Quarterlytics / Industrials / Trucking / ArcBest

ArcBest

arcb · NASDAQ Industrials
Claim this profile
Ticker arcb
Exchange NASDAQ
Sector Industrials
Industry Trucking
Employees 10,000+
← All annual reports
FY2018 Annual Report · ArcBest
Sign in to download
Loading PDF…
From my meetings around the country with customers, 
shareholders and employees, it is clear that continued 
innovation and a best-in-class customer experience 
will be key as customer demands become more 
complex every day. 

Virtually every industry, including ours, is undergoing 
digital transformation, with more tools and choices 
available to people as they make rapid purchase 
decisions and expect a high level of ease and 
responsiveness. 

In addition to this trend, as trusted supply chain 
experts, we are increasingly brought in to manage 
more of our customers’ logistics needs, bringing both 
challenge and great opportunity. In anticipation of 
these events, we have invested significant time and 
resources in technology to improve our operations 
and ensure that our sales team has a total view of the 
customer as we seek deeper and broader penetration 
into their supply chain needs. 

I am proud of the entire ArcBest team as the results 
of these ongoing investments and our strategic 
choices on behalf of customers, employees and 
shareholders converged and came to life in our many 
2018 milestones. I look forward to a future of continued 
growth and success.

Judy R. McReynolds
Chairman, President & Chief Executive Officer

LETTER FROM THE CHAIRMAN 
During my 20-plus-year career at ArcBest, rarely have 
we experienced a year with so many milestones as those 
achieved in 2018.

When I joined the company in 1997, we were a much 
smaller company, with most of our business focused in the 
less-than-truckload sector.

Today, after purposeful strategic choices, we are a fully 
integrated logistics company that offers our customers a 
full suite of supply chain solutions from LTL to expedite 
and truckload, intermodal, international, managed 
solutions, household goods moving and heavy vehicle 
repair. 

The complementary array of asset-light solutions and 
assured capacity under the ArcBest umbrella has allowed 
us to grow our company significantly due to the large 
market opportunities now available to us.

Here are some of the highlights of 2018.

Solid execution of the full supply chain solutions sought 
by our customers, underpinned by a strong U.S. economy, 
led ArcBest to surpass $3 billion in total revenue in 2018, 
report record non-GAAP earnings of $3.86 per share and 
hit an all-time high closing stock price of $50.90 per share 
in September. 

ABF celebrated 95 years in business – a remarkable 
story of longevity in an industry where many competitors 
have disappeared – and posted notable accomplishments 
throughout the year.

Importantly, ABF reached a labor contract with the 
International Brotherhood of Teamsters that was fair to 
employees and affordable for the company. The contract 
provides some of the best wages and benefits in the 
industry for our employees while also allowing the 
organization to maintain low cost inflation in a tight labor 
market. The five-year agreement confers stability and a 
solid foundation from which we can continue to innovate on 
behalf of our customers.

We also saw strong results from our space-based pricing 
initiative in which we instituted minimum charges to ensure 
we are compensated for the value we provide, propelling 
our asset-based business to surpass $2 billion in revenue 
for the first time ever. 

Thanks to this revenue growth and careful cost control, on 
a non-GAAP basis, ABF posted a 93.5 percent operating 
ratio for 2018. Returning ABF to historic margins was a 
stated goal of ours, and I am proud of the team for this 
accomplishment.

There were many other highlights across the organization 
as well. 

Foundational to our past and future success are the can-do 
attitudes that our people exemplify daily. An engaged and 
healthy workforce is very important, and we have many 
active initiatives underway to enable our people to grow 
and thrive at ArcBest. 

For example, wellness initiatives implemented in the last 
several years have allowed us to help our employees take 
greater control over their own well-being, with tangible 
improvements in overall health. Not only did we avoid 
the significant cost increases that most companies are 
experiencing, our non-union healthcare costs actually 
declined in 2018 versus the prior year.  I’m very proud of 
this achievement and the way it helps our people as they 
continue to go the extra mile for our customers.

See reconciliations of GAAP to Non-GAAP financial measures on the inside back cover.

Our Story 
ArcBest® is a leading logistics company with creative problem solvers who deliver integrated solutions. For more than 95 
years, we have provided innovative approaches to our customers’ logistics challenges.

Our history dates back to 1923, when local freight hauler OK Transfer began operating in and around the Fort Smith, 
Arkansas, area. Fast-forward to today, and ArcBest has become a leading logistics provider that offers supply chain 
solutions across the globe. 

From international shipping to final mile and everything in between, customers count on us to deliver. With unique access 
to capacity through our less-than-truckload carrier ABF Freight®, ground expedite shipping through Panther Premium 
Logistics® and a nationwide network of transportation providers, we offer what others can’t. And it doesn’t stop there. 
Other services include fleet maintenance and repair services offered through FleetNet America® and household moving 
through U-Pack®.

We’re a company that believes in delivering more than standard service. Our team of experienced professionals is 
committed to taking the complexity out of supply chain challenges – saying “yes” when others say “no.” Whatever our 
customers need, we offer customized solutions and a dedicated partnership to make it happen. 

We’re constantly listening to our customers and seeking solutions to make it easier for them to do business. Where 
others may see straightforward shipments, we see opportunities for optimization. Instead of business as usual, we aim 
for business improvement. When customers partner with us, we get to know the things that make their company unique, 
and we work hard to help them succeed.

That’s why we’re More Than LogisticsSM.

                                                                                                              2018                 2017
                                                                                                          (thousands, except per share data)
OPERATIONS FOR THE YEAR
Revenues . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .    $3,093,788         $2,826,457 
Operating income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .          109,098                 61,348
Non-GAAP Operating income (1). . . . . . . . . . . . . . . . . . . .  . .  . . .  . . .  . .  . . . . .         146,730 
       64,159
        $2.25 
Earnings per diluted common share . . . . . . . . . . . . . . . . . . . . . .  . . . . . .  . .  .            $2.51  
Non-GAAP Earnings per diluted common share (1) . . . . . . . . . . . . . . . . . . . . .              $3.86                 
 $1.34

INFORMATION AT YEAR END
Total assets  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .   $1,539,231        $1,365,641
Current portion of long-term debt . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .           54,075                61,930
Long-term debt (including capital leases and notes payable, 
      excluding current portion). . . . . . . . . . . . . . . . . . . . . .  . . . . . . . . . . . . . .        237,600                206,989
Stockholders’ equity  . . . . . . . . . . . . . . . . . . . . . . .  . . . . . . . . . . . . . . . . . . . .         717,682                651,462   
Number of common shares outstanding  . . . . . . . . . . . . . . . . . . . . . . . . . . . .           25,587                 25,644

(1) See reconciliations of GAAP to Non-GAAP financial measures on the inside back cover.    

STOCK PERFORMANCE GRAPH
The following graph and data table show a 
comparison of the cumulative total return for ArcBest, 
the Russell 2000® Index and a peer group index 
selected by ArcBest for the five-year period ending 
December 31, 2018:

ArcBest is a logistics company that provides 
freight transportation services and logistics 
solutions. Accordingly, it is important that ArcBest’s 
performance be compared to that of other 
companies with similar operations. Therefore, the 
current peer group includes the following diversified 
mix of ArcBest’s transportation and logistics related 
competitors: Echo Global Logistics Inc., Forward 
Air Corp., Hub Group Inc., J.B. Hunt Transport 
Services Inc., Knight-Swift Transportation Holdings 
Inc., Landstar System, Inc., Old Dominion Freight 
Line, Inc., Roadrunner Transportation Systems, 
Inc., Saia, Inc., Schneider National, Inc., Werner 
Enterprises, Inc., XPO Logistics, Inc. and YRC 
Worldwide Inc. The 2018 Peer Group reflects the 
addition of Schneider National, Inc. which was added 
to the companies included in the 2017 Peer Group.

Cumulative Total Return

                                                   12/31/13           12/31/14        12/31/15  12/31/16        12/31/17            12/31/18
ArcBest Corporation . . . . .  $ 100.00       $    138.23         $     64.28         $       84.46            $    110.59       $    106.80
Russell 2000® Index . . . . . $ 100.00           $  104.89         $  100.26          $     121.63           $   139.44       $  124.09
 180.99            $  139.13
Old Peer Group Index . . . .  $ 100.00         $   123.40       $     91.46     $   128.61         $ 
 180.99            $  137.50
New Peer Group Index . . .  $ 100.00         $   123.40       $     91.46      $     128.61        $ 

The above comparisons assume $100 was invested 
on December 31, 2013, in ArcBest’s Common Stock 
with reinvestment of dividends. All calculations have 
been prepared by Zacks Investment Research Inc. 
The stockholder return shown on the graph above is 
not necessarily indicative of future performance.

 
 
UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 
FORM 10-K 

  Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 

for the fiscal year December 31, 2018. 

  Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 

for the transition period from            to            . 
Commission file number 0-19969 
ARCBEST CORPORATION 
(Exact name of registrant as specified in its charter) 

Delaware 
(State or other jurisdiction of 
incorporation or organization) 

8401 McClure Drive, Fort Smith, Arkansas 
(Address of principal executive offices) 

71-0673405 
(I.R.S. Employer 
Identification No.) 

72916 
(Zip Code) 

Registrant’s telephone number, including area code  479-785-6000 
Securities registered pursuant to Section 12(b) of the Act: 

Title of each class 
Common Stock, $0.01 Par Value 

Name of each exchange 
on which registered 
The NASDAQ Global Select Market 

Securities registered pursuant to Section 12(g) of the Act: 
None 
(Title of Class) 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  Yes  No  

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.  Yes  No  

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities 
Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), 
and (2) has been subject to such filing requirements for the past 90 days.  Yes  No  

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted 
pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the 
registrant was required to submit and post such files).  Yes  No  

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§229.405 of this chapter) is not 
contained herein, and will not be contained, to the best of registrant’s knowledge, in definitive proxy or information statements 
incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K.  

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller 
reporting company, or emerging growth company. See definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting 
company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act. (Check one): 

Large accelerated filer  
Non-accelerated filer  

Accelerated filer  
Smaller reporting company  
Emerging growth company  

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for 
complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).  Yes  No  

The aggregate market value of the Common Stock held by nonaffiliates of the registrant as of June 30, 2018, was $1,165,189,894. 

The number of shares of Common Stock, $0.01 par value, outstanding as of February 22, 2019, was 25,570,294. 

Portions of the registrant’s Definitive Proxy Statement to be filed pursuant to Regulation 14A of the Securities Exchange Act of 1934 
in connection with the registrant’s Annual Stockholders’ Meeting to be held April 30, 2019, are incorporated by reference in Part III of 
this Form 10-K. 

DOCUMENTS INCORPORATED BY REFERENCE 

1 

 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
ARCBEST CORPORATION 

FORM 10-K 

TABLE OF CONTENTS 

ITEM 
NUMBER 

PAGE 
NUMBER 

Forward-Looking Statements 

Item 1.  Business 
Item 1A.  Risk Factors 
Item 1B.  Unresolved Staff Comments 
Properties 
Item 2. 
Item 3.  Legal Proceedings 
Item 4.  Mine Safety Disclosures 

PART I 

PART II 

Item 5.  Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of 

Equity Securities 
Selected Financial Data 

Item 6. 
Item 7.  Management’s Discussion and Analysis of Financial Condition and Results of Operations 
Item 7A.  Quantitative and Qualitative Disclosures About Market Risk 
Item 8. 
Item 9.  Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 
Item 9A.  Controls and Procedures 
Item 9B.  Other Information 

Financial Statements and Supplementary Data 

PART III 

Item 10.  Directors, Executive Officers and Corporate Governance 
Item 11.  Executive Compensation 
Item 12.  Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 
Item 13.  Certain Relationships and Related Transactions, and Director Independence 
Item 14.  Principal Accountant Fees and Services 

PART IV 

Item 15.  Exhibits and Financial Statement Schedules 
Item 16.  Form 10-K Summary 

SIGNATURES 

2 

3
4
15
33
33
33
33

34
35
36
68
71
118
118
121

121
121
121
121
121

122
125

126

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Forward-Looking Statements 

PART I 

This Annual Report on Form 10-K contains certain “forward-looking statements” within the meaning of the federal securities 
laws. All statements, other than statements of historical fact, included or incorporated by reference in this Annual Report on 
Form 10-K, including, but not limited to, those in Item 1 (Business), Item 1A (Risk Factors), Item 3 (Legal Proceedings), and 
Item  7  (Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of  Operations),  are  forward-looking 
statements. Terms such as “anticipate,” “believe,” “could,” “estimate,” “expect,” “forecast,” “foresee,” “intend,” “may,” “plan,” 
“predict,” “project,” “scheduled,” “should,” “would,” and similar expressions and the negatives of such terms are intended to 
identify forward-looking statements. These statements are based on management’s beliefs, assumptions, and expectations based 
on currently available information, are not guarantees of future performance, and involve certain risks and uncertainties (some 
of which are beyond our control). Although we believe that the expectations reflected in these forward-looking statements are 
reasonable as and when made, we cannot provide assurance that our expectations will prove to be correct. Actual outcomes and 
results could materially differ from what is expressed, implied, or forecasted in these statements due to a number of factors, 
including, but not limited to: 

 

 
 
 
 
 

 
 

 
 
 
 
 

a failure of our information systems, including disruptions or failures of services essential to our operations or upon 
which our information technology platforms rely, data breach, and/or cybersecurity incidents; 
untimely or ineffective development and implementation of new or enhanced technology; 
the loss or reduction of business from large customers; 
competitive initiatives and pricing pressures; 
relationships with employees, including unions, and our ability to attract and retain employees; 
unfavorable terms of, or the inability to reach agreement on, future collective bargaining agreements or a workforce 
stoppage by our employees covered under ABF Freight’s collective bargaining agreement; 
the cost, timing, and performance of growth initiatives; 
general economic conditions and related shifts in market demand that impact the performance and needs of industries 
we serve and/or limit our customers’ access to adequate financial resources; 
availability and cost of reliable third-party services; 
governmental regulations; 
environmental laws and regulations, including emissions-control regulations; 
union and nonunion employee wages and benefits, including changes in required contributions to multiemployer plans;  
our ability to secure independent owner operators and/or operational or regulatory issues related to our use of their 
services; 
litigation or claims asserted against us; 

 
  maintaining our intellectual property rights, brand, and corporate reputation; 
 
 
 
 
 
 

the loss of key employees or the inability to execute succession planning strategies; 
default on covenants of financing arrangements and the availability and terms of future financing arrangements; 
timing and amount of capital expenditures; 
self-insurance claims and insurance premium costs; 
the cost, integration, and performance of any recent or future acquisitions; 
availability  of  fuel,  the  effect  of  volatility  in  fuel  prices  and  the  associated  changes  in  fuel  surcharges  on  securing 
increases in base freight rates, and the inability to collect fuel surcharges; 
increased  prices  for  and  decreased  availability  of  new  revenue  equipment,  decreases  in  value  of  used  revenue 
equipment, and higher costs of equipment-related operating expenses such as maintenance and fuel and related taxes; 
potential impairment of goodwill and intangible assets; 
greater than anticipated funding requirements for our nonunion defined benefit pension plan; 
seasonal fluctuations and adverse weather conditions; 
regulatory, economic, and other risks arising from our international business;  
antiterrorism and safety measures; and 
other financial, operational, and legal risks and uncertainties detailed from time to time in ArcBest Corporation’s public 
filings with the Securities and Exchange Commission (“SEC”). 

 

 
 
 
 
 
 

For additional information regarding known material factors that could cause our actual results to differ from those expressed in 
these forward-looking statements, please see Item 1A (Risk Factors). All forward-looking statements included or incorporated 
by reference in this Annual Report on Form 10-K and all subsequent written or oral forward-looking statements attributable to 
us or persons acting on our behalf are expressly qualified in their entirety by the cautionary statements. The forward-looking 
statements speak only as of the date made and, other than as required by law, we undertake no obligation to publicly update or 
revise any forward-looking statements, whether as a result of new information, future events, or otherwise. 

3 

 
 
 
ITEM 1. 

BUSINESS 

ArcBest Corporation 

ArcBest  CorporationTM  (together  with  its  subsidiaries,  the  “Company,”  “we,”  “us,”  and  “our”)  is  a  leading  logistics 
company with creative problem solvers who deliver integrated solutions. Our mission is to connect and positively impact 
the world through solving logistics challenges.  

In 2018, ArcBest® celebrated its 95th anniversary. From its roots in less-than-truckload (“LTL”) delivery, ArcBest has 
transformed into a full-scale provider of end-to-end supply chain services. Under the ArcBest brand, we offer customized 
logistics solutions to optimize our customers’ supply chains, while we continue to offer a full array of asset-based LTL 
services through the ABF Freight® network and ground expedite services under the Panther Premium Logistics® brand. 
Our service offerings also include truckload, intermodal, international air and ocean, time critical, managed transportation, 
warehousing  and  distribution,  household  goods  moving  services  under  the  U-Pack®  brand,  and  commercial  vehicle 
maintenance  and  repair  from  FleetNet  America®.  With  a  comprehensive  suite  of  freight  transportation  and  logistics 
services and employees who have The Skill and The Will® to get the job done, ArcBest has the unique ability to address 
even the most complex logistics and supply chain challenges that our customers face every day. 

Our  operations  are  conducted  through  our  three  reportable  operating  segments,  which  are  described  in  the  Business 
Description Section below: 

  Asset-Based, which represents ABF Freight System, Inc. and certain other subsidiaries, including ABF Freight 
System  (B.C.),  Ltd.;  ABF  Freight  System  Canada,  Ltd.;  ABF  Cartage,  Inc.;  and  Land-Marine  Cargo,  Inc. 
(collectively “ABF Freight”);  

  ArcBest, our asset-light logistics operation; and  
  FleetNet.  

The ArcBest and FleetNet reportable segments, combined, represent our Asset-Light operations. 

Vision and Values 

“We’ll Find a Way” is the vision of ArcBest. It is a testament of what our customers say about us – that we’re the kind of 
company who partners with them to solve problems and make things happen. It speaks to the can-do attitude and will of 
our people to do the hard things well.  

We carry out our vision by exemplifying our corporate values: 

  Creativity – We create solutions. 
 
Integrity – We do the right thing. 
  Collaboration – We work together. 
  Growth – We grow our people and our business. 
  Excellence – We exceed expectations. 
  Wellness – We embrace total health. 

Strategy 

Our strategy is to produce long-term value with our creative problem solvers by building informed, trusted, and innovative 
relationships  with  shippers  and  capacity  providers  and  delivering  a  best-in-class  experience  efficiently  through  their 
desired channels.  

We work to build long-term value for our customers, employees and shareholders by: 

  Expanding  our  revenue  opportunities.  We  seek  to  expand  our  revenue  opportunities  through  deepening  our 
existing  customer  relationships  and  securing  new  ones.  We  build  relationships  that  last  for  decades  and  our 
customers  assign  a  high  degree  of  value  for  the  high  level  of  service  and  professionalism  we  provide.  When 
customers  talk  about  us,  they  say  that  we  solve  their  logistics  and  transportation  challenges,  we  are  a  trusted 
provider and partner who understands them, and we make it easy to do business.  

4 

 
 
 
 
 
 
 
 
 
 
 
  Balancing our revenue and profit mix. We seek to differentiate ourselves from our competition with our ability 
to offer logistics solutions with a wide variety of fulfillment options, which can include our own assets. As our 
Asset-Light operations continue to grow alongside our Asset-Based services, we are balancing the mix of our 
revenue and profit between our Asset-Based segment and our Asset-Light operations. This balance drives long-
term financial sustainability by making our business less capital-intensive relative to its size, and by reducing 
volatility in our business performance through varying cycles, events, and/or environments. 

  Optimizing our cost structure. We are focused on profitable growth, which causes us to continually review our 
costs and investment decisions accordingly. Our technology infrastructure enables business processes, insight 
and analytics that allow us to optimize our cost structure, and we continue to invest in technology to transform 
our business. We seek to improve the customer experience while simultaneously driving improved cost efficiency 
in our business. 

We continually analyze where additional capital should be invested and where management resources should be focused 
to improve relationships with customers and meet their expanding needs. In response to customers’ needs for expanded 
service  offerings,  we  have  strategically  increased  investment  in  our  Asset-Light  operations.  The  additional  resources 
invested  in  growing  our  Asset-Light  operations  help  ensure  we  are  positioned  to  serve  the  changing  marketplace  and 
capitalize on available opportunity by providing a comprehensive suite of transportation and logistics services. As part of 
this strategy, we have completed the following acquisitions and changes to our business model: 

  On June 15, 2012, we acquired Panther Expedited Services, Inc. (“Panther”), one of North America’s largest 
providers  of  expedited  freight  transportation  services  with  expanding  service  offerings  in  premium  freight 
logistics  and  freight  forwarding.  Our  expedite  and  premium  logistics  operations  are  reported  in  the  ArcBest 
segment. 

  Effective July 1, 2013, we formed the segment previously reported as ABF Logistics in a strategic alignment of 

the sales and operations functions of our logistics businesses.  

  On April 30, 2014, we acquired a small privately-owned business which is reported within the FleetNet segment. 
  During 2014, we established our enterprise solutions group to offer more easily accessible transportation and 

logistics solutions for our customers through a single point of contact. 

  On January 2, 2015, we acquired Smart Lines Transportation Group, LLC (“Smart Lines”), a privately-owned 

truckload brokerage operation that became part of the ArcBest segment. 

  On December 1, 2015, we acquired Bear Transportation Services, L.P. (“Bear”), a privately-owned truckload 

brokerage operation that became part of the ArcBest segment. 

  On September 2, 2016, we acquired Logistics & Distribution Services, LLC (“LDS”), a privately-owned logistics 

and distribution firm with a focus on asset-light dedicated truckload business reported in the ArcBest segment. 

  On January 1, 2017, we introduced our enhanced market approach under the ArcBest brand and realigned our 
company’s structure – unifying our sales, pricing, customer service, marketing, and capacity sourcing functions 
to better serve our customers through delivery of integrated logistics solutions. 

Business Description 

We deliver integrated solutions for a variety of supply chain challenges. Our offerings include LTL freight transportation 
through the ABF Freight network; specialized transportation, logistics, and supply chain management services through 
our ArcBest segment, including ground expedited solutions through the Panther Premium Logistics brand and household 
goods moving services under the U-Pack brand; and commercial vehicle maintenance and repair from FleetNet. From 
Fortune 100 companies to small businesses, our customers trust and rely on ArcBest Corporation for their transportation 
and logistics needs.  

With a relentless focus on meeting our customers’ needs and unique access to assured transportation capacity, we create 
solutions  for  even  the  most  complex  and  demanding  supply  chains.  We  are  focused  on  providing  the  best  customer 
experience  possible  with  seamless  access  to  a  broad  suite  of  logistics  capabilities,  including  LTL,  ground  expedite, 
truckload, truckload-dedicated, intermodal, international air and ocean, time critical, managed transportation, warehousing 
and distribution, and moving services.   

For the year ended December 31, 2018, no single customer accounted for more than 3% of our consolidated revenues, and 
the  10  largest  customers,  on  a  combined  basis,  accounted  for  approximately  11%  of  our  consolidated  revenues.  The 
Company was incorporated in Delaware in 1966 and is headquartered in Fort Smith, Arkansas. We had approximately 
13,000 employees as of December 2018, of which approximately 65% were members of labor unions. 

5 

 
 
 
 
 
 
Asset-Based Segment 
Our Asset-Based segment provides LTL services through ABF Freight’s motor carrier operations. Asset-Based revenues 
accounted for approximately 69% of our total revenues before other revenues and intercompany eliminations in 2018. For 
the  year  ended  December  31,  2018,  no  single  customer  accounted  for  more  than  4%  of  revenues  in  the  Asset-Based 
segment, and the segment’s 10 largest customers, on a combined basis, accounted for approximately 13% of its revenues. 
Note M to our consolidated financial statements included in Part II, Item 8 of this Annual Report on Form 10-K contains 
additional  segment  financial  information,  including  revenues  and  operating  income  for  the  years  ended  December  31, 
2018, 2017, and 2016. 

Our  Asset-Based  carrier,  ABF  Freight,  has  been  in  continuous  service  since  1923.  ABF  Freight  System,  Inc.  is  the 
successor to Arkansas Motor Freight, a business originally organized in 1935 which was the successor to a local transfer 
and  storage  carrier  that  was  originally  organized  in  1923.  ABF  Freight  expanded  operations  through  several  strategic 
acquisitions and organic growth and is now one of the largest LTL  motor carriers in North America, providing direct 
service to more than 98% of U.S. cities having a population of 30,000 or more. ABF Freight offers interstate and intrastate 
service to approximately 52,000 communities through 245 service centers in all 50 states, Canada, and Puerto Rico. ABF 
Freight  also  provides  motor  carrier  freight  transportation  services  to  customers  in  Mexico  through  arrangements  with 
trucking companies in that country. 

Our Asset-Based operations offer transportation of general commodities through standard, time-critical, and guaranteed 
LTL  services  —  both  nationally  and  regionally.  General  commodities  include  all  freight  except  hazardous  waste, 
dangerous  explosives,  commodities  of  exceptionally  high  value,  commodities  in  bulk,  and  those  requiring  special 
equipment.  Shipments  of  general  commodities  differ  from  shipments  of  bulk  raw  materials,  which  are  commonly 
transported by railroad, truckload tank car, pipeline, and water carrier. General commodities transported by our Asset-
Based operations include, among other things, food, textiles, apparel, furniture, appliances, chemicals, nonbulk petroleum 
products,  rubber,  plastics,  metal  and  metal  products,  wood,  glass,  automotive  parts,  machinery,  and  miscellaneous 
manufactured products. 

Our Asset-Based operations transport a wide variety of large and small shipments to geographically dispersed destinations. 
Typically,  LTL  shipments  are  picked  up  at  customers’  places  of  business  and  consolidated  at  a  local  service  center. 
Shipments are consolidated by destination for transportation by intercity units to their destination cities or to distribution 
centers. At distribution centers, shipments from various service centers can be reconsolidated for other distribution centers 
or, more typically, local service centers. After arriving at a local service center, a shipment is delivered to the customer by 
local trucks operating from the service center. In some cases, when one large shipment or a sufficient number of different 
shipments at one origin service center are going to a common destination, they can be combined to make a full trailer load. 
A  trailer  is  then  dispatched  to  that  destination  without  rehandling.  The  LTL  transportation  industry,  which  requires 
networks of local pickup and delivery service centers combined with larger distribution facilities, is significantly more 
infrastructure-intensive  than  truckload  operations  and,  as  such,  has  higher  barriers  to  entry.  Costs  associated  with  an 
expansive LTL network, including investments in or costs associated with real estate and labor costs related to local pickup, 
delivery,  and  cross-docking  of  shipments,  are  to  a  large  extent  fixed  in  nature  unless  service  levels  are  significantly 
changed. 

Our Asset-Based operations offer regional service alongside ABF Freight’s traditional long-haul model to facilitate our 
customers’  next-day  and  second-day  delivery  needs  in  most  areas  throughout  the  United  States.  Development  and 
expansion of ABF Freight’s regional network includes strategically positioned freight exchange points, and increased door 
capacity at a number of key locations. Regional service offerings have resulted in reduced transit times and allows for 
consistent and continuous LTL service. We define our Asset-Based regional market, which represented approximately 
60% of its tonnage in 2018, as tonnage moving 1,000 miles or less. 

Labor costs, which amounted to 51.9% of Asset-Based revenues for 2018, are the largest component of the segment’s 
operating expenses. As of December 2018, approximately 82% of the Asset-Based segment’s employees were covered 
under a collective bargaining agreement, the ABF National Master Freight Agreement (the “2018 ABF NMFA”), with the 
International Brotherhood of Teamsters (the “IBT”), which was ratified on May 10, 2018 by a majority of ABF’s IBT 
member employees who voted. A majority of the supplements to the 2018 ABF NMFA also passed. Following ratification 
of the remaining supplements, the 2018 ABF NMFA was implemented on July 29, 2018, effective retroactive to April 1, 
2018, and will remain in effect through June 30, 2023. The major economic provisions of the 2018 ABF NMFA include 
restoration of one week of vacation that was previously reduced in the prior collective bargaining agreement, which begins 
accruing on anniversary dates on or after April 1, 2018, with the new vacation eligibility schedule being the same as the 

6 

 
 
 
 
 
applicable 2008 to 2013 supplemental agreements; wage rate increases in each year of the contract, beginning July 1, 2018; 
ratification  bonuses  for  qualifying employees;  profit-sharing  bonuses upon the  Asset-Based  segment’s  achievement  of 
certain  annual  operating  ratios  for  any  full  calendar  year  under  the  contract;  and  changes  to  purchased  transportation 
provisions with certain protections for road drivers as specified in the contract. The 2018 ABF NMFA and the related 
supplemental agreements provide for contributions to multiemployer pension plans frozen at the current rates for each 
fund, continuation of existing health coverage, and annual contribution rate increases to multiemployer health and welfare 
plans maintained for the benefit of ABF's employees who are members of the IBT.  Under the 2018 ABF  NMFA, the 
contractual wage and benefits costs, including the ratification bonuses and vacation restoration, are estimated to increase 
approximately 2.0% on a compounded annual basis through the end of the agreement. Profit-sharing bonuses based on the 
Asset-Based segment’s annual operating ratios for any full calendar year under the contract would represent an additional 
increase in costs under the 2018 ABF NMFA. 

Amendments  to  the  Employee  Retirement  Income  Security  Act  of  1974  (“ERISA”),  pursuant  to  the  Multiemployer 
Pension Plan Amendments Act of 1980 (the “MPPA Act”), substantially expanded the potential liabilities of employers 
who  participate  in  multiemployer  pension  plans.  Under  ERISA,  as  amended  by  the  MPPA  Act,  an  employer  who 
contributes to a multiemployer pension plan and the members of such employer’s controlled group are jointly and severally 
liable  for  their  share  of  the  plan’s unfunded  vested  benefits  in  the  event  the  employer  ceases  to  have  an  obligation  to 
contribute  to  the  plan  or  substantially  reduces  its  contributions  to  the  plan  (i.e.,  in  the  event  of  a  complete  or  partial 
withdrawal from the multiemployer plans). The Multiemployer Pension Reform Act of 2014 (the “Reform Act”), which 
was included in the Consolidated and Further Continuing Appropriations Act of 2015 (the “CFCAA”) that was signed into 
law  on  December 16, 2014,  includes  provisions  to  address  the  funding  of  multiemployer  pension  plans  in  critical  and 
declining status. Provisions of the Reform Act include, among others, providing qualifying plans the ability to self-correct 
funding issues, subject to various requirements and restrictions, including applying to the U.S. Department of the Treasury 
(the  “Treasury  Department”)  for  the  reduction  of  certain  accrued  benefits.  Through  the  term  of  its  current  collective 
bargaining agreement, ABF Freight’s multiemployer pension plan contribution obligations generally will be satisfied by 
making the specified contributions when due. However, we cannot determine with any certainty the contributions that will 
be required under future collective bargaining agreements for ABF Freight’s contractual employees. See Note I to the 
consolidated  financial  statements  included  in  Part  II,  Item  8  of  this  Annual  Report  on  Form  10-K  for  more  specific 
disclosures regarding the multiemployer pension plans to which ABF Freight contributes. 

ABF Freight operates in a highly competitive industry which consists predominantly of nonunion motor carriers. Nonunion 
competitors have a lower fringe benefit cost structure and less stringent labor work rules, and certain carriers also have 
lower wage rates for their freight-handling and driving personnel. Wage and benefit concessions granted to certain union 
competitors also allow for a lower cost structure. ABF Freight has continued to address with the IBT the effect of the wage 
and benefit cost structure on its operating results. The combined effect under the contractual labor agreement in place prior 
to the 2018 ABF NMFA of cost reductions, lowered cost increases throughout the contract period, and increased flexibility 
in labor work rules were important factors in bringing ABF Freight’s labor cost structure closer in line with that of its 
competitors; however, ABF Freight continues to pay some of the highest benefit contribution rates in the industry. These 
rates include contributions to multiemployer plans, a portion of which are used to fund benefits for individuals who were 
never  employed  by  ABF  Freight.  Information  provided  by  a  large  multiemployer  pension  plan  to  which  ABF  Freight 
contributes indicates that approximately 50% of the plan’s benefit payments are made to retirees of companies that are no 
longer contributing employers to that plan.  

Asset-Light Operations  
The  ArcBest  and  FleetNet  reportable  segments,  combined,  represent  our  Asset-Light  operations.  Our  Asset-Light 
operations are a key component of our strategy to offer customers end-to-end logistics solutions, designed to satisfy the 
complex supply chain and unique shipping requirements they encounter. Through unique methods and processes, including 
technology solutions and the use of third-party service providers, our Asset-Light operations provide various logistics and 
maintenance services without significant investment in revenue equipment or real estate. 

For the year ended December 31, 2018, the combined revenues of our Asset-Light operations accounted for approximately 
31% of our total revenues before other revenues and intercompany eliminations. For the year ended December 31, 2018, 
no  single  customer  accounted  for  more  than  4%  of  the  ArcBest  segment’s  revenues,  and  the  segment’s  10  largest 
customers, on a combined basis, accounted for approximately 20% of its revenues. Note M to our consolidated financial 
statements  included  in  Part  II,  Item  8  of  this  Annual  Report  on  Form  10-K  contains  additional  segment  financial 
information, including revenues and operating income for the years ended December 31, 2018, 2017, and 2016. 

7 

 
 
 
 
 
ArcBest Segment 
As previously discussed in “Strategy” within this Business section, our ArcBest segment originated with the formation of 
ABF Logistics in July 2013, when we strategically aligned the sales and operations functions of our organically-developed 
logistics businesses. The ArcBest segment includes the ground expedite services of the Panther Premium Logistics brand; 
household goods moving services under the U-Pack brand, for which the majority of the moves are provided with our 
Asset-Based operations; and the acquired operations of Smart Lines, Bear, and LDS. Under our enhanced market approach 
to offer customers a single source of end-to-end logistics, the service offerings of the ArcBest segment continue to become 
more  integrated.  Management’s  operating  decisions  have  become  more  focused  on  the  ArcBest  segment’s  combined 
operations,  rather  than  individual  service  offerings  within  the  segment’s  operations.  The  ArcBest  segment  offers  the 
following solutions: 

Expedite  
Through  the  Panther  Premium  Logistics  brand,  we  offer  expedite  freight  transportation  services  to  commercial  and 
government customers and we offer premium logistics services that involve the rapid deployment of highly specialized 
equipment to meet extremely specific linehaul requirements, such as temperature control, hazardous materials, geofencing 
(routing  a  shipment  across  a  mandatory,  defined  route  with  satellite  monitoring  and  automated  alerts  concerning  any 
deviation  from  the  route),  specialized  government  cargo,  security  services,  and  life  sciences.  Through  these  services, 
ArcBest  solves  the  toughest  shipping  and  logistics  challenges  that  customers  face  through  a  global  network  of  owner 
operators and contract carriers.  

Substantially all of the network capacity for our expedite operations is provided by third-party carriers, including owner 
operators, ground linehaul providers, cartage agents, and other transportation asset providers, which are selected based on 
their ability to serve our customers effectively with respect to price, technology capabilities, geographic coverage, and 
quality of service. Third-party owned vehicles are driven by independent contract drivers and by drivers engaged directly 
by independent owners of multiple pieces of equipment, commonly referred to as fleet owners. Our expedite operations 
own a fleet of trailers, the communication devices used by its owner operators, and certain highly specialized equipment, 
primarily temperature-controlled and temperature-validated trailers, to meet the service requirements of certain customers. 

Truckload and Truckload-Dedicated 
Our  truckload  and  truckload-dedicated  services  provide  third-party  transportation  brokerage  by  sourcing  a  variety  of 
capacity  solutions,  including  dry  van  over  the  road,  temperature-controlled  and  refrigerated,  flatbed,  intermodal  or 
container shipping, and specialized equipment, coupled with strong technology and carrier- and customer-based Web tools. 
We offer a growing network of 26,000 vetted service providers, with services to 50 states, Canada, and Mexico. Additional 
value is created for customers through seamless access to the ABF Freight network. 

International  
Our International services provide international ocean and air shipping solutions by partnering with ocean shipping lines 
and air freight carriers worldwide. As a non-vessel operating common carrier, we provide less-than-container load and 
full-container load service, offering ocean transport to approximately 90% of the total ocean international market to and 
from the United States.  

Managed Transportation 
We  also  provide  freight  transportation  management  services  for  customers.  ArcBest  seeks  to  offer  value  through 
identifying  specific  challenges  relating  to  customers’  supply  chain  needs  and  providing  customized  solutions  utilizing 
technology, both internally to manage its business processes and externally to provide shipment and inventory visibility 
to its customers. Additional value is created for customers through seamless access to the ABF Freight network, the Panther 
fleet, and other ArcBest capacity sources, offering strategic supply chain solutions with unique access to assured capacity.  

Moving  
Our moving services offer flexibility and convenience in the way people move through targeted service offerings for the 
“do-it-yourself” consumer and corporate account employee relocations. We offer these targeted services at competitive 
prices that reflect the additional value customers find in our convenient, reliable moving service offerings. Industry leading 
technology,  customer-friendly  interfaces,  and  supply  chain  solutions  are  combined to  provide  a  wide  range  of  options 
customized to meet unique customer needs.  

8 

 
 
 
 
 
 
 
Other Logistics Services 
We also provide other services to meet our customers’ logistics needs, such as final mile, time critical, product launch, 
warehousing and distribution, retail logistics, supply chain optimization, and trade show shipping services. 

FleetNet Segment 
The  FleetNet  segment  includes  the  results  of  operations  of  FleetNet  America,  Inc.  (“FleetNet”),  our  subsidiary  that 
provides roadside assistance and maintenance management services for commercial vehicles to customers in the United 
States and Canada through a network of third-party service providers. FleetNet began in 1953 as the internal breakdown 
department for Carolina Freight Carriers Corp. In 1993, the department was incorporated as Carolina Breakdown Service, 
Inc. to allow the opportunity for other trucking companies to take advantage of the established nationwide service. In 1995, 
we purchased WorldWay Corporation, which operated various subsidiaries including Carolina Freight Carriers Corp. and 
Carolina Breakdown Service, Inc. The name of Carolina Breakdown Service, Inc. was changed to FleetNet America, Inc. 
in 1997. 

Competition, Pricing, and Industry Factors 

Competition 
Our Asset-Based segment actively competes for freight business with other national, regional, and local motor carriers 
and, to a lesser extent, with private carriage, domestic and international freight forwarders, railroads, and airlines. The 
segment  competes  most  directly  with  nonunion  and  union  LTL  carriers,  including  YRC  Freight  and  YRC  Regional 
(reporting segments of YRC Worldwide Inc.), FedEx Freight (included in the FedEx Freight reporting segment of FedEx 
Corporation), UPS Freight (included in the Supply Chain & Freight reporting segment of United Parcel Service, Inc.), Old 
Dominion Freight Line, Inc., Saia, Inc., the LTL reporting segment of Roadrunner Transportation Systems, Inc., and the 
LTL  operations  of  XPO  Logistics,  Inc.  Competition  is  based  primarily  on  price,  service,  and  availability  of  flexible 
shipping options to customers. The Asset-Based segment’s careful cargo handling and use of technology, both internally 
to manage its business processes and externally to provide shipment visibility to its customers, are examples of how we 
add value to our services. 

Our ArcBest segment operates in a very competitive asset-light logistics market that includes approximately 17,000 active 
brokerage authorities, as well as asset-based truckload carriers and logistics companies, large expedite carriers including 
FedEx  Custom  Critical,  Inc.,  smaller  expedite  carriers,  foreign  and  U.S.-based  non-vessel-operating  common  carriers, 
freight forwarders, internal shipping departments at companies that have substantial transportation requirements, smaller 
niche service providers, and a wide variety of solution providers, including large integrated transportation companies as 
well as regional warehouse and transportation management firms. ArcBest’s moving services compete with truck rental, 
self-move, and van line service providers, and a number of emerging self-move competitors who offer moving and storage 
container service. Quality of service, technological capabilities, and industry expertise are critical differentiators among 
the  competition.  In  particular,  companies  with  advanced  systems  that  offer  optimized  shipping  solutions,  real-time 
visibility of shipments, verification of chain of custody procedures, and advanced security have significant operational 
advantages and create enhanced customer value. ArcBest’s performance in each of these areas of competitive distinction 
has enabled the segment to secure business and drive growth within our Asset-Light operations. 

FleetNet competes in the commercial vehicle maintenance and repair industry in two major sectors: emergency roadside 
and  preventive  maintenance.  FleetNet  competes  directly  against  other  third-party  service  providers,  automotive  fleet 
managers, leasing companies, and companies handling repairs in-house via individual service providers. While no one 
company  encompasses  all  of  FleetNet’s  service  offerings,  competition  is  based  primarily  on  providing  maintenance 
solutions services. In partnership with best-in-class third-party vendors, FleetNet offers flexible, customized solutions and 
utilizes technology to provide valuable information and data to minimize fleet downtime, reduce maintenance events, and 
lower total maintenance costs for its customers. 

Pricing 
Approximately one third of our Asset-Based business is subject to base LTL tariffs, which are affected by general rate 
increases, combined with individually negotiated discounts. Rates on the other two thirds of our Asset-Based business, 
including business priced in the spot market, are subject to individual pricing arrangements that are negotiated at various 
times throughout the year. The majority of the business that is subject to negotiated pricing arrangements is associated 
with larger customer accounts with annually negotiated pricing arrangements, and the remaining business is priced on an 
individual shipment basis considering each shipment’s unique profile, the value we provide to the customer, and current 
market conditions.  

9 

 
 
 
 
 
 
Effective August 1, 2017, we began applying space-based pricing on shipments subject to LTL tariffs to better reflect 
freight shipping trends that have evolved over the last several years. These trends include the overall growth and ongoing 
profile  shift  of  bulkier  shipments  across  the  entire  supply  chain,  the  acceleration  in  e-commerce,  and  the  unique 
requirements of many shipping and logistics solutions. An increasing percentage of freight is taking up more space in 
trailers without a corresponding increase in weight. Space-based pricing involves the use of freight dimensions (length, 
width, and height) to determine applicable cubic minimum charges (“CMC”) that supplement weight-based metrics when 
appropriate. Traditional LTL pricing is generally weight-based, while our linehaul costs are generally space-based (i.e., 
costs are impacted by the volume of space required for each shipment). We believe space-based pricing better aligns our 
pricing mechanisms with the metrics which affect our resources and, therefore, our costs to provide logistics services. We 
seek to provide logistics solutions to our customers’ businesses and the unique shipment characteristics of their various 
products and commodities, and we believe that we are particularly experienced in handling complicated freight. The CMC 
is an additional pricing mechanism to better capture the value we provide in transporting these shipments.  

Our Asset-Based and certain operations within our ArcBest segment assess a fuel surcharge based on the index of national 
on-highway average diesel fuel prices published weekly by the U.S. Department of Energy. While the fuel surcharge is 
one of several components in our overall rate structure, the actual rate paid by customers is governed by market forces and 
the overall value of services provided to the customer.  

Industry Factors 
According to management’s estimates and market studies by Armstrong & Associates, Inc. and the U.S. Department of 
Commerce, the total market potential in the industry segments we serve is approximately $305 billion, with $41 billion of 
potential revenue in the LTL market segment, $221 billion potential in the markets served by our ArcBest segment, and 
$43 billion in the maintenance and repair market served by our FleetNet segment. The LTL industry has significant barriers 
to entry and is highly competitive, as previously discussed in “Asset-Based Segment” within this Business section. Based 
on  2018  revenues,  our  Asset-Light  operations  represents  a  minor  portion  of  the  total  market,  which  evidences  the 
significant growth opportunity for us in the outsourced logistics market. More sophisticated supply chain practices are 
required as supply chains expand and become more complex, product and service needs continue to evolve, and companies 
look  for  solutions  to  their  logistics  challenges  as  well  as  for  lower  cost  supply  chain  alternatives.  Regulation  in  the 
transportation industry, as further discussed below, will continue to impair the competitiveness of smaller carriers in the 
logistics  market,  which  may  lead  to  tighter  capacity  or  consolidation  within  certain  sectors  of  the  logistics  market.  In 
addition,  disruptions  from  unexpected  events  such  as  natural disasters  have  resulted  in  further  utilization  of  expedited 
shipping and premium logistics services and have caused companies to focus on risk management of their supply chains.  

Various federal and state agencies exercise broad regulatory powers over the transportation industry, generally governing 
such  activities  as  operations  of  and  authorization  to  engage  in  motor  carrier  freight  transportation,  operations  of 
non-vessel-operating common carriers, operations of ocean freight forwarders and ocean transportation intermediaries, 
safety, contract compliance, insurance and bonding requirements, tariff and trade policies, customs, import and export, 
employment practices, licensing and registration, taxation, environmental matters, data privacy and security, and financial 
reporting. The trucking industry faces rising costs, including costs of compliance with government regulations on safety, 
equipment design and maintenance, driver utilization, and fuel economy, and rising costs in certain non-industry specific 
areas, including health care and retirement benefits.  

We are subject to various laws, rules, and regulations and are required to obtain and maintain various licenses and permits, 
some of which are difficult to obtain. The ArcBest segment’s network of third-party contract carriers must also comply 
with industry regulations, including the mandate of the Federal Motor Carrier Safety Administration (the “FMCSA”) for 
interstate  commercial  trucks  to  have  electronic  logging  devices  (“ELDs”)  installed  to  monitor  compliance  with 
hours-of-service  regulations,  and  other  regulations  such  as  the  safety  and  fitness  regulations  of  the  Department  of 
Transportation (the “DOT”), including requirements related to drug and alcohol testing and hours of service. Any future 
modifications to these rules and other regulations impacting the transportation industry may impact our operating practices 
and costs. 

Seasonality 

Our operations are impacted by seasonal fluctuations which affect tonnage, shipment levels, and demand for our services 
and, consequently, revenues and operating results. Freight shipments and operating costs of our Asset-Based and ArcBest 
segments can be adversely affected by inclement weather conditions. The second and third calendar quarters of each year 

10 

 
 
 
 
 
 
usually have the highest tonnage levels, while the first quarter generally has the lowest, although other factors, including 
the state of the U.S. and global economies, may influence quarterly freight tonnage levels.  

Shipments of the ArcBest segment may decline during winter months because of post-holiday slowdowns, but expedite 
shipments can be subject to short-term increases depending on the impact of weather disruptions to customers’ supply 
chains. Plant shutdowns during summer months may affect shipments for automotive and manufacturing customers of the 
ArcBest segment, but severe weather events can result in higher demand for expedite services. Moving services of the 
ArcBest segment are impacted by seasonal fluctuations, generally resulting in higher business levels in the second and 
third quarters as the demand for moving services is typically stronger in the summer months. 

Emergency roadside service events of the FleetNet segment are favorably impacted by extreme weather conditions that 
affect commercial vehicle operations, and the segment’s results of operations will be influenced by seasonal variations in 
service event volume. 

Technology 

Our advancements in technology are important to customer service and provide a competitive advantage. We continue to 
make  investments  in  technology  and  innovations,  including  investments  for  improving  the  delivery  of  services  to  our 
customers and investments in comprehensive transportation and logistics services across ArcBest. The majority of the 
applications of information technology we use have been developed internally by our ArcBest Technologies subsidiary 
and tailored specifically for customer or internal business processing needs. ArcBest Technologies has made technology 
investments in a variety of areas to improve our customer experience and also optimize costs in our operating segments. 
In the Asset-Based segment, we are using enhanced tools such as barcoding, tablets, and scanning equipment to improve 
city pick-up and delivery productivity. In the ArcBest segment, we are using common quoting systems and predictive 
analytics tools which are undergoing continuous development and require ongoing investment. 

We make information readily accessible to our customers through various electronic pricing, billing, and tracking services, 
including  mobile-responsive  websites  which  allow  customers  to  access  information  about  their  shipments,  request 
shipment pickup, and utilize a variety of other digital tools. Online functions tailored to the services requested by customers 
include  bill  of  lading  generation,  pickup  planning,  customer-specific  price  quotations,  proactive  tracking,  customized 
e-mail  notification,  logistics  reporting,  dynamic  rerouting,  and  extensible  markup  language  (XML)  connectivity.  This 
technology allows customers to incorporate data from our systems directly into their own website or backend information 
systems using electronic data interchange (“EDI”) standards as well as secure application programming interfaces (API). 
As a result, our customers can provide shipping information and support directly to their own customers. 

Expedite  freight  transportation  customers  of  the  ArcBest  segment  communicate  their  freight  needs,  typically  on  a 
shipment-by-shipment basis, by means of telephone, email, internet, mobile applications, or EDI. The information about 
each shipment is entered into a proprietary operating system which facilitates selection of a contracted carrier or carriers 
based on the carrier’s service capability, equipment availability, freight rates, and other relevant factors. Once the carrier 
is selected, the cost for the transportation has been agreed upon, and the carrier has committed to provide the transportation, 
we  are  in  contact  with  the  carrier  through  numerous  means  of  communication  and  utilize  satellite  tracking  and 
communication units on the vehicles to continually update the position of equipment to meet customers’ requirements as 
well  as  to  track  the  status  of  the  shipment  from  origin  to  delivery.  The  satellite  tracking  and  communication  system 
automatically updates our fully-integrated internal software and provides customers with real-time electronic updates.  

In 2018, ArcBest joined the Blockchain in Transport Alliance (“BiTA”). Founded in 2017, BiTA is a consortium of more 
than  250  freight  transportation  companies  working  to  develop  and  set  standards  for  the  use  of  blockchain  technology 
within the logistics and transportation industry.  

Insurance, Safety, and Security 

Generally, claims exposure in the freight transportation and logistics industry consists of workers’ compensation, third-
party  casualty  liability,  and  cargo  loss  and  damage.  We  are  effectively  self-insured  for  $1.0  million  of  each  workers’ 
compensation loss.  For each third-party casualty loss, we are generally self-insured for $1.0 million for our Asset-Based 
segment and $0.3 million for our Asset-Light operations. We are also self-insured for each cargo loss, up to a $0.3 million 
deductible for our Asset-Based segment and a $0.1 million deductible for our ArcBest segment. We maintain insurance 
that we believe is adequate to cover losses in excess of such self-insured amounts or deductibles. However, we cannot 

11 

 
 
 
 
  
 
 
 
 
provide  assurance  that  our  insurance  coverage  will  provide  adequate  protection  under  all  circumstances  or  against  all 
potential  losses.  We  have  experienced  situations  where  excess  insurance  carriers  have  become  insolvent.  We  pay 
assessments and fees to state guaranty funds in states where we have workers’ compensation self-insurance authority. In 
some of these states, depending on the specific state’s rules, the guaranty funds may pay excess claims if the insurer cannot 
pay due to insolvency. However, there can be no certainty of the solvency of individual state guaranty funds.  

We have been able to obtain what we believe to be adequate insurance coverage for 2019 and are not aware of any matters 
which would significantly impair our ability to obtain adequate insurance coverage at market rates for our operations in 
the  foreseeable  future.  A  material  increase  in  the  frequency  or  severity  of  accidents,  cargo  claims,  or  workers’ 
compensation claims or the material unfavorable development of existing claims could have a material adverse effect on 
our cost of insurance and results of operations. 

As evidenced by being an eight-time winner of the American Trucking Associations’ Excellence in Security Award, a 
seven-time winner of the President’s Trophy for Safety, and a seven-time winner of the Excellence in Claims & Loss 
Prevention Award, management believes its Asset-Based operations have one of the best safety records and one of the 
lowest cargo claims ratios in the LTL industry. 

Our  operations  are  subject  to  cargo  security  and  transportation  regulations  issued  by  the  Transportation  Security 
Administration  (“TSA”)  and  regulations  issued  by  the  U.S.  Department  of  Homeland  Security.  We  are  not  able  to 
accurately predict how past or future events will affect government regulations and the transportation industry. We believe 
that any additional security measures that may be required by future regulations could result in additional costs; however, 
other carriers would be similarly affected. 

Environmental and Other Government Regulations 

We are subject to federal, state, and local environmental laws and regulations relating to, among other things: emissions 
control,  transportation  of  hazardous  materials,  underground  and  aboveground  storage  tanks,  stormwater  pollution 
prevention, contingency planning for spills of petroleum products, and disposal of waste oil. 

In  August  2016,  the  U.S.  Environmental  Protection  Agency  (“EPA”)  and  the  National  Highway  Traffic  Safety 
Administration  (the  “NHTSA”)  jointly  finalized  a  national  program  establishing  a  second  phase  of  greenhouse  gas 
emissions (“EPA/NHTSA Phase 2”), imposing new fuel efficiency standards for medium- and heavy-duty vehicles, such 
as those operated by our Asset-Based segment, for model years 2021-2027 and also instituting fuel efficiency improvement 
technology requirements for trailer model years 2018-2027. In October 2017, the U.S. Court of Appeals for the District of 
Columbia stayed the portion of the EPA/NHTSA Phase 2 Final Rule regarding the trailer regulations, and the review of 
the Final Rule has an indefinite date of final ruling. In February 2018, the California Air Resources Board (the “CARB”) 
approved plans to retain two provisions of the EPA/NHTSA Phase 2 Final Rule that would regulate glider kits and trailers. 
In  the  event  the  EPA  does  not  enforce  the  trailer  regulations  of  EPA/NHTSA  Phase  2,  certain  other  states  may  also 
individually enact legislation to enforce the regulations. A number of states have individually enacted, and California and 
certain other states may continue to enact, legislation relating to engine emissions, trailer regulations, fuel economy, and/or 
fuel  formulation,  such  as  regulations  enacted  by  the  CARB.  At  the  present  time,  management  believes  that  these 
regulations may not result in significant net additional overall costs should the technologies developed for tractors, as 
required in the EPA/NHTSA Phase 2 rulemaking, prove to be as cost-effective as forecasted by the EPA and the NHTSA.  

In November 2018, the EPA launched the “Cleaner Trucks Initiative” (“CTI”) which includes plans for future rulemaking 
to reduce nitrogen oxide (“NOx”) emissions.  According to the CTI announcement, the EPA plans to publish a new Notice 
of  Proposed  Rulemaking  for  tighter  NOx  emissions  by  2020.  One  planned  feature  of  the  initiative  is  to  coordinate 
emissions standards nationwide, which will prevent a further patchwork of state and local emissions regulations and should 
make compliance much easier for the industry. Since no details of implementation timeframe(s) nor target reductions of 
NOx emissions are yet released for CTI, it is difficult to assess the impact this future regulation may have. 

While fuel consumption and emissions may be reduced under the new standards, emission-related regulatory actions have 
historically  resulted  in  increased  costs  of  revenue  equipment,  diesel  fuel,  and  equipment  maintenance,  and  future 
legislation, if enacted, could result in increases in these and other costs. We are unable to determine with any certainty the 
effects of any future climate change legislation beyond the currently enacted regulations, and there can be no assurance 
that more restrictive regulations than those previously described will not be enacted either federally or locally. 

12 

 
 
 
 
 
 
 
 
 
Our  Asset-Based  operations  store  fuel  for  use  in  tractors  and  trucks  in  62  underground  tanks  located  in  18  states. 
Maintenance of such tanks is regulated at the federal and, in most cases, state levels. Management believes we are in 
substantial  compliance  with  all  such  regulations.  The  underground  storage  tanks  are  required  to  have  leak  detection 
systems, and we are not aware of any leaks from such tanks that could reasonably be expected to have a material adverse 
effect on our operating results. 

Certain of our Asset-Based service center facilities operate with non-discharge certifications or stormwater permits under 
the federal Clean Water Act (“CWA”). The stormwater permits require periodic monitoring and reporting of stormwater 
sampling results and establish maximum levels of certain contaminants that may be contained in such samples.  

We have received notices from the EPA and others that we have been identified as a potentially responsible party under 
the  Comprehensive  Environmental  Response  Compensation  and  Liability  Act,  or  other  federal  or  state  environmental 
statutes,  at  several  hazardous  waste  sites. After  investigating  our  subsidiaries’  involvement  in  waste  disposal  or  waste 
generation at such sites, we have either agreed to de minimis settlements or determined that our obligations, other than 
those specifically accrued with respect to such sites, would involve immaterial monetary liability, although there can be 
no assurance in this regard. It is anticipated that the resolution of our environmental matters could take place over several 
years.  Our  reserves  for  environmental  cleanup  costs  are  estimated  based  on  management’s  experience  with  similar 
environmental matters and on testing performed at certain sites. 

Reputation and Responsibility 

Our Company and our brands are consistently recognized for best-in-class performance.  

Brands 
The value of our brands is critical to our success. The ABF Freight brand is recognized in the industry for our Asset-Based 
segment’s  leadership  in  commitment  to  quality,  customer  service,  safety,  and  technology.  Independent  research  has 
consistently shown that ABF Freight is regarded as a best-in-class service provider known for excellence in the areas of 
customer  service,  reliability,  and  problem  solving.  The  Panther  Premium  Logistics  brand  within  the  operations  of  our 
ArcBest  segment  is  also  synonymous  with  service  that  surpasses  customer  expectations.  Shippers  rely  on  the  Panther 
Premium Logistics brand when their delivery cannot fail, and owner operators, fleet owners, and contract carriers look to 
the brand for unique opportunities to grow their business profitably. Our U-Pack brand offers a range of household moving 
and storage services, from do-it-yourself residential moving to customized corporate moving services, so our customers 
can move their household goods safely and affordably across the United States, Canada, and Puerto Rico.  

We have registered or are pursuing registration of various marks or designs as trademarks in the United States, including 
but not limited to “ArcBest,” “ABF Freight,” “FleetNet America,” “Panther Premium Logistics,” “U-Pack,” “The Skill & 
The Will,” and “More Than Logistics.” For some marks, we also have registered or are pursuing registration in certain 
other countries. We believe these marks or designs are of significant value to our business and play an important role in 
enhancing brand recognition and executing our marketing strategy. 

Contributions & Awards 
We  have  a  corporate  culture  focused  on  quality  service  and  responsibility.  Our  employees  are  committed  to  the 
communities in which they live and work. We make financial contributions to a number of charitable organizations, many 
of which are supported by our employees. These employees volunteer their time and expertise and many serve as officers 
or board members of various charitable organizations. In the local community of our corporate headquarters, we have been 
a long-time supporter of the United Way of Fort Smith Area and its partner organizations. In 2018, with employee support, 
we again earned the United Way’s coveted Pacesetter award by setting the standard for leadership and community support. 
As  a  past  winner  of  the  Outstanding  Philanthropic  Corporation  Award,  we  have  been  recognized  by  the  Arkansas 
Community Foundation for the service that our employees provide to exemplify the spirit of good citizenship, concern for 
the community, and support of worthy philanthropic endeavors. 

In January 2019, ArcBest was named to Forbes’ list of “Top 500 Best Employers for Diversity.” ArcBest was voted the 
Times Record “2018 Best of the Best” place to work in the Fort Smith, Arkansas region. In 2017, ArcBest received the 
American Payroll Association’s “Prism Award for Best Practices” in recognition of its innovative practices in the areas of 
technology,  performance,  management,  and  process  improvement.  The  Company  was  named  to  Chief  Executive 
Magazine’s “2016 Best Companies for Leaders List” in January 2016. We also received the Circle of Excellence award 
from  the  National  Business  Research  Institute  in  2016  for  our  effort  in  increasing  employee  engagement.  ArcBest 

13 

 
 
 
 
 
 
 
 
Corporation was named to Forbes’ “America’s Best Employers” list for 2016 and has been ranked on Fortune magazine’s 
“Fortune 1000” list annually since 2013. The Company was also ranked 13th in The Commercial Carrier Journal’s 2018 
list of “Top 250 For-Hire Carriers,” up from its ranking of 14th on the 2017 list. 

Asset-Based Segment 
Our Asset-Based carrier ABF Freight received the “Quest for Quality Award” in the National LTL category from Logistics 
Management magazine for 2018, marking its sixth consecutive year and seventh year overall to be recognized. In 2018, 
ABF Freight was named to Inbound Logistics’ list of “Top 100 Trucking Companies” for the fifth consecutive year. ABF 
Freight’s  2016  ranking  in  the  top  25  on  Selling  Power  magazine’s  list  of  “Best  Companies  to  Sell  For”  marked  its 
fourteenth consecutive year to be honored. Also in 2016, for the fourth consecutive year and the sixth time in the last eight 
years, ABF Freight was named as the “National LTL Carrier of the Year” by the National Shippers Strategic Transportation 
Council, which recognizes transportation providers on a quantitative scale in the areas of customer service, operational 
excellence,  pricing,  business  relationship,  leadership,  and  technology.  In  2018,  ABF  Freight  was  selected  as  a 
SupplyChainBrain “Great Supply Chain Partner” for the third consecutive year and the fourth year overall. ABF Freight 
received the 2018 “Prism Award for Best Practices in Technology” from the American Payroll Association in recognition 
of its innovative practices in the areas of technology, management, process improvement and overall best practices in the 
U.S. payroll industry. In 2017, ABF Freight received the “Pro Patria Award” and an “Above and Beyond Award” from 
the Arkansas Employer Support of the Guard and Reserve, a Department of Defense program, in recognition of its support 
of employees who serve in the National Guard and Reserve. Marking the tenth year in a row to be honored by Training 
magazine, ABF Freight was listed 19th in the “Training Top 125” in February 2019. 

Our Asset-Based segment is dedicated to safety and security in providing transportation and freight-handling services to 
its customers. As previously discussed in “Insurance, Safety, and Security” within this Business section, ABF Freight is 
an eight-time winner of  the American Trucking Associations’ Excellence in Security Award, a seven-time winner of the 
President’s Trophy for Safety, and a seven-time winner of the Excellence in Claims & Loss Prevention Award. In October 
2018, an ABF Freight driver was named by the American Trucking Associations as the “National Truck Driver of the 
Year,”  an  honor  bestowed  upon  one  exceptional  driver  for  noteworthy  and  career-long  professional  achievements, 
including a stellar safety record and dedication to keeping the roads safe. In January 2019, three ABF Freight drivers were 
named by the American Trucking Associations as captains of the 2019-2020 “America’s Road Team,” continuing the 
tradition of ABF Freight’s representation in this select program based on the drivers’ exceptional safety records and their 
strong commitment to safety and professionalism. 

