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Ardmore Shipping Corporation

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FY2013 Annual Report · Ardmore Shipping Corporation
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ANNUAL REPORT 2013

OUR
COMPANY

Ardmore Shipping owns and operates a fleet of mid-size product and chemical tankers ranging from 17,500 Dwt to 50,300 
Dwt. We provide seaborne transportation of petroleum products and chemicals worldwide to oil majors, national oil companies, 
oil and chemical traders, and chemical companies, with our modern, fuel-efficient fleet of tankers.

Ardmore’s  core  strategy  is  to  develop  a  modern,  high-quality  fleet  of  product  and  chemical  tankers,  build  key  long-term 
commercial relationships, maintain our cost advantage in assets, operations and overhead, while creating significant synergies 
and economies of scale as the Company grows. We provide our services to customers through voyage charters, commercial 
pools and time charters and enjoy close working relationships with key commercial and technical management partners. We 
view the continued development of these relationships as crucial to our long-term success.

ARDMORE
STRATEGY

• Transparent Corporate Structure
• Balanced Fleet Employment
• Dividends and Capital Growth
• Conservative Capital Structure
• High Quality Fleet

• Mid-size Product and Chemical    
   Tankers
• Service Excellence
• Quality Operations
• Fuel Effi  ciency

• Assets Acquired at Cyclical Lows
• Operational Cost Advantage
• Low Corporate Overhead
• Diligent Investment Appraisal

LONG-TERM 
VALUE CREATION

FOCUS

COST 
LEADERSHIP

OUR CORE PRINCIPLES:
•  PROFESSIONALISM

•  INTEGRITY 

•  RESPECT

OUR PHILOSOPHY
SHIPPING  IS  AN  OPERATIONALLY  INTENSIVE 
BUSINESS  WHERE  COMPANIES  WORK  IN 
A  CONSTANTLY  CHANGING  COMMERCIAL  
ENVIRONMENT,  TRADE  TO  ALL  PARTS  OF  THE 
G L O B E ,   A R E   S U B J E C T   T O   S T R I N G E N T 
TANKER 
R E G U L AT I O N S ,   AND  WHERE 
COMPANIES  IN  PARTICULAR  ARE  HELD  TO 
HIGH STANDARDS IN VIEW OF THE POTENTIAL 
ENVIRONMENTAL IMPACT.

FURTHERMORE,  SHIPPING  COMPANIES 
COMPETE  IN  A  CYCLICAL  AND  CAPITAL  
INTENSIVE ENVIRONMENT WHICH REWARDS 
THOSE  WHO  HAVE  THE  DESIRE,  RESOURCES 
AND  RESOLVE  TO  ACT  ON  OPPORTUNITIES, 
AND  YET  MAINTAIN  A  TIGHT  CONTROL  ON  
RISKS AND COSTS.

Ardmore embraces the challenges of this complex and competitive environment, where in order to excel we must:

•  Have a total dedication to quality of operations, crew welfare, health and safety

• 

Total  commitment  to  the  protection  of  the  environment;  working  with  regulators,  authorities  and  associations  to  ensure 
adherence to the highest standards

•  Develop  a  collaborative  working  relationship  with  our  customers  by  thoroughly  understanding  their  business  objectives, 
paying absolute attention to detail in operations, and having a commercially flexible approach to solving issues when they 
arise

•  Choose to work with, and maintain a strong and trusting relationship with, the best ‘partner’ companies in order to ensure 

the highest standards

• 

Attract  high  quality  seafarers  and  shore-based  professionals  by  providing  an  organization  with  integrity,  a  clear  sense 
of  purpose,  a  secure  shipboard  working  environment,  a  stimulating  office  environment,  and  an  opportunity  to  grow 
professionally

•  Maintain the trust of oil majors by approaching the vetting process with a complete understanding of their objectives and 

standards, and by using their feedback to improve and stay at the forefront of best management practices

•  Win the support of experienced shipping financiers and investors through prudent risk management, financial transparency, 

building value and delivering a superior financial performance.

We believe that by concentrating on each of these areas with passion, we will not merely meet, but exceed, the expectations 
of those who have placed their trust in us, and believe that it will serve Ardmore well on the long journey ahead.

2

CHAIRMAN’S
MESSAGE

I am very pleased to report on the results of Ardmore Shipping Corporation for the year ended December 31, 2013.

2013  marked  a  number  of  significant  milestones  in  the  history  of  the  Company.  Ardmore  completed  an  Initial  Public  Offering, 
doubled the size of the fleet and further enhanced its reputation for operational excellence and customer service. The focus for the 
year was to continue to build the fleet in a thoughtful and accretive manner and further enhance Ardmore’s financial strength and 
flexibility. I am extremely pleased to announce that we successfully accomplished every one of these important objectives.

Highlighting  the  Company’s  leadership  and  strong  growth  prospects,  we  successfully  completed  an  IPO  on  the  New  York  Stock 
Exchange  in  August  2013,  raising  $140  million.  We  were  delighted  with  the  strong  response  and  the  calibre  of  investors  who 
participated in the offering. The IPO was a tremendous achievement for the Company’s management team, employees, Board of 
Directors  and  sponsors,  and  its  success  is  directly  attributable  to  the  dedication  and  professionalism  of  the  entire  organization. 
I  am  also  delighted  to  welcome  three  new  independent  board  members  with  considerable  experience  in  shipping,  finance  and 
management of industry-leading transportation corporations, and I look forward to working with them to ensure the continued high-
quality stewardship and governance of Ardmore.  

The Company continued to grow its operations and took delivery of its first two vessels from SPP Shipbuilding in February and June 
2013. Complementing this success, in July, the Company established a close commercial relationship with a major oil trader for the 
employment of six vessels.  Ardmore is committed to owning and operating high quality tankers with optimal commercial capability.  
Ardmore’s  reputation  for  providing  high  quality  operations  and  commercial  flexibility  is  demonstrated  through  charterparties  with 
leading blue chip customers.

More recently, we commenced 2014 with the delivery of three additional vessels in the first quarter, and currently have eleven of 
twenty one vessels on the water and contributing to earnings.  The strategic focus for 2014 will be to continue to grow the Company 
in a manner which is accretive to earnings, and to work with customers and business partners to build value and generate superior 
returns for our shareholders.

We appreciate the trust and support given to Ardmore by its shareholders, customers, business partners and financiers. On behalf 
of the Board of Directors, I would like to thank you for your continued support and we look forward to working together to continue 
to build Ardmore into the most successful tanker company globally.

Reginald Jones
Chairman
Ardmore Shipping Corporation

44

CEO’S
MESSAGE

Dear Shareholders,

2013 was a transformational year for Ardmore Shipping and it is my pleasure to report on the Company’s performance and on-going progress.  
Since this is our first annual report as a public company, I would like to extend a warm welcome to our new public investors on behalf of the 
board of directors and Ardmore’s management team. We are dedicated to long-term shareholder value creation, transparency and responsible 
corporate governance. 

Management’s  focus  for  2013  was  on  fleet,  financial  and  organizational  growth,  as  well  as  providing  continued  high  quality  service  to  our 
customers and further improvement and innovation to our business partners.  An important highlight of the year was undoubtedly the Initial 
Public  Offering  of  the  Company  on  the  New  York  Stock  Exchange  in  August.    Our  success  raising  $140  million  enabled  the  Company  to 
capitalize on cyclically low asset values and to acquire eleven high quality ships at very attractive and accretive prices.  We are very pleased 
with the success of the IPO, which has provided us with a strong platform for future growth as well as access to a broad and sophisticated 
investor  base.    We  are  committed  to  working  hard  to  ensure  that  Ardmore  is  a  leading  global  tanker  company  which  creates  value  for  its 
shareholders.

Since the IPO, Ardmore has made notable progress executing its strategy by achieving a significant number of accomplishments including:

• 

• 

• 

• 

Successful follow-on equity offering raising $108 million and further broadening the Company’s investor base 

Executed contracts for ten newbuilding vessels and acquired one secondhand vessel

Took delivery of four new Eco-design MR product tankers from SPP Shipbuilding, Korea, with more than 50% of our modern, fuel-efficient 
fleet now on the water and generating cash flow

Finalized  terms  for  senior  debt  to  finance  the  vessels  under  construction  while    expanding    the  Company’s  banking  group  and  debt 
capacity

• 

Established commercial chartering relationships with new customers, including a major oil trader for the employment of  six vessels

•  Commenced or renewed time charters with new and existing customers all at higher rates

•  Completed upgrading three vessels to Eco-mod, including pioneering installation of propeller upgrades underwater

•  Continued investment in the organization and information systems to support further expansion

• 

Returned $0.17 per share to shareholders through dividends for the period as a public Company

Operations

Meeting stringent operational standards for customers is of utmost importance to Ardmore, and our leadership in this critical area continues to 
be a major driver of the Company’s success.  We have built a strong reputation for operational excellence and are proud that our operations 
team is at the forefront of fuel efficiency and commercial efficiency developments. Our operations team works closely with technical managers 
and charterers to ensure that our vessels are maintained to a very high standard in an effort to provide value added services to customers 
and improved returns for shareholders.  

I  am  pleased  to  report  that  in  2013  we  once  again  achieved  strong  operational  results.    Our  intense  focus  on  operational  excellence  has 
resulted  in  Ardmore  successfully  establishing  new  commercial  relationships  with  the  world’s  largest  oil  traders  and  oil  majors.  Furthermore, 
through  the  continued  hard  work  and  dedication  of  our  team,  we  have  maintained  our  excellent  record  on  vettings,  health  and  safety,  and 
on-hire availability.

Market

Both the product and chemical markets continued to improve in 2013. While the orderbook for vessels attracted much attention during 2013, 
the rate of scrapping of ships has continued, ensuring that demand growth exceeded fleet growth. The MR product and chemical sector is 

the largest segment of the global tanker industry based on number of ships and, as a consequence, time charter rates for MR tankers have 
remained relatively robust through the current shipping downturn. 

Overall  growth  in  the  global  economy  was  2.9%  in  2013  and  3.2%  in  2012.    While  overall  growth  for  2013  was  modest,  the  developed 
economies of the Eurozone and the U.S. were stronger and emerging economies of China and India grew at 7.6% and 3.8% respectively, 
which is significant in real terms given the extraordinary growth in recent years.

Since the underlying demand for products and chemicals is closely correlated to global GDP, we expect the continued improvement in the 
global economy will propel the recovery in the tanker market. Additionally, the secular developments in the oil and refining industry, such as 
U.S. shale oil and gas, are having a significant impact on demand for product and chemical tankers. U.S. refined petroleum products exports 
increased  by  more  than  173%  between  2005  and  2013.  As  the  U.S.  continues  to  invest  in  its  production  and  refinery  infrastructure,  it  is 
expected that exports of refined product from the U.S. to Europe, South America and Africa will increase meaningfully over the coming years, 
further boosting tonne-mile demand for MR product tankers.

Global  manufacturing,  an  important  driver  of  chemical  demand,  grew  steadily  throughout  2013,  ending  the  year  on  a  32  month  high  in 
December, reflecting strong manufacturing results from the UK, U.S. and Japan. Global manufacturing is expected to continue to grow steadily 
throughout 2014. 

Financial
In  2013,  Ardmore  generated  revenue  and  EBITDA1 of  $35.9  million  and  $9.5  million,  an  increase  from  $25.2  million  and  $5.1  million  in 
2012, respectively. The Company reported a net loss after tax for the year of $3.8 million, compared to a net loss of $4.5 million in 2012. 
The reduction in the net loss for the period is attributable to a larger fleet and the additional income following deliveries of two new vessels in 
February and June 2013. While the company’s overhead has increased as a consequence of being a public company, our cost base on a 
per ship basis continues to be among the lowest of our peers. 

Ardmore had total assets of $358 million with a cash balance of $57 million at December 31, 2013. In addition to the proceeds from the IPO 
and follow-on offering, we have finalized terms with our relationship banks for debt financing for our vessels under construction. We expect 
to conclude this debt financing in early 2014 well in advance of the scheduled delivery of the vessels, which commence at the end of 2014.

We are satisfied with Ardmore Shipping’s financial performance for the year ended December 31, 2013 and we look forward to building on 
Ardmore’s progress in 2014, as additional vessels contribute positively to the Company’s earnings. 

Outlook for 2014

We remain optimistic about the global economic outlook for 2014, as the headwinds of the financial crisis are abating. GDP growth is expected 
to be 3.6%, based on a continued recovery in developed economies and moderating, yet strong, growth in emerging economies.  

We  expect  the  shipping  market  will  continue  to  improve  in-line  with  the  global  economy,  during  a  time  when  the  shift  in  worldwide  refinery 
capacity and development of shale oil will bolster demand and increase charter rates for MR product and chemical tankers. 

In 2014, we intend to remain true to our strategy of employing our growing fleet of ships on short-term charters, while building relationships 
with customers who have direct access to cargos. Short-term charters provide Ardmore both a level of stability in earnings and exposure to 
improving charter rates. We currently have 50% of our fleet on the water generating cash flow and will continue to expand our fleet and work 
with the shipyards on construction of our vessels, three of which will deliver in 2014. 

As a management team, we take a conservative approach to financing. In 2014, we aim to conclude bank financing for our vessels under 
construction and are well positioned to draw upon our significant financial flexibility to grow the company in a measured and accretive manner. 

Acknowledgements

Ardmore’s progress is a direct result of the support, hard work and commitment of our employees, to whom we owe our thanks. We believe 
that strong leadership and dedicated employees will ensure the continued success of Ardmore Shipping.

We also appreciate the continued support we have received from our valued customers, shareholders, financiers and service partners during 
2013.  We look forward to working closely with all of you in the coming years, as Ardmore expands its leadership in the tanker industry. 

Anthony Gurnee
Chief Executive Officer
Ardmore Shipping Corporation

1 EBITDA is equal to profit/(loss) from operations before depreciation and amortization of deferred drydock expenditure.

6

MT Ardmore Seamariner
Built: Minami-Nippon, Japan, October 2006
Acquired: October 2013
Photo: English Channel, February 2014

OUR
FLEET

As of March 31, 2014, Ardmore has a fleet of 21 vessels comprising 11 vessels in operation and ten vessels under construction 
which are scheduled for delivery in 2014 and 2015.  The operating fleet comprises eight MR product and chemical tankers and 
three IMO 2 chemical tankers, with a total deadweight tonnage of 448,604.

Product tankers are mainly used for the transportation of refined petroleum products, typically gasoline, jet fuel, kerosene, fuel 
oil and naphtha.  Chemical tanker vessels are primarily used for the transportation of organic chemicals, inorganic chemicals 
and vegetable oils. Chemical tanker vessels can also be used to transport less sophisticated cargos such as molasses, lube 
oils and refined petroleum products. MR product and mid-size chemical tankers are the workhorses of the global tanker fleet 
and the largest segment by number of ships, thus offering considerable commercial flexibility.

VESSEL NAME

TYPE

DWT

IMO CONSTRUCTED

COUNTRY 

CONSTRUCTED

FLAG

SPECIFICATION

IN OPERATION
Ardmore Seavaliant

Product/Chemical

49,998

Ardmore Seaventure

Product/Chemical

49,998

Ardmore Seavantage

Product/Chemical

49,997

Ardmore Seavanguard 

Product/Chemical

49,998

Ardmore Seamariner

Ardmore Seatrader

Product

Product

45,726

47,141

Ardmore Seamaster

Product/Chemical

45,840

Ardmore Seafarer

Product

45,744

Ardmore Centurion

Product/Chemical

29,006

Ardmore Calypso

Ardmore Capella

Product/Chemical

17,589

Product/Chemical

17,567

ON ORDER
SPP Hull S-1162

SPP Hull S-1163

SPP Hull S-1171

SPP Hull S-1172

Product/Chemical

50,300

Product/Chemical

50,300

Product/Chemical

50,300

Product/Chemical

50,300

HMD Hull H-2480

Product/Chemical

37,000

HMD Hull H-2481

Product/Chemical

37,000

FKA Hull N-2062

FKA Hull N-2063

FKA Hull N-2065

FKA Hull N-2067

Product/Chemical

25,000

Product/Chemical

25,000

Product/Chemical

25,000

Product/Chemical

25,000

3

3

3

3

-

-

3

-

2

2

2

3

3

3

3

2

2

2

2

2

2

Feb-13

Jun-13

Jan-14

Feb-14

Oct-06

Dec-02

Sep-04

Aug-04

Nov-05

Jan-10

Jan-10

1Q15

2Q15

2Q15

3Q15

1Q15

1Q15

4Q14

1Q15

3Q15

4Q15

Korea

Korea

Korea

Korea

Japan

Japan

Japan

Japan

Korea

Korea

Korea

Korea

Korea

Korea

Korea

Korea

Korea

Japan

Japan

Japan

Japan

MI

MI

MI

MI

MI

MI

MI

MI

MI

MI

MI

MI

MI

MI

MI

MI

MI

MI

MI

MI

MI

Eco-design

Eco-design

Eco-design

Eco-design

Eco-mod

Eco-mod

Eco-mod

Eco-mod

Eco-mod

Eco-mod

Eco-mod

Eco-design

Eco-design

Eco-design

Eco-design

Eco-design

Eco-design

Eco-design

Eco-design

Eco-design

Eco-design

Fully-Delivered Fleet by Type

2013 Cargos Transported (Metric Tons)

54%

25%

4%

17%

MR Product Chemical
IM03  

MR Product Chemical
IM02

17K Product Chemical
IM02

MR Product

1,507,743 MT

349,718 MT

CPP 

Veg-Oil

Chemicals

Bio-Fuel

52,911 MT

144,074 MT

8

FORM
20-F

UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 
FORM 20-F 

(Mark One) 

[  ] 

REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE 
ACT OF 1934 

OR 

[X] 

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the fiscal year ended December 31, 2013 

OR 

[  ] 

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 
1934 

For the transition period from _________________ to _________________ 

OR 

[  ] 

SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT 
OF 1934 

Date of event requiring this shell company report _________________ 

Commission file number: 001-36028 

ARDMORE SHIPPING CORPORATION 
(Exact name of Registrant as specified in its charter) 

(Translation of Registrant's name into English) 

Republic of the Marshall Islands 
(Jurisdiction of incorporation or organization) 

69 Pitts Bay Road, Hamilton, HM08, Bermuda 
(Address of principal executive offices) 

Mr. Anthony Gurnee 
City Gate Building 1000, Mahon, Cork, Ireland 
+353 21 240 9500 
info@ardmoreshipping.com 
(Name, Telephone, E-mail and/or Facsimile, and address of Company Contact Person) 

 
   
  
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
   
   
   
   
   
   
   
 
Securities registered or to be registered pursuant to section 12(b) of the Act. 

Title of each class 
Common stock, par value $0.01 per share 

Name of each exchange on which registered 
New York Stock Exchange 

Securities registered or to be registered pursuant to section 12(g) of the Act. 

NONE 
(Title of class) 

Securities for which there is a reporting obligation pursuant to Section 15(d) of the Act. 

NONE 
(Title of class) 

Indicate the number of outstanding shares of each of the issuer's classes of capital or common stock as of the close of the period 
covered by the annual report. 

As of December 31, 2013, there were 18,050,000 shares of common stock outstanding, par value $0.01 per share. 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. 

Yes    

No 

X 

If this report is an annual or transition report, indicate by check mark if the registrant is not required to file reports pursuant to Section 
13 or 15(d) of the Securities Exchange Act of 1934. 

Yes    

No 

X 

Note – Checking the box above will not relieve any registrant required to file reports pursuant to Section 13 or 15(d) of the Securities 
Exchange Act of 1934 from their obligations under those Sections. 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities 
Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), 
and (2) has been subject to such filing requirements for the past 90 days. 

Yes 

X 

No    

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every 
Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the 
preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). 

Yes 

X 

No    

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer or a non-accelerated filer.  See the 
definitions of "large accelerated filer" and "accelerated filer" in Rule 12b-2 of the Exchange Act. (Check one): 

Large accelerated filer   

Accelerated filer   

Non-accelerated filer   

 
 
  
   
   
 
  
  
 
  
  
 
  
  
  
  
   
   
   
   
   
   
 
  
   
   
   
   
   
   
 
  
  
  
   
   
   
   
   
   
 
  
   
   
   
   
   
   
 
   
   
   
 
Indicate by check mark which basis of accounting the registrant has used to prepare the financial statements included in this filing: 

X 

   U.S. GAAP 

   International Financial Reporting Standards as issued by the international Accounting Standards Board 

   Other 

If "Other" has been checked in response to the previous question, indicate by check mark which financial statement item the registrant 
has elected to follow: 

Item 17 

Item 18 

If this is an annual report, indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange 
Act). 

Yes    

No 

X 

 
   
 
  
 
  
   
      
   
   
      
   
 
  
  
   
   
   
   
   
   
   
   
  
   
   
   
   
   
   
 
TABLE OF CONTENTS 

PART I 

Item 1. 

Identity of Directors, Senior Management and Advisors 

Item 2. 

Offer Statistics and Expected Timetable 

Item 3. 

Key Information 

Item 4. 

Information on the Company 

Item 4.A  Unresolved Staff Comments 

Item 5. 

Operating and Financial Review and Prospects 

Item 6. 

Directors, Senior Management and Employees 

Item 7. 

Major Shareholders and Related Party Transactions 

Item 8. 

Financial Information 

Item 9. 

The Offer and Listing 

Item 10.  Additional Information 

Item 11.  Quantitative and Qualitative Disclosures about Market Risks 

Item 12.  Description of Securities Other than Equity Securities 

PART II 

Item 13.  Defaults, Dividend Arrearages and Delinquencies 

Item 14.  Material Modifications to the Rights of Shareholders and Use of Proceeds 

Item 15.  Controls and Procedures 

Item 16 

Reserved 

Item 16.A  Audit Committee Financial Expert 

Item 16.B  Code of Ethics 

Item 16.C  Principal Accountant Fees and Services 

Item 16.D  Exemptions from the Listing Standards for Audit Committees 

Item 16.E  Purchases of Equity Securities by the Issuer and Affiliated Purchasers 

Item 16.F  Change in Registrant's Certifying Accountant 

Item 16.G  Corporate Governance 

Item 16.H  Mine Safety Disclosures 

Item 17. 

Financial Statements 

Item 18. 

Financial Statements 

Item 19. 

Exhibits 

INDEX TO FINANCIAL STATEMENTS OF ARDMORE SHIPPING CORPORATION 

2 

2 

2 

21 

43 

43 

55 

60 

60 

61 

62 

73 

74 

74 

74 

74 

74 

74 

75 

75 

75 

75 

75 

75 

76 

76 

76 

76 

F-1 

 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
FORWARD-LOOKING STATEMENTS 

The Private Securities Litigation Reform Act of 1995 provides safe harbor protections for forward-looking statements in order to 
encourage companies to provide prospective information about their business. The Company desires to take advantage of the safe harbor 
provisions of the Private Securities Litigation Reform Act of 1995 and is including this cautionary statement in connection with such safe 
harbor legislation. 

This annual report and any other written or oral statements made by us or on our behalf may include forward-looking statements which 
reflect our current views and assumptions with respect to future events and financial performance and are subject to risks and 
uncertainties. Forward-looking statements include statements concerning plans, objectives, goals, expectations, projections, strategies, 
beliefs about future events or performance, and underlying assumptions and other statements, which are other than statements of historical 
facts. In some cases, words such as "believe", "except," "anticipate," "intends," "estimate," "forecast," "project," "plan," "potential," 
"will," "may," "should," "expect" and similar expressions are intended to identify forward-looking statements, but are not the exclusive 
means of identifying such statements. 

Forward-looking statements in this Annual Report include, but are not limited to, such matters as: 

 
 
 

 
 
 

 

 

our future operating or financial results; 
global and regional economic and political conditions, including piracy; 
our pending vessel acquisitions, our business strategy and expected capital spending or operating expenses, including 
drydocking and insurance costs; 
competition in the tanker industry; 
statements about shipping market trends, including charter rates and factors affecting supply and demand; 
our financial condition and liquidity, including our ability to obtain financing in the future to fund capital expenditures, 
acquisitions and other general corporate activities; 
our ability to enter into fixed-rate charters after our current charters expire and our ability to earn income in the spot 
market; and 
our expectations of the availability of vessels to purchase, the time it may take to construct new vessels, and vessels' 
useful lives. 

Many of these statements are based on our assumptions about factors that are beyond our ability to control or predict and are subject to 
risks and uncertainties that are described more fully under the "Risk Factors" section of this Annual Report. Any of these factors or a 
combination of these factors could materially affect our future results of operations and the ultimate accuracy of the forward-looking 
statements. Factors that might cause future results to differ include, but are not limited to, the following: 

 
 

 
 
 

changes in governmental rules and regulations or actions taken by regulatory authorities; 
changes in economic and competitive conditions affecting our business, including market fluctuations in charter rates 
and charterers' abilities to perform under existing time charters; 
potential liability from future litigation and potential costs due to environmental damage and vessel collisions; 
the length and number of off-hire periods and dependence on third-party managers; and 
other factors discussed under the "Risk Factors" section of the Annual Report 

You should not place undue reliance on forward-looking statements contained in the Annual Report, because they are statements about 
events that are not certain to occur as described or at all. All forward-looking statements in the Annual Report are qualified in their 
entirety by the cautionary statements contained in the Annual Report. These forward-looking statements are not guarantees of our future 
performance, and actual results and future developments may vary materially from those projected in the forward-looking statements. 

Except to the extent required by applicable law or regulation, we undertake no obligation to release publicly any revisions to these 
forward-looking statements to reflect events or circumstances after the date of this Annual Report or to reflect the occurrence of 
unanticipated events.

 
 
 
  
 
 
 
   
   
   
   
   
   
   
   
 
 
   
   
   
   
   
 
 
PART I 

Item 1. 

Identity of Directors, Senior Management and Advisors 

Not applicable 

Item 2. 

Offer Statistics and Expected Timetable 

Not applicable. 

Item 3. 

Key Information 

Unless the context otherwise requires, when used in this Annual Report, the terms "Ardmore," "Ardmore Shipping," the "Company," "we," 
"our" and "us" refer to Ardmore Shipping Corporation and its subsidiaries. "Ardmore Shipping Corporation" refers only to Ardmore 
Shipping Corporation and not its subsidiaries. Unless otherwise indicated, all references to "dollars," "U.S. dollars" and "$" in this annual 
report are to the lawful currency of the United States. We use the term deadweight tons, or dwt, expressed in metric tons, each of which is 
equivalent to 1,000 kilograms, in describing the size of tankers. 

A. 

Selected Financial Data 

The following table sets forth our selected consolidated financial data and other operating data. The selected financial data as of December 
31, 2013 and 2012 and the years ended December 31, 2013, 2012 and 2011 are derived from our audited consolidated financial statements, 
included elsewhere in the Annual Report. The selected consolidated financial data set forth below as of December 31, 2011 and 2010 and 
for the period ended December 31, 2010 have been derived from our audited consolidated financial statements, which are not included in 
the Annual Report. The financial statements have been prepared in accordance with U.S. GAAP. The data set forth below should be read in 
conjunction with "Item 5. Operating and Financial Review and Prospects." 

INCOME STATEMENT DATA 

REVENUE 
Revenue 
OPERATING EXPENSES 
Commissions and voyage related costs 
Vessel operating expenses 
Charter hire costs 
Depreciation 
Amortization of deferred drydock expenditure 
General and administrative expenses 
Total operating expenses 

For the years ended 
   Dec 31, 2013      Dec 31, 2012      Dec 31, 2011      Dec 31, 2010   

  $  35,867,356         25,172,654         22,375,414        

3,459,153   

789,149        

2,523,842        

468,067        
     18,215,487         14,598,071         12,186,825        
1,663,380        
5,343,091        
-        
2,599,031        
     36,218,286         26,699,209         22,260,394        

1,699,943        
6,195,416        
441,491        
2,975,139        

-        
8,388,208        
1,420,814        
5,669,935        

94,439   
2,079,857   
-   
959,903   
-   
851,660   
3,985,859   

(Loss) / profit from operations 

(350,930 )      

(1,526,555 )      

115,020        

(526,706 ) 

Interest expense and finance costs 
Interest income 

(3,464,006 )      
6,059        

(2,966,014 )      
4,713        

(3,080,472 )      
3,608        

(647,441 ) 
2,723   

Loss before taxes 

Income tax 

Net loss 

(3,808,877 )      

(4,487,856 )      

(2,961,844 )      

(1,171,424 ) 

(33,726 )      

(51,237 )      

(13,426 )      

3,424   

  $  (3,842,603 )      

(4,539,093 )      

(2,975,270 )      

(1,168,000 ) 

Loss per share, basic and diluted 
Weighted average number of common shares, basic and diluted 

  $ 
(0.31 )      
     12,241,599        

(0.56 )      
8,049,500        

(0.37 )      
8,049,500        

(0.15 ) 
8,049,500   

2 

 
 
  
 
 
 
 
  
 
 
 
 
  
  
   
    
      
      
      
  
    
        
        
        
    
    
    
    
    
    
   
    
        
        
        
    
    
   
    
        
        
        
    
    
    
   
    
        
        
        
    
    
   
    
        
        
        
    
    
   
    
        
        
        
    
   
    
        
        
        
    
 
  
   
BALANCE SHEET DATA 

Cash and cash equivalents 
Net vessels (including drydock assets) 
Total assets 
Short-term revolving credit facility 
Senior debt and capital leases 
Paid in capital 
Accumulated deficit 

CASHFLOW DATA 

Net cash provided by operating activities 
Net cash used in investing activities 
Net cash provided by financing activities 

TIME CHARTER EQUIVALENT DATA (1) 

MR Tankers "Eco-design" 
MR Tankers "Eco-mod" 
Chemical Tankers "Eco-mod" 

FLEET OPERATING DATA 

As at 
   Dec 31, 2013      Dec 31, 2012      Dec 31, 2011      Dec 31, 2010   
  $  56,860,845         15,334,123        
5,203,790   
    292,054,606        157,008,968        145,760,106         94,288,390   
    357,965,633        179,960,468        160,631,102        104,051,350   
-         30,265,000         14,770,000   
    119,239,015         67,100,000         65,600,000         38,000,000   
    244,883,077        117,073,352         65,747,599         50,790,925   
(1,168,000 ) 
  $ (12,524,966 )      

(4,143,270 )      

(8,682,363 )      

5,460,304        

-        

For the years ended 
   Dec 31, 2013      Dec 31, 2012      Dec 31, 2011      Dec 31, 2010   
(2,259,892 ) 
  $ 
    (144,637,558 )       (14,941,514 )       (56,920,554 )       (95,260,596 ) 
  $  178,044,107         20,830,080         56,779,795        102,724,278   

8,120,173        

3,985,253        

397,273        

For the years ended 
   Dec 31, 2013      Dec 31, 2012      Dec 31, 2011      Dec 31, 2010   
-   
-        
  $ 
12,800   
13,294        
10,459   
9,108        

-        
13,097        
8,878        

15,838        
13,732        
10,483        

  $ 

For the years ended 
  Dec 31, 2013      Dec 31, 2012      Dec 31, 2011      Dec 31, 2010   

Fleet TCE 
Fleet weighted average (2) 
Profit / (loss) on TC-Invest (3) 
Commissions and voyage related costs (4) 
Third party share of profit / (loss) on chartered-in vessels (5) 

Net TCE 

  $ 

12,850   

10,911   

11,100   

(27 )      
(235 )      
(4 )      

(185 )      
(337 )      
(205 )      

(47 )      
(234 )      
(254 )      

  $ 

12,584   

10,184   

10,565   

Operating Expenditure 
Fleet operating costs per day (6) 
Technical management fees per day (7) 

Total fleet operating costs per day 

  $ 

  $ 

6,152   
379   

6,531   

6,103   
344   

6,447   

6,150   
334   

6,484   

12,597   
(361 ) 
(334 ) 
-   

11,902   

6,963   
335   

7,298   

Expenditures for drydock (8) 

242,263   

     2,959,280   

-   

-   

Hire 
On-hire utilization (9) 
____________ 

99.54 %     

99.10 %     

99.80 %     

99.20 % 

(1)  Time Charter Equivalent ("TCE") daily rate is the gross charter rate or gross pool rate, as appropriate, per revenue day plus CVE 
income. For vessels employed on voyage charters, TCE is the net rate after deducting voyage costs incurred by commercial 
managers. 

(2)  Fleet weighted average is total gross revenue for the fleet, after deducting voyage expenses incurred by commercial managers, 
before any profits arising or losses incurred on TC-Invest and share of profit arising or losses incurred on chartered-in vessels, 
divided by the number of revenue days. 

(3)  Profit / (loss) on TC-Invest relate to two separate agreements entered into by the company with two third party charterers which 

were supplemental to the charters of the Ardmore Seafarer and the Ardmore Seatrader, respectively, to participate in the profits or 
losses arising from each vessel's employment in an MR pool managed by affiliates of the charterers, in exchange for an up-front 
investment to be used for working capital for the pool. The TC-Invest arrangements were for the period of each time charter. The 
time charter for the Ardmore Seafarer expired on July 10, 2012, and the time charter for the Ardmore Seatrader expired on 
February 12, 2013. 

