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Asian American Medical Group Limited

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FY2014 Annual Report · Asian American Medical Group Limited
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annual report

Dedicated to healing.

Powered by Innovation.

Asian American
Medical Group Limited

ABN NUMBER 42 091 559 125

Annual report for the year ended
31 August 2014

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02

5 

6 

8 

Corporate directory

Chairman’s message

Executive Director’s message

10 

Profi le of Board of directors

13 

Profi le of Doctors and Key Management

16 

Financial review 

19 

Patient’s testimonial – Michael Toh

22  Corporate governance statement

28  Directors’ report

39  Auditor’s Independence Declaration

41 

Consolidated statement of profi t or loss and other 
comprehensive income

42  Consolidated statement of fi nancial position

43  Consolidated statement of changes in equity

44  Consolidated statement of cash fl ows

45  Notes to the fi nancial statements

78  Directors’ declaration

79 

Independent auditor’s report

82 

Shareholder Information

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04

 
 
DIRECTORS
Dato’ Dr Kai Chah Tan (Executive Chairman) 
Ms Pamela Anne Jenkins (Executive Director)
Mr Wing Kwan Teh (Non-Executive Director)
Mr Evgeny Tugolukov (Non-Executive Director)
Mr Heng Boo Fong (Independent Non-Executive Director)
Mr Paul Vui Yung Lee (Independent Non-Executive Director)
Ms Jeslyn Jacques Wee Kian Leong (Independent Non-Executive Director)

COMPANY SECRETARY
Dario Nazzari 

REGISTERED OFFICE 
25 Peel Street
Adelaide SA 5000
Tel: +61 8 8110 0999
Fax: +61 8 8110 0900
Website: www.aamg.co

AUDITORS
Grant Thornton Audit Pty Ltd
Level 1, 67 Greenhill Road
Wayville SA 5034
Tel: +61 8 8372 6666
Fax: +61 8 8372 6677

BANKER
Westpac Banking Corporation
114 William Street
Melbourne VIC 3000

SHARE REGISTRY
Computershare Investor Services Pty Ltd
Level 5, 115 Grenfell Street
Adelaide SA 5000
Tel: +61 8 8236 2300
Fax: +61 8 9473 2408

STOCK EXCHANGE LISTING
The Company’s shares are quoted on the Offi  cial List of the Australian 
Securities Exchange Limited.
ASX Code : AJJ

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Dato’ Dr Kai Chah Tan
D.P.M.P., MBBS(MAL), FRCS(EDIN)
Executive Chairman and Surgeon,
Hepatobiliary / Transplant

Dear Shareholders,

The fi nancial year ended 31 August 2014 (“FY2014”) 
was  marked  by  challenges 
in  the  operating 
environment  as  well  as  our  continued  eff orts  to 
off er  a  wider  range  of  medical  specialisation  as 
well as geographical expansion.

Despite the high healthcare costs in Singapore and 
the impact of competing medical tourism centres 
in  the  region,  the  Asian  American  Medical  Group 
Limited  (“AAMG”)  remains  committed  to  move 
up the value chain in two core medical specialties 
currently – liver and bone marrow.  

Increased competition from neighbouring medical 
tourism centres and a decrease in transplantation 
cases  and  patients  were  the  main  factors  which 
led  to  a  decline  in  revenue  to  S$16.2  million  in 
FY2014  compared  to  S$19.4  million  in  FY2013. 
Rising  associated  healthcare  costs  in  Singapore 
–  especially,  rentals,  manpower  and  overall  dollar 
value  of  many  third-party  ancillary  services  – 
have  been  a cause of  patients diverting  to  lower-
cost  locations.  At  the  same  time,  our  operating 
expenses have also risen. 

Despite these challenges, the Group continued to 
improve  service  quality  with  a  view  to  achieving 
our  mission  of  improving  medical  outcomes.  At 
the  same  time,  we  are  exploring  opportunities  to 
collaborate  with  potential  partners  in  the  region, 
in  areas  where  we  can  leverage  on  our  medical 
expertise.  These  activities  have  resulted  in  travel 
and related professional costs. The combination of 
these factors led to a net loss of S$2.5 million for 
FY2014 compared to S$0.2 million profi t in FY2013. 

Despite  the  loss  for  the  year  under  review,  our  fi nancial 
position  remains  healthy.  Our  cash  and  cash  equivalents 
stood at S$5.3 million as at 31 August 2014, even after paying 
FY2013 fi nal dividends of S$0.2 million. Net Asset Value per 
share as at 31 August 2014 declined by 1.2 Singapore cents 
to 2.6 Singapore cents. 

AAMG’s  leadership  had  anticipated  the  changes  in  the 
operating environment. Rather than step back and wait for 
the storm clouds to pass over, we took the deliberate decision 
to move up the value chain, enlarge our competencies and 
expand to the region. 

Towards  this end, our  strategy  has  been greatly enhanced 
by  our  ongoing  collaboration  with  UPMC,  the  renowned 
U.S.  healthcare  group,  whom  we  have  partnered  with  to 
develop  a  Comprehensive  Transplant  Centre  (“CTC”). 
This  CTC  gained  traction  with  the  opening  of  the  Asian 
American Blood & Bone Marrow Transplant Centre Pte Ltd 
(“AABMTC”)  in  February  2013,  complementing  our  earlier 
single  core  specialisation  of  liver  transplantation  off ered 
through the Asian American Liver Centre (“AALC”).

I am pleased to report that AABMTC has performed much 
better  in  the  year  under  review  compared  to  FY2013 
when  the  practice  was  just  starting.  Patient  transactions 
quadrupled  to  1,810  in  FY2014  from  456  in  FY2013  (when 
it  recorded  only  seven  months  of  operations),  while  the 
number  of  bone  marrow  transplants  performed  increased 
to seven from one over the comparative periods. In less than 
two years, the blood and bone marrow practice has grown 
signifi cantly and now contributes 24.1% of the total Group’s 
revenue. We are yet to see its full potential and will continue 
to dedicate resources to this practice so as to raise AAMG’s 
profi le  as  a  global  healthcare  brand  deeply  committed  to 
achieving an outstanding record of clinical outcomes. 

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06

 
Apart from widening our fi eld of medical expertise, another 
major  objective  of  our  collaboration  with  University  of 
Pittsburgh Medical Centre (“UPMC”) was to use the CTC in 
Singapore  as  a  springboard  for  regional  expansion.  In  this 
regard I am pleased to report several positive developments.

First, as part of the Group’s geographical expansion plans, 
AALC’s  doctors  have  commenced  surgical  procedures  at 
iHeal Medical Centre in Malaysia’s capital city Kuala Lumpur 
in early 2014. In FY2014 alone, patient numbers for our clinic 
in  Malaysia  rose  sharply  by  82.1%.  The  steady  growth  in 
patient  fl ow  underscores  the  importance  of  our  Malaysian 
operations, which we will build upon by increasing marketing 
awareness.

Second,  I  want  to  share  with  you  what  we  are  doing  in 
Russia,  a  vast  country  with  great  potential.  On  our  own 
we  would  not  have  seriously  considered  penetrating  this 
market  due  to  distance  and  cultural  diff erences.  However, 
leveraging  on  our  collaboration  with  UPMC  we  have  been 
working  with  RusSing  Med  Holdings  Pte  Ltd  (“RusSing”), 
our  third  largest  shareholder,  to  create  a  network  of 
outpatient  medical  imaging  centres  in  Russia.  RusSing, 
a  private  holding  company,  primarily  focuses  on  business 
opportunities between Singapore and Russia. 

This  move  is  also  in  line  with  our  intention  to  move 
up the value-chain by expanding our consultancy and 
management  services.  These  services  tap  into  our 
extensive  experience  and  networks  in  the  medical 
fi eld. We continue to explore related opportunities in 
other regional markets.  

While there has been a general slowdown in number 
of foreign patients to Singapore, one positive trend is 
the strong revival of patient referrals from the United 
Arab  Emirates  (“UAE”)  Health  Offi  ce  in  Singapore 
since  June  2014.  This  followed  a  series  of  meetings 
with  our  medical  colleagues  in  the  Middle  East.  The 
revival  affi  rms  our  clinical  track  record  and  we  have 
since resumed liver transplantations for UAE patients 
in  August.  We  are  confi dent  that  this  will  refl ect 
positively in our fi nancial performance next year. 

We  remain  committed  to  building  a  strong  brand  – 
coupled with our strong partnership with UPMC – as 
we continue to pursue geographical expansion, build 
up our core capabilities and move up the value chain 
by  off ering  consultancy  and  management  services.  
With a dedicated management team, we look forward 
to improving our performance in FY2015. 

Such  projects  underscore  our  close  working  relationship 
between  AAMG  and  UPMC  and  we  are  excited  to  pursue 
more of such opportunities as we continue charting growth 
beyond Asia.

I am also pleased to announce the re-election of Ms. 
Pamela Jenkins, Mr. Wing Kwan Teh, Mr. Paul Lee Vui 
Yung and Mr. Evgeny Tungolukov as Directors of the 
Company during the fi nancial year under review.  

On  behalf  of  the  Board  of  Directors,  I  would  like  to 
extend my appreciation to our shareholders for your 
unwavering support this year and to the management 
team and staff  for their commitment and hard work 
during  this  challenging  period.  We  look  forward  to 
your continued support in the year ahead. 

Third, we have also made inroads into Myanmar – a country 
of  51  million  people  with  rising  incidence  of  liver  disease. 
Through  a  partnership  with  Pinlon  Hospital  and  30th 
Street  Clinic  we  will  establish  Myanmar’s  fi rst  holistic  liver 
centre.  To  be  completed  by  the  fi rst  quarter  of  2015,  the 
Pinlon  Liver  Centre  is  signifi cant  for  AAMG  in  addressing 
e. 
the  high  costs  of  associated  medical  care  in  Singapore. 
he 
Through  this  partnership,  AAMG  surgeons,  under  the 
ct 
banner  of  collaboration  with  UPMC,  can  now  conduct 
ill 
liver  operations  or  transplantations  overseas.  AAMG  will 
nt 
be able to off er high-quality liver surgery but with patient 
ch 
benefi ts due to savings in associated healthcare costs such 
’s 
as hospitalisation. The partnership will leverage on AAMG’s 
cy 
medical expertise to provide management and consultancy 
of 
services  to  the  Myanmar  partners,  including  training  of 
medical staff , research collaboration and telemedicine. 

Dato’ Dr Kai Chah Tan
Dato’ Dr Kai Chah Tan
Executive Chairman

Chairman’s
 message 
cont’d

07

 
 
Pamela Anne Jenkins
RGN, B Sc (Hons), MBA
Executive Director

This has been a challenging year for AAMG 
as the headwinds – mainly from rising costs 
and increased competition from the region 
– are not only being felt by AAMG but also 
by all healthcare providers in Singapore.  In 
view of this, AAMG continues to evolve from 
a  specialist  medical  centre  in  Singapore 
into  a  global  healthcare  brand  through  its 
strategy  of  expansion  into  target  markets 
focusing  on  our  two  core  capabilities  in 
liver  and  bone  marrow,  and  widening  of 
service off erings to include medical project 
consultancy and advisory work.

to  strengthen 

Working with UPMC
AAMG  continues 
relationship 
with  UPMC  by  working  with  their  International  and 
Commercial  Services  Division  on  projects  across 
Asia.  During  the  year,  we  are  very  excited  to  have 
commenced two projects with UPMC in Myanmar and 
Russia  respectively,  which  we  hope  are  a  prelude  to 
many more in the future. 

its 

In Myanmar, UPMC and AAMG were engaged by Pinlon 
Hospital  to  evaluate  its  existing  radiation  oncology 
programme, 
radiation 
oncology technology, train its health care professionals 
and  to  put  in  place  a  long-term  treatment  planning 
support.  The  engagement  is  expected  to  take  up  to 
fi ve years.

implement  state-of-the-art 

UPMC and AAMG have entered into collaboration with 
RusSing  Med  to  develop  a  strategy  for  the  design 
and  operation  of  the  Imaging  Centre  Initiative  in  the 
Russian  Federation.  RusSing  Med  aims  to  develop  a 
chain of Imaging Centres to meet the strong demand 
for  such  services  by  private  providers  in  Russia.  The 
main  scope  of  this  engagement  is  to  assist  RusSing 
Med  with  medical  equipment  selection  and  service 
line defi nition, and the development of an information 
technology confi guration.  

Joint venture in Yangon, Myanmar
Much  has  been  said  about  the  economic  boom  and 
prospects of Myanmar, widely referred to by investors 
as  Asia’s  “last  frontier”.  Myanmar,  with  a  population 
of  51  million  people,  is  the  size  of  France  and  shares 
a  border  with  Bangladesh,  China,  India,  Laos  and 
Thailand.  Its  geographic  proximity  to  India  and  China 
alone  makes  Myanmar  an  intriguing  economic  and 
geopolitical partner. 

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08

This makes it a market of huge potential to AAMG if we are 
able to make inroads into the country early, despite Myanmar 
only representing approximately 3%-4% of AAMG’s currents 
patients. Currently, affl  uent Myanmar citizens are travelling 
mostly  to  Thailand  and  India  for  treatment  and  medical 
check-ups  and  we  hope  to  gain  market  share  by  off ering 
similar or better quality health-care services in Myanmar.

Since  early  2014,  AAMG  has  been  actively  looking  for 
suitable  partners  to  work  with  to  set  up  a  presence  in 
Myanmar, following our exit from Vietnam with the closure 
of our Ho Chi Minh City clinic and the mutual termination of 
our Services Agreement with Vinmec International Hospital 
JSC (“Vinmec”) in Hanoi. 

In late August, AAMG formalised a Joint Venture Agreement 
to  team  up  with  Pinlon  Hospital  (“Pinlon”)  and  30th 
Street  Clinic  (“30th  Street”)  to  establish  the  fi rst  holistic 
international liver centre in Myanmar - Pinlon Liver Center. 
The new liver centre will be situated in privately held Pinlon 
Hospital,  in  the  city  of  Yangon,  and  will  provide  the  most 
advanced treatment for a whole spectrum of liver diseases.

30th Street, which is headed by one of Myanmar’s foremost 
hepatologists  and  academics,  Professor  Khin  Maung 
Win,  will  work  closely  with  AAMG  and  Pinlon  Hospital  on 
the  clinical  and  patient  care  aspect  of  the  clinic.  AAMG’s 
main role will be to provide guidance and expertise on the 
development of a quality clinical management and surgical 
programme. 

 
 
 
Bone Marrow segment
Since  the  start  of  our  blood  and  bone  marrow  clinic’s 
operations  in  February  2013,  the  number  of  patient 
transactions  in  FY2014  quadrupled  compared  to  the 
seven months of the last fi nancial year (“FY2013”). Patient 
transactions  in  the  second  half  of  FY2014  increased  25% 
from  the  fi rst  half,  underlying  the  steady  growth  of  this 
segment.  We  also  performed  a  total  of  seven  stem  cell 
transplants  during  the  year  compared  to  only  one  in  the 
FY2013. 

The  blood  and  bone  marrow  segment  is  becoming  an 
important contributor to the performance of the Group. In 
FY2014, this segment represented a quarter of the Group’s 
turnover  and  16%  of  the  overall  patient  transaction  of  the 
Group.  We  expect  this  upward  momentum  to  continue 
as  we  invest  more  in  our  marketing  initiatives  to  increase 
awareness for AABMTC and its services.

Expanding our consultancy and management arm
We believe that there is also huge potential in the business 
of  providing  consultancy  and  management  services,  an 
area  that  we  have  been  focusing  on.  With  extensive  years 
of  experience  and  knowledge  in  the  healthcare  industry, 
our  team,  led  by  Dr  Tan,  will  be  able  to  provide  advice, 
management  and 
leadership  to  parties  who  require 
specialised  medical  expertise  in  their  healthcare  related 
projects.  Currently,  we  are  exploring  such  opportunities  in 
China, Russia and Indonesia.

Conclusion
We  have  been  experiencing  some  positive  results  as  we 
continue  to  build  a  new  global  and  diversifi ed  brand  of 
AAMG. We remain committed to build on our core strengths 
of clinical success and strong reputation to drive growth.

Whilst we acknowledge that the fi nancial performance for 
this  fi nancial  year  has  been  disappointing  due  to  certain 
macroeconomic  pressures,  we  would  like  to  reassure 
our  shareholders  and  partners  that  we  have  put  in  place 
strategic  plans  to  grow  and  diversify  AAMG’s  business  to 
be less vulnerable to specifi c business risks, thus making us 
more robust. We are confi dent we will see an improvement 
in the next fi nancial year.  

Lastly,  I  would  also  like  to  acknowledge  the  hard  work, 
dedication  and  contribution  of  every  staff   member  during 
the year. We look forward to an exciting year ahead as we 
continue to chart new growth. 

Pamela Anne Jenkins
Executive Director

Executive 
Director’s 
message
cont’d

09

Dato’ Dr Kai Chah Tan
Executive Chairman
D.P.M.P., MBBS (MAL), FRCS (EDIN)

Pamela Anne Jenkins
RGN, B Sc (Hons), MBA
Executive Director

Dato’ Dr Kai Chah Tan serves as the Executive Chairman of AAMG. He is also the Executive Chairman 
of Asian American Liver Centre Pte Ltd (“AALC”) and the director of Asian American Medical Group 
Inc.(“AAMG Inc”), Asian American Blood & Marrow Transplant Centre Pte Ltd (“AABMTC”) and Asian 
American Medical Group Pte Ltd (“AAMG PL”), all wholly owned subsidiaries of AAMG. Dr Tan is the lead 
Surgeon (Hepatobiliary/Transplant) in AALC.

Dr  Tan  graduated  from  the  University  of  Malaya,  in  1978  and  obtained  his  Surgical  Fellowship  from 
the  Royal  College of  Surgeons,  Edinburgh  in  1982.  From  1984  to  1987,  he obtained  advanced  training 
in paediatric surgery in Manchester and Southampton, United Kingdom (“UK”) and further training in 
paediatric hepatobiliary surgery and liver transplant surgery at King’s College Hospital (“KCH”), London. 
Dr Tan was Consultant Liver Surgeon at KCH and taught surgery at the University of London from 1988 
to 1994.

Dr Tan returned to South-East Asia in 1994 to set up private practice, the AALC, in Gleneagles Hospital, 
Singapore and the then Subang Jaya Medical Centre (“SJMC”), in Kuala Lumpur, Malaysia. He started a 
paediatric Living Donor Liver Transplantation (“LDLT”) programme in SJMC, Malaysia in 1995 where over 
50 transplants were performed. It was here that he performed South-East Asia’s fi rst paediatric LDLT 
on 23 March 1995.

In 1996, Dr Tan was appointed Director of the Liver Transplant Programme, National University Hospital 
(“NUH”), Singapore. He performed 47 transplants, both adult and paediatric, at the NUH before he left 
in March 2002.

In  April  2002,  the  fi rst  successful  adult-adult  LDLT  in  South-East  Asia  was  performed  in  Gleneagles 
Hospital,  Singapore.  Dr  Tan  and  his  team  have  successfully  performed  more  than  200  LDLTs  -  the 
only private centre in South-East Asia to reach this historical milestone. He has published extensively, 
including co-editing a textbook on ‘The Practice of Liver Transplantation’, and lectured on the subjects 
of hepatobiliary and liver transplantation surgery.

••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••

Ms Pamela Anne Jenkins is the Executive Director of AAMG. She is also the Managing Director of 
AALC and the director of AAMG Inc, AABMTC and AAMG PL. Ms Jenkins oversees management and 
operational issues, budgetary control and strategic planning in liaison with the Executive Chairman and 
Founder, Dato’ Dr Kai Chah Tan.

Ms Jenkins holds a Bachelor of Science (Honours) degree from University of East London, United Kingdom 
as well as a Master of Business Administration (“MBA”) from Kingston University, United Kingdom. Ms 
Jenkins has wide experience in specialised nursing and healthcare management, covering neurosurgery, 
cardiothoracic  surgery,  vascular  surgery,  orthopaedic  surgery,  general  surgery,  microvascular  surgery, 
eye surgery, plastic surgery, paediatric surgery, urology and renal transplantation, hepatobiliary and liver 
transplant surgery. She has also written conference papers on liver failure and liver transplantation, with 
special focus on paediatric liver diseases.

Ms  Jenkins  began  her career  in  1984  as  an Operating  Theatre  Sister,  KCH,  London,  and  subsequently 
attained  the  position  of  Clinical  Nurse  Specialist  and  Department  Manager  at  the  hospital’s  Liver 
Transplant Surgical Service. In her latter role she was in charge of operating theatre staff , trainee nurses, 
administration, management of the unit and budgetary control.

After  ten years  at  KCH,  she  relocated  to  Singapore  in  1994  to establish  AALC with  Dr  Tan,  assuming 
the  role  of  director  of  AALC.  She  was  responsible  for  the  design  and  development  of  the  centre, 
implementation of management systems, and assisted in hepatobiliary and liver transplantation surgery. 
In 1997, she assumed the position of Managing Director.

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10

 
 
 
 
Mr Wing Kwan Teh 
Non-Executive Director
CA (S’pore), FCCA (UK), CA (M’sia)

Mr Evgeny Tugolukov
Non-Executive Director
B Econ 

Mr Wing Kwan Teh specializes in corporate restructuring, corporate fi nance and merger & acquisition.

