Quarterlytics / Industrials / Integrated Freight & Logistics / Air T, Inc.

Air T, Inc.

airt · NASDAQ Industrials
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Ticker airt
Exchange NASDAQ
Sector Industrials
Industry Integrated Freight & Logistics
Employees 624
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FY2016 Annual Report · Air T, Inc.
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Air T, Inc. 
2016 Annual Report 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Dear Stockholders: 

Your ownership of Air T, Inc. common stock means that we are partners. Please know that we take our 
partnership seriously. Growth in stockholder value over a long period of time will be driven by a variety 
of  factors,  many  of  which  we  will  not  be  able  to  predict  and  many  of  which  will  be  driven  by  our 
dedicated and engaged employees. Predictions often lead to headaches. This is not the place to identify 
any single factor or any single driver of stockholder value. You will see the management team and board 
working for upside convexity through a portfolio of investments and business initiatives. You will see us 
work hard to limit the downside, clipping the risky tails systematically, trying to avoid permanent losses. 
People working with stockholder resources will know that they have independence, and responsibility, to 
remain skilled and focused and dedicated to serving customers. Be assured that we will be learning as a 
company.  Air  T  will  be  like  an  island  chain  with  smooth  and  easy  links  that  also  comfortably  define 
independent businesses within the organization. We will manage risk, capitalize on skills and remain fluid 
in our thinking. If we do this right, Air T will get a little bit better every year! 

Sincerely,  

Nick Swenson  

 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
WASHINGTON, D.C.  20549 

FORM 10-K 

(Mark one) 

  Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the fiscal year 

ended March 31, 2016 

  Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the transition 

period from _____to _____ 

Commission File Number 0-11720 
Air T, Inc. 

(Exact name of registrant as specified in its charter) 

                             Delaware 
(State or other jurisdiction of incorporation or organization) 

                            52-1206400 

(I.R.S. Employer Identification No.) 

3524 Airport Road, Maiden, North Carolina  28650 
(Address of principal executive offices, including zip code) 

                            (828) 464 –8741                   
(Registrant’s telephone number, including area code) 

Securities registered pursuant to Section 12(b) of the Act: 

Title of Class 
Common Stock, par value $0.25 per share 

Name of Each Exchange on Which Registered 
The NASDAQ Stock Market 

Preferred Stock Purchase Rights 

The NASDAQ Stock Market 

Securities registered pursuant to Section 12(g) of the Act:    None 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities 
Act. 
Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the 
Act. 
         No
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of 
the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant 
was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. 

        Yes 

        Yes 

         No

Yes 

No

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if 
any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T 
(§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required 
to submit and post such files).   Yes 
          No

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained 
herein, and will not be contained, to the best of registrant’s knowledge, in definitive proxy or information statements 
incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K.  

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, 
or a smaller reporting company.  (See the definitions of “large accelerated filer”, “accelerated filer”, and “smaller 
reporting company” in Rule 12b-2 of the Exchange Act) 
Large Accelerated Filer 

    Smaller Reporting Company 

    Non-Accelerated Filer 

    Accelerated Filer 

          (Do not check if smaller reporting company) 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act) 

Yes 

No

The aggregate market value of voting stock held by non-affiliates of the registrant based upon the closing price of 
the common stock on September 30, 2015 was approximately $29,370,000.  As of May 31, 2016, 2,372,527 shares 
of common stock were outstanding. 

Documents Incorporated By Reference   

Portions of the Company’s definitive proxy statement for its 2016 annual meeting of stockholders are incorporated 
by reference into Part III of this Form 10-K.

 
    
    
 
 
 
 
 
 
 
         
 
 
 
 
 
      
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
AIR T, INC. AND SUBSIDIARIES

2016 ANNUAL REPORT ON FORM 10-K

TABLE OF CONTENTS

Item 1.

Business

Item 1A.

Risk Factors

Item 1B.

Unresolved Staff Comments

Item 2.

Item 3.

Item 4.

Properties

Legal Proceedings

Mine Safety Disclosures

PART I

PART II

Item 5.

Market for Registrant's Common Equity, Related Stockholder Matters and Issuer

Item 6.

Item 7.

Item 8.

Item 9.

  Purchases of Equity Securities

Selected Financial Data

Management's Discussion and Analysis of Financial Condition and Results of Operations

Financial Statements and Supplementary Data

Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

Item 9A.

Controls and Procedures

Item 9B.

Other Information

PART III

Item 10.

Item 11.

Item 12.

Item 13.

Item 14.

Directors, Executive Officers and Corporate Governance

Executive Compensation

Security Ownership of Certain Beneficial Owners and Management and Related 

  Stockholder Matters

Certain Relationships and Related Transactions, and Director Independence

Principal Accounting Fees and Services

PART IV

Item 15.

Exhibits and Financial Statement Schedules

Signatures

Interactive Data Files

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2 

 
 
 
 
 
Item 1.  Business. 

PART I 

Air T, Inc. (the “Company,” “Air T,” “we” or “us”) is a decentralized holding company with ownership interests in a 
broad  set  of  operating  and  financial  assets  that  are  designed  to  expand,  strengthen  and  diversify  our  cash  earnings 
power.  Our goal is to build on Air T’s core businesses, to expand into adjacent industries, and when appropriate, to 
acquire companies that we believe fit into the Air T family.   

We currently operate wholly owned subsidiaries in three core industry segments: 

• 

• 

• 

overnight  air  cargo,  comprised  of  our  Mountain  Air  Cargo,  Inc.  (“MAC”)  and  CSA  Air,  Inc.  (“CSA”) 
subsidiaries, which operates in the air express delivery services industry; 

ground  equipment  sales,  comprised  of  our  Global  Ground  Support,  LLC  (“GGS”)  subsidiary,  which 
manufactures  and  provides  mobile  deicers  and  other  specialized  equipment  products  to  passenger  and 
cargo airlines, airports, the military and industrial customers; and 

ground  support  services,  comprised  of  our  Global  Aviation  Services,  LLC  (“GAS”)  subsidiary,  which 
provides ground support equipment maintenance and facilities maintenance services to domestic airlines 
and aviation service providers. 

We  recently  added  two  other  businesses,  which  are  reported  in  separate  segments.    In  October  2015,  we  formed  a 
wholly  owned  equipment  leasing  subsidiary,  Air  T  Global  Leasing,  LLC  (“ATGL”),  which  comprises  our  leasing 
segment, and in November 2015 we acquired a minority interest in Delphax Technologies, Inc. (“Delphax”), a printing 
equipment  manufacturer  and  maintenance  provider,  which  comprises  our  printing  equipment  and  maintenance 
segment. 

For  the  fiscal  year  ended  March  31,  2016,  the  overnight  air  cargo  segment  accounted  for  46%  of  our  consolidated 
revenues, the ground equipment sales segment accounted for 34% of our consolidated revenues, the ground support 
services segment accounted for 17% of consolidated revenues, while the leasing segment and printing equipment and 
maintenance segment accounted for less than 1% and 3%, respectively, of our consolidated revenues. Certain financial 
data  with  respect  to  the  Company’s  segments  and  geographic  areas  are  set  forth  in  Notes  20  and  21  of  Notes  to 
Consolidated Financial Statements included under Part II, Item 8 of this report. 

Air  T  was  incorporated  under  the  laws  of  the  State  of  Delaware  in  1980.  The  principal  place  of  business  of  Air  T, 
MAC  and  ATGL  is  3524  Airport  Road,  Maiden,  North  Carolina;  the  principal  place  of  business  of  CSA  is  Iron 
Mountain,  Michigan,  the  principal  place  of  business  for  GGS  is  Olathe,  Kansas,  the  principal  place  of  business  for 
GAS is Eagan, Minnesota and the principal place of business of Delphax is Minneapolis, Minnesota.  We maintain an 
Internet website at http://www.airt.net and our SEC filings may be accessed through links on our website. 

Overnight Air Cargo. 

MAC and CSA are two of seven companies in the U.S. that have North American feeder airlines under contract with 
FedEx. With a relationship with FedEx spanning over 35 years, MAC and CSA operate and maintain Cessna Caravan, 
ATR-42  and  ATR-72  aircraft  that  fly  daily  small-package  cargo  routes  throughout  the  eastern  United  States,  upper 
Midwest  and  the  Caribbean.    MAC  and  CSA’s  revenues  are  derived  principally  pursuant  to  “dry-lease”  service 
contracts  with  FedEx.    On  June  1,  2015,  MAC  and  CSA  entered  into  new  dry-lease  agreements  with  FedEx  which 
together cover all of the revenue aircraft operated by MAC and CSA and replace all prior dry-lease service contracts.  
These dry-lease agreements provide for the lease of specified aircraft by MAC and CSA in return for the payment of 
monthly rent with respect to each aircraft leased, which monthly rent was increased from the prior dry-lease service 
contracts  to  reflect  an  estimate  of  a  fair  market  rental  rate.   These  new  dry-lease  agreements  provide  that  FedEx 
determines  the  type  of  aircraft  and  schedule  of  routes  to  be  flown  by  MAC  and  CSA,  with  all  other  operational 
decisions  made  by  MAC  and  CSA,  respectively.   The  new  dry-lease  agreements  provide  for  the  reimbursement  by 
FedEx of MAC and CSA’s costs, without mark up, incurred in connection with the operation of the leased aircraft for 
the following: fuel, landing fees, third-party maintenance, parts and certain other direct operating costs. Unlike prior 
dry-lease  contracts,  under  the  new  dry-lease  agreements,  certain  operational  costs  incurred  by  MAC  and  CSA  in 
operating the aircraft are not reimbursed by FedEx at cost, and such operational costs are borne solely by MAC and 
CSA.  Under the new dry-lease agreements, MAC and CSA are required to perform maintenance of the leased aircraft 
in return for a maintenance fee based upon an hourly maintenance labor rate, which has been increased from the rate in 

3 

 
 
 
place under the prior dry-lease service contracts. Under prior dry-lease service contracts, the hourly maintenance labor 
rate had not been adjusted since 2008. The new dry-lease agreements provide for the payment by FedEx to MAC and 
CSA of a monthly administrative fee based on the number and type of aircraft leased and routes operated.  The amount 
of the monthly administrative fee under the new dry-lease agreements is greater than under the prior dry-lease service 
contracts  with  FedEx,  in  part  to  reflect  the  greater  monthly  lease  payment  per  aircraft  and  the  fact  that  certain 
operational  costs  borne  by  MAC  and  CSA  are  not  reimbursed. The  amount  of  the  administrative  fee  is  subject  to 
adjustment  based  on  the  number  of  aircraft  operated,  routes  flown  and  whether  aircraft  are  considered  to  be  soft-
parked.  

The new dry-lease agreements would expire, unless renewed, on May 31, 2020.  The new dry-lease agreements may 
be terminated by FedEx or MAC and CSA, respectively, at any time upon 90 days’ written notice and FedEx may at 
any time terminate the lease of any particular aircraft thereunder upon 10 days’ written notice.  In addition, each of the 
dry-lease agreements provides that FedEx may terminate the agreement upon written notice if 60% or more of MAC 
or  CSA’s  revenue  (excluding  revenues  arising  from  reimbursement  payments  under  the  dry-lease  agreement)  is 
derived  from  the  services  performed  by  it  pursuant  to  the  respective  dry-lease  agreement,  FedEx  becomes  MAC  or 
CSA’s only customer, or MAC or CSA employs less than six employees. As of the date of this report, FedEx would 
have been permitted to terminate each of the dry-lease agreements under this provision. The Company believes that 
the short-term nature of its agreements with FedEx is standard within the airfreight contract delivery service industry, 
where performance is measured on a daily basis.   

Under the dry-lease service contracts in place during the fiscal years ended March 31, 2015 and 2014 and the first two 
months of the fiscal year ended March 31, 2016, FedEx leased its aircraft to MAC and CSA for a nominal amount and 
paid  a  monthly  administrative  fee  to  MAC  and  CSA  to  operate  the  aircraft.  Under  these  contracts,  all  direct  costs 
related to the operation of the aircraft (including fuel, outside maintenance, landing fees and pilot costs) were passed 
through to FedEx without markup.   

As of March 31, 2016, MAC and CSA had an aggregate of 78 aircraft under the dry-lease agreements with FedEx.   
Included  within  the  78  aircraft  are  3  Cessna  Caravan  aircraft  that  are  considered  soft-parked.    Soft-parked  aircraft 
remain covered under MAC and CSA’s agreements with FedEx although at a reduced administrative fee compared to 
aircraft that are in operation.  MAC and CSA continue to perform maintenance on soft-parked aircraft, but they are not 
crewed and MAC and CSA do not operate soft-parked aircraft on scheduled routes. 

Revenues from MAC and CSA’s contracts with FedEx accounted for approximately 46% and 45% of the Company’s 
consolidated  revenue  for  the  fiscal  years  ended  March  31,  2016  and  2015,  respectively.  The  loss  of  FedEx  as  a 
customer would have a material adverse effect on the Company.  FedEx has been a customer of the Company since 
1980.  MAC and CSA are not contractually precluded from providing services to other parties and MAC occasionally 
provides third-party maintenance services to other airline customers and the U.S. military.   

MAC and CSA operate under separate aviation certifications.  MAC is certified to operate under Part 121, Part 135 
and Part 145 of the regulations of the Federal Aviation Administration (the “FAA”).  These certifications permit MAC 
to  operate  and  maintain  aircraft  that  can  carry  a  maximum  cargo  capacity  of  7,500  pounds  on  the  Cessna  Caravan 
208B  under  Part  135  and  a  maximum  cargo  capacity  of  14,000  pounds  for  the  ATR-42  and  17,800  pounds  for  the 
ATR-72  aircraft  under  Part  121.  CSA  is  certified  to  operate  and  maintain  aircraft  under  Part  135  of  the  FAA 
regulations.  This certification permits CSA to operate aircraft with a maximum cargo capacity of 7,500 pounds. 

MAC and CSA, together, operated the following FedEx-owned cargo aircraft as of March 31, 2016:  

Type of Aircraft
    Cessna Caravan 208B
       (single turbo prop)
    ATR-42 (twin turbo prop)    
    ATR-72 (twin turbo prop)

Model Year

Form of Ownership

1985-2012
1992
1992

Dry lease
Dry lease
Dry lease

Number 
of 
Aircraft

61
9
8

78

4 

 
 
 
 
The  Cessna  Caravan  208B  aircraft  are  maintained  under an  FAA  Approved  Aircraft  Inspection  Program  (“AAIP”). 
The  inspection  intervals  range  from  100  to  200  hours.  The  current  overhaul  period  on  the  Cessna  aircraft  is  8,000 
hours. 

The ATR-42 and ATR-72 aircraft are maintained under a FAA Part 121 maintenance program. The program consists 
of  A  and  C  service  checks  as  well  as  calendar  checks  ranging  from  weekly  to  12  years  in  duration.  The  engine 
overhaul period is “on condition”. 

MAC and CSA operate in a niche market within a highly competitive contract cargo carrier market. MAC and CSA 
are  two  of  seven  carriers  that  operate  within  the  United  States  as  FedEx  feeder  carriers.  MAC  and  CSA  are 
benchmarked  against  the  other  five  FedEx  feeders  based  on  safety,  reliability,  compliance  with  federal,  state  and 
applicable foreign regulations, price and other service related measurements.  Accurate industry data is not available to 
indicate  the  Company’s  position  within  its  marketplace  (in  large  measure  because  all  of  the  Company’s  direct 
competitors  are  privately  held),  but  management  believes  that  MAC  and  CSA,  combined,  constitute  the  largest 
contract carrier of the type described immediately above. 

FedEx conducts periodic audits of MAC and CSA, and these audits are an integral part of the relationship between the 
carrier  and  FedEx.  The  audits  test  adherence  to  the  dry-lease  agreements  and  assess  the  carrier’s  overall  internal 
control environment, particularly as related to the processing of invoices of FedEx-reimbursable costs. The scope of 
these  audits  typically  extends  beyond  simple  validation  of  invoice  data  against  the  third-party  supporting 
documentation.  The  audit  teams  generally  investigate  the  operator’s  processes  and  procedures  for  strong  internal 
control  procedures.  The  Company  believes  satisfactory  audit  results  are  critical  to  maintaining  its  relationship  with 
FedEx.  The  audits  conducted  by  FedEx  are  not  designed  to  provide  any  assurance  with  respect  to  the  Company’s 
consolidated  financial  statements,  and  investors,  in  evaluating  the  Company’s  consolidated  financial  statements, 
should not rely in any way on any such examination of the Company or any of its subsidiaries. 

The Company’s overnight air cargo operations are not materially seasonal. 

Ground Equipment Sales. 

GGS is located in Olathe, Kansas and manufactures, sells and services aircraft deicers and other specialized equipment 
sold  to  domestic  and  international  passenger  and  cargo  airlines,  ground  handling  companies,  the  United  States  Air 
Force  (“USAF”),  airports  and  industrial  customers.  GGS’s  product  line  includes  aircraft  deicers,  scissor-type  lifts, 
military  and  civilian  decontamination  units,  flight-line  tow  tractors,  glycol  recovery  vehicles  and  other  specialized 
equipment. In the fiscal year ended March 31, 2016, sales of deicing equipment accounted for approximately 82% of 
GGS’s revenues, compared to 72% in the prior fiscal year. 

GGS designs and engineers its products.  Components acquired from third-party suppliers are used in the assembly of 
its  finished  products.  Components  are  sourced  from  a  diverse  supply  chain.    The  primary  components  for  mobile 
deicing equipment are the chassis (which is a commercial medium or heavy-duty truck), fluid storage tank, a boom 
system, fluid delivery system and heating equipment.  The price of these components is influenced by raw material 
costs,  principally  high-strength  carbon  steels  and  stainless  steel.    GGS  utilizes  continuous  improvements  and  other 
techniques  to  improve  efficiencies  and  designs  to  minimize  product  price  increases  to  its  customers,  to  respond  to 
regulatory  changes,  such  as  emission  standards,  and  to  incorporate  technological  improvements  to  enhance  the 
efficiency of GGS’s products.  Improvements have included the development of single operator mobile deicing units 
to  replace  units  requiring  two  operators,  a  patented  premium  deicing  blend  system  and  a  more  efficient  forced-air 
deicing system. 

GGS manufactures five basic models of mobile deicing equipment with capacities ranging from 700 to 2,800 gallons.  
GGS  also  offers  fixed-pedestal-mounted  deicers.  Each  model  can  be  customized  as  requested  by  the  customer, 
including  single  operator  configuration,  fire  suppressant  equipment,  open  basket  or  enclosed  cab  design,  a  patented 
forced-air deicing nozzle, on-board glycol blending system to substantially reduce glycol usage, and color and style of 
the  exterior  finish.  GGS  also  manufactures  five  models  of  scissor-lift  equipment,  for  catering,  cabin  service  and 
maintenance service of aircraft, and has developed a line of decontamination equipment, flight-line tow tractors, glycol 
recovery vehicles and other special purpose mobile equipment. 

5 

 
 
GGS competes primarily on the basis of the quality and reliability of its products, prompt delivery, service and price.  
The market for aviation ground service equipment is highly competitive and directly related to the financial health of 
the aviation industry, weather patterns and changes in technology. 

GGS’s mobile deicing equipment business has historically been seasonal, with revenues typically being lower in the 
fourth and first fiscal quarters as commercial deicers are typically delivered prior to the winter season.  The Company 
has continued its efforts to reduce GGS’s seasonal fluctuation in revenues and earnings by broadening its international 
and domestic customer base and its product line.  In July 2009, GGS was awarded a new contract to supply deicing 
trucks  to  the  USAF,  which  expired  in  July  2014.    On  May  15,  2014,  GGS  was  awarded  a  new  contract  to  supply 
deicing trucks to the USAF.  The initial contract award is for two years through July 13, 2016 with four additional one-
year extension options that may be exercised by the USAF.  The value of the contract, as well as the number of units to 
be delivered, depends upon annual requirements and available funding to the USAF. 

Although  GGS  has  retained  the  USAF  deicer  contract,  GGS  sold  no  deicer  units  to  the  USAF  under  this  contract 
during  fiscal  year  ended  March  31,  2016.  As  a  result,  GGS  revenues  and  operating  income  have  resumed  their 
seasonal pattern.  At March 31, 2016, GGS had received an order for the pre-production unit for the GL1800 model 
deicer under this contract, and that unit is included in backlog with completion scheduled during the first quarter of 
fiscal  2017.   Delivery  and  acceptance  of  the  pre-production  unit  is  typically  required  by  the  USAF  before  further 
orders are submitted.   

In September 2010, GGS was awarded a contract to supply flight-line tow tractors to the USAF. The contract award 
was  for  one  year  commencing  September  28,  2010  with  four  additional  one-year  extension  options  that  may  be 
exercised  by  the  USAF. All  option  periods  under  the  contract  have  been  exercised  and  the  contract  expired  in 
September 2015. For the year ended March 31, 2016, GGS revenues included $708,000 of flight-line tow tractor sales 
to the USAF under this contract ($2,883,000 for the year ended March 31, 2015).  

Because the USAF is not obligated to purchase a set or minimum number of units under these contracts, the value of 
these contracts, as well as the number of units to be delivered, depends upon the USAF’s requirements and available 
funding.  GGS’s  revenue  from  sales  to  the  USAF,  including  under  these  contracts  and  for  parts  for  units  sold  under 
prior contracts, accounted for approximately 3% and 14% of the segment’s consolidated revenue for the fiscal years 
ended March 31, 2016 and 2015, respectively. 

Ground Support Services. 

GAS, which was started by the Company in September 2007, provides aircraft ground support equipment, fleet, and 
facility  maintenance services. At March 31, 2016, GAS was providing ground support equipment, fleet, and facility 
maintenance services to more than 75 customers at 67 North American airports.   

Approximately 33% and 36%, respectively, of GAS’s revenues in the fiscal years ended March 31, 2016 and 2015, 
were  derived  from  services  under  contract  with  LSG  SkyChefs.  The  LSG  SkyChefs  contract  extends  to  August  31, 
2018, and includes a 30-day termination clause for either party. In addition, approximately 15% of GAS’s revenues in 
each  of  the  fiscal  years  ended  March  31,  2016  and  2015,  were  derived  from  services  under  contract  with  Delta 
Airlines.   

GAS  competes  primarily  on  the  basis  of  the  quality,  reliability  and  pricing  of  its  services.    The  market  for  ground 
support equipment and airport facility maintenance services is highly competitive and directly related to the financial 
health of the aviation industry.  GAS’s maintenance service business is not materially seasonal. 

Printing Equipment and Maintenance.   

On  November  24,  2015,  the  Company  purchased  (i)  at  face  value  a  $2,500,000  principal  amount  Five-Year  Senior 
Subordinated Promissory Note (the “Senior Subordinated Note”) issued by Delphax’s Canadian operating subsidiary 
for  a  combination  of  cash  and  the  surrender  of  outstanding  principal  of  $500,000  and  accrued  and  unpaid  interest 
thereunder, and cancellation of, a 90-Day Senior Subordinated Note purchased at face value by the Company from that 
Delphax  subsidiary  on  October  2,  2015  and  (ii)  for  $1,050,000  in  cash  a  total  of  43,000  shares  (the  “Shares”)  of 
Delphax’s Series B Preferred Stock (the “Series B Preferred Stock”) and a Stock Purchase Warrant (the “Warrant”) to 
acquire an additional 95,600 shares of Series B Preferred Stock at a price of $33.4728 per share (subject to adjustment 
for specified dilutive events). Each share of Series B Preferred Stock is convertible into 100 shares of common stock 

6 

 
 
  
 
 
 
 
 
of Delphax, subject to anti-dilution adjustments. Based on the number of shares of Delphax common stock outstanding 
and reserved for issuance under Delphax’s employee stock option plans, at March 31, 2016 the number of shares of 
common stock underlying the Shares represent approximately 38% of the shares of Delphax common stock that would 
be  outstanding  assuming  conversion  of  the  Shares  and  approximately  31%  of  the  outstanding  shares  assuming 
conversion  of  the  Shares  and  the  issuance  of  all  the  shares  of  Delphax  common  stock  reserved  for  issuance  under 
Delphax’s  employee  stock  option  plans.  Under  the  agreement  that  provided  for  the  Company’s  purchase  of  these 
interests, on November 24, 2015 three designees of the Company (including Nick Swenson, the Company’s President, 
Chief Executive Officer and Chairman, and Michael Moore, the President of our GGS subsidiary) were elected to the 
board of directors of Delphax, which had a total of seven members following their election. Pursuant to the terms of 
the  Series  B  Preferred  Stock,  for  so  long  as  amounts  are owed  to  Air  T  under  the  Senior  Subordinated  Note  or  we 
continue to hold a specified number of the Shares and interests in the Warrant holders of the Series B Preferred Stock, 
voting as a separate class, the Company would be entitled to elect, after June 1, 2016, four-sevenths of the members of 
the board of directors of Delphax and, without the written consent or waiver of the Company, Delphax may not enter 
into specified corporate transactions.  As a result of these transactions, we determined that, even though Delphax was 
not  a  subsidiary  of  the  Company,  we  had  obtained  control  over  Delphax  in  conjunction  with  the  acquisition  of  the 
interests  described  above,  and  we  have  consolidated  the  relevant  financial  information  of  Delphax  in  Air  T’s 
consolidated  financial  statements  beginning  on  November  24,  2015.  Delphax’s  revenues  from  the  date  of  our 
investments through March 31, 2016 were approximately $3,955,000. 

