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Albertsons

aci · NYSE Consumer Defensive
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Sector Consumer Defensive
Industry Grocery Stores
Employees 10,000+
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FY2020 Annual Report · Albertsons
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A Year of  

Transformation

2020 Annual Report

2,277 
retail stores

400 
fuel stations

$70 billion 
FY 2020 sales

One of the largest 
retail employers, 
providing  
300,000 jobs

Home delivery
reaching 90%+ 
of our customer 
base

1,420
Drive Up and Go 
locations

25+ million 
loyalty members

1,727 
in-store 
pharmacies

22
distribution 
centers

20
manufacturing 
plants 

Thank you to our 
300,000 amazing 
associates for 
their unwavering 
commitment to 
take care of our 
customers, our 
communities and 
each other during 
every twist and turn 
of the pandemic 
over the last year.

2020 ANNUAL REPORT 

PAGE 1

Locally

great.

Nationally

strong.

We operate in 34 states  
and the District of Columbia

Albertsons Companies is a leading 
food and drug retailer in the United 
States, with both a strong local 
presence and national scale. 
Albertsons Companies is committed 
to helping people across the 
country live better lives by making a 
meaningful difference, neighborhood 
by neighborhood.

0.00

8711.25

17422.50

26133.75

34845.00

43556.25

52267.50

60978.75

69690.00

2018

2019

2020

2018

2019

2020

Financial Highlights

TOTAL SALES (dollars in millions)

IDENTICAL (ID) SALES

2018

2019

2020

$60,535

$62,455

$69,690

2018

2019

2020

1.0%

2.1%

ADJUSTED EBITDA (dollars in millions)

ADJUSTED EPS

2018

2019

2020

$2,741

$2,834

$0.74

$1.04

2018

2019

2020

$4,524

2018

2019

2020

2018

2019

2020

16.9%

$3.24

-2.000

2.725

7.450

12.175

16.900

0.0

565.5

1131.0

1696.5

2262.0

2827.5

3393.0

3958.5

4524.0

-0.40

0.12

0.64

1.16

1.68

2.20

2.72

3.24

Adjusted EBITDA and Adjusted Net Income Per Class A Common Share (Adjusted EPS) are Non-GAAP financial measures.  For definitions, the reconciliation of the 
Non-GAAP financial measure to the most comparable GAAP financial measure and other related disclosure, see “Part II Item 7. Management’s Discussion and 
Analysis of Financial Condition and Results of Operations” of our Annual Report on Form 10-K for the fiscal year ended February 27, 2021.

PAGE 2

TRANSFORMATION

A Year of  

Transformation

To Our Shareholders, 

Fiscal 2020 was a year like no other, and I am thankful for our associates’ unwavering commitment to take 
care of our customers, our communities and each other throughout the COVID-19 pandemic. They stepped 
up when our communities closed down and made sure that our neighbors had food and continued access 
to our pharmacies. Our hearts go out to all of those directly impacted by the virus. Last year was also a period 
of social unrest underpinned by racial tension. I am proud of our teams for taking a stand on the values we 
hold dear as a company. It is important to us that we push for progress by promoting inclusiveness.

At the same time, fiscal 2020 was a year of transformation at Albertsons Companies that will better position 
the company for growth. We deepened our customer relationships, enhanced our digital capabilities, made 
significant progress towards achieving our productivity targets, and strengthened a culture focused on being 
locally great and nationally strong.

It was also a year of strong performance. Our full year results reached record levels with ID sales up 16.9%, total 
sales of $70 billion, Adjusted EBITDA of over $4.5 billion, and Adjusted EPS of $3.24. Our digital sales grew 258% 
during the year, as our improved capabilities enabled us to meet growing customer demand. 

Consistent execution against our four strategic priorities drove our results: 1) accelerating growth through 
in-store, digital, and omni-channel initiatives, 2) driving productivity, 3) modernizing our technology, and 
4) strengthening our talent and culture.

Accelerating Growth  
In-Store Excellence

Our associates stepped up to provide our customers a safe and friendly one-stop shopping experience, 
supported by our abundant fresh and Own Brands assortment. As customers were eating more at home, 
we were able to meet increasing demand with the quality and breadth of our fresh offering. We also added 
1,200 new items to our Own Brands portfolio to meet our customers’ needs, offering a range of products from 
attractive opening price points to truly unique, high-quality items. Even in the face of COVID-19 restrictions, we 
completed 409 store remodels designed to enhance the shopping experience and opened nine new stores.

Digital and Omni-channel Capabilities

As some of our customers changed the way they shopped in response to the pandemic, Albertsons Companies 
quickly adapted to the increasing preference for digital engagement. Our enhanced loyalty program was a 
strong driver of growth, allowing us to provide personalized offers and drive repeat shopping occasions. Mem-
bership in our Just for U® loyalty program grew more than 20% year-over-year, reaching 25.4 million members. 

2020 ANNUAL REPORT 

PAGE 3

Digital sales were also a key growth driver for us. During 
the year, we invested over $300 million to accelerate 
our offerings and launch new capabilities in this area. 
As a result of this investment and the hard work of our 
customer and digital team, we enhanced our digital 
interfaces for online ordering, improved on-time tilling 
to 95%, with home delivery reaching 90% of our cus-
tomer base, and we expanded to 1,420 Drive Up and 
Go locations.

Driving Productivity

Our teams also delivered on our productivity initiatives  
to allow us to reinvest in the business, help offset infla-
tion, and drive earnings growth. During the year, we 
achieved approximately $500 million in gross produc-
tivity savings in areas such as indirect spend, labor 
productivity, and shrink reduction. Productivity is a 
continuous process, and over the course of the year 
we identified new opportunities that allowed us to  
raise our three-year target by 50% to $1.5 billion by 
the end of fiscal 2022. The additional productivity is 
from existing and new projects in supply chain and 
cost of goods.

Modernizing Technology

Technology underpins everything we do. Building on 
our common technology platform, we elevated our 
omni-channel customer experience with the launch 
of a unified mobile application, digital wallet, AI chat 
capability, and expanded self-checkout installations. 
We improved productivity with machine learning and 
automation in demand forecasting and replenishment, 
promotion optimization, eCommerce operations and 
the application of robotics across our company. We 
have continued to aggressively invest to modernize 
our technology infrastructure, moving to the public 
cloud and enhancing our data science capabilities.  
This is increasingly positioning us as a more agile and 
innovative company ready to respond to business 
opportunities with differentiated capabilities.

Strengthening Talent and Culture

As I mentioned, our accomplishments would not have 
been possible without the support and dedication of 
what I consider the best team in the business. We have 
added talent to Albertsons Companies throughout 
the year, especially to our digital, loyalty, data and 
technical teams which drove our rapid advancements 
in these areas. We are committed to equality and  
are driven by our guiding principle to be a diverse 
and inclusive team, and we are proud that we have  
increased our diverse representation at all levels of 
the company.

We also continued to take steps to ensure we are con-
tributing positively to our communities. During fiscal 
2020, we made $260 million in food and charitable 
donations. This included approximately $95 million  
contributed through our Albertsons Foundation  
Nourishing Neighbors Program, reaching 13 million  
individuals and over 3,000 organizations. In addition,  
our pharmacy teams supported the national COVID-19 
vaccination effort, administering over 5 million doses 
in partnership with the Department of Health and 
Human Services and local authorities.

We are elevating our ESG agenda and completed a  
new materiality assessment, which will be the foun-
dation for our strategy and initiatives going forward. 
In doing so, we have identified high-priority areas 
most critical and relevant to our customers, inves-
tors, suppliers, and internal stakeholders. We also 
recently announced our commitment to setting a 
science-based target to reduce carbon emissions 
and are currently developing in-depth plans and look 
forward to sharing them in the near future.

Final Thoughts

Faced with a once-in-a-lifetime global health crisis, 
Albertsons Companies rose to the challenge, adapted 
to market dynamics, accelerated our transformation 
and met the needs of our customers, communities 
and associates. We are more digitally focused both 
in-store and online and are elevating the experience 
that our customers expect, while also driving greater  
productivity and delivering profitable growth for all  
stakeholders. As we enter fiscal year 2021, we are 
emerging from the crisis as a stronger company and 
better positioned than ever for the future.

I would like to close by thanking all 300,000 associates 
for their outstanding commitment to our customers, 
communities, and each other throughout the year, and 
for their continued dedication to our company.

Yours truly,

Vivek Sankaran
President & CEO
Albertsons Companies, Inc.

June 7, 2021

PAGE 4

TRANSFORMATION

Best at Fresh: Leveraging what we do well
•  Exceptional quality starts with best-in-class fresh produce 
specifications and standards with local differentiation

•  Full-service meat and seafood counters, providing expert service  

by our trusted butchers

•  Nation leading In-store fresh cut produce — convenient and 

seasonally relevant

Own Brands

Albertsons®

Companies

Own Brands: Be the reason customers choose 
to shop with us in-store or online
•  Winning with a high-quality portfolio with over 12,000 SKUs 

spanning 500+ categories

•  Ongoing innovation with 1,200 new products in FY2020 

•  Providing great value to customers and generating ~1,000 bps  

of incremental margin vs CPG Brands

Omni-channel: Providing what the customer 
wants, when and how they want it
•  Drive Up and Go grew over 800% in FY2020 with DUG now available 

in 1,420 stores

• 

Increased delivery via third-party delivery with third-party logistics 
providers, to improve speed and lower costs

•  Enhanced efficiency with improved picking software driving increased 
picks per hour and through Micro Fulfillment Center installations 

I

N

CLU S I

N

O

O

W

NE R S

H IP

N

C

O

MPA S S I O

L

E

AR N I

G

N

C

O

MPE T I

N

T I O

T

E

AM W O R K

Culture: It is simply who we are when no one  
is watching
•  Our six principles drive how we develop our team, deepen our 

relationships, and drive associate satisfaction

•  These principles were the foundation for our first Associate 
Experience Survey in 2020 and drove development of our 
engagement, mentoring, and talent development programs

•  Formalizing these principles reinforces that they truly guide  
every business decision and every connection we make 

A Year of  

Transformation

2020 Form 10-K

page intentionally left blank

UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 

FORM 10-K  

☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the fiscal year ended February 27, 2021  
OR 

For the transition period from _____ to _____ 

Commission File Number: 001-39350  

Albertsons Companies, Inc.  
(Exact name of registrant as specified in its charter) 

Delaware 
(State or other jurisdiction of incorporation or organization) 

47-4376911 
(I.R.S. Employer Identification No.) 

250 Parkcenter Blvd.  
Boise, Idaho, 83706  
(Address of principal executive offices and zip code) 

(208) 395-6200  
(Registrant's telephone number, including area code)  

Not applicable 
(Former name, former address and former fiscal year, if changed since last report) 

Securities registered under Section 12(b) of the Exchange Act:  

Title of each class 
Class A common stock, $0.01 par value 

Trading Symbol(s) 
ACI 

Name of each exchange on which registered 
New York Stock Exchange 

Securities registered under Section 12(g) of the Exchange Act: None 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ☐ No ☒ 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes ☐ No ☒ 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange 
Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been 
subject to such filing requirements for the past 90 days. Yes ☒ No ☐ 

 
 
  
  
 
  
  
 
 
  
 
  
 
 
 
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to 
Rule  405  of  Regulation  S-T  during  the  preceding  12  months  (or  for  such  shorter  period  that  the  registrant  was  required  to  submit  such 
files). Yes ☒ No ☐ 

Indicate  by  check  mark  whether  the  registrant  is  a  large  accelerated  filer,  an  accelerated  filer,  a  non-accelerated  filer,  a  smaller  reporting 
company, or an emerging growth company. See the definitions of "large accelerated filer," "accelerated filer," "smaller reporting company," 
and "emerging growth company" in Rule 12b-2 of the Exchange Act. 

Large accelerated filer 
Non-accelerated filer 

  ☐ 
  ☒ 

Accelerated filer 
Smaller reporting company 
Emerging growth company 

  ☐ 
  ☐ 
  ☐ 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying 

with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ 

Indicate by check mark whether the registrant has filed a report on and attestation to its management's assessment of the effectiveness of its 
internal  control  over  financial  reporting  under  Section  404(b)  of  the  Sarbanes-Oxley  Act  (15  U.S.C.  7262(b))  by  the  registered  public 

accounting firm that prepared or issued its audit report. ☐ 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).  Yes ☐ No ☒ 

As of September 11, 2020, the last business day of the registrant's most recently completed second fiscal quarter, the aggregate market value 
of the registrant's common stock held by non-affiliates was approximately $1.4 billion. 

As of April 27, 2021, the registrant had 466,514,113 shares of Class A common stock, par value $0.01 per share, outstanding. 

DOCUMENTS INCORPORATED BY REFERENCE 

Items 10, 11, 12, 13 and 14 of Part III incorporate information by reference from the registrant's definitive proxy statement related to its 2021 
Annual Meeting of Stockholders, to be filed with the Securities and Exchange Commission within 120 days after the end of the fiscal year 
ended February 27, 2021 (the "Proxy Statement"). Except as expressly incorporated by reference, the Proxy Statement shall not be deemed to 
be part of this Annual Report on Form 10-K. 

 
 
 
 
 
 
  
 
 
 
Albertsons Companies, Inc. and Subsidiaries 

PART I 

Item 1 - Business 
Item 1A - Risk Factors 

Item 1B - Unresolved Staff Comments 
Item 2 - Properties 

Item 3 - Legal Proceedings 
Item 4 - Mine Safety 

PART II 

Item 5 - Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 

Securities 

Item 6 - Selected Financial Data 
Item 7 - Management's Discussion and Analysis of Financial Condition and Results of Operations 

Item 7A - Quantitative and Qualitative Disclosures About Market Risk 
Item 8 - Financial Statements and Supplementary Data 

Item 9 - Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 
Item 9A - Controls and Procedures 

Item 9B - Other Information 

PART III 

Item 10 - Directors, Executive Officers and Corporate Governance 

Item 11 - Executive Compensation 
Item 12 - Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 

Item 13 - Certain Relationships and Related Transactions, and Director Independence 
Item 14 - Principal Accountant Fees and Services 

PART IV 

Item 15 - Exhibits, Financial Statement Schedules 
Item 16 - Summary 

SIGNATURES 

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Table of Contents 

As used in this Form 10-K, unless the context otherwise requires, references to "Albertsons," the "Company," "ACI," 
"we," "us" and "our" refer to Albertsons Companies, Inc. and, where appropriate, its subsidiaries. Our last three 
fiscal years consisted of the 52 weeks ended February 27, 2021 ("fiscal 2020"), the 53 weeks ended February 29, 
2020 ("fiscal 2019") and the 52 weeks ended February 23, 2019 ("fiscal 2018"). Our next three fiscal years consist 
of  the  52  weeks  ending  February  26,  2022  ("fiscal  2021"),  February  25,  2023  ("fiscal  2022")  and  February  24, 
2024 ("fiscal 2023"). 

PART I 

SPECIAL NOTE REGARDING FORWARD-LOOKING STATEMENTS 

The  information  contained  in  this Annual  Report  on  Form  10-K  includes  forward-looking  statements  within  the 
meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act 
of 1934, as amended (the "Exchange Act"). All statements other than statements of historical facts contained in this 
Annual  Report  on  Form  10-K,  including  statements  regarding  our  future  operating  results  and  financial  position, 
business  strategy,  and  plans  and  objectives  of  management  for  future  operations,  are  forward-looking  statements. 
Words  such  as  "believes,"  "plans,"  "anticipates,"  "estimates,"  "expects,"  "intends,"  "aims,"  "potential,"  "will," 
"would," "could," "considered," "likely," "estimate" and the negatives or variations of these words and similar future 
or conditional expressions are intended to identify forward-looking statements but are not the exclusive means of 
identifying such statements.   

Statements regarding productivity initiatives and revenue opportunities (and in each case, the components, amounts 
and/or  percentages  thereof)  are  forward-looking  statements.  While  we  believe  these  expectations,  assumptions, 
estimates and projections are reasonable, such forward-looking statements are only predictions and involve known 
and  unknown  risks  and  uncertainties,  many  of  which  are  beyond  our  control.  By  their  nature,  forward-looking 
statements  involve  risk  and  uncertainty  because  they  relate  to  events  and  depend  upon  future  circumstances  that 
may or may not occur. These risks and uncertainties that could cause actual results to differ materially from those 
expressed  or  implied  in  the  forward-looking  statements  include  those  related  to  the  COVID-19  pandemic,  about 
which  there  are  still  many  unknowns,  including  the  duration  of  the pandemic  and  the  extent  of  its  impact. These 
factors include, but are not limited to, risks and uncertainties discussed in the section of this Annual Report on Form 
10-K entitled "Risk Factors." Consequently, all of the forward-looking statements we make in this Annual Report on 
Form 10-K are qualified by the information contained in this section and the information discussed under "Part I—
Item 1A. Risk Factors."  

Persons  reading  this Annual  Report  on  Form  10-K  are  cautioned  not  to  place  undue  reliance  on  these  forward-
looking statements, which speak only as of the date hereof and only to events as of the date of this Annual Report on 
Form  10-K.  We  are  not  under  any  obligation,  and  we  expressly  disclaim  any  obligation,  to  update,  alter,  or 
otherwise  revise  any  forward-looking  statements,  whether  written  or  oral,  that  may  be  made  from  time  to  time, 
whether as a result of new information, future events, or otherwise, except as required by law. We may not actually 
achieve the plans, intentions or expectations disclosed in our forward-looking statements and you should not place 
undue  reliance  on  our  forward-looking  statements.  Our  forward-looking  statements  do  not  reflect  the  potential 
impact of any future acquisitions, mergers, dispositions, joint ventures or investments we may make. 

The following is a summary of the principal factors that create risk in investing in our securities: 

SUMMARY RISK FACTORS 

4 

 
 
 
 
 
 
 
 
 
 
Table of Contents 

Risks related to:  

Risks Related to Our Business and Operations 

• 

• 
• 

various  operating  factors  and  economic  conditions  affecting  the  food  retail  industry  that  may  affect  our 
business and operating results; 
the impact of the COVID-19 pandemic; and 
the prices and availability of energy and fuel to manufacture, store, transport and sell products. 

Risks Related to Our Future Initiatives 

Risks related to: 

• 
• 

being unable to consummate acquisitions in the future on acceptable terms; and 
failing to realize anticipated benefits from our productivity initiatives. 

Risks Related to Our Industry 

Risks related to: 

• 
• 
• 
• 

the intensity of the competition in our industry;  
our ability to timely identify or effectively respond to consumer trends;  
consolidation in the healthcare industry; and 
the adequacy of our insurance to cover any claims against us.  

Risks Related to Our Supply Chain 

Risks related to: 

• 

• 

• 

product  supply  disruptions,  especially  those  to  perishable  products,  including  from  severe  weather  and 
natural disasters; 
threats  or  potential  threats  to  security  of  food  and  drug  safety,  including  the  occurrence  of  a  widespread 
health epidemic and/or pandemic, and loss of confidence in the supply chain; and 
increases in fuel or commodity prices. 

Risks Related to Our Workforce 

Risks related to: 

• 

• 
• 

our relationship with unions, including labor disputes or work stoppages, and increased pension expenses, 
contributions and surcharges;  
increases to the minimum wage; and 
the failure to attract and retain qualified associates and key personnel.  

Legal and Regulatory Risks 

Risks related to: 

• 
• 
• 
• 

unfavorable changes in government regulation and environmental laws; 
unfavorable changes in the tax code; 
legal or other proceedings that could have a material adverse effect on us; and 
our use of insurance and self-insurance to address potential liabilities.  

5 

 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents 

Risks related to: 

Risks Related to Information Security, Cybersecurity and Data Privacy 

• 
• 

our dependence on IT systems; and 
improper  activities  by  third  parties  and  the  loss  of  confidence  from  a  data  security  breach  involving  our 
customers or employees. 

Risks Related to Our Indebtedness 

Risks related to: 

• 
• 
• 
• 

our substantial level of indebtedness and our ability to generate cash; 
our debt instruments limiting our flexibility in operating our business; 
increases in interest rates and/or a downgrade of our credit ratings; and 
liability under certain operating leases that were assigned to third parties. 

Risks Related to Owning Our Common Stock  

Risks related to: 

• 

• 

• 
• 

• 

• 
• 

the volatility of the price of our common stock and the possibility of a decline regardless of our operating 
performance;  
our  being  controlled  by  our  Sponsors  (as  defined  below)  who  may  have  conflicts  of  interest  with  other 
stockholders in the future; 
our status as a "controlled company" within the meaning of New York Stock Exchange ("NYSE") rules;  
provisions in our charter documents and certain other agreements that could delay or prevent a change of 
control;  
the  limit  on  our  stockholders'  ability  to  obtain  a  favorable  judicial  forum  for  disputes  with  us  or  our 
directors, officers or other employees;  
our ability to pay dividends to our stockholders; and 
our  Convertible  Preferred  Stock  (as  defined  below)  adversely  affecting  the  market  price  of  our  common 
stock and the rights of our stockholders.  

See "Part I—Item 1A. Risk Factors" for a more complete discussion of the material risks facing our business. 

NON-GAAP FINANCIAL MEASURES 

We  define  EBITDA  as  generally  accepted  accounting  principles  ("GAAP")  earnings  (net  loss)  before  interest, 
income  taxes,  depreciation  and  amortization.  We  define Adjusted  EBITDA  as  earnings  (net  loss)  before  interest, 
income taxes, depreciation and amortization, further adjusted to eliminate the effects of items management does not 
consider in assessing our ongoing core performance. We define Adjusted Net Income as GAAP net income adjusted 
to  eliminate  the  effects  of  items  management  does  not  consider  in  assessing  our  ongoing  core  performance.  We 
define Adjusted Net Income Per Class A Common Share as Adjusted Net Income divided by the weighted average 
diluted Class A common shares outstanding, as adjusted to reflect all restricted stock units and awards outstanding 
at  the  end  of  the  period. We  define Adjusted  Free  Cash  Flow  as Adjusted  EBITDA  less  capital  expenditures. We 
define Net Debt as total debt (which includes finance lease obligations and is net of deferred financing costs and 
original issue discount) minus unrestricted cash and cash equivalents and we define Net Debt Ratio as the ratio of 
Net Debt to Adjusted EBITDA for the rolling 52 or 53 week period. See "Part II—Item 7. Management's Discussion 
and  Analysis  of  Financial  Condition  and  Results  of  Operations"  for  further  discussion  and  a  reconciliation  of 

6 

 
 
  
 
  
 
 
 
 
 
 
Table of Contents 

Adjusted  EBITDA, Adjusted  Net  Income, Adjusted  Net  Income  Per  Class A  Common  Share  and Adjusted  Free 
Cash Flow. 

EBITDA, Adjusted  EBITDA, Adjusted  Net  Income, Adjusted  Net  Income  Per  Class A  Common  Share, Adjusted 
Free  Cash  Flow  and  Net  Debt  Ratio  (collectively,  the  "Non-GAAP  Measures")  are  performance  measures  that 
provide supplemental information we believe is useful to analysts and investors to evaluate our ongoing results of 
operations, when considered alongside other GAAP measures such as net income, operating income, gross profit, 
net  income  per  Class  A  common  share  and  cash  provided  by  operating  activities.  These  Non-GAAP  Measures 
exclude  the  financial  impact  of  items  management  does  not  consider  in  assessing  our  ongoing  core  operating 
performance,  and  thereby  facilitate  review  of  our  operating  performance  on  a  period-to-period  basis.  Other 
companies  may  have  different  capital  structures  or  different  lease  terms,  and  comparability  to  our  results  of 
operations  may  be  impacted  by  the  effects  of  acquisition  accounting  on  our  depreciation  and  amortization. As  a 
result  of  the  effects  of  these  factors  and  factors  specific  to  other  companies,  we  believe  EBITDA,  Adjusted 
EBITDA, Adjusted Net Income, Adjusted Net Income Per Class A Common Share, Adjusted Free Cash Flow and 
Net  Debt  Ratio  provide  helpful  information  to  analysts  and  investors  to  facilitate  a  comparison  of  our  operating 
performance  to  that  of  other  companies.  We  also  use Adjusted  EBITDA,  as  further  adjusted  for  additional  items 
defined  in  our  debt  instruments,  for  board  of  director  and  bank  compliance  reporting.  Our  presentation  of  Non-
GAAP  Measures  should  not  be  construed  as  an  inference  that  our  future  results  will  be  unaffected  by  unusual  or 
non-recurring items.  

Non-GAAP  Measures  should  not  be  considered  as  measures  of  discretionary  cash  available  to  us  to  invest  in  the 
growth of our business. We compensate for these limitations by relying primarily on our GAAP results and using 
Non-GAAP Measures only for supplemental purposes. 

7 

 
 
 
 
 
Table of Contents 

Item 1 - Business 

Overview 

Albertsons  is  one  of  the  largest  food  and  drug  retailers  in  the  United  States,  with  both  strong  local  presence  and 
national  scale.  We  also  manufacture  and  process  some  of  the  food  for  sale  in  our  stores.  We  maintain  a  website 
(www.AlbertsonsCompanies.com)  that  includes  additional  information  about  the  Company.  We  make  available 
through  our  website,  free  of  charge,  our  annual  reports  on  Form  10-K,  our  quarterly  reports  on  Form  10-Q,  our 
current reports on Form 8-K and our interactive data files, including amendments. These forms are available as soon 
as  reasonably  practicable  after  we  have  filed  them  with,  or  furnished  them  electronically  to,  the  Securities  and 
Exchange Commission ("SEC"). 

Retail Operations 

As of February 27, 2021, we operated 2,277 stores across 34 states and the District of Columbia under more than 20 
well  known  banners  including  Albertsons,  Safeway,  Vons,  Pavilions,  Randalls,  Tom  Thumb,  Carrs,  Jewel-Osco, 
Acme, Shaw's, Star Market, United Supermarkets, Market Street, Haggen, Kings Food Markets and Balducci's Food 
Lovers Market. Additionally, as of February 27, 2021, we operated 1,727 pharmacies, 1,313 in-store branded coffee 
shops, 400 adjacent fuel centers, 22 dedicated distribution centers, 20 manufacturing facilities and various digital 
platforms. Our stores operate in First-and-Main retail locations and have leading market share within attractive and 
growing geographies. We hold a #1 or #2 position by market share in 67% of the 121 metropolitan statistical areas 
("MSAs")  in  which  we  operate.  Our  portfolio  of  well-located,  full-service  stores  provides  the  foundation  of  our 
omni-channel  platform,  and  we  have  continued  to  enhance  our  capabilities  to  meet  customer  demand  for 
convenience and flexibility. Our rapidly growing Drive Up & Go curbside pickup service is currently available in 
approximately 1,420 locations. In addition to our long-established home delivery network, we also collaborate with 
third parties, including Instacart for rush delivery as well as DoorDash for delivery of our prepared and ready-to-eat 
offerings. We now offer home delivery services across more than 2,000 of our stores and 12 of the country's top 15 
MSAs by population. We seek to tailor our offerings to local demographics and preferences of the markets in which 
we operate. Our Locally Great, Nationally Strong operating structure empowers decision making at the local level, 
which  we  believe  better  serves  our  customers  and  communities,  while  also  providing  the  systems,  analytics  and 
buying power afforded by an organization with national scale. 

Segments 

We  are  engaged  in  the  operation  of  food  and  drug  retail  stores  that  offer  grocery  products,  general  merchandise, 
health  and  beauty  care  products,  pharmacy,  fuel  and  other  items  and  services.  Our  retail  operating  divisions  are 
geographically based, have similar economic characteristics and similar expected long-term financial performance. 
Our  operating  segments  and  reporting  units  are  made  up  of  12  divisions,  which  are  reported  in  one  reportable 
segment.  Each  reporting  unit  constitutes  a  business  for  which  discrete  financial  information  is  available  and  for 
which  management  regularly  reviews  the  operating  results. Across  all  operating  segments,  the  Company  operates 
primarily  one  store  format.  Each  division  offers,  through  its  stores  and  digital  channels,  the  same  general  mix  of 
products  with  similar  pricing  to  similar  categories  of  customers,  have  similar  distribution  methods,  operate  in 
similar regulatory environments and purchase merchandise from similar or the same vendors.  

Products 

Our stores offer grocery products, general merchandise, health and beauty care products, pharmacy, fuel and other 
items and services. We are not dependent on any individual supplier; only one third-party supplier represented more 
than 5% of our sales for fiscal 2020. 

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Merchandising and Manufacturing 

We  offer  more  than  13,000  high-quality  products  under  our  Own  Brands  portfolio.  Our  Own  Brands  products 
resonate well with our shoppers, as evidenced by Own Brands sales of over $14.8 billion in fiscal 2020, an increase 
of over 13% compared to fiscal 2019.  

Own Brands continues to deliver on innovation with more than 1,200 new items launched in fiscal 2020 and plans 
to launch approximately 800 new Own Brands items annually over the next few years. For example, innovation in 
the fourth quarter of fiscal 2020 included the launch of new items ranging from pickles in Open Nature, herbs and 
spices in O Organics, family packs in frozen fruits and vegetables helping to stretch the family budget, and specialty 
olives  in  Signature  Reserve.  Our  plant  based  portfolio  expanded  to  56  items  with  $37.6 million  in  sales  in  fiscal 
2020. We are excited about our O Organics and Open Nature brands, which posted a combined 15.1% growth in 
sales year-over-year, with over 2,000 items, and we plan to introduce approximately 100 new items for these brands 
in  fiscal  2021.  In  addition  to  new  item  innovation  and  brand  development,  Own  Brands  continues  to  focus  on 
package redesign to refresh shelf presence and comply with new regulatory nutrition guideline changes. 

As  measured  by  units  for  fiscal  2020,  10.4%  of  our  Own  Brands  merchandise  was  manufactured  in  Company-
owned facilities, and the remainder of our Own Brands merchandise was purchased from third parties. We closely 
monitor make-versus-buy decisions  on  internally  sourced  products  to  optimize  their  quality  and  profitability.  In 
addition, we believe that our scale will provide opportunities to leverage our fixed manufacturing costs in order to 
drive innovation across our Own Brands portfolio. As of February 27, 2021, we operated 20 food production plants. 
These  plants  consisted  of  seven  milk  plants,  four  soft  drink  bottling  plants,  three  bakery  plants,  two  ice  cream 
product plants, two grocery/prepared food plants, one ice plant and one soup plant.  

Distribution 

As of February 27, 2021, we operated 22 strategically located distribution centers, approximately 36% of which are 
owned  or  ground-leased.  Our  distribution  centers  collectively  provide  approximately  66%  of  all  products  to  our 
retail operating areas. 

Marketing and Advertising 

Our  marketing  efforts  involve  collaboration  between  our  national  marketing  and  merchandising  team  and  local 
divisions and stores. We augment the local division teams with corporate resources and are focused on providing 
expertise, sharing best practices and leveraging scale in partnership with leading consumer packaged goods vendors. 
Our corporate teams support divisions by providing strategic guidance in order to drive key areas of our business, 
including pharmacy, general merchandise and our Own Brands. Our local marketing teams set brand strategy and 
communicate brand messages through our integrated digital and physical marketing and advertising channels. We 
operate  in  121  MSAs  and  are  ranked  #1  or  #2  by  market  share  in  67%  of  these  markets.  We  maintain  price 
competitiveness through systematic, selective and thoughtful price investment to drive customer traffic and basket 
size. We also use our just for U loyalty program, including both personalized deals and digital coupons, as well as 
gas  and  grocery  rewards,  to  target  promotional  activity  and  improve  our  customers'  experience.  We  have  25.4 
million  households  currently  enrolled  in  our  loyalty  program.  We  have  achieved  significant  success  with  active 
participants in our just for U program, which drives higher sales and customer retention. We have recently deployed 
and are continuing to refine cloud-based enterprise solutions to quickly process proprietary customer, product and 
transaction data and efficiently provide our local managers with targeted marketing strategies for customers in their 
communities. By leveraging customer and transaction information with data driven analytics, our "personalized deal 
engine" is able to select, out of the thousands of different promotions offered by our suppliers, the offers that we 
expect  will  be  most  compelling  to  each  of  our  more  than  30  million  weekly  customers.  In  addition,  we  use  data 
analytics  to  optimize  shelf  assortment  and  space  in  our  stores  by  continually  and  systematically  reviewing  the 
performance of each product. 

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Raw Materials 

Various agricultural commodities constitute the principal raw materials used by us in the manufacture of our food 
products. We believe that raw materials for our products are not in short supply, and all are readily available from a 
wide variety of independent suppliers. 

Environmental 

Our operations are subject to regulation under environmental laws, including those relating to waste management, 
air emissions and underground storage tanks. In addition, as an owner and operator of commercial real estate, we 
may  be  subject  to  liability  under  applicable  environmental  laws  for  clean-up  of  contamination  at  our  facilities. 
Compliance with, and clean-up liability under, these laws has not had and is not expected to have a material adverse 
effect upon our business, financial condition, liquidity or operating results. 

We  work  hard  to  maintain  the  highest  standards  of  environmental  stewardship  (including  sustainably  sourced 
products). As our most recent sustainability report shows, we recycled more than 25 million pounds of plastic film 
and  780  million  pounds  of  cardboard  from  our  operations  and  completed  over  1,400  energy  efficiency  projects 
across 475 facilities. Moreover, 100% of our Own Brands Waterfront BISTRO and Open Nature seafood is sourced 
to meet our Responsible Seafood Policy, achieving our commitment three years ahead of our 2022 goal. 

Human Capital 

As  of  February 27,  2021,  Albertsons  Companies,  Inc.  employed  approximately  300,000  full-  and  part-time 
associates  who  serve  our  more  than  30  million  weekly  customers.  We  recognize  that  our  associates  are  a  key 
component  of  delighting  our  customers. As  such,  we  are  proud  to  offer  them  myriad  opportunities  to  grow  and 
advance their careers. For example, we provide our associates with training and development opportunities through 
on-the-job  training,  mentoring  programs,  eLearning  and  classroom-style  learning.  We  have  also  partnered  with 
industry associations to provide access to relevant continuing retail education opportunities through colleges around 
the country. Over the last year our associates from the front lines to our offices completed over six million hours of 
training through various programs. In fiscal 2020, more than 60,000 of our associates celebrated at least 15 years of 
service, and more than 43,000 of them celebrated over 20 years of service. 

Diversity and Inclusion 

We are committed to advancing diversity and inclusion by helping ensure that everyone — customers, associates, 
people  in  the  neighborhoods  in  which  we  operate  and  business  partners  —  are  treated  with  courtesy,  dignity  and 
respect and have equal access to resources, products, and opportunities to succeed.  

Our  commitment  to  diversity  and  inclusion  and  thoughtful  people  practices  is  a  core  element  of  our  philosophy, 
ensuring  our  associates  in  our  stores,  offices,  distribution  centers  and  other  operations  reflect  the  diverse 
communities we serve. We believe in a diverse and inclusive workplace that fosters personal growth, develops talent 
and  harnesses  the  power  of  different  and  unique  perspectives.  We  recognize  and  appreciate  the  variety  of 
backgrounds and characteristics that make individuals unique, while providing a work environment that promotes 
and celebrates individual and collective achievement. 

We believe that diverse perspectives strengthen and enrich our stores, our Company and our society. Diversity and 
inclusion are components of our programs for recruitment, development and training of associates and leaders. We 
provide  opportunities  for  each  person  in  our  company  to  contribute  their  ideas,  talents  and  enthusiasm  to  our 
success.  Associates  can  participate  in  various  associate  resource  and  network  groups,  such  as  the  Women’s 

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Inspiration  and  Inclusion  Network  ("WIIN"),  the  Hispanic  Leadership  Network,  the Asian  Network,  the African 
American Leadership Council, and the Albertsons Pride Alliance.  

We  support  equal  employment  opportunity  in  hiring,  development  and  advancement  for  all  qualified  persons 
without  regard  to  race,  color,  religion,  age,  sex,  national  origin,  ancestry,  physical  or  mental  disability,  veteran 
status, sexual orientation, gender identity, marital status or any other status protected by law. We provide reasonable 
accommodations for applicants and associates with disabilities. We will not tolerate unlawful discrimination in any 
aspect  of  employment,  nor  will  we  tolerate  harassment  of  any  individual  or  group  on  the  basis  of  any  protected 
characteristic.  Over  the  past  few  years,  more  than  241,000  associates  have  completed  Diversity  and  Inclusion 
Training. 

Cultural Principles 

As a company, our purpose is to bring happiness and well-being to families and communities, because life happens 
around food. To achieve our purpose, we focus on a set of six fundamental values: 

Inclusivity: We always value everyone's perspective. 

• 
•  Compassion: We always treat each other and our customers with kindness and respect. 
•  Teamwork: We always support and recognize each other. 
•  Competition: We always act with integrity to win over the customer. 
•  Learning: We always strive to grow and develop ourselves and others. 
•  Ownership: We always take actions to drive our success. 

Total Rewards 

We  offer  health  and  wellness  benefits  to  keep  our  associates  at  their  best  along  with  a  competitive  compensation 
package.  This  includes  comprehensive  wages  and  benefits  to  meet  the  varying  needs  of  our  associates  and  their 
families.  Our  benefit  programs  include  health  care  insurance,  dental,  vision,  life,  disability  and  other  forms  of 
insurance benefits, paid time off, flexible work schedules, family leave, associate assistance programs and 401(k) 
plans  among  many  others,  based  on  eligibility.  In  response  to  the  COVID-19  pandemic,  we  provided  enhanced 
hourly  pay,  including  bonuses  to  frontline  associates  and  paid  time  off  to  associates  who  tested  positive  or  were 
quarantined due to exposure, resulting in more than $400 million in additional compensation. 

Labor Relations 

As of February 27, 2021, approximately 210,000 of our 300,000 employees were covered by collective bargaining 
agreements. During fiscal 2020, collective bargaining agreements covering approximately 27,000 employees were 
renegotiated.  Collective  bargaining  agreements  covering  approximately  67,000  employees  have  expired  or  are 
scheduled to expire in fiscal 2021. We have sought to actively manage our participation in multiemployer pension 
plans through active negotiations with union officials, pension plan trustees, other contributing employers and the 
Pension Benefit Guaranty Corporation ("PBGC") in order to best provide our employees fair wages, comprehensive 
retirement packages and other benefits. 

Community 

Throughout the nation, in the neighborhoods served by our stores, the passion of our employees and the generosity 
of our customers serve as the backbone of our history of giving back to these communities. It is the foundation of 
our business. We champion giving back, and we are proud that our associates and our Company contribute funds, 
talent and time to the causes that are important in the many communities in which we operate. 

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As a grocer, no greater cause hits closer to home for us than hunger relief. Each year, we donate millions of pounds 
of food to food banks, pantries and other agencies that are on the front lines in the fight against hunger in America 
through Nourishing Neighbors. Our 2,277 stores support hunger relief efforts and other community causes through 
fundraising campaigns in conjunction with the Albertsons Companies Foundation, our nonprofit. 

The Albertsons  Companies  Foundation  supports  causes  that  impact  our  customers'  lives.  Our  stores  provide  the 
opportunity  to  mobilize  funding  and  create  awareness  in  our  neighborhoods  through  our  employees'  passion, 
partnerships with our vendors and the generous contributions by our customers. 

Overall,  as  a  company,  we  work  in  collaboration  with  thousands  of  local  organizations  and  seek  to  improve  the 
quality of life in the communities we serve. We take pride in ensuring that most of the funds we raise stay in local 
communities and reflect what is important to our employees and customers. 

During fiscal 2020, along with the Albertsons Companies Foundation, we gave $260 million in food and financial 
support,  including  $94  million  through  our  Nourishing  Neighbors  Program  to  ensure  those  living  in  the 
communities  in  which  we  operate  have  enough  to  eat.  In  addition,  65,000  people  were  connected  with  SNAP 
benefits  through  our  funding.  We  also  made  a  $5  million  commitment  to  organizations  supporting  social  justice, 
including the National Urban League and the NAACP Legal Defense Fund. These efforts have helped millions of 
people in the areas of hunger relief, education, cancer research and treatment, social justice and programs for people 
with disabilities and veterans' outreach. 

We are proud of who we are, the products we offer and the people we have the pleasure of serving every day. We 
will continue to do the right thing, for the right reasons, and hold ourselves accountable. 

Executive Officers of the Registrant 

The following table sets forth information regarding our executive officers as of April 28, 2021: 

Name 
Vivek Sankaran 
Susan Morris 
Anuj Dhanda 
Robert B. Dimond 
Michael Theilmann 
Geoff White 
Christine Rupp 
Justin Ewing 
Juliette W. Pryor 

  Age  
Position 
  58    President, Chief Executive Officer and Director 
  52    Executive Vice President and Chief Operations Officer 
  58    Executive Vice President and Chief Information Officer 
  59    Executive Vice President and Chief Financial Officer 
  57    Executive Vice President and Chief Human Resources Officer 
  55    Executive Vice President and Chief Merchandising Officer 
  52    Executive Vice President and Chief Customer and Digital Officer 
  52    Executive Vice President, Corporate Development and Real Estate 
  56    Executive Vice President, General Counsel and Secretary 

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Vivek Sankaran, President, Chief Executive Officer and Director. Mr. Sankaran has served as our President, Chief 
Executive Officer and Director since April 2019. Mr. Sankaran previously served from January 2019 to March 2019 
as  Chief  Executive  Officer  of  PepsiCo  Foods  North  America,  which  includes  Frito-Lay  North  America  ("Frito-
Lay"). There he led PepsiCo, Inc.'s ("PepsiCo") snack and convenient foods business. Prior to that, Mr. Sankaran 
served as President and Chief Operating Officer of Frito-Lay from April 2016 to December 2018; Chief Operating 
Officer of Frito-Lay from February 2016 to April 2016; Chief Commercial Officer, North America of PepsiCo from 
2014 to February 2016, where he led PepsiCo's cross-divisional performance across its North American customers; 
Chief Customer Officer of Frito-Lay from 2012 to 2014; Senior Vice President and General Manager of Frito-Lay's 
South business unit from 2011 to 2012; and Senior Vice President, Corporate Strategy and Development of PepsiCo 
from 2009 to 2010. Before joining PepsiCo in 2009, Mr. Sankaran was a partner at McKinsey and Company, where 
he served various Fortune 100 companies, bringing a strong focus on strategy and operations. Mr. Sankaran co-led 
the firm's North American purchasing and supply management practice and was on the leadership team of the North 
American  retail  practice.  Mr.  Sankaran  also  serves  on  the  Board  of  Directors  of  The  Guardian  Life  Insurance 
Company  of America,  one  of  the  nation’s  largest  mutual  life  insurers,  where  he  also  serves  as  a  member  of  the 
Human  Resources  and  Governance  Committee.  Mr.  Sankaran  has  an  MBA  from  the  University  of  Michigan,  a 
master's degree in manufacturing from the Georgia Institute of Technology and a bachelor's degree in mechanical 
engineering from the Indian Institute of Technology in Chennai. 

Susan  Morris,  Executive  Vice  President  and  Chief  Operations  Officer.  Ms.  Morris  has  been  our  Executive  Vice 
President  and  Chief  Operations  Officer  since  January  2018.  Previously,  Ms.  Morris  served  as  our  Executive Vice 
President,  Retail  Operations,  West  Region  from  April  2017  to  January  2018.  Ms.  Morris  also  served  as  our 
Executive Vice President, Retail Operations, East Region from April 2016 to April 2017, as President of our Denver 
Division  from  March  2015  to  March  2016  and  as  President  of  our  Intermountain  Division  from  March  2013 to 
March  2015.  From  June  2012  to  February  2013,  Ms.  Morris  served  as  our  Vice  President  of  Marketing  and 
Merchandising, Southwest Division. From February 2010 to June 2012, Ms. Morris served as a Sales Manager in 
our  Southwest  Division.  Prior  to  joining  the  Company,  Ms.  Morris  served  as  Senior  Vice  President  of  Sales  and 
Merchandising  and  Vice  President  of  Customer  Satisfaction  at  SuperValu.  Ms.  Morris  also  previously  served  as 
Vice President of Operations at Albertson's, Inc. 

Anuj Dhanda, Executive Vice President and Chief Information Officer. Mr. Dhanda has been our Executive Vice 
President and Chief Information Officer since December 2015. Prior to joining the Company, Mr. Dhanda served as 
Senior  Vice  President  of  Digital  Commerce  of  the  Giant  Eagle  supermarket  chain  since  March  2015,  and  as  its 
Chief Information Officer since September 2013. Previously, Mr. Dhanda served at PNC Financial Services as Chief 
Information Officer from March 2008 to August 2013, after having served in other senior information technology 
and business positions at PNC Bank from 1995 to 2013.  

Robert  B.  Dimond,  Executive  Vice  President  and  Chief  Financial  Officer.  Mr. Dimond  has  been  our  Chief 
Financial Officer since February 2014. Prior to joining the Company, Mr. Dimond previously served as Executive 
Vice  President,  Chief  Financial  Officer  and  Treasurer  at  Nash  Finch  Co.,  a  food  distributor,  from  2007  to  2013. 
Mr. Dimond  has  over  31  years  of  financial  and  senior  executive  management  experience  in  the  retail  food  and 
distribution  industry.  Mr. Dimond  has  served  as  Chief  Financial  Officer  and  Senior  Vice  President  of  Wild  Oats, 
Group Vice President and Chief Financial Officer for the western region of Kroger, Group Vice President and Chief 
Financial  Officer  of  Fred  Meyer,  Inc.  and  as Vice  President, Administration  and  Controller  for  Smith's  Food  and 
Drug Centers Inc., a regional supermarket chain. Mr. Dimond is a Certified Public Accountant.  

Michael Theilmann, Executive Vice President and Chief Human Resources Officer. Mr. Theilmann has been our 
Executive Vice President and Chief Human Resources Officer since August 2019. Mr. Theilmann previously served 
as Global Practice Managing Partner, Human Resources Officers Practice, from February 2018 to August 2019, and 
as  Partner,  Consumer  Markets  Practice,  from  June  2017  to  January  2018,  of  Heidrick  &  Struggles  International 
Incorporated,  a  worldwide  executive  search  firm.  Prior  to  that,  Mr.  Theilmann  served  as  Managing  Director  of 

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Slome Capital LLC, a family office, from April 2013 to June 2017. Mr. Theilmann also served as Group Executive 
Vice  President,  from  2010  to  2012,  and  as  Executive  Vice  President,  Chief  Human  Resources  & Administrative 
Officer, from 2005 to 2009, of J.C. Penney Company, Inc., a national department store chain. Mr. Theilmann has 
been a director of Leapyear Technologies, Inc. since July 2015 and Catapult Health LLC since October 2013. 

Geoff White, Executive Vice President and Chief Merchandising Officer. Mr. White has been our Executive Vice 
President and Chief Merchandising Officer since September 2019. Mr. White previously served as president of our 
Own  Brands  division  since April  2017.  Prior  to  that,  Mr. White  served  as  senior  vice  president  of  marketing  and 
merchandising for the Northern California Division from 2015 to April 2017. From 2004 to 2015, Mr. White held 
various leadership roles, including director of Canadian produce operations, at Safeway Inc. ("Safeway"). Mr. White 
started his career as a general clerk at Safeway in Burnaby, British Columbia, in 1981. 

Christine  Rupp,  Executive  Vice  President  and  Chief  Customer  and  Digital  Officer.  Ms.  Rupp  has  been  our 
Executive  Vice  President  and  Chief  Customer  and  Digital  Officer  since  December  2019.  Ms.  Rupp  previously 
served  as  General  Manager,  Xbox  Business  Engineering,  from  April  2018  to  November  2019,  and  General 
Manager,  Microsoft,  Windows  and  Xbox  Digital  Store  Marketing,  from  March  2016  to April  2018,  at  Microsoft 
Corp.,  a  leading  developer  of  computer  software  systems  and  applications.  Prior  to  that,  Ms.  Rupp  served  at 
Amazon.com,  Inc.,  a  multinational  technology  company,  as  Vice  President, Amazon  Prime  from August  2014  to 
February 2016, Vice President and GM, Fulfillment from August 2009 to August 2014 and Category Manager from 
December 2005 to July 2009. Ms. Rupp also previously held roles with Sears, Roebuck and Company, a national 
department store chain. 

Justin  Ewing,  Executive  Vice  President,  Corporate  Development  and  Real  Estate.  Mr. Ewing  has  been  our 
Executive Vice President of Corporate Development and Real Estate since January 2015. Previously, Mr. Ewing had 
served  as  our  Senior Vice  President  of  Corporate  Development  and  Real  Estate  since  2013,  as Vice  President  of 
Real  Estate  and  Development  since  2011  and  as  Vice  President  of  Corporate  Development  since  2006,  when 
Mr. Ewing originally joined the Company from the operations group at Cerberus. Prior to his work with Cerberus, 
Mr. Ewing  was  with  Trowbridge  Group,  a  strategic  sourcing  firm.  Mr. Ewing  also  spent  over  13  years  with 
PricewaterhouseCoopers LLP. Mr. Ewing is a Chartered Accountant with the Institute of Chartered Accountants of 
England and Wales.  

Juliette  W.  Pryor,  Executive  Vice  President,  General  Counsel  and  Secretary.  Ms.  Pryor  has  been  our  Executive 
Vice President and General Counsel since June 2020. Ms. Pryor previously served as senior vice president, general 
counsel  and  corporate  secretary  for  Cox  Enterprises,  Inc.,  a  leading  communications  and  automotive  services 
company, since October 2016. Prior to that, Ms. Pryor served as executive vice president, general counsel and chief 
compliance officer for US Foods, Inc., a leading U.S. foodservice distributor, from February 2009 to October 2016, 
and as senior vice president and deputy general counsel from May 2005 to February 2009. From 2002 to 2005, Ms. 
Pryor was in private practice with the law firm Skadden Arps Slate Meagher & Flom LLP. Before joining Skadden, 
Ms.  Pryor  was  general  counsel  and  corporate  secretary  for  e.spire  Communications,  Inc.,  a  NASDAQ-listed 
telecommunications company. Ms. Pryor currently serves on the board and as a member of the Audit Committee of 
Genuine  Parts  Company,  an  NYSE-listed  service  organization  engaged  in  the  distribution  of  automotive 
replacement parts and industrial replacement parts and materials. Ms. Pryor received a B.A. from Fisk University 
and a J.D. from Georgetown University, where she also received a M.S. from the school of foreign service.  

Seasonality 

Our  business  is  generally  not  seasonal  in  nature,  but  a  larger  share  of  annual  revenues  may  be  generated  in 
November and December due to the major holidays. 

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Competitive Environment 

The food and drug retail industry is highly competitive. The principal competitive factors that affect our business 
are location, quality, price, service, selection, convenience and condition of assets such as our stores. The operating 
environment  for  the  food  and  drug  retailing  industry  continues  to  be  characterized  by  intense  competition, 
aggressive expansion, increasing specialization of retail and online formats, entry of non-traditional competitors and 
consolidation. 

We  face  intense  competition  from  other  food  and/or  drug  retailers,  supercenters,  club  stores,  online  retailers, 
specialty and niche supermarkets, "limited assortment" stores, drug stores, general merchandisers, wholesale stores, 
discount stores, convenience stores, natural food stores, farmers' markets, local chains and stand-alone stores that 
cater to the individual cultural preferences of specific neighborhoods, restaurants and a growing number of internet-
based  home  delivery  and  meal  solution  companies.  We  and  our  competitors  engage  in  price  and  non-price 
competition which, from time to time, has adversely affected our operating margins. Our competition includes, but 
is  not  limited  to,  traditional  and  specialty  supermarkets,  natural  and  organic  food  stores,  general  merchandise 
supercenters, membership clubs, online retailers, home delivery companies, meal kit services and pharmacies. Our 
competitive  position  depends  on  successfully  competing  on  product  quality  and  selection,  store  quality,  shopping 
experience, customer service, convenience and price. 

Item 1A - Risk Factors 

There are risks and uncertainties that can affect our business. The significant risk factors are discussed below. The 
following  information  should  be  read  together  with  "Part  II—Item  7.  Management's  Discussion  and Analysis  of 
Financial Condition and Results of Operations" of this Form 10-K, which includes forward-looking statements and 
factors that could cause us not to realize our goals or meet our expectations. 

Risks Related to Our Business and Operations 

Various  operating  factors  and  general  economic  conditions  affecting  the  food  retail  industry  may  affect  our 
business and may adversely affect our business and operating results. 

Our operations and financial performance are affected by economic conditions such as macroeconomic conditions, 
credit market conditions and the level of consumer confidence. For the majority of fiscal 2019 and prior years, the 
combination  of  an  improving  economy,  lower  unemployment,  higher  wages  and  lower  gasoline  prices  had 
contributed to increased consumer confidence. However, as a result of the COVID-19 pandemic during fiscal 2020, 
there  continues  to  be  substantial  uncertainty  about  the  strength  of  the  economy,  which  may  currently  be  in  a 
recession  and  has  experienced  rapid  increases  in  unemployment  rates,  as  well  as  uncertainty  about  the  pace  of 
recovery  despite  the  fiscal  stimulus  that  Congress  enacted.  The  full  extent  to  which  the  COVID-19  pandemic 
impacts our business, results of operations and financial condition will depend on future developments, which are 
currently highly uncertain and cannot be predicted, including, but not limited to the duration, spread, severity and 
impact of the COVID-19 pandemic, the effects of the pandemic on our customers and suppliers, the duration of the 
federal and local state declarations of emergency and the associated remedial actions and stimulus measures adopted 
by federal and local governments, including vaccination capabilities and rates, continued measures to assure social 
distancing and to what extent normal economic and operating conditions can resume. We are also unable to predict 
the extent, implementation and effectiveness of any government-funded benefit programs and stimulus packages on 
employment levels and on demand for our products.  

We may experience materially adverse impacts to our business as a result of any economic recession or depression 
that occurred or may occur as a result of efforts to curb the spread of COVID-19. For example, during March 2020 
through April  2020,  the  United  States  experienced  a  rapid  and  significant  increase  in  unemployment  claims  and 
other  indications  of  a  significant  economic  slowdown  believed  to  be  related  to  the  COVID-19  pandemic. 

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Consumers'  perception  or  uncertainty  related  to  the  economy,  as  well  as  a  decrease  in  their  personal  financial 
condition,  could  hurt  overall  consumer  confidence  and  reduce  demand  for  many  of  our  product  offerings. 
Consumers may reduce spending on non-essential items, purchase value-oriented products or increasingly rely on 
food discounters in an effort to secure the food and drug products that they need, all of which could impact our sales 
and profit. 

An  increase  in  fuel  prices  could  also  have  an  effect  on  consumer  spending  and  on  our  costs  of  producing  and 
procuring  products  that  we  sell.  As  well,  both  inflation  and  deflation  affect  our  business.  Food  deflation  could 
reduce  sales  growth  and  earnings,  while  food  inflation  could  reduce  gross  profit  margins.  Most  food  items  and 
categories experienced price inflation in fiscal 2020; however, prices for some other major food categories, such as 
fresh fruits, decreased. We are unable to predict the direction of the economy or fuel prices or if deflationary trends 
will  occur.  If  the  economy  weakens,  fuel  prices  increase  or  deflationary  trends  occur,  our  business  and  operating 
results could be adversely affected. 

Our business has been, and will continue to be, impacted by the COVID-19 pandemic.  

The  COVID-19  pandemic  continues  to  pose  a  risk  to  our  employees,  our  customers,  our  vendors  and  the 
communities in which we operate, which could negatively impact our business. As the pandemic grew throughout 
fiscal 2020, consumer fear about becoming ill with the virus and recommendations and/or mandates from federal, 
state  and  local  authorities  to  social  distance  or  self-quarantine  increased.  Many  states,  including  California, 
Washington State and other states in which we operate and have a significant number of stores, at various points 
during  the  COVID-19  pandemic  declared  a  state  of  emergency,  closed  schools  and  non-essential  businesses  and 
enacted limitations on the number of people allowed to gather at one time in the same space. These rules, as well as 
the general fear that causes people to avoid gathering in public places, may adversely affect our customer traffic, our 
ability to adequately staff our stores and operations and our ability to transport product on a timely basis. 