We are actively involved in efforts to promote a cleaner environment by reducing both fuel consumption and emissions. 
For many years, our Asset-Based segment has voluntarily limited the maximum speed of its trucks, which reduces fuel 
consumption and emissions and contributes to ABF Freight’s excellent safety record. Our Asset-Based segment utilizes 
engine  idle  management  programming  to  automatically  shut  down  engines  of  parked  tractors.  Fuel  consumption  and 
emissions have also been minimized through a strict equipment maintenance schedule. In 2015, our Asset-Based segment 
began voluntarily installing aerodynamic aids on its fleet of over-the-road trailers to further enhance fuel economy and 
reduce emissions. ABF Freight participates in the EPA’s SmartWay Transport Partnership, a collaboration between the 
EPA and the freight transportation industry that helps freight shippers, carriers, and logistics companies reduce greenhouse 
gases and diesel emissions. ABF Freight was recognized with a 2018 SmartWay Freight Carrier Excellence Award by the 
EPA’s SmartWay Transport Partnership for being a top freight carrier for superior environmental performance and for its 
actions to reduce freight emissions. ABF Freight was also awarded a SmartWay Excellence Award in 2014 for industry 
leadership in freight supply chain environmental performance and energy efficiency. For the past nine years, ABF Freight 
has been recognized in Inbound Logistics’ annual list of supply chain partners committed to sustainability. Furthermore, 
in association with the American Trucking Associations’ Sustainability Task Force, ABF Freight has participated in other 
opportunities to address environmental issues. 

ArcBest Segment 
ArcBest Corporation was named a “Top 50 U.S. Third-party Logistics Provider” by Armstrong & Associates, Inc. in 2018 
and 2017. Our ArcBest segment was recognized by Transport Topics on the “Top Freight Brokerage Firms of 2018” list, 
ranking  eighteenth  for  the  past  two  years  and  marking  its  fourth  consecutive  year  to  be  listed.  In  recognition  of  the 
commitment  to  quality  of  our  expedite  operations,  Panther  was  awarded  the  “Quest  for  Quality  Award”  by  Logistics 
Magazine in 2017 for the fifth consecutive year. In 2016, Panther received the “National Expedited Carrier of the Year” 
award for the second consecutive year by the National Shippers Strategic Transportation Council. U-Pack received its first 
“Quest for Quality” award from Logistics Magazine in 2017, being honored in the Household Goods & High Value Goods 
category.  

14 

 
 
 
 
Available Information 

We file our Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K, amendments 
to those reports, proxy and information statements, and other information electronically with the SEC. All reports and 
financial information filed with, or furnished to, the SEC can be obtained, free of charge, through our website located at 
arcb.com  or  through  the  SEC’s  website  located  at  sec.gov  as  soon  as  reasonably  practical  after  such  material  is 
electronically filed with, or furnished to, the SEC. The information contained on our website does not constitute part of 
this Annual Report on Form 10-K nor shall it be deemed incorporated by reference into this Annual Report on Form 10-K. 

ITEM 1A. 

RISK FACTORS 

The nature of the business activities we conduct subjects us to certain hazards and risks. This Risk Factors section discusses 
some of the material risks relating to our business activities, including business risks affecting the transportation industry 
in  general,  as  well  as  risks  specific  to  our  Company  that  are  largely  out  of  our  control.  Other  risks  are  described  in 
“Competition, Pricing, and Industry Factors” within Part I, Item 1 (Business) and in Part II, Item 7A (Quantitative and 
Qualitative Disclosures About Market Risk) of this Annual Report on Form 10-K. These risks are not the only risks we 
face. We may also be negatively impacted by a sustained interruption in our systems or operations, including, but not 
limited to, infrastructure damage, the loss of a key location such as a distribution center, or a significant disruption to the 
electric  grid,  or  by  a  significant  decline  in  demand  for  our  services,  each  of  which  may  arise  from  adverse  weather 
conditions or natural calamities; illegal acts, including terrorist attacks; changes in the social, political, and regulatory 
conditions  in  the  United  States;  and/or  other  market  disruptions.  We  could  also  be  affected  by  additional  risks  and 
uncertainties not currently known to us or that we currently deem to be immaterial. If any of these risks or circumstances 
actually occur, it could materially harm our business, results of operations, financial condition, and cash flows and impair 
our ability to implement business plans or complete development activities as scheduled. In such cases, the market price 
of our common stock could decline. 

We are dependent on our information technology systems, and a systems failure or cybersecurity incident could 
have a material adverse effect on our business, results of operations, and financial condition. 

We depend on the proper functioning, availability and security of our information systems, including communications, 
data processing, financial, and operating systems, as well as proprietary software programs that are integral to the efficient 
operation  of  our  business.  Our  information  technology  systems  are  vulnerable  to  interruption  by  adverse  weather 
conditions  or  natural  calamities,  power  loss,  telecommunications  failures,  terrorist  attacks,  internet  failures,  computer 
viruses, and other events beyond our control.  Any significant failure or other disruption in our critical information systems, 
including cybersecurity attacks and other cyber incidents, that impact the availability, reliability, speed, accuracy, or other 
proper functioning of these systems or that result in proprietary information or sensitive or confidential data, including 
personal  information  of  customers,  employees  and  others,  being  compromised  could  have  a  significant  impact  on  our 
operations. Any new or enhanced technology that we may develop and implement may also be subject to cybersecurity 
attacks and may be more prone to related incidents. We also utilize certain software applications provided by third parties 
and provide underlying data which is utilized by third parties who provide certain outsourced administrative functions, 
either of which may increase the risk of a cybersecurity incident. Any problems caused by or impacting these third parties, 
including  cyber  attacks  and  security  breaches  at  a  vendor,  could  adversely  affect  our  ability  to  provide  service  to  our 
customers and otherwise conduct our business.  

A significant disruption in our information technology systems or a significant cyber incident, including denial of service, 
system failure, security breach, intentional or inadvertent acts by employees or vendors with access to our systems or data, 
disruption by malware, or other damage, could interrupt or delay our operations, damage our reputation, cause a loss of 
customers, cause errors or delays in financial reporting, expose us to a risk of loss or litigation, and/or cause us to incur 
significant time and expense to remedy such an event, any of which could have a material adverse impact on our business, 
results of operations, and financial condition. We attempt to mitigate our exposure to these risks through our technology 
security programs and disaster recovery plans, but there can be no assurance that such measures will be effective. Our 
business interruption and cyber insurance would offset losses up to certain coverage limits in the event of a catastrophe or 
certain cyber incidents; however, losses arising from a catastrophe or significant cyber incident would likely exceed our 
insurance coverage and could have a material adverse impact on our results of operations and financial condition.  

15 

 
 
 
 
 
 
 
 
 
We have experienced incidents involving attempted denial of service attacks, malware attacks, and other events intended 
to disrupt information systems, wrongfully obtain valuable information, or cause other types of malicious events that could 
have resulted in harm to our business. To date, the systems employed have been effective in identifying these types of 
events at a point when the impact on our business could be minimized. We must continuously monitor and develop our 
information  technology  networks  and  infrastructure  to  prevent,  detect,  address,  and  mitigate  the  risk  of  unauthorized 
access,  misuse,  computer  viruses,  and  other  events  that  could  have  a  security  impact.    Despite  our  efforts,  due  to  the 
increasing  sophistication  of  cyber  criminals  and  the  development  of  new  techniques  for  attack,  we  may  be  unable  to 
anticipate or promptly detect, or implement adequate protective or remedial measures against, the activities of perpetrators 
of cyber attacks. 

We  engage  third  parties  to  provide  certain  information  technology  needs,  including  licensed  software,  and  the 
inability to maintain these third-party systems or licenses, or any interruptions or failures thereof, could adversely 
affect our business.  

Certain information technology needs are provided by third parties, and we have limited control over the operation, quality, 
or maintenance of services provided by our vendors or whether they will continue to provide services that are essential to 
our business. The efficient and uninterrupted operation of our information technology systems depends upon the internet, 
electric  utility  providers,  and  telecommunications  providers  (terrestrial,  cellular  and  satellite);  and  the  information 
technology systems of our third-party service providers are vulnerable to interruption by adverse weather conditions or 
natural calamities, power loss, telecommunications failures, terrorist attacks, internet failures, computer viruses, and other 
events beyond our control. Disruptions or failures in the services upon which our information technology platforms rely, 
or in other services provided to us by outside service providers upon which we rely to operate our business and report 
financial results, may adversely affect our operations and the services we provide, which could increase our costs or result 
in  a  loss  of  customers  that  could  have  a  material  adverse  effect  on  our  results  of  operations  and  financial  condition. 
Additionally, we license a variety of software that supports our operations, and these operations depend on our ability to 
maintain these licenses. We have no guarantees that we will be able to continue these licensing arrangements with the 
current licensors, or that we can replace the functions provided by these licenses, on commercially reasonable terms or at 
all. 

If  we  are  unable  to  timely  and  effectively  develop  and  implement  new  or  enhanced  technology,  we  may  suffer 
competitive  disadvantage,  loss  of  customers  or  other  consequences  that  could  negatively  impact  our  business, 
results of operations and financial condition. 

The  industry  has  experienced  rapid  changes  in  technology,  including  the  development  of  new  technology  and 
enhancements  in  existing  technology.  As  technology  improves,  our  customers  may  be  able  to  find  alternatives  to  our 
services  to  meet  their  freight  transportation  and  logistics  needs.    New  entrants  to  the  market,  including  start-ups  and 
emerging  technologies  such  as  digital  freight  exchanges,  have  also  expanded  the  field  of  competition  and  driven  an 
increased pressure for innovation in the industry.   

Technology and new market entrants may also disrupt the way we, and our competitors, operate to provide freight logistics 
services.    We  expect  our  customers  to  continue  to  demand  more  sophisticated  technology-driven  solutions  from  their 
suppliers,  and  we  believe  that  we  must  respond  by  investing  in  the  enhancement  of  existing  technology  and  in  the 
development of new and innovative solutions to improve efficiencies and meet our customers’ needs.  We have made, and 
continue to make, significant investments in software and physical assets that are in various stages of development and 
implementation.    Our  efforts  and  investments  in  technology  innovation  may  require  significant  ongoing  research  and 
development costs and implementation costs, and may involve potential unforeseen challenges and new or unforeseen 
risks associated with the technology.  The success of our approach to technology innovation is dependent upon market 
acceptance of our solutions and a number of other factors, including our ability to: 
deploy funds and resources for investment in technology and innovation;  
achieve the right balance of strategic investments in existing technology and new technology and innovation; 
timely and effectively develop and implement new or enhanced technology, including integration into current 
operations and interaction with existing technology systems;  
train our employees to operate the technology;  
adequately anticipate challenges and respond to unforeseen challenges;  
detect and remedy defects in the enhanced or new technology; and 
recover  costs  of  investment  through  increased  business  levels,  higher  prices,  improved  efficiencies  or  other 
means. 

 
 
 
 

 
 
 

16 

  
 
 
 
 
If we fail to successfully develop and deploy enhanced or new technology, we may be placed at a competitive disadvantage, 
lose customers, incur higher than anticipated costs, including the possible impact of asset impairment, or fail to meet the 
goals of our internal growth strategy, any one of which could materially adversely impact our financial condition and 
results of operations. 

The loss or reduction in business from one or more large customers, or an overall reduction in our customer base, 
could have a material adverse effect on our business, results of operations, financial condition, and cash flows. 

Although we do not have a significant customer concentration, the growth of our business could be materially impacted 
and our results of operations and cash flows would be adversely affected if we were to lose all or a portion of the business 
of some of our large customers because they: choose to divert all or a portion of their business with us to one of our 
competitors; demand pricing concessions for our services; require us to provide enhanced services that increase our costs; 
or develop their own shipping and distribution capabilities.  Our customer relationships are generally not subject to long-
term  contractual  obligations  or  minimum  volume  commitments,  and  we  cannot  ensure  that  our  current  customer 
relationships will continue at the same business levels or at all.   

A reduction in our customer base or difficulty in collecting, or the inability to collect, payments from our customers due 
to changes in pricing or other competitive factors could have a material adverse effect on our business, results of operations, 
financial condition, and cash flows. 

We operate in a highly competitive and fragmented industry, and our business could suffer if we are unable to 
adequately  address  downward  pricing  pressures  and  other  factors  that  could  adversely  affect  our  profitability, 
growth prospects, and ability to compete in the transportation industry. 

We face significant competition in local, regional, national, and, to a lesser extent, international markets. We compete with 
LTL carriers of varying sizes, including both union and nonunion LTL carriers and, to a lesser extent, with truckload 
carriers and railroads. We also compete with domestic and global logistics service providers, including asset-light logistics 
companies, integrated logistics companies, and third-party freight brokers, which compete in one or more segments of the 
transportation industry. Numerous factors could adversely impact our ability to compete effectively in the transportation 
and logistics industry, retain our existing customers, or attract new customers, which could have a material adverse effect 
on our business, results of operations, financial condition, and cash flows. These competitive factors include, but are not 
limited to, the following:  

  Some of our competitors have greater capital resources, a lower cost structure, or greater market share than we 
do  or  have  other  competitive  advantages.  The  trend  toward  consolidation  in  the  transportation  industry  could 
continue  to  create  larger  carriers  and  logistics  service  providers  with  greater  financial  resources  and  other 
competitive advantages relating to their size, including increased market share and stronger competitive position. 
Consolidations within the industry could also result in our competitors providing a more comprehensive set of 
services  at  competitive  prices.  These  competitive  pressures  may  cause  a  decrease  in  our  freight  volume  or 
shipment levels or require us to lower the prices we charge for our services, which could adversely affect our 
results of operations, growth prospects and profitability. 

  Our Asset-Based segment competes primarily with nonunion motor carriers who generally have a lower fringe 
benefit cost structure than union carriers for freight-handling and driving personnel, and  have greater operating 
flexibility because they are subject to less stringent labor work rules. Wage and benefit concessions granted to 
certain union competitors have allowed for a lower cost structure than that of our Asset-Based segment. Under 
its current collective bargaining agreement, ABF Freight System, Inc. (“ABF Freight”) continues to pay some of 
the highest benefit contribution rates in the industry, which continues to adversely impact the operating results of 
our Asset-Based segment relative to our competitors in the LTL industry. 

  Some of our competitors, such as railroads, are outside the motor carrier freight transportation industry and certain 
challenges  specific  to  the  motor  carrier  freight  transportation  industry,  including  the  competitive  freight  rate 
environment; capacity restraints in times of growing freight volumes; increased costs and potential shortages of 
commercial  truck  drivers;  changes  to  driver  hours-of-service  requirements;  increased  costs  of  fuel  and  other 
operating  expenses;  and  costs  of  compliance  with  existing  and  potential  legal  and  environmental  regulations, 
could result in the service offerings of these competitors being more competitive. 

17 

 
 
 
 
 
  Some of our competitors periodically reduce their prices to gain business, especially during times of reduced 
growth  rates  in  the  economy,  which  limits  our  ability  to  maintain  or  increase  prices.  If  customers  select 
transportation service providers based on price alone rather than the total value offered, we may be unable to 
maintain our operating margins or to maintain or grow tonnage levels. 

  Customers periodically accept bids from multiple carriers for their shipping needs, and this process may depress 

prices or result in the loss of some business to competitors. 

  Customers may reduce the number of carriers they use by selecting “core carriers” as approved transportation 

service providers, and in some instances, we may not be selected. 

  Certain  of  our  competitors  may  offer  a  broader  portfolio  of  services  or  more  effectively  bundle  their  service 
offerings, which could impair our ability to maintain or grow our share of one or more markets in which we 
compete. 

  The industry has experienced evolving freight shipping trends over the last several years, including overall growth 
and ongoing profile shift of bulkier shipments across the entire supply chain, the acceleration in e-commerce, and 
more unique requirements of many shipping and logistics solutions. An increasing percentage of freight is taking 
up more space in trailers without a corresponding increase in weight, which contributes to lower average weight 
per shipment. As the retail industry continues to undergo a shift away from the traditional brick-and-mortar model 
towards e-commerce, the manner in which our customers source or utilize our services will be impacted and our 
operating results could be adversely affected. 

  Competition in the LTL industry from asset-light logistics and freight brokerage companies may adversely affect 
customer  relationships  and  prices  in  our  Asset-Based  operations.  Conversely,  the  operations  of  our  ArcBest 
segment may be adversely impacted if customers develop their own logistics operations, thus reducing demand 
for our services, or if shippers shift business to truckload brokerage companies or asset-based trucking companies 
that also offer brokerage services in order to secure access to those companies’ trucking capacity, particularly in 
times of tight capacity industry-wide.  

  Our FleetNet operations also face a competitive disadvantage from companies which insource their fleet repair 

and maintenance services. 

We  depend  on  our  employees  to  support  our  business  operations  and  future  growth  opportunities.  If  our 
relationship with our employees deteriorates, if we have difficulty attracting and retaining employees, or if our 
Asset-Based segment is unable to reach agreement on future collective bargaining agreements, we could be faced 
with labor inefficiencies, disruptions, or stoppages, or delayed growth, which could have a material adverse effect 
on our business, results of operations, financial condition, and cash flows. 

As of December 2018, approximately 82% of our Asset-Based segment’s employees were covered under the 2018 ABF 
NMFA, the collective bargaining agreement with the IBT which will remain in effect through June 30, 2023. If we are 
unable to effectively manage our relationship with the IBT, we could be less effective in ongoing relations and future 
negotiations,  which  could  lead  to  operational  inefficiencies  and  increased  operating  costs.  The  terms  of  any  future 
collective bargaining agreements or the inability to agree on acceptable terms for the next contract period may also result 
in higher labor costs, insufficient operational flexibility which may increase our operating costs, a work stoppage, the loss 
of customers, or other events that could have a material adverse effect on our business, results of operations, financial 
condition, and cash flows. We could also experience a loss of customers or a reduction in our potential share of business 
in the markets we serve if shippers limit their use of unionized freight transportation service providers because of the risk 
of work stoppages.  

With the exception of certain geographic markets, we have not historically experienced significant long-term difficulty in 
attracting  or  retaining  qualified  drivers,  technicians  and  freight-handling  personnel  for  our  Asset-Based  operations, 
although short-term difficulties have been encountered in certain situations, such as periods of significant increases in 
tonnage or shipment levels. Additionally, the available pool of drivers and technicians has been declining, which may 
cause us difficulty in retaining and hiring qualified drivers and other personnel. Both our profitability and our ability to 
grow could be adversely affected if we encounter difficulty in attracting and retaining qualified drivers, technicians and 
freight-handling personnel or if we become subject to contractually required increases in compensation or fringe benefit 
costs.  Government  regulations  or  the  adverse  impact  of  certain  legislative  actions  that  result  in  shortages  of  qualified 
drivers could also impact our ability to grow the Company. If we are unable to continue to attract and retain qualified 
drivers, we could incur higher driver recruiting expenses or a loss of business.  

18 

 
 
 
 
Our ability to maintain and grow our business will also depend, in part, on our ability to retain and attract additional sales 
representatives  and  other  key  operational  personnel  and  properly  incentivize  them  to  obtain  new  customers,  maintain 
existing customer relationships, and efficiently manage our business. If we are unable to maintain or expand our sales and 
operational workforce, our ability to increase our revenues and operate our business could be negatively impacted. 

Our initiatives to grow our business operations or to manage our cost structure to business levels may take longer 
than anticipated or may not be successful. 

Developing  service  offerings  requires  ongoing  investment  in  personnel  and  infrastructure,  including  operating  and 
management information systems. Depending upon the timing and level of revenues generated from our growth initiatives, 
the related results of operations and cash flows we anticipate from these initiatives and additional service offerings may 
not  be  achieved.  If  we  are  unable  to  manage  our  growth  effectively,  our  business,  results  of  operations,  and  financial 
condition may be adversely affected. 

Our growth plans place significant demands on our management and operating personnel and we may not be able to hire, 
train, and retain the appropriate personnel to manage and grow these services. Hiring new employees may increase training 
costs and may result in temporary labor inefficiencies. In addition, as we focus on growing the business in our ArcBest 
segment, we may encounter difficulties in adapting our corporate structure or in developing and maintaining effective 
partnerships  among  our  operating  segments,  which  could  hinder  our  operational,  financial,  and  strategic  objectives. 
Furthermore, we may invest significant resources to enter or expand our services in markets with established competitors 
and in which we will encounter new competitive challenges, and we may not be able to successfully gain market share, 
which could have an adverse effect on our operating results and financial condition. 

We also face challenges and risks in implementing initiatives to manage our cost structure to business levels, as portions 
of salaries, wages, and benefits are fixed in nature and the adjustments which would otherwise be necessary to align the 
labor cost structure to corresponding business levels are limited as we strive to maintain customer service. We may not be 
able to appropriately adjust our cost structure to changing market demands. It is more difficult to match our staffing levels 
to  our  business  needs  in  periods  of  rapid  or  unexpected  change.  We  may  incur  additional  costs  related  to  purchased 
transportation and/or experience labor inefficiencies while, and for a time following, training employees who are hired in 
response to growth. These costs of managing our cost structure could have a material adverse effect on our results of 
operations and financial condition. We periodically evaluate and modify the network of our Asset-Based operations to 
reflect changes in customer demands and to reconcile the segment’s infrastructure with tonnage levels and the proximity 
of customer freight, and there can be no assurance that these network changes, to the extent such network changes are 
made, will result in a material improvement in our Asset-Based segment’s results of operations. 

Our business is cyclical in nature, and we are subject to general economic factors and instability in financial and 
credit  markets  that  are  largely  beyond  our  control,  any  of  which  could  adversely  affect  our  business,  financial 
condition, and results of operations. 

Our business is cyclical in nature and tends to reflect general economic conditions, which can be impacted by government 
actions, including suspension of government operations. Our performance is affected by recessionary economic cycles, 
downturns in customers’ business cycles, and changes in their business practices. Our tonnage and shipment levels are 
directly affected by industrial production and manufacturing, distribution, residential and commercial construction, and 
consumer spending, in each case primarily in the North American economy, and capacity in the trucking industry as well 
as our customers’ inventory levels and freight profile characteristics. We are also subject to risks related to disruption of 
world  markets  that  could  affect  shipments  between  countries  and  could  adversely  affect  the  volume  of  freight  in  the 
markets we serve and related pricing. Recessionary economic conditions may result in a general decline in demand for 
freight transportation and logistics services. The pricing environment generally becomes more competitive during periods 
of  slow  economic  growth  and  economic  recessions,  which  adversely  affects  the  profit  margin  for  our  services.  Our 
operations and the rates we obtain for our services may also be negatively impacted when economic conditions lead to a 
decrease in shipping demand, which in turn results in excess tractor and trailer capacity in the industry. In certain market 
conditions, we may have to accept more freight from freight brokers, where freight rates are typically lower, or we may 
be forced to incur more non-revenue miles to obtain loads.  

19 

 
 
 
 
 
 
 
Economic conditions could adversely affect our customers’ business levels, the amount of transportation services they 
require, and their ability to pay for our services, thus negatively impacting our working capital and our ability to satisfy 
our financial obligations and covenants of our financing arrangements. Because a portion of our costs are fixed, it may be 
difficult  for  us  to  quickly  adjust  our  cost  structure  proportionately  with  fluctuations  in  volume  levels.  Customers 
encountering  adverse  economic  conditions  or  facing  credit  issues  could  experience  cash  flow  difficulties  and,  thus, 
represent a greater potential for payment delays or uncollectible accounts receivable, and, as a result, we may be required 
to increase our allowances for uncollectible accounts receivable. Our obligation to pay third-party service providers is not 
contingent upon payment from our customers, and we extend credit to certain of these customers which increases our 
exposure to uncollectible receivables.  

Given the economic conditions of recent years, current economic uncertainties, and the potential impact on our business, 
there can be no assurance that our estimates and assumptions regarding the pricing environment and economic conditions, 
which  are  made  for  purposes  of  impairment  tests  related  to  operating  assets  and  deferred  tax  assets,  will  prove  to  be 
accurate.  

We are affected by the instability in the financial and credit markets that from time to time has created volatility in various 
interest rates and returns on invested assets in recent years. We are subject to market risk due to variable interest rates on 
our  borrowings  on  the  accounts  receivable  securitization  program  and  the  revolving  credit  facility  (“Credit  Facility”). 
Although we have an interest rate swap agreement to mitigate a portion of our interest rate risk by effectively converting 
$50.0 million of borrowings under our Credit Facility, of which $70.0 million remains outstanding at the end of February 
2019, from variable-rate interest to fixed-rate interest, changes in interest rates may increase our financing costs related to 
our Credit Facility, future borrowings against our accounts receivable securitization program, new notes payable or capital 
lease  arrangements,  or  additional  sources  of  financing.  Interest  rates  are  highly  sensitive  to  many  factors,  including 
governmental monetary policies, domestic and international economic and political conditions and other factors beyond 
our  control.  Furthermore,  future  financial  market  disruptions  may  adversely  affect  our  ability  to  refinance  our  Credit 
Facility and accounts receivable securitization program, maintain our letter of credit arrangements or, if needed, secure 
alternative  sources  of  financing.  If  any  of  the  financial  institutions  that  have  extended  credit  commitments  to  us  are 
adversely affected by economic conditions, disruption to the capital and credit markets, or increased regulation, they may 
become unable to fund borrowings under their credit commitments or otherwise fulfill their obligations to us, which could 
have an adverse impact on our ability to borrow additional funds, and thus have an adverse effect on our operations and 
financial condition. (See Note G to our consolidated financial statements included in Part II, Item 8 of this Annual Report 
on Form 10-K for further discussion of our financing arrangements.) 

As of December 31, 2018, our qualified nonunion defined benefit pension plan trust held investments in cash equivalents 
and income securities totaling $26.6 million, which are reported at fair value based on quoted market prices and are subject 
to market risk. Although these investments were primarily held in money market mutual funds as of December 31, 2018, 
declines in the value of plan assets resulting from instability in the financial markets, general economic downturn, or other 
economic factors beyond our control could cause a decline in the funded status of the nonunion defined benefit pension 
plan  and  potentially  require  an  increase  in  the  contribution  we  may  be  required  to  make  to  fund  the  purchase  of  a 
nonparticipating  annuity  contract  to  settle  the  remaining  obligation  for  plan  benefits  in  excess  of  plan  assets  upon 
liquidation of the plan in first quarter 2019. (See Note I to our consolidated financial statements included in Part II, Item 
8 of this Annual Report on Form 10-K for further discussion of termination of our nonunion defined benefit pension plan.) 

We could also experience losses on investments related to our cash surrender value of variable life insurance policies, 
which may negatively impact our results of operations. 

Furthermore, it is not possible to predict the effects of actual or threatened armed conflicts, terrorist attacks, or political 
and/or civil unrest on the economy or on consumer confidence in the United States or the impact, if any, on our future 
results of operations or financial condition.  

We depend on services provided by third parties, and increased costs or disruption of these services, and claims 
arising from these services, could adversely affect our business, results of operations, financial condition, cash flows, 
and customer relationships. 

A reduction in the availability of rail services or services provided by third-party capacity providers to meet customer 
requirements, as well as higher utilization of third-party agents to maintain service levels in periods of tonnage growth or 
higher  shipment  levels,  could  increase  purchased  transportation  costs  which  we  may  be  unable  to  pass  along  to  our 

20 

 
 
 
 
 
 
 
customers. If a disruption or reduction in transportation services from our rail or other third-party service providers were 
to occur, we could be faced with business interruptions that could cause us to fail to meet the needs of our customers. In 
addition, we may not be able to negotiate competitive contracts with railroads or other third-party service providers to 
expand our capacity, add additional routes, or obtain services at costs that are acceptable to us or our customers. If these 
situations occur, our business, results of operations, financial condition, cash flows, and customer relationships could be 
adversely impacted. 

Our ability to secure the services of third-party service providers is affected by many risks beyond our control, including 
the  inability  to  obtain  the  services  of  reliable  third  parties  at  competitive  prices;  the  shortage  of  quality  third-party 
providers, including owner operators and drivers of contracted carriers for our ArcBest segment; shortages in available 
cargo capacity of third parties, including capacity constraints in the truckload market which we experienced during 2018; 
equipment  shortages  in  the  transportation  industry,  particularly  among  contracted  truckload  carriers;  changes  in 
government  regulations  affecting  the  transportation  industry  and  their  related  impact  on  operations,  such  as  hours-of-
service  rules  and  the  ELD  mandate  discussed  in  “Competition,  Pricing,  and  Industry  Factors”  within  Part I,  Item  1 
(Business) of this Annual Report on Form 10-K; labor disputes; or a significant interruption in service or stoppage in third-
party  transportation  services.  Each  of  these  risks  could  have  a  material  adverse  effect  on  the  operating  results  of  our 
ArcBest segment.  

Third-party providers can be expected to increase their prices based on market conditions or to cover increases in operating 
expenses. These providers are subject to industry regulations which may have a significant impact on their operations, 
causing them to increase prices or exit the industry. Increased industry demand for these transportation services may reduce 
available capacity and such a reduction or other changes in these services offered by third parties may increase pricing or 
otherwise change the services we are able to offer to our customers. If we are unable to correspondingly increase the prices 
we charge to our customers, including the effect of third-party carrier rate increases outpacing customer pricing, or if we 
are unable to secure sufficient third-party services to meet our commitments to our customers, there could be a material 
adverse impact on our operations, revenues, profitability and customer relationships.  

In addition, we may be subject to claims arising from services provided by third parties, particularly in connection with 
the operations of our ArcBest segment, which are dependent on third-party contract carriers. From time to time, the drivers 
who are owner operators, independent contractors, or employees working for third-party carriers that we contract with are 
involved in accidents or incidents that may result in cargo loss or damage, other property damage, or serious personal 
injuries including death. As a result, claims may be asserted against us for actions by such drivers or for our actions in 
contracting  with  them  initially  or  retaining  them  over  time.  The  Company  or  its  subsidiaries  could  be  held  directly 
responsible for these third-party claims and, regardless of ultimate liability, may incur significant costs and expenses in 
defending these claims. We may also incur claims in connection with third-party vendors utilized in FleetNet’s operations. 
Our third-party contract carriers and other vendors may not agree to bear responsibility for such claims or we may become 
responsible if they are unable to pay the claims, for example, due to bankruptcy proceedings, and such claims may exceed 
the amount of our insurance coverage or may not be covered by insurance at all. 

Our  business  operations  are  subject  to  numerous  governmental  regulations,  and  costs  of  compliance  with,  or 
liability  for  violations  of,  existing  or  future  regulations  could  have  a  material  adverse  effect  on  our  financial 
condition and results of operations. 

Various federal and state agencies exercise broad regulatory powers over the transportation industry, generally governing 
such  activities  as  operations  of  and  authorization  to  engage  in  motor  carrier  freight  transportation,  operations  of  non-
vessel-operating common carriers, operations of ocean freight forwarders and ocean transportation intermediaries, indirect 
air carriage, safety, contract compliance, insurance and bonding requirements, tariff and trade policies, customs, import 
and export, food safety, employment practices, licensing and registration, taxation, environmental matters, data privacy 
and security, and financial reporting. We could become subject to new or more restrictive regulations, such as regulations 
relating  to  engine  emissions,  drivers’  hours  of  service,  occupational  safety  and  health,  ergonomics,  or  cargo  security. 
Increases  in  costs  to  comply  with  such  regulations  or  the  failure  to  comply,  which  could  subject  us  to  penalties  or 
revocation of our permits or licenses, could increase our operating expenses or otherwise have a material adverse effect 
on the results of our operations. Such regulations could also influence the demand for transportation services.  Failure to 
comply with safety and security laws and regulations can result in both civil and criminal actions against the Company.  
In addition to the potential harm to our reputation and brands, the financial burdens resulting from such actions could have 
a material adverse effect on our financial condition and results of operations. 

21 

 
 
 
 
 
 
We operate in the United States, and from the United States for international transportation, pursuant to federal operating 
authority granted by the DOT, the U.S. Federal Maritime Commission and the Transportation Security Administration, 
which is now part of the U.S. Department of Homeland Security. Failures by us, or our contracted owner operators and 
third-party carriers, to comply with the various applicable federal safety laws and regulations, or downgrades in our safety 
rating, could have a material adverse impact on our operations or financial condition. A downgrade in our safety rating 
could cause us to lose customers, as well as the ability to self-insure. The loss of our ability to self-insure for any significant 
period of time could materially increase insurance costs or we could experience difficulty in obtaining adequate levels of 
insurance coverage. 

Our  ArcBest  segment  utilizes  third-party  service  providers  who  are  subject  to  similar  regulation  requirements,  as 
previously mentioned. If the operations of these providers are impacted to the extent that a shortage of quality third-party 
service  providers  occurs,  there  could  be  a  material  adverse  effect  on  our  ArcBest  segment’s  business  and  results  of 
operations. Also, activities by these providers that violate applicable laws or regulations could result in governmental or 
third-party  actions  against  us.  Although  third-party  service  providers  with  whom  we  contract  agree  to  comply  with 
applicable laws and regulations, we may not be aware of, and may therefore be unable to address or remedy, violations by 
them. 

As a worldwide transportation and logistics provider, the Company collects and processes significant amounts of customer 
data  on  a  daily  basis.  Recently,  there  have  been  global  efforts  by  governments  and  consumer  groups  for  increased 
transparency in how customer data is utilized and how customers can control the use and storage of their data. In 2018, 
the European Union's General Data Protection Regulation (“GDPR”) went into effect, which imposes strict new rules on 
controlling and processing customer data originating from the European Union. The State of California also passed an 
extensive consumer data protection law. Complying with new data protection laws and regulations, including the GDPR 
and the California Consumer Privacy Act of 2018, may increase the Company’s compliance costs or require us to modify 
our  data  handling  practices.  Non-compliance  could  result  in  governmental  or  consumer  actions  against  us  and  may 
otherwise adversely impact our reputation, operating results and financial condition. 

Our operations are subject to various environmental laws and regulations, the violation of which could result in 
substantial fines or penalties. The costs of compliance with existing and future environmental laws and regulations 
may be significant and could adversely impact our results of operations. 

We are subject to federal, state and local environmental laws and regulations relating to, among other areas: emission 
controls,  transportation  of  hazardous  materials,  underground  and  aboveground  storage  tanks,  stormwater  pollution 
prevention,  contingency  planning  for  spills  of  petroleum  products,  and  disposal  of  waste  oil.  We  may  be  subject  to 
substantial fines or civil penalties if we fail to obtain proper certifications or permits or if we do not comply with required 
inspections and testing provisions.  

We routinely transport or arrange for the transportation of hazardous materials and explosives. These operations involve 
the  risks  of,  among  others,  fuel  spillage  or  leakage,  environmental  damage,  a  spill  or  accident  involving  hazardous 
substances, and hazardous waste disposal.  In addition, if any damage or injury occurs as a result of our transportation of 
hazardous materials or explosives, we may be subject to claims from third parties and bear liability for such damage or 
injury. 

At certain facilities of our Asset-Based operations, we store fuel and oil in underground and aboveground tanks.  Our 
material handling and storage, fueling, equipment maintenance and cleaning subject us to the Clean Water Act stormwater 
regulations.   With regard to these areas, applicable regulatory requirements have several components including training, 
notification, inspection, testing, and operations and maintenance.  

Under certain environmental laws, we could be subject to strict liability for any clean-up costs relating to contamination 
at  our  past  or  present  facilities  and  at  third-party  waste  disposal  sites,  as  well  as  costs  associated  with  the  cleanup  of 
accidents involving our vehicles.  

Although we have instituted programs to monitor and control environmental risks and promote compliance with applicable 
environmental  laws  and  regulations,  violations  of  applicable  laws  or  regulations  may  subject  us  to  cleanup  costs  and 
liabilities not covered by insurance or in excess of our applicable insurance coverage, including substantial fines, civil 
penalties, or civil and criminal liability, as well as bans on making future shipments in particular geographic areas, any of 
which could adversely affect our business, results of operations, financial condition, and cash flows.  

22 

 
 
 
 
 
 
 
 
Concern over climate change, including the impact of global warming, has led to significant legislative and regulatory 
efforts to limit carbon and other greenhouse gas emissions, and some form of federal, state, and/or regional climate change 
legislation is possible in the future, including the CTI which includes plans for future rulemaking to reduce NOx emissions. 
We are unable to determine with any certainty the effects of any future climate change legislation. However, emission-
related regulatory actions have historically resulted in increased costs of revenue equipment, diesel fuel, and equipment 
maintenance, and future legislation, if enacted, could impose substantial costs on us that may adversely impact our results 
of operations. Such regulatory actions have also required vendors to introduce new engines and emissions technologies, 
and  the  maintenance  demands  and  reliability  of  vehicles  equipped  with  these  newly  designed  engines,  as  well  as  the 
residual  values  realized  from  the  disposition  of  these  vehicles,  is  uncertain.  Such  regulatory  actions  may  also  require 
changes  in  our  operating  practices  and  impair  equipment  productivity.  We  are  also  subject  to  increasing  customer 
sensitivity to sustainability issues, and we may be subject to additional requirements related to customer-led initiatives or 
their  efforts  to  comply  with  environmental  programs.  Until  the  timing,  scope,  and  extent  of  any  future  regulation  or 
customer  requirements  become  known,  we  cannot  predict  their  effect  on  our  cost  structure,  business,  or  results  of 
operations.  Furthermore,  although  we  are  committed  to  mandatory  and  voluntary  sustainability  practices,  increased 
awareness and any adverse publicity about greenhouse gas emissions emitted by companies in the transportation industry 
could harm our reputation or reduce customer demand for our services. 

We could be obligated to make additional significant contributions to multiemployer pension plans. 

ABF Freight contributes to multiemployer pension and health and welfare plans to provide benefits for its contractual 
employees. ABF Freight’s contributions generally are based on the time worked by its contractual employees in accordance 
with its collective bargaining agreement with the IBT and other related supplemental agreements. 

The multiemployer plans to which ABF Freight contributes, which have been established pursuant to the Taft-Hartley Act, 
are jointly-trusteed (half of the trustees of each plan are selected by the participating employers, the other half by the IBT) 
and cover collectively-bargained employees of multiple unrelated employers. Due to the inherent nature of multiemployer 
pension plans, there are risks associated with participation in these plans that differ from single-employer plans. Assets 
received by the plans are not segregated by employer, and contributions made by one employer can be and are used to 
provide  benefits  to  current  and  former  employees  of  other  employers.  If  a  participating  employer  in  a  multiemployer 
pension  plan  no  longer  contributes  to  the  plan,  the  unfunded  obligations  of  the  plan  may  be  borne  by  the  remaining 
participating employers. If a participating employer in a multiemployer pension plan completely withdraws from the plan, 
it owes to the plan its proportionate share of the plan’s unfunded vested benefits, referred to as a withdrawal liability. A 
complete withdrawal generally occurs when the employer permanently ceases to have an obligation to contribute to the 
plan.  Withdrawal  liability  is  also  owed  in  the  event  the  employer  withdraws  from  a  plan  in  connection  with  a  mass 
withdrawal, which generally occurs when all or substantially all employers withdraw from the plan in a relatively short 
period of time pursuant to an agreement. Were ABF Freight to completely withdraw from certain multiemployer pension 
plans, whether in connection with a mass withdrawal or otherwise, under current law, we would have material liabilities 
for our share of the unfunded vested liabilities of each such plan.  

The 25 multiemployer pension plans to which ABF Freight contributes vary greatly in size and in funded status. ABF 
Freight’s obligations to these plans are generally specified in the 2018 ABF NMFA, which will remain in effect through 
June  30,  2023.  The  funding  obligations  to  the  multiemployer  pension  plans  are  intended  to  satisfy  the  requirements 
imposed by the Pension Protection Act of 2016 (the “PPA”), which was permanently extended by the Reform Act under 
the CFCAA. ABF Freight pays some of the highest benefit contribution rates in the industry and continues to address the 
effect of the Asset-Based segment’s wage and benefit cost structure on its operating results in discussions with the IBT. 
Through the term of its current collective bargaining agreement, ABF Freight’s obligations generally will be satisfied by 
making the specified contributions when due. Future contribution rates will be determined through the negotiation process 
for contract periods following the term of the current collective bargaining agreement.  We cannot determine with any 
certainty the minimum contributions that will be required under future collective bargaining agreements or the impact they 
will have on our results of operations and financial condition.  

Several  of  the  multiemployer  pension  plans  to  which  ABF  Freight  contributes  are  underfunded  and,  in  some  cases, 
significantly  underfunded.  The  underfunded  status  of  these  plans  developed  over  many  years,  and  we  believe  that  an 
improved funded status will also take time to be achieved, if it can be achieved at all. In addition, the highly competitive 
industry in which we operate could impact the viability of contributing employers. The reduction or loss of contributions 
by member employers, the impact of market risk or instability in the financial markets on plan assets and liabilities, and 

23 

 
 
 
 
 
the effect of any one or combination of the aforementioned business risks, all of which are beyond our control, have the 
potential to adversely affect the funded status of the multiemployer pension plans, potential withdrawal liabilities, and our 
future contribution requirements.  

Based on the most recent annual funding notices we have received, most of which are for plan years ended December 31, 
2017, approximately 62% of ABF Freight’s contributions to multiemployer pension plans are made to plans that are in 
“critical and declining status”, including the Central States, Southeast and Southwest Areas Pension Plan (the “Central 
States Pension Plan”) and the New England Teamsters and Trucking Industry Pension Fund (the “New England Pension 
Fund”). “Critical and declining status” is applicable to critical status plans under the PPA that are projected to become 
insolvent anytime within the next 14 plan years, or if the plan is projected to become insolvent within the next 19 plan 
years and either the plan’s ratio of inactive participants to active participants exceeds two to one or the plan’s funded 
percentage is less than 80%. Approximately 2% of ABF Freight’s contributions to multiemployer pension plans are made 
to  plans  that  are  in  “critical  status”  (generally  less  than  65%  funded)  but  not  in  “critical  and  declining  status”  and 
approximately 4% of its contributions are made to plans that are in “endangered status” (generally more than 65% but less 
than 80% funded), as defined by the PPA. 

Approximately one-half of ABF Freight’s multiemployer pension contributions are made to the Central States Pension 
Plan. The funded percentage of the Central States Pension Plan, as set forth in information provided by the Central States 
Pension Plan, was 37.8% and 42.1% as of January 1, 2017 and 2016, respectively. ABF Freight received an Actuarial 
Certification of Plan Status for the Central States Pension Plan dated March 30, 2018, in which the plan’s actuary certified 
that, as of January 1, 2018, the plan is in critical and declining status, as defined by the Reform Act.  Although the future 
of the Central States Pension Plan is impacted by a number of factors, without legislative action, the plan is currently 
projected to become insolvent within 10 years or less. The 2018 ABF NMFA provides for contributions to the Central 
States Pension Plan through June 30, 2023, and ABF Freight’s contribution rate is not expected to increase during the 
remainder of this period (though there are no guarantees).  

Our engagement of independent contractor drivers to provide a portion of the capacity for our ArcBest segment 
exposes us to different risks than we face with our employee drivers. If we have difficulty in securing independent 
owner operators, or if we incur increased costs to utilize independent owner operators, our financial condition, 
results of operations, and cash flows could be adversely affected. 

The driver fleet for portions of our ArcBest segment is made up of independent owner operators and individuals. We face 
intense competition in attracting and retaining qualified owner operators from the available pool of drivers and fleets, and 
we may be required to increase owner operator compensation or take other measures to remain an attractive option for 
owner  operators,  which  may  negatively  impact  our  results  of  operations.  If  we  are  not  able  to  maintain  our  delivery 
schedules due to a shortage of drivers or if we are required to increase our rates to offset increases in owner operator 
compensation, our services may be less competitive, which could have an adverse effect on our business. Furthermore, as 
these independent owner operators and individuals are third-party service providers, rather than our employees, they may 
decline loads of freight from time to time, which may impede our ability to deliver freight in a timely manner. If we fail 
to meet certain customer needs or incur increased expenses to do so, this could adversely affect the business, financial 
condition, and results of operations of our ArcBest segment. 

Additionally, we pay independent contractor drivers a fuel surcharge that increases with the increase in fuel prices. A 
significant increase or rapid fluctuation in fuel prices could cause the fuel surcharge we pay to independent contractors to 
be higher than the revenue we receive under our customer fuel surcharge programs, which could adversely impact the 
results of operations of our ArcBest segment. 

If the independent contractors we contract with are deemed by regulators or judicial process to be employees, or if 
we experience operational or regulatory issues related to our use of these contract drivers, our financial condition, 
results of operations, and cash flows could be adversely affected. 

The transportation and logistics industry’s heavy dependence on independent contractors for providing services has made 
it  a  target  of  litigation.  Class  actions  and  other  lawsuits  have  arisen  in  the  industry  seeking  to  reclassify  independent 
contractor drivers as employees for a variety of purposes, including workers’ compensation, wage-and-hour, and health 
care coverage. Many states have enacted restrictive laws that make it difficult to successfully prove independent-contractor 
status, and all states have enforcement programs to evaluate the classification of independent contractors.  There can be 
no assurance that legislative, judicial, or regulatory authorities will not introduce proposals or assert interpretations of 

24 

 
 
 
 
 
 
 
existing rules and regulations resulting in the reclassification of the owner operators of the operations within our ArcBest 
segment as employees. In the event of such reclassification of these owner operators, we could be exposed to various 
liabilities and additional costs and our business and results of operations could be adversely affected. These liabilities and 
additional costs could include exposure, for both future and prior periods, under federal, state, and local tax laws, and 
workers’ compensation, unemployment benefits, labor, and employment laws, as well as potential liability for penalties 
and interest and under vicarious liability principles, which could have a material adverse effect on the results of operations 
and financial condition of our ArcBest segment. 

We  are  subject  to  litigation  risks  that  could  result  in  significant  expenditures  and  have  other  material  adverse 
effects on our business, results of operations, and financial condition. 

The nature of our business exposes us to the potential for various claims and litigation, including class-action litigation 
and other legal proceedings brought by customers, suppliers, employees, or other parties, related to labor and employment, 
competitive  matters,  personal  injury,  property  damage,  cargo  claims,  safety  and  contract  compliance,  environmental 
liability, and other matters. We are subject to risk and uncertainties related to liabilities, including damages, fines, penalties, 
and substantial legal and related costs, that may result from these claims and litigation. Some or all of our expenditures to 
defend, settle, or litigate these matters may not be covered by insurance or could impact our cost of, and ability to obtain, 
insurance in the future. Also, litigation can be disruptive to normal business operations and could require a substantial 
amount of time and effort by our management team.  Any material litigation or a catastrophic accident or series of accidents 
could have a material adverse effect on our business, results of operations, and financial condition. Our business reputation 
and our relationship with our customers, suppliers, and employees may also be adversely impacted by our involvement in 
legal proceedings.  

We establish reserves based on our assessment of known legal matters and contingencies. New legal claims, or subsequent 
developments related to known legal claims, asserted against us may affect our assessment and estimates of our recorded 
legal reserves and may require us to make payments in excess of our reserves, which could have an adverse effect on our 
financial condition or results of operations. 

Our  corporate  reputation  and  our  business  depend  on  a  variety  of  intellectual  property  rights,  including 
trademarks, domain names, trade secrets, copyrights, patents, and licenses and other contractual rights.  If we are 
unable to maintain our corporate reputation, our brands, and other intellectual property rights, or if we face claims 
of infringement of third-party rights, our business may suffer.  The costs and resources expended to enforce or 
protect  our  rights  or  to  defend  against  infringement  claims  could  adversely  impact  our  business,  results  of 
operations, and financial condition. 

ArcBest is recognized as a multi-faceted logistics provider with creative problem solvers who deliver integrated logistics 
solutions. Beyond this fundamental marketplace recognition of our collective brand identity, our other key brands represent 
additional unique value in their target markets. The ABF Freight brand is well-recognized in the industry for our Asset-
Based operations’ leadership in commitment to quality, customer service, safety, and technology. The Panther Premium 
Logistics brand within the operations of our ArcBest segment is recognized for solving the toughest shipping and logistics 
challenges,  delivering  time-sensitive,  mission-critical,  and  high-value  freight  with  speed  and  precision.  Our  business 
depends, in part, on our ability to maintain the image of our brands. Service, performance, and safety issues, whether actual 
or perceived and whether as a result of our actions or those of our third-party contract carriers and their drivers and owner 
operators or other third-party service providers, could adversely impact our customers’ image of our brands, including 
ArcBest, ABF Freight, Panther Premium Logistics, and U-Pack, and result in the loss of business or impede our growth 
initiatives. Adverse publicity regarding labor relations, legal matters, environmental concerns, and similar matters, whether 
or not justified, could have a negative impact on our reputation and may result in the loss of customers and our inability 
to secure new customer relationships. Our business and our image could also be negatively impacted by a breach of our 
corporate policies by employees or vendors. Portions of our business, such as the moving services provided under our U-
Pack brand, are dependent on the internet for attracting and securing customers, and the possibility that fraudulent behavior 
may  confuse  or  deceive  customers  heightens  the risk  of damage  to  our  reputation  and  increases  the  time  and  expense 
required  to  protect  and  maintain  the  integrity  of  our  brands.    With  the  increased  use  of  social  media  outlets,  adverse 
publicity can be disseminated quickly and broadly, making it increasingly difficult for us to effectively respond. Damage 
to our reputation and loss of brand equity could reduce demand for our services and thus have an adverse effect on our 
business, results of operations, and financial condition, as well as require additional resources to rebuild our reputation 
and restore the value of our brands.  

25 

 
 
 
 
 
 
We have registered or are pursuing registration of various marks and designs as trademarks in the United States, including 
but not limited to “ArcBest,” “ABF Freight,” “FleetNet America,” “Panther Premium Logistics,” “U-Pack,” “The Skill & 
The Will,” and “More Than Logistics.”  For some marks, we also have registered or are pursuing registration in certain 
other  countries.  At  times,  competitors  may  adopt  service  or  trade  names  or  logos  or  designs  similar  to  ours,  thereby 
impeding our ability to build brand identity and possibly leading to market confusion. In addition, there could be potential 
trade  name  or  trademark  infringement  claims  brought  by  owners  of  other  registered  trademarks  or  trademarks  that 
incorporate variations of our registered trademarks. From time to time, we have acquired or attempted to acquire internet 
domain  names  held  by  others  when  such  names  have  caused,  or  had  the  potential  to  cause,  consumer  confusion. 
Additionally, our business and operations utilize and depend upon both internally developed and purchased technology, 
either of which could be infringed upon, or subject to claims of infringement.  Any of our intellectual property rights 
related to trademarks, trade secrets, domain names, copyrights, patents, or other intellectual property, whether owned or 
licensed, could be challenged or invalidated, or misappropriated or infringed upon, by third parties. Our efforts to obtain, 
enforce, or protect our proprietary rights, or to defend against a third-party infringement claim, may be ineffective and 
could result in substantial costs and diversion of resources and could adversely impact our corporate reputation, business, 
results of operations, and financial condition.  

Our management team is an important part of our business and loss of key employees could impair our business, 
results of operations, and financial condition. 

We benefit from the leadership and experience of our senior management team and other key employees and depend on 
their continued services to successfully implement our business strategy. The unexpected loss of key employees or inability 
to  execute  our  training  and  succession  planning  strategies  could  have  an  adverse  effect  on  our  business,  results  of 
operations, and financial condition if we are unable to secure replacement personnel that have sufficient experience in our 
industry and in the management of our business.  

Our  Credit  Facility  and  accounts  receivable  securitization  program  contain  customary  financial  covenants  and 
other  customary  restrictive  covenants  that  may  limit  our  future  operations.  A  default  under  these  financing 
arrangements or changes in regulations which impact the availability of funds or our costs to borrow under our 
financing arrangements could cause a material adverse effect on our liquidity, financial condition, and results of 
operations. 

Our  Second  Amended  and  Restated  Credit  Agreement  (the  “Credit  Agreement”),  which  governs  our  Credit  Facility, 
contains representations and warranties, conditions, and events of default that are customary for financings of this type 
including, but not limited to, a minimum interest coverage ratio, a maximum adjusted leverage ratio, and limitations on 
incurrence  of  debt,  investments,  liens  on  assets,  certain  sale  and  leaseback  transactions,  transactions  with  affiliates, 
mergers, consolidations, and sales of assets. Our accounts receivable securitization program also contains affirmative and 
negative covenants and events of default that are customary for financings of this type, including a maximum adjusted 
leverage ratio and requirements to maintain certain characteristics of the receivables, such as rates of delinquency, default, 
and  dilution.  Failing  to  achieve  certain  financial  ratios  as  required  by  our  Credit  Facility  and  accounts  receivable 
securitization  program  could  adversely  affect  our  ability  to  finance  our  operations,  make  strategic  acquisitions  or 
investments, or plan for or react to market conditions or otherwise execute our business strategies. 

If we default under the terms of the Credit Agreement or our accounts receivable securitization program and fail to obtain 
appropriate amendments to or waivers under the applicable financing arrangement, our borrowings under such facilities 
could be immediately declared due and payable.  An event of a default under either of these facilities could constitute 
automatic default on the other of these facilities and could trigger cross-default provisions in our outstanding notes payable 
and other financing agreements, unless the lenders to these facilities choose not to exercise remedies or to otherwise allow 
us to cure the default. If we fail to pay the amount due under our Credit Facility or accounts receivable securitization 
program, the lenders could proceed against the collateral by which the facility is secured, our borrowing capacity may be 
limited, or one or both of the facilities could be terminated. If acceleration of outstanding borrowings occurs or if one or 
both  of  the  facilities  is  terminated,  we  may  have  difficulty  borrowing  additional  funds  sufficient  to  refinance  the 
accelerated debt or entering into new credit or debt arrangements, and, if available, the terms of the financing may not be 
acceptable. A default under the Credit Agreement or accounts receivable securitization program, changes in regulations 
which impact the availability of funds or our costs to borrow under our financing arrangements, or our inability to renew 
our financing arrangements with terms that are acceptable to us, could have a material adverse effect on our liquidity and 
financial condition. 

26 

 
 
 
 
 
 
We  have  significant  ongoing  capital  requirements  that  could  have  a  material  adverse  effect  on  our  business, 
profitability, and growth if we are unable to generate sufficient cash from operations or obtain sufficient financing 
on favorable terms or properly forecast capital needs to correspond with business volumes. 

We have significant ongoing capital requirements. If we are not able to generate sufficient cash from operations in the 
future, our growth could be limited; it may be necessary for us to utilize our existing financing arrangements to a greater 
extent  or  enter  into  additional  financing  or  leasing  arrangements,  possibly  on  less  favorable  terms;  or  our  revenue 
equipment may have to be held for longer periods, which would result in increased expenditures for maintenance and 
reduced  salvage  value  upon  disposition  of  the  assets.  Forecasting  business  volumes  involves  many  factors,  including 
general economic trends and the impact of competition, which are subject to uncertainty and beyond our control. If we do 
not accurately forecast our future capital investment needs, especially for revenue equipment, in relation to corresponding 
business levels, we could have excess capacity or insufficient capacity. In addition, our Credit Facility contains provisions 
that could limit our level of annual capital expenditures. If we were unable to properly forecast capital needs and/or were 
unable to generate sufficient cash from operations, obtain adequate financing at acceptable terms, or if our capital spending 
was otherwise limited, there could be an adverse effect on our business, profitability, and growth.  

Claims expenses or the cost of maintaining our insurance, including medical plans, could have a material adverse 
effect on our results of operations and financial condition. 

Claims  may  be  asserted  against  us  for  accidents  or  for  cargo  loss  or  damage,  property  damage,  personal  injury,  and 
workers’ compensation related to events occurring in our operations. Claims may also be asserted against us for accidents 
involving the operations of third-party service providers that we utilize, for our actions in retaining their services, for loss 
or damage to our customers’ goods or other damages for which we are determined to be responsible. Such claims against 
us may not be covered by insurance policies or may exceed the amount of insurance coverage, which could adversely 
impact our results of operations and financial condition. While we have established liabilities which are adjusted to reflect 
our claims experience, actual claims costs and legal expenses may exceed our estimates. If the frequency and/or severity 
of claims increase, our operating results could be adversely affected. The timing of the incurrence of these costs could 
significantly and adversely impact our operating results.  

We are primarily self-insured for workers’ compensation, third-party casualty loss, and cargo loss and damage claims for 
the operations of our Asset-Based segment and certain of our other subsidiaries. We also self-insure for medical benefits 
for our eligible nonunion personnel. Because we self-insure for a significant portion of our claims exposure and related 
expenses, our insurance and claims expense may be volatile. If we lose our ability to self-insure for any significant period 
of  time,  insurance  costs  could  materially  increase  and  we  could  experience  difficulty  in  obtaining  adequate  levels  of 
insurance coverage in that event. Our self-insurance program for third-party casualty claims is conducted under a federal 
program administered by a government agency. If the government  were to terminate the program or if we  were to be 
excluded  from  the  program,  our  insurance  costs  could  increase.  Additionally,  if  our  third-party  insurance  carriers  or 
underwriters leave the trucking sector, our insurance costs or collateral requirements could materially increase, or we could 
experience  difficulties  in  finding  insurance  in  excess  of  our  self-insured  retention  limits.  We  could  also  experience 
additional  increases  in  our  insurance  premiums  or  deductibles  in  the  future  due  to  market  conditions  or  if  our  claims 
experience worsens. If our insurance or claims expense increases, or if we decide to increase our insurance coverage in 
the future, and we are unable to offset any increase in expense with higher revenues, our earnings could be adversely 
affected. In some instances, certain insurance could become unavailable or available only for reduced amounts of coverage. 
If we were to incur a significant liability for which we were not fully insured, it could have a material adverse effect on 
our results of operations and financial condition. 

Material increases in health care costs related to medical inflation, claims experience, current and future federal and state 
laws and regulations, and other cost components that are beyond our control could significantly increase the costs of our 
self-insured medical plans and postretirement medical costs, or require us to adjust the level of benefits offered to our 
employees. In particular, with the passage in 2010 of the U.S. Patient Protection and Affordable Care Act (the “PPACA”), 
we  are  required  to  provide  health  care  benefits  to  all  full-time  employees  that  meet  certain  minimum  requirements  of 
coverage and affordability, or otherwise be subject to a payment per employee based on the affordability criteria set forth 
in the PPACA. The PPACA also requires individuals to obtain coverage or face individual penalties, so employees who 
are currently eligible but have elected not to participate in our health care plans may ultimately find it more advantageous 
to do so. In general, implementing the requirements of health care reform has imposed additional administrative costs. The 
costs  of  maintaining  and  monitoring  compliance  and  reports  and  other  effects  of  these  new  healthcare  requirements, 
including any failure to comply, may significantly increase our health care coverage costs and could materially adversely 

27 

 
 
 
 
 
affect our financial condition and results of operations. Changes in healthcare legislation could potentially occur in the 
near term, which could result in changes to healthcare eligibility, design, and cost structure that could have an adverse 
impact on our business and operating costs; however, we cannot currently determine the impact of future regulatory action 
on our health care plans and the related costs. 

We have programs in place with multiple surety companies for the issuance of unsecured surety bonds in support of our 
self-insurance program for workers’ compensation and third-party casualty liability. Estimates made by the states and the 
surety companies of our future exposure for our self-insurance liabilities could influence the amount and cost of additional 
letters of credit and surety bonds required to support our self-insurance program, and we may be required to maintain 
secured surety bonds in the future which could increase the amount of our cash equivalents and short-term investments 
restricted for use and unavailable for operational or capital requirements.  

We may be unsuccessful in realizing all or any part of the anticipated benefits of any recent or future acquisitions. 

As part of our long-term strategy to ensure we are positioned to serve our customers within the changing marketplace by 
providing a comprehensive suite of transportation and logistics services, we have strategically invested in our Asset-Light 
businesses through acquisitions, most recently in 2016 and 2015. We continue to evaluate acquisition candidates and may 
acquire assets and businesses that we believe complement our existing assets and business or enhance our service offerings. 
The  processes  of  evaluating  acquisitions  and  performing  due  diligence  procedures  include  risks  which  may  adversely 
impact the success of our selection of candidates, pricing of the transaction, and ability to integrate critical functional areas 
of the acquired business. Further, we may not be able to acquire any additional companies at all or on terms favorable to 
us, even though we may have incurred expenses in evaluating and pursuing the strategic transactions.  

Acquisitions  may  require  substantial  capital  or  the  incurrence  of  substantial  indebtedness  or  may  involve  the  dilutive 
issuance of equity securities. If we consummate any future acquisitions, our capitalization and results of operations may 
change  significantly.  We  may  be  unable  to  generate  sufficient  revenue  or  earnings  from  the  operation  of  an  acquired 
business to offset our acquisition or investment costs, and the acquired business may otherwise fail to meet our operational 
or strategic expectations. The degree of success of our acquisitions will depend, in part, on our ability to realize anticipated 
cost savings and growth opportunities. Our success in realizing these benefits and the timing of this realization depends, 
in part, upon the successful integration of any acquired businesses.  

The possible risks involved in acquisitions, including potential difficulties of integration include, among others:  

 
 

 

 
 

 
 

 

 

 

retention of customers, key employees, and third-party service providers;  
combining  operations  of  the  companies,  including  the  integration  of  workforces  at  different  locations  while 
continuing to provide consistent, high-quality service to customers; 
unanticipated issues in the assimilation and consolidation of information technology, communications, and other 
systems, including additional systems training and other labor inefficiencies;  
consolidation of corporate and administrative infrastructures;  
difficulties and costs of on-boarding employees to our policies, procedures, business culture, and benefits and 
compensation programs, which may be inconsistent with those of the acquired company;  
difficulties managing businesses that are outside our historical core competency;  
inefficiencies and difficulties that arise because of unfamiliarity with potentially new markets or geographic areas 
and  new  assets  and  the  businesses associated  with  them,  including  additional  or  unanticipated  regulatory  and 
compliance issues;  
the effect on internal controls and compliance with the regulatory requirements under the Sarbanes-Oxley Act of 
2002;  
increased tax liability or other tax risk if future earnings are less than anticipated or there is a change in the tax 
deductibility of certain items; and 
other unanticipated issues, expenses, and liabilities, including previously unknown liabilities associated with the 
acquired  business  for  which  we  have  no,  or  are  unable  to  secure,  recourse  under  applicable  indemnification 
provisions.  