Mr  Teh  is  currently  a  Group  CEO  and  Executive  Director  of  Sapphire  Corporation  Limited  (listed  on 
the Main Board of the Singapore Exchange Securities Limited (“SGX-ST”)), a non-executive and non-
independent director of  Singapore eDevelopment Ltd (listed on Catalist of the SGX-ST and previously 
known as CCM Group Limited), an appointed Adviser to the Board of Koda Ltd (listed on the Main Board 
of SGX-ST), a sophisticated investor and a director of BMI Capital Partners Limited (Hong Kong). He was 
a non-executive and non-independent director of Heng Fai Enterprises Limited (listed on the Hong Kong 
Stock Exchange) and he also served as appointed Audit Committee Chairman and Independent Director 
of other public companies listed on the SGX-ST. Mr Teh has had signifi cant experience having been a 
professional in fi nance who have been advising companies listed in and prepared to list in Hong Kong, 
Singapore, Australia, Vietnam and Taiwan.

Mr Teh is a Chartered Accountant of the Institute of Singapore Chartered Accountants, Fellow Member 
of the Association of Chartered Certifi ed Accountants (United Kingdom), a Chartered Accountant of the 
Malaysian Institute of Accountants and a Full Member of Singapore Institute of Directors.

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Mr Evgeny Tugolukov holds a degree in Economics and Enterprise Management from the Ural State 
Technical University (“USTU”) in Russia. He is the President and Founder of RusSing Holdings Pte Ltd 
(“RusSing”) which was founded to create more linkages between Russia and Singapore/South-East Asia 
to create new business visions and ideas and also strengthening the cultural interstate communications

Mr Tugolukov has over 19 years of rich entrepreneurial background in various business fi elds. Under his 
management, several sizeable holdings were created, including one of Russia’s largest power machine-
building companies – PJSC EMAlliance. He is currently involved in industries such as agriculture, natural 
resources,  healthcare  and  real  estate  development.  Having  established  a  successful  track  record  in 
the  business  fi eld,  Mr  Tugolukov  became  and  is  currently  an  Honorary  Business  Representative  of 
International Enterprise Singapore in Russia and Ukraine.

Mr Tugolukov was appointed as Non-Executive Director of AAMG on 3 June 2013.

Profi le of
 Board Of
 Directors
cont’d

11

 
 
 
Mr Paul Vui Yung Lee 
Independent
Non-Executive Director
B Bus (MIS)

Ms Jeslyn Jacques 
Wee Kian Leong  
Independent
Non-Executive Director
FCCA (UK)

Mr Heng Boo Fong 
Independent
Non-Executive Director
FCA (S’pore), B Acc (Hons)

Mr Heng Boo Fong is an Independent Non-Executive Director and is also the Chairman of the Audit 
Committee of AAMG. He is also a member of the Nomination and Remuneration Committee.

Mr Fong studied at the University of Singapore (now known as National University of Singapore, “NUS”) 
and graduated with an Honours Degree in Accountancy. He has over 40 years of working experience in 
auditing, fi nance, business development and corporate governance.  

He  is  currently  a  Director  (Special  Duties)  at  the  Singapore  Totalisator  Board  (owner  of  Singapore 
Pools  &  Singapore  Turf  Club).    Prior  to  this  appointment,  he  was  with  the  Auditor-General’s  Offi  ce, 
Singapore, from 1975 to 1993.  He held the appointment of Assistant Auditor-General when he left the 
Auditor-General’s Offi  ce.  He was also General Manager (Corporate Development) of a listed company 
in Singapore as well as the Chief Financial Offi  cer of a listed company in Australia. His other professional 
experience included membership of Audit Committees of Statutory Boards and Advisory Committees 
of School of Accountancy of Nanyang Technological University, Singapore and Ngee Ann Polytechnic, 
Singapore.  Mr Fong is a Fellow Member of the Institute of Singapore Chartered Accountants. He was 
a  council  member  of  the  then  Institute  of  Certifi ed  Public  Accountants  of  Singapore  (“ICPAS”)  (now 
known as Institute of Singapore Chartered Accountants (“ISCA”)) and he was awarded a silver medal 
by ICPAS in 1999.

Mr  Fong  is  also  presently  an  Independent  Director  of  four  companies  listed  on  the  SGX-ST,  which 
are  Colex  Holdings  Limited,  Pteris Global  Limited,  CapitaRetail  China  Trust  Management  Limited  and 
Sapphire Corporation Limited.

••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••

Mr  Paul  Lee  Vui  Yung  has  over  18  years’  experience  in  business  development,  quality  control  and 
cost management. He has been serving on a few boards of companies in Malaysia and Australia. He has 
broad experience in diverse industries and international businesses such as public utilities infrastructure 
construction,  building  materials,  property  development,  and  oil  palm  plantations.  With  a  Business 
Degree  from  Edith  Cowan  University  in  Perth  and  strong  analytical  skills,  he  has  aided  companies  in 
both identifying and implementing strategic growth opportunities.

Mr Lee was appointed to the Board on 31 January 2013. He chairs the Nomination and Remuneration 
Committee and is also a member of the Audit Committee.

••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••

Ms Jeslyn Jacques Wee Kian Leong is a Fellow of the Association of Chartered Certifi ed Accountants 
(United Kingdom) with 23 years of extensive experience in the fi eld of corporate fi nance, which included 
tenure  as  a  Financial  Accountant  of  Teys  Australia  Pty  Ltd,  Australia’s  leading  beef  processor  and 
exporter.

Ms Leong joined AAMG as an Independent Non-Executive Director on 1 January 2012. She is currently an 
Accountant with Orrcon Steel, a wholly-owned subsidiary of BlueScope Steel Limited (listed in Australian 
Securities Exchange, “ASX”), a leading Australian distributor and manufacturer of steel, tube and pipe.  In 
this role she has obtained extensive experience in manufacturing management.

Profi le of
 doctors
and key
mgmt
cont’d

12

Dr Kang Hoe Lee 
Respiratory Physician
& Intensivist
(Critical Care & Liver Transplant)
MA (UK), MBBCHir (UK), MRCP (UK), 
FAMS (SIN), EDIC (EUR)

Dr Yee Lee Cheah 
Surgeon
(Liver Transplant/
Hepatopancreatobiliary Surgery)
MBBCh BAO (IREL), AFRCSI (IREL), 
American Board of Surgery (USA)

Dr  Kang  Hoe  Lee  graduated  from  University  of  Cambridge,  UK,  in  1987.  He  was  a  scholar  at  Jesus 
College, Cambridge, where he received the Duckworth Prize. Dr Lee also received a scholarship from the 
Kuok Foundation, Malaysia, for furthering his medical studies. He performed his surgical housemanship 
with Professor Sir Roy Calne (one of the pioneers in liver transplantation) at Addenbrooke’s Hospital, 
Cambridge. This was followed by further training in internal medicine at Cambridge and he obtained his 
MRCP (London) in 1990. Subsequent to this, he joined the Department of Medicine, NUH, Singapore, and 
underwent further training in Intensive Care and Respiratory Medicine. This continued with a two-year 
Critical  Care  Fellowship  at  University  of  Pittsburgh  Medical  Center,  USA-  the  leading  centre  for  liver 
transplantation in the world - under Professor Thomas Starzl and Professor John Fung, where he was 
awarded Fellow of the Year. 

Dr Lee then returned to Singapore in 1995, and later joined the NUS as a Lecturer in the Department 
of Medicine. He later became an Associate Professor of Medicine and Senior Consultant, and Director 
of Medical Intensive Care Unit. He was also one of the founding members of the Society of Intensive 
Care Medicine in Singapore. During this period, he published many articles on respiratory related issues 
(especially  pneumonia),  ICU  issues,  health  outcomes,  liver  cirrhosis  and  liver  transplantation.  Dr  Lee 
joined Gleneagles Hospital in September 2005 as the Director of Critical Care and has been affi  liated 
with AALC and AAMG since then. He has established close contacts with the King’s College Liver Unit, 
UK, as part of the development of AALC as a leading liver transplant centre. He is currently responsible 
for managing all the acute liver failure patients and liver transplant patients treated at AALC and bone 
marrow patients from AABMTC. He is also responsible for all liver dialysis treatments and has brought 
several machines to AALC, making it one of the premier liver dialysis centres in the world.

••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••

A Board Certifi ed surgeon of the American Board of Surgery, Dr Cheah Yee Lee specialises in liver 
transplantation and hepatopancreatobiliary surgery (surgery of the liver, pancreas and bile ducts).

Dr Cheah began her surgical career in 2000 with a medical degree from the Royal College of Surgeons, 
Ireland, and obtained her Associate Fellowship of the Royal College of Surgeons, Ireland, in 2003. From 
2003 to 2008, she completed her general surgery training at the prestigious Ivy League General Surgery 
Residency Program at Brown University in Rhode Island, USA, where she was appointed Executive Chief 
Resident of General Surgery in 2008. Dr Cheah also received the Dean’s Teaching Award in 2007 and the 
Haff enreff er Outstanding Resident of the Year Award in 2008 at Brown University.

Dr Cheah underwent advanced training in liver transplantation and hepatopancreatobiliary surgery under 
the mentorship of Professors Elizabeth Pomfret and Roger Jenkins at the Lahey Clinic in Massachusetts, 
USA.  She  completed  her  American  Society  of  Transplant  Surgeons  (“ASTS”)  accredited  fellowship  in 
2010. Dr Cheah returned to Asia and joined Khoo Teck Puat Hospital (“KTPH”), Singapore, as Consultant 
Surgeon and was instrumental in developing its hepatopancreatobiliary surgery programme until 2014, 
when she left KTPH to join AALC.

Dr Cheah’s clinical interests are in living donor liver transplantation, surgery of the liver, pancreas and 
bile ducts for benign and malignant disorders, and nutrition support and therapy of surgical patients. 
Her main research interests are in the areas of living donor safety, and disorders of the liver, pancreas 
and bile ducts.

Dr Cheah was appointed Clinical Instructor at Brown University and Tufts University, USA, from 2003 
to 2010. She is currently an Adjunct Assistant Professor at National University Singapore, as well as a 
founding member of the Hepatopancreatobiliary Association of Singapore. In addition, she has served 
in  the  Vanguard  and  Membership  Committees  of  the  International  Liver  Transplant  Society  (“ILTS”) 
since 2011. Dr Cheah has given presentations at local national and international surgical, transplant and 
nutrition meetings and conferences.

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13

 
 
 
 
 
Dr Yvonne Loh  
Haematologist & Medical Director 
(Haematopoietic Cell Transplant
and Leukaemia)
MBBS (SIN), MRCP (UK), FAMS (FAEM) 

Dr  Yvonne  Loh  is  the  Haematologist  and  Medical  Director  of  AABMTC.  Prior  to  joining  AABMTC, 
she was a Senior Consultant (Department of Haematology), Medical Director of Haematopoietic Stem 
Cell Transplant Programme and Director of the Acute Leukemia Service, at Singapore General Hospital 
(“SGH”). She was responsible for drafting the risk-adapted transplant approaches which have been vital 
in ensuring the seamless management of acute leukaemia patients from diagnosis to transplant. 

Following her undergraduate medical training at NUS, where she was a recipient of the Dean’s list of 
awards in the Second and Final Professional examinations, Dr Loh attained her basic specialist training 
in internal medicine and advanced specialty training in Haematology at SGH. Subsequently, she became 
a Fellow of the Academy of Medicine Singapore, College of Physicians, Chapter of Haematologists. 

In 2006, Dr Loh pursued her HMDP Fellowship at the Division of Immunotherapy, Northwestern University, 
Chicago  –  the  world’s  largest  single-centre  experience  in  transplants  in  immunological  diseases  – 
under her mentor, Professor Richard Burt. Upon her return to Singapore, Dr Loh spearheaded the SGH 
programme  for  haematopoietic  cell  transplantation  for  immunological  diseases  –  the  only  transplant 
physician in the Asia Pacifi c region with specifi c training in this fi eld to do so. Dr Loh was also a holder 
of various grants; having received support from the National Medical Research Council of Singapore for 
her  role  as  the  project  principal  investigator  of  the  Centre  for  Immunological  Diseases  Research  and 
Therapy,  as  well  as  SingHealth  Foundation  for  her  role  as  the  principal  investigator  of  several  clinical 
trials in transplantation for MDS and leukaemia.

Dr  Loh’s  work  has  been  published  in  leading  peer-reviewed  journals  including  Blood,  JAMA,  Bone 
Marrow Transplantation and Lancet Neurology. She has also presented several abstracts at international 
meetings by the American Society of Hematology Congress, the American Society of Blood and Marrow 
Transplant, and the European Blood and Marrow Transplantation. She is a frequent speaker at local and 
regional meetings in the areas of bone marrow transplantation, acute leukaemia and transplantation for 
immunological diseases. As a clinical lecturer at the Yong Loo Lin School of Medicine, NUS and Physician 
Faculty for the SGH Medicine Residency Programme, Dr Loh has been involved in undergraduate and 
post-graduate teaching. She also serves as a board member and medical advisor at the Bone Marrow 
Donor  Programme,  the  local  registry  of  bone  marrow  donors  in  Singapore.  She  remains  a  visiting 
consultant in the Department of Haematology in SGH. In the time since joining AABMTC in 2013, Dr Loh 
has overseen the setting up of the stem cell transplant program that has successfully treated several 
patients. She continues to remain active in education, giving talks locally and in the region.

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14

 
 
 
 
 
Mr Cherinjit Kumar Shori  
Group Chief Operating Offi  cer
B Acc, PGDip Marketing
& Healthcare

Mr Meng Yau Yeoh
Mr Meng
Group Chief Financial Offi  cer
Group Chief 
FCA (S’pore), FCCA (UK),
FCA (S’pore
CA (M’sia)
CA (M’sia)

Mr Cherinjit Kumar Shori has been with AAMG as the Group Chief Operating Offi  cer since November 
2009. Since his joining, the Group has entered into a strategic relationship with the UPMC and expanded 
into  the  treatment  of  blood  related  disorders  in  addition  to  its  already  successful  liver  diseases  and 
transplantation program.

He has more than 20 years’ experience in the healthcare and hospitality industries covering business 
development  and  marketing.  Prior  to  joining  AAMG,  he  was  the  Group  Vice  President/Deputy  Chief 
Marketing Offi  cer for Parkway Pantai Limited (“PPL”), part of the IHH Healthcare Berhad Group, one of 
Asia’s largest healthcare providers. During his tenure there, he was responsible for strategic marketing, 
clinical programs marketing, business development and regional expansion to increase the market share 
for its group of hospitals in Singapore. 

Mr Shori had also held senior management positions with various companies including Sun Cruises and 
Sembawang Leisure (a subsidiary of Sembawang Corporation) doing business development activities.

Mr Shori holds a Bachelor of Accountancy Degree from Nanyang Technological University in Singapore. 

He  also  holds  a  Graduate  Diploma  in  Marketing  from  the  Singapore  Institute  of  Management  and 
Certifi cate in Healthcare Management from Georgetown University, USA.

Mr  Shori  has  also  been  invited  to  speak  at  international  conferences  including  being  nominated  by 
Singapore Tourism Board to speak at the Internationale Tourismus-Börse Berlin (“ITB Berlin”) Conference 
where he shared his experience in the future of global medical tourism.

••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••

Mr  Meng  Yau  Yeoh  obtained  his  professional  accounting  qualifi cation  from  the  Association  of 
Chartered Certifi ed Accountants (United Kingdom) in 1994.

He started his career at the then KPMG Peat Marwick in 1995 as Audit Junior and left as an Audit Senior 
in 1998. After spending four years in the Big 4 audit fi rm, Mr Yeoh spent the next ten years between 
1999  and  2009  working  in  several  listed  and  privately  owned  companies  involved  in  a  wide  range 
of  industries  ranging  from  construction,  information  technology,  investment  holdings  to  service  and 
hospitality in Singapore, Malaysia and Australia. During that period, he was involved in two successful 
IPOs in Singapore.

Mr  Yeoh  is  a  Fellow  Member  of  the  Institute  of  Singapore  Chartered  Accountants,  Fellow  Member  of 
the  Association  of  Chartered  Certifi ed  Accountants  (United  Kingdom)  and  a  Chartered  Accountant 
registered with the Malaysian Institute of Accountants. He joined AAMG as Group Financial Controller in 
December 2009 and was subsequently appointed as Group Chief Financial Offi  cer in March 2013.

Profi le of
 doctors
and key
mgmt
cont’d

15

FINANCIAL REVIEW

Year ended 31 August

Revenue 

2014
S$’000

2013
S$’000

Decrease
%

16,202

19,399

(16.5)

Earnings before interest, taxation, depreciation and amortisation 
(“EBITDA”)

(2,355)

(Loss)/Profi t after income tax attributable to members

(2,493)

479

231

n.a.

n.a

Total share capital and reserves 

5,279

7,899

(33.2)

Basic (loss)/earnings per share

Net asset value per share

Net tangible asset value per share

2014
S Cents

2013
S Cents

(1.19)

2.52

2.39

0.12

3.77

3.64

The overall Group’s revenue declined 16.5% or S$3.2 million to S$16.2 million in FY2014 from S$19.4 million in FY2013. 
The  overall  number  of  patient  transaction  (for  the  liver  segment,  in  particular)  declined  by  3.5%  from  11,930  in 
FY2013 to 11,508 in FY2014. In general, the healthcare related costs in Singapore continue to rise and the industry 
has since become increasingly competitive. More recently, we have seen increased competition from neighbouring 
medical tourism centres.

Liver segment
Revenue  for  the  liver  segment  declined  signifi cantly  by  34.5%  or  S$6.5  million  to  S$12.3  million  as  a  result  of  a 
fall  in  patient  transactions  by  15.5%  from  11,474  in  FY2013  to  9,698  in  FY2014.  The  number  of  living  donor  liver 
transplantations also fell by 58.3% to fi ve compared to 12 last year. 

In line with our overseas expansion plans, we widened our services off ered to include surgical procedures in Kuala 
Lumpur,  Malaysia  in  early  2014.  As  a  result,  patient  numbers  for  our  clinic  in  Malaysia  rose  sharply  by  82.1%  for 
FY2014 accounting for some 3% of the Group’s patient numbers. 

Bone marrow segment
The  bone  marrow  segment  recorded  its  fi rst  full  year  results  in  FY2014  compared  to  a  seven-month  reporting 
in  FY2013.    Revenue  rose  more  than  six  times  to  S$3.9  million  in  FY2014  from  S$0.6  million  in  FY2013.  Patient 
transactions  for  the  bone  marrow  clinic  quadrupled  to  1,810  from  456  in  FY2013.  A  total  of  seven  bone  marrow 
transplants were performed in FY2014, compared to just one in FY2013.  

The bone marrow segment revenue now forms almost a quarter or 24.1% of the total Group’s revenue, up from 3.2% 
in  FY2013,  underlying  the growing  signifi cance of  the  bone  marrow  segment  as  an  important component  in our 
Comprehensive Transplant Centre (“CTC”). 

Direct costs and operating expenses
Cost of sales declined by 25.0% or S$2.7 million to S$8.1 million in FY2014 from S$10.8 million in FY2013 due to 
improved effi  ciency and lower revenue.

Operating expenses increased by 28.9% or S$2.5 million to S$10.8 million in FY2014 from S$8.3 million in FY2013 
due mainly to: 
a)  Higher staff  cost of S$0.7 million – we recruited an additional doctor for Asian American Liver Centre Pte Ltd 

(”AALC”); 

b)  Higher staff  cost of S$0.6 million for Asian American Bone and Marrow Transplant Centre Pte Ltd (“AABMTC”) 

– we recorded full-year staff  cost for AABMTC;

c)  A write-off  of S$0.3 million of related party loan to Asian Liver Centre Co., Ltd Vietnam, which is non-recurring; 
d)  Higher  other  expenses  of  S$0.6  million  –  we  incurred  additional  overhead  and  recorded  full-year  operating 

expenses for AABMTC and we also increased our marketing activities; 

e)  Unrealised foreign exchange loss on translation of foreign currency denominated balances in FY2014 instead of 

unrealised foreign exchange gain in FY2013; and

f)  Higher offi  ce lease of S$0.1 million – we recorded full-year lease expense for AABMTC.

There was a tax credit of S$0.05 million in FY2014 compared to a tax expense of S$0.1 million in FY2013 due mainly 
to over provision for prior year tax and reversal of deferred tax liability.

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i

16

 
 
As a result of the above-mentioned, the Group incurred Net Loss (being Net Loss After Taxation attributable to the 
members of the parent entity) of S$2.5 million. Excluding the one-time write-off  of the related party loan, our Net 
Loss would have been S$2.2 million for FY2014.

Revenue

25000

EBITDA and (Loss)/Profi ts

20000

15000

10000

5000

0

Revenue
(S$'000)

4,000

3,000

2,000

1,000

0

-1,000

-2,000

-3,000

2010

2011

2012

2013

2014

2010

2011

2012

2013

2014

EBITDA (S$'000)
(Loss)/Profit a(cid:2)er income tax a(cid:3)ributable to members (S$'000)

Share capital and reserves

EPS and NAV

8000

7000

6000

5000

4000

3000

2000

1000

0

2010

2011

2012

2013

2014

Total share
capital and
reserves
(S$'000)

4.0

3.5

3.0

2.5

2.0

1.5

1.0

0.5

0.0

-0.5

-1.0

-1.5

2010

2011

2012

2013

2014

Net asset
value per
share
(S cents)

Basic
(Loss)/Earnings
per share
(S cents)

Net assets for the Group declined by S$2.6 million to S$5.3 million. Signifi cant changes during the year under review 
were: 
a)  Lower cash and cash equivalents, which fell by S$2.0 million to S$5.3 million as a result of current year loss and  

payment of fi nal dividend of S$0.2 million (declared in FY2013); 

b)  Lower trade and other receivables, which fell by S$1.7 million to S$1.8 million on the back of lower revenues. 