Delphax  designs,  manufactures  and  sells  advanced  digital  print  production  equipment  (including  high-speed,  high-
volume cut-sheet and continuous roll-fed printers), maintenance contracts, spare parts, supplies and consumable items 
for these systems.  The equipment is sold through Delphax and its subsidiaries located in Canada, the United Kingdom 
and France.  A significant portion of Delphax’s net sales has historically been related to service and support provided 
after the sale, including the sale of consumable items for installed printing systems.  Historically, Delphax has had a 
significant  presence  in  the  check  production  marketplace  in  North  America,  Europe,  Latin  America,  Asia  and  the 
Middle  East.    Delphax’s  primary  manufacturing  facility,  operated  by  its  Canadian  subsidiary,  is  located  in 
Mississauga, Ontario.  Delphax’s common stock is traded on the over-the-counter market under the symbol “DLPX.” 

Our  investments  in  Delphax  were  intended  to  support  the  commercial  rollout  and  manufacturing  costs  of  the  new 
Delphax elan™ 500 digital color print system, which combines advances in inkjet and paper-handling technologies in 
a production class sheet-fed system offering full CMYK color and 1600 dpi print quality at speeds of up to 500 letter 
impressions  per  minute.    In  April  2016,  Delphax  received  notice  from  its  largest  (approximately  50%  of  legacy 
revenues)  customer  that  it  planned  to  reduce  its  order  volume  by  approximately  90%;  and  phase  out  its  use  of  the 
legacy Delphax printers within eighteen months. Accordingly, Delphax is reviewing its fiscal year 2016 operating plan 
and  has  engaged  an  experienced  turn-around  consultant  —  the  Platinum  Group  —  to  assist  it  in  developing  a  go-
forward  plan.  The  decline  in  order  volumes  from  its  largest  customer  is  expected  to  significantly  impact  Delphax’s 
results for the quarter ending June 30, 2016. 

On April 4, 2016, ATGL purchased two elan™ 500 printers from Delphax for $650,000 for lease to a third party.  One 
of those acquired printers was subject to an existing lease to a third party which has been assigned to ATGL.  

Leasing. 

We  organized  ATGL  on  October  6,  2015.    ATGL  provides  funding  for  equipment  leasing  transactions,  which  may 
include  transactions  for  the  leasing  of  equipment  manufactured  by  GGS  and  Delphax  and  transactions  initiated  by 
third parties unrelated to equipment manufactured by us.  For the fiscal year ended March 31, 2016, ATGL contributed 
$20,000 to our consolidated revenues.   

Backlog. 

GGS’s backlog consists of “firm” orders supported by customer purchase orders for the equipment sold by GGS.  At 
March 31, 2016, GGS’s backlog of orders was $10.0 million, all of which GGS expects to be filled in the fiscal year 
ending  March  31,  2017.    At  March  31,  2015,  GGS’s  backlog  of  orders  was  $2.8  million.  In  addition,  at  March  31, 
2016,  Delphax’s  backlog  of  “firm”  orders  supported  by  customer  purchase  orders  for  the  equipment,  goods  and 
services that it sells was $0.8 million, all of which it expects to fill by March 31, 2017.   

Governmental Regulation. 

7 

 
 
 
 
 
 
 
 
The Company and its subsidiaries are subject to regulation by various governmental agencies. 

The  Department  of  Transportation  (“DOT”)  has  the  authority  to  regulate  air  service.    The  DOT  has  authority  to 
investigate  and  institute  proceedings  to  enforce  its  economic  regulations,  and  may,  in  certain  circumstances,  assess 
civil penalties, revoke operating authority and seek criminal sanctions.   

Under the Aviation and Transportation Security Act of 2001, as amended, the Transportation Security Administration 
(“TSA”), an agency within the Department of Homeland Security, has responsibility for aviation security. The TSA 
requires  MAC  and  CSA  to  comply  with  a  Full  All-Cargo  Aircraft  Operator  Standard  Security  Plan,  which  contains 
evolving  and  strict  security  requirements.  These  requirements  are not  static,  but  change  periodically  as  the  result  of 
regulatory and legislative requirements, imposing additional security costs and creating a level of uncertainty for our 
operations. It is reasonably possible that these rules or other future security requirements could impose material costs 
on us.   

The  Federal  Aviation  Administration  has  safety  jurisdiction  over  flight  operations  generally,  including  flight 
equipment,  flight  and  ground  personnel  training,  examination  and  certification,  certain  ground  facilities,  flight 
equipment maintenance programs and procedures, examination and certification of mechanics, flight routes, air traffic 
control  and  communications  and  other  matters.    The  FAA  is  concerned  with  safety  and  the  regulation  of  flight 
operations  generally,  including  equipment  used,  ground  facilities,  maintenance,  communications  and  other  matters.  
The FAA can suspend or revoke the authority of air carriers or their licensed personnel for failure to comply with its 
regulations and can ground aircraft if questions arise concerning airworthiness.  The FAA also has power to suspend or 
revoke  for  cause  the  certificates  it  issues  and  to  institute  proceedings  for  imposition  and  collection  of  fines  for 
violation of federal aviation regulations.  The Company, through its subsidiaries, holds all operating airworthiness and 
other  FAA  certificates  that  are  currently  required for  the conduct  of  its  business,  although  these  certificates  may  be 
suspended  or  revoked  for  cause.  The  FAA  periodically  conducts  routine  reviews  of  MAC  and  CSA’s  operating 
procedures and flight and maintenance records. 

In September 2010, the FAA proposed rules that would significantly reduce the maximum number of hours on duty 
and increase the minimum amount of rest time for our pilots, and thus require us to hire additional pilots and modify 
certain of our aircraft. When the FAA issued final regulations in December 2011, all-cargo carriers, including MAC 
and CSA, were exempt from these new pilot fatigue requirements, and instead were required to continue complying 
with previously enacted flight and duty time rules. In December 2012, the FAA reaffirmed the exclusion of all cargo 
carriers from the new rule. It is reasonably possible, however, that future security or flight safety requirements could 
impose material costs on us.   

The  FAA  has  authority  under  the  Noise  Control  Act  of  1972,  as  amended,  to  monitor  and  regulate  aircraft  engine 
noise.  The aircraft operated by the Company are in compliance with all such regulations promulgated by the FAA.  
Moreover, because the Company does not operate jet aircraft, noncompliance is not likely. Aircraft operated by us also 
comply  with  standards  for  aircraft  exhaust  emissions  promulgated  by  the  U.S.  Environmental  Protection  Agency 
(“EPA”) pursuant to the Clean Air Act of 1970, as amended. 

Because of the extensive use of radio and other communication facilities in its aircraft operations, the Company is also 
subject to the Federal Communications Act of 1934, as amended. 

Maintenance and Insurance. 

The Company, through its subsidiaries, is required to maintain the aircraft it operates under the appropriate FAA and 
manufacturer standards and regulations. 

The Company has secured public liability and property damage insurance in excess of minimum amounts required by 
the United States Department of Transportation.   

The Company maintains cargo liability insurance, workers’ compensation insurance and fire and extended coverage 
insurance  for  owned  and  leased  facilities  and  equipment.    In  addition,  the  Company  maintains  product  liability 
insurance with respect to injuries and loss arising from use of products sold and services provided. 

In March 2014, the Company formed Space Age Insurance Company (“SAIC”), a captive insurance company licensed 
in  Utah.    SAIC  insures  risks  of  the  Company  and  its  subsidiaries  that  were  not  previously  insured  by  the  various 
Company  insurance  programs  (including  the  risk  of  loss  of  key  customers  and  contacts,  administrative  actions  and 

8 

 
 
regulatory  changes);  and  underwrites  third-party  risk  through  certain  reinsurance  arrangements.    The  activities  of 
SAIC are included within the corporate results in the accompanying consolidated financial statements. 

Employees. 

At  March  31,  2016,  the  Company  and  its  subsidiaries  had  approximately  600  full-time  and  full-time-equivalent 
employees.    This  does  not  include  employees  of  Delphax,  which  is  not  a  subsidiary  of  the  Company.  None  of  the 
employees  of  the  Company  or  any  of  its  subsidiaries  are  represented  by  labor  unions.    The  Company  believes  its 
relations with its employees are good. 

Item 1A.  Risk Factors. 

The  following  risk  factors,  as  well  as  other  information  included  in  this  Annual  Report  on  Form  10-K,  should  be 
considered by investors in connection with any investment in the Company’s common stock.  As used in this Item, the 
terms “we,” “us” and “our” refer to the Company and its subsidiaries. 

Risks Related to Our Dependence on Significant Customers 

We are significantly dependent on our contractual relationship with FedEx Corporation, the loss of which would 
have a material adverse effect on our business, results of operations and financial position. 

In  the  fiscal  year  ended  March  31,  2016,  46%  of  our  consolidated  operating  revenues,  and  100%  of  the  operating 
revenues for our overnight air cargo segment, arose from services we provided to FedEx.  Our current agreements may 
be terminated by FedEx upon 90 days’ written notice and FedEx may at any time terminate the lease of any particular 
aircraft thereunder upon 10 days’ written notice.  In addition, FedEx may terminate the dry-lease agreement with MAC 
or  CSA  upon  written  notice  if  60%  or  more  of  MAC  or  CSA’s  revenue  (excluding  revenues  arising  from 
reimbursement payments under the dry-lease agreement) is derived from the services performed by it pursuant to the 
respective dry-lease agreement, FedEx becomes its only customer, or it employs less than six employees.  As of the 
date  of  this report,  FedEx would have been  permitted  to  terminate  each  of  the  new dry-lease  agreements  under  this 
provision.  FedEx has been a customer of the Company since 1980.  The loss of these contracts with FedEx would 
have a material adverse effect on our business, results of operations and financial position. 

Recent changes in our agreements with FedEx subject us to greater operating risks. 

On  June  1,  2015,  MAC  and  CSA  entered  into  new  dry-lease  agreements  with  FedEx  with  terms  different  from  our 
prior  dry-lease  service  contracts.   The  new  dry-lease  agreements  provide  for  the  lease  of  specified  aircraft  by  us  in 
return for the payment of monthly rent with respect to each aircraft leased, which monthly rent was increased from the 
prior  dry-lease  service  contracts  to  reflect  an  estimate  of  a  fair  market  rental  rate.   The  new  dry-lease  agreements 
provide for the reimbursement by FedEx of our costs, without mark up, incurred in connection with the operation of 
the leased aircraft for the following: fuel, landing fees, third-party maintenance, parts and certain other direct operating 
costs.  Unlike the prior dry-lease contracts, under the new dry-lease agreements, certain operational costs incurred by 
us in operating the aircraft are not reimbursed by FedEx at cost, and such operational costs are to be borne solely by 
us.  The new dry-lease agreements provide for the payment by FedEx to us of a monthly administrative fee based on 
the number and type of aircraft leased and routes operated.  The amount of the monthly administrative fee under the 
new dry-lease agreements is greater than under the prior dry-lease service contracts with FedEx, in part to reflect the 
greater monthly lease payment per aircraft and that certain operational costs are to be borne by MAC and CSA and not 
reimbursed.  Accordingly, as a result in the change in our arrangements with FedEx as reflected in the new dry-lease 
agreements, we are subject to the risk of rising operational costs that are no longer reimbursed to us at cost and may be 
in  excess  of  the  allocable  portion  of  the  increased  administrative  fee,  which  could  adversely  affect  results  of 
operations.   

Because of our dependence on FedEx, we are subject to the risks that may affect FedEx’s operations. 

Because of our dependence on FedEx, we are subject to the risks that may affect FedEx’s operations.  These risks are 
discussed  in  “Management’s  Discussion  and  Analysis  of  Results  of  Operations  and  Financial  Condition—Risk 
Factors” in FedEx Corporation’s Annual Report on Form 10-K for the fiscal year ended May 31, 2015.  These risks 
include but are not limited to the following:  

(cid:120)  Economic conditions in the global markets in which it operates; 

9 

 
 
(cid:120)  Dependence on its strong reputation and value of its brand; 
(cid:120)  Potential disruption to the Internet and FedEx’s technology infrastructure, including customer websites; 
(cid:120)  The price and availability of fuel; 
(cid:120) 
(cid:120) 
(cid:120) 
(cid:120) 

Its ability to manage its assets, including aircraft, to match shifting and future shipping volumes; 
Intense competition from other providers of transportation and business services; 
Its ability to make prudent strategic acquisitions and realize the expected benefits; 
Its ability to maintain good relationships with its employees and prevent attempts by labor organizations to 
organize groups of its employees; 

(cid:120)  The  continued  classification  of  owner-operators  in  its  ground  delivery  business  as  independent  contractors 

rather than as employees; 
Its ability to execute on its business realignment program to improve profitability; 

(cid:120) 
(cid:120)  The impact of terrorist activities including the imposition of stricter governmental security requirements; 
(cid:120)  Regulatory  actions  affecting  global  aviation  rights  or  a  failure  to  obtain  or  maintain  aviation  rights  in 

important international markets; 

(cid:120)  Global climate change or legal, regulatory or market responses to such change; 
(cid:120)  Localized natural or man-made disasters in key locations, including its Memphis, Tennessee super-hub; 
(cid:120)  Disruptions or modifications in service by the United States Postal Service, a significant customer and vendor 

of FedEx; and 

(cid:120)  Widespread outbreak of an illness or other communicable disease or any other public health crisis. 

A material reduction in the aircraft we fly for FedEx could materially adversely affect our business and results of 
operations. 

Under our agreements with FedEx, we are not guaranteed a number of aircraft or routes we are to fly and FedEx may 
reduce  the  number  of  aircraft  we  lease  and  operate  upon  10  days’  written  notice.   Our  compensation  under  these 
agreements, including our administrative fees, depends on the number of aircraft leased to us by FedEx.  Any material 
permanent reduction in the aircraft we operate could materially adversely affect our business and results of operations.  
A temporary reduction in any period could materially adversely affect our results of operations for that period.   

Our ground support services segment has been dependent upon the revenues from two significant customers, the 
loss of which could materially impact the segment’s results. 

In the fiscal year ended March 31, 2016, approximately 48% of GAS’s revenues were derived from services under 
contracts with two customers.  The loss of these customers, or a major decline in business activity with these 
customers, could materially adversely impact the results of the segment. 

Other Business Risks 

Unless Delphax obtains access to adequate sources of liquidity, it may be unable to adequately fund its operations 
or pay its debts as they come due and we may be unable to fully recover our investments in Delphax. 

As of March 31, 2016, Delphax maintained a debt facility consisting of a $7.0 million revolving senior secured credit 
facility, subject to a borrowing base of North American accounts receivable and inventory.  Neither Air T nor any of 
its  subsidiaries  is  a  guarantor  of  Delphax’s  obligations  under  its  senior  credit  facility.  The  Delphax  senior  credit 
facility is secured by substantially all of its North American assets, expires in November 2018, prohibits payment of 
cash  dividends  by  Delphax  and  is  subject  to  certain  financial  covenants.    As  of  March  31,  2016,  Delphax  had 
aggregate borrowings of $1,833,000 outstanding under its senior credit facility, with a borrowing base that would have 
permitted additional borrowings of approximately $800,000.  Delphax has advised that at March 31, 2016 it was not in 
compliance with financial covenants under the agreement governing its senior credit facility. Due to Delphax’s non-
compliance  with  financial  covenants,  the  lender  has  the  contractual  right  to  cease  permitting  borrowings  under  the 
facility and to declare all amounts outstanding under the senior credit facility due and payable immediately. As of the 
date  of  this  report  the  lender  has  neither  made  such  declaration,  nor  waived  its  right  to  do  so  and  Delphax  has 
continued to make borrowings under the senior credit facility. As of the date of this report, Delphax has not regained 
compliance with these financial covenants. In the event that Delphax is denied access to additional borrowings under 
the senior credit facility, unless it obtains access to other adequate sources of liquidity, which may include cash from 
operations, Delphax may be unable to adequately fund its operations or pay its debts as they come due. Delphax has 
recently implemented cost-savings initiatives, including employee furloughs, to minimize ongoing cash needs. 

10 

 
 
 
In addition to the Shares of Delphax’s Series B Preferred Stock and the Warrant to acquire additional shares of Series 
B Preferred Stock, our investments in Delphax include a $2,500,000 Senior Subordinated Note issued by Delphax’s 
Canadian  operating  subsidiary  and  guaranteed  by  Delphax.  An  event  of  default  will  exist  under  the  Senior 
Subordinated Note if Delphax’s non-compliance with financial covenants under its senior credit facility is not waived 
by its senior lender. Under the terms of a subordination agreement with the senior lender under Delphax’s revolving 
senior secured credit facility entered into at the time we made our investments in Delphax, our rights with respect to 
payment under and enforcement of the Senior Subordinated Note and enforcement of our related security interests are 
subordinated to the rights of the senior lender.  Accordingly, in the event of a default under the Senior Subordinated 
Note,  we  may  be  limited  in  the  actions  we  may  take  to  enforce  the  Senior  Subordinated  Note  or  related  security 
interests  and  we  may  be  unable  to  collect  in  full  on  the  Senior  Subordinated  Note  or  fully  recover  our  other 
investments in Delphax. 

Our revenues for aircraft maintenance services fluctuate based on the heavy maintenance check schedule, which is 
based on aircraft usage, for aircraft flown by our overnight air cargo operations.  

The maintenance revenues of our overnight air cargo segment are affected based on the level of heavy maintenance 
checks performed on aircraft operated by our overnight air cargo operations which is affected by the level of usage of 
the  aircraft.   Accordingly,  the  maintenance  revenues  of  our  overnight  air  cargo  segment  fluctuate  from  period  to 
period.  In addition, if the number of aircraft operated for FedEx were to decrease, we would likely experience fewer 
maintenance hours and consequently, less maintenance revenue. 

Incidents  or  accidents  involving  products  and  services  that  we  sell  may  result  in  liability  or  otherwise  adversely 
affect our operating results for a period. 

Incidents  or  accidents  may  occur  involving  the  products  and  services  that  we  sell.   While  we  maintain  products 
liability  and  other  insurance  in  amounts  we  believe  are  customary  and  appropriate,  and  may  have  rights  to  pursue 
subcontractors in the event that we have any liability in connection with accidents involving products that we sell, it is 
possible that in the event of multiple accidents the amount of our insurance coverage would not be adequate. 

The suspension or revocation of FAA certifications could have a material adverse effect on our business, results of 
operations and financial condition. 

Our  overnight  air  cargo  operations  are  subject  to  regulations  of  the  FAA.   The  FAA  can  suspend  or  revoke  the 
authority of air carriers or their licensed personnel for failure to comply with its regulations and can ground aircraft if 
questions arise concerning airworthiness.  The FAA also has power to suspend or revoke for cause the certificates it 
issues and to institute proceedings for imposition and collection of fines for violation of federal aviation regulations.  
Our  overnight  air  cargo  subsidiaries,  MAC  and  CSA,  operate  under  separate  FAA  certifications.   Although  it  is 
possible that, in the event that the certification of one of our subsidiaries was suspended or revoked, flights operated by 
that subsidiary could be transferred to the other subsidiary, we can offer no assurance that we would be able to transfer 
flight operations  in  that  manner.  Accordingly,  the suspension or  revocation of  any one of  these  certifications  could 
have a material adverse effect on our business, results of operations and financial position.   

Sales of deicing equipment can be affected by weather conditions. 

Our deicing equipment is used to deice commercial and military aircraft.  The extent of deicing activity depends on the 
severity of winter weather.  Mild winter weather conditions permit airports to use fewer deicing units, since less time 
is required to deice aircraft in mild weather conditions.  As a result, airports may be able to extend the useful lives of 
their existing units, reducing the demand for new units. 

Our results of operations may be affected by the value of securities we hold for investment and we may be unable to 
liquidate our investments in a timely manner at full value. 

We  invest  a  significant  portion  of  our  capital  not  needed  for  operations  in  marketable  securities,  including  equity 
securities  of  publicly  traded  companies.  At  March  31,  2016,  the  fair  value  of  these  marketable  securities  was 
approximately  $9.7  million,  of  which  $4.7  million  represents  the  fair  value  of  shares  of  common  stock  of  Insignia 
Systems,  Inc.  Our  results  of  operations  may  be  affected  by  gains  or  losses  recognized  upon  the  sale  of  these 
investments or by losses recognized upon the determination that any such investment has become impaired or suffered 
an other than temporary impairment. At March 31, 2016, we had gross unrealized gains associated with marketable 

11 

 
 
securities aggregating $422,000 and gross unrealized losses aggregating $557,000.  In addition, from time to time we 
may hold positions in marketable securities that under then-current market conditions we may be unable to liquidate in 
a timely manner at full value. For example, at May 31, 2016, we held approximately 1.65 million shares of common 
stock of Insignia Systems, Inc., representing approximately 14.25% of the outstanding shares and approximately 225 
times the average daily trading volume for such shares for the preceding three months.  In the event that we are unable 
to liquidate an investment at full value our gain from the sale of that investment may be reduced or our loss from the 
sale of that investment may be increased.  

Our business may be adversely affected by information technology disruptions. 

Our  business  may  be  impacted  by  information  technology  disruptions,  including  information  technology  attacks.  
Cybersecurity attacks, in particular, are evolving and include, but are not limited to, malicious software, attempts to 
gain  unauthorized  access  to  data,  and  other  electronic  security  breaches  that  could  lead  to  disruptions  in  systems, 
unauthorized release of confidential or otherwise protected information and corruption of data (our own or that of third 
parties).  Although  we  have  adopted  certain  measures  to  mitigate  potential  risks  to  our  systems  from  information 
technology-related disruptions, given the unpredictability of the timing, nature and scope of such disruptions, we could 
potentially  be  subject  to  production  downtimes,  operational  delays,  other  detrimental  impacts  on  our  operations  or 
ability  to  provide  products  and  services  to  our  customers,  the  compromising  of  confidential  or  otherwise  protected 
information, misappropriation, destruction or corruption of data, security breaches, other manipulation or improper use 
of  our  systems  or  networks,  financial  losses  from  remedial  actions,  loss  of  business  or  potential  liability,  and/or 
damage  to  our  reputation,  any  of  which  could  have  a  material  adverse  effect  on  our  business,  financial  condition, 
results of operations and cash flows. 

Our  business  could  be  materially  adversely  affected  by  numerous  other  risks,  including  rising  healthcare  costs, 
changes in environmental laws and other unforeseen business interruptions. 

Our business may be negatively impacted by numerous other risks.  For example, medical and healthcare costs may 
continue  to  increase.    Initiatives  to  address  these  costs,  such  as  consumer  driven  health  plan  packages,  may  not 
successfully  reduce  these  expenses  as  needed.  Failure  to  offer  competitive  employee  benefits  may  result  in  our 
inability to recruit or maintain key employees.  Additional risks to our business include global or local events which 
could significantly disrupt our operations. Terrorist attacks, natural disasters and electrical grid disruptions and outages 
are some of the unforeseen risks that could negatively affect our business, financial condition, results of operations and 
cash flows. 

Risks Related to Ownership of Our Common Stock 

Various provisions and laws could delay or prevent a change of control. 

Certain  provisions  of  our  certificate  of  incorporation  and  bylaws,  our  stockholder  rights  plan  and  provisions  of 
Delaware corporation law could delay or prevent a change of control or may impede the ability of the holders of our 
common  stock  to  change  our  management.  In  particular,  our  certificate  of  incorporation  and  bylaws,  among  other 
things regulate how shareholders may present proposals or nominate directors for election at shareholders’ meetings 
and authorize our board of directors to issue preferred stock in one or more series, without shareholder approval.  Our 
stockholder  rights  plan  also  makes  an  acquisition  of  a  controlling  interest  in  the  Company  in  a  transaction  not 
approved by our board of directors more difficult. 

Item 1B. Unresolved Staff Comments. 

None. 

Item 2.  Properties. 

