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Altria Group

mo · NYSE Consumer Defensive
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Sector Consumer Defensive
Industry Tobacco
Employees 5001-10,000
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FY2015 Annual Report · Altria Group
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Altria Group, Inc.
6601 W. Broad Street
Richmond, VA 23230-1723

Altria Group, Inc.
2015 Annual Report

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Altria’s 
Operating Companies

Philip Morris USA Inc. (PM USA) 
PM USA is the largest tobacco company 
in the U.S. and has about half of the U.S. 
cigarette market’s retail share.

U.S. Smokeless Tobacco 
Company LLC (USSTC)
USSTC is the largest producer and marketer 
of moist smokeless tobacco, one of the 
fastest growing tobacco segments in the U.S.

John Middleton Co. (Middleton)
Middleton is a leading manufacturer of 
machine-made large cigars and pipe tobacco.

Ste. Michelle Wine Estates Ltd. (Ste. Michelle)
Ste. Michelle ranks among the top-ten 
producers of premium wines in the U.S.

Nu Mark LLC (Nu Mark)
Nu Mark is focused on responsibly developing 
and marketing innovative tobacco products 
for adult tobacco consumers.

Philip Morris Capital Corporation (PMCC)
PMCC manages an existing portfolio of 
leveraged and direct finance lease investments.

altria.com

an Altria Company

an Altria Company

an Altria Company

an Altria Company

An Altria Innovation Company

an Altria Company
an Altria Company

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
From the 
1800’s to 
Today… 

You’d never know our companies 

came from humble beginnings 

by looking at them today.  When 

George Weyman opened up his 

tobacconist shop in Pittsburgh in 

1822, he had no idea he was taking 

the first steps toward creating 

U.S. Smokeless Tobacco Company, 

the world’s largest smokeless 

 tobacco company.  And when 

John Middleton opened his Phila-

delphia tobacco shop in 1856, he 

was paving the way to become one 

of America’s largest cigar manufac-

turers.  Ste. Michelle’s roots were 

built on the 1912 estate owned by 

Frederick Stimson, and today has 

grown to 10 wineries across three 

states.  In 1929, when Philip Morris 

& Co. leaders selected  Richmond, 

VA to manufacture their cigarettes, 

they didn’t realize their focus on 

quality would help the company 

soon sell more than half of all 

cigarettes sold in the United States. 

We’re proud that we’ve provided 

thousands of manufacturing jobs 

right here in America for almost a 

century.  And we’re proud of the 

focus on quality and consumers 

that has helped make us the leader 

in the tobacco industry for 30 years.

Shareholder Information

Shareholder Response Center:
Computershare Trust Company, 
N.A. (Computershare), our 
transfer agent, will be happy to 
answer questions about your 
accounts, certificates, dividends 
or the Direct Stock Purchase and  
Dividend Reinvestment Plan. 

Within the U.S. and Canada, 
shareholders may call toll-free: 
1-800-442-0077

From outside the U.S. or Canada, 
shareholders may call: 
1-781-575-3572 

Postal address:
Computershare Trust 
Company, N.A.
P.O. Box 43078 
Providence, RI 02940-3078
To eliminate duplicate mailings, 
please contact Computershare (if 
you are a registered shareholder) 
or your broker (if you hold your 
stock through a brokerage firm).

Direct Stock Purchase and 
Dividend Reinvestment Plan:
Altria Group, Inc. offers a Direct 
Stock Purchase and Dividend 
Reinvestment Plan, administered 
by Computershare. For more 
information, or to purchase 
shares directly through the Plan, 
please contact Computershare.

Shareholder Publications:
Altria Group, Inc. makes a variety 
of publications and reports avail-
able. These include the Annual 
Report, news releases and other 
publications. For copies, please 
visit our website at: 
www.altria.com/investors

Altria Group, Inc. makes available 
free of charge its filings (such as 
proxy statements and Reports 
on Form 10-K, 10-Q and 8-K) 
with the U.S. Securities and 
Exchange Commission (SEC). 

For copies, please visit our 
website at: 
www.altria.com/SECfilings

If you do not have Internet  
access, you may call: 
1-804-484-8222

Internet Access  
Helps Reduce Costs:
As a convenience to shareholders 
and an important cost-reduction 
and environmentally friendly 
measure, you can register to 
receive future shareholder 
materials (i.e., Annual Report and 
proxy statement) electronically. 
Shareholders also can vote their 
proxies electronically. 

For complete instructions, please 
visit our website at: 
www.altria.com/investors

2016 Annual Meeting:
The Altria Group, Inc. Annual 
Meeting of Shareholders will be 
held at 9:00 a.m. (Eastern Time)
on Thursday, May 19, 2016 at 
The Greater Richmond 
Convention Center, 
403 North Third Street, 
Richmond, VA 23219. 
For further information, call: 
1-804-484-8838

Download the  Altria IR App
Stay up to date with the latest 
investor information on our 
App. Download at the Apple
Store and at Google Play.

Stock Exchange 
Listing:
The principal stock 
exchange on which 
Altria Group, Inc.’s 
common stock (par value $0.331⁄3 
per share) is listed is the New 
York Stock Exchange (ticker sym-
bol: MO). As of January 31, 2016, 
there were approximately 
71,000 holders of record of Altria 
Group, Inc.’s common stock.

Additional Information:
The information on the respec-
tive websites of Altria Group, Inc. 
and its subsidiaries is not, and 
shall not be deemed to be, a part 
of this report or incorporated into 
any other filings Altria Group, Inc. 
makes with the SEC.

Trademarks and service marks 
in this report are the registered 
property of or licensed by Altria 
Group, Inc. or its subsidiaries.

Mailing Addresses

Altria Group, Inc.
6601 W. Broad Street
Richmond, VA 23230-1723
altria.com

Philip Morris USA Inc.
P.O. Box 26603
Richmond, VA 23261-6603
philipmorrisusa.com

U.S. Smokeless Tobacco  
Company LLC
P.O. Box 85107
Richmond, VA 23285-5107
ussmokeless.com

John Middleton Co.
6601 W. Broad Street
Richmond, VA 23230-1723
johnmiddletonco.com

Ste. Michelle Wine  
Estates Ltd.
P.O. Box 1976
Woodinville, WA 98072-1976
smwe.com

Philip Morris  
Capital Corporation
225 High Ridge Road 
Suite 300 West
Stamford, CT 06905-3000
philipmorriscapitalcorp.com

Nu Mark LLC
6603 West Broad Street
Richmond, VA 23230-1723
nu-mark.com

The 2015 annual report was printed on FSC® 

certified paper. The FSC® is an independent, 

non-governmental, not-for-profit global 

organization established to promote the 

responsible management of the world’s forests.

Independent Auditors:

PricewaterhouseCoopers LLP
1021 E. Cary St., Suite 1250 
Richmond, VA 23219

Transfer Agent and Registrar:

Computershare Trust 
Company, N.A.
P.O. Box 43078
Providence, RI 02940-3078

Design: Andra Design  andradesignllc.com
Photography: Casey Templeton
Printer: Stephenson Printing Inc.

© Copyright 2015 Altria Group, Inc.

Financial Highlights

Consolidated Results 

(dollars in millions, except per share data)

Net revenues 
Operating income 
Net earnings attributable to Altria Group, Inc. 
Basic and diluted earnings per share (EPS)  
    attributable to Altria Group, Inc. 
Cash dividends declared per share 

  2015 
$ 25,434 
  8,361 
  5,241 

2014 
$  24,522  
  7,620 
  5,070 

  Change
3.7%
9.7% 
3.4 %

  2.67 
2.17 

2.56 
  2.00 

4.3%
8.5%

Results by Reportable Segment

  2015 

  2014 

Change

Smokeable Products 
    Net revenues 
    Operating companies income 

Smokeless Products
    Net revenues 
    Operating companies income 

Wine
    Net revenues 
    Operating companies income 

$ 22,792 
  7,569 

$  21,939 
  6,873 

$  1,879 
  1,108 

$  1,809 
1,061 

$ 

692 
152 

$ 

643 
134 

3.9% 
10.1%

3.9%
4.4%

7.6%
13.4%  

The chief operating decision maker of Altria Group, Inc. (Altria) reviews operating companies income (OCI) to 
evaluate the performance of, and allocate resources to, the segments. OCI for the segments is defined as operating 
income before amortization of intangibles and general corporate expenses. Management believes it is appropriate 
to disclose this measure to help investors analyze the business performance and trends of the various segments. 
For a reconciliation of OCI to operating income, see Note 15.Segment Reporting to the consolidated financial 
statements in Item 8 of the enclosed Annual Report on Form 10-K.

Adjusted Diluted 
EPS Growth 1
+8.9%

$2.80

$2.57

Annualized Dividend 
Growth ($) 2
+8.7%

Total Shareholder 
Return 3

23.1%

$2.26

$2.08

14.7%

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1 Explanations and reconciliations of adjusted measures to corresponding GAAP financial measures are 
  provided on the Disclosure of Non-GAAP Financial Measures page at the back of this report.
2 Source: Altria company reports
3 Note: Assumes quarterly reinvestment of dividends as of ex-dividend date. Source: Bloomberg Daily Return
  (December 31, 2014 - December 31, 2015)

1  Further explanations and reconciliations of adjusted measures to corresponding GAAP financial  measures are 
  provided on the Disclosure of Non-GAAP Financial Measures page at the back of the report.
2  Source: Altria company reports
3  Note: Assumes quarterly reinvestment of dividends as of ex-dividend date. Source: Bloomberg Daily Return
  (Dec. 31, 2013 - Dec. 31, 2014)

1

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2.0

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1.0

0.5

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Martin J. Barrington, Chairman of the Board, CEO  and  President

Dear Fellow Shareholders

Our Mission

Our Mission is to own and develop 

financially disciplined businesses 

that are leaders in responsibly 

providing adult tobacco and wine 

consumers with superior branded 

products.

Our Goals
l	 Invest In Leadership
l	 Satisfy Adult Consumers
l	 Align With Society 
l	 Create Substantial Value 

for Shareholders

Our Values
l	 Integrity, Trust & Respect
l	 Passion to Succeed
l	 Executing With Quality 
l	 Driving Creativity Into  
  Everything We Do
l	 Sharing With Others

2

We are pleased to report that Altria 
delivered yet another year of excel-
lent business results and outstanding 
returns for our shareholders.

In 2015, Altria grew its adjusted 
diluted earnings per share (EPS) by 
nearly 9% in-line with our long-term 
7% to 9% growth objective. We also 
returned approximately 80% of our 
adjusted diluted EPS to shareholders 
in the form of dividends. 

Our heritage of consistent, long-

term performance, profit growth and 
returning cash to shareholders con-
tinues to be why we believe Altria is 
such an attractive investment. In fact, 
several financial media outlets called 
Altria “America’s Most Successful 
Stock” in modern history. Altria’s 2015 
total shareholder return of 23.1% far 
outpaced both the S&P 500 and S&P 
Food, Beverage and Tobacco indexes, 
marking the third consecutive year 
that total shareholder return has 
exceeded 20%.
  We take great pride in further-
ing the entrepreneurial legacies of 
the founders of our businesses. Our 
tobacco companies are stewards of 
leading premium brands built over 
as many as 180 years, a leadership 
position we don’t take for granted.

Our Mission and Values define 
and guide our companies’ and em-
ployees’ behaviors in this pursuit.

Our Three Core Strategies
We pursue three strategies to deliver 
on our long-term financial goals:
l  maximize income from our core  
tobacco businesses over the  
long term;

l  grow new income streams  

through innovative tobacco  

  products; and 
l  manage our diverse income  
streams and strong balance  
sheet to deliver consistent  
financial performance.

Maximizing the Core 
In 2015, our core tobacco companies 
grew their operating companies 
income (OCI) and strengthened their 
market leadership positions. 

In the smokeable products 
segment, PM USA and Middleton had 
an outstanding year, growing adjust-
ed OCI nearly 11%. PM USA’s flagship 
brand, Marlboro, led the way. With 
over 60 years of retail share growth, 
Marlboro continued to enhance its 
offerings, expanding Marlboro Mid-
night Menthol nationally to build on 
the very positive momentum we’ve 
seen from the Marlboro Black family. 
Marlboro also continued to innovate 
by expanding its pioneering mobile 
couponing capability and launching 
an age-verified mobile app. These 
investments helped PM USA increase 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Marlboro’s retail share by 0.2 share 
points to 44%, a record high.

USSTC, with nearly 55% share of 

the smokeless category, generated 
more than $1.1 billion in OCI in 2015. 
The smokeless products segment grew 
adjusted OCI by nearly 5% behind 
USSTC’s two leading premium brands, 
Copenhagen and Skoal, which 
increased their combined retail share 
by 0.3 retail share points to 51.3%.

Innovating for Our Future
As we maximize the contribution from 
our core tobacco businesses, we con-
tinue to invest for the future with new, 
innovative tobacco products. Nu Mark 
is building a portfolio of such products 
using its strong internal capabilities 
and agreements with third parties. 

In 2015, Nu Mark introduced and 
then expanded MarkTen XL in select 
retail chains, furthered Green Smoke’s 
lead market presence and supple-
mented our 2013 agreement with 
Philip Morris International to include 
joint research and development on 
e-vapor products.

Our tobacco companies 
are stewards of leading 
premium brands built over 
as many as 180 years, a 
leadership position we 
don’t take for granted.

Managing Our Diverse Income 
Streams and Strong Balance 
Sheet to Deliver Consistent 
Financial Performance
Our diverse business model, includ-
ing unique positions in the wine and 
beer categories, supports our ability to 
consistently deliver on our financial 
objectives and pay a strong and grow-
ing dividend to our shareholders.

Altria owns Ste. Michelle Wine 
Estates, a leading domestic producer, 
importer and distributor of premium 
wines. In 2015, Ste. Michelle grew its 
OCI by more than 13%, and its wines 
earned more than 250 90+ ratings.

In beer, Altria, SABMiller’s largest 

shareholder, supported the approxi-
mately $107 billion business com-
bination between Anheuser-Busch 
InBev SA/NV and SABMiller, which 
would create the first truly global 
beer company. We strongly believe 
that the deal is in the best interest of 
our shareholders, offering a signifi-
cant premium on our very large beer 
investment and continued participa-
tion in the global beer profit pool on 
attractive terms.

Our track record of returning cash 

to shareholders is unparalleled. In 
August 2015, Altria’s Board of Directors 
voted to increase our dividend by 8.7% 
to $2.26 per share on an annualized 
basis, the 49th increase in the past 46 
years. Altria paid nearly $4.2 billion in 
dividends during the year.

Culture of Compliance 
and Responsibility
Success for us also means achieving 
results the right way. Altria, its compa-
nies and employees are focused on 
continuously improving our culture 
of compliance and responsibility and 
working to resolve societal concerns 
relevant to our business. We were 
pleased that Corporate Responsibility 
Magazine ranked Altria #25 on its 2015 
“100 Best Corporate Citizens List,” the 
fifth consecutive year Altria appeared 
on the list.

Altria supports meaningful Food 
and Drug Administration (FDA) regu-
lation of all tobacco products, and FDA 
has completed inspections at each of 
our regulated companies’ facilities. 
We continue to work constructively 
with FDA to shape reasonable, science- 
and evidence- based regulation by 
sharing our industry experience and 
knowledge. 

Our operating companies contin-

ue investing in our Success 360° ini-
tiative, by supporting leading national 
and local non-profits like the Boys & 
Girls Clubs and Big Brothers Big Sisters 
to promote the healthy development 
of kids and help them avoid risky 
behaviors like tobacco use. 

Investing In Communities
Community investment where we 
live and work is deeply rooted in our 
culture. Every year, our companies 
donate millions of dollars to non-profit 
organizations in areas such as Youth 
Development, the Environment, Arts  
& Culture and support for our Military. 
In fact, our corporate contributions to 
the arts span nearly six decades.

We continue to work 
constructively with FDA to 
shape rea sonable, science- 
and evidence- based 
regulation by sharing 
our industry experience 
and knowledge.

Diversity and Inclusion
Great companies seek and value 
differences to drive success and fuel 
innovation, and we’ve had a three-year 
initiative to do just that. Just as our 
companies focus on understanding 
their consumers, we’re becoming 
more intentional about working inclu-
sively and learning about our differ-
ences to drive better solutions to our 
business challenges. 

Our internal efforts are being 

noticed externally. For the third 
straight year, Altria was named to 
DiversityInc’s list of 25 Noteworthy 
Companies for Diversity, and last 
year, Altria was named to Forbes’ 
America’s Best Employers List. 

In summary, Altria had a great year 

in 2015. We continue to harness the 
strengths of our company’s heritage to 
support innovation for the future.

Thank you for your continuing 
interest and commitment to Altria, and 
for the continuing privilege of leading 
this great company.

Martin J. Barrington
Chairman of the Board, 
CEO and President
March 1, 2016

3

 
 
 
 
 
 
 
 
 
 
Board of Directors

Gerald L. Baliles 2,3,5,6 
Retired Director and 
  Chief Executive Officer,   
  Miller Center of Public Affairs 
  at the University of Virginia 
  and former Governor of the 
  Commonwealth of Virginia
Director since 2008

Martin J. Barrington 3 
Chairman of the Board,  
  Chief Executive Officer  
  and President, 
  Altria Group, Inc. 
Director since 2012

John T. Casteen III 1,5,6 
President Emeritus, 
  University of Virginia
Director since 2010

Dinyar S. Devitre 4,5 
Special Advisor,
  General Atlantic LLC
Retired Senior Vice President 
  and Chief Financial Officer, 
  Altria Group, Inc.
Director since 2008

Thomas F. Farrell II 2,3,6
Chairman, President and 
  Chief Executive Officer,

 Dominion Resources, Inc.

Director since 2008

Thomas W. Jones 1,2,3,4
Senior Partner, TWJ Capital LLC 
Director since 2002 

Debra J. Kelly-Ennis 1,5,6
Retired President and
  Chief Executive Officer,
  Diageo Canada, Inc.
Director since 2013 

W. Leo Kiely III 2,3,4,5
Retired Chief Executive Officer,
  MillerCoors LLC  
Director since 2011 

Kathryn B. McQuade 1,2,4
Retired Executive Vice President
  and Chief Financial Officer,  
  Canadian Pacific Railway 
  Limited 
Director since 2012

George Muñoz 1,3,4,6
Principal, Muñoz Investment  
  Banking Group, LLC
Partner, Tobin & Muñoz 
Director since 2004

Nabil Y. Sakkab 3,4,5,6
Retired Senior Vice President, 
  Corporate Research and  
  Development, The Procter  
  & Gamble Company
Director since 2008

  Committees
  Presiding Director,  
  Thomas F. Farrell II

1   Member of Audit Committee,  

George Muñoz, Chair

2  Member of Compensation Committee, 

W. Leo Kiely III, Chair 

3   Member of Executive Committee,  

Martin J. Barrington, Chair

4  Member of Finance Committee,  

Thomas W. Jones, Chair

5   Member of Innovation Committee,  

Nabil Y. Sakkab, Chair

6  Member of Nominating,  

Corporate Governance and  
Social Responsibility Committee,  
Gerald L. Baliles, Chair

The primary responsibility 

of the Board of Directors 

is to foster the long-term 

success of the company.  

In fulfilling this role, each 

director exercises his or 

her good faith business 

judgment of the best 

interests of the company. 

The Board has responsibil-

ity for establishing broad 

corporate policies, setting 

strategic direction and 

overseeing management, 

which is responsible for 

the day-to-day operations 

of the company. 

4

 
 
 
 
 
 
 
 
UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 
FORM 10-K 

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the fiscal year ended December 31, 2015 
OR 
TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 
For the transition period from                     to 
Commission File Number 1-08940 
ALTRIA GROUP, INC. 
(Exact name of registrant as specified in its charter) 

Virginia  
(State or other jurisdiction of 
incorporation or organization)

6601 West Broad Street, Richmond, Virginia  
(Address of principal executive offices)

13-3260245
(I.R.S. Employer 
Identification No.)

23230
(Zip Code)

804-274-2200 
(Registrant’s telephone number, including area code) 
Securities registered pursuant to Section 12(b) of the Act: 

               Title of each class                

Name of each exchange on which registered

Common Stock, $0.33  1/3 par value 

New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act:  None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.           

Yes   

No

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.        

Yes    

No

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 
1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject 
to such filing requirements for the past 90 days   

Yes     

   No

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Website, if any, every Interactive Data File 

required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for 
such shorter period that the registrant was required to submit and post such files)     

Yes     

No

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§229.405 of this chapter) is not contained herein, 
and will not be contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part 
III of this Form 10-K or any amendment to this Form 10-K  

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer or a smaller reporting company.

See the definitions of “large accelerated filer”, “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act.

     Large accelerated filer 

Accelerated filer 

     Non-accelerated filer 
Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).      Yes    

 (Do not check if smaller reporting company)            Smaller operating company 

No

As of June 30, 2015, the aggregate market value of the registrant’s common stock held by non-affiliates of the registrant was 
approximately $96 billion based on the closing sale price of the common stock as reported on the New York Stock Exchange. 

Common Stock, $0.33  1/3 par value 

Class  

Outstanding at February 12, 2016
1,957,931,815 shares

DOCUMENTS INCORPORATED BY REFERENCE 

Portions of the registrant’s definitive proxy statement for use in connection with its annual meeting of shareholders to be held on 
May 19, 2016, to be filed with the Securities and Exchange Commission on or about April 7, 2016, are incorporated by reference 
into Part III hereof.

 
TABLE OF CONTENTS

TABLE OF CONTENTS

TABLE OF CONTENTS

Business

Business

Business

PART I
Item 1.   
Item 1A.    Risk Factors
Item 1B.    Unresolved Staff Comments
Properties
Properties
Item 2.  
Legal Proceedings Mine 
Legal Proceedings Mine 
Item 3. 
Safety Disclosures
Safety Disclosures
Item 4.

PART I
PART I
Item 1.   
Item 1.   
Item 1A.    Risk Factors
Item 1A.    Risk Factors
Item 1B.    Unresolved Staff Comments
Item 1B.    Unresolved Staff Comments
Item 2.  
Item 2.  
Properties
Item 3. 
Item 3. 
Legal Proceedings Mine 
Item 4.
Item 4.
Safety Disclosures

PART II 
Item 5.

PART II 
Item 5.

PART II 
Item 5.

Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of 

Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of 

Equity Securities
Selected Financial Data

Equity Securities
Selected Financial Data

Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of 

Item 6.  
Item 7.   Management's Discussion and Analysis of Financial Condition and Results of Operations
Item 7A.    Quantitative and Qualitative Disclosures About Market Risk
Financial Statements and Supplementary Data
Item 8.  
Item 9.  
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure
Item 9A.    Controls and Procedures 

Equity Securities
Item 6.  
Item 6.  
Selected Financial Data
Item 7.   Management's Discussion and Analysis of Financial Condition and Results of Operations
Item 7.   Management's Discussion and Analysis of Financial Condition and Results of Operations
Item 7A.    Quantitative and Qualitative Disclosures About Market Risk
Item 7A.    Quantitative and Qualitative Disclosures About Market Risk
Financial Statements and Supplementary Data
Item 8.  
Financial Statements and Supplementary Data
Item 8.  
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure
Item 9.  
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure
Item 9.  
Item 9A.    Controls and Procedures 
Item 9A.    Controls and Procedures 
Item 9B.    Other Information

12 
14 
15 
38 
39
110 
110 

Item 9B.    Other Information

Item 9B.    Other Information

PART III 
Item 10.    Directors, Executive Officers and Corporate Governance
Item 11.    Executive Compensation
Item 12.    Security Ownership of Certain Beneficial Owners and Management and Related Stockholder 

PART III 
Item 10.    Directors, Executive Officers and Corporate Governance
Item 11.    Executive Compensation
Item 12.    Security Ownership of Certain Beneficial Owners and Management and Related Stockholder 

PART III 
Item 10.    Directors, Executive Officers and Corporate Governance
Item 11.    Executive Compensation
Item 12.    Security Ownership of Certain Beneficial Owners and Management and Related Stockholder 

Matters

Matters

110 

111 

Matters

Item 13.    Certain Relationships and Related Transactions, and Director Independence 

Item 13.    Certain Relationships and Related Transactions, and Director Independence 

Item 13.    Certain Relationships and Related Transactions, and Director Independence 
Item 14.    Principal Accounting Fees and Services

Item 14.    Principal Accounting Fees and Services

Item 14.    Principal Accounting Fees and Services

PART IV 

PART IV 

PART IV 

Item 15.    Exhibits and Financial Statement Schedules 

Item 15.    Exhibits and Financial Statement Schedules 

Item 15.    Exhibits and Financial Statement Schedules 

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Part I
Item 1.  Business.

General Development of Business 

General: Altria Group, Inc. is a holding company 
incorporated in the Commonwealth of Virginia in 1985.  At 
December 31, 2015, Altria Group, Inc.’s wholly-owned 
subsidiaries included Philip Morris USA Inc. (“PM USA”), which 
is engaged predominantly in the manufacture and sale of 
cigarettes in the United States; John Middleton Co. 
(“Middleton”), which is engaged in the manufacture and sale of 
machine-made large cigars and pipe tobacco, and is a wholly-
owned subsidiary of PM USA; and UST LLC (“UST”), which 
through its wholly-owned subsidiaries, including U.S. Smokeless 
Tobacco Company LLC (“USSTC”) and Ste. Michelle Wine 
Estates Ltd. (“Ste. Michelle”), is engaged in the manufacture and 
sale of smokeless tobacco products and wine.  Altria Group, Inc.’s 
other operating companies included Nu Mark LLC (“Nu Mark”), 
a wholly-owned subsidiary that is engaged in the manufacture and 
sale of innovative tobacco products, and Philip Morris Capital 
Corporation (“PMCC”), a wholly-owned subsidiary that 
maintains a portfolio of finance assets, substantially all of which 
are leveraged leases.  Other Altria Group, Inc. wholly-owned 
subsidiaries included Altria Group Distribution Company, which 
provides sales, distribution and consumer engagement services to 
certain Altria Group, Inc. operating subsidiaries, and Altria Client 
Services LLC, which provides various support services in areas 
such as legal, regulatory, finance, human resources and external 
affairs, to Altria Group, Inc. and its subsidiaries.  

At December 31, 2015, Altria Group, Inc. also held 
approximately 27% of the economic and voting interest of 
SABMiller plc (“SABMiller”), which Altria Group, Inc. accounts 
for under the equity method of accounting.  On November 11, 
2015, Anheuser-Busch InBev SA/NV (“AB InBev”) announced 
its firm offer to effect a business combination with SABMiller in 
a cash and stock transaction.  For further discussion, see Note 6. 
Investment in SABMiller to the consolidated financial statements 
in Item 8. Financial Statements and Supplementary Data of this 
Annual Report on Form 10-K (“Item 8”).

Source of Funds:  Because Altria Group, Inc. is a holding 

company, its access to the operating cash flows of its wholly-
owned subsidiaries consists of cash received from the payment of 
dividends and distributions, and the payment of interest on 
intercompany loans by its subsidiaries.  At December 31, 2015, 
Altria Group, Inc.’s principal wholly-owned subsidiaries were not 
limited by long-term debt or other agreements in their ability to 
pay cash dividends or make other distributions with respect to 
their equity interests.  In addition, Altria Group, Inc. receives cash 
dividends on its interest in SABMiller if and when SABMiller 
pays such dividends.  

Financial Information About Segments 

Altria Group, Inc.’s reportable segments are smokeable products, 
smokeless products and wine.  The financial services and the 
innovative tobacco products businesses are included in an all 

1

other category due to the continued reduction of the lease 
portfolio of PMCC and the relative financial contribution of Altria 
Group, Inc.’s innovative tobacco products businesses to Altria 
Group, Inc.’s consolidated results.  

Altria Group, Inc.’s chief operating decision maker reviews 
operating companies income to evaluate the performance of, and 
allocate resources to, the segments.  Operating companies income 
for the segments is defined as operating income before 
amortization of intangibles and general corporate expenses.  
Interest and other debt expense, net, and provision for income 
taxes are centrally managed at the corporate level and, 
accordingly, such items are not presented by segment since they 
are excluded from the measure of segment profitability reviewed 
by Altria Group, Inc.’s chief operating decision maker.  Net 
revenues and operating companies income (together with a 
reconciliation to earnings before income taxes) attributable to 
each such segment for each of the last three years are set forth in 
Note 15. Segment Reporting to the consolidated financial 
statements in Item 8 (“Note 15”).  Information about total assets 
by segment is not disclosed because such information is not 
reported to or used by Altria Group, Inc.’s chief operating 
decision maker.  Segment goodwill and other intangible assets, 
net, are disclosed in Note 4. Goodwill and Other Intangible 
Assets, net to the consolidated financial statements in Item 8 
(“Note 4”).  The accounting policies of the segments are the same 
as those described in Note 2. Summary of Significant Accounting 
Policies to the consolidated financial statements in Item 8 (“Note 
2”).
        The relative percentages of operating companies income 
(loss) attributable to each reportable segment and the all other 
category were as follows: 

Smokeable products

Smokeless products

Wine

All other

Total

2015 

2014 

2013

87.4%

87.2% 

84.5%

12.8

1.8

(2.0)

13.4 

1.7 

(2.3) 

12.2

1.4

1.9

100.0% 100.0% 

100.0%

For items affecting the comparability of the relative percentages 
of operating companies income (loss) attributable to each 
reportable segment, see Note 15. 

Narrative Description of Business 

Portions of the information called for by this Item are included in 
Item 7. Management’s Discussion and Analysis of Financial 
Condition and Results of Operations - Operating Results by 
Business Segment of this Annual Report on Form 10-K.

Tobacco Space
Altria Group, Inc.’s tobacco operating companies include PM 
USA, USSTC and other subsidiaries of UST, Middleton and Nu 
Mark.  Altria Group Distribution Company provides sales, 

 
 
distribution and consumer engagement services to Altria Group, 
Inc.’s tobacco operating companies.  

The products of Altria Group, Inc.’s tobacco subsidiaries 
include smokeable tobacco products comprised of cigarettes 
manufactured and sold by PM USA and machine-made large 
cigars and pipe tobacco manufactured and sold by Middleton; 
smokeless tobacco products, substantially all of which are 
manufactured and sold by USSTC; and innovative tobacco 
products, including e-vapor products manufactured and sold by 
Nu Mark. 

Cigarettes:  PM USA is the largest cigarette company in the 
United States, with total cigarette shipment volume in the United 
States of approximately 126.0 billion units in 2015, an increase of 
0.5% from 2014.  Marlboro, the principal cigarette brand of PM 
USA, has been the largest-selling cigarette brand in the United 
States for the past 40 years. 

Cigars:  Middleton is engaged in the manufacture and sale of 

machine-made large cigars and pipe tobacco to customers, 
substantially all of which are located in the United States.  
Middleton sources a portion of its cigars from an importer 
through a third-party contract manufacturing arrangement.  Total 
shipment volume for cigars was approximately 1.3 billion units in 
2015, an increase of 4.2% from 2014.  Black & Mild is the 
principal cigar brand of Middleton.  

Smokeless tobacco products:  USSTC is the leading 
producer and marketer of moist smokeless tobacco (“MST”) 
products.  The smokeless products segment includes the premium 
brands, Copenhagen and Skoal, value brands, Red Seal and 
Husky, and Marlboro Snus, a premium PM USA spit-free 
smokeless tobacco product.  Substantially all of the smokeless 
tobacco products are manufactured and sold to customers in the 
United States.  Total smokeless products shipment volume was 
813.5 million units in 2015, an increase of 2.5% from 2014.

Innovative tobacco products:  Nu Mark participates in the 

e-vapor category and has developed and commercialized other 
innovative tobacco products.  In addition, Nu Mark sources the 
production of its e-vapor products through overseas contract 
manufacturing arrangements.  In 2013, Nu Mark introduced 
MarkTen e-vapor products.  In April 2014, Nu Mark acquired the 
e-vapor business of Green Smoke, Inc. and its affiliates (“Green 
Smoke”), which has been selling e-vapor products since 2009.  
For a further discussion of the acquisition of Green Smoke, see 
Note 3. Acquisition of Green Smoke to the consolidated financial 
statements in Item 8 (“Note 3”).  

In December 2013, Altria Group, Inc.’s subsidiaries entered 
into a series of agreements with Philip Morris International Inc. 
(“PMI”) pursuant to which Altria Group, Inc.’s subsidiaries 
provide an exclusive license to PMI to sell Altria Group, Inc.’s 
subsidiaries’ e-vapor products outside the United States, and 
PMI’s subsidiaries provide an exclusive license to Altria Group, 
Inc.’s subsidiaries to sell two of PMI’s heated tobacco product 
technologies in the United States.  Further, in July 2015, Altria 
Group, Inc. announced the expansion of its strategic framework 
with PMI to include a joint research, development and 

technology-sharing agreement.  Under this agreement, Altria 
Group, Inc. and PMI will collaborate to develop e-vapor products 
for commercialization in the United States by Altria Group, Inc. 
and in markets outside the United States by PMI.  This agreement 
also provides for exclusive technology cross licenses, technical 
information sharing and cooperation on scientific assessment, 
regulatory engagement and approval related to e-vapor products.   

Distribution, Competition and Raw Materials:  Altria 
Group, Inc.’s tobacco subsidiaries sell their tobacco products 
principally to wholesalers (including distributors), large retail 
organizations, including chain stores, and the armed services. 
        The market for tobacco products is highly competitive, 
characterized by brand recognition and loyalty, with product 
quality, taste, price, product innovation, marketing, packaging and 
distribution constituting the significant methods of competition.  
Promotional activities include, in certain instances and where 
permitted by law, allowances, the distribution of incentive items, 
price promotions, product promotions, coupons and other 
discounts.  

In June 2009, the President of the United States of America 

signed into law the Family Smoking Prevention and Tobacco 
Control Act (“FSPTCA”), which provides the United States Food 
and Drug Administration (“FDA”) with broad authority to 
regulate the design, manufacture, packaging, advertising, 
promotion, sale and distribution of cigarettes, cigarette tobacco 
and smokeless tobacco products; the authority to require 
disclosures of related information; and the authority to enforce the 
FSPTCA and related regulations.  The FSPTCA imposes 
restrictions on the advertising, promotion, sale and distribution of 
tobacco products, including at retail.  The law also grants the 
FDA authority to extend the FSPTCA application, by regulation, 
to all other tobacco products, including cigars, pipe tobacco and 
e-vapor products.  In April 2014, the FDA issued proposed 
regulations for other tobacco products, which as proposed would 
include machine-made large cigars, e-vapor products, pipe 
tobacco and oral tobacco-derived nicotine products marketed and 
sold by some of Altria Group, Inc.’s tobacco subsidiaries.  The 
proposed regulations would impose the FSPTCA regulatory 
framework on products manufactured, marketed and sold by 
Middleton and Nu Mark with potentially wide-ranging impact on 
their businesses.  PM USA and USSTC are subject to quarterly 
user fees as a result of the FSPTCA.  Their respective FDA user 
fee amounts are determined by an allocation formula administered 
by the FDA that is based on the respective market shares of 
manufacturers and importers of each kind of tobacco product.  
PM USA, USSTC and other U.S. tobacco manufacturers have 
agreed to other marketing restrictions in the United States as part 
of the settlements of state health care cost recovery actions.

In the United States, under a contract growing program, PM 

USA purchases burley and flue-cured leaf tobaccos of various 
grades and styles directly from tobacco growers.  Under the terms 
of this program, PM USA agrees to purchase the amount of 
tobacco specified in the grower contracts.  PM USA also 
purchases a portion of its United States tobacco requirements 
through leaf merchants. 

2

 
 
 
 
Tobacco production in the United States was historically 
subject to government controls, including the production control 
programs administered by the United States Department of 
Agriculture (the “USDA”).  In October 2004, the Fair and 
Equitable Tobacco Reform Act of 2004 (“FETRA”), which 
applied to PM USA, Middleton and USSTC, was signed into law. 
FETRA eliminated the federal tobacco quota and price support 
program through an industry-funded buy-out of tobacco growers 
and quota holders.  The cost of the 10-year buy-out, which 
expired after the third quarter of 2014, was approximately 
$9.5 billion and was paid by manufacturers and importers of each 
kind of tobacco product subject to federal excise tax (“FET”).  
The cost was allocated based on the relative market shares of 
manufacturers and importers of each kind of tobacco product.  As 
a result of FETRA, Altria Group, Inc.’s subsidiaries recorded 
charges to cost of sales of approximately $0.3 billion for the year 
ended December 31, 2014 and approximately $0.4 billion for the 
year ended December 31, 2013.  

USSTC purchases burley, dark fire-cured and air-cured 
tobaccos of various grades and styles from domestic tobacco 
growers under a contract growing program as well as from leaf 
merchants.  
  Middleton purchases burley and dark air-cured tobaccos of 
various grades and styles through leaf merchants.  Middleton does 
not have a contract growing program.

Altria Group, Inc.’s tobacco subsidiaries believe there is an 
adequate supply of tobacco in the world markets to satisfy their 
current and anticipated production requirements.  See Item 1A.  
Risk Factors of this Annual Report on Form 10-K (“Item 1A”) 
and Tobacco Space - Business Environment - Price, Availability 
and Quality of Agricultural Products in Item 7. Management’s 
Discussion and Analysis of Financial Condition and Results of 
Operations of this Annual Report on Form 10-K for a discussion 
of risks associated with tobacco supply. 

Wine
Ste. Michelle is a producer and supplier of premium varietal and 
blended table wines and of sparkling wines.  Ste. Michelle is a 
leading producer of Washington state wines, primarily Chateau 
Ste. Michelle, Columbia Crest and 14 Hands, and owns wineries 
in or distributes wines from several other domestic and foreign 
wine regions.  Ste. Michelle’s total 2015 wine shipment volume 
of approximately 8.9 million cases increased 6.2% from 2014.  
Ste. Michelle holds an 85% ownership interest in Michelle-

Antinori, LLC, which owns Stag’s Leap Wine Cellars in Napa 
Valley.  Ste. Michelle also owns Conn Creek in Napa Valley and 
Erath in Oregon.  In addition, Ste. Michelle imports and markets 
Antinori, Torres and Villa Maria Estate wines and Champagne 
Nicolas Feuillatte in the United States.  

Distribution, Competition and Raw Materials:  Key 
elements of Ste. Michelle’s strategy are expanded domestic 
distribution of its wines, especially in certain account categories 
such as restaurants, wholesale clubs, supermarkets, wine shops 
and mass merchandisers, and a focus on improving product mix 
to higher-priced, premium products. 

Ste. Michelle’s business is subject to significant competition, 

including competition from many larger, well-established 
domestic and international companies, as well as from many 
smaller wine producers.  Wine segment competition is primarily 
based on quality, price, consumer and trade wine tastings, 
competitive wine judging, third-party acclaim and advertising.  
Substantially all of Ste. Michelle’s sales occur in the United 
States through state-licensed distributors.

Federal, state and local governmental agencies regulate the 

beverage alcohol industry through various means, including 
licensing requirements, pricing rules, labeling and advertising 
restrictions, and distribution and production policies.  Further 
regulatory restrictions or additional excise or other taxes on the 
manufacture and sale of alcoholic beverages may have an adverse 
effect on Ste. Michelle’s wine business.

Ste. Michelle uses grapes harvested from its own vineyards 

or purchased from independent growers, as well as bulk wine 
purchased from other sources.  Grape production can be adversely 
affected by weather and other forces that may limit production.  
At the present time, Ste. Michelle believes that there is a 
sufficient supply of grapes and bulk wine available in the market 
to satisfy its current and expected production requirements.  See 
Item 1A for a discussion of risks associated with competition, 
unfavorable changes in grape supply and governmental 
regulations. 

Financial Services Business
In 2003, PMCC ceased making new investments and began 
focusing exclusively on managing its portfolio of finance assets in 
order to maximize its operating results and cash flows from its 
existing lease portfolio activities and asset sales.  For further 
information on PMCC’s finance assets, see Note 7. Finance 
Assets, net to the consolidated financial statements in Item 8 
(“Note 7”).

Other Matters

Customers:  The largest customer of PM USA, USSTC and 
Middleton, McLane Company, Inc., accounted for approximately 
26% of Altria Group, Inc.’s consolidated net revenues for the year 
ended December 31, 2015, and 27% for each of the years ended 
December 31, 2014 and 2013.  In addition, Core-Mark Holding 
Company, Inc. accounted for approximately 10% of Altria Group, 
Inc.’s consolidated net revenues for the year ended December 31, 
2015. Substantially all of these net revenues were reported in the 
smokeable products and smokeless products segments.  

Sales to three distributors accounted for approximately 66%, 
67% and 66% of net revenues for the wine segment for the years 
ended December 31, 2015, 2014 and 2013, respectively. 

Employees:  At December 31, 2015, Altria Group, Inc. and 

its subsidiaries employed approximately 8,800 people. 

Executive Officers of Altria Group, Inc.:  The disclosure 

regarding executive officers is included in Item 10. Directors, 
Executive Officers and Corporate Governance - Executive 
Officers as of February 12, 2016 of this Annual Report on Form 
10-K.

3

 
 
 
 
 
 
 
 
Research and Development:  Research and development 

Available Information 

expense for the years ended December 31, 2015, 2014 and 2013 
is set forth in Note 17. Additional Information to the consolidated 
financial statements in Item 8. 

Intellectual Property:  Trademarks are of material 

importance to Altria Group, Inc. and its operating companies, and 
are protected by registration or otherwise.  In addition, as of 
December 31, 2015, the portfolio of over 600 United States 
patents owned by Altria Group, Inc.’s businesses, as a whole, was 
material to Altria Group, Inc. and its tobacco businesses.  
However, no one patent or group of related patents was material 
to Altria Group, Inc.’s business or its tobacco businesses as of 
December 31, 2015.  Altria Group, Inc.’s businesses also have 
proprietary secrets, technology, know-how, processes and other 
intellectual property rights that are protected by appropriate 
confidentiality measures.  Certain trade secrets are material to 
Altria Group, Inc. and its tobacco and wine businesses.

Environmental Regulation:  Altria Group, Inc. and its 
subsidiaries (and former subsidiaries) are subject to various 
federal, state and local laws and regulations concerning the 
discharge of materials into the environment, or otherwise related 
to environmental protection, including, in the United States:  The 
Clean Air Act, the Clean Water Act, the Resource Conservation 
and Recovery Act and the Comprehensive Environmental 
Response, Compensation and Liability Act (commonly known as 
“Superfund”), which can impose joint and several liability on 
each responsible party.  Subsidiaries (and former subsidiaries) of 
Altria Group, Inc. are involved in several matters subjecting them 
to potential costs of remediation and natural resource damages 
under Superfund or other laws and regulations.  Altria Group, 
Inc.’s subsidiaries expect to continue to make capital and other 
expenditures in connection with environmental laws and 
regulations.  As discussed in Note 2, Altria Group, Inc. provides 
for expenses associated with environmental remediation 
obligations on an undiscounted basis when such amounts are 
probable and can be reasonably estimated.  Such accruals are 
adjusted as new information develops or circumstances change.  
Other than those amounts, it is not possible to reasonably estimate 
the cost of any environmental remediation and compliance efforts 
that subsidiaries of Altria Group, Inc. may undertake in the future.  
In the opinion of management, however, compliance with 
environmental laws and regulations, including the payment of any 
remediation and compliance costs or damages and the making of 
related expenditures, has not had, and is not expected to have, a 
material adverse effect on Altria Group, Inc.’s consolidated results 
of operations, capital expenditures, financial position or cash 
flows.

Financial Information About Geographic Areas 

Substantially all of Altria Group, Inc.’s net revenues are from 
sales generated in the United States for each of the last three fiscal 
years and substantially all of Altria Group, Inc.’s long-lived assets 
are located in the United States.

Altria Group, Inc. is required to file annual, quarterly and current 
reports, proxy statements and other information with the 
Securities and Exchange Commission (“SEC”).  Investors may 
read and copy any document that Altria Group, Inc. files, 
including this Annual Report on Form 10-K, at the SEC’s Public 
Reference Room at 100 F Street, NE, Washington, D.C. 20549.  
Investors may obtain information on the operation of the Public 
Reference Room by calling the SEC at 1-800-SEC-0330.  In 
addition, the SEC maintains an Internet site at http://www.sec.gov 
that contains reports, proxy and information statements, and other 
information regarding issuers that file electronically with the 
SEC, from which investors can electronically access Altria Group, 
Inc.’s SEC filings.

Altria Group, Inc. makes available free of charge on or 
through its website (www.altria.com) its Annual Report on 
Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on 
Form 8-K and amendments to those reports filed or furnished 
pursuant to Section 13(a) or 15(d) of the Securities Exchange Act 
of 1934, as amended (the “Exchange Act”), as soon as reasonably 
practicable after Altria Group, Inc. electronically files such 
material with, or furnishes it to, the SEC.  Investors can access 
Altria Group, Inc.’s filings with the SEC by visiting 
www.altria.com/secfilings. 

The information on the respective websites of Altria Group, 

Inc. and its subsidiaries is not, and shall not be deemed to be, a 
part of this report or incorporated into any other filings Altria 
Group, Inc. makes with the SEC.

Item 1A.  Risk Factors

The following risk factors should be read carefully in connection 
with evaluating our business and the forward-looking statements 
contained in this Annual Report on Form 10-K.  Any of the 
following risks could materially adversely affect our business, our 
results of operations, our cash flows, our financial position and 
the actual outcome of matters as to which forward-looking 
statements are made in this Annual Report on Form 10-K. 
  We (1) may from time to time make written or oral forward-
looking statements, including earnings guidance and other 
statements contained in filings with the SEC, reports to security 
holders, press releases and investor webcasts.  You can identify 
these forward-looking statements by use of words such  as 
“strategy,” “expects,” “continues,” “plans,” “anticipates,” 
believes,” “will,” “estimates,” “forecasts,” “intends,” “projects,” 
“goals,” “objectives,” “guidance,” “targets” and other words of 
similar meaning.  You can also identify them by the fact that they 
do not relate strictly to historical or current facts.

  We cannot guarantee that any forward-looking statement will 
be realized, although we believe we have been prudent in our 
plans and assumptions.  Achievement of future results is subject 
to risks, uncertainties and assumptions that may prove to be 
___________________________________________________
1 This section uses the terms “we,” “our” and “us” when it is not 
necessary to distinguish among Altria Group, Inc. and its various 
operating subsidiaries or when any distinction is clear from the context.

4

 
 
inaccurate.  Should known or unknown risks or uncertainties 
materialize, or should underlying assumptions prove inaccurate, 
actual results could vary materially from those anticipated, 
estimated or projected.  You should bear this in mind as you 
consider forward-looking statements and whether to invest in or 
remain invested in Altria Group, Inc.’s securities. In connection 
with the “safe harbor” provisions of the Private Securities 
Litigation Reform Act of 1995, we are identifying important 
factors that, individually or in the aggregate, could cause actual 
results and outcomes to differ materially from those contained in 
any forward-looking statements made by us; any such statement 
is qualified by reference to the following cautionary statements.  
We elaborate on these and other risks we face throughout this 
document, particularly in the “Business Environment” sections 
preceding our discussion of the operating results of our 
subsidiaries’ businesses in Item 7. Management’s Discussion and 
Analysis of Financial Condition and Results of Operations of this 
Annual Report on Form 10-K (“Item 7”).  You should understand 
that it is not possible to predict or identify all risk factors.  
Consequently, you should not consider the following to be a 
complete discussion of all potential risks or uncertainties.  We do 
not undertake to update any forward-looking statement that we 
may make from time to time except as required by applicable law.

Unfavorable litigation outcomes could materially adversely 
affect the consolidated results of operations, cash flows or 
financial position of Altria Group, Inc., or the businesses of 
one or more of its subsidiaries. 

Legal proceedings covering a wide range of matters are pending 
or threatened in various United States and foreign jurisdictions 
against Altria Group, Inc. and its subsidiaries, including PM USA 
and UST and its subsidiaries, as well as their respective 
indemnitees.  Various types of claims may be raised in these 
proceedings, including product liability, consumer protection, 
antitrust, tax, contraband-related claims, patent infringement, 
employment matters, claims for contribution and claims of 
competitors and distributors.
        Litigation is subject to uncertainty and it is possible that there 
could be adverse developments in pending or future cases.  An 
unfavorable outcome or settlement of pending tobacco-related or 
other litigation could encourage the commencement of additional 
litigation.  Damages claimed in some tobacco-related or other 
litigation are significant and, in certain cases, range in the billions 
of dollars.  The variability in pleadings in multiple jurisdictions, 
together with the actual experience of management in litigating 
claims, demonstrate that the monetary relief that may be specified 
in a lawsuit bears little relevance to the ultimate outcome.  In 
certain cases, plaintiffs claim that defendants’ liability is joint and 
several.  In such cases, Altria Group, Inc. or its  subsidiaries may 
face the risk that one or more co-defendants decline or otherwise 
fail to participate in the bonding required for an appeal or to pay 
their proportionate or jury-allocated share of a judgment.  As a 
result, Altria Group, Inc. or its subsidiaries under certain 
circumstances may have to pay more than their proportionate 
share of any bonding- or judgment-related amounts. Furthermore, 
in those cases where plaintiffs are successful, Altria Group, Inc. 

or its subsidiaries may also be required to pay interest and 
attorneys’ fees.

Although PM USA has historically been able to obtain 
required bonds or relief from bonding requirements in order to 
prevent plaintiffs from seeking to collect judgments while adverse 
verdicts have been appealed, there remains a risk that such relief 
may not be obtainable in all cases.  This risk has been 
substantially reduced given that 47 states and Puerto Rico now 
limit the dollar amount of bonds or require no bond at all.  As 
discussed in Note 18, Contingencies to the consolidated financial 
statements in Item 8 (“Note 18”), tobacco litigation plaintiffs have 
challenged the constitutionality of Florida’s bond cap statute in 
several cases and plaintiffs may challenge state bond cap statutes 
in other jurisdictions as well.  Such challenges may include the 
applicability of state bond caps in federal court.  Although we 
cannot predict the outcome of such challenges, it is possible that 
the consolidated results of operations, cash flows or financial 
position of Altria Group, Inc., or the businesses of one or more of 
its subsidiaries, could be materially adversely affected in a 
particular fiscal quarter or fiscal year by an unfavorable outcome 
of one or more such challenges.
        In certain litigation, PM USA faces potentially significant 
non-monetary remedies.  For example, in the lawsuit brought by 
the United States Department of Justice, discussed in Note 18, the 
district court did not impose monetary penalties but ordered 
significant non-monetary remedies, including the issuance of 
“corrective statements” in various media.

Altria Group, Inc. and its subsidiaries have achieved 
substantial success in managing litigation.  Nevertheless, 
litigation is subject to uncertainty, and significant challenges 
remain.

It is possible that the consolidated results of operations, cash 
flows or financial position of Altria Group, Inc., or the businesses 
of one or more of its subsidiaries, could be materially adversely 
affected in a particular fiscal quarter or fiscal year by an 
unfavorable outcome or settlement of certain pending litigation.  
Altria Group, Inc. and each of its subsidiaries named as a 
defendant believe, and each has been so advised by counsel 
handling the respective cases, that it has valid defenses to the 
litigation pending against it, as well as valid bases for appeal of 
adverse verdicts.  Each of the companies has defended, and will 
continue to defend, vigorously against litigation challenges.  
However, Altria Group, Inc. and its subsidiaries may enter into 
settlement discussions in particular cases if they believe it is in 
the best interests of Altria Group, Inc. to do so.  See Item 3. Legal 
Proceedings of this Annual Report on Form 10-K (“Item 3”), 
Note 18 and Exhibits 99.1 and 99.2 to this Annual Report on 
Form 10-K for a discussion of pending tobacco-related litigation.

Significant federal, state and local governmental actions, 
including actions by the FDA, and various private sector 
actions may continue to have an adverse impact on our 
tobacco subsidiaries’ businesses.

As described in Tobacco Space - Business Environment in Item 7, 
PM USA faces significant governmental and private sector 
actions, including efforts aimed at reducing the incidence of 

5

 
 
 
tobacco use and efforts seeking to hold PM USA responsible for 
the adverse health effects associated with both smoking and 
exposure to environmental tobacco smoke.  These actions, 
combined with the diminishing social acceptance of smoking, 
have resulted in reduced cigarette industry volume, and we expect 
that these factors will continue to reduce cigarette consumption 
levels.

Actions by the FDA and other federal, state or local 

governments or agencies, including those specific actions 
described in Tobacco Space - Business Environment in Item 7, 
may impact the consumer acceptability of tobacco products, limit 
adult tobacco consumer choices, delay or prevent the launch of 
new or modified tobacco products or products with claims of 
reduced risk, require the recall or other removal of tobacco 
products from the marketplace (for example as a result of product 
contamination or a determination by the FDA that one or more 
tobacco products do not satisfy the statutory requirements for 
substantial equivalence), restrict communications to adult tobacco 
consumers, restrict the ability to differentiate tobacco products, 
create a competitive advantage or disadvantage for certain 
tobacco companies, impose additional manufacturing, labeling or 
packing requirements, interrupt manufacturing or otherwise 
significantly increase the cost of doing business, or restrict or 
prevent the use of specified tobacco products in certain locations 
or the sale of tobacco products by certain retail establishments.  
Any one or more of these actions may have a material adverse 
impact on the business, consolidated results of operations, cash 
flows or financial position of Altria Group, Inc. and its tobacco 
subsidiaries.  See Tobacco Space - Business Environment in Item 
7 for a more detailed discussion of these risks.

Tobacco products are subject to substantial taxation, which 
could have an adverse impact on sales of the tobacco products 
of Altria Group, Inc.’s tobacco subsidiaries. 

Tobacco products are subject to substantial excise taxes, and 
significant increases in tobacco product-related taxes or fees have 
been proposed or enacted and are likely to continue to be 
proposed or enacted within the United States at the state, federal 
and local levels. Tax increases are expected to continue to have an 
adverse impact on sales of the tobacco products of our tobacco 
subsidiaries through lower consumption levels and the potential 
shift in adult consumer purchases from the premium to the non-
premium or discount segments or to other low-priced or low-
taxed tobacco products or to counterfeit and contraband products. 
Such shifts may have an adverse impact on the reported share 
performance of tobacco products of Altria Group, Inc.’s tobacco 
subsidiaries. For further discussion, see Tobacco Space - Business 
Environment - Excise Taxes in Item 7.

Our tobacco businesses face significant competition and their 
failure to compete effectively could have an adverse effect on 
the consolidated results of operations or cash flows of Altria 
Group, Inc., or the business of Altria Group, Inc.’s tobacco 
subsidiaries.

Each of Altria Group, Inc.’s tobacco subsidiaries operates in 
highly competitive tobacco categories.   Significant methods of 

competition include product quality, taste, price, product 
innovation, marketing, packaging, distribution and promotional 
activities.  A highly competitive environment could negatively 
impact the profitability, market share and shipment volume of our 
tobacco subsidiaries, which could have an adverse effect on the 
consolidated results of operations or cash flows of Altria Group, 
Inc.

PM USA also faces competition from lowest priced brands 
sold by certain United States and foreign manufacturers that have 
cost advantages because they are not parties to settlements of 
certain tobacco litigation in the United States.  These settlements, 
among other factors, have resulted in substantial cigarette price 
increases.  These manufacturers may fail to comply with related 
state escrow legislation or may avoid escrow deposit obligations 
on the majority of their sales by concentrating on certain states 
where escrow deposits are not required or are required on fewer 
than all such manufacturers’ cigarettes sold in such states.  
Additional competition has resulted from diversion into the 
United States market of cigarettes intended for sale outside the 
United States, the sale of counterfeit cigarettes by third parties, 
the sale of cigarettes by third parties over the Internet and by 
other means designed to avoid collection of applicable taxes, and 
imports of foreign lowest priced brands.  USSTC faces significant 
competition in the smokeless tobacco category and has 
experienced consumer down-trading to lower-priced brands.  In 
the cigar category, additional competition has resulted from 
increased imports of machine-made large cigars manufactured 
offshore.

Altria Group, Inc. and its subsidiaries may be unsuccessful in 
anticipating changes in adult consumer preferences, 
responding to changes in consumer purchase behavior or 
managing through difficult competitive and economic 
conditions.

Each of our tobacco and wine subsidiaries is subject to intense 
competition and changes in adult consumer preferences.  To be 
successful, they must continue to:

promote brand equity successfully;

anticipate and respond to new and evolving adult 
consumer preferences;

develop, manufacture, market and distribute products 
that appeal to adult consumers (including, where 
appropriate, through arrangements with, or investments 
in, third parties);

improve productivity; and

protect or enhance margins through cost savings and 
price increases.

See Tobacco Space - Business Environment - Summary in Item 7 
for additional discussion concerning evolving adult tobacco 
consumer preferences, including increased consumer awareness 
of, and expenditures on, e-vapor products.  Continued growth of 
this product category could further contribute to reductions in 
cigarette consumption levels and cigarette industry sales volume 

6

 
 
and could adversely affect the growth rates of other tobacco 
products.

do succeed, our tobacco subsidiaries may be at a competitive 
disadvantage. 

The willingness of adult consumers to purchase premium 
consumer product brands depends in part on economic conditions.  
In periods of economic uncertainty, adult consumers may 
purchase more discount brands and/or, in the case of tobacco 
products, consider lower-priced tobacco products, which could 
have a material adverse effect on the business, consolidated 
results of operations, cash flows or financial position of Altria 
Group, Inc. and its subsidiaries.  Our tobacco and wine 
subsidiaries work to broaden their brand portfolios to compete 
effectively with lower-priced products.

Our financial services business (conducted through PMCC) 
holds investments in finance leases, principally in transportation 
(including aircraft), power generation and manufacturing 
equipment and facilities.  Its lessees are also subject to intense 
competition and economic conditions.  If parties to PMCC’s 
leases fail to manage through difficult economic and competitive 
conditions, PMCC may have to increase its allowance for losses, 
which would adversely affect our earnings.

Altria Group, Inc.’s tobacco subsidiaries may be unsuccessful 
in developing and commercializing adjacent products or 
processes, including innovative tobacco products that may 
reduce the health risks associated with current tobacco 
products and that appeal to adult tobacco consumers, which 
may have an adverse effect on their ability to grow new 
revenue streams.

Altria Group, Inc. and its subsidiaries have growth strategies 
involving moves and potential moves into adjacent products or 
processes, including innovative tobacco products.  Some 
innovative tobacco products may reduce the health risks 
associated with current tobacco products, while continuing to 
offer adult tobacco consumers (within and outside the United 
States) products that meet their taste expectations and evolving 
preferences. Examples include tobacco-containing and nicotine-
containing products that reduce or eliminate exposure to cigarette 
smoke and/or constituents identified by public health authorities 
as harmful. These efforts may include arrangements with, or 
investments in, third parties.  Our tobacco subsidiaries may not 
succeed in these efforts, which would have an adverse effect on 
the ability to grow new revenue streams.

Further, we cannot predict whether regulators, including the 

FDA, will permit the marketing or sale of products with claims of 
reduced risk to consumers, the speed with which they may make 
such determinations or whether regulators will impose an unduly 
burdensome regulatory framework on such products.  Nor can we 
predict whether adult tobacco consumers’ purchasing decisions 
would be affected by such claims if permitted.  Adverse 
developments on any of these matters could negatively impact the 
commercial viability of such products.

If our tobacco subsidiaries do not succeed in their efforts to 

develop and commercialize innovative tobacco products or to 
obtain regulatory approval for the marketing or sale of products 
with claims of reduced risk, but one or more of their competitors 

Significant changes in tobacco leaf price, availability or 
quality could have an adverse effect on the profitability and 
business of Altria Group, Inc.’s tobacco subsidiaries. 

Any significant change in tobacco leaf prices, quality or 
availability could adversely affect our tobacco subsidiaries’ 
profitability and business.  For further discussion, see Tobacco 
Space - Business Environment - Price, Availability and Quality  of 
Agricultural Products in Item 7.

Because Altria Group, Inc.’s tobacco subsidiaries rely on a 
few significant facilities and a small number of significant 
suppliers, an extended disruption at a facility or in service by 
a supplier could have a material adverse effect on the 
business, the consolidated results of operations, cash flows or 
financial position of Altria Group, Inc. and its tobacco 
subsidiaries.

Altria Group, Inc.’s tobacco subsidiaries face risks inherent in 
reliance on a few significant facilities and a small number of 
significant suppliers.  A natural or man-made disaster or other 
disruption that affects the manufacturing operations of any of 
Altria Group, Inc.’s tobacco subsidiaries or the operations of any 
significant suppliers of any of Altria Group, Inc.’s tobacco 
subsidiaries could adversely impact the operations of the affected 
subsidiaries.  An extended disruption in operations experienced 
by one or more of Altria Group, Inc.’s subsidiaries or significant 
suppliers could have a material adverse effect on the business, the 
consolidated results of operations, cash flows or financial position 
of Altria Group, Inc. and its tobacco subsidiaries.

Altria Group, Inc. may be unable to attract and retain the 
best talent due to the impact of decreasing social acceptance 
of tobacco usage and tobacco control actions.

Our ability to implement our strategy of attracting and retaining 
the best talent may be impaired by the impact of decreasing social 
acceptance of tobacco usage and tobacco regulation and control 
actions.  The tobacco industry competes for talent with the 
consumer products industry and other companies that enjoy 
greater societal acceptance.  As a result, we may be unable to 
attract and retain the best talent.

Acquisitions or other events may adversely affect Altria 
Group, Inc.’s credit rating, and Altria Group, Inc. may not 
achieve its anticipated strategic or financial objectives.

Altria Group, Inc. from time to time considers acquisitions and 
may engage in confidential acquisition negotiations that are not 
publicly announced unless and until those negotiations result in a 
definitive agreement.  Although we seek to maintain or improve 
our credit ratings over time, it is possible that completing a given 
acquisition or the occurrence of other events could impact our 
credit ratings or the outlook for those ratings.  Any such change in 
ratings or outlook may negatively affect the amount of credit 
available to us and may also increase our costs and adversely 
affect our earnings or our dividend rate.  

7

 
 
 
 
Furthermore, acquisition opportunities are limited, and 
acquisitions present risks of failing to achieve efficient and 
effective integration, strategic objectives and anticipated revenue 
improvements and cost savings.  There can be no assurance that 
we will be able to acquire attractive businesses on favorable 
terms, that we will realize any of the anticipated benefits from an 
acquisition or that acquisitions will be quickly accretive to 
earnings.

Disruption and uncertainty in the debt capital markets could 
adversely affect Altria Group, Inc.’s access to the debt capital 
markets, earnings and dividend rate.

Access to the debt capital markets is important for us to satisfy 
our liquidity and financing needs.  Disruption and uncertainty in 
the credit and debt capital markets and any resulting adverse 
impact on credit availability, pricing, credit terms or credit rating 
may negatively affect the amount of credit available to us and 
may also increase our costs and adversely affect our earnings or 
our dividend rate.

Altria Group, Inc.’s reported earnings from and carrying 
value of its equity investment in SABMiller may be adversely 
affected by unfavorable foreign currency exchange rates and 
other factors.

For purposes of financial reporting, the earnings from and 
carrying value of our equity investment in SABMiller are 
translated into U.S. dollars from various local currencies.  During 
times of a strengthening U.S. dollar against these currencies, our 
reported earnings from and carrying value of our equity 
investment in SABMiller will be reduced because the local 
currencies will translate into fewer U.S. dollars.  The earnings 
from and carrying value of our equity investment in SABMiller 
are also subject to the risks encountered by SABMiller in its 
business.

Altria Group, Inc. may be required to write down intangible 
assets, including goodwill, due to impairment, which would 
reduce earnings.

We periodically calculate the fair value of our reporting units and 
intangible assets to test for impairment.  This calculation may be 
affected by several factors, including general economic 
conditions, regulatory developments, changes in category growth 
rates as a result of changing adult consumer preferences, success 
of planned new product introductions, competitive activity and 
tobacco-related taxes.  If an impairment is determined to exist, we 
will incur impairment losses, which will reduce our earnings. 

Competition, unfavorable changes in grape supply and new 
governmental regulations or revisions to existing 
governmental regulations could adversely affect Ste. 
Michelle’s wine business.

Ste. Michelle’s business is subject to significant competition, 
including from many large, well-established domestic and 
international companies.  The adequacy of Ste. Michelle’s grape 
supply is influenced by consumer demand for wine in relation to 
industry-wide production levels as well as by weather and crop 

conditions, particularly in eastern Washington.  Supply shortages 
related to any one or more of these factors could increase 
production costs and wine prices, which ultimately may have a 
negative impact on Ste. Michelle’s sales.  In addition, federal, 
state and local governmental agencies regulate the alcohol 
beverage industry through various means, including licensing 
requirements, pricing, labeling and advertising restrictions, and 
distribution and production policies.  New regulations or revisions 
to existing regulations, resulting in further restrictions or taxes on 
the manufacture and sale of alcoholic beverages, may have an 
adverse effect on Ste. Michelle’s wine business.  For further 
discussion, see Wine Segment - Business Environment in Item 7.

The failure of Altria Group, Inc.’s information systems or 
service providers’ information systems to function as 
intended, or cyberattacks or security breaches, could result in 
loss of revenue, assets, personal data, intellectual property, 
trade secrets or other sensitive data, violation of applicable 
privacy and data security laws, reputational harm and 
significant costs.

Altria Group, Inc. and its subsidiaries rely on information systems 
to help manage business processes, collect and interpret business 
data, comply with regulatory, financial reporting and tax 
requirements, engage in marketing and e-commerce activities, 
collect and store sensitive data and confidential information, and 
communicate internally and externally with employees, investors, 
suppliers, trade customers, adult consumers and others.  Many of 
these information systems are managed by third-party service 
providers.  We have implemented administrative, technical and 
physical safeguards, including testing and auditing protocols, 
backup systems and business continuity plans, intended to protect 
our systems and data.  However, because the techniques used in 
cyberattacks and security breaches change frequently and often 
are not recognized until launched against a target, we may be 
unable to anticipate these techniques or to implement adequate 
preventative measures.  To date, interruptions of our information 
systems have been infrequent and have not had a material impact 
on our operations.  Failure of our systems or service providers’ 
systems to function as intended or cyberattacks or security 
breaches by parties intent on extracting or corrupting information 
or otherwise disrupting business processes could result in loss of 
revenue, assets, personal data, intellectual property, trade secrets 
or other sensitive and confidential data, violation of applicable 
privacy and data security laws, damage to the reputation of our 
companies and their brands, legal challenges and significant 
remediation and other costs to Altria Group, Inc. and its 
subsidiaries.   

Unfavorable outcomes of any governmental investigations 
could materially affect the businesses of Altria Group, Inc. 
and its subsidiaries.

From time to time, Altria Group, Inc. and its subsidiaries are 
subject to governmental investigations on a range of matters.  We 
cannot predict whether new investigations may be commenced or 
the outcome of such investigations, and it is possible that our  

8

 
business could be materially adversely affected by an unfavorable 
outcome of future investigations.  

Expanding international business operations subjects Altria 
Group, Inc. and its subsidiaries to various United States and 
foreign laws and regulations, and violations of such laws or 
regulations could result in reputational harm, legal challenges 
and/or significant costs.

While Altria Group, Inc. and its subsidiaries are primarily 
engaged in business activities in the United States, they do engage 
(directly or indirectly) in certain international business activities 
that are subject to various United States and foreign laws and 
regulations, such as the U.S. Foreign Corrupt Practices Act and 
other laws prohibiting bribery and corruption.  Although we have 
a Code of Conduct and a compliance system designed to prevent 
and detect violations of applicable law, no system can provide 
assurance that it will always protect against improper actions by 
employees or third parties.  Violations of these laws, or 
allegations of such violations, could result in reputational harm, 
legal challenges and/or significant costs.

AB InBev’s proposed transaction to effect a business 
combination with SABMiller may not be completed within the 
anticipated time frame or at all, which could have a negative 
effect on the value of our equity investment in SABMiller.

As described in more detail in Note 6, Investment in SABMiller to 
the consolidated financial statements in Item 8 (“Note 6”), on 
November 11, 2015, AB InBev announced its firm offer to effect 
a business combination with SABMiller.  The proposed 
transaction is subject to a number of closing conditions, including 
shareholder approvals of both SABMiller and AB InBev, and 
receipt of the required regulatory approvals.  These conditions 
may not be satisfied or may take longer than expected to be 
satisfied.  The transaction is also subject to other risks and 
uncertainties over which Altria Group, Inc. has no control.  We 
cannot provide any assurance that the proposed transaction will 
be completed or that there will not be a delay in the completion of 
the proposed transaction.  If the transaction is not completed or is 
subject to a delay, the value of our investment in SABMiller could 
be adversely affected.

If AB InBev’s proposed transaction to effect a business 
combination with SABMiller is completed, AB InBev may not 
achieve the intended benefits of the transaction, which could 
have a negative effect on our reported earnings from and 
carrying value of our equity investment in the combined 
company.

There can be no assurance that AB InBev will be able to 
successfully integrate SABMiller’s business or otherwise realize 
the expected benefits of the proposed transaction.  Any of these 
outcomes could result in increased costs to the combined 
company and dilution to its shareholders, and could adversely 
affect the combined company’s financial condition and Altria 
Group, Inc.’s reported earnings from and carrying value of our 
investment in the combined company.  

9

If AB InBev’s proposed transaction to effect a business 
combination with SABMiller is completed, we will receive a 
substantial portion of our transaction consideration in the 
form of restricted shares.  Furthermore, the number of 
restricted shares we expect to receive is, under certain 
circumstances described below, subject to proration, which if 
it were to occur would decrease the number of restricted 
shares and increase the amount of cash that we receive in 
connection with the transaction.  Any cash we receive will be 
subject to taxation and to risks associated with changes in the 
value of the U.S. dollar versus the British pound. 

Altria Group, Inc. has committed to elect the partial share 
alternative (“PSA”) in the transaction. Therefore, upon 
completion of the proposed transaction, we expect to receive a 
substantial portion of our transaction consideration in the form of 
shares that will be subject to certain limitations and restrictions, 
including a five-year restriction on sale or transfer, subject to 
limited exceptions.  These transfer restrictions will require us to 
bear the risks associated with our investment in the combined 
company for a five-year period following completion of the 
proposed transaction.  Further, while we have committed to elect 
the PSA in the transaction, our election is subject to proration to 
the extent that other SABMiller shareholders also elect this 
alternative and these elections exceed the maximum number of 
shares that AB InBev’s firm offer makes available to those 
SABMiller shareholders that elect the PSA.  If we receive more 
cash and less equity consideration than we currently expect, we 
will be subject to additional tax liabilities, our percentage 
ownership of the combined company will be reduced and we may 
be unable to account for our investment under the equity method 
of accounting as we currently do for our investment in 
SABMiller. 

In addition, the cash consideration we expect to receive will 
be denominated in British pounds.  Based on the British pound to 
U.S. dollar exchange rate on November 10, 2015, the trading day 
prior to the announcement of the proposed transaction, we 
anticipate receiving approximately $2.5 billion in pre-tax cash.  
We entered into a derivative financial instrument in the form of a 
put option to hedge our exposure to foreign currency exchange 
rate movements.  We are exposed to the risk of default by, or 
failure of, our counterparty financial institution to perform under 
the contractual obligation of the derivative financial instrument.  
In addition, as indicated above, we may receive more cash 
consideration than we anticipate because our election of the PSA 
is subject to proration and, therefore, we may not be successful in 
effectively mitigating our foreign currency exchange rate risk on 
any additional cash proceeds above the $2.5 billion in pre-tax 
cash that we may receive.  As a result of either of the above risks, 
Altria Group, Inc. could incur a decrease in the amount of the 
gain recorded upon the completion of the AB InBev and 
SABMiller transaction. 