Receivables turnaround time however improved from 61 days to 38 days; and 

c)  Trade  and  other  payables  balance  decrease  correspondingly  by  S$1.3  million  to  S$2.9  million  due  mainly 
to  lower  purchases  of  materials  and  consumables  in  line  with  lower  revenue.  There  was  an  improvement  in 
creditors’ turnover from 116 days to 80 days.

Given the above, Shareholders’ Equity or Net Assets decreased by S$2.6 million from S$7.9 million to S$5.3 million 
as at 31 August 2014. Correspondingly, Net Asset Value (“NAV”) per share declined by S 1.3 cents to S 2.5 cents.

Financial
Review
cont’d

17

B

A

N

G

M

Y

A

L

I

N

D

I

A

N

M

A

N

R

A

D

E

S

H

3

2

%

%

2
%

V

IE

T

N

A

M

 6

%

MONGOLIAN 6%

OTHERS 13%

INDONESIAN
28%

LIVER
2013

M
Y
A

N
M
A

R

3
%

B
A
N
G
L
A
D
E
S
H

1
%

I

N

D

I

A

N

V

I

E

T

N

M

A

O

N

G

M

3

O

%

4

%

LI

A

N

 3

%

INDONESIAN
28%
28%

OTHERS
16%

LIVER
2014

MALAYSIAN
12%

SINGAPOREAN
14%

UAE
14%

MALAYSIAN
12%

UAE
15%

SINGAPOREAN
14%

There  was  an  overall  decline  in  the  number  of  patients  across  the  board  for  the  liver  segment  but  there  was  a 
notable increase in patients from Myanmar. Patients from Indonesia, UAE, Singapore and Malaysia continue to form 
the majority of our liver segment’s core patients. 

I

N

B

A

N

G

L

D

I

A

N

V

I

E

M

O

N

G

T

N

1

%

A

M

A

D

E

S

H

O

LI

A

5

%

3

%

N

 1

%

INDONESIAN
27%

B

A

N

G

L

A

D

E

S

H

4
4
4

%
%
%

INDONESIAN
23%
23%

OTHERS
11%

M A L A Y S I A N   4 %

E A N

S I N G A P O R

8 %

Blood &
Bone
Marrow
2013

UAE
UAE
40%
40%

VIETNAM
VIETNAM
32%
32%

Blood &
Bone
Marrow
2014

M
M

UAE
14%

S
S

I
I

N
N

G
G

A

P

A
A

O

L
L

R

E

A

N

8

%

A
A

Y
Y

S
S

I

A

N

4

%

OTHERS
15%

Patients from the Vietnam, Indonesia and UAE represent about 69% of the patients in the Group’s bone marrow 
segment during current fi nancial year. This was a direct result of our marketing eff orts which were targeted at these 
markets where we see the most potential. Local Singaporeans, patients from Malaysia and South Asia forms the 
remaining number of patients.

Financial
Review
cont’d

18

 
 
 
 
 
 
 
 
 
 
 
 
 
MICHAEL TOH
I lived my life
MY OWN W A Y

19

MICHAEL TOH
I lived my life
MY OWN W A Y

t
t’ t
PP ti
Patient’s testimonial – 
Pattiieenntt
ti
Michael Toh: 

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20

 
“D evil may care” was the attitude I lived my life even after multiple trips to the hospital 

due to liver problems. 

However  moving  on  to  forty,  my  health  deteriorated  further.  Warning  signs 

included  the  drastic  decline  in  alcohol  tolerance  such  that  I  would  pass  out 

after  my  second  drink  and  also  drifting  off  at  the  wheel  while  driving.  Thus,

I began to change for the better. I stopped smoking, drinking and almost all my vices.

However, the damage done was irreversible. A blood test conducted at a routine  medical 

check-up in my fi fties showed issues with my liver and I was sent for an ultrasound. This 

did not shake me up as I had liver problems for more than 10 years, until the ultrasound 

revealed the presence of two hepatomas. After a thorough MRI, I was diagnosed with liver 

cancer.

Surgery  was  merely  the  start  of  a  long  and  arduous  journey  involving  chemotherapy 

that lasted another fi ve years. Unlike regular chemotherapy that most cancer patients go 

through, mine was done with a catheter being inserted through the groin straight into the 

portal vein that led to the liver. I did this treatment for ten times over the fi ve years, yet 

the cancer cannot be halted. By this time, my cancer reached Stage 3C.

I was left with no choice but to undergo a liver transplant. I was fortunate, as during 

these  fi ve  years,  the  cancer  did  not  spread  to  other  parts  of  the  body.  Dr  K  C Tan,  a 

renowned  liver  surgeon  and  hepatobiliary  expert  from Asian American  Liver  Centre  in 

Singapore, and his team of doctors, nurses and staff quickly got down to work. After a 

series of tests to assess the suitability of my family members as donors, my son, Toh Bu 

Keat, was found to be a suitable donor, and he responded to the call.

The  recovery  process  was  not  an  easy  one  but  the  unwavering  support  and  love  of  my 

family  members  were  my  pillar  of  strength,  especially  my  wife  who  stayed  beside  me 

through thick and thin over the years and my son who gave part of his liver to save my 

life.

I am also thankful to my employer back then, Tractors Malaysia Holdings, for being so 

understanding.

Ten years on after the successful transplant, I feel better than ever. Both Bu Keat and I 

did not experience any side effects and have been doing well since. It is indeed a great 

feeling to be able to walk away from cancer and to be healthy again. A small word of 

advice to anyone who is suffering or diagnosed with liver cancer, do seek treatment and 

get the best medical advice as soon as possible. It is not a death sentence.

I would like to express my sincere gratitude to Dr Tan and his dedicated team of doctors, 

nurses and staff whose professionalism was my biggest source of confi dence and support. 

M i c h a e l   T o h

y
r
o
t
c
e
r
i
d
e
t
a
r
o
p
r
o
C

21

 
CORPORATE GOVERNANCE STATEMENT

The Board of Asian American Medical Group Limited (“AAMG”) seeks to practise the highest ethical and commercial 
standards while executing its responsibilities in directing the business and aff airs of the Company on behalf of its 
shareholders.

The Board of AAMG has considered the principles of good corporate governance and best practice recommendations 
as published by the ASX Corporate Governance Council (“ASXCGC”). ASX Listing Rule 4.10.3 requires the Company 
to disclose the extent to which it follows or diverges from these best practice recommendations in its Annual Report.

This report discloses corporate governance practices the Board would like to highlight to stakeholders.

Additional information relating to corporate governance practices that the Company has adopted can be found on 
the Company’s web site: www.aamg.co.

The Role of the Board & Management

The Company has formalised and disclosed the roles and responsibilities of the Board and those delegated to senior 
management.  

The Board of the Company is responsible for the overall corporate governance of the AAMG, including its ethical 
behavior, strategic direction, establishing goals for management and monitoring the achievement of those goals 
with a view to optimising Company performance and maximising shareholder value.

The role of management is to support the Executive Director and implement the running of the general operations 
and fi nancial business of the Company, in accordance with the delegated authority of the Board.

Full details of the matters reserved to the Board and to senior management are available on the Company’s web 
site at www.aamg.co.

Scheduled meetings of the Board are held at least four times a year and the Board meets on other occasions to 
deal  with  matters  that  require  attention  between  scheduled  meetings.  The  responsibility  for  the  operation  and 
administration of the consolidated entity is delegated by the Board to the Managing Director.

The Board is responsible for:
• 

Setting the strategic direction of the Company and establishing goals to ensure these strategic objectives are 
met;

•  Appointing  the  Managing  Director,  setting  objectives  for  the  Managing  Director  and  reviewing  performance 
against those objectives, ensuring appropriate policies and procedures are in place for recruitment, training, 
remuneration and succession planning;

•  Monitoring fi nancial performance including approval of the annual and half-yearly fi nancial reports and liaison 

• 

with the Company’s auditors;
Ensuring that risks facing the company and its controlled entities have been identifi ed ensuring that appropriate 
and adequate controls, monitoring and reporting mechanisms are in place;

•  Receiving detailed briefi ngs from senior management on a regular basis during the year;
•  Approving the Boards of directors of subsidiary companies; and
• 

Ensuring the Company complies with the law and conforms to the highest standards of fi nancial and ethical 
behavior. 

AAMG has obligations to its stakeholders to ensure the Company is managed with appropriate due diligence and 
that all necessary processes are implemented to minimise risk and maximise business opportunities.

To this end, all commercial arrangements, capital expenditure, operational expenditure and other commitments are 
appropriately documented and have been authorised by either the Executive Director or the Board as appropriate. 

The  composition  of  the  Board  is  determined  in  accordance  with  the  Company’s  constitution  and  the  following 
principles and guidelines:
• 
• 
• 

The Board should comprise of at least three directors with at least two non-executive directors;
The Board should comprise of directors with an appropriate range of qualifi cations and expertise; and
The Board should meet formally at least four times per annum and informally on an “as required” basis with all 
directors being made aware of, and having available, all necessary information, to participate in an informed 
discussion of all agenda items.

22

CORPORATE GOVERNANCE STATEMENT

Directors in offi  ce

At the date of this statement the following directors are considered independent by the Board:

Name

Position

Independent

Mr Heng Boo Fong

Non-Executive Director

Ms Jeslyn Jacques Wee Kian Leong

Non-Executive Director

Mr Paul Vui Yung Lee 

Non-Executive Director

Yes

Yes

Yes

The skills, experience, expertise and tenure of each director are disclosed in the Directors’ Report within this Annual 
Report.

Director independence

The Board considers three of AAMG’s directors as independent under the guidelines. 

In assessing the independence of directors, the Board follows the ASX guidelines as set out:

An independent director is a non-executive director (i.e. is not a member of management) and:
• 

Is  not  a  substantial  shareholder  of  the  Company  or  an  offi  cer  of,  or  otherwise  associated  directly  with,  a 
substantial shareholder of the Company;

•  Within the last three years has not been employed in an executive capacity by the Company or another Group 

member, or been a director after ceasing to hold any such employment;

•  Within the last three years has not been a principal of a material professional adviser or a material consultant 
to the Company or another Group member, or an employee materially associated with the service provided;
Is not a material supplier or customer of the Company or other Group member, or an offi  cer of or otherwise 
associated directly or indirectly with a material supplier or customer;

• 

•  Has no material contractual relationship with the Company or another Group member other than as a director 

of the Company;

•  Has not served on the Board for a period which could, or could reasonably be perceived to, materially interfere 

• 

with the director’s ability to act in the best interests of the Company; and
Is free from any interest and any business or other relationship which could, or could reasonably be perceived 
to, materially interfere with the director’s ability to act in the best interests of the Company.

ASXCGC Recommendation 2.1 states that the majority of directors of the Company should be independent. Although 
currently AAMG does not comply with that recommendation, the Board is of the opinion that the current structure 
and composition of the Board is appropriate given the size and nature of operations of the Group. 

Where additional skills are considered necessary for specifi c purposes, access is made to independent professional 
advice at the expense of the Company. Such advice is to be shared amongst the directors.

23

Chairman

Due  to  the  size  of  the  Company,  Dato’  Dr  Kai  Chah  Tan  is  the  Company’s  Chairman.  While  recognising  that  the 
ASXCGC  recommends  that  the  chairperson  be  independent,  the  Company  feels  that  the  strong  independence 
exercised by the other Board members mitigates any negative impact on the Company that it may have.

Appointment to the Board

Where a casual vacancy arises during the year, the Board has procedures to select the most suitable candidate with 
the appropriate experience and expertise to ensure a balanced and eff ective board. Any director appointed during 
the year to fi ll a casual vacancy or as an addition to the current board, holds offi  ce until the next Annual General 
Meeting and is then eligible for re-election by the shareholders.

New  directors  receive  a  letter  of  appointment  which  sets  out  the  terms  of  their  appointment.  On  appointment, 
an  induction  programme  is  available  to  directors  that  include  one-on-one  sessions  with  members  of  the  senior 
management team.

Evaluation of senior executives

Senior executives, including the Group Chief Operating Offi  cer or Group Chief Financial Offi  cer have a formal job 
description and letter of appointment describing their term of offi  ce, duties, rights, responsibilities and entitlements 
upon termination.

The performance of senior executives is reviewed annually before the budgets are approved for the next fi nancial 
year. This process is a formal one with the executive’s performance assessed against Company, division and personal 
benchmarks by the Nomination and Remuneration Committee. Benchmarks are agreed with the respective senior 
executives and reviews are based upon the degree of achievement against those benchmarks.

Induction procedures are in place to allow new senior executives to participate fully and actively in management 
decision-making. The induction program includes orientation of:
• 
• 

The Company’s fi nancial position, strategies, operations and risk management policies.
The respective rights, duties, responsibilities and roles of the board and senior executives.

Ethical business practices

The Company has adopted a Code of Conduct to maintain confi dence in the Company’s integrity, its legal obligations 
and  the  expectations  of  its  stakeholders.  The  Company  is  committed  to  being  a  socially  responsible  corporate 
citizen,  using  honest  and  fair  business  practices,  to  act  in  the  best  interests  of  clients  so  as  to  achieve  the  best 
outcome for shareholders.

The Board has procedures in place for reporting any matters that may give rise to unethical practices or confl icts 
between the interests of a director or senior executive and those of the Company. These procedures are reviewed as 
required by the Board. To this end, the Company has adopted a Confl ict of Interest Policy that clarifi es the processes 
for directors and senior executives to determine and disclose when a confl ict of interest exists.

Diversity policy

The Company values diversity and recognises the benefi ts it can bring to the organisation’s ability to achieve its 
goals. Our recruitment processes encourage the development of diversity in our workplace, bearing in mind that 
employees must have the required skills to be successful in their positions. 

In accordance with this policy and ASX Corporate Governance Principles, the Board has established the following 
objectives in relation to gender diversity. We currently meet our objectives but will continue to monitor and improve 
on our objectives to be in line with our Company’s needs and direction. A written diversity policy has been developed 
by the Board to ensure gender diversity.

24

CORPORATE GOVERNANCE STATEMENT

Number of women employees in the whole 
organisation

Number of women in senior executive positions

Number of women on the Board

Shareholding and trading

Objective

Actual

Number

22

3

2

%

75

43

29

Number

24

3

2

%

83

43

29

The Board encourages directors and senior executives to own shares in the Company to further link their interests 
with the interests of all shareholders. Trading of shares by directors or senior executives is prohibited under certain 
circumstances and as described in the ASX Listing Rules and during certain periods of the fi nancial year.  A director 
or senior executive must not deal in the Company shares at any time when he or she has unpublished information 
which, if generally available, might aff ect the share price. Directors are required to notify the Company Secretary 
following dealing.

Safeguard integrity

The  Board  has  established  an  Audit  Committee  comprised  of  the  two  non-executive  directors.    This  committee 
operates under a charter to enable it to perform its roles and responsibilities. Where considered appropriate, the 
Company’s external auditors and the Company’s management are invited to attend meetings. The members of the 
Audit Committee are:

•  Mr Heng Boo Fong (Chairman)
•  Mr Paul Vui Yung Lee

The  qualifi cations  of  members  of  the  committee  together  with  their  attendances  at  committee  meetings  are 
disclosed in the Directors’ Report within this Annual Report.

The role of the Audit Committee is to assist the Board fulfi ll its responsibilities in relation to the identifi cation of the 
areas of signifi cant business risks and the monitoring of the following:
Eff ective management of fi nancial and other business risks;
• 
•  Reliable management reporting;
•  Compliance with laws and regulations in respect to fi nancial reporting;
•  Maintenance of eff ective and effi  cient audits;
•  Meeting with external auditors on a twice-yearly basis and informally as circumstances require; and
•  Recommending to the Board the appointment, rotation, removal and remuneration of the external auditors, and 
review their terms of engagement, and the scope and quality of the audit. Periodically, the Audit Committee 
reviews the appointment of the external audit engagement partners using a formal process of evaluation to 
determine the most appropriate level of skills and experience to suit the size and complexity of the Company.

The Audit Committee provides the Board with additional assurances regarding the reliability of fi nancial information 
for inclusion in the fi nancial statements. 

The committee is chaired by an independent chair who is not the chairman of the Board.

Timely and balanced disclosure

The Board recognises the need to comply with ASX Listing Rule 3.1 concerning continuous disclosure. 

At each meeting of directors, consideration is given as to whether notice of material information concerning the 
Company, including its fi nancial position, performance, ownership and governance has been made available to all 
investors.

The Continuous Disclosure Policy also requires senior executives in possession of disclosable information to comply 
with that policy.

25

Communication with shareholders

The Board aims to ensure that shareholders, on behalf of whom they act, are informed of all major developments 
aff ecting the Company’s activities and its state of aff airs, including information necessary to assess the perform ance 
of the directors.

Communication with shareholders is achieved through the distribution of the following information:

• 
• 
• 

The Annual Report distributed to shareholders;
The Half Yearly Report which is available on the Company’s web site;
The  Annual  General  Meeting  and  other  meetings  called  to  obtain  shareholder  approval  for  Board  action  as 
appropriate. Shareholders are encouraged to attend and participate at the Company’s Annual General Meeting 
and other General Meetings;
Letters to shareholders when considered to be appropriate and informative;

• 
•  Announcements to the Australian Securities Exchange; and
• 

Investor information through the Company’s internet portal at www.aamg.co.

The Company strives to ensure that Company announcements via the ASX are made in a timely manner, are factual, 
do not omit material information and are expressed in a clear and objective manner.

Shareholders’ role

The  shareholders  of  the  Company  are  responsible  for  voting  on  the  election  of  directors  at  the  Annual  General 
Meeting in accordance with the constitution.

All directors (other than a Managing Director) are subject to re-election by rotation, no later than every three years.

The  Annual  General  Meeting  also  provides  shareholders  with  the  opportunity  to  express  their  views  on  matters 
concerning the Company and to vote on other items of business for resolution by shareholders.

Risk management

The Board is responsible for overseeing the risk management function.  The Company believes that it is crucial for 
all Board members to be a part of the process and as such has established risk management as a component of the 
Audit Committee.

The Board is responsible for ensuring the risks and opportunities are identifi ed on a timely basis. 

The Board has a number of mechanisms in place to ensure the management’s objectives and activities are aligned 
with the risks identifi ed by the Committee.  These include the following:
• 
•  Board monitoring of progress against these budgets, including the monitoring of key performance indicators of 

Implementation of Board approved operating plans and budgets;

both a fi nancial and non fi nancial nature; and
The establishment of committees to report on specifi c risk as identifi ed.

• 

Internal Risk Management System Compliance

Management  is  accountable  to  the  Board  to  ensure  that  operating  effi  ciency,  eff ectiveness  of  risk  management 
procedures,  internal compliance control  systems  and controls  and  policies  are  all  being  monitored.  Management 
has designed and implemented a risk management and internal control system to manage the Company’s material 
business risks and reports to the Board at each meeting on the eff ective management of those risks. The Company 
has developed a series of operational risks which the Company believes to be inherent in the industry in which the 
Company operates. These include:
•  Changed operating, market or regulatory environments;
• 
• 
• 

Fluctuations in demand volumes;
Fluctuations in exchange rates; and
Increasing costs of operations.

These risk areas are provided here to assist investors better understand the nature of the signifi cant risks faced by 
the Company.

26

CORPORATE GOVERNANCE STATEMENT

Monitoring Performance

The Board and senior management monitor the performance of all divisions through the preparation of monthly 
management accounts. The monthly management accounts are prepared using accrual accounting techniques and 
report each business unit’s result as contribution after overhead allocation. These monthly management accounts 
are compared to monthly budgets, which have been set allowing for the seasonality of anticipated revenues and 
costs in each of the divisions.

The  monitoring of  the  Company’s  performance  by  the  Board  and  management  assists  in  identifying  the correct 
allocation of resources and staff  to maximise the overall return to share holders.

A performance evaluation for senior management was undertaken during the year and was in accordance with the 
process developed by the Board for that purpose.

Details  of  the  structure  of  non-executive  directors’  and  senior  executives’  remuneration  are  included  in  the 
Remuneration Report within the Directors’ Report in this Annual Report.

Nomination and Remuneration

Nomination and Remuneration Committee

The  Nomination  and  Remuneration  Committee  is  comprised  of  two  non-executive  directors.  The  role  of  the 
Nomination and Remuneration Committee is to make decisions on the following matters:
•  Determine the appropriate size and composition of the Board;
•  Determine the terms and conditions of appointment to and retirement from the Board;
•  Develop appropriate criteria for Board membership;
•  Reviewing membership of the Board and proposing candidates for consideration by the Board; 
•  Arranging a review of the Board’s own performance;
•  Determine the Company’s remuneration plans, policies and practices, including compensation arrangements for 
the non-executive directors, executive directors, Group Chief Operating Offi  cer, Group Chief Financial Offi  cer 
and senior executives; and

•  Responsible for considering general remuneration policies and practices, recruitment and termination policies 

and superannuation requirements.

Details of the attendance of directors at the Nomination and Remuneration Committee meetings are disclosed in 
the Directors’ Report in this Annual Report.

The  Board  believes  that  it  has  the  right  numbers  and  skill  sets within  its  Board  members  for  the current  size of 
the Company, and is confi dent that each non-executive director brings independent judgement to bear on Board 
decisions.

The Company does not have a policy to preclude its executives from entering into transactions to limit their economic 
risk  from  investing  in  Company  shares,  options  or  rights  and  has  made  executives  aware  of  their  obligations  in 
relation to fi nancial commitments against shares issued under the executive securities plan and has requested that 
they take suffi  cient professional advice in relation to their individual fi nancial position. 