Since 1979 the Company has leased the Little Mountain Airport in Maiden, North Carolina from a corporation whose 
stock is owned in part by former officers and directors of the Company and an estate of which certain former directors 
are beneficiaries.  The facility consists of approximately 68 acres with one 3,000 foot paved runway, approximately 
20,000 square feet of hangar space and approximately 12,300 square feet of office space.  The operations of Air T, 
MAC and ATGL are headquartered at this facility.  The lease for this facility provides for monthly rent of $14,862 and 
expires  on  January  31,  2018,  though  the  lease  may  be  renewed  by  us  for  three  additional  two-year  option  periods 

12 

 
 
through January 31, 2024.  The lease agreement provides that the Company shall be responsible for maintenance of the 
leased facilities and for utilities, taxes and insurance. 

The  Company  also  leases  approximately  1,950  square  feet  of  office  space  and  approximately  4,800  square  feet  of 
hangar space at the Ford Airport in Iron Mountain, Michigan.  CSA’s operations are headquartered at these facilities 
which are leased from a third party under an annually renewable agreement. 

The Company leases approximately 53,000 square feet of a 66,000 square foot aircraft maintenance facility located in 
Kinston, North Carolina under an agreement that extends through January 2023, with the option to extend the lease for 
four  additional  five-year  periods  thereafter.  The  Company  has  calculated  rent  expense  under  the  current  lease  term.  
The rental rate under the lease increases by increments for each of the five-year renewal periods. 

GGS  leases  an  112,500  square  foot  production  facility  in  Olathe,  Kansas.    The  facility  is  leased  from  a  third  party 
under a lease agreement, which expires in August 2019. 

As  of  March  31, 2016,  the  Company  leased  hangar,  maintenance  and  office  space  from  third parties  at  a  variety  of 
other locations, at prevailing market terms.  The table of aircraft presented in Item 1 lists the aircraft operated by the 
Company’s subsidiaries and the form of ownership. 

Delphax’s  Canadian  subsidiary  leases  a  76,734  square  foot  manufacturing  facility  in  Mississauga,  Ontario  under  a 
lease which expires on August 31, 2018. 

Item 3.  Legal Proceedings. 

The Company and its subsidiaries are subject to legal proceedings and claims that arise in the ordinary course of their 
business. 

Item 4.  Mine Safety Disclosures. 

Not applicable. 

PART II 

Item 5.  Market  for  Registrant’s  Common  Equity,  Related  Stockholder  Matters  and  Issuer  Purchases  of  Equity 

Securities. 

The Company’s common stock is publicly traded on the NASDAQ Stock Market under the symbol “AIRT.” 

As of March 31, 2016, the number of holders of record of the Company’s Common Stock was 183.  The range of high 
and low sales price per share for the Company’s common stock on the NASDAQ Stock Market from April 1, 2015 
through March 31, 2016 is as follows: 

Fiscal Year Ended March 31,

2016

2015

First Quarter
Second Quarter
Third Quarter
Fourth Quarter

High

$    

24.93
28.00
26.10
26.62

$    

Low
16.38
17.21
16.49
18.70

High

$    

13.30
13.22
27.34
26.14

$    

Low
11.34
10.68
12.17
16.91

The Company’s Board of Directors in May 2014 adopted a policy to discontinue the payment of a regularly scheduled 
annual cash dividend.   

On May 14, 2014, the Company announced that its Board of Directors had authorized a program to repurchase up to 
750,000  shares  of  the  Company’s  common  stock  from  time  to  time  on  the  open  market  or  in  privately  negotiated 
transactions, in compliance with SEC Rule 10b-18, over an indefinite period.  No shares were purchased pursuant to 
this authorization during the fiscal year ended March 31, 2016.  

13 

 
 
 
      
      
      
      
      
      
      
      
      
      
      
      
 
 
 
Item 6.  Selected Financial Data. 

(In thousands, except per share amounts) 

Statements of Operations Data:

Operating revenues 

$      

148,212

$        

112,181

$      

100,772

$      

103,064

$          

89,382

$       

83,362

2016

2015

Year Ended March 31, 
2014

2013

2012

2011

Net income¹

4,943

2,484

1,467

1,670

1,350

2,138

Basic earnings per share¹

Diluted earnings per share¹

Dividend declared per share

Balance sheet data (at period end):

Total assets

Long-term debt

2.08

2.06

-

1.05

1.04

-

0.61

0.60

0.30

0.68

0.68

0.25

0.55

0.55

0.25

0.88

0.87

0.33

52,155

43,456

37,221

36,055

35,083

34,221

5

5,000

-

-

-

8

Stockholders' equity¹

34,774

29,795

27,360

28,124

27,053

26,241

¹ For 2016, amount disclosed is that amount attributable to Air T, Inc. stockholders.

Item 7.  Management’s Discussion and Analysis of Financial Condition and Results of Operations. 

Overview 

Air T, Inc. (the “Company,” “Air T,” “we” or “us”) is a decentralized holding company with ownership interests in a 
broad  set  of  operating  and  financial  assets  that  are  designed  to  expand,  strengthen  and  diversify  our  cash  earnings 
power.  Our goal is to build on Air T’s core businesses, to expand into adjacent industries, and when appropriate, to 
acquire companies that we believe fit into the Air T family.   

We currently operate wholly owned subsidiaries in three core industry segments: 

• 

• 

• 

overnight  air  cargo,  comprised  of  our  Mountain  Air  Cargo,  Inc.  (“MAC”)  and  CSA  Air,  Inc.  (“CSA”) 
subsidiaries, which operates in the air express delivery services industry; 

ground  equipment  sales,  comprised  of  our  Global  Ground  Support,  LLC  (“GGS”)  subsidiary,  which 
manufactures  and  provides  mobile  deicers  and  other  specialized  equipment  products  to  passenger  and 
cargo airlines, airports, the military and industrial customers; and 

ground  support  services,  comprised  of  our  Global  Aviation  Services,  LLC  (“GAS”)  subsidiary,  which 
provides ground support equipment maintenance and facilities maintenance services to domestic airlines 
and aviation service providers. 

We  recently  added  two  other  businesses,  which  are  reported  in  separate  segments.    In  October  2015,  we  formed  a 
wholly  owned  equipment  leasing  subsidiary,  Air  T  Global  Leasing,  LLC  (“ATGL”),  which  comprises  our  leasing 
segment, and in November 2015 we acquired a minority interest in Delphax Technologies Inc. (“Delphax”), a printing 
equipment  manufacturer  and  maintenance  provider,  which  comprises  our  printing  equipment  and  maintenance 
segment.     

Each business segment has separate management teams and infrastructures that offer different products and services.  
We evaluate the performance of our business segments based on operating income.   

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Following is a table detailing revenues by segment and by major customer category: 

(Dollars in thousands)

Overnight Air Cargo Segment:
    FedEx

Ground Equipment Sales Segment:
    Military
    Commercial - Domestic
    Commercial - International

Ground Support Services Segment

Printing Equipment and Maintenance
    Domestic
    International

Leasing

Year Ended March 31,

2016

2015

$    

68,227

46%

$    

49,865

45%

1,639
43,536
6,000
51,175

24,835

2,753
1,202
3,955

20

1%
29%
4%
34%

17%

2%
1%
3%

0%

6,016
27,216
8,538
41,770

5%
24%
8%
37%

20,546

18%

-
-
-

-

0%
0%
0%

0%

$ 

148,212

100%

$ 

112,181

100%

MAC and CSA are two of seven companies in the U.S. that have North American feeder airlines under contract with 
FedEx. With a relationship with FedEx spanning over 35 years, MAC and CSA operate and maintain Cessna Caravan, 
ATR-42  and  ATR-72  aircraft  that  fly  daily  small-package  cargo  routes  throughout  the  eastern  United  States,  upper 
Midwest  and  the  Caribbean.  MAC  and  CSA’s  revenues  are  derived  principally  pursuant  to  “dry-lease”  service 
contracts with FedEx.   

On June 1, 2015, MAC and CSA entered into new dry-lease agreements with FedEx which together cover all of the 
revenue  aircraft  operated  by  MAC  and  CSA  and  replace  all  prior  dry-lease  service  contracts.  These  dry-lease 
agreements provide for the lease of specified aircraft by MAC and CSA in return for the payment of monthly rent with 
respect to each aircraft leased, which monthly rent was increased from the prior dry-lease service contracts to reflect 
an estimate of a fair market rental rate.  These new dry-lease agreements provide that FedEx determines the type of 
aircraft and schedule of routes to be flown by MAC and CSA, with all other operational decisions made by MAC and 
CSA, respectively.  The new dry-lease agreements provide for the reimbursement by FedEx of MAC and CSA’s costs, 
without mark up, incurred in connection with the operation of the leased aircraft for the following: fuel, landing fees, 
third-party maintenance, parts and certain other direct operating costs. Unlike prior dry-lease contracts, under the new 
dry-lease agreements, certain operational costs incurred by MAC and CSA in operating the aircraft under the new dry-
lease agreements are not reimbursed by FedEx at cost, and such operational costs are borne solely by MAC and CSA.  
Under  the  new  dry-lease  agreements,  MAC  and  CSA  are  required  to  perform  maintenance  of  the  leased  aircraft  in 
return for a maintenance fee based upon an hourly maintenance labor rate, which has been increased from the rate in 
place under the prior dry-lease service contracts.  Under prior dry-lease service contracts, the hourly maintenance labor 
rate had not been adjusted since 2008. The new dry-lease agreements provide for the payment by FedEx to MAC and 
CSA of a monthly administrative fee based on the number and type of aircraft leased and routes operated.  The amount 
of the monthly administrative fee under the new dry-lease agreements is greater than under the prior dry-lease service 
contracts with FedEx, in part to reflect the greater monthly lease payment per aircraft and that certain operational costs 
are borne by MAC and CSA and not reimbursed.  The amount of the administrative fee is subject to adjustment based 
on the number of aircraft operated, routes flown and whether aircraft are considered to be soft-parked.  

On June 1, 2016, the new dry-lease agreements were amended to extend the expiration date to May 31, 2020.  The new 
dry-lease agreements may be terminated by FedEx or MAC and CSA, respectively, at any time upon 90 days’ written 
notice  and  FedEx  may  at  any  time  terminate  the  lease  of  any  particular  aircraft  thereunder  upon  10  days’  written 
notice.  In addition, each of the dry-lease agreements provides that FedEx may terminate the agreement upon written 
notice if 60% or more of MAC or CSA’s revenue (excluding revenues arising from reimbursement payments under the 
dry-lease  agreement)  is  derived  from  the  services  performed  by  it  pursuant  to  the  respective  dry-lease  agreement, 
FedEx becomes MAC or CSA’s only customer, or MAC or CSA employs less than six employees. As of the date of 

15 

 
 
 
        
        
      
      
        
        
      
      
      
      
        
            
        
            
        
            
              
            
 
this report, FedEx would have been permitted to terminate each of the dry-lease agreements under this provision. The 
Company  believes  that  the  short-term  nature  of  its  agreements  with  FedEx is  standard  within  the  airfreight  contract 
delivery  service  industry,  where  performance  is  measured  on  a  daily  basis.    FedEx  has  been  a  customer  of  the 
Company since 1980.  Loss of its contracts with FedEx would have a material adverse effect on the Company. 

Under the dry-lease service contracts in place during the fiscal years ended March 31, 2015 and 2014 and the first two 
months of the fiscal year ended March 31, 2016, FedEx leased its aircraft to MAC and CSA for a nominal amount and 
paid  a  monthly  administrative  fee  to  MAC  and  CSA  to  operate  the  aircraft.    Under  these  contracts,  all  direct  costs 
related to the operation of the aircraft (including fuel, outside maintenance, landing fees and pilot costs) were passed 
through to FedEx without markup. In connection with the June 1, 2016 amendment extending the term of the new dry-
lease agreements to May 31, 2020, the weighted average administrative fee rate paid with respect to leased aircraft was 
reduced  by  over  2%  from  the  fee  rate  in  place  prior  to  the  amendment.  Because  a  portion  of  the  administrative  fee 
funds  the  payment  of  certain  operational  costs  incurred  by  MAC  and  CSA  in  operating  the  aircraft  that  are  not 
reimbursed by FedEx and are expected to increase substantially from the levels incurred in the fiscal year ended March 
31,  2016,  the  reduction  in  the  administrative  fee  is  anticipated  to  have  a  much  more  significant  impact  on  the 
segment’s operating income. 

Pass-through  costs  under  the  dry-lease  agreements  with  FedEx  totaled  $24,632,000  and  $32,672,000  for  the  years 
ended March 31, 2016 and 2015, respectively.   

As of March 31, 2016, MAC and CSA had an aggregate of 78 aircraft under its dry-lease agreements with FedEx.  
Included  within  the  78  aircraft  are  3  Cessna  Caravan  aircraft  that  are  considered  soft-parked.  Soft-parked  aircraft 
remain covered under our agreements with FedEx although at a reduced administrative fee compared to aircraft that 
are in operation.  MAC and CSA continue to perform maintenance on soft-parked aircraft, but they are not crewed and 
do not operate on scheduled routes. 

GGS  manufactures,  sells  and  services  aircraft  deicers  and  other  specialized  equipment  on  a  worldwide  basis.  GGS 
manufactures five basic models of mobile deicing equipment with capacities ranging from 700 to 2,800 gallons. GGS 
also offers fixed-pedestal-mounted deicers.  Each model can be customized as requested by the customer, including 
single  operator  configuration,  fire  suppressant  equipment,  open basket or  enclosed  cab design,  a patented  forced-air 
deicing  nozzle  and  on-board  glycol  blending  system  to  substantially  reduce  glycol  usage,  color  and  style  of  the 
exterior  finish.  GGS  also  manufactures  five  models  of  scissor-lift  equipment,  for  catering,  cabin  service  and 
maintenance service of aircraft, and has developed a line of decontamination equipment, flight-line tow tractors, glycol 
recovery vehicles and other special purpose mobile equipment. GGS competes primarily on the basis of the quality, 
performance and reliability of its products, prompt delivery, customer service and price.   

In July 2009, GGS was awarded a new contract to supply deicing trucks to the USAF, which expired in July 2014. On 
May 15, 2014, GGS was awarded a new contract to supply deicing trucks to the USAF.  The initial contract award is 
for  two  years  through  July  13,  2016  with  four  additional  one-year  extension  options  that  may  be  exercised  by  the 
USAF.  

In September 2010, GGS was awarded a contract to supply flight-line tow tractors to the USAF. The contract award 
was  for  one  year  commencing  September  28,  2010  with  four  additional  one-year  extension  options  that  may  be 
exercised  by  the  USAF.  All  option  periods  under  the  contract  have  been  exercised  and  the  contract  expired  in 
September  2015.    Because  the  USAF  is  not  obligated  to  purchase  a  set  or  minimum  number  of  units  under  these 
contracts,  the  value  of  these  contracts,  as  well  as  the  number  of  units  to  be  delivered,  depends  upon  the  USAF’s 
requirements and available funding. 

At March 31, 2016, GGS’s backlog of orders was $10.0 million, compared to a backlog of $2.8 million at March 31, 
2015.  

GAS  provides  the  aircraft  ground  support  equipment,  fleet,  and  facility  maintenance  services.  At  March  31,  2016, 
GAS was providing ground support equipment, fleet, and facility maintenance services to more than 75 customers at 
67 North American airports.   

On  November  24,  2015,  the  Company  purchased  (i)  at  face  value  a  $2,500,000  principal  amount  Five-Year  Senior 
Subordinated Promissory Note (the “Senior Subordinated Note”) issued by Delphax’s Canadian operating subsidiary 

16 

 
 
 
for  a  combination  of  cash  and  the  surrender  of  outstanding  principal  of  $500,000  and  accrued  and  unpaid  interest 
thereunder, and cancellation of, a 90-Day Senior Subordinated Note purchased at face value by the Company from that 
Delphax  subsidiary  on  October  2,  2015  and  (ii)  for  $1,050,000  in  cash  a  total  of  43,000  shares  (the  “Shares”)  of 
Delphax’s Series B Preferred Stock (the “Series B Preferred Stock”) and a Stock Purchase Warrant (the “Warrant”) to 
acquire an additional 95,600 shares of Series B Preferred Stock at a price of $33.4728 per share (subject to adjustment 
for specified dilutive events). Each share of Series B Preferred Stock is convertible into 100 shares of common stock 
of Delphax, subject to anti-dilution adjustments. Based on the number of shares of Delphax common stock outstanding 
and reserved for issuance under Delphax’s employee stock option plans, at March 31, 2016 the number of shares of 
common stock underlying the Shares represent approximately 38% of the shares of Delphax common stock that would 
be  outstanding  assuming  conversion  of  the  Shares  and  approximately  31%  of  the  outstanding  shares  assuming 
conversion  of  the  Shares  and  the  issuance  of  all  the  shares  of  Delphax  common  stock  reserved  for  issuance  under 
Delphax’s  employee  stock  option  plans.  Under  the  agreement  that  provided  for  the  Company’s  purchase  of  these 
interests, on November 24, 2015 three designees of the Company (including Nick Swenson, the Company’s President, 
Chief Executive Officer and Chairman, and Michael Moore, the President of our GGS subsidiary) were elected to the 
board of directors of Delphax, which had a total of seven members following their election. Pursuant to the terms of 
the  Series  B  Preferred  Stock,  for  so  long  as  amounts  are owed  to  Air  T  under  the  Senior  Subordinated  Note  or  we 
continue to hold a specified number of the Shares and interests in the Warrant holders of the Series B Preferred Stock, 
voting as a separate class, the Company would be entitled to elect, after June 1, 2016, four-sevenths of the members of 
the board of directors of Delphax and, without the written consent or waiver of the Company, Delphax may not enter 
into specified corporate transactions.  As a result of these transactions, we determined that, even though Delphax was 
not  a  subsidiary  of  the  Company,  we  had  obtained  control  over  Delphax  in  conjunction  with  the  acquisition  of  the 
interests described above, and we have consolidated Delphax in Air T’s consolidated financial statements beginning 
on November 24, 2015. The operating loss attributable to Delphax in our consolidated financial statements for the year 
ended March 31, 2016 was approximately $1,967,000.  This operating loss is included in our consolidated net income 
for that period.   

Delphax  designs,  manufactures  and  sells  advanced  digital  print  production  equipment  (including  high-speed,  high-
volume cut-sheet and continuous roll-fed printers), maintenance contracts, spare parts, supplies and consumable items 
for these systems.  The equipment is sold through Delphax and its subsidiaries located in Canada, the United Kingdom 
and France.  A significant portion of Delphax’s net sales has historically been related to service and support provided 
after the sale, including the sale of consumable items for installed printing systems.  Our investments in Delphax were 
intended to support the commercial rollout and manufacturing costs of the new Delphax elan™500 digital color print 
system,  which  combines  advances  in  inkjet  and  paper-handling  technologies  in  a  production  class  sheet-fed  system 
offering full CMYK color and 1600 dpi print quality at speed of up to 500 letter impression per minute.  Delphax’s 
legacy  consumables  production  business  was  expected  to  generate  cash  flow  while  Delphax  rolled-out  its  next 
generation élan commercial inkjet printer. In April 2016, Delphax received notice from its largest (approximately 50% 
of legacy revenues) customer that it planned to reduce its order volume by approximately 90%; and phase out its use 
of  the  legacy  Delphax  printers  within  eighteen  months.  Accordingly,  Delphax  is  reviewing  its  fiscal  year  2016 
operating  plan  and  has  engaged  an  experienced  turn-around  consultant  —  the  Platinum  Group  —  to  assist  it  in 
developing  a  go-forward  plan.  The  decline  in  order  volumes  from  its  largest  customer  is  expected  to  significantly 
impact Delphax’s results for the quarter ending June 30, 2016. 

On April 4, 2016, ATGL purchased two elan™ 500 printers from Delphax for $650,000 for lease to a third party.  One 
of those acquired printers was subject to an existing lease to a third party which has been assigned to ATGL.  

We  organized  ATGL  on  October  6,  2015.    ATGL  provides  funding  for  equipment  leasing  transactions,  which  may 
include  transactions  for  the  leasing  of  equipment  manufactured  by  GGS  and  Delphax  and  transactions  initiated  by 
third parties unrelated to equipment manufactured by us.   

In March 2014, the Company formed Space Age Insurance Company (“SAIC”), a captive insurance company licensed 
in Utah, and initially capitalized with $250,000.  SAIC insures risks of the Company and its subsidiaries that were not 
previously insured by the Company’s insurance programs; and underwrites third-party risk through certain reinsurance 
arrangements.  The  activities  of  SAIC  are  included  within  the  corporate  results  in  the  accompanying  consolidated 
financial statements.  

Fiscal 2016 Summary 

17 

 
 
 
 
 
 
Revenues for our overnight air cargo segment totaled $68,227,000 for the year ended March 31, 2016, representing an 
$18,362,000 (37%) increase over the prior year. The segment’s administrative fee revenues increased by $13,264,000, 
reflecting the greater administrative fee amount paid under the new dry-lease agreements which became effective on 
June  1,  2015.  In  addition,  the  segment’s  maintenance  revenues  increased  as  a  result  of  higher  hourly  maintenance 
labor rates during fiscal 2016. The June 2015 agreement effected the first hourly maintenance labor rate increase in 
eight  years.  The  segment’s  operating  income  increased  by  $3,264,000  in  fiscal  2016.  Increased  administrative  fees 
were partially offset by the increase in the monthly rental rate for leased aircraft under the June 2015 agreement, which 
increased  monthly  rental  rates  to  reflect  an  estimate  of  a  fair  market  value  rental  rate.  Operating  income  for  the 
overnight  air  cargo  segment  for  the  prior  fiscal  year  2015  included  a  $374,000  gain  from  the  sale  of  the  Company 
owned  aircraft  primarily  used  to  support  the  overnight  air  cargo  segment’s  operations.  The  segment’s  operating 
income  for  the  prior fiscal  year  was  also  adversely  affected  by  a $107,000 regulatory penalty  assessed  for  the prior 
year and $94,000 incurred for the mandated regulatory rewrite of applicable manuals that began in fiscal 2015.   

Revenues for GGS totaled $51,176,000 for the year ended March 31, 2016, an increase of $9,405,000 (23%) from the 
prior year, while operating income increased by $2,716,000 or 74%.  The increase in GGS revenues is attributable to a 
$14.4  million  increase  in  sales  of  commercial  deicers  and  $954,000  increase  in  sales  of  catering  trucks.  Operating 
margins  improved  approximately  1.6 percentage  points  in the  segment  compared  to  the  prior  year  as  a  result  of  the 
continued cost controls in administration and continued gains in production efficiencies, principally in connection with 
assembly of similar units under a significant order by a major airline company received in June 2015 and completed 
during the second and third fiscal quarters. 

During  the  year  ended  March  31,  2016,  revenues  from  our  GAS  subsidiary  totaled  $24,835,000,  representing  a 
$4,288,000  (21%)  increase  from  the  prior  year.    Segment  operating  loss  increased  by  $943,000  in  fiscal  year  2016.  
Revenue increased with growth into new markets and services for both new and existing customers and strong parts 
sales. Operating loss increased from the prior year primarily due to costs incurred in fiscal year 2016 under fixed-price 
service contracts in place in certain markets that significantly exceeded the revenue associated with those contracts.  
Other increases in annual operating expenses included facility upgrades, administrative infrastructure and programs to 
help position GAS for growth.   

Consolidated revenue  also  increased by  $3,955,000 due  to  the  inclusion  of  the printing  equipment  and  maintenance 
segment  in  consolidated  results  due  to  the  acquisition  of  interests  in  Delphax  on  November  24,  2015.  Operating 
income was adversely affected by the $1,967,000 operating loss of the printing equipment and maintenance segment 
for the period in which Delphax’s financial results are consolidated in the Company’s financial statements.   

Fiscal 2016 vs. 2015 

Consolidated  revenue  increased  $36,030,000  (32%)  to  $148,212,000  for  the  fiscal  year  ended  March  31,  2016 
compared to the prior fiscal year. The increase in 2016 revenue resulted from the significant increases in each of the 
Company’s legacy operations and the inclusion of revenue of the printing equipment and maintenance segment. 

Revenues  in  the  overnight  air  cargo  segment  increased  $18,362,000  (37%)  to  $68,227,000  principally  due  to  the 
greater  administrative  fee  amount  paid  under  the  new  dry-lease  agreements  as  discussed  above.  In  addition,  the 
segment’s maintenance revenues increased to reflect the higher hourly maintenance labor rates in effect in the latter 
half of fiscal year 2016.   

Revenues for GGS totaled $51,176,000 for the year ended March 31, 2016, an increase of $9,405,000 (23%) from the 
prior year. The increase in GGS revenues is attributable to a $14.4 million increase in sales of commercial deicers and 
$954,000 increase in the sales of catering trucks.  

During  the  year  ended  March  31,  2016,  revenues  from  our  GAS  subsidiary  totaled  $24,835,000,  representing  a 
$4,288,000 (21%) increase from the prior year. Revenue increased with growth into new markets and services for both 
new and existing customers and strong annual part sales.   

