - - - - - - - 9 2 - F V N , y e l l a V n u S Y N , r e t s e h c o R A P , n w o t n e l l A L F l , y r r e b e s s a C L I , n y w r e B D N , s k r o F d n a r G I M , r o b r A n n A L A , y a B d e R O M , n i l p o J L A L A L A L A , , , , m a h g n m i r i m a h g n m i r i m a h g n m i r i m a h g n m i r i B B B B L A , y r e m o g t n o M O C , n o t e l t t i L L F , g r u b s r e t e P L F , e n i t s u g u A t S t S L F , a k t a a P l t s a E L F , e l l vi n o s k c a J L F , e l l vi n o s k c a J L F l , a o c a s n e P A G , e p r o h t e g O l t r o F L I , x o n e L w e N L I , d r o f k c o R S K , y t i C n o i t c n u J A L , e g u o R n o t a B N I , e t u a H e r r e T I M , k r a P n o c n L i l I M , vi o N N I , s i l o p a n a d n I i I M , s l l i H d e i f l m o o B l N M , s l l a F s u g r e F N M , s l l a F s u g r e F N M i , s d p a R k r a P N M , d a e h e r o o M S M , n o s k c a J O M , n o t l e B 5 1 0 2 , 1 3 r e b m e c e D i n o i t a c e r p e D d e t a u m u c c A d n a l n o i t a r o p r o C y t l a e R e e r g A e t a t s E l a e R – I I I l e u d e h c S 5 1 0 2 , 1 3 r e b m e c e D i n o i t a c e r p e D d e t a u m u c c A d n a l n o i t a r o p r o C y t l a e R e e r g A e t a t s E l a e R – I I I l e u d e h c S H N M U L O C i h c h W n o e f i L n i i n o i t a c e r p e D e m o c n I t s e t a L s i t n e m e t a t S d e t u p m o C s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 G N M U L O C F N M U L O C E N M U L O C D N M U L O C C N M U L O C B N M U L O C A N M U L O C d o i r e P f o e s o C l t a d e i r r a C h c h W i t a t n u o m A s s o r G s t s o C t s o C l a i t i n I f o e t a D l d e t a u m u c c A n o i t i i s u q c A i n o i t a c e r p e D l a t o T d n a g n d i l i u B s t n e m e v o r p m I t n e u q e s b u S d n a g n d i l i u B d n a L n o i t i i s u q c A o t s t n e m e v o r p m I d n a L e c n a r b m u c n E n o i t p i r c s e D 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 8 3 1 , 9 1 3 4 4 , 7 5 3 4 8 , 6 2 8 8 6 , 7 1 9 0 3 , 5 3 8 8 9 , 3 3 6 1 9 , 3 2 2 5 3 , 6 1 9 7 8 , 9 1 0 4 0 , 0 6 5 0 0 , 7 2 8 2 7 , 6 2 5 1 2 , 8 2 0 4 5 , 5 2 8 9 6 , 5 2 9 7 3 , 5 2 8 4 3 , 5 2 7 2 9 , 9 2 1 3 7 , 5 2 1 1 4 , 6 2 3 7 8 , 6 2 6 7 8 , 7 3 6 4 9 , 8 2 5 2 3 , 7 2 2 7 2 , 7 2 0 7 8 , 7 7 1 - 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8 4 1 , 9 5 4 0 0 0 , 0 3 3 0 0 2 , 1 2 1 0 0 2 , 1 2 1 0 0 0 , 9 6 3 7 5 7 , 4 2 1 0 0 2 , 1 8 7 5 7 2 , 2 3 3 7 0 3 , 1 4 1 0 7 7 , 4 9 2 3 9 , 3 0 3 4 7 0 , 9 2 3 7 7 0 , 4 1 2 0 0 1 , 9 2 2 6 0 0 , 1 9 - 5 8 0 , 7 2 1 7 , 2 1 ) 4 9 4 , 1 1 6 ( 5 6 0 , 5 0 5 9 9 4 , 8 4 1 7 , 7 5 5 5 , 7 5 2 9 , 6 ) 2 1 ( - - 7 7 4 , 6 1 - - - - - - - - - 0 0 5 ) 7 7 4 , 6 1 ( - - - 5 7 1 , 1 1 - - - - - - - 5 4 2 , 9 6 4 3 , 4 2 2 2 , 3 5 7 5 2 0 , 3 1 3 , 1 6 7 6 , 4 1 9 2 3 5 , 1 0 2 , 1 9 9 7 , 7 0 7 6 8 4 , 8 5 1 , 1 6 7 7 , 3 1 8 5 9 5 , 4 5 5 6 2 0 , 6 7 6 3 6 3 , 2 7 3 , 1 0 0 5 , 2 6 7 5 7 6 , 4 5 7 0 0 0 , 5 8 7 0 0 1 , 1 2 7 0 0 6 , 5 2 7 0 0 6 , 6 1 7 0 0 7 , 5 1 7 0 0 0 , 5 4 8 0 0 5 , 6 2 7 0 0 7 , 5 4 7 0 5 7 , 8 5 7 - 0 5 2 , 6 3 1 , 1 0 5 5 , 0 4 6 9 4 8 , 1 2 0 , 5 0 0 5 , 1 7 7 0 0 0 , 0 7 7 3 7 7 , 6 4 4 , 1 5 3 5 , 1 4 4 , 4 2 1 6 , 8 6 2 6 0 7 , 6 4 4 0 4 6 , 1 6 2 4 6 9 , 1 2 2 , 1 9 1 7 , 0 7 2 7 3 0 , 6 8 2 6 4 1 , 2 0 3 1 6 5 , 8 2 3 5 6 7 , 5 4 9 0 0 0 , 5 1 3 4 5 4 , 3 1 3 5 0 5 , 3 1 5 4 8 4 , 9 2 6 5 4 5 , 4 3 2 8 5 6 , 0 4 5 1 7 4 , 2 6 7 7 8 0 , 9 2 5 0 0 0 , 0 0 5 0 5 2 , 5 5 1 0 5 7 , 3 1 2 0 5 7 , 8 6 1 0 0 0 , 5 7 0 0 0 , 6 0 3 0 5 2 , 4 4 3 0 5 7 , 7 2 4 0 0 0 , 6 9 6 0 0 0 , 4 0 2 0 0 0 , 5 8 2 0 5 0 , 8 0 2 - 8 4 1 , 9 5 4 0 0 0 , 0 3 3 0 0 2 , 1 2 1 0 0 2 , 1 2 1 0 0 0 , 9 6 3 7 5 7 , 4 2 1 0 0 2 , 1 8 7 5 7 2 , 2 3 3 7 0 3 , 1 4 1 0 7 7 , 4 9 2 3 9 , 3 0 3 4 7 0 , 9 2 3 7 7 0 , 4 1 2 0 0 1 , 9 2 2 6 0 0 , 1 9 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 0 3 - F D N , s k r o F d n a r G t s a E T M , s l l a F t a e r G J N , n o t g n vi r I D N , s k r o F d n a r G D N , s k r o F d n a r G D N , s k r o F d n a r G D N , n w o t s e m a J D N , o g r a F D N , o g r a F H O , o d e o T l H O , o d e o T l H O , o d e o T l H O , o d e o T l H O , n o t n i l C t r o P H O l , d e i f s n a M H O , e l l vi r O H O , n o r k A H O , n o r k A H O , n w o t s g n u o Y H O , d r a b b u H H O , s u b m u o C l H O , a t t u c a C l K O , a s u T l A P , g r u b s i r r a H C S , n o s r e d n A A P , k c i r e m L i C S l , y e s a E A P , n o i r a C l A P , r e c r e M C S , g r u b n a t r a p S C S , g r u b n a t r a p S C S i , a b m u o C l N T , l l e w e z a T w e N N T , k n a B d e R N T , e l l vi x o n K N T , a o c A l A P i , r e n o g L i 5 1 0 2 , 1 3 r e b m e c e D i n o i t a c e r p e D d e t a u m u c c A d n a l n o i t a r o p r o C y t l a e R e e r g A e t a t s E l a e R – I I I l e u d e h c S H N M U L O C i h c h W n o e f i L n i i n o i t a c e r p e D e m o c n I t s e t a L s i t n e m e t a t S d e t u p m o C s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 f o e t a D l d e t a u m u c c A d n a g n d i l i u B t n e u q e s b u S d n a g n d i l i u B d o i r e P f o e s o C l t a d e i r r a C h c h W i t a t n u o m A s s o r G s t s o C t s o C l a i t i n I G N M U L O C F N M U L O C E N M U L O C D N M U L O C C N M U L O C B N M U L O C A N M U L O C n o i t i i s u q c A i n o i t a c e r p e D l a t o T s t n e m e v o r p m I d n a L n o i t i i s u q c A o t s t n e m e v o r p m I d n a L e c n a r b m u c n E n o i