(4)  Commissions and voyage related costs relate to commission and administration and fees in relation to employment of the vessel, 

along with minor voyage expenses incurred directly by Ardmore. 

(5)  Third-party share of profit / (loss) on chartered-in vessels relates to an agreement whereby the profit / (loss) arising from chartering-
in and employing the Hellespont Crusader and the Hellespont Commander in a chemical tanker pool was shared 75% / 25% 
between us and a third party charterer, respectively. 

3 

 
  
  
   
    
 
  
  
   
 
  
  
   
    
   
    
        
        
        
    
  
  
  
   
    
         
         
         
    
    
    
    
    
    
    
    
    
    
   
    
         
         
         
    
    
         
         
         
    
    
    
    
    
    
    
    
    
    
    
   
    
         
         
         
    
    
    
    
   
    
         
         
         
    
    
         
         
         
    
    
(6)  Fleet operating costs per day are routine operating expenses and comprise, crewing, repairs and maintenance, insurance, stores, lube 

oils and communication costs. They do not include additional costs related to upgrading or enhancement of the vessels that are not 
capitalized. 

(7)  Technical management are fees paid to third-party technical managers. 
(8)  Drydock costs, which include costs for in-water surveys, comprise direct costs that are incurred as part of the drydocking to meet 
regulatory requirements, expenditures that add economic life to the vessel, and expenditures that increase the vessel's earnings 
capacity or improve the vessel's operating efficiency. 

(9)  On-hire utilization is based on revenue days divided by net operating days (i.e. operating days less scheduled offhire days). 

For the years ended 
   Dec 31, 2013      Dec 31, 2012      Dec 31, 2011      Dec 31, 2010   
3,459,153   
  $  35,867,356         25,172,654         22,375,414        
(94,439 ) 
(468,067 )      
3,364,714   
     33,343,514         24,383,505         21,907,347        
283   
2,074        
11,902   
10,565        

2,394        
10,184        

2,649        
12,584        

(2,523,842 )      

(789,149 )      

  $ 

RECONCILIATION OF NET TCE 

Revenue 
Commissions and voyage related costs 
TCE Earnings 
Revenue Days 
Net TCE (after rounding) 

B. 

Capitalization and Indebtedness 

Not applicable. 

C. 

Reasons for the Offer and Use of Proceeds 

Not applicable. 

D. 

Risk Factors 

RISKS RELATED TO OUR INDUSTRY 

The tanker industry is cyclical and volatile in terms of charter rates and profitability, which may affect our earnings and available cash 
flow. 

The tanker industry is both cyclical and volatile in terms of charter rates and profitability. The recent prolonged downturn in the tanker 
industry may continue and adversely affect our ability to recharter our vessels or to sell them on the expiration or termination of their 
charters. Moreover, the rates payable in respect of our vessels currently operating in a commercial pool, or any renewal or replacement 
charters that we enter into, may not be sufficient for us to operate our vessels profitably. Fluctuations in charter rates and tanker values 
result from changes in the supply and demand for tanker capacity and changes in the supply and demand for oil, oil products and 
chemicals. The factors affecting the supply and demand for tankers are outside of our control, and the nature, timing and degree of changes 
in industry conditions are unpredictable. 
The factors that influence demand for tanker capacity include: 

 
 
 
 
 
 
 
 
 
 

supply of and demand for oil, oil products and chemicals; 
regional availability of refining capacity; 
global and regional economic and political conditions; 
the distance oil, oil products and chemicals are to be moved by sea; 
changes in seaborne and other transportation patterns; 
environmental and other legal and regulatory developments; 
currency exchange rates; 
weather; 
competition from alternative sources of energy; and 
international sanctions, embargoes, import and export restrictions, nationalizations and wars. 

The factors that influence the supply of tanker capacity include: 

 
 
 
 
 
 

the number of newbuilding deliveries; 
the scrapping rate of older vessels; 
conversion of tankers to other uses; 
the price of steel and other raw materials; 
the number of vessels that are out of service; and 
environmental concerns and regulations. 

4 

 
  
  
  
   
    
    
  
 
 
 
 
 
 
 
  
   
   
   
   
   
   
   
   
   
   
 
 
   
   
   
   
   
   
 
Historically, the tanker markets have been volatile as a result of a variety of conditions and factors that can affect the price, supply and 
demand for tanker capacity. The recent global economic downturn may further reduce demand for transportation of oil products and 
chemicals over longer distances. As of April 24, 2014, nine of our vessels in operation were on time charters and two of our vessels 
operated in a spot market commercial pool. We may seek to employ one or more of our vessels directly in the spot market upon re-delivery 
from the current time charterers. If time charter or spot charter rates decline, we may be unable to achieve a level of charter hire sufficient 
for us to operate our vessels profitably. 

We are partially dependent on spot charters and any decrease in spot-charter rates in the future may adversely affect our earnings. 

As at April 24, 2014 two of our vessels were employed in a spot market-oriented commercial pool. The earnings of these vessels are based 
on the spot market charter rates of the pool or the particular voyage charter. We may seek to employ other vessels directly in the spot 
market upon re-delivery from the current charterers. Of our ordered vessels, we expect delivery of four in 2015 that we intend to place in a 
third-party commercial pool for product tankers, further exposing us to fluctuations in spot-market charter rates. 

We may employ additional vessels that we may acquire in the future in the spot-charter market. Where we plan to employ a vessel in the 
spot-charter market, we intend to generally place such vessel in a commercial pool that pertains to that vessel's size class or alternatively, 
we may engage a third-party chartering manager to arrange spot chartering of our vessels on our behalf (third-party spot chartering 
arrangement). Although spot chartering is common in the tanker industry, the spot-charter market may fluctuate significantly based upon 
tanker and oil product/chemical supply and demand. The successful operation of our vessels in the competitive spot-charter market, 
including within commercial pools, depends upon, among other things, spot-charter rates and minimizing, to the extent possible, time spent 
waiting for charters and time spent travelling unladen to pick up cargo. The spot-market is very volatile; there have been periods when spot 
rates have declined below the operating cost of vessels. If future spot-charter rates decline, we may be unable to operate our vessels trading 
in the spot market profitably, meet our obligations, including payments on indebtedness, or pay dividends in the future. Furthermore, as 
charter rates for spot-charters are fixed for a single voyage that may last up to several weeks, during periods in which spot-charter rates are 
rising, we will generally experience delays in realizing the benefits from such increases. 

Our ability to renew the charters on our vessels on the expiration or termination of our current charters, or enter into charters on vessels that 
we may acquire in the future, the charter rates payable under any replacement charters and vessel values will depend upon, among other 
things, economic conditions in the sectors in which our vessels operate at that time, changes in the supply and demand for vessel capacity 
and changes in the supply and demand for the seaborne transportation of oil and chemical products. 

Declines in charter rates and other market deterioration could cause us to incur impairment charges. 

We evaluate the carrying amounts of our vessels to determine if events have occurred that would require an impairment of their carrying 
amounts. The recoverable amount of vessels is reviewed based on events and changes in circumstances that would indicate that the 
carrying amount of the assets might not be recovered. The review for potential impairment indicators and projection of future cash flows 
related to the vessels is complex and requires us to make various estimates including future charter rates, operating expenses and drydock 
costs. All of these items have been historically volatile. 

An impairment charge is recognized if the carrying value is in excess of the estimated future undiscounted net operating cash flows. The 
impairment loss is measured based on the excess of the carrying amount over the fair market value of the asset. 

An over-supply of tanker capacity may lead to reductions in charter rates, vessel values, and profitability. 

The market supply of tankers is affected by a number of factors such as demand for energy resources, oil, petroleum and chemical 
products, as well as strong overall global economic growth. If the capacity of new ships delivered exceeds the capacity of tankers being 
scrapped and lost, tanker capacity will increase. In addition, the newbuilding orderbook, which extends to 2017, equalled approximately 
17.8% of the existing world tanker fleet and the orderbook may increase further in proportion to the existing fleet. If the supply of tanker 
capacity increases and if the demand for tanker capacity does not increase correspondingly, charter rates and vessel values could materially 
decline. A reduction in charter rates and the value of our vessels may have a material adverse effect on our results of operations and 
available cash. 

5 

 
 
 
 
 
 
 
 
 
Acts of piracy on ocean-going vessels could adversely affect our business. 

Acts of piracy have historically affected ocean-going vessels trading in regions of the world such as the South China Sea, the Indian Ocean 
and in the Gulf of Aden. Although the frequency of sea piracy worldwide decreased during 2013, sea piracy incidents continue to occur, 
particularly in the Gulf of Aden off the coast of Somalia and increasingly in the Gulf of Guinea, with tankers particularly vulnerable to 
such attacks. If piracy attacks result in regions in which our vessels are deployed being characterized by insurers as "war risk" zones by 
insurers or Joint War Committee "war and strikes" listed areas, premiums payable for such coverage could increase significantly and such 
insurance coverage may be more difficult to obtain. In addition, crew costs, including costs which may be incurred to the extent we employ 
onboard security guards, could increase in such circumstances. We may not be adequately insured to cover losses from these incidents, 
which could have a material adverse effect on us. In addition, detention or hijacking as a result of an act of piracy against our vessels, or an 
increase in cost, or unavailability of insurance for our vessels, could have a material adverse impact on our business, results of operations, 
cash flows and financial condition and may result in loss of revenues, increased costs and decreased cash flows to our customers, which 
could impair their ability to make payments to us under our charters. 

The current state of the global financial markets and current economic conditions may adversely impact our ability to obtain additional 
financing on acceptable terms and otherwise negatively impact our business. 

Global financial markets and economic conditions have been, and continue to be, volatile. These issues, along with significant write-offs in 
the financial services sector, the re-pricing of credit risk and the current weak economic conditions, have made, and will likely continue to 
make, it difficult to obtain additional financing. The current state of global financial markets and current economic conditions might 
adversely impact our ability to issue additional equity at prices which will not be dilutive to our existing shareholders or preclude us from 
issuing equity at all. 

Also, as a result of concerns about the stability of financial markets generally and the solvency of counterparties specifically, the cost of 
obtaining money from the credit markets has increased as many lenders have increased interest rates, enacted tighter lending standards, 
refused to refinance existing debt at all or on terms similar to current debt and reduced, and in some cases ceased, to provide funding to 
borrowers. Due to these factors, additional financing may not be available if needed by us and to the extent required, on acceptable terms or 
at all. If additional financing is not available when needed, or is available only on unfavorable terms, we may be unable to expand or meet 
our obligations as they come due or we may be unable to enhance our existing business, complete additional vessel acquisitions or 
otherwise take advantage of business opportunities as they arise. 

If economic conditions throughout the world do not improve, it could impede our operations. 

Negative trends in the global economy that emerged in 2008 continue to adversely affect global economic conditions. In addition, the 
world economy continues to face a number of new challenges, including uncertainty related to the continuing discussions in the United 
States regarding the U.S. federal debt ceiling, mandatory reductions in federal spending, along with widespread skepticism about the 
implementation of any resulting agreements, continuing turmoil and hostilities in the Middle East, North Africa and other geographic areas 
and continuing economic weakness in the European Union. There has historically been a strong link between the development of the world 
economy and demand for energy, including oil and gas. An extended period of deterioration in the outlook for the world economy could 
reduce the overall demand for oil and gas and for our services. Such changes could adversely affect our results of operations and cash 
flows. 

The economies of the United States, the European Union and other parts of the world continue to experience relatively slow growth or 
remain in recession and exhibit weak economic trends. The credit markets in the United States and Europe have experienced significant 
contraction, de-leveraging and reduced liquidity, and the U.S. federal and state governments and European authorities continue to 
implement a broad variety of governmental action and/or new regulation of the financial markets. Global financial markets and economic 
conditions have been, and continue to be, severely disrupted and volatile. 

We face risks affected by changes in economic environments, changes in interest rates, and instability in the banking and securities markets 
around the world, among other factors. We cannot predict how long the current market conditions will last. These continuing economic and 
governmental factors, together with the concurrent decline in charter rates and vessel values, may have a material adverse effect on our 
results of operations and may cause the price of our common stock to decline. 

6 

 
 
 
 
 
 
 
 
Changes in fuel, or bunkers, prices may adversely affect profits. 

Fuel, or bunkers, is a significant expense in shipping operations for our vessels employed on the spot market and can have a significant 
impact on pool earnings. With respect to our vessels employed on time charter, the charterer is generally responsible for the cost and 
supply of fuel, however such cost may affect the charter rates we are able to negotiate for our vessels. Changes in the price of fuel may 
adversely affect our profitability. The price and supply of fuel is unpredictable and fluctuates based on events outside our control, including 
geopolitical developments, supply and demand for oil and gas, actions by OPEC and other oil and gas producers, war and unrest in oil 
producing countries and regions, regional production patterns and environmental concerns. Further, fuel may become much more 
expensive in the future, which may reduce the profitability and competitiveness of our business versus other forms of transportation, such 
as truck or rail. 

We are subject to complex laws and regulations, including environmental laws and regulations, which can adversely affect our 
business, results of operations, cash flows and financial condition, and our available cash. 

Our operations are subject to numerous laws and regulations in the form of international conventions and treaties, national, state and local 
laws and national and international regulations in force in the jurisdictions in which our vessels operate or are registered, which can 
significantly affect the ownership and operation of our vessels. These requirements include, but are not limited to, the U.S. Oil Pollution 
Act of 1990 ("OPA"), requirements of the U.S Coast Guard and the U.S. Environmental Protection Agency ("EPA"), the U.S. 
Comprehensive Environmental Response, Compensation and Liability Act of 1980 ("CERCLA"), the U.S. Clean Air Act, the U.S. Clean 
Water Act, the International Maritime Organization ("IMO"), International Convention on Civil Liability for Oil Pollution Damage of 1969 
(as from time to time amended and generally referred to as "CLC"), the IMO International Convention on Civil Liability for Bunker Oil 
Pollution Damages, the IMO International Convention for the Prevention of Pollution from Ships of 1973 (as from time to time amended 
and generally referred to as "MARPOL"), including designation of Emission Control Areas thereunder, the IMO International Convention 
for the Safety of Life at Sea of 1974 (as from time to time amended and generally referred to as "SOLAS"), the IMO International 
Convention on Load Lines of 1966 (as from time to time amended), the U.S. Maritime Transportation Security Act of 2002, the 
International Labour Organization ("ILO") Maritime Labour Convention ("MLC") and European Union regulations. Compliance with such 
laws and regulations, where applicable, may require installation of costly equipment or operational changes and may affect the resale value 
or useful lives of our vessels. We may also incur additional costs in order to comply with other existing and future regulatory obligations, 
including, but not limited to, costs relating to air emissions including greenhouse gases, the management of ballast and bilge waters, 
maintenance and inspection, elimination of tin-based paint, development and implementation of emergency procedures and insurance 
coverage or other financial assurance of our ability to address pollution incidents. The 2010  Deepwater Horizon  oil spill in the Gulf of 
Mexico may also result in additional regulatory initiatives or statutes or changes to existing laws that may affect our operations or require 
us to incur additional expenses to comply with such new laws or regulations. 

These costs could have a material adverse effect on our business, results of operations, cash flows and financial condition and our available 
cash. A failure to comply with applicable laws and regulations may result in administrative and civil penalties, criminal sanctions or the 
suspension or termination of our operations. Environmental laws often impose strict liability for remediation of spills and releases of oil 
and hazardous substances, which could subject us to liability without regard to whether we were negligent or at fault. Under OPA, for 
example, owners, operators and bareboat charterers are jointly and severally strictly liable for the discharge of oil in U.S. waters, including 
the 200-nautical mile exclusive economic zone around the United States. An oil spill could also result in significant liability, including 
fines, penalties, criminal liability and remediation costs for natural resource damages under other international and U.S. federal, state and 
local laws, as well as third-party damages, and could harm our reputation with current or potential charterers of our tankers. We are 
required to satisfy insurance and financial responsibility requirements for potential oil (including marine fuel) spills and other pollution 
incidents. Although we have arranged insurance to cover certain environmental risks, there can be no assurance that such insurance will be 
sufficient to cover all such risks or that any claims will not have a material adverse effect on our business, results of operations, cash flows 
and financial condition and available cash. 

If we fail to comply with international safety regulations, we may be subject to increased liability, which may adversely affect our 
insurance coverage and may result in a denial of access to, or detention in, certain ports. 

The operation of our vessels is affected by the requirements set forth in the IMO's International Management Code for the Safe Operation 
of Ships and Pollution Prevention ("ISM Code"), promulgated by the IMO under SOLAS. The ISM Code requires shipowners, ship 
managers and bareboat charterers to develop and maintain an extensive "Safety Management System" that includes the adoption of safety 
and environmental protection policies setting forth instructions and procedures for safe operation and describing procedures for dealing 
with emergencies. If we fail to comply with the ISM Code, we may be subject to increased liability, invalidation of our existing insurance, 
or reduction in available insurance coverage for our affected vessels. Such noncompliance may also result in a denial of access to, or 
detention in, certain ports. 

7 

 
 
 
 
 
 
The market values of our vessels may decrease, which could cause us to breach covenants in our credit facilities and adversely affect 
our operating results. 

The market values of tankers have generally experienced high volatility. The market prices for tankers declined significantly from 
historically high levels reached in early 2008 and remain at relatively low levels. You should expect the market value of our vessels to 
fluctuate depending on general economic and market conditions affecting the shipping industry and prevailing charterhire rates, 
competition from other shipping companies and other modes of transportation, types, sizes and ages of vessels, applicable governmental 
regulations and the cost of newbuildings. If the market value of our fleet declines, we may not be able to obtain other financing or incur 
debt on terms that are acceptable to us or at all. A decrease in these values could also cause us to breach certain covenants that are 
contained in our credit facilities and in future financing agreements that we may enter into from time to time. If the recoverable amounts of 
our vessels further decline and we do breach such covenants and we are unable to remedy the relevant breach, our lenders could accelerate 
our debt and foreclose on vessels in our fleet. If we sell any vessel at any time when vessel prices have fallen and before we have recorded 
an impairment adjustment to our financial statements, the sale may be at less than the vessel's carrying amount on our financial statements, 
resulting in a loss and a reduction in earnings. 

If our vessels suffer damage due to the inherent operational risks of the shipping industry, we may experience unexpected drydocking 
costs and delays or total loss of our vessels, which may adversely affect our business and financial condition. 

The operation of an ocean-going vessel carries inherent risks. Our vessels and their cargoes will be at risk of being damaged or lost because 
of events such as marine disasters, bad weather, business interruptions caused by mechanical failures, grounding, fire, explosions, 
collisions, human error, war, terrorism, piracy, cargo loss, latent defects, acts of God and other circumstances or events. Changing 
economic, regulatory and political conditions in some countries, including political and military conflicts, have from time to time resulted 
in attacks on vessels, mining of waterways, piracy, terrorism, labor strikes and boycotts. These hazards may result in death or injury to 
persons, loss of revenues or property, environmental damage, higher insurance rates, damage to our customer relationships, market 
disruptions, delay or rerouting. In addition, the operation of tankers has unique operational risks associated with the transportation of oil 
and chemical products. An oil or chemical spill may cause significant environmental damage, and the associated costs could exceed the 
insurance coverage available to us. Compared to other types of vessels, tankers are exposed to a higher risk of damage and loss by fire, 
whether ignited by a terrorist attack, collision, or other cause, due to the high flammability and high volume of the oil or chemicals 
transported in tankers. 

If our vessels suffer damage, they may need to be repaired at a drydocking facility. The costs of drydock repairs are unpredictable and may 
be substantial. We may have to pay drydocking costs that our insurance does not cover in full. The loss of revenues while these vessels are 
being repaired and repositioned, as well as the actual cost of these repairs, may adversely affect our business and financial condition. In 
addition, space at drydocking facilities is sometimes limited and not all drydocking facilities are conveniently located. We may be unable 
to find space at a suitable drydocking facility or our vessels may be forced to travel to a drydocking facility that is not conveniently located 
to our vessels' positions. The loss of earnings while these vessels are forced to wait for space or to travel or be towed to more distant 
drydocking facilities may adversely affect our business and financial condition. Further, the total loss of any of our vessels could harm our 
reputation as a safe and reliable vessel owner and operator. If we are unable to adequately maintain or safeguard our vessels, we may be 
unable to prevent any such damage, costs, or loss which could negatively impact our business, financial condition, results of operations and 
available cash. 

We operate our vessels worldwide and as a result, our vessels are exposed to international risks which may reduce revenue or increase 
expenses. 

The international shipping industry is an inherently risky business involving global operations. Our vessels are at risk of damage or loss 
because of events such as marine disasters, bad weather, business interruptions caused by mechanical failures, grounding, fire, explosions, 
collisions, human error, war, terrorism, piracy, cargo loss, latent defects, acts of God and other circumstances or events. In addition, 
changing economic, regulatory and political conditions in some countries, including political and military conflicts, have from time to time 
resulted in attacks on vessels, mining of waterways, piracy, terrorism, labor strikes and boycotts. These sorts of events could interfere with 
shipping routes and result in market disruptions which may reduce our revenue or increase our expenses. 

International shipping is subject to various security and customs inspection and related procedures in countries of origin and destination 
and transhipment points. Inspection procedures can result in the seizure of the cargo and/or our vessels, delays in the loading, offloading or 
delivery and the levying of customs duties, fines or other penalties against us. It is possible that changes to inspection procedures could 
impose additional financial and legal obligations on us. Furthermore, changes to inspection procedures could also impose additional costs 
and obligations on our customers and may, in certain cases, render the shipment of certain types of cargo uneconomical or impractical. Any 
such changes or developments may have a material adverse effect on our business, results of operations, cash flows, financial condition and 
available cash. 

8 

 
 
 
 
 
 
 
Political instability, terrorist or other attacks, war or international hostilities can affect the tanker industry, which may adversely affect 
our business. 

We conduct most of our operations outside of the United States, and our business, results of operations, cash flows, financial condition and 
available cash may be adversely affected by the effects of political instability, terrorist or other attacks, war or international hostilities. 
Continuing conflicts and recent developments in the Middle East and North Africa, including Libya, and the presence of the United States 
and other armed forces in those regions may lead to additional acts of terrorism and armed conflict around the world, which may contribute 
to further world economic instability and uncertainty in global financial markets. As a result of the above, insurers have increased 
premiums and reduced or restricted coverage for losses caused by terrorist acts generally. Future terrorist attacks could result in increased 
volatility of the financial markets and negatively impact the U.S. and global economy. These uncertainties could also adversely affect our 
ability to obtain additional financing on terms acceptable to us or at all. 

In the past, political instability has also resulted in attacks on vessels, such as the attack on the M/T Limburg in October 2002, mining of 
waterways and other efforts to disrupt international shipping, particularly in the Arabian Gulf region. Acts of terrorism and piracy have also 
affected vessels trading in regions such as the South China Sea and the Gulf of Aden off the coast of Somalia. Any of these occurrences 
could have a material adverse impact on our business, financial condition, results of operations and available cash. 

If our vessels call on ports located in countries that are subject to restrictions imposed by the U.S. government, our reputation and the 
market for our common stock could be adversely affected. 

Although no vessels owned or operated by us have called on ports located in countries subject to sanctions and embargoes imposed by the 
U.S. government and other authorities or countries identified by the U.S. government or other authorities as state sponsors of terrorism, 
such as Cuba, Iran, Sudan, and Syria, in the future, our vessels may call on ports in these countries from time to time on charterers' 
instructions in violation of contractual provisions that prohibit them from doing so. Sanctions and embargo laws and regulations vary in 
their application, as they do not all apply to the same covered persons or proscribe the same activities, and such sanctions and embargo 
laws and regulations may be amended or strengthened over time. In 2010, the United States enacted the Comprehensive Iran Sanctions 
Accountability and Divestment Act ("CISADA"), that expanded the scope of the Iran Sanctions Act. Among other things, CISADA 
expands the application of the prohibitions on companies, such as ours, and introduces limits on the ability of companies and persons to do 
business or trade with Iran when such activities relate to the investment, supply or export of refined petroleum or petroleum products. 

On November 24, 2013, the P5+1 (the United States, United Kingdom, Germany, France, Russia and China) entered into an interim 
agreement with Iran entitled the Joint Plan of Action ("JPOA"). Under the JPOA it was agreed that, in exchange for Iran taking certain 
voluntary measures to ensure that its nuclear program is used only for peaceful purposes, the United States and European Union would 
voluntarily suspend certain sanctions for a period of six months. 

On January 20, 2014, the United States and European Union indicated that they would begin implementing the temporary relief measures 
provided for under the JPOA. These measures include, among other things, the suspension of certain sanctions on the Iranian 
petrochemicals, precious metals, and automotive industries from January 20, 2014 until July 20, 2014. 

In 2012, President Barack Obama signed Executive Order 13608, which prohibits foreign persons from violating or attempting to violate, 
or causing a violation of any sanctions in effect against Iran or facilitating any deceptive transactions for or on behalf of any person subject 
to U.S. sanctions. Any persons found to be in violation of Executive Order 13608 will be deemed a foreign sanctions evader and will be 
banned from all contact with the United States, including conducting business in U.S. dollars. Also in 2012, President Obama signed into 
law the Iran Threat Reduction and Syria Human Rights Act of 2012 (the "Iran Threat Reduction Act"), which created new sanctions and 
strengthened existing sanctions. Among other things, the Iran Threat Reduction Act intensifies existing sanctions regarding the provision of 
goods, services, infrastructure or technology to Iran's petroleum or petrochemical sector. The Iran Threat Reduction Act also includes a 
provision requiring the President of the United States to impose five or more sanctions from Section 6(a) of the Iran Sanctions Act, as 
amended, on a person the President determines is a controlling beneficial owner of, or otherwise owns, operates, or controls or insures a 
vessel that was used to transport crude oil from Iran to another country and (1) if the person is a controlling beneficial owner of the vessel, 
the person had actual knowledge the vessel was so used or (2) if the person otherwise owns, operates, or controls, or insures the vessel, the 
person knew or should have known the vessel was so used. Such a person could be subject to a variety of sanctions, including exclusion 
from U.S. capital markets, exclusion from financial transactions subject to U.S. jurisdiction, and exclusion of that person's vessels from 
U.S. ports for up to two years. 

9 

 
 
 
 
 
 
 
Although we believe that we have been in compliance with all applicable sanctions and embargo laws and regulations, and intend to 
maintain such compliance, there can be no assurance that we will be in compliance in the future, particularly as the scope of certain laws 
may be unclear and may be subject to changing interpretations. In addition, the United States retains the authority to revoke the relief set 
forth in the JPOA if Iran fails to meet its commitments under the JPOA. Any such violation could result in fines, penalties or other 
sanctions that could severely impact our ability to access U.S. capital markets and conduct our business, and could result in some investors 
deciding, or being required, to divest their interest, or not to invest, in us. Moreover, our charterers may violate applicable sanctions and 
embargo laws and regulations as a result of actions that do not involve us or our vessels, and those violations could in turn negatively affect 
our reputation. In addition, our reputation and the market for our securities may be adversely affected if we engage in certain other 
activities, such as engaging in operations under an otherwise lawful contract or transaction with a third party which separately and 
subsequently becomes involved in sanctionable conduct. Investor perception of the value of our common stock may also be adversely 
affected by the consequences of war, the effects of terrorism, civil unrest and governmental actions in these and surrounding countries. 

Certain or future counterparties of ours may be affiliated with persons or entities that are the subject of sanctions imposed by the Obama 
administration, and European Union and/or other international bodies as a result of the annexation of Crimea by Russia in March 2014. If 
we determine that such sanctions require us to terminate existing contracts or if we are found to be in violation of such applicable 
sanctions, our results of operations may be adversely affected or we may suffer reputational harm. 

The smuggling of drugs or other contraband onto our vessels may lead to governmental claims against us. 

We expect that our vessels will call in ports where smugglers may attempt to hide drugs and other contraband on vessels, with or without 
the knowledge of crew members. To the extent our vessels are found with contraband, whether inside or attached to the hull of our vessel 
and whether with or without the knowledge of any of our crew, we may face governmental or other regulatory claims which could have an 
adverse effect on our business, results of operations, cash flows, financial condition and ability to pay dividends. 

Maritime claimants could arrest our vessels, which would have a negative effect on our cash flows. 

Crew members, suppliers of goods and services to a vessel, shippers of cargo and other parties may be entitled to a maritime lien against a 
vessel for unsatisfied debts, claims or damages. In many jurisdictions, a maritime lien holder may enforce its lien by arresting or attaching 
a vessel through foreclosure proceedings. The arrest or attachment of one or more of our vessels could interrupt our business or require us 
to pay large sums of money to have the arrest lifted, which would have a negative effect on our cash flows. 

In addition, in some jurisdictions, such as South Africa, under the "sister ship" theory of liability, a claimant may arrest both the vessel that 
is subject to the claimant's maritime lien and any "associated" vessel, which is any vessel owned or controlled by the same owner. 
Claimants could try to assert "sister ship" liability against one vessel in our fleet for claims relating to another of our ships. 

Governments could requisition our vessels during a period of war or emergency, which may negatively impact our business, financial 
condition, results of operations and available cash. 

A government could requisition for title or seize our vessels. Requisition for title occurs when a government takes control of a vessel and 
becomes the owner. Also, a government could requisition our vessels for hire. Requisition for hire occurs when a government takes control 
of a vessel and effectively becomes the charterer at dictated charter rates. Generally, requisitions occur during a period of war or 
emergency. Government requisition of one or more of our vessels may negatively impact our business, financial condition, results of 
operations and available cash. 

Technological innovation could reduce our charter hire income and the value of our vessels. 

The charterhire rates and the value and operational life of a vessel are determined by a number of factors including the vessel's efficiency, 
operational flexibility and physical life. Efficiency includes speed, fuel economy and the ability to load and discharge cargo quickly. 
Flexibility includes the ability to enter harbors, utilize related docking facilities and pass through canals and straits. The length of a vessel's 
physical life is related to its original design and construction, its maintenance and the impact of the stress of operations. If new tankers are 
built that are more efficient or more flexible or have longer physical lives than our vessels, competition from these more technologically 
advanced vessels could adversely affect the amount of charterhire payments we receive for our vessels once their initial charters expire and 
the resale value of our vessels could significantly decrease. As a result, our available cash could be adversely affected. 

10 

 
 
 
 
 
 
 
 
 
 
If labor or other interruptions are not resolved in a timely manner, they could have a material adverse effect on our business, results of 
operations, cash flows, financial condition and available cash. 

We, indirectly through our technical managers, employ masters, officers and crews to man our vessels. If not resolved in a timely and cost-
effective manner, industrial action or other labor unrest or any other interruption arising from incidents of whistleblowing whether proven 
or not, could prevent or hinder our operations from being carried out as we expect and could have a material adverse effect on our business, 
results of operations, cash flows, financial condition and available cash. 

RISKS RELATED TO OUR BUSINESS 

We have a limited history of operations on which investors may assess our performance. 

We commenced business operations in April 2010. We have a limited performance record and operating history, and, therefore, limited 
historical financial information upon which you can evaluate our operating performance, ability to implement and achieve our business 
strategy or ability to pay dividends in the future. We cannot assure you that we will be successful in implementing our business strategy. 

We are an "emerging growth company," and we cannot be certain if the reduced reporting requirements applicable to "emerging 
growth companies" will make our common stock less attractive to investors. 

We are an "emerging growth company," as defined in the Securities Act, and we may take advantage of certain exemptions from various 
reporting requirements that are applicable to other public companies that are not "emerging growth companies." We cannot predict if 
investors will find our common shares less attractive because we may rely on these exemptions. If some investors find our common shares 
less attractive as a result, there may be a less active trading market for our common shares and our share price may be more volatile. 

In addition, Section 107 of the Jumpstart Our Business Act (the "JOBS Act") provides that an "emerging growth company" can take 
advantage of the extended transition period provided in Section 13(a) of the Securities Exchange Act of 1934, as amended (the "Exchange 
Act"), for complying with new or revised accounting standards. In other words, an "emerging growth company" can delay the adoption of 
certain accounting standards until those standards would otherwise apply to private companies. We have elected not to take advantage of 
the benefits of this extended transition period and, therefore, will be subject to the same new or revised accounting standards as other 
public companies that are not emerging growth companies. This election is irrevocable. 

In addition, because of our emerging growth company status, our independent registered public accounting firm will not be required to 
attest to the effectiveness of our internal control over financial reporting pursuant to Section 404 of the Sarbanes-Oxley Act of 2002 for so 
long as we are an emerging growth company. For as long as we take advantage of the reduced reporting obligations, the information that 
we provide shareholders may be different from information provided by other public companies. We may take advantage of these 
provisions until the end of the fiscal year following the fifth anniversary of our initial public offering or such earlier time that we are no 
longer an emerging growth company. We will cease to be an emerging growth company if, among other things, we have more than $1.0 
billion in "total annual gross revenues" during the most recently completed fiscal year. 

Because the Public Company Accounting Oversight Board ("PCAOB") is not currently permitted to inspect our independent 
accounting firm, you may not benefit from such inspections. 