There are no retirement schemes or retirement benefi ts other than statutory benefi ts for non-executive directors.

27

DIRECTORS’ REPORT 

The  directors  present  their  report,  together  with  the  fi nancial  statements  of  the  Asian  American  Medical  Group 
Limited (“the Group”) for the year ended 31(cid:428)August 2014.

Directors 
The directors of the Group at any time during or since the end of the fi nancial year are as set out below.

Dato’ Dr Kai Chah Tan (Executive Chairman)
Ms Pamela Anne Jenkins (Executive Director) 
Mr Wing Kwan Teh (Non-Executive Director) 
Mr Evgeny Tugolukov (Non-Executive Director) 
Mr Heng Boo Fong (Independent Non-Executive Director) 
Mr Paul Vui Yung Lee (Independent Non-Executive Director)
Ms Jeslyn Jacques Wee Kian Leong (Independent Non-Executive Director)

The skills, experience, expertise and tenure of each director are disclosed in the profi le of directors section within 

the Annual Report.

Principal activities

The principal activity of Asian American Medical Group Limited and its controlled entities (“AAMG” or “the Group”) 
is  that  of  provision  of  specialised  medical  services  to  cater  for  patients  seeking  treatment  for  liver  and  blood 
diseases and transplantation under its Comprehensive Transplant Centre (“CTC”). There has been no change in the 
principal activity of the Group during the fi nancial year.

Company Secretary

The following person held the position of company secretary at the end of the fi nancial year:

Mr Dario Nazzari

Dario Nazzari has a Bachelor of Commerce, a Diploma in Financial Planning and has more than 17 years professional 
experience. He is a Chartered Accountant and a member of the Institute of Chartered Accountants.

Review and results of operations

Details of the Operations of AAMG during the year, the fi nancial position and the strategies and prospects for the 
future years can be found in the Chairman and Executive Director’s message found on pages 6 to 9 and Financial 
Review section on pages 16 and 18, which forms part of this Annual Report.

28

DIRECTORS’ REPORT

Directors’ meetings

The  following  table  sets out  the  number of director’s  meetings  (including  meetings of  Committees of directors) 
held during the fi nancial year and the number of meetings attended by each director (while they were a director or 
committee member). During the fi nancial year, fi ve (5) Board meetings, four (4) Audit Committee meetings and two 
(2) Nomination and Remuneration Committee meetings were held.

Directors’ 
Meetings

Audit Committee
Meetings

Joint Nomination 
and Remuneration 
Committee
Meetings

Number 
Eligible 
to 
attend

Number 
Attended

Number 
Eligible 
to 
attend

Number 
Attended

Number 
Eligible 
to 
attend

Number 
Attended

Dato’ Dr Kai Chah Tan

Ms Pamela Anne Jenkins

Mr Wing Kwan Teh

Mr Evgeny Tugolukov

Mr Heng Boo Fong

Mr Paul Vui Yung Lee

Ms Jeslyn Jacques Wee Kian Leong

5

5

5

5

5

5

5

5

5

5

5

5

5

5

-

-

-

-

4

4

-

-

-

-

-

4

4

-

-

-

-

-

2

2

-

-

-

-

-

2

2

-

Directors’ interest

The relevant interests of each director in the shares of the parent entity at the date of this report are as follows:

Director 
Dato’ Dr Kai Chah Tan 
Ms Pamela Anne Jenkins 
Mr Wing Kwan Teh 
Mr Evgeny Tugolukov 
Mr Heng Boo Fong 
Mr Paul Vui Yung Lee 
Ms Jeslyn Jacques Wee Kian Leong 

Number of shares
102,298,250
21,324,600
4,084,090
^ 21,000,000
-
-
-

^ Indirect interest through RusSing Med Holdings Pte Ltd.

None of the directors have share options in the Company.

29

Dividends paid or recommended

A fi nal dividend in respect of the year ended 31 August 2013 of S$235,842 (representing a dividend of A$0.001 per 
ordinary share) was paid on 12 December 2013. 

No  interim  or  fi nal  dividend  has  been  paid  or  recommended  by  the  Directors  for  the  fi nancial  year  ended
31 August 2014.

Signifi cant changes in state of aff airs

There were no signifi cant changes in the state of aff airs of the Group during the year.

Events subsequent to balance date

No other matters or circumstances have arisen since the end of the fi nancial year which signifi cantly aff ected or may 
signifi cantly aff ect the operations of the Group, the results of those operations, or the state of aff airs of the Group 
in future fi nancial years.

Likely developments

Likely developments,  future  prospects  and  business  strategies of  the operations of  the Group  and  the expected 
results of those operations in future years are detailed in the Chairman’s and Executive Director’s message on pages 
6 to 9. These are mainly in line with the Group’s growth strategies as follows:

1) 

2) 

3) 

Continue with the Group’s geographical expansion plans and build on existing presence overseas such as in 
Malaysia and Myanmar;
Continue to widen AAMG’s service off erings to include project consultancy and other medical disciplines; 
and 
Strengthen our position by increasing our marketing eff orts on our core markets for liver and bone marrow 
such as UAE, Indonesia and Malaysia.

Options

At the date of this report, the unissued ordinary shares of AAMG under option are as follows:

Grant Date

Exercise Price

outstanding at

Options 

1.9.2013

Options 

granted

Options 

exercised/ 

cancelled/ 

lapsed

Options 

outstanding at 

Exercise period

31.8.2014

17.1.2011

$0.088

1,299,000

-

-

1,299,000

17.1.2012 to 

17.1.2016

Option holders do not have any rights to participate in any issues of shares or other interests in the company or any 
other entity.

Except as disclosed above, there have been no unissued shares or interests under option of any controlled entity 
within the Group during or since reporting date.

For details of options issued to key management personnel as remuneration, refer to the Remuneration Report.

During the fi nancial year, no ordinary shares were issued as a result of the exercise of options.

Environmental regulation 

The  Company’s  operations  are  not  regulated  by  any  signifi cant  environmental  regulation  under  a  law  of  the 
Commonwealth or of a State or Territory.

The directors are not aware of any particular or signifi cant environmental issues which have been raised in relation 
to  the  Company’s  operations  during  the  fi nancial  year.  The  directors  are  also  not  aware  of  any  breach  in  the 
environmental regulations in Singapore, Malaysia and Vietnam during the fi nancial year.

30

DIRECTORS’ REPORT

REMUNERATION REPORT (Audited)

The Directors of Asian American Medical Group Limited (“AAMG” or ‘the Group’) present the Remuneration Report 
for  Non-Executive  Directors,  Executive  Directors  and other  Key  Management  Personnel,  prepared  in  accordance 
with the Corporations Act 2001 and the Corporations Regulations 2001.

Details of Members of Key Management Personnel

The key management personnel of the Group during the fi nancial year ended 31 August 2014 are listed below.

Directors:
Dato’ Dr Kai Chah Tan – Executive Director and Chairman
Ms Pamela Anne Jenkins – Executive Director
Mr Wing Kwan Teh - Non-Executive Director
Mr Evgeny Tugolukov - Non-Executive Director 
Mr Heng Boo Fong - Independent Non-Executive Director
Mr Paul Vui Yung Lee - Independent Non-Executive Director 
Ms Jeslyn Jacques Wee Kian Leong - Independent Non-Executive Director 

Other key management personnel:
Mr Cherinjit Kumar Shori – Group Chief Operating Offi  cer
Mr Meng Yau Yeoh – Group Chief Financial Offi  cer

The skills, experience, expertise and tenure of each director and key management personnel are disclosed in the 
profi le of directors and key management personnel sections respectively within the Annual Report.

The Remuneration Report is set out under the following main headings: 

a. 
b. 
c. 
d. 
e. 

principles used to determine the nature and amount of remuneration;
details of remuneration;
service agreements;
share-based remuneration; and
other information.

a. 

Principles used to determine the nature and amount of remuneration

The principles of the Group’s executive strategy and supporting incentive programs and frameworks are: 
• 
• 

to align rewards to business outcomes that deliver value to shareholders;
to  drive  a  high  performance  culture  by  setting  challenging  objectives  and  rewarding  high  performing 
individuals; and 
to  ensure  remuneration  is  competitive  in  the  relevant  employment  market  place  to  support  the  attraction, 
motivation and retention of executive talent.

• 

AAMG  has  structured  a  remuneration  framework  that  is  market  competitive  and  complementary  to  the  reward 
strategy of the Group.

The  Board  has  established  a  Nomination  and  Remuneration  Committee  which  operates  in  accordance  with  its 
charter as approved by the Board and is responsible for determining and reviewing compensation arrangements for 
the Directors and the Executive Team.

The Nomination and Remuneration Committee, consisting of at least two non-executive directors, is responsible for 
making recommendations on remuneration policies and packages applicable to Board members and for approval 
of remuneration for executive offi  cers of the Group taking into account the fi nancial position of the Consolidated 
Group.  The  Board  remuneration  policy  per  the  formal  Charter  is  to  ensure  the  remuneration  package  properly 
refl ects the person’s duties and responsibilities, and that remuneration is competitive in attracting, retaining and 
motivating people of the highest quality.

The Constitution of the Company specifi es that the aggregate remuneration of directors, other than salaries paid 
to executive directors, shall be determined from time to time by general meeting. An amount not exceeding the 
amount determined is divided between those directors as they agree. The latest determination was at the Annual 
General  Meeting  held  on  23  November  2009  when  shareholders  approved  an  aggregate  remuneration  pool  of 
A$200,000 per annum.

The  Board  as  a  whole  determines  the  amount  of  the  fees  paid  to  each  non-executive  director.  The  amount 
proposed  to  be  paid  to  each  non-executive  director  during  the  year  is  between  A$15,000  -  A$25,000
(2013 : A$15,000 - A$25,000).

31

The remuneration structure that has been adopted by the Group consists of the following components: 
• 
• 

fi xed remuneration being annual salary; and 
short term incentives, being employee share schemes and bonuses.  

The Nomination and Remuneration Committee assess the appropriateness of the nature and amount of remuneration 
on  a  periodic  basis  by  reference  to  recent employment  market conditions with  the overall objective of ensuring 
maximum stakeholder benefi t from the retention of a high quality Board and Executive Team.

The  payment  of  bonuses,  share  options  and  other  incentive  payments  are  reviewed  by  the  Nomination  and 
Remuneration Committee annually as part of the review of executive remuneration and a recommendation is put to 
the Board for approval. All bonuses, options and incentives must be linked to pre-determined performance criteria.  

Short Term Incentive (“STI”)

AAMG performance measures involve the use of annual performance objectives, metrics, performance appraisals 
and continuing emphasis on living the Company values.

The performance measures are set annually after consultation with the Directors and executives and are specifi cally 
tailored to the areas where each executive has a level of control. The measures target areas the Board believes hold 
the greatest potential for expansion and profi t and cover fi nancial and non-fi nancial measures.

The Key Performance Indicators (“KPI’s”) for the Executive Team are summarised as follows:

Performance area: 
• 
• 

fi nancial - operating profi t and earnings per share; and 
non-fi nancial - strategic goals set by each individual business unit based on job descriptions.

The STI Program incorporates both cash and share-based components for the Executive Team and other employees.  
The Board may, at its discretion, award bonuses for exceptional performance in relation to each person’s pre-agreed 
KPIs

Voting and comments made at the Company’s last Annual General Meeting

AAMG received more than 99% of ‘yes’ votes on its Remuneration Report for the fi nancial year ended 31 August 
2013. The Company received no specifi c feedback on its Remuneration Report at the Annual General Meeting.

Consequences of performance on shareholder wealth

In considering the Group’s performance and benefi ts for shareholder wealth, the Board have regard to the following 
indices in respect of the current fi nancial year and the previous four fi nancial years: 

Item

EPS (S cents)

Dividends (S cents per share)

Net (loss)/profi t (S$000)

Share price (A$)

2014

2013

2012

2011

2010

(1.19)

-

(2,493)

0.08

0.12

0.20

231

0.14

1.35

0.50

2,506

0.09

0.86

0.40

1,541

0.09

1.24

0.90

2,340

0.07

Used of Remuneration in Consultants

AAMG did not make use of Remuneration Consultants during the fi nancial year.

32

 
DIRECTORS’ REPORT

b. 

Details of remuneration

Details of the nature and amount of each element of the remuneration of each Key Management Personnel (“KMP”) 
of AAMG are shown in the table below:

Short Term Employee Benefi t

Post-
employment 
benefi t

Share 
based 
Payments

Termination 
benefi ts

Cash salary 
and fees

Cash 
bonus

Non-
monetary 
Benefi ts

Central 
Provident 
Fund

Options

Termination 
payments

Total

Performance 
based 
percentage 
of 
remuneration

31 August 2014

S$

S$

S$

S$

S$

S$

S$

%

Executive Director

Dato’ Dr Kai Chah Tan

2,400,000

50,533

Ms Pamela Anne 
Jenkins

Non-Executive Directors

480,000

50,533

Mr Wing Kwan Teh 

25,568

Mr Evgeny Tugolukov

4,275

Mr Heng Boo Fong

Mr Paul Vui Yung Lee

Ms Jeslyn Jacques
Wee  Kian Leong 

25,568

10,072

17,340

Other Key Management Personnel

-

-

-

-

-

Mr Cherinjit
Kumar Shori

252,000 59,500

Mr Meng Yau Yeoh

168,666

49,872

3,383,489 210,438

-

-

-

-

-

-

-

-

-

-

6,300

8,400

-

-

-

-

-

-

-

-

-

-

-

-

13,600

5,296

13,601

2,874

- 2,456,833

-

-

-

-

-

-

-

-

538,933

25,568

4,275

25,568

10,072

17,340

330,396

235,013

41,901

8,170

- 3,643,998

2%

9%

-

-

-

-

-

18%

21%

-

The cash bonus relates to bonus that was vested during the year and is subject to approval by the Nomination and 
Remuneration Committee. The cash bonus is paid between November and December every year and no part of 
the bonus is payable in the future years. There was no bonus that was forfeited during the year.

33

Short Term Employee Benefi t

Post-
employment 
benefi t

Share 
based 
Payments

Termination 
benefi ts

Cash salary 
and fees

Cash 
bonus

Non-
monetary 
Benefi ts

Central 
Provident 
Fund

Options

Termination 
payments

Total

Performance 
based 
percentage 
of 
remuneration

31 August 2013

S$

S$

S$

S$

S$

S$

S$

%

2,473,925

554,400

3%

12%

Executive Director

Dato’ Dr Kai Chah Tan

2,400,000

65,000

Ms Pamela Anne 
Jenkins

Non-Executive Directors

474,000

65,000

Mr Wing Kwan Teh 

27,586

Mr Evgeny Tugolukov 
(2)

-

Mr Heng Boo Fong

27,586

Mr Paul Vui Yung Lee 
(2)

Mr Harry Vui Khiun 
Lee (1)

Ms Jeslyn Jacques
Wee  Kian Leong 

-

18,568

12,379

-

-

-

-

-

-

Other Key Management Personnel

Mr Cherinjit
Kumar Shori

252,000

73,500

Mr Meng Yau Yeoh

154,200

53,040

3,366,319 256,540

-

-

-

-

-

-

-

-

-

-

-

8,925

15,400

-

-

-

-

-

-

-

-

-

-

-

-

-

-

10,240

15,054

13,600

8,171

-

-

-

-

-

-

-

-

-

-

27,586

-

27,586

-

18,568

12,379

350,794

229,011

48,165

23,225

- 3,694,249

-

-

-

-

-

-

21%

23%

-

(1)  Mr Harry Vui Khiun Lee resigned on 31 January 2013
(2)  Mr Evgeny Tugolukov and Mr Paul Vui Yung Lee were appointed during the fi nancial year end 31 August 2013.

The cash bonus relates to bonus that was vested during the year and is subject to approval by the Nomination and 
Remuneration Committee. The cash bonus is paid between November and December every year and no part of the 
bonus is payable in the future years. There was no bonus that was forfeited during the year.

34

DIRECTORS’ REPORT

c. 

Service agreements

Remuneration and other terms of employment for the Executive Directors and other Key Management Personnel 
are formalised in a service agreement.  The major provisions of the agreements relating to remuneration are set out 
below:

Name

Dato’ Dr Kai Chah Tan

Ms Pamela Anne Jenkins

Mr Cherinjit Kumar Shori

Mr Meng Yau Yeoh

Base salary per month 
(S$)

Term of agreement

Notice period

200,000

40,000

21,000

14,166

No fi xed term

No fi xed term

No fi xed term

No fi xed term

2 months

2 months

1 month

1 month

d. 

Share-based remuneration

All directors and executives may be allocated options to acquire shares in the Group under the Incentive Option 
Scheme approved by shareholders from time to time. The last such scheme was approved by shareholders at the 
Annual General Meeting of shareholders held on 6 December 2010. 

Grant details

For the fi nancial year ended
31 August 2014

Overall

Date

No.

Value $
(Note 1)

Exercised
no.

Exercised
$

Lapsed 
no.

Lapsed
$

Vested
no.

Vested
%

Unvested
%

Lapsed
%

Percentage 
Remuneration 
that are 
options

Group Key 
Management 
Personnel

Mr Cherinjit 
Kumar Shori

Mr Meng Yau 
Yeoh

17.1.2011 842,000 46,858

17.1.2011 457,000 25,433

-

-

-

-

-

-

-

-

-

-

-

-

842,000 100%

457,000 100%

-

-

-

-

2%

1%

1,299,000

Note 1  The value of options granted as remuneration and as shown in the above table has been

determined in accordance with applicable accounting standards.

35

e. 

Other Information

KMP Options and Right Holdings

All KMP may be allocated options to acquire shares in the Group under the Incentive Option Scheme approved by 
shareholders from time to time. The last such scheme was approved by shareholders at the Annual General Meeting 
of shareholders held on 6 December 2010. 

The number of options over ordinary shares held by each KMP of the Group during the fi nancial year is as follows:

Balance at 
beginning 
of year

Granted as 
remuner-
ation during 
the year

Exercised 
during 
the year

Lapsed/ 
cancelled

Balance 
at end of 
year

Balance 
vested 
as end of 
year

Vested 
during 
the year

Mr Meng Yau Yeoh

457,000

1,299,000

31 August 2014

Dato’ Dr Kai Chah 
Tan

Ms Pamela Anne 
Jenkins

Mr Wing Kwan Teh

Mr Evgeny 
Tugolukov

Mr Heng Boo 
Fong

Mr  Paul  Vui  Yung 
Lee

Ms Jeslyn Jacques 
Wee Kian Leong

Mr Cherinjit Kumar 
Shori

31 August 2013

Dato’ Dr Kai Chah 
Tan

Ms Pamela Anne 
Jenkins

Mr Wing Kwan Teh

Mr Heng Boo Fong

Mr Harry Vui Khiun 
Lee

Ms Jeslyn Jacques 
Wee Kian Leong

Mr Cherinjit Kumar 
Shori

-

-

-

-

-

-

-

842,000

-

-

-

-

-

-

842,000

Mr Meng Yau Yeoh

457,000

1,299,000

36

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

 -

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

842,000

842,000

281,000

457,000

457,000

153,000

1,299,000

1,299,000

434,000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

 -

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

842,000

561,000

281,000

457,000

304,000

152,000

1,299,000

865,000

433,000

Balance at 
beginning 
of year

Granted as 
remuner-
ation during 
the year

Exercised 
during 
the year

Lapsed/ 
cancelled

Balance 
at end of 
year

Balance 
vested 
as end of 
year

Vested 
during 
the year

DIRECTORS’ REPORT

KMP Shareholdings

The  number  of  ordinary  shares  in  Asian  American  Group  Limited  held  by  each  KMP  of  the  Group  during  the 
fi nancial year is as follows:

31 August 2014

Balance at 
beginning of 
year

Issued 
during the 
year

Issued on 
exercise 
of options 
during the 
year

Other changes 
during the 
year

Balance at end 
of year

Dato’ Dr Kai Chah Tan

102,298,250

Ms Pamela Anne Jenkins

21,324,600

Mr Wing Kwan Teh

Mr Evgeny Tugolukov

Mr Heng Boo Fong

Mr Paul Vui Yung Lee
Ms  Jeslyn  Jacques  Wee  Kian 

Leong
Mr Cherinjit Kumar Shori

Mr Meng Yau Yeoh

4,084,090

21,000,000

-

-

-

-

-

148,706,940

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

102,298,250

21,324,600

4,084,090

21,000,000

-

-

-

-

-

148,706,940

31 August 2013

Balance at 
beginning of 
year

Issued 
during the 
year

Issued on 
exercise 
of options 
during the 
year

Other changes 
during the 
year

Balance at end 
of year

Dato’ Dr Kai Chah Tan

102,298,250

Ms Pamela Anne Jenkins

21,324,600

Mr Wing Kwan Teh

4,084,090

Mr Evgeny Tugolukov

Mr Heng Boo Fong

Mr Harry Vui Khiun Lee
Ms  Jeslyn  Jacques  Wee  Kian 

Leong
Mr Cherinjit Kumar Shori

Mr Meng Yau Yeoh

-

-

561,915

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

102,298,250

21,324,600

4,084,090

21,000,000*

21,000,000*

-

(561,915)^

-

-

-

-

-

-

-

-

128,268,855

20,438,085

148,706,940

* at date of appointment
^ resigned on 31 January 2013

Other KMP Transactions
There  have  been  no  other  transactions  involving  equity  instruments  other  than  those  described  in  the  tables 
above. For details of other transactions with KMP, refer to Note 27: Related Parties.