While other types of retail stores had to shut down for prolonged periods of time, we continued to operate our stores 
during the COVID-19 pandemic as an "essential" business under relevant federal, state and local mandates. To the 
extent those closure regulations remain or return, if the classification of what is an "essential" business changes or 
other  government  regulations  are  adopted,  we  may  be  required  to  severely  curtail  operations,  including  customer 
traffic, which would significantly and adversely impact our sales and revenue. While we have taken many protective 
measures  in  our  stores,  including,  among  others,  spacing  requirements,  single  direction  aisles,  senior  and 
compromised customer-only hours, plexiglass shields at checkout and providing masks and gloves to our front line 
employees,  there  can  be  no  assurance  that  these  measures  will  be  sufficient  to  protect  our  store  employees  and 
customers.  We  have,  and  may  in  the  future  again  be  required  to,  temporarily  close  stores,  offices  or  distribution 
centers  for  cleaning  and/or  to  quarantine  employees  in  the  event  that  an  employee  develops  COVID-19.  We 
proactively  paused  self-service  operations,  such  as  soup  bars,  wing  bars,  salad  bars  and  olive  bars. These  factors 
could impact the ability of our stores to maintain normal hours of operation or to have sufficient inventory which 
may  disrupt  our  business  and  negatively  impact  our  financial  results.  If  we  do  not  respond  appropriately  to  the 
pandemic, or if customers do not perceive our response to be adequate, we could suffer damage to our reputation 
and our brand, which could adversely affect our business in the future.  

Further,  the  COVID-19  pandemic  may  also  impact  our  ability  to  access  and  ship  product  to  and  from  impacted 
locations.  Items  such  as  consumer  staples,  paper  goods,  key  cleaning  supplies  and  protective  equipment  for  our 
employees, and more recently, meat products have been, and may continue to be, in short supply.  

The extent to which the COVID-19 may impact our business will depend on future developments, which are highly 
uncertain and cannot be predicted at this time. We may experience an impact to the timing and availability of key 
products from suppliers, broader quarantines or other restrictions that limit consumer visits to our stores, increased, 
employee  impacts  from  illness,  school  closures  and  other  community  response  measures,  all  of  which  could 

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negatively impact our business. We continually monitor the situation and regularly adjust our policies and practices 
as more information and guidance becomes available. 

Our operations are dependent upon the availability of a significant amount of energy and fuel to manufacture, 
store, transport and sell products.  

Our operations are dependent upon the availability of a significant amount of energy and fuel to manufacture, store, 
transport  and  sell  products.  Energy  and  fuel  costs  are  influenced  by  international,  political  and  economic 
circumstances  and  have  experienced  volatility  over  time.  To  reduce  the  impact  of  volatile  energy  costs,  we  have 
entered into contracts to purchase electricity and natural gas at fixed prices to satisfy a portion of our energy needs. 
We also manage our exposure to changes in energy prices utilized in the shipping process through the use of short-
term  diesel  fuel  derivative  contracts.  Volatility  in  fuel  and  energy  costs  that  exceeds  offsetting  contractual 
arrangements could adversely affect our results of operations.  

Risks Related to Our Future Initiatives 

We may not be able to consummate acquisitions in the future on terms acceptable to us, or at all. 

In addition, acquisitions are accompanied by the risk that the obligations and liabilities of an acquired company may 
not be adequately reflected in the historical financial statements of that company and the risk that those historical 
financial  statements  may  be  based  on  assumptions  which  are  incorrect  or  inconsistent  with  our  assumptions  or 
approach  to  accounting  policies.  Any  of  these  material  obligations,  liabilities  or  incorrect  or  inconsistent 
assumptions could adversely impact our results of operations and financial condition. 

Failure  to  realize  anticipated  benefits  from  our  productivity  initiatives  could  adversely  affect  our  financial 
performance and competitive position. 

Although we have identified and are in the early stages of implementing a broad range of new, specific productivity 
initiatives  to  help  offset  cost  inflation,  fund  growth  and  drive  earnings,  there  can  be  no  assurance  that  all  of  our 
initiatives will be successful or that we will realize the estimated benefits in the currently anticipated amounts or 
timeframe, if at all. Certain of these initiatives involve significant changes in our operating processes and systems 
that could result in disruptions in our operations. The savings from these planned productivity initiatives represent 
management's  estimates  and  remain  subject  to  risks  and  uncertainties.  The  actual  benefits  of  our  productivity 
initiatives, if achieved, may be lower than we expect and may take longer than anticipated. While certain projects 
are  well  underway  and  contributing  as  expected,  in  other  cases,  we  temporarily  paused  some  of  our  initiatives  to 
ensure we are first taking care of our customers and our communities, while focusing on the safety of our associates 
during the COVID-19 pandemic. 

Risks Related to Our Industry 

Competition  in  our  industry  is  intense,  and  our  failure  to  compete  successfully  may  adversely  affect  our 
profitability and operating results. 

The food and drug retail industry is large and dynamic, characterized by intense competition among a collection of 
local, regional and national participants. We face strong competition from other brick and mortar food and/or drug 
retailers, supercenters, club stores, discount stores, online retailers, specialty and niche supermarkets, drug stores, 
general merchandisers, wholesale stores, convenience stores, natural food stores, farmers' markets, local chains and 
stand-alone stores that cater to the individual cultural preferences of specific neighborhoods, restaurants and home 
delivery  and  meal  solution  companies.  Shifts  in  the  competitive  landscape,  consumer  preference  or  market  share 
may have an adverse effect on our profitability and results of operations.  

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As a result of consumers' growing desire to shop online, we also face increasing competition from both our existing 
competitors  that  have  incorporated  the  internet  as  a  direct-to-consumer  channel  and  online  providers  that  sell 
grocery products. In addition, we face increasing competition from online distributors of pharmaceutical products. 
Although  we  have  accelerated  the  expansion  of  our  digital  business,  including  to  respond  to  increased  customer 
demand as a result of the pandemic, and offer our customers the ability to shop online for both home delivery and 
Drive Up & Go curbside pickup, there is no assurance that these online initiatives will be successful. In addition, 
these  initiatives  may  have  an  adverse  impact  on  our  profitability  as  a  result  of  lower  gross  profits  or  greater 
operating costs to compete. 

Our ability to attract customers is dependent, in large part, upon a combination of channel preference, location, store 
conditions, quality, price, service, convenience and selection. In each of these areas, traditional and non-traditional 
competitors compete with us and may successfully attract our customers by matching or exceeding what we offer or 
by  providing  greater  shopping  convenience.  In  recent  years,  many  of  our  competitors  have  aggressively  added 
locations  and  adopted  a  multi-channel  approach  to  marketing  and  advertising.  Our  responses  to  competitive 
pressures, such as additional promotions, increased advertising, additional capital investment and the development 
of  our  digital  offerings,  could  adversely  affect  our  profitability  and  cash  flow.  We  cannot  guarantee  that  our 
competitive response will succeed in increasing or maintaining our share of retail food sales. 

An increasingly competitive industry and, from time to time, deflation in the prices of certain foods have made it 
difficult for food retailers to achieve positive identical sales growth on a consistent basis. We and our competitors 
have  attempted  to  maintain  or  grow  our  and  their  respective  share  of  retail  food  sales  through  capital  and  price 
investment, increased promotional activity and new and remodeled stores, creating a more difficult environment to 
consistently increase year-over-year sales. Some of our primary competitors are larger than we are or have greater 
financial  resources  available  to  them  and,  therefore,  may  be  able  to  devote  greater  resources  to  invest  in  price, 
promotional activity and new or remodeled stores in order to grow their share of retail food sales. Price investment 
by our competitors has also, from time to time, adversely affected our operating margins. In recent years, we have 
invested in price in order to remain competitive and generate sales growth; however, there can be no assurance this 
strategy will be successful. 

Because  we  face  intense  competition,  we  need  to  anticipate  and  respond  to  changing  consumer  preferences  and 
demands more effectively than our competitors. We devote significant resources to differentiating our banners in the 
local markets where we operate and invest in loyalty programs to drive traffic. Our local merchandising teams spend 
considerable time working with store directors to make sure we are satisfying consumer preferences. In addition, we 
strive to achieve and maintain favorable recognition of our Own Brands offerings by marketing these offerings to 
consumers and enhancing a perception of value for consumers. While we seek to continuously respond to changing 
consumer preferences, there are no assurances that our responses will be successful. 

Our continued success is dependent upon our ability to control operating expenses, including managing health care 
and  pension  costs  stipulated  by  our  collective  bargaining  agreements,  to  effectively  compete  in  the  food  retail 
industry.  Several  of  our  primary  competitors  are  larger  than  we  are,  or  are  not  subject  to  collective  bargaining 
agreements, allowing them to more effectively leverage their fixed costs or more easily reduce operating expenses. 
Finally,  we  need  to  source,  market  and  merchandise  efficiently.  Changes  in  our  product  mix  also  may  negatively 
affect  our  profitability.  Failure  to  accomplish  our  objectives  could  impair  our  ability  to  compete  successfully  and 
adversely affect our profitability. Profit margins in the food retail industry are low. In order to increase or maintain 
our profit margins, we develop operating strategies to increase revenues, increase gross margins and reduce costs, 
such  as  new  marketing  programs,  new  advertising  campaigns,  productivity  improvements,  shrink-reduction 
initiatives, distribution center efficiencies, manufacturing efficiencies, energy efficiency programs and other similar 
strategies. 

Our  failure  to  achieve  forecasted  revenue  growth,  gross  margin  improvement  or  cost  reductions  could  have  a 
material adverse effect on our profitability and operating results.  

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We  may  not  timely  identify  or  effectively  respond  to  consumer  trends,  which  could  negatively  affect  our 
relationship with our customers, the demand for our products and services and our market share. 

It  is  difficult  to  predict  consistently  and  successfully  the  products  and  services  our  customers  will  demand  over 
time. Our success depends, in part, on our ability to identify and respond to evolving trends in demographics and 
preferences.  Failure  to  timely  identify  or  effectively  respond  to  changing  consumer  tastes,  preferences  (including 
those relating to sustainability of product sources) and spending patterns could lead us to offer our customers a mix 
of products or a level of pricing that they do not find attractive. This could negatively affect our relationship with 
our customers, leading them to reduce their visits to our stores and the amount they spend. Further, while we have 
significantly  expanded  our  digital  capabilities  and  grown  our  loyalty  programs  over  the  last  several  years,  as 
technology advances, and as the way our customers interact with technology changes, we will need to continue to 
develop and offer digital and loyalty solutions that are both cost effective and compelling. Our failure to anticipate 
or respond to customer expectations for products, services, digital and loyalty programs would adversely affect the 
demand for our products and services and our market share and could have an adverse effect on our performance, 
margins and operating income. 

Consolidation in the healthcare industry could adversely affect our business and financial condition.  

Many organizations in the healthcare industry have consolidated to create larger healthcare enterprises with greater 
market power, which has resulted in increased pricing pressures. If this consolidation trend continues, it could give 
the  resulting  enterprises  even  greater  bargaining  power,  which  may  lead  to  further  pressure  on  the  prices  for  our 
pharmacy products and services. If these pressures result in reductions in our prices, we will become less profitable 
unless  we  are  able  to  achieve  corresponding  reductions  in  costs  or  develop  profitable  new  revenue  streams.  We 
expect  that  market  demand,  government  regulation,  third-party  reimbursement  policies,  government  contracting 
requirements and societal pressures will continue to cause the healthcare industry to evolve, potentially resulting in 
further business consolidations and alliances among the industry participants we engage with, which may adversely 
impact our business, financial condition and results of operations.  

Certain risks are inherent in providing pharmacy services, and our insurance may not be adequate to cover any 
claims against us. 

We  currently  operate  1,727  pharmacies  and,  as  a  result,  we  are  exposed  to  risks  inherent  in  the  packaging, 
dispensing, distribution and disposal of pharmaceuticals and other healthcare products, such as risks of liability for 
products  which  cause  harm  to  consumers,  as  well  as  increased  regulatory  risks  and  related  costs.  Although  we 
maintain insurance, we cannot guarantee that the coverage limits under our insurance programs will be adequate to 
protect us against future claims, or that we will be able to maintain this insurance on acceptable terms in the future, 
or at all. Our results of operations, financial condition or cash flows may be materially adversely affected if in the 
future  our  insurance  coverage  proves  to  be  inadequate  or  unavailable,  or  there  is  an  increase  in  the  liability  for 
which we self-insure, or we suffer harm to our reputation as a result of an error or omission. 

We are subject to numerous federal and state regulations. Each of our in-store pharmacies must be licensed by the 
state government. The licensing requirements vary from state to state. An additional registration certificate must be 
granted by the U.S. Drug Enforcement Administration, and, in some states, a separate controlled substance license 
must  be  obtained  to  dispense  controlled  substances.  In  addition,  pharmacies  selling  controlled  substances  are 
required  to  maintain  extensive  records  and  often  report  information  to  state  and  federal  agencies.  If  we  fail  to 
comply  with  existing  or  future  laws  and  regulations,  we  could  suffer  substantial  civil  or  criminal  penalties, 
including the loss of our licenses to operate pharmacies and our ability to participate in federal and state healthcare 
programs.  As  a  consequence  of  the  severe  penalties  we  could  face,  we  must  devote  significant  operational  and 
managerial resources to complying with these laws and regulations. 

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Application  of  federal  and  state  laws  and  regulations  could  subject  our  current  practices  to  allegations  of 
impropriety or illegality, or could require us to make significant changes to our operations. In addition, we cannot 
predict the impact of future legislation and regulatory changes on our pharmacy business or assure that we will be 
able to obtain or maintain the regulatory approvals required to operate our business. 

Risks Related to Our Supply Chain 

Product  supply  disruptions,  especially  those  to  perishable  products,  may  have  an  adverse  effect  on  our 
profitability and operating results. 

Reflecting consumer preferences, we have a significant focus on perishable products. Perishable sales accounted for 
42% of our revenue in fiscal 2020. We rely on various suppliers and vendors to provide and deliver our perishable 
and  other  product  inventory  on  a  continuous  basis.  We  could  suffer  significant  perishable  and  other  product 
inventory losses and significant lost revenue in the event of the loss or a shutdown of a major supplier or vendor, 
disruption of our distribution network, extended power outages, natural disasters or other catastrophic occurrences. 
Due to the COVID-19 pandemic and the resulting dislocation of workplaces and the economy, the ability of vendors 
to  supply  required  products  may  be  impaired  because  of  illness  or  absenteeism  in  their  workforces,  government 
mandated shutdown orders or impaired financial conditions. The supply of meat products has been impacted by the 
shutdown  of  certain  key  production  facilities  due  to  workforce  illness. We  have  good  working  relationships  with 
major meat suppliers, smaller domestic suppliers and international suppliers, and we stay in regular contact to assess 
production capacity and product availability. Nonetheless, we have experienced reduced allocations on a range of 
meat products, and we have had to expand our supplier portfolio or make adjustments to our merchandising plans to 
support in-stock conditions for our customers. Based on current discussions with industry leaders, we anticipate that 
the meat supply chain will remain challenging for the near future. The supply of each product will return to pre-
COVID-19 levels at different times, and there can be no assurance that our efforts to ensure in-stock positions for all 
of the products that our customers require will be successful. 

Severe weather and natural disasters may adversely affect our business. 

Severe weather conditions such as hurricanes, earthquakes, floods, wildfires, extended winter storms, heat waves or 
tornadoes, as well as other natural disasters in areas in which we have stores or distribution centers or from which 
we source or obtain products have caused and may cause physical damage to our properties, closure of one or more 
of our stores, manufacturing facilities or distribution centers, lack of an adequate work force in a market, temporary 
disruption in the manufacture of products, temporary disruption in the supply of products, disruption in the transport 
of goods, delays in the delivery of goods to our distribution centers or stores, a reduction in customer traffic and a 
reduction in the availability of products in our stores. In addition, adverse climate conditions and adverse weather 
patterns, such as drought or flood, that impact growing conditions and the quantity and quality of crops yielded by 
food producers may adversely affect the availability or cost of certain products within the grocery supply chain. Any 
of these factors may disrupt our business and adversely affect our business. For example, in February 2021, Texas 
experienced a severe winter storm, with temperatures in many parts of the state reaching debilitating lows, which 
caused an increase in expenses for our divisions operating there. 

Threats or potential threats to security of food and drug safety, the occurrence of a widespread health epidemic 
and/or pandemic or regulatory concerns in our supply chain may adversely affect our business. 

Acts or threats, whether perceived or real, of war or terror or other criminal activity directed at the food and drug 
industry  or  the  transportation  industry,  whether  or  not  directly  involving  our  stores,  could  increase  our  operating 
costs and operations, or impact general consumer behavior and consumer spending. Other events that give rise to 
actual  or  potential  food  contamination,  drug  contamination  or  food-borne  illnesses,  or  a  widespread  regional, 
national  or  global  health  epidemic  and/or  pandemic,  such  as  of  influenza  or,  specifically,  the  recent  COVID-19 
pandemic, could have an adverse effect on our operating results or disrupt production and delivery of the products 

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we sell, our ability to appropriately and safely staff our stores and cause customers to avoid public gathering places 
or otherwise change their shopping behaviors. 

We source our products from vendors and suppliers and related networks across the globe who may be subject to 
regulatory actions or face criticism due to actual or perceived social injustices, including human trafficking, child 
labor or environmental, health and safety violations. A disruption in our supply chain due to any regulatory action or 
social injustice could have an adverse impact on our supply chain and ultimately our business, including potential 
harm to our reputation.  

The costs associated with implementing and maintaining the safety measures designed to protect our associates and 
customers in the COVID-19 pandemic have to date been more than offset by increased sales, but in the event our 
sales decline as stay-at-home guidance subsides and the economy begins to re-open, we may be required to continue 
to implement and maintain these protective measures despite lower sales, thereby reducing our profitability. 

We  could  be  affected  if  consumers  lose  confidence  in  the  food  supply  chain  or  the  quality  and  safety  of  our 
products. 

We  could  be  adversely  affected  if  consumers  lose  confidence  in  the  safety  and  quality  of  certain  food  products. 
Adverse publicity about these types of concerns, such as the concerns during fiscal 2020 and fiscal 2019 relating to 
the  COVID-19  pandemic  and  fiscal  2018  relating  to  romaine  lettuce,  whether  valid  or  not,  may  discourage 
consumers from buying our products or cause production and delivery disruptions. To the extent that a pathogen is 
food-borne, or perceived to be food-borne, future outbreaks may adversely affect the price and availability of certain 
food products and cause our customers to eat less of such product. The real or perceived sale of contaminated food 
products  by  us  could  result  in  product  liability  claims,  a  loss  of  consumer  confidence  and  product  recalls,  which 
could have a material adverse effect on our business. 

Fuel prices and availability may adversely affect our results of operations. 

We  currently  operate  400  fuel  centers  that  are  adjacent  to  many  of  our  store  locations.  As  a  result,  we  sell  a 
significant amount of gasoline. Increased regulation or significant increases in wholesale fuel costs could result in 
lower gross profit on fuel sales, and demand could be affected by retail price increases as well as by concerns about 
the  effect  of  emissions  on  the  environment.  We  are  unable  to  predict  future  regulations,  environmental  effects, 
political unrest, acts of terrorism, the actions of major oil producing countries to regulate oil production and other 
matters that may affect the cost and availability of fuel, and how our customers will react, which could adversely 
affect our results of operations. 

Increased commodity prices may adversely impact our profitability. 

We  make  in-store  pricing  decisions  on  a  regional  basis  depending  on  the  competitive  landscape. We  also  set  our 
pricing based on the cost of doing business on a regional basis, as a result of occupancy and labor costs that vary by 
region. At the same time, we frequently discuss ways to lower our costs with our consumer packaged goods partners 
based  upon  our  scale  and  sales  momentum.  Many  of  our  own  and  sourced  products  include  ingredients  such  as 
wheat,  corn,  oils,  milk,  sugar,  proteins,  cocoa  and  other  commodities.  Commodity  prices  worldwide  have  been 
volatile. Any increase in commodity prices may cause an increase in our input costs or the prices our vendors seek 
from us. Although we typically are able to pass on modest commodity price increases or mitigate vendor efforts to 
increase our costs, we may be unable to continue to do so, either in whole or in part, if commodity prices increase 
materially. Suppliers, like us, are incurring additional costs to respond to the COVID-19 pandemic and may seek to 
pass those costs through to us. If we are forced to increase prices, our customers may reduce their purchases at our 
stores or trade down to less profitable products. Both may adversely impact our profitability as a result of reduced 
revenue or reduced margins. 

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Risks Related to Our Workforce 

A significant majority of our employees are unionized, and our relationship with unions, including labor disputes 
or work stoppages, could have an adverse impact on our operations and financial results. 

As  of  February 27,  2021,  approximately  210,000  of  our  employees  were  covered  by  collective  bargaining 
agreements. Collective bargaining agreements covering approximately 67,000 of our employees have expired or are 
scheduled to expire in fiscal 2021. In future negotiations with labor unions, we expect that health care, pension costs 
and/or  contributions  and  wage  costs,  among  other  issues,  will  be  important  topics  for  negotiation.  If,  upon  the 
expiration  of  such  collective  bargaining  agreements,  we  are  unable  to  negotiate  acceptable  contracts  with  labor 
unions, it could result in strikes by the affected workers and thereby significantly disrupt our operations. As part of 
our  collective  bargaining  agreements,  we  may  need  to  fund  additional  pension  contributions,  which  would 
negatively  impact  our  operating  cash  flow.  Further,  if  we  are  unable  to  control  health  care  and  pension  costs 
provided for in the collective bargaining agreements, we may experience increased operating costs and an adverse 
impact on our financial results. 

Increased pension expenses, contributions and surcharges may have an adverse impact on our financial results. 

We  are  sponsors  of  defined  benefit  retirement  plans  for  certain  employees  at  our  Safeway,  United  Supermarkets, 
LLC ("United") and Shaw's stores and distribution centers. The funded status of these plans (the difference between 
the fair value of the plan assets and the projected benefit obligation) is a significant factor in determining annual 
pension expense and cash contributions to fund the plans.  

Unfavorable  investment  performance,  increased  pension  expense  and  cash  contributions  may  have  an  adverse 
impact  on  our  financial  results.  Under  the  Employee  Retirement  Income  Security  Act  of  1974,  as  amended 
("ERISA"),  the  PBGC  has  the  authority  to  petition  a  court  to  terminate  an  underfunded  pension  plan  in  limited 
circumstances. In the event that our defined benefit pension plans are terminated for any reason, we could be liable 
for the entire amount of the underfunding, as calculated by the PBGC based on its own assumptions (which would 
result in a larger obligation than that based on the actuarial assumptions used to fund such plans). Under ERISA and 
the Internal Revenue Code (the "Code"), the liability under these defined benefit plans is joint and several with all 
members  of  our  control  group,  such  that  each  member  of  our  control  group  is  potentially  liable  for  the  defined 
benefit plans of each other member of the control group. 

In  addition,  we  currently  contribute  to  27  multiemployer  pension  plans  for  a  substantial  majority  of  employees 
represented  by  unions  pursuant  to  collective  bargaining  agreements  that  require  us  to  contribute  to  these  plans. 
Under the Pension Protection Act of 2006 ("PPA"), contributions in addition to those made pursuant to a collective 
bargaining agreement may be required in limited circumstances. 

Pension  expenses  for  multiemployer  pension  plans  are  recognized  by  us  as  contributions  are  made.  Generally, 
benefits are based on a fixed amount for each year of service. Our recurring contributions to multiemployer plans 
were $524.0 million, $469.3 million and $451.1 million during fiscal 2020, fiscal 2019 and fiscal 2018, respectively.  

Based on an assessment of the most recent information available, we believe that most of the multiemployer plans 
to  which  we  contribute  are  underfunded,  which  is  the  amount  by  which  the  actuarial  determined  plan  liabilities 
exceed the value of the plan assets. We are only one of a number of employers contributing to these plans. Though 
we are not obligated nor the guarantor for any of the underfunding of multiemployer plans to which we contribute, 
as of December 31, 2020, we attempted to estimate our share of the underfunding of multiemployer plans to which 
we contribute, based on the ratio of our contributions to the total of all contributions to these plans in a year. Our 
estimate  of  the  Company's  share  of  the  underfunding  of  multiemployer  plans  to  which  we  contribute  was  $4.7 
billion.  Our  estimate  is  based  on  the  most  current  information  available  to  us  including  actuarial  evaluations  and 
other data (that includes the estimates of others), and such information may be outdated or otherwise unreliable. Our 

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estimate could also change based on the amount contributed to the plans, investment returns on the assets held in the 
plans, actions taken by trustees who manage the plans' benefit payments, interest rates, the amount of withdrawal 
liability payments made to the plans, if the employers currently contributing to these plans cease participation, and 
requirements under the PPA, the Multiemployer Pension Reform Act of 2014 and applicable provisions of the Code.  

The American Rescue Plan Act ("ARP Act"), which was signed into law on March 11, 2021, establishes a special 
financial  assistance  program  for  financially  troubled  multiemployer  pension  plans.  Under  the  ARP  Act,  eligible 
multiemployer plans can apply to receive a one-time cash payment in the amount needed to pay pension benefits 
through  the  plan  year  ending  2051.  Though  significant  uncertainty  remains  in  determining  how  the  special 
assistance  program  will  work  and  the  PBGC  is  expected  to  issue  guidance  or  regulations  within  120  days  of 
enactment,  we  expect  the  special  financial  assistance  program  to  provide  the  necessary  funding  for  the 
multiemployer  plans  to  which  we  contribute  to  remain  solvent  through  at  least  2051  in  addition  to  ensuring  the 
solvency of the PBGC, which is the guarantor of participant benefits for the multiemployer plans. 

In  the  event  we  were  to  exit  certain  markets  or  otherwise  cease  contributing  to  these  plans,  we  could  trigger  a 
substantial withdrawal liability. Any accrual for withdrawal liability will be recorded when a withdrawal is probable 
and can be reasonably estimated, in accordance with GAAP. All trades or businesses in the employer's control group 
are jointly and severally liable for the employer's withdrawal liability. 

We were the second largest contributing employer to the Food Employers Labor Relations Association and United 
Food and Commercial Workers Pension Fund ("FELRA"), which was projected by FELRA to become insolvent in 
the  first  quarter  of  2021,  and  to  the  Mid-Atlantic  UFCW  and  Participating  Pension  Fund  ("MAP").  On  March  5, 
2020, we agreed with the two applicable local unions to new collective bargaining agreements pursuant to which we 
contribute to FELRA and MAP. These agreements were subject to final approval by the PBGC, the local unions and 
the  largest  contributing  employer,  which  was  reached  on  December  31,  2020.  In  connection  with  these  final 
agreements,  to  address  the  pending  insolvency  of  FELRA,  we  and  the  two  local  unions,  along  with  the  largest 
contributing employer, agreed to combine MAP into FELRA (the "Combined Plan") on December 31, 2020. As a 
result,  we  withdrew  from  the  Combined  Plan  under  the  terms  of  the  agreement  with  the  applicable  unions,  the 
largest contributing employer and the PBGC and received a release of all withdrawal liability and mass withdrawal 
liability from FELRA, MAP, the Combined Plan and the PBGC. As a result, commencing February 2021, we are 
required  to  annually  pay  $23.2  million  to  the  Combined  Plan  for  the  next  25  years.  This  payment  replaces  our 
previous annual contribution to both MAP and FELRA. In addition to the $23.2 million annual payment, we will 
contribute to a new multiemployer pension plan limited to providing benefits to the former participants in MAP and 
FELRA in excess of the benefits the PBGC insures under law (the "Excess Plan"). These contributions are expected 
to commence in June 2022 and are currently expected to be $13.7 million annually for 10 years. Furthermore, we 
are  also  establishing  and  will  contribute  to  a  new  Variable  Annuity  Pension  Plan  (the  "Combined  VAPP")  that 
provides  benefits  to  participants  for  future  services,  effective  January  1,  2021.  We  will  contribute  approximately 
$4.0 million to the Combined VAPP to fund certain administrative expenses and establish a stabilization reserve for 
the Combined VAPP. 

Effective  as  of  June  30,  2020,  we  completely  withdrew  from  the  United  Food  and  Commercial  Workers 
International Union ("UFCW") Union-Industry Pension Fund ("National Fund"). We and nine UFCW local unions 
entered  into  a  Memorandum  of  Understanding  that  permitted  the  withdrawal  and  required  the  establishment  of  a 
new Variable Annuity Pension Plan that will provide benefits to participants for future services, effective as of July 
1,  2020.  As  a  result,  we  will  pay,  by  June  2023,  an  aggregate  of  $285.7  million  to  the  National  Fund,  in  full 
satisfaction of our withdrawal liability amount and mass withdrawal liability amount. 

See "Part II—Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations" and 
"Part  II—Item  8.  Financial  Statements  and  Supplementary  Data—Note  12"  for  more  information  relating  to  our 
participation in these multiemployer pension plans. 

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The  minimum  wage  continues  to  increase  and  is  subject  to  factors  outside  of  our  control.  Changes  to  wage 
regulations could have an impact on our future results of operations. 

A considerable number of our employees are paid at rates related to the federal minimum wage. Additionally, many 
of  our  stores  are  located  in  states,  including  California,  where  the  minimum  wage  is  greater  than  the  federal 
minimum wage and where a considerable number of employees receive compensation equal to the state's minimum 
wage. For example, as of February 27, 2021, we employed approximately 76,000 associates in California, where the 
current minimum wage was increased to $14.00 per hour, effective January 1, 2021, and will increase to $15.00 per 
hour by January 1, 2022. In Massachusetts, where we employed approximately 11,700 associates as of February 27, 
2021, the minimum wage increased to $13.50 per hour, effective January 1, 2021, and will reach $15.00 per hour by 
2023.  In  New  Jersey,  where  we  employed  approximately  7,500  associates  as  of  February 27,  2021,  the  minimum 
wage increased to $12.00 per hour, effective January 1, 2021, and will reach $15.00 per hour by 2024. In Maryland, 
where  we  employed  approximately  7,500  associates  as  of  February 27,  2021,  the  minimum  wage  increased  to 
$11.75 per hour, effective January 1, 2021, and will reach $15.00 per hour by 2025. Moreover, municipalities may 
set minimum wages above the applicable state standards. For example, the minimum wage in Seattle, Washington, 
where we employed approximately 2,000 associates as of February 27, 2021, increased to $16.69 per hour effective 
January 1, 2021 for employers with more than 500 employees nationwide. In Chicago, Illinois, where we employed 
approximately 6,800 associates as of February 27, 2021, the minimum wage increased to $14.00 per hour effective 
July  1,  2020.  Any  further  increases  in  the  federal  minimum  wage  or  the  enactment  of  additional  state  or  local 
minimum wage increases could increase our labor costs, which may adversely affect our results of operations and 
financial condition.  

The food retail industry is labor intensive. Our ability to meet our labor needs, while controlling wage and labor-
related costs, is subject to numerous external factors, including the availability of qualified persons in the workforce 
in  the  local  markets  in  which  we  are  located,  unemployment  levels  within  those  markets,  prevailing  wage  rates, 
changing  demographics,  health  and  other  insurance  costs  and  changes  in  employment  and  labor  laws.  Such  laws 
related to employee hours, wages, job classification and benefits could significantly increase operating costs. In the 
event of increasing wage rates, if we fail to increase our wages competitively, the quality of our workforce could 
decline,  causing  our  customer  service  to  suffer,  while  increasing  wages  for  our  employees  could  cause  our  profit 
margins  to  decrease.  If  we  are  unable  to  hire  and  retain  employees  capable  of  meeting  our  business  needs  and 
expectations, our business and brand image may be impaired. Any failure to meet our staffing needs or any material 
increase in turnover rates of our employees may adversely affect our business, results of operations and financial 
condition. 

Failure to attract and retain qualified associates could materially adversely affect our financial performance. 

Our ability to continue to conduct and expand our operations depends on our ability to attract and retain a large and 
growing number of qualified associates. Our ability to meet our labor needs, including our ability to find qualified 
personnel to fill positions that become vacant at our existing stores and distribution centers, while controlling our 
associate wage and related labor costs, is generally subject to numerous external factors, including the availability 
of a sufficient number of qualified persons in the work force of the markets in which we operate, unemployment 
levels  within  those  markets,  prevailing  wage  rates,  changing  demographics,  health  and  other  insurance  costs  and 
adoption of new or revised employment and labor laws and regulations. If we are unable to locate, to attract or to 
retain  qualified  personnel,  the  quality  of  service  we  provide  to  our  customers  may  decrease  and  our  financial 
performance may be adversely affected. 

To meet our requirements for increased labor in order to meet customer demand in store and across digital channels, 
we partnered with major companies to provide temporary jobs to their employees who were furloughed or had their 
hours cut. We have increased hiring since the beginning of fiscal 2020, partnering with more than 35 companies to 
help keep Americans working, and as of February 27, 2021 had approximately 300,000 associates. To the extent that 
our  need  for  increased  labor  continues,  we  will  need  to  hire  and  train  additional  employees  to  fill  the  roles 

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performed  by  these  temporary  employees. This  increase  in  associates  and  the  wages  that  we  must  pay  them  will 
impact our profitability during the period that they are with us. 

We may be unable to attract and retain key personnel, which could adversely impact our ability to successfully 
execute our business strategy.  

The  continued  successful  implementation  of  our  business  strategy  depends  in  large  part  upon  the  ability  and 
experience  of  members  of  our  senior  management.  In  addition,  our  performance  is  dependent  on  our  ability  to 
identify, hire, train, motivate and retain qualified management, technical, sales and marketing and retail personnel. 
If  we  lose  the  services  of  members  of  our  senior  management  or  are  unable  to  continue  to  attract  and  retain  the 
necessary personnel, we may not be able to successfully execute our business strategy, which could have an adverse 
effect on our business.   

Legal and Regulatory Risks 

Unfavorable changes in government regulation may have a material adverse effect on our business. 

Our stores are subject to various federal, state, local and foreign laws, regulations and administrative practices. We 
must  comply  with  numerous  provisions  regulating  health  and  sanitation  standards,  food  labeling,  energy, 
environmental, equal employment opportunity, minimum wages, pension, health insurance and other welfare plans, 
licensing  for  the  sale  of  food,  drugs  and  alcoholic  beverages  and  any  new  provisions  relating  to  the  COVID-19 
pandemic.  We  cannot  predict  either  the  nature  of  future  laws,  regulations,  interpretations  or  applications,  or  the 
effect either additional governmental laws, regulations or administrative procedures, when and if promulgated, or 
disparate  federal,  state,  local  and  foreign  regulatory  schemes  would  have  on  our  future  business.  In  addition, 
regulatory  changes  could  require  the  reformulation  of  certain  products  to  meet  new  standards,  the  recall  or 
discontinuance of certain products not able to be reformulated, additional record keeping, expanded documentation 
of  the  properties  of  certain  products,  expanded  or  different  labeling  and/or  scientific  substantiation. Any  or  all  of 
such requirements could have an adverse effect on our business. 

Unfavorable  changes  in  the  tax  code  could  adversely  impact  our  results  of  operations,  financial  position  and 
liquidity.  

Changes  in  tax  laws  or  their  interpretations  could  adversely  affect  us.  For  example,  prior  to  the  2020  U.S. 
presidential  election,  President  Biden  proposed,  among  other  changes  to  the  tax  code,  an  increase  in  the  U.S. 
corporate tax income rate from 21% to 28%. We are unable to predict whether any of these changes will ultimately 
be enacted, however if any or all of these (or similar) proposals are ultimately enacted into law, they could have a 
negative impact on our effective tax rate, cash tax liability, and cash tax refunds.  

Unfavorable  changes  in,  failure  to  comply  with  or  increased  costs  to  comply  with  environmental  laws  and 
regulations could adversely affect us. The storage and sale of petroleum products could cause disruptions and 
expose us to potentially significant liabilities. 

Our operations, including our 400 fuel centers, are subject to various laws and regulations relating to the protection 
of  the  environment,  including  those  governing  the  storage,  management,  disposal  and  cleanup  of  hazardous 
materials.  Some  environmental  laws,  such  as  the  Comprehensive  Environmental  Response,  Compensation  and 
Liability Act and similar state statutes, impose strict, and under certain circumstances joint and several, liability for 
costs to remediate a contaminated site, and also impose liability for damages to natural resources. 

Third-party  claims  in  connection  with  releases  of  or  exposure  to  hazardous  materials  relating  to  our  current  or 
former properties or third-party waste disposal sites can also arise. In addition, the presence of contamination at any 
of our properties could impair our ability to sell or lease the contaminated properties or to borrow money using any 

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of  these  properties  as  collateral.  The  costs  and  liabilities  associated  with  any  such  contamination  could  be 
substantial and could have a material adverse effect on our business. Under current environmental laws, we may be 
held responsible for the remediation of environmental conditions regardless of whether we lease, sublease or own 
the stores or other facilities and regardless of whether such environmental conditions were created by us or a prior 
owner  or  tenant.  In  addition,  the  increased  focus  on  climate  change,  waste  management  and  other  environmental 
issues may result in new environmental laws or regulations that negatively affect us directly or indirectly through 
increased  costs  on  our  suppliers.  There  can  be  no  assurance  that  environmental  contamination  relating  to  prior, 
existing or future sites or other environmental changes will not adversely affect us through, for example, business 
interruption, cost of remediation or adverse publicity. 

We  are  subject  to,  and  may  in  the  future  be  subject  to,  legal  or  other  proceedings  that  could  have  a  material 
adverse effect on us. 

From  time  to  time,  we  are  a  party  to  legal  proceedings,  including  matters  involving  personnel  and  employment 
issues, personal injury, antitrust claims, intellectual property claims and other proceedings arising in or outside of 
the ordinary course of business. In addition, there are an increasing number of cases being filed against companies 
generally, including class-action allegations under federal and state wage and hour laws. We may also be exposed to 
legal  proceedings  arising  out  of  the  COVID-19  pandemic,  including  potential  wrongful  death  actions  brought  on 
behalf  of  employees  that  contracted  COVID-19  and  allegations  of  improper  pricing  of  necessities  during  the 
COVID-19 pandemic. We estimate our exposure to these legal proceedings and establish reserves for the estimated 
liabilities. Assessing  and  predicting  the  outcome  of  these  matters  involves  substantial  uncertainties. Although  not 
currently anticipated by management, unexpected outcomes in these legal proceedings or changes in management's 
forecast assumptions or predictions could have a material adverse impact on our results of operations. 

We use a combination of insurance and self-insurance to address potential liabilities for workers' compensation, 
automobile and general liability, property risk (including earthquake and flood coverage), director and officers' 
liability, employment practices liability, pharmacy liability and employee health care benefits. 

We  use  a  combination  of  insurance  and  self-insurance  to  address  potential  liabilities  for  workers'  compensation, 
automobile  and  general  liability,  property  risk  (including  earthquake  and  flood  coverage),  director  and  officers' 
liability,  employment  practices  liability,  pharmacy  liability  and  employee  health  care  benefits  and  cyber  and 
terrorism risks. We estimate the liabilities associated with the risks retained by us, in part, by considering historical 
claims  experience,  demographic  and  severity  factors  and  other  actuarial  assumptions  which,  by  their  nature,  are 
subject  to  a  high  degree  of  variability.  Among  the  causes  of  this  variability  are  unpredictable  external  factors 
affecting future inflation rates, discount rates, litigation trends, legal interpretations, benefit level changes and claim 
settlement patterns. 

The  majority  of  our  workers'  compensation  liability  is  from  claims  occurring  in  California,  where  workers' 
compensation has received intense scrutiny from the state's politicians, insurers, employers and providers, as well as 
the public in general.  

Risks Related to Information Security, Cybersecurity and Data Privacy 

We  may  be  adversely  affected  by  risks  related  to  our  dependence  on  IT  systems.  Any  future  changes  to  or 
intrusion  into  these  IT  systems,  even  if  we  are  compliant  with  industry  security  standards,  could  materially 
adversely affect our reputation, financial condition and operating results. 

We have complex IT systems that are important to the success of our business operations and marketing initiatives. 
If  we  were  to  experience  failures,  breakdowns,  substandard  performance  or  other  adverse  events  affecting  these 
systems, or difficulties accessing the proprietary business data stored in these systems, or in maintaining, expanding 
or upgrading existing systems or implementing new systems, we could incur significant losses due to disruptions in 

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our systems and business. These risks may be further exacerbated by the deployment and continued refinement of 
cloud-based enterprise solutions. In a cloud computing environment, we could be subject to outages by third-party 
service providers and security breaches to their systems. Unauthorized parties have obtained in the past, and may in 
the future obtain, access to cloud-based platforms used by companies. 

Improper  activities  by  third  parties,  exploitation  of  encryption  technology,  new  data-hacking  tools  and 
discoveries and other events or developments may result in future intrusions into or compromise of our networks, 
payment card terminals or other payment systems.  

The techniques used by criminals to obtain unauthorized access to sensitive data change frequently and often cannot 
be  recognized  until  launched  against  a  target;  accordingly,  we  may  not  be  able  to  anticipate  these  frequently 
changing techniques or implement adequate preventive measures for all of them. Any unauthorized access into our 
customers' sensitive information, or data belonging to us or our suppliers, even if we are compliant with industry 
security standards, could put us at a competitive disadvantage, result in deterioration of our customers' confidence in 
us  and  subject  us  to  potential  litigation,  liability,  fines  and  penalties  and  consent  decrees,  resulting  in  a  possible 
material adverse impact on our financial condition and results of operations. 

As a merchant that accepts debit and credit cards for payment, we are subject to the Payment Card Industry ("PCI") 
Data  Security  Standard  ("PCI  DSS"),  issued  by  the  PCI  Council.  PCI  DSS  contains  compliance  guidelines  and 
standards with regard to our security surrounding the physical administrative and technical storage, processing and 
transmission of individual cardholder data. By accepting debit cards for payment, we are also subject to compliance 
with  American  National  Standards  Institute  ("ANSI")  data  encryption  standards  and  payment  network  security 
operating  guidelines.  Failure  to  be  PCI  compliant  or  to  meet  other  payment  card  standards  may  result  in  the 
imposition  of  financial  penalties  or  the  allocation  by  the  card  brands  of  the  costs  of  fraudulent  charges  to  us. As 
well, the Fair and Accurate Credit Transactions Act ("FACTA") requires systems that print payment card receipts to 
employ personal account number truncation so that the consumer's full account number is not viewable on the slip. 
Despite our efforts to comply with these or other payment card standards and other information security measures, 
we  cannot  be  certain  that  all  of  our  IT  systems  will  be  able  to  prevent,  contain  or  detect  all  cyber-attacks  or 
intrusions from known malware or malware that may be developed in the future. To the extent that any disruption 
results  in  the  loss,  damage  or  misappropriation  of  information,  we  may  be  adversely  affected  by  claims  from 
customers, financial institutions, regulatory authorities, payment card associations and others. In addition, privacy 
and information security laws and standards continue to evolve and could expose us to further regulatory burdens. 
The  cost  of  complying  with  stricter  laws  and  standards,  including  PCI  DSS, ANSI  and  FACTA  data  encryption 
standards and the California Consumer Privacy Act which took effect in January 2020, could be significant.  

The  loss  of  confidence  from  a  data  security  breach  involving  our  customers  or  employees  could  hurt  our 
reputation and cause customer retention and employee recruiting challenges. 

We  receive  and  store  personal  information  in  connection  with  our  marketing  and  human  resources  organizations. 
The protection of our customer and employee data is critically important to us. Despite our considerable efforts to 
secure our computer networks, security could be compromised, confidential information could be misappropriated 
or system disruptions could occur, as has occurred with a number of other retailers. If we experience a data security 
breach,  we  could  be  exposed  to  government  enforcement  actions,  possible  assessments  from  the  card  brands  if 
credit card data was involved and potential litigation. In addition, our customers could lose confidence in our ability 
to protect their personal information, which could cause them to stop shopping at our stores altogether. 

Unauthorized  computer  intrusions  could  adversely  affect  our  brands  and  could  discourage  customers  from 
shopping with us. 

In 2014, we were the subject of an unauthorized intrusion affecting 800 of our stores in an attempt to obtain credit 
card data. While the claims arising out of this intrusion have been substantially resolved, there can be no assurance 

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that  we  will  not  suffer  a  similar  criminal  attack  in  the  future  or  that  unauthorized  parties  will  not  gain  access  to 
personal  information  of  our  customers.  While  we  have  implemented  additional  security  software  and  hardware 
designed  to  provide  additional  protections  against  unauthorized  intrusions,  there  can  be  no  assurance  that 
unauthorized  individuals  will  not  discover  a  means  to  circumvent  our  security.  Hackers  and  data  thieves  are 
increasingly  sophisticated  and  operate  large-scale  and  complex  attacks.  Experienced  computer  programmers  and 
hackers  may  be  able  to  penetrate  our  security  controls  and  misappropriate  or  compromise  sensitive  personal, 
proprietary  or  confidential  information,  create  system  disruptions  or  cause  shutdowns.  They  also  may  be  able  to 
develop  and  deploy  malicious  software  programs  that  attack  our  systems  or  otherwise  exploit  any  security 
vulnerabilities. Computer intrusions could adversely affect our brands, have caused us to incur legal and other fees, 
may  cause  us  to  incur  additional  expenses  for  additional  security  measures  and  could  discourage  customers  from 
shopping in our stores. 

Risks Related to Our Indebtedness  

Our substantial level of indebtedness could adversely affect our financial condition and prevent us from fulfilling 
our obligations under our indebtedness. 

We have a significant amount of indebtedness. As of February 27, 2021, we had approximately $7.8 billion of debt 
outstanding (other than finance lease obligations), and, subject to our borrowing base, we would have been able to 
borrow  an  additional  $3.6 billion  under  our  asset-based  loan  ("ABL")  facility  (the  "ABL  Facility").  As  of 
February 27, 2021, we and our subsidiaries had approximately $0.6 billion of finance lease obligations.  

Our substantial indebtedness could have important consequences. For example, it could: 

• 
• 

• 

• 
• 

increase our vulnerability to general adverse economic and industry conditions; 
require  us  to  dedicate  a  substantial  portion  of  our  cash  flow  from  operations  to  payments  on  our 
indebtedness,  thereby  reducing  the  availability  of  our  cash  flow  to  fund  working  capital,  capital 
expenditures and other general corporate purposes, including acquisitions; 
limit  our  flexibility  in  planning  for,  or  reacting  to,  changes  in  our  business  and  the  industry  in  which  we 
operate; 
place us at a competitive disadvantage compared to our competitors that have less debt; and 
limit our ability to borrow additional funds. 

In addition, there can be no assurance that we will be able to refinance any of our debt or that we will be able to 
refinance our debt on commercially reasonable terms. If we were unable to make payments or refinance our debt or 
obtain new financing under these circumstances, we would have to consider other options, such as: 

• 
• 
• 

sales of assets; 
sales of equity; or 
negotiations with our lenders to restructure the applicable debt. 

Our  debt  instruments  may  restrict,  or  market  or  business  conditions  may  limit,  our  ability  to  obtain  additional 
indebtedness, refinance our indebtedness or use some of our options. 

Despite  our  significant  indebtedness  levels,  we  may  still  be  able  to  incur  substantially  more  debt,  which  could 
further exacerbate the risks associated with our substantial leverage. 

We  and  our  subsidiaries  may  be  able  to  incur  substantial  additional  indebtedness  in  the  future.  The  terms  of  the 
credit agreement that governs the ABL Facility and the indentures that govern the New Albertsons L.P.'s ("NALP") 
6.52% to 7.15% Medium-Term Notes, due July 2027-June 2028, 7.75% Debentures due June 2026, 7.45% Senior 

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Debentures due August 2029, 8.70% Senior Debentures due May 2030 and 8.00% Senior Debentures due May 2031 
(collectively,  the  "NALP  Notes"),  Safeway's  4.75%  Senior  Notes  due  December  2021,  7.45%  Senior  Debentures 
due  September  2027  and  7.25%  Senior  Debentures  due  February  2031  (collectively,  the  "Safeway  Notes"),  and 
ACI's  3.5%  Senior  Notes  due  February  2023  (the  "2023  Notes"),  5.750%  Senior  Notes  due  September  2025  (the 
"2025 Notes"), 7.5% Senior Notes due March 2026, 3.250% Senior Notes due March 2026 (the "New 2026 Notes"), 
4.625%  Senior  Notes  due  January  2027  (the  "2027  Notes"),  5.875%  Senior  Notes  due  February  2028  (the  "2028 
Notes"),  3.500%  Senior  Notes  due  March  2029  (the  "2029  Notes")  and  4.875%  Senior  Notes  due  February  2030 
(the  "2030  Notes")  permit  us  to  incur  significant  additional  indebtedness,  subject  to  certain  limitations.  If  new 
indebtedness is added to our and our subsidiaries' current debt levels, the related risks that we and they now face 
would intensify. 

To service our indebtedness, we require a significant amount of cash, and our ability to generate cash depends on 
many factors beyond our control. 

Our ability to make cash payments on and to refinance the indebtedness and to fund planned capital expenditures 
will  depend  on  our  ability  to  generate  significant  operating  cash  flow  in  the  future,  as  described  in  the  section 
entitled "Part II—Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations" 
of this Annual Report on Form 10-K. This ability is, to a significant extent, subject to general economic, financial, 
competitive, legislative, regulatory and other factors that are beyond our control. 

Our business may not generate sufficient cash flow from operations to enable us to pay our indebtedness or to fund 
our other liquidity needs. In any such circumstance, we may need to refinance all or a portion of our indebtedness, 
on or before maturity. We may not be able to refinance any indebtedness on commercially reasonable terms, or at 
all. If we cannot service our indebtedness, we may have to take actions such as selling assets, seeking additional 
equity  or  reducing  or  delaying  capital  expenditures,  strategic  acquisitions  and  investments.  Any  such  action,  if 
necessary,  may  not  be  effected  on  commercially  reasonable  terms  or  at  all.  The  instruments  governing  our 
indebtedness may restrict our ability to sell assets and our use of the proceeds from such sales. 

If we are unable to generate sufficient cash flow or are otherwise unable to obtain funds necessary to meet required 
payments of principal, premium, if any, and interest on our indebtedness, or if we otherwise fail to comply with the 
various  covenants  in  the  instruments  governing  our  indebtedness,  we  could  be  in  default  under  the  terms  of  the 
agreements governing such indebtedness. In the event of such default, the holders of such indebtedness could elect 
to declare all the funds borrowed thereunder to be due and payable, together with accrued and unpaid interest, the 
lenders  under  our  credit  agreement,  or  any  replacement  revolving  credit  facility  in  respect  thereof,  could  elect  to 
terminate their revolving commitments thereunder, cease making further loans and institute foreclosure proceedings 
against our assets, and we could be forced into bankruptcy or liquidation. 

In addition, in July 2017, the U.K. Financial Conduct Authority, which regulates the London Interbank Offered Rate 
("LIBOR"), announced that it intends to stop compelling banks to submit rates for the calculation of LIBOR after 
2021. It is unclear if LIBOR will cease to exist or if new methods of calculating LIBOR will evolve and what, if 
any, effect these changes, other reforms or the establishment of alternative reference rates may have on instruments 
that  calculate  interest  rates  based  on  LIBOR  including  our  ABL  Facility.  Additionally,  changes  in  the  method 
pursuant to which the LIBOR rates are determined may result in a sudden or prolonged increase or decrease in the 
reported LIBOR rates. While we do not expect that the transition from LIBOR and risks related thereto will have a 
material adverse effect on our financing costs, it is still uncertain at this time. For more information, see "Part II—
Item 7A. Quantitative and Qualitative Disclosures About Market Risk." 

Our debt instruments limit our flexibility in operating our business. 

Our  debt  instruments  contain  various  covenants  that  limit  our  and  our  restricted  subsidiaries'  ability  to  engage  in 
specified  types  of  transactions.  A  breach  of  any  of  these  covenants  could  result  in  a  default  under  our  debt 

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instruments. Any debt agreements we enter into in the future may further limit our ability to enter into certain types 
of  transactions.  In  addition,  certain  of  the  covenants  governing  the ABL  Facility  and  our  existing  notes  restrict, 
among other things, our and our restricted subsidiaries' ability to: 

• 
• 

incur additional indebtedness or provide guarantees in respect of obligations of other persons; 
pay  dividends  on,  repurchase  or  make  distributions  to  our  owners  or  make  other  restricted  payments  or 
make certain investments; 
prepay, redeem or repurchase debt; 

• 
•  make loans, investments and capital expenditures; 
• 
• 
• 
• 
• 
• 
• 

sell or otherwise dispose of certain assets; 
incur liens; 
engage in sale leaseback transactions; 
restrict dividends, loans or asset transfers from our subsidiaries; 
consolidate, merge, sell or otherwise dispose of all or substantially all of our assets; 
enter into a new or different line of business; and 
enter into certain transactions with our affiliates. 

In addition, the restrictive covenants in our ABL Facility require us, in certain circumstances, to maintain a specific 
fixed charge coverage ratio. Our ability to meet that financial ratio can be affected by events beyond our control, 
and there can be no assurance that we will meet it. A breach of this covenant could result in a default under such 
facilities. Moreover, the occurrence of a default under our ABL Facility could result in an event of default under our 
other indebtedness. Upon the occurrence of an event of default under our ABL Facility, the lenders could elect to 
declare  all  amounts  outstanding  under  the  ABL  Facility  to  be  immediately  due  and  payable  and  terminate  all 
commitments to extend further credit. Even if we are able to obtain new financing, it may not be on commercially 
reasonable terms, or terms that are acceptable to us.  

Increases in interest rates and/or a downgrade of our credit ratings could negatively affect our financing costs 
and our ability to access capital. 

We have exposure to future interest rates based on the variable rate debt under our credit facilities and to the extent 
we raise additional debt in the capital markets to meet maturing debt obligations, to fund our capital expenditures 
and  working  capital  needs  and  to  finance  future  acquisitions.  Daily  working  capital  requirements  are  typically 
financed with operational cash flow and through the use of our ABL Facility. The interest rate on these borrowing 
arrangements is generally determined from the inter-bank offering rate at the borrowing date plus a pre-set margin. 
Although we employ risk management techniques to hedge against interest rate volatility, significant and sustained 
increases in market interest rates could materially increase our financing costs and negatively impact our reported 
results. 

We rely on access to bank and capital markets as sources of liquidity for cash requirements not satisfied by cash 
flows from operations. A downgrade in our credit ratings from the internationally recognized credit rating agencies 
could  negatively  affect  our  ability  to  access  the  bank  and  capital  markets,  especially  in  a  time  of  uncertainty  in 
either  of  those  markets. A  rating  downgrade  could  also  impact  our  ability  to  grow  our  business  by  substantially 
increasing the cost of, or limiting access to, capital. 

We may have liability under certain operating leases that were assigned to third parties. 

We may have liability under certain operating leases that were assigned to third parties. If any of these third parties 
fail  to  perform  their  obligations  under  the  leases,  including  as  a  result  of  the  economic  dislocation  caused  by  the 
COVID-19  pandemic,  we  could  be  responsible  for  the  lease  obligation.  Due  to  the  wide  dispersion  among  third 

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parties and the variety of remedies available, we believe that if an assignee became insolvent it would not have a 
material effect on our financial condition, results of operations or cash flows. 

Risks Related to Owning Our Common Stock  

The price of our common stock may be volatile or may decline regardless of our operating performance, and you 
may suffer a decline in value.  

The  market  price  of  our  common  stock  is  volatile  and  may  be  influenced  by  many  factors,  some  of  which  are 
beyond our control, including: 

• 
• 
• 
• 
• 
• 
• 
• 
• 

the failure of securities analysts to cover our common stock, or changes in financial estimates by analysts;  
changes in, or investors' perception of, the food and drug retail industry;  
the activities of competitors;  
future issuances and sales of our common stock, including in connection with acquisitions;  
our quarterly or annual earnings or those of other companies in our industry;  
the public's reaction to our press releases, our other public announcements and our filings with the SEC;  
regulatory or legal developments in the United States;  
litigation involving us, our industry, or both; and  
general economic conditions.  