Auditors of U.S. public companies are required by law to undergo periodic PCAOB inspections to assess their compliance with U.S. law 
and professional standards in connection with performance of audits of financial statements filed with the SEC. Certain European Union 
countries, including Ireland, do not currently permit the PCAOB to conduct inspections of accounting firms established and operating in 
such European Union countries, even if they are part of major international firms. Accordingly, unlike for most U.S. public companies, the 
PCAOB is prevented from evaluating our auditor's performance of audits and its quality control procedures, and, unlike shareholders of 
most U.S. public companies, we and our shareholders are deprived of the possible benefits of such inspections. 

11 

 
 
 
 
 
 
 
 
 
 
If we do not identify suitable vessels for acquisition or successfully integrate any acquired vessels, we may not be able to grow or 
effectively manage our growth. 

One of our principal strategies is to continue expanding our operations and adding to our fleet. Our future growth will depend upon a 
number of factors, some of which may not be within our control. These factors include our ability to: 

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identify suitable tankers and/or shipping companies for acquisitions at attractive prices; 
identify businesses engaged in managing, operating or owning tankers for acquisitions or joint ventures; 
integrate any acquired tankers or businesses successfully with our existing operations; 
hire, train and retain qualified personnel and crew to manage and operate our growing business and fleet; 
identify additional new markets; 
improve our operating, financial and accounting systems and controls; and 
obtain required financing for our existing and new vessels and operations. 

Our failure to effectively identify, purchase, develop and integrate any tankers or businesses could adversely affect our business, financial 
condition and results of operations. The number of employees that perform services for us and our current operating and financial systems 
may not be adequate as we implement our plan to expand the size of our fleet, and we may not be able to effectively hire more employees 
or adequately improve those systems. Finally, acquisitions may require additional equity issuances or debt issuances (with amortization 
payments). If we are unable to execute the points noted above, our financial condition may be adversely affected. 

Growing any business by acquisition presents numerous risks such as undisclosed liabilities and obligations, difficulty in obtaining 
additional qualified personnel and managing relationships with customers and suppliers and integrating newly acquired vessels and 
operations into existing infrastructures. The expansion of our fleet may impose significant additional responsibilities on our management 
and staff, and the management and staff of our technical managers, and may necessitate that we, and they, increase the number of personnel 
to support such expansion. We cannot give any assurance that we will be successful in executing our growth plans or that we will not incur 
significant expenses and losses in connection with such growth plans. 

Delays in deliveries of vessels on order or additional vessels, our decision to cancel an order for purchase of a vessel or our inability to 
otherwise complete the acquisitions of additional vessels for our fleet, could harm our operating results. 

We expect to purchase additional vessels from time to time. The delivery of these vessels, or vessels on order, could be delayed, not 
completed or cancelled, which would delay or eliminate our expected receipt of revenues from the employment of these vessels. The seller 
could fail to deliver these vessels to us as agreed, or we could cancel a purchase contract because the seller has not met its obligations. 

If the delivery of any vessel is materially delayed or cancelled, especially if we have committed the vessel to a charter under which we 
become responsible for substantial liquidated damages to the customer as a result of the delay or cancellation, our business, financial 
condition and results of operations could be adversely affected. 

The delivery of vessels on order could be delayed because of, among other things: 

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work stoppages or other labor disturbances or other events that disrupt the operations of the shipyard building the vessels; 
quality or other engineering problems; 
changes in governmental regulations or maritime self-regulatory organization standards; 
lack of raw materials; 
bankruptcy or other financial crisis of the shipyard building the vessels; 
our inability to obtain requisite financing or make timely payments; 
a backlog of orders at the shipyard building the vessels; 
hostilities or political or economic disturbances in the countries where the vessels are being built; 
weather interference or catastrophic event, such as a major earthquake or fire; 
our requests for changes to the original vessel specifications; 
shortages or delays in the receipt of necessary construction materials, such as steel; 
our inability to obtain requisite permits or approvals; or 
a dispute with the shipyard building the vessels. 

12 

 
  
   
   
   
   
   
   
   
 
 
  
 
 
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
 
The delivery of the vessels we propose to acquire could be delayed because of, among other things, hostilities or political disturbances, 
non-performance of the purchase agreement with respect to the vessels by the seller, our inability to obtain requisite permits, approvals or 
financings or damage to or destruction of vessels while being operated by the seller prior to the delivery date. 

We will be required to make substantial capital expenditures to expand the number of vessels in our fleet and to maintain all our 
vessels, which will be dependent on additional financing. 

Our business strategy is based in part upon the expansion of our fleet through the purchase of additional vessels. We currently estimate, 
based upon current and anticipated market conditions, our capital expenditures of our vessels on order plus the potential acquisition of 
additional vessels in 2014 and 2015 will be between $300 and $400 million. In addition, we will incur significant maintenance costs for our 
current and any newly-acquired vessels. A newbuilding vessel must be drydocked within five years of its delivery from a shipyard, and 
vessels are typically drydocked every 30 to 60 months thereafter depending on the vessel, not including any unexpected repairs. We 
estimate the cost to drydock a vessel is between $0.5 and $1.0 million, depending on the size and condition of the vessel and the location of 
drydocking. 

We will not be able to take advantage of favorable opportunities in the current spot market with respect to vessels employed on medium 
to long-term time charters. 

As of April 24, 2014, nine of our vessels in operation were employed under fixed rate time charter agreements. When our existing time 
charter agreements expire and upon delivery of our vessels on order or vessels to be ordered, we may enter into new time charter 
agreements for periods of one year or longer. Vessels committed to medium- and long-term time charters may not be available for spot 
charters during periods of increasing charter hire rates, when spot charters might be more profitable. 

If we purchase and operate secondhand vessels, we will be exposed to increased operating costs that could adversely affect our earnings 
and, as our fleet ages, the risks associated with older vessels could adversely affect our ability to obtain profitable charters. 

Our current business strategy includes additional growth through the acquisition of new and secondhand vessels. While we typically 
inspect secondhand vessels prior to purchase, this does not provide us with the same knowledge about their condition that we would have 
had if these vessels had been built for and operated exclusively by us. Generally, we do not receive the benefit of warranties from the 
builders of the secondhand vessels that we acquire. 

In general, the costs to maintain a vessel in good operating condition increase with the age of the vessel. Older vessels are typically less 
fuel-efficient than more recently constructed vessels due to improvements in engine technology. Cargo insurance rates increase with the 
age of a vessel, making older vessels less desirable to charterers. 

Governmental regulations, safety or other equipment standards related to the age of vessels may require expenditures for alterations or the 
addition of new equipment, to our vessels and may restrict the type of activities in which the vessels may engage. As our vessels age, 
market conditions may not justify those expenditures or enable us to operate our vessels profitably during the remainder of their useful 
lives. 

An increase in operating or voyage costs would decrease earnings and available cash. 

For all vessels in operation, the charterer is primarily responsible for voyage costs and we are responsible for the vessel operating costs. We 
may seek to employ one or more of our vessels directly in the spot market upon re-delivery from the current charterers by entering into a 
third-party spot chartering arrangement. Under a third-party spot chartering arrangement, our third-party chartering manager will contract 
voyages for the vessel in the spot market and we will be responsible for all cost associated with operating the vessel including operating 
expenses, voyage costs, bunkers, port and canal costs. 

Our vessel operating costs include the costs of crew, provisions, deck and engine stores, insurance and maintenance, repairs and spares, 
which depend on a variety of factors, many of which are beyond our control. If our vessels suffer damage, they may need to be repaired at 
a drydocking facility. The costs of drydocking repairs are unpredictable and can be substantial. Increases in any of these expenses would 
decrease earnings and available cash. 

13 

 
 
 
 
 
 
 
 
 
 
 
If we are unable to operate our vessels profitably, we may be unsuccessful in competing in the highly competitive international tanker 
market, which would negatively affect our financial condition and our ability to expand our business. 

The operation of tanker vessels and transportation of petroleum and chemical products is extremely competitive, in an industry that is 
capital intensive and highly fragmented. Competition arises primarily from other tanker owners, including major oil companies as well as 
independent tanker companies, some of which have substantially greater resources than we do. Competition for the transportation of oil 
products and chemicals can be intense and depends on price, location, size, age, condition and the acceptability of the tanker and its 
operators to the charterers. We may be unable to compete effectively with other tanker owners, including major oil companies as well as 
independent tanker companies. 

Our market share may decrease in the future. We may not be able to compete profitably as we expand our business into new geographic 
regions or provide new services. New markets may require different skills, knowledge or strategies than we use in our current markets, and 
the competitors in those new markets may have greater financial strength and capital resources than we do. 

The failure of our charterers to meet their obligations under our time charter agreements, on which we depend for a majority of our 
revenues, could cause us to suffer losses or otherwise adversely affect our business. 

As of April 24, 2014, nine of our vessels in operation were employed under fixed rate time charter agreements. When our existing time 
charter agreements expire and upon delivery of our vessels under construction or to be ordered, we may enter into new time charter 
agreements for periods of one year or longer. The ability and willingness of each of our counterparties to perform its obligations under a 
time charter agreement with us will depend on a number of factors that are beyond our control and may include, among other things, 
general economic conditions, the condition of the tanker shipping industry and the overall financial condition of the counterparties. 
Charterers are sensitive to the commodity markets and may be impacted by market forces affecting commodities. In addition, in depressed 
market conditions, there have been reports of charterers renegotiating their charters or defaulting on their obligations under charters. Our 
customers may fail to pay charter hire or attempt to renegotiate charter rates. Should counterparty fail to honor its obligations under 
agreements with us, it may be difficult to secure substitute employment for such vessel, and any new charter arrangements we secure in the 
spot market or on time charters may be at lower rates. Where we plan to employ a vessel in the spot-charter market, we intend to generally 
place such vessel in a commercial pool managed by a pool manager that pertains to that vessel's size class or alternatively, we may enter 
into a third-party spot-chartering arrangement. If our charterers fail to meet their obligations to us or attempt to renegotiate our charter 
agreements, we could sustain significant losses, which could have a material adverse effect on our business, financial condition, results of 
operations and cash flows, as well as our ability to pay dividends, if any, in the future, and compliance with covenants in our credit 
facilities. 

Our charterers may terminate or default on their charters, which could adversely affect our results of operations and cash flow. 

Our charters may terminate earlier than the dates indicated in the charter party agreements. The terms of our charters vary as to which 
events or occurrences will cause a charter to terminate or give the charterer the option to terminate the charter, but these generally include a 
total or constructive loss of the relevant vessel, the requisition for hire of the relevant vessel, the drydocking of the relevant vessel for a 
certain period of time or the failure of the relevant vessel to meet specified performance criteria. In addition, the ability of each of our 
charterers to perform its obligations under a charter will depend on a number of factors that are beyond our control. These factors may 
include general economic conditions, the condition of the tanker industry, the charter rates received for specific types of vessels and 
various operating expenses. The costs and delays associated with the default by a charterer under a charter of a vessel may be considerable 
and may adversely affect our business, results of operations, cash flows and financial condition and our available cash. 

We cannot predict whether our charterers will, upon the expiration of their charters, re-charter our vessels on favorable terms or at all. If 
our charterers decide not to re-charter our vessels, we may not be able to re-charter them on terms similar to our current charters or at all. In 
the future, we may also employ our vessels on the spot-charter market, which is subject to greater rate fluctuation than the time charter 
market. Where we plan to employ a vessel in the spot-charter market, we intend to generally place such vessel in a tanker pool managed by 
a pool manager that pertains to that vessel's size class. 

If we receive lower charter rates under replacement charters or are unable to re-charter all of our vessels, our available cash may be 
significantly reduced or eliminated. 

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Our ability to pay dividends may be limited by the amount of cash we generate from operations following the payment of fees and 
expenses, by the establishment of any reserves and by additional factors unrelated to our profitability. 

We intend to pay regular quarterly dividends. The amount of dividends we will be able to pay will depend upon the amount of cash we 
generate from our operations. We may not, however, have sufficient cash available each quarter to pay dividends, as a result of insufficient 
levels of profit, restrictions on the payment of dividends and the decisions of our management and directors. The amount of cash we will 
have available for dividends may fluctuate upon, among other things: 

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the rates we obtain from our charters as well as the rates obtained upon the expiration of our existing charters; 
the level of our operating costs; 
the number of unscheduled off-hire days and the timing of, and number of days required for, scheduled drydocking of our 
vessels; 
vessel acquisitions and related financings, such as restrictions in our credit facilities and in any future debt programs; 
prevailing global and regional economic and political conditions; 
the effect of governmental regulations and maritime self-regulatory organization standards, including with respect to 
environmental and safety matters, on the conduct of our business; and 
changes in the bases of taxation of our activities in various jurisdictions. 

The actual amount of cash we will have available for dividends will also depend on many factors, including: 

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changes in our operating cash flows, capital expenditure requirements, working capital requirements and other cash 
needs; 
our fleet expansion strategy and associated uses of our cash and our financing requirements; 
modification or revocation of our dividend policy by our board of directors; 
the amount of any cash reserves established by our board of directors; and 
restrictions under Marshall Islands law. 

The amount of cash we generate from our operations may differ materially from our net income or loss for the period, which may be 
affected by non-cash items. We may incur other expenses or liabilities that could reduce or eliminate the cash available for distribution as 
dividends. Our credit facilities also restrict our ability to declare and pay dividends if an event of default has occurred and is continuing or 
if the payment of the dividend would result in an event of default. In addition, Marshall Islands law generally prohibits the payment of 
dividends other than from surplus (retained earnings in excess of consideration received for the sale of stock above the par value of the 
stock), or while a company is insolvent or if it would be rendered insolvent by the payment of such a dividend, and any such dividend may 
be discontinued at the discretion of our board of directors. As a result of these and other factors mentioned above, we may pay dividends 
during periods when we record losses and may not pay dividends during periods when we record income. 

Our ability to obtain additional debt financing may be dependent on the performance of our then existing charters and the 
creditworthiness of our charterers. 

The actual or perceived credit quality of our charterers, and any defaults by them, may materially affect our ability to obtain the additional 
capital resources that we will require to purchase additional vessels or may significantly increase our costs of obtaining such capital. Our 
inability to obtain additional financing at all or at a higher than anticipated cost may materially affect our results of operations and our 
ability to implement our business strategy. 

Servicing debt, including debt which we may incur in the future, would limit funds available for other purposes and if we cannot service 
our debt, we may lose our vessels. 

Borrowing under our existing credit facilities and the credit facilities that we expect to enter into as of the date of this annual report requires 
us to dedicate a part of our cash flow from operations to paying principal and interest on our indebtedness. These payments limit funds 
available for working capital, capital expenditures and other purposes, including further equity or debt financing in the future. Amounts 
borrowed under our credit facilities bear interest at variable rates. Increases in prevailing rates could increase the amounts that we would 
have to pay to our lenders, even though the outstanding principal amount remains the same, and our net income and cash flows would 
decrease. We expect our earnings and cash flow to vary from year to year due to the cyclical nature of the tanker industry. If we do not 
generate or reserve enough cash flow from operations to satisfy our debt obligations, we may have to: 

 
 

seek to raise additional capital; 
refinance or restructure our debt; 

15 

 
  
   
   
   
   
   
   
   
 
  
   
   
   
   
   
 
 
 
 
 
  
   
   
 
 
 

sell tankers; or 
reduce or delay capital investments. 

However, these alternatives, if necessary, may not be sufficient to allow us to meet our debt obligations. If we are unable to meet our debt 
obligations or if some other default occurs under our credit facilities, the lenders could elect to declare that debt, together with accrued 
interest and fees, to be immediately due and payable and proceed against the collateral vessels securing that debt even though the majority 
of the proceeds used to purchase the collateral vessels did not come from our credit facilities. 

We are a holding company and depend on the ability of our subsidiaries to distribute funds to us in order to satisfy our financial 
obligations and to make dividend payments. 

We are a holding company, and our subsidiaries, which are all directly and indirectly wholly owned by us, conduct all of our operations 
and own all of our operating assets. As a result, our ability to satisfy our financial obligations and to pay dividends to our shareholders 
depends on the ability of our subsidiaries to generate profits available for distribution to us and, to the extent that they are unable to 
generate profits, we will be unable to pay dividends to our shareholders. 

We have limited history operating as a publicly traded entity and may incur increased costs as a result of being a publicly traded 
corporation. 

As a public company we have significant legal, accounting and other expenses in addition to our initial registration and listing expenses 
that we did not incur as a private company. In addition, the Sarbanes-Oxley Act of 2002 ("Sarbanes-Oxley"), as well as rules subsequently 
implemented by the SEC and the New York Stock Exchange, have imposed various requirements on public companies, including changes 
in corporate governance practices, and these requirements may continue to evolve. We and our management personnel, and other 
personnel, if any, will need to devote a substantial amount of time to comply with these requirements. Moreover, these rules and 
regulations increase our legal and financial compliance costs and make some activities more time-consuming and costly. 

Sarbanes-Oxley requires, among other things, that we maintain and periodically evaluate our internal control over financial reporting and 
disclosure controls and procedures. Our compliance with Sarbanes-Oxley may require that we incur substantial accounting expenses and 
expend significant management efforts. 

Our credit facilities contain restrictive covenants that limit the amount of cash that we may use for other corporate activities, which 
could negatively affect our growth and cause our financial performance to suffer. 

Our credit facilities impose operating and financial restrictions on us. These restrictions may limit our ability, or the ability of our 
subsidiaries party thereto to: 

 

 
 
 

 
 
 

pay dividends and make capital expenditures if we do not repay amounts drawn under our credit facilities or if there is 
another default under our credit facilities; 
incur additional indebtedness, including the issuance of guarantees; 
create liens on our assets; 
change the flag, class or management of our vessels or terminate or materially amend the management agreement relating 
to each vessel; 
sell our vessels; 
merge or consolidate with, or transfer all or substantially all our assets to, another person; or 
enter into a new line of business. 

Certain of our credit facilities require us to maintain specified financial ratios and satisfy financial covenants. These financial ratios and 
covenants include requirements that: 

 
 

 

 
 
 

we maintain minimum solvency of not less than 30%; 
we maintain minimum cash and cash equivalents based on the number of vessels owned and chartered-in and debt 
service requirements. Our required minimum cash balance as of December 31, 2013 was $4.8 million; 
the aggregate fair market value of our vessels plus any additional collateral shall, depending on the facility, be no less 
than 125% to 150% of the debt outstanding (value maintenance covenant); 
we maintain a corporate net worth of not less than $45 million; 
we maintain positive working capital, excluding balloon maturities; and 
our ratio of EBITDA plus a portion of cash in excess of our minimum liquidity to total interest expense shall at all times 
exceed 2.25:1 

16 

 
   
   
 
 
 
 
 
 
 
 
  
   
   
   
   
   
   
   
  
  
   
   
   
   
   
   
 
Therefore, we may need to seek permission from our lenders in order to engage in some corporate actions. Our lenders' interests may be 
different from ours and we may not be able to obtain our lenders' permission when needed. This may limit our ability to pay dividends to 
you if we determine to do so in the future, finance our future operations or capital requirements, make acquisitions or pursue business 
opportunities. 

We cannot assure you that we will complete documentation of or enter into our current two prospective debt facilities (the "Prospective 
Debt Facilities") or that if we do so that we will be able to borrow all or any of the amounts committed thereunder. 

We are in advanced discussions with our relationship banks and have received non-binding indicative terms for two prospective debt 
facilities (the "Prospective Debt Facilities"). We intend to use the Prospective Debt Facilities to finance two of our vessels on order which 
remain unfinanced, and the Ardmore Seamariner which was acquired in October 2013 for cash. There can be no assurance we will be 
successful in completing documentation for the Prospective Debt Facilities, or that we will be successful in agreeing to terms with respect 
to the Prospective Debt Facilities. 

If interest rates increase, it will affect the interest rate under our credit facilities which could affect our profitability, earnings and cash 
flow. 

Amounts borrowed under our existing credit facilities bear interest at an annual rate ranging from 2.45% to 3.75% above LIBOR. Interest 
rates have recently been at historic lows and any normalization in interest rates would lead to an increase in LIBOR, which would affect the 
amount of interest payable on amounts that we were to drawdown from our credit facilities, which in turn would have an adverse effect on 
our profitability, earnings and cash flow. 

If we fail to maintain an effective system of internal control over financial reporting, we may not be able to accurately report our 
financial results or prevent fraud. As a result, stockholders could lose confidence in our financial and other public reporting, which 
would harm our business and the trading price of our common stock. 

Effective internal controls over financial reporting are necessary for us to provide reliable financial reports and, together with adequate 
disclosure controls and procedures, are designed to prevent fraud. Any failure to implement required new or improved controls, or 
difficulties encountered in their implementation, could cause us to fail to meet our reporting obligations. In addition, any testing by us 
conducted in connection with Section 404 of Sarbanes-Oxley, or any subsequent testing by our independent registered public accounting 
firm, may reveal deficiencies in our internal controls over financial reporting that are deemed to be material weaknesses or that may require 
prospective or retroactive changes to our financial statements or identify other areas for further attention or improvement. Inferior internal 
controls could also cause investors to lose confidence in our reported financial information, which could have a negative effect on the 
trading price of our common stock. 

We will be required to disclose changes made in our internal controls and procedures and our management will be required to assess the 
effectiveness of these controls annually. However, for as long as we are an "emerging growth company," our independent registered public 
accounting firm will not be required to attest to the effectiveness of our internal controls over financial reporting pursuant to Section 404 of 
Sarbanes-Oxley. We could be an "emerging growth company" for up to five years. An independent assessment of the effectiveness of our 
internal controls could detect problems that our management's assessment might not. Undetected material weaknesses in our internal 
controls could lead to financial statements and restatements and require us to incur the expense of remediation. 

In the course of auditing our financial statements for the year ended December 31, 2012, our independent registered public accounting firm 
identified a deficiency relating to the application of U.S. GAAP to deferred finance fees and capitalization of imputed interest on vessels 
under construction which they considered to be a material weakness. The PCAOB defines a material weakness as a deficiency, or 
combination of deficiencies, in internal control over financial reporting, such that there is a reasonable possibility that a material 
misstatement of a company's annual or interim financial statements will not be prevented or detected on a timely basis. We have 
implemented steps to remediate this weakness, including retaining the services of an independent accounting firm to assist with non-routine 
complex U.S. GAAP accounting issues, and during the year ended December 31, 2013, the material weakness has been remediated. 
However, if additional material weaknesses or significant deficiencies in our internal controls are discovered in the future, we may fail to 
meet our future reporting obligations, our financial statements may contain material misstatements and our operating results may be 
adversely affected. 

17 

 
 
 
 
 
 
 
 
We are subject to certain risks with respect to our counterparties on contracts, and failure of such counterparties to meet their 
obligations could cause us to suffer losses or negatively impact our results of operations and cash flows. 

We have entered into various contracts with counterparties, including, as of April 24, 2014, nine long-term fixed-rate charter agreements, 
two commercial pool agreements, our credit facilities and our capital lease arrangement. Such agreements subject us to counterparty risks. 
The ability of each of our counterparties to perform its obligations under a contract with us will depend on a number of factors that are 
beyond our control and may include, among other things, general economic conditions, the condition of the maritime and offshore 
industries, the overall financial condition of the counterparty, charter rates received for specific types of vessels, and various expenses. For 
example, the combination of a reduction of cash flow resulting from declines in world trade, a reduction in borrowing bases under reserve-
based credit facilities and the lack of availability of debt or equity financing may result in a significant reduction in the ability of our 
charterers to make charter payments to us. In addition, in depressed market conditions, our charterers and customers may no longer need a 
vessel that is currently under charter or contract or may be able to obtain a comparable vessel at lower rates. As a result, charterers and 
customers may seek to renegotiate the terms of their existing charter agreements or avoid their obligations under those contracts. Should a 
counterparty fail to honor its obligations under agreements with us, we could sustain significant losses, which could have a material 
adverse effect on our business, financial condition, results of operations and cash flows. 

Our insurance may not be adequate to cover our losses that may result from our operations due to the inherent operational risks of the 
tanker industry. 

We carry insurance to protect us against most of the accident-related risks involved in the conduct of our business, including marine hull 
and machinery insurance, protection and indemnity insurance, which includes pollution risks, crew insurance and war risk insurance. 
However, we may not be adequately insured to cover losses from our operational risks, which could have a material adverse effect on us. 
Additionally, our insurers may refuse to pay particular claims and our insurance may be voidable by the insurers if we take, or fail to take, 
certain action, such as failing to maintain certification of our vessels with applicable maritime regulatory organizations. Any significant 
uninsured or under-insured loss or liability could have a material adverse effect on our business, results of operations, cash flows and 
financial condition and our available cash. In addition, we may not be able to obtain adequate insurance coverage at reasonable rates in the 
future during adverse insurance market conditions. 
Changes in the insurance markets attributable to terrorist attacks may also make certain types of insurance more difficult for us to obtain 
due to increased premiums or reduced or restricted coverage for losses caused by terrorist acts generally. 

Because we obtain some of our insurance through protection and indemnity associations, which result in significant expenses to us, we 
may be required to make additional premium payments. 

We may be subject to increased premium payments, or calls, in amounts based on our claim records, the claim records of our managers, as 
well as the claim records of other members of the protection and indemnity associations through which we receive insurance coverage for 
tort liability, including pollution-related liability. In addition, our protection and indemnity associations may not have enough resources to 
cover claims made against them. Our payment of these calls could result in significant expense to us, which could have a material adverse 
effect on our business, results of operations, cash flows, financial condition and available cash. 

We are incorporated in the Marshall Islands, which does not have a well-developed body of case law or bankruptcy law and, as a result, 
shareholders may have fewer rights and protections under Marshall Islands law than under a typical jurisdiction in the United States. 

Our corporate affairs are governed by our articles of incorporation and bylaws and by the Marshall Islands Business Corporations Act (the 
"BCA"). The provisions of the BCA resemble provisions of the corporation laws of a number of states in the United States. However, there 
have been few judicial cases in the Marshall Islands interpreting the BCA. The rights and fiduciary responsibilities of directors under the 
law of the Marshall Islands are not as clearly established as the rights and fiduciary responsibilities of directors under statutes or judicial 
precedent in existence in certain U.S. jurisdictions. Shareholder rights may differ as well. While the BCA does specifically incorporate the 
non-statutory law, or judicial case law, of the State of Delaware and other states with substantially similar legislative provisions, our public 
shareholders may have more difficulty in protecting their interests in the face of actions by management, directors or controlling 
shareholders than would shareholders of a corporation incorporated in a U.S. jurisdiction. Further, Marshall Islands does not have a well-
developed body of bankruptcy law. As such, in the case of a bankruptcy of our Company, there may be a delay of bankruptcy proceedings 
and the ability of shareholders and creditors to receive recovery after a bankruptcy proceeding. 

18 

 
 
 
 
 
 
 
 
Our business depends upon key members of our senior management team who may not necessarily continue to work for us. 

Our future success depends to a significant extent upon certain members of our senior management team. Our management team have 
substantial experience in the product tanker and chemical shipping industries and have worked with us since inception. Our management 
team is crucial to the execution of our business strategies and to the growth and development of our business. If the individuals were no 
longer to be affiliated with us, we may be unable to recruit other employees with equivalent talent and experience, and our business and 
financial condition may suffer as a result. 

It may be difficult to serve process on or enforce a U.S. judgment against us, our officers and our directors. 

We are a Marshall Islands corporation and several of our executive offices are located outside of the United States. Some of our directors 
and officers and certain of the experts named in this Annual Report reside outside the United States. In addition, a substantial portion of our 
assets and the assets of our directors, officers and experts are located outside of the United States. As a result, you may have difficulty 
serving legal process within the United States upon us or any of these persons. You may also have difficulty enforcing, both in and outside 
the United States, judgments you may obtain in U.S. courts against us or any of these persons in any action, including actions based upon 
the civil liability provisions of U.S. federal or state securities laws. Furthermore, there is substantial doubt that the courts of the Marshall 
Islands or of the non-U.S. jurisdictions in which our offices are located would enter judgments in original actions brought in those courts 
predicated on U.S. federal or state securities laws. 

GA Holdings LLC ("GA Holdings") beneficially owns approximately 30.8% of our total outstanding common shares, which may limit 
shareholders' ability to influence our actions. 

GA Holdings beneficially owns approximately 30.8% of our outstanding common shares and has the power to exert considerable influence 
over our actions through their ability to effectively control matters requiring shareholder approval, including the determination to enter into 
a corporate transaction or to prevent a transaction, regardless of whether our shareholders believe that any such transaction is in their or our 
best interests. For example, GA Holdings could cause us to consummate a merger or acquisition that increases the amount of our 
indebtedness or cause us to sell all of our revenue-generating assets. We cannot assure you that the interests of GA Holdings will coincide 
with the interests of other shareholders. As a result, the market price of our common shares could be adversely affected. 

Additionally, GA Holdings may invest in entities that directly or indirectly compete with us, or companies in which GA Holdings currently 
invests may begin competing with us. GA Holdings may also separately pursue acquisition opportunities that may be complementary to our 
business, and as a result, those acquisition opportunities may not be available to us. As a result of these relationships, when conflicts arise 
between the interests of GA Holdings and the interests of our other shareholders, our directors who were nominated by GA Holdings may 
not be disinterested. GA Holdings will effectively control all of our corporate decisions so long as they continue to own a substantial 
number of our common shares. 

Future sales of our common shares could cause the market price of our common shares to decline. 

The market price for our common shares could decline as a result of sales by existing shareholders, including GA Holdings, of large 
numbers of our common shares, or as a result of the perception that such sales may occur. Sales of our common shares by these 
shareholders also might make it more difficult for us to sell equity or equity-related securities in the future at a time and at the prices that 
we deem appropriate. 

Anti-takeover provisions in our Amended and Restated Articles of Incorporation could make it difficult for our shareholders to replace 
or remove our current board of directors or could have the effect of discouraging, delaying or preventing a merger or acquisition, 
which could adversely affect the market price of our common shares. 

Several provisions of our Amended and Restated Articles of Incorporation and bylaws could make it difficult for our shareholders to 
change the composition of our board of directors in any one year, preventing them from changing the composition of management. In 
addition, the same provisions may discourage, delay or prevent a merger or acquisition that shareholders may consider favorable. These 
provisions include: 

 
 
 
 

authorizing the board of directors to issue "blank check" preferred stock without shareholder approval; 
providing for a classified board of directors with staggered, three year terms; 
prohibiting cumulative voting in the election of directors; 
authorizing the removal of directors only for cause and only upon the affirmative vote of the holders of two-thirds of the 
outstanding shares of our common stock entitled to vote for the directors; 

19 

 
 
 
  
 
 
 
 
 
 
  
   
   
   
   
 
 
 

limiting the persons who may call special meetings of shareholders; and 
establishing advance notice requirements for nominations for election to our board of directors or for proposing matters 
that can be acted on by shareholders at shareholder meetings. 

These anti-takeover provisions could substantially impede the ability of public shareholders to benefit from a change in control and, as a 
result, may adversely affect the market price of our common stock and your ability to realize any potential change of control premium. 

Tax Risks 

U.S. tax authorities could treat us as a "passive foreign investment company," which could have adverse U.S. federal income tax 
consequences to U.S. holders. 

A foreign corporation will be treated as a passive foreign investment company ("PFIC"), for U.S. federal income tax purposes if either (1) 
at least 75% of its gross income for any taxable year consists of "passive income" or (2) at least 50% of the average value of the 
corporation's assets produce or are held for the production of "passive income." For purposes of these tests, "passive income" generally 
includes dividends, interest, and gains from the sale or exchange of investment property and rents and royalties other than rents and 
royalties which are received from unrelated parties in connection with the active conduct of a trade or business. For purposes of these tests, 
income derived from the performance of services generally does not constitute "passive income." U.S. shareholders of a PFIC are subject to 
an adverse U.S. federal income tax regime with respect to the income derived by the PFIC, the distributions they receive from the PFIC and 
the gain, if any, they derive from the sale or other disposition of their shares in the PFIC. 

Based upon our operations as described herein, we do not believe that our income from our time charters should be treated as "passive 
income" for purposes of determining whether we are a PFIC, and, consequently, the assets that we own and operate in connection with the 
production of that income should not constitute passive assets. Accordingly, based on our current operations, we do not believe we will be 
treated as a PFIC with respect to any taxable year. 

There is substantial legal authority supporting this position consisting of case law and U.S. Internal Revenue Service ("IRS"), 
pronouncements concerning the characterization of income derived from time charters and voyage charters as services income for other tax 
purposes. However, there is also authority which characterizes time charter income as rental income rather than services income for other 
tax purposes. Accordingly, no assurance can be given that the IRS or a court of law will accept this position, and there is a risk that the IRS 
or a court of law could determine that we are a PFIC. Moreover, no assurance can be given that we would not constitute a PFIC for any 
future taxable year if the nature and extent of our operations change. 

If the IRS were successful in asserting that we are or have been a PFIC for any taxable year, U.S. shareholders would face adverse U.S. 
federal income tax consequences. Under the PFIC rules, unless a shareholder makes an election available under the U.S. Internal Revenue 
Code of 1986, as amended, ("the Code"), (which election could itself have adverse consequences for such shareholders, as discussed below 
under "Tax Considerations—U.S. Federal Income Tax Considerations—U.S. Federal Income Taxation of U.S. Holders"), excess 
distributions and any gain from the disposition of such shareholder's common shares would be allocated ratably over the shareholder's 
holding period of the common shares and the amounts allocated to the taxable year of the excess distribution or sale or other disposition 
and to any year before we became a PFIC would be taxed as ordinary income. The amount allocated to each other taxable year would be 
subject to tax at the highest rate in effect for individuals or corporations, as appropriate, for that taxable year, and an interest charge would 
be imposed with respect to such tax. See "Tax Considerations—U.S. Federal Income Tax Considerations—U.S. Federal Income Taxation 
of United States Holders" for a more comprehensive discussion of the U.S. federal income tax consequences to United States shareholders 
if we are treated as a PFIC. 