End of audited remuneration report.

37

DIRECTORS’ REPORT

Indemnifi cation and insurance of offi  cers

The Company is required to indemnify the directors and other offi  cers of the Company against any liabilities incurred 
by the directors and offi  cers that may arise from their position as directors and offi  cers of the Company. No costs 
were incurred during the year pursuant to this indemnity.

The  Company  has  entered  into  deeds  of  indemnity  with  each  director  whereby,  to  the  extent  permitted  by  the 
Corporations Act 2001, the Company agreed to indemnify each director against all loss and liability incurred as an 
offi  cer of the Company, including all liability in defending any relevant proceedings.

Since the end of the previous year the Company has paid insurance premiums in respect of directors’ and offi  cers’ 
liability and legal expenses’ insurance contracts.

The terms of the policies prohibit disclosure of details of the amount of the insurance cover, the nature thereof and 
the premium paid.

Proceedings on behalf of the Company

No person has applied to the Court under section 237 of the Corporations Act 2001 for leave to bring proceedings 
on behalf of the Company or to intervene in any proceedings to which the Company is a party for the purpose of 
taking responsibility on behalf of the Company for all or part of those proceedings. There were no such proceedings 
brought or interventions on behalf of the Company with leave from the Court under section 237 of the Corporations 
Act 2001.

Non-audit services

During the year, Grant Thornton, the Group’s auditors, performed certain other services in addition to their statutory 
audit duties.

The Board has considered the non-audit services provided during the year by the auditor and, in accordance with 
written  advice  provided  by  resolution  of  the  Audit  Committee,  is  satisfi ed  that  the  provision  of  those  non-audit 
services during the year is compatible with, and did not compromise, the auditor independence requirements of the 
Corporations Act 2001 for the following reasons: 
•  All non-audit services were subject to the corporate governance procedures adopted by the Group and have 
been reviewed by the Audit Committee to ensure they do not impact upon the impartiality and objectivity of 
the auditor; and 
The non-audit services do not undermine the general principles relating to auditor independence as set out 
in  APES  110  Code  of  Ethics  for  Professional  Accountants,  as  they  did  not  involve  reviewing  or  auditing  the 
auditor’s own work, acting in a management or decision-making capacity for the Group, acting as an advocate 
for the Group or jointly sharing risks and rewards. 

• 

Details of the amounts paid to the auditors of the Group, Grant Thornton, and its related practices for audit and non-
audit services provided during the year are set out in note 8 to the Financial Statements. 

Auditor’s Independence Declaration
A copy of the auditor’s independence declaration as required by section 307C of the Corporations Act 2001 for 
the year ended 31 August 2014 has been received as set out immediately following the end of the Directors’ report.

The Report of Directors is signed in accordance with a resolution of the Board of Directors.

Dato’ Dr Kai Chah Tan
Dato’ Dr Kai Chah Tan
E
Executive Chairman

Ch i

ti

3 November 2014

38

  
Level 1,
67 Greenhill Rd
Wayville SA 5034

Correspondence to:
GPO Box 1270
Adelaide SA 5001

T 61 8 8372 6666
F 61 8 8372 6677
E info.sa@au.gt.com
W www.grantthornton.com.au

AUDITOR’S INDEPENDENCE DECLARATION
TO THE DIRECTORS OF ASIAN AMERICAN MEDICAL GROUP LIMITED

In accordance with the requirements of section 307C of the Corporations Act 2001, 
as lead auditor for the audit of Asian American Medical Group Limited for the year 
ended 31 August 2014, I declare that, to the best of my knowledge and belief, there 
have been:

a 

b 

no contraventions of the auditor independence requirements of the 
Corporations Act 2001 in relation to the audit; and

no contraventions of any applicable code of professional conduct in relation to 
the audit.

GRANT THORNTON AUDIT PTY LTD
Chartered Accountants

S J Gray
Director – Audit & Assurance

Adelaide, 3 November 2014

Grant Thornton Audit Pty Ltd ACN 130 913 594
a subsidiary or related entity of Grant Thornton Australia Ltd ABN 41 127 556 389

‘Grant Thornton’ refers to the brand under which the Grant Thornton member fi rms provide assurance, tax and advisory services to their clients and/
or refers to one or more member fi rms, as the context requires. Grant Thornton Australia Ltd is a member fi rm of Grant Thornton International Ltd 
(GTIL). GTIL and the member fi rms are not a worldwide partnership. GTIL and each member fi rm is a separate legal entity. Services are delivered by 
the member fi rms. GTIL does not provide services to clients. GTIL and its member fi rms are not agents of, and do not obligate one another and are not 
liable for one another’s acts or omissions. In the Australian context only, the use of the term ‘Grant Thornton’ may refer to Grant Thornton Australia 
Limited ABN 41 127 556 389 and its Australian subsidiaries and related entities. GTIL is not an Australian related entity to Grant Thornton Australia 
Limited.

Liability limited by a scheme approved under Professional Standards Legislation. Liability is limited in those States where a 
current scheme applies.

Our Ref: Asian American Medical Group_Aug 14.Docx

39

 
Asian American
Medical Group Limited

ABN NUMBER 42 091 559 125

Annual report for the year ended
31 August 2014

40

  CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND OTHER 
COMPREHENSIVE INCOME
For the year ended 31 August 2014

   Revenue

Other operating income

Changes in inventories

Inventories

Purchase services

Employment benefi ts expense

Operating lease expense

Depreciation and amortisation expenses

Directors’ fees

Related party loan written off 

Finance expense

Other expenses

Profi t before income tax

Income tax benefi t/(expense)

(Loss)/Profi t for the year

Other comprehensive income:
Items that may be reclassifi ed subsequently to profi t or loss 
Net eff ect of foreign currency translation

Consolidated Group

Year ended

Year ended

Note

31 August 
2014

31 August 
2013

S$

S$

3

3

27

4

5

6

(cid:428)

16,201,710

19,399,378

101,398

30,622

67,033

56,216

(2,703,528)

(2,124,813)

(5,420,798)

(8,721,636)

(7,905,271)

(6,632,480)

(670,631)

(586,095)

(185,350)

(186,365)

(267,027)

(3,943)

(143,220)

(78,081)

-

(4,326)

(1,535,458)

(900,688)

(2,544,641)

51,509

(2,493,132)

331,288

(99,865)

231,423

100,023

(20,696)

Total comprehensive (loss)/income for the year

(2,393,109)

210,727

(Loss)/Profi t attributable to :

Members of the parent entity

(2,493,132)

231,423

(2,493,132)

231,423

Total comprehensive (loss)/income attributable to :

Members of the parent entity

(2,393,109)

210,727

Earnings per share                                                                             

From continuing operations:

Basic (loss)/earnings per share (S cents)                                                           10

Diluted (loss)/earnings per share (S cents)                                                        10

(1.19)

(1.19)

0.12

0.12

(2,393,109)

210,727

These fi nancial statements should be read in conjunction with the accompany notes.

41

CONSOLIDATED STATEMENT OF FINANCIAL POSITION

As at 31 August 2014

Current assets

Cash and cash equivalents

Trade and other receivables

Inventories

Income tax refundable

Total current assets

Non-current assets

Plant and equipment

Intangible assets

Balance with related party

Total non-current assets

Total assets

Current liabilities

Trade and other payables

Finance lease liabilities

Current tax liabilities

Total current liabilities

Non-current liabilities

Finance lease liabilities

Deferred tax liabilities

Total non-current liabilities

Total liabilities

Net assets

Equity

Issued capital

Reserves

Retained earnings

Total equity

Note

Consolidated Group

2014

S$

2013

S$

11

12

14

18

(cid:428)

15

16

13

(cid:428)

(cid:428)

17

19

18

(cid:428)

19

18

(cid:428)

(cid:428)

(cid:428)

20

21

(cid:428)

(cid:428)

5,292,123

1,786,481

403,641

17,000

7,317,924

3,472,770

373,019

-

7,499,245

11,163,713

468,349

266,123

-

734,472

594,063

266,123

320,765

1,180,951

8,233,717

12,344,664

2,925,484

4,207,918

29,580

-

49,059

141,028

2,955,064

4,398,005

-

-

-

29,580

17,645

47,225

2,955,064

4,445,230

5,278,653

7,899,434

4,267,495

4,267,495

178,185

832,973

69,992

3,561,947

5,278,653

7,899,434

42

These fi nancial statements should be read in conjunction with the accompany notes.

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY

For year ended 31 August 2014

Issued 

Capital 

Retained 
Earnings

Foreign 
Currency 
Translation 
Reserve

Employee 
share option 
reserve

Total

S$

S$

S$

S$

S$

Balance at 1.9.2012

266,133

4,288,487

26,679

40,896

4,622,195

Profi t for the year

Other comprehensive loss

Employee share option

-

-

-

Shares issued during the year

4,001,362

231,423

-

-

-

-

(20,696)

-

-

-

-

-

231,423

(20,696)

23,113

23,113

-

-

4,001,362

(957,963)

Dividend paid (note 9)

-

(957,963)

Balance at 31.8.2013

4,267,495

3,561,947

5,983

64,009

7,899,434

Balance at 1.9.2013

4,267,495

3,561,947

5,983

64,009

7,899,434

Loss for the year

Other comprehensive income

Employee share option

Dividend paid (note 9)

-

-

-

-

-

-

(235,842)

(2,493,132)

-

100,023

-

-

(2,493,132)

100,023

-

-

8,170

8,170

-

(235,842)

Balance at 31.8.2014

4,267,495

832,973

106,006

72,179

5,278,653

These fi nancial statements should be read in conjunction with the accompany notes.

43

 C ONSOLIDATED STATEMENT OF CASH FLOWS

For year ended 31 August 2014

Cash fl ows from operating activities

Receipts from customers

Payments to suppliers and employees

Income tax paid

Consolidated Group

Year ended

Year ended

Note

31 August 2014

31 August 2013

S$

S$

18,157,786

20,214,587

(19,850,854)

(19,343,474)

(124,164)

(507,649)

Net cash (used in)/provided by operating activities

25a

(1,817,232)

363,464

Cash fl ows from investing activities

Purchase of property, plant and equipment

15a

(65,918)

(452,718)

Fixed deposit 

Interest received

Net cash used in investing activities

Cash fl ows from fi nancing activities

Proceeds from issue of new shares

Repayment of fi nance lease liabilities

Dividends paid

Finance cost

Net cash (used in)/generated from fi nancing activities

Net change in cash and cash equivalents held

Cash and cash equivalents at beginning of fi nancial year

Eff ect of exchange rate change on cash held in foreign 
currencies

(cid:428)

9

4

(cid:428)

(252,132)

(1,500,000)

76,187

33,980

(241,863)

(1,918,738)

-

4,001,362

(49,058)

(47,025)

(235,842)

(957,963)

(3,943)

(4,326)

(288,843)

2,992,048

(2,347,938)

5,696,038

1,436,774

4,271,067

70,005

(11,803)

Cash and cash equivalents at end of fi nancial year

(cid:428)11

3,418,105

5,696,038

44

These fi nancial statements should be read in conjunction with the accompany notes.

NOTES TO THE FINANCIAL STATEMENTS

For the year ended 31 August 2014

1. 

Statement of signifi cant accounting policies
Asian  American  Medical  Group  Limited  (“AAMG”  or  “Company”)  is  a  company  domiciled  in  Australia.  The 
consolidated fi nancial report of the Company as at and for year ended 31 August 2014 comprises the Company 
and its subsidiaries. The principal activity of AAMG is that of provision of specialised medical services to cater 
for  patients  seeking  treatment  for  liver  and  blood  diseases  and  transplantation  under  its  Comprehensive 
Transplant Centre (“CTC”). AAMG is a for profi t entity for the purpose of preparing fi nancial statements.

2. 

Statement of signifi cant accounting policies
This  fi nancial  report  includes  the  consolidated  fi nancial  statements  and  notes  of  Asian  American  Medical 
Group Limited (“AAMG”) and controlled entities (“Consolidated Group” or “Group”). 

  (a)  Basis of preparation

The consolidated general purpose fi nancial statements of the Group have been prepared in accordance with 
the  requirements  of  the  Corporation  Act  2001,  Australian  Accounting  Standards  and  other  authoritative 
pronouncements  of  the  Australian  Accounting  Standards  Board.  Compliance  with  Australian  Accounting 
Standards results in full compliance with the International Financial Reporting Standards (“IFRS”) as issued by 
the International Accounting Standards Board (“IASB”). 

Material accounting policies adopted in the preparation of this fi nancial report are presented below and have 
been consistently applied unless otherwise stated.

The fi nancial report has been prepared on an accruals basis and is based on historical costs, modifi ed, where 
applicable,  by  the  measurement  at  fair  value  of  selected  non-current  assets,  fi nancial  assets  and  fi nancial 
liabilities.

AAMG is a company domiciled in Australia. 

The consolidated  fi nal  report  is  presented  in  Singapore  Dollars  (SGD or  S$)  as  a  signifi cant  portion of  the 
group’s activity is denominated in Singapore Dollars.

These  consolidated  fi nancial  statements  have  been  approved  for  issue  by  the  Board  of  Directors  on  3 
November 2014.

  (b)  Principles of consolidation

The  Group  fi nancial  statements  consolidate  those  of  the  Parent  company  and  all  of  its  subsidiaries  as  of 
31  August  2014.  The  Parent  controls  a  subsidiary  if  it  is  exposed,  or  has  rights,  to  variable  returns  from 
its  involvement  with  the  subsidiary  and  has  the  ability  to  aff ect  those  returns  through  its  power  over  the 
subsidiary. All subsidiaries have a reporting date of 31 August.

All transactions and balances between Group companies are eliminated on consolidation, including unrealised 
gains and losses on transactions between Group companies. Where unrealised losses on intragroup asset sales 
are reversed on consolidation, the underlying asset is also tested for impairment from a group perspective. 
Amounts reported in the fi nancial statements of subsidiaries have been adjusted where necessary to ensure 
consistency with the accounting policies adopted by the Group.

Profi t or loss and other comprehensive income of subsidiaries acquired or disposed of during the year are 
recognised from the eff ective date of acquisition, or up to the eff ective date of disposal, as applicable.

Non-controlling  interests,  presented  as  part  of  equity,  represent  the  portion  of  a  subsidiary’s  profi t  or  loss 
and  net  assets  that  is  not  held  by  the  Group.  The  Group  attributes  total  comprehensive  income  or  loss  of 
subsidiaries  between  the  owners  of  the  parent  and  the  non-controlling  interests  based  on  their  respective 
ownership interests.

45

 
 
 
 
 
 
 
 
 
 
 
 
  (c)  Business combinations

Business combinations occur where an acquirer obtains control over one or more businesses and results in the 
consolidation of its assets and liabilities.

A  business  combination  is  accounted  for  by  applying  the  acquisition  method,  unless  it  is  a  combination 
involving entities or businesses under common control. The acquisition method requires that for each business 
combination one of the combining entities must be identifi ed as the acquirer (i.e. parent entity). The business 
combination will be accounted for as at the acquisition date, which is the date that control over the acquiree 
is obtained by the parent entity. At this date, the parent shall recognise, in the consolidated accounts, and 
subject to certain limited exceptions, the fair value of the identifi able assets acquired and liabilities assumed. In 
addition, contingent liabilities of the acquiree will be recognised where a present obligation has been incurred 
and its fair value can be reliably measured.

The acquisition may result in the recognition of goodwill (refer Note 2(j)) or a gain from a bargain purchase. 
The method adopted for the measurement of goodwill will impact on the measurement of any non-controlling 
interest to be recognised in the acquiree where less than 100% ownership interest is held in the acquiree.

The acquisition date fair value of the consideration transferred for a business combination plus the acquisition 
date  fair  value  of  any  previously  held  equity  interest  shall  form  the  cost  of  the  investment  in  the  separate 
fi nancial statements. Consideration may comprise the sum of the assets transferred by the acquirer, liabilities 
incurred by the acquirer to the former owners of the acquiree and the entity interest issued by the acquirer.

Reverse acquisition, where the cost of the business combination is deemed to have been incurred by the legal 
subsidiary (i.e. the acquirer for accounting purposes) in the form of equity instruments issued to the owners 
of  the  legal  parent  (i.e.  the  acquiree  for  accounting  purposes),  are  accounted  for  under  AASB  3:  Business 
Combinations. The method calculates the fair value of the instruments issued by the legal parent on the basis 
of existing instruments of the legal subsidiary.

All transaction costs incurred in relation to the business combination are expensed to the profi t or loss.

Non-controlling  interests,  presented  as  part  of  equity,  represent  the  portion  of  a  subsidiary’s  profi t  or  loss 
and net assets that is not held by the Group.  The Group attributes total comprehensive income or loss of 
subsidiaries  between  the  owners  of  the  parent  and  the  non-controlling  interests  based  on  their  respective 
ownership interests. 

2. Statement 
of signifi cant 
accounting 
policies
cont’d

46

 
 
 
 
 
 
 
NOTES TO THE FINANCIAL STATEMENTS

  (d)  Income tax

The income tax expense (benefi t) for the year comprises current income tax expense (benefi t) and deferred 
tax expense (benefi t).

Current income tax expense charged to the profi t or loss is the tax payable on taxable income calculated using 
applicable income tax rates that have been enacted, or substantially enacted, as at reporting date.  Current tax 
liabilities (assets) are therefore measured at the amounts expected to be paid to (recovered from) the relevant 
taxation authority.

Deferred  income  tax  expense  refl ects  movements  in  deferred  tax  asset  and  deferred  tax  liability  balances 
during the year as well unused tax losses.

Current and deferred income tax expense (benefi t) is charged or credited directly to equity instead of the 
profi t or loss when the tax relates to items that are credited or charged directly to equity.

Deferred  tax  assets  and  liabilities  are  ascertained  based on  temporary diff erences  arising  between  the  tax 
bases of assets and liabilities and their carrying amounts in the fi nancial statements.  Deferred tax assets also 
result where amounts have been fully expensed but future tax deductions are available.  No deferred income 
tax will be recognised from the initial recognition of an asset or liability, excluding a business combination, 
where there is no eff ect on accounting or taxable profi t or loss.

Deferred tax assets and liabilities are calculated at the tax rates that are expected to apply to the period when 
the asset is realised or the liability is settled, based on tax rates enacted or substantively enacted at reporting 
date.    Their  measurement  also  refl ects  the  manner  in  when  management  expects  to  recover  or  settle  the 
carrying amount of the related asset or liability.

Deferred tax assets relating to temporary diff erences and unused tax losses are recognised only to the extent 
that it is probable that future taxable profi t will be available against which the benefi ts of the deferred tax 
asset can be utilised.

The amount of benefi ts brought to account or which may be realised in the future is based on the assumption 
that no adverse change will occur in income tax legislation and the anticipation that the Company will derive 
suffi  cient  future  assessable  income  to enable  the  benefi t  to  be  realised  and comply with  the conditions of 
deductibility imposed by the law.

  (e)  Inventories

Inventories are measured at the lower of cost and net realisable value. 

The cost of inventories includes direct costs associated with the purchase of inventory including transportation 
costs.

  (f)  Plant & equipment

Each class of plant and equipment is carried at cost less, where applicable, any accumulated depreciation and 
impairment losses.

Plant and equipment are measured on the cost basis less depreciation and impairment losses.

The carrying amount of plant and equipment is reviewed annually by directors to ensure it is not in excess of 
the recoverable amount from these assets. The recoverable amount is assessed on the basis of the expected 
net cash fl ows that will be received from the asset’s employment and subsequent disposal. The expected net 
cash fl ows have been discounted to their present values in determining recoverable amounts.

Subsequent costs are included in the asset’s carrying amount or recognised as a separate asset, as appropriate, 
only when it is probable that future economic benefi ts associated with the item will fl ow to the Group and the 
cost of the item can be measured reliably. All other repairs and maintenance are charged to the profi t or loss 
during the fi nancial year in which they are incurred.

2. Statement 
of signifi cant 
accounting 
policies
cont’d

47

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Depreciation
The depreciation of all fi xed assets is depreciated on a straight line basis over the asset’s useful life to the 
Consolidated Group commencing from the time the asset is held ready for use.

The depreciation rates used for each class of depreciable assets are:

Class of fi xed asset 
Offi  ce equipment 
Medical equipment 
Computers 
Furniture and fi ttings 
Renovations 

Depreciation Rate
5 years
5 years
5 years
5 years
5 years

The  asset’s  residual  values  and  useful  lives  are  reviewed  and  adjusted  if  appropriate,  at  the  end  of  each 
reporting period.

An  asset’s  carrying  amount  is  written  down  immediately  to  its  recoverable  amount  if  the  asset’s  carrying 
amount is greater than its estimated recoverable amount.

Gains and losses on disposals are determined by comparing proceeds with the carrying amount. These gains 
and losses are included in the profi t or loss. 

  (g)  Leases

Lease payments for operating leases, where substantially all the risks and benefi ts remain with the lessor, are 
charged as expenses in the periods in which they are incurred.

The  economic  ownership  of  a  leased  asset  is  transferred  to  the  lessee  if  the  lessee  bears  substantially  all 
the  risks  and  rewards  related  to  the  ownership  of  the  leased  asset.    The  related  asset  is  then  recognised 
at the inception of the lease at the fair value of the leased asset or, if lower, the present value of the lease 
payments plus incidental payments, if any.  A corresponding amount is recognised as a fi nance leasing liability, 
irrespective of whether some of these lease payments are payable up-front at the date of inception of the 
lease.  Leases of land and buildings are classifi ed separately and are split into a land and a building element, in 
accordance with the relative fair values of the leasehold interests at the date the asset is recognised initially. 