In  addition,  the  stock  market  often  experiences  extreme  price  and  volume  fluctuations  that  have  often  been 
unrelated or disproportionate to the operating performance of a particular company. These broad market fluctuations 
and  industry  factors  may  materially  reduce  the  market  price  of  our  common  stock,  regardless  of  our  operating 
performance. As a result of these factors, you may suffer a decline in value. 

We  are  controlled  by  Cerberus,  Klaff  Realty,  L.P.,  Schottenstein  Stores  Corp.,  Lubert-Adler  Partners,  L.P.  and 
Kimco  Realty  Corporation  (collectively,  the  "Sponsors")  and  they  may  have  conflicts  of  interest  with  other 
stockholders in the future. 

Our  Sponsors  control  in  the  aggregate  approximately  78.6%  of  our  common  stock. As  a  result,  our  Sponsors  are 
able  to  control  the  election  of  our  directors,  determine  our  corporate  and  management  policies  and  determine, 
without the consent of our other stockholders, the outcome of any corporate transaction or other matter submitted to 
our stockholders for approval, including potential mergers or acquisitions, asset sales and other significant corporate 
transactions.  Four  of  our  14  directors  are  either  employees  of,  or  advisors  to,  members  of  our  Sponsors.  Our 
Sponsors also have sufficient voting power to amend our organizational documents. The interests of our Sponsors 
may  not  coincide  with  the  interests  of  other  holders  of  our  common  stock. Additionally,  our  Sponsors  are  in  the 
business of making investments in companies and may, from time to time, acquire and hold interests in businesses 
that  compete  directly  or  indirectly  with  us.  Our  Sponsors  may  also  pursue,  for  their  own  account,  acquisition 
opportunities that may be complementary to our business, and as a result, those acquisition opportunities may not be 
available  to  us.  So  long  as  our  Sponsors  continue  to  own  a  significant  amount  of  the  outstanding  shares  of  our 
common  stock,  our  Sponsors  will  continue  to  be  able  to  strongly  influence  or  effectively  control  our  decisions, 
including potential mergers or acquisitions, asset sales and other significant corporate transactions.  

We are a "controlled company" within the meaning of the NYSE rules and, as a result, qualify for, and intend to 
rely on, exemptions from certain corporate governance requirements. Our stockholders will not have the  same 
protections afforded to stockholders of companies that are subject to such requirements.  

Our  Sponsors,  as  a  group,  control  a  majority  of  our  outstanding  common  stock. As  a  result,  we  are  a  "controlled 
company" within the meaning of the NYSE rules. Under the NYSE rules, a company of which more than 50% of 

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the voting power is held by an individual, group or another company is a "controlled company" and may elect not to 
comply with certain corporate governance requirements, including: 

• 
• 

• 

• 

the requirement that a majority of the board of directors consist of independent directors;  
the requirement that we have a nominating and corporate governance committee that is composed entirely 
of independent directors with a written charter addressing the committee's purpose and responsibilities;  
the requirement that we have a compensation committee that is composed entirely of independent directors 
with a written charter addressing the committee's purpose and responsibilities; and  
the  requirement  for  an  annual  performance  evaluation  of  the  nominating  and  corporate  governance  and 
compensation committees.  

We currently utilize, and intend to continue to utilize, these exemptions. As a result, we do not have a majority of 
independent  directors  nor  do  our  nominating  and  corporate  governance  and  compensation  committees  consist 
entirely  of  independent  directors.  Accordingly,  our  stockholders  will  not  have  the  same  protections  afforded  to 
stockholders of companies that are subject to all of the NYSE corporate governance requirements. 

Provisions  in  our  charter  documents,  certain  agreements  governing  our  indebtedness,  our  stockholders 
agreement  with  our  Sponsors,  dated  June  25,  2020  (the  "Stockholders' Agreement")  and  Delaware  law  could 
make an acquisition of us more difficult and may prevent attempts by our stockholders to replace or remove our 
current management, even if beneficial to our stockholders.  

Provisions in our amended and restated certificate of incorporation, as amended ("certificate of incorporation"), and 
our amended and restated bylaws ("bylaws") may discourage, delay or prevent a merger, acquisition or other change 
in control that some stockholders may consider favorable, including transactions in which our stockholders might 
otherwise receive a premium for their shares of our common stock. These provisions could also limit the price that 
investors might be willing to pay in the future for shares of our common stock, possibly depressing the market price 
of our common stock.  

In addition, these provisions may frustrate or prevent any attempts by our stockholders to replace members of our 
board  of  directors.  Because  our  board  of  directors  is  responsible  for  appointing  the  members  of  our  management 
team, these provisions could in turn affect any attempt by our stockholders to replace members of our management 
team. Examples of such provisions are as follows:  

• 

• 

• 

• 

• 

from and after such date that our Sponsors and their respective Affiliates (as defined in Rule 12b-2 of the 
Exchange Act), or any person who is an express assignee or designee of their respective rights under our 
certificate of incorporation (and such assignee's or designee's Affiliates) ceases to own, in the aggregate, at 
least  50%  of  the  then-outstanding  shares  of  our  common  stock  (the  "50%  Trigger  Date"),  the  authorized 
number  of  our  directors  may  be  increased  or  decreased  only  by  the  affirmative  vote  of  two-thirds  of  the 
then-outstanding shares of our common stock or by resolution of our board of directors;  
prior  to  the  50%  Trigger  Date,  only  our  board  of  directors  and  the  Sponsors  are  expressly  authorized  to 
make,  alter  or  repeal  our  bylaws  and,  from  and  after  the  50%  Trigger  Date,  our  stockholders  may  only 
amend  our  bylaws  with  the  approval  of  at  least  two-thirds  of  all  of  the  outstanding  shares  of  our  capital 
stock entitled to vote;  
from  and  after  the  50%  Trigger  Date,  the  manner  in  which  stockholders  can  remove  directors  from  the 
board will be limited;  
from  and  after  the  50%  Trigger  Date,  stockholder  actions  must  be  effected  at  a  duly  called  stockholder 
meeting and actions by our stockholders by written consent will be prohibited; 
from and after such date that our Sponsors and their respective Affiliates (or any person who is an express 
assignee  or  designee  of  our  Sponsors'  respective  rights  under  our  certificate  of  incorporation  (and  such 
assignee's  or  designee's Affiliates))  ceases  to  own,  in  the  aggregate,  at  least  35%  of  the  then-outstanding 

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shares  of  our  common  stock  (the  "35%  Trigger  Date"),  advance  notice  requirements  for  stockholder 
proposals  that can  be  acted  on  at  stockholder  meetings  and  nominations  to  our  board  of  directors  will  be 
established;  
limits on who may call stockholder meetings;  
requirements on any stockholder (or group of stockholders acting in concert), other than, prior to the 35% 
Trigger Date, the Sponsors, who seeks to transact business at a meeting or nominate directors for election to 
submit  a  list  of  derivative  interests  in  any  of  our  company's  securities,  including  any  short  interests  and 
synthetic equity interests held by such proposing stockholder;  
requirements  on  any  stockholder  (or  group  of  stockholders  acting  in  concert)  who  seeks  to  nominate 
directors for election to submit a list of "related party transactions" with the proposed nominee(s) (as if such 
nominating person were a registrant pursuant to Item 404 of Regulation S-K, and the proposed nominee was 
an executive officer or director of the "registrant"); and  
our board of directors is authorized to issue preferred stock without stockholder approval, which could be 
used to institute a "poison pill" that would work to dilute the stock ownership of a potential hostile acquiror, 
effectively preventing acquisitions that have not been approved by our board of directors.  

• 
• 

• 

• 

Our  certificate  of  incorporation  authorizes  our  board  of  directors  to  issue  up  to  100,000,000  shares  of  preferred 
stock. The preferred stock may be issued in one or more series, the terms of which may be determined by our board 
of directors at the time of issuance or fixed by resolution without further action by the stockholders. These terms 
may  include  voting  rights,  preferences  as  to  dividends  and  liquidation,  conversion  rights,  redemption  rights,  and 
sinking fund provisions. The issuance of preferred stock could diminish the rights of holders of our common stock, 
and  therefore  could  reduce  the  value  of  our  common  stock.  In  addition,  specific  rights  granted  to  holders  of 
preferred stock could be used to restrict our ability to merge with, or sell assets to, a third party. The ability of our 
board of directors to issue preferred stock could delay, discourage, prevent, or make it more difficult or costly to 
acquire or effect a change in control, thereby preserving the current stockholders' control.  

Certain  rights  of  the  holders  of  the  Company's  Series  A-1  convertible  preferred  stock  ("Series  A-1  Preferred 
Stock")  and  Series A  convertible  preferred  stock  ("Series A  Preferred  Stock"  and  together  with  the  Series A-1 
Preferred Stock, the "Convertible Preferred Stock") could delay or prevent an otherwise beneficial takeover or 
takeover attempt of the Company.  

Certain rights of the holders of the Convertible Preferred Stock could make it more difficult or more expensive for a 
third party to acquire us. For example, if a Fundamental Change (as defined in each of the certificate of designations 
of the Series A-1 Preferred Stock (the "Series A-1 Certificate of Designations") and the certificate of designations of 
the Series A Preferred Stock (the "Series A-1 Certificate of Designations" and together with the Series A Certificate 
of  Designations,  the  "Certificate  of  Designations"))  were  to  occur,  holders  of  the  Convertible  Preferred  Stock,  if 
issued,  may  have  the  right  to  convert  their  Convertible  Preferred  Stock,  in  whole  or  in  part,  at  an  increased 
conversion rate and will also be entitled to receive a make-whole amount equal to the present value of all remaining 
dividend payments on their Convertible Preferred Stock as described in the Certificate of Designations governing 
the  Convertible  Preferred  Stock.  The  holders  of  our  Convertible  Preferred  Stock  (the  "Preferred  Investors")  also 
hold the Investor Exchange Right (as defined in the Certificate of Designations governing the Convertible Preferred 
Stock) which may be exercised if any of the following were to occur: (i) the seventh anniversary of June 9, 2020, so 
long  as  any  shares  of  Convertible  Preferred  Stock  are  outstanding,  (ii)  the  fourth  anniversary  of  an  initial  public 
offering,  if  a  Fundamental  Change  occurs  and  the  related  Fundamental  Change  Stock  Price  (as  defined  in  the 
Certificate  of  Designations  governing  the  Convertible  Preferred  Stock)  is  less  than  the  conversion  price,  (iii)  a 
downgrade  by  one  or  more  gradations  (including  gradations  within  ratings  categories  as  well  as  between  ratings 
categories) or withdrawal of our credit rating, as a result of which our credit rating is B- (or Moody's equivalent) or 
lower, (iv) the failure by us to pay a dividend on the Convertible Preferred Stock, which failure continues for 30 
days  after  such  dividend's  due  date,  or  (v)  a  bankruptcy  filing. These  features  of  the  Convertible  Preferred  Stock 

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could  increase  the  cost  of  acquiring  us  or  otherwise  discourage  a  third  party  from  acquiring  us  or  removing 
incumbent management.  

Our certificate of incorporation and bylaws designate the Court of Chancery of the State of Delaware as the sole 
and exclusive forum for certain types of actions and proceedings that may be initiated by our stockholders, which 
could  limit  our  stockholders'  ability  to  obtain  a  favorable  judicial  forum  for  disputes  with  us  or  our  directors, 
officers or other employees.  

Our certificate of incorporation provides that, unless we consent in writing to the selection of an alternative forum, 
the Court of Chancery of the State of Delaware will, to the fullest extent permitted by law, be the exclusive forum 
for: (a) any derivative action or proceeding brought on our behalf; (b) any action asserting a claim for breach of a 
fiduciary duty owed by any of our directors, officers, employees or agents to us or our stockholders; (c) any action 
asserting a claim arising pursuant to any provision of the Delaware General Corporation Law (the "DGCL"), our 
certificate  of  incorporation  or  our  bylaws;  or  (d)  any  action  asserting  a  claim  governed  by  the  internal  affairs 
doctrine.  Any  person  or  entity  purchasing  or  otherwise  acquiring  any  interest  in  shares  of  our  capital  stock  is 
deemed to have received notice of and consented to the foregoing provisions. This choice of forum provision may 
limit a stockholder's ability to bring a claim in a judicial forum that it finds more favorable for disputes with us or 
our directors, officers or other employees, which may discourage such lawsuits against us and our directors, officers 
and employees. Alternatively, if a court were to find this choice of forum provision inapplicable to, or unenforceable 
in respect of, one or more of the specified types of actions or proceedings, we may incur additional costs associated 
with resolving such matters in other jurisdictions, which could adversely affect our business, financial condition or 
results of operations. Because the applicability of the exclusive forum provision is limited to the extent permitted by 
law,  we  do  not  intend  that  the  exclusive  forum  provision  would  apply  to  suits  brought  to  enforce  any  duty  or 
liability  created  by  the  Exchange Act  or  any  other  claim  for  which  the  federal  courts  have  exclusive  jurisdiction. 
Additionally, unless we consent in writing to the selection of an alternative forum, the federal district courts of the 
United States of America shall be the exclusive forum for the resolution of any action asserting a cause of action 
arising under the Securities Act. Investors cannot waive compliance with the federal securities laws and the rules 
and regulations thereunder. Although we believe this provision benefits us by providing increased consistency in the 
application  of  Delaware  law  in  the  types  of  lawsuits  to  which  it  applies,  the  provision  may  have  the  effect  of 
discouraging lawsuits against our directors and officers. 

If a substantial number of shares becomes available for sale and are sold in a short period of time, the market 
price of our common stock could decline and our stockholders may be diluted.  

If  our  stockholders  sell  substantial  amounts  of  our  common  stock  in  the  public  market,  the  market  price  of  our 
common  stock  could  decrease.  The  perception  in  the  public  market  that  our  stockholders  might  sell  shares  of 
common stock could also create a perceived overhang and depress our market price. The market price for shares of 
our  common  stock  may  drop  when  the  restrictions  on  resale  by  certain  of  our  stockholders  and  independent 
directors lapse.  

The  Preferred  Investors  are  also  subject  to  certain  additional  transfer  restrictions  with  respect  to  the  Convertible 
Preferred  Stock  and  the  shares  of  common  stock  issuable  pursuant  to  the  Convertible  Preferred  Stock  (the 
"Conversion  Shares").  The  Preferred  Investors  will  not  be  able  to  transfer  the  shares  of  common  stock  issuable 
pursuant  to  the  Conversion  Shares,  other  than  to  affiliated  entities  or  in  connection  with  a  Fundamental  Change, 
prior  to  the  18  month  anniversary  of  June  9,  2020.  Prior  to  the  seven  month  anniversary  of  June  9,  2020,  the 
Preferred Investors have the right to transfer shares of Convertible Preferred Stock only to their affiliated entities, 
another Preferred Investor or its affiliated entities (with any transferee thereof bound by same transferability/lock-up 
provisions  hereof).  Until  the  18  month  anniversary  of  June  9,  2020,  the  Preferred  Investors,  and  their  respective 
affiliated  entities,  are  required  to  collectively  continue  to  hold  greater  than  50%  of  the  shares  of  Convertible 
Preferred Stock (or Conversion Shares). 

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In  addition,  our  Sponsors  and  the  Preferred  Investors  have  substantial  demand  and  incidental  registration  rights. 
Among them, we must use our reasonable best efforts to file and maintain effective a shelf registration statement for 
all registrable securities held by the Preferred Investors by no later than 18 months after June 9, 2020. We have also 
filed  a  registration  statement  on  Form  S-8  under  the  Securities  Act  to  register  shares  of  our  common  stock  or 
securities convertible into or exchangeable for shares of our common stock issued pursuant to our equity incentive 
plans.  Such  Form  S-8  registration  statement  automatically  became  effective  upon  filing.  Accordingly,  shares 
registered under such registration statements are available for sale in the open market. A decline in the market price 
of  our  common  stock  might  impede  our  ability  to  raise  capital  through  the  issuance  of  additional  shares  of  our 
common stock or other equity securities. 

If  equity  research  analysts  do  not  publish  research  or  reports  about  our  business  or  if  they  issue  unfavorable 
commentary or downgrade our common stock, the market price of our common stock could decline.  

The trading market for our common stock likely will be influenced by the research and reports that equity and debt 
research  analysts  publish  about  the  industry,  us  and  our  business.  The  market  price  of  our  common  stock  could 
decline if one or more securities analysts downgrade our shares or if those analysts issue a sell recommendation or 
other unfavorable commentary or cease publishing reports about us or our business. If one or more of the analysts 
who elect to cover us downgrade our shares, the market price of our common stock would likely decline.  

Our ability to pay dividends to our stockholders is restricted by applicable laws and regulations and requirements 
under  certain  of  our  securities  and  debt  agreements,  including  the  ABL  Facility,  our  existing  notes  and  the 
Convertible Preferred Stock.  

Holders of our common stock are only entitled to receive such cash dividends as our board of directors, in its sole 
discretion, may declare out of funds legally available for such payments. Effective fiscal 2020, we have established 
a  dividend  policy  pursuant  to  which  we  intend  to  pay  a  quarterly  dividend  on  our  common  stock  in  an  annual 
amount equal to $0.400 per common share. Our board of directors may change or eliminate the payment of future 
dividends  to  our  common  stockholders  at  its  discretion,  without  notice  to  our  stockholders.  Any  future 
determination  relating  to  our  dividend  policy  will  be  dependent  on  a  variety  of  factors,  including  our  financial 
condition, earnings, legal requirements, our general liquidity needs, and other factors that our board deems relevant. 
Our  ability  to  declare  and  pay  dividends  to  our  stockholders  is  subject  to  certain  laws,  regulations,  and  policies, 
including minimum capital requirements and, as a Delaware corporation, we are subject to certain restrictions on 
dividends  under  the  DGCL.  Under  the  DGCL,  our  board  of  directors  may  not  authorize  payment  of  a  dividend 
unless it is either paid out of our surplus, as calculated in accordance with the DGCL, or if we do not have a surplus, 
it is paid out of our net profits for the fiscal year in which the dividend is declared and/or the preceding fiscal year. 
In addition, so long as any shares of our Convertible Preferred Stock remain outstanding, no dividend or distribution 
may  be  declared  or  paid  on  our  common  stock  unless  all  accrued  and  unpaid  dividends  have  been  paid  on  our 
Convertible Preferred Stock, subject to exceptions, such as dividends on our common stock payable solely in shares 
of our common stock. Finally, our ability to pay dividends to our stockholders may be limited by covenants in any 
financing arrangements that we are currently a party to, including the ABL Facility and our existing notes, to or may 
enter into in the future. As a consequence of these various limitations and restrictions, we may not be able to make, 
or may have to reduce or eliminate at any time, the payment of dividends on our common stock. 

Our  stockholders  may  be  diluted  by  the  future  issuance  of  additional  common  stock  in  connection  with  our 
equity incentive plans, acquisitions or otherwise.  

We  have  414,425,334  shares  of  Class  A  common  stock  and  150,000,000  shares  of  Class  A-1  common  stock 
authorized but unissued under our certificate of incorporation, excluding 101,612,000 shares of common stock and 
Class  A-1  common  stock  reserved  for  issuance  upon  conversion  of  the  Convertible  Preferred  Stock.  We  are 
authorized to issue these shares of common stock and options, rights, warrants and appreciation rights relating to 

35 

 
 
 
 
 
 
 
 
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common  stock  for  consideration  and  on  terms  and  conditions  established  by  our  board  of  directors  in  its  sole 
discretion, whether in connection with acquisitions or otherwise.  

We  have  reserved  a  maximum  of  43,563,800  shares  of  our  common  stock  for  issuance  under  existing  awards  of 
restricted stock units (following the conversion of our outstanding phantom units granted under our phantom unit 
plan) and for awards that may be issued under the Incentive Plan. Any common stock that we issue, including under 
our  2020  Omnibus  Incentive  Plan  or  other  equity  incentive  plans  that  we  may  adopt  in  the  future,  may  result  in 
additional dilution to our stockholders.  

In  the  future,  we  may  also  issue  our  securities,  including  shares  of  our  common  stock,  in  connection  with 
investments or acquisitions. We regularly evaluate potential acquisition opportunities, including ones that would be 
significant to us. The amount of shares of our common stock issued in connection with an investment or acquisition 
could  constitute  a  material  portion  of  our  then-outstanding  shares  of  common  stock. Any  issuance  of  additional 
securities in connection with investments or acquisitions may result in additional dilution to our stockholders.  

The Convertible Preferred Stock may adversely affect the market price of our common stock.  

The market price of our common stock is likely to be influenced by the Convertible Preferred Stock. For example, 
the market price of our common stock could become more volatile and could be depressed by investors' anticipation 
of the potential resale in the market of a substantial number of additional shares of our common stock received upon 
conversion of the Convertible Preferred Stock and hedging or arbitrage trading activity that may develop involving 
the Convertible Preferred Stock and our common stock.  

Our common stock ranks junior to the Convertible Preferred Stock with respect to the payment of dividends and 
amounts payable in the event of our liquidation, dissolution or winding-up of our affairs.  

Our  common  stock  ranks  junior  to  the  Convertible  Preferred  Stock  with  respect  to  the  payment of  dividends  and 
amounts payable in the event of our liquidation, dissolution or winding-up of our affairs. This means that, unless 
accumulated and unpaid dividends have been declared and paid, or set aside for payment, on all outstanding shares 
of the Convertible Preferred Stock, for all preceding dividend periods, no dividends may be declared or paid on our 
common stock and we are not permitted to purchase, redeem or otherwise acquire any of our common stock, subject 
to limited exceptions. Likewise, in the event of our voluntary or involuntary liquidation, dissolution or winding-up 
of  our  affairs,  no  distribution  of  our  assets  may  be  made  to  holders  of  our  common  stock  until  we  have  paid  to 
holders of the Convertible Preferred Stock a liquidation preference equal to $1,000 per share plus accumulated and 
unpaid dividends.  

Holders  of  the  Convertible  Preferred  Stock,  subject  to  certain  conditions,  will  have  the  right  to  elect  two 
directors.  

From and after such time as (i) it is lawful under Section 8 of the Clayton Antitrust Act of 1914 for the Preferred 
Investors affiliated with Apollo (the "Apollo Preferred Investors") to designate a director to our board of directors 
and  (ii)  any  waiting  period  under  the  Hart-Scott-Rodino  Antitrust  Improvements  Act  of  1976  applicable  to  the 
acquisition of our voting securities expires or is terminated with respect to the Apollo Preferred Investors, and, so 
long as the Apollo Preferred Investors and their affiliates hold at least 25% of the Convertible Preferred Stock issued 
on June 9, 2020 (or 25% of the Conversion Shares), the Apollo Preferred Investors will have the right to designate 
one  director  to  our  board  of  directors.  On  June  29,  2020,  the  Preferred  Investors  affiliated  with  HPS  Investment 
Partners, LLC (the "HPS Preferred Investors") were relieved from these same antitrust restrictions allowing the HPS 
Preferred  Investors  the  right  to  designate  one  director  to  our  board  of  directors.  This  right  to  elect  directors  will 
dilute the representation of the holders of our common stock on our board of directors and may adversely affect the 
market price of our common stock. 

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Our subsidiary ACI Real Estate Company LLC, a Delaware limited liability company ("RE LLC"), which owns a 
significant  portion  of  our  real  estate,  is  subject  to  certain  restrictions  under  the  Amended  and  Restated  Real 
Estate Agreement  by  and  between ACI  Real  Estate  Company  LLC  and AL  RE  Investor  Holdings,  LLC  ("RE 
Investor"),  dated  June  9,  2020  (as  amended,  the  "Real  Estate Agreement"),  which  could  affect  our  ability  to 
execute our operational and strategic objectives.  

Prior  to  June  9,  2020,  we  underwent  a  real  estate  reorganization.  As  a  result  of  such  reorganization,  certain 
subsidiaries of RE LLC (such subsidiaries, the "SPEs") that are subsidiaries of RE LLC own the real property assets 
("Real Estate Assets"), consisting of approximately 240 fee owned store properties which were to have an appraised 
value of approximately $2.9 billion. RE LLC also deposited into escrow such amount of cash as was necessary to 
make up any shortfall, which cash amount of approximately $36.5 million was deposited with an escrow agent (the 
"Escrow Agent"). Immediately prior to June 9, 2020, RE Holdings I, RE Holdings II, RE LLC and each of the SPEs 
(collectively, the "RE LLC Entities") entered into amended and restated operating agreements. Our wholly-owned 
subsidiary Safeway is the only member of RE Holdings I with the ability to vote on any matters. Each of the RE 
LLC  Entities  has  a  board  of  five  members,  which  includes  two  independent  directors.  However,  the  RE  Investor 
was admitted to each of the RE LLC Entities as a "Special Non-Economic Member." As a Special Non-Economic 
Member,  the  RE  Investor  has  certain  approval  rights  relating  to  the  real  estate  portfolio,  that  Unitary  Master 
Sublease  between ACI  Real  Estate  Company  LLC,  as  landlord,  and  the  entities  set  forth  therein,  as  tenant,  dated 
June  9,  2020  (the  "Master  Lease  Agreement"),  affiliate  transactions  and  the  issuance  of  securities  or  other 
instruments that rank pari passu or senior. These approval rights could limit our ability to implement future strategic 
objectives.  

The  RE  Investor  could  exercise  the  Investor  Exchange  Right,  which  provides  it  with  certain  unilateral  rights, 
upon  the  occurrence  of  specified  trigger  events,  that  could  cause  us  to  lose  ownership  of  all  or  part  of  our 
indirect  interest  in  the  SPEs  or  their  Real  Estate  Assets  unless  we  redeem  all  of  the  outstanding  Convertible 
Preferred Stock.  

The  Real  Estate Agreement  provides  the  RE  Investor  with  the  unilateral  right,  upon  the  occurrence  of  specified 
trigger  events,  to  exercise  the  Investor  Exchange  Right  to  exchange  all  of  the  outstanding  Convertible  Preferred 
Stock  for  certain  Real  Estate  Assets  or  the  equity  of  the  SPEs  holding  such  Real  Estate  Assets.  The  Investor 
Exchange Right may be exercised if any of the following were to occur: (i) the seventh anniversary of June 9, 2020, 
so long as any shares of Convertible Preferred Stock are outstanding, (ii) the fourth anniversary of an initial public 
offering,  if  a  Fundamental  Change  occurs  and  the  related  Fundamental  Change  Stock  Price  is  less  than  the 
conversion  price,  (iii)  a  downgrade  by  one  or  more  gradations  (including  gradations  within  ratings  categories  as 
well as between ratings categories) or withdrawal of our credit rating, as a result of which our credit rating is B- (or 
Moody's  equivalent)  or  lower,  (iv)  the  failure  by  us  to  pay  a  dividend  on  the  Convertible  Preferred  Stock,  which 
failure continues for 30 days after such dividend's due date, or (v) a bankruptcy filing. The Investor Exchange Right 
may be exercised unless we redeem all of the outstanding Convertible Preferred Stock at a redemption price, if such 
redemption occurs after we receive a notice of intent to exercise the Investor Exchange Right, equal to the product 
of (x) the aggregate Fixed Liquidation Preference (as defined in the applicable Certificate of Designations) of the 
Convertible Preferred Stock of such holder then outstanding and (y) 110%, plus accrued and unpaid dividends to, 
but  not  including,  the  date  of  redemption.  However,  after  receiving  a  notice  of  intent  to  exercise  the  Investor 
Exchange Right we may not be able to effectuate the redemption at that time.  

If we do not redeem the Convertible Preferred Stock, the RE Investor can exercise the Investor Exchange Right by 
delivering to RE LLC and the Escrow Agent a notice directing the Escrow Agent to release from escrow: (1) at our 
election, any cash that may be held by the Escrow Agent and (2) at the RE Investor's option, (A) special warranty 
deeds  for  the  transfer  to  the  RE  Investor  or  its  designee  of  Real  Estate  Assets  (collectively,  the  "Transfer 
Instruments") with respect to the SPEs, selected in the RE Investor's sole discretion, which collectively own Real 
Estate Assets having an aggregate appraised value (as set forth in an appraisal (an "Initial Exchange Appraisal") for 
each Real Estate Asset) equal to not more than (x) 130% of the Real Estate Proceeds Target Amount (as defined in 

37 

 
 
 
 
 
 
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the Real Estate Agreement) less (y) the Cash Distribution Amount (as defined in the Real Estate Agreement), if any, 
multiplied by 118.18% or (B) Transfer Instruments with respect to the such Real Estate Assets.  

Upon consummation of the Real Estate Settlement (as defined in the Real Estate Agreement), the SPEs selected by 
the  RE  Investor  or,  in  the  case  of  Real  Estate Assets  selected  by  the  RE  Investor,  a  special  purpose  entity  newly 
formed by the RE Investor will automatically enter into a master lease with the applicable tenant substantially the 
same  as  the  Master  Lease  Agreement  solely  with  respect  to  the  Real  Estate  Assets  that  have  been  transferred, 
directly  or  indirectly  to  the  RE  Investor  and  the  Master  Lease  Agreement  will  be  amended  to  remove  such 
transferred  Real  Estate Assets.  Following  the  delivery  of  the  release  notice  by  the  RE  Investor  to  RE  LLC  and 
Escrow Agent, the RE Investor will have 180 days (the "Initial Realization Period") to sell the SPEs or Real Estate 
Assets that are released to the RE Investor by the Escrow Agent (the "Owned Sale Properties").  

If  during  the  Initial  Realization  Period,  bona  fide  bids  indicate  aggregate  Real  Estate  Proceeds  (as  defined  in  the 
Real Estate Agreement) that are less than the Real Estate Proceeds Target Amount, we may elect to pay cash to the 
RE Investor in an amount equal to the shortfall. If we do not elect to pay the shortfall, the RE Investor will have an 
additional 90 days (the "Subsequent Realization Period" and together with the Initial Realization Period, if any, the 
"Realization Period") to market Owned Sale Properties together with SPEs and/or Real Estate Assets then owned by 
RE LLC (collectively, the "Sale Properties"). Upon the sale of each Sale Property, the buyer will be required to enter 
into an amended and restated Master Lease Agreement solely with respect to the Sale Properties applicable to such 
buyer.  

If,  at  the  conclusion  of  the  Realization  Period,  the  RE  Investor  has  not  received  bona  fide  offers  for  the  Sale 
Properties  that  would  result  in  the  RE  Investor  receiving  Real  Estate  Proceeds  that  are  at  least  equal  to  the  Real 
Estate Proceeds Target Amount (such event a "Failed Auction"), the RE Investor can elect to have released from the 
escrow account all of the remaining Transfer Instruments with respect to SPEs and/or Real Estate Assets and retain 
any  or  all  of  the  Sale  Properties  (such  retained  Sale  Properties,  the  "Retained  Properties").  If  a  Failed  Auction 
occurs,  during  the  period  beginning  on  the  expiration  of  the  Realization  Period  and  ending  on  the  three  year 
anniversary  of  the  expiration  of  the  Realization  Period  (the  "ROFO  Period"),  if  the  RE  Investor  intends  to  sell 
Retained  Properties  with  an  aggregate  appraised  value  (as  set  forth  in  the  Initial  Exchange Appraisals)  of  $250 
million or more in a single sale process, RE LLC will have a right of first offer on the Retained Properties proposed 
to be sold (the "ROFO Properties"). RE LLC shall have 10 days following the receipt of notice by the RE Investor 
of the RE Investor's intent to sell the ROFO Properties to provide a written offer to the RE Investor to purchase such 
ROFO Properties for cash, along with a purchase and sale agreement executed by RE LLC and 60 days following 
the execution by the RE Investor of such agreement to consummate such transaction. If the RE Investor rejects RE 
LLC's offer, then the RE Investor shall only be permitted to sell the ROFO Properties to a third party at a purchase 
price that is greater than or equal to the purchase price offered by RE LLC. If RE LLC does not submit an offer or 
does  not  consummate  the  transaction  within  60  days  after  the  RE  Investor  executes  the  purchase  and  sale 
agreement, then the RE Investor shall be permitted to sell the ROFO Properties to a third party at a price determined 
by the RE Investor in its sole discretion.  

Item 1B - Unresolved Staff Comments 

None. 

38 

 
 
 
 
 
 
 
 
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Item 2 - Properties 

As of February 27, 2021, we operated 2,277 stores located in 34 states and the District of Columbia as shown in the 
following table: 

Location 
Alaska 
Arizona 
Arkansas 
California 
Colorado 
Connecticut 
Delaware 
District of Columbia 
Hawaii 
Idaho 
Illinois 
Indiana 

Number of  
stores 

  Location 
Iowa 

25     
134      Louisiana 
1      Maine 
593      Maryland 
105      Massachusetts 
7      Montana 
18      Nebraska 
12      Nevada 
23      New Hampshire 
42      New Jersey 
183      New Mexico 
4      New York 

Number of  
stores 

  Location 
1     North Dakota 
16     Oregon 
21     Pennsylvania 
67     Rhode Island 
76     South Dakota 
38     Texas 
5     Utah 
50     Vermont 
26     Virginia 
88     Washington 
34     Wyoming 
19    

Number of  
stores 

1    
122    
50    
8    
3    
209    
6    
19    
40    
217    
14    

The following table summarizes our stores by size as of February 27, 2021: 

Square Footage 
Less than 30,000 
30,000 to 50,000 
More than 50,000 
Total stores 

Number of 
stores 

Percent of 
total 

221     
789     
1,267     
2,277     

9.7  % 
34.7  % 
55.6  % 
100.0  % 

We  own  or  ground-lease  approximately  39%  of  our  operating  stores  and  51%  of  our  industrial  properties 
(distribution centers, warehouses and manufacturing plants).  

Our corporate headquarters are located in Boise, Idaho. We own our headquarters. The premises is approximately 
250,000  square  feet  in  size.  In  addition  to  our  corporate  headquarters,  we  have  corporate  offices  in  Pleasanton, 
California  and  Phoenix, Arizona. We  believe  our  properties  are  well  maintained,  in  good  operating  condition  and 
suitable for operating our business. 

Item 3 - Legal Proceedings 

The Company is subject from time to time to various claims and lawsuits arising in the ordinary course of business, 
including lawsuits involving trade practices, lawsuits alleging violations of state and/or federal wage and hour laws 
(including alleged violations of meal and rest period laws and alleged misclassification issues), real estate disputes 
and  other  matters.  Some  of  these  suits  purport  or  may  be  determined  to  be  class  actions  and/or  seek  substantial 
damages.  It  is  the  opinion  of  the  Company's  management  that  although  the  amount  of  liability  with  respect  to 
certain of the matters described herein cannot be ascertained at this time, any resulting liability of these and other 
matters,  including  any  punitive  damages,  will  not  have  a  material  adverse  effect  on  the  Company's  business  or 
financial  condition.  See  also  the  matters  under  the  caption  Legal  Proceedings  in  "Part  II  -  Item  8.  Financial 
Statement and Supplementary Data - Note 14." 

39 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents 

The Company continually evaluates its exposure to loss contingencies arising from pending or threatened litigation 
and  believes  it  has  made  provisions  where  the  loss  contingency  can  be  reasonably  estimated  and  an  adverse 
outcome  is  probable.  Nonetheless,  assessing  and  predicting  the  outcomes  of  these  matters  involves  substantial 
uncertainties.  Management  currently  believes  that  the  aggregate  range  of  reasonably  possible  loss  for  the 
Company's  exposure  in  excess  of  the  amount  accrued  is  expected  to  be  immaterial  to  the  Company.  It  remains 
possible  that  despite  management's  current  belief,  material  differences  in  actual  outcomes  or  changes  in 
management's  evaluation  or  predictions  could  arise  that  could  have  a  material  effect  on  the  Company's  financial 
condition, results of operations or cash flows. 

Item 4 - Mine Safety Disclosures 

None. 

40 

 
 
 
 
Table of Contents 

PART II 

Item  5  -  Market  for  Registrant's  Common  Equity,  Related  Stockholder  Matters  and  Issuer  Purchase  of 

Equity Securities 

Market Information for Common Stock 

The Company's Class A common stock began trading on the New York Stock Exchange (the "NYSE") on June 26, 
2020 under the symbol "ACI." Prior to that date, there was no public market for the Company's common stock. As 
of April 27, 2021, there were 165 holders of record of our Class A common stock. 

Dividends 

The holders of the Company's Convertible Preferred Stock are entitled to a quarterly dividend at a rate per annum of 
6.75%  of  the  liquidation  preference  per  share  of  the  Convertible  Preferred  Stock.  In  addition,  the  holders  of 
Convertible Preferred Stock will participate in cash dividends that we pay on our common stock to the extent that 
such cash dividends exceed $206.25 million per fiscal year. On September 15, 2020, December 15, 2020 and March 
15, 2021, we declared a quarterly cash dividend of an aggregate of $36.4 million, $29.5 million and $29.5 million, 
respectively, to holders of the Convertible Preferred Stock, which was paid on September 30, 2020, December 30, 
2020 and March 30, 2021, respectively.  

In connection with our initial public offering, we established a dividend policy pursuant to which we intend to pay a 
quarterly dividend on our Class A common stock in an annual amount equal to $0.400 per common share. During 
fiscal 2020, we paid quarterly cash dividends of $0.100 per common share on November 10, 2020 and February 10, 
2021, to stockholders of record as of October 26, 2020 and January 26, 2021, respectively. On April 13, 2021, we 
announced  the  next  quarterly  dividend  payment  of  $0.100  per  common  share  to  be  paid  on  May  10,  2021  to 
stockholders of record as of the close of business on April 26, 2021. 

Performance Graph 

The following graph shows a comparison of the total cumulative stockholder return on our Class A common stock 
with the total return for (i) the S&P 500 Index and (ii) the S&P 500 Retail Index for the period from June 26, 2020 
(the  date  our  Class A  common  stock  commenced  trading  on  the  NYSE)  through  February  27,  2021.  The  graph 
assumes an investment of $100 in our Class A common stock at market close on June 26, 2020 and the reinvestment 
of  dividends.  The  comparisons  in  the  table  are  not  intended  to  forecast  or  be  indicative  of  possible  future 
performance of our Class A common stock. 

41 

 
 
 
 
 
 
 
 
 
 
 
  6/26/20    7/18/20   8/15/20    9/12/20    10/10/20   11/7/20    12/5/20    1/2/21    1/30/21    2/27/21 
  $ 100.00     $ 99.35     $ 96.12     $ 91.59     $  92.30    $ 100.94    $  97.42    $ 114.55    $ 113.79    $ 105.93   
  100.00     107.17     112.09     111.03     115.56     116.63     122.93     124.83     123.44     126.66   
  100.00     108.95     116.29     115.51     121.58     121.44     119.00     122.10     120.66     119.26   

ACI 
S&P 500 
S&P 500 
Retail 

Purchases of Equity Securities 

Period 
December 6, 2020 through January 2, 2021 
January 3, 2021 through January 30, 2021 
January 31, 2021 through February 27, 2021 
Total 

Total Number 
of Shares 
Purchased 

Average Price 
Paid per Share   
15.07     
—     
—     
15.07     

1,090,358      $ 

—     
—     

1,090,358      $ 

Total Number 
of Shares 
Purchased as 
Part of 
Publicly 
Announced 
Plans or 
Programs (1) 

Dollar Value of 
Shares that 
May Yet be 
Purchased 
Under the 
Plans or 
Programs (in 
millions) (1) 

1,090,358      $ 

—     
—     

1,090,358      $ 

180.9   
—    
—    
180.9   

(1) On October 14, 2020, the Company's board of directors authorized a share repurchase program that allows the Company to repurchase up 

to $300.0 million of the Company's common stock. 

42 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents 

Item 6 - Selected Financial Information 

The selected consolidated financial information set forth below is derived from our annual Consolidated Financial 
Statements  for  the  periods  indicated  below,  including  the  Consolidated  Balance  Sheets  at  February 27,  2021  and 
February 29,  2020  and  the  related  Consolidated  Statements  of  Operations  and  Comprehensive  Income  and 
Consolidated  Statements  of  Cash  Flows  for  the  52  weeks  ended  February 27,  2021,  the  53  weeks  ended 
February 29, 2020 and the 52 weeks ended February 23, 2019 and notes thereto appearing elsewhere in this Form 
10-K. 

(dollars in millions, except per share 

data) 

Fiscal 
 2020 

Fiscal 
 2019 

Fiscal 
 2018 

Fiscal 
 2017 

Fiscal 
 2016 

Results of Operations 
Net sales and other revenue 
Gross Profit 
Selling and administrative expenses 
(Gain) loss on property dispositions 

and impairment losses, net 

Goodwill impairment 
Operating income (loss) 
Interest expense, net 
Loss (gain) on debt extinguishment 
Other (income) expense, net 
Income (loss) before income taxes 
Income tax expense (benefit) 
Net income (loss) 

Balance Sheet (at end of period) 
Cash and cash equivalents 
Total assets (1) 
Convertible preferred stock 
Total stockholders' equity 
Total debt, including finance leases 
Net cash provided by operating 

activities 

Per Share Data 
Basic net income (loss) per Class A 

common share 

Diluted net income (loss) per Class A 

common share 

Weighted average Class A common 
shares outstanding (in millions): 

Basic 
Diluted 
Cash dividends per Class A common 

share 

$ 

69,690.4      $  62,455.1      $ 
20,414.5     
18,835.8     

17,594.2     
16,641.9     

60,534.5      $ 
16,894.6     
16,272.3     

59,924.6     $  59,678.2    
16,640.5    
16,361.1     
16,072.1    
16,208.7     

(38.8)    
—     
1,617.5     
538.2     
85.3     
(134.7)    
1,128.7     
278.5     
850.2      $ 

(484.8)    
—     
1,437.1     
698.0     
111.4     
28.5     
599.2     
132.8     
466.4      $ 

(165.0)    
—     
787.3     
830.8     
8.7     
(104.4)    
52.2     
(78.9)    
131.1      $ 

66.7     
142.3     
(56.6)    
874.8     
(4.7)    
(9.2)    
(917.5)    
(963.8)    

46.3     $ 

(39.2)   
—    
607.6    
1,003.8    
111.7    
(44.3)   
(463.6)   
(90.3)   
(373.3)   

1,717.0      $ 
26,598.0     
1,599.1     
1,324.3     
8,313.6     

470.7      $ 

24,735.1     
—     
2,278.1     
8,714.7     

926.1      $ 

20,776.6     
—     
1,450.7     
10,586.4     

670.3     $ 

21,812.3     
—     
1,398.2     
11,875.8     

1,219.2    
23,755.0    
—    
1,371.2    
12,337.9    

3,902.5     

1,903.9     

1,687.9     

1,018.8     

1,813.5    

1.53      $ 

1.47      $ 

0.80      $ 

0.23      $ 

0.08     $ 

(0.64)   

0.80      $ 

0.23      $ 

0.08     $ 

(0.64)   

$ 

$ 

$ 

$ 

500     
578     

579     
580     

580     
581     

579     
579     

$ 

0.20      $ 

—      $ 

—      $ 

—     $ 

579    
579    

—    

(1) The Company adopted Accounting Standards Update ("ASU") 2016-02, "Leases (Topic 842)", and related amendments as of February 24, 
2019 under the modified retrospective approach and, therefore, have not revised comparative periods. Under Topic 842, leases historically 
classified as capital leases are now referred to as finance leases. See "Part II - Item 8. Financial Statements and Supplementary Data - 
Note 1" for additional information. 

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Item 7 - Management's Discussion and Analysis of Financial Condition and Results of Operations  

The  following  discussion  and  analysis  of  our  financial  condition  and  results  of  operations  should  be  read  in 
conjunction  with  our  Consolidated  Financial  Statements  and  related  notes  found  in  "Part  II—Item  8.  Financial 
Statements and Supplementary Data" in this Form 10-K, as well as "Part II—Item 7. Management's Discussion and 
Analysis of Financial Condition and Results of Operations" included in our Annual Report on Form 10-K for the 
fiscal  year  ended  February  29,  2020  filed  with  the  SEC  on  May  13,  2020,  which  provides  comparisons  of  fiscal 
2019  and  fiscal  2018.  This  discussion  contains  forward-looking  statements  based  upon  current  expectations  that 
involve  numerous  risks  and  uncertainties.  Our  actual  results  may  differ  materially  from  those  contained  in  any 
forward-looking statements.  

Our last three fiscal years consisted of the 52 weeks ended February 27, 2021 ("fiscal 2020"), the 53 weeks ended 
February 29, 2020 ("fiscal 2019") and the 52 weeks ended February 23, 2019 ("fiscal 2018"). In this Management's 
Discussion and Analysis of Financial Condition and Results of Operations of Albertsons Companies, Inc., the words 
"Albertsons," the "Company," "we," "us," "our" and "ours" refer to Albertsons Companies, Inc., together with its 
subsidiaries.  

EXECUTIVE SUMMARY - FISCAL 2020 OVERVIEW  

We are one of the largest food retailers in the United States, with 2,277 stores across 34 states and the District of 
Columbia. We operate more than 20 well known banners including Albertsons, Safeway, Vons, Pavilions, Randalls, 
Tom Thumb, Carrs, Jewel-Osco, Acme, Shaw's, Star Market, United Supermarkets, Market Street, Haggen, Kings 
Food Markets and Balducci's Food Lovers Market, with approximately 300,000 talented and dedicated employees, 
as  of  February 27,  2021,  who  serve  on  average  more  than  30  million  customers  each  week.  Additionally,  as  of 
February 27, 2021, we operated 1,727 pharmacies, 1,313 in-store branded coffee shops, 400 adjacent fuel centers, 
22 dedicated distribution centers, 20 manufacturing facilities and various online platforms.  

Fiscal  2020  was  a  transformative  year  for  us  and  included  many  accomplishments.  As  we  faced  the  challenges 
brought  upon  by  the  COVID-19  pandemic,  we  adapted  quickly  to  the  market  environment  and  became  a  more 
nimble  and  efficient  retailer,  driven  by  digital  and  technology  enhancements  across  our  business.  We  made 
significant progress against all of our strategic priorities, including in-store excellence, accelerating our digital and 
omni-channel capabilities, driving productivity and strengthening our talent and culture. Identical sales growth was 
16.9%, excluding fuel, during fiscal 2020, driven in part by our 258% digital sales growth, which underscores our 
strong omni-channel capabilities that allow customers to complete their shopping with us in any way they want. We 
accomplished all of this while prioritizing the health and safety of our customers and associates. 

We have achieved significant success with active participants in our just for U loyalty program, which drives higher 
sales  and  customer  retention.,  with  participation  growing  20%,  reaching  25.4  million  users.  We  offer  more  than 
13,000  high-quality  products  under  our  Own  Brands  portfolio.  Our  Own  Brands  products  resonate  well  with  our 
customers  as  evidenced  by  Own  Brands  sales  of  over  $14.8 billion  in  fiscal  2020,  an  increase  of  over  13% 
compared to fiscal 2019. Own Brands continues to deliver on innovation with more than 1,200 new items launched 
in fiscal 2020 and plans to launch approximately 800 new Own Brands items annually over the next few years. 

We  have  learned  valuable  lessons  as  a  result  of  the  ongoing  COVID-19  pandemic,  including  gaining  a  better 
understanding of our customers' preferences, and we are making the investments that position us well to meet their 
needs both in-store and online. 

Our  capital  allocation  strategy  balances  investing  for  the  future,  strengthening  our  balance  sheet  and  returns  to 
shareholders  through  a  combination  of  dividends  and  opportunistic  share  repurchases.  Capital  expenditures  were 
approximately  $1,630  million  during  fiscal  2020  as  we  opened  nine  new  stores,  completed  409  upgrades  and 
remodels and acquired 27 stores operated by Kings Food Markets and Balducci's Food Lovers Market. Fiscal 2020 

44 

 
 
 
 
 
 
 
 
 
 
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saw a significant acceleration in customer preferences towards digital, and we invested more than $300 million to 
accelerate  our  offerings  and  launched  new  capabilities  that  build  on  our  strengths,  as  well  as  drive  scale  and 
profitability. We launched 834 new Drive Up & Go locations, which is now available in 1,420 stores. We continue 
to make progress in strengthening the balance sheet, reducing our Net Debt Ratio to 1.5x as of the end of fiscal 2020 
compared  to  2.9x  at  the  end  of  fiscal  2019.  Capital  returns  to  shareholders  in  fiscal  2020  included  our  $0.10  per 
share quarterly dividend which began in November 2020, and repurchases of our common stock of $119.1 million 
under the existing $300.0 million authorization. 

We have developed and begun to implement specific productivity initiatives across our business to help fund growth 
and  offset  cost  inflation.  The  initiatives  include  operational  efficiencies  such  as  shrink  management  and  labor 
efficiencies, purchasing and procurement, improved promotional effectiveness and leveraging corporate overhead, 
including continued modernization of our IT infrastructure. These initiatives are well on their way as we realized 
over $500 million in productivity savings during fiscal 2020.  

In addition, during fiscal 2020, along with the Albertsons Companies Foundation, we gave $260 million in food and 
financial  support,  including  $94  million  through  our  Nourishing  Neighbors  Program  to  ensure  those  living  in  the 
communities in which we operate have enough to eat. We have also been partnering with the Department of Health 
and Human Services and local health authorities to administer free COVID-19 vaccines to our local communities 
and, as of April 23, 2021, have administered more than 3.1 million doses. 

COVID-19 

The  health  and  safety  of  our  associates  and  customers  has  been  our  highest  priority  during  the  COVID-19 
pandemic.  Responding  to  the  pandemic  has  also  significantly  increased  our  expenses.  We  continue  to  clean  and 
disinfect  all  departments,  restrooms,  and  other  high-touch  points  of  our  stores  often,  including  check  stands  and 
service  counters.  We  have  implemented  social  distancing  practices  in  our  stores  and  facilities  and  provided 
protective equipment which includes physical safety barriers and facemasks for associates. This is in addition to our 
rigorous  food  safety  and  sanitation  programs  that  were  already  in  place.  During  fiscal  2020,  we  incurred 
incremental COVID-19 costs of nearly $1,000 million which includes the various cleaning and safety measures. We 
have  also  provided  additional  wages  and  benefits  to  our  associates  through  appreciation  and  bonus  pay  plus 
expanded sick pay. 

We  continue  to  experience  significant  increases  in  demand  in  stores  as  people  have  adjusted  to  the  new 
circumstances resulting from the COVID-19 pandemic. There also continues to be a substantial increase in customer 
demand and engagement with our digital offerings because of the pandemic, including both home delivery and our 
Drive Up & Go curbside pickup. We have responded to this increased demand for our digital offerings by hiring 
additional associates, retaining additional third-party service providers and expanding our Drive Up & Go offerings. 

We believe that some of the changes that have been implemented, in our stores and the country as a whole, will be 
permanent. However, the ultimate significance of the pandemic on our financial condition, results of operations or 
cash  flows  will  be  dictated  by  the  length  of  time  that  such  circumstances  continue,  which  will  depend  on  the 
currently  unknowable  extent  and  duration  of  the  COVID-19  pandemic  and  the  nature  and  effectiveness  of 
governmental and public actions taken in response. 

Fiscal 2020 highlights 

In summary, our financial and operating highlights for fiscal 2020 include: 

Identical sales growth of 16.9%  

• 
•  Digital sales growth of 258% 
•  Net income per Class A common share of $1.47 

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•  Adjusted Net Income Per Class A Common Share of $3.24 
•  Operating cash flows of $3,903 million 
•  Adjusted EBITDA of $4,524 million 
•  Over $500 million in savings from productivity initiatives   
•  Reduced Net Debt Ratio to 1.5x at the end of fiscal 2020 compared to 2.9x in fiscal 2019 
•  Opened nine new stores and completed 409 upgrade and remodel projects 
•  Launched 834 new Drive Up & Go locations 
•  Acquired 27 Kings and Balducci's stores 

Stores 

The following table shows stores operating, acquired, opened and closed during the periods presented:  

Stores, beginning of period 
Acquired (1) 
Opened 
Closed 
Stores, end of period 

Fiscal 
 2020 

Fiscal 
 2019 

Fiscal 
 2018 

2,252    
26    
9    
(10)   
2,277    

2,269    
—    
14    
(31)   
2,252    

2,318    
—    
6    
(55)   
2,269    

(1) Fiscal 2020 excludes one store acquired from Kings and Balducci's that transferred to us subsequent to the end of the fourth quarter of 

fiscal 2020. 

The following table summarizes our stores by size:  

Square Footage 
Less than 30,000 
30,000 to 50,000 
More than 50,000 
Total Stores 

Number of Stores 

Percent of Total 

Retail Square Feet (1) 

February 27, 
2021 

February 29, 
2020 

February 27, 
2021 

February 29, 
2020 

February 27, 
2021 

February 29, 
2020 

221     
789     
1,267     
2,277     

204     
784     
1,264     
2,252     

9.7  %  
34.7  %  
55.6  %  
100.0  %  

9.1  %  
34.8  %  
56.1  %  
100.0  %  

5.1     
33.0     
74.9     
113.0     

4.7    
32.9    
74.7    
112.3    

(1) In millions, reflects total square footage of retail stores operating at the end of the period. 

46 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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NON-GAAP FINANCIAL MEASURES 

EBITDA, Adjusted  EBITDA, Adjusted  Net  Income, Adjusted  Net  Income  Per  Class A  Common  Share, Adjusted 
Free  Cash  Flow  and  Net  Debt  Ratio  (collectively,  the  "Non-GAAP  Measures")  are  performance  measures  that 
provide supplemental information we believe is useful to analysts and investors to evaluate our ongoing results of 
operations, when considered alongside other GAAP measures such as net income, operating income, gross profit, 
net income per Class A common share and net cash provided by operating activities. These Non-GAAP Measures 
exclude  the  financial  impact  of  items  management  does  not  consider  in  assessing  our  ongoing  core  operating 
performance,  and  thereby  facilitate  review  of  our  operating  performance  on  a  period-to-period  basis.  Other 
companies  may  have  different  capital  structures  or  different  lease  terms,  and  comparability  to  our  results  of 
operations  may  be  impacted  by  the  effects  of  acquisition  accounting  on  our  depreciation  and  amortization. As  a 
result  of  the  effects  of  these  factors  and  factors  specific  to  other  companies,  we  believe  EBITDA,  Adjusted 
EBITDA, Adjusted Net Income, Adjusted Net Income Per Class A Common Share, Adjusted Free Cash Flow and 
Net  Debt  Ratio  provide  helpful  information  to  analysts  and  investors  to  facilitate  a  comparison  of  our  operating 
performance  to  that  of  other  companies.  We  also  use Adjusted  EBITDA,  as  further  adjusted  for  additional  items 
defined  in  our  debt  instruments,  for  board  of  director  and  bank  compliance  reporting.  Our  presentation  of  Non-
GAAP  Measures  should  not be  construed  as  an  inference  that  our  future  results  will  be  unaffected  by  unusual  or 
non-recurring items. 

Non-GAAP  Measures  should  not  be  considered  as  measures  of  discretionary  cash  available  to  us  to  invest  in  the 
growth of our business. We compensate for these limitations by relying primarily on our GAAP results and using 
Non-GAAP Measures only for supplemental purposes. 

RESULTS OF OPERATIONS 

The  following  information  summarizes  the  components  of  our  Consolidated  Statements  of  Operations  for  fiscal 
2020  compared  to  fiscal  2019.  For  discussion  of  our  Consolidated  Statements  of  Operations  for  fiscal  2019 
compared to fiscal 2018, see "Part II—Item 7. Management's Discussion and Analysis of Financial Condition and 
Results of Operations" included in our Annual Report on Form 10-K for the fiscal year ended February 29, 2020 
filed with the SEC on May 13, 2020. 