We may have to pay tax on U.S. source shipping income, which would reduce our earnings. 

Under the Code, 50% of the gross shipping income of a corporation that owns or charters vessels, as we and our subsidiaries do, that is 
attributable to transportation that begins or ends, but that does not both begin and end, in the United States will be subject to a 4% U.S. 
federal income tax without allowance for deduction, unless that corporation qualifies for exemption from tax under Section 883 of the 
Code and the applicable Treasury Regulations promulgated thereunder or that corporation is entitled to an exemption from such tax under 
an applicable U.S. income tax treaty. 

20 

 
   
   
 
 
 
 
  
 
 
 
 
Prior to our IPO, we believe that we had been exempt from this tax because we were entitled to the benefits of the U.S.–Irish tax treaty, 
which generally contains an exemption from this tax for qualified Irish residents. After our IPO, we no longer qualified for an exemption 
under the U.S.–Irish tax treaty. However, we   believe and intend to take the position for U.S. federal income tax return reporting purposes 
that we qualified exemption under Section 883 of the Code for the full taxable year 2013 based on the CFC Test. Beginning our taxable 
year 2014 and future years, we expect that we will be able to qualify for exemption under Section 883 of the Code based on the Publicly-
Traded Test.However, there are factual circumstances beyond our control that could cause us to  lose the benefit of the tax exemption by 
not being able to qualify for the Publicly-Traded Test and thereby become subject to U.S. federal income tax on our U.S. source shipping 
income. For example, we would no longer qualify for exemption under Section 883 of the Code based on the Publicly-Traded Test for a 
particular taxable year if certain “non-qualified” shareholders with a 5% or greater interest in our common shares owned, in the aggregate, 
50% or more of our outstanding common shares for more than half the days during the taxable year. Due to the factual nature of the issues 
involved, there can be no assurances that we will qualify for exemption under Section 883 of the Code for 2014 and future years based on 
the Publicly-Traded Test. 

If we or our subsidiaries were not entitled to exemption under Section 883 of the Code for any taxable year, we or our subsidiaries would 
be subject for such year to an effective 2% U.S. federal income tax on the shipping income we or our subsidiaries derive during the year 
which is attributable to the transport of cargoes to or from the United States. The imposition of this taxation would have a negative effect 
on our business and would decrease our earnings available for distribution to our shareholders. 

If our effective tax rate increases, our business and financial results would be adversely impacted. 

We have significant operations and currently generate a significant portion of our taxable income in Ireland. In general, tax rates in Ireland 
on trading income are significantly lower than tax rates in the United States and many other developed jurisdictions. Moreover, our 
"relevant shipping profits" are taxed in Ireland under the "Tonnage Tax" regime. Tonnage Tax provides an alternative to charging 
corporation tax on certain profits of a qualifying shipping company. Rather than charging corporation tax in the normal way, tax is levied 
each year by reference to the tonnage of the ships operated by the qualifying company. We have received approval from the Irish Revenue 
Commissioners to operate a number of our ship-owning subsidiaries as qualifying shipping companies under the Tonnage Tax regime. In 
order to ensure a compliance with the Tonnage Tax regime, a number of conditions must continue to be satisfied. Importantly we must 
carry on the strategic and commercial management of our 'qualifying ships' from Ireland. If our operations no longer qualify for the lower 
and predictable tax rates available under Tonnage Tax or if the tax laws in Ireland were rescinded or changed, our effective tax rate could 
increase and our business, financial condition and results of operations could be materially adversely affected. In addition, if U.S. or other 
tax authorities were to challenge successfully the manner in which we recognize profits or, more generally, the jurisdiction in which our 
income is subject to taxation, our effective tax rate could increase and our cash flow and results of operations could be materially adversely 
affected. 

Item 4. 

Information on the Company 

A. 

History and Development of the Company 

We are Ardmore Shipping Corporation, a company incorporated in the Republic of the Marshall Islands. We provide seaborne 
transportation of petroleum products and chemicals worldwide to oil majors, national oil companies, oil and chemical traders, and chemical 
companies, with our modern, fuel-efficient fleet of mid-size product and chemical tankers. 

Ardmore Shipping Corporation was incorporated under the laws of the Republic of the Marshall Islands on May 14, 2013. We commenced 
business operations through our predecessor company, Ardmore Shipping LLC, on April 15, 2010. On August 6, 2013, we completed our 
initial public offering ("IPO") of 10,000,000 shares of our common stock, at $14.00 per share. Prior to our IPO, GA Holdings LLC, who 
was our sole shareholder, exchanged its interest in its wholly owned subsidiary, Ardmore Shipping LLC, for 8,049,500 additional shares of 
Ardmore Shipping Corporation, and Ardmore Shipping LLC became a wholly owned subsidiary of Ardmore Shipping Corporation. In 
March 2014, we completed a follow-on public offering of 8,050,000 of our common shares at $13.50 per share. As of the date of this 
annual report, we have 26,100,000 shares of our common stock outstanding.  GA Holdings LLC holds 8,050,000, or 30.8%, of the common 
stock of the Company, with the remaining 69.2% held by public investors. 

We have 31 wholly owned subsidiaries, a list of which is in our consolidated financial statements, which are included elsewhere in this 
Annual Report. 

21 

  
 
 
 
 
 
 
 
We currently maintain our principal executive offices at Hamilton, Bermuda and our principal operating office at Cork, Ireland. Our 
telephone at 69 Pitts Bay Road, Hamilton, HM 08, Bermuda is +1 441 405 7800. We operate our business internally through our wholly-
owned management company, Ardmore Shipping Limited ("ASL"), which is incorporated in Ireland. ASL's office is located at City Gate 
Building 1000, Mahon, Cork, Ireland. Our telephone at this address is +353 21 240 9500. 

Vessel Acquisitions 

Our Current Fleet consists of 21 vessels and is comprised of 11 vessels in operation ("Operational Vessels") and 10 vessels on order 
("Ordered Vessels"). We expect deliveries of our Ordered Vessels to begin in November 2014.  In 2011, we paid an aggregate of $56.8 for 
vessel acquisitions, vessel equipment and newbuilding orders. In 2012, we did not acquire any vessels and paid $14.9 million for vessel 
upgrades and progress payments for vessels under construction. In 2013, we paid an aggregate of $144.6 million for vessel acquisitions, 
equipment and vessels under construction. 

In June and July 2011, we took delivery of the Ardmore Calypso and the Ardmore Capella.  These vessels are 17,589 dwt and 17,567 dwt 
respectively and both ships are IMO2 product and chemical tankers built by Samho Shipbuilding in South Korea. 

In February 2013, we took delivery of the Ardmore Seavaliant, a 49,998 dwt IMO3 product and chemical tanker built by SPP Shipbuilding 
in South Korea.  In June 2013, we took delivery of the Ardmore Seaventure, a 49,998 dwt IMO3 product and chemical tanker built by SPP 
Shipbuilding in South Korea. 

In January 2014, we took delivery of the Ardmore Seamariner, a 45,726 dwt product tanker built by Minami-Nippon, Usuki Shipyard in 
Japan.  In January 2014, we also took delivery of the Ardmore Seavantage, a 49,997 dwt IMO3 product and chemical tanker built by SPP 
Shipbuilding in South Korea. In February 2014, we took delivery of the Ardmore Seavanguard, a 49,998 dwt IMO3 product and chemical 
tanker built by SPP Shipbuilding in South Korea. 

Implications of Being an Emerging Growth Company 

We were incorporated in the Republic of the Marshall Islands on May 14, 2013 for the purpose of providing seaborne transportation of 
petroleum products and chemicals worldwide. 

We had less than $1.0 billion in revenue during our last fiscal year, which means that we qualify as an "emerging growth company" as 
defined in the Jumpstart Our Business Startups Act, or JOBS Act. An emerging growth company may take advantage of specified reduced 
reporting and other burdens that are otherwise applicable generally to public companies. These provisions include: 

 

 

 

 

the ability to present only two years of audited financial statements and only two years of related Management's 
Discussion and Analysis of Financial Condition and Results of Operations in the registration statement for our initial 
public offering; 
exemption from the auditor attestation requirement in the assessment of the emerging growth company's internal controls 
over financial reporting; 
exemption from new or revised financial accounting standards applicable to public companies until such standards are 
also applicable to private companies; and 
exemption from compliance with any new requirements adopted by the Public Company Accounting Oversight Board, or 
the PCAOB, requiring mandatory audit firm rotation or a supplement to our auditor's report in which the auditor would 
be required to provide additional information about the audit and our financial statement. 

We may take advantage of these provisions until the end of the fiscal year following the fifth anniversary of our initial public 

offering or such earlier time that we are no longer an emerging growth company. We will cease to be an emerging growth company if we 
have more than $1.0 billion in "total annual gross revenues" during our most recently completed fiscal year, if we become a "large 
accelerated filer" with market capitalization of more than $700 million, or as of any date on which we have issued more than $1.0 billion in 
non-convertible debt over the three year period to such date. As of the date of this annual report, we do not expect to become a "large 
accelerated filer". For as long as we take advantage of the reduced reporting obligations, the information that we provide shareholders may 
be different from information provided by other public companies. We are choosing to "opt out" of the extended transition period relating 
to the exemption from new or revised financial accounting standards and as a result, we will comply with new or revised accounting 
standards on the relevant dates on which adoption of such standards is required for non-emerging growth companies. Section 107 of the 
JOBS Act provides that our decision to opt out of the extended transition period for complying with new or revised accounting standards is 
irrevocable. 

22 

 
  
 
 
 
 
  
  
  
   
    
    
    
  
B. 

Business Overview 

We commenced business operations in April 2010 with the goal of building an enduring product and chemical tanker company that 
emphasizes service excellence, innovation, and operational efficiency through our focus on high quality, fuel-efficient vessels. We are led 
by a team of experienced senior managers who have previously held senior management positions with highly regarded public shipping 
companies and financial institutions. 

We are strategically focused on modern, fuel-efficient, mid-size product and chemical tankers. We actively pursue opportunities to exploit 
the overlap we believe exists between the clean petroleum product ("CPP") and chemical sectors in order to enhance earnings, and also 
seek to engage in more complex CPP trades, such as multi-grade and multi-port loading and discharging operations, where our knowledge 
of chemical operations is beneficial to our CPP customers. 

Our fuel-efficient operations are designed to enhance our investment returns and provide value-added service to our customers. We believe 
we are on the forefront of fuel efficiency and emissions reduction trends and are well-positioned to capitalize on these developments by 
constructing new economically advanced vessels ("Eco-design"), modifying ships to improve fuel efficiency ("Eco-mod"), and equipping 
our fleet with engine diagnostic and ship performance management systems to optimize voyage performance. As a result, our Eco-mod 
vessels achieve lower fuel consumption and, in some cases, achieve performance close to that of new Eco-design vessels. All of our vessels 
on order are Eco-design and we intend to make Eco-mod improvements to any secondhand acquisitions as necessary. Our acquisition 
strategy is to build our fleet with Eco-design newbuildings and modern secondhand vessels that can be upgraded to Eco-mod. 

We have no related-party transactions concerning our vessel operations. Our wholly-owned subsidiary, ASL, carries out our management 
functions. ASL's office is in Cork, Ireland. ASL provides corporate and accounting services and fleet administration. Technical 
management of our vessels is performed by a combination of ASL and our third-party technical managers. ASL's operations team is 
directly responsible for insurance and for overseeing significant operational functions of the third-party technical managers. ASL's 
operations team also supervises the construction of our newbuildings in close coordination with the third-party supervision teams. We have 
a resolute focus on both high-quality service and efficient operations, and we believe that our corporate overhead and operating expenses 
are among the lowest of our peers. 

We are commercially independent as we have no blanket employment arrangements with third-party or related-party commercial 
managers. We market our services directly to a broad range of customers, including oil majors, national oil companies, oil and chemical 
traders, chemical companies, and a range of pooling service providers. We monitor the market to understand and best utilize our vessels 
and may change our chartering strategy to take advantage of changing market conditions. 

We believe that the market for mid-size product and chemical tankers is in the early stages of a recovery from cyclical lows, resulting from 
strong underlying demand growth driven by both cyclical and secular trends, as well as a reduction in the supply overhang due to reduced 
ordering activity and an extended period of fleet growth at a rate below that of demand growth. The Company was formed at a historically 
low point in the shipping cycle which our management believes represented an opportunity to build our fleet and business with a low cost 
asset base. 

Fleet List 

Our Current Fleet consists of 21 vessels and is comprised of 11 Operational Vessels (four Eco-design and seven Eco-mod) and 10 Ordered 
Vessels (all Eco-design) with deliveries expected to begin in November 2014. The average age of our Operational Vessels, at April 24, 
2013, is 5.9 years, and the average age of the Current Fleet following delivery of the Ordered Vessels at December 31, 2015 will be 4.0 
years. 

23 

 
 
 
 
 
 
 
 
 
Vessel Name 

Type 

Dwt 

     IMO       Built Date 

Country  Flag    

Built 

Charter Rate 
$/day (1) 

Charter 
Expires 

   Specification 

In Operation 
Product/Chemical     
Ardmore Seavaliant 
Product/Chemical     
Ardmore Seaventure 
Ardmore Seavantage 
Product/Chemical     
Ardmore Seavanguard  Product/Chemical     
Ardmore Seamariner 
Ardmore Seatrader 
Ardmore Seamaster 
Ardmore Seafarer 
Ardmore Centurion 
Ardmore Calypso 
Ardmore Capella 

Product 
Product 
Product/Chemical     
Product 
Product/Chemical     
Product/Chemical     
Product/Chemical     

On Order 
SPP Hull S-1162 
SPP Hull S-1163 
SPP Hull S-1171 
SPP Hull S-1172 
HMD Hull H-2480 
HMD Hull H-2481 
FKA Hull N-2062 
FKA Hull N-2063 
FKA Hull N-2065 
FKA Hull N-2067 

Product/Chemical     
Product/Chemical     
Product/Chemical     
Product/Chemical     
Product/Chemical     
Product/Chemical     
Product/Chemical     
Product/Chemical     
Product/Chemical     
Product/Chemical     

49,998       
49,998       
49,997       
49,998       
45,726       
47,141       
45,840       
45,744       
29,006       
17,589       
17,567       

50,300       
50,300       
50,300       
50,300       
37,000       
37,000       
25,000       
25,000       
25,000       
25,000       

3 
3 
3 
3 
- 
- 
3 
- 
2 
2 
2 

3 
3 
3 
3 
2 
2 
2 
2 
2 
2 

Total 

21 

     823,804       

Feb-13 
Jun-13 
Jan-14 
Feb-14 
Oct-06 
Dec-02 
Sep-04 
Aug-04 
Nov-05 
Jan-10 
Jan-10 

   Korea  MI 
   Korea  MI 
   Korea  MI 
   Korea  MI 
Japan  MI 
Japan  MI 
Japan  MI 
Japan  MI 
   Korea  MI 
   Korea  MI 
   Korea  MI 

1Q15 
2Q15 
2Q15 
3Q15 
1Q15 
1Q15 
4Q14 
1Q15 
3Q15 
4Q15 

   Korea  MI 
   Korea  MI 
   Korea  MI 
   Korea  MI 
   Korea  MI 
   Korea  MI 
Japan  MI 
Japan  MI 
Japan  MI 
Japan  MI 

 17,149 
 15,873 
 15,600 
 15,600 
 16,099 
 14,299 
 14,299 
 13,783 
 13,549 
Pool 
Pool 

Pool 
Pool 
Pool 
Pool 
TBD 
TBD 
TBD 
TBD 
TBD 
TBD 

Feb-15 
Jun-14 
Jan-15 
Feb-15 
Apr-14 
Aug-14 
Jul-14 
Jul-14 
Feb-15 
 N/A 
 N/A 

   Eco-design 
   Eco-design 
   Eco-design 
   Eco-design 
Eco-mod 
Eco-mod 
Eco-mod 
Eco-mod 
Eco-mod 
Eco-mod 
Eco-mod 

     Eco-design 
     Eco-design 
     Eco-design 
     Eco-design 
     Eco-design 
     Eco-design 
     Eco-design 
     Eco-design 
     Eco-design 
     Eco-design 

(1)  This table shows gross charter rates, averaged over the duration, as applicable, plus communications, victualing and entertainment 

("CVE") income and does not include commissions payable by us at a rate of 1.25%, where applicable. 

Recent Developments 

On February 7, 2014 we obtained a permit from the Ministry of Finance in Bermuda to open an executive office at 69 Pitts Bay Road, 
Hamilton, HM 08, Bermuda. Our operating office, through ASL, will continue to be located at City Gate Building 1000, Mahon, Cork, 
Ireland. 

In March 2014, we conducted a follow-on public offering of 8,050,000 common shares at $13.50 per share. The gross proceeds to the 
Company from the offering were $108.7 million before deducting underwriting commissions and related expenses. 

Corporate Officers, Staff and Seafarers 

Biographical information with respect to each of our directors and executive officers is set forth in the section titled "Directors and Senior 
Management." 

We employ 14 full time staff at ASL in the port city of Cork, Ireland. We engage the services of two third-party ship management 
companies, Thome Ship Management and Univan Ship Management Limited, to provide technical management and crewing for our 
vessels, who are supervised by our in-house operations department comprising the Chief Operating Officer, Director of Chartering and 
Business Development, Director of Technical Services, Manager Marine and Insurance and Manager Cargo Operations. We play a central 
role in the selection and retention of all officers through our human resources strategy, comprising all key elements from attraction, 
selection, recruitment and retention. We currently employ, through our third-party technical managers, approximately four hundred 
seafarers, comprising one hundred and thirty officers and cadets and two hundred and seventy crew. 

24 

 
  
  
    
   
   
    
      
      
     
   
    
      
     
   
    
      
      
     
   
    
      
     
    
  
    
    
  
    
    
  
    
    
  
    
    
    
  
  
    
  
    
    
  
  
    
  
    
  
  
    
  
    
    
  
  
    
  
    
  
    
  
    
  
    
  
    
  
    
  
   
   
    
        
        
     
   
    
        
       
   
    
        
        
     
   
    
        
       
      
  
      
      
  
      
      
  
      
      
  
      
      
  
      
      
  
      
      
  
  
      
      
  
  
      
      
  
  
      
      
  
  
      
   
   
    
        
        
       
   
    
        
       
        
       
   
    
        
       
 
   
 
 
 
 
 
 
Our commercial management is managed in-house in the case of fixed time charters and by third-party commercial pool managers in the 
case where we operate our vessels in the spot market. Commercial pools provide many benefits for vessels operating in the spot market 
including the ability to generate higher returns due to the economies of scale derived by operating a larger fleet. 

Customers 

Our customers include national, regional, and international companies and our fleet is employed through a mixture of time charters, time 
charters with profit participation and direct pool employment. We believe that developing strong relationships with the end users of our 
services allow us to better satisfy their needs with appropriate and capable vessels. A prospective charterer's financial condition, 
creditworthiness, and reliability track record are important factors in negotiating our vessels' employment. Below is a brief description of 
our current customers: 

 

 

 

 
 
 

 

Mansell Limited is the commercial shipping arm of Vitol SA, one of the world's largest independent energy trading 
companies. Mansell Limited's activities complement the core cargo flows of Vitol SA, and through access to third-party 
and internal cargoes it seeks to maximise utilisation of its fleet. 
Itochu Enex is a global diversified business that trades petroleum products. Itochu Enex's Industrial Material segment is 
engaged in the sale of energy, materials, asphalt and cements, the manufacture, sale and distribution of high-pressure gas 
and liquefied natural gas, as well as the production, supply and sale of electrical power, steam and water. 
Cargill International S.A. is an international producer and marketer of food, agricultural, financial and industrial 
products and services. 
Koch Shipping Inc. is a supply and trading marine logistics company. 
Nordic Womar Pte is a tanker pool operating company, specializing in oil and chemical tanker tonnage up to 30,000 dwt. 
Dampskibsselskabet Norden A/S is an independent shipping company incorporated in Denmark and operates in the dry 
cargo and tanker segment worldwide. 
Shell is a global group of energy and petrochemicals companies with world wide operations. 

Competition 

We operate in markets that are highly competitive and based primarily on supply and demand. We compete for charters on the basis of 
price, vessel location, size, age and condition of the vessel, as well as our reputation. Ownership of tanker vessels is highly fragmented and 
is divided among publicly listed companies, state-controlled owners and private shipowners. 

Our Credit Facilities 

Ten of our Operational Vessels and eight of our Ordered Vessels have senior debt facilities in place, none of which expire until 2018. Of 
the four debt facilities that we currently have in place, two are with ABN AMRO Bank N.V. based in the Netherlands (the "First ABN 
AMRO Facility" and the "Second ABN AMRO Facility"), one is with DVB Bank SE based in Germany (the "DVB Facility") and one is a 
joint facility with ABN AMRO Bank N.V., Nordea Bank Finland Plc and Skandinaviska Enskilda Banken AB (the "Joint Debt Facility"). 
We also have a capital lease financing facility for two of the vessels with ICON Investments based in New York, USA (the "ICON Capital 
Leases") in an amount of $31.5 million. 

The First ABN AMRO Facility is in the amount of $40.5 million and bears interest at a rate of 3.25% above LIBOR. We entered into this 
facility to finance the acquisition of the Ardmore Seatrader, the Ardmore Calypso and the Ardmore Capella. This loan was drawn down in 
three tranches. The first tranche was drawn down in April 2011 and the second and third tranches were drawn down in June 2011, totalling 
$32.0 million. The remaining $8.5 million is no longer available for borrowing. On March 28, 2013 two of the subsidiaries subject to the 
First ABN AMRO Facility entered into an agreement for the sale and leaseback (under the ICON Capital Leases) for $31.5 million. As part 
of this arrangement, the senior debt outstanding on the Ardmore Calypso and  Ardmore Capella  was repaid in full on April 2, 2013. The 
amount repaid was $17.9 million. As such, of the First ABN AMRO Facility, one vessel remains with debt outstanding and this fully 
matures in 2018. 

The Second ABN AMRO Facility is in the amount of $48.9 million and bears interest at a rate of 3.20% above LIBOR. We entered into 
this facility to finance the acquisition of the Ardmore Seavaliant and the Ardmore Seaventure and the full amount, $48.9 million, of this 
facility was drawn down in line with its terms. 

25 

 
 
 
  
   
   
   
   
   
   
   
 
 
 
 
 
 
The DVB Facility is in the amount of $81.9 million. The first tranche, which was drawn down in October 2012, bears interest at a rate 
3.75% above LIBOR. The second and third tranche were drawn down in January 2014 and February 2014, and bear interest at a rate of 
2.45% above LIBOR. We entered into the DVB Facility to finance the Ardmore Seafarer, Ardmore Seamaster, Ardmore Centurion, 
Ardmore Seavantage and Ardmore Seavanguard. The amount drawn down under this facility as of December 31, 2013 was $36.9 million. 
The remainder of the DVB Facility, $45.0 million, was drawn down in two equal installments just prior to delivery of the Ardmore 
Seavantage and Ardmore Seavanguard in January 2014 and February 2014, respectively. 

The Joint Debt Facility is in the amount of $172.0 million. This facility provides financing for eight of our Ordered Vessels. Drawdowns 
will be made in line with deliveries of each vessel, and we expect to begin drawing down on the facility in January 2015. Interest is 
calculated on each tranche at a rate of 3.15% above LIBOR. The terms of the Joint Debt Facility include an accordion option whereby, 
subject to lenders' approval, we may request to increase the Joint Debt Facility to finance the acquisition of additional vessels. 

We are also in advanced discussions with our relationship banks and have received non-binding indicative terms for two additional debt 
facilities (the "Prospective Debt Facilities"). If obtained, we intend to use these facilities to finance the remaining two of our Ordered 
Vessels and the Ardmore Seamariner which was acquired in October 2013 with cash. 

Agreements related to long-term debt obligations stated above include certain covenants. The financial covenants include: 

 
 

 

 
 
 

we maintain minimum solvency of not less than 30%; 
we maintain minimum cash and cash equivalents based on the number of vessels owned and chartered-in and debt 
service requirements. Our required minimum cash balance as of December 31, 2013 was $4.8 million; 
the aggregate fair market value of our vessels plus any additional collateral shall, depending on the facility, be no less 
than 125% to 150% of the debt outstanding (value maintenance covenant); 
we maintain a corporate net worth of not less than $45 million; 
we maintain positive working capital, excluding balloon maturities; and 
our ratio of EBITDA plus a portion of cash in excess of our minimum liquidity to total interest expense shall at all times 
exceed 2.25:1 

The long-term debt obligations do not impose a restriction on dividends, distributions, or returns of capital unless an event of default has 
occurred, is continuing or will result from such payment. We are fully compliant with all of our loan covenants as of December 31, 2013. 

The International Product and Chemical Tanker Industry 

The information and data contained in this section relating to the international product and chemical tanker shipping industries has been 
provided by Drewry Maritime Research ("Drewry"), and is taken from Drewry's database and other sources. Drewry has advised that: 
(i) some information in their database is derived from estimates or subjective judgments; (ii) the information in the databases of other 
maritime data collection agencies may differ from the information in their database. We believe that all third-party data provided in this 
section, "The International Product and Chemical Tanker Industry," is reliable. 

The world tanker fleet is generally divided into four main categories of vessels based on the main type of cargo carried. These categories 
are crude oil, refined petroleum products (both clean and dirty products), chemicals, oils and fats and specialist products such as bitumen. 
The main ship types and the cargoes they carry are shown in the table below. 

26 

 
 
 
   
   
   
   
   
   
 
 
  
  
Principal Tanker Types and Main Cargoes Carried 

Tank Type 

Vessel Type 

   Ship Size-Dwt 
    200,000+ 
    Uncoated 
 UL/VLCC 
    120,000-  199,999     Uncoated 
 Suezmax 
    Uncoated 
    80,000-119,999 
 Aframax 
    Uncoated 
    60,000-79,999 
 Panamax 
    Coated 
    80,000-119,999 
 Long Range 2 (LR2) 
    Coated 
    60,000-79,999 
 Long Range 1 (LR1) 
    IMO 2-Coated 
 Medium Range (MR)      25,000-59,999 
    IMO 3-Coated 
    25,000-59,999 
    Non IMO-Coated 
    25,000-59,999 
    Non IMO-Uncoated        
    Coated 

 Short Range (SR) 

    10,000-24,999 

    10,000-24,999 

    Coated 

IMO 
 Status 

     Principal Cargo 
    Crude Oil 
    Crude Oil 
    Crude Oil 
    Crude Oil 

    Non IMO      Refined Products 
    Non IMO      Refined Products 
    Refined Products 
    Refined Products 
    Refined Products 
    Refined Products 
    Non-IMO      Refined Products 
Refined Products; 
Chemicals 

    IMO 1/2 

Other Cargoes 

    Refined Products-Dirty 
    Refined Products-Dirty 
    Crude 
    Crude 
    Chemicals/Veg Oils 
    Chemicals/Veg Oils 

 Stainless Steel 
Tankers 

 Specialist Tankers 

    10,000+ 
    10,000+ 

    Stainless 
    Uncoated/Coated 

    IMO 1/2 
    Non IMO      Various e.g Bitumen         

    Chemicals/Veg Oils      Refined Products 

In the refined product and chemical sectors there are a number of vessels that possess the ability to carry both types of cargo. These vessels 
do represent a "swing" element in supply in both of these markets. However, many vessels will tend to trade in either refined products or 
chemicals/oils and fats. 

In 2013, a total of 3.25 billion tonnes of crude oil, oil products and chemicals were moved by sea. Over the period from 2003 to 2013, the 
refined oil products trade has grown at an annual average rate of 4.6%, over five times the growth rate of the crude oil trade at 0.8%, while 
seaborne trade in chemicals grew at approximately 4.7% annually. Over the period from 2008 to 2013, the annual growth rates have been -
0.2% for crude oil, 3.8% for oil products, and 2.9% for chemicals. Over the period from 2003 to 2013, seaborne trade in refined products 
and chemicals were two of the fastest growing sectors of international shipping. 

The Product Tanker Industry 

While crude oil tankers transport crude oil from points of production to points of consumption, typically oil refineries in consuming 
countries, product tankers can carry both refined and unrefined petroleum products, including some crude oil, as well as fuel oil and 
vacuum gas oil (often referred to as 'dirty products') and gas oil, gasoline, jet fuel, kerosene and naphtha (often referred to as 'clean 
products'). Tankers with IMO 2/3 certification are able to carry both products and chemicals/oils and fats. Product capable tankers make up 
57% of the total tanker fleet (above 10,000 dwt) in numbers terms, and are therefore a key part of the global tanker trade. 

Demand for product tankers is dictated by world oil demand and trade, which is influenced by many factors including economic activity, 
geographic changes in oil production, consumption and refinery capacity, oil prices, the availability of transport alternatives (such as 
pipelines) and inventory policies of nations and oil trading companies. Tanker demand is a product of (a) the amount of cargo transported 
in tankers, multiplied by (b) the distance that cargo is transported. 

27 

  
 
 
   
    
       
       
       
       
    
    
    
       
       
       
       
       
       
       
   
       
   
       
       
   
      
       
       
   
    
       
 
  
  
  
  
Oil demand growth and the changing location of oil supply have altered the structure of the tanker market in recent years. Between 2003 
and 2008, more than half of new crude oil production was located in the Middle East and Africa. These two regions still produced 
approximately one third of global supply in 2013. However, in recent years, U.S. and Canadian crude oil production has increased as a 
result of the development of shale oil deposits. This has reduced U.S. seaborne crude import demand, but is resulting in greater oil product 
volumes becoming available for export from the U.S. Gulf in particular and thereby providing increased employment opportunities for 
product tankers. 

In terms of tonne-mile demand, a notable development in the patterns of world refining over the last five years has been the shift towards 
crude oil producing regions developing their own refinery capacity, while at the same time, poor refinery margins have led to closures of 
refineries in the developed world, most notably in Europe and on the U.S. east coast. In this context it is already apparent that the closures 
of refining capacity in the developed world are prompting longer haul imports to cater for product demand, for instance on routes such as 
West Coast India to the U.S. eastern seaboard and Europe. Refinery closures close to consuming regions elsewhere in the world will also 
help to support product import demand. For example, in Australia, trade from Singapore is expected to become increasingly important to 
compensate for the conversion of local producing refineries into storage depots. This would be part of a general increase in intra-Asian 
trade which is already boosting product tanker demand, something which may be further supported by expected closures in Japan (a result 
of new government standards). 

Another positive development for product tankers in recent years has been the significant increase in exports from the United States. 
Moderating domestic oil demand has combined with greater availability of crude feedstock (due to increased U.S. domestic crude oil 
production from tight oil and offshore) to make larger-scale exports feasible, particularly of middle distillates from the U.S. Gulf. Much of 
the increase in U.S. exports have gone to satisfy growing South America and African demand for oil products while other U.S. exports 
have been moving transatlantic into Europe, where local refinery shutdowns have supported import demand. 

As a result of the growth in trade and the changes in the location of refinery capacity, demand for product tankers expressed in terms of 
tonne-miles have grown by a CAGR of 6.0% over the past ten years. Generally growth in products trades and product tanker demand is 
more consistent and less volatile than crude oil trade. 

Product Tanker Supply 

The globally trading product tanker fleet is classified as any non-specialised tanker between 10,000 dwt and 60,000 dwt, as well as coated 
and other "product-capable" vessels over 60,000 dwt. IMO 3 tankers are included in this classification, as are IMO 2 tankers above 30,000 
dwt with an average tank size of greater than 3,000 cubic metres. As of March 31, 2014 the world product tanker capable fleet consisted of 
3,308 vessels with a combined capacity of144.7 million dwt. Within the total tanker fleet MR vessels account for 32% of total ship 
numbers and in the global product tanker fleet they account for 56% of total ship numbers. MR vessels are considered the "workhorses" of 
the fleet. 

28 

  
  
  
 
  
  
  
As of March 31, 2014, the MR product tanker orderbook for all vessels above 10,000 dwt was 305 vessels totalling 14.35 million dwt. The 
MR orderbook as a percentage of the MR existing fleet for all tankers above 10,000 dwt was 17.8%, compared with just under 50% in 
2008. Based on scheduled deliveries, 4.85 million dwt of MR product tankers are due for delivery in the remainder of 2014 and a further 
5.85 million dwt in 2015. However, in recent years the orderbook has been affected by the non-delivery of vessels or "slippage" as it is 
sometimes referred to. Current estimates suggest that in 2013, approximately 30% of vessels across the entire tanker orderbook scheduled 
for delivery in 2013 did not deliver during the year. Some of the non-delivery was a result of delays, either through mutual agreement or 
through shipyard problems, whilst some was due to vessel cancellations. Slippage is likely to remain an issue going forward and will 
continue to temper fleet growth. 