28 

 
 
 
 
 
 
The risks involved in successful integration could be heightened if we complete a large acquisition or multiple acquisitions 
within  a  short  period  of  time.  The  diversion  of  management’s  attention  from  our  current  operations  to  the  acquired 
operations and any difficulties encountered in combining operations, including underestimation of the resources required 
to support the acquisitions, could prevent us from realizing the full benefits anticipated from the acquisitions, and within 
the  anticipated  timeframe,  and  could  adversely  impact  our  business,  results  of  operations,  and  financial  condition.  If 
acquired operations fail to generate sufficient cash flows, we may incur impairments of goodwill, intangibles, and other 
assets in the future. 

We depend heavily on the availability of fuel for our trucks. Fuel shortages, changes in fuel prices, and the inability 
to  collect  fuel  surcharges  could  have  a  material  adverse  effect  on  our  business,  results  of  operations,  financial 
condition, and cash flows. 

The transportation industry is dependent upon the availability of adequate fuel supplies. A disruption in our fuel supply 
resulting from natural or man-made disasters; armed conflicts; terrorist attacks; actions by producers, including a decrease 
in drilling activity or the use of crude oil and oil reserves for purposes other than fuel production; legislation or regulations 
that require or result in new or alternate uses or other increase in the demand for fuel traditionally used by trucks; or other 
political, economic, and market factors that are beyond our control could have a material adverse effect on our business, 
results  of  operations,  financial  condition,  and  cash  flows.  We  maintain  fuel  storage  and  pumping  facilities  at  our 
distribution centers and certain other service centers; however, we may experience shortages in the availability of fuel at 
certain locations and may be forced to incur additional expense to ensure adequate supply on a timely basis to prevent a 
disruption to our service schedules. 

Fuel represents a significant operating expense for us, and we do not have any long-term fuel purchase contracts or any 
hedging arrangements to protect against fuel price increases. Fuel prices fluctuate greatly due to factors beyond our control, 
such as global supply and demand for crude oil and diesel, political events, price and supply decisions by oil producing 
countries  and  cartels,  terrorist  activities,  and  hurricanes  and  other  natural  or  man-made  disasters.  Fuel  prices  have 
fluctuated  significantly  in  recent  years.  Significant  increases  in  fuel  prices  or  fuel  taxes  resulting  from  these  or  other 
economic or regulatory changes which are not offset by base freight rate increases or fuel surcharges could have an adverse 
impact on our results of operations. 

Our Asset-Based segment and certain operations of our ArcBest segment assess a fuel surcharge based on an index of 
national diesel fuel prices. Although fuel surcharge revenue generally offsets increases in direct diesel fuel costs when 
applied, we incur certain fuel costs that cannot be recovered with fuel surcharges, and other operating costs have been, and 
may continue to be, impacted by fluctuating fuel prices. The total impact of energy prices on other nonfuel-related expenses 
is difficult to ascertain. We cannot predict, with reasonable certainty, future fuel price fluctuations, the impact of energy 
prices on other cost elements, recoverability of fuel costs through fuel surcharges, and the effect of fuel surcharges on our 
overall rate structure or the total price that we will receive from our customers. While the fuel surcharge is one of several 
components in our overall rate structure, the actual rate paid by customers is governed by market forces and the overall 
value of services provided to the customer. When fuel surcharges constitute a higher proportion of the total freight rate 
paid,  our  customers  are  less  receptive  to  increases  in  base  freight  rates.  Prolonged  periods  of  inadequate  base  rate 
improvements could adversely impact operating results as elements of costs, including contractual wage rates, continue to 
increase.  Further,  during  periods  of  low  freight  volumes,  shippers  can  use  their  negotiating  leverage  to  impose  lower 
pricing on compensatory fuel surcharges. 

During  periods  of  changing  diesel  fuel  prices,  the  fuel  surcharge  and  associated  direct  diesel  fuel  costs  also  vary  by 
different degrees. Depending upon the rates of these changes and the impact on costs in other fuel- and energy-related 
areas, operating margins could be impacted. Fuel prices have fluctuated significantly in recent years. Whether fuel prices 
fluctuate  or  remain  constant,  operating  results  may  be  adversely  affected  if  competitive  pressures  limit  our  ability  to 
recover fuel surcharges. Throughout 2018, the fuel surcharge mechanism generally continued to have market acceptance 
among  our  customers;  however,  certain  nonstandard  pricing  arrangements  have  limited  the  amount  of  fuel  surcharge 
recovered. The negative impact on operating margins of capped fuel surcharge revenue during periods of increasing fuel 
costs is more evident when fuel prices remain above the maximum levels recovered through the fuel surcharge mechanism 
on  certain  accounts.  Also,  because  our  fuel  surcharge  recovery  lags  behind  changes  in  fuel  prices,  our  fuel  surcharge 
recovery may not capture in any particular period the increased costs we pay for fuel, especially in periods in which fuel 
prices rapidly increase. In periods of declining fuel prices, fuel surcharge percentages also decrease, which negatively 
impacts the total billed revenue per hundredweight or revenue per shipment measure and, consequently, our revenues, and 
the revenue decline may be disproportionate to the corresponding decline in our fuel costs.  

29 

 
 
 
 
 
Higher fuel prices also cause customers of our FleetNet segment to seek cost savings throughout their businesses which 
may result in a reduction of miles driven and/or a deferral of maintenance practices that may reduce the volume of our 
maintenance service events, resulting in an adverse impact on the segment’s results of operations, financial condition and 
cash flows. 

Increased prices for, or decreases in the availability of, new revenue equipment and decreases in the value of used 
revenue  equipment,  as  well  as  higher  costs  of  equipment-related  operating  expenses,  could  adversely  affect  our 
results of operations and cash flows. 

In recent years, manufacturers have raised the prices of new revenue equipment significantly due to increased costs of 
materials and, in part, to offset their costs of compliance with new tractor engine and emissions system design requirements 
intended to reduce emissions, which have been mandated by the EPA, the NHTSA, and various state agencies such as 
those described in “Environmental and Other Government Regulations” within Part I, Item 1 (Business) of this Annual 
Report  on  Form  10-K.  Greenhouse  gas  emissions  regulations  are  likely  to  continue  to  impact  the  design  and  cost  of 
equipment utilized in our operations as well as fuel costs. A number of states have mandated, and California and certain 
other states may continue to individually mandate, additional emission-control requirements for equipment which could 
increase equipment and fuel costs for entire fleets that operate in interstate commerce. If new equipment prices increase 
more than anticipated, we could incur higher depreciation and rental expenses than anticipated. Our third-party capacity 
providers,  including  owner  operators  for  portions  of  our  ArcBest  segment  operations,  are  also  subject  to  increased 
regulations and higher equipment and fuel prices which will, in turn, increase our costs for utilizing their services or may 
cause certain providers to exit the industry which could lead to a capacity shortage and further increase our costs of securing 
third-party  services.  If  we  are  unable  to  fully  offset  any  such  increases  in  expenses  with  freight  rate  increases  and/or 
improved fuel economy, our results of operations could be adversely affected.   

Reduced  fuel  demand  due  to  improved  fuel  economy  may  result  in  legislative  efforts  to  increase  fuel  taxes  which,  if 
enacted, could increase our costs. If we are not able to offset fuel tax increases through reductions in other excise taxes or 
through increases in the rates we charge our customers, our business, results of operations, and financial condition could 
be adversely affected. 

We depend on suppliers for equipment, parts, and services that are critical to our operations, which may be difficult to 
procure in the event of decreased supply. From time to time, some original equipment manufacturers (“OEMs”) of tractors 
and trailers may reduce their manufacturing output due to, for example, lower demand for their products in economic 
downturns or a shortage of component parts. Component suppliers may either reduce production or be unable to increase 
production to meet OEM demand, creating periodic difficulty for OEMs to react in a timely manner to increased demand 
for new equipment and/or increased demand for replacement components as economic conditions change. At times, market 
forces may create market situations in which demand outstrips supply. In those situations, we may face reduced supply 
levels and/or increased acquisition costs. An inability to continue to obtain an adequate supply of new tractors or trailers, 
as well as related parts and services, for our Asset-Based operations could have a material adverse effect on our business, 
results of operations, and financial condition.  

During  prolonged  periods  of  decreased  business  levels,  we  and  other  trucking  companies  may  make  strategic  fleet 
reductions, which could result in an increase in the supply of used equipment. When the supply exceeds the demand for 
used revenue equipment, the general market value of used revenue equipment decreases. Used equipment prices are also 
subject to substantial fluctuations based on availability of financing and commodity prices for scrap metal. If market prices 
for used revenue equipment decline, corresponding decreases in our established salvage values on equipment being used 
in our Asset-Based operations would increase our depreciation expense, and we could incur impairment losses on assets 
held for sale which could have an adverse effect on our results of operations. 

30 

 
 
 
 
 
 
Our total assets include goodwill and intangibles. If we determine that these items have become impaired in the 
future, our earnings could be adversely affected. 

As  of  December  31,  2018,  we  had  recorded  goodwill  of  $108.3  million  and  intangible  assets,  net  of  accumulated 
amortization, of $68.9 million. Our goodwill and intangible assets resulted primarily from acquisitions in the ArcBest 
segment. Our annual impairment evaluations of goodwill and indefinite-lived intangible assets in 2018, 2017, and 2016 
produced no indication of impairment of the recorded balances. However, significant declines in business levels or other 
changes in cash flow assumptions or other factors that negatively impact the fair value of the operations of our reporting 
units could result in impairment and a resulting non-cash write-off of a significant portion of our goodwill and intangible 
assets, which would have an adverse effect on our financial condition and results of operations. 

Our nonunion defined benefit pension plan could have greater than anticipated funding requirements, which may 
adversely affect our financial condition and liquidity. 

As further discussed in Note I to our consolidated financial statements included in Part II, Item 8 of this Annual Report on 
Form 10-K, our nonunion defined benefit pension plan was terminated with an effective date of December 31, 2017 and 
the plan received a favorable determination letter from the IRS regarding qualification of the plan termination in September 
2018. In the fourth quarter of 2018, the plan began distributing immediate lump sum benefits elected by plan participants 
under  plan  termination.  The  plan  will  settle  the  remaining  obligation  for  deferred  benefits  with  the  purchase  of 
nonparticipating  annuity  contracts  from  insurance  companies  in  first  quarter  2019.  The  Company  will  make  a  cash 
contribution to the plan for the amount, if any, required to fund benefit distributions and annuity contract purchases in 
excess of plan assets.  

We  estimate  nonunion  pension  expense,  including  noncash  pension  settlement  charges,  could  total  approximately 
$4.0 million in first quarter 2019, and cash funding could total approximately $7.0 million in first quarter 2019, although 
there can be no assurances in this regard. The final pension settlement charges and the actual amount we will be required 
to contribute to the plan to fund benefit distributions in excess of plan assets are dependent on various factors, including 
the value of plan assets, the amount of lump-sum benefit distributions paid to participants, and the cost to purchase annuity 
contracts to settle the pension obligation related to benefits for which participants elect to defer payment until a later date. 

Our  results  of  operations  could  be  impacted  by  seasonal  fluctuations,  adverse  weather  conditions,  and  natural 
disasters. 

Our  operations  are  impacted  by  seasonal  fluctuations  which  affect  tonnage  and  shipment  levels,  and  demand  for  our 
services and, consequently, revenues and operating results. Freight shipments and operating costs of our Asset-Based and 
ArcBest segments can be adversely affected by inclement weather conditions. The first quarter of each year generally has 
the lowest tonnage levels, although other factors, including the state of the U.S. and global economies, may influence 
quarterly  freight  tonnage  levels.  At  the  same  time,  first  quarter  operating  expenses  may  increase  due  to,  among  other 
things,  a  decline  in  fuel  economy  because  of  higher  fuel  density  in  colder  temperatures,  higher  accident  frequency, 
increased  claims,  and  potentially  higher  equipment  repair  expenditures  caused  by  harsh  weather.  ArcBest  segment 
operations  are  influenced  by  seasonal  fluctuations  that  impact  customers’  supply  chains  and  the  resulting  demand  for 
expedited services. Expedite shipments of our ArcBest segment may decline due to post-holiday slowdowns during winter 
months  and  plant  shutdowns  during  summer  months.  Emergency  roadside  service  events  of  the  FleetNet  segment  are 
influenced  by  seasonal  variations  in  service  event  volume,  which  is  generally  lower  during  mild  weather  conditions. 
Business levels of the household goods moving services provided by our ArcBest segment are generally lower in the non-
summer months when demand for moving services is typically lower. In addition to the impact of weather on seasonal 
business trends, severe weather events and natural disasters, such as harsh winter weather, floods, hurricanes, earthquakes, 
tornadoes,  or  lightning  strikes,  could  disrupt  our  operations  or  the  operations  of  our  customers  or  third-party  service 
providers, destroy our assets, affect regional economies, or disrupt fuel supplies or increase fuel costs, each of which could 
adversely affect our business levels and operating results. Climate change may have an influence on the severity of weather 
conditions, which could adversely affect our freight shipments and business levels and, consequently, our operating results. 

31 

 
 
 
 
 
 
 
We are subject to certain risks arising from our international business. 

We provide transportation and logistics services to and from international locations and are, therefore, subject to risks of 
international business, including, but not limited to, changes in the economic strength of certain foreign countries; social, 
political, and economic instability; the ability to secure space or services from third-party aircraft, ocean vessels, and other 
modes of transportation or suppliers; burdens of complying with a wide variety of domestic and international laws and 
regulations, including export and import laws as well as different liability standards and less-developed legal systems; 
unexpected changes in foreign laws, regulations, trade, monetary or fiscal policy; changes in or enactment of tariffs, quotas, 
customs and other restrictions and trade barriers; difficulties in enforcing contractual obligations and intellectual property 
rights; and changes in foreign exchange rates. Additional risks associated with our international business include restrictive 
trade policies and trade wars, new or increased trade tariffs imposed by the U.S. government, duties, taxes, or government 
royalties  imposed  by  foreign  governments,  and  changes  in  international  tax  laws  and  regulations.  In  addition,  natural 
disasters, pandemics, war, acts of terrorism, and insurrections could impede our ability to provide satisfactory services to 
customers in international locations. 

We are also subject to compliance with the Foreign Corrupt Practices Act (“FCPA”) and hold Customs-Trade Partnership 
Against Terrorism (“C-TPAT”) status for businesses within our Asset-Based and ArcBest segments. Failure to comply 
with the FCPA and local regulations in the conduct of our international business operations may result in criminal and 
civil penalties against us. If we are unable to maintain our C-TPAT status, we may face a loss of certain business due to 
customer requirements to deal only with C-TPAT participating carriers, because of the enhanced levels of supply chain 
security provided by participating in the C-TPAT program. In addition, loss of C-TPAT status may result in significant 
border delays, which could cause our international operations to be less efficient and more costly than competitors also 
operating internationally.  

We operate in various Canadian provinces pursuant to operating authority granted by the Ministries of Transportation and 
Communications in such provinces, and we operate in Mexico by utilizing third-party carriers within the country. If the 
United States withdraws from or materially modifies the North American Free Trade Agreement, including by ratification 
of the United States-Mexico-Canada Agreement, or certain other international trade agreements or border policies, there 
could be more restrictive trade policies or increased regulatory complexities, which may result in increased costs and/or a 
reduction in the volume of freight shipped by our customers. Any such changes in trade policies and corresponding actions 
by other countries could have a material adverse effect on our business, results of operations, and financial condition. 

Our business could be harmed by antiterrorism measures. 

As  a  result  of  actual or  threatened terrorist  attacks  on  the  United  States,  federal,  state,  and  municipal  authorities  have 
implemented, continue to implement, and may implement in the future various security measures, including checkpoints 
and travel restrictions on large trucks. Although many companies would be adversely affected by any slowdown in the 
availability of freight transportation, the negative impact could affect our business disproportionately. For example, we 
offer specialized services that guarantee on-time delivery. If security measures disrupt the timing of deliveries, we could 
fail to meet the needs of our customers or could incur increased costs in order to do so. Additional security measures may 
also reduce productivity of our drivers and third-party transportation service providers, which would increase our operating 
costs. There can be no assurance regarding the implementation of new antiterrorism measures and such new measures may 
have a material adverse effect on our business, results of operations, or financial condition. 

32 

 
 
 
 
 
 
 
 
ITEM 1B.  UNRESOLVED STAFF COMMENTS 

None. 

ITEM 2. 

PROPERTIES 

The Company believes that its facilities are suitable and adequate and that the facilities have sufficient capacity to meet 
current  business  requirements.  The  Company  owns  a  call  center  facility  and  office  building  in  Fort  Smith,  Arkansas 
containing 205,000 square feet, which provides space for certain corporate and subsidiary functions. The Company leases 
a secondary office building in Fort Smith, Arkansas, which contains 18,000 square feet. 

Asset-Based Segment 

As  of  December 31,  2018,  the  Asset-Based  segment  operated  out  of  its  general  office  building  located  in  Fort  Smith, 
Arkansas, which contains 196,800 square feet, and 245 service center facilities, 10 of which also serve as distribution 
centers. The Company owns 112 of these facilities and leases the remainder from nonaffiliates. Asset-Based distribution 
centers are as follows: 

Owned: 

Dayton, Ohio 
Carlisle, Pennsylvania 
Winston-Salem, North Carolina 
Kansas City, Missouri 
Atlanta, Georgia 
South Chicago, Illinois 
North Little Rock, Arkansas 
Dallas, Texas 
Albuquerque, New Mexico 

Leased from nonaffiliate: 
Salt Lake City, Utah 

Asset-Light Operations 

    No. of Doors    Square Footage   

 330   
 333   
 150   
 252   
 226   
 274   
 196   
 196   
 85   

 250,700  
 196,200  
 174,600  
 166,200  
 158,200  
 152,800  
 150,500  
 144,200  
 71,000  

 89   

 53,900  

The  ArcBest  segment  owns  a  general  office  building  and  service  bay  in  Medina,  Ohio  totaling  59,600  square  feet. 
Additionally,  the  ArcBest  segment  leases  an  office  and  warehouse  location  in  Sparks,  Nevada  totaling  approximately 
129,600 square feet and six other locations with approximately 77,000 square feet of office and warehouse space.  

The FleetNet segment owns its offices located in Cherryville, North Carolina containing approximately 38,900 square feet. 

ITEM 3. 

LEGAL PROCEEDINGS 

Various legal actions, the majority of which arise in the normal course of business, are pending. These legal actions are 
not  expected  to  have  a  material  adverse  effect,  individually  or  in  the  aggregate,  on  our  financial  condition,  results  of 
operations,  or  cash  flows.  We  maintain  liability  insurance  against  certain  risks  arising  out  of  the  normal  course  of  its 
business,  subject  to  certain  self-insured  retention  limits.  We  have  accruals  for  certain  legal,  environmental,  and  self-
insurance  exposures.  For  additional  information  related  to  our  environmental  and  legal  matters,  see  Note O  to  our 
consolidated financial statements included in Part II, Item 8 of this Annual Report on Form 10-K. 

ITEM 4.  MINE SAFETY DISCLOSURES 

Not applicable. 

33 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
PART II 

ITEM 5.  MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS 
AND ISSUER PURCHASES OF EQUITY SECURITIES 

Market Information, Dividends and Holders 

The common stock of ArcBest Corporation trades on the NASDAQ Global Select Market (“NASDAQ”) under the symbol 
“ARCB.” As of February 22, 2019, there were 25,570,294 shares of the Company’s common stock outstanding, which 
were held by 236 stockholders of record. 

On January 25, 2019, the Board of Directors declared a quarterly dividend of $0.08 per share to stockholders of record as 
of February 8, 2019. The Company expects to continue to pay quarterly dividends in the foreseeable future, although there 
can be no assurance in this regard since future dividends will be at the discretion of the Board of Directors and will depend 
upon the Company’s future earnings, capital requirements, and financial condition, contractual restrictions applying to the 
payment of dividends under the Company’s Second Amended and Restated Credit Agreement, and other factors.  

Issuer Purchases of Equity Securities 

The Company has a program to repurchase its common stock in the open market or in privately negotiated transactions. 
The program has no expiration date but may be terminated at any time at the Board of Directors’ discretion. Repurchases 
may be made either from the Company’s cash reserves or from other available sources. In January 2003, the Board of 
Directors authorized a $25.0 million common stock repurchase program and authorized an additional $50.0 million in 
July 2005. In October 2015, the Board of Directors extended the share repurchase program, making a total of $50.0 million 
available for purchases at that time. 

As of December 31, 2018 and 2017, treasury shares totaled 3,097,634 and 2,851,578, respectively. Under the repurchase 
program,  the  Company  purchased  5,882  shares  during  the  nine  months  ended  September  30,  2018,  and  purchased 
240,174 shares during the three months ended December 31, 2018, leaving $22.3 million available for repurchase under 
the program. 

of Shares 
     Purchased 

  Total Number    Average 
  Price Paid 
    Per Share(1)     
(in thousands, except share and per share data) 

Announced 
Program 

Maximum 

  Total Number of 
  Shares Purchased    Approximate Dollar   
  as Part of Publicly    Value of Shares that   
  May Yet Be Purchased  
     Under the Program   

10/1/2018-10/31/2018 
11//1/2018-11/30/2018 
12/1/2018-12/31/2018 

Total 

—    $ 

 240,174  
 —  
 240,174    $ 

—   
 38.32   
 —   
 38.32   

—    $ 
 240,174    $ 
 —    $ 

 240,174  

 31,510  
 22,307  
 22,307  

(1)  Represents the weighted average price paid per common share including commission. 

As of February 22, 2019, the Company had purchased an additional 29,385 shares of its common stock for an aggregate 
cost of $1.1 million, leaving $21.2 million available for repurchase under the current buyback program. 

34 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
 
 
  
 
 
 
ITEM 6. 

SELECTED FINANCIAL DATA 

The following table includes selected financial and operating data for the Company as of and for each of the five years in 
the  period  ended  December 31,  2018.  This  information  should  be  read  in  conjunction  with  Item  7  (Management’s 
Discussion  and  Analysis  of  Financial  Condition  and  Results  of  Operations)  and  Item  8  (Financial  Statements  and 
Supplementary Data) in Part II of this Annual Report on Form 10-K. 

2018 

2017 

 Year Ended December 31 
2016 
(in thousands, except per share data) 

2015 

2014 

Statement of Operations Data: 

Revenues 
Operating income(1)(2)(3) 
Income before income taxes(2)(3)(4) 
Income tax provision (benefit)(5) 
Net income(2)(3)(4)(5) 
Earnings per common share, diluted(2)(3)(4)(5) 
Cash dividends declared per common share(6) 

Balance Sheet Data: 

Total assets 
Current portion of long-term debt 
Long-term debt (including notes payable and capital 
leases, excluding current portion) 

Other Data: 

Net capital expenditures, including assets acquired 
through notes payable and capital leases(7) 
Depreciation and amortization of fixed assets 
Amortization of intangibles 

  $  3,093,788   $  2,826,457   $  2,700,219   $  2,666,905   $  2,612,693  
 74,941  
 70,612  
 24,435  
 46,177  
 1.69  
 0.15  

 109,098  
 84,386  
 17,124  
 67,262  
 2.51  
 0.32  

 79,794  
 72,734  
 27,880  
 44,854  
 1.67  
 0.26  

 34,065  
 28,287  
 9,635  
 18,652  
 0.71  
 0.32  

 61,348  
 51,576  
 (8,150) 
 59,726  
 2.25  
 0.32  

   1,539,231  
 54,075  

   1,365,641  
 61,930  

   1,282,078  
 64,143  

   1,273,377  
 44,910  

   1,136,158  
 25,256  

 237,600  

 206,989  

 179,530  

 167,599  

 102,474  

 133,752  
 104,114  
 4,521  

 145,672  
 98,530  
 4,538  

 142,833  
 98,814  
 4,239  

 152,378  
 89,040  
 4,002  

 85,880  
 81,870  
 4,352  

(1) 

In accordance with an amendment to Accounting Standards Codification (“ASC”) Topic 715, Compensation – Retirement Benefits, 
which  the  Company  retrospectively  adopted  effective  January  1,  2018,  the  components  of  net  periodic  benefit  cost  other  than 
service cost are presented within other income (costs) in the consolidated financial statements. Therefore, these costs are no longer 
classified  within  operating  income  for  all  periods  presented.  See  Adopted  Accounting  Pronouncements  within  Note  B  to  the 
Company’s consolidated financial statements included in Part II, Item 8 of this Annual Report on Form 10-K. 

(3) 

(2)  ABF Freight recorded a one-time charge of $37.9 million (pre-tax), or $28.2 million (after-tax) and $1.05 per diluted share, in 2018 
for  the  multiemployer  pension  fund  withdrawal  liability  resulting  from  the  transition  agreement  it  entered  into  with  the  New 
England Pension Fund. See Multiemployer Plans within Note I to the Company’s consolidated financial statements included in 
Part II, Item 8 of this Annual Report on Form 10-K. 
Includes  restructuring  costs  related  to  the  realignment  of  the  Company’s  corporate  structure  of  $1.7  million  (pre-tax),  or 
$1.2 million (after-tax) and $0.05 per diluted share, for 2018; $3.0 million (pre-tax), or $1.8 million (after-tax) and $0.07 per diluted 
share, for 2017; and $10.3 million (pre-tax), or $6.3 million (after-tax) and $0.24 per diluted share, for 2016. See Note N to the 
Company’s consolidated financial statements included in Part II, Item 8 of this Annual Report on Form 10-K.  
Includes nonunion defined benefit pension expense, including settlement, for all years presented. For 2018, these amounts totaled 
$18.2 million (pre-tax), or $13.5 million (after-tax) and $0.51 per diluted share. Pension settlements related to termination of the 
nonunion defined benefit pension plan began in fourth quarter 2018. See Note I to the Company’s consolidated financial statements 
included  in  Part II,  Item  8  of  this  Annual  Report  on  Form  10-K for  discussion  of  termination  of  the  nonunion  defined  benefit 
pension plan and presentation of nonunion defined benefit pension expense, including settlement, for 2018, 2017 and 2016.  
Includes a tax benefit of $3.8 million and $0.14 per diluted share for 2018 and $25.8 million and $0.98 per diluted share for 2017, 
as a result of recognizing the tax effects of the Tax Cuts and Jobs Act that was signed into law on December 22, 2017. See Note E 
to the Company’s consolidated financial statements included in Part II, Item 8 of this Annual Report on Form 10-K.  

(5) 

(4) 

(6)  The Company’s Board of Directors increased the quarterly cash dividend to $0.06 per share in October 2014 and to $0.08 per share 

in October 2015. 

(7)  Capital expenditures are shown net of proceeds from the sale of property, plant, and equipment. 

35 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
    
    
    
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
 
 
 
 
 
 
 
  
  
  
  
  
 
  
  
  
  
  
 
 
 
 
 
 
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
 
 
 
ITEM 7.  MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND 
RESULTS OF OPERATIONS 

ArcBest Corporation (together with its subsidiaries, the “Company,” “we,” “us,” and “our”) provides a comprehensive 
suite  of  freight  transportation  services  and  integrated  logistics  solutions.  Our  operations  are  conducted  through  three 
reportable operating segments:  

  Asset-Based, which consists of ABF Freight System, Inc. and certain other subsidiaries (“ABF Freight”);  
  ArcBest, our asset-light logistics operation; and  
  FleetNet.  

The ArcBest and FleetNet reportable segments combined represent our Asset-Light operations. See additional segment 
descriptions in Part I, Item 1 (Business) and in Note M to our consolidated financial statements included in Part II, Item 8 
of this Annual Report on Form 10-K. References to the Company, including “we,” “us,” and “our,” in this Annual Report 
on Form 10-K are primarily to the Company and its subsidiaries on a consolidated basis. 

As  of  December 2018,  approximately  82%  of  the  Asset-Based  segment’s  employees  were  covered  under  a  collective 
bargaining  agreement,  the  ABF  National  Master  Freight  Agreement  (the  “2018  ABF  NMFA”),  with  the  International 
Brotherhood of Teamsters (the “IBT”) which was ratified on May 10, 2018 by a majority of ABF’s IBT member employees 
who voted. A majority of the supplements to the 2018 ABF NMFA also passed. Following ratification of the remaining 
supplements, the 2018 ABF NMFA was implemented on July 29, 2018, effective retroactive to April 1, 2018, and will 
remain in effect through June 30, 2023. 

ORGANIZATION OF INFORMATION 

Management’s Discussion and Analysis of Financial Condition and Results of Operations (“MD&A”) is provided to assist 
readers in understanding our financial performance during the periods presented and significant trends which may impact 
our future performance. This discussion should be read in conjunction with our consolidated financial statements and the 
related notes thereto included in Part II, Item 8 of this Annual Report on Form 10-K. MD&A includes forward-looking 
statements that are subject to risks and uncertainties. Actual results may differ materially from the statements made in this 
section due to a number of factors that are discussed in Part I (Forward-Looking Statements) and Part I, Item 1A (Risk 
Factors) of this Annual Report on Form 10-K. MD&A is comprised of the following: 

  Results of Operations includes: 

 

 

 

 

an  overview  of  consolidated  results  with  2018  compared  to  2017,  and  2017  compared  to  2016,  and  a 
consolidated  Adjusted  Earnings  Before  Interest,  Taxes,  Depreciation,  and  Amortization  (“Adjusted 
EBITDA”) schedule; 
a financial summary and analysis of our Asset-Based segment results of 2018 compared to 2017, and 2017 
compared to 2016, including a discussion of key actions and events that impacted the results; 
a financial summary and analysis of the results of our Asset-Light operations for 2018 compared to 2017, 
and 2017 compared to 2016, including a discussion of key actions and events that impacted the results; and 
a  discussion  of  other  matters  impacting  operating  results,  including  seasonality,  effects  of  inflation, 
environmental and legal matters, and information technology and cybersecurity. 

  Liquidity and Capital Resources provides an analysis of key elements of the cash flow statements, borrowing 
capacity,  and  contractual  cash  obligations,  including  a  discussion  of  financing  arrangements  and  financial 
commitments. 

 

Income Taxes provides an analysis of the effective tax rates and deferred tax balances, including deferred tax 
asset valuation allowances. 

  Critical  Accounting  Policies  discusses  those  accounting  policies  that  are  important  to  understanding  certain 

material judgments and assumptions incorporated in the reported financial results. 

  Recent Accounting Pronouncements discusses accounting standards that are not yet effective for our financial 
statements but are expected to have a material effect on our future results of operations or financial condition. 

36 

 
 
 
 
 
 
 
Reclassifications 
Effective January 1, 2018, we retrospectively adopted an amendment to Accounting Standards Codification Topic 715, 
Compensation – Retirement Benefits, (“ASC Topic 715”), which requires changes to the financial statement presentation 
of certain components of net periodic benefit cost related to pension and other postretirement benefits accounted for under 
ASC Topic 715. As a result of adopting this amendment, the service cost component of net periodic benefit cost continues 
to be included in operating expenses in our consolidated financial statements, but the other components of net periodic 
benefit cost, including pension settlement expense, are presented in other income (costs) for 2018, 2017, and 2016. 

Reclassifications have been made to the prior period consolidated and segment operating expenses and operating income 
within MD&A to conform to the current year presentation of components of net periodic benefit cost in accordance with 
the amendment to ASC Topic 715. There was no change to consolidated net income or earnings per share as a result of 
the change in presentation under the new standard. The adoption of this accounting policy is further discussed in Note B 
and the detail of our net periodic benefit costs are presented in Note I to the consolidated financial statements included in 
Part II, Item 8 of this Annual Report on Form 10-K. 

RESULTS OF OPERATIONS 

Consolidated Results 

REVENUES 

Asset-Based 

ArcBest 
FleetNet 

Total Asset-Light 

Other and eliminations 

Total consolidated revenues 

OPERATING INCOME(1) 

Asset-Based(2) 

ArcBest 
FleetNet 

Total Asset-Light 

Other and eliminations 

Total consolidated operating income 

NET INCOME(2)(3) 

DILUTED EARNINGS PER SHARE(2)(3) 

2018 

 Year Ended December 31 
2017 
(in thousands, except per share data) 

2016 

  $ 

 2,175,585   $ 

 1,993,314   $ 

 1,916,394  

 781,123  
 195,126  
 976,249  

 706,698  
 156,341  
 863,039  

 640,734  
 162,629  
 803,363  

  $ 

 (58,046) 
 3,093,788   $ 

 (29,896) 
 2,826,457   $ 

 (19,538) 
 2,700,219  

  $ 

 103,862   $ 

 57,881   $ 

 37,433  

 23,588  
 4,385  
 27,973  

 19,525  
 3,477  
 23,002  

 7,034  
 2,497  
 9,531  

 (22,737) 
 109,098   $ 

 (19,535) 
 61,348   $ 

 (12,899) 
 34,065  

 67,262   $ 

 59,726   $ 

 18,652  

 2.51   $ 

 2.25   $ 

 0.71  

  $ 

  $ 

  $ 

(1)  As previously discussed in the Organization of Information section of MD&A, we retrospectively adopted an amendment to ASC 
Topic 715, effective January 1, 2018, which requires the components of net periodic benefit cost other than service cost to be 
presented within other income (costs) in the consolidated financial statements. Therefore, these costs are no longer classified within 
operating income for all periods presented.  

(3) 

(2)  As  disclosed  in  this  Consolidated  Results  section,  ABF  Freight  recorded  a  one-time  charge  of  $37.9  million  (pre-tax),  or 
$28.2 million  (after-tax)  and  $1.05  per  diluted  share,  in  second  quarter  2018  for  the  multiemployer  pension  fund  withdrawal 
liability resulting from the transition agreement it entered into with the New England Pension Fund. 
Includes after-tax nonunion defined benefit pension expense, including settlement expense, of $13.5 million and $0.51 per diluted 
share in 2018, $3.7 million and $0.14 per diluted share in 2017, and $1.9 million and $0.07 per diluted share in 2016. Pension 
settlement expense increased in 2018 due to higher lump sum distributions as we advanced toward termination of the nonunion 
defined benefit pension plan. Termination of the nonunion pension plan is expected to be completed in first quarter 2019. 

37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
  
     
     
  
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
  
  
  
 
 
 
 
 
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
  
  
  
 
 
 
 
 
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
Our consolidated revenues, which totaled $3.1 billion for 2018, increased 9.5% compared to 2017, preceded by a 4.7% 
increase in 2017 revenues compared to 2016. The revenue growth experienced in recent years was favorably influenced 
by an improved economic environment and management initiatives. The year-over-year increase in consolidated revenues 
for  2018  reflects  a  9.1%  increase  in  our  Asset-Based  revenues  and  a  13.1%  increase  in  revenues  of  our  Asset-Light 
operations (representing the combined operations of our ArcBest and FleetNet segments). The increase in consolidated 
revenues for 2017, compared to 2016, reflects a 4.0% increase in our Asset-Based revenues and a 7.4% increase in revenues 
of our Asset-Light operations on a combined basis. 

Asset-Based revenues represented 69% of our total revenues before other revenues and intercompany eliminations in 2018, 
and 70% in each of 2017 and 2016. The year-over-year increases in Asset-Based revenues for 2018 and 2017 reflect the 
impact of pricing initiatives which we implemented during 2017 as part of our continued focus on yield improvement. On 
a per-day basis, Asset-Based revenues increased 8.9% in 2018, compared to 2017, reflecting a 9.2% improvement in yield, 
as measured by billed revenue per hundredweight, including fuel surcharges, while tonnage levels were consistent with 
the  prior-year  period.  Asset-Based  revenues  increased  4.4%  per  day  in  2017,  compared  to  2016,  reflecting  a  6.5% 
improvement  in  billed  revenue  per  hundredweight,  including  fuel  surcharges,  and  changes  in  freight  profile  effects, 
partially offset by 2.1% decline in total tonnage per day.  

Our Asset-Light operations, on a combined basis, generated 31% of total revenues before other revenues and intercompany 
eliminations for 2018, and 30% for each of 2017 and 2016. Revenue growth of 13.1% in our Asset-Light operations for 
2018, compared to 2017, reflects an increase in ArcBest segment revenue per shipment associated with higher market 
prices resulting from tightness in available truckload capacity, primarily in the first nine months of 2018; growth in the 
ArcBest segment’s offering of managed transportation solutions in the second half of the year; and higher service event 
volume for the FleetNet segment. The 7.4% increase in Asset-Light revenues for 2017, on a combined basis, compared to 
2016,  was  primarily  due  to  incremental  revenues  from  the  September  2016  acquisition  of  Logistics  &  Distribution 
Services, LLC (“LDS”) and higher revenue per shipment.  

Inclusive  of  significant  items  described  in  the  following  paragraphs,  consolidated  operating  income  increased 
$47.8 million  in  2018  and  $27.3  million  in  2017,  compared  to  the  prior-year  periods,  with  each  reportable  operating 
segment experiencing consecutive year-over-year operating income improvements. The improvements in our consolidated 
operating results for 2018 compared to 2017, and 2017 compared to 2016, were due to higher revenues, including the 
effects  of  pricing  initiatives  combined  with  cost  management.  The  year-over-year  changes  in  consolidated  operating 
income, net income, and per share amounts for 2018 and 2017 reflect the operating results of our operating segments and 
the items described below.  

Operating results for 2018 were impacted by a one-time charge of $37.9 million (pre-tax), or $28.2 million (after-tax) and 
$1.05 per diluted share, recorded by ABF Freight in second quarter 2018 for a multiemployer pension fund withdrawal 
liability resulting from the transition agreement it entered into with the New England Teamsters and Trucking Industry 
Pension Fund (the “New England Pension Fund”), as further discussed within the Asset-Based Segment Overview section. 
Our consolidated operating results included restructuring charges related to the realignment of our organizational structure, 
totaling $1.7 million in 2018, $3.0 million in 2017, and $10.3 million in 2016 (see Note N to our consolidated financial 
statements included in Part II, Item 8 of this Annual Report on Form 10-K for further details). Operating income also 
included gains of $1.9 million in 2018, compared to $0.2 million in 2017, related to the sale of ArcBest’s military moving 
businesses. 

The year-over-year comparisons of consolidated operating results were impacted by higher expenses for certain nonunion 
performance-based incentive plans, including long-term incentive plans impacted by shareholder returns relative to peers, 
which  increased  $21.2  million  in  2018  compared  to  2017,  and  increased  $9.0 million  in  2017  compared  to  2016,  and 
defined contribution plans which increased $3.3 million year-over-year for both 2018 and 2017. The increases in these 
fringe  benefit  costs  were  partially  offset  by  lower  nonunion  healthcare  costs,  which  decreased  $5.1 million  in  2018, 
compared to 2017, primarily due to a decrease in the average cost per health claim, and decreased $5.2 million in 2017, 
compared to 2016, due to a decrease in both the number of claims filed and in the average cost per health claim.  

The  loss  reported  in  the  “Other  and  eliminations”  line  of  consolidated  operating  income  which  totaled  $22.7  million, 
$19.5 million, and $12.9 million for the years ended 2018, 2017, and 2016, respectively, was impacted by the previously 
mentioned higher expenses for incentive plans, a portion of which are driven by shareholder returns relative to peers. The 
“Other  and  eliminations”  line  includes  $1.2  million,  $1.7  million,  and  $0.9  million  of  the  previously  mentioned 
restructuring charges related to our enhanced market approach for 2018, 2017, and 2016, respectively, and transaction 

38 

 
 
 
 
 
 
costs  of  $0.6  million  in  2016  associated  with  the  acquisition  of  LDS.  Expenses  related  to  investments  to  develop  and 
design various ArcBest technology and innovations are also included in “Other and eliminations” line, as are expenses 
related to shared services for the delivery of comprehensive transportation and logistics services to ArcBest’s customers. 
We expect the loss in the “Other and eliminations” line to vary throughout 2019 as a majority of this item relates to our 
shared services which will primarily be allocated to the reporting segments based upon resource utilization-related metrics, 
such as shipment levels, and, therefore, will fluctuate with business levels. As a result of these ongoing investments and 
other corporate costs, we expect the loss reported in “Other and eliminations” to approximate $7.5 million for first quarter 
2019 and to be approximately $25.0 million for full year 2019. 

In addition to the above items, consolidated net income and earnings per share were impacted by nonunion defined benefit 
pension  expense,  including  settlement  charges,  and  income  from  changes  in  the  cash  surrender  value  of  variable  life 
insurance policies, both of which are reported below the operating income line in the consolidated statements of operations. 
A portion of our variable life insurance policies have investments, through separate accounts, in equity and fixed income 
securities and, therefore, are subject to market volatility. Changes in the cash surrender value of life insurance policies did 
not impact earnings per share in 2018, but contributed $0.10 and $0.11 to diluted earnings per share in 2017 and 2016, 
respectively. 

Consolidated after-tax pension expense, including settlement charges, recognized for the nonunion defined benefit pension 
plan  totaled  $13.5 million  and  $0.51  per  diluted  share  in  2018,  $3.7  million  and  $0.14  per  diluted  share  in  2017,  and 
$1.9 million and $0.07 per diluted share in 2016. These net periodic benefit costs (as detailed in Note I to our consolidated 
financial statements included in Part II, Item 8 of this Annual Report on Form 10-K) include pension settlement charges 
due to lump-sum benefit distributions and an annuity contract purchase made by the plan in first quarter 2017. In November 
2017,  an  amendment was  executed to  terminate our  nonunion defined  benefit  pension  plan  with a  termination date  of 
December  31,  2017.  In  September  2018,  the  plan  received  a  favorable  determination  letter  from  the  Internal  Revenue 
Service  (the  “IRS”)  regarding  qualification  of  the  plan  termination.  In  the  fourth  quarter  of  2018,  the  plan  began 
distributing immediate lump sum benefits elected by plan participants under plan termination. 

Based on estimates as of December 31, 2018 using available actuarial information, first quarter 2019 nonunion pension 
expense, including settlement charges, is estimated to be approximately $4.0 million, or $3.0 million after-tax, and cash 
funding  could  total  approximately  $7.0  million,  although  there  can  be  no  assurances  in  this  regard.  The  final  pension 
settlement charges and the actual amount we will be required to contribute to the plan to fund benefit distributions in 
excess of plan assets are dependent on various factors, including the value of plan assets, the amount of lump-sum benefit 
distributions  paid  to  participants,  and  the  cost  to  purchase  annuity  contracts  to  settle  the  pension  obligation  related  to 
benefits for which participants elect to defer payment until a later date. Liquidation of plan assets and settlement of plan 
obligations is expected to be complete in first quarter 2019. 

For 2018, consolidated net income and earnings per share were impacted by a tax benefit of $3.8 million, or $0.14 per 
diluted share, compared to $25.8 million, or $0.98 per diluted share, for 2017, as a result of recognizing the tax effects of 
the Tax Cuts and Jobs Act, which was signed into law on December 22, 2017 and reduced the U.S. federal corporate tax 
rate from 35% to 21% effective January 1, 2018. (The impact of the Tax Cuts and Jobs Act is discussed further in the 
Income Taxes section of MD&A and in Note E to our consolidated financial statements included in Part II, Item 8 of this 
Annual Report on Form 10-K.) An additional tax benefit of $0.7 million, or $0.03 per diluted share, was recognized in 
2018, versus $1.2 million, or $0.05 per diluted share, recognized in 2017 for the vesting of share-based compensation in 
accordance with an amendment to ASC Topic 718, Compensation – Stock Compensation, which became effective in the 
first  quarter  of  2017.  Consolidated  net  income  and  earnings  per  share  for  2018  were  also  impacted  by  a  tax  credit  of 
$1.2 million, or $0.05 per diluted share, related to the year ended December 31, 2017 due to the February 2018 retroactive 
reinstatement of the alternative fuel tax credit that had previously expired on December 31, 2016. An alternative fuel tax 
credit of $1.2 million, or $0.04 per diluted share, related to the year ended December 31, 2016 was recognized in 2016. 
The  tax  benefits  and  credits,  as  well  as  other  changes  in  the  effective  tax  rates,  which  impacted  the  year-over-year 
comparisons of consolidated net income and earnings per share for 2018 and 2017 are further described within the Income 
Taxes section of MD&A.  

39 

 
 
 
 
 
Consolidated Adjusted Earnings Before Interest, Taxes, Depreciation, and Amortization (“Adjusted EBITDA”) 
We  report  our  financial  results  in  accordance  with  generally  accepted  accounting  principles  (“GAAP”).  However, 
management believes that certain non-GAAP performance measures and ratios, such as Adjusted EBITDA, utilized for 
internal  analysis  provide  analysts,  investors,  and  others  the  same  information  that  we  use  internally  for  purposes  of 
assessing our core operating performance and provides meaningful comparisons between current and prior period results, 
as  well  as  important  information  regarding  performance  trends.  Accordingly,  using  these  measures  improves 
comparability  in  analyzing  our  performance  because  it  removes  the  impact  of  items  from  operating  results  that,  in 
management's  opinion,  do  not  reflect  our  core  operating  performance.  Management  uses  Adjusted  EBITDA  as  a  key 
measure of performance and for business planning. The measure is particularly meaningful for analysis of our operating 
performance, because it excludes amortization of acquired intangibles and software of the Asset-Light businesses, which 
are  significant  expenses  resulting  from  strategic  decisions  rather  than  core  daily  operations.  Additionally,  Adjusted 
EBITDA  is  a  primary  component  of  the  financial  covenants  contained  in  our  Second  Amended  and  Restated  Credit 
Agreement (see Financing Arrangements within the Liquidity and Capital Resources section of MD&A). Other companies 
may calculate Adjusted EBITDA differently; therefore, our calculation of Adjusted EBITDA may not be comparable to 
similarly titled measures of other companies. Non-GAAP financial measures should be viewed in addition to, and not as 
an alternative for, our reported results. Adjusted EBITDA should not be construed as a better measurement than operating 
income, operating cash flow, net income, or earnings per share, as determined under GAAP. 

Net income 

Interest and other related financing costs 
Income tax provision (benefit)(1) 
Depreciation and amortization 
Amortization of share-based compensation 
Amortization of net actuarial losses of benefit plans and pension settlement expense(2) 
Multiemployer pension fund withdrawal liability charge(3) 
Restructuring charges(4) 
Transaction costs(5) 

Consolidated Adjusted EBITDA 

2016 

2018 

 Year Ended December 31 
2017 
($ thousands) 
  $   67,262   $   59,726   $   18,652  
 5,150  
 9,635  
   103,053  
 7,588  
 8,173  
 —  
 10,313  
 601  
$  266,372  $  178,971  $  163,165 

 9,468  
 17,124  
     108,635  
 8,413  
 15,893  
 37,922  
 1,655  
 —  

 6,342  
 (8,150) 
   103,068  
 6,958  
 8,064  
 —  
 2,963  
 —  

(1) 

(2) 

Includes a tax benefit of $25.8 million in 2017 as a result of recognizing the tax effects of the Tax Cuts and Jobs Act. See Note E 
to the consolidated financial statements included in Part II, Item 8 of this Annual Report on Form 10-K for discussion of the impact 
of the Tax Cuts and Jobs Act.  
Includes pre-tax settlement expense related to the nonunion pension plan of $12.9 million, $4.2 million, and $3.0 million for 2018, 
2017, and 2016, respectively. Pension settlement expense increased in 2018 due to higher lump sum distributions as we advanced 
toward  termination  of  the  nonunion  defined  benefit  pension  plan.  Termination  of  the  nonunion  pension  plan  is  expected  to  be 
completed in first quarter 2019. 

(3)  As disclosed in this Consolidated Results section, ABF Freight recorded a one-time $37.9 million pre-tax charge in second quarter 
2018 for the multiemployer pension fund withdrawal liability resulting from the transition agreement it entered into with the New 
England Pension Fund. 

(4)  Restructuring charges relate to the realignment of the Company’s organizational structure. 
(5)  Transaction costs for 2016 are associated with the acquisition of LDS. 

40 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
    
    
  
 
  
  
    
  
  
    
  
  
    
  
  
    
  
  
 
    
  
  
    
  
  
 
 
 
 
 
 
 
 
Asset-Based Operations 

Asset-Based Segment Overview 

The Asset-Based segment consists of ABF Freight System, Inc., a wholly-owned subsidiary of ArcBest Corporation, and 
certain other subsidiaries. Our Asset-Based operations are affected by general economic conditions, as well as a number 
of other factors that are more fully described in Item 1 (Business) and in Item 1A (Risk Factors) of Part I of this Annual 
Report on Form 10-K.  

The key indicators necessary to understand the operating results of our Asset-Based segment include: 

 
 

 

 

overall customer demand for Asset-Based transportation services, including the impact of economic factors; 
volume  of  transportation  services  provided,  primarily  measured  by  average  daily  shipment  weight 
(“tonnage”), which influences operating leverage as the level of tonnage and number of shipments vary; 
prices  obtained  for  services,  primarily  measured  by  yield  (“revenue  per  hundredweight”),  including  fuel 
surcharges; and  
ability to manage cost structure, primarily in the area of salaries, wages, and benefits (“labor”), with the total 
cost structure measured by the percent of operating expenses to revenue levels (“operating ratio”). 

As previously disclosed within the Organization of Information section of MD&A, we have reclassed certain prior period 
segment operating expenses in this Annual Report on Form 10-K to conform to the current year presentation of components 
of net periodic benefit cost in other income (costs) in our consolidated financial statements. See Note B to our consolidated 
financial statements included in Part II, Item 8 of this Annual Report on Form 10-K for additional information on the 
January 1, 2018 retrospective adoption of an amendment to ASC Topic 715, Compensation – Retirement Benefits.  

As  previously  disclosed  in  the  introduction  of  MD&A,  as  of  December  2018,  approximately  82%  of  the  Asset-Based 
segment’s  employees  were  covered  under  the  2018  ABF  NMFA  with  the  IBT,  which  was  ratified  on  May  10,  2018. 
Following  ratification  of  the  supplements  to  the  contract,  the  2018  ABF  NMFA  was  implemented  on  July  29,  2018, 
effective retroactive to April 1, 2018, and will remain in effect through June 30, 2023. 

Under  the  2018  ABF  NMFA,  the  contractual  wage  and  benefits  costs,  including  the  ratification  bonuses  and  vacation 
restoration, are estimated to increase approximately 2.0% on a compounded annual basis through the end of the agreement. 
Profit-sharing bonuses based on the Asset-Based segment’s annual operating ratios for any full calendar year under the 
contract would represent an additional increase in costs under the 2018 ABF NMFA. 

The major economic provisions of the 2018 ABF NMFA include: 

 

restoration of one week of vacation that was previously reduced in the prior collective bargaining agreement, 
which  begins  accruing  on  anniversary  dates  on  or  after  April  1,  2018,  with  the  new  vacation  eligibility 
schedule being the same as the applicable 2008 to 2013 supplemental agreements; 

  wage increases in each year of the contract, beginning July 1, 2018; 
 
 
 

ratification bonuses for qualifying employees; 
contributions to multiemployer pension plans at current rates for each fund; 
continuation  of  existing  health  coverage  and  annual  multiemployer  health  and  welfare  contribution  rate 
increases in accordance with the contract; 
changes to purchased transportation provisions with certain protections for road drivers as specified in the 
contract; and 
profit-sharing  bonuses  based  upon  the  Asset-Based  segment’s  achievement  of  annual  operating  ratios  of 
96.0% or below for a full calendar year under the contract period. 

 

 

On July 9, 2018, ABF Freight reached a tentative agreement with the IBT bargaining representatives for the Northern and 
Southern New England Supplemental Agreements on terms for new supplemental agreements for 2018 to 2023 (the “New 
England Supplemental Agreements”). The New England Supplemental Agreements were ratified by the local unions in 
the region covered by the supplements on July 25, 2018. In accordance with the New England Supplemental Agreements, 
ABF  Freight’s  multiemployer  pension  plan  obligation  with  the  New  England  Pension  Fund  was  restructured  under  a 
transition agreement effective on August 1, 2018. The transition agreement resulted in ABF Freight’s withdrawal as a 
participating employer in the New England Pension Fund and triggered settlement of the related withdrawal liability. ABF 

41 

 
 
 
 
 
 
 
 
 
Freight simultaneously re-entered the New England Pension Fund as a new participating employer free from any pre-
existing withdrawal liability and at a lower future contribution rate. 

ABF Freight recognized a one-time charge of $37.9 million (pre-tax) to record the withdrawal liability in second quarter 
2018 when the transition agreement was determined to be probable. The withdrawal liability was partially settled through 
the initial lump sum cash payment of $15.1 million made in third quarter 2018, and the remainder will be settled with 
monthly payments to the New England Pension Fund over a period of 23 years with an initial aggregate present value of 
$22.8 million.  In  accordance  with  current  tax  law,  these  payments  are  deductible  for  income  taxes  when  paid.  This 
transition agreement allowed ABF Freight to satisfy its withdrawal liability obligations to the existing employer pool of 
the  New  England  Pension  Fund  to  which  it  had  historically  been  a  participant;  will  minimize  the  potential  for  future 
increases in withdrawal liability and contribution rates; and will reduce operating costs and improve cash flow in future 
periods.  ABF  Freight  transitioned  to  the  new  employer  pool  of  the  New  England  Pension  Fund  at  a  lower  pension 
contribution rate, which is frozen for a period of 10 years, compared to its pension contribution rate under the previous 
employer pool. The transition agreement with the New England Pension Fund has no impact or bearing on any of the other 
multiemployer pension plans to which ABF Freight contributes. 

Tonnage 
The  level  of  freight  tonnage  managed  by  the  Asset-Based  segment  is  directly  affected  by  industrial  production  and 
manufacturing, distribution, residential and commercial construction, consumer spending, primarily in the North American 
economy, and capacity in the trucking industry. Operating results are affected by economic cycles, customers’ business 
cycles, and changes in customers’ business practices. The Asset-Based segment actively competes for freight business 
based primarily on price, service, and availability of flexible shipping options to customers. ArcBest seeks to offer value 
through identifying specific customer needs, then providing operational flexibility and seamless access to the services of 
our Asset-Based segment and our Asset-Light operations in order to respond with customized solutions. 

Pricing 
The industry pricing environment, another key factor to our Asset-Based results, influences the ability to obtain appropriate 
margins and price increases on customer accounts. Generally, freight is rated by a class system, which is established by 
the National Motor Freight Traffic Association, Inc. Light, bulky freight typically has a higher class and is priced at a 
higher revenue per hundredweight than dense, heavy freight. Changes in the rated class and packaging of the freight, along 
with changes in other freight profile factors such as average shipment size, average length of haul, freight density, and 
customer and geographic mix, can affect the average billed revenue per hundredweight measure. 

Approximately one third of our Asset-Based business is subject to base LTL tariffs, which are affected by general rate 
increases, combined with individually negotiated discounts. Rates on the other two thirds of our Asset-Based business, 
including business priced in the spot market, are subject to individual pricing arrangements that are negotiated at various 
times throughout the year. The majority of the business that is subject to negotiated pricing arrangements is associated 
with larger customer accounts with annually negotiated pricing arrangements, and the remaining business is priced on an 
individual shipment basis considering each shipment’s unique profile, value provided to the customer, and current market 
conditions. Since pricing is established individually by account, the Asset-Based segment focuses on individual account 
profitability  rather  than  a  single  measure  of  billed  revenue  per  hundredweight  when  considering  customer  account  or 
market evaluations. This is due to the difficulty of quantifying, with sufficient accuracy, the impact of changes in freight 
profile characteristics, which is necessary in estimating true price changes. 

Effective August 1, 2017, we began applying space-based pricing on shipments subject to LTL tariffs to better reflect 
freight shipping trends that have evolved over the last several years. These trends include the overall growth and ongoing 
profile  shift  of  bulkier  shipments  across  the  entire  supply  chain,  the  acceleration  in  e-commerce,  and  the  unique 
requirements of many shipping and logistics solutions. An increasing percentage of freight is taking up more space in 
trailers without a corresponding increase in weight.  

Space-based  pricing  involves  the  use  of  freight  dimensions  (length,  width,  and  height)  to  determine  applicable  cubic 
minimum charges (“CMC”) that supplement weight-based metrics when appropriate. Traditional LTL pricing is generally 
weight-based, while our linehaul costs are generally space-based (i.e., costs are impacted by the volume of space required 
for each shipment). Management believes space-based pricing better aligns our pricing mechanisms with the metrics which 
affect our resources and, therefore, our costs to provide logistics services. We seek to provide logistics solutions to our 
customers’ businesses and the unique shipment characteristics of their various products and commodities, and we believe 
that we are particularly experienced in handling complicated freight. The CMC is an additional pricing mechanism to 

42 

 
 
 
 
 
 
better capture the value we provide in transporting these shipments. Management believes the implementation of space-
based pricing has been well-accepted by customers with shipments to which CMC charges have been applied; however, 
overall customer acceptance of the CMC is difficult to ascertain. Management cannot predict, with reasonable certainty, 
the  effect  of  changes  in  business  levels  and  the  impact  on  the  total  revenue  per  hundredweight  measure  due  to  the 
implementation of the CMC mechanism. 

Fuel 
The transportation industry is dependent upon the availability of adequate fuel supplies. The Asset-Based segment assesses 
a  fuel  surcharge  based  on  the  index  of  national  on-highway  average  diesel  fuel  prices  published  weekly  by  the  U.S. 
Department of Energy. To better align fuel surcharges to fuel- and energy-related expenses and provide more stability to 
account profitability as fuel prices change, we may, from time to time, revise our standard fuel surcharge program which 
impacts  approximately  35%  of  Asset-Based  shipments  and  primarily  affects  noncontractual  customers.  While  fuel 
surcharge revenue generally more than offsets the increase in direct diesel fuel costs when applied, the total impact of 
energy  prices  on  other  nonfuel-related  expenses  is  difficult  to  ascertain.  Management  cannot  predict,  with  reasonable 
certainty, future fuel price fluctuations, the impact of energy prices on other cost elements, recoverability of fuel costs 
through fuel surcharges, and the effect of fuel surcharges on the overall rate structure or the total price that the segment 
will receive from its customers. While the fuel surcharge is one of several components in the overall rate structure, the 
actual rate paid by customers is governed by market forces and the overall value of services provided to the customer. 

During  periods  of  changing  diesel  fuel  prices,  the  fuel  surcharge  and  associated  direct  diesel  fuel  costs  also  vary  by 
different degrees. Depending upon the rates of these changes and the impact on costs in other fuel- and energy-related 
areas, operating margins could be impacted. Fuel prices have fluctuated significantly in recent years. Whether fuel prices 
fluctuate  or  remain  constant,  operating  results  may  be  adversely  affected  if  competitive  pressures  limit  our  ability  to 
recover fuel surcharges. Throughout 2018, the fuel surcharge mechanism generally continued to have market acceptance 
among  customers;  however,  certain  nonstandard  pricing  arrangements  have  limited  the  amount  of  fuel  surcharge 
recovered. The negative impact on operating margins of capped fuel surcharge revenue during periods of increasing fuel 
costs is more evident when fuel prices remain above the maximum levels recovered through the fuel surcharge mechanism 
on certain accounts. In periods of declining fuel prices, fuel surcharge percentages also decrease, which negatively impacts 
the  total  billed  revenue  per  hundredweight  measure  and,  consequently,  revenues,  and  the  revenue  decline  may  be 
disproportionate to our fuel costs.  

The Asset-Based revenues for 2018 and 2017, compared to prior years, were positively impacted by higher fuel surcharge 
revenue  due  to  an  increase  in  the  nominal  fuel  surcharge  rate,  while  total  fuel  costs  were  also  higher.  The  segment’s 
operating results will continue to be impacted by further changes in fuel prices and the related fuel surcharges. 

Labor Costs 
Our Asset-Based labor costs, including retirement and healthcare benefits for contractual employees that are provided by 
a number of multiemployer plans (see Note I to our consolidated financial statements included in Part II, Item 8 of this 
Annual Report on Form 10-K), are impacted by contractual obligations under the 2018 ABF NMFA and other related 
supplemental agreements. Total salaries, wages, and benefits, amounted to 51.9%, 56.5%, and 57.5% of revenues for 2018, 
2017, and 2016, respectively. Changes in salaries, wages, and benefits expense as a percentage of revenues are discussed 
in the following Asset-Based Segment Results section. 

ABF Freight operates in a highly competitive industry which consists predominantly of nonunion motor carriers. Nonunion 
competitors have a lower fringe benefit cost structure and less stringent labor work rules, and certain carriers also have 
lower wage rates for their freight-handling and driving personnel. Wage and benefit concessions granted to certain union 
competitors also allow for a lower cost structure. ABF Freight has continued to address with the IBT the effect of the 
segment’s wage and benefit cost structure on its operating results. Although ABF Freight continues to pay some of the 
highest benefit contribution rates in the industry, the combined effect under the contractual labor agreement in place prior 
to the 2018 ABF NMFA of cost reductions, lowered cost increases throughout the contract period, and increased flexibility 
in labor work rules were important factors in bringing ABF Freight’s labor cost structure closer in line with that of its 
competitors. The ratification of the 2018 ABF NMFA is expected to allow the Asset-Based segment to maintain low-cost 
inflation  in  the  current  tight  labor  market  while  providing  some  of  the  best  wages  and  benefits  in  the  industry  to  our 
employees. 

43 

 
 
 
 
 
 
ABF Freight’s benefit contributions for its contractual employees include contributions to multiemployer plans, a portion 
of which are used to fund benefits for individuals who were never employed by ABF Freight. Information provided by a 
large multiemployer pension plan to which ABF Freight contributes indicates that approximately 50% of the plan’s benefit 
payments are made to retirees of companies that are no longer contributing employers to that plan. In consideration of the 
impact of high multiemployer pension contribution rates, certain funds did not increase ABF Freight’s pension contribution 
rate for the annual contribution period which began August 1, 2017. Rate freezes for the annual contribution periods which 
began August 1, 2017 and 2016 impacted multiemployer pension plans to which ABF Freight made approximately 65% 
to 70% of its total multiemployer pension contributions for the years ended December 31, 2018, 2017, and 2016. ABF 
Freight’s multiemployer pension contributions totaled $167.2 million (including $15.7 million of payments made toward 
the  withdrawal  liability  related  to  the  transition  agreement  with  the  New  England  Pension  Fund),  $158.4 million,  and 
$154.1 million, for 2018, 2017, and 2016, respectively. 