Depreciation methods and useful lives for assets held under fi nance lease agreements correspond to those 
applied  to  comparable  assets  which  are  legally  owned  by  the  Group.  The  corresponding  fi nance  leasing 
liability is reduced by lease payments less fi nance charges, which are expensed as part of fi nance costs. 

The interest element of leasing payments represents a constant proportion of the capital balance outstanding 
and is charged to profi t or loss over the period of the lease. 

2. Statement 
of signifi cant 
accounting 
policies
cont’d

48

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO THE FINANCIAL STATEMENTS

  (h)  Financial instruments

Initial recognition and measurement
Financial assets and fi nancial liabilities are recognised when the entity becomes a party to the contractual 
provisions to the instrument.  For fi nancial assets, this is equivalent to the date that the company commits 
itself to either the purchase or sale of the asset (i.e. trade date accounting is adopted).  Financial instruments 
are initially measured at fair value plus transaction costs except where the instrument is classifi ed “at fair value 
through profi t or loss” in which case transaction costs are expensed to the profi t or loss immediately.

Classifi cation and subsequent measurement
Financial  instruments  are  subsequently  measured  at  either  fair  value,  amortised  cost  using  the  eff ective 
interest rate method or cost. Fair value represents the price that would be received to sell an asset or paid 
to transfer a liability in an orderly transaction between market participants at the measurement date. Where 
available, quoted prices in an active market are used to determine fair value.

The Group does not designate any interest in subsidiaries, associates or joint venture entities as being subject 
to the requirements of accounting standards specifi cally applicable to fi nancial instruments.

(i)  Loans and receivables 
Loans and receivables are non-derivative fi nancial assets with fi xed or determinable payments that are not 
quoted in an active market and are subsequently measured at amortised cost.

(ii) Held-to-maturity investments
These  investments  are  non-derivative  fi nancial  assets  that  have  fi xed  maturities  and  fi xed  or  determinable 
payments,  and  it  is  the  Group’s  intention  to  hold  these  investments  to  maturity.  They  are  subsequently 
measured at amortised cost.

(iii) Available for sale fi nancial assets
Available for sale fi nancial assets are non-derivative assets that are either not suitable to be classifi ed into 
other  categories  of  fi nancial  assets  due  to  their  nature  or  they  are  designated  as  such  by  management. 
They comprise investments in the equity of other entities where there is neither a fi xed maturity nor fi xed or 
determinable payments.

Available for sale fi nancial assets are included in non-current assets, except for those which are expected to 
mature within 12 months after the end of the reporting year.

(iv) Financial liabilities
Non-derivative fi nancial liabilities (excluding fi nancial guarantees) are subsequently measured at amortised 
cost.

(v) Fair value
Fair  value  is  determined  based  on  current  bid  prices  for  all  quoted  investments.  Valuation  techniques  are 
applied  to  determine  the  fair  value  for  all  unlisted  securities,  including  recent  arm’s  length  transactions, 
reference to similar instruments and option pricing models.

Impairment
At each reporting date, the Group assesses whether there is objective evidence that a fi nancial instrument has 
been impaired. 

Derecognition
Financial assets are derecognised where the contractual rights to receipt of cash fl ows expires or the asset is 
transferred to another party whereby the entity no longer has any signifi cant continuing involvement in the 
risks and benefi ts associated with the asset. Financial liabilities are derecognised where the related obligations 
are either discharged, cancelled or expired. The diff erence between the carrying value of the fi nancial liability 
extinguished or transferred to another party and the fair value of consideration paid, including the transfer of 
non-cash assets or liabilities assumed, is recognised in profi t or loss.

  (i) 

Impairment of assets
At  each  reporting  date,  the  Group  reviews  the  carrying  values  of  its  tangible  and  intangible  assets  to 
determine whether there is any indication that those assets have been impaired. If such an indication exists, 
the recoverable amount of the asset, being the higher of the asset’s fair value less costs to sell and value in use, 
is compared to the asset’s carrying value. Any excess of the asset’s carrying value over its recoverable amount 
is expensed to the profi t or loss.

Impairment testing is performed annually for goodwill.

2. Statement 
of signifi cant 
accounting 
policies
cont’d

49

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  (j) 

Intangibles
Goodwill
Goodwill is carried at cost less accumulated impairment losses. Goodwill is calculated as the excess of the sum 
of:

(i)  the consideration transferred;
(ii) any non-controlling interest; and
(iii) the acquisition date fair value of any previously held equity interests

over the acquisition date fair value of net identifi able assets acquired. Goodwill on acquisition of subsidiaries 
is included in intangible assets.

Goodwill is tested for impairment annually and is allocated to the Group’s cash generating units or groups of 
cash generating units, which represent the lowest level at which goodwill is monitored by where such level is 
not larger than an operating segment. 

  (k)  Foreign Currency Transactions and Balances
Functional and presentation currency
The functional currency of each of the Group’s entities is measured using the currency of the primary economic 
environment in which that entity operates. The consolidated fi nancial statements are presented in Singapore 
dollars which is the Group’s functional and presentation currency.

Transaction and balances
Foreign currency transactions are translated into functional currency using the exchange rates prevailing at 
the date of the transaction. Foreign currency monetary items are translated at the year-end exchange rate. 
Non-monetary items measured at historical cost continue to be carried at the exchange rate at the date of the 
transaction. Non-monetary items measured at fair value are reported at the exchange rate at the date when 
fair values were determined.

Exchange diff erences arising on the translation of monetary items are recognised in the statement of profi t 
or  loss  and other comprehensive  income, except where deferred  in equity  as  a qualifying cash  fl ow or  net 
investment hedge.

Exchange diff erences arising on the translation of non-monetary items are recognised directly in equity to the 
extent that the gain or loss is directly recognised in equity, otherwise the exchange diff erence is recognised in 
the statement of profi t or loss and other comprehensive income.

Group companies
The fi nancial results and position of foreign operations whose functional currency is diff erent from the Group’s 
presentation currency are translated as follows:

• assets and liabilities are translated at year-end exchange rates prevailing at that reporting date;
• income and expenses are translated at average exchange rates for the year; and 
• retained earnings are translated at the exchange rates prevailing at the date of the transaction.

Exchange diff erences are charged or credited to other comprehensive income and recognised in the foreign 
currency translation reserve in equity.

2. Statement 
of signifi cant 
accounting 
policies
cont’d

50

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO THE FINANCIAL STATEMENTS

  (l)  Employee benefi ts

Provision is made for the Group’s liability for employee benefi ts arising from services rendered by employees 
to  balance  date.  Employee  benefi ts  that  are  expected  to  be  settled  within  one  year  are  measured  at  the 
amounts expected to be paid when the liability is settled, plus related on-costs. Employee benefi ts payable 
later than one year are measured at the present value of the estimated future cash outfl ows to be made for 
those benefi ts. Those cash fl ows are discounted using market yields on national government bonds with terms 
to maturity that match the expected timing of cash fl ows.

Central Provident Fund (“CPF”) contributions: The Group makes contributions to the Central Provident Fund 
scheme  in  Singapore,  a  defi ned  contribution  post-employment  or  pension  scheme.  Contributions  to  post-
employment benefi ts under defi ned contribution plans are recognised as an expense in the profi t or loss as 
incurred.

Equity-settled compensation: The Group operates equity-settled share-based payment employee share and 
option schemes.  The fair value of the equity to which employees become entitled is measured at grant date 
and recognised as an expense over the vesting period, with a corresponding increase to an equity account.  
The fair value of shares is ascertained as the market bid price.  The fair value of options is ascertained using 
a binomial option pricing model which incorporates all market vesting conditions.  The number of shares and 
options expected to vest is reviewed and adjusted at the end of each reporting date such that the amount 
recognised for services received as consideration for the equity instruments granted shall be based on the 
number of equity instruments that eventually vest.

  (m)  Provisions

Provisions are recognised when the Group has a legal or constructive obligation, as a result of past events, for 
which it is probable that an outfl ow of economic benefi ts will result and that outfl ow can be reliably measured.

  (n)  Cash and cash equivalents

Cash  and  cash  equivalents  includes  cash  on  hand,  demand  deposits  held  with  banks,  other  short-term 
highly liquid investments that are readily convertible to known amounts of cash and which are subject to an 
insignifi cant risk of changes in values.

  (o)  Revenue and other income

Revenue  is  measured  at  the  fair  value  of  the  consideration  received  or  receivable.  Revenue  from  sale  of 
medication is recognised upon delivery of the medication to the patient.  Revenue from rendering of medical 
services  such  as  medical  consultation,  surgery  and  transplantation  is  recognised  upon  completion  of  the 
consultation or procedure.

Interest revenue is recognised using the eff ective interest rate method, which, for fl oating rate fi nancial assets, 
is the rate inherent in the instrument.

All revenue is stated net of goods and services tax (“GST”). 

  (p)  Trade and other payables

Trade and other payables represent the liability outstanding at the end of the reporting year for goods and 
services received by the Group during the reporting year which remains unpaid, The balance is recognised as 
a current liability with the amount being normally paid within 30 days of initial recognition.

  (q)  Goods and services tax

Revenues, expenses and assets are recognised net of the amount of GST, except where the amount of GST 
incurred is not recoverable from the Australian Tax Offi  ce (“ATO”) or Inland Revenue Authority of Singapore 
(“IRAS”).  In these circumstances the GST is recognised as part of the cost of acquisition of the asset or as part 
of the expense.

Receivables and payables are stated in the statement of fi nancial position inclusive of GST.

The net amount of GST recoverable from, or payable to, the ATO or IRAS is included as a current asset or 
liability in the statement of fi nancial position.

Cash fl ows are included in the statement of cash fl ows on a gross basis.  The GST components of cash fl ows 
arising from investing and fi nancing activities which are recoverable from, or payable to, the ATO or IRAS are 
classifi ed as operating cash fl ows.

2. Statement 
of signifi cant 
accounting 
policies
cont’d

51

 
 
 
 
 
 
 
 
 
 
 
 
 
  (r)  Share-based employee remuneration

The Group operates equity-settled  share-based  remuneration  plans  for  its employees.  None of  the Group’s 
plans feature any options for a cash settlement.

All  goods  and  services  received  in  exchange  for  the  grant  of  any  share-based  payment  are  measured  at 
their fair values.  Where employees are rewarded using share-based payments, the fair values of employees’ 
services are determined indirectly by reference to the fair value of the equity instruments granted.  This fair 
value is appraised at the grant date and excludes the impact of non-market vesting conditions (for example 
profi tability and sales growth targets and performance conditions). 

All share-based remuneration is ultimately recognised as an expense in profi t or loss with a corresponding 
credit to ‘share option reserve’. 

If vesting periods or other vesting conditions apply, the expense is allocated over the vesting period, based on 
the best available estimate of the number of share options expected to vest.  Non-market vesting conditions 
are included in assumptions about the number of options that are expected to become exercisable.  Estimates 
are subsequently revised if there is any indication that the number of share options expected to vest diff ers 
from  previous  estimates.    Any  cumulative  adjustment  prior  to  vesting  is  recognised  in  the  current  period.  
No adjustment is made to any expense recognised in prior periods if share options ultimately exercised are 
diff erent to that estimated on vesting. 

Upon exercise of share options, the proceeds received net of any directly attributable transaction costs up are 
allocated to share capital. 

  (s)  Transaction costs on the issue of equity instruments

Transaction costs arising from the issue of equity instruments are recognised directly in equity as a reduction 
of the proceeds of the equity instruments to which the costs relate. Transaction costs are the costs that are 
incurred directly  in connection with  the  issue of  those equity  instruments  and which would  not  have  been 
incurred had those instruments not been issued.

  (t)  Comparative fi gures

When required by Accounting Standards, comparative fi gures have been adjusted to conform to changes in 
presentation for the current fi nancial year.

  (u)   Standards and Interpretations issued but not yet eff ective 

Certain  new  accounting  standards  and  interpretations  have  been  published  that  are  not  mandatory  for  31 
August 2014 reporting periods. The Group has elected not to early adopt these new standards or amendments 
in the fi nancial statements. The Group has yet to fully assess the impact the following accounting standards 
and  amendments  to  accounting  standards  will  have  on  the  fi nancial  statements,  when  applied  in  future 
periods:

•  AASB 2012-3 Amendments to Australian Accounting Standards – Off setting Financial Assets and Financial 

Liabilities;

•  AASB 9 Financial Instruments;
•  Annual Improvements 2010-2012 Cycle;
•  Annual Improvements 2011-2013 Cycle;
•  AASB 2013-9 Amendments to Australian Accounting Standards – Conceptual Framework, Materiality and 

Financial Instruments (Part B and Part C);

•  AASB 1031 Materiality; and
• 

IFRS 15 Revenue from Contracts with Customers.

Other standards and interpretations that have been issued but are not yet eff ective are not expected to have 
any signifi cant impact on the Group’s fi nancial statements in the year of their initial application.

2. Statement 
of signifi cant 
accounting 
policies
cont’d

52

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO THE FINANCIAL STATEMENTS

(v)  New and revised standards that are eff ective for these fi nancial statements

A number of new and revised standards are eff ective for annual periods beginning on or after 1 September 
2013.  Information on these new standards is presented below:

AASB 10 Consolidated Financial Statements

AASB  10  supersedes  AASB  127  Consolidated  and  Separate  Financial  Statements  (AASB  127)  and  AASB 
Interpretation  112  Consolidation  -  Special  Purpose  Entities.    AASB  10  revises  the  defi nition  of  control  and 
provides extensive new guidance on its application. These new requirements have the potential to aff ect which 
of the Group’s investees are considered to be subsidiaries and therefore to change the scope of consolidation.  
The  requirements  on  consolidation  procedures,  accounting  for  changes  in  non-controlling  interests  and 
accounting for loss of control of a subsidiary are unchanged.

Management has reviewed its control assessments in accordance with AASB 10 and has concluded that there 
is no eff ect on the classifi cation (as subsidiaries or otherwise) of any of the Group’s investees held during the 
period or comparative periods covered by these fi nancial statements.

AASB 11 Joint Arrangements

AASB  11  supersedes  AASB  131  Interests  in  Joint  Ventures  (AAS  131)  and  AASB  Interpretation  113  Jointly 
Controlled  Entities-  Non-Monetary-Contributions  by  Venturers.    AASB  11  revises  the  categories  of  joint 
arrangement, and the criteria for classifi cation into the categories, with the objective of more closely aligning 
the accounting with the investor’s rights and obligations relating to the arrangement.  In addition, AASB 131’s 
option  of  using  proportionate  consolidation  for  arrangements  classifi ed  as  jointly  controlled  entities  under 
that  Standard  has  been eliminated.   AASB  11  now  requires  the  use of  the equity  method  for  arrangements 
classifi ed as joint ventures (as for investments in associates).

The Group does not maintain any joint venture arrangement within the scope of AASB 11. The eff ect of the new 
standard in the Group’s fi nancial statements will continue to be assessed.

AASB 12 Disclosure of interests in Other Entities

AASB  12  integrates  and  makes  consistent  the  disclosure  requirements  for  various  types  of  investments, 
including  unconsolidated  structured  entities.  It  introduces  new  disclosure  requirements  about  the  risks  to 
which an entity is exposed from its involvement with structured entities.  The Group has applied AASB 12 from 
1 September 2013 and Notes 23 illustrate the application of AASB 12 in the current year. The eff ect of the new 
standard in the Group’s fi nancial statements will continue to be assessed.

Consequential  amendments  to  AASB  127  Separate  Financial  Statements  and  AASB  128  Investments  in 
Associates and Joint Ventures 

AASB 127 now only addresses separate fi nancial statements. AASB 128 brings investments in joint ventures 
into its scope.  However, AASB 128’s equity accounting methodology remains unchanged.

AASB 13 Fair Value Measurement

AASB 13 clarifi es the defi nition of fair value and provides related guidance and enhanced disclosures about 
fair value measurements.  It does not aff ect which items are required to be fair-valued. The scope of AASB 
13  is  broad  and  it  applies  for  both  fi nancial  and  non-fi nancial  items  for  which  other  Australian  Accounting 
Standards require or permit fair value measurements or disclosures about fair value measurements, except in 
certain circumstances.

AASB  13  applies  prospectively  for  annual  periods  beginning  on  or  after  1  January  2013.  Its  disclosure 
requirements need not be applied to comparative information in the fi rst year of application. The Group has 
however included as comparative information the AASB 13 disclosures that were required previously by AASB 
7 Financial Instruments: Disclosures.

The standard did not have a material eff ect on the Group’s fi nancial statements.

2. Statement 
of signifi cant 
accounting 
policies
cont’d

53

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  (w)  Critical accounting estimates and judgements

The directors evaluate estimates and judgements incorporated into the fi nancial report based on historical 
knowledge and best available information. Estimates assume a reasonable expectation of future events and 
are based on current trends and economic data, obtained both externally and within the Group.

Key Estimates and Judgements
(i) Impairment
The Group assesses impairment at each reporting date by evaluating conditions and events specifi c to the 
Group that may lead to impairment of assets. Where an impairment trigger exists, the recoverable amount 
of the asset is determined. Value in use calculations and valuations from independent valuers are performed 
and used in assessing recoverable amounts, these calculations and valuations incorporate a number of key 
estimates.

Please refer to note 16 with respect to Management’s consideration of impairment of goodwill as at 31 August 
2014.

2. Statement 
of signifi cant 
accounting 
policies
cont’d

54

 
 
 
 
NOTES TO THE FINANCIAL STATEMENTS

Consolidated Group

2014

S$

2013

S$

11,236,790

15,889,095

4,688,086

3,443,852

276,834

66,431

16,201,710

19,399,378

76,187

25,211

101,398

33,980

33,053

67,033

(cid:428)

(cid:428)

3(cid:428)(cid:428)(cid:428)(cid:428) Revenue 

Operating activities

Provision of services

Sale of medication

Management fee

Total revenue from operating activities

Other revenue

Interest received

Other income

Total other revenue 

4(cid:428)(cid:428)(cid:428)(cid:428) Finance expense

Interest expense on obligation under fi nance lease

3,943

4,326

5(cid:428)(cid:428)(cid:428)(cid:428) (Loss)/Profi t for the year

The (loss)/profi t for the year has been arrived at after crediting/(charging) the following items:

a.(cid:428)(cid:428)(cid:428)(cid:428)(cid:428)(cid:428)(cid:428) Expenses

Cost of sales

Foreign currency translation (loss)/gain

Consolidated Group

2014

S$

2013

S$

(8,093,704)

(10,790,233)

(39,235)

105,759

Administrative expenses include rental expense on operating leases as follows:

-(cid:428)(cid:428)(cid:428) premises

(670,631)

(586,095)

Depreciation and amortisation is refl ected in the statement of profi t or loss
and other comprehensive income as follows:

-(cid:428)(cid:428)(cid:428) depreciation

Professional fees

Management fee

Credit card charges

Central Provident Fund

Share option expense (Note 21 (b) (i))

(185,350)

(143,220)

(313,373)

(179,220)

(251,293)

(214,020)

(101,306)

(98,541)

(262,127)

(221,784)

(8,170)

(23,225)

55

6(cid:428)(cid:428)(cid:428)(cid:428) Income Tax Expense 

a.(cid:428)(cid:428)(cid:428)(cid:428)(cid:428)(cid:428)(cid:428) The components of tax expense comprise:

Current tax

Deferred tax

Over provision in respect of prior years

(cid:428)

Note

Consolidated Group

2014

S$

(17,000)

(17,645)

(16,864)

(51,509)

2013

S$

141,028

(20,847)

(20,316)

99,865

18

(cid:428)

(cid:428)

b.(cid:428)(cid:428)(cid:428)(cid:428)(cid:428)(cid:428)(cid:428) The prima facie tax on profi t before income tax is reconciled to the income tax as follows:

Prima facie tax payable on profi t before income tax at
Australian tax rate of 30% (2013 : 30%)

(763,392)

99,386

Add:

Eff ect of tax rates in foreign jurisdiction

271,292

(43,067)

Tax eff ect of:

-(cid:428)(cid:428)(cid:428)over provision for income tax in prior years

-   partial income tax exemption

-(cid:428)(cid:428)(cid:428)current year losses for which no deferred tax asset 

was recognised

Income tax (benefi t)/expense 

(16,864)

(19,719)

477,174

(51,509)

(20,316)

(25,925)

89,787

99,865

(cid:428)

(cid:428)

The value of tax losses not recognised is S$2,552,000 (2013 : S$781,000). 

7(cid:428)(cid:428)(cid:428)(cid:428) Key Management Personnel Compensation 

The key management personnel (“KMP”) compensation included in employment expenses includes:

Short-term benefi ts 

Post employment benefi t 

Share based payments

Total compensation

Detailed remuneration disclosures are provided in the remuneration report.

2014

S$

2013

S$

3,593,927

3,622,859

41,901

8,170

48,165

23,225

3,643,998

3,694,249

56

NOTES TO THE FINANCIAL STATEMENTS

8(cid:428)(cid:428)(cid:428)(cid:428) Auditor’s Remuneration

Remuneration of the parent entity auditor, Grant Thornton Audit Pty Ltd:

-  auditing or reviewing the fi nancial report

-  taxation services

Remuneration of related practices of Grant Thornton Audit Pty Ltd:

 - auditing or reviewing the fi nancial report of subsidiaries

-  taxation services

9(cid:428)(cid:428)(cid:428)(cid:428) Dividends

Consolidation Group

2014

S$

2013

S$

32,367

9,537

77,600

4,150

35,897

3,837

68,500

-

Consolidation Group

2014

S$

2013

S$

Final unfranked dividend of 0.1 S cents per share in respect of fi nancial year 
ended 2013 (2013 : 0.4 S cents per share)

235,842

728,088

Interim unfranked dividends Nil S cents per share
(2013 : 0.1 S cents per share)

-

229,875

235,842

957,963

Following  the  completion  of  accounts  the  Directors  propose  no  fi nal  dividend  for  the  fi nancial  year  ended  31 

August 2014 (2013 : 0.1 S cents).

