Quarterlytics / Industrials / Integrated Freight & Logistics / Air T, Inc.

Air T, Inc.

airt · NASDAQ Industrials
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Ticker airt
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Sector Industrials
Industry Integrated Freight & Logistics
Employees 624
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FY2017 Annual Report · Air T, Inc.
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Air T, Inc.

2017 Annual Report 

Dear Fellow Stockholders, 

Air T owns and operates a diverse set of businesses, and manages a small set of passive investments. Stockholders 
g  by  focusing  on  generating  after-tax
can  expect  us  to  work  to  balance  important  stockholder  interests,  includin
cash flow per share. This means that we will take short and long-term decisions to grow business value.  And it 
may mean investing in businesses for future growth. 

m

Imagine  that  our  managers  fit  into  one  of  two  categories:  business  owners  operating  their  businesses  and 
investment managers investing to generate excess returns. It's as if we have the best of both operator skills and 
capital allocation skills.  While this allocator-operator partnership is simplified for illustration purposes, it holds in 
many important respects and across multiple layers and entities within Air T.  

This design helps us manage the risks inherent in our operating environment and the world generally by locating 
business units so that they tend to have fire-breaks among them.  This also activates our skilled managers and their 
teams,  motivating  them  to  tune-into  and  master  local  domain  knowledge  and  drive their  business  to  high
performance.  Since most managers we meet are enthusiastic about having local decision-making authority while
enjoying the service-centered corporate support available to them, we find that our emerging organizational design
both motivates managers and mitigates risk.  An investment manager sees the analogue to portfolio management 
in this architecture.  

From  an  operating  perspective,  Air  T  is  scaling  up and  growing,  both  via  acquisitions  and  through  dynamic 
expansion in our core businesses. We expect that scaling up within our operating environment is something that 
will never end from here on out.  As a result, we have been paying attention to the functional responsibilities, the
shared-services if you will, that we are making available to the operators of our businesses.  We are developing a
small, high performance team that delivers specialized knowledge when and if it is needed.  

From a capital perspective, Air T can grow in one of four ways: organic earnings growth, share issuance, leverage,
and  by  managing  capital  as  an  investment  manager  might.    We  do  not  favor  share  issuance  at  this  time.    And 
leverage only makes sense in limited and prudent amounts.  This leaves us with organic earnings growth both by
cash flow generation and owned-asset appreciation; as well as managing assets for others. It's only natural that we
will continue to pursue the last two growth paths most intensely.  

Sincerely, 

Nick Swenson 
President and Chief Executive Officer 

 
 
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION 
WASHINGTON, D.C. 20549

FORM 10-K

(Mark one) 

(cid:1800) Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the fiscal year ended March 31, 2017

(cid:1798) Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the transition period from _____to _____ 

Commission File Number 001-35476

Air T, Inc.

(Exact name of registrant as specified in its charter)

Delaware 
(State or other jurisdiction of incorporation or organization) 

52-1206400 
(I.R.S. Employer Identification No.) 

5930 Balsom Ridge Road, Denver, North Carolina 28037 
(Address of principal executive offices, including zip code) 

                            (828) 464 8741                   
(Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act:

Title of Class
Common Stock, par value $0.25 per share 

Name of Each Exchange on Which Registered 
The NASDAQ Stock Market 

Securities registered pursuant to Section 12(g) of the Act: None 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.          Yes (cid:1798)           No(cid:1800)
Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.            Yes (cid:1798)                No(cid:1800)
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 
1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such 
filing requirements for the past 90 days.

uu

Yes (cid:1800)                   No(cid:1798)

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File
required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such 
shorter period that the registrant was required to submit and post such files).   Yes (cid:1800)                    No(cid:1798)

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to 
the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any 
amendment to this Form 10-K. (cid:1798)

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or 
an emerging growth company. (See the definitions of “large accelerated filer”, “accelerated filer”, “smaller reporting company”, and “emerging
growth company” in Rule 12b-2 of the Exchange Act) 

mm

Large accelerated filer (cid:1798) 

Accelerated filer (cid:1798)

Non-accelerated filer (cid:1798)
(Do not check if smaller reporting company) 

Smaller reporting company (cid:1800)

Emerging growth company (cid:1798)

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any
new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  (cid:1798)

ff

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act) 

Yes (cid:1798)                   No(cid:1800)

The aggregate market value of voting stock held by non-affiliates of the registrant based upon the closing price of the common stock on September 
30, 2016 was approximately $26,783,000. As of May 31, 2017, 2,042,789 shares of common stock were outstanding.

 
 
 
 
 
 
 
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Business

Item 1. 
Item 1A.  Risk Factors 
Item 1B.  Unresolved Staff Comments
Item 2. 
Item 3. 
Item 4.  Mine Safety Disclosures

Properties 
Legal Proceedings 

AIR T, INC. AND SUBSIDIARIES
2017 ANNUAL REPORT ON FORM 10-K 
TABLE OF CONTENTS

PART I

PART II

Selected Financial Data 

Item 5.  Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities    
Item 6. 
Item 7.  Management's Discussion and Analysis of Financial Condition and Results of Operations 
Item 8. 
Item 9. 
Item 9A.  Controls and Procedures
Item 9B.  Other Information 

Financial Statements and Supplementary Data 
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 

PART III

Item 10.  Directors, Executive Officers and Corporate Governance 
Item 11.  Executive Compensation 
Item 12.  Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 
Item 13.  Certain Relationships and Related Transactions and Director Independence 
Item 14.  Principal Accounting Fees and Services 

Item 15.  Exhibits and Financial Statement Schedules 
Item 16.  Form 10-K Summary
Signatures
Interactive Data Files 

PART IV

4

  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
Item 1.     Business. 

PART I

Air  T, Inc. (the  “Company,”  “Air  T,”  “we”  or  “us”)  is  a  decentralized holding  company  with  owne
rship  interests  in  a broad  set of 
operating and financial assets that are designed to expand, strengthen and diversify our cash earnings power. Our goal is to build on
Air T’s core businesses, to expand into adjacent industries, and when appropriate, to acquire companies that we believe fit into the Air 
T family.  

t

We currently operate wholly owned subsidiaries in three legacy industry segments:

• 

• 

• 

overnight air cargo, comprised of our Mountain Air Cargo, Inc. (“MAC”) and CSA Air, Inc. (“CSA”) subsidiaries, which 
operates in the air express delivery services industry;

ground  equipment  sales,  comprised  of  our  Global  Ground  Support,  LLC  (“GGS”)  subsidiary,  which  manufactures  and
provides mobile deicers and other specialized equipment products to passenger and cargo airlines, airports, the military and 
industrial customers; and 

ground  support  services,  comprised  of  our  Global  Aviation  Services,  LLC  (“GAS”)  subsidiary,  which  provides  ground 
support equipment maintenance and facilities maintenance services to domestic airlines and aviation service providers.

tt
In  the  past  two  years,  we  have  organized  or  acquired  businesses  operating  in  three  ot
her  segments.  In  October  2015,  we  formed  a
r
wholly  owned  equipment  leasing  subsidiary,  Air  T  Global  Leasing,  LLC  (“ATGL”),  which  comprises  our  leasing  segment.   In 
November 2015, we acquired debt and equity interests in Delphax Technologies, Inc. (“Delphax”), a printing equipment manufacturer 
and  maintenance  provider,  which  comprises  our  printing  equipment  and  maintenance  segment.   In  July  2016,  our  majority  owned 
subsidiary,  Contrail  Aviation  Support,  LLC  (“Contrail  Aviation”),  acquired  the  principal  assets  of  a  business  based  in  Verona,
Wisconsin engaged in acquiring surplus commercial jet engines and components and supplying surplus and aftermarket commercial
jet  engine  components.   In  October  2016,  we  acquired  100%  of  the  outstanding  equity  interests  of  Jet  Yard,  LLC  (“Jet  Yard”)  to
provide commercial aircraft storage, maintenance and aircraft disassembly/part-out services at facilities leased at the Pinal Air Park in
Marana,  Arizona.   In  May  2017,  our  newly  formed  subsidiaries,  AirCo,  LLC  and  AirCo  Services,  LLC  (collectively,  “AirCo”), 
acquired the inventory and principal assets of a business based in Wichita, Kansas that distributes and sells airplane and aviation parts.
Contrail Aviation, Jet Yard and AirCo comprise the commercial jet engines and parts segment of the Company’s operations.  This
segment, formerly referred to as the commercial jet engines segment, was renamed to reflect its broader product and service offerings. 

aa

ff

For  the  fiscal  year  ended  March  31,  2017,  the  overnight  air  cargo  segment  accounted  for  47%  of  our  consolidated  revenues,  the 
ground equipment sales segment accounted for 21% of our consolidated revenues, the ground support services segment accounted for 
21% of consolidated revenues, while the printing equipment and maintenance segment, the commercial jet engines and parts segment, 
and the leasing segment accounted for 6%, 5% and less than 1%, respectively, of our consolidated revenues. Certain financial data aa
with  respect  to  the  Company’s  segments  and  geographic  areas  is  set  forth  in  Notes  20  and  21  of  Notes  to  Consolidated  Financial
Statements included under Part II, Item 8 of this report. 

Air T was incorporated under the laws of the State of Delaware in 1980. The principal place of business of Air T, MAC and ATGL is 
5930 Balsom Ridge Road, Denver, North Carolina, the principal place of business of CSA is Iron Mountain, Michigan, the principal 
place  of  business  for  GGS  is  Olathe,  Kansas,  the  principal  place  of  business  for  GAS  is  Eagan,  Minnesota,  the  principal  place  of 
business  of  Delphax  is  Minneapolis,  Minnesota,  the  principal  place  of  business  of  Contrail  Aviation  is  Verona,  Wisconsin,  the 
principal  place  of  business  of  AirCo  is  Wichita,  Kansas,  and  the  principal  place  of  business  of  Jet  Yard  is  Marana,  Arizona.   We 
maintain an Internet website at http://www.airt.net and our SEC filings may be accessed through links on our website.

5

  
 
  
  
 
 
 
 
 
Acquisitions.

tt

Delphax.  On  November  24,  2015,  the  Company  purchased  (i)  at  face  value  a  $2,500,000  principal  amount  Five-Year  Senior 
Subordinated  Promissory  Note  (the  “Senior  Subordinated  Note”)  issued  by  Delphax’s  Canadian  operating  subsidiary,  Delphax
Technologies Canada Limited (“Delphax Canada”), for a combination of cash and the surrender of outstanding principal of $500,000 
and accrued and unpaid interest thereunder, and cancellation of, a 90-Day Senior Subordinated Note purchased at face value by the 
Company from that Delphax subsidiary on October 2, 2015 and (ii) for $1,050,000 in cash a total of 43,000 shares (the “Shares”) of 
Delphax’s  Series  B  Preferred  Stock  (the  “Series  B  Preferred  Stock”)  and  a  Stock  Purchase  Warrant  (the  “Warrant”)  to  acquire  an
additional  95,600  shares  of  Series  B  Preferred  Stock  at  a  price  of  $33.4728  per  share  (subject  to
  adjustment  for  specified  dilutive 
f
events). Each share of Series B Preferred Stock is convertible into 100 shares of common stock of Delphax, subject to anti-dilution
adjustments.  Based  on  the  number  of  shares  of  Delphax  common stock  outstanding  and  reserved  for  issuance  under  Delphax’s
employee  stock  option plans,  at  March  31, 2017  and  2016  the  number  of  shares of  common  stock  underlying  the  Shares  represent 
approximately  38%  of  the  shares  of  Delphax  common  stock  that  would  be  outstanding  assuming  conversion  of  the  Shares  and 
t
approximately  31%  of  the  outstanding  shares  assuming  conversion  of  the  Shares  and  the  issuance  of  all  the  shares  of  Delphax
common  stock  reserved  for  issuance  under  Delphax’s  employee  stock  option  plans.  Under  the  agreement  that  provided  for  the 
Company’s  purchase  of  these  interests,  on  November  24,  2015  three  designees  of  the  Company  (including  Nick  Swenson,  the 
Company’s President, Chief Executive Officer and Chairman, and Michael Moore, the President of our GGS subsidiary) were elected
to the board of directors of Delphax, which had a total of seven members following their election. Pursuant to the terms of the Series B 
Preferred  Stock,  for  so  long as  amounts  are  owed  to Air T  under  the  Senior  Subordinated  Note  or we  continue  to  hold  a  specified
number of the Shares and interests in the Warrant holders of the Series B Preferred Stock, voting as a separate class, the Company
would  be  entitled  to  elect,  after  June  1,  2016,  four-sevenths  of  the  members  of  the  board  of  directors  of  Delphax  and,  without  the
written  consent  or  waiver  of  the  Company,  Delphax  may  not  enter  into  specified  corporate  transactions.  As  a  result  of  these
transactions, we determined that we had obtained control over Delphax in conjunction with the acquisition of the interests described 
above, and we have consolidated the relevant financial information of Delphax in Air 
T’s consolidated financial statements beginning
aa
on November 24, 2015. 

t

n

On  January  6,  2017,  the  Company  acquired  all  rights,  and  assumed  all  obligations,  of  a  third-party  lender  under  a  senior  credit
agreement (the “Delphax Senior Credit Agreement”) with Delphax and Delphax Canada providing for a $7.0 million revolving senior
secured credit facility, subject to a borrowing base of North American accounts receivable and inventory, including obligations, if any,
to fund future borrowings under the Delphax Senior Credit Agreement. In connection with this transaction, the Company paid to such 
third-party senior lender an amount equal to the approximately $1.26 million outstanding borrowing balance, plus accrued and unpaid 
interest and fees. Also in connection with this transaction, the Company, Delphax and Delphax Canada entered into an amendment to 
the Delphax Senior Credit Agreement to reduce the maximum amount of borrowings permitted to be outstanding under the Delphax 
Senior Credit Agreement from $7.0 million to $2.5 million, to revise the borrowing base to include in the borrowing base 100% of 
purchase orders from customers for products up to $500,000, to provide that the interest rate on all borrowings outstanding until all 
loans under the Delphax Senior Credit Agreement are repaid in full will be a default rate equal to 2.5% per month to be paid monthly,
and to provide for the payment to the Company from Delphax Canada and Delphax of fees equal to $25,000 upon execution of the 
amendment and of $50,000 upon repayment in full of all loans under the Delphax Senior Credit Agreement. On January 6, 2017, the
Company  notified  Delphax  and  Delphax  Canada of  certain  “Events  of  Default”  (as  defined  under  the  Delphax  Senior  Credit 
Agreement) existing under the Delphax Senior Credit Agreement and that the Company was reserving all rights to exercise remedies 
under the Delphax Senior Credit Agreement and that no delay in exercising any such remedy is to be construed as a waiver of any of 
its remedies. Also, on January 6, 2017, the Company and Delphax Canada entered into a Forbearance and Amendment Agreement 
dated as of January 6, 2017, which amended the Senior Subordinated Note to increase the default rate of interest from an annual rate 
of 10.5% to an annual rate of 18%, to be in effect until all amounts under the Senior Subordinated Note are paid in full, and which 
provides that so long as no Event of Default (as defined in the Senior Subordinated Note) occurs under the Senior Subordinated Note, 
other than Events of Default that existed as of January 6, 2017, the Company agreed to forbear from exercising its remedies under the
Senior  Subordinated  Note  until  May 31,  2017  and  further  provided  for  the  payment  by  Delphax  Canada  to  the  Company  of  a 
forbearance  fee  equal  to  approximately  $141,000.  At  March  31,  2017,  Delphax  Canada  was  not  in  compliance  with  financial
covenants  under  the  Delphax  Senior  Credit  Agreement.  Notwithstanding  the  existence  of  these  events  of  default,  the  Company 
permitted additional borrowings under the Delphax Senior Credit Agreement to, among other things, fund a final production run by
Delphax Canada of consumable products for its legacy printing systems, which production run was primarily completed over the first 
six months of calendar 2017. Delphax Canada is Delphax's sole manufacturing subsidiary.

w

y

a

6

 
 
Events  of  default  under  the  Delphax  Senior  Credit  Agreement  persisted.  On  July  13, 2017,  the  Company  delivered  a  demand  for 
payment and Notice of Intention to Enforce Security to Delphax Canada. On August 10, 2017, the Company foreclosed on all personal
property and rights to undertakings of Delphax Canada. The Company foreclosed as a secured creditor with respect to amounts owed 
to  it  by  Delphax  Canada  under  the  Delphax  Senior  Credit  Agreement.  The  Company  provided  notice  of  its  intent  to  foreclose  to 
Delphax  Canada  and  its  secured  creditors  and  shareholder  on  July  26,  2017.  The  outstanding  amount  owed  to  the  Company  by
Delphax  Canada  under  the  Delphax  Senior  Credit  Agreement  on  July  26,  2017  was  approximately  $1,510,000.  The  Company  also
submitted  an  application  to  the  Ontario  Superior  Court  of  Justice in  Bankruptcy  and  Insolvency  (the  "Ontario  Court")  seeking  that 
Delphax  Canada  be  adjudged  bankrupt.  On  August  8,  2017,  the  Ontario  Court  issued  an  order  adjudging  Delphax  Canada  to  be
bankrupt.  The  recipients  of  the  foreclosure  notice  did  not  object  to  the  foreclosure  or  redeem.  As  a  result,  the  foreclosure  was 
completed  on August  10, 2017,  and  the  Company  accepted  the personal  property  and  rights  to  undertakings of Delphax  Canada in 
satisfaction of the amount secured by the Delphax Senior Credit Agreement. 

d

As  disclosed  above,  we  have  consolidated  Delphax  into  our  consolidated  financial  statements  since  November  2015.  Since 
intercompany  transactions  are  eliminated  in  consolidation,  amounts  due  from  Delphax  and  Delphax  Canada  to  Air  T  are  excluded 
from our consolidated financial statements. Because Delphax is a variable interest entity, the effect of interest expense arising under 
the  Senior  Subordinated  Note  and,  since  January  6,  2017,  under  the  Delphax  Senior  Credit  Agreement,  and  other  intercompany
transactions,  are  reflected  in  the  attribution  of  Delphax’s  net  income  or  losses  to  non-controlling  interests  in  our  consolidated 
statements of income (loss).

Contrail,  Jet  Yard  and  AirCo.  On  July  18,  2016,  Contrail  Aviation,  a  subsidiary  of  the  Company,  completed  the  purchase  of 
substantially all of the business assets of  Contrail Aviation Support, Inc. (“Contrail Seller”). Prior to the asset sale, Contrail Seller,
based  in  Verona,  Wisconsin,  engaged  in  the  business  of  acquiring  surplus  commercial  jet  engines  and  components  and  supplying
surplus and aftermarket commercial jet engine components. In connection with the acquisition, Contrail Aviation offered employment 
to  all  of  Contrail  Seller’s  employees.  The  acquisition  consideration  paid  to  Contrail  Seller  included  equity  membership  units  in 
Contrail Aviation representing 21% of the total equity membership units in Contrail Aviation. As a result, the Company owns equity 
membership units in Contrail Aviation representing the remaining 79% of the total equity membersh
ip units in Contrail Aviation. In 
addition, Contrail Aviation has agreed to pay as additional deferred consideration to Contrail Seller up to a maximum of $1.5 million
per year and $3.0 million in the aggregate based on Contrail Aviation’s EBITDA (as defined in the purchase agreement) measured 
during  periods  over  the  five  years  following  the  acquisition.  Contrail  Aviation  and  Contrail  Seller  also  entered  into  put  and  call
options permitting, at any time after the fifth anniversary of the asset sale closing date, Contrail Aviation at its election to purchase 
from Contrail Seller, and permitting Contrail Seller at its election to require Contrail Aviation to purchase from Contrail Seller, all of 
Contrail  Seller’s  equity  membership  interests  in  Contrail  Aviation  at  a price  to be  agreed  upon,  or  failing  such  an agreement  to  be 
determined pursuant to third-party appraisals in a specified process.  

f

On  October  3,  2016,  a  newly  formed  subsidiary  of  the  Company,  Stratus  Aero  Partners,  LLC  (formerly,  Global  Aviation  Partners, 
LLC), acquired 100% of the outstanding equity interests of Jet Yard. Jet Yard is registered to operate a repair station under Part 145 of 
ease
the  regulations  of  the  Federal  Aviation Administration  and  its  principal asset  at  the  time  of  the  Company’s  acquisition  was  a  l
d
from Pinal County, Arizona to approximately 48.5 acres of land at the Pinal Air Park in Marana, Arizona. Jet Yard was organized in 
2014, entered into the lease in June 2016 and prior to our acquisition maintained de minimus operations.  

dd

The aggregate cash consideration paid in these two acquisition transactions described above, after closing date adjustments and not 
including potential deferred payments to Contrail Seller, was approximately $4,048,000.

d

On May 2, 2017 and May 31, 2017, AirCo acquired the inventory and principal business assets, and assumed specified liabilities, of 
Aircraft  Instrument  and  Radio  Company,  Incorporated,  and  Aircraft  Instrument  and  Radio  Services,  Inc.  (collectively  the  “AirCo 
Sellers”). The acquired business, which is based in Wichita, Kansas, distributes and sells airplane and aviation parts and maintains a 
license under Part 145 of the regulations of the Federal Aviation Administration. The consideration paid for the acquired business was 
approximately $2,400,000. The Company will reflect this acquired business in its consolidated financial statements beginning with the 
first quarter of fiscal year 2018. 

D&D GSE Support. On October 31, 2016, GAS acquired, effective as of October 1, 2016, substantially all of the assets of D&D GSE
Support,  Inc.  (“D&D”)  which  was  in  the  business  of  marketing, selling  and  providing  aviation  repair,  equipment,  parts,  and 
maintenance  sales  services  and  products  at  the  Fort  Lauderdale  airport.  The  total  amount  paid  at  closing  in  connection  with  this
acquisition was $400,000, with an additional $100,000 paid 30 days after closing and an additional $100,000 payable in equal monthly 
installments  of  $16,667  commencing  on  November  1,  2016.  Earn-out  payments  of  up  to  $100,000  may  also  be  payable  based  on 
specified performance for the twelve-month period ending September 30, 2017. 

t

7

 
 
 
 
 
 
Overnight Air Cargo.

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MAC and CSA are two of seven companies in the U.S. that have North American feeder airlines under contract with FedEx. With a 
relationship with FedEx spanning over 35 years, MAC and CSA operate and maintain Cessna Caravan, ATR-42 and ATR-72 aircraft 
that fly daily small-package cargo routes throughout the eastern United States, upper Midwest and the Caribbean. MAC and CSA’s
revenues are derived principally pursuant to “dry-lease” service contracts with FedEx. On June 1, 2015, MAC and CSA entered into 
new dry-lease agreements with FedEx which together cover all of the revenue aircraft operated by MAC and CSA and replaced all 
prior dry-lease service contracts.  These dry-lease agreements provide for the lease of specified aircraft by MAC and CSA in return for 
the payment of monthly rent with respect to each aircraft leased, which monthly rent was increased from the prior dry-lease service
contracts  to  reflect  an  estimate  of  a  fair  market  rental  rate.   These dry-lease  agreements  provide  that  FedEx  determines  the  type  of 
aircraft  and  schedule  of  routes  to  be  flown  by  MAC  and  CSA,  with  all  other  operational  decisions  made  by  MAC  and  CSA,
respectively.  The current dry-lease agreements provide for the reimbursement by FedEx of MAC and CSA’s costs, without mark up,
incurred in connection with the operation of the leased aircraft for the following: fu
el, landing fees, third-party maintenance, parts and 
certain other direct operating costs. Unlike prior dry-lease contracts, under the dry-lease agreements, certain operational costs incurred 
by MAC and CSA in operating the aircraft are not reimbursed by FedEx at cost, and such operational costs are borne solely by MAC 
and CSA.  Under the dry-lease agreements, MAC and CSA are required to perform maintenance of the leased aircraft in return for a 
maintenance  fee  based  upon  an  hourly  maintenance  labor  rate,  which  has  been  increased  from  the  rate  in  place  under  the  prior  
dry-lease  service  contracts. Under  prior  dry-lease  service  contracts,  the  hourly  maintenance  labor  rate  had  not  been  adjusted  since
2008. The dry-lease agreements provide for the payment by FedEx to MAC and CSA of a monthly administrative fee based on the
number  and  type  of  aircraft  leased  and  routes  operated.   The  amount  of  the  monthly  administrative  fee  under  the  new  dry-lease
agreements is greater than under the prior dry-lease service contracts with FedEx, in part to reflect the greater monthly lease payment 
per aircraft and the fact that certain operational costs borne by MAC and CSA are not reimbursed. The amount of the administrat
ive 
fee  is  subject  to  adjustment  based  on  the  number  of  aircraft  operated,  routes  flown  and  whether  aircraft  are  considered  to  be  
soft-parked. Since MAC and CSA entered into the new dry-lease agreements in 2015, they have periodically entered into amendments 
h 
to the agreements with FedEx that have adjusted the administrative fees payable under these agreements. These adjustments, whic
have  generally  been  made  on  an  annual  basis,  have  resulted  in  annual  period-to-period  volatility  in  MAC  and  CSA’s  profitability. 
MAC and CSA entered into such an amendment effective as of June 1, 2017 which is expected to positively affect MAC and CSA’s 
profitability compared to results for the fiscal year ended March 31, 2017.  

yy

y

d

rr

f

The current dry-lease agreements would expire, unless renewed, on May 31, 2020.  The dry-lease agreements may be terminated by 
FedEx or MAC and CSA, respectively, at any time upon 90 days’ written notice and FedEx may at any time terminate the lease of anyaa
particular  aircraft  thereunder upon 10 days’  written  notice.  In  addition, each of  the  dry-lease  agreements provides  that  FedEx  may 
terminate  the  agreement  upon  written  notice  if  60%  or  more  of  MAC  or  CSA’s  revenue  (excluding  revenues  arising  from 
reimbursement  payments  under  the  dry-lease  agreement)  is  derived  from  the  services  performed  by  it  pursuant  to  the  respective  
dry-lease agreement, FedEx becomes MAC or CSA’s only customer, or MAC or CSA employs less than six employees. As of the date 
of this report, FedEx would have been permitted to terminate each of the dry-lease agreements under this provision. The Company
believes that the short-term  nature of its agreements with FedEx is standard within the airfreight contract delivery service industry,
where performance is measured on a daily basis.  

Under the dry-lease service contracts in place during the first two months of the fiscal year ended March 31, 2016 and prior periods,
FedEx leased its aircraft to MAC and CSA for a nominal amount and paid a monthly administrative fee to MAC and CSA to operate
aa
the aircraft. Under these contracts, all direct costs related to the operation of the aircraft (including fuel, outside maintenance, landing
fees and pilot costs) were passed through to FedEx without markup. 

As of March 31, 2017, MAC and CSA had an aggregate of 80 aircraft under the dry-lease agreements with FedEx. Included within the 
80 aircraft are 4 Cessna Caravan aircraft that are considered soft-parked. Soft-parked aircraft remain covered under MAC and CSA’s 
agreements with FedEx although at a reduced administrative fee compared to aircraft that are in operation. MAC and CSA continue to 
perform  maintenance  on  soft-parked  aircraft,  but  they  are  not  crewed  and  MAC  and  CSA  do  not  operate  soft-parked  aircraft  on
scheduled routes. 

Revenues from MAC and CSA’s contracts with FedEx accounted for approximately  47% and 46% of the Company’s consolidated 
revenue for the fiscal years ended March 31, 2017 and 2016, respectively. The loss of FedEx as a customer would have a material
adverse  effect  on  the  Company.  FedEx  has  been  a  customer  of  the  Company  since  1980.  MAC  and  CSA  are  not  contractually
precluded from providing services to other parties and MAC occasionally provides third-party maintenance services to other airline 
customers and the U.S. military.  

8

 
MAC and CSA operate under separate aviation certifications. MAC is certified to operate under Part 121, Part 135 and Part 145 of the
regulations of the Federal Aviation Administration (the “FAA”). These certifications permit MAC to operate and maintain aircraft that 
can carry a maximum cargo capacity of 7,500 pounds on the Cessna Caravan 208B under Part 135 and a maximum cargo capacity of 
14,000 pounds for the ATR-42 and 17,800 pounds for the ATR-72 aircraft under Part 121. CSA is certified to operate and maintain
aircraft under Part 135 of the FAA regulations. This certification permits CSA to operate aircraft with a maximum cargo capacity of 
7,500 pounds.

ff

tt

MAC and CSA, together, operated the following FedEx-owned cargo aircraft as of March 31, 2017:  

Type of Aircraft 

Model Year 

Form of Ownership

Cessna Caravan 208B (single turbo prop) 
ATR-42 (twin turbo prop)  
ATR-72 (twin turbo prop) 

1985-2012 
1992 
1992 

Dry lease 
Dry lease 
Dry lease 

Number 
of 
Aircraft 

63
9
8

80 

The  Cessna  Caravan  208B  aircraft  are  maintained  under  an FAA  Approved  Aircraft  Inspection  Program  (“AAIP”).  The  inspection
intervals range from 100 to 200 hours. The current engine overhaul period on the Cessna aircraft is 8,000 hours. 

The ATR-42 and ATR-72 aircraft are maintained under a FAA Part 121 continuous airworthiness maintenance program. The program 
consists  of  A  and  C  service  checks  as  well  as  calendar  checks  ranging  from  weekly  to  12  years  in  duration.  The  engine  overhaul
period is 6,000 hours. 

MAC and CSA operate in a niche market within a highly competitive contract cargo carrier market. MAC and CSA are two of seven
carriers that operate within the United States as FedEx feeder carriers. MAC and CSA are benchmarked against the other five FedEx 
feeders based on safety, reliability, compliance with federal, state and applicable foreign regulations, price and other service related 
measurements.  Accurate  industry  data  is  not  available  to  indicate  the  Company’s  position  within  its  marketplace  (in  large  measure uu
because  all  of  the  Company’s  direct  competitors  are  privately  held),  but  management  believes  that  MAC  and  CSA,  combined, 
constitute the largest contract carrier of the type described immediately above. 

dd

FedEx  conducts  periodic  audits  of  MAC  and  CSA,  and  these  audits  are an  integral  part  of  the  relationship between  the  carrier  and 
FedEx. The audits test adherence to the dry-lease agreements and assess the carrier’s overall internal control environment, par
rr
ticularly 
as  related  to  the  processing  of  invoices  of  FedEx-reimbursable  costs.  The  scope  of  these  audits  typically  extends  beyond  simple
validation  of  invoice  data  against  the  third-party  supporting  documentation.  The  audit  teams  generally  investigate  the  operator’s 
processes  and  procedures  for  strong  internal  control  procedures.  The  Company  believes  satisfactory  audit  results  are  critical  to
maintaining its relationship with FedEx. The audits conducted by FedEx are not designed to provide any assurance with respect to the 
Company’s  consolidated financial  statements,  and  investors,  in  evaluating  the  Company’s  consolidated  financial  statements,  should 
not rely in any way on any such examination of the Company or any of its subsidiaries. 

r

The Company’s overnight air cargo operations are not materially seasonal. 

Ground Equipment Sales.

GGS  is  located  in  Olathe,  Kansas  and  manufactures,  sells  and  services  aircraft  deicers  and  other  specialized  equipment  sold  to 
domestic and international passenger and cargo airlines, ground handling companies, the United States Air Force (“USAF”), airports 
and industrial customers. GGS’s product line includes aircraft deicers, scissor-type lifts, 
military and civilian decontamination units,
flight-line tow tractors, glycol recovery vehicles and other specialized equipment. In the fiscal year ended March 31, 2017, sales of 
deicing equipment accounted for approximately 49% of GGS’s revenues, compared to 82% in the prior fiscal year. This is principally
due to the large order from a major airline in the prior year that did not reoccur in the fiscal year 2017.

ff

r

9

  
  
  
 
 
 
 
 
 
 
 
 
GGS  designs  and  engineers  its  products.  Components  acquired  from  third-party  suppliers  are  used  in  the  assembly  of  its  finished
products. Components are sourced from a diverse supply chain. The primary components for mobile deicing equipment are the chassis
(which is a commercial medium or heavy-duty truck), the fluid storage tank, a boom system, the fluid delivery system and heating
equipment. The price of these components is influenced by raw material costs, principally high-strength carbon steels and stainless 
steel.  GGS  utilizes  continuous  improvements  and  other  techniques  to  improve  efficiencies  and  designs  to  minimize  product  price
increases  to  its  customers,  to  respond  to  regulatory  changes,  such  as  emission  standards,  and  to  incorporate  technological
improvements to enhance the efficiency of GGS’s products. Improvements have included the development of single operator mobile 
deicing units to replace units requiring two operators, a patented premium deicing blend system and a more efficient forced-air deicing 
system.

d

r

GGS manufactures five basic models of mobile deicing equipment with capacities ranging from 700 to 2,800 gallons. GGS also offers 
omer, including single operator configuration, 
fixed-pedestal-mounted deicers. Each model can be customized as requested by the cust
fire suppressant equipment, open basket or enclosed cab design, a patented forced-air deicing nozzle, on-board glycol blending system 
to  substantially  reduce  glycol  usage,  and  color  and  style  of  the  exterior  finish.  GGS  also  manufactures  five  models  of  scissor-lift 
equipment, for catering, cabin service and maintenance service of aircraft, and has developed a line of decontamination equipment, 
flight-line tow tractors, glycol recovery vehicles and other special purpose mobile equipment. 

n

GGS competes primarily on the basis of the quality and reliability of its products, prompt delivery, service and price. The market for 
aviation ground service equipment is highly competitive and directly related to the financial health of the aviation industry, weather 
patterns and changes in technology. 

r

GGS’s mobile deicing equipment business has historically been seasonal, with revenues typically being lower in the fourth and first 
fiscal  quarters  as  commercial  deicers  are  typically  delivered  prior  to  the  winter  season.  The  Company  has  continued  its  efforts  to
reduce  GGS’s  seasonal  fluctuation  in  revenues  and  earnings  by  broadening  its  international  and  domestic  customer  base  and  its
uu
product line. In July 2009, GGS was awarded a new contract to supply deicing trucks to the USAF, which expired in July 2014. On
May 15, 2014, GGS was awarded a new contract to supply deicing trucks to the USAF. The initial contract award is for two years 
through  July  13,  2016  with  four  additional  one-year  extension  options  that  may  be  exercised  by  the  USAF,  the  first  of  which  was
exercised,  extending  the  contract  term  to  July 13,  2018.  The  value  of  the  contract,  as
well  as  the  number  of  units  to  be  delivered, 
depends upon annual requirements and available funding to the USAF. 

y

ff

rr

GGS sold one deicer, the pre-production unit for the GL 1800 model deicer under this contract, to the USAF under the above contract 
during the fiscal year ended March 31, 2017, which pre-production unit was accepted by the USAF. In addition, GGS revenues and 
operating income have resumed their seasonal pattern. Delivery and acceptance of the pre-production unit is typically required by the 
USAF before further orders are submitted. 

tt

In September 2010, GGS was awarded a contract to supply flight-line tow tractors to the USAF. The contract award was for one year 
commencing September 28, 2010 with four additional one-year extension options exercisable by the USAF. All option periods under
the contract have been exercised and the contract expired in September 2015, though it continues to govern orders placed under the 
contract prior to its expiration. For the fiscal year ended March 31, 2017, GGS revenues included $3,174,000 of flight-line tow tractor 
sales to the USAF under this contract ($708,000 for the fiscal year ended March 31, 2016).

w

Because the USAF is not obligated to purchase a set or minimum number of units under these contracts, the value of these contracts,
as well as the number of units to be delivered, depends upon the USAF’s requirements and available funding. GGS’s revenue from
sales to the USAF, including under these contracts and for parts for units sold under prior contracts, accounted for approximately 14% 
and 3% of the segment’s revenue for the fiscal years ended March 31, 2017 and 2016, respectively.

Ground Support Services.

GAS,  which  was  started  by  the  Company  in  September  2007,  provides  aircraft  ground  support  equipment,  fleet,  and  facility
maintenance services. At March 31, 2017, GAS was providing ground support equipment, fleet, and facility maintenance services to 
more than 114 customers at 84 North American airports.  

10

  
  
  
  
  
 
 
Approximately 28% and 33%, respectively, of GAS’s revenues in the fiscal years ended March 31, 2017 and 2016, were derived from
services under a contract with LSG SkyChefs. The LSG SkyChefs contract is an evergreen agreement without a specific termination
date but does include a 60-day termination clause for either party. In addition, approximately 14% and 15% of GAS’s revenues for the 
fiscal  years  ended  March 31,  2017  and  2016,  were  derived  from  services  under  a  contract  with  Delta  Airlines.  In  December  2016,
Delta awarded GAS a five-year contract at 28 locations in connection with their periodic request-for-proposal (RFP) process. Most 
significantly,  GAS  was  awarded  the  maintenance  of  the  baggage  handling  system  and  passenger  boar
ding  bridges  for  Delta’s  hub 
operation at the Minneapolis-St. Paul airport. Not all Delta locations serviced by GAS were included in this RFP. With the new award, 
GAS estimates that annualized revenues for services at Delta locations, including existing Delta locations serviced by GAS that were 
not part of the 2016 RFP process, will be more than twice the annual run rate for services to Delta locations prior to the award. At 
March 31, 2017, GAS had over 90 technicians serving Delta in 44 locations. In addition to expanded locations with Delta, during
 the
fiscal year 2017, GAS added multiple service locations to other key customers. In total, during the fiscal year 2017, GAS added 20 
new served locations and over 100 additional technicians. 

d

aa

t

The  October  2016  acquisition  of  the  assets  of  D&D  by  GAS  enhances  GAS’s  market  position  in  South  Florida  and  is  expected  to 
serve as a primary hub for ground support equipment maintenance services in South Florida and the Bahamas. 

GAS competes primarily on the basis of the quality, reliability and pricing of its services. The market for ground support equipment 
and  airport  facility  maintenance services  is  highly  competitive  and  directly  related  to  the  financial  health  of  the  aviation  industry. 
GAS’s maintenance service business is not materially seasonal. 

Printing Equipment and Maintenance.  

Delphax designs, manufactures and sells advanced digital print production equipment (including high-speed, high-volume cut-sheet 
and  continuous  roll-fed  printers),  maintenance  contracts,  spare  parts,  supplies  and  consumable  items  for  these  systems.   The
equipment,  spare  parts,  supplies  and  consumable  items  have  been  manufactured  by,  and  maintenance  services  were  provided  by, 
Delphax’s subsidiary in Canada, and such products and services are sold through Delphax and its subsidiaries located in the United 
Kingdom and France.  A significant portion of Delphax’s net sales has historically been related to service and support provided after 
the sale, including the sale of consumable items for installed printing systems.  Historically, Delphax has had a significant presence in 
the  check  production  marketplace  in  North  America,  Europe,  Latin  America,  Asia  and  the  Middle  East.   Delphax’s  primary 
manufacturing facility is located in Mississauga, Ontario.  Delphax’s common stock is traded on the over-the-counter market under the 
symbol “DLPX.”  

d

Our investments in Delphax were intended to support the commercial rollout and manufacturing costs of the new Delphax élan™ 500
digital color print system, which combines advances in inkjet and paper-handling technologies in a production class sheet-fed system 
offering full CMYK color and 1600 dpi print quality at speeds of up to 500 letter impressions per minute. During the quarter ended 
June  30,  2016,  Delphax  was  informed  by  its  largest  customer  that  the  customer  had  decided  to  accelerate  its  plans  for  removing 
Delphax  legacy  printing  systems  from  production  and  that  Delphax  should,  as  a  consequence,  expect  the  future  volume  of  legacy
product orders from the customer to decline markedly from prior forecasts. Furthermore, the future timeframe over which orders could 
be expected from this customer was sharply curtailed. In addition to this specific customer communication, Delphax also experienced 
a broad-based decline in legacy product customer demand during the first quarter. Sales of Delphax’s new élan printer system also had
not materialized to expectations.  

d

The above described adverse business developments drove significant negative operating results and led to severe liquidity constraints 
for Delphax. In addition to other measures intended to respond to developments, Delphax engaged an outside advisory firm to assist 
with operations, cost reductions and expense rationalization, and to provide an objective assessment and recommendations regarding 
Delphax’s  business  outlook  and  alternative  courses  of  action.  During  the  quarter  ended  June  30,  2016,  a  number  of  Delphax 
employees  were  either  severed  or  furloughed.  For  most  of  fiscal  year  2017  Delphax’s  operations  have  been  maintained  at  a 
significantly curtailed level. 

During the fourth quarter of fiscal year 2017, Delphax initiated a final production run of consumable products for its legacy printing 
systems financed by borrowings from Air T under the Delphax Senior Credit Agreement. Upon the completion of that production run, 
Delphax ceased the manufacture of consumable products for these legacy printing systems. As noted above, on August 10, 2017, the 
Company accepted the personal property and rights to undertakings of Delphax Canada in foreclosure in satisfaction of the amount 
secured by the Delphax Senior Credit Agreement. Delphax Canada is Delphax’s sole manufacturing subsidiary.

11

 
 
 
 
 
 
 
 
 
 
As  of  March  31,  2017,  the  outstanding  principal  amount  of  the  Senior  Subordinated  Note  was  approximately  $2,889,000  and  the
outstanding borrowings under the Delphax Senior Credit Agreement was approximately $1,873,000.  

Commercial Jet Engines and Parts.