Summary of Consolidated Statements of Operations (in millions): 

Net sales and other revenue 
Cost of sales 
Gross profit 
Selling and administrative expenses 
Gain on property dispositions and impairment 

losses, net 

Operating income 
Interest expense, net 
Loss on debt extinguishment 
Other (income) expense, net 
Income before income taxes 
Income tax expense (benefit) 
Net income 

Fiscal 
 2020 

Fiscal 
 2019 
$ 69,690.4     100.0  %   $ 62,455.1     100.0  %   $ 60,534.5     100.0  % 
49,275.9     
72.1    
20,414.5     
27.9    
18,835.8     
26.9    

71.8      43,639.9    
28.2      16,894.6    
26.6      16,272.3    

70.7      44,860.9    
29.3      17,594.2    
27.0      16,641.9    

Fiscal 
 2018 

(38.8)    
1,617.5     
538.2     
85.3     
(134.7)    
1,128.7     
278.5     
$  850.2    

(484.8)   
(0.1)    
1,437.1    
2.4     
698.0    
0.8     
111.4    
0.1     
28.5    
(0.2)    
599.2    
1.7     
0.4     
132.8    
1.3  %   $  466.4    

(165.0)   
(0.7)    
787.3    
2.3     
830.8    
1.1     
8.7    
0.2     
(104.4)   
—     
52.2    
1.0     
0.2     
(78.9)   
0.8  %   $  131.1    

(0.3)   
1.3    
1.4    
—    
(0.2)   
0.1    
(0.1)   
0.2  % 

47 

 
 
 
 
 
 
 
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Identical Sales, Excluding Fuel 

Identical sales include stores operating during the same period in both the current year and the prior year, comparing 
sales on a daily basis. Direct to consumer digital sales are included in identical sales, and fuel sales are excluded 
from identical sales. Acquired stores become identical on the one-year anniversary date of the acquisition. Identical 
sales results, on an actual basis, for the past three fiscal years were as follows:  

Identical sales, excluding fuel  

Net Sales and Other Revenue  

Fiscal 
 2020 
16.9% 

Fiscal 
 2019 
2.1% 

Fiscal 
 2018 
1.0% 

Net  sales  and  other  revenue  increased  $7,235.3  million,  or  11.6%,  from  $62,455.1  million  in  fiscal  2019  to 
$69,690.4 million in fiscal 2020. The components of the change in Net sales and other revenue for fiscal 2020 were 
as follows (in millions):  

Net sales and other revenue for fiscal 2019 
Identical sales increase of 16.9% 
Decrease in fuel sales 
Impact of 53rd week in fiscal 2019 
Decrease in sales due to store closures, net of new store openings  
Other (1) 
Net sales and other revenue for fiscal 2020 

Fiscal 
 2020 

62,455.1    
9,523.1    
(1,193.9)   
(1,067.0)   
(91.3)   
64.4    
69,690.4    

$ 

$ 

(1) Includes changes in non-identical sales, which includes wholesale and other miscellaneous revenue.  

The primary increase in Net sales and other revenue in fiscal 2020 as compared to fiscal 2019 was driven by our 
16.9% increase in identical sales, partially offset by a decrease in fuel sales of $1,193.9 million and sales due to the 
additional 53rd week in fiscal 2019. The increase in identical sales for fiscal 2020 was across all of our business 
segments and a direct result of significant demand due to the COVID-19 pandemic, growth in our digital sales and 
increases in market share. 

Gross Profit  

Gross profit represents the portion of Net sales and other revenue remaining after deducting the Cost of sales during 
the  period,  including  purchase  and  distribution  costs.  These  costs  include,  among  other  things,  purchasing  and 
sourcing costs, inbound freight costs, product quality testing costs, warehousing and distribution costs, Own Brands 
program  costs  and  digital-related  delivery  and  handling  costs.  Advertising,  promotional  expenses  and  vendor 
allowances are also components of Cost of sales.  

48 

 
 
 
 
 
 
 
  
 
 
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Gross profit margin increased 110 basis points to 29.3% in fiscal 2020 compared to 28.2% in fiscal 2019. Excluding 
the impact of fuel, gross profit margin increased 55 basis points. The increase in fiscal 2020 as compared to fiscal 
2019 was primarily attributable to improvements in shrink expense and leveraging of our distribution, warehousing 
and supplies cost, partially offset by delivery and handling costs related to the growth in digital sales and strategic 
investments  in  price.  Our  gross  profit  margin  was  also  favorably  impacted  by  the  increase  in  sales  of  our  Own 
Brands portfolio of products. In addition, our gross profit margin was reduced by $125.7 million of costs related to 
the  COVID-19  pandemic,  including  expanded  sick  pay,  incremental  labor  for  enhanced  cleaning  and  health 
screening to support and protect our supply chain employees and other warehousing and inventory costs.  

Fiscal 2020 vs. Fiscal 2019 
Shrink 
Distribution, warehousing and supplies 
Depreciation and rent expense 
COVID-19 pandemic related costs 
Sales channel, price, product mix and advertising 
LIFO expense 
Other 
Total 

Selling and Administrative Expenses  

Basis point 
increase 
(decrease)  
66 
20 
3 
(19) 
(15) 
(6) 
6 
55 

Selling and administrative expenses consist primarily of store level costs, including wages, employee benefits, rent, 
depreciation and utilities, in addition to certain back-office expenses related to our corporate and division offices. 

Selling and administrative expenses increased 40 basis points to 27.0% of Net sales and other revenue in fiscal 2020 
from 26.6% in fiscal 2019. Excluding the impact of fuel, Selling and administrative expenses as a percentage of Net 
sales  and  other  revenue  decreased  20  basis  points  during  fiscal  2020  compared  to  fiscal  2019. The  decrease  as  a 
percentage  of  sales  during  fiscal  2020  compared  to  fiscal  2019  was  primarily  attributable  to  depreciation  and 
amortization expense, rent and occupancy costs and employee wage and benefit costs due to sales leverage as well 
as  lower  third-party  expenses  and  labor  efficiencies  as  a  result  of  our  productivity  initiatives.  The  decrease  was 
partially offset by the $607.2 million charge related to the Combined Plan withdrawal and the $285.7 million charge 
related to the previously announced withdrawal from the UFCW National Fund. Employee wage and benefit costs 
included  $387.1  million  of  COVID-19  pandemic  related  employee  appreciation  and  bonus  pay,  which  includes 
expanded sick pay, to front-line associates and $325.2 million of incremental labor for enhanced cleaning and health 
screening. In addition, we also incurred $122.6 million in additional COVID-19 pandemic costs related to supplies 
and  outside  services,  which  included  personal  protective  equipment  for  our  stores  and  employees.  We  also 
contributed  $53.0  million  to  hunger  relief  in  our  communities  during  fiscal  2020  related  to  the  COVID-19 
pandemic. 

Fiscal 2020 vs. Fiscal 2019 
Depreciation and amortization 
Rent and occupancy costs 
Employee wage and benefit costs 
Third-party expenses 
COVID-19 pandemic related costs, excluding incremental employee wages and benefits 
Other (1) 
Total 

49 

Basis point 
increase 
(decrease)  
(55) 
(53) 
(49) 
(13) 
26 
124 
(20) 

 
 
 
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(1) Includes the $607.2 million charge related to the Combined Plan withdrawal in the fourth quarter of fiscal 2020 and the $285.7 million 
charge related to the UFCW National Fund withdrawal in the third quarter of fiscal 2020. Also includes the favorable settlement of the 
UFCW & Employers Midwest Pension Fund withdrawal in the fourth quarter of fiscal 2019. See "Part II - Item 8. Financial Statements 
and Supplementary Data - Note 12" for more information.  

Gain on Property Dispositions and Impairment Losses, Net 

For  fiscal  2020,  net  gain  on  property  dispositions  and  impairment  losses  was  $38.8  million,  primarily  driven  by 
$69.0 million of gains from the sale of assets, including the sale of a distribution center, partially offset by $30.2 
million of asset impairments, primarily related to underperforming or closed stores and certain surplus properties. 
For fiscal 2019, net gain on property dispositions and impairment losses was $484.8 million, primarily driven by 
gains  from  the  sale  of  assets  of  $559.2  million  including  $463.6  million  of  gains  related  to  sale  leaseback 
transactions  during  the  second  quarter  of  fiscal  2019,  partially  offset  by  $77.4  million  of  asset  impairments 
including  impairment  losses  of  $46.0  million  related  to  certain  assets  of  our  meal  kit  operations  and  impairment 
losses related to underperforming or closed stores and certain surplus properties.  

Interest Expense, Net  

Interest expense, net was $538.2 million in fiscal 2020 and $698.0 million in fiscal 2019. The decrease in Interest 
expense, net for fiscal 2020 compared to fiscal 2019 is primarily due to lower average outstanding borrowings and 
lower average interest rates. The weighted average interest rate was 5.8% and 6.4% during fiscal 2020 and fiscal 
2019, respectively, excluding amortization of debt discounts and deferred financing costs.  

Loss on Debt Extinguishment 

During fiscal 2020, we completed the issuance of $750.0 million in aggregate principal amount of New 2026 Notes, 
$750.0 million in aggregate principal amount of 2029 Notes and $600.0 million in aggregate principal amount of 
Additional 2029 Notes (as defined below). The proceeds from these issuances along with cash on hand were used to 
fund the 2020 Redemptions (as defined below). In connection with the 2020 Redemptions, we incurred a loss on 
debt  extinguishment  of  $85.3  million,  comprised  of  $71.6  million  of  redemption  premiums  and  $13.7  million  of 
write-offs of debt discounts.   

During fiscal 2019, we completed a cash tender offer and early redemption of Safeway Notes and NALP Notes with 
a par value of $437.0 million and a book value of $397.0 million for $415.3 million. We also repurchased NALP 
Notes  on  the  open  market  with  an  aggregate  par  value  of  $553.9  million  and  a  book  value  of  $502.0  million  for 
$547.5 million. We also repaid our term loan balance in full and, as a result, we wrote-off $15.2 million of deferred 
financing costs and $29.9 million of original issue discount. Including fees, we recognized an aggregate loss on debt 
extinguishment related to the tender offer, various repurchases of notes and term loan repayment of $111.4 million.  

Other (Income) Expense, Net 

For  fiscal  2020,  other  income,  net  was  $134.7  million  primarily  driven  by  unrealized  gains  from  non-operating 
investments,  non-service  cost  components  of  net  pension  and  post-retirement  expense  and  income  related  to  our 
equity investment, partially offset by recognized losses on interest rate swaps. For fiscal 2019, other expense, net 
was $28.5 million primarily driven by recognized losses on interest rate swaps, partially offset by non-service cost 
components of net pension and post-retirement expense. 

Income Taxes  

Income  tax  was  an  expense  of  $278.5  million,  representing  a  24.7%  effective  tax  rate,  in  fiscal  2020  and  $132.8 
million, representing a 22.2% effective tax rate, in fiscal 2019. The increase in the effective tax rate was primarily 

50 

 
 
 
 
 
 
 
 
 
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driven by the increase in income before taxes relative to the amount of certain tax deductions and credits realized 
during the comparable fiscal year.  

Adjusted  EBITDA, Adjusted  Net  Income  and Adjusted  Net  Income  Per  Class A  Common  Share  and Adjusted 
Free Cash Flow  

For  fiscal  2020,  Adjusted  EBITDA  was  $4.5 billion,  or  6.5%  of  Net  sales  and  other  revenue,  compared  to 
$2.8 billion, or 4.5% of Net sales and other revenue, for fiscal 2019. The increase in Adjusted EBITDA reflects our 
identical sales increase, and the improved sales leverage experienced in gross margin and selling and administrative 
expenses as a percent of sales, partially offset by the impact of the extra week in fiscal 2019. 

The following tables reconcile Net income to Adjusted Net Income, and Net income per Class A common share to 
Adjusted Net Income Per Class A Common Share (in millions, except per share data): 

Fiscal 
 2020 

Fiscal 
 2019 

Fiscal 
 2018 

Numerator: 

Net income 
Adjustments: 

Loss (gain) on interest rate and commodity hedges, net (e) 
Facility closures and transformation (1)(b) 
Acquisition and integration costs (2)(b) 
Equity-based compensation expense (b) 
Gain on property dispositions and impairment losses, net 
LIFO expense (a) 
Discretionary COVID-19 pandemic related costs (3)(b) 
Civil disruption related costs (4)(b) 
Transaction and reorganization costs related to convertible 
preferred stock issuance and initial public offering (b) 
Amortization of debt discount and deferred financing costs 

(c) 

Loss on debt extinguishment 
Amortization of intangible assets resulting from acquisitions 

(b) 

Combined Plan and UFCW National Fund withdrawal 

(5)(b) 

Miscellaneous adjustments (6)(g) 
Effect of Tax Cuts and Jobs Act (the "Tax Act") (d) 
Tax impact of adjustments to Adjusted Net Income 

Adjusted Net Income 

Denominator: 

$ 

850.2      $ 

466.4     $ 

16.9     
58.0     
12.6     
59.0     
(38.8)    
58.7     
134.6     
13.0     

23.8     

20.3     
85.3     

55.8     

50.6    
18.3    
60.5    
32.8    
(484.8)   
18.4    
—    
—    

3.7    

73.9    
111.4    

273.6    

892.9     
4.2     
—     
(355.1)    
1,891.4      $ 

$ 

—    
35.0    
—    
(47.7)   
612.1     $ 

Weighted average Class A common shares outstanding - 

diluted 
Adjustments: 

Restricted stock units and awards (7) 

Adjusted weighted average Class A common shares 

outstanding – diluted 

578.1     

6.3     

584.4     

580.3    

6.6    

586.9    

Adjusted Net Income Per Class A Common Share - diluted 

$ 

3.24      $ 

1.04     $ 

51 

131.1    

(1.3)   
13.4    
259.7    
47.7    
(165.0)   
8.0    
—    
—    

—    

63.0    
8.7    

326.2    

—    
(51.7)   
(56.9)   
(147.1)   
435.8    

580.7    

9.4    

590.1    

0.74    

 
 
 
 
 
 
 
 
 
  
   
 
 
  
   
 
  
   
 
 
  
   
 
  
   
 
 
  
   
  
  
 
 
 
  
   
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Net income per Class A common share - diluted 
Non-GAAP adjustments (8) 
Restricted stock units and awards (7) 
Adjusted Net Income Per Class A Common Share - diluted 

$ 

$ 

Fiscal 
 2020 

Fiscal 
 2019 

Fiscal 
 2018 

1.47     $ 
1.80    
(0.03)   
3.24     $ 

0.80     $ 
0.25    
(0.01)   
1.04     $ 

0.23   
0.52   
(0.01)  
0.74   

The following table is a reconciliation of Adjusted Net Income to Adjusted EBITDA: 

Adjusted Net Income (9) 
Tax impact of adjustments to Adjusted Net Income  
Effect of Tax Act 
Income tax expense (benefit) 

Amortization of debt discount and deferred financing costs (c) 
Interest expense, net 
Amortization of intangible assets resulting from acquisitions 

(b) 

Depreciation and amortization (f) 
Adjusted EBITDA (10) 

Fiscal 
 2020 

Fiscal 
 2019 

Fiscal 
 2018 

$ 

$ 

1,891.4     $ 
355.1    
—    
278.5    

(20.3)   
538.2    

(55.8)   
1,536.9    
4,524.0     $ 

612.1     $ 
47.7    
—    
132.8    

(73.9)   
698.0    

(273.6)   
1,691.3    
2,834.4     $ 

435.8   
147.1   
56.9   
(78.9)  

(63.0)  
830.8   

(326.2)  
1,738.8   
2,741.3   

(1)  Includes  costs  related  to  closures  of  operating  facilities  and  third-party  consulting  fees  related  to  our  strategic  priorities  and  associated 

business transformation. 

(2) Related to conversion activities and related costs associated with integrating acquired businesses, primarily the Safeway acquisition. Also 

includes expenses related to management fees paid in connection with acquisition and financing activities. 

(3) Includes $44.7 million in bonus payments related to front-line associates during the third quarter of fiscal 2020. Also includes $53 million 
of charitable contributions to our communities and hunger relief and $36.9 million in final reward payments to front-line associates at the 
end of the first quarter of fiscal 2020.  

(4) Primarily includes costs related to store damage, inventory losses and community support as a result of the civil disruption during late 

May and early June in certain markets.  

(5) Related to the withdrawal from the Combined Plan during the fourth quarter of fiscal 2020 and the withdrawal from the UFCW National 
Fund  during  the  third  quarter  of  fiscal  2020.  See  "Part  II -  Item  8.  Financial  Statements  and  Supplementary  Data -  Note  12"  for  more 
information. 

(6) Miscellaneous adjustments include the following (see table below): 

Non-cash lease-related adjustments 
Lease and lease-related costs for surplus and closed stores 
Net realized and unrealized gain on non-operating 

investments 

Adjustments to contingent consideration 
Certain legal and regulatory accruals and settlements, net 
Other (i) 
Total miscellaneous adjustments 

$ 

$ 

Fiscal 
 2020 

Fiscal 
 2019 

Fiscal 
 2018 

5.3      $ 
46.0    

(85.1)   
—    
12.0    
26.0    
4.2      $ 

21.2      $ 
21.5    

(1.1)   
—    
(22.2)   
15.6    
35.0      $ 

(13.7)  
19.5   

(17.2)  
(59.3)  
4.0   
15.0   
(51.7)  

(i) Primarily includes adjustments for unconsolidated equity investments and certain contract termination costs. 

(7) Represents incremental unvested RSUs and unvested RSAs to adjust the diluted weighted average Class A common shares outstanding 

during each respective period to the fully outstanding RSUs and RSAs as of the end of each respective period. 

52 

 
 
 
 
 
 
 
 
 
 
 
 
 
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(8) Reflects the per share impact of Non-GAAP adjustments for each period presented. See the reconciliation of Net income to Adjusted Net 

Income above for further details. 

(9) Reflects the impact of Non-GAAP adjustments for each period presented. See the reconciliation of Net income to Adjusted Net Income 

above for further details.  

(10) Fiscal 2019 includes an estimated $54 million of incremental Adjusted EBITDA due to the impact of the additional week in fiscal 2019.  

Non-GAAP adjustment classifications within the Consolidated Statements of Operations: 

(a) Cost of sales 

(b) Selling and administrative expenses  
(c) Interest expense, net 

(d) Income tax expense (benefit) 
(e) Loss (gain) on interest rate and commodity hedges, net: 

Cost of sales 
Other (income) expense, net 
Total Loss (gain) on interest rate and commodity hedges, 

net 

(f) Depreciation and amortization: 

Cost of sales 
Selling and administrative expenses 
Total Depreciation and amortization 

(g) Miscellaneous adjustments: 

Selling and administrative expenses 
Other (income) expense, net 
Total Miscellaneous adjustments  

Fiscal 
 2020 

Fiscal 
 2019 

Fiscal 
 2018 

(2.6)     $ 
19.5    

16.9      $ 

2.7      $ 
47.9    

50.6      $ 

(1.3)  
—   

(1.3)  

Fiscal 
 2020 

Fiscal 
 2019 

Fiscal 
 2018 

172.6      $ 

1,364.3    
1,536.9      $ 

171.5      $ 

1,519.8    
1,691.3      $ 

207.1   
1,531.7   
1,738.8   

Fiscal 
 2020 

Fiscal 
 2019 

Fiscal 
 2018 

75.6      $ 
(71.4)   

4.2      $ 

21.0      $ 
14.0    
35.0      $ 

11.5   
(63.2)  
(51.7)  

$ 

$ 

$ 

$ 

$ 

$ 

53 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
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The following is a reconciliation of Net cash provided by operating activities to Adjusted Free Cash Flow, which we 
define as Adjusted EBITDA less capital expenditures (in millions): 

$ 

Net cash provided by operating activities 
Income tax expense (benefit) 
Deferred income taxes 
Interest expense, net 
Operating lease right-of-use assets amortization 
Changes in operating assets and liabilities 
Amortization and write-off of deferred financing costs 
Contributions to pension and post-retirement benefit plans, net 

of (income) expense 

Facility closures and transformation 
Acquisition and integration costs 
Discretionary COVID-19 pandemic related costs 
Civil disruption related costs 
Transaction and reorganization costs related to convertible 

preferred stock issuance and initial public offering 
Combined Plan and UFCW National Fund withdrawal 
Other adjustments 
Adjusted EBITDA 
Less: capital expenditures 
Adjusted Free Cash Flow 

$ 

LIQUIDITY AND FINANCIAL RESOURCES  

Fiscal 
 2020 

Fiscal 
 2019 

Fiscal 
 2018 

3,902.5      $ 
278.5     
112.3     
538.2     
(581.5)    
(1,083.6)    
(20.9)    

96.4     
58.0     
12.6     
134.6     
13.0     

23.8     
892.9     
147.2     
4,524.0     
(1,630.2)    
2,893.8      $ 

1,903.9      $ 
132.8     
5.9     
698.0     
(570.3)    
575.9     
(39.8)    

13.0     
18.3     
60.5     
—     
—     

3.7     
—     
32.5     
2,834.4     
(1,475.1)    
1,359.3      $ 

1,687.9    
(78.9)   
81.5    
830.8    
—    
(176.2)   
(42.7)   

174.8    
13.4    
259.7    
—    
—    

—    
—    
(9.0)   
2,741.3    
(1,362.6)   
1,378.7    

The following table sets forth the major sources and uses of cash and cash equivalents and restricted cash at the end 
of each period (in millions): 

February 27, 
2021 

February 29, 
2020 

February 23, 
2019 

Cash and cash equivalents and restricted cash at end of period  $ 
Cash flows provided by operating activities 
Cash flows used in investing activities 
Cash flows used in financing activities 

1,767.6      $ 
3,902.5     
(1,572.0)    
(1,041.8)    

478.9      $ 

1,903.9     
(378.5)    
(2,014.2)    

967.7    
1,687.9    
(86.8)   
(1,314.2)   

Net Cash Provided By Operating Activities  

Net cash provided by operating activities was $3,902.5 million during fiscal 2020 compared to net cash provided by 
operating activities of $1,903.9 million during fiscal 2019. The increase in net cash flow from operating activities 
during fiscal 2020 compared to fiscal 2019 was primarily due to improvements in Adjusted EBITDA and changes in 
working capital primarily related to accounts payable as our business adjusted for the significant increase in sales 
volume  during  fiscal  2020,  $426.6  million  deferral  of  the  employer-paid  portion  of  social  security  taxes  and  a 
decrease  of  $144.2  million  in  cash  paid  for  interest.  These  increases  were  partially  offset  by  the  $147.3  million 
withdrawal liability payment to the UFCW National Fund, an increase of $137.4 million in cash paid for income 
taxes, the $75.0 million payment to the UFCW & Employers Midwest Pension Fund withdrawal liability pension 
settlement and an increase in contributions to our defined benefit pension plans and post-retirement benefit plans. 

54 

 
 
 
 
 
 
 
 
 
 
 
 
 
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Net Cash Used In Investing Activities 

Net cash used in investing activities during fiscal 2020 was $1,572.0 million primarily due to payments for property 
and  equipment  of  $1,643.2 million  and  the  Kings  and  Balducci's  acquisition  of  $97.9 million,  partially  offset  by 
proceeds from the sale of assets of $161.6 million. Payments for property and equipment included the opening of 
nine new stores, completion of 409 upgrades and remodels and continued investment in our digital technology.  

Net cash used in investing activities during fiscal 2019 was $378.5 million primarily due to payments for property 
and  equipment  of  $1,467.4 million,  partially  offset  by  proceeds  from  the  sale  of  assets  of  $1,096.7 million. 
Payments  for  property  and  equipment  included  the  opening  of  14  new  stores,  completion  of  243  upgrades  and 
remodels and continued investment in our digital technology. Proceeds from the sale of assets primarily includes the 
sale and leaseback of 53 store properties and one distribution center for $931.3 million, net of closing costs, during 
the second quarter of fiscal 2019 and certain other property dispositions during fiscal 2019.  

In fiscal 2021, we expect capital expenditures to be in the range of $1.9 billion to $2.0 billion. 

Net Cash Used In Financing Activities 

Net cash used in financing activities was $1,041.8 million in fiscal 2020 consisting of payments on long-term debt 
and  finance  leases  of  $4,526.6 million,  partially  offset  by  proceeds  from  the  issuance  of  long-term  debt  of 
$4,094.0 million.  Payments  on  long-term  debt  and  proceeds  from  the  issuance  of  long-term  debt  principally 
consisted of the $2,100 million issuance and subsequent $2,300 million redemption of Senior Unsecured Notes (as 
further  discussed  below),  the  $2,000  million  ABL  Borrowing  (as  defined  below),  the  repurchase  of  outstanding 
Class A common stock, the issuance of the Convertible Preferred Stock and dividends paid on our Class A common 
stock and Convertible Preferred Stock.  

Net cash used in financing activities was $2,014.2 million in fiscal 2019 consisting of payments on long-term debt 
and  finance  leases  of  $5,785.9 million,  partially  offset  by  proceeds  from  the  issuance  of  long-term  debt  of 
$3,874.0 million. Payments on long-term debt principally consisted of the full repayment of the term loan, tender 
offer and various repurchases of notes.  

Debt Management 

Total debt, including both the current and long-term portions of finance lease obligations, net of debt discounts and 
deferred  financing  costs,  decreased  $401.1  million  to  $8,313.6  million  as  of  the  end  of  fiscal  2020  compared  to 
$8,714.7 million as of the end of fiscal 2019.  

Outstanding  debt,  including  current  maturities,  net  of  debt  discounts  and  deferred  financing  costs,  principally 
consisted of (in millions): 

Senior Unsecured Notes, Safeway Inc. Notes and New Albertson's L.P. Notes 
Finance lease obligations 
Other financing obligations and mortgage notes payable 
Total debt, including finance leases 

February 27, 
2021 

$ 

$ 

7,653.9    
612.7    
47.0    
8,313.6    

On August  31,  2020,  we  completed  the  issuance  of  $750.0  million  in  aggregate  principal  amount  of  New  2026 
Notes  and  $750.0  million  in  aggregate  principal  amount  of  2029  Notes  (together,  the  "August  Notes").  Proceeds 
from the issuance of the August Notes, together with approximately $60 million of cash on hand, were used to fund 
the full redemption of the $1,250.0 million aggregate principal amount outstanding of our 6.625% senior unsecured 

55 

 
 
 
 
 
 
 
 
 
 
 
 
 
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notes  due  2024  (the  "2024  Redemption").  In  connection  with  the  2024  Redemption,  we  paid  an  associated 
redemption premium of $41.4 million.  

On September 16, 2020, remaining proceeds from the issuance of the August Notes were used to fund the partial 
redemption of $250.0 million of the $1,250.0 million in aggregate principal amount outstanding of our 2025 Notes 
(the "September Partial 2025 Redemption"). In connection with the September Partial 2025 Redemption, we paid an 
associated redemption premium of $7.2 million.  

On December 22, 2020, we completed the issuance of $600.0 million in aggregate principal amount of additional 
2029 Notes (the "Additional 2029 Notes"). Proceeds from the issuance of the Additional 2029 Notes, together with 
approximately  $230  million  of  cash  on  hand,  were  used  to  fund  a  partial  redemption  of  $800.0  million  of  the 
$1,000.0  million  in  aggregate  principal  amount  outstanding  of  the  2025  Notes  (the  "January  Partial  2025 
Redemption"  and  together  with  the  2024  Redemption  and  the  September  Partial  2025  Redemption,  the  "2020 
Redemptions").  In  connection  with  the  January  Partial  2025  Redemption,  we  paid  an  associated  redemption 
premium of $23.0 million.  

Liquidity and Factors Affecting Liquidity  

We  estimate  our  liquidity  needs  over  the  next  fiscal  year  to  be  in  the  range  of  $4,750  million  to  $5,250  million, 
which includes anticipated requirements for working capital, capital expenditures, interest payments and scheduled 
principal payments of debt, dividends on Class A common stock and Convertible Preferred Stock, operating leases 
and finance leases. Based on current operating trends, we believe that cash flows from operating activities and other 
sources of liquidity, including borrowings under our ABL Facility, will be adequate to meet our liquidity needs for 
the next 12 months and for the foreseeable future. We believe we have adequate cash flow to continue to maintain 
our  current  debt  ratings  and  to  respond  effectively  to  competitive  conditions.  In  addition,  we  may  enter  into 
refinancing transactions from time to time. There can be no assurance, however, that our business will continue to 
generate cash flow at or above current levels or that we will maintain our ability to borrow under our ABL Facility. 
See "Contractual Obligations" for a more detailed description of our commitments as of the end of fiscal 2020.  

The holders of Convertible Preferred Stock are entitled to a quarterly dividend at a rate per annum of 6.75% of the 
liquidation preference per share of the Convertible Preferred Stock. In addition, the holders of Convertible Preferred 
Stock will participate in cash dividends that we pay on our common stock to the extent that such cash dividends 
exceed  $206.25  million  per  fiscal  year.  On  September  15,  2020,  December  15,  2020  and  March  15,  2021,  we 
declared a quarterly cash dividend of $36.4 million, $29.5 million and $29.5 million, respectively, to holders of the 
Convertible  Preferred  Stock,  which  was  paid  on  September  30,  2020,  December  30,  2020  and  March  31,  2021, 
respectively.  

In  connection  with  the  IPO,  we  established  a  dividend  policy  pursuant  to  which  we  intend  to  pay  a  quarterly 
dividend on our common stock in an annual amount equal to $0.400 per common share. During fiscal 2020, we paid 
quarterly  cash  dividends  of  $0.100  per  common  share  on  November  10,  2020  and  February  10,  2021,  to 
stockholders of record as of October 26, 2020 and January 26, 2021, respectively. On April 13, 2021, we announced 
the next quarterly dividend payment of $0.100 per common share to be paid on May 10, 2021 to stockholders of 
record as of the close of business on April 26, 2021. 

As  of  February 27,  2021,  we  had  no  borrowings  outstanding  under  our  ABL  Facility  and  total  availability  of 
approximately $3,584.7 million (net of letter of credit usage). On March 12, 2020, we provided notice to the lenders 
to  borrow  $2,000.0  million  under  the  ABL  Facility  (the  "ABL  Borrowing"),  so  that  a  total  of  $2,000.0  million 
(excluding $454.5 million in letters of credit) was outstanding immediately following. We increased our borrowings 
under  the ABL  Facility  as  a  precautionary  measure  in  order  to  increase  our  cash  position  and  preserve  financial 
flexibility in light of current uncertainty in the global markets resulting from the COVID-19 pandemic. We repaid 
the $2.0 billion in full on June 19, 2020. In accordance with the terms of the ABL Facility, the proceeds from the 

56 

 
 
 
 
 
 
 
 
 
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ABL Borrowing may in the future be used for working capital, general corporate or other purposes permitted by the 
ABL Facility, but there is no guarantee how or when we will use the proceeds. 

The ABL Facility contains no financial maintenance covenants unless and until (a) excess availability is less than 
(i) 10% of the lesser of the aggregate commitments and the then-current borrowing base at any time or (ii) $250.0 
million  at  any  time  or  (b)  an  event  of  default  is  continuing.  If  any  such  event  occurs,  we  must  maintain  a  fixed 
charge coverage ratio of 1.0:1.0 from the date such triggering event occurs until such event of default is cured or 
waived and/or the 30th day that all such triggers under clause (a) no longer exist.  

During fiscal 2020 and fiscal 2019, there were no financial maintenance covenants in effect under the ABL Facility 
because the conditions listed above had not been met.  

See "Part II - Item 8. Financial Statements and Supplementary Data - Note 7" for additional information. 

CONTRACTUAL OBLIGATIONS  

The table below presents our significant contractual obligations as of February 27, 2021 (in millions) (1): 

Payments Due Per Year 

Long-term debt (2) 
Estimated interest on long-term debt (3) 
Operating leases (4) 
Finance leases (4) 
Other obligations (5) 
Purchase obligations (6) 
Total contractual obligations 

  $ 

Total 
7,815.5      $ 
2,633.7     
9,147.4     
917.2     
2,228.7     
409.2     

2021 

  Thereafter 

  2022-2023    2024-2025 
751.7      $ 
732.1     
1,855.2     
245.2     
820.8     
116.5     
4,521.5      $ 

231.0      $ 
704.4     
1,517.0     
185.3     
218.1     
57.5     

6,701.9    
811.8    
4,849.2    
362.0    
849.5    
84.0    
2,913.3      $  13,658.4    

130.9      $ 
385.4     
926.0     
124.7     
340.3     
151.2     
2,058.5      $ 

  $  23,151.7      $ 

(1) The contractual obligations table excludes funding of pension and other postretirement benefit obligations, which totaled $60.0 million in 
fiscal  2020  and  is  expected  to  total  $64.6  million  in  fiscal  2021.  This  table  also  excludes  recurring  contributions  under  various 
multiemployer pension plans, which totaled $524.0 million in fiscal 2020 and is expected to total approximately $520 million in fiscal 
2021. This table also excludes the 6.75% annual dividend to holders of Convertible Preferred Stock, which currently totals approximately 
$118 million per year. 

(2)  Long-term  debt  amounts  exclude  any  debt  discounts  and  deferred  financing  costs.  See  "Part  II  -  Item  8.  Financial  Statements  and 

Supplementary Data - Note 7" for additional information. 

(3) Amounts include contractual interest payments using the stated fixed interest rate as of February 27, 2021. See "Part II - Item 8. Financial 

Statements and Supplementary Data - Note 7" for additional information. 

(4)  Represents  the  minimum  rents  payable  under  operating  and  finance  leases,  excluding  common  area  maintenance,  insurance  or  tax 

payments, for which we are obligated. 

(5)  Consists  of  self-insurance  liabilities,  which  have  not  been  reduced  by  insurance-related  receivables.  This  table  also  includes  payment 
obligations  related  to  the  Combined  Plan,  the  Excess  Plan  and  the  UFCW  National  Fund. Also  includes  the  deferral  of  the  long-term 
employer-paid portion of social security taxes related to the Coronavirus Aid, Relief and Economic Security Act. The table excludes the 
unfunded pension and postretirement benefit obligation of $450.1 million. The potential settlement payments related to unrecognized tax 
benefits  have  been  excluded  from  the  contractual  obligations  table  because  a  reasonably  reliable  estimate  of  the  timing  of  future  tax 
settlements cannot be determined. Also excludes deferred tax liabilities and certain other deferred liabilities that will not be settled in cash. 

(6)  Purchase  obligations  include  various  obligations  that  have  specified  purchase  commitments. As  of  February 27,  2021,  future  purchase 
obligations  primarily  relate  to  fixed  asset,  marketing  and  information  technology  commitments,  including  fixed  price  contracts.  In 
addition,  not  included  in  the  contractual  obligations  table  are  supply  contracts  to  purchase  product  for  resale  to  consumers  which  are 
typically  of  a  short-term  nature  with  limited  or  no  purchase  commitments. We  also  enter  into  supply  contracts  which  typically  include 
either volume commitments or fixed expiration dates, termination provisions and other customary contractual considerations. The supply 
contracts that are cancelable have not been included above.  

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Multiemployer Pension Plans 

We currently contribute to 27 multiemployer plans which provide retirement benefits to participants based on their 
service to contributing employers. The benefits are paid from assets held in trust for that purpose and the respective 
plan trustees are responsible for determining the level of benefits to be provided to participants, the management of 
the plan assets and plan administration. Though we are not obligated nor the guarantor for any of the underfunding 
of the multiemployer plans to which we contribute, we have estimated, based on the ratio of our contributions to the 
total of all contributions to these plans, our allocable share of the underfunding (the amount by which the actuarial 
determined plan liabilities exceed the value of the plan assets) of these multiemployer plans to which we contribute 
to be approximately $4.7 billion.  

On March 11, 2021, the ARP Act was signed into law which establishes a special financial assistance program for 
financially  troubled  multiemployer  pension  plans.  Under  the ARP Act,  eligible  multiemployer  plans  can  apply  to 
receive a one-time cash payment in the amount needed to pay pension benefits through the plan year ending 2051. 
The  payment  received  by  the  multiemployer  plan  under  this  special  financial  assistance  program  would  not  be 
considered a loan and would not need to be paid back. Any financial assistance received by the multiemployer plan 
would  need  to  be  segregated  from  the  other  assets  of  the  multiemployer  plans  and  invested  in  investment  grade-
bonds or other investments permitted by the PBGC.   

Of  the  27  multiemployer  plans  to  which  we  contribute,  16  plans  are  classified  as  "Critical"  or  "Critical  and 
Declining" and potentially eligible for some level of relief under the special financial assistance through the ARP 
Act.  Though  the  amount  of  financial  assistance  that  each  of  these  16  plans  could  receive  will  vary  by  plan,  we 
currently estimate that these 16 plans represent over 90% of $4.7 billion estimated underfunding. Though significant 
uncertainty remains in determining how the special assistance program will work and the PBGC is expected to issue 
regulations  within  120  days  of  enactment,  we  expect  the  special  financial  assistance  program  to  provide  the 
necessary funding for the multiemployer plans to which we contribute to remain solvent through at least 2051 in 
addition  to  ensuring  the  solvency  of  the  PBGC,  which  is  the  guarantor  of  participant  benefits  for  these 
multiemployer plans. We do not believe that the ARP Act will have a material impact to our results of operations or 
cash flows as we will continue to make our contributions based on collective bargaining agreements for each of the 
multiemployer  plans  to  which  we  contribute.  Our  contributions  to  multiemployer  plans  were  $524.0 million, 
$469.3 million, and $451.1 million during fiscal 2020, fiscal 2019 and fiscal 2018, respectively, and we expect to 
contribute approximately $520 million in fiscal 2021. 

Guarantees 

We are party to a variety of contractual agreements pursuant to which we may be obligated to indemnify the other 
party for certain matters. These contracts primarily relate to our commercial contracts, operating leases and other 
real  estate  contracts,  trademarks,  intellectual  property,  financial  agreements  and  various  other  agreements.  Under 
these  agreements,  we  may  provide  certain  routine  indemnifications  relating  to  representations and warranties (for 
example, ownership of assets, environmental or tax indemnifications) or personal injury matters. The terms of these 
indemnifications range in duration and may not be explicitly defined. We believe that if we were to incur a loss in 
any of these matters, the loss would not have a material effect on our financial statements. 

We  are  liable  for  certain  operating  leases  that  were  assigned  to  third  parties.  If  any  of  these  third  parties  fail  to 
perform  their  obligations  under  the  leases,  we  could  be  responsible  for  the  lease  obligation.  Because  of  the  wide 
dispersion among third parties and the variety of remedies available, we believe that if an assignee became insolvent 
it would not have a material effect on our financial condition, results of operations or cash flows.  

In  the  ordinary  course  of  business,  we  enter  into  various  supply  contracts  to  purchase  products  for  resale  and 
purchase and service contracts for fixed asset and information technology commitments. These contracts typically 

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include  volume  commitments  or  fixed  expiration  dates,  termination  provisions  and  other  standard  contractual 
considerations. 

Letters of Credit  

We had letters of credit of $354.6 million outstanding as of February 27, 2021. The letters of credit are maintained 
primarily to support our performance, payment, deposit or surety obligations. We typically pay bank fees of 1.25% 
plus a fronting fee of 0.125% on the face amount of the letters of credit.  

NEW ACCOUNTING POLICIES 

See "Part II - Item 8. Financial Statements and Supplementary Data - Note 1" for new accounting pronouncements. 

CRITICAL ACCOUNTING POLICIES  

The  preparation  of  consolidated  financial  statements  in  conformity  with  GAAP  requires  management  to  make 
estimates  and  assumptions  that  affect  the  reported  amounts  of  assets  and  liabilities  and  disclosure  of  contingent 
assets and liabilities as of the date of the consolidated financial statements and the reported amounts of revenues and 
expenses during the reporting period. Actual results could differ from those estimates.  

We  have  chosen  accounting  policies  that  we  believe  are  appropriate  to  report  accurately  and  fairly  our  operating 
results and financial position, and we apply those accounting policies in a fair and consistent manner. See "Part II - 
Item  8.  Financial  Statements  and  Supplementary  Data  -  Note  1"  for  a  discussion  of  our  significant  accounting 
policies. 

Management  believes  the  following  critical  accounting  policies  reflect  its  more  subjective  or  complex  judgments 
and estimates used in the preparation of our consolidated financial statements.  

Self-Insurance Liabilities  

We  are  primarily  self-insured  for  workers'  compensation,  property,  automobile  and  general  liability.  The  self-
insurance  liability  is  undiscounted  and  determined  actuarially,  based  on  claims  filed  and  an  estimate  of  claims 
incurred but not yet reported. We have established stop-loss amounts that limit our further exposure after a claim 
reaches  the  designated  stop-loss  threshold.  In  determining  our  self-insurance  liabilities,  we  perform  a  continuing 
review  of  our  overall  position  and  reserving  techniques.  Since  recorded  amounts  are  based  on  estimates,  the 
ultimate cost of all incurred claims and related expenses may be more or less than the recorded liabilities.  

Any  actuarial  projection  of  self-insured  losses  is  subject  to  a  high  degree  of  variability.  Litigation  trends,  legal 
interpretations,  benefit  level  changes,  claim  settlement  patterns  and  similar  factors  influenced  historical 
development  trends  that  were  used  to  determine  the  current  year  expense  and,  therefore,  contributed  to  the 
variability in the annual expense. However, these factors are not direct inputs into the actuarial projection, and thus 
their individual impact cannot be quantified. 

Long-Lived Asset Impairment 

We  regularly  review  our  individual  stores'  operating  performance,  together  with  current  market  conditions,  for 
indications  of  impairment.  When  events  or  changes  in  circumstances  indicate  that  the  carrying  value  of  an 
individual  store's  assets  may  not  be  recoverable,  its  future  undiscounted  cash  flows  are  compared  to  the  carrying 
value. If the carrying value of store assets to be held and used is greater than the future undiscounted cash flows, an 
impairment  loss  is  recognized  to  record  the  assets  at  fair  value.  For  property  and  equipment  held  for  sale,  we 
recognize  impairment  charges  for  the  excess  of  the  carrying  value  plus  estimated  costs  of  disposal  over  the  fair 

59 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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value. Fair values are based on discounted cash flows or current market rates. These estimates of fair value can be 
significantly  impacted  by  factors  such  as  changes  in  the  current  economic  environment  and  real  estate  market 
conditions. Long-lived asset impairment losses were $30.2 million, $77.4 million and $36.3 million in fiscal 2020, 
fiscal 2019 and fiscal 2018, respectively. 

Goodwill  

As of February 27, 2021, our goodwill totaled $1,183.3 million, of which $917.3 million related to our acquisition 
of Safeway. We review goodwill for impairment in the fourth quarter of each year, and also upon the occurrence of 
triggering  events.  We  perform  reviews  of  each  of  our  reporting  units  that  have  goodwill  balances.  We  review 
goodwill for impairment by initially considering qualitative factors to determine whether it is more likely than not 
that the fair value of a reporting unit is less than its carrying amount, including goodwill, as a basis for determining 
whether it is necessary to perform a quantitative analysis. If it is determined that it is more likely than not that the 
fair  value  of  a  reporting  unit  is  less  than  its  carrying  amount,  a  quantitative  analysis  is  performed  to  identify 
goodwill impairment. If it is determined that it is not more likely than not that the fair value of the reporting unit is 
less  than  its  carrying  amount,  it  is  unnecessary  to  perform  a  quantitative  analysis.  We  may  elect  to  bypass  the 
qualitative assessment and proceed directly to performing a quantitative analysis.  

Goodwill has been allocated to all of our reporting units, and none of our reporting units have a zero or negative 
carrying  amount  of  net  assets. As  of  February 27,  2021,  there  is  one  reporting  unit  with  no  goodwill  due  to  the 
impairment loss recorded during the fiscal year ended February 24, 2018. There are eleven reporting units with an 
aggregate goodwill balance of $1,183.3 million, of which the fair value of each reporting unit was substantially in 
excess of its carrying value, which indicates a remote likelihood of a future impairment loss. Though the fair value 
of  each  reporting  unit  was  substantially  in  excess  of  its  carrying  value,  the  estimates  of  fair  value  can  be 
significantly impacted by factors such as changes in current market conditions within each of the geographies that 
our reporting units operate, therefore future potential declines in market conditions or other factors could negatively 
impact the estimated future cash flows and valuation assumptions used to determine the fair value of our reporting 
units and lead to future impairment charges. 

The annual evaluation of goodwill performed for our reporting units during the fourth quarters of fiscal 2020, fiscal 
2019 and fiscal 2018 did not result in impairment.  

Employee Benefit Plans  

Substantially all of our employees are covered by various contributory and non-contributory pension, profit sharing 
or  401(k)  plans,  in  addition  to  defined  benefit  plans  for  certain  Safeway,  Shaw's  and  United  employees. We  also 
provide  certain  health  and  welfare  benefits,  including  short-term  and  long-term  disability  benefits  to  inactive 
disabled  employees  prior  to  retirement.  Most  union  employees  participate  in  multiemployer  retirement  plans 
pursuant to collective bargaining agreements, unless the collective bargaining agreement provides for participation 
in plans sponsored by us.  

We recognize a liability for the underfunded status of the single employer defined benefit plans as a component of 
pension  and  post-retirement  benefit  obligations.  Actuarial  gains  or  losses  and  prior  service  costs  or  credits  are 
recorded  within  Other  comprehensive  income  (loss). The  determination  of  our  obligation  and  related  expense  for 
our  sponsored  pensions  and  other  post-retirement  benefits  is  dependent,  in  part,  on  management's  selection  of 
certain  actuarial  assumptions  in  calculating  these  amounts.  These  assumptions  include,  among  other  things,  the 
discount rate and expected long-term rate of return on plan assets.  

The objective of our discount rate assumptions was intended to reflect the rates at which the pension benefits could 
be  effectively  settled.  In  making  this  determination,  we  take  into  account  the  timing  and  amount  of  benefits  that 
would be available under the plans. We have elected to use a full yield curve approach in the estimation of service 

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and interest cost components of net pension and other post-retirement benefit plan expense by applying the specific 
spot  rates  along  the  yield  curve  used  in  the  determination  of  the  projected  benefit  obligation  to  the  relevant 
projected cash flows. We utilized weighted discount rates of 2.83% and 4.17% for our pension plan expenses for 
fiscal 2020 and fiscal 2019, respectively. To determine the expected rate of return on pension plan assets held by us 
for fiscal 2020, we considered current and forecasted plan asset allocations as well as historical and forecasted rates 
of return on various asset categories. Our weighted assumed pension plan investment rate of return was 6.18% and 
6.36% for fiscal 2020 and fiscal 2019, respectively. See "Part II - Item 8. Financial Statements and Supplementary 
Data - Note 12" for more information on the asset allocations of pension plan assets. 

Sensitivity to changes in the major assumptions used in the calculation of our pension and other post-retirement plan 
liabilities is illustrated below (dollars in millions).  

Discount rate 
Expected return on assets 

Percentage 
Point Change  
+/- 1.00% 
+/- 1.00% 

Projected Benefit Obligation 
(Decrease) Increase  
$(195.0) / $226.6 
- / - 

Expense 
Increase (Decrease)  
$13.3 / $(7.0) 
$(16.8) / $16.8 

In  fiscal  2020  and  fiscal  2019,  we  contributed  $60.0 million  and  $11.0 million,  respectively,  to  our  pension  and 
post-retirement plans. We expect to contribute $64.6 million to our pension and post-retirement plans in fiscal 2021. 

Income Taxes and Uncertain Tax Positions  

We review the tax positions taken or expected to be taken on tax returns to determine whether and to what extent a 
benefit can be recognized in our consolidated financial statements. See "Part II - Item 8. Financial Statements and 
Supplementary  Data  -  Note  11"  for  the  amount  of  unrecognized  tax  benefits  and  other  disclosures  related  to 
uncertain tax positions. Various taxing authorities periodically examine our income tax returns. These examinations 
include  questions  regarding  our  tax  filing  positions,  including  the  timing  and  amount  of  deductions  and  the 
allocation of income to various tax jurisdictions. In evaluating these various tax filing positions, including state and 
local taxes, we assess our income tax positions and record tax benefits for all years subject to examination based 
upon management's evaluation of the facts, circumstances and information available at the reporting date. For those 
tax  positions  where  it  is  more  likely  than  not  that  a  tax  benefit  will  be  sustained,  we  have  recorded  the  largest 
amount of tax benefit with a greater than 50% likelihood of being realized upon ultimate settlement with a taxing 
authority that has full knowledge of all relevant information. For those income tax positions where it is not more 
likely than not that a tax benefit will be sustained, no tax benefit has been recognized in our financial statements. A 
number  of  years  may  elapse  before  an  uncertain  tax  position  is  examined  and  fully  resolved. As  of  February 27, 
2021, we are no longer subject to federal income tax examinations for fiscal years prior to 2012 and in most states, 
we are no longer subject to state income tax examinations for fiscal years before 2007. Tax years 2007 through 2019 
remain under examination. The assessment of our tax position relies on the judgment of management to estimate the 
exposures associated with our various filing positions.  

Item 7A - Quantitative and Qualitative Disclosures About Market Risk 

We are exposed to market risk from a variety of sources, including changes in interest rates and commodity prices. 
We  have  from  time  to  time  selectively  used  derivative  financial  instruments  to  reduce  these  market  risks.  Our 
market risk exposures related to interest rates and commodity prices are discussed below. 

Interest Rate Risk and Long-Term Debt 

We are exposed to market risk from fluctuations in interest rates. From time to time, we manage our exposure to 
interest  rate  fluctuations  through  the  use  of  interest  rate  swaps.  At  the  time  of  entering  into  interest  rate  swap 
contracts, our risk management objective and strategy is to utilize them to protect us against adverse fluctuations in 
interest rates by reducing our exposure to variability in cash flows relating to interest payments on a portion of our 

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outstanding debt. As further described in Note 7 - Long-term debt and finance lease obligations, we significantly 
reduced our exposure to changes in LIBOR, which is the designated benchmark we hedge, with the extinguishment 
of  our  term  loan  facility  on  February  5,  2020.  In  connection  with  the  term  loan  extinguishment,  we  discontinued 
hedge accounting, and changes in the fair value of these instruments are now recognized in earnings. We continue to 
make  scheduled  payments  on  the  swaps  that  were  previously  designated  as  cash  flow  hedges  of  our  term  loan 
facility in accordance with the terms of the contracts.  

As a result of the term loan extinguishment, our principal exposure to LIBOR now relates to our ABL Facility, and 
we believe a 100 basis point increase on our variable interest rates would not have a material impact on our interest 
expense. 

The table below provides information about our derivative financial instruments and other financial instruments that 
are sensitive to changes in interest rates, including debt instruments and interest rate swaps. For debt obligations, the 
table  presents  principal  amounts  due  and  related  weighted  average  interest  rates  by  expected  maturity  dates.  For 
interest  rate  swaps,  the  table  presents  average  notional  amounts  and  weighted  average  interest  rates  by  expected 
(contractual) maturity dates (dollars in millions): 

Fiscal 
2021 

Fiscal 
2022 

Fiscal 
2023 

Fiscal 
2024 

Fiscal 
2025 

  Thereafter   Total 

Fair 
Value 

Long-Term Debt 
Fixed Rate - Principal payments  $ 130.9      $ 750.8      $  0.9      $  16.9     $ 214.1     $  6,701.9     $ 7,815.5      $ 8,150.7    
Weighted average interest rate 

(1) 

4.76%  

3.50%  

6.04%  

4.61%  

5.87%  

5.08%  

4.94%   

(1) Excludes debt discounts and deferred financing costs. 

Pay Fixed / Receive Variable 

Fiscal 
2021 

Fiscal 
2022 

Fiscal 
2023 

Fiscal 
2024 

Fiscal 
2025 

  Thereafter 

Interest Rate Swaps 
Average Notional amount outstanding 
Average pay rate 
Average receive rate 

Commodity Price Risk 

$ 1,653.0      $  593.0      $  49.0      $  —      $  —      $ 
2.94  %  
0.75  %  

2.94  %  
0.75  %  

2.83  %  
0.75  %  

—  %  
—  %  

—  %  
—  %  

—    
—  % 
—  % 

We have entered into fixed price contracts to purchase electricity and natural gas for a portion of our energy needs. 
We  expect  to  take  delivery  of  these  commitments  in  the  normal  course  of  business,  and,  as  a  result,  these 
commitments qualify as normal purchases. We also manage our exposure to changes in diesel prices utilized in our 
distribution  process  through  the  use  of  short-term  heating  oil  derivative  contracts.  These  contracts  are  economic 
hedges  of  price  risk  and  are  not  designated  or  accounted  for  as  hedging  instruments  for  accounting  purposes. 
Changes in the fair value of these instruments are recognized in earnings. We do not believe that these energy and 
commodity swaps would cause a material change to our financial position. 

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Item 8 - Financial Statements and Supplementary Data 

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM  

To the Board of Directors of Albertsons Companies, Inc.  

Opinion on the Financial Statements  

We have audited the accompanying consolidated balance sheets of Albertsons Companies, Inc. and subsidiaries (the 
"Company") as of February 27, 2021 and February 29, 2020, the related consolidated statements of operations and 
comprehensive  income,  cash  flows,  and  stockholders'  equity  for  the  52  weeks  ended  February  27,  2021,  the  53 
weeks ended February 29, 2020, and the 52 weeks ended February 23, 2019, and the related notes (collectively, the 
"financial  statements").  In  our  opinion,  the  financial  statements  present  fairly,  in  all  material  respects,  the 
consolidated financial position of the Company as of February 27, 2021, and February 29, 2020, and the results of 
its operations and its cash flows for each of the three years in the period ended February 27, 2021. 

Basis for Opinion  

These financial statements are the responsibility of the Company's management. Our responsibility is to express an 
opinion on the Company's financial statements based on our audits. We are a public accounting firm registered with 
the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be independent with 
respect to the Company in accordance with the US federal securities laws and the applicable rules and regulations of 
the Securities and Exchange Commission and the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and 
perform  the  audit  to  obtain  reasonable  assurance  about  whether  the  financial  statements  are  free  of  material 
misstatement, whether due to error or fraud. The Company is not required to have, nor were we engaged to perform, 
an  audit  of  its  internal  control  over  financial  reporting.  As  part  of  our  audits,  we  are  required  to  obtain  an 
understanding of internal control over financial reporting, but not for the purpose of expressing an opinion on the 
effectiveness of the Company's internal control over financial reporting. Accordingly, we express no such opinion. 

Our audits included performing procedures to assess the risks of material misstatement of the financial statements, 
whether  due  to  error  or  fraud,  and  performing  procedures  that  respond  to  those  risks.  Such  procedures  included 
examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits 
also included evaluating the accounting principles used and significant estimates made by management, as well as 
evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis 
for our opinion. 

Critical Audit Matters  

The  critical  audit  matters  communicated  below  are  matters  arising  from  the  current-period  audit  of  the  financial 
statements  that  were  communicated  or  required  to  be  communicated  to  the  audit  committee  and  that  (1)  relate  to 
accounts  or  disclosures  that  are  material  to  the  financial  statements  and  (2)  involved  our  especially  challenging, 
subjective,  or  complex  judgments.  The  communication  of  critical  audit  matters  does  not  alter  in  any  way  our 
opinion on the financial statements, taken as a whole, and we are not, by communicating the critical audit matters 
below,  providing  separate  opinions  on  the  critical  audit  matters  or  on  the  accounts  or  disclosures  to  which  they 
relate. 

63 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Stockholders' Equity and Convertible Preferred Stock – Refer to Note 9 to the financial statements 

Critical Audit Matter Description 

On June 9, 2020, the Company sold and issued (i) an aggregate of 1,410,000 shares of Series A-1 preferred stock 
and (ii) an aggregate of 340,000 shares of Series A preferred stock (collectively, the "Convertible Preferred Stock"). 
The  Company  received  aggregate  proceeds  of  $1,680.0  million  from  the  sale  and  issuance  of  the  Convertible 
Preferred Stock, which has an aggregate liquidation preference of $1,750.0 million. The Convertible Preferred Stock 
is convertible at the option of the holders into common stock and has an investor exchange right to exchange certain 
real  estate  assets  or  real  estate  equity  interests.  The  Company  assessed  the  Convertible  Preferred  Stock  for  any 
beneficial  conversion  features  or  embedded  derivatives,  including  the  conversion  option  and  investor  exchange 
right,  and  did  not  identify  any  features  that  would  require  bifurcation  from  the  Convertible  Preferred  Stock  and 
receive separate accounting treatment. 