As previously outlined, the 2018 ABF NMFA provides for ABF Freight’s contributions to multiemployer pension plans 
to remain at the rates that were paid under the prior labor agreement with the IBT, while wage rates and health and welfare 
contribution rates for most plans will increase annually in accordance with the terms of the 2018 ABF NMFA. The average 
health, welfare, and pension benefit contribution rate increased approximately 1.3%, 2.5%, and 1.9% effective primarily 
on August 1, 2018, 2017, and 2016, respectively, inclusive of the previously mentioned pension contribution rate freezes 
and the lower contribution rate to the New England Pension fund beginning in third quarter 2018. The contractual wage 
rate increased 1.2%, 2.5%, and 2.0% effective July 1, 2018, 2017, and 2016, respectively. 

Asset-Based Segment Results — 2018 Compared to 2017 

The following table sets forth a summary of operating expenses and operating income as a percentage of revenue for the 
Asset-Based segment: 

Asset-Based Operating Expenses (Operating Ratio) 

Salaries, wages, and benefits 
Fuel, supplies, and expenses 
Operating taxes and licenses 
Insurance 
Communications and utilities 
Depreciation and amortization 
Rents and purchased transportation 
Shared services 
Multiemployer pension fund withdrawal liability charge(1) 
Other 

Asset-Based Operating Income 

  Year Ended December 31 

2018 

2017 

 51.9 %   
 11.8  
 2.2  
 1.5  
 0.8  
 4.0  
 11.1  
 10.0  
 1.7  
 0.2  
 95.2 %   

 56.5 %   
 11.7  
 2.4  
 1.5  
 0.9  
 4.1  
 10.4  
 9.3  
 —  
 0.3  
 97.1 %   

 4.8 %   

 2.9 %   

(1)  ABF  Freight  recorded  a  one-time  $37.9  million  pre-tax  charge  in  second  quarter  2018  for  the  multiemployer  pension  fund 
withdrawal liability resulting from the transition agreement it entered into with the New England Pension Fund, as discussed in the 
Asset-Based Segment Overview within this Asset-Based Operations section of Results of Operations. 

44 

 
 
 
 
 
  
 
 
 
 
 
 
 
     
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
  
The following table provides a comparison of key operating statistics for the Asset-Based segment: 

 Year Ended December 31 

2018 

2017 

    % Change   

Workdays 
Billed revenue(1) per hundredweight, including fuel surcharges 
Pounds 
Pounds per day 
Shipments per day 
Shipments per DSY(2) hour 
Pounds per DSY(2) hour 
Pounds per shipment 
Pounds per mile(3) 
Average length of haul (miles) 

 252.0   
 34.16   $ 

 $ 
     6,374,175,134  
 25,294,346  
 20,078  
 0.443  
 558.58  
 1,260  
 19.43  
 1,039  

 251.5  
 31.27   
   6,366,455,380   
 25,313,938   
 20,749   
 0.440   
 537.38   
 1,220   
 19.46   
 1,035  

 9.2  %  
 0.1  %  
 (0.1)%  
 (3.2)%  
 0.7  % 
 3.9  % 
 3.3  % 
 (0.2)% 
 0.4  % 

(1)  Revenue for undelivered freight is deferred for financial statement purposes in accordance with the revenue recognition policy. 
Billed revenue used for calculating revenue per hundredweight measurements has not been adjusted for the portion of revenue 
deferred for financial statement purposes.  

(2)  Dock, street, and yard (“DSY”) measures are further discussed in Asset-Based Operating Expenses within this section of Asset-
Based Segment Results. The Asset-Based segment uses shipments per DSY hour to measure labor efficiency in its local operations, 
although total pounds per DSY hour is also a relevant measure when the average shipment size is changing. 

(3)  Total pounds per mile is used to measure labor efficiency of linehaul operations, although this metric is influenced by other factors 
including freight density, loading efficiency, average length of haul, and the degree to which purchased transportation (including 
rail service) is used. 

Asset-Based Revenues 
Asset-Based  segment  revenues  for  the  year  ended  December  31,  2018  totaled  $2,175.6 million,  compared  to 
$1,993.3 million in 2017. Billed revenue (as described in footnote (1) to the key operating statistics table directly above) 
increased 9.1% on a per-day basis in 2018 compared to 2017, primarily reflecting a 9.2% increase in total billed revenue 
per hundredweight, including fuel surcharges, slightly offset by a 0.1% decrease in pounds or tonnage per day. The number 
of workdays was higher by one-half of a day in 2018 versus prior year, which contributed to increased total revenues in 
2018. 

The  increase  in  total  billed  revenue  per  hundredweight  reflects  yield  improvement  initiatives,  including  a  general  rate 
increase, contract renewals, and CMC pricing which was introduced in the third quarter of 2017, and higher fuel surcharge 
revenues associated with increased fuel prices. The Asset-Based segment implemented nominal general rate increases on 
its LTL base rate tariffs of 5.9% and 4.9% effective April 16, 2018 and May 22, 2017, respectively, although the rate 
changes vary by lane and shipment characteristics. Prices on accounts subject to deferred pricing agreements and annually 
negotiated  contracts  which  were  renewed  during  2018  increased  an  average  of  4.7%  compared  to  the  prior  year.  The 
increase in the total revenue per hundredweight measure for 2018 was also impacted by an increase in average length of 
haul and higher pricing on truckload-rated shipments, reflecting the effect on prices of those shipments as a result of the 
constrained capacity in the truckload market. The Asset-Based segment’s average nominal fuel surcharge rate for 2018 
increased approximately 300 basis points from 2017 levels. Excluding changes in fuel surcharges, average pricing on the 
Asset-Based segment’s LTL-rated business had a mid-single-digit percentage increase compared to 2017.  

Tonnage per day was relatively flat for 2018 compared to 2017. The increase in average weight per shipment of 3.3% was 
mostly offset by the 3.2% decline in daily shipment counts, compared to 2017, primarily reflecting the effect of yield 
improvement initiatives on business levels and freight profile, including the space-based pricing program implemented 
during 2017. The increase in average weight per shipment for 2018, compared to 2017, which reflects heavier LTL and 
truckload-rated shipments, was also influenced by the effects of positive economic factors and other service needs of our 
customers. 

45 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
    
  
    
  
   
  
    
  
   
  
    
  
 
 
 
 
 
 
 
Asset-Based Revenues – First Quarter to-date 2019 
Asset-Based  billed  revenues  quarter  to-date  through  late-February  2019  increased  approximately  5%  above  the  same 
period  of  2018  on  a  per-day  basis,  primarily  reflecting  an  increase  in  total  billed  revenue  per  hundredweight  of 
approximately  6.5%.  The  higher  revenue  per  hundredweight  measure  benefited  from  the  effect  of  yield  improvement 
initiatives. The Asset-Based segment implemented nominal general rate increases on its LTL base rate tariffs of 5.9% 
effective February 4, 2019, although the rate changes vary by lane and shipment characteristics. The general rate increase 
affects approximately one third of our Asset-Based business. Total tonnage levels through late-February 2019 decreased 
approximately 1.5%, compared to the same prior-year period, with double-digit percentage decreases in truckload-rated 
spot shipments moving in the Asset-Based network partially offset by mid-single digit increases in LTL-rated tonnage. 
Total shipments per day increased approximately 4.5% through late-February 2019, compared to the same period of 2018. 
Total weight per shipment decreased approximately 6% versus the same prior-year period, with the weight per shipment 
on LTL-rated tonnage down approximately 1.5%. 

Tonnage  levels  are  seasonally  lower  during  January and  February while  March provides  a  disproportionately  higher 
amount of the first quarter’s business. The first quarter of each year generally has the highest operating ratio of the year, 
although other factors, including the state of the economy, may influence quarterly comparisons. The impact of general 
economic conditions and the Asset-Based segment’s pricing approach, as previously discussed in the Pricing section of 
the Asset-Based Segment Overview within Results of Operations, may continue to impact tonnage levels and, as such, 
there can be no assurance that the Asset-Based segment will maintain or achieve improvements in its current operating 
results. There can also be no assurance that the current pricing trends will continue. The competitive environment could 
limit the Asset-Based segment from securing adequate increases in base LTL freight rates and could limit the amount of 
fuel surcharge revenue recovered. 

Asset-Based Operating Income 
The  Asset-Based  segment  operating  ratio  improved  by  1.9  percentage  points  to  95.2%  in  2018  from  97.1%  in  2017. 
Operating  income  increased  to  $103.9  million  in  2018,  compared  to  $57.9  million  in  2017.  The  operating  income 
improvement reflects strength in account pricing and the benefits of diligent cost management in-line with business levels. 
The  2018  operating  results  include  the  $37.9  million  one-time  charge  for  the  multiemployer  pension  fund  withdrawal 
liability previously discussed in the Asset-Based Segment Overview, which negatively impacted the operating ratio by 
1.7 percentage points. Excluding the one-time charge, the Asset-Based operating ratio improved 3.6 percentage points for 
2018, versus 2017. The segment’s operating ratio was also impacted by changes in operating expenses as discussed in the 
following paragraphs.  

Asset-Based Operating Expenses 
Labor costs, which are reported in operating expenses as salaries, wages, and benefits, amounted to 51.9% and 56.5% of 
Asset-Based segment revenues for 2018 and 2017, respectively. The year-over-year decrease in labor costs as a percentage 
of revenue was influenced by the effect of higher revenues, including the influence of yield improvement initiatives and 
fuel surcharges, as a portion of operating costs are fixed in nature and decrease as a percent of revenue with increases in 
revenue levels. Salaries, wages, and benefits costs increased $2.9 million in 2018, compared to 2017, primarily reflecting 
year-over-year increases in contractual wage and benefit contribution rates under the 2018 ABF NMFA. The contractual 
wage rate increased 1.2% effective July 1, 2018 and 2.5% effective July 1, 2017, and the average health, welfare, and 
pension benefit contribution rate increased approximately 1.3% and 2.5% effective primarily on August 1, 2018 and 2017, 
respectively, including the effect of the multiemployer pension plan rate freezes previously discussed in the Asset-Based 
Segment Overview.  

Salaries, wages, and benefits for 2018 versus 2017, also includes $3.9 million of additional costs related to restoration of 
one week of vacation and $1.2 million of additional costs related to amortization of the ratification bonus under the 2018 
ABF NMFA. The additional week of vacation under the new labor agreement is accrued as it is earned for anniversary 
dates that begin on or after April 1, 2018. The one-time, lump sum ratification bonus was paid during third quarter 2018 
and is being amortized over the duration of the contract beginning April 1, 2018. Salaries, wages, and benefits costs for 
2018, compared to 2017, were also impacted by higher expenses for nonunion incentive plans, a portion of which are 
driven by shareholder returns relative to peers, and higher accruals for defined contribution plans, partially offset by lower 
nonunion healthcare costs, due to decreases in the average cost per health claim and in the number of claims filed. 

46 

  
 
 
 
 
Although the Asset-Based segment manages costs with shipment levels, portions of salaries, wages, and benefits are fixed 
in nature and the adjustments which would otherwise be necessary to align the labor cost structure throughout the system 
to corresponding tonnage levels are limited as the segment strives to maintain customer service. Management believes that 
this service emphasis provides for the opportunity to generate improved yields and business levels. Shipments per DSY 
hour improved 0.7% for 2018 compared to 2017, partially impacted by increased usage of purchased transportation agents 
to efficiently manage local delivery efforts. The 3.3% increase in pounds per shipment for 2018, which reflects the impact 
of yield initiatives on changes in tonnage and shipment levels previously discussed, contributed to the 3.9% improvement 
in pounds per DSY hour, compared to the same periods of 2017. 

Fuel,  supplies,  and  expenses  as  a  percentage  of  revenue  increased  0.1  percentage  points  in  2018,  compared  to  2017, 
primarily due to an increase in the Asset-Based segment’s average fuel price per gallon (excluding taxes) of approximately 
25%. The increase in fuel, supplies, and expenses was partially offset by fewer miles driven during 2018. 

Rents and purchased transportation as a percentage of revenue increased 0.7 percentage points in 2018, compared to 2017, 
primarily  due  to  both  higher  utilization  and  higher  pricing  for  purchased  linehaul  and  local  transportation  agents  to 
maintain customer service. Rail miles increased approximately 21% in 2018, compared to 2017. The Asset-Based segment 
remains focused on improving utilization of owned assets, as well as aligning purchased transportation costs to the lower 
shipment levels which were experienced during 2018. 

Shared services as a percentage of revenue increased 0.7 percentage points in 2018, compared to 2017, due to increases in 
employee benefit costs, including higher expenses for incentive plans, a portion of which are driven by shareholder returns 
relative to peers; higher advertising costs; and investments to improve the customer experience. 

Asset-Based Segment Results — 2017 Compared to 2016 

The following table sets forth a summary of operating expenses and operating income as a percentage of revenue for the 
Asset-Based segment: 

Asset-Based Segment Operating Expenses (Operating Ratio) 

Salaries, wages, and benefits 
Fuel, supplies, and expenses 
Operating taxes and licenses 
Insurance 
Communications and utilities 
Depreciation and amortization 
Rents and purchased transportation 
Shared services 
Gain on sale of property and equipment 
Other 
Restructuring costs 

 Year Ended December 31 

2017 

2016 

 56.5 %  
 11.7  
 2.4  
 1.5  
 0.9  
 4.1  
 10.4  
 9.3  
 —  
 0.3  
 —  
 97.1 %  

 57.5 %  
 11.3  
 2.5  
 1.5  
 0.8  
 4.2  
 10.4  
 9.6  
 (0.2) 
 0.3  
 0.1  
 98.0 %  

Asset-Based Segment Operating Income 

 2.9 %  

 2.0 % 

47 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
    
     
  
 
 
 
  
  
  
  
  
  
  
 
 
  
 
 
  
 
 
 
 
  
 
The following table provides a comparison of key operating statistics for the Asset-Based segment: 

 Year Ended December 31 

2017 

2016 

    % Change  

Workdays 
Billed revenue(1) per hundredweight, including fuel surcharges 
Pounds 
Pounds per day 
Shipments per day 
Shipments per DSY(2) hour 
Pounds per DSY(2) hour 
Pounds per shipment 
Pounds per mile(3) 
Average length of haul (miles) 

  $ 

 251.5   
 31.27   $ 

   6,366,455,380  
 25,313,938  
 20,749  
 0.440  
 537.38  
 1,220  
 19.46  
 1,035  

 252.5  
 29.35   
   6,526,049,524   
 25,845,741   
 20,744   
 0.449   
 558.97   
 1,246   
 19.35   
 1,029  

 6.5 %
 (2.4)%
 (2.1)%
 — %
 (2.0)%
 (3.9)%
 (2.1)%
 0.6 %
 0.6 %

(1)  Revenue for undelivered freight is deferred for financial statement purposes in accordance with the revenue recognition policy. 
Billed revenue used for calculating revenue per hundredweight measurements has not been adjusted for the portion of revenue 
deferred for financial statement purposes.  

(2)  DSY measures are further discussed in Asset-Based Operating Expenses within this section of the Asset-Based Segment Results. 
The Asset-Based segment uses shipments per DSY hour to measure labor efficiency in its local operations, although total pounds 
per DSY hour is also a relevant measure when the average shipment size is changing. 

(3)  Total pounds per mile is used to measure labor efficiency of linehaul operations, although this metric is influenced by other factors 
including freight density, loading efficiency, average length of haul, and the degree to which purchased transportation (including 
rail service) is used. 

Asset-Based Revenues 
Asset-Based  segment  revenues  for  the  year  ended  December  31,  2017  totaled  $1,993.3 million,  compared  to 
$1,916.4 million in 2016. Billed revenue (as described in footnote (1) to the key operating statistics table directly above) 
increased 4.4% on a per-day basis in 2017 compared to 2016, primarily reflecting a 6.5% increase in total billed revenue 
per hundredweight, including fuel surcharges, partially offset by a 2.1% decrease in tonnage per day. There was one less 
workday in 2017 than in 2016. 

The increase in total billed revenue per hundredweight compared to 2016 was influenced by yield improvement initiatives, 
including general rate increases, contract renewals, and the introduction of CMC pricing; freight profile effects; and higher 
fuel surcharge revenues associated with increased fuel prices during 2017. The Asset-Based segment implemented nominal 
general  rate  increases  on  its  LTL  base  rate  tariffs  of  4.9%  and  5.25%  effective  May  22,  2017  and  August 29, 2016, 
respectively, although the rate changes vary by lane and shipment characteristics. Prices on accounts subject to deferred 
pricing agreements and annually negotiated contracts which were renewed during the period increased 5.1% on average 
compared  to  the  prior  year.  The  Asset-Based  segment’s  average  nominal  fuel  surcharge  rate  for  2017  increased 
approximately 200 basis points from 2016 levels. Excluding changes in fuel surcharges, average pricing on the Asset-
Based segment’s LTL business had a mid-single digit percentage increase compared to 2016.  

Tonnage  per  day  decreased  2.1%  for  2017  compared  to  2016,  reflecting  declines  in  both  LTL  and  volume-quoted, 
truckload-rated tonnage levels. Daily tonnage was relatively flat on a year-over-year basis through the first six months of 
2017,  with  shipments  per  day  5.0%  higher  driven  by  growth  in  e-commerce-related  shipments  which  generally  have 
smaller average shipment sizes; and an increase in bulkier cube-dominant shipments across the supply chain. Management 
believes that yield management actions including the implementation of space-based pricing beginning in August 2017, 
as previously described, had the effect of reducing tonnage while improving the overall account base profitability. As a 
result of the yield actions, daily tonnage declined 3.0% in third quarter and 4.7% in fourth quarter 2017, compared to the 
same 2016 periods, while shipments per day declined 1.4% in third quarter and 8.1% in fourth quarter. While average 
weight per shipment declined 2.1% for the full year 2017 compared to 2016, fourth quarter average weight per shipment 
increased 3.7% versus the prior year period, reflecting effects on the overall freight profile associated with the yield actions.  

48 

 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
    
    
  
 
 
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
 
 
 
 
 
Asset-Based Operating Income 
The  Asset-Based  segment  operating  ratio  improved  by  0.9  percentage  points  to  97.1%  in  2017  from  98.0%  in  2016. 
Operating income increased to $57.9 million in 2017, compared to $37.4 million in 2016. The operating income increase 
primarily reflects yield improvement initiatives and managing operating resources through challenging changes in freight 
profile characteristics during 2017, including changes in shipment levels and weight per shipment. Operating results in 
2017 also reflect lower restructuring charges associated with our corporate realignment, which totaled $0.3 million in 2017 
versus $1.2 million in 2016. The operating income comparison reflects a $2.3 million lower gain on sale of property and 
equipment in 2017, compared to 2016, primarily due to a second quarter 2016 sale of certain real estate. The segment’s 
operating ratio was also impacted by changes in operating expenses as discussed in the following paragraphs. 

Asset-Based Operating Expenses 
Labor costs, which are reported in operating expenses as salaries, wages, and benefits, amounted to 56.5% and 57.5% of 
Asset-Based segment revenues for 2017 and 2016, respectively. The year-over-year decrease as a percentage of revenue 
was  influenced  by  the  effect  of  higher  revenues,  including  the  influence  of  yield  improvement  initiatives  and  fuel 
surcharges, as a portion of operating costs are fixed in nature and decrease as a percent of revenue with increases in revenue 
levels. Salaries, wages, and benefits costs increased $22.2 million in 2017, compared to 2016, primarily reflecting year-
over-year increases in contractual wage and benefit contribution rates under the ABF NMFA. The contractual wage rate 
increased 2.5% effective July 1, 2017 and 2.0% effective July 1, 2016, and the average health, welfare, and pension benefit 
contribution rate increased approximately 2.5% and 1.9% effective primarily on August 1, 2017 and 2016, respectively, 
including  the  effect  of  the  multiemployer  pension  plan  rate  freezes  previously  discussed  in  the  Asset-Based  Segment 
Overview.  

Shipments per DSY hour decreased 2.0% for 2017 compared to 2016, reflecting the lower weight per shipment associated 
with  an  increase  in  lighter  but  bulkier  shipments  and  an  increase  in  residential  delivery  shipments.  Lower  weight  per 
shipment during 2017 also contributed to the 3.9% decrease in pounds per DSY hour for 2017 versus 2016. The 0.6% 
increase in pounds per mile for 2017 reflects more efficient linehaul operations compared to the prior year. 

Fuel,  supplies,  and  expenses  as  a  percentage  of  revenue  increased  0.4  percentage  points  in  2017,  compared  to  2016, 
primarily due to an increase in the Asset-Based segment’s average fuel price per gallon (excluding taxes) of approximately 
22%. The increase in fuel, supplies, and expenses was partially offset by fewer miles driven during 2017. 

Asset-Light Operations 

Asset-Light Overview 

The  ArcBest  and  FleetNet  reportable  segments,  combined,  represent  our  Asset-Light  operations.  For  the  year  ended 
December  31,  2018,  2017,  and  2016,  the  combined  revenues  of  our  Asset-Light  operations  totaled  $976.2 million, 
$863.0 million, and $803.4 million, respectively, accounting for approximately 31% of our total revenues before other 
revenues and intercompany eliminations in 2018 and approximately 30% in 2017 and 2016.  

Our Asset-Light operations are a key component of our strategy to offer customers a single source of end-to-end logistics 
solutions,  designed  to  satisfy  the  complex  supply  chain  and  unique  shipping  requirements  customers  encounter.  We 
continue to focus on strategic investments in the development of our Asset-Light operations. We have unified our sales, 
pricing, customer service, marketing, and capacity sourcing functions to better serve our customers through delivery of 
integrated logistics solutions.  

As previously disclosed within the Organization of Information section of MD&A, we have reclassed certain prior period 
segment operating expenses in this Annual Report on Form 10-K to conform to the current year presentation of components 
of net periodic benefit cost in other income (costs) in our consolidated financial statements. See Note M to our consolidated 
financial statements included in Part II, Item 8 of this Annual Report on Form 10-K for descriptions of the ArcBest and 
FleetNet segments and additional segment information, including revenues, operating expenses, and operating income for 
the years ended December 31, 2018, 2017, and 2016.  

49 

 
 
 
 
 
 
 
 
 
 
Our Asset-Light operations are affected by general economic conditions, as well as a number of other competitive factors 
that are more fully described in Part I, Item 1 (Business) and in Part I, Item 1A (Risk Factors) of this Annual Report on 
Form 10-K.  

The key indicators necessary to understand the operating results of our Asset-Light segments include: 

 

customer demand for logistics and premium transportation services combined with economic factors which 
influence the number of shipments or service events used to measure changes in business levels;  
prices obtained for services, primarily measured by revenue per shipment or event;  
availability of market capacity and cost of purchased transportation to fulfill customer shipments; 
net revenue for the ArcBest segment, which is defined as revenues less purchased transportation costs; and  

 
 
 
  management of operating costs. 

ArcBest Segment 
ArcBest  segment  revenues  totaled  $781.1  million,  $706.7  million,  and  $640.7  million  in  2018,  2017,  and  2016, 
respectively. Operating income for the segment totaled $23.6 million, $19.5 million, and $7.0 million in 2018, 2017, and 
2016, respectively. Third-party capacity, particularly for truckload services, has been relatively volatile in recent years. A 
softer economic environment in 2016 resulted in excess truckload capacity available in the market. Truckload capacity 
began to tighten in late 2016 and continued to tighten in 2017, driven by an improved economy, the impact of hurricanes 
along the U.S. coast, and the electronic logging device mandate. Available truckload capacity remained more constrained 
than historic norms throughout the first nine months of 2018, before becoming more balanced in the fourth quarter of 
2018.  Significant  changes  in  market  capacity  impact  the  cost  of  sourcing  that  capacity  and,  depending  on  timing  of 
revisions to customer pricing, our revenue and net revenue margin per shipment.  

The following table sets forth a summary of operating expenses and operating income as a percentage of revenue for the 
ArcBest segment: 

   Year Ended December 31 
   2016 
      2017 
  2018 

ArcBest Segment Operating Expenses (Operating Ratio) 

Purchased transportation 
Supplies and expenses 
Depreciation and amortization 
Shared services 
Other 
Restructuring costs 
Gain on sale of subsidiaries(1) 

  80.8 %   79.7 %   78.4 %  
2.1  
1.9  
11.8  
1.6  
 0.1  
 —  
  97.0 %   97.2 %   98.9 %  

1.7  
1.8  
  11.7  
1.2  
 0.1  
 (0.3)  

2.1  
2.1  
13.3  
1.8  
1.2  
 —  

ArcBest Segment Operating Income 

3.0 %    2.8 %  

1.1 %  

(1) 

Gains  recognized  in  the  2018  and  2017  periods  relate  to  the  sale  of  the  ArcBest  segment’s  military  moving  business  in 
December 2017 and 2016, respectively. 

50 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
Under our enhanced marketing approach to offer customers a single source of end-to-end logistics, the service offerings 
of  the  ArcBest  segment  continue  to  become  more  integrated.  Management’s  operating  decisions  have  become  more 
focused  on  the  ArcBest  segment’s  combined  operations,  rather  than  individual  service  offerings  within  the  segment’s 
operations. As such, the comparison of key operating statistics for the ArcBest segment presented in the following table 
has been revised from the prior year presentation to reflect the segment’s combined operations, including the expedite, 
truckload, and truckload-dedicated operations for which statistics were previously separately reported, as well as certain 
other  service  offerings  of  the  segment  (statistical  data  related  to  managed  transportation  services  transactions  are  not 
included in the following table). 

Revenue / Shipment 

Shipments / Day 

Year Over Year % Change 
December 31 

2018 

12.8% 

(5.9%) 

2017 

8.7% 

0.5% 

2018 Compared to 2017 
ArcBest segment revenues increased 10.5% in 2018 compared to 2017, primarily due to increases in revenue per shipment 
associated  with  higher  market  prices  resulting  from  tightness  in  available  truckload  capacity,  partially  offset  by  lower 
shipments per day. Growth in managed transportation services also contributed to higher revenues. The increase in ArcBest 
segment revenues for 2018 was offset, in part, by lower revenues for household goods moving services due to the divesture 
from our military moving business in December 2017 and 2016.  

Net revenue, a non-GAAP measure of revenues less costs of purchased transportation (see Reconciliations of Asset-Light 
Non-GAAP  Measures  within  this  Asset-Light  Results  section),  increased  4.5%  in  2018,  compared  to  2017,  reflecting 
revenue growth including the effects of increased demand for managed transportation services was well as improved yield 
management of truckload brokerage shipments. The year-over-year increase in net revenue was  partially offset by the 
impact of the previously mentioned sale of the segment’s military moving business. 

The segment’s net revenue margin was 19.2% for 2018, versus 20.3% for 2017, with the decline reflecting the increased 
cost of purchased transportation outpacing improvements in customer rates and business mix changes, including growth 
in managed transportation services. Purchased transportation costs as a percentage of revenue increased 1.1 percentage 
points for 2018, compared to 2017, due to tight capacity in the spot market, primarily in the first nine months of 2018.  

Operating income increased $4.1 million for 2018, compared to 2017, primarily reflecting the increase in net revenue.  
Although shared services expense decreased as a percentage of revenue, these costs increased in 2018, compared to 2017, 
reflecting  investments  in  technology  and  personnel  associated  with  managed  transportation  solutions  and  maintaining 
customer service. These cost increases were offset, in part, by lower other costs which reflect lower bad debt expense in 
2018, compared to 2017, and a $1.9 million gain recognized in 2018, versus a $0.2 million gain recognized during 2017, 
related to the sale of the military moving business. A portion of this military moving business was sold in December 2016 
and the remainder was sold in December 2017. The gains on these sales were recognized when the required government 
approvals of the transactions were obtained in the third quarters of 2017 and 2018.  

2017 Compared to 2016 
ArcBest segment revenues increased 10.3% in 2017 compared to 2016, primarily due to incremental revenues related to 
the September 2016 acquisition of LDS, and an increase in revenue per shipment. The revenue increase was partially offset 
by the impact of the divesture of a portion of our military moving business in December 2016, as previously discussed.  

Net revenue increased 3.3% in 2017 compared to 2016, due to the full year of dedicated-truckload business related to the 
September  2016  LDS  acquisition  and  net  revenue  growth  in  our  expedite  business  on  slightly  lower  shipment  levels. 
ArcBest’s net revenue margin was 20.3% in 2017, compared to 21.6% in 2016. The year-over-year net revenue margin 
decline  for  2017  reflects  the  increased  cost  of  purchased  transportation  outpacing  improvements  in  customer  rates,  as 
capacity in the spot market tightened versus the prior year.  

51 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Operating income increased $12.5 million for 2017, compared to 2016, primarily due to net revenue improvement and 
lower corporate restructuring costs, which totaled $0.9 million in 2017 versus $8.0 million in 2016. (See Note N to our 
consolidated financial statements included in Part II, Item 8 of this Annual Report on Form 10-K for discussion of our 
corporate restructuring.) The segment’s operating income improvement in 2017 also benefited from lower shared service 
costs and lower depreciation and amortization expenses due, in part, to alignment of the segment’s costs within the new 
structure under our enhanced marketing approach.  

ArcBest Segment Revenues – First Quarter to-date 2019 
Quarter to-date through late-February 2019, revenues of our ArcBest segment (ArcBest Asset-Light operations, excluding 
FleetNet) decreased approximately 3% compared to the same prior-year period on a per-day basis. The revenue decrease 
reflects lower average revenue per shipment. Net revenue decreased due to lower yield in our expedite services reflecting 
a more balanced truckload market compared to the strong expedite market in the prior-year period. 

FleetNet Segment 
FleetNet revenues, which totaled $195.1 million, $156.3 million, and $162.6 million in 2018, 2017, and 2016, respectively 
increased 24.8% in 2018 compared to 2017 and decreased 3.9% in 2017 compared to 2016. The increase in revenues in 
2018, compared to 2017, was due primarily to increased service event volume. The decrease in revenues in 2017, compared 
to 2016, reflects lower roadside service event activity, partially offset by an increase in preventative maintenance service 
events and improved roadside event pricing.  

FleetNet’s operating income was $4.4 million, $3.5 million, and $2.5 million in 2018, 2017, and 2016, respectively. The 
year-over-year  operating  income  improvement  in  2018  reflects  the  revenue  growth  combined  with  labor  efficiencies. 
FleetNet’s 2017 operating income improvement, compared to 2016, reflected labor efficiencies and beneficial alignment 
of the segment’s cost structure to business levels.  

Reconciliations of Asset-Light Non-GAAP Measures 
We  report  our  financial  results  in  accordance  with  GAAP.  However,  management  believes  that  certain  non-GAAP 
performance  measures  and  ratios  utilized  for  internal  analysis  provide  analysts,  investors,  and  others  the  same 
information that we use internally for purposes of assessing our core operating performance and provides meaningful 
comparisons between current and prior period results, as well as important information regarding performance trends. 
The use of certain non-GAAP measures improves comparability in analyzing our performance because it removes the 
impact  of  items  from  operating  results  that,  in  management's  opinion,  do  not  reflect  our  core  operating  performance. 
Other  companies  may  calculate  non-GAAP  measures  differently;  therefore,  our  calculation  of  Adjusted  EBITDA,  net 
revenue, and net revenue margin may not be comparable to similarly titled measures of other companies. Non-GAAP 
financial measures should be viewed in addition to, and not as an alternative for, our reported results. These financial 
measures should not be construed as better measurements than operating income, operating cash flow, net income, or 
earnings per share, as determined under GAAP. 

Net Revenues and Net Revenue Margin 
Management uses non-GAAP net revenue, defined as revenues less purchased transportation costs, as a key performance 
measure of our ArcBest segment which primarily sources transportation services from third-party providers. Non-GAAP 
net revenue margin for the ArcBest segment is calculated as net revenue divided by revenues. 

ArcBest Segment Net Revenue and Net Revenue Margin 

Revenue 
Less purchased transportation 
Non-GAAP Net Revenue 

2018 

 Year Ended December 31 
2017 
(in thousands) 
 $  781,123   $  706,698  $  640,734  
    631,501  
   502,159  
   563,497 
$  149,622  $  143,201  $  138,575 

2016 

  % Change    % Change   
      2018 vs 2017     2017 vs 2016  

10.5% 
12.1% 
4.5% 

10.3%  
12.2%  
3.3% 

Non-GAAP Net Revenue Margin 

19.2%  

20.3%  

21.6%  

52 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
 
  
 
 
 
 
  
 
    
 
   
 
   
 
 
 
 
 
  
 
 
 
 
 
 
 
Adjusted Earnings Before Interest, Taxes, Depreciation, and Amortization (“Adjusted EBITDA”) 
Management  uses  Adjusted  EBITDA  as  a  key  measure  of  performance  and  for  business  planning.  The  measure  is 
particularly  meaningful  for  analysis  of  our  Asset-Light  businesses,  because  it  excludes  amortization  of  acquired 
intangibles  and  software,  which  are  significant  expenses  resulting  from  strategic  decisions  rather  than  core  daily 
operations. Management also believes Adjusted EBITDA to be relevant and useful information, as EBITDA is a standard 
measure commonly reported and widely used by analysts, investors, and others to measure financial performance of asset-
light businesses and the ability to service debt obligations. 

Asset-Light Adjusted EBITDA 

ArcBest 

Operating Income(1)(2) 

Depreciation and amortization(3) 
Restructuring charges(4) 
Adjusted EBITDA 

FleetNet 

Operating Income(1)(2) 

Depreciation and amortization 
Restructuring charges(4) 
Adjusted EBITDA 

Total Asset-Light 

Operating Income(1)(2) 

Depreciation and amortization 
Restructuring charges(4) 
Adjusted EBITDA 

  $ 

  $ 

  $ 

  $ 

  $ 

  $ 

 Year Ended December 31 

2018 

2017 

     2016 

 23,588   $   19,525   $ 
 13,090    
 13,750 
 875    
 491 

 7,034  
 13,612  
 8,038  
 37,829   $   33,490   $   28,684  

 4,385   $ 
 1,140 
 — 
 5,525   $ 

 3,477   $ 
 1,089    
 —    
 4,566   $ 

 2,497  
 1,210  
 245  
 3,952  

 27,973   $   23,002   $ 
 14,179    
 14,890 
 875    

 9,531  
 14,822  
 8,283  
 43,354   $   38,056   $   32,636  

 491    

(1)  The calculation of Adjusted EBITDA as presented in this table begins with operating income, as other income (costs), income 
taxes,  and  net  income  are  reported  at  the  consolidated  level  and  not  included  in  the  operating  segment  financial  information 
evaluated by management to make operating decisions. Consolidated Adjusted EBITDA is reconciled to consolidated net income 
in the Consolidated Results section of Results of Operations. 

(2)  Certain reclassifications have been made to the prior year’s operating segment data to conform to the current year presentation of 

components of net periodic benefit cost in other income (costs). 

(3)  For the ArcBest segment, depreciation and amortization includes amortization of acquired intangibles of $4.3 million in 2018 and 
2017, and $4.0 million in 2016 and amortization of acquired software of $2.1 million, $2.7 million, $4.3 million in 2018, 2017, 
and 2016, respectively. 

(4)  Restructuring costs relate to the realignment of our corporate structure. 

Effects of Inflation 

Generally, inflationary increases in labor and fuel costs as they relate to our Asset-Based operations have historically been 
mostly  offset  through  price  increases  and  fuel  surcharges.  In  periods  of  increasing  fuel  prices,  the  effect  of  higher 
associated fuel surcharges on the overall price to the customer influences our ability to obtain increases in base freight 
rates. In addition, certain nonstandard arrangements with some of our customers have limited the amount of fuel surcharge 
recovered. The timing and extent of base price increases on our Asset-Based revenues may not correspond with contractual 
increases  in  wage  rates  and  other  inflationary  increases  in  cost  elements  and,  as  a  result,  could  adversely  impact  our 
operating results. 

In addition, partly as a result of inflationary pressures, our revenue equipment (tractors and trailers) have been and will 
very likely continue to be replaced at higher per unit costs, which could result in higher depreciation charges on a per-unit 
basis;  however,  in  recent  periods,  lower  maintenance  costs  on  newer  equipment  have  partially  offset  increases  in 
depreciation expense. We consider these costs in setting our pricing policies, although the overall freight rate structure is 
governed by market forces based on value provided to the customer. The Asset-Based segment’s ability to fully offset 
inflationary  and  contractual  cost  increases  can  be  challenging  during  periods  of  recessionary  and  uncertain  economic 
conditions. 

53 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
   
  
 
   
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
   
  
   
  
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
 
 
 
 
 
 
Generally, inflationary increases in labor and operating costs regarding our Asset-Light operations have historically been 
offset through price increases. The pricing environment, however, generally becomes more competitive during economic 
downturns, which may, as it has in the past, affect the ability to obtain price increases from customers. 

In  addition  to  general  effects  of  inflation,  the  motor  carrier freight  transportation  industry  faces  rising  costs  related  to 
compliance with government regulations on safety, equipment design and maintenance, driver utilization, emissions, and 
fuel economy. 

Environmental and Legal Matters 

We are subject to federal, state, and local environmental laws and regulations relating to, among other things: emissions 
control,  transportation  or  handling  of  hazardous  materials,  underground  and  aboveground  storage  tanks,  stormwater 
pollution prevention, contingency planning for spills of petroleum products, and disposal of waste oil. We may transport 
or arrange for the transportation of hazardous materials and explosives, and we operate in industrial areas where truck 
service  centers  and  other  industrial  activities  are  located  and  where  groundwater  or  other  forms  of  environmental 
contamination could occur. See Note O to our consolidated financial statements included in Part II, Item 8 of this Annual 
Report on Form 10-K for further discussion of the environmental matters to which we are subject and the reserves we 
currently have recorded in our consolidated financial statements for amounts related to such matters. 

We are involved in various legal actions, the majority of which arise in the ordinary course of business. We maintain 
liability insurance against certain risks arising out of the normal course of our business, subject to certain self-insured 
retention limits. We routinely establish and review the adequacy of reserves for estimated legal, environmental, and self-
insurance  exposures.  While  management  believes  that  amounts  accrued  in  the  consolidated  financial  statements  are 
adequate, estimates of these liabilities may change as circumstances develop. Considering amounts recorded, routine legal 
matters are not expected to have a material adverse effect on our financial condition, results of operations, or cash flows. 

Information Technology and Cybersecurity  

We depend on the proper functioning, availability, and security of our information systems, including communications, 
data processing, financial, and operating systems, as well as proprietary software programs that are integral to the efficient 
operation of our business. Cybersecurity attacks and other cyber incidents that impact the availability, reliability, speed, 
accuracy, or other proper functioning of these systems or that result in proprietary information or sensitive or confidential 
data being compromised could have a significant impact on our operations. Any new or enhanced technology that we may 
develop and implement may also be subject to cybersecurity attacks and may be more prone to related incidents. We also 
utilize certain software applications provided by third parties and provide underlying data which is utilized by third parties 
who provide certain outsourced administrative functions, either of which may increase the risk of a cybersecurity incident. 
Although we strive to carefully select our third-party vendors, we do not control their actions and any problems caused by 
these third parties, including cyber attacks and security breaches at a vendor, could adversely affect our ability to provide 
service to our customers and otherwise conduct our business. Our information systems are protected through physical and 
software safeguards as well as backup systems considered appropriate by management. However, it is not practicable to 
protect against the possibility of power loss, telecommunications failures, cybersecurity attacks, and other cyber events in 
every potential circumstance that may arise. To mitigate the potential for such occurrences at our corporate headquarters, 
we have implemented various systems, including redundant telecommunication facilities; replication of critical data to an 
offsite location; a fire suppression system to protect our on-site data center; and electrical power protection and generation 
facilities. We also have a catastrophic disaster recovery plan and alternate processing capability available for our critical 
data processes in the event of a catastrophe that renders our corporate headquarters unusable. 

Our business interruption and cyber insurance would offset losses up to certain coverage limits in the event of a catastrophe 
or certain cyber incidents; however, losses arising from a catastrophe or significant cyber incident would likely exceed our 
insurance  coverage  and  could  have  a  material  adverse  impact  on  our  results  of  operations  and  financial  condition. 
Furthermore,  a  significant  disruption  in  our  information  technology  systems  or  a  significant  cyber  incident,  including 
denial of service, system failure, security breach, intentional or inadvertent acts by employees or vendors with access to 
our  systems  or  data,  disruption  by  malware,  or  other  damage,  could  interrupt  or  delay  our  operations,  damage  our 
reputation, cause a loss of customers, cause errors or delays in financial reporting, expose us to a risk of loss or litigation, 
and/or cause us to incur significant time and expense to remedy such an event. We have experienced incidents involving 
attempted denial of service attacks, malware attacks, and other events intended to disrupt information systems, wrongfully 

54 

 
 
 
 
 
 
 
obtain valuable information, or cause other types of malicious events that could have resulted in harm to our business. To 
date, the systems employed have been effective in identifying these types of events at a point when the impact on our 
business  could  be  minimized.  We  must  continuously  monitor  and  develop  our  information  technology  networks  and 
infrastructure to prevent, detect, address, and mitigate the risk of unauthorized access, misuse, computer viruses, and other 
events  that  could  have  a  security  impact.  We  have  made  and  continue  to  make  significant  financial  investments  in 
technologies  and  processes  to  mitigate  these  risks.  We  also  provide  employee  awareness  training  around  phishing, 
malware, and other cyber risks. Management is not aware of any cybersecurity incident that has had a material effect on 
our operations, although there can be no assurances that a cyber incident that could have a material impact to our operations 
could not occur. 

LIQUIDITY AND CAPITAL RESOURCES 

Our primary sources of liquidity are unrestricted cash, cash equivalents, and short-term investments, cash generated by 
operations, and borrowing capacity under our revolving credit facility or accounts receivable securitization program. 

Cash Flow and Short-Term Investments 

Components of cash and cash equivalents, short-term investments, and restricted cash were as follows: 

Cash and cash equivalents(1) 
Short-term investments 
Total unrestricted 
Restricted cash(2) 

Total(3) 

2016 

2018 

 Year Ended December 31 
2017 
(in thousands) 
  $  190,186   $  120,772   $  114,280  
 56,838  
 171,118  
 962  
  $  296,992   $  177,173   $  172,080  

    106,806  
 296,992  
 —  

 56,401  
 177,173  
 —  

(1)  Cash equivalents consist of money market funds, variable rate demand notes and U.S. Treasury securities with maturity dates of 

90 days or less from the date of purchase. 

(2)  Restricted cash represents cash deposits pledged as collateral for outstanding letters of credit in support of workers’ compensation 

and third-party casualty claims liabilities (see Financing Arrangements in this section of MD&A). 

(3)  Cash, variable rate demand notes, and certificates of deposit are recorded at cost plus accrued interest, which approximates fair 
value. Money market funds are recorded at fair value based on quoted prices. U.S. Treasury securities are recorded at cost plus 
amortized premium or discount and accrued interest. At December 31, 2018, 2017, and 2016, cash, cash equivalents, and short-
term investments of $94.7 million, $61.1 million, and $39.9 million, respectively, were neither FDIC insured nor direct obligations 
of the U.S. government. 

2018 Compared to 2017 
Cash,  cash  equivalents,  and  short-term 
to 
December 31, 2018. During 2018, cash provided by operations of $255.3 million was used to repay $71.3 million of long-
term  debt  (including  repayment  of  $5.0  million  of  borrowings  under  the  accounts  receivable  securitization);  fund 
$39.7 million  of  capital  expenditures,  net  of  proceeds  from  asset  sales  (with  an  additional  $94.0 million  of  revenue 
equipment,  software,  and  other  equipment  purchases  financed  with  notes  payable);  fund  $10.1 million  of  internally 
developed software; pay dividends of $8.2 million on common stock; and purchase $9.4 million of treasury stock. 

increased  $119.8  million  from  December 31, 2017 

investments 

Cash provided by operating activities during 2018 was $103.4 million above 2017 primarily due to improved operating 
results and changes in working capital. The comparison of cash provided by operating activities was also impacted by 
$15.7 million of cash payments toward the multiemployer pension withdrawal liability recognized in 2018 related to the 
transition agreement ABF Freight entered into with the New England Pension Fund, 2018 ABF NMFA ratification bonus 
payments of $8.5 million, and a $5.5 million contribution we made to the nonunion defined benefit pension plan. Cash 
provided by operating activities included federal, state, and foreign income tax payments, net of refunds of federal and 
state income taxes, of $3.3 million and $4.2 million for the year ended December 31, 2018 and 2017, respectively. 

2017 Compared to 2016 
Cash, cash equivalents, and short-term investments increased $5.1 million from December 31, 2016 to December 31, 2017. 
During 2017, cash provided by operations of $151.9 million and $10.0 million of borrowings under the accounts receivable 

55 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
  
    
    
  
 
  
  
 
  
  
 
 
  
  
  
 
 
 
 
 
securitization program was used to repay $68.9 million of notes payable and capital leases; fund $61.5 million of capital 
expenditures,  net  of  proceeds  from  asset  sales  (and  an  additional  $84.2 million  of  revenue  equipment  purchases  were 
financed  with  notes  payable);  fund  $9.8 million  of  internally  developed  software;  pay  dividends  of  $8.3 million  on 
common stock; and purchase $6.0 million of treasury stock. 

Our cash provided by operating activities during 2017 was $40.0 million above 2016 primarily due to improved operating 
results.  The  comparison  was  also  impacted  by  a  $3.3  million  gain  on  the  sale  of  real  estate  and  a  contribution  of 
$13.4 million made to the nonunion defined benefit pension plan during 2016. Cash provided by operating activities for 
the year ended December 31, 2017 included federal, state, and foreign income tax payments, net of refunds of federal and 
state income taxes, of $4.2 million, compared to refunds of federal and state income taxes, net of state and foreign income 
tax payments, of $8.0 million for the year ended December 31, 2016. 

Financing Arrangements 

Our financing arrangements are discussed further in Note G to our consolidated financial statements included in Part II, 
Item 8 of this Annual Report on Form 10-K. 

Credit Facility 
We have a revolving credit facility (the “Credit Facility”) under our Second Amended and Restated Credit Agreement (the 
“Credit Agreement”). Our Credit Facility has an initial maximum credit amount of $200.0 million, including a swing line 
facility in an aggregate amount of up to $20.0 million and a letter of credit sub-facility providing for the issuance of letters 
of credit up to an aggregate amount of $20.0 million. We may request additional revolving commitments or incremental 
term loans thereunder up to an aggregate additional amount of $100.0 million, subject to certain additional conditions as 
provided in the Credit Agreement. Principal payments under the Credit Facility are due upon maturity of the facility on 
July 7, 2022; however, borrowings may be repaid at our discretion in whole or in part at any time, without penalty, subject 
to required notice periods and compliance with minimum prepayment amounts. The Credit Agreement includes certain 
conditions, including limitations on incurrence of debt. As of December 31, 2018, we had available borrowing capacity of 
$130.0 million under our Credit Facility. 

Interest Rate Swaps 
We have a five-year interest rate swap agreement with a $50.0 million notional amount maturing on January 2, 2020. 
Under the interest rate swap agreement, we receive floating-rate interest amounts based on one-month LIBOR in exchange 
for fixed-rate interest payments of 1.85% over the life of the agreement. The interest rate swap mitigates interest rate risk 
by effectively converting $50.0 million of borrowings under our Credit Facility from variable-rate interest to fixed-rate 
interest with a per annum rate of 3.10% based on the margin of the Credit Facility as of December 31, 2018. The fair value 
of the interest rate swap asset of $0.3 million and $0.1 million was recorded in other long-term assets in the consolidated 
balance sheet at December 31, 2018 and 2017, respectively.  

In June 2017, we entered into a second forward-starting interest rate swap agreement with a $50.0 million notional amount 
which will start on January 2, 2020 upon maturity of the current interest rate swap agreement, and mature on June 30, 2022. 
Under the swap agreement we will receive floating-rate interest amounts based on one-month LIBOR in exchange for 
fixed-rate interest payments of 1.99% over the life of the agreement. The interest rate swap mitigates interest rate risk by 
effectively converting $50.0 million of borrowings under the Credit Facility from variable-rate interest to fixed-rate interest 
with a per annum rate of 3.24% based on the margin of the Credit Facility as of December 31, 2018. The fair value of the 
interest rate swap asset of $0.5 million and $0.4 million was recorded in other long-term assets in the consolidated balance 
sheet at December 31, 2018 and 2017, respectively. 

Accounts Receivable Securitization Program 
Our accounts receivable securitization program was amended and extended in August 2018 to modify certain covenants 
and conditions and extend the maturity date of the program to October 1, 2021. The program allows for cash proceeds of 
$125.0 million to be provided under the facility and has an accordion feature allowing us to request additional borrowings 
up  to  $25.0  million,  subject  to  certain  conditions.  Under  this  program,  certain  of  our  subsidiaries  continuously  sell  a 
designated  pool  of  trade  accounts  receivables  to  a  wholly  owned  subsidiary  which,  in  turn,  may  borrow  funds  on  a 
revolving basis. We repaid $5.0 million of our borrowed amount under the accounts receivable securitization program 
during the fourth quarter of 2018. As of December 31, 2018, we have $40.0 million borrowed under the program.  

56 

 
 
 
 
 
 
 
 
The accounts receivable securitization program includes a provision under which we may request, and the letter of credit 
issuer may issue, standby letters of credit, primarily in support of workers’ compensation and third-party casualty claims 
liabilities in various states in which we are self-insured. The outstanding standby letters of credit reduce the availability of 
borrowings under the program. As of December 31, 2018, we had available borrowing capacity of $68.4 million under the 
accounts receivable securitization program. 

Letter of Credit Agreements and Surety Bond Programs 
As of December 31, 2018, we had letters of credit outstanding of $17.2 million (including $16.6 million issued under the 
accounts receivable securitization program). We have programs in place with multiple surety companies for the issuance 
of surety bonds in support of our self-insurance program. As of December 31, 2018, surety bonds outstanding related to 
our self-insurance program totaled $49.1 million. 

Notes Payable and Capital Leases 
We  financed  the  purchase  of  certain  revenue  equipment,  other  equipment  and  software  through  promissory  note 
arrangements, including $94.0 million during 2018. We intend to utilize promissory note arrangements and will consider 
utilizing capital lease agreements to finance future purchases of certain revenue equipment, provided such financing is 
available and the terms are acceptable to us. 

Contractual Obligations 

The following table provides our aggregate annual contractual obligations as of December 31, 2018: 

Payments Due by Period 
(in thousands) 
1-3 
Years 

     Less Than     
1 Year 

3-5 
Years 

    More Than  
5 Years 

Total 

Balance sheet obligations: 
Credit Facility, including interest(1)(2) 
Interest rate swap(1)(3) 
Accounts receivable securitization borrowings, including 
interest(1)(4) 
Notes payable, including fixed-rate interest(1)(5) 
New England Pension Fund withdrawal liability(6) 
Capital lease obligations, including fixed-rate interest(7) 
Postretirement health expenditures(8) 
Deferred salary distributions(9) 
Supplemental benefit plan distributions(10) 
Voluntary savings plan distributions(11) 
Off-balance sheet obligations: 
Operating lease obligations(12) 
Purchase obligations(13) 
Total 

  $ 

 79,152   $ 
 (831) 

 2,691   $ 
 (352) 

 5,143   $   71,318   $ 
 (383) 

 (96) 

 —  
 —  

 43,832  
   195,035  
 36,150  
 275  
 14,232  
 3,479  
 4,249  
 2,337  

 1,396  
 59,281  
 1,589  
 240  
 995  
 642  
 938  
 1,634  

 42,436  
 85,441  
 3,178  
 34  
 2,138  
 801  
 2,169  
 255  

 —  
 50,254  
 3,178  
 1  
 2,493  
 454  
 —  
 448  

 —  
 59  
 28,205  
 —  
 8,606  
 1,582  
 1,142  
 —  

 62,174  
 40,083  

 5,850  
 —  
  $   480,167   $  118,215   $  176,739   $  139,769   $   45,444  

 11,602  
 117  

 25,592  
 9,935  

 19,130  
 30,031  

(1)  See the Financing Arrangements section of Liquidity and Capital Resources for further description of this obligation. 

(2)  The Credit Facility matures on July 7, 2022 with interest payments paid monthly and principal due at maturity. Future payments 
due  under  the  Credit  Facility  are  calculated  using  variable  interest  rates  based  on  the  LIBOR  swap  curve,  plus  the  anticipated 
applicable margin. 

(3)  Amounts represent fixed interest payments net of estimated income from the interest rate swap based on the LIBOR swap curve. 

(4)  Amounts represent estimated payments due for the $40.0 million borrowed under the accounts receivable securitization program. 
Future payments due are calculated using variable interest rates based on the LIBOR swap curve, plus the anticipated applicable 
margin. 

(5)  Amounts represent future payments due under notes payable obligations, which relate primarily to revenue equipment. 

(6)  Amounts represent future payments due under the New England Pension Fund transition agreement. ABF Freight’s entry into this 
agreement is discussed in the Asset-Based Segment Overview within the Asset-Based Operations section of Results of Operations. 

57 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
        
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
 
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
 
 
 
 
 
 
  
  
  
  
  
 
  
  
  
  
  
 
 
 
 
 
 
 
 
(7)  Capital  lease  obligations  relate  primarily  to  service  center  facilities  in  our  Asset-Based  segment.  The  future  minimum  rental 
commitments of lease obligations are presented exclusive of executory costs such as insurance, maintenance, and taxes. The capital 
lease  agreements  contain  rental  adjustment  clauses  for  which  the  maximum  amounts  have  been  included  in  the  contractual 
obligations presented. 

(8)  We sponsor an insured postretirement health benefit plan that provides supplemental medical benefits and dental and vision care 
to certain executive officers. Amounts represent estimated projected payments, net of retiree premiums, related to postretirement 
health benefits for the next 10 years. These projected amounts are subject to change based upon increases and other changes in 
premiums  and  medical  costs  and  continuation  of  the  plan  for  current  participants.  The  accumulated  benefit  obligation  of  the 
postretirement health benefit plan accrued in the consolidated balance sheet totaled $29.5 million as of December 31, 2018.  

(9)  We  have  deferred  salary  agreements  with  certain  of  our  employees.  The  projected  deferred  salary  agreement  distributions  are 
subject to change based upon assumptions for projected salaries and retirements, deaths, disabilities, or early retirement of current 
employees.  Liabilities  for  deferred  salary  agreements  accrued  in  the  consolidated  balance  sheet  totaled  $2.5  million  as  of 
December 31, 2018.  

(10)  We have an unfunded supplemental benefit plan (“SBP”) for the purpose of supplementing benefits under the nonunion defined 
benefit pension plan for certain executive officers. The amounts and dates of distributions in future periods are dependent upon 
actual retirement dates of eligible officers and other events and factors. The accumulated benefit obligation of the SBP accrued in 
the consolidated balance sheet totaled $3.9 million as of December 31, 2018. 

(11)  We maintain a Voluntary Savings Plan (“VSP”), a nonqualified deferred compensation plan for the benefit of certain executives. 
As of December 31, 2018, VSP related assets totaling $2.3 million were included in other assets with a corresponding amount 
recorded  in  other  liabilities.  Elective  distributions  anticipated  under  this  plan  are  presented.  Future  distributions  are  subject  to 
change for retirement, death, disability, or timing of distribution elections by plan participants. 

(12)  While we own the majority of our larger service centers, distribution centers, and administrative offices, we lease certain facilities 
and equipment. As of December 31, 2018, we had future minimum rental commitments, net of noncancelable subleases, totaling 
$59.9 million for facilities and $2.3 million for equipment. The future minimum rental commitments are presented exclusive of 
executory costs such as insurance, maintenance, and taxes. Amounts exclude future minimum payments for leases which were 
executed but had not yet commenced as of December 31, 2018 of approximately $21.0 million which will be paid over 10 years. 

(13)  Purchase obligations include authorizations to purchase and binding agreements with vendors relating to software, certain service 
contracts,  other  equipment,  and  other  items  for  which  amounts  were  not  accrued  in  the  consolidated  balance  sheet  as  of 
December 31, 2018.  

As previously disclosed in Consolidated Results within the Results of Operations section of MD&A, our nonunion defined 
benefit  pension  plan  was  terminated  with  an  effective  date  of  December 31, 2017  and  the  plan  received  a  favorable 
determination letter from the IRS regarding qualification of the plan termination in September 2018. In the fourth quarter 
of 2018, the plan began distributing immediate lump sum benefits elected by plan participants under plan termination. The 
plan will settle the remaining obligation for deferred benefits with the purchase of nonparticipating annuity contracts from 
insurance companies in first quarter 2019. The Company will make a cash contribution to the plan for the amount, if any, 
required to fund benefit distributions and annuity contract purchases in excess of plan assets. In anticipation of funding 
the nonunion pension plan for termination, we made a $5.5 million tax-deductible contribution to the plan in September 
2018. 

We  estimate  nonunion  pension  expense,  including  noncash  pension  settlement  charges,  could  total  approximately 
$4.0 million in first quarter 2019, and cash funding could total approximately $7.0 million in first quarter 2019, although 
there can be no assurances in this regard. The final pension settlement charges and the actual amount we will be required 
to contribute to the plan to fund benefit distributions in excess of plan assets are dependent on various factors, including 
the value of plan assets, the amount of lump-sum benefit distributions paid to participants, and the cost to purchase annuity 
contracts to settle the pension obligation related to benefits for which participants elect to defer payment until a later date. 
Liquidation of plan assets and settlement of plan obligations is expected to be complete in first quarter 2019.  

ABF  Freight  System,  Inc.  and  certain  other  subsidiaries  reported  in  our  Asset-Based  operating  segment  contribute  to 
multiemployer health, welfare, and pension plans based generally on the time worked by their contractual employees, as 
specified  in  the  collective  bargaining  agreement  and  other  supporting  supplemental  agreements  (see  Note  I  to  our 
consolidated financial statements included in Part II, Item 8 of this Annual Report on Form 10-K). 

As  of  December  31,  2018,  $4.5  million  estimated  fair  value  of  outstanding  contingent  consideration  related  to  the 
September 2016  acquisition  of  LDS  was  recorded  in  accrued  expenses.  We  had  $4.5 million  held  in  escrow  for  the 
contingent  consideration  that  was  recorded  in  other  current  assets  as  of  December  31,  2018.  In  January  2019,  the 

58 

 
 
 
 
 
 
 
 
 
 
$4.5 million  escrow  funds  were  released  as  full  and  final  settlement  of  the  contingent  consideration.  (See  Note A  and 
Note C to our consolidated financial statements included in Part II, Item 8 of this Annual Report on Form 10-K). 

Capital Expenditures 

The following table sets forth our historical capital expenditures for the periods indicated below: 

Capital expenditures, gross including notes payable and capital leases  
Less financing from notes payable and capital lease obligations 
Capital expenditures, net of notes payable and capital leases 
Less proceeds from asset sales 

Total capital expenditures, net 

2018 

 Year Ended December 31 
2017 
(in thousands) 

2016 

  $ 

  $ 

 138,008   $ 
 94,016  
 43,992  
 4,256  
 39,736   $ 

 149,951   $ 
 84,170  
 65,781  
 4,279  
 61,502   $ 

 151,637  
 83,366  
 68,271  
 8,804  
 59,467  

For  2019,  our  total  capital  expenditures,  including  amounts  financed,  are  estimated  to  range  from  $170.0  million  to 
$180.0 million, net of asset sales. These 2019 estimated net capital expenditures include revenue equipment purchases of 
$90.0 million, primarily for our Asset-Based operations. The remainder of 2019 expected capital expenditures includes 
real estate projects, costs of other facility and handling equipment for our Asset-Based operations, including forklifts, and 
technology investments across the enterprise. We have the flexibility to adjust certain planned 2019 capital expenditures 
as business levels dictate. Depreciation and amortization expense, excluding amortization of intangibles, is estimated to 
be in a range of $110.0 million to $115.0 million in 2019. 

Other Liquidity Information 

Cash,  cash  equivalents,  and  short-term  investments  totaled  $297.0 million  at  December 31, 2018.  We  generated 
$255.3 million,  $151.9 million,  and  $111.9  million  of  operating  cash  flow  during  2018,  2017,  and  2016,  respectively. 
General economic conditions, along with competitive market factors and the related impact on our business, primarily the 
tonnage and pricing levels that the Asset-Based segment receives for its services, could affect our ability to generate cash 
from operations and maintain cash, cash equivalents, and short-term investments on hand as operating costs increase. Our 
Credit  Facility  and  accounts  receivable  securitization  program  provide  available  sources  of  liquidity  with  flexible 
borrowing and payment options. We believe these agreements provide borrowing capacity options necessary for growth 
of our businesses. We believe existing cash, cash equivalents, short-term investments, cash generated by operations, and 
amounts available under our Credit Agreement or accounts receivable securitization program will be sufficient to meet 
our  liquidity  needs,  including  financing  potential  acquisitions  and  the  repayment  of  amounts  due  under  our  financing 
arrangements, as disclosed in the Contractual Obligations table within this Liquidity and Capital Resources section of 
MD&A, for the foreseeable future. Notes payable, capital leases, and other secured financing may also be used to fund 
capital expenditures, provided that such arrangements are available and the terms are acceptable to us. 

During 2018, we continued to take actions to enhance shareholder value with our quarterly dividend payments and treasury 
stock  purchases.  On  January  25,  2019,  our  Board  of  Directors  declared  a  dividend  of  $0.08  per  share  payable  to 
stockholders of record as of February 8, 2019. We expect to continue to pay quarterly dividends on our common stock in 
the foreseeable future, although there can be no assurance in this regard since future dividends will be at the discretion of 
the  Board  of  Directors  and  are  dependent  upon  our  future  earnings,  capital  requirements,  and  financial  condition; 
contractual restrictions applying to the payment of dividends under our Credit Agreement; and other factors.  

We have a program in place to repurchase our common stock in the open market or in privately negotiated transactions 
(see Note J to the consolidated financial statements included in Part II, Item 8 of this Annual Report on Form 10-K). The 
program has no expiration date but may be terminated at any time at the Board of Directors’ discretion. Repurchases may 
be made using cash reserves or other available sources. During 2018, we purchased 246,056 shares of our common stock 
for an aggregate cost of $9.4 million, leaving $22.3 million available for repurchase under the current buyback program. 