Consolidated revenue  also  increased by  $3,955,000 due  to  the  inclusion  of  the printing  equipment  and  maintenance 
segment in consolidated results due to the acquisition of interests in Delphax on November 24, 2015. 

Operating  expenses  on  a  consolidated  basis  increased  by  $33,416,000  (31%)  to  $142,180,000  for  fiscal  year  2016 
compared to fiscal year 2015.  Operating expenses in the overnight air cargo segment increased $15,098,000 (30%) 

18 

 
 
over the prior year principally due to an increase of $11,609,000 in monthly rent for leased aircraft as a result of the 
new  rental  rate  under  the  new  dry-lease  agreements  to  reflect  an  estimate  of  a  fair  market  rental  rate  as  discussed 
above. Of the segment’s $64,943,000 of operating costs in the current year, $24,632,000 were costs passed through to 
our  air  cargo  customer  without  markup.  Ground  equipment  sales  operating  costs  increased  $6,690,000  (18%) 
compared  to  the  23%  increase  in  sales.    Operating  expenses  in  the  ground  support  services  segment  increased  by 
$5,232,000 (25%) driven principally by investments  made in infrastructure to help position the segment for growth, 
including  facility  upgrades,  leadership,  marketing  and  data  analysis  roles,  and  training.    General  and  administrative 
expense increased $3,917,000 (28%) to $18,140,000 in fiscal year 2016. General and administrative expense increased 
by  $1,219,000  due  to  the  inclusion  of  Delphax  in  consolidated  results.  General  and  administrative  expense  also 
increased  by  $598,000  for  the  increase  in  GGS  compensation  accruals  and  increased  general  and  administrative 
expenses for the GAS segment as discussed above. 

Operating income for the year ended March 31, 2016 was $6,032,000, a $2,615,000 (77%) increase from fiscal 2015.    
The  overnight  air  cargo  segment  saw  an  increase  in  its  operating  income  this  year  resulting  from  the  greater 
administrative  fee  amount  paid  under  the  new  dry-lease  agreements,  as  well  as  maintenance  revenue  increases  as  a 
result of the higher hourly maintenance labor rate during fiscal year 2016. Operating income for the ground equipment 
sales  segment  increased  by  74%  over  the  prior  year  as  a  result  of  significantly  increased  volumes  and  margin 
improvements, principally as a result of production efficiencies obtained in connection with the assembly of similar 
units  under  a  significant  order  by  a  major  airline  company  received  in  June  2015  and  completed  in  the  second  and 
third fiscal quarters. The ground support services segment saw an increase in its operating loss from fiscal year 2015 
as  costs  incurred  in  the 2016  fiscal  year under fixed-price  service  contracts  in  place  in  certain  markets  significantly 
exceeded the revenue associated with those contracts. Other increases in the ground support services segment’s annual 
operating expenses include facility upgrades, administrative infrastructure and programs to help position the segment 
for  growth.    Consolidated  operating  income  included  a  gain  on  sale  of  assets  of  $6,000  in  the  current  fiscal  year 
compared to $869,000 in the prior fiscal year.  Gain on sale of assets for the prior year reflects a gain from the sale of 
the company-owned aircraft used in the air cargo segment and the sale of leased de-icing units to the respective leasing 
customers for the ground equipment sales segment. 

Non-operating  income,  net  for  the  year  ended  March  31,  2016  was  $122,000,  a  $124,000  increase  from  fiscal  year 
2015.  This  increase  was  caused  principally  by  increased  gains  on  the  sale  of  marketable  securities,  increased 
investment income on surplus cash, and by $112,000 due to the gross unrealized foreign exchange gain in the printing 
equipment and maintenance segment. 

During the year ended March 31, 2016, the Company recorded $2,395,000 in income tax expense, which resulted in an 
annual tax effective rate of 38.9%, compared to the rate of 27.3%, for the prior year.  The effective income tax rates for 
both periods differ from the U. S. federal statutory rate of 34% partially due to the effect of state income taxes, the 
benefit of the federal domestic production activities deduction under Section 199 of the Internal Revenue Code (IRC), 
and  the  benefit  for  the  exclusion  of  income  for  SAIC  afforded  under  Internal  Revenue  Code  (IRC)  Section  831(b). 
SAIC has elected under Section 831(b) to be taxed solely on their net investment income.  Section 831(b) is a special 
provision for certain insurance companies with net annual written premiums of $1,200,000 or less.  The benefit of the 
Section 831(b) election for the March 31, 2016 fiscal year end resulted in a decrease to tax expense of $316,000. This 
resulted  in  a  decrease  to  the  Company’s  overall  effective  tax  rate  of  5.1%.  The  reason  for  the  increase  in  the 
Company’s  annual  effective  tax  rate  for  the  year  ended  March  31,  2016  compared  to  March  31,  2015  was  the  tax 
impact  related  to  the  inclusion  of  Delphax.    Delphax  contributed  a  $1,911,000    pre-tax  loss,  however  given  that 
Delphax is not included in the Air T, Inc.’s consolidated tax returns and has established a full deferred tax valuation 
allowance,  there  was  no  tax  benefit  recorded  for  Delphax’s  loss.  This  had  the  effect  of  increasing  the  Company’s 
annual effective tax rate by 9.0%. 

Net  income  attributable  to Air  T, Inc.  stockholders  for fiscal  year  2016 was $4,943,000, or  $2.06  per  diluted  share, 
compared to $2,484,000, or $1.04 per diluted share, for fiscal year 2015. 

Liquidity and Capital Resources 

As of March 31, 2016, the Company held approximately $6.2 million in cash and cash equivalents.  Of this amount, 
$821,000 was restricted with $250,000 in cash held as statutory reserve of SAIC and the remaining $571,000 pledged 
to secure SAIC’s participation in certain reinsurance pools, and $2,732,000 was invested in accounts not insured by 
the Federal Deposit Insurance Corporation (“FDIC”). 

19 

 
 
 
  
 
 
As of March 31, 2016, the Company’s working capital amounted to $23,225,000, a decrease of $7,200,000 compared 
to March 31, 2015.   

As of March 31, 2016, the Company had a senior secured revolving credit facility of $20.0 million (the “Revolving 
Credit Facility”).  The Revolving Credit Facility includes a sublimit for issuances of letters of credit of up to $500,000.  
Under  the  Revolving  Credit  Facility,  each  of  the  Company,  MAC,  CSA,  GGS,  GAS  and  ATGL  may  make 
borrowings.  Initially, borrowings under the Revolving Credit Facility bear interest (payable monthly) at an annual rate 
of  one-month  LIBOR  plus  1.50%,  although  the  interest  rates  under  the  Revolving  Credit  Facility  are  subject  to 
incremental increases based on a consolidated leverage ratio.  In addition, a commitment fee accrues with respect to 
the unused amount of the Revolving Credit Facility at an annual rate of 0.15%. The Company includes commitment 
fee expense within the interest expense and other line item of the accompanying consolidated statements of income. 
Amounts applied to repay borrowings under the Revolving Credit Facility may be reborrowed, subject to the terms of 
the facility.  The Revolving Credit Facility matures on April 1, 2017. 

Borrowings under the Revolving Credit Facility, together with hedging obligations, if any, owing to the lender under 
the  Revolving  Credit  Facility  or  any  affiliate  of  such  lender,  are  secured  by  a  first-priority  security  interest  in 
substantially  all  assets  of  the  Company  and  the  other  borrowers  (including,  without  limitation,  accounts  receivable, 
equipment, inventory and other goods, intellectual property, contract rights and other general intangibles, cash, deposit 
accounts,  equity  interests  in  subsidiaries  and  joint  ventures,  investment  property,  documents  and  instruments,  and 
proceeds of the foregoing), but excluding interests in real property.  

The  agreement  governing  the  Revolving  Credit  Facility  contains  affirmative  and  negative  covenants,  including 
covenants that restrict the ability of the Company and the other borrowers to, among other things, incur or guarantee 
indebtedness,  incur  liens,  dispose  of  assets,  engage  in  mergers  and  consolidations,  make  acquisitions  or  other 
investments, make changes in the nature of their business, enter into certain operating leases, and make certain capital 
expenditures.  The Credit Agreement also contains financial covenants, including a minimum consolidated tangible net 
worth of $22.0 million, a minimum consolidated fixed charge coverage ratio of 1.35 to 1.0, a minimum consolidated 
asset coverage ratio of 1.75 to 1.0, and a maximum consolidated leverage ratio of 3.5 to 1.0.  The agreement governing 
the Revolving Credit Facility contains events of default including, without limitation, nonpayment of principal, interest 
or  other  obligations,  violation  of  covenants,  misrepresentation,  cross-default  to  other  debt,  bankruptcy  and  other 
insolvency  events,  judgments,  certain  ERISA  events,  certain changes  of  control  of  the  Company,  termination  of,  or 
modification  to  materially  reduce  the  scope  of  the  services  required  to  be  provided  under,  certain  agreements  with 
FedEx, and the occurrence of a material adverse effect upon the Company and the other borrowers as a whole.  

The Company is exposed to changes in interest rates on its prior line of credit and its current revolving credit facility.  
If  the  LIBOR  interest  rate  had  been  increased  by  one  percentage  point,  based  on  the  weighted  average  balance 
outstanding for the year, the change in annual interest expense would have been negligible. 

As of March 31, 2016, Delphax maintained a debt facility consisting of a $7.0 million revolving senior secured credit 
facility, subject to a borrowing base of North American accounts receivable and inventory. Because Delphax’s senior 
credit  facility  prohibits  the  payment  of  cash  dividends,  it  is  not  a  source  of  liquidity  to  Air  T,  Inc.  or  any  of  its 
subsidiaries. Neither Air T nor any of its subsidiaries is a guarantor of Delphax’s obligations under its senior credit 
facility.  

The Delphax senior credit facility is secured by substantially all of its North American assets, expires in November 
2018,  prohibits  payment  of  cash  dividends  by  Delphax  and  is  subject  to  certain  financial  covenants.   The  Delphax 
senior credit facility provides for interest based upon the prime rate plus a margin (4.25% as of March 31, 2016). As of 
March 31, 2016, Delphax had aggregate borrowings of $1,833,000 outstanding under its senior credit facility, with a 
borrowing  base  that  would  have  permitted  additional  borrowings  of  approximately  $800,000.    Delphax  has  advised 
that  at  March  31,  2016  it  was  not  in  compliance  with  financial  covenants  under  the  agreement  governing  its  senior 
credit facility. Due to Delphax’s non-compliance with financial covenants, the lender has the contractual right to cease 
permitting borrowings under the facility and to declare all amounts outstanding under the senior credit facility due and 
payable immediately. As of the date of this report the lender has neither made such declaration, nor waived its right to 
do  so  and  Delphax  has  continued  to  make  borrowings  under  the  senior credit  facility.  As  of  the  date  of  this  report, 
Delphax has not regained compliance with these financial covenants.  In the event that Delphax is denied access to 
additional borrowings under the senior credit facility, unless it obtains access to other adequate sources of liquidity, 
which may include cash from operations, Delphax may be unable to adequately fund its operations or pay its debts as 

20 

 
 
they come due. Delphax has recently implemented cost-savings initiatives, including employee furloughs, to minimize 
ongoing cash needs. 

Following is a table of changes in cash flow for the respective years ended March 31, 2016 and 2015:  

Year Ended March 31,
2016
2015

Net Cash Provided by Operating Activities
Net Cash Used in Investing Activities
Net Cash (Used in) Provided by Financing Activities
Effect of foreign currency exchange rates on cash and cash equivalents

$    

3,215,000
(5,266,000)
(5,994,000)
2,000

$    

6,840,000
(1,980,000)
5,020,000

-

Net (Decrease) Increase in Cash and Cash Equivalents

$  

(8,043,000)

$    

9,880,000

Cash provided by operating activities was $3,625,000 less in fiscal 2016 compared to fiscal 2015 principally due to the 
change in inventory.  

Cash used in investing activities was $3,286,000 more in fiscal 2016 primarily due the higher proceeds from the sale 
of the Company-owned aircraft, and leased deicers in the prior fiscal year. 

Cash used in financing activities was $11,014,000 more in fiscal 2016 than in the corresponding prior year period due 
primarily to net repayments on Air T, Inc.’s line of credit in fiscal 2016, whereas there were net borrowings in fiscal 
2015. Cash used in financing activities in 2016 was also affected by a net $1,213,000 repayment of Delphax’s senior 
credit facility in fiscal 2016. As of March 31, 2016, no amounts were outstanding under Air T, Inc.’s Revolving Credit 
Facility. Delphax had outstanding borrowings of approximately $1,833,000 under its senior credit facility as of March 
31, 2016. 

In  June  2016, the  Company  acquired  land and  entered  into an  agreement  to  construct  a  new  corporate  headquarters 
facility  in  Denver,  North  Carolina  for  an  aggregate  amount  of  approximately  $1.9  million,  with  construction 
anticipated to be completed in fiscal year 2018. This facility will replace the Company’s current headquarters which is 
leased  from  an  entity  owned  by  certain  former  officers  and  directors  at  an  annual  rental  payment  of  approximately 
$178,000. There are currently no other commitments for significant capital expenditures. 

In May 2014, the Company’s Board of Directors adopted a policy to discontinue the payment of a regularly scheduled 
annual cash dividend. 

Off-Balance Sheet Arrangements 

The  Company  defines  an  off-balance  sheet  arrangement  as  any  transaction,  agreement  or  other  contractual 
arrangement involving an unconsolidated entity under which a Company has (1) made guarantees, (2) a retained or a 
contingent interest in transferred assets, (3) an obligation under derivative instruments classified as equity, or (4) any 
obligation  arising  out  of  a  material  variable  interest  in  an  unconsolidated  entity  that  provides  financing,  liquidity, 
market risk or credit risk support to the Company, or that engages in leasing, hedging, or research and development 
arrangements with the Company.  The Company is not currently engaged in the use of any of these arrangements. 

Impact of Inflation 

The Company believes that inflation has not had a material effect on its manufacturing operations, because increased 
costs to date have been passed on to its customers. Under the terms of its overnight air cargo business contracts the 
major  cost  components  of  its  operations,  consisting  principally  of  fuel,  crew  and  other  direct  operating  costs,  and 
certain maintenance costs are reimbursed by its customer.  Significant increases in inflation rates could, however, have 
a material impact on future revenue and operating income. 

Seasonality 

GGS’s business has historically been seasonal, with the revenues and operating income typically being lower in the 

21 

 
 
 
    
    
    
      
              
                  
 
 
first  and  fourth  fiscal  quarters  as  commercial  deicers  are  typically  delivered  prior  to  the  winter  season.                             
The Company had worked to reduce GGS’s seasonal fluctuation in revenues and earnings by increasing military and 
international  sales  and  broadening  its  product  line  to  increase  revenues  and  earnings  throughout  the  year.    In  July 
2009, GGS was awarded a new contract to supply deicing trucks to the USAF, which expired in July 2014.  On May 
15, 2014, GGS was awarded a new contract to supply deicing trucks to the USAF.  The initial contract award is for 
two years through July 13, 2016 with four additional one-year extension options that may be exercised by the USAF.  
The  value  of  the  contract,  as  well  as  the  number  of  units  to  be  delivered,  depends  upon  annual  requirements  and 
available funding to the USAF.  Although GGS has retained the USAF deicer contract, orders under the contract have 
not been sufficient to offset the seasonal trend for commercial sales. As a result, GGS revenues and operating income 
have resumed their seasonal nature. Our other reporting segments are not susceptible to seasonal trends. 

Critical Accounting Policies and Estimates. 

The  Company’s  significant  accounting  policies  are  more  fully  described  in  Note  1  of  Notes  to  the  Consolidated 
Financial  Statements  in  Item  8.    The  preparation  of  the  Company’s  consolidated  financial  statements  in  conformity 
with  accounting  principles  generally  accepted  in  the  United  States  requires  the  use  of  estimates  and  assumptions  to 
determine certain assets, liabilities, revenues and expenses.  Management bases these estimates and assumptions upon 
the best information available at the time of the estimates or assumptions.  The Company’s estimates and assumptions 
could change materially as conditions within and beyond our control change.  Accordingly, actual results could differ 
materially from estimates.  The Company believes that the following are its most significant accounting policies: 

Allowance  for  Doubtful  Accounts.  An  allowance  for  doubtful  accounts  receivable  is  established  based  on 
management’s  estimates  of  the  collectability  of  accounts  receivable.    The  required  allowance  is  determined  using 
information such as customer credit history, industry information, credit reports, customer financial condition and the 
collectability  of  outstanding  receivables.    The  estimates  can  be  affected  by  changes  in  the  financial  strength  of  the 
aviation industry, customer credit issues or general economic conditions. 

Inventories.  The Company’s inventories are valued at the lower of cost or market. Provisions for excess and obsolete 
inventories  are  based  on  assessment  of  the  marketability  of  slow-moving  and  obsolete  inventories.    Historical  parts 
usage, current period sales, estimated future demand and anticipated transactions between willing buyers and sellers 
provide  the  basis  for  estimates.    Estimates  are  subject  to  volatility  and  can  be  affected  by  reduced  equipment 
utilization,  existing  supplies  of  used  inventory  available  for  sale,  the  retirement  of  aircraft  or  ground  equipment, 
changes in the financial strength of the aviation industry, and market developments impacting both legacy and next-
generation products and services of our printing equipment and maintenance segment. 

Warranty Reserves.  The Company warranties its ground equipment products for up to a three-year period from date of 
sale.    Product  warranty  reserves  are  recorded  at  time  of  sale  based  on  the  historical  average  warranty  cost  and  are 
adjusted  as  actual  warranty  cost  becomes  known.  Delphax  warranties  its  equipment  for  a  period  of  90  days 
commencing with  installation,  except  in  the  European  Union, where  it is  generally  one  year  from  product  shipment 
date.  Similarly,  Delphax  warranties  spare  parts  and  supplies  for  a  period  of  90  days  from  shipment  date.  These 
warranty  reserves  are  reviewed  quarterly  and  adjustments  are  made  based  on  actual  claims  experience  in  order  to 
properly estimate the amounts necessary to settle future and existing claims. 

Income  Taxes.    Income  taxes  have  been  provided  using  the  asset  and  liability  method.  Deferred  tax  assets  and 
liabilities  are  recognized  for  the  future  tax  consequences  attributable  to  differences  between  the  financial  statement 
carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are 
measured using enacted tax laws and rates expected to apply to taxable income in the years in which those temporary 
differences  are  expected  to  be  recovered  or  settled.  The  effect  of  a  change  in  tax  rates  on  deferred  tax  assets  and 
liabilities is recognized in income in the period that includes the enactment date. 

Revenue Recognition. Cargo revenue  is recognized upon completion of contract terms. Revenues from  maintenance 
and  ground  support  services  and  services  within  our  printing  equipment  and  maintenance  segment  are  recognized 
when the service has been performed. Revenue from product sales is recognized when contract terms are completed 
and ownership has passed to the customer. 

Business  Combinations.  The  Company  accounts  for  business  combinations  in  accordance  with  FASB  Codification 
Section 805 (“ASC 805”) Business Combinations. Consistent with ASC 805, the Company accounts for each business 

22 

 
 
 
combination by applying the acquisition method. Under the acquisition method, the Company records the identifiable 
assets acquired and liabilities assumed at their respective fair values on the acquisition date. Goodwill is recognized 
for the excess of the estimated fair value of the acquiree’s equity over the identifiable net assets acquired. For business 
combinations where non-controlling interests remain after the acquisition, assets (including goodwill) and liabilities of 
the acquired business are recorded at the full fair value and the portion of the acquisition date fair value attributable to 
non-controlling interests is recorded as a separate line item within the equity section of the Company’s consolidated 
balance sheet.  

The acquisition method permits the Company a period of time after the acquisition date during which the Company 
may  adjust  the  provisional  amounts  recognized  in  a  business  combination.  This  period  of  time  is  referred  to  as  the 
“measurement period”.  The measurement period provides an acquirer with a reasonable time to obtain the information 
necessary to identify and measure the assets acquired and liabilities assumed. If the initial accounting for a business 
combination is incomplete by the end of the reporting period in which the combination occurs, the Company reports in 
its consolidated financial statements provisional amounts for the items for which the accounting is incomplete. Under 
accounting  standards  in  effect  as  of  the  Company’s  acquisition  of  interests  in  Delphax,  the  Company  had  two 
alternatives available to account for subsequent adjustments to the provisional amounts recognized at the acquisition 
date to reflect new information obtained about facts and circumstances that existed as of the acquisition date that, if 
known, would have affected the measurement of the amounts recognized as of that date. Under the first method, which 
will  no  longer  be  an  available  option  beginning  with  the  Company’s  first  fiscal  2017  quarter,  the  Company  would 
retrospectively adjust the provisional amounts recognized at the acquisition date to reflect new information obtained. 
Under  the  second  method,  which  will  be  the  only  allowed  method  beginning  with  the  Company’s  first  fiscal  2017 
quarter,  the  Company  is  required  to  recognize  adjustments  to  the  provisional  amounts,  with  a  corresponding 
adjustment to goodwill, in the reporting period in which the adjustments to the provisional amounts are determined.  
Thus, the Company would adjust its consolidated financial statements as needed, including recognizing in its current-
period earnings the full effect of changes in depreciation, amortization, or other income effects, by line item, if any, as 
a result of the change to the provisional amounts calculated as if the accounting had been completed at the acquisition 
date. The Company has adopted the second of the two above-described methods. 

Income  statement  activity  of  an  acquired  business  is  reflected  within  the  Company’s  consolidated  statements  of 
income and comprehensive income commencing with the date of acquisition. Amounts for pre-acquisition periods are 
excluded. 

Acquisition-related costs are costs the Company incurs to effect a business combination. Those costs may include such 
items  as  finder’s  fees;  advisory,  legal,  accounting,  valuation,  and  other  professional  or  consulting  fees,  and  general 
administrative costs. The Company accounts for such acquisition-related costs as expenses in the period in which the 
costs are incurred and the services are received. 

Recent Accounting Pronouncements 

In  May  2014,  a  comprehensive  new  revenue  recognition  standard  was  issued  that  will  supersede  nearly  all  existing 
revenue  recognition  guidance.  The  new  guidance  introduces  a  five-step  model  in  which  an  entity  should  recognize 
revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration 
to  which  the  entity  expects  to  be  entitled  in  exchange  for  those  goods  or  services.  This  guidance  also  requires 
disclosures  sufficient  to  enable  users  to  understand  the  nature,  amount,  timing, and  uncertainty  of  revenue  and  cash 
flows  arising  from  contracts  with  customers,  including  qualitative  and  quantitative  disclosures  about  contracts  with 
customers, significant judgments and changes in judgments, and assets recognized from the costs to obtain or fulfill a 
contract. This guidance is effective for annual reporting periods beginning after December 15, 2017, including interim 
periods  within  that  reporting  period.  Management  is  currently  evaluating  the  new  guidance,  including  possible 
transition alternatives, to determine the impact it will have on the Company’s consolidated financial statements. 

In  February  2015,  a  standard  was  issued  that  amends  the  guidance  that  reporting  entities  apply  when  evaluating 
whether certain legal entities should be consolidated. The Company will be required to adopt the standard as of the 
first quarter of its fiscal year ending March 31, 2017. The Company is currently evaluating the impact of adoption on 
its consolidated financial statements.  

In April 2015, a standard was issued that amends existing guidance to require the presentation of debt issuance costs in 
the balance sheet as a deduction from the carrying amount of the related debt liability instead of a deferred charge. It is 

23 

 
 
  
  
effective  for  annual  reporting  periods  beginning  after  December  15,  2015,  but  early  adoption  is  permitted. The 
Company is evaluating the impact of adoption of the standard on its consolidated financial statements. 

In  July  2015,  a  standard  was  issued  that  amends  existing  guidance  to  simplify  the  measurement  of  inventory  by 
requiring certain inventory to be measured at the lower of cost or net realizable value. It is effective for fiscal years 
beginning  after  December  15,  2016  and  for  interim  periods  therein.  The  Company  is  evaluating  the  impact  of  the 
adoption of the standard on its consolidated financial statements. 

In  September  2015,  a  standard  was  issued  that  simplifies  the  accounting  for  measurement  period  adjustments 
associated with a business combination by eliminating the requirement to restate prior period financial statements for 
measurement  period  adjustments  when  measurements  were  incomplete  as  of  the  end  of  the  reporting  period  that 
includes  the  business  combination.  The  new  guidance  requires  that  the  cumulative  impact  of  a  measurement  period 
adjustment  (including  the  impact  on prior periods) be recognized  in  the  reporting  period  in which  the  adjustment  is 
identified. It is effective for interim and annual periods beginning after December 15, 2015. The Company will adopt 
this new standard beginning with the first quarter of fiscal 2017. 