 
If AB InBev’s proposed transaction to effect a business 
combination with SABMiller is completed, our tax treatment 
of the transaction may be challenged.

While we expect the equity consideration that we receive in the 
transaction to qualify for tax-deferred treatment, we cannot 
provide any assurance that federal and state tax authorities will 
not challenge the expected tax treatment and, if they do, what the 
outcome of any such challenge will be.  It is also possible that the 
tax treatment of the dividends Altria Group, Inc. expects to 
receive from the combined company may not be as favorable as 
that applied to the dividends we receive from SABMiller. 

Item 1B. Unresolved Staff Comments. 

None. 

Item 2.  Properties.

The property in Richmond, Virginia that serves as the 
headquarters facility for Altria Group, Inc., PM USA, USSTC, 
Middleton, Nu Mark and certain other subsidiaries is under lease.  
At December 31, 2015, the smokeable products segment used 
four manufacturing and processing facilities.  PM USA owns and 
operates two tobacco manufacturing and processing facilities 
located in the Richmond, Virginia area that are used in the 
manufacturing and processing of cigarettes.  Middleton owns and 
operates two manufacturing and processing facilities - one in 
King of Prussia, Pennsylvania and one in Limerick, Pennsylvania 
- that are used in the manufacturing and processing of cigars and 
pipe tobacco.  In addition, PM USA owns a research and 
technology center in Richmond, Virginia that is leased to an 
affiliate, Altria Client Services LLC.  

At December 31, 2015, the smokeless products segment used 

four smokeless tobacco manufacturing and processing facilities 
located in Franklin Park, Illinois; Hopkinsville, Kentucky; 
Nashville, Tennessee; and Richmond, Virginia, all of which are 
owned and operated by USSTC.  In 2016, USSTC expects to 
complete construction of a new facility located in Hopkinsville, 
Kentucky and expects the facility to be operational in the second 
half of 2016.  

At December 31, 2015, the wine segment used 11 wine-
making facilities - seven in Washington, three in California and 
one in Oregon.  All of these facilities are owned and operated by 
Ste. Michelle, with the exception of a facility that is leased by Ste. 
Michelle in Washington.  In addition, in order to support the 
production of its wines, the wine segment used vineyards in 
Washington, California and Oregon that are leased or owned by 
Ste. Michelle. 

The plants and properties owned or leased and operated by 

Altria Group, Inc. and its subsidiaries are maintained in good 
condition and are believed to be suitable and adequate for present 
needs. 

Item 3.  Legal Proceedings.

The information required by this Item is included in Note 18 and 
Exhibits 99.1 and 99.2 to this Annual Report on Form 10-K.  
Altria Group, Inc.’s consolidated financial statements and 

accompanying notes for the year ended December 31, 2015 were 
filed on Form 8-K on January 28, 2016 (such consolidated 
financial statements and accompanying notes are also included in 
Item 8).  The following summarizes certain developments in 
Altria Group, Inc.’s litigation since the filing of such Form 8-K. 

Recent Developments 

Smoking and Health Litigation

Non-Engle Progeny Litigation:  

In Pooshs, on February 8, 2016, a California federal court jury 

returned a verdict in favor of PM USA.

In Bullock, on February 8, 2016, the district court denied 

plaintiff’s motion for a new trial.

In Schwarz, on February 10, 2016, PM USA filed a petition for 

writ of certiorari with the United States Supreme Court.

Engle Progeny Trial Results:

In McCoy, on January 27, 2016, plaintiff filed a notice of cross-

appeal to the Florida Fourth District Court of Appeal.

In Ewing, on January 28, 2016, an Escambia County jury 

returned a verdict in favor of PM USA.

In Pollari, on January 28, 2016, PM USA posted a bond in the 

amount of $2.5 million.

On January 29, 2016, the Florida Supreme Court upheld the 

trial court’s decision in favor of plaintiff in R. Cohen.  On 
February 1, 2016, the Florida Supreme Court upheld the trial 
courts’ decisions in favor of plaintiffs in Kayton and Putney.  On 
February 3, 2016, defendants filed a motion for clarification in 
Putney.  On February 8, 2016, in Kayton and R. Cohen, PM USA 
posted riders increasing the amount of its bonds to $15 million 
and $7.5 million, respectively.

In Buchanan, on February 2, 2016, the Florida Supreme Court 
declined to accept jurisdiction of PM USA’s petition for review.  
On February 8, 2016, PM USA posted a rider increasing the 
amount of its bond to $5.5 million.

In Bowden, on February 2, 2016, the Florida First District Court 

of Appeal affirmed the trial court’s decision in favor of plaintiff.  
In the first quarter of 2016, PM USA will record a provision of 
approximately $1.6 million for the judgment plus interest.

In Barbose, on February 17, 2016, PM USA posted a bond in 
the amount of $2.5 million and, on February 16, 2016, defendants 
filed a notice of appeal to the Florida Second District Court of 
Appeal.

In Cooper, on February 10, 2016, the trial court entered final 

judgment in favor of plaintiff, reducing the compensatory 
damages award against PM USA to approximately $300,000.
In Ahrens, on February 13, 2016, a Pinellas County jury 

returned a verdict in favor of plaintiff and against PM USA and 
R.J. Reynolds Tobacco Company (“R.J. Reynolds”) awarding $9 
million in compensatory damages and allocating 24% of the fault 
to PM USA.  The jury also awarded $2.5 million in punitive 
damages against each defendant.

In Greene (formerly Rizzuto), on February 16, 2016, PM USA 

paid the judgment plus interest in the amount of approximately 
$6.8 million.

10

 
 
 
 
In Hess, on February 22, 2016, PM USA paid the judgment 
plus interest and associated costs in the amount of approximately 
$10.6 million.

In E. Smith, on February 22, 2016, a Palm Beach County jury 

returned a verdict in favor of PM USA and R.J. Reynolds.      
In Ledoux, on February 23, 2016, the trial court denied 

defendants’ post-trial motions.

Medical Monitoring Class Actions:  In Donovan, on February 
10, 2016, a Massachusetts jury returned a verdict in favor of PM 
USA.

“Lights/Ultra Lights” Cases

State Trial Court Class Certifications:  In Aspinall, on 

February 19, 2016, the trial court issued its “Findings of Fact and 
Conclusions of Law.”  The court found that (1) PM USA violated 
Massachusetts consumer protection laws in marketing Marlboro 
“Lights” and (2) plaintiffs proved that class members were 
economically injured, but did not prove a specific measure of 
damages.  As a result, the court awarded statutory damages of $25 
per class member, for a total of $4.9 million, plus interest, 
attorneys’ fees and costs.

Health Care Cost Recovery Litigation

Certain Other Tobacco-Related Litigation

Argentine Grower Cases: In Hupan, on January 29, 2016, 

plaintiffs filed an amended complaint against defendants, 
including PM USA.  On February 12, 2016, PM USA and Philip 
Morris Global Brands Inc. (a subsidiary of PMI) filed a motion to 
strike the amended complaint.

UST Litigation: In Vassallo, on February 3, 2016, the trial 
court denied plaintiff’s motion to amend the complaint to add 
fraud and conspiracy claims.

Item 4.  Mine Safety Disclosures. 

Not applicable.

NPM Adjustment Disputes:  On February 8, 2016, PM USA 
and certain other manufacturers entered into an agreement with 
the State of Missouri to settle the non-participating manufacturer 
(“NPM”) adjustment disputes under the 1998 Master Settlement 
Agreement (“MSA”).  The settlement is contingent upon 
Missouri’s enactment by June 3, 2016 of certain amendments to 
its existing escrow statute.  Similar to the settlement of these 
disputes with 24 other signatory states, the settlement with 
Missouri would resolve the disputes for the years 2003-2012 and 
treat 2013-2014 as “transition years.”  If the settlement becomes 
effective, PM USA will retain approximately $36 million 
previously received as a result of an arbitration panel’s ruling that 
Missouri did not diligently enforce its escrow statute during 2003 
and will receive an additional approximately $18 million in the 
form of a reduction to the next MSA payment following the 
effectiveness of the settlement.  In addition, if the settlement 
becomes effective, the NPM Adjustment provision will be revised 
and streamlined as to Missouri for the years after 2014.  The 
original participating manufacturers have agreed that the amounts 
they receive under the settlement for the years after 2014 will be 
allocated among them pursuant to a formula that modifies the 
MSA allocation formula in a manner favorable to PM USA, 
although the extent to which it remains favorable to PM USA will 
depend upon future developments.
  On February 22, 2016, the Court of Appeals of Maryland 
denied PM USA’s petition for discretionary judicial review of the 
Maryland intermediate appellate court decision that had reversed 
the Maryland trial court’s ruling in PM USA’s favor on the pro 
rata judgment reduction method.  This decision leaves in effect 
the intermediate court’s decision applying a judgment reduction 
method that is more favorable to the state.  As a result of this 
denial of PM USA’s petition, PM USA will be required to return 
approximately $12 million of the 2003 NPM Adjustment and $7 
million of the interest it received (plus interest on those amounts).  
In addition, PM USA will record a corresponding reduction to its 
pre-tax earnings in the first quarter of 2016. 

Federal Government’s Lawsuit: On February 8, 2016, the 
U.S. District Court for the District of Columbia issued an order on 
the content of the corrective communications and ordered the 
parties to submit proposed changes to the consent order on the 
implementation details by April 1, 2016. 

11

Part II
Part II
Part II
Item 5.  Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 
Part II
Item 5.  Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 
Item 5.  Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 
Securities.  
Securities.  
Item 5.  Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 
Securities.  
Performance Graph 
Securities.  
Performance Graph 
Performance Graph 
The graph below compares the cumulative total shareholder return of Altria Group, Inc.’s common stock for the last five years with the 
The graph below compares the cumulative total shareholder return of Altria Group, Inc.’s common stock for the last five years with the 
Performance Graph 
The graph below compares the cumulative total shareholder return of Altria Group, Inc.’s common stock for the last five years with the 
cumulative total return for the same period of the S&P 500 Index and the Altria Group, Inc. Peer Group (1).  The graph assumes the 
cumulative total return for the same period of the S&P 500 Index and the Altria Group, Inc. Peer Group (1).  The graph assumes the 
cumulative total return for the same period of the S&P 500 Index and the Altria Group, Inc. Peer Group (1).  The graph assumes the 
The graph below compares the cumulative total shareholder return of Altria Group, Inc.’s common stock for the last five years with the 
investment of $100 in common stock and each of the indices as of the market close on December 31, 2010 and the reinvestment of all 
investment of $100 in common stock and each of the indices as of the market close on December 31, 2010 and the reinvestment of all 
cumulative total return for the same period of the S&P 500 Index and the Altria Group, Inc. Peer Group (1).  The graph assumes the 
investment of $100 in common stock and each of the indices as of the market close on December 31, 2010 and the reinvestment of all 
dividends on a quarterly basis.  
dividends on a quarterly basis.  
dividends on a quarterly basis.  
investment of $100 in common stock and each of the indices as of the market close on December 31, 2010 and the reinvestment of all 
dividends on a quarterly basis.  

Comparison of Five-Year Cumulative Total Shareholder Return

Altria Group, Inc. 
Altria Peer Group 
S&P 500

$400 

$350

$300 

$250

$200 

$150

$100

$50

 2010 

2011    

2012   

2013  

2014   

2015

$ 

S&P 500

Date
S&P 500
Date
December 2010
S&P 500
Date
$  100.00
December 2010
S&P 500
Date
December 2011
December 2010
$  100.00
$  102.11
December 2011
December 2012
$  100.00
December 2010
$  102.11
December 2011
December 2012
$  118.44
December 2013
$  102.11
December 2011
$  118.44
December 2012
December 2013
$  156.79
December 2014
$  118.44
December 2012
$  156.79
December 2013
December 2014
$  178.24
December 2015
$  156.79
December 2013
$  178.24
December 2014
December 2015
$  180.68
Source: Bloomberg - “Total Return Analysis” calculated on a daily basis and assumes reinvestment of dividends as of the ex-dividend date.
$  178.24
December 2014
$  180.68
December 2015
Source: Bloomberg - “Total Return Analysis” calculated on a daily basis and assumes reinvestment of dividends as of the ex-dividend date.
(1)In 2015, the Altria Group, Inc. Peer Group consisted of U.S.-headquartered consumer product companies that are competitors to Altria Group, Inc.’s tobacco operating 
$  180.68
December 2015
Source: Bloomberg - “Total Return Analysis” calculated on a daily basis and assumes reinvestment of dividends as of the ex-dividend date.
(1)In 2015, the Altria Group, Inc. Peer Group consisted of U.S.-headquartered consumer product companies that are competitors to Altria Group, Inc.’s tobacco operating 
companies subsidiaries or that have been selected on the basis of revenue or market capitalization: Campbell Soup Company, The Coca-Cola Company, Colgate-
(1)In 2015, the Altria Group, Inc. Peer Group consisted of U.S.-headquartered consumer product companies that are competitors to Altria Group, Inc.’s tobacco operating 
Source: Bloomberg - “Total Return Analysis” calculated on a daily basis and assumes reinvestment of dividends as of the ex-dividend date.
Palmolive Company, ConAgra Foods, Inc., General Mills, Inc.,  The Hershey Company, Kellogg Company, Kimberly-Clark Corporation, Kraft Foods Group, Inc., The 
companies subsidiaries or that have been selected on the basis of revenue or market capitalization: Campbell Soup Company, The Coca-Cola Company, Colgate-
Kraft Heinz Company, Lorillard, Inc.,  
International, Inc., PepsiCo, Inc. and Reynolds American Inc.
companies subsidiaries or that have been selected on the basis of revenue or market capitalization: Campbell Soup Company, The Coca-Cola Company, Colgate-
Palmolive Company, ConAgra Foods, Inc., General Mills, Inc.,  The Hershey Company, Kellogg Company, Kimberly-Clark Corporation, Kraft Foods Group, Inc., The 
(1)In 2015, the Altria Group, Inc. Peer Group consisted of U.S.-headquartered consumer product companies that are competitors to Altria Group, Inc.’s tobacco operating 
Palmolive Company, ConAgra Foods, Inc., General Mills, Inc.,  The Hershey Company, Kellogg Company, Kimberly-Clark Corporation, Kraft Foods Group, Inc., The 
Kraft Heinz Company, Lorillard, Inc., 
International, Inc., PepsiCo, Inc. and Reynolds American Inc.
Note - On October 1, 2012, Kraft Foods Inc. (KFT) spun off Kraft Foods Group, Inc. (KRFT) to its shareholders and then changed its name from Kraft Foods Inc. to 
companies subsidiaries or that have been selected on the basis of revenue or market capitalization: Campbell Soup Company, The Coca-Cola Company, Colgate-
Kraft Heinz Company, Lorillard, Inc.,  
International, Inc., PepsiCo, Inc. and Reynolds American Inc.
International, Inc. (MDLZ).  On July 2, 2015, Kraft Foods Group, Inc. merged with and into a wholly owned subsidiary of H.J. Heinz Holding Corporation, 
Palmolive Company, ConAgra Foods, Inc., General Mills, Inc.,  The Hershey Company, Kellogg Company, Kimberly-Clark Corporation, Kraft Foods Group, Inc., The 
Note - On October 1, 2012, Kraft Foods Inc. (KFT) spun off Kraft Foods Group, Inc. (KRFT) to its shareholders and then changed its name from Kraft Foods Inc. to 
which was renamed The Kraft Heinz Company (KHC).  On June 12, 2015, Reynolds American Inc. (RAI) acquired Lorillard, Inc. (LO).
Note - On October 1, 2012, Kraft Foods Inc. (KFT) spun off Kraft Foods Group, Inc. (KRFT) to its shareholders and then changed its name from Kraft Foods Inc. to 
International, Inc., PepsiCo, Inc. and Reynolds American Inc.
Kraft Heinz Company, Lorillard, Inc.,  
International, Inc. (MDLZ).  On July 2, 2015, Kraft Foods Group, Inc. merged with and into a wholly owned subsidiary of H.J. Heinz Holding Corporation, 
International, Inc. (MDLZ).  On July 2, 2015, Kraft Foods Group, Inc. merged with and into a wholly owned subsidiary of H.J. Heinz Holding Corporation, 
which was renamed The Kraft Heinz Company (KHC).  On June 12, 2015, Reynolds American Inc. (RAI) acquired Lorillard, Inc. (LO).
Note - On October 1, 2012, Kraft Foods Inc. (KFT) spun off Kraft Foods Group, Inc. (KRFT) to its shareholders and then changed its name from Kraft Foods Inc. to 
which was renamed The Kraft Heinz Company (KHC).  On June 12, 2015, Reynolds American Inc. (RAI) acquired Lorillard, Inc. (LO).

Altria 
Altria 
Group, Inc.
Altria 
Group, Inc.
100.00 
$ 
Group, Inc.
Altria 
$ 
Group, Inc.
$ 
127.66 
$  102.11
$ 
$ 
142.68 
$ 
$  118.44
$ 
$ 
$ 
183.42 
$ 
$  156.79
$ 
$ 
$ 
246.72 
$ 
$  178.24
$ 
$ 
$ 
$          303.71           $                  204.47           $  180.68
$ 
$ 
$ 
$ 
$ 
$ 

Altria Group, Inc.
Altria Group, Inc.
Peer Group
Altria Group, Inc.
Peer Group
100.00 
Peer Group
Altria Group, Inc.
$ 
Peer Group
114.65 
$ 
$ 
124.68 
$ 
$ 
$ 
155.86 
$ 
$ 
$ 
175.31 
$ 
$ 
$ 
$ 
$ 
$ 
$ 
$ 
$ 

100.00 
100.00 
114.65 
100.00 
114.65 
124.68 
114.65 
124.68 
155.86 
124.68 
155.86 
175.31 
155.86 
175.31 
204.47 
175.31 
204.47 
204.47 

100.00 
100.00 
127.66 
100.00 
127.66 
142.68 
127.66 
142.68 
183.42 
142.68 
183.42 
246.72 
183.42 
246.72 
303.71 
246.72 
303.71 
303.71 

International, Inc. (MDLZ).  On July 2, 2015, Kraft Foods Group, Inc. merged with and into a wholly owned subsidiary of H.J. Heinz Holding Corporation, 

$ 
$ 
$ 
$ 

$  100.00

12

which was renamed The Kraft Heinz Company (KHC).  On June 12, 2015, Reynolds American Inc. (RAI) acquired Lorillard, Inc. (LO).

12
12
12

Market and Dividend Information

The principal stock exchange on which Altria Group, Inc.’s common stock (par value $0.33 1/3 per share) is listed is the New York 
Stock Exchange.  At February 12, 2016, there were approximately 71,000 holders of record of Altria Group, Inc.’s common stock. 

The table below discloses the high and low sales prices and cash dividends declared per share for Altria Group, Inc.’s common stock as 
reported by the New York Stock Exchange.

2015:

Fourth Quarter 
Third Quarter 
Second Quarter 
First Quarter 

2014:

Fourth Quarter 
Third Quarter 
Second Quarter 
First Quarter 

Price Per Share

High  

Low

Cash Dividends 
Declared Per Share

$ 
$ 
$ 
$ 

$ 
$ 
$ 
$ 

61.74 
56.39 
52.99 
56.70 

51.67 
46.20 
43.38 
38.38 

$ 
$ 
$ 
$ 

$ 
$ 
$ 
$ 

53.68 
47.41 
47.31 
48.52 

44.59 
40.26 
37.13 
33.80 

$ 
$ 
$ 
$ 

$ 
$ 
$ 
$ 

0.565
0.565
0.52
0.52

0.52
0.52
0.48
0.48

Issuer Purchases of Equity Securities During the Quarter Ended December 31, 2015

The Board of Directors authorized a $1.0 billion share repurchase program in July 2015 (the “July 2015 share repurchase program”), 
which Altria Group, Inc. expects to complete by the end of 2016.  The timing of share repurchases under the July 2015 share repurchase 
program depends upon marketplace conditions and other factors, and the program remains subject to the discretion of the Board of 
Directors.

Altria Group, Inc.’s share repurchase activity for each of the three months in the period ended December 31, 2015, was as follows: 

Period

October 1- October 31, 2015

November 1- November 30, 2015

December 1- December 31, 2015

Total Number 
of Shares 
Purchased (1)

Average 
Price Paid 
Per Share

Total Number of Shares
Purchased as Part of Publicly 
Announced Plans or Programs

Approximate Dollar Value of Shares 
that May Yet be Purchased Under
the Plans or Programs

1,811  $ 

1,977  $ 

613,973  $ 

61.14 

54.03 

57.65 

—  $ 

—  $ 

612,000  $ 

1,000,000,000

1,000,000,000

964,710,531

For the Quarter Ended December 31, 2015
(1) The total number of shares purchased include (a) shares purchased under the July 2015 share repurchase program (which totaled 612,000 shares 
in December) and (b) shares withheld by Altria Group, Inc. in an amount equal to the statutory withholding taxes for holders who vested in 
restricted stock and restricted stock units, and forfeitures of restricted stock for which consideration was paid in connection with termination of 
employment of certain employees (which totaled 1,811 shares in October, 1,977 shares in November and 1,973 shares in December).

617,761  $ 

57.65

13

 
 
 
 
 
 
 
 
 
 
 
 
 
Item 6.  Selected Financial Data.
(in millions of dollars, except per share and employee data)

Summary of Operations:

Net revenues

Cost of sales

Excise taxes on products

Operating income

Interest and other debt expense, net

Earnings from equity investment in SABMiller

Earnings before income taxes

Pre-tax profit margin

Provision for income taxes

Net earnings

Net earnings attributable to Altria Group, Inc.

Basic and Diluted EPS — net earnings attributable to Altria Group, Inc.

Dividends declared per share

Weighted average shares (millions) — Basic and Diluted

Capital expenditures

Depreciation

Property, plant and equipment, net

Inventories

Total assets

Long-term debt

Total debt

Total stockholders’ equity

Common dividends declared as a % of Basic and Diluted EPS

Book value per common share outstanding

Market price per common share — high/low

Closing price per common share at year end

Price/earnings ratio at year end — Basic and Diluted

Number of common shares outstanding at year end (millions)

Approximate number of employees

The Selected Financial Data should be read in conjunction with Item 7 and Item 8.

2015 

2014 

2013 

2012 

2011

$ 

25,434

$ 

24,522 

$ 

24,466 

$ 

24,618 

$ 

23,800

7,740

6,580

8,361

817

757

8,078

7,785 

6,577 

7,620 

808 

1,006  

7,774 

7,206 

6,803 

8,084 

1,049 

991 

6,942 

7,937 

7,118 

7,253 

1,126 

1,224  

6,477 

7,680

7,181

6,068

1,216

730

5,582

31.8%

31.7% 

28.4% 

26.3% 

23.5%

2,835

5,243

5,241

2.67

2.17

1,961

229

204

1,982

2,031

32,535

12,915

12,919

2,873

2,704 

5,070 

5,070 

2.56 

2.00 

1,978 

163  

188  

1,983 

2,040 

34,475 

13,693 

14,693 

3,010 

2,407 

4,535 

4,535 

2.26 

1.84 

1,999 

131  

192  

2,028 

1,879 

34,859 

13,992 

14,517 

4,118 

2,294 

4,183 

4,180 

2.06 

1.70 

2,024 

124  

205  

2,102 

1,746 

35,329 

12,419 

13,878 

3,170 

2,189

3,393

3,390

1.64

1.58

2,064

105

233

2,216

1,779

36,751

13,089

13,689

3,683

81.3%

1.47

78.1% 

1.53 

81.4% 

2.07 

82.5% 

1.58 

96.3%

1.80

61.74-47.31

51.67-33.80 

38.58-31.85 

36.29-28.00 

30.40-23.20

58.21

22

1,960

8,800

49.27 

19  

1,971 

9,000 

38.39 

17  

1,993 

9,000 

31.44 

15  

2,010 

9,100 

29.65

18

2,044

9,900

14

Item 7.  Management’s Discussion and Analysis of Financial Condition and Results of Operations. 

The following discussion should be read in conjunction with the 
other sections of this Annual Report on Form 10-K, including the 
consolidated financial statements and related notes contained in 
Item 8, and the discussion of cautionary factors that may affect 
future results in Item 1A. 

Description of the Company

At December 31, 2015, Altria Group, Inc.’s wholly-owned 
subsidiaries included PM USA, which is engaged 
predominantly in the manufacture and sale of cigarettes in the 
United States; Middleton, which is engaged in the manufacture 
and sale of machine-made large cigars and pipe tobacco, and is 
a wholly-owned subsidiary of PM USA; and UST, which 
through its wholly-owned subsidiaries, including USSTC and 
Ste. Michelle, is engaged in the manufacture and sale of 
smokeless tobacco products and wine.  Altria Group, Inc.’s 
other operating companies included Nu Mark, a wholly-owned 
subsidiary that is engaged in the manufacture and sale of 
innovative tobacco products, and PMCC, a wholly-owned 
subsidiary that maintains a portfolio of finance assets, 
substantially all of which are leveraged leases.  Other Altria 
Group, Inc. wholly-owned subsidiaries included Altria Group 
Distribution Company, which provides sales, distribution and 
consumer engagement services to certain Altria Group, Inc. 
operating subsidiaries, and Altria Client Services LLC, which 
provides various support services in areas such as legal, 
regulatory, finance, human resources and external affairs, to 
Altria Group, Inc. and its subsidiaries.  In addition, Nu Mark 
and Middleton use third-party contract manufacturing 
arrangements in the manufacture of their products.  Altria 
Group, Inc.’s access to the operating cash flows of its wholly-
owned subsidiaries consists of cash received from the payment 
of dividends and distributions, and the payment of interest on 
intercompany loans by its subsidiaries.  At December 31, 2015, 
Altria Group, Inc.’s principal wholly-owned subsidiaries were 
not limited by long-term debt or other agreements in their 
ability to pay cash dividends or make other distributions with 
respect to their equity interests.  

At December 31, 2015,  Altria Group, Inc. also held 

approximately 27% of the economic and voting interest of 
SABMiller, which Altria Group, Inc. accounts for under the 
equity method of accounting.  Altria Group, Inc. receives cash 
dividends on its interest in SABMiller if and when SABMiller 
pays such dividends.  On November 11, 2015, AB InBev 
announced its firm offer to effect a business combination with 
SABMiller in a cash and stock transaction.  For further 
discussion, see Note 6. 

Altria Group, Inc.’s reportable segments are smokeable 
products, smokeless products and wine.  The financial services 
and the innovative tobacco products businesses are included in an 
all other category due to the continued reduction of the lease 
portfolio of PMCC and the relative financial contribution of Altria 

Group, Inc.’s innovative tobacco products businesses to Altria 
Group, Inc.’s consolidated results.

Executive Summary

The following executive summary is intended to provide 
significant highlights of the Discussion and Analysis that follows.

Consolidated Results of Operations 
The changes in Altria Group, Inc.’s net earnings and diluted 
earnings per share (“EPS”) attributable to Altria Group, Inc. for 
the year ended December 31, 2015, from the year ended 
December 31, 2014, were due primarily to the following:

$ 

(in millions, except per share data)
For the year ended December 31, 2014 
2014 NPM Adjustment Items 
2014 Asset impairment, exit, integration and

acquisition-related costs

2014 Tobacco and health litigation items 
2014 SABMiller special items 
2014 Loss on early extinguishment of debt 
2014 Tax items 

Subtotal 2014 special items 
2015 NPM Adjustment Items
2015 Asset impairment, exit and integration

Net 
Earnings

Diluted 
EPS
2.56
(0.03)

5,070  $ 
(56) 

14 
28 
17 
28 
(14) 
17 
51 

0.01
0.01
0.01
0.02
(0.01)
0.01
0.03

costs

Subtotal 2015 special items

2015 Tobacco and health litigation items
2015 SABMiller special items
2015 Loss on early extinguishment of debt
2015 Other income, net
2015 Tax items

(9) 
(94) 
(82) 
(143) 
3 
11 
(263) 
— 
Fewer shares outstanding
(53) 
Change in tax rate
470 
Operations
5,241  $ 
For the year ended December 31, 2015
See the discussion of events affecting the comparability of 
statement of earnings amounts in the Consolidated Operating 
Results section of the following Discussion and Analysis. 

—
(0.05)
(0.04)
(0.07)
—
—
(0.13)
0.02
(0.03)
0.24
2.67

$ 

Fewer Shares Outstanding:  Fewer shares outstanding 
during 2015 compared with 2014 were due primarily to 
shares repurchased by Altria Group, Inc. under its share 
repurchase programs.

Change in Tax Rate:  The change in tax rate was due 
primarily to decreased recognition of foreign tax credits 
associated with SABMiller dividends. 

Operations:  The increase of $470 million in operations 
shown in the table above was due primarily to the 
following:

higher income from the smokeable products and 
smokeless products segments; and 

lower interest and other debt expense, net;

15

 
 
partially offset by:

lower earnings from Altria’s equity investment in 
SABMiller.

For further details, see the Consolidated Operating Results and 
Operating Results by Business Segment sections of the 
following Discussion and Analysis.

2016 Forecasted Results
In January 2016, Altria Group, Inc. forecasted that its 2016 full-
year adjusted diluted EPS growth rate is expected to be in the 
range of 7% to 9% over 2015 full-year adjusted diluted EPS.  
This forecasted growth rate excludes the net expenses in the 
table below.  Altria Group, Inc. expects that its 2016 full-year 
effective tax rate on operations will be 35.3%.  This forecast 
does not include any impact from the anticipated AB InBev and 
SABMiller business combination, as the transaction remains 
subject to certain approvals and the closing date has not yet 
been determined.  In addition, the factors described in Item 1A 
represent continuing risks to this forecast.

Expense (Income), Net Excluded from Adjusted Diluted EPS

NPM Adjustment Items 
Asset impairment, exit and implementation 

costs1

Tobacco and health litigation items  
SABMiller special items  
Loss on early extinguishment of debt  

2016 

$ 

— $ 

2015
(0.03)

0.05
—
—
—
0.05

$ 

—
0.05
0.04
0.07
0.13

$ 

1 Represents restructuring charges, substantially all of which are 
expected to be recorded in the first quarter of 2016 in connection with 
the productivity initiative announced in January 2016.  For further 
discussion of the productivity initiative, see Note 21. Subsequent Event 
to the consolidated financial statements in Item 8.

Altria Group, Inc. reports its financial results in accordance 
with accounting principles generally accepted in the United 
States of America (“U.S. GAAP”).  Altria Group, Inc.’s 
management reviews certain financial results, including diluted 
EPS, on an adjusted basis, which excludes certain income and 
expense items that management believes are not part of 
underlying operations.  These items may include, for example, 
loss on early extinguishment of debt, restructuring charges, 
SABMiller special items, certain tax items, charges associated 
with tobacco and health litigation items, and settlements of, and 
determinations made in connection with, disputes with certain 
states and territories related to the NPM adjustment provision 
under the MSA (such settlements and determinations are 
referred to collectively as “NPM Adjustment Items” and are 
more fully described in Health Care Cost Recovery Litigation - 
NPM Adjustment Disputes in Note 18).  Altria Group, Inc.’s 
management does not view any of these special items to be part 
of Altria Group, Inc.’s sustainable results as they may be highly 
variable, are difficult to predict and can distort underlying 
business trends and results.  Altria Group, Inc.’s management 
also reviews income tax rates on an adjusted basis.  Altria 

Group, Inc.’s effective tax rate on operations may exclude 
certain tax items from its reported effective tax rate.  Altria 
Group, Inc.’s management believes that adjusted financial 
measures provide useful insight into underlying business trends 
and results and provide a more meaningful comparison of year-
over-year results.  Adjusted financial measures are used by 
management and regularly provided to Altria Group, Inc.’s 
chief operating decision maker for planning, forecasting and 
evaluating business and financial performance, including 
allocating resources and evaluating results relative to employee 
compensation targets.  These adjusted financial measures are 
not consistent with U.S. GAAP and may not be calculated the 
same as similarly titled measures used by other companies.  
These adjusted financial measures should thus be considered as 
supplemental in nature and not considered in isolation or as a 
substitute for the related financial information prepared in 
accordance with U.S. GAAP.  

Altria Group, Inc.’s full-year adjusted diluted EPS 
guidance and full-year forecast for its effective tax rate on 
operations exclude the impact of certain income and expense 
items, including those items noted in the preceding paragraph.  
Altria Group, Inc.’s management cannot estimate on a forward-
looking basis the impact of these items on Altria Group, Inc.’s 
reported diluted EPS and reported effective tax rate because 
these items, which could be significant, are difficult to predict 
and may be highly variable.  As a result, Altria Group, Inc. does 
not provide a corresponding U.S. GAAP measure for, or 
reconciliation to, its adjusted diluted EPS guidance or its 
forecast for its effective tax rate on operations. 

Discussion and Analysis

Critical Accounting Policies and Estimates
Note 2 includes a summary of the significant accounting 
policies and methods used in the preparation of Altria Group, 
Inc.’s consolidated financial statements.  In most instances, 
Altria Group, Inc. must use an accounting policy or method 
because it is the only policy or method permitted under U.S. 
GAAP.

The preparation of financial statements includes the use of 

estimates and assumptions that affect the reported amounts of 
assets and liabilities, the disclosure of contingent liabilities at 
the dates of the financial statements and the reported amounts 
of net revenues and expenses during the reporting periods.  If 
actual amounts are ultimately different from previous estimates, 
the revisions are included in Altria Group, Inc.’s consolidated 
results of operations for the period in which the actual amounts 
become known.  Historically, the aggregate differences, if any, 
between Altria Group, Inc.’s estimates and actual amounts in 
any year have not had a significant impact on its consolidated 
financial statements.

The following is a review of the more significant 

assumptions and estimates, as well as the accounting policies 
and methods, used in the preparation of Altria Group, Inc.’s 
consolidated financial statements:

16

 
 
Consolidation:  The consolidated financial statements 
include Altria Group, Inc., as well as its wholly-owned and 
majority-owned subsidiaries.  Investments in which Altria 
Group, Inc. has the ability to exercise significant influence are 
accounted for under the equity method of accounting.  All 
intercompany transactions and balances have been eliminated.

Revenue Recognition:  Altria Group, Inc.’s businesses 
recognize revenues, net of sales incentives and sales returns, 
and including shipping and handling charges billed to 
customers, upon shipment of goods when title and risk of loss 
pass to customers.  Payments received in advance of revenue 
recognition are deferred and recorded in other accrued liabilities 
until revenue is recognized.  Altria Group, Inc.’s businesses also 
include excise taxes billed to customers in net revenues.  
Shipping and handling costs are classified as part of cost of 
sales.

Depreciation, Amortization, Impairment Testing and 
Asset Valuation:  Altria Group, Inc. depreciates property, plant 
and equipment and amortizes its definite-lived intangible assets 
using the straight-line method over the estimated useful lives of 
the assets.  Machinery and equipment are depreciated over 
periods up to 25 years, and buildings and building 
improvements over periods up to 50 years. Definite-lived 
intangible assets are amortized over their estimated useful lives 
up to 25 years.

Altria Group, Inc. reviews long-lived assets, including 
definite-lived intangible assets, for impairment whenever events 
or changes in business circumstances indicate that the carrying 
value of the assets may not be fully recoverable.  Altria Group, 
Inc. performs undiscounted operating cash flow analyses to 
determine if an impairment exists.  These analyses are affected 
by general economic conditions and projected growth rates.  
For purposes of recognition and measurement of an impairment 
for assets held for use, Altria Group, Inc. groups assets and 
liabilities at the lowest level for which cash flows are separately 
identifiable.  If an impairment is determined to exist, any 
related impairment loss is calculated based on fair value.  
Impairment losses on assets to be disposed of, if any, are based 
on the estimated proceeds to be received, less costs of disposal.  
Altria Group, Inc. also reviews the estimated remaining useful 
lives of long-lived assets whenever events or changes in 
business circumstances indicate the lives may have changed.

Goodwill and indefinite-lived intangible assets recorded by 
Altria Group, Inc. at December 31, 2015 relate primarily to the 
acquisitions of Green Smoke in 2014, UST in 2009 and 
Middleton in 2007.  Altria Group, Inc. conducts a required 
annual review of goodwill and indefinite-lived intangible assets 
for potential impairment, and more frequently if an event occurs 
or circumstances change that would require Altria Group, Inc. 
to perform an interim review.  If the carrying value of goodwill 
exceeds its fair value, which is determined using discounted 
cash flows, goodwill is considered impaired.  The amount of 
impairment loss is measured as the difference between the 
carrying value and the implied fair value.  If the carrying value 
of an indefinite-lived intangible asset exceeds its fair value, 

which is determined using discounted cash flows, the intangible 
asset is considered impaired and is reduced to fair value.
Goodwill and indefinite-lived intangible assets, by 

reporting unit at December 31, 2015 were as follows:

(in millions)  
Cigarettes
Smokeless products
Cigars
Wine
E-vapor
Total

$

$ 

Goodwill

Indefinite-Lived 
Intangible Assets
2
8,801
2,640
258
10
11,711

— $

5,023  
77  
74  
111  
5,285  $ 

During 2015, 2014 and 2013, Altria Group, Inc. completed 

its quantitative annual impairment test of goodwill and 
indefinite-lived intangible assets, and no impairment charges 
resulted.

At December 31, 2015:

the estimated fair values of all reporting units 
substantially exceeded their carrying values; 
the estimated fair values of the indefinite-lived 
intangible assets within the cigars and wine reporting 
units substantially exceeded their carrying values; and
in the smokeless products reporting unit, the estimated 
fair value of the Copenhagen trademark substantially 
exceeded its carrying value, while the estimated fair 
values of the Skoal trademark and certain other 
smokeless products trademarks (primarily Red Seal 
and Husky) did not substantially exceed their carrying 
values.

At December 31, 2015, the estimated fair value of the 
Skoal trademark exceeded its carrying value of $3.9 billion by 
approximately 15%, and the estimated fair value of certain 
other smokeless products trademarks (primarily Red Seal and 
Husky) exceeded their collective carrying value of $921 million 
by approximately 10%.  The 2015 results for Skoal continue to 
be impacted by a lower category growth rate and increased 
competitive activity.  USSTC continues to implement strategies 
to enhance Skoal’s equity and to invest more efficiently in the 
brand.  USSTC expects these strategies to improve Skoal’s 
profitability over the long term.  Red Seal and Husky continue 
to be impacted by lower levels of promotional support on these 
brands, increased competitive activity in the discount category 
and sustained growth in popular priced products.

In 2015, Altria Group, Inc. used an income approach to 
estimate the fair values of substantially all of its reporting units 
and indefinite-lived intangible assets.  The income approach 
reflects the discounting of expected future cash flows to their 
present value at a rate of return that incorporates the risk-free 
rate for the use of those funds, the expected rate of inflation and 
the risks associated with realizing expected future cash flows.  
The average discount rate used in performing the valuations 
was approximately 10%.

In performing the 2015 discounted cash flow analysis, 
Altria Group, Inc. made various judgments, estimates and 
assumptions, the most significant of which were volume, 

17

 
 
 
 
 
 
 
 
income, growth rates and discount rates.  The analysis 
incorporated assumptions used in Altria Group, Inc.’s long-term 
financial forecast, which is used by Altria Group, Inc.’s 
management to evaluate business and financial performance, 
including allocating resources and evaluating results relative to 
setting employee compensation targets.  The assumptions 
incorporated the highest and best use of Altria Group, Inc.’s 
indefinite-lived intangible assets and also included perpetual 
growth rates for periods beyond the long-term financial 
forecast.  The perpetual growth rate used in performing all of 
the valuations was 2%.  Fair value calculations are sensitive to 
changes in these estimates and assumptions, some of which 
relate to broader macroeconomic conditions outside of Altria 
Group, Inc.’s control.

Although Altria Group, Inc.’s discounted cash flow 

analysis is based on assumptions that are considered reasonable 
and based on the best available information at the time that the 
discounted cash flow analysis is developed, there is significant 
judgment used in determining future cash flows.  The following 
factors have the most potential to impact expected future cash 
flows and, therefore, Altria Group, Inc.’s impairment 
conclusions:  general economic conditions; federal, state and 
local regulatory developments; changes in category growth 
rates as a result of changing consumer preferences; success of 
planned product expansions; competitive activity; and tobacco-
related taxes.  For further discussion of these factors, see 
Operating Results by Business Segment - Tobacco Space - 
Business Environment below.
  While Altria Group, Inc.’s management believes that the 
estimated fair values of each reporting unit and indefinite-lived 
intangible asset are reasonable, actual performance in the short-
term or long-term could be significantly different from 
forecasted performance, which could result in impairment 
charges in future periods.

For additional information on goodwill and other intangible 

assets, see Note 4.

Marketing Costs:  Altria Group, Inc.’s businesses promote 
their products with consumer engagement programs, consumer 
incentives and trade promotions.  Such programs include 
discounts, coupons, rebates, in-store display incentives, event 
marketing and volume-based incentives.  Consumer 
engagement programs are expensed as incurred.  Consumer 
incentive and trade promotion activities are recorded as a 
reduction of revenues, a portion of which is based on amounts 
estimated as being due to wholesalers, retailers and consumers 
at the end of a period, based principally on historical volume, 
utilization and redemption rates.  For interim reporting 
purposes, consumer engagement programs and certain 
consumer incentive expenses are charged to operations as a 
percentage of sales, based on estimated sales and related 
expenses for the full year.

Contingencies:  As discussed in Note 18 and Item 3, legal 

proceedings covering a wide range of matters are pending or 
threatened in various United States and foreign jurisdictions 
against Altria Group, Inc. and its subsidiaries, including PM 

USA and UST and its subsidiaries, as well as their respective 
indemnitees.  In 1998, PM USA and certain other U.S. tobacco 
product manufacturers entered into the MSA with 46 states and 
various other governments and jurisdictions to settle asserted 
and unasserted health care cost recovery and other claims.  PM 
USA and certain other U.S. tobacco product manufacturers had 
previously entered into agreements to settle similar claims 
brought by Mississippi, Florida, Texas and Minnesota (together 
with the MSA, the “State Settlement Agreements”).  PM USA’s 
portion of ongoing adjusted payments and legal fees is based on 
its relative share of the settling manufacturers’ domestic 
cigarette shipments, including roll-your-own cigarettes, in the 
year preceding that in which the payment is due.  PM USA, 
USSTC and Middleton were also subject to payment 
obligations imposed by FETRA.  The FETRA payment 
obligations expired after the third quarter of 2014.  In addition, 
in June 2009, PM USA and USSTC became subject to quarterly 
user fees imposed by the FDA as a result of the FSPTCA.  
Payments under the State Settlement Agreements and the FDA 
user fees are based on variable factors, such as volume, 
operating income, market share and inflation, depending on the 
subject payment.  Altria Group, Inc.’s subsidiaries account for 
the cost of the State Settlement Agreements, FETRA and FDA 
user fees as a component of cost of sales.  As a result of the 
State Settlement Agreements, FETRA and FDA user fees, Altria 
Group, Inc.’s subsidiaries recorded approximately $4.8 billion, 
$4.9 billion and $4.4 billion of charges to cost of sales for the 
years ended December 31, 2015, 2014 and 2013, respectively.  
The 2015, 2014 and 2013 amounts included reductions to cost 
of sales of $97 million, $43 million and $664 million, 
respectively, related to the NPM Adjustment Items discussed 
further below and in Health Care Cost Recovery Litigation - 
NPM Adjustment Disputes in Note 18.  In addition, the 2015 
and 2014 amounts reflected decreases in the charge to cost of 
sales of approximately $300 million and $100 million, 
respectively, for the expiration of the obligations imposed by 
FETRA after the third quarter of 2014.

  Altria Group, Inc. and its subsidiaries record provisions 
in the consolidated financial statements for pending litigation 
when they determine that an unfavorable outcome is probable 
and the amount of the loss can be reasonably estimated.  At the 
present time, while it is reasonably possible that an unfavorable 
outcome in a case may occur, except to the extent discussed in 
Note 18 and Item 3:  (i) management has concluded that it is not 
probable that a loss has been incurred in any of the pending 
tobacco-related cases; (ii) management is unable to estimate the 
possible loss or range of loss that could result from an 
unfavorable outcome in any of the pending tobacco-related 
cases; and (iii) accordingly, management has not provided any 
amounts in the consolidated financial statements for 
unfavorable outcomes, if any.  Litigation defense costs are 
expensed as incurred and included in marketing, administration 
and research costs on the consolidated statements of earnings.  

Employee Benefit Plans:  As discussed in Note 16. Benefit 

Plans to the consolidated financial statements in Item 8 (“Note 

18

 
 
16”), Altria Group, Inc. provides a range of benefits to its 
employees and retired employees, including pension, 
postretirement health care and postemployment benefits.  Altria 
Group, Inc. records annual amounts relating to these plans 
based on calculations specified by U.S. GAAP, which include 
various actuarial assumptions as to discount rates, assumed 
rates of return on plan assets, mortality, compensation increases, 
turnover rates and health care cost trend rates.  Altria Group, 
Inc. reviews its actuarial assumptions on an annual basis and 
makes modifications to the assumptions based on current rates 
and trends when it is deemed appropriate to do so.  Any effect 
of the modifications is generally amortized over future periods.  
Altria Group, Inc. recognizes the funded status of its 
defined benefit pension and other postretirement plans on the 
consolidated balance sheet and records as a component of other 
comprehensive earnings (losses), net of deferred income taxes, 
the gains or losses and prior service costs or credits that have 
not been recognized as components of net periodic benefit cost. 
The gains or losses and prior service costs or credits recorded as 
components of other comprehensive earnings (losses) are 
subsequently amortized into net periodic benefit cost in future 
years.   

At December 31, 2015, Altria Group, Inc. changed the 

approach used to estimate the service and interest cost 
components of net periodic benefit costs for Altria Group, Inc.’s 
pension and postretirement plans.  In 2015 and prior years, 
Altria Group, Inc. estimated the service and interest cost 
components using a single weighted-average discount rate 
derived from the yield curve used to measure the pension and 
postretirement plans benefit obligations.  Beginning in 2016, 
Altria Group, Inc. will use a spot rate approach in the estimation 
of these components of net periodic benefit costs by applying 
the specific spot rates along the yield curve to the relevant 
projected cash flows, as Altria Group, Inc. believes that this 
approach provides a more precise estimate of service and 
interest costs.  Altria Group, Inc. is accounting for this change 
prospectively as a change in accounting estimate.  This change 
will not affect the measurement of Altria Group, Inc.’s pension 
and postretirement benefit obligations as the change in the 
service and interest costs will be offset by a corresponding 
change in actuarial gains/losses.

At December 31, 2015, Altria Group, Inc.’s discount rate 
assumptions for its pension and postretirement plans obligations 
increased to 4.4% from 4.1% and 4.0%, respectively, at 
December 31, 2014.  Altria Group, Inc. presently anticipates a 
decrease of approximately $160 million in its 2016 pre-tax 
pension and postretirement expense versus 2015, not including 
amounts in each year, if any, related to termination, settlement 
and curtailment.  This anticipated decrease is due primarily to 
the impact of the change in approach used to estimate service 
and interest costs ($90 million) and the impact of the higher 
discount rate.  Assuming no change to the shape of the yield 
curve, a 50 basis point decrease in Altria Group, Inc.’s discount 
rates would increase Altria Group, Inc.’s pension and 
postretirement expense by approximately $50 million, and a 50 
basis point increase in Altria Group, Inc.’s discount rates would 

decrease Altria Group, Inc.’s pension and postretirement 
expense by approximately $43 million.  Similarly, a 50 basis 
point decrease (increase) in the expected return on plan assets 
would increase (decrease) Altria Group, Inc.’s pension expense 
by approximately $35 million.  See Note 16 for a sensitivity 
discussion of the assumed health care cost trend rates.

Income Taxes:  Significant judgment is required in 
determining income tax provisions and in evaluating tax 
positions.  Altria Group, Inc.’s deferred tax assets and liabilities 
are determined based on the difference between the financial 
statement and tax bases of assets and liabilities, using enacted 
tax rates in effect for the year in which the differences are 
expected to reverse.  Altria Group, Inc. records a valuation 
allowance when it is more-likely-than-not that some portion or 
all of a deferred tax asset will not be realized.   

Altria Group, Inc. recognizes a benefit for uncertain tax 
positions when a tax position taken or expected to be taken in a 
tax return is more-likely-than-not to be sustained upon 
examination by taxing authorities.  The amount recognized is 
measured as the largest amount of benefit that is greater than 
50% likely of being realized upon ultimate settlement.        
Altria Group, Inc. recognizes accrued interest and penalties 
associated with uncertain tax positions as part of the provision 
for income taxes on its consolidated statements of earnings.

As discussed in Note 14. Income Taxes to the consolidated 

financial statements in Item 8 (“Note 14”), Altria Group, Inc. 
recognized income tax benefits and charges in the consolidated 
statements of earnings during 2015, 2014 and 2013 as a result 
of various tax events.

Leasing:  Substantially all of PMCC’s net revenues in 
2015 related to income on leveraged leases and related gains on 
asset sales.  Income attributable to leveraged leases is initially 
recorded as unearned income, which is included in the line item 
finance assets, net, on Altria Group, Inc.’s consolidated balance 
sheets and subsequently recognized as revenue over the terms 
of the respective leases at constant after-tax rates of return on 
the positive net investment balances.  As discussed in Note 7, 
PMCC lessees are affected by bankruptcy filings, credit rating 
changes and financial market conditions.

PMCC’s investment in leases is included in the line item 

finance assets, net, on the consolidated balance sheets as of 
December 31, 2015 and 2014.  At December 31, 2015, PMCC’s 
net finance receivables of approximately $1.3 billion, which are 
included in finance assets, net, on Altria Group, Inc.’s 
consolidated balance sheet, consisted of rents receivable ($2.1 
billion) and the residual value of assets under lease ($0.7 
billion), reduced by third-party nonrecourse debt ($1.2 billion) 
and unearned income ($0.3 billion).  The repayment of the 
nonrecourse debt is collateralized by lease payments receivable 
and the leased property, and is nonrecourse to the general assets 
of PMCC.  As required by U.S. GAAP, the third-party 
nonrecourse debt has been offset against the related rents 
receivable and has been presented on a net basis within finance 
assets, net, on Altria Group, Inc.’s consolidated balance sheets.  

19

 
 
 
 
 
 
Finance assets, net, of $1.2 billion at December 31, 2015 also 
included an allowance for losses.

Estimated residual values represent PMCC’s estimate at 

lease inception as to the fair values of assets under lease at the 
end of the non-cancelable lease terms.  The estimated residual 
values are reviewed at least annually by PMCC’s management, 
which includes analysis of a number of factors, including 
activity in the relevant industry.  If necessary, revisions are 
recorded to reduce the residual values.  In 2015 and 2014, 
PMCC’s review of estimated residual values resulted in a 
decrease of $65 million and $63 million, respectively, to 
unguaranteed residual values.  These decreases in unguaranteed 
residual values resulted in a reduction to PMCC’s net revenues 
of $41 million and $26 million in 2015 and 2014, respectively.  
There were no such adjustments in 2013.

PMCC considers rents receivable past due when they are 
beyond the grace period of their contractual due date.  PMCC 
stops recording income (“non-accrual status”) on rents 
receivable when contractual payments become 90 days past due 
or earlier if management believes there is significant 
uncertainty of collectability of rent payments, and resumes 
recording income when collectability of rent payments is 
reasonably certain.  Payments received on rents receivable that 
are on non-accrual status are used to reduce the rents receivable 
balance.  Write-offs to the allowance for losses are recorded 
when amounts are deemed to be uncollectible.  There were no 
rents receivable on non-accrual status at December 31, 2015.
       To the extent that rents receivable due to PMCC may be 
uncollectible, PMCC records an allowance for losses against its 
finance assets.  Losses on such leases are recorded when 
probable and estimable.  PMCC regularly performs a 
systematic assessment of each individual lease in its portfolio to 
determine potential credit or collection issues that might 
indicate impairment.  Impairment takes into consideration both 
the probability of default and the likelihood of recovery if 
default were to occur.  PMCC considers both quantitative and 
qualitative factors of each investment when performing its 
assessment of the allowance for losses.  For further discussion, 
see Note 7.

Consolidated Operating Results

(in millions)  
Net Revenues:

Smokeable products
Smokeless products
Wine
All other
Net revenues

Excise Taxes on Products:

Smokeable products
Smokeless products
Wine

Excise taxes on products
Operating Income:
Operating companies income

(loss):
Smokeable products
Smokeless products
Wine
All other

Amortization of intangibles
General corporate expenses
Changes to 

and PMI 

tax-related receivables/ 
payables

Operating income

For the Years Ended December 31,

2015 

2014 

2013

$  22,792
1,879
692
71
$  25,434

$  21,939    $  21,868
1,778
609
211
$  24,522    $  24,466

1,809 
643 
131 

$  6,423
133
24
$  6,580

$  6,416  $  6,651
130
22
$  6,577  $  6,803

138 
23 

$  7,569
1,108
152
(169)
(21)
(237)

$  6,873  $  7,063
1,023
118
157
(20)
(235)

1,061 
134 
(185) 
(20) 
(241) 

(41)  

$  8,361

(2) 

(22)
$  7,620  $  8,084

As discussed further in Note 15, Altria Group, Inc.’s chief 
operating decision maker reviews operating companies income 
to evaluate the performance of, and allocate resources to, the 
segments.  Operating companies income for the segments is 
defined as operating income before amortization of intangibles 
and general corporate expenses.  Management believes it is 
appropriate to disclose this measure to help investors analyze 
the business performance and trends of the various business 
segments.

The following events that occurred during 2015, 2014 and 

2013 affected the comparability of statement of earnings 
amounts. 

NPM Adjustment Items:  For the years ended December 
31, 2015, 2014 and 2013, pre-tax income for NPM Adjustment 
Items was recorded in Altria Group, Inc.’s consolidated 
statements of earnings as follows:

(in millions) 

2015 

2014 

2013

Smokeable products segment 

$  97 

$    43 

$    664

Interest and other debt expense, net  

(13)

47 

—

Total 

$  84

$  90

$  664

The amounts shown in the table above for the smokeable 
products segment were recorded by PM USA as reductions to 
costs of sales, which increased operating companies income in the 
smokeable products segment.  For further discussion, see Health 

20

 
 
 
 
Care Cost Recovery Litigation - NPM Adjustment Disputes in 
Note 18.

Tobacco and Health Litigation Items:  For the years 
ended December 31, 2015, 2014 and 2013, pre-tax charges 
related to certain tobacco and health litigations items were 
recorded in Altria Group, Inc.’s consolidated statements of 
earnings as follows:

As a result of the Altria Group, Inc. debt tender offers and the 

UST debt redemption, pre-tax losses on early extinguishment of 
debt were recorded as follows:

(in millions) 

2015 

2014 

2013

Premiums and fees

$ 

226

$ 

44 

$  1,054

Write-off of unamortized debt

discounts and debt issuance costs

2

— 

44 

30

$  1,084

(in millions) 

2015 

2014 

2013

Total

$ 

228

$ 

Smokeable products segment

$ 127

$

General corporate

Interest and other debt expense, net

—

23

$

27

15 

2 

Total

$ 150

$

44

$

18

—

4

22

During 2015, PM USA recorded pre-tax charges in 

marketing, administration and research costs related to tobacco 
and health judgments in seven state Engle progeny lawsuits and 
Schwarz of $59 million and $25 million, respectively, as well as 
$14 million and $9 million, respectively, in interest costs related 
to these cases.  Additionally in 2015, PM USA and certain other 
cigarette manufacturers reached an agreement to resolve 
approximately 415 pending federal Engle progeny cases.  As a 
result of the agreement, PM USA recorded a pre-tax provision of 
approximately $43 million in marketing, administration and 
research costs.  For further discussion, see Smoking and Health 
Litigation in Note 18.

During 2014, Altria Group, Inc. and PM USA recorded an 

aggregate pre-tax charge of $31 million in marketing, 
administration and research costs for the estimated costs of 
implementing the corrective communications remedy in 
connection with the federal government’s lawsuit against Altria 
Group, Inc. and PM USA.  For further discussion, see Health 
Care Cost Recovery Litigation - Federal Government’s Lawsuit in 
Note 18.

Asset Impairment, Exit, Integration and Acquisition-
Related Costs:  Pre-tax asset impairment, exit, integration and 
acquisition-related costs for the years ended December 31, 2015, 
2014 and 2013 were $11 million, $21 million and $11 million, 
respectively.

For 2014, these costs consisted primarily of integration and 
acquisition-related costs of $28 million related to the acquisition 
of Green Smoke, partially offset by a pre-tax gain of $10 million 
from the sale of PM USA’s Cabarrus, North Carolina 
manufacturing facility in 2014.  For further discussion of the 
Green Smoke acquisition, see Note 3.

Loss on Early Extinguishment of Debt:  During 2015 
and 2013, Altria Group, Inc. completed debt tender offers to 
purchase for cash certain of its senior unsecured notes in 
aggregate principal amounts of $0.8 billion and $2.1 billion, 
respectively.

During 2014, UST redeemed in full its $300 million 
(aggregate principal amount) 5.75% senior notes due 2018.  

For further discussion, see Note 9. Long-Term Debt to the 
consolidated financial statements in Item 8 (“Note 9”).

SABMiller Special Items:  Altria Group, Inc.’s earnings 

from its equity investment in SABMiller for 2015 included 
net pre-tax charges of $126 million, consisting primarily of 
Altria Group, Inc.’s share of SABMiller’s asset impairment 
charges.

Tax Items:  Tax items for 2015 primarily included the 
reversal of tax reserves and associated interest due primarily to 
the closure in August 2015 of the Internal Revenue Service 
audit of Altria Group, Inc. and its consolidated subsidiaries’ 
2007-2009 tax years, partially offset by a reversal of foreign tax 
credits primarily associated with SABMiller dividends.  Tax 
items for 2014 included the reversal of tax accruals no longer 
required.  Tax items for 2013 included the reversal of tax 
accruals no longer required and the recognition of previously 
unrecognized foreign tax credits primarily associated with 
SABMiller dividends.  For further discussion, see Note 14. 

2015 Compared with 2014
The following discussion compares consolidated operating 
results for the year ended December 31, 2015, with the year 
ended December 31, 2014.

Net revenues, which include excise taxes billed to 
customers, increased $912 million (3.7%), due primarily to 
higher net revenues in the smokeable products segment.

Cost of sales decreased $45 million (0.6%), due primarily to 

lower resolution expenses (due principally to the end of the 
federal tobacco quota buy-out payments after the third quarter of 
2014) and higher NPM Adjustment Items in 2015, partially offset 
by higher manufacturing costs in the smokeable products and 
smokeless products segments.
  Marketing, administration and research costs increased 
$169 million (6.7%), due primarily to higher costs in the 
smokeable products segment (which included higher tobacco 
and health litigation items). 

Operating income increased $741 million (9.7%), due 

primarily to higher operating results from the smokeable 
products and smokeless products segments.

Interest and other debt expense, net, increased $9 million 
(1.1%), due primarily to interest income recorded during 2014 
and the reversal of interest income recorded during 2015 as a 
result of the NPM Adjustment Items, and higher interest costs 
related to tobacco and health litigation items, mostly offset by 

21

 
 
 
 
 
 
 
lower interest costs on debt as a result of debt refinancing 
activities in 2015 and 2014.

Earnings from Altria Group, Inc.’s equity investment in 

SABMiller, which decreased $249 million (24.8%), were 
negatively affected by SABMiller special items and unfavorable 
currency impacts from a stronger U.S. dollar.

Net earnings attributable to Altria Group, Inc. of $5,241 
million increased $171 million (3.4%), due primarily to higher 
operating income, partially offset by lower earnings from Altria 
Group, Inc.’s equity investment in SABMiller and higher losses 
on early extinguishment of debt.  Diluted and basic EPS 
attributable to Altria Group, Inc. of $2.67, each increased by 4.3% 
due to higher net earnings attributable to Altria Group, Inc. and 
fewer shares outstanding.

2014 Compared with 2013
The following discussion compares consolidated operating results 
for the year ended December 31, 2014, with the year ended 
December 31, 2013.
  Net revenues, which include excise taxes billed to 
customers, were essentially unchanged, due primarily to higher 
net revenues in all reportable segments, offset by lower gains 
on asset sales in the financial services business.

Excise taxes on products decreased $226 million (3.3%), due 

primarily to lower smokeable products shipment volume.

Cost of sales increased $579 million (8.0%), due primarily 

to higher NPM Adjustment Items in 2013.
  Marketing, administration and research costs increased 
$199 million (8.5%), due primarily to higher investment 
spending in the innovative tobacco products businesses, lower 
reductions to the allowance for losses in the financial services 
business and higher costs in the smokeable products segment. 
Operating income decreased $464 million (5.7%), due 

primarily to lower operating results from the smokeable 
products segment (which reflected higher NPM Adjustment 
Items in 2013), higher investment spending in the innovative 
tobacco products businesses and lower income from the 
financial services business, partially offset by higher operating 
results from the smokeless products segment.

Interest and other debt expense, net, decreased $241 
million (23.0%) due primarily to lower interest costs on debt as 
a result of debt maturities in 2013 and 2014, and debt 
refinancing activities during 2013, as well as interest income 
recorded in 2014 as a result of the NPM Adjustment Items.

Net earnings attributable to Altria Group, Inc. of $5,070 
million increased $535 million (11.8%), due primarily to lower 
losses on early extinguishment of debt, lower interest and other 
debt expense, net, partially offset by lower operating income. 
Diluted and basic EPS attributable to Altria Group, Inc. of $2.56, 
each increased by 13.3% due to higher net earnings attributable to 
Altria Group, Inc. and fewer shares outstanding.

Operating Results by Business Segment 

Tobacco Space 

Business Environment 

Summary
The United States tobacco industry faces a number of business 
and legal challenges that have adversely affected and may 
adversely affect the business and sales volume of our tobacco 
subsidiaries and our consolidated results of operations, cash flows 
or financial position.  These challenges, some of which are 
discussed in more detail below, in Note 18, Item 1A and Item 3, 
include: 

pending and threatened litigation and bonding 
requirements; 

the requirement to issue “corrective statements” in 
various media in connection with the federal 
government’s lawsuit; 

restrictions and requirements imposed by the FSPTCA, 
and restrictions and requirements that have been, and in 
the future will be, imposed by the FDA;  

actual and proposed excise tax increases, as well as 
changes in tax structures and tax stamping requirements; 

bans and restrictions on tobacco use imposed by 
governmental entities and private establishments and 
employers; 

other federal, state and local government actions, 
including: 

increases in the minimum age to purchase tobacco 
products above the current federal minimum age of 
18; 

restrictions on the sale of tobacco products by 
certain retail establishments, the sale of certain 
tobacco products with certain characterizing flavors 
and the sale of tobacco products in certain package 
sizes; 

additional restrictions on the advertising and 
promotion of tobacco products; 

other actual and proposed tobacco product 
legislation and regulation; and 

governmental investigations; 

the diminishing prevalence of cigarette smoking and 
increased efforts by tobacco control advocates and others 
(including employers and retail establishments) to 
further restrict tobacco use; 

changes in adult tobacco consumer purchase behavior, 
which is influenced by various factors such as economic 
conditions, excise taxes and price gap relationships, may 
result in adult tobacco consumers switching to discount 
products or other lower priced tobacco products;  

22

 
 
 
 
 
 
 
the highly competitive nature of the tobacco categories 
in which our tobacco subsidiaries operate, including 
competitive disadvantages related to cigarette price 
increases attributable to the settlement of certain 
litigation; 

illicit trade in tobacco products; and 

potential adverse changes in tobacco leaf price, 
availability and quality. 

In addition to and in connection with the foregoing, evolving 

adult tobacco consumer preferences pose challenges for Altria 
Group, Inc.’s tobacco subsidiaries.  Our tobacco subsidiaries 
believe that a significant number of adult tobacco consumers 
switch between tobacco categories, use multiple forms of tobacco 
products and try innovative tobacco products, such as e-vapor 
products.  While the e-vapor category grew significantly in recent 
years, Nu Mark estimates a slowdown in growth during 2015. 

Altria Group, Inc. and its tobacco subsidiaries work to meet 
these evolving adult tobacco consumer preferences over time by 
developing, manufacturing, marketing and distributing products 
both within and outside the United States through innovation and 
adjacency growth strategies (including, where appropriate, 
arrangements with, or investments in, third parties).  For example, 
Nu Mark entered the e-vapor category in 2013.  See the 
discussions regarding new product technologies, adjacency 
growth strategy and evolving consumer preferences in Item 1A 
for certain risks associated with the foregoing discussion.
  We have provided additional detail on the following topics 
below: 

FSPTCA and FDA Regulation; 

Excise Taxes; 

International Treaty on Tobacco Control; 

State Settlement Agreements; 

Other Federal, State and Local Regulation and Activity;

Illicit Trade in Tobacco Products; 

Price, Availability and Quality of Agricultural Products; 
and 

Timing of Sales.

FSPTCA and FDA Regulation  

The Regulatory Framework:  The FSPTCA expressly 
establishes certain restrictions and prohibitions on our cigarette 
and smokeless tobacco businesses and authorizes or requires 
further FDA action.  Under the FSPTCA, the FDA has broad 
authority to (1) regulate the design, manufacture, packaging, 
advertising, promotion, sale and distribution of cigarettes, 
cigarette tobacco and smokeless tobacco products; (2) require 
disclosures of related information; and (3) enforce the FSPTCA 
and related regulations.  

Among other measures, the FSPTCA: 

23

imposes restrictions on the advertising, promotion, sale 
and distribution of tobacco products, including at retail;

bans descriptors such as “light,” “mild” or “low” or 
similar descriptors when used as descriptors of modified 
risk unless expressly authorized by the FDA;

requires extensive product disclosures to the FDA and 
may require public disclosures;  

prohibits any express or implied claims that a tobacco 
product is or may be less harmful than other tobacco 
products without FDA authorization; 

imposes reporting obligations relating to contraband 
activity and grants the FDA authority to impose 
recordkeeping and other obligations to address illicit 
trade in tobacco products;

changes the language of the cigarette and smokeless 
tobacco product health warnings, enlarges their size and 
requires the development by the FDA of graphic 
warnings for cigarettes, and gives the FDA the authority 
to require new warnings; 

authorizes the FDA to adopt product regulations and 
related actions, including imposing tobacco product 
standards that are appropriate for the protection of the 
public health (e.g., related to the use of menthol in 
cigarettes, nicotine yields and other constituents or 
ingredients) and imposing manufacturing standards for 
tobacco products; 

establishes pre-market review pathways for new and 
modified tobacco products, including:

authorizing the FDA to subject tobacco products that 
would be modified or first introduced into the market 
after March  22, 2011 to application and pre-market 
review and authorization requirements (the “New 
Product Application Process”) if the FDA does not 
find them, as a manufacturer may contend, to be 
“substantially equivalent” to products commercially 
marketed as of February 15, 2007, and possibly to 
deny any such new product application, thereby 
preventing the distribution and sale of any product 
affected by such denial; and

authorizing the FDA to determine that certain 
existing tobacco products modified or introduced into 
the market for the first time between February 15, 
2007 and March 22, 2011 are not “substantially 
equivalent” to products commercially marketed as of 
February 15, 2007, in which case the FDA could 
require the removal of such products from the 
marketplace or subject them to the New Product 
Application Process and, if any such applications are 
denied, prevent the continued distribution and sale of 
such products (see FDA Regulatory Actions - 
Substantial Equivalence and Other New Product 
Processes/Pathways below); and 

 
 
equips the FDA with a variety of investigatory and 
enforcement tools, including the authority to inspect 
tobacco product manufacturing and other facilities.

In April 2014, the FDA issued proposed regulations for other 

tobacco products, which as proposed would include machine-
made large cigars, e-vapor products, pipe tobacco and oral 
tobacco-derived nicotine products marketed and sold by some of 
our tobacco subsidiaries.  The proposed regulations would impose 
the FSPTCA regulatory framework on products manufactured, 
marketed and sold by Middleton and Nu Mark with potentially 
wide-ranging impact on their businesses.  See FDA Regulatory 
Actions - Proposed Deeming Regulations below.

Implementation Timing, Rulemaking and Guidance: The 
implementation of the FSPTCA began in 2009 and will continue 
over time.  The provisions of the FSPTCA that require the FDA to 
take action through rulemaking generally involve consideration of 
public comment and, for some issues, scientific review.  From 
time to time, the FDA also issues guidance for public comment, 
which may be issued in draft or final form. 

Altria Group, Inc.’s tobacco subsidiaries participate actively 

in processes established by the FDA to develop and implement 
the FSPTCA’s regulatory framework, including submission of 
comments to various FDA proposals and participation in public 
hearings and engagement sessions.

The implementation of the FSPTCA and related regulations 
and guidance also may have an impact on enforcement efforts by 
states, territories and localities of the United States of their laws 
and regulations as well as of the State Settlement Agreements 
discussed below (see State Settlement Agreements below).  Such 
enforcement efforts may adversely affect our tobacco 
subsidiaries’ ability to market and sell regulated tobacco products 
in those states, territories and localities.

Impact on Our Business; Compliance Costs and User 
Fees:  Regulations imposed and other regulatory actions taken by 
the FDA under the FSPTCA could have a material adverse effect 
on the business, consolidated results of operations, cash flows or 
financial position of Altria Group, Inc. and its tobacco 
subsidiaries in a number of different ways. For example, actions 
by the FDA could: 

impact the consumer acceptability of tobacco products; 

delay, discontinue or prevent the sale or distribution of 
existing, new or modified tobacco products; 

limit adult tobacco consumer choices; 

impose restrictions on communications with adult 
tobacco consumers; 

create a competitive advantage or disadvantage for 
certain tobacco companies; 

impose additional manufacturing, labeling or packaging 
requirements;

impose additional restrictions at retail;

result in increased illicit trade in tobacco products; or

otherwise significantly increase the cost of doing 
business. 

The failure to comply with FDA regulatory requirements, 
even inadvertently, and FDA enforcement actions could also have 
a material adverse effect on the business, consolidated results of 
operations, cash flows or financial position of Altria Group, Inc. 
and its tobacco subsidiaries.

The FSPTCA imposes fees on tobacco product manufacturers 
and importers to pay for the cost of regulation and other matters.  
The cost of the FDA user fee is allocated first among tobacco 
product categories subject to FDA regulation and then among 
manufacturers and importers within each respective category 
based on their relative market shares, all as prescribed by the 
statute and FDA regulations.  Payments for user fees are adjusted 
for several factors, including inflation, market share and industry 
volume.  For a discussion of the impact of the FDA user fee 
payments on Altria Group, Inc., see Financial Review - Off-
Balance Sheet Arrangements and Aggregate Contractual 
Obligations - Payments Under State Settlement and Other 
Tobacco Agreements, and FDA Regulation below.  In addition, 
compliance with the FSPTCA’s regulatory requirements has 
resulted and will continue to result in additional costs for our 
tobacco businesses.  The amount of additional compliance and 
related costs has not been material in any given quarter or year to 
date but could become material, either individually or in the 
aggregate, and will depend on the nature of the requirements 
imposed by the FDA.

Investigation and Enforcement:  The FDA has a number of 

investigatory and enforcement tools available to it, including 
document requests and other required information submissions, 
facility inspections, examinations and investigations, injunction 
proceedings, monetary penalties, product withdrawals and recalls, 
and product seizures.  The use of any of these investigatory or 
enforcement tools by the FDA could result in significant costs to 
the tobacco businesses of Altria Group, Inc. or otherwise have a 
material adverse effect on the business, consolidated results of 
operations, cash flows or financial position of Altria Group, Inc. 
and its tobacco subsidiaries.