The other factor that will affect future supply is vessel scrapping. The volume of scrapping is a function primarily of the age profile of the 
fleet, scrap prices in relation to current and prospective charter market conditions, as well as operating, repair and survey costs. In 2012, a 
total of 131 oil tankers of a combined 11.6 million dwt were sold for scrap, of which 45 tankers of approximately 1.8 million dwt were in 
the MR size range. Approximately 10.0 million dwt of oil tanker tonnage was scrapped in 2013, of which 39 tankers of approximately 
1.7 million dwt were in the MR size range. This compares to MR deliveries of 2.8 million dwt comprising 63 ships in 2012 and 4.0 million 
dwt comprising 84 ships in 2013. Therefore, the net supply growth for MR's in 2012 was 1% and in 2013 was 2.5%. 

Vessel Type/Class 

 Crude Tankers 
 UL/VLCC 
 Suezmax 
 Aframax (Uncoated) 
 Panamax (Uncoated) 
 Crude Tankers 
 Long Range 2 (LR2) 
 Long Range 1 (LR1) 
 LR Product Tankers 
 Medium Range (MR) 
 Coated IMO 2 
 Coated IMO 3 & Non IMO Coated/Uncoated 
 Total MR 
 Short Range 
 Stainless Steel Tankers 
 Specialist Tankers 
 Total All Tankers 

World Tanker Fleet & Orderbook: March 31, 2014 

dwt 

    Existing Fleet 
   Number     Mill dwt      Number      Mill dwt     % Fleet dwt     2014 

Orderbook 

Orderbook Delivery 
 Schedule (dwt) 
    2016 

    2015 

    2017+ 

200,000+ 

    624      191.59     

   120,000-199,999     485      74.90 
    80,000-119,999     641      68.72 
6.18 
    60,000-79,999      89 

    1,839      341.39     

    80,000-119,999     251      27.02 
    60,000-79,999      328      23.96 
    579      50.98 

    25,000-59,999      323      12.49 
    25,000-59,999      1,517      68.03 
    1,840      80.52 
    10,000-24,999      889      13.20 
    569      12.35 
    54 
1.26 
    5,770      499.70     

10,000+ 
10,000+ 

90 
39 
28 
2 
159 
68 
18 
86 

52 
253 
305 
19 
69 
10 
648 

    28.10 
    6.06 
    3.11 
    0.15 
    37.42 
    7.72 
    1.34 
    9.07 

    2.10 
    12.25 
    14.35 
    0.34 
    1.62 
    0.34 
    63.14 

    14.7% 
8.1% 
4.5% 
2.4% 
    11.0% 
    28.8% 
5.6% 
    17.8% 

    16.8% 
    33.8% 
    17.8% 
3.4% 
    13.1% 
    27.1% 
    12.6% 

7.95 
3.25 
0.77 
0.15 
    12.12 
2.17 
0.30 
2.47 

0.21 
4.64 
4.85 
0.25 
0.28 
0.09 
    20.06 

3.74 
1.86 
1.10 
0.00 
6.70 
4.31 
0.00 
4.31 

1.45 
4.39 
5.85 
0.06 
0.46 
0.05 
    17.43 

    14.27 
0.95 
0.68 
0.00 
    15.90 
1.25 
1.04 
2.29 

0.37 
2.87 
3.23 
0.03 
0.60 
0.20 
    22.24 

    2.14 
    0.00 
    0.56 
    0.00 
    2.70 
    0.00 
    0.00 
    0.00 

    0.07 
    0.35 
    0.42 
    0.00 
    0.29 
    0.00 
    3.41 

Source: Drewry 

29 

  
  
  
   
   
   
   
      
      
      
      
      
      
      
      
      
      
      
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
      
   
   
   
   
   
   
   
   
   
   
      
   
   
   
   
      
      
      
      
      
      
      
      
      
      
   
   
   
   
   
   
   
   
      
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
      
  
  
The Product Tanker Market 

Between 2003 and 2007, the differential between demand and supply for tankers remained narrow and rates were generally very firm. 
Following the recession, tanker demand slowed, coinciding with substantial tonnage entering the fleet, driving earnings down. In 2013, 
clean product tanker spot earnings averaged $10,948 per day, compared to a ten-year average of $17,899 per day and a spot market high of 
$49,273 per day in January 2006. 

The estimated three year timecharter rate for an MR was $15,561 per day in 2013, whilst the benchmark one year timecharter rate was 
$14,346 per day. It should be noted that these rates are based on a standard MR vessel built circa 2010, and there is some evidence that 
more-recently built vessels constructed to particularly fuel-efficient "Eco" specifications are currently able to achieve an additional 
premium on these levels of up to 10%. The market high for one-year timecharter rate was reached in November 2005 at $30,500 per day. 

Asset Values 

Product tanker asset values have also fluctuated over time, and there is a relationship between changes in asset values and the charter 
market. Newbuilding prices increased significantly between 2003 and 2007 primarily as a result of increased tanker demand. Current 
newbuilding prices are significantly below the peaks reported at the height of the market in 2008. Contracting activity in 2011 and 2012 
was limited due to low freight rates, the poor market outlook and difficulties in securing financing. 

The secondhand sale and purchase market has traditionally been relatively liquid, with tankers changing hands between owners on a 
regular basis. Secondhand prices peaked over the summer of 2008 and have since declined. In March 2014 MR prices were estimated at 
$29.0 million for a five year old ship and $37.5 million for a newbuilding. These figures compare to levels above $50.0 million for a 
newbuild and five year old vessel during mid-2007 to early 2008. 

MR Product Tankers: Timecharter and Asset Value Summary 

Source:  Drewry 

30 

  
  
  
  
  
  
 
  
The Chemical Tanker Industry 

Introduction 

The world chemical industry is one of the largest and most diversified industries in the world with more than 1,000 large and medium-sized 
companies manufacturing over 70,000 different product lines. Although most specialist chemicals are used locally, world trade is becoming 
an increasingly prominent part of the global chemical industry for a number of reasons ranging from local stock imbalances to a lack of 
local production of particular chemicals in various parts of the world. In broad terms, seaborne trade growth in bulk liquid chemicals has 
tracked trends in economic activity and globalization. 

The seaborne transportation of chemicals is technically and logistically complex compared with the transportation of crude oil and oil 
products, with cargoes ranging from hazardous and noxious chemicals to products such as edible oils and fats. Consequently, the chemical 
tanker sector comprises a broad array of specially constructed small and medium sized tankers designed to carry chemical products in 
various stages of production. 

Chemical Tanker Demand 

Demand for chemicals is affected by, among other things, general economic conditions (including increases and decreases in industrial 
production and transportation), chemical prices, feedstock costs and chemical production capacity. Given their industrial usage, chemical 
demand, and as a result demand for seaborne transport, is well-correlated with global GDP. Seaborne trade in chemicals is characterized by 
a wide range of individual cargoes and a relatively regionalized structure compared with crude and products. Given the geographical 
complexity and the diversity of cargoes involved and the way in which some cargoes are transported, estimating total seaborne trade in 
chemicals is difficult. 

The United States is the largest exporter of organic chemicals, accounting for approximately 25% of all exports. The four organic 
chemicals most frequently traded by sea are methanol, styrene, benzene and P-xylene. Inorganic chemical trade accounts for approximately 
15-20% of total seaborne movements. They are not traded geographically as wide as organic chemicals and they also present several 
transport problems; not only are they very dense, they are also highly corrosive. Palm oil accounts for about half of this, with the next top 
two commodities in this sector traded by sea being soybean oil and sunflower seed oil. 

From a regional perspective, activity is focused on three main geographical areas. Europe is a mature, established producing region, 
contributing over one quarter of total chemical production. Much of Europe's production serves domestic requirements. This manifests 
itself in increased demand for short-sea services, rather than deep-sea trades. North American (predominantly the United States) 
manufacturers produce approximately one fifth of the major chemical products in the world. Although the majority of the United States' 
production is for domestic use, particularly where gasoline additives are involved, the country also produces above domestic requirements, 
which results in significant export volumes. 

 One potentially significant factor which will affect the U.S. chemicals industry is the development of shale gas. Increased supplies of 
natural gas in the United States have served to push down domestic gas prices. The fall in natural gas prices in the United States has also 
has a beneficial impact on feedstock costs for the petrochemical industry. In particular, the cost of ethane has fallen significantly since 
2011 thereby increasing the competiveness of the U.S. petrochemical industry within a global perspective. Accordingly, U.S. ethylene 
production costs have fallen to levels where the United States can now compete with Middle Eastern suppliers, resulting in new projects to 
expand United States ethylene cracking capacity and subsequently petrochemical capacity. Ethylene cracker utilization in the United States 
has improved and a number of new plants have been announced. Industry sources have suggested that there could be an increase in 
ethylene production levels of up to 35% in the United States by the middle of the decade. Ethylene is a precursor for many of the organic 
chemicals shipped by sea (e.g. ethylene dichloride, ethylene glycol), so increased production points to increased availability of downstream 
chemical products for export from the United States. 

31 

  
  
  
  
  
  
  
  
United States Confirmed Ethylene Expansion Plans(1) based on Shale Gas 

Chemical Tanker Supply 

Source:  Drewry 

Chemical tankers are characterized mainly by cargo containment systems which are technically more sophisticated than those found in 
conventional oil and product tankers. Since chemical tankers are often required to carry many products which are typically hazardous and 
easily contaminated, cargo segregation and containment is important. 

The IMO regulates the carriage of chemicals by sea, dividing potentially dangerous cargoes into three categories, typically referred to as 
IMO 1, IMO 2 and IMO 3. IMO conventions govern the requirements for particular tanks to be classified as each grading, which the 
pertinent features of each tank being the internal volume and its proximity to the sides and bottom of the vessel's hull. The carriage of 18 
cargoes is restricted to IMO Type 1 classified vessels. The majority of cargoes require IMO 2 vessels, including vegetable oils and palm 
oils. One concession to the IBC Code regulations is an allowance that IMO 3 tankers may carry other edible oils, an exemption introduced 
because of the tendency for such cargoes to be shipped in large bulk parcels. This often requires ships of up to MR size, and at the point of 
the regulatory change, there were very few such large tankers with IMO 2 graded tanks. Despite this exemption, these vessels are not 'true' 
chemical tankers in the general sense of the word, and are not able to carry other IMO 2 cargoes. 

As well as defining the chemical tanker fleet in terms of their IMO type, it is also possible to separate them according to their degree of 
tank segregation and tank size as detailed below. Therefore the classification as detailed below is more accurate assessment of the size of 
the chemical fleet, albeit there is "swing element" in tonnage supply and also some interchange ability. 

 

 

Chemical parcel tankers: Over 75% of the tanks are segregated with an average tank size less than 3,000 cbm and / or 
stainless steel tanks. A typical parcel tanker might be 20,000 dwt and have twenty fully segregated tanks which are 
stainless steel. 
Chemical bulk tankers: Vessels with a lower level of segregations to tanks (below 75%) and an average tank size below 
3,000 cbm and not stainless. A typical chemical bulk tanker might be 17,000 dwt with 16 tanks but 8 segregations and be 
IMO 2. 

32 

  
  
 
  
  
  
  
  
   
    
 
With an orderbook of 140 vessels or 11.6% of the existing fleet for IMO 2 coated and stainless steel tankers, the chemical tanker fleet is 
expected to remain at moderate levels over the next few years as demand growth is expected to remain in excess of supply growth and the 
scrapping of older vessels is expected to continue. In 2013, provisional data suggests that 29 chemical tankers totaling 0.8 million dwt were 
sent for demolition. In addition, chemical tankers are relatively complex vessel types to build and this increases the barriers to entry for 
shipyards and the pool of yards that owners are willing to consider is small. 

World Chemical Tanker Fleet and Orderbook by Ship Type: March 31, 2014 

Type 

Size (dwt) 

Fleet 

Orderbook 

Orderbook Delivery Schedule (No.  
ships) 

Number  m dwt  Avg Age  Number  million dwt  % Fleet      2014         2015         2016         2017    

Parcel 

Bulk 

30,000+ 
10,000-29,999 

228 
856 

8.92 
14.21 

30,000+ 
10,000-29,999 

1,112 
358 

49.73 
5.87 

 IMO 1/2 
Chem/Prod 

30,000+ 
10,000-29,999 

392 
1,175 

15.49 
19.50 

 IMO 3  
Chem/Prod 
Total 

30,000+ 
10,000-29,999 

948 
39 
2,554 

43.16 
0.59 
78.73 

10.2 
8.1 

7.8 
10.2 

10.4 
8.5 

7.3 
16.1 
8.5 

17 
71 

244 
4 

65 
75 

196 
0.00 
336 

0.59 
1.38 

11.46 
0.10 

2.59 
1.48 

9.46 
0.00 
13.53 

6.6% 
10% 

23% 
2% 

17% 
8% 

22% 
0% 
17% 

1 
27 

99 
1 

5 
28 

95 
0 
128 

3 
22 

107 
3 

37 
25 

73 
0 
135 

8 
17 

36 
0 

16 
17 

28 
0 
61 

5 
5 

2 
0 

7 
5 

0 
0 
12 

The Chemical Tanker Market 

Source: Drewry 

Some 50% of all chemical movements are covered by COAs, while the spot market covers 35% to 40%. The remainder is made up by 
other charter arrangements and cargoes moved in tonnage controlled by exporters or importers. In the chemical tanker freight market, the 
level of reporting of fixture information is far less widespread than for the oil tanker market. Furthermore, it is not always possible to 
establish a monthly series of rates for an individual cargo, on a given route, as fixing is often sporadic, or more often than not covered by 
contract business. For these reasons, the assessment of spot freight rate trends in the freight market is made by using a small number of 
routes where there is sufficient fixture volume to produce meaningful measurements. Following a general firming in rates throughout 2010 
and 2011 after the decline in 2009, freight rates on most major trade lanes declined during 2012 as market sentiment eroded before staging 
a recovery in 2013 as confidence improved and excess capacity was absorbed. 

Chemical Tanker Asset Values 

As in other shipping sectors, chemical tanker sale and purchase values show a relationship to the charter market and newbuilding prices. 
Newbuilding prices are influenced by shipyard capacity and increased steel prices; secondhand vessel values may vary because of the 
country of construction and the level of outfitting of such vessels. Although there has been a relatively high level of activity in recent years, 
chemical vessels can be difficult to market to buyers due to complexity of operations in the chemical market and they may not always 
achieve their initial newbuilding premium. Newbuilding price trends in the chemical tanker sector are more difficult to track than MRs due 
to the lower volume of ordering and variation in specification, however prices are generally 30% to 40% lower than at the market peak in 
early 2008. Similarly, in the secondhand market, asset values have fallen by nearly 50% since 2008. 

33 

  
 
  
  
  
   
   
   
   
   
   
   
   
   
   
   
   
  
   
   
   
   
   
   
   
   
   
   
   
   
  
   
   
   
   
   
   
   
   
   
   
   
  
   
   
   
   
   
   
   
   
   
   
   
   
 
  
  
  
  
  
Chemical Tanker IMO 2/3 Coated – Time Charter and Asset Value Summary 

Environmental and Other Regulations 

Source:  Drewry 

Government laws and regulations significantly affect the ownership and operation of our tankers. We are subject to international conventions, 
national, state and local laws and regulations in force in the countries in which our vessels may operate or are registered. Compliance with 
such laws, regulations and other requirements entails significant expense, including vessel modifications and implementation of certain 
operating procedures. 

A variety of governmental, quasi-governmental and private organizations subject our tankers to both scheduled and unscheduled 
inspections. These organizations include the local port authorities, national authorities, harbor masters or equivalent, classification 
societies, flag state administrations (countries of registry), labor organizations (including but not limited to the International Transport 
Workers' Federation), charterers, terminal operators and oil companies. Some of these entities require us to obtain permits, licenses, 
certificates and approvals for the operation of our tankers. Our failure to maintain necessary permits, licenses, certificates or approvals 
could require us to incur substantial costs or temporarily suspend operation of one or more of the vessels in our fleet, or lead to the 
invalidation or reduction of our insurance coverage. 

We believe that the heightened levels of environmental and quality concerns among insurance underwriters, financial institutions, regulators 
and charterers have led to greater inspection and safety requirements on all vessels and may accelerate the scrapping of older vessels 
throughout the tanker industry. Increasing environmental concerns have created a demand for tankers that conform to stricter environmental 
standards and these standards are set to increase in stringency in the short to medium term. We are required to maintain operating standards for 
all of our vessels that emphasize operational safety, quality maintenance, and procedural compliance together with continuous training of our 
officers and crews to maintain compliance with applicable local, national and international environmental laws and regulations. Such laws and 
regulations frequently change and may impose increasingly strict requirements. We cannot predict the ultimate cost of complying with these 
requirements, or the impact of these requirements on the resale value or useful lives of our tankers. In addition, a future serious marine 
incident that results in significant oil pollution, release of hazardous substances, loss of life or otherwise causes significant adverse 
environmental impact, such as the 2010 Deepwater Horizon oil spill in the Gulf of Mexico, could result in additional legislation, regulation or 
other requirements that could negatively affect our profitability. 

International Maritime Organization ("IMO") 

The IMO, the United Nations agency for maritime safety and the prevention of pollution, has adopted the International Convention for the 
Prevention of Pollution from Ships of 1973 ("MARPOL"), which has been updated through various amendments. MARPOL establishes 
environmental standards relating to oil leakage or spilling, garbage management, sewage, air emissions, handling and disposal of noxious 
liquids and the handling of harmful substances in packaged forms. 

In 2012, the IMO's Marine Environmental Protection Committee ("MEPC"), adopted a resolution amending the International Code for the 
Construction and Equipment of Ships Carrying Dangerous Chemicals in Bulk (the "IBC Code").  The provisions of the IBC Code are 
mandatory under MARPOL and SOLAS.  These amendments, which are expected to enter into force in June 2014, pertain to revised 
international certificates of fitness for the carriage of dangerous chemicals in bulk and identifying new products that fall under the IBC 
Code.  We may need to make certain financial expenditures to comply with these amendments. 

In 2013, the MEPC adopted a resolution amending MARPOL Annex I Conditional Assessment Scheme ("CAS").  The amendments, which 
are expected to become effective on October 1, 2014, pertain to revising references to the inspections of bulk carriers and tankers after the 
2011 International Code on the Enhanced Programme of Inspections during Surveys of Bulk Carriers and Oil Tankers ("ESP Code"), which 
provides for enhanced inspection programs, becomes mandatory.  We may need to make certain financial expenditures to comply with these 
amendments. 

34 

 
 
 
 
 
 
 
  
Air Emissions 

In September 1997, the IMO adopted Annex VI to MARPOL to address air pollution from ships. Effective May 2005 and as subsequently 
revised, Annex VI sets limits on sulfur oxide, nitrogen oxide and particulate matter emissions from all commercial vessel exhausts and 
prohibits deliberate emissions of ozone depleting substances (such as halons and chlorofluorocarbons), emissions of volatile organic 
compounds from cargo tanks, and the shipboard incineration from incinerators installed after January 1, 2000 of specific substances. 
"Deliberate emissions" are not limited to times when the ship is at sea; they can for example include discharges occurring in the course of 
the ship's repair and maintenance. Annex VI also includes a global cap on the sulfur content of fuel oil and allows for special areas to be 
established with more stringent controls on sulfur emissions known as Emission Control Areas ("ECAs"). Additional or new conventions, 
laws and regulations may be adopted that could require the installation of expensive emission control systems and adversely affect our 
business, cash flows, results of operations and financial condition. In October 2008, the IMO adopted amendments to Annex VI regarding 
emissions of sulfur oxide, nitrogen oxide, particulate matter and ozone-depleting substances, which entered into force on July 1, 2010. The 
amended Annex VI will reduce air pollution from vessels by, among other things, (i) implementing a progressive reduction of sulfur oxide 
emissions from ships by reducing the global sulfur fuel cap initially to 3.50%, effective January 1, 2012, then progressively to 0.50%, 
effective globally from January 1, 2020, subject to a feasibility review to be completed no later than 2018; and (ii) establishing new tiers of 
stringent nitrogen oxide emissions standards for new marine engines, depending on their date of installation. The United States ratified the 
Annex VI amendments in October 2008, and the EPA, promulgated equivalent emissions standards in late 2009. 

The United States and Canada have requested IMO to designate the area extending 200 nautical miles from the Atlantic/Gulf and Pacific 
coasts of the United States and Canada and the Hawaiian Islands as ECAs under the MARPOL Annex VI amendments, which would 
subject ocean-going vessels in these areas to stringent emissions controls and cause us to incur additional costs. The North American ECA 
came into force on August 1, 2012. The North American ECA includes areas subject to the exclusive sovereignty of the United States and 
extends up to 200 nautical miles from the coasts of the United States, which area includes parts of the U.S. Gulf of Mexico. Consequently, 
the sulfur limit in marine fuel is capped at 1%. These capped amounts will then decrease progressively until they reach 0.5% by January 1, 
2020 for non-ECA areas and 0.1% by January 1, 2015 for ECA areas, including the North American ECA. As of January 1, 2014, the 
United States Caribbean Sea was also designated an ECA. 

As of January 1, 2013, amended Annex VI made mandatory certain measures relating to energy efficiency for ships in part to address 
greenhouse gas emissions. All new ships must utilize the Energy Efficiency Design Index ("EEDI"), and all ships must develop and 
implement Ship Energy Efficiency Management Plans ("SEEMPs"). 

If other ECAs are approved by the IMO or other new or more stringent requirements relating to emissions from marine diesel engines or 
port operations by vessels are adopted by the EPA or the states where we operate, compliance with these regulations could entail 
significant capital expenditures or operational changes or otherwise increase the costs of our operations. 

Safety Management System Requirements 

The IMO also adopted the International Convention for the Safety of Life at Sea ("SOLAS") and the International Convention on Load 
Lines ("LL"), which impose a variety of standards that regulate the design and operational features of ships. The IMO periodically revises 
the SOLAS and LL standards. The May 2012 SOLAS amendments that relate to the safe manning of vessels entered into force on January 
1, 2014. 

The IMO Legal Committee also adopted the 1996 Protocol to the Convention on Limitation of Liability for Maritime Claims (the 
"LLMC"), which specifies limits of liability for loss of life or personal injury claims and property claims against ship-owners. The limits of 
liability are periodically amended to adjust to inflation. Amendments to the LLMC, which were adopted in April 2012, are expected to go 
into effect on June 8, 2015. 

Our operations are also subject to environmental standards and requirements contained in the International Management Code for the Safe 
Operation of Ships and for Pollution Prevention ("ISM Code"), promulgated by the IMO under SOLAS. The ISM Code requires the party 
with operational control of a vessel to develop an extensive safety management system that includes, among other things, the adoption of 
safety and environmental protection policies setting forth instructions and procedures for operating its vessels safely and describing 
procedures for responding to emergencies. We rely upon the safety management system that has been developed for our vessels for 
compliance with the ISM Code. 

35 

 
 
 
 
 
 
 
 
The ISM Code requires that vessel operators also obtain a safety management certificate for each vessel they operate. This certificate 
evidences compliance by a vessel's management with code requirements for a safety management system. No vessel can obtain a certificate 
unless its manager has been awarded a document of compliance, issued by each flag state, under the ISM Code. Our technical managers 
have obtained documents of compliance for its offices and safety management certificates for all of our vessels for which the certificates 
are required by the ISM Code. These documents of compliance and safety management certificates are renewed as required. 

Noncompliance with the ISM Code and other IMO regulations may subject the shipowner or bareboat charterer to increased liability, may 
lead to decreases in, or invalidation of, available insurance coverage for affected vessels and may result in the denial of access to, or 
detention in, some ports. The U.S. Coast Guard and European Union authorities have indicated that vessels not in compliance with the ISM 
Code by the applicable deadlines will be prohibited from trading in U.S. and European Union ports, as the case may be. 

Pollution Control and Liability Requirements 

Many countries have ratified and follow the liability plan adopted by the IMO and set out in the International Convention on Civil Liability 
for Oil Pollution Damage of 1969, as from time to time amended ("CLC"), although the United States is not a party. Under this convention 
and depending on whether the country in which the damage results is a party to the 1992 Protocol to the CLC, a vessel's registered owner is 
strictly liable, subject to certain affirmative defenses, for pollution damage caused in the territorial waters of a contracting state by 
discharge of persistent oil. The limits on liability outlined in the 1992 Protocol use the International Monetary Fund currency unit of 
Special Drawing Rights ("SDR"). The right to limit liability is forfeited under the CLC where the spill is caused by the shipowner's 
personal fault and under the 1992 Protocol where the spill is caused by the shipowner's personal act or omission or by intentional or 
reckless conduct. Vessels trading with states that are parties to these conventions must provide evidence of insurance covering the liability 
of the owner. In jurisdictions where the CLC has not been adopted, various legislative schemes or common law govern, and liability is 
imposed either on the basis of fault or in a manner similar to that of the CLC. We believe that our protection and indemnity insurance will 
cover the liability under the plan adopted by the IMO. 

The IMO adopted the International Convention on Civil Liability for Bunker Oil Pollution Damage (the "Bunker Convention"), to impose 
strict liability on ship owners for pollution damage in jurisdictional waters of ratifying states caused by discharges of bunker fuel. The 
Bunker Convention, which became effective on November 21, 2008, requires registered owners of ships over 1,000 gross tons to maintain 
insurance or other financial security for pollution damage in an amount equal to the limits of liability under the applicable national or 
international limitation regime (but not exceeding the amount calculated in accordance with the Convention on Limitation of Liability for 
Maritime Claims of 1976, as amended). With respect to non-ratifying states, liability for spills or releases of oil carried as fuel in a ship's 
bunkers typically is determined by the national or other domestic laws in the jurisdiction where the events or damages occur. 

The IMO International Convention on Liability and Compensation for Damage in Connection with the Carriage of Hazardous and Noxious 
Substances by Sea ("HNS"), when it enters into force, will provide for compensation to be paid out to victims of accidents involving HNS, 
such as chemicals. HNS are defined by reference to lists of substances included in various IMO Conventions and Codes and include oils, 
other liquid substances defined as noxious or dangerous, liquefied gases, liquid substances with a flashpoint not exceeding 60°C, 
dangerous, hazardous and harmful materials and substances carried in packaged form, solid bulk materials defined as possessing chemical 
hazards, and certain residues left by the previous carriage of HNS. This Convention introduces strict liability for the shipowner and a 
system of compulsory insurance and insurance certificates. This Convention is still awaiting the requisite number of signatories in order to 
enter into force. 

In addition, IMO adopted an International Convention for the Control and Management of Ships' Ballast Water and Sediments ("BWM 
Convention") in February 2004. The BWM Convention will not become effective until 12 months after it has been adopted by 30 states, 
the combined merchant fleets of which represent not less than 35% of the gross tonnage of the world's merchant shipping.  To date, there 
has not been sufficient adoption of this standard for it to take force, but it is close.  Many of the implementation dates originally written in 
the BWM Convention have already passed, so on December 4, 2013, the IMO Assembly passed a resolution revising the dates of 
applicability of the requirements of BWM Convention so that they are triggered by the entry into force date, and not the dates originally in 
the BWM Convention.  This in effect makes all vessels constructed before the entry into force date 'existing vessels', and delayed the date 
for installation of ballast water management systems on vessels until the first renewal survey following entry to force of the convention. 
Upon entry into force of the BWM Convention mid-ocean ballast water exchanges would become mandatory. When mid-ocean ballast 
exchange or ballast water treatment requirements become mandatory, the cost of compliance could increase for ocean carriers.  Although 
we do not believe that the costs of compliance with a mandatory mid-ocean ballast exchange would be material, it is difficult to predict the 
overall impact of such a requirement on our operations. 

36 

 
  
 
 
 
 
The IMO continues to review and introduce new regulations. It is impossible to predict what additional regulations, if any, may be passed 
by the IMO and what effect, if any, such regulations might have on our operations. 

U.S. Regulations 

The U.S. Oil Pollution Act of 1990 ("OPA"), established an extensive regulatory and liability regime for the protection and cleanup of the 
environment from oil spills. OPA affects all owners and operators whose vessels trade in the United States, its territories and possessions or 
whose vessels operate in U.S. waters, which includes the U.S. territorial sea and its 200 nautical mile exclusive economic zone. The United 
States has also enacted the Comprehensive Environmental Response, Compensation and Liability Act ("CERCLA"), which applies to the 
discharge of hazardous substances other than oil, whether on land or at sea. Both OPA and CERCLA impact our operations. 

Under OPA, vessel owners, operators and bareboat charterers are "responsible parties" and are jointly, severally and strictly liable (unless 
the spill results solely from the act or omission of a third party, an act of God or an act of war) for all containment and clean-up costs and 
other damages arising from discharges or threatened discharges of oil from their vessels. OPA defines these other damages broadly to 
include: 

 
 
 

 
 

injury to, destruction or loss of, or loss of use of, natural resources damage and related assessment costs; 
injury to, economic loss resulting from, real and personal property damage; 
net loss of taxes, royalties, rents, fees and other lost revenues resulting from injury, destruction or loss of real or personal 
property, or natural resources; 
lost profits or impairment of earning capacity due to property or natural resources damage; and 
net cost of public services necessitated by a spill response, such as protection from fire, safety or health hazards, and loss 
of subsistence use of natural resources. 

OPA contains statutory caps on liability and damages; such caps do not apply to direct cleanup costs. Effective July 31, 2009, the U.S. 
Coast Guard adjusted the limits of OPA liability to the greater of $2,000 per gross ton or $17.088 million for any double-hull tanker that is 
over 3,000 gross tons (subject to possible adjustment for inflation), and our fleet is entirely composed of vessels of this size class. 
CERCLA, which applies to owners and operators of vessels, contains a similar liability regime and provides for cleanup, removal and 
natural resource damages. Liability under CERCLA is limited to the greater of $300 per gross ton or $5 million for vessels carrying a 
hazardous substance as cargo or residue and the greater of $300 per gross ton or $0.5 million for any other vessel. These OPA and 
CERCLA limits of liability do not apply if an incident was directly caused by violation of applicable U.S. federal safety, construction or 
operating regulations or by a responsible party's gross negligence or willful misconduct, or if the responsible party fails or refuses to report 
the incident or to cooperate and assist in connection with oil removal activities. 

OPA and CERCLA each preserve the right to recover damages under exiting law, including maritime tort law. 

OPA and the U.S. Coast Guard also require owners and operators of vessels to establish and maintain with the U.S. Coast Guard evidence 
of financial responsibility sufficient to meet the limit of their potential liability under OPA and CERCLA. Vessel owners and operators 
may satisfy their financial responsibility obligations by providing a proof of insurance, a surety bond, self-insurance or a guaranty. We 
comply with the U.S. Coast Guard's financial responsibility regulations by providing a certificate of responsibility evidencing sufficient 
self-insurance. 

OPA permits individual states to impose their own liability regimes with regard to oil pollution incidents occurring within their boundaries, 
provided they accept, at a minimum, the levels of liability established under OPA. Some states have enacted legislation providing for 
unlimited liability for discharge of pollutants within their waters, however, in some cases, states which have enacted this type of legislation 
have not yet issued implementing regulations defining tanker owners' responsibilities under these laws. 

The 2010 Deepwater Horizon oil spill in the Gulf of Mexico may also result in additional regulatory initiatives or statutes, including the 
raising of liability caps under OPA. For example, on February 24, 2014 the U.S. Bureau of Ocean Energy Management (BOEM) proposed 
a rule increasing the limits of liability of damages for off-shore facilities under the OPA based on inflation. Compliance with any new 
requirements of OPA may substantially impact our cost of operations or require us to incur additional expenses to comply with any new 
regulatory initiatives or statutes. 

37 

  
 
 
 
 
   
   
   
   
   
 
 
 
 
  
  
We have and expect to maintain pollution liability coverage insurance in the amount of $1 billion per incident for each of our vessels. If the 
damages from a catastrophic spill were to exceed our insurance coverage or if our insurance were to not respond, it could have a material 
adverse effect on our business, financial condition, results of operations and cash flows. 

The U.S. Clean Water Act ("CWA"), prohibits the discharge of oil or hazardous substances in U.S. navigable waters unless authorized by a 
duly-issued permit or exemption, and imposes strict liability in the form of penalties for any unauthorized discharges. The CWA also 
imposes substantial liability for the costs of removal and remediation and damages and complements the remedies available under OPA 
and CERCLA. Furthermore, many U.S. states that border a navigable waterway have enacted environmental pollution laws that impose 
strict liability on a person for removal costs and damages resulting from a discharge of oil or a release of a hazardous substance. These 
laws may be more stringent than U.S. federal law. 

The EPA and U.S. Coast Guard ("USCG") have enacted rules relating to ballast water discharge, compliance with which requires the 
installation of equipment on our vessels to treat ballast water before it is discharged or the implementation of other port facility disposal 
arrangements or procedures at potentially substantial cost, and/or otherwise restrict our vessels from entering U.S. waters. 