Contrail Aviation and Jet Yard, added during fiscal year 2017, and AirCo, formed in May 2017 to acquire the business of the AirCo 
Sellers,  comprise  the  commercial  jet  engines  and  parts  segment  of  the  Company’s  operations.  Contrail  Aviation  is  a  supplier  of 
surplus and aftermarket commercial jet engine components. Its primary focus revolves around the CFM International CFM56-3/-5/-7
engines and the International Aero Engines V2500A5 engine, which power the two most prevalent narrow body, single aisle aircraft ff
that  are  currently  flown  commercially—the  Boeing  737  Classic  /  737  NG  and  the  Airbus  A320  family.  Contrail  Aviation  acquires
commercial  jet  engines  and  components  for  disassembly  and/or  overhaul  to  useable  components.  Components  are  overhauled  by 
third-party  FAA-authorized  repair  agencies  and  are  then  held  in  inventory  for  resale.  Customers  include  major  airlines,  original 
equipment  manufacturers  and  maintenance,  repair  and  overhaul  (MRO)  service  providers.  Contrail  Aviation  holds  an  ASA-100 
accreditation from the Aviation Suppliers Association. Contrail Aviation’s operations are housed in a 21,000 square-foot office and 
warehouse facility in Verona, Wisconsin that is leased from an entity owned by the sh
areholder of Contrail Seller, who joined Contrail
Aviation as its Chief Executive Officer in connection with the acquisition, and by the individual appointed as Chief Financial Officer 
of Contrail Aviation following the acquisition. 

a

t

Jet Yard offers commercial aircraft storage, storage maintenance and aircraft disassembly/part-out services at facilities leased at the
Pinal Air Park in Marana, Arizona.  The prevailing climate in this area of Arizona provides conditions conducive to long-term storage 
of aircraft.  Jet Yard is registered to operate a repair station under Part 145 of the regulations of the FAA and it leases approximately 
48.5 acres of land under a lease agreement with Pinal County, Arizona.  Jet Yard was organized in 2014, entered into the lease in June 
2016  and had maintained  de minimus  operations  from  formation  through  the date  it  was  acquired  by  us.  The  lease expires  in  May
2046 with an option to renew for an additional 30-year period (though the lease to a 2.6 acre parcel of the leased premises may be 
terminated by Pinal County upon 90 days’ notice). The lease provides for an initial annual rent of $27,000, which rental rate escalates
based  on  a  schedule  in  annual  increments  during  the  first  seven  years  of  the  lease  (at  which  time  the  annual  rental  rate  would be 
$152,000),  and  increases  by  an  additional  five  percent  for  each  three-year  period  thereafter.  Because  the  rental  expense  will  be 
accounted for on a straight-line basis over the term of the lease, the rental expense in the initial years will exceed the corresponding 
cash payments. The lease agreement permits Pinal County to terminate the lease if Jet Yard fails to make substantial progress toward 
the construction of facilities on the leased premises in phases in accordance with a specified time
table, which includes, as the initial 
phase,  the  construction  of  a  demolition  pad  to  be  completed  by  March  2017  and,  as  the  final  and  most  significant  phase,  the
construction  of  an  aircraft  maintenance  hangar  large  enough  to  house  a  Boeing  B777-300  by  the  first  quarter  of  2021.  The
construction of the demolition pad specified under the lease has not been completed, and Jet Yard and Pinal County are in discussions
with  respect  to  improvements  on  the  leased  premises.  Jet  Yard  offers  its  services  to  airlines,  aircraft  lessors  and  commercial 
aftermarket aircraft parts companies.

n

For the fiscal year ended March 31, 2017, Contrail Aviation and Jet Yard revenues on a combined basis represented approximately 5% 
of the Company’s consolidated revenues.

y

AirCo  operates  an  established  business  offering  commercial  aircraft  parts  sales,  exchanges,  procurement  services,  consignment 
programs and overhaul and repair services. Its repair station and support facility holds FAA and European Aviation Safety Agenc
y 
certifications covering aircraft instrumentation, avionics and a range of accessories for civilian, military transport, regional/commuter 
and business/commercial jet and turboprop aircraft. AirCo operates at a 20,000 square-foot facility leased from the shareholder of the
AirCo Seller. The lease duration is one year with an option for AirCo to extend the lease up to four additional one-year periods at the 
same  terms.  The  lease  provides  that  AirCo  may  terminate  the  lease  on  90  days’  notice  during  the  first  year.  Customers  of  AirCo
include airlines and commercial aircraft leasing companies. 

r

ff

Leasing. 

We organized ATGL on October 6, 2015. ATGL provides funding for equipment leasing transactions, which may include transactions
for  the  leasing  of  equipment  manufactured  by  GGS  and  Delphax  and  transactions  initiated  by  third  parties  unrelated  to  equipment
manufactured by us. For the fiscal year ended March 31, 2017, ATGL contributed $538,000 to our consolidated revenues compared to
$20,000 for the prior fiscal year. 

Backlog.

GGS’s backlog consists of “firm” orders supported by customer purchase orders for the equipment sold by GGS. At March 31, 2017,
GGS’s backlog of orders was $2.8 million, all of which GGS expects to be filled in the fiscal year ending March 31, 2018. At March
31, 2016, GGS’s backlog of orders was $10.0 million. In addition, at March 31, 2017, Delphax’s backlog of “firm” orders supported 

u

12

  
  
  
  
  
  
  
by customer purchase orders for the equipment, goods and services that it sells was $3.6 million, all of which it expects to fill by in the
fiscal year ending March 31, 2018. Backlog is not meaningful for the Company’s other business segments.

Research and Development.

During  the  fiscal  year  ended  March  31,  2017,  Delphax  incurred  research  and  development  expense  of  $1,042,000  compared  to
$778,000  from  the  period  November  24,  2015  through  March  31,  2016.  Research  and  development  expense  incurred  by  Delphax 
relates to the development of its élan™ 500 digital color print system.

Governmental Regulation.

The Company and its subsidiaries are subject to regulation by various governmental agencies.

The Department of Transportation (“DOT”) has the authority to regulate air service. The DOT has authority to investigate and institute 
proceedings to enforce its economic regulations, and may, in certain circumstances, assess civil penalties, revoke operating authority
and seek criminal sanctions.

uu

Under  the  Aviation  and  Transportation  Security  Act  of  2001,  as  amended,  the  Transportation  Security Administration  (“TSA”),  an 
agency  within the  Department  of  Homeland  Security,  has responsibility  for  aviation  security.  The  TSA  requires  MAC  and  CSA  to
comply  with  a  Full  All-Cargo  Aircraft  Operator  Standard  Security  Plan, which  contains  evolving  and  strict  security  requirements. 
These requirements are not static, but change periodically as the result of regulatory and legislative requirements, imposing additional 
security costs and creating a level of uncertainty for our operations. It is reasonably possible that these rules or other future security 
requirements could impose material costs on us.  

y

ing,
qq
The  FAA has  safety  jurisdiction  over  flight  operations  generally,  including  flight  eq
uipment,  flight  and  ground  personnel  train
t
examination  and  certification,  certain  ground  facilities,  flight  equipment  maintenance  programs  and  procedures,  examination  and
certification of mechanics, flight routes, air traffic control and communications and other matters. The FAA is concerned with safety 
and the regulation of flight operations generally, including equipment used, ground facilities, maintenance, communications and other 
matters.  The  FAA  can  suspend  or  revoke  the  authority  of  air  carriers  or  their  licensed  personnel  for  failure  to  comply  with  its
regulations  and  can  ground  aircraft  if  questions  arise  concerning  airworthiness.  The  FAA  also  has  power  to  suspend  or  revoke  for 
cause  the  certificates  it  issues  and  to  institute  proceedings  for  imposition  and  collection  of  fines  for  violation  of  federal  aviation 
regulations.  The  Company,  through  its  subsidiaries,  holds  all  operating  airworthiness  and  other  FAA  certificates  that  are  currently
required  for  the  conduct  of  its  business,  although  these  certificates  may  be  suspended  or  revoked  for  cause.  The  FAA  periodically 
conducts routine reviews of MAC and CSA’s operating procedures and flight and maintenance records.

d

aa

In September 2010, the FAA proposed rules that would significantly reduce the maximum number of hours on duty and increase the 
minimum amount of rest time for our pilots, and thus require us to hire additional pilots and modify certain of our aircraft. When the 
FAA  issued  final  regulations  in  December  2011,  all-cargo  carriers,  including  MAC  and  CSA,  were  exempt  from  these  new  pilot 
fatigue  requirements,  and  instead  were  required  to  continue  complying  with  previously  enacted  flight  and  duty  time  rules.  In 
December  2012,  the  FAA  reaffirmed  the  exclusion of  all  cargo  carriers  from  the  new  rule.  It  is  reasonably  possible,  however,  that 
future security or flight safety requirements could impose material costs on us. 

y

The FAA has authority under the Noise Control Act of 1972, as amended, to monitor and regulate aircraft engine noise. The aircraft 
operated by the Company are in compliance with all such regulations promulgated by the FAA. Moreover, because the Company does 
not operate jet aircraft, noncompliance is not likely. Aircraft operated by us also comply with standards for aircraft exhaust emissions 
promulgated by the U.S. Environmental Protection Agency (“EPA”) pursuant to the Clean Air Act of 1970, as amended. 

Jet Yard and AirCo operate repair stations licensed under Part 145 of the regulations of the FAA. These certifications must be
renewed 
f
annually, or in certain circumstances within 24 months. Certified repair stations are subject to periodic FAA inspection and audit. The 
repair station may not be relocated without written approval from the FAA. 

Because of the extensive use of radio and other communication facilities in its aircraft operations, the Company is also subject to the 
Federal Communications Act of 1934, as amended.

Maintenance and Insurance.

The Company, through its subsidiaries, is required to maintain the aircraft it operates under the appropriate FAA and manufacturer 
standards and regulations. 

13

 
  
  
 
 
 
The  Company  has  secured  public  liability  and  property  damage  insurance  in  excess  of  minimum  amounts  required  by  the  United 
States Department of Transportation.

The  Company  maintains  cargo  liability  insurance,  workers’  compensation  insurance  and  fire  and  extended  coverage  insurance  for 
owned and leased facilities and equipment. In addition, the Company maintains product liability insurance with respect to injuries and 
loss arising from use of products sold and services provided.

In March 2014, the Company formed Space Age Insurance Company (“SAIC”), a captive insurance company licensed in Utah. SAIC
insures  risks  of  the  Company  and  its  subsidiaries  that  were  not  previously  insured  by  the  various  Company  insurance  programs
(including the risk of loss of key customers and contacts, administrative actions and regulatory changes); and may from time to time 
underwrite  third-party  risk  through  certain  reinsurance  arrangements.  SAIC  is  included  in  the  Company’s  consolidated  financial 
statements. 

Employees.

At March 31, 2017, the Company and its subsidiaries had 708 full-time and full-time-equivalent employees. This does not include the 
40  employees  of  Delphax  and  its  subsidiaries  employed  at  March  31,  2017.  None  of  the  employees  of  the  Company  or  any  of  its 
subsidiaries are represented by labor unions. The Company believes its

relations with its employees are good.

d

Item 1A.     Risk Factors.

The  following  risk  factors,  as  well  as  other  information  included  in  this  Annual  Report  on  Form  10-K,  should  be  considered  by
investors in connection with any investment in the Company’s common stock.  

Risks Related to Our Dependence on Significant Customers

We are significantly dependent on our contractual relationship with FedEx Corporation, the loss of which would have a material 
adverse effect on our business, results of operations and financial position.

In the fiscal year ended March 31, 2017, 47% of our consolidated operating revenues, and 100% of the operating revenues for our
d
overnight air cargo segment, arose from services we provided to FedEx. Our current agreements may be terminated by FedEx upon 90 
days’ written notice and FedEx may at any time terminate the lease of any particular aircraft thereunder upon 10 days’ written notice. 
In addition, FedEx may terminate the dry-lease agreement with MAC or CSA upon written notice if 60% or more of MAC or CSA’s 
revenue  (excluding  revenues  arising  from  reimbursement  payments  under  the  dry-lease  agreement)  is  derived  from  the  services 
performed  by  it  pursuant  to  the  respective  dry-lease  agreement,  FedEx  becomes  its  only  customer,  or  it  employs  less  than  six 
employees. As of the date of this report, FedEx would have been permitted to terminate each of the new dry-lease agreements under 
this provision. FedEx has been a customer of the Company since 1980. The loss of these contracts with FedEx would have a material 
adverse effect on our business, results of operations and financial position. 

Changes in our agreements with FedEx subject us to greater operating risks.

On  June  1,  2015,  MAC  and  CSA  entered  into  new  dry-lease  agreements  with  FedEx  with  terms  different  from  our  prior  dry-lease 
service contracts.  The dry-lease agreements provide for the lease of specified aircraft by us in return for the payment of monthly rent 
with respect to each aircraft leased, which monthly rent was increased from the prior dry-lease service contracts to reflect an estimate
of a fair market rental rate. The dry-lease agreements provide for the reimbursement by FedEx of our costs, without mark up, incurred 
in connection with the operation of the leased aircraft for the following: fuel, landing fees, third-party maintenance, parts and certain 
other  direct  operating  costs. Unlike  the  prior  dry-lease  contracts,  under  the  new  dry-lease  agreements,  certain  operational  costs 
incurred by us in operating the aircraft are not reimbursed by FedEx at cost, and such operational costs are to be borne solely by us.  
The current dry-lease agreements provide for the payment by FedEx to us of a monthly administrative fee based on the number and
type of aircraft leased and routes operated. The amount of the monthly administrative fee under the current dry-lease agreements is
greater than under the prior dry-lease service contracts with FedEx, in part to reflect the greater monthly lease payment per aircraft and 
that certain operational costs are to be borne by MAC and CSA and not reimbursed.  Accordingly, as a result in the change in our 
arrangements with FedEx as reflected in the new dry-lease agreements, we are subject to the risk of rising operational costs that are no 
longer  reimbursed  to  us  at  cost  and  may  be  in  excess  of  the  allocable  portion  of  the  increased  administrative  fee,  which  could 
adversely affect results of operations.  In addition, since MAC and CSA entered into the new dry-lease agreements in 2015, they have
periodically  entered  into  amendments  to  the agreements  with  FedEx  that  have  adjusted  the  administrative  fees payable  under  these 
agreements.  These  adjustments,  which  have  generally  been  made  on  an  annual  basis,  have  resulted  in  annual  period-to-period 
volatility  in  MAC  and  CSA’s  profitability.  Although  MAC  and  CSA  have  entered  into  such  an  amendment  effective  as  of  June  1,

y

n

aa

14

 
 
 
 
 
 
 
  
  
 
 
2017  which  is  expected  to  positively  affect  MAC  and  CSA’s  profitability  compared  to  results  for  the  fiscal  year  ended  March  31,
2017, future amendments may reduce the administrative fees and accordingly negatively affect MAC and CSA’s profitability.

Because of our dependence on FedEx, we are subject to the risks that may affect FedEx’s operations.

Because of our dependence on FedEx, we are subject to the risks that may affect FedEx’s operations.  These risks are discussed in 
“Management’s  Discussion  and Analysis  of  Results  of  Operations and  Financial  Condition—Risk Factors”  in  FedEx  Corporation’s
Annual Report on Form 10-K for the fiscal year ended May 31, 2017.  These risks include but are not limited to the following:  

(cid:404)  Economic conditions in the global markets in which it operates;
(cid:404)  Dependence on its strong reputation and value of its brand; 
(cid:404)  Potential disruption to the Internet and FedEx’s technology infrastructure, including customer websites, including 

cyberattacks;  

Its ability to manage its assets, including aircraft, to match shifting and future shipping volumes;
Intense competition from other providers of transportation and business services;

(cid:404)  The price and availability of fuel;
(cid:404) 
(cid:404) 
(cid:404)  Changes in governmental regulations that may affect its business;
(cid:404) 
(cid:404) 

Its ability to make prudent strategic acquisitions and realize the expected benefits;
Its ability to maintain good relationships with its employees and prevent attempts by labor organizations to organize groups 
of its employees;

y

(cid:404)  The continued classification of owner-operators in its ground delivery business as independent contractors rather than as 

employees; 

(cid:404)  The impact of the United Kingdom’s planned withdrawal from the European Union; 
(cid:404)  The impact of terrorist activities including the imposition of stricter governmental security requirements; 
(cid:404)  Regulatory actions affecting global aviation rights or a failure to obtain or maintain aviation rights in important international 

markets;

(cid:404)  Global climate change or legal, regulatory or market responses to such change; 
(cid:404)  Localized natural or man-made disasters in key locations, including its Memphis, Tennessee super-hub;
(cid:404)  Disruptions or modifications in service by the United States Postal Service, a signi
(cid:404)  Widespread outbreak of an illness or other communicable disease or any other public health crisis. 

y

y

ficant customer and vendor of FedEx; and 

A material reduction in the aircraft we fly for FedEx could materially adversely affect our business and results of operations.

Under  our  agreements  with  FedEx,  we  are  not  guaranteed  a  number  of  aircraft  or  routes  we  are  to  fly  and  FedEx  may  reduce  the 
number  of  aircraft  we  lease  and  operate  upon  10  days’  written  notice.   Our  compensation  under  these  agreements,  including  our 
administrative fees, depends on the number of aircraft leased to us by FedEx.  Any material permanent reduction in the aircraft we
operate could materially adversely affect our business and results of operations.  A temporary reduction in any period could materially 
adversely affect our results of operations for that period.  

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t

Our  ground  support  services  segment  has  been  dependent  upon  the  revenues  from  two  significant  customers,  the  loss  of  which
could materially impact the segment’s results.

In the fiscal year ended March 31, 2017, approximately 42% of GAS’s revenues were derived from services under contracts with two
customers.   The  loss  of  these  customers,  or  a  major  decline  in  business  activity  with  these  customers,  could  materially  adversely
impact the results of the segment. 

Other Business Risks

Our  revenues  for  aircraft  maintenance  services  fluctuate  based  on  the  heavy  maintenance  check  schedule,  which  is  based  on 
y
aircraft usage, for aircraft flown by our overnight air cargo operations. 

The maintenance revenues of our overnight air cargo segment are affected based on the level of heavy maintenance checks performed 
on  aircraft  operated  by  our  overnight  air  cargo  operations  which  is  affected  by  the  level  of  usage  of  the  aircraft.   Accordingly,  the 
maintenance  revenues  of  our  overnight  air  cargo  segment  fluctuat
e  from  period  to  period.   In addition,  if  the  number  of  aircraft ff
rr
operated  for  FedEx  were  to  decrease,  we  would  likely  experience  fewer  maintenance  hours  and  consequently,  less  maintenance
revenue.

15

 
Incidents or accidents involving products and services that we sell may result in liability or otherwise adversely affect our o
oo
perating 
results for a period.

ii

Incidents  or  accidents  may  occur  involving  the  products  and  services  that  we  sell.   While  we  maintain  products  liability  and  other 
insurance in amounts we believe are customary and appropriate, and may have rights to pursue subcontractors in the event that we 
have any liability in connection with accidents involving products that we sell, it is possible that in the event of multiple accidents the
amount of our insurance coverage would not be adequate. 

tt

The suspension or revocation of FAA certifications could have a material adverse effect on our business, results of operations and 
financial condition.

Our overnight air cargo operations are subject to regulations of the FAA.  The FAA can suspend or revoke the authority of air carriers 
or  their  licensed  personnel  for  failure  to  comply  with  its  regulations  and  can  ground  aircraft  if  questions  arise  concerning 
airworthiness.   The  FAA  also  has  power  to  suspend  or  revoke  for  cause  the  certificates  it  issues  and  to  institute  proceedings  for 
imposition and collection of fines for violation of federal aviation regulations.  Our overnight air cargo subsidiaries, MAC and CSA, 
operate under separate FAA certifications.  Although it is possible that, in the event that the certification of one of our subsidiaries was 
suspended or revoked, flights operated by that subsidiary could be transferred to the other subsidiary, we can offer no assurance that 
we  would  be  able  to  transfer  flight  operations  in  that  manner.   Accordingly,  the  suspension  or  revocation  of  any  one  of  these
certifications could have a material adverse effect on our business, results of operations and financial position.   

ff

Sales of deicing equipment can be affected by weather conditions.

Our  deicing  equipment  is  used  to  deice commercial  and  military  aircraft.  The  extent  of deicing  activity  depends  on  the  severity  of 
winter weather. Mild winter weather conditions permit airports to use fewer deicing units, since less time is required to deice aircraft 
in mild weather conditions. As a result, airports may be able to extend the useful lives of their existing units, reducing the demand for 
new units.

Our results of operations may be affected by the value of securities we hold for investment and we may be unable to liquidate our
investments in a timely manner at full value.

We invest a significant portion of our capital not needed for operations in marketable securities, including equity securities of publicly
traded  companies.  At  March 31,  2017,  the fair  value of  these  marketable  securities  was  approximately  $4.6  million, of which  $2.5 
d
million represents the fair value of shares of common stock of Insignia Systems, Inc. Our results of operations may be affected
 by 
gains or losses recognized upon the sale of these investments or by losses recognized upon the determination that any such investment 
has become impaired or suffered an “other-than-temporary” impairment. At March 31, 2017, we had gross unrealized gains associatedtt
with marketable securities aggregating $279,000 and gross unrealized losses aggregating $2,771,000.  

f

Any investment with a fair value of less than its cost basis is assessed for possible “other-than-temporary” impairment regularly and 
at each reporting date. Other-than-temporary impairments of available-for-sale marketable equity securities are recognized in the 
consolidated statement of income (loss). On the basis of its June 30, 2016 and March 31, 2017 assessments, the Company concluded
that it had suffered an “other-than-temporary” impairment in its investment in the common stock of Insignia Systems, Inc.
(“Insignia”). In reaching this conclusion, management gave significant weight to the fact that, as of June 30, 2016 and as of M
2017, the Company’s investment in Insignia had been in a continuous unrealized loss position for well over one year and that the 
magnitude of the unrealized loss had increased sharply during the quarter ended June 30, 2016 and the quarter ended March 31, 2017.
While management believed that it was reasonably possible that the unrealized loss at March 31, 2017 would reverse prior to the
t
Company’s divestment of the security, management concluded that the weight of the evidence warranted the “other-than-temporary”
impairment. Consistent with the applicable accounting guidance, the Company’s cost basis in the Insignia investment was lowered to 
$3,604,000 at June 30, 2016 and to $2,643,000 at March 31, 2017 to reflect the impairment charge. 

arch 31,

d

aa

tt

t

On  the  basis  of  its  March  31,  2017  assessment,  the  Company  concluded  that  it  had  suffered  an  additional  “other-than-temporary”
impairment in its investment in marketable securities for approximately $112,000.

In addition, from time to time we may hold positions in marketable securities that under then-current market conditions we may be 
unable  to  liquidate  in  a  timely  manner  at  full  value.  For  example,  at  May  31,  2017,  we  held  approximately  1.65  million  shares  of 
common stock of Insignia Systems, Inc., representing approximately 14% of the outstanding shares and approximately 110 times the 
average daily trading volume for such shares for the preceding 50 days. In the event that we are unable to liquidate an investment at 
full value our gain from the sale of that investment may be reduced or our loss from the sale of that investment may be increased.  

16

 
 
 
 
  
  
Our business may be adversely affected by information technology disruptions.

echnology  attacks.  Cybersecurity
rr
Our  business  may  be  impacted  by  information  technology  disruptions,  including  information  t
attacks, in particular, are evolving and include, but are not limited to, malicious software, attempts to gain unauthorized access to data,
and  other  electronic  security  breaches  that  could  lead  to  disruptions  in  systems,  unauthorized  release  of  confidential  or  otherwise 
protected information and corruption of data (our own or that of third parties). Although we have adopted certain measures to mitigate
potential  risks  to  our  systems  from  information  technology-related  disruptions,  given  the  unpredictability  of  the  timing,  nature  and 
scope of such disruptions, we could potentially be subject to production downtimes, operational delays, other detrimental impacts on 
our operations or ability to provide products and services to our customers, the compromising of confidential or otherwise protected 
information, misappropriation, destruction or corruption of data, security breaches, other manipulation or improper use of our systems
or  networks,  financial  losses  from  remedial  actions,  loss  of  business  or  potential  liability,  and/or  damage  to  our  reputation,  any  of 
which could have a material adverse effect on our business, financial condition, results of operations and cash flows.

rr

Our business could be materially adversely affected by numerous other risks, including rising healthcare costs, changes in
environmental laws and other unforeseen business interruptions.

Our  business  may  be  negatively  impacted  by  numerous  other  risks.  For  example,  medical  and  healthcare  costs  may  continue  to
increase. Initiatives to address these costs, such as consumer driven health plan packages, may not successfully reduce these expenses
as needed. Failure to offer competitive employee benefits may result in our inability to recruit or maintain key employees. Add
itional 
risks to our business include global or local events which could significantly disrupt our operations. Terrorist attacks, natural disasters 
and  electrical  grid  disruptions  and  outages  are  some  of  the  unforeseen  risks  that  could  negatively  affect  our  business,  financial 
condition, results of operations and cash flows.

r

We have identified material weaknesses related to our internal controls and there can be no assurance that material weaknesses 
will not be identified in the future.

As described elsewhere in Part II, Item 9A of this report, we have identified a number of material weaknesses in our internal c
ontrol 
aa
over financial reporting which existed at March 31, 2017. In addition, we have previously identified material weaknesses with respect 
to our accounting for our investments in Delphax. As a result of an error in the accounting for the attribution of the net income or loss 
of Delphax to non-controlling interests, we restated our consolidated financial statements at and for the fiscal year ended March 31,
2016,  and  the  selected  quarterly  financial  data  for  the  final  two quarters  in  the  fiscal  year  then  ended,  as  well  as  our  unaudited 
condensed consolidated financial statements for the three and nine months ended December 31, 2015, the three months ended June 30, 
2016,  the  three  and  six  months  ended  September  30,  2016  and  the  three  and  nine  months  ended  December  31,  2016  and  selected 
consolidated balance sheet data at December 31, 2015, March 31, 2016, June 30, 2016, September 30, 2016 and December 31, 2016. 

17

 
 
 
 
 
 
Risks Related to Ownership of Our Common Stock

Various provisions and laws could delay or prevent a change of control.

Certain provisions of our certificate of incorporation and bylaws and provisions of Delaware corporation law could delay or prevent a 
change  of  control  or  may  impede  the  ability  of  the  holders  of  our  common  stock  to  change  our  management.  In  particular,  our 
certificate of incorporation and bylaws, among other things regulate how shareholders may present proposals or nominate directors for 
election  at  shareholders’  meetings  and  authorize  our  board  of  directors  to  issue  preferred  stock  in  one  or  more  series,  without
shareholder approval. 

Item 1B. Unresolved Staff Comments.

None.

Item 2.    Properties.

Since 1979 the Company has leased the Little Mountain Airport in Maiden, North Carolina from a corporation whose stock is owned
in part by former officers and directors of the Company and an estate of which certain former directors are beneficiaries. The
facility 
consists  of  approximately  68  acres  with  one  3,000  foot  paved  runway,  approximately  20,000  square  feet  of  hangar  space  and 
approximately 12,300 square feet of office space. The operations of Air T, MAC and ATGL were headquartered at this facility until
1, 2018,
they were relocated on July 31, 2017. The lease for this facility provides for monthly rent of $14,862 and expires on January 3
though the lease may be renewed by us for three additional two-year option periods through January 31, 2024. The Company does not 
intend to renew this lease. The lease agreement provides that the Company shall be responsible for maintenance of the leased facilities
and for utilities, taxes and insurance.

a

a

f

The  Company  has  acquired  approximately  4.626  acres  in  Denver,  North  Carolina  for  the  construction  of  facilities  to  house  the 
operations of Air T, MAC and ATGL which had been housed at the Little Mountain Airport facility. Construction of the new facility 
has been completed, and the Company relocated its corporate offices to the facility on Ju
ly 31, 2017. Acquisition and construction of 
this facility was financed by borrowings from a bank lender, and the facility is subject to liens securing that construction loan, as well 
as statutory liens of contractors involved in the construction of the facility to the extent that the final construction costs have not yet 
been paid.  

d

The Company also leases approximately 1,950 square feet of office space and approximately 4,800 square feet of hangar space at the
Ford Airport in Iron Mountain, Michigan. CSA’s operations are headquartered at these facilities which are leased from a third party 
under an annually renewable agreement.

The Company leases approximately 53,000 square feet of a 66,000 square foot aircraft maintenance facility located in Kinston, North
Carolina  under  an  agreement  that  extends  through  January  2023, with  the  option  to  extend  the  lease  for  four  additional  five-year 
periods thereafter. The Company has calculated rent expense under the current lease term. The rental rate under the lease increases by 
increments for each of the five-year renewal periods. 

GGS  leases  an  112,500  square  foot  production  facility  in  Olathe,  Kansas.  The  facility  is  leased  from  a  third  party  under  a  lease 
agreement, which expires in August 2019. 

As of March 31, 2017, the Company leased hangar, maintenance and office space from third parties at a variety of other locations, at 
prevailing  market  terms.  The  table  of aircraft  presented  in  Item  1  lists  the  aircr
aft  operated  by  the  Company’s  subsidiaries  and  the 
form of ownership.

f

Contrail Aviation leases a 21,000 square foot facility in Verona, Wisconsin. The lease for this facility expires on July 17, 2021, though
Contrail Aviation has the option to renew the lease on the same terms for an additional five-year period. 

18

 
 
Jet Yard leases approximately 48.5 acres of land from Pinal County at the Pinal Air Park in Marana, Arizona. The lease expires in 
May 2046, though Jet Yard has an option to renew the lease for an additional 30-year period (though the lease to a 2.6 acre parcel of 
the leased premises may be terminated by Pinal County upon 90 days’ notice). The lease agreement permits Pinal County to terminate 
the  lease  if  Jet  Yard  fails  to  make  substantial  progress  toward the  construction  of  facilities  on  the  leased  premises  in  phases in
accordance with a specified timetable. The construction of a demolition pad required by March 31, 2017 under the lease has not been 
completed and Jet Yard and Pinal County are in discussions with respect to improvements on the leased premises. 

Delphax’s  Canadian  subsidiary  leases  a  76,734  square  foot  manufacturing  facility  in  Mississauga,  Ontario  under  a  lease  which  has 
been terminated effective upon removal of the property foreclosed upon by Air T. 

A  newly  organized  subsidiary  of  Air  T  leases  12,206  square  feet  of  space  in  a  building  located  in  Mississauga,  Ontario.  The  lea
t
u
expires on July 31, 2020 and the subsidiary’s obligations under the leas

e have been guaranteed by Air T.

se 

AirCo leases a 20,000 square-foot facility from the shareholder of the AirCo Seller which expires in on May 1, 2018, though AirCo
may prior thereto terminate the lease on 90-days’ notice and may renew the lease for up to four successive one-year terms. 

Item 3.     Legal Proceedings.

The Company and its subsidiaries are subject to legal proceedings and claims that arise in the ordinary course of their business. 

Item 4.     Mine Safety Disclosures.

Not applicable.

PART II

Item 5. 

   Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.

r

The Company’s common stock is publicly traded on the NASDAQ Stock Market under the symbol “AIRT.”

As of March 31, 2017, the number of holders of record of the Company’s Common Stock was 176. The range of high and low sales
price per share for the Company’s common stock on the NASDAQ Stock Market from April 1, 2016 through March 31, 2017 is as 
follows: 

First Quarter 
Second Quarter 
Third Quarter 
Fourth Quarter 

Fiscal Year Ended March 31,

2017 

2016 

High 

Low

High 

Low 

$ 

26.99 $ 
23.50  
25.96  
22.55  

21.50 $ 
17.75  
17.24  
20.17  

24.93  $ 
28.00   
26.10   
26.62   

16.38
17.21
16.49
18.70

The Company’s Board of Directors in May 2014 adopted a policy to discontinue the payment of a regularly scheduled annual cash
dividend.  

On May 14, 2014, the Company announced that its Board of Directors had authorized a program to repurchase up to 750,000 shares of 
the Company’s common stock from time to time on the open market or in privately negotiated transactions, in compliance with SEC
Rule 10b-18, over an indefinite period. No shares were purchased pursuant to this authorization during the fiscal year ended March 31,
2017.  

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19

 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 6.     Selected Financial Data.

(In thousands, except per share amounts)

2017 

2016 

2015 

2014 

2013 

2012 

YearEndedMarch31, 

Statements of Operations Data:
Operating revenues  

$ 

148,472    $ 

148,212  $ 

112,181  $ 

100,772    $ 

103,064  $ 

89,382

Net income (loss)¹ 

(3,214 )   

4,414 

2,484 

1,467     

1,670 

1,350 

Basic earnings (loss) per share¹ 

Diluted earnings (loss) per share¹ 

Dividend declared per share 

(1.51 )   

(1.51 )   

-     

1.86 

1.84 

- 

1.05 

1.04 

- 

0.61     

0.60     

0.30     

0.68 

0.68 

0.25 

0.55

0.55 

0.25 

Balance sheet data (at period end):  
Total assets  

65,335     

52,155 

43,456 

37,221     

36,055 

35,083

Long-term debt 

18,413     

5 

5,000 

-     

- 

-

Stockholders' equity¹ 

22,966     

34,231 

29,795 

27,360     

28,124 

27,053 

¹ For 2017 and 2016, amount disclosed is that amount attributable to Air T, Inc. stockholders.

Item 7.     Management’s Discussion and Analysis of Financial Condition and Results of Operations.

Overview

Air  T, Inc. (the  “Company,”  “Air  T,”  “we”  or  “us”)  is  a  decentralized holding  company  with  owne
rship  interests  in  a broad  set of 
operating and financial assets that are designed to expand, strengthen and diversify our cash earnings power. Our goal is to build on
Air T’s core businesses, to expand into adjacent industries, and when appropriate, to acquire companies that we believe fit into the Air 
T family.  

t

We currently operate wholly owned subsidiaries in three legacy industry segments:

• 

• 

• 

overnight air cargo, comprised of our Mountain Air Cargo, Inc. (“MAC”) and CSA Air, Inc. (“CSA”) subsidiaries, which 
operates in the air express delivery services industry;

ground  equipment  sales,  comprised  of  our  Global  Ground  Support,  LLC  (“GGS”)  subsidiary,  which  manufactures  and 
provides  mobile  deicers  and  other  specialized  equipment  products  to  passenger  and  cargo  airlines,  airports,  the  military 
and industrial customers; and 

ground  support  services,  comprised  of  our  Global  Aviation  Services,  LLC  (“GAS”)  subsidiary,  which  provides  ground 
support equipment maintenance and facilities maintenance services to domestic airlines and aviation service providers.

tt

In  the  past  two  years,  we  have  organized or  acquired  businesses  operating  in  three  other  segments.  In  October  2015,  we  formed  a
wholly  owned  equipment  leasing  subsidiary,  Air  T  Global  Leasing,  LLC  (“ATGL”),  which  comprises  our  leasing  segment.  In 
November 2015 we acquired debt and equity interests in Delphax Technologies, Inc. (“Delphax”), a printing equipment manufacturer 
and  maintenance  provider,  which  comprises  our  printing  equipment  and  maintenance  segment.  In  July  2016,  our  majority  owned 
subsidiary,  Contrail  Aviation  Support,  LLC  (“Contrail  Aviation”),  acquired  the  principal  assets  of  a  business  based  in  Verona,
Wisconsin engaged in acquiring surplus commercial jet engines and components and supplying surplus and aftermarket commercial
jet  engine  components.  In  October  2016,  we  acquired  100%  of  the  outstanding  equity  interests  of  Jet  Yard,  LLC  (“Jet  Yard”)  to 
provide commercial aircraft storage, maintenance and aircraft disassembly/part-out services at facilities leased at the Pinal A
ir Park in
Marana,  Arizona.  In  May  2017,  our  newly formed  subsidiaries,  AirCo,  LLC  and  AirCo  Services,  LLC  (collectively,  “AirCo”),
acquired the inventory and principal assets of a business based in Wichita, Kansas that distributes and sells airplane and aviation parts.
Contrail  Aviation,  Jet  Yard  and  AirCo  comprise  the  commercial  jet  engines  and  parts  segment  of  the  Company’s  operations.  This 
segment, formerly referred to as the commercial jet engines segment, was renamed to reflect its broader product and service offerings.

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20

 
 
 
 
   
 
     
 
 
 
 
     
 
 
 
   
 
 
 
   
 
     
 
 
 
 
     
 
 
 
   
 
 
 
   
 
     
 
 
 
 
     
 
 
 
   
 
 
 
   
 
     
 
 
 
 
     
 
 
 
     
 
 
 
 
     
 
 
 
 
 
 
 
 
 
 
 
 
   
 
     
 
 
 
 
     
 
 
 
 
 
 
 
 
 
 
  
  
Each business segment has separate management teams and infrastructures that offer different products and services. We evaluate the performance of 
our business segments based on operating income. 

Following is a table detailing revenues (after elimination of intercompany transactions) by segment and by major customer categ

mm

ory: 

(Dollars in thousands)

Overnight Air Cargo Segment:

FedEx 

Ground Equipment Sales Segment: 

Military 
Commercial - Domestic 
Commercial - International 

Ground Support Services Segment 

Printing Equipment and Maintenance

Domestic 
International 

Commercial Jet Engines and Parts 

Domestic 
International 

Leasing 

Year Ended March 31,

2017 

2016 

$ 

69,558  

47%  $ 

68,227   

46%

2,627  
24,536  
4,284  

31,447  

30,453  

4,863  
4,156  

9,019  

2,682  
4,774  

7,456  

539  

2% 
17% 
3% 

21% 

21% 

3% 
3% 

6% 

2% 
3% 

5% 

0% 

1,639   
43,536   
6,000   

51,175   

24,835   

2,753   
1,202   

3,955   

-   
-   

-   

20   

1%
29%
4%

35%

17%

2%
1%

3%

0%
0%

0%

0%

$ 

148,472  

100%  $ 

148,212   

100%

MAC and CSA are two of seven companies in the U.S. that have North American feeder airlines under contract with FedEx. With a relationship with
FedEx  spanning  over  35  years,  MAC  and  CSA  operate  and  maintain  Cessna  Caravan,  ATR-42  and  ATR-72  aircraft  that  fly  daily  small-package 
cargo routes throughout the eastern United States, upper Midwest and the Caribbean. MAC and CSA’s revenues are derived principally pursuant to
“dry-lease” service contracts with FedEx. 

On June 1, 2015, MAC and CSA entered into  new dry-lease agreements with FedEx which together cover all of the revenue aircraft operated by 
MAC and CSA and replaced all prior dry-lease service contracts. These dry-lease agreements provide for the lease of specified aircraft by MAC and 
CSA in return for the payment of monthly rent with respect to each aircraft leased, which monthly rent was increased from the prior dry-lease service 
contracts  to  reflect  an  estimate  of  a  fair  market  rental  rate.  These  dry-lease  agreements  provide  that  FedEx  determines  the  type  of  aircraft  and
schedule of routes to be flown by MAC and CSA, with all other operational decisions made by MAC and CSA, respectively. The current dry-lease
agreements provide for the reimbursement by FedEx of MAC and CSA’s costs, without mark up, incurred in connection with the operation of the
leased  aircraft  for  the  following:  fuel,  landing  fees,  third-party  maintenance,  parts  and  certain  other  direct  operating  costs.  Unlike  prior  dry-lease
contracts, under the current dry-lease agreements, certain operational costs incurred by MAC and CSA in operating the aircraft under the dry-lease
agreements are not reimbursed by FedEx at cost, and such operational costs are borne solely by MAC and CSA. Under the dry-lease agreements,
MAC and CSA are required to perform maintenance of the leased aircraft in return for a maintenance fee based upon an hourly maintenance labor 
rate, which has been increased from the rate in place under the prior dry-lease service contracts. Under prior dry-lease service contracts, the hourly 
maintenance  labor  rate  had  not  been  adjusted  since  2008.  The  dry-lease  agreements  provide  for  the  payment  by  FedEx  to  MAC  and  CSA  of  a 
monthly administrative fee based on the number and type of aircraft leased and routes operated. The amount of the monthly administrative fee under 
the current dry-lease agreements is greater than under the prior dry-lease service contracts with FedEx, in part to reflect the greater monthly lease
payment  per  aircraft  and  that  certain  operational  costs  are  borne  by  MAC  and  CSA  and  not  reimbursed.  The  amount  of  the  administrative  fee  is
subject to adjustment based on the number of aircraft operated, routes flown and whether aircraft are considered to be soft-parked. Since MAC and 
CSA entered into the current dry-lease agreements in 2015, they have periodically entered into amendments to the agreements with FedEx that have 
adjusted  the  administrative  fees  payable  under  these  agreements.  These  adjustments,  which  have  generally  been  made  on  an  annual  basis,  have
resulted in annual period-to-period volatility in MAC and CSA’s profitability. MAC and CSA have entered into such an amendment effective as of 
June 1, 2017 which is expected to positively affect MAC and CSA’s profitability compared to results for the fiscal year ended March 31, 2017. 

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21

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
On  June  1,  2016,  the  current  dry-lease  agreements  were  amended  to  extend  the  expiration  date  to  May  31,  2020.  The  dry-lease
agreements may be terminated by FedEx or MAC and CSA, respectively, at any time upon 90 days’ written notice and FedEx may at 
any  time  terminate  the  lease  of  any  particular  aircraft  thereunder  upon  10  days’  written  notice.  In  addition,  each  of  the  dry-lease 
agreements  provides  that  FedEx  may  terminate  the  agreement  upon  written  notice  if  60%  or  more  of  MAC  or  CSA’s  revenue
(excluding revenues arising from reimbursement payments under the dry-lease agreement) is derived from the services performed by 
it pursuant to the respective dry-lease agreement, FedEx becomes MAC or CSA’s only customer, or MAC or CSA employs less than
six employees. As of the date of this report, FedEx would have been permitted to terminate each of the dry-lease agreements under 
this provision. The Company believes that the short-term nature of its agreements with FedEx is standard within the airfreight contract 
delivery service industry, where performance is measured on a daily basis. FedEx has been a customer of the Company since 1980.
Loss of its contracts with FedEx would have a material adverse effect on the Company. 

Under the dry-lease service contracts in place during the first two months of the fiscal year ended March 31, 2016 and prior periods,
FedEx leased its aircraft to MAC and CSA for a nominal amount and paid a monthly administrative fee to MAC and CSA to operate
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the aircraft. Under these contracts, all direct costs related to the operation of the aircraft (including fuel, outside maintenance, landing
fees and pilot costs) were passed through to FedEx without markup. 

Pass-through costs under the dry-lease agreements with FedEx
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2017 and 2016, respectively. 

totaled $23,379,000 and $24,632,000 for the years ended March 31, 

e 
As of March 31, 2017, MAC and CSA had an aggregate of 80 aircraft under its dry-lease agreements with FedEx. Included within th
80 aircraft are 4 Cessna Caravan aircraft that are considered soft-parked. Soft-parked aircraft remain covered under our agreements
with FedEx although at a reduced administrative fee compared to aircraft that are in operation.MAC and CSA continue to perform 
maintenance on soft-parked aircraft, but they are not crewed and do not operate on scheduled routes. 

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GGS manufactures, sells and services aircraft deicers and other specialized equipment on a worldwide basis. GGS manufactures five 
basic models of mobile deicing equipment with capacities ranging from 700 to 2,800 gallons. GGS also offers fixed-pedestal-mounted 
deicers.  Each  model  can  be  customized  as  requested  by  the  customer,  including  single  operator  configuration,  fire  suppressant 
equipment,  open  basket  or  enclosed  cab  design,  a  patented  forced-air  deicing  nozzle  and  on-board  glycol  blending  system  to
substantially reduce glycol usage, color and style of the exterior finish. GGS also manufactures five models of scissor-lift equipment, 
for catering, cabin service and maintenance service of aircraft, and has developed a line of decontamination equipment, flight-line tow
tractors, glycol recovery vehicles and other special purpose mobile equipment. GGS competes primarily on the basis of the quality, 
performance and reliability of its products, prompt delivery, customer service and price. 

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22

 
 
 
 
 
 
 
 
In July 2009, GGS was awarded a new contract to supply deicing trucks to the USAF, which expired in July 2014. On May 15, 2014,
GGS was awarded a new contract to supply deicing trucks to the USAF. The initial contract award is for two years through July 13, 
2016 with four additional one-year extension options that may be exercised by the USAF, the first of which was exercised, extending 
the contract term to July 13, 2017. 

In September 2010, GGS was awarded a contract to supply flight-line tow tractors to the USAF. The contract award was for one year 
commencing September 28, 2010 with four additional one-year extension options exercisable by the USAF. All option periods under
the contract have been exercised and the contract expired in September 2015, though it continues to govern orders placed under the 
contract  prior  to  its  expiration.  For  the  fiscal  year  ended  March  31,  2017,  GGS  revenues  included  $3,174,000  of  flight-line  tow
tractors sales to the USAF under this contract ($708,000 for the fiscal year ended March 31, 2016). Sales of flight-line tow tractors 
under this contract have been at very low margins. Because the USAF is not obligated to purchase a set or minimum number of units
under  these  contracts,  the  value  of  these  contracts,  as  well  as the  number  of  units  to  be  delivered,  depends  upon  the  USAF’s 
requirements and available funding. 