TPSAC

The Role of the TPSAC:  As required by the FSPTCA, the 
FDA has established a tobacco product scientific advisory 
committee (the “TPSAC”), which consists of voting and non-
voting members, to provide advice, reports, information and 
recommendations to the FDA on scientific and health issues 
relating to tobacco products.  

Challenge to TPSAC Membership:  In February 2011, 
Lorillard Tobacco Company (“Lorillard”) and R.J. Reynolds 
filed suit in the U.S. District Court for the District of 
Columbia against the United States Department of Health 
and Human Services and individual defendants (sued in their 
official capacities) asserting that the composition of the 
TPSAC and the composition of the Constituents 
Subcommittee of the TPSAC violates several federal laws, 
including the Federal Advisory Committee Act, because four 

24

 
 
 
 
 
of the voting members of the TPSAC have financial and 
other conflicts (including service as paid experts for plaintiffs 
in tobacco litigation).  In July 2014, the district court granted 
plaintiffs’ summary judgment motion, in part, and denied 
defendants’ summary judgment motion, ordering the FDA to 
reconstitute the TPSAC and barring defendants from relying 
on the TPSAC report on menthol, discussed below.  The FDA 
appealed to the U.S. Court of Appeals for the District of 
Columbia Circuit in September 2014.  On January 15, 2016, 
the U.S. Court of Appeals for the District of Columbia 
Circuit vacated the trial court’s ruling on procedural grounds, 
finding that plaintiffs lacked standing to bring suit.

TPSAC Action on Menthol:  As mandated by the FSPTCA, in 
March 2011, the TPSAC submitted to the FDA a report on 
the impact of the use of menthol in cigarettes on the public 
health and related recommendations.  The TPSAC report 
recommended, among other things, that the “[r]emoval of 
menthol cigarettes from the marketplace would benefit public 
health in the United States.”  The TPSAC report noted the 
potential that any ban on menthol cigarettes could lead to an 
increase in contraband cigarettes and other potential 
unintended consequences and suggested that the FDA consult 
with appropriate experts on this matter. 

In March 2011, PM USA submitted a report to the FDA 
outlining its position that neither science nor other evidence 
demonstrates that regulatory actions or restrictions related to the 
use of menthol cigarettes are warranted.  The report noted PM 
USA’s belief that significant restrictions on the use of menthol 
cigarettes would have unintended consequences detrimental to 
public health and society.  The FDA has stated that the TPSAC 
report is only a recommendation, and, in July 2013, the FDA 
released its preliminary scientific evaluation on menthol, which 
states “that menthol cigarettes pose a public health risk above that 
seen with non-menthol cigarettes.”  At the same time, the FDA 
also issued an advance notice of proposed rulemaking requesting 
comments on the FDA’s preliminary scientific evaluation and 
information that may inform potential regulatory actions 
regarding menthol in cigarettes or other tobacco products.  In 
November 2013, PM USA submitted comments to the FDA 
raising a number of concerns with the preliminary scientific 
evidence and about unintended consequences detrimental to 
public health and society.  No future action can be taken by the 
FDA to regulate the manufacture, marketing or sale of menthol 
cigarettes (including a possible ban) until the completion of the 
rulemaking process. 

Final Tobacco Marketing Rule:  As required by the 
FSPTCA, the FDA re-promulgated in March 2010 a wide range 
of advertising and promotion restrictions in substantially the same 
form as regulations that were previously adopted in 1996 (but 
never imposed on tobacco manufacturers due to a United States 
Supreme Court ruling) (the “Final Tobacco Marketing Rule”).  
The Final Tobacco Marketing Rule:

bans the use of color and graphics in tobacco product 
labeling and advertising;

prohibits the sale of cigarettes and smokeless tobacco to 
underage persons; 

restricts the use of non-tobacco trade and brand names 
on cigarettes and smokeless tobacco products; 

requires the sale of cigarettes and smokeless tobacco in 
direct, face-to-face transactions; 

prohibits sampling of cigarettes and prohibits sampling 
of smokeless tobacco products except in qualified adult-
only facilities; 

prohibits gifts or other items in exchange for buying 
cigarettes or smokeless tobacco products;  

prohibits the sale or distribution of items such as hats 
and tee shirts with tobacco brands or logos; and 

prohibits brand name sponsorship of any athletic, 
musical, artistic or other social or cultural event, or any 
entry or team in any event. 

Subject to the limitations described below, the Final Tobacco 

Marketing Rule took effect in June 2010.  At the time of the re-
promulgation of the Final Tobacco Marketing Rule, the FDA also 
issued an advance notice of proposed rulemaking regarding the 
so-called “1000 foot rule,” which would establish restrictions on 
the placement of outdoor tobacco advertising in relation to 
schools and playgrounds.  PM USA and USSTC submitted 
comments on this advance notice.

Since enactment, several lawsuits have been filed challenging 

various provisions of the FSPTCA and the Final Tobacco 
Marketing Rule, including their constitutionality and the scope of 
the FDA’s authority thereunder.  Altria Group, Inc. and its tobacco 
subsidiaries are not parties to any of these lawsuits.  As a result of 
one such challenge (Commonwealth Brands), the portion of the 
Final Tobacco Marketing Rule that bans the use of color and 
graphics in labeling and advertising is unenforceable by the FDA.  
For a further discussion of the Final Tobacco Marketing Rule and 
the status of graphic warnings for cigarette packages and 
advertising, see FDA Regulatory Actions - Graphic Warnings 
below.

In a separate lawsuit that challenged the constitutionality of 
an FDA regulation that restricts tobacco manufacturers from using 
the trade or brand name of a non-tobacco product on cigarettes or 
smokeless tobacco products, the case was dismissed without 
prejudice pursuant to a stipulation by which the FDA agreed not 
to enforce the current or any amended trade name rule against 
plaintiffs until at least 180 days after rulemaking on the amended 
rule concludes.  This relief only applies to plaintiffs in the case.  
However, in May 2010, the FDA issued guidance on the use of 
non-tobacco trade and brand names applicable to all cigarette and 
smokeless tobacco product manufacturers.  This guidance 
indicated the FDA’s intention not to commence enforcement 
actions under the regulation while it considers how to address the 
concerns raised by various manufacturers.  In November 2011, 
the FDA proposed an amended rule, but has not yet issued a final 
rule.

25

 
 
 
FDA Regulatory Actions

Graphic Warnings:  In June 2011, as required by the 
FSPTCA, the FDA issued its final rule to modify the required 
warnings that appear on cigarette packages and in cigarette 
advertisements.  The FSPTCA requires the warnings to 
consist of nine new textual warning statements accompanied 
by color graphics depicting the negative health consequences 
of smoking.  The graphic health warnings will (i) be located 
beneath the cellophane, and comprise the top 50% of the 
front and rear panels of cigarette packages and (ii) occupy 
20% of a cigarette advertisement and be located at the top of 
the advertisement.  After a legal challenge to the rule initiated 
by R.J. Reynolds, Lorillard and several other plaintiffs, in 
which plaintiffs prevailed both at the federal trial and 
appellate levels, the FDA decided not to seek further review 
of the U.S. Court of Appeals’ decision and announced its 
plans to propose a new graphic warnings rule in the future. 

Substantial Equivalence and Other New Product Processes/ 
Pathways:  In January 2011, the FDA issued guidance 
concerning reports that manufacturers must submit for certain 
FDA-regulated tobacco products that the manufacturer 
modified or introduced for the first time into the market after 
February 15, 2007.  These reports must be reviewed by the 
FDA to determine if such tobacco products are “substantially 
equivalent” to products commercially available as of 
February 15, 2007.  In general, in order to continue 
marketing the products commercially available before March 
22, 2011, manufacturers of FDA-regulated tobacco products 
were required to send to the FDA a report demonstrating 
substantial equivalence by March 22, 2011.  PM USA and 
USSTC submitted timely reports.  PM USA and USSTC can 
continue marketing these products unless the FDA makes a 
determination that a specific product is not substantially 
equivalent.  If the FDA ultimately makes such a 
determination, it could require the removal of such products 
from the marketplace or subject them to the New Product 
Application Process and, if any such applications are denied, 
prevent the continued distribution and sale of such products.    
While PM USA and USSTC believe that all of their current 
products meet the statutory requirements of the FSPTCA, 
they cannot predict whether, when or how the FDA 
ultimately will apply its guidance to their various respective 
substantial equivalence reports or seek to enforce the law and 
regulations consistent with its guidance.
  Manufacturers intending to introduce new products and 
certain modified products into the market after March 22, 
2011 must submit a report to the FDA and obtain a 
“substantial equivalence order” from the FDA before 
introducing the products into the market.  If the FDA declines 
to issue a so-called “substantial equivalence order” for a 
product or if the manufacturer itself determines that the 
product does not meet the substantial equivalence 
requirements, the product would need to undergo the New 
Product Application Process. 

26

The FDA began announcing its decisions on substantial 
equivalence reports in the second quarter of 2013.  However, 
there are a significant number of substantial equivalence 
reports for which the FDA has not announced decisions.  At 
this time, it is not possible to predict how long reviews by the 
FDA of substantial equivalence reports or new product 
applications will take.  “Not substantially equivalent” 
determinations could have a material adverse impact on the 
business results of Altria Group, Inc.’s tobacco subsidiaries.
In March 2015, the FDA issued a document entitled 

“Guidance for Industry: Demonstrating the Substantial 
Equivalence of a New Tobacco Product:  Responses to 
Frequently Asked Questions” (“Substantial Equivalence 
Guidance”).  In that document, the FDA announced that (i) 
certain label changes and (ii) changes to the quantity of 
tobacco product(s) in a package would each require 
submission of newly required substantial equivalence reports 
and authorization from the FDA prior to marketing tobacco 
products with such changes, even when the tobacco product 
itself is not changed.  PM USA and USSTC market various 
products that fall within the scope of the Substantial 
Equivalence Guidance. 

In April 2015, PM USA, USSTC and other tobacco 
product manufacturers filed a lawsuit in the U.S. District 
Court for the District of Columbia against the FDA, the 
United States Department of Health and Human Services, 
and the heads of both agencies seeking to declare these new 
requirements invalid and to enjoin defendants from enforcing 
them.  In May 2015, the FDA announced that it was 
continuing to consider the Substantial Equivalence Guidance 
in light of comments received and that it would not enforce 
the requirements under such guidance until further notice.  In 
light of the FDA’s announcement, the plaintiffs dismissed the 
pending lawsuit without prejudice in June 2015.    

In September 2015, the FDA issued a second edition of 

the Substantial Equivalence Guidance (the “Revised SE 
Guidance”), which continues to require FDA pre-
authorization for certain label changes and for product 
quantity changes.  PM USA, USSTC and other tobacco 
product manufacturers filed a new lawsuit in the U.S. District 
Court for the District of Columbia against the same 
defendants named in the prior suit seeking to declare the 
requirements of the Revised SE Guidance invalid and to 
enjoin defendants from enforcing them.  On October 30, 
2015, plaintiffs filed a motion for summary judgment.  
Defendants opposed the motion for summary judgment and 
moved to dismiss the complaint on December 8, 2015. 

Good Manufacturing Practices:  The FSPTCA requires that 
the FDA promulgate good manufacturing practice regulations 
(referred to by the FDA as “Requirements for Tobacco 
Product Manufacturing Practice”) for tobacco product 
manufacturers, but does not specify a timeframe for such 
regulations. 

Proposed Deeming Regulations:  As noted above in FSPTCA 
and FDA Regulation - The Regulatory Framework, the FDA 

 
 
 
 
proposed regulations in April 2014 that would impose the 
FSPTCA regulatory framework on machine-made large 
cigars, e-vapor products, pipe tobacco and chewable tobacco-
derived nicotine products.  Nu Mark and Middleton 
submitted comments on the proposed regulations in August 
2014.  Nu Mark’s submission covers a number of topics, 
including its perspective on (1) the guiding principles that the 
FDA should follow to help ensure successful implementation 
of the deeming regulation, (2) the potential for e-vapor 
products and other tobacco-derived nicotine products to 
reduce tobacco-related harm and (3) the establishment of 
product approval pathways that encourage innovation of 
potentially reduced harm products.  Middleton’s comments 
covered its perspective on the overall regulation of cigars and 
on the use of the word “mild” in the Black & Mild brand 
name.  The proposed regulations suggested that the FDA may 
apply the descriptor prohibition to cigars and pipe tobacco, 
which could potentially prohibit the use of the word “Mild” 
in the Black & Mild brand name.  As reflected in the 
comments, Middleton believes neither the FDA’s regulatory 
authority nor the First or Fifth Amendments to the United 
States Constitution allow the FDA to ban words such as 
“mild” regardless of the context and that the FDA can only 
prohibit the word “mild” when used as a descriptor of 
modified risk. 

Excise Taxes

Tobacco products are subject to substantial excise taxes in the 
United States.  Significant increases in tobacco-related taxes or 
fees have been proposed or enacted (including with respect to e-
vapor products) and are likely to continue to be proposed or 
enacted at the federal, state and local levels within the United 
States. 

Federal, state and local excise taxes have increased 
substantially over the past decade, far outpacing the rate of 
inflation.  By way of example, in 2009, the federal excise tax 
(“FET”) on cigarettes increased from $0.39 per pack to 
approximately $1.01 per pack, in 2010, the New York state excise 
tax increased by $1.60 to $4.35 per pack and in October 2014, 
Philadelphia, Pennsylvania enacted a $2.00 per pack local 
cigarette excise tax.  Between the end of 1998 and February 22, 
2016, the weighted-average state and certain local cigarette excise 
taxes increased from $0.36 to $1.54 per pack.  During 2015, 
Alabama, Nevada, Kansas, Vermont, Louisiana, Ohio, Rhode 
Island and Connecticut enacted legislation to increase their 
cigarette excise taxes.  As of February 22, 2016, no state has 
increased its cigarette excise tax in 2016.  The Federal Budget 
released by the President in February 2016 proposes significant 
increases in the FET for all tobacco products.  The proposed 
budget would increase the FET on a pack of cigarettes by $0.94 
per pack, raising the total FET to $1.95 per pack, and would also 
increase the tax on other tobacco products by a proportionate 
amount. It is not possible to predict whether this proposed FET 
increase will be enacted.

Tax increases are expected to continue to have an adverse 

impact on sales of the tobacco products of our tobacco 

subsidiaries through lower consumption levels and the potential 
shift in adult consumer purchases from the premium to the non-
premium or discount segments or to other low-priced or low-
taxed tobacco products or to counterfeit and contraband products.  
Such shifts may have an adverse impact on the sales volume and 
reported share performance of tobacco products of Altria Group, 
Inc.’s tobacco subsidiaries.

A majority of states currently tax smokeless tobacco products 

using an ad valorem method, which is calculated as a percentage 
of the price of the product, typically the wholesale price. This ad 
valorem method results in more tax being paid on premium 
products than is paid on lower-priced products of equal weight.  
Altria Group, Inc.’s subsidiaries support legislation to convert ad 
valorem taxes on smokeless tobacco to a weight-based 
methodology because, unlike the ad valorem tax, a weight-based 
tax subjects cans of equal weight to the same tax.  As of February 
22, 2016, the federal government, 22 states, Puerto Rico, 
Philadelphia, Pennsylvania and Cook County, Illinois have 
adopted a weight-based tax methodology for smokeless tobacco.  

International Treaty on Tobacco Control 

The World Health Organization’s Framework Convention on 
Tobacco Control (the “FCTC”) entered into force in 
February 2005.  As of February 22, 2016, 179 countries, as well 
as the European Community, have become parties to the FCTC.  
While the United States is a signatory of the FCTC, it is not 
currently a party to the agreement, as the agreement has not been 
submitted to, or ratified by, the United States Senate.  The FCTC 
is the first international public health treaty and its objective is to 
establish a global agenda for tobacco regulation with the purpose 
of reducing initiation of tobacco use and encouraging cessation.  
The treaty recommends (and in certain instances, requires) 
signatory nations to enact legislation that would, among other 
things:  establish specific actions to prevent youth tobacco 
product use; restrict or eliminate all tobacco product advertising, 
marketing, promotion and sponsorship; initiate public education 
campaigns to inform the public about the health consequences of 
tobacco consumption and exposure to tobacco smoke and the 
benefits of quitting; implement regulations imposing product 
testing, disclosure and performance standards; impose health 
warning requirements on packaging; adopt measures intended to 
combat tobacco product smuggling and counterfeit tobacco 
products, including tracking and tracing of tobacco products 
through the distribution chain; and restrict smoking in public 
places.

There are a number of proposals currently under 

consideration by the governing body of the FCTC, some of which 
call for substantial restrictions on the manufacture, marketing, 
distribution and sale of tobacco products.  In addition, the 
Protocol to Eliminate Illicit Trade in Tobacco Products (the 
“Protocol”) was approved by the Conference of Parties to the 
FCTC in November 2012.  It includes provisions related to the 
tracking and tracing of tobacco products through the distribution 
chain and numerous other provisions regarding the regulation of 
the manufacture, distribution and sale of tobacco products.  The 
Protocol has not yet entered into force, but in any event will not 

27

 
 
 
 
apply to the United States until the Senate ratifies the FCTC and 
until the President signs, and the Senate ratifies, the Protocol.  It 
is not possible to predict the outcome of these proposals or the 
impact of any FCTC actions on legislation or regulation in the 
United States, either indirectly or as a result of the United States 
becoming a party to the FCTC, or whether or how these actions 
might indirectly influence FDA regulation and enforcement. 

State Settlement Agreements

As discussed in Note 18, during 1997 and 1998, PM USA and 
other major domestic tobacco product manufacturers entered into 
the State Settlement Agreements.  These settlements require 
participating manufacturers to make substantial annual payments, 
which are adjusted for several factors, including inflation, 
operating income, market share and industry volume.  For a 
discussion of the impact of the State Settlement Agreements on 
Altria Group, Inc., see Financial Review - Off Balance Sheet 
Arrangements and Aggregate Contractual Obligations - 
Payments Under State Settlement and Other Tobacco Agreements, 
and FDA Regulation below and Note 18.   The State Settlement 
Agreements also place numerous requirements and restrictions on 
participating manufacturers’ business operations, including 
prohibitions and restrictions on the advertising and marketing of 
cigarettes and smokeless tobacco products.  Among these are 
prohibitions of outdoor and transit brand advertising, payments 
for product placement and free sampling (except in adult-only 
facilities).  Restrictions are also placed on the use of brand name 
sponsorships and brand name non-tobacco products.  The State 
Settlement Agreements also place prohibitions on targeting youth 
and the use of cartoon characters.  In addition, the State 
Settlement Agreements require companies to affirm corporate 
principles directed at reducing underage use of cigarettes; impose 
requirements regarding lobbying activities; mandate public 
disclosure of certain industry documents; limit the industry’s 
ability to challenge certain tobacco control and underage use 
laws; and provide for the dissolution of certain tobacco-related 
organizations and place restrictions on the establishment of any 
replacement organizations.

In November 1998, USSTC entered into the Smokeless 
Tobacco Master Settlement Agreement (the “STMSA”) with the 
attorneys general of various states and United States territories to 
resolve the remaining health care cost reimbursement cases 
initiated against USSTC.  The STMSA required USSTC to adopt 
various marketing and advertising restrictions.  USSTC is the 
only smokeless tobacco manufacturer to sign the STMSA. 

Other Federal, State and Local Regulation and Activity

Federal, State and Local Regulation:  A number of states 
and localities have enacted or proposed legislation that imposes 
restrictions on tobacco products (including innovative tobacco 
products, such as e-vapor products), such as legislation that (1) 
prohibits the sale of certain tobacco products with certain 
characterizing flavors, (2) requires the disclosure of health 
information separate from or in addition to federally-mandated 
health warnings and (3) restricts commercial speech or imposes 
additional restrictions on the marketing or sale of tobacco 

products (including proposals to ban all tobacco product sales or 
to increase the legal age to purchase tobacco products above the 
current federal minimum age requirement of 18).  The legislation 
varies in terms of the type of tobacco products, the conditions 
under which such products are or would be restricted or 
prohibited, and exceptions to the restrictions or prohibitions.  For 
example, a number of proposals involving characterizing flavors 
would prohibit smokeless tobacco products with characterizing 
flavors without providing an exception for mint- or wintergreen-
flavored products.
  Whether other states or localities will enact legislation in 
these areas, and the precise nature of such legislation if enacted, 
cannot be predicted.  Altria Group, Inc.’s tobacco subsidiaries 
have challenged and will continue to challenge certain state and 
local legislation, including through litigation. 

Health Effects of Tobacco Consumption and Exposure to 

Environmental Tobacco Smoke (“ETS”): Altria Group, Inc. 
and its tobacco subsidiaries believe that the public should be 
guided by the messages of the United States Surgeon General and 
public health authorities worldwide in making decisions 
concerning the use of tobacco products.

Reports with respect to the health effects of smoking have 

been publicized for many years, including in a January 2014 
United States Surgeon General report titled “The Health 
Consequences of Smoking - 50 Years of Progress” and in a June 
2006 United States Surgeon General report on ETS titled “The 
Health Consequences of Involuntary Exposure to Tobacco 
Smoke.”
  Most jurisdictions within the United States have restricted 
smoking in public places.  Some public health groups have called 
for, and various jurisdictions have adopted or proposed, bans on 
smoking in outdoor places, in private apartments and in cars 
transporting minors.  It is not possible to predict the results of 
ongoing scientific research or the types of future scientific 
research into the health risks of tobacco exposure and the impact 
of such research on regulation. 

Other Legislation or Governmental Initiatives:  In 

addition to the actions discussed above, other regulatory 
initiatives affecting the tobacco industry have been adopted or are 
being considered at the federal level and in a number of state and 
local jurisdictions.  For example, in recent years, legislation has 
been introduced or enacted at the state or local level to subject 
tobacco products to various reporting requirements and 
performance standards (such as reduced cigarette ignition 
propensity standards); establish educational campaigns relating to 
tobacco consumption or tobacco control programs, or provide 
additional funding for governmental tobacco control activities; 
restrict the sale of tobacco products in certain retail 
establishments and the sale of tobacco products in certain package 
sizes; require tax stamping of MST products; require the use of 
state tax stamps using data encryption technology; and further 
restrict the sale, marketing and advertising of cigarettes and other 
tobacco products.  Such legislation may be subject to 
constitutional or other challenges on various grounds, which may 
or may not be successful.

28

 
 
It is not possible to predict what, if any, additional legislation, 

regulation or other governmental action will be enacted or 
implemented (and, if challenged, upheld) relating to the 
manufacturing, design, packaging, marketing, advertising, sale or 
use of tobacco products, or the tobacco industry generally.  It is 
possible, however, that legislation, regulation or other 
governmental action could be enacted or implemented that would 
materially adversely affect the business and volume of our 
tobacco subsidiaries and our consolidated results of operations 
and cash flows.

Governmental Investigations:  From time to time, Altria 

Group, Inc. and its subsidiaries are subject to governmental 
investigations on a range of matters.  Altria Group, Inc. and its 
subsidiaries cannot predict whether new investigations may be 
commenced. 

Illicit Trade in Tobacco Products

Illicit trade in tobacco products can have an adverse impact on the 
businesses of Altria Group, Inc. and its tobacco subsidiaries.  
Illicit trade can take many forms, including the sale of counterfeit 
tobacco products; the sale of tobacco products in the United 
States that are intended for sale outside the country; the sale of 
tobacco products over the Internet and by other means designed to 
avoid the collection of applicable taxes; and diversion into one 
taxing jurisdiction of tobacco products intended for sale in 
another.  Counterfeit tobacco products, for example, are 
manufactured by unknown third parties in unregulated 
environments.  Counterfeit versions of PM USA, USSTC or 
Middleton products can negatively affect adult tobacco consumer 
experiences with and opinions of those brands.  Illicit trade in 
tobacco products also harms law-abiding wholesalers and retailers 
by depriving them of lawful sales and undermines the significant 
investment Altria Group, Inc.’s tobacco subsidiaries have made in 
legitimate distribution channels.  Moreover, illicit trade in tobacco 
products results in federal, state and local governments losing tax 
revenues.  Losses in tax revenues can cause such governments to 
take various actions, including increasing excise taxes; imposing 
legislative or regulatory requirements that may adversely impact 
Altria Group, Inc.’s consolidated results of operations and cash 
flows and the businesses of its tobacco subsidiaries; or asserting 
claims against manufacturers of tobacco products or members of 
the trade channels through which such tobacco products are 
distributed and sold.

Altria Group, Inc. and its tobacco subsidiaries devote 
significant resources to help prevent illicit trade in tobacco 
products and to protect legitimate trade channels.  For example, 
Altria Group, Inc.’s tobacco subsidiaries are engaged in a number 
of initiatives to help prevent illicit trade in tobacco products, 
including communication with wholesale and retail trade 
members regarding illicit trade in tobacco products and how they 
can help prevent such activities; enforcement of wholesale and 
retail trade programs and policies that address illicit trade in 
tobacco products; engagement with and support of law 
enforcement and regulatory agencies; litigation to protect their 
trademarks; and support for a variety of federal and state 

legislative initiatives.  Legislative initiatives to address illicit 
trade in tobacco products are designed to protect the legitimate 
channels of distribution, impose more stringent penalties for the 
violation of illegal trade laws and provide additional tools for law 
enforcement.  Regulatory measures and related governmental 
actions to prevent the illicit manufacture and trade of tobacco 
products continue to evolve as the nature of illicit tobacco 
products evolves.

Price, Availability and Quality of Agricultural Products

Shifts in crops (such as those driven by economic conditions and 
adverse weather patterns), government mandated prices 
and production control programs may increase or decrease the 
cost or reduce the supply or quality of tobacco and other 
agricultural products used to manufacture our products.  As with 
other agriculture commodities, the price of tobacco leaf can be 
influenced by economic conditions and imbalances in supply and 
demand and crop quality and availability can be influenced by 
variations in weather patterns, including those caused by climate 
change.  Tobacco production in certain countries is subject to a 
variety of controls, including government mandated prices and 
production control programs.  Changes in the patterns of demand 
for agricultural products and the cost of tobacco production could 
impact tobacco leaf prices and tobacco supply.  Any significant 
change in the price, quality or availability of tobacco leaf or other 
agricultural products used to manufacture our products could 
adversely affect our subsidiaries’ profitability and businesses. 

Timing of Sales

In the ordinary course of business, our tobacco subsidiaries are 
subject to many influences that can impact the timing of sales to 
customers, including the timing of holidays and other annual or 
special events, the timing of promotions, customer incentive 
programs and customer inventory programs, as well as the actual 
or speculated timing of pricing actions and tax-driven price 
increases.

Operating Results

The following table summarizes operating results for the 
smokeable and smokeless products segments:

For the Years Ended December 31,

Net Revenues

Operating Companies 
Income

(in millions) 

2015 

2014 

2013 

2015 

2014 

2013

Smokeable
products

Smokeless
products

Total

smokeable 
and 
smokeless 
products

$ 22,792

$ 21,939  $ 21,868

$  7,569

$  6,873  $  7,063

1,879

1,809 

1,778

1,108

1,061 

1,023

$ 24,671

$ 23,748  $ 23,646

$  8,677

$  7,934  $  8,086

Smokeable Products Segment
The smokeable products segment’s net revenues, operating 
companies income and operating companies income margin 

29

 
 
increased during 2015 due primarily to higher pricing.  PM 
USA grew Marlboro’s and its total cigarette retail share versus 
2014.  

The following table summarizes the smokeable products 

segment shipment volume performance:

(sticks in millions) 
Cigarettes:

     Marlboro  

     Other premium

     Discount

Total cigarettes

Cigars:

     Black & Mild  

     Other

Total cigars

Shipment Volume
For the Years Ended December 31,

2015 

2014 

2013

108,113

108,023 

111,421

6,753

11,152

7,047 

10,320 

7,721

10,170

126,018

125,390 

129,312

1,295

30

1,325

1,246 

25  

1,271 

1,177

21

1,198

Total smokeable products

127,343

126,661 

130,510

Cigarettes shipment volume includes Marlboro; Other 

premium brands, such as Virginia Slims, Parliament and 
Benson & Hedges; and Discount brands, which include L&M 
and Basic.  Cigarettes volume includes units sold as well as 
promotional units, but excludes units sold for distribution to 
and in Puerto Rico, and units sold in U.S. Territories, to 
overseas military and by Philip Morris Duty Free Inc., none of 
which, individually or in the aggregate, is material to the 
smokeable products segment.

The following table summarizes the smokeable products 

segment retail share performance:

Retail Share
For the Years Ended December 31,

2015 

2014 

2013

44.0%

43.8% 

43.7%

2.8

4.5

2.9  

4.2  

3.1

3.9

51.3%

50.9% 

50.7%

27.3%

0.4

27.7%

28.3% 

0.4  

28.7% 

28.8%

0.2

29.0%

Cigarettes:

     Marlboro  

     Other premium

     Discount

Total cigarettes

Cigars:

     Black & Mild  

     Other

Total cigars

Retail share results for cigarettes are based on data from 
IRI/Management Science Associate Inc., a tracking service that 
uses a sample of stores and certain wholesale shipments to 
project market share and depict share trends.  Retail share 
results for cigars are based on data from IRI InfoScan, a 
tracking service that uses a sample of stores to project market 
share and depict share trends.  Both services track sales in the 
food, drug and mass merchandisers (including Wal-Mart), 
convenience, military, dollar store and club trade classes.  For 

other trade classes selling cigarettes, retail share is based on 
shipments from wholesalers to retailers through the Store 
Tracking Analytical Reporting System (“STARS”).  These 
services are not designed to capture sales through other 
channels, including the internet, direct mail and some illicitly 
tax-advantaged outlets.  Retail share results for cigars are based 
on data for machine-made large cigars.  Middleton defines 
machine-made large cigars as cigars, made by machine, that 
weigh greater than three pounds per thousand, except cigars 
sold at retail in packages of 20 cigars.  Because the cigars 
service represents retail share performance only in key trade 
channels, it should not be considered a precise measurement of 
actual retail share.  It is IRI’s standard practice to periodically 
refresh its services, which could restate retail share results that 
were previously released in these services. 

PM USA and Middleton executed the following pricing 

and promotional allowance actions during 2015, 2014 and 
2013: 

Effective November 15, 2015, PM USA increased the 
list price on all of its cigarette brands by $0.07 per pack.

Effective May 17, 2015, PM USA increased the list price 

on all of its cigarette brands by $0.07 per pack.

Effective November 16, 2014, PM USA reduced its 
wholesale promotional allowance on L&M by $0.07 per 
pack.  In addition, PM USA increased the list price on all 
of its other cigarette brands by $0.07 per pack.

Effective May 11, 2014, PM USA reduced its wholesale 

promotional allowance on Marlboro and L&M by $0.06 
per pack.  In addition, PM USA increased the list price on 
all of its other cigarette brands by $0.06 per pack, except 
for Parliament, which PM USA increased by $0.11 per 
pack. 

Effective December 1, 2013, PM USA reduced its 

wholesale promotional allowance on Marlboro and L&M 
by $0.07 per pack.  In addition, PM USA increased the list 
price on all of its other cigarette brands by $0.07 per pack. 

Effective June 10, 2013, PM USA reduced its wholesale 

promotional allowance on Marlboro and L&M by $0.06 
per pack.  In addition, PM USA increased the list price on 
all of its other cigarette brands by $0.06 per pack. 

The following discussion compares operating results for 

the smokeable products segment for the year ended December 
31, 2015 with the year ended December 31, 2014.

Net revenues, which include excise taxes billed to customers,  

increased $853 million (3.9%), due primarily to higher pricing, 
which includes higher promotional investments, and higher 
shipment volume ($133 million).

Operating companies income increased $696 million 
(10.1%), due primarily to higher pricing, which includes higher 
promotional investments, lower resolution expenses (due 
principally to the end of the federal tobacco quota buy-out 
payments after the third quarter of 2014), higher shipment volume 

30

 
 
 
 
 
 
 
 
($68 million) and higher NPM Adjustment Items in 2015 ($54 
million).  These factors were partially offset by higher costs (due 
primarily to higher pension and benefit costs, and marketing, 
administration and research costs) and higher tobacco and health 
litigation items ($100 million). 
  Marketing, administration and research costs for the 
smokeable products segment include PM USA’s cost of 
administering and litigating product liability claims.  Litigation 
defense costs are influenced by a number of factors, including 
the number and types of cases filed, the number of cases tried 
annually, the results of trials and appeals, the development of 
the law controlling relevant legal issues, and litigation strategy 
and tactics.  For further discussion on these matters, see Note 18 
and Item 3.  For the years ended December 31, 2015, 2014 and 
2013, product liability defense costs for PM USA were $228 
million, $230 million and $247 million, respectively.  The 
factors that have influenced past product liability defense costs 
are expected to continue to influence future costs.  PM USA 
does not expect future product liability defense costs to be 
significantly different from product liability defense costs 
incurred in the last few years.

For 2015, total smokeable products reported shipment 
volume increased 0.5% versus 2014.  PM USA’s 2015 reported 
domestic cigarettes shipment volume increased 0.5%, due to a 
moderation in the industry’s decline rate and retail share gains.  
When adjusted for trade inventory movements and other factors, 
PM USA estimates that its 2015 domestic cigarettes shipment 
volume increased approximately 0.5%, and that total industry 
cigarette volumes declined approximately 0.5%.  

PM USA’s shipments of premium cigarettes accounted 

for 91.2% of its reported domestic cigarettes shipment 
volume for 2015, versus 91.8% for 2014.
  Middleton’s reported cigars shipment volume for 2015 
increased 4.2%, driven primarily by Black & Mild in the tipped 
cigars segment.
       Marlboro’s retail share for 2015 increased 0.2 share points 
versus 2014.

PM USA grew its total retail share for 2015 by 0.4 share 

points versus 2014, due to gains by Marlboro and L&M in 
Discount, partially offset by share losses on other portfolio 
brands.  

In the machine-made large cigars category, while Black & 

Mild’s retail share for 2015 declined 1.0 share point, Black & 
Mild gained retail share in the more profitable tipped cigars 
segment. 

The following discussion compares operating results for the 

smokeable products segment for the year ended December 31, 
2014 with the year ended December 31, 2013.

Net revenues, which include excise taxes billed to 
customers, increased $71 million (0.3%), due primarily to 
higher pricing, partially offset by lower shipment volume ($724 
million).

Operating companies income decreased $190 million (2.7%), 

due primarily to higher NPM Adjustment Items in 2013 ($621 
million), lower shipment volume ($360 million) and higher 

marketing, administration and research costs, partially offset by 
higher pricing.  

For 2014, total smokeable products reported shipment 
volume decreased 2.9% versus 2013.  PM USA’s 2014 reported 
domestic cigarettes shipment volume decreased 3.0%, due 
primarily to the industry’s decline, partially offset by retail share 
gains.  When adjusted for trade inventory changes and other 
factors, PM USA estimates that its 2014 domestic cigarettes 
shipment volume decreased approximately 3%, and that total 
industry cigarette volumes declined approximately 3.5%.  

PM USA’s shipments of premium cigarettes accounted 

for 91.8% of its reported domestic cigarettes shipment 
volume for 2014, versus 92.1% for 2013.
  Middleton’s reported cigars shipment volume for 2014 
increased 6.1%, driven by Black & Mild’s performance in the 
tipped cigars segment, including Black & Mild Jazz.
       Marlboro’s retail share for 2014 increased 0.1 share point 
versus 2013.

PM USA grew its total retail share for 2014 by 0.2 share 
points versus 2013, driven by Marlboro, and L&M in Discount, 
partially offset by share losses on other portfolio brands.  In the 
fourth quarter of 2014, PM USA expanded distribution of 
Marlboro Menthol Rich Blue to 28 states, primarily in the eastern 
U.S., to enhance Marlboro’s position in the menthol segment. 
       In the machine-made large cigars category, Black & Mild’s 
retail share for 2014 declined 0.5 share points.  In December 
2014, Middleton announced the national expansion of Black & 
Mild Casino, a dark tobacco blend, in the tipped segment. 

Smokeless Products Segment
During 2015, the smokeless products segment grew net 
revenues and operating companies income, primarily through 
higher pricing.  USSTC increased Copenhagen and Skoal’s 
combined retail share versus 2014. 

The following table summarizes smokeless products segment 

shipment volume performance:    

(cans and packs in millions) 

Copenhagen

Skoal
Copenhagen and Skoal
Other

Total smokeless products

Shipment Volume
For the Years Ended December 31,

2015 

474.7

267.9
742.6

70.9

813.5

2014 

448.6 

269.6 
718.2 

75.1 

793.3 

2013

426.1

283.8
709.9

77.6

787.5

Smokeless products shipment volume includes cans and 

packs sold, as well as promotional units, but excludes 
international volume, which is not material to the smokeless 
products segment.  Other includes certain USSTC and PM USA 
smokeless products.  New types of smokeless products, as well 
as new packaging configurations of existing smokeless 
products, may or may not be equivalent to existing MST 
products on a can-for-can basis.  To calculate volumes of cans 
and packs shipped, one pack of snus, irrespective of the number 
of pouches in the pack, is assumed to be equivalent to one can 
of MST.  

31

 
 
 
 
  
 
 
 
 
 
 
 
The following table summarizes smokeless products 
segment retail share performance (excluding international 
volume): 

Copenhagen

Skoal

Copenhagen and Skoal
Other

Retail Share
For the Years Ended December 31,

2015 

31.6%

19.7

51.3

3.6

2014 

30.7% 

20.3 

51.0 

4.0  

2013

29.4%

21.3

50.7

4.2

Total smokeless products

54.9%

55.0% 

54.9%

      Retail share results for smokeless products are based on 
data from IRI InfoScan, a tracking service that uses a sample of 
stores to project market share and depict share trends.  The 
service tracks sales in the food, drug and mass merchandisers 
(including Wal-Mart), convenience, military, dollar store and 
club trade classes on the number of cans and packs sold.  
Smokeless products is defined by IRI as moist smokeless and 
spit-free tobacco products.  Other includes certain USSTC and 
PM USA smokeless products.  New types of smokeless 
products, as well as new packaging configurations of existing 
smokeless products, may or may not be equivalent to existing 
MST products on a can-for-can basis.  One pack of snus, 
irrespective of the number of pouches in the pack, is assumed to 
be equivalent to one can of MST.  All other products are 
considered to be equivalent on a can-for-can basis.  Because 
this service represents retail share performance only in key 
trade channels, it should not be considered a precise 
measurement of actual retail share.  It is IRI’s standard practice 
to periodically refresh its InfoScan services, which could restate 
retail share results that were previously released in this service.  
USSTC executed the following pricing actions during 

2015, 2014 and 2013: 

Effective December 8, 2015, USSTC increased the list 
price on Copenhagen and Skoal popular price products by 
$0.12 per can. In addition, USSTC increased the list price 
on all its brands, except for Copenhagen and Skoal popular 
price products, by $0.07 per can.

Effective May 5, 2015, USSTC increased the list price 

on all its brands by $0.07 per can.

Effective November 25, 2014, USSTC increased the list 

price on all its brands by $0.07 per can.

Effective May 11, 2014, USSTC increased the list price 

on all of its brands by $0.06 per can.

Effective December 8, 2013, USSTC increased the list 

price on all of its brands by $0.06 per can. 

Effective May 12, 2013, USSTC increased the list price 

on all of its brands by $0.05 per can.

The following discussion compares operating results for 
the smokeless products segment for the year ended December 
31, 2015 with the year ended December 31, 2014.

Net revenues, which include excise taxes billed to customers, 

increased $70 million (3.9%), due primarily to higher pricing, 
which includes higher promotional investments.

Operating companies income increased $47 million (4.4%), 

due primarily to higher pricing, which includes higher 
promotional investments, partially offset by higher costs. 
The smokeless products segment’s reported domestic 
shipment volume for 2015 increased 2.5% as volume growth in 
Copenhagen was partially offset by declines in Skoal and Other 
portfolio brands.  Copenhagen and Skoal’s combined reported 
domestic shipment volume increased 3.4% for 2015.

After adjusting for trade inventory movements and other 

factors, USSTC estimates that its domestic smokeless products 
shipment volume grew approximately 2.5% for 2015.  USSTC 
estimates that the smokeless products category volume grew 
approximately 2.5% over the six months ended December 31, 
2015 as compared with approximately 2.0% for the six months 
ended December 31, 2014. 

Copenhagen and Skoal’s combined retail share increased 0.3 

share points to 51.3% for 2015.  Copenhagen’s retail share 
increased 0.9 share points and Skoal’s retail share declined 0.6 
share points.

Total smokeless products retail share declined 0.1 share point 

to 54.9%.

The following discussion compares operating results for the 

smokeless products segment for the year ended December 31, 
2014 with the year ended December 31, 2013.

Net revenues, which include excise taxes billed to 
customers, increased $31 million (1.7%), due primarily to 
higher pricing, which includes higher promotional investments, 
and higher volume, partially offset by mix due to growth in 
popular priced products.

Operating companies income increased $38 million (3.7%), 

due primarily to higher pricing ($43 million), which includes 
higher promotional investments, and higher volume ($9 million), 
partially offset by product mix. 

Reported domestic smokeless products shipment volume for 

2014 increased 0.7% as volume growth for Copenhagen was 
mostly offset by volume declines in Skoal and Other portfolio 
brands.  Copenhagen and Skoal’s combined reported shipment 
volume increased 1.2% for 2014.

After adjusting for trade inventory changes and other factors, 

USSTC estimates that domestic smokeless products shipment 
volume grew approximately 2.5% for 2014.   USSTC estimates 
that the smokeless products category volume grew approximately 
2.0% over the six months ended December 31, 2014 as compared 
with approximately 6.0% for the six months ended December 31, 
2013. 

Copenhagen and Skoal’s combined retail share increased 0.3 

share points to 51.0% for 2014.  Copenhagen’s retail share 
increased 1.3 share points, while Skoal’s retail share declined 1.0 
share point.

Retail share for the smokeless products segment increased 
0.1 share point to 55.0%, as retail share gains for Copenhagen 
were mostly offset by share losses for Skoal and Other portfolio 
brands. 

32

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Wine Segment 

volume performance:

The following table summarizes wine segment case shipment 

Business Environment 
Ste. Michelle is a leading producer of Washington state wines, 
primarily Chateau Ste. Michelle, Columbia Crest and 14 Hands, 
and owns wineries in or distributes wines from several other 
domestic and foreign wine regions.  Ste. Michelle holds an 85% 
ownership interest in Michelle-Antinori, LLC, which owns Stag’s 
Leap Wine Cellars in Napa Valley.  Ste. Michelle also owns Conn 
Creek in Napa Valley and Erath in Oregon.  In addition, Ste. 
Michelle imports and markets Antinori, Torres and Villa Maria 
Estate wines and Champagne Nicolas Feuillatte in the United 
States.  Key elements of Ste. Michelle’s strategy are expanded 
domestic distribution of its wines, especially in certain account 
categories such as restaurants, wholesale clubs, supermarkets, 
wine shops and mass merchandisers, and a focus on improving 
product mix to higher-priced, premium products. 

Ste. Michelle’s business is subject to significant competition, 

including competition from many larger, well-established 
domestic and international companies, as well as from many 
smaller wine producers.  Wine segment competition is primarily 
based on quality, price, consumer and trade wine tastings, 
competitive wine judging, third-party acclaim and advertising.  
Substantially all of Ste. Michelle’s sales occur in the United 
States through state-licensed distributors.  Ste. Michelle also sells 
to domestic consumers through retail and e-commerce channels 
and exports wines to international distributors.

Federal, state and local governmental agencies regulate the 

beverage alcohol industry through various means, including 
licensing requirements, pricing rules, labeling and advertising 
restrictions, and distribution and production policies.  Further 
regulatory restrictions or additional excise or other taxes on the 
manufacture and sale of alcoholic beverages may have an adverse 
effect on Ste. Michelle’s wine business.

Operating Results 
Ste. Michelle’s net revenues and operating companies income 
increased in 2015, due primarily to higher shipment volume and 
improved premium mix.  Ste. Michelle expanded its operating 
companies income margin in 2015.  The following table 
summarizes operating results for the wine segment:

(in millions) 

Net revenues

Operating companies income

For the Years Ended December 31,

2015 

692

152

$ 

$ 

2014 

643  $ 

134  $ 

2013

609

118

$ 

$ 

(cases in thousands) 

Chateau Ste. Michelle

Columbia Crest

14 Hands

Other

Total wine

Shipment Volume
For the Years Ended December 31,

2015 

3,253

1,062

1,848

2,703

8,866

2014 

3,035 

1,032 

1,662 

2,622 

8,351 

2013

2,753

1,031

1,374

2,814

7,972

The following discussion compares operating results for the wine 
segment for the year ended December 31, 2015 with the year 
ended December 31, 2014.

Net revenues, which include excise taxes billed to customers, 

increased $49 million (7.6%), due primarily to higher shipment 
volume and improved premium mix.  Operating companies 
income increased $18 million (13.4%), due primarily to higher 
shipment volume and improved premium mix, partially offset by 
higher costs.

For 2015, Ste. Michelle’s reported wine shipment volume 

increased 6.2%.

The following discussion compares operating results for the 

wine segment for the year ended December 31, 2014 with the 
year ended December 31, 2013.

Net revenues, which include excise taxes billed to customers, 

and operating companies income increased $34 million (5.6%) 
and $16 million (13.6%), respectively, due primarily to higher 
shipment volume.

For 2014, Ste. Michelle’s reported wine shipment volume 

increased 4.8% driven by increased volume of 14 Hands and 
Chateau Ste. Michelle, partially offset by declines in Other 
brands.

Financial Review

Net Cash Provided by Operating Activities
During 2015, net cash provided by operating activities was $5.8 
billion compared with $4.7 billion during 2014.  This increase 
was due primarily to the following: 

higher net revenues in the smokeable products segment 
in 2015; and

the end of the federal tobacco quota buy-out payments 
after the third quarter of 2014;

partially offset by:

higher settlement payments during 2015, driven by the 
impact of NPM Adjustment Items in 2014.

During 2014, net cash provided by operating activities was 

$4.7 billion compared with $4.4 billion during 2013.  This 
increase was due primarily to the following: 

33

 
 
 
 
 
 
 
 
 
a voluntary $350 million contribution to Altria Group, 
Inc.’s pension plans during 2013;

to higher capital expenditures during 2015 for the new USSTC 
manufacturing facility expected to be completed in 2016.   

Net Cash Used in Financing Activities
During 2015, net cash used in financing activities was $6.7 billion 
compared with $4.7 billion during 2014.  This increase was due 
primarily to the following:

debt tender offer completed during 2015, which resulted 
in the repurchase of $793 million of senior unsecured 
long-term notes and a $226 million payment of 
premiums and fees, as more fully described in Note 9;

$1.0 billion repayment of Altria Group, Inc. senior 
unsecured notes at scheduled maturity in 2015; 

debt issuance of $1.0 billion in 2014; and

higher dividends paid during 2015; 

partially offset by:

$525 million repayment of Altria Group, Inc. senior 
unsecured notes at scheduled maturity in 2014; 

lower share repurchases during 2015; and

full redemption of UST senior notes of $300 million in 
2014.

During 2014, net cash used in financing activities was $4.7 
billion, essentially unchanged compared to 2013, which primarily 
reflected the following:

higher repayments of debt in 2013 driven primarily by 
the repurchase of senior unsecured notes in connection 
with the 2013 debt tender offer; and

higher premiums and fees in 2013 in connection with the 
2013 debt tender offer;

offset by:

debt issuances of $3.2 billion in 2013 used to repurchase 
senior unsecured notes in connection with the 2013 debt 
tender offer;

higher share repurchases during 2014; and

higher dividends paid during 2014.

lower interest payments in 2014, resulting from debt 
maturities in 2013 and 2014, as well as debt refinancing 
activities in 2013; and

higher earnings in 2014; 

partially offset by:

higher income tax payments in 2014, resulting primarily 
from the loss on early extinguishment of debt in 2013; 
and

higher settlement payments during 2014, driven 
primarily by the impact of higher NPM Adjustment 
Items in 2013.  

Altria Group, Inc. had a working capital deficit at December 

31, 2015 and 2014.  Altria Group, Inc.’s management believes 
that it has the ability to fund these working capital deficits with 
cash provided by operating activities and/or short-term 
borrowings under its commercial paper program as discussed in 
the Debt and Liquidity section below.

Net Cash Used in/Provided by Investing Activities
During 2015, net cash used in investing activities was $15 million 
compared with net cash provided by investing activities of $177 
million during 2014.  This change was due primarily to the 
following:

$132 million payment for a derivative financial 
instrument during 2015;

the sale of PM USA’s Cabarrus, North Carolina 
manufacturing facility during 2014; and 

higher capital expenditures during 2015, due primarily to 
a new USSTC manufacturing facility in Hopkinsville, 
Kentucky that is expected to be completed in 2016; 

partially offset by:

Nu Mark’s acquisition of the e-vapor business of Green 
Smoke during 2014.

During 2014, net cash provided by investing activities was 

$177 million compared with $602 million during 2013.  This 
decrease was due primarily to the following:

lower proceeds from asset sales in the financial services 
business during 2014; and

Nu Mark’s acquisition of the e-vapor business of Green 
Smoke during 2014.

Capital expenditures for 2015 increased 40.5% to $229 
million, due primarily to the new USSTC manufacturing facility 
noted above.  Capital expenditures for 2016 are expected to be in 
the range of $140 million to $180 million, and are expected to be 
funded from operating cash flows.  The decrease in expected 
capital expenditures in 2016 compared with 2015 is due primarily 

34

 
 
 
Debt and Liquidity 
Credit Ratings - Altria Group, Inc.’s cost and terms of financing 
and its access to commercial paper markets may be impacted by 
applicable credit ratings.  Under the terms of certain of Altria 
Group, Inc.’s existing debt instruments, a change in a credit rating 
could result in an increase or a decrease of the cost of borrowings.  
For instance, as discussed in Note 9, the interest rate payable 
on certain of Altria Group, Inc.’s outstanding notes is subject to 
adjustment from time to time if the rating assigned to the notes of 
such series by Moody’s Investors Service, Inc. (“Moody’s”) or 
Standard & Poor’s Ratings Services (“Standard & Poor’s”) is 
downgraded (or subsequently upgraded) as and to the extent set 
forth in the notes.  The impact of credit ratings on the cost of 
borrowings under Altria Group, Inc.’s credit agreement is 
discussed below. 

At December 31, 2015, the credit ratings and outlook for 
Altria Group, Inc.’s indebtedness by major credit rating agencies 
were:

Moody’s

Standard & Poor’s

Fitch Ratings Ltd.

Short-term 
Debt
P-2 

A-2 

F2 

Long-term 
Debt
Baa1  

BBB+  

BBB+  

Outlook

Stable

Stable

Stable

Credit Lines - From time to time, Altria Group, Inc. has short-term 
borrowing  needs  to  meet  its  working  capital  requirements  and 
generally uses its commercial paper program to meet those needs. 
At December 31, 2015, 2014 and 2013, Altria Group, Inc. had no 
short-term borrowings.  

 During the third quarter of 2015, Altria Group, Inc. entered 

into an extension agreement (the “Extension Agreement”) to 
amend its $3.0 billion senior unsecured 5-year revolving credit 
agreement, dated as of August 19, 2013 (the “Credit Agreement”).  
The Extension Agreement extends the expiration date of the 
Credit Agreement from August 19, 2019 to August 19, 2020 
pursuant to the terms of the Credit Agreement.  All other terms 
and conditions of the Credit Agreement remain in full force and 
effect.  The Credit Agreement was previously amended in 2014 to 
extend the expiration date from August 19, 2018 to August 19, 
2019.

Pricing for interest and fees under the Credit Agreement may 
be modified in the event of a change in the rating of Altria Group, 
Inc.’s long-term senior unsecured debt.  Interest rates on 
borrowings under the Credit Agreement are expected to be based 
on the London Interbank Offered Rate (“LIBOR”) plus a 
percentage based on the higher of the ratings of Altria Group, 
Inc.’s long-term senior unsecured debt from Moody’s and 
Standard & Poor’s.  The applicable percentage based on Altria 
Group, Inc.’s long-term senior unsecured debt ratings at 
December 31, 2015 for borrowings under the Credit Agreement 
was 1.25%.  The Credit Agreement does not include any other 
rating triggers, nor does it contain any provisions that could 
require the posting of collateral.  At December 31, 2015, credit 
available to Altria Group, Inc. under the Credit Agreement was 
$3.0 billion.  

The Credit Agreement is used for general corporate purposes 
and to support Altria Group, Inc.’s commercial paper issuances.  
The Credit Agreement requires that Altria Group, Inc. maintain 
(i) a ratio of debt to consolidated earnings before interest, taxes, 
depreciation and amortization (“EBITDA”) of not more than 3.0 
to 1.0 and (ii) a ratio of consolidated EBITDA to consolidated 
interest expense of not less than 4.0 to 1.0, each calculated as of 
the end of the applicable quarter on a rolling four quarters basis.  
At December 31, 2015, the ratios of debt to consolidated EBITDA 
and consolidated EBITDA to consolidated interest expense, 
calculated in accordance with the Credit Agreement, were 1.4 to 
1.0 and 11.7 to 1.0, respectively.  Altria Group, Inc. expects to 
continue to meet its covenants associated with the Credit 
Agreement.  The terms “consolidated EBITDA,” “debt” and 
“consolidated interest expense,” as defined in the Credit 
Agreement, include certain adjustments.  Exhibit 99.3 to Altria 
Group, Inc.’s Quarterly Report on Form 10-Q for the period 
ended September 30, 2013 sets forth the definitions of these terms 
as they appear in the Credit Agreement and is incorporated herein 
by reference.

Any commercial paper issued by Altria Group, Inc. and 
borrowings under the Credit Agreement are guaranteed by PM 
USA as further discussed in Note 19. Condensed Consolidating 
Financial Information to the consolidated financial statements in 
Item 8 (“Note 19”).
       Financial Market Environment - Altria Group, Inc. believes it 
has adequate liquidity and access to financial resources to meet its 
anticipated obligations and ongoing business needs in the 
foreseeable future.  Altria Group, Inc. continues to monitor the 
credit quality of its bank group and is not aware of any potential 
non-performing credit provider in that group.  Altria Group, Inc. 
believes the lenders in its bank group will be willing and able to 
advance funds in accordance with their legal obligations. See Item 
1A for certain risk factors associated with the foregoing 
discussion. 

Debt - At December 31, 2015 and 2014, Altria Group, Inc.’s 

total debt was $12.9 billion and $14.7 billion, respectively.

As discussed in Note 9, during 2015, Altria Group, Inc. 
repaid in full at maturity senior unsecured notes in the aggregate 
principal amount of $1.0 billion.  Additionally, during 2015, 
Altria Group, Inc. completed a debt tender offer to purchase for 
cash $793 million aggregate principal amount of its senior 
unsecured 9.700% notes due 2018.

All of Altria Group, Inc.’s debt was fixed-rate debt at 
December 31, 2015 and 2014.  The weighted-average coupon 
interest rate on total debt was approximately 5.5% and 
5.7% at December 31, 2015 and 2014, respectively.  For further 
details on long-term debt, see Note 9.

In October 2014, Altria Group, Inc. filed a registration 
statement on Form S-3 with the SEC, under which Altria Group, 
Inc. may offer debt securities or warrants to purchase debt 
securities from time to time over a three-year period 
from the date of filing.

35

 
 
 
 
 
 
 
Off-Balance Sheet Arrangements and Aggregate Contractual Obligations

Altria Group, Inc. has no off-balance sheet arrangements, including special purpose entities, other than guarantees and contractual 
obligations that are discussed below.

Guarantees and Other Similar Matters - As discussed in Note 18, Altria Group, Inc. and certain of its subsidiaries had unused letters 

of credit obtained in the ordinary course of business, guarantees (including third-party guarantees) and a redeemable noncontrolling 
interest outstanding at December 31, 2015.  From time to time, subsidiaries of Altria Group, Inc. also issue lines of credit to affiliated 
entities.  In addition, as discussed in Note 19, PM USA has issued guarantees relating to Altria Group, Inc.’s obligations under its 
outstanding debt securities, borrowings under its Credit Agreement and amounts outstanding under its commercial paper program.  
These items have not had, and are not expected to have, a significant impact on Altria Group, Inc.’s liquidity.

Aggregate Contractual Obligations - The following table summarizes Altria Group, Inc.’s contractual obligations at December 31, 

2015:

(in millions) 
Long-term debt (1)
Interest on borrowings (2)
Operating leases (3)
Purchase obligations: (4)
Inventory and production costs

Other

Other long-term liabilities (5)

Payments Due

Total 

2016 

2017 - 2018 

2019 - 2020

$ 

12,965

$ 

4  $ 

871  $ 

2,148  $ 

10,031

309

3,218

729

3,947

2,443

716  
58  

989  

555  

1,544  

152  

1,432 
97  

1,336  

142  

1,478  

325 

1,146 
60  

565  

32  

597  

311 

$ 

29,695

$ 

2,474  $ 

4,203  $ 

4,262  $ 

2021 and 
Thereafter

9,942

6,737
94

328

—

328

1,655

18,756

(1) Amounts represent the expected cash payments of Altria Group, Inc.’s long-term debt.
(2) Amounts represent the expected cash payments of Altria Group, Inc.’s interest expense on its long-term debt. Interest on Altria Group, Inc.’s debt, which 
was all fixed-rate debt at December 31, 2015, is presented using the stated coupon interest rate.  Amounts exclude the amortization of debt discounts 
and premiums, the amortization of loan fees and fees for lines of credit that would be included in interest and other debt expense, net on the 
consolidated statements of earnings.

(3) Amounts represent the minimum rental commitments under non-cancelable operating leases.
(4) Purchase obligations for inventory and production costs (such as raw materials, indirect materials and supplies, packaging, storage and distribution) are 
commitments for projected needs to be used in the normal course of business.  Other purchase obligations include commitments for marketing, capital 
expenditures, information technology and professional services.  Arrangements are considered purchase obligations if a contract specifies all significant 
terms, including fixed or minimum quantities to be purchased, a pricing structure and approximate timing of the transaction.  Most arrangements are 
cancelable without a significant penalty, and with short notice (usually 30 days).  Any amounts reflected on the consolidated balance sheet as accounts 
payable and accrued liabilities are excluded from the table above.

(5) Other long-term liabilities consist of accrued postretirement health care costs and certain accrued pension costs.  The amounts included in the table 

above for accrued pension costs consist of the actuarially determined anticipated minimum funding requirements for each year from 2016 through 2020.  
Contributions beyond 2020 cannot be reasonably estimated and, therefore, are not included in the table above.  In addition, the following long-term 
liabilities included on the consolidated balance sheet are excluded from the table above: accrued postemployment costs, income taxes and tax 
contingencies, and other accruals.  Altria Group, Inc. is unable to estimate the timing of payments for these items.

The State Settlement Agreements and related legal fee 
payments, and payments for FDA user fees, as discussed below 
and in Note 18 and Item 3, are excluded from the table above, as 
the payments are subject to adjustment for several factors, 
including inflation, operating income, market share and industry 
volume.  Litigation escrow deposits, as discussed below and in 
Note 18, are also excluded from the table above since these 
deposits will be returned to PM USA should it prevail on appeal.  

Payments Under State Settlement and Other Tobacco 
Agreements, and FDA Regulation - As discussed previously and 
in Note 18 and Item 3, PM USA has entered into State Settlement 

Agreements with the states and territories of the United States that 
call for certain payments.  PM USA, Middleton and USSTC were 
also subject to payment obligations imposed by FETRA.  The 
FETRA payment obligations expired after the third quarter of 
2014.  In addition, in June 2009, PM USA and USSTC became 
subject to quarterly user fees imposed by the FDA as a result of 
the FSPTCA.  Payments under the State Settlement Agreements 
and the FDA user fees are based on variable factors, such as 
volume, operating income, market share and inflation, depending 
on the subject payment.  Altria Group, Inc.’s subsidiaries account 
for the cost of the State Settlement Agreements, FETRA and FDA 

36

 
 
Litigation-Related Deposits and Payments - With respect to 

certain adverse verdicts currently on appeal, to obtain stays of 
judgments pending appeals, as of December 31, 2015, PM USA 
had posted various forms of security totaling approximately $77 
million, the majority of which have been collateralized with cash 
deposits.  These cash deposits are included in other assets on the 
consolidated balance sheet.

Although litigation is subject to uncertainty and an adverse 
outcome or settlement of litigation could have a  material adverse 
effect on the financial position, cash flows or results of operations 
of PM USA, UST or Altria Group, Inc. in a particular fiscal 
quarter or fiscal year, as more fully disclosed in Note 18, Item 3 
and Item 1A, management expects cash flow from operations, 
together with Altria Group, Inc.’s access to capital markets, to 
provide sufficient liquidity to meet ongoing business needs.

Equity and Dividends
As discussed in Note 11. Stock Plans to the consolidated financial 
statements in Item 8 (“Note 11”), during 2015 Altria Group, Inc. 
granted an aggregate of 1.2 million shares of restricted stock units 
(also known as deferred stock) to eligible employees.

At December 31, 2015, the number of shares to be issued 

upon vesting of restricted stock units was not significant. 

Dividends paid in 2015 and 2014 were approximately $4.2 

billion and $3.9 billion, respectively, an increase of 7.4%, 
reflecting a higher dividend rate, partially offset by fewer shares 
outstanding as a result of shares repurchased by Altria Group, Inc. 
under its share repurchase programs.  

During the third quarter of 2015, the Board of Directors 
approved an 8.7% increase in the quarterly dividend rate to 
$0.565 per common share versus the previous rate of $0.52 per 
common share.  Altria Group, Inc. expects to continue to maintain 
a dividend payout ratio target of approximately 80% of its 
adjusted diluted EPS.  The current annualized dividend rate is 
$2.26 per Altria Group, Inc. common share.  Future dividend 
payments remain subject to the discretion of the Board of 
Directors.

During 2015, 2014 and 2013 the Board of Directors 
authorized Altria Group, Inc. to repurchase shares of its 
outstanding common stock under several share repurchase 
programs.   

At December 31, 2015, Altria Group, Inc. had approximately 

$965 million remaining in the July 2015 share repurchase 
program, which it expects to complete by the end of 2016.  For 
further discussion of Altria Group, Inc.’s share repurchase 
programs, see Note 10. Capital Stock to the consolidated financial 
statements in Item 8 and Part II, Item 5. Market for Registrant’s 
Common Equity, Related Stockholder Matters and Issuer          
Purchases of Equity Securities of this Annual Report on Form 10-K.

user fees as a component of cost of sales.  As a result of the State 
Settlement Agreements, FETRA and FDA user fees, Altria Group, 
Inc.’s subsidiaries recorded approximately $4.8 billion, $4.9 
billion and $4.4 billion of charges to cost of sales for the years 
ended December 31, 2015, 2014 and 2013, respectively.  The 
2015, 2014 and 2013 amounts included reductions to cost of sales 
of $97 million, $43 million and $664 million, respectively, for the 
NPM Adjustment Items.  In addition, the 2015 and 2014 amounts 
reflected decreases in the charge to cost of sales of approximately 
$300 million and $100 million, respectively, for the expiration of 
the obligations imposed by FETRA after the third quarter of 2014. 
In connection with the settlement with the 24 signatory states 
of certain NPM Adjustment disputes under the MSA, the formula 
for allocating the revised NPM Adjustments applicable to the 
signatory states for 2013 and subsequent years among the tobacco 
product manufacturers that are original signatories to the MSA 
(“OPMs”) has been modified in a manner favorable to PM USA, 
although the extent to which it remains favorable to PM USA will 
depend upon future developments.  Similarly, in connection with 
the settlement with New York of certain NPM Adjustment 
disputes under the MSA, the formula for allocating among the 
OPMs the revised NPM Adjustments applicable to New York for 
years after 2014 has been modified in a manner favorable to PM 
USA, although the extent to which it remains favorable to PM 
USA will depend upon future developments.  For a detailed 
discussion of settlements of, and determinations made in 
connection with, disputes with certain states and territories related 
to the NPM Adjustment provision under the MSA for the years 
2003-2012, see Health Care Cost Recovery Litigation - NPM 
Adjustment Disputes in Note 18.

Based on current agreements, 2015 market share and 
historical annual industry volume decline rates, the estimated 
amounts that Altria Group, Inc.’s subsidiaries may charge to cost 
of sales for payments related to State Settlement Agreements and 
FDA user fees approximate $4.9 billion in 2016 and each year 
thereafter.  The increase in these amounts compared with 
approximately $4.8 billion charged to cost of sales in 2015 
reflects the impact of the NPM Adjustments recorded in 2015.  
These amounts exclude the potential impact of the NPM 
Adjustment provision applicable under the MSA and the revised 
NPM Adjustment provisions applicable under the settlements of 
the NPM Adjustment disputes with the 24 signatory states and 
with New York, respectively, for years after 2014 discussed 
above.  

The estimated amounts due under the State Settlement 
Agreements charged to cost of sales in each year would generally 
be paid in the following year.  The amounts charged to cost of 
sales for FDA user fees are generally paid in the quarter in which 
the fees are incurred.  As previously stated, the payments due 
under the terms of the State Settlement Agreements and FDA user 
fees are subject to adjustment for several factors, including 
volume, operating income, inflation and certain contingent events 
and, in general, are allocated based on each manufacturer’s 
market share.  The future payment amounts discussed above are 
estimates, and actual payment amounts will differ to the extent 
underlying assumptions differ from actual future results.

37

 
 
 
 
 
 
 
Recent Accounting Guidance Not Yet Adopted

See Note 2 for a discussion of recent accounting guidance issued 
but not yet adopted.

Contingencies

See Note 18 and Item 3 for a discussion of contingencies.

Item 7A. Quantitative and Qualitative Disclosures 
About Market Risk.

At December 31, 2015 and 2014, the fair value of Altria 
Group, Inc.’s total debt was $14.5 billion and $17.0 billion, 
respectively.  The fair value of Altria Group, Inc.’s debt is 
subject to fluctuations resulting from changes in market 
interest rates.  A 1% increase in market interest rates at 
December 31, 2015 and 2014 would decrease the fair value 
of Altria Group, Inc.’s total debt by approximately $1.1 
billion and $1.3 billion, respectively.  A 1% decrease in 
market interest rates at December 31, 2015 and 2014 would 
increase the fair value of Altria Group, Inc.’s total debt by 
approximately $1.3 billion and $1.5 billion, respectively.

Interest rates on borrowings under the Credit Agreement 
are expected to be based on LIBOR plus a percentage based 
on the higher of the ratings of Altria Group, Inc.’s long-term 
senior unsecured debt from Moody’s and Standard & Poor’s.  
The applicable percentage based on Altria Group, Inc.’s long-
term senior unsecured debt ratings at December 31, 2015 for 
borrowings under the Credit Agreement was 1.25%.  At 
December 31, 2015, Altria Group, Inc. had no borrowings 
under the Credit Agreement.

At December 31, 2015, the fair value of Altria Group, 

Inc.’s derivative financial instrument in the form of a put 
option (the “option”) included in other current assets was 
$152 million.  A 10% devaluation of the United States dollar 
against the British pound would decrease the fair value of the 
option by approximately $97 million, with a corresponding 
decrease to Altria Group, Inc.’s pre-tax earnings.  A 10% 
appreciation of the United States dollar against the British 
pound would increase the fair value of the option by 
approximately $172 million, with a corresponding increase to 
Altria Group, Inc.’s pre-tax earnings.     

38

 
 
Item 8. Financial Statements and Supplementary Data.

Item 8. Financial Statements and Supplementary Data.

Altria Group, Inc. and Subsidiaries 
Consolidated Balance Sheets
(in millions of dollars) 
________________________

Altria Group, Inc. and Subsidiaries 
Consolidated Balance Sheets
(in millions of dollars) 
________________________

at December 31,
Assets

at December 31,
Assets

Cash and cash equivalents
Receivables
Inventories:

Cash and cash equivalents
Receivables
Inventories:

Leaf tobacco
Other raw materials
Work in process
Finished product

Leaf tobacco
Other raw materials
Work in process
Deferred income taxes
Finished product
Other current assets

Total current assets

Deferred income taxes
Other current assets

Property, plant and equipment, at cost:
Total current assets
Land and land improvements
Buildings and building equipment
Property, plant and equipment, at cost:
Machinery and equipment
Land and land improvements
Construction in progress
Buildings and building equipment
Machinery and equipment
Construction in progress

Less accumulated depreciation

Less accumulated depreciation
Goodwill
Other intangible assets, net
Investment in SABMiller
Goodwill
Finance assets, net
Other intangible assets, net
Other assets
Investment in SABMiller
Finance assets, net
See notes to consolidated financial statements.
Other assets

Total Assets

Total Assets

See notes to consolidated financial statements.

2015

2014

$ 

2,369
124

2015

$ 

3,321
124

2014

$ 
957
181
444
449
2,031
1,175
387
6,086

2,369
124

957
181
444
449
2,031
1,175
387
6,086

295
1,406
2,969
207
4,877
2,895
1,982

295
1,406
2,969
207
4,877
2,895
1,982

5,285
12,028
5,483
1,239
432
32,535

5,285
12,028
5,483
1,239
432
32,535

$ 

991
200
429
420
2,040
1,143
250
6,878

3,321
124

991
200
429
420
2,040
1,143
250
6,878

293
1,323
2,986
153
4,755
2,772
1,983

293
1,323
2,986
153
4,755
2,772
1,983

5,285
12,049
6,183
1,614
483
34,475

$ 

5,285
12,049
6,183
1,614
483
34,475

$ 

$ 

$ 

39

39

Altria Group, Inc. and Subsidiaries 
Altria Group, Inc. and Subsidiaries 
Consolidated Balance Sheets (Continued)
(in millions of dollars, except share and per share data) 
Consolidated Balance Sheets (Continued)
____________________________________________
(in millions of dollars, except share and per share data) 
____________________________________________

$

$

$ 

$ 

2015

2015

4
400
4
400

695
198
695
3,590
198
1,081
3,590
1,110
1,081
7,078
1,110
7,078
12,915
5,663
12,915
1,277
5,663
2,245
1,277
447
2,245
29,625
447
29,625

37

37

2014

2014

1,000
416

1,000
416

618
186
618
3,500
186
925
3,500
1,028
925
7,673
1,028
7,673
13,693
6,088
13,693
1,012
6,088
2,461
1,012
503
2,461
31,430
503
31,430

35

35

935  
5,813
935  
27,257
5,813
(3,280)
27,257
(3,280)

(27,845)  
2,880
(27,845)  
(7)
2,880
2,873
(7)
32,535
2,873
32,535

$ 

$ 

935
5,735
935
26,277
5,735
(2,682)
26,277
(2,682)

(27,251)
3,014
(27,251)
(4)
3,014
3,010
(4)
34,475
3,010
34,475

$ 

$ 

at December 31,
Liabilities
at December 31,
Liabilities

Current portion of long-term debt
Accounts payable
Current portion of long-term debt
Accrued liabilities:
Accounts payable
Marketing
Accrued liabilities:
Employment costs
Marketing
Settlement charges
Employment costs
Other
Settlement charges
Other

Dividends payable

Dividends payable

Total current liabilities

Total current liabilities

Long-term debt
Deferred income taxes
Accrued pension costs
Accrued postretirement health care costs
Other liabilities

Long-term debt
Deferred income taxes
Accrued pension costs
Accrued postretirement health care costs
Other liabilities

Total liabilities

Total liabilities

Contingencies (Note 18) 
Redeemable noncontrolling interest
Contingencies (Note 18) 
Stockholders’ Equity
Redeemable noncontrolling interest
Stockholders’ Equity

Common stock, par value $0.33 1/3 per share

(2,805,961,317 shares issued)

Common stock, par value $0.33 1/3 per share

(2,805,961,317 shares issued)

Additional paid-in capital
Earnings reinvested in the business
Accumulated other comprehensive losses
Cost of repurchased stock

Additional paid-in capital
Earnings reinvested in the business
Accumulated other comprehensive losses
Cost of repurchased stock

(845,901,836 shares at December 31, 2015 and 
834,486,794 shares at December 31, 2014)
(845,901,836 shares at December 31, 2015 and 
834,486,794 shares at December 31, 2014)

Total stockholders’ equity attributable to Altria Group, Inc.