We  identified  the  accounting  evaluation  of  embedded  features  in  the  Convertible  Preferred  Stock  to  be  a  critical 
audit matter because the evaluation of the appropriate accounting treatment for potential derivatives involved a high 
degree of auditor judgment and an increased extent of effort, including the extent of specialized skill or knowledge 
needed to evaluate the Company's conclusions. 

How the Critical Audit Matter Was Addressed in the Audit 

Our  audit  procedures  related  to  the  conclusions  associated  with  bifurcation  of  embedded  features  from  the 
Convertible Preferred Stock involved the following procedures, among others: 

•  We tested certain controls over the Company's process for evaluating and reaching accounting conclusions 

regarding bifurcation of the embedded features within the Convertible Preferred Stock. 

•  We  read  and  analyzed  the  contract  terms  included  in  various  agreements  related  to  the  issuance  of  the 
Convertible  Preferred  Stock,  including  the  investment  agreement,  real  estate  agreement,  and  other 
agreements  entered  into  on  or  around  the  issuance  date  to  identify  and  assess  the  reasonableness  of 
management's  accounting  treatment  for  the  different  embedded  features  as  they  impacted  bifurcation 
conclusions. 

•  We  obtained  assistance  from  internal  subject  matter  experts  with  specialized  knowledge  in  complex  debt 
and  equity  transactions  to  assist  in  (i)  evaluating  relevant  contract  terms  and  conditions  of  the  various 
agreements  in  relation  to  the  appropriate  accounting  literature  and  (ii)  assessing  the  appropriateness  of 
conclusions reached by the Company with respect to the accounting for bifurcation of embedded features 
within the Convertible Preferred Stock. 

Self-Insurance Liabilities—Refer to Note 1 to the financial statements 

Critical Audit Matter Description 

The  Company  is  self-insured  for  workers'  compensation  automobile,  property,  and  general  liability.  The  self-
insurance  liability  is  undiscounted  and  determined  actuarially  based  on  claims  filed  and  an  estimate  of  claims 
incurred but not yet reported. The Company has established stop-loss amounts that limit the Company’s exposure. 
Self-insurance liabilities as of February 27, 2021, were $1,159.1 million. 

We identified the evaluation of the Company's self-insurance liabilities as a critical audit matter because estimating 
the  projected  settlement  value  of  reported  and  unreported  claims  involves  significant  estimation  by  management. 
This required a high degree of auditor judgment and an increased extent of effort, including the need to involve our 
actuarial  specialists  when  performing  audit  procedures  to  evaluate  whether  self-insurance  liabilities  were 
appropriately recorded as of February 27, 2021. 

64 

 
 
 
 
 
 
 
 
 
 
 
How the Critical Audit Matter Was Addressed in the Audit 

Our audit procedures related to the self-insurance liabilities included the following, among others: 

We  tested  the  effectiveness  of  controls  over  management's  self-insurance  process,  including  controls  over  the 
review  of  the  actuarial  report  and  evaluation  of  the  external  actuarial  expert's  qualifications,  competency,  and 
objectivity and evaluation of the underlying data sent to the external actuary. 

We evaluated the methods and assumptions used by management to estimate the self-insurance liability by: 

•  Reading the Company's insurance policies and comparing the coverage and terms to the assumptions used 

by management. 

•  Testing the underlying data that served as the basis for the actuarial analysis, including historical claims, to 

• 

test that the inputs to the actuarial estimate were accurate and complete. 
Involving  actuarial  specialists  with  specialized  skills,  industry  knowledge,  and  relevant  experience  who 
assisted in: 

◦  Comparing  management's  prior-year  assumptions  of  expected  development  and  ultimate  loss  to 
actuals incurred during the current year to identify potential bias in the determination of the self-
insurance reserves. 

◦  Developing an independent expectation of the self-insurance liabilities and comparing them to the 

amounts recorded by management. 

◦  Evaluating the key assumptions and methodologies used by management to determine the reserve. 
◦  Evaluating  the  qualifications  of  the  Company's  actuaries  by  assessing  their  certifications  and 
determining whether they met the Qualification Standards of the American Academy of Actuaries to 
render the statements of actuarial opinion implicit in their analyses. 

/s/ Deloitte & Touche LLP 

Boise, Idaho 
April 28, 2021  

We have served as the Company's auditor since 2006. 

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Albertsons Companies, Inc. and Subsidiaries 
Consolidated Balance Sheets 
(in millions, except share data) 

February 27, 
2021 

February 29, 
2020 

ASSETS 
Current assets 
  Cash and cash equivalents 
  Receivables, net 
Inventories, net 
Prepaid assets 
  Other current assets 

          Total current assets 
Property and equipment, net 
Operating lease right-of-use assets 
Intangible assets, net 
Goodwill 
Other assets 
TOTAL ASSETS 
LIABILITIES 
Current liabilities 
  Accounts payable 
  Accrued salaries and wages 
  Current maturities of long-term debt and finance lease obligations 
  Current operating lease obligations 
  Current portion of self-insurance liability 
  Taxes other than income taxes 
  Other current liabilities 

          Total current liabilities 

Long-term debt and finance lease obligations 
Long-term operating lease obligations 
Deferred income taxes 
Long-term self-insurance liability 
Other long-term liabilities 

Commitments and contingencies 
Series A convertible preferred stock, $0.01 par value; 1,750,000 shares authorized, 924,000 shares 

issued and outstanding as of February 27, 2021 and no shares authorized, issued and 
outstanding as of February 29, 2020 

Series A-1 convertible preferred stock, $0.01 par value; 1,410,000 shares authorized, 826,000 
shares issued and outstanding as of February 27, 2021 and no shares authorized, issued and 
outstanding as of February 29, 2020 

STOCKHOLDERS' EQUITY 

Undesignated preferred stock, $0.01 par value; 96,840,000 shares authorized, no shares issued 
as of February 27, 2021 and 30,000,000 shares authorized, no shares issued as of February 
29, 2020 

Class A common stock, $0.01 par value; 1,000,000,000 shares authorized, 585,574,666 and 
582,997,251 shares issued as of February 27, 2021 and February 29, 2020, respectively 
Class A-1 convertible common stock, $0.01 par value; 150,000,000 shares authorized, no 

shares issued as of February 27, 2021 and no shares authorized and issued as of February 
29, 2020 

  Additional paid-in capital 

Treasury stock, at cost, 120,009,647 shares held as of February 27, 2021 and 3,671,621 
shares held as of February 29, 2020, respectively 

  Accumulated other comprehensive income (loss) 
  Retained earnings 

          Total stockholders' equity 
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 

$ 

$ 

$ 

$ 

1,717.0     $ 
550.9    
4,301.3    
317.2    
101.6    
6,988.0    
9,412.7    
6,015.6    
2,108.8    
1,183.3    
889.6    
26,598.0     $ 

3,487.3     $ 
1,474.7    
212.4    
605.3    
321.4    
339.1    
392.0    
6,832.2    
8,101.2    
5,548.0    
533.7    
837.7    
1,821.8    

844.3    

754.8    

—    

5.9    

—     
1,898.9    
(1,907.0)   
63.5    
1,263.0    
1,324.3    
26,598.0     $ 

470.7   
525.3    
4,352.5    
255.0    
127.8    
5,731.3    
9,211.9    
5,867.4    
2,087.2    
1,183.3    
654.0    
24,735.1   

2,891.1   
1,126.0    
221.4    
563.1    
308.9    
318.1    
475.7    
5,904.3    
8,493.3    
5,402.8    
613.8    
838.5    
1,204.3    

—    

—    

—    

5.8    

1,824.3    
(25.8)   
(118.5)   
592.3    
2,278.1    
24,735.1   

The accompanying notes are an integral part of these Consolidated Financial Statements. 

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Albertsons Companies, Inc. and Subsidiaries 
Consolidated Statements of Operations and Comprehensive Income 
(in millions, except per share data) 

Net sales and other revenue 
Cost of sales 
Gross profit 

Selling and administrative expenses 
Gain on property dispositions and impairment 

losses, net 

Operating income 

Interest expense, net 
Loss on debt extinguishment 
Other (income) expense, net 
Income before income taxes 

Income tax expense (benefit) 
Net income 

Other comprehensive income (loss), net of tax: 

Loss on interest rate swaps 
Recognition of pension gain (loss) 
Other 

Other comprehensive income (loss) 

Comprehensive income 

Net income per Class A common share: 

Basic net income per Class A common share 
Diluted net income per Class A common share 

Weighted average Class A common shares 

outstanding: 
Basic 
Diluted 

52 weeks ended 
February 27, 2021  
$ 

69,690.4     $ 
49,275.9     
20,414.5     

53 weeks ended 
February 29, 2020  

52 weeks ended 
February 23, 2019 
60,534.5    
43,639.9    
16,894.6    

62,455.1      $ 
44,860.9     
17,594.2     

18,835.8     

(38.8)    
1,617.5     

538.2     
85.3     
(134.7)    
1,128.7     

278.5     
850.2     $ 

—     
183.0     
(1.0)    
182.0     $ 

16,641.9     

(484.8)    
1,437.1     

698.0     
111.4     
28.5     
599.2     

132.8     
466.4      $ 

(3.4)    
(210.5)    
4.1     
(209.8)     $ 

1,032.2     $ 

256.6      $ 

1.53     $ 
1.47     $ 

0.80      $ 
0.80      $ 

500.3     
578.1     

579.4     
580.3     

16,272.3    

(165.0)   
787.3    

830.8    
8.7    
(104.4)   
52.2    

(78.9)   
131.1    

(15.5)   
(83.1)   
(1.2)   
(99.8)   

31.3    

0.23    
0.23    

580.5    
580.7    

$ 

$ 

$ 

$ 
$ 

The accompanying notes are an integral part of these Consolidated Financial Statements. 

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Albertsons Companies, Inc. and Subsidiaries 
Consolidated Statements of Cash Flows 
(in millions) 

Cash flows from operating activities: 
  Net income 

Adjustments to reconcile net income to net cash 

provided by operating activities: 
Gain on property dispositions and impairment 

losses, net 

Depreciation and amortization 
Operating lease right-of-use assets amortization 
LIFO expense 
Deferred income tax 
Pension and post-retirement benefits (income) 

expense 

Contributions to pension and post-retirement benefit 

plans 

Loss (gain) on interest rate swaps and commodity 

hedges, net 

Deferred financing costs 
Loss on debt extinguishment 
Equity-based compensation expense 
Other operating activities 
Changes in operating assets and liabilities, net of 

effects of acquisition of businesses: 
Receivables, net 
Inventories, net 
Accounts payable, accrued salaries and wages and 

other accrued liabilities 
Operating lease liabilities 
Pension withdrawal liabilities 
Self-insurance assets and liabilities 
Other operating assets and liabilities 
Net cash provided by operating activities 

Cash flows from investing activities: 

Business acquisitions, net of cash acquired 
Payments for property, equipment and intangibles, 

including lease buyouts 
Proceeds from sale of assets 
Other investing activities 

Net cash used in investing activities 

Cash flows from financing activities: 

Proceeds from issuance of long-term debt 
Payments on long-term borrowings 
Payments of obligations under finance leases 
Payment of redemption premium on debt 

extinguishment 

Payments for debt financing costs 
Dividends paid on common stock 
Dividends paid on convertible preferred stock 

52 weeks ended 
February 27, 2021  

53 weeks ended 
February 29, 2020  

52 weeks ended 
February 23, 2019 

$ 

850.2      $ 

466.4      $ 

131.1    

(38.8)    
1,536.9     
581.5     
58.7     
(112.3)    

(36.4)    

(60.0)    

16.9     
20.9     
85.3     
59.0     
(143.0)    

0.4     
9.2     

787.4     
(563.3)    
672.3     
6.5     
171.1     
3,902.5     

(97.9)    

(1,630.2)    
161.6     
(5.5)    
(1,572.0)    

(484.8)    
1,691.3     
570.3     
18.4     
(5.9)    

(2.0)    

(11.0)    

50.6     
39.8     
111.4     
32.8     
2.5     

60.8     
(38.1)    

85.3     
(584.4)    
(62.3)    
(4.0)    
(33.2)    
1,903.9     

—     

(1,475.1)    
1,096.7     
(0.1)    
(378.5)    

(165.0)   
1,738.8    
—    
8.0    
(81.5)   

24.5    

(199.3)   

(1.3)   
42.7    
8.7    
47.7    
(42.7)   

28.8    
80.3    

98.4    
—    
(18.2)   
(48.7)   
35.6    
1,687.9    

—    

(1,362.6)   
1,252.0    
23.8    
(86.8)   

52 weeks ended 
February 27, 2021  

53 weeks ended 
February 29, 2020  

52 weeks ended 
February 23, 2019 

$ 

4,094.0      $ 
(4,446.7)    
(79.9)    

3,874.0      $ 
(5,676.6)    
(109.3)    

(71.6)    
(21.9)    
(93.7)    
(66.0)    

—     
(53.2)    
—     
—     

1,969.8    
(3,082.3)   
(97.5)   

(3.1)   
(27.0)   
—    
—    

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Albertsons Companies, Inc. and Subsidiaries 
Consolidated Statements of Cash Flows 
(in millions) 

Proceeds from convertible preferred stock 
Third party issuance costs on convertible preferred 

stock 

Treasury stock purchase, at cost 
Employee tax withholding on vesting of restricted 

stock and phantom units 
Other financing activities 

Net cash used in financing activities 

Net increase (decrease) in cash and cash equivalents 

and restricted cash 

Cash and cash equivalents and restricted cash at 

beginning of period 

Cash and cash equivalents and restricted cash at end 

of period 

Reconciliation of capital investments: 

Payments for property and equipment, including 

payments for lease buyouts 

Lease buyouts 

Total payments for capital investments, excluding 

lease buyouts 

Supplemental cash flow information: 

Non-cash investing and financing activities were as 

follows: 
Additions of finance lease obligations, excluding 

business acquisitions 

Purchases of property and equipment included in 

accounts payable 

Interest and income taxes paid: 

Interest paid, net of amount capitalized 
Income taxes paid  

$ 

$ 

$ 

$ 

1,680.0     

(80.9)    
(1,881.2)    

(14.1)    
(59.8)    
(1,041.8)    

1,288.7     

478.9     

—     

—     
—     

(18.8)    
(30.3)    
(2,014.2)    

(488.8)    

967.7     

1,767.6      $ 

478.9      $ 

(1,630.2)     $ 
(13.0)    

(1,475.1)     $ 
7.7     

(1,643.2)     $ 

(1,467.4)     $ 

—    

—    
(25.8)   

(15.3)   
(33.0)   
(1,314.2)   

286.9    

680.8    

967.7    

(1,362.6)   
18.9    

(1,343.7)   

38.8      $ 

—      $ 

360.8     

574.3     
366.2     

230.8     

718.5     
228.8     

6.0    

243.1    

805.9    
18.2    

The accompanying notes are an integral part of these Consolidated Financial Statements. 

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Albertsons Companies, Inc. and Subsidiaries 
Consolidated Statements of Stockholders' Equity 
(in millions, except share data) 

Class A Common Stock 
Shares 
Amount 
579,443,146     $ 

  Additional paid 
in capital 

Treasury Stock 

Shares 

  Amount 

Accumulated 
other 
comprehensive 
income (loss)  

Retained 
earnings 

Total 
stockholders' 
equity 

Balance as of February 24, 2018 
Equity-based compensation 
Employee tax withholding on vesting of phantom 

units 

Repurchase of common stock 
Reorganization transactions 
Net income  
Other comprehensive loss, net of tax 
Other activity 
Balance as of February 23, 2019 
Issuance of common stock to Company's parents 
Equity-based compensation 
Employee tax withholding on vesting of phantom 

units 

Adoption of new accounting standards, net of tax 
Net income 
Other comprehensive loss, net of tax 
Other activity 
Balance as of February 29, 2020 
Issuance of common stock to Company's parents 
Equity-based compensation 
Shares issued and employee tax withholding on 
vesting of phantom units and restricted stock 

Equity reclassification 
Repurchase of common stock 
Dividends declared on common stock 
Dividends accrued on convertible preferred stock 
Net income 
Other comprehensive income, net of tax 
Other activity 
Balance as of February 27, 2021 

—    
—    
—    
—    
—    
—    
—    
579,443,146    
3,554,105    
—    
—    
—    
—    
—    
—    
582,997,251    
1,312,859    
—    
1,264,556    
—    
—    
—    
—    
—    
—    
—    

585,574,666     $ 

5.8      $ 
—     
—     
—      
—     
—     
—     
—     
5.8     
—      
—     
—     
—     
—     
—     
—     
5.8     
—     
—     
0.1     
—     
—     
—     
—     
—     
—     
—     
5.9      $ 

—      $ 
1,770.3     
—     
47.7     
—     
(15.3)    
3,671,621     
—      
—     
13.1     
—     
—     
—     
—     
—     
(4.6)    
3,671,621     
1,811.2     
—     
—      
—     
32.8     
—     
(18.8)    
—     
—     
—     
—     
—     
—     
—     
(0.9)    
3,671,621     
1,824.3     
—     
—     
—     
59.0     
—     
(14.1)    
30.0     
—     
—      116,338,026     
—     
—     
—     
—     
—     
—     
—     
—     
—     
(0.3)    
1,898.9      120,009,647      $  (1,907.0)     $ 

—      $ 
—     
—     
(25.8)     
—     
—     
—     
—     
(25.8)    
—      
—     
—     
—     
—     
—     
—     
(25.8)    
—     
—     
—     
—     
(1,881.2)    
—     
—     
—     
—     
—     

191.1      $ 
—     
—     
—     
—     
—     
(99.8)    
—     
91.3     
—      
—     
—     
16.6     
—     
(226.4)    
—     
(118.5)    
—     
—     
—     
—     
—     
—     
—     
—     
182.0     
—     
63.5      $ 

(569)     $ 
—     
—     
—     
—     
131.1     
—     
6.1     
(431.8)    
—     
—     
—     
558.0     
466.4     
—     
(0.3)    
592.3     
—     
—     
—     
—     
—     
(93.7)    
(86.0)    
850.2     
—     
0.2     
1,263.0      $ 

1,398.2    
47.7    
(15.3)   
(25.8)   
13.1    
131.1    
(99.8)   
1.5    
1,450.7    
—    
32.8    
(18.8)   
574.6    
466.4    
(226.4)   
(1.2)   
2,278.1    
—    
59.0    
(14.0)   
30.0    
(1,881.2)   
(93.7)   
(86.0)   
850.2    
182.0    
(0.1)   
1,324.3    

The accompanying notes are an integral part of these Consolidated Financial Statements. 

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Albertsons Companies, Inc. and Subsidiaries 
Notes to Consolidated Financial Statements 

NOTE  1  -  DESCRIPTION  OF  BUSINESS,  BASIS  OF  PRESENTATION  AND  SUMMARY  OF 
SIGNIFICANT ACCOUNTING POLICIES  

Description of Business  

Albertsons  Companies,  Inc.  and  its  subsidiaries  (the  "Company"  or  "ACI")  is  a  food  and  drug  retailer  that,  as  of 
February 27, 2021, operated 2,277 retail stores together with 400 associated fuel centers, 22 dedicated distribution 
centers, 20 manufacturing facilities and various online platforms. The Company's retail food businesses and in-store 
pharmacies operate throughout the United States under the banners Albertsons, Safeway, Vons, Pavilions, Randalls, 
Tom Thumb, Carrs, Jewel-Osco, Acme, Shaw's, Star Market, United Supermarkets, Market Street, Haggen, Kings 
Food Markets and Balducci's Food Lovers Market. The Company has no separate assets or liabilities other than its 
investments in its subsidiaries, and all of its business operations are conducted through its operating subsidiaries. 

Basis of Presentation 

The  Company's  Consolidated  Financial  Statements  have  been  prepared  in  accordance  with  accounting  principles 
generally accepted in the United States of America ("GAAP"). Intercompany transactions and accounts have been 
eliminated  in  consolidation  for  all  periods  presented. The  Company's  investments  in  unconsolidated  affiliates  are 
recorded using the equity method.  

Significant Accounting Policies 

Fiscal  year:  The  Company's  fiscal  year  ends  on  the  last  Saturday  in  February.  Unless  the  context  otherwise 
indicates, reference to a fiscal year of the Company refers to the calendar year in which such fiscal year commences. 
The Company's first quarter consists of 16 weeks, the second, third and fourth quarters generally each consist of 12 
weeks,  and  the  fiscal  year  generally  consists  of  52  weeks.  For  the  fiscal  years  ended  February  27,  2021  and 
February 23, 2019, the fiscal years consisted of 52 weeks. For the fiscal year ended February 29, 2020, the fourth 
quarter consisted of 13 weeks, and the fiscal year consisted of 53 weeks.  

Use of estimates: The preparation of the Company's Consolidated Financial Statements in conformity with GAAP 
requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities 
and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts 
of  revenues  and  expenses  for  the  reporting  periods  presented.  Certain  estimates  require  difficult,  subjective  or 
complex judgments about matters that are inherently uncertain. Actual results could differ from those estimates. 

Cash and cash equivalents: Cash equivalents include all highly liquid investments with original maturities of three 
months or less at the time of purchase and outstanding deposits related to credit and debit card sales transactions 
that  settle  within  a  few  days.  Cash  and  cash  equivalents  related  to  credit  and  debit  card  transactions  were 
$525.3 million and $501.8 million as of February 27, 2021 and February 29, 2020, respectively. 

Restricted  cash:  Restricted  cash  is  included  in  Other  current  assets  and  Other  assets  within  the  Consolidated 
Balance Sheets and primarily relates to surety bonds and funds held in escrow. The Company had $50.6 million and 
$8.2 million of restricted cash as of February 27, 2021 and February 29, 2020, respectively. 

Receivables, net: Receivables consist primarily of trade accounts receivable, pharmacy accounts receivable, tenant 
receivables and vendor receivables. Management makes estimates of the uncollectibility of its accounts receivable. 
In determining the adequacy of the allowances for doubtful accounts, management analyzes the value of collateral, 
historical collection experience, aging of receivables and other economic and industry factors. It is possible that the 
accuracy  of  the  estimation  process  could  be  materially  impacted  by  different  judgments,  estimations  and 
assumptions  based  on  the  information  considered  and  could  result  in  a  further  adjustment  of  receivables.  The 
allowance for doubtful accounts and bad debt expense were not material for any of the periods presented. 

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Inventories,  net:  Substantially  all  of  the  Company's  inventories  consist  of  finished  goods  valued  at  the  lower  of 
cost or market and net of vendor allowances.  

As of February 27, 2021 and February 29, 2020, approximately 84.9% and 85.6%, respectively, of the Company's 
inventories  were  valued  under  the  last-in,  first-out  ("LIFO")  method.  The  Company  primarily  uses  the  retail 
inventory or the item-cost method to determine inventory cost before application of any LIFO adjustment. Under 
the  retail  inventory  method,  inventory  cost  is  determined,  before  the  application  of  any  LIFO  adjustment,  by 
applying a cost-to-retail ratio to various categories of similar items to the retail value of those items. Under the item-
cost method, the most recent purchase cost is used to determine the cost of inventory before the application of any 
LIFO  adjustment.  Replacement  or  current  cost  was  higher  than  the  carrying  amount  of  inventories  valued  using 
LIFO  by  $202.2 million  and  $143.5 million  as  of  February 27,  2021  and  February 29,  2020,  respectively.  During 
fiscal 2020, fiscal 2019 and fiscal 2018, inventory quantities in certain LIFO layers were reduced. These reductions 
resulted in a liquidation of LIFO inventory quantities carried at lower costs prevailing in prior years as compared 
with  the  cost  of  fiscal  2020,  fiscal  2019  and  fiscal  2018  purchases.  As  a  result,  cost  of  sales  decreased  by 
$11.8 million, $12.9 million and $18.1 million in fiscal 2020, fiscal 2019 and fiscal 2018, respectively. Cost for the 
remaining  inventories,  which  represents  perishable  and  fuel  inventories,  was  determined  using  the  most  recent 
purchase cost, which approximates the first-in, first-out ("FIFO") method. Perishables are counted every four weeks 
and  are  carried  at  the  last  purchased  cost  which  approximates  FIFO  cost.  Fuel  inventories  are  carried  at  the  last 
purchased cost, which approximates FIFO cost. The Company records inventory shortages based on actual physical 
counts at its facilities and also provides allowances for inventory shortages for the period between the last physical 
count and the balance sheet date. 

Assets held for sale: Assets held for sale represent components and businesses that meet accounting requirements 
to be classified as held for sale and are presented as a single asset and liability in Company's Consolidated Balance 
Sheets. As of February 27, 2021, and February 29, 2020, immaterial amounts of assets and liabilities held for sale 
are recorded in other current assets and other current liabilities, respectively. 

Property and equipment, net: Property and equipment is recorded at cost or fair value for assets acquired as part 
of a business combination, and depreciation is calculated on the straight-line method over the estimated useful lives 
of the assets. Estimated useful lives are generally as follows: buildings - seven to 40 years; leasehold improvements 
-  the  shorter  of  the  remaining  lease  term  or  ten  to  20  years;  fixtures  and  equipment  -  three  to  20  years;  and 
specialized supply chain equipment - six to 25 years. 

Property and equipment under finance leases are recorded at the lower of the present value of the future minimum 
lease  payments  or  the  fair  value  of  the  asset  and  are  amortized  on  the  straight-line  method  over  the  lesser  of  the 
lease  term  or  the  estimated  useful  life.  Interest  capitalized  on  property  under  construction  was  immaterial  for  all 
periods presented.  

Leases:  The  Company  leases  certain  retail  stores,  distribution  centers,  office  facilities  and  equipment  from  third 
parties.  The  Company  determines  whether  a  contract  is  or  contains  a  lease  at  contract  inception.  Operating  and 
finance lease assets and liabilities are recognized at the lease commencement date. Operating leases are included in 
operating  lease  right-of-use  ("ROU")  assets,  current  operating  lease  obligations  and  long-term  operating  lease 
obligations on the Consolidated Balance Sheets. Finance leases are included in Property and equipment, net, current 
maturities of long-term debt and finance lease obligations and long-term debt and finance lease obligations on the 
Consolidated Balance Sheets. Operating lease assets represent the Company's right to use an underlying asset for 
the  lease  term,  and  lease  liabilities  represent  the  Company's  obligation  to  make  lease  payments  arising  from  the 
lease. Lease liabilities are based on the present value of remaining lease payments over the lease term. As the rate 
implicit in the Company's leases is not readily determinable, the Company's applicable incremental borrowing rate, 
which is estimated to approximate the interest rate on a collateralized basis with similar terms, is used in calculating 
the present value of the sum of the lease payments. Operating lease assets are based on the lease liability, adjusted 

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for any prepayments, lease incentives and initial direct costs incurred. The typical real estate lease period is 15 to 
20 years  with  renewal  options  for  varying  terms  and,  to  a  limited  extent,  options  to  purchase.  The  Company 
includes renewal options that are reasonably certain to be exercised as part of the lease term.  

The Company has lease agreements with non-lease components that relate to the lease components. Certain leases 
contain  percent  rent  based  on  sales,  escalation  clauses  or  payment  of  executory  costs  such  as  property  taxes, 
utilities,  insurance  and  maintenance.  Non-lease  components  primarily  relate  to  common  area  maintenance.  Non-
lease  components  and  the  lease  components  to  which  they  relate  are  accounted  for  together  as  a  single  lease 
component  for  all  asset  classes. The  Company  recognizes  lease  payments  for  short-term  leases  as  expense  either 
straight-line over the lease term or as incurred depending on whether lease payments are fixed or variable. 

Impairment  of  long-lived  assets:  The  Company  regularly  reviews  its  individual  stores'  operating  performance, 
together  with  current  market  conditions,  for  indicators  of  impairment.  When  events  or  changes  in  circumstances 
indicate that the carrying value of the individual store's assets may not be recoverable, its future undiscounted cash 
flows are compared to the carrying value. If the carrying value of store assets to be held and used is greater than the 
future undiscounted cash flows, an impairment loss is recognized to record the assets at fair value. For assets held 
for sale, the Company recognizes impairment charges for the excess of the carrying value plus estimated costs of 
disposal over the fair value. Fair values are based on discounted cash flows or current market rates. These estimates 
of fair value can be significantly impacted by factors such as changes in the current economic environment and real 
estate  market  conditions.  Long-lived  asset  impairments  are  recorded  as  a  component  of  Gain  on  property 
dispositions and impairment losses, net. 

Intangible assets, net: Intangible assets with finite lives consist primarily of trade names, naming rights, customer 
prescription files and internally developed software. Intangible assets with finite lives are amortized on a straight-
line  basis  over  an  estimated  economic  life  ranging  from  three  to  40  years.  The  Company  reviews  finite-lived 
intangible assets for impairment in accordance with its policy for long-lived assets. Intangible assets with indefinite 
useful  lives,  which  are  not  amortized,  consist  of  restricted  covenants  and  liquor  licenses.  The  Company  reviews 
intangible assets with indefinite useful lives and tests for impairment annually on the first day of the fourth quarter 
and also if events or changes in circumstances indicate the occurrence of a triggering event. The review consists of 
comparing the estimated fair value of the cash flows generated by the asset to the carrying value of the asset.  

Cloud  computing  arrangements  that  are  service  contracts: The  Company  enters  into  hosted  cloud  computing 
arrangements  that  are  considered  to  be  service  contracts  and  capitalizes  certain  development  costs  related  to 
implementing the cloud computing arrangement. As of February 27, 2021 and February 29, 2020, the Company had 
capitalized  implementation  costs  of  $107.0 million  and  $48.1 million,  respectively,  included  in  Other  assets.  The 
Company  amortizes  the  costs  over  the  related  service  contract  period  of  the  hosting  arrangement.  Amortization 
expense  for  the  implementation  costs  was  $15.2 million  and  $0.6  million  for  fiscal  2020  and  fiscal  2019, 
respectively, and is included within Selling and administrative expenses. 

Goodwill: Goodwill represents the difference between the purchase price and the fair value of assets and liabilities 
acquired in a business combination. Goodwill is not amortized as the Company reviews goodwill for impairment 
annually on the first day of its fourth quarter and also if events or changes in circumstances indicate the occurrence 
of a triggering event. The Company reviews goodwill for impairment by initially considering qualitative factors to 
determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount, 
including  goodwill,  as  a  basis  for  determining  whether  it  is  necessary  to  perform  a  quantitative  analysis.  If  it  is 
determined  that  it  is  more  likely  than  not  that  the  fair  value  of  reporting  unit  is  less  than  its  carrying  amount,  a 
quantitative analysis is performed to identify goodwill impairment. If it is determined that it is not more likely than 
not  that  the  fair  value  of  the  reporting  unit  is  less  than  its  carrying  amount,  it  is  unnecessary  to  perform  a 
quantitative  analysis.  The  Company  may  elect  to  bypass  the  qualitative  assessment  and  proceed  directly  to 
performing a quantitative analysis.  

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Business  combination  measurements:  In  accordance  with  applicable  accounting  standards,  the  Company 
estimates  the  fair  value  of  acquired  assets  and  assumed  liabilities  as  of  the  acquisition  date  of  business 
combinations. These  fair  value  adjustments  are  input  into  the  calculation  of  goodwill  related  to  the  excess  of  the 
purchase price over the fair value of the tangible and identifiable intangible assets acquired and liabilities assumed 
in the acquisition.  

The fair value of assets acquired and liabilities assumed are determined using market, income and cost approaches 
from the perspective of a market participant. The fair value measurements can be based on significant inputs that are 
not  readily  observable  in  the  market. The  market  approach  indicates  value  for  a  subject  asset  based  on  available 
market  pricing  for  comparable  assets.  The  market  approach  used  includes  prices  and  other  relevant  information 
generated  by  market  transactions  involving  comparable  assets,  as  well  as  pricing  guides  and  other  sources.  The 
income  approach  indicates  value  for  a  subject  asset  based  on  the  present  value  of  cash  flows  projected  to  be 
generated  by  the  asset.  Projected  cash  flows  are  discounted  at  a  required  market  rate  of  return  that  reflects  the 
relative risk of achieving the cash flows and the time value of money. The cost approach, which estimates value by 
determining the current cost of replacing an asset with another of equivalent economic utility, was used for certain 
assets for which the market and income approaches could not be applied due to the nature of the asset. The cost to 
replace a given asset reflects the estimated reproduction or replacement cost for the asset, adjusted for obsolescence, 
whether physical, functional or economic. 

Equity method investments: Investments in certain companies over which we exert significant influence, but do 
not  control  the  financial  and  operating  decisions,  are  accounted  for  as  equity  method  investments.  For  equity 
method investments, the Company regularly reviews its investments to determine whether there is a decline in fair 
value below carrying value. If there is a decline that is other-than-temporary, the investment is written down to fair 
value. The Company records equity in earnings from unconsolidated affiliates in Other (income) expense, net. As of 
February 27,  2021  and  February 29,  2020,  the  Company  has  equity  method  investments  of  $182.0 million  and 
$117.8 million, respectively, included in Other assets.  

The Company's equity method investments include an equity interest in Mexico Foods Parent LLC and La Fabrica 
Parent LLC ("El Rancho"), a Texas-based specialty grocer. The investment represents a 45% ownership interest in 
El Rancho which the Company is accounting for under the equity method. The Company has the option to acquire 
the remaining 55% of El Rancho at any time until six months after the delivery of El Rancho's financial results for 
the  fiscal  year  ended  December  31,  2021.  If  the  Company  elects  to  exercise  the  option  to  acquire  the  remaining 
equity of El Rancho, the price to be paid will be calculated using a predetermined market-based formula. 

Other investments: Investments in equity securities with a readily determinable fair value, not accounted for under 
the  equity  method,  are  recorded  at  fair  value  with  realized  and  unrealized  gains  and  losses  included  in  Other 
(income) expense, net. For equity securities without a readily determinable fair value, the investment is recorded at 
cost,  less  any  impairment,  plus  or  minus  adjustments  related  to  observable  transactions  for  the  same  or  similar 
securities, with realized and unrealized gains and losses included in Other (income) expense, net. As of February 27, 
2021 and February 29, 2020, the Company has other investments of $152.8 million and $92.6 million, respectively, 
included in Other assets. 

Company-Owned life insurance policies ("COLI"): The Company has COLI policies that have a cash surrender 
value. The Company has loans against these policies. The Company has no intention of repaying the loans prior to 
maturity  or  cancellation  of  the  policies.  Therefore,  the  Company  offsets  the  cash  surrender  value  by  the  related 
loans. As of February 27, 2021 and February 29, 2020, the cash surrender values of the policies were $148.3 million 
and $149.2 million, and the balances of the policy loans were $89.9 million and $87.8 million, respectively. The net 
balance of the COLI policies is included in Other assets. 

Derivatives: The Company entered into several pay fixed, receive variable interest rate swap contracts ("Swaps") to 
manage its exposure to changes in interest rates. Swaps are recognized in the Consolidated Balance Sheets at fair 

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value. If a Swap is recorded using hedge accounting, changes in the fair value of Swaps designated as cash flow 
hedges  are  recorded  in  accumulated  other  comprehensive  income  (loss)  until  the  hedged  item  is  recognized  in 
earnings.  Changes  in  fair  value  for  Swaps  that  do  not  meet  the  criteria  for  hedge  accounting,  or  for  which  the 
Company has not elected hedge accounting are recorded in current period earnings. The Company assesses, both at 
the  inception  of  the  hedge  and  on  an  ongoing  basis,  whether  derivatives  used  as  hedging  instruments  are  highly 
effective  in  offsetting  the  changes  in  the  fair  value  or  cash  flow  of  the  hedged  items.  If  it  is  determined  that  a 
derivative  is  not  highly  effective  as  a  hedge  or  ceases  to  be  highly  effective,  the  Company  discontinues  hedge 
accounting prospectively. 

The Company has also entered into contracts to purchase electricity and natural gas at fixed prices for a portion of 
its energy needs. The Company expects to take delivery of the electricity and natural gas in the normal course of 
business.  Contracts  that  qualify  for  the  normal  purchase  exception  under  derivatives  and  hedging  accounting 
guidance  are  not  recorded  at  fair  value.  Energy  purchased  under  these  contracts  is  expensed  as  delivered.  The 
Company  also  manages  its  exposure  to  changes  in  diesel  prices  utilized  in  the  Company's  distribution  process 
through the use of short-term heating oil derivative contracts. These contracts are economic hedges of price risk and 
are not designated or accounted for as hedging instruments for accounting purposes. Changes in the fair value of 
these instruments are recognized in current period earnings. 

Self-Insurance liabilities: The Company is primarily self-insured for workers' compensation, property, automobile 
and general liability. The self-insurance liability is undiscounted and determined actuarially, based on claims filed 
and an estimate of claims incurred but not yet reported. The Company has established stop-loss amounts that limit 
the  Company's  further  exposure  after  a  claim  reaches  the  designated  stop-loss  threshold.  Stop-loss  amounts  for 
claims incurred for the years presented range from $0.25 million to $5.0 million per claim, depending upon the type 
of insurance coverage and the year the claim was incurred. In determining its self-insurance liabilities, the Company 
performs a continuing review of its overall position and reserving techniques. Since recorded amounts are based on 
estimates,  the  ultimate  cost  of  all  incurred  claims  and  related  expenses  may  be  more  or  less  than  the  recorded 
liabilities.  

The Company has reinsurance receivables of $24.6 million and $22.5 million recorded within Receivables, net and 
$47.0 million  and  $43.9 million  recorded  within  Other  assets  as  of  February 27,  2021  and  February 29,  2020, 
respectively. The self-insurance liabilities and related reinsurance receivables are recorded gross. 

Changes in self-insurance liabilities consisted of the following (in millions): 

Beginning balance 
Expense 
Claim payments 
Other reductions (1) 
Ending balance 
Less current portion 
Long-term portion 

February 27, 
2021 

February 29, 
2020 

1,147.4      $ 
342.7     
(273.9)    
(57.1)    
1,159.1     
(321.4)    
837.7      $ 

1,146.3    
323.4    
(295.6)   
(26.7)   
1,147.4    
(308.9)   
838.5    

$ 

$ 

(1)  Primarily  reflects  actuarial  adjustments  for  claims  experience  and  systematic  adjustments  to  the  fair  value  of  assumed  self-insurance 

liabilities from acquisitions. 

Benefit  plans  and  Multiemployer  plans:  Substantially  all  of  the  Company's  employees  are  covered  by  various 
contributory and non-contributory pension, profit sharing or 401(k) plans, in addition to dedicated defined benefit 
plans for certain Safeway Inc. ("Safeway"), Shaw's and United Supermarkets, LLC ("United") employees. Certain 
employees participate in a long-term retention incentive bonus plan. The Company also provides certain health and 
welfare  benefits,  including  short-term  and  long-term  disability  benefits  to  inactive  disabled  employees  prior  to 
retirement. 

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The Company recognizes a liability for the underfunded status of the defined benefit plans as a component of Other 
long-term  liabilities.  Actuarial  gains  or  losses  and  prior  service  costs  or  credits  are  recorded  within  Other 
comprehensive income (loss). The determination of the Company's obligation and related expense for its sponsored 
pensions  and  other  post-retirement  benefits  is  dependent,  in  part,  on  management's  selection  of  certain  actuarial 
assumptions  in  calculating  these  amounts.  These  assumptions  include,  among  other  things,  the  discount  rate  and 
expected long-term rate of return on plan assets.  

Most union employees participate in multiemployer retirement plans pursuant to collective bargaining agreements, 
unless the collective bargaining agreement provides for participation in plans sponsored by the Company. Pension 
expense for the multiemployer plans is recognized as contributions are funded.  

Equity-based  compensation:  The  Company  recognizes  equity-based  compensation  expense  for  restricted  stock 
units  ("Restricted  Stock  Units"  or  "RSUs")  and  restricted  common  stock  of  the  Company  ("RSAs")  granted  to 
employees and non-employee directors. Actual forfeitures are recognized as they occur. Equity-based compensation 
expense is based on the fair value on the grant date and is recognized over the requisite service period of the award, 
generally between one and five years from the date of the award. Subsequent to the initial public offering ("IPO"), 
the  fair  value  of  the  RSUs  and  RSAs  with  a  service  condition  or  performance-based  condition  is  generally 
determined using the fair market value of the Company's Class A common stock on the grant date. Prior to the IPO, 
the fair value of equity-based compensation awards was determined using an option pricing model, adjusted for lack 
of marketability and using an expected term or time to liquidity based on judgments made by management.  

Revenue recognition: Revenues from the retail sale of products are recognized at the point of sale to the customer, 
net of returns and sales tax. Pharmacy sales are recorded upon the customer receiving the prescription. Third-party 
receivables from pharmacy sales were $262.5 million and $218.5 million as of February 27, 2021 and February 29, 
2020, respectively. For digital related sales, which primarily include home delivery and Drive Up & Go curbside 
pickup, revenues are recognized upon either pickup in store or delivery to the customer and may include revenue for 
separately  charged  delivery  services.  Discounts  provided  to  customers  by  the  Company  at  the  time  of  sale  are 
recognized as a reduction in sales as the products are sold. Discounts provided to customers by vendors, usually in 
the form of coupons, are not recognized as a reduction in sales, provided the coupons are redeemable at any retailer 
that accepts coupons. The Company recognizes revenue and records a corresponding receivable from the vendor for 
the difference between the sales prices and the cash received from the customer. The Company records a contract 
liability when rewards are earned by customers in connection with the Company's loyalty programs. As rewards are 
redeemed  or  expire,  the  Company  reduces  the  contract  liability  and  recognizes  revenue.  The  contract  liability 
balance was immaterial in fiscal 2020 and fiscal 2019.  

The Company records a contract liability when it sells its own proprietary gift cards. The Company records a sale 
when  the  customer  redeems  the  gift  card.  The  Company's  gift  cards  do  not  expire.  The  Company  reduces  the 
contract liability and records revenue for the unused portion of gift cards ("breakage") in proportion to its customers' 
pattern of redemption, which the Company determined to be the historical redemption rate. The Company's contract 
liability related to gift cards was $98.1 million as of February 27, 2021 and $52.2 million as of February 29, 2020.  

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Disaggregated Revenues 

The following table represents sales revenue by type of similar product (in millions):  

Fiscal 
 2020 

Fiscal 
 2019 

Fiscal 
 2018 

Non-perishables (2) 
Perishables (3) 
Pharmacy 
Fuel 
Other (4) 
Total (5) 

Amount 
(1) 
$  32,100.5     
29,189.5     
5,195.8     
2,236.5     
968.1     
$  69,690.4     

  % of Total   

Amount 
(1) 

  % of Total   

Amount 
(1) 

46.1  %   $  27,165.3     
25,681.8    
41.9  %  
5,236.8    
7.4  %  
3,430.4    
3.2  %  
940.8    
1.4  %  
100.0  %   $  62,455.1     

43.5  %   $  26,371.8     
24,920.9    
41.1  %  
4,986.6    
8.4  %  
3,455.9    
5.5  %  
799.3    
1.5  %  
100.0  %   $  60,534.5     

  % of Total 
43.6  % 
41.2  % 
8.2  % 
5.7  % 
1.3  % 
100.0  % 

(1) Digital related sales are included in the categories to which the revenue pertains. 

(2) Consists primarily of general merchandise, grocery and frozen foods. 

(3) Consists primarily of produce, dairy, meat, deli, floral and seafood. 

(4) Consists primarily of wholesale revenue to third parties, commissions and other miscellaneous revenue. 

(5) Fiscal 2019 includes approximately $1.1 billion of incremental Net sales and other revenue due to the additional 53rd week. 

Cost of sales and vendor allowances: Cost of sales includes, among other things, purchasing and sourcing costs, 
inbound freight costs, product quality testing costs, warehousing and distribution costs, Own Brands program costs 
and digital-related delivery and handling costs.  

The  Company  receives  vendor  allowances  or  rebates  ("Vendor  Allowances")  for  a  variety  of  merchandising 
initiatives and buying activities. The terms of the Company's Vendor Allowances arrangements vary in length but 
are primarily expected to be completed within a quarter. The Company records Vendor Allowances as a reduction of 
Cost  of  sales  when  the  associated  products  are  sold.  Vendor  Allowances  that  have  been  earned  as  a  result  of 
completing the required performance under terms of the underlying agreements but for which the product has not 
yet  been  sold  are  recognized  as  reductions  of  inventory. The  reduction  of  inventory  for  these Vendor Allowances 
was $57.9 million and $72.0 million as of February 27, 2021 and February 29, 2020, respectively. 

Advertising costs are included in Cost of sales and are expensed in the period the advertising occurs. Cooperative 
advertising funds are recorded as a reduction of Cost of sales when the advertising occurs. Advertising costs were 
$385.1 million,  $405.6 million  and  $422.3 million,  net  of  cooperative  advertising  allowances  of  $72.7 million, 
$91.9 million and $101.3 million for fiscal 2020, fiscal 2019 and fiscal 2018, respectively.  

Selling and administrative expenses: Selling and administrative expenses consist primarily of store and corporate 
employee-related costs such as salaries and wages, health and welfare, workers' compensation and pension benefits, 
as well as marketing and merchandising, rent, occupancy and operating costs, amortization of intangibles and other 
administrative costs.  

Income taxes: The Company's income (loss) before taxes is primarily from domestic operations. Deferred taxes are 
provided  for  the  net  tax  effects  of  temporary  differences  between  the  financial  reporting  and  income  tax  basis  of 
assets and liabilities using enacted tax rates in effect for the year in which the differences are expected to reverse. 
The effect of a change in tax rates on deferred tax assets and liabilities is recognized in income in the period that 
includes  the  enactment  date.  Valuation  allowances  are  established  where  management  determines  that  it  is  more 
likely  than  not  that  some  portion  or  all  of  a  deferred  tax  asset  will  not  be  realized.  The  Company  reviews  tax 
positions taken or expected to be taken on tax returns to determine whether and to what extent a tax benefit can be 
recognized. The Company evaluates its positions taken and establishes liabilities in accordance with the applicable 
accounting guidance for uncertain tax positions. The Company reviews these liabilities as facts and circumstances 

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change and adjusts accordingly. The Company recognizes any interest and penalties associated with uncertain tax 
positions as a component of Income tax expense. The Tax Act requires a U.S. shareholder of a controlled foreign 
corporation  to  provide  U.S.  taxes  on  its  share  of  global  intangible  low-taxed  income  ("GILTI").  The  current  and 
deferred tax impact of GILTI is not material to the Company. Accordingly, the Company will report the tax impact 
of GILTI as a period cost and not provide deferred taxes for the basis difference that would be expected to reverse as 
GILTI. 

Segments: The Company and its subsidiaries offer grocery products, general merchandise, health and beauty care 
products, pharmacy, fuel and other items and services in its stores or through digital channels. The Company's retail 
operating divisions are geographically based, have similar economic characteristics and similar expected long-term 
financial  performance.  The  Company's  operating  segments  and  reporting  units  are  its  12  divisions,  which  are 
reported  in  one  reportable  segment.  Each  reporting  unit  constitutes  a  business  for  which  discrete  financial 
information  is  available  and  for  which  management  regularly  reviews  the  operating  results. Across  all  operating 
segments,  the  Company  operates  primarily  one  store  format.  Each  division  offers,  through  its  stores  and  digital 
channels,  the  same  general  mix  of  products  with  similar  pricing  to  similar  categories  of  customers,  has  similar 
distribution  methods,  operates  in  similar  regulatory  environments  and  purchases  merchandise  from  similar  or  the 
same vendors.  

Recently adopted accounting standards: On February 25, 2016, the FASB issued ASU 2016-02, "Leases (Topic 
842)." ASC Topic 842 supersedes existing lease guidance, including ASC 840 - Leases. Among other things, ASU 
2016-02 requires recognition of a Right-of-use asset and liability for future lease payments for contracts that meet 
the  definition  of  a  lease  and  requires  disclosure  of  certain  information  about  leasing  arrangements.  On  July  30, 
2018,  the  FASB  issued ASU  2018-11,  "Leases  (Topic  842):  Targeted  Improvements,"  which,  among  other  things, 
allows companies to elect an optional transition method to apply the new lease standard through a cumulative effect 
adjustment  in  the  period  of  adoption.  The  new  guidance  requires  both  classifications  of  leases,  operating  and 
finance, to be recognized on the balance sheet. The new guidance also results in a change in naming convention for 
leases historically classified as capital leases. Under the new guidance, these leases are now referred to as finance 
leases.  Consistent  with  prior  GAAP,  the  recognition,  measurement  and  presentation  of  expenses  and  cash  flows 
arising from a lease will depend on its classification. 

The  Company  adopted  the  guidance  effective  February  24,  2019  by  recognizing  and  measuring  leases  at  the 
adoption date with a cumulative effect of initially applying the guidance recognized at the date of initial application 
and as a result did not restate the prior periods presented in the Consolidated Financial Statements. The Company 
elected  certain  practical  expedients  permitted  under  the  transitional  guidance,  including  retaining  historical  lease 
classification,  evaluating  whether  any  expired  contracts  are  or  contain  leases,  and  not  applying  hindsight  in 
determining the lease term. The Company also elected the practical expedient to not separate lease and non-lease 
components within the lessee lease transaction for all classes of assets. Lastly, the Company elected the short-term 
lease exception for all classes of assets, and therefore does not apply the recognition requirements for leases of 12 
months or less. 

The  adoption  of  the  standard  resulted  in  the  recognition  of  an  operating  lease  ROU  asset  of  $5.3 billion  and  an 
operating lease liability of $5.4 billion. Included in the measurement of the new operating lease ROU asset is the 
reclassification of certain balances, including those historically recorded as lease exit cost liabilities, deferred rent 
and  beneficial  and  unfavorable  lease  interests.  The  adoption  also  resulted  in  a  cumulative  effect  transitional 
adjustment of $776.0 million ($574.6 million, net of tax) to retained earnings related to the elimination of $865.8 
million  deferred  gains  on  sale  leaseback  transactions,  partially  offset  by  the  recognition  of  $87.3  million  in 
impairment  losses  on  operating  lease  assets  and  the  removal  of  $17.2  million  and  $14.7  million,  respectively,  of 
assets  and  liabilities  related  to  finance  lease  obligations  under  previously  existing  build-to-suit  accounting 
arrangements.  Several  other  immaterial  reclassifications  of  historical  asset  and  liability  line  items  were  also 
recorded in the Company's Consolidated Balance Sheets upon adoption. 

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Recently issued accounting standards: In December 2019, the Financial Accounting Standards Board ("FASB") 
issued Accounting Standards Update ("ASU") 2019-12, "Income Taxes (Topic 740): Simplifying the Accounting for 
Income Taxes". ASU 2019-12 eliminates certain exceptions related to the approach for intraperiod tax allocation, the 
methodology for calculating taxes during the quarters and the recognition of deferred tax liabilities for outside basis 
differences. ASU 2019-12 also simplifies aspects of the accounting for franchise taxes, enacts changes in tax laws or 
rates and clarifies the accounting for transactions that result in a step-up in the tax basis of goodwill. ASU 2019-12 
will  take  effect  for  public  entities  for  annual  reporting  periods  beginning  after  December  15,  2020,  and  interim 
periods within those fiscal years. Early adoption is permitted. The Company is currently evaluating the effect of this 
standard on its Consolidated Financial Statements. 

In August 2020, the FASB issued ASU 2020-06, "Debt—Debt with Conversion and Other Options (Subtopic 470-
20) and Derivatives and Hedging—Contracts in Entity's Own Equity (Subtopic 815-40): Accounting for Convertible 
Instruments  and  Contracts  in  an  Entity's  Own  Equity".  ASU  2020-06  simplifies  the  accounting  for  certain 
convertible instruments, amends guidance on derivative scope exceptions for contracts in an entity's own equity and 
modifies the guidance on diluted earnings per share calculations as a result of these changes. ASU 2020-06 will take 
effect for public entities for annual reporting periods beginning after December 15, 2021, and interim periods within 
those fiscal years. Early adoption is permitted. The Company is currently evaluating the effect of this standard on its 
Consolidated Financial Statements. 

CARES Act:    The  Coronavirus Aid,  Relief  and  Economic  Security Act  ("CARES Act")  was  signed  into  law  on 
March 27, 2020. The Company analyzed the various income tax and non-income tax provisions of the CARES Act 
based  on  currently  available  technical  guidance  and  determined  that  aside  from  an  impact  to  the  timing  of  cash 
flows, there is no material impact to the Company's Consolidated Financial Statements. Specifically, as it relates to 
the  Company,  the  CARES Act  allows  for  deferred  payment  of  the  employer-paid  portion  of  social  security  taxes 
through the end of 2020, with 50% due on December 31, 2021 and the remainder due on December 31, 2022. For 
the  year  ended  February 27,  2021,  the  Company  deferred  approximately  $426.6 million  of  the  employer-paid 
portion of social security taxes, which is included in Accrued salaries and wages and Other long-term liabilities. The 
CARES  Act  also  includes  a  technical  correction  to  permit  100%  bonus  depreciation  of  eligible  qualified 
improvement  property.  The  Company  will  continue  to  assess  the  effect  of  the  CARES  Act  and  ongoing  other 
government  legislation  related  to  the  COVID-19  pandemic  that  may  be  issued,  including  the  Consolidated 
Appropriations Act signed into law on December 27, 2020 and the American Rescue Plan Act ("ARP Act") signed 
into law on March 11, 2021. 

NOTE 2 - ACQUISITIONS 

Kings and Balducci's 

On January 23, 2021, the Company acquired 27 stores operated by Kings Food Markets and Balducci's Food Lovers 
Market  ("Kings  and  Balducci's").  The  purchase  price  was  $98.1  million,  and  the  transaction  was  accounted  for 
under the acquisition method of accounting. The purchase price was allocated to the fair values of the identifiable 
assets  and  liabilities.  Net  assets  acquired  of  $102.0  million  primarily  consisted  of  fixed  assets,  intangibles  and 
inventory,  valued  at  $41.0  million,  $31.6  million  and  $18.1  million,  respectively.  Intangible  assets  acquired 
primarily consisted of tradenames. The Company recognized a bargain purchase gain of $3.9 million as the amount 
by which the fair value of the net assets acquired exceeded the purchase consideration paid. The bargain purchase 
was recognized as a gain within Selling and administrative expenses for fiscal 2020. The Company believes it was 
able to acquire the net assets for lower than fair value due to the financial condition of Kings and Balducci's which 
was in bankruptcy proceedings. Pro forma results are not presented as the acquisition was not considered material to 
the Company. Third-party acquisition-related costs were immaterial for fiscal 2020 and were expensed as incurred 
as a component of Selling and administrative expenses. 

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NOTE 3 - PROPERTY AND EQUIPMENT  

Property and equipment, net consisted of the following (in millions):  

Land 
Buildings 
Property under construction 
Leasehold improvements 
Fixtures and equipment 
Property and equipment under finance leases 
Total property and equipment 

Accumulated depreciation and amortization 
Total property and equipment, net 

February 27, 
2021 

February 29, 
2020 

$ 

$ 

2,096.8      $ 
4,880.6     
938.9     
1,887.1     
6,630.5     
755.0     
17,188.9     

(7,776.2)    
9,412.7      $ 

2,119.2    
4,720.0    
669.3    
1,706.6    
5,802.4    
882.5    
15,900.0    

(6,688.1)   
9,211.9    

Depreciation expense was $1,297.7 million, $1,244.7 million and $1,257.7 million for fiscal 2020, fiscal 2019 and 
fiscal 2018, respectively. Amortization expense related to finance lease assets was $67.4 million, $90.2 million and 
$101.4  million  in  fiscal  2020,  fiscal  2019  and  fiscal  2018,  respectively.  Fixed  asset  impairment  losses  of  $8.0 
million,  $21.8  million  and  $31.0  million  were  recorded  as  a  component  of  Gain  on  property  dispositions  and 
impairment  losses,  net  in  fiscal  2020,  fiscal  2019  and  fiscal  2018,  respectively.  The  impairment  losses  primarily 
relate to assets in underperforming stores, certain surplus properties and fiscal 2019 also includes certain leasehold 
interests and equipment related to the Plated meal kit subscription and delivery business. 