At March 31, 2017, GGS’s backlog of orders was $2.8 million, compared to a backlog of $10.0 million at March 31, 2016.  

GAS provides  aircraft  ground  support  equipment,  fleet,  and  facility  maintenance  services. At  March  31, 2017,  GAS  was  providing 
ground support equipment, fleet, and facility maintenance services to more than 114 customers at 84 North American airports. During
the quarter ended March 31, 2017, GAS entered into new agreements with its principal customer which replaced certain fixed price 
agreements covering certain locations that had been unprofitable. GAS anticipates the terms of these new agreements will permit it to 
operate  with  improved  profitability  at  those  locations.  In  addition,  in  December  2016,  GAS  was  awarded  a  five-year  contract  to
provide a major airline customer with ground support equipment services at 28 locations. In the contract award, which was part of a 
periodic request-for-bid process, GAS retained 21 of its 22 incumbent locations with the customer covered by the RFP process an
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added seven new locations. 

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On  October  31,  2016,  GAS  acquired,  effective  as  of  October  1,  2016,  substantially  all  of  the  assets  of  D&D  GSE  Support,  Inc. 
(“D&D”)  which  was  in  the  business  of  marketing,  selling  and  providing  aviation  repair,  equipment, parts,  and  maintenance  sales
services  and  products  at  the  Fort  Lauderdale  airport.  The  total  amount  paid  at  closing  in  connection  with  this  acquisition  was
$400,000, with an additional $100,000 paid 30 days after closing and an additional $100,000 payable in equal monthly installments of 
$16,667  commencing  on  November  1,  2016. Earn-out  payments  of  up  to  $100,000  may  also  be  payable  based  on  specified 
performance for the twelve-month period ending September 30, 2017. 

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On  November  24,  2015,  the  Company  purchased  (i)  at  face  value  a  $2,500,000  principal  amount  Five-Year  Senior  Subordinated 
Promissory Note (the “Senior Subordinated Note”) issued by Delphax’s Canadian operating subsidiary for a combination of cash and 
the surrender of outstanding principal of $500,000 and accrued and unpaid interest thereunder, and cancellation of, a 90-Day Senior 
Subordinated Note purchased at face value by the Company from that Delphax subsidiary on October 2, 2015 and (ii) for $1,050,000 
in cash a total of 43,000 shares (the “Shares”) of Delphax’s Series B Preferred Stock (the “Series B Preferred Stock”) and a Stock 
Purchase Warrant (the “Warrant”) to acquire an additional 95,600 shares of Series B Preferred Stock at a price of $33.4728 per share
(subject to adjustment for specified dilutive events). Each share of Series B Preferred Stock is convertible into 100 shares of common 
stock  of  Delphax,  subject  to  anti-dilution adjustments.  Based  on  the  number  of  shares  of  Delphax  common  stock  outstanding  and 
reserved  for  issuance  under  Delphax’s  employee  stock  option  plans,  at  March  31,  2016  the  number  of  shares  of  common  stock 
underlying  the  Shares  represent  approximately  38%  of  the  shares  of  Delphax  common  stock  that  would  be  outstanding  assuming 
conversion of the Shares and approximately 31% of the outstanding shares assuming conversion of the Shares and the issuance of all 
the shares of Delphax common stock reserved for issuance under Delphax’s employee stock option plans. Under the agreement that 
provided  for  the  Company’s  purchase  of  these  interests,  on  November  24,  2015  three  designees  of  the  Company  (including  Nick 
Swenson, the Company’s President, Chief Executive Officer and Chairman, and Michael Moore, the President of our GGS subsidiary)
were elected to the board of directors of Delphax, which had a total of seven members following their election. Pursuant to the terms 
of the Series B Preferred Stock, for so long as amounts are owed to Air T under the Senior Subordinated Note or we continue to hold a 
specified number of the Shares and interests in the Warrant holders of the Series B Preferred Stock, voting as a separate class
, the 
Company  would  be  entitled  to  elect,  after  June  1,  2016,  four-sevenths  of  the  members  of  the  board  of  directors  of  Delphax  and,
without  the  written  consent  or  waiver  of  the  Company,  Delphax  may  not  enter into  specified  corporate transactions.  As  a  result  of 
these  transactions,  we  determined  that  we  had  obtained  control  over  Delphax  in  conjunction  with  the  acquisition  of  the  interests 
described above, and we have consolidated Delphax in Air T’s conso
lidated financial statements beginning on November 24, 2015. 
The  operating  loss  attributable  to  Delphax  in  our  consolidated  financial  statements  for  the  fiscal  years  ended  March  31,  2017  and 
March 31, 2016 was approximately $5,938,000 and $1,967,000, respectively. 

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23

 
 
 
 
 
Delphax designs, manufactures and sells advanced digital print production equipment (including high-speed, high-volume cut-sheet 
and  continuous  roll-fed  printers),  maintenance  contracts,  spare  parts,  supplies  and  consumable items  for  these  systems.  The 
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equipment,  spare  parts,  supplies  and  consumable  items  are  manufactured,  and  maintenance  and  services  are  provided  by  Delphax 
Canada and such products and services are sold through Delphax, Delphax Canada and Delphax subsidiaries located in Canada, the 
United Kingdom and France. A significant portion of Delphax’s net sales has historically been related to service and support provided 
after  the  sale,  including  the  sale  of  consumable  items  for  installed  printing  systems.  Delphax’s  legacy  consumables  production
business was expected to generate cash flow while Delphax rolled-out its next generation élan commercial inkjet printer.  

During the quarter ended June 30, 2016, Delphax was informed by its largest customer that the customer had decided to accelerate its
plans for removing Delphax legacy printing systems from production and that Delphax should, as a consequence, expect the future
volume of legacy product orders from the customer to decline markedly from prior forecasts. Furthermore, the future timeframe o
ver 
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which orders could be expected from this customer was being sharply curtailed. In addition to this specific customer communication, 
Delphax also experienced a broad-based decline in legacy product customer demand during the first quarter. Sales of Delphax’s new
élan printer system also had not materialized to expectations.  

The adverse business developments during the quarter ended June 30, 2016 and the significantly deteriorated outlook for future orders 
of  legacy  and  élan  product  caused  the Company  to  reevaluate  the  recoverability  of  Delphax’s  assets,  both  tangible  and  intangible. 
Based on this reevaluation, which involved material estimation and subjectivity (including with respect to the recovery on assets in an 
operating  liquidation),  the  Company  concluded  that  a  significant  increase  to  inventory  reserves  was  necessary.  In  addition,  the
Company  concluded  that  Delphax  related  intangible  assets,  both  amortizable  assets  and  goodwill,  should  be  fully  impaired.  The
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Company  also  recorded  a  partial  impairment  of  Delphax  related  long-lived
  tangible  assets.  Furthermore,  there  was  an  assessment 
regarding whether, at June 30, 2016, future severance actions under existing Delphax employee benefit plans were both probable and 
estimable.  This  assessment  led  to  the  Company  establishing  an  estimated  accrual  for  future  severance  actions.  The  effects  of  these 
various adjustments, which aggregated to approximately $5,610,000, were reflected in the operating results of Delphax for the quarter 
rves from June 30, 2016 to March 31, 2017.  
ended June 30, 2016. There were no significant additions to inventory and severance rese

qq

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Intangible assets of Delphax had a net book value of approximately $1.4 million as of March 31, 2016. During the quarter ended June 
30, 2016, the Company recognized an impairment charge which resulted in the remaining net book value of Delphax intangible assets
being fully written off. 

The above described adverse business developments drove significant negative operating results and led to severe liquidity constraints 
for Delphax. In addition to other measures intended to respond to developments, Delphax engaged an outside advisory firm to assist 
with operations, cost reductions and expense rationalization, and to provide an objective assessment and recommendations regarding 
Delphax’s  business  outlook  and  alternative  courses  of  action.  During  the  quarter  ended  June  30,  2016,  a  number  of  Delphax 
employees  were  either  severed  or  furloughed.  For  most  of  fiscal  year  2017,  Delphax’s  operations  have  been  maintained  at  a 
significantly curtailed level. 

24

  
  
  
 
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On January 6, 2017, the Company acquired all rights, and assumed all obligations, of a third-party lender under a senior credit agreement 
(the “Delphax Senior Credit Agreement”) with Delphax and Delphax Canada providing for a $7.0 million revolving senior secured credit 
ff
facility, subject to a borrowing base of North American accounts receivable and inventory., including obligations, if any, to f
und future 
borrowings under the Delphax Senior Credit Agreement. In connection with this transaction, the Company paid to such third-party senior 
lender an amount equal to the approximately $1.26 million outstanding borrowing balance, plus accrued and unpaid interest and fees. Also
in connection with this transaction, the Company, Delphax and Delphax Canada entered into an amendment to the Delphax Senior Cr
edit 
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Agreement to reduce the maximum amount of borrowings permitted to be outstanding under the Delphax Senior Credit Agreement from
$7.0 million to $2.5 million, to revise the borrowing base to include in the borrowing base 100% of purchase orders from customers for 
products up  to  $500,000, to provide  that  the interest rate on all borrowings
  outstanding until all  loans under  the Delphax Senior Credit 
Agreement are repaid in full  will be a default rate equal  to 2.5% per  month  to be paid  monthly,  and to provide for the payment to  the 
Company from Delphax Canada and Delphax of fees equal to $25,000 upon execution of the amendment and of $50,000 upon repayment 
in full of all loans under the Delphax Senior Credit Agreement. On January 6, 2017, the Company notified Delphax and Delphax Canada of 
certain “Events of Default” (as defined under the Delphax Senior Credit Agreement) existing under the Delphax Senior Credit Agreement 
and  that  the  Company  was  reserving  all  rights  to  exercise  remedies  under  the  Delphax  Senior  Credit  Agreement  and  that  no  delay  in 
exercising any such remedy is to be construed as a waiver of any of its remedies. Also, on January 6, 2017, the Company and Delphax 
Canada entered into a Forbearance and Amendment Agreement dated as of January 6, 2017, which amended the Senior Subordinated Note 
to increase the default rate of interest from an annual rate of 10.5% to an annual rate of 18%, to be in effect until all amounts under the 
ordinated 
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Senior Subordinated Note are paid in full, and which provides that so long as no Event of Default (as defined in the Senior Sub
greed to 
Note) occurs under the Senior Subordinated Note, other than Events of Default that existed as of January 6, 2017, the Company a
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forbear  from  exercising  its  remedies  under  the  Senior  Subordinated  Note  until  May  31,  2017  and  further  provided  for  the  payment
t
  by 
Delphax Canada to the Company of a forbearance fee equal to approximately $141,000. At March 31, 2017, Delphax Canada was not in 
default,
compliance with financial covenants under the Delphax Senior Credit Agreement. Notwithstanding the existence of these events of
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the Company permitted additional borrowings under the Delphax Senior Credit Agreement to, among other things, fund a final production 
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run by Delphax Canada of consumable products for its legacy printing systems, which production run was primarily completed over the 
first six months of calendar 2017. Delphax Canada is Delphax's sole manufacturing subsidiary.

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Events  of  default  under  the  Delphax  Senior  Credit  Agreement  persisted.  On  July  13, 2017,  the  Company  delivered  a  demand  for 
payment and Notice of Intention to Enforce Security to Delphax Canada. On August 10, 2017, the Company foreclosed on all personal
property and rights to undertakings of Delphax Canada. The Company foreclosed as a secured creditor with respect to amounts owed 
to  it  by  Delphax  Canada  under  the  Delphax  Senior  Credit  Agreement.  The  Company  provided  notice  of  its  intent  to  foreclose  to 
Delphax  Canada  and  its  secured  creditors  and  shareholder  on  July  26,  2017.  The  outstanding  amount  owed  to  the  Company  by
Delphax  Canada  under  the  Delphax  Senior  Credit  Agreement  on  July  26,  2017  was  approximately  $1,510,000.  The  Company  also
submitted  an  application  to  the  Ontario  Superior  Court  of  Justice in  Bankruptcy  and  Insolvency  (the  "Ontario  Court")  seeking  that 
Delphax  Canada  be  adjudged  bankrupt.  On  August  8,  2017,  the  Ontario  Court  issued  an  order  adjudging  Delphax  Canada  to  be
bankrupt.  The  recipients  of  the  foreclosure  notice  did  not  object  to  the  foreclosure  or  redeem.  As  a  result,  the  foreclosure  was
completed  on August  10, 2017,  and  the  Company  accepted  the personal  property  and  rights  to  undertakings of Delphax  Canada in 
satisfaction of the amount secured by the Delphax Senior Credit Agreement. 

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We organized ATGL on October 6, 2015. ATGL provides funding for equipment leasing transactions, which may include transactions 
for  the  leasing  of  equipment  manufactured  by  GGS  and  Delphax  and  transactions  initiated  by  third  parties  unrelated  to  equipment
manufactured by us. On April 4, 2016, ATGL purchased two élan™ 500 printers from Delphax for $650,000 for lease to a third party.tt
One of those acquired printers was subject to an existing lease to a third party which has been assigned to ATGL.

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On July 18, 2016, Contrail Aviation, a subsidiary of the Company, completed the purchase of substantially all of the business assets of 
Contrail Aviation Support, Inc. (the “Contrail Seller”). Prior to the asset sale, the Contrail Seller, based in Verona, Wisconsin, engaged in 
the  business  of  acquiring  surplus  commercial  jet  engines  or  components  and  supplying  surplus  and 
aftermarket  commercial  jet  engine 
components. The acquisition consideration paid to the Contrail Seller included equity membership units in Contrail Aviation representing 
21%  of  the  total  equity  membership  units  in  Contrail  Aviation.  As  a  result,  the  Company  owns  equity  membership  units  in  Contrail
Aviation  representing  the  remaining  79%  of  the  total  equity  membership  units  in  Contrail  Aviation.  In  addition,  Contrail  Aviati
on  has 
agreed to pay as additional deferred consideration to the Contrail Seller up to a maximum of $1.5 million per year and $3.0 million in the 
aggregate  based  on  Contrail  Aviation’s  EBITDA  (as  defined  in  the  purchase  agreement)  measured  during  periods  over  the  five  years 
d into put and call options permitting, at any time after the 
following the acquisition. Contrail Aviation and the Contrail Seller also entere
fifth anniversary of the asset sale closing date, Contrail Aviation at its election to purchase from Contrail Seller, and permi
tting Contrail 
Seller  at  its  election  to  require  Contrail  Aviation  to  purchase  from  Contrail  Seller,  all  of  Contrail  Seller’s  equity  membership  interests
Contrail Aviation at price to be agreed upon, or failing such an agreement to be determined pursuant to third-party appraisals in a specified 
process. On October 3, 2016, a newly formed subsidiary of the Company, Stratus Aero Partners, LLC (formerly, Global Aviation Partners 
LLC), acquired 100% of the outstanding equity interests of Jet Yard, LLC (“Jet Yard”). Jet Yard was organized in 2014, entered into the
lease  in  June  2016  and  prior  our  acquisition  maintained  de  minimus  operations.  The  aggregate  cash  consideration  paid  in  these  twott
acquisition transactions, after closing date adjustments and not including potential deferred payments to the Contrail Seller described above, 
was approximately $4,048,000.

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25

In May 2017, AirCo acquired the inventory and principal business assets, and assumed specified liabilities, of Aircraft Instrument and 
Radio  Company,  Incorporated,  and  Aircraft  Instrument  and  Radio  Services,  Inc.  (collectively  the  “AirCo  Sellers”).  The  acquired 
business, which is based in Wichita, Kansas, distributes and sells airplane and aviation parts and maintains a license under Part 145 of 
the  regulations  of  the  Federal  Aviation  Administration.  The  consideration  paid  for  the acquired  business  was  approximately 
$2,400,000.  

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In March 2014, the Company formed Space Age Insurance Company (“SAIC”), a captive insurance company licensed in Utah, and 
initially capitalized with $250,000. SAIC insures risks of the Company and its subsidiaries that were not previously insured by the
Company’s insurance programs; and underwrites third-party risk through certain reinsurance arrangements. SAIC is included in the 
Company’s consolidated financial statements. 

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At March 31, 2017, we held approximately 1.65 million shares of common stock of Insignia Systems, Inc. (“Insignia”), representi
approximately 14% of the outstanding shares, which shares were acquired commencing in our fiscal year ended March 31, 2015. Any
investment with a fair value of less than its cost basis is assessed for possible “other-than-temporary” impairment regularly and at each
reporting date. Other-than-temporary impairments of available-for-sale marketable equity securities are recognized in the consolidated 
statement of income (loss). On the basis of its June 30, 2016 and March 31, 2017 assessments, the Company concluded that it had
suffered  an  other-than-temporary  impairment  in  its  investment  in  the  common  stock  of  Insignia.  Consistent  with  the  applicable
accounting  guidance,  the  Company’s  cost  basis  in  the  Insignia  investment  was  lowered  from  $4,711,000  to $3,604,000  at  June 30,
2016 and then to $2,643,000 at March 31, 2017 to reflect the impairment charge. On January 6, 2017, Insignia paid a special dividend
of $0.70 per share to stockholders owning Insignia shares on that date. The receipt of such special dividend is included in the other 
investment income (loss) in the Company’s consolidated statements of income (loss) for the fiscal year ended March 31, 2017. During 
the fourth quarter of the 2017 fiscal year, we recognized an additional investment loss of approximately $116,000 principally due to an
other-than-temporary decline in fair value of other investment securities that had been in a continuous loss position for more than 12 
months.  

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Fiscal 2017 Summary

Revenues for our overnight air cargo segment totaled $69,558,000 for the year ended March 31, 2017, representing a $1,331,000 (2%)
increase over the prior year. The segment’s administrative fee revenues increased by $2,170,000, reflecting the greater administrative
fee amount paid under the dry-lease agreements which became effective on June 1, 2016 for the full fiscal year 2017 compared to ten
months  for  the  prior  fiscal  year.  In  addition,  the  segment’s  maintenance  revenues  decreased  by  $1,799,000  (7%)  as  a  result  of  a
decrease in pass-through maintenance revenues. The segment’s operating income decreased by $776,000 in fiscal 2017 due to higher 
operating costs not passed through to the customer, principally increased flight crew costs. 

Revenues  for  GGS,  net  of  intercompany  eliminations,  totaled  approximately  $31,447,000  for  the  year  ended  March  31,  2017,  a 
decrease  of  $19,728,000  (39%)  from  the  prior  year,  while  operating  income  decreased  by  $4,108,000  (63%).The  decrease  in  GGS
revenues and reduction in operating income is attributable principally to the significant sales of commercial domestic deicers in the 
prior  year  associated  with  a  significant  order  that  did  not  reoccur.  Operating  income  was  also  adversely  affected  by  a  reduction  in 
operating margin, as efficiencies gained in the prior-year period from the production of a large volume of identical units under that 
order did not reoccur in the current-year period.  

During  the  year  ended  March  31,  2017,  revenues  from  our  GAS  subsidiary  totaled  approximately  $30,453,000,  representing  a 
$5,619,000 (23%) increase from the prior year. The segment’s fiscal year 2017 operating loss, $501,000, was $535,000 (52%) lower 
than the 2016 loss principally due to the impact of increased revenues. Revenue increased with growth into new markets and services 
for both new and existing customers and strong parts sales. During the fourth quarter of the fiscal year ended March 31, 2017, GAS 
entered into new agreements with its principal customer which replaced certain fixed price agreements covering certain locations that 
had been unprofitable. GAS anticipates the terms of these new agreements will permit it to operate with improved profitability at those 
locations.  

Our  new  commercial  jet  engines  and  parts  segment  formed  through the  acquisitions  of  the  businesses  of  Contrail  Aviation  and  Jet
Yard during the fiscal year 2017 contributed $7,456,000 to consolidated revenues for the fiscal year.

Revenues  for  Delphax,  net  of  intercompany  eliminations,  totaled  approximately  $9,01
9,000,  representing  a  $5,064,000  (128%) 
y
increase  from  the  prior  fiscal  year,  primarily  due  to  the  inclusion  of  Delphax  in  our  consolidated  results  for  the  full  fiscal year 
following our acquisition of interests in Delphax on November 24, 2015. In addition, Delphax implemented a final production run of 
consumable products for its legacy printing systems during the fourth quarter of the fiscal year ended March 31, 2017. Consolidated 
operating income was adversely affected by the $5,938,000 operating loss of the printing equipment and maintenance segment for the
fiscal year.  

n

26

 
 
During the quarter ended June 30, 2016, Delphax was informed by its largest customer that the customer had decided to accelerate its
plans for removing Delphax legacy printing systems from production and that Delphax should, as a consequence, expect the future
volume of legacy product orders from the customer to decline markedly from prior forecasts. Furthermore, the future timeframe o
ver 
aa
which orders could be expected from this customer was being sharply curtailed. In addition to this specific customer communication, 
Delphax also experienced a broad-based decline in legacy product customer demand during the quarter. Sales of Delphax’s new élan aa
printer system also did not materialize to expectations in the quarter.

The above described adverse business developments drove significant negative operating results and led to severe liquidity constraints 
for Delphax. In addition to other measures intended to respond to developments, Delphax engaged an outside advisory firm to assist 
with operations, cost reductions and expense rationalization, and to provide an objective assessment and recommendations regarding 
Delphax’s  business  outlook  and  alternative  courses  of  action.  During  the  quarter  ended  June  30,  2016,  a  number  of  Delphax 
employees were either severed or furloughed.  

u

deteriorated outlook for future orders 
The adverse business developments during the quarter ended June 30, 2016 and the significantly
of  legacy  and  élan  product  caused  the Company  to  reevaluate  the  recoverability  of  Delphax’s  assets,  both  tangible  and  intangible. 
Based on this reevaluation, which involved material estimation and subjectivity (including with respect to the recovery on assets in an 
operating  liquidation),  the  Company  concluded  that  a  significant  increase  to  inventory  reserves  was  necessary.  In  addition,  the
Company  concluded  that  Delphax  related  intangible  assets,  both  amortizable  assets  and  goodwill,  should  be  fully  impaired.  The
d
Company  also  recorded  a  partial  impairment  of  Delphax  related  long-lived
  tangible  assets.  Furthermore,  there  was  an  assessment 
regarding whether, at June 30, 2016, future severance actions under existing Delphax employee benefit plans were both probable and 
estimable.  This  assessment  led  to  the  Company  establishing  an  estimated  accrual  for  future  severance  actions.  The  effects  of  these 
various  adjustments,  which aggregated  to approximately  $5,610,000,  are  reflected  in the  operating results  of  Delphax for  the fiscal 
year ended March 31, 2017. 

t

For most of fiscal year 2017, Delphax’s operations have been maintained at a significantly curtailed level.

During  fiscal  year  2017,  the  Company  recognized  approximately  $2,755,000  in  other-than-temporary  impairment  losses  on 
investments  (of  which  approximately  $2,643,000  was  attributable  to  the  Company’s  investment  in  Insignia),  though  the  Company
recognized approximately $1,158,000 in other investment income from the Insignia special dividend paid in January 2017.  

m

Fiscal 2017 vs. 2016

Consolidated revenue, net of intercompany eliminations, of $148,472,000 for the fiscal year ended March 31, 2017 was essentially flat 
compared to the prior fiscal year amount of $148,212,000. The slight increase in the fiscal year 2017 revenue is due principall
y to the 
increase  in  the  ground  support  services revenues  and  the inclusion of  the  printing  equipment  and  maintenance  segment  for  the  full 
fiscal year and the commercial jet engines and parts segment almost entirely offset by the large order of deicers from a major airline in 
the prior year that did not reoccur in the 2017 fiscal year.

r

ll

Revenues in the overnight air cargo segment increased $1,331,000 (2%) to $69,558,000 principally due to the greater administrative 
fee amount paid under the new dry-lease agreements as discussed above. In addition, the segment’s maintenance revenues decreased 
$1,799,000 (7%) principally due to a decrease in pass-through maintenance revenues. 

Revenues  for  GGS,  net  of  intercompany  eliminations,  totaled  approximately  $31,447,000  for  the  year  ended  March  31,  2017,  a 
decrease of $19,728,000 (39%) from the prior year. The decrease in GGS revenues and reduction in operating income is attributable 
principally  to  the  significant  sales  of commercial  domestic  deicers  in  the  prior  year  associated  with a  significant  order  that did  not 
reoccur. 

During  the  year  ended  March  31,  2017,  revenues  from  our  GAS  subsidiary  totaled  approximately  $30,453,000,  representing  a 
$5,619,000  (23%)  increase  from  the  prior  year.  Revenue  increased  with  growth  into  new  markets  and  services  for  both  new  and
existing customers and strong annual part sales.  

27

 
 
 
 
 
 
  
  
 
 
 
 
 
Revenues  for  Delphax,  net  of  intercompany  eliminations,  totaled  approximately  $9,01
9,000,  representing  a  $5,064,000  (128%) 
y
increase  from  the  prior  fiscal  year,  primarily  due  to  the  inclusion  of  Delphax  in  our  consolidated  results  for  the  full  fiscal year 
following  our  acquisition  of  interests  in  Delphax  on  November  24,  2015.  In  addition,  Delphax initiated  a  final  production  run  of
consumable products for its legacy printing systems during the fourth quarter of the fiscal year ended March 31, 2017.

Our  new  commercial  jet  engines  and  parts  segment  formed  through the  acquisitions  of  the  businesses  of  Contrail  Aviation  and  Jet
Yard during the fiscal year 2017 contributed $7,456,000 to consolidated revenues for the fiscal year.

Consolidated  operating  expenses,  net  of  intercompany  eliminations,  increased  by  $9,392,000  (7%)  to  $151,572,000  for  fiscal  year
2017 compared to fiscal year 2016. Operating expenses in the overnight air cargo segment increased $1,891,000 (3%) over the prior 
year  principally  due  to  higher  operating  costs  not  passed  through  to  the  customer,  principally  increased  flight  crew  costs.  Of  the
segment’s  $66,834,000  of  operating  costs  in  the  current  year,  $23,379,000  were  costs  passed  through  to  our  air  cargo  customer 
without markup. Ground equipment sales operating costs decreased $16,103,000 (36%) compared to the prior fiscal year principally 
due to the order of a major airlines in fiscal year 2016 that did not reoccur. Operating expenses in the ground support services segment 
increased  by  $5,083,000  (20%)  driven  principally  by  investments  made  in  infrastructure  to  help  position  the  segment  for  growth,
including facility upgrades, leadership, marketing and data analysis roles, and training. 

General  and  administrative  expense  increased  $4,041,000  (22%)  to  $22,180,000  in  fiscal  year  2017.  General  and  administrative 
expense increased by $2,315,000 due to inclusion of the commercial jet engines and parts segment as a result of the acquisition of the 
Contrail  Aviation  business  and  Jet  Yard.  General  and  administrative  expense  also  increased  $1,657,000  due  to  the  inclusion  of 
Delphax  in  consolidated  results  for  the  full  fiscal  year.  General  and  administrative  expense  also  increased  due  to  professional  fees 
related to the acquisitions and the stock repurchase effected in the second quar

ter of the fiscal year 2017.

ff

Operating loss for the year ended March 31, 2017 was $3,101,000, a $9,132,000 (151%) deterioration from fiscal 2016. The printing 
equipment and maintenance segment saw an increase in its operating loss in fiscal year 2017 principally due to the significant negative 
operating results of Delphax related to the asset impairments and other costs described earlier. In addition, the ground equipment sales 
segment operating income decreased 63% driven principally by decreased sales volume compared to the prior fiscal year. During the 
fiscal year 2016, the operating income for the ground equipment sales segment was
higher as a result of significantly greater volumes 
r
and  enhanced  margins,  principally  as  a  result  of  production  efficiencies  obtained  in  connection  with  the  assembly  of  similar  units
under a significant order by a major airline company received and completed that did not reoccur in fiscal year 2017. The air cargo 
operating  income  decreased  17%  compared  to  the  prior  year  mainly  due  to  the  lower  billable  hours  coupled  with  higher  operating 
costs not passed through to the customer, principally increased flight crew costs. The operating
loss of the ground support services
segment improved by $535,000 (52%) in fiscal year 2017 principally due to the impact of increased revenues from growth into new
markets and services for both new and existing customers and strong parts sales. The commercial jet engines and parts and leasing 
segments contributed operating income of approximately $533,000 and $423,000, respectively, in the fiscal year 2017. Consolidated 
operating results included a loss on sale of assets of $25,000 in the current fiscal year compared to a gain of $6,000 in the prior fiscal 
year. 

tt

t

Non-operating loss, net for the year ended March 31, 2017 was $1,118,000, a $1,240,000 deterioration from fiscal year 2016. This 
n
change was caused principally by the impairment loss on investments of $2,755,000 during the fiscal year 2017.

During  the  year  ended  March  31,  2017,  the  Company  recorded  $725,000  in  income  tax  expense,  which  resulted  in  an  annual  tax 
effective rate of (17.1%), compared to the rate of 38.9%, for the prior year. The effective income tax rates for both periods differ from
the U. S. federal statutory rate of 34% partially due to the effect of state income taxes, the benefit of the federal domestic production 
activities deduction under Section 199 of the Internal Revenue Code (IRC), the valuation allowance recorded against Delphax’s net 
deferred tax asset, and the benefit for the exclusion of income for SAIC afforded under Internal Revenue Code (IRC) Section 831(b). 
SAIC has elected under Section 831(b) to be taxed solely on their net investment income. Section 831(b) is a special provision for 
certain insurance companies with net annual written premiums of $1,200,000 or less. The benefit of the Section 831(b) election for the 
March 31, 2017 fiscal year end resulted in a decrease to tax expense of $281,000. The reason for the negative effective tax rate for the 
year ended March 31, 2017 was the tax impact related to Delphax. Delphax contributed a $6,041,000 pre-tax loss, however given that 
Delphax is not included in the Air T, Inc.’s consolidated tax returns and has established a full deferred tax valuation allowance, there 
was no tax benefit recorded for Delphax’s loss. Furthermore, for the year ended March 31, 2017 a partial valuation allowance was 
recorded for the other-than-temporary loss relating to the investment in Insignia and a benefit was reflected for the dividend received 
deduction which provides an exclusion from taxable income of 70% of the dividends the Company received.

tt

28

 
 
 
 
 
 
 
 
Net loss attributable to Air T, Inc. stockholders for fiscal year 2017 was $3,214,000, or $1.51 per diluted share, compared to a net 
income attributable to Air T, Inc. stockholders of $4,414,000, or $1.84 per diluted share, for fiscal year 2016.

Liquidity and Capital Resources

As  of  March  31,  2017,  the  Company  held  approximately  $2.8  million  in  cash  and  cash  equivalents.  The  Company  also  held 
approximately  $890,000  in  restricted  cash  with  $250,000  in  cash  held  as  statutory reserve  of  SAIC  and  the  remaining  $640,000 
pledged to secure SAIC’s participation in certain reinsurance pools, and $345,000 was invested in accounts not insured by the Federal 
Deposit Insurance Corporation (“FDIC”).

As of March 31, 2017, the Company’s working capital amounted to $28,590,000, an increase of $5,348,000 compared to March 31,
2016. 

As of March 31, 2017, the Company had a senior secured revolving credit facility of $25.0 million (the “Revolving Credit Facility”). 
The  Revolving  Credit  Facility  includes  a  sublimit  for  issuances  of  letters  of  credit  of  up  to  $500,000.  Under  the  Revolving  Cre
dit
Facility, each of the Company, MAC, CSA, GGS, GAS, Jet Yard, AirCo and ATGL may  make borrowings. Borrowings under the
Revolving Credit Facility bear interest (payable monthly) at an annual rate of one-month LIBOR plus an incremental amount ranging 
from 1.50% to 2.00% based on a consolidated leverage ratio. At March 31, 2017, the applicable annual interest rate was one-month tt
LIBOR plus 2.00%. In addition, a commitment fee accrues with respect to the unused amount of the Revolving Credit Facility at anaa
annual  rate  of  0.15%.  The  Company  includes  commitment  fee  expense  within  the  interest  expense  and  other  line  item  of  the 
accompanying consolidated statements of income (loss). Amounts applied to repay borrowings under the Revolving Credit Facility 
may  be  reborrowed,  subject  to  the  terms  of  the  facility.  The  Revolving  Credit  Facility  matures  on  April  1,  2019.  A  total  of 
$17,908,000 in borrowings under the Revolving Credit Facility was outstanding at March 31, 2017. 

f

Borrowings under the Revolving Credit Facility, together with hedging obligations, if any, owing to the lender under the Revolving
Credit Facility or any affiliate of such lender, are secured by a first-priority security interest in substantially all assets of the Company 
and  the  other  borrowers  (including,  without  limitation,  accounts  receivable,  equipment,  inventory  and  other  goods,  intellectual
property,  contract  rights  and  other  general  intangibles,  cash, 
deposit  accounts,  equity  interests  in  subsidiaries  and  joint  ventures, 
t
investment property, documents and instruments, and proceeds of the foregoing), but excluding interests in real property. 

The agreement governing the Revolving Credit Facility contains affirmative and negative covenants, including covenants that restrict
the ability of the Company and the other borrowers to, among other things, incur or guarantee indebtedness, incur liens, dispose of 
assets, engage in mergers and consolidations, make acquisitions or other investments, make changes in the nature of their business, 
enter  into  certain  operating  leases,  and  make  certain  capital  expenditures.  The  credit  agreement  governing  the  Revolving  Credit
Facility also contains financial covenants, including a minimum consolidated tangible net worth of $18.0 million plus, on a cumulative 
basis and commencing with the fiscal year ended March 31, 2017, 50% of consolidated net income for the fiscal year then ended, a 
minimum consolidated fixed charge coverage ratio of 1.35 to 1.0, a minimum consolidated asset coverage ratio of 1.50 to 1.0 for the
quarter ended March 31, 2017 and 1.75 to 1.0 thereafter (though the consolidated asset coverage ratio is not to be tested under the 
agreement  governing  the  Revolving  Credit  Facility  for  the  quarters  ending  June  30,  2017,  September  30,  2017  and  December  31, 
2017), a maximum consolidated leverage ratio of 3.5 to 1.0, and a covenant limiting the aggregate amount of assets the Company and 
its subsidiaries lease, or hold for leasing, to others to no more than $5,000,000 at any time. The Company was not in compliance with 
the  maximum  consolidated  leverage  ratio  covenant  as  of  the  March  31,  2017,  December  31,  2016  and September  30,  2016
measurement dates and the minimum tangible net worth covenant at the March 31, 2017, December 31, 2016, and September 30, 2016
measurement dates. The lender has waived compliance with these covenants as of these measurement dates and has agreed that the
maximum consolidated leverage ratio covenant will not be tested at the June 30, 2017 measurement date. The agreement governing
the  Revolving  Credit  Facility  contains  events  of  default  including,  without  limitation,  nonpayment  of  principal,  interest  or  other 
and other insolvency events, judgments, 
obligations, violation of covenants, misrepresentation, cross-default to other debt, bankruptcy 
certain ERISA events, certain changes of control of the Company, termination of, or modification to materially reduce the scope of the 
services  required  to  be  provided  under,  certain  agreements  with  FedEx,  and  the  occurrence  of  a  material  adverse  effect  upon  the
Company and the other borrowers as a whole. Except as indicated above, the Company was in complian
ce with covenants under the
Revolving Credit Facility at March 31, 2017. 

r
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aa

a

t

29

 
 
 
 
  
  
  
 
The Company is exposed to changes in interest rates on its revolving credit facility. If the LIBOR interest rate had been increased by 
one percentage point, based on the weighted average balance outstanding for the year, the change in annual interest expense would 
have been approximately $114,000. 

On May 2, 2017, the Company and certain of its subsidiaries entered into an amendment to the agreement governing the Revolving
Credit Facility to establish a separate $2.4 million term loan facility under that agreement (the “Term Loan”). Each of the Company 
and such subsidiaries are obligors with respect to the Term Loan, which matures on May 1, 2018, with equal $200,000 installments of 
sis
principal due monthly, commencing June 1, 2017. Interest on the Term Loan is payable monthly at a per annum rate equal to 25 ba
points  above  the  interest  rate  applicable  to  the  Revolvin
g  Credit  Facility.  The  proceeds  of  the  Term  Loan  were  used  to  fund  the
acquisition  of  the  AirCo  business.  The  Term  Loan  is  secured  by  the  existing  collateral  securing  borrowings  under  the  Revolving 
Credit Facility, including such acquired assets. The amendment also provided that the consolidated asset coverage ratio covenant will
not be measured for the fiscal quarters ending June 30, 2017, September 30, 2017 and December 31, 2017. 

mm

m

a

Pursuant to an amendment to the agreement governing the Revolving Credit Facility that became effective as of June 28, 2017, the 
interest rates on the revolving loans and Term Loan made under the Revolving Credit Facility were each increased by an additional 
0.25%  per  annum  from  the  date  of  the  amendment  until  the  second  business  day  after  delivery  of  a  compliance  certificate  for  the
quarter ending March 31, 2017 or any subsequent fiscal quarter end showing compliance with the financial covenants required under 
the  Revolving  Credit  Facility,  other  than  with  respect  to  covenants  as  to  which  compliance  had  been  waived.  The  lender  has  also
waived  the  default  under  the  agreement  governing  the  Revolving  Credit  Facility  that  arose  from  the  Company’s  failure  to  deliver
consolidated  financial  statements  and  compliance  certificates  at  and for  the  respective  periods  ended  March  31,  2017  and  June 30, 
2017. 

On October 31, 2016, the Company and its subsidiaries, MAC, GGS, CSA, GAS, ATGL, Jet Yard and Stratus Aero entered into a 
Loan Agreement dated as of October 31, 2016, (the “Construction Loan Agreement”) with the lender to borrow up to $1,480,000 to 
finance  the  acquisition  and  development  of  the  Company’s  new  corporate  headquarters  facility  to  be  located  in  Denver,  North 
Carolina.  Under  the  Construction  Loan  Agreement,  the  Company  may  make  monthly  drawings  to  fund  construction  costs  until
October 2017. Borrowings under the Construction Loan Agreement bear interest at the same rate charged under the Revolving Credi
t 
Facility. Monthly interest payments began in November 2016. Monthly principal payments (based on a 25-year amortization schedule) 
due  in  October  2026.  Borrowings
are  to  commence  in  November  2017,  with  the  final  payment  of  the  remaining  principal  balance 
under the Construction Loan Agreement are secured by a mortgage on the new headquarters facility and a collateral assignment of the 
Company’s  rights  in  life  insurance  policies  with  respect  to  certain  former  executives,  as  well  as  the  same  collateral  securing
borrowings  under  the  Revolving  Credit  Facility.  At  March  31,  2017,  outstanding  borrowings  under  the  Construction  Loan  were 
$562,000.  

f

f

r

e

In connection with and upon consummation of the Contrail Aviation acquisition in July 2016, Contrail Aviation entered into a Credit 
Agreement  (the  “Contrail  Credit  Agreement”)  with  a  bank  lender.  The  Contrail  Credit  Agreement  provided  for  revolving  credit 
borrowings by Contrail Aviation in an amount up to the lesser of $12,000,000 or a borrowing base. The borrowing base was computed 
,000,000) and 80% of outstandingii
monthly and was equal to the sum of 75% of the value of eligible inventory (up to a maximum of $9
eligible  accounts  receivable.  The  borrowing  base  at  March  31,  2017  was  $3.2  million,  and  the  outstanding  principal  balance  of 
borrowings  under  the  Contrail  Credit  Agreement  were  $0  as  of  that  date.  Borrowings  under  the  Contrail  Credit  Agreement  bear 
interest at a rate equal to one-month LIBOR plus 2.80%, and mature in January 2018. The obligations of Contrail Aviation under the
Contrail Credit Agreement were required to be guaranteed by each of its subsidiaries (if any), and were (and the guaranty obligations 
of any such subsidiary guarantors were required to be) secured by a first-priority security interest in substantially all of the assets of 
Contrail  Aviation  and  any  such  subsidiary  guarantors,  as  applicable  (including,  without  limitation,  accounts  receivable,  equipment, 
inventory and other goods, intellectual property, contract rights and other general intangibles, cash, deposit accounts, equity interests 
in subsidiaries and joint ventures, investment property, documents and instruments, real property, and proceeds of the foregoing). The 
obligations  of  Contrail  Aviation  under  the  Contrail  Credit  Agreement  were  also  guaranteed  by  the  Company,  with  such  guaranty
limited in amount to a maximum of $1,600,000, plus interest on such amount at the rate of interest in effect under the Contrail Credit 
Agreement, plus costs of collection. 

y

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The  Contrail  Credit  Agreement  contained  affirmative  and  negative  covenants,  including  covenants  that  restricted  the  ability  of 
Contrail Aviation and its subsidiaries to, among other things, incur or guarantee indebtedness, incur liens, dispose of assets, engage in
mergers  and  consolidations,  make  acquisitions  or  other  investments,  make  changes  in  the  nature  of  its  business,  and  engage  in
transactions with affiliates. The Contrail Credit Agreement also contained financial covenants applicable to Contrail Aviation and its 
 of total liabilities to tangible net worth 
subsidiaries, including a minimum debt service coverage ratio of 1.75 to 1.0, a maximum ratio
of 2.5 to 1.0, and a $10,000 limitation on annual operating lease payments. At March 31, 2017, Contrail Aviation was in compliance 
with its bank covenants.

aa

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30

 
 
 
 
 
 
On May 5, 2017, Contrail Aviation entered into a loan agreement (the “Contrail Loan Agreement”) with a different bank lender to
replace the Contrail Credit Agreement described above. The Contrail Loan Agreement provides for revolving credit borrowings by
Contrail Aviation in an amount up to $15,000,000, with the available borrowing amount not limited by a borrowing base, though the 
t
Contrail Loan Agreement provides that the lender is not obligated to advance loans under the Contrail Loan Agreement if there o
ccurs
a  material  adverse  change  in  Contrail  Aviation’s  or  Air  T’s  financial  condition  or  in  the  value  of  any  collateral  securing  the loans
made thereunder and an annual appraisal of inventory is required. Borrowings under the Contrail Loan Agreement bear interest at an 
annual rate equal to one-month LIBOR plus 3.00%. 

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The obligations of Contrail Aviation under the Contrail Loan Agreement are secured by a first-priority security interest in substantially
all  of  the  assets  of  Contrail  Aviation  and  are  also  guaranteed  by  Air  T,  with  such  guaranty  limited  in  amount  to  a  maximum  of 
y
e Contrail Loan Agreement, plus costs of collection. 
$1,600,000, plus interest on such amount at the rate of interest in effect under th
The  Contrail  Loan  Agreement  contains  affirmative  and  negative  covenants,  including  covenants  that  restrict  Contrail  Aviation’s
ability  to  make  acquisitions  or  investments,  make  certain  changes  to  its  capital  structure,  and  engage  in  an
y  business  substantially 
different that it presently conducts. The Contrail Loan Agreement also contains financial covenants applicable to Contrail Aviation,
including maintenance of a Cash Flow Coverage Ratio of 2.0 to 1.0, a Tangible Net Worth of not less than $3,500,000, and a Debt
Service Coverage Ratio of 1.1 to 1.0, as such terms are defined in the Contrail Loan Agreement. 

t

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The  Contrail  Loan  Agreement  contains  events  of  default  including,  without  limitation, nonpayment  of  principal,  interest  or  other 
obligations, violation of covenants, if both Contrail Aviation’s current Chief Executive Officer and Chief Financial Officer ce
ase to 
oversee  day-to-day  operations  of  Contrail  Aviation,  cross-default  to  other  debt,  bankruptcy  and  other  insolvency  events,  actual  or 
asserted invalidity of loan documentation, or material adverse changes in Contrail Aviation’s financial condition. 

t

The Contrail Loan Agreement provides that all loan proceeds are to be used solely for Contrail Aviation’s business operations, unless
specifically consented to the contrary by lender in writing. Accordingly, without the written consent of the lender, borrowings under 
the Contrail Loan Agreement are not a source of liquidity to Air T or any subsidiary of Air T other than Contrail Aviation. 