57

10(cid:428)(cid:428)(cid:428) Earnings per Share 
Basic earnings per share amounts are calculated by dividing the profi t for the year attributable to equity holders 
of the Company by the weighted average number of ordinary shares outstanding during the fi nancial year.

Diluted  earnings  per  share  amounts  are  calculated  by  dividing  the  profi t  for  the  year  attributable  to  equity 
holders of the Company by the weighted average number of ordinary shares outstanding during the fi nancial 
year  plus  the  weighted  average  number  of  ordinary  shares  that  would  be  issued  on  the  conversion  of  all  the 
dilutive potential ordinary shares into ordinary shares.

The  following  table  refl ects  the  profi t  and  loss  and  share  data  used  in  the  computation  of  basic  and  diluted 
earnings per share for the year ended 31 August:

Consolidation Group

2014

2013

(Loss)/Profi t for the year

(S$2,493,132)

S$231,423

Weighted average number of ordinary shares during the 
year used in calculating basic EPS

Eff ect of dilution:

Share option

Weighted average number of ordinary shares during the 
year used in calculating diluted EPS

Basic (loss)/earnings per share (S cents)

Diluted (loss)/earnings per share (S cents)

11(cid:428)(cid:428)(cid:428)(cid:428) Cash and Cash Equivalents 

Cash and bank balances

Fixed deposit 

Number of 
shares

Number of 
shares

209,453,754

196,011,692

1,299,000

812,121

210,752,754

196,823,813

(1.19) 

(1.19) 

0.12 

0.12 

Consolidation Group

2014

S$

2013

S$

3,418,105

5,696,038

1,874,018

1,621,886

5,292,123

7,317,924

The eff ective interest rate on short-term bank deposits was 0.13% - 3.15% (2013 : 0.13% - 1.15%) per annum; these 
deposits have a maturity of between 4 - 12 months (2013 : 18 months).

Fixed deposit amounting to S$121,886 (2013 : S$121,886) is pledged to a bank for performance guarantee relating 
to the operating lease. In 2013, fi xed deposit amounting to S$500,000 was pledged to a bank for a standby credit 
facility of S$1,000,000 and this standby credit facility was subsequently terminated in July 2014.

Reconciliation of cash

(cid:428)

(cid:428)

(cid:428)

Cash at the end of the fi nancial year as shown in the consolidated statement of cash fl ows is reconciled to items 
in the consolidated statement of fi nancial position as follows:

Cash and cash equivalents

Less: Fixed deposit

5,292,123

7,317,924

(1,874,018)

(1,621,886)

Cash and cash equivalents in the consolidated statement 
of cash fl ows

(cid:428)

3,418,105

5,696,038

58

NOTES TO THE FINANCIAL STATEMENTS

12(cid:428)(cid:428)(cid:428) Trade and Other Receivables 

Current

Trade receivables

Other receivables

Deposits

Consolidation Group

2014

S$

2013

S$

1,695,825

3,227,588

23,206

67,450

177,732

67,450

Total current trade and other receivables

(cid:428)

1,786,481

3,472,770

a(cid:428)(cid:428)(cid:428)(cid:428)(cid:428)(cid:428)Provision for impairment of receivables

Current  trade  and  term  receivables  are  non-interest  bearing  loans  and  generally  on  30-day  terms.  A 
provision for impairment is recognised when there is objective evidence that an individual trade or term 
receivable is impaired. No trade or other receivables are considered past due and impaired. 

(cid:428)

b(cid:428)(cid:428)(cid:428)(cid:428)(cid:428)(cid:428)Credit risk

The group has no signifi cant concentration of credit risk with respect to any single counter party or group 
of counter parties.

The  following  table  details  the  Group’s  trade  receivables  exposed  to  credit  risk  with  ageing  analysis. 
Amounts are considered as ‘past due’ when the debt has not been settled, with the terms and conditions 
agreed between the Group and the customer or counter party to the transaction. Receivables that are past 
due are assessed for impairment by ascertaining solvency of the debtors and are provided for where there 
are specifi c circumstances indicating that the debt may not be fully repaid to the Group. 

The balances of receivables that remain within initial trade terms are considered to be high credit quality.

Current

Due 1 - 30 days

Due 31- 60 days

Due over 60 days

Consolidation Group

2014

S$

2013

S$

1,063,578

1,418,331

173,554

1,211,596

371,617

87,076

508,233

89,428

1,695,825

3,227,588

59

13(cid:428)(cid:428)Loan to related party

Non-current

Consolidation Group

2014

S$

2013

S$

Non-trade amount due from associate company

-

320,765

The non-trade amount due from associate company was unsecured, interest-free and had no fi xed repayment 
terms. During the year, the amount of S$320,765 was written off  to the Profi t or Loss but subsequently S$53,738 
was recovered, resulting in a net write-off  of S$267,027.

14(cid:428)(cid:428)Inventories 

Current

-(cid:428)(cid:428) Medical Supplies at cost

(cid:428)Total inventories

Consolidated Group

2014

S$

2013

S$

403,641

403,641

373,019

373,019

60

NOTES TO THE FINANCIAL STATEMENTS

       Consolidated Group

2014

S$

12,627

(8,088)

4,539

2013

S$

12,792

(10,824)

1,968

389,887

383,824

(253,359)

(185,988)

136,528

197,836

150,999

(69,787)

81,212

13,294

(13,294)

-

132,068

(69,027)

63,041

13,294

(13,056)

238

480,288

480,288

(234,218)

(149,308)

246,070

330,980

468,349

594,063

(cid:428)

(cid:428)

(cid:428)

(cid:428)

(cid:428)

(cid:428)

(cid:428)

15(cid:428) Plant and Equipment 

Offi  ce equipment

At Cost

Accumulated depreciation

Total offi  ce equipment 

Medical equipment

At Cost

Accumulated depreciation

Total medical equipment

Computers

At Cost

Accumulated depreciation

Total computers

Furniture and fi ttings

At cost

Accumulated depreciation

Total furniture and fi ttings

Renovations

At cost

Accumulated depreciation

Total Renovations

Total plant and equipment

61

Offi  ce 
equipment

Medical 
equipment

Computers

Furniture 
and 
fi ttings

Renovations

Total

S$

S$

S$

S$

S$

S$

a.(cid:428)(cid:428)(cid:428)(cid:428)(cid:428)(cid:428)(cid:428)(cid:428)(cid:428) Movements in Carrying Amounts

Movement in the carrying amounts for each class of plant and equipment between the beginning and the end 
of the current fi nancial year.

Consolidated Group

Balance at
31 August 2013

Additions

Disposals

Depreciation 
expense

Carrying amount at 
31 August 2014

Balance at
31 August 2012

Additions

Depreciation 
expense

Carrying amount at 
31 August 2013

1,968

197,836

63,041

238

330,980

594,063

3,660

6,063

56,195

-

-

(6,282)

-

-

-

-

65,918

(6,282)

(1,089)

(67,371)

(31,742)

(238)

(84,910)

(185,350)

4,539

136,528

81,212

-

246,070

468,349

4,126

165,805

60,708

2,897

51,029

284,565

-

90,395

26,961

-

335,362

452,718

(2,158)

(58,364)

(24,628)

(2,659)

(55,411)

(143,220)

1,968

197,836

63,041

238

330,980

594,063

Included in medical equipment is medical equipment under fi nance lease arrangement amounting to S$66,867 
(2013 : S$114,067). 

Finance lease liabilities (see note 19) are secured by the related assets held under fi nance leases. 

16(cid:428) Intangible Assets

Total Intangible Assets

Goodwill

Cost

Accumulated impairment losses

Closing carrying value at the end of the year

Reconciliation of Goodwill

Balance at the beginning of year

Additions

Disposals

Impairment losses

Consolidated Group

2014

S$

2013

S$

266,123

266,123

-

-

266,123

266,123

266,123

266,123

-

-

-

-

-

-

Closing carrying value at the end of the year

(cid:428)

266,123

266,123

15(cid:428) Plant and 
Equipment
cont’d

62

NOTES TO THE FINANCIAL STATEMENTS

Impairment test for goodwill

Goodwill is allocated to cash generating units (CGU’s) according to applicable business operations. There is no 
impairment loss in the current period and prior year. In the prior fi nancial years, AAMG had one cash generating 
unit  which  is  the  liver  segment.  However,  in  the  current  fi nancial  year,  the  liver  segment  incurred  a  loss.  The 
Management is of the view that the quantum of the loss for the current fi nancial year is irregular and expects to 
see an improvement in the revenue in the next fi nancial year which will in turn improve the segment’s profi tability 
going  forward.  The  recoverable  amount  of  a  CGU  is  based  on  value-in-use  calculations.  These  calculations 
are  based  on  projected  cash  fl ows  approved  by  management  covering  a  period  not  exceeding  fi ve  years. 
Management’s determination of cash fl ow projections and gross margins are based on past performance and its 
expectation for the future. The present value of future cash fl ows has been calculated using a discount rate of 10% 
(2013 : 7%) and a growth rate of 5% (2013 : 10%) per annum to determine value-in-use.

No impairment loss was required for the carrying value of goodwill as the recoverable amount was assessed to be 
in excess of its carrying value. The directors believe that any reasonable change in the key assumptions will not 
materially cause the recoverable value of the CGU to be lower than the carrying amount.

17(cid:428) Trade and Other Payables

Current

Trade payables

Patients’ deposits

Provision for employee benefi ts

Sundry payables and accrued expenses

Consolidated Group

2014

S$

2013

S$

1,701,622

393,880

213,504

616,478

3,431,120

70,159

258,723

447,916

Total current trade and other payables

(cid:428)

2,925,484

4,207,918

The  provision  for  employee  benefi ts  relates  to  the  provision  for  cash  bonus  to  employees  for  the  period  from 
January to August 2014 (2013 : January to August 2013) and is payable by December 2014 (2013 : December 2013).

18(cid:428)(cid:428)(cid:428)Taxation

Current assets

Income tax refundable

Current liabilities(cid:428)

Income tax payable(cid:428)

Non-current

(cid:428)

Consolidated Group

2014

S$

2013

S$

17,000

-

-

141,028

1 September 2013

Recognised in 
profi t or loss

31 August 2014

Deferred tax assets/(liabilities):

S$

S$

S$

Tax allowances relating to plant & equipment

Net deferred tax asset/(liability)

(17,645)

(17,645)

17,645

17,645

-

-

(cid:428)

1 September 2012

Recognised in 
profi t or loss

31 August 2013

Deferred tax liabilities:

S$

S$

S$

Tax allowances relating to plant & equipment

Net deferred tax liability(cid:428)

(38,492)

(38,492)

20,847

20,847

(17,645)

(17,645)

63

19   Finance Lease

Current

Non-current

20(cid:428) Issued Capital

Opening share balance

Shares issued during the year

Transaction cost

Total capital

(cid:428)

Consolidated Group

2014

S$

2013

S$

29,580

-

29,580

49,059

29,580

78,639

Consolidated Group

2014

S$

2013

S$

4,267,495

266,133

-

-

4,063,745

(62,383)

(cid:428)

4,267,495

4,267,495

Changes to the then Corporation Law abolished the authorised capital and par value concept in relation to share 
capital from 1 July 1998. Therefore, the parent entity does not have a limited amount of authorised capital and 
issued shares do not have a par value.

a.  Ordinary Shares

At the beginning of reporting year

Shares issued during year 

At reporting date

Consolidated Group

2014
Number of 
shares

2013
Number of 
shares

209,453,754

188,453,754

-

21,000,000

(cid:428)

209,453,754

209,453,754

Ordinary shares participate in dividends and the proceeds on winding up of the parent entity in proportion to 
the number of shares held.

At the shareholders’ meetings each ordinary share is entitled to one vote when a poll is called, otherwise each 
shareholder has one vote on a show of hands.

In  April  2013,  the  Company  issued  21,000,000  new  ordinary  shares  at  A$0.17  per  share  for  A$3,570,000 
(S$4,063,745 at exchange rate of A$1 : S$1.138) before transaction cost, which are fully paid.

b.(cid:428)(cid:428)(cid:428)(cid:428)Capital Management
Management controls the capital of the Group in order to provide shareholders with adequate returns and ensure 
that the Group can fund its operations and continue as a going concern. Currently the Group’s debt relates to 
fi nance lease only. 

There are no externally imposed capital requirements.

There have been no changes in the strategy adopted by management to control the capital during the year.

64

NOTES TO THE FINANCIAL STATEMENTS

21(cid:428) Reserves

Nature and purpose of reserve

a. 
(i)  Share-based payments
The share-based payments reserve is used to recognise:

• At grant date of the fair value of options issued to employees but not exercised
• At grant date the fair value of shares issued to employees
• The issue of shares held by the AAMG Employee Share Trust to employees

(ii)   Foreign currency translation
Exchange diff erence arising on translation of the foreign controlled entity are recognised in other comprehensive 
income as described in note 2(k) and accumulated in a separate reserve within equity. The cumulative amount 
is reclassifi ed to profi t or loss when the net investment is disposed of.

b. 

Movements in reserves

(i)    Employee Share option reserve

Beginning of fi nancial year

Employee share option – value of employee services (Note 5)

End of fi nancial year

(ii)    Foreign Currency Translation reserve

Beginning of fi nancial year

Net currency translation diff erence of fi nancial statements of 
foreign subsidiaries

End of fi nancial year

Total as at the end of fi nancial year

Consolidated Group

2014

S$

2013

S$

64,009

8,170

72,179

40,896

23,113

64,009

5,983

26,679

100,023

(20,696)

106,006

178,185

5,983

69,992

65

 
 
 
  22(cid:428) Share-Based Payments

i.  On 23 November 2009, the shareholders of AAMG approved the establishment of the AAMG Employee Share 
Option Plan and the rules that govern the operation of the Plan. Minor amendments to the Rules have been 
approved by shareholders at the Annual General Meeting since. The options are granted under the Plan for no 
consideration and hold no voting or dividend rights and are not transferable. On 17 January 2011, 1,299,000 
share options were granted to certain key management personnel under the Plan to take up ordinary shares at 
an exercise price of A$0.088 each.  The options are exercisable on or before 17 January 2016.  

ii.  Options granted to key management personnel are as follows:

Grant Date 
17 January 2011 

Number
1,299,000

  These options vest over  a  3-year  period  and  are  subject  to  service conditions  such  that only  a  third of  the 
options  granted  may  be  exercised  on  or  after  the  fi rst,  second  and  third  anniversary  of  the  grant.  Options 
expire at the earlier of termination of employment or fi ve years after the grant date.  Further details of these 
options are provided in the Directors’ report.  The options lapse when a KMP ceases their employment with 
the Group. During the fi nancial year, 434,000 options were vested with key management personnel (2013 : 
433,000).

iii. The Company established the AAMG Employee Share Option Plan as a long-term incentive scheme to recognise 
talent and motivate executives to strive for Group performance. Employees are granted options which vest 
over  3  years,  subject  to  meeting  specifi ed  service  criteria.  The  options  are  issued  for  no  consideration  and 
carry no entitlements to voting rights or dividends of the Group but have been listed. The number available 
to be granted is determined by the Nomination and Remuneration Committee and is based on performance 
measures including growth in shareholder return, return on equity, cash earnings, and group EPS growth.

  Options are forfeited 30 days after the holder ceases to be employed by the Group, unless the Board determines 

otherwise (this is usually only in the case of retirement, redundancy, death or disablement).

  The options are issued with an exercise price determined by the Nomination and Remuneration Committee to 

be either: 

(a)  a price equal to the Market Price or such higher price as may be determined by the Committee in its 

absolute discretion; or

(b)  a price which is set at a discount to the Market Price, the quantum of such discount to be determined 
by the Committee in its absolute discretion, provided that the maximum discount which may be given 
in respect of any Option shall not exceed twenty (20) per cent of the Market Price in respect of the that 
Option.

  The Market Price is defi ned as the weighted average closing sale price of the shares recorded on the Australian 
Securities Exchange (“ASX”) over the last 5 trading days on which sales of the shares were recorded preceding 
the day on which the Committee resolves to invite the application for an Option. 

A summary of the movements of all Company options issues is as follows:

Options outstanding as at 31 August 2013

1,299,000

A$0.088

Number

Weighted 
average exercise 
price

Granted

Forfeited

Exercised

Expired

-

-

-

-

-

-

Options outstanding as at 31 August 2014

1,299,000

A$0.088

Options exercisable as at 31 August 2014:

Options exercisable as at 31 August 2013:

1,299,000

865,000

A$0.088

A$0.088

66

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO THE FINANCIAL STATEMENTS

The weighted average remaining contractual life of options outstanding at year end was 1.4 years. The exercise 
price of outstanding shares at the end of the reporting year was A$0.088. 

The fair values of options granted were determined using a variation of the binomial option pricing model that 
takes into account factors specifi c to the share incentive plans, such as the vesting period.  The total shareholder 
return performance condition related to the Scheme, being a market condition, has been incorporated into the 
measurement by means of actuarial modelling.  The following principal assumptions were used in the valuation:

Grant date
Vesting period ends
Share price at date of grant
Volatility
Option life
Dividend yield
Risk free investment rate
Fair value at grant date
Exercise price at date of grant

Exercisable from / to

17 January 2011
17 January 2014
A$0.12
69%
5 years
5.830%
2.875%
A$0.04
A$0.088
17 January 2012-
17 January 2016

Historical volatility has been the basis for determining expected share price volatility as it is assumed that this is 
indicative of future movements. The life of the options is based on the historical exercise patterns, which may not 
eventuate in the future.

23(cid:428) Controlled Entities

a.(cid:428)(cid:428) Controlled entities consolidated

(cid:428)

Country of 
incorporation

Principle 
activities

(cid:428)

Asian American Medical Group Limited 

Australia

Investment 
holding

Percentage
owned (%)

2014

100

2013

100

Subsidiary of Asian American Medical Group 
Limited:

Asian American Medical Group Inc. 

Subsidiary of Asian American Medical Group Inc.

Asian American Liver Centre Pte. Ltd. (formerly 
known as Asian Centre for Liver Diseases & 
Transplantation Pte. Ltd.)

British Virgin 
Islands

Investment 
holding

100

100

Singapore

Liver specialist 
clinic

100

100

Asian American Blood & Marrow Transplant Centre 
Pte. Ltd. (formerly known as Asian Centre for Blood 
& Bone Marrow Transplantation Pte. Ltd.)

Singapore

Asian American Medical Group Pte. Ltd. 

Singapore

Blood diseases 
specialist clinic

Management 
and consultancy

100

100

100

100

Associate of Asian American Liver Centre Pte. Ltd. :

Asian Liver Centre Co. Ltd

Vietnam

Liver specialist 
clinic

PT. Asian Liver Center Indonesia

Indonesia

Dormant

-

50

30

50

b.(cid:428)(cid:428)Acquisition of controlled entities 

On 1 March 2013, Asian American Medical Group Inc., a subsidiary of Asian American Medical Group Ltd, incorporated 
a fully owned subsidiary called Asian American Medical Group Pte Ltd, a limited liability company in Singapore 
with an intended activity of providing management and consultancy services in the healthcare industry. 

c.(cid:428)(cid:428)Disposal of associate

On 1 July 2014, Asian American Liver Centre Pte. Ltd. (“AALC”) disposed of its entire 30% interest in Asian Liver 
Centre Co. Limited (“ALCVN”). As a result of this ALCVN has ceased to be an associate of the Group.

67

24(cid:428) Commitments

Operating leases
Non-cancellable operating leases contracted for but not capitalised in the 
fi nancial statements:

Payable – minimum lease payments

Not longer than 1 year

Longer than 1 year but not longer than 5 years

Consolidated Group

2014

S$

2013

S$

213,000

106,500

319,500

587,423

319,501

906,924

One of the leases for the Group’s offi  ce premises at Gleneagles Hospital expired in June 2014 and there have 
been  no  subsequent  renewal  as  of  the  release  of  these  fi nancial  statements.  The  other  clinic  space  lease  will 
expire in February 2016.

Finance leases
Future minimum fi nance lease payments at the end of each reporting period under review were as follows:

Minimum lease payments due

Within 1 
year 
S$

1 to 5 years 
S$

After 5 
years 
S$

Total 

S$

29,975

(395)

29,580

-

-

-

51,348

29,975

(2,289)

(395)

49,059

29,580

-

-

-

-

-

-

29,975

(395)

29,580

81,323

(2,684)

78,639

31 August 2014

Lease payments

Finance charges

Net present values

31 August 2013

Lease payments

Finance charges

Net present values

Capital Commitments

Capital expenditures contracted for at the reporting date but not recognised in the fi nancial statements amounting 
to S$25,006 (US$20,000) is in respect of investment of 20% shares in a joint venture company in Myanmar. The 
Myanmar joint venture company is in the process of incorporation subsequent to year end and upon completion 
of the incorporation; the investment commitment will be payable. 

There is no other capital commitment as at reporting date.