t p i r c s e D 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 4 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 4 2 6 , 8 3 4 5 1 , 0 2 6 2 7 , 9 2 6 1 8 , 6 5 9 8 3 , 5 2 8 6 4 , 4 5 2 0 5 8 , 5 3 8 3 5 , 8 2 5 1 4 , 1 2 5 3 6 , 1 2 6 2 0 , 6 2 1 4 4 , 4 2 8 0 4 , 0 3 4 4 0 , 0 0 1 1 2 7 , 2 5 3 8 5 , 3 1 7 5 5 , 2 2 0 8 1 , 5 2 4 7 1 , 4 1 2 9 7 , 4 1 6 6 1 , 4 7 1 9 , 1 1 2 7 5 , 7 1 3 6 3 , 7 6 0 9 , 6 7 6 9 , 5 1 8 1 2 , 9 1 0 4 9 , 1 1 1 7 9 , 1 1 3 4 8 , 7 4 4 8 2 , 3 1 4 9 7 , 2 8 9 6 6 , 7 6 9 2 , 7 9 9 5 , 7 0 2 6 , 0 4 6 , 1 0 0 9 , 2 5 8 6 1 1 , 9 5 2 , 1 9 0 6 , 3 3 4 , 2 0 3 1 , 5 9 0 , 1 5 3 8 , 6 5 4 , 9 7 2 6 , 8 3 2 , 1 6 8 2 , 1 0 6 , 1 3 2 2 , 1 9 0 , 1 0 0 1 , 1 3 0 , 1 1 7 2 , 7 8 3 , 1 1 6 8 , 1 2 1 , 1 9 2 7 , 2 1 7 , 1 4 9 9 , 6 5 2 , 4 1 9 9 , 4 1 3 , 2 5 3 5 , 1 1 8 9 0 7 , 4 4 1 , 1 2 5 7 , 5 1 3 , 1 5 8 8 , 4 0 0 , 1 2 5 6 , 4 2 4 , 2 6 1 5 , 6 7 9 , 2 0 6 2 , 2 6 5 1 9 6 , 4 8 0 , 1 9 2 7 , 6 3 6 3 4 6 , 3 9 9 2 0 0 , 0 9 5 , 1 9 5 8 , 6 5 0 , 1 8 7 0 , 9 8 6 8 2 6 , 8 2 8 1 5 6 , 0 5 5 , 3 2 5 7 , 5 0 5 , 2 8 0 9 , 9 9 3 , 7 2 3 7 , 6 6 6 3 1 8 , 9 5 8 7 3 3 , 1 6 8 8 3 9 , 5 4 5 , 1 6 9 4 , 6 0 8 1 9 4 , 9 8 1 , 1 2 5 5 , 3 7 2 , 2 0 3 0 , 6 1 0 , 1 5 1 8 , 5 8 7 , 6 7 2 0 , 6 5 9 4 9 5 , 3 5 0 , 1 0 4 6 , 0 9 7 3 6 7 , 8 9 7 5 7 8 , 0 6 9 5 6 3 , 2 0 9 8 2 6 , 2 2 1 , 1 4 9 9 , 6 4 6 , 3 9 9 8 , 5 0 4 , 1 3 0 2 , 6 0 5 6 0 9 , 5 8 0 , 1 6 0 0 , 2 1 2 , 1 8 4 4 , 0 5 8 0 0 0 , 5 7 7 , 1 1 5 6 , 9 9 9 , 1 0 0 4 , 4 2 5 4 8 0 , 5 7 7 6 7 8 , 4 5 3 2 1 6 , 0 7 3 6 8 3 , 7 7 2 , 1 0 7 3 , 7 2 0 , 1 3 2 1 , 1 4 6 2 9 4 , 4 4 6 6 0 6 , 0 7 8 , 2 8 9 4 , 5 2 1 , 2 2 4 5 , 3 2 6 , 6 4 3 5 , 3 1 6 0 6 4 , 0 0 7 3 4 5 , 9 2 7 2 8 6 , 4 9 4 0 4 , 6 4 5 2 6 , 9 6 0 0 1 , 9 7 7 5 0 , 0 6 1 0 2 0 , 1 7 6 , 2 0 0 6 , 2 8 2 2 9 6 , 7 4 5 3 8 5 , 0 0 3 7 3 3 , 2 3 2 6 9 3 , 6 2 4 6 9 4 , 9 1 2 1 0 1 , 0 9 5 0 0 0 , 0 1 6 2 9 0 , 9 0 9 2 3 3 , 5 0 3 3 0 8 , 8 5 6 4 7 , 3 0 1 7 3 4 , 4 5 1 2 5 6 , 9 4 6 5 6 8 , 6 7 9 0 6 8 , 7 3 7 0 6 , 9 0 3 3 5 8 , 1 8 2 1 3 0 , 3 2 6 5 1 6 , 2 1 3 9 8 4 , 9 2 5 5 9 , 7 4 6 3 1 , 4 8 1 5 4 0 , 0 8 6 4 5 2 , 0 8 3 6 6 3 , 6 7 7 8 9 1 , 3 5 3 5 3 , 9 5 1 4 9 7 , 1 3 1 - 8 2 3 , 8 5 2 0 4 0 , 0 9 4 , 2 0 4 4 , 1 8 2 , 4 1 4 6 8 , 6 8 1 , 2 9 3 8 , 7 2 4 , 2 1 5 7 1 , 3 0 3 1 0 6 , 3 5 8 , 1 - - 7 1 3 , 6 1 0 9 9 , 4 4 6 5 , 1 1 7 2 5 , 8 0 4 7 , 6 ) 3 6 9 , 5 ( ) 7 7 7 , 3 ( ) 9 3 8 , 3 ( ) 0 5 0 , 5 ( ) 5 2 2 , 4 ( ) 7 6 8 , 6 ( ) 5 8 2 ( - - - - - - - - - - - - - - - - - - - - - - - 1 2 6 , 9 2 5 , 1 6 0 5 , 1 0 8 7 2 9 , 7 7 1 , 1 5 2 0 , 5 6 2 , 2 0 9 2 , 9 0 0 , 1 5 1 8 , 5 8 7 , 6 7 2 0 , 6 5 9 7 5 5 , 9 5 0 , 1 7 1 4 , 4 9 7 2 0 6 , 2 0 8 5 2 9 , 5 6 9 0 9 5 , 6 0 9 5 9 4 , 9 2 1 , 1 9 7 2 , 7 4 6 , 3 9 9 8 , 5 0 4 , 1 3 0 2 , 6 0 5 6 0 9 , 5 8 0 , 1 6 0 0 , 2 1 2 , 