Following is a table of changes in cash flow for the respective years ended March 31, 2017 and 2016:  

Year Ended March 31,

2017

2016 

Net Cash (Used in) Provided by Operating Activities 
Net Cash Used in Investing Activities 
Net Cash Provided by (Used in) Financing Activities   
Effect of foreign currency exchange rates on cash and cash equivalents   

$ 

(7,554,000)  $ 
(3,700,000) 
8,688,000  
(16,000) 

3,215,000  
  (5,266,000)
  (5,994,000)
  2,000 

Net Decrease in Cash and Cash Equivalents   

$ 

(2,582,000)  $ 

(8,043,000)

Cash used in operating activities in fiscal year 2017 reflected a change of $10,769,000 compared to fiscal 2016 cash flow provided by
operations principally due to the change in inventory and accounts receivable. 

Cash used in investing activities was $1,566,000 less in fiscal 2017 primarily due a change in the Company’s marketable securities
and business acquisition activities between the two fiscal years.

Cash  provided  by  financing  activities  in  fiscal  year  2017  reflected  a  change  of  $14,682,000  compared  to  the  cash  used  for  such 
activities  in  prior  year  period  due  primarily  to  $17,910,000  in  borrowings  under  the  Revolving  Credit  Facility  in  the  current-year 
period, offset by the use of $7,917,000 for the repurchase of 329,738 shares of common stock effected by the Company on July 1,
2016. Cash used in financing activities in 2017 was also affected by a net $1,864,000 repayment of Delphax’s senior credit facility. As 
of March 31, 2016, no amounts were outstanding under Air T, Inc.’s Revolving Credit Facility. Delphax had outstanding borrowings 
of approximately $1,833,000 under its senior credit facility as of March 31, 2016.

31

 
 
 
 
 
 
     
 
 
 
 
 
 
 
  
  
 
  
  
  
 
 
In June 2016, the Company acquired land and entered into an agreement to construct a new corporate headquarters facility in Denver, 
North  Carolina  for  an  aggregate  amount  of  approximately  $1.9  million.  Construction  of  the  facility  has  been  completed  and  the 
Company relocated its corporate headquarters to this facility on July 31, 2017. This facility replaced the Company’s prior headquarters
which has been leased from an entity owned by certain former officers and directors at an annual rental payment of approximately
$178,000. There are currently no other commitments for significant capital expenditures.

In May 2014, the Company’s Board of Directors adopted a policy to discontinue the payment of a regularly scheduled annual cash
dividend. 

Off-Balance Sheet Arrangements

The Company defines an off-balance sheet arrangement as any transaction, agreement or other contractual arrangement involving anaa
unconsolidated entity under which a Company has (1) made guarantees, (2) a retained or a contingent interest in transferred assets, (3) 
an obligation under derivative instruments classified as equity, or (4) any obligation arising out of a material variable interest in an
unconsolidated entity that provides financing, liquidity, market risk or credit risk support to the Company, or that engages in leasing, 
hedging, or research and development arrangements with the Company. The Company is not currently engaged in the use of any of 
these arrangements. 

Impact of Inflation

The  Company  believes  that  inflation  has  not  had  a  material  effect  on  its  manufacturing  operations, because  increased  costs  to  date
have been passed on to its customers. Under the terms of its overnight air cargo business contracts the major cost components of its 
maintenance costs are reimbursed by its
operations, consisting principally of fuel, crew and other direct operating costs, and certain 
tt
customer. Significant increases in inflation rates could, however, have a material impact on future revenue and 

d
operating income.

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Seasonality

GGS’s business has historically been seasonal, with the revenues and operating income typically being lower in the first and fourth
fiscal quarters as commercial deicers are typically delivered prior to the winter season. The Company had worked to reduce GGS’s 
seasonal fluctuation in revenues and earnings by increasing military and international sales and broadening its product line to increase
revenues  and earnings  throughout  the  year.  In July 2009,  GGS  was  awarded  a new  contract  to  supply  deicing  trucks  to  the USAF, 
which expired in July 2014. On May 15, 2014, GGS was awarded a new contract to supply deicing trucks to the USAF. The initial
contract award is for two years through July 13, 2016 with four additional one-year extension options that may be exercised by the 
the contract, as well as the number 
USAF, the first of which was exercised, extending the contract term to July 13, 2017. The value of 
of units to be delivered, depends upon annual requirements and available funding to the USAF. Although GGS has retained the USAF
deicer contract, orders under the contract have not been sufficient to offset the seasonal trend for commercial sales. As a res
ult, GGS 
revenues  and  operating  income  have  resumed  their  seasonal  nature.  Our  other  reporting  segments  are  not  susceptible  to  seasonal
trends. 

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Critical Accounting Policies and Estimates

The Company’s significant accounting policies are more fully described in Note 1 of Notes to the Consolidated Financial Statements 
in  Item  8.  The  preparation  of  the  Company’s  consolidated  financial  statements  in  conformity  with  accounting  principles  generally
accepted  in  the  United  States  requires  the  use  of  estimates  and  assumptions  to  determine  certain  assets,  liabilities,  revenues and 
expenses.  Management  bases  these  estimates  and  assumptions  upon  the  best  information  available  at  the  time  of  the  estimates  or
assumptions. The Company’s estimates and assumptions could change materially as conditions within and beyond our control change. 
Accordingly, actual results could differ materially from estimates. The Company believes that the following are its most significant
accounting policies: 

ff

Allowance for Doubtful Accounts. An allowance for doubtful accounts receivable is established based on management’s estimates of 
the  collectability  of  accounts  receivable.  The  required  allowance  is  determined  using  information  such  as  customer  credit  history, 
industry information, credit reports, customer financial condition and the collectability of outstanding receivables. The estimates can
be affected by changes in the financial strength of the aviation indust

ry, customer credit issues or general economic conditions.

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32

 
 
 
 
 
 
 
 
Inventories. The Company’s inventories are valued at the lower of cost or market. Provisions for excess and obsolete inventories are
based  on  assessment  of  the  marketability  of  slow-moving  and  obsolete  inventories.  Hist
orical  parts  usage,  current  period  sales,
f
estimated future demand and anticipated transactions between willing buyers and sellers provide the basis for estimates. Estimates are
subject to volatility and can be affected by reduced equipment utilization, existing supplies of used inventory available for sale, the
retirement  of  aircraft  or  ground  equipment,  changes  in  the  financial  strength  of  the  aviation 
industry,  and  market  developments
aa
impacting both legacy and next-generation products and services of our printing equipment and maintenance segment. 

Warranty Reserves. The Company warranties its ground equipment products for up to a three-year period from date of sale. Product 
warranty reserves are recorded at time of sale based on the historical average warranty cost and are adjusted as actual warranty cost 
becomes  known.  Delphax  warranties  its  equipment  for  a  period  of  90  days  commencing  with  installation,  except  in  the  European 
Union, where it is generally one year from product shipment date. Similarly, Delphax warranties spare parts and supplies for a period 
of  90  days  from  shipment  date.  These  warranty  reserves  are  reviewed  quarterly  and  adjustments  are  made  based  on  actual  claims
experience in order to properly estimate the amounts necessary to settle future and existing claims. 

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Income Taxes. Income taxes have been provided using the asset and liability method. Deferred tax assets and liabilities are recognized 
for  the  future  tax  consequences  attributable  to  differences  between  the  financial  statement  carrying  amounts  of  existing  assets  and 
liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax laws and rates expected to 
apply  to  taxable  income  in  the  years  in  which  those  temporary  differences  are  expected  to  be  recovered  or  settled.  The  effect  of  a 
change in tax rates on deferred tax assets and liabilities is recognized in income in the period that includes the enactment da

te.aa

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Revenue Recognition. The Company recognizes revenue when it is earned. This occurs when services have been rendered or products
are shipped to the customer in accordance with the terms of an agreement of sale, there is a fixed or determinable selling price, title
and risk of loss have been transferred, and collectability is reasonably assured. Revenues from our Overnight Air Cargo segment are 
t
generally recognized as flight operation and maintenance services are provided or, in the case of certain pass-through costs fo
r things
like  maintenance  parts  and  fuel,  as  the  Company  incurs  the  related  expenditure.  Within  the  Company’s  Ground  Equipment  Sales
segment, revenues are generally recognized at the time the related equipment has been shipped to the customer and risk of loss has 
transferred.  In  the  case  of  certain  contracts  with  the  U.S.  Government  or  related  prime  contractors,  the  Company  applies  contract 
accounting  and  uses  either  the  percentage-of-completion  or  completed  contract  method,  as  appropriate.  Revenues  of  our  Ground 
Support Services segment are generally recognized as the contracted services are completed. Substantially all Printing Equipment and 
Maintenance  segment  revenues  are  recognized  upon  product  shipment,  which  is  generally  when  transfer  to  the  customer  of  loss 
occurs. Service revenue is recognized upon completion of services. Similarly, Commercial Jet Engines and Parts segment revenues are 
recognized upon shipment of parts and transfer of loss or, as applicable, upon completion of services. Leasing revenues are recognized 
consistent  with  contract  terms  and  are  generally  recognized  on  a  straight-line  basis  due  to  the  operating  lease  classification of  the 
underlying leases. 

f

Although infrequent, the Company does occasionally enter into customer arrangements that involve the delivery of multiple elements.
For  any such arrangements, the  Company applies  the  applicable  accounting  guidance  in order  to  identify  the  individual  accounting
elements and to determine the most appropriate revenue recognition model for such elements.

We evaluate gross versus net presentation on revenues from products or services purchased and resold in accordance with the revenue 
recognition criteria outlined in Codification section 605-45, Principal Agent Considerations. 

Business Combinations. The Company accounts for business combinations in accordance with FASB Codification Section 805 (“ASC
805”)  Business  Combinations.  Consistent  with  ASC  805,  the  Company  accounts  for  each  business  combination  by  applying  the
acquisition  method.  Under  the  acquisition  method,  the  Company  records  the  identifiable  assets  acquired  and  liabilities  assumed at 
their respective fair values on the acquisition date. Goodwill is recognized for the excess of the purchase consideration over the fair
value of identifiable net assets acquired. Included in purchase consideration is the estimated acquisition date fair value of any earn-out 
obligation  incurred.  For  business  combinations  where  non-controlling  interests  remain  after  the  acquisition,  assets  (including
goodwill) and liabilities of the acquired business are recorded at
 the full fair value and the portion of the acquisition date fair value 
attributable to non-controlling interests is recorded as a separate line item within the equity section or, as applicable to redeemable 
non-controlling interests, between the liabilities and equity sections of the Company’s consolidated balance sheet. 

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33

 
 
  
 
 
 
 
 
The acquisition method permits the Company a period of time after the acquisition date during which the Company may adjust the 
provisional  amounts  recognized  in  a  business  combination.  This  period  of  time  is  referred  to  as  the  “measurement  period”.  The
measurement period provides an acquirer with a reasonable time to obtain the information necessary to identify and measure the assets 
acquired and liabilities assumed. If the initial accounting for a business combination is incomplete by the end of the reporting period in 
which  the  combination  occurs,  the Company  reports  in  its  consolidated  financial  statements  provisional  amounts  for  the  items  for 
which the accounting is incomplete. Under accounting standards in effect as of the Company’s acquisition of interests in Delphax, the 
Company  had  two  alternatives  available  to  account  for  subsequent  adjustments  to  the  provisional  amounts  recognized  at  the 
acquisition  date  to  reflect  new  information  obtained  about  facts  and  circumstances  that  existed  as of  the  acquisition  date  that,  if 
known, would have affected the measurement of the amounts recognized as of that date. Under the first method, which will no longer 
be  an  available  option  beginning  with  the  Company’s  first  fiscal  2017  quarter,  the  Company  would  retrospectively  adjust  the 
provisional amounts recognized at the acquisition date to reflect new information obtained. Under the second method, which will be
the only allowed method beginning with the Company’s first fiscal 2017 quarter, the Company is required to recognize adjustments to 
the  provisional  amounts,  with  a  corresponding  adjustment  to  goodwill,  in  the  reporting  period  in  which  the  adjustments  to  the 
provisional  amounts  are  determined.  Thus,  the  Company  would  adjust  its  consolidated  financial  statements  as  needed,  including
recognizing in its current-period earnings the full effect of changes in depreciation, amortization, or other income effects, by line item, 
if any, as a result of the change to the provisional amounts calculated as if the accounting had been completed at the acquisition date. 
The Company has adopted the second of the two above-described methods. 

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Income  statement  activity  of  an  acquired  business  is  reflected  within  the  Company’s  consolidated  statements  of  income  (loss) 
commencing with the date of acquisition. Amounts for pre-acquisition periods are excluded. 

Acquisition-related  costs  are  costs  the  Company  incurs  to  effect  a  business  combination.  Those  costs  may  include  such  items  as
finder’s fees; advisory, legal, accounting, valuation, and other professional or consulting fees, and general administrative costs. The 
Company  accounts for  such acquisition-related costs  as  expenses  in  the  period  in  which  the  costs  are  incurred  and  the  services are
received.

Changes in estimate of the fair value of earn-out obligations subsequent to the acquisition date are not accounted for as part of the 
acquisition but are rather recognized in directly in earnings.

n

Redeemable  Non-Controlling  Interest.  As  more  fully  described  in  Note  8  to  the  consolidated  financial  statements,  the  Company  is
party to a put/call option agreement concerning the non-controlling ownership interest held in the Company’s consolidated subsidiary,
Contrail Aviation. The put/call option permits Contrail Aviation, at any time after the fifth anniversary of the Company’s acquisition
of Contrail Aviation, to purchase the non-controlling interest from the holder of such interest. The agreement also permits the holder 
of the non-controlling interest to sell such interest to Contrail Aviation. Per the agreement, the price is to be agreed upon by the parties 
or,  failing  such  agreement,  to  be  determined  pursuant  to  third-party  appraisals  in  a  process  specified  in  the  agreement.  Applic
able
accounting guidance  requires  an  equity  instrument  that  is redeemable  for  cash  or other assets  to be  classified outside  of permanent 
equity if it is redeemable (a) at a fixed or determinable price on a fixed or determinable date, (b) at the option of the holder, or (c) 
upon the occurrence of an event that is not solely within the control of the issuer. Based on this guidance, the Company has classified 
the  Contrail  Aviation  non-controlling  interest  between  the  liabilities  and  equity  sections  of  the  accompanying  March  31,  2017 
e is currently redeemable, the instrument is adjusted to its 
consolidated balance sheet. If an equity instrument subject to the guidanc
t
maximum redemption amount at the balance sheet date. If the equity instrument subject 
to the guidance is not currently redeemable
but it is probable that the equity instrument will become redeemable (for example, when the redemption depends solely on the passage
of  time),  the  guidance  permits  either  of  the  following  measurement  methods:  (a)  accrete  changes  in  the  redemption  value  over  the 
period from the date of issuance (or from the date that it becomes probable that the instrument will become redeemable, if later) to the 
earliest  redemption  date  of  the  instrument  using  an  appropriate  methodology,  or  (b)  recognize  changes  in  the  redemption  value 
immediately as they occur and adjust the carrying amount of the instrument to equal the redemption value at the end of each reporting 
period.  The  amount  presented  in  temporary  equity  should  be  no  less  than  the  initial  amount  reported  in  temporary  equity  for  the
instrument.  Because  the  Contrail  Aviation  equity  instrument  will  become  redeemable  solely  based  on  the  passage  of  time,  the
Company determined that it is probable that the Contrail Aviation equity instrument
d
 will become redeemable. Company has elected
to 
t
apply the first of the two measurement options described above. An adjustment to the carrying amount of a non-controlling interest 
from  the  application  of  the  above  guidance  does  not  impact  net  income  or  comprehensive  income  in  the  consolidated  financial
statements. Rather, such adjustments are treated as equity transactions. 

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34

  
  
  
  
 
 
 
 
 
Attribution  of  Net  Income  or  Loss  of  Partially-Owned  Consolidated  Entities.  In  the  case  of  Delphax,  we  determined  that  the 
attribution of net income or loss should be based on consideration of all of Air T’s investments in Delphax and Delphax Canada. Our 
investment  in  the  Warrant  provides  that  in  the  event  that  dividends  are  paid  on  the  common  stock  of  Delphax,  the  holder  of  the 
Warrant is entitled to participate in such dividends on a ratable basis as if the Warrant had been fully exercised and the shares of Series 
B Preferred Stock acquired upon such exercise had been converted into shares of Delphax common stock. This provision would have
entitled  Air  T,  Inc.  to  approximately  67%  of  any  Delphax  dividends  paid,  with  the  remaining  33%  paid  to  the  non-controlling 
interests.  We  concluded  that  this  was  a  substantive  distribution  right  which  should  be
considered  in  the  attribution  of  Delphax  net 
u
income  or  loss  to  non-controlling  interests.  We  furthermore  concluded  that  our  investment  in  the  debt  of  Delphax  should  be
considered  in  attribution.  Specifically,  Delphax’s  net  losses  are  attributed  first  to our  Series  B  Preferred  Stock  and  Warrant 
investments and to the non-controlling interest (67% /33%) until such amounts are reduced to zero. Additional losses are then fully
attributed to our debt investments until they too are reduced to zero. This sequencing reflects the relative priority of debt to equity. 
Any further losses are then attributed to Air T and the non-controlling interests based on the initial 67% / 33% share. Delphax net 
income is attributed using a backwards-tracing approach with respect to previous losses. The effect of interest expense arising under 
the  Senior  Subordinated  Note  and,  since  January  6,  2017,  under  the  Delphax  Senior  Credit  Agreement,  and  other  intercompany
transactions, are reflected in the attribution of Delphax net income or losses to non-controlling interests because Delphax is a variable 
interest entity. Application of this methodology resulted in attribution of 33% of Delphax net losses to the non-controlling interests for 
the fiscal quarters ended December 31, 2015 and March 31, 2016, attribution of 32% of Delphax’s net losses to the non-controlling 
interests,  for  the  fiscal  quarter  ended  June  30,  2016,  attribution  of  33%  of  Delphax’s  losses to  the  non-controlling  interests for  the 
fiscal  quarter  ended  September  30,  2016,  attribution  of  Delphax’s  net  income  to  the  non-controlling  interests  for  the  fiscal  quarter 
December 31, 2016, and attribution of 2% of Delphax net losses to the non-controlling interests for the quarter ended March 31, 2017. 
As a result, 33% of Delphax net losses were attributed to the non-controlling interests for the fiscal year ended March 31, 2016 and 
30% of Delphax’s net losses were attributed to the non-controlling interests for the fiscal year ended March 31, 2017.

ff

The  above-described  attribution  methodology  applies  only  to  our  investments  in  Delphax.  We  establish  the  appropriate  attribution 
methodology on an entity-specific basis. In the case of Contrail Aviation, we concluded that an attribution methodology based solely
on equity ownership percentages was appropriate.

Goodwill.  The  Company  tests  goodwill  for  impairment  at  least  once  annually. An impairment  test  will  also be  carried  out  anytime
events or changes in circumstances indicate that goodwill might be impaired. Goodwill is tested for impairment at a level of reporting 
referred  to  as  a  reporting  unit.  The  applicable  accounting  standards  provide  for  two  methods  to  assess  goodwill  for  possible 
impairment, one qualitative and the other a two-step quantitative method. The Company is permitted to first assess qualitative factors 
to determine whether it is more likely than not (this is, a likelihood of more than 50 percent) that the fair value of a reporting unit is
less than its carrying value, including goodwill. In qualitatively evaluating whether it is more likely than not that the fair value of a 
reporting  unit  is  less  than  its  carrying  amount,  the  Company  assesses  relevant  events  and  circumstances  such  as  macroeconomic
conditions,  industry  and  market  developments,  cost  factors,  and  the  overall  financial  performance  of  the  reporting  unit.  If,  after 
assessing these events and circumstances, it is determined that it is not more likely than not that the fair value of a reporti
ng unit is less
than its carrying amount, then the first and second steps of the quantitative goodwill impairment test are unnecessary. In the first step
of the quantitative method, recoverability of goodwill is evaluated by estimating the fair value of the reporting unit’s goodwill using 
multiple techniques, including a discounted cash flow model income approach and a market approach. The estimated fair value is then 
compared to the carrying value of the reporting unit. If the fair value of a reporting unit is less than its carrying value, a 
second step is 
performed to determine the amount of impairment loss, if any. The second step requires allocation of the reporting unit’s fair value to
all of its assets and liabilities using the acquisition method prescribed under authoritative guidance for business combinations. Any 
residual fair value is allocated to goodwill. Impairment losses, limited to the carrying value of goodwill, represent the excess of the 
carrying amount of goodwill over its implied fair value.  

ff

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Long-lived  Assets.  Long-lived  assets  are  tested  for  impairment  whenever  events  or  changes  in  circumstances  indicate  the  carrying
value of the assets may not be recoverable. Factors which may cause an impairment include extended operating cash flow losses fromff
sting, the Company groups assets
the assets and management's decisions regarding the future use of assets. To conduct impairment te
f
and liabilities at the lowest level for which identifiable cash is largely independent of cash flows of other assets and liabil
ities. For 
assets that are to be held and used, impairment is recognized when the estimated undiscounted cash flows associated with an asset 
group is less than the carrying value. In the event it is determined that the carrying values of long-lived assets are in excess of the 
estimated undiscounted cash flows from those assets, the Company then will write-down the value of the assets by such excess. Fair 
uu
values are determined considering quoted market values, discounted cash flows or internal and external appraisals, as applicabl

e. 

f

35

 
Marketable  Securities.  On  a  quarterly  basis, the  Company  reviews  marketable  securities  for  declines in  market  value  that  may  be
considered other than temporary. Market value declines are considered to be other than temporary based on the length of time and the 
magnitude  of  the  amount  of  each  security  that  is  in  an  unrealized  loss  position.  The  Company  also  consider  the  nature  of  the
underlying investments and other market conditions or when other evidence indicates impairment. If the Company determines that 
an
investment has other than a temporary decline in fair value, the Company recognizes the investment loss in non-operating income, net 
in the accompanying consolidated statements of comprehensive income (loss).

m

Going  Concern.  The  Company  applies  Codification  section  205-40 Presentation  of  Financial  Statements  –  Going  Concern,  which 
became  effective  for  the  Company’s  fiscal  year  ended  March  31,  2017.  In  connection  with  preparing  its  consolidated  financial
statements,  Company  management  evaluates  whether  there  are  conditions  and  events,  considered  in  the  aggregate,  that  raise 
substantial  doubt  about  the  Company’s  ability  to  continue  as  a  going  concern  within  one  year  after  the  date  that  the  consolidated 
financial statements are available to be issued.

Recent Accounting Pronouncements

In May 2014, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") 2014-09, Revenue
from  Contracts  with  Customers  (Topic  606).  ASU  2014-09  is  a  comprehensive  new  revenue  recognition  model  that  requires  a
company to recognize revenue to depict the transfer of goods or services to a customer at an amount that reflects the consideration it 
expects to receive in exchange for those goods or services. ASU 2014-09 also requires additional disclosure about the nature, amount,
timing  and  uncertainty  of  revenue  and  cash  flows  arising  from  customer  contracts,  including  significant  judgments  and  changes  in
judgments  and  assets  recognized  from  costs  incurred  to  obtain  or  fulfill  a  contract. ASU  2014-09  is  effective  for  annual  reporting 
periods beginning after December 15, 2017 (our fiscal year 2019) with earlier adoption permitted for reporting periods beginning after 
December 15, 2016. ASU 2014-09 may be applied using either a full retrospective approach, under which all years included in the
financial  statements  will  be  presented  under  the  revised  guidance,  or  a  modified  r
etrospective  approach,  under  which  financial
statements  will  be  prepared  under  the  revised  guidance  for  the  year  of  adoption,  but  not  for  prior  years.  Under  the  latter  method, 
entities  would  recognize  a  cumulative  catch-up  adjustment  to  the  opening  balance  of  retain
ed  earnings  at  the  effective  date  for
contracts that still require performance by the entity, and disclose all line items in the year of adoption as if they were prepared under 
the old revenue guidance.

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The Company is currently evaluating the methods of adoption allowed by the new standard and the effect the standard is expected to 
have  on  the  Company's  consolidated  financial  position,  results  of  operations  or  cash  flows  and  related  disclosures.  Because  our
evaluation is not complete, we have not yet quantified and, accordingly, are not able to make a reasonable estimate of the impact of 
the new revenue standard on our consolidated financial statements at this time. We anticipate completing our evaluation during the
r
second or third quarter of fiscal year 2018. 

d

In July 2015, the FASB issued ASU 2015-11, Simplifying the Measurement of Inventory (Topic 330). This standard amends existing 
guidance to simplify the measurement of inventory by requiring certain inventory to be measured at the lower of cost or net realizable
value. The amendment in ASU 2015-11 is for fiscal years beginning after December 15, 2016, and interim periods within fiscal years 
beginning  after  December  15,  2017.  The  amendment  should  be  applied  prospectively  with  earlier  a
a
pplication  permitted  as  of  the 
aa
beginning of an interim or annual reporting period. The Company does not expect the impact of adopting ASU 2015-11 to be material 
to the Company's consolidated financial statements and related disclosures.

In  November  2015,  the  FASB  issued  ASU  2015-17,  Balance  Sheet  Classification  of  Deferred  Taxes  (Topic  740).  This  standard 
eliminates the current requirement to present deferred tax liabilities and assets as current and noncurrent in a classified balance sheet.
Under  this  new  guidance,  entities  will  be required  to  classify  all  deferred  tax  assets  and  liabilities  as  noncurrent.  This  guidance  is 
effective  for  interim  and  annual  reporting  periods  beginning  after  December  15,  2016  with earlier  adoption  permitted.  This 
amendment will not have a material impact on the consolidated financial statements.

In  January  2016,  the  FASB  issued  ASU  2016-01,  Recognition  and  Measurement  of  Financial  Assets  and  Financial  Liabilities,  that 
amends  the  guidance  on  the  classification  and  measurement  of  financial  instruments  (Subtopic  825-10).  ASU  2016-01  becomes 
effective in fiscal years beginning after December 15, 2017, including interim periods therein. ASU 2016-01 removes equity securities 
from  the  scope  of  Accounting  Standards  Codification  (“ASC”)  Topic  320  and  creates  ASC  Topic  321,  Investments  –  Equity
Securities.  Under  the  new  guidance,  all  equity securities  with  readily  determinable  fair  values  are  measured  at  fair  value  on  the 
statement  of  financial  position,  with  changes  in  fair  value  recorded  through  earnings.  The  update  eliminates  the  option  to  record 
changes  in  the  fair  value  of  equity  securities  through  other  comprehensive  income.  The  Company  is  evaluating  the  impact  of  the 
adoption  of  the  standard  on  its  consolidated  financial  statements.  The  Company  currently  has  investments  in  available  of  sale 
securities  and  the  fair  value  changes  of  such  securities  are, other  than  in  the  case  of  possible  other-than-temporary  impairments, 
currently  reflected  in  other  comprehensive income.  Provided  that  the  Company  continues to  hold  available  for  sale  securities  after 
adoption of the amended guidance, earnings are likely to become more volatile. 

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36

 
 
 
 
 
 
 
In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842). The new standard establishes a right-of-use (“ROU”) model
that requires a lessee to record a ROU asset and a lease liability on the balance sheet for all leases with terms longer than 12 months. 
Leases  will  be  classified  as  either  finance  or  operating,  with  classification  affecting  the  pattern  of  expense  recognition.  Similarly,
lessors will be required to classify leases as either sales-type, finance or operating, with classification affecting the pattern of income 
recognition.  Classification  for  both  lessees  and  lessors  will  be  based  on  an  assessment  of  whether  risks  and  rewards  as  well  as
substantive  control  have  been  transferred  through  a  lease  contract.  The  new  standard  is  effective  for  fiscal  years  beginning  after 
December  15,  2018,  including  interim  periods  within  those  fiscal  years,  with  early  adoption  permitted.  A  modified  retrospective
transition approach is required for leases existing at, or entered into after, the beginning of the earliest comparative period
d
presented in
the  consolidated  financial  statements,  with  certain  practical  expedients  available.  The  Company  is  evaluating  the  impact  of  the
adoption of the standard on its consolidated financial statements. 

d

ff

In  March  2016,  the  FASB  issued  ASU  2016-09,  Improvements  to  Employee  Share-Based  Payment  Accounting,  which  addresses
several  aspects  of  the  accounting  for  employee  share-based  payment  transactions,  including  the  accounting  for  income  taxes,
forfeitures,  and  statutory  tax  withholding  requirements,  as  well  as  classification  in  the  statement  of  cash  flows.  ASU  2016-9  is
effective for annual reporting periods beginning after December 15, 2016 and earlier adoption is permitted. The new standard requires 
that  an  entity  recognize  all  excess  tax  benefits  and  tax  deficiencies  as  income  tax  expense  or
as 
r
discrete  items  in  the  reporting  period  in  which  they  occur.  Under  the  previous  standard,  excess  tax  benefits  are  recognized  in 
additional paid-in capital and tax deficiencies are recognized either as an offset to accumulated excess tax benefits, or in the income 
statement. This accounting guidance will be effective for the Company beginning with its 2018 fiscal year. The Company is currently 
evaluating the impact of this new guidance. 

benefit  in  the  income  statement 

ff

In June 2016, the FASB issued ASU 2016-13, Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on 
Financial Instruments. This standard significantly changes how entities will measure credit losses for most financial assets and certain 
other instruments that are not measured at fair value through net income, including trade receivables. The standard requires an entity 
record  an  allowance  that,  when  deducted  from  the 
to  estimate  its  lifetime  “expected  credit  loss”  for  such  assets  at  inception,  and 
amortized cost basis of the financial asset, presents the net amount expected to be collected on the financial asset. Early ado
ption is 
t
permitted for annual periods beginning after December 15, 2018, and interim periods therein. The Company is currently evaluating the 
impact of the adoption of the standard on its consolidated financial statements and disclosures.

n

d

In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and 
Cash Payments. ASU 2016-15 clarifies how cash receipts and cash payments in certain transactions are presented and classified in the 
statement of cash flows. The effective date of this update is for fiscal years, and interim periods within those fiscal years, beginning 
after December 15, 2017, with early adoption permitted. The update requires retrospective application to all periods presented but may 
be applied prospectively if retrospective application is impracticable. The Company is currently evaluating the impact of the adoption
of the standard on its consolidated financial statements and disclosures. 

In November 2016, the FASB issued ASU 2016-18, Restricted Cash (Topic 230). ASU 2016-18 requires that the statement of cash
flows explain the changes in the combined total of restricted and unrestricted cash balance. Amounts generally described as restricted 
cash or restricted cash equivalents will be combined with unrestricted cash and cash equivalents when reconciling the beginning and 
end of period balances on the statement of cash flows. Further, the ASU requires a reconciliation of balances from the statement of 
cash flows to the balance sheet in situations in which the balance sheet includes more than one line item of cash, cash equivalents, and 
restricted  cash.  Companies  will  also  be  disclosing  the  nature  of  the  restrictions.  ASU  2016-18  is  effective  for  financial  statements
issued  for  fiscal  years  beginning  after  December  15,  2017.  The  Company  is  currently  evaluating  the  impact  of  the  standard  on  its 
consolidated financial statements and disclosures.

37

 
 
 
 
 
 
In January 2017, the FASB issued ASU 2017-1, Clarifying the Definition of a Business (Topic 805). This ASU clarifies the definition
of a business with the objective of adding guidance to assist entities with evaluating whether transactions should be accounted for as 
acquisitions (or disposals) of assets or businesses. The guidance is effective for fiscal years that begin after December 15, 2017 and is
to be applied prospectively. The adoption of this standard is not expected to have 
a material impact on the Company’s consolidated 
financial statements.

d

f

In January 2017, the FASB issued ASU 2017-4, Simplifying the Test for Goodwill Impairment (Topic 350). This ASU simplifies how 
an entity is required to test goodwill for impairment by eliminating Step Two from the goodwill impairment test. Step Two measures a 
goodwill  impairment  loss  by  comparing  the  implied  fair  value  of  a  reporting  unit’s  goodwill  with  the  carrying  amount  of  that 
goodwill.  Under  this  standard,  an  entity  will  recognize  an  impairment  charge  for  the  amount  by  which  the  carrying  value  of  a
reporting unit exceeds its fair value. The standard is effective for any interim goodwill impairment tests in fiscal years beginning after 
December 15, 2019, and is to be applied prospectively. Early adoption is permitted for interim or annual goodwill impairment tests
performed on testing dates after January 1, 2017. The Company is currently evaluating the effects that the adoption of this ASU will 
have on its consolidated financial statements. 

In  March  2017,  the  FASB  issued  ASU  2017-7,  Improving  the  Presentation  of  Net  Periodic  Pension  Cost  and  Net  Periodic 
Postretirement Benefit Cost (Topic 715). This ASU requires that an employer report the service cost component in the same line item 
or  items  as  other  compensation  costs  arising  from  services  rendered  by  the  pertinent  employees  during  the  period.  The  other 
components of net benefit cost, which include interest cost and prior service cost or credit, among others, are required to be presented 
in  the  income  statement  separately  from  the  service  cost  component  and  outside  a  subtotal  of  income  from  operations,  if  one  is 
presented. The standard is effective for fiscal years beginning after December 15, 2017, including interim periods within those annual 
periods, and is to be applied retrospectively for the classification of pension costs on the income statement and prospectively for the 
criteria on capitalization of certain costs. The Company is currently evaluating the effects that the adoption of this ASU will have on 
its consolidated financial statements.

y

In May 2017, the FASB issued ASU 2017-09 that provides guidance on determining which changes to the terms and conditions of 
share-based payment awards require an entity to apply modification accounting. This update is effective for all entities for fiscal years
beginning after December 15, 2017, and interim periods within those years. Early adoption is permitted. The Company is currently 
evaluating  the  effects  that  the  adoption  of  this  ASU  will  have  on its  consolidated  financial  statements.  The  Company  has  not  yet 
concluded how the new standard will impact the consolidated financial statements.

Forward Looking Statements

 of 
Certain statements in this Report, including those contained in “Overview,” are “forward-looking” statements within the meaning
the Private Securities Litigation Reform Act of 1995 with respect to the Company’s financial condition, results of operations, plans,
objectives, future performance and business. Forward-looking statements include those preceded by, followed by or that include the
words “believes”, “pending”, “future”, “expects,” “anticipates,” “estimates,” “depends” or similar expressions. These forward-looking 
g
statements  involve  risks  and  uncertainties.  Actual  results  may  differ  materially  from  those  contemplated  by  such  forward-lookin
statements, because of, among other things, potential risks and uncertainties, such as:

m

a

(cid:404) Economic conditions in the Company’s markets; 

(cid:404) The risk that contracts with FedEx could be terminated or adversely modified in connection with any renewal; 

(cid:404) The risk that the number of aircraft operated for FedEx will be further reduced; 

(cid:404) The risk that the United States Air Force will continue to defer significant orders for deicing equipment under its contracts 

with GGS;

(cid:404)  The risk that Delphax’s future operating performance will result in Air T, Inc. being unable to fully recover its investments

in Delphax;

(cid:404)  The impact of any terrorist activities on United States soil or abroad; 

38

 
 
 
 
 
(cid:404)  The Company’s ability to manage its cost structure for operating expenses, or unanticipated capital requirements, and 

match them to shifting customer service requirements and production volume levels;

(cid:404)  The risk of injury or other damage arising from accidents involving the Company’s overnight air cargo operations, 
equipment or parts sold by GGS, Contrail Aviation, AirCo or Jet Yard or services provided by GAS or Jet Yard; 

(cid:404)  Market acceptance of the Company’s new commercial and military equipment and services;

(cid:404)  Competition from other providers of similar equipment and services;

(cid:404)  Changes in government regulation and technology; 

(cid:404)  Changes in the value of marketable securities held as investments; and 

(cid:404)  Mild winter weather conditions reducing the demand for deicing equipment.

A  forward-looking  statement  is  neither  a  prediction  nor  a  guarantee  of  future  events  or  circumstances,  and  those  future  events  or 
circumstances may not occur. We are under no obligation, and we expressly disclaim any obligation, to update or alter any forward-
looking statements, whether as a result of new information, future events or otherwise. 

39

 
 
 
 
 
 
Item 8. Financial Statements and Supplementary Data.  

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Board of Directors and Stockholders
Air T, Inc. and Subsidiaries
Denver, North Carolina 

We have audited the accompanying consolidated balance sheet of Air T, Inc. and subsidiaries (the “Company”) as of March 31, 2017, 
and  the  related  consolidated  statement  of  loss,  comprehensive  loss, equity  and  cash  flows  for  the  year  then  ended.  These  financial 
statements  are  the  responsibility  of  the  Company’s  management.  Our  responsibility  is  to  express  an  opinion  on  these  consolidated 
financial statements based on our audit.

m

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those
standards  require  that  we  plan  and  perform the  audit  to  obtain  reasonable  assurance  about  whether  the  consolidated  financial 
statements are free of material misstatement. The Company was not required to have, nor were we engaged to perform an audit of the 
Company’s internal control over financial reporting. Our audit includes consideration of internal control over financial reporting as a
basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the 
effectiveness  of  the  Company’s  internal  control  over  financial  repor
ting.  Accordingly,  we  express  no  such  opinion.  An  audit  also
includes  examining,  on  a  test  basis,  evidence  supporting  the  amounts  and  disclosures  in  the  consolidated  financial  statements, 
assessing the accounting principles used and significant estimates  made by management, as well as evaluating the overall financial 
statement presentation. We believe that our audit provides a reasonable basis for our opinion.

r

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of 
Air T, Inc. and subsidiaries as of March 31, 2017, and the results of their operations and their cash flows for the year then ended, in 
conformity with accounting principles generally accepted in the United States of America. 

/s/ BDO USA, LLP

Charlotte, North Carolina 
October 13, 2017

40

  
  
  
  
  
  
  
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Board of Directors and Stockholders
Air T, Inc. and Subsidiaries
Denver, North Carolina 

We have audited the accompanying consolidated balance sheet of Air T, Inc. and subsidiaries (the “Company”) as of March 31, 2016, 
and the related consolidated statements of income (loss), comprehensive income (loss), equity and cash flows for the year then ended.
The Company’s management is responsible for these consolidated financial statements. Our responsibility is to express an opinion on 
these consolidated financial statements based on our audit. 

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those
standards  require  that  we  plan  and  perform the  audit  to  obtain  reasonable  assurance  about  whether  the  consolidated  financial 
statements  are  free  of  material  misstatement.  An  audit  includes  examining,  on  a  test  basis,  evidence  supporting  the  amounts  and
disclosures in the consolidated financial statements. An audit also includes assessing the accounting principles used and significant 
estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides
a reasonable basis for our opinion. 

m

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the consolidated financial 
s of their operations and their cash flows for 
f
position of Air T, Inc. and subsidiaries as of March 31, 2016 and the consolidated result
the year then ended, in conformity with accounting principles generally accepted in the United States of America.  

ff

/s/ Dixon Hughes Goodman LLP 

Charlotte, North Carolina
June  29,  2016,  except  for  the  effects  of  the  restatement  due  to  the  change  in  accounting  related  to  the  Company’s  investment  in
Delphax with respect to the attribution of Delphax losses, as to which the date is October 13, 2017 

41

 
  
  
  
  
  
  
  
 
 
AIR T, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF INCOME (LOSS) 

Operating Revenues:

Overnight air cargo 
Ground equipment sales  
Ground support services  
Printing equipment and maintenance 
Commercial jet engines and parts  
Leasing 

Operating Expenses: 
Overnight air cargo 
Ground equipment sales  
Ground support services  
Printing equipment and maintenance 
Commercial jet engines and parts  
Leasing 
Research and development 
General and administrative 
Depreciation, amortization and impairment 
Loss (gain) on sale of property and equipment 

Operating Income (Loss) 

Non-operating Income (Loss): 

Gain on sale of marketable securities 
Foreign currency gain, net 
Other-than-temporary impairment losses on investments 
Other investment income, net 
Interest expense and other 

Income (Loss) Before Income Taxes 

Income Taxes 

Net Income (Loss ) 

Net Loss Attributable to Non-controlling Interests 

Net Income (Loss) Attributable to Air T, Inc. Stockholders 

Earnings (Loss) Per Share:  

Basic 

Diluted 

Weighted Average Shares Outstanding: 

Basic 

Diluted 

See notes to consolidated financial statements. 

42

Year Ended March 31, 

2017 

2016 

$ 

69,558,334  $ 
31,447,408 
30,453,246 
9,019,155 
7,455,797 
537,719 

68,226,891 
51,175,818
24,834,616
3,954,797 
- 
19,816

148,471,659 

148,211,938

61,661,072 
24,350,264 
25,089,412 
9,490,906 
4,501,030 
49,460 
1,042,496 
22,180,477 
3,181,845 
25,470 

59,587,142 
38,060,345
20,752,753
3,611,024 
- 
-
777,942 
18,139,830
1,257,207
(5,968)

151,572,432 

142,180,275

(3,100,773)  

6,031,663 

576,162 
286,596 
(2,755,318)  
1,345,798 
(571,651)  

(1,118,413)  

49,720 
79,654
- 
73,115 
(80,743)

121,746

(4,219,186)  

6,153,409 

725,000 

2,395,452

(4,944,186)  

3,757,957 

1,730,647 

655,953

(3,213,539) $ 

4,413,910 

(1.51) $ 

(1.51) $ 

1.86

1.84

2,125,224 

2,125,224 

2,372,527

2,396,824

$ 

$ 

$ 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
  
 
 
     
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
  
 
 
 
 
 
 
 
 
 
     
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
     
  
 
 
 
 
 
 
 
     
  
 
 
 
 
 
 
 
 
 
 
 
AIR T, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)  

Net Income (Loss) 

Other Comprehensive Loss: 

Foreign currency translation loss 

Unrealized net gains (losses) on marketable securities  

Year Ended March 31, 

2017 

2016 

$ 

(4,944,186)  $ 

3,757,957  

(309,680)   

(78,004 )

(1,779,017)   

23,182

Tax effect of unrealized net (gains) losses on marketable securities   

640,446    

(8,346 )

Total unrealized net gain (loss) on marketable securities, net of tax   

(1,138,571)   

14,836 

Reclassification of other-than-temporary impairment losses on investments, net of gains 
on sale of marketable securities, included in income (loss) before income taxes 

Tax effect of reclassification  

Reclassification adjustment, net of tax    

f

Total Other Comprehensive Loss 

Total Comprehensive Income (Loss ) 

2,179,155    

49,720 

(784,446)   

(17,899 )

1,394,709    

31,821 

(53,542)   

(31,347 )

(4,997,728)   

3,726,610

Comprehensive Loss Attributable to Non-controlling Interests  

1,712,660    

681,694 

Comprehensive Income (Loss) Attributable to Air T, Inc. Stockholders   

$ 

(3,285,068)  $ 

4,408,304 

See notes to consolidated financial statements. 