68

NOTES TO THE FINANCIAL STATEMENTS

25(cid:428) Cash Flow Information

a(cid:428)(cid:428)(cid:428)(cid:428)Reconciliation of cash fl ow from operations with (loss)/profi t after income tax

Consolidated Group

2014

S$

2013

S$

(Loss)/Profi t after income tax

Non cash fl ows in (loss)/profi t:

Depreciation and amortisation

Foreign currency translation

Employee share option cost

Finance income

Finance cost

Loss from disposal of fi xed assets

Related party loan written off 

Changes in assets and liabilities:

Decrease in trade and other receivables

Increase in inventories

Decrease in trade and other payables

Decrease in deferred and current tax liabilities

(2,493,132)

231,423

185,350

30,018

8,170

143,220

(8,893)

23,113

(76,187)

(33,980)

3,943

6,281

300,765

1,706,289

(30,622)

4,326

-

-

816,137

(56,216)

(1,282,434)

(347,882)

(175,673)

(407,784)

Net cash (used in)/provided by operating activities

(1,817,232)

363,464

26(cid:428) Events After the Balance Date

No other matters or circumstances have arisen since the end of the fi nancial year which signifi cantly aff ected or 
may signifi cantly aff ect the operations of the Group, the results of those operations, or the state of aff airs of the 
Group in future fi nancial years.

69

27(cid:428) Related Party 
The Group’s related parties include its associates and joint venture, KMP and post-employment benefi t plans for 
the Group’s employees.

Balances and transactions between the Company and its subsidiaries, which are related to the Company and set 
out in note 23, have been eliminated on consolidation and are not disclosed in this note.

Disclosures relating to KMP are set out in the Remuneration Report.

Related party balances

Non-current assets:

Balance with related party

2014
S$

2013
S$

-

320,765

The balance due from related party represents non-trade amount due from Asian Liver Centre Co. Ltd (“ALCVN”) 
and  is  unsecured,  interest-free  and  has  no  fi xed  repayment  terms  as  disclosed  in  note  13.  During  the  year,  the 
amount of S$320,765 was written off  to the Profi t or Loss but subsequently S$53,738 was recovered, resulting in a 
net write-off  of S$267,027. The write off  was due to the sale of the Group’s entire stake in ALCVN to a third party 
during the year.

The amount due from ALCVN was a result of loans to and payments made of behalf of ALCVN for initial working 
capital, purchase of assets and construction cost.

70

NOTES TO THE FINANCIAL STATEMENTS

28 

Operating Segments

AASB 8 requires operating segments to be identifi ed on the basis of internal reports about components of the 
Consolidated Group that are regularly reviewed by the chief operating decision maker, the Board of Directors 
(chief operating decision makers), in order to allocate resources to the segment and to assess its performance. 
The  Consolidated  Group  has  identifi ed  its  operating  segments  to  be  as  follows  based  on  distinct  operational 
activities: 

(i) 
(ii) 

Provision of medical consultation and services in the hepatology and related fi elds; and 
Provision of medical consultation and services in the haematology and related fi elds.

This is the basis on which internal reports are provided to the Board of Directors for assessing performance and 
determining  the  allocation  of  resources  within  the  Consolidated  Group.  Unless  stated  otherwise,  all  amounts 
reported  to  the  Board  of  Directors,  being  the  chief  decision  maker  with  respect  to  operating  segments,  are 
determined in accordance with accounting policies that are consistent to those adopted in the annual fi nancial 
statements of the group.

The Consolidated Group operates primarily in two businesses, namely the provision of medical consultation and 
services in the hepatology and haematology and their related fi eld.

Details of the performance of each of these operating segments for the fi nancial years ended 31 August 2014 and 
31 August 2013 are set out below:

(i)  Segment Performance

31 August 2014

External sales revenue

Inter segment sales

Total segment revenue

Unallocated items

Total Group revenue

 Liver

 S$ 

 Blood & Bone 
Marrow 

 S$ 

 Total 

 S$ 

12,305,073

3,896,637

16,201,710

38,538

-

38,538

12,343,611

3,896,637

16,240,248

(38,538)

16,201,710

Segment net loss before tax

(1,905,263)

(221,651)

(2,126,914) 

Unallocated items

Total Group net loss before tax

(417,727)

(2,544,641)

31 August 2013

External sales revenue

Inter segment sales

Total segment revenue

Unallocated items

Total Group revenue

 Liver 

 S$ 

18,786,215

110,897

18,897,112

 Blood & Bone 
Marrow 

 S$ 

 Total 

 S$ 

613,163

19,399,378

-

110,897

613,163

19,510,275

Segment net profi t/(loss) before tax

1,086,045             

(366,511)

Unallocated items

Total Group net loss before tax

(110,897)

19,399,378

719,534

(388,246)

331,288

71

(ii) Segment assets

31 August 2014

 Liver 

 S$ 

 Blood & Bone 
Marrow 

 S$ 

 Total 

 S$ 

Segment assets

3,799,605

1,761,511

5,561,116 

Reconciliation of segment assets to Group assets:

Unallocated assets

Total Group assets

Segment asset increases in the year

2,672,601

8,233,717

Capital expenditure

59,365

6,553

65,918

31 August 2013

Segment assets

Reconciliation of segment assets to Group assets:

Unallocated assets

Total Group assets

Segment asset increases in the year

Liver

S$

Blood & Bone 
Marrow

S$

Total

S$

10,035,347

1,159,315 

11,194,662 

1,150,002  

12,344,664

Capital expenditure

56,282

396,436 

452,718 

Unallocated assets are mainly goodwill and cash balances in the holding company.

(iii) Segment liabilities

31 August 2014

 Liver 

 S$ 

 Blood & Bone 
Marrow 

 S$ 

 Total 

 S$ 

Segment liabilities

(2,104,018)

(2,352,680)

(4,456,698)

Reconciliation of segment liabilities to Group liabilities:

Unallocated liabilities

Total Group liabilities

31 August 2013

1,501,634  

(2,955,064)

Liver

S$

Blood & Bone 
Marrow

S$

Total

S$

Segment liabilities

(4,476,056)

(1,528,834)

(6,004,890)

Reconciliation of segment liabilities to Group liabilities:

28 Operating 
Segments
cont’d

Unallocated liabilities

Total Group liabilities

1,559,660

(4,445,230)

72

NOTES TO THE FINANCIAL STATEMENTS

 (iv) Revenue by geographical location

Revenue attributable to external customers is disclosed below, based on the location of where the revenue was 
derived:

Consolidated Group

2014

S$

2013

S$

  Singapore

  Outside Singapore

Total revenue

 (v) Assets by geographical location

Assets by geographical location

   Australia

   Singapore

Total assets

15,983,876

19,382,947

217,834

16,431

16,201,710

19,399,378

Consolidated Group

2014

S$

2013

S$

4,191,066

4,119,618

4,042,651

8,225,046

8,233,717

12,344,664

(vi) Major Customers
The Group is not reliant on any one major customer to whom it provides its products or services.

28 Operating 
Segments
cont’d

73

29(cid:428) Financial risk management policies

The Group’s fi nancial instruments consist mainly of cash at bank and accounts receivable and payable.

The  totals  for each category of  fi nancial  instruments,  measured  in  accordance with  AASB  139  as detailed  in  the 
accounting policies to the fi nancial statements, are as follows.

Financial assets

(cid:428)(cid:428)(cid:428)(cid:428)(cid:428)Cash and cash equivalents

(cid:428)(cid:428)(cid:428)(cid:428)(cid:428)Trade and other receivables

Total fi nancial assets

Financial liabilities

Trade and other payables

Finance lease

Total fi nancial liabilities

Total net fi nancial assets 

Consolidated Group

2014

S$

2013

S$

5,292,123

7,317,924

1,786,481

3,793,535

7,078,604

11,111,459

(2,925,484)

(4,207,918)

(29,580)

(78,639)

(2,955,064)

(4,286,557)

4,123,540

6,824,902

Financial risk management policies

The Board is responsible for monitoring and managing fi nancial risk exposures of the Group.

Specifi c fi nancial risk exposures and management

The main risk the Group is exposed to include foreign exchange risk, credit risk, liquidity risk and treasury 
management risk.

 (a) 

Foreign exchange risk
Exposure to foreign exchange risk may result in the fair value or future cash fl ows of a fi nancial instrument 
fl uctuating due to movement in foreign exchange rates of currencies in which the Group holds fi nancial 
instruments which are other than the functional currency of the Group which is the Singapore dollar. 

(i)   Risk management

The Group’s transactions are predominantly in it functional currency which is the Singapore dollar. 
The amount of asset and liability held in foreign currency is not considered material to the Group and 
hence does not hedge these asset or liability.

(ii)   Sensitivity analysis

Foreign exchange risk
A  sensitivity  analysis  of  the  impact  of  foreign  exchange  risk  is  not  shown  as  it  is  not  considered 
material to the Group at the reporting date. 

74

NOTES TO THE FINANCIAL STATEMENTS

 (b) 

Credit risk exposures
Credit risk represents the loss that would be recognised if counterparties failed to perform as contracted.

The credit risk on fi nancial assets of the entity which have been recognised in the statement of fi nancial 
position, is the carrying amount, net of any provision of doubtful debts.

Credit risk is managed through the maintenance of procedures which ensure to the extent possible, that 
customers and counterparties to transactions are of sound credit worthiness. Such monitoring is used in 
assessing receivables for impairment.
No receivables are considered past due or impaired.

(c) 

Liquidity risk
Liquidity risk arises from the possibility that the Group might encounter diffi  culty in settling its debts or 
otherwise meeting its obligations related to fi nancial liabilities. 

All fi nancial assets and liabilities as disclosed above have maturities within one year for the 31 August 2014 
fi nancial year with the exception of the non-current other payables and non-current portion of the fi nance 
lease.

The Group manages liquidity risk by monitoring forecast cash fl ows.

(d) 

Treasury risk management
The Board meets on a regular basis to analyse fi nancial risk exposure and evaluate treasury management 
strategies in the context of the most recent economic conditions and forecasts. The Board’s overall risk 
management  strategy  seeks  to  assist  the  Consolidated  Group  in  meeting  its  fi nancial  targets,  whilst 
maintaining the eff ects on fi nancial performance. Risk is also minimised through investing surplus funds in 
fi nancial institutions that maintain a high credit rating or in entities that the Board has otherwise cleared 
as being fi nancially sound.

(e) 

Fair values of fi nancial assets and liabilities
Fair value represents the price that would be received to sell an asset or paid to transfer a liability in an 
ordinary transaction between market participants at the measurement date.

The carrying values of fi nancial instruments approximate their fair values.

75

30(cid:428) Parent Company Information

Parent entity

Assets

Current assets

Non-current assets

Total assets

Liabilities

Current liabilities

Non-current liabilities

Total liabilities

Total net assets

Equity

Issued capital

Retained earnings

Employee share option reserve

Foreign currency revaluation reserve

Total equity

Financial performance

(Loss)/Profi t for the year

Other comprehensive income

Total comprehensive (loss)/income

2014

S$

2013

S$

4,191,066

4,119,618

1,154,029

2,803,557

5,345,095

6,923,175

(66,442)

(160,422)

-

-

(66,442)

(160,422)

5,278,653

6,762,753

17,354,262

17,354,262

(12,162,267)

(10,596,287)

72,180

14,478

64,010

(59,232)

5,278,653

6,762,753

(1,330,137)

975,774

73,710

124

(1,256,427)

975,898

Included in the loss for the year is S$1,649,528 write down of investment in subsidiary to the net asset of the 
Group and does not have an impact on the Group’s consolidated results for the current or prior year.

The parent entity has no contingent liabilities, contractual commitments or guarantees in relation to its subsidiary 
entities.

76

NOTES TO THE FINANCIAL STATEMENTS

31(cid:428) Company Details

The registered offi  ce of the Company is:

25 Peel Street

Adelaide SA 5000

The principal place of business is:

Asian American Medical Group

6A Napier Road,

Gleneagles Hospital Annexe Block #02-37,

Singapore 258500

Singapore centres:

Asian American Liver Centre

6A Napier Road,

Gleneagles Hospital Annexe Block #02-37,

Singapore 258500

Asian American Blood & Marrow Transplant Centre

6A Napier Road,

Gleneagles Hospital Annexe Block #05-36,

Singapore 258500

Malaysia centre:

iHEAL Medical Centre

Level 7 & 8, Annexe Block, Menara IGB, 

Mid Valley City, Lingkaran Syed Putra, 

59200 Kuala Lumpur, 

Malaysia

77

DIRECTORS’ DECLARATION

The directors of Company declare that:
(a) 

the fi nancial statements and notes, as set out on pages 41 to 77, are in accordance with the Corporations 
Act 2001, including:
(i) 

giving a true and fair view of the fi nancial position as at 31 August 2014 and of the performance for 
the year ended on that date of the Consolidated Group; and
complying with Accounting Standards.

(ii) 

(b) 

(c) 

(d) 

the Executive Director and Group Chief Financial Offi  cer have declared that:
(i) 

the  fi nancial  records  of  the  Company  for  the  fi nancial  year  have  been  properly  maintained  in 
accordance with s286 of the Corporations Act 2001;
The fi nancial statements and notes for the fi nancial year comply with the Accounting Standards; 
and
The fi nancial statements and notes for the fi nancial year give a true and fair view.

(ii) 

(iii) 

In the Directors’ opinion, there are reasonable grounds to believe that the Company will be able to pay its 
debts as and when they become due and payable.

complying  with  International  Financial  Reporting  Standards  as  disclosed  in  Note  2  to  the  fi nancial 
statements;

This declaration is made in accordance with a resolution of the Board of Directors.

Dato’ Dr Kai Chah Tan
Director 

3 November 2014

78

 
Level 1,
67 Greenhill Rd
Wayville SA 5034

Correspondence to:
GPO Box 1270
Adelaide SA 5001

T 61 8 8372 6666
F 61 8 8372 6677
E info.sa@au.gt.com
W www.grantthornton.com.au

INDEPENDENT AUDITOR’S REPORT
TO THE MEMBERS OF ASIAN AMERCIAN MEDICAL GROUP LIMITED

REPORT ON THE FINANCIAL REPORT
We have audited the accompanying fi nancial report of Asian American Medical 
Group Limited (the “Company”), which comprises the consolidated statement of 
fi nancial position as at 31 August 2014, the consolidated statement of profi t or loss 
and other comprehensive income, consolidated statement of changes in equity and 
consolidated statement of cash fl ows for the year then ended, notes comprising a 
summary of signifi cant accounting policies and other explanatory information and 
the directors’ declaration of the consolidated entity comprising the Company and 
the entities it controlled at the year’s end or from time to time during the fi nancial 
year.

Directors’ responsibility for the fi nancial report
The Directors of the Company are responsible for the preparation of the fi nancial 
report that gives a true and fair view in accordance with Australian Accounting 
Standards and the Corporations Act 2001. The Directors’ responsibility also 
includes such internal control as the Directors determine is necessary to enable the 
preparation of the fi nancial report that gives a true and fair view and is free from 
material misstatement, whether due to fraud or error. The Directors also state, in 
the notes to the fi nancial report, in accordance with Accounting Standard AASB 
101 Presentation of Financial Statements, the fi nancial statements comply with 
International Financial Reporting Standards.

Auditor’s responsibility
Our responsibility is to express an opinion on the fi nancial report based on our 
audit. We conducted our audit in accordance with Australian Auditing Standards. 
Those standards require us to comply with relevant ethical requirements relating to 
audit engagements and plan and perform the audit to obtain reasonable assurance 
whether the fi nancial report is free from material misstatement.

Grant Thornton Audit Pty Ltd ACN 130 913 594
a subsidiary or related entity of Grant Thornton Australia Ltd ABN 41 127 556 389

‘Grant Thornton’ refers to the brand under which the Grant Thornton member fi rms provide assurance, tax and advisory services to their clients and/
or refers to one or more member fi rms, as the context requires. Grant Thornton Australia Ltd is a member fi rm of Grant Thornton International Ltd 
(GTIL). GTIL and the member fi rms are not a worldwide partnership. GTIL and each member fi rm is a separate legal entity. Services are delivered by 
the member fi rms. GTIL does not provide services to clients. GTIL and its member fi rms are not agents of, and do not obligate one another and are not 
liable for one another’s acts or omissions. In the Australian context only, the use of the term ‘Grant Thornton’ may refer to Grant Thornton Australia 
Limited ABN 41 127 556 389 and its Australian subsidiaries and related entities. GTIL is not an Australian related entity to Grant Thornton Australia 
Limited.

Liability limited by a scheme approved under Professional Standards Legislation. Liability is limited in those States where a 
current scheme applies.

79

 
An audit involves performing procedures to obtain audit evidence about the 
amounts and disclosures in the fi nancial report. The procedures selected depend 
on the auditor’s judgement, including the assessment of the risks of material 
misstatement of the fi nancial report, whether due to fraud or error.

In making those risk assessments, the auditor considers internal control relevant to 
the Company’s preparation of the fi nancial report that gives a true and fair view in 
order to design audit procedures that are appropriate in the circumstances, but not 
for the purpose of expressing an opinion on the eff ectiveness of the Company’s 
internal control. An audit also includes evaluating the appropriateness of 
accounting policies used and the reasonableness of accounting estimates made by 
the Directors, as well as evaluating the overall presentation of the fi nancial report.

We believe that the audit evidence we have obtained is suffi  cient and appropriate 
to provide a basis for our audit opinion.

Independence
In conducting our audit, we have complied with the independence requirements of 
the Corporations Act 2001.

Auditor’s opinion
In our opinion:

a 

the fi nancial report of Asian American Medical Group Limited is in accordance 
with the Corporations Act 2001, including:

i  giving a true and fair view of the consolidated entity’s fi nancial position as 
at 31 August 2014 and of its performance for the year ended on that date; 
and

ii  complying with Australian Accounting Standards and the Corporations
  Regulations 2001; and

b 

the fi nancial report also complies with International Financial Reporting 
Standards as disclosed in the notes to the fi nancial statements.

Report on the remuneration report
We have audited the remuneration report included in the directors’ report for the 
year ended 31 August 2014. The Directors of the Company are responsible for 
the preparation and presentation of the remuneration report in accordance with 
section 300A of the Corporations Act 2001. Our responsibility is to express an 
opinion on the remuneration report, based on our audit conducted in accordance 
with Australian Auditing Standards.

80

 
 
 
 
 
Auditor’s opinion on the remuneration report

In our opinion, the remuneration report of Asian American Medical Group 
Limited for the year ended 31 August 2014, complies with section 300A of the 
Corporations Act 2001.

GRANT THORNTON AUDIT PTY LTD
Chartered Accountants

S J Gray
Director – Audit & Assurance

Adelaide, 3 November 2014

81

SHAREHOLDER INFORMATION

The shareholder information set out below was applicable as at 24 October 2014.

A. Distribution of holders of equity securities

1 - 1,000

1,001 

5,001 

10,001 

- 

- 

- 

5,000

10,000

100,000

100,001 and over

Ordinary Shares

Employee Options

156

59

52

79

38

384

-

-

-

-

2

2

There were 223 holders of less than marketable parcel of ordinary shares.

The percentage of the total holdings of the twenty largest holders of ordinary shares was 97.03 per cent.

82

 
 
 
 
 
B. Equity security holders
The names of the twenty largest holders of quoted equity securities are listed below:

Name

Number held

Percentage

Ordinary shares

Dato' Dr Kai Chah Tan

HSBC Custody Nominees (Australia) Limited 

Ms Pamela Anne Jenkins

Citicorp Nominees Pty Limited

Russing Med Holdings Pte Ltd

Mr Wing Kwan Teh

Dr Kang Hoe Lee

Mr Robert John Wood & Mrs Stella Agnes Wood (Bob & 
Stella Wood S/F A/C)

Mrs Anjana Nandha

Mr Ravindran Govindan

Mr Harry Vui Khiun Lee

UOB Kay Hian Private Limited (Client A/C)

DBS Vickers Securities (Singapore) Pte Ltd (Client A/C)

Mr John Philip Joshua

Mr Barry William Quaill & Mrs Pamela Louise Quaill 
(BW&PLQUAILL Investment A/C)

Mr Boon Hwa Koh

Arabesque Unit Trust Pty Ltd

Mr Mohan Singh Nandha

Mr Amitoze Nandha

Mr Peter Roy Boettcher & Mrs Madonna Mary Boettcher 
(Boettcher Superfund A/C)

102,298,250 

25,301,094

21,324,600

21,314,948

21,000,000

4,084,090

2,500,040

1,140,415

700,000

699,483

561,915

412,391

354,599

245,000

236,800

220,000

217,400

215,000

213,500

200,000

48.84

12.08

10.18

10.18

10.03

1.95

1.19

0.54

0.33

0.33

0.27

0.20

0.17

0.12

0.11

0.11

0.10

0.10

0.10

0.10

83

C. Substantial holders
Substantial holders in the company are set out below:

Ordinary shareholders

Dato' Dr Kai Chah Tan

HSBC Custody Nominees (Australia) Limited 

Ms Pamela Anne Jenkins

Citicorp Nominees Pty Limited

Russing Med Holdings Pte Ltd

D. Voting rights
Please refer note 20.

E. On-market buy back
There are no current on-market buy back.

Number held

102,298,250

25,301,094

21,324,600

21,314,948

21,000,000

Percentage

48.84

12.08

10.18

10.18

10.03

84

NOTES TO THE FINANCIAL STATEMENTS

85

Asian American Medical Group Limited
www.aamg.co
In collaboration with UPMC

6A Napier Road, Gleneagles Hospital
Annexe Block #02-37
Singapore 258500

T  (65) 6476 2088
F  (65) 6476 3088
E  enquiry@aamg.co