Noncontrolling interests

Total stockholders’ equity attributable to Altria Group, Inc.

Noncontrolling interests

Total stockholders’ equity

Total stockholders’ equity

Total Liabilities and Stockholders’ Equity 

Total Liabilities and Stockholders’ Equity

See notes to consolidated financial statements.

See notes to consolidated financial statements.

40

40

Altria Group, Inc. and Subsidiaries 
Consolidated Statements of Earnings
(in millions of dollars, except per share data) 
____________________________________

for the years ended December 31,

Net revenues

Cost of sales

Excise taxes on products

Gross profit

Marketing, administration and research costs  

Asset impairment and exit costs

Operating income

Interest and other debt expense, net

Loss on early extinguishment of debt

Earnings from equity investment in SABMiller
Other income, net

Earnings before income taxes

Provision for income taxes

Net earnings

Net earnings attributable to noncontrolling interests
Net earnings attributable to Altria Group, Inc. 

Per share data:

2015
$  25,434 
7,740  
6,580  
11,114  
2,708  
41
4  
8,361  
817  
228  
(757)  
(5)
8,078  
2,835  
5,243  
(2)
5,241 

$ 

2014 
$  24,522 

2013
$  24,466

7,785 

6,577 

10,160 

2,539 

2
(1) 
7,620 

808 

44 
(1,006) 
—

7,774 

2,704 

5,070 

—

7,206

6,803

10,457

2,340

22

11

8,084

1,049

1,084
(991)

—

6,942

2,407

4,535

—

$ 

5,070 

$ 

4,535

Basic and diluted earnings per share attributable to Altria Group, Inc. 

$ 

2.67 

$ 

2.56 

$ 

2.26

See notes to consolidated financial statements.

41

Altria Group, Inc. and Subsidiaries
Consolidated Statements of Comprehensive Earnings 
Altria Group, Inc. and Subsidiaries
Altria Group, Inc. and Subsidiaries
(in millions of dollars)
Consolidated Statements of Comprehensive Earnings 
Consolidated Statements of Comprehensive Earnings 
_______________________
(in millions of dollars)
(in millions of dollars)
_______________________
_______________________

2015  
5,243 
2015  
2015  
5,243 
5,243 

(3)  
30  
(3)  
(3)  
(625)  
30  
30  
(598)  
(625)  
(625)  
(598)  
(598)  
4,645  
(2)
4,645  
4,645  
4,643 
(2)
(2)
4,643 
4,643 

$ 

$ 
$ 

$ 

$ 
$ 

2014 

5,070 
2014 
2014 
5,070 
5,070 
(2)
(767) 
(2)
(2)
(535) 
(767) 
(767) 
(1,304) 
(535) 
(535) 
(1,304) 
(1,304) 
3,766 

— 
3,766 
3,766 
3,766 
— 
— 
3,766 
3,766 

$ 

$ 
$ 

$ 

$ 
$ 

2013

4,535
2013
2013
4,535
4,535
(2)

1,141
(2)
(2)
(477)
1,141
1,141
662
(477)
(477)
662
662
5,197

—
5,197
5,197
5,197
—
—
5,197
5,197

$ 

$ 
$ 

$ 

$ 
$ 

for the years ended December 31,

Net earnings 
for the years ended December 31,
for the years ended December 31,
Other comprehensive earnings (losses), net of deferred income taxes:
Net earnings 
Net earnings 
Other comprehensive earnings (losses), net of deferred income taxes:
Other comprehensive earnings (losses), net of deferred income taxes:

Currency translation adjustments

Benefit plans
Currency translation adjustments
Currency translation adjustments
SABMiller
Benefit plans
Benefit plans
SABMiller
SABMiller

Other comprehensive (losses) earnings, net of deferred income taxes

Other comprehensive (losses) earnings, net of deferred income taxes
Other comprehensive (losses) earnings, net of deferred income taxes
Comprehensive earnings

Comprehensive earnings attributable to noncontrolling interests

Comprehensive earnings
Comprehensive earnings
Comprehensive earnings attributable to Altria Group, Inc. 

Comprehensive earnings attributable to noncontrolling interests
Comprehensive earnings attributable to noncontrolling interests

Comprehensive earnings attributable to Altria Group, Inc. 
Comprehensive earnings attributable to Altria Group, Inc. 

See notes to consolidated financial statements.

See notes to consolidated financial statements.
See notes to consolidated financial statements.

42

42
42

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Altria Group, Inc. and Subsidiaries 
Consolidated Statements of Cash Flows
(in millions of dollars) 
__________________

for the years ended December 31,
Cash Provided by (Used in) Operating Activities

Net earnings
Adjustments to reconcile net earnings to operating cash flows:

2015

2014 

2013

$ 

5,243

$ 

5,070  $ 

4,535

Depreciation and amortization
Deferred income tax benefit
Earnings from equity investment in SABMiller
Dividends from SABMiller
Loss on early extinguishment of debt
Cash effects of changes, net of the effects from acquisition of Green Smoke:

Receivables, net
Inventories
Accounts payable
Income taxes
Accrued liabilities and other current assets
Accrued settlement charges

Pension plan contributions
Pension provisions and postretirement, net
Other

Net cash provided by operating activities

Cash Provided by (Used in) Investing Activities

Capital expenditures
Acquisition of Green Smoke, net of acquired cash
Proceeds from finance assets
Payment for derivative financial instrument
Other

Net cash (used in) provided by investing activities

Cash Provided by (Used in) Financing Activities

Long-term debt issued
Long-term debt repaid
Repurchases of common stock
Dividends paid on common stock
Premiums and fees related to early extinguishment of debt
Other

Net cash used in financing activities

Cash and cash equivalents:
(Decrease) increase
Balance at beginning of year
Balance at end of year

Cash paid:    Interest

  Income taxes

See notes to consolidated financial statements.

$ 
$ 
$ 

43

225
(132)
(757)
495
228

3
(33)
(7)
(12)
199
90
(28)
114
182
5,810

(229)
—
354
(132)
(8)
(15)

—
(1,793)
(554)
(4,179)
(226)
5
(6,747)

(952)
3,321
2,369
776
3,029

208  
(129) 
(1,006) 
456  
44 

(8)  
(184) 
(5) 
1  
(107) 
109 
(15) 
21  
208  
4,663 

(163) 
(102)
369  
—  
73  
177  

999 
(825) 
(939) 
(3,892) 
(44) 
7  
(4,694) 

146  
3,175 
3,321  $ 
820  $ 
2,765  $ 

$ 
$ 
$ 

212
(86)
(991)
439
1,084

78
(133)
(76)
(95)
(107)
(225)
(393)
177
(44)
4,375

(131)
—
716
—
17
602

4,179
(3,559)
(634)
(3,612)
(1,054)
(22)
(4,702)

275
2,900
3,175
1,099
2,448

Altria Group, Inc. and Subsidiaries 
Consolidated Statements of Stockholders’ Equity 
(in millions of dollars, except per share data) 
____________________________________

Balances, December 31, 2012 
Net earnings (losses) (1)  

Other comprehensive earnings, net 

of deferred income taxes  

Stock award activity  

Cash dividends declared ($1.84 per share)  

Repurchases of common stock  

Balances, December 31, 2013 

Net earnings (losses)(1)  

Other comprehensive losses, net 
of deferred income taxes  

Stock award activity  

Cash dividends declared ($2.00 per share)  

Repurchases of common stock  

Balances, December 31, 2014 

Net earnings (losses) (1)

Other comprehensive losses, net 

of deferred income taxes

Stock award activity

Cash dividends declared ($2.17 per share)

Repurchases of common stock

Balances, December 31, 2015

Attributable to Altria Group, Inc.

Common 
Stock

Additional
Paid-in 
Capital

Earnings 
Reinvested in 
the Business

Accumulated 
Other 
Comprehensive 
Losses

Cost of 
Repurchased 
Stock

Non-
controlling 
Interests

Total 
Stockholders’
Equity

$ 

935  $ 

5,688  $ 

24,316  $ 

(2,040)  $ 

(25,731)  $ 

2  $ 

—  

—  

—  

— 

—  

935 

—  

—  

—  

— 

—  

935 

—  

—

—

—  

—

— 

—  

26  

— 

—  

5,714 

— 

—  

21  

— 

—  

5,735 

— 

—

78

— 

—

4,535  

—  

—  

(3,683)  

—  

25,168 

5,070  

—  

—  

(3,961)  

—  

26,277 

5,241  

—

—

(4,261) 

—

—  

662  

—  

—  

—  

—  

— 

11 

— 

(600) 

(1,378) 

(26,320) 

—  

(1,304)  

—  

—  

—  

—  

— 

8 

— 

(939) 

(2,682) 

(27,251) 

—  

(598)

—

—  

—

(40)

—                       — 

—

(554)

(3) 

—  

—  

—

—

(1) 

(3) 

—

—  

—

—

(4) 

(3) 

—

—

—

—

$ 

935  $ 

5,813  $ 

27,257  $ 

(3,280)  $ 

(27,845)  $ 

(7)  $ 

3,170

4,532

662

37

(3,683)

(600)

4,118

5,067

(1,304)

29

(3,961)

(939)

3,010

5,238

(598)

38

(4,261)

(554)

2,873

(1) Net losses attributable to noncontrolling interests for the years ended December 31, 2015, 2014 and 2013 exclude net earnings of $5 million, $3 million and $3 million, 
respectively, due to the redeemable noncontrolling interest related to Stag’s Leap Wine Cellars, which is reported in the mezzanine equity section in the consolidated 
balance sheets at December 31, 2015, 2014 and 2013, respectively.  See Note 18.

See notes to consolidated financial statements.

44

 
 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

Note 1.   Background and Basis of Presentation

Background: At December 31, 2015, Altria Group, Inc.’s  
wholly-owned subsidiaries included Philip Morris USA Inc. (“PM 
USA”), which is engaged predominantly in the manufacture and 
sale of cigarettes in the United States; John Middleton Co. 
(“Middleton”), which is engaged in the manufacture and sale of 
machine-made large cigars and pipe tobacco, and is a wholly-
owned subsidiary of PM USA; and UST LLC (“UST”), which 
through its wholly-owned subsidiaries, including U.S. Smokeless 
Tobacco Company LLC (“USSTC”) and Ste. Michelle Wine 
Estates Ltd. (“Ste. Michelle”), is engaged in the manufacture and 
sale of smokeless tobacco products and wine.  Altria Group, Inc.’s 
other operating companies included Nu Mark LLC (“Nu Mark”), 
a wholly-owned subsidiary that is engaged in the manufacture and 
sale of innovative tobacco products, and Philip Morris Capital 
Corporation (“PMCC”), a wholly-owned subsidiary that 
maintains a portfolio of finance assets, substantially all of which 
are leveraged leases.  Other Altria Group, Inc. wholly-owned 
subsidiaries included Altria Group Distribution Company, which 
provides sales, distribution and consumer engagement services to 
certain Altria Group, Inc. operating subsidiaries, and Altria Client 
Services LLC, which provides various support services in areas 
such as legal, regulatory, finance, human resources and external 
affairs to Altria Group, Inc. and its subsidiaries.  Altria Group, 
Inc.’s access to the operating cash flows of its wholly-owned 
subsidiaries consists of cash received from the payment of 
dividends and distributions, and the payment of interest on 
intercompany loans by its subsidiaries.  At December 31, 2015, 
Altria Group, Inc.’s principal wholly-owned subsidiaries were not 
limited by long-term debt or other agreements in their ability to 
pay cash dividends or make other distributions with respect to 
their equity interests.

At December 31, 2015, Altria Group, Inc. also held 
approximately 27% of the economic and voting interest of 
SABMiller plc (“SABMiller”), which Altria Group, Inc. accounts 
for under the equity method of accounting.  Altria Group, Inc. 
receives cash dividends on its interest in SABMiller if and when 
SABMiller pays such dividends.  On November 11, 2015, 
Anheuser-Busch InBev SA/NV (“AB InBev”) announced its firm 
offer to effect a business combination with SABMiller in a cash 
and stock transaction.  For further discussion, see Note 6. 
Investment in SABMiller.

Basis of Presentation: The consolidated financial statements 

include Altria Group, Inc., as well as its wholly-owned and 
majority-owned subsidiaries.  Investments in which Altria Group, 
Inc. has the ability to exercise significant influence are accounted 
for under the equity method of accounting.  All intercompany 
transactions and balances have been eliminated.

The preparation of financial statements in conformity with 
accounting principles generally accepted in the United States of 
America (“U.S. GAAP”) requires management to make estimates 
and assumptions that affect the reported amounts of assets and 
liabilities, the disclosure of contingent liabilities at the dates of 
the financial statements and the reported amounts of net revenues 

and expenses during the reporting periods.  Significant estimates 
and assumptions include, among other things, pension and benefit 
plan assumptions, lives and valuation assumptions for goodwill 
and other intangible assets, marketing programs, income taxes, 
and the allowance for losses and estimated residual values of 
finance leases.  Actual results could differ from those estimates.

Note 2.  Summary of Significant Accounting Policies

Cash and Cash Equivalents: Cash equivalents include 

demand deposits with banks and all highly liquid investments 
with original maturities of three months or less.  Cash equivalents 
are stated at cost plus accrued interest, which approximates fair 
value.

Depreciation, Amortization, Impairment Testing and 
Asset Valuation: Property, plant and equipment are stated at 
historical costs and depreciated by the straight-line method over 
the estimated useful lives of the assets.  Machinery and equipment 
are depreciated over periods up to 25 years, and buildings and 
building improvements over periods up to 50 years.  Definite-
lived intangible assets are amortized over their estimated useful 
lives up to 25 years.

Altria Group, Inc. reviews long-lived assets, including 
definite-lived intangible assets, for impairment whenever events 
or changes in business circumstances indicate that the carrying 
value of the assets may not be fully recoverable.  Altria Group, 
Inc. performs undiscounted operating cash flow analyses to 
determine if an impairment exists.  For purposes of recognition 
and measurement of an impairment for assets held for use, Altria 
Group, Inc. groups assets and liabilities at the lowest level for 
which cash flows are separately identifiable.  If an impairment is 
determined to exist, any related impairment loss is calculated 
based on fair value.  Impairment losses on assets to be disposed 
of, if any, are based on the estimated proceeds to be received, less 
costs of disposal.  Altria Group, Inc. also reviews the estimated 
remaining useful lives of long-lived assets whenever events or 
changes in business circumstances indicate the lives may have 
changed.

Altria Group, Inc. conducts a required annual review of 
goodwill and indefinite-lived intangible assets for potential 
impairment, and more frequently if an event occurs or 
circumstances change that would require Altria Group, Inc. to 
perform an interim review.  If the carrying value of goodwill 
exceeds its fair value, which is determined using discounted cash 
flows, goodwill is considered impaired.  The amount of 
impairment loss is measured as the difference between the 
carrying value and the implied fair value.  If the carrying value of 
an indefinite-lived intangible asset exceeds its fair value, which is 
determined using discounted cash flows, the intangible asset is 
considered impaired and is reduced to fair value.  

Derivative Financial Instruments: Derivative financial 
instruments are recorded at fair value on the consolidated balance 
sheets as either assets or liabilities.  Changes in the fair value of 
derivatives are recorded each period either in accumulated other 
comprehensive earnings (losses) or in earnings, depending on the 

45

 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

type of derivative and whether the derivative qualifies for hedge 
accounting treatment.  Gains and losses on derivative instruments 
reported in accumulated other comprehensive earnings (losses) 
are reclassified to the consolidated statements of earnings in the 
periods in which operating results are affected by the respective 
hedged item.  Cash flows from hedging instruments are classified 
in the same manner as the respective hedged item in the 
consolidated statements of cash flows.  Altria Group, Inc. does 
not enter into or hold derivative financial instruments for trading 
or speculative purposes.

Employee Benefit Plans: Altria Group, Inc. provides a range 

of benefits to its employees and retired employees, including 
pension, postretirement health care and postemployment benefits.  
Altria Group, Inc. records annual amounts relating to these plans 
based on calculations specified by U.S. GAAP, which include 
various actuarial assumptions as to discount rates, assumed rates 
of return on plan assets, mortality, compensation increases, 
turnover rates and health care cost trend rates.

Altria Group, Inc. recognizes the funded status of its defined 

benefit pension and other postretirement plans on the consolidated 
balance sheet and records as a component of other comprehensive 
earnings (losses), net of deferred income taxes, the gains or losses 
and prior service costs or credits that have not been recognized as 
components of net periodic benefit cost.  The gains or losses and 
prior service costs or credits recorded as components of other 
comprehensive earnings (losses) are subsequently amortized into 
net periodic benefit cost in future years.

Environmental Costs: Altria Group, Inc. is subject to laws 

and regulations relating to the protection of the environment. 
Altria Group, Inc. provides for expenses associated with 
environmental remediation obligations on an undiscounted basis 
when such amounts are probable and can be reasonably estimated.  
Such accruals are adjusted as new information develops or 
circumstances change.

Compliance with environmental laws and regulations, 
including the payment of any remediation and compliance costs 
or damages and the making of related expenditures, has not had, 
and is not expected to have, a material adverse effect on Altria 
Group, Inc.’s consolidated results of operations, capital 
expenditures, financial position or cash flows (see Note 18. 
Contingencies - Environmental Regulation).

Fair Value Measurements: Altria Group, Inc. measures 
certain assets and liabilities at fair value.  Fair value is defined as 
the exchange price that would be received to sell an asset or paid 
to transfer a liability (an exit price) in the principal or most 
advantageous market for the asset or liability in an orderly 
transaction between market participants on the measurement date.  
Altria Group, Inc. uses a fair value hierarchy, which gives the 
highest priority to unadjusted quoted prices in active markets for 
identical assets and liabilities (Level 1 measurements) and the 
lowest priority to unobservable inputs (Level 3 measurements).  
The three levels of inputs used to measure fair value are:

Level 1  Unadjusted quoted prices in active markets for 

identical assets or liabilities.

Level 2  Observable inputs other than Level 1 prices, such as 
quoted prices for similar assets or liabilities; quoted 
prices in markets that are not active; or other inputs 
that are observable or can be corroborated by 
observable market data for substantially the full term 
of the assets or liabilities.

Level 3  Unobservable inputs that are supported by little or no 

market activity and that are significant to the fair value 
of the assets or liabilities.

Finance Leases: Income attributable to leveraged leases is 

initially recorded as unearned income and subsequently 
recognized as revenue over the terms of the respective leases at 
constant after-tax rates of return on the positive net investment 
balances.  Investments in leveraged leases are stated net of related 
nonrecourse debt obligations.

Finance leases include unguaranteed residual values that 
represent PMCC’s estimates at lease inception as to the fair values 
of assets under lease at the end of the non-cancelable lease terms.  
The estimated residual values are reviewed at least annually by 
PMCC’s management.  This review includes analysis of a number 
of factors, including activity in the relevant industry.  If necessary, 
revisions are recorded to reduce the residual values. 

PMCC considers rents receivable past due when they are 
beyond the grace period of their contractual due date.  PMCC 
stops recording income (“non-accrual status”) on rents receivable 
when contractual payments become 90 days past due or earlier if 
management believes there is significant uncertainty of 
collectability of rent payments, and resumes recording income 
when collectability of rent payments is reasonably certain.  
Payments received on rents receivable that are on non-accrual 
status are used to reduce the rents receivable balance.  Write-offs 
to the allowance for losses are recorded when amounts are 
deemed to be uncollectible.

Guarantees: Altria Group, Inc. recognizes a liability for the 
fair value of the obligation of qualifying guarantee activities.  See 
Note 18. Contingencies for a further discussion of guarantees.

Income Taxes: Significant judgment is required in 
determining income tax provisions and in evaluating tax 
positions.

Deferred tax assets and liabilities are determined based on the 
difference between the financial statement and tax bases of assets 
and liabilities, using enacted tax rates in effect for the year in 
which the differences are expected to reverse.  Altria Group, Inc. 
records a valuation allowance when it is more-likely-than-not that 
some portion or all of a deferred tax asset will not be realized. 

Altria Group, Inc. recognizes a benefit for uncertain tax 
positions when a tax position taken or expected to be taken in a 
tax return is more-likely-than-not to be sustained upon 
examination by taxing authorities.  The amount recognized is 
measured as the largest amount of benefit that is greater than 50% 
likely of being realized upon ultimate settlement.  Altria Group, 
Inc. recognizes accrued interest and penalties associated with 
uncertain tax positions as part of the provision for income taxes 
on its consolidated statements of earnings.

46

 
 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

Inventories: Inventories are stated at the lower of cost or 

market.  The last-in, first-out (“LIFO”) method is used to 
determine the cost of substantially all tobacco inventories.  The 
cost of the remaining inventories is determined using the first-in, 
first-out and average cost methods.  It is a generally recognized 
industry practice to classify leaf tobacco and wine inventories as 
current assets although part of such inventory, because of the 
duration of the curing and aging process, ordinarily would not be 
used within one year.

Litigation Contingencies and Costs: Altria Group, Inc. 
and its subsidiaries record provisions in the consolidated financial 
statements for pending litigation when it is determined that an 
unfavorable outcome is probable and the amount of the loss can 
be reasonably estimated.  Litigation defense costs are expensed as 
incurred and included in marketing, administration and research 
costs on the consolidated statements of earnings.

Marketing Costs: Altria Group, Inc.’s businesses promote 
their products with consumer engagement programs, consumer 
incentives and trade promotions.  Such programs include 
discounts, coupons, rebates, in-store display incentives, event 
marketing and volume-based incentives.  Consumer engagement 
programs are expensed as incurred.  Consumer incentive and 
trade promotion activities are recorded as a reduction of revenues, 
a portion of which is based on amounts estimated as being due to 
wholesalers, retailers and consumers at the end of a period, based 
principally on historical volume, utilization and redemption rates.  
For interim reporting purposes, consumer engagement programs 
and certain consumer incentive expenses are charged to 
operations as a percentage of sales, based on estimated sales and 
related expenses for the full year.

Revenue Recognition: Altria Group, Inc.’s businesses 
recognize revenues, net of sales incentives and sales returns, and 
including shipping and handling charges billed to customers, 
upon shipment of goods when title and risk of loss pass to 
customers.  Payments received in advance of revenue recognition 
are deferred and recorded in other accrued liabilities until revenue 
is recognized.  Altria Group, Inc.’s businesses also include excise 
taxes billed to customers in net revenues.  Shipping and handling 
costs are classified as part of cost of sales.

Stock-Based Compensation: Altria Group, Inc. measures 
compensation cost for all stock-based awards at fair value on date 
of grant and recognizes compensation expense over the service 
periods for awards expected to vest.  The fair value of restricted 
stock and restricted stock units (also known as deferred stock) is 
determined based on the number of shares granted and the market 
value at date of grant.

New Accounting Standards:   In May 2014, the Financial 

Accounting Standards Board (“FASB”) issued authoritative 
guidance for recognizing revenue from contracts with customers.  
The objective of this guidance is to establish principles for 
reporting information about the nature, amount, timing and 
uncertainty of revenue and cash flows arising from an entity’s 
contracts with customers.  As a result of an August 2015 FASB 

update, the new guidance will be effective for Altria Group, Inc. 
for annual reporting periods beginning after December 15, 2017, 
including interim periods within that reporting period.  Early 
adoption is permitted only as of annual reporting periods 
beginning after December 15, 2016, including interim reporting 
periods within that reporting period.  Altria Group, Inc. is in the 
process of evaluating the impact of this guidance on its 
consolidated financial statements and related disclosures.

In April 2015, the FASB issued authoritative guidance to 
simplify the presentation of debt issuance costs by requiring that 
debt issuance costs related to a recognized debt liability be 
presented on the balance sheet as a direct deduction from the 
carrying amount of that debt liability, consistent with debt 
discounts, rather than as a deferred charge (an asset).  For Altria 
Group, Inc., the new guidance will be effective for annual 
reporting periods beginning after December 15, 2015, including 
interim periods within that reporting period.  The guidance 
requires all prior period balance sheets to be adjusted 
retrospectively and early adoption is permitted.  Altria Group, Inc. 
will adopt the new guidance in the first quarter of 2016.  At 
December 31, 2015 and 2014, Altria Group, Inc. had $72 million 
and $83 million, respectively, of debt issuance costs included in 
other assets on its consolidated balance sheets. 

In November 2015, the FASB issued authoritative guidance 

to simplify the presentation of deferred income taxes by requiring 
that deferred tax liabilities and assets be classified as noncurrent 
in a classified statement of financial position.  This guidance does 
not change the current requirement that deferred tax liabilities and 
assets for each tax-paying jurisdiction be offset and presented as a 
single amount.  For Altria Group, Inc., the new guidance will be 
effective for annual reporting periods beginning after December 
15, 2016, including interim periods within that reporting period.  
Early adoption is permitted.  The guidance may be applied either 
prospectively to all deferred tax liabilities and assets or 
retrospectively to all periods presented.  Altria Group, Inc. will 
adopt the new guidance by the first quarter of 2017.  Under the 
new guidance, at December 31, 2015, current deferred income tax 
assets of approximately $1.2 billion would have been reclassified 
to noncurrent deferred income tax liabilities ($1.0 billion) and 
noncurrent deferred income tax assets ($0.2 billion). 
       On January 5, 2016, the FASB issued authoritative guidance 
to address certain aspects of recognition, measurement, 
presentation and disclosure of financial instruments.  For Altria 
Group, Inc., the new guidance will be effective for annual 
reporting periods beginning after December 15, 2017, including 
interim periods within that reporting period.  Early adoption of 
the guidance is not permitted, except for a certain provision of the 
guidance.  Altria Group, Inc. is in the process of evaluating the 
impact of this guidance on its consolidated financial statements 
and related disclosures.

Note 3.  Acquisition of Green Smoke

In April 2014, Nu Mark acquired the e-vapor business of Green 
Smoke, Inc. and its affiliates (“Green Smoke”) for a total 
purchase price of approximately $130 million.  The acquisition 

47

 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

complements Nu Mark’s capabilities and enhances its competitive 
position by adding e-vapor experience, broadening product 
offerings and strengthening supply chain capabilities.  

Green Smoke’s financial position and results of operations 

have been consolidated with Altria Group, Inc. as of April 1, 
2014.

Pro forma results, as well as net revenues and net earnings 
for Green Smoke subsequent to the acquisition, have not been 
presented because the acquisition of Green Smoke is not material 
to Altria Group, Inc.’s consolidated results of operations.

The purchase price allocation has been completed, and there 

were no changes subsequent to the acquisition date.

Costs incurred to effect the acquisition, as well as integration 

costs, were recognized as expenses in the periods in which the 
costs were incurred.  For the years ended December 31, 2015 and 
2014, Altria Group, Inc. incurred $7 million and $28 million, 
respectively, of pre-tax integration and acquisition-related costs, 
consisting primarily of contract termination costs, transaction 
costs and inventory adjustments, which were included in Altria 
Group, Inc.’s consolidated statements of earnings. 

Note 4.  Goodwill and Other Intangible Assets, net

Goodwill and other intangible assets, net, by segment were as follows:

(in millions)
Smokeable products
Smokeless products
Wine
Other
Total

Goodwill  

Other Intangible Assets, net

December 31, 2015 
$  
77
5,023
74
111
5,285

$ 

December 31, 2014 
77
$  
5,023
74
111
5,285

$ 

December 31, 2015 
2,919
$ 
8,831
267
11
12,028

$ 

December 31, 2014
2,937
$ 
8,833
268
11
12,049

$ 

Goodwill relates to Altria Group, Inc.’s 2014 acquisition of Green Smoke, 2009 acquisition of UST and 2007 acquisition of 

Middleton.

Other intangible assets consisted of the following: 

December 31, 2015 

December 31, 2014

Gross Carrying 
Amount
11,711

$

465  
12,176  $ 

$ 

$ 

Accumulated 
Amortization

— $

148
148

$ 

Gross Carrying 
Amount
11,711
465  
12,176  $ 

$

Accumulated 
Amortization
—
127
127

Note 5.  Inventories 

The cost of approximately 65% and 66% of inventories at 
December 31, 2015 and 2014, respectively, was determined using 
the LIFO method.  The stated LIFO amounts of inventories were 
approximately $0.7 billion lower than the current cost of 
inventories at December 31, 2015 and 2014.

Note 6.  Investment in SABMiller  

At December 31, 2015, Altria Group, Inc. held approximately 
27% of the economic and voting interest of SABMiller.  Altria 
Group, Inc. accounts for its investment in SABMiller under the 
equity method of accounting.

Pre-tax earnings from Altria Group, Inc.’s equity investment 

in SABMiller were $757 million, $1,006 million and $991 million 
for the years ended December 31, 2015, 2014 and 2013, 
respectively. 

(in millions)
Indefinite-lived intangible assets
Definite-lived intangible assets
Total other intangible assets

Indefinite-lived intangible assets consist substantially of 
trademarks from Altria Group, Inc.’s 2009 acquisition of UST 
($9.1 billion) and 2007 acquisition of Middleton ($2.6 billion).  
Definite-lived intangible assets, which consist primarily of 
customer relationships and certain cigarette trademarks, are 
amortized over periods up to 25 years.  Pre-tax amortization 
expense for definite-lived intangible assets during the years ended 
December 31, 2015, 2014 and 2013, was $21 million, $20 million 
and $20 million, respectively.  Annual amortization expense for 
each of the next five years is estimated to be approximately $20 
million, assuming no additional transactions occur that require the 
amortization of intangible assets.

During 2015, 2014 and 2013, Altria Group, Inc. completed its 

quantitative annual impairment test of goodwill and indefinite-
lived intangible assets, and no impairment charges resulted. 

For the years ended December 31, 2015, 2014 and 2013, 
there have been no changes in goodwill and the gross carrying 
amount of other intangible assets except for the 2014 acquisition 
of Green Smoke.  In addition, there were no accumulated 
impairment losses related to goodwill and other intangible assets, 
net at December 31, 2015 and 2014.

48

 
 
 
 
 
 
 
 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

Summary financial data of SABMiller is as follows:

The Restricted Shares of NewCo will: 

(in millions) 
Current assets
Long-term assets
Current liabilities
Long-term liabilities
Noncontrolling interests

(in millions) 
Net revenues
Operating profit
Net earnings

At December 31,

2015 
$ 
4,266
$  38,425
$ 
6,282
$  13,960
1,235
$ 

2014
$ 
5,878
$  43,812
$  10,051
$  14,731
1,241
$ 

2014 

For the Years Ended December 31,
2013
$  22,380  $  22,684
4,201
$ 
3,375
$ 

2015 
$  20,188
3,690
$ 
2,838
$ 

4,478  $ 
3,532  $ 

The fair value of Altria Group, Inc.’s equity investment in 
SABMiller is based on unadjusted quoted prices in active markets 
and is classified in Level 1 of the fair value hierarchy.  The fair 
value of Altria Group, Inc.’s equity investment in SABMiller at 
December 31, 2015 and 2014, was $25.8 billion and $22.5 billion, 
respectively, as compared with its carrying value of $5.5 billion 
and $6.2 billion, respectively.  

At December 31, 2015, Altria Group, Inc.’s earnings 

reinvested in the business on its consolidated balance sheet 
included approximately $3.2 billion of undistributed earnings 
from its equity investment in SABMiller.

AB InBev and SABMiller Business Combination: On 
November 11, 2015, AB InBev announced its firm offer to effect 
a business combination with SABMiller in a cash and stock 
transaction valued at approximately $107 billion.  Under the 
terms of the transaction, SABMiller shareholders will receive 44 
British pounds in cash for each SABMiller share, with a partial 
share alternative (“PSA”) available for approximately 41% of the 
SABMiller shares.  

Under the terms of the PSA, SABMiller shareholders may 

elect to receive for each SABMiller share held (i) 0.483969 
restricted shares (the “Restricted Shares”) in a newly formed 
Belgian company (“NewCo”) that will own the combined 
SABMiller and AB InBev business plus (ii) 3.7788 British 
pounds (“GBP”) in cash.  On November 10, 2015, the Board of 
Directors of Altria Group, Inc. (the “Board of Directors”) 
authorized Altria Group, Inc. to provide an irrevocable 
undertaking to vote Altria Group, Inc.’s shares of SABMiller in 
favor of the proposed transaction and to elect the PSA (the 
“Irrevocable Undertaking”).  Altria Group, Inc. delivered the 
Irrevocable Undertaking on November 11, 2015.  

If the transaction is completed, NewCo will acquire 
SABMiller and, following the closing of that acquisition, AB 
InBev will merge into NewCo.  Altria Group, Inc. expects to 
exchange its approximate 27% economic and voting interest in 
SABMiller for an interest that will be converted into Restricted 
Shares representing an approximate 10.5% economic and voting 
interest in NewCo plus approximately $2.5 billion in pre-tax cash 
(subject to proration as further described below).  

49

be unlisted and not admitted to trading on any stock 
exchange; 
be subject to a five-year lock-up from closing (subject to 
limited exceptions); 
be convertible into ordinary shares of NewCo on a one-
for-one basis after the end of this five-year lock-up 
period; 
rank equally with ordinary shares of NewCo with 
regards to dividends and voting rights; and
have director nomination rights with respect to NewCo. 
Altria Group, Inc. expects that its gain on the transaction will 

be deferred for United States corporate income tax purposes, 
except to the extent of cash consideration received.  Altria Group, 
Inc. and AB InBev have entered into a tax matters agreement 
providing for certain covenants, representations and warranties 
and indemnification obligations of AB InBev and NewCo in 
connection with the transaction and the provision of information 
necessary to assist Altria Group, Inc. in connection with its 
United States federal income tax reporting.

Based on the anticipated structure of the transaction, Altria 
Group, Inc. expects to account for its investment in NewCo under 
the equity method of accounting.  Altria Group, Inc. and AB 
InBev have entered into an information rights agreement pursuant 
to which, following completion of the transaction, NewCo will 
provide Altria Group, Inc. with certain financial information 
necessary to assist Altria Group, Inc. in connection with its 
financial reporting, financial controls and financial planning.  

Upon closing of the transaction, Altria Group, Inc. estimates 

that it will record a one-time pre-tax accounting gain of 
approximately $12 billion, or $8 billion after-tax.  This estimate is 
based on the AB InBev share price, GBP to United States dollar 
(“USD”) exchange rate and book value of Altria Group, Inc.’s 
investment in SABMiller at December 31, 2015.  The actual gain 
recorded at closing may vary significantly from this estimate 
based on changes to these factors and any proration of Restricted 
Shares as discussed further below.

If the transaction is completed, Altria Group, Inc. expects to 

receive Restricted Shares representing an economic and voting 
interest in NewCo of approximately 10.5%; however, the number 
of shares that Altria Group, Inc. receives and its corresponding 
percentage ownership of NewCo at closing are subject to 
proration because the PSA limits the maximum number of shares 
that may be issued under the offer to 326 million NewCo 
Restricted Shares.  To the extent that elections for the PSA exceed 
this maximum number and cannot be satisfied in full, the equity 
portion of all PSA elections will be adjusted downwards on a pro 
rata basis.  It is possible that significant proration could (i) reduce 
Altria Group, Inc.’s projected percentage ownership of NewCo; 
(ii) increase the amount of cash that Altria Group, Inc. receives; 
(iii) increase the amount of the pre-tax gain recorded by Altria 
Group, Inc.; (iv) impose additional tax liabilities on Altria Group, 
Inc.; and (v) impact Altria Group, Inc.’s ability to account for its 
investment in NewCo under the equity method of accounting.

 
 
 
 
 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

The transaction is subject to certain closing conditions, 
including shareholder approvals of both SABMiller and AB 
InBev, and receipt of the required regulatory approvals.  

Derivative Financial Instrument: On November 11, 2015, Altria 
Group, Inc. entered into a derivative financial instrument in the 
form of a put option (the “option”) to hedge Altria Group, Inc.’s 
exposure to foreign currency exchange rate movements for the 
GBP, which would impact the USD cash consideration that Altria 
Group, Inc. expects to receive under the PSA.  Altria Group, Inc. 
has the ability to exercise or terminate the option up to its 
expiration date of May 11, 2017.  The notional amount of the 
option is $2,467 million (1,625 million GBP).  The option does 
not qualify for hedge accounting; therefore, changes in the fair 
value of the option will be recorded as a pre-tax gain or loss in 
Altria Group, Inc.’s consolidated statement of earnings for the 
periods in which the changes occur.  For the year ended 
December 31, 2015, Altria Group, Inc. recorded a pre-tax gain of 
$20 million for the change in the fair value of the option, which 
was included in other income, net.

The fair value of the option is determined using a binomial 
option pricing model, which reflects the contractual terms of the 
option and other observable market-based inputs, and is classified 
in Level 2 of the fair value hierarchy.  At December 31, 2015, the 
fair value of the option of $152 million was recorded in other 
current assets in Altria Group, Inc.’s consolidated balance sheet. 

Note 7.  Finance Assets, net

In 2003, PMCC ceased making new investments and began 
focusing exclusively on managing its portfolio of finance assets in 
order to maximize its operating results and cash flows from its 
existing lease portfolio activities and asset sales.  Accordingly, 
PMCC’s operating companies income will fluctuate over time as 
investments mature or are sold.  
   At December 31, 2015, finance assets, net, of $1,239 million 
were comprised of investments in finance leases of $1,281 
million, reduced by the allowance for losses of $42 million.  At 
December 31, 2014, finance assets, net, of $1,614 million were 
comprised of investments in finance leases of $1,656 million, 
reduced by the allowance for losses of $42 million.

A summary of the net investments in finance leases, 
substantially all of which were leveraged leases, at December 
31, 2015 and 2014, before allowance for losses was as 
follows:

(in millions) 

Rents receivable, net

Unguaranteed residual values

Unearned income

Investments in finance leases

Deferred income taxes

$ 

$ 

2015 

923

674

(316)

1,281

(928)

2014

1,241

827

(412)

1,656

(1,135)

Net investments in finance leases

$ 

353

$ 

521

Rents receivable, net, represent unpaid rents, net of principal 
and interest payments on third-party nonrecourse debt.  PMCC’s 

rights to rents receivable are subordinate to the third-party 
nonrecourse debtholders and the leased equipment is pledged as 
collateral to the debtholders.  The repayment of the nonrecourse 
debt is collateralized by lease payments receivable and the leased 
property, and is nonrecourse to the general assets of PMCC.  As 
required by U.S. GAAP, the third-party nonrecourse debt of $1.2 
billion and $2.1 billion at December 31, 2015 and 2014, 
respectively, has been offset against the related rents receivable.  
There were no leases with contingent rentals in 2015 and 2014.
 In 2015 and 2014, PMCC’s review of estimated residual 
values resulted in a decrease of $65 million and $63 million, 
respectively, to unguaranteed residual values.  These decreases in 
unguaranteed residual values resulted in a reduction to PMCC’s 
net revenues of $41 million and $26 million in 2015 and 2014, 
respectively.  There were no such adjustments in 2013.

At December 31, 2015, PMCC’s investments in finance 
leases were principally comprised of the following investment 
categories: aircraft (45%), electric power (24%), railcar (12%), 
real estate (12%) and manufacturing (7%).  There were no 
investments located outside the United States at December 31, 
2015 and 2014.  

Rents receivable in excess of debt service requirements on 

third-party nonrecourse debt at December 31, 2015 were as 
follows:

(in millions)

2016  

2017

2018

2019

2020

Thereafter  

Total  

$  

$ 

42

64

155

192

136

334 

923 

Included in net revenues for the years ended December 31, 

2015, 2014 and 2013 were leveraged lease revenues of $46 
million, $80 million and $209 million, respectively.  Income tax 
expense, excluding interest on tax underpayments, on leveraged 
lease revenues for the years ended December 31, 2015, 2014 and 
2013 was $17 million, $30 million and $80 million, respectively.

PMCC maintains an allowance for losses that provides for 

estimated credit losses on its investments in finance leases.  
PMCC’s portfolio consists substantially of leveraged leases to a 
diverse base of lessees participating in a variety of industries.  
Losses on such leases are recorded when probable and estimable.  
PMCC regularly performs a systematic assessment of each 
individual lease in its portfolio to determine potential credit or 
collection issues that might indicate impairment.  Impairment 
takes into consideration both the probability of default and the 
likelihood of recovery if default were to occur.  PMCC considers 
both quantitative and qualitative factors of each investment when 
performing its assessment of the allowance for losses.

Quantitative factors that indicate potential default are tied 
most directly to public debt ratings.  PMCC monitors publicly 
available information on its obligors, including financial 

50

 
 
 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

statements and credit rating agency reports.  Qualitative factors 
that indicate the likelihood of recovery if default were to occur 
include underlying collateral value, other forms of credit support, 
and legal/structural considerations impacting each lease.  Using 
available information, PMCC calculates potential losses for each 
lease in its portfolio based on its default and recovery rating 
assumptions for each lease.  The aggregate of these potential 
losses forms a range of potential losses which is used as a 
guideline to determine the adequacy of PMCC’s allowance for 
losses.

PMCC assesses the adequacy of its allowance for losses 

relative to the credit risk of its leasing portfolio on an ongoing 
basis.  During 2014 and 2013, PMCC determined that its 
allowance for losses exceeded the amount required based on 
management’s assessment of the credit quality and size of 
PMCC’s leasing portfolio.  As a result, PMCC reduced its 
allowance for losses by $10 million and $47 million for the years 
ended December 31, 2014 and 2013, respectively.  These 
decreases to the allowance for losses were recorded as a reduction 
to marketing, administration and research costs on Altria Group, 
Inc.’s consolidated statements of earnings.  PMCC believes that, 
as of December 31, 2015, the allowance for losses of $42 million 
was adequate.  PMCC continues to monitor economic and credit 
conditions, and the individual situations of its lessees and their 
respective industries, and may increase or decrease its allowance 
for losses if such conditions change in the future.  

The activity in the allowance for losses on finance assets for 

the years ended December 31, 2015, 2014 and 2013 was as 
follows:

(in millions) 
Balance at beginning of year
Decrease to allowance
Balance at end of year

2015 
42
—
42

$

$

2014 
  52

(10) 

  42

$

$

2013
  99
(47)
  52

$ 

$ 

         All PMCC lessees were current on their lease payment 
obligations as of December 31, 2015.

The credit quality of PMCC’s investments in finance leases 
as assigned by Standard & Poor’s Ratings Services (“Standard & 
Poor’s”) and Moody’s Investors Service, Inc. (“Moody’s”) at 
December 31, 2015 and 2014 was as follows:

(in millions) 
Credit Rating by Standard & Poor’s/Moody’s:

“AAA/Aaa” to “A-/A3”
“BBB+/Baa1” to “BBB-/Baa3”
“BB+/Ba1” and Lower

Total

2015 

2014

$ 

212
702
367
$  1,281

$ 

417
833
406
$  1,656

Note 8.  Short-Term Borrowings and Borrowing 
Arrangements

At December 31, 2015 and December 31, 2014, Altria Group, Inc. 
had no short-term borrowings.  The credit line available to Altria 
Group, Inc. at December 31, 2015 under the Credit Agreement (as 
defined below) was $3.0 billion.

During the third quarter of 2015, Altria Group, Inc. entered 

into an extension agreement (the “Extension Agreement”) to 
amend its $3.0 billion senior unsecured 5-year revolving credit 
agreement, dated as of August 19, 2013 (the “Credit Agreement”).  
The Extension Agreement extends the expiration date of the 
Credit Agreement from August 19, 2019 to August 19, 2020 
pursuant to the terms of the Credit Agreement.  All other terms 
and conditions of the Credit Agreement remain in full force and 
effect.  The Credit Agreement was previously amended in 2014 to 
extend the expiration date from August 19, 2018 to August 19, 
2019.

The Credit Agreement provides for borrowings up to an 
aggregate principal amount of $3.0 billion.  Pricing for interest 
and fees under the Credit Agreement may be modified in the 
event of a change in the rating of Altria Group, Inc.’s long-term 
senior unsecured debt.  Interest rates on borrowings under the 
Credit Agreement are expected to be based on the London 
Interbank Offered Rate (“LIBOR”) plus a percentage based on the 
higher of the ratings of Altria Group, Inc.’s long-term senior 
unsecured debt from Moody’s and Standard & Poor’s.  The 
applicable percentage based on Altria Group, Inc.’s long-term 
senior unsecured debt ratings at December 31, 2015 for 
borrowings under the Credit Agreement was 1.25%.  The Credit 
Agreement does not include any other rating triggers, nor does it 
contain any provisions that could require the posting of collateral.  
The Credit Agreement is used for general corporate purposes 
and to support Altria Group, Inc.’s commercial paper issuances.  
The Credit Agreement requires that Altria Group, Inc. maintain 
(i) a ratio of debt to consolidated earnings before interest, taxes, 
depreciation and amortization (“EBITDA”) of not more than 3.0 
to 1.0 and (ii) a ratio of consolidated EBITDA to consolidated 
interest expense of not less than 4.0 to 1.0, each calculated as of 
the end of the applicable quarter on a rolling four quarters basis.  
At December 31, 2015, the ratios of debt to consolidated EBITDA 
and consolidated EBITDA to consolidated interest expense, 
calculated in accordance with the Credit Agreement, were 1.4 to 
1.0 and 11.7 to 1.0, respectively.  Altria Group, Inc. expects to 
continue to meet its covenants associated with the Credit 
Agreement.  The terms “consolidated EBITDA,” “debt” and 
“consolidated interest expense,” as defined in the Credit 
Agreement, include certain adjustments.  

Any commercial paper issued by Altria Group, Inc. and 

borrowings under the Credit Agreement are guaranteed by 
PM USA as further discussed in Note 19. Condensed 
Consolidating Financial Information.

51

 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

During 2015, Altria Group, Inc. repaid in full at maturity 
senior unsecured notes in the aggregate principal amount of $1.0 
billion.

The obligations of Altria Group, Inc. under the notes are 

guaranteed by PM USA as further discussed in Note 19. 
Condensed Consolidating Financial Information.

Debt Tender Offers and Redemption:  During 2015 and 
2013, Altria Group, Inc. completed debt tender offers to purchase 
for cash certain of its senior unsecured notes in aggregate 
principal amounts of $0.8 billion and $2.1 billion, respectively. 
Details of these debt tender offers were as follows: 

(in millions)  

Notes Purchased

9.95% Notes due 2038

10.20% Notes due 2039

9.70% Notes due 2018

9.25% Notes due 2019

Total

2015 

2013

$ 

— $ 

—

793

—

793

$ 

818

782

293

207

$ 

2,100

During 2014, UST redeemed in full its $300 million 
(aggregate principal amount) 5.75% senior notes due 2018.  

As a result of the Altria Group, Inc. debt tender offers and the 

UST debt redemption, pre-tax losses on early extinguishment of 
debt were recorded as follows:

(in millions) 

2015 

2014 

2013

Premiums and fees

$ 

226

$ 

44 

$  1,054

Write-off of unamortized debt

discounts and debt issuance costs

2

Total

$ 

228

$ 

— 

44 

30

$  1,084

Note 9.  Long-Term Debt

At December 31, 2015 and 2014, Altria Group, Inc.’s long-term 
debt consisted of the following:

(in millions) 
Notes, 2.625% to 10.20%, interest payable 

semi-annually, due through 2044 (1)
Debenture, 7.75%, interest payable semi-

annually, due 2027

2015 

2014

$  12,861

$  14,651

42

42

Other

Less current portion of long-term debt

—
14,693
1,000
$  13,693
(1)  Weighted-average coupon interest rate of 5.5% and 5.7% at December 
31, 2015 and 2014, respectively.

16
12,919
4
$  12,915

Aggregate maturities of long-term debt are as follows:

(in millions)
2016  
2017
2018  
2019  
2020  
2021  
Thereafter  

Less debt discounts  

$ 

$ 

4
4
867
1,148
1,000
1,500
8,442
12,965
46
12,919

Altria Group, Inc.’s estimate of the fair value of its debt is 

based on observable market information derived from a third 
party pricing source and is classified in Level 2 of the fair value 
hierarchy.  The aggregate fair value of Altria Group, Inc.’s total 
long-term debt at December 31, 2015 and 2014, was $14.5 billion 
and $17.0 billion, respectively, as compared with its carrying 
value of $12.9 billion and $14.7 billion, respectively. 

Altria Group, Inc. Senior Notes:  The notes of Altria 
Group, Inc. are senior unsecured obligations and rank equally in 
right of payment with all of Altria Group, Inc.’s existing and 
future senior unsecured indebtedness.  Upon the occurrence of 
both (i) a change of control of Altria Group, Inc. and (ii) the notes 
ceasing to be rated investment grade by each of Moody’s, 
Standard & Poor’s and Fitch Ratings Ltd. within a specified time 
period, Altria Group, Inc. will be required to make an offer to 
purchase the notes at a price equal to 101% of the aggregate 
principal amount of such notes, plus accrued and unpaid interest 
to the date of repurchase as and to the extent set forth in the terms 
of the notes.

With respect to $3.4 billion aggregate principal amount of 
Altria Group, Inc.’s senior unsecured long-term notes issued in 
2009 and 2008, the interest rate payable on each series of notes is 
subject to adjustment from time to time if the rating assigned to 
the notes of such series by Moody’s or Standard & Poor’s is 
downgraded (or subsequently upgraded) as and to the extent set 
forth in the terms of the notes.

52

 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

Note 10.  Capital Stock

At December 31, 2015, Altria Group, Inc. had 12 billion shares of 
authorized common stock; issued, repurchased and outstanding 
shares of common stock were as follows:

Balances,

December 31, 
2012
Stock award
activity  

Repurchases of

common stock 

Balances,

December 31, 
2013
Stock award
activity  

Repurchases of

common stock 

Balances,

December 31, 
2014

Stock award 
activity

Repurchases of

common stock

Balances,

December 31, 
2015

Shares Issued

Shares 
Repurchased

Shares 
Outstanding

2,805,961,317 

(796,221,021)  2,009,740,296

— 

391,899 

391,899

— 

(16,652,913) 

(16,652,913)

2,805,961,317 

(812,482,035)  1,993,479,282

— 

447,840 

447,840

— 

(22,452,599) 

(22,452,599)

2,805,961,317 

(834,486,794)  1,971,474,523

— 

(732,623) 

(732,623)

— 

(10,682,419) 

(10,682,419)

2,805,961,317 

(845,901,836)  1,960,059,481 

At December 31, 2015, 42,209,751 shares of common stock 
were reserved for stock-based awards under Altria Group, Inc.’s 
stock plans, and 10 million shares of serial preferred stock, $1.00 
par value, were authorized.  No shares of serial preferred stock 
have been issued.

Dividends:  During the third quarter of 2015, the Board of 
Directors approved an 8.7% increase in the quarterly dividend 
rate to $0.565 per common share versus the previous rate of $0.52 
per common share.  The current annualized dividend rate is $2.26 
per Altria Group, Inc. common share.  Future dividend payments 
remain subject to the discretion of the Board of Directors.

Share Repurchases:  In October 2011, the Board of 

Directors authorized a $1.0 billion share repurchase program and 
expanded it to $1.5 billion in October 2012 (as expanded, the 
“October 2011 share repurchase program”).  During the first 
quarter of 2013, Altria Group, Inc. completed the October 2011 
share repurchase program, under which Altria Group, Inc. 
repurchased a total of 48.3 million shares of its common stock at 
an average price of $31.06 per share. 

In April 2013, the Board of Directors authorized a $300 
million share repurchase program and expanded it to $1.0 billion 
in August 2013 (as expanded, the “April 2013 share repurchase 
program”).  During the third quarter of 2014, Altria Group, Inc. 
completed the April 2013 share repurchase program, under which 
Altria Group, Inc. repurchased a total of 27.1 million shares of its 
common stock at an average price of $36.97 per share.

In July 2014, the Board of Directors authorized a $1.0 

billion share repurchase program (the “July 2014 share 
repurchase program”).  During the third quarter of 2015, 
Altria Group, Inc. completed the July 2014 share repurchase 
program, under which Altria Group, Inc. repurchased a total 
of 20.4 million shares of its common stock at an average price 
of $48.90 per share.  

In July 2015, the Board of Directors authorized a $1.0 

billion share repurchase program (the “July 2015 share 
repurchase program”).  During 2015, Altria Group, Inc. 
repurchased 0.6 million shares of its common stock (at an 
aggregate cost of approximately $35 million, and at an 
average price of $57.66 per share) under the July 2015 share 
repurchase program.  At December 31, 2015, Altria Group, 
Inc. had approximately $965 million remaining in the July 
2015 share repurchase program.  The timing of share 
repurchases under this program depends upon marketplace 
conditions and other factors, and the program remains subject 
to the discretion of the Board of Directors.

For the years ended December 31, 2015, 2014 and 2013, 
Altria Group, Inc.’s total share repurchase activity was as follows:

2015 

2014 

2013

(in millions, except per share data)

10.7

22.5 

16.7

554 $ 

939  $ 

600

51.83 $ 

41.79  $ 

36.05

Total number of shares 

repurchased

Aggregate cost of shares 

repurchased

Average price per share of

shares repurchased

$ 

$ 

Note 11.  Stock Plans

In 2015, the Board of Directors adopted, and shareholders 
approved, the Altria Group, Inc. 2015 Performance Incentive Plan 
(the “2015 Plan”).  The 2015 Plan succeeded the 2010 
Performance Incentive Plan, under which no new awards were 
permitted after April 30, 2015.  Under the 2015 Plan, Altria 
Group, Inc. may grant stock options, stock appreciation rights, 
restricted stock, restricted and deferred stock units, and other 
stock-based awards, as well as cash-based annual and long-term 
incentive awards to employees of Altria Group, Inc. or any of its 
subsidiaries or affiliates.  Up to 40 million shares of common 
stock may be issued under the 2015 Plan.  

In addition, in 2015, the Board of Directors adopted, and 
shareholders approved, the 2015 Stock Compensation Plan for 
Non-Employee Directors (the “Directors Plan”).  The Directors 
Plan succeeded the Stock Compensation Plan for Non-Employee 
Directors, as amended and restated effective January 29, 2014, 
under which no new awards were permitted after May 20, 2015.  
Under the Directors Plan, Altria Group, Inc. may grant up to one 
million shares of common stock to members of the Board of 
Directors who are not employees of Altria Group, Inc.

Shares available to be granted under the 2015 Plan and the 

Directors Plan at December 31, 2015, were 39,994,482 and 
993,284, respectively.

53

 
 
 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

Note 12.  Earnings per Share

Basic and diluted earnings per share (“EPS”) were calculated 
using the following:

(in millions) 

Net earnings attributable to

Altria Group, Inc.

Less: Distributed and

undistributed earnings 
attributable to unvested 
restricted shares and restricted 
stock units

Earnings for basic and diluted

EPS

Weighted-average shares for
basic and diluted EPS

For the Years Ended December 31,

2015 

2014 

2013

$ 

5,241

$ 

5,070  $ 

4,535

(10)

(12) 

(12)

$ 

5,231

$ 

5,058  $ 

4,523

1,961

1,978 

1,999

Restricted Stock and Restricted Stock Units:  Altria 
Group, Inc. may grant shares of restricted stock and restricted 
stock units to employees of Altria Group, Inc. or any of its 
subsidiaries or affiliates.  During the vesting period, these shares 
include nonforfeitable rights to dividends or dividend equivalents 
and may not be sold, assigned, pledged or otherwise encumbered.  
Such shares are subject to forfeiture if certain employment 
conditions are not met.  Shares of restricted stock and restricted 
stock units generally vest three years after the grant date.

The fair value of the shares of restricted stock and restricted 

stock units at the date of grant is amortized to expense ratably 
over the restriction period, which is generally three years.  Altria 
Group, Inc. recorded pre-tax compensation expense related to 
restricted stock and restricted stock units granted to employees for 
the years ended December 31, 2015, 2014 and 2013 of $51 
million, $46 million and $49 million, respectively.  The deferred 
tax benefit recorded related to this compensation expense was $20 
million, $18 million and $19 million for the years ended 
December 31, 2015, 2014 and 2013, respectively.  The 
unamortized compensation expense related to Altria Group, Inc. 
restricted stock and restricted stock units was $68 million at 
December 31, 2015 and is expected to be recognized over a 
weighted-average period of approximately two years.

Altria Group, Inc.’s restricted stock and restricted stock units 

activity was as follows for the year ended December 31, 2015:

Number of 
Shares

Weighted-Average

Grant Date Fair  
Value Per Share

Balance at December 31, 2014 

4,511,911  $  

Granted

Vested

Forfeited

1,195,088  

(1,567,474)  

(201,840)  

Balance at December 31, 2015

3,937,685  

32.83

54.54

28.61

37.53

40.86

The weighted-average grant date fair value of Altria Group, 
Inc. restricted stock and restricted stock units granted during the 
years ended December 31, 2015, 2014 and 2013 was $65 million, 
$53 million and $49 million, respectively, or $54.54, $36.75 and 
$33.76 per restricted share or restricted stock unit, respectively.  
The total fair value of Altria Group, Inc. restricted stock and 
restricted stock units that vested during the years ended December 
31, 2015, 2014 and 2013 was $85 million, $86 million and $89 
million, respectively.

54

Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

Note 13.  Other Comprehensive Earnings/Losses

The following tables set forth the changes in each component of accumulated other comprehensive losses, net of deferred income taxes, 
attributable to Altria Group, Inc.:     

(in millions)

Balances, December 31, 2012 

Other comprehensive (losses) earnings before reclassifications  

Deferred income taxes

Other comprehensive (losses) earnings before reclassifications,

net of deferred income taxes  

Amounts reclassified to net earnings  

Deferred income taxes

Amounts reclassified to net earnings, net of 

deferred income taxes  

Other comprehensive (losses) earnings, net of deferred

income taxes

Balances, December 31, 2013  

Other comprehensive losses before reclassifications 

Deferred income taxes

Other comprehensive losses before reclassifications, net of

deferred income taxes  

Amounts reclassified to net earnings  

Deferred income taxes

Amounts reclassified to net earnings, net of 

deferred income taxes  

Other comprehensive losses, net of deferred income taxes  

Balances, December 31, 2014 

Other comprehensive losses before reclassifications

Deferred income taxes

Other comprehensive losses before reclassifications, net of

deferred income taxes

Amounts reclassified to net earnings

Deferred income taxes

Amounts reclassified to net earnings, net of 

deferred income taxes 

Other comprehensive (losses) earnings, net of deferred

income taxes

Currency 
Translation
Adjustments 

Benefit Plans 

SABMiller

$ 

2  $ 

(2,414)  $ 

372 

$ 

(2) 

—  

(2) 

—  

—  

—  

(2)  

— 

(2) 

—  

(2)  

—  

—  

—  

(2)  

(2) 

(4)  

1  

(3)  

—  

—  

—  

(3)  

1,559 

(609) 

950 

311  

(120)  

191  

1,141 

(1,273) 

(1,411) 

550  

(740)  

259  

(481)  

6  

(2)  

4  

(1)

(477)

(105)  

(881)  

308  

(861) 

(573)  

154  

(60) 

94  

(767) 

(2,040) 

(223) 

86  

(137) 

272  

(105)  

167  

59  

(21)  

38  

(1)

(535)

(640)  

(983)  

344  

(639)  

21  

(7)  

14  

30 

(1)

(625)

Balances, December 31, 2015
$ 
(1)  For the years ended December 31, 2015, 2014 and 2013, Altria Group, Inc.’s proportionate share of SABMiller’s other 
comprehensive losses consisted primarily of currency translation adjustments.

(2,010)  $ 

(1,265) 

(5)  $ 

$ 

55

Accumulated 
Other 
Comprehensive 
Losses

(2,040)

817

(350)

467

317

(122)

195

662

(1,378)

(2,294)

858

(1,436)

213

(81)

132

(1,304)

(2,682)

(1,210)

431

(779)

293

(112)

181

(598)

(3,280)

 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

The following table sets forth pre-tax amounts by component, reclassified from accumulated other comprehensive losses to net earnings:  

(in millions)
Benefit Plans:  (1)

Net loss

Prior service cost/credit

SABMiller  (2)

For the Years Ended December 31,

2015 

2014 

2013

$ 

304

(32)

272

21

$ 

187 

$ 

(33)  

154  

59  

346

(35)

311

6

317

Pre-tax amounts reclassified from accumulated other comprehensive losses to net earnings
293
(1)  Amounts are included in net defined benefit plan costs.  For further details, see Note 16. Benefit Plans.
(2)  Amounts are included in earnings from equity investment in SABMiller.  For further information on Altria Group, Inc.’s equity 
investment in SABMiller, see Note 6. Investment in SABMiller.

213 

$ 

$ 

$ 

Note 14.  Income Taxes

Earnings before income taxes and provision for income taxes 
consisted of the following for the years ended December 31, 
2015, 2014 and 2013: 

A reconciliation of the beginning and ending amount of 
unrecognized tax benefits for the years ended December 31, 2015, 
2014 and 2013 was as follows: 

(in millions) 

Earnings before income taxes:

2015 

2014 

2013

(in millions) 

2015 

2014 

2013

Balance at beginning of year

$ 

258

$ 

227  $ 

262

United States

$  8,078

$  7,763  $  6,929

Outside United States

—

11 

13

Additions based on tax positions
related to the current year

Total

$  8,078

$  7,774  $  6,942

Additions for tax positions of

Provision for income taxes:

Current:

Federal

$  2,516

$  2,350  $  2,066

prior years

Reductions for tax positions due to 
lapse of statutes of limitations

Reductions for tax positions of

State and local

Outside United States

451

—

480 

3 

423

4

prior years

Settlements

15

57

(4)

(86)

(82)

15 

29 

(2) 

— 

(11) 

15

35

(1)

—

(84)

Deferred:

Federal

State and local

2,967

2,833 

2,493

Balance at end of year

$ 

158

$ 

258  $ 

227

(140)

8

(132)

(124) 

(5) 

(129) 

(77)

(9)

(86)

     Unrecognized tax benefits and Altria Group, Inc.’s 
consolidated liability for tax contingencies at December 31, 2015 
and 2014, were as follows:

Total provision for income taxes

$  2,835

$  2,704  $  2,407

(in millions) 

2015 

2014

Altria Group, Inc.’s U.S. subsidiaries join in the filing of a 
U.S. federal consolidated income tax return.  The U.S. federal 
statute of limitations remains open for the year 2007 and forward, 
with years 2010 to 2013 currently under examination by the IRS 
as part of an audit conducted in the ordinary course of business.  
With the exception of corresponding federal audit adjustments, 
state statutes of limitations generally remain open for the year 
2011 and forward.  Certain of Altria Group, Inc.’s state tax returns 
are currently under examination by various states as part of 
routine audits conducted in the ordinary course of business.

Unrecognized tax benefits — Altria Group, Inc.

$ 

158

$ 

228

Unrecognized tax benefits — PMI

Unrecognized tax benefits

Accrued interest and penalties

Tax credits and other indirect benefits

—

158

14

(3)

30

258

57

(17)

Liability for tax contingencies

$ 

169

$ 

298

56

Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

not entirely within the control of Altria Group, Inc.  It is 
reasonably possible that within the next 12 months certain 
examinations will be resolved, which could result in a decrease in 
unrecognized tax benefits of approximately $6 million.

The effective income tax rate on pre-tax earnings differed 

from the U.S. federal statutory rate for the following reasons for 
the years ended December 31, 2015, 2014 and 2013:

U.S. federal statutory rate

35.0%

35.0% 

35.0%

2015 

2014 

2013

Increase (decrease) resulting from:

State and local income taxes, net

of federal tax benefit

Uncertain tax positions

SABMiller dividend benefit

Domestic manufacturing deduction

Other

Effective tax rate

3.7

(0.8)

(0.5)

(2.0)

(0.3)

4.0 

0.5 

(2.3) 

(2.4) 

— 

3.8

0.7

(2.0)

(2.7)

(0.1)

35.1%

34.8% 

34.7%

The tax provision in 2015 included net tax benefits of (i) $59 

million from the reversal of tax reserves and associated interest 
due primarily to the closure in the third quarter of 2015 of the IRS 
and PMI tax 
2007-2009 Audit; and (ii) $41 million for 
matters discussed above, partially offset by the reversal of foreign 
tax credits primarily associated with SABMiller dividends that 
were recorded during the third quarter of 2015 ($41 million) and 
fourth quarter of 2015 ($24 million).  The tax provision in 2015 
also included decreased recognition of foreign tax credits 
associated with SABMiller dividends.  

The tax provision in 2014 included net tax benefits of (i) $14 

million from the reversal of tax accruals no longer required that 
was recorded during the third quarter of 2014 ($19 million), 
partially offset by additional tax provisions recorded during the  
fourth quarter of 2014 ($5 million); and (ii) $2 million for 

tax matters discussed above. 

The tax provision in 2013 included net tax benefits of (i) $39 

million from the reversal of tax accruals no longer required that 
was recorded during the third quarter of 2013 ($25 million) and 
fourth quarter of 2013 ($14 million); (ii) $25 million related to the 
recognition of previously unrecognized foreign tax credits 
primarily associated with SABMiller dividends that were 
recorded during the fourth quarter of 2013; and (iii) $22 million 
for 
tax matters discussed above.  The tax provision in 
2013 also included a reduction in certain consolidated tax benefits 
resulting from the 2013 debt tender offer that is discussed further 
in Note 9. Long-Term Debt. 

The amount of unrecognized tax benefits that, if recognized, 

would impact the effective tax rate at December 31, 2015 was 
$109 million, along with $49 million affecting deferred taxes.  
The amount of unrecognized tax benefits that, if recognized, 
would impact the effective tax rate at December 31, 2014 was 
$207 million, along with $51 million affecting deferred taxes.  
However, the impact on net earnings at December 31, 2014 would 
be $177 million, as a result of the tax-related net receivable from 
Altria Group, Inc.’s former subsidiary, Philip Morris International 
Inc. (“PMI”), of $30 million pursuant to the tax sharing 
agreements discussed below. 

Under tax sharing agreements entered into in connection with 

the 2007 and 2008 spin-offs between Altria Group, Inc. and its 
former subsidiaries Kraft Foods Inc. (now known as 
International, Inc. 

and PMI, respectively, 

and PMI are responsible for their respective pre-spin-

off tax obligations.  Altria Group, Inc., however, remains 
severally liable for 
s and PMI’s pre-spin-off federal tax 
obligations pursuant to regulations governing federal consolidated 
income tax returns, and continued to include the pre-spin-off 
and PMI in its liability 
federal income tax reserves of 
for uncertain tax positions.  As of December 31, 2015, there are 
and PMI. 
no remaining pre-spin-off tax reserves for 

During 2015, 2014 and 2013, Altria Group, Inc. recorded net 

and PMI tax matters, primarily 

tax benefits of $41 million, $2 million and $22 million, 
respectively, for 
relating to the IRS audit of Altria Group, Inc. and its consolidated 
subsidiaries’ 2007-2009 tax years (“IRS 2007-2009 Audit”).  
and 
These net tax benefits were offset by changes to 
PMI tax-related receivables/payables, which were recorded as 
decreases to operating income on Altria Group, Inc.’s 
consolidated statements of earnings.  Due to the respective 
offsets, the 
Altria Group, Inc.’s net earnings for the years ended December 
31, 2015, 2014 and 2013.

and PMI tax matters had no impact on 

Altria Group, Inc. recognizes accrued interest and penalties 

associated with uncertain tax positions as part of the tax 
provision.  At December 31, 2015, Altria Group, Inc. had $14 
million of accrued interest and penalties.  At December 31, 2014, 
Altria Group, Inc. had $57 million of accrued interest and 
penalties, of which approximately $7 million related to PMI, for 
which PMI is responsible under its tax sharing agreement.  The 
corresponding receivable from PMI was included in other assets 
on Altria Group, Inc.’s consolidated balance sheet at December 
31, 2014.

For the years ended December 31, 2015, 2014 and 2013, 
Altria Group, Inc. recognized in its consolidated statements of 
earnings $(36) million, $14 million and $5 million, respectively, 
of gross interest (income) expense associated with uncertain tax 
positions.

Altria Group, Inc. is subject to income taxation in many 

jurisdictions.  Uncertain tax positions reflect the difference 
between tax positions taken or expected to be taken on income tax 
returns and the amounts recognized in the financial statements.  
Resolution of the related tax positions with the relevant tax 
authorities may take many years to complete, and such timing is 

57

 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

The tax effects of temporary differences that gave rise to 

deferred income tax assets and liabilities consisted of the 
following at December 31, 2015 and 2014:

(in millions) 
Deferred income tax assets:

Accrued postretirement and 
postemployment benefits

Settlement charges

Accrued pension costs

Net operating losses and tax credit

carryforwards

Total deferred income tax assets

Deferred income tax liabilities:

Property, plant and equipment

Intangible assets

Investment in SABMiller

Finance assets, net

Other

Total deferred income tax liabilities

Valuation allowances

2015 

2014

$ 

953

$ 

1,393

512

335

3,193

(441)

(3,968)

(1,794)

(909)

(116)

(7,228)

(260)

1,054

1,379

410

357

3,200

(468)

(3,915)

(2,039)

(1,123)

(190)

(7,735)

(211)

Net deferred income tax liabilities

$ 

(4,295) $ 

(4,746)

At December 31, 2015, Altria Group, Inc. had estimated 
gross state tax net operating losses of $610 million that, if unused, 
will expire in 2016 through 2035, state tax credit carryforwards of 
$57 million that, if unused, will expire in 2016 through 2017, and 
foreign tax credit carryforwards of $301 million that, if unused, 
will expire in 2020 through 2025.  Realization of these benefits is 
dependent upon various factors such as generating sufficient 
taxable income in the applicable states and receiving sufficient 
amounts of lower-taxed foreign dividends from SABMiller.  A 
valuation allowance of $260 million has been established for 
those benefits that more-likely-than-not will not be realized. 

Note 15.  Segment Reporting

The products of Altria Group, Inc.’s subsidiaries include 
smokeable tobacco products comprised of cigarettes 
manufactured and sold by PM USA and machine-made large 
cigars and pipe tobacco manufactured and sold by Middleton; 
smokeless tobacco products, substantially all of which are 
manufactured and sold by USSTC; and wine produced and/or 
distributed by Ste. Michelle.  The products and services of these 
subsidiaries constitute Altria Group, Inc.’s reportable segments of 
smokeable products, smokeless products and wine.  The financial 
services and the innovative tobacco products businesses are 
included in all other.

Altria Group, Inc.’s chief operating decision maker reviews 
operating companies income to evaluate the performance of, and 
allocate resources to, the segments.  Operating companies income 
for the segments is defined as operating income before 
amortization of intangibles and general corporate expenses.  
Interest and other debt expense, net, and provision for income 
taxes are centrally managed at the corporate level and, 

accordingly, such items are not presented by segment since they 
are excluded from the measure of segment profitability reviewed 
by Altria Group, Inc.’s chief operating decision maker.  
Information about total assets by segment is not disclosed because 
such information is not reported to or used by Altria Group, Inc.’s 
chief operating decision maker.  Segment goodwill and other 
intangible assets, net, are disclosed in Note 4. Goodwill and Other 
Intangible Assets, net.  The accounting policies of the segments 
are the same as those described in Note 2. Summary of Significant 
Accounting Policies.