In  January  2016,  the  Financial  Accounting  Standard  Board  (FASB)  published  Accounting  Standards  Update  (ASU) 
2016-01 Financial Instruments Overall: Recognition and Measurement of Financial Assets and Financial Liabilities 
that  amends  the  guidance  on  the  classification  and  measurement  of  financial  instruments.  ASU  2016-01  becomes 
effective  for  public  business  entities  in  fiscal  years  beginning  after  December  15,  2017,  including  interim  periods 
therein. ASU 2016-01 removes equity securities from the scope of Accounting Standards Codification (ASC) Topic 
320  and  creates  ASC  Topic  321,  Investments  –  Equity  Securities.  Under  the  new  Topic,  all  equity  securities  with 
readily determinable fair values are measured at fair value on the statement of financial position, with changes in fair 
value  recorded  through  earnings.  The  update  eliminates  the  option  to  record  changes  in  the  fair  value  of  equity 
securities through other comprehensive income. The Company is evaluating the impact of the adoption of the standard 
on its consolidated financial statements. 

In  February  2016,  the  FASB  issued  ASU  No.  2016-02,  Leases.  The  new  standard  establishes  a  right-of-use  (ROU) 
model that requires a lessee to record a ROU asset and a lease liability on the balance sheet for all leases with terms 
longer than 12 months. Leases will be classified as either finance or operating, with classification affecting the pattern 
of expense recognition. Similarly, lessors will be required to classify leases as either sales-type, finance or operating, 
with classification affecting the pattern of income recognition. Classification for both lessees and lessors will be based 
on  an  assessment  of whether  risks  and rewards  as well  as  substantive  control  have been  transferred through  a  lease 
contract. The new standard is effective for fiscal years beginning after December 15, 2018, including interim periods 
within those fiscal years, with early adoption permitted. A modified retrospective transition approach is required for 
leases  existing  at,  or  entered  into  after,  the  beginning  of  the  earliest  comparative  period  presented  in  the  financial 
statements, with certain practical expedients available. The Company is evaluating the impact of the adoption of the 
standard on its consolidated financial statements. 

Forward Looking Statements 

Certain statements in this Report, including those contained in “Overview,” are “forward-looking” statements within 
the  meaning  of  the  Private  Securities  Litigation  Reform  Act  of  1995  with  respect  to  the  Company’s  financial 
condition,  results  of  operations,  plans,  objectives,  future  performance  and  business.    Forward-looking  statements 
include  those  preceded  by,  followed  by  or  that  include  the  words  “believes”,  “pending”,  “future”,  “expects,” 
“anticipates,”  “estimates,”  “depends”  or  similar  expressions.    These  forward-looking  statements  involve  risks  and 
uncertainties.  Actual  results  may  differ  materially  from  those  contemplated  by  such  forward-looking  statements, 
because of, among other things, potential risks and uncertainties, such as: 

(cid:120)  Economic conditions in the Company’s markets; 
(cid:120)  The  risk  that  contracts  with  FedEx  could  be  terminated  or  adversely  modified  in  connection  with  any 

renewal; 

(cid:120)  The risk that the number of aircraft operated for FedEx will be further reduced; 
(cid:120)  The risk that the United States Air Force will continue to defer significant orders for deicing equipment 

under its contracts with GGS; 

(cid:120)  The  risk  that  Delphax’s  future  operating  performance  will  result  in  Air  T,  Inc.  being  unable  to  fully 

recover its investments in Delphax; 

24 

 
 
  
  
  
 
(cid:120)  The risk that Delphax will not maintain access to sources of liquidity adequate to fund its operations and 

permit it to pay its debts as they come due; 

(cid:120)  The impact of any terrorist activities on United States soil or abroad; 
(cid:120)  The  Company’s  ability  to  manage  its  cost  structure  for  operating  expenses,  or  unanticipated  capital 
requirements, and match them to shifting customer service requirements and production volume levels; 
(cid:120)  The risk of injury or other damage arising from accidents involving the Company’s overnight air cargo 

operations, equipment sold by GGS or services provided by GAS; 

(cid:120)  Market acceptance of the Company’s new commercial and military equipment and services; 
(cid:120)  Competition from other providers of similar equipment and services; 
(cid:120)  Changes in government regulation and technology; 
(cid:120)  Changes in the value of marketable securities held as investments; and 
(cid:120)  Mild winter weather conditions reducing the demand for deicing equipment. 

A forward-looking statement is neither a prediction nor a guarantee of future events or circumstances, and those future 
events  or  circumstances  may  not  occur.    We  are  under  no  obligation,  and  we  expressly  disclaim  any  obligation,  to 
update or alter any forward-looking statements, whether as a result of new information, future events or otherwise. 

25 

 
 
 
Item 8.  Financial Statements and Supplementary Data. 

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the Board of Directors and Stockholders 
Air T, Inc. and Subsidiaries 
Maiden, North Carolina 

We have audited the accompanying consolidated balance sheets of Air T, Inc. and subsidiaries (the “Company”) as of 
March 31, 2016 and 2015, and the related consolidated statements of income, comprehensive income, stockholders’ 
equity  and  cash  flows  for  the  years  then  ended.  The  Company’s  management  is  responsible  for  these  consolidated 
financial statements. Our responsibility is to express an opinion on these consolidated financial statements based on 
our audits. 

We  conducted  our  audits  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board 
(United  States).    Those  standards  require  that  we  plan  and  perform  the  audit  to  obtain  reasonable  assurance  about 
whether  the  consolidated  financial  statements  are  free of material  misstatement.    The  Company  was  not  required  to 
have, nor were we engaged to perform an audit of the Company’s internal control over financial reporting.  Our audits 
included  consideration  of  internal  control  over  financial  reporting  as  a  basis  for  designing  audit  procedures  that  are 
appropriate  in  the  circumstances,  but  not  for  the  purpose  of  expressing  an  opinion  on  the  effectiveness  of  the 
Company’s internal control over financial reporting.  Accordingly, we express no such opinion.  An audit also includes 
examining, on a test basis, evidence supporting the amounts and disclosures in the consolidated financial statements, 
assessing  the  accounting  principles  used  and  significant  estimates  made  by  management,  as  well  as  evaluating  the 
overall financial statement presentation.  We believe that our audits provide a reasonable basis for our opinion. 

In  our  opinion,  the  consolidated  financial  statements  referred  to  above  present  fairly,  in  all  material  respects,  the 
consolidated financial position of Air T, Inc. and subsidiaries as of March 31, 2016 and 2015, and the consolidated 
results  of  their  operations  and  their  cash  flows  for  the  years  then  ended,  in  conformity  U.S.  generally  accepted 
accounting principles. 

/s/ Dixon Hughes Goodman LLP 

Charlotte, North Carolina 
June 29, 2016 

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
AIR T, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF INCOME    

Operating Revenues:

Overnight air cargo
Ground equipment sales
Ground support services
Printing equipment and maintenance
Leasing

Operating Expenses:
Flight-air cargo
Maintenance-air cargo
Ground equipment sales
Ground support services
Printing equipment and maintenance
Research and development
General and administrative
Depreciation, amortization and impairment
Gain on sale of property and equipment

Operating Income 

Non-operating Income:

Gain on sale of marketable securities
Foreign currency gain, net
Other investment income (loss), net
Interest expense and other

Income Before Income Taxes

Income Taxes

Net Income

Year Ended March 31,

2016

2015

$         

68,226,891
51,175,818
24,834,616
3,954,797
19,816
148,211,938

35,990,031
23,597,111
38,060,345
20,752,753
3,611,024
777,942
18,139,830
1,257,207
(5,968)
142,180,275

6,031,663

49,720
79,654
73,115
(80,743)
121,746

6,153,409

2,395,452

$        

49,864,547
41,770,395
20,546,216

-
-

112,181,158

22,219,794
22,889,035
31,949,363
17,495,471

-
-

14,222,996
856,911
(869,116)
108,764,455

3,416,703

8,487
-
(10,265)
-
(1,778)

3,414,926

931,000

3,757,957

2,483,926

Net Loss Attributable to Non-controlling

Interests

1,185,108

-

Net Income Attributable to Air T, Inc. Stockholders

$           

4,943,065

$           

2,483,926

Earnings Per Share:

Basic

Diluted

Weighted Average Shares Outstanding:

Basic
Diluted

See notes to consolidated financial statements.

$                    

2.08

$                     

1.05

$                    

2.06

$                     

1.04

2,372,527
2,396,824

2,359,610
2,379,928

27 

 
 
           
           
           
           
             
                         
                   
                         
         
        
           
           
           
           
           
           
           
           
             
                         
                 
                         
           
           
             
                
                    
               
         
        
             
             
                   
                     
                   
                         
                   
                 
                 
                         
                 
                   
             
             
             
                
             
             
             
                         
             
             
             
             
 
 
28 

 
 
 
 
29 

 
 
 
AIR T, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF CASH FLOWS 

Year Ended March 31,

2016

2015

$      

3,757,957

$       

2,483,926

CASH FLOWS FROM OPERATING ACTIVITIES:

Net income

Adjustments to reconcile net income to net
  cash provided by operating activities:

Gain on sale of marketable securities
Gain on sale of property and equipment
Change in accounts receivable and inventory reserves
Depreciation, amortization and impairment
Change in cash surrender value of life insurance
Deferred income taxes
Warranty reserve
Compensation expense related to stock options
Change in operating assets and liabilities:
  Accounts receivable
  Notes receivable and other non-trade receivables
  Inventories
  Prepaid expenses and other assets
  Accounts payable
  Accrued expenses
  Income taxes payable/ receivable
  Non-current liabilities
Total adjustments  

 Net cash provided by operating activities

CASH FLOWS FROM INVESTING ACTIVITIES:

Purchases of marketable securities
Proceeds from sale of marketable securities
Net cash flow from business combination
Proceeds from sale of property and equipment
Capital expenditures
Decrease in restricted cash
 Net cash used in investing activities

CASH FLOWS FROM FINANCING ACTIVITIES:

(49,720)
(5,968)
(462,439)
1,257,207
(109,386)
90,484
140,768
29,333

(1,530,289)
119,889
(877,993)
(422,547)
605,940
1,217,786
(524,900)
(21,605)
(543,440)
3,214,517

(4,481,030)
226,759
78,000
(1,246,071)
200,634
(44,298)
(5,266,006)

(8,487)
(869,116)
(370,756)
856,911
(103,060)
(372,000)
169,683
8,958

640,944
871,882
3,760,133
147,659
(1,710,347)
767,231
566,000

-

4,355,635
6,839,561

(4,527,784)
515,045

-

3,358,660
(799,666)
(526,352)
(1,980,097)

6,330,888
(1,330,888)

-
-
-

(130,335)
150,750
5,020,415

Proceeds from line of credit
Payment on line of credit
Proceeds from line of credit - Delphax
Payment of debt - Delphax
Proceeds from funding of lease
Repurchase of stock options
Proceeds from exercise of stock options, net of excess tax benefit
 Net cash (used in) provided by used in financing activities

14,296,108
(19,302,273)
1,832,600
(2,827,609)
7,428
-
-

(5,993,746)

Effect of foreign currency exchange rates on cash and cash equivalen

1,923

-

NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR
CASH AND CASH EQUIVALENTS AT END OF YEAR

(8,043,312)
13,388,767
5,345,455

$      

9,879,879
3,508,888
13,388,767

$     

SUPPLEMENTAL SCHEDULE OF NON-CASH INVESTING ACTIVITIES:
Finished goods inventory transferred to equipment leased to customers

$       

1,288,474

$       

1,132,115

SUPPLEMENTAL DISCLOSURE OF INVESTING ACTIVITIES:

Non-controlling interests in acquired business 

$      

1,712,935

$                  

-

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:

Cash paid during the year for:

Interest
Income taxes

$            

47,052
2,827,000

$             

19,000
737,000

See notes to consolidated financial statements.

30 

 
 
 
           
               
             
          
         
          
       
            
         
          
            
          
          
            
            
                
     
            
          
            
         
         
         
            
          
        
       
            
         
            
           
                    
         
         
         
         
       
        
            
             
              
                     
       
         
            
           
             
           
       
        
       
         
     
        
         
                     
       
                     
                 
                     
                     
           
                     
             
       
         
                 
                     
       
         
       
         
         
             
 
 
 
 
AIR T, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF EQUITY 

Common Stock

Additional

Paid-In

Air T, Inc. Stockholders' Equity

Accumulated

Other

Retained

Comprehensive Non-controlling

Shares
2,355,027

Amount
588,756

$   

Capital
4,855,093

$ 

Earnings
21,923,988

$    

Income (Loss)
$         
(7,780)

interests
$               
-

Balance, March 31, 2014

Net income 

Unrealized loss from marketable 

securities, net of tax

-

-

-

-

-

-

Exercise of stock options

17,500

4,375

146,375

Compensation expense related to
    stock options

Tax effect from exercise, forfeiture
    and repurchase of stock options

Repurchase of stock options

-

-

-

-

-

-

8,958

49,000

(130,335)

2,483,926

-

-

-

-

-

-

(127,133)

-

-

-

-

-

-

-

-

-

-

Total

Equity

$    

27,360,057

2,483,926

(127,133)

150,750

8,958

49,000

(130,335)

Balance, March 31, 2015

2,372,527

$   

593,131

$ 

4,929,090

$    

24,407,915

$    

(134,913)

$                   
-

$    

29,795,223

Common Stock

Additional

Paid-In

Air T, Inc. Stockholders' Equity

Accumulated

Other

Retained

Comprehensive Non-controlling

Balance, March 31, 2015

Shares
2,372,527

Amount
593,131

$   

Capital
4,929,090

$ 

Earnings
24,407,915

$    

Income (Loss)
$    
(134,913)

interests
$               
-

Total

Equity

$    

29,795,223

Initial consolidation of Delphax 

Net income (loss)

Unrealized gain from marketable 

securities, net of tax

Foreign currency translation loss

Funding on residual sharing 

agreements

Compensation expense related to
    stock options

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

7,428

11,147

-

4,943,065

-

-

1,712,935

1,712,935

(1,185,108)

3,757,957

-

-

-

-

46,657

-

46,657

(29,642)

(48,362)

(78,004)

-

-

-

7,428

18,187

29,334

Balance, March 31, 2016

2,372,527

$   

593,131

$ 

4,947,665

$    

29,350,980

$    

(117,898)

$      

497,652

$    

35,271,530

See notes to consolidated financial statements.

31 

 
 
 
   
               
              
               
         
                 
                 
         
               
              
               
                     
       
                 
          
         
          
      
                     
                 
                 
            
               
              
           
                     
                 
                 
                
               
              
        
                     
                 
                 
              
               
              
     
                     
                 
                 
          
   
   
               
              
               
                     
                 
     
         
               
              
               
         
                 
    
         
               
              
               
                     
          
                 
              
               
              
               
                     
         
         
             
               
              
           
                     
                 
                 
                
               
              
        
                     
                 
           
              
   
 
 
 
 
 
 
 
AIR T, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED MARCH 31, 2016 AND 2015 

Air T, Inc. (the “Company,” “Air T,” “we” or “us”) is a decentralized holding company with ownership interests in a 
broad  set  of  operating  and  financial  assets  that  are  designed  to  expand,  strengthen  and  diversify  our  cash  earnings 
power.  Our goal is to build on Air T’s core businesses, to expand into adjacent industries, and when appropriate, to 
acquire companies that we believe fit into the Air T family.   

We currently operate wholly owned subsidiaries in three core industry segments: 

• 

• 

• 

overnight  air  cargo,  comprised  of  our  Mountain  Air  Cargo,  Inc.  (“MAC”)  and  CSA  Air,  Inc.  (“CSA”) 
subsidiaries, which operates in the air express delivery services industry; 

ground  equipment  sales,  comprised  of  our  Global  Ground  Support,  LLC  (“GGS”)  subsidiary,  which 
manufactures  and  provides  mobile  deicers  and  other  specialized  equipment  products  to  passenger  and 
cargo airlines, airports, the military and industrial customers; and 

ground  support  services,  comprised  of  our  Global  Aviation  Services,  LLC  (“GAS”)  subsidiary,  which 
provides ground support equipment maintenance and facilities maintenance services to domestic airlines 
and aviation service providers. 

We  recently  added  two  other  businesses,  which  are  reported  in  separate  segments.    In  October  2015,  we  formed  a 
wholly  owned  equipment  leasing  subsidiary,  Air  T  Global  Leasing,  LLC  (“ATGL”),  which  comprises  our  leasing 
segment, and in November 2015 we acquired a minority interest in Delphax Technologies Inc.(“Delphax”), a printing 
equipment  manufacturer  and  maintenance  provider,  which  comprises  our  printing  equipment  and  maintenance 
segment.   

In  March  2014,  the  Company  formed  a  wholly-owned  subsidiary,  Space  Age  Insurance  Company  (“SAIC”),  as  a 
single  parent  hybrid  captive  insurance  company  to  insure  risks  of  the  Company  and  its  subsidiaries  that  were  not 
previously  insured  by  the  various  Company  insurance  programs.    SAIC  also  underwrites  third-party  risks  through 
certain  reinsurance  arrangements.    The  activities  of  SAIC  are  included  within  the  corporate  results  in  the 
accompanying consolidated financial statements. 

1. 

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

Principles of Consolidation – The consolidated financial statements include the accounts of the Company, its 
wholly-owned subsidiaries and Delphax.  All intercompany transactions and balances have been eliminated in 
consolidation.  

Reclassifications  -  Certain  prior  period  amounts  have  been  reclassified  to  conform  with  the  current  period 
presentation. Such reclassifications had no impact on previously reported levels of consolidated net income or 
equity. 

Accounting Estimates – The preparation of consolidated financial statements in conformity with accounting 
principles  generally  accepted  in  the  United  States  of  America  requires  management  to  make  estimates  and 
assumptions that affect the amounts reported and disclosed.  Actual results could differ from those estimates.   

Concentration of Credit Risk – The Company’s potential exposure to concentrations of credit risk consists of 
trade accounts and notes receivable, and bank deposits.  Accounts receivable are normally due within 30 days 
and the Company performs periodic credit evaluations of its customers’ financial condition.  Notes receivable 
payments  are  normally  due  monthly.  The  required  allowance  for  doubtful  accounts  is  determined  using 
information such as customer credit history, industry information, credit reports, customer financial condition 
and the collectability of past-due outstanding accounts receivables.  The estimates can be affected by changes 
in the financial strength of the aviation industry, customer credit issues or general economic conditions. 

At various times throughout the year, the Company had deposits with banks in excess of amounts covered by 
federal depository insurance and investments in corporate notes that are not covered by insurance. 

A  majority  of  the  Company’s  revenues  are  concentrated  in  the  aviation  industry  and  revenues  can  be 
materially affected by current economic conditions and the price of certain supplies such as fuel, the cost of 

32 

 
 
which is passed through to the Company’s cargo customer.  The Company has a customer concentration in its 
overnight  air  cargo  segment  which  provides  service  to  one  major  customer.    The  loss  of  a  major  customer 
would have a material impact on the Company’s results of operations.  See Note 16 “Major Customers”. 

Cash and Cash Equivalents – Cash equivalents consist of liquid investments with maturities of three months 
or less when purchased.   

Foreign exchange - Delphax, which is headquartered in the United States, has subsidiaries in Canada, France, 
and  the United  Kingdom.  The  functional  currency of  the  Delphax’s  Canadian  subsidiary  is  the  U.S.  dollar, 
whereas the functional currency of Delphax’s subsidiaries in France and the United Kingdom is the Euro and 
Pound  Sterling,  respectively.  The  balance  sheets  of  foreign  operations  with  a  functional  currency  of  other 
than the U.S. dollar are translated to U.S. dollars using rates of exchange as of the applicable balance sheet 
date. The statements of income items of foreign operations are translated to U.S. dollar using average rates of 
exchange for the applicable period. The gains and losses resulting from translation of the financial statements 
of Delphax’s foreign operations are recorded within the accumulated other comprehensive income (loss) and 
non-controlling interests categories of the Company’s consolidated equity. 

Goodwill  -  Goodwill  of  approximately  $375,000  was  provisionally  recorded  in  connection  with  the 
acquisition  of  interests  in  Delphax  (Note  8).  Goodwill  reflects  the  excess  of  the  estimated  fair  value  of 
Delphax’s  shareholders’  equity  at  the  date  of  the  Company’s  investment  over  the  fair  values  assigned  to 
Delphax’s  identifiable  net  assets  as  of  the  same  date.  Goodwill  is  not  amortized;  rather,  it  is  subject  to  a 
periodic assessment for impairment.  

The Company intends to perform its annual impairment test of Delphax’s goodwill as of September 30, which 
is the end of Delphax’s fiscal year. An impairment test will also be carried out anytime events or changes in 
circumstances  indicate  that  goodwill  might  be  impaired.  Goodwill  is  tested  for  impairment  at  a  level  of 
reporting referred to as a reporting unit. The Company has determined that the reporting unit for all goodwill 
as of March 31, 2016 is at the consolidated Delphax level. The applicable accounting standards provide for 
two methods to assess goodwill for possible impairment, one qualitative and the other a two-step quantitative 
method.  

The Company is permitted to first assess qualitative factors to determine whether it is more likely than not 
(this is, a likelihood of more than 50 percent) that the fair value of a reporting unit is less than its carrying 
value, including goodwill. In qualitatively evaluating whether it is more likely than not that the fair value of a 
reporting unit is less than its carrying amount, the Company assesses relevant events and circumstances such 
as  macroeconomic  conditions,  industry  and  market  developments,  cost  factors,  and  the  overall  financial 
performance of the reporting unit. If, after assessing these events and circumstances, it is determined that it is 
not more likely than not that the fair value of a reporting unit is less than its carrying amount, then the first 
and  second  steps  of  the  quantitative  goodwill  impairment  test  are  unnecessary.  In  the  first  step  of  the 
quantitative method, recoverability of goodwill is evaluated by estimating the fair value of the reporting unit’s 
goodwill using multiple techniques, including a discounted cash flow model income approach and a market 
approach.  The  estimated  fair  value  is  then  compared  to  the  carrying  value  of  the  reporting  unit.  If  the  fair 
value of a reporting unit is less than its carrying value, a second step is performed to determine the amount of 
impairment loss, if any. The second step requires allocation of the reporting unit’s fair value to all of its assets 
and  liabilities  using  the  acquisition  method  prescribed  under  authoritative  guidance  for  business 
combinations.  Any  residual  fair  value  is  allocated  to  goodwill.  Impairment  losses,  limited  to  the  carrying 
value of goodwill, represent the excess of the carrying amount of goodwill over its implied fair value.  

Considering all relevant factors, the Company identified a potential goodwill impairment during the quarter 
ended  March  31,  2016.  After  review,  the  Company  estimated  and  recorded  an  impairment  charge  in  the 
amount of $100,000. 

Intangible Assets - Amortizable intangible assets consist of acquired patents and tradenames recorded at fair 
value in connection with the acquisition of interests in Delphax (Note 8).  Amortization is recorded using the 
straight-line  method  over  the  estimated  useful  lives  of  the  assets.  In  accordance  with  the  applicable 
accounting  guidance,  the  Company  evaluates  the  recoverability  of  amortizable  intangible  assets  whenever 
events  occur  that  indicate  potential  impairment.  In  doing  so,  the  Company  assesses  whether  the  carrying 
amount of the asset is unrecoverable by estimating the sum of the future cash flows expected to result from 

33 

 
 
the  asset,  undiscounted  and  without  interest  charges.  If  the  carrying  amount  is  more  than  the  recoverable 
amount, an impairment charge must be recognized based on the estimated fair value of the asset. Considering 
all  relevant  factors,  the  Company  estimated  and recorded a  tradename  impairment  charge  in  the  amount of 
$50,000 in the quarter ended March 31, 2016. The estimated amortizable lives of the intangible assets are as 
follows: 

Tradenames
Patents

Years
5
9

Marketable Securities – In accordance with Accounting Standards Codification (“ASC”) 320, Investments – 
Debt and  Equity  Securities,  and based on our  intentions  regarding  these  instruments, we  classify  all  of our 
marketable equity securities as available-for-sale.  Marketable equity securities are reported at fair value, with 
all unrealized gains (losses) reflected net of tax in stockholders’ equity on our consolidated balance sheets, 
and  as  a  line  item  in  our  consolidated  statements  of  comprehensive  income.    If  we  determine  that  an 
investment  has  other  than  a  temporary  decline  in  fair  value,  we  recognize  the  investment  loss  in  non-
operating income, net in the accompanying consolidated statements of comprehensive income.  We regularly 
evaluate our investments for impairment using both quantitative and qualitative criteria.  For equity securities 
we  consider  the  length  of  time  and  magnitude  of  the  amount  of  each  security  that  is  in  an  unrealized  loss 
position.  Other than our investment in Insignia Systems, Inc., all of our marketable securities investments are 
classified as current based on the nature of the investments and their availability for use in current operations.  