43

 
    
  
 
 
    
 
 
    
  
 
 
 
    
  
 
 
 
    
  
 
 
    
  
 
 
    
  
 
 
 
    
  
 
 
 
    
  
 
 
    
  
 
 
 
    
  
 
 
    
  
 
 
    
  
AIR T, INC. AND SUBSIDIARIES 
CONSOLIDATED BALANCE SHEETS  

March 31, 2017 

March 31, 2016 

ASSETS 
Current Assets: 

Cash and cash equivalents (Delphax $328,327 and $249,528)* 
Marketable securities 
Restricted cash  
Accounts receivable, less allowance for doubtful accounts of $979,000 and $426,000 (Delphax

$ 

2,763,365   $ 
2,130,544  
890,369  

$1,728,411 and $1,433,494)* 
Notes and other receivables-current 
Income tax receivable 
Inventories, net (Delphax $1,941,729 and $4,642,298)* 
Deferred income taxes 
Prepaid expenses and other (Delphax $932,794 and $1,034,067)* 

Total Current Assets 

Investments in available-for-sale securities 

Property and equipment, net (Delphax $8,007 and $625,684)* 
Cash surrender value of life insurance policies 
Notes and other receivables-long-term   
Deferred income taxes 
Other assets (Delphax $0 and $26,020)* 
Intangible assets, net (Delphax $0 and $1,109,112)* 
Goodwill (Delphax $0 and $275,408)*   

5,345,455  
4,944,572 
820,651 

12,303,128  
592,721 
719,899 
12,274,104  
291,000 
1,668,004 

18,923,787  
2,297,007  
402,688  
19,778,843  
-  
1,672,475  

48,859,078  

38,959,534 

2,463,123  

4,711,343 

5,324,488  
2,251,450  
66,771  
204,000  
371,975  
1,376,699  
4,417,605  

4,577,774  
2,100,057  
103,996 
- 
317,528  
1,109,112 
275,408  

Total Assets 

$ 

65,335,189   $ 

52,154,752 

LIABILITIES AND STOCKHOLDERS' EQUITY 
Current Liabilities:   

Accounts payable (Delphax $2,482,578 and $1,684,802)* 
Income tax payable (Delphax $11,312 and $11,312)* 
Accrued expenses (Delphax $3,602,162 and $1,926,340)* 
Short-term debt (Delphax $0 and $1,859,300)*  

Total Current Liabilities   

Long-term debt (Delphax $0 and $4,835)* 
Deferred income taxes 
Other non-current liabilities (Delphax $0 and $606,358)* 

Total Liabilities  

Redeemable non-controlling interest 

Commitments and contingencies (Notes 8, 11, and 22) 

Equity: 

Air T, Inc. Stockholders' Equity: 

Preferred stock, $1.00 par value, 50,000 shares authorized 
  Common stock, $.25 par value; 4,000,000 shares authorized, 2,042,789 shares issued and 

outstanding at March 31, 2017, 2,372,527 shares issued and outstanding at March 31, 2016   

Additional paid-in capital 
Retained earnings 
Accumulated other comprehensive loss 
Total Air T, Inc. Stockholders' Equity 

Non-controlling Interests 

Total Equity 

Total Liabilities and Equity  

See notes to consolidated financial statements.
* Amounts related to Delphax as of March 31, 2017 and 2016, respectively.

44

$ 

11,571,156   $ 

-  
8,672,815  
25,000  

7,003,660 
11,312 
6,842,874 
1,859,300 

20,268,971  

15,717,146 

18,412,521  
8,000  
3,039,402  

4,835  
546,000 
615,241 

41,728,894  

16,883,222 

1,443,901  

-  

510,696  
4,205,536  
18,461,347  
(212,047 ) 
22,965,532  

(803,138 ) 

22,162,394  

- 

-  

593,131  
4,956,171  
28,821,825 
(140,519 ) 
34,230,608 

1,040,922 

35,271,530 

$ 

65,335,189   $ 

52,154,752  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
  
 
  
 
 
 
 
  
 
  
 
  
 
  
 
   
 
   
 
 
  
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
AIR T, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF CASH FLOWS

CASH FLOWS FROM OPERATING ACTIVITIES:

Net income (loss)

Adjustments to reconcile net income (loss) to net cash (used in) provided by operating activities: 

Year Ended March 31, 

2017 

2016 

$ 

(4,944,186)

$ 

3,757,957 

Gain on sale of marketable securities 
Gain (loss) on sale of property and equipment 
Change in inventory reserves 
Change in accounts receivable reserves 
Depreciation, amortization and impairment 
Change in cash surrender value of life insurance 
Deferred income taxes 
Warranty reserve
Other-than-temporary impairment loss on investments 
Compensation expense related to stock options 
Change in operating assets and liabilities: 

Accounts receivable 
Notes receivable and other non-trade receivables 
Inventories
Prepaid expenses and other assets 
Accounts payable 
Accrued expenses 
Income taxes payable/ receivable 
Non-current liabilities

Total adjustments  

Net cash (used in) provided by operating activities 

CASH FLOWS FROM INVESTING ACTIVITIES:

Purchases of marketable securities
Proceeds from sale of marketable securities 
Business combinations, net of cash acquired 
Capital expenditures
Proceeds from sale of property and equipment 
Increase in restricted cash 

Net cash used in investing activities

CASH FLOWS FROM FINANCING ACTIVITIES: 

Proceeds from line of credit 
Payments on line of credit 
Proceeds from line of credit - Delphax
Payments of debt - Delphax
Stock repurchase 
Proceeds from funding of lease 

Net cash provided by (used in) financing activities 

(576,162)
25,470 
2,188,192
194,286 
3,181,845
(151,393)
(659,000)
(15,173)
2,755,318
-

(5,524,446)
(1,600,290)
(7,845,801)
(129,532)
4,146,921
1,618,100
306,900 
(525,143)

(2,609,908)
(7,554,094)

(2,719,369)
6,002,601
(4,573,700)
(2,346,431)
6,281
(69,718)

(3,700,336)

68,275,140 
(49,805,658)
5,387,338
(7,251,473)
(7,917,009)
- 

8,688,338 

(49,720) 
(5,968) 
(945,354) 
482,915  
1,257,207 
(109,386) 
90,484  
140,768  
-  
29,334  

(1,530,289) 
119,889  
(877,993) 
(422,547) 
605,940  
1,217,786 
(524,900) 
(21,606) 

(543,440) 
3,214,517 

(4,481,030) 
226,759  
78,000  
(1,246,071) 
200,634  
(44,298) 

(5,266,006) 

14,296,108  
(19,302,273) 
1,832,600 
(2,827,609) 
-  
7,428  

(5,993,746) 

Effect of foreign currency exchange rates on cash and cash equivalents 

(15,998)

1,923  

NET DECREASE IN CASH AND CASH EQUIVALENTS 
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR 
CASH AND CASH EQUIVALENTS AT END OF YEAR 

SUPPLEMENTAL SCHEDULE OF NON-CASH INVESTING ACTIVITIES: 

Finished goods inventory transferred to equipment leased to customers 
Non-controlling interests in acquired business 
Acquired business earnout contracts and payable 

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:

Cash paid during the year for:

Interest
Income taxes

See notes to consolidated financial statements. 

45

(2,582,090)
5,345,455
2,763,365 

272,622
1,312,501
3,016,667

$ 

$ 

(8,043,312) 
13,388,767  
5,345,455 

1,288,474 
1,712,935 
-  

298,150 
1,092,679

$ 

47,052 
2,827,000  

$ 

$ 

$ 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
  
 
 
 
 
 
   
 
 
 
 
  
 
 
 
 
 
 
AIR T, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF EQUITY 

Air T, Inc. Stockholders' Equity 

Equity

Common Stock 

Shares

Amount 

Additional
Paid-In 
Capital

Retained 
Earnings 

Accumulated 
Other 
Comprehensive
Income (Loss) 

Non-controlling
Interests

Total
Equity 

Balance, March 31, 2015    2,372,527   $  593,131  $  4,929,090  $ 24,407,915 $ 

(134,913)  $ 

-  $  29,795,223

Initial consolidation of 

Delphax  

Net income (loss) 

Net change from 
marketable 
securities, net of tax   

Foreign currency 
translation loss 

Funding on residual 

sharing agreements   

Stock-based 

compensation  

-  

-  

-  

-  

-  

-  

-   

-   

-   

-   

-   

- 

- 

- 

- 

7,428 

-   

19,653 

-

4,413,910  

-  

-  

1,712,935 

1,712,935

(655,953)  

3,757,957

-

-

-

-

46,657  

- 

46,657

(52,263)   

(25,741)  

(78,004)

-  

-  

- 

7,428 

9,681 

29,334

Balance, March 31, 2016    2,372,527   $  593,131  $  4,956,171  $ 28,821,825 $ 

(140,519)  $ 

1,040,922  $  35,271,530 

Air T, Inc. Stockholders' Equity 

Equity  

Common Stock 

Shares

Amount 

Additional
Paid-In 
Capital 

Retained 
Earnings 

Accumulated 
Other 
Comprehensive
Income (Loss) 

Non-controlling
Interests*

Total   
Equity  

Balance, March 31, 2016    2,372,527   $  593,131  $  4,956,171  $ 28,821,825  $ 

(140,519)  $ 

1,040,922  $  35,271,530 

(329,738)   

(82,435)  

(687,635)  

(7,146,939)

-   

(3,213,539)

-    

-    

-   

(7,917,009)

(1,862,047)  

(5,075,586)

Repurchase of 

common stock 

Net loss* 

Net change from 
marketable 
securities, net of tax   

Foreign currency 

translation income 
(loss) 

Stock-based 

compensation  

-   

-   

-   

-    

-    

-    

-    

-   

-   

- 

- 

- 

256,139    

-   

256,139 

(327,667)   

17,987   

(309,680)

-    

-   

(63,000)

-   

(63,000)  

Balance, March 31, 2017    2,042,789   $  510,696  $  4,205,536  $ 18,461,347  $ 

(212,047)  $ 

(803,138) $  22,162,394 

*Excludes amount attributable to redeemable non-controlling interest in Contrail Aviation $131,400 

See notes to consolidated financial statements. 

46

             
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
 
 
 
 
      
      
 
 
 
 
 
 
 
 
 
 
AIR T, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
YEARS ENDED MARCH 31, 2017 AND 2016 

Air  T, Inc. (the  “Company,”  “Air  T,”  “we”  or  “us”)  is  a  decentralized holding  company  with  owne
rship  interests  in  a broad  set of 
operating and financial assets that are designed to expand, strengthen and diversify our cash earnings power. Our goal is to build on
Air T’s core businesses, to expand into adjacent industries, and when appropriate, to acquire companies that we believe fit into the Air 
T family.  

t

We currently operate wholly owned subsidiaries in three legacy industry segments: 

• 

• 

• 

overnight air cargo, comprised of our Mountain Air Cargo, Inc. (“MAC”) and CSA Air, Inc. (“CSA”) subsidiaries, which
operates in the air express delivery services industry; 

ground  equipment  sales,  comprised  of  our  Global  Ground  Support,  LLC  (“GGS”)  subsidiary,  which  manufactures  and 
provides  mobile  deicers  and  other  specialized  equipment  products  to  passenger  and  cargo  airlines,  airports,  the  military
and industrial customers; and 

ground  support  services,  comprised  of  our  Global  Aviation  Services,  LLC  (“GAS”)  subsidiary,  which  provides  ground 
support equipment maintenance and facilities maintenance services to domestic airlines and aviation service providers. 

During the fiscal years ended March 31, 2017 and 2016, we have organized or acquired businesses operating in three other segments.nn
In October 2015, we formed a wholly owned equipment leasing subsidiary, Air T Global Leasing, LLC (“ATGL”), which comprises 
our leasing segment. In November 2015, we acquired debt and equity interests in Delphax Technologies, Inc. (“Delphax”), a printing 
equipment manufacturer and maintenance provider, which comprises our printing equipment and maintenance segment. In July 2016, 
our  majority  owned  subsidiary,  Contrail  Aviation  Support,  LLC  (“Contrail  Aviation”),  acquired  the  principal  assets  of  a  business 
based  in  Verona,  Wisconsin  engaged  in  acquiring  surplus  commercial  jet  engines  and  components  and  supplying  surplus  and 
aftermarket commercial jet engine components. In October 2016, we acquired 100% of the outstanding equity interests of Jet Yard, 
LLC (“Jet Yard”) to provide commercial aircraft storage, storage maintenance and aircraft disassembly/part-out services at facilities 
leased at the Pinal Air Park in Marana, Arizona. At March 31, 2017, Contrail Aviation and Jet Yard comprised the commercial jet
engines and parts segment of the Company’s operations. This segment, formerly referred to as the commercial jet engines segment,
was renamed to reflect its broader product and service offerings. 

In March 2014, the Company formed a wholly-owned subsidiary, Space Age Insurance Company (“SAIC”), as a single parent hybrid 
captive  insurance  company  to  insure  risks  of  the  Company  and  its  subsidiaries  that  were  not  previously  insured  by  the  various 
Company insurance programs. SAIC also underwrites third-party risks through certain reinsurance arrangements. SAIC is included in 
the Company’s consolidated financial statements.

1. 

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

Principles of Consolidation –  The consolidated  financial  statements  include  the  accounts  of  the  Company,  its  wholly-owned 
subsidiaries,  Contrail  Aviation  and  Delphax.  All  intercompany  transactions and  balances  have  been  eliminated  in
consolidation.  

Reclassifications - Certain prior period amounts have been reclassified to conform with the current period presentation. Such
reclassifications had no impact on previously reported levels of consolidated net income or equity.

Accounting  Estimates  –  The  preparation  of  consolidated  financial  statements  in  conformity  with  accounting  principles
generally  accepted  in  the  United  States  of America  requires  management  to  make  estimates  and  assumptions  that  affect  the
amounts reported and disclosed. Actual results could differ from those estimates.  

Concentration of Credit Risk – The Company’s potential exposure to concentrations of credit risk consists of trade accounts
and  notes  receivable,  and  bank  deposits.  Accounts  receivable  are  normally  due  within  30  days  and  the  Company  performs 
periodic  credit  evaluations  of  its  customers’  financial  condition.  Notes  receivable  payments  are  normally  due  monthly.  The 
required  allowance  for  doubtful  accounts  is  determined  using  information  such  as  customer  credit  history,  industry 
information,  credit  reports,  customer  financial  condition  and  the  collectability  of  past-due  outstanding  accounts  receivables. 
The estimates can be affected by changes in the financial strength of the aviation industry, customer credit issues or general 
economic conditions. 

47

 
 
 
 
 
 
 
 
 
 
 
At  various  times  throughout  the  year,  the  Company  had  deposits  with  banks  in  excess  of  amounts  covered  by  federal 
depository insurance and investments in corporate notes that are not covered by insurance. 

A  majority  of the  Company’s  revenues  are concentrated  in  the  aviation industry  and  revenues  can be  materially  affected by 
current  economic  conditions  and  the  price  of  certain  supplies  such  as  fuel,  the  cost  of  which  is  passed  through  to  the 
Company’s  cargo  customer.  The  Company  has  a  customer  concentration  in  its  overnight  air  cargo  segment  which  provides
service  to  one  major  customer.  The  loss  of  a  major  customer  would  have  a  material  impact  on  the  Company’s  results  of 
operations. See Note 16 “Major Customer”. 

Cash  and  Cash  Equivalents  –  Cash  equivalents  consist  of  liquid  investments  with  maturities  of  three  months  or  less  when
purchased.  

Foreign Exchange - Delphax, which is headquartered in the United States, has subsidiaries in Canada, France, and the United 
Kingdom. The functional currency of the Delphax’s Canadian subsidiary is the U.S. dollar, whereas the functional currency of 
Delphax’s subsidiaries in France and the United Kingdom is the Euro and Pound Sterling, respectively. The balance sheets of 
foreign operations with a functional currency of other than the U.S. dollar are translated to U.S. dollars using rates of exchange
as of the applicable balance sheet date. The statements of income (loss) items of foreign operations are translated to U.S. dollar 
using  average  rates  of  exchange  for  the  applicable  period.  The  gains  and  losses  resulting  from  translation  of  the  financial 
statements  of  Delphax’s  foreign  operations  are  recorded  within  the  accumulated  other  comprehe
nsive  income  (loss)  and 
non-controlling interests categories of the Company’s consolidated equity.

Goodwill - Goodwill reflects the excess of the purchase consideration in business combinations over the estimated fair value of
identifiable net assets acquired. Goodwill is not amortized; rather, it is subject to a periodic assessment for impairment.  

Business  Combinations  -  The  Company  accounts  for  business  combinations  in  accordance  with  FASB  Codification  Section 
805 (“ASC 805”) Business Combinations. Consistent with ASC 805, the Company accounts for each business combination by
applying  the  acquisition  method.  Under  the  acquisition  method,  the  Company  records  the  identifiable  assets  acquired  and 
liabilities assumed at their respective fair values on the acquisition date. Goodwill is recognized for the excess of the purchase
consideration  over  the  fair  value  of  identifiable  net  assets  acquired.  Included  in  purchase  consideration  is  the  estimated
acquisition  date  fair  value  of  any  earn-out  obligation  incurred.  For  business  combinations  where  non-controlling  interests
remain  after  the  acquisition,  assets  (including  goodwill)  and  liabilities  of  the  acquired  business  are  recorded  at  the  full  fair 
value and the portion of the acquisition date fair value attributable to non-controlling interests 
is recorded as a separate line 
a
item  within  the  equity  section  or,  as applicable  to  redeemable  non-controlling  interests,  between  the  liabilities  and  equity 
sections of the Company’s consolidated balance sheet.

a

The acquisition method permits the Company a period of time after the acquisition date during which the Company may adjust 
the provisional amounts recognized in a business combination. This period of time is referred to as the “measurement period”. 
The  measurement  period  provides  an  acquirer  with  a  reasonable  time  to  obtain  the  information  necessary  to  identify  and 
measure the assets acquired and liabilities assumed. If the initial accounting for a business combination is incomplete by the 
end  of  the  reporting  period  in  which  the  combination  occurs,  the  Company  reports  in  its  consolidated  financial  statements
provisional  amounts  for  the  items  for  which  the  accounting  is  incomplete.  Under  accounting  standards  in  effect  as  of  the 
Company’s  acquisition  of  interests  in  Delphax,  the  Company  had  two  alternatives  available  to  account  for  subsequent 
adjustments to the provisional amounts recognized at the acquisition date to reflect new information obtained about facts and
circumstances  that  existed  as  of  the  acquisition  date  that,  if known,  would  have  affected  the  measurement  of  the  amounts
recognized as of that date. Under the first method, which will no longer be an available option beginning with the Company’s 
first fiscal 2017 quarter, the Company would retrospectively adjust the provisional amounts recognized at the acquisition date 
to  reflect  new  information  obtained.  Under  the  second  method,  which will  be  the  only  allowed  method  beginning  with  the 
Company’s  first  fiscal  2017  quarter,  the  Company  is  required to  recognize  adjustments  to  the  provisional  amounts,  with  a 
corresponding  adjustment  to  goodwill,  in  the  reporting  period  in  which  the  adjustments  to  the  provisional  amounts  are 
determined.  Thus,  the  Company  would  adjust  its  consolidated  financial  statements  as  needed,  including  recognizing  in  its 
current-period earnings the full effect of changes in depreciation, amortization, or other income effects, by line item, if any, as
a result of the change to the provisional amounts calculated as if the accounting had been completed at the acquisition date. The
f
Company has adopted the second of the two above-described methods. 

f

48

 
 
 
 
 
 
 
 
 
 
Income statement activity of an acquired business is reflected within the Company’s consolidated statements of income (loss)
commencing with the date of acquisition. Amounts for pre-acquisition periods are excluded. 

Acquisition-related costs are costs the Company incurs to effect a business combination. Those costs may include such items as 
finder’s fees, advisory, legal, accounting, valuation, and other professional or consulting fees, and general administrative costs.
The  Company  accounts  for  such  acquisition-related  costs  as  expenses  in  the  period  in  which  the  costs  are  incurred  and  the
services are received.

Changes in estimate of the fair value of earn-out obligations subsequent to the acquisition date are not accounted for as part of 
the acquisition but are rather recognized in directly in earnings.

The Company tests goodwill for impairment at least once annually. An impairment test will also be carried out anytime events
or changes in circumstances indicate that goodwill might be impaired. Goodwill is tested for impairment at a level of reporting
referred to as a reporting unit. 

The Company is permitted to first assess qualitative factors to determine whether it is more likely than not (this is, a likelihood
of  more  than  50  percent)  that  the  fair  value  of  a  reporting  unit  is  less  than  its  carrying value,  including  goodwill.  In
qualitatively evaluating whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount, 
the  Company  assesses  relevant  events  and  circumstances  such  as  macroeconomic  conditions,  industry  and  market 
developments,  cost  factors,  and  the  overall  financial  performance  of  the  reporting  unit.  If,  after  assessing  these  events  and 
the fair value of a reporting unit is less than its carrying 
circumstances, it is determined that it is not more likely than not that 
amount,  then  the  first  and  second  steps  of the  quantitative  goodwill  impairment  test  are  unnecessary.  In  the  first  step  of  the 
quantitative method, recoverability of goodwill is evaluated by estimating the fair
ting unit’s goodwill using 
r
multiple techniques, including a discounted cash flow model income approach and a market approach. The estimated fair value
is then compared to the carrying value of the reporting unit. If the fair value of a reporting unit is less than its carrying value, a 
second  step  is  performed  to  determine  the  amount  of  impairment  loss,  if  any.  The  second  step  requires  allocation  of  the
reporting unit’s fair value to all of its assets and liabilities using the acquisition method prescribed under authoritative guidance
for business combinations. Any residual fair value is allocated to goodwill. Impairment losses, limited to the carrying value of 
goodwill, represent the excess of the carrying amount of goodwill over its implied fair value. 

value of the repor

f

t

t

Intangible  Assets  -  Amortizable  intangible  assets  consist  of  acquired  patents,  tradenames,  customer  relationships,  and  other 
finite-lived  identifiable  intangibles.  Such  intangibles  are  initially  recorded  at  fair  value  and  subsequently  subject  to 
amortization.  Amortization  is  recorded  using  the  straight-line  method  over  the  estimated  useful  lives  of  the  assets.  In
accordance with the applicable accounting guidance, the Company evaluates the recoverability of amortizable intangible assets
whenever events occur that indicate potential impairment. In doing so, the Company assesses whether the carrying amount of 
the asset is unrecoverable by estimating the sum of the future cash flows expected to result from the asset, undiscounted and 
without interest charges. If the carrying amount is more than the recoverable amount, an impairment charge must be recognized 
based on the estimated fair value of the asset.

t

The estimated amortizable lives of the intangible assets are as follows: 

Software 
Tradenames
Certification 
Non-compete 
Patents
Customer relationships 

Years 

3 
5 
5 
5 
9 
10 

49

 
 
 
 
 
 
 
 
 
 
 
 
d

Attribution  of  net  Income  or  Loss  of  Partially-Owned  Consolidated Entities  -  In  the  case  of  Delphax,  we  determined  that  the
attribution of net  income or loss should be based on consideration of all  of Air T’s investments  in Delphax and its subsidiary,
Delphax Canada Technologies Canada Limited (“Delphax Canada”). Our investment in the Warrant provides that in the event that 
dividends are paid on the common stock of Delphax, the holder of the Warrant is entitled to participate in such dividends on a 
ratable basis as if the Warrant had been fully exercised and the shares of Series B Preferred Stock acquired upon such exercise had 
been converted into shares of Delphax common stock. This provision would have entitled Air T, Inc. to approximately 67% of any 
ii
Delphax dividends paid, with the remaining 33% paid to the non-controlling interests. We concluded that this was a substantive 
distribution  right  which  should  be  considered  in  the  attribution  of  Delphax  net  income  or  loss  to  non-controlling  interests.  We
furthermore concluded that our investment in the debt of Delphax should be considered in attri
bution. Specifically, Delphax’s net 
aa
losses are attributed first to our Series B Preferred Stock and Warrant investments and to the non-controlling interest (67% /33%)
until  such  amounts  are  reduced  to  zero.  Additional  losses  are  then  fully  attributed  to  our  debt  investments until  they  too  are 
reduced to zero. This sequencing reflects the relative priority of debt to equity. Any further losses are then attributed to Air T and 
the non-controlling interests based on the initial 67% / 33% share. Delphax net income  is attributed using a backwards-tracing
approach with respect to previous losses. See Note 8, “Acquisitions—Acquisitions of Interests in Delphax,” for a description of
our investments in Delphax and Delphax Canada and for the definitions of the capitalized terms used in this paragraph. The effect 
of  interest  expense  arising  under  the  Senior  Subordinated  Note  and,  since  January 6,  2017,  under  the  Delphax  Senior  Credit 
Agreement,  and  other  intercompany  transactions,  are  reflected  in  the  attribution  of  Delphax  net  income  or  losses  to  non-
controlling interests because Delphax is a variable interest entity.

y

e

The  above-described  attribution  methodology  applies  only to  our  investments  in  Delphax.  We  establish  the  appropriate 
  we  concluded  that  an  attribution
ff
attribution  methodology  on  an  entity-specific  basis.  In  the  case  of  Contrail  Aviation,
methodology based solely on equity ownership percentages was appropriate.

Marketable Securities – In accordance with Accounting Standards Codification (“ASC”) 320, Investments – Debt and Equity 
Securities,  and  based  on  our  intentions  regarding  these  instruments,  we  classify  all  of  our  marketable  equity  securities  as
available-for-sale. Marketable equity securities are reported at fair value, with all unrealized gains (losses) reflected net of tax
in stockholders’ equity on our consolidated balance sheets, and as a line item 
in our consolidated statements of comprehensive 
income (loss). If we determine that an investment has other than a temporary decline in fair value, we recognize the investment
loss  in  non-operating  income,  net  in  the  accompanying  consolidated  statements  of  income  (loss).  We  regularly  evaluate  our 
investments for impairment using both quantitative and qualitative criteria. For equity securities, we consider the length of time 
and  magnitude  of  the  amount  of  each  security  that  is  in  an  unrealized  loss  position. Other  than  our  investment  in  Insignia
Systems, Inc., all of our marketable securities investments are classified as current based on the nature of the investments and 
their availability for use in current operations. 

u

Inventories  –  Inventories  related  to  the  Company’s  manufacturing  and  service  operations  are  carried  at  the  lower  of  cost 
(determined  by  use  of  the  first  in,  first  out  method)  or  market.  When  finished  goods  units  are  leased  to  customers  under 
operating leases, the units are transferred to Property and Equipment. Consistent with aviation industry practice, the Company 
includes expendable aircraft parts and supplies in current assets, although a certain portion of these inventories may not be used 
or sold within one year.  

Property  and Equipment  –  Property  and  equipment  is  stated  initially  at  cost,  or  fair value  if purchased  as part of  a  business 
combination  or,  in  the  case  of  equipment  under  capital  leases, the  present  value  of  future  lease  payments.  Depreciation  and 
amortization  are  provided  on  a  straight-line  basis  over  the  asset’s  useful  life.  Equipment  leased  to  customers  is  depreciated 
using an accelerated method. Useful lives range from three years for computer equipment, seven years for flight equipment and 
ten years for deicers and other equipment leased to customers. 

y

The Company assesses long-lived assets for impairment when events and circumstances indicate the assets may be impaired 
and the undiscounted cash flows estimated to be generated by those assets are less than their carrying amount. In the event it is
determined  that  the  carrying  values  of  long-lived  assets  are  in  excess  of  the  estimated  undiscounted  cash  flows  from  those 
assets, the Company then will write-down the value of the assets by such excess.  

Asset Retirement Obligation - Under the terms of a lease for a manufacturing facility in Canada, Delphax is responsible for 
restoring  the  leased  property  to  its  original  condition,  normal  wear  and  tear  excepted.  The  Company’s  accounting  for  the
acquisition  of  Delphax  reflects  an  estimated  asset  retirement  obligation  (“ARO”)  liability  for  this  matter  of  approximately
$560,000. The ARO liability was determined using the present value of the estimated facility restoration costs. Determination 
of  this  estimated  liability  involves  significant  judgment.  The  liability  is  reflected  on  the  accompanying  March  31,  2017  and 
2016  consolidated  balance  sheets  within  current  liabilities.  The  liability  will  be  periodically  adjusted  to  reflect  revisions  to 
estimated future costs and the accretion of interest. The liability as reflected in the Company’s consolidated balance sheet will 
also  change  with  movement  in  the  U.S.  dollar  to  Canadian  dollar  exchange  rate.  The  balance  at  March  31,  2017  was  left 
unchanged  compared  to  the  amount  estimated  for  purchase  accounting  because  there  was  no  change  of  estimate  between 
November 24, 2015 and March 31, 2017 and because the impact of interest accretion and exchange rate movement was deemed 
inconsequential.  

50

Restricted  Cash  —  Restricted  cash  consists  of  cash  held  by  SAIC  as  statutory  capital  reserves  and  cash  collateral  securing 
SAIC’s participation in certain reinsurance pools. 

a

Revenue Recognition – The Company recognizes revenue when it is earned. This occurs when services have been rendered or 
products  are  shipped  to  the customer  in  accordance with the  terms  of  an  agreement  of  sale,  there  is  a  fixed  or determinable 
selling price, title and risk of loss have been transferred, and collectability is reasonably assured. Revenues from our Overni
ght 
Air Cargo segment are generally recognized as flight operation and maintenance services are provided or, in the case of certain
pass-through  costs  for  things  like  maintenance  parts  and  fuel,  as  the  Company  incurs  the  related  expenditure.  Within  the
Company’s  Ground  Equipment  Sales  segment,  revenue  is  generally  recognized  at  the  time  the  related  equipment  has  been 
shipped  to  the  customer  and  risk  of  loss  has  been  transferred.  In  the  case  of  certain  contracts  with  the  U.S.  Government  or 
related prime contractors, the Company applies contract accounting and uses either the percentage-of-completion or completed 
contract method, as appropriate. Revenues of our Ground Support Services segment are generally recognized as the contracted 
services are completed. Substantially all Printing Equipment and Maintenance segment revenues are recognized upon product 
shipment, which is generally when transfer to the customer of loss occurs. Service revenue is recognized upon completion of 
services. Similarly, Commercial Jet Engines and Parts segment revenues are recognized upon shipment of parts and transfer of 
loss  or,  as  applicable,  upon  completion  of  services.  Leasing  revenues  are  recognized  consistent  with  contract  terms  and  are 
generally recognized on a straight-line basis due to the operating lease classification of the underlying leases.

t

Although  infrequent,  the  Company  does  occasionally  enter  into  customer  arrangements  that  involve the  delivery of  multiple 
elements.  For  any  such  arrangements,  the  Company  applies  the  applicable  accounting  guidance  in  order  to  identify  the
individual accounting elements and to determine the most appropriate revenue recognition model for such elements.

We evaluate gross versus net presentation on revenues from products or services purchased and resold in accordance with the
revenue recognition criteria outlined in Codification section 605-45, 

Principal Agent Considerations.

d

Operating  Expenses  Reimbursed  by  Customer  –  The  Company,  under  the  terms  of  its  overnight  air  cargo  dry-lease  service
contracts, passes through to its air cargo customer certain cost components of its operations without markup. The cost of fuel,
t
landing fees, outside maintenance, parts and certain other direct operating costs are included in operating expenses and billed tod
the  customer,  at  cost,  and  included  in  overnight  air  cargo  revenue  on  the  accompanying  statements  of  income  (loss).  These
pass-through costs totaled $23,379,000 and $24,632,000 for the years ended March 31, 2017 and 2016, respectively.

Stock Based Compensation – The Company has maintained a stock option plan for the benefit of certain eligible employees
and directors of the Company, though no further awards may be made under this plan. The Company recognizes compensation 
expense on stock options based on their fair values over the requisite service period. The compensation cost we record for these
awards  is  based  on  their  fair  value  on  the  date  of  grant.  The  Company  uses  the  Black  Scholes  option-pricing  model  as  its 
method for valuing stock options. The key assumptions for this valuation method include the expected term of the option, stock 
price volatility, risk-free interest rate and dividend yield. Many of these assumptions are judgmental and highly sensitive in the
determination of compensation expense.  

Warranty Reserves – The Company warranties its ground equipment products for up to a three-year period from date of sale.
The  Company’s  printing  equipment  and  maintenance  segment  provides  a  limited  short-term  (typically  90 days) warranty  on
equipment and spare parts. Product warranty reserves are recorded at time of sale based on the historical average warranty cost
and are adjusted as actual warranty cost becomes known. 

51

 
 
 
 
 
  
  
 
 
Income Taxes – Income taxes have been provided using the asset and liability method. Deferred tax assets and liabilities are
recognized  for  the  future  tax  consequences  attributable  to  differences  between  the  financial  statement  carrying  amounts  of 
existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax
laws  and  rates  expected  to  apply  to  taxable  income  in  the  years  in  which  those  temporary  differences  are  expected  to  be
recovered  or  settled.  The  effect  of  a  change  in  tax  rates  on deferred  tax  assets  and  liabilities  is recognized  in  income  in  the
period that includes the enactment date.

A valuation allowance against net deferred tax assets is recorded when it is more likely than not that such assets will not be
fully  realized.  Tax  credits  are  accounted  for  as  a  reduction  of  income  taxes  in  the  year  in  which  the  credit  originates.  All 
deferred income taxes are classified as current and noncurrent in the consolidated balance sheets. The Company recognizes the 
benefit of a tax position taken on a tax return, if that position is more likely than not of being sustained on audit, based on the
technical merits of the position. An uncertain income tax position is not recognized if it has a less than a 50% likelihood of 
being sustained. 

d

n

Research  and  Development  Costs  –  All  research  and  development  costs  are  expensed  as  incurred.  The  research  and 
development costs for the fiscal year 2017 amounted approximately $1,042,000 compared to $778,000 for fiscal year 2016. All
research and development expenses are incurred by our printing equipment and maintenance segment.  

Redeemable  Non-Controlling  Interest  -  As  more  fully  described  in  Note  8  to  the  consolidated  financial  statements,  the 
Company  is  party  to  a  put/call  option  agreement  concerning  the  non-controlling  ownership  interest  held  in  the  Company’s 
consolidated subsidiary, Contrail Aviation. The put/call option permits Contrail Aviation, at any time after the fifth anniversary
of the Company’s acquisition of Contrail Aviation, to purchase the non-controlling interest from the holder of such interest.
The  agreement  also  permits  the  holder  of  the  non-controlling  interest  to  sell  such  interest  to Contrail  Aviation.  Per  the
agreement, the price is to be agreed upon by the parties or, failing such agreement, to be determined pursuant to third-party 
appraisals  in  a  process  specified  in  the  agreement.  Applicable accounting  guidance  requires  an  equity  instrument  that  is
redeemable for cash or other assets to be classified outside of permanent equity if it is redeemable (a) at a fixed or determinable
price on a fixed or determinable date, (b) at the option of the holder, or (c) upon the occurrence of an event that is not solely 
within  the  control  of  the  issuer.  Based  on  this  guidance,  the  Company  has  classified  the  Contrail  Aviation  non-controlling 
interest  between  the  liabilities  and  equity  sections  of  the  accompanying  March  31,  2017  consolidated  balance  sheet.  If  an
equity  instrument  subject  to  the  guidance  is  currently  redeemable,  the  instrument  is  adjusted  to  its  maximum  redemption 
amount at the balance sheet date. If the equity instrument subject to the guidance is not currently redeemable but it is probable
that the equity instrument will become redeemable (for example, when the redemption depends solely on the passage of time), 
the guidance permits either of the following measurement methods: (a) accrete changes in the redemption value over the period 
from the date of issuance (or from the date that it becomes probable that the instrument will become redeemable, if later) to thet
earliest redemption date of the instrument using an appropriate methodology, or (b) recognize changes in the redemption value
immediately as they occur and adjust the carrying amount of the instrument to equal the redemption value at the end of each
reporting period. The amount presented in temporary equity should be no less than the initial amount reported in temporary 
equity for the instrument. Because the Contrail Aviation equity instrument will become redeemable solely based on the passage
of time, the Company determined that it is probable that the Contrail Aviation equity instrument will become redeemable. The
Company has elected to apply the first of the two measurement options described above. An adjustment to the carrying amount 
of a non-controlling interest from the application of the above guidance does not impact net income or comprehensive income 
in the consolidated financial statements. Rather, such adjustments are treated as equity transactions. 

t

Going Concern - The Company applies Codification section 205-40 Presentation of Financial Statements – Going Concern,
which became effective for the Company’s fiscal year ended March 31, 2017. In connection with preparing its consolidated 
financial  statements,  Company  management  evaluates  whether  there  are  conditions  and  events,  considered  in  the  aggregate, 
that raise substantial doubt about the Company’s ability to continue as a going concern within one year after the date that the
consolidated financial statements are available to be issued. 

r

52

  
 
  
 
 
2. 

EARNINGS PER COMMON SHARE 

Basic  earnings  per  share  has  been  calculated  by  dividing  net  income  (loss)  attributable  to  Air  T,  Inc.  stockholders  by  the
weighted average number of common shares outstanding during each period. For purposes of calculating diluted earnings per 
share,  shares  issuable  under  stock  options  were  considered  potential  common  shares  and  were  included  in  the  weighted 
average common shares unless they were anti-dilutive. The dilutive effect of options was excluded in fiscal 2017 given that 
there was a net loss attributable to Air T, Inc. stockholders. For the year ended March 31, 2016 all options to acquire shares 
of Air T, Inc. common stock were included in computing earnings per share because their effects were dilutive.  

d

The computation of earnings per common share is as follows:

Net earnings attributable to Air T, Inc. 

Stockholders 

Earnings Per Share: 

Basic 

Diluted 

Weighted Average Shares Outstanding: 

Basic 

Diluted 

3. 

INVESTMENTS IN SECURITIES 

Year Ended March 31,

2017 

2016 

$ 

$ 

$ 

(3,213,539)  $ 

4,413,910 

(1.51)  $ 

(1.51)  $ 

1.86 

1.84

2,125,224  

2,125,224  

2,372,527 

2,396,824 

Marketable  securities  at  March  31,  2017  consisted  of  investments  in  publicly  traded  companies  with  a  fair  value  of 
$4,594,000, an aggregate cost basis of $4,331,000, gross unrealized gains aggregating $279,000 and gross unrealized losses 
aggregating  $16,000.  Marketable  securities  at  March  31,  2016  consisted  of  investments  with  a  fair  market  value  of 
$9,656,000, an aggregate cost basis of $9,791,000, gross unrealized gains aggregating $422,000 and gross unrealized losses 
aggregating $557,000. Securities that had been in a continuous unrealized loss position for less than 12 months as of March 
31, 2017 had an aggregate fair value and unrealized loss of $441,000 and $2,771,000, respectively ($5,903,000 and $163,000, 
respectively,  at  March  31,  2016).  As  of  March  31,  2017,  none  of  the  Company’s  investments  in  securities  has  been  in  a 
continuous loss for more than 12 months. Securities that had been in a continuous unrealized loss position for more than 12
months as of March 31, 2016 had an aggregate fair value and unrealized loss of $4,711,000 and $395,000, respectively). The 
Company  realized  gains  of  $576,000  and  $50,000  from  the  sale  of  securities  during the  years  ended  March  31,  2017  and 
March 31, 2016, respectively.

ff

At  March  31,  2017,  we  held  approximately  1.65  million  shares  of  common  stock  of  Insignia Systems,  Inc.  (“Insignia”), 
representing approximately 14% of the outstanding shares, which shares were acquired commencing in our fiscal year ended 
March 31, 2015. Any investment with a fair value of less than its cost basis is assessed for possible “other-than-temporary”
impairment regularly and at each reporting date. Other-than-temporary impairments of available-for-sale marketable equity 
securities are recognized in the consolidated statement of income (loss). On the basis of its June 30, 2016 and March 31, 2017 
assessments,  the  Company  concluded  that  it  had  suffered  an  other-than-temporary  impairment  in  its  investment  in  the 
common  stock  of  Insignia.  Consistent  with  the  applicable  accounting  guidance,  the  Company’s  cost  basis  in  the  Insignia 
investment was lowered from $4,711,000 to $3,604,000 at June 30, 2016 and then to $2,068,000 at March 31, 2017 to reflect 
an aggregate impairment charge of $2,643,000. On January 6, 2017, Insignia paid a special dividend of $0.70 per share to
stockholders  owning  Insignia  shares  on  that  date.  The  receipt  of  such  special  dividend  is  included  in  the  other  investment 
income (loss) in the Company’s consolidated statements of income (loss) for the fiscal year ended March 31, 2017. During 
the fourth quarter of the 2017 fiscal year, we recognized an additional investment loss of approximately $112,000 principally
due to an other-than-temporary decline in fair value of other investment securities th
at had been in a continuous loss position
ff
for more than 12 months.

53

  
  
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
4. 

INVENTORIES 

Inventories consisted of the following:

Ground support service parts  
Ground equipment manufacturing:   

Raw materials 
Work in process 
Finished goods 

Printing equipment and maintenance: 

Raw materials 
Work in process 
Finished goods 

Commercial jet engines and parts  

Total inventories   
  Reserves  

Year Ended March 31, 

2017 

2016 

$ 

2,447,395  

$ 

1,566,694    

1,452,201  
832,635  
10,001,193  

3,325,142  
324,949  
790,345  
3,407,339  

22,581,199  
(2,802,356) 

  1,549,810   
  408,213    
  4,328,812    

  3,319,939   
  759,446    
  562,912    

  -   

  12,495,826   
  (221,722)

Total, net of reserves   

$ 

19,778,843  

$ 

12,274,104    

5. 

PROPERTY AND EQUIPMENT 

Property and equipment consisted of the following:

Furniture, fixtures and improvements 
Construction in progress 
Equipment leased to customers 

Less accumulated depreciation  

$ 

Year Ended March 31, 

2017

8,377,988   $ 
1,335,333  
272,622  
9,985,943  
(4,661,455)  

2016 

5,559,885 
- 
2,898,639 
8,458,524  
(3,880,750) 

Property and equipment, net 

$ 

5,324,488   $ 

4,577,774 

54

  
 
  
 
      
 
 
 
 
 
 
 
 
 
 
 
  
 
      
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
   
 
 
 
 
 
   
 
 
  
 
6. 