Quarter-to-date through February 22, 2019, the Company had purchased an additional 29,385 shares of its common stock 
for an aggregate cost of $1.1 million, leaving $21.2 million available for repurchase under the current buyback program. 

59 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
    
    
    
  
 
 
  
 
  
  
  
 
  
  
  
 
  
  
  
 
 
 
 
 
 
 
Financial Instruments 

We have not historically entered into financial instruments for trading purposes, nor have we historically engaged in a 
program for fuel price hedging. No such instruments were outstanding as of December 31, 2018 or 2017. We have interest 
rate  swap  agreements  in  place  which  are  discussed  in  the  Financing  Arrangements  section  of  Liquidity  and  Capital 
Resources. 

Balance Sheet Changes 

Accounts Receivable 
Accounts receivable increased $18.0 million from December 31, 2017 to December 31, 2018, reflecting higher business 
levels in December 2018 compared to December 2017. 

Accounts Payable  
Accounts payable increased $14.7 million from December 31, 2017 to December 31, 2018, primarily due to increased 
business levels in December 2018 compared to December 2017.  

Accrued Expenses  
Accrued  expenses  increased  $32.6  million  from  December  31,  2017  to  December  31,  2018,  primarily  due  to  certain 
performance-based incentive accruals related to our improved operating performance and the current portion of long-term 
incentive plans, a portion of which are driven by shareholder returns relative to peers; higher accruals for contributions to 
defined contribution plans; and an increase in holiday and vacation accruals for union employees related, in part, to the 
restoration of a week of vacation under the 2018 ABF NMFA.  

Other Long-Term Liabilities  
Other  long-term  liabilities  increased  $29.1  million  from  December  31,  2017  to  December  31,  2018,  primarily  due  to 
recognition  of  the  long-term  portion  of  the  New  England  Pension  Fund  withdrawal  liability,  of  which  $22.0  million 
remains  outstanding  at  December  31,  2018,  and  higher  accruals  for  long-term  incentive  plans  which  are  impacted  by 
shareholder returns relative to peers. 

Off-Balance Sheet Arrangements 

At December 31, 2018, our off-balance sheet arrangements of $123.7 million included purchase obligations and future 
minimum  rental  commitments  under  operating  lease  agreements,  primarily  for  service  center  facilities,  net  of 
noncancelable subleases, as disclosed in the Contractual Obligations section of Liquidity and Capital Resources. 

We have no investments, loans, or any other known contractual arrangements with unconsolidated special-purpose entities, 
variable interest entities, or financial partnerships and had no outstanding loans with our executive officers or directors. 

INCOME TAXES 

Our effective tax rate was 20.3% of pre-tax income for 2018 and our effective tax benefit rate was 15.8% of pre-tax income 
for 2017. For 2016, our effective tax rate was 34.1% of pre-tax income. The difference between our effective rate and the 
federal statutory rate for 2018 and 2017 primarily results from the impact of the Tax Cuts and Jobs Act, as discussed 
below. Additionally, a portion of the difference for 2018 and 2017 results from state income taxes, the effect of changes 
in the cash surrender value of life insurance, life insurance proceeds, non-deductible expenses, and the settlement of share-
based payment awards. The rate for 2018 was also impacted by the February 2018 passage of the Bipartisan Budget Act 
of 2018 which retroactively reinstated the alternative fuel tax credit that had previously expired on December 31, 2016. 
The alternative fuel tax credit was reinstated through December 31, 2017, and the $1.2 million credit, which related to 
2017 was recognized in the first quarter of 2018. The difference between our effective tax rate and the federal statutory 
rate for 2016 primarily results from state income taxes, the effect of changes in the cash surrender value of life insurance, 
life insurance proceeds, the alternative fuel tax credit, and non-deductible expenses.  

60 

 
 
 
 
 
 
 
 
 
 
 
 
 
On December 22, 2017, H.R. 1/Public Law 115-97 which includes tax legislation titled Tax Cuts and Jobs Act (the “Tax 
Reform Act”) was signed into law. Effective January 1, 2018, the Tax Reform Act reduced the U.S. federal corporate tax 
rate from 35% to 21%. Due to the fact that our fiscal tax year which ended February 28, 2018 included the effective date 
of the rate change under the Tax Reform Act, we were required to calculate taxes by applying a blended rate to the taxable 
income for the tax year ended February 28, 2018. The blended rate is calculated based on the ratio of days in the fiscal tax 
year prior to and after the effective date of the rate change. In computing total tax expense for the twelve months ended 
December 31, 2017, we applied the 35.0% federal statutory rate to the two months ended February 28, 2017, and applied 
a federal blended rate of 32.74% to the ten months ended December 31, 2017. In computing total tax expense for the 
twelve  months  ended  December  31,  2018,  we  applied  a  federal  blended  rate  of  32.74%  to  the  two  months  ended 
February 28, 2018, and applied the 21.0% federal statutory rate to the ten months ended December 31, 2018. As a result 
of the Tax Reform Act, we realized a current tax benefit of $0.1 million and $1.3 million at December 31, 2018 and 2017, 
respectively. 

At December 31, 2017, we remeasured deferred tax assets and liabilities based on the rate at which they were expected to 
reverse  in  the  future,  taking  into  account  the  Tax  Reform  Act.  Existing  deferred  tax  assets  and  liabilities  at 
December 31, 2017 that were reasonably estimated to reverse in the tax year ending February 28, 2018 were remeasured 
at a federal blended rate of 32.74%. Existing deferred tax assets and liabilities at December 31, 2017 that were reasonably 
estimated to reverse after the tax year ending February 28, 2018 were remeasured at the 21.0% federal statutory rate. As a 
result, a provisional deferred tax benefit of $24.5 million was recognized at December 31, 2017. In 2018, a reduction of 
net deferred income tax liabilities was recognized related to the reversal of temporary differences through our tax year end 
of February 28, 2018, resulting in a tax benefit in continuing operations of $3.8 million.  

As of December 31, 2018, the accounting for the income tax effects of the Tax Reform Act has been completed and all 
amounts  recorded  are  considered  final.  Additionally,  at  December  31,  2018,  we  have  determined  that  we  will  not  be 
significantly impacted by the one-time transition tax on earnings of foreign subsidiaries, the tax on global intangible low-
taxed income, or the tax on base erosion payments, which were other provisions of the Tax Reform Act.  

For  2019,  our  U.S.  statutory  tax  rate  is  21.0%.  Our  average  state  tax  rate,  net  of  the  associated  federal  deduction,  is 
approximately 5%. However, various factors, including the amount of pre-tax income as well as benefits or deficiencies 
recognized in the income statement upon settlement of share-based payment awards, may cause our full year 2019 effective 
tax rate to vary significantly from the statutory rate. Due to the impact of non-deductible expenses, lower levels of pre-tax 
income result in a higher tax rate on income and a lower benefit rate on losses. As pre-tax income or pre-tax losses increase, 
the impact of non-deductible expenses on the overall rate declines.  

At December 31, 2018, we had net deferred tax liabilities after valuation allowances of $49.0 million. Valuation allowances 
for  deferred  tax  assets  totaled  $0.1  million,  $0.8  million,  and  $0.3  million  at  December  31,  2018,  2017,  and  2016, 
respectively.  At  December  31,  2017,  we  established  a  valuation  allowance  of  $0.7  million  related  to  certain  state  net 
operating  loss  carryforwards  set  to  expire  in  5  years.  Due  to  tax-planning  strategies  that  included  decreased  state  tax 
depreciation  and  other  available  actions,  state  taxable  income  was  generated  for  2018,  and  a  portion  of  the  state  net 
operating loss carryforwards for which the valuation allowance was established were utilized. In addition, management 
concluded, based on available evidence, that it was more likely than not that remaining net operating losses would be 
utilized, and, therefore, the remaining valuation allowance of $0.7 million was reversed. The need for additional valuation 
allowances is continually monitored by management.   

At December 31, 2018, 2017, and 2016, we had reserves for uncertain tax positions totaling of $1.0 million, less than 
$0.1 million, and $0.7 million, respectively. A $0.7 million reserve for uncertain tax positions as of December 31, 2016 
was related to certain credits taken on amended federal returns. The statute of limitations for the federal return on which 
these credits were claimed expired in the fourth quarter of 2017, and the reserve was removed at December 31, 2017. We 
established a reserve for uncertain tax positions of $0.9 million at December 31, 2018 as a result of certain credits taken 
on amended federal returns. The statute of limitations for the federal return on which these credits were claimed expires 
in the first quarter of 2020. 

Financial  reporting  income  differs  significantly  from  taxable  income  because  of  items  such  as  bonus  or  accelerated 
depreciation  for  tax  purposes,  pension  accounting  rules,  and  a  significant  number  of  liabilities  such  as  vacation  pay, 
workers’ compensation reserves, and other liabilities, which, for tax purposes, are generally deductible only when paid. 
For the years ended December 31, 2018, 2017 and 2016, financial reporting income exceeded taxable income.  

61 

 
 
 
 
 
 
 
We made $21.8 million of federal, state, and foreign tax payments during the year ended December 31, 2018 and received 
refunds of $18.5 million of federal, state, and foreign taxes that were paid in prior years.  

Management expects the cash outlays for income taxes will be less than reported income tax expense in 2019 due primarily 
to the effect of 100% expensing of qualified depreciable assets in 2019 through 2022 as allowed under the Tax Reform 
Act. However, in the event we were to become unprofitable, provisions of the Tax Reform Act eliminating net operating 
loss carrybacks for 2018 and subsequent years would have an adverse impact on liquidity and financial condition. 

CRITICAL ACCOUNTING POLICIES 

The  preparation  of  financial  statements  in  conformity  with  GAAP  requires  management  to  make  estimates  and 
assumptions that affect the amounts reported in the financial statements and accompanying notes. Estimates are based on 
prior experience and other assumptions that management considers reasonable in our circumstances. Actual results could 
differ from those estimates under different assumptions or conditions, which would affect the related amounts reported in 
the financial statements. 

The accounting policies that are “critical” to understanding our financial condition and results of operations and that require 
management to make the most difficult judgments are described as follows. 

Revenue Recognition 
On January 1, 2018, we adopted ASC Topic 606, Revenue from Contracts with Customers, (“ASC Topic 606”) which 
provides a single comprehensive revenue recognition model for all contracts with customers and contains principles to 
apply to determine the measurement of revenue and the timing of when it is recognized. We adopted ASC Topic 606 using 
the modified retrospective method applied to those contracts which were not completed as of January 1, 2018. Results for 
reporting periods beginning after January 1, 2018 are presented under ASC Topic 606, while prior period amounts are not 
adjusted and continue to be reported in accordance with the Company’s historic method of accounting under ASC Topic 
605, Revenue Recognition. Prior to the adoption of ASC Topic 606, ArcBest segment revenue was recognized based on 
the delivery of the shipment to the customer-designated location. 

Revenues are recognized when or as control of the promised services is transferred to our customers, in an amount that 
reflects  the  consideration  we  expect  to  be  entitled  to  in  exchange  for  those  services.  Our  performance  obligations  are 
primarily  satisfied  upon  final  delivery  of  the  freight  to  the  specified  destination.  Revenue  is  recognized  based  on  the 
relative transit time in each reporting period with expenses recognized as incurred using a bill-by-bill or standard delivery 
times to establish estimates of revenue in transit for recognition in the appropriate period. This methodology utilizes the 
approximate  location  of  the  shipment  in  the  delivery  process  to  determine  the  revenue  to  recognize,  and  management 
believes it to be a reliable method.  

Certain contracts may provide for volume-based or other discounts which are accounted for as variable consideration. We 
estimate  these  amounts  based  on  the  expected  discounts  earned  by  customers  and  revenue  is  recognized  using  these 
estimates.  Revenue  adjustments  may  also  occur  due  to  rating  or  other  billing  adjustments.  We  estimate  revenue 
adjustments based on historical information and revenue is recognized accordingly at the time of shipment. We believe 
that actual amounts will not vary significantly from estimates of variable consideration.  

Revenue,  purchased  transportation  expense,  and  third-party  service  expenses  are  reported  on  a  gross  basis  for  certain 
shipments and services where we utilize a third-party carrier for pickup, linehaul, delivery of freight, or performance of 
services but remains primarily responsible for fulfilling delivery to the customer and maintains discretion in setting the 
price for the services. Purchased transportation expense is recognized as incurred. 

For  our  FleetNet  segment,  service  fee  revenue  is  recognized  upon  response  to  the  service  event  and  repair  revenue  is 
recognized upon completion of the service by third-party vendors. Revenue and expense from repair and maintenance 
services performed by third-party vendors are reported on a gross basis as FleetNet controls the services prior to transfer 
to the customer and remains primarily responsible to the customer for completion of the services. 

We  record  deferred  revenue  when  cash  payments  are  received  or  due  in  advance  of  performance  under  the  contract. 
Deferred revenues totaled $0.5 million and $0.6 million at December 31, 2018 and 2017, respectively, and are recorded in 
accrued expenses in the consolidated balance sheet. 

62 

 
 
 
 
 
 
 
 
 
 
 
Payment  terms  with  customers  may  vary  depending  on  the  service  provided,  location  or  specific  agreement  with  the 
customer. The time between invoicing and when payment is due is not significant. For certain services, we require payment 
before the services are delivered to the customer. 

We expense sales commissions when incurred because the amortization period is one year or less. 

Receivable Allowance  
We estimate our allowance for doubtful accounts based on historical write-offs, as well as trends and factors surrounding 
the credit risk of specific customers. In order to gather information regarding these trends and factors, we perform ongoing 
credit evaluations of our customers. The allowance for revenue adjustments is an estimate based on historical revenue 
adjustments and current information regarding trends and business changes. Actual write-offs or adjustments could differ 
from  the  allowance  estimates  due  to  a  number  of  factors.  These  factors  include  unanticipated  changes  in  the  overall 
economic environment or factors and risks surrounding a particular customer. We continually update the history we use 
to  make  these  estimates  so  as  to  reflect  the  most  recent  trends,  factors,  and  other  information  available.  Management 
believes  this  methodology  to  be  reliable  in  estimating  the  allowances  for  doubtful  accounts  and  revenue  adjustments 
(collectively  our  receivable  allowance).  Accounts  receivable  are  written  off  when  the  accounts  are  turned  over  to  a 
collection agency or when the accounts are determined to be uncollectible. Actual write-offs and adjustments are charged 
against the allowances for doubtful accounts and revenue adjustments. A 10% increase in the estimate of allowances for 
doubtful accounts and revenue adjustments would have decreased 2018 operating income by $0.7 million on a pre-tax 
basis. 

Impairment Assessment of Long-Lived Assets 
We review our long-lived assets, including property, plant and equipment and capitalized software, which are held and 
used in our operations, for impairment whenever events or changes in circumstances indicate that the carrying amount of 
the asset may not be recoverable. If such an event or change in circumstances is present, we will estimate the undiscounted 
future cash flows expected to result from the use of the asset and its eventual disposition. If the sum of the undiscounted 
future  cash  flows  is  less  than  the  carrying  amount  of  the  related  assets,  we  will  recognize  an  impairment  loss.  The 
evaluation of future cash flows requires management’s judgment and the use of estimates and assumptions. Assumptions 
require considerable judgment because changes in broad economic factors and industry factors can result in variable and 
volatile values. Economic factors and the industry environment were considered in assessing recoverability of long-lived 
assets, including revenue equipment (primarily tractors and trailers used in our Asset-Based operations and trailers used 
in our Truckload-Dedicated operations). Our strict equipment maintenance schedules have served to mitigate declines in 
the value of revenue equipment.  

During 2016, as part of our corporate restructuring (as discussed further in Note N to our consolidated financial statements 
included in Part II, Item 8 of this Annual Report on Form 10-K), we identified capitalized software applications with no 
future use due to the combination of certain operations within the organization and recorded a non-cash impairment charge 
of $6.2 million related to acquired software and other applications. The impairment charge included the write-down of 
$5.5 million of acquired software in the ArcBest segment to its fair value, reflecting estimated reproduction costs less an 
obsolescence allowance. 

Income Tax Provision and Valuation Allowances on Deferred Tax Assets 
Management  applies  considerable  judgment  in  estimating  the  consolidated  income  tax  provision,  including  valuation 
allowances on deferred tax assets. The valuation allowance for deferred tax assets is determined by evaluating whether it 
is more likely than not that the benefits of deferred tax assets will be realized through future reversal of existing taxable 
temporary differences, taxable income in carryback years in jurisdictions where carrybacks are available, projected future 
taxable income, or tax-planning strategies. Uncertain tax positions, which also require significant judgment, are measured 
to determine the amounts to be recognized in the financial statements. The income tax provision and valuation allowances 
are further complicated by complex rules administered in multiple jurisdictions, including U.S. federal, state, and foreign 
governments. 

Goodwill and Intangible Assets 
Effective  January  1,  2018,  we  early  adopted  an  amendment  to  ASC  Topic  350,  Intangibles  –  Goodwill  and  Other, 
Simplifying the Test of Goodwill Impairment, which removes Step 2 of the goodwill impairment test. The adoption of the 
amendment did not have an impact on our consolidated financial statements for the year ended December 31, 2018. 

63 

 
 
 
 
 
 
 
Goodwill  is  recorded  as  the  excess  of  an  acquired  entity’s  purchase  price  over  the  value  of  the  amounts  assigned  to 
identifiable assets acquired and liabilities assumed. As of December 31, 2018, goodwill totaled $108.3 million, of which 
$107.7 million is related to acquisitions in the ArcBest segment. Goodwill is not amortized, but rather is evaluated for 
impairment annually or more frequently if indicators of impairment exist. Our annual impairment testing is performed as 
of October 1. The annual impairment testing on the goodwill balances were performed as of October 1, 2018, and it was 
determined that the estimated fair value of each of the reporting units exceeded the recorded balances by an amount greater 
than 15% of the carrying value. 

Our  measurement  of  goodwill  impairment  involves  a  comparison  of  the  estimated  fair  value  of  a  reporting  unit  to  its 
carrying value. Fair value is derived using a combination of valuation methods, including earnings before interest, taxes, 
depreciation, and amortization (EBITDA) and revenue multiples (market approach) and the present value of discounted 
cash flows (income approach). For annual and interim impairment tests, we are required to record an impairment charge, 
if any, by the amount a reporting unit’s fair value is exceeded by the carrying value of the reporting unit, limited to the 
carrying value of goodwill included in the reporting unit.  

The  evaluation  of  goodwill impairment  requires  management’s  judgment  and  the use  of estimates  and assumptions  to 
determine  the  fair  value  of  the  reporting  unit. Assumptions  require  considerable  judgment  because  changes  in  broad 
economic  factors  and  industry  factors  can  result  in  variable  and  volatile  fair  values.  Changes  in  key  estimates  and 
assumptions that impact the fair value of the operations could materially affect the impairment analysis. 

The fair value estimated for this evaluation is derived with the assistance of a third-party valuation firm and utilizing a 
combination of valuation methods, including EBITDA and revenue multiples (market approach) and the present value of 
discounted  cash  flows  (income  approach).  Incorporation  of  the  two  methods  into  the  impairment  test  supported  the 
reasonableness of conclusions reached. With the assistance of the valuation firm, we incorporated EBITDA and revenue 
multiples that were observed for recent acquisitions and those of publicly-traded companies which have similar operations. 
For the 2018 annual impairment tests of goodwill, market data suggests comparable companies are valued in the 0.40 to 
0.50 times revenue range, and the EBITDA multiples for our reporting units were  in the 9.6 to 12.5 times range. The 
discounted cash flow models utilized in the income approach incorporate discount rates, terminal multiples, and projections 
of future revenue, operating margins, and net capital expenditures. The projections used have changed over time based on 
historical performance and changing business conditions. Assumptions with respect to rates used to discount cash flows 
are dependent upon market interest rates and the cost of capital for us and the industry at a point in time. We include a cash 
flow period of five years in the income approach and an annual revenue growth rate assumption that is generally consistent 
with average historical trends. Changes in cash flow assumptions or other factors that negatively impact the fair value of 
the operations would influence the evaluation. 

As of December 31, 2018, indefinite-lived intangible assets totaled $32.3 million related to the Panther trade name. The 
indefinite-lived intangible assets are also not amortized but rather are evaluated for impairment annually or more frequently 
if indicators of impairment exist. If the carrying amount of the intangible asset exceeds its fair value, an impairment loss 
shall be recognized in an amount equal to that excess. The annual impairment testing on the indefinite-lived intangible 
assets was performed as of October 1, 2018, and it was determined that the fair value of the Panther trade name was greater 
than 25% over the recorded balance.  

The  Panther  trade  name  valuation  model  utilizes  the  relief  from  royalty  method,  whereby  the  value  is  determined  by 
calculating the after-tax cost savings associated with owning the trade name and, therefore, not having to pay royalties for 
its use for the remainder of its estimated useful life. The evaluation of intangible asset impairment requires management’s 
judgment and the use of estimates and assumptions to determine the fair value of the indefinite-lived intangible assets. 
Assumptions require considerable judgment because changes in broad economic factors and industry factors can result in 
variable  and  volatile  fair  values.  Changes  in  key  estimates  and  assumptions  that  impact  the  operations  and  resulting 
revenues, royalty rates, and discount rates could materially affect the intangible asset impairment analysis. 

Our finite-lived intangible assets, which totaled $36.6 million net of accumulated amortization as of December 31, 2018, 
consist primarily of customer relationship intangible assets and are amortized over their respective estimated useful lives. 
Finite-lived intangible assets are also evaluated for impairment whenever events or changes in circumstances indicate that 
the carrying value may not be recoverable. In reviewing finite-lived intangible assets for impairment, the carrying amount 
of the asset is compared to the estimated undiscounted future cash flows expected from the use of the asset and its eventual 
disposition. If such cash flows are not sufficient to support the recorded value, an impairment loss to reduce the carrying 

64 

 
 
 
 
 
 
value of the asset to its estimated fair value will be recognized in operating income. Management determined that finite-
lived intangible assets were not impaired as of December 31, 2018. 

In its impairment assessment of goodwill and intangible assets, management also considered the total market capitalization, 
which  was  noted  to  increase  from  the  prior  year  assessment  date.  The  increase  in  our  market  capitalization  as  of 
October 1, 2018 was believed to be attributable to improved operating results, general market conditions and the general 
state of the economy. We believe that there is no basis for adjustment of asset values at this time. 

Nonunion Defined Benefit Pension Expense 
Effective  January  1,  2018,  the  Company  retrospectively  adopted  an  amendment  to  ASC  Topic  715,  Compensation  – 
Retirement  Benefits,  (“ASC  Topic  715”)  which  requires  changes  to  the  financial  statement  presentation  of  certain 
components of net periodic benefit cost related to pension and other postretirement benefits accounted for under ASC 
Topic 715. In accordance with the amendment, the components of net periodic benefit cost, including pension settlement 
expense, of the nonunion defined benefit pension plan are reported within the other line item of other income (costs) in 
the consolidated financial statements. There was no change to consolidated net income or earnings per share as a result of 
the change in presentation under the new standard. 

In  June 2013,  we  amended  our  nonunion  defined  benefit  pension  plan,  which  covers  substantially  all  noncontractual 
employees hired before January 1, 2006, to freeze, as of July 1, 2013, the participants’ final average compensation and 
years of credited service upon which the benefits are generally based. In November 2017, an amendment was executed to 
terminate the nonunion defined benefit pension plan with a termination date of December 31, 2017. In September 2018, 
the plan received a favorable determination letter from the IRS regarding qualification of the plan termination. Following 
receipt of the determination letter, the plan’s actuarial assumptions were updated to remeasure the benefit obligation on a 
plan termination basis, including assumptions for participant benefit elections, rate of return, discount rates, and the annuity 
contract interest rate.  

We record quarterly pension settlement expense related to the nonunion defined benefit pension plan when qualifying 
distributions  determined  to  be  settlements  are  expected  to  exceed  the  estimated  total  annual  interest  cost  of  the  plan. 
Pension settlement expense (pre-tax) for the nonunion defined benefit pension plan totaled $12.9 million, $4.2 million, 
and $3.0 million in 2018, 2017, and 2016, respectively. The nonunion defined benefit pension plan began making lump 
sum distributions related to the plan termination in fourth quarter 2018. The plan will settle remaining obligations for 
deferred benefits with the purchase of nonparticipating annuity contracts from insurance companies in first quarter 2019. 
We  will  recognize  pension  settlement  expense  related  to  lump-sum  benefit  distributions  and  nonparticipating  annuity 
contract purchases of the nonunion defined benefit pension plan in first quarter 2019, the amount of which will depend on 
the amount of lump-sum benefit distributions paid to participants and the cost of the nonparticipating annuity contracts. 
Based on estimates as of December 31, 2018 using available actuarial information, first quarter 2019 nonunion pension 
settlement  expense  is  estimated  to  be  approximately  $4.0 million,  or  approximately  $3.0 million  after-tax,  and  cash 
funding could total approximately $7.0 million, although there can be no assurances in this regard.  

Nonunion pension expense and liability are estimated based upon a number of assumptions and using the services of a 
third-party  actuary.  The  assumptions  with  the  greatest  impact  on  expense  are  the  rate  used  to  discount  the  plan’s 
obligations,  the  expected  return  on  plan  assets,  and,  for  pension  termination  assumptions,  participant  benefit  election 
assumptions, and the annuity contract interest rate. The assumptions used directly impact the net periodic benefit cost for 
a particular year. An actuarial gain or loss results when actual experience varies from the assumptions or when there are 
changes in actuarial assumptions. Actuarial gains and losses are not included in net periodic benefit cost in the period 
when they arise but are recognized as a component of other comprehensive income or loss and subsequently amortized as 
a component of net periodic benefit cost over the average remaining service period of the active plan participants beginning 
in the following year. A corridor approach is not used for determining amounts to be amortized. 

65 

 
 
 
 
 
 
The  following  table  provides  the  key  assumptions  used  for  2018  compared  to  those  we  anticipate  using  for  the  2019 
nonunion pension net periodic benefit cost calculation: 

Discount rate(1) 
Expected return on plan assets(2) 
Annuity contract interest rate(3) 

 Year Ended December 31 

2019 

2018 

 3.9 % 
 1.4 % 
 3.4 % 

 3.1 % 
 1.4 % 
 3.4 % 

(1)  The  discount  rate  presented  for  2018 was  determined  at  December 31,  2017  and  used  to  calculate  first  quarter  2018  nonunion 
pension expense. The discount rate determined upon each quarterly settlement in 2018 at a rate of 3.6%, 3.8%, and 3.6% was used 
to calculate the expense/credit for the second, third, and fourth quarter of 2018, respectively. 

(2)  Plan related expenses are paid from plan assets held in trust and, accordingly, the expected return on plan assets is stated net of 

these estimated expenses. 

(3)  The annuity contract interest rate presented for 2018 was determined at September 30, 2018 upon updating the plan’s actuarial 

assumptions on a plan termination basis and used to calculate fourth quarter 2018 nonunion pension expense.  

Prior to updating actuarial assumptions on a plan termination basis, the discount rate was determined by matching projected 
cash distributions with the appropriate high-quality corporate bond yields in a yield curve analysis to arrive at a single 
weighted-average rate used to discount the estimated future benefit payments to their present value. For plan termination 
assumptions,  we  utilized  a  short-term  discount  rate  which  represents  the  Company’s  current  borrowing  rate.  A  lower 
discount rate results in an increase in the projected benefit obligation when the liability is remeasured (at December 31 of 
each year or upon settlement at each quarter-end, if applicable). A quarter percentage point decrease in the discount rate 
would increase annual nonunion pension expense, before pension settlement expense, by less than $0.1 million on a pre-tax 
basis.  

The expected rate of return on plan assets was established by considering the historical and expected returns for the plan’s 
current investment mix. To fund lump sum benefit distributions which began in fourth quarter 2018 and in anticipation of 
distributing the remainder of nonunion defined benefit pension plan assets in first quarter 2019, the plan began liquidating 
its fixed income securities held in trust during fourth quarter 2018. At December 31, 2018, our nonunion defined benefit 
pension plan assets include mutual fund investments in cash equivalents and income securities totaling $26.6 million which 
are reported at fair value based on quoted market prices (i.e., classified as Level 1 investments in the fair value hierarchy). 
A decrease in expected returns on plan assets increases nonunion pension expense. A quarter percentage point decrease in 
the expected rate of return on plan assets would increase annual nonunion pension expense, before pension settlement 
expense, by less than $0.1 million on a pre-tax basis. 

For remeasurement of the nonunion pension plan benefit obligation at December 31, 2018, the actuarial calculations for 
the annuity contract obligation utilized an annuity contract interest rate based on current published rates and included an 
assumption that, when benefits are payable in the future, 50% of remaining plan participants would elect a single life 
annuity form of payment and 50% would elect a lump-sum form of payment, commencing at the earliest age in which 
there is no actuarial reduction of the participants’ benefits under the terms of the plan. To the extent insurance companies 
utilize different actuarial assumptions in pricing the nonparticipating annuity contracts, the plan will incur an actuarial 
gain or loss upon the purchase of the annuity contracts. Any actuarial gain or loss on the annuity contract purchases will 
impact pension settlement expense and the amount the Company will be required to contribute to the plan to fund benefit 
distributions in excess of plan assets. As of December 31, 2018, the annuity contract interest rate and the benefit election 
assumptions  used  to  remeasure  the  benefit  obligation  are  the  remaining  assumptions  for  the  nonunion  defined  benefit 
pension plan which bear the risk of change due to the uncertainty of the pricing the plan will obtain for the annuity contract 
purchases. 

At  December  31,  2018,  the  nonunion  defined  benefit  pension  plan  had  $4.0  million  in  unamortized  actuarial  losses. 
Excluding the effect of pension settlements and the related quarterly remeasurements, our first quarter 2019 nonunion 
pension  expense  is  estimated  to  include  amortization  of  actuarial  losses  of  $0.1  million.  We  will  recognize  nonunion 
pension  expense  during  2019  until  liquidation  of  plan  assets  and  settlement  of  plan  obligations  is  complete,  which  is 
expected  to  occur  in  first  quarter  2019.  Based  on  currently  available  actuarial  information,  nonunion  pension  expense 
(before settlement expense) is estimated to be $0.3 million, compared to nonunion pension expense (before settlement 
expense) of $1.4 million for first quarter 2018 and $5.3 million for the year ended December 31, 2018. 

66 

 
 
 
 
 
 
 
 
 
  
 
    
     
    
  
  
  
 
 
 
 
 
 
 
Insurance Reserves 
We are self-insured up to certain limits for workers’ compensation and certain third-party casualty claims. For 2018 and 
2017, our self-insurance limits are effectively $1.0 million for each workers’ compensation loss and generally $1.0 million 
for  each  third-party  casualty  loss.  Certain  of  our  subsidiaries  have  lower  deductibles  on  their  insurance  for  workers’ 
compensation and third-party casualty claims. Workers’ compensation and third-party casualty claims liabilities, which 
are reported in accrued expenses, totaled $96.7 million and $94.3 million at December 31, 2018 and 2017, respectively. 
We do not discount our claims liabilities. 

Liabilities  for  self-insured  workers’  compensation  and  third-party  casualty  claims  are  based  on  the  case-basis  reserve 
amounts plus an estimate of loss development and incurred but not reported (“IBNR”) claims, which is developed from 
an independent actuarial analysis. The process of determining reserve requirements utilizes historical trends and involves 
an evaluation of claim frequency and severity, claims management, and other factors. Case reserves established in prior 
years  are  evaluated  as  loss  experience  develops  and  new  information  becomes  available.  Adjustments  to  previously 
estimated case reserves are reflected in financial results in the periods in which they are made. Aggregate reserves represent 
the best estimate of the costs of claims incurred, and it is possible that the ultimate liability may differ significantly from 
such estimates, as a result of a number of factors, including increases in medical costs and other case-specific factors. A 
10%  increase  in  the  estimate  of  IBNR  would  increase  total  2018  expense  for  workers’  compensation  and  third-party 
casualty  claims  by  approximately  $4.2  million.  The  actual  claims  payments  are  charged  against  our  accrued  claims 
liabilities which have been reasonable with respect to the estimates of the related claims. 

RECENT ACCOUNTING PRONOUNCEMENTS 

New accounting rules and disclosure requirements can significantly impact our reported results and the comparability of 
financial  statements.  Accounting  pronouncements  which  have  been  issued  but  are  not  yet  effective  for  our  financial 
statements are disclosed in Note B to our consolidated financial statements in Part II, Item 8 of this Annual Report on 
Form 10-K. 

ASC  Topic  842,  Leases,  (“ASC  Topic  842”)  which  is  effective  for  us  beginning  January  1,  2019,  requires  lessees  to 
recognize right-of-use assets and lease liabilities for operating leases with terms greater than 12 months on the balance 
sheet. The standard also requires additional qualitative and quantitative disclosures designed to assess the amount, timing, 
and  uncertainty  of  cash  flows  arising  from  leases.  In  July  2018,  the  Financial  Accounting  Standards  Board  issued  an 
amendment to ASC Topic 842 which provides an optional transition method that will give companies the option to use the 
effective date as the date of initial application upon transition. We will elect this transition method and, as a result, we will 
not adjust our comparative period financial information or make the new required lease disclosures for periods before the 
effective date. We will exclude short-term leases from accounting under ASC Topic 842 and will elect the package of 
practical  expedients  upon  transition  that  will  retain  lease  classification  and  other  accounting  conclusions  made  in  the 
assessment of existing lease contracts. Management expects the new standard to result in a consolidated right-of-use asset 
and lease liability balance of approximately $60 million. This balance does not include significant lease contracts that have 
been executed but not yet commenced as of January 1, 2019, which are projected to have a right-of-use asset and lease 
liability  balance  of  approximately  $17  million  upon  commencement.  The  impact  on  the  consolidated  statements  of 
operations is expected to be minimal, if any. As the impact of this standard is non-cash in nature, no impact is expected on 
our consolidated statements of cash flows. Any impact on the effective income tax rate will be immaterial.  

Management believes that there is no other new accounting guidance issued but not yet effective that will impact our 
critical accounting policies.  

67 

 
 
 
 
 
 
 
ITEM 7A.  QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 

We  are  exposed  to  market  risk  from  changes  in  certain  interest  rates,  prices  of  diesel  fuel,  prices  of  equity  and  debt 
securities, and foreign currency exchange rates. These market risks arise in the normal course of business, as we do not 
engage in speculative trading activities. 

Interest Rate Risk 

At December 31, 2018 and 2017, cash, cash equivalents, and short-term investments subject to fluctuations in interest rates 
totaled  $297.0  million  and  $177.2  million,  respectively.  The  weighted-average  yield  on  cash,  cash  equivalents,  and 
short-term investments was 1.7% in 2018 and 1.0% in 2017. Interest income was $3.9 million, $1.3 million, and $1.5 
million in 2018, 2017, and 2016, respectively. 

Under  our  Credit  Agreement,  as  further  described  in  Financing  Arrangements  of  the  Liquidity  and  Capital  Resources 
section of MD&A in Part II, Item 7 of this Annual Report on Form 10-K, we have a Credit Facility which had an initial 
maximum credit amount of $200.0 million, including a swing line facility in the aggregate amount of up to $20.0 million 
and a letter of credit sub-facility providing for the issuance of letters of credit up to an aggregate amount of $20.0 million. 
The Credit Facility allows us to request additional revolving commitments or incremental term loans thereunder up to an 
aggregate  additional  amount  of  $100.0  million,  subject  to  certain  additional  conditions  as  provided  in  the  Credit 
Agreement. Principal payments under the Credit Facility are due upon maturity of the facility on July 7, 2022; however, 
borrowings may be repaid at our discretion in whole or in part at any time, without penalty, subject to required notice 
periods and compliance with minimum prepayment amounts. Borrowings under the Credit Agreement can either be, at 
our election: (i) at the Alternate Base Rate (as defined in the Credit Agreement) plus a spread; or (ii) at the Eurodollar Rate 
(as defined in the Credit Agreement) plus a spread. The applicable spread is dependent upon our Adjusted Leverage Ratio 
(as defined in the Credit Agreement). 

We  have  an  interest  rate  swap  agreement  with  a  $50.0  million  notional  amount  maturing  on  January  2,  2020  and  an 
additional interest rate swap agreement with a $50.0 million notional amount beginning on January 2, 2020 and maturing 
on June 30, 2022. The interest rate swap agreements require us to pay interest of 1.85% through January 2, 2020 and 
1.99%, from January 2, 2020 through June 30, 2022 to the counterparty in exchange for receipts of one-month LIBOR 
interest payments and effectively converts $50.0 million of borrowings under the Credit Facility to fixed-rate debt with a 
per annum rate of 3.10% through January 2, 2020 and 3.24% from January 2, 2020 through June 30, 2022 assuming the 
margin currently in effect on the Credit Facility as of December 31, 2018. The remaining $20.0 million of revolving credit 
borrowings under the Credit Facility are exposed to changes in market interest rates (LIBOR). 

In  August  2018,  we  amended  and  extended  our  accounts  receivable  securitization  program,  which  matures 
October 1, 2021.  The  program  provides  cash  proceeds  of  $125.0 million  and  has  an  accordion  feature  allowing  us  to 
request  additional  borrowings  up  to  $25.0  million,  subject  to  certain  conditions.  Under  this  program,  certain  of  our 
subsidiaries continuously sell a designated pool of trade accounts receivables to a wholly owned subsidiary which, in turn, 
may borrow funds on a revolving basis. We repaid $5.0 million of our borrowed amount under the accounts receivable 
securitization program in 2018. As of December 31, 2018, $40.0 million was borrowed under the program. Borrowings 
under the facility bear interest based on LIBOR, plus a margin, and an annual facility fee, and are considered to be priced 
at market for debt instruments having similar terms and collateral requirements. We are required to make monthly interest 
payments, with remaining principal outstanding due upon the maturity of the borrowing on October 1, 2021. Our accounts 
receivable securitization program is further described in Financing Arrangements of the Liquidity and Capital Resources 
section of MD&A in Part II, Item 7 of this Annual Report on Form 10-K. 

We also have notes payable arrangements, through ABF Freight System, Inc., to finance revenue equipment purchases as 
disclosed under Financing Arrangements of the Liquidity and Capital Resources section of MD&A in Part II, Item 7 of 
this Annual Report on Form 10-K. The promissory notes specify the terms of the agreements, including monthly payments 
which are not subject to interest rate changes. However, we could enter into additional notes payable arrangements that 
will be impacted by changes in interest rates until the transactions are finalized. 

68 

 
 
 
 
 
 
 
 
The following table provides information about our Credit Facility, interest rate swap, accounts receivable securitization 
program, and notes payable obligations as of December 31, 2018 and 2017. The table presents future principal cash flows 
and related weighted-average interest rates by contractual maturity dates. The fair value of the variable rate debt obligations 
approximate the amounts recorded in the consolidated balance sheets at December 31, 2018 and 2017. Fair value of the 
notes  payable  was  determined  using  a  present  value  income  approach  based  on  quoted  interest  rates  from  lending 
institutions with which we would enter into similar transactions. The Credit Facility and accounts receivable securitization 
program borrowings currently carry a variable interest rate based on LIBOR, plus a margin, that is considered to be priced 
at market for debt instruments having similar terms and collateral requirements. Interest rates for the contractual maturity 
dates of our variable rate debt and interest rate swap are based on the LIBOR swap curve, plus the anticipated applicable 
margin. 

Contractual Maturity Date 
 Year Ended December 31 

2019 

2020 

2021 

2022 

2023 

  Thereafter   

Total 

(in thousands, except interest rates) 

December 31 

2018 

Fair 
  Value 

2017 

Fair 
  Value 

  Total 

(in thousands) 

  $  53,844    $  39,589 

  $  39,273 

  $  31,840 

  $  16,804 

  $ 

 59 

  $ 181,409    $ 181,560    $ 153,441    $ 152,131   

 3.43  %   

 3.60  %    

 3.68  %   

3.84  %   

4.10  %   

3.98  %   

Fixed-rate debt: 

Notes payable 
Weighted-
average 
interest rate 

Variable-rate debt:   
Credit Facility 
Projected 
interest rate 

  $  — 

  $  — 

  $  — 

  $  70,000 

  $ 

 — 

  $ 

— 

  $  70,000    $  70,000    $  70,000    $  70,000   

 3.84  %   

 3.72  %    

 3.63  %     

 3.67  %     

 —  %     

—  %   

Accounts 
receivable 
securitization 
program 

Projected 
interest rate 

   $  — 

   $ 

 — 

   $  40,000 

   $ 

 — 

   $  — 

   $ 

— 

  $  40,000    $  40,000    $  45,000    $  45,000   

 3.49  %   

 3.36  %   

 3.28  %   

—  % 

—  %  

—  %   

Interest rate swap(1)  
Fixed interest 
payments 

  $ 

 940 

  $   1,006 

  $   1,009 

  $ 

 500 

  $ 

 — 

  $ 

 — 

  $

—    $

—    $

—    $

—   

Fixed interest 
rate 
Variable 
interest receipts    $   1,292 

 1.85  %   

 1.99  %    

 1.99  %     

 1.99  %     

 —  %     

 —  %   

   $   1,217 

  $   1,181 

   $ 

 596 

   $ 

 — 

   $ 

— 

  $

—    $

—    $

—    $

—   

Projected 
interest rate 

 2.55  %   

 2.47  %   

 2.39  %   

 2.42  % 

 —  %  

—  %   

(1)  Our interest rate swaps are recorded at fair value in other long-term liabilities and other long-term assets in the consolidated balance 
sheet, as applicable. The fair value of the interest rate swaps was an asset of $0.8 million and $0.5 million at December 31, 2018 
and 2017, respectively.  

We  have  capital  lease  arrangements  to  finance  certain  equipment  and  real  estate  as  disclosed  under  Financing 
Arrangements  of  the  Liquidity  and  Capital  Resources  section  of  MD&A  in  Part  II,  Item  7  of  this  Annual  Report  on 
Form 10-K. The monthly base rent for the lease terms is specified in the lease agreements and is not subject to interest rate 
changes. However, we could enter into additional capital lease arrangements that will be impacted by changes in interest 
rates until the transactions are finalized. 

Liabilities associated with the nonunion defined benefit pension plan, the supplemental benefit plan, and the postretirement 
health  benefit  plan  are  remeasured  on  an  annual  basis  (and  upon  curtailment  or  settlement,  if  applicable)  using  the 
applicable  discount  rates  at  the  measurement  date.  For  the  supplemental  benefit  plan  and  the  postretirement  plan,  the 
discount rates are determined by matching projected cash distributions from the plans with the appropriate high-quality 
corporate bond yields in a yield curve analysis. Changes in high-quality corporate bond yields will impact interest expense 
associated with these benefit plans as well as the amount of liabilities recorded.  

69 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
 
      
 
       
 
       
 
       
 
       
 
       
 
  
    
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
  
  
  
  
 
  
  
  
  
  
 
 
 
 
 
 
 
  
  
  
  
 
  
  
  
  
  
 
  
 
  
  
  
  
 
 
 
 
 
 
 
  
  
  
  
 
  
  
  
  
  
 
  
 
  
  
  
  
 
 
 
 
 
As further discussed in Note I to our consolidated financial statements included in Part II, Item 8 of this Annual Report on 
Form 10-K, the nonunion defined benefit pension plan was terminated effective December 31, 2017, with liquidation of 
plan assets and settlement of plan obligations expected to be complete in first quarter 2019. As of December 31, 2018, the 
nonunion  defined  benefit  pension  plan  was  remeasured  using  plan  termination  assumptions,  including  a  short-term 
discount rate which represents the Company’s current borrowing rate and an annuity contract interest rate based on current 
published  rates.  Changes  in  interest  rates  and  differences  in  actual  annuity  contract  pricing  will  impact  the  pension 
settlement expense the Company recognizes related to the nonparticipating annuity contract the plan will purchase to settle 
the remaining obligation for plan benefits and the contribution the Company may be required to make to the plan to fund 
distributions in excess of plan assets in first quarter 2019. The assumptions for measurement of the obligations of the 
nonunion defined benefit pension plan are further described in the Critical Accounting Policies section of MD&A in Part II, 
Item 7 of this Annual Report on Form 10-K. 

Other Market Risks 

Financial instruments that potentially subject us to concentrations of credit risk consist primarily of cash, cash equivalents, 
and short-term investments. We reduce credit risk by maintaining cash deposits primarily in FDIC-insured accounts and 
placing  unrestricted  short-term  investments  primarily  in  FDIC-insured  certificates  of  deposit  with  varying  original 
maturities  of  ninety-one  days  to  one  year.  However,  certain  cash  deposits  and  certificates  of  deposit  exceed 
federally-insured  limits.  At  December  31,  2018  and  2017,  we  had  cash,  cash  equivalents,  and  short-term  investments 
totaling $94.7 million and $61.1 million, respectively, which were not either FDIC insured or direct obligations of the U.S. 
government. 

As of December 31, 2018, the qualified nonunion defined benefit pension plan trust held investments in cash equivalents 
and income securities totaling $26.6 million, which are reported at fair value based on quoted market prices and are subject 
to market risk. Although these investments were primarily held in money market mutual funds as of December 31, 2018, 
declines in the value of plan assets resulting from instability in the financial markets, general economic downturn, or other 
economic factors beyond our control could cause a decline in the funded status of the nonunion defined benefit pension 
plan  and  potentially  require  an  increase  in  the  contribution  we  may  be  required  to  make  to  fund  the  purchase  of  a 
nonparticipating  annuity  contract  to  settle  the  remaining  obligation  for  plan  benefits  in  excess  of  plan  assets  upon 
liquidation of the plan in first quarter 2019.  

A  portion  of  the  cash  surrender  value  of  variable  life  insurance  policies,  which  are  intended  to  provide  funding  for 
long-term nonunion benefit arrangements such as the supplemental benefit plan and certain deferred compensation plans, 
have investments, through separate accounts, in equity and fixed income securities and, therefore, are subject to market 
volatility. The portion of cash surrender value of life insurance policies subject to market volatility was $20.4 million and 
$21.6 million at December 31, 2018 and 2017, respectively. A 10% change in market value of these investments would 
have a $2.0 million impact on income before income taxes. 

We are subject to market risk for increases in diesel fuel prices; however, this risk is mitigated somewhat by fuel surcharge 
revenues, which are charged based on an index of national diesel fuel prices. When fuel surcharges constitute a higher 
proportion of the total freight rate paid, customers are less receptive to increases in base freight rates. Prolonged periods 
of inadequate base rate improvements adversely impact operating results, as elements of costs, including contractual wage 
rates, continue to increase annually. We have not historically engaged in a program for fuel price hedging and had no fuel 
hedging agreements outstanding at December 31, 2018 and 2017. 

Operations outside of the United States are not significant to total revenues or assets, and, accordingly, we do not have a 
formal foreign currency risk management policy. Revenues from non-U.S. operations amounted to approximately 4% and 
3% of total consolidated revenues for 2018 and 2017, respectively. Foreign currency exchange rate fluctuations have not 
had a material impact on our consolidated financial statements and they are not expected to in the foreseeable future. We 
have not entered into any foreign currency forward exchange contracts or other derivative financial instruments to hedge 
the effects of adverse fluctuations in foreign currency exchange rates. 

70 

 
 
 
 
 
 
 
 
 
 
ITEM 8. 

FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

The following information is included in this Item 8: 

Report of Independent Registered Public Accounting Firm 

Consolidated Balance Sheets as of December 31, 2018 and 2017 

Consolidated Statements of Operations for each of the three years in the period ended December 31, 2018 

Consolidated Statements of Comprehensive Income for each of the three years in the period ended December 31, 

2018 

Consolidated Statements of Stockholders’ Equity for each of the three years in the period ended December 31, 

2018 

Consolidated Statements of Cash Flows for each of the three years in the period ended December 31, 2018 

Notes to Consolidated Financial Statements 

72

73

74

75

76

77

78

71 

 
 
     
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the Stockholders and the Board of Directors of ArcBest Corporation 

Opinion on the Financial Statements 
We  have  audited  the  accompanying  consolidated  balance  sheets  of  ArcBest  Corporation  (the  Company)  as  of 
December 31, 2018  and  2017,  the  related  consolidated  statements  of  operations,  comprehensive  income,  stockholders' 
equity and cash flows for each of the three years in the period ended December 31, 2018, and the related notes and financial 
statement  schedule  listed  in  Part  IV,  Index  at  Item  15(a)  (collectively  referred  to  as  the  “consolidated  financial 
statements”).  In  our  opinion,  the  consolidated  financial statements  present  fairly,  in all  material  respects, the  financial 
position of the Company at December 31, 2018 and 2017, and the results of its operations and its cash flows for each of 
the three years in the period ended December 31, 2018, in conformity with U.S. generally accepted accounting principles. 

We  also  have  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United 
States) (PCAOB), the Company’s internal control over financial reporting as of December 31, 2018, based on criteria 
established  in  Internal  Control-Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the 
Treadway  Commission  (2013  framework),  and  our  report  dated  February  28,  2019,  expressed  an  unqualified  opinion 
thereon. 

Basis for Opinion 
These financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion 
on the Company’s financial statements based on our audits. We are a public accounting firm registered with the PCAOB 
and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and 
the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. 

We  conducted  our  audits  in  accordance  with  the  standards  of  the  PCAOB.  Those  standards  require  that  we  plan  and 
perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, 
whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of 
the  financial  statements,  whether  due  to  error  or  fraud,  and  performing  procedures  that  respond  to  those  risks.  Such 
procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. 
Our audits also included evaluating the accounting principles used and significant estimates made by management, as well 
as evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for 
our opinion. 

/s/ Ernst & Young LLP 

We have served as the Company’s auditor since 1972. 
Tulsa, Oklahoma 
February 28, 2019 

72 

 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
ARCBEST CORPORATION 
CONSOLIDATED BALANCE SHEETS 

ASSETS 
CURRENT ASSETS 

Cash and cash equivalents 
Short-term investments 
Accounts receivable, less allowances (2018 – $7,380; 2017 – $7,657) 
Other accounts receivable, less allowances (2018 – $806; 2017 – $921) 
Prepaid expenses 
Prepaid and refundable income taxes 
Other 

TOTAL CURRENT ASSETS 

PROPERTY, PLANT AND EQUIPMENT 

Land and structures 
Revenue equipment 
Service, office, and other equipment 
Software 
Leasehold improvements 

Less allowances for depreciation and amortization 

PROPERTY, PLANT AND EQUIPMENT, net 

GOODWILL 
INTANGIBLE ASSETS, net 
DEFERRED INCOME TAXES 
OTHER LONG-TERM ASSETS 

TOTAL ASSETS 

LIABILITIES AND STOCKHOLDERS’ EQUITY 
CURRENT LIABILITIES 

Accounts payable 
Income taxes payable 
Accrued expenses 
Current portion of long-term debt 
Current portion of pension and postretirement liabilities 

TOTAL CURRENT LIABILITIES 
LONG-TERM DEBT, less current portion 
PENSION AND POSTRETIREMENT LIABILITIES, less current portion 
OTHER LONG-TERM LIABILITIES 
DEFERRED INCOME TAXES 
STOCKHOLDERS’ EQUITY 

Common stock, $0.01 par value, authorized 70,000,000 shares; issued 2018: 28,684,779 shares, 2017: 
28,495,628 shares 
Additional paid-in capital 
Retained earnings 
Treasury stock, at cost, 2018: 3,097,634 shares; 2017: 2,851,578 shares 
Accumulated other comprehensive loss 

TOTAL STOCKHOLDERS’ EQUITY 

TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY 

The accompanying notes are an integral part of the consolidated financial statements. 

December 31 

2018 

2017 

(in thousands, except share data) 

  $ 

$ 

 190,186 
 106,806 
 297,051 
 19,146 
 25,304 
 1,726 
 9,007 
 649,226 

 339,640 
 858,251 
 199,230 
 138,517 
 9,365 
    1,545,003 
 913,815 
 631,188 
 108,320 
 68,949 
 7,468 
 74,080 
  $   1,539,231 

  $ 

 143,785 
 1,688 
 243,111 
 54,075 
 8,659 
 451,318 
 237,600 
 31,504 
 44,686 
 56,441 

$ 

$ 

 120,772   
 56,401   
 279,074   
 19,491   
 22,183   
 12,296   
 12,132   
 522,349   

 344,224   
 793,523   
 179,950   
 129,589   
 8,888   
 1,456,174   
 865,010   
 591,164   
 108,320   
 73,469   
 5,965   
 64,374   
 1,365,641   

 129,099   
 324   
 210,484   
 61,930   
 753   
 402,590   
 206,989   
 39,827   
 15,616   
 49,157   

 287 
 325,712 
 501,389 
 (95,468)
 (14,238)
 717,682 
  $   1,539,231 

 285   
 319,436   
 438,379   
 (86,064)  
 (20,574)  
 651,462   
 1,365,641   

$ 

73 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
    
  
 
 
 
 
 
  
 
 
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
  
 
  
 
  
 
  
  
 
  
  
 
  
  
 
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
 
ARCBEST CORPORATION 
CONSOLIDATED STATEMENTS OF OPERATIONS 

REVENUES 

OPERATING EXPENSES 

OPERATING INCOME 

OTHER INCOME (COSTS) 

Interest and dividend income 
Interest and other related financing costs 
Other, net 

Year Ended December 31 
2018 
2016 
2017 
(in thousands, except share and per share data) 
  $   3,093,788  $   2,826,457  $   2,700,219  

 2,984,690  

 2,765,109  

 2,666,154  

 109,098 

 61,348 

 34,065  

 3,914 
 (9,468)
 (19,158)
 (24,712)

 1,293 
 (6,342)
 (4,723)
 (9,772)

 1,523  
 (5,150)  
 (2,151)  
 (5,778)  

INCOME BEFORE INCOME TAXES 

 84,386 

 51,576 

 28,287  

INCOME TAX PROVISION (BENEFIT) 

 17,124 

 (8,150)

 9,635  

NET INCOME 

  $ 

 67,262  $ 

 59,726  $ 

 18,652  

EARNINGS PER COMMON SHARE 

Basic 
Diluted 

AVERAGE COMMON SHARES OUTSTANDING 

Basic 
Diluted 

  $ 
  $ 

 2.61  $ 
 2.51  $ 

 2.32  $ 
 2.25  $ 

 0.72  
 0.71  

   25,679,736 
   26,698,831 

   25,683,745 
   26,424,389 

    25,751,544  
    26,256,570  

CASH DIVIDENDS DECLARED PER COMMON SHARE 

  $ 

 0.32  $ 

 0.32  $ 

 0.32  

(1)  The Company uses the two-class method for calculating earnings per share. See Note L. 

The accompanying notes are an integral part of the consolidated financial statements. 

74 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
    
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
  
 
  
  
  
 
 
  
 
  
 
  
  
  
 
  
  
  
 
  
  
  
 
 
  
  
  
 
 
   
 
   
 
   
 
 
  
  
  
 
 
  
 
  
  
  
 
 
  
 
 
  
 
  
 
 
  
 
  
 
 
 
 
  
 
 
 
 
 
ARCBEST CORPORATION 
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME 

2018 

Year Ended December 31 
2017 
(in thousands) 

2016 

NET INCOME 

$ 

 67,262  $ 

 59,726  $ 

 18,652   

OTHER COMPREHENSIVE INCOME, net of tax 

Pension and other postretirement benefit plans: 
Net actuarial loss, net of tax of: (2018 – $477; 2017 – $1,682; 2016 – $805) 
Pension settlement expense, net of tax of: (2018 – $3,327; 2017 – $1,617; 2016 –$1,256) 
Amortization of unrecognized net periodic benefit costs, net of tax of: (2018 – $740; 2017 
– $1,446; 2016 – $1,849) 
Net actuarial loss 
Prior service credit 

 (1,376)
 9,598 

 (2,640)
 2,539 

 (1,267) 
 1,973  

 2,204 
 (69)

 2,388 
 (116)

 3,021  
 (116) 

Interest rate swap and foreign currency translation: 
Change in unrealized income (loss) on interest rate swap, net of tax of: (2018 – $84; 2017 
– $402; 2016 – $139) 
Change in foreign currency translation, net of tax of: (2018 – $241; 2017 – $33; 2016 – 
$149) 

 236 

 (681)

 621 

 51 

 216  

 252  

OTHER COMPREHENSIVE INCOME, net of tax 

 9,912 

 2,843 

 4,079  

TOTAL COMPREHENSIVE INCOME 

$ 

 77,174  $ 

 62,569  $ 

 22,731  

The accompanying notes are an integral part of the consolidated financial statements. 

75 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
    
    
  
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
 
 
  
  
  
 
   
 
 
 
 
 
 
 
 
  
  
  
 
 
 
 
 
ARCBEST CORPORATION 
CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY 

  Additional  

  Common Stock       Paid-In 
     Shares     Amount      Capital 

  Retained 
     Earnings      Shares      Amount      

  Treasury Stock 

  Accumulated   
Other 
    Comprehensive   
Loss 

Total 
     Equity 

Balance at December 31, 2015 

    27,938 

$ 

 279 

$   309,653 

$   376,827     2,080 

$   (70,535)

$ 

(in thousands) 

Net income 

Other comprehensive income, net of tax 
Issuance of common stock under share-
based compensation plans 
Tax effect of share-based compensation 
plans 

Share-based compensation expense 

Purchase of treasury stock 

Dividends declared on common stock 
Cumulative effect of change in accounting 
principle (see Note B) 

 18,652 

 236 

 3 

 (3)

 (2,322)

 7,588 

 (8,318)

402 

 (244)

 485 

   (9,510)

Balance at December 31, 2016 

    28,174 

$ 

 282 

$   315,318 

$   386,917     2,565 

$   (80,045)

$ 

Net income 

Other comprehensive income, net of tax 
Issuance of common stock under share-
based compensation plans 
Tax effect of share-based compensation 
plans 

Share-based compensation expense 

Purchase of treasury stock 

Dividends declared on common stock 

Balance at December 31, 2017 
Adjustments to beginning retained 
earnings for adoption of accounting 
standards (see Note B) 

 59,726 

 322 

 3 

 (3)

 (2,837)

 6,958 

    28,496 

$ 

 285 

$   319,436 

$   438,379 

    2,852 

$   (86,064) $ 

 287 

   (6,019)

 (8,264)

 3,992 

Balance at January 1, 2018 

 28,496 

 285 

  319,436 

 442,371 

 2,852 

  (86,064)

Net income 

Other comprehensive income, net of tax 
Issuance of common stock under share-
based compensation plans 
Tax effect of share-based compensation 
plans 

Share-based compensation expense 

Purchase of treasury stock 

Dividends declared on common stock 

 67,262 

 189 

 2 

 (2)

   (2,135)

 8,413 

 246 

   (9,404)

 (8,244)

Balance at December 31, 2018 

    28,685 

$ 

 287 

$   325,712 

$   501,389 

    3,098 

$   (95,468) $ 

The accompanying notes are an integral part of the consolidated financial statements. 

 (27,496)  $   588,728  
 18,652  
 4,079  

 4,079 

 —  

 (2,322) 
 7,588  
   (9,510) 
 (8,318) 

 158  
 (23,417)  $   599,055  
 59,726  
 2,843  

 2,843 

 —  

 (2,837) 
 6,958  
   (6,019) 
 (8,264) 
 (20,574)  $   651,462  

 (3,576) 

 (24,150) 

 9,912 

 416  
  651,878  
 67,262  
 9,912  

 —  

   (2,135) 
 8,413  
   (9,404) 
   (8,244) 
 (14,238)  $   717,682  

76 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
  
 
 
  
  
  
  
  
 
 
  
  
 
 
  
  
 
 
  
 
 
 
  
 
 
  
 
 
 
 
 
  
 
 
  
 
 
  
  
  
  
  
 
 
  
  
 
 
  
  
 
 
  
 
 
 
  
 
 
  
 
 
 
 
 
 
 
  
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
ARCBEST CORPORATION 
CONSOLIDATED STATEMENTS OF CASH FLOWS 

OPERATING ACTIVITIES 

Net income 
Adjustments to reconcile net income to net cash provided by operating activities: 

Depreciation and amortization 
Amortization of intangibles 
Impairment of long-lived assets 
Pension settlement expense  
Share-based compensation expense 
Provision for losses on accounts receivable 
Deferred income tax provision (benefit) 
Gain on sale of property and equipment 
Gain on sale of subsidiaries 

Changes in operating assets and liabilities: 

Receivables 
Prepaid expenses 
Other assets 
Income taxes 
Multiemployer pension fund withdrawal liability 
Accounts payable, accrued expenses, and other liabilities 

NET CASH PROVIDED BY OPERATING ACTIVITIES 

INVESTING ACTIVITIES 

Purchases of property, plant and equipment, net of financings 
Proceeds from sale of property and equipment 
Proceeds from sale of subsidiaries 
Purchases of short-term investments 
Proceeds from sale of short-term investments 
Business acquisitions, net of cash acquired 
Capitalization of internally developed software 

NET CASH USED IN INVESTING ACTIVITIES 

FINANCING ACTIVITIES 

Borrowings under accounts receivable securitization program 
Payments on long-term debt 
Net change in book overdrafts 
Deferred financing costs 
Payment of common stock dividends 
Purchases of treasury stock 
Payments for tax withheld on share-based compensation 

NET CASH USED IN FINANCING ACTIVITIES 

2018 

Year Ended December 31 
2017 
(in thousands) 

2016 

$ 

 67,262  $   59,726  $ 

 18,652  

    104,114 
 4,521 
 — 
 12,925 
 8,413 
 2,336 
 1,872 
 (59)
 (1,945)

 (23,554)
 (2,988)
 (4,341)
 12,169 
 22,602 
 52,020 
    255,347 

 98,530 
 4,538 
 — 
 4,156 
 6,958 
 4,081 
    (10,213) 
 (75) 
 (152) 

 98,814  
 4,239  
 6,244  
 3,229  
 7,588  
 1,643  
 9,522  
 (3,335) 
 —  

    (19,588) 
 (64) 
 (4,231) 
 (2,144) 
 — 
 10,393 
    151,915 

    (23,809) 
 (1,393) 
 (4,355) 
 6,236  
 —  
    (11,335) 
    111,940  

 (43,992)
 4,256 
 4,680 
   (108,495)
 58,698 
 — 
 (10,097)
 (94,950)

    (65,781) 
 4,279 
 2,490 
    (73,459) 
 73,842 
 — 
 (9,840) 
    (68,469) 

    (68,271) 
 8,804  
 2,780  
    (69,400) 
 74,167  
    (24,780) 
    (10,472) 
    (87,172) 

 — 
 (71,260)
 262 
 (202)
 (8,244)
 (9,404)
 (2,135)
 (90,983)

 10,000 
    (68,924) 
 (502) 
 (937) 
 (8,264) 
 (6,019) 
 (3,270) 
    (77,916) 

 —  
    (52,202) 
 (4,171) 
 —  
 (8,318) 
 (9,510) 
 (1,682) 
    (75,883) 

NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS AND 
RESTRICTED CASH 

Cash and cash equivalents and restricted cash at beginning of period 

CASH AND CASH EQUIVALENTS AND RESTRICTED CASH AT END OF 
PERIOD 

 69,414 
    120,772 

 5,530 
    115,242 

    (51,115) 
    166,357  

$   190,186  $  120,772  $  115,242  

NONCASH INVESTING ACTIVITIES 

Equipment financed 
Accruals for equipment received 

$ 
$ 

 94,016  $   84,170  $ 
 1,734  $ 
 2,807  $ 

 83,366  
 397  

The accompanying notes are an integral part of the consolidated financial statements. 