Inventories  –  Inventories  related  to  the  Company’s  manufacturing  and  service  operations  are  carried  at  the 
lower of cost (first in, first out) or market.  When finished goods units are leased to customers under operating 
leases,  the units  are  transferred  to  Property  and Equipment.    Consistent  with  aviation industry  practice,  the 
Company includes expendable aircraft parts and supplies in current assets, although a certain portion of these 
inventories may not be used or sold within one year. 

Property and Equipment – Property and equipment is stated at cost or, in the case of equipment under capital 
leases, the present value of future lease payments.  Rotable parts represent aircraft parts which are repairable, 
capitalized and depreciated over their estimated useful lives.  Depreciation and amortization are provided on a 
straight-line basis over the asset’s useful life. Leased equipment is depreciated using the accelerated method. 
Useful lives range from three years for computer equipment, seven years for flight equipment and ten years 
for deicers and other equipment leased to customers. 

The Company assesses long-lived assets used in operations for impairment when events and circumstances 
indicate the assets may be impaired and the undiscounted cash flows estimated to be generated by those assets 
are less than their carrying amount.  In the event it is determined that the carrying values of long-lived assets 
are in excess of the estimated undiscounted cash flows from those assets, the Company then will write-down 
the value of the assets by such excess.  

Asset Retirement Obligation - Under the terms of a lease for a manufacturing facility in Canada, Delphax is 
responsible  for  restoring  the  leased  property  to  its  original  condition,  normal  wear  and  tear  excepted.  The 
Company’s  provisional  accounting  for  the  acquisition  of  Delphax  reflects  an  estimated  asset  retirement 
obligation  (“ARO”)  liability  for  this  matter  of  approximately  $560,000.  The  ARO  liability  was  determined 
using  the  present  value  of  the  estimated  facility  restoration  costs.  Determination  of  this  estimated  liability 
involves  significant  judgment.  The  liability  is  reflected  on  the  accompanying  March  31,  2016  consolidated 
balance sheet within other long-term liabilities. The liability will be periodically adjusted to reflect revisions 
to estimated future costs and the accretion of interest. The liability as reflected in the Company’s consolidated 
balance  sheet  will  also  change  with  movement  in  the  U.S.  dollar  to  Canadian  dollar  exchange  rate.  The 
balance  at  March  31,  2016  was  left  unchanged  compared  to  the  amount  estimated  for  purchase  accounting 
because there was no change of estimate between November 24, 2015 and March 31, 2016 and because the 
impact of interest accretion and exchange rate movement was deemed inconsequential. 

Restricted  Cash  —  Restricted  cash  consists  of  cash  held  by  SAIC  as  statutory  capital  reserves  and  cash 
collateral securing SAIC’s participation in certain reinsurance pools. 

Revenue  Recognition  –  Cargo  revenue  is  recognized  upon  completion  of  contract  terms.  Revenues  from 
maintenance  and  ground  support  services  and  services  within  our  printing  equipment  and  maintenance 

34 

 
 
 
segment  are  recognized  when  the  service  has  been  performed.  Revenue  from  product  sales  is  recognized 
when contract terms are completed and ownership has passed to the customer. 

Operating Expenses Reimbursed by Customer – The Company, under the terms of its overnight air cargo dry-
lease  service  contracts,  passes  through  to  its  air  cargo  customer  certain  cost  components  of  its  operations 
without  markup.    The  cost  of  flight  crews,  fuel,  landing  fees,  outside  maintenance,  parts  and  certain  other 
direct operating costs are included in operating expenses and billed to the customer, at cost, and included in 
overnight  air  cargo  revenue  on  the  accompanying  statements  of  income.    These  pass  through  costs  totaled 
$24,632,000 and $32,672,000 for the years ended March 31, 2016 and 2015, respectively. 

Stock Based Compensation – The Company maintains a stock option plan for the benefit of certain eligible 
employees and directors of the Company. The Company recognizes compensation expense on stock options 
based on their fair values over the requisite service period. The compensation cost we record for these awards 
is based on their fair value on the date of grant. The Company uses the Black Scholes option-pricing model as 
its  method  for  valuing  stock  options.  The  key  assumptions  for  this  valuation  method  include  the  expected 
term of the option, stock price volatility, risk-free interest rate and dividend yield. Many of these assumptions 
are judgmental and highly sensitive in the determination of compensation expense.  

Warranty Reserves – The Company warranties its ground equipment products for up to a three-year period 
from  date  of  sale.    The  Company’s  printing  equipment  and  maintenance  segment  provides  a  limited  short-
term  (typically  90  days)  warranty  on  equipment  and  spare  parts.  Product  warranty  reserves  are  recorded  at 
time of sale based on the historical average warranty cost and are adjusted as actual warranty cost becomes 
known. 

Product warranty reserve activity is as follows: 

Year Ended March 31,

Beginning Balance

Amounts charged to expense
Actual warranty costs paid
Delphax acquisition

Ending Balance

2016
$                   

2015

$                

231,803
140,768
(166,916)
60,800
266,455

242,000
169,683
(179,880)
-
231,803

$                   

$                

Income Taxes – Income taxes have been provided using the asset and liability method.  Deferred tax assets 
and liabilities are recognized for the future tax consequences attributable to differences between the financial 
statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets 
and liabilities are measured using enacted tax laws and rates expected to apply to taxable income in the years 
in which those temporary differences are expected to be recovered or settled. The effect of a change in tax 
rates on deferred tax assets and liabilities is recognized in income in the period that includes the enactment 
date. 

Research  and  Development  Costs  –  All  research  and  development  costs  are  expensed  as  incurred.  The 
research  and  development  costs  for  the  period  November  24,  2015  through  March  31,  2016    amounted 
$778,000. There were no research and development costs for the fiscal year ended March 31, 2015. 

2. 

EARNINGS PER COMMON SHARE 

Basic  earnings  per  share  has  been  calculated  by  dividing  net  income  by  the  weighted  average  number  of 
common  shares  outstanding  during  each  period.    For  purposes  of  calculating  diluted  earnings  per  share, 
shares  issuable  under  stock  options  were  considered  potential  common  shares  and  were  included  in  the 
weighted  average  common  shares  unless  they  were  anti-dilutive.    For  the  year  ended  March  31,  2016  all 
options to acquire shares of Air T, Inc. common stock were included in computing earnings per share because 
their effects were dilutive.  The computation of earnings per common share is as follows: 

35 

 
 
 
 
                     
                  
                   
                 
                       
                               
 
 
 
 
 
Net earnings attributable to Air T, Inc.

Stockholders

Earnings Per Share:

Basic
Diluted

Weighted Average Shares Outstanding:

Basic
Diluted

3. 

MARKETABLE SECURITIES 

Year Ended March 31,
2016

2015

$    

4,943,065

$ 

2,483,926

$              
$              

2.08
2.06

$           
$           

1.05
1.04

2,372,527
2,396,824

2,359,610
2,379,928

Marketable  securities  at  March  31,  2016  consisted  of  investments  in  publicly  traded  companies  with  a  fair 
value of $9,656,000, an aggregate cost basis of $9,791,000, gross unrealized gains aggregating $422,000 and 
gross  unrealized  losses  aggregating  $557,000.  Marketable  securities  at  March  31,  2015  consisted  of 
investments with a fair market value of $5,279,000, an aggregate cost basis of $5,490,000, gross unrealized 
gains  aggregating  $0  and  gross  unrealized  losses  aggregating  $211,000.  Securities  that  had  been  in  a 
continuous unrealized loss position for less than 12 months as of March 31, 2016 had an aggregate fair value 
and  unrealized  loss  of  $5,903,000  and  $163,000,  respectively  ($4,168,000  and  $176,000,  respectively,  at 
March 31, 2015). Securities that had been in a continuous unrealized loss position for more than 12 months as 
of March 31, 2016 had an aggregate fair value and unrealized loss of $4,711,000 and $395,000, respectively 
($1,111,000  and  $35,000,  respectively,  at  March  31,  2015).  The  Company  realized  gains  of  $50,000  and 
$9,000 from the sale of securities during the years ended March 31, 2016 and March 31, 2015, respectively. 

4. 

INVENTORIES 

Inventories consisted of the following: 

Ground support service parts
Ground equipment manufacturing:

Raw materials
Work in process
Finished goods

Printing equipment and maintenance 

Raw materials
Work in process
Finished goods

Total inventories
Reserves

Year Ended March 31,

2016
1,566,694

$      

2015
938,072

$       

1,549,810
408,213
4,328,812

3,319,939
759,446
562,912
12,495,826
(221,722)

2,583,797
1,535,152
3,045,761

-
-
-

8,102,782
(313,133)

Total, net of reserves

$    

12,274,104

$    

7,789,650

5. 

PROPERTY AND EQUIPMENT 

Property and equipment consisted of the following: 

36 

 
 
       
    
       
    
 
 
 
 
 
        
      
           
      
        
      
        
                  
           
                  
           
                  
      
      
          
        
 
Furniture, fixtures and improvements
Equipment leased to customers

Less accumulated depreciation

March 31,

$        

2016
5,559,885
2,898,639
8,458,523
(3,880,750)

$    

2015
4,931,748
1,672,402
6,604,150
(4,032,650)

Property and equipment, net

$        

4,577,774

$    

2,571,499

6. 

INTANGIBLE ASSETS AND GOODWILL 

Intangible  assets  as  of  March  31,  2016  are  presented  in  the  table  below.  The  Company  had  no  intangible 
assets as of the end of the prior fiscal year.   

Amortization  expense  was  approximately  $51,000  for  the  period  November  24,  2015  through  March  31, 
2016. There is no amortization expense for the year ended March 31, 2015 as all intangibles were acquired 
through  the  Company’s  investment  in  Delphax  on  November  24,  2015.  The  Company’s  consolidated 
statement of income for the year ended March 31, 2016 reflects a tradename impairment charge in the amount 
of $50,000.  

Annual future amortization expense for these intangible assets is as follows: 

Year ending March 31, 
2017
2018
2019
2020
2021
Thereafter

$                  

135,111
135,111
135,111
135,111
126,695
441,973
1,109,112

$               

The Company provisionally recorded goodwill of approximately $375,000 in connection with its investment 
in  Delphax  (Note  8).    The  Company  estimated  a  subsequent  impairment  of  this  goodwill  in  the  amount  of 
$100,000 which has been reflected in the accompanying fiscal year 2016 consolidated financial statements. 

37 

 
 
          
      
          
      
         
     
 
 
 
 
 
 
 
                    
                    
                    
                    
                    
 
 
 
7. 

ACCRUED EXPENSES  

Accrued expenses consisted of the following: 

Salaries, wages and related items
Profit sharing
Health insurance
Warranty reserves
Other
Total

8. 

ACQUISITION OF INTERESTS IN DELPHAX  

March 31,

2016

2015

$       

$       

3,288,169
1,769,261
353,825
266,455
1,165,164
6,842,874

1,571,347
1,088,089
405,826
231,803
232,386
3,529,451

$       

$       

Pursuant  to  a  Securities  Purchase  Agreement  dated  as  of  October  2,  2015  (the  "Securities  Purchase 
Agreement")  among  the  Company,  Delphax  Technologies,  Inc.  and  its  subsidiary,  Delphax  Technologies 
Canada Limited ("Delphax Canada"), on November 24, 2015 (the "Closing Date"), the Company purchased 
(i) at face value a $2,500,000 principal amount Five-Year Senior Subordinated Promissory Note (the "Senior 
Subordinated Note") issued by Delphax Canada for a combination of cash and the surrender of outstanding 
principal  of  $500,000  and  accrued  and  unpaid  interest  thereunder,  and  cancellation  of,  a  90-Day  Senior 
Subordinated  Note  purchased  at  face  value  by  the  Company  from  Delphax  Canada  on  October  2,  2015 
pursuant  to  the  Securities  Purchase  Agreement  and  (ii)  for  $1,050,000  in  cash  a  total  of  43,000  shares  of 
Delphax's  Series  B  Preferred  Stock  (the  "Series  B  Preferred  Stock")  and  a  Stock  Purchase  Warrant  (the 
"Warrant") to acquire an additional 95,600 shares of Series B Preferred Stock at a price of $33.4728 per share 
(subject to adjustment for specified dilutive events). 

Principal under the Senior Subordinated Note is due on October 24, 2020 and bears interest at an annual rate 
of  8.5%.  Interest  is  to  be  paid  in  kind  until,  in  the  absence  of  specified  events,  November  24,  2017. 
Thereafter, interest is to be paid in cash. Interest in kind is to be paid monthly, while interest payable in cash 
is to be paid quarterly. The Senior Subordinated Note is guaranteed by Delphax and is secured by security 
interests  granted  by  Delphax  and  Delphax  Canada  in  their  respective  inventories,  equipment,  accounts 
receivable,  cash,  deposit  accounts,  contract  rights  and  other  specified  property,  as  well  as  a  pledge  by 
Delphax of the outstanding capital stock of its subsidiaries, including Delphax Canada. Pursuant to the terms 
of a subordination agreement (the "Subordination Agreement") entered into on October 2, 2015 by Delphax, 
Delphax Canada, the Company and the senior lender (the "Senior Lender") that provides a revolving credit 
facility  under  an  agreement  with  Delphax  and  Delphax  Canada  (the  "Senior  Credit  Agreement"),  the 
Company's  rights  with  respect  to  payment  under  and  enforcement  of  the  Senior  Subordinated  Note,  and 
enforcement  of  its  security  interests  are  subordinated  to  the  rights  of  the  Senior  Lender  under  the  Senior 
Credit Agreement. 

Each share of Series B Preferred Stock is convertible into 100 shares of common stock of Delphax, subject to 
anti-dilution  adjustments,  and  has  no  liquidation  preference  over  shares  of  common  stock  of  Delphax.  No 
dividends are required to be paid with respect to the shares of Series B Preferred Stock, except that ratable 
dividends (on an as-converted basis) are to be paid in the event that dividends are paid on the common stock 
of Delphax. Based on the number of shares of Delphax common stock outstanding and reserved for issuance 
under  Delphax's  employee  stock  option  plans  at  the  Closing  Date,  the  number  of  shares  of  common  stock 
underlying  the  Series  B  Preferred  Stock  purchased  by  the  Company  represent  approximately  38%  of  the 
shares of Delphax common stock that would be outstanding assuming conversion of Series B Preferred Stock 
held  by  the  Company  and  approximately  31%  of  the  outstanding  shares  of  common  stock  assuming 
conversion  of  the  Series  B  Preferred  Stock  and  the  issuance  of  all  the  shares  of  Delphax  common  stock 
reserved for issuance under Delphax's employee stock option plans. 

Pursuant to the terms of the Series B Preferred Stock, for so long as amounts are owed to the Company under 
the Senior Subordinated Note or the Company continues to hold a specified number of the Series B Preferred 

38 

 
 
 
         
          
             
             
             
             
         
             
 
 
 
 
 
  
  
Stock  and  interests  in  the  Warrant  sufficient  to  permit  it  to  acquire  up  to  50%  of  the  number  of  shares  of 
Series B Preferred Stock initially purchasable under the Warrant (or holds shares of Series B Preferred Stock 
acquired  in  connection with the  exercise  of  the Warrant  equal  to 50% of  the number of  shares  of  Series  B 
Preferred Stock initially purchasable under the Warrant), then 

(cid:404) holders of the Series B Preferred Stock, voting as a separate class, would be entitled to elect (and 
exercise  rights  of  removal  and  replacement)  with  respect  to  three-sevenths  of  the  board  of  directors  of 
Delphax, and after June 1, 2016 the holders of the Series B Preferred Stock, voting as a separate class, would 
be entitled to elect (and to exercise rights of removal and replacement of) with respect to four-sevenths of the 
members of the board of directors of Delphax; and 

(cid:404)  without  the  written  consent  or  waiver  of  the  Company,  Delphax  may  not  enter  into  specified 

corporate transactions. 

Pursuant to the provision described above, beginning on November 24, 2015, three designees of the Company 
were  elected  to  the  board  of  directors  of  Delphax,  which  had  a  total  of  seven  members  following  their 
election. 

The Warrant expires on November 24, 2021. The Warrant provides that, prior to any exercise of the Warrant, 
the  holder  of  the  Warrant  must  first  make  a  good  faith  written  tender  offer  to  existing  holders  of  Delphax 
common stock to purchase an aggregate amount of common stock equal to the number of shares of common 
stock issuable upon conversion of the Series B Preferred Stock that would be purchased upon such exercise of 
the Warrant. The Warrant requires that the per share purchase price to be offered in such tender offer would 
be equal to the then-current exercise price of the Warrant divided by the then-current conversion rate of the 
Series B Preferred Stock. To the extent that shares of common stock are purchased by the holder in the tender 
offer, the amount of shares of Series B Preferred Stock purchasable under the Warrant held by such holder is 
to be ratably reduced. The Warrant is to provide that it may be exercised for cash, by surrender of principal 
and  interest  under  the  Senior  Subordinated  Note  equal  to  0.95  times  the  aggregate  exercise  price  or  by 
surrender  of  a  portion  of  the  Warrant  having  a  value  equal  to  the  aggregate  exercise  price  based  on  the 
difference between the Warrant exercise price per share and an average market value, measured over a 20-
trading day period, of Delphax common stock that would be acquired upon conversion of one share of Series 
B Preferred Stock. 

As a result of the above transactions, the Company determined that it had obtained control over Delphax and 
it included Delphax in its consolidated financial statements beginning on November 24, 2015.  

The following table summarizes the provisional fair values of consolidated Delphax assets and liabilities as of 
the Closing Date: 

39 

 
 
  
  
  
  
  
  
  
 
 
 
ASSETS

Cash and cash equivalents
Accounts receivable
Inventories

Other current assets

Property and equipment
Intangible assets - trade name
Intangible assets - patents
Goodwill

Total assets

LIABILITIES 

Accounts payable
Accrued expenses
Income tax payable

Debt

Other long-term liabilities

Total liabilities 

November 24, 2015

 $                       586,061 
                       1,740,210 
                       3,972,802 

                           693,590 

                           722,714 
                           120,000 
                       1,090,000 
                           375,408 
$                    9,300,785 

$                    1,663,199 
                       1,949,522 
                            11,312 

                       3,313,317 

                           650,500 

$                    7,587,850 

Net Assets

$                    1,712,935 

The Company determined that it was reasonable to use the price which it paid for its minority equity interest 
as the basis for estimating the total fair value of Delphax’s equity as of November 24, 2015 acquisition date. 
The effect of the Company’s equity and debt investments of $1,050,000 and $2,500,000, respectively, are not 
reflected in the above table. As such, the amounts presented reflect the provisional fair values of Delphax’s 
assets and liabilities immediately prior to the Company’s investments. The net assets amount presented above 
is the estimated acquisition date fair value of the non-controlling interests in Delphax. 

Delphax’s debt immediately prior to the acquisition included approximately $508,000 due under the 90-Day 
Senior Subordinated Note.  

The  Company’s  initial  accounting  for  its  acquisition  of  interests  in  Delphax  is  currently  incomplete. 
Therefore,  as  permitted  by  the  applicable  accounting  guidance,  the  above  amounts  are  provisional. 
Determination  of  the  acquisition  date  fair  values  of  certain  of  Delphax  assets  and  liabilities,  particularly 
inventories  and  the  ARO  liability  (see  Note  1)  involves  significant  management  judgment  and  is  a  time-
intensive undertaking. The Company anticipates finalizing its accounting of this business combination in the 
first quarter of fiscal year 2017, but by no later than the end of the second fiscal 2017 quarter. 

Direct costs relating to the above transactions of $110,000 were expensed as incurred during the year ended 
March 31, 2016, and are included in the general and administrative expenses in the consolidated statements of 
income and comprehensive income. 

Pro forma financial information is not presented as the results are not material to the Company’s consolidated 
financial statements. 

40 

 
 
 
 
 
 
 
 
 
 
 
9. 

VARIABLE INTEREST ENTITIES 

A  variable  interest  entity  ("VIE")  is  an  entity  that  either  (i)  has  insufficient  equity  to  permit  the  entity  to 
finance its activities without additional subordinated financial support, or (ii) has equity investors who lack 
the characteristics of a controlling financial interest. Under ASC 810 - Consolidation, an entity that holds a 
variable interest in a VIE and meets certain requirements would be considered to be the primary beneficiary 
of  the  VIE  and  required  to  consolidate  the  VIE  in  its  consolidated  financial  statements.  In  order  to  be 
considered the primary beneficiary of a VIE, an entity must hold a variable interest in the VIE and have both: 

(cid:120) 

(cid:120) 

the  power  to  direct  the  activities  that  most  significantly  impact  the  economic  performance  of  the 
VIE; and 

the  right  to  receive  benefits  from,  or  the  obligation  to  absorb  losses  of,  the  VIE  that  could  be 
potentially significant to the VIE. 

As described in Note 8, the Company acquired Delphax Series B Preferred Stock, loaned funds to Delphax, 
and acquired the Warrant. In accordance with ASC 810, the Company evaluated whether Delphax was a VIE 
as  of  November  24,  2015.  Based  principally  on  the  fact  that  the  Company  granted  Delphax  subordinated 
financial support, the Company determined that Delphax was a VIE on that date. Therefore, it was necessary 
for the Company to assess whether it held any “variable interests”, as defined in ASC 810, in Delphax. The 
Company concluded that its investments in Delphax’s equity and debt, and its investment in the Warrant, each 
constituted a variable interest. Based on its determination that it held variable interests in a VIE, the Company 
was required to assess whether it was Delphax’s “primary beneficiary”, as defined in ASC 810. 

After  considering  all  relevant  facts  and  circumstances,  the  Company  concluded  that  it  became  the  primary 
beneficiary of Delphax on November 24, 2015. While various factors informed the Company’s determination, 
particular weight was given to the Company’s current representation on Delphax’s board of directors and the 
provision described in Note 2 which grants the Company control of such board beginning June 1, 2016. Since 
the  Company  became  Delphax’s  primary  beneficiary  on  November  24,  2015,  the  Company  consolidated 
Delphax in its consolidated financial statements beginning on that date. 

Refer to Note 8 for the provisional fair value of the assets and liabilities of Delphax on the acquisition date. 

The following table sets forth the carrying values of Delphax’s assets and liabilities as of March 31, 2016: 

41 

 
 
 
 
 
 
 
 
 
ASSETS
Current assets:

Cash and cash equivalents
Accounts receivable, net
Inventories
Other current assets

Total current assets

Property and equipment
Intangible assets 
Goodwill
Other Assets

Total assets

LIABILITIES 
Current liabilities:

Accounts payable
Income tax payable
Accrued expenses
Short-term debt

Total current liabilities

Long-term debt
Other long-term liabilities
Total liabilities

March 31, 2016

$                              249,528 
                             1,433,494 
                             4,642,298 
                             1,034,067 
                             7,359,387 
                                625,684 
                             1,109,112 
                                275,408 
                                  26,020 
$                           9,395,611 

$                           1,684,802 
                                  11,312 
                             1,926,340 
                             1,859,300 
                             5,481,754 
                             2,581,107 
                                606,358 
$                           8,669,219 

Net Assets

$                              726,392 

Long-term debt as reflected in the above table includes approximately $76,000 of accrued interest, due to the 
Company  from  Delphax  Canada  under  the  Senior  Subordinated  Note.  This  debt  and  accrued  interest  was 
eliminated for purposes of the Company’s accompanying March 31, 2016 consolidated balance sheet. 

The  assets  of  Delphax  can  only  be  used  to  satisfy  the  obligations  of  Delphax.  Furthermore,  Delphax’s 
creditors do not have recourse to the assets of Air T, Inc. or its subsidiaries. 

Delphax’s revenues and expenses are included in our consolidated financial statements beginning November 
24, 2015. Revenues and expenses prior to the date of initial consolidation are excluded. The following table 
sets forth the revenue and expenses of Delphax that are included in the Company’s consolidated statements of 
income and comprehensive income for the year ended March 31, 2016: 

42 

 
 
 
 
 
 
 
 
Operating Revenues

$                           

3,954,797

From November 24, 2015 
through March 31, 2016

Operating Expenses:
        Cost of sales
        General and administrative
        Research and development
        Depreciation, amortization and impairment

Operating Loss

Non-operating Loss

Loss Before Income Taxes

Income Taxes

Net Loss

3,611,024
1,218,564
777,942
313,893
5,921,423
(1,966,626)

(21,111)

(1,987,737)

-

$                         

(1,987,737)

Non-operating  income,  net,  includes  interest  expense  of  approximately  $76,000  associated  with  the  Senior 
Subordinated  Note.  This  interest  expense  was  eliminated  for  purposes  of  the  Company’s  accompanying 
consolidated statements of income and comprehensive income for the year ended March 31, 2016. 

10. 