NOTE 4 - INTANGIBLE ASSETS  

The Company's Intangible assets, net consisted of the following (in millions): 

February 27, 
2021 

February 29, 
2020 

Estimated 
useful 
lives 
(Years) 
40 

Gross 
carrying 
amount   
  $ 1,941.7      $ 

Accumulated 
amortization   

Gross 
carrying 
amount   

Net 

Accumulated 
amortization   

Net 

(312.5)     $ 1,629.2      $ 1,912.1      $ 

(264.6)     $ 1,647.5    

5 

  1,511.3     

(1,458.6)    

52.7     1,472.1     

(1,440.9)    

31.2   

3 to 5 

3 to 6 

777.5     

52.3     

(441.1)    

336.4    

780.0     

(465.2)    

314.8   

(48.8)    

3.5    

51.7     

(44.1)    

7.6   

  4,282.8     

(2,261.0)     2,021.8     4,215.9     

(2,214.8)     2,001.1   

Indefinite   

87.0     

—     

87.0    

86.1     

—     

86.1   

  $ 4,369.8      $ 

(2,261.0)     $ 2,108.8      $ 4,302.0      $ 

(2,214.8)     $ 2,087.2    

Trade names 
Customer prescription 

files 

Internally developed 

software 

Other intangible assets 

(1) 

Total finite-lived 

intangible assets 
Liquor licenses and 
restricted covenants 
Total intangible assets, 

net 

(1) Other intangible assets includes covenants not to compete, specialty accreditation and licenses and patents. 

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Amortization expense for intangible assets was $156.6 million, $355.8 million and $379.7 million for fiscal 2020, 
fiscal  2019  and  fiscal  2018,  respectively.  Estimated  future  amortization  expense  associated  with  the  net  carrying 
amount of intangibles with finite lives is as follows (in millions): 

Fiscal Year 
2021 
2022 
2023 
2024 
2025 
Thereafter 
Total 

Amortization 
Expected 

175.1    
158.7    
125.4    
85.6    
59.8    
1,417.2    
2,021.8    

$ 

$ 

There were no intangible asset impairment losses in fiscal 2020. Intangible asset impairment losses of $34.1 million 
and  $5.3  million  were  recorded  as  a  component  of  Gain  on  property  dispositions  and  impairment  losses,  net,  in 
fiscal  2019  and  fiscal  2018,  respectively.  The  fiscal  2019  impairment  loss  was  driven  by  the  continued  under 
performance  of  the  Plated  meal  kit  subscription  and  delivery  operations  and  primarily  relates  to  the  Plated 
tradename,  and  to  a  lesser  extent,  certain  other  Plated  intangible  assets.  The  fair  value  was  determined  using  an 
income approach which included a relief-from-royalty method and relied on inputs with unobservable market prices 
including  the  assumed  revenue  growth  rate,  royalty  rate,  discount  rate  and  estimated  tax  rate.  The  fiscal  2018 
impairment loss primarily relates to underperforming stores.  

NOTE 5 - FAIR VALUE MEASUREMENTS  

The accounting guidance for fair value established a framework for measuring fair value and established a three-
level  valuation  hierarchy  for  disclosure  of  fair  value  measurement.  The  valuation  hierarchy  is  based  upon  the 
transparency of inputs to the valuation of an asset or liability at the measurement date. The three levels are defined 
as follows: 

Level 1 -   Quoted prices in active markets for identical assets or liabilities; 

Level 2 -  Inputs  other  than  quoted  prices  included  within  Level  1  that  are  either  directly  or  indirectly 

observable; 

Level 3 -  Unobservable inputs in which little or no market activity exists, requiring an entity to develop its 

own assumptions that market participants would use to value the asset or liability. 

Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly 
transaction between market participants at the measurement date.  

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The  following  table  presents  assets  and  liabilities  which  are  measured  at  fair  value  on  a  recurring  basis  as  of 
February 27, 2021 (in millions): 

Fair Value Measurements 

Quoted prices  
in active 
markets 
for identical 
assets 
(Level 1) 

Total 

Significant 
observable 
inputs 
(Level 2) 

Significant 
unobservable 
inputs 
(Level 3) 

  $ 

  $ 

  $ 
  $ 

11.9      $ 
110.2     
122.1      $ 

40.0      $ 
40.0      $ 

4.4      $ 
40.3     
44.7      $ 

—      $ 
—      $ 

7.5      $ 
69.9     
77.4      $ 

40.0      $ 
40.0      $ 

—    
—    
—    

—    
—    

Assets: 
Short-term investments (1) 
Non-current investments (2) 

Total 

Liabilities: 
Derivative contracts (3) 

Total 

(1) Primarily relates to Mutual Funds (Level 1) and Certificates of Deposit (Level 2). Included in Other current assets. 

(2) Primarily relates to investments in publicly traded stock (Level 1) and U.S. Treasury Notes and Corporate Bonds (Level 2). Included in 

Other assets. 

(3) Primarily relates to interest rate swaps. Included in Other current liabilities. 

The  following  table  presents  assets  and  liabilities  which  are  measured  at  fair  value  on  a  recurring  basis  as  of 
February 29, 2020 (in millions): 

Fair Value Measurements 

Quoted prices  
in active 
markets 
for identical 
assets 
(Level 1) 

Total 

Significant 
observable 
inputs 
(Level 2) 

Significant 
unobservable 
inputs 
(Level 3) 

  $ 

  $ 

  $ 
  $ 

2.0      $ 
13.5     
85.9     
101.4      $ 

66.4      $ 
66.4      $ 

2.0      $ 
5.0     
26.8     
33.8      $ 

—      $ 
—      $ 

—     $ 
8.5     
59.1     
67.6     $ 

66.4     $ 
66.4     $ 

—    
—    
—    
—    

—    
—    

Assets: 
Cash equivalents: 
Money Market 

Short-term investments (1) 
Non-current investments (2) 

Total 

Liabilities: 
Derivative contracts (3) 

Total 

(1) Primarily relates to Mutual Funds. Included in Other current assets. 

(2) Primarily relates to investments in publicly traded stock (Level 1) and U.S. Treasury Notes and Corporate Bonds (Level 2). Included in 

Other assets. 

(3) Primarily relates to interest rate swaps. Included in Other current liabilities. 

Contingent  consideration  obligations  are  a  Level  3  measurement  based  on  cash  flow  projections  and  other 
assumptions  for  the  milestone  performance  targets. Changes  in  fair  value  of  the  contingent  consideration  are 
recorded in the consolidated statements of operations within Other (income) expense, net. 

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The estimated fair value of the Company's debt, including current maturities, was based on Level 2 inputs, being 
market  quotes  or  values  for  similar  instruments,  and  interest  rates  currently  available  to  the  Company  for  the 
issuance  of  debt  with  similar  terms  and  remaining  maturities  as  a  discount  rate  for  the  remaining  principal 
payments. As of February 27, 2021, the fair value of total debt was $8,150.7 million compared to a carrying value of 
$7,815.5 million, excluding debt discounts and deferred financing costs. As of February 29, 2020, the fair value of 
total debt was $8,486.2 million compared to the carrying value of $8,162.2 million, excluding debt discounts and 
deferred financing costs.  

Assets Measured at Fair Value on a Nonrecurring Basis 

The  Company  measures  certain  assets  at  fair  value  on  a  non-recurring  basis,  including  long-lived  assets  and 
goodwill, which are evaluated for impairment. Long-lived assets include store-related assets such as property and 
equipment, operating lease assets and certain intangible assets. The inputs used to determine the fair value of long-
lived assets and a reporting unit are considered Level 3 measurements due to their subjective nature.  

The Company recorded long-lived asset impairment losses of $30.2 million, $77.4 million and $36.3 million during 
fiscal 2020, fiscal 2019 and fiscal 2018, respectively.  

NOTE 6 - DERIVATIVE FINANCIAL INSTRUMENTS  

The aggregate notional amount of all Swaps as of February 27, 2021 and February 29, 2020, were $1,653.0 million 
and $2,023.0 million, respectively, of which none were designated as cash flow hedges as defined by GAAP.  

On February 5, 2020, the Company repaid in full the Albertsons Term Loans (as defined in Note 7 - Long-term debt 
and finance lease obligations) using cash on hand and proceeds from the issuance of new notes (as further discussed 
in  Note  7  -  Long-term  debt  and  finance  lease  obligations).  Consequently,  the  Company  discontinued  cash  flow 
hedge accounting for the interest rate swap agreements that were entered into to hedge the interest rate risk on the 
then  existing  variable  rate  term  loans.  In  accordance  with  hedge  accounting  guidance,  the  net  unrealized  loss  of 
$37.1  million,  associated  with  the  discontinued  hedging  relationship,  recorded  within  Accumulated  other 
comprehensive income (loss), was reclassified into Other (income) expense, net in fiscal 2019 in the Consolidated 
Statements of Operations and Comprehensive Income. 

Activity related to the Swaps consisted of the following (in millions): 

Loss on undesignated portion of interest rate swaps 

Loss on designated portion of interest rate swaps 

Fiscal 
 2020 

Fiscal 
 2019 

Fiscal 
 2018 

(19.5)   

$ 

(47.9)   

$ 

—    

—    

$ 

(3.4)   

$ 

(15.5)   

$ 

$ 

Location of loss 
recognized from 
derivatives 
Other (income) expense, 
net 
Other comprehensive 
income (loss), net of tax 

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NOTE 7 - LONG-TERM DEBT AND FINANCE LEASE OBLIGATIONS  

The  Company's  long-term  debt  as  of  February 27,  2021  and  February 29,  2020,  net  of  debt  discounts  of 
$44.8 million  and  $41.3 million,  respectively,  and  deferred  financing  costs  of  $69.8 million  and  $72.9 million, 
respectively, consisted of the following (in millions):  

Senior Unsecured Notes due 2023 to 2030, interest rate range of 3.25% to 

7.5% 

Safeway Inc. Notes due 2021 to 2031, interest rate range of 4.75% to 7.45%  
New Albertson's L.P. Notes due 2026 to 2031, interest rate range of 6.52% to 

8.70% 

Other financing obligations 
Mortgage notes payable, secured 
Finance lease obligations (see Note 8) 
Total debt 
Less current maturities 
Long-term portion 

February 27, 
2021 

February 29, 
2020 

$ 

$ 

6,680.5      $ 
504.3     

469.1     
29.4     
17.6     
612.7     
8,313.6     
(212.4)    
8,101.2      $ 

6,884.5    
642.1    

466.0    
37.2    
18.2    
666.7    
8,714.7    
(221.4)   
8,493.3    

As of February 27, 2021, the future maturities of long-term debt, excluding finance lease obligations, debt discounts 
and deferred financing costs, consisted of the following (in millions): 

2021 
2022 
2023 
2024 
2025 
Thereafter 
Total 

$ 

$ 

130.9    
750.8    
0.9    
16.9    
214.1    
6,701.9    
7,815.5    

The  Company's  term  loans  (the  "Albertsons Term  Loans")  had,  and  asset-based  loan  ("ABL")  facility  (the  "ABL 
Facility") and certain of the outstanding notes and debentures have, restrictive covenants, subject to the right to cure 
in certain circumstances, calling for the acceleration of payments due in the event of a breach of a covenant or a 
default  in  the  payment  of  a  specified  amount  of  indebtedness  due  under  certain  debt  arrangements. There  are  no 
restrictions  on  the  Company's  ability  to  receive  distributions  from  its  subsidiaries  to  fund  interest  and  principal 
payments due under the ABL Facility, the Albertsons Term Loans and the Company's senior unsecured notes (the 
"Senior  Unsecured  Notes").  Each  of  the  ABL  Facility,  Albertsons  Term  Loans  and  the  Senior  Unsecured  Notes 
restrict  the  ability  of  the  Company  to  pay  dividends  and  distribute  property  to  the  Company's  stockholders. As  a 
result,  all  of  the  Company's  consolidated  net  assets  are  effectively  restricted  with  respect  to  their  ability  to  be 
transferred  to  the  Company's  stockholders.  Notwithstanding  the  foregoing,  the ABL  Facility,  the Albertsons Term 
Loans and the Senior Unsecured Notes each contain customary exceptions for certain dividends and distributions, 
including  the  ability  to  make  cumulative  distributions  under  the  Albertsons  Term  Loans  and  Senior  Unsecured 
Notes of up to the greater of $1.0 billion or 4.0% of the Company's total assets (which is measured at the time of 
such  distribution)  and  the  ability  to  make  distributions  if  certain  payment  conditions  are  satisfied  under  the ABL 
Facility. The Company was in compliance with all such covenants and provisions as of and for the fiscal year ended 
February 27, 2021. 

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Albertsons Term Loans 

On  November  16,  2018,  the  Company  repaid  approximately  $976  million  in  aggregate  principal  amount  of  a 
specific term loan tranche along with accrued and unpaid interest on such amount and fees and expenses related to 
the repayment and the amendment to establish a new term loan tranche in the principal amount of $2,000.0 million 
that  effectively  replaced  the  remaining  principal  amount  of  the  specific  term  loan  tranche.  The  Company  used 
approximately $610 million of cash on hand and approximately $410 million of borrowings under the ABL Facility. 
The repayment and amendment were accounted for as a debt modification or extinguishment on a lender-by-lender 
basis and the Company expensed $4.1 million of newly incurred financing costs and recorded $3.6 million of newly 
incurred  financing  costs  and  $15.0 million  of  original  issue  discount  as  a  reduction  of  the  principal  amount.  For 
previously deferred financing costs and original issue discount associated with the specific term loan tranche, the 
Company  expensed  $12.9  million  of  financing  costs  and  $8.6  million  of  original  issue  discount.  The  amounts 
expensed were included as a component of Interest expense, net. 

Through  a  series  of  repayments  and  refinancing  transactions  during  fiscal  2019,  the  Company  repaid  $4,662.9 
million of aggregate principal amount under its term loan facilities, which effectively represented the full repayment 
of  the  entire  outstanding  term  loan  balance,  along  with  accrued  and  unpaid  interest  and  fees  and  expenses.  In 
connection with these repayments and refinancing transactions, the Company used approximately $864 million of 
cash on hand and proceeds from the issuance of the 2027 Notes, the 2028 Notes and the February Notes (each as 
defined  below).  In  connection  with  the  repayments  and  refinancing  transactions,  the  Company  wrote-off  $15.2 
million of deferred financing costs and $29.9 million of original issue discount which was included as a component 
in  Loss  on  debt  extinguishment,  and  expensed  $20.6  million  of  deferred  financing  costs  and  $27.6  million  of 
original issue discount which was included as a component of Interest expense, net. 

Asset-Based Loan Facility 

On November 16, 2018, the Company's existing ABL Facility, which provides for a $4,000.0 million senior secured 
revolving credit facility, was amended and restated to extend the maturity date of the facility to November 16, 2023. 
The ABL Facility has an interest rate of LIBOR plus a margin ranging from 1.25% to 1.75% and also provides for a 
letters  of  credit  ("LOC")  sub-facility  of  $1,975.0  million.  In  connection  with  the  ABL  Facility  amendment,  the 
Company capitalized $13.5 million of financing costs. 

During  fiscal  2018,  borrowings  of  $610.0  million  under  the ABL  Facility  were  used  in  connection  with  the  term 
loan  amendment  and  repayment  and  the  Safeway  Notes  Repurchase  (as  defined  below).  The  $610.0  million  was 
repaid on December 2, 2018.  

On March 12, 2020, the Company provided notice to the lenders to borrow $2,000.0 million under the Company's 
ABL Facility as a precautionary measure in order to increase its cash position and preserve flexibility in light of the 
uncertainty  in  the  global  markets  resulting  from  the  COVID-19  pandemic.  The  Company  repaid  the  $2,000.0 
million  in  full  on  June  19,  2020  and  as  of  February 27,  2021,  there  were  no  amounts  outstanding  under  the 
Company's  ABL  Facility,  and  letters  of  credit  ("LOC")  issued  under  the  LOC  sub-facility  were  $354.6 million. 
There were no amounts outstanding under the Company's ABL Facility as of February 29, 2020, and letters of credit 
issued under the LOC sub-facility were $454.5 million. 

The ABL Facility is guaranteed by the Company's existing and future direct and indirect wholly owned domestic 
subsidiaries that are not borrowers, subject to certain exceptions. The ABL Facility is secured by, subject to certain 
exceptions, (i) a first-priority lien on substantially all of the ABL Facility priority collateral and (ii) a second-priority 
lien on substantially all other assets (other than real property). Following the full repayment of the term loan, the 
ABL  Facility  has  a  first-priority  lien  on  substantially  all  other  assets  (other  than  real  property). The ABL  Facility 
contains  no  financial  covenant  unless  and  until  (a)  excess  availability  is  less  than  (i)  10.0%  of  the  lesser  of  the 
aggregate commitments and the then-current borrowing base at any time or is (ii) $250.0 million at any time or (b) 

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an event of default is continuing. If any of such events occur, the Company must maintain a fixed charge coverage 
ratio of 1.0 to 1.0 from the date such triggering event occurs until such event of default is cured or waived and/or 
the 30th day that all such triggers under clause (a) no longer exist. 

Senior Unsecured Notes 

On February 5, 2019, the Company and substantially all of its subsidiaries completed the issuance of $600.0 million 
in aggregate principal amount of 7.5% senior unsecured notes due March 15, 2026 (the "2026 Notes"). Interest on 
the 2026 Notes is payable semi-annually in arrears on March 15 and September 15 of each year, commencing on 
September 15, 2019. The 2026 Notes have not been and will not be registered with the SEC. The 2026 Notes are 
also fully and unconditionally guaranteed, jointly and severally, by substantially all of our subsidiaries that are not 
issuers under the indenture governing such notes. A portion of the proceeds from the 2026 Notes was used to fully 
redeem the Safeway 5.00% Senior Notes due 2019.  

On August 15, 2019, the Company and substantially all of its subsidiaries completed the issuance of $750.0 million 
in aggregate principal amount of 5.875% senior unsecured notes due February 15, 2028 (the "2028 Notes"). Interest 
on the 2028 Notes is payable semi-annually in arrears on February 15 and August 15 of each year, commencing on 
February 15, 2020. The 2028 Notes have not been and will not be registered with the SEC. The 2028 Notes are also 
fully and unconditionally guaranteed, jointly and severally, by substantially all of the Company's subsidiaries that 
are not issuers under the indenture governing such notes. Proceeds from the 2028 Notes were used to partially fund 
the fiscal 2019 term loan repayment. 

On  November  22,  2019,  the  Company  and  substantially  all  of  its  subsidiaries  completed  the  issuance  of  $750.0 
million in aggregate principal amount of 4.625% senior unsecured notes due January 15, 2027 (the "2027 Notes"). 
Interest on the 2027 Notes is payable semi-annually in arrears on January 15 and July 15 of each year, commencing 
on July 15, 2020. The 2027 Notes have not been and will not be registered with the SEC. The 2027 Notes are also 
fully and unconditionally guaranteed, jointly and severally, by substantially all of the Company's subsidiaries that 
are not issuers under the indenture governing such notes. Proceeds from the 2027 Notes were used to partially fund 
the fiscal 2019 term loan repayment. 

On February 5, 2020, the Company and substantially all of its subsidiaries completed the issuance of $750.0 million 
in  aggregate  principal  amount  of  new  3.50%  senior  unsecured  notes  due  February  15,  2023  (the  "2023  Notes"), 
$600.0 million in aggregate principal amount of additional 2027 Notes (the "Additional 2027 Notes") and $1,000.0 
million  in  aggregate  principal  amount  of  new  4.875%  senior  unsecured  notes  due  February  15,  2030  (the  "2030 
Notes" and together with the 2023 Notes and Additional 2027 Notes, the "February Notes"). The Additional 2027 
Notes  were  issued  as  "additional  securities"  under  the  indenture  governing  the  outstanding  2027  Notes.  The 
Additional 2027 Notes are expected to be treated as a single class with the outstanding 2027 Notes for all purposes 
and  have  the  same  terms  as  those  of  the  outstanding  2027  Notes.  Interest  on  the  2023  Notes  and  2030  Notes  is 
payable semi-annually in arrears on February 15 and August 15 of each year, commencing on August 15, 2020. The 
February  Notes  have  not  been  and  will  not  be  registered  with  the  SEC.  The  February  Notes  are  also  fully  and 
unconditionally  guaranteed,  jointly  and  severally,  by  substantially  all  of  the  Company's  subsidiaries  that  are  not 
issuers under the indenture governing such notes. The proceeds received from the issuance of the February Notes, 
together with approximately $18 million of cash on hand, were used to (i) to partially fund the fiscal 2019 term loan 
repayment  and  (ii)  pay  fees  and  expenses  related  to  the  fiscal  2019  term  loan  repayment  and  the  issuance  of  the 
February Notes. 

On August 31, 2020, the Company and substantially all of its subsidiaries completed the issuance of $750.0 million 
in aggregate principal amount of 3.250% senior unsecured notes due March 15, 2026 (the "New 2026 Notes") and 
$750.0  million  in  aggregate  principal  amount  of  3.500%  senior  unsecured  notes  due  March  15,  2029  (the  "2029 
Notes" and together with the New 2026 Notes, the "August Notes"). Interest on the August Notes is payable semi-
annually in arrears on March 15 and September 15 of each year, commencing on March 15, 2021. The August Notes 

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have  not  been  and  will  not  be  registered  with  the  SEC.  The  August  Notes  are  also  fully  and  unconditionally 
guaranteed,  jointly  and  severally,  by  substantially  all  of  the  Company's  subsidiaries  that  are  not  issuers  under  the 
indenture governing such notes. On September 11, 2020, a portion of the proceeds from the issuance of the August 
Notes,  together  with  approximately  $60  million  of  cash  on  hand,  were  used  to  fund  the  full  redemption  of  the 
$1,250.0  million  aggregate  principal  amount  outstanding  of  the  Company's  6.625%  senior  unsecured  notes  due 
2024  (the  "2024  Redemption").  In  connection  with  the  2024  Redemption,  the  Company  paid  an  associated 
redemption premium of $41.4 million. The Company recorded a $49.1 million loss on debt extinguishment related 
to the 2024 Redemption, comprised of the $41.4 million redemption premium and $7.7 million write-off of deferred 
financings costs. 

On September 16, 2020, remaining proceeds from the issuance of the August Notes were used to fund the partial 
redemption  of  $250.0  million  of  the  $1,250.0  million  in  aggregate  principal  amount  outstanding  (the  "September 
Partial  2025  Redemption")  of  the  Company's  5.750%  senior  unsecured  notes  due  September  2025  (the  "2025 
Notes"). In connection with the September Partial 2025 Redemption, the Company paid an associated redemption 
premium  of  $7.2  million.  The  Company  recorded  an  $8.6  million  loss  on  debt  extinguishment  related  to  the 
September Partial 2025 Redemption, comprised of the $7.2 million redemption premium and a $1.4 million write-
off of deferred financing costs. 

On  December  22,  2020,  the  Company  and  substantially  all  of  its  subsidiaries  completed  the  issuance  of  $600.0 
million in aggregate principal amount of additional 2029 Notes (the "Additional 2029 Notes"). The Additional 2029 
Notes  were  issued  as  "additional  securities"  under  the  indenture  governing  the  outstanding  2029  Notes.  The 
Additional 2029 Notes are expected to be treated as a single class with the outstanding 2029 Notes for all purposes 
and have the same terms as those of the outstanding 2029 Notes. The Additional 2029 Notes have not been and will 
not be registered with the SEC. The Additional 2029 Notes are also fully and unconditionally guaranteed, jointly 
and severally, by substantially all of the Company's subsidiaries that are not issuers under the indenture governing 
such  notes.  On  January  4,  2021,  proceeds  from  the  issuance  of  the  Additional  2029  Notes,  together  with 
approximately  $230  million  of  cash  on  hand,  were  used  to  fund  a  partial  redemption  of  $800.0  million  of  the 
$1,000.0  million  in  aggregate  principal  amount  outstanding  of  the  2025  Notes  (the  "January  Partial  2025 
Redemption").  In  connection  with  the  January  Partial  2025  Redemption,  the  Company  paid  an  associated 
redemption premium of $23.0 million. The Company recorded a $27.6 million loss on debt extinguishment related 
to  the  January  Partial  2025  Redemption,  comprised  of  the  $23.0  million  redemption  premium  and  a  $4.6  million 
write-off of deferred financing costs. 

The Company, an issuer and direct or indirect parent of each of the other issuers of the 2023 Notes, the 2025 Notes, 
the  2026  Notes  (and  New  2026  Notes),  the  2027  Notes  (and Additional  2027  Notes),  the  2028  Notes,  the  2029 
Notes (and Additional 2029 Notes) and the 2030 Notes, has no independent assets or operations. All of the direct or 
indirect  subsidiaries  of  the  Company,  other  than  subsidiaries  that  are  issuers,  or  guarantors,  as  applicable,  of  the 
2023 Notes, the 2025 Notes, the 2026 Notes, the 2027 Notes (and Additional 2027 Notes), the 2028 Notes, the 2029 
Notes (and Additional 2029 Notes) and the 2030 Notes are minor, individually and in the aggregate. 

Safeway Notes 

During fiscal 2018, Safeway repurchased its 7.45% Senior Debentures due 2027 and 7.25% Debentures due 2031 
with a par value of $333.7 million and a book value of $322.4 million for $333.7 million plus accrued interest of 
$7.7 million (the "Safeway Notes Repurchase"). The Company recognized a loss on debt extinguishment related to 
the Safeway Notes Repurchase of $11.3 million. 

On February 6, 2019, a portion of the net proceeds from the issuance of the 2026 Notes were used to fully redeem 
$268.6  million  of  principal  of  Safeway  5.00%  Senior  Notes  due  2019,  and  to  pay  an  associated  make-whole 
premium of $3.1 million and accrued interest of $6.4 million (the "2019 Redemption"). The Company recognized a 
loss on debt extinguishment related to the 2019 Redemption of $3.1 million. 

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On May 24, 2019, the Company completed a cash tender offer and early redemption of Safeway notes with a par 
value of $34.1 million and a book value of $33.3 million for $32.6 million, plus accrued and unpaid interest of $0.7 
million  (the  "Safeway  Tender").  Including  related  fees,  the  Company  recognized  a  loss  on  debt  extinguishment 
related to the Safeway Tender of $0.5 million. 

The  Company  repaid  the  remaining  $136.8  million  in  aggregate  principal  amount  of  Safeway's  3.95%  Notes  due 
2020 on their maturity date, August 15, 2020. 

NALP Notes 

During fiscal 2018, the Company repurchased NALP Notes with a par value of $108.4 million and a book value of 
$96.4  million  for  $90.7  million  plus  accrued  interest  of  $1.2  million  (the  "2018  NALP  Notes  Repurchase").  In 
connection with the 2018 NALP Notes Repurchase, the Company recorded a gain on debt extinguishment of $5.7 
million. 

On  May  24,  2019,  the  Company  completed  a  cash  tender  offer  and  early  redemption  of  NALP  Notes  with  a  par 
value of $402.9 million and a book value of $363.7 million for $382.7 million, plus accrued and unpaid interest of 
$8.2  million  (the  "NALP  Notes  Tender").  Including  related  fees,  the  Company  recognized  a  loss  on  debt 
extinguishment related to the NALP Notes Tender of $19.1 million. 

Also during fiscal 2019, the Company repurchased NALP Notes on the open market with an aggregate par value of 
$553.9  million  and  a  book  value  of  $502.0  million  for  $547.5  million  plus  accrued  and  unpaid  interest  of  $11.3 
million  (the  "NALP  Notes  Repurchase").  Including  related  fees,  the  Company  recognized  a  loss  on  debt 
extinguishment related to the NALP Notes Repurchase of $46.2 million. 

Merger Related Financing 

On June 25, 2018, in connection with the merger agreement with Rite Aid Corporation, the Company issued $750.0 
million in aggregate principal amount of floating rate senior secured notes (the "Floating Rate Notes") at an issue 
price  of  99.5%. As  a  result  of  the  termination  of  the  merger  agreement  with  Rite Aid  Corporation  on August  8, 
2018, the Company redeemed all of the Floating Rate Notes at a redemption price equal to 99.5% of the aggregate 
principal amount of the notes, plus accrued and unpaid interest.  

Deferred Financing Costs and Interest Expense, Net 

Financing  costs  incurred  to  obtain  all  financing  other  than  ABL  Facility  financing  are  recognized  as  a  direct 
reduction from the carrying amount of the debt liability and amortized over the term of the related debt using the 
effective interest method. Financing costs incurred to obtain ABL Facility financing are capitalized and amortized 
over the term of the related debt facilities using the straight-line method. Deferred financing costs associated with 
ABL Facility financing are included in Other assets and were $25.9 million and $35.4 million as of February 27, 
2021 and February 29, 2020, respectively.  

Fiscal 2019 amortization of deferred financing costs of $39.8 million included $20.6 million of deferred financing 
costs written off in connection with the term loan amendment and repayments. Fiscal 2018 amortization of deferred 
financing costs of $42.7 million included $12.9 million of deferred financing costs written off in connection with 
the term loan amendments and reductions.  

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Table of Contents 

Interest expense, net consisted of the following (in millions): 

ABL Facility, senior secured and unsecured notes, term loans 

and debentures 

Finance lease obligations 
Deferred financing costs 
Debt (premiums) discounts, net 
Other interest income 
Interest expense, net 

NOTE 8 - LEASES  

Fiscal 
 2020 

Fiscal 
 2019 

Fiscal 
 2018 

$ 

$ 

463.4     $ 
70.5    
20.9    
(0.6)   
(16.0)   
538.2     $ 

565.3      $ 
79.8    
39.8    
34.1    
(21.0)   
698.0      $ 

698.3    
81.8    
42.7    
20.3    
(12.3)   
830.8    

The components of total lease cost, net consisted of the following (in millions): 

Operating lease cost (1) 

Finance lease cost 
Amortization of lease assets 

Interest on lease liabilities 
Variable lease cost (2) 

Sublease income 
Total lease cost, net 

Classification 
Cost of sales and Selling and administrative 

expenses (3) 

Fiscal 
 2020 

Fiscal 
 2019 

$ 

1,016.2    

$ 

1,011.6    

Cost of sales and Selling and administrative 

expenses (3) 
  Interest expense, net 
Cost of sales and Selling and administrative 

expenses (3) 

  Net sales and other revenue 

67.4    

70.5     
423.8    

  $ 

(91.3)    
1,486.6      $ 

90.4    

79.8    
402.9    

(111.8)   
1,472.9    

(1) Includes short-term lease cost, which is immaterial. 

(2) Represents variable lease costs for both operating and finance leases. Includes contingent rent expense and other non-fixed lease related 

costs, including property taxes, common area maintenance and property insurance. 

(3) Supply chain-related amounts are included in Cost of sales. 

Balance  sheet  information  related  to  leases  as  of  February 27,  2021  and  February 29,  2020  consisted  of  the 
following (in millions): 

Assets 
Operating 
Finance 
Total lease assets 
Liabilities 
Current 
Operating 
Finance 

Long-term 
Operating 
Finance 

Total lease liabilities 

Classification 

February 27, 
2021 

February 29, 
2020 

  Operating lease right-of-use assets 
  Property and equipment, net 

  Current operating lease obligations 
Current maturities of long-term debt and 

finance lease obligations 

  Long-term operating lease obligations 

  $ 

  $ 

  $ 

  Long-term debt and finance lease obligations  

  $ 

6,015.6      $ 
384.9     
6,400.5      $ 

605.3      $ 
81.5    

5,548.0     

531.2     
6,766.0      $ 

5,867.4    
430.7    
6,298.1    

563.1    
83.4    

5,402.8    

583.3    
6,632.6    

89 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
   
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
  
  
 
  
  
  
  
  
  
  
 
 
 
  
  
  
 
  
 
The following table presents cash flow information and the weighted average lease term and discount rate for leases 
(dollars in millions): 

Gains on sale leaseback transactions, net 
Cash paid for amounts included in the measurement of lease liabilities: 

Operating cash flows from operating leases 
Operating cash flows from finance leases 
Financing cash flows from finance leases 

Right-of-use assets obtained in exchange for operating lease obligations 
Right-of-use assets obtained in exchange for finance lease obligations 
Impairment of right-of-use operating lease assets 
Impairment of right-of-use finance lease assets 
Weighted average remaining lease term - operating leases 
Weighted average remaining lease term - finance leases 
Weighted average discount rate - operating leases 
Weighted average discount rate - finance leases 

Fiscal 
 2020 

Fiscal 
 2019 

$ 

—      $ 

487.1    

973.7     
70.5     
79.9     
763.1     
35.8     
15.9     
6.3     
11.7 years  
8.8 years  
6.7  %  
12.3  %  

995.8    
79.8    
109.3    
1,195.2    
—    
15.4    
6.1    
12.1 years 
9.0 years 
7.0  % 
13.7  % 

Future minimum lease payments for operating and finance lease obligations as of February 27, 2021 consisted of 
the following (in millions): 

Fiscal year 
2021 
2022 
2023 
2024 
2025 
Thereafter 
Total future minimum obligations  
Less interest 
Present value of net future minimum lease obligations 
Less current portion 
Long-term obligations 

Lease Obligations 
Operating Leases    Finance Leases 
$ 

926.0      $ 
962.0     
893.2     
802.6     
714.4     
4,849.2     
9,147.4     
(2,994.1)    
6,153.3     
(605.3)    
5,548.0      $ 

$ 

124.7    
126.5    
118.7    
100.0    
85.3    
362.0    
917.2    
(304.5)   
612.7    
(81.5)   
531.2    

The  Company  subleases  certain  property  to  third  parties.  Future  minimum  tenant  operating  lease  payments 
remaining under these non-cancelable operating leases as of February 27, 2021 was $319.8 million. 

During the second quarter of fiscal 2019, the Company, through three separate transactions, completed the sale and 
leaseback of 53 store properties and one distribution center for an aggregate purchase price, net of closing costs, of 
$931.3 million. In connection with the sale leaseback transactions, the Company entered into lease agreements for 
each of the properties for initial terms ranging from 15 to 20 years. The aggregate initial annual rent payment for the 
properties  is  approximately  $53  million  and  includes  1.50%  to  1.75%  annual  rent  increases  over  the  initial  lease 
terms. All of the properties qualified for sale leaseback and operating lease accounting, and the Company recorded 
total gains of $463.6 million, which is included as a component of Gain on property dispositions and impairment 
losses,  net.  The  Company  also  recorded  operating  lease  right-of-use  assets  and  corresponding  operating  lease 
liabilities of $602.5 million. 

90 

 
 
 
 
 
  
 
 
 
 
Rent  expense  and  tenant  rental  income  under  operating  leases  under  the  previous  lease  accounting  standard 
consisted of the following (in millions): 

Minimum rent 
Contingent rent 
Total rent expense 
Tenant rental income 
Total rent expense, net of tenant rental income 

Fiscal 
 2018 

853.5    
10.3    
863.8    
(107.2)   
756.6    

$ 

$ 

During fiscal 2018, the Company, through three separate transactions, completed the sale and leaseback of seven of 
the  Company's  distribution  centers  for  an  aggregate  purchase  price,  net  of  closing  costs,  of  approximately  $950 
million.  In  connection  with  the  sale  leasebacks,  the  Company  entered  into  lease  agreements  for  each  of  the 
properties  for  initial  terms  of  15  to  20  years.  The  aggregate  initial  annual  rent  payment  for  the  properties  was 
approximately  $55  million  and  includes  1.50%  to  1.75%  annual  rent  increases  over  the  initial  lease  terms.  The 
Company  qualified  for  sale  leaseback  and  operating  lease  accounting  on  all  of  the  distribution  centers,  and  the 
Company  recorded  total  deferred  gains  of  $362.5  million.  Under  the  previous  lease  accounting  standard,  the 
deferred  gains  were  being  amortized  over  the  respective  lease  periods  and,  upon  adoption  of ASC  Topic  842  on 
February 24, 2019, the related unamortized deferred gains were recognized as a transitional adjustment to retained 
earnings. 

NOTE 9 - STOCKHOLDERS' EQUITY AND CONVERTIBLE PREFERRED STOCK  

Common Stock 

On  June  8,  2020,  the  Company  amended  and  restated  its  certificate  of  incorporation  to  authorize  1,150,000,000 
shares  of  common  stock,  par  value  $0.01  per  share,  of  which  1,000,000,000  shares  were  classified  as  Class  A 
common stock ("Class A common stock") and 150,000,000 shares were classified as Class A-1 convertible common 
stock  ("Class  A-1  common  stock"  and  together  with  the  Class  A  common  stock,  the  "Common  Stock").  As  of 
February 27,  2021,  there  were  585,574,666  shares  of  Class A  common  stock  and  465,565,019  shares  of  Class A 
common  stock  issued  and  outstanding,  respectively,  and  no  shares  of  Class  A-1  common  stock  issued  or 
outstanding. As of February 29, 2020, there were 582,997,251  shares  of  Class A  common  stock  and  579,325,630 
shares of Class A common stock issued and outstanding, respectively. For all prior periods presented, use of Class A 
common stock refers to the Company's common stock pre-reclassification. 

The  terms  of  the  Class A  common  stock  are  substantially  identical  to  the  terms  of  the  Class A-1  common  stock, 
except  that  the  Class A-1  common  stock  does  not  have  voting  rights.  Each  holder  of  Class A  common  stock  is 
entitled to one vote for each share owned of record on all matters voted upon by stockholders. A majority vote is 
required for all action to be taken by stockholders, except as otherwise provided for in the Company's amended and 
restated certificate of incorporation and amended and restated bylaws or as required by law. Subject to preferences 
that  may  be  applicable  to  any  then  outstanding  preferred  stock,  holders  of  the  Company's  Common  Stock  are 
entitled to receive ratably those dividends, if any, as may be declared from time to time by the board of directors out 
of  legally  available  funds.  In  the  event  of  the  Company's  liquidation,  dissolution  or winding-up, the  holders  of 
Common Stock are entitled to share equally and ratably in the Company's assets, if any, remaining after the payment 
of all of debts and liabilities and the liquidation preference of any outstanding preferred stock. Shares of Class A-1 
common  stock  would  be  issued  upon  the  conversion  of  the  Company's  outstanding  Series  A-1  preferred  stock. 
When  permitted  under  the  relevant  antitrust  restrictions,  any  issued  shares  of  Class  A-1  common  stock  would 
automatically convert on a one-for-one basis to voting shares of Class A common stock. 

91 

 
 
 
 
 
 
 
 
 
In connection with the IPO, the Company established a dividend policy pursuant to which the Company intends to 
pay a quarterly dividend on its Common Stock in an annual amount equal to $0.40 per common share. During fiscal 
2020, the Company paid quarterly dividends of $0.10 per common share on November 10, 2020 and February 10, 
2021, to stockholders of record as of October 26, 2020 and January 26, 2021, respectively. On April 13, 2021, the 
Company announced the next quarterly dividend payment of $0.10 per common share to be paid on May 10, 2021 
to stockholders of record as of the close of business on April 26, 2021. 

Stock Split 

On June 18, 2020, the Company effected a 2.072-for-1 stock split of its Common Stock, without any change in the 
total shares authorized or the par value per share. All information related to the Company's Common Stock and per 
Class  A  common  share  amounts  for  all  prior  periods  presented  in  the  accompanying  Consolidated  Financial 
Statements have been retroactively adjusted to give effect to the 2.072-for-1 stock split. 

Initial Public Offering 

The Company's Class A common stock began trading on the New York Stock Exchange on June 26, 2020 under the 
symbol "ACI" and on June 30, 2020, certain selling stockholders completed the sale of a total of 50,000,000 shares 
of  Class A  common  stock  at  an  initial  price  to  the  public  of  $16.00  per  share. The  Company  did  not  receive  any 
proceeds from the sale of shares of Class A common stock by the selling stockholders in the IPO. 

Convertible Preferred Stock and Investor Exchange Right 

On June 8, 2020, the Company amended and restated its certificate of incorporation to authorize 100,000,000 shares 
of preferred stock, par value $0.01 per share, of which 1,750,000 shares were designated Series A preferred stock 
and 1,410,000 shares were designated Series A-1 preferred stock. On June 9, 2020 (the "Preferred Closing Date"), 
the Company sold and issued (i) an aggregate of 1,410,000 shares of Series A-1 preferred stock and (ii) an aggregate 
of 340,000 shares of Series A preferred stock. The Company received aggregate proceeds of $1,680.0 million from 
the sale and issuance of the Convertible Preferred Stock which has an aggregate liquidation preference of $1,750.0 
million. The Convertible Preferred Stock is presented outside of permanent equity at its original issuance price less 
costs incurred, due to it being contingently redeemable, as described below.   

The terms of the Series A preferred stock are substantially identical to the terms of the Series A-1 preferred stock, 
except that the Series A preferred stock will vote together with Class A common stock on an as-converted basis, but 
the Series A-1 preferred stock cannot vote with Class A common stock on an as converted basis. When permitted 
under the relevant antitrust restrictions, shares of the Company's Series A-1 preferred stock will convert on a one-
for-one basis to shares of voting Series A preferred stock. On June 29, 2020, holders of 584,000 shares of Series A-1 
preferred  stock  were  relieved  from  the  relevant  antitrust  restrictions  resulting  in  the  automatic  conversion  into 
584,000 shares of voting Series A preferred stock. The Convertible Preferred Stock, with respect to dividend rights 
and/or distribution rights upon the liquidation, winding-up or dissolution, as applicable, ranks senior to each class of 
Common Stock and junior to existing and future indebtedness and other liabilities. 

The holders of Convertible Preferred Stock are entitled to a quarterly dividend at a rate per annum of 6.75% of the 
liquidation preference per share of the Convertible Preferred Stock. In the event that the Company does not declare 
and pay any dividends in cash, the Company may instead, only for two quarters, pay such dividends by increasing 
the liquidation preference of the Convertible Preferred Stock at a rate equal to the applicable cash dividend rate plus 
2.25%  on  such  dividend  payment  date.  In  addition,  the  holders  of  Convertible  Preferred  Stock  will  participate  in 
cash dividends that the Company pays on its Common Stock to the extent that such cash dividends exceed $206.3 
million  per  fiscal  year.  On  September  15,  2020  and  December  15,  2020,  the  Company  declared  a  quarterly  cash 
dividend  of  $36.4  million  and  $29.5  million  to  holders  of  the  Convertible  Preferred  Stock,  which  was  paid  on 
September 30, 2020 and December 30, 2020, respectively. On March 15, 2021, subsequent to the end of the fourth 

92 

 
 
 
 
 
 
 
 
 
 
quarter  of  fiscal  2020,  the  Company  declared  a  quarterly  cash  dividend  of  $29.5  million  to  holders  of  the 
Convertible Preferred Stock, which was paid on March 31, 2021. 

The Series A-1 preferred stock is convertible at the option of the holders thereof at any time into shares of Class A-
1 common stock (which are identical to the Class A common stock, except that the Class A-1 common stock does 
not include voting rights) and the Series A preferred stock is convertible at the option of the holders thereof at any 
time  into  shares  of  Class A  common  stock,  each  at  an  initial  conversion  price  of  $17.22  per  share  and  an  initial 
conversion rate of 58.064 shares of Common Stock per share of Convertible Preferred Stock, subject to certain anti-
dilution adjustments. At any time after June 30, 2023, if the last reported sale price of the Class A common stock has 
equaled or exceeded $20.50 per share (or 119% of the initial conversion price), as may be adjusted, for at least 20 
trading  days  in  any  period  of  30  consecutive  trading  days,  the  Company  will  have  the  right  to  cause  all,  or  any 
portion, of the outstanding Series A-1 preferred stock or Series A preferred stock to convert into the relevant number 
of shares of Class A-1 common stock or Class A common stock, as applicable; provided that the Company will not 
be  permitted  to  effect  a  mandatory  conversion  with  respect  to  more  than one-third of  the  aggregate  outstanding 
shares, as of the date of the first notice date, of Series A-1 preferred stock and Series A preferred stock in any 12-
month period unless the last reported sale price of the Class A common stock has equaled or exceeded $23.42 (or 
136%  of  the  initial  conversion  price),  as  may  be  adjusted,  for  at  least  20  trading  days  in  any  period  of  30 
consecutive trading days.   

At any time following June 9, 2026, the Company may redeem all, but not less than all, of the Convertible Preferred 
Stock then outstanding at a redemption price equal to the product of the liquidation preference of the Convertible 
Preferred  Stock  then  outstanding  and  105%,  plus  accrued  and  unpaid  dividends.  In  the  event  that  the  Company 
receives a notice of an intention to exchange the shares of Convertible Preferred Stock for equity interests in certain 
of the Company's subsidiaries pursuant to the real estate agreement (as discussed below), the Company will have 
the  right  to  redeem  all,  but  not  less  than  all,  of  its  Convertible  Preferred  Stock  then  outstanding  at  a  redemption 
price equal to the product of the aggregate liquidation preference of the Convertible Preferred Stock of such holder 
then outstanding and 110%, plus accrued and unpaid dividends. The Convertible Preferred Stock is also convertible, 
at the option of the holder, upon the occurrence of certain fundamental change events, including a change in control 
or  delisting  of  the  Company  at  the  applicable  conversion  rate  plus  an  additional  number  of  shares  determined  by 
reference  to  the  price  paid  for  the  Company's  Common  Stock  upon  such  change  in  control,  plus  in  certain 
conditions accrued and unpaid dividends through June 30, 2023 or June 30, 2024, as applicable.  

Concurrent with the issuance and sale of the Convertible Preferred Stock, a newly formed consolidated real estate 
subsidiary of the Company entered into a real estate agreement with an affiliate of the holders ("RE Investor") of the 
Convertible Preferred Stock. Under the terms of the real estate agreement, prior to the closing of the Convertible 
Preferred Stock, the Company was to place into its real estate subsidiary fee owned real estate properties with an 
appraised value of 165% of the liquidation preference of the Convertible Preferred Stock or a combination of real 
estate  properties  and  cash. This  resulted  in  the  Company  contributing  approximately  $36.5  million  of  cash  into  a 
restricted escrow account to make up for the shortfall on the appraised value of owned properties placed into the 
real  estate  subsidiary.  The  real  estate  agreement  provides  the  RE  Investor  with  the  unilateral  right,  upon  the 
occurrence  of  specified  trigger  events,  to  exercise  an  investor  exchange  right  to  exchange  all  of  the  outstanding 
Convertible  Preferred  Stock  for  certain  real  estate  assets  or  the  real  estate  subsidiary's  equity  interests  in  its 
subsidiary special purpose entities holding such real estate assets, subject to certain provisions as further defined in 
the real estate agreement (the "Investor Exchange Right"). The Investor Exchange Right may be exercised if any of 
the  following  were  to  occur:  (i) the  Convertible  Preferred  Stock  remains  outstanding  as  of  June  9,  2027,  (ii) if  a 
fundamental  change  occurs  after  June  30,  2024  and  the  related  fundamental  change  stock  price  is  less  than  the 
conversion  price,  (iii) a  downgrade  by  one  or  more  gradations  or  withdrawal  of  the  Company's  credit  rating  by 
certain rating agencies, as a result of which the Company's credit rating is B- (or its equivalent) or lower, (iv) the 
failure by the Company to pay a dividend on the Convertible Preferred Stock, which failure continues for 30 days 
after such dividend's due date, or (v) a bankruptcy filing. The target amount of real estate assets (net of taxes and 
fees) to be received in exchange for the Convertible Preferred Stock will be the product of the liquidation preference 

93 

 
 
 
 
 
and  110%,  plus  an  amount  equal  to  any  accrued  and  unpaid  dividends.  The  Investor  Exchange  Right  may  be 
exercised unless the Company redeems all of the outstanding Convertible Preferred Stock at a redemption price, if 
such redemption occurs after the Company receives a notice of intent to exercise the Investor Exchange Right, equal 
to  the  product  of  the  aggregate  liquidation  preference  of  the  Convertible  Preferred  Stock  then  outstanding  and 
110%,  plus  accrued  and  unpaid  dividends.  Upon  completion  of  the  Investor  Exchange  Right,  subsidiaries  of  the 
Company,  as  the  applicable  tenant,  will  enter  into  a  master  lease  agreement  with  the  RE  Investor  or  designated 
affiliate  as  the  landlord,  solely  with  respect  to  the  real  estate  properties  that  have  been  transferred  directly  or 
indirectly to the RE Investor, substantially the same as the current master lease agreements between the Company's 
consolidated real estate subsidiaries and the Company's consolidated operating subsidiaries. 

The  Company  assessed  the  Convertible  Preferred  Stock  for  any  beneficial  conversion  features  or  embedded 
derivatives,  including  the  conversion  option  and  investor  exchange  right,  and  did  not  identify  any  features  that 
would require bifurcation from the Convertible Preferred Stock and receive separate accounting treatment. 

Treasury Stock 

During fiscal 2018, the Company repurchased 1,772,018 shares of common stock allocable to certain current and 
former members of management (the "management holders") for $25.8 million in cash. The shares are classified as 
treasury  stock  on  the  Consolidated  Balance  Sheet.  The  shares  repurchased  represented  a  portion  of  the  shares 
allocable to management. Proceeds from the repurchase were used by the management holders to repay outstanding 
loans of the management holders with a third-party financial institution. As there was no active market for shares of 
the  Company's  common  stock,  the  shares  were  repurchased  at  a  negotiated  price  between  the  Company  and  the 
management holders.  

On June 9, 2020, the Company used $1,680.0 million, an amount equal to the proceeds from the sale and issuance 
of  the  Company's  Series A-1  convertible  preferred  stock  ("Series A-1  preferred  stock")  and  Series A  convertible 
preferred  stock  ("Series  A  preferred  stock"  and  together  with  the  Series  A-1  preferred  stock,  the  "Convertible 
Preferred  Stock"),  to  repurchase  101,611,736  shares  of  Class A  common  stock  from  the  Company's  parents  (the 
"June 2020 Repurchase"). The proceeds received by the Company's parents from the June 2020 Repurchase were 
distributed  to  their  members,  which  include  the  Company's  sponsors  and  current  and  former  members  of 
management.  

On  September  14,  2020,  the  Company  entered  into  a  stock  repurchase  agreement  with  a  stockholder  pursuant  to 
which  the  Company  repurchased  6,837,970  shares  of  its  Class A  common  stock  held  by  the  stockholder  for  an 
aggregate  purchase  price  of  $82.0  million.  The  stockholder  was  subject  to  a  court-mandated  wind-down,  and  a 
court-appointed  receiver  was  directed  to  liquidate  the  stockholder's  assets.  The  price  was  agreed  to  between  the 
Company  and  the  receiver  (on  behalf  of  the  stockholder).  In  establishing  the  price,  the  parties  took  into  account, 
among many other factors that they each deemed relevant, an applicable discount related to the selling restrictions 
that a third-party buyer would have had if such third-party buyer purchased the shares, including relevant lock-up 
agreements. 

On  October  14,  2020,  the  Company's  board  of  directors  authorized  a  share  repurchase  program  that  allows  the 
Company to repurchase up to $300.0 million of its Class A common stock. As part of the share repurchase program, 
during fiscal 2020, the Company, through a series of open-market transactions, repurchased 7,888,320 shares of its 
Class A common stock for an aggregate purchase price of $119.1 million. 

NOTE 10 - EQUITY-BASED COMPENSATION  

The  Company  maintains  the Albertsons  Companies,  Inc.  Restricted  Stock  Unit  Plan  (the  "Restricted  Stock  Unit 
Plan"),  which  was  previously  named  the  "Albertsons  Companies,  Inc.  Phantom  Unit  Plan"  (the  "Phantom  Unit 
Plan"). Under the Restricted Stock Unit Plan, subsequent to the IPO, 43.6 million shares of Class A common stock 

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have  been  authorized  for  issuance  as  equity  awards  to  employees  and  directors.  As  of  February  27,  2021, 
42.3 million  shares  of  Class A  common  stock  remained  available  for  future  awards.  Prior  to  being  amended  and 
restated  on  June  9,  2020,  the  Phantom  Unit  Plan  provided  for  grants  of  "Phantom  Units"  to  certain  employees, 
directors  and  consultants.  Each  Phantom  Unit  provided  a  participant  with  a  contractual  right  to  receive,  upon 
vesting,  one  management  incentive  unit  in  each  of  the  Company's  parents,  Albertsons  Investor  Holdings  LLC 
("Albertsons Investor") and KIM ACI, LLC ("KIM ACI"). Upon the amendment and restatement of the Phantom 
Unit Plan as the Restricted Stock Unit Plan, all outstanding Phantom Units were converted into 11.3 million RSUs, 
including  1.9 million  performance-based  RSUs  that  were  not  deemed  granted  for  accounting  purposes,  under  the 
Restricted Stock Unit Plan, subject to substantially identical terms and conditions as applied prior to the conversion. 
No changes to vesting conditions or the fair value of the award occurred as a result of the conversion.  

On April 25, 2019, upon the commencement of employment, the Company's President and Chief Executive Officer 
was granted direct equity interests in each of the Company's parents, Albertsons Investor and KIM ACI. On June 30, 
2020,  upon  consummation  of  the  Company's  IPO,  the  unvested  direct  equity  interests  in  each  of  the  Company's 
parents  converted  into  1.7  million  RSAs,  including  0.6  million  performance-based  RSAs  that  are  not  deemed 
granted for accounting purposes. No changes to vesting conditions or the fair value of the award occurred as a result 
of the conversion. 

Upon vesting, RSUs and RSAs will be settled in shares of the Company's Class A common stock. RSUs generally 
vest over three years from the grant date, based on a service period, or upon a combination of both a service period 
and achievement of certain performance-based thresholds, and RSAs generally vest over five years from the grant 
date,  with  50%  based  solely  on  a  service  period  and  50%  upon  a  service  period  and  achievement  of  certain 
performance-based thresholds. For performance-based RSUs and RSAs granted in fiscal 2020, the number of shares 
of  the  Company's  Class A  common  stock  to  be  received  at  vesting  can  be  adjusted  within  a  predetermined  range 
based on the Company's actual performance for fiscal 2020 relative to the fiscal 2020 performance target.  

Equity-based compensation expense recognized in the Consolidated Statements of Operations (in millions): 

RSUs 
RSAs 
Total equity-based compensation expense  
Total related tax benefit 

Fiscal 
 2020 

Fiscal 
 2019 

Fiscal 
 2018 

53.5      $ 
5.5     
59.0      $ 
13.7      $ 

28.9      $ 
3.9     
32.8      $ 
7.5      $ 

47.7    
—    
47.7    
12.9    

  $ 

  $ 
  $ 

During  fiscal  2020,  the  Company  issued  5.6  million  RSUs  to  its  employees  and  directors,  of  which  4.7  million 
shares were deemed granted. The 4.7 million issued and granted awards consist of 4.3 million RSUs that have solely 
time-based vesting and 0.4 million performance-based RSUs that were deemed granted upon the establishment of 
the fiscal 2020 performance target and that would vest upon both the achievement of such performance target and 
continued service through the vesting period. Additionally, 1.3 million previously issued performance-based RSUs 
and RSAs were deemed granted in fiscal 2020 upon the establishment of the fiscal 2020 annual performance target 
and  that  would  vest  upon  both  the  achievement  of  such  performance  target  and  continued  service  through  the 
vesting period. The 6.0 million RSUs and RSAs deemed granted in fiscal 2020 have an aggregate grant date value 
of $94.5 million.  