77 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
    
    
  
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
  
  
  
  
  
  
  
  
  
  
 
  
  
 
     
 
   
 
 
 
 
 
 
 
  
  
  
  
 
  
  
  
  
  
  
  
  
 
     
 
   
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
 
     
 
   
 
 
 
 
  
  
 
     
 
   
 
 
 
 
 
 
 
 
 
ARCBEST CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

NOTE A – ORGANIZATION AND DESCRIPTION OF THE BUSINESS AND FINANCIAL STATEMENT 
PRESENTATION 

Organization and Description of Business 

ArcBest  Corporation  (the  “Company”)  is  the  parent  holding  company  of  businesses  providing  integrated  logistics 
solutions. The Company’s operations are conducted through its three reportable operating segments: Asset-Based, which 
consists  of  ABF  Freight  System,  Inc.  and  certain  other  subsidiaries;  ArcBest®,  the  Company’s  asset-light  logistics 
operation; and FleetNet. References to the Company in this Annual Report on Form 10-K are primarily to the Company 
and its subsidiaries on a consolidated basis. 

The Asset-Based segment represented approximately 69% of the Company’s 2018 total revenues before other revenues 
and intercompany eliminations. As of December 2018, approximately 82% of the Asset-Based segment’s employees were 
covered under a collective bargaining agreement, the ABF National Master Freight Agreement (the “2018 ABF NMFA”), 
with the International Brotherhood of Teamsters (the “IBT”) which was ratified on May 10, 2018 by a majority of ABF’s 
IBT  member  employees  who  voted.  A  majority  of  the  supplements  to  the  2018  ABF  NMFA  also  passed.  Following 
ratification of the remaining supplements, the 2018 ABF NMFA was implemented on July 29, 2018, effective retroactive 
to April 1, 2018, and will remain in effect through June 30, 2023. 

The major economic provisions of the 2018 ABF NMFA include restoration of one week of vacation that was previously 
reduced in the prior collective bargaining agreement, which begins accruing on anniversary dates on or after April 1, 2018, 
with the new vacation eligibility schedule being the same as the applicable 2008 to 2013 supplemental agreements; wage 
rate increases in each year of the contract, beginning July 1, 2018; ratification bonuses for qualifying employees; profit-
sharing bonuses upon the Asset-Based segment’s achievement of certain annual operating ratios for any full calendar year 
under the contract; and changes to purchased transportation provisions with certain protections for road drivers as specified 
in the contract. The 2018 ABF NMFA and the related supplemental agreements provide for contributions to multiemployer 
pension plans frozen at the current rates for each fund, continuation of existing health coverage, and annual contribution 
rate increases to multiemployer health and welfare plans maintained for the benefit of ABF's employees who are members 
of the IBT.  

On September 2, 2016, the ArcBest segment acquired Logistics & Distribution Services, LLC (“LDS”), a private logistics 
and distribution company, in a transaction valued at $25.0 million, reflecting net cash consideration of $17.0 million paid 
at closing and an additional $8.0 million of contingent consideration to be paid over the next two years based upon the 
achievement of certain financial targets, of which $3.5 million was paid in January 2018. The remaining $4.5 million of 
contingent  consideration  was  paid  from  escrow  in  January  2019.  As  the  acquired  business  is  not  significant  to  the 
Company’s consolidated operating results and financial condition, pro forma financial information and the purchase price 
allocation of acquired assets and liabilities has not been presented. The results of the acquired operations subsequent to 
the acquisition date have been included in the accompanying consolidated financial statements. 

On December 29, 2017, the Company divested certain subsidiaries associated with the moving services of its ArcBest 
segment  in  a  transaction  valued  at  $5.2 million,  reflecting  $0.5 million  in  net  cash  consideration  and  $4.7 million  in 
contingent consideration, which was received during 2018. On December 30, 2016, the Company divested certain other 
moving  services  subsidiaries  of  its  ArcBest  segment  valued  at  $4.8 million,  reflecting  $2.8 million  in  net  cash 
consideration  and  $2.0 million  in  contingent  consideration,  which  was  received  during  2017.  These  moving  services 
subsidiaries were not significant to the Company’s consolidated operating results and financial condition. 

Financial Statement Presentation 

Consolidation:  The  consolidated  financial  statements  include  the  accounts  of  the  Company  and  its  subsidiaries.  All 
significant intercompany accounts and transactions are eliminated in consolidation. 

Segment  Information:  The  Company  uses  the  “management  approach”  for  determining  its  reportable  segment 
information. The management approach is based on the way management organizes the reportable segments within the 

78 

 
 
 
 
 
 
 
 
 
 
Company  for  making  operating  decisions  and  assessing  performance.  See  Note  M  for  further  discussion  of  segment 
reporting. 

Use of Estimates: The preparation of financial statements in conformity with accounting principles generally accepted in 
the United States requires management to make estimates and assumptions that affect the amounts reported in the financial 
statements and accompanying notes. Actual amounts may differ from those estimates. 

Reclassifications:  Certain  reclassifications  have  been  made  to  the  prior  period operating  expenses,  segment  operating 
expenses, operating income, and other income (costs) in our consolidated financial statements to conform to the current 
year presentation of components of net periodic benefit cost in accordance with the amendment to Accounting Standards 
Codification  (“ASC”)  Topic  715,  Compensation  –  Retirement  Benefits,  which  was  effective  for  the  Company  on 
January 1, 2018 (see the Adopted Accounting Pronouncements within Note B). There was no change to consolidated net 
income or earnings per share as a result of the change in presentation under the new standard.  

NOTE B – ACCOUNTING POLICIES 

Cash, Cash Equivalents, and Short-Term Investments: Short-term investments that have a maturity of ninety days or 
less when purchased are considered cash equivalents. Variable rate demand notes are classified as cash equivalents, as the 
investments may be redeemed on a daily basis with the original issuer. Short-term investments consist of FDIC-insured 
certificates  of  deposit  and  U.S.  Treasury  securities  with  original  maturities  greater  than  ninety  days  and  remaining 
maturities  less  than  one  year.  Interest  and  dividends  related  to  cash,  cash  equivalents,  and  short-term  investments  are 
included in interest and dividend income. 

Certificates  of  deposit  are  valued  at  cost  plus  accrued  interest,  which  approximates  fair  value.  Held-to-maturity  U.S. 
Treasury securities are recorded at amortized cost with interest and amortization of premiums and discounts included in 
interest income. Quarterly, the Company evaluates held-to-maturity securities for any other-than-temporary impairments 
related to any intention to sell or requirement to sell before its amortized costs are recovered. If a security is considered to 
be  other-than-temporarily  impaired,  the  difference  between  amortized  cost  and  the  amount  that  is  determined  to  be 
recoverable is recorded in earnings.  

Restricted Cash: Restricted cash consisted of cash deposits at December 31, 2016. Cash that was pledged as collateral, 
primarily for the Company’s outstanding letters of credit, was classified as restricted. The Company’s letters of credit were 
primarily issued in support of certain workers’ compensation and third-party casualty claims liabilities in various states in 
which the Company is self-insured. The restricted cash was classified consistent with the classification of the liabilities to 
which it related and in accordance with the duration of the letters of credit.  

Concentration of Credit Risk: The Company is potentially subject to concentrations of credit risk related to the portion 
of its cash, cash equivalents, and short-term investments which is not federally insured, as further discussed in Note C. 

The Company’s services are provided primarily to customers throughout the United States and, to a lesser extent, Canada, 
Mexico, and other international locations. On a consolidated basis, the Company had no single customer representing more 
than 5% of its revenues in 2018, 2017, or 2016 or more than 6% of its accounts receivable balance at December 31, 2018 
and 2017. The Company performs ongoing credit evaluations of its customers and generally does not require collateral. 
Historically, credit losses have been within management’s expectations. 

Allowances:  The  Company  maintains  allowances  for  doubtful  accounts  and  revenue  adjustments.  The  Company’s 
allowance  for  doubtful  accounts  represents  an  estimate  of  potential  accounts  receivable  write-offs  associated  with 
recognized  revenue  based  on  historical  trends  and  factors  surrounding  the  credit  risk  of  specific  customers.  Accounts 
receivable are written off against the allowance for doubtful accounts and revenue adjustments when accounts are turned 
over to a collection agency or when the accounts are determined to be uncollectible. The Company’s allowance for revenue 
adjustments  represents  an  estimate  of  potential  adjustments  associated  with  recognized  revenue  based  upon  historical 
trends and current information regarding trends and business changes. 

Property, Plant and Equipment, Including Repairs and Maintenance: Purchases of property, plant and equipment are 
recorded  at  cost.  For  financial  reporting  purposes,  property,  plant  and  equipment  is  depreciated  principally  by  the 
straight-line  method,  using  the  following  useful  lives:  structures  –  primarily  15  to  60  years;  revenue  equipment  – 

79 

 
 
 
 
 
 
 
 
 
 
 
 
3 to 14 years; and other equipment – 2 to 15 years. The Company utilizes tractors and trailers in its operations. Tractors 
and trailers are commonly referred to as “revenue equipment” in the transportation business. The Company periodically 
reviews and adjusts, as appropriate, the residual values and useful lives of revenue equipment and other equipment. For 
tax reporting purposes, accelerated depreciation or cost recovery methods are used. Gains and losses on asset sales are 
reflected in the year of disposal. Exchanges of nonmonetary assets that have commercial substance are measured based on 
the fair value of the assets exchanged. Tires purchased with revenue equipment are capitalized as a part of the cost of such 
equipment, with replacement tires being expensed when placed in service. Repair and maintenance costs associated with 
property, plant and equipment are expensed as incurred if the costs do not extend the useful life of the asset. If such costs 
do extend the useful life of the asset, the costs are capitalized and depreciated over the appropriate remaining useful life. 

Computer Software Developed or Obtained for Internal Use, Including Web Site Development Costs: The Company 
capitalizes the costs of software acquired from third parties and qualifying internal computer software costs incurred during 
the application development stage. Costs incurred in the preliminary project stage and postimplementation-operation stage, 
which includes maintenance and training costs, are expensed as incurred. For financial reporting purposes, capitalized 
software costs are amortized by the straight-line method generally over 2 to 7 years. The amount of costs capitalized within 
any period is dependent on the nature of software development activities and projects in each period. 

Impairment Assessment of Long-Lived Assets: The Company reviews its long-lived assets, including property, plant 
and equipment and capitalized software, which are held and used in its operations, for impairment whenever events or 
changes in circumstances indicate that the carrying amount of the asset may not be recoverable. If such an event or change 
in circumstances is present, the Company will estimate the undiscounted future cash flows expected to result from the use 
of the asset and its eventual disposition. If the sum of the undiscounted future cash flows is less than the carrying amount 
of the related asset, the Company will recognize an impairment loss. The Company records impairment losses in operating 
income. 

Assets to be disposed of are reclassified as assets held for sale at the lower of their carrying amount or fair value less cost 
to sell. Assets held for sale primarily represent Asset-Based segment nonoperating properties, older revenue equipment, 
and other equipment. Adjustments to write down assets to fair value less the amount of costs to sell are reported in operating 
income. Assets held for sale are expected to be disposed of by selling the assets within the next 12 months. Gains and 
losses on property and equipment are reported in operating income. Assets held for sale of $0.7 million and $1.4 million 
are reported within other noncurrent assets as of December 31, 2018 and 2017, respectively. At December 31, 2018 and 
2017, management was not aware of any events or circumstances indicating the Company’s long-lived assets would not 
be recoverable. 

Goodwill and Intangible Assets: Goodwill represents the excess of the purchase price in a business combination over the 
fair value of net tangible and intangible assets acquired. Goodwill is not amortized, but rather is evaluated for impairment 
annually  or  more  frequently  if  indicators  of  impairment  exist.  The  Company’s  measurement  of  goodwill  impairment 
involves a comparison of the estimated fair value of a reporting unit to its carrying value. Fair value is derived using a 
combination of valuation methods, including earnings before interest, taxes, depreciation, and amortization (EBITDA) and 
revenue multiples (market approach) and the present value of discounted cash flows (income approach). For annual and 
interim impairment tests, the Company is required to record an impairment charge, if any, by the amount a reporting unit’s 
fair value is exceeded by the carrying value of the reporting unit, limited to the carrying value of goodwill included in the 
reporting unit. The Company’s annual impairment testing is performed as of October 1. 

Indefinite-lived  intangible  assets  are  also  not  amortized  but  rather  are  evaluated  for  impairment  annually  or  more 
frequently  if  indicators  of  impairment  exist.  If  the  carrying  amount  of  the  intangible  asset  exceeds  its  fair  value,  an 
impairment loss shall be recognized in an amount equal to that excess. Fair values are determined based on a discounted 
cash flow model, similar to the goodwill analysis. 

The Company amortizes finite-lived intangible assets over their respective estimated useful lives. Finite-lived intangible 
assets are also evaluated for impairment whenever events or changes in circumstances indicate that the carrying value may 
not be recoverable. In reviewing finite-lived intangible assets for impairment, the carrying amount of the asset is compared 
to the estimated undiscounted future cash flows expected from the use of the asset and its eventual disposition. If such 
cash flows are not sufficient to support the recorded value, an impairment loss to reduce the carrying value of the asset to 
its estimated fair value shall be recognized in operating income. 

80 

 
 
 
 
 
 
 
Income Taxes: The Company accounts for income taxes under the asset and liability method. Under this method, deferred 
tax  assets  and  liabilities,  which  are  recorded  as  noncurrent  by  jurisdiction,  are  recognized  based  on  the  temporary 
differences between the book value and the tax basis of certain assets and liabilities and the tax effect of operating loss 
and tax credit carryforwards. Deferred income taxes relate principally to asset and liability basis differences resulting from 
the timing of depreciation deductions and to temporary differences in the recognition of certain revenues and expenses. 
Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in 
which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities 
of a change in tax rates is recognized as income or expense in the period that includes the enactment date. The Company 
classifies any interest and penalty amounts related to income tax matters as operating expenses. 

Management applies considerable judgment in determining the consolidated income tax provision, including valuation 
allowances on deferred tax assets. The valuation allowance for deferred tax assets is determined by evaluating whether it 
is more likely than not that the benefits of deferred tax assets will be realized through future reversal of existing taxable 
temporary differences, taxable income in carryback years in jurisdictions in which they are allowable, projected future 
taxable income, or tax-planning strategies. Uncertain tax positions, which also require significant judgment, are measured 
to determine the amounts to be recognized in the financial statements. The income tax provision and valuation allowances 
are complicated by complex and frequently changing rules administered in multiple jurisdictions, including U.S. federal, 
state, and foreign governments. 

The Company’s income taxes for the years ended December 31, 2018 and 2017 were impacted by the recognition of the 
effects of the Tax Cuts and Jobs Act (the “Tax Reform Act”) that was signed into law on December 22, 2017 (see Note E).  

Book Overdrafts: Issued checks that have not cleared the bank as of December 31 result in book overdraft balances for 
accounting purposes which are classified within accounts payable in the accompanying consolidated balance sheets. Book 
overdrafts amounted to $17.5 million and $17.2 million for the year ended December 31, 2018 and 2017, respectively. 
The change in book overdrafts is reported as a component of financing activities within the statement of cash flows. 

Insurance  Reserves:  The  Company  is  self-insured  up  to  certain  limits  for  workers’  compensation,  certain  third-party 
casualty claims, and cargo loss and damage claims. Amounts in excess of the self-insured limits are fully insured to levels 
which management considers appropriate for the Company’s operations. The Company’s claims liabilities have not been 
discounted. 

Liabilities for self-insured workers’ compensation and third-party casualty claims are based on the case reserve amounts 
plus  an  estimate  of  loss  development  and  incurred  but  not  reported  (“IBNR”)  claims,  which  is  developed  from  an 
independent actuarial analysis. The process of determining reserve requirements utilizes historical trends and involves an 
evaluation of claim frequency and severity, claims management, and other factors. Case reserves are evaluated as loss 
experience develops and new information becomes available. Adjustments to previously estimated aggregate reserves are 
reflected in financial results in the periods in which they are made. Aggregate reserves represent an estimate of the costs 
of claims incurred, and it is possible that the ultimate liability may differ significantly from such estimates. 

The Company develops an estimate of self-insured cargo loss and damage claims liabilities based on historical trends and 
certain  event-specific  information.  Claims  liabilities  are  recorded  in  accrued  expenses  and  are  not  offset  by  insurance 
receivables which are reported in other accounts receivable. 

Long-Term Debt: Long-term debt consists of borrowings outstanding under the Company’s revolving credit facility and 
accounts receivable securitization program, minimum principal payments due under notes payable for the financing of 
revenue equipment, other equipment, and software; and the present values of net minimum lease payments under capital 
lease obligations. The Company’s long-term debt and financing arrangements are further described in Note G. 

Contingent Consideration: The Company records the estimated fair value of contingent consideration at the acquisition 
date  as  part  of  the  purchase  price  consideration  for  an  acquisition.  The  fair  value  of  the  Company’s  contingent 
consideration liability, which is further described in Note C, was determined by assessing Level 3 inputs with a discounted 
cash  flow  approach  using  various  probability-weighted  scenarios.  The  fair  value  of  the  outstanding  contingent 
consideration is recorded in accrued expenses or other long-term liabilities, based on when expected payouts become due. 
Amounts  held  in  escrow  for  contingent  consideration  are  recorded  in  other  current  assets  or  other  long-term  assets, 
consistent with the classification of the related liability. The liability for contingent consideration is remeasured at each 

81 

 
 
 
 
 
 
 
 
quarterly reporting period and any change in fair value as a result of the recurring assessments is recognized in operating 
income.  

Interest Rate Swap Derivative Instruments: The Company accounts for its derivative instruments as either assets or 
liabilities and carries them at fair value. The Company has interest rate swap agreements designated as a cash flow hedges. 
The effective portion of the gain or loss on the interest rate swap instruments is reported as unrealized gain or loss as a 
component of accumulated other comprehensive income or loss, net of tax, in stockholders’ equity and the change in the 
unrealized gain or loss on the interest rate swaps is reported in other comprehensive income or loss, net of tax, in the 
consolidated statements of comprehensive income. The unrealized gain or loss is reclassified out of accumulated other 
comprehensive loss into income in the same period or periods during which the hedged transaction affects earnings. The 
ineffective portion of the gain or loss on the interest rate swap instruments, if any, is recognized in current income. To 
receive hedge accounting treatment, cash flow hedges must be highly effective in offsetting changes to expected future 
cash flows on hedged transactions. 

Leases: The Company leases, under capital and operating lease arrangements, certain facilities, revenue equipment, and 
certain other equipment used primarily in Asset-Based segment service center operations. Certain of these leases contain 
fluctuating or escalating payments. The related rent expense is recorded on a straight-line basis over the lease term. The 
cumulative  excess  of  rent  expense  over  rent  payments  is  accounted  for  as  a  deferred  lease  obligation.  For  financial 
reporting purposes, assets held under capital leases are depreciated over their estimated useful lives on the same basis as 
owned assets and leasehold improvements associated with assets utilized under capital or operating leases are amortized 
by the straight-line method over the shorter of the remaining lease term or the asset’s useful life. Amortization of assets 
under capital leases is included in depreciation expense. Obligations under the capital lease arrangements are included in 
long-term debt, net of the current portion due, which is classified in current liabilities. 

Nonunion Defined Benefit Pension, Supplemental Benefit, and Postretirement Health Benefit Plans: The Company 
recognizes the funded status (the difference between the fair value of plan assets and the benefit obligation) of its nonunion 
defined benefit pension plan, supplemental benefit plan (“SBP”), and postretirement health benefit plan in the consolidated 
balance sheet and recognizes changes in the funded status, net of tax, in the year in which they occur as a component of 
other  comprehensive  income  or  loss.  Amounts  recognized  in  other  comprehensive  income  or  loss  are  subsequently 
expensed as components of net periodic benefit cost by amortizing unrecognized net actuarial losses over the average 
remaining  active  service  period  of  the  plan  participants  and  amortizing  unrecognized  prior  service  credits  over  the 
remaining years of service until full eligibility of the active participants at the time of the plan amendment which created 
the prior service credit. A corridor approach is not used for determining the amounts of net actuarial losses to be amortized. 

The service cost component of net periodic benefit cost for the postretirement health benefit plan is included in operating 
expenses. The components of net periodic benefit cost other than service cost, including pension settlement expense, for 
the nonunion defined benefit pension plan, the SBP, and the postretirement health benefit plan are recorded within the 
other, net line item of other income (costs).  

The expense and liability related to the Company’s nonunion defined benefit pension plan, SBP, and postretirement health 
benefit plan are measured based upon a number of assumptions and using the services of a third-party actuary. The discount 
rates used to discount the plans’ obligations, and the expected rate of return applied to the fair value of plan assets for the 
nonunion defined benefit pension plan, impact the Company’s expense for these plans. For ongoing plans, the discount 
rate is determined by matching projected cash distributions with appropriate high-quality corporate bond yields in a yield 
curve analysis. For the nonunion defined benefit pension plan, the Company establishes the expected rate of return on plan 
assets by considering the historical and expected returns for the plan’s current investment mix. Assumptions are also made 
regarding expected retirement age, mortality, employee turnover, and, for the postretirement health benefit plan, future 
increases in health care costs.  

The assumptions used directly impact the net periodic benefit cost for a particular year. An actuarial gain or loss results 
when actual experience varies from the assumptions or when there are changes in actuarial assumptions. Actuarial gains 
and losses are not included in net periodic benefit cost in the period when they arise but are recognized as a component of 
other comprehensive income or loss and subsequently amortized as a component of net periodic benefit cost. 

The  Company  uses  December 31  as  the  measurement  date  for  its  nonunion  defined  benefit  pension  plan,  SBP,  and 
postretirement health benefit plan. Plan obligations are also remeasured upon curtailment and upon settlement.  

82 

 
 
 
 
 
 
 
 
The Company records quarterly pension settlement expense related to the nonunion defined benefit pension plan when 
qualifying distributions determined to be settlements are expected to exceed the estimated total annual interest cost of the 
plan. Benefit distributions under the SBP individually exceed the annual interest cost of the plan, and the Company records 
the  related  settlement  expense  when  the  amount  of  the  benefit  to  be  distributed  is  fixed,  which  is  generally  upon  an 
employee’s termination of employment. Pension settlement expense for the nonunion defined benefit pension and SBP 
plans is presented in Note I. 

In November 2017, an amendment was executed to terminate the nonunion defined benefit pension plan with a termination 
date of December 31, 2017. In September 2018, the plan received a favorable determination letter from the U.S. Internal 
Revenue Service (the “IRS”)  regarding qualification of the plan termination. Following receipt of the determination letter, 
the  plan’s  actuarial  assumptions  were  updated  to  remeasure  the  benefit  obligation  on  a  plan  termination  basis  as  of 
September  30,  2018  in  connection  with  recognition  of  the  quarterly  pension  settlement  charge.  The  Company  made 
assumptions for participant benefit elections, rate of return, and discount rates, including the annuity contract interest rate. 
These assumptions were updated as of December 31, 2018. For plan termination assumptions, the Company utilized a 
short-term discount rate which represents the Company’s current borrowing rate and an annuity contract interest rate based 
on current published rates.  

The nonunion defined benefit pension plan began making lump sum distributions related to the plan termination in fourth 
quarter 2018. In first quarter 2019, the plan will settle remaining obligations for deferred benefits with the purchase of 
nonparticipating annuity contracts from insurance companies, and the Company will make a cash contribution to the plan 
for the amount required to fund benefit distributions and annuity contract purchases in excess of plan assets.  

Revenue Recognition: Revenues are recognized when or as control of the promised services is transferred to the customer, 
in an amount that reflects the consideration the Company expects to be entitled to in exchange for those services. 

Asset-Based Segment 
Asset-Based  segment  revenues  consist  primarily  of  less-than-truckload  freight  delivery.  Performance  obligations  are 
satisfied upon final delivery of the freight to the specified destination. Revenue is recognized based on the relative transit 
time in each reporting period with expenses recognized as incurred. A bill-by-bill analysis is used to establish estimates of 
revenue in transit for recognition in the appropriate period. Because the bill-by-bill methodology utilizes the approximate 
location of the shipment in the delivery process to determine the revenue to recognize, management believes it to be a 
reliable method.  

Certain contracts may provide for volume-based or other discounts which are accounted for as variable consideration. The 
Company estimates these amounts based on a historical expectation of discounts to be earned by customers, and revenue 
is recognized based on the estimates. Revenue adjustments may also occur due to rating or other billing adjustments. The 
Company estimates revenue adjustments based on historical information and revenue is recognized accordingly at the time 
of shipment. Management believes that actual amounts will not vary significantly from estimates of variable consideration.  

Revenue,  purchased  transportation  expense,  and  third-party  service  expenses  are  reported  on  a  gross  basis  for  certain 
shipments  and  services  where  the  Company  utilizes  a  third-party  carrier  for  pickup,  linehaul,  delivery  of  freight,  or 
performance of services but remains primarily responsible for fulfilling delivery to the customer and maintains discretion 
in setting the price for the services. 

ArcBest Segment 
ArcBest  segment  revenues  consist  primarily  of  asset-light  logistics  services  using  third-party  vendors  to  provide 
transportation  services.  ArcBest  segment  revenue  is  generally  recognized  based  on  the  relative  transit  time  in  each 
reporting period using estimated standard delivery times for freight in transit at the end of the reporting period. Purchased 
transportation expense is recognized as incurred consistent with the recognition of revenue. 

Prior to the adoption of ASC Topic 606, Revenue from Contracts with Customers, on January 1, 2018, as further discussed 
in Adopted Accounting Pronouncements within this Note, ArcBest segment revenue was recognized based on the delivery 
of the shipment to the customer-designated location. 

Revenue and purchased transportation expense are reported on a gross basis for shipments and services where the Company 
utilizes a third-party carrier for pickup and delivery but remains primarily responsible to the customer for delivery and 
maintains discretion in setting the price for the service. 

83 

 
 
 
 
 
 
 
 
 
FleetNet Segment 
FleetNet  segment  revenues  consist  of  service  fee  revenue,  roadside  repair  revenue  and  routine  maintenance  services 
revenue. Service fee revenue for the FleetNet segment is recognized upon response to the service event. Repair and routine 
maintenance service revenue for the FleetNet segment is recognized upon completion of the service by third-party vendors. 
Revenue and expense from repair and maintenance services performed by third-party vendors are reported on a gross basis 
as FleetNet controls the services prior to transfer to the customer and remains primarily responsible to the customer for 
completion of the services. 

Other Recognition and Disclosure 
The Company records deferred revenue when cash payments are received or due in advance of performance under the 
contract. Deferred revenues totaled $0.5 million and $0.6 million at December 31, 2018 and 2017, respectively, and are 
recorded in accrued expenses in the consolidated balance sheets. 

Payment  terms  with  customers  may  vary  depending  on  the  service  provided,  location  or  specific  agreement  with  the 
customer. The term between invoicing and when payment is due is not significant. For certain services, payment is required 
before the services are provided to the customer. 

The Company expenses sales commissions when incurred because the amortization period is one year or less. 

The Company has elected to apply the practical expedient to not disclose the value of unsatisfied performance obligations 
for contracts with an original length of one year or less or contracts for which revenue is recognized at the amount to which 
the Company has the right to invoice for services performed. 

Comprehensive Income or Loss: Comprehensive income or loss consists of net income and other comprehensive income 
or loss, net of tax. Other comprehensive income or loss refers to revenues, expenses, gains, and losses that are not included 
in net income, but rather are recorded directly to stockholders’ equity. The Company reports the components of other 
comprehensive income or loss, net of tax, by their nature and discloses the tax effect allocated to each component in the 
consolidated statements of comprehensive income. The accumulated balance of other comprehensive income or loss is 
displayed separately in the consolidated statements of stockholders’ equity and the components of the balance are reported 
in Note J. The changes in accumulated other comprehensive income or loss, net of tax, and the significant reclassifications 
out of accumulated other comprehensive income or loss are disclosed, by component, in Note J. The Company elected to 
reclassify the stranded income tax effects resulting from the Tax Reform Act from accumulated other comprehensive loss 
to retained earnings as of January 1, 2018 (see Adopted Accounting Pronouncements within this Note). 

Earnings Per Share: The Company uses the two-class method for calculating earnings per share due to certain equity 
awards being deemed participating securities. The two-class method is an earnings allocation method under which earnings 
per share is calculated for each class of common stock and participating security considering both dividends declared and 
participation rights in undistributed earnings as if all such earnings had been distributed during the period. The calculation 
uses the net income based on the two-class method and the weighted-average number of common shares (basic earnings 
per share) or common equivalent shares outstanding (diluted earnings per share) during the applicable period. The dilutive 
effect of common stock equivalents is excluded from basic earnings per common share and included in the calculation of 
diluted earnings per common share. 

Share-Based Compensation: The fair value of restricted stock awards is determined based upon the closing market price 
of the Company’s common stock on the date of grant. The restricted stock units generally vest at the end of a five-year 
period following the date of grant for restricted stock units awarded prior to 2018 and at the end of a four-year period 
following the date of grant for subsequent grants. Awards granted to non-employee directors typically vest at the end of a 
one-year period for awards granted on or after January 1, 2016 and at the end of a three-year period for previous grants, 
subject to accelerated vesting due to death, disability, retirement, or change-in-control provisions. When restricted stock 
units  become  vested,  the  Company  issues  new  shares  which  are  subsequently  distributed.  Dividends  or  dividend 
equivalents are paid on certain restricted stock units during the vesting period. The Company recognizes the income tax 
benefits of dividends on share-based payment awards as income tax expense or benefit in the consolidated statements of 
operations when awards vest or are settled. 

Share-based awards are amortized to compensation expense on a straight-line basis over the vesting period of awards or 
over the period to which the recipient first becomes eligible for retirement, whichever is shorter, with vesting accelerated 

84 

 
 
 
 
 
 
 
 
upon death or disability. The Company recognizes forfeitures as they occur. As a result of applying the provisions of an 
amendment to ASC Topic 718, Compensation – Stock Compensation, which requires the income tax effects of awards to 
be recognized in the statement of operations when awards vest or are settled, the Company recognized a cumulative effect 
adjustment  to  the  December  31,  2016  opening  balances  of  retained  earnings,  additional  paid-in  capital,  and  deferred 
income tax liability of $0.2 million, and $0.4 million, and $0.2 million, respectively. 

Fair Value Measurements: The Company discloses the fair value measurements of its financial assets and liabilities. Fair 
value  measurements  for  investments  held  in  trust  for  the  Company’s  nonunion  defined  benefit  pension  plan  are  also 
disclosed.  Fair  value  measurements  are  disclosed  in  accordance  with  the  following  hierarchy  of  valuation  approaches 
based  on  whether  the  inputs  of  market  data  and  market  assumptions  used  to  measure  fair  value  are  observable  or 
unobservable: 

  Level 1 – Quoted prices for identical assets and liabilities in active markets. 
  Level 2 – Quoted prices for similar assets and liabilities in active markets, quoted prices for identical or similar 
assets and liabilities in markets that are not active, or other inputs that are observable or can be corroborated by 
observable market data. 

  Level 3 – Unobservable inputs (Company’s market assumptions) that are significant to the valuation model.  

Environmental Matters: The Company expenses environmental costs related to existing conditions resulting from past 
or current operations and from which no current or future benefit is discernible. Expenditures which extend the life of the 
related  property  or  mitigate  or  prevent  future  environmental  contamination  are  capitalized.  Amounts  accrued  reflect 
management’s  best  estimate  of  the  future  undiscounted  exposure  related  to  identified  properties  based  on  current 
environmental regulations, management’s experience with similar environmental matters, and testing performed at certain 
sites. The estimated liability is not reduced for possible recoveries from insurance carriers or other third parties. 

Exit or Disposal Activities: The Company recognizes liabilities for costs associated with exit or disposal activities when 
the liability is incurred. 

Adopted Accounting Pronouncements  

ASC Topic 606, Revenue from Contracts with Customers, (“ASC Topic 606”) provides a single comprehensive revenue 
recognition  model  for  all  contracts  with  customers  and  contains  principles  to  apply  to  determine  the  measurement  of 
revenue and the timing of when it is recognized. On January 1, 2018, the Company adopted ASC Topic 606 using the 
modified retrospective method applied to those contracts which were not completed as of January 1, 2018. Results for 
reporting periods beginning after January 1, 2018 are presented under ASC Topic 606, while prior period amounts are not 
adjusted and continue to be reported in accordance with the Company’s historic method of accounting under ASC Topic 
605,  Revenue  Recognition,  (“ASC  Topic  605”).  The  Company’s  major  service  lines  for  presentation  of  disaggregated 
revenues from contracts with customers are consistent with the Company’s reportable operating segments as presented in 
Note M. The primary impact of adopting ASC Topic 606 was to recognize ArcBest segment revenue over time instead of 
at final delivery of the shipment. As a result, revenue will generally be recorded earlier under ASC Topic 606 compared 
to ASC Topic 605. Asset-Based and FleetNet segment revenues were not impacted. The Company recorded a net increase 
to opening retained earnings of $0.4 million as of January 1, 2018 due to the cumulative impact of adopting ASC Topic 
606. The impact to revenues for year ended December 31, 2018 was an increase of $0.7 million and the impact to purchased 
transportation expense was an increase of $0.7 million, as a result of applying ASC Topic 606.  

Effective January 1, 2018, the Company adopted an amendment to ASC Topic 715, Compensation – Retirement Benefits, 
(“ASC Topic 715”) which requires changes to the financial statement presentation of certain components of net periodic 
benefit cost related to pension and other postretirement benefits accounted for under ASC Topic 715. The amendment 
requires the service cost component of net periodic benefit cost to continue to be included in the same line item as other 
compensation costs arising from services rendered by the related employees, but requires the other components of net 
periodic benefit cost, including pension settlement expense, to be presented separately from the service cost component 
and  outside  of  the  subtotal  of  income  from  operations.  The  provisions  of  the  amendment  are  required  to  be  applied 
retrospectively and were effective for the Company beginning January 1, 2018.  

The Company has not incurred service cost under its nonunion defined benefit pension plan or its supplemental benefit 
plan (“SBP”) since the accrual of benefits under the plans was frozen on July 1, 2013 and December 31, 2009, respectively; 
however, the Company incurs service cost under its postretirement health benefit plan which will continue to be reported 

85 

 
 
 
 
 
 
 
 
within operating expenses in the consolidated statements of operations. The other components of net periodic benefit cost 
(including  pension  settlement  charges)  of  the  nonunion  defined  benefit  pension  plan,  the  SBP,  and  the  postretirement 
health benefit plan are reported within the other line item of other income (costs). As a result of retrospectively applying 
the provisions of the amendment to ASC Topic 715, $7.8 million and $5.1 million was reclassified from operating expenses 
to other income (costs) for the year ended December 31, 2017 and 2016, respectively. There was no change to consolidated 
net income or earnings per share as a result of the change in presentation under the new standard. 

In  February  2018,  the  Financial  Accounting  Standards Board  (the  “FASB”)  issued  an  amendment  to  ASC  Topic  220, 
Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income, (“ASC Topic 220”) which allows 
a reclassification from accumulated other comprehensive income to retained earnings for the stranded tax effects resulting 
from the Tax Reform Act. The Company early adopted this amendment for first quarter 2018 and adjusted the tax effect 
of items within accumulated other comprehensive income to reflect the appropriate tax rate under the Tax Reform Act in 
the  period  of  adoption.  As  a  result  of  applying  the  provisions  of  the  amendment,  the  Company  elected  to  reclassify 
$3.6 million  of  stranded  income  tax  effects  from  accumulated  other  comprehensive  loss  to  retained  earnings  as  of 
January 1, 2018.  

Effective January 1, 2018, the Company early adopted an amendment to ASC Topic 350, Intangibles – Goodwill and 
Other, Simplifying the Test of Goodwill Impairment, which removes Step 2 of the goodwill impairment test. For annual 
and interim impairment tests, the Company is required to record an impairment charge, if any, by the amount a reporting 
unit’s fair value is exceeded by the carrying value of the reporting unit, limited to the carrying value of goodwill included 
in the reporting unit. The adoption of the amendment did not have an impact on the consolidated financial statements for 
the year ended December 31, 2018. 

The U.S. Securities and Exchange Commission issued Final Rule 33-10532, Disclosure Update and Simplification, in 
August  2018.  The  Company  adopted  the  annual  disclosure  requirements  of  the  final  rule  for  this  Annual  Report  on 
Form 10-K for the year ended December 31, 2018 and will modify its consolidated statement of stockholders’ equity for 
interim periods, beginning with its first quarter 2019 Quarterly Form on 10-Q, to include changes in stockholders’ equity 
for  each  current  and  comparative  quarterly  period  presented.  The  final  rule  did  not  have  a  significant  impact  on  the 
Company’s financial statement disclosures. 

ASC Subtopic 715-20, Compensation – Retirement Benefits – Defined Benefit Plans, was amended to eliminate certain 
disclosure requirements related to defined benefit plans. The Company early adopted these amendments for this Annual 
Report  on  Form  10-K  for  the  year  ended  December  31,  2018.  The  changes  did  not  have  a  significant  impact  on  the 
Company’s financial statement disclosures. 

Accounting Pronouncements Not Yet Adopted 

ASC  Topic  842, Leases,  (“ASC  Topic  842”) which  is  effective  for  the  Company  beginning  January  1,  2019,  requires 
lessees to recognize right-of-use assets and lease liabilities for operating leases with terms greater than 12 months on the 
balance sheet. The standard also requires additional qualitative and quantitative disclosures designed to assess the amount, 
timing, and uncertainty of cash flows arising from leases. In July 2018, the FASB issued an amendment to ASC Topic 842 
which provides an optional transition method that will give companies the option to use the effective date as the date of 
initial  application  upon  transition.  The  Company  will  elect  this  transition  method  and,  as  a  result,  will  not  adjust 
comparative period financial information or make the new required lease disclosures for periods before the effective date. 
The Company will exclude short-term leases from accounting under ASC Topic 842 and will elect the package of practical 
expedients upon transition that will retain lease classification and other accounting conclusions made in the assessment of 
existing lease contracts. Management expects the adoption of the new standard to result in a consolidated right-of-use asset 
and lease liability balance of approximately $60 million. This estimate does not include significant lease contracts that 
have been executed but not yet commenced as of January 1, 2019, which are projected to have a right-of-use asset and 
lease liability balance of approximately $17 million upon commencement. The impact on the consolidated statements of 
operations is expected to be minimal, if any. As the impact of this standard is non-cash in nature, no impact is expected on 
the Company’s consolidated statements of cash flows. Any impact on the effective income tax rate will be immaterial. 

ASC  Topic  815,  Derivatives  and  Hedging,  was  amended  to  change  the  designation  and  measurement  guidance  for 
qualifying hedging relationships and the presentation of hedge results to simplify hedge accounting treatment and better 
align an entity’s risk management activities and financial reporting for hedging relationships. The amendment is effective 

86 

 
 
 
 
 
 
 
for the Company beginning January 1, 2019 and is not expected to have a significant impact on the consolidated financial 
statements. 

ASC Subtopic 350-40, Intangibles – Goodwill and Other – Internal-Use Software: Customer’s Accounting for Fees Paid 
in a Cloud Computing Arrangement, (“ASC 350-40”) was amended by the FASB in August 2018 and is effective for the 
Company beginning January 1, 2020. The amendments to ASC 350-40 clarify the accounting treatment for implementation 
costs incurred by the customer in a cloud computing software arrangement. The amendments allow implementation costs 
of cloud computing arrangements to be capitalized using the same method prescribed by Subtopic 350-40, Internal-Use 
Software. The amendments to ASC 350-40 are not expected to have a significant impact on the Company’s consolidated 
financial statements. The Company plans to early adopt the amendments effective January 1, 2019. 

ASC Topic 820, Fair Value Measurement, was amended to modify the disclosure requirements of fair value measurements, 
primarily impacting the disclosures for Level 3 fair value measurements. The amendment is effective for the Company 
beginning  January  1,  2020  and  is  not  expected  to  have  a  significant  impact  on  the  Company’s  financial  statement 
disclosures. 

Management  believes  there  is  no  other  new  accounting  guidance  issued  but  not  yet  effective  that  is  relevant  to  the 
Company’s current financial statements.  

NOTE C – FINANCIAL INSTRUMENTS AND FAIR VALUE MEASUREMENTS 

Financial Instruments 

The following table presents the components of cash and cash equivalents and short-term investments: 

Cash and cash equivalents 

Cash deposits(1) 
Variable rate demand notes(1)(2) 
Money market funds(3) 
U.S. Treasury securities(4) 
Total cash and cash equivalents 

Short-term investments 

Certificates of deposit(1) 
U.S. Treasury securities(4) 
Total short-term investments 

     December 31 

     December 31 

2018 

2017 

(in thousands) 

$ 

$ 

$ 

$ 

 124,938  $ 
 19,786 
 42,470 
 2,992 
 190,186  $ 

 86,510  
 19,744  
 14,518  
 —  
 120,772  

 82,949  $ 
 23,857 

 106,806  $ 

 56,401  
 —  
 56,401  

(1)  Recorded at cost plus accrued interest, which approximates fair value. 
(2)  Amounts may be redeemed on a daily basis with the original issuer. 
(3)  Recorded at fair value as determined by quoted market prices (see amounts presented in the table of financial assets and liabilities 

measured at fair value within this Note). 

(4)  Recorded at amortized cost plus accrued interest, which approximates fair value at December 31, 2018. U.S. Treasury securities 
with a maturity date within 90 days of the purchase date are classified as cash equivalents. U.S. Treasury securities included in 
short-term investments are held-to-maturity investments with maturity dates of less than one year.  

The Company’s long-term investment financial instruments are presented in the table of financial assets and liabilities 
measured at fair value within this Note. 

Concentrations of Credit Risk of Financial Instruments 
The Company is potentially subject to concentrations of credit risk related to its cash, cash equivalents, and short-term 
investments. The Company reduces credit risk by maintaining its cash deposits primarily in FDIC-insured accounts and 
placing its short-term investments primarily in FDIC-insured certificates of deposit. However, certain cash deposits and 
certificates of deposit may exceed federally insured limits. At December 31, 2018 and 2017, cash, cash equivalents, and 

87 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
short-term  investments  totaling  $94.7 million  and  $61.1 million,  respectively,  were  not  either  FDIC  insured  or  direct 
obligations of the U.S. government. 

Fair Value Disclosure of Financial Instruments 
Fair value and carrying value disclosures of financial instruments as of December 31 are presented in the following table: 

2018 

2017 

(in thousands) 

Credit Facility(1) 
Accounts receivable securitization borrowings(2) 
Notes payable(3) 

Fair 
     Value 

  Carrying        
  Value 

Fair 
     Value 
  $   70,000  
 45,000  
    152,131  
  $  291,409  $  291,560  $  268,441  $  267,131  

       Carrying       
     Value 
  $   70,000 
 45,000 
   153,441 

  $   70,000    $   70,000 
 40,000 
   181,560 

 40,000 
   181,409 

(1)  The revolving credit facility (the “Credit Facility”) carries a variable interest rate based on LIBOR, plus a margin, that is considered 
to be priced at market for debt instruments having similar terms and collateral requirements (Level 2 of the fair value hierarchy). 
(2)  Borrowings under the Company’s accounts receivable securitization program carry a variable interest rate based on LIBOR, plus 
a margin, that is considered to be priced at market for debt instruments having similar terms and collateral requirements (Level 2 
of the fair value hierarchy).  

(3)  Fair value of the notes payable was determined using a present value income approach based on quoted interest rates from lending 

institutions with which the Company would enter into similar transactions (Level 2 of the fair value hierarchy). 

88 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Assets and Liabilities Measured at Fair Value on a Recurring Basis 

The following table presents the assets and liabilities that are measured at fair value on a recurring basis: 

Assets: 
Money market funds(1) 
Equity, bond, and money market mutual funds held in trust related to the Voluntary 
Savings Plan(2) 
Interest rate swaps(3) 

Liabilities: 
Contingent consideration(4) 

December 31, 2018 
Fair Value Measurements Using 

  Quoted Prices      Significant       Significant 

In Active 
  Markets 
(Level 1) 

  Observable    Unobservable  

Inputs 
      (Level 2)       

Inputs 
(Level 3) 

Total 

(in thousands) 

  $ 

 42,470 

$ 

 42,470 

$ 

 — 

$ 

 2,342 
 801 
 45,613 

  $ 

  $ 

 4,472 

$ 

$ 

 2,342 
 — 
 44,812 

 — 

$ 

$ 

 — 
 801 
 801 

 — 

$ 

$ 

 —   

 —   
 —   
 —   

 4,472   

December 31, 2017 
Fair Value Measurements Using 
  Quoted Prices      Significant       Significant   
  Observable    Unobservable  

In Active 
  Markets 
(Level 1) 

Total 

Inputs 
      (Level 2)       

Inputs 
(Level 3) 

Assets: 
Money market funds(1) 
Equity, bond, and money market mutual funds held in trust related to the Voluntary 
Savings Plan(2) 
Interest rate swaps(3) 

Liabilities: 
Contingent consideration(4) 

(in thousands) 

  $ 

 14,518 

$ 

 14,518 

$ 

 — 

$ 

 2,359 
 481 
 17,358 

$ 

 2,359 
 — 
 16,877 

$ 

  $ 

 — 
 481 
 481 

$ 

 —   

 —   
 —   
 —   

  $ 

 6,970 

$ 

 — 

$ 

 — 

$ 

 6,970   

(3) 

Included in cash and cash equivalents. 

(1) 
(2)  Nonqualified  deferred  compensation  plan  investments  consist  of  U.S.  and  international  equity  mutual  funds,  government  and 
corporate bond mutual funds, and money market funds which are held in a trust with a third-party brokerage firm. Included in other 
long-term assets, with a corresponding liability reported within other long-term liabilities. 
Included in other long-term assets. The fair values of the interest rate swaps were determined by discounting future cash flows and 
receipts  based  on  expected  interest  rates  observed  in  market  interest  rate  curves  adjusted  for  estimated  credit  valuation 
considerations reflecting nonperformance risk of the Company and the counterparty, which are considered to be in Level 3 of the 
fair value hierarchy. The Company assessed Level 3 inputs as insignificant to the valuation at December 31, 2018 and 2017 and 
considers the interest rate swap valuations in Level 2 of the fair value hierarchy. 
Included in accrued expenses. At December 31, 2018, the fair value of the contingent consideration for an earn-out agreement 
related to the September 2016 acquisition of LDS represents the final accrued payment and was based on calculations performed 
for the earn-out period which ended August 31, 2018. Prior to the end of the earn-out period, the estimated fair value of contingent 
consideration was determined by assessing Level 3 inputs with a discounted cash flow approach using various probability-weighted 
scenarios. As of December 31, 2017, the Level 3 assessments utilized a Monte Carlo simulation with inputs including scenarios of 
estimated revenues and gross margins to be achieved for the applicable performance periods, probability weightings assigned to 
the performance scenarios, and the discount rate applied of 12.5%.  

(4) 

89 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
 
 
 
 
 
 
 
 
 
 
 
    
  
 
 
 
     
 
   
 
   
 
 
 
 
    
  
  
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
     
 
   
 
   
 
 
 
 
    
  
  
  
 
 
 
  
 
 
 
   
 
   
 
   
 
   
 
 
 
 
 
 
The following table provides the changes in fair value of the liabilities measured at fair value using inputs categorized in 
Level 3 of the fair value hierarchy: 

Balances at December 31, 2016 
Contingent consideration liability recorded at fair value for business acquisition 
Change in fair value included in operating expenses 

Balances at December 31, 2017 
Payments(1) 
Change in fair value included in operating expenses 
Balances at December 31, 2018 

   Contingent Consideration  
(in thousands) 

  $ 

  $ 

  $ 

 6,775 
 — 
 195 

 6,970 
 (3,528)
 1,030 
 4,472 

(1)  Payments released from escrow account that is reported in other current assets in the consolidated balance sheets. 

NOTE D – GOODWILL AND INTANGIBLE ASSETS 

Goodwill  represents  the  excess  of  cost  over  the  fair  value  of  net  identifiable  tangible  and  intangible  assets  acquired. 
Goodwill by reportable operating segment consisted of the following: 

     Total 

     ArcBest      FleetNet     

(in thousands) 

Balances December 31, 2016 

Goodwill divested(1) 
Purchase accounting adjustments 

Balances December 31, 2018 and 2017(2) 

  $ 108,875   $ 108,245   $   630  
 —  
 —  
  $ 108,320   $ 107,690   $   630  

 (661) 
 106  

 (661) 
 106  

(1)  Goodwill  divested  due  to  the  sale  of  certain  non-strategic  businesses  was  determined  based  on  the  relative  fair  value  of  the 

businesses sold to the total fair value of the reporting unit. 

(2)  Goodwill was not adjusted during the year ended December 31, 2018. 

Intangible assets consisted of the following as of December 31: 

Finite-lived intangible assets 
Customer relationships 
Other 

Indefinite-lived intangible assets 

Trade name 

  Weighted-Average 
    Amortization Period      Cost 

2018 
  Accumulated   
    Amortization     Value 

Net 

2017 
  Accumulated   

Net 
       Cost      Amortization      Value 

(in years) 

(in thousands) 

(in thousands) 

 14 
 9 
 13 

$  60,431 
 1,032 
    61,463 

$ 

 24,130 
 684 
 24,814 

$  36,301 
 348 
    36,649 

$  60,431 
   1,032 
  61,463 

$ 

 19,745 
 549 
 20,294 

$  40,686   
 483   
    41,169   

N/A 

    32,300 

N/A 

    32,300 

  32,300 

N/A 

    32,300   

Total intangible assets 

N/A 

$  93,763 

$ 

 24,814 

$  68,949 

$  93,763 

$ 

 20,294 

$  73,469   

90 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
   
 
  
 
  
 
 
 
 
  
 
  
   
 
 
 
 
   
 
   
 
 
 
 
   
 
  
 
 
  
  
  
 
 
 
 
  
  
  
 
 
 
  
 
 
  
 
 
 
The future amortization for intangible assets and software acquired through business acquisitions as of December 31, 2018 
were as follows: 

2019 
2020 
2021 
2022 
2023 
Thereafter 
Total amortization 

Total 

     Intangible      Acquired    
  Software(1)   

Assets 
(in thousands) 

  $ 

 5,463  $ 
 4,471 
 4,418 
 4,385 
 4,287 
    14,629 

 4,482  $ 
 4,454 
 4,412 
 4,385 
 4,287 
 14,629 

  $   37,653  $   36,649  $ 

 981 
 17 
 6 
 — 
 — 
 — 
 1,004 

(1)  Acquired software is reported in property, plant and equipment. 

Annual impairment evaluations of goodwill and indefinite-lived intangible assets were performed as of October 1, 2018 
and 2017, and it was determined that there was no impairment of the recorded balances. 

NOTE E – INCOME TAXES 

On December 22, 2017, H.R. 1/Public Law 115-97 which includes tax legislation titled Tax Cuts and Jobs Act (the “Tax 
Reform Act”) was signed into law. Effective January 1, 2018, the Tax Reform Act reduced the U.S. federal corporate tax 
rate from 35% to 21%. As a result of the Tax Reform Act, the Company recorded a provisional reduction of net deferred 
income tax liabilities of $24.5 million at December 31, 2017, pursuant to the provisions of ASC Topic 740, Income Taxes, 
which  requires  the  impact  of  tax  law  changes  to  be  recognized  in  the  period  in  which  the  legislation  is  enacted.  An 
additional reduction of net deferred income tax liabilities of $3.8 million was recognized in 2018 related to the reversal of 
temporary differences through the Company’s fiscal tax year end of February 28, 2018. As of December 31, 2018, the 
accounting for the income tax effect of the Tax Reform Act has been completed, and all amounts recorded are considered 
final.  

In addition to the effect on net deferred tax liabilities, the Company recorded a reduction in current income tax expense of 
$0.1 million and $1.3 million at December 31, 2018 and 2017, respectively, as a result of the Tax Reform Act, to reflect 
the Company’s application of a blended rate due to the use of a fiscal year rather than a calendar year for U.S. income tax 
filing. Due to the fact that the Company’s fiscal tax year included the effective date of the rate change under the Tax 
Reform Act, taxes are required to be calculated by applying a blended rate to the taxable income for the current taxable 
year ending February 28, 2018. The blended rate is calculated based on the ratio of days in the fiscal year prior to and after 
the effective date of the rate change. In computing total tax expense for the twelve months ended December 31, 2017, a 
35% federal statutory rate was applied to the two months ended February 28, 2017, and a blended rate of 32.74% was 
applied  to  the  ten  months  ended  December 31, 2017.  In  computing  total  tax  expense  for  the  twelve  months  ended 
December 31, 2018, a federal blended rate of 32.74% was applied to the two months ended February 28, 2018, and a 21% 
federal statutory rate was applied to the ten months ended December 31, 2018.  

The Tax Reform Act made many other changes in the tax law applicable to corporations, including the one-time transition 
tax  on  earnings  of  foreign  subsidiaries,  the  tax  on  global  intangible  low-taxed  income,  and  the  tax  on  base  erosion 
payments. At December 31, 2018, the Company has determined these provisions of the Tax Reform Act will not have a 
significant impact on the Company’s consolidated financial statements.  

91 

 
 
 
 
 
 
 
 
 
 
 
 
 
        
 
 
 
 
 
 
 
 
  
  
  
 
  
  
  
 
  
  
  
 
  
 
 
 
 
 
 
 
 
 
Significant components of the provision or benefit for income taxes for the years ended December 31 were as follows: 

2018(1) 

2017(1) 
(in thousands, except percentages) 

2016 

Current provision (benefit): 

Federal 
State 
Foreign 

Deferred provision (benefit): 

Federal 
State 
Foreign 

Total provision (benefit) for income taxes 

  $ 

$ 

 9,750 
 3,264 
 2,238 
 15,252 

 (1,969)  $ 
 3,701 
 331 
 2,063 

 1,157 
 737 
 (22)
 1,872 
 17,124 

  $ 

 (9,312) 
 (867) 
 (34) 
 (10,213) 

$ 

 (8,150)  $ 

 (604) 
 (335) 
 1,052  
 113  

 8,161  
 1,354  
 7  
 9,522  
 9,635  

(1)  For 2018 and 2017, the income tax provision (benefit) reflects the impact of the Tax Reform Act, as previously disclosed in this 
Note. Deferred income tax liabilities were reduced by $3.8 million and $24.5 million for 2018 and 2017, respectively, as a result 
of the decrease in the U.S. corporate statutory tax rate from 35% to 21% effective January 1, 2018. Current tax expense was reduced 
by $0.1 million and $1.3 million for 2018 and 2017, respectively, as a result of the tax law change and the Company’s application 
of a blended rate due to the use of a fiscal year other than the calendar year for U.S. income tax filing purposes. 

Deferred income taxes reflect the net tax effects of temporary differences between the carrying amounts of assets and 
liabilities for financial reporting purposes and the amounts used for income tax purposes. Components of the deferred tax 
provision or benefit for the years ended December 31, were as follows: 

Amortization, depreciation, and basis differences for property, plant and equipment 
and other long-lived assets 
Amortization of intangibles 
Changes in reserves for workers’ compensation, third-party casualty, and cargo 
claims 
Revenue recognition 
Allowance for doubtful accounts 
Nonunion pension and other retirement plans 
Multiemployer pension fund withdrawal(3) 
Federal net operating loss carryforwards utilized 
State net operating loss carryforwards utilized (generated) 
State depreciation adjustments 
Share-based compensation 
Valuation allowance increase (decrease) 
Other accrued expenses 
Impact of the Tax Reform Act(2) 
Other 
Deferred tax provision (benefit) 

2018(2) 

2017(1)(2) 
(in thousands)  

2016(1) 

    $ 

 23,153     $ 
 (763)

 21,876      $ 
 (1,030)

 12,182  
 (3,623)  

 469 
 (2,524)
 (115)
 (2,810)
 (5,818)
 125 
 621 
 (1,761)
 (529)
 (744)
 (4,881)
 (3,772)
 1,221 
 1,872 

$ 

 (812)
 332 
 (719)
 (1,977)
 — 
 28 
 229 
 (1,244)
 352 
 401 
 (852)
 (24,542)
 (2,255)
 (10,213)

$ 

 362  
 1,862  
 (295)  
 3,861  
 —  
 161  
 (304)  
 (758)  
 (681)  
 (61)  
 (4,108)  
 —  
 924  
 9,522  

  $ 

(1)  The components of the deferred tax provision above reflect the statutory U.S. income tax rate in effect for the applicable year, 

which is 35% for 2017 and 2016.  

(2)  For 2018 and 2017, the effect of the change in the U.S. corporate tax rate from 35% to 21% in accordance with the Tax Reform 

Act is reflected as a separate component of the deferred tax provision. 

(3)  ABF Freight recorded a multiemployer pension fund withdrawal liability in 2018 resulting from the transition agreement it entered 

into with the New England Teamsters and Trucking Industry Pension Fund (see Note I). 

92 

 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
   
 
 
  
           
           
           
 
 
  
  
  
 
  
  
  
 
 
  
  
  
 
 
 
 
 
 
 
 
  
  
  
 
  
  
  
 
  
  
  
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
 
  
  
  
 
 
Significant components of the deferred tax assets and liabilities at December 31 were as follows: 

Deferred tax assets: 
Accrued expenses 
Pension liabilities 
Multiemployer pension fund withdrawal(2) 
Postretirement liabilities other than pensions 
Share-based compensation 
Federal and state net operating loss carryovers 
Other 

Total deferred tax assets 
Valuation allowance 

Total deferred tax assets, net of valuation allowance 

Deferred tax liabilities: 

Amortization, depreciation, and basis differences for property, plant and equipment, and other 
long-lived assets 
Intangibles 
Revenue recognition 
Prepaid expenses 

Total deferred tax liabilities 

Net deferred tax liabilities 

  $ 

2018 

2017(1) 

(in thousands) 

$ 

 39,885 
 2,754 
 5,710 
 7,660 
 4,893 
 1,152 
 1,355 
 63,409 
 (53) 
 63,356 

 36,843  
 4,413  
 —  
 6,236  
 4,466  
 1,781  
 1,508  
 55,247  
 (844) 
 54,403  

 93,525 
 14,066 
 1,513 
 3,225 
 112,329 
 (48,973)  $ 

 73,725  
 14,573  
 6,172  
 3,125  
 97,595  
 (43,192) 

  $ 

(1)  The amounts for deferred tax assets and liabilities reflect the applicable tax rates for each category, with the U.S. federal rate at 
21% for a substantial portion of 2017 temporary differences in accordance with the Tax Reform Act. The amounts also include 
deferred taxes for states and foreign jurisdictions.  

(2)  ABF Freight recorded a multiemployer pension fund withdrawal liability in 2018 resulting from the transition agreement it entered 

into with the New England Teamsters and Trucking Industry Pension Fund (see Note I). 

Reconciliation between the effective income tax rate, as computed on income before income taxes, and the statutory federal 
income tax rate for the years ended December 31 is presented in the following table: 

2018(1) 

2017(2) 
(in thousands, except percentages) 

2016(2) 

Income tax provision at the statutory federal rate 
Federal income tax effects of: 

State income taxes 
Nondeductible expenses 
Life insurance proceeds and changes in cash surrender value 
Alternative fuel credit 
Increase (decrease) in valuation allowances 
Increase (decrease) in uncertain tax positions 
Settlement of share-based compensation 
Impact of the Tax Reform Act on current tax(2) 
Impact of the Tax Reform Act on deferred tax(2) 
Other(3) 

Federal income tax provision (benefit) 
State income tax provision 
Foreign income tax provision 
Total provision (benefit) for income taxes 
Effective tax (benefit) rate 

    $ 

 17,721       $ 

 18,052      $ 

 9,901 

 (840) 
 946 
 7 
 (1,203) 
 (891) 
 933 
 (649) 
 (52) 
 (3,772) 
 (1,293) 
 10,907 
 4,001 
 2,216 
 17,124 

$ 
 20.3 %    

 (992)
 1,551 
 (927)
 — 
 401 
 (720)
 (1,129)
 (1,288)
 (24,542)
 (1,687)
 (11,281)
 2,834 
 297 
 (8,150)

$ 
 (15.8)%    

 (357)
 1,653 
 (1,001)
 (1,180)
 (61)
 — 
 — 
 — 
 — 
 (1,398)
 7,557 
 1,019 
 1,059 
 9,635 
 34.1 %  

  $ 

(1)  Amounts in this reconciliation reflect the statutory U.S. income tax rate in effect for the applicable year after the enactment of the 
Tax Reform Act, which is 21%. The effect of applying a blended rate of 32.74% for the two months ended February 28, 2018, in 
accordance with the Tax Reform Act, is reflected in separate components of the reconciliation. 