The EPA requires a permit regulating ballast water discharges and other discharges incidental to the normal operation of certain vessels 
within United States waters under the Vessel General Permit for Discharges Incidental to the Normal Operation of Vessels ("VGP"). For a 
new vessel delivered to an owner or operator after September 19, 2009 to be covered by the VGP, the owner must submit a Notice of Intent 
("NOI"), at least 30 days before the vessel operates in United States waters. On March 28, 2013 the EPA re-issued the VGP for another five 
years. This VGP took effect on December 19, 2013. The VGP focuses on authorizing discharges incidental to operations of commercial 
vessels and the new VGP contains numeric ballast water discharge limits for most vessels to reduce the risk of invasive species in US 
waters, more stringent requirements for exhaust gas scrubbers and the use of environmentally acceptable lubricants. 

USCG regulations adopted and proposed for adoption under the U.S. National Invasive Species Act ("NISA"), also impose mandatory 
ballast water management practices for all vessels equipped with ballast water tanks entering or operating in U.S. waters, which require the 
installation of equipment on our vessels to treat ballast water before it is discharged or the implementation of other port facility disposal 
arrangements or procedures, and/or otherwise restrict our vessels from entering U.S. waters.  The USCG must approve any technology 
before it is placed on a vessel, but has not yet approved the technology necessary for vessels to meet the foregoing standards. 

Notwithstanding the foregoing, as of January 1, 2014, vessels are technically subject to the phasing-in of these standards.   As a result, the 
USCG has provided waivers to vessels which cannot install the as-yet unapproved technology.  The EPA, on the other hand, has taken a 
different approach to enforcing ballast discharge standards under the VGP. On December 27, 2013, the EPA issued an enforcement 
response policy in connection with the new VGP in which the EPA indicated that it would take into account the reasons why vessels do not 
have the requisite technology installed, but will not grant any waivers. 

European Union Regulations 

In October 2009, the European Union amended a directive to impose criminal sanctions for illicit ship-source discharges of polluting 
substances, including minor discharges, if committed with intent, recklessly or with serious negligence and the discharges individually or 
in the aggregate result in deterioration of the quality of water. Aiding and abetting the discharge of a polluting substance may also lead to 
criminal penalties. Member States were required to enact laws or regulations to comply with the directive by the end of 2010. Criminal 
liability for pollution may result in substantial penalties or fines and increased civil liability claims. 

38 

  
 
  
  
  
 
  
 
Greenhouse Gas Regulation 

In February 2005, the Kyoto Protocol to the United Nations Framework Convention on Climate Change ("UNFCCC"), which we refer to 
as the Kyoto Protocol, entered into force. Pursuant to the Kyoto Protocol, adopting countries are required to implement national programs 
to reduce emissions of certain gases, generally referred to as greenhouse gases, which are suspected of contributing to global warming. 
Currently, the emissions of greenhouse gases from international shipping are not subject to the Kyoto Protocol. As of January 1, 2013, all 
new ships must comply with two new sets of mandatory requirements to address greenhouse gas emissions from ships, which were adopted 
by IMO's Marine Environment Protection Committee ("MEPC") in July 2011. Currently operating ships are required to develop SEEMPs 
and minimum energy efficiency levels per capacity mile, outlined in the EEDI, apply to new ships. These requirements could cause us to 
incur additional compliance costs. 

International negotiations are continuing with respect to a successor to the Kyoto Protocol, which set emission reduction targets through 
2012 and has been extended with new targets through 2020 pending negotiation of a new climate change treaty that would take effect in 
2020. Restrictions on shipping emissions may be included in any new treaty. In December 2009, more than 27 nations, including the 
United States and China, signed the Copenhagen Accord, which includes a non-binding commitment to reduce greenhouse gas emissions. 
The European Union has indicated that it intends to propose an expansion of the existing European Union emissions trading scheme to 
include emissions of greenhouse gases from vessels, if such emissions were not regulated through the IMO or the UNFCCC by 
December 31, 2011.  The European Union has proposed legislation that would require the monitoring and reporting of greenhouse gas 
emissions from marine vessels. In April 2013, the European Parliament rejected proposed changes to the European Union Emissions Law 
regarding carbon trading. In June 2013 the European Commission developed a strategy to integrate maritime emissions into the overall 
European Union Strategy to reduced greenhouse gas emissions. If the strategy is adopted by the European Parliament and Council large 
vessels using European Union ports would be required to monitor, report, and verify their carbon dioxide emissions beginning in January 
2018. In December 2013 the European Union environmental ministers discussed draft rules to implement monitoring and reporting of 
carbon dioxide emissions from ships. In the United States, the EPA has issued a final finding that greenhouse gases threaten public health 
and safety, and has adopted regulations to limit greenhouse gas emissions from certain mobile sources and proposed regulations to limit 
greenhouse gas emissions from certain large stationary sources. Although the mobile source emission regulations do not apply to 
greenhouse gas emissions from vessels, the EPA is considering petitions from the California Attorney General and various environmental 
groups to regulate greenhouse gas emissions from ocean-going vessels. Other federal and state regulations relating to the control of 
greenhouse gas emissions may follow, including the climate change initiatives that are being considered in the U.S. Congress. In addition, 
the IMO is evaluating various mandatory measures to reduce greenhouse gas emissions from international shipping, including market-
based instruments. Any passage of climate change legislation or other regulatory initiatives by the European Union, United States, IMO or 
other countries where we operate that restrict emissions of greenhouse gases could require us to make significant financial expenditures, 
including capital expenditures to upgrade our vessels, that we cannot predict with certainty at this time. Even in the absence of climate 
control legislation and regulations, our businesses may be materially affected to the extent that climate change may result in sea level 
changes or more intense weather events. 

International Labour Organization 

The International Labour Organization (ILO) is a specialized agency of the UN with headquarters in Geneva, Switzerland. The ILO has 
adopted the Maritime Labor Convention 2006 (MLC 2006). A Maritime Labor Certificate and a Declaration of Maritime Labor 
Compliance will be required to ensure compliance with the MLC 2006 for all ships above 500 gross tons in international trade. The MLC 
2006 entered into force on August 20, 2013. The MLC 2006 requires us to develop new procedures to ensure full compliance with its 
requirements. 

Vessel Security Regulations 

Since the terrorist attacks of September 11, 2001, there have been a variety of initiatives intended to enhance vessel security. On 
November 25, 2002, the U.S. Maritime Transportation Security Act of 2002 (the "MTSA"), came into effect. To implement certain 
portions of the MTSA, in July 2003, the USCG issued regulations requiring the implementation of certain security requirements aboard 
vessels operating in waters subject to the jurisdiction of the United States. The regulations also impose requirements on certain ports and 
facilities, some of which are regulated by the EPA. Similarly, in December 2002, amendments to SOLAS created a new chapter of the 
convention dealing specifically with maritime security. The new chapter became effective in July 2004 and imposes various detailed 
security obligations on vessels and port authorities, most of which are contained in the International Ship and Port Facilities Security Code 
(the "ISPS Code"). The ISPS Code is designed to protect ports and international shipping against terrorism. After July 1, 2004, to trade 
internationally, a vessel must attain an International Ship Security Certificate ("ISSC"), from a recognized security organization approved 
by the vessel's flag state. Among the various requirements are: 

39 

 
 
 
  
  
 
 

 

 
 
 

 

on-board installation of automatic identification systems to provide a means for the automatic transmission of safety-
related information from among similarly equipped ships and shore stations, including information on a ship's identity, 
position, course, speed and navigational status; 
on-board installation of ship security alert systems, which do not sound on the vessel but only alert the authorities on 
shore; 
the development of vessel security plans; 
ship identification number to be permanently marked on a vessel's hull; 
a continuous synopsis record kept onboard showing a vessel's history including, the name of the ship and of the state 
whose flag the ship is entitled to fly, the date on which the ship was registered with that state, the ship's identification 
number, the port at which the ship is registered and the name of the registered owner(s) and their registered address; and 
compliance with flag state security certification requirements. 

Ships operating without a valid certificate may be detained at port until it obtains an ISSC, or it may be expelled from port, or refused entry 
at port. 

The U.S. Coast Guard regulations, intended to align with international maritime security standards, exempt from MTSA vessel security 
measures non-U.S. vessels that have on board, as of July 1, 2004, a valid ISSC attesting to the vessel's compliance with SOLAS security 
requirements and the ISPS Code. We have implemented the various security measures addressed by the MTSA, SOLAS and the ISPS 
Code. 

Inspection by Classification Societies 

Every oceangoing vessel must be "classed" by a classification society. The classification society certifies that the vessel is "in-class," 
signifying that the vessel has been built and maintained in accordance with the rules of International Association of Classification 
Standards and complies, as appointed, with applicable rules and regulations of the vessel's country of registry and the international 
conventions of which that country is a member. In addition, where surveys are required by international conventions and corresponding 
laws and ordinances of a flag state, the classification society will undertake them on application or by official order, acting on behalf of the 
authorities concerned. 

The classification society also undertakes on request other surveys and checks that are required by regulations and requirements of the flag 
state. These surveys are subject to agreements made in each individual case and/or to the regulations of the country concerned. 

For maintenance of the class, regular and extraordinary surveys of hull, machinery, including the electrical plant, and any special 
equipment classed are required to be performed as follows: 

 

 

 

Annual Surveys. For seagoing ships, annual surveys are conducted for the hull and the machinery, including the electrical 
plant and where applicable for special equipment classed, within three months before or after each anniversary date of the 
date of commencement of the class period indicated in the certificate. 
Intermediate Surveys. Extended annual surveys are referred to as intermediate surveys and typically are conducted two 
and one-half years after commissioning and each class renewal. Intermediate surveys may be carried out on the occasion 
of the second or third annual survey. 
Class Renewal Surveys. Class renewal surveys, also known as special surveys, are carried out for the ship's hull, 
machinery, including the electrical plant and for any special equipment classed, at the intervals indicated by the character 
of classification for the hull. At the special survey the vessel is thoroughly examined, including audio-gauging to 
determine the thickness of the steel structures. Should the thickness be found to be less than class requirements, the 
classification society would prescribe steel renewals. The classification society may grant a one year grace period for 
completion of the special survey. Substantial amounts of money may have to be spent for steel renewals to pass a special 
survey if the vessel experiences excessive wear and tear. In lieu of the special survey every four or five years, depending 
on whether a grace period was granted, a ship owner has the option of arranging with the classification society for the 
vessel's hull or machinery to be on a continuous survey cycle, in which every part of the vessel would be surveyed within 
a five year cycle. At an owner's application, the surveys required for class renewal may be split according to an agreed 
schedule to extend over the entire period of class. This process is referred to as continuous class renewal. 

All areas subject to survey as defined by the classification society are required to be surveyed at least once per class period, unless shorter 
intervals between surveys are prescribed elsewhere. The period between two subsequent surveys of each area must not exceed five years. 

40 

 
   
   
   
   
   
   
 
 
 
 
 
 
  
   
   
   
 
Vessels have their underwater parts inspected every 30 to 36 months. Depending on the vessel's classification status and constructed 
notation and other factors, this inspection can often be done afloat with minimal disruption to the vessel's commercial deployment. 
However, vessels are required to be drydocked, meaning physically removed from the water, for inspection and related repairs at least once 
every five years from delivery. If any defects are found, the classification surveyor will issue a condition of class or recommendation which 
must be rectified by the ship owner within prescribed time limits. 

Most insurance underwriters make it a condition for insurance coverage that a vessel be certified as "in-class" by a classification society 
which is a member of the International Association of Classification Societies ("IACS").  All our vessels are certified as being "in-class" by 
American Bureau of Shipping and Lloyds Register. In December 2013 the IACS adopted new harmonized Common Rules, which will 
apply to oil tankers and bulk carriers to be constructed on or after July 1, 2015. All new and secondhand vessels that we purchase must be 
certified prior to their delivery under our standard purchase contracts and memoranda of agreement. If the vessel is not certified on the 
scheduled date of closing, we have no obligation to take delivery of the vessel. 

In addition to the classification inspections, many of our customers regularly inspect our vessels as a precondition to chartering them for 
voyages. We believe that our well-maintained, high-quality vessels provide us with a competitive advantage in the current environment of 
increasing regulation and customer emphasis on quality. 

Risk of Loss and Liability Insurance 

General 

The operation of any cargo vessel includes risks such as mechanical failure, collision, property loss, cargo loss or damage and business 
interruption due to political circumstances in foreign countries, hostilities, labor strikes and acts of God. In addition, there is always an 
inherent possibility of marine disaster, including oil spills and other environmental mishaps, and the liabilities arising from owning and 
operating vessels in international trade. OPA, which in certain circumstances imposes virtually unlimited liability upon owners, operators 
and demise charterers of any vessel trading in the U.S. exclusive economic zone for certain oil pollution accidents in the United States, has 
made liability insurance more expensive for vessel owners and operators trading in the U.S. market. While we believe that our present 
insurance coverage is adequate, not all risks can be insured against, and there can be no guarantee that any specific claim will be paid, or 
that we will always be able to obtain adequate insurance coverage at reasonable rates. 

Marine and War Risks Insurance 

We have in force marine and war risks insurance for all of our vessels. Our marine hull and machinery insurance covers risks of particular 
average and actual or constructive total loss from collision, fire, grounding, engine breakdown and other insured named perils up to an 
agreed amount per vessel. Our war risks insurance covers the risks of particular average and actual or constructive total loss from 
confiscation, seizure, capture, vandalism, sabotage, and other war-related named perils. We have also arranged coverage for increased 
value for each vessel. Under this increased value coverage, in the event of total loss of a vessel, we will be able to recover amounts in 
excess of those recoverable under the hull and machinery policy in order to compensate for additional costs associated with replacement of 
the loss of the vessel. Each vessel is covered up to at least its fair market value at the time of the insurance attachment and subject to a 
fixed deductible per each single accident or occurrence, but excluding actual or constructive total loss. 

Protection and Indemnity Insurance 

Protection and indemnity insurance is provided by mutual protection and indemnity associations ("P&I Associations"), and covers our third 
party liabilities in connection with our shipping activities. This includes third-party liability and other related expenses resulting from 
injury or death of crew, passengers and other third parties, loss or damage to cargo, claims arising from collisions with other vessels, 
damage to other third-party property, pollution arising from oil or other substances, and salvage, towing and other related costs, including 
wreck removal. Protection and indemnity insurance is a form of mutual indemnity insurance, extended by mutual protection and indemnity 
associations, or "clubs." Subject to the "capping" discussed below, our coverage, except for pollution, is unlimited. 

Our current protection and indemnity insurance coverage for pollution is $1.0 billion per vessel per incident. We are a member of a P&I 
Club that is a member of the International Group of P&I Clubs ("International Group"). The P&I Clubs that comprise the International 
Group insure approximately 90% of the world's commercial tonnage and have entered into a pooling agreement to reinsure each 
association's liabilities. 

41 

 
 
 
 
 
 
 
 
 
 
Although the P&I Clubs compete with each other for business, they have found it beneficial to pool their larger risks under the auspices of 
the International Group. This pooling is regulated by a contractual agreement which defines the risks that are to be pooled and exactly how 
these risks are to be shared by the participating P&I Clubs. The pool provides a mechanism for sharing all claims in excess of $9.0 million 
up to approximately $7.5 billion as of May 19, 2013. We are subject to calls payable to the associations based on its claim records as well 
as the claim records of all other members of the individual associations and members of the pool of P&I Clubs comprising the International 
Group. 

Legal Proceedings 

To our knowledge, we are not currently a party to any lawsuit that, if adversely determined, would have a material adverse effect on our 
financial position, results of operations or liquidity. As such, we do not believe that pending legal proceedings, taken as a whole, should 
have any significant impact on our financial statements. From time to time in the future we may be subject to legal proceedings and claims 
in the ordinary course of business, principally personal injury and property casualty claims. While we expect that these claims would be 
covered by our existing insurance policies, those claims, even if lacking merit, could result in the expenditure of significant financial and 
managerial resources. We have not been involved in any legal proceedings which may have, or have had, a significant effect on our 
financial position, results of operations or liquidity, nor are we aware of any proceedings that are pending or threatened which may have a 
significant effect on our financial position, results of operations or liquidity. 

Exchange Controls 

Under Marshall Islands law, there are currently no restrictions on the export or import of capital, including foreign exchange controls or 
restrictions that affect the remittance of dividends, interest or other payments to non-resident holders of our common shares. 

C. 

Organizational Structure 

ASC was incorporated in the Republic of the Marshall Islands on May 14, 2013 as a wholly owned subsidiary of GA Holdings LLC, a 
limited liability company incorporated in the Marshall Islands. We commenced business operations through our predecessor company 
Ardmore Shipping LLC ("ASLLC") on April 15, 2010 which also was owned by GA Holdings LLC. On August 6, 2013, the Company 
completed its initial public offering of 10,000,000 shares of its common stock, par value $0.01, at $14.00 per share. The gross proceeds to 
the Company from the offering were $140 million before deducting underwriting commissions and related expenses. Prior to the initial 
public offering of ASC's common stock, GA Holdings LLC exchanged all of the shares of its wholly owned subsidiary, Ardmore Shipping 
LLC ("ASLLC"), for 8,049,500 additional shares of ASC and ASLLC became a wholly owned subsidiary of ASC ("the Reorganization"). 
The financial statements have been retroactively adjusted to reflect the issuance of 8,049,500 shares in connection with the Reorganization. 
In March 2014, the Company completed a follow-on public offering of 8,050,000 common shares at $13.50 per share. The gross proceeds 
to the Company from the offering were $108.7 million before deducting underwriting commissions and related expenses. As of the date of 
this annual report, the Company has 26,100,000 shares of common stock outstanding.  GA Holdings LLC holds 8,050,000, or 30.8%, of the 
common stock of the Company, with the remaining 69.2% primarily held by public investors. 

42 

 
 
 
 
 
 
The following is a list of ASC's direct and indirect subsidiaries: 

Name of Company 
Ardmore Shipping LLC 
Ardmore Shipholding Limited 

Country of Incorporation 
Marshall Islands 
Ireland 

Ardmore Shipping Limited 

Ireland 

Fastnet Shipco LLC 
Rockall Shipco LLC 
Shannon Shipco LLC 
Malin Shipco LLC 
Tyne Shipco LLC 
Forties Shipco LLC 
Fitzroy Shipco LLC 
Bailey Shipco LLC 
Forth Shipco LLC 
Viking Shipco LLC 
Ardmore Chartering LLC 
Cromarty Shipco LLC 
Dogger Shipco LLC 
Fisher Shipco LLC 
Humber Shipco LLC 
Wight Shipco LLC 
Lundy Shipco LLC 
Thames Shipco LLC 
Valentia Shipholding LLC 
Fair Isle Shipco LLC 
Faroe Shipco LLC 
Plymouth Shipco LLC 
Portland Shipco LLC 
Trafalgar Shipco LLC 
Hebrides Shipco LLC 
Sole Shipco LLC 
Biscay Shipco LLC 
Dover Shipco LLC 

Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 

Principal Activities 
Holding company 
Holding company 
Commercial management, 
transaction support 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship chartering and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 

Ownership (%) 
100% 
100% 

100% 

100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 
100% 

D. 

Property, Plant and Equipment 

Other than our vessels, we have no material property. We have entered into a lease with a third party for our office space at City Gate 
Building 1000, Mahon, Cork, Ireland. The lease commenced on June 1, 2011 and is for a period of ten years with a break option at the end 
of year five. The amount of rent payable to the third-party landlord for this lease is approximately $101,607 per annum. 

Item 4.A  Unresolved Staff Comments 

None 

Item 5 

Operating and Financial Review and Prospects 

The following discussion and analysis should be read in conjunction with our consolidated financial statements, accompanying notes 
thereto and other financial information, appearing elsewhere in this Annual Report. The consolidated financial statements as of and for the 
years ended December 31, 2013, 2012 and 2011 have been prepared in accordance with U.S. GAAP. The consolidated financial statements 
are presented in U.S. dollars unless otherwise indicated. 

43 

 
   
  
  
  
 
  
 
 
 
  
 
General 

We are Ardmore Shipping Corporation, a company incorporated in the Republic of the Marshall Islands. We provide seaborne 
transportation of petroleum products and chemicals worldwide to oil majors, national oil companies, oil and chemical traders, and chemical 
companies, with our modern, fuel-efficient fleet of mid-size product and chemical tankers. 

We are commercially independent as we have no blanket employment arrangements with third-party or related-party commercial 
managers. We market our services directly to a broad range of customers, including oil majors, national oil companies, oil and chemical 
traders, chemical companies, and a range of pooling service providers. 

Our Charters 

We generate revenues by charging customers for the transportation of their petroleum or chemical products using our vessels. Historically, 
these services generally have been provided under the following basic types of contractual relationships: 

 

 

 

Time Charter: vessels we operate and are responsible for crewing and for paying other operating expenses, such as 
repairs and maintenance, insurance, stores, lube oils, communication expenses, and technical management fees, are 
chartered to customers for a fixed period of time at rates that are generally fixed, but may contain a variable component 
based on inflation, interest rates, or current market rates. 

Commercial Pools: our vessels are pooled together with a group of other similar vessels for economies of scale and the 
earnings are pooled and distributed to the vessel owners according to a prearranged agreement. 

Third-Party Spot Chartering Arrangement: a third-party charterer and freight trader arranges spot employment for our 
vessels. Our third-party chartering manager contracts voyages for the vessel in the spot market and we will be responsible 
for all costs associated with operating the vessel including operating expenses, voyage costs, bunkers, port and canal 
costs, etc. 

The table below illustrates the primary distinctions among these types of charters and contracts. 

Typical contract length 
Hire rate basis(1) 
Voyage expenses(2) 
Vessel operating costs(3) 
Off-hire (4) 

Time Charter 
1 - 5 years 
Daily 
Charterer pays 
We pay 
We pay 

Commercial Pool 
Indefinite 
Varies (daily rate reported) 
Pool pays 
We pay 
We pay 

Third Party Spot Chartering 
Arrangement 
Indefinite 
N/A 
We pay 
We pay 
We pay 

(1) 
(2) 
(3) 
(4) 

A. 

"Hire rate" refers to the basic payment from the charterer for the use of the vessel. 
"Voyage expenses" is defined herein under "Glossary of Shipping Terms." 
"Vessel operating costs" is defined below under "—Important Financial and Operational Terms and Concepts." 
"Off-hire" refers to the time a vessel is not available for service due primarily to scheduled and unscheduled repairs or drydocking. 

Operating Results 

Important Financial and Operational Terms and Concepts 

We use a variety of financial and operational terms and concepts. These include the following: 

Vessel revenues. Vessel revenues primarily include revenues from time charters, pool revenues and income from spot employment where 
the vessels are employed under a third party spot chartering arrangement. Vessel revenues are affected by hire rates and the number of days 
a vessel operates. Vessel revenues are also affected by the mix of business between vessels on time charter and vessels in pools. Revenues 
from vessels in pools or employed in the spot market are more volatile, as they are typically tied to prevailing market rates. 

44 

 
 
 
 
 
   
 
   
 
   
 
  
 
   
 
    
 
 
 
 
Voyage expenses. Voyage expenses are all expenses related to a particular voyage, including any bunker fuel expenses, port fees, cargo 
loading and unloading expenses, canal tolls and agency fees. These expenses are subtracted from shipping revenues to calculate TCE rates. 

Vessel operating costs. We are responsible for vessel operating costs, which include crewing, repairs and maintenance, insurance, stores, 
lube oils, communication expenses, and technical management fees. The largest components of our vessel operating costs are generally 
crews and repairs and maintenance. Expenses for repairs and maintenance tend to fluctuate from period to period because most repairs and 
maintenance typically occur during periodic drydockings. Please read "Drydocking" below. We expect these expenses to increase as our 
fleet matures and to the extent that it expands. 

Drydocking. We must periodically drydock each of our vessels for inspection, and any modifications to comply with industry certification 
or governmental requirements. Generally, each vessel is drydocked every 30 to 60 months. 

Depreciation. Depreciation expense typically consists of charges related to the depreciation of the historical cost of our fleet (less an 
estimated residual value) over the estimated useful lives of the vessels and charges relating to the depreciation of upgrades to vessels, 
which are depreciated over the shorter of the vessel's remaining useful life or the life of the renewal or upgrade. 

Amortization of deferred drydock expenditure. Amortization of deferred drydock expenditure relates to the amortization of drydocking 
expenditures over the estimated number of years to the next scheduled drydocking. 

Time Charter Equivalent Rates. TCE rates are a standard industry measure of the average daily revenue performance of a vessel. The TCE 
rate achieved on a given voyage is expressed in U.S. dollars per day and is generally calculated by subtracting voyage expenses, including 
bunkers and port charges, from voyage revenue and dividing the net amount (time charter equivalent revenues) by the number of days in 
the period. In the case of time charters or commercial pool employment the TCE will generally equal the charter rate or daily pool rate. 

Revenue Days. Revenue days are the total number of calendar days our vessels were in our possession during a period, less the total 
number of off-hire days during the period generally associated with repairs or drydockings. Consequently, revenue days represent the total 
number of days available for the vessel to earn revenue. Idle days, which are days when a vessel is available to earn revenue, yet is not 
employed, are included in revenue days. We use revenue days to show changes in net voyage revenues between periods. 

Operating Days. Operating days are the number of days our vessels are in operation during the year. Where a vessel is under our 
ownership for a full year, operating days will generally equal calendar days. Days when a vessel is in drydock are included in the 
calculation of operating days as we incur operating expenses while in drydock. 

Commercial Pools. To increase vessel utilization and thereby revenues, we participate in commercial pools with other ship owners of 
similar modern, well-maintained vessels. By operating a large number of vessels as an integrated transportation system, commercial pools 
offer customers greater flexibility and a higher level of service while achieving scheduling efficiencies. Pools employ experienced 
commercial charterers and operators who have close working relationships with customers and brokers, while technical management is 
performed by each ship owner. Pools negotiate charters with customers primarily in the spot market. The size and scope of these pools 
enable them to enhance utilization rates for pool vessels by securing backhaul voyages and Contracts of Affreightment ("COAs"), thus 
generating higher effective TCE revenues than otherwise might be obtainable in the spot market while providing a higher level of service 
offerings to customers. 

Factors You Should Consider When Evaluating Our Results 

We face a number of risks associated with our business and industry and must overcome a variety of challenges to utilize our strengths and 
implement our business strategy. These risks include, among others, the highly cyclical tanker industry; partial dependence on spot 
charters; fluctuating charter values; changing economic, political and governmental conditions affecting our industry and business; material 
changes in applicable laws and regulations; full performance by counterparties, particularly charterers; acquisitions and dispositions; 
increased operating expenses; increased capital expenditures; taxes; maintaining customer relationships; maintaining sufficient liquidity; 
financing availability and terms; and management turnover. 

Revenues and TCE revenues are generally equivalent because our vessels are primarily employed on time charter contracts or in a 
commercial pool. When a vessel is on time charter, the customer pays us the contract revenue, and the customer is responsible for all of the 
voyage expenses. When a vessel is in commercial pool, the customer pays us the vessel's allocated earnings within the commercial pool, 
which we record as revenue, and the pool is also responsible for the voyage expenses. The vessel's allocated earnings in the pool are 
reduced to reflect the commercial management fee charged by the commercial pool manager. 

45 

 
 
 
 
 
 
 
 
 
 
 
Shipowners base economic decisions regarding the deployment of their vessels upon actual and anticipated TCE rates, and industry 
analysts typically measure rates in terms of TCE rates. This is because under time charters the customer typically pays the voyage 
expenses, while under voyage charters, also known as spot market charters, the shipowner usually pays the voyage expenses. Accordingly, 
the discussion of revenue below focuses on TCE rates where applicable. 

The following tables present our operating results for the years ended December 31, 2013 and 2012. 

Statement of Operations for the Years Ended December 31, 2013 and December 31, 2012 

REVENUE 
Revenue 
OPERATING EXPENSES 
Commissions and voyage related costs 
Vessel operating expenses 
Charter hire costs 
Depreciation 
Amortization of deferred drydock expenditure 
General and administrative expenses 
Total operating expenses 

For the years ended 

   Dec 31, 2013      Dec 31, 2012      Variance 

     Variance (%)    

  $  35,867,356         25,172,654         10,694,702        

42.5 % 

2,523,842        

789,149        
     18,215,487         14,598,071        
1,699,943        
6,195,416        
441,491        
2,975,139        
     36,218,286         26,699,209        

-        
8,388,208        
1,420,814        
5,669,935        

(1,734,693 )      
(3,617,416 )      
1,699,943        
(2,192,792 )      
(979,323 )      
(2,694,796 )      
(9,519,077 )      

-219.8 % 
-24.8 % 
100.0 % 
-35.4 % 
-221.8 % 
-90.6 % 
-35.7 % 

(Loss)/profit from operations 

(350,930 )      

(1,526,555 )      

1,175,625        

77.0 % 

Interest expense and finance costs 
Interest income 

(3,464,006 )      
6,059        

(2,966,014 )      
4,713        

(497,992 )      
1,346        

-16.8 % 
28.6 % 

Loss before taxes 

Income tax 

Net loss 

(3,808,877 )      

(4,487,856 )      

678,979        

15.1 % 

(33,726 )      

(51,237 )      

17,511        

34.2 % 

  $  (3,842,603 )      

(4,539,093 )      

696,490        

15.3 % 

Revenue. Revenue for the year ended December 31, 2013 was $35.9 million, an increase of $10.7 million from $25.2 million for the year 
ended December 31, 2012. Revenue days on owned vessels increased by 520 days from 2,129 days for the year ended December 31, 2012 
to 2,649 days for the year ended December 31, 2013. Revenue on owned vessels for the year ended December 31, 2013 was $35.9 million, 
an increase of $12.3 million from $23.6 million for the year ended December 31, 2012. The increase primarily relates to the Ardmore 
Seavaliant and Ardmore Seaventure, which were delivered on February 27, 2013 and June 7, 2013, respectively. In addition, the Ardmore 
Centurion was employed on a time charter until August 3, 2013 and following re-delivery to us, it was employed under a spot chartering 
arrangement. Under a time charter, voyage costs are borne by the charterer and thus revenue is recognized net of voyage expenses. Under a 
spot chartering arrangement, voyage expenses are borne directly by the company and thus revenue is recognized on a gross freight basis. 
Chartering days for chartered-in vessels decreased from 265 days for the year ended December 31, 2012 to nil for the year ended December 
31, 2013. Chartering revenue for the year ended December 31, 2012 was $1.5 million. This is due to re-delivery of chartered-in vessels (the 
Hellespont Crusader and the Hellespont Commander) that were delivered to us on May 12, 2011, and July 17, 2011, respectively. Gross 
fleet TCE rate increased by $1,939 per day from $10,911 for the year ended December 31, 2012 to $12,850 for the year ended December 
31, 2013. 

Commissions and voyage related costs. Commissions and voyage related costs for the year ended December 31, 2013 were $2.5 million, 
an increase of $1.7 million from $0.8 million for the year ended December 31, 2012. This increase is due to increases in revenue days and 
also voyage expenses related to the Ardmore Centurion's employment in a spot chartering arrangement as of August 3, 2013. Under a spot 
chartering arrangement, all voyage expenses are borne by us, as opposed to the Charterer. Voyage costs also include bunker and other costs 
associated with drydockings which were not capitalized. 

46 

 
 
 
   
  
      
      
  
   
    
      
      
      
  
    
        
        
        
    
    
    
    
    
    
   
    
        
        
        
    
    
   
    
        
        
        
    
    
    
   
    
        
        
        
    
    
   
    
        
        
        
    
    
   
    
        
        
        
    
 
 
Vessel operating expenses. Vessel operating costs were $18.2 million for the year ended December 31, 2013, an increase of $3.6 million 
from $14.6 million for the year ended December 31, 2012. These costs primarily comprise crew, technical, lube oil, and insurance 
expenses. The operating expenses are based on the number of operating days in the year. Operating days for our owned vessels were 2,703 
days for the year ended December 31, 2012 as compared to 2,196 for the year ended December 31, 2012. 

Charter hire costs. Charter hire costs were $0 for the year ended December 31, 2013 as compared to $1.7 million for the year ended 
December 31, 2012. Ardmore re-delivered two chartered-in vessels in 2012 (the Hellespont Crusader and the Hellespont Commander). 
Chartering days for chartered-in vessels were 265 for the year ended December 31, 2012. 

Depreciation. Depreciation charges were $8.4 million for the year ended December 31, 2013, an increase of $2.2 million from $6.2 million 
for the year ended December 31, 2012. This increase is a result of deliveries of the Ardmore Seavaliant and the Ardmore Seaventure which 
delivered on February 27, 2013 and June 7, 2013 respectively, along with timing of depreciation on upgrades and vessel equipment 
purchased. Our vessels are depreciated over an estimated useful life of 25 years on a straight line basis to their residual value (scrap value). 
The rate used to calculate the residual value is $300 per lightweight ton. Upgrades are depreciated on a straight line basis over the shorter 
of the life of the upgrade or the remaining life of the vessel. 

Amortization of deferred drydock expenditure. Amortization of deferred drydock expenditure for the year ended December 31, 2013 was 
$1.4 million, an increase of $1.0 million from $0.4 million for the year ended December 31, 2012. The capitalized costs of drydocking are 
depreciated on a straight line basis to the next scheduled drydocking. As such, the movement in amortization of deferred drydock 
expenditure is in line with timing of vessels undergoing drydock. 