FINANCING ARRANGEMENTS 

As  of  March  31,  2016,  the  Company  had  a  senior  secured  revolving  credit  facility  of  $20.0  million  (the 
“Revolving  Credit  Facility”).    The  Revolving  Credit  Facility  includes  a  sublimit  for  issuances  of  letters  of 
credit of up to $500,000.  Under the Revolving Credit Facility, each of the Company, MAC, CSA, GGS, GAS 
and  ATGL  may  make  borrowings.    Initially,  borrowings  under  the  Revolving  Credit  Facility  bear  interest 
(payable monthly) at an annual rate of one-month LIBOR plus 1.50%, although the interest rates under the 
Revolving  Credit  Facility  are  subject  to  incremental  increases  based  on  a  consolidated  leverage  ratio.    In 
addition, a commitment fee accrues with respect to the unused amount of the Revolving Credit Facility at an 
annual rate of 0.15%. The Company includes commitment fee expense within the interest expense and other 
line  item  of  the  accompanying  consolidated  statements  of  income.  Amounts  applied  to  repay  borrowings 
under the Revolving Credit Facility may be reborrowed, subject to the terms of the facility.  The Revolving 
Credit Facility matures on April 1, 2017. 

Borrowings under the Revolving Credit Facility, together with hedging obligations, if any owing to the lender 
under  the  Revolving  Credit  Facility  or  any  affiliate  of  such  lender,  are  secured  by  a  first-priority  security 
interest  in  substantially  all  assets  of  the  Company  and  the  other  borrowers  (including,  without  limitation, 
accounts  receivable,  equipment,  inventory  and  other  goods,  intellectual  property,  contract  rights  and  other 
general  intangibles,  cash,  deposit  accounts,  equity  interests  in  subsidiaries  and  joint  ventures,  investment 
property, documents and instruments, and proceeds of the foregoing), but excluding interests in real property.  

The  agreement  governing  the  Revolving  Credit  Facility  contains  affirmative  and  negative  covenants, 
including covenants that restrict the ability of the Company and the other borrowers to, among other things, 
incur or guarantee indebtedness, incur liens, dispose of assets, engage in mergers and consolidations, make 
acquisitions or other investments, make changes in the nature of their business, enter into certain operating 
leases,  and  make  certain  capital  expenditures.  The  Credit  Agreement  also  contains  financial  covenants, 
including a minimum consolidated tangible net worth of $22.0 million, a minimum consolidated fixed charge 
coverage ratio of 1.35 to 1.0, a minimum consolidated asset coverage ratio of 1.75 to 1.0, and a maximum 

43 

 
 
                             
                             
                                
                                
                             
                           
                                 
                           
                                         
 
 
 
 
 
consolidated  leverage  ratio  of  3.5  to  1.0.    The  agreement  governing  the  Revolving  Credit  Facility  contains 
events  of  default  including,  without  limitation,  nonpayment  of  principal,  interest  or  other  obligations, 
violation of covenants, misrepresentation, cross-default to other debt, bankruptcy and other insolvency events, 
judgments, certain ERISA events, certain changes of control of the Company, termination of, or modification 
to materially reduce the scope of the services required to be provided under, certain agreements with FedEx, 
and the occurrence of a material adverse effect upon the Company and the other borrowers as a whole.  

The Company is exposed to changes in interest rates on its prior line of credit and its current revolving credit 
facility.    If  the  LIBOR  interest  rate  had  been  increased  by  one  percentage  point,  based  on  the  weighted 
average balance outstanding for the year, the change in annual interest expense would have been negligible. 
No borrowings were outstanding under the credit facility on March 31, 2016. 

Amounts advanced under the credit facility bear interest at the 30-day “LIBOR” rate plus 150 basis points.  
The  LIBOR  rate  at  March  31,  2016  was  approximately  .44%.  The  Company  was  in  compliance  with  all 
covenants under this credit facility at March 31, 2016.  

As  of  March  31,  2016,  Delphax  maintained  a  debt  facility  consisting  of  a  $7.0  million  revolving  senior 
secured  credit  facility,  subject  to  a  borrowing  base  of  North  American  accounts  receivable  and  inventory.  
Because Delphax’s senior credit facility prohibits the payment of cash dividends, the facility is not a source of 
liquidity to Air T, Inc. or any of its subsidiaries. Neither Air T nor any of its subsidiaries is a guarantor of 
Delphax’s obligations under its senior credit facility.  

The  Delphax  senior  credit  facility  is  secured  by  substantially  all  of  its  North  American  assets,  expires  in 
November  2018,  prohibits  payment  of  cash  dividends  by  Delphax  and  is  subject  to  certain  financial 
covenants.  The Delphax senior credit facility provides for interest based upon the prime rate plus a margin 
(4.25%  as  of  March  31,  2016).  As  of  March  31,  2016,  Delphax  had  aggregate  borrowings  of  $1,833,000 
outstanding  under  its  senior  credit  facility,  with  a  borrowing  base  that  would  have  permitted  additional 
borrowings of approximately $800,000.  Delphax has advised that at March 31, 2016 it was not in compliance 
with  financial  covenants  under  the  agreement  governing  its  senior  credit  facility.  Due  to  Delphax’s  non-
compliance  with  financial  covenants,  the  lender  has  the  contractual  right  to  cease  permitting  borrowings 
under  the  facility  and  to  declare  all  amounts  outstanding  under  the  senior  credit  facility  due  and  payable 
immediately. As of the date of this report the lender has neither made such declaration, nor waived its right to 
do so and Delphax has continued to make borrowings under the senior credit facility. As of the date of this 
report,  Delphax  has  not  regained  compliance  with  these  financial  covenants.    In  the  event  that  Delphax  is 
denied  access  to  additional  borrowings  under  the  senior  credit  facility,  unless  it  obtains  access  to  other 
adequate sources of liquidity, which may include cash from operations, Delphax may be unable to adequately 
fund  its  operations  or  pay  its  debts  as  they  come  due.  Delphax  has  recently  implemented  cost-savings 
initiatives, including employee furloughs, to minimize ongoing cash needs. 

11. 

LEASE ARRANGEMENTS 

The  Company  has  operating  lease  commitments  for  office  equipment  and  its  office  and  maintenance 
facilities.  The Company leases its corporate offices from a company controlled by certain of the Company’s 
former officers and directors.  The lease for this facility provides for monthly rent of $14,862 and expires on 
January  31,  2018,  though  the  lease  may  be  renewed  by  us  for  three  additional  two-year  option  periods 
through January 31, 2024.   

The Company leases approximately 53,000 square feet of a 66,000 square foot aircraft maintenance facility 
located in Kinston, North Carolina under an agreement that extends through January 2023, with the option to 
extend  the  lease  for  four  additional  five-year  periods  thereafter.  The  Company  has  calculated  rent  expense 
under the current lease term. 

GGS leases its production facility under an agreement that extends through August 2019.   

GAS  leases  several  maintenance  facilities  across  the  country  and  an  administrative  office  in  Eagan, 
Minnesota. Most of the leases are on one year agreements with renewal clauses, but some of these are multi-
year leases extending out as far as March 2021. 

44 

 
 
 
 
 
 
Delphax leases its production facility in Mississauga, Ontario under an agreement extending through August 
2018.  Annual  rents  remaining  under  the  agreement  are  CDN  $384,000  (approximately  $222,000  using  the 
March 31, 2016 exchange rate) per year. In addition, Delphax is obligated to pay as additional rent the related 
operating  expenses  of  the  landlord.  Under  the  terms  of  the  lease,  Delphax  is  also  subject  to  a  facility 
restoration obligation (see Note 1).  

Delphax has office space in the United Kingdom under an operating lease that extends through January 2017. 
The  annual  lease  payment  for  this  facility  is  £62,400  (approximately  $90,000  using  the  March  31,  2016 
exchange rate). In addition to the contracted lease amount, the lease payments include a pro rata portion of the 
operating expenses incurred by the landlord. 

At  March  31,  2016,  future  minimum  annual  lease  payments  (foreign  currency  amounts  translated  using 
applicable  March  31,  2016  exchange  rates)  under  non-cancelable  operating  leases  with  initial  or  remaining 
terms of more than one year are as follows: 

Year ended March 31,
2017
2018
2019
2020
2021
Thereafter
  Total minimum lease payments

$          

$          

3,278,000
2,611,000
1,660,000
1,018,000
564,000
632,000
9,763,000

The Company’s rent expense excluding Delphax for operating leases totaled approximately $3,038,000 and 
$2,309,000 for fiscal 2016 and 2015, respectively, and includes amounts to related parties of $178,000 and 
$177,000  in  fiscal  2016  and  2015,  respectively.  Delphax’s  rent  expense  from  November  24,  2015  through 
March 31, 2016 totaled approximately $226,000. 

12. 

EQUIPMENT LEASED TO CUSTOMERS 

The Company leases equipment to third parties. As of March 31, 2016, minimum future rentals under non-
cancelable operating leases are as follow: 

Year ended March 31,
2017
2018
2019
2020
2021
Thereafter
  Total minimum lease payments

$             

$             

206,000
46,040
46,040
46,040
46,040
3,837
393,994

Delphax leases a printer to a third party under an operating lease agreement entered into in June 2015. The 
term of this lease extends through May 2018. This agreement provides for monthly rent of $20,000. At March 
31, 2016, future minimum annual lease payments receivable are as follows: 

45 

 
 
 
 
 
 
            
            
            
               
               
 
 
 
 
 
                 
                 
                 
                 
                    
 
 
 
 
 
13. 

FAIR VALUE OF FINANCIAL INSTRUMENTS 

The  Company  measures  and  reports  financial  assets  and  liabilities  at  fair  value,  on  a  recurring  basis.    Fair 
value measurement is classified and disclosed in one of the following three categories:  

Level 1: Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, 
unrestricted assets or liabilities. 

Level 2:  Quoted  prices  in  markets  that  are  not  active  or  inputs  which  are  observable,  either  directly  or 
indirectly, for substantially the full term of the asset or liability.  

Level 3:  Prices  or  valuation  techniques  that  require  inputs  that  are  both  significant  to  the  fair  value 
measurement and unobservable (i.e., supported by little or no market activity). 

The Company’s assets and liabilities measured at fair value (all Level 1 categories) were as follows: 

Fair Value Measurements at March 31,

2016

2015

Marketable securities

$         9,655,915 

$        5,278,752 

The  carrying  amounts  reported  in  the  consolidated  balance  sheets  for  cash  and  cash  equivalents,  accounts 
receivable, notes receivable and accrued expenses approximate their fair value at March 31, 2016 and 2015. 

14. 

AIR T, INC. STOCKHOLDERS’ EQUITY 

The authorized capital structure of Air T, Inc. includes 4,000,000 shares of common stock, with a par value of 
$0.25  per  share.   In  May  2014,  the  Company’s  Board  of  Directors  adopted  a  policy  to  discontinue  the 
payment of a regularly scheduled annual cash dividend. 

On  May  14,  2014,  the  Company  announced  that  its  Board  of  Directors  had  authorized  a  program  to 
repurchase up to 750,000 shares of the Company’s common stock from time to time on the open market or in 
privately negotiated transactions, in compliance with SEC Rule 10b-18, over an indefinite period.  

In addition to common stock, the Company may issue up to 50,000 shares of $1.00 par value preferred stock, 
in one or more series, on such terms and with such rights, preferences and limitations as determined by the 
Board of Directors.  A total of 5,000 shares of preferred stock are authorized for issuance as Series A Junior 
Participating  Preferred  Stock  and  5,000  shares  of  preferred  stock  are  authorized  for  issuance  as  Series  B 
Junior  Participating  Preferred  Stock,  of  which  3,000  shares  had  been  reserved  for  issuance  pursuant  to  the 
Company’s  Rights  Agreement,  described  below.   If  issued,  each  share  of  Series  B  Junior  Participating 
Preferred  Stock  would  be  entitled,  in  connection  with  the  declaration  of  a  dividend  on  the  Company’s 
common  stock,  to  a  preferential  dividend  payment  equal  to  the  greater  of  (i)  $1.00  per  share  and  (ii)  an 
amount equal to 1,000 times the related dividend declared per share of common stock. Subject to customary 
anti-dilution  provisions,  in  the  event  of  liquidation,  the  holders  of  Series  B  Junior  Participating  Preferred 
Stock would be entitled to a preferential liquidation payment equal to the greater of (a) $100 per share and (b) 
an  amount  equal  to  1,000  times  the  liquidation  payment  made  per  share  of  common  stock.  In  addition,  if 
issued,  each  share  of  Series  B  Junior  Participating  Preferred  Stock  would  entitle  the  holder  thereof  to  one 
thousand votes on all matters submitted to a vote of the stockholders of the Company. No shares of preferred 
stock of any series have been issued as of March 31, 2016. 

On December 14, 2014, the Board of Directors declared a dividend of one preferred share purchase right (a 
“Right”) for each outstanding share of common stock of the Company.  The Rights are governed by a Rights 
Agreement  (the  “Rights  Agreement”)  dated  as  of  December  15,  2014.  The  dividend  was  payable  on 
December  26,  2014  (the  “Record  Date”) to  the  stockholders  of record on that  date.   In  addition,  one  Right 
attaches to each share of common stock issued thereafter. 

46 

 
 
 
 
 
The  Rights  initially  represent  the  right  to  purchase  one  one-thousandth  of  a  share  of  Series  B  Junior 
Participating Preferred Stock.  The Rights will become exercisable upon the occurrence of specified events, 
including if any person or group (other than an “exempt person”) acquires beneficial ownership of 20 percent 
or  more  of  the  Company’s  common  stock.   Under  the  Rights  Agreement,  an  “exempt  person”  means  each 
person that beneficially owns as of the date of the Rights Agreement 20% or more of the outstanding shares 
of common stock of the Company, except that each such person will be considered an exempt person only if 
and  so  long  as  the  shares  of  common  stock  that  are  beneficially  owned  by  such  person  do  not  exceed  the 
number of shares which are beneficially owned by such person on the date of the Rights Agreement, plus any 
additional shares representing not more than 1% of the shares of common stock then outstanding, and except 
that  a  person  will  cease  to  be  an  exempt  person  immediately  at  such  time  as  such  person  ceases  to  be  the 
beneficial owner of 20% or more of the shares of common stock then outstanding. Upon a person or group 
(other  than  an  exempt  person)  acquiring  20  percent  or  more  of  the  Company’s  common  stock,  each  Right 
(other than Rights owned by such person or group) entitles its holder to purchase, for an exercise price of $85 
per share, a number of shares of the Company’s common stock (or in certain circumstances, cash, property or 
other  securities  of  the  Company)  having  a  market  value  of  twice  the  exercise  price,  and  under  certain 
conditions, common stock of an acquiring company having a market value of twice the exercise price. If any 
person  or  group  (other  than  an  exempt  person)  acquires  beneficial  ownership  of  20  percent  or  more  of  the 
Company’s  common  stock,  the  Company  may,  at  its  option,  exchange  the  outstanding  Rights  (other  than 
Rights owned by such acquiring person or group) for shares of the Company’s common stock or Company 
equity securities deemed to have the same value as one share of common stock or a combination thereof, at an 
exchange  ratio  of  one  share  of  common  stock  per  Right.   The  Rights  are  subject  to  adjustment  if  certain 
events  occur.  Unless  earlier  redeemed,  exchanged  or  amended  by  the  Company,  the  Rights  will  expire 
on December 26, 2017.  The  Rights  Agreement  provides  that  the  Company’s  Board  of  Directors  may,  at  its 
option  and  in  the  absence  of  certain  events,  redeem  all  of  the  outstanding  Rights  at  a  redemption  price  of 
$0.01 per Right. 

15. 

EMPLOYEE AND NON-EMPLOYEE STOCK OPTIONS 

Pursuant to equity compensation plans last approved by Air T, Inc. stockholders in 2005, the Company has 
granted options to purchase up to a total of 256,000 shares of common stock to key employees, officers and 
non-employee  directors  with  exercise  prices  at  100%  of  the  fair  market  value  on  the  date  of  grant.    As  of 
March 31, 2016, no further awards may be granted under the plans, and options to acquire a total of 40,000 
shares remained outstanding.  The employee options generally vested one-third per year beginning with the 
first anniversary from the date of grant.  The non-employee director options generally vested one year from 
the date of grant. 

Compensation expense related to Air T, Inc. stock options was $0 and $9,000 for the years ended March 31, 
2016  and  2015,  respectively.    As  of  March  31,  2016,  there  was  no  unrecognized  compensation  expense, 
related to the stock options. There were no stock options granted during the years ended March 31, 2016 and 
March 31, 2015.  

In addition, Delphax maintains a number of stock option plans. These plans were in place at the time of the 
Company’s  acquisition  of  interests  in  Delphax.  Subsequent  to  the  acquisition,  Delphax  granted  1.2  million 
non-qualified options to purchase shares of its common stock to certain of its employees at an exercise price 
of  $0.33  per  share.  For  the  period  from  the  acquisition  date  through  March  31,  2016  Delphax  recognized 
approximately $30,000 of stock-based compensation expense for its stock-based compensation arrangements. 
As of March 31, 2016, Delphax had a total of $373,000 in unrecognized compensation cost associated with 
its stock option plans. 

Option activity, which only reflects the activity of Air T, Inc., is summarized as follows: 

47 

 
 
 
Weighted
Average
Exercise Price
Per Share

Weighted
Average
Remaining
Life(Years)

Aggregate
Intrinsic
Value

Shares

Outstanding at March 31, 2014

101,500

Granted
Exercised
Forfeited
Repurchased

Outstanding at March 31, 2015

Granted
Exercised
Forfeited
Repurchased

Outstanding at March 31, 2016
Exercisable at March 31, 2016

-
(17,500)
(6,000)
(32,000)
46,000
-
-
(6,000)
-
40,000
40,000

$            

$            

8.73
-
8.61
8.29
8.96
8.68
-
-
8.29
-
8.74
8.74

$            

3.39

$     

342,000

2.87

$     

732,000

2.09
2.09

$     
$     

617,000
617,000

During the year ended March 31, 2015, options to purchase 10,000 shares vested and as of March 31, 2014 
2,500 options vested. For the fiscal year ended March 31, 2016, no options were purchased. 

16. 

MAJOR CUSTOMERS 

Approximately 46% and 45% of the Company’s consolidated revenues were derived from services performed 
for  FedEx  Corporation  in  fiscal  2016  and  2015,  respectively.    Approximately  24%  and  26%  of  the 
Company’s consolidated accounts receivable at March 31, 2016 and 2015, respectively, were due from FedEx 
Corporation. 

17. 

INCOME TAXES 

The components of income tax expense were as follows:  

Current:
  Federal
  State
  Foreign
    Total current
Deferred:
  Federal
  State
    Total deferred

Total

Year Ended March 31,

2016

2015

$             

1,817,000
316,000
171,000
2,304,000

$           

1,209,000
159,000
(65,000)
1,303,000

152,000
(61,000)
91,000

(315,000)
(57,000)
(372,000)

$             

2,395,000

$              

931,000

Income  tax  expense  was  different  from  the  amount  computed  by  applying  the  statutory  federal  income  tax 
rate of 34% as shown in the following table: 

48 

 
 
 
      
               
                
       
              
         
              
       
              
        
               
                
               
                
         
              
               
                
        
              
        
 
 
 
 
 
 
 
 
 
                  
                 
                  
                 
               
             
                  
               
                   
                 
                     
               
 
 
Expected Federal income tax expense
  U.S. statutory rate
State income taxes, net 
  of Federal benefit
Permanent differences, other
Section 831(b) benefit
Change in valuation allowance
Domestic production activities deductions
Other differences, net

Year Ended March 31,

2016

2015

$     

2,092,000

34.0%

$     

1,161,000

34.0%

169,000
47,000
(316,000)
557,000
(193,000)
39,000

2.7%
0.8%
-5.1%
9.0%
-3.1%
0.6%

67,000
42,000
(364,000)

(107,000)
132,000

2.0%
1.2%
-10.6%

-3.1%
3.8%

27.3%

Income tax expense

$     

2,395,000

38.9%

$        

931,000

Delphax, which generated a loss for the period from November 24, 2015 through March 31, 2016 and is not 
included in the Air T, Inc.’s consolidated tax returns, is the source of the above valuation allowance effect. 

Deferred tax assets and liabilities consisted of the following as of: 

The deferred tax items are reported on a net current and non-current basis in the accompanying fiscal 2016 
and 2015 consolidated balance sheets according to the classification of the underlying asset and liability. 

The  Company  accounts  for  uncertain  tax  positions  in  accordance  with  accounting  principles  generally 
accepted in the United States of America.  The Company has analyzed filing positions in all of the federal, 
state and international jurisdictions where it is required to file income tax returns, as well as all open tax years 
in these jurisdictions.  The periods subject to examination for the Company’s federal return are the fiscal 2012 
through 2014 tax years.  The periods subject to examination for the Company’s state returns are generally the 
fiscal  2011  through  2014  tax  years.    As  of  March  31,  2016  and  2015,  the  Company  did  not  have  any 

49 

 
 
           
             
             
             
         
         
           
         
         
             
           
 
 
 
 
 
 
unrecognized tax benefits.  The Company does not believe there will be any material changes in unrecognized 
tax positions over the next twelve months. 

It is the Company’s policy to recognize interest and penalties accrued on any unrecognized tax benefits as a 
component of income tax expense.  As of March 31, 2016 and 2015, the Company did not have any accrued 
interest or penalties associated with any unrecognized tax benefits, nor was any interest expense recognized 
during the years ended March 31, 2016 and 2015. 

As described in Note 8, effective on November 24, 2015, Air T, Inc. purchased interests in Delphax. With an 
equity  investment  level  by  the  Company  of  approximately  38%,  Delphax  is  required  to  continue  filing  a 
separate  United  States  corporate  tax  return.  Furthermore,  Delphax  has  three  foreign  subsidiaries  located  in 
Canada, France, and the United Kingdom which file tax returns in those jurisdictions. With few exceptions, 
Delphax is no longer subject to examinations by income tax authorities for tax years before 2011. 

Delphax maintains a September 30 fiscal year. As of September 30, 2015, Delphax and its subsidiaries had 
estimated foreign and domestic tax loss carryforwards of $6.0 million and $7.9 million, respectively. As of 
that date, they had estimated foreign research and development credit carryforwards of $4.5 million, which 
are  available  to  offset  future  income  tax.  The  credits  and  net  operating  losses  expire  in  varying  amounts 
beginning  in  the  year  2023.  Domestic  alternative  minimum  tax  credits  of  approximately  $325,000  are 
available to offset future income tax with no expiration date. The Company is currently evaluating whether 
the  investment  in  Delphax  by  Air  T  resulted  in  an  ownership  change  for  purposes  of  Section  382.  The 
company  anticipates  completing  this  analysis  prior  to  filing  its  first  quarterly  report  for  fiscal  year  2017. 
Should  there  be  an  ownership  change  for  purposes  of  Section  382  or  any  equivalent  foreign  tax  rules,  the 
utilization of the previously mentioned carryforwards will be significantly limited. 

The provisions of ASC 740 require an assessment of both positive and negative evidence when determining 
whether it is  more-likely-than-not that deferred tax assets will be recovered. In accounting for the Delphax 
acquisition on November 24, 2015, the Company established a full valuation allowance against Delphax’s net 
deferred tax assets of approximately $10,273,000. The corresponding valuation allowance at March 31, 2016 
was approximately $10,830,000. The cumulative losses incurred by Delphax in recent years was the primary 
basis  for  the  Company’s  determination  that  a  full  valuation  allowance  should  be  established  against 
Delphax’s net deferred tax assets.  

U.S. income tax has not been recognized on the excess of the amount for (cid:191)nancial reporting over the tax basis 
of  investments  in  foreign  subsidiaries  for  Delphax  that  is  inde(cid:191)nitely  reinvested  outside  the  United  States. 
This amount becomes taxable upon a repatriation of assets from the subsidiary or a sale or liquidation of the 
subsidiary. Determination of the amount of any unrecognized deferred income tax liability on this temporary 
difference is not practicable because of the complexities of the hypothetical calculation. 

18. 

EMPLOYEE BENEFITS 

The Company has a 401(k) defined contribution plan covering domestic employees and an 1165(E) defined 
contribution  plan  covering  Puerto  Rico  based  employees  (“Plans”).    All  employees  of  the  Company  are 
immediately eligible to participate in the Plans.  The Company’s contribution to the Plans for the years ended 
March  31,  2016  and  2015  was  approximately  $376,000  and  $299,000,  respectively  and  was  recorded  in 
general and administrative expenses in the consolidated statements of income. 

The  Company,  in  each  of  the  past  three  years,  has  paid  a  discretionary  profit  sharing  bonus  in  which  all 
employees have participated.  Profit sharing expense in fiscal 2016 and 2015 was approximately $1,748,000 
and  $1,150,000,  respectively,  and  was  recorded  in  general  and  administrative  expenses  in  the  consolidated 
statements of income. 