Segment data were as follows:

(in millions)  
Net revenues:

Smokeable products
Smokeless products
Wine
All other
Net revenues

For the Years Ended December 31,
2013

2014 

2015 

$  22,792
1,879
692
71
$  25,434

$  21,939  $  21,868
1,778
609
211
$  24,522  $  24,466

1,809 
643 
131 

Earnings before income taxes:

Operating companies 
income (loss):

Smokeable products
Smokeless products
Wine
All other

Amortization of intangibles
General corporate expenses

$ 

PMI tax-related 
receivables/payables

Operating income

Interest and other debt

expense, net

Loss on early extinguishment

of debt

Earnings from equity

investment in SABMiller

Other income, net

Earnings before income taxes

$ 

$ 

7,569
1,108
152
(169)
(21)
(237)

(41)

8,361

6,873  $ 
1,061 
134 
(185) 
(20) 
(241) 

(2) 

7,620 

7,063
1,023
118
157
(20)
(235)

(22)

8,084

(817)

(808) 

(1,049)

(228)

(44) 

(1,084)

757

5
8,078

$ 

1,006 

— 
7,774  $ 

991

—
6,942

The smokeable products segment included net revenues of 

$22,193 million, $21,363 million and $21,308 million for the 
years ended December 31, 2015, 2014 and 2013, respectively, 
related to cigarettes and net revenues of $599 million, $576 
million and $560 million for the years ended December 31, 2015, 
2014 and 2013, respectively, related to cigars.  

PM USA, USSTC and Middleton’s largest customer, McLane 

Company, Inc., accounted for approximately 26% of Altria 
Group, Inc.’s consolidated net revenues for the year ended 
December 31, 2015 and 27% for each of the years ended 
December 31, 2014 and 2013.  In addition, Core-Mark Holding 
Company, Inc. accounted for approximately 10% of Altria Group, 
Inc.’s consolidated net revenues for the year ended December 31, 

58

Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

2015.  Substantially all of these net revenues were reported in the 
smokeable products and smokeless products segments.  Sales to 
three distributors accounted for approximately 66%, 67% and 
66% of net revenues for the wine segment for the years ended 
December 31, 2015, 2014 and 2013, respectively.

Details of Altria Group, Inc.’s depreciation expense and 

capital expenditures were as follows:

(in millions) 
Depreciation expense:

Smokeable products

Smokeless products

Wine

General corporate and other

Total depreciation expense

Capital expenditures:

Smokeable products

Smokeless products

Wine

General corporate and other

$ 

$ 

For the Years Ended December 31,
2013

2015 

2014 

$ 

117

$ 

112  $ 

113

27

32

28

22  

30  

24  

25

30

24

204

$ 

188  $ 

192

56

$

49

$

113

42

18

40  

46  

28  

39

32

42

18

Total capital expenditures

$ 

229

$ 

163  $ 

131

The comparability of operating companies income for the 

reportable segments was affected by the following:

Non-Participating Manufacturer (“NPM”) Adjustment 

Items:  For the years ended December 31, 2015, 2014 and 2013, 
pre-tax income for NPM adjustment items was recorded in Altria 
Group, Inc.’s consolidated statements of earnings as follows:

(in millions) 

2015 

2014 

2013

Smokeable products segment

$ 

97

$     43   $   664

Interest and other debt expense, net

(13)

47 

—

(in millions) 

2015 

2014 

2013

Smokeable products segment

$ 

127

$

  27

$

  18

General corporate

Interest and other debt expense, net

—

23

15 

2 

—

4

Total

$ 

150

$

  44

$

  22

During 2015, PM USA recorded pre-tax charges in 

marketing, administration and research costs related to tobacco 
and health judgments in seven state Engle progeny lawsuits and 
Schwarz of $59 million and $25 million, respectively, as well as 
$14 million and $9 million, respectively, in interest costs related 
to these cases.  Additionally in 2015, PM USA and certain other 
cigarette manufacturers reached an agreement to resolve 
approximately 415 pending federal Engle progeny cases.  As a 
result of the agreement, PM USA recorded a pre-tax provision of 
approximately $43 million in marketing, administration and 
research costs.  For further discussion, see Smoking and Health 
Litigation in Note 18. Contingencies.

During 2014, Altria Group, Inc. and PM USA recorded an 

aggregate pre-tax charge of $31 million in marketing, 
administration and research costs for the estimated costs of 
implementing the corrective communications remedy in 
connection with the federal government’s lawsuit against Altria 
Group, Inc. and PM USA.  For further discussion, see Health 
Care Cost Recovery Litigation - Federal Government’s Lawsuit in 
Note 18. Contingencies.

Asset Impairment and Exit Costs:  During 2014, PM USA 

sold its Cabarrus, North Carolina manufacturing facility for 
approximately $66 million in connection with the previously 
completed manufacturing optimization program associated with 
PM USA’s closure of the manufacturing facility in 2009.  As a 
result, during 2014, PM USA recorded a pre-tax gain of $10 
million.

Total

$ 

84

$     90   $   664

Note 16.  Benefit Plans

These adjustments resulted from the settlement of, and 
determinations made in connection with, disputes with certain 
states and territories related to the NPM adjustment provision 
under the 1998 Master Settlement Agreement (such settlements 
and determinations are referred to collectively as “NPM 
Adjustment Items” and are more fully described in Health Care 
Cost Recovery Litigation - NPM Adjustment Disputes in Note 18. 
Contingencies).  The amounts shown in the table above for the 
smokeable products segment were recorded by PM USA as 
reductions to cost of sales, which increased operating companies 
income in the smokeable products segment.

  Tobacco and Health Litigation Items:  For the years ended 
December 31, 2015, 2014 and 2013, pre-tax charges related to 
certain tobacco and health litigation items were recorded in Altria 
Group, Inc.’s consolidated statements of earnings as follows:

Subsidiaries of Altria Group, Inc. sponsor noncontributory 
defined benefit pension plans covering the majority of all 
employees of Altria Group, Inc.  However, employees hired on or 
after a date specific to their employee group are not eligible to 
participate in these noncontributory defined benefit pension plans 
but are instead eligible to participate in a defined contribution 
plan with enhanced benefits.  This transition for new hires 
occurred from October 1, 2006 to January 1, 2008.  In addition, 
effective January 1, 2010, certain employees of UST and 
Middleton who were participants in noncontributory defined 
benefit pension plans ceased to earn additional benefit service 
under those plans and became eligible to participate in a defined 
contribution plan with enhanced benefits.  Altria Group, Inc. and 
its subsidiaries also provide postretirement health care and other 
benefits to the majority of retired employees.

The plan assets and benefit obligations of Altria Group, Inc.’s 

pension plans and the benefit obligations of Altria Group, Inc.’s 
postretirement plans are measured at December 31 of each year.  
Altria Group, Inc.’s postretirement plans are not funded.  

59

 
 
 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

The discount rates for Altria Group, Inc.’s plans were based 

on a yield curve developed from a model portfolio of high-quality 
corporate bonds with durations that match the expected future 
cash flows of the pension and postretirement benefit obligations.
At December 31, 2015, Altria Group, Inc. changed the 

approach used to estimate the service and interest cost 
components of net periodic benefit costs for Altria Group, Inc.’s 
pension and postretirement plans.  In 2015 and prior years, Altria 
Group, Inc. estimated the service and interest cost components 
using a single weighted-average discount rate derived from the 
yield curve used to measure the pension and postretirement plans 

benefit obligations.  Beginning in 2016, Altria Group, Inc. will 
use a spot rate approach in the estimation of these components of 
net periodic benefit costs by applying the specific spot rates along 
the yield curve to the relevant projected cash flows, as Altria 
Group, Inc. believes that this approach provides a more precise 
estimate of service and interest costs.  Altria Group, Inc. is 
accounting for this change prospectively as a change in 
accounting estimate.  This change will not affect the measurement 
of Altria Group, Inc.’s pension and postretirement benefit 
obligations as the change in the service and interest costs will be 
offset by a corresponding change in actuarial gains/losses. 

Obligations and Funded Status:  The benefit obligations, plan assets and funded status of Altria Group, Inc.’s pension and 
postretirement plans at December 31, 2015 and 2014 were as follows:

(in millions)
Change in benefit obligation:
    Benefit obligation at beginning of year

   Service cost
   Interest cost
   Benefits paid
   Actuarial losses (gains)

       Other
    Benefit obligation at end of year
Change in plan assets:
    Fair value of plan assets at beginning of year

   Actual return on plan assets
   Employer contributions
   Benefits paid

    Fair value of plan assets at end of year
    Funded status at December 31

Amounts recognized in Altria Group, Inc.’s consolidated

balance sheets were as follows:

    Other accrued liabilities
    Accrued pension costs
    Accrued postretirement health care costs

Pension  

Postretirement

2015 

2014 

2015 

2014

$ 

$ 

$ 

$ 

$ 

8,330
86
337
(431)
(317)
6
8,011

7,297
(188)
28
(431)
6,706
(1,305) $ 

7,137
68
345
(410)
1,190
—
8,330

7,077
615
15
(410)
7,297
(1,033)

(28) $ 

(1,277)
—
(1,305) $ 

(21)
(1,012)  
—
(1,033)

$ 

$ 

$ 

$ 

$ 

2,613
18
100
(141)
(192)
(6)
2,392

—
—
—
—
—
(2,392) $ 

(147) $ 
—  
(2,245)
(2,392) $ 

2,317
15
107
(132)
306
—
2,613

—
—
—
—
—
(2,613)

(152)
—
(2,461)
(2,613)

The table above presents the projected benefit obligation for 

Altria Group, Inc.’s pension plans.  The accumulated benefit 
obligation, which represents benefits earned to date, for the 
pension plans was $7.7 billion and $7.9 billion at December 31, 
2015 and 2014, respectively.

At December 31, 2015 and 2014, the accumulated benefit 
obligations were in excess of plan assets for all pension plans.

The Patient Protection and Affordable Care Act (“PPACA”), 
as amended by the Health Care and Education Reconciliation Act 
of 2010, was signed into law in March 2010.  The PPACA 
mandates health care reforms with staggered effective dates from 
2010 to 2020, including the imposition of an excise tax on high 
cost health care plans effective in 2020.  The additional 
accumulated postretirement liability resulting from the PPACA, 

which is not material to Altria Group, Inc., has been included in 
Altria Group, Inc.’s accumulated postretirement benefit obligation 
at December 31, 2015 and 2014.  Given the complexity of the 
PPACA and the extended time period during which 
implementation is expected to occur, future adjustments to Altria 
Group, Inc.’s accumulated postretirement benefit obligation may 
be necessary.

The following assumptions were used to determine Altria 

Group, Inc.’s pension benefit obligations at December 31:

Discount rate
Rate of compensation increase

2015 
4.4%
4.0

2014
4.1%
4.0

60

Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

The following assumptions were used to determine Altria Group, Inc.’s postretirement benefit obligations at December 31:

Discount rate
Health care cost trend rate assumed for next year

 Ultimate trend rate
 Year that the rate reaches the ultimate trend rate

2015 
4.4%
6.5
5.0
2019

2014
4.0%
7.0
5.0
2019

Components of Net Periodic Benefit Cost:  Net periodic benefit cost consisted of the following for the years ended December 31, 
2015, 2014 and 2013:

(in millions)    
Service cost
Interest cost
Expected return on plan assets
Amortization:

Net loss
Prior service cost (credit)
Termination and settlement
Net periodic benefit cost

Pension   
2014 
68
345 
(518) 

$

147 
10  
—   
52

$

2015 
86
337
(539)

234
7
8
133

$

$

$ 

$ 

2013 
86
314
(493)

271
10
7
195

$ 

$ 

Postretirement
2014 
15
107  
— 

$

2015 
18
100
—

$

43
(39)
—
122

$ 

22  
(43) 
—  
101  $ 

2013
18
99
 —

51
(45)
—
123

The amounts included in termination and settlement in the 

table above were comprised of the following changes:

(in millions)  
Benefit obligation
Other comprehensive earnings/losses:

Net loss 

2015 
$  — $ 

2013
1

8 
8

$ 

6
7

$ 

At December 31, 2014, Altria Group, Inc. updated its 
mortality assumptions to reflect longer life expectancy for its 
pension plan and postretirement plan participants, 

resulting in an increase of approximately $60 million and $10 
million to its 2015 pre-tax pension and postretirement net periodic 
benefit cost, respectively.

The estimated net loss and prior service cost (credit) that are 
expected to be amortized from accumulated other comprehensive 
losses into net periodic benefit cost during 2016 is as follows:

(in millions)  
Net loss 
Prior service cost (credit)   

$ 

Pension 

Postretirement
30
(40)

183  $ 
5 

The following assumptions were used to determine Altria Group, Inc.’s net periodic benefit cost for the years ended December 31:

Discount rate
Expected rate of return on plan assets
Rate of compensation increase
Health care cost trend rate

Pension   
2014 
4.9% 
8.0 
4.0 
— 

2015 
4.1%
8.0
4.0
—

2013 
4.0%
8.0
4.0
—

Postretirement
2014 
4.8% 
— 
— 
7.0 

2015 
4.0%
—
—
7.0

2013
3.9%
—
—
7.5

Assumed health care cost trend rates have a significant effect on 
the amounts reported for the postretirement health care plans.  A 
one-percentage-point change in assumed health care cost trend 
rates would have had the following effects as of December 31, 
2015:

One-
Percentage-
Point Increase

One-
Percentage-
Point Decrease

Effect on total of postretirement
service and interest cost 

Effect on postretirement benefit

6.8% 

obligation                                                         7.5% 

(5.8)%

(6.1)%

61

Defined Contribution Plans:  Altria Group, Inc. sponsors 
deferred profit-sharing plans covering certain salaried, non-union 
and union employees.  Contributions and costs are determined 
generally as a percentage of earnings, as defined by the plans.  
Amounts charged to expense for these defined contribution plans 
totaled $85 million, $82 million and $80 million in 2015, 2014 
and 2013, respectively.

Pension Plan Assets:  Altria Group, Inc.’s pension plans 

investment strategy is based on an expectation that equity 
securities will outperform debt securities over the long term.  
Altria Group, Inc. believes that it implements the investment 
strategy in a prudent and risk-controlled manner, consistent with 

 
 
 
 
 
 
 
 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

the fiduciary requirements of the Employee Retirement Income 
Security Act of 1974, by investing retirement plan assets in a 
well-diversified mix of equities, fixed income and other securities 
that reflects the impact of the demographic mix of plan 
participants on the benefit obligation using a target asset 
allocation between equity securities and fixed income investments 
of 55%/45%.  The composition of Altria Group, Inc.’s plan assets 
at December 31, 2015 was broadly characterized as an allocation 
between equity securities (56%), corporate bonds (32%), U.S. 
Treasury and foreign government securities (8%) and all other 
types of investments (4%).  Virtually all pension assets can be 
used to make monthly benefit payments.

Altria Group, Inc.’s pension plans investment objective is 
accomplished by investing in U.S. and international equity index 
strategies that are intended to mirror indices such as the Standard 
& Poor’s 500 Index, Russell Small Cap Completeness Index, 
Research Affiliates Fundamental Index (“RAFI”) Low Volatility 
U.S. Index, and Morgan Stanley Capital International (“MSCI”) 
Europe, Australasia, and the Far East (“EAFE”) Index.  Altria 
Group, Inc.’s pension plans also invest in actively managed 
international equity securities of large, mid and small cap 

companies located in developed and emerging markets, as well as 
long duration fixed income securities that primarily include 
corporate bonds of companies from diversified industries.  The 
allocation to below investment grade securities represented 18% 
of the fixed income holdings or 8% of total plan assets at 
December 31, 2015.  The allocation to emerging markets 
represented 4% of the equity holdings or 2% of total plan assets at 
December 31, 2015.  The allocation to real estate and private 
equity investments was immaterial at December 31, 2015.

Altria Group, Inc.’s pension plans risk management practices 

include ongoing monitoring of asset allocation, investment 
performance and investment managers’ compliance with their 
investment guidelines, periodic rebalancing between equity and 
debt asset classes and annual actuarial re-measurement of plan 
liabilities.

Altria Group, Inc.’s expected rate of return on pension plan 

assets is determined by the plan assets’ historical long-term 
investment performance, current asset allocation and estimates of 
future long-term returns by asset class.  The forward-looking 
estimates are consistent with the overall long-term averages 
exhibited by returns on equity and fixed income securities.

The fair values of Altria Group, Inc.’s pension plan assets by asset category at December 31, 2015 and 2014 were as follows:

(in millions) 

Common/collective trusts:

U.S. large cap

U.S. small cap

International developed markets

U.S. and foreign government securities or their

agencies:

U.S. government and agencies

U.S. municipal bonds

Foreign government and agencies

Corporate debt instruments: 

Above investment grade

Below investment grade and no rating

Common stock:

International equities

U.S. equities

Registered investment companies

Other, net

2015  

2014

Level 1 

Level 2 

Level 3 

Total 

Level 1 

Level 2 

Level 3 

Total

$  —  $  1,762  $  —  $  1,762

$  —  $  1,870  $  —  $  1,870

— 

—

— 

— 

— 

— 

— 

907 

605 

58

16 

360 

78

331 

102 

252 

1,660 

502 

— 

— 

—

58 

— 

—

— 

— 

— 

— 

— 

2 

— 

—

13 

360

78

331

102

252

1,660

502

909

605

58

87

— 

—

— 

— 

— 

— 

— 

1,000 

556 

63 

74 

442 

79

296 

124 

281 

1,765 

527 

— 

— 

113 

91 

— 

—

— 

— 

— 

— 

— 

1 

— 

— 

15 

442

79

296

124

281

1,765

527

1,001

556

176

180

Total investments at fair value, net

$  1,586  $  5,105  $ 

15  $  6,706

$  1,693  $  5,588  $ 

16  $  7,297

Level 3 holdings and transactions were immaterial to total plan assets at December 31, 2015 and 2014. 

For a description of the fair value hierarchy and the three         

levels of inputs used to measure fair value, see Note 2. Summary 
of Significant Accounting Policies.

Following is a description of the valuation methodologies          

used for investments measured at fair value.

Common/Collective Trusts: Common/collective trusts consist 
of funds that are intended to mirror indices such as 
Standard & Poor’s 500 Index, Russell Small Cap 
Completeness Index and MSCI EAFE Index.  They are 
valued on the basis of the relative interest of each 
participating investor in the fair value of the underlying 
assets of each of the respective common/collective trusts.  

62

Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

The underlying assets are valued based on the net asset value 
(“NAV”), which is provided by the investment account 
manager as a practical expedient to estimate fair value.

U.S. and Foreign Government Securities: U.S. and foreign 
government securities consist of investments in Treasury 
Nominal Bonds and Inflation Protected Securities and 
municipal securities.  Government securities are valued at a 
price that is based on a compilation of primarily observable 
market information, such as broker quotes.  Matrix pricing, 
yield curves and indices are used when broker quotes are not 
available.

Corporate Debt Instruments: Corporate debt instruments are 
valued at a price that is based on a compilation of primarily 
observable market information, such as broker quotes.  
Matrix pricing, yield curves and indices are used when 
broker quotes are not available.

Common Stock: Common stocks are valued based on the 
price of the security as listed on an open active exchange on 
last trade date.

Registered Investment Companies: Investments in mutual 
funds sponsored by a registered investment company are 

valued based on exchange listed prices and are classified in 
Level 1.  Registered investment company funds that are 
designed specifically to meet Altria Group, Inc.’s pension 
plans investment strategies, but are not traded on an active 
market, are valued based on the NAV of the underlying 
securities and are classified in Level 2.  The NAV is provided 
by the investment account manager as a practical expedient 
to estimate fair value.

Cash Flows:  Altria Group, Inc. makes contributions to the 

pension plans to the extent that the contributions are tax 
deductible and pays benefits that relate to plans for salaried 
employees that cannot be funded under IRS regulations.  
Currently, Altria Group, Inc. anticipates making employer 
contributions to its pension plans of approximately $30 million to 
$75 million in 2016 based on current tax law.  However, this 
estimate is subject to change as a result of changes in tax and 
other benefit laws, as well as asset performance significantly 
above or below the assumed long-term rate of return on pension 
assets, or changes in interest rates.

Estimated future benefit payments at December 31, 2015 were as follows:

(in millions)
2016  
2017
2018
2019
2020
2021-2025

$ 

Pension 

436  $ 
440  
442  
437  
446  
2,348  

Postretirement
147
149
149
148
144
686

Comprehensive Earnings/Losses
The amounts recorded in accumulated other comprehensive losses at December 31, 2015 consisted of the following:

(in millions)
Net loss
Prior service (cost) credit

Deferred income taxes

$ 

Pension

(2,805)  $ 
(22)  

1,101  

Post-
retirement

Post-
employment

(588)  $ 
231

141 

(108)  $ 

—

40 

Total
(3,501)
209

1,282

Amounts recorded in accumulated other comprehensive losses

$ 

(1,726)  $ 

(216)  $ 

(68)  $ 

(2,010)

The amounts recorded in accumulated other comprehensive losses at December 31, 2014 consisted of the following:

(in millions)

Net loss 

Prior service (cost) credit

Deferred income taxes

Pension

Post-
retirement

Post-
employment

Total

$ 

(2,637)  $ 

(823)  $ 

(122)  $ 

(3,582)

(23)  

1,037  

264 

218 

— 

46 

241

1,301

Amounts recorded in accumulated other comprehensive losses 

$ 

(1,623)  $ 

(341)  $ 

(76)  $ 

(2,040)

63

 
 
$
$
$

43
43
(39)
43
(39)
(39)
—
—
(2) 
—
(2)
2 
(2) 
2
2 
192 
192
6
192 
6
(75) 
6
(75)
123 
(75) 
123
125
123 
125
125

$  
$
$  

$
$
$

22
22
(43) 
22
(43)
8 
(43) 
8
(13) 
8 
(13)
(13) 
(306) 
(306)
120 
(306) 
120
(186) 
120 
(186)
(199)  $ 
(186) 
(199) $
(199)  $ 

19
19
—
19
—
—
—
—
(7) 
—
(7)
12 
(7) 
12
12 
(5) 
(5)
—
(5) 
—
1 
—
1
(4) 
1 
(4)
8
(4) 
8
8

$
$
$

$  
$
$  

$
$
$

18
18
— 
18
—
(7) 
— 
(7)
11 
(7) 
11
11 
(12) 
(12)
5 
(12) 
5
(7) 
5 
(7)
4  $ 
(7) 
4
$
4  $ 

Altria Group, Inc. and Subsidiaries
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________
Notes to Consolidated Financial Statements 
_________________________
_________________________

The movements in other comprehensive earnings/losses during the year ended December 31, 2015 were as follows:
The movements in other comprehensive earnings/losses during the year ended December 31, 2015 were as follows:
The movements in other comprehensive earnings/losses during the year ended December 31, 2015 were as follows:

Pension
Pension
Pension

Post-
Post-
retirement
Post-
retirement
retirement

Post-
Post-
employment
Post-
employment
employment

(in millions)
(in millions)
Amounts reclassified to net earnings as components of net periodic benefit cost:
(in millions)
Amounts reclassified to net earnings as components of net periodic benefit cost:
Amounts reclassified to net earnings as components of net periodic benefit cost:

Amortization:
Amortization:
Net loss
Amortization:
Net loss
Prior service cost/credit
Net loss
Prior service cost/credit
Other expense:
Prior service cost/credit
Other expense:
Net loss
Other expense:
Net loss
Deferred income taxes
Net loss
Deferred income taxes
Deferred income taxes

$
$
$

Other movements during the year:
Other movements during the year:
Other movements during the year:

Net loss
Net loss
Prior service cost/credit
Net loss
Prior service cost/credit
Deferred income taxes
Prior service cost/credit
Deferred income taxes
Deferred income taxes

$
$
$

234
234
7  
234
7
7  
8
8
(96)  
8
(96)
153  
(96)  
153
153  
(410)  
(410)
(6)  
(410)  
(6)
160  
(6)  
160
(256)  
160  
(256)
(103) $  
(256)  
(103) $
(103) $  

Total movements in other comprehensive earnings/losses
Total movements in other comprehensive earnings/losses
Total movements in other comprehensive earnings/losses

$  
$
$  

The movements in other comprehensive earnings/losses during the year ended December 31, 2014 were as follows:
The movements in other comprehensive earnings/losses during the year ended December 31, 2014 were as follows:
The movements in other comprehensive earnings/losses during the year ended December 31, 2014 were as follows:

Pension
Pension
Pension

Post-
Post-
retirement
Post-
retirement
retirement

Post-
Post-
employment
Post-
employment
employment

(in millions)
(in millions)
Amounts reclassified to net earnings as components of net periodic benefit cost:
(in millions)
Amounts reclassified to net earnings as components of net periodic benefit cost:
Amounts reclassified to net earnings as components of net periodic benefit cost:

Amortization:
Amortization:
Net loss
Amortization:
Net loss
Prior service cost/credit
Net loss
Prior service cost/credit
Prior service cost/credit

Deferred income taxes
Deferred income taxes
Deferred income taxes

$
$
$

Other movements during the year:
Other movements during the year:
Other movements during the year:

Net loss
Net loss
Deferred income taxes
Net loss
Deferred income taxes
Deferred income taxes

Total movements in other comprehensive earnings/losses 
Total movements in other comprehensive earnings/losses
Total movements in other comprehensive earnings/losses 

$ 
$
$ 

$
$
$

147
147
10  
147
10
(61)  
10  
(61)
96  
(61)  
96
96  
(1,093) 
(1,093)
425  
(1,093) 
425
(668) 
425  
(668)
(572)  $ 
(668) 
(572) $
(572)  $ 

The movements in other comprehensive earnings/losses during the year ended December 31, 2013 were as follows:
The movements in other comprehensive earnings/losses during the year ended December 31, 2013 were as follows:
The movements in other comprehensive earnings/losses during the year ended December 31, 2013 were as follows:

(in millions)
(in millions)
Amounts reclassified to net earnings as components of net periodic benefit cost:
(in millions)
Amounts reclassified to net earnings as components of net periodic benefit cost:
Amounts reclassified to net earnings as components of net periodic benefit cost:

Amortization:
Amortization:
Net loss
Amortization:
Net loss
Prior service cost/credit
Net loss
Prior service cost/credit
Other expense:
Prior service cost/credit
Other expense:
Net loss 
Other expense:
Net loss
Deferred income taxes
Net loss 
Deferred income taxes
Deferred income taxes

Other movements during the year:
Other movements during the year:
Other movements during the year:

Net loss
Net loss
Prior service cost/credit
Net loss
Prior service cost/credit
Deferred income taxes
Prior service cost/credit
Deferred income taxes
Deferred income taxes

Total movements in other comprehensive earnings/losses 
Total movements in other comprehensive earnings/losses
Total movements in other comprehensive earnings/losses 

Pension
Pension
Pension

$
$
$

271
271
10  
271
10
10  
6
6
(111)  
6
(111)
176  
(111)  
176
176  
1,218  
1,218
(7)  
1,218  
(7)
(470) 
(7)  
(470)
741  
(470) 
741
917  $ 
741  
917
$
917  $ 

$
$
$

$ 
$
$ 

64
64
64

Post-
Post-
retirement
Post-
retirement
retirement

Post-
Post-
employment
Post-
employment
employment

$
$
$

51
51
(45) 
51
(45)
(45) 
—
—
(2) 
—
(2)
4 
(2) 
4
4 
327 
327
(2)  
327 
(2)
(129) 
(2)  
(129)
196 
(129) 
196
200  $ 
196 
200
$
200  $ 

$
$
$

18
18
— 
18
—
— 
—
—
(7) 
—
(7)
11 
(7) 
11
11 
23 
23
—  
23 
—
(10) 
—  
(10)
13 
(10) 
13
24  $ 
13 
24
$
24  $ 

Total
Total
Total

296
296
(32)
296
(32)
(32)
8
8
(105)
8
(105)
167
(105)
167
167
(223)
(223)
—
(223)
—
86
—
86
(137)
86
(137)
30
(137)
30
30

Total
Total
Total

187
187
(33)
187
(33)
(60)
(33)
(60)
94
(60)
94
94
(1,411)
(1,411)
550
(1,411)
550
(861)
550
(861)
(767)
(861)
(767)
(767)

Total
Total
Total

340
340
(35)
340
(35)
(35)
6
6
(120)
6
(120)
191
(120)
191
191
1,568
1,568
(9)
1,568
(9)
(609)
(9)
(609)
950
(609)
950
1,141
950
1,141
1,141

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

Note 17.  Additional Information

(in millions)
Research and development expense

Advertising expense

Interest and other debt expense, net:

Interest expense

Interest income

   Interest related to NPM Adjustment Items

Rent expense

For the Years Ended December 31,

2015  
186

25

$ 

$

808

$ 

(4)
13
817
48

$ 
$

2014  

167  $ 

30

$

857  $ 

(2)  
(47)  
808  $ 
$

52

2013
153

7

1,053

(4)
—
1,049
49

$ 

$ 

$ 

$ 
$ 

     Minimum rental commitments and sublease income under non-cancelable operating leases in effect at December 31, 2015 were as 
follows:

(in millions)
2016
2017
2018
2019
2020
Thereafter

Rental Commitments 
58
$
52  
45  
32  
28  
94  
309

$

$

$

Sublease Income
6
5
5
5
5
23
49

The activity in the allowance for discounts and allowance for returned goods for the years ended December 31, 2015, 2014 and 

2013 was as follows:

(in millions)  

Balance at beginning of year

Charged to costs and expenses
Deductions (1)

Discounts

$

— $

618 

(618) 

2015  

2014  

2013

Returned 
Goods

Discounts

Returned 
Goods

Discounts

Returned 
Goods

46

217

(195)

$

    — $

    41

  $

    — $

599 

(599) 

179 

(174) 

610 

(610) 

    — $

    46

  $

    — $

42

150

(151)

41

Balance at end of year
(1) Represents the recording of discounts and returns for which allowances were created.

— $

68

$

$

Note 18. Contingencies

Legal proceedings covering a wide range of matters are pending 
or threatened in various United States and foreign jurisdictions 
against Altria Group, Inc. and its subsidiaries, including PM USA 
and UST and its subsidiaries, as well as their respective 
indemnitees.  Various types of claims may be raised in these 
proceedings, including product liability, consumer protection, 
antitrust, tax, contraband shipments, patent infringement, 
employment matters, claims for contribution and claims of 
competitors or distributors.

Litigation is subject to uncertainty and it is possible that there 

could be adverse developments in pending or future cases.  An 
unfavorable outcome or settlement of pending tobacco-related or 
other litigation could encourage the commencement of additional 
litigation.  Damages claimed in some tobacco-related and other 
litigation are or can be significant and, in certain cases, range in 
the billions of dollars.  The variability in pleadings in multiple 
jurisdictions, together with the actual experience of management 

in litigating claims, demonstrate that the monetary relief that may 
be specified in a lawsuit bears little relevance to the ultimate 
outcome.  In certain cases, plaintiffs claim that defendants’ 
liability is joint and several.  In such cases, Altria Group, Inc. or 
its subsidiaries may face the risk that one or more co-defendants 
decline or otherwise fail to participate in the bonding required for 
an appeal or to pay their proportionate or jury-allocated share of a 
judgment.  As a result, Altria Group, Inc. or its subsidiaries under 
certain circumstances may have to pay more than their 
proportionate share of any bonding- or judgment-related amounts.  
Furthermore, in those cases where plaintiffs are successful, Altria 
Group, Inc. or its subsidiaries may also be required to pay interest 
and attorneys’ fees.

Although PM USA has historically been able to obtain 
required bonds or relief from bonding requirements in order to 
prevent plaintiffs from seeking to collect judgments while adverse 
verdicts have been appealed, there remains a risk that such relief 

65

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

may not be obtainable in all cases.  This risk has been 
substantially reduced given that 47 states and Puerto Rico limit 
the dollar amount of bonds or require no bond at all.  As 
discussed below, however, tobacco litigation plaintiffs have 
challenged the constitutionality of Florida’s bond cap statute in 
several cases and plaintiffs may challenge state bond cap statutes 
in other jurisdictions as well.  Such challenges may include the 
applicability of state bond caps in federal court.   Although Altria 
Group, Inc. cannot predict the outcome of such challenges, it is 
possible that the consolidated results of operations, cash flows or 
financial position of Altria Group, Inc., or one or more of its 
subsidiaries, could be materially affected in a particular fiscal 
quarter or fiscal year by an unfavorable outcome of one or more 
such challenges.

Altria Group, Inc. and its subsidiaries record provisions in the 
consolidated financial statements for pending litigation when they 
determine that an unfavorable outcome is probable and the 
amount of the loss can be reasonably estimated.  At the present 
time, while it is reasonably possible that an unfavorable outcome 
in a case may occur, except to the extent discussed elsewhere in 
this Note 18. Contingencies: (i) management has concluded that it 
is not probable that a loss has been incurred in any of the pending 
tobacco-related cases; (ii) management is unable to estimate the 
possible loss or range of loss that could result from an 
unfavorable outcome in any of the pending tobacco-related cases; 
and (iii) accordingly, management has not provided any amounts 
in the consolidated financial statements for unfavorable outcomes, 
if any.  Litigation defense costs are expensed as incurred. 
Altria Group, Inc. and its subsidiaries have achieved 
substantial success in managing litigation.  Nevertheless, 
litigation is subject to uncertainty and significant challenges 
remain.  It is possible that the consolidated results of operations, 
cash flows or financial position of Altria Group, Inc., or one or 
more of its subsidiaries, could be materially affected in a 
particular fiscal quarter or fiscal year by an unfavorable outcome 
or settlement of certain pending litigation.  Altria Group, Inc. and 
each of its subsidiaries named as a defendant believe, and each 
has been so advised by counsel handling the respective cases, that 
it has valid defenses to the litigation pending against it, as well as 
valid bases for appeal of adverse verdicts.  Each of the companies 
has defended, and will continue to defend, vigorously against 
litigation challenges.  However, Altria Group, Inc. and its 
subsidiaries may enter into settlement discussions in particular 
cases if they believe it is in the best interests of Altria Group, Inc. 
to do so.

Overview of Altria Group, Inc. and/or PM USA Tobacco-
Related Litigation 

Types and Number of Cases:  Claims related to tobacco 

products generally fall within the following categories: 
(i) smoking and health cases alleging personal injury brought on 
behalf of individual plaintiffs; (ii) smoking and health cases 
primarily alleging personal injury or seeking court-supervised 
programs for ongoing medical monitoring and purporting to be 
brought on behalf of a class of individual plaintiffs, including 
cases in which the aggregated claims of a number of individual 

plaintiffs are to be tried in a single proceeding; (iii) health care 
cost recovery cases brought by governmental (both domestic and 
foreign) plaintiffs seeking reimbursement for health care 
expenditures allegedly caused by cigarette smoking and/or 
disgorgement of profits; (iv) class action suits alleging that the 
uses of the terms “Lights” and “Ultra Lights” constitute deceptive 
and unfair trade practices, common law or statutory fraud, unjust 
enrichment, breach of warranty or violations of the Racketeer 
Influenced and Corrupt Organizations Act (“RICO”); and 
(v) other tobacco-related litigation described below.  Plaintiffs’ 
theories of recovery and the defenses raised in pending smoking 
and health, health care cost recovery and “Lights/Ultra Lights” 
cases are discussed below.  

The table below lists the number of certain tobacco-related 

cases pending in the United States against PM USA and, in some 
instances, Altria Group, Inc. as of December 31, 2015, 2014 and 
2013: 

Individual Smoking and Health Cases (1)
Smoking and Health Class Actions and 
Aggregated Claims Litigation (2)
Health Care Cost Recovery Actions (3)

“Lights/Ultra Lights” Class Actions

2015 

2014 

2013

65

5

1

11

67 

5 

1 

12 

67

6

1

15

(1) Does not include 2,499 cases brought by flight attendants seeking 
compensatory damages for personal injuries allegedly caused by exposure to 
environmental tobacco smoke (“ETS”).  The flight attendants allege that they are 
members of an ETS smoking and health class action in Florida, which was settled 
in 1997 (Broin).  The terms of the court-approved settlement in that case allowed 
class members to file individual lawsuits seeking compensatory damages, but 
prohibited them from seeking punitive damages.  Also, does not include individual 
smoking and health cases brought by or on behalf of plaintiffs in Florida state and 
federal courts following the decertification of the Engle case (discussed below in 
Smoking and Health Litigation - Engle Class Action).  
(2)

 Includes as one case the 600 civil actions (of which 344 were actions against 

PM USA) that were to be tried in a single proceeding in West Virginia (In re: 
Tobacco Litigation).  The West Virginia Supreme Court of Appeals has ruled that 
the United States Constitution did not preclude a trial in two phases in this case.  
Issues related to defendants’ conduct and whether punitive damages are 
permissible were tried in the first phase.  Trial in the first phase of this case began 
in April 2013.  In May 2013, the jury returned a verdict in favor of defendants on 
the claims for design defect, negligence, failure to warn, breach of warranty, and 
concealment and declined to find that the defendants’ conduct warranted punitive 
damages.  Plaintiffs prevailed on their claim that ventilated filter cigarettes should 
have included use instructions for the period 1964 - 1969.  The second phase will 
consist of trials to determine liability and compensatory damages.  In November 
2014, the West Virginia Supreme Court of Appeals affirmed the final judgment.  In 
July 2015, the trial court entered an order that will result in the entry of final 
judgment in favor of defendants and against all but 30 plaintiffs who potentially 
have a claim against one or more defendants that may be pursued in a second 
phase of trial.  The court intends to try the claims of these 30 plaintiffs in six 
consolidated trials, each with a group of five plaintiffs.  The first trial is currently 
scheduled to begin May 1, 2017.  Dates for the five remaining consolidated trials 
have not been scheduled.
(3) See Health Care Cost Recovery Litigation - Federal Government’s Lawsuit 
below.

International Tobacco-Related Cases:  As of January 26, 

2016, PM USA is a named defendant in ten health care cost 
recovery actions in Canada, eight of which also name Altria 
Group, Inc. as a defendant. PM USA and Altria Group, Inc. are 

66

 
 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

also named defendants in seven smoking and health class actions 
filed in various Canadian provinces.  See Guarantees and Other 
Similar Matters below for a discussion of the Distribution 
Agreement between Altria Group, Inc. and PMI that provides for 
indemnities for certain liabilities concerning tobacco products. 

Tobacco-Related Cases Set for Trial:  As of January 26, 
2016, five Engle progeny cases, no individual smoking and health 
case and one “Lights/Ultra Lights” class action against PM USA 
are set for trial through March 31, 2016.  One medical monitoring 
class action against PM USA is currently in trial.  Cases against 
other companies in the tobacco industry are also scheduled for 
trial during this period.  Trial dates are subject to change. 

Trial Results:  Since January 1999, excluding the Engle 
progeny cases (separately discussed below), verdicts have been 
returned in 57 smoking and health, “Lights/Ultra Lights” and 
health care cost recovery cases in which PM USA was a 
defendant. Verdicts in favor of PM USA and other defendants 
were returned in 38 of the 57 cases.  These 38 cases were tried in 
Alaska (1), California (7), Florida (10), Louisiana (1), 
Massachusetts (1), Mississippi (1), Missouri (3), New Hampshire 
(1), New Jersey (1), New York (5), Ohio (2), Pennsylvania (1), 
Rhode Island (1), Tennessee (2) and West Virginia (2).  A motion 
for a new trial was granted in one of the cases in Florida and in 
the case in Alaska.  In the Alaska case (Hunter), the trial court 
withdrew its order for a new trial upon PM USA’s motion for 
reconsideration.  On December 18, 2015, the Alaska Supreme 
Court reversed the trial court decision and remanded the case with 
directions for the trial court to reassess whether to grant a new 
trial.  See Types and Number of Cases above for a discussion of 
the trial results in In re: Tobacco Litigation (West Virginia 
consolidated cases).

Of the 19 non-Engle progeny cases in which verdicts were 
returned in favor of plaintiffs, 15 have reached final resolution.  A 
verdict against defendants in one health care cost recovery case 
(Blue Cross/Blue Shield) was reversed and all claims were 
dismissed with prejudice.  In addition, a verdict against 
defendants in a purported “Lights” class action in Illinois (Price) 
was reversed and the case was dismissed with prejudice in 
December 2006, but plaintiffs sought to reinstate the verdict, 
which an intermediate appellate court ordered in April 2014.  On 
November 4, 2015, the Illinois Supreme Court vacated the Fifth 
Judicial District’s decision, finding that the plaintiffs filed the 
wrong motion in the wrong court.  On November 18, 2015, the 
plaintiffs filed a new motion with the Illinois Supreme Court 
seeking to recall its original mandate, which the court denied on 
January 11, 2016.  See “Lights/Ultra Lights” Cases - The Price 
Case below for a discussion of developments in Price.  

As of January 26, 2016, 92 state and federal Engle progeny 

cases involving PM USA have resulted in verdicts since the 
Florida Supreme Court’s Engle decision as follows: 51 verdicts 
were returned in favor of plaintiffs; 39 verdicts were returned in 
favor of PM USA; and two verdicts that were initially returned in 
favor of plaintiffs were reversed on appeal and remain pending.  
See Smoking and Health Litigation - Engle Progeny Trial Court 
Results below for a discussion of these verdicts.   

67

Judgments Paid and Provisions for Tobacco and Health 
Litigation Items (Including Engle Progeny Litigation):  After 
exhausting all appeals in those cases resulting in adverse verdicts 
associated with tobacco-related litigation, since October 2004, 
PM USA has paid in the aggregate judgments (and related costs 
and fees) totaling approximately $323 million and interest totaling 
approximately $144 million as of December 31, 2015.  These 
amounts include payments for Engle progeny judgments (and 
related costs and fees) totaling approximately $22 million, interest 
totaling approximately $3 million and payment of approximately 
$43 million in connection with the Federal Engle Agreement, 
discussed below.

The changes in Altria Group, Inc.’s accrued liability for 
tobacco and health litigation items, including related interest 
costs, for the years ended December 31, 2015, 2014 and 2013 
were as follows: 

(in millions) 

2015 

2014 

2013

Accrued liability for tobacco and
health litigation items at 
beginning of year

Pre-tax charges for:

Tobacco and health

judgments

Related interest costs
Agreement to resolve federal 

Engle progeny cases

Implementation of corrective
communications remedy 
pursuant to the federal 
government’s lawsuit

Payments

Accrued liability for tobacco and

health litigation items at end of 
year

$ 

39

$

3

$

—

84

23

43

—

(57)

11 

2 

— 

31 

(8) 

18

4

—

—

(19)

$ 

132

$

39

$

3

The accrued liability for tobacco and health litigation items, 

including related interest costs, was included in liabilities on 
Altria Group, Inc.’s consolidated balance sheets.  Pre-tax charges 
for tobacco and health judgments, the agreement to resolve 
federal Engle progeny cases (discussed below under “Agreement 
to Resolve Federal Engle Progeny Cases”) and corrective 
communications were included in marketing, administration and 
research costs on Altria Group, Inc.’s consolidated statements of 
earnings.  Pre-tax charges for related interest costs were included 
in interest and other debt expense, net on Altria Group, Inc.’s 
consolidated statements of earnings.

Security for Judgments:  To obtain stays of judgments 
pending current appeals, as of December 31, 2015, PM USA has 
posted various forms of security totaling approximately $77 
million, the majority of which has been collateralized with cash 
deposits that are included in other assets on the consolidated 
balance sheet.

 
 
 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

Smoking and Health Litigation

Overview:  Plaintiffs’ allegations of liability in smoking and 
health cases are based on various theories of recovery, including 
negligence, gross negligence, strict liability, fraud, 
misrepresentation, design defect, failure to warn, nuisance, breach 
of express and implied warranties, breach of special duty, 
conspiracy, concert of action, violations of deceptive trade 
practice laws and consumer protection statutes, and claims under 
the federal and state anti-racketeering statutes.  Plaintiffs in the 
smoking and health cases seek various forms of relief, including 
compensatory and punitive damages, treble/multiple damages and 
other statutory damages and penalties, creation of medical 
monitoring and smoking cessation funds, disgorgement of profits, 
and injunctive and equitable relief.  Defenses raised in these cases 
include lack of proximate cause, assumption of the risk, 
comparative fault and/or contributory negligence, statutes of 
limitations and preemption by the Federal Cigarette Labeling and 
Advertising Act. 

Non-Engle Progeny Litigation:  Summarized below are the 

non-Engle progeny smoking and health cases pending during 
2015 in which verdicts were returned in favor of plaintiffs and 
against PM USA.  Charts listing the verdicts for plaintiffs in the 
Engle progeny cases can be found in Smoking and Health 
Litigation - Engle Progeny Trial Results below.   

Bullock:  On December 10, 2015, a jury in the U.S. District Court 
for the Central District of California returned a verdict in favor of 
plaintiff, awarding $900,000 in compensatory damages.  On 
January 8, 2016, the plaintiff moved for a new trial. 

Schwarz:  In March 2002, an Oregon jury awarded $168,500 in 
compensatory damages and $150 million in punitive damages 
against PM USA.  In May 2002, the trial court reduced the 
punitive damages award to $100 million.  In May 2006, the 
Oregon Court of Appeals affirmed the compensatory damages 
verdict, reversed the award of punitive damages and remanded the 
case to the trial court for a second trial to determine the amount of 
punitive damages, if any.  In June 2010, the Oregon Supreme 
Court affirmed the court of appeals’ decision and remanded the 
case to the trial court for a new trial limited to the question of 
punitive damages.  In December 2010, the Oregon Supreme Court 
reaffirmed its earlier ruling and awarded PM USA approximately 
$500,000 in costs.  Trial on the amount of punitive damages 
began in January 2012.  In February 2012, the jury awarded 
plaintiff $25 million in punitive damages.  In July 2015, the 
Oregon Court of Appeals affirmed the judgment in favor of 
plaintiff and in September 2015, PM USA filed a petition for 
review with the Oregon Supreme Court, which the court denied 
on November 12, 2015.  In the fourth quarter of 2015, PM USA 
recorded a provision on its consolidated balance sheet of 
approximately $34 million for the judgment plus interest and 
associated costs.

Federal Government’s Lawsuit: See Health Care Cost 
Recovery Litigation - Federal Government’s Lawsuit below for a 
discussion of the verdict and post-trial developments in the 
United States of America health care cost recovery case.

Engle Class Action:  In July 2000, in the second phase of the 
Engle smoking and health class action in Florida, a jury returned a 
verdict assessing punitive damages totaling approximately $145 
billion against various defendants, including $74 billion against 
PM USA. Following entry of judgment, PM USA appealed. 

In May 2001, the trial court approved a stipulation providing 

that execution of the punitive damages component of the Engle 
judgment will remain stayed against PM USA and the other 
participating defendants through the completion of all judicial 
review.  As a result of the stipulation, PM USA placed $500 
million into an interest-bearing escrow account that, regardless of 
the outcome of the judicial review, was to be paid to the court and 
the court was to determine how to allocate or distribute it 
consistent with Florida Rules of Civil Procedure.  In May 2003, 
the Florida Third District Court of Appeal reversed the judgment 
entered by the trial court and instructed the trial court to order the 
decertification of the class.  Plaintiffs petitioned the Florida 
Supreme Court for further review. 

In July 2006, the Florida Supreme Court ordered that the 

punitive damages award be vacated, that the class approved by 
the trial court be decertified and that members of the decertified 
class could file individual actions against defendants within one 
year of issuance of the mandate.  The court further declared the 
following Phase I findings are entitled to res judicata effect in 
such individual actions brought within one year of the issuance of 
the mandate: (i) that smoking causes various diseases; (ii) that 
nicotine in cigarettes is addictive; (iii) that defendants’ cigarettes 
were defective and unreasonably dangerous; (iv) that defendants 
concealed or omitted material information not otherwise known 
or available knowing that the material was false or misleading or 
failed to disclose a material fact concerning the health effects or 
addictive nature of smoking; (v) that defendants agreed to 
misrepresent information regarding the health effects or addictive 
nature of cigarettes with the intention of causing the public to rely 
on this information to their detriment; (vi) that defendants agreed 
to conceal or omit information regarding the health effects of 
cigarettes or their addictive nature with the intention that smokers 
would rely on the information to their detriment; (vii) that all 
defendants sold or supplied cigarettes that were defective; and 
(viii) that defendants were negligent.  The court also reinstated 
compensatory damages awards totaling approximately $6.9 
million to two individual plaintiffs and found that a third 
plaintiff’s claim was barred by the statute of limitations.  In 
February 2008, PM USA paid approximately $3 million, 
representing its share of compensatory damages and interest, to 
the two individual plaintiffs identified in the Florida Supreme 
Court’s order.

In August 2006, PM USA sought rehearing from the Florida 

Supreme Court on parts of its July 2006 opinion, including the 
ruling (described above) that certain jury findings have res 
judicata effect in subsequent individual trials timely brought by 
Engle class members.  The rehearing motion also asked, among 
other things, that legal errors that were raised but not expressly 
ruled upon in the Florida Third District Court of Appeal or in the 
Florida Supreme Court now be addressed.  Plaintiffs also filed a 
motion for rehearing in August 2006 seeking clarification of the 

68

 
 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

applicability of the statute of limitations to non-members of the 
decertified class.  In December 2006, the Florida Supreme Court 
refused to revise its July 2006 ruling, except that it revised the set 
of Phase I findings entitled to res judicata effect by excluding 
finding (v) listed above (relating to agreement to misrepresent 
information), and added the finding that defendants sold or 
supplied cigarettes that, at the time of sale or supply, did not 
conform to the representations of fact made by defendants.  In 
January 2007, the Florida Supreme Court issued the mandate 
from its revised opinion.  Defendants then filed a motion with the 
Florida Third District Court of Appeal requesting that the court 
address legal errors that were previously raised by defendants but 
have not yet been addressed either by the Florida Third District 
Court of Appeal or by the Florida Supreme Court.  In February 
2007, the Florida Third District Court of Appeal denied 
defendants’ motion.  In May 2007, defendants’ motion for a 
partial stay of the mandate pending the completion of appellate 
review was denied by the Florida Third District Court of Appeal.  
In May 2007, defendants filed a petition for writ of certiorari 
with the United States Supreme Court, which the United States 
Supreme Court denied later in 2007.

In February 2008, the trial court decertified the class, except 

for purposes of the May 2001 bond stipulation, and formally 
vacated the punitive damages award pursuant to the Florida 
Supreme Court’s mandate.  In April 2008, the trial court ruled that 
certain defendants, including PM USA, lacked standing with 
respect to allocation of the funds escrowed under the May 2001 
bond stipulation and would receive no credit at that time from the 
$500 million paid by PM USA against any future punitive 
damages awards in cases brought by former Engle class members. 

In May 2008, the trial court, among other things, decertified 
the limited class maintained for purposes of the May 2001 bond 
stipulation and, in July 2008, severed the remaining plaintiffs’ 
claims except for those of Howard Engle.  The only remaining 
plaintiff in the Engle case, Howard Engle, voluntarily dismissed 
his claims with prejudice. 

Engle Progeny Cases:  The deadline for filing Engle 

progeny cases, as required by the Florida Supreme Court’s Engle 
decision, expired in January 2008.  As of January 26, 2016, 
approximately 3,040 state court cases were pending against PM 
USA or Altria Group, Inc. asserting individual claims by or on 
behalf of approximately 4,000 state court plaintiffs.  While the 
Federal Engle Agreement (discussed below) resolved nearly all 
Engle progeny cases pending in federal court, as of January 26, 
2016, 23 cases were pending against PM USA in federal court 
representing the cases excluded from that agreement.  Because of 
a number of factors, including, but not limited to, docketing 
delays, duplicated filings and overlapping dismissal orders, these 
numbers are estimates.

Agreement to Resolve Federal Engle Progeny Cases:  In 
February 2015, PM USA, R.J. Reynolds Tobacco Company (“R.J. 

Reynolds”) and Lorillard Tobacco Company (“Lorillard”) reached 
a tentative agreement to resolve approximately 415 pending 
federal Engle progeny cases (the “Federal Engle Agreement”).  
Under the terms of the Federal Engle Agreement, PM USA paid 
into escrow approximately $43 million in March  2015.  PM USA 
recorded a pre-tax provision of approximately $43 million in the 
first quarter of 2015.  Federal cases that were in trial as of 
February 25, 2015 and those that have previously reached final 
verdict were not included in the Federal Engle Agreement.  The 
Federal Engle Agreement was conditioned on approval by all 
federal court plaintiffs in the cases resolved by the Federal Engle 
Agreement or as the parties otherwise agree.  The parties satisfied 
all conditions and, in December 2015, the cases subject to the 
Federal Engle Agreement were dismissed, thereby entitling 
plaintiffs to the $43 million escrow amount. 

Engle Progeny Trial Results:  As of January 26, 2016, 92 
federal and state Engle progeny cases involving PM USA have 
resulted in verdicts since the Florida Supreme Court Engle 
decision. Fifty-one verdicts were returned in favor of plaintiffs 
and two verdicts (Graham and Skolnick) that were initially 
returned in favor of plaintiffs were reversed on appeal and remain 
pending. 

Thirty-nine verdicts were returned in favor of PM USA, of 

which 30 were state cases (Gelep, Kalyvas, Gil de Rubio, 
Warrick, Willis, Russo (formerly Frazier), C. Campbell, Rohr, 
Espinosa, Oliva, Weingart, Junious, Szymanski, Hancock, D. 
Cohen, LaMotte, J. Campbell, Dombey, Haldeman, Blasco, 
Gonzalez, Banks, Surico, Baum, Bishop, Vila, McMannis, Collar, 
Suarez and Shulman) and 9 were federal cases (Gollihue, 
McCray, Denton, Wilder, Jacobson, Reider, Davis, Starbuck and 
Sowers).  In addition, there have been a number of mistrials, only 
some of which have resulted in new trials as of January 26, 2016. 
The juries in the Reider and Banks cases returned zero damages 
verdicts in favor of PM USA.  The juries in the Weingart and 
Hancock cases returned verdicts against PM USA awarding no 
damages, but the trial court in each case granted an additur.  In 
the Russo case (formerly Frazier), however, the Florida Third 
District Court of Appeal reversed the judgment in defendants’ 
favor in April 2012 and remanded the case for a new trial.  In 
April 2015, the Florida Supreme Court affirmed the reversal, 
rejecting defendants’ argument that the statute of repose applies to 
fraud and conspiracy claims in Engle progeny cases.  In the trial 
court, the case was retried and, in April 2015, the jury returned a 
verdict in favor of defendants. 

The charts below list the verdicts and post-trial developments 
in certain Engle progeny cases in which verdicts were returned in 
favor of plaintiffs (including Hancock, where the verdict 
originally was returned in favor of PM USA).  The first chart lists 
such cases that are pending as of January 26, 2016; the second 
chart lists such cases that were pending within the previous 12 
months, but that are now concluded.

69

 
 
 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

Currently-Pending Cases
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Ledoux
Date:     December 2015 

Verdict:  
A Miami-Dade County jury returned a verdict in favor of plaintiff and against PM USA and R.J. Reynolds awarding $10 million in 
compensatory damages and allocating 47% of the fault to PM USA.  The jury also awarded plaintiff $12.5 million in punitive damages 
against each defendant. 

Post-Trial Developments:
On January 4, 2016, PM USA and R.J. Reynolds filed various post-trial motions, including motions to set aside the verdict and for a new 
trial.  On January 6, 2016, the trial court entered final judgment against PM USA and R.J. Reynolds without any deduction for plaintiff’s 
comparative fault.
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Barbose
Date:     November 2015 

Verdict:  
A Pasco County jury returned a verdict in favor of plaintiff and against PM USA and R.J. Reynolds awarding $10 million in 
compensatory damages and allocating 42.5% of the fault to PM USA.  The jury also awarded plaintiff $500,000 in punitive damages 
against each defendant. 

Post-Trial Developments:
On November 23, 2015, the court entered final judgment in favor of plaintiff without any deduction for plaintiff’s comparative fault.  On 
December 2, 2015, PM USA and R.J. Reynolds filed various post-trial motions, including motions to set aside the verdict and for a new 
trial, which the court denied on January 21, 2016.  
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Tognoli
Date:     November 2015 

Verdict:  
A Broward County jury returned a verdict in favor of plaintiff and against PM USA awarding $1.05 million in compensatory damages 
and allocating 15% of the fault to PM USA (an amount of $157,500). 

Post-Trial Developments:
On December 3, 2015, PM USA filed a motion to set aside the verdict and for judgment in accordance with its motion for directed 
verdict.  On January 14, 2016, the trial court entered final judgment against PM USA with a deduction for plaintiff’s comparative fault.  
On January 15, 2016, plaintiff filed an appeal to the Florida Fourth District Court of Appeal.  On January 19, 2016, the trial court denied 
PM USA’s post-trial motions and, on January 25, 2016, PM USA cross-appealed.
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Danielson
Date:     November 2015 

Verdict:  
An Escambia County jury returned a verdict in favor of plaintiff and against PM USA awarding $325,000 in compensatory damages and 
allocating 49% of the fault to PM USA.  The jury also awarded plaintiff $325,000 in punitive damages. 

Post-Trial Developments:
On November 17, 2015, plaintiff filed a motion to enforce the parties’ pretrial stipulation of $2.3 million in economic damages.  The 
plaintiff also filed a motion for an additur or, in the alternative, for a new trial.  On November 19, 2015, PM USA filed post-trial 
motions, including a motion concerning the proper form of judgment and for a new trial.  On December 31, 2015, the trial court granted 
plaintiff’s motion for a new trial on damages and denied PM USA’s post-trial motions.  On January 13, 2016, PM USA filed a notice of 
appeal to the Florida First District Court of Appeal.     
_________________________________________________________________________________________________________________________________________

70

Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

Plaintiff: Marchese 
Date:     October 2015

Verdict:  
A Broward County jury returned a verdict in favor of plaintiff and against PM USA and R.J. Reynolds awarding $1 million in 
compensatory damages and allocating 22.5% of the fault to PM USA.  The jury also awarded plaintiff $250,000 in punitive damages 
against each defendant.

Post-Trial Developments:
In October 2015, defendants filed various post-trial motions, including motions to set aside the verdict and for a new trial.  On 
November 5, 2015, the court entered final judgment in favor of plaintiff.  The post-trial motions remain pending.
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Duignan
Date:     September 2015 

Verdict:  
A Pinellas County jury returned a verdict in favor of plaintiff and against PM USA and R.J. Reynolds awarding $6 million in 
compensatory damages and allocating 37% of the fault to PM USA.  The jury also awarded plaintiff $3.5 million in punitive damages 
against PM USA.

Post-Trial Developments:
In September 2015, the trial court entered final judgment without any deduction for plaintiff’s comparative fault, and PM USA filed 
various post-trial motions, including motions to set aside the verdict and for a new trial, which the court denied in October 2015.  On 
November 12, 2015, PM USA and R.J. Reynolds filed a notice of appeal to the Florida Second District Court of Appeal and, on 
November 16, 2015, PM USA posted a bond in the amount of approximately $2.7 million.
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Cooper
Date:     September 2015 

Verdict:  
A Broward County jury returned a verdict in favor of plaintiff and against PM USA and R.J. Reynolds awarding $4.5 million in 
compensatory damages and allocating 10% of the fault to PM USA (an amount of $450,000).

Post-Trial Developments:
In September 2015, defendants filed various post-trial motions, including motions to set aside the verdict and for a directed verdict.  On 
January 4, 2016, the trial court denied PM USA’s post-trial motions.
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Jordan
Date:     August 2015 

Verdict:  
A Duval County jury returned a verdict in favor of plaintiff and against PM USA awarding approximately $7.8 million in compensatory 
damages and allocating 60% of the fault to PM USA.  The jury also awarded approximately $3.2 million in punitive damages.

Post-Trial Developments:
In August 2015, the trial court entered final judgment without any deduction for plaintiff’s comparative fault, but reduced the 
compensatory damages to approximately $6.4 million.  PM USA filed various post-trial motions, including motions to set aside the 
verdict and for a new trial, which the court denied on December 3, 2015.  On December 28, 2015, PM USA filed a notice of appeal to 
the Florida First District Court of Appeal.   
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Merino
Date:     July 2015 

Verdict:  
A Miami-Dade County jury returned a verdict in favor of plaintiff and against PM USA awarding $8 million in compensatory damages 
and allocating 70% of the fault to PM USA.  The jury also awarded $6.5 million in punitive damages.

71

Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

Post-Trial Developments:
In August 2015, the trial court denied all post-trial motions, including motions to set aside the verdict and for a new trial, and entered 
final judgment without any deduction for plaintiff’s comparative fault.  In September 2015, PM USA filed a notice of appeal to the 
Florida Third District Court of Appeal and posted a bond in the amount of $5 million.
_________________________________________________________________________________________________________________________________________ 
Plaintiff: McCoy
Date:     July 2015 

Verdict:  
A Broward County jury returned a verdict in favor of plaintiff and against PM USA, R.J. Reynolds and Lorillard awarding $1.5 million 
in compensatory damages and allocating 20% of the fault to PM USA (an amount of $300,000).  The jury also awarded $3 million in 
punitive damages against each defendant. 

Post-Trial Developments:
In July 2015, defendants filed various post-trial motions, including motions to set aside the verdict and for a new trial.  In August 2015, 
the trial court entered final judgment without any deduction for plaintiff’s comparative fault.  On January 4, 2016, the trial court denied 
defendants’ post-trial motions and amended the final judgment to apply the comparative fault deduction.  On January 20, 2016, 
defendants filed a notice of appeal to the Florida Fourth District Court of Appeal.  On January 22, 2016, PM USA posted a bond in the 
amount of approximately $1.65 million.
_________________________________________________________________________________________________________________________________________ 
Plaintiff: M. Brown
Date:     May 2015 

Verdict:  
In May 2015, a Duval County jury returned a verdict in favor of plaintiff and against PM USA in a partial retrial.  In 2013, a jury 
returned a partial verdict against PM USA, but was deadlocked as to (i) the amount of compensatory damages, (ii) whether punitive 
damages should be awarded and, if so, (iii) the amount of punitive damages.  In the partial retrial, the jury was asked to address these 
issues.  In May 2015, the jury awarded $6.375 million in compensatory damages, but did not award any punitive damages.  

Post-Trial Developments:
In May 2015, the trial court entered final judgment without any deduction for plaintiff’s comparative fault, and PM USA posted a bond 
in the amount of $5 million.  Additionally, PM USA filed post-trial motions, including motions to set aside the verdict and for a new 
trial, as well as filed a notice of appeal to the Florida First District Court of Appeal.  In August 2015, the trial court denied the last of PM 
USA’s post-trial motions and plaintiff cross-appealed.
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Gore
Date:     March 2015 

Verdict:  
An Indian River County jury returned a verdict in favor of plaintiff and against PM USA and R.J. Reynolds awarding $2 million in 
compensatory damages and allocating 23% of the fault to PM USA (an amount of $460,000).

Post-Trial Developments:
In April 2015, defendants filed post-trial motions, including motions to set aside the verdict and for a new trial.  In September 2015, the 
trial court entered final judgment with a deduction for plaintiff’s comparative fault.  In October 2015, defendants filed a notice of appeal 
to the Florida Fourth District Court of Appeal and PM USA subsequently posted a bond in the amount of $460,000.  
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Pollari
Date:     March 2015 

Verdict: 
A Broward County jury returned a verdict in favor of plaintiff and against PM USA and R.J. Reynolds awarding $10 million in 
compensatory damages and allocating 42.5% of the fault to PM USA (an amount of $4.25 million).  The jury also awarded $1.5 million 
in punitive damages against each defendant.

72

Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

Post-Trial Developments:
In April 2015, defendants filed post-trial motions, including motions to set aside the verdict and for a new trial, and the trial court 
entered final judgment without any deduction for plaintiff’s comparative fault.  On January 4, 2016, the trial court denied defendants’ 
post-trial motions and amended the final judgment to apply the comparative fault deduction.  On January 27, 2016, defendants filed a 
notice of appeal to the Florida Fourth District Court of Appeal.
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Zamboni
Date:     February 2015 

Verdict:  
A jury in the U.S. District Court for the Middle District of Florida returned a verdict in favor of plaintiff and against PM USA and R.J. 
Reynolds awarding $340,000 in compensatory damages and allocating 10% of the fault to PM USA (an amount of $34,000).

Post-Trial Developments:
In April 2015, PM USA and R.J. Reynolds filed a motion for judgment in defendants’ favor in accordance with the Eleventh Circuit’s 
decision in Graham.  In June 2015, the trial court stayed the case pending the Eleventh Circuit’s final disposition in the Graham case, 
discussed below.
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Caprio
Date:     February 2015 

Verdict: 
A Broward County jury returned a partial verdict in favor of plaintiff and against PM USA, R.J. Reynolds, Lorillard and Liggett Group 
LLC (“Liggett Group”).  The jury found against defendants on class membership, allocating 25% of the fault to PM USA. The jury also 
found $559,172 in economic damages. The jury deadlocked with respect to the intentional torts, certain elements of compensatory 
damages and punitive damages.

Post-Trial Developments:
In March 2015, PM USA filed post-trial motions, including motions to set aside the partial verdict and for a new trial.  In May 2015, the 
court denied all of PM USA’s post-trial motions and defendants filed a notice of appeal to the Florida Fourth District Court of Appeal.
_________________________________________________________________________________________________________________________________________ 
Plaintiff: McKeever
Date:     February 2015 

Verdict:  
A Broward County jury returned a verdict in favor of plaintiff and against PM USA awarding approximately $5.8 million in 
compensatory damages and allocating 60% of the fault to PM USA.  The jury also awarded plaintiff approximately $11.63 million in 
punitive damages.  However, the jury found in favor of PM USA on the statute of repose defense to plaintiff’s intentional tort and 
punitive damages claims. 

Post-Trial Developments:
In March 2015, PM USA filed various post-trial motions, including motions to set aside the verdict and motions for a new trial.  In April 
2015, the trial court entered final judgment without any deduction for plaintiff’s comparative fault.  In June 2015, the trial court denied 
PM USA’s post-trial motions, and PM USA posted a bond in the amount of $5 million.  PM USA also filed a notice of appeal to the 
Florida Fourth District Court of Appeal in June 2015. 
_________________________________________________________________________________________________________________________________________ 
Plaintiff: D. Brown
Date:     January 2015 

Verdict:
A jury in the U.S. District Court for the Middle District of Florida returned a verdict against PM USA awarding plaintiff approximately 
$8.3 million in compensatory damages and allocating 55% of the fault to PM USA.  The jury also awarded plaintiff $9 million in 
punitive damages.

Post-Trial Developments:
In February 2015, the trial court entered final judgment without any deduction for plaintiff’s comparative fault.  In March 2015, PM 

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Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

USA filed various post-trial motions, including motions to alter or amend the judgment and for a new trial or, in the alternative, 
remittitur of the damages awards, all of which the court denied.  In July 2015, PM USA filed a notice of appeal to the U.S. Court of 
Appeals for the Eleventh Circuit.  In August 2015, the Court of Appeals granted PM USA’s motion to stay the appeal pending disposition 
of Graham.
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Allen
Date:     November 2014 

Verdict:
A Duval County jury returned a verdict against PM USA and R.J. Reynolds awarding plaintiff approximately $3.1 million in 
compensatory damages and allocating 6% of the fault to PM USA.  The jury also awarded approximately $7.76 million in punitive 
damages against each defendant.  This was a retrial of a 2011 trial that awarded plaintiff $6 million in compensatory damages and $17 
million in punitive damages against each defendant.

Post-Trial Developments:
In December 2014, defendants filed various post-trial motions, including motions to set aside the verdict and motions for a new trial, 
which the court denied in July 2015.  In August 2015, the trial court entered final judgment without any deduction for plaintiff’s 
comparative fault.  Defendants filed a notice of appeal to the Florida First District Court of Appeal in September 2015 and PM USA 
posted a bond in the amount of approximately $2.5 million.
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Perrotto
Date:     November 2014 

Verdict:
A Palm Beach County jury returned a verdict against PM USA, R.J. Reynolds, Lorillard and Liggett Group awarding plaintiff 
approximately $4.1 million in compensatory damages and allocating 25% of the fault to PM USA (an amount of approximately $1.02 
million). 

Post-Trial Developments:
In December 2014, the trial court entered final judgment with a deduction for plaintiff’s comparative fault, and plaintiff filed a motion 
for a new trial.  In addition, in December 2014, defendants filed various post-trial motions, including motions to set aside the verdict and 
motions for a new trial.
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Boatright
Date:     November 2014 

Verdict:
A Polk County jury returned a verdict against PM USA and Liggett Group awarding plaintiff $15 million in compensatory damages and 
allocating 85% of the fault to PM USA (an amount of approximately $12.75 million).  In addition, in November 2014, the jury awarded 
plaintiff approximately $19.7 million in punitive damages against PM USA and $300,000 in punitive damages against Liggett Group.

Post-Trial Developments:
In November 2014, PM USA filed various post-trial motions and, in January 2015, the trial court denied PM USA’s motions for a new 
trial and for remittitur, but entered final judgment with a deduction for plaintiff’s comparative fault.  In February 2015, defendants filed 
a notice of appeal to the Florida Second District Court of Appeal, and PM USA posted a bond in the amount of $3.98 million.  
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Kerrivan
Date:     October 2014 

Verdict:
A jury in the U.S. District Court for the Middle District of Florida returned a verdict against PM USA and R.J. Reynolds awarding 
plaintiff $15.8 million in compensatory damages and allocating 50% of the fault to PM USA.  The jury also awarded plaintiff $25.3 
million in punitive damages and allocated $15.7 million to PM USA.

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_________________________

Post-Trial Developments:
The trial court entered final judgment without any deduction for plaintiff’s comparative fault.  In December 2014, defendants filed 
various post-trial motions, including a renewed motion for judgment or for a new trial.  Plaintiff agreed to waive the bond for the appeal.  
In May 2015, the trial court deferred further briefing on the post-trial motions pending the Eleventh Circuit’s final disposition in the 
Graham and Searcy cases, discussed below.
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Lourie
Date:     October 2014 

Verdict:
A Hillsborough County jury returned a verdict against PM USA, R.J. Reynolds and Lorillard awarding plaintiff approximately $1.37 
million in compensatory damages and allocating 27% of the fault to PM USA (an amount of approximately $370,000). 

Post-Trial Developments:
In October 2014, defendants filed a motion for judgment and a motion for a new trial.  In November 2014, the trial court denied 
defendants’ post-trial motions and entered final judgment with a deduction for plaintiff’s comparative fault.  Later in November 2014, 
defendants filed a notice of appeal to the Florida Second District Court of Appeal, and PM USA posted a bond in the amount of 
$370,318.
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Berger
Date:     September 2014 

Verdict:
A jury in the U.S. District Court for the Middle District of Florida returned a verdict against PM USA awarding plaintiff $6.25 million in 
compensatory damages and allocating 60% of the fault to PM USA.  The jury also awarded $20.76 million in punitive damages.