General and administrative expenses. Total general and administrative expenses were $5.7 million for the year ended December 31, 2013, 
as compared to $3.0 million for the year ended December 31, 2012. $0.7 million was incurred in relation to our IPO that was expensed as 
incurred. Non-cash share based compensation expense included in general and administrative expenses for the year ended December 31, 
2013 amounted to $0.6 million as compared to $0.01 million for the year ended December 31, 2012. The remaining increase is due to 
increased expenses as a consequence of being a public company. A significant portion of our general and administrative costs are incurred 
in Euros. These expenses are susceptible to foreign currency movements between U.S. dollars and Euros. However, we do not expect the 
impact of any fluctuations in foreign currency to have a material impact on us. 

Interest expense. Total interest expense for the year ended December 31, 2013 was $3.5 million as compared to $3.0 million for the year 
ended December 31, 2012. Interest costs on senior debt were $3.1 million for the year ended December 31, 2013, an increase of $0.5 
million from $2.6 million for the year ended December 31, 2012. Interest incurred on capital leases was $1.7 million for the year ended 
December 31, 2013 as compared to $0 for the year ended December 31, 2012. Interest costs on our revolving credit facility for the year 
ended December 31, 2013 were $0 as compared to $0.5 million for the year ended December 31, 2012. Amortized deferred finance fees for 
the year ended December 31, 2013 were $0.8 million, as compared to $0.3 million for the year ended December 31, 2012. 

We capitalize interest costs that are attributable to amounts advanced for vessels under construction. Where a loan is directly attributable to 
vessels under construction, we capitalize this interest in full. Where we have not financed the advances for vessels under construction with 
a loan, we attribute capitalized interest to these amounts based on the weighted average interest rate for the period ("capitalized interest"). 
Total capitalized interest was $2.2 million for the year ended December 31, 2013, an increase of $1.7 million from $0.5 million for the year 
ended December 31, 2012. 

Interest income. Interest income for the year ended December 31, 2013 was $6,059, an increase of $1,346 from $4,713 for the year ended 
December 31, 2012. This increase is due to increased interest earned on our cash balances for the year ended December 31, 2013. 

Income tax. Income tax for the year ended December 31, 2013 was $33,726, a decrease of $17,511 from $51,237 for the year ended 
December 31, 2012. A valuation allowance for deferred tax of $24,341 was provided for in the year ended December 31, 2012. A further 
decrease in income tax was realized due to timing of our chartered-in activities. This was offset by an increase in tax arising from a larger 
fleet as a result of deliveries of the Ardmore Seavaliant and the Ardmore Seaventure which delivered on February 27, 2013 and June 7, 
2013 respectively. 

Net loss. Net loss was $3.8 million for the year ended December 31, 2013 as compared to a net loss of $4.5 million for the year ended 
December 31, 2012. 

47 

 
 
 
 
 
 
 
 
 
Statement of Operations for the Years Ended December 31, 2012 and December 31, 2011 

REVENUE 
Revenue 
OPERATING EXPENSES 
Commissions and voyage related costs 
Vessel operating expenses 
Charter hire costs 
Depreciation 
Amortization of deferred drydock expenditure 
General and administrative expenses 
Total operating expenses 

For the years ended 

  Dec 31, 2012      Dec 31, 2011      Variance 

    Variance (%)   

  $  25,172,654         22,375,414        

2,797,240        

12.5 % 

789,149        

468,067        
     14,598,071         12,186,825        
1,663,380        
5,343,091        
-        
2,599,031        
     26,699,209         22,260,394        

1,699,943        
6,195,416        
441,491        
2,975,139        

(321,082 )      
(2,411,246 )      
(36,563 )      
(852,325 )      
(441,491 )      
(376,108 )      
(4,438,815 )      

-68.6 % 
-19.8 % 
-2.2 % 
-16.0 % 
-100.0 % 
-14.5 % 
-19.9 % 

(Loss)/profit from operations 

(1,526,555 )      

115,020        

(1,641,575 )      

1427.2 % 

Interest expense and finance costs 
Interest income 

(2,966,014 )      
4,713        

(3,080,472 )      
3,608        

114,458        
1,105        

3.7 % 
30.6 % 

Loss before taxes 

Income tax 

Net loss 

(4,487,856 )      

(2,961,844 )      

(1,526,012 )      

-51.5 % 

(51,237 )      

(13,426 )      

(37,811 )      

-281.6 % 

  $  (4,539,093 )      

(2,975,270 )      

(1,563,823 )      

-52.6 % 

Revenue. Revenue for the year ended December 31, 2012 was $25.2 million, an increase of $2.8 million from $22.4 million for the year 
ended December 31, 2011. The Ardmore Calypso and Ardmore Capella were delivered to Ardmore on June 11, 2011 and July 1, 2011, 
respectively. As these vessels were trading for a full year in 2012, this resulted in an increase in revenue days of 315 days. Chartering days 
for our chartered-in vessels was 265 for the year ended December 31, 2012, an increase of 5 days from 260 days for the year ended 
December 31, 2011. Time charter revenue was $17.7 million for the year ended December 31, 2012, an increase of $3.2 million from $14.5 
million for the year ended December 31, 2011. Pool revenue was $7.5 million for the year ended December 31, 2012, a decrease of $0.4 
million as compared to $7.8 million for the year ended December 31, 2011. This decrease is due to re-delivery of chartered in vessels (the 
Hellespont Crusader and the Hellespont Commander) that were delivered to us on May 12, 2011, and July 17, 2011, respectively. 

Commissions and voyage related costs. Commissions and voyage related costs for the year ended December 31, 2012 were $0.8 million, 
an increase of $0.3 million from $0.5 million for the year ended December 31, 2011. Revenue days for the year ended December 31, 2012 
were 2,394 days as compared to 2,074 days for the year ended December 31, 2011 an increase in hire days of 321 days. Voyage costs 
include bunker costs associated with drydockings which were not capitalized. 

Vessel operating expenses. Vessel operating costs were $14.6 million for the year ended December 31, 2012, an increase of $2.4 million 
from $12.2 million for the year ended December 31, 2011. These costs primarily comprise crew, technical, lube oil, and insurance 
expenses. The operating expenses are based on the number of operating days in the year. Operating days for our owned vessels were 2,196 
days for the year ended December 31, 2012 as compared to 1,817 for the year ended December 31, 2011. 

Charterhire costs. Charterhire costs were $1.70 million for the year ended December 31, 2012, an increase of $0.04 million from $1.66 
million for the year ended December 31, 2011. We re-delivered two chartered-in vessels in 2012 (the Hellespont Crusader and the 
Hellespont Commander). Chartering days were 265 days for the year ended 2012 as compared to 260 for the year ended December 31, 
2011. 

48 

 
   
  
      
      
  
   
    
      
      
      
  
    
        
        
        
    
    
    
    
    
    
   
    
        
        
        
    
    
   
    
        
        
        
    
    
    
   
    
        
        
        
    
    
   
    
        
        
        
    
    
   
    
        
        
        
    
 
 
 
 
Depreciation. Depreciation charges were $6.2 million for the year ended December 31, 2012, an increase of $0.9 million from $5.3 million 
for the year ended December 31, 2011. Depreciation for the year ended December 31, 2012, on vessels which were acquired during 2011, 
was $1.6 million, an increase of $0.8 million from $0.8 million for the year ended December 31, 2011. Upgrades are depreciated on a 
straight line basis over the shorter of the life of the upgrade or the remaining life of the vessel. Our vessels are depreciated over an 
estimated useful life of 25 years on a straight line basis to their residual value (scrap value). The rate used to calculate the residual value is 
$300 per lightweight ton. 

Amortization of deferred drydock expenditure. Amortization of deferred drydock expenditure for the year ended December 31, 2013 was 
$0.4 million, an increase of $0.4 million from $0 for the year ended December 31, 2012. The capitalized costs of drydocking are 
depreciated on a straight line basis to the next scheduled drydocking. As such, the movement in amortization of deferred drydock 
expenditure is in line with timing of vessels undergoing drydock. 

General and administrative expenses. Total general and administrative expenses were $3.0 million for the year ended December 31, 2012, 
an increase of $0.4 million from $2.6 million for the year ended December 31, 2011. Total personnel costs were $1.5 million for the year 
ended December 31, 2012, as compared to $1.4 million for the year ended December 31, 2011. A significant portion of our general and 
administrative costs are incurred in Euros. These expenses are susceptible to foreign currency movements between US$ and Euros. 
However, we do not expect the impact of any fluctuations in foreign currency to have a material impact on us. 

Interest expense. Total interest expense for the year ended December 31, 2012 was $3.0 million as compared to $3.1 million for the year 
ended December 31, 2011. Interest costs on senior debt were $2.6 million for the year ended December 31, 2012, an increase of $0.5 
million from $2.1 million for the year ended December 31, 2011. Interest costs on our revolving credit facility for the year ended 
December 31, 2012 were $0.5 million as compared to $0.7 million for the year ended December 31, 2011. Amortized deferred finance fees 
for the year ended December 31, 2012 were $0.3 million, flat from $0.3 million for the year ended December 31, 2011. Our weighted 
average interest rate for the year ended December 31, 2012 on senior debt was 4.1%, an increase of 0.3% as compared to 3.8% for the year 
ended December 31, 2011. 

We capitalize interest costs that are attributable to amounts advanced for vessels under construction. Where a loan is directly attributable to 
vessels under construction, we capitalize this interest in full. Where we have not financed the advances for vessels under construction with 
a loan, we attribute capitalized interest to these amounts based on the weighted average interest rate for the period ("imputed capitalized 
interest"). Total imputed capitalized interest was $0.5 million for the year ended December 31, 2012, an increase of $0.5 million from $0 
for the year ended December 31, 2011. 

Interest income. Interest income for the year ended December 31, 2012 was $4,713, an increase of $1,105 from $3,608 for the year ended 
December 31, 2011. This increase is due to increased interest earned on our cash balances for the year ended December 31, 2012. 

Income tax. Income tax for the year ended December 31, 2012 was $51,237, an increase of $37,811 from $13,426 for the year ended 
December 31, 2011. A valuation allowance for deferred tax of $24,341 was provided for in the year ended December 31, 2012, a $40,440 
increase from the deferred tax asset of $16,099 recognized in the year ended December 31, 2011. A further decrease in income tax was 
realized due to timing of our chartered-in activities. This was offset by an increase in tax arising from a larger fleet as a result of deliveries 
of the Ardmore Calypso  and the  Ardmore Capella  on June 11, 2011 and July 1, 2011, respectively. 

Net loss. Net loss was $4.5 million for the year ended December 31, 2012 as compared to a net loss of $3.0 million for the year ended 
December 31, 2011 

B. 

Liquidity and Capital Resources 

Our primary source of funds for our short-term and long-term liquidity needs is the cash flows generated from our vessel operations. As of 
April 24, 2014, nine of our vessels in operation were on time charters and two of our vessels operated in a spot market commercial pool. 
We intend to place our Ordered Vessels on time charters or in the spot market upon delivery to us, commencing late in November 2014. 
Time charters provide contracted revenue that reduces the volatility (rates can fluctuate within months) and seasonality (rates are generally 
stronger in first and fourth quarters of the year) from vessels that operate in the spot market. Two of our Operational Vessels are employed 
in a third-party commercial pool for chemical tankers. The commercial pool reduces volatility because it aggregates the revenues and 
expenses of all pool participants and distributes net earnings to the participants based on an agreed upon formula. 

49 

 
 
 
 
 
 
 
 
 
As of December 31, 2013, our cash balance was $56.9 million, which is a $41.6 million increase from our cash balance of $15.3 million as 
of December 31, 2012. This is primarily due to net proceeds from our IPO along with proceeds from debt and capital lease drawdowns that 
were offset by installment payments in respect of our Ordered Vessels. 

Our long term liquidity needs are met through our long term debt obligations. 

Ten of our Operational Vessels and eight of our Ordered Vessels have senior debt facilities in place, none of which expire until 2018. Of 
the four debt facilities that we currently have in place, two are with ABN AMRO Bank N.V. based in the Netherlands (the "First ABN 
AMRO Facility" and the "Second ABN AMRO Facility"), one is with DVB Bank SE based in Germany (the "DVB Facility") and one is a 
joint facility with ABN AMRO Bank N.V., Nordea Bank Finland Plc and Skandinaviska Enskilda Banken AB (the "Joint Debt Facility"). 
We also have a capital lease financing facility for two of the vessels with ICON Investments based in New York, USA (the "ICON Capital 
Leases") in an amount of $31.5 million. 

The First ABN AMRO Facility is in the amount of $40.5 million and bears interest at a rate of 3.25% above LIBOR. We entered into this 
facility to finance the acquisition of the Ardmore Seatrader, the Ardmore Calypso and the Ardmore Capella. This loan was drawn down in 
three tranches. The first tranche was drawn down in April 2011 and the second and third tranches were drawn down in June 2011, totalling 
$32.0 million. The remaining $8.5 million is no longer available for borrowing. On March 28, 2013 two of the subsidiaries subject to the 
First ABN AMRO Facility entered into an agreement for the sale and leaseback (under the ICON Capital Leases) for $31.5 million. As part 
of this arrangement, the senior debt outstanding on the Ardmore Calypso and Ardmore Capella was repaid in full on April 2, 2013. The 
amount repaid was $17.9 million. As such, of the First ABN AMRO Facility, one vessel remains with debt outstanding and this fully 
matures in 2018. As of December 31, 2013, we had $9.0 million outstanding under the First ABN AMRO Facility and $30.4 million 
outstanding under the ICON Capital Leases facility. 

The Second ABN AMRO Facility is in the amount of $48.9 million and bears interest at a rate of 3.20% above LIBOR. We entered into 
this facility to finance the acquisition of the Ardmore Seavaliant and the Ardmore Seaventure and the full amount, $48.9 million, of this 
facility was drawn down in line with its terms. As of December 31, 2013, we had $46.8 million outstanding under this facility. 

The DVB Facility is in the amount of $81.9 million. The first tranche, which was drawn down in October 2012, bears interest at a rate 
3.75% above LIBOR. The second and third tranche were drawn down in January 2014 and February 2014, and bear interest at a rate of 
2.45% above LIBOR. We entered into the DVB Facility to finance the Ardmore Seafarer, Ardmore Seamaster, Ardmore Centurion, 
Ardmore Seavantage and Ardmore Seavanguard. The amount drawn down under this facility as of December 31, 2013 was $36.9 million. 
The remainder of the DVB Facility, $45.0 million, was drawn down in two equal installments just prior to delivery of the Ardmore 
Seavantage and Ardmore Seavanguard in January 2014 and February 2014, respectively. As of December 31, 2013, we had $33.0 million 
outstanding under this facility. 

The Joint Debt Facility is in the amount of $172 million in order to finance eight of our Ordered Vessels. Drawdowns will be made in line 
with deliveries of each vessel, commencing in January 2015. Interest is calculated on each tranche at a rate of 3.15% above LIBOR. The 
terms of the Joint Debt Facility include an accordion option whereby, subject to lenders' approval, we may request to increase the Joint 
Debt Facility to finance the acquisition of additional vessels. 

We are also in advanced discussions with our relationship banks and have received non-binding indicative terms for two additional debt 
facilities (the "Prospective Debt Facilities"). If obtained, we intend to use these facilities to finance the remaining two of our Ordered 
Vessels and the Ardmore Seamariner which was acquired in October 2013 with cash. 

Agreements related to long-term debt obligations stated above include certain covenants. The financial covenants include: 

 
 

 

 
 
 

we maintain minimum solvency of not less than 30%; 
we maintain minimum cash and cash equivalents based on the number of vessels owned and chartered-in and debt 
service requirements. Our required minimum cash balance as of December 31, 2013 was $4.8 million; 
the aggregate fair market value of our vessels plus any additional collateral shall, depending on the facility, be no less 
than 125% to 150% of the debt outstanding (value maintenance covenant); 
we maintain a corporate net worth of not less than $45 million; 
we maintain positive working capital, excluding balloon maturities; and 
our ratio of EBITDA plus a portion of cash in excess of our minimum liquidity to total interest expense shall at all times 
exceed 2.25:1 

The long-term debt obligations do not impose a restriction on dividends, distributions, or returns of capital unless an event of default has 
occurred, is continuing or will result from such payment. We are fully compliant with all of our loan covenants as of December 31, 2013. 

50 

 
 
 
 
 
 
 
 
   
   
   
   
   
   
 
Cashflow Data for the Years Ended December 31, 2013, December 31, 2012 and December 31, 2011 

CASHFLOW DATA 
Net cash provided by operating activities 
Net cash used in investing activities 
Net cash provided by financing activities 

Cash provided by operating activities 

For the years ended 
   Dec 31, 2013      Dec 31, 2012      Dec 31, 2011   
397,273   
  $ 
    (144,637,558 )       (14,941,514 )       (56,920,554 ) 
  $  178,044,107         20,830,080         56,779,795   

3,985,253        

8,120,173        

For the year ended December 31, 2013 cash flow provided by operating activities amounted to $8.1 million. Net profit (after adding back 
depreciation, amortization and other non-cash items) was an inflow of $7.3 million. Changes in operating assets and liabilities amounted to 
an inflow of $1.1 million and payments for drydock of $0.2 million in the year then ended. 

For the year ended December 31, 2012, cash flow provided by operating activities amounted to $4.0 million. The net profit (after adding 
back depreciation, amortization and other non-cash items) was an inflow of $2.4 million. Changes in operating assets and liabilities 
accounted for an inflow of $4.6 million and drydock payments amounted to $3.0 million. 

For the year ended December 31, 2011, cash flow provided by operating activities to $0.4 million. Net profit (after adding back 
depreciation, amortization and other non-cash items) was an inflow of $2.7 million. Changes in operating assets and liabilities for the year 
then ended accounted for a $2.3 million outflow. There were no payments for drydock for the year ended December 31, 2011. 
Cash used by investing activities 

For the year ended December 31, 2013, net cash used in investing activities was $144.6 million. Investment in secondhand vessels, the 
completion of vessels and vessel equipment was $63.5 million for the year the ended. Payments for vessels still under construction at 
December 31, 2013 were $81.1 million, due to new orders placed within the year. In addition to these outflows, $0.07 million was spent on 
other assets for the year ended December 31, 2013 which primarily relates to expenditure on IT infrastructure and further office fit out. 

For the year ending December 31, 2012, net cash used in investing activities was $14.9 million. Investment in secondhand vessels, the 
completion of vessels and vessel equipment was $1.3 million. Payments for vessels under construction were $13.6 million and $0.05 
million was spent on other assets for the year ended December 31, 2012. 

For the year ended December 31, 2011, the net cash used in investing activities was $56.9 million. Investment in vessels, vessel equipment 
and vessels under construction was $56.8 million and $0.1 million was spent on other assets for the year then ended. 

Cash provided by financing activities 

For the year ended December 31, 2013, the net cash provided by financing activities was $178.0 million. Drawdowns of senior debt 
amounted to $47.0 million and repayments of senior debt amounted to $25.3 million. Total proceeds and repayments of a capital lease 
arrangement amounted to $31.5 million and $1.1 million respectively. We also incurred costs of $1.3 million in relation to deferred finance 
charges for senior loan facility that had not been drawn down at year end, along with commitment fees payable in respect of other 
financing committed for vessels under construction. Proceeds from our IPO amounted to $140.0 million which was offset by $11.6 million 
of IPO related expenses. A dividend was also paid on November 20, 2013 amounting to $1.2 million. 

For the year ended December 31, 2012, the net cash provided by financing activities was $20.8 million. Drawdowns of senior debt 
amounted to $38.7 million and a repayments in association with drawn down debt was $37.2 million. A short term revolving credit facility 
of $30.3 million was repaid and we also incurred costs of $1.7 million in relation to deferred finance charges for senior loan facilities that 
had not been drawn down at year end. Additional paid in capital received from GA Holdings was $51.3 million. 

For the year ended December 31, 2011, the net cash provided by financing activities was $56.8 million. Drawdowns in the year then ended 
amounted to $32.0 million and repayments of senior debt for the year were $4.4 million. Draw downs on our short term revolving credit 
facility were $15.5 million and additional paid in capital received from GA Holdings was $14.9 million. Amounts incurred for deferred 
finance charges amounted to a $1.3 million outflow. 

51 

 
   
  
  
 
 
 
 
 
 
 
 
 
 
 
Capital Expenditures 

Drydock 

Three of our vessels completed in-water surveys in 2013. The drydocking schedule for our Operational Vessels that were in operation as of 
December 31, 2013 is as follows: 

Number of vessels in drydock (excl in-water surveys) 

For the years ended December 31 

2014      
2        

2015      
4        

2016      
-        

2017      
3        

2018   
2   

We will continue to try to ensure dockings are staggered across the fleet. As our fleet matures and expands, our drydock expenses are likely 
to increase. Ongoing costs for compliance with environmental regulations and society classification survey costs are a component of our 
vessel operating costs. 

Newbuildings 

As of April 24, 2014 we have ten vessels on order, with deliveries scheduled to begin in November 2014. We have a commitment letter 
with three of our relationship banks for a credit facility for eight of these newbuildings and we are in discussions with another relationship 
bank for a credit facility to finance the remaining two vessels on order. 

Upgrades 

We intend to continue our investment program for vessel upgrades where possible to maintain operational efficiency, optimum commercial 
performance and preservation of asset value. 

Dividends 

We have declared dividends of $5.6 million from August 1, 2013 to April 24, 2014. We paid $1.2 million to our shareholders on November 
20, 2013 in respect of the period from August 1, 2013 to September 30, 2013 and an additional $1.8 million on February 14, 2014 in 
respect of the quarter ended December 31, 2013. We expect to pay our shareholders $2.6 million on May 15, 2014 in respect of the quarter 
ended March 31, 2014. While we cannot assure you that we will continue to do so, we currently intend to pay our stockholders quarterly 
dividends of $0.10 per share, or $0.40 per share per year. 

C. 

Research and Development, Patent and Licences, etc. 

Not applicable 

D. 

Trend Information 

Our results of operations depend primarily on the charter hire rates that we are able to realize for our vessels, which depend on the demand 
and supply dynamics characterizing the tanker market at any given time. The oil tanker industry has been highly cyclical in recent years, 
experiencing volatility in charter hire rates and vessel values resulting from changes in the supply of and demand for crude oil and tanker 
capacity. For other trends affecting our business please see other discussions in "Item 5–Operating  and Financial Review and Prospects". 

E. 

Off-Balance Sheet Arrangements 

As of December 31, 2013, we have no off-balance sheet arrangements that have or are reasonably likely to have a current or future material 
effect on our financial condition, changes in financial condition, revenues or expenses, results of operations, liquidity or capital resources. 

52 

 
 
 
   
  
  
   
  
    
  
 
 
 
 
  
 
  
 
 
 
 
 
 
F. 

Tabular Disclosure of Contractual Obligations 

The following table sets forth our total obligations on vessel finance and newbuild commitments as at December 31, 2013. 

Vessels under construction 
Debt 
Vessels (acquired) deliveries 
Interest expense(1) 
Loan commitment fees 
Office space 

FY 2015 - 
2017 

FY 2018 - 
2020 

Total 

   FY 2014 
  $ 120,592,620        192,069,410        

-        312,662,030   
9,100,000         27,300,000         52,460,000         88,860,000   
-         16,480,000   
1,253,331         11,911,044   
34,313   
245,551   
  $ 149,493,033        226,986,574         53,713,331        430,192,938   

     16,480,000        
3,184,493        
34,313        
101,607        

-        
7,473,220        
-        
143,944        

-        
-        

(1) 

The interest expense on our loans is variable and based on LIBOR. The amounts in the above schedule were calculated using an 
interest swap rate of 0.4% plus a margin of 3.41% which is the weighted average margin on our senior loan facilities. 

Critical Accounting Estimates 

In the application of our accounting policies, which are prepared in conformity with U.S. GAAP, we are required to make judgments, 
estimates and assumptions about the carrying amounts of assets and liabilities, and revenues and expenses that are not readily apparent 
from other sources.  The estimates and associated assumptions are based on historical experience and other factors that are considered to be 
relevant. Actual results may differ from these estimates. The estimates and underlying assumptions are reviewed on an ongoing basis. 
Revisions to accounting estimates are recognized in the period in which the estimate is revised if the revision affects only that period, or in 
the period of the revision and future periods if the revision affects both current and future periods. 

The significant judgments and estimates are as follows: 

Revenue recognition. If a time charter agreement exists, the rate is fixed or determinable, service is provided and collection of the related 
revenue is reasonably assured, then we recognize revenues over the term of the time charter. We do not recognize revenue during days the 
vessel is offhire. Where the time charter contains a profit or loss sharing arrangement, the profit or loss is recognized based on amounts 
earned or incurred as of the reporting date. 

Revenues and voyage expenses of our vessels operating in pool arrangements are pooled with the revenues and voyage expenses of other 
pool participants. The resulting net pool revenues, calculated on the time charter equivalent basis, are allocated to the pool participants 
according to an agreed formula. The formula used to allocate net pool revenues vary among different pools but generally allocates revenues 
to pool participants on the basis of the number of days a vessel operates in the pool with weighted adjustments made to reflect the vessel's 
differing capacities and performance capabilities. We account for our vessels share of net pool revenue on the allocated time charter 
equivalent on a monthly basis. Net pool revenues due from the pool are included in trade receivables. 

Shares-Based Compensation. We may grant share-based payment awards, such as restricted stock units, as incentive-based compensation 
to certain employees. Stock Appreciation Rights ("SARs") were granted to certain employees and officers in August 2013. We measure the 
cost of equity-settled transactions with employees by reference to the fair value of the equity instruments at the date on which they are 
granted. Estimating fair value for share-based payment transactions requires determining the most appropriate valuation model, which is 
dependent on the terms and conditions of the grant. This estimate also requires determining the most appropriate inputs to the valuation 
model, including the expected life of the award, volatility and dividend yield, and making certain assumptions about the award. 

Depreciation. Vessels are depreciated on a straight-line basis over their estimated useful economic life from the date of initial delivery 
from the shipyard. The useful life of our vessels is estimated at 25 years from the date of initial delivery from the shipyard. Depreciation is 
based on cost less estimated residual scrap value. Residual scrap value is estimated as the lightweight tonnage of each vessel multiplied by 
the estimated scrap value per ton. The estimated scrap value is reviewed each year. 

53 

  
 
 
   
    
    
    
  
    
    
    
    
   
 
 
 
 
 
 
 
 
Vessel impairment. Vessels and equipment that are "held and used" are assessed for impairment when events or circumstances indicate the 
carrying amount of the asset may not be recoverable. When such indicators are present, a vessel to be held and used is tested for 
recoverability by comparing the estimate of future undiscounted net operating cash flows expected to be generated by the use of the vessel 
over its remaining useful life and its eventual disposition to its carrying amount. An impairment charge is recognized if the carrying value 
is in excess of the estimated future undiscounted net operating cash flows. The impairment loss is measured based on the excess of the 
carrying amount over the fair market value of the asset. 

Net operating cash flows are determined by applying various assumptions regarding future revenues net of commissions, operating 
expenses, scheduled drydockings, expected offhire and scrap values. These assumptions are based on historical trends as well as future 
expectations. Specifically, in estimating future charter rates, management takes into consideration rates currently in effect for existing time 
charters and estimated daily time charter equivalent rates for each vessel class for the unfixed days over the estimated remaining lives of 
each of the vessels. The estimated daily time charter equivalent rates used for unfixed days are based on a combination of internally 
forecasted rates that are consistent with forecasts provided to senior management and our board of directors, and the trailing 10-year 
historical average one-year time charter rates, based on average rates published by maritime researchers. Recognizing that rates tend to be 
cyclical, and subject to significant volatility based on factors beyond our control, management believes the use of estimates based on the 
combination of internally forecasted rates and 10-year historical average rates calculated as of the reporting date to be reasonable. 
Estimated outflows for operating expenses and drydocking requirements are based on historical and budgeted costs and are adjusted for 
assumed inflation. Utilization is based on historical levels achieved and estimates of a residual value are consistent with scrap rates used in 
management's evaluation of scrap value. 

Although management believes that the assumptions used to evaluate potential impairment are reasonable and appropriate at the time they 
were made, such assumptions are highly subjective and likely to change, possibly materially, in the future. There can be no assurance as to 
how long charter rates and vessel values will remain at their current low levels or whether they will improve by a significant degree. If 
charter rates were to remain at depressed levels, future assessments of vessel impairment would be adversely affected. 

In recent years, the market values of vessels have experienced particular volatility, with substantial declines in many of the charter-free 
market value, or basic market value, of various vessel classes. As a result, our vessels may have declined below those vessels' carrying 
value, even though we did not impair those vessels' carrying value under our impairment accounting policy. This is due to our belief that 
future undiscounted cash flows expected to be earned by such vessels over their operating lives would exceed such vessels' carrying 
amounts. 

Our estimates of basic market value assume that our vessels are all in good and seaworthy condition without need for repair and, if 
inspected, would be certified in class without notations of any kind. Our estimates are based on the estimated market values for our vessels 
that we have received from independent ship brokers, reports by industry analysts and data providers that focus on our industry and related 
dynamics affecting vessel values and news and industry reports of similar vessel sales. Vessel values are highly volatile and as such, our 
estimates may not be indicative of the current or future basic market value of our vessels or prices that we could achieve if we were to sell 
them. 

The table set forth below indicates the carrying value of each of our owned vessels as of December 31, 2013, at which time we were not 
holding any of the vessels listed in the table below as held for sale. We believe that the future undiscounted cash flows expected to be 
earned by those vessels, which have experienced a decline in charter-free market value below such vessels' carrying value, over their 
operating lives would exceed such vessels' carrying values as of December 31, 2013, and accordingly, have not recorded an impairment 
charge. 

Ardmore Seavaliant 
Ardmore Seaventure 
Ardmore Seatrader 
Ardmore Seamaster 
Ardmore Seafarer 
Ardmore Centurion 
Ardmore Calypso 
Ardmore Capella 
Total 

DWT 

Carrying Value as at 
     Dec 31, 2013      Dec 31, 2012   
-   
49,998      $  38,494,348        
49,998         39,171,535        
-   
47,141         20,466,413         22,075,898   
45,840         22,102,978         23,676,818   
45,744         22,219,081         23,815,239   
29,006         18,961,493         19,561,767   
17,589         18,987,607         19,676,603   
17,567         18,401,311         19,190,083   
       $ 198,804,766        127,996,408   

Built 
2013 
2013 
2002 
2004 
2004 
2005 
2010 
2010 

54 

 
 
 
 
 
 
   
   
    
    
  
   
  
    
    
    
    
    
    
    
    
   
    
 
(1)           Carrying value includes drydock, upgrades, capitalized interest, supervision fees and other newbuilding pre-delivery costs. 
(2)           Deposits paid, or costs incurred, in relation to the acquisition of secondhand vessels are not presented in the above table. 

We estimate that the aggregate carrying value of these vessels exceeded their aggregate basic charter-free market value by $3.8 million as 
of December 31, 2013 and $16.5 million as at December 31, 2012. We believe that four of our vessels' carrying value exceeded the basic 
charter-free market value as of December 31, 2013 and that six of our vessels carrying value exceeded the basic charter-free market value 
as of December 31, 2012. We did not impair any vessels due to our impairment accounting policy as future undiscounted cash flows 
expected to be earned by such vessels over their operating lives exceeded these vessels' carrying amounts. In addition to carrying out our 
impairment analysis, we performed sensitivity analysis for a 10% reduction in forecasted vessel utilization and a 10% reduction in time 
charter rates and in each scenario the future undiscounted cash flows significantly exceeded the carrying value of our vessels. 

Contingencies. Claims, suits and complaints arise in the ordinary course of our business. We provide for contingent liabilities when (i) it is 
probable that a liability has been incurred at the date of the financial statements and (ii) the amount of the loss can be reasonably estimated. 

Financial instruments. The carrying values of cash and cash equivalents, accounts receivable and accounts payable reported in the 
consolidated balance sheet for those financial instruments are reasonable estimates of their fair values due to their short-term nature. 

Recent Accounting Pronouncements 

There are no recent accounting pronouncements issued whose adoption would have a material impact on Ardmore's consolidated financial 
statements in the current year or are expected to have a material impact on future years. 

G.  

Safe Harbor 

Forward-looking information discussed in this Item 5 includes assumptions, expectations, projections, intentions and beliefs about future 
events. These statements are intended as "forward-looking statements." We caution that assumptions, expectations, projections, intentions 
and beliefs about future events may and often do vary from actual results and the differences can be material. Please see the section entitled 
"Forward-Looking Statements" in this annual report. 

Item 6. 

Directors, Senior Management and Employees 

A. 

Directors and Senior Management 

Set forth below are the names, ages and positions of our directors and executive officers. Our board of directors currently consists of seven 
directors. Each director elected holds office for a three-year term or until his successor shall have been duly elected and qualified, except in 
the event of his death, resignation, removal or the earlier termination of his term of office. The initial term of office of each director is as 
follows: Class I directors serve for a term expiring at the 2014 annual meeting of shareholders, Class II directors serve for a term expiring 
at the 2015 annual meeting of shareholders, and Class III directors serve for a term expiring at the 2016 annual meeting of the shareholders. 
Officers are elected from time to time by vote of our board of directors and hold office until a successor is elected. The business address for 
each director and executive officer is the address of our principal operating office which is Ardmore Shipping Limited. City Gate Building 
1000, Mahon, Cork, Ireland. 