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Summary of RSU and RSA activity during fiscal 2020: 

Time-Based 

Performance-Based 

Unvested, February 29, 2020 
Granted 
Vested 
Forfeited or cancelled 
Unvested, February 27, 2021 

Number of shares (in 
millions) 

Weighted 
average grant 
date fair value   
8.45     
15.51     
11.04     
11.81     
11.95     

5.2     $ 
4.3    
(3.2)   
(0.3)   
6.0     $ 

Number of shares (in 
millions) 

Weighted 
average grant 
date fair value 
8.93    
16.45    
10.46    
12.20    
14.39    

0.9      $ 
1.7     
(0.3)    
(0.1)    
2.2      $ 

The aggregate fair value of RSUs and RSAs that vested was $54.3 million, $29.3 million and $32.1 million in fiscal 
2020, fiscal 2019 and fiscal 2018, respectively. The grant date fair value of awards that vested was $38.1 million, 
$23.1 million and $42.1 million in fiscal 2020, fiscal 2019 and fiscal 2018, respectively. The number of RSUs and 
RSAs  vested  includes  shares  of  common  stock  that  the  Company  withheld  on  behalf  of  employees  to  satisfy 
statutory tax withholding requirements. 

As of February 27, 2021, the Company had $81.3 million of unrecognized compensation cost related to 7.1 million 
unvested granted RSUs. That cost is expected to be recognized over a weighted average period of 1.8 years. As of 
February 27,  2021,  the  Company  had  $5.7  million  of  unrecognized  costs  related  to  1.1 million  unvested  granted 
RSAs. That cost is expected to be recognized over a weighted average period of 3.2 years. 

Upon the establishment of the annual performance target for fiscal 2021, fiscal 2022, and fiscal 2023, the remaining 
1.9 million issued performance-based RSUs and 0.6 million performance-based RSAs will be deemed granted for 
accounting purposes, as applicable. 

NOTE 11 - INCOME TAXES  

The components of income tax expense (benefit) consisted of the following (in millions): 

Current 
  Federal (1) 
  State (2) 
  Foreign 
Total Current 

Deferred 
  Federal 
  State 
  Foreign 
Total Deferred 
Income tax expense (benefit) 

Fiscal 
 2020 

Fiscal 
 2019 

Fiscal 
 2018 

$ 

$ 

307.0      $ 
84.5     
(0.7)    
390.8     

(92.5)    
(27.3)    
7.5     
(112.3)    
278.5      $ 

87.2      $ 
49.2     
2.3     
138.7     

(14.1)    
(1.1)    
9.3     
(5.9)    
132.8      $ 

9.0    
(6.7)   
0.3    
2.6    

(77.9)   
(3.6)   
—    
(81.5)   
(78.9)   

(1)  Federal  current  tax  expense  net  of  $5.7 million,  $66.8 million  and  $12.8 million  tax  benefit  of  net  operating  losses  ("NOL")  in  fiscal 

2020, fiscal 2019 and fiscal 2018, respectively.  

(2) State current tax expense net of $16.7 million, $22.6 million and $9.5 million tax benefit of NOLs in fiscal 2020, fiscal 2019 and fiscal 

2018, respectively.  

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The difference between the actual tax provision and the tax provision computed by applying the statutory federal 
income tax rate to Income before income taxes was attributable to the following (in millions): 

Income tax expense at federal statutory rate 
State income taxes, net of federal benefit 
Change in valuation allowance 
Tax Cuts and Jobs Act 
Unrecognized tax benefits 
Charitable donations 
Tax Credits 
Other 
Income tax expense (benefit) 

Fiscal 
 2020 

Fiscal 
 2019 

Fiscal 
 2018 

$ 

$ 

237.0      $ 
58.0     
(0.5)    
—     
8.6     
(8.2)    
(23.3)    
6.9     
278.5      $ 

125.8      $ 
32.3     
(7.2)    
—     
7.7     
(6.9)    
(23.5)    
4.6     
132.8      $ 

11.0    
0.7    
(3.3)   
(56.9)   
(16.2)   
(4.4)   
(10.8)   
1.0    
(78.9)   

The Tax Act, enacted in December 2017, resulted in significant changes to U.S. income tax and related laws. The 
Company is impacted by a number of aspects of the Tax Act, most notably the reduction in the top U.S. corporate 
income  tax  rate  from  35%  to  21%,  a  one-time  transition  tax  on  the  accumulated  unremitted  foreign  earnings  and 
profits of the Company's foreign subsidiaries and 100% expensing of certain qualified property acquired and placed 
in service after September 27, 2017. 

The  SEC  staff  issued  Staff  Accounting  Bulletin  No.  118  ("SAB  118"),  which  allowed  companies  to  record  a 
provisional amount during a measurement period not to extend beyond one year from the date of enactment, which 
ended in the fourth quarter of fiscal 2018. In fiscal 2018, the Company recorded a provisional non-cash tax benefit 
of $56.9 million, primarily to account for refinement of transition tax and the remeasurement of deferred taxes. The 
Company completed its analysis of the Tax Act in fiscal 2018 based on currently available technical guidance. The 
Company will continue to assess further guidance issued by the Internal Revenue Service ("IRS") and record the 
impact of such guidance, if any, in the year issued. 

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Deferred income taxes reflect the net tax effects of temporary differences between the bases of assets and liabilities 
for financial reporting and income tax purposes. The Company's deferred tax assets and liabilities consisted of the 
following (in millions): 

Deferred tax assets: 
Compensation and benefits 
Net operating loss 
Pension & postretirement benefits 
Self-Insurance 
Tax credits 
Lease obligations 
Other 
Gross deferred tax assets 
Less: valuation allowance 
Total deferred tax assets 

Deferred tax liabilities: 
Depreciation and amortization 
Inventories 
Operating lease assets 
Other 
Total deferred tax liabilities 

Net deferred tax liability 

Noncurrent deferred tax asset 
Noncurrent deferred tax liability 
Total 

February 27, 
2021 

February 29, 
2020 

$ 

$ 

$ 

$ 

275.0      $ 
118.4     
333.1     
271.0     
39.0     
1,785.7     
96.2     
2,918.4     
(130.4)    
2,788.0     

1,233.7     
335.9     
1,570.4     
181.7     
3,321.7     

(533.7)     $ 

—      $ 

(533.7)    
(533.7)     $ 

135.7    
117.0    
235.5    
263.5    
41.7    
1,728.2    
143.8    
2,665.4    
(135.1)   
2,530.3    

1,249.1    
346.8    
1,521.7    
26.5    
3,144.1    

(613.8)   

—    
(613.8)   
(613.8)   

The valuation allowance activity on deferred tax assets was as follows (in millions): 

Beginning balance 
Additions charged to income tax expense 
Reductions credited to income tax expense 
Changes to other comprehensive income or loss and other 
Ending balance 

$ 

$ 

135.1      $ 
2.7     
(3.2)    
(4.2)    
130.4      $ 

139.5      $ 
3.5     
(10.7)    
2.8     
135.1      $ 

134.9    
3.5    
(6.8)   
7.9    
139.5    

February 27, 
2021 

February 29, 
2020 

February 23, 
2019 

The Company assesses the available positive and negative evidence to estimate if sufficient future taxable income 
will be generated to use the existing deferred tax assets. On the basis of this evaluation, as of February 27, 2021, a 
valuation allowance of $130.4 million has been recorded for the portion of the deferred tax asset that is not more 
likely than not to be realized, consisting primarily of tax credits and carryovers in jurisdictions where the Company 
has minimal presence or does not expect to have future taxable income. The Company will continue to evaluate the 
need to adjust the valuation allowance. The amount of the deferred tax asset considered realizable, however, could 
be adjusted depending on the Company's performance in certain subsidiaries or jurisdictions. 

The  Company  currently  has  federal  and  state  NOL  carryforwards  of  $23.7  million  and  $1,430.7  million, 
respectively, which will begin to expire in 2021 and continue through the fiscal year ending February 2040. As of 
February 27, 2021, the Company had $39.0 million of state credit carryforwards, the majority of which will expire 
in 2023. The Company had no federal credit carryforwards as of February 27, 2021. 

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Changes in the Company's unrecognized tax benefits consisted of the following (in millions): 

Beginning balance 
Increase related to tax positions taken in the current year 
Increase related to tax positions taken in prior years 
Decrease related to tax position taken in prior years 
Decrease related to settlements with taxing authorities 
Decrease related to lapse of statute of limitations 
Ending balance 

$ 

$ 

Fiscal 
 2020 

Fiscal 
 2019 

Fiscal 
 2018 

373.8      $ 
1.5     
1.8     
(1.1)    
(3.7)    
(3.5)    
368.8      $ 

376.2      $ 
0.9     
3.0     
(2.2)    
(4.1)    
—     
373.8      $ 

356.0    
1.6    
35.1    
(0.4)   
(8.3)   
(7.8)   
376.2    

Included in the balance of unrecognized tax benefits as of February 27, 2021, February 29, 2020 and February 23, 
2019 are tax positions of $277.4 million, $268.2 million and $267.7 million, respectively, which would reduce the 
Company's effective tax rate if recognized in future periods. Of the $277.4 million that could impact tax expense, 
the  Company  has  recorded  $7.2 million  of  indemnification  assets  that  would  offset  any  future  recognition. As  of 
February 27, 2021, the Company is no longer subject to federal income tax examinations for the fiscal years prior to 
2012  and  in  most  states,  is  no  longer  subject  to  state  income  tax  examinations  for  fiscal  years  before  2007.  The 
Company recognizes accrued interest and penalties related to unrecognized tax benefits as a component of income 
tax expense. The Company recognized expense related to interest and penalties, net of settlement adjustments, of 
$8.2 million, $9.6 million and $1.8 million for fiscal 2020, fiscal 2019 and fiscal 2018, respectively.  

The  Company  believes  it  is  reasonably  possible  that  the  reserve  for  uncertain  tax  positions  may  be  reduced  by 
approximately $121.5 million in the next 12 months due to ongoing tax examinations and expiration of statutes of 
limitations. 

NOTE 12 - EMPLOYEE BENEFIT PLANS AND COLLECTIVE BARGAINING AGREEMENTS  

Employer Sponsored Pension Plans 

The Company sponsors a defined benefit pension plan (the "Safeway Plan") for substantially all of its employees 
under the Safeway banners not participating in multiemployer pension plans. Effective April 1, 2015, the Company 
implemented  a  soft  freeze  of  the  Safeway  Plan. A  soft  freeze  means  that  all  existing  employees  as  of  March  31, 
2015 then participating remained in the Safeway Plan, but any new non-union employees hired after that date would 
instead  earn  retirement  benefits  under  an  enhanced  401(k)  program.  On  December  30,  2018,  the  Company 
implemented a hard freeze of non-union benefits of employees of the Safeway Plan and all future benefit accruals 
for non-union employees ceased as of that date. Instead, non-union participants earned retirement benefits under the 
Company's  401(k)  plans.  The  Safeway  Plan  continues  to  remain  fully  open  to  union  employees  and  past  service 
benefits, including future interest credits, for non-union employees continue to be accrued under the Safeway Plan. 

The  Company  sponsors  a  defined  benefit  pension  plan  (the  "Shaw's  Plan")  covering  union  employees  under  the 
Shaw's banner. Under the United banner, the Company sponsors a frozen plan (the "United Plan") covering certain 
United  employees  and  an  unfunded  Retirement  Restoration  Plan  that  provides  death  benefits  and  supplemental 
income payments for certain executives after retirement. 

Other Post-Retirement Benefits 

In  addition  to  the  Company's  pension  plans,  the  Company  provides  post-retirement  medical  and  life  insurance 
benefits  to  certain  employees.  Retirees  share  a  portion  of  the  cost  of  the  post-retirement  medical  plans.  The 
Company pays all the cost of the life insurance plans. The plans are unfunded. 

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The following table provides a reconciliation of the changes in the retirement plans' benefit obligation and fair value 
of  assets  over  the  two-year  period  ended  February 27,  2021  and  a  statement  of  funded  status  as  of  February 27, 
2021 and February 29, 2020 (in millions): 

Change in projected benefit obligation: 

Beginning balance 
Service cost 
Interest cost 
Actuarial loss (gain) 
Plan participant contributions 
Benefit payments (including settlements) 
Plan amendments 

Ending balance 

Change in fair value of plan assets: 

Beginning balance 
Actual return on plan assets 
Employer contributions 
Plan participant contributions 
Benefit payments (including settlements) 

Ending balance 

Components of net amount recognized in financial 

position: 
Other current liabilities  
Other long-term liabilities 

Funded status 

Pension 

Other Post-Retirement 
Benefits 

February 27, 
2021 

February 29, 
2020 

February 27, 
2021 

February 29, 
2020 

$ 

$ 

$ 

$ 

$ 

$ 

2,516.2      $ 
15.7     
48.6     
11.9     
—     
(221.9)    
—     
2,370.5      $ 

1,743.7      $ 
361.2     
58.6     
—     
(221.9)    
1,941.6      $ 

2,325.8      $ 
14.7     
80.6     
315.1     
—     
(218.9)    
(1.1)    
2,516.2      $ 

1,847.0      $ 
106.2     
9.4     
—     
(218.9)    
1,743.7      $ 

20.9      $ 
—     
0.4     
1.3     
0.2     
(1.6)    
—     
21.2      $ 

—      $ 
—     
1.4     
0.2     
(1.6)    

—      $ 

23.8    
0.6    
0.7    
(2.6)   
0.4    
(2.0)   
—    
20.9    

—    
—    
1.6    
0.4    
(2.0)   
—    

(6.3)     $ 

(422.6)    
(428.9)     $ 

(6.7)     $ 

(765.8)    
(772.5)     $ 

(2.8)     $ 
(18.4)    
(21.2)     $ 

(2.5)   
(18.4)   
(20.9)   

The actuarial loss related to the projected benefit obligation for fiscal 2020 was immaterial. The actuarial loss for 
fiscal 2019 related to the projected benefit obligation was primarily driven by a decrease in discount rates. 

Amounts recognized in Accumulated other comprehensive income (loss) consisted of the following (in millions): 

Net actuarial (gain) loss 
Prior service cost 

Pension 

Other Post-Retirement 
Benefits 

February 27, 
2021 

February 29, 
2020 

February 27, 
2021 

February 29, 
2020 

$ 

$ 

(76.7)     $ 
1.4     
(75.3)     $ 

170.4      $ 
1.6     
172.0      $ 

(8.4)     $ 
—     
(8.4)     $ 

(10.3)   
1.9    
(8.4)   

Information for the Company's pension plans, all of which have an accumulated benefit obligation in excess of plan 
assets as of February 27, 2021 and February 29, 2020, is shown below (in millions): 

Projected benefit obligation 
Accumulated benefit obligation 
Fair value of plan assets 

100 

February 27, 
2021 

February 29, 
2020 

$ 

2,370.5      $ 
2,366.4     
1,941.6     

2,516.2    
2,513.4    
1,743.7    

 
 
 
 
 
 
 
 
 
  
  
  
 
 
  
  
  
 
  
  
  
 
 
  
  
  
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
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The following table provides the components of net pension and post retirement (income) expense for the retirement 
plans and other changes in plan assets and benefit obligations recognized in Other comprehensive income (loss) (in 
millions): 

Pension 

Other Post-Retirement 
Benefits 

Fiscal 
 2020 

Fiscal 
 2019 

Fiscal 
 2020 

Fiscal 
 2019 

Components of net (income) expense: 
Estimated return on plan assets 
Service cost 
Interest cost 
Amortization of prior service cost 
Amortization of net actuarial loss (gain)  
(Income) loss due to settlement accounting 
(Income) expense, net 

$ 

(103.9)     $ 
15.7     
48.6     
0.2     
2.0     
(0.7)    
(38.1)    

(110.1)     $ 
14.7     
80.6     
0.4     
0.5     
7.4     
(6.5)    

Changes in plan assets and benefit obligations 

recognized in Other comprehensive income (loss): 

Net actuarial (gain) loss 
Settlement income (loss) 
Amortization of net actuarial (loss) gain 
Prior service cost 
Amortization of prior service cost 
Total recognized in Other comprehensive income 

(loss) 

Total net expense and changes in plan assets and 

benefit obligations recognized in Other 
comprehensive income (loss)  

(245.8)    
0.7     
(2.0)    
—     
(0.2)    

(247.3)    

318.9     
(7.4)    
(0.5)    
(1.1)    
(0.4)    

309.5     

—      $ 
—     
0.4     
1.9     
(0.6)    
—     
1.7     

1.3     
—     
0.6     
—     
(1.9)    

—     

—    
0.6    
0.7    
3.7    
(0.5)   
—    
4.5    

(2.6)   
—    
0.5    
—    
(3.7)   

(5.8)   

$ 

(285.4)     $ 

303.0      $ 

1.7      $ 

(1.3)   

Prior  service  costs  are  amortized  on  a  straight-line  basis  over  the  average  remaining  service  period  of  active 
participants.  When  the  accumulation  of  actuarial  gains  and  losses  exceeds  10%  of  the  greater  of  the  projected 
benefit  obligation  and  the  fair  value  of  plan  assets,  the  excess  is  amortized  over  either  the  average  remaining 
lifetime of all participants or the average remaining service period of active participants. No significant prior service 
costs or estimated net actuarial gain or loss is expected to be amortized from Other comprehensive income (loss) 
into periodic benefit cost during fiscal 2021.  

Assumptions 

The  weighted  average  actuarial  assumptions  used  to  determine  year-end  projected  benefit  obligations  for  pension 
plans were as follows: 

Discount rate 
Rate of compensation increase 
Cash balance plan interest crediting rate 

February 27, 
2021 

February 29, 
2020 

2.84  %  
3.01  %  
2.35  %  

2.83  % 
3.02  % 
2.40  % 

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The weighted average actuarial assumptions used to determine net periodic benefit costs for pension plans were as 
follows:  

Discount rate 
Expected return on plan assets 
Cash balance plan interest crediting rate 

February 27, 
2021 

February 29, 
2020 

2.83  %  
6.18  %  
2.40  %  

4.17  % 
6.36  % 
3.05  % 

On  February  28,  2021,  the  Company  adopted  the  new  MP-2020  mortality  improvement  projection  scale  which 
assumes  an  improvement  in  life  expectancy  at  a  marginally  slower  rate  than  the  MP-2019  projection  scale.  The 
change  in  mortality  assumption  and  future  mortality  improvement  resulted  in  an  immaterial  decrease  in  the 
Company's current year benefit obligations and future expenses. 

The  Company  has  adopted  and  implemented  an  investment  policy  for  the  defined  benefit  pension  plans  that 
incorporates  a  strategic  long-term  asset  allocation  mix  designed  to  meet  the  Company's  long-term  pension 
requirements.  This  asset  allocation  policy  is  reviewed  annually  and,  on  a  regular  basis,  actual  allocations  are 
rebalanced  to  the  prevailing  targets.  The  investment  policy  also  emphasizes  the  following  key  objectives: 
(1) maintaining  a  diversified  portfolio  among  asset  classes  and  investment  styles;  (2) maintaining  an  acceptable 
level of risk in pursuit of long-term economic benefit; (3) maximizing the opportunity for value-added returns from 
active  investment  management  while  establishing  investment  guidelines  and  monitoring  procedures  for  each 
investment  manager  to  ensure  the  characteristics  of  the  portfolio  are  consistent  with  the  original  investment 
mandate; and (4) maintaining adequate controls over administrative costs. 

The following table summarizes actual allocations for the Safeway Plan which had approximately $1,597 million in 
plan assets as of February 27, 2021:  

Asset category 
Equity 
Fixed income 
Cash and other 

Total 

  Target 
65% 
35% 
  —% 
100% 

Plan Assets 

February 27, 
2021 

February 29, 
2020 

68.3  %  
31.2  %  
0.5  %  
100.0  %  

64.0  % 
39.2  % 
(3.2) % 
100.0  % 

The following table summarizes the actual allocations for the Shaw's Plan which had approximately $302 million in 
plan assets as of February 27, 2021: 

Asset category 
Equity 
Fixed income 
Cash and other 

Total 

  Target 
65% 
35% 
  —% 
100% 

Plan Assets 

February 27, 
2021 

February 29, 
2020 

69.2  %  
28.2  %  
2.6  %  
100.0  %  

64.5  % 
35.4  % 
0.1  % 
100.0  % 

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The following table summarizes the actual allocations for the United Plan which had approximately $43 million in 
plan assets as of February 27, 2021: 

Asset category 
Equity 
Fixed income 
Cash and other 

Total 

  Target (1)  
50% 
50% 
  —% 
100% 

Plan Assets 

February 27, 
2021 

February 29, 
2020 

45.0  %  
55.0  %  
—  %  
100.0  %  

47.8  % 
50.4  % 
1.8  % 
100.0  % 

(1) The  target  market  value  of  equity  securities  for  the  United  Plan  is  50%  of  plan  assets.  If  the  equity  percentage  exceeds 60%  or  drops 

below 40%, the asset allocation is adjusted to target. 

Expected return on pension plan assets is based on historical experience of the Company's portfolios and the review 
of projected returns by asset class on broad, publicly traded equity and fixed-income indices, as well as target asset 
allocation.  

Pension Plan Assets 

The  fair  value  of  the  Company's  pension  plan  assets  as  of  February 27,  2021,  excluding  pending  transactions  of 
$76.1 million payable to an intermediary agent, by asset category are as follows (in millions):  

Asset category 

Cash and cash equivalents (1) 
Short-term investment collective trust 
(2) 
Common and preferred stock: (3) 

Domestic common and preferred 

stock 

International common stock 

Collective trust funds (2) 
Corporate bonds (4) 
Mortgage- and other asset-backed 

securities (5) 
Mutual funds (6) 
U.S. government securities (7) 
Other securities (8) 

Total 

Fair Value Measurements 

Quoted Prices in 
Active Markets 
for Identical 
Assets  
(Level 1) 

Significant 
Observable 
Inputs  
(Level 2) 

Significant 
Unobservable 
Inputs  
(Level 3) 

Assets 
Measured 
at NAV 

15.3      $ 

(10.0)     $ 

—     

63.1     

—      $ 

—     

—    

—    

169.8     
56.3     
—     
—     

—     
178.7     
—     
—     
420.1      $ 

—     
—     
—     
120.9     

34.1     
61.0     
282.0     
25.2     
576.3      $ 

—     
—     
—     
—     

—    
—    
868.6    
—    

—    
—     
—     
106.7    
—     
—    
—     
46.0    
—      $  1,021.3    

  Total 
  $ 

5.3      $ 

63.1     

169.8     
56.3     
868.6     
120.9     

34.1     
346.4     
282.0     
71.2     

  $ 2,017.7      $ 

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(1) The carrying value of these items approximates fair value. 

(2) These investments are valued based on the Net Asset Value ("NAV") of the underlying investments and are provided by the fund issuers. 

There are no unfunded commitments or redemption restrictions for these funds. 

(3) The fair value of common stock is based on the exchange quoted market prices. When quoted prices are not available for identical stock, 

an industry valuation model is used which maximizes observable inputs. 

(4) The fair value of corporate bonds is generally based on yields currently available on comparable securities of the same or similar issuers 
with similar credit ratings and maturities. When quoted prices are not available for identical or similar bonds, the fair value is based upon 
an industry valuation model, which maximizes observable inputs. 

(5) The fair value of mortgage- and other asset-backed securities is generally based on yields currently available on comparable securities of 
the same or similar issuers with similar credit ratings and maturities. When quoted prices are not available for comparable securities, the 
fair value is based upon an industry valuation model which maximizes observable inputs. 

(6) These investments are open-ended mutual funds that are registered with the SEC which are valued using the NAV. The NAV of the mutual 
funds  is  a  published  price  in  an  active  market.  The  NAV  is  determined  once  a  day  after  the  closing  of  the  exchange  based  upon  the 
underlying  assets  in  the  fund,  less  the  fund's  liabilities,  expressed  on  a  per-share  basis.  There  are  no  unfunded  commitments,  or 
redemption restrictions for these funds, and the funds are required to transact at the published price. 

(7) The fair value of U.S. government securities is based on quoted market prices when available. When quoted prices are not available, the 
fair value of U.S. government securities is based on yields currently available on comparable securities or on an industry valuation model 
which maximizes observable inputs. 

(8) Level 2 Other securities, which consist primarily of U.S. municipal bonds, foreign government bonds and foreign agency securities are 
valued based on yields currently available on comparable securities of issuers with similar credit ratings. Also included in Other securities 
is  a  commingled  fund  valued  based  on  the  NAV  of  the  underlying  investments  and  is  provided  by  the  issuer  and  exchange-traded 
derivatives that are valued based on quoted prices in an active market for identical derivatives, assets and liabilities. Funds meeting the 
practical expedient are included in the Assets Measured at NAV column. Exchange-traded derivatives are valued based on quoted prices in 
an  active  market  for  identical  derivatives  assets  and  liabilities.  Non-exchange-traded  derivatives  are  valued  using  industry  valuation 
models, which maximize observable inputs, such as interest-rate yield curve data, foreign exchange rates and applicable spot and forward 
rates.  

The  fair  value  of  the  Company's  pension  plan  assets  as  of  February 29,  2020,  excluding  pending  transactions  of 
$95.1 million payable to an intermediary agent, by asset category are as follows (in millions):  

Asset category 

Cash and cash equivalents (1) 
Short-term investment collective trust 
(2) 
Common and preferred stock: (3) 

Domestic common and preferred 

stock 

International common stock 

Collective trust funds (2) 
Corporate bonds (4) 
Mortgage- and other asset-backed 

securities (5) 
Mutual funds (6) 
U.S. government securities (7) 
Other securities (8) 

Total 

Fair Value Measurements 

Quoted Prices in 
Active Markets 
for Identical 
Assets  
(Level 1) 

Significant 
Observable 
Inputs  
(Level 2) 

Significant 
Unobservable 
Inputs  
(Level 3) 

Assets 
Measured 
at NAV 

3.4      $ 

2.9      $ 

—     

37.4     

167.8     
57.8     
—     
—     

—     
138.4     
—     
—     
367.4      $ 

—     
—     
—     
135.9     

45.0     
22.7     
359.0     
12.1     
615.0      $ 

—      $ 

—     

—     
—     
—     
—     

—     
—     
—     
—     
—      $ 

—    

—    

—    
—    
710.6    
—    

—    
110.9    
—    
34.9    
856.4    

  Total 
  $ 

6.3      $ 

37.4     

167.8     
57.8     
710.6     
135.9     

45.0     
272.0     
359.0     
47.0     

  $ 1,838.8      $ 

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(1) The carrying value of these items approximates fair value. 

(2)  These  investments  are  valued  based  on  the  NAV  of  the  underlying  investments  and  are  provided  by  the  fund  issuers.  There  are  no 

unfunded commitments or redemption restrictions for these funds. 

(3) The fair value of common stock is based on the exchange quoted market prices. When quoted prices are not available for identical stock, 

an industry valuation model is used which maximizes observable inputs. 

(4) The fair value of corporate bonds is generally based on yields currently available on comparable securities of the same or similar issuers 
with similar credit ratings and maturities. When quoted prices are not available for identical or similar bonds, the fair value is based upon 
an industry valuation model, which maximizes observable inputs. 

(5) The fair value of mortgage- and other asset-backed securities is generally based on yields currently available on comparable securities of 
the same or similar issuers with similar credit ratings and maturities. When quoted prices are not available for comparable securities, the 
fair value is based upon an industry valuation model which maximizes observable inputs. 

(6) These investments are open-ended mutual funds that are registered with the SEC which are valued using the NAV. The NAV of the mutual 
funds  is  a  published  price  in  an  active  market.  The  NAV  is  determined  once  a  day  after  the  closing  of  the  exchange  based  upon  the 
underlying  assets  in  the  fund,  less  the  fund's  liabilities,  expressed  on  a  per-share  basis.  There  are  no  unfunded  commitments,  or 
redemption restrictions for these funds, and the funds are required to transact at the published price. 

(7) The fair value of U.S. government securities is based on quoted market prices when available. When quoted prices are not available, the 
fair value of U.S. government securities is based on yields currently available on comparable securities or on an industry valuation model 
which maximizes observable inputs. 

(8) Level 2 Other securities, which consist primarily of U.S. municipal bonds, foreign government bonds and foreign agency securities are 
valued based on yields currently available on comparable securities of issuers with similar credit ratings. Also included in Other securities 
is  a  commingled  fund  valued  based  on  the  NAV  of  the  underlying  investments  and  is  provided  by  the  issuer  and  exchange-traded 
derivatives that are valued based on quoted prices in an active market for identical derivatives, assets and liabilities. Funds meeting the 
practical expedient are included in the Assets Measured at NAV column. Exchange-traded derivatives are valued based on quoted prices in 
an  active  market  for  identical  derivatives  assets  and  liabilities.  Non-exchange-traded  derivatives  are  valued  using  industry  valuation 
models, which maximize observable inputs, such as interest-rate yield curve data, foreign exchange rates and applicable spot and forward 
rates. 

Contributions 

In  fiscal  2020,  fiscal  2019  and  fiscal  2018,  the  Company  contributed  $60.0  million,  $11.0  million  and  $199.3 
million, respectively, to its pension and post-retirement plans. The Company's funding policy for the defined benefit 
pension plan is to contribute the minimum contribution required under the Employee Retirement Income Security 
Act of 1974, as amended, and other applicable laws as determined by the Company's external actuarial consultant. 
At  the  Company's  discretion,  additional  funds  may  be  contributed  to  the  defined  benefit  pension  plans.  The 
Company's fiscal 2018 contributions include $150.0 million of additional discretionary contributions to reduce the 
Pension Benefit Guaranty Corporation ("PBGC") premium costs and improve the overall funded status of the plans. 
The  Company  expects  to  contribute  $64.6  million  to  its  pension  and  post-retirement  plans  in  fiscal  2021.  The 
Company  will  recognize  contributions  in  accordance  with  applicable  regulations,  with  consideration  given  to 
recognition for the earliest plan year permitted.  

Estimated Future Benefit Payments 

The following benefit payments, which reflect expected future service as appropriate, are expected to be paid (in 
millions): 

2021 
2022 
2023 
2024 
2025 
2026 – 2030 

Pension Benefits 

  Other Benefits 

$ 

190.3      $ 
182.8     
177.3     
191.8     
272.7     
679.2     

2.8    
2.7    
2.4    
2.2    
1.9    
6.3    

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Multiemployer Pension Plans 

The  Company  currently  contributes  to  27  multiemployer  pension  plans.  These  multiemployer  plans  generally 
provide retirement benefits to participants based on their service to contributing employers. The benefits are paid 
from assets held in trust for that purpose. Plan trustees typically are responsible for determining the level of benefits 
to  be  provided  to  participants,  the  investment  of  the  assets  and  plan  administration.  Expense  is  recognized  in 
connection with these plans as contributions are funded.  

The risks of participating in these multiemployer plans are different from the risks associated with single-employer 
plans in the following respects: 

•  Assets  contributed  to  the  multiemployer  plan  by  one  employer  may  be  used  to  provide  benefits  to 

employees of other participating employers. 

•  Though  the  unfunded  obligations  of  a  multiemployer  plan  are  not  a  liability  of  the  Company,  if  a 
participating employer stops contributing to the plan, the unfunded obligations of the plan may be borne by 
the remaining participating employers.  

•  With respect to some multiemployer plans, if the Company chooses to stop participating, or makes market 
exits or store closures or otherwise has participation in the plan fall below certain levels, the Company may 
be required to pay the plan an amount based on the underfunded status of the plan, referred to as withdrawal 
liability. The Company generally records the actuarially determined liability at an undiscounted amount. 

The Company's participation in these plans is outlined in the table below. The EIN-Pension Plan Number column 
provides  the  Employer  Identification  Number  ("EIN")  and  the  three-digit  plan  number,  if  applicable.  Unless 
otherwise noted, the most recent Pension Protection Act of 2006 ("PPA") zone status available for fiscal 2020 and 
fiscal 2019 is for the plan's year ending at December 31, 2019 and December 31, 2018, respectively. The zone status 
is  based  on  information  received  from  the  plans  and  is  certified  by  each  plan's  actuary.  The  FIP/RP  Status 
Pending/Implemented column indicates plans for which a funding improvement plan ("FIP") or a rehabilitation plan 
("RP") is either pending or has been implemented by the plan trustees.  

The  following  tables  contain  information  about  the  Company's  multiemployer  plans.  Certain  plans  have  been 
aggregated  in  the  Other  funds  line  in  the  following  table,  as  the  contributions  to  each  of  these  plans  are  not 
individually material.  

106 

 
 
 
 
 
 
Table of Contents 

Pension Protection Act 
zone status (1) 

Pension fund 
UFCW-Northern California Employers Joint Pension 

Trust Fund 

EIN - PN 

946313554 - 001 

2020 

Red 

2019 

Red 

Western Conference of Teamsters Pension Plan 

916145047 - 001 

Green 

Green 

Southern California United Food & Commercial 

Workers Unions and Food Employers Joint Pension 
Plan (4) 

Food Employers Labor Relations Association and 

United Food and Commercial Workers Pension Fund 
(8) 

Sound Retirement Trust (6) 

Bakery and Confectionery Union and Industry 

International Pension Fund 

UFCW Union and Participating Food Industry 

Employers Tri-State Pension Fund 

951939092 - 001 

526128473 - 001 

916069306 - 001 

526118572 - 001 

236396097 - 001 

Red 

Red 

Red 

Red 

Red 

Red 

Red 

Red 

Red 

Red 

Rocky Mountain UFCW Unions & Employers Pension 

Plan 

846045986 - 001 

Green 

Green 

UFCW Local 152 Retail Meat Pension Fund (5) 

236209656 - 001 

Red 

Red 

Desert States Employers & UFCW Unions Pension 

Plan 

846277982 - 001 

Green 

Green 

UFCW International Union - Industry Pension Fund 

(5)(9) 

Mid Atlantic Pension Fund (8) 

Retail Food Employers and UFCW Local 711 Pension 

Trust Fund 

516055922 - 001 

Green 

461000515 - 001 

Green 

516031512 - 001 

Red 

Green 

Green 

Red 

Oregon Retail Employees Pension Trust 

936074377 - 001 

Green 

Green 

Intermountain Retail Store Employees Pension Trust 

(7) 

916187192 - 001 

Red 

Red 

Company's 5% of total 
plan contributions 
2018 
2019 

FIP/RP status 
pending/implemented 

Yes 

No 

Yes 

Yes 

Yes 

Yes 

Yes 

Yes 

Yes 

Yes 

Yes 

Yes 

Yes 

Yes 

Yes 

Yes 

No 

Yes 

Yes 

Yes 

Yes 

Yes 

Yes 

Yes 

Yes 

Yes 

Yes 

Yes 

Yes 

Yes 

Implemented 

No 

Implemented 

Implemented 

Implemented 

Implemented 

Implemented 

No 

Implemented 

No 

No 

No 

Implemented 

No 

Implemented 

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Pension fund 
UFCW-Northern California Employers 

Joint Pension Trust Fund 

Contributions of Company 
(in millions) 
2020 
2019 
$ 123.2    $ 103.8    $ 104.4    

2018 

Western Conference of Teamsters Pension 

Plan 

66.9    

64.9    

63.7   

Southern California United Food & 
Commercial Workers Unions and Food 
Employers Joint Pension Plan (4) 

Food Employers Labor Relations 

Association and United Food and 
Commercial Workers Pension Fund (8) 

133.7     116.1     108.4   

19.3    

18.8    

20.4   

Sound Retirement Trust (6) 

53.8    

44.3    

39.1   

Bakery and Confectionery Union and 
Industry International Pension Fund 

18.7    

18.5    

17.4   

UFCW Union and Participating Food 

Industry Employers Tri-State Pension 
Fund 

12.0    

14.9    

14.0   

Rocky Mountain UFCW Unions & 

Employers Pension Plan 

15.5    

12.3    

10.8   

UFCW Local 152 Retail Meat Pension 

Fund (5) 

11.1    

10.9    

10.8   

Desert States Employers & UFCW 

Unions Pension Plan 

UFCW International Union - Industry 

Pension Fund (5)(9) 

Mid Atlantic Pension Fund (8) 

Retail Food Employers and UFCW Local 

711 Pension Trust Fund 

8.9    

8.9    

9.1   

4.6    

9.5    

13.1   

7.3    

8.6    

7.4    

7.3    

6.6   

7.1   

Oregon Retail Employees Pension Trust 

10.0    

8.9    

7.6   

Intermountain Retail Store Employees 

Pension Trust (7) 

6.9    

5.8    

4.8   

Surcharge 
imposed (2) 

No 

No 

No 

No 

No 

No 

No 

No 

No 

No 

No 

No 

No 

No 

No 

Expiration date 
of collective 
bargaining 
agreements 
8/3/2019 to 
10/9/2021 

Total 
collective 
bargaining 
agreements 
83 

3/4/2020 to 
9/21/2025 

3/11/2018 to 
3/6/2026 

10/26/2019 to 
2/24/2024 

5/4/2019 to 
1/20/2024 
9/3/2011 to 
3/9/2024 

3/28/2020 to 
2/1/2024 

11/23/2019 to 
11/26/2022 

5/2/2024 

10/24/2020 to 
11/5/2022 

8/3/2019 to 
7/13/2024 

(8) 

5/19/2018 to 
12/17/2023 

7/31/2021 to 
11/12/2022 

5/19/2013 to 
4/8/2023 

51 

43 

21 

119 

107 

6 

85 

4 

16 

20 

(8) 

7 

142 

56 

Most significant collective 
bargaining agreement(s)(3) 
Expiration 
Count 

78 

10 

41 

15 

14 

33 

2 

27 

4 

13 

6 

(8) 

4 

25 

13 

10/9/2021 

9/21/2025 

3/6/2022 

10/28/2023 

5/7/2022 

9/6/2020 

3/28/2020 

2/19/2022 

5/2/2024 

10/24/2020 

6/11/2022 

(8) 

3/5/2022 

1/29/2022 

4/4/2020 

Other funds  

Total Company contributions to U.S. 
multiemployer pension plans 

23.5    

17.0    

13.8    
$ 524.0    $ 469.3    $ 451.1     

(1) PPA established three categories (or "zones") of plans: (1) "Green Zone" for healthy; (2) "Yellow Zone" for endangered; and (3) "Red 

Zone" for critical. These categories are based upon multiple factors, including the funding ratio of the plan assets to plan liabilities. 

(2) Under the PPA, a surcharge may be imposed when employers make contributions under a collective bargaining agreement that is not in 
compliance  with  a  rehabilitation  plan. As  of  February 27,  2021,  the  collective  bargaining  agreements  under  which  the  Company  was 
making contributions were in compliance with rehabilitation plans adopted by the applicable pension fund. 

(3) These  columns  represent  the  number  of  most  significant  collective  bargaining  agreements  aggregated  by  common  expiration  dates  for 

each of the pension funds listed above. 

(4) The information for this fund was obtained from the Form 5500 filed for the plan's year-end at March 31, 2020 and March 31, 2019. 

(5) The information for this fund was obtained from the Form 5500 filed for the plan's year-end at June 30, 2019 and June 30, 2018. 

(6) The information for this fund was obtained from the Form 5500 filed for the plan's year-end at September 30, 2019 and September 30, 

2018. 

(7) The information for this fund was obtained from the Form 5500 filed for the plan's year-end at August 31, 2019 and August 31, 2018. 

(8) As  further  described  below,  effective  December  31,  2020,  the  Mid Atlantic  Pension  Fund  combined  into  the  Food  Employers  Labor 
Relations  Association  and  United  Food  and  Commercial  Workers  Pension  Fund  to  form  the  Combined  Plan,  and  immediately  upon 
combination  the  Company  withdrew  from  the  Combined  Plan  under  the  terms  of  the  agreement  with  the  applicable  local  unions,  the 
largest contributing employer and the PBGC. 

(9) As further described below, effective June 30, 2020, the Company withdrew from the UFCW National Fund. 

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FELRA  and  MAP:  The  Company  was  the  second  largest  contributing  employer  to  the  Food  Employers  Labor 
Relations Association and United Food and Commercial Workers Pension Fund ("FELRA") which was projected by 
FELRA to become insolvent in the first quarter of 2021, and to the Mid-Atlantic UFCW and Participating Pension 
Fund ("MAP"). The Company continued to fund all of its required contributions to FELRA and MAP. 

On  March  5,  2020,  the  Company  agreed  with  the  two  applicable  local  unions  to  new  collective  bargaining 
agreements  pursuant  to  which  the  Company  contributes  to  FELRA  and  MAP.  These  agreements  were  subject  to 
final approval by the Pension Benefit Guaranty Corporation ("PBGC"), the local unions and the largest contributing 
employer,  which  was  reached  on  December  31,  2020.  In  connection  with  these  final  agreements,  to  address  the 
pending  insolvency  of  FELRA,  the  Company  and  the  two  local  unions,  along  with  the  largest  contributing 
employer,  agreed  to  combine  MAP  into  FELRA  (the  "Combined  Plan")  on  December  31,  2020. As  a  result,  the 
Company  withdrew  from  the  Combined  Plan  under  the  terms  of  the  agreement  with  the  applicable  unions,  the 
largest contributing employer and the PBGC and received a release of all withdrawal liability and mass withdrawal 
liability  from  FELRA,  MAP,  the  Combined  Plan  and  the  PBGC.  Commencing  February  2021,  the  Company  is 
required  to  annually  pay  $23.2  million  to  the  Combined  Plan  for  the  next  25  years.  This  payment  replaces  the 
Company's previous annual contribution to both FELRA and MAP. In addition to the $23.2 million annual payment, 
the  Company  will  begin  to  contribute  to  a  new  multiemployer  pension  plan  limited  to  providing  benefits  to  the 
former participants in MAP and FELRA in excess of the benefits the PBGC insures under law (the "Excess Plan"). 
These contributions are expected to commence in June 2022 and are currently expected to be $13.7 million annually 
for 10 years. The Company recorded a non-cash pre-tax charge of $607.2 million ($449.4 million, net of tax) in the 
fourth quarter of fiscal 2020 to record the pension obligation for these benefits earned for prior service. The pension 
obligation  was  determined  using  a  risk-free  rate  commensurate  with  the  respective  payment  term  related  to  the 
Combined Plan and the Excess Plan. Furthermore, the Company is also establishing and will contribute to a new 
Variable Annuity  Pension  Plan  (the  "Combined  VAPP")  that  provides  benefits  to  participants  for  future  services, 
effective January 1, 2021. The Company will contribute approximately $4 million to the Combined VAPP to fund 
certain administrative expenses and establish a stabilization reserve for the Combined VAPP. 

The  recently  enacted  ARP  Act  establishes  a  special  financial  assistance  program  for  financially  troubled 
multiemployer  pension  plans  and  although  the  special  assistance  financial  assistance  will  have  no  impact  on  the 
Company's  $23.2  million  payment  obligation  to  the  Combined  Plan,  the  Company  is  currently  evaluating  any 
potential favorable impact the special financial assistance may have on the $13.7 million annual payment obligation 
to the Excess Plan. Significant uncertainty remains in determining how the special assistance program will work. 
The  PBGC  is  expected  to  issue  guidance  or  regulations  within  120  days  of  enactment  and  the  determination  of 
favorable financial relief, if any, for the Excess Plan is still to be determined. 

National Fund: On July 21, 2020, the Company announced that it had entered into a tentative agreement with the 
trustees of the United Food and Commercial Workers International Union ("UFCW") Union-Industry Pension Fund 
("National Fund"), providing that the Company will permanently cease to have any obligation to contribute to the 
National Fund, a multiemployer pension plan, and will completely withdraw from the National Fund, effective as of 
June  30,  2020.  The  Company  and  nine  UFCW  local  unions  entered  into  a  Memorandum  of  Understanding  that 
permitted  the  withdrawal  and  required  the  establishment  of  a  new  Variable Annuity  Pension  Plan  (the  "National 
VAPP") that will provide benefits to participants for future services, effective as of July 1, 2020. On November 30, 
2020, these agreements became effective upon ratification by the membership of each of these nine local unions and 
the related agreements with the local unions whose members participate in the National Fund and are employed by 
the two largest contributors to the National Fund. As a result, the Company will pay, by June 2023, an aggregate of 
$285.7  million  to  the  National  Fund,  in  full  satisfaction  of  the  Company's  withdrawal  liability  amount  and  mass 
withdrawal liability amount. The Company has paid $147.3 million as of the end of fiscal 2020 and will pay the 
remaining amount in two installments over the next 27 months, any portion of which may be prepaid, in whole or in 
part. The  Company  will  also  pre-fund  a  transition  reserve  in  the  National VAPP  to  support  certain  grandfathered 
participants  by  making  a  payment  in  the  first  quarter  of  fiscal  2021  of  approximately  $8  million  to  the  National 

109 

 
 
 
 
 
 
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VAPP. The Company recorded a pre-tax charge of approximately $285.7 million ($213.0 million, net of tax) in the 
third quarter of fiscal 2020 to record the withdrawal liability. 

Midwest  Plan:  As  a  part  of  the  Safeway  acquisition,  the  Company  assumed  withdrawal  liabilities  related  to 
Safeway's 2013 closure of its Dominick's division. The Company recorded a $221.8 million multiemployer pension 
withdrawal liability related to Safeway's withdrawal from these plans. One of the plans, the UFCW & Employers 
Midwest Pension Fund (the "Midwest Plan"), had asserted the Company may be liable for mass withdrawal liability, 
if the plan had a mass withdrawal, in addition to the liability the Midwest Plan already had assessed. The Company 
disputed that the Midwest Plan would have the right to assess mass withdrawal liability on the Company and the 
Company  also  disputed  in  arbitration  the  amount  of  the  withdrawal  liability  the  Midwest  Plan  had  assessed.  On 
March 12, 2020, the Company agreed to a settlement of these matters and the withdrawal liability with the Midwest 
Plan's Board of Trustees. As a result of the settlement, the Company agreed to pay $75.0 million, in a lump sum, 
which was paid in the first quarter of fiscal 2020, and forego any amounts already paid to the Midwest Plan. The 
Company  recorded  a  gain  of  $43.3 million  in  the  fourth  quarter  of  fiscal  2019  to  reduce  the  previously  recorded 
estimated withdrawal liability to the settlement amount. 

Collective Bargaining Agreements 

As  of  February 27,  2021,  the  Company  had  approximately  300,000  employees,  of  which  approximately  210,000 
were covered by collective bargaining agreements. During fiscal 2020, collective bargaining agreements covering 
approximately  27,000  employees  were  renegotiated.  Collective  bargaining  agreements  covering  approximately 
67,000 employees have expired or are scheduled to expire in fiscal 2021.  

Multiemployer Health and Welfare Plans 

The Company makes contributions to multiemployer health and welfare plans in amounts specified in the applicable 
collective  bargaining  agreements.  These  plans  provide  medical,  dental,  pharmacy,  vision,  and  other  ancillary 
benefits to active employees and retirees as determined by the trustees of each plan. The majority of the Company's 
contributions cover active employees and as such, may not constitute contributions to a postretirement benefit plan. 
However, the Company is unable to separate contribution amounts to postretirement benefit plans from contribution 
amounts  paid  to  active  employee  plans. Total  contributions  to  multiemployer  health  and  welfare  plans  were  $1.2 
billion, $1.2 billion and $1.3 billion for fiscal 2020, fiscal 2019 and fiscal 2018, respectively. 

Defined Contribution Plans and Supplemental Retirement Plans 

Many  of  the  Company's  employees  are  eligible  to  contribute  a  percentage  of  their  compensation  to  defined 
contribution plans ("401(k) Plans"). Participants in the 401(k) Plans may become eligible to receive a profit-sharing 
allocation in the form of a discretionary Company contribution based on employee compensation. In addition, the 
Company  may  also  provide  matching  contributions  based  on  the  amount  of  eligible  compensation  contributed  by 
the employee. All Company contributions to the 401(k) Plans are made at the discretion of the Company's board of 
directors.  The  Company  provides  supplemental  retirement  benefits  through  a  Company  sponsored  deferred 
executive compensation plan, which provides certain key employees with retirement benefits that supplement those 
provided  by  the  401(k)  Plans.  Total  contributions  for  these  plans  were  $85.8  million,  $63.2  million  and  $45.1 
million for fiscal 2020, fiscal 2019 and fiscal 2018, respectively.  

NOTE 13 - RELATED PARTIES  

In  connection  with  the  Safeway  acquisition,  the  Company  entered  into  a  four-year  management  agreement  with 
Cerberus  Capital  Management,  L.P.  and  the  consortium  of  investors,  which  commenced  on  January 30,  2015, 
requiring  an  annual  management  fee  of  $13.75  million.  The  Company  made  the  final  payment  under  the  initial 
management agreement in the fourth quarter of fiscal 2017. The agreement was extended to cover both fiscal 2018 

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and fiscal 2019, requiring the payment of annual management fees of $13.75 million in each year. The agreement 
was  extended  again  in  fiscal  2020,  payable  in  quarterly  installments,  effective  through  the  IPO  date.  Prior  to  the 
IPO, the Company made one quarterly payment for management fees of $3.4 million in fiscal 2020.  

The  Company  paid  Cerberus  Operations  and Advisory  Company,  LLC  ("COAC"),  an  affiliate  of  Cerberus,  fees 
totaling  approximately  $0.1  million,  $0.3  million  and  $0.5  million  for  fiscal  2020,  fiscal  2019  and  fiscal  2018, 
respectively, for consulting services provided in connection with improving the Company's operations.  

The  Company  paid  Cerberus Technology Solutions  ("CTS"),  an  affiliate  of  Cerberus,  fees  totaling  approximately 
$5.5 million and $4.4 million for fiscal 2020 and fiscal 2019, respectively, for information technology advisory and 
implementation services in connection with modernizing the Company's information systems. The Company paid 
no fees to CTS in fiscal 2018.  

NOTE 14 - COMMITMENTS AND CONTINGENCIES AND OFF BALANCE SHEET ARRANGEMENTS  

Guarantees 

California  Department  of  Industrial  Relations:  On  October 24,  2012,  the  Office  of  Self-Insurance  Plans,  a 
program  within  the  director's  office  of  the  California  Department  of  Industrial  Relations  (the  "DIR"),  notified 
SuperValu,  which  was  then  the  owner  of  NALP,  a  wholly-owned  subsidiary  of  the  Company,  that  additional 
collateral  was  required  to  be  posted  in  connection  with  the  Company's,  and  certain  other  subsidiaries',  California 
self-insured workers' compensation obligations pursuant to applicable regulations. The notice from the DIR stated 
that the additional collateral was required as a result of an increase in estimated future liabilities, as determined by 
the  DIR  pursuant  to  a  review  of  the  self-insured  California  workers'  compensation  claims  with  respect  to  the 
applicable businesses. On January 21, 2014, the Company entered into a Collateral Substitution Agreement with the 
California  Self-Insurers'  Security  Fund  to  provide  collateral.  The  collateral  not  covered  by  the  California  Self-
Insurers' Security Fund is covered by an irrevocable LOC for the benefit of the State of California Office of Self-
Insurance  Plans. The  amount  of  the  LOC  is  adjusted  annually  based  on  semi-annual  filings  of  an  actuarial  study 
reflecting liabilities as of December 31 of each year reduced by claim closures and settlements. The related LOC 
was $40.1 million as of February 27, 2021 and $90.3 million as of February 29, 2020. 

Lease  Guarantees:  The  Company  may  have  liability  under  certain  operating  leases  that  were  assigned  to  third 
parties.  If  any  of  these  third  parties  fail  to  perform  their  obligations  under  the  leases,  the  Company  could  be 
responsible for the lease obligation, including as a result of the economic dislocation caused by the response to the 
COVID-19 pandemic. Because of the wide dispersion among third parties and the variety of remedies available, the 
Company  believes  that  if  an  assignee  became  insolvent,  it  would  not  have  a  material  effect  on  the  Company's 
financial condition, results of operations or cash flows.  

The  Company  also  provides  guarantees,  indemnifications  and  assurances  to  others  in  the  ordinary  course  of  its 
business. 

Legal Proceedings 

The Company is subject from time to time to various claims and lawsuits arising in the ordinary course of business, 
including lawsuits involving trade practices, lawsuits alleging violations of state and/or federal wage and hour laws 
(including alleged violations of meal and rest period laws and alleged misclassification issues), real estate disputes 
as  well  as  other  matters.  Some  of  these  suits  purport  or  may  be  determined  to  be  class  actions  and/or  seek 
substantial  damages.  It  is  the  opinion  of  the  Company's  management  that  although  the  amount  of  liability  with 
respect to certain of the matters described herein cannot be ascertained at this time, any resulting liability of these 
and  other  matters,  including  any  punitive  damages,  will  not  have  a  material  adverse  effect  on  the  Company's 
business or financial condition. 

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The Company continually evaluates its exposure to loss contingencies arising from pending or threatened litigation 
and  believes  it  has  made  provisions  where  the  loss  contingency  can  be  reasonably  estimated  and  an  adverse 
outcome  is  probable.  Nonetheless,  assessing  and  predicting  the  outcomes  of  these  matters  involves  substantial 
uncertainties.  Management  currently  believes  that  the  aggregate  range  of  reasonably  possible  loss  for  the 
Company's  exposure  in  excess  of  the  amount  accrued  is  expected  to  be  immaterial  to  the  Company.  It  remains 
possible  that  despite  management's  current  belief,  material  differences  in  actual  outcomes  or  changes  in 
management's  evaluation  or  predictions  could  arise  that  could  have  a  material  effect  on  the  Company's  financial 
condition, results of operations or cash flows. 

Office of Inspector General: In January 2016, the Company received a subpoena from the Office of the Inspector 
General  of  the  Department  of  Health  and  Human  Services  (the  "OIG")  pertaining  to  the  pricing  of  drugs  offered 
under the Company's MyRxCare discount program and the impact on reimbursements to Medicare, Medicaid and 
TRICARE (the "Government Health Programs"). In particular, the OIG requested information on the relationship 
between the prices charged for drugs under the MyRxCare program and the "usual and customary" prices reported 
by the Company in claims for reimbursements to the Government Health Programs or other third-party payors. The 
Company  cooperated  with  the  OIG  in  the  investigation.  The  Company  is  currently  unable  to  determine  the 
probability of the outcome of this matter or the range of reasonably possible loss, if any. 

Civil Investigative Demands: On December 16, 2016, the Company received a civil investigative demand from the 
United States Attorney for the District of Rhode Island in connection with a False Claims Act ("FCA") investigation 
relating  to  the  Company's  influenza  vaccination  programs.  The  investigation  concerns  whether  the  Company's 
provision of store coupons to its customers who received influenza vaccinations in its store pharmacies constituted 
an improper benefit to those customers under the federal Medicare and Medicaid programs. The Company believes 
that  its  provision  of  the  store  coupons  to  its  customers  is  an  allowable  incentive  to  encourage  vaccinations.  The 
Company cooperated with the U.S. Attorney in the investigation. The Company is currently unable to determine the 
probability of the outcome of this matter or the range of possible loss, if any.  

The Company has received a civil investigative demand dated February 28, 2020 from the United States Attorney 
for the Southern District of New York in connection with an FCA investigation relating to the Company's dispensing 
practices  regarding  insulin  pen  products.  The  investigation  seeks  documents  regarding  the  Company's  policies, 
practices and procedures, as well as dispensing data, among other things. The Company will cooperate with the U.S. 
Attorney in the investigation. The Company is currently unable to determine the probability of the outcome of this 
matter or the range of possible loss, if any. 