Post-Trial Developments:
The trial court entered final judgment in September 2014 without any deduction for plaintiff’s comparative fault.  In October 2014, 
plaintiff agreed to waive the bond for the appeal.  Also in October 2014, PM USA filed a motion for a new trial or, in the alternative, 
remittitur of the jury’s damages awards.  In April 2015, the trial court granted PM USA’s post-verdict motion in part and vacated the 
punitive damages award.  With respect to the compensatory damages award, the court stayed the judgment pending the Eleventh 
Circuit’s final disposition in the Graham case, discussed below.  In May 2015, plaintiff filed a motion for reconsideration of the order on 
the post-verdict motion, which the court denied and lifted the stay on November 18, 2015.  On November 19, 2015, the court entered 
final judgment with a deduction for plaintiff’s comparative fault.  On November 23, 2015, PM USA filed a motion to continue to stay 
the judgment pending final disposition in Graham, which the court denied on November 24, 2015.  On December 18, 2015, PM USA 
filed a notice of appeal to the U.S. Court of Appeals for the Eleventh Circuit.
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Harris 
Date:   July 2014 

Verdict:  
The U.S. District Court for the Middle District of Florida returned a verdict in favor of plaintiff and against PM USA, R.J. Reynolds and 
Lorillard awarding approximately $1.73 million in compensatory damages and allocating 15% of the fault to PM USA.  

Post-Trial Developments:  
Defendants filed motions for a defense verdict because the jury’s findings indicated that plaintiff was not a member of the Engle class.  
In December 2014, the trial court entered final judgment without any deduction for plaintiff’s comparative fault and, in January 2015, 
defendants filed a renewed motion for judgment as a matter of law or, in the alternative, a motion for a new trial.  Defendants also filed a 
motion to alter or amend the final judgment.  In April 2015, the trial court stayed the post-trial proceedings pending the Eleventh 
Circuit’s final disposition in the Graham case, discussed below.  
_________________________________________________________________________________________________________________________________________

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Notes to Consolidated Financial Statements 
_________________________

Plaintiff: Griffin 
Date:   June 2014 

Verdict:
A jury in the U.S. District Court for the Middle District of Florida returned a verdict in favor of plaintiff and against PM USA awarding 
approximately $1.27 million in compensatory damages and allocating 50% of the fault to PM USA (an amount of approximately 
$630,000).    

Post-Trial Developments:
The trial court entered final judgment against PM USA in July 2014 with a deduction for plaintiff’s comparative fault.  In August 2014, 
PM USA filed a motion to amend the judgment to reduce plaintiff’s damages by the amount paid by collateral sources, which the court 
denied in September 2014.  In October 2014, PM USA posted a bond in the amount of $640,543 and filed a notice of appeal to the U.S. 
Court of Appeals for the Eleventh Circuit.  In May 2015, the Eleventh Circuit stayed the appeal pending final disposition in the Graham 
case, discussed below. 
_________________________________________________________________________________________________________________________________________
Plaintiff: Burkhart 
Date:   May 2014 

Verdict:  
A jury in the U.S. District Court for the Middle District of Florida returned a verdict in favor of plaintiff and against PM USA, R.J. 
Reynolds and Lorillard awarding $5 million in compensatory damages and allocating 15% of the fault to PM USA.  The jury also 
awarded plaintiff $2.5 million in punitive damages, allocating $750,000 to PM USA.   

Post-Trial Developments:
In July 2014, defendants filed post-trial motions, including a renewed motion for judgment or, alternatively, for a new trial or remittitur 
of the damages awards, which the court denied in September 2014.  The trial court entered final judgment without any deduction for 
plaintiff’s comparative fault.  In October 2014, defendants filed a notice of appeal to the U.S. Court of Appeals for the Eleventh Circuit.
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Bowden 
Date:   March 2014 

Verdict:  
A Duval County jury returned a verdict in favor of plaintiff and against PM USA and R.J. Reynolds.  The jury awarded plaintiff $5 
million in compensatory damages and allocated 30% of the fault to PM USA (an amount of $1.5 million).

Post-Trial Developments:  
The trial court entered final judgment in March 2014 with a deduction for plaintiff’s comparative fault.  In April 2014, defendants filed 
post-trial motions, including motions for a new trial and to set aside the verdict.  In May 2014, the court denied defendants’ post-trial 
motions.  In June 2014, defendants filed a notice of appeal to the Florida First District Court of Appeal, and PM USA posted a bond in 
the amount of $1.5 million.  
_________________________________________________________________________________________________________________________________________ 
Plaintiff:  Greene (formerly Rizzuto)
Date:   August 2013 

Verdict:
A Hernando County jury returned a verdict in favor of plaintiff and against PM USA and Liggett Group.  The jury awarded plaintiff 
$12.55 million in compensatory damages and allocated 55% of the fault to PM USA.   

Post-Trial Developments:
In September 2013, defendants filed post-trial motions, including a motion to reduce damages.  In September 2013, the trial court 
granted a remittitur in part on economic damages, which the court reduced from $2.55 million to $1.1 million for a total award of $11.1 
million in compensatory damages.  The trial court entered final judgment without a deduction for plaintiff’s comparative fault.  The 
court denied all other motions except for defendants’ motion for a juror interview, which was granted.  In October 2013, defendants filed 
a notice of appeal to the Florida Fifth District Court of Appeal, which ordered resolution of the juror issue prior to appeal.  In December 
2013, subsequent to the juror interview, the court entered an order that granted no relief with respect to the alleged misconduct of the 
juror.  In July 2015, the Florida Fifth District Court of Appeal found that the trial court should have applied the comparative fault 

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Notes to Consolidated Financial Statements 
_________________________

deduction to the compensatory damages award.  As a result, the judgment against PM USA was reduced to approximately $6.1 million.  
In September 2015, the Fifth District Court of Appeal denied PM USA’s motion for rehearing.  In October 2015, PM USA posted a bond 
in the amount of $6.1 million.  In the third quarter of 2015, PM USA recorded a provision on its condensed consolidated balance sheet of 
approximately $6.7 million for the judgment plus interest and associated costs.  
_________________________________________________________________________________________________________________________________________
Plaintiff:  Skolnick 
Date:   June 2013 

Verdict:
A Palm Beach County jury returned a verdict in favor of plaintiff and against PM USA and R.J. Reynolds.  The jury awarded plaintiff 
$2.555 million in compensatory damages and allocated 30% of the fault to each defendant (an amount of $766,500).    

Post-Trial Developments:
In June 2013, defendants and plaintiff filed post-trial motions.  The trial court entered final judgment with a deduction for plaintiff’s 
comparative fault.  In November 2013, the trial court denied plaintiff’s post-trial motion and, in December 2013, denied defendants’ 
post-trial motions.  Defendants filed a notice of appeal to the Florida Fourth District Court of Appeal, and plaintiffs cross-appealed in 
December 2013.  Also in December 2013, PM USA posted a bond in the amount of $766,500.  In July 2015, the District Court of Appeal 
reversed the compensatory damages award and ordered judgment in favor of defendants on the strict liability and negligence claims, but 
remanded plaintiff’s conspiracy and concealment claims for a new trial.  In August 2015, defendants filed a motion for rehearing, and 
plaintiff filed a motion for clarification, which the District Court of Appeal denied in September 2015.
_________________________________________________________________________________________________________________________________________ 
Plaintiff:  Starr-Blundell
Date:   June 2013 

Verdict:
A Duval County jury returned a verdict in favor of plaintiff and against PM USA and R.J. Reynolds.  The jury awarded plaintiff 
$500,000 in compensatory damages and allocated 10% of the fault to each defendant (an amount of $50,000).

Post-Trial Developments:
In June 2013, the defendants filed a motion to set aside the verdict and to enter judgment in accordance with their motion for directed 
verdict or, in the alternative, for a new trial, which was denied in October 2013.  In November 2013, the trial court entered final 
judgment with a deduction for plaintiff’s comparative fault.  In December 2013, plaintiff filed a notice of appeal to the Florida First 
District Court of Appeal.  Plaintiff agreed to waive the bond for the appeal.  In May 2015, the Florida First District Court of Appeal 
affirmed the final judgment.  In June 2015, plaintiff filed a notice to invoke the discretionary jurisdiction of the Florida Supreme Court.  
In July 2015, the Florida Supreme Court stayed the case pending the outcome of Soffer, discussed below.  
_________________________________________________________________________________________________________________________________________
Plaintiff:  Graham 
Date:  May 2013 

Verdict:
A jury in the U.S. District Court for the Middle District of Florida returned a verdict in favor of plaintiff and against PM USA and R.J. 
Reynolds. The jury awarded $2.75 million in compensatory damages and allocated 10% of the fault to PM USA (an amount of 
$275,000).  

Post-Trial Developments:
In June 2013, defendants filed several post-trial motions, including motions for judgment as a matter of law and for a new trial, which 
the trial court denied in September 2013.  The trial court entered final judgment with a deduction for plaintiff’s comparative fault.  In 
October 2013, defendants filed a notice of appeal to the U.S. Court of Appeals for the Eleventh Circuit arguing that Engle progeny 
plaintiffs’ product liability claims are impliedly preempted by federal law, and PM USA posted a bond in the amount of $277,750.  In 
April 2015, the U.S. Court of Appeals for the Eleventh Circuit found in favor of defendants on the basis of federal preemption, reversed 
the trial court’s denial of judgment as a matter of law, and plaintiff filed a petition for rehearing en banc or panel rehearing.  On January 
21, 2016, the Eleventh Circuit granted a rehearing en banc.   
_________________________________________________________________________________________________________________________________________

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Notes to Consolidated Financial Statements 
_________________________

Plaintiff:  Searcy 
Date:  April 2013 

Verdict:
A jury in the U.S. District Court for the Middle District of Florida returned a verdict in favor of plaintiff and against PM USA and R.J. 
Reynolds.  The jury awarded $6 million in compensatory damages (allocating 30% of the fault to each defendant) and $10 million in 
punitive damages against each defendant.

Post-Trial Developments:
In June 2013, the trial court entered final judgment without any deduction for plaintiff’s comparative fault.  In July 2013, defendants 
filed various post-trial motions, including motions requesting reductions in damages.  In September 2013, the district court reduced the 
compensatory damages award to $1 million and the punitive damages award to $1.67 million against each defendant.  The district court 
denied all other post-trial motions.  Plaintiffs filed a motion to reconsider the district court’s remittitur and, in the alternative, to certify 
the issue to the U.S. Court of Appeals for the Eleventh Circuit, both of which the court denied in October 2013.  In November 2013, 
defendants filed a notice of appeal to the U.S. Court of Appeals for the Eleventh Circuit.  In December 2013, defendants filed an 
amended notice of appeal after the district court corrected a clerical error in the final judgment, and PM USA posted a bond in the 
amount of approximately $2.2 million. 
_________________________________________________________________________________________________________________________________________ 
Plaintiff:  Buchanan 
Date:   December 2012 

Verdict:
A Leon County jury returned a verdict in favor of plaintiff and against PM USA and Liggett Group.  The jury awarded $5.5 million in 
compensatory damages and allocated 37% of the fault to each of the defendants.

Post-Trial Developments:
In December 2012, defendants filed several post-trial motions, including motions for a new trial and to set aside the verdict.  In March 
2013, the trial court denied all motions and entered final judgment against PM USA and Liggett Group without any deduction for 
plaintiff’s comparative fault.  In April 2013, defendants filed a notice of appeal to the Florida First District Court of Appeal, and PM 
USA posted a bond in the amount of $2.5 million.  In July 2014, the Florida First District Court of Appeal affirmed the judgment, but 
certified to the Florida Supreme Court the issue of the statute of repose, which was before the court in Hess.  In August 2014, defendants 
filed a notice to invoke the discretionary jurisdiction of the Florida Supreme Court.  In September 2014, the Florida Supreme Court 
stayed the case pending the outcome of Hess.  In April 2015, the Florida Supreme Court rejected the statute of repose defense in Hess, 
and PM USA moved for a rehearing.  In September 2015, the Florida Supreme Court denied PM USA’s rehearing petition in Hess.  In 
the third quarter of 2015, PM USA recorded a provision on its condensed consolidated balance sheet of approximately $4.1 million for 
the judgment plus interest and associated costs.  
_________________________________________________________________________________________________________________________________________ 
Plaintiff:  Hancock
Date:   August 2012 

Verdict:
A Broward County jury returned a verdict in the amount of zero damages and allocated 5% of the fault to each of the defendants (PM 
USA and R.J. Reynolds).  The trial court granted an additur of approximately $110,000, which is subject to the jury’s comparative fault 
finding.

Post-Trial Developments:
In August 2012, defendants moved to set aside the verdict and to enter judgment in accordance with their motion for directed verdict.  
Defendants also moved to reduce damages, which motion the court granted.  The trial court granted defendants’ motion to set off the 
damages award by the amount of economic damages paid by third parties, which will reduce further any final award.  In October 2012, 
the trial court entered final judgment with a deduction for plaintiff’s comparative fault (PM USA’s portion of the damages was 
approximately $700) and PM USA filed a motion to amend the judgment to award PM USA attorneys’ fees of approximately $20,000.  
In November 2012, both sides filed notices of appeal to the Florida Fourth District Court of Appeal.  Plaintiff agreed to waive the bond 
for the appeal.  In April 2015, the Florida Fourth District Court of Appeal affirmed the trial court’s verdict.  In May 2015, plaintiff filed a 
motion for rehearing and for a written opinion and rehearing en banc, which the Court of Appeal denied in June 2015.  PM USA’s 
motion for a fee award remains pending.
_________________________________________________________________________________________________________________________________________

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Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

Plaintiff:  Calloway 
Date:   May 2012 

Verdict:
A Broward County jury returned a verdict in favor of plaintiff and against PM USA, R.J. Reynolds, Lorillard and Liggett Group.  The 
jury awarded approximately $21 million in compensatory damages and allocated 25% of the fault against PM USA.  The jury also 
awarded approximately $17 million in punitive damages against PM USA, approximately $17 million in punitive damages against R.J. 
Reynolds, approximately $13 million in punitive damages against Lorillard and approximately $8 million in punitive damages against 
Liggett Group.

Post-Trial Developments:
In May and June 2012, defendants filed motions to set aside the verdict and for a new trial.  In August 2012, the trial court denied the 
remaining post-trial motions, reduced the compensatory damages to $16.1 million and entered final judgment without any deduction for 
plaintiff’s comparative fault.  In September 2012, PM USA posted a bond in an amount of $1.5 million and defendants filed a notice of 
appeal to the Florida Fourth District Court of Appeal.  In August 2013, plaintiff filed a motion to determine the sufficiency of the bond in 
the trial court on the ground that the bond cap statute is unconstitutional, which the court denied.  On January 6, 2016, the Florida Fourth 
District Court of Appeal vacated the punitive damages award and remanded the case for retrial on plaintiff’s claims of concealment and 
conspiracy, and punitive damages.  The court also found that the trial court should have applied the comparative fault deduction, 
reducing the compensatory damages against PM USA to $4.025 million.
_________________________________________________________________________________________________________________________________________ 
Plaintiff:  Hallgren
Date:   January 2012 

Verdict:
A Highland County jury returned a verdict in favor of plaintiff and against PM USA and R.J. Reynolds.  The jury awarded 
approximately $2 million in compensatory damages and allocated 25% of the fault to PM USA (an amount of approximately $500,000).  
The jury also awarded $750,000 in punitive damages against each of the defendants.

Post-Trial Developments:
The trial court entered final judgment in March 2012 with a deduction for plaintiff’s comparative fault.  In April 2012, PM USA posted a 
bond in an amount of approximately $1.25 million.  In May 2012, defendants filed a notice of appeal to the Florida Second District 
Court of Appeal.  In October 2013, the Second District Court of Appeal affirmed the judgment.  In November 2013, defendants filed a 
notice to invoke the discretionary jurisdiction of the Florida Supreme Court.  In June 2014, the Florida Supreme Court stayed the case 
pending the outcome of Russo (presenting the same statute of repose issue as Hess).  In April 2015, the Florida Supreme Court rejected 
the statute of repose defense in the Hess and Russo cases, and defendants moved for a rehearing.  Additionally, in April 2015, the Florida 
Supreme Court stayed the case pending the outcome of Soffer (presenting the issue of whether Engle progeny plaintiffs may seek 
punitive damages on their negligence and strict liability claims).  In September 2015, the Florida Supreme Court denied PM USA’s 
rehearing petition in Hess and Russo.  In October 2015, the Florida Supreme Court lifted its stay of the case and ordered defendants to 
show cause why the court should not decline to exercise jurisdiction, to which defendants responded.  On January 12, 2016, the Florida 
Supreme Court denied defendants’ petition for discretionary review.  On January 20, 2016, PM USA amended its bond to post an 
additional amount of approximately $500,000.  In the first quarter of 2016, PM USA will record a provision on its condensed 
consolidated balance sheet of approximately $2.2 million for the judgment plus interest, fees and associated costs.     
_________________________________________________________________________________________________________________________________________ 
Plaintiff:  Kayton (formerly Tate)
Date:   July 2010 

Verdict:
A Broward County jury returned a verdict in favor of plaintiff and against PM USA.  The jury awarded $8 million in compensatory 
damages and allocated 64% of the fault to PM USA (an amount of approximately $5.1 million).  The jury also awarded approximately 
$16.2 million in punitive damages against PM USA.

Post-Trial Developments:
In August 2010, the trial court entered final judgment with a deduction for plaintiff’s comparative fault, and PM USA filed its notice of 
appeal and posted a $5 million bond.  In November 2012, the Florida Fourth District Court of Appeal reversed the punitive damages 
award and remanded the case for a new trial on plaintiff’s conspiracy claim.  PM USA filed a motion for rehearing, which was denied in 
January 2013.  In January 2013, plaintiff and defendant each filed a notice to invoke the discretionary jurisdiction of the Florida 

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Altria Group, Inc. and Subsidiaries
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_________________________

Supreme Court.  In June 2013, the Florida Supreme Court stayed the appeal pending the outcome of Hess.  In April 2015, the Florida 
Supreme Court rejected the statute of repose defense in Hess, and PM USA moved for a rehearing.   In September 2015, the Florida 
Supreme Court denied PM USA’s rehearing petition in Hess.   In the third quarter of 2015, PM USA recorded a provision on its 
condensed consolidated balance sheet of approximately $28.2 million for the judgment plus interest and associated costs.  
_________________________________________________________________________________________________________________________________________ 
Plaintiff:  Putney
Date:   April 2010 

Verdict:
A Broward County jury returned a verdict in favor of plaintiff and against PM USA, R.J. Reynolds and Liggett Group.  The jury 
awarded approximately $15.1 million in compensatory damages and allocated 15% of the fault to PM USA (an amount of approximately 
$2.3 million).  The jury also awarded $2.5 million in punitive damages against PM USA.

Post-Trial Developments:
In August 2010, the trial court entered final judgment with a deduction for plaintiff’s comparative fault.  PM USA filed its notice of 
appeal to the Florida Fourth District Court of Appeal and, in November 2010, posted a $1.6 million bond.  In June 2013, the Fourth 
District Court of Appeal reversed and remanded the case for further proceedings, holding that the trial court erred in (1) not reducing the 
compensatory damages award as excessive and (2) not instructing the jury on the statute of repose in connection with plaintiff’s 
conspiracy claim that resulted in the $2.5 million punitive damages award.  In July 2013, plaintiff filed a motion for rehearing, which the 
Fourth District Court of Appeal denied in August 2013.  In September 2013, both parties filed notices to invoke the discretionary 
jurisdiction of the Florida Supreme Court.  In December 2013, the Florida Supreme Court stayed the appeal pending the outcome of the 
Hess case.  In April 2015, the Florida Supreme Court rejected the statute of repose defense in Hess, and PM USA moved for a rehearing.  
In September 2015, the Florida Supreme Court denied PM USA’s rehearing petition in Hess.  The case remains subject to further 
proceedings on compensatory damages in the trial court.
_________________________________________________________________________________________________________________________________________ 
Plaintiff:  R. Cohen
Date:   March 2010 

Verdict:
A Broward County jury returned a verdict in favor of plaintiff and against PM USA and R.J. Reynolds.  The jury awarded $10 million in 
compensatory damages and allocated 33 1/3% of the fault to PM USA (an amount of approximately $3.3 million).  The jury also 
awarded a total of $20 million in punitive damages, assessing separate $10 million awards against each defendant.

Post-Trial Developments:
In July 2010, the trial court entered final judgment with a deduction for plaintiff’s comparative fault.  In August 2010, PM USA filed its 
notice of appeal.  In October 2010, PM USA posted a $2.5 million bond.  In September 2012, the Florida Fourth District Court of Appeal 
affirmed the compensatory damages award but reversed and remanded the punitive damages verdict.  The Fourth District returned the 
case to the trial court for a new jury trial on plaintiff’s fraudulent concealment claim.  In January 2013, plaintiff and defendants each 
filed a notice to invoke the discretionary jurisdiction of the Florida Supreme Court.  In February 2013, the Fourth District granted 
defendants’ motion to stay the mandate.  In March 2013, plaintiff filed a motion for review of the stay order with the Florida Supreme 
Court, which was denied in April 2013.  In June 2013, plaintiff moved to consolidate with Hess and Kayton, which defendants did not 
oppose, but in October 2013, plaintiff withdrew the motion for consolidation.  In February 2014, the Florida Supreme Court stayed the 
appeal pending the outcome of the Hess case.  In April 2015, the Florida Supreme Court rejected the statute of repose defense in Hess, 
and PM USA moved for a rehearing.  In September 2015, the Florida Supreme Court denied PM USA’s rehearing petition in Hess.   In 
the third quarter of 2015, PM USA recorded a provision on its condensed consolidated balance sheet of approximately $17.9 million for 
the judgment plus interest and associated costs.  
_________________________________________________________________________________________________________________________________________ 
Plaintiff:  Naugle
Date:   November 2009 

Verdict:
A Broward County jury returned a verdict in favor of plaintiff and against PM USA. The jury awarded approximately $56.6 million in 
compensatory damages and $244 million in punitive damages. The jury allocated 90% of the fault to PM USA.

Post-Trial Developments:
In March 2010, the trial court entered final judgment reflecting a reduced award of approximately $13 million in compensatory damages 

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Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

and $26 million in punitive damages, but without any deduction for plaintiff’s comparative fault.  In April 2010, PM USA filed its notice 
of appeal and posted a $5 million bond. In August 2010, upon the motion of PM USA, the trial court entered an amended final judgment 
of approximately $12.3 million in compensatory damages and approximately $24.5 million in punitive damages to correct a clerical 
error.  In June 2012, the Fourth District Court of Appeal affirmed the amended final judgment.  In July 2012, PM USA filed a motion for 
rehearing.  In December 2012, the Fourth District withdrew its prior decision, reversed the verdict as to compensatory and punitive 
damages and returned the case to the trial court for a new trial on the question of damages.  Upon retrial on the question of damages, in 
October 2013, the new jury awarded approximately $3.7 million in compensatory damages and $7.5 million in punitive damages.  In 
October 2013, PM USA filed post-trial motions, which the trial court denied in April 2014.  In May 2014, PM USA filed a notice of 
appeal to the Fourth District Court of Appeal and plaintiff cross-appealed.  Also in May 2014, PM USA filed a rider with the Florida 
Supreme Court to make the previously-posted Naugle bond applicable to the retrial judgment.  On January 6, 2016, the Fourth District 
Court of Appeal reversed the trial court’s decision and remanded the case to the trial court to conduct a juror interview. 
_________________________________________________________________________________________________________________________________________ 
Plaintiff:  Hess
Date:   February 2009 

Verdict:
A Broward County jury found in favor of plaintiff and against PM USA. The jury awarded $3 million in compensatory damages and 
allocated 42% of the fault to PM USA (an amount of approximately $1.2 million).  The jury also awarded $5 million in punitive 
damages. 

Post-Trial Developments:
In June 2009, the trial court entered final judgment with a deduction for plaintiff’s comparative fault.  PM USA filed a notice of appeal 
to the Florida Fourth District Court of Appeal and posted a $7 million bond in July 2009.  In May 2012, the Fourth District reversed and 
vacated the punitive damages award on the basis that it was barred by the statute of repose and affirmed the judgment in all other 
respects, upholding the compensatory damages award of $1.26 million.  In June 2012, both parties filed rehearing motions with the 
Fourth District, which were denied in September 2012.  In October 2012, PM USA and plaintiff filed notices to invoke the Florida 
Supreme Court’s discretionary jurisdiction.  In the first quarter of 2013, PM USA recorded a provision on its condensed consolidated 
balance sheet of approximately $3.2 million for the compensatory damages component of the judgment plus interest and associated 
costs.  In June 2013, the Florida Supreme Court accepted jurisdiction of plaintiff’s petition for review, but declined to accept jurisdiction 
of PM USA’s petition.  In April 2015, the Florida Supreme Court rejected the statute of repose defense and reinstated the punitive 
damages award against PM USA, and PM USA moved for a rehearing. In September 2015, the Florida Supreme Court denied PM USA’s 
rehearing petition.   In the third quarter of 2015, PM USA recorded an additional provision on its condensed consolidated balance sheet 
of approximately $6.6 million for the punitive damages component of the judgment plus interest and associated costs.  
_________________________________________________________________________________________________________________________________________

Concluded Cases 
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Goveia 
Date:  February 2014 

Verdict:  
An Orange County jury returned a verdict in favor of plaintiff and against PM USA and R.J. Reynolds.  The jury awarded $850,000 in 
compensatory damages and allocated 35% of the fault against each defendant.  The jury also awarded $2.25 million in punitive damages 
against each defendant.

Post-Trial Developments:
In February 2014, defendants filed post-trial motions, including motions to set aside the verdict and for a new trial.  In April 2014, the 
court denied defendants’ motions without a deduction for plaintiff’s comparative fault.  In April 2014, defendants filed a notice of appeal 
to the Florida Fifth District Court of Appeal.  In May 2014, PM USA posted a bond in the amount of $2.5 million.  In June 2015, the 
Fifth District Court of Appeal affirmed without opinion the trial court’s judgment in favor of plaintiff.  On August 3, 2015, the Fifth 
District Court of Appeal denied PM USA’s motion to issue a written opinion.  In the third quarter of 2015, PM USA recorded a provision 
on its condensed consolidated balance sheet of approximately $3.2 million for the judgment plus interest and associated costs, and paid 
this amount in August 2015. 
_________________________________________________________________________________________________________________________________________

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Plaintiff:  Ruffo 
Date:  May 2013 

Verdict:
A Miami-Dade County jury returned a verdict in favor of plaintiff and against PM USA and Lorillard.  The jury awarded plaintiff $1.5 
million in compensatory damages and allocated 12% of the fault to PM USA (an amount of $180,000).  

Post-Trial Developments:
In May 2013, defendants filed several post-trial motions, including motions for a new trial and to set aside the verdict, which the trial 
court denied in October 2013 and entered final judgment in favor of plaintiff with a deduction for plaintiff’s comparative fault.  In 
October 2013, PM USA and Lorillard appealed to the Florida Third District Court of Appeal, and PM USA posted a bond in the amount 
of $180,000.  In November 2014, the Florida Third District Court of Appeal affirmed the final judgment and, in the fourth quarter of 
2014, PM USA recorded a provision on its consolidated balance sheet of approximately $193,000 for the judgment plus interest.  In June 
2015, PM USA paid the judgment plus interest and associated costs in the amount of $200,212.
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Cuculino 
Date:   January 2014 

Verdict:  
A Miami-Dade County jury returned a verdict in favor of plaintiff and against PM USA.  The jury awarded plaintiff $12.5 million in 
compensatory damages and allocated 40% of the fault to PM USA (an amount of $5 million).

Post-Trial Developments:
In January 2014, the court entered final judgment against PM USA with a deduction for plaintiff’s comparative fault, and PM USA filed 
post-trial motions, including motions to set aside the verdict and for a new trial.  In March 2014 and April 2014, the court denied PM 
USA’s post-trial motions.  Also in April 2014, PM USA filed a notice of appeal to the Florida Third District Court of Appeal, plaintiff 
cross-appealed and PM USA posted a bond in the amount of $5 million.  In May 2015, the Florida Third District Court of Appeal 
affirmed the final judgment.  In the second quarter of 2015, PM USA recorded a provision on its condensed consolidated balance sheet 
of approximately $5.3 million for the judgment plus interest and associated costs and paid this amount in June 2015. 
_________________________________________________________________________________________________________________________________________ 
Plaintiff: Landau
Date:     February 2015 

Verdict:  
A jury in the U.S. District Court for the Middle District of Florida returned a verdict in favor of plaintiff and against PM USA, R.J. 
Reynolds and Lorillard awarding $100,000 in compensatory damages. One defendant settled the case, which resolved all claims against 
all defendants, including PM USA.
_________________________________________________________________________________________________________________________________________

Engle Progeny Appellate Issues:  Three Florida federal 
district courts (in the Merlob, B. Brown and Burr cases) ruled in 
2008 that the findings in the first phase of the Engle proceedings 
cannot be used to satisfy elements of plaintiffs’ claims, and two of 
those rulings (B. Brown and Burr) were certified by the trial court 
for interlocutory review.  The certification in both cases was 
granted by the U.S. Court of Appeals for the Eleventh Circuit and 
the appeals were consolidated.  The appeal in Burr was dismissed 
for lack of prosecution, and the case was ultimately dismissed on 
statute of limitations grounds.

In July 2010, the Eleventh Circuit ruled in B. Brown that, as a 

matter of Florida law, plaintiffs do not have an unlimited right to 
use the findings from the original Engle trial to meet their burden 
of establishing the elements of their claims at trial.  The Eleventh 
Circuit did not reach the issue of whether the use of the Engle 
findings violates defendants’ due process rights.  Rather, the court 
held that plaintiffs may only use the findings to establish those 

specific facts, if any, that they demonstrate with a reasonable 
degree of certainty were actually decided by the original Engle 
jury.  The Eleventh Circuit remanded the case to the district court 
to determine what specific factual findings the Engle jury actually 
made.

After the remand of B. Brown, several state appellate rulings 

superseded the Eleventh Circuit’s ruling on Florida state law.  
These cases include Martin, a case against R.J. Reynolds in 
Escambia County, and J. Brown, a case against R.J. Reynolds in 
Broward County.  In December 2011, petitions for writ of 
certiorari were filed with the United States Supreme Court by 
R.J. Reynolds in Campbell, Martin, Gray and Hall and by PM 
USA and Liggett Group in Campbell.  The United States Supreme 
Court denied defendants’ certiorari petitions in March 2012.

In Douglas, in March 2012, the Florida Second District Court 

of Appeal issued a decision affirming the judgment of the trial 
court in favor of the plaintiff and upholding the use of the Engle 

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jury findings with respect to strict liability claims but certified to 
the Florida Supreme Court the question of whether granting res 
judicata effect to the Engle jury findings violates defendants’ 
federal due process rights.  In March 2013, the Florida Supreme 
Court affirmed the final judgment entered in favor of plaintiff 
upholding the use of the Engle jury findings with respect to strict 
liability and negligence claims.  PM USA filed its petition for writ 
of certiorari with the United States Supreme Court in August 
2013, which the court denied in October 2013.
  Meanwhile, in the Waggoner case, the U.S. District Court for 
the Middle District of Florida ruled in December 2011 that 
application of the Engle findings to establish the wrongful 
conduct elements of plaintiffs’ claims consistent with Martin or J. 
Brown did not violate defendants’ due process rights.  PM USA 
and the other defendants sought appellate review of the due 
process ruling.  In February 2012, the district court denied the 
motion for interlocutory appeal, but did apply the ruling to all 
active pending federal Engle progeny cases.  As a result, R.J. 
Reynolds appealed the rulings in the Walker and Duke cases to the 
Eleventh Circuit, which ultimately rejected the due process 
defense. In March 2014, R.J. Reynolds filed petitions for writ of 
certiorari to the United States Supreme Court in the Walker and 
Duke cases, as well as in J. Brown.  Defendants filed petitions for 
writ of certiorari in eight other Engle progeny cases that were 
tried in Florida state courts, including one case, Barbanell, in 
which PM USA was the defendant.  In these eight petitions, 
defendants asserted questions similar to those in Walker, Duke 
and J. Brown.  In June 2014, the United States Supreme Court 
denied defendants’ petitions for writ of certiorari in all 11 cases.

In Graham, an Engle progeny case against PM USA and R.J. 
Reynolds on appeal to the U.S. Court of Appeals for the Eleventh 
Circuit, defendants argued that the Engle progeny plaintiffs’ 
product liability claims are impliedly preempted by federal law.  
In April 2015, the U.S. Court of Appeals for the Eleventh Circuit 
found in favor of defendants on the basis of federal preemption, 
reversing the trial court’s denial of judgment as a matter of law.  
Also in April 2015, plaintiff filed a petition for rehearing en banc, 
which the Eleventh Circuit granted on January 21, 2016.  On 
January 6, 2016, in Marotta, a case against R.J. Reynolds on 
appeal to the Florida Fourth District Court of Appeal, the court 
rejected R.J. Reynolds’s federal preemption defense, but noted the 
conflict with Graham and certified the preemption question to the 
Florida Supreme Court.   

 In Searcy, an Engle progeny case against PM USA and R.J. 

Reynolds on appeal to the Eleventh Circuit, defendants argued 
that application of the Engle findings to the Engle progeny 
plaintiffs’ concealment and conspiracy claims violated 
defendants’ due process rights.  The appeal is pending.  

In Soffer, an Engle progeny case against R.J. Reynolds, the 

Florida First District Court of Appeal held that Engle progeny 
plaintiffs can recover punitive damages only on their intentional 
tort claims.  In February 2014, the Florida Supreme Court 
accepted jurisdiction over plaintiff’s appeal from the Florida First 
District Court of Appeal’s holding and heard oral argument in 
December 2014.

In Ciccone, an Engle progeny case against R.J. Reynolds, the 

Florida Fourth District Court of Appeal held that Engle progeny 
plaintiffs could establish class membership by showing that they 
developed symptoms during the Engle class period that could, in 
hindsight, be attributed to their smoking-related disease.  The 
court certified a conflict with Castleman, a Florida First District 
Court of Appeal decision, which held that manifestation requires 
Engle progeny plaintiffs to have been aware during the class 
period that they had a disease caused by smoking in order to 
establish class membership.  The Florida Supreme Court accepted 
jurisdiction in the Ciccone case in June 2014 and heard oral 
argument in December 2014.

Florida Bond Statute:  In June 2009, Florida amended its 

existing bond cap statute by adding a $200 million bond cap that 
applies to all state Engle progeny lawsuits in the aggregate and 
establishes individual bond caps for individual Engle progeny 
cases in amounts that vary depending on the number of judgments 
in effect at a given time.  Plaintiffs in three state Engle progeny 
cases against R.J. Reynolds in Alachua County, Florida 
(Alexander, Townsend and Hall) and one case in Escambia 
County (Clay) challenged the constitutionality of the bond cap 
statute.  The Florida Attorney General intervened in these cases in 
defense of the constitutionality of the statute.

Trial court rulings were rendered in Clay, Alexander, 

Townsend and Hall rejecting the plaintiffs’ bond cap statute 
challenges in those cases.  The plaintiffs unsuccessfully appealed 
these rulings.  In Alexander, Clay and Hall, the District Court of 
Appeal for the First District of Florida affirmed the trial court 
decisions and certified the decision in Hall for appeal to the 
Florida Supreme Court, but declined to certify the question of the 
constitutionality of the bond cap statute in Clay and Alexander.  
The Florida Supreme Court granted review of the Hall decision, 
but, in September 2012, the court dismissed the appeal as moot.  
In October 2012, the Florida Supreme Court denied the plaintiffs’ 
rehearing petition.  In August 2013, in Calloway, discussed 
further above, plaintiff filed a motion in the trial court to 
determine the sufficiency of the bond posted by defendants on the 
ground that the bond cap statute is unconstitutional, which was 
denied.

No federal court has yet addressed the constitutionality of the 

bond cap statute or the applicability of the bond cap to Engle 
progeny cases tried in federal court. 

Other Smoking and Health Class Actions 

Since the dismissal in May 1996 of a purported nationwide class 
action brought on behalf of allegedly addicted smokers, plaintiffs 
have filed numerous putative smoking and health class action 
suits in various state and federal courts.  In general, these cases 
purport to be brought on behalf of residents of a particular state or 
states (although a few cases purport to be nationwide in scope) 
and raise addiction claims and, in many cases, claims of physical 
injury as well.

Class certification has been denied or reversed by courts in 

60 smoking and health class actions involving PM USA in 
Arkansas (1), California (1), the District of Columbia (2), Florida 

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_________________________

(2), Illinois (3), Iowa (1), Kansas (1), Louisiana (1), Maryland (1), 
Michigan (1), Minnesota (1), Nevada (29), New Jersey (6), New 
York (2), Ohio (1), Oklahoma (1), Oregon (1), Pennsylvania (1), 
Puerto Rico (1), South Carolina (1), Texas (1) and Wisconsin (1). 
As of January 26, 2016, PM USA and Altria Group, Inc. are 

named as defendants, along with other cigarette manufacturers, in 
seven class actions filed in the Canadian provinces of Alberta, 
Manitoba, Nova Scotia, Saskatchewan, British Columbia and 
Ontario.  In Saskatchewan, British Columbia (two separate cases) 
and Ontario, plaintiffs seek class certification on behalf of 
individuals who suffer or have suffered from various diseases, 
including chronic obstructive pulmonary disease, emphysema, 
heart disease or cancer, after smoking defendants’ cigarettes.  In 
the actions filed in Alberta, Manitoba and Nova Scotia, plaintiffs 
seek certification of classes of all individuals who smoked 
defendants’ cigarettes.  See Guarantees and Other Similar 
Matters below for a discussion of the Distribution Agreement 
between Altria Group, Inc. and PMI that provides for indemnities 
for certain liabilities concerning tobacco products.

Medical Monitoring Class Actions

In medical monitoring actions, plaintiffs seek to recover the cost 
for, or otherwise the implementation of, court-supervised 
programs for ongoing medical monitoring purportedly on behalf 
of a class of individual plaintiffs.  Plaintiffs in these cases seek to 
impose liability under various product-based causes of action and 
the creation of a court-supervised program providing members of 
the purported class Low Dose CT (“LDCT”) scanning in order to 
identify and diagnose lung cancer.  Plaintiffs in these cases do not 
seek punitive damages, although plaintiffs in Donovan have 
sought permission from the court to seek to treble any damages 
awarded, which the court denied.  The future defense of these 
cases may be negatively impacted by evolving medical standards 
and practice.

One medical monitoring class action is currently pending 
against PM USA.  In Donovan, filed in December 2006 in the 
U.S. District Court for the District of Massachusetts, plaintiffs 
purportedly brought the action on behalf of the state’s residents 
who are: age 50 or older; have smoked the Marlboro brand for 20 
pack-years or more; and have neither been diagnosed with lung 
cancer nor are under investigation by a physician for suspected 
lung cancer.  The Supreme Judicial Court of Massachusetts, in 
answering questions certified to it by the district court, held in 
October 2009 that under certain circumstances state law 
recognizes a claim by individual smokers for medical monitoring 
despite the absence of an actual injury.  The court also ruled that 
whether or not the case is barred by the applicable statute of 
limitations is a factual issue to be determined at trial.  The case 
was remanded to federal court for further proceedings.  In June 
2010, the district court granted in part the plaintiffs’ motion for 
class certification, certifying the class as to plaintiffs’ claims for 
breach of implied warranty and violation of the Massachusetts 
Consumer Protection Act, but denying certification as to 
plaintiffs’ negligence claim.  In July 2010, PM USA petitioned the 
U.S. Court of Appeals for the First Circuit for appellate review of 
the class certification decision.  The petition was denied in 

September 2010.  As a remedy, plaintiffs have proposed a 28-year 
medical monitoring program with a cost in excess of $190 
million.  In October 2011, PM USA filed a motion for class 
decertification, which motion was denied in March 2012.  In 
February 2013, the district court amended the class definition to 
extend to individuals who satisfy the class membership criteria 
through February 26, 2013, and to exclude any individual who 
was not a Massachusetts resident as of February 26, 2013. 

Trial began January 26, 2016 and will take place in multiple 
phases.  Phase I will address liability.  To the extent a Phase II is 
necessary, it would be tried to the court and address common 
questions of remedies and costs.  In July 2015, both parties filed 
various motions relating to Phase I, including motions for partial 
summary judgment and to exclude certain evidence.  In October 
2015, the district court granted PM USA’s motion for partial 
summary judgment holding that e-vapor products may not be 
deemed an alternative design for ordinary cigarettes.

Health Care Cost Recovery Litigation

Overview:  In the health care cost recovery litigation, 
governmental entities seek reimbursement of health care cost 
expenditures allegedly caused by tobacco products and, in some 
cases, of future expenditures and damages.  Relief sought by 
some but not all plaintiffs includes punitive damages, multiple 
damages and other statutory damages and penalties, injunctions 
prohibiting alleged marketing and sales to minors, disclosure of 
research, disgorgement of profits, funding of anti-smoking 
programs, additional disclosure of nicotine yields, and payment of 
attorney and expert witness fees. 

The claims asserted include the claim that cigarette 

manufacturers were “unjustly enriched” by plaintiffs’ payment of 
health care costs allegedly attributable to smoking, as well as 
claims of indemnity, negligence, strict liability, breach of express 
and implied warranty, violation of a voluntary undertaking or 
special duty, fraud, negligent misrepresentation, conspiracy, 
public nuisance, claims under federal and state statutes governing 
consumer fraud, antitrust, deceptive trade practices and false 
advertising, and claims under federal and state anti-racketeering 
statutes. 

Defenses raised include lack of proximate cause, remoteness 

of injury, failure to state a valid claim, lack of benefit, adequate 
remedy at law, “unclean hands” (namely, that plaintiffs cannot 
obtain equitable relief because they participated in, and benefited 
from, the sale of cigarettes), lack of antitrust standing and injury, 
federal preemption, lack of statutory authority to bring suit and 
statutes of limitations.  In addition, defendants argue that they 
should be entitled to “set off” any alleged damages to the extent 
the plaintiffs benefit economically from the sale of cigarettes 
through the receipt of excise taxes or otherwise.  Defendants also 
argue that these cases are improper because plaintiffs must 
proceed under principles of subrogation and assignment.  Under 
traditional theories of recovery, a payor of medical costs (such as 
an insurer) can seek recovery of health care costs from a third 
party solely by “standing in the shoes” of the injured party.  
Defendants argue that plaintiffs should be required to bring any 
actions as subrogees of individual health care recipients and 

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should be subject to all defenses available against the injured 
party. 

Although there have been some decisions to the contrary, 
most judicial decisions in the United States have dismissed all or 
most health care cost recovery claims against cigarette 
manufacturers.  Nine federal circuit courts of appeals and eight 
state appellate courts, relying primarily on grounds that plaintiffs’ 
claims were too remote, have ordered or affirmed dismissals of 
health care cost recovery actions.  The United States Supreme 
Court has refused to consider plaintiffs’ appeals from the cases 
decided by five circuit courts of appeals. 

Individuals and associations have also sued in purported class 

actions or as private attorneys general under the Medicare as 
Secondary Payer (“MSP”) provisions of the Social Security Act to 
recover from defendants Medicare expenditures allegedly 
incurred for the treatment of smoking-related diseases.  Cases 
were brought in New York (2), Florida (2) and Massachusetts (1).  
All were dismissed by federal courts.

In addition to the cases brought in the United States, health 
care cost recovery actions have also been brought against tobacco 
industry participants, including PM USA and Altria Group, Inc., 
in Israel (dismissed), the Marshall Islands (dismissed) and Canada 
(10), and other entities have stated that they are considering filing 
such actions.

In September 2005, in the first of several health care cost 
recovery cases filed in Canada, the Canadian Supreme Court 
ruled that legislation passed in British Columbia permitting the 
lawsuit is constitutional, and, as a result, the case, which had 
previously been dismissed by the trial court, was permitted to 
proceed.  PM USA’s and other defendants’ challenge to the 
British Columbia court’s exercise of jurisdiction was rejected by 
the Court of Appeals of British Columbia and, in April 2007, the 
Supreme Court of Canada denied review of that decision. 

Since the beginning of 2008, the Canadian Provinces of 
British Columbia, New Brunswick, Ontario, Newfoundland and 
Labrador, Quebec, Alberta, Manitoba, Saskatchewan, Prince 
Edward Island and Nova Scotia have brought health care 
reimbursement claims against cigarette manufacturers.  PM USA 
is named as a defendant in the British Columbia and Quebec 
cases, while both Altria Group, Inc. and PM USA are named as 
defendants in the New Brunswick, Ontario, Newfoundland and 
Labrador, Alberta, Manitoba, Saskatchewan, Prince Edward 
Island and Nova Scotia cases.  The Nunavut Territory and 
Northwest Territory have passed similar legislation.  See 
Guarantees and Other Similar Matters below for a discussion of 
the Distribution Agreement between Altria Group, Inc. and PMI 
that provides for indemnities for certain liabilities concerning 
tobacco products.

Settlements of Health Care Cost Recovery Litigation:  In 

November 1998, PM USA and certain other United States tobacco 
product manufacturers entered into the 1998 Master Settlement 
Agreement (the “MSA”) with 46 states, the District of Columbia, 
Puerto Rico, Guam, the United States Virgin Islands, American 
Samoa and the Northern Marianas to settle asserted and 
unasserted health care cost recovery and other claims. PM USA 

and certain other United States tobacco product manufacturers 
had previously entered into agreements to settle similar claims 
brought by Mississippi, Florida, Texas and Minnesota (together 
with the MSA, the “State Settlement Agreements”). The State 
Settlement Agreements require that the original participating 
manufacturers or “OPMs” (PM USA, R.J. Reynolds and 
Lorillard) make annual payments of approximately $9.4 billion, 
subject to adjustments for several factors, including inflation, 
market share and industry volume.  R.J. Reynolds has since 
acquired Lorillard with the result that PM USA and R.J. Reynolds 
are the two remaining OPMs.  In addition, the original 
participating manufacturers are required to pay settling plaintiffs’ 
attorneys’ fees, subject to an annual cap of $500 million. For the 
years ended December 31, 2015, 2014 and 2013, the aggregate 
amount recorded in cost of sales with respect to the State 
Settlement Agreements and the Fair and Equitable Tobacco 
Reform Act of 2004 (“FETRA”) was approximately $4.5 billion, 
$4.6 billion and $4.2 billion, respectively.  The 2015 amount 
included a reduction to cost of sales of approximately $126 
million related to the New York NPM Adjustment settlement 
discussed below partially offset by an increase to cost of sales of 
approximately $29 million as a result of the denial by the 
Supreme Court of Pennsylvania of PM USA’s petition for review 
of the intermediate appellate court ruling discussed below.  The 
2014 and 2013 amounts included a reduction to cost of sales of 
approximately $43 million and $664 million, respectively, related 
to the NPM Adjustment Items discussed below.  

The State Settlement Agreements also include provisions 

relating to advertising and marketing restrictions, public 
disclosure of certain industry documents, limitations on 
challenges to certain tobacco control and underage use laws, 
restrictions on lobbying activities and other provisions.

NPM Adjustment Disputes:  PM USA is participating in 

proceedings regarding potential downward adjustments (the 
“NPM Adjustment”) to MSA payments made by manufacturers 
that are signatories to the MSA (the “participating manufacturers” 
or “PMs”) for 2003-2014.  The NPM Adjustment is a reduction in 
MSA payments that applies if the PMs collectively lose at least a 
specified level of market share to non-participating manufacturers 
(“NPMs”) between 1997 and the year at issue, subject to certain 
conditions and defenses.  The independent auditor appointed 
under the MSA calculates the maximum amount, if any, of the 
NPM Adjustment for any year in respect of which such NPM 
Adjustment is potentially applicable.

2003-2014 NPM Adjustment Disputes - Settlement with 24 States 
and Territories and Settlement with New York:  PM USA has 
settled the NPM Adjustment disputes for the years 2003-2012 
with 24 of the 52 MSA states and territories (these 24 states and 
territories are referred to as the “signatory states,” and the 
remaining MSA states and territories are referred to as the “non-
signatory states”).  Pursuant to the settlement with these 24 
signatory states, PM USA has received a total of $599 million for 
2003-2012 in the form of reductions to its MSA payments in 
2013, 2014 and 2015.

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PM USA recorded $519 million of the $599 million as a 

reduction to cost of sales that increased its reported pre-tax 
earnings by $483 million and $36 million in the first quarter of 
2013 and second quarter of 2013, respectively.  The remainder of 
the $599 million consists of $80 million attributable to two states 
that joined the settlement after having been found subject to the 
2003 NPM Adjustment by an arbitration panel in the third quarter 
of 2013, as discussed below.  As a result of the arbitration panel’s 
findings, however, PM USA had already recorded $54 million in 
pre-tax earnings in respect of those two states for the 2003 NPM 
Adjustment before they joined the settlement, leaving an 
additional $26 million to be recorded when they joined the 
settlement. The $54 million already recorded consisted of $37 
million recorded as a reduction to cost of sales and $17 million 
recorded as interest income.  Because the $80 million settlement 
recovery would all be recorded as a reduction to cost of sales, 
upon these two states’ joinder of the settlement in the second 
quarter of 2014, PM USA recorded a further $43 million 
reduction to cost of sales while also recording a $17 million 
reduction in interest income to reverse the earlier recording of 
interest income in that amount.  The result was a net increase in 
reported pre-tax earnings of $26 million in the second quarter of 
2014.

In addition, the settlement provides that the NPM Adjustment 
provision will be revised and streamlined as to the signatory states 
for the years after 2012.  Under the revised provision, the 2013 
and 2014 NPM Adjustments are “transition years,” for which the 
PMs receive specified payments.  PM USA has already received 
$35 million for the 2013 transition year pursuant to this revised 
provision in the form of a reduction to its MSA payment in 2014, 
resulting in a reduction to cost of sales in the first quarter of 2014.  
PM USA also received an additional $3 million for the 2013 
transition year as a result of the two additional states joining the 
settlement in the form of a reduction to its MSA payment in 2015.  
In addition, PM USA received $41 million for the 2014 transition 
year in the form of a reduction to its MSA payment in 2015.  The 
original participating manufacturers have agreed that the amounts 
they receive under the settlement for the transition years and 
subsequent years will be allocated among them pursuant to a 
formula that modifies the MSA allocation formula in a manner 
favorable to PM USA, although the extent to which it remains 
favorable to PM USA will depend upon future developments.
  Many of the non-signatory states objected to the settlement 
before the arbitration panel hearing the 2003 NPM Adjustment 
dispute.  In March 2013, the panel issued a stipulated partial 
settlement and award (the “Stipulated Award”) rejecting the 
objections and permitting the settlement to proceed.  In the 
Stipulated Award, the arbitration panel also ruled that the total 
2003 NPM Adjustment would be reduced pro rata by the 
aggregate allocable share of the signatory states to determine the 
maximum amount of the 2003 NPM Adjustment potentially 
available from the non-signatory states whose diligent 
enforcement claims the PMs continued to contest (the “pro rata 
judgment reduction”).

Fourteen of the non-signatory states filed motions in their 

state courts to vacate and/or modify the Stipulated Award in 

whole or part.  Decisions by the Pennsylvania, Missouri and 
Maryland courts on such motions, and the subsequent appeals of 
those rulings, are discussed below.  One state’s motion was denied 
without an appeal by the state.  Another state’s motions remain 
pending in its state trial court.  As for the remaining states, rulings 
rejecting their motions to vacate the Stipulated Award have been 
affirmed on appeal, or the motions have been voluntarily 
dismissed or stayed pending further state action. 

In October 2015, PM USA, along with the other MSA 

participating manufacturers, settled the 2004-2014 NPM 
Adjustment disputes with New York.  The New York settlement is 
separate from the settlement with the 24 signatory states and is 
different from that settlement in certain respects.  Pursuant to the 
New York settlement, PM USA expects to receive approximately 
$126 million for 2004-2014 in the form of a reduction to its MSA 
payment in 2016.  This amount is subject to verification by the 
MSA independent auditor.  PM USA recorded $126 million as a 
reduction to cost of sales in the third quarter of 2015 to reflect this 
new information in its estimate of MSA expenses related to prior 
years.  In addition, the New York settlement provides that the 
NPM Adjustment provision will be revised as to New York for the 
years after 2014.  The revised provision with respect to NPM 
cigarettes on which New York Excise Tax is paid is largely 
similar to the revised provision in the settlement with the 24 
signatory states.  As to other NPM cigarettes, the New York 
settlement provides that, in lieu of the NPM Adjustment provision 
for years after 2014, New York will make annual payments tied to 
the number of NPM cigarettes on which New York did not collect 
New York Excise Tax that were sold on or through Native 
American reservations located in New York (or otherwise met the 
standard in the settlement agreement) during the year at issue to 
New York consumers.  These annual payments will be made in 
the form of reductions to future MSA payments by the 
participating manufacturers, beginning with the MSA payment in 
2017.  The OPMs have agreed that the amounts they receive 
under the New York settlement for the years after 2014 will be 
allocated among them pursuant to a formula that modifies the 
MSA allocation formula in a manner favorable to PM USA, 
although the extent to which it remains favorable to PM USA will 
depend upon future developments.  Under the New York 
settlement, in return for the payments described above and other 
consideration described in the New York settlement, the MSA 
participating manufacturers have released New York from the 
NPM Adjustment provision for all years except as provided in the 
New York settlement.

2003-2014 NPM Adjustment Disputes - Continuing Disputes with 
Non-Signatory States other than New York:  PM USA has 
continued to pursue the NPM Adjustments for 2003 and 
subsequent years with respect to the non-signatory states.  Under 
the MSA, once all conditions for the NPM Adjustment for a 
particular year are met (including the condition that the 
disadvantages of the MSA were a “significant factor” contributing 
to the PMs’ collective loss of market share), each state may avoid 
an NPM Adjustment to its share of the PMs’ MSA payments for 
that year by establishing that it diligently enforced a qualifying 

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_________________________

escrow statute during the entirety of that year.  Such a state’s 
share of the NPM Adjustment would then be reallocated to any 
states that are found not to have diligently enforced for that year.  
For 2003-2014, all conditions for the NPM Adjustment have been 
met, either by determination or agreement among the parties 
(although the parties’ agreement provides that the “significant 
factor” condition for 2013 and 2014 will become effective in 
February 2016 and February 2017), respectively.

2003 NPM Adjustment.  With one exception (Montana), the 
courts have ruled that the states’ claims of diligent enforcement 
are to be submitted to arbitration.  PM USA and other PMs 
entered into an agreement with most of the MSA states and 
territories concerning the 2003 NPM Adjustment, under which 
such states and territories would receive a partial liability 
reduction of 20% for the 2003 NPM Adjustment in the event the 
arbitration panel determined that they did not diligently enforce 
during 2003.  The Montana state courts ruled that Montana may 
litigate its diligent enforcement claims in state court, rather than 
in arbitration.  In June 2012, the PMs and Montana entered a 
consent decree pursuant to which Montana would not be subject 
to the 2003 NPM Adjustment.

In September 2013, the arbitration panel issued rulings 
regarding the 15 states and territories whose diligent enforcement 
the PMs contested that had not as of that time joined the 
settlement, ruling that six of them (Indiana, Kentucky, Maryland, 
Missouri, New Mexico and Pennsylvania) did not diligently 
enforce during 2003 and that nine of them did.  Based on this 
ruling, the PMs were entitled to receive from the six non-diligent 
states the entire 2003 NPM Adjustment remaining after the pro 
rata judgment reduction.  PM USA believed it was entitled to 
receive an NPM Adjustment for 2003 based on this ruling, after 
reflecting the 20% partial liability reduction noted above, of 
approximately $145 million. PM USA recorded this $145 million 
as a reduction to cost of sales, which increased its reported pre-tax 
earnings in the third quarter of 2013.  In addition, PM USA 
believed it would be entitled to interest on this amount of 
approximately $89 million.  PM USA recorded $64 million of this 
amount as interest income, which reduced interest and other debt 
expense, net in the first quarter of 2014, but did not yet record the 
remaining $25 million based on its assessment of a certain dispute 
concerning interest discussed below.

After PM USA recorded these amounts, two of the six non-
diligent states (Indiana and Kentucky) joined the settlement and 
became signatory states.  Those two states account for (i) $37 
million of the $145 million NPM Adjustment for 2003 that PM 
USA recorded and (ii) $17 million of the interest that PM USA 
recorded.  PM USA has retained those amounts from the two 
states, and has received additional amounts as part of the 
settlement recoveries for the 2003-2012 NPM Adjustment 
disputes described above.  The remaining four states account for 
approximately (i) $108 million of the $145 million 2003 NPM 
Adjustment that PM USA recorded and (ii) $66 million of the $89 
million of interest to which PM USA believes it would be entitled 
on the $145 million (and $47 million of the $64 million of interest 
that PM USA recorded).  Each of these four states has filed a 

motion in its state court to (i) vacate the panel’s ruling as to its 
diligence and (ii) to modify the pro rata judgment reduction and 
to substitute a reduction method more favorable to the state.  
These four states have also raised a dispute concerning the 
independent auditor’s calculation of interest.  In addition, another 
OPM has raised a dispute concerning the allocation of the interest 
and disputed payments account earnings among the OPMs.

In April 2014, a Pennsylvania state trial court denied 

Pennsylvania’s motion to vacate the arbitration panel’s ruling that 
Pennsylvania had not diligently enforced, but granted 
Pennsylvania’s motion to modify, with respect to Pennsylvania, 
the pro rata judgment reduction.  In April 2015, a Pennsylvania 
intermediate appellate court affirmed the trial court’s 
modification, with respect to Pennsylvania, of the pro rata 
judgment reduction.  On December 23, 2015, the Supreme Court 
of Pennsylvania denied PM USA’s petition for further judicial 
review of the Pennsylvania intermediate appellate court decision.  
In May 2014, a Missouri state trial court denied Missouri’s 
motion to vacate the arbitration panel’s ruling that Missouri had 
not diligently enforced, but granted Missouri’s motion to modify, 
with respect to Missouri, the pro rata judgment reduction.  In 
September 2015, however, a Missouri intermediate appellate 
court reversed the Missouri state trial court’s ruling that modified 
the pro rata judgment reduction, effectively reinstating the 
application of that reduction method to Missouri.  The Supreme 
Court of Missouri granted Missouri’s request for review of the 
intermediate appellate court decision.  In July 2014, a Maryland 
state trial court denied both Maryland’s motion to vacate the 
arbitration panel’s ruling that Maryland had not diligently 
enforced and Maryland’s motion to vacate or modify the pro rata 
judgment reduction.  Maryland appealed both decisions.  In 
October 2015, a Maryland intermediate appellate court reversed 
the Maryland trial court’s ruling on the pro rata judgment 
reduction method and applied a judgment reduction method that 
is more favorable to the state.  PM USA is seeking further 
discretionary review of this decision of the Maryland intermediate 
appellate court.  The motions filed by the fourth state, New 
Mexico, remain pending in its state trial court.

As a result of the Pennsylvania state trial court ruling, the 
total 2014 MSA payment credit PM USA received on account of 
the 2003 NPM Adjustment from the four states was reduced from 
$108 million to $79 million, and the interest PM USA received 
from the four states was $48 million rather than the $66 million in 
interest to which PM USA believed it would be entitled from 
those four states.  As a result of the denial by the Supreme Court 
of Pennsylvania of PM USA’s petition for review of the 
intermediate appellate court ruling on the modification of the pro 
rata judgment reduction method, PM USA reversed $29 million 
of the reduction to cost of sales and $13 million of the interest 
income that had been previously recorded in respect of 
Pennsylvania for the 2003 NPM Adjustment, which reduced its 
reported pre-tax earnings by approximately $42 million in the 
fourth quarter of 2015.  Because the Missouri state trial court 
ruling post-dated PM USA’s April 2014 MSA payment, that 
ruling did not reduce the credit that PM USA received against that 
payment.  If Missouri is successful on further judicial review of 

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_________________________

the Missouri intermediate appellate court’s ruling reversing the 
Missouri trial court ruling, PM USA will be required to return 
approximately $12 million of the 2003 NPM Adjustment and $7 
million of the interest it received (in each case subject to 
confirmation by the independent auditor), plus applicable interest, 
and would need to make corresponding reversals to amounts 
previously recorded.  In connection with its appeal of the 
Missouri state trial court’s ruling, PM USA posted a bond in the 
amount of $22 million, which will remain in place despite the 
reversal of the Missouri state trial court’s ruling by the 
intermediate appellate court until all appeals are exhausted.  
Because the Maryland intermediate appellate court ruling post-
dated PM USA’s April 2014 MSA payment, that ruling did not 
reduce the credit that PM USA received against that payment.  If 
PM USA is not successful in obtaining further discretionary 
review of the Maryland intermediate appellate court ruling, or if 
PM USA is not successful in any further discretionary review that 
may be granted, it will be required to return approximately $12 
million of the 2003 NPM Adjustment and $7 million of the 
interest it received (plus interest on those amounts) and would 
need to make corresponding reversals to amounts previously 
recorded.  In addition, the other litigation and disputes discussed 
above could further reduce PM USA’s recovery on the 2003 NPM 
Adjustment or recovery of interest and potentially require PM 
USA to return amounts previously received and/or reverse 
amounts previously recorded.  No assurance can be given that the 
outcome of Missouri’s appeal to the Supreme Court of Missouri 
of the Missouri intermediate appellate court decision, PM USA’s 
request for discretionary review of the Maryland intermediate 
appellate decision (or the outcome of any further discretionary 
review that may be granted) or the other litigation and disputes 
discussed above will be resolved in a manner favorable to PM 
USA.

2004-2014 NPM Adjustments.  Proceedings regarding state 
diligent enforcement claims for 2004-2014 have not yet been 
scheduled.  PM USA believes that the MSA requires these claims 
to be determined in a multi-state arbitration, although a number of 
non-signatory states have filed motions in their state courts 
contending that the claims are to be determined in separate 
arbitrations for individual states or that there is no arbitrable 
dispute for 2004.  In September 2015, a Missouri intermediate 
appellate court ruled that Missouri was entitled to a single-state 
arbitration to determine whether Missouri diligently enforced for 
2004.  PM USA appealed this ruling, and the Supreme Court of 
Missouri granted review.  No assurance can be given that the 
outcome of such appeal will be favorable to PM USA.  On 
December 9, 2015, a Wisconsin trial court ruled that Wisconsin 
must arbitrate its claim of diligent enforcement for 2004.  No 
assurance can be given as to when proceedings for 2004-2014 
will be scheduled or the precise form those proceedings will take. 
In June 2015, PM USA entered into an agreement with 17 of 
the non-signatory states to form an arbitration panel to conduct an 
arbitration regarding the 2004 NPM Adjustment.  Pursuant to that 
agreement, in July 2015 PM USA and the 17 states each 
appointed its respective side’s arbitrator for that arbitration panel.  

On December 29, 2015, the two appointed arbitrators selected the 
third arbitrator for a three-arbitrator panel required by the MSA.  
Other PMs declined to participate in appointing the arbitrators, 
and instead filed motions in courts in each of the 17 states seeking 
to compel these states to participate in an arbitration of the 2004 
NPM Adjustment dispute between the states and the PMs that 
would also include disputes solely between the OPMs regarding 
the allocation of NPM Adjustments as between them.  Several of 
the 17 states and PM USA have filed cross-motions objecting to 
the motions filed by the other PMs and seeking to confirm the 
arbitrators selected by them in July 2015 as properly selected 
pursuant to the MSA to resolve the 2004 NPM Adjustment 
dispute between the 17 states and the PMs.  This litigation 
currently is ongoing.  No assurance can be given as to how these 
motions and cross-motions ultimately will be resolved, when the 
full arbitration panel for 2004 will be empanelled, when that 
arbitration will commence or whether that arbitration will include 
the disputes between the OPMs regarding allocation of NPM 
Adjustments.

The independent auditor has calculated that PM USA’s share 

of the maximum potential NPM Adjustments for these years is 
(exclusive of interest or earnings):  $388 million for 2004, $181 
million for 2005, $154 million for 2006, $185 million for 2007, 
$250 million for 2008, $211 million for 2009, $218 million for 
2010, $166 million for 2011, $211 million for 2012, $219 million 
for 2013 and $247 million for 2014.  These maximum amounts 
will be reduced by a judgment reduction to reflect the settlement 
with the signatory states and the New York settlement.  The 
judgment reduction for the 2004-2014 NPM Adjustments has not 
yet been determined.  In addition, these maximum amounts may 
also be further reduced by other developments, including 
agreements that may be entered in the future, disputes that may 
arise or recalculation of the NPM Adjustment amounts by the 
independent auditor.  Further, the maximum amount for 2004 may 
also be reduced due to a dispute raised by another OPM regarding 
the allocation of the maximum potential 2004 NPM Adjustment 
among the OPMs.  Finally, PM USA’s recovery of these amounts, 
even as reduced, is dependent upon subsequent determinations of 
non-signatory states’ diligent enforcement claims.  The 
availability and amount of any NPM Adjustment for 2004-2014 
from the non-signatory states will not be finally determined in the 
near term.  There is no assurance that the OPMs and other MSA-
participating manufacturers will ultimately receive any 
adjustment from the non-signatory states as a result of these 
proceedings.  PM USA’s receipt of amounts on account of the 
2003 NPM Adjustment and interest from non-signatory states 
does not provide any assurance that PM USA will receive any 
NPM Adjustment amounts (or associated interest or earnings) for 
2004 or any subsequent year.  PM USA may enter into settlement 
discussions regarding the NPM Adjustment disputes with any 
non-signatory state if PM USA believes it is in its best interests to 
do so.

Other Disputes Under the State Settlement Agreements:  

The payment obligations of the tobacco product manufacturers 
that are parties to the State Settlement Agreements, as well as the 

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Notes to Consolidated Financial Statements 
_________________________

allocations of any NPM Adjustments received by them pursuant 
to the MSA or the settlements of NPM Adjustment disputes with 
certain states described above, may be affected by R.J. Reynolds’s 
acquisition of Lorillard and the related divestiture of certain 
cigarette brands by R.J. Reynolds to Imperial Tobacco.  PM USA 
intends carefully to review all calculations reflecting such 
payment obligations and allocations, and to determine whether to 
dispute any calculation that it believes improperly increases PM 
USA’s payment obligations under the State Settlement 
Agreements or improperly decreases PM USA’s allocation of 
NPM Adjustments received pursuant to the MSA or any such 
settlement in a manner inconsistent with the respective applicable 
agreements.  PM USA can neither predict the amount by which its 
payment obligations may be increased or its allocation of NPM 
Adjustments decreased, nor provide any assurance that it will be 
successful in any such dispute that it may raise.

Other MSA-Related Litigation:  Since the MSA’s 

inception, NPMs and/or their distributors or customers have filed 
a number of challenges to the MSA and related legislation.  They 
have named as defendants the states and their officials, in an 
effort to enjoin enforcement of important parts of the MSA and 
related legislation, and/or participating manufacturers, in an effort 
to obtain damages.  To date, no such challenge has been 
successful, and the U.S. Courts of Appeals for the Second, Third, 
Fourth, Fifth, Sixth, Eighth, Ninth and Tenth Circuits have 
affirmed judgments in favor of defendants in 16 such cases.  

Federal Government’s Lawsuit:  In 1999, the United States 

government filed a lawsuit in the U.S. District Court for the 
District of Columbia against various cigarette manufacturers, 
including PM USA, and others, including Altria Group, Inc., 
asserting claims under three federal statutes, namely the Medical 
Care Recovery Act (“MCRA”), the MSP provisions of the Social 
Security Act and the civil provisions of RICO.  Trial of the case 
ended in June 2005.  The lawsuit sought to recover an unspecified 
amount of health care costs for tobacco-related illnesses allegedly 
caused by defendants’ fraudulent and tortious conduct and paid 
for by the government under various federal health care programs, 
including Medicare, military and veterans’ health benefits 
programs, and the Federal Employees Health Benefits Program.  
The complaint alleged that such costs total more than $20 billion 
annually.  It also sought what it alleged to be equitable and 
declaratory relief, including disgorgement of profits that arose 
from defendants’ allegedly tortious conduct, an injunction 
prohibiting certain actions by defendants, and a declaration that 
defendants are liable for the federal government’s future costs of 
providing health care resulting from defendants’ alleged past 
tortious and wrongful conduct.  The case ultimately proceeded 
only under the civil provisions of RICO.

The government alleged that disgorgement by defendants of 
approximately $280 billion is an appropriate remedy and the trial 
court agreed.  In February 2005, however, a panel of the U.S. 
Court of Appeals for the District of Columbia Circuit held that 
disgorgement is not a remedy available to the government under 
the civil provisions of RICO.  In October 2005, the United States 

Supreme Court denied the government’s petition for writ of 
certiorari.

In August 2006, the federal trial court entered judgment in 

favor of the government.  The court held that certain defendants, 
including Altria Group, Inc. and PM USA, violated RICO and 
engaged in seven of the eight “sub-schemes” to defraud that the 
government had alleged.  Specifically, the court found that:  

defendants falsely denied, distorted and minimized the 
significant adverse health consequences of smoking; 

defendants hid from the public that cigarette smoking 
and nicotine are addictive; 

defendants falsely denied that they control the level of 
nicotine delivered to create and sustain addiction; 

defendants falsely marketed and promoted “low tar/ 
light” cigarettes as less harmful than full-flavor 
cigarettes; 

defendants falsely denied that they intentionally 
marketed to youth; 

defendants publicly and falsely denied that ETS is 
hazardous to non-smokers; and 

defendants suppressed scientific research. 

The court did not impose monetary penalties on defendants, 

but ordered the following relief: (i) an injunction against 
“committing any act of racketeering” relating to the 
manufacturing, marketing, promotion, health consequences or 
sale of cigarettes in the United States; (ii) an injunction against 
participating directly or indirectly in the management or control 
of the Council for Tobacco Research, the Tobacco Institute, or the 
Center for Indoor Air Research, or any successor or affiliated 
entities of each; (iii) an injunction against “making, or causing to 
be made in any way, any material false, misleading, or deceptive 
statement or representation or engaging in any public relations or 
marketing endeavor that is disseminated to the United States 
public and that misrepresents or suppresses information 
concerning cigarettes”; (iv) an injunction against conveying any 
express or implied health message or health descriptors on 
cigarette packaging or in cigarette advertising or promotional 
material, including “lights,” “ultra lights” and “low tar,” which 
the court found could cause consumers to believe one cigarette 
brand is less hazardous than another brand; (v) the issuance of 
“corrective statements” in various media regarding the adverse 
health effects of smoking, the addictiveness of smoking and 
nicotine, the lack of any significant health benefit from smoking 
“low tar” or “light” cigarettes, defendants’ manipulation of 
cigarette design to ensure optimum nicotine delivery and the 
adverse health effects of exposure to environmental tobacco 
smoke; (vi) the disclosure on defendants’ public document 
websites and in the Minnesota document repository of all 
documents produced to the government in the lawsuit or produced 
in any future court or administrative action concerning smoking 
and health until 2021, with certain additional requirements as to 
documents withheld from production under a claim of privilege or 

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_________________________

confidentiality; (vii) the disclosure of disaggregated marketing 
data to the government in the same form and on the same 
schedule as defendants now follow in disclosing such data to the 
Federal Trade Commission (“FTC”) for a period of 10 years; 
(viii) certain restrictions on the sale or transfer by defendants of 
any cigarette brands, brand names, formulas or cigarette 
businesses within the United States; and (ix) payment of the 
government’s costs in bringing the action.