(2)  Amounts in this reconciliation reflect the statutory U.S. income tax rate in effect for the applicable year prior to the enactment of 
the Tax Reform Act, which is 35%. For 2017, the effect of the change in the U.S. corporate tax rate to 21% in accordance with the 
Tax Reform Act is reflected in separate components of the reconciliation. 
Includes foreign income tax provision, as presented in this table. 

(3) 

93 

 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
            
            
 
 
  
  
 
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
 
 
 
 
 
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
  
 
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
 
 
 
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
 
 
Income taxes paid, excluding income tax refunds, totaled $21.8 million, $22.7 million, and $24.3 million in 2018, 2017, 
and 2016, respectively. Income tax refunds totaled $18.5 million, $18.5 million, and $32.5 million in 2018, 2017, and 
2016, respectively. 

In the first quarter of 2017, the Company adopted an amendment to ASC Topic 718, Compensation – Stock Compensation, 
which requires the income tax effects of awards to be recognized in the statement of operations when awards vest or are 
settled  and  allows  employers  to  make  a  policy  election  to  account  for  forfeitures  as  they  occur.  The  Company  may 
experience volatility in its income tax provision as a result of recording all excess tax benefits and tax deficiencies in the 
income statement upon settlement of awards, which occurs primarily during the second quarter of each year except for 
2018 when it predominantly occurred in the fourth quarter. As a result of applying the provisions of the amendment, the 
tax rates for 2018 and 2017 reflects a benefit of 0.8% and 2.2%, respectively. The tax benefit of dividends on share based 
payment awards was less than $0.1 million each for 2018, 2017, and 2016. The 2016 amount was reflected in paid in 
capital. 

The  Company  had  state  net  operating  loss  carryforwards  of  $7.9 million  and  state  contribution  carryforwards  of 
$1.1 million at December 31, 2018. These state net operating loss and contribution carryforwards expire in 5 to 20 years, 
with  the  majority  of  states  allowing  15  or  20  years.  At  December  31,  2018  and  2017,  the  Company  had  a  valuation 
allowance  of  $0.1 million  related  to  state  contribution  carryforwards,  due  to  the  uncertainty  of  realization.  At 
December 31, 2017, the Company established a valuation allowance of $0.7 million related to certain state net operating 
loss carryforwards set to expire in 5 years. Due to tax-planning strategies that included decreased state tax depreciation, 
state taxable income was generated for 2018, and a portion of the state net operating loss carryforwards for which the 
valuation allowance was established were utilized. In addition, management concluded, based on available evidence, that 
it was more likely than not that remaining net operating losses would be utilized, and the remaining valuation allowance 
of $0.7 million was reversed. As of December 31, 2016, the Company had a valuation allowance of $0.3 million related 
to foreign net operating loss carryforwards. This valuation allowance reversed during 2017, as the foreign net operating 
loss was fully utilized.  

Consolidated federal income tax returns filed for tax years through 2014 are closed by the applicable statute of limitations. 
The Company is under examination by three state taxing authorities at December 31, 2018. The Company is not under 
examination by foreign taxing authorities at December 31, 2018. 

The  Company  acquired  Panther  Expedited  Services,  Inc.  (“Panther”)  on  June 15,  2012.  For  periods  subsequent  to  the 
acquisition  date,  Panther  has  been  included  in  consolidated  federal  income  tax  returns  filed  by  the  Company  and  in 
consolidated or combined state income tax returns in states permitting or requiring consolidated or combined income tax 
returns for affiliated groups such as the Company and its subsidiaries. At December 31, 2018, Panther had federal net 
operating loss carryforwards of approximately $1.3 million from periods ending on or prior to June 15, 2012. State net 
operating loss carryforwards for the same periods are approximately $5.3 million. Federal net operating loss carryforwards 
will expire if not used within 13 years. State carryforward periods for Panther vary from 5 to 20 years. For federal tax 
purposes and for most states, the use of such carryforwards is limited by Section 382 of the Internal Revenue Code (“IRC”). 
The limitation applies by restricting the amount of net operating loss carryforwards that may be used in individual tax 
years  subsequent  to  the  acquisition  date.  However,  it  is  not  expected  that  the  Section 382  limitation  will  result  in  the 
expiration of net operating loss carryforwards prior to their availability under Section 382. 

At December 31, 2018, 2017, and 2016, the Company had reserves for uncertain tax positions totaling of $1.0 million, less 
than  $0.1 million,  and  $0.7  million,  respectively.  A  $0.7  million  reserve  for  uncertain  tax  positions  as  of 
December 31, 2016 was related to certain credits taken on amended federal returns. The statute of limitations for the federal 
return  on  which  these  credits  were  claimed  expired  in  the  fourth  quarter  of  2017,  and  the  reserve  was  removed  at 
December 31, 2017.  The  Company  also  had  a  reserve  for  uncertain  tax  positions  of  less  than  $0.1 million  at 
December 31, 2016, and maintained the reserve at December 31, 2018, due to uncertainty of how the IRS will interpret 
regulations related to research and development credits claimed on the 2015 federal return. A reserve for uncertain tax 
positions of $0.9 million was established at December 31, 2018 as a result of certain credits taken on amended federal 
returns. The statute of limitations for the federal return on which these credits were claimed expires in the first quarter of 
2020. 

For 2018, 2017 and 2016, interest of less than $0.1 million was paid related to federal, foreign and state income taxes. 
Accrued interest on the foreign income tax obligations of less than $0.1 million remained at December 31, 2018. Any 
interest or penalties related to income taxes are charged to operating expenses. 

94 

 
 
 
 
 
 
NOTE F – OPERATING LEASES AND COMMITMENTS 

While the Company maintains ownership of most of its larger service centers and distribution centers, certain facilities 
and equipment are leased. Certain of the leases are renewable for additional periods with similar rent payments. Rental 
expense for operating leases, including rentals with initial terms of less than one year, totaled $27.3 million, $31.7 million, 
and $26.7 million in 2018, 2017, and 2016, respectively.  

The future minimum rental commitments, net of minimum rentals to be received under noncancelable subleases, as of 
December 31, 2018 for all noncancelable operating leases were as follows: 

2019 
2020 
2021 
2022 
2023 
Thereafter 

  Land and 
     Structures(1)     
(in thousands) 

  Equipment   
and 
Other 

Total 

  $ 

 19,130  $ 
 14,620 
 10,972 
 7,125 
 4,477 
 5,850 

 18,067  $ 
 13,676 
 10,716 
 7,125 
 4,477 
 5,850 

  $ 

 62,174  $ 

 59,911  $ 

 1,063  
 944  
 256  
 —  
 —  
 —  
 2,263  

(1)  Excludes  future  minimum  payments  for  leases  which  were  executed  but  had  not  yet  commenced  as  of  December  31,  2018  of 

approximately $21.0 million which will be paid over 10 years. 

NOTE G – LONG-TERM DEBT AND FINANCING ARRANGEMENTS 

Long-Term Debt Obligations 

Long-term debt consisted of borrowings outstanding under the Company’s revolving credit facility and accounts receivable 
securitization program, both of which are further described in Financing Arrangements within this Note, and notes payable 
and capital lease obligations related to the financing of revenue equipment (tractors and trailers used primarily in Asset-
Based segment operations), real estate, and certain other equipment as follows: 

Credit Facility (interest rate of 3.8%(1) at December 31, 2018) 
Accounts receivable securitization borrowings (interest rate of 3.2% at December 31, 2018) 
Notes payable (weighted-average interest rate of 3.4% at December 31, 2018) 
Capital lease obligations (weighted-average interest rate of 5.6% at December 31, 2018) 

Less current portion 
Long-term debt, less current portion 

December 31 

2018 

2017 

(in thousands) 

  $ 

 70,000  $ 
 40,000 
 181,409 
 266 
 291,675 
 54,075 

  $ 

 237,600  $ 

 70,000  
 45,000  
 153,441  
 478  
 268,919  
 61,930  
 206,989  

(1)  The interest rate swap mitigates interest rate risk by effectively converting $50.0 million of borrowings under the Credit Facility 
from  variable-rate  interest  to  fixed-rate  interest  with  a  per  annum  rate  of  3.10%  and 3.35%  based  on  the  margin  of  the  Credit 
Facility as of December 31, 2018 and 2017, respectively. 

95 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
   
 
  
 
 
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
    
  
 
 
 
 
  
  
 
  
  
 
  
  
 
 
  
  
 
  
  
 
 
Scheduled maturities of long-term debt obligations as of December 31, 2018 were as follows: 

Accounts 
  Receivable 
    Securitization      Notes  
  Payable 

     Credit 
  Facility(1)    Program(1) 

(in thousands) 

Total 

     Capital Lease   
  Obligations(2)  

2019 
2020 
2021 
2022 
2023 
Thereafter 
Total payments 
Less amounts representing interest 
Long-term debt 

  $ 

 63,608  $   2,691  $ 
 47,540 
 85,514 
   104,449 
 17,124 
 59 
   318,294 
 26,619 

 2,603 
 2,540 
   71,318 
 — 
 — 
   79,152 
 9,152 

  $   291,675  $  70,000  $ 

 1,396  $  59,281 
 43,565 
 1,345 
 41,876 
 41,091 
 33,130 
 — 
 17,124 
 — 
 59 
 — 
 195,035 
 43,832 
 13,626 
 3,832 
 40,000  $ 181,409 

 $ 

 $ 

 240   
 27   
 7   
 1   
 —   
 —   
 275   
 9   
 266   

(1)  The  future  interest  payments  included  in  the  scheduled  maturities  due  are  calculated  using  variable  interest  rates  based  on  the 

LIBOR swap curve, plus the anticipated applicable margin.  

(2)  Minimum payments of capital lease obligations include maximum amounts due under rental adjustment clauses contained in the 

capital lease agreements. 

Assets securing notes payable or held under capital leases at December 31 were included in property, plant and equipment 
as follows: 

Revenue equipment 
Land and structures (service centers) 
Software 
Service, office, and other equipment  
Total assets securing notes payable or held under capital leases 
Less accumulated depreciation and amortization(1) 
Net assets securing notes payable or held under capital leases  

2018 

2017 

(in thousands) 

   $  264,396    $  269,950 
 1,794 
 486 
 100 
   272,330 
 87,691 
  $  193,654  $  184,639 

 1,794 
 1,484 
 5,941 
   273,615 
 79,961 

(1)  Amortization of assets held under capital leases and depreciation of assets securing notes payable are included in depreciation 

expense. 

The Company’s long-term debt obligations have a weighted-average interest rate of 3.4% at December 31, 2018. The 
Company  paid  interest  of  $8.7  million,  $5.8  million,  and  $4.5  million  in  2018,  2017,  and  2016,  respectively,  net  of 
capitalized interest which totaled $0.2 million, $0.9 million, and $0.7 million for 2018, 2017 and 2016, respectively. 

Financing Arrangements 

Credit Facility 
The  Company  has  a  revolving  credit  facility  (the  “Credit  Facility”)  under  its  Second Amended  and  Restated  Credit 
Agreement (the “Credit Agreement”) with an initial maximum credit amount of $200.0 million including a swing line 
facility of an aggregate amount of up to $20.0 million and a letter of credit sub-facility providing for the issuance of letters 
of credit up to an aggregate amount of $20.0 million. The Company may request additional revolving commitments or 
incremental term loans thereunder up to an aggregate amount of $100.0 million, subject to certain additional conditions as 
provided  in  the  Credit  Agreement.  As  of  December  31,  2018,  the  Company  had  available  borrowing  capacity  of 
$130.0 million under the Credit Facility.  

96 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
        
 
 
 
 
 
 
 
  
  
  
   
 
  
  
  
   
 
  
   
 
  
 
 
  
 
 
  
   
 
  
  
  
   
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
Principal payments under the Credit Facility are due upon maturity of the facility on July 7, 2022; however, borrowings 
may be repaid, at the Company’s discretion, in whole or in part at any time, without penalty, subject to required notice 
periods and compliance with minimum prepayment amounts. Borrowings under the Credit Agreement can either be, at the 
Company’s election: (i) at an Alternate Base Rate (as defined in the Credit Agreement) plus a spread; or (ii) at a Eurodollar 
Rate (as defined in the Credit Agreement) plus a spread. The applicable spread is dependent upon the Company’s Adjusted 
Leverage  Ratio  (as  defined  in  the  Credit Agreement).  The  Credit Agreement  contains  conditions,  representations  and 
warranties, events of default, and indemnification provisions that are customary for financings of this type, including, but 
not limited to, a minimum interest coverage ratio, a maximum adjusted leverage ratio, and limitations on incurrence of 
debt,  investments,  liens  on  assets,  certain  sale  and  leaseback  transactions,  transactions  with  affiliates,  mergers, 
consolidations, purchases and sales of assets, and certain restricted payments. The Company was in compliance with the 
covenants under the Credit Agreement at December 31, 2018. 

Interest Rate Swaps 
The  Company  has  a  five-year  interest  rate  swap  agreement  with  a  $50.0  million  notional  amount  maturing  on 
January 2, 2020. The Company receives floating-rate interest amounts based on one-month LIBOR in exchange for fixed-
rate  interest  payments  of  1.85%  over  the  life  of  the  agreement.  The  interest  rate  swap  mitigates  interest  rate  risk  by 
effectively converting $50.0 million of borrowings under the Credit Facility from variable-rate interest to fixed-rate interest 
with a per annum rate of 3.10% based on the margin of the Credit Facility as of December 31, 2018. The fair value of the 
interest rate swap of $0.3 million and $0.1 million was recorded in other long-term assets in the consolidated balance sheet 
at December 31, 2018 and 2017, respectively. 

In June 2017, the Company entered into a forward-starting interest rate swap agreement with a $50.0 million notional 
amount which will start on January 2, 2020 upon maturity of the current interest rate swap agreement, and mature on 
June 30,  2022.  The  Company  will  receive  floating-rate  interest  amounts  based  on  one-month  LIBOR  in  exchange  for 
fixed-rate interest payments of 1.99% over the life of the agreement. The interest rate swap mitigates interest rate risk by 
effectively converting $50.0 million of borrowings under the Credit Facility from variable-rate interest to fixed-rate interest 
with a per annum rate of 3.24% based on the margin of the Credit Facility as of December 31, 2018. The fair value of the 
interest rate swap of $0.5 million and $0.4 million was recorded in other long-term assets in the consolidated balance sheet 
at December 31, 2018 and 2017, respectively. 

The  unrealized  gain  or  loss  on  the  interest  rate  swap  instruments  was  reported  as  a  component  of  accumulated  other 
comprehensive loss, net of tax, in stockholders’ equity at December 31, 2018 and 2017, and the change in the unrealized 
income on the interest rate swaps for the years ended December 31, 2018 and 2017 was reported in other comprehensive 
income, net of tax, in the consolidated statements of comprehensive income. The interest rate swaps are subject to certain 
customary provisions that could allow the counterparty to request immediate settlement of the fair value liability or asset 
upon violation of any or all of the provisions. The Company was in compliance with all provisions of the interest rate swap 
agreements at December 31, 2018. 

Accounts Receivable Securitization Program 
The Company’s accounts receivable securitization program was amended and extended in August 2018 to modify certain 
covenants and conditions and extend the maturity date of the program to October 1, 2021. The program allows for cash 
proceeds up to $125.0 million to be provided under the program and has an accordion feature allowing the Company to 
request additional borrowings up to $25.0 million, subject to certain conditions. Under this program, certain subsidiaries 
of the Company continuously sell a designated pool of trade accounts receivables to a wholly owned subsidiary which, in 
turn, may borrow funds on a revolving basis. This wholly owned consolidated subsidiary is a separate bankruptcy-remote 
entity, and its assets would be available only to satisfy the claims related to the lender’s interest in the trade accounts 
receivables. Borrowings under the accounts receivable securitization program bear interest based upon LIBOR, plus a 
margin, and an annual facility fee. The securitization agreement contains representations and warranties, affirmative and 
negative covenants, and events of default that are customary for financings of this type, including a maximum adjusted 
leverage  ratio  covenant.  The  Company  repaid  $5.0 million  of  its  borrowed  amount  under  the  accounts  receivable 
securitization  program  during  the  fourth  quarter  of  2018.  As  of  December  31,  2018  and  2017,  $40.0 million  and 
$45.0 million, respectively, was borrowed under the accounts receivable securitization program. The Company was in 
compliance with the covenants under the accounts receivable securitization program as of December 31, 2018.  

97 

 
 
 
 
 
The accounts receivable securitization program includes a provision under which the Company may request and the letter 
of credit issuer may issue standby letters of credit, primarily in support of workers’ compensation and third-party casualty 
claims liabilities in various states in which the Company is self-insured. The outstanding standby letters of credit reduce 
the availability of borrowings under the program. As of December 31, 2018, standby letters of credit of $16.6 million have 
been issued under the program, which reduced the available borrowing capacity to $68.4 million. 

Letter of Credit Agreements and Surety Bond Programs 
As of December 31, 2018 and 2017, the Company had letters of credit outstanding of $17.2 million and $18.3 million, 
respectively, (including $16.6 million and $17.7 million, respectively, issued under the accounts receivable securitization 
program). The Company has programs in place with multiple surety companies for the issuance of surety bonds in support 
of its self-insurance program. As of December 31, 2018 and 2017, surety bonds outstanding related to the self-insurance 
program totaled $49.1 million and $60.4 million, respectively. 

Notes Payable 
The Company has financed the purchase of certain revenue equipment, other equipment, and software through promissory 
note arrangements, including $94.0 million, $84.2 million, and $83.4 million for revenue equipment and software in 2018, 
2017, and 2016, respectively. 

NOTE H – ACCRUED EXPENSES 

Workers’ compensation, third-party casualty, and loss and damage claims reserves 
Accrued vacation pay 
Accrued compensation(1) 
Taxes other than income 
Other(1)(2) 
  Total accrued expenses(2) 

December 31 

2018 

2017 

(in thousands) 

$ 

 103,015  $ 

 41,474 
 52,626 
 8,457 
 37,539 

$ 

 243,111  $ 

 99,969  
 36,034  
 35,718  
 8,215  
 30,548  
 210,484  

Increases primarily due to accrued expenses related to incentive plans. 

(1) 
(2)  For the year ended December 31, 2017, $0.8 million related to the postretirement health benefit plan was reclassified from accrued 
expenses  to  current  portion  of  pension  and  postretirement  liabilities  in  the  consolidated  financial  statements  to  conform  to  the 
current year presentation. 

NOTE I – EMPLOYEE BENEFIT PLANS 

Nonunion Defined Benefit Pension, Supplemental Benefit, and Postretirement Health Benefit Plans 

The Company has a noncontributory defined benefit pension plan covering substantially all noncontractual employees 
hired before January 1, 2006. Benefits under the defined benefit pension plan are generally based on years of service and 
employee compensation. In June 2013, the Company amended the nonunion defined benefit pension plan to freeze the 
participants’ final average compensation and years of credited service as of July 1, 2013. The amendment resulted in a 
plan curtailment and eliminated the service cost of the plan. The plan amendment did not impact the vested benefits of 
retirees or former employees whose benefits had not yet been paid from the plan. Effective July 1, 2013, participants of 
the  nonunion  defined  benefit  pension  plan  who  were  active  employees  of  the  Company  became  eligible  for  the 
discretionary defined contribution feature of the Company’s nonunion 401(k) and defined contribution plan in which all 
eligible noncontractual employees hired subsequent to December 31, 2005 also participate (see Defined Contribution Plans 
section within this Note).  

98 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
         
    
 
 
 
 
 
 
  
  
 
 
 
 
  
  
 
  
  
 
 
 
 
 
 
 
 
 
In November 2017, an amendment was executed to terminate the nonunion defined benefit pension plan with a termination 
date of December 31, 2017. In September 2018, the plan received a favorable determination letter from the IRS regarding 
qualification of the plan termination. Following receipt of the determination letter, the plan’s actuarial assumptions were 
updated  to  remeasure  the  benefit  obligation  on  a  plan  termination  basis  as  of  September  30,  2018  in  connection  with 
recognition of the quarterly pension settlement charge. The Company made assumptions for participant benefit elections, 
rate of return, and discount rates, including the annuity contract interest rate.  

Benefit election forms were provided to plan participants and they had an election window during the fourth quarter of 
2018 in which they could choose any form of payment allowed by the plan for immediate commencement of payment or 
defer payment until a later date. The plan began distributing immediate lump sum benefit payments in the fourth quarter 
of 2018. The plan will settle the remaining obligation for deferred benefits with the purchase of nonparticipating annuity 
contracts from insurance companies in first quarter 2019. The Company will make a cash contribution to the plan for the 
amount, if any, required to fund benefit distributions and annuity contract purchases in excess of plan assets. 

As part of the strategy to become more focused on reducing investment, interest rate, and longevity risks in the nonunion 
defined  benefit  pension  plan,  the  plan  purchased  a  $7.6  million  nonparticipating  annuity  contract  from  an  insurance 
company during the first quarter of 2017 to settle the pension obligation related to the vested benefits of approximately 50 
plan participants and beneficiaries receiving monthly benefit payments at the time of the contract purchase. The Company 
recognized pension settlement expense as a component of net periodic benefit cost related to the nonparticipating annuity 
contract purchase in 2017 and recognized pension settlement expense in 2018, 2017, and 2016 related to lump-sum benefit 
distributions from the plan. The pension settlement expense amounts are presented in the tables within this Note.  

Pension settlement charges related to the plan termination, including settlements for lump sum benefit distributions and 
annuity contract purchases, will occur in first quarter 2019. Based on estimates as of December 31, 2018 using available 
actuarial  information,  first  quarter  2019  nonunion  pension  settlement  expense  is  estimated  to  be  approximately 
$4.0 million, or approximately $3.0 million after-tax, and cash funding could total approximately $7.0 million, although 
there can be no assurances in this regard. The final pension settlement charges and the actual amount the Company will 
be required to contribute to the plan to fund benefit distributions in excess of plan assets cannot be determined at this time, 
as the actual amounts are dependent on various factors, including the value of plan assets, the amount of lump-sum benefit 
distributions paid to participants, and the cost of the nonparticipating annuity contracts. Liquidation of plan assets and 
settlement of plan obligations is expected to be complete in first quarter 2019. 

The Company also has an unfunded supplemental benefit plan (“SBP”) for the purpose of supplementing benefits under 
the Company’s nonunion defined benefit pension plan for executive officers designated as participants in the SBP by the 
Company’s  Board  of  Directors.  The  Compensation  Committee  of  the  Company’s  Board  of  Directors  (“Compensation 
Committee”) elected to close the SBP to new entrants and to place a cap on the maximum payment per participant to 
existing participants in the SBP effective January 1, 2006. In place of the SBP, eligible officers of the Company appointed 
after 2005 participate in a long-term cash incentive plan (see Cash Long-Term Incentive Compensation Plan section within 
this  Note).  Effective  December 31,  2009,  the  Compensation  Committee  elected  to  freeze  the  accrual  of  benefits  for 
remaining participants under the SBP. With the exception of early retirement penalties that may apply in certain cases, the 
valuation inputs for calculating the frozen SBP benefits to be paid to participants, including final average salary and the 
interest rate, were frozen at December 31, 2009. The SBP did not incur pension settlement expense related to lump-sum 
distributions in 2018 or 2017. As presented in the tables within this Note, pension settlement expense and a corresponding 
reduction in the net actuarial loss was recorded in 2016 related to lump-sum SBP benefit distributions.  

The  Company  sponsors  an  insured  postretirement  health  benefit  plan  that  provides  supplemental  medical  benefits  and 
dental and vision benefits primarily to certain officers of the Company and certain subsidiaries. Effective January 1, 2011, 
retirees began paying a portion of the premiums under the plan according to age and coverage levels. The amendment to 
the plan to implement retiree premiums resulted in an unrecognized prior service credit which was recorded in accumulated 
other comprehensive loss and is being amortized over approximately nine years.  

99 

 
 
 
 
 
 
The following table discloses the changes in benefit obligations and plan assets of the Company’s nonunion defined benefit 
plans for years ended December 31, the measurement date of the plans: 

Nonunion Defined 
Benefit Pension Plan 
2017 
2018 

Supplemental 
Benefit Plan 

2018 

2017 

(in thousands) 

Postretirement 

  Health Benefit Plan 
2017 

2018 

Change in benefit obligations 
Benefit obligations at beginning of year 
Service cost 
Interest cost 
Actuarial (gain) loss(1) 
Benefits paid 
Settlement loss 
Benefit obligations at end of year 
Change in plan assets 
Fair value of plan assets at beginning of year 
Actual return on plan assets 
Employer contributions 
Benefits paid 
Fair value of plan assets at end of year 
Funded status at period end 

  $   137,417  $  152,006  $   3,897  $   4,794  $   24,097  $   25,532 
 489 
 — 
 1,060 
 108 
 (2,251) 
 (57)
 (733) 
 — 
— 
 — 
    24,097 
    3,948 

 — 
 4,269 
 (3,685)
   (105,522)
 894 
 33,373 

 — 
 4,514 
 6,448 
    (26,491)
 940 
   137,417 

 366 
 837 
 4,957 
 (769)
— 
    29,488 

 — 
 102 
 (10)
 (989)
 — 
    3,897 

 — 
    124,831 
 — 
 1,837 
 733 
 5,500 
 (733) 
   (105,522)
 — 
 26,646 
 (6,727) $  (12,586) $  (3,948) $  (3,897) $  (29,488) $  (24,097) 

   144,805 
 6,517 
 — 
    (26,491)
   124,831 

 — 
 — 
 989 
 (989)
 — 

 — 
 — 
 769 
 (769)
 — 

 — 
 — 
 — 
 — 
 — 

  $ 

Accumulated benefit obligation 

$ 

 33,373  $  137,417  $   3,948  $   3,897  $   29,488  $   24,097 

(1)  The actuarial gain on the nonunion defined benefit pension plan for 2018, compared to the actuarial loss for 2017, was primarily 
due to an increase in the discount rate used to remeasure the plan obligation at December 31, 2018 versus December 31, 2017. The 
actuarial loss on the postretirement health benefit plan for 2018, versus the actuarial gain for 2017, was primarily related to changes 
in the medical trend rate assumption used to measure the plan obligation at each year-end measurement date. 

Amounts recognized in the consolidated balance sheets at December 31 consisted of the following: 

Current liabilities (included in current portion of pension 
and postretirement liabilities) 
Noncurrent liabilities (included in pension and 
postretirement liabilities) 
Liabilities recognized 

  Nonunion Defined 
  Benefit Pension Plan 

Supplemental 
Benefit Plan 

2018 

2017 

2018 

2017 

Postretirement 
Health Benefit Plan 
2017 
2018 

(in thousands) 

  $  (6,727) $ 

 —  $ 

 (937) $ 

 —  $ 

 (995) $ 

 (753)

 — 

 (23,344)
  $  (6,727) $  (12,586) $  (3,948) $  (3,897) $  (29,488) $   (24,097)

   (12,586)

   (28,493)

   (3,011)

   (3,897)

The following is a summary of the components of net periodic benefit cost for the Company’s nonunion benefit plans for 
the years ended December 31: 

Nonunion Defined 
Benefit Pension Plan 
2017 

2018 

Supplemental 
Benefit Plan 

2016 

     2018       2017       2016       2018 

(in thousands) 

Postretirement 
Health Benefit Plan 
2017 

     2016 

Service cost 
Interest cost 
Expected return on plan assets 
Amortization of prior service credit 
Pension settlement expense 
Amortization of net actuarial loss(1) 
Net periodic benefit cost 

$  —  $  —  $  —  $  —  $  —  $  —  $ 

 4,269 
    (1,582)
— 
   12,925 
 2,583 

    4,514 
   (5,712)
   — 
    4,156 
    3,132 

    4,572 
   (8,607)
   — 
    3,023 
    4,087 

   108 
 — 
 — 
 — 
 81 

   102 
   — 
   — 
 — 
 82 

   130 
   — 
   — 
   206 
   152 

 366  $ 
 837 
   — 
 (93)
   — 
 304 

 489  $ 

 1,060 
 — 
 (190)
— 
 694 

 429  
   1,017  
   —  
 (190) 
   —  
 705  
 2,053  $  1,961  

$  18,195  $   6,090  $   3,075  $  189  $  184  $  488  $  1,414  $ 

(1)  The Company amortizes actuarial losses over the average remaining active service period of the plan participants and does not use 

a corridor approach. 

100 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
    
    
    
    
 
 
 
  
 
 
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
 
  
  
  
  
  
  
 
  
 
 
 
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
 
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
    
    
    
    
 
 
 
  
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
    
 
 
 
 
  
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
The following is a summary of the pension settlement distributions and pension settlement expense for the years ended 
December 31: 

Nonunion Defined 
Benefit Pension Plan 

Supplemental 
Benefit Plan 

2018(1) 

     2017(2) 

     2016(1) 

2018 

     2017(3) 

2016 

Pension settlement distributions 
Pension settlement expense, pre-tax 
Pension settlement expense per diluted share, net of taxes 

  $ 105,279  $ 26,261  $ 16,515  $
  $  12,925  $  4,156  $  3,023  $
 0.07  $
  $

(in thousands, except per share data) 
 —  $
 —  $
 —  $

 0.36  $

 0.10  $

 989  $
 —  $
 —  $

 246 
 206 
 0.01 

(1)  Pension  settlement  distributions  represent  lump-sum  benefit  distributions,  including  participant-elected  distributions  associated 

with the plan’s termination for 2018. 

(2)  Pension  settlement  distributions  represent  $18.7  million  of  lump-sum  benefit  distributions  and  a  $7.6  million  nonparticipating 

annuity contract purchase. 

(3)  The 2017 SBP distribution represents the portion of a benefit related to an officer retirement that occurred in 2016 which was 
delayed  for  six  months  after  retirement  in  accordance  with  IRC  Section  409A.  The  pension  settlement  expense  related  to  this 
distribution was recognized in 2016. 

Included in accumulated other comprehensive loss at December 31 were the following pre-tax amounts that have not yet 
been recognized in net periodic benefit cost: 

  Nonunion Defined 
  Benefit Pension Plan 

Supplemental 
Benefit Plan 

Postretirement 
  Health Benefit Plan    

2018 

2017 

2018 

2017 

2018 

2017 

Unrecognized net actuarial loss 
Unrecognized prior service credit 

Total 

  $   4,034  $  22,588  $ 

 — 

 — 

 — 

  $   4,034  $  22,588  $ 

 405  $ 

 543  $   7,416  $   2,764 
 (127)
 (34)
 543  $   7,382  $   2,637 

 — 

(in thousands) 
 405  $ 

For ongoing plans, the discount rate is determined by matching projected cash distributions with appropriate high-quality 
corporate bond yields in a yield curve analysis. Upon updating actuarial assumptions for the nonunion defined benefit 
pension plan on a termination basis (as presented for 2018 in the table below), a short-term discount rate which represents 
the Company’s current borrowing rate was utilized. Weighted-average assumptions used to determine nonunion benefit 
obligations at December 31 were as follows: 

Discount rate 

3.9 % 

 3.1 %  3.6 %   2.8 % 

4.2 % 

 3.5 % 

Weighted-average assumptions used to determine net periodic benefit cost for the Company’s nonunion benefit plans for 
the years ended December 31 were as follows: 

  Nonunion Defined 
  Benefit Pension Plan    Benefit Plan 
     2018 

      2017 

  Supplemental   

     2018      2017      2018 

Postretirement 
  Health Benefit Plan    

      2017 

Discount rate 
Expected return on plan assets 

Nonunion Defined 

Supplemental 
Benefit Plan 

Postretirement 
  Health Benefit Plan 

  Benefit Pension Plan 
    2018(1)      2017(2)    2016(3)      2018      2017      2016      2018      2017      2016     
 3.1  %  3.4  %   3.5  %  2.8 %  2.7 %   2.6 %  3.5 %  4.0 %   4.2 % 
 1.4  %  6.5  %   6.5  % N/A    N/A    N/A    N/A    N/A    N/A 

(1)  The discount rate presented was used to determine the first quarter 2018 credit, and the interim discount rate established upon each 
quarterly settlement in 2018 of 3.6%, 3.8%, and 3.6% was used to calculate the expense for the second, third, and fourth quarter of 
2018, respectively.  

(2)  The discount rate presented was used to determine the first quarter 2017 credit, and the interim discount rate established upon each 
quarterly settlement in 2017 of 3.4%, 3.2%, and 3.1% was used to calculate the expense/credit for the second, third, and fourth 
quarter of 2017, respectively. The expected return on plan assets presented was used to determine the pension credit for the first 
half of 2017, and a 2.5% expected return on plan assets was used to determine pension expense for the second half of 2017, as 
further discussed in the following Nonunion Defined Benefit Pension Plan Assets section within this Note. 

(3)  The discount rate presented was used to determine the first quarter 2016 expense, and the interim discount rate established upon 
each quarterly settlement in 2016 of 3.0%, 2.7%, and 2.7% was used to calculate the expense/credit for the second, third, and fourth 
quarter of 2016, respectively. 

101 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
    
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
    
    
    
    
    
    
  
 
 
  
 
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
 
 
 
The assumed health care cost trend rates for the Company’s postretirement health benefit plan at December 31 were as 
follows: 

Health care cost trend rate assumed for next year 
Rate to which the cost trend rate is assumed to decline 
Year that the rate reaches the cost trend assumed rate 

 8.0 %   
 5.0 %   
2026 

2018 

        Pre-65 

2017 
      Post-65       
 5.5 % 
 4.0 % 

 8.3 % 
 4.0 % 

2035 

2024 

Estimated future benefit payments from the Company’s nonunion defined benefit pension (paid from trust assets), SBP, 
and postretirement health benefit plans, which reflect expected future service as appropriate, as of December 31, 2018 are 
as follows: 

     Nonunion 
  Defined Benefit   
  Pension Plan(1)   

    Supplemental     Postretirement   

Benefit 
Plan 
(in thousands) 

Health 
  Benefit Plan    

2019 
2020 
2021 
2022 
2023 
2024-2028 

  $ 
  $ 
  $ 
  $ 
  $ 
  $ 

 33,373  $ 
 —  $ 
 —  $ 
 —  $ 
 —  $ 
 —  $ 

 938  $ 
 2,169  $ 
 —  $ 
 —  $ 
 —  $ 
 1,142  $ 

 995 
 1,046 
 1,092 
 1,177 
 1,316 
 7,031 

(1)  Estimated payments for 2019 represent the accumulated benefit obligation of the plan at December 31, 2018. The future benefit 
payments  of  the  plan  will  depend  on  the  amount  of  lump  sum  distributions  and  the  cost  to  purchase  nonparticipating  annuity 
contracts to settle the remaining obligation for deferred benefits. The settlement of plan obligations is expected to be complete in 
first quarter 2019.  

Prior to liquidation of the nonunion defined benefit pension plan, the Company’s contributions to the plan are based upon 
the  minimum  funding  levels  required  under  provisions  of  the  Employee  Retirement  Income  Security  Act  of  1974 
(“ERISA”) and the Pension Protection Act of 2006 (the “PPA”), with the maximum contributions not to exceed deductible 
limits under the IRC. The Company did not have a required minimum cash contribution to the plan in 2018. However, in 
anticipation  of  funding  the  nonunion  pension  plan  for  termination,  the  Company  made  a  $5.5  million  voluntary  tax-
deductible contribution to the plan in September 2018. The plan’s actuary certified the adjusted funding target attainment 
percentage (“AFTAP”) to be 109.3% as of the January 1, 2018 valuation date. The AFTAP is determined by measurements 
prescribed  by  the  IRC,  which  differ  from  the  funding  measurements  for  financial  statement  reporting  purposes.  As 
previously  discussed  in  this  Note,  the  Company  will  be  required  to  make  a  contribution  to  the  plan  to  fund  benefit 
distributions in excess of plan assets in first quarter 2019. 

Nonunion Defined Benefit Pension Plan Assets 
The Company establishes the expected rate of return on nonunion defined benefit pension plan assets, which are held in 
trust, by considering the historical and expected returns for the plan’s current mix of investments.  

In consideration of plan termination in recent years, the overall objectives of the investment strategy for the Company’s 
nonunion defined benefit pension plan became more focused on asset preservation, while continuing to ensure the plan 
would provide for required benefits under the plan in a manner that satisfies the fiduciary requirements of ERISA and limit 
the possibility of experiencing a substantial investment loss over a one-year period. During the second half of 2017, a more 
conservative approach was taken to minimize the impact of market volatility by transferring the plan’s equity investments 
to short-duration debt instruments. The plan began liquidating its fixed income securities held in trust during fourth quarter 
2018 to fund lump sum benefit distributions related to plan termination benefit elections of participants and in anticipation 
of distributing the remainder of nonunion defined benefit pension plan assets in first quarter 2019. 

As a result of the changes to the plan’s asset allocation, the plan’s investment rate of return assumption was lowered for 
the second half of 2017, from 6.5% as of January 1, 2017 to 2.5% as of July 1, 2017. The Company’s long-term expected 
rate of return utilized in determining its 2018 nonunion defined benefit pension plan expense was 1.4%, net of estimated 
expenses  expected  to  be  paid  from  plan  assets  in  2018,  and  this  rate  was  maintained  as  the  short-term  rate  of  return 
assumption under plan termination assumptions for the fourth quarter of 2018 and the first quarter of 2019. 

102 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
     
 
 
 
  
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
 
 
The weighted-average target, acceptable ranges, and actual asset allocations of the Company’s nonunion defined benefit 
pension plan at December 31 are summarized in the following table: 

2018 
  Acceptable 

     Target 
    Allocation        

 Weighted-Average Allocation   

Range 

2018 

2017 

Income Securities 
Debt Instruments 
Floating Rate Loan Fund 

Cash Equivalents 

Cash and Cash Equivalents 

 70.0 %    20.0 %- 100.0 %   
   3.0 %- 100.0 %   
 10.0   

 — %   

 25.5  

 73.6 %
 13.1  

 20.0   
 100.0 %    

  0.0 %- 100.0 %   

 74.5  
 100.0 %   

 13.3  
 100.0 %

Investment balances and results are reviewed quarterly. Investment performance is generally compared to the three-to-five 
year performance of recognized market indices as well as analyzed for periods shorter than three years for each investment 
fund and over five years for the total fund. Although investment allocations which fall outside the acceptable range at the 
end of any quarter are usually rebalanced based on the target allocation, the Company has the discretion to maintain cash 
or  other  short-term  investments  during  periods  of  market  volatility  or  for  other  appropriate  purposes.  As  previously 
discussed, the plan began liquidating its income securities in the fourth quarter of 2018 and is holding its investments 
primarily in cash equivalents as of December 31, 2018 as the plan advances towards plan termination.  

Certain types of investments and transactions are prohibited or restricted by the Company’s written pension investment 
policy,  including,  but  not  limited  to,  borrowing  of  money;  purchase  of  securities  on  margin;  short  sales;  pledging, 
mortgaging, or hypothecating securities except loans of securities that are fully-collateralized; purchase or sale of futures, 
options, or derivatives for speculation or leverage; purchase or sale of commodities or illiquid interests in real estate or 
mortgages; or purchase of illiquid securities.  

The  fair  value  of  the  Company’s  nonunion  defined  benefit  pension  plan  assets  at  December  31,  2018,  by  major  asset 
category and fair value hierarchy level (see Fair Value Measurements accounting policy in Note B), were as follows: 

Cash and Cash Equivalents(1) 
Debt Instruments(2) 
Floating Rate Loans(3) 

Fair Value Measurements Using 

  Quoted Prices      Significant       Significant 

In Active 
  Markets 
(Level 1) 

  Observable    Unobservable  

Inputs 
      (Level 2)       

Inputs 
(Level 3) 

(in thousands) 

Total 

  $   19,856  $ 

 10 
 6,780 
  $   26,646  $ 

 19,856  $ 
 — 
 6,780 
 26,636  $ 

 —  $ 
 10 
 — 
 10  $ 

 —  
 —  
 —  
 —  

(1)  Consists primarily of money market mutual funds. 
(2) 

Includes a debt income security which was liquidated subsequent to December 31, 2018. The sale price of the security was used to 
determine the fair value at December 31, 2018. 

(3)  Consists of a floating rate loan mutual fund. 

103 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       
     
  
 
 
 
 
 
 
  
 
  
  
 
 
 
  
 
 
 
  
 
 
 
 
 
  
 
 
 
  
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
  
 
 
 
 
  
  
  
  
 
  
  
  
  
 
 
 
The  fair  value  of  the  Company’s  nonunion  defined  benefit  pension  plan  assets  at  December 31,  2017,  by  major  asset 
category and fair value hierarchy level (see Fair Value Measurements accounting policy in Note B), were as follows: 

Fair Value Measurements Using 

  Quoted Prices    Significant 

  Significant 

In Active 
  Markets 
(Level 1) 

  Observable    Unobservable   

Inputs 
      (Level 2)      

Inputs 
(Level 3) 

(in thousands) 

Total 

Cash and Cash Equivalents(1) 
Debt Instruments(2) 
Floating Rate Loans(3) 

  $   16,641  $ 
 91,778 
 16,412 
  $  124,831  $ 

 —  $ 

 16,641  $ 
 10,087 
 16,412 
 43,140  $   81,691  $ 

 81,691 
 — 

 — 
 — 
 — 
 — 

(1)  Consists primarily of money market mutual funds. 
(2) 

Includes corporate debt instruments (80%), asset-backed instruments (16%), mortgage-backed instruments (4%). The fair value 
measurements are provided by a pricing service which uses the market approach with inputs derived from observable market data. 

(3)  Consists of a floating rate loan mutual fund. 

Deferred Compensation Plans 

The Company has deferred salary agreements with certain executives for which liabilities of $2.5 million and $2.9 million 
were recorded as of December 31, 2018 and 2017, respectively. The deferred salary agreements include a provision that 
immediately vests all benefits and provides for a lump-sum payment upon a change in control of the Company that is 
followed by a termination of the executive. The Compensation Committee elected to close the deferred salary agreement 
program to new entrants effective January 1, 2006. In place of the deferred salary agreement program, officers appointed 
after 2005 participate in the Cash Long-Term Incentive Plan (see Cash Long-Term Incentive Compensation Plan section 
within this Note). 

The Company maintains a Voluntary Savings Plan (“VSP”), a nonqualified deferred compensation program for the benefit 
of certain executives of the Company and certain subsidiaries. Eligible employees may defer receipt of a portion of their 
salary and incentive compensation into the VSP by making an election prior to the beginning of the year in which the 
salary compensation is payable and, for incentive compensation, by making an election at least six months prior to the end 
of the performance period to which the incentive relates. The Company credits participants’ accounts with applicable rates 
of return based on a portfolio selected by the participants from the investments available in the plan. The Company match 
related to the VSP was suspended beginning January 1, 2010. All deferrals, Company match, and investment earnings are 
considered part of the general assets of the Company until paid. Accordingly, the consolidated balance sheets reflect the 
fair value of the aggregate participant balances, based on quoted prices of the mutual fund investments, as both an asset 
and  a  liability  of  the  Company.  As  of  December  31,  2018  and  2017,  VSP  balances  of  $2.3  million  and  $2.4  million, 
respectively, were included in other long-term assets with a corresponding amount recorded in other long-term liabilities. 

Defined Contribution Plans 

The Company and its subsidiaries have various defined contribution 401(k) plans that cover substantially all employees. 
The plans permit participants to defer a portion of their salary up to a maximum of 69% as determined under Section 
401(k) of the IRC. For certain participating subsidiaries, the Company matches 50% of nonunion participant contributions 
up  to  the  first  6%  of  annual  compensation.  The  plans  also  allow  for  discretionary  401(k)  Company  contributions 
determined  annually.  The  Company’s  matching  expense  for  the  401(k)  plans  totaled  $6.1  million,  $5.6 million,  and 
$5.7 million for 2018, 2017, and 2016, respectively. 

Effective  July 1,  2013,  participants  in  the  nonunion  defined  benefit  pension  plan  who  were  active  employees  of  the 
Company became eligible for the discretionary defined contribution feature of Company’s nonunion 401(k) and defined 
contribution plan in which all eligible noncontractual employees hired subsequent to December 31, 2005 also participate. 
Participants are fully vested in their benefits under the defined contribution plan after three years of service. In 2018, 2017, 
and 2016, the Company recognized expense of $11.6 million, $8.3 million, and $5.0 million, respectively, related to its 
discretionary contributions to the defined contribution plan.  

104 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
    
    
  
 
 
  
 
  
  
  
  
 
  
  
  
  
 
 
 
 
 
 
 
 
 
Cash Long-Term Incentive Compensation Plan 

The Company maintains a performance-based Cash Long-Term Incentive Compensation Plan (“LTIP”) for officers of the 
Company or its subsidiaries who are not active participants in the deferred salary agreement program. The LTIP incentive, 
which  is  earned  over  three  years,  is  based,  in  part,  upon  a  proportionate  weighting  of  return  on  capital  employed  and 
shareholder returns compared to a peer group, as specifically defined in the plan document. As of December 31, 2018, 
2017, and 2016, $18.3 million, $6.6 million, $3.9 million, respectively, were accrued for future payments under the plans.  

Other Plans 

Other long-term assets include $49.3 million and $49.7 million at December 31, 2018 and 2017, respectively, in the cash 
surrender value of life insurance policies. These policies are intended to provide funding for long-term nonunion benefit 
arrangements such as the Company’s SBP and deferred compensation plans. A portion of the Company’s cash surrender 
value of variable life insurance policies have investments, through separate accounts, in equity and fixed income securities 
and,  therefore,  are  subject  to  market  volatility.  The  Company  recognized  a  loss  of  less  than  $0.1 million  during  2018 
associated with changes in the cash surrender value and proceeds from life insurance policies and gains of $2.6 million, 
and $2.9 million during 2017, and 2016, respectively. 

Multiemployer Plans 

ABF Freight System, Inc. and certain other subsidiaries reported in the Company’s Asset-Based operating segment (“ABF 
Freight”) contribute to multiemployer pension and health and welfare plans, which have been established pursuant to the 
Taft-Hartley Act, to provide benefits for its contractual employees. ABF Freight’s contributions generally are based on the 
time  worked  by  its  contractual  employees,  in  accordance  with  the  2018  ABF  NMFA  and  other  related  supplemental 
agreements. ABF Freight recognizes as expense the contractually required contributions for each period and recognizes as 
a liability any contributions due and unpaid.  

The multiemployer plans to which ABF Freight segment primarily contributes are jointly-trusteed (half of the trustees of 
each  plan  are  selected  by  the  participating  employers,  the  other  half  by  the  IBT)  and  cover  collectively-bargained 
employees of multiple unrelated employers. Due to the inherent nature of multiemployer plans, there are risks associated 
with participation in these plans that differ from single-employer plans. Assets received by the plans are not segregated by 
employer,  and  contributions  made  by  one  employer  can  be  and  are  used  to  provide  benefits  to  current  and  former 
employees of other employers. If a participating employer in a multiemployer plan no longer contributes to the plan, the 
unfunded obligations of the plan may be borne by the remaining participating employers. If a participating employer in a 
multiemployer pension plan completely withdraws from the plan, it owes to the plan its proportionate share of the plan’s 
unfunded vested benefits, referred to as a withdrawal liability. A complete withdrawal generally occurs when the employer 
permanently  ceases  to  have  an  obligation  to  contribute  to  the  plan.  Withdrawal  liability  is  also  owed  in  the  event  the 
employer withdraws from a plan in connection with a mass withdrawal, which generally occurs when all or substantially 
all employers withdraw from the plan pursuant to an agreement in a relatively short period of time. Were ABF Freight to 
completely  withdraw  from  certain  multiemployer  pension  plans,  whether  in  connection  with  a  mass  withdrawal  or 
otherwise, under current law, ABF Freight would have material liabilities for its share of the unfunded vested liabilities of 
each such plan.  

Pension Plans 
The  25  multiemployer  pension  plans  to  which  ABF  Freight  contributes  vary  greatly  in  size  and  in  funded  status. 
Contribution obligations to these plans are generally specified in the 2018 ABF NMFA, which will remain in effect through 
June 30, 2023. The funding obligations to the pension plans are intended to satisfy the requirements imposed by the PPA, 
which  was  permanently  extended  by  the  Multiemployer  Pension  Reform  Act  (the  “Reform  Act”)  included  in  the 
Consolidated and Further Continuing Appropriations Act of 2015. Through the term of its current collective bargaining 
agreement, ABF Freight’s contribution obligations generally will be satisfied by making the specified contributions when 
due.  However,  the  Company  cannot  determine  with  any  certainty  the  contributions  that  will  be  required  under  future 
collective bargaining agreements for ABF Freight’s contractual employees.  

The PPA requires that “endangered” (generally less than 80% funded and commonly called “yellow zone”) plans adopt 
“funding improvement plans” and that “critical” (generally less than 65% funded and commonly called “red zone”) plans 
adopt “rehabilitation plans” that are intended to improve the plan’s funded status over time. The Reform Act includes 
provisions to address the funding of multiemployer pension plans in “critical and declining” status, including certain of 

105 

 
 
 
 
 
 
 
 
those in which ABF Freight participates. Critical and declining status is applicable to critical status plans that are projected 
to become insolvent anytime within the next 14 plan years, or if the plan is projected to become insolvent within the next 
19 plan years and either the plan’s ratio of inactive participants to active participants exceeds two to one or the plan’s 
funded percentage is less than 80%. Provisions of the Reform Act include, among others, providing qualifying plans the 
ability  to  self-correct  funding  issues,  subject  to  various  requirements  and  restrictions,  including  applying  to  the  U.S. 
Department of Treasury (the “Treasury Department”) for the reduction of certain accrued benefits. 

Based  on  the  most  recent  annual  funding  notices  the  Company  has  received,  most  of  which  are  for  plan  years  ended 
December 31, 2017, approximately 62% of the Asset-Based contributions to multiemployer pension plans were made to 
plans that are in “critical and declining” status, including the Central States, Southeast and Southwest Areas Pension Plan 
(the “Central States Pension Plan”) discussed below, approximately 2% were made to plans that are in “critical status” but 
not “critical and declining” status, and approximately 4% were made to plans that are in “endangered status,” each as 
defined by the PPA. The Asset-Based segment’s participation in multiemployer pension plans is summarized in the table 
below. The multiemployer pension plans listed separately in the table represent plans that are individually significant to 
the Asset-Based segment based on the amount of plan contributions. The severity of a plan’s underfunded status was also 
considered in the analysis of individually significant funds to be separately disclosed. 

Significant multiemployer pension funds and key participation information were as follows: 

  EIN/Pension 

Legal Name of Plan     Plan Number (a)    
Central States, 
Southeast and 
Southwest Areas 
Pension Plan(1)(2) 

36-6044243    

Pension 
Protection Act 
Zone Status (b) 

2018 

2017 

FIP/RP 
Status 
Pending/ 
    Implemented (c)    

Contributions (d) 
(in thousands) 
2017 

2018 

  Surcharge 
   Imposed (e)

2016 

Critical and 
Declining    

Critical and 
Declining    Implemented(3)   $   74,177 

 $   78,230 

 $   77,891   

No 

Western 
Conference of 
Teamsters Pension 
Plan(2) 

New England 
Teamsters Pension 
Fund(7)(8) 

Central 
Pennsylvania 
Teamsters Defined 
Benefit Plan(1)(2) 

I. B. of T. Union 
Local No. 710 
Pension Fund(5)(6) 

91-6145047     Green 

   Green 

No 

 25,268 

 26,320 

 25,075   

No 

04-6372430    

Critical and 
Declining(9)   

Critical and 
Declining(9)   

No 

 20,090 

 5,026 

 4,404  

No 

23-6262789     Green 

   Green 

No 

 13,393 

 13,391 

 13,381   

No 

36-2377656     Green(4) 

   Green(4) 

No 

 9,929 

 10,054 

 9,670   

No 

All other plans in the aggregate 

 24,392 

 25,395 

 23,718  

Total multiemployer pension contributions paid(10)

  $  167,249 

 $  158,416 

 $  154,139  

Table Heading Definitions 
(a)  The “EIN/Pension Plan Number” column provides the Federal Employer Identification Number (EIN) and the three-digit plan 

number, if applicable. 

(b)  Unless  otherwise  noted,  the  most  recent  PPA  zone  status  available  in  2018  and  2017  is  for  the  plan’s  year-end  status  at 
December 31, 2017 and 2016, respectively. The zone status is based on information received from the plan and was certified by 
the plan’s actuary. Green zone funds are those that are in neither endangered, critical, or critical and declining status and generally 
have a funded percentage of at least 80%. 

106 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
   
     
     
  
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
  
   
   
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
   
   
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
  
   
   
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
  
   
   
 
 
 
 
 
 
 
 
 
 
  
   
   
 
 
 
 
 
(c)  The “FIP/RP Status Pending/Implemented” column indicates if a funding improvement plan (FIP) or a rehabilitation plan (RP), if 

applicable, is pending or has been implemented. 

(d)  Amounts reflect contributions made in the respective year and differ from amounts expensed during the year. 
(e)  The surcharge column indicates if a surcharge was paid by ABF Freight to the plan. 

(1)  ABF Freight System, Inc. was listed by the plan as providing more than 5% of the total contributions to the plan for the plan 

(2) 

years ended December 31, 2017 and 2016. 
Information for this fund was obtained from the annual funding notice, other notices received from the plan, and the Form 5500 
filed for the plan years ended December 31, 2017 and 2016. 

(3)  Adopted  a  rehabilitation  plan  effective  March 25,  2008  as  updated.  Utilized  amortization  extension  granted  by  the  IRS 

effective December 31, 2003. 

(4)  PPA zone status relates to plan years February 1, 2017 – January 31, 2018 and February 1, 2016 – January 31, 2017. 
(5)  The Company was listed by the plan as providing more than 5% of the total contributions to the plan for the plan years ended 

(6) 

January 31, 2018 and 2017. 
Information for this fund was obtained from the annual funding notice, other notices received from the plan, and the Form 5500 
filed for the plan years ended January 31, 2018 and 2017. 

(7)  Contributions for 2018 include $15.7 million related to the multiemployer pension fund withdrawal liability which is further 

(8) 

discussed in this Note. 
Information for this fund was obtained from the annual funding notice, other notices received from the plan, and the Form 5500 
filed for the plan years ended September 30, 2017 and 2016. 

(9)  PPA zone status relates to plan years October 1, 2017 – September 30, 2018 and October 1, 2016 – September 30, 2017. 
(10)  Contribution levels can be impacted by several factors such as changes in business levels and the related time worked by 
contractual employees, contractual rate increases for pension benefits, and the specific funding structure, which differs among 
funds. The 2018 ABF NMFA and the related supplemental agreements provided for contributions to multiemployer pension 
plans to be frozen at the current rates for each fund. The pension contribution rate for contractual employees increased an 
average of approximately 1.3% and 0.3% effective primarily on August 1, 2017 and 2016, respectively. The Supplemental 
Negotiating Committees for the Central States Pension Plan and the Western Conference of Teamsters Pension Plan approved 
no  pension  increase  effective  August 1,  2017  and  2016.  The  year-over-year  changes  in  multiemployer  pension  plan 
contributions presented above were also influenced by the previously mentioned payments related to the New England Pension 
Fund and changes in Asset-Based business levels. 

For 2018, 2017, and 2016, approximately one-half of Asset-Based multiemployer pension contributions were made to the 
Central States Pension Plan. The funded percentage of the Central States Pension Plan, as set forth in information provided 
by the Central States Pension Plan 37.8%, and 42.1% as of January 1, 2017 and 2016, respectively. ABF Freight received 
an Actuarial Certification of Plan Status for the Central States Pension Plan dated March 30, 2018, in which the plan’s 
actuary certified that, as of January 1, 2018, the plan is in critical and declining status, as defined by the Reform Act. 
Although the future of the Central States Pension Plan is impacted by a number of factors, without legislative action, the 
plan is currently projected to become insolvent within 10 years.  

On July 9, 2018, ABF Freight reached a tentative agreement with the IBT bargaining representatives for the Northern and 
Southern New England Supplemental Agreements on terms for new supplemental agreements to the 2018 ABF NMFA 
for  2018  to  2023  (the  “New  England  Supplemental  Agreements”).  The  New  England  Supplemental  Agreements  were 
ratified by the local unions in the region covered by the supplements on July 25, 2018. In accordance with the New England 
Supplemental Agreements, ABF Freight’s multiemployer pension plan obligation with the New England Teamsters and 
Trucking  Industry  Pension  Fund  (the  “New  England  Pension  Fund”)  was  restructured  under  a  transition  agreement 
effective on August 1, 2018. The New England Pension Fund was previously restructured to utilize a “two pool approach,” 
which effectively subdivides the plan assets and liabilities between two groups of beneficiaries. In accordance with ABF 
Freight’s transition agreement with the New England Pension Fund, ABF Freight agreed to withdraw from the original 
pool to which it has historically been a participant (the “Existing Employer Pool”) and transition to a new liability pool 
(the “New Employer Pool”), which does not have an associated unfunded liability. The terms of the transition are pursuant 
to the Second Chance Policy on Retroactive Withdrawal Liability, as adopted by the New England Pension Fund. 

ABF Freight’s transition agreement with the New England Pension Fund triggered a withdrawal liability settlement which 
satisfies ABF Freight’s existing potential withdrawal liability obligations to the Existing Employer Pool and minimizes 
the potential for future increases in withdrawal liability under the New Employer Pool. ABF Freight transitioned to the 
New Employer Pool at a lower pension contribution rate than its previous contribution rate under the Existing Employer 
Pool, and the new contribution rate will be frozen for a period of 10 years. 

ABF Freight recognized a one-time charge of $37.9 million (pre-tax) to record the withdrawal liability as of June 30, 2018 
when the transition agreement was determined to be probable. The withdrawal liability was partially settled through the 
initial lump sum cash payment of $15.1 million made in third quarter 2018, and the remainder will be settled with monthly 

107 

 
 
 
 
 
payments  to  the  New  England  Pension  Fund  over  a  period  of  23  years  with  an  initial  aggregate  present  value  of 
$22.8 million. In accordance with current tax law, these payments are deductible for income taxes when paid. 

As  of  December  31,  2018,  the  outstanding  withdrawal  liability  totaled  $22.6 million,  of  which  $0.6 million  and 
$22.0 million  was  recorded  in  accrued  expenses  and  other  long-term  liabilities,  respectively.  The  fair  value  of  the 
obligation was $23.4 million at December 31, 2018, which is equal to the present value of the future withdrawal liability 
payments, discounted at a 4.1% interest rate determined using the 20-year U.S. Treasury rate plus a spread (Level 2 of the 
fair value hierarchy). 

As certified by the plan's actuary, the New York State Teamsters Conference Pension and Retirement Fund (the “New 
York State Pension Fund”) was in critical and declining status for the plan years beginning January 1, 2018 and 2017. The 
New  York  State  Pension  Fund  submitted  an  application  for  a  reduction  in  benefits  to  the  Treasury  Department  in 
May 2017.  The  Treasury  Department  reviewed  the  application  for  compliance  with  the  applicable  regulations  and 
administered  a  vote  of  eligible  participants  and  beneficiaries,  of  which  a  majority  did  not  reject  the  proposed  benefit 
reduction during the voting period which ended on September 6, 2017. In September 2017, the Treasury Department issued 
an authorization to reduce benefits under the New York State Pension Fund effective October 1, 2017. After the benefit 
reduction goes into effect, the plan sponsor of the New York State Pension Fund must make an annual determination that, 
despite all reasonable measures to avoid insolvency, the fund is projected to become insolvent unless a benefit reduction 
continues.  Approximately  2%  of  ABF  Freight’s  total  multiemployer  pension  contributions  for  the  year  ended 
December 31, 2018 were made to the New York State Pension Fund. 

ABF Freight received a Notice of Insolvency from the Road Carriers Local 707 Pension Fund (the “707 Pension Fund”) 
for the plan year beginning February 1, 2016. During the second quarter of 2016, the 707 Pension Fund received notice 
that  the  Treasury  Department  denied  its  proposal  to  suspend  participant  benefits  in  an  effort  to  remain  solvent.  On 
March 1, 2017, the Pension Benefit Guaranty Corporation (“PBGC”) announced that beginning February 1, 2017 benefits 
to  retirees  were  reduced  to  PBGC  guarantee  limits  for  insolvent  multiemployer  plans.  The  PBGC  provides  financial 
assistance to insolvent multiemployer plans to pay retiree benefits not to exceed guaranteed limits. The 707 Pension Fund 
will continue to administer the fund as the PBGC provides financial assistance. Approximately 1% of ABF Freight’s total 
multiemployer pension contributions for the year ended December 31, 2018 were made to the 707 Pension Fund. ABF 
Freight has not received any other notification of plan reorganization or plan insolvency with respect to any multiemployer 
pension plan to which it contributes. 

Health and Welfare Plans 
ABF  Freight  contributes  to  38  multiemployer  health  and  welfare  plans  which  provide  health  care  benefits  for  active 
employees and retirees covered under labor agreements. Contributions to multiemployer health and welfare plans totaled 
$162.1 million, $162.2 million, and $153.3 million, for the year ended December 31, 2018, 2017, and 2016, respectively. 
The benefit contribution rate for health and welfare benefits increased by an average of approximately 3.9%, 3.7%, and 
3.5% primarily on August 1, 2018, 2017, and 2016, respectively, under the ABF Freight’s collective bargaining agreement 
with the IBT. Other than changes to benefit contribution rates and variances in rates and time worked, there have been no 
other significant items that affect the comparability of the Company’s 2018, 2017, and 2016 multiemployer health and 
welfare plan contributions. 