INTANGIBLE ASSETS AND GOODWILL 

Amortizable intangible assets consisted of the following: 

Tradenames 
Customer relationships 
Non-compete 
Certification 
Patents 
Software 
Other 

Less accumulated amortization and impairment 

Intangible assets, net 

Year Ended March 31, 

2017 

2016 

$ 

442,000   $ 
751,000  
69,700  
47,000  
1,090,000  
420,360  
22,242  

2,842,302  
(1,465,603) 

120,000 
-  
-  
- 
1,090,000 
-  
-  

1,210,000  
(100,888)

$ 

1,376,699   $ 

1,109,112 

Amortization  expense  was  approximately  $105,000  for  the  fiscal  year  2017  compared  to  $51,000  for  the  prior  fiscal  year. 
Most  of  the  net  book  value  of  the  Company’s  amortizable  intangibles  stems  from  the  Company’s  acquisitions  of  Contrail
Aviation, D&D and Jet Yard (see Note 8). The Company’s consolidated statement of income (loss) for the year ended March
31, 2017 reflects a tradename and patent impairment charge in the amount of $1,110,000 compared to $50,000 for the prior 
fiscal year. These impairment charges were incurred by Delphax (see Note 8).

Annual future amortization expense for these intangible assets for the five succeeding years is as follows: 

Year ending March 31,  
2018 
2019 
2020 
2021 
2022 

Goodwill consisted of the following: 

Goodwill, at original cost 

Less accumulated impairment 

Goodwill, net of impairment

$ 

350,146   
268,021 
162,840 
162,840 
101,422 

Year Ended March 31, 

2017 

2016 

$ 

$ 

4,793,013    $ 

4,793,013   
(375,408 ) 

4,417,605    $ 

375,408  

375,408 
(100,000) 

275,408  

The  Company  recorded  goodwill  of  approximately  $375,000  in  connection  with  its  investment  in  Delphax  (Note  8).  The
Company estimated a subsequent impairment of this goodwill during the fiscal year ended March 31, 2016 of $100,000 and 
an additional impairment of $275,000 during the quarter ended June 30, 2016.

The  Company  undertook  as  of  March  31,  2017  a  qualitative  assessment  of  goodwill  associated  with  its  acquisitions  of 
Contrail Aviation and D&D and concluded that no impairment charge was warranted.

55

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
  
  
 
   
 
 
 
 
 
 
 
 
7. 

ACCRUED EXPENSES  

Accrued expenses consisted of the following:

Salaries, wages and related items 
Profit sharing 
Health insurance 
Warranty reserves 
Asset retirement obligation 
Claims reserve 
Taxes 
Other deposits 
Other 

Total 

Product warranty reserve activity is as follows: 

Beginning Balance 

Amounts charged to expense 
Actual warranty costs paid 
Delphax acquisition 

Ending Balance 

8. 

ACQUISITIONS 

Acquisitions of Interests in Delphax

Year Ended March 31,

2017 

2016 

$ 

5,398,877    $ 
413,522   
423,680   
164,240   
562,500   
308,528   
508,615   
325,000   
567,853   

3,288,169 
1,769,261 
353,825  
266,455  
562,500 
-  
353,825  
-  
248,839 

$ 

8,672,815    $ 

6,842,874  

Year Ended March 31, 

2017 

2016 

$ 

$ 

266,455   $ 
(15,173) 
(87,042) 
-  

231,803 
140,768  
(166,916)
60,800 

164,240   $ 

266,455  

Pursuant to a Securities Purchase Agreement dated as of October 2, 2015 (the "Securities Purchase Agreement") among the 
Company,  Delphax  Technologies,  Inc.  and  its  subsidiary, Delphax  Technologies  Canada  Limited  ("Delphax  Canada"),  on 
November 24, 2015 (the "Closing Date"), the Company purchased (i) at face value a $2,500,000 principal amount Five-Year 
Senior Subordinated Promissory Note (the "Senior Subordinated Note") issued by Delphax Canada for a combination of cash
and the surrender of outstanding principal of $500,000 and accrued and unpaid interest thereunder, and cancellation of, a 90-
Day Senior Subordinated Note purchased at face value by the Company from Delphax Canada on October 2, 2015 pursuant 
to the Securities Purchase Agreement and (ii) for $1,050,000 in cash a total of 43,000 shares of Delphax's Series B Preferred 
Stock (the "Series B Preferred Stock") and a Stock Purchase Warrant (the "Warrant") to acquire an additional 95,600 shares
of Series B Preferred Stock at a price of $33.4728 per share (subject to adjustment for specified dilutive events). 

aa

Principal under the Senior Subordinated Note is due on October 24, 2020 and bears interest at an annual rate of 8.5%. Interest 
is to be paid in kind until, in the absence of specified events, November 24, 2017. Thereafter, interest is to be paid in cash.
Interest in kind is to be paid monthly, while interest payable in cash is to be paid quarterly. The Senior Subordinated Note is
guaranteed  by  Delphax  and  is  secured  by security  interests  granted  by  Delphax  and  Delphax  Canada  in  their  respective
inventories, equipment, accounts receivable, cash, deposit accounts, contract rights and other specified property, as well as a
pledge by Delphax of the outstanding capital stock of its subsidiaries, including Delphax Canada. Pursuant to the terms of a 
subordination agreement (the "Subordination Agreement") entered into on October 2, 2015 by Delphax, Delphax Canada, the
Company  and  the  senior  lender  (the  "Senior  Lender")  that  provides  a  revolving  credit  facility  under  an  agreement  with
Delphax and Delphax Canada (the "Delphax Senior Credit Agreement"), the Company's rights with respect to payment under 
and enforcement of the Senior Subordinated Note, and enforcement of its security interests are 
subordinated to the rights of 
the Senior Lender under the Delphax Senior Credit Agreement. 

f

56

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Each share of Series B Preferred Stock is convertible into 100 shares of common stock of Delphax, subject to anti-dilution 
adjustments,  and  has  no  liquidation  preference  over  shares  of common  stock  of  Delphax.  No  dividends  are  required  to  be
f
paid with respect to the shares of Series B Preferred Stock, except that ratable dividends (on an as-converted basis) are to be
paid  in  the  event  that  dividends  are  paid  on  the  common  stock  of  Delphax.  Based  on  the  number  of  shares  of  Delphax 
common stock outstanding and reserved for issuance under Delphax's employee stock option plans at the Closing Date, the
number  of  shares  of  common  stock  underlying  the  Series  B  Preferred  Stock  purchased  by  the  Company  represent 
approximately  38%  of  the  shares  of  Delphax  common  stock  that  would  be  outstanding  assuming  conversion  of  Series  B
Preferred  Stock  held  by  the  Company  and  approximately  31%  of  the  outstanding  shares  of  common  stock  assuming
conversion of the Series B Preferred Stock and the issuance of all the shares of Delphax common stock reserved for issuance 
under Delphax's employee stock option plans. 

n

Pursuant  to  the  terms  of  the  Series  B  Preferred  Stock,  for  so  long  as  amounts  are  owed  to  the  Company  under  the  Senior 
Subordinated Note or the Company continues to hold a specified number of the Series B Preferred Stock and interests in the 
Warrant sufficient to permit it to acquire up to 50% of the number of shares of Series B Preferred Stock initially purchasable 
under the Warrant (or holds shares of Series B Preferred Stock acquired in connection with the exercise of the Warrant equal
to 50% of the number of shares of Series B Preferred Stock initially purchasable under the Warrant), then 

(cid:404) holders of the Series B Preferred Stock, voting as a separate class, would be entitled to

 elect (and exercise rights of 
removal  and  replacement  with  respect  to)  three-sevenths  of  the  board  of  directors  of  Delphax,  and  after  June  1,  2016  the
holders  of  the  Series  B  Preferred  Stock,  voting  as  a  separate  class,  would  be  entitled  to  elect  (and  to  exercise  rights  of 
removal and replacement with respect to) four-sevenths of the members of the board of directors of Delphax; and 

aa

(cid:404)  without  the  written  consent  or  waiver  of  the  Company,  Delphax  may  not enter  into  spe

t

cified  corporate 

transactions.

Pursuant to the provision described above, beginning on November 24, 2015, three designees of the Company were elected to
the board of directors of Delphax, which had a total of seven members following their election. 

The Warrant expires on November 24, 2021. In the event that Delphax were to declare a cash dividend on its common stock,
the Warrant provides that the holder of the Warrant would participate in the dividend as if the Warrant had been exercised in 
full and the shares of Series B Preferred Stock acquired upon exercise had been fully converted into Delphax common stock.
The  Warrant  provides  that,  prior  to  any  exercise  of  the  Warrant,  the  holder  of  the  Warrant  must  first  make  a  good  faith 
written tender offer to existing holders of Delphax common stock to purchase an aggregate amount of common stock equal to 
the number of shares of common stock issuable upon conversion of the Series B Preferred Stock that would be purchased
upon such exercise of the Warrant. The Warrant requires that the per share purchase price to be offered in such tender offer 
would be equal to the then-current exercise price of the Warrant divided by the then-current 
conversion rate of the Series B
Preferred Stock. To the extent that shares of common stock are purchased by the holder in the tender offer, the amount of 
shares of Series B Preferred Stock purchasable under the Warrant held by such holder is to be ratably reduced. The Warrant 
is  to  provide  that  it  may  be  exercised  for  cash,  by  surrender  of  principal  and  interest  under  the  Senior  Subordinated  Note
equal  to  0.95  times  the  aggregate  exercise  price  or  by  surrender  of  a  portion  of  the  Warrant  having  a  value  equal  to  the 
aggregate exercise price based on the difference between the Warrant exercise price per share and an average market value,
measured over a 20-trading day period, of Delphax common stock that would be acquired upon conversion of one share of 
Series B Preferred Stock. 

t

As  a  result  of  the  above  transactions,  the  Company  determined  that  it  had  obtained  control  over  Delphax  and  it  included 
Delphax in its consolidated financial statements beginning on November 24, 2015. See Note 9.  

57

 
The following table summarizes the fair values of consolidated Delphax assets and liabilities as of the Closing Date: 

ASSETS 

Cash and cash equivalents 
Accounts receivable 
Inventories 
Other current assets 
Property and equipment 
Intangible assets - trade name   
Intangible assets - patents 
Goodwill 

Total assets 

LIABILITIES  

Accounts payable 
Accrued expenses 
Income tax payable 
  Debt  
Other long-term liabilities 

Total liabilities  

Net Assets 

November 24, 2015 

$ 

$ 

$ 

$ 

$ 

586,061 
1,740,210  
3,972,802  
693,590  
722,714  
120,000 
1,090,000 
375,408  

9,300,785  

1,663,199  
1,949,522  
11,312  
3,313,317  
650,500 

7,587,850  

1,712,935 

The Company determined that it was reasonable to use the price which it paid for its equity interest as the basis for estimating 
the total fair value of Delphax’s equity as of November 24, 2015 acquisition date. The effect of the Company’s equity and 
debt  investments  of  $1,050,000  and  $2,500,000,  respectively,  are  not  reflected  in  the  above  table.  As  such,  the  amounts
presented reflect the fair values of Delphax’s assets and liabilities immediately prior to the Company’s investments. The net 
assets amount presented above is the estimated acquisition date fair value of the non-controlling interests in Delphax. 

Delphax’s  debt  immediately  prior  to  the  acquisition  included  approximately  $508,000  due  under  the  90-Day  Senior 
Subordinated Note. The goodwill is not tax deductible for income tax purposes. 

The Company has finalized its Delphax acquisition accounting.

Direct costs relating to the above transactions of $110,000 were expensed as incurred during the year ended March 31, 2016, 
and  are  included  in  the  general  and  administrative  expenses  in  the  consolidated  statements  of  income  and  comprehensive
income. 

Pro  forma  financial  information  is  not  presented  as  the  results  are  not  material  to  the  Company’s  consolidated  financial
statements.

58

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
On January 6, 2017, the Company acquired all rights, and assumed all obligations, of a third-party lender under the Delphax
Senior  Credit  Agreement  with  Delphax  and  Delphax  Canada  providing  for  a  $7.0  million  revolving  senior  secured  credit 
facility, subject to a borrowing base of North American accounts receivable and inventory, including obligations, if any, to 
fund future borrowings under the Delphax Senior Credit Agreement. In connection with this transaction, the Company paid 
to  such  third-party  senior  lender  an  amount  equal  to  the  approximately  $1.26  million  outstanding  borrowing  balance,  plus
accrued and unpaid interest and fees. Also in connection with this transaction, the Company, Delphax and Delphax Canada 
entered into an amendment to the Delphax Senior Credit Agreement to reduce the maximum amount of borrowings permitted 
to be outstanding under the Delphax Senior Credit Agreement from $7.0 million to $2.5 million, to revise the borrowing base 
to include in the borrowing base 100% of purchase orders from customers for products up to 
$500,000, to provide that the 
m
interest rate on all borrowings outstanding until all loans under the Delphax Senior Credit Agreement are repaid in full will
be a default rate equal to 2.5% per month to be paid monthly, and to provide for the payment to the Company from Delphax 
Canada and Delphax of fees equal to $25,000 upon execution of the amendment and of $50,000 upon repayment in full of all 
loans under the Delphax Senior Credit Agreement. On January 6, 2017, the Company notified Delphax and Delphax Canada
y
of certain “Events of Default” (as defined under the Delphax Senior Credit Agreement) existing under the Delphax Senior 
Credit  Agreement  and  that  the  Company  was  reserving  all  rights  to  exercise  remedies  under  the  Delphax  Senior  Credit 
Agreement and that no delay in exercising any such remedy is to be construed as a waiver of any of its remedies. Also, on 
January  6,  2017,  the  Company  and  Delphax  Canada  entered  into  a  Forbearance  and  Amendment  Agreement  dated  as  of 
January 6, 2017, which amended the Senior Subordinated Note to increase the default rate of interest from an annual rate of 
10.5% to an annual rate of 18%, to be in effect until all amounts under the Senior Subordinated Note are paid in full, and 
which  provides  that  so  long  as  no  Event  of  Default  (as  defined  in  the  Senior  Subordinated  Note)  occurs  under  the  Senior 
Subordinated  Note,  other  than  Events  of  Default  that  existed  as  of  January  6, 2017,  the  Company  agreed  to  forbear  from 
exercising  its  remedies  under  the  Senior  Subordinated  Note  until May  31,  2017  and  further  provided  for  the  payment  by 
Delphax Canada to the Company of a forbearance fee equal to approximately $141,000. At March 31, 2017, Delphax Canada 
was not in compliance with financial covenants under the Delphax Senior Credit Agreement. Notwithstanding the existence
of  these  events  of  default,  the  Company  permitted  additional  borrowings  under  the  Delphax  Senior  Credit  Agreement  to,
among other things, fund a final production run by Delphax Canada of consumable products for its legacy printing systems, 
which production run was primarily completed over the first six months of calendar 2017. Delphax Canada is Delphax's sole
manufacturing subsidiary.

Events of default under the Delphax Senior Credit Agreement persisted. On July 13, 2017, the Company delivered a demand 
for payment and Notice of Intention to Enforce Security to Delphax Canada. On August 10, 2017, the Company foreclosed 
on all personal property and rights to undertakings of Delphax Canada. The Company foreclosed as a secured creditor with 
respect  to  amounts  owed  to  it  by  Delphax  Canada  under  the  Delphax  Senior  Credit  Agreement.  The  Company  provided 
notice  of  its  intent  to  foreclose  to  Delphax  Canada  and  its  secured  creditors  and  shareholder  on  July  26,  2017.  The
outstanding amount owed to the Company by Delphax Canada under the Delphax Senior Credit Agreement on July 26, 2017 
was  approximately  $1,510,000.  The  Company  also  submitted  an  application  to  the  Ontario  Superior  Court  of  Justice  in 
Bankruptcy and Insolvency (the "Ontario Court") seeking that Delphax Canada be adjudged bankrupt. On August 8, 2017, 
the Ontario Court issued an order adjudging Delphax Canada to be bankrupt. The recipients of the foreclosure notice did not 
object  to  the  foreclosure  or  redeem.  As  a  result,  the  foreclosure  was  completed  on  August  10,  2017,  and  the  Company 
accepted  the  personal property  and rights  to  undertakings of Delphax  Canada  in  satisfaction of  the  amount  secured  by  the
Delphax Senior Credit Agreement.

a

t

The intercompany balances under the Delphax Senior Credit Agreement and Senior Subordinated Note as of March 31, 2017 
are eliminated in the presentation of the consolidated financial statements. The effect of interest expense arising under the 
Senior Subordinated Note and, since January 6, 2017 under the Delphax Senior Credit Agreement, and other intercompany 
transactions,  are  reflected  in  the  attribution  of  Delphax  net  income  or  loss  attributed  to  non-controlling  interests  because 
Delphax is a variable interest entity. 

As further discussed in Note 9, the Company recognized significant expenses in the June 30, 2016 quarter associated with
Delphax  employee  benefit  costs  and  write-downs  of  Delphax  inventories,  long-lived  tangible  and  intangible  assets,  and 
goodwill.  The  Company  concluded  that  the  charges  were  necessary  to  reflect  changes  in  market  conditions  and  business 
outlook during the June 30, 2016 quarter and were not associated with conditions that existed as of the Delphax Closing Date. 
As such, these adjustments were not accounted for as “measurement period” adjustments in the accompanying consolidated 
financial statements.

59

 
 
 
 
 
Acquisition of Interests in Contrail Aviation

On July 18, 2016 (the “Contrail Closing Date”), pursuant to an asset purchase agreement (the “Asset Purchase Agreement”)
between Contrail Aviation Support, LLC (“Contrail Aviation”), a subsidiary of the Company, Contrail Aviation Support, Inc.
(the “Seller” or “Contrail”) and Joseph Kuhn, the sole shareholder of the Seller, Contrail Aviation completed the purchase of 
all of the assets owned, used or usable by the Seller, other than cash, equity in the Seller’s IC-DISC subsidiary and certain 
n
other specified excluded assets. Pursuant to the Asset Purchase Agreement, Contrail Aviation also assumed certain liabilities 
of the Seller. Prior to this acquisition, the Seller, based in Verona, Wisconsin, engaged in the business of acquiring surplus
commercial  jet  engines  and  components  and  supplying  surplus  and  aftermarket  commercial  jet  engine  components.  In 
connection with the acquisition, Contrail Aviation offered employment to all of the Seller’s employees and Mr. Kuhn was 
appointed Chief Executive Officer of Contrail Aviation. 

t

The acquisition consideration consisted of (i) $4,033,368 in cash, (ii) equity membership units in Contrail Aviation 
representing 21% of the total equity membership units in Contrail Aviation, and (iii) and contingent additional deferred 
consideration payments which are more fully described below. In addition to the net assets of the seller, beginning equity of 
Contrail included cash of approximately $904,000. 

y

t

Pursuant to the Asset Purchase Agreement, Contrail Aviation agreed to pay as contingent additional deferred consideration 
up to a maximum of $1,500,000 per year and $3,000,000 in the aggregate (collectively, the “Earnout Payments” and each, an
“Earnout Payment”), calculated as follows: 

(i) if Contrail Aviation generates EBITDA (as defined in the Asset Purchase Agreement) in any Earnout Period (as defined 
below) less than $1,500,000, no Earnout Payment will be payable with respect to such Earnout Period;

(ii)  if  Contrail  Aviation  generates  EBITDA  in  any  Earnout  Period  equal  to  or  in  excess  of  $1,500,000,  but  less  than
$2,000,000, the Earnout Payment for each such Earnout Period will be an amount equal to the product of (x) the EBITDA 
generated with respect to such Earnout Period minus $1,500,000, and (y) two (2);

(iii)  if  Contrail  Aviation  generates  EBITDA  in  any  Earnout  Period  equal  to  or  in  excess of  $2,000,000,  but  less  than
$4,000,000, the Earnout Payment for each such Earnout Period will be equal to $1,000,000;

(iv) if Contrail Aviation generates EBITDA in any Earnout Period equal to or in excess of $4,000,000, the Earnout Payment 
for each such Earnout Period will be equal to $1,500,000; and 

(v) if, following the fifth Earnout Period, Contrail Aviation has generated EBITDA equal to or in excess of $15,000,000 in
the aggregate during all Earnout Periods, but the Seller has received or is owed less than $3,000,000 in aggregate Earnout 
Payments pursuant to clauses (i) through (iv), above, Contrail Aviation will make an additional Earnout Payment to the Seller 
in an amount equal to the difference between $3,000,000 and the aggregate Earnout Payments already received or payable 
pursuant to clauses (i) through (iv), above. 

As used in the Asset Purchase Agreement, “Earnout Period” means each of the first five twelve-full-calendar-month periods
following the closing of the acquisition. The Company has estimated its liability with respect to the Earnout Payment to be 
$2,900,000, which amount is included in the “Other non-current liabilities” in the consolidated balance sheet at March 31, 
2017.  As  a  result  of  the  EBITDA  of  Contrail  Aviation  being  approximately  $2.1  million  for  the  first  Earnout  Period,  the
Earnout Payment with respect to that Earnout Period is $1,000,000, which amount is payable in October 2017. 

On  the  Contrail  Closing  Date,  Contrail  Aviation  and  the  Seller  entered  into  an  Operating  Agreement  (the  “Operating 
Agreement”) providing for the governance of and the terms of membership interests in Contrail Aviation and including put 
and call options (“Put/Call Option”) permitting, at any time after the fifth anniversary of the Contrail Closing Date, Contrail
Aviation at its election to purchase from the Seller, and permitting the Seller at its election to require Contrail Aviation to
purchase from the Seller, all of the Seller’s equity membership interests in Contrail Aviation at a price to be agreed upon, or
failing  such  an  agreement  to  be  determined  pursuant  to  third-party  appraisals  in  a  process  specified  in  the  Operating 
Agreement. 

60

  
  
The  following  table  summarizes  the  fair  values  of  assets  acquired  and  liabilities  assumed  by  Contrail  Aviation  as  of  the 
Contrail Closing Date: 

ASSETS 

Accounts receivable 
Inventories 
Prepaid expenses 
Property and equipment 
Intangible assets - non-compete 
Intangible assets - tradename 
Intangible assets - certification  
Intangible assets – customer relationship 
Goodwill 

Total assets 

LIABILITIES 

Accounts payable 
Accrued expenses 
Earnout liability 

Total liabilities 

Net Assets 

July 18, 2016

$ 

$ 

$ 

$ 

$ 

1,357,499
2,118,475
30,121 
33,095 
69,700
322,000
47,000
451,000 
4,227,205

8,656,095 

366,575 
43,652
2,900,000 

3,310,227 

5,345,868 

The  Company’s  purchase  accounting  reflects the  estimated  net  fair  value  of  the  Seller’s  assets  acquired  and  liabilities
assumed as of the Contrail Closing Date. Purchase accounting also reflects the Company’s current estimate that the Earnout 
Payments will be due at the above-specified maximum level. The Contrail Closing Date balance sheet information disclosed 
above reflects the present value of such estimated Earnout Payments.

The Company has finalized its Contrail Aviation acquisition accounting.

The Put/Call Option specifies a fair value strike price as of the exercise date. As such, the Company assigned no value to the 
Put/Call  Option  for  purposes  of  purchase  accounting.  Because  the  Put/Call  Option  permits  the  Seller  to  require  Contrail 
Aviation  to  purchase  all  of  the  Seller’s  equity  membership  interests  in  Contrail  Aviation,  the Company  has  presented  this 
redeemable  non-controlling  interest  in  Contrail  Aviation  between  the  liabilities  and  equity  sections  of  the  accompanying 
March 31, 2017 consolidated balance sheet. The Company estimates that the fair value of Contrail Aviation did not change 
by more than an inconsequential amount between July 18, 2016 and March 31, 2017. Therefore, other than allocation of the 
Seller’s  proportionate  share  of  Contrail  Aviation’s  net  earnings  for  the  period  since  acquisition,  the  Company  has  not 
adjusted the redeemable non-controlling interest balance from the Contrail Closing Date amount. 

Pro  forma  financial  information  is  not  presented  as  the  results  are  not  material  to  the  Company’s  consolidated  financial
statements.

Amortization expense associated with the acquired intangible assets totaled approximately $93,000 for the period from July 
18, 2017 through March 31, 2017.  

61

 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Other Acquisitions

On  October  3,  2016,  a  newly  formed  subsidiary  of  the  Company,  Global  Aviation  Partners  LLC,  acquired  100%  of  the 
outstanding  equity  interests  of  Jet  Yard,  from  the  holder  thereof.  The  cash  purchase  price  was  $15,000  and  there  are  no 
contractual provisions, such as an earn-out, which could result in an increase to this price. Jet Yard is registered to operate a 
repair  station  under  Part  145  of  the  regulations  of  the  Federal  Aviation  Administration  and  its  principal  asset  on  the
acquisition date was a contract with Pinal County, Arizona to lease approximately 48.5 acres of land at the Pinal Air Park in 
Marana,  Arizona.  Jet  Yard  was  organized  in  2014,  entered  into  the  lease  in  June  2016  and  had  maintained  de  minimus
operations  from  formation  through  the  acquisition  date.  The  lease  expires  in  May  2046  with  an  option  to  renew  for  an 
additional 30-year period (though the lease to a 2.6 acre parcel of the leased premises may be terminated by Pinal County 
upon  90  days’  notice).  The  lease  provides  for  an  initial  annual  rent  of  $27,000,  which  rental  rate  escalates  based  on  a 
schedule  in  annual  increments  during  the  first  seven  years  of  the  lease  (at  which  time  the  annual  rental  rate  would  be
$152,000), and increases by an additional five percent for each three-year period thereafter. Because the rental expense will
be  accounted  for  on  a  straight-line  basis  over  the  term  of  the  lease,  the  rental  expense  in  the  initial  years  will  exceed  the 
corresponding  cash  payments.  The  lease  agreement  permits  Pinal  County  to  terminate  the  lease  if  Jet  Yard  fails  to  make 
substantial  progress  toward  the  construction  of  facilities  on  the  leased  premises  in  phases  in  accordance  with  a  specified 
timetable, which includes, as the initial phase, the construction of a demolition pad to be completed by March 2017 and, as 
the  final  and  most  significant  phase,  the  construction  of  an aircraft  maintenance  hangar  large enough  to  house  a  Boeing
B777-300 by the first quarter of 2021. The construction of the demolition pad required by March 31, 2017 under the lease has
not been completed and Jet Yard and Pinal County are in discussions with respect to improvements on the leased premises.

u

The acquired Jet Yard business is included in the Company’s commercial jet engine segment. The Company has finalized its
Jet Yard acquisition accounting.

Pursuant  to  an  Asset  Purchase  Agreement  signed  on  October  31,  2016,  GAS  acquired,  effective  as  of  October  1,  2016,
substantially  all  of  the  assets  of  D&D  which  was  in  the  business  of  marketing,  selling  and  providing  aviation  repair, 
equipment,  parts,  and  maintenance  sales  services  and  products  at  the  Fort  Lauderdale  airport.  The  total  amount  paid  at 
closing in connection with this acquisition was $400,000. Additionally, $100,000 was due within 30 days after closing and an
additional  $100,000  is  payable  in  equal  monthly  installments  of  $16,667  commencing  on  November  1,  2016.  Earn-out 
payments  of  up  to  $100,000  may  also  be  payable  based  on  specified  performance  for  the  twelve-month  period  ending 
September 30, 2017. For purposes of purchase accounting, the Company estimated that the above-mentioned earn-out will be 
paid  in  full.  Therefore,  the  Company  estimates  the  total  purchase  consideration  at  approximately  $700,000.  The  Company 
allocated  the  purchase  consideration  to  identifiable  tangible  and  intangible  assets.  No  liabilities  were  assumed  in  the
acquisition.  The  estimated  fair  value  of  identifiable  tangible  and  intangibles  assets  was  approximately  $200,000  and
$300,000, respectively. The $200,000 excess of the purchase consideration over the estimated fair value of identifiable assets
was  recorded  as  goodwill.  The  basis  of  the  acquired  assets  will  be  “stepped  up”  for  income  tax purposes.  As  such,  no
deferred taxes were recognized in purchase accounting. 

Amortization  expense  associated  with  the  acquired  intangible  assets  was  approximately  $13,000  from  October  31,  2016
through March 31, 2017.  

The  acquired  D&D  business  is  operated  by  GAS  and  included  in  the  Company’s  ground  support  services  segment.  The 
Company has finalized its D&D acquisition accounting. 

Pro forma financial information is not presented for the above acquisitions as the results are not material to the Company’s 
consolidated financial statements.

9. 

VARIABLE INTEREST ENTITIES  

A variable interest entity ("VIE") is an entity that either (i) has insufficient equity to permit the entity to finance its act
ivities 
without  additional  subordinated  financial  support,  or  (ii)  has  equity  investors who  lack  the  characteristics  of  a  controlling
financial  interest.  Under  ASC  810  - Consolidation,  an  entity  that  holds  a  variable  interest  in  a  VIE  and  meets  certain
requirements  would  be  considered  to  be  the  primary  beneficiary  of  the  VIE  and  required  to  consolidate  the  VIE  in  its 
consolidated financial statements. In order to be considered the primary beneficiary of a VIE, an entity must hold a variable 
interest in the VIE and have both:

ff

(cid:404) the power to direct the activities that most significantly impact the economic performance of the VIE; and 

(cid:404) the right to receive benefits from, or the obligation to absorb losses of, the VIE that could be potentially significant to the 

VIE. 

62

 
As  described  in  Note  8,  the  Company  acquired  Delphax  Series  B  Preferred  Stock,  loaned  funds  to  Delphax,  and  acquired  the
Warrant. In accordance with ASC 810, the Company evaluated whether Delphax was a VIE as of November 24, 2015. Based 
principally on the fact that the Company granted Delphax subordinated financial support, the Company determined that Delphax
was a VIE on that date. Therefore, it was necessary for the Company to assess whether it held any “variable interests”, as defined 
in ASC 810, in Delphax. The Company concluded that its investments in Delphax’s equity and debt, and its investment in the
Warrant, each constituted a variable interest. Based on its determination that it held variable interests in a VIE, the Company
y
was 
required to assess whether it was Delphax’s “primary beneficiary”, as defined in ASC 810.

aa

After  considering  all  relevant  facts  and  circumstances,  the  Company  concluded  that  it  became  the  primary  beneficiary  of 
Delphax  on  November  24,  2015.  While  various  factors  informed  the  Company’s  determination,  the  Company  assigned 
considerable weight to both 1) the shortness of time until June 1, 2016 when the Company would become entitled to elect
four-sevenths of the members of the board of directors of Delphax and 2) the anticipated financial significance of Delphax’s
activities in the periods subsequent to June 1, 2016. Since the Company became Delphax’s primary beneficiary on November 
24, 2015, the Company consolidated Delphax in its consolidated financial statements beginning on that date. 

Refer to Note 8 for the fair value of the assets and liabilities of Delphax on the acquisition date.

The following table sets forth the carrying values of Delphax’s assets an

t

d liabilities as of March 31, 2017 and 2016:

March 31, 2017 

March 31, 2016 

ASSETS 
Current assets:

Cash and cash equivalents 
Accounts receivable, net 
Inventories, net 
Other current assets 

Total current assets 

Property and equipment, net 
Intangible assets, net  
  Goodwill  
 Other assets  

Total assets 

LIABILITIES  
Current liabilities: 

Accounts payable 
Income tax payable 
Accrued expenses 
Short-term debt 

Total current liabilities 

Long-term debt 
Other long-term liabilities   

Total liabilities 

  Net assets  

$ 

328,327    $ 

2,036,221     
1,941,729     
1,145,274     

5,451,551     

8,007     
-     
-     
-     

5,459,558    $ 

2,482,578    $ 
11,312     
3,627,162     
4,714,257     

10,835,309     

-     
-     

249,528
1,433,494
4,642,298
1,034,067

7,359,387

625,684
1,109,112
275,408
26,020

9,395,611

1,684,802
11,312
1,926,340
4,435,572

8,058,026

4,835
606,358

10,835,309    $ 

8,669,219

(5,375,751)   $ 

726,392

$ 

$ 

$ 

$ 

63

  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
The short-term debt include amounts due from Delphax to Air T, Inc. Those amounts have been eliminated in consolidation.
As  of  March  31,  2017,  the  outstanding  principal  amount  of  the Senior  Subordinated  Note  was  approximately  $2,889,000 
($2,576,000  as  of  March  31,  2016)  and  the  outstanding  borrowings  under  the  Delphax  Senior  Credit  Agreement  was 
$1,873,000. Short-term debt as reflected in the above table includes approximately $388,000 and $76,000 of accrued interest, 
due  to  the  Company  from  Delphax  Canada  under  the  Senior  Subordinated  Note  for  the  fiscal  year  2017  and  2016 
respectively.  Short-term  debt  also  includes  approximately  $112,000,  due  to  the  Company  from  Delphax  Canada  under  the
Delphax Senior Credit Agreement for the fiscal year 2017.

The assets of Delphax can only be used to satisfy the obligations of Delphax. Furthermore, Delphax’s creditors do not have 
recourse to the assets of Air T, Inc. or its subsidiaries. 

t

Delphax’s  revenues  and  expenses  are  included  in  our  consolidated  financial  statements  beginning  November  24,  2015
through March 31, 2017. Revenues and expenses prior to the date of initial consolidation are excluded.  

The  following  table  sets  forth  the  revenue  and  expenses  of  Delphax  that  are  included  in  the  Company’s  consolidated 
statements of income (loss) and comprehensive income (loss) for the years ended March 31, 2017 and 2016: 

March 31, 2017 

March 31, 2016

Operating revenues 

$ 

9,809,997    $ 

3,954,797 

Operating expenses: 
Cost of sales  
General and administrative 
Research and development 
Depreciation, amortization and impairment 

Operating loss 

Non-operating expense, net 

Loss before income taxes  

Income taxes 

Net loss  

10,090,073   
2,876,132   
1,042,496   
1,738,819   

15,747,520   

(5,937,523)  

3,611,024
1,218,564 
777,942 
313,893

5,921,423

(1,966,626)

(361,098)  

(21,111)

(6,298,621)  

(1,987,737)

-   

- 

$ 

(6,298,621)   $ 

(1,987,737)

Non-operating expense, net, includes intercompany interest expense of approximately  $424,000 associated with the Senior 
Subordinated Note and the Delphax Senior Credit Agreement for the fiscal year ended March 31, 2017 and approximately
$76,000 for  the  fiscal  year  ended  March 31, 2016.  This  interest  expense  was  eliminated  for purposes  of net  income  (loss)
presented in the Company’s accompanying consolidated statements of income (loss) and comprehensive income (loss) for the 
years  ended  March  31,  2017  and  2016,  though  the  effect  of  intercompany  interest  expense  under  the  Senior  Subordinated 
Note and the Delphax Senior Credit Agreement is reflected in the attribution of Delphax net income or losses attributed to
non-controlling interests.

As  disclosed  in  the  Company’s  Form  10-Q  for  the  quarter  ended  June  30,  2016,  Delphax  was  informed  by  its  largest 
customer that the customer had decided to accelerate its plans for removing Delphax legacy printing systems from production
and that Delphax should, as a consequence, expect the future volume of legacy product orders from the customer to decline
markedly from prior forecasts. Furthermore, the future timeframe over which orders could be expected from this customer
was being sharply curtailed. In addition to this specific customer communication, Delphax also experienced a broad-based 
decline in legacy product customer demand during the first quarter. Sales of Delphax’s new élan printer system also had not 
materialized to expectations. 

y

rr

64

 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
uu

The  adverse  business  developments  during  the  quarter  ended  June  30,  2016  and  the  significantly  deteriorated  outlook  for 
future  orders  of  legacy  and  élan  product  caused  the  Company  to  reevaluate  the  recoverability  of  Delphax’s  assets,  both
tangible  and  intangible.  Based  on  this  reevaluation,  which involved  material  estimation  and  subjectivity  (including  with 
respect to the recovery on assets in an operating liquidation), the Company concluded that a significant increase to inventory 
reserves was necessary. In addition, the Company concluded that Delphax related intangible assets, both amortizable assets
and  goodwill,  should  be  fully  impaired.  The  Company  also  recorded  a  partial  impairment  of  Delphax  related  long-lived 
tangible assets. Furthermore, there was an assessment regarding whether, at June 30, 2016, future severance actions under 
existing Delphax employee benefit plans were both probable and estimable. This assessment led to the Company establishing 
an  estimated  accrual  for  future  severance  actions.  The  effects  of  these  various  adjustments,  which  aggregated  to
approximately $5,610,000, were reflected in the operating results of Delphax for the quarter ended June 30, 2016. There were 
no significant additions to inventory and severance reserves from June 30, 2016 to March 31, 2017.

m

ff

The  Company  concluded  that  Delphax  related  intangible  assets,  both  amortizable  assets  and  goodwill,  should  be  fully
impaired.  The  Company  recorded  goodwill  of  approximately  $375,000  in  connection  with  its  investment  in  Delphax.  The 
Company estimated a subsequent impairment of this goodwill during the fiscal year ended March 31, 2016 of $100,000 and 
an additional impairment of $275,000 during the quarter ended June 30, 2016. These impairment losses are reflected on the
consolidated statement of income (loss) within the “depreciation, amortization and impairment” line item.  

Intangible assets of Delphax had a net book value of approximately $1.4 million as of March 31, 2016. During the quarter 
ended June 30, 2016, the Company recognized an impairment charge which resulted in the remaining net book of Delphax
t
intangible  assets  being  fully  written  off.  The  Company  estimated  and  recorded  a  tradename  and  patent  impairment  charge
related to Delphax in the amount of approximately $1,385,000 during the quarter ended June 30, 2016. An impairment charge
in the amount of $50,000 was recorded during the fiscal year 2016. These impairment losses are reflected on the consolidated 
statement of income (loss) within the “depreciation, amortization and impairment” line item.  

The above described adverse business developments drove significant negative operating results and led to severe liquidity
constraints  for  Delphax.  In  addition  to other  measures  intended  to  respond  to  developments,  Delphax  engaged  an  outside 
advisory firm to assist with operations, cost reductions and expense rationalization, and to provide an objective assessment 
and recommendations regarding Delphax’s business outlook and alternative courses of action. During the quarter ended June
30,  2016,  a  number  of  Delphax  employees  were  either  severed  or  furloughed.  For  most  of  fiscal  year  2017,  Delphax’s 
operations have been maintained at a significantly curtailed level. 

b

We  determined  that  the  attribution  of  Delphax  net  income  or  loss  should  be  based  on  consideration  of  all  of  Air  T’s
investments in Delphax and Delphax Canada. As disclosed in Note 8, the Warrant provides that in the event that dividends
are paid on the common stock of Delphax, the holder of the Warrant is entitled to participate in such dividends on a ratable 
basis as if the Warrant had been fully exercised and the shares of Series B Preferred Stock acquired upon such exercise had 
been converted into shares of Delphax common stock. This provision would have entitled Air T, Inc. to approximately 67% 
of any Delphax dividends paid, with the remaining 33% paid to the non-controlling interests. We concluded that this was a 
substantive distribution right which should be considered in the attribution of Delphax net income or loss to non-controlling
interests.  We  furthermore  concluded  that  our  investment  in  the  debt  of  Delphax  should  be  considered  in  attribution.
Specifically, Delphax’s net losses are attributed first to our Series B Preferred Stock and Warrant investments and to the non-
controlling interest (67%/33%) until such amounts are reduced to zero. Additional losses are then fully attributed to our debt 
investments  until  they  too  are  reduced  to zero.  This  sequencing reflects the  relative priority  of debt  to  equity. Any further 
losses are then attributed to Air T and the non-controlling interests based on the initial 67%/33% share. Delphax net income
is attributed using a backwards-tracing approach with respect to previous losses. The effect of interest expense arising under 
the  Senior  Subordinated  Note  and,  since  January  6,  2017,  under  the  Delphax  Senior  Credit  Agreement,  and  other 
intercompany transactions, are reflected in the attribution of Delphax net losses attributed to non-controlling interests because 
Delphax is a VIE. 

As a result of the application of the above-described attribution methodology, for the fiscal years ended March 31, 2017 and 
2016, the attribution of Delphax losses to non-controlling interests was 30% and 33%, respectively.

65

  
  
10. 

FINANCING ARRANGEMENTS

As of March 31, 2017, the Company had a senior secured revolving credit facility of $25.0 million (the “Revolving Credit 
Facility”). The Revolving Credit Facility includes a sublimit for issuances of letters of credit of up to $500,000. Under the 
Revolving  Credit  Facility,  at  March  31,  2017,  each  of  the  Company,  MAC,  CSA,  GGS,  GAS,  Jet  Yard,  and  ATGL  was 
permitted to make borrowings. Borrowings under the Revolving Credit Facility bear interest (payable monthly) at an annual 
rate of one-month LIBOR plus an incremental amount ranging from 1.50% to 2.00% based on a consolidated leverage ratio. 
In addition, a commitment fee accrues with respect to the unused amount of the Revolving Credit Facility at an annual rate of 
0.15%. The Company includes commitment fee expense within the interest expense and other line item of the accompanying
consolidated statements of income (loss). Amounts applied to repay borrowings under the Revolving Credit Facility may be
reborrowed, subject to the terms of the facility. Pursuant to an August 29, 2017 amendment to the agreement governing the 
ded to April 1, 2019. See Note 24 for a 
f
Revolving Credit Facility,  the  maturity of the Revolving Credit Facility was exten
discussion of this and other amendments to the agreement governing the Revolving Credit Facility entered into after March 
31, 2017. 

Borrowings  under  the  Revolving  Credit  Facility,  together  with  hedging  obligations,  if  any,  owing  to  the  lender  under  the
Revolving Credit Facility or any affiliate of such lender, are secured by a first-priority security interest in substantially all
assets of the Company and the other borrowers (including, without limitation, accounts receivable, equipment, inventory and 
other  goods,  intellectual  property,  contract  rights  and  other  general  intangibles,  cash,  deposit  accounts,  equity  interests  in
subsidiaries  and  joint  ventures,  investment  property,  documents  and  instruments,  and  proceeds  of  the  foregoing),  but 
excluding interests in real property. 