In addition, Delphax has a defined contribution salary deferral plan covering substantially all U.S. employees 
under Section 401(k) of the Internal Revenue Code. The plan allows eligible employees to make contributions 
up  to  the  maximum  amount  provided  under  the  Code. Delphax  contributes  an  amount  equal  to 50%  of  the 
participants’  before-tax  contributions  up  to  6%  of  base  salary.  The  employer  contribution  vests  after  the 
employee has completed three years of eligible service. The contribution made by Delphax during the period 
from November 24, 2015 through March 31, 2016 was $15,000. 

50 

 
 
 
 
Delphax  also  has  a  defined  contribution  plan  covering  substantially  all  Canadian  employees.  Canadian 
employees contribute 2% of gross salary to the plan, and Delphax makes a contribution to the plan of 3% or 
4%  of  gross  salary  depending  on  employee  classification.  The  employer  contribution  vests  over  two  years.  
The contribution made by Delphax during the period from November 24, 2015 through March 31, 2016 was 
$41,000.  

19. 

QUARTERLY FINANCIAL INFORMATION (UNAUDITED) 
(in thousands, except per share data)  

2016
Operating Revenues 
Operating Income (Loss)
Net Income (Loss)
Basic Earnings (Loss) per share 
Diluted Earnings (Loss) per share 

2015
Operating Revenues 
Operating Income (Loss)
Net Income (Loss)
Basic Earnings (Loss) per share 
Diluted Earnings (Loss) per share 

First
Quarter

Second
Quarter

Third
Quarter

Fourth
Quarter

$      

22,359
(1,049)
(736)
(0.31)
(0.31)

$      

44,654
5,505
3,794
1.60
1.58

$      
$         

46,619
3,890
2,971
1.25
1.24

$      

34,581
(2,314)
(1,086)
(0.46)
(0.46)

$      

21,779
99
73
0.03
0.03

$      

34,625
2,597
1,818
0.77
0.77

$      

30,893
2,141
1,448
0.61
0.61

$      

24,885
(1,420)
(856)
(0.36)
(0.36)

20. 

GEOGRAPHICAL INFORMATION 

Total tangible long-lived assets, net of accumulated depreciation, located in the United States, the Company's 
country of domicile, and similar tangible long-lived assets, net of accumulated depreciation, held outside the 
United States are summarized in the following table as of March 31, 2016 and March 31, 2015: 

United States, the Company’s country of domicile
Foreign
Total property and equipment, net

March 31,
2016

$

$

4,544,050   
33,724  
4,577,774   

March 31,
2015

$

$

      2,571,499 
                     -   
2,571,499

Total  revenue,  located  in  the  United  States,  the  Company’s  Country  of  domicile  is  summarized  in  the 
following table as of March 31, 2016 and March 31, 2015: 

United States, the Company’s country of domicile
Foreign
Total revenue

21. 

SEGMENT INFORMATION 

March 31,
2016
141,010,279   
7,201,659   
148,211,938   

$

$

March 31,
2015

$

$

  103,642,292 
      8,538,866 
112,181,158

The  Company  has  five  business  segments.  The  overnight  air  cargo  segment,  comprised  of  the  Company’s 
Mountain  Air  Cargo,  Inc.  (“MAC”)  and  CSA  Air,  Inc.  (“CSA”)  subsidiaries,  operates  in  the  air  express 
delivery services industry. The ground equipment sales segment, comprised of the Company’s Global Ground 
Support,  LLC  (“GGS”)  subsidiary,  manufactures  and  provides  mobile  deicers  and  other  specialized 
equipment products to passenger and cargo airlines, airports, the U.S. military and industrial customers. The 
ground  support  services  segment,  comprised  of  the  Company’s  Global  Aviation  Services,  LLC  (“GAS”) 
subsidiary, provides ground support equipment maintenance and facilities maintenance services to domestic 
airlines  and  aviation  service  providers.  The  printing  equipment  and  maintenance  segment  is  comprised  of 

51 

 
 
 
         
           
         
             
           
           
         
            
             
             
            
            
             
             
            
                
           
           
         
                
           
           
             
             
             
             
            
             
             
             
            
 
 
 
 
Delphax and its subsidiaries, which was consolidated for financial accounting purposes beginning November 
24, 2015. Delphax designs, manufactures and sells advanced digital print production equipment, maintenance 
contracts,  spare  parts,  supplies  and  consumable  items  for  these  systems.  The  equipment  is  sold  through 
Delphax  and  its  subsidiaries  located  in  Canada,  the  United  Kingdom  and  France.  A  significant  portion  of 
Delphax’s  net  sales  is  related  to  service  and  support  provided  after  the  sale.  Delphax  has  a  significant 
presence in the check production marketplace in North America, Europe, Latin America, Asia and the Middle 
East. The Company’s newly established leasing segment, comprised of the Company’s Air T Global Leasing, 
LLC subsidiary, provides funding for equipment leasing transactions, which may include transactions for the 
leasing of equipment manufactured by GGS and Delphax and transactions initiated by third parties unrelated 
to  equipment  manufactured  by  the  Company  or  any  of  its  subsidiaries.  Air  T  Global  Leasing,  LLC 
commenced operations during the quarter ended December 31, 2015.   

Each business segment has separate management teams and infrastructures that offer different products and 
services.  We evaluate the performance of our business segments based on operating income. For the fiscal 
year ended March 31, 2016, the premiums paid to SAIC by the Company were allocated among the operating 
segments based on segment revenue and certain identified corporate expense were allocated to the segments 
based  on  the  relative  benefit  of  those  expenses  to  each  segment.  The  prior  period  amounts  have  been 
reclassified  to  conform  to  the  current  period  allocations  of  these  expenses.  Segment  data  is  summarized  as 
follows:  

52 

 
 
 
22. 

COMMITMENTS AND CONTINGENCIES 

The  Company  is  involved  in  various  legal  actions  and  claims  arising  in  the  ordinary  course  of  business. 
Management believes that these matters, if adversely decided, would not have a material adverse effect on the 
Company's results of operations or financial position.   

In  June  2016,  the  Company  acquired  land  and  entered  into  an  agreement  to  construct  a  new  corporate 
headquarters facility in Denver, North Carolina for an aggregate amount of approximately $1.9 million, with 
construction anticipated to be completed in fiscal year 2018. This facility will replace the Company’s current 
headquarters which is leased from an entity owned by certain former officers and directors at an annual rental 
payment  of  approximately  $178,000.  There  are  currently  no  other  commitments  for  significant  capital 
expenditures. 

23. 

RELATED PARTY MATTERS 

Since  1979  the  Company  has  leased  the  Little  Mountain  Airport  in  Maiden,  North  Carolina  from  a 
corporation whose stock is owned in part by former officers and directors of the Company and an estate of 
which  certain  former  directors  are  beneficiaries.    The  facility  consists  of  approximately  68  acres  with  one 
3,000 foot paved runway, approximately 20,000 square feet of hangar space and approximately 12,300 square 
feet of office space.  The operations of Air T, MAC and ATGL are headquartered at this facility.  The lease 

53 

 
 
 
for this facility provides for monthly rent of $14,862 and expires on January 31, 2018, though the lease may 
be  renewed  by  us  for  three  additional  two-year  option  periods  through  January  31,  2024.    The  lease 
agreement  provides  that  the  Company  shall  be  responsible  for  maintenance  of  the  leased  facilities  and  for 
utilities, taxes and insurance. 

Since  April  1,  2015,  the  Company’s  leasing  subsidiary  has  acquired  interests  in  two  equipment  leases 
originated  by  Vantage  Financial,  LLC  (“Vantage”)  for  aggregate  payments  to  Vantage  of  approximately 
$401,250.    The  interests  in  the  acquired  leases  entitle  the  Company’s  leasing  subsidiary  to  receive  lease 
payments  from  the  third  parties  leasing  the  equipment  for  a  specified  period.    Pursuant  to  the  agreements 
between  the  Company’s  leasing  subsidiary  and  Vantage,  Vantage’s  fees  for  servicing  the  equipment  leases 
for  the  leasing  subsidiary  (approximately  $1,000)  were  included  in  the  acquisition  payments.  William  R. 
Foudray,  a  director  of  the  Company,  is  the  Executive  Vice  President  and  a  co-founder  of  Vantage.    The 
amounts  paid  by  the  Company’s  leasing  subsidiary  to  Vantage  to  acquire  these  lease  assets  represent 
approximately  1%  of  Vantage’s  outstanding  lease  assets  at  March  31,  2016  and  the  servicing  income 
represents less than 1% of Vantage’s annual revenues. 

24. 

SUBSEQUENT EVENTS 

Management  performs  an  evaluation  of  events  that  occur  after  a  balance  sheet  date  but  before  financial 
statements  are  issued  or  available  to  be  issued  for  potential  recognition  or  disclosure  of  such  events  in  its 
financial  statements.    The  Company  evaluated  subsequent  events  through  the  date  that  these  consolidated 
financial statements were issued.  
On April 4, 2016, ATGL purchased two elanTM 500 printers from Delphax for $650,000 for lease to a third 
party. One of those acquired printers was subject to an existing lease to a third party (see Note 12) which has 
been assigned to ATGL.  

On June 1, 2016, the dry-lease agreements between MAC and CSA and FedEx Corporation were amended to 
extend the term of the agreements to May 31, 2020 and to reduce the administrative fee per aircraft operated 
by  MAC  and  CSA  under  the  dry-lease  agreements  by  approximately  2%(on  a  weighted  average  basis) 
compared  to  the  administrative  fee  rate  in  place  prior  to  the  amendment.  Because  a  portion  of  the 
administrative  fee  funds  the  payment  of  certain  operational  costs  incurred  by  MAC  and  CSA  in  operating 
aircraft that are not reimbursed by FedEx and are expected to increase substantially from the levels incurred 
in  the  fiscal  year  ended  March  31,  2016,  the  reduction  in  administrative  fee  is  anticipated  to  have  a  much 
more significant impact on the segment’s operating income. 

In  June  2016,  the  Company  acquired  land  and  entered  into  an  agreement  to  construct  a  new  corporate 
headquarters  in  Denver,  North  Carolina  for  an  aggregate  amount  of  approximately  $1.9  million,  with 
construction anticipated to be completed in fiscal year 2018. The facility will replace the Company’s current 
headquarters which is leased from an entity owned by certain former officers and directors at an annual rental 
payment of approximately $178,000. 

Item 9.  Changes in and Disagreements with Accountants on Accounting and Financial Disclosure. 

None 

Item 9A.     Controls and Procedures. 

Disclosure Controls 

Our Chief Executive Officer and Chief Financial Officer, referred to collectively herein as the Certifying Officers, are 
responsible  for  establishing  and  maintaining  our  disclosure  controls  and  procedures.  The  Certifying  Officers  have 
reviewed  and  evaluated  the  effectiveness  of  the  Company’s  disclosure  controls  and  procedures  (as  defined  in 
Rules 240.13a-15(e)  and  15d-15(e) promulgated  under  the  Securities  Exchange Act  of  1934)  as of March 31,  2016.  
Based on that review and evaluation, which included inquiries made to certain other employees of the Company, the 
Certifying Officers  have  concluded  that  the Company’s  current  disclosure  controls  and  procedures,  as  designed  and 
implemented, are effective in ensuring that information relating to the Company required to be disclosed in the reports 
that the Company files or submits under the Securities Exchange Act of 1934 is recorded, processed, summarized and 
reported  within  the  time  periods  specified  in  the  Securities  and  Exchange  Commission’s  rules  and  forms,  including 
ensuring that such information is accumulated and communicated to the Company’s management, including the Chief 

54 

 
 
 
 
 
Executive  Officer  and  the  Chief  Financial  Officer,  as  appropriate  to  allow  timely  decisions  regarding  required 
disclosure. 

Management’s Report on Internal Control Over Financial Reporting 

Our management is responsible for establishing and maintaining adequate internal control over financial reporting, as 
such term is defined in Exchange Act Rules 13a-15(f) and 15d-15(f). Under the supervision and with the participation 
of management, including our Chief Executive Officer and Chief Financial Officer, we conducted an evaluation of the 
effectiveness of our internal controls over financial reporting based on the framework in Internal Control — Integrated 
Framework  (2013)  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  (“COSO”). 
This evaluation did not include an evaluation of effectiveness of internal controls over financial reporting with respect 
to  Delphax.    As  described  in  Part  I,  Item  1  of  this  Form  10-K,  we  acquired  minority  equity  and  other  interests  in 
Delphax on November 24, 2015 and have determined that, even though Delphax was not a subsidiary of the Company, 
we had obtained control over Delphax in conjunction with the acquisition of the interests, and we have consolidated 
the relevant financial information of Delphax in Air T’s consolidated financial statements beginning on November 24, 
2015.  Delphax’s operating revenues from the date of our investments through March 31, 2016 were approximately 
$3,955,000 (3% of consolidated operating revenues). Delphax’s total assets at March 31, 2016 were $9,372,000 (18% 
of  consolidated  total  assets).  Based  on  this  evaluation,  management  has  concluded  that  our  internal  control  over 
financial reporting was effective as of March 31, 2016. 

This  annual  report  does  not  include  an  attestation  report  of  our  independent  registered  public  accounting  firm 
regarding  internal  control  over  financial  reporting.  Management’s  report  was  not  subject  to  attestation  by  the 
Company’s registered public accounting firm pursuant to the rules of the Securities and Exchange Commission that 
permit us to provide only management’s report in this annual report. 

Limitations on Controls 

Our  management,  including  our  Chief  Executive  Officer  and  Chief  Financial  Officer,  does  not  expect  that  our 
disclosure  controls  or  our  internal  control  over  financial  reporting  will  prevent  or  detect  all  errors  and  all  fraud.  A 
control system, no matter how well designed and operated, can provide only reasonable, not absolute, assurance that 
the control system’s objectives will be met. Internal control over financial reporting is a process that involves human 
diligence  and  compliance  and  is  subject  to  lapses  in  judgment  and  breakdowns  resulting  from  human  failures.  In 
addition, the design of any system of controls is based in part on certain assumptions about the likelihood of future 
events,  and  controls  may  become  inadequate  if  conditions  change.  There  can  be  no  assurance  that  any  design  will 
succeed in achieving its stated goals under all potential future conditions. 

Changes in Internal Controls 

There were no changes in the Company’s internal controls over financial reporting during the fourth quarter of fiscal 
year 2016 that may have materially affected, or are reasonably likely to materially affect, the Company’s internal 
control over financial reporting.  

Item 9B.  Other Information. 

None    

55 

 
 
 
 
 
 
 
 
 
 
Item 15.  Exhibits and Financial Statement Schedules 

1. 

Financial Statements 

PART IV 

a. 

The following are incorporated herein by reference in Item 8 of Part II of this report: 

(i) 
(ii) 
(iii) 

(iv) 
(v) 
(vi) 

Report of Independent Registered Public Accounting Firm - Dixon Hughes Goodman LLP 
Consolidated Balance Sheets as of March 31, 2016 and 2015. 
Consolidated Statements of Income and Comprehensive Income for the years ended March 31, 2016 
and 2015. 
Consolidated Statements of Stockholders’ Equity for the years ended March 31, 2016 and 2015. 
Consolidated Statements of Cash Flows for the years ended March 31, 2016 and 2015. 
Notes to Consolidated Financial Statements. 

3. 

Exhibits 

No. 

3.1 

3.2 

4.1 

4.2 

10.1 

10.2 

10.3 

10.4 

10.5 

10.6 

Description 

Restated Certificate of Incorporation, Certificate of Amendment to Certificate of Incorporation dated 
September 25, 2008, Certificate of Designation dated March 26, 2012 and Certificate of Designation 
dated  December  15,  2014,  incorporated  by  reference  to  Exhibit  3.1  of  the  Company’s  Quarterly 
Report on Form 10-Q for the period ended December 31, 2014 (Commission File No. 0-11720) 

Amended  and  Restated  By-laws  of  the  Company,  incorporated  by  reference  to  Exhibit  3.1  of  the 
Company’s Current Report on Form 8-K dated November 21, 2012 (Commission File No. 0-11720) 

Specimen  Common  Stock  Certificate,  incorporated  by  reference  to  Exhibit  4.1  of  the  Company’s 
Annual Report on Form 10-K for fiscal year ended March 31, 1994 (Commission File No. 0-11720) 

Rights  Agreement,  dated  as  of  December  15,  2014,  between  Air  T,  Inc.  and  American  Stock 
Transfer & Trust Company, LLC, as Rights Agent, incorporated by reference to Exhibit 4.1 to the 
Company’s Current Report on Form 8-K dated December 15, 2014 (Commission File No. 0-11720) 

Aircraft Dry  Lease  and  Services  Agreement  effective  as of  June  1, 2015  between Federal  Express 
Corporation  and  Mountain  Air  Cargo,  Inc.,  incorporated  by  reference  to  Exhibit  10.1  to  the 
Company’s  Quarterly  Report  on  Form  10-Q  for  the  quarterly  period  ended  June  30,  2016 
(Commission File No. 0-11720) (Certain information has been omitted from this exhibit pursuant to 
the  request  for  confidential  treatment  submitted  to  the  Securities  and  Exchange  Commission.  The 
omitted information has been separately filed with the Securities and Exchange Commission.) 

Premises and Facilities Lease dated November 16, 1995 between Global TransPark Foundation, Inc. 
and  Mountain  Air  Cargo,  Inc.,  incorporated  by  reference  to  Exhibit  10.5  to  Amendment  No.  1  on 
Form 10-Q/A to the Company’s Quarterly Report on Form 10-Q for the period ended December 31, 
1995 (Commission File No. 0 11720) 

Second Amendment to Premises and Facilities Lease dated as of October 15, 2015 between Global 
TransPark Foundation, Inc. and Mountain Air Cargo, Inc. (filed herewith) 

Lease  Agreement  dated  as  of  December  17,  2013  between  R.W.B.C.,  L.L.C.  and  Global  Ground 
Support, LLC, incorporated by reference to Exhibit 10.6 to the Company’s Annual Report on Form 
10-K for the fiscal year ended March 31, 2014 (Commission File No. 0-11720) 

Lease Agreement between Little Mountain Airport Associates, Inc. and Mountain Air Cargo, Inc., 
dated June 16, 2006, incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report 
on Form 10-Q for the period ended June 30, 2006 (Commission File No. 0-11720) 

Amendment  to  Lease  Agreement  between  Little  Mountain  Airport  Associates,  Inc.  and  Mountain 
Air  Cargo,  Inc.  dated  May  27,  2014  incorporated  by  reference  to  Exhibit  10.6  to  the  Company’s 
Annual  Report  on  Form  10-K  for  the  fiscal  year  ended  March  31,  2015  (Commission  File  No.  0-
11720) 

10.7 

Credit Agreement dated April 1, 2015 between Air T, Inc., Mountain Air Cargo, Inc., Global Ground 
Support,  LLC,  CSA  Air,  Inc.  Global  Aviation  Services,  LLC  and  Branch  Banking  and  Trust 

57 

 
 
10.8 

10.9 

Company., incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K 
dated April 7, 2015 (Commission File No. 0-11720) 

Securities  Purchase  Agreement  dated  as  of  October  2,  2015  among  Delphax  Technologies,  Inc., 
Delphax Technologies Canada Limited and Air T, Inc., incorporated by reference to Exhibit 10.1 to 
the  Company’s  Quarterly  Report  on  Form  10  Q  for  the  period  ended  December  31,  2015 
(Commission File No. 0-11720) 

Air  T,  Inc.  2005  Equity  Incentive  Plan,  incorporated  by  reference  to  Annex  C  to  the  Company’s 
proxy  statement  on  Schedule  14A  for  its  annual  meeting  of  stockholders  on  September  28,  2005, 
filed with the SEC on August 12, 2005* (Commission File No. 0-11720) 

10.10  Amendment No. 1 to Omnibus Securities Award Plan incorporated by reference to Exhibit 10.14 of 
the Company’s Annual Report on Form 10-K for the year ended March 31, 2000* (Commission File 
No. 0-11720) 

10.11  Form of Air T, Inc. Employee Stock Option Agreement (2005 Equity Incentive Plan), incorporated 
by  reference  to  Exhibit  10.1  to  the  Company’s  Annual  Report  on  Form  10-K  for  the  fiscal  year 
ended March 31, 2006* (Commission File No. 0-11720) 

10.12  Form of Air T, Inc. Director Stock Option Agreement (2005 Equity Incentive Plan), incorporated by 
reference to Exhibit 10.2 to the Company’s Annual Report on Form 10-K for the fiscal year ended 
March 31, 2006* (Commission File No. 0-11720) 

10.13  Employment  Agreement  dated  as  of  March  26,  2014  between  the  Company  and  Nicholas  J. 
Swenson, incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K 
dated March 26, 2014* (Commission File No. 0-11720) 

21.1 

23.1 

31.1 

31.2 

32.1 

32.2 

101 

List of subsidiaries of the Company (filed herewith) 

Consent of Dixon Hughes Goodman LLP (filed herewith) 

Section 302 Certification of Chief Executive Officer (filed herewith) 

Section 302 Certification of Chief Financial Officer (filed herewith) 

Section 1350 Certification of Chief Executive Officer (filed herewith) 

Section 1350 Certification of Chief Financial Officer (filed herewith) 

The  following  financial  information  from  the  Annual  Report  on  Form  10-K  for  the  year  ended 
March  31,  2016,  formatted  in  XBRL  (Extensible  Business  Reporting  Language):  (i)  the 
Consolidated  Statements  of  Income  and  Comprehensive  Income,  (ii)  the  Consolidated  Balance 
Sheets,  (iii)  the  Consolidated  Statements  of  Cash  Flows,  (iv)  the  Consolidated  Statements  of 
Stockholders Equity, and (v) the Notes to the Consolidated Financial Statements. 

__________________ 

*  Management  compensatory  plan  or  arrangement  required  to  be  filed  as  an  exhibit  to  this  report.

58 

 
 
 
 
SIGNATURES 

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant 

has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. 

By: 

By: 

AIR T, INC. 

 /s/ Nick Swenson 
Nick Swenson, Chairman, President and 
Chief Executive Officer and Director 
(Principal Executive Officer) 

Date:  June 29, 2016 

 /s/ Candice Otey 
Candice Otey, Chief Financial Officer 
(Principal Financial and Accounting Officer)  

Date:  June 29, 2016 

By: 

 /s/  Seth Barkett 
Seth Barkett, Director 

Date:  June 29, 2016 

By: 

 /s/  William R. Foudray 
William R. Foudray, Director 

Date:  June 29, 2016 

By: 

 /s/  Gary S. Kohler 
Gary S. Kohler, Director 

Date:  June 29, 2016 

By: 

 /s/  Andrew L. Osborne 
Andrew L. Osborne, Director 

Date:  June 29, 2016 

By: 

 /s/  J. Andrew Reeves 
J. Andrews Reeves, Director 

By: 

 /s/  Andrew Stumpf 
Andrew Stumpf, Director 

Date:  June 29, 2016 

Date:  June 29, 2016 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BOARD OF DIRECTORS 

EXECUTIVE OFFICERS 

CORPORATE INFORMATION 

Nicholas J. Swenson 
Chief Executive Officer and 
President 

Candice Otey 
Vice President - Finance 
Chief Financial Officer and 
Secretary 

CORPORATE OFFICE 
3524 Airport Road 
Maiden, North Carolina  28650 
(828) 464-8741 

INDEPENDENT AUDITORS 
Dixon Hughes Goodman  LLP 
Charlotte, North Carolina 

CORPORATE COUNSEL 
Robinson, Bradshaw & Hinson, P.A. 
Charlotte, North Carolina 

BANK 
Branch Banking and Trust Company 
Charlotte, North Carolina 

TRANSFER AGENT 
American Stock Transfer & Trust Company 
New York, New York 

STOCK MARKET INFORMATION 
Nasdaq Capital Market 
Trading Symbol:  AIRT 

Seth G. Barkett 
Portfolio Manager  
Groveland Capital, LLC, an  
investment fund 

William R. Foudray 
Executive Vice President 
Vantage Financial, LLC, an  
equipment leasing and finance  
company 

Gary S. Kohler 
Chief Investment Officer 
Blue Clay Capital Management, LLC, 
an investment management firm 

Andrew L. Osborne 
Chief Executive Officer and  
Sole Managing Member  
Kingsbury Run Capital, LLC, an  
investment management firm 

John A. Reeves 
Chief Operating Officer 
Silver Airlines, Inc., a regional  
airline 

Andrew J. Stumpf 
Vice President - Finance 
Cadillac Casting Inc. and 3 Point  
Machine, Inc., suppliers of metal cast 
and precision machined components 

Nicholas J. Swenson 
Chairman of the Board and   
Chief Executive Officer -  Air T, Inc. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Air T, Inc.

3524 Airport Road  

Maiden, North Carolina 28650