108 

 
 
 
 
 
 
NOTE J – STOCKHOLDERS’ EQUITY 

Accumulated Other Comprehensive Loss 

Components of accumulated other comprehensive loss were as follows at December 31: 

2018 

2017 
(in thousands) 

2016 

Pre-tax amounts: 

Unrecognized net periodic benefit costs 
Interest rate swap 
Foreign currency translation 

$   (11,821) $   (25,768) $   (29,320) 
 (542) 
 (1,978) 

 801 
 (2,816)

 481 
 (1,894)

Total 

$   (13,836) $   (27,181) $   (31,840) 

After-tax amounts: 

Unrecognized net periodic benefit costs(1) 
Interest rate swap 
Foreign currency translation 

$   (12,749) $   (19,715) $   (21,886) 
 (329) 
 (1,202) 

 292 
 (1,151)

 591 
 (2,080)

Total 

$   (14,238) $   (20,574) $   (23,417) 

(1) 

Includes  $4.0  million  related  to  a  previous  valuation  allowance  on  deferred  tax  assets  for  nonunion  defined  benefit  pension 
liabilities which will be reversed to retained earnings upon extinguishment of the nonunion defined benefit pension plan, which is 
expected to occur in first quarter 2019. The reclassification of stranded income tax effects related to this item is not permitted by 
the amendment to ASC Topic 220 which the Company adopted as of January 1, 2018 (see Note B).  

The following is a summary of the changes in accumulated other comprehensive loss, net of tax, by component: 

Balances at December 31, 2016 

  Unrecognized   
  Net Periodic 
  Currency   
     Benefit Costs        Swap      Translation  

 Interest      Foreign 
  Rate 

     Total 

  $  (23,417)   $ 

 (21,886)   $  (329)   $ 

 (1,202)  

(in thousands) 

Other comprehensive income (loss) before reclassifications 
Amounts reclassified from accumulated other comprehensive loss 
Net current-period other comprehensive income 

 (1,968)  
 4,811 
 2,843 

 (2,640)    
 4,811 
 2,171 

 621 
 — 
 621 

 51   
 —   
 51   

Balances at December 31, 2017 
Adjustment to beginning balance of accumulated other comprehensive loss for 
adoption of accounting standard(1) 
Balances at January 1, 2018 

  $  (20,574) $ 

 (19,715) $  292  $ 

 (1,151) 

 (3,576)    
   (24,150)  

 (3,391)    
 (23,106)    

 63 
 355 

 (248) 
 (1,399) 

Other comprehensive income (loss) before reclassifications 
Amounts reclassified from accumulated other comprehensive loss 
Net current-period other comprehensive income (loss) 

 (1,821)
    11,733 
 9,912 

 (1,376)
 11,733 
 10,357 

 236 
 — 
 236 

 (681) 
 — 
 (681) 

Balances at December 31, 2018 

  $  (14,238) $ 

 (12,749) $  591  $ 

 (2,080) 

(1)  The Company elected to reclassify the stranded income tax effects in accumulated other comprehensive loss to retained earnings 

as of January 1, 2018 as a result of adopting an amendment to ASC Topic 220 (see Note B). 

109 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
    
    
  
 
 
  
 
 
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
   
 
   
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
 
 
   
 
 
 
 
   
 
   
 
   
   
 
 
 
 
 
 
   
 
 
 
 
   
 
   
 
 
  
  
  
 
  
  
 
  
  
  
 
 
   
 
 
 
 
   
 
   
 
 
 
The following is a summary of the significant reclassifications out of accumulated other comprehensive loss by component 
for the years ended December 31: 

Amortization of net actuarial loss 
Amortization of prior service credit 
Pension settlement expense 

Total, pre-tax 

Tax benefit 

Total, net of tax 

Unrecognized Net Periodic 
Benefit Costs(1)(2) 

2018 

2017 

(in thousands) 

  $ 

  $ 

 (2,968)   $ 
 93  
 (12,925)  
 (15,800)  
 4,067  
 (11,733)   $ 

 (3,908)
 190 
 (4,156)
 (7,874)
 3,063 
 (4,811)

(1)  Amounts in parentheses indicate increases in expense or loss. 
(2)  These components of accumulated other comprehensive loss are included in the computation of net periodic benefit cost (see 

Note I). 

Dividends on Common Stock 

The following table is a summary of dividends declared during the applicable quarter: 

2018 

2017 

     Per Share       Amount 

     Per Share       Amount 

First quarter 
Second quarter 
Third quarter 
Fourth quarter 

  $ 
  $ 
  $ 
  $ 

0.08  $ 
0.08  $ 
0.08  $ 
0.08  $ 

(in thousands, except per share data) 
 0.08  $
 0.08  $
 0.08  $
 0.08  $

2,058  $ 
2,058  $ 
2,060  $ 
2,068  $ 

 2,066 
 2,078 
 2,063 
 2,057 

On January 25, 2019, the Company’s Board of Directors declared a dividend of $0.08 per share payable to stockholders 
of record as of February 8, 2019. 

Treasury Stock 

The Company has a program to repurchase its common stock in the open market or in privately negotiated transactions. 
The program has no expiration date but may be terminated at any time at the Board of Directors’ discretion. Repurchases 
may  be  made  using  the  Company’s  cash  reserves  or  other  available  sources.  In  October 2015,  the  Board  of  Directors 
extended the share repurchase program, making a total of $50.0 million available for purchases of the Company’s common 
stock. During 2018, the Company purchased 246,056 shares for an aggregate cost of $9.4 million, leaving $22.3 million 
available for repurchase under the program as of December 31, 2018. Treasury shares totaled 3,097,634 and 2,851,578 as 
of December 31, 2018 and 2017, respectively. 

As of February 22, 2019, the Company had purchased an additional 29,385 shares of its common stock for an aggregate 
cost of $1.1 million, leaving $21.2 million available for repurchase under the current buyback program. 

NOTE K – SHARE-BASED COMPENSATION 

Stock Awards 

As of December 31, 2018 and 2017, the Company had outstanding restricted stock units granted under the 2005 Ownership 
Incentive Plan (“the 2005 Plan”). The 2005 Plan, as amended, provides for the granting of 3.4 million shares, which may 
be awarded as incentive and nonqualified stock options, Stock Appreciation Rights (“SARs”), restricted stock, or restricted 
stock units (“RSUs”). As of December 31, 2018, the Company had not elected to treat any exercised options as employer 
SARs and no employee SARs had been granted.  

110 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
    
    
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
Restricted Stock Units 

A summary of the Company’s restricted stock unit award program is presented below: 

Outstanding – January 1, 2018 
Granted 
Vested 
Forfeited(1) 
Outstanding – December 31, 2018 

(1)  Forfeitures are recognized as they occur. 

  Weighted-Average 

Units 

 1,459,260   $ 
 231,510   $ 
 (246,789)   $ 
 (6,998)   $ 
 1,436,983  $ 

Grant Date 
Fair Value 

 22.98  
 44.50  
 26.60  
 24.72  
 25.81 

The Compensation Committee of the Company’s Board of Directors granted restricted stock units under the 2005 Plan 
during the years ended December 31, 2018, 2017, and 2016 as follows: 

k 

2018 
2017 
2016 

  Weighted-Average    
Grant Date 
Fair Value 

Units 
 231,510   $ 
 504,550   $ 
 536,440   $ 

 44.50 
 16.39 
 15.89 

The  fair  value  of  restricted  stock  awards  that  vested  in  2018,  2017,  and  2016  was  $9.6 million,  $11.2 million,  and 
$5.8 million,  respectively.  Unrecognized  compensation  cost  related  to  restricted  stock  awards  outstanding  as  of 
December 31, 2018  was  $17.9 million,  which  is  expected  to  be  recognized  over  a  weighted-average  period  of 
approximately 2.45 years. 

NOTE L – EARNINGS PER SHARE 

The following table sets forth the computation of basic and diluted earnings per share for the years ended December 31: 

Basic 
Numerator: 

Net income 
Effect of unvested restricted stock awards 
Adjusted net income 

Denominator: 

Weighted-average shares 
Earnings per common share 

Diluted 
Numerator: 

Net income 
Effect of unvested restricted stock awards 
Adjusted net income 

Denominator: 

Weighted-average shares 
Effect of dilutive securities 
Adjusted weighted-average shares and assumed conversions 

Earnings per common share 

111 

2018 
2016 
2017 
(in thousands, except share and per share data) 

$ 

$ 

 67,262  $ 
 (150)
 67,112  $ 

 59,726  $ 
 (238)
 59,488  $ 

 18,652 
 (138)
 18,514 

   25,679,736 
$ 

2.61  $ 

   25,683,745 

    25,751,544 
 0.72 

 2.32  $ 

$ 

$ 

 67,262  $ 
 (145)
 67,117  $ 

 59,726  $ 
 (233)
 59,493  $ 

 18,652 
 (137)
 18,515 

   25,679,736 
 1,019,095 
   26,698,831 
$ 

   25,683,745 
 740,644 
   26,424,389 

2.51  $ 

 2.25  $ 

    25,751,544 
 505,026 
    26,256,570 
 0.71 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
    
    
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
   
 
   
 
 
    
 
   
 
   
 
 
 
    
    
 
 
 
  
  
  
  
 
    
 
   
 
   
 
  
  
  
  
  
  
 
Under the two-class method of calculating earnings per share, dividends paid and a portion of undistributed net income, 
but  not  losses,  are  allocated  to  unvested  RSUs  that  receive  dividends,  which  are  considered  participating  securities. 
Beginning with 2015 grants, the RSUs were modified to remove dividend rights and, therefore, the RSUs granted in 2018, 
2017, and 2016 are not participating securities. For the year ended December 31, 2018, 2017, and 2016 outstanding stock 
awards  of  0.1  million,  0.1  million,  and  0.4 million,  respectively,  were  not  included  in  the  diluted  earnings  per  share 
calculations because their inclusion would have the effect of increasing the earnings per share. 

NOTE M – OPERATING SEGMENT DATA 

The Company uses the “management approach” to determine its reportable operating segments, as well as to determine 
the basis of reporting the operating segment information. The management approach focuses on financial information that 
the Company’s management uses to make operating decisions. Management uses revenues, operating expense categories, 
operating  ratios,  operating  income,  and  key  operating  statistics  to  evaluate  performance  and  allocate  resources  to  the 
Company’s operations.  

On  November  3,  2016,  the  Company  announced  its  plan  to  implement  a  new  corporate  structure  to  better  serve  its 
customers. The new corporate structure unified the Company’s sales, pricing, customer service, marketing, and capacity 
sourcing  functions  effective  January  1,  2017,  and  allows  the  Company  to  operate  as  one  logistics  provider  under  the 
ArcBest brand. As a result of implementing its new corporate structure and management’s focus on the corresponding 
segment results to make operating decisions, the Company’s operating segments previously reported as Premium Logistics 
(Panther),  Transportation  Management  (ABF  Logistics),  and  Household  Goods  Moving  Services  (ABF  Moving)  were 
combined into a single asset-light logistics operation under the ArcBest segment beginning with the results reported for 
the three months and year ended December 31, 2016. As disclosed in the Company’s 2016 Annual Report on Form 10-K, 
the Company restated certain prior year operating segment data to conform to the restructured segment presentation. There 
was no impact on the Company’s consolidated revenues, operating expenses, operating income, or earnings per share as a 
result of the restatements.  

During  the  third  quarter  of  2017,  the  Company  modified  the  presentation  of  segment  expenses  allocated  from  shared 
services. Previously, expenses related to company-wide functions were allocated to segment expense line items by type of 
expense. Allocated expenses are now presented on a single shared services line within the Company’s operating segment 
disclosures. As disclosed in the Company’s 2017 Annual Report on Form 10-K, reclassifications were made to the prior 
period operating segment expenses to conform to the presentation for the year ended December 31, 2017. There was no 
impact on each segment’s total expenses as a result of the reclassifications. 

Shared services represent costs incurred to support all segments, including sales, pricing, customer service, marketing, 
capacity sourcing functions, human resources, financial services, information technology, legal, and other company-wide 
services. Certain overhead costs are not attributable to any segment and remain unallocated in “Other and eliminations.” 
Included in unallocated costs are expenses related to investor relations, legal, the ArcBest Board of Directors, and certain 
executive compensation. Shared services costs attributable to the operating segments are predominantly allocated based 
upon  estimated  and  planned  resource  utilization-related  metrics  such  as  estimated  shipment  levels,  number  of  pricing 
proposals, or number of personnel supported. The bases for such charges are modified and adjusted by management when 
necessary or appropriate to reflect fairly and equitably the actual incidence of cost incurred by the operating segments. 
Management believes the methods used to allocate expenses are reasonable. 

Effective January 1, 2018, the Company retrospectively adopted an amendment to ASC Topic 715 which requires changes 
to  the  financial  statement  presentation  of  certain  components  of  net  periodic  benefit  cost  related  to  pension  and  other 
postretirement benefits accounted for under ASC Topic 715. As a result of adopting this amendment, the service cost 
component  of  net  periodic  benefit  cost  continues  to  be  included  in  operating  expenses  in  the  consolidated  financial 
statements, but the other components of net periodic benefit cost, including pension settlement expense, are presented in 
other income (costs) for the years ended December 31, 2018, 2017, and 2016. Reclassifications have been made to the 
prior period operating segment expenses to conform to the current year presentation of components of net periodic benefit 
cost in other income (costs) in our consolidated financial statements in accordance with the amendment to ASC Topic 715. 
The adoption of this accounting policy is further discussed in Note B and the detail of net periodic benefit costs is presented 
in Note I. 

112 

 
 
 
 
 
 
 
 
The Company’s reportable operating segments are as follows: 

  The  Asset-Based  segment  includes  the  results  of  operations  of  ABF  Freight  System,  Inc.  and  certain  other 
subsidiaries  (“ABF  Freight”).  The  operations  include,  national,  inter-regional,  and  regional  transportation  of 
general  commodities  through  standard,  expedited,  and  guaranteed  LTL  services.  In  addition,  the  segment 
operations include freight transportation related to certain consumer household goods self-move services. 

  The ArcBest segment includes the results of operations of the Company’s service offerings in ground expedite, 
truckload, truckload-dedicated, intermodal, household goods moving, managed transportation, warehousing and 
distribution, and international freight transportation for air, ocean, and ground. Under the Company’s enhanced 
marketing approach to offer customers a single source of end-to-end logistics, the service offerings of the ArcBest 
segment continue to become more integrated. As such, management’s operating decisions have become more 
focused on the segment’s combined operations, rather than on individual service offerings within the segment’s 
operations.  

  FleetNet includes the results of operations of FleetNet America, Inc. and certain other subsidiaries that provide 
roadside  assistance  and  maintenance  management  services  for  commercial  vehicles  through  a  network  of 
third-party service providers. FleetNet provides services to the Asset-Based and ArcBest segments.  

The Company’s other business activities and operating segments that are not reportable include ArcBest Corporation and 
certain  other  subsidiaries.  Certain  costs  incurred  by  the  parent  holding  company  and  the  Company’s  shared  services 
subsidiary are allocated to the reporting segments. The Company eliminates intercompany transactions in consolidation. 
However,  the  information  used  by  the  Company’s  management  with  respect  to  its  reportable  segments  is  before 
intersegment eliminations of revenues and expenses. 

Further classifications of operations or revenues by geographic location are impracticable and, therefore, are not provided. 
The Company’s foreign operations are not significant. 

113 

 
 
 
 
 
 
The following table reflects reportable operating segment information for the years ended December 31: 
2017 
(in thousands) 

2018 

2016 

REVENUES 
Asset-Based  
ArcBest(1) 
FleetNet 
Other and eliminations 

Total consolidated revenues 
OPERATING EXPENSES(2) 
Asset-Based  

Salaries, wages, and benefits 
Fuel, supplies, and expenses 
Operating taxes and licenses 
Insurance 
Communications and utilities 
Depreciation and amortization 
Rents and purchased transportation 
Shared services 
Multiemployer pension fund withdrawal liability charge(3) 
Gain on sale of property and equipment 
Other 
Restructuring costs(4) 
Total Asset-Based 

ArcBest(1) 

Purchased transportation 
Supplies and expenses 
Depreciation and amortization 
Shared services 
Other 
Restructuring costs(4) 
Gain on sale of subsidiaries(5) 

Total ArcBest 

FleetNet 
Other and eliminations 

Total consolidated operating expenses 

OPERATING INCOME(2) 
Asset-Based  
ArcBest(1) 
FleetNet 
Other and eliminations 

Total consolidated operating income 

OTHER INCOME (COSTS) 

Interest and dividend income 
Interest and other related financing costs 
Other, net(2)(6) 

Total other income (costs) 

INCOME BEFORE INCOME TAXES 

  $  2,175,585  $  1,993,314  $  1,916,394 
 640,734 
 162,629 
 (19,538)
  $  3,093,788  $  2,826,457  $  2,700,219 

 781,123 
 195,126 
 (58,046)

 706,698 
 156,341 
 (29,896)

  $  1,128,030  $  1,125,131  $  1,102,895 
 216,263 
 48,180 
 29,178 
 16,181 
 80,331 
 198,594 
 184,256 
 — 
 (2,979)
 4,889 
 1,173 
   1,878,961 

 256,472 
 48,792 
 32,887 
 16,983 
 85,951 
 242,252 
 218,290 
 37,922 
 (410)
 4,554 
 — 
   2,071,723 

 234,006 
 47,767 
 30,761 
 17,373 
 82,507 
 206,457 
 185,257 
 — 
 (695)
 6,525 
 344 
   1,935,433 

 631,501 
 13,329 
 13,750 
 91,266 
 9,143 
 491 
 (1,945)
 757,535 

 563,497 
 15,087 
 13,090 
 83,660 
 11,116 
 875 
 (152)
 687,173 

 502,159 
 13,145 
 13,612 
 85,068 
 11,678 
 8,038 
 — 
 633,700 

 190,741 
 (35,309)

 160,132 
 (6,639)
  $  2,984,690  $  2,765,109  $  2,666,154 

 152,864 
 (10,361)

  $ 

 103,862  $ 

 23,588 
 4,385 
 (22,737)
 109,098  $ 

 57,881  $ 
 19,525 
 3,477 
 (19,535)
 61,348  $ 

 37,433 
 7,034 
 2,497 
 (12,899)
 34,065 

 3,914  $ 
 (9,468)
 (19,158)
 (24,712)
 84,386  $ 

 1,293  $ 
 (6,342)
 (4,723)
 (9,772)
 51,576  $ 

 1,523 
 (5,150)
 (2,151)
 (5,778)
 28,287 

  $ 

  $ 

  $ 

Includes the operations of LDS since the September 2, 2016 acquisition date for all years presented. 

(1) 
(2)  The Company retrospectively adopted an amendment to ASC Topic 715, effective January 1, 2018, which requires the components 
of  net  periodic  benefit  cost  other  than  service  cost  to  be  presented  within  other  income  (costs)  in  the  consolidated  financial 
statements and, therefore, these costs are no longer classified within operating expenses within this table (see Note B). Certain 
reclassifications  have  been  made  to  the  prior  year’s  operating  segment  data  to  conform  to  the  current  year  presentation  of 
components of net periodic benefit cost in other income (costs). Net periodic benefit costs are presented in Note I. 

(3)  ABF  Freight  recorded  a  one-time  charge  in  2018  for  the  multiemployer  pension  fund  withdrawal  liability  resulting  from  the 

transition agreement it entered into with the New England Teamsters and Trucking Industry Pension Fund (see Note I). 

(4)  Restructuring costs relate to the realignment of the Company’s corporate structure (see Note N). 
(5)  Gains recognized in 2018 and 2017 relate to the sale of the ArcBest segment’s military moving businesses in December 2017 and 

2016, respectively (see Note A). 
Includes proceeds and changes in cash surrender value of life insurance policies. 

(6) 

114 

 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
    
 
 
 
  
 
 
  
  
  
 
  
  
  
 
  
  
  
 
 
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
 
 
  
  
  
 
  
  
  
 
  
  
  
 
 
 
  
  
  
 
  
  
  
 
  
  
  
 
 
  
  
 
  
  
 
 
  
  
  
 
 
   
 
   
 
   
 
 
  
  
  
 
  
  
  
 
 
  
  
  
 
  
  
  
 
  
  
  
 
 
  
  
  
 
  
  
  
 
  
  
  
 
The following table provides capital expenditure and depreciation and amortization information by reportable operating 
segment:   

2018 

 For the year ended December 31 
2017 
(in thousands) 

2016 

CAPITAL EXPENDITURES, GROSS 

Asset-Based(1) 
ArcBest 
FleetNet 
Other and eliminations(2)(3) 

  $ 

 116,505  $ 
 5,174 
 1,365 
 14,631 

 112,751  $ 
 9,823 
 1,089 
 26,288 

  $ 

 137,675  $ 

 149,951  $ 

 110,170 
 6,154 
 403 
 34,910 
 151,637 

2018 

 For the year ended December 31 
2017 
(in thousands) 

2016 

DEPRECIATION AND AMORTIZATION EXPENSE(2) 

Asset-Based 
ArcBest(4) 
FleetNet(5) 
Other and eliminations(2) 

  $ 

  $ 

 85,951  $ 
 13,750 
 1,140 
 7,794 
 108,635  $ 

 82,507  $ 
 13,090 
 1,089 
 6,382 
 103,068  $ 

 80,331 
 13,612 
 1,210 
 7,900 
 103,053 

(1) 

Includes assets acquired through notes payable and capital leases of $86.8 million in 2018, $84.2 million in 2017, and $83.4 million 
in 2016. 

(2)  Other and eliminations includes certain assets held for the benefit of multiple segments, including information systems equipment. 
Depreciation and amortization associated with these assets is allocated to the reporting segments. Depreciation and amortization 
expense  includes  amortization  of  internally  developed  capitalized  software  which  has  not  been  included  in  gross  capital 
expenditures presented in the table. 
Includes assets acquired through notes payable of $6.9 million in 2018. 
Includes amortization of intangibles of $4.3 million in 2018 and 2017, and $4.0 million in 2016.  
Includes amortization of intangibles which totaled $0.2 million in 2018, 2017, and 2016. 

(3) 
(4) 
(5) 

A table of assets by reportable operating segment has not been presented as segment assets are not included in reports 
regularly  provided  to  management  nor  does  management  consider  segment  assets  for  assessing  segment  operating 
performance or allocating resources. 

The following table presents operating expenses by category on a consolidated basis: 

2018 

For the year ended December 31 
2017 
(in thousands) 

2016 

OPERATING EXPENSES 

Salaries, wages, and benefits 
Rents, purchased transportation, and other costs of services  
Fuel, supplies, and expenses 
Depreciation and amortization(1) 
Other 
Multiemployer pension fund withdrawal liability charge(2) 
Restructuring costs(3) 

 $ 1,398,348   $ 1,361,224   $  1,340,577  
 823,683  
 270,138  
 103,053  
 118,390  
 —  
 10,313  
 $ 2,984,690   $ 2,765,109   $  2,666,154  

 869,584  
 304,126  
 103,068  
 124,144  
 —  
 2,963  

 989,006  
 325,126  
 108,635  
 123,998  
 37,922  
 1,655  

Includes amortization of intangible assets. 

(1) 
(2)  ABF  Freight  recorded  a  one-time  charge  in  2018  for  the  multiemployer  pension  fund  withdrawal  liability  resulting  from  the 

transition agreement it entered into with the New England Teamsters and Trucking Industry Pension Fund (see Note I). 

(3)  Restructuring costs relate to the realignment of the Company’s corporate structure previously discussed in this Note.  

115 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
    
 
 
 
 
 
 
 
 
 
  
  
  
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
    
 
 
 
 
 
 
 
 
 
  
  
  
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
  
    
    
  
 
 
 
    
 
   
 
   
 
   
  
  
   
  
  
   
  
  
   
  
  
  
 
 
   
  
  
 
 
   
 
NOTE N – RESTRUCTURING CHARGES AND IMPAIRMENT 

On November 3, 2016, the Company announced its plan to implement an enhanced market approach to better serve its 
customers. The enhanced market approach unified the Company’s sales, pricing, customer service, marketing, and capacity 
sourcing  functions  effective  January  1,  2017,  and  allows  the  Company  to  operate  as  one  logistics  provider  under  the 
ArcBest brand. As a result of the restructuring, the Company recorded charges during 2018, 2017, and the fourth quarter 
of 2016, the majority of which are non-cash, for impairment of software, contract and lease terminations, severance, and 
relocation expenses.  

The following table presents restructuring charges recorded in operating expenses for the years ended December 31: 

Software impairment(1) 
Contract terminations(2) 
Severance and other(3) 
Total charges 

2018 

2017 
(in thousands) 

 —  $ 
 427 
 1,228 
 1,655  $ 

 —  $ 
 — 
 2,963 
 2,963  $ 

2016 

 6,244 
 2,875 
 1,194 
 10,313 

  $ 

$ 

(1)  Non-cash charges related to software and other long-lived assets that were discontinued. 
(2)  Charges associated with the termination of noncancelable lease and consulting agreements. 
(3)  Primarily severance payments resulting from a reduction in headcount of approximately 130 positions and other employee-related 

costs.  

NOTE O – LEGAL PROCEEDINGS, ENVIRONMENTAL MATTERS, AND OTHER EVENTS 

The Company is involved in various legal actions arising in the ordinary course of business. The Company maintains 
liability  insurance  against  certain  risks  arising  out  of  the  normal  course  of  its  business,  subject  to  certain  self-insured 
retention  limits.  The  Company  routinely  establishes  and  reviews  the  adequacy  of  reserves  for  estimated  legal, 
environmental,  and  self-insurance  exposures.  While  management  believes  that  amounts  accrued  in  the  consolidated 
financial statements are adequate, estimates of these liabilities may change as circumstances develop. Considering amounts 
recorded, routine legal matters are not expected to have a material adverse effect on the Company’s financial condition, 
results of operations, or cash flows. 

Environmental Matters 

The  Company’s  subsidiaries  store  fuel  for  use  in  tractors  and  trucks  in  62  underground  tanks  located  in  18  states. 
Maintenance  of  such  tanks  is  regulated  at  the  federal  and,  in  most  cases,  state  levels.  The  Company  believes  it  is  in 
substantial compliance with all such regulations. The Company’s underground storage tanks are required to have leak 
detection systems. The Company is not aware of any leaks from such tanks that could reasonably be expected to have a 
material adverse effect on the Company. 

The Company has received notices from the Environmental Protection Agency and others that it has been identified as a 
potentially responsible party under the Comprehensive Environmental Response Compensation and Liability Act, or other 
federal or state environmental statutes, at several hazardous waste sites. After investigating the Company’s involvement 
in waste disposal or waste generation at such sites, the Company has either agreed to de minimis settlements or determined 
that its obligations, other than those specifically accrued with respect to such sites, would involve immaterial monetary 
liability, although there can be no assurances in this regard. 

At  December  31,  2018  and  2017,  the  Company’s  reserve,  which  was  included  in  accrued  expenses,  for  estimated 
environmental  cleanup  costs  of  properties  currently  or  previously  operated  by  the  Company  totaled  $0.6  million  and 
$0.4 million,  respectively.  Amounts  accrued  reflect  management’s  best  estimate  of  the  future  undiscounted  exposure 
related  to  identified  properties  based  on  current  environmental  regulations,  management’s  experience  with  similar 
environmental matters, and testing performed at certain sites. 

116 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
  
  
 
 
 
 
  
  
  
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
NOTE P – QUARTERLY RESULTS OF OPERATIONS (UNAUDITED) 

The tables below present unaudited quarterly financial information for 2018 and 2017.  

2018 

Revenues 
Operating expenses(1)(2) 
Operating income(1)(2) 
Other income (costs)(1)(3) 
Income tax provision (benefit) 

Net income(2)(3) 

Earnings per common share(4) 

Basic 
Diluted(2)(3) 

Average common shares outstanding 

Basic 
Diluted 

Fourth 
     Quarter 

First 

     Quarter 

  $ 

Third 
     Quarter 

Second 
     Quarter 
(in thousands, except share and per share data) 
 826,158  $ 
 770,103 
 56,055 
 (2,064)
 13,215 

 793,350  $ 
 790,194 
 3,156 
 (2,422)
 (499)

 700,001  $ 
 687,276 
 12,725 
 (3,734)
 (963)

 774,279 
 737,117 
 37,162 
 (16,492)
 5,371 

  $ 

 9,954  $ 

 1,233  $ 

 40,776  $ 

 15,299 

  $ 
  $ 

 0.39  $ 
 0.37  $ 

 0.05  $ 
 0.05  $ 

 1.58  $ 
 1.52  $ 

 0.59 
 0.57 

   25,642,871 
   26,596,376 

   25,670,325 
   26,699,549 

   25,697,509 
   26,795,659 

    25,707,335 
    26,682,262 

2017 

Revenues 
Operating expenses(1) 
Operating income (loss)(1) 
Other income (costs)(1) 
Income tax provision (benefit)(5) 

  $ 

Fourth 
     Quarter 

First 

     Quarter 

Third 
     Quarter 

Second 
     Quarter 
(in thousands, except share and per share data) 
 744,280  $ 
 717,538 
 26,742 
 (2,674)
 9,280 

 720,368  $ 
 694,601 
 25,767 
 (1,632)
 8,358 

 651,088  $ 
 660,988 
 (9,900)
 (2,747)
 (5,240)

 710,721 
 691,982 
 18,739 
 (2,719)
 (20,548)

Net income (loss)(5) 

  $ 

 (7,407) $ 

 15,777  $ 

 14,788  $ 

 36,568 

Earnings (loss) per common share(4) 

Basic 
Diluted(5) 

Average common shares outstanding 

Basic 
Diluted 

  $ 
  $ 

 (0.29) $ 
 (0.29) $ 

 0.61  $ 
 0.60  $ 

 0.57  $ 
 0.56  $ 

 1.42 
 1.37 

   25,684,475 
   25,684,475 

   25,767,791 
   26,291,641 

   25,671,535 
   26,393,359 

    25,637,568 
    26,540,716 

(1)  As a result of retrospectively adopting an amendment to ASC Topic 715 effective January 1, 2018, the service cost component of 
net periodic benefit cost continues to be included in Operating Expenses, but the other components of net periodic benefit cost, 
including pension settlement expense, are presented in Other Income (Costs). See Adopted Accounting Pronouncements within 
Note B. 

(2)  Second quarter 2018 includes a multiemployer pension fund withdrawal liability charge of $37.9 million (pre-tax), or $28.2 million 

(3) 

(after-tax) and $1.05 per diluted share. See Multiemployer Plans within Note I. 
Includes  nonunion  pension  expense,  including  settlement.  Pension  settlements  related  to  termination  of  the  nonunion  defined 
benefit pension plan began in fourth quarter 2018. Nonunion pension expense, including settlement, totaled $12.6 million (pre-tax), 
or $9.4 million (after-tax) and $0.35 per diluted share, in fourth quarter 2018. See Note I. 
(4)  The Company uses the two-class method for calculating earnings per share. See Note L. 
(5)  Fourth quarter 2017 includes a provisional tax benefit of $25.8 million, or $0.97 per diluted share, as a result of recognizing a 

reasonable estimate of the tax effects of the Tax Cuts and Jobs Act.  See Note E. 

117 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
    
  
 
  
 
 
  
 
  
  
  
  
 
  
  
  
  
 
  
  
  
  
 
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
    
  
 
  
 
 
  
 
  
  
  
  
 
  
  
  
  
 
  
  
  
  
 
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 9. 
FINANCIAL DISCLOSURE 

CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND 

None. 

ITEM 9A.  CONTROLS AND PROCEDURES 

An evaluation was performed by the Company’s management, under the supervision and with the participation of the 
Company’s Principal Executive Officer and Principal Financial Officer, of the effectiveness of the design and operation 
of the Company’s disclosure controls and procedures (as such term is defined in Rules 13a-15(e) and 15d-15(e) under the 
Securities Exchange Act of 1934, as amended (the “Exchange Act”)) as of December 31, 2018. The Company’s disclosure 
controls and procedures are designed to provide reasonable assurance that the information required to be disclosed by the 
Company in reports that the Company files under the Exchange Act is accumulated and communicated to the Company’s 
management,  including  the  Company’s  Principal  Executive  Officer  and  Principal  Financial  Officer,  as  appropriate,  to 
allow timely decisions regarding required disclosure and is recorded, processed, summarized and reported within the time 
periods  specified  in  the  rules  and  forms  of  the  Securities  and  Exchange  Commission.  Based  on  such  evaluation,  the 
Company’s Principal Executive Officer and Principal Financial Officer have concluded that the Company’s disclosure 
controls and procedures were effective as of December 31, 2018 at the reasonable assurance level. 

There have been no changes in the Company’s internal control over financial reporting (as such term is defined in Rules 
13a-15(f)  and  15d-15(f)  under  the  Exchange  Act)  during  the  quarter  ended  December  31,  2018  that  have  materially 
affected, or are reasonably likely to materially affect, the Company’s internal control over financial reporting. 

Management’s assessment of internal control over financial reporting and the report of the independent registered public 
accounting firm appear on the following pages. 

118 

 
 
 
 
 
 
 
MANAGEMENT’S ASSESSMENT OF INTERNAL CONTROL 
OVER FINANCIAL REPORTING 

Management  of  the  Company  is  responsible  for  establishing  and  maintaining  adequate  internal  control  over  financial 
reporting as defined in Rules 13a-15(f) and 15d-15(f) under the Securities Exchange Act of 1934. The Company’s internal 
control over financial reporting is designed to provide reasonable assurance regarding the reliability of financial reporting 
and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally  accepted  accounting 
principles. The Company’s internal control over financial reporting includes those policies and procedures that: 

(i)  pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and

dispositions of the assets of the Company; 

(ii)  provide  reasonable  assurance  that  transactions  are  recorded  as  necessary  to  permit  preparation  of  financial
statements in accordance with generally accepted accounting principles and that receipts and expenditures of the
Company are being made only in accordance with authorizations of management and the Board of Directors of the
Company; and 

(iii)  provide  reasonable  assurance  regarding  prevention  or  timely  detection  of  unauthorized  acquisition,  use  or

disposition of the Company’s assets that could have a material effect on the financial statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate 
because of changes in conditions or that the degree of compliance with the policies or procedures may deteriorate. 

Management  conducted  its  evaluation  of  the  effectiveness  of  internal  control  over  financial  reporting  based  on  the 
framework in Internal Control — Integrated Framework issued by the Committee of Sponsoring Organizations of the 
Treadway Commission (2013 framework). This evaluation included review of the documentation of controls, evaluation 
of the design effectiveness of controls, testing of the operating effectiveness of controls and a conclusion on this evaluation. 
Although there are inherent limitations in the effectiveness of any system of internal control over financial reporting, based 
on our evaluation, we have concluded that the Company’s internal control over financial reporting was effective as of 
December 31, 2018. 

The Company’s independent registered public accounting firm Ernst & Young LLP, who has also audited the Company’s 
consolidated financial statements, has issued a report on the Company’s internal control over financial reporting. This 
report appears on the following page. 

119 

 
 
 
 
 
 
   
 
   
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the Stockholders and the Board of Directors of ArcBest Corporation 

Opinion on Internal Control over Financial Reporting 
We have audited ArcBest Corporation’s internal control over financial reporting as of December 31, 2018, based on criteria 
established  in  Internal  Control—  Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the 
Treadway  Commission  (2013  framework)  (the  COSO  criteria).  In  our  opinion,  ArcBest  Corporation  (the  Company) 
maintained, in all material respects, effective internal control over financial reporting as of December 31, 2018, based on 
the COSO criteria. 

We  also  have  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United 
States) (PCAOB), the accompanying consolidated balance sheets of the Company as of December 31, 2018 and 2017, and 
the related consolidated statements of operations, comprehensive income, stockholders' equity and cash flows for each of 
the three years in the period ended December 31, 2018, and the related notes and financial statement schedule listed in 
Part IV, Index at Item 15(a) and our report dated February 28, 2019, expressed an unqualified opinion thereon.  

Basis for Opinion 
The Company’s management is responsible for maintaining effective internal control over financial reporting and for its 
assessment of the effectiveness of internal control over financial reporting included in the accompanying Management’s 
Assessment of Internal Control Over Financial Reporting. Our responsibility is to express an opinion on the Company’s 
internal control over financial reporting based on our audit. We are a public accounting firm registered with the PCAOB 
and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and 
the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. 

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform 
the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained 
in all material respects. 

Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material 
weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed 
risk, and performing such other procedures as we considered necessary in the circumstances. We believe that our audit 
provides a reasonable basis for our opinion. 

Definition and Limitations of Internal Control Over Financial Reporting 
A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the 
reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with 
generally accepted accounting principles. A company’s internal control over financial reporting includes those policies 
and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the 
transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded 
as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, 
and that receipts and expenditures of the company are being made only in accordance with authorizations of management 
and  directors  of  the  company;  and  (3)  provide  reasonable  assurance  regarding  prevention  or  timely  detection  of 
unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on the financial 
statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate. 

/s/ Ernst & Young LLP 

Tulsa, Oklahoma 
February 28, 2019 

120 

 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 9B.  OTHER INFORMATION 

The following information should have been supplementally reported on the Company’s Current Report on Form 8-K, 
filed with the SEC on May 2, 2018, under Item 5.02, “Departure of Directors or Certain Officers; Election of Directors; 
Appointment of Certain Officers; Compensatory Arrangements of Certain Officers”: On May 1, 2018, at the Company’s 
annual meeting of stockholders, the Company’s stockholders approved the Fourth Amendment to the 2005 Ownership 
Incentive Plan to increase the number of shares reserved for issuance under the 2005 Ownership Incentive Plan, which 
Fourth Amendment became effective on May 1, 2018. 

PART III 

ITEM 10.  DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE 

The sections entitled “Proposal I. Election of Directors,” “Directors of the Company,” “Governance of the Company,” 
“Executive Officers of the Company,” and “Section 16(a) Beneficial Ownership Reporting Compliance” contained in the 
Company’s Definitive Proxy Statement to be filed pursuant to Regulation 14A of the Exchange Act in connection with 
the Company’s Annual Stockholders’ Meeting to be held April 30, 2019 are incorporated herein by reference. 

ITEM 11.  EXECUTIVE COMPENSATION 

The  sections  entitled  “Director  Compensation,”  “2018  Director  Compensation  Table,”  “Compensation  Discussion  & 
Analysis,”  “Compensation  Committee  Interlocks  and  Insider  Participation,”  “Summary  Compensation  Table,”  “2018 
Grants of Plan-Based Awards,” “Outstanding Equity Awards at 2018 Fiscal Year-End,” “2018 Option Exercises and Stock 
Vested,”  “2018  Equity  Compensation  Plan  Information,”  “2018  Pension  Benefits,”  “2018  Non-Qualified  Deferred 
Compensation,” “Potential Payments Upon Termination or Change in Control,” and “CEO Pay Ratio” contained in the 
Company’s Definitive Proxy Statement to be filed pursuant to Regulation 14A of the Exchange Act in connection with 
the Company’s Annual Stockholders’ Meeting to be held April 30, 2019, are incorporated herein by reference. 

ITEM 12. 
RELATED STOCKHOLDER MATTERS 

SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND 

The  sections  entitled  “Principal  Stockholders  and  Management  Ownership”  and  “2018  Equity  Compensation  Plan 
Information”  contained  in  the  Company’s  Definitive  Proxy  Statement  to  be  filed  pursuant  to  Regulation  14A  of  the 
Exchange Act in connection with the Company’s Annual Stockholders’ Meeting to be held April 30, 2019, are incorporated 
herein by reference. 

ITEM 13.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR 
INDEPENDENCE 

The  sections  entitled  “Certain  Transactions  and  Relationships”  and  “Governance  of  the  Company”  contained  in  the 
Company’s Definitive Proxy Statement to be filed pursuant to Regulation 14A of the Exchange Act in connection with 
the Company’s Annual Stockholders’ Meeting to be held April 30, 2019, are incorporated herein by reference. 

ITEM 14.  PRINCIPAL ACCOUNTANT FEES AND SERVICES 

The  sections  entitled  “Independent  Auditor’s  Fees  and  Services”  and  “Audit  Committee  Pre-Approval  of  Audit  and 
Permissible  Non-Audit  Services  of  Independent  Registered  Public  Accounting  Firm”  contained  in  the  Company’s 
Definitive Proxy Statement to be filed pursuant to Regulation 14A of the Exchange Act in connection with the Company’s 
Annual Stockholders’ Meeting to be held April 30, 2019, are incorporated herein by reference. 

121 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 15.  EXHIBITS AND FINANCIAL STATEMENT SCHEDULES  

(a)(1) 

Financial Statements 

PART IV 

A list of the financial statements filed as a part of this Annual Report on Form 10-K is set forth in Part II, Item 8 of this 
Annual Report on Form 10-K and is incorporated by reference. 

(a)(2)  

Financial Statement Schedules 

SCHEDULE II 
VALUATION AND QUALIFYING ACCOUNTS AND RESERVES 
ARCBEST CORPORATION 

Description 

Period 

     and Expenses 

  Balances at 
  Beginning of   Charged to Costs    Charged to 

Additions 

  Balances at  
  End of 
    Other Accounts    Deductions      Period 
(in thousands) 

Year Ended December 31, 2018 
Deducted from asset accounts: 

Allowance for doubtful accounts receivable and 
revenue adjustments 
Allowance for other accounts receivable 
Allowance for deferred tax assets 

Year Ended December 31, 2017 
Deducted from asset accounts: 

Allowance for doubtful accounts receivable and 
revenue adjustments 
Allowance for other accounts receivable 
Allowance for deferred tax assets 

Year Ended December 31, 2016 
Deducted from asset accounts: 

Allowance for doubtful accounts receivable and 
revenue adjustments 
Allowance for other accounts receivable 
Allowance for deferred tax assets 

  $ 
  $ 
  $ 

 7,657  $ 
 921  $ 
 844  $ 

 2,336  $ 
 (115)(c) $ 
 —  $ 

 863  (a) $ 
 —   $ 
 —   $ 

 3,476  (b) $ 
 —    $ 
 791  (d) $ 

 7,380 
 806 
 53 

  $ 
  $ 
  $ 

 5,437  $ 
 849  $ 
 293  $ 

 4,081  $ 
 72  (c) $ 
 —  $ 

 2,416  (a) $ 
 —   $ 
 —   $ 

 4,277  (b) $ 
 —    $ 
 (551)(d) $ 

 7,657 
 921 
 844 

  $ 
  $ 
  $ 

 4,825  $ 
 1,029  $ 
 354  $ 

 1,643  $ 
 (180)(c) $ 
 —  $ 

 980  (a) $ 
 —   $ 
 —   $ 

 2,011  (b) $ 
 —    $ 
 61    $ 

 5,437 
 849 
 293 

Note a   – Change in allowance due to recoveries of amounts previously written off and adjustment of revenue. 
Note b   – Uncollectible accounts written off. 
Note c   – Charged / (credited) to workers’ compensation expense. 
Note d   – Decrease  (increase)  in  allowance  due  to  changes  in  expectation  of  realization  of  certain  state  net  operating
losses and state deferred tax assets (see Note E to the Company’s consolidated financial statements included in
Part II, Item 8 of this Annual Report on Form 10-K). 

122 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(a)(3)  

Exhibits 

Exhibit 
No. 

2.1 

3.1* 

3.2 

3.3 

3.4 

10.1 

10.2 

10.3* 

10.4* 

10.5# 

10.6# 

10.7# 

Stock  Purchase  Agreement,  dated  as  of  June 13,  2012,  among  Panther  Expedited  Services, Inc.,  the 
stockholders  of  Panther  Expedited  Services, Inc.,  Arkansas  Best  Corporation,  and  Fenway  Panther
Holdings, LLC, in its capacity as Sellers’ Representative (previously filed as Exhibit 2.1 to the Company’s 
Current Report on Form 8-K, filed with the Securities and Exchange Commission (the “SEC”) on June 19, 
2012, File No. 000-19969, and incorporated herein by reference). 

Restated Certificate of Incorporation of the Company (previously filed as Exhibit 3.1 to the Company’s 
Registration Statement on Form S-1 under the Securities Act of 1933, filed with the SEC on March 17, 
1992, File No. 33-46483). 

Certificate of Amendment to the Restated Certificate of Incorporation of the Company (previously filed as
Exhibit 3.1  to  the  Company’s  Current  Report  on  Form 8-K,  filed with  the  SEC  on  April 24,  2009,  File 
No. 000-19969, and incorporated herein by reference). 

Fifth Amended and Restated Bylaws of the Company dated as of October 31, 2016 (previously filed as
Exhibit 3.1 to the Company’s Current Report on Form 8-K, filed with the SEC on November 4, 2016, File 
No. 000-19969, and incorporated herein by reference). 

Certificate of Ownership and Merger, effective May 1, 2014, as filed on April 29, 2014 with the Secretary 
of  State  of  the  State  of  Delaware  (previously  filed  as  Exhibit 3.1  to  the  Company’s  Current  Report  on 
Form 8-K,  filed  with  the  SEC  on  April 30,  2014,  File  No. 000-19969,  and  incorporated  herein  by
reference). 

Collective Bargaining Agreement, implemented on November 3, 2013 and effective through March 31,
2018, among the International Brotherhood of Teamsters and ABF Freight System, Inc. (previously filed
as Exhibit 10.2 to the Company’s Annual Report on Form 10-K, filed with the SEC on February 28, 2014, 
File No. 000-19969, and incorporated herein by reference). 

Collective  Bargaining  Agreement,  implemented  on  July  29,  2018  and  effective  through  June  30,  2023,
among  the  International  Brotherhood  of  Teamsters  and  ABF  Freight  System,  Inc.  (previously  filed  as 
Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q, filed with the SEC on November 8, 2018,
File No. 000-19969, and incorporated herein by reference). 

Withdrawal Agreement, executed on or about July 31, 2018, among ABF Freight System, Inc., Teamsters
Locals  170,  191,  251,  340,  404,  443,  493,  597,  633,  653,  671  and  677  affiliated  with  the  International
Brotherhood of Teamsters, and the Trustees of the New England Teamsters and Trucking Industry Pension
Fund. 

Reentry Agreement, effective as of August 1, 2018, among ABF Freight System, Inc., Teamsters Locals
170, 191, 251, 340, 404, 443, 493, 597, 633, 653, 671 and 677 affiliated with the International Brotherhood
of Teamsters, and the Trustees of the New England Teamsters and Trucking Industry Pension Fund. 

Form of Restricted Stock Unit Award Agreement (Non-Employee Directors – with deferral feature) (for 
2015 awards) (previously filed as Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q, filed 
with the SEC on August 7, 2015, File No. 000-19969, and incorporated herein by reference). 

Form of Restricted Stock Unit Award Agreement (Non-Employee Directors – with deferral feature) (for 
awards after 2015) (previously filed as Exhibit 10.4 to the Company’s Quarterly Report on Form 10-Q, 
filed with the SEC on May 9, 2016, File No. 000-19969, and incorporated herein by reference). 

Form of Restricted Stock Unit Award Agreement (Employees) (for awards prior to 2018) (previously filed
as Exhibit 10.2 to the Company’s Quarterly Report on Form 10-Q, filed with the SEC on August 7, 2015, 
File No. 000-19969, and incorporated herein by reference). 

10.8#* 

Form of Restricted Stock Unit Award Agreement (Employees) (for 2018 awards). 

10.9# 

10.10# 

Form of Indemnification Agreement by and between Arkansas Best Corporation and each of the members
of the Company’s Board of Directors (previously filed as Exhibit 10.3 to the Company’s Annual Report on
Form 10-K, filed with the SEC on  February 24, 2010, File No. 000-19969, and incorporated herein by 
reference). 

Arkansas Best Corporation 2012 Change in Control Plan (previously filed as Exhibit 99.1 to the Company’s
Current Report on Form 8-K, filed with the SEC on January 30, 2012, File No. 000-19969, and incorporated 
herein by reference). 

123 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10.11# 

10.12# 

10.13# 

10.14# 

10.15# 

10.16# 

10.17#* 

10.18# 

10.19# 

10.20# 

10.21# 

Amendment One to the ArcBest Corporation 2012 Change in Control Plan (previously filed as Exhibit 10.5
to the Company’s Quarterly Report on Form 10-Q, filed with the SEC on May 9, 2016, File No. 000-19969, 
and incorporated herein by reference). 
Amendment Two to the ArcBest Corporation 2012 Change in Control Plan (previously filed as Exhibit 
10.9 to the Company’s Annual Report on Form 10-K, filed with the SEC on February 28, 2017, File No. 
000-19969, and incorporated herein by reference).  

Arkansas Best Corporation Supplemental Benefit Plan, Amended and Restated, effective August 1, 2009
(previously filed as Exhibit 10.17 to the Company’s Annual Report on Form 10-K, filed with the SEC on 
February 24, 2010, File No. 000-19969, and incorporated herein by reference). 

Amendment  One 
the  Arkansas  Best  Corporation  Supplemental  Benefit  Plan,  effective
December 31, 2009 (previously filed as Exhibit 10.18 to the Company’s Annual Report on Form 10-K, 
filed with the SEC on February 24, 2010, File No. 000-19969, and incorporated herein by reference). 

to 

Form  of  Amended  and  Restated  Deferred  Salary  Agreement  (previously  filed  as  Exhibit  10.19  to  the
Company’s Annual Report on Form 10-K, filed with the SEC on February 24, 2010, File No. 000-19969, 
and incorporated herein by reference). 

ArcBest  Corporation  Voluntary  Savings  Plan,  Amended  and  Restated  Effective  as  of  January  1,  2017
(previously filed as Exhibit 10.15 to the Company’s Annual Report on Form 10-K, filed with the SEC on 
February 28, 2017, File No. 000-19969, and incorporated herein by reference). 

First Amendment to the ArcBest Corporation Voluntary Savings Plan, Amended and Restated effective as
of January 1, 2017. 

Arkansas  Best  Corporation  2005  Ownership  Incentive  Plan  (previously  filed  as  Exhibit  10.4  to  the
Company’s Annual Report on Form 10-K, filed with the SEC on February 23, 2011, File No. 000-19969, 
and incorporated herein by reference). 

First Amendment to the Arkansas Best Corporation 2005 Ownership Incentive Plan (previously filed as
Exhibit 10.5 to the Company’s Annual Report on Form 10-K, filed with the SEC on February 23, 2011, 
File No. 000-19969, and incorporated herein by reference). 

Second Amendment to the Arkansas Best Corporation 2005 Ownership Incentive Plan (previously filed as
Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q, filed with the SEC on May 9, 2014, File 
No. 000-19969, and incorporated herein by reference). 

Third Amendment to the Arkansas Best Corporation 2005 Ownership Incentive Plan (previously filed as
Exhibit 10.19 to the Company’s Annual Report on Form 10-K, filed with the SEC on February 28, 2017, 
File No. 000-19969, and incorporated herein by reference). 

10.22#* 

Fourth Amendment  to the ArcBest Corporation 2005 Ownership Incentive Plan. 

10.23# 

10.24# 

10.25# 

10.26# 

10.27# 

10.28# 

10.29# 

Arkansas Best Corporation Executive Officer Annual Incentive Compensation Plan (previously filed as
Exhibit 10.6 to the Company’s Annual Report on Form 10-K, filed with the SEC on February 23, 2011, 
File No. 000-19969, and incorporated herein by reference). 

First  Amendment  to  the  Arkansas  Best  Corporation  Executive  Officer  Annual  Incentive  Compensation
Plan (previously filed as Exhibit 10.7 to the Company’s Annual Report on Form 10-K, filed with the SEC
on February 23, 2011, File No. 000-19969, and incorporated herein by reference). 

Second Amendment to the Arkansas Best Corporation Executive Officer Annual Incentive Compensation
Plan (previously filed as Exhibit 10.17 to the Company’s Annual Report on Form 10-K, filed with the SEC
on February 26, 2016, File No. 000-19969, and incorporated herein by reference). 

Third Amendment to the ArcBest Corporation Executive Officer Incentive  Compensation Plan (previously
filed as Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q, filed with the SEC on May 9, 2016, 
File No. 000-19969, and incorporated herein by reference). 

The ArcBest Long-Term (3-Year) Incentive Compensation Plan and form of award (previously filed as
Exhibit 10.4 to the Company’s Quarterly Report on Form 10-Q, filed with the SEC on May 8, 2015, File 
No. 000-19969, and incorporated herein by reference). 

ArcBest Long-Term (3-Year) Incentive Compensation Plan and form of award (previously filed as Exhibit
10.3 to the Company’s Quarterly Report on Form 10-Q, filed with the SEC on May 9, 2016, File No. 000-
19969, and incorporated herein by reference). 

ArcBest 16b Annual Incentive Compensation Plan and form of award (previously filed as Exhibit 10.1 to 
the Company’s Quarterly Report on Form 10-Q, filed with the SEC on May 9, 2017, File No. 000-19969, 
and incorporated herein by reference). 

124 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10.30# 

10.31# 

10.32# 

10.33 

10.34 

10.35 

10.36 

21* 

23* 

31.1* 

31.2* 

32** 

ArcBest Long-Term (3-Year) Incentive Compensation Plan and form of award (previously filed as Exhibit
10.2 to the Company’s Quarterly Report on Form 10-Q, filed with the SEC on May 9, 2017, File No. 000-
19969, and incorporated herein by reference). 
ArcBest 16b Annual Incentive Compensation Plan and form of award (previously filed as Exhibit 10.1 to
the Company’s Quarterly Report on Form 10-Q, filed with the SEC on May 10, 2018, File No. 000-19969, 
and incorporated herein by reference). 

ArcBest Long-Term (3-Year) Incentive Compensation Plan and form of award (previously filed as Exhibit
10.2 to the Company’s Quarterly Report on Form 10-Q, filed with the SEC on May 10, 2018, File No. 000-
19969, and incorporated herein by reference). 

Second Amended and Restated Receivables Loan Agreement dated as of March 20, 2017 by and among
ArcBest Funding LLC, as Borrower, ArcBest Corporation, as Servicer, the financial institutions from time
to time party thereto, as Lenders, and PNC Bank, National Association, as the LC Issuer and as Agent for
the Lenders and their assigns and the LC Issuer and its assigns (previously filed as Exhibit 10.1 to the
Company’s Current Report on Form 8-K, filed with the SEC on March 23, 2017, File No. 000-19969, and 
incorporated herein by reference). 

First  Amendment  to  Second  Amended  and  Restated  Receivables  Loan  Agreement  and  Omnibus
Amendment,  dated  as  of  June  9,  2017  by  and  among  ArcBest  Funding  LLC,  as  Borrower,  ArcBest
Corporation, as Servicer, Regions Bank,  as a lender, PNC Bank, National Association, as a lender, LC
Issuer and Agent for the lenders and their assigns and the LC Issuer and its assigns (previously filed as 
Exhibit 10.28 to the Company’s Annual Report on Form 10-K, filed with the SEC on February 28, 2018,
File No. 000-19969, and incorporated herein by reference). 

Second Amendment to Second Amended and Restated Receivables Loan Agreement, dated as of August 
3, 2018, by and among ArcBest Funding LLC, as Borrower, ArcBest Corporation, as Servicer, PNC Bank,
National Association and Regions Bank, as Lenders, and PNC Bank, National Association, as LC Issuer
and Agent for the Lenders and their assigns and the LC Issuer and its assigns (previously filed as Exhibit
10.1 to the Company’s Current Report on Form 8-K, filed with the SEC on August 6, 2018, File No. 000-
19969, and incorporated herein by reference). 

Second Amended and Restated Credit Agreement, dated as of July 7, 2017, among ArcBest Corporation
and  certain  of  its  subsidiaries  from  time  to  time  party  thereto,  as  Borrowers,  U.S.  Bank  National
Association,  as  Administrative  Agent,  Branch  Banking  and  Trust  Company  and  PNC  Bank,  National
Association, as Syndication Agents, and the Lenders and Issuing Banks party thereto (previously filed as
Exhibit 10.1 to the Company’s Current Report on Form 8-K, filed with the SEC on July 12, 2017, File No. 
000-19969, and incorporated herein by reference). 

List of Subsidiary Corporations. 

Consent of Ernst & Young LLP, Independent Registered Public Accounting Firm. 

Certification of Principal Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. 

Certification of Principal Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. 

Certifications Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. 

101.INS* 

XBRL Instance Document 

101.SCH* 

XBRL Taxonomy Extension Schema Document 

101.CAL* 

XBRL Taxonomy Extension Calculation Linkbase Document 

101.DEF* 

XBRL Taxonomy Extension Definition Linkbase Document 

101.LAB* 

XBRL Taxonomy Extension Labels Linkbase Document 

101.PRE* 

XBRL Taxonomy Extension Presentation Linkbase Document 

# 
* 
** 

(b)  

Designates a compensation plan or arrangement for directors or executive officers. 
Filed herewith. 
Furnished herewith. 

Exhibits 

See Item 15(a)(3) above. 

ITEM 16.  FORM 10-K SUMMARY 

None. 

125 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused 
this report to be signed on its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

Date:  February 28, 2019 

ARCBEST CORPORATION 

By:  /s/ Judy R. McReynolds 
Judy R. McReynolds 
Chairman, President and Chief Executive Officer 
and Principal Executive Officer 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following 
persons on behalf of the registrant and in the capacities and on the dates indicated. 

Signature 

Title 

Date 

/s/ Judy R. McReynolds 
Judy R. McReynolds 

  Chairman, President and Chief Executive Officer 

February 28, 2019 

and Principal Executive Officer 

/s/ David R. Cobb 
David R. Cobb 

  Vice President – Chief Financial Officer 

and Principal Financial Officer 

/s/ Traci L. Sowersby 
Traci L. Sowersby 

  Vice President – Controller 

and Principal Accounting Officer 

/s/ Eduardo F. Conrado 
Eduardo F. Conrado 

/s/ Stephen E. Gorman 
Stephen E. Gorman 

/s/ Michael P. Hogan 
Michael P. Hogan 

/s/ William M. Legg 
William M. Legg 

  Director 

  Director 

  Director 

  Director 

/s/ Kathleen D. McElligott 
Kathleen D. McElligott 

  Director 

/s/ Craig E. Philip 
Craig E. Philip 

/s/ Steven L. Spinner 
Steven L. Spinner 

/s/ Janice E. Stipp 
Janice E. Stipp 

  Director 

  Director 

  Director 

February 28, 2019 

February 28, 2019 

February 28, 2019 

February 28, 2019 

February 28, 2019 

February 28, 2019 

February 28, 2019 

February 28, 2019 

February 28, 2019 

February 28, 2019 

126 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(This page intentionally left blank.) 

127 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(This page intentionally left blank.) 

128 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ARCBEST BOARD OF DIRECTORS

SHAREHOLDER INFORMATION

Judy R. McReynolds
Chairman, President & Chief Executive Officer

Eduardo F. Conrado 2,3

Stephen E. Gorman 2,3

Michael P. Hogan 1

William M. Legg 1

Kathleen D. McElligott 3

Dr. Craig E. Philip 2,3

Steven L. Spinner 1
Lead Independent Director - ArcBest

Janice E. Stipp 1 

ArcBest Board Committees 
1 Audit Committee 
2 Compensation Committee 
3 Nominating/Corporate Governance Committee 

For biographies of ArcBest’s executive officers and 
directors, which include information regarding their 
principal occupation, see the “Executive Officers 
of the Company” and “Directors of the Company” 
sections of the proxy statement.

Corporate Headquarters
ArcBest
8401 McClure Drive
Fort Smith, AR 72916
(479) 785-6000

arcb.com
info@arcb.com

Annual Meeting
The Annual Meeting of Shareholders will be held at 
8:00 a.m. CDT on Tuesday, April 30, 2019, at the principal 
offices of ArcBest located at 8401 McClure Drive, 
Fort Smith, Arkansas.

Stock Listing
The NASDAQ Global Select Market
Symbol: ARCB

Transfer Agent and Registrar
Equiniti Trust Company
Shareowner Services
1110 Centre Pointe Curve, Suite 101
Mendota Heights, MN 55120-4100
(800) 468-9716
shareowneronline.com

Independent Registered Public Accounting Firm
Ernst & Young LLP
1700 One Williams Center
Tulsa, OK 74172-0117 

ARCBEST EXECUTIVE 
OFFICERS

Judy R. McReynolds
Chairman, President & Chief Executive Officer

Dennis L. Anderson II
Chief Customer Experience Officer

David R. Cobb
Chief Financial Officer

James D. Darter
Chief Sales Officer

Erin K. Gattis
Chief Human Resources Officer

James A. Ingram
Chief Operating Officer
Asset-Light Logistics

Michael R. Johns
Vice President – General Counsel and 
Corporate Secretary

Steven C. Leonard
Vice President
Customer Solutions

Daniel E. Loe
Chief Yield Officer

Michael E. Newcity
Senior Vice President
Chief Innovation Officer
President – ArcBest Technologies, Inc.

Traci L. Sowersby
Vice President – Controller and Chief 
Accounting Officer

Timothy D. Thorne
President
ABF Freight

2018                                       2017

ARCBEST CORPORATION
RECONCILIATIONS OF GAAP TO NON-GAAP FINANCIAL MEASURES

Operating Income 
Amounts on GAAP basis   
Multiemployer pension fund withdrawal liability charge, pre-tax  
Restructuring charges, pre-tax 
Gain on sale of subsidiaries 
Non-GAAP amounts 

$109,098  
    37,922  
                                              1,655  
    (1,945) 
$146,730  

$61,348 
                      —
                 2,963 
     (152)
$64,159   

Diluted Earnings Per Share 
Amounts on GAAP basis   
Multiemployer pension fund withdrawal liability charge, after-tax 
Restructuring charges, after-tax 
Gain on sale of subsidiaries, after-tax 
Nonunion pension expense, including settlement, after-tax 
Life insurance proceeds and changes in cash surrender value   
Deferred tax adjustment for 2017 Tax Reform Act 
Impact of 2017 Tax Reform Act on current tax expense 
Tax benefit from vested RSUs 
Alternative fuel tax credit 
Non-GAAP amounts 

              $     2.25
              $      2.51 
         —
        1.05 
                                                0.05                               0.07 
                                  (0.05)                                 —
                   0.14 
     (0.10)
     (0.93)
     (0.05)
                   (0.05)
                      —
 $    1.34

        0.51    
           — 
                    (0.14) 
           — 
                                               (0.03) 
                                                            (0.05) 
                                                                    $      3.86 

Asset-Based  
Operating Income ($) and Operating Ratio (% of revenues)   

Amounts on GAAP basis   
Multiemployer pension fund withdrawal liability charge, pre-tax  
Restructuring charges, pre-tax 
Non-GAAP amounts 

                                                                    $103,862    95.2%   

 $57,881   97.1%   
          —        — 
                                                   —        —                       344       — 

     37,922     (1.7) 

                                                                    $141,784     93.5%   

 $58,225   97.1%