The agreement governing the Revolving Credit Facility contains affirmative and negative covenants, including covenants that
restrict  the  ability  of  the  Company  and the  other borrowers  to,  among  other  things,  incur or guarantee  indebtedness,  incur 
liens, dispose of assets, engage in mergers and consolidations, make acquisitions or other investments, make changes in the 
nature  of  their  business,  enter  into  certain  operating  leases,  and  make  certain  capital  expenditures.  The  credit  agreement 
governing  the  Revolving  Credit  Facility  also  contains  financial  covenants,  including  a  minimum  consolidated  tangible  net 
worth  of  $18.0  million  plus,  on  a  cumulative  basis  and  commencing  with  the  fiscal  year  ended  March  31,  2017,  50%  of 
consolidated net income for the fiscal year then ended, a minimum consolidated fixed charge coverage ratio of 1.35 to 1.0, a 
minimum consolidated asset coverage ratio of 1.50 to 1.0 for the quarter ended March 31, 2017 and 1.75 to 1.0 thereafter 
(though the consolidated asset coverage ratio is not to be tested under the agreement governing the Revolving Credit Facility 
for the quarters ending June 30, 2017, September 30, 2017 and December 31, 2017), a maximum consolidated leverage ratio 
of  3.5  to  1.0,  and  a  covenant  limiting  the  aggregate  amount  of  assets  the  Company  and  its  subsidiaries  lease,  or  hold  for 
leasing,  to  others  to  no  more  than $5,000,000  at  any  time.  The  Company  was  not  in  compliance  with  the  maximum
consolidated leverage ratio covenant as of the March 31, 2017, December 31, 2016 and September 30, 2016 measurement 
dates  and  has  agreed  that  the  covenant  will  not  be  tested at  the  June  30,  2017  measurement  date.  The  lender  has  waived 
compliance  with  this  covenant  as  of  these  measurement  dates.  The  agreement  governing  the  Revolving  Credit  Facility 
contains events of default including, without limitation, nonpayment of principal, interest or other obligations, violation of 
covenants, misrepresentation, cross-default to other debt, bankruptcy and other insolvency events, judgments, certain ERISA
events,  certain  changes  of  control  of  the  Company,  termination of,  or  modification  to  materially  reduce  the  scope  of  the 
services required to be provided under, certain agreements with FedEx, and the occurrence of a material adverse effect upon 
the Company and the other borrowers as a whole. The Company is exposed to changes in interest rates on its prior line of 
credit and its current revolving credit facility. If the LIBOR interest rate had been in
creased by one percentage point, based
on the weighted average balance outstanding for the year, the change in annual interest expense would have been negligible. 
A total of $17,908,000 in borrowings were outstanding under the credit facility on March 31, 2017.

ff

At  March  31,  2017,  the  annual  interest  rate  applicable  to  borrowings  under  the Revolving  Credit  Facility  was  one-month 
“LIBOR”  rate plus  200  basis  points.  The  one-month  LIBOR rate  at  March 31,  2017  was  approximately  0.98%.  Except  as
indicated above, the Company was in compliance with all covenants under this credit facility at March 31, 2017. 

ff

66

 
  
 
aa

In connection with and upon consummation of the Contrail Aviation acquisition in July 2016, Contrail Aviation entered into a 
Credit Agreement (the “Contrail Credit Agreement”) with a bank lender. The Contrail Credit Agreement provided for revolving 
credit borrowings by Contrail Aviation in an amount up to the lesser of $12,000,000 or a borrowing base. The borrowing base was
computed monthly and was equal to the sum of 75% of the value of eligible inventory (up to a maximum of $9,000,000) and 80% 
of outstanding eligible accounts receivable. The borrowing base at March 31, 2017 was $3.2 million, and the outstanding princip
al
e
balance  of  borrowings  under  the  Contrail  Credit  Agreement  were  $0  as  of  that  date.  Borrowings  under  the  Contrail  Credit 
Agreement bore interest at a rate equal to one-month LIBOR plus 2.80%, and mature in January 2018. The obligations of Contrail
Aviation under the Contrail Credit Agreement were required to be guaranteed by each of its subsidiaries (if any), and were (and
the  guaranty  obligations  of  any  such  subsidiary  guarantors  were  required  to  be)  secured  by  a  first-priority  security  interest  in 
substantially all of the assets of Contrail Aviation and any such subsidiary guarantors, as applicable (including, without limitation, 
accounts  receivable,  equipment,  inventory  and  other  goods,  intellectual  property,  contract  rights  and  other  general  intangibles, 
cash, deposit accounts, equity interests in subsidiaries and joint ventures, investment property, documents and instruments, real 
property,  and proceeds of  the  foregoing). The obligations of Contrail Aviation under  the  Contrail Credit Agreement were  also 
guaranteed by the Company, with such guaranty limited in amount to a maximum of $1,600,000, plus interest on such amount at 
the rate of interest in effect under the Contrail Credit Agreement, plus costs of collection.  

The Contrail Credit Agreement contained affirmative and negative covenants, including covenants that restricted the ability
of  Contrail  Aviation  and  its  subsidiaries  to,  among  other  things,  incur  or  guarantee  indebtedness,  incur  liens,  dispose  of 
assets,  engage  in  mergers  and  consolidations,  make  acquisitions  or  other  investments,  make  changes  in  the  nature  of  its 
business,  and  engage  in  transactions  with  affiliates.  The  Contrail  Credit  Agreement  also  contained  financial  covenants
applicable  to  Contrail  Aviation  and  its  subsidiaries,  including  a  minimum  debt  service  coverage  ratio  of  1.75  to  1.0,  a 
maximum  ratio  of  total  liabilities  to  tangible  net  worth  of  2.5  to  1.0,  and  a  $10,000  limitation  on  annual  operating  lease 
payments. At March 31, 2017, Contrail Aviation was in compliance with its bank covenants.

aa

aa

Delphax, through its Canadian subsidiary, Delphax Canada, maintains a debt facility pursuant to a Senior Credit Agreement (the
“Delphax  Senior  Credit  Agreement”).  The  obligations  of  Delphax  Canada  under  the  Delphax  Senior  Credit  Agreement  are
guaranteed by Delphax. Prior  to January 6, 2017, the Delphax Senior  Credit Agreement provided for a $7.0  million revolving 
senior  secured  credit  facility  from  a  third-party  lender  (the  “Senior  Lender”),  with  the  amount  available  for  borrowing  being
subject to a borrowing base of North American accounts receivable and inventory. Borrowings under the Delphax Senior Credit 
Agreement are secured by substantially all of Delphax’s North American assets. The Delphax Senior Credit Agreement expires in 
November  2018  and  includes  certain  financial  covenants.  The Delphax  Senior  Credit  Agreement  initially  provided  for  interest 
based upon the prime rate plus a margin and an additional margin applicable during the pendency of a default. On September 1, 
2016, the Senior Lender gave Delphax Canada notice of such default, applied the default interest margin, and communicated that 
it would be reducing the eligible inventory advance rate under the Delphax Senior Credit Agreement by 0.5% per week for each 
week  commencing  September  9,  2016.  Delphax  Canada  was  permitted  by  the  Senior  Lender  to  continue  to  make  borrowings 
under the Delphax Senior Credit Agreement notwithstanding the existence of such default. 

The intercompany balance under the Delphax Senior Credit Agreement as of March 31, 2017, as well as the intercompany 
payment and receipt of fees and interest accruing after January 6, 2017, are eliminated in the presentation of the consolidated
financial statements.

Pursuant to an Assignment and Acceptance Agreement dated January 6, 2017 between the Senior Lender and the Company,
on January 6, 2017 the Company acquired all rights, and assumed all obligations, of the Senior Lender under the Delphax
Senior  Credit  Agreement,  including  obligations,  if  any,  to  fund  future  borrowings  under  the  Delphax  Senior  Credit 
Agreement. In connection with this transaction, the Company paid to the Senior Lender an amount equal to approximately
$1.26 million for the outstanding borrowing balance, plus accrued and unpaid interest and fees. Also in connection with this
transaction, the Company, Delphax and Delphax Canada entered into an amendment to the Delphax Senior Credit Agreement 
to reduce the maximum amount of borrowings permitted to be outstanding under the Delphax Senior Credit Agreement from 
$7.0 million to $2.5 million, to revise the borrowing base to include in the borrowing base 100% of purchase orders from 
customers for products up to $500,000, to provide that the interest rate on all borrowings outstanding until all loans under the 
Delphax Senior Credit Agreement are repaid in full will be a default rate equal to 2.5% per month to be paid monthly, and to 
provide for the payment to the Company from Delphax Canada and Delphax of fees equal to $25,000 upon execution of the 
amendment and of $50,000 upon repayment in full of all loans under the Delphax Senior Credit Agreement. On January 6,
2017,  the  Company  notified  Delphax  and  Delphax  Canada  of  certain  “Events  of  Default”  (as  defined  under  the  Delphax
Senior  Credit  Agreement)  existing  under  the  Senior  Credit  Agreement  and  that  the  Company  was  reserving  all  rights  to
exercise  remedies  under  the  Delphax  Senior  Credit  Agreement  and  that  no  delay  in  exercising  any  such  remedy  is  to  be
construed as a waiver of any of its remedies. Notwithstanding such notice, the Company continued to permit borrowings by
Delphax Canada under the Delphax Senior Credit Agreement. 

a

67

 
 
 
 
As  of  March  31,  2017,  Delphax  had  aggregate  borrowings  of  approximately  $1,873,000  outstanding  under  the  Delphax
Senior  Credit  Agreement.  At  March  31,  2017,  Delphax  Canada was  not  in  compliance  with  financial  covenants  under  the 
Delphax Senior Credit Agreement. Due to Delphax Canada’s noncompliance with financial covenants, at March 31, 2017 the
Company had the contractual right to cease permitting borrowings under the Delphax Senior Credit Agreement and to declare 
all amounts outstanding due and payable immediately.

a

Notwithstanding the existence of these events of default, the Company permitted additional borrowings under the Delphax
Senior Credit Agreement to, among other things, fund a final production run by Delphax Canada of consumable products for 
its  legacy  printing  systems,  which  production  run  was  primarily  completed  over 
the  first  six  months  of  calendar  2017. 
Delphax Canada is Delphax's sole manufacturing subsidiary. 

dd

Events of default under the Delphax Senior Credit Agreement persisted. On July 13, 2017, the Company delivered a demand 
for payment and Notice of Intention to Enforce Security to Delphax Canada. On August 10, 2017, the Company foreclosed 
on all personal property and rights to undertakings of Delphax Canada. The Company foreclosed as a secured creditor with 
respect  to  amounts  owed  to  it  by  Delphax  Canada  under  the  Delphax  Senior  Credit  Agreement.  The  Company  provided
notice  of  its  intent  to  foreclose  to  Delphax  Canada  and  its  secured  creditors  and  shareholder  on  July  26,  2017.  The
outstanding amount owed to the Company by Delphax Canada under the Delphax Senior Credit Agreement on July 26, 2017
was  approximately  $1,510,000.  The  Company  also  submitted  an  application  to  the  Ontario  Superior  Court  of  Justice  in 
Bankruptcy and Insolvency (the "Ontario Court") seeking that Delphax Canada be adjudged bankrupt. On August 8, 2017, 
the Ontario Court issued an order adjudging Delphax Canada to be bankrupt. The recipients of the foreclosure notice did not 
object  to  the  foreclosure  or  redeem.  As  a  result,  the  foreclosure  was  completed  on  August  10,  2017,  and  the  Company 
accepted  the  personal property  and rights  to  undertakings of Delphax  Canada  in  satisfaction of  the  amount  secured  by  the
Delphax Senior Credit Agreement.

a

t

On October 31, 2016, the Company and its subsidiaries, MAC, GGS, CSA, GAS, ATGL, Jet Yard and Stratus Aero entered 
into a Loan Agreement dated as of October 31, 2016, (the “Construction Loan Agreement”) with the lender to borrow up to
$1,480,000 to finance the acquisition and development of the Company’s new corporate headquarters facility to be located in 
Denver,  North  Carolina.  Under  the  Construction  Loan  Agreement,  the  Company  may  make  monthly  drawings  to  fund 
construction  costs  until  October  2017.  Borrowings  under  the  Construction  Loan  Agreement  bear  interest  at  the  same  rate 
charged  under  the  Revolving  Credit  Facility.  Monthly  interest  payments  began  in  November  2016.  Monthly  principal 
payments  (based  on  a  25-year  amortization  schedule)  are  to  commence  in  November  2017,  with  the  final  payment  of  the
remaining  principal  balance  due  in  October  2026.  Borrowings  under  the  Construction  Loan  Agreement  are  secured  by  a 
mortgage on the new headquarters facility and a collateral assignment of the Company’s rights in life insurance policies with
respect to certain former executives, as well as the same collateral securing borrowings under the Revolving Credit Facility.
At March 31, 2017, outstanding borrowings under the Construction Loan were $562,000.

ff

Estimated repayments/maturities of long-term debt as of March 31, 2017 are as follows: approximately $25,000 in fiscal year 
2018,  approximately  $17,968,000  in  fiscal  year  2019,  approximately  $60,000  in  each  of  the  fiscal  years  2020-2022,  and 
approximately $295,000 cumulatively thereafter. 

11. 

LEASE ARRANGEMENTS 

The Company has operating lease commitments for office equipment and its office and maintenance facilities. The Company
leases  property  used  for  its  corporate  offices  from  a  company  controlled  by  certain  of  the  Company’s  former  officers  and 
directors. The lease for this facility provides for monthly rent of $14,862 and expires on January 31, 2018, though the lease
may  be  renewed  by  us  for  three  additional  two-year  option periods  through  January  31,  2024.  The  Company  relocated  its
corporate offices to an owned facility in July 2017 and does not 

expect to renew this lease. 

ff

68

 
  
 
  
  
  
  
The  Company  leases  approximately  53,000  square  feet  of  a  66,000  square  foot  aircraft  maintenance  facility  located  in 
Kinston, North Carolina under an agreement that extends through January 2023, with the option to extend the lease for four 
additional five-year periods thereafter. The Company has calculated rent expense under the current lease term.

GGS leases its production facility under an agreement that extends through August 2019.

GAS leases several maintenance facilities across the country and an administrative office in Eagan, Minnesota. Most of the
leases are on one year agreements with renewal clauses, but some of these are multi-year leases extending out as far as March 
2021. 

Delphax Canada leased its production facility in Mississauga, Ontario under an
agreement extending through August 2018. 
Annual  rents  remaining  under  the  agreement  were  CDN  $384,000  (approximately  $288,000  using  the  March  31,  2017
exchange rate) per year. In addition, Delphax Canada was obligated to pay as additional rent the related operating expenses of 
the landlord. Under the terms of the lease, Delphax Canada is also subject to a facility restoration obligation. This lease has
been terminated effective upon removal of the property foreclosed upon by Air T, see Note 9 and Note 24. 

y

y

Delphax has office  space  in the  United  Kingdom  under an  operating  lease  that  extends  through  January  2018.  The  annual 
lease payment for this facility is £62,400 (approximately $78,000 using the March 31, 2017 exchange rate). In addition to the 
contracted lease amount, the lease payments include a pro rata portion of the operating expens

es incurred by the landlord. 

a

A newly organized subsidiary of Air T leases 12,206 square feet of space in a building located in Mississauga, Ontario. The 
lease commenced on August 1, 2017 and terminates on July 31, 2020. Annual rent under the lease escalates annually, with
annual  rent  of  approximately  $94,600  (CDN)  for  the  first  year  and  approximately  $97,000  (CDN)  in  the  third  year.  The
subsidiary’s obligations under the lease have been guaranteed by Air T. 

Contrail  Aviation  leases  a 21,000  square foot  facility  in  Verona, Wisconsin.  The  lease  for  this  facility  expires  on July  17,
2021, though Contrail Aviation has the option to renew the lease on the same terms for an additional five-year period. The 
lease provides for monthly rent of approximately $13,000 (see Note 23). 

Jet Yard leases approximately 48.5 acres of land under a lease agreement with Pinal County, Arizona. The lease expires in 
May  2046  with  an  option  to  renew  for  an  additional  30-year  period  (though  the  lease  to  a  2.6  acre  parcel  of  the  leased 
premises may be terminated by Pinal County upon 90 days’ notice). The lease provides for an initial annual rent of $27,000, 
which rental rate escalates based on a schedule in annual increments during the first seven years of the lease (at which time 
the annual rental rate would be $152,000), and increases by an additional five percent for each three-year period thereafter.
The  lease  agreement  permits  Pinal  County  to  terminate  the  lease  if  Jet  Yard  fails  to  make  substantial  progress  toward  the
construction of facilities on the leased premises in phases in accordance with a specified timetable, which includes, as the 
initial  phase,  the  construction  of  a  demolition  pad  to  be  completed  by  March  2017  and,  as the  final  and  most  significant
phase, the construction of an aircraft maintenance hangar large enough to house a Boeing B777-300 by the first quarter of 
2021.  The  construction  of  the  demolition  pad  specified  under  the  lease  has  not  been  completed,  and  Jet  Yard  and  Pinal
County are in discussions with respect to improvements on the leased premises.  

69

 
 
At March 31, 2017, future minimum annual lease payments (foreign currency amounts translated using applicable March 31,
2017  exchange  rates)  under  non-cancelable  operating  leases  with  initial  or  remaining  terms  of  more  than  one  year  are  as
follows: 

Year ended March 31,
2018 
2019 
2020 
2021 
2022 
Thereafter 

$ 

3,256,000 
2,076,000 
1,453,000 
842,000 
725,000 
5,103,000 

Total minimum lease payments 

$ 

13,455,000

The Company’s rent expense excluding Delphax for operating leases totaled approximately $3,872,000 and $3,038,000 for 
fiscal  2017  and  2016,  respectively,  and  includes  amounts  to  related  parties  of  $289,000  and  $178,000  in  fiscal  2017  and 
2016, respectively. Delphax’s rent expense for the fiscal year ended March 31, 2017 was appr
oximately $391,000 compared 
to $226,000 from November 24, 2015 through March 31, 2016.

r

12. 

EQUIPMENT LEASED TO CUSTOMERS

The Company leases equipment to third parties. Delphax leased a printer to a third party under an operating lease agreement 
entered into in June 2015. The lease was assigned to ATGL during the quarter ended June 30
, 2016. As of March 31, 2017,
u
minimum future rentals under non-cancelable operating leases are as follow:

Year ended March 31,
2018 
2019 
2020 
2021 
2022 
Thereafter 

Total minimum lease payments 

$ 

$ 

131,160 
131,160 
131,160 
131,160 
21,860 
- 

546,500

13. 

FAIR VALUE OF FINANCIAL INSTRUMENTS 

The Company measures and reports financial assets and liabilities at fair value, on a recurring basis. Fair value measurement 
is classified and disclosed in one of the following three categories:

Level 1:  Unadjusted  quoted  prices  in  active  markets  that  are  accessible  at  the  measurement  date  for  identical,  unrestricted 
assets or liabilities. 

Level 2:  Quoted  prices  in  markets  that  are  not  active  or  inputs  which  are  observable,  either  directly  or  indirectly,  for 
substantially the full term of the asset or liability.  

f

Level 3:  Prices  or  valuation  techniques  that  require  inputs  that  are  both  significant  to  the  fair  value  measurement  and 
unobservable (i.e., supported by little or no market activity). 

u

The following consolidated balance sheet items are measured at fair value:

Fair Value Measurements at March 31,

2017 

2016 

Marketable securities (Level 1)
Acquisition contingent consideration obligations (Level 3) 
Redeemable Non-Controlling Interest (Level 3) 

$ 
$ 
$ 

4,593,667   $ 
3,023,031   $ 
1,443,901   $ 

9,655,915
-
-

70

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
There was no significant change in the estimated fair value between initial recognition and March 31, 2017 for the acquisition
contingent consideration obligations and the redeemable non-controlling interest.

The carrying amounts reported in the consolidated balance sheets for cash and cash equivalents, accounts receivable, notes 
receivable and accounts payable approximate their fair value at March 31, 2017 and 2016. 

14. 

AIR T, INC. STOCKHOLDERS’ EQUITY 

The  authorized  capital  structure  of  Air  T,  Inc.  includes  4,000,000  shares  of  common  stock,  with  a  par  value  of  $0.25  per 
share. In May 2014, the Company’s Board of Directors adopted a policy to discontinue the payment of a regularly scheduled 
annual cash dividend.

On May 14, 2014, the Company announced that its Board of Directors had authorized a program to repurchase up to 750,000 
shares  of  the  Company’s  common  stock  from  time  to  time  on  the  open  market  or  in  privately  negotiated  transactions,  in 
compliance with SEC Rule 10b-18, over an indefinite period.  

In addition to common stock, the Company may issue up to 50,000 shares of $1.00 par value preferred stock, in one or more 
series, on such terms and with such rights, preferences and limitations as determined by the Board of Directors. A total of 
5,000 shares of preferred stock are authorized for issuance as Series A Junior Participating Preferred Stock and 5,000 shares 
of  preferred  stock  are  authorized  for  issuance  as  Series  B  Junior  Participating  Preferred  Stock,  of  which  3,000  shares  had 
been reserved for issuance pursuant to the Company’s former Rights Agreement, described below. 

On December 14, 2014, the Board of Directors declared a dividend of one preferred share purchase right (a “Right”) for each
outstanding  share  of  common  stock  of  the  Company.  The  Rights  were  governed  by  a  Rights  Agreement  (the  “Rights
Agreement”) dated as of December 15, 2014. On September 26, 2016, a special committee of independent members of the
Company’s  Board  of  Directors,  under  authority  delegated  to  such  committee  by  the  Board  of  Directors  of  the  Company,
resolved to amend the Rights Agreement to accelerate the expiration of the Rights (as defined in the Rights Agreement) from 
5:00 p.m., Eastern time, on December 26, 2017 to 5:00 p.m., Eastern time, on September 26, 2016. Thereafter, on September 
26, 2016, the Company entered into an amendment to the Rights Agreement to accelerate the expiration of the Rights from 
5:00  p.m.,  Eastern  time,  on  December  26,  2017  to  5:00  p.m.,  Eastern  time,  on  September  26,  2016  (the  “Final  Expiration
Time”). As a result of such amendment, the Rights Agreement was effectively terminated on September 26, 2016 and all of 
the  Rights  distributed  to  holders  of  the  Company’s  common  stock  pursuant  to  the  Rights  Agreement  expired  at  the  Final
Expiration Time.

m

On  July  1,  2016,  the  Company  entered  into  a  securities  purchase  agreement  (the  “Securities  Purchase  Agreement”)  with 
Sardar Biglari, Biglari Capital Corp. and The Lion Fund II, L.P. (collectively, the “Biglari Group”), pursuant to which the 
Company purchased 329,738 shares of common stock, par value $0.25 (the “Common Stock”), of the Company for $24.01
per share (the “Per Share Purchase Price”), resulting in an aggregate purchase price of $7,917,009. The Per Share Purchase 
Price was equal, and determined by reference, to the volume-weighted average price of the Common Stock for the thirty (30) 
trading days preceding the date of the Securities Purchase Agreement.

Pursuant to the terms of the Securities Purchase Agreement, for a period of four years following the date of the Securities
Purchase  Agreement,  each  member  of  the  Biglari  Group  agreed  to  customary  standstill  restrictions  (including  customary 
provisions  regarding  matters  submitted  to  shareholders  and  other  governance  matters),  and  the  parties  to  the  Securities 
Purchase Agreement agreed to abide by customary non-disparagement provisions in connection with the parties’ relationship
with the Company.

The  Common  Stock  was  retired  upon  repurchase.  The  accompanying  consolidated  statement  of  equity  for  the  year  ended 
March 31, 2017 reflects the resultant respective reductions in common stock, additional paid-in capital, and retained earnings.

71

 
 
 
 
 
 
15. 

EMPLOYEE AND NON-EMPLOYEE STOCK OPTIONS 

Pursuant to equity compensation plans last approved by Air T, Inc. stockholders in 2005, the Company has granted options to
purchase  up  to  a  total  of  256,000  shares  of  common  stock  to  key  employees,  officers  and  non-employee  directors  with 
exercise prices at 100% of the fair market value on the date of gr
ant. As of March 31, 2016, no further awards may be granted 
under the plans, and options to acquire a total of 40,000 shares remained outstanding. The employee options generally vested 
mm
oyee director options generally
one-third per year beginning with the first anniversary from the date of grant. The non-empl
vested one year from the date of grant. 

m

r

There was no compensation expense related to Air T, Inc. stock options for the years ended March 31, 2017 and 2016. As of 
March 31, 2017, there was no unrecognized compensation expense, related to the stock options. There were no stock options
granted during the years ended March 31, 2017 and March 31, 2016.  

As of March 31, 2017, 36,000 shares of Air T stock options expired. In order to remove the deferred tax asset related to these 
stock options, a decrease of $63,000 was recorded through additional paid in capital. 

In  addition,  Delphax  maintains  a  number  of  stock  option  plans.  These  plans  were  in  place  at  the  time  of  the  Company’s
acquisition  of  interests  in  Delphax.  Subsequent  to  the  acquisition,  Delphax granted  1.2  million  non-qualified  options  to 
purchase shares of its common stock to certain of its employees at an exercise price of $0.33 per share. 

ff
Option activity, which only reflects the activity of Air T, Inc

., is summarized as follows:

Weighted 
Average 
Exercise Price 
  Per Share 

Weighted 
Average
Remaining 
Life (Years) 

Aggregate
Intrinsic
Value 

Shares

46,000  $ 

- 
- 

(6,000)  

- 

40,000  $ 

- 
- 

(30,000)  

- 

10,000  $ 

10,000  $ 

2.87   

$ 

732,000 

2.09   

$ 

617,000 

8.68    

-    
-    
8.29    
-    

8.74    

-    
-    
8.29    
-    

10.08    

10.08    

6.15   

6.15   

$ 

$ 

101,000 

101,000 

Outstanding at March 31, 2015 

Granted 
Exercised 
Forfeited 
Repurchased 

Outstanding at March 31, 2016 

Granted 
Exercised 
Forfeited 
Repurchased 

Outstanding at March 31, 2017 

Exercisable at March 31, 2017 

16. 

MAJOR CUSTOMER 

Approximately  47%  and  46%  of  the  Company’s  consolidated  revenues  were  derived  from  services  performed  for  FedEx 
Corporation  in  fiscal  2017  and  2016,  respectively.  Approximately  15%  and  24%  of  the  Company’s  consolidated  accounts
receivable at March 31, 2017 and 2016, respectively, were due from FedEx Corporation.

72

 
 
 
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
   
 
 
   
 
 
 
   
 
 
 
 
   
 
 
 
   
 
 
   
 
 
 
   
 
 
 
 
17. 

INCOME TAXES 

The components of income tax expense were as follows: 

Current:

Federal 
State 
Foreign 

Total current 

Deferred:
Federal 
State 

Total deferred 

Total 

Year Ended March 31, 

2017 

2016 

$ 

$ 

1,124,000  
128,000  
132,000 

1,384,000  

(592,000)
(67,000)
(659,000)

1,817,000
316,000
171,000

2,304,000

152,000
(61,000)
91,000

$ 

725,000  

$ 

2,395,000

Income  tax  expense  was different from  the  amount  computed by applying  the  statutory  federal  income  tax  rate of  34%  as 
shown in the following table:

y

Expected Federal income tax expense U.S. statutory rate 
State income taxes, net of Federal benefit 
Permanent differences, other 
Dividend received deduction 
Section 831(b) benefit 
Change in valuation allowance 
Domestic production activities deductions 
Income attributable to minority interest - Contrail Aviation 
Deferred benefit for outside basis difference recorded on 
Delphax CFC's 
Deferred state income taxes, net of Federal benefit for 
Delphax 
Other differences, net 

Income tax expense 

$ 

2017 

(1,434,000)
40,000  
156,000  
(302,000)
(281,000)
3,868,000  
(64,000)
(45,000)

Year Ended March 31, 

2016 

34.0% $  2,092,000  
169,000  
-0.9%  
47,000  
-3.7%  
-  
7.2%  
6.7%  
-91.8%  
1.5%  
1.1%  

(316,000)  
557,000  
(193,000)  

-  

(1,015,000)

24.1%  

-  

(102,000)
(96,000)

2.4%  
2.3%  

-  
39,000  

$ 

725,000  

-17.1% $  2,395,000  

34.0%
2.7%
0.8%
0.0%
-5.1%
9.0%
-3.1%
0.0%

0.0%

0.0%
0.6%

38.9%

Delphax, which generated losses for the periods ended March 31, 2017 and March 31, 2016 is not included in Air T, Inc.’s 
consolidated  tax  return,  accounts  for  $3,212,000  and  $557,000 of  the  above  valuation  allowance  effect  for  each  period,
respectively.

73

  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Deferred tax assets and liabilities consisted of the following as of March 31: 

d

Inventory reserves  
Accrued vacation  
Stock option compensation  
Property and equipment  
Warranty reserve  
Accounts and notes receivable reserve  
Employee severance reserve  
Net operating loss carryforwards  
Federal/Canadian tax credits  
263A inventory capitalization  
Unrealized gains/losses and outside basis difference for CFC's  
Intangibles  
Other  

$ 

Year Ended March 31, 

2017 

2016

785,000   $ 
475,000  
108,000  
169,000  
39,000  
290,000  
460,000  
6,461,000  
4,648,000  
10,000  
1,995,000  
43,000  
78,000  

504,000 
439,000 
141,000
-
74,000 
181,000
- 
5,353,000 
4,784,000
60,000 
- 
- 
112,000 

Total deferred tax assets 

15,561,000  

11,648,000 

Deferred revenue  
Prepaid expenses  
Property and equipment  
Intangibles  
Gain on marketable securities (OCI)  
Outside basis difference  

Total deferred tax liabilities 

Net deferred tax asset (liability) 

Less valuation allowance 

Net deferred tax asset (liability) after valuation allowance 

(35,000)   
(505,000)   

-  
-  

(94,000)   
(34,000)   

(52,000)
(563,000)
(70,000)
(388,000)
-
-

(668,000)   

(1,073,000)

14,893,000   $ 

10,575,000

(14,698,000)   

(10,830,000)

195,000   $ 

(255,000)

$ 

$

The  deferred  tax  items  are  reported  on  a  net  current  and  non-current  basis  in  the  accompanying  fiscal  2017  and  2016
consolidated balance sheets according to the classification of the underlying asset and liability. 

f

The Company accounts for uncertain tax positions in accordance with accounting principles generally accepted in the United 
States of America. The Company has analyzed filing positions in all of the federal, state and international jurisdictions where
it is required to file income tax returns, as well as all open tax years in these jurisdictions. The periods subject to examination 
for  the  Company’s  federal  return  are  the  fiscal  2013  through 2015  tax  years.  The  periods  subject  to  examination  for  the 
Company’s state returns are generally the fiscal 2012 through 2015 tax years. As of March 31, 2017 and 2016, the Company
did  not  have  any  unrecognized  tax  benefits.  The  Company  does  not  believe  there  will  be  any  material  changes  in
unrecognized tax positions over the next twelve months.

aa

It is the Company’s policy to recognize interest and penalties accrued on any unrecognized tax benefits as a component of 
income tax expense. As of March 31, 2017 and 2016, the Company did not have any accrued interest or penalties associated 
with  any  unrecognized  tax  benefits,  nor  was  any  interest  expense  recognized  during  the years  ended  March  31,  2017 
and 2016. 

As  described  in  Note  8,  effective  on  November  24,  2015,  Air  T,  Inc.  purchased  interests  in  Delphax.  With  an  equity 
investment  level  by  the  Company  of  approximately  38%,  Delphax  is  required  to  continue  filing  a  separate  United  States 
corporate tax return. Furthermore, Delphax has three foreign subsidiaries located in Canada, France, and the United Kingdom 
u
which file tax returns in those jurisdictions. With few exceptions, Delphax is no longer subject to examinations by income tax
authorities for tax years before 2012. 

74

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
Delphax maintains a September 30 fiscal year. As of September 30, 2016, Delphax and its subsidiaries had estimated foreign
and  domestic  tax  loss  carryforwards  of  $6.3  million  and  $13.2  million,  respectively.  As  of  that  date,  they  had  estimated 
foreign research and development credit carryforwards of $4.3 million, which are available to offset future income tax. The
credits  and  net  operating  losses  expire  in varying  amounts  beginning  in  the  year 2023. Domestic  alternative  minimum  tax
credits of approximately $311,000 are available to offset future income tax with no expiration date. The Company does not 
believe its investment in Delphax by Air T resulted in an ownership change for purposes of Section 382. Should there be an 
ownership change for purposes of Section 382 or any equivalent foreign tax rules, the utilization of the previously mentioned 
carryforwards will be significantly limited. In the event of bankruptcy proceedings involving Delphax or Delphax Canada, 
any remaining tax attributes, including net operating losses and credit carryforwards in each respective jurisdiction will be
lost.  The  Company  has  recorded  an  outside  basis  difference  in  the  stock  of  these  entities  of  $2.9  million  which  is  the
estimated loss that will be recognized in the United States upon their liquidation. See further information regarding Delphax 
Canada developments in Notes 8, 10, and 24. 

u

f

The  provisions  of  ASC  740  require  an assessment  of  both  positive  and  negative evidence  when  determining  whether  it  is 
more likely than not that deferred tax assets will be recovered. In accounting for the Delphax tax attributes, the Company has 
established a full valuation allowance of 14.0 million at March 31, 2017 and 10.8 million at March 31, 2016. The cumulative 
losses  incurred  by  Delphax  in  recent  years  was  the  primary  basis  for  the  Company’s  determination  that  a  full  valuation
allowance should be established against Delphax’s net deferred tax assets. 

18. 

EMPLOYEE BENEFITS

The Company has a 401(k) defined contribution plan covering domestic employees and an 1165(E) defined contribution plan
covering Puerto Rico based employees (“Plans”). All employees of the Company are immediatel
y eligible to participate in
the  Plans.  The  Company’s  contribution to  the  Plans  for  the  years  ended  March  31,  2017  and  2016 was  approximately
$529,000 and $376,000, respectively, and was recorded in the consolidated statements of income (loss).

mm

a

The  Company,  in  each  of  the  past  three  years,  has  paid  a  discretionary  profit  sharing  bonus  in  which  all  employees  have 
participated. Profit sharing expense in fiscal 2017 and 2016 was approximately $390,000 and $1,748,000, respectively, and 
was recorded in general and administrative expenses in the consolidated statements of income (loss). 

In addition, Delphax has a defined contribution salary deferral plan covering substantially all U.S. employees under Section
401(k) of the Internal Revenue Code. The plan allows eligible employees to make contributions up to the maximum amount 
provided under the Code. Delphax contributes an amount equal to 50% of the participants’ before-tax contributions up to 6%
of base salary. The employer contribution vests after the employee has completed three years of eligible service. There was
no contribution made by Delphax during the fiscal year 2017 compared to $15,000 period from November 24, 2015 through 
March 31, 2016. Delphax has canceled its 401(k) program earlier in the fiscal year 2017. 

Delphax also has a defined contribution plan covering substan
tially all Canadian employees. Canadian employees contribute 
tt
2%  of  gross  salary  to  the  plan,  and  Delphax  makes  a  contribution  to  the  plan  of  3%  or  4%  of  gross  salary  depending  on
employee classification. The employer contribution vests over two years. The contribution made by Delphax during the fiscal
year 2017 was $78,000 compared to $41,000 during the period from November 24, 2015 through March 31, 2016.  

f

75

 
 
 
 
 
 
 
 
19. 

QUARTERLY FINANCIAL INFORMATION (UNAUDITED) 
(in thousands, except per share data) 

First 
Quarter   

Second  
Quarter   

Third 
Quarter   

Fourth 
Quarter   

2017 
Operating Revenues  
Operating Income (Loss) 
Net Income (Loss) Attributable to Air T, Inc Stockholders 
Basic Earnings (Loss) per share  
Diluted Earnings (Loss) per share  

2016 
Operating Revenues  
Operating Income (Loss) 
Net Income (Loss) Attributable to Air T, Inc Stockholders 
Basic Earnings (Loss) per share  
Diluted Earnings (Loss) per share  

$ 

$ 

30,493  $ 
(7,073)  
(5,751)  
(2.42)  
(2.42)  

22,359  $ 
(1,049)  
(736)  
(0.31)  
(0.31)  

38,523   $ 
1,022   $ 
1,084    
0.53    
0.53    

44,654   $ 
5,505    
3,794    
1.60    
1.58    

35,769  $ 
1,639 
1,220 
0.60 
0.60 

46,619  $ 
3,890 
2,726 
1.15 
1.14 

43,687
1,311 
233
0.11
0.11 

34,581 
(2,314)
(1,370)
(0.57)
(0.57)

During  the  quarter  ended  June  30,  2016,  Delphax  was  informed  by  its  largest  customer  that  the  customer  had  decided  to 
accelerate  its  plans  for  removing  Delphax  legacy  printing  systems  from  production  and  that  Delphax  should,  as  a 
consequence, expect the future volume of legacy product orders from the customer to decline markedly from prior forecasts. 
Furthermore, the future timeframe over which orders could be expected from this customer was being sharply curtailed. In 
addition  to  this  specific  customer  communication,  Delphax  also  experienced  a  broad-based  decline  in  legacy  product 
customer demand during the quarter. Sales of Delphax’s new élan printer system also did not materialize to expectations in 
the quarter.

uu

The  adverse  business  developments  during  the  quarter  ended  June  30,  2016  and  the  significantly  deteriorated  outlook  for 
future  orders  of  legacy  and  élan  product  caused  the  Company  to  reevaluate  the  recoverability  of  Delphax’s  assets,  both 
tangible  and  intangible.  Based  on  this  reevaluation,  which involved  material  estimation  and  subjectivity  (including  with
respect to the recovery on assets in an operating liquidation), the Company concluded that a significant increase to inventory 
reserves was necessary. In addition, the Company concluded that Delphax related intangible assets, both amortizable assets
and goodwill, should be fully impaired. This impairment totaled approximately $1,385,000 during the quarter ended June 30, 
2016. The Company also recorded a partial impairment of Delphax related long-lived tangible assets, totaling approximately 
$249,000 during the quarter ended June 30, 2016. These impairment losses are reflected on the consolidated statements of 
income  (loss)  within the  “depreciation,  amortization  and  impairment”  line  item.  Furthermore,  there  was  an  assessment
m
regarding  whether,  at  June  30,  2016,  future  severance  actions  under  existing  Delphax  employee  benefit  plans  were  both 
probable and estimable. This assessment led to the Company establishing an estimated accrual for future severance actions.
The effects of these various adjustments discussed above, which aggregated to approximately $5,610,000, are reflected in the
operating results of Delphax for the quarter ended June 30, 2016.

In addition, results for the quarter ended June 30, 2016 included a non-operating charge of approximately $1,502,000 related 
to the Company’s investment in marketable securities of Insignia Systems, Inc. (“Insignia”). While the Company does not 
intend to liquidate its securities holdings in Insignia within twelve months, the Company r
ecognized an impairment loss on 
the investment during the quarter ended June 30, 2016 due in part to the magnitude of the loss position in the investment, 
which increased sharply during the quarter, and the fact that the investment had been in a continuous loss position for well
over one year.

n

76

 
  
  
 
 
 
 
 
 
 
 
  
 
   
    
 
 
 
 
   
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
20. 

GEOGRAPHICAL INFORMATION

Total  tangible  long-lived  assets,  net  of  accumulated  depreciation,  located  in  the  United  States,  the  Company's  country  of 
domicile,  and  similar  tangible  long-lived  assets,  net  of  accumulated  depreciation,  held  outside  the  United  States  are 
summarized in the following table as of March 31, 2017 and March 31, 2016:

United States, the Company’s country of domicile 

Foreign  

Total property and equipment, net 

March 31, 
2017 

March 31,
2016

$ 

$ 

5,323,471     $ 
1,017    

4,544,050 
33,724

5,324,488     $ 

4,577,774 

Total revenue, located in the United States, the Company’s Country of domicile, and outside the United States is summarized 
in the following table as of March 31, 2017 and March 31, 2016: 

United States, the Company’s country of domicile 

Foreign  

Total revenue 

21. 

SEGMENT INFORMATION 

March 31, 
2017 

March 31,
2016

$ 

 135,257,659  
13,214,000   

$ 

 141,010,279 
7,201,659

$ 

 148,471,659   

$ 

 148,211,938

The  Company  has  six  business  segments.  The  overnight  air  cargo  segment,  composed  of  the  Company’s  Mountain  Air 
Cargo,  Inc.  (“MAC”)  and  CSA  Air,  Inc.  (“CSA”)  subsidiaries,  operates  in  the  air  express  delivery  services  industry.  The
ground  equipment  sales  segment,  composed  of  the  Company’s  Global  Ground  Support,  LLC  (“GGS”)  subsidiary, 
manufactures and provides mobile deicers and other specialized equipment products to passenger and cargo airlines, airports, 
the  U.S.  military  and  industrial  customers.  The  ground  support  services  segment,  composed  of  the  Company’s  Global
Aviation  Services,  LLC  (“GAS”)  subsidiary,  provides  ground support  equipment  mainten
ance  and  facilities  maintenance 
d
services to domestic airlines and aviation service providers. The printing equipment and maintenance segment is composed 
of  Delphax  and  its  subsidiaries,  which  was  consolidated  for  financial  accounting  purposes  beginning  November  24,  2015.
Delphax  designs,  manufactures  and  sells  advanced  digital  print production  equipment,  maintena
nce  contracts,  spare  parts, 
supplies and consumable items for these systems. The equipment is sold through Delphax and its subsidiaries located in the
United Kingdom and France. A significant portion of Delphax’s net sales is related to service and support provided after the 
sale. Delphax has a significant presence in the check production marketplace in North America, Europe, Latin America, Asia
and  the  Middle  East.  In  July  2016,  the  Company’s  majority  owned  subsidiary,  Contrail  Aviation  Support,  LLC  (“Contrail
Aviation”), acquired the principal assets of a business based in Verona, Wisconsin engaged in acquiring surplus commercial 
jet  engines  or  components  and  supplying  surplus  and  aftermarket  commercial  jet  engine  component.  In  October  2016,  the
Company,  through  a  wholly  owned  subsidiary,  acquired  100%  of  the  outstanding  equity  interests  of  Jet  Yard,  LLC  (“Jet 
Yard”)  to  provide  commercial  aircraft  storage,  storage  maintenance  and  aircraft  disassembly/part-out  services  at  facilities
leased  at  the  Pinal  Air  Park  in  Marana,  Arizona.  At  March  31,  2017,  Contrail  Aviation  and  Jet  Yard  comprised  the 
commercial jet engines and parts segment of the Company’s operations. This segment, formerly referred to as the commercial
jet  engines  segment,  was  renamed  to  reflect  its  broader  product  and  service  offerings.  The  Company’s  leasing  segment, 
comprised  of  the  Company’s  Air  T  Global  Leasing,  LLC  subsidiary,  provides  funding  for  equipment  leasing  transactions,
which may include transactions for the leasing of equipment manufactured by GGS and Delphax and transactions initiated by
third  parties  unrelated  to  equipment  manufactured  by  the  Company  or  any  of  its  subsidiaries.  Air  T  Global  Leasing,  LLC 
commenced operations during the quarter ended December 31, 2015. 

f

t

t

Each  business  segment  has  separate  management  teams  and  infrastructures  that  offer  different  products  and  services.  We
evaluate the performance of our business segments based on operating income. For the fiscal year ended March 31, 2017, the
premiums paid to SAIC by the Company were allocated among the operating segments based on segment revenue and certain
identified corporate expense were allocated to the segments based on the relative benefit of those expenses to each segment.  

n

t

77

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Segment data is summarized as follows:  

Operating Revenues:

Overnight Air Cargo 
Ground Equipment Sales: 

Domestic 
International 

Total Ground Equipment Sales 
Ground Support Services 
Printing Equipment and Maintenance 

Domestic 
International 

Total Printing Equipment and Maintenance   
Commercial Jet Engines and Parts:  

Domestic 
International 

Total Commercial Jet Engines 
  Leasing  
Corporate 
Intercompany   

Total  

Operating Income (Loss): 
Overnight Air Cargo 
Ground Equipment Sales 
Ground Support Services 
Printing Equipment and Maintenance 
Commercial Jet Engines and Parts  
  Leasing  
Corporate 
Intercompany   

Total 

Capital Expenditures: 

Overnight Air Cargo 
Ground Equipment Sales 
Ground Support Services 
Printing Equipment and Maintenance 
Commercial Jet Engines and Parts  
  Leasing  
Corporate 
Intercompany   
Total 

Depreciation, Amortization and Impairment: 

Overnight Air Cargo 
Ground Equipment Sales 
Ground Support Services 
Printing Equipment and Maintenance 
Commercial Jet Engines and Parts  
  Leasing  
Corporate 
Intercompany   
Total 

Year Ended March 31,

2017 

2016 

$ 

69,558,334   $ 

68,226,891 

26,922,009  
4,284,000  
31,206,009  
30,453,246  

5,653,997  
4,156,000  
9,809,997  

2,688,902  
4,774,000  
7,462,902  
537,719  
1,136,311  
(1,692,859) 

45,417,216 
6,000,000
51,417,216
24,834,616

2,753,138
1,201,659
3,954,797

- 
- 
- 
19,816
1,068,240
(1,309,638)

148,471,659   $ 

148,211,938

2,723,933   $ 
2,378,812  
(500,712) 
(5,937,522) 
534,762  
422,913  
(2,787,760) 
64,801  

3,283,495 
6,486,846
(1,035,929)
(1,966,626)
-
2,192
(647,888)
(90,427)

(3,100,773)  $ 

6,031,663

95,270   $ 
21,766  
465,718  
9,927  
60,104  
3,070,037  
1,690,109  
(3,066,500) 
2,346,431   $ 

124,793   $ 
597,240  
383,963  
1,738,819  
109,807  
247,323  
174,510  
(194,610) 
3,181,845   $ 

92,707
341,124 
520,243 
16,438 
- 
241,398
275,559
(241,398)
1,246,071 

138,639
518,013
224,878 
313,893 
-
8,724
53,060 
- 
1,257,207 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

The elimination of intercompany revenues is related to the sale of two élan printers by Delphax to ATGL during the fiscal year 2017, along
with the premiums paid to SAIC, and the elimination of intercompany operating income for such period reflects the margins on the sales of 
those assets, elimination of excess depreciation and amortization related to the margin on those assets, and the premiums paid to SAIC. 