Defendants appealed and, in May 2009, a three judge panel 

of the Court of Appeals for the District of Columbia Circuit 
issued a per curiam decision largely affirming the trial court’s 
judgment against defendants and in favor of the government. 
Although the panel largely affirmed the remedial order that was 
issued by the trial court, it vacated the following aspects of the 
order: 

its application to defendants’ subsidiaries; 

the prohibition on the use of express or implied health 
messages or health descriptors, but only to the extent of 
extraterritorial application; 

its point-of-sale display provisions; and 

its application to Brown & Williamson Holdings. 

The Court of Appeals panel remanded the case for the trial court 
to reconsider these four aspects of the injunction and to 
reformulate its remedial order accordingly.  Furthermore, the 
Court of Appeals panel rejected all of the government’s and 
intervenors’ cross-appeal arguments and refused to broaden the 
remedial order entered by the trial court.  The Court of Appeals 
panel also left undisturbed its prior holding that the government 
cannot obtain disgorgement as a permissible remedy under RICO.
In July 2009, defendants filed petitions for a rehearing before 

the panel and for a rehearing by the entire Court of Appeals.  
Defendants also filed a motion to vacate portions of the trial 
court’s judgment on the grounds of mootness because of the 
passage of the Family Smoking Prevention and Tobacco Control 
Act (“FSPTCA”), granting the U.S. Food and Drug 
Administration (the “FDA”) broad authority over the regulation 
of tobacco products.  In September 2009, the Court of Appeals 
entered three per curiam rulings.  Two of them denied defendants’ 
petitions for panel rehearing or for rehearing en banc.  In the third 
per curiam decision, the Court of Appeals denied defendants’ 
suggestion of mootness and motion for partial vacatur.  In 
February 2010, PM USA and Altria Group, Inc. filed their 
certiorari petitions with the United States Supreme Court.  In 
addition, the federal government and the intervenors filed their 
own certiorari petitions, asking the court to reverse an earlier 
Court of Appeals decision and hold that civil RICO allows the 
trial court to order disgorgement as well as other equitable relief, 
such as smoking cessation remedies, designed to redress 
continuing consequences of prior RICO violations.  In June 2010, 
the United States Supreme Court denied all of the parties’ 
petitions.  In July 2010, the Court of Appeals issued its mandate 
lifting the stay of the trial court’s judgment and remanding the 
case to the trial court.  As a result of the mandate, except for those 
matters remanded to the trial court for further proceedings, 

defendants are now subject to the injunction discussed above and 
the other elements of the trial court’s judgment.

In February 2011, the government submitted its proposed 
corrective statements and the trial court referred issues relating to 
a document repository to a special master.  Defendants filed a 
response to the government’s proposed corrective statements and 
filed a motion to vacate the trial court’s injunction in light of the 
FSPTCA, which motion was denied in June 2011.  Defendants 
appealed the trial court’s ruling to the U.S. Court of Appeals for 
the District of Columbia Circuit.  In July 2012, the Court of 
Appeals affirmed the district court’s denial of defendants’ motion 
to vacate the district court’s injunction.

Remaining issues pending include:  (i) the content of the 

court-ordered corrective communications and (ii) the 
requirements related to point-of-sale signage.  In November 2012, 
the district court issued its order specifying the content of the 
corrective communications described above.  The district court’s 
order required the parties to engage in negotiations with the 
special master regarding implementation of the corrective 
communications remedy for television, newspapers, cigarette 
pack onserts and websites.  In January 2013, defendants filed a 
notice of appeal from the order on the content and vehicles of the 
corrective communications and a motion to hold the appeal in 
abeyance pending completion of the negotiations, which the U.S. 
Court of Appeals granted in February 2013. In January 2014, the 
parties submitted a motion for entry of a consent order in the 
district court, setting forth their agreement on the implementation 
details of the corrective communications remedy.  The agreement 
provides that the “trigger date” for implementation is after the 
appeal on the content of the communications has been exhausted.  
Also in January 2014, the district court convened a hearing and 
ordered further briefing.  A number of amici who sought 
modification or rejection of the agreement for a variety of reasons 
were given leave to appear.  In April 2014, the parties filed an 
amended proposed consent order and accompanying submission 
in the district court seeking entry of a revised agreement on the 
implementation details of the corrective communications remedy.  
In June 2014, the district court approved the April 2014 proposed 
consent order.  Also in June 2014, defendants filed a notice of 
appeal of the consent order solely for the purpose of perfecting 
the U.S. Court of Appeals’ jurisdiction over the pending appeal 
relating to the content and vehicles of the corrective 
communications and, in July 2014, defendants moved to 
consolidate this appeal with the appeal filed in January 2013.  The 
U.S. Court of Appeals granted the motion to consolidate in 
August 2014.  

In May 2015, the U.S. Court of Appeals affirmed in part and 
reversed in part, concluding that certain portions of the statements 
exceeded the district court’s jurisdiction under RICO, but upheld 
other portions challenged by defendants.  The Court of Appeals 
remanded the case to the trial court for further proceedings.  In 
July 2015, the government filed a petition for panel rehearing, 
which the U.S. Court of Appeals denied on August 2015.  In 
October 2015, the district court ordered further briefing on the 
content of the corrective communications reversed by the U.S. 

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Notes to Consolidated Financial Statements 
_________________________

Court of Appeals and any implementation changes the parties 
propose.  

court denied plaintiffs’ motion for class certification, concluding 
the litigation.

In the second quarter of 2014, Altria Group, Inc. and PM 
USA recorded provisions on each of their respective balance 
sheets totaling $31 million for the estimated costs of 
implementing the corrective communications remedy.  This 
estimate is subject to change due to several factors, including the 
outcome of further proceedings, though Altria Group, Inc. and 
PM USA do not expect any change in this estimate to be material. 
The consent order approved by the district court in June 2014 
did not address the requirements related to point-of-sale signage.  
In May 2014, the district court ordered further briefing by the 
parties on the issue of corrective statements on point-of-sale 
signage, which was completed in June 2014.

In December 2011, the parties to the lawsuit entered into an 
agreement as to the issues concerning the document repository.  
Pursuant to this agreement, PM USA agreed to deposit an amount 
of approximately $3.1 million into the district court in 
installments over a five-year period.

“Lights/Ultra Lights” Cases

Overview:  Plaintiffs in certain pending matters seek 
certification of their cases as class actions and allege, among 
other things, that the uses of the terms “Lights” and/or “Ultra 
Lights” constitute deceptive and unfair trade practices, common 
law or statutory fraud, unjust enrichment or breach of warranty, 
and seek injunctive and equitable relief, including restitution and, 
in certain cases, punitive damages.  These class actions have been 
brought against PM USA and, in certain instances, Altria Group, 
Inc. or its subsidiaries, on behalf of individuals who purchased 
and consumed various brands of cigarettes, including Marlboro 
Lights, Marlboro Ultra Lights, Virginia Slims Lights and 
Superslims, Merit Lights and Cambridge Lights. Defenses raised 
in these cases include lack of misrepresentation, lack of causation, 
injury and damages, the statute of limitations, non-liability under 
state statutory provisions exempting conduct that complies with 
federal regulatory directives, and the First Amendment.  As of 
January 26, 2016, a total of 11 such cases are pending in various 
U.S. state courts.

The Good Case:  In May 2006, a federal trial court in Maine 

granted PM USA’s motion for summary judgment in Good, a 
purported “Lights” class action, on the grounds that plaintiffs’ 
claims are preempted by the Federal Cigarette Labeling and 
Advertising Act (“FCLAA”) and dismissed the case.  In 
December 2008, the United States Supreme Court ruled that 
plaintiffs’ claims are not barred by federal preemption.  Although 
the Court rejected the argument that the FTC’s actions were so 
extensive with respect to the descriptors that the state law claims 
were barred as a matter of federal law, the Court’s decision was 
limited: it did not address the ultimate merits of plaintiffs’ claim, 
the viability of the action as a class action or other state law 
issues. The case was returned to the federal court in Maine and 
consolidated with other federal cases in the multidistrict litigation 
proceeding discussed below.  In June 2011, the plaintiffs 
voluntarily dismissed the case without prejudice after the district 

Federal Multidistrict Proceeding and Subsequent 

Developments:  Since the December 2008 United States Supreme 
Court decision in Good, and through January 26, 2016, 26 
purported “Lights” class actions were served upon PM USA and, 
in certain cases, Altria Group, Inc.  These cases were filed in 15 
states, the U.S. Virgin Islands and the District of Columbia.  All 
of these cases either were filed in federal court or were removed 
to federal court by PM USA and were transferred and 
consolidated by the Judicial Panel on Multidistrict Litigation 
(“JPMDL”) before the U.S. District Court for the District of 
Maine for pretrial proceedings (“MDL proceeding”).

In November 2010, the district court in the MDL proceeding 

denied plaintiffs’ motion for class certification in four cases, 
covering the jurisdictions of California, the District of Columbia, 
Illinois and Maine.  These jurisdictions were selected by the 
parties as sample cases, with two selected by plaintiffs and two 
selected by defendants.  Plaintiffs sought appellate review of this 
decision but, in February 2011, the U.S. Court of Appeals for the 
First Circuit denied plaintiffs’ petition for leave to appeal.  Later 
that year, plaintiffs in 13 cases voluntarily dismissed their cases 
without prejudice.  In April 2012, the JPMDL remanded the 
remaining four cases (Phillips, Tang, Wyatt and Cabbat) back to 
the federal district courts in which the suits originated.  These 
cases were ultimately resolved in a manner favorable to PM USA.

“Lights” Cases Dismissed, Not Certified or Ordered De-

Certified:  As of January 26, 2016, in addition to the federal 
district court in the MDL proceeding, 19 courts in 20 “Lights” 
cases have refused to certify class actions, dismissed class action 
allegations, reversed prior class certification decisions or have 
entered judgment in favor of PM USA.

Trial courts in Arizona, Hawaii, Illinois, Kansas, New Jersey, 

New Mexico, Ohio, Oregon, Tennessee, Washington and 
Wisconsin have refused to grant class certification or have 
dismissed plaintiffs’ class action allegations.  Plaintiffs 
voluntarily dismissed a case in Michigan after a trial court 
dismissed the claims plaintiffs asserted under the Michigan Unfair 
Trade and Consumer Protection Act.  Several appellate courts 
have issued rulings that either affirmed rulings in favor of Altria 
Group, Inc. and/or PM USA or reversed rulings entered in favor 
of plaintiffs.  

In Florida, an intermediate appellate court overturned an 
order by a trial court that granted class certification in Hines.  The 
Florida Supreme Court denied review in January 2008.  The 
Supreme Court of Illinois overturned a judgment that awarded 
damages to a certified class in the Price case, although plaintiffs 
are seeking reinstatement of the judgment.  See The Price Case 
below for further discussion.  In Louisiana, the U.S. Court of 
Appeals for the Fifth Circuit dismissed a purported “Lights” class 
action (Sullivan) on the grounds that plaintiffs’ claims were 
preempted by the FCLAA.  In New York, the U.S. Court of 
Appeals for the Second Circuit overturned a trial court decision in 
Schwab that granted plaintiffs’ motion for certification of a 
nationwide class of all U.S. residents that purchased cigarettes in 

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Notes to Consolidated Financial Statements 
_________________________

the United States that were labeled “Light” or “Lights.” In July 
2010, plaintiffs in Schwab voluntarily dismissed the case with 
prejudice.  In Ohio, the Ohio Supreme Court overturned class 
certifications in the Marrone and Phillips cases.  Plaintiffs 
voluntarily dismissed both cases without prejudice in August 
2009, but refiled in federal court as the Phillips case discussed 
above.  The Supreme Court of Washington denied a motion for 
interlocutory review filed by the plaintiffs in the Davies case that 
sought review of an order by the trial court that refused to certify 
a class.  Plaintiffs subsequently voluntarily dismissed the Davies 
case with prejudice.  In August 2011, the U.S. Court of Appeals 
for the Seventh Circuit affirmed the Illinois federal district court’s 
dismissal of “Lights” claims brought against PM USA in the 
Cleary case.  In Curtis, a certified class action, in May 2012, the 
Minnesota Supreme Court affirmed the trial court’s entry of 
summary judgment in favor of PM USA, concluding this 
litigation.

In Lawrence, in August 2012, the New Hampshire Supreme 

Court reversed the trial court’s order to certify a class and 
subsequently denied plaintiffs’ rehearing petition.  In October 
2012, the case was dismissed after plaintiffs filed a motion to 
dismiss the case with prejudice, concluding this litigation.  

State Trial Court Class Certifications:  State trial courts 
have certified classes against PM USA in several jurisdictions.  
Over time, several such cases have been dismissed by the courts 
at the summary judgment stage, but others remain pending.  
Significant developments in these pending cases include: 

Aspinall: In August 2004, the Massachusetts Supreme Judicial 
Court affirmed the class certification order.  In August 2006, the 
trial court denied PM USA’s motion for summary judgment and 
granted plaintiffs’ cross-motion for summary judgment on the 
defenses of federal preemption and a state law exemption to 
Massachusetts’ consumer protection statute.  On motion of the 
parties, the trial court subsequently reported its decision to deny 
summary judgment to the appeals court for review and stayed 
further proceedings pending completion of the appellate review.  
In March 2009, the Massachusetts Supreme Judicial Court 
affirmed the order denying summary judgment to PM USA and 
granting the plaintiffs’ cross-motion.  In January 2010, plaintiffs 
moved for partial summary judgment as to liability claiming 
collateral estoppel from the findings in the case brought by the 
Department of Justice (see Health Care Cost Recovery Litigation 
- Federal Government’s Lawsuit described above).  In March 
2012, the trial court denied plaintiffs’ motion. In February 2013, 
the trial court, upon agreement of the parties, dismissed without 
prejudice plaintiffs’ claims against Altria Group, Inc.  PM USA is 
now the sole defendant in the case.  In September 2013, the case 
was transferred to the Business Litigation Session of the 
Massachusetts Superior Court.  Also in September 2013, plaintiffs 
filed a motion for partial summary judgment on the scope of 
remedies available in the case, which the Massachusetts Superior 
Court denied in February 2014, concluding that plaintiffs cannot 
obtain disgorgement of profits as an equitable remedy and that 
their recovery is limited to actual damages or $25 per class 
member if they cannot prove actual damages greater than $25.  

Plaintiffs filed a motion asking the trial court to report its 
February 2014 ruling to the Massachusetts Appeals Court for 
review, which the trial court denied.  In March 2014, plaintiffs 
petitioned the Massachusetts Appeals Court for review of the 
ruling, which the appellate court denied.  In August 2015, the trial 
court denied various pre-trial motions filed by PM USA, 
including a motion for summary judgment on the ground that 
plaintiffs have no proof of injury.  Trial began in October 2015 
and concluded in November 2015.  On December 18, 2015, PM 
USA filed a motion to decertify the class. 

Brown:  In June 1997, plaintiffs filed suit in California state court 
alleging that domestic cigarette manufacturers, including PM 
USA and others, violated California law regarding unfair, 
unlawful and fraudulent business practices.  In May 2009, the 
California Supreme Court reversed an earlier trial court decision 
that decertified the class and remanded the case to the trial court.  
At that time, the class consisted of individuals who, at the time 
they were residents of California, (i) smoked in California one or 
more cigarettes manufactured by PM USA that were labeled and/ 
or advertised with the terms or phrases “light,” 
“medium,” “mild,” “low tar,” and/or “lowered tar and nicotine,” 
but not including any cigarettes labeled or advertised with the 
terms or phrases “ultra light” or “ultra low tar,” and (ii) who were 
exposed to defendant’s marketing and advertising activities in 
California.  Plaintiffs are seeking restitution of a portion of the 
costs of “light” cigarettes purchased during the class period and 
injunctive relief ordering corrective communications.  In 
September 2012, at the plaintiffs’ request, the trial court dismissed 
all defendants except PM USA from the lawsuit.  Trial began in 
April 2013.  In May 2013 the plaintiffs redefined the class to 
include California residents who smoked in California one or 
more of defendant’s Marlboro Lights cigarettes between January 
1, 1998 and April 23, 2001, and who were exposed to defendant’s 
marketing and advertising activities in California.  In June 2013, 
PM USA filed a motion to decertify the class.  Trial concluded in 
July 2013.  In September 2013, the court issued a final Statement 
of Decision, in which the court found that PM USA violated 
California law, but that plaintiffs had not established a basis for 
relief.  On this basis, the court granted judgment for PM USA.   
The court also denied PM USA’s motion to decertify the class.  In 
October 2013, the court entered final judgment in favor of PM 
USA.  In November 2013, plaintiffs moved for a new trial, which 
the court denied.  In December 2013, plaintiffs filed a notice of 
appeal and PM USA filed a conditional cross-appeal.  In February 
2014, the trial court awarded PM USA $764,553 in costs and 
plaintiffs appealed the costs award.  Oral argument occurred in 
September 2015 and subsequently the Court of Appeal affirmed 
the trial court judgment and dismissed PM USA’s conditional 
cross-appeal as moot.  The court also affirmed the cost award in 
favor of PM USA.  On November 6, 2015, plaintiffs filed a 
petition for review with the California Supreme Court, which the 
court denied on December 9, 2015. 

Larsen:  In August 2005, a Missouri Court of Appeals affirmed 
the class certification order.  In December 2009, the trial court 
denied plaintiffs’ motion for reconsideration of the period during 

92

 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

which potential class members can qualify to become part of the 
class.  The class period remains 1995-2003.  In June 2010, PM 
USA’s motion for partial summary judgment regarding plaintiffs’ 
request for punitive damages was denied.  In April 2010, plaintiffs 
moved for partial summary judgment as to an element of liability 
in the case, claiming collateral estoppel from the findings in the 
case brought by the Department of Justice (see Health Care Cost 
Recovery Litigation - Federal Government’s Lawsuit described 
above).  The plaintiffs’ motion was denied in December 2010.  In 
June 2011, PM USA filed various summary judgment motions 
challenging the plaintiffs’ claims.  In August 2011, the trial court 
granted PM USA’s motion for partial summary judgment, ruling 
that plaintiffs could not present a damages claim based on 
allegations that Marlboro Lights are more dangerous than 
Marlboro Reds.  The trial court denied PM USA’s remaining 
summary judgment motions.  Trial in the case began in September 
2011 and, in October 2011, the court declared a mistrial after the 
jury failed to reach a verdict.  In January 2014, the trial court 
reversed its prior ruling granting partial summary judgment 
against plaintiffs’ “more dangerous” claim and allowed plaintiffs 
to pursue that claim.  In October 2014, PM USA filed motions to 
decertify the class and for partial summary judgment on plaintiffs’ 
“more dangerous” claim, which the court denied in June 2015.  
Re-trial is scheduled to begin on March 2, 2016.

Miner:  In June 2007, the United States Supreme Court reversed 
the lower court rulings in Miner (formerly known as Watson) that 
denied plaintiffs’ motion to have the case heard in a state, as 
opposed to federal, trial court.  The Supreme Court rejected 
defendants’ contention that the case must be tried in federal court 
under the “federal officer” statute.  Following remand, the case 
was removed again to federal court in Arkansas and transferred to 
the MDL proceeding discussed above.  In November 2010, the 
district court in the MDL proceeding remanded the case to 
Arkansas state court.  In December 2011, plaintiffs voluntarily 
dismissed their claims against Altria Group, Inc. without 
prejudice.  In March 2013, plaintiffs filed a class certification 
motion.  In November 2013, the trial court granted class 
certification.  The certified class includes those individuals who, 
from November 1, 1971 through June 22, 2010, purchased 
Marlboro Lights and Marlboro Ultra Lights for personal 
consumption in Arkansas.  PM USA filed a notice of appeal of the 
class certification ruling to the Arkansas Supreme Court in 
December 2013.  In February 2015, the Arkansas Supreme Court 
affirmed the trial court’s class certification order.  In May 2015, 
PM USA filed a motion for partial summary judgment seeking to 
foreclose any recovery for cigarette purchases prior to 1999, when 
a private right of action was added to the consumer protection 
statute under which plaintiffs are suing.  The trial court denied the 
motion in July 2015.  Trial is currently scheduled to begin on 
August 2, 2016.

Other Developments:  In Oregon (Pearson), a state court 

denied plaintiffs’ motion for interlocutory review of the trial 
court’s refusal to certify a class.  In February 2007, PM USA filed 
a motion for summary judgment based on federal preemption and 
the Oregon statutory exemption.  In September 2007, the district 

court granted PM USA’s motion based on express preemption 
under the FCLAA, and plaintiffs appealed this dismissal and the 
class certification denial to the Oregon Court of Appeals.  In June 
2013, the Oregon Court of Appeals reversed the trial court’s 
denial of class certification and remanded to the trial court for 
further consideration of class certification. In July 2013, PM USA 
filed a petition for reconsideration with the Oregon Court of 
Appeals, which was denied in August 2013.  PM USA filed its 
petition for review to the Oregon Supreme Court in October 2013, 
which the court accepted in January 2014.  In October 2015, the 
Oregon Supreme Court affirmed the trial court’s order denying 
class certification, thereby reversing the decision of the Oregon 
Court of Appeals.  On November 5, 2015, plaintiffs filed a motion 
for reconsideration with the Oregon Supreme Court, which the 
court denied on December 10, 2015.  On December 28, 2015, the 
Oregon Supreme Court entered its judgment denying class 
certification and remanding the claims of the individual plaintiffs 
for further proceedings.

In December 2009, the state trial court in Carroll (formerly 

known as Holmes) (pending in Delaware) denied PM USA’s 
motion for summary judgment based on an exemption provision 
in the Delaware Consumer Fraud Act.  In January 2011, the trial 
court allowed the plaintiffs to file an amended complaint 
substituting class representatives and naming Altria Group, Inc. 
and PMI as additional defendants.  In February 2013, the trial 
court approved the parties’ stipulation to the dismissal without 
prejudice of Altria Group, Inc. and PMI, leaving PM USA as the 
sole defendant in the case.  In March 2015, plaintiffs moved for 
class certification and, in July 2015, PM USA filed a summary 
judgment motion seeking to dismiss plaintiffs’ claims in their 
entirety on preemption grounds.

The Price Case:  Trial in Price commenced in state court in 

Illinois in January 2003 and, in March 2003, the judge found in 
favor of the plaintiff class and awarded $7.1 billion in 
compensatory damages and $3.0 billion in punitive damages 
against PM USA. In December 2005, the Illinois Supreme Court 
reversed the trial court’s judgment in favor of the plaintiffs.  In 
November 2006, the United States Supreme Court denied 
plaintiffs’ petition for writ of certiorari and, in December 2006, 
the Circuit Court of Madison County enforced the Illinois 
Supreme Court’s mandate and dismissed the case with prejudice. 
In December 2008, plaintiffs filed with the trial court a 

petition for relief from the final judgment that was entered in 
favor of PM USA.  Specifically, plaintiffs sought to vacate the 
judgment entered by the trial court on remand from the 2005 
Illinois Supreme Court decision overturning the verdict on the 
ground that the United States Supreme Court’s December 2008 
decision in Good demonstrated that the Illinois Supreme Court’s 
decision was “inaccurate.” PM USA filed a motion to dismiss 
plaintiffs’ petition and, in February 2009, the trial court granted 
PM USA’s motion on the basis that the petition was not timely 
filed.  In March 2009, the Price plaintiffs filed a notice of appeal 
with the Fifth Judicial District of the Appellate Court of Illinois.  
In February 2011, the intermediate appellate court ruled that the 
petition was timely filed and reversed the trial court’s dismissal of 

93

 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

the plaintiffs’ petition and, in September 2011, the Illinois 
Supreme Court declined PM USA’s petition for review.  As a 
result, the case was returned to the trial court for proceedings on 
whether the court should grant the plaintiffs’ petition to reopen 
the prior judgment.  In February 2012, plaintiffs filed an amended 
petition, which PM USA opposed.  Subsequently, in responding to 
PM USA’s opposition to the amended petition, plaintiffs asked the 
trial court to reinstate the original judgment.  The trial court 
denied plaintiffs’ petition in December 2012.  In January 2013, 
plaintiffs filed a notice of appeal with the Fifth Judicial District.  
In January 2013, PM USA filed a motion asking the Illinois 
Supreme Court to immediately exercise its jurisdiction over the 
appeal.  In February 2013, the Illinois Supreme Court denied PM 
USA’s motion.  In April 2014, the Fifth Judicial District reversed 
and ordered reinstatement of the original $10.1 billion trial court 
judgment against PM USA.  In May 2014, PM USA filed in the 
Illinois Supreme Court a petition for a supervisory order and a 
petition for leave to appeal.  The filing of the petition for leave to 
appeal automatically stayed the Fifth District’s mandate pending 
disposition by the Illinois Supreme Court.  Also in May 2014, 
plaintiffs filed a motion seeking recusal of Justice Karmeier, one 
of the Illinois Supreme Court justices, which PM USA opposed.  
In September 2014, the Illinois Supreme Court granted PM USA’s 
motion for leave to appeal and took no action on PM USA’s 
motion for a supervisory order.  Justice Karmeier denied 
plaintiffs’ motion seeking his recusal.  In February 2015, plaintiffs 
filed a new motion seeking recusal or disqualification of Justice 
Karmeier.  In March 2015, the Illinois Supreme Court denied 
plaintiffs’ request that it order the disqualification of Justice 
Karmeier and referred the recusal request to Justice Karmeier to 
decide.  On November 4, 2015, the Illinois Supreme Court 
vacated the Fifth Judicial District’s decision, finding that the 
plaintiffs’ petition was improper, and dismissed the cause of 
action without prejudice to plaintiffs to file a motion to recall the 
mandate in the Illinois Supreme Court.  On the same day, Justice 
Karmeier denied the recusal motion.  On November 18, 2015, the 
plaintiffs filed motions in the Illinois Supreme Court seeking to 
recall the 2005 mandate issued in PM USA’s favor and for recusal 
of Justice Karmeier, both of which the court denied on January 
11, 2016.  On January 22, 2016, plaintiffs filed a petition for writ 
of certiorari with the United States Supreme Court on the 
question of whether Justice Karmeier should have recused 
himself.

In June 2009, the plaintiff in an individual smoker lawsuit 

(Kelly) brought on behalf of an alleged smoker of “Lights” 
cigarettes in Madison County, Illinois state court filed a motion 
seeking a declaration that his claims under the Illinois Consumer 
Fraud Act are not (i) barred by the exemption in that statute based 
on his assertion that the Illinois Supreme Court’s decision in 
Price is no longer good law in light of the decisions by the United 
States Supreme Court in Good and Watson, and (ii) preempted in 
light of the United States Supreme Court’s decision in Good.  In 
September 2009, the court granted plaintiff’s motion as to federal 
preemption, but denied it with respect to the state statutory 
exemption.

Certain Other Tobacco-Related Litigation

Ignition Propensity Cases:  PM USA and Altria Group, Inc. 

are currently facing litigation alleging that a fire caused by 
cigarettes led to individuals’ deaths.  In a Kentucky case (Walker), 
the federal district court denied plaintiffs’ motion to remand the 
case to state court and dismissed plaintiffs’ claims in February 
2009.  Plaintiffs subsequently filed a notice of appeal.  In October 
2011, the U.S. Court of Appeals for the Sixth Circuit reversed the 
portion of the district court decision that denied remand of the 
case to Kentucky state court and remanded the case to Kentucky 
state court.  The Sixth Circuit did not address the merits of the 
district court’s dismissal order.  Defendants’ petition for rehearing 
with the Sixth Circuit was denied in December 2011.  Defendants 
filed a renewed motion to dismiss in state court in March 2013.  
Based on new evidence, in June 2013, defendants removed the 
case for a second time to the U.S. District Court for the Western 
District of Kentucky and re-filed their motion to dismiss in June 
2013.  In July 2013, plaintiffs filed a motion to remand the case to 
Kentucky state court, which was granted in March 2014.

False Claims Act Case:  PM USA is a defendant in a qui tam 
action filed in the U.S. District Court for the District of Columbia 
(United States ex rel. Anthony Oliver) alleging violation of the 
False Claims Act in connection with sales of cigarettes to the U.S. 
military.  The relator contends that PM USA violated “most 
favored customer” provisions in government contracts and 
regulations by selling cigarettes to non-military customers in 
overseas markets at more favorable prices than it sold to the U.S. 
military exchange services for resale on overseas military bases in 
those same markets.  The relator has dropped Altria Group, Inc. as 
a defendant and has dropped claims related to post-MSA price 
increases on cigarettes sold to the U.S. military.  In July 2012, PM 
USA filed a motion to dismiss, which was granted on 
jurisdictional grounds in June 2013, and the case was dismissed 
with prejudice.  In July 2013, the relator appealed the dismissal to 
the U.S. Court of Appeals for the District of Columbia Circuit.  In 
August 2014, the Court of Appeals reversed the jurisdictional 
issue and remanded the case to the district court for further 
proceedings, including consideration of PM USA’s alternative 
grounds for dismissal.  In October 2014, PM USA filed a second 
motion to dismiss in the U.S. District Court for the District of 
Columbia for lack of subject matter jurisdiction based on issues 
left unresolved by the opinion of the Court of Appeals for the 
District of Columbia Circuit.  In April 2015, the district court 
granted PM USA’s second motion to dismiss for lack of subject 
matter jurisdiction and again dismissed the case with prejudice.  
The relator appealed the latest dismissal to the Court of Appeals 
for the District of Columbia Circuit in May 2015.  Oral argument 
occurred on January 15, 2016 at the U.S. Court of Appeals for the 
District of Columbia Circuit.

Argentine Grower Cases:  PM USA is a defendant in six 
cases (Hupan, Chalanuk, Rodriguez Da Silva, Aranda, Taborda 
and Biglia) filed in Delaware state court against multiple 
defendants by the parents of Argentine children born with alleged 
birth defects.  Plaintiffs in these cases allege that they grew 

94

  
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

tobacco in Argentina under contract with Tabacos Norte S.A., an 
alleged subsidiary of PMI, and that they and their infant children 
were exposed directly and in utero to hazardous herbicides and 
pesticides used in the production and cultivation of tobacco.  
Plaintiffs seek compensatory and punitive damages against all 
defendants.  In December 2012, Altria Group, Inc. and certain 
other defendants were dismissed from the Hupan, Chalanuk and 
Rodriguez Da Silva cases.  Altria Group, Inc. and certain other 
defendants were dismissed from Aranda, Taborda and Biglia in 
May 2013, October 2013 and February 2014, respectively.  The 
three remaining defendants in the six cases are PM USA, Philip 
Morris Global Brands Inc. (a subsidiary of PMI) and Monsanto 
Company.  Following discussions regarding indemnification for 
these cases pursuant to the Distribution Agreement between PMI 
and Altria Group, Inc., PMI and PM USA have agreed to resolve 
conflicting indemnity demands after final judgments are entered.  
See Guarantees and Other Similar Matters below for a discussion 
of the Distribution Agreement.  In April 2014, all three defendants 
in the Hupan case filed motions to dismiss for failure to state a 
claim, and PM USA and Philip Morris Global Brands filed 
separate motions to dismiss based on the doctrine of forum non 
conveniens.  All proceedings in the other five cases were stayed 
pending the court’s resolution of the motions to dismiss filed in 
Hupan.  On December 1, 2015, the trial court granted PM USA’s 
motion to dismiss on forum non conveniens grounds.  Plaintiff 
filed a motion for clarification or re-argument on December 7, 
2015. 

UST Litigation

Claims related to smokeless tobacco products generally fall 
within the following categories: 

First, UST and/or its tobacco subsidiaries have been named 
in certain actions in West Virginia (See In re: Tobacco Litigation 
above) brought by or on behalf of individual plaintiffs against 
cigarette manufacturers, smokeless tobacco manufacturers and 
other organizations seeking damages and other relief in 
connection with injuries allegedly sustained as a result of tobacco 
usage, including smokeless tobacco products.  Included among 
the plaintiffs are five individuals alleging use of USSTC’s 
smokeless tobacco products and alleging the types of injuries 
claimed to be associated with the use of smokeless tobacco 
products. USSTC, along with other non-cigarette manufacturers, 
has remained severed from such proceedings since December 
2001.

Second, UST and/or its tobacco subsidiaries has been named 

in a number of other individual tobacco and health suits over 
time.  Plaintiffs’ allegations of liability in these cases are based on 
various theories of recovery, such as negligence, strict liability, 
fraud, misrepresentation, design defect, failure to warn, breach of 
implied warranty, addiction and breach of consumer protection 
statutes.  Plaintiffs seek various forms of relief, including 
compensatory and punitive damages, and certain equitable relief, 
including but not limited to disgorgement.  Defenses raised in 
these cases include lack of causation, assumption of the risk, 
comparative fault and/or contributory negligence, and statutes of 

limitations.  USSTC is currently named in one such action in 
Florida (Vassallo).  There is currently no trial date set in this case.

Environmental Regulation

Altria Group, Inc. and its subsidiaries (and former subsidiaries) 
are subject to various federal, state and local laws and regulations 
concerning the discharge of materials into the environment, or 
otherwise related to environmental protection, including, in the 
United States: the Clean Air Act, the Clean Water Act, the 
Resource Conservation and Recovery Act and the Comprehensive 
Environmental Response, Compensation and Liability Act 
(commonly known as “Superfund”), which can impose joint and 
several liability on each responsible party.  Subsidiaries (and 
former subsidiaries) of Altria Group, Inc. are involved in several 
matters subjecting them to potential costs of remediation and 
natural resource damages under Superfund or other laws and 
regulations.  Altria Group, Inc.’s subsidiaries expect to continue to 
make capital and other expenditures in connection with 
environmental laws and regulations.

Altria Group, Inc. provides for expenses associated with 
environmental remediation obligations on an undiscounted basis 
when such amounts are probable and can be reasonably estimated.  
Such accruals are adjusted as new information develops or 
circumstances change.  Other than those amounts, it is not 
possible to reasonably estimate the cost of any environmental 
remediation and compliance efforts that subsidiaries of Altria 
Group, Inc. may undertake in the future.  In the opinion of 
management, however, compliance with environmental laws and 
regulations, including the payment of any remediation costs or 
damages and the making of related expenditures, has not had, and 
is not expected to have, a material adverse effect on Altria Group, 
Inc.’s consolidated results of operations, capital expenditures, 
financial position or cash flows.

Guarantees and Other Similar Matters

In the ordinary course of business, certain subsidiaries of Altria 
Group, Inc. have agreed to indemnify a limited number of third 
parties in the event of future litigation.  At December 31, 2015, 
Altria Group, Inc. and certain of its subsidiaries (i) had $62 
million of unused letters of credit obtained in the ordinary course 
of business; (ii) were contingently liable for $21 million of 
guarantees, consisting primarily of surety bonds, related to their 
own performance; and (iii) had a redeemable noncontrolling 
interest of $37 million recorded on its consolidated balance sheet.  
In addition, from time to time, subsidiaries of Altria Group, Inc. 
issue lines of credit to affiliated entities.  These items have not 
had, and are not expected to have, a significant impact on Altria 
Group, Inc.’s liquidity.

Under the terms of a distribution agreement between Altria 
Group, Inc. and PMI (the “Distribution Agreement”), entered into 
as a result of Altria Group, Inc.’s 2008 spin-off of its former 
subsidiary PMI, liabilities concerning tobacco products will be 
allocated based in substantial part on the manufacturer.  PMI will 
indemnify Altria Group, Inc. and PM USA for liabilities related to 
tobacco products manufactured by PMI or contract manufactured 
for PMI by PM USA, and PM USA will indemnify PMI for 

95

 
 
 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

liabilities related to tobacco products manufactured by PM USA, 
excluding tobacco products contract manufactured for PMI.  
Altria Group, Inc. does not have a related liability recorded on its 
consolidated balance sheet at December 31, 2015 as the fair value 
of this indemnification is insignificant.

As more fully discussed in Note 19. Condensed 
Consolidating Financial Information, PM USA has issued 
guarantees relating to Altria Group, Inc.’s obligations under its 
outstanding debt securities, borrowings under the Credit 
Agreement and amounts outstanding under its commercial paper 
program.

Redeemable Noncontrolling Interest

In September 2007, Ste. Michelle completed the acquisition of 
Stag’s Leap Wine Cellars through one of its consolidated 
subsidiaries, Michelle-Antinori, LLC (“Michelle-Antinori”), in 
which Ste. Michelle holds an 85% ownership interest with a 15% 
noncontrolling interest held by Antinori California (“Antinori”).  
In connection with the acquisition of Stag’s Leap Wine Cellars, 
Ste. Michelle entered into a put arrangement with Antinori.  The 
put arrangement, as later amended, provides Antinori with the 
right to require Ste. Michelle to purchase its 15% ownership 
interest in Michelle-Antinori at a price equal to Antinori’s initial 
investment of $27 million.  The put arrangement became 
exercisable in September 2010 and has no expiration date.  As of 
December 31, 2015, the redemption value of the put arrangement 
did not exceed the noncontrolling interest balance.  Therefore, no 
adjustment to the value of the redeemable noncontrolling interest 
was recognized on the consolidated balance sheet for the put 
arrangement.

The noncontrolling interest put arrangement is accounted for 

as mandatorily redeemable securities because redemption is 
outside of the control of Ste. Michelle.  As such, the redeemable 
noncontrolling interest is reported in the mezzanine equity section 
on the consolidated balance sheets at December 31, 2015 and 
2014.

Note 19.  Condensed Consolidating Financial 
Information

PM USA, which is a 100% owned subsidiary of Altria Group, 
Inc., has guaranteed Altria Group, Inc.’s obligations under its 
outstanding debt securities, borrowings under its Credit 
Agreement and amounts outstanding under its commercial paper 
program (the “Guarantees”).  Pursuant to the Guarantees, PM 
USA fully and unconditionally guarantees, as primary obligor, the 
payment and performance of Altria Group, Inc.’s obligations 
under the guaranteed debt instruments (the “Obligations”), subject 
to release under certain customary circumstances as noted below.
The Guarantees provide that PM USA guarantees the 

punctual payment when due, whether at stated maturity, by 
acceleration or otherwise, of the Obligations.  The liability of PM 
USA under the Guarantees is absolute and unconditional 
irrespective of: any lack of validity, enforceability or genuineness 
of any provision of any agreement or instrument relating thereto; 
any change in the time, manner or place of payment of, or in any 
other term of, all or any of the Obligations, or any other 

96

amendment or waiver of or any consent to departure from any 
agreement or instrument relating thereto; any exchange, release or 
non-perfection of any collateral, or any release or amendment or 
waiver of or consent to departure from any other guarantee, for all 
or any of the Obligations; or any other circumstance that might 
otherwise constitute a defense available to, or a discharge of, 
Altria Group, Inc. or PM USA.

The obligations of PM USA under the Guarantees are limited 

to the maximum amount as will not result in PM USA’s 
obligations under the Guarantees constituting a fraudulent transfer 
or conveyance, after giving effect to such maximum amount and 
all other contingent and fixed liabilities of PM USA that are 
relevant under Bankruptcy Law, the Uniform Fraudulent 
Conveyance Act, the Uniform Fraudulent Transfer Act or any 
similar federal or state law to the extent applicable to the 
Guarantees.  For this purpose, “Bankruptcy Law” means Title 11, 
U.S. Code, or any similar federal or state law for the relief of 
debtors.

PM USA will be unconditionally released and discharged 

from the Obligations upon the earliest to occur of:

the date, if any, on which PM USA consolidates with or 

merges into Altria Group, Inc. or any successor;

the date, if any, on which Altria Group, Inc. or any 

successor consolidates with or merges into PM USA;

the payment in full of the Obligations pertaining to such 

Guarantees; and

the rating of Altria Group, Inc.’s long-term senior 

unsecured debt by Standard & Poor’s of A or higher.

At December 31, 2015, the respective principal 100% owned 

subsidiaries of Altria Group, Inc. and PM USA were not limited 
by long-term debt or other agreements in their ability to pay cash 
dividends or make other distributions with respect to their equity 
interests.

The following sets forth the condensed consolidating balance 

sheets as of December 31, 2015 and 2014, condensed 
consolidating statements of earnings and comprehensive earnings 
for the years ended December 31, 2015, 2014 and 2013, and 
condensed consolidating statements of cash flows for the years 
ended December 31, 2015, 2014 and 2013 for Altria Group, Inc., 
PM USA and, collectively, Altria Group, Inc.’s other subsidiaries 
that are not guarantors of Altria Group, Inc.’s debt instruments 
(the “Non-Guarantor Subsidiaries”).  The financial information is 
based on Altria Group, Inc.’s understanding of the Securities and 
Exchange Commission (“SEC”) interpretation and application of 
Rule 3-10 of SEC Regulation S-X.

The financial information may not necessarily be indicative 

of results of operations or financial position had PM USA and the 
Non-Guarantor Subsidiaries operated as independent entities.  
Altria Group, Inc. and PM USA account for investments in their 
subsidiaries under the equity method of accounting.

 
 
Altria Group, Inc. and Subsidiaries
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
Notes to Consolidated Financial Statements 
_________________________
_________________________
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
Condensed Consolidating Balance Sheets 
Condensed Consolidating Balance Sheets 
_________________________
(in millions of dollars) 
(in millions of dollars) 
Condensed Consolidating Balance Sheets 
____________________________
____________________________
(in millions of dollars) 
Altria
____________________________
Altria
PM USA
Group, Inc. 
PM USA
Group, Inc.

at December 31, 2015
at December 31, 2015
Assets
Assets
at December 31, 2015
Assets

Cash and cash equivalents
Cash and cash equivalents
Receivables
Receivables
Inventories:
Inventories:
Cash and cash equivalents
Receivables
Inventories:

Total current assets
Total current assets

Leaf tobacco 
Leaf tobacco
Other raw materials 
Other raw materials
Work in process 
Work in process
Leaf tobacco 
Finished product 
Finished product
Other raw materials 
Work in process 
Due from Altria Group, Inc. and subsidiaries
Due from Altria Group, Inc. and subsidiaries
Finished product 
Deferred income taxes
Deferred income taxes
Other current assets
Other current assets
Due from Altria Group, Inc. and subsidiaries
Deferred income taxes
Property, plant and equipment, at cost
Property, plant and equipment, at cost
Other current assets
Less accumulated depreciation
Less accumulated depreciation
Property, plant and equipment, at cost
Goodwill
Goodwill
Less accumulated depreciation
Other intangible assets, net 
Other intangible assets, net
Investment in SABMiller 
Goodwill
Investment in SABMiller
Investment in consolidated subsidiaries 
Other intangible assets, net 
Investment in consolidated subsidiaries
Finance assets, net
Investment in SABMiller 
Finance assets, net
Due from Altria Group, Inc. and subsidiaries
Investment in consolidated subsidiaries 
Due from Altria Group, Inc. and subsidiaries
Other assets
Other assets
Finance assets, net
Total Assets 
Total Assets
Due from Altria Group, Inc. and subsidiaries
Other assets

Total current assets

Total Assets 

Consolidated
Consolidated

$

Non-
Non-
Guarantor 
Guarantor
Subsidiaries
Subsidiaries
Non-
Guarantor 
56
56
Subsidiaries
117
117
56
395
395
117
58
58
439
439
395
328
328
58
1,220
1,220
439
1,807 
1,807
328
7
7
1,220
112 
112
1,807 
3,319 
3,319
7
1,775
1,775
112 
738
738
3,319 
1,037
1,037
1,775
5,285
5,285
738
12,026
12,026
1,037
— 
5,285
—
— 
12,026
—
1,239
— 
1,239
— 
— 
—
131 
131
1,239
23,037  $ 
$
23,037
— 
131 
23,037  $ 

Total 
Total
Consolidating 
Consolidating
Adjustments
Adjustments
Total
Consolidating 
— $
$
— $
$
Adjustments
—
—
— $
—
—
—
—
—
—
—
—
—
—
—
— 
—
—
(5,628)  
(5,628)
—
(100) 
(100)
— 
(74) 
(74)
(5,628)  
(5,802) 
(5,802)
(100) 
—
—
(74) 
—
—
(5,802) 
—
—
—
—
—
—
—
—
—
— 
—
—
(14,363) 
—
(14,363)
— 
— 
—
(4,790) 
(14,363) 
(4,790)
(327) 
(327)
— 
(25,282)  $ 
(25,282) $
(4,790) 
(327) 
(25,282)  $ 

2,369
Consolidated
2,369
124
124
2,369
957
957
124
181
181
444
444
957
449
449
181
2,031
2,031
444
—
—
449
1,175
1,175
2,031
387
387
—
6,086
6,086
1,175
4,877
4,877
387
2,895
2,895
6,086
1,982
1,982
4,877
5,285
5,285
2,895
12,028
12,028
1,982
5,483
5,285
5,483
—
12,028
—
1,239
5,483
1,239
—
—
—
432
432
1,239
32,535
32,535
—
432
32,535

— $
PM USA
— $
7
7
— $
562 
562
7
123 
123
5 
5
562 
121 
121
123 
811 
811
5 
3,821 
3,821
121 
1,268  
1,268
811 
65 
65
3,821 
5,972 
5,972
1,268  
3,102 
3,102
65 
2,157  
2,157
5,972 
945 
945
3,102 
—
—
2,157  
2 
2
945 
— 
—
—
2,715 
2 
2,715
— 
— 
—
—
2,715 
—
536 
536
— 
10,170  $ 
$
10,170
—
536 
10,170  $ 

$

$
$

Altria
2,313
Group, Inc. 
2,313
—
—
2,313
—
—
—
—
—
—
—
—
—
—
—
—  
—
—
— 
—
—
— 
—
—  
284 
284
— 
2,597 
2,597
— 
— 
—
284 
— 
—
2,597 
—
—
— 
— 
—
— 
—
—
—
5,483 
— 
5,483
11,648 
—
11,648
—  
5,483 
—
4,790  
11,648 
4,790
92 
92
—  
24,610  $ 
$
24,610
4,790  
92 
24,610  $ 

$
$

$

$ 
$

$ 

97
97

97

 
 
 
 
 
 
 
 
 
 
 
 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

Condensed Consolidating Balance Sheets (Continued) 
(in millions of dollars) 
____________________________

at December 31, 2015
Liabilities

Current portion of long-term debt
Accounts payable
Accrued liabilities:
Marketing
Employment costs
Settlement charges
Other

Dividends payable
Due to Altria Group, Inc. and subsidiaries

Total current liabilities

Long-term debt
Deferred income taxes
Accrued pension costs
Accrued postretirement health care costs
Due to Altria Group, Inc. and subsidiaries
Other liabilities

Total Liabilities 

Contingencies
Redeemable noncontrolling interest
Stockholders’ Equity
Common stock
Additional paid-in capital
Earnings reinvested in the business
Accumulated other comprehensive losses
Cost of repurchased stock

Total stockholders’ equity attributable to Altria Group, Inc.

Noncontrolling interests

Total stockholders’ equity 

Altria
Group, Inc. 

PM USA

Non-
Guarantor 
Subsidiaries

Total 
Consolidating 
Adjustments

Consolidated

$

— $
3 

— $
104  

$

4
293 

— $
— 

— 
18 
— 
354 
1,110 
5,427 
6,912 
12,903 
1,547 
215 
— 
— 
153 
21,730 

586  
11  
3,585  
616  
—  
191 
5,093 
—  
— 
— 
1,460  
— 
126  
6,679 

109 
169 
5
285
—
10 
875 
12
4,443 
1,062 
785
4,790 
168 
12,135 

— 
— 
— 
(174) 
— 
(5,628) 
(5,802) 
— 
(327) 
— 
— 

(4,790)  

— 
(10,919) 

4
400

695
198
3,590
1,081
1,110
—
7,078
12,915
5,663
1,277
2,245
—
447
29,625

—

—

37

—

37

935 
5,813 
27,257 
(3,280) 
(27,845) 

2,880 
—
2,880 

—  
3,310 
436 
(255) 
—  

3,491 
—
3,491 

9 
11,456 
1,099 
(1,692) 

—

10,872 
(7)
10,865 

(9) 
(14,766) 
(1,535) 
1,947 
— 

(14,363) 

—

(14,363) 

935
5,813
27,257
(3,280)
(27,845)

2,880
(7)
2,873

Total Liabilities and Stockholders’ Equity 

$ 

24,610  $ 

10,170  $ 

23,037  $ 

(25,282)  $ 

32,535

98

at December 31, 2014
Assets

Cash and cash equivalents 
Receivables 
Inventories:

Leaf tobacco 
Other raw materials 
Work in process 
Finished product 

Due from Altria Group, Inc. and subsidiaries 
Deferred income taxes 
Other current assets 

Total current assets 

Property, plant and equipment, at cost 
Less accumulated depreciation 

Goodwill  
Other intangible assets, net  
Investment in SABMiller  
Investment in consolidated subsidiaries 
Finance assets, net  
Due from Altria Group, Inc. and subsidiaries  
Other assets 

Total Assets

$ 

Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

Condensed Consolidating Balance Sheets 
(in millions of dollars) 
____________________________

Altria
Group, Inc. 

PM USA

Non-
Guarantor 
Subsidiaries

Total 
Consolidating 
Adjustments

Consolidated

$ 

3,281  $ 
— 

3  $ 
6 

37  $ 
118 

—  $ 
— 

3,321
124

991
200
429
420
2,040
—
1,143
250
6,878
4,755
2,772
1,983
5,285
12,049
6,183
—
1,614
—
483
34,475

— 
— 
— 
— 
—  
568 
— 
54 
3,903 
— 
— 
— 
—
—
6,183 
10,665 
—
4,790 
148 
25,689  $ 

616 
132 
4 
134 
886 
3,535 
1,190 
101 
5,721 
3,112 
2,091 
1,021  
— 
2 
— 
2,775
— 
— 
541 
10,060  $ 

375 
68 
425 
286 
1,154
1,279 
9 
122 
2,719 
1,643
681 
962
5,285
12,047
— 
— 
1,614
— 
121 
22,748  $ 

— 
— 
— 
— 
— 
(5,382) 
(56) 
(27) 
(5,465) 
— 
— 
— 
— 
— 
— 
(13,440) 
— 
(4,790) 
(327) 
(24,022)  $ 

99

Altria Group, Inc. and Subsidiaries
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
Notes to Consolidated Financial Statements 
Altria Group, Inc. and Subsidiaries
_________________________
_________________________
Notes to Consolidated Financial Statements 
_________________________
Condensed Consolidating Balance Sheets (Continued) 
Condensed Consolidating Balance Sheets (Continued) 
(in millions of dollars) 
(in millions of dollars) 
Condensed Consolidating Balance Sheets (Continued) 
____________________________
____________________________
(in millions of dollars) 
____________________________
Altria
Altria
Group, Inc. 
Group, Inc.

PM USA
PM USA

at December 31, 2014
at December 31, 2014
Liabilities
Liabilities
at December 31, 2014
Current portion of long-term debt 
Current portion of long-term debt
Liabilities
Accounts payable 
Accounts payable
Current portion of long-term debt 
Accrued liabilities:
Accrued liabilities:
Accounts payable 
Marketing
Marketing
Accrued liabilities:
Employment costs 
Employment costs
Marketing
Settlement charges 
Settlement charges
Employment costs 
Other
Other
Settlement charges 
Other

Total current liabilities 

Total current liabilities 
Total current liabilities

Dividends payable 
Dividends payable
Due to Altria Group, Inc. and subsidiaries  
Due to Altria Group, Inc. and subsidiaries
Dividends payable 
Due to Altria Group, Inc. and subsidiaries  
Long-term debt 
Long-term debt
Deferred income taxes 
Deferred income taxes
Long-term debt 
Accrued pension costs 
Accrued pension costs
Deferred income taxes 
Accrued postretirement health care costs  
Accrued postretirement health care costs
Accrued pension costs 
Due to Altria Group, Inc. and subsidiaries  
Due to Altria Group, Inc. and subsidiaries
Accrued postretirement health care costs  
Other liabilities 
Other liabilities
Due to Altria Group, Inc. and subsidiaries  
Other liabilities 

Total Liabilities
Total Liabilities

Contingencies
Contingencies
Total Liabilities
Redeemable noncontrolling interest 
Redeemable noncontrolling interest
Contingencies
Stockholders’ Equity
Stockholders’ Equity
Redeemable noncontrolling interest 
Common stock 
Common stock
Stockholders’ Equity
Additional paid-in capital  
Additional paid-in capital
Common stock 
Earnings reinvested in the business 
Earnings reinvested in the business
Additional paid-in capital  
Accumulated other comprehensive losses 
Accumulated other comprehensive losses
Earnings reinvested in the business 
Cost of repurchased stock 
Cost of repurchased stock
Accumulated other comprehensive losses 
Cost of repurchased stock 
Noncontrolling interests 
Noncontrolling interests

Non-
Non-
Guarantor 
Guarantor
Subsidiaries
Subsidiaries
Non-
Guarantor 
Subsidiaries

Total 
Total
Consolidating 
Consolidating
Adjustments
Adjustments
Total
Consolidating 
Adjustments

$ 
$

$ 

$

Altria
Group, Inc. 
1,000  $ 
1,000
18 
18
1,000  $ 
18 
— 
—
18 
18
— 
— 
—
18 
321 
321
— 
1,028 
1,028
321 
4,414 
4,414
1,028 
6,799 
6,799
4,414 
13,693 
13,693
6,799 
1,754 
1,754
13,693 
233 
233
1,754 
— 
—
233 
— 
—
— 
196 
196
— 
22,675 
22,675
196 
22,675 
—
—

PM USA

—  $ 
— $
118 
118

—  $ 
118 
505  
505
10 
10
505  
3,495 
3,495
10 
400  
400
3,495 
— 
—
400  
402
402
— 
4,930 
4,930
402
— 
—
4,930 
— 
—
— 
— 
—
— 
1,608 
1,608
— 
— 
—
1,608 
151 
151
— 
6,689 
6,689
151 
6,689 
—
—

—  $ 
— $
280 
280

—  $ 
280 
113 
113
158 
158
113 
5 
5
158 
287 
287
5 
— 
—
287 
566 
566
— 
1,409 
1,409
566 
— 
—
1,409 
4,661
4,661
— 
779 
779
4,661
853 
853
779 
4,790 
4,790
853 
156 
156
4,790 
12,648 
12,648
156 
12,648 
35 
35

Consolidated
Consolidated

—  $ 
— $
— 
—
—  $ 
— 
— 
—
— 
—
— 
— 
—
— 
(83) 
(83)
— 
— 
—
(83) 
(5,382) 
(5,382)
— 
(5,465) 
(5,465)
(5,382) 
— 
—
(5,465) 
(327) 
(327)
— 
— 
—
(327) 
— 
—
— 
(4,790) 
(4,790)
— 
— 
—
(4,790) 
(10,582) 
(10,582)
— 
(10,582) 
— 
—

Consolidated
1,000
1,000
416
416
1,000
416
618
618
186
186
618
3,500
3,500
186
925
925
3,500
1,028
1,028
925
—
—
1,028
7,673
7,673
—
13,693
13,693
7,673
6,088
6,088
13,693
1,012
1,012
6,088
2,461
2,461
1,012
—
—
2,461
503
503
—
31,430
31,430
503
31,430
35
35

—
935 
935
5,735 
5,735
935 
26,277 
26,277
5,735 
(2,682) 
(2,682)
26,277 
(27,251) 
(27,251)
(2,682) 
3,014 
3,014
(27,251) 
—
—
3,014 
3,014 
3,014
—
25,689  $  10,060  $ 
25,689
3,014 

—
— 
—
3,310 
3,310
— 
402
402
3,310 
(341) 
(341)
402
— 
—
(341) 
3,371 
3,371
— 
—
—
3,371 
3,371 
3,371
—
3,371 

10,060

$

$

35 
9 
9
10,688 
10,688
9 
995 
995
10,688 
(1,623) 
(1,623)
995 
— 
—
(1,623) 
10,069 
10,069
— 
(4) 
(4)
10,069 
10,065 
10,065
(4) 
22,748  $ 
$
22,748
10,065 

— 
(9) 
(9)
(13,998) 
(13,998)
(9) 
(1,397) 
(1,397)
(13,998) 
1,964 
1,964
(1,397) 
— 
—
1,964 
(13,440) 
(13,440)
— 
— 
—
(13,440) 
(13,440) 
(13,440)
— 
(24,022)  $ 
(24,022) $
(13,440) 

35
935
935
5,735
5,735
935
26,277
26,277
5,735
(2,682)
(2,682)
26,277
(27,251)
(27,251)
(2,682)
3,014
3,014
(27,251)
(4)
(4)
3,014
3,010
3,010
(4)
34,475
34,475
3,010

Total stockholders’ equity attributable to Altria Group, Inc. 
Total stockholders’ equity attributable to Altria Group, Inc.

Total stockholders’ equity attributable to Altria Group, Inc. 
Total stockholders’ equity
Total stockholders’ equity

Noncontrolling interests 

Total Liabilities and Stockholders’ Equity 
Total Liabilities and Stockholders’ Equity

Total stockholders’ equity

$ 
$

Total Liabilities and Stockholders’ Equity 

$ 

25,689  $  10,060  $ 

22,748  $ 

(24,022)  $ 

34,475

100
100

100

 
 
 
 
$ 

$ 
$

for the year ended December 31, 2015
for the year ended December 31, 2015
Net revenues
Net revenues
for the year ended December 31, 2015
Cost of sales
Cost of sales
Net revenues
Excise taxes on products 
Excise taxes on products
Cost of sales
Gross profit
Gross profit
Excise taxes on products 
Marketing, administration and research costs
Marketing, administration and research costs

Altria Group, Inc. and Subsidiaries
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
Notes to Consolidated Financial Statements 
Altria Group, Inc. and Subsidiaries
_________________________
_________________________
Notes to Consolidated Financial Statements 
_________________________
Condensed Consolidating Statements of Earnings and Comprehensive Earnings 
Condensed Consolidating Statements of Earnings and Comprehensive Earnings 
(in millions of dollars)
(in millions of dollars)
Condensed Consolidating Statements of Earnings and Comprehensive Earnings 
_____________________________
_____________________________
(in millions of dollars)
_____________________________
Altria
Altria
Group, Inc. 
Group, Inc.
—  $ 
Altria
— $
Group, Inc. 
—
—
—  $ 
—
—
—
—
—
—
189 
189
—
41
41
189 
— 
—
41
(230) 
(230)
— 
560 
560
(230) 
228
228
560 
(757)
(757)
228
(5)
(5)
(757)
(256) 
(5)
(256)
(184) 
(184)
(256) 
5,313 
5,313
(184) 
5,241 
5,241
5,313 
— 
—
5,241 
5,241  $ 
5,241
— 
5,241  $ 

Non-
Non-
Guarantor 
Guarantor
Subsidiaries
Subsidiaries
Non-
3,342  $ 
Guarantor 
3,342
Subsidiaries
1,117 
1,117
3,342  $ 
211
211
1,117 
2,014
2,014
211
425
425
2,014
—
—
425
4
4
—
1,585 
1,585
4
224 
224
1,585 
—
—
224 
— 
—
—
—
—
— 
1,361  
—
1,361
483
483
1,361  
—
—
483
878 
878
—
(2)
(2)
878 
876  $ 
876
(2)
876  $ 

Total 
Total
Consolidating 
Consolidating
Adjustments
Adjustments
Total
(41)  $ 
Consolidating 
(41) $
$
Adjustments
(41) 
(41)
(41)  $ 
—
—
(41) 
—
—
—
—
—
—
—
—
—
—
—
—
— 
—
—
— 
—
— 
—
—
— 
—
—
—
—
—
—
— 
—
—
—
—
— 
(5,581)
(5,581)
—
(5,581) 
(5,581)
(5,581)
—
—
(5,581) 
(5,581)  $ 
(5,581) $
—
(5,581)  $ 

PM USA
PM USA
22,133  $ 
22,133
PM USA
6,664 
6,664
22,133  $ 
6,369 
6,369
6,664 
9,100 
9,100
6,369 
2,094  
2,094
9,100 
—
—
2,094  
— 
—
—
7,006 
7,006
— 
33 
33
7,006 
—
—
33 
— 
—
—
—
—
— 
6,973 
—
6,973
2,536  
2,536
6,973 
268
268
2,536  
4,705 
4,705
268
—
—
4,705 
4,705  $ 
4,705
—
4,705  $ 

Marketing, administration and research costs
Asset impairment and exit costs
Asset impairment and exit costs
Operating (expense) income
Operating (expense) income
Asset impairment and exit costs
Interest and other debt expense, net
Interest and other debt expense, net
Operating (expense) income
Loss on early extinguishment of debt
Loss on early extinguishment of debt
Interest and other debt expense, net
Earnings from equity investment in SABMiller
Earnings from equity investment in SABMiller
Loss on early extinguishment of debt
Other income, net
Other income, net
Earnings from equity investment in SABMiller
subsidiaries
Other income, net
subsidiaries
(Benefit) provision for income taxes
(Benefit) provision for income taxes
Equity earnings of subsidiaries
Equity earnings of subsidiaries
(Benefit) provision for income taxes
Net earnings
Net earnings
Equity earnings of subsidiaries
Net earnings attributable to noncontrolling interests 
Net earnings attributable to noncontrolling interests
Net earnings
Net earnings attributable to Altria Group, Inc.
Net earnings attributable to Altria Group, Inc.

(Loss) Earnings before income taxes and equity earnings of
(Loss) Earnings before income taxes and equity earnings of

(Loss) Earnings before income taxes and equity earnings of

Net earnings attributable to noncontrolling interests 

Net earnings attributable to Altria Group, Inc.

Gross profit

subsidiaries

$ 
$

$ 

$

$

$

$

Consolidated
Consolidated
25,434
25,434
Consolidated
7,740
7,740
25,434
6,580
6,580
7,740
11,114
11,114
6,580
2,708
2,708
11,114
41
41
2,708
4
4
41
8,361
8,361
4
817
817
8,361
228
228
817
(757)
(757)
228
(5)
(5)
(757)
8,078
(5)
8,078
2,835
2,835
8,078
—
—
2,835
5,243
5,243
—
(2)
(2)
5,243
5,241
5,241
(2)
5,241

income taxes  
income taxes

Net earnings
Net earnings
Other comprehensive (losses) earnings, net of deferred
Other comprehensive (losses) earnings, net of deferred
Net earnings
Comprehensive earnings
Other comprehensive (losses) earnings, net of deferred
Comprehensive earnings
Comprehensive earnings attributable to noncontrolling
Comprehensive earnings attributable to noncontrolling
Comprehensive earnings

income taxes  
interests
interests

Comprehensive earnings attributable to noncontrolling
Comprehensive earnings attributable to 
Comprehensive earnings attributable to 

interests
Altria Group, Inc. 
Altria Group, Inc.

Comprehensive earnings attributable to 

Altria Group, Inc. 

$ 
$

$ 

$ 
$

$ 

5,241  $ 
5,241

$

4,705  $ 
4,705

$

878  $ 
878

$

(5,581)  $ 
(5,581) $

5,243
5,243

5,241  $ 
(598) 
(598)
4,643 
4,643
(598) 
4,643 
—
—

4,705  $ 
86 
86
4,791 
4,791
86 
4,791 
—
—

878  $ 
(69) 
(69)
809 
809
(69) 
809 
(2)
(2)

(5,581)  $ 
(17) 
(17)
(5,598) 
(5,598)
(17) 
(5,598) 
—
—

—
4,643  $ 
4,643

$

—
4,791  $ 
4,791

$

(2)
807  $ 
807

$

—
(5,598)  $ 
(5,598) $

5,243
(598)
(598)
4,645
4,645
(598)
4,645
(2)
(2)

(2)
4,643
4,643

4,643  $ 

4,791  $ 

807  $ 

(5,598)  $ 

4,643

101
101

101

$ 

Altria Group, Inc. and Subsidiaries
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
Notes to Consolidated Financial Statements 
_________________________
Altria Group, Inc. and Subsidiaries
_________________________
Notes to Consolidated Financial Statements 
Condensed Consolidating Statements of Earnings and Comprehensive Earnings 
_________________________
Condensed Consolidating Statements of Earnings and Comprehensive Earnings 
(in millions of dollars)
(in millions of dollars)
Condensed Consolidating Statements of Earnings and Comprehensive Earnings 
_____________________________
_____________________________
(in millions of dollars)
Total 
Non-
Total
Non-
_____________________________
Altria
Consolidating 
Guarantor 
Altria
Consolidating
Guarantor
PM USA
Group, Inc. 
Adjustments
Subsidiaries
PM USA
Group, Inc.
Subsidiaries
Adjustments
Total 
Non-
(43)  $ 
3,267  $ 
21,298  $ 
(43) $
3,267
21,298
$
$
Consolidating 
Guarantor 
PM USA
(43) 
1,106 
6,722 
Adjustments
Subsidiaries
1,106
6,722
(43)
— 
219 
6,358 
(43)  $ 
3,267  $ 
21,298  $ 
—
219
6,358
— 
1,942 
8,218 
6,722 
(43) 
1,106 
—
1,942
8,218
— 
419 
1,889 
— 
219 
6,358 
419
1,889
—
— 
1,942 
8,218 
—
—
—
—
—
—
— 
419 
1,889 
— 
5 
(6) 
—
5
(6)
—
—
—
— 
1,518
6,335 
—
1,518
6,335
— 
240 
(46) 
— 
5 
(6) 
240
(46)
—
— 
44 
— 
— 
1,518
6,335 
—
44
—
— 
— 
— 
— 
240 
(46) 
—
—
—
— 
44 
— 
— 
1,234 
6,381 
—
1,234
6,381
— 
— 
— 
— 
442 
2,381 
—
442
2,381
6,381 
— 
1,234 
(5,036) 
— 
244 
(5,036)
—
244
(5,036) 
792 
4,244
— 
442 
2,381 
(5,036)
792
4,244
— 
— 
— 
(5,036) 
— 
244 
—
—
—
(5,036)  $ 
792  $ 
4,244  $ 
(5,036) 
792 
4,244
(5,036) $
792
4,244
$
$
— 
— 
— 
(5,036)  $ 
4,244  $ 
(5,036)  $ 
4,244  $ 
(5,036) $
4,244
$

—  $ 
$ 
Altria
$
— $
Group, Inc. 
— 
—
— 
—  $ 
—
— 
— 
—
231 
— 
231
— 
2
2
231 
— 
—
2
(233) 
(233)
614 
— 
614
— 
(233) 
—
(1,006) 
614 
(1,006)
— 
159 
159
(1,006) 
(119) 
(119)
159 
4,792 
4,792
5,070 
(119) 
5,070
— 
4,792 
—
5,070  $ 
5,070 
5,070
$
— 
5,070  $ 
5,070  $ 
5,070
$

792  $ 
792  $ 
792
$

$ 
$ 
$

$ 
$

Consolidated
Consolidated
24,522
24,522
Consolidated
7,785
7,785
6,577
24,522
6,577
10,160
7,785
10,160
2,539
6,577
2,539
10,160
2
2
2,539
(1)
(1)
2
7,620
7,620
808
(1)
808
44
7,620
44
(1,006)
808
(1,006)
44
7,774
7,774
(1,006)
2,704
2,704
7,774
—
—
5,070
2,704
5,070
—
—
—
5,070
5,070
5,070
—
5,070
5,070
5,070

for the year ended December 31, 2014
for the year ended December 31, 2014
Net revenues 
Net revenues
for the year ended December 31, 2014
Cost of sales
Cost of sales
Excise taxes on products 
Net revenues 
Excise taxes on products
Gross profit
Cost of sales
Gross profit
Marketing, administration and research costs 
Excise taxes on products 
Marketing, administration and research costs
Gross profit

subsidiaries
subsidiaries

Marketing, administration and research costs 
Asset impairment and exit costs 
Asset impairment and exit costs
Operating (expense) income 
Operating (expense) income
Interest and other debt expense (income), net 
Asset impairment and exit costs 
Interest and other debt expense (income), net
Loss on early extinguishment of debt 
Operating (expense) income 
Loss on early extinguishment of debt
Earnings from equity investment in SABMiller  
Interest and other debt expense (income), net 
Earnings from equity investment in SABMiller
Earnings before income taxes and equity earnings of
Loss on early extinguishment of debt 
Earnings before income taxes and equity earnings of
Earnings from equity investment in SABMiller  
(Benefit) provision for income taxes  
(Benefit) provision for income taxes
Earnings before income taxes and equity earnings of
Equity earnings of subsidiaries  
subsidiaries
Equity earnings of subsidiaries
Net earnings 
(Benefit) provision for income taxes  
Net earnings
Net earnings attributable to noncontrolling interests 
Equity earnings of subsidiaries  
Net earnings attributable to noncontrolling interests
Net earnings attributable to Altria Group, Inc. 
Net earnings 
Net earnings attributable to Altria Group, Inc.
Net earnings attributable to noncontrolling interests 
Net earnings attributable to Altria Group, Inc. 
Net earnings 
Net earnings
Other comprehensive losses, net of deferred 
Other comprehensive losses, net of deferred 
Net earnings 
Comprehensive earnings 
Other comprehensive losses, net of deferred 
Comprehensive earnings
income taxes 
Comprehensive earnings attributable to noncontrolling
Comprehensive earnings attributable to noncontrolling
interests
Comprehensive earnings 
interests
Comprehensive earnings attributable to 
Comprehensive earnings attributable to noncontrolling
Comprehensive earnings attributable to 
Altria Group, Inc. 
interests
Altria Group, Inc.

income taxes 
income taxes

Comprehensive earnings attributable to 

Altria Group, Inc. 