1 8 4 4 , 0 5 8 0 0 0 , 5 7 7 , 1 1 5 6 , 9 9 9 , 1 0 0 4 , 4 2 5 4 8 0 , 5 7 7 6 7 8 , 4 5 3 2 1 6 , 0 7 3 6 8 3 , 7 7 2 , 1 0 7 3 , 7 2 0 , 1 3 2 1 , 1 4 6 2 9 4 , 4 4 6 6 0 6 , 0 7 8 , 2 8 9 4 , 5 2 1 , 2 2 4 5 , 3 2 6 , 6 4 3 5 , 3 1 6 0 6 4 , 0 0 7 3 4 5 , 9 2 7 2 8 6 , 4 9 4 0 4 , 6 4 5 2 6 , 9 6 0 0 1 , 9 7 7 5 0 , 0 6 1 0 2 0 , 1 7 6 , 2 0 0 6 , 2 8 2 2 9 6 , 7 4 5 3 8 5 , 0 0 3 7 3 3 , 2 3 2 6 9 3 , 6 2 4 6 9 4 , 9 1 2 1 0 1 , 0 9 5 0 0 0 , 0 1 6 2 9 0 , 9 0 9 2 3 3 , 5 0 3 3 0 8 , 8 5 6 4 7 , 3 0 1 7 3 4 , 4 5 1 2 5 6 , 9 4 6 5 6 8 , 6 7 9 0 6 8 , 7 3 7 0 6 , 9 0 3 3 5 8 , 1 8 2 1 3 0 , 3 2 6 5 1 6 , 2 1 3 9 8 4 , 9 2 5 5 9 , 7 4 6 3 1 , 4 8 1 5 4 0 , 0 8 6 4 5 2 , 0 8 3 6 6 3 , 6 7 7 8 9 1 , 3 5 3 5 3 , 9 5 1 4 9 7 , 1 3 1 4 6 8 , 6 8 1 , 2 9 3 8 , 7 2 4 , 2 1 5 7 1 , 3 0 3 1 0 6 , 3 5 8 , 1 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 1 3 - F N T , n w o t s i r r o M N T , e l l vi y r a M N T , e l l vi x o n K N T , n o t n i l C N T , r e t a w e e w S t X T , y e n n K c M i a V t s e r o F A V , s t h g e H i l i a n o o C l A V , r e t s e h C A V , n a h t i l o d M i A V , e l l i vi s c n a c e M A V , d n a h s A l A V , n e l l A n e G l A W , n o t g n i l r u B I W , u a s u a W L A , t n e g i l l u S L A , w a t u E L A , e e s s a l l a T L A l y e o F L A , k r a P e g n a r O L F , k r a P e g n a r O L F l , a o c a s n e P O C , a r o r u A L F , e c a P L F , h c a e B e l l vi n o s k c a J A G , d o o w n e G l L F , t r o p e e r F A G , y n a b A l L I , e r e d vi e B l L I l , d e i f g n i r p S A I , t r o p n e v a D A I , s r a M e L L I , u r e P A I , r e t n e C o a l f f u B A I l , d e i f f e h S S K , a k e p o T S K , a x e n e L 5 1 0 2 , 1 3 r e b m e c e D i n o i t a c e r p e D d e t a u m u c c A d n a l n o i t a r o p r o C y t l a e R e e r g A e t a t s E l a e R – I I I l e u d e h c S H N M U L O C i h c h W n o e f i L n i i n o i t a c e r p e D e m o c n I t s e t a L s i t n e m e t a t S d e t u p m o C s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 1 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 f o e t a D l d e t a u m u c c A d n a g n d i l i u B t n e u q e s b u S d n a g n d i l i u B d o i r e P f o e s o C l t a d e i r r a C h c h W i t a t n u o m A s s o r G s t s o C t s o C l a i t i n I G N M U L O C F N M U L O C E N M U L O C D N M U L O C C N M U L O C B N M U L O C A N M U L O C n o i t i i s u q c A i n o i t a c e r p e D l a t o T s t n e m e v o r p m I d n a L n o i t i i s u q c A o t s t n e m e v o r p m I d n a L e c n a r b m u c n E n o i t p i r c s e D 5 1 0 2 5 1 0 2 5 1 0 2 6 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 - 4 1 5 , 3 2 5 8 0 , 9 3 8 9 8 , 7 4 - 8 0 5 , 7 6 7 6 , 7 9 1 9 , 3 8 8 9 , 2 - 4 7 5 , 9 2 1 1 9 , 2 2 6 1 4 , 7 1 0 8 3 , 7 1 0 8 3 , 1 1 8 8 6 , 8 5 9 9 , 9 1 9 9 , 9 9 8 5 , 9 8 5 1 , 3 - - - 5 1 1 , 8 1 4 1 5 , 5 2 3 1 9 , 5 1 1 1 3 , 9 5 6 1 3 , 7 1 7 8 0 , 5 1 0 4 8 , 2 2 9 6 4 , 4 2 8 1 3 , 7 1 1 0 7 , 5 1 0 7 8 , 6 1 - 7 8 9 , 5 1 4 4 9 , 4 1 5 8 2 , 2 0 2 , 1 9 8 4 , 4 2 1 , 2 2 3 6 4 , 5 9 9 , 1 0 6 8 , 1 3 8 , 3 3 9 0 , 1 8 6 , 2 3 1 7 , 8 8 7 7 6 2 , 7 1 7 1 5 6 , 4 0 5 , 1 5 1 2 , 8 3 4 , 1 8 4 9 , 8 8 3 , 1 8 9 2 , 3 5 9 , 3 3 8 1 , 4 4 5 , 1 7 8 7 , 8 3 3 , 1 1 3 9 , 5 5 4 , 1 6 2 4 , 2 9 9 3 1 7 , 1 2 8 9 4 4 , 6 8 1 , 1 9 3 1 , 3 8 1 , 1 5 0 7 , 6 0 1 , 1 5 7 3 , 3 8 0 , 1 1 4 5 , 7 2 9 2 3 4 , 7 8 2 , 1 7 6 1 , 1 0 4 , 4 9 6 0 , 5 6 1 , 1 0 6 7 , 3 4 2 , 1 5 2 6 , 8 8 7 9 7 9 , 3 5 3 , 1 5 3 8 , 9 5 0 , 1 5 8 7 , 0 5 2 , 1 7 4 6 , 5 9 4 , 1 1 3 8 , 8 3 2 , 1 5 6 2 , 4 8 1 , 1 4 3 2 , 8 7 1 , 1 4 0 1 , 2 7 7 1 7 1 , 5 0 2 , 1 5 0 7 , 8 7 2 , 1 4 9 6 , 5 4 0 , 0 1 3 3 0 , 2 3 1 , 1 8 4 6 , 1 3 7 , 3 1 6 5 0 , 1 8 8 , 1 0 6 8 , 1 3 8 , 3 5 1 0 , 1 6 5 , 2 9 9 7 , 0 2 7 5 6 0 , 4 1 6 5 8 5 , 0 4 9 1 8 0 , 7 1 7 0 2 3 , 5 9 2 , 1 2 0 7 , 1 1 6 , 3 6 2 0 , 5 2 2 , 1 6 5 9 , 4 4 0 , 1 7 7 7 , 1 9 1 , 1 4 0 4 , 0 1 9 2 7 0 , 5 9 6 8 2 5 , 9 5 9 9 9 0 , 9 5 9 6 9 4 , 0 2 9 4 9 9 , 7 5 7 4 5 1 , 2 9 5 0 2 2 , 2 4 2 , 1 7 6 1 , 1 5 9 , 2 3 2 7 , 7 1 1 , 1 5 1 1 , 1 9 0 , 1 1 9 7 , 9 8 4 , 9 9 7 3 , 0 0 5 6 8 5 , 8 7 8 5 3 9 , 9 0 8 6 5 8 , 2 2 2 , 1 1 0 1 , 8 6 4 , 1 6 0 5 , 7 8 1 , 1 3 3 6 , 6 7 0 , 1 0 2 8 , 6 5 1 , 1 3 0 1 , 5 9 4 6 1 4 , 0 1 7 7 2 1 , 2 5 6 2 5 2 , 0 7 7 0 4 , 4 1 1 1 4 8 , 2 9 3 , 8 - 8 7 0 , 0 2 1 4 1 9 , 7 6 2 0 2 , 3 0 1 6 6 0 , 4 6 5 5 3 1 , 1 2 7 8 2 6 , 3 9 7 9 5 , 1 4 3 7 5 1 , 9 1 3 1 3 8 , 3 9 2 3 5 1 , 4 6 2 3 2 0 , 2 8 1 4 6 , 6 2 1 0 2 9 , 6 2 2 0 4 0 , 4 2 2 9 0 2 , 6 8 1 1 8 3 , 5 2 3 6 8 3 , 5 3 3 2 1 2 , 5 4 6 4 3 , 7 4 5 4 6 , 2 5 1 3 0 9 , 5 5 5 6 4 2 , 8 8 2 3 9 3 , 5 7 4 0 0 9 , 9 4 2 9 2 9 , 7 2 7 4 5 , 7 2 5 2 3 , 1 5 3 3 6 , 7 0 1 4 1 4 , 1 2 0 0 0 , 7 7 2 5 5 7 , 4 9 4 8 7 5 , 6 2 6 0 0 0 , 0 5 4 , 1 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 2 3 - F 3 3 0 , 2 3 1 , 1 8 4 6 , 1 3 7 , 3 1 6 5 0 , 1 8 8 , 1 0 6 8 , 1 3 8 , 3 5 1 0 , 1 6 5 , 2 9 9 7 , 0 2 7 5 6 0 , 4 1 6 5 8 5 , 0 4 9 1 8 0 , 7 1 7 0 2 3 , 5 9 2 , 1 2 0 7 , 1 1 6 , 3 6 2 0 , 5 2 2 , 1 6 5 9 , 4 4 0 , 1 7 7 7 , 1 9 1 , 1 4 0 4 , 0 1 9 2 7 0 , 5 9 6 8 2 5 , 9 5 9 9 9 0 , 9 5 9 6 9 4 , 0 2 9 4 9 9 , 7 5 7 4 5 1 , 2 9 5 0 2 2 , 2 4 2 , 1 7 6 1 , 1 5 9 , 2 3 2 7 , 7 1 1 , 1 5 1 1 , 1 9 0 , 1 1 9 7 , 9 8 4 , 9 9 7 3 , 0 0 5 6 8 5 , 8 7 8 5 3 9 , 9 0 8 6 5 8 , 2 2 2 , 1 1 0 1 , 8 6 4 , 1 6 0 5 , 7 8 1 , 1 3 3 6 , 6 7 0 , 1 0 2 8 , 6 5 1 , 1 3 0 1 , 5 9 4 6 1 4 , 0 1 7 7 2 1 , 2 5 6 2 5 2 , 0 7 7 0 4 , 4 1 1 1 4 8 , 2 9 3 , 8 - 8 7 0 , 0 2 1 4 1 9 , 7 6 2 0 2 , 3 0 1 6 6 0 , 4 6 5 5 3 1 , 