78

 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
22. 

COMMITMENTS AND CONTINGENCIES

The Company is involved in various other legal actions and claims arising in the ordinary course of business. Management 
believes  that  these  matters,  if  adversely  decided,  would  not  have  a  material  adverse  effect  on  the  Company's  results  of 
operations or financial position.  

aa

In July 2016, pursuant to the Asset Purchase Agreement, Contrail Aviation agreed to pay as contingent additional deferred 
consideration  up  to  a  maximum  of  $1,500,000  per  year  and  $3,000,000  in  the  aggregate  (collectively,  the  “Earnout
Payments” and each, an “Earnout Payment”), calculated as follows:  

r

(i)  if  Contrail  Aviation generates  EBITDA (as defined  in the  Asset  Purchase Agreement)  in  any Earnout  Period (as 
defined below) less than $1,500,000, no Earnout Payment will be payable with respect to such Earnout Period;

(ii) if Contrail Aviation generates EBITDA in any Earnout Period equal to or in excess of $1,500,000, but less than 
$2,000,000,  the  Earnout  Payment  for  each  such  Earnout  Period  will  be  an  amount  equal  to  the  product  of  (x)  the
EBITDA generated with respect to such Earnout Period minus $1,500,000, and (y) two (2);

f

t

(iii) if Contrail Aviation generates EBITDA in any Earnout Period equal to or in excess of $2,000,000, but less than 
$4,000,000, the Earnout Payment for each such Earnout Period will be equal to $1,000,000; 

(iv) if Contrail Aviation generates EBITDA in any Earnout Period equal to or in excess of $4,000,000, the Earnout 
Payment for each such Earnout Period will be equal to $1,500,000; and 

(v)  if,  following  the  fifth  Earnout  Period,  Contrail  Aviation  has  generated  EBITDA  equal  to  or  in  excess  of 
$15,000,000 in the aggregate during all Earnout Periods, but the Seller has received or is owed less than $3,000,000 in 
aggregate  Earnout  Payments  pursuant  to  clauses  (i)  through  (iv),  above,  Contrail  Aviation  will  make  an  additional
Earnout  Payment  to  the  Seller  in  an  amount  equal  to  the  difference  between  $3,000,000  and  the  aggregate  Earnout 
Payments already received or payable pursuant to clauses (i) through (iv), above. 

t

As used in the Asset Purchase Agreement, “Earnout Period” means each of the first five twelve-full-calendar-month periods
following  the  closing  of  the  acquisition.  The  company  has  estimated  its  liability  with  respect  to  the  Earnout  Payment  of 
$2,900,000, which amount is included in the “Other non-current liabilities” in the consolidated balance sheet at March 31,
2017.  As  a  result  of  the  EBITDA  of  Contrail  Aviation  being  approximately  $2.1  million  for  the  first  Earnout  Period,  the 
Earnout Payment with respect to that Earnout Period is $1,000,000, which amount is payable in October 2017. 

On  the  Contrail  Closing  Date,  Contrail  Aviation  and  the  Seller  entered  into  an  Operating  Agreement  (the  “Operating
Agreement”) providing for the governance of and the terms of membership interests in Contrail Aviation and including put 
and call options (“Put/Call Option”) permitting, at any time after the fifth anniversary of the Contrail Closing Date, Contrail
Aviation at its election to purchase from the Seller, and permitting the Seller at its election to require Contrail Aviation to
purchase from the Seller, all of the Seller’s equity membership interests in Contrail Aviation at a price to be agreed upon, or
failing  such  an  agreement  to  be  determined  pursuant  to  third-party  appraisals  in  a  process  specified  in  the  Operating 
Agreement. 

On October 31, 2016, GAS acquired, effective as of October 1, 2016, substantially all of the assets of D&D GSE Support,
Inc.  (“D&D”)  which  was  in  the  business  of  marketing,  selling and  providing  aviation  repair,  equipment,  parts,  and
maintenance sales services and products at the Fort Lauderdale airport. The total amount paid at closing in connection with 
this acquisition was $400,000, with an additional $100,000 paid 30 days after closing and an additional $100,000 payable in
equal monthly installments of $16,667 commencing on November 1, 2016. Earn-out payments of up to $100,000 may also be 
payable based on specified performance for the twelve-month period ending September 30, 2017.

r

In June 2016, the Company acquired land and entered into an agreement to construct a new corporate headquarters facility in 
Denver,  North  Carolina  for  an  aggregate  amount  of  approximately  $1.9  million.  Construction  was  completed  and  the
Company  relocated  its  corporate  offices  to  this  facility  in  July  2017.  This  facility  will  replace  the  Company’s  current 
headquarters which is leased from an entity owned by certain former officers and directors at an annual rental payment of 
approximately $178,000. 

rr

There are currently no other commitments for significant capital expenditures. 

79

 
 
 
 
 
  
 
 
 
23. 

RELATED PARTY MATTERS

ff

Since 1979 the Company has leased the Little Mountain Airport in Maiden, North Carolina from a corporation whose stock is 
owned  in  part  by  former  officers  and  directors  of  the  Company  and  an  estate  of  which  certain  former  directors  are
beneficiaries.  The  facility  consists  of  approximately  68  acres  with  one  3,000  foot  paved  runway,  approximately  20,000 
square feet of hangar space and approximately 12,300 square feet of office space. The operations of Air T, MAC and ATGL 
are headquartered at this facility. The lease for this facility provides for monthly rent of $14,862 and expires on January 31,
2018,  though  the  lease  may  be  renewed by  us  for  three  additional  two-year  option periods  through January  31,  2024.  The 
Company does not intend to renew the lease to this facility as operations conducted at this facility were relocated to a newly 
constructed,  owned  facility  on  July  31,  2017.  The  lease  agreement  provides  that  the  Company  shall  be  responsible  for
maintenance of the leased facilities and for utilities, taxes and insurance. 

During  the  fiscal  year  ended  March  31, 2016,  the  Company’s  leasing  subsidiary has  acquired  interests  in  two  equipment 
leases  originated  by  Vantage  Financial,  LLC  (“Vantage”)  for  aggregate  payments  to  Vantage  of  approximately  $401,250.
The interests in the acquired leases entitle the Company’s leasing subsidiary to receive lease payments from the third parties 
leasing  the  equipment  for  a  specified  period.  Pursuant  to  the  agreements  between  the  Company’s  leasing  subsidiary  and 
Vantage, Vantage’s fees for servicing the equipment leases for the leasing subsidiary (approximately $1,000) were included 
in  the  acquisition  payments.  William  R.  Foudray,  a  director  of  the  Company,  is  the  Executive  Vice  President  and  a  co-
founder of Vantage. The amounts paid by the Company’s leasing subsidiary to Vantage to acquire these lease assets represent 
approximately 1% of Vantage’s outstanding lease assets at March 31, 2017 and the servicing income represents less than 1% 
of Vantage’s annual revenues. 

u

Contrail  Aviation  leases  its  corporate  and  operating  facilities  at  Verona,  Wisconsin  from  Cohen  Kuhn  Properties,  LLC,  a 
corporation  whose  stock  is  owned  equally  by  Mr.  Joseph  Kuhn,  Chief  Executive  Officer  of  Contrail  Aviation,  and  Mrs. 
Miriam  Kuhn,  Chief  Financial  Officer  of  Contrail  Aviation. The  facility  consists  of  approximately  21,000  square  feet  of 
warehouse  and  office  space.  The  Company  paid  aggregate  rental  payments  of  $111,189  to  Cohen  Kuhn  Properties,  LLC
pursuant to such lease during the period from July 18, 2016 through March 31, 2017. The lease for this facility expires on 
June 30, 2021, though the Company has the option to renew the lease for a period of five years on the same terms. The lease 
agreement provides that the Company shall be responsible for maintenance of the leased facilities and 
for utilities, taxes and 
insurance. The Company believes that the terms of such leases are no less favorable to the Company than would be available 
from an independent third party. 

KK

f

24. 

SUBSEQUENT EVENTS 

Management performs an evaluation of events that occur after a balance sheet date but before financial statements are issued 
or  available  to  be  issued  for  potential  recognition  or  disclosure  of  such  events  in  its  financial  statements.  The  Company
evaluated subsequent events through the date that these consolidated financial statements were issued. 

On  May  2,  2017  and  May  31,  2017,  newly  formed  subsidiaries,  AirCo,  LLC  and  AirCo  Services,  LLC  (collectively,
“AirCo”), acquired the inventory and principal business assets, and assumed specified liabilities, of Aircraft Instrument and 
Radio  Company,  Incorporated,  and  Aircraft  Instrument  and  Radio  Services,  Inc.  The  acquired  business,  which  is  based  in 
Wichita, Kansas, distributes and sells airplane and aviation parts and maintains a license under Part 145 of the regulations of
the  Federal  Aviation  Administration.  The  consideration  paid  for  the  acquired  assets  was  approximately  $2,400,000.
Following the acquisition, AirCo is included in the commercial jet engines and parts segment of the Company’s operations. 

On  May  2,  2017,  the  Company  and  certain  of  its  subsidiaries  entered  into  an  amendment  to  the  agreement  governing  the 
Company’s $25.0 million Revolving Credit Facility to establish a separate $2,400,000 term loan facility under that agreement
(the “Term Loan”). Each of the Company and such subsidiaries are obligors with respect to the Term Loan, which matures on
May 1, 2018, with equal $200,000 installments of principal due monthly, commencing June 1, 2017. Interest on the Term 
Loan  is  payable  monthly  at  a  per  annum  rate  equal  to  25  basis  points  above  the  interest  rate  applicable  to  the  Revolving
Credit Facility. The proceeds of the Term Loan were used to fund the acquisition of the AirCo business. The Term Loan is 
secured by the existing collateral securing borrowings under the Revolving Credit Facility, including such acquired assets. 
The amendment also provided that the consolidated asset coverage ratio covenant will not be measured for the fiscal quarters 
ending June 30, 2017, September 30, 2017 and December 31, 2017. 

On May 5, 2017, Contrail Aviation entered into a loan agreement (the “Contrail Loan Agreement”) with a bank lender to replace 
the Contrail Credit Agreement described in Note 10. The Contrail Loan Agreement provides for revolving credit borrowings by 
Contrail Aviation in an amount up to $15,000,000, with the available borrowing amount not limited by a borrowing base, though 
the  Contrail Loan Agreement  provides  that the lender  is not obligated  to advance loans under the Contrail Loan Agreement  if 

tt

80

there  occurs  a  material  adverse  change  in  Contrail  Aviation’s  or  the  Company’s  financial  condition  or  in  the  value  of  any 
collateral  securing  the  loans  made  thereunder  and  an  annual  appraisal  of  inventory  is  required.
Borrowings  under  the  Contrail
Loan Agreement bear interest at an annual rate equal to one-month LIBOR plus 3.00%. 

aa

The obligations  of  Contrail Aviation under  the Contrail Loan Agreement  are  secured by a first-priority  security  interest  in 
substantially all of the assets of Contrail Aviation and are also guaranteed by the Company, with such guaranty limited in
amount to a maximum of $1,600,000, plus interest on such amount at the rate of interest in effect under the Contrail Loan
Agreement,  plus  costs  of  collection.  The  Contrail  Loan  Agreement  contains  affirmative  and  negative  covenants,  including
covenants  that  restrict  Contrail  Aviation’s  ability  to  make  acquisitions  or  investments,  make  certain  changes  to  its  capital
structure,  and  engage  in  any  business  substantially  different  that  it  presently  conducts.  The  Contrail  Loan  Agreement  also 
contains financial covenants applicable to Contrail Aviation, including maintenance of a Cash Flow Coverage Ratio of 2.0 to 
1.0, a Tangible Net Worth of not less than $3,500,000, and a Debt Service Coverage Ratio of 1.1 to 1.0, as such terms are
defined in the Contrail Loan Agreement.  

The Contrail Loan Agreement contains events of default including, without limitation, nonpayment of principal, interest or 
other obligations, violation of covenants, if both Contrail Aviation’s current chief executive officer and chief financial officer 
cease  to  oversee  day-to-day  operations  of  Contrail  Aviation,  cross-default  to  other  debt,  bankruptcy  and  other  insolvency
events,  actual  or  asserted  invalidity  of loan  documentation,  or  material  adverse  ch
anges  in  Contrail  Aviation’s  financial
condition. The Contrail Loan Agreement provides that all loan proceeds are to be used solely for Contrail Aviation’s business
operations, unless specifically consented to the contrary by lender in writing.

f

On  June  7,  2017,  the  Company’s  SAIC  subsidiary  invested  $500,000  for  a  40%  interest  in  TFS  Partners  LLC  (“TFS
Partners”),  a  single-purpose  investment  entity  organized  by  SAIC  and  other 
investors  for  the  purpose  of  making  an
t
investment in a limited liability company, The Fence Store LLC (“Fence Store LLC”), organized for the purpose of acquiring 
substantially all of the assets of The Fence Store, Inc. (“Fence Store Inc.”). 
TFS Partners acquired a 60% interest in Fence 
Store LLC, which has completed the purchase of substantially all of the assets of Fence Store Inc. Prior to this transaction, 
Fence Store Inc. operated a business under the tradename “Town and Country Fence”, selling and installing residential and 
commercial fencing in the greater Twin Cities, Minnesota area. Fence Store LLC intends to continue this business. 

f

Pursuant to a Fifth Amendment and Waiver Agreement effective as of June 28, 2017 among Air T, MAC, GGS, CSA, GAS,
ATGL,  Stratus  Aero  Partners  LLC,  Jet  Yard,  AirCo  and  the  lender  under  the  Revolving Credit  Facility,  the  agreement 
governing the Revolving Credit Facility was amended to provide that the interest rates on the revolving loans made under the
Revolving Credit Facility and on the Term Loan would each be increased by an additional 0.25% per annum from the date of 
the amendment until the second business day after delivery of a compliance certificate for the quarter ending March 31, 2017
or any subsequent fiscal quarter end showing compliance with the financial covenants required under the Revolving Credit 
Facility. Pursuant to the amendment, the lender waived compliance with the maximum consolidated leverage ratio covenant 
under the Revolving Credit Facility at the March 31, 2017 measurement date and agreed that such covenant will not be tested 
at the June 30, 2017 measurement date. 

Pursuant  to  a  2017  Amendment  to  Security  Agreement  and  Consent  and  Waiver  effective  as  of  August  3,  2017  among  the  Company, 
certain of its subsidiaries and the lender under the Revolving Credit Facility, the lender agreed to waive the default under the agreement 
governing the Revolving Credit Facility arising from the failure of the Company to deliver to such lender audited consolidated financial
statements for the fiscal year ended March 31, 2017 within 120 days after the end of such fiscal year and the requirement that a subsidiary
newly organized in Ontario, Canada (the “Ontario Subsidiary”) join the agreement governing the Revolving Credit Facility as a borrower, 
to  consent  to  Air  T  guarantying  obligations  of  the  Ontario  Subsidiary  under  a  lease  for  facilities  in  Ontario  and  to  amend  the security
agreement securing obligations under the Revolving Credit Facility to, among other things, require a pledge of only 65% of the outstanding
equity of foreign subsidiaries.

On August 29, 2017, the Company and certain of its subsidiaries entered into a Sixth Amendment and Waiver Agreement effective as of August 
29,  2017  (the  “Sixth  Amendment”)  with  the  lender  under  the  Revolving  Credit  Facility.  The  Sixth  Amendment  amended  the  agreement
governing the Revolving Credit facility to extend the maturity of the Revolving Credit Facility from April 1, 2018 to April 1, 2019, to adjust the 
definition of “Consolidated EBITDA” to exclude from the calculation of Consolidated EBITDA, during the period from January 1, 2016 through 
June 30, 2017, any unrealized gains or losses attributable to the ownership of equity interests in Insignia Systems, Inc., and to waive the default 
arising  under  the  agreement  governing  the  Revolving  Credit  Facility  from  the  failure  of  the  Company  to  deliver  (i)  consolidated financial
statements for the fiscal quarter that ended June 30, 2017 within the time period required under such agreement and (ii) the covenant compliance 
certificates for the fiscal quarters that ended March 31, 2017 and June 30, 2017 within the time periods required under such agreement.

gg

d

Pursuant  to  a  Seventh  Amendment  and  Waiver  Agreement effective  as  of  October  6,  2017  (the  “Seventh  Amendment”)  among  Air  T,
MAC, GGS, CSA, GAS, ATGL, Stratus Aero Partners LLC, Jet Yard, AirCo and the lender under the Revolving Credit Facility, the lender 
g
waived the requirement that a newly formed limited purpose subsidiary of the Company join the agreement governing the Revolving Credit 
Facility  as  a  borrower  and,  in  connection  with  the  restatement  of  the  Company’s  consolidated  financial  statements  for  certain  p
eriods 
f
within the fiscal year ended March 31, 2017, the lender also waived compliance with the minimum tangible net worth covenant under the
Revolving Credit Facility at the December 31, 2016 and March 31, 2017 measurement dates. 

81

In light of persisting events of default under the Delphax Senior Credit Agreement, on July 13, 2017, the Company delivered a demand for 
payment  and  Notice  of  Intention  to  Enforce  Security  to  Delphax Canada.  On  August  10,  2017,  the  Company  foreclosed  on  all  personal
property and rights to undertakings of Delphax Canada. The Company foreclosed as a secured creditor with respect to amounts owed to it 
by  Delphax  Canada  under  the  Delphax  Senior  Credit  Agreement.  The  Company  provided  notice  of  its  intent  to  foreclose  to  Delphax 
Canada  and  its secured  creditors  and  shareholder  on  July  26,  2017.  The  outstanding  amount  owed  to  the  Company  by  Delphax  Canada
under the Delphax Senior Credit Agreement on July 26, 2017 was approximately $1,510,000. The Company also submitted an application 
to  the  Ontario  Superior  Court  of  Justice  in  Bankruptcy  and  Insolvency  (the  "Ontario  Court")  seeking  that  Delphax  Canada  be  adjudged 
bankrupt.  On  August  8,  2017,  the  Ontario  Court  issued  an  order  adjudging  Delphax  Canada  to  be  bankrupt.  The  recipients  of  the 
foreclosure  notice  did  not  object  to  the  foreclosure  or  redeem.  As  a  result,  the  foreclosure  was  completed  on  August  10,  2017, and  the 
Company  accepted  the  personal  property  and  rights  to  undertakings  of  Delphax  Canada  in  satisfaction  of  the  amount  secured  by  the 
Delphax Senior Credit Agreement.

A  newly  organized  subsidiary  of  Air  T  leases  12,206  square  feet  of  space  in  a  building  located  in  Mississauga,  Ontario.  The  lease
commenced  on  August  1,  2017  and  terminates  on  July  31,  2020.  Annual  rent  under  the  lease  escalates  annually,  with  annual  rent  of 
approximately $94,600 (CDN) for the first year and approximately $97,000 (CDN) in the third year. The subsidiary’s obligations under the
lease have been guaranteed by Air T.

The lease of production facilities in Mississauga, Ontario by Delphax Canada has been terminated effective upon removal of the property
foreclosed upon by Air T. 

Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure.

None 

Item 9A. Controls and Procedures.

Disclosure Controls 

Our Chief Executive Officer and Chief Financial Officer, referred to collectively herein as the Certifying Officers, are responsible for establishing 
and maintaining our disclosure controls and procedures that are designed to ensure that information relating to the Company required to be disclosed 
in the reports that the Company files or submits under the Securities Exchange Act of 1934 is recorded, processed, summarized and reported within 
the time periods specified in the Securities and Exchange Commission’s rules and forms, including ensuring that such information is accumulated 
and communicated to the Company’s management, including the Chief Executive Officer and the Chief Financial Officer, as appropriate to allow 
timely decisions regarding required disclosure. The Certifying Officers have reviewed and evaluated the effectiveness of the Company’s disclosure 
controls and procedures (as defined in Rules 240.13a-15(e) and 15d-15(e) promulgated under the Securities Exchange Act of 1934) as of March 31, 
2017.  As  a  result  of  material  weaknesses  in  internal  control  over  financial  reporting  described  below,  our  Chief  Executive  Officer  and  Chief 
Financial Officer concluded that, as of March 31, 2017, the Company’s disclosure controls and procedures were not effective. However, we believe 
that the consolidated financial statements in this annual report fairly present, in all material respects, the Company’s consolidated financial condition 
as of March 31, 2017 and 2016, and consolidated results of its operations and cash flows for the years then ended, in conformity with U.S. generally
accepted accounting principles (“GAAP”).

qq

aa

tt

82

 
  
Management’s Report on Internal Control Over Financial Reporting 

q

ncial  reporting,  as  such  term is m
Our  management  is  responsible  for  establishing  and  maintaining  adequate  internal  control  over  fina
defined in Exchange Act Rules 13a15(f) and 15d-15(f). Under the supervision and with the participation of management, including
our Chief Executive Officer and Chief Financial Officer, we conducted an evaluation of the effectiveness of our internal controls over 
financial  reporting  based  on  the  framework  in  Internal  Control  —  Integrated  Framework  (2013)  issued  by  the  Committee  of 
Sponsoring Organizations of the Treadway Commission (“COSO”). This evaluation did not include an evaluation of effectiveness of
internal controls over financial reporting with respect to Contrail Aviation and Jet Yard. As described in Part I, Item 1 of this Form 10-
K,  we  acquired  Contrail  Aviation  and  Jet  Yard  during  the  fiscal  year  ended  March  31,  2017.  The  operating  revenues  from  the 
respective date of our acquisition of these subsidiaries through March 31, 2017 were approximately $6,226,000 (4% of consolidat
ed
operating  revenues)  and  $1,234,000  (1% of  consolidated operating  revenues),  respectively.  Contrail Aviation’s  and  Jet  Yard’s  total 
assets  at  March  31,  2017  were $10,941,000  (16%  of  consolidated  total  assets)  and  $
183,000  (0%  of  consolidated  total  assets),
respectively. 

d

y

aa

tt

A material weakness is a deficiency, or a combination of deficiencies, in internal control over financial reporting, such that there is a 
reasonable possibility that a material misstatement of our consolidated annual or interim financial statements will not be prevented or 
t
detected on a timely basis. Our management has concluded that, as of March 31, 2017, 

the following material weaknesses existed:

(cid:404)  A  weakness  with  respect  to  internal  controls  over  revenue  recognition  due  to  a  lack  of  formalized  procedures  for  the
documentation of revenue arrangements at GAS, including a lack of procedures requiring service contracts to be signed by
all parties, for documentation of oral service contracts and acceptance of parts and services by customers, and to confirm 
that invoices are appropriately sent to customers.
Additionally, we  identified a  weakness  in our GGS  segment’s  process  to  determine  both 1) when  to  apply  the  completed 
contract method for certain contracts with the U.S. Government or related prime contractors and 2) when contracts for which 
we apply the completed contract method are “substantially complete” for revenue 

recognition purposes;

a

(cid:404) A  lack  of  an  effective  internal  control  environment  at  Delphax,  including  insufficient  account  reconciliation,  financial 
statement review, and segregation of duties controls, as well as a lack of procedures for the proper maintenance of records to 
support balances within Delphax’s financial statements; 

(cid:404) A lack of effective internal controls for the analysis of the accounting guidance applicable to recognition of our investments
in  Delphax.  Specifically,  our  previous  conclusions  that  Delphax  was  a  VIE  and  that  Air  T  was  Delphax’s  primary
beneficiary were based in part on considerations which were not supportable under GAAP; 

(cid:404) An  application  of  an  inappropriate  methodology  for  attributing  the  net  income  or  loss  of  Delphax  to  the  non-controlling 
interests. Specifically, our attribution was based solely on our ownership of the Series B Preferred Stock rather than on a
methodology that gave appropriate consideration to all of Air T’s investments in Delphax and Delphax Canada. As a result 
of  our  failure  to  establish  an  appropriate  attribution  methodology  it  was  necessary  to  restate  our  fiscal  year  2016 
consolidated  financial  statements  originally  included  on  Form  10-K  for  the  fiscal  year  ended  March  31,  2016  and  our 
unaudited condensed consolidated financial statements originally included on Form 10-Q for the periods ended December 
31, 2015, June 30, 2016, September 30, 2016, and December 31, 2016; and 

m

(cid:404)  A weakness with respect to internal controls over monitoring compliance with financial covenants stipulated by our senior 

secured revolving credit facility.

83

 
 
 
As a result of the material weaknesses in internal control described above, our management has concluded that, as of March 31, 2017, 
our internal control over financial reporting was not effective based on the criteria in Internal Control — Integrated Framework (2013)
issued by issued by COSO. In light of the material weaknesses discussed above, we performed additional analyses and procedures in
order to conclude that our consolidated financial statements in this Form 10-K for the year ended March 31, 2017 are fairly presented, 
in all material respects, in accordance with GAAP.

r

The  Company’s  development  of  its  plan  to  remediate  these  material  weaknesses  is  ongoing.  While  such  plan  has  not  yet  been
finalized, the Company anticipates that its plan will include the following elements:

(cid:404)  Establishment  of  written  procedures  at  GAS  for  the  documentation  of  revenue  arrangements,  including  procedures  for  the 
receipt, retention and review of written agreements and review and retention of evidence of delivery of parts and customer
acceptance of services, as applicable, and procedures for the confirmation of the timely transmission of customer invoices, 
and training of GAS accounting personnel with respect to such procedures. Additionally, the formalization of GGS’s process 
of determining both when application of the completed contract method for certain contracts with the U.S. Government or 
related  prime  contractors  is  appropriate  and  when,  for  contracts  for  which  we  apply  the  completed  contract  method,  our 
performance is “substantially complete” for revenue recognition purposes; and 

(cid:404) Further  engagement  of  accounting  consultants  to  assist  the  Company  with  respect  to  accounting  for  complex  accounting

transactions.

(cid:404) Timely  consultation  with  our  senior  lender,  including  receipt  of  associated  written  confirmation,  regarding  any  points  of 

interpretation with respect to covenant provisions and definitions.

With  respect  to  the  deficiencies  in  internal  control  over  financial  reporting  at  Delphax  described  above,  the  Company’s  plan  for 
remediation will be developed following consultation with Delphax. 

This  annual  report  does  not  include  an  attestation  report  of  our  independent  registered  public  accounting  firm  regarding  internal 
control over financial reporting. Management’s report was not subject to attestation by the Company’s registered public accounting 
firm  pursuant  to  the  rules  of  the  Securities  and  Exchange  Commission  that  permit  us  to  provide  only  management’s  report  in  this
annual report. 

Limitations on Controls 

Our management, including our Chief Executive Officer and Chief Financial Officer, does not expect that our disclosure controls or 
our  internal  control  over  financial  reporting  will  prevent  or  detect  all  errors  and  a
ll  fraud.  A  control  system,  no  matter  how  well 
designed and operated, can provide only reasonable, not absolute, assurance that the control system’s objectives will be met. Internal 
control over financial reporting is a process that involves human diligence and compliance and is subject to lapses in judgment and 
breakdowns resulting from human failures. In addition, the design of any system of controls is based in part on certain assumptions
about the likelihood of future events, and controls may be
come inadequate if conditions change. There can be no assurance that any 
design will succeed in achieving its stated goals under all potential future conditions. 

rr

f

t

Changes in Internal Controls

There were no changes in the Company’s internal controls over financial reporting during the fourth quarter of fiscal year 2017 that 
may have materially affected, or are reasonably likely to materially affect, the Company’s internal control over financial reporting.

Item 9B.

Other Information.

None 

84

 
 
 
 
 
 
 
 
 
 
 
Item 10.

Directors, Executive Officers and Corporate Governance.

PART III

[Certain information has been omitted and is included in the Company’s proxy statement for its 2017 annual meeting of stockholders.] 
Code of Ethics.

The Company has adopted a code of ethics applicable to its executive officers and other employees. A copy of the code of ethics is 
available on the Company’s internet website at http://www.airt.net. The Company intends to post waivers of and amendments to its
code  of  ethics  applicable  to  its  principal  executive  officer,  principal  financial  officer,  principal  accounting  officer  or  controller  or 
persons performing similar functions on its Internet website. 

tt

Item 11. Executive Compensation. 

[Certain information has been omitted and is included in the Company’s prox
stockholders.]

n

y statement for its 2017 annual meeting of 

Item 12.

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.

[Certain information has been omitted and is included in the Company’s proxy statement for its 2017 annual meeting of stockholders.] 

Equity Compensation Plan Information

The following table provides information as of March 31, 2017, regarding shares outstanding and available for issuance under Air T, 
Inc.’s existing equity compensation plans. 

Plan Category 

Equity compensation plans approved by security holders 

Equity compensation plans not approved by security holders 

Total 

Number of securities to
be issued upon exercise 
of outstanding options,
warrants and rights 

Weighted-average 
exercise price of 
outstanding options,
warrants and rights 

Number of securities
remaining available for 
future issuance under 
equity compensation 
plans (excluding
securities listed in
first column) 

  10,000

$ 

  -

  10,000

$ 

10.08    

  -    

10.08    

  0

  -

  0

Item 13. Certain Relationships and Related Transactions and Director Independence.

[Certain information has been omitted and is included in the Company’s proxy statement for its 2017 annual meeting of stockholders.] 

Item 14. Principal Accounting Fees and Services.

[Certain information has been omitted and is included in the Company’s proxy statement for its 2017 annual meeting of stockholders.] 

85

 
   
    
 
 
 
 
 
 
 
 
 
Item 15. Exhibits and Financial Statement Schedules 

1. 

Financial Statements 

PART IV

   a. 

The following are incorporated herein by reference in Item 8 of Part II of this report:

(i)
(ii)
(iii)
(iv)
(v)
(vi)
(vii) 

Report of Independent Registered Public Accounting Firm – BDO USA, LLP 
Report of Independent Registered Public Accounting Firm – Dixon Hughes Goodman LLP 
Consolidated Balance Sheets as of March 31, 2017 and 2016. 
Consolidated Statements of Income and Comprehensive Income for the years ended March 31, 2017 and 2016. 
Consolidated Statements of Stockholders’ Equity for the years ended March 31, 2017 and 2016. 
y
Consolidated Statements of Cash Flows for the years ended Ma
r
Notes to Consolidated Financial Statements.

rch 31, 2017 and 2016.

3. 

Exhibits

No.

3.1 

3.2 

4.1 

10.1 

10.2 

10.3 

10.4 

Description

Restated Certificate of Incorporation, Certificate of Amendment to Certificate of Incorporation dated September 25, 
2008,  Certificate  of  Designation  dated  March  26,  2012  and  Certificate  of  Designation  dated  December  15,  2014,
incorporated  by  reference  to  Exhibit  3.1  of  the  Company’s  Quarterly  Report  on  Form  10  Q  for  the  period  ended
December 31, 2014 (Commission File No. 001-35476) 

Amended and Restated By-laws of the Company, incorporated by reference to Exhibit 3.1 of the Company’s Current
Report on Form 8-K dated November 21, 2012 (Commission File No. 001-35476) 

Specimen Common Stock Certificate, incorporated by reference to Exhibit 4.1 of the Company’s Annual Report on
Form 10 K for fiscal year ended March 31, 1994 (Commission File No. 001-35476)

Aircraft Dry Lease and Services Agreement effective as of June 1, 2015 between Federal Express Corporation and 
Mountain Air Cargo, Inc., incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10
Q  for  the  quarterly  period  ended  June  30,  2015 (Commission  File  No.  001-35476)  (Certain  information  has been 
 the Securities and Exchange
ff
omitted from this exhibit pursuant to the request for confidential treatment submitted to
Commission. The omitted information has been separately filed with the Securities and Exchange Commission.)

Premises and Facilities Lease dated November 16, 1995 between Global TransPark Foundation, Inc. and Mountain
Air Cargo, Inc., incorporated by reference to Exhibit 10.5 to Amendment No. 1 on Form 10-Q/A to the Company’s 
Quarterly Report on Form 10-Q for the period ended December 31, 1995 (Commission File No. 001-35476)

Second  Amendment  to  Premises  and  Facilities  Lease dated  as  of  October  15,  2015  between  Global  TransPark
Foundation, Inc. and Mountain Air Cargo, Inc., incorporated by reference to Exhibit 10.3 to the Company’s Annual 
Report on Form 10-K for the fiscal year ended March 31, 2016 (Commission File No. 001-35476)

Lease  Agreement  dated  as  of  December  17,  2013  between  R.W.B.C.,  L.L.C.  and  Global  Ground  Support,  LLC,
incorporated by reference to Exhibit 10.6 to the Company’s Annual Report on Form 10-K for the fiscal year ended
March 31, 2014 (Commission File No. 001-35476) 

86

 
 
 
 
 
 
 
 
 
 
  
  
  
  
 
 
 
 
 
 
 
10.5 

10.6 

10.7 

10.8 

10.9 

Lease Agreement between Little Mountain Airport Associates, Inc. and Mountain Air Cargo, Inc., dated June 16,
2006, incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10 Q for the period
ended June 30, 2006 (Commission File No. 001-35476)

Amendment  to  Lease  Agreement  between  Little  Mountain Airport  Associates,  Inc.  and  Mountain  Air  Cargo,  Inc.
dated May 27, 2014 incorporated by reference to Exhibit 10.6 to the Company’s Annual Report on Form 10-K for
the fiscal year ended March 31, 2015 (Commission File No. 001-35476)  

Credit Agreement dated April 1, 2015 between Air T, Inc., Mountain Air Cargo, Inc., Global Ground Support, LLC, 
CSA Air, Inc. Global Aviation Services, LLC and Branch Banking and Trust Company, incorporated by reference to 
Exhibit 10.1 to the Company’s Current Report on Form 8 K dated April 7, 2015 (Commission File No. 001-35476) 

First Amendment dated as of July 15, 2016 among Air T, Inc., Mountain Air Cargo, Inc., Global Ground Support,
LLC,  CSA  Air,  Inc.,  Global  Aviation  Services,  LLC,  Air T  Global  Leasing,  LLC  and  Branch  Banking  and  Trust
Company, incorporated by reference to Exhibit 10.3 to the Company’s Current Report on Form 8-K dated July 19,
2016 (Commission File No. 001-35476) 

Consolidated Second Amendment dated as of August 9, 2016 among Air T, Inc., Mountain Air Cargo, Inc., Global
Ground  Support,  LLC,  CSA  Air,  Inc.,  Global  Aviation  Services,  LLC,  Air  T  Global  Leasing,  LLC  and  Branch
Banking and Trust Company, incorporated by reference to Exhibit 10.6 to the Company’s Quarterly Report on Formrr
10-Q for the period ended September 30, 2016 (Commission File No. 001-35476)

10.10  Securities  Purchase  Agreement  dated  as  of  October  2,  2015  among  Delphax  Technologies,  Inc.,  Delphax
Technologies Canada Limited and Air T, Inc., incorporated by reference to Exhibit 10.1 to the Company’s Quarterly 
Report on Form 10 Q for the period ended December 31, 2015 (Commission File No. 001-35476) 

y

10.11  Securities Purchase Agreement dated as of July 1, 2016 among Sardar Biglari, Biglari Capital Corp., The Lion Fund
II, L.P. and Air T, Inc., incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K
dated July 1, 2016 (Commission File No. 001-35476) 

10.12  Asset  Purchase  Agreement  dated  as  of  July  18, 2016  between  Contrail Aviation  Support,  LLC,  Contrail  Aviation 
Support, Inc. and Joseph Kuhn, incorporated by reference to Exhibit 2.1 to the Company’s Current Report on Form
8-K dated July 19, 2016 (Commission File No. 001-35476)

10.13  Credit Agreement dated as of July 18, 2016 between Contrail Aviation Support, LLC and BMO Harris Bank N.A.,
incorporated  by  reference  to  Exhibit  10.2  to  the  Company’s  Current  Report  on  Form  8-K  dated  July  19,  2016 
(Commission File No. 001-35476)

10.14  Air T, Inc. 2005 Equity Incentive Plan, incorporated by reference to Annex C to the Company’s proxy statement on
Schedule  14A  for  its  annual  meeting  of  stockholders  on  September  28,  2005,  filed  with  the  SEC  on  August  12,
2005* (Commission File No. 001-35476)

10.15  Form  of Air  T,  Inc.  Director  Stock Option Agreement  (2005  Equity  Incentive Plan),  incorporated by reference  to 
Exhibit  10.22  to  the  Company’s  Annual  Report  on  Form  10  K  for  the  fiscal  year  ended  March  31,  2006*
(Commission File No. 001-35476)

m

10.16  Employment Agreement dated as of March 26, 2014 between the Company and Nicholas J. Swenson, incorporated 
by reference to Exhibit 10.1 to the Company’s Current Report on Form 8 K dated March 26, 2014* (Commission
File No. 001-35476)

87

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
21.1 

List of subsidiaries of the Company (filed herewith) 

23.1 

Consent of BDO USA, LLP (filed herewith) 

23.2 

Consent of Dixon Hughes Goodman LLP (filed herewith)

31.1 

Section 302 Certification of Chief Executive Officer (filed herewith) 

31.2 

Section 302 Certification of Chief Financial Officer (filed herewith)

32.1 

ff
Section 1350 Certification of Chief Executive Off

f

icer (filed herewith)

32.2 

Section 1350 Certification of Chief Financial Officer (filed herewith) 

 101 

The following financial information from the Annual Report on Form 10-K for the year ended March 31, 2017,
formatted in XBRL (Extensible Business Reporting Language): (i) the Consolidated Statements of Income and 
Comprehensive Income, (ii) the Consolidated Balance Sheets, (iii) the Consolidated Statements of Cash Flows, (iv)
the Consolidated Statements of Stockholders Equity, and (v) the Notes to the Consolidated Financial Statements 
(filed herewith).

* Management compensatory plan or arrangement required to be filed as an exhibit to this report. 

Item 16. Form 10-K Summary

We have chosen not to include an optional summary of the information required by this Form 10-K. For a reference to the information
in this Form 10-K, investors should refer to the Table of Contents to this Form 10-K. 

88

  
  
  
  
  
  
  
 
SIGNATURES

Pursuant  to  the  requirements  of  Section  13  or  15(d)  of  the  Securities  Exchange  Act  of  1934,  the  registrant  has  duly

caused this report to be signed on its behalf by the undersigned, th

f

ereunto duly authorized.

AIR T, INC. 

By: 

/s/ Nick Swenson 
Nick Swenson, Chairman, President and 
Chief Executive Officer and Director 
(Principal Executive Officer) 

By: 

/s/ Candice Otey 
Candice Otey, Chief Financial Officer 
(Principal Financial and Accounting Officer) 

By: 

/s/ Seth Barkett 
Seth Barkett, Director 

By: 

/s/ Raymond Cabillot 
Raymond Cabillot, Director 

By: 

/s/ William R. Foudray 
William R. Foudray, Director 

By: 

/s/ Gary S. Kohler 
Gary S. Kohler, Director 

By: 

/s/ Andrew L. Osborne 
Andrew L. Osborne, Director 

By: 

/s/ J. Andrews Reeves 
J. Andrews Reeves, Director 

By: 

/s/ Andrew Stumpf 
Andrew Stumpf, Director 

Date: October 13, 2017

Date: October 13, 2017 

Date: October 13, 2017

Date: October 13, 2017 

Date: October 13, 2017 

Date: October 13, 2017 

Date: October 13, 2017

Date: October 13, 2017 

Date: October 13, 2017

  
  
  
 
  
  
 
  
  
 
  
 
 
  
  
  
  
  
 
  
  
 
 
  
  
  
  
  
 
  
  
 
 
  
  
  
 
  
  
 
  
  
  
  
 
  
  
 
  
  
  
  
 
  
  
 
 
  
  
  
 
  
  
 
 
  
  
  
 
  
  
 
  
  
  
  
 
  
  
 
 
  
 
 
 
 
BOARD OF DIRECTORS

EXECUTIVE OFFICERS 

CORPORATE INFORMATION 

Seth G. Barkett 
Portfolio Manager  
Groveland Capital, LLC, an  
investment fund 

Nicholas J. Swenson 
Chief Executive Officer and 
President 

CORPORATE OFFICE 
5930 Balsom Ridge Road 
Denver, NC  28037
(828) 464-8741

INDEPENDENT AUDITORS 
BDO USA, LLP
Charlotte, North Carolina

BANK
Branch Banking and Trust Company
Charlotte, North Carolina

TRANSFER AGENT
American Stock Transfer & Trust Company
New York, New York 

STOCK MARKET INFORMATION
Nasdaq Capital Market 
Trading Symbol:  AIRT

Raymond E. Cabilllot 
Chief Executive Officer 
Farnam Street Capital, Inc. and  
Farnam Street Partners, LP, a private 
Investment partnership 

Candice Otey 
Vice President - Finance 
Chief Financial Officer and 
Secretary 

William R. Foudray
Executive Vice President
Vantage Financial, LLC, an  
equipment leasing and finance  
company 

Gary S. Kohler 
Chief Investment Officer
Blue Clay Capital Management, LLC, 
an investment management firm 

Andrew L. Osborne 
Chief Executive Officer and 
Sole Managing Member  
Kingsbury Run Capital, LLC, an  
investment management firm 

John A. Reeves
Airline Executive, Retired 

Andrew J. Stumpf 
Partner  
Storm Lake Capital, LLC, a 
private investment group 

Nicholas J. Swenson 
Chairman of the Board and  
Chief Executive Officer -  Air T, Inc.

 
 
 
 
 
 
 
 
 
 
Air T, Inc. 

5930 Balsom Ridge Road 

Denver, NC  28037