$ 

$ 
$

$ 

(1,304) 
5,070  $ 
(1,304)
3,766 
3,766
(1,304) 
—
3,766 
—

(110) 
4,244  $ 
(110)
4,134
4,134
(110) 
—
4,134
—

(642)
792  $ 
(642)
150 
150
(642)
—
150 
—

752 
(5,036)  $ 
752
(4,284) 
(4,284)
752 
—
(4,284) 
—

(1,304)
5,070
(1,304)
3,766
3,766
(1,304)
—
3,766
—

3,766  $ 
—
3,766
$

4,134  $ 
—
4,134
$

150  $ 
—
150
$

(4,284)  $ 
—
(4,284) $

3,766
—
3,766

3,766  $ 

4,134  $ 

150  $ 

(4,284)  $ 

3,766

102
102

102

 
 
Altria Group, Inc. and Subsidiaries
Altria Group, Inc. and Subsidiaries
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
Notes to Consolidated Financial Statements 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________
_________________________
Notes to Consolidated Financial Statements 
_________________________
_________________________
Condensed Consolidating Statements of Earnings and Comprehensive Earnings 
Condensed Consolidating Statements of Earnings and Comprehensive Earnings 
Condensed Consolidating Statements of Earnings and Comprehensive Earnings 
(in millions of dollars)
Condensed Consolidating Statements of Earnings and Comprehensive Earnings 
(in millions of dollars)
(in millions of dollars)
_____________________________
(in millions of dollars)
_____________________________
_____________________________
_____________________________
Altria
Altria
Group, Inc. 
Altria
Group, Inc. 
Group, Inc. 
Altria
—  $ 
$ 
—  $ 
$ 
Group, Inc. 
—  $ 
$ 
— 
— 
—  $ 
$ 
— 
— 
— 
— 
— 
— 
— 
— 
— 
223 
223 
— 
223 
25
25
223 
25
— 
— 
25
— 
(248) 
(248) 
— 
(248) 
643 
643 
(248) 
643 
1,084 
1,084 
643 
1,084 
(991) 
(991) 
1,084 
(991) 
(991) 
(984) 
(984) 
(984) 
(488) 
(488) 
(984) 
(488) 
5,031 
5,031 
(488) 
5,031 
4,535 
4,535 
5,031 
4,535 
— 
— 
4,535 
— 
4,535  $ 
4,535  $ 
— 
4,535  $ 
4,535  $ 

Non-
Non-
Guarantor 
Non-
Guarantor 
Subsidiaries
Guarantor 
Non-
Subsidiaries
Subsidiaries
3,269  $ 
Guarantor 
3,269  $ 
Subsidiaries
3,269  $ 
959
959
3,269  $ 
959
250 
250 
959
250 
2,060 
2,060 
250 
2,060 
280 
280 
2,060 
280 
—
—
280 
—
8 
8 
—
8 
1,772
1,772
8 
1,772
404 
404 
1,772
404 
— 
— 
404 
— 
— 
— 
— 
— 
— 
1,368 
1,368 
1,368 
489 
489 
1,368 
489 
— 
— 
489 
— 
879 
879 
— 
879 
— 
— 
879 
— 
879  $ 
879  $ 
— 
879  $ 
879  $ 

for the year ended December 31, 2013
for the year ended December 31, 2013
for the year ended December 31, 2013
Net revenues 
Net revenues 
for the year ended December 31, 2013
Net revenues 
Cost of sales
Cost of sales
Net revenues 
Cost of sales
Excise taxes on products 
Excise taxes on products 
Cost of sales
Excise taxes on products 
Gross profit
Gross profit
Excise taxes on products 
Gross profit
Marketing, administration and research costs 
Marketing, administration and research costs 
Gross profit
Marketing, administration and research costs 
Marketing, administration and research costs 
Asset impairment and exit costs 
Asset impairment and exit costs 
Asset impairment and exit costs 
Operating (expense) income 
Operating (expense) income 
Asset impairment and exit costs 
Operating (expense) income 
Interest and other debt expense, net  
Interest and other debt expense, net  
Operating (expense) income 
Interest and other debt expense, net  
Loss on early extinguishment of debt  
Loss on early extinguishment of debt  
Interest and other debt expense, net  
Loss on early extinguishment of debt  
Earnings from equity investment in SABMiller 
Earnings from equity investment in SABMiller 
Loss on early extinguishment of debt  
Earnings from equity investment in SABMiller 
(Loss) earnings before income taxes and equity earnings of
(Loss) earnings before income taxes and equity earnings of
Earnings from equity investment in SABMiller 
(Loss) earnings before income taxes and equity earnings of
(Loss) earnings before income taxes and equity earnings of

(Benefit) provision for income taxes  
(Benefit) provision for income taxes  
(Benefit) provision for income taxes  
Equity earnings of subsidiaries  
Equity earnings of subsidiaries  
(Benefit) provision for income taxes  
Equity earnings of subsidiaries  
Net earnings 
Net earnings 
Equity earnings of subsidiaries  
Net earnings 
Net earnings attributable to noncontrolling interests 
Net earnings attributable to noncontrolling interests 
Net earnings 
Net earnings attributable to noncontrolling interests 
Net earnings attributable to Altria Group, Inc. 
Net earnings attributable to Altria Group, Inc. 
Net earnings attributable to noncontrolling interests 
Net earnings attributable to Altria Group, Inc. 
Net earnings attributable to Altria Group, Inc. 

PM USA
PM USA
PM USA
21,231  $ 
21,231  $ 
PM USA
21,231  $ 
6,281  
6,281  
21,231  $ 
6,281  
6,553 
6,553 
6,281  
6,553 
8,397 
8,397 
6,553 
8,397 
1,837 
1,837 
8,397 
1,837 
(3)
(3)
1,837 
(3)
3 
3 
(3)
3 
6,560 
6,560 
3 
6,560 
2 
2 
6,560 
2 
— 
— 
2 
— 
— 
— 
— 
— 
— 
6,558 
6,558 
6,558 
2,406 
2,406 
6,558 
2,406 
216 
216 
2,406 
216 
4,368
4,368
216 
4,368
— 
— 
4,368
— 
4,368  $ 
4,368  $ 
— 
4,368  $ 
4,368  $ 

Total 
Total 
Consolidating 
Total 
Consolidating 
Adjustments
Consolidating 
Total 
Adjustments
Adjustments
(34)  $ 
Consolidating 
(34)  $ 
Adjustments
(34)  $ 
(34) 
(34) 
(34)  $ 
(34) 
— 
— 
(34) 
— 
— 
— 
— 
— 
— 
— 
— 
— 
—
—
— 
—
— 
— 
—
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
(5,247) 
(5,247) 
— 
(5,247) 
(5,247) 
(5,247) 
(5,247) 
(5,247) 
— 
— 
(5,247) 
— 
(5,247)  $ 
(5,247)  $ 
— 
(5,247)  $ 
(5,247)  $ 

subsidiaries
subsidiaries
subsidiaries
subsidiaries

$ 
$ 
$ 
$ 

Consolidated
Consolidated
Consolidated
24,466
24,466
Consolidated
24,466
7,206
7,206
24,466
7,206
6,803
6,803
7,206
6,803
10,457
10,457
6,803
10,457
2,340
2,340
10,457
2,340
22
22
2,340
22
11
11
22
11
8,084
8,084
11
8,084
1,049
1,049
8,084
1,049
1,084
1,084
1,049
1,084
(991)
(991)
1,084
(991)
(991)
6,942
6,942
6,942
2,407
2,407
6,942
2,407
—
—
2,407
—
4,535
4,535
—
4,535
—
—
4,535
—
4,535
4,535
—
4,535
4,535

income taxes  
income taxes  
income taxes  
income taxes  

Net earnings 
Net earnings 
Net earnings 
Other comprehensive earnings, net of deferred 
Other comprehensive earnings, net of deferred 
Net earnings 
Other comprehensive earnings, net of deferred 
Other comprehensive earnings, net of deferred 
Comprehensive earnings 
Comprehensive earnings 
Comprehensive earnings 
Comprehensive earnings attributable to noncontrolling
Comprehensive earnings attributable to noncontrolling
Comprehensive earnings 
Comprehensive earnings attributable to noncontrolling
Comprehensive earnings attributable to noncontrolling
Comprehensive earnings attributable to 
Comprehensive earnings attributable to 
Comprehensive earnings attributable to 
Comprehensive earnings attributable to 

interests
interests
interests
interests
Altria Group, Inc. 
Altria Group, Inc. 
Altria Group, Inc. 
Altria Group, Inc. 

$ 
$ 
$ 
$ 

$ 
$ 
$ 
$ 

4,535  $ 
4,535  $ 
4,535  $ 
4,535  $ 
662 
662 
662 
5,197 
5,197 
662 
5,197 
5,197 
—
—
—
—
5,197  $ 
5,197  $ 
5,197  $ 
5,197  $ 

4,368  $ 
4,368  $ 
4,368  $ 
4,368  $ 
198 
198 
198 
4,566 
4,566 
198 
4,566 
4,566 
—
—
—
—
4,566  $ 
4,566  $ 
4,566  $ 
4,566  $ 

879  $ 
879  $ 
879  $ 
879  $ 
910 
910 
910 
1,789 
1,789 
910 
1,789 
1,789 
—
—
—
—
1,789  $ 
1,789  $ 
1,789  $ 
1,789  $ 

(5,247)  $ 
(5,247)  $ 
(5,247)  $ 
(5,247)  $ 
(1,108) 
(1,108) 
(1,108) 
(6,355) 
(6,355) 
(1,108) 
(6,355) 
(6,355) 
—
—
—
—
(6,355)  $ 
(6,355)  $ 
(6,355)  $ 
(6,355)  $ 

4,535
4,535
4,535
4,535
662
662
662
5,197
5,197
662
5,197
5,197
—
—
—
—
5,197
5,197
5,197
5,197

103
103
103
103

Altria Group, Inc. and Subsidiaries
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
Notes to Consolidated Financial Statements 
Altria Group, Inc. and Subsidiaries
_________________________
_________________________
Notes to Consolidated Financial Statements 
_________________________
Condensed Consolidating Statements of Cash Flows 
Condensed Consolidating Statements of Cash Flows 
(in millions of dollars) 
(in millions of dollars) 
Condensed Consolidating Statements of Cash Flows 
_____________________________
_____________________________
(in millions of dollars) 
_____________________________

for the year ended December 31, 2015
for the year ended December 31, 2015
Cash Provided by Operating Activities
Cash Provided by Operating Activities
for the year ended December 31, 2015
Net cash provided by operating activities
Net cash provided by operating activities
Cash Provided by Operating Activities
Cash Provided by (Used in) Investing Activities
Cash Provided by (Used in) Investing Activities
Net cash provided by operating activities
Cash Provided by (Used in) Investing Activities

Capital expenditures
Capital expenditures
Proceeds from finance assets
Proceeds from finance assets
Capital expenditures
Payment for derivative financial instrument
Payment for derivative financial instrument
Proceeds from finance assets
Other
Other
Payment for derivative financial instrument
Other

Cash Provided by (Used in) Financing Activities
Cash Provided by (Used in) Financing Activities

Net cash (used in) provided by investing activities
Net cash (used in) provided by investing activities

Net cash (used in) provided by investing activities

Cash Provided by (Used in) Financing Activities

Long-term debt repaid
Long-term debt repaid
Repurchases of common stock
Repurchases of common stock
Long-term debt repaid
Dividends paid on common stock
Dividends paid on common stock
Repurchases of common stock
Changes in amounts due to/from Altria Group, Inc. 
Changes in amounts due to/from Altria Group, Inc. 
Dividends paid on common stock

and subsidiaries 
and subsidiaries

and subsidiaries 

Premiums and fees related to early extinguishment of debt 
Changes in amounts due to/from Altria Group, Inc. 
Premiums and fees related to early extinguishment of debt
Cash dividends paid to parent
Cash dividends paid to parent
Premiums and fees related to early extinguishment of debt 
Other
Other
Cash dividends paid to parent
Other

Net cash used in financing activities
Net cash used in financing activities

Cash and cash equivalents:
Cash and cash equivalents:

Net cash used in financing activities

Cash and cash equivalents:

(Decrease) increase
(Decrease) increase
Balance at beginning of year
Balance at beginning of year
(Decrease) increase
Balance at end of year
Balance at end of year
Balance at beginning of year
Balance at end of year

$ 
$

$ 

$
$

$

Altria
Altria
Group, Inc. 
Group, Inc.
Altria
Group, Inc. 
5,085  $ 
$
5,085

PM USA
PM USA

PM USA
5,204  $ 
5,204
$

Non-
Non-
Guarantor 
Guarantor
Subsidiaries
Subsidiaries
Non-
Guarantor 
Subsidiaries
961  $ 
961
$

Total 
Total
Consolidating 
Consolidating
Adjustments
Adjustments
Total 
Consolidating 
Adjustments

Consolidated
Consolidated

(5,440)  $ 
(5,440) $

Consolidated
5,810
5,810

5,085  $ 
— 
—
—
—
— 
(132)
(132)
—
— 
—
(132)
(132) 
(132)
— 
(132) 
(1,793)
(1,793)
(554)
(554)
(1,793)
(4,179)
(4,179)
(554)
814 
(4,179)
814
(226) 
(226)
814 
— 
—
(226) 
17 
17
— 
(5,921) 
(5,921)
17 
(5,921) 
(968) 
(968)
3,281 
3,281
(968) 
2,313
2,313
3,281 
2,313

$
$

$

5,204  $ 
(51) 
(51)
—
—
(51) 
—
—
—
10  
10
—
(41)  
(41)
10  
(41)  
—
—
— 
—
—
— 
—
— 
(495) 
— 
(495)
— 
—
(495) 
(4,671) 
(4,671)
— 
—  
—
(4,671) 
(5,166) 
(5,166)
—  
(5,166) 
(3)  
(3)
3  
3
(3)  
  — $
— $
3  

  — $

961  $ 
(178)
(178)
354
354
(178)
—
—
354
(18)
(18)
—
158
158
(18)
158
—
—
— 
—
—
— 
—
— 
(319) 
— 
(319)
— 
—
(319) 
(769) 
(769)
— 
(12)
(12)
(769) 
(1,100) 
(1,100)
(12)
(1,100) 
19 
19
37
37
19 
56
56
37
56

$
$

$

(5,440)  $ 
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
— 
—
—
— 
—
— 
5,440
5,440
— 
—
—
5,440
5,440 
5,440
—
5,440 
— 
—
—
—
— 
— $
— $
—
— $

5,810
(229)
(229)
354
354
(229)
(132)
(132)
354
(8)
(8)
(132)
(15)
(15)
(8)
(15)
(1,793)
(1,793)
(554)
(554)
(1,793)
(4,179)
(4,179)
(554)
—
(4,179)
—
(226)
(226)
—
—
—
(226)
5
5
—
(6,747)
(6,747)
5
(6,747)
(952)
(952)
3,321
3,321
(952)
2,369
2,369
3,321
2,369

104
104

104

 
 
 
 
 
 
 
 
Altria Group, Inc. and Subsidiaries
Altria Group, Inc. and Subsidiaries
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
Notes to Consolidated Financial Statements 
_________________________
Notes to Consolidated Financial Statements 
_________________________
_________________________
_________________________

Condensed Consolidating Statements of Cash Flows 
Condensed Consolidating Statements of Cash Flows 
Condensed Consolidating Statements of Cash Flows 
Condensed Consolidating Statements of Cash Flows 
(in millions of dollars) 
(in millions of dollars) 
(in millions of dollars) 
(in millions of dollars) 
_____________________________
_____________________________
_____________________________
_____________________________

for the year ended December 31, 2014
for the year ended December 31, 2014
for the year ended December 31, 2014
for the year ended December 31, 2014
Cash Provided by Operating Activities
Cash Provided by Operating Activities
Cash Provided by Operating Activities
Cash Provided by Operating Activities

Net cash provided by operating activities 
Net cash provided by operating activities 
Net cash provided by operating activities 
Net cash provided by operating activities 
Cash Provided by (Used in) Investing Activities
Cash Provided by (Used in) Investing Activities
Cash Provided by (Used in) Investing Activities
Cash Provided by (Used in) Investing Activities
Capital expenditures 
Capital expenditures 
Capital expenditures 
Capital expenditures 
Acquisition of Green Smoke, net of acquired cash 
Acquisition of Green Smoke, net of acquired cash 
Acquisition of Green Smoke, net of acquired cash 
Acquisition of Green Smoke, net of acquired cash 
Proceeds from finance assets 
Proceeds from finance assets 
Proceeds from finance assets 
Proceeds from finance assets 
Other
Other
Other
Other

Net cash provided by investing activities  
Net cash provided by investing activities  
Net cash provided by investing activities  
Net cash provided by investing activities  
Cash Provided by (Used in) Financing Activities
Cash Provided by (Used in) Financing Activities
Cash Provided by (Used in) Financing Activities
Cash Provided by (Used in) Financing Activities
Long-term debt issued 
Long-term debt issued 
Long-term debt issued 
Long-term debt issued 
Long-term debt repaid 
Long-term debt repaid 
Long-term debt repaid 
Long-term debt repaid 
Repurchases of common stock 
Repurchases of common stock 
Repurchases of common stock 
Repurchases of common stock 
Dividends paid on common stock 
Dividends paid on common stock 
Dividends paid on common stock 
Dividends paid on common stock 
Changes in amounts due to/from Altria Group, Inc. 
Changes in amounts due to/from Altria Group, Inc. 
Changes in amounts due to/from Altria Group, Inc. 
Changes in amounts due to/from Altria Group, Inc. 
Premiums and fees related to early extinguishment of debt 
Premiums and fees related to early extinguishment of debt 
Premiums and fees related to early extinguishment of debt 
Premiums and fees related to early extinguishment of debt 
Cash dividends paid to parent  
Cash dividends paid to parent  
Cash dividends paid to parent  
Cash dividends paid to parent  
Other
Other
Other
Other

and subsidiaries 
and subsidiaries 
and subsidiaries 
and subsidiaries 

Net cash used in financing activities  
Net cash used in financing activities  
Net cash used in financing activities  
Net cash used in financing activities  

Cash and cash equivalents:
Cash and cash equivalents:
Cash and cash equivalents:
Cash and cash equivalents:
Increase (decrease) 
Increase (decrease) 
Increase (decrease) 
Increase (decrease) 
Balance at beginning of year 
Balance at beginning of year 
Balance at beginning of year 
Balance at beginning of year 
Balance at end of year 
Balance at end of year 
Balance at end of year 
Balance at end of year 

Altria
Altria
Altria
Group, Inc. 
Altria
Group, Inc. 
Group, Inc. 
Group, Inc. 

PM USA
PM USA
PM USA
PM USA

Non-
Non-
Non-
Guarantor 
Non-
Guarantor 
Guarantor 
Subsidiaries
Guarantor 
Subsidiaries
Subsidiaries
Subsidiaries

Total 
Total 
Total 
Consolidating
Total 
Consolidating
Consolidating
Adjustments  Consolidated
Consolidating
Adjustments  Consolidated
Adjustments  Consolidated
Adjustments  Consolidated

$ 
$ 
$ 
$ 

4,924  $ 
4,924  $ 
4,924  $ 
4,924  $ 

4,451  $ 
4,451  $ 
4,451  $ 
4,451  $ 

707  $ 
707  $ 
707  $ 
707  $ 

(5,419)  $ 
(5,419)  $ 
(5,419)  $ 
(5,419)  $ 

— 
— 
— 
— 
—
—
—
—
—
—
—
—
—
—
—
—
— 
— 
— 
— 

999 
999 
999 
999 
(525) 
(525) 
(525) 
(525) 
(939) 
(939) 
(939) 
(939) 
(3,892) 
(3,892) 
(3,892) 
(3,892) 
(411) 
(411) 
(411) 
(411) 
—
—
—
—
— 
— 
— 
— 
11
11
11
11
(4,757) 
(4,757) 
(4,757) 
(4,757) 

(44) 
(44) 
(44) 
(44) 
—
—
—
—
—
—
—
—
70
70
70
70
26 
26 
26 
26 

— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
(351) 
(351) 
(351) 
(351) 
—
—
—
—
(4,124) 
(4,124) 
(4,124) 
(4,124) 
—
—
—
—
(4,475) 
(4,475) 
(4,475) 
(4,475) 

(119) 
(119) 
(119) 
(119) 
  (102) 
  (102) 
  (102) 
  (102) 
  369 
  369 
  369 
  369 
3
3
3
3
151 
151 
151 
151 

— 
— 
— 
— 
(300) 
(300) 
(300) 
(300) 
— 
— 
— 
— 
— 
— 
— 
— 
762 
762 
762 
762 
(44) 
(44) 
(44) 
(44) 
(1,295) 
(1,295) 
(1,295) 
(1,295) 
(4)
(4)
(4)
(4)
(881) 
(881) 
(881) 
(881) 

— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
—
—
—
—
— 
— 
— 
— 

— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
5,419 
5,419 
5,419 
5,419 
—
—
—
—
5,419 
5,419 
5,419 
5,419 

167 
167 
167 
167 
3,114 
3,114 
3,114 
3,114 
3,281  $ 
3,281  $ 
3,281  $ 
3,281  $ 

$ 
$ 
$ 
$ 

2 
2 
2 
2 
1 
1 
1 
1 
3  $ 
3  $ 
3  $ 
3  $ 

(23) 
(23) 
(23) 
(23) 
60 
60 
60 
60 
37  $ 
37  $ 
37  $ 
37  $ 

— 
— 
— 
— 
— 
— 
— 
— 
—  $ 
—  $ 
—  $ 
—  $ 

4,663
4,663
4,663
4,663

(163)
(163)
(163)
(163)
(102)
(102)
(102)
(102)
369
369
369
369
73
73
73
73
177
177
177
177

999
999
999
999
(825)
(825)
(825)
(825)
(939)
(939)
(939)
(939)
(3,892)
(3,892)
(3,892)
(3,892)
—
—
—
—
(44)
(44)
(44)
(44)
—
—
—
—
7
7
7
7
(4,694)
(4,694)
(4,694)
(4,694)

146
146
146
146
3,175
3,175
3,175
3,175
3,321
3,321
3,321
3,321

105
105
105
105

 
 
 
 
for the year ended December 31, 2013
for the year ended December 31, 2013
for the year ended December 31, 2013
Cash Provided by Operating Activities
for the year ended December 31, 2013
Cash Provided by Operating Activities
Cash Provided by Operating Activities
Net cash provided by operating activities 
Cash Provided by Operating Activities
Net cash provided by operating activities 
Net cash provided by operating activities 
Cash Provided by (Used in) Investing Activities
Net cash provided by operating activities 
Cash Provided by (Used in) Investing Activities
Cash Provided by (Used in) Investing Activities
Capital expenditures  
Cash Provided by (Used in) Investing Activities
Capital expenditures  
Capital expenditures  
Proceeds from finance assets 
Capital expenditures  
Proceeds from finance assets 
Proceeds from finance assets 
Other
Proceeds from finance assets 
Other
Other
Other

Net cash (used in) provided by investing activities 
Net cash (used in) provided by investing activities 
Net cash (used in) provided by investing activities 
Net cash (used in) provided by investing activities 

Cash Provided by (Used in) Financing Activities
Cash Provided by (Used in) Financing Activities
Cash Provided by (Used in) Financing Activities
Long-term debt issued  
Cash Provided by (Used in) Financing Activities
Long-term debt issued  
Long-term debt issued  
Long-term debt repaid
Long-term debt issued  
Long-term debt repaid
Long-term debt repaid
Repurchases of common stock 
Long-term debt repaid
Repurchases of common stock 
Repurchases of common stock 
Dividends paid on common stock  
Repurchases of common stock 
Dividends paid on common stock  
Dividends paid on common stock  
Changes in amounts due to/from Altria Group, Inc. and
Dividends paid on common stock  
Changes in amounts due to/from Altria Group, Inc. and
Changes in amounts due to/from Altria Group, Inc. and
Changes in amounts due to/from Altria Group, Inc. and
Premiums and fees related to early extinguishment of debt  
Premiums and fees related to early extinguishment of debt  
Premiums and fees related to early extinguishment of debt  
Cash dividends paid to parent 
Premiums and fees related to early extinguishment of debt  
Cash dividends paid to parent 
Cash dividends paid to parent 
Other
Cash dividends paid to parent 
Other
Other
Other

subsidiaries 
subsidiaries 
subsidiaries 
subsidiaries 

Net cash used in financing activities 
Net cash used in financing activities 
Net cash used in financing activities 
Net cash used in financing activities 

Cash and cash equivalents:
Cash and cash equivalents:
Cash and cash equivalents:
Increase
Cash and cash equivalents:
Increase
Increase
Balance at beginning of year  
Increase
Balance at beginning of year  
Balance at beginning of year  
Balance at end of year 
Balance at beginning of year  
Balance at end of year 
Balance at end of year 
Balance at end of year 

Altria Group, Inc. and Subsidiaries
Altria Group, Inc. and Subsidiaries
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
Notes to Consolidated Financial Statements 
_________________________
Notes to Consolidated Financial Statements 
_________________________
_________________________
_________________________

Condensed Consolidating Statements of Cash Flows 
Condensed Consolidating Statements of Cash Flows 
Condensed Consolidating Statements of Cash Flows 
(in millions of dollars) 
Condensed Consolidating Statements of Cash Flows 
(in millions of dollars) 
(in millions of dollars) 
_____________________________
(in millions of dollars) 
_____________________________
_____________________________
_____________________________

Altria
Group, Inc. 
Altria
Altria
Altria
Group, Inc. 
Group, Inc. 
Group, Inc. 

PM USA
PM USA
PM USA
PM USA

Non-
Guarantor 
Non-
Non-
Non-
Subsidiaries
Guarantor 
Guarantor 
Guarantor 
Subsidiaries
Subsidiaries
Subsidiaries

Total 
Consolidating 
Total 
Total 
Total 
Adjustments
Consolidating 
Consolidating 
Consolidating 
Adjustments
Adjustments
Adjustments

Consolidated
Consolidated
Consolidated
Consolidated
4,375
4,375
4,375
4,375
(131)
(131)
(131)
716
(131)
716
716
17
716
17
17
602
17
602
602
602
4,179
4,179
4,179
(3,559)
4,179
(3,559)
(3,559)
(634)
(3,559)
(634)
(634)
(3,612)
(634)
(3,612)
(3,612)
(3,612)
—
—
—
(1,054)
—
(1,054)
(1,054)
—
(1,054)
—
—
(22)
—
(22)
(22)
(4,702)
(22)
(4,702)
(4,702)
(4,702)
275
275
275
2,900
275
2,900
2,900
3,175
2,900
3,175
3,175
3,175

(4,724)  $ 
(4,724)  $ 
(4,724)  $ 
(4,724)  $ 
— 
— 
— 
— 
— 
— 
— 
—
— 
—
—
— 
—
— 
— 
— 
— 
— 
— 
—
— 
—
—
— 
—
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
4,724 
— 
4,724 
4,724 
— 
4,724 
— 
— 
4,724 
— 
4,724 
4,724 
4,724 
— 
— 
— 
— 
— 
— 
— 
—  $ 
— 
—  $ 
—  $ 
—  $ 

$ 
$ 
$ 
$ 

$ 
$ 
$ 
$ 

4,520  $ 
4,520  $ 
4,520  $ 
4,520  $ 
—
—
—
— 
—
— 
— 
—
— 
—
—
— 
—
— 
— 
— 
4,179 
4,179 
4,179 
(3,559) 
4,179 
(3,559)
(3,559) 
(634) 
(3,559)
(634) 
(634) 
(3,612) 
(634) 
(3,612) 
(3,612) 
(3,612) 
432 
432 
432 
(1,054) 
432 
(1,054) 
(1,054) 
— 
(1,054) 
— 
— 
(20) 
— 
(20) 
(20) 
(4,268) 
(20) 
(4,268) 
(4,268) 
(4,268) 
252 
252 
252 
2,862 
252 
2,862 
2,862 
3,114  $ 
2,862 
3,114  $ 
3,114  $ 
3,114  $ 

4,192  $ 
4,192  $ 
4,192  $ 
4,192  $ 
(31) 
(31) 
(31) 
— 
(31) 
— 
— 
—
— 
—
—
(31) 
—
(31) 
(31) 
(31) 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
240 
240 
240 
— 
240 
— 
— 
(4,400) 
— 
(4,400) 
(4,400) 
— 
(4,400) 
— 
— 
(4,160) 
— 
(4,160) 
(4,160) 
(4,160) 
1 
1 
1 
— 
1 
— 
— 
1  $ 
— 
1  $ 
1  $ 
1  $ 

387  $ 
387  $ 
387  $ 
387  $ 
(100) 
(100) 
(100) 
716 
(100) 
716 
716 
17
716 
17
17
633 
17
633 
633 
633 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
(672) 
(672) 
(672) 
— 
(672) 
— 
— 
(324) 
— 
(324) 
(324) 
(2) 
(324) 
(2) 
(2) 
(998) 
(2) 
(998) 
(998) 
(998) 
22 
22 
22 
38 
22 
38 
38 
60  $ 
38 
60  $ 
60  $ 
60  $ 

106
106
106
106

Altria Group, Inc. and Subsidiaries
Notes to Consolidated Financial Statements 
_________________________

Note 20.  Quarterly Financial Data (Unaudited)

(in millions, except per share data) 

Net revenues

Gross profit

Net earnings

Net earnings attributable to Altria Group, Inc.

Per share data:

Basic and diluted EPS attributable to Altria Group, Inc.

(in millions, except per share data) 

Net revenues

Gross profit

Net earnings

Net earnings attributable to Altria Group, Inc. 

Per share data:

Basic and diluted EPS attributable to Altria Group, Inc. 

1st 

5,804  $ 

2,475  $ 

1,018  $ 

1,018  $ 

2015 Quarters

2nd 

6,613  $ 

2,871  $ 

1,449  $ 

1,448  $ 

3rd 

6,699  $ 

3,046  $ 

1,528  $ 

1,528  $ 

4th

6,318

2,722

1,248

1,247

0.52  $ 

0.74  $ 

0.78  $ 

0.64

1st 

5,517  $ 

2,256  $ 

1,175  $ 

1,175  $ 

2014 Quarters

2nd 

6,256  $ 

2,603  $ 

1,262  $ 

1,262  $ 

3rd 

6,491  $ 

2,674  $ 

1,397  $ 

1,397  $ 

4th

6,258

2,627

1,236

1,236

0.59  $ 

0.64  $ 

0.71  $ 

0.63

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

During 2015 and 2014, the following pre-tax charges or (gains) were included in net earnings attributable to Altria Group, Inc.:

(in millions)
NPM Adjustment Items

Tobacco and health litigation items, including accrued interest

Asset impairment, exit and integration costs

Loss on early extinguishment of debt

Other income, net

SABMiller special items

(in millions)
NPM Adjustment Items

Tobacco and health litigation items, including accrued interest 

Asset impairment, exit, integration and acquisition-related costs 

Loss on early extinguishment of debt

SABMiller special items

2015 Quarters

1st 
  — $

$

2nd 

  — $  

3rd 
(126) $

43

—

228

—

86

5

7

—

—

2

67

1

—

—

8

4th
42

35

3

—

(5)

30

$ 

357  $ 

14  $ 

(50)  $ 

105

2014 Quarters

1st 
(64) $  

2nd 
4th
3rd 
(26) $   — $   —

$  

4 

2 

—

9 

31 

(1) 

—

23 

4 

15 

—

(42) 

$ 

(49)  $ 

27  $ 

(23)  $ 

5

5

44

35

89

As discussed in Note 14. Income Taxes, Altria Group, Inc. has recognized income tax benefits and charges in the consolidated 

statements of earnings during 2015 and 2014 as a result of various tax events.

Note 21.  Subsequent Event

On January 27, 2016, the Board of Directors approved a 
productivity initiative designed to maintain Altria Group, Inc.’s 
operating companies’ leadership and cost competitiveness.  The 
initiative, which will reduce spending on certain selling, general 
and administrative infrastructure and implement a leaner 
organizational structure, is expected to deliver approximately 
$300 million in annualized productivity savings by the end of 

2017.  Altria Group, Inc. estimates total pre-tax restructuring 
charges in connection with the initiative of approximately $140 
million, or $0.05 per share, substantially all of which is expected 
to be recorded in the first quarter of 2016.  The estimated charges, 
substantially all of which will result in cash expenditures, relate 
primarily to employee separation costs of approximately $120 
million and other associated costs of approximately $20 million.  
These estimated charges do not reflect the non-cash impact that 
may result from pension settlement and curtailment accounting.

107

 
assurance that transactions are recorded as necessary to permit 
preparation of financial statements in accordance with generally 
accepted accounting principles, and that receipts and expenditures 
of the company are being made only in accordance with 
authorizations of management and directors of the company; and 
(iii) provide reasonable assurance regarding prevention or timely 
detection of unauthorized acquisition, use, or disposition of the 
company’s assets that could have a material effect on the financial 
statements.

Because of its inherent limitations, internal control over 
financial reporting may not prevent or detect misstatements. Also, 
projections of any evaluation of effectiveness to future periods are 
subject to the risk that controls may become inadequate because 
of changes in conditions, or that the degree of compliance with 
the policies or procedures may deteriorate.

/s/ PricewaterhouseCoopers LLP

Richmond, Virginia 
January 28, 2016

Report of Independent Registered Public Accounting 
Firm

To the Board of Directors and 
Stockholders of Altria Group, Inc.:

In our opinion, the accompanying consolidated balance sheets and 
the related consolidated statements of earnings, comprehensive 
earnings, stockholders’ equity, and cash flows, present fairly, in 
all material respects, the financial position of Altria Group, Inc. 
and its subsidiaries at December 31, 2015 and 2014, and the 
results of their operations and their cash flows for each of the 
three years in the period ended December 31, 2015 in conformity 
with accounting principles generally accepted in the United States 
of America.  Also in our opinion, Altria Group, Inc. maintained, 
in all material respects, effective internal control over financial 
reporting as of December 31, 2015, based on criteria established 
in Internal Control - Integrated Framework (2013) issued by the 
Committee of Sponsoring Organizations of the Treadway 
Commission (COSO).  Altria Group, Inc.’s management is 
responsible for these financial statements, for maintaining 
effective internal control over financial reporting and for its 
assessment of the effectiveness of internal control over financial 
reporting, included in the accompanying Report of Management 
on Internal Control over Financial Reporting.  Our responsibility 
is to express opinions on these financial statements and on Altria 
Group, Inc.’s internal control over financial reporting based on 
our integrated audits.  We conducted our audits in accordance 
with the standards of the Public Company Accounting Oversight 
Board (United States).  Those standards require that we plan and 
perform the audits to obtain reasonable assurance about whether 
the financial statements are free of material misstatement and 
whether effective internal control over financial reporting was 
maintained in all material respects.  Our audits of the financial 
statements included examining, on a test basis, evidence 
supporting the amounts and disclosures in the financial 
statements, assessing the accounting principles used and 
significant estimates made by management, and evaluating the 
overall financial statement presentation.  Our audit of internal 
control over financial reporting included obtaining an 
understanding of internal control over financial reporting, 
assessing the risk that a material weakness exists, and testing and 
evaluating the design and operating effectiveness of internal 
control based on the assessed risk.  Our audits also included 
performing such other procedures as we considered necessary in 
the circumstances.  We believe that our audits provide a 
reasonable basis for our opinions.

A company’s internal control over financial reporting is a 

process designed to provide reasonable assurance regarding the 
reliability of financial reporting and the preparation of financial 
statements for external purposes in accordance with generally 
accepted accounting principles.  A company’s internal control 
over financial reporting includes those policies and procedures 
that (i) pertain to the maintenance of records that, in reasonable 
detail, accurately and fairly reflect the transactions and 
dispositions of the assets of the company; (ii) provide reasonable 

108

Based on this assessment, management determined that, as of 

December 31, 2015, Altria Group, Inc. maintained effective 
internal control over financial reporting.

PricewaterhouseCoopers LLP, an independent registered 

public accounting firm, who audited and reported on the 
consolidated financial statements of Altria Group, Inc. included in 
this report, has audited the effectiveness of Altria Group, Inc.’s 
internal control over financial reporting as of December 31, 2015, 
as stated in their report herein.

January 28, 2016

Report of Management On Internal Control Over 
Financial Reporting

Management of Altria Group, Inc. is responsible for establishing 
and maintaining adequate internal control over financial reporting 
as defined in Rules 13a-15(f) and 15d-15(f) under the Securities 
Exchange Act of 1934, as amended.  Altria Group, Inc.’s internal 
control over financial reporting is a process designed to provide 
reasonable assurance regarding the reliability of financial 
reporting and the preparation of financial statements for external 
purposes in accordance with accounting principles generally 
accepted in the United States of America.  Internal control over 
financial reporting includes those written policies and procedures 
that:

  pertain to the maintenance of records that, in reasonable detail, 
accurately and fairly reflect the transactions and dispositions of 
the assets of Altria Group, Inc.;

  provide reasonable assurance that transactions are recorded as 
necessary to permit preparation of financial statements in 
accordance with accounting principles generally accepted in the 
United States of America;

  provide reasonable assurance that receipts and expenditures of 
Altria Group, Inc. are being made only in accordance with the 
authorization of management and directors of Altria Group, Inc.; 
and

  provide reasonable assurance regarding prevention or timely 
detection of unauthorized acquisition, use or disposition of assets 
that could have a material effect on the consolidated financial 
statements.

Internal control over financial reporting includes the controls 
themselves, monitoring and internal auditing practices and actions 
taken to correct deficiencies as identified.

Because of its inherent limitations, internal control over 
financial reporting may not prevent or detect misstatements.  
Also, projections of any evaluation of effectiveness to future 
periods are subject to the risk that controls may become 
inadequate because of changes in conditions, or that the degree of 
compliance with the policies or procedures may deteriorate.

Management assessed the effectiveness of Altria Group, 
Inc.’s internal control over financial reporting as of December 31, 
2015.  Management based this assessment on criteria for effective 
internal control over financial reporting described in Internal 
Control - Integrated Framework (2013) issued by the Committee 
of Sponsoring Organizations of the Treadway Commission 
(COSO).  Management’s assessment included an evaluation of the 
design of Altria Group, Inc.’s internal control over financial 
reporting and testing of the operational effectiveness of its 
internal control over financial reporting.  Management reviewed 
the results of its assessment with the Audit Committee of our 
Board of Directors.

109

Item 9. Changes in and Disagreements with 
Accountants on Accounting and Financial Disclosure. 

None.

Item 9A. Controls and Procedures. 

Disclosure Controls and Procedures 

Altria Group, Inc. carried out an evaluation, with the participation 
of Altria Group, Inc.’s management, including Altria Group, Inc.’s 
Chief Executive Officer and Chief Financial Officer, of the 
effectiveness of Altria Group, Inc.’s disclosure controls and 
procedures (as defined in Rule 13a-15(e) under the Exchange Act, 
as amended) as of the end of the period covered by this Annual 
Report on Form 10-K.  Based upon that evaluation, Altria Group, 
Inc.’s Chief Executive Officer and Chief Financial Officer 

concluded that Altria Group, Inc.’s disclosure controls and 
procedures are effective.  

There have been no changes in Altria Group, Inc.’s internal 

control over financial reporting during the most recent fiscal 
quarter that have materially affected, or are reasonably likely to 
materially affect, Altria Group, Inc.’s internal control over 
financial reporting.

The Report of Independent Registered Public Accounting 
Firm and the Report of Management on Internal Control over 
Financial Reporting are included in Item 8.

Item 9B. Other Information. 

 None. 

Part III
Except for the information relating to the executive officers set forth in Item 10, the information called for by Items 10-14 is hereby 
incorporated by reference to Altria Group, Inc.’s definitive proxy statement for use in connection with its Annual Meeting of 
Shareholders to be held on May 19, 2016 that will be filed with the SEC on or about April 7, 2016 (the “proxy statement”), and, 
except as indicated therein, made a part hereof. 

Item 10. Directors, Executive Officers and Corporate Governance. 

Refer to “Proposals Requiring Your Vote - Proposal 1 - Election of Directors,” “Ownership of Equity Securities of the Company - 
Section 16(a) Beneficial Ownership Reporting Compliance” and “Board and Governance Matters - Committees of the Board of 
Directors” sections of the proxy statement. 

Executive Officers as of February 12, 2016: 

Name 
Martin J. Barrington 
Daniel J. Bryant

Office
Chairman, Chief Executive Officer and President  
Vice President and Treasurer

James E. Dillard III 
Ivan S. Feldman
Clifford B. Fleet
William F. Gifford, Jr. 
Craig A. Johnson 
Denise F. Keane
Salvatore Mancuso 
Brian W. Quigley 
W. Hildebrandt Surgner, Jr.  Corporate Secretary and Senior Assistant General Counsel  
Charles N. Whitaker 

Senior Vice President, Research, Development and Regulatory Affairs  
Vice President and Controller
President and Chief Executive Officer, Philip Morris USA Inc. 
Executive Vice President and Chief Financial Officer  
President and Chief Executive Officer, Altria Group Distribution Company  
Executive Vice President and General Counsel 
Senior Vice President, Strategy, Planning and Accounting  
President and Chief Executive Officer, U.S. Smokeless Tobacco Company LLC  

Senior Vice President, Human Resources, Compliance & Information Services and Chief

Howard A. Willard III 

Executive Vice President and Chief Operating Officer  

Compliance Officer

Age
62
46

52
49
45
45
63
63
50
42
50

49

52

All of the above-mentioned officers have been employed 

by Altria Group, Inc. or its subsidiaries in various capacities 
during the past five years.  

Effective January 1, 2016, Mr. Dillard, previously Senior 
Vice President, Regulatory Affairs and Chief Innovation Officer, 
Altria Client Services LLC, was appointed Senior Vice President, 

Research, Development and Regulatory Affairs, Altria Group, 
Inc. 

Mr. Whitaker’s wife and Mr. Surgner’s wife are first 

cousins.

110

 
 
Codes of Conduct and Corporate Governance 

Altria Group, Inc. has adopted the Altria Code of Conduct for 
Compliance and Integrity, which complies with requirements set 
forth in Item 406 of Regulation S-K.  This Code of Conduct 
applies to all of its employees, including its principal executive 
officer, principal financial officer, principal accounting officer or 
controller, and persons performing similar functions.  Altria 
Group, Inc. has also adopted a code of business conduct and 
ethics that applies to the members of its Board of Directors.  
These documents are available free of charge on Altria Group, 
Inc.’s website at www.altria.com. 

Any waiver granted by Altria Group, Inc. to its principal 

executive officer, principal financial officer or controller under 
the Code of Conduct, and certain amendments to the Code of 

Item 11.  Executive Compensation. 

Conduct, will be disclosed on Altria Group, Inc.’s website at 
www.altria.com within the time period required by applicable 
rules. 

In addition, Altria Group, Inc. has adopted corporate 
governance guidelines and charters for its Audit, Compensation 
and Nominating, Corporate Governance and Social Responsibility 
Committees and the other committees of the Board of Directors.  
All of these documents are available free of charge on Altria 
Group, Inc.’s website at www.altria.com.  

The information on the respective websites of Altria Group, 

Inc. and its subsidiaries is not, and shall not be deemed to be, a 
part of this Annual Report on Form 10-K or incorporated into any 
other filings Altria Group, Inc. makes with the SEC. 

Refer to “Executive Compensation,” “Compensation Committee Matters - Compensation Committee Interlocks and Insider 
Participation,” “Compensation Committee Matters - Compensation Committee Report for the Year Ended December 31, 2015” and 
“Board and Governance Matters - Directors - Director Compensation” sections of the proxy statement.

Item 12.  Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters. 

The number of shares to be issued upon exercise or vesting and the number of shares remaining available for future issuance under Altria 
Group, Inc.’s equity compensation plans at December 31, 2015, were as follows:

Number of Shares 
to be Issued upon
Exercise of  
Outstanding
Options and Vesting of 
Deferred Stock 
(a) 

Weighted Average 
Exercise Price of
Outstanding 
Options 
(b) 

Number of Shares 
Remaining Available for
Future Issuance Under Equity  
Compensation 
Plans 
(c) 

Equity compensation plans approved by shareholders (1) 

1,221,985 (2) 

$— 

40,987,766 (3)

(1)  The following plans have been approved by Altria Group, Inc. shareholders and have shares referenced in column (a) or column (c):  the 2010 
Performance Incentive Plan, the 2015 Performance Incentive Plan and the 2015 Stock Compensation Plan for Non-Employee Directors.

(2)  Represents 1,221,985 shares of restricted stock units (also referred to as deferred stock).
(3) 

Includes 39,994,482 shares available under the 2015 Performance Incentive Plan and 993,284 shares available under the 2015 Stock 
Compensation Plan for Non-Employee Directors, and excludes shares reflected in column (a).

Refer to “Ownership of Equity Securities of the Company - Directors and Executive Officers” and “Ownership of Equity Securities 

of the Company - Certain Other Beneficial Owners” sections of the proxy statement. 

Item 13.  Certain Relationships and Related Transactions, and Director Independence. 

Refer to “Related Person Transactions and Code of Conduct” and “Board and Governance Matters - Directors - Director Independence 
Determinations” sections of the proxy statement. 

Item 14.  Principal Accounting Fees and Services. 

Refer to “Audit Committee Matters - Independent Registered Public Accounting Firm’s Fees” and “Audit Committee Matters - Pre-
Approval  Policy” sections of the proxy statement. 

111

 
 
 
Part IV
Item 15. Exhibits and Financial Statement Schedules. 

(a) Index to Consolidated Financial Statements

Consolidated Balance Sheets at December 31, 2015 and 2014

Consolidated Statements of Earnings for the years ended December 31, 2015, 2014 and 2013

Consolidated Statements of Comprehensive Earnings for the years ended December 31, 2015, 2014 and 2013 

Consolidated Statements of Cash Flows for the years ended December 31, 2015, 2014 and 2013

Consolidated Statements of Stockholders’ Equity for the years ended December 31, 2015, 2014 and 2013 

Notes to Consolidated Financial Statements

Report of Independent Registered Public Accounting Firm

Report of Management on Internal Control Over Financial Reporting

Page

39 

41

42 

43

44 

45

108 

109

Schedules have been omitted either because such schedules are not required or are not applicable. 

(b)  The following exhibits are filed as part of this Annual Report on Form 10-K: 

2.1 

Distribution Agreement by and between Altria Group, Inc. and Kraft Foods Inc. (now known as

2.2 

2.3 

2.4 

3.1 

3.2 

4.1 

Group, Inc.’s Current Report on Form 8-K filed on January 31, 2007 (File No. 1-08940).

Distribution Agreement by and between Altria Group, Inc. and Philip Morris International Inc.,
dated as of January 30, 2008. Incorporated by reference to Altria Group, Inc.’s Current Report on 
Form 8-K filed on January 30, 2008 (File No. 1-08940).

Agreement and Plan of Merger by and among UST Inc., Altria Group, Inc., and Armchair Merger
Sub, Inc., dated as of September 7, 2008. Incorporated by reference to Altria Group, Inc.’s Current 
Report on Form 8-K filed on September 8, 2008 (File No. 1-08940).

Amendment No. 1 to the Agreement and Plan of Merger, dated as of September 7, 2008, by and
among UST Inc., Altria Group, Inc., and Armchair Merger Sub, Inc., dated as of October 2, 2008. 
Incorporated by reference to Altria Group, Inc.’s Current Report on Form 8-K filed on October 3, 
2008 (File No. 1-08940).

Articles of Amendment to the Restated Articles of Incorporation of Altria Group, Inc. and Restated
Articles of Incorporation of Altria Group, Inc. Incorporated by reference to Altria Group, Inc.’s 
Annual Report on Form 10-K for the year ended December 31, 2002 (File No. 1-08940).

Amended and Restated By-laws of Altria Group, Inc., effective as of October 28, 2015.
Incorporated by reference to Altria Group, Inc.’s Current Report on Form 8-K filed on October 29, 
2015 (File No. 1-08940).

Indenture between Altria Group, Inc. and The Bank of New York (as successor in interest to
JPMorgan Chase Bank, formerly known as The Chase Manhattan Bank), as Trustee, dated as of 
December 2, 1996. Incorporated by reference to Altria Group, Inc.’s Registration Statement on 
Form S-3/A filed on January 29, 1998 (No. 333-35143).

112

4.2 

4.3 

4.4 

4.5 

4.6 

4.7 

10.1 

10.2 

10.3 

10.4 

10.5 

10.6 

10.7 

10.8 

First Supplemental Indenture to Indenture, dated as of December 2, 1996, between Altria Group,
Inc. and The Bank of New York (as successor in interest to JPMorgan Chase Bank, formerly known 
as The Chase Manhattan Bank), as Trustee, dated as of February 13, 2008. Incorporated by 
reference to Altria Group, Inc.’s Current Report on Form 8-K filed on February 15, 2008 (File No. 
1-08940).

Indenture among Altria Group, Inc., as Issuer, Philip Morris USA Inc., as Guarantor, and Deutsche
Bank Trust Company Americas, as Trustee, dated as of November 4, 2008. Incorporated by 
reference to Altria Group, Inc.’s Registration Statement on Form S-3 filed on November 4, 2008 
(No. 333-155009).

Amended and Restated 5-Year Revolving Credit Agreement, dated as of August 19, 2013, among 
Altria Group, Inc. and the Initial Lenders named therein and JPMorgan Chase Bank, N.A. and 
Citibank, N.A., as Administrative Agents.  Incorporated by reference to Altria Group, Inc.’s Current 
Report on Form 8-K filed on August 23, 2013 (File No. 1-08940). 

Extension Agreement, effective August 19, 2014, among Altria Group, Inc. and the lenders thereto
and JPMorgan Chase Bank, N.A. and Citibank, N.A., as Administrative Agents.  Incorporated by 
reference to Altria Group, Inc.’s Current Report on Form 8-K filed on August 21, 2014 (File No. 
1-08940).

Extension Agreement, effective August 19, 2015, among Altria Group, Inc. and the lenders thereto
and JPMorgan Chase Bank, N.A. and Citibank, N.A., as Administrative Agents.  Incorporated by 
reference to Altria Group, Inc.’s Current Report on Form 8-K filed on August 21, 2015 (File No. 
1-08940).

The Registrant agrees to furnish copies of any instruments defining the rights of holders of long-
term debt of the Registrant and its consolidated subsidiaries that does not exceed 10 percent of the 
total assets of the Registrant and its consolidated subsidiaries to the Commission upon request.

Comprehensive Settlement Agreement and Release related to settlement of Mississippi health care
cost recovery action, dated as of October 17, 1997. Incorporated by reference to Altria Group, Inc.’s 
Annual Report on Form 10-K for the year ended December 31, 1997 (File No. 1-08940).

Settlement Agreement related to settlement of Florida health care cost recovery action, dated August
25, 1997. Incorporated by reference to Altria Group, Inc.’s Current Report on Form 8-K filed on 
September 3, 1997 (File No. 1-08940).

Comprehensive Settlement Agreement and Release related to settlement of Texas health care cost
recovery action, dated as of January 16, 1998. Incorporated by reference to Altria Group, Inc.’s 
Current Report on Form 8-K filed on January 28, 1998 (File No. 1-08940).

Settlement Agreement and Stipulation for Entry of Judgment regarding the claims of the State of
Minnesota, dated as of May 8, 1998. Incorporated by reference to Altria Group, Inc.’s Quarterly 
Report on Form 10-Q for the period ended March 31, 1998 (File No. 1-08940).

Settlement Agreement and Release regarding the claims of Blue Cross and Blue Shield of
Minnesota, dated as of May 8, 1998. Incorporated by reference to Altria Group, Inc.’s Quarterly 
Report on Form 10-Q for the period ended March 31, 1998 (File No. 1-08940).

Stipulation of Amendment to Settlement Agreement and For Entry of Agreed Order regarding the
settlement of the Mississippi health care cost recovery action, dated as of July 2, 1998. Incorporated 
by reference to Altria Group, Inc.’s Quarterly Report on Form 10-Q for the period ended June 30, 
1998 (File No. 1-08940).

Stipulation of Amendment to Settlement Agreement and For Entry of Consent Decree regarding the
settlement of the Texas health care cost recovery action, dated as of July 24, 1998. Incorporated by 
reference to Altria Group, Inc.’s Quarterly Report on Form 10-Q for the period ended June 30, 1998 
(File No. 1-08940).

Stipulation of Amendment to Settlement Agreement and For Entry of Consent Decree regarding the
settlement of the Florida health care cost recovery action, dated as of September 11, 1998. 
Incorporated by reference to Altria Group, Inc.’s Quarterly Report on Form 10-Q for the period 
ended September 30, 1998 (File No. 1-08940).

113

10.9 

10.10 

10.11 

Master Settlement Agreement relating to state health care cost recovery and other claims, dated as
of November 23, 1998. Incorporated by reference to Altria Group, Inc.’s Current Report on Form 8-
K filed on November 25, 1998, as amended by Form 8-K/A filed on December 24, 1998 (File No. 
1-08940).

Stipulation and Agreed Order Regarding Stay of Execution Pending Review and Related Matters,
dated as of May 7, 2001. Incorporated by reference to Altria Group, Inc.’s Current Report on Form 
8-K filed on May 8, 2001 (File No. 1-08940).

Term Sheet effective December 17, 2012, between Philip Morris USA Inc., the other participating
manufacturers, and various states and territories for settlement of the 2003 - 2012 Non-Participating 
Manufacturer Adjustment with those states.  Incorporated by reference to Altria Group, Inc.’s 
Current Report on From 8-K filed on December 18, 2012 (File No. 1-08940).

10.12 

Employee Matters Agreement by and between Altria Group, Inc. and Kraft Foods Inc. (now known

Group, Inc.’s Current Report on Form 8-K filed on March 30, 2007 (File No. 1-08940).

10.13 

Tax Sharing Agreement by and between Altria Group, Inc. and Kraft Foods Inc. (now known as

10.14 

10.15 

10.16 

10.17 

10.18 

10.19 

10.20 

10.21 

10.22 

10.23 

10.24 

Group, Inc.’s Current Report on Form 8-K filed on March 30, 2007 (File No. 1-08940).

Intellectual Property Agreement by and between Philip Morris International Inc. and Philip Morris
USA Inc., dated as of January 1, 2008. Incorporated by reference to Altria Group, Inc.’s Current 
Report on Form 8-K filed on March 28, 2008 (File No. 1-08940).

Employee Matters Agreement by and between Altria Group, Inc. and Philip Morris International
Inc., dated as of March 28, 2008. Incorporated by reference to Altria Group, Inc.’s Current Report 
on Form 8-K filed on March 28, 2008 (File No. 1-08940).

Tax Sharing Agreement by and between Altria Group, Inc. and Philip Morris International Inc.,
dated as of March 28, 2008. Incorporated by reference to Altria Group, Inc.’s Current Report on 
Form 8-K filed on March 28, 2008 (File No. 1-08940).

Guarantee made by Philip Morris USA Inc., in favor of the lenders party to the 5-Year Revolving
Credit Agreement, dated as of June 30, 2011, among Altria Group, Inc., the lenders named therein, 
and JPMorgan Chase Bank, N.A. and Citibank, N.A., as Administrative Agents, dated as of June 30, 
2011.  Incorporated by reference to Altria Group, Inc.’s Current Report on Form 8-K filed on June 
30, 2011 (File No. 1-08940).

Financial Counseling Program. Incorporated by reference to Altria Group, Inc.’s Annual Report on
Form 10-K for the year ended December 31, 2009 (File No. 1-08940).*

Benefit Equalization Plan, effective September 2, 1974, as amended. Incorporated by reference to
Altria Group, Inc.'s Annual Report on Form 10-K for the year ended December 31, 2014 (File No. 
1-08940).*

Form of Employee Grantor Trust Enrollment Agreement. Incorporated by reference to Altria Group,
Inc.’s Annual Report on Form 10-K for the year ended December 31, 1995 (File No. 1-08940).*

Form of Supplemental Employee Grantor Trust Enrollment Agreement. Incorporated by reference
to Altria Group, Inc.’s Annual Report on Form 10-K for the year ended December 31, 2005 (File 
No. 1-08940).*

Automobile Policy. Incorporated by reference to Altria Group, Inc.’s Annual Report on Form 10-K
for the year ended December 31, 1997 (File No. 1-08940).*

Supplemental Management Employees’ Retirement Plan of Altria Group, Inc., effective as of
October 1, 1987, as amended and in effect as of January 1, 2012. Incorporated by reference to Altria 
Group, Inc.’s Quarterly Report on Form 10-Q for the period ended March 31, 2012 (File No.
1-08940).*

Grantor Trust Agreement by and between Altria Client Services Inc. and Wells Fargo Bank,
National Association, dated February 23, 2011. Incorporated by reference to Altria Group, Inc.’s 
Annual Report on Form 10-K for the year ended December 31, 2010 (File No. 1-08940).*

114

10.25 

10.26 

10.27 

10.28 

10.29 

10.30 

10.31

10.32 

10.33 

10.34 

10.35 

10.36 

10.37 

10.38 

10.39 

10.40 

10.41 

10.42 

Long-Term Disability Benefit Equalization Plan, effective as of January 1, 1989, as amended.
Incorporated by reference to Altria Group, Inc.’s Quarterly Report on Form 10-Q for the period 
ended June 30, 2009 (File No. 1-08940).*

Survivor Income Benefit Equalization Plan, effective as of January 1, 1985, as amended and in
effect as of January 1, 2010. Incorporated by reference to Altria Group, Inc.’s Quarterly Report on 
Form 10-Q for the period ended June 30, 2011 (File No. 1-08940).*

Deferred Fee Plan for Non-Employee Directors, as amended and restated effective October 28,
2015.*

2015 Stock Compensation Plan for Non-Employee Directors, as amended and restated effective
October 28, 2015.*

2010 Performance Incentive Plan, effective on May 20, 2010. Incorporated by reference to Altria
Group, Inc.’s definitive proxy statement filed on April 9, 2010 (File No. 1-08940).*

2015 Performance Incentive Plan, effective on May 1, 2015.  Incorporated by reference to Altria
Group, Inc.’s definitive proxy statement on Schedule 14A filed on April 9, 2015 (File No. 
1-08940).*

(including First Amendment adding Supplement A), as amended and restated effective as of January 
1, 1996. Incorporated by reference to Altria Group, Inc.’s Annual Report on Form 10-K for the year 
ended December 31, 2006 (File No. 1-08940).*

Form of Indemnity Agreement. Incorporated by reference to Altria Group, Inc.’s Current Report on
Form 8-K filed on October 30, 2006 (File No. 1-08940).

Form of Restricted Stock Agreement, dated as of January 25, 2012.  Incorporated by reference to
Altria Group, Inc.’s Current Report on Form 8-K filed on January 27, 2012 (File No. 1-08940).*

Form of Restricted Stock Agreement, dated as of May 16, 2012.  Incorporated by reference to Altria
Group, Inc.’s Current Report on Form 8-K filed on May 17, 2012 (File No. 1-08940).*

Form of Restricted Stock Agreement, dated as of January 29, 2013.  Incorporated by reference to
Altria Group, Inc.’s Current Report on Form 8-K filed on January 31, 2013 (File No. 1-08940).*

Form of Deferred Stock Agreement, dated as of January 29, 2013. Incorporated by reference to
Altria Group, Inc.’s Quarterly Report on Form 10-Q for the period ended March 31, 2013 (File No. 
1-08940).*

Form of Restricted Stock Agreement, dated as of January 28, 2014.  Incorporated by reference to
Altria Group, Inc.’s Current Report on Form 8-K filed on January 30, 2014 (File No. 1-08940).*

Form of Deferred Stock Agreement, dated as of January 28, 2014. Incorporated by reference to
Altria Group, Inc.’s Quarterly Report on Form 10-Q for the period ended March 31, 2014 (File No. 
1-08940).*

Form of Restricted Stock Unit Agreement, dated as of January 28, 2015.  Incorporated by reference
to Altria Group, Inc.’s Current Report on Form 8-K filed on January 30, 2015 (File No. 1-08940).*

Form of Executive Confidentiality and Non-Competition Agreement. Incorporated by reference to
Altria Group, Inc.’s Current Report on Form 8-K filed on January 27, 2011 (File No. 1-08940).*

Time Sharing Agreement between Altria Client Services LLC and Martin J. Barrington, dated as of
November 19, 2015.*

Time Sharing Agreement between Altria Client Services Inc. and David R. Beran, dated as of July 
25, 2012. Incorporated by reference to Altria Group, Inc.’s Quarterly Report on Form 10-Q for the 
period ended June 30, 2012 (File No. 1-08940).* 

115

10.43 

10.44 

12 

21 

23 

24 

31.1 

31.2 

32.1 

32.2 

99.1 

99.2 

99.3 

Time Sharing Termination Letter from Altria Client Services Inc. to David R. Beran, dated February
27, 2015.  Incorporated by reference to Altria Group, Inc.’s Quarterly Report on Form 10-Q for the 
period ended March 31, 2015 (File No. 1-08940).*

Agreement and General Release between Altria Group, Inc. and David R. Beran, dated March 12,
2015.  Incorporated by reference to Altria Group, Inc.’s Quarterly Report on Form 10-Q for the 
period ended March 31, 2015 (File No. 1-08940).*

Statements regarding computation of ratios of earnings to fixed charges.

Subsidiaries of Altria Group, Inc.

Consent of independent registered public accounting firm.

Powers of attorney.

Certification of Chief Executive Officer pursuant to Rule 13a-14(a)/15d-14(a) of the Securities
Exchange Act of 1934, as amended, as adopted pursuant to Section 302 of the Sarbanes-Oxley Act 
of 2002.

Certification of Chief Financial Officer pursuant to Rule 13a-14(a)/15d-14(a) of the Securities
Exchange Act of 1934, as amended, as adopted pursuant to Section 302 of the Sarbanes-Oxley Act 
of 2002.

Certification of Chief Executive Officer pursuant to 18 U.S.C. 1350, as adopted pursuant to Section
906 of the Sarbanes-Oxley Act of 2002.

Certification of Chief Financial Officer pursuant to 18 U.S.C. 1350, as adopted pursuant to Section
906 of the Sarbanes-Oxley Act of 2002.

Certain Litigation Matters.

Trial Schedule for Certain Cases.

Definitions of Terms Related to Financial Covenants Included in Altria Group, Inc.’s Amended and
Restated 5-Year Revolving Credit Agreement, dated as of August 19, 2013.  Incorporated by 
reference to Altria Group, Inc.’s Quarterly Report on Form 10-Q for the period ended September 30, 
2013 (File No. 1-08940).

101.INS          XBRL Instance Document.

101.SCH        XBRL Taxonomy Extension Schema.

101.CAL        XBRL Taxonomy Extension Calculation Linkbase.

101.DEF         XBRL Taxonomy Extension Definition Linkbase.

101.LAB        XBRL Taxonomy Extension Label Linkbase.

101.PRE         XBRL Taxonomy Extension Presentation Linkbase.

*  Denotes management contract or compensatory plan or arrangement in which directors or executive officers are eligible to

participate.

116

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused 

this report to be signed on its behalf by the undersigned, thereunto duly authorized. 

ALTRIA GROUP, INC. 

By:

/s/ MARTIN J. BARRINGTON 
(Martin J. Barrington
Chairman, Chief Executive Officer 
and President)

Date: February 25, 2016

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following 

persons on behalf of the registrant and in the capacities and on the date indicated: 

Signature                                                                         Title                                                        Date

/s/ MARTIN J. BARRINGTON    
    (Martin J. Barrington)

Director, Chairman, Chief Executive Officer 
and President

February 25, 2016

/s/ WILLIAM F. GIFFORD, JR.  
    (William F. Gifford, Jr.)

Executive Vice President and 
Chief Financial Officer

February 25, 2016

/s/ IVAN S. FELDMAN 
    (Ivan S. Feldman)

* GERALD L. BALILES,
JOHN T. CASTEEN III, 
DINYAR S. DEVITRE, 
THOMAS F. FARRELL II, 
THOMAS W. JONES, 
DEBRA J. KELLY-ENNIS, 
W. LEO KIELY III, 
KATHRYN B. MCQUADE, 
GEORGE MUÑOZ, 
NABIL Y. SAKKAB

*By:

/s/ MARTIN J. BARRINGTON 
(MARTIN J. BARRINGTON 
ATTORNEY-IN-FACT)

Vice President and Controller

February 25, 2016

Directors

February 25, 2016

117

Disclosure of Non-GAAP Financial Measures

Altria reports its financial results in accordance with U.S. 
generally accepted accounting principles (GAAP). Altria’s man-
agement reviews certain financial results, including OCI, OCI 
margins and diluted EPS, on an adjusted basis, which excludes 
certain income and expense items that management believes 
are not part of underlying operations. These items may include, 
for example, loss on early extinguishment of debt, restructuring 
charges, SABMiller plc (SABMiller) special items, certain tax 
items, charges associated with tobacco and health litigation items, 
and settlements of, and determinations made in connection with, 
certain non-participating manufacturer (NPM) adjustment dis-
putes (such settlements and determinations are referred to collec-
tively as NPM Adjustment Items). Altria’s management does not 
view any of these special items to be part of Altria’s sustainable 
results as they may be highly variable, are difficult to predict 

and can distort underlying business trends and results. Altria’s 
management believes that adjusted financial measures provide 
useful insight into underlying business trends and results and 
provide a more meaningful comparison of year-over-year results. 
Altria’s management uses adjusted financial measures for plan-
ning, forecasting and evaluating business and financial perfor-
mance, including allocating resources and evaluating results rel-
ative to employee compensation targets. These adjusted financial 
measures are not consistent with GAAP and may not be calculat-
ed the same as similarly titled measures used by other companies. 
These adjusted financials measures should thus be considered 
as supplemental in nature and not considered in isolation or as a 
substitute for the related financial information prepared in accor-
dance with GAAP. Reconciliations of historical adjusted financial 
measures to corresponding GAAP measures are provided below.

Reconciliations of Adjusted Diluted EPS for the Full Years ended December 31, 

Reported diluted EPS 
NPM Adjustment Items 
Tobacco and health litigation items 
SABMiller special items 
Loss on early extinguishment of debt 
Asset impairment, exit, integration and acquisition-related costs 
Tax items 

Adjusted diluted EPS 

Annual Growth Rate (2015 vs 2014) 

2015 
$  2.67  
(0.03)  
0.05 
0.04 
 0.07 
— 
— 

$  2.80 

8.9% 

2014 
$  2.56  
(0.03)  
0.01 
0.01 
 0.02 
 0.01 
 (0.01) 

$  2.57 

Reconciliations of Adjusted OCI for the Full Years ended December 31,
(dollars in millions)

Smokeable Products                                  

Net revenues 
Excise taxes 
Revenues net of excise taxes 

Reported OCI 
NPM Adjustment Items 
Asset impairment and exit costs 
Tobacco and health litigation items 

Change 

2015 
$22,792 
(6,423) 
$16,369 

$  7,569 
(97) 
— 
127 

2014 
$21,939 
(6,416) 
$15,523 

$  6,873 
(43) 
(6) 
27 

Adjusted OCI 

$  7,599 

$  6,851 

10.9% 

 Smokeless Products

2015 
$1,879 
(133) 
$1,746 

$1,108 
— 
4 
— 

$1,112 

2014 
$ 1,809 
(138) 
$ 1,671 

$ 1,061 
— 
(1) 
— 

$ 1,060 

Change

4.9%

 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
From the 
1800’s to 
Today… 

You’d never know our companies 

came from humble beginnings 

by looking at them today.  When 

George Weyman opened up his 

tobacconist shop in Pittsburgh in 

1822, he had no idea he was taking 

the first steps toward creating 

U.S. Smokeless Tobacco Company, 

the world’s largest smokeless 

 tobacco company.  And when 

John Middleton opened his Phila-

delphia tobacco shop in 1856, he 

was paving the way to become one 

of America’s largest cigar manufac-

turers.  Ste. Michelle’s roots were 

built on the 1912 estate owned by 

Frederick Stimson, and today has 

grown to 10 wineries across three 

states.  In 1929, when Philip Morris 

& Co. leaders selected  Richmond, 

VA to manufacture their cigarettes, 

they didn’t realize their focus on 

quality would help the company 

soon sell more than half of all 

cigarettes sold in the United States. 

We’re proud that we’ve provided 

thousands of manufacturing jobs 

right here in America for almost a 

century.  And we’re proud of the 

focus on quality and consumers 

that has helped make us the leader 

in the tobacco industry for 30 years.

Shareholder Information

Shareholder Response Center:
Computershare Trust Company, 
N.A. (Computershare), our 
transfer agent, will be happy to 
answer questions about your 
accounts, certificates, dividends 
or the Direct Stock Purchase and  
Dividend Reinvestment Plan. 

Within the U.S. and Canada, 
shareholders may call toll-free: 
1-800-442-0077

From outside the U.S. or Canada, 
shareholders may call: 
1-781-575-3572 

Postal address:
Computershare Trust 
Company, N.A.
P.O. Box 43078 
Providence, RI 02940-3078
To eliminate duplicate mailings, 
please contact Computershare (if 
you are a registered shareholder) 
or your broker (if you hold your 
stock through a brokerage firm).

Direct Stock Purchase and 
Dividend Reinvestment Plan:
Altria Group, Inc. offers a Direct 
Stock Purchase and Dividend 
Reinvestment Plan, administered 
by Computershare. For more 
information, or to purchase 
shares directly through the Plan, 
please contact Computershare.

Shareholder Publications:
Altria Group, Inc. makes a variety 
of publications and reports avail-
able. These include the Annual 
Report, news releases and other 
publications. For copies, please 
visit our website at: 
www.altria.com/investors

Altria Group, Inc. makes available 
free of charge its filings (such as 
proxy statements and Reports 
on Form 10-K, 10-Q and 8-K) 
with the U.S. Securities and 
Exchange Commission (SEC). 

For copies, please visit our 
website at: 
www.altria.com/SECfilings

If you do not have Internet  
access, you may call: 
1-804-484-8222

Internet Access  
Helps Reduce Costs:
As a convenience to shareholders 
and an important cost-reduction 
and environmentally friendly 
measure, you can register to 
receive future shareholder 
materials (i.e., Annual Report and 
proxy statement) electronically. 
Shareholders also can vote their 
proxies electronically. 

For complete instructions, please 
visit our website at: 
www.altria.com/investors

2016 Annual Meeting:
The Altria Group, Inc. Annual 
Meeting of Shareholders will be 
held at 9:00 a.m. (Eastern Time)
on Thursday, May 19, 2016 at 
The Greater Richmond 
Convention Center, 
403 North Third Street, 
Richmond, VA 23219. 
For further information, call: 
1-804-484-8838

Download the  Altria IR App
Stay up to date with the latest 
investor information on our 
App. Download at the Apple
Store and at Google Play.

Stock Exchange 
Listing:
The principal stock 
exchange on which 
Altria Group, Inc.’s 
common stock (par value $0.331⁄3 
per share) is listed is the New 
York Stock Exchange (ticker sym-
bol: MO). As of January 31, 2016, 
there were approximately 
71,000 holders of record of Altria 
Group, Inc.’s common stock.

Additional Information:
The information on the respec-
tive websites of Altria Group, Inc. 
and its subsidiaries is not, and 
shall not be deemed to be, a part 
of this report or incorporated into 
any other filings Altria Group, Inc. 
makes with the SEC.

Trademarks and service marks 
in this report are the registered 
property of or licensed by Altria 
Group, Inc. or its subsidiaries.

Mailing Addresses

Altria Group, Inc.
6601 W. Broad Street
Richmond, VA 23230-1723
altria.com

Philip Morris USA Inc.
P.O. Box 26603
Richmond, VA 23261-6603
philipmorrisusa.com

U.S. Smokeless Tobacco  
Company LLC
P.O. Box 85107
Richmond, VA 23285-5107
ussmokeless.com

John Middleton Co.
6601 W. Broad Street
Richmond, VA 23230-1723
johnmiddletonco.com

Ste. Michelle Wine  
Estates Ltd.
P.O. Box 1976
Woodinville, WA 98072-1976
smwe.com

Philip Morris  
Capital Corporation
225 High Ridge Road 
Suite 300 West
Stamford, CT 06905-3000
philipmorriscapitalcorp.com

Nu Mark LLC
6603 West Broad Street
Richmond, VA 23230-1723
nu-mark.com

The 2015 annual report was printed on FSC® 

certified paper. The FSC® is an independent, 

non-governmental, not-for-profit global 

organization established to promote the 

responsible management of the world’s forests.

Independent Auditors:

PricewaterhouseCoopers LLP
1021 E. Cary St., Suite 1250 
Richmond, VA 23219

Transfer Agent and Registrar:

Computershare Trust 
Company, N.A.
P.O. Box 43078
Providence, RI 02940-3078

Design: Andra Design  andradesignllc.com
Photography: Casey Templeton
Printer: Stephenson Printing Inc.

© Copyright 2015 Altria Group, Inc.

Altria Group, Inc.
6601 W. Broad Street
Richmond, VA 23230-1723

Altria Group, Inc.
2015 Annual Report

Altria’s 
Operating Companies

Philip Morris USA Inc. (PM USA) 
PM USA is the largest tobacco company 
in the U.S. and has about half of the U.S. 
cigarette market’s retail share.

U.S. Smokeless Tobacco 
Company LLC (USSTC)
USSTC is the largest producer and marketer 
of moist smokeless tobacco, one of the 
fastest growing tobacco segments in the U.S.

John Middleton Co. (Middleton)
Middleton is a leading manufacturer of 
machine-made large cigars and pipe tobacco.

Ste. Michelle Wine Estates Ltd. (Ste. Michelle)
Ste. Michelle ranks among the top-ten 
producers of premium wines in the U.S.

Nu Mark LLC (Nu Mark)
Nu Mark is focused on responsibly developing 
and marketing innovative tobacco products 
for adult tobacco consumers.

Philip Morris Capital Corporation (PMCC)
PMCC manages an existing portfolio of 
leveraged and direct finance lease investments.

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