1 2 7 8 2 6 , 3 9 7 9 5 , 1 4 3 7 5 1 , 9 1 3 1 3 8 , 3 9 2 3 5 1 , 4 6 2 3 2 0 , 2 8 1 4 6 , 6 2 1 0 2 9 , 6 2 2 0 4 0 , 4 2 2 9 0 2 , 6 8 1 1 8 3 , 5 2 3 6 8 3 , 5 3 3 2 1 2 , 5 4 6 4 3 , 7 4 5 4 6 , 2 5 1 3 0 9 , 5 5 5 6 4 2 , 8 8 2 3 9 3 , 5 7 4 0 0 9 , 9 4 2 9 2 9 , 7 2 7 4 5 , 7 2 5 2 3 , 1 5 3 3 6 , 7 0 1 4 1 4 , 1 2 0 0 0 , 7 7 2 5 5 7 , 4 9 4 8 7 5 , 6 2 6 0 0 0 , 0 5 4 , 1 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Y K , e l l i vi s n k p m o T A L i , y c n u Q e D A M , d n a l t r o P Y K , d r a z a H I M , t n i l F N M i , n o s n h c t u H O M , y t i C y r w o L O M , n o s n a r B O M , n o s n a r B H N l , d e i f n E D N l , y e n a t S H O , a t t e i r a M H O , n i l k n a r F H O i , n a r o L H O , a i r y E l H O , a i r y E l H O , s t h g e H e i l l vi s n e r r a W H O i , s t h g e H h g r u b w e N H O i , s t h g e H d r o f d e B H O , h t a e H H O , a m L i A P , g r u b s m o o B l A P , e n o t s d n i r G C S , d o o w e h t y B l A P , a n o o t l A A P l , d e i f t s e W R O , m e a S l K O , y t i C k E l C S , g r u b s k c a B l C S l , y e s a E C S , n n I i n a t n u o F C S , o r o b r e t l a W C S , y t r e b L i X T , r e t a w t e e w S N T , n o s k c a J X T , n o t g n i l r A C S i , a b m u o C l H N M U L O C i h c h W n o e f i L n i i n o i t a c e r p e D e m o c n I t s e t a L s i t n e m e t a t S d e t u p m o C s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 s r a e Y 0 4 5 1 0 2 , 1 3 r e b m e c e D i n o i t a c e r p e D d e t a u m u c c A d n a l n o i t a r o p r o C y t l a e R e e r g A e t a t s E l a e R – I I I l e u d e h c S f o e t a D l d e t a u m u c c A d n a g n d i l i u B t n e u q e s b u S d n a g n d i l i u B d o i r e P f o e s o C l t a d e i r r a C h c h W i t a t n u o m A s s o r G s t s o C t s o C l a i t i n I G N M U L O C F N M U L O C E N M U L O C D N M U L O C C N M U L O C B N M U L O C A N M U L O C n o i t i i s u q c A i n o i t a c e r p e D l a t o T s t n e m e v o r p m I d n a L n o i t i i s u q c A o t s t n e m e v o r p m I d n a L e c n a r b m u c n E n o i t p i r c s e D 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 5 1 0 2 4 0 3 , 3 0 1 5 1 0 , 8 8 2 8 4 2 , 7 4 3 8 , 7 1 6 8 2 , 1 3 - - 0 4 7 , 1 2 3 3 2 , 9 1 3 4 5 , 8 1 1 1 1 , 8 1 3 1 , 7 4 0 8 , 6 0 6 7 , 3 1 0 5 6 , 2 3 1 2 4 1 , 8 9 1 , 9 1 8 3 , 6 3 6 , 7 1 2 7 9 , 6 5 4 , 2 1 8 8 , 5 9 9 4 9 8 , 9 9 1 , 5 5 5 1 , 7 4 3 , 2 1 7 2 , 0 5 2 , 1 3 4 7 , 0 4 1 , 1 7 7 6 , 3 5 1 , 1 5 5 0 , 4 6 5 , 1 9 5 3 , 1 5 8 , 9 0 2 8 , 0 2 7 3 3 8 , 6 2 8 9 3 7 , 5 9 7 8 9 1 , 8 9 1 , 6 5 9 8 , 0 8 2 , 7 1 6 5 0 , 0 4 1 , 2 9 7 7 , 9 6 8 0 2 7 , 5 0 0 , 5 0 3 9 , 8 6 7 , 1 0 4 8 , 1 6 1 , 1 0 9 0 , 9 2 0 , 1 3 5 6 , 1 9 9 3 6 1 , 3 4 9 2 4 