Terraza/Lorenz:  Two  lawsuits  were  brought  against  Safeway  and  the  Safeway  Benefits  Plan  Committee  (the 
"Benefit Plans Committee," and together with Safeway, the "Safeway Benefits Plans Defendants") and other third 
parties  alleging  breaches  of  fiduciary  duty  under  the  Employee  Retirement  Income  Security  Act  of  1974,  as 
amended  ("ERISA")  with  respect  to  Safeway's  401(k)  Plan  (the  "Safeway  401(k)  Plan").  On  July  14,  2016,  a 
complaint  ("Terraza")  was  filed  in  the  United  States  District  Court  for  the  Northern  District  of  California  by  a 
participant  in  the  Safeway  401(k)  Plan  individually  and  on  behalf  of  the  Safeway  401(k)  Plan.  An  amended 
complaint was filed on November 18, 2016. On August 25, 2016, a second complaint ("Lorenz") was filed in the 
United  States  District  Court  for  the  Northern  District  of  California  by  another  participant  in  the  Safeway  401(k) 
Plan individually and on behalf of all others similarly situated against the Safeway Benefits Plans Defendants and 
against the Safeway 401(k) Plan's former record-keepers. An amended complaint was filed on September 16, 2016, 
and  a  second  amended  complaint  was  filed  on  November  21,  2016.  In  general,  both  lawsuits  alleged  that  the 
Safeway  Benefits  Plans  Defendants  breached  their  fiduciary  duties  under  ERISA  regarding  the  selection  of 
investments  offered  under  the  Safeway  401(k)  Plan  and  the  fees  and  expenses  related  to  those  investments. All 
parties  filed  summary  judgment  motions  which  were  heard  and  taken  under  submission  on  August  16, 
2018. Plaintiffs' motions were denied, and defendants' motions were granted in part and denied in part. Bench trials 
for  both  matters  were  set  for  May  6,  2019. A  settlement  in  principle  was  reached  before  trial.  On  September  13, 

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2019, settlement papers were filed with the Court along with a motion for preliminary approval of the settlement. A 
hearing  for  preliminary  approval  was  set  for  November  20,  2019,  but  the  Court  vacated  the  hearing.  The  Court 
issued an order on March 30, 2020 requesting some minor changes to the notice procedures, and plaintiffs submitted 
an amended motion for preliminary approval. On September 8, 2020, the Court granted plaintiffs' amended motion, 
and a final approval hearing was held on April 26, 2021 at which time the Court took the matter under submission. 
The Company has recorded an estimated liability for these matters. 

False Claims Act: Two qui tam actions alleging violations of the FCA have been filed against the Company and its 
subsidiaries. Violations of the FCA are subject to treble damages and penalties of up to a specified dollar amount per 
false claim.  

In United States ex rel. Proctor v. Safeway, filed in the U.S. District Court for the Central District of Illinois, the 
relator alleges that Safeway overcharged government healthcare programs by not providing the government, as part 
of its usual and customary prices, the benefit of discounts given to customers in pharmacy membership discount and 
price-matching programs. The relator filed his complaint under seal on November 11, 2011, and the complaint was 
unsealed on August 26, 2015. The relator amended the complaint on March 31, 2016. On June 12, 2020, the Court 
granted Safeway's motion for summary judgment, holding that the relator could not prove that Safeway acted with 
the intent required under the FCA, and judgment was issued on June 15, 2020. On July 10, 2020, the relator filed a 
motion to alter or amend the judgment and to supplement the record, which Safeway opposed. On November 13, 
2020, the Court denied relator's motion, and on December 11, 2020, relator filed a notice of appeal.  

In  United  States  ex  rel.  Schutte  and  Yarberry  v.  SuperValu,  New Albertson's,  Inc.,  et  al.,  also  filed  in  the  Central 
District of Illinois, the relators allege that defendants (including various subsidiaries of the Company) overcharged 
government  healthcare  programs  by  not  providing  the  government,  as  a  part  of  usual  and  customary  prices,  the 
benefit of discounts given to customers who requested that defendants match competitor prices. The complaint was 
originally  filed  under  seal  and  amended  on  November  30,  2015.  On August  5,  2019,  the  Court  granted  relators' 
motion  for  partial  summary  judgment,  holding  that  price-matched  prices  are  the  usual  and  customary  prices  for 
those drugs. On July 1, 2020, the Court granted the defendants' motions for summary judgment and dismissed the 
case,  holding  that  the  relator  could  not  prove  that  defendants  acted  with  the  intent  required  under  the  FCA. 
Judgment  was  issued  on  July  2,  2020.  On  July  9,  2020,  the  relators  filed  a  notice  of  appeal.  The  appeal  is  now 
pending in the Seventh Circuit Court of Appeals. Oral argument was held on January 19, 2021. 

In  both  of  the  above  cases,  the  government  previously  investigated  the  relators'  allegations  and  declined  to 
intervene.  The  relators  elected  to  pursue  their  respective  cases  on  their  own  and  in  each  case  have  alleged  FCA 
damages in excess of $100 million before trebling and excluding penalties. The Company is vigorously defending 
each of these matters and believes each of these cases is without merit. The Company has recorded an estimated 
liability for these matters. 

The  Company  was  also  subject  to  another  FCA  qui  tam  action  entitled  United  States  ex  rel.  Zelickowski  v. 
Albertson's  LLC.  In  that  case,  the  relators  alleged  that  Albertson's  LLC  ("Albertson's")  overcharged  federal 
healthcare programs by not providing the government, as a part of its usual and customary prices to the government, 
the benefit of discounts given to customers who enrolled in the Albertson's discount-club program. The complaint 
was  originally  filed  under  seal  and  amended  on  June  20,  2017.  On  December  17,  2018,  the  case  was  dismissed, 
without prejudice.  

Alaska Attorney General's Investigation:  On May 22, 2018, the Company received a subpoena from the Office 
of  the Attorney  General  for  the  State  of Alaska  (the  "Alaska Attorney  General")  stating  that  the Alaska Attorney 
General has reason to believe the Company has engaged in unfair or deceptive trade practices under Alaska's Unfair 
Trade Practices and Consumer Act and seeking documents regarding the Company's policies, procedures, controls, 
training,  dispensing  practices  and  other  matters  in  connection  with  the  sale  and  marketing  of  opioid  pain 
medications.  The  Company  responded  to  the  subpoena  on  July  30,  2018  and  has  not  received  any  further 

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communication from the Alaska Attorney General. The Company does not currently have a basis to believe it has 
violated  Alaska's  Unfair  Trade  Practices  and  Consumer  Act;  however,  at  this  time,  the  Company  is  unable  to 
determine the probability of the outcome of this matter or estimate a range of reasonably possible loss, if any. 

Opioid Litigation:  The Company is one of dozens of companies that have been named in various lawsuits alleging 
that  defendants  contributed  to  the  national  opioid  epidemic. At  present,  the  Company  is  named  in  over  70  suits 
pending in various state courts as well as in the United States District Court for the Northern District of Ohio, where 
over 2,000 cases have been consolidated as Multi-District Litigation ("MDL") pursuant to 28 U.S.C. §1407. In two 
matters--MDL No. 2804 filed by The Blackfeet Tribe of the Blackfeet Indian Reservation and State of New Mexico 
v. Purdue Pharma L.P., et al.--the Company filed motions to dismiss, which were denied, and the Company has now 
answered the complaints. The MDL cases are stayed pending bellwether trials, and the only active matter is the New 
Mexico action where a September 2021 trial date has been set. The Company is vigorously defending these matters 
and  believes  that  these  cases  are  without  merit. At  this  early  stage  in  the  proceedings,  the  Company  is  unable  to 
determine the probability of the outcome of these matters or the range of reasonably possible loss, if any. 

California Air Resources Board: Upon the inspection by the California Air Resources Board ("CARB") of several 
of  the  Company's  stores  in  California,  it  was  determined  that  the  Company  failed  certain  paperwork  and  other 
administrative requirements. As a result of the inspections, the Company proactively undertook a broad evaluation 
of  the  record  keeping  and  administrative  practices  at  all  of  its  stores  in  California. In  connection  with  this 
evaluation,  the  Company  retained  a  third  party  to  conduct  an  audit  and  correct  deficiencies  identified  across  its 
California  store  base. The  Company  is  working  with  CARB  to  resolve  these  compliance  issues  and  comply  with 
governing regulations, and that work is ongoing. CARB has made an opening demand regarding potential fines and 
penalties. The parties are in negotiations to reach a settlement. The Company has recorded an estimated liability for 
this matter. 

FACTA:  On May 31, 2019, a putative class action complaint entitled Martin v. Safeway was filed in the California 
Superior  Court  for  the  County  of  Alameda,  alleging  the  Company  failed  to  comply  with  the  Fair  and  Accurate 
Credit Transactions Act  ("FACTA")  by  printing  receipts  that  failed  to  adequately  mask  payment  card  numbers  as 
required by FACTA. The plaintiff claims the violation was "willful" and exposes the Company to statutory damages 
provided  for  in  FACTA.  The  Company  has  answered  the  complaint  and  is  vigorously  defending  the  matter.  On 
January 8, 2020, the Company commenced mediation discussions with plaintiff's counsel and reached a settlement 
in  principle  on  February  24,  2020.  The  parties  will  seek  court  approval  of  the  settlement.  The  Company  has 
recorded an estimated liability for this matter. 

Other Commitments 

In the ordinary course of business, the Company enters into various supply contracts to purchase products for resale 
and  purchase  and  service  contracts  for  fixed  asset  and  information  technology  commitments.  These  contracts 
typically  include  volume  commitments  or  fixed  expiration  dates,  termination  provisions  and  other  standard 
contractual considerations.  

NOTE 15 - OTHER COMPREHENSIVE INCOME OR LOSS  

Total  comprehensive  earnings  are  defined  as  all  changes  in  stockholders'  equity  during  a  period,  other  than  those 
from  investments  by  or  distributions  to  stockholders.  Generally,  for  the  Company,  total  comprehensive  income 
equals net income plus or minus adjustments for pension and other post-retirement liabilities and interest rate swaps. 
Total comprehensive earnings represent the activity for a period net of tax 

While total comprehensive earnings are the activity in a period and are largely driven by net earnings in that period, 
accumulated  other  comprehensive  income  or  loss  ("AOCI")  represents  the  cumulative  balance  of  other 

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comprehensive  income,  net  of  tax,  as  of  the  balance  sheet  date.  Changes  in  the AOCI  balance  by  component  are 
shown below (in millions): 

Fiscal 2020 

Total 

Interest rate 
swaps 

Pension and 
Post-retirement 
benefit plan 
items 

Other 

$ 

(118.5)     $ 

—      $ 

(121.7)     $ 

Beginning AOCI balance 
Other comprehensive income (loss) before 

reclassifications 

Amounts reclassified from Accumulated other 

comprehensive income (loss) 

Tax (expense) benefit 
Current-period other comprehensive income 

(loss), net 

Ending AOCI balance 

Beginning AOCI balance 
Cumulative effect of accounting change 
Other comprehensive (loss) income before 

reclassifications 

Amounts reclassified from Accumulated other 

comprehensive income (loss) 

Tax benefit (expense) 
Current-period other comprehensive (loss) 

income, net 

Ending AOCI balance 

$ 

$ 

$ 

242.5     

2.8     
(63.3)    

182.0     
63.5      $ 

244.5     

2.8     
(64.3)    

183.0     
61.3      $ 

—     

—     
—     

—     
—      $ 

Fiscal 2019 

3.2    

(2.0)   

—    
1.0    

(1.0)   
2.2    

Total 

Interest rate 
swaps 

Pension and 
Post-retirement 
benefit plan 
items 

Other 

91.3      $ 
16.6     

3.4      $ 
1.2     

88.8      $ 
14.9     

(356.2)    

(45.8)    

(315.2)    

46.9     
82.9     

(209.8)    
(118.5)     $ 

35.4     
5.8     

(3.4)    

—      $ 

11.5     
78.3     

(210.5)    
(121.7)     $ 

(0.9)   
0.5    

4.8    

—    
(1.2)   

4.1    
3.2    

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NOTE 16 - NET INCOME PER COMMON SHARE  

The Company calculates basic and diluted net income per Class A common share using the two-class method. The 
two-class method is an allocation formula that determines net income per Class A common share for each share of 
Class A  common  stock  and  Convertible  Preferred  Stock,  a  participating  security,  according  to  dividends  declared 
and participation rights in undistributed earnings. Under this method, all earnings (distributed and undistributed) are 
allocated  to  Class A  common  shares  and  Convertible  Preferred  Stock  based  on  their  respective  rights  to  receive 
dividends. The holders of Convertible Preferred Stock participate in cash dividends that the Company pays on its 
Common Stock to the extent that such cash dividends exceed $206.25 million per fiscal year. In applying the two-
class method to interim periods, the Company allocates income to its quarterly periods independently and discretely 
from its year-to-date and annual periods. Basic net income per Class A common share is computed by dividing net 
income  allocated  to  Class A  common  stockholders  by  the  weighted  average  number  of  Class A  common  shares 
outstanding  for  the  period,  including  Class A  common  shares  to  be  issued  with  no  prior  remaining  contingencies 
prior to issuance. Diluted net income per Class A common share is computed based on the weighted average number 
of  shares  of  Class  A  common  stock  outstanding  during  each  period,  plus  potential  Class  A  common  shares 
considered outstanding during the period, as long as the inclusion of such awards is not antidilutive. Potential Class 
A common shares consist of unvested RSUs and RSAs and Convertible Preferred Stock, using the more dilutive of 
either the two-class method or as-converted stock method. Performance-based RSUs are considered dilutive when 
the related performance criterion has been met. 

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The components of basic and diluted net income per common share were as follows (in millions, except per share 
data): 

Fiscal 
 2020 

Fiscal 
 2019 

Fiscal 
 2018 

Basic net income per Class A common share 
Net income 
Accrued dividends on Convertible Preferred Stock 
Earnings allocated to Convertible Preferred Stock 

$ 

850.2      $ 
(86.0)    
—     

466.4      $ 
—     
—     

Net income allocated to Class A common stockholders - Basic  $ 

764.2      $ 

466.4      $ 

131.1    
—   
—   

131.1    

Weighted average Class A common shares outstanding - Basic 

(1) 

500.3     

579.4     

580.5   

Basic net income per Class A common share 

$ 

1.53      $ 

0.80      $ 

0.23    

Diluted net income per Class A common share 

Net income allocated to Class A common stockholders - Basic  $ 
Accrued dividends on Convertible Preferred Stock 
Earnings allocated to Convertible Preferred Stock 
Net income allocated to Class A common stockholders - 

$ 

Diluted 

Weighted average Class A common shares outstanding - Basic 

(1) 

Dilutive effect of: 
Restricted stock units and awards 
Convertible preferred stock (2) 
Weighted average Class A common shares outstanding - 

Diluted (3) 

764.2      $ 
86.0     
—     

466.4      $ 
—     
—     

850.2      $ 

466.4      $ 

500.3     

4.1     
73.7      

578.1     

579.4     

0.9     
—      

580.3     

131.1    
—   
—   

131.1    

580.5   

0.2   
—   

580.7   

Diluted net income per Class A common share 

$ 

1.47      $ 

0.80      $ 

0.23    

(1)  Fiscal  2020,  fiscal  2019  and  fiscal  2018  include  1.1  million,  1.3  million  and  1.9  million  common  shares  remaining  to  be  issued, 

respectively.  

(2) Reflects the number of shares of Convertible Preferred Stock issued, if converted into Common Stock for the period outstanding. 
(3) There were no potential common shares outstanding that were antidilutive for fiscal 2020, fiscal 2019 and fiscal 2018. 

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NOTE 17 - QUARTERLY INFORMATION (unaudited)  

The  summarized  quarterly  financial  data  presented  below  reflects  all  adjustments,  which  in  the  opinion  of 
management, are of a normal and recurring nature and are necessary for a fair statement of the results for the interim 
periods presented (in millions, except per share data): 

Net sales and other revenue 
Gross profit 
Operating income (loss) 
Income (loss) before income taxes 
Income tax expense (benefit) 
Net income (loss) 
Basic net income (loss) per Class A common 

share 

Diluted net income (loss) per Class A 

common share 

52 
Weeks 

Last 12 
Weeks 

Second 12  
Weeks 

Fiscal 2020 
Third 12  
Weeks 
  $  69,690.4      $  15,772.3      $  15,408.9      $  15,757.6      $  22,751.6   
6,771.5    
971.8    
788.1    
201.9    
586.2   

20,414.5     
1,617.5     
1,128.7     
278.5     
850.2      $ 

4,574.9     
562.0     
395.7     
111.2     
284.5      $ 

4,508.6     
258.5     
153.2     
29.5     
123.7      $ 

4,559.5     
(174.8)    
(208.3)    
(64.1)    
(144.2)     $ 

First 16  
Weeks 

  $ 

  $ 

  $ 

1.53      $ 

(0.37)     $ 

0.21      $ 

0.52      $ 

1.03   

1.47      $ 

(0.37)     $ 

0.20      $ 

0.49      $ 

1.00   

Results of operations for fiscal 2020 includes the Company's $607.2 million charge related to the Combined Plan 
withdrawal in the fourth quarter of fiscal 2020 and the $285.7 million charge related to the UFCW National Fund 
withdrawal in the third quarter of fiscal 2020. 

Net sales and other revenue 
Gross profit 
Operating income 
Income before income taxes 
Income tax expense 
Net income  

53 
Weeks 

Last 13  
Weeks 

Second 12  
Weeks 

Fiscal 2019 
Third 12  
Weeks 
  $  62,455.1      $  15,436.8      $  14,103.2     $  14,176.7     $  18,738.4   
5,239.6    
321.5    
64.7    
15.7    
49.0   

17,594.2     
1,437.1     
599.2     
132.8     
466.4      $ 

3,995.1     
206.6     
67.7     
12.9     
54.8     $ 

3,941.5     
582.4     
376.7     
81.9     
294.8     $ 

4,418.0     
326.6     
90.1     
22.3     
67.8      $ 

First 16  
Weeks 

  $ 

Basic and diluted net income per Class A 

common share 

  $ 

0.80      $ 

0.12      $ 

0.09     $ 

0.51     $ 

0.08   

Results of operations for the second quarter of fiscal 2019 includes the Company's $463.6 million net gain related to 
three separate sale leaseback transactions, which is included as a component of Gain on property dispositions and 
impairment losses, net. 

Item 9 - Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 

Not applicable. 

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Item 9A - Controls and Procedures 

Disclosure Controls and Procedures 

We maintain a system of disclosure controls and procedures that are designed to ensure that information required to 
be  disclosed  in  the  Company's  reports  under  the  Securities  Exchange  Act  of  1934,  as  amended  (the  "Exchange 
Act"),  is  recorded,  processed,  summarized  and  reported  within  the  time  periods  specified  in  the  SEC's  rules  and 
forms, and that such information is accumulated and communicated to management, including our Chief Executive 
Officer  and  Chief  Financial  Officer,  as  appropriate,  to  allow  timely  decisions  regarding  required  disclosure.  In 
designing  and  evaluating  the  disclosure  controls  and  procedures,  management  recognizes  that  any  controls  and 
procedures,  no  matter  how  well  designed  and  operated,  can  provide  only  reasonable  assurance  of  achieving  the 
desired control objectives. 

Our management, with the participation of our Chief Executive Officer and Chief Financial Officer, has evaluated 
the effectiveness of our disclosure controls and procedures, as defined in Rule 13a-15(e) of the Exchange Act, as 
of February 27, 2021. Based on that evaluation, our Chief Executive Officer and Chief Financial Officer concluded 
that our disclosure controls and procedures were effective as of February 27, 2021. 

Management's Report on Internal Control Over Financial Reporting 

Our management is responsible for establishing and maintaining adequate internal control over financial reporting 
(as defined in Rules 13a-15(f) and 15d-15(f) under the Exchange Act). All internal control systems, no matter how 
well designed, have inherent limitations. Therefore, even those systems determined to be effective can provide only 
reasonable assurance with respect to financial statement preparation and presentation. Further, because of changes 
in  conditions,  the  effectiveness  of  internal  control  over  financial  reporting  may  vary  over  time.  Under  the 
supervision  and  with  the  participation  of  our  management,  including  our  Chief  Executive  Officer  and  Chief 
Financial Officer, we conducted an evaluation of the effectiveness of our internal control over financial reporting 
based on the 2013 framework set forth in the report entitled Internal Control - Integrated Framework issued by the 
Committee of Sponsoring Organizations of the Treadway Commission.  

Based on our evaluation under such framework, our management concluded that our internal control over financial 
reporting was effective as of February 27, 2021. 

This  Annual  Report  on  Form  10-K  does  not  include  an  attestation  report  of  our  independent  registered  public 
accounting  firm  regarding  internal  control  over  financial  reporting.  Our  internal  controls  over  financial  reporting 
was not subject to attestation by our independent registered public accounting firm pursuant to rules of the SEC that 
permit us to provide only management's report in this Annual Report on Form 10-K. 

Changes in Internal Control Over Financial Reporting 

There were no changes in our internal control over financial reporting during the fourth quarter of fiscal 2020 that 
have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting. 

Item 9B - Other Information 

None. 

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Item 10 - Directors, Executive Officers and Corporate Governance 

PART III 

Please see the information concerning our executive officers in "Part I—Item 1. Business" herein under the caption 
"Executive Officers of the Registrant," which is included in accordance with General Instruction G(3) of Form 10-
K. The remainder of the information covered by this Item is incorporated by reference to the Proxy Statement for 
our 2021 Annual Meeting of Stockholders, which is expected to be filed in June 2021. 

Item 11 - Executive Compensation 

The  information  covered  by  this  Item  is  incorporated  by  reference  to  the  Proxy  Statement  for  our  2021 Annual 
Meeting of Stockholders, which is expected to be filed in June 2021. 

Item 12 - Security Ownership of Certain Beneficial Owners and Management, and Related Member Matters 

The  information  covered  by  this  Item  is  incorporated  by  reference  to  the  Proxy  Statement  for  our  2021 Annual 
Meeting of Stockholders, which is expected to be filed in June 2021. 

Item 13 - Certain Relationships and Related Transactions, and Director Independence 

The  information  covered  by  this  Item  is  incorporated  by  reference  to  the  Proxy  Statement  for  our  2021 Annual 
Meeting of Stockholders, which is expected to be filed in June 2021. 

Item 14 - Principal Accountant Fees and Services 

The  information  covered  by  this  Item  is  incorporated  by  reference  to  the  Proxy  Statement  for  our  2021 Annual 
Meeting of Stockholders, which is expected to be filed in June 2021. 

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Item 15 - Exhibits, Financial Statement Schedules 

PART IV 

(a)1. 

Financial Statements: 
Report of Independent Registered Public Accounting Firm 
Consolidated Balance Sheets as of February 27, 2021 and February 29, 2020 
Consolidated Statements of Operations and Comprehensive Income for the years ended February 
27, 2021, February 29, 2020 and February 23, 2019  
Consolidated Statements of Cash Flows for the years ended February 27, 2021, February 29, 2020 
and February 23, 2019 
Consolidated Statements of Stockholders' Equity for the years ended February 27, 2021, February 
29, 2020 and February 23, 2019 
Notes to Consolidated Financial Statements 

Page 

63 
66 

67 

69 

70 
71 

(a)2. 

Financial Statement Schedules: 
There are no Financial Statement Schedules included in this filing for the reason that they are not applicable or are 
not required or the information is included elsewhere in this Form 10-K. 

(a)3.&(b)  Exhibits: 

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Exhibit 
No. 

3.1 

3.1.1 

3.2 

3.3 

3.3.1 

3.4 

3.4.1 

4.1 

4.2 

4.3 

4.4 

4.5 

4.6 

4.7 

4.8 

4.9 

4.10 

4.10.1 

Description 

Amended  and  Restated  Certificate  of  Incorporation  of  Albertsons  Companies,  Inc.  (incorporated  by  reference  to 
Exhibit 3.1 to the Company's Current Report on Form 8-K filed with the SEC on June 9, 2020) 
Certificate of Amendment to the Amended and Restated Certificate of Incorporation of Albertsons Companies, Inc. 
(incorporated by reference to Exhibit 3.1.1 to the Company's Registration Statement on Form S-1 filed with the SEC 
on June 18, 2020) 
Amended  and  Restated  Bylaws  of  Albertsons  Companies,  Inc.  (incorporated  by  reference  to  Exhibit  3.3  to  the 
Company's Current Report on Form 8-K filed with the SEC on June 30, 2020) 
Certificate of Designations of 6.75% Series A Convertible Preferred Stock (incorporated by reference to Exhibit 3.2 
to the Company's Current Report on Form 8-K filed with the SEC on June 9, 2020)  
Certificate  of  Amendment  to  the  Certificate  of  Designations  of  6.75%  Series  A  Convertible  Preferred  Stock 
(incorporated by reference to Exhibit 3.1 to the Company's Current Report on Form 8-K filed with the SEC on June 
30, 2020)  
Certificate of Designations of 6.75% Series A-1 Convertible Preferred Stock (incorporated by reference to Exhibit 3.3 
to the Company's Current Report on Form 8-K filed with the SEC on June 9, 2020)  
Certificate  of  Amendment  to  the  Certificate  of  Designations  of  6.75%  Series  A-1  Convertible  Preferred  Stock 
(incorporated by reference to Exhibit 3.2 to the Company's Current Report on Form 8-K filed with the SEC on June 
30, 2020) 
Stockholders' Agreement by and among Albertsons Companies, Inc. and holders of stock of Albertsons Companies, 
Inc. signatory thereto (incorporated by reference to Exhibit 4.1 to the Company's Current Report on Form 8-K filed 
with the SEC on June 30, 2020) 

Registration Rights Agreement by and among Albertsons Companies, Inc. and the other parties thereto (incorporated 
by reference to Exhibit 4.1 to the Company's Current Report on Form 8-K filed with the SEC on June 9, 2020) 

Form of Lock-Up Agreement by and among Albertsons Companies, Inc. and the other parties thereto (incorporated 
by  reference  to  Exhibit  4.3  to  the  Company's  Registration  Statement  on  Form  S-1  filed  with  the  SEC  on  June  18, 
2020) 
Indenture, dated September 10, 1997, between Safeway Inc., and the Bank of New York, as trustee (incorporated by 
reference to Exhibit 4.1 to the Albertsons Companies, LLC's Registration Statement on Form S-4 filed with the SEC 
on May 19, 2017) 
Form of Officers' Certificate establishing the terms of Safeway Inc.'s 4.75% Notes due 2021, including the form of 
Notes (incorporated by reference to Exhibit 4.3 to the Company's Registration Statement on Form S-1 filed with the 
SEC on July 8, 2015) 
Form of Officers' Certificate establishing the terms of Safeway Inc.'s 7.45% Senior Debentures due 2027, including 
the  form  of  Notes  (incorporated  by  reference  to  Exhibit  4.6  to  the  Albertsons  Companies,  LLC's  Registration 
Statement on Form S-4 filed with the SEC on May 19, 2017) 
Form of Officers' Certificate establishing the terms of Safeway Inc.'s 7.25% Debentures due 2031, including the form 
of  Notes  (incorporated  by  reference  to  Exhibit  4.7  to  the Albertsons  Companies,  LLC's  Registration  Statement  on 
Form S-4 filed with the SEC on May 19, 2017) 
Indenture, dated May 1, 1992, between New Albertson's, Inc. (as successor to Albertson's, Inc.) and U.S. Bank Trust 
National Association (as successor to Morgan Guaranty Trust Company of New York), as trustee (as supplemented by 
Supplemental  Indenture  No.  1,  dated  as  of  May  7,  2004;  Supplemental  Indenture  No.  2,  dated  as  of  June  1,  2006; 
Supplemental  Indenture  No.  3,  dated  as  of  December  29,  2008  and  Supplemental  Indenture  No.  4,  dated  as  of 
December 3, 2017) (incorporated by reference to Exhibit 4.10 to the Company's Registration Statement on Form S-4 
filed with the SEC on April 6, 2018) 
Indenture, dated May 1, 1995, between American Stores Company, LLC and Wells Fargo Bank, National Association 
(as successor to The First National bank of Chicago), as trustee (as further supplemented) (incorporated by reference 
to Exhibit 4.11 to the Albertsons Companies, LLC's Registration Statement on Form S-4 filed with the SEC on May 
19, 2017) 
Indenture, dated as of August 9, 2016, by and among Albertsons Companies, LLC, New Albertson's, Inc., Safeway 
Inc.  and  Albertson's  LLC  (collectively,  the  "Issuers"),  certain  subsidiaries  of  the  Issuers,  as  guarantors,  and 
Wilmington Trust, National Association, as trustee with respect to the 5.750% Senior Notes due 2025 (incorporated 
by reference to Exhibit 4.18 to the Albertsons Companies, LLC's Registration Statement on Form S-4 filed with the 
SEC on May 19, 2017) 
First  Supplemental  Indenture,  dated  as  of  December  23,  2016,  by  and  among  Albertsons  Companies,  LLC,  New 
Albertson's, Inc., Safeway Inc. and Albertson's LLC (collectively, the "Issuers"), certain subsidiaries of the Issuers, as 
guarantors, and Wilmington Trust, National Association, as trustee with respect to the 5.750% Senior Notes due 2025 
(incorporated by reference to Exhibit 4.20 to the Albertsons Companies, LLC's Registration Statement on Form S-4 
filed with the SEC on May 19, 2017) 

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Exhibit 
No. 

4.10.2 

4.10.3 

4.10.4 

4.10.5 

4.10.6 

4.10.7 

4.10.8 

4.11 

4.11.1 

4.11.2 

4.12 

4.12.1 

4.13 

4.13.1 

Description 

Second  Supplemental  Indenture,  dated  as  of  April  21,  2017,  by  and  among  Albertsons  Companies,  LLC,  New 
Albertson's, Inc., Safeway Inc. and Albertson's LLC (collectively, the "Issuers"), certain subsidiaries of the Issuers, as 
guarantors, and Wilmington Trust, National Association, as trustee with respect to the 5.750% Senior Notes due 2025 
(incorporated by reference to Exhibit 4.22 to the Albertsons Companies, LLC's Registration Statement on Form S-4 
filed with the SEC on May 19, 2017) 

Third  Supplemental  Indenture,  dated  as  of  May  5,  2017,  by  and  among  Albertsons  Companies,  LLC,  New 
Albertson's,  Inc.,  Safeway  Inc.  and  Albertson's  LLC,  the  additional  issuers,  and  Wilmington  Trust,  National 
Association, as trustee with respect to the 5.750% Senior Notes due 2025 (incorporated by reference to Exhibit 4.24 
to the Albertsons Companies, LLC's Registration Statement on Form S-4 filed with the SEC on May 19, 2017) 

Fourth  Supplemental  Indenture,  dated  as  of  December  3,  2017,  by  and  among Albertsons  Companies,  LLC,  New 
Albertsons  L.P.,  Safeway  Inc.  and  Albertson's  LLC,  the  additional  issuers,  and  Wilmington  Trust,  National 
Association, as trustee with respect to the 5.750% Senior Notes due 2025 (incorporated by reference to Exhibit 4.13.4 
to the Company's Registration Statement on Form S-4 filed with the SEC on April 6, 2018) 
Fifth  Supplemental  Indenture,  dated  as  of  February  25,  2018,  by  and  among  Albertsons  Companies,  Inc.,  New 
Albertsons  L.P.,  Safeway  Inc.  and  Albertson's  LLC,  the  additional  issuers,  and  Wilmington  Trust,  National 
Association, as trustee with respect to the 5.750% Senior Notes due 2025 (incorporated by reference to Exhibit 4.13.5 
to the Company's Registration Statement on Form S-4 filed with the SEC on April 6, 2018) 
Sixth  Supplemental  Indenture,  dated  as  of  November  16,  2018,  by  and  among Albertsons  Companies,  Inc.,  New 
Albertsons  L.P.,  Safeway  Inc.  and  Albertson's  LLC,  the  additional  issuers,  and  Wilmington  Trust,  National 
Association, as trustee with respect to the 5.750% Senior Notes due 2025 (incorporated by reference to Exhibit 4.12.6 
to the Company's Registration Statement on Form S-1 filed with the SEC on March 6, 2020) 
Seventh  Supplemental  Indenture,  dated  as  of  April  17,  2019,  by  and  among  Albertsons  Companies,  Inc.,  New 
Albertsons  L.P.,  Safeway  Inc.  and  Albertson's  LLC,  the  additional  issuers,  and  Wilmington  Trust,  National 
Association, as trustee with respect to the 5.750% Senior Notes due 2025 (incorporated by reference to Exhibit 4.10.7 
to the Company's Annual Report on Form 10-K filed with the SEC on April 24, 2019) 
Eighth Supplemental Indenture, dated as of June 9, 2020, by and among Albertsons Companies, Inc., New Albertsons 
L.P., Safeway Inc. and Albertson's LLC, the additional issuers, and Wilmington Trust, National Association, as trustee 
with  respect  to  the  5.750%  Senior  Notes  due  2025  (incorporated  by  reference  to  Exhibit  4.12.8  to  the  Company's 
Registration Statement on Form S-1 filed with the SEC on June 10, 2020) 
Indenture, dated as of February 5, 2019, by and among Albertsons Companies, Inc., Safeway Inc., New Albertsons, 
L.P., Albertson's LLC, the guarantors party thereto from time to time, and Wilmington Trust, National Association, as 
Trustee with respect to the 7.5% Senior Notes due 2026 (incorporated by reference to Exhibit 4.1 to the Company's 
Current Report on Form 8-K filed with the SEC on February 5, 2019)  
First Supplemental Indenture, dated as of April 17, 2019, by and among Albertsons Companies, Inc., Safeway Inc., 
New  Albertsons,  L.P.,  Albertson's  LLC,  the  guarantors  party  thereto  from  time  to  time,  and  Wilmington  Trust, 
National Association, as trustee with respect to the 7.5% Senior Notes due 2026 (incorporated by reference to Exhibit 
4.11.1 to the Company's Annual Report on Form 10-K filed with the SEC on April 24, 2019) 
Second Supplemental Indenture, dated as of June 9, 2020, by and among Albertsons Companies, Inc., Safeway Inc., 
New  Albertsons,  L.P.,  Albertson's  LLC,  the  guarantors  party  thereto  from  time  to  time,  and  Wilmington  Trust, 
National Association, as trustee with respect to the 7.5% Senior Notes due 2026 (incorporated by reference to Exhibit 
4.13.2 to the Company's Registration Statement on Form S-1 filed with the SEC on June 10, 2020) 
Indenture, dated as of August 15, 2019, by and among Albertsons Companies, Inc., Safeway Inc., New Albertsons, 
L.P., Albertson's LLC, the guarantors party thereto from time to time, and Wilmington Trust, National Association, as 
Trustee with respect to the 5.875% Senior Notes due 2028 (incorporated by reference to Exhibit 4.1 to the Company's 
Current Report on Form 8-K filed with the SEC on August 15, 2019) 
First  Supplemental  Indenture,  dated  as  of  June  9,  2020,  by  and  among Albertsons  Companies,  Inc.,  Safeway  Inc., 
New  Albertsons,  L.P.,  Albertson's  LLC,  the  guarantors  party  thereto  from  time  to  time,  and  Wilmington  Trust, 
National Association,  as  trustee  with  respect  to  the  5.875%  Senior  Notes  due  2028  (incorporated  by  reference  to 
Exhibit 4.14.1 to the Company's Registration Statement on Form S-1 filed with the SEC on June 10, 2020) 
Indenture,  dated  as  of  November  22,  2019,  by  and  among  Albertsons  Companies,  Inc.,  Safeway  Inc.,  New 
Albertsons,  L.P., Albertson's  LLC,  the  guarantors  party  thereto  from  time  to  time,  and Wilmington Trust,  National 
Association, as Trustee with respect to the 4.625% Senior Notes due 2027 (incorporated by reference to Exhibit 4.1 to 
the Company's Current Report on Form 8-K filed with the SEC on November 22, 2019) 
First  Supplemental  Indenture,  dated  as  of  June  9,  2020,  by  and  among Albertsons  Companies,  Inc.,  Safeway  Inc., 
New  Albertsons,  L.P.,  Albertson's  LLC,  the  guarantors  party  thereto  from  time  to  time,  and  Wilmington  Trust, 
National Association,  as  trustee  with  respect  to  the  4.625%  Senior  Notes  due  2027  (incorporated  by  reference  to 
Exhibit 4.15.1 to the Company's Registration Statement on Form S-1 filed with the SEC on June 10, 2020) 

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Exhibit 
No. 

4.14 

4.14.1 

4.15 

4.15.1 

4.16 

4.17 

Description 

Indenture, dated as of February 5, 2020, by and among Albertsons Companies Inc., Safeway Inc., New Albertsons, 
L.P., Albertson's LLC, the guarantors party thereto from time to time, and Wilmington Trust, National Association, as 
Trustee, with respect to the 3.50% Senior Notes due 2023 (incorporated by reference to Exhibit 4.1 to the Company's 
Current Report on Form 8-K filed with the SEC on February 5, 2020) 
First  Supplemental  Indenture,  dated  as  of  June  9,  2020,  by  and  among Albertsons  Companies,  Inc.,  Safeway  Inc., 
New  Albertsons,  L.P.,  Albertson's  LLC,  the  guarantors  party  thereto  from  time  to  time,  and  Wilmington  Trust, 
National  Association,  as  trustee  with  respect  to  the  3.50%  Senior  Notes  due  2023  (incorporated  by  reference  to 
Exhibit 4.16.1 to the Company's Registration Statement on Form S-1 filed with the SEC on June 10, 2020) 
Indenture, dated as of February 5, 2020, by and among Albertsons Companies Inc., Safeway Inc., New Albertsons, 
L.P., Albertson's LLC, the guarantors party thereto from time to time, and Wilmington Trust, National Association, as 
Trustee,  with  respect  to  the  4.875%  Senior  Notes  due  2030  (incorporated  by  reference  to  Exhibit  4.3  to  the 
Company's Current Report on Form 8-K filed with the SEC on February 5, 2020) 
First  Supplemental  Indenture,  dated  as  of  June  9,  2020,  by  and  among Albertsons  Companies,  Inc.,  Safeway  Inc., 
New  Albertsons,  L.P.,  Albertson's  LLC,  the  guarantors  party  thereto  from  time  to  time,  and  Wilmington  Trust, 
National Association,  as  trustee  with  respect  to  the  4.875%  Senior  Notes  due  2030  (incorporated  by  reference  to 
Exhibit 4.17.1 to the Company's Registration Statement on Form S-1 filed with the SEC on June 10, 2020) 
Indenture, dated as of August 31, 2020, by and among Albertsons Companies, Inc., Safeway Inc., New Albertsons 
L.P., Albertson's LLC, the guarantors party thereto from time to time, and Wilmington Trust, National Association, as 
Trustee,  with  respect  to  the  3.250%  Senior  Notes  due  2026  (incorporated  by  reference  to  Exhibit  4.1  to  the 
Company's Current Report on Form 8-K filed with the SEC on August 31, 2020) 
Indenture, dated as of August 31, 2020, by and among Albertsons Companies, Inc., Safeway Inc., New Albertsons 
L.P., Albertson's LLC, the guarantors party thereto from time to time, and Wilmington Trust, National Association, as 
Trustee,  with  respect  to  the  3.500%  Senior  Notes  due  2029  (incorporated  by  reference  to  Exhibit  4.2  to  the 
Company's Current Report on Form 8-K filed with the SEC on August 31, 2020) 

4.18*  Description of Registrant's Securities 

10.1 

10.1.1 

10.2 

10.3† 

10.4† 

10.5† 

Third  Amended  and  Restated  Asset-Based  Revolving  Credit  Agreement,  dated  as  of  November  16,  2018,  among 
Albertsons  Companies,  Inc.,  as  lead  borrower,  the  subsidiary  borrowers  and  guarantors  from  time  to  time  party 
thereto, the lenders from time to time party thereto and Bank of America, N.A. as administrative and collateral agent 
(incorporated  by  reference  to  Exhibit  10.2  to  the  Company's  Current  Report  on  Form  8-K  filed  with  the  SEC  on 
November 16, 2018) 
Amendment  No.  1,  dated  as  of  May  20,  2020,  to  the  Third Amended  and  Restated Asset-Based  Revolving  Credit 
Agreement,  dated  as  of  November  16,  2018,  among Albertsons  Companies,  Inc.,  as  lead  borrower,  the  subsidiary 
borrowers and guarantors from time to time party thereto and Bank of America, N.A. as administrative and collateral 
agent (incorporated by reference to Exhibit 10.3 to the Company's Current Report on Form 8-K filed with the SEC on 
May 27, 2020) 

Amendment No. 8, dated as of August 15, 2019, to the Second Amended and Restated Term Loan Agreement, dated 
as of August 25, 2014 and effective as of January 30, 2015, among Albertsons Companies, Inc., Albertson's LLC, the 
co-borrowers party thereto, the guarantors party thereto, the parties thereto from time to time as lenders and Credit 
Suisse  AG,  Cayman  Islands  Branch,  in  its  capacity  as  administrative  agent  and  collateral  agent  (incorporated  by 
reference to Exhibit 10.1 to the Company's Current Report on Form 8-K filed with the SEC on August 15, 2019) 

Letter Agreement, dated September 21, 2015, between Albertsons Companies, Inc. and Sharon Allen (incorporated by 
reference  to  Exhibit  10.19  to  the Albertsons  Companies,  LLC's  Registration  Statement  on  Form  S-4  filed  with  the 
SEC on May 19, 2017) 
Letter Agreement, dated September 21, 2015, between Albertsons Companies, Inc. and Steven A. Davis (incorporated 
by reference to Exhibit 10.20 to the Albertsons Companies, LLC's Registration Statement on Form S-4 filed with the 
SEC on May 19, 2017) 
Employment  Agreement,  dated  March  25,  2019,  between  Albertsons  Companies,  Inc.  and  Vivek  Sankaran 
(incorporated  by  reference  to  Exhibit  10.1  to  the  Company's  Current  Report  on  Form  8-K  filed  with  the  SEC  on 
March 29, 2019) 

10.6†  Emeritus Agreement, dated March 25, 2019, between Albertsons Companies, Inc. and Robert G. Miller (incorporated 

by reference to Exhibit 10.2 to the Company's Current Report on Form 8-K filed with the SEC on March 29, 2019) 

10.7† 

Emeritus  Agreement,  dated  December  16,  2019,  between  Albertsons  Companies,  Inc.  and  Robert  G.  Miller 
(incorporated by reference to Exhibit 10.5 to the Company's Quarterly Report on Form 10-Q filed with the SEC on 
January 8, 2020) 

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Exhibit 
No. 

10.8† 

10.9† 

Description 

Amended  and  Restated  Employment  Agreement,  effective  as  of  April  25,  2019,  by  and  between  Albertsons 
Companies, Inc. and James L. Donald (incorporated by reference to Exhibit 10.1 to the Company's Current Report on 
Form 8-K filed with the SEC on May 22, 2019) 

Amended and Restated Employment Agreement, dated May 1, 2019, between Albertsons Companies, Inc. and Robert 
Dimond (incorporated by reference to Exhibit 10.1 to the Company's Quarterly Report on Form 10-Q filed with the 
SEC on January 8, 2020) 

10.10† 

Amended and Restated Employment Agreement, dated May 1, 2019, between Albertsons Companies, Inc. and Shane 
Sampson (incorporated by reference to Exhibit 10.2 to the Company's Quarterly Report on Form 10-Q filed with the 
SEC on January 8, 2020) 

10.11† 

10.12† 

10.13† 

10.14† 

10.15† 

Amended and Restated Employment Agreement, dated May 1, 2019, between Albertsons Companies, Inc. and Anuj 
Dhanda (incorporated by reference to Exhibit 10.3 to the Company's Quarterly Report on Form 10-Q filed with the 
SEC on January 8, 2020) 

Amended and Restated Employment Agreement, dated May 1, 2019, between Albertsons Companies, Inc. and Susan 
Morris (incorporated by reference to Exhibit 10.4 to the Company's Quarterly Report on Form 10-Q filed with the 
SEC on January 8, 2020) 

Separation Agreement, dated as of August 21, 2019, by and between Albertsons Companies, Inc. and Shane Sampson 
(incorporated  by  reference  to  Exhibit  10.1  to  the  Company's  Current  Report  on  Form  8-K  filed  with  the  SEC  on 
August 22, 2019) 

Employment  Agreement,  dated  August  19,  2019,  between  Albertsons  Companies,  Inc.  and  Michael  Theilmann 
(incorporated by reference to Exhibit 10.20 to the Company's Registration Statement on Form S-1 filed with the SEC 
on March 6, 2020) 

10.19.1 

10.19 

No. 3 to the Company's Registration Statement on Form S-1 filed with the SEC on June 18, 2020) 

Amended and Restated Employment Agreement, dated December 1, 2019, between Albertsons Companies, Inc. and 
Christine  Rupp  (incorporated  by  reference  to  Exhibit  10.21  to  the  Company's  Registration  Statement  on  Form  S-1 
filed with the SEC on March 6, 2020) 
Form  of  Indemnification  Agreement  (incorporated  by  reference  to  Exhibit  10.22  to  the  Company's  Registration 
Statement on Form S-1 filed with the SEC on March 6, 2020) 

10.16 
10.17†  Albertsons Companies, Inc. 2020 Omnibus Incentive Plan (incorporated by reference to Exhibit 10.23 to Amendment 
10.18†  Albertsons  Companies,  Inc.  Restricted  Stock  Unit  Plan  (incorporated  by  reference  to  Exhibit  10.24  to Amendment 
No. 2 to the Company's Registration Statement on Form S-1 filed with the SEC on June 10, 2020) 
Amended  and  Restated  Investment Agreement  by  and  among Albertsons  Companies,  Inc.  and  the  investors  party 
thereto, dated June 9, 2020 (incorporated by reference to Exhibit 10.1 to the Company's Current Report on Form 8-K 
filed with the SEC on June 9, 2020) 
Amendment No.1, dated as of June 25, 2020, to the Amended and Restated Investment Agreement, dated as of June 
9,  2020,  by  and  among  Albertsons  Companies,  Inc.  and  each  of  the  investors  named  therein  (incorporated  by 
reference to Exhibit 10.1 to the Company's Current Report on Form 8-K filed with the SEC on June 30, 2020) 
Amended and Restated Real Estate Agreement by and between ACI Real Estate Company LLC and AL RE Investor 
Holdings, LLC, dated June 9, 2020 (incorporated by reference to Exhibit 10.2 to the Company's Current Report on 
Form 8-K filed with the SEC on June 9, 2020) 
Unitary Master Sublease between ACI Real Estate Company LLC, as Landlord, and the entities set forth therein, as 
Tenant, dated June 9, 2020 (incorporated by reference to Exhibit 10.3 to the Company's Current Report on Form 8-K 
filed with the SEC on June 9, 2020) 
Share  Repurchase  Agreement,  dated  as  of  September  14,  2020,  by  and  between  Albertsons  Companies,  Inc.  and 
Gabriel Assets, LLC (incorporated by reference to Exhibit 10.1 to the Company's Current Report on Form 8-K filed 
with the SEC on September 15, 2020) 
Code of Ethics of the Registrant (incorporated by reference to Exhibit 14.1 to the Company's Annual Report on Form 
10-K filed with the SEC on May 13, 2020) 
Schedule of Subsidiaries of Albertsons Companies, Inc. 

21.1* 
23.1*  Consent of Deloitte and Touche LLP 
31.1*  Certification of the Principal Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 
31.2*  Certification of the Principal Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 
32.1**  Certification  of  the  Principal  Executive  Officer  and  the  Principal  Financial  Officer  pursuant  to  Section  906  of  the 

10.20 

10.21 

10.22 

14.1 

Sarbanes-Oxley Act of 2002 

125 

 
 
Table of Contents 

Exhibit 
No. 

Description 

101.INS  Inline XBRL Instance Document 
101.SCH  Inline XBRL Taxonomy Extension Schema Document 
101.CAL  Inline XBRL Taxonomy Extension Calculation Linkbase Document 
101.DEF  Inline XBRL Taxonomy Extension Definition Linkbase Document 
101.LAB  Inline XBRL Taxonomy Extension Label Linkbase Document 
101.PRE  Inline XBRL Taxonomy Extension Presentation Linkbase Document 

104 

The cover page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101) 

*Filed herewith. 
** Furnished herewith. 
† Constitutes a compensatory plan or arrangement required to be filed with this Form 10-K. 

126 

 
 
 
 
Table of Contents 

Item 16 - Summary 

None. 

127 

 
 
 
Table of Contents 

SIGNATURES  

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly 
caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. 

Date:  April 28, 2021 

Albertsons Companies, Inc. 

By: 

/s/ Vivek Sankaran 
  Vivek Sankaran 
  President, Chief Executive Officer and Director 
(Principal Executive Officer) 

Pursuant  to  the  requirements  of  the  Securities  Exchange Act  of  1934,  this  report  has  been  signed  below  by  the 
following persons on behalf of the registrant in the capacities and on the dates indicated. 

Signature 

Title 

/s/ Vivek Sankaran 
Vivek Sankaran 

President, Chief Executive Officer and Director 
(Principal Executive Officer) 

Date 

April 28, 2021 

/s/ Robert B. Dimond 
Robert B. Dimond 

Executive Vice President and Chief Financial Officer  
(Principal Financial Officer) 

April 28, 2021 

/s/ Robert B. Larson 
Robert B. Larson 

/s/ James L. Donald 
James L. Donald 

/s/ Chan Galbato 
Chan Galbato 

/s/ Sharon L. Allen 
Sharon L. Allen 

/s/ Shant Babikian 
Shant Babikian 

/s/ Steven A. Davis 
Steven A. Davis 

/s/ Kim Fennebresque 
Kim Fennebresque 

Senior Vice President and Chief Accounting Officer  
(Principal Accounting Officer) 

April 28, 2021 

Co-Chairman 

April 28, 2021 

Co-Chairman 

April 28, 2021 

April 28, 2021 

April 28, 2021 

April 28, 2021 

April 28, 2021 

Director 

Director 

Director 

Director 

128 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents 

Signature 

/s/ Allen M. Gibson 
Allen M. Gibson 

/s/ Hersch Klaff 
Hersch Klaff 

/s/ Jay L. Schottenstein 
Jay L. Schottenstein 

/s/ Alan H. Schumacher 
Alan H. Schumacher 

/s/ B. Kevin Turner 
B. Kevin Turner 

/s/ Mary Beth West 
Mary Beth West 

/s/ Scott Wille 
Scott Wille 

Title 

Director 

Director 

Director 

Director 

Date 

April 28, 2021 

April 28, 2021 

April 28, 2021 

April 28, 2021 

Vice Chairman 

April 28, 2021 

Director 

Director 

April 28, 2021 

April 28, 2021 

129 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
page intentionally left blank

Corporate Leadership

Board of Directors

Vivek Sankaran

Vivek Sankaran

President & Chief Executive Officer

President, Chief Executive Officer & Director

Anuj Dhanda

EVP, Chief Information Officer

Bob Dimond

EVP, Chief Financial Officer

Justin Ewing

James L. Donald

Co-Chair

Chan Galbato

Co-Chair

Sharon L. Allen

EVP, Real Estate & Corporate Development

Director

Susan Morris

EVP, Chief Operations Officer

Juliette Pryor

EVP, General Counsel & Secretary

Shant Babikian

Director

Steven A. Davis

Director

Chris Rupp

Kim Fennebresque

EVP, Chief Customer & Digital Officer

Director

Mike Theilmann

EVP, Chief Human Resources Officer

Geoff White

EVP, Chief Merchandising Officer

As of February 27, 2021

Allen M. Gibson

Director

Hersch Klaff

Director

Jay L. Schottenstein

Director

Alan H. Schumacher

Director

B. Kevin Turner

Vice Chairman

Mary Beth West

Director

Scott Wille

Director

Corporate Information

EXECUTIVE OFFICES
Mailing address:
Albertsons Companies, Inc. 
250 Parkcenter Blvd. 
Boise, ID 83706

Internet address:
Albertsons Companies' 
Website can be accessed at 
albertsonscompanies.com.  
We do not incorporate the 
information on our Website 
into this annual report, and you 
should not consider it a part of 
this annual report.

ANNUAL MEETING
The 2021 Annual Meeting of 
Stockholders will be held on 
August 5, 2021. A formal Notice 
of Annual Meeting and Proxy 
Statement and proxy card 
for the 2021 Annual Meeting 
have been made available to 
stockholders.

STOCK EXCHANGE LISTING
The Company’s common stock, 
which trades under the symbol 
ACI, is listed on the New York 
Stock Exchange..

INDEPENDENT AUDITORS
Deloitte & Touche LLP 
Boise, ID

STOCK TRANSFER AGENT INFORMATION
American Stock Transfer & Trust Company, LLC 
6201 15th Avenue, Brooklyn, New York 11219 
Toll Free Number: 1-800-937-5449 
Website: www.astfinancial.com

INVESTOR INQUIRIES
Communication regarding investor records, including changes of 
address or ownership, should be directed to the company’s transfer 
agent, American Stock Transfer, as listed above.

Investors, security analysts and members of the media should 
direct their financial inquiries to our Investor Relations Department 
at Investor_relation@albertsons.com.

To access or obtain financial reports, please visit our Website at 
albertsonscompanies.com, write to our Investor Relations Department 
at our executive offices or at Investor_relation@albertsons.com.

TRUSTEES AND PAYING AGENTS
3.500%  ACI Senior Unsecured Notes due 2023
5.750%  ACI Senior Unsecured Notes due 2025
3.250%  ACI Senior Unsecured Notes due 2026
7.500%  ACI Senior Unsecured Notes due 2026
4.625%  ACI Senior Unsecured Notes due 2027
5.875%  ACI Senior Unsecured Notes due 2028
3.500%  ACI Senior Unsecured Notes due 2029
4.875%  ACI Senior Unsecured Notes due 2030
4.750%  Safeway Notes due 2021 
7.450%  Safeway Notes due 2027
7.250%  Safeway Notes due 2031
7.750%  NALP Notes due 2026
7.450%  NALP Notes due 2029
8.700%  NALP Notes due 2030
8.000%  NALP Notes due 2031

Wilmington Trust, N.A. 
50 South Sixth Street  
Suite 1290  
Minneapolis, MN 55402

US Bank, N.A. 
U.S. Bank Global Corporate 
Trust Services  
One Federal Street,  
Boston, MA 02110

The Bank of New York Mellon 
Corporate Trust  
2 North LaSalle Street  
Suite 700  
Chicago, IL 60602  
312-827-8639

Wells Fargo Corporate Trust 
Wells Fargo, CTSO Mail 
Operations  
600 S 4th Street, 7th floor 
Minneapolis, MN 55415  
MAC N9300-070

FORWARD-LOOKING STATEMENTS
This annual report and letter to shareholders contains forward-looking 
statements. For a description of the risks and uncertainties that could cause 
actual results to differ from anticipated results, please see the “Forward-
Looking Statements” and “Risk Factors” sections of our Annual Report on 
Form 10-K.

EEO-1 REPORT
As an equal opportunity employer, Albertsons Companies, Inc. values and 
actively supports diversity in the workplace. A copy of the company’s 2020 
summary EEO-1 report, filed with the federal Equal Employment Opportunity 
Commission, is available upon request at our executive offices.

Protecting Our Future

By being locally great and nationally strong, to make 
a meaningful difference for our people, planet, 
products, and communities. It's part of our history, 
and a passion for our future.

Minimizing 
our impact 
on the planet 
while meeting 
the demands 
of an evolving 
marketplace

PLANET AND PRODUCTS

Completed 
800+ energy 
efficiency 
projects that 
will annually 
save 2M+ 
metric tons of 
CO2e

100% of 
Own Brands 
packaging 
will be 
recyclable, 
reusable or 
compostable 
by 2025

Committed 
to setting 
a Science-
Based Target 
to reduce 
carbon 
emissions

100% of O 
Organics 
coffee is 
Fair Trade 
Certified

Creating 
vibrant 
communities 
where we live, 
work, and 
play

PEOPLE AND COMMUNITY

120+ interactive “Leading With 
Inclusion,” discussions building 
an inclusive leadership team for 
4K+ leaders

70+ Women were recognized 
for leadership by industry 
publications

$5 million donated 
to Social Justice & 
Equality

$260M in 
cash & food 
donations

Over 5 million 
Vaccinations as 
of June 7, 2021

albertsonscompanies.com

250 Parkcenter Blvd. 

Boise, ID 83706