9 , 4 8 0 , 7 0 5 8 , 8 4 6 5 4 5 , 4 8 6 6 7 1 , 3 5 6 2 7 3 , 2 9 5 , 3 0 9 4 , 2 0 3 , 3 6 8 4 , 5 5 3 6 1 9 , 6 1 3 2 0 1 , 6 2 1 4 7 1 , 4 9 1 5 2 2 , 8 7 5 1 3 4 , 8 8 3 5 6 , 1 1 1 4 2 0 , 2 6 1 2 9 8 , 0 2 6 4 4 9 , 9 9 9 , 2 9 6 9 , 1 7 7 8 2 , 2 4 1 3 6 5 , 2 4 1 2 8 8 , 9 8 2 7 1 4 , 6 6 7 , 2 - - - - - - - - - - - - - - - 8 9 1 , 8 9 1 , 6 5 9 8 , 0 8 2 , 7 1 6 5 0 , 0 4 1 , 2 9 7 7 , 9 6 8 0 2 7 , 5 0 0 , 5 0 3 9 , 8 6 7 , 1 0 4 8 , 1 6 1 , 1 0 9 0 , 9 2 0 , 1 3 5 6 , 1 9 9 3 6 1 , 3 4 9 2 4 9 , 4 8 0 , 7 0 5 8 , 8 4 6 5 4 5 , 4 8 6 6 7 1 , 3 5 6 0 9 4 , 2 0 3 , 3 6 8 4 , 5 5 3 6 1 9 , 6 1 3 2 0 1 , 6 2 1 4 7 1 , 4 9 1 5 2 2 , 8 7 5 1 3 4 , 8 8 3 5 6 , 1 1 1 4 2 0 , 2 6 1 2 9 8 , 0 2 6 4 4 9 , 9 9 9 , 2 9 6 9 , 1 7 7 8 2 , 2 4 1 3 6 5 , 2 4 1 2 8 8 , 9 8 2 7 1 4 , 6 6 7 , 2 - - - - - - - - - - - - - - - 3 2 4 , 1 0 4 , 6 5 7 3 6 , 5 8 1 , 2 5 7 7 9 9 , 1 1 9 , 6 2 5 0 4 6 , 3 7 2 , 5 2 2 2 1 1 , 2 4 4 , 4 1 6 8 8 , 9 6 4 , 2 1 5 1 2 2 , 8 7 6 , 8 2 2 8 6 3 , 4 8 5 , 1 0 1 A N / A N / - - 1 0 3 , 3 6 6 , 3 1 0 3 , 3 6 6 , 3 1 0 3 , 3 6 6 , 3 1 0 3 , 3 6 6 , 3 - - - - 1 0 3 , 3 6 6 , 3 1 0 3 , 3 6 6 , 3 - - - - 3 2 4 , 1 0 4 , 6 5 $ 8 3 9 , 8 4 8 , 5 5 7 $ 8 9 2 , 5 7 5 , 0 3 5 $ 0 4 6 , 3 7 2 , 5 2 2 $ 2 1 1 , 2 4 4 , 4 1 $ 7 8 1 , 3 3 1 , 6 1 5 $ 1 2 2 , 8 7 6 , 8 2 2 $ 8 6 3 , 4 8 5 , 1 0 1 $ 3 3 - F t n e m p o l e v e D r e d n U y t r e p o r P s u o i r a V l a t o T b u S l a t o T V W , g r u b s n i t r a M I W , e t u h C d n a r G V W , n o t e c n i r P V W l , y e k c e B I W , d n o m h c R w e N i I W , d n a h s A l I W , o o b a r a B I W , n o t s u a M l a t o t b u S X T , l l a w k c o R A V l , d e i f e u B l X T , i t s i r h C s u p r o C X T , n e g n i l r a H X T , h t r o W t r o F X T , m a h n e r B X T , d n a d M i l Agree Realty Corporation Notes to Schedule III December 31, 2015 1. Reconciliation of Real Estate Properties The following table reconciles the Real Estate Properties from January 1, 2013 to December 31, 2015 2015 2014 2013 Balance at January 1 Construction and acquisition cost Impairment charge Disposition of real estate $ 589,147,012 196,672,924 - (29,970,998) $ 476,168,824 143,365,974 (3,020,000) (27,367,786) $ 398,811,830 82,692,554 (450,000) (4,885,560) Balance at December 31 $ 755,848,938 $ 589,147,012 $ 476,168,824 2. Reconciliation of Accumulated Depreciation The following table reconciles the Real Estate Properties from January 1, 2013 to December 31, 2015 2015 2014 2013 Balance at January 1 Current year depreciation expense Disposition of real estate $ 59,089,851 11,464,695 (14,153,123) $ 65,436,739 8,361,698 (14,708,586) $ 58,856,688 6,930,145 (350,094) Balance at December 31 $ 56,401,423 $ 59,089,851 $ 65,436,739 3. Tax Basis of Building and Improvements The aggregate cost of Building and Improvements for federal income tax purposes is approximately $23,420,000 less than the cost basis used for financial statement purposes. F-34 [This page intentionally left blank.] [This page intentionally left blank.] AGREE REALTY CORPORATION Financial Highlights NYSE: ADC Financial - For Year Ended December 31, 2015 2014 2013 Total revenues ($000's)(cid:3) Operating income ($000's)(cid:3) Funds from operations ($000's)(cid:3) Funds from operations per share(cid:3) Dividends per share Property Portfolio Real estate assets, at cost ($000's) Total assets ($000's) Total debt and accrued interest ($000's) Number of properties Gross leasable area (sq. ft) $ $ $ $ $ $ $ $ 69,966 27,627 44,051 2.39 1.845 2015 755,849 792,550 319,584 $ $ $ $ $ $ $ $ 53,559 19,318 33,316 2.18 1.74 2014 589,147 593,581 222,483 $ $ $ $ $ $ $ $ 43,518 19,244 28,370 2.10 1.64 2013 471,366 462,742 158,869 278 209 130 5,207,000 4,315,000 3,662,000 TOTAL RETURN PERFORMANCE 250 200 150 100 e u l a V x e d n I 50 12.31.10 12.31.11 12.31.12 12.31.13 12.31.14 12.31.15 Agree Realty Corporation Russell 2000 SNL REIT Retail Shopping Ctr Index 12.31.10 12.31.11 12.31.12 12.31.13 12.31.14 12.31.15 Agree Realty Corporation Russell 2000 SNL REIT Retail Shopping Ctr 100.00 100.00 100.00 99.84 95.82 97.14 117.30 111.49 122.65 134.42 154.78 131.04 152.64 162.35 169.80 177.04 155.18 178.88 Period Ending AGREE REALTY CORPORATION Financial Highlights NYSE: ADC FUNDS FROM OPERATIONS (in thousands) 2011 2012 2013 2014 2015 REAL ESTATE ASSETS (in thousands) $35,000 $30,000 $25,000 $20,000 $15,000 $800,000 $700,000 $600,000 $500,000 $400,000 $300,000 2011 2012 2013 2014 2015 CORPORATE INFORMATION EXECUTIVE OFFICERS Richard Agree Executive Chairman Board of Directors Joey Agree President, Chief Executive Officer Director Matthew Partridge Chief Financial Officer Secretary Laith Hermiz Chief Operating Officer DIRECTORS John Rakolta, Jr. Chairman Chief Executive Officer Walbridge William S. Rubenfaer President Rubenfaer Associates, PC Leon Schurgin Of Counsel Dawda Mann Annual Meeting of Stockholders Monday, May 2, 2016 at 10:00 am Embassy Suites 850 Tower Drive Troy, MI 48098 Auditors Grant Thornton LLP 27777 Franklin Road Southfield, MI 48034 Gene Silverman Retired, President, Chief Executive Officer Polygram Video Farris Kalil Retired, Director of Business Development of Commercial Lending Michigan National Bank Jerry Rossi Retired, Group President The TJX Companies CEO, R&R Consulting Counsel Honigman 39400 Woodward Ave., Ste. 101 Bloomfield Hills, MI 48304 Registrar & Transfer Agent Computershare P.O. Box 30170 College Station, TX 77842 70 E. Long Lake Road | Bloomfield Hills, MI 48304 www.agreerealty.com

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