55 

 
 
 
 
 
 
  
  
 
  
 
 
Name 
Mr. Reginald Jones 

Mr. Anthony Gurnee 
Mr. Brian Dunne 

Mr. Niall McComiskey 

Dr. Peter Swift 
Mr. Alan Robert 
McIlwraith 
Mr. Albert Enste 
Mr. Mark Cameron 
Mr. Paul Tivnan 
Mr. Gernot Ruppelt 

Age 
54 

54 
47 

33 

69 
59 

55 
48 
34 
32 

Class 
III 

II 
III 

II 

I 
II 

I 
N/A 
N/A 
N/A 

   Position 

Chairman and Director, Chairman of the Nominating and Corporate 
Governance Committee, Chairman of the Compensation Committee 

   Chief Executive Officer, President and Director 

Director, Chairman of the Audit Committee, Member of the Nominating 
and Corporate Governance Committee 
Director, Member of the Nominating and Corporate Governance 
Committee, Member of the Audit Committee 

   Director, Member of the Compensation Committee 

   Director, Member of the Audit Committee 
   Director, Member of the Compensation Committee 
   Chief Operating Officer 
   Chief Financial Officer, Secretary and Treasurer 
   Director, Chartering and Business Development 

Biographical information with respect to each of our directors and executive officers is set forth below. 

Reginald Jones is our Chairman and a director. Mr. Jones has been the Chairman of the Ardmore Group since 2010. Mr. Jones is a co-
founder and Managing Partner of Greenbriar Equity Group LLC. Prior to founding Greenbriar in 1999, Mr. Jones spent thirteen years at 
Goldman, Sachs & Co., where he was a Managing Director and Group Head of global transportation investment banking. During his time 
there, Mr. Jones managed a number of the firm's largest corporate clients and led the execution of significant transactions related to 
mergers and acquisitions, equity and debt financings, leveraged buyouts, recapitalizations, and principal investments. Prior to Goldman 
Sachs, he worked as a consultant at Bain & Company. Mr. Jones earned a BA from Williams College and an MBA from the Harvard 
Business School. 

Anthony Gurnee is our Chief Executive Officer, President, and director. Mr. Gurnee has been the Chief Executive Officer and a director of 
Ardmore since 2010. Between 2006 and 2008, he was the Chief Executive Officer of Industrial Shipping Enterprises, Inc., a containership 
and chemical tanker company, and Chief Operating Officer of MTM Group, an operator of chemical tankers. From 1992 to 1997, he was 
the Chief Financial Officer of Teekay Shipping Corporation, where he led the company's financial restructuring and initial public offering. 
Mr. Gurnee began his career as a financier with Citicorp, and he served for six years as a surface line officer in the US Navy, including a 
tour with naval intelligence. He is a graduate of the US Naval Academy and earned an MBA at Columbia Business School, is a CFA 
charter holder, and a fellow of the Institute of Chartered Shipbrokers. 

Brian Dunne is a director of the Company. Mr. Dunne has served as a director within the Ardmore Group since June 2010. Mr. Dunne was 
the Chief Financial Officer of ACE Aviation Holdings Inc. (ACE) from 2005 until 2012 and was the President of the company in 2011 and 
2012. ACE was the parent holding company of the reorganized Air Canada and a number of other entities including Aeroplan LP (now 
AIMIA Inc) and Air Canada Jazz (now Chorus Aviation Inc). Mr. Dunne was also a director of Air Canada from its initial public offering 
in 2006 until 2008. Prior to joining ACE, Mr. Dunne was Chief Financial Officer and a director of Aer Lingus Group plc. He started his 
career at Arthur Andersen in 1987 and became a partner in 1998. Mr. Dunne is a non-executive director or Chairman of a number of 
private companies including subsidiaries of Aviva plc in Ireland and Rainmaker Business Technologies Limited. Mr. Dunne is a Fellow of 
the Institute of Chartered Accountants in Ireland and holds a Bachelor of Commerce degree and a post graduate diploma in Professional 
Accounting from University College Dublin. 

Niall McComiskey is a director of the Company. Mr. McComiskey was appointed as a director within the Ardmore Group in March 2011. 
Mr. McComiskey is also a Director at Greenbriar Equity Group LLC. Prior to joining Greenbriar, Mr. McComiskey was a Vice President 
at HSH Nordbank AG from 2004 to 2006 where he led many of the firm's investment activities in the transportation sector. Previously, Mr. 
McComiskey worked in the Mergers & Acquisitions Group at Deutsche Bank AG. Mr. McComiskey holds a BA in economics from Yale 
University. He also serves as a director of Grakon International, Inc. 

56 

 
  
  
  
  
  
  
  
  
   
  
   
  
  
   
  
   
  
  
   
  
  
   
  
   
  
   
  
   
  
   
  
   
 
 
 
 
 
Peter Swift is a director of the Company, as of our IPO date. Dr. Swift has had a distinguished career spanning 45 years in the maritime 
industry, and is presently serving in non-profit and charitable directorships including acting as the Chairman of the Maritime Piracy 
Humanitarian Response Programme, as a Member for both the American Bureau of Shipping and the IMO Committee of the Royal 
Institution of Naval Architects, and as a Director of the Maritime Industry Foundation. Dr. Swift was previously the Managing Director of 
INTERTANKO from 2000 to 2010 and a Director of Seascope Shipping Limited from 1999 to 2001. He was employed by Royal Dutch 
Shell from 1975 to 1999 in a range of commercial and technical roles. He was a visiting lecturer and Director for Marine Transport 
Economics at University of Michigan from 1970 to 1975, and was previously a naval architect for Swan Hunter. Dr. Swift holds a PhD in 
Transport Economics, an MS Engineering from University of Michigan, and a BS in Naval Architecture from University of Durham. He is 
a Chartered Engineer, a Fellow of the Royal Institution of Naval Architects, a British National and resides in the UK. 

Robert McIlwraith is a director of the Company, as of our IPO date. Mr. McIlwraith has been an owner of Redwood Management 
Consultants since April 2011 and has served as Chairman of the Exeter Initiative for Science and Technology (ExIST) since June 2011. He 
has also served as Chairman of the Trustees of AmSafe Bridport Pension Scheme since 2000, has been teaching Accounting and Finance 
and Management Studies at INTO University of Exeter since January 2011, became a chamber member at the Exeter Chamber of 
Commerce and Industry in April 2013, and has served as a Trustee of Sidmouth Hospiscare since 2011. Prior, he served as the President of 
Align Aerospace France from October 2011 to August 2012 and as a Managing Director and Executive Vice President for the global 
aerospace and defense business Amsafe from 1998 to 2011. Prior to joining AmSafe, from 1992 to 1998 Mr. McIlwraith was Managing 
Director of MBM Technology, a subsidiary of Morgan Crucible plc, worked at Rolls Royce plc as a senior development engineer from 
1979 to 1984, and completed a five year apprenticeship at the British Steel Corporation as a design draughtsman. Mr. McIlwraith earned 
his Bachelor's degree in Mechanical Engineering from Cardiff University and is a Chartered Engineer and a Member of the Institution of 
Mechanical Engineers. 

Albert Enste is a director of the Company, as of our IPO date. Mr. Enste currently serves as active partner and Managing Director of both 
Enste & American Investors Holding Gmbh and Federnfabrik Schmid AG. He also currently serves on the boards of People Guard USA 
and Federnfabrik Schmid AG Switzerland. Between 2006 and 2011, Mr. Enste served as the Vice President and General Manager of 
International Business at Electro-Motive Diesel, Inc. From 2000 to 2001, Mr. Enste headed worldwide locomotive sales as Vice President 
of Locomotives at DaimlerChrysler Rail Systems ADtranz and continued to hold this position as Senior Director until 2006 with 
Bombardier Transportation after they acquired DaimlerChrysler Rail Systems ADtranz. Mr. Enste started his career in 1985 with Siemens 
AG, holding various positions in their automotive and automation groups until 1999. Mr. Enste holds a Master of Engineering from the 
Technical University of Munich. 

Mark Cameron is the Chief Operating Officer for Ardmore. Mr. Cameron joined Ardmore as Chief Operating Officer and was appointed 
an alternate director in June 2010. From 2008 to 2010 Mr. Cameron served as Vice President, Strategy and Planning for Teekay Marine 
Services, Teekay Corporation's internal ship management function. Mr. Cameron spent eleven years at sea rising to the rank of Chief 
Engineer with Safmarine and later AP Moller, including time served onboard bulk carriers, salvage tugs, tankers, general cargo, reefer and 
container ships. Mr. Cameron has held a number of senior management roles ashore specializing in integrating acquisitions covering all 
facets of ship management, as well as sale & purchase, newbuilding supervision, personnel management, procurement, fleet management 
and technical supervision. 

Paul Tivnan is our Chief Financial Officer, Secretary and Treasurer. Mr. Tivnan joined Ardmore Shipping LLC in June 2010. He was 
employed at Ernst & Young most recently and was Senior Manager in their Financial Services Tax Advisory Services department from 
2009 to 2010. He was also a participant in Ernst & Young's Accelerated Leadership Program from 2008 to 2010. Mr. Tivnan is a graduate 
of Dublin City University, holds a BA in Accounting and Finance and an MBS in Accounting. He is an Associate of the Institute of 
Chartered Accountants of Ireland, an Associate of the Irish Taxation Institute and a member of the Institute of Chartered Shipbrokers. 

Gernot Ruppelt is our Director, Chartering and Business Development. Mr. Rupplet joined Ardmore with 12 years of commercial 
experience in the maritime business. He previously worked as a Tanker Broker at Poten & Partners, New York, for five years. During his 
time at Poten & Partners, Gernot brokered longer term deals for crude oil, product and chemical tankers working on behalf of ship-owners 
and operators, oil traders, refineries and oil companies. In the seven years prior to this he worked for Maersk Broker and AP Moller—
Maersk in Copenhagen, Singapore and Germany. As a broker at Maersk, Gernot concluded container ship contracts for third party 
business, and he also spent several years at Maersk's liner organization, most recently as Trade Manager for their Pacific Eastbound trade. 
Gernot is a Member of the Institute of Chartered Shipbrokers in London. He also completed the two-year 'Maersk International Shipping 
Education' program and graduated from Hamburg Shipping School. 

57 

 
 
 
 
 
 
 
B. 

Compensation of Directors and Senior Management 

We paid $1,753,200 in compensation to members of our senior executive officers in 2013, which includes awards under our equity 
incentive plan. Each of our non-employee directors will receive annual cash compensation in the aggregate amount of $35,000 annually, 
plus $25,000 in stock-based compensation annually plus an additional fee of $12,500 for each committee for which a director serves as 
Chairman, per year, plus reimbursements for actual expenses incurred while acting in their capacity as a director. Our Chairman will 
receive an additional $25,000 per year. Our officers and directors are eligible to receive awards under our equity incentive plan which is 
described below under "—Equity Incentive Plan." We do not have a retirement plan for our officers or directors. 

We believe that it is important to align the interests of our directors and management with that of our shareholders. In this regard, we have 
determined that it will generally be beneficial to us and to our shareholders for our directors and management to have a stake in our long-
term performance. We expect to have a meaningful component of our compensation package for our directors and management consist of 
equity interests in the Company in order to provide them on an on-going basis with a meaningful percentage of ownership in the Company. 

Equity Incentive Plan 

We currently have an equity incentive plan, which we refer to as the plan, under which directors, officers, and employees, (including any 
prospective officer or employee) of the Company and its subsidiaries and affiliates, and consultants and service providers to (including 
persons who are employed by or provide services to any entity that is itself a consultant or service provider to) the Company and its 
subsidiaries and affiliates, as well as entities wholly-owned or generally exclusively controlled by such persons, may be eligible to receive 
incentive stock options, non-qualified stock options, stock appreciation rights, restricted stock, restricted stock units, dividend equivalents, 
unrestricted stock and other equity-based or equity-related awards that the plan administrator determines are consistent with the purposes of 
the plan and the interests of the Company. Subject to adjustment for changes in capitalization, the aggregate number of shares of our 
common stock with respect to which awards may at any time be granted under the plan will be equal to 8% of the issued and outstanding 
shares of our common stock at the time of the award issuance. Subject to adjustment for changes in capitalization, the aggregate number of 
shares of our common stock with respect to which incentive stock options may at any time be granted under the plan will be 1,000,000, 
provided in no event will incentive stock options be issued in excess of 8% of the issued and outstanding shares of our common stock at the 
time of issuance of the incentive stock option. The plan will be administered by our compensation committee. 

Under the terms of the plan, stock options and stock appreciation rights granted under the plan will have an exercise price equal to the fair 
market value of a common share on the date of grant, unless otherwise determined by the plan administrator, but in no event will the 
exercise price be less than the fair market value of a common share on the date of grant. Options and stock appreciation rights will be 
exercisable at times and under conditions as determined by the plan administrator, but in no event will they be exercisable later than ten 
years from the date of grant. 

The plan administrator may grant shares of restricted stock and awards of restricted stock units subject to vesting, forfeiture and other terms 
and conditions as determined by the plan administrator. With respect to restricted stock units, the award recipient will be paid an amount 
equal to the number of vested restricted stock units multiplied by the fair market value of a common share on the date of vesting, which 
payment may be paid in the form of cash or common shares or a combination of both, as determined by the plan administrator. The plan 
administrator may grant dividend equivalents with respect to grants of restricted stock units. 

Adjustments may be made to outstanding awards in the event of a corporate transaction or change in capitalization or other extraordinary 
event. In the event of a "change in control" (as defined in the plan), unless otherwise provided by the plan administrator in an award 
agreement, awards then outstanding will become fully vested and exercisable in full. 

Our board of directors may amend or terminate the plan and the plan administrator may amend outstanding awards, provided that no such 
amendment or termination may be made that would materially impair any rights, or materially increase any obligations, of a grantee under 
an outstanding award without the consent of the grantee. Shareholder approval of plan amendments will be required under certain 
circumstances. Unless terminated earlier by our board of directors, the plan will expire ten years from the date the plan is adopted. 

58 

 
 
 
 
 
 
 
 
 
Stock Appreciation Rights 

As of December 31, 2013 the Company has granted 1,078,125 stock appreciation rights ("SARs") to certain of its officers and directors. 
Under a SAR award, the grantee is entitled to receive the appreciation of a share of our common stock following the grant of the award. 
Each SAR provides for a payment of an amount equal to the excess (if any) of the fair market value of a share of our common stock at the 
time of exercise of the SAR over the per share exercise price of the SAR, multiplied by the number of shares for which the SAR is then 
exercised. Payment under the SAR will be made in the form of shares of our common stock, based on the fair market value of a share of 
our common stock at the time of exercise of the SAR. 

The SAR awards provide that in no event will the appreciation per share for any portion of the SAR award be deemed to exceed four times 
(i.e., 400%) the per share exercise price of the SAR. In other words, the fair market value of a share of our common stock for purposes of 
calculating the amount payable under the SAR is not deemed to exceed five times (i.e., 500%) the per share exercise price of the SAR. Any 
appreciation in excess of four times the per share exercise price of the SAR will be disregarded for purposes of calculating the amount 
payable under the SAR. 

The SARs are scheduled to vest and become exercisable ratably over five years from the date of grant of the SAR award (i.e., 20% of the 
shares covered by the SAR award will vest on each of the first five anniversaries of the grant date), subject to, and conditioned upon, the 
grantee's continued service as an employee, officer or director of the Company or one of its subsidiaries or affiliates. Notwithstanding that 
schedule, no portion of the SAR award will be exercisable prior to the third anniversary of its grant date unless the fair market value of a 
share of our common stock is equal to more than two times the SAR's per share exercise price and has remained above such amount for 30 
consecutive days. The SAR award may receive accelerated vesting in cases of termination of service due to death or disability or in 
connection with a change of control of the Company. The SAR award will have a term of seven years from the date of grant and in no 
event will the SAR be exercisable to any extent following the seventh anniversary of the grant date. 

The SAR awards are subject to adjustment in the event of certain changes in capitalization or other significant corporate events, as more 
fully set forth in the equity incentive plan document. 

C. 

Board Practices 

Our board of directors currently consists of seven directors, four of whom, Brian Dunne, Peter Swift, Robert McIlwraith and Albert Enste, 
have been determined by our board of directors to be independent under the rules of the New York Stock Exchange and the rules and 
regulations of the SEC. Our Audit Committee consists of Brian Dunne, as Chairman, Robert McIlwraith and Niall McComiskey. Our board 
of directors has determined that Mr. Dunne qualifies as an Audit Committee financial expert as such term is defined under SEC rules. Mr. 
McComiskey, a non-independent member of our board of directors, does not have voting rights on the Audit Committee. The Audit 
Committee, among other things, reviews our external financial reporting, engages our external auditors, and oversees our financial 
reporting procedures and the adequacy of our internal accounting controls. The Nominating and Corporate Governance Committee consists 
of Reginald Jones (a non-independent member of our board of directors) as Chairman, Niall McComiskey and Brian Dunne. The 
Nominating and Corporate Governance Committee is responsible for recommending to the board of directors nominees for director and 
directors for appointment to board committees and advising the board with regard to corporate governance practices. The Compensation 
Committee consists of Reginald Jones, as Chairman, Peter Swift and Albert Enste. The Compensation Committee will oversee our equity 
incentive plan and recommend director and senior employee compensation. Our shareholders may also nominate directors in accordance 
with procedures set forth in our bylaws. 

D. 

Employees 

We have entered into employment agreements with four of our executives: Anthony Gurnee, our Chief Executive Officer, Paul Tivnan, our 
Chief Financial Officer, Mark Cameron, our Chief Operating Officer and Gernot Ruppelt, our Director of Chartering and Business 
Development. These employment agreements are in effect as of August 1, 2013 and terminate in accordance with the terms of such 
agreements. Pursuant to the terms of their respective employment agreements, our executives are prohibited from disclosing or unlawfully 
using any of our material confidential information. The employment agreements also include a one year non-solicitation and a one year 
non-compete clause following the cessation of the employee's employment with us. 

The employment agreements require that we maintain director and officer insurance subject to which we shall indemnify and hold the 
employee harmless against all expenses, liability and loss (including reasonable and necessary attorneys' fees, judgments, fines and 
amounts paid in settlement) in connection with any threatened or pending action, suit or proceeding, to which the employee is a party or is 
threatened to be made a party as a result of the employee's employment with us. The indemnification provisions exclude fraud, willful 
misconduct or criminal activity on the employee's behalf. 

59 

 
 
 
 
 
 
 
 
 
 
E. 

Share Ownership 

With respect to the total amount of common stock owned by all of our officers and directors as a group, see "Item 7. Major Stockholders 
and Related Party Transactions—A. Major Shareholders." 

Item 7. 

Major Shareholders and Related Party Transactions 

A. 

Major Shareholders 

The following table sets forth information regarding the beneficial owners of more than five percent of our common shares, and the 
beneficial ownership of each of our directors and executive officers and of all of our directors and executive officers as a group as of April 
24, 2014. All of our shareholders, including the shareholders listed in this table, are entitled to one vote for each common share held. 
Beneficial ownership is determined in accordance with the SEC's rules. In computing percentage ownership of each person, common 
shares subject to options held by that person that are currently exercisable or convertible, or exercisable or convertible within 60 days of 
the date of this annual report, are deemed to be beneficially owned by that person. These shares, however, are not deemed outstanding for 
the purpose of computing the percentage ownership of any other person. 

Identity of person or group 

GA Holdings LLC (1) 
Donald Smith & Co. Inc. (2) 
Blackstone Holdings I L.P. (3) 
All directors and executive officers as a group 

   Shares Beneficially Owned    
     Percentage    
   Number 

8,050,000        
1,806,370        
1,500,000        
*        

30.8 % 
6.9 % 
5.7 % 
*   

(1) 

(2) 
(3) 
* 

Approximately 98.6% of the limited company interests in GA Holdings LLC are owned by private investment funds managed by 
affiliates of Greenbriar Equity Group, LLC. Such entities and their control persons, Joel S. Beckman, Reginald L. Jones III and 
Gerald Greenwald, have voting and investment power with respect to shares of the company held by GA Holdings LLC. 
This information is derived from Schedule 13G filed with the SEC on February 10, 2014. 
This information is derived from Schedule 13G filed with the SEC on March 24, 2014. 
Less than 1% of our outstanding shares of common stock. 

As of April 24, 2014, we had one shareholder of record located in the United States, which was CEDE & CO., a nominee of The 

Depository Trust Company, which held an aggregate of 18,050,000 shares of our common stock, representing 69% of our outstanding 
shares of common stock. We believe that the shares held by CEDE & CO. include shares of common stock beneficially owned by both 
holders in the United States and non-U.S. beneficial owners. We are not aware of any arrangements the operation of which may at a 
subsequent date result in our change of control. 

B. 

Related Party Transactions 

In 2013, during the period prior to our IPO, Ardmore paid $175,000 (2012: $350,000; 2011:$175,000) to Greenbriar Equity Group LLC in 
respect of consulting services provided to Ardmore. Greenbriar Equity Group LLC manages funds with an investment in GA Holdings 
LLC, a significant shareholder in Ardmore Shipping Corporation. 

An amount of $600,000 at December 31, 2012, which related to a cash advance from GA Holdings LLC, was repaid prior to our IPO. 

C. 

Interest of Experts and Council 

Not applicable. 

Item 8. 

Financial Information 

A. 

Consolidated Financial Statements and Other Financial Information 

See Item 18. 

60 

 
 
 
 
 
 
   
    
    
    
    
 
 
 
 
 
 
 
 
 
 
 
Legal Proceedings 

Although we may, from time to time, be involved in litigation and claims arising out of our operations in the normal course of business, we 
are not at present party to any legal proceedings or aware of any proceedings against us, or contemplated to be brought against us, that 
would have a material effect on our business, financial position, results of operations or liquidity. We maintain insurance policies with 
insurers in amounts and with coverage and deductibles as our board of directors believes are reasonable and prudent. We expect that these 
claims would be covered by insurance, subject to customary deductibles. Those claims, even if lacking merit, could result in the 
expenditure of significant financial and managerial resources. 

Dividend Policy 

While we cannot assure you that we will continue to do so, and subject to the limitations discussed below, we currently intend to pay our 
stockholders quarterly dividends of $0.10 per share, or $0.40 per share per year. Our board of directors may review and amend our 
dividend policy from time to time in light of our plans for future growth and other factors. Our ability to pay dividends will be subject to 
the restrictions in our credit facilities and the provisions of the laws of the Marshall Islands as well as the other limitations set forth in the 
section of this Annual Report entitled "Risk Factors." 

B. 

Significant Changes 

Not Applicable. 

Item 9. 

The Offer and Listing 

A.  

Offer and Listing Details 

Shares of our common stock trade on the New York Stock Exchange under the symbol "ASC." The high and low closing prices of our 
common shares on the New York Stock Exchange are presented for the periods listed below. 

HIGH 

LOW 

  $ 

15.56     $ 

11.69   

HIGH 

LOW 

14.00     $ 
15.56     $ 
15.16     $ 
      $ 

12.08   
11.69   
12.53   

HIGH 

LOW 

13.39     $ 
13.35     $ 
15.56     $ 
15.16     $ 
14.58     $ 
13.89     $ 
13.54     $ 

11.69   
12.63   
12.21   
14.15   
12.98   
12.53   
12.41  

  $ 
  $ 
  $ 
  $ 

  $  
  $ 
  $ 
  $ 
  $ 
  $ 
  $ 

FOR THE YEAR ENDED 
December 31, 2013(1) 

FOR THE QUARTER ENDED 
September 30, 2013(1) 
December 31, 2013 
March 31, 2014 

FOR THE MONTHS ENDED 
October 31, 2013 
November 30, 2013 
December 31, 2013 
January 31, 2014 
February 28, 2014 
March 31, 2014 
April 2014 (through and including April 23, 2014) 

(1)  Commencing with the date of our IPO  on August 1, 2013 

B.  

Plan of Distribution 

Not applicable. 

C. 

Markets 

Shares of our common stock are trading on the NYSE under the symbol "ASC". 

61 

 
 
 
 
 
 
  
 
 
  
    
  
   
   
       
    
  
    
  
   
    
  
    
  
 
   
  
  
  
 
  
D. 

Selling Shareholders 

Not applicable. 

E.  

Dilution 

Not applicable. 

F. 

Expenses of the Issue 

Not applicable. 

Item 10. 

Additional Information 

A. 

Share Capital 

Not applicable. 

B. 

Memorandum and Articles of Association 

Our Amended and Restated Articles of Incorporation and Amended and Restated Bylaws have been filed as Exhibits 3.1 and 3.2, 
respectively, to Form F-1/A (Registration Number 333-189714), declared effective by the Securities and Exchange Commission on July 
31, 2013. The information contained in these exhibits is incorporated by reference herein. 

There are no limitations on the rights to own securities, including the rights of non-resident or foreign shareholders to hold or exercise 
voting rights on the securities, imposed by the laws of the Republic of The Marshall Islands or by our Articles of Incorporation or Bylaws. 

C. 

Material Contracts 

Attached as exhibits to this annual report are the contracts we consider to be both material and not entered into in the ordinary course of 
business. Descriptions are included within Item 5.B. with respect to our credit facilities.  Other than these contracts, we have not entered 
into any other material contracts in the two years immediately preceding the date of the annual report, other than contracts entered into in 
the ordinary course of business. 

D. 

Exchange Controls 

Under Marshall Islands law, there are currently no restrictions on the export or import of capital, including foreign exchange controls or 
restrictions that affect the remittance of dividends, interest or other payments to non-resident holders of our common shares. 

E. 

Taxation of Holders 

The following is a discussion of the material Marshall Islands, Bermuda, Irish and U.S. federal income tax considerations that may be 
relevant to us and our stockholders. This discussion does not purport to deal with the tax consequences of owning common stock to all 
categories of investors, some of which, such as dealers in securities or commodities, financial institutions, insurance companies, tax-
exempt organizations, U.S. expatriates, persons liable for the alternative minimum tax, persons who hold common stock as part of a 
straddle, hedge, conversion transaction or integrated investment, U.S. Holders whose functional currency is not the United States dollar and 
investors that own, actually or under applicable constructive ownership rules, 10% or more of the Company's common stock, may be 
subject to special rules. This discussion deals only with holders who hold the common stock as a capital asset. You are encouraged to 
consult your own tax advisors concerning the overall tax consequences arising in your own particular situation under U.S. federal, state, 
local or foreign law of the ownership of common stock. 

Marshall Islands Tax Considerations 

The following are the material Marshall Islands tax consequences of the ownership of our common shares. We are incorporated in the 
Marshall Islands. Under current Marshall Islands law, we are not subject to tax on income or capital gains, and no Marshall Islands 
withholding tax will be imposed upon payments of dividends by us to our shareholders. 

62 

  
  
  
  
  
 
  
 
 
 
 
 
 
  
  
 
 
 
 
 
Bermuda Tax Considerations 

The following are the material Bermuda tax consequences of the ownership of our common shares. We are not currently subject to taxation 
under the laws of Bermuda. Distributions we receive from our subsidiaries also are not subject to any Bermuda tax. There is currently no 
Bermuda income, corporation or profits tax, withholding tax, capital gains tax, capital transfer tax, or estate duty or inheritance tax payable 
by non-residents of Bermuda in respect of capital gains realized on a disposition of our common shares or in respect of distributions they 
receive from us with respect to our common shares. This does not, however, apply to the taxation of persons ordinarily resident in 
Bermuda. Bermuda shareholders should consult their own tax advisors regarding possible Bermuda taxes with respect to dispositions of, 
and distributions on, our common shares. 

We have received from the Minister of Finance under the Exempted Undertakings Tax Protection Act 1966, as amended, an assurance that, 
in the event that Bermuda enacts legislation imposing tax computed on profits, income, any capital asset, gain or appreciation, or any tax in 
the nature of estate duty or inheritance, the imposition of any such tax shall not be applicable to us or to any of our operations or shares, 
debentures or other obligations, until 31st March 2035. This assurance is subject to the proviso that it is not to be construed to prevent the 
application of any tax or duty to such persons as are ordinarily resident in Bermuda or to prevent of the application of any tax payable in 
accordance with the provisions of the Land Tax Act 1967. The assurance does not exempt us from paying import duty on goods imported 
into Bermuda. In addition, all entities employing individuals in Bermuda are required to pay a payroll tax and there are other sundry taxes 
payable, directly or indirectly, to the Bermuda government. We and our subsidiaries incorporated in Bermuda pay annual government fees 
to the Bermuda government. 

Bermuda currently has no tax treaties in place with other countries in relation to double-taxation or for the withholding of tax for foreign 
tax authorities. 

Irish Tax Considerations 

The following are the material corporate tax consequences to us of our activities in Ireland and to Irish Holders and Non-Irish Holders, 
each as defined below, of the common shares. This summary is based on Irish taxation laws currently in force, regulations promulgated 
thereunder, proposals to amend any of the foregoing publicly announced prior to the date hereof, and the currently published administrative 
practices of the Irish Revenue Commissioners, all as of the date hereof. Taxation laws are subject to change, from time to time, and no 
representation is or can be made as to whether such laws will change, or what impact, if any, such changes will have on the statements 
contained in this summary. No assurance is or can be given that legislative or judicial changes, or changes in administrative practice, will 
not modify or change the statements expressed herein. We have assumed for the purposes of this summary that any proposed changes to 
the taxation laws will be enacted in the form proposed. Holders of the common shares are advised to consult with their own tax advisers 
with respect of the application of Irish taxation laws to their particular circumstances in relation to the purchase, ownership or disposition 
of the common shares. 

This summary is of a general nature only. It does not constitute tax or legal advice and does not discuss all aspects of Irish taxation that 
may be relevant to our activities or to Irish Holders and Non-Irish Holders. The summary generally only applies to Irish and Non-Irish 
Holders that legally and beneficially hold their common shares as capital assets and does not address special classes of holders including, 
but not limited to, dealers in securities, insurance companies, pension schemes, employee share ownership trusts, collective investment 
undertakings, investment undertakings, charities, tax-exempt organizations, financial institutions and close companies, each of which may 
be subject to special rules not discussed below. For the purposes of this summary, "Ireland" means the Republic of Ireland. 

Irish Tax Considerations Applicable to Irish Holders 

For the purposes of this discussion, an "Irish Holder" means a holder of common shares that (i) beneficially owns the common shares; (ii) 
in the case of individual holders, are resident, ordinarily resident and domiciled in Ireland under Irish taxation laws; (iii) in the case of 
holders that are companies, are resident in Ireland under Irish taxation laws; and (iv) are not also resident in any other country under any 
double taxation agreement entered into by Ireland. 

Taxation of Dividends 

Individual Irish Holders will be subject to income tax on the gross amount of any dividend (the amount of the dividend received plus any 
Dividend Withholding Tax ("DWT") withheld), at their marginal rate of tax (currently either 20 percent or 41 percent depending on the 
individual's circumstances). Individual Irish Holders may be able to claim a credit against their resulting income tax liability in respect of 
any DWT withheld. 

63 

 
 
 
 
 
 
 
 
 
 
Individual Irish Holders may, depending on their circumstances, also be subject to the universal social charge at rates of up to 10 percent 
and pay related social insurance contribution of rates up to 4 percent in respect of their dividend income. Individual Irish Holders must 
account for all Irish taxes on a self-assessment basis. 

Corporate Irish Holders will be subject to corporation tax on the gross amount of any dividend received at the rate of 25 percent. Where the 
Corporate Irish Holders is a company for whom the dividends are a trading receipt, the gross amounts of any dividend will form part of its 
taxable income for self-assessment purposes subject to corporation tax at the rate of 12.5 percent. Corporate Irish Holders may be able to 
claim a credit against their resulting corporation tax liability in respect of any DWT withheld. 

Disposals of Common Shares 

Irish Holders that acquire common shares will be considered, for Irish tax purposes, to have acquired their common shares at a base cost 
equal to the Euro equivalent amount paid for the common shares. On subsequent dispositions, common shares acquired at an earlier time 
will be deemed, for Irish tax purposes, to be disposed of on a "first in first out" basis before common shares acquired at a later time. 

Irish Holders that dispose of their common shares will be subject to capital gains tax ("CGT") to the extent that the Euro equivalent of the 
proceeds realized from such disposition exceeds the Euro equivalent of the base cost of the common shares disposed of and any incidental 
expenses. The current rate of CGT is 33 percent. An annual exemption allows individuals to realise chargeable gains of up to €1,270 in 
each tax year without giving rise to CGT. This exemption may not be transferred between spouses. 

Irish Holders that realize a loss on the disposition of common shares will generally be entitled to offset such allowable losses against 
capital gains realized from other sources in determining their capital gains tax liability in a year. Allowable losses which remain unrelieved 
in a year may generally be carried forward indefinitely for Irish capital gains tax purposes and applied against capital gains in future years. 

Capital Acquisitions Tax 

A gift or inheritance of common shares by Irish Holders may fall within the charge to Irish capital acquisitions tax ("CAT"). CAT may 
apply to gifts or inheritances of Irish situate assets or where either the person from whom the gift or inheritance is taken is Irish domiciled, 
resident or ordinarily resident or the person taking the gift or inheritance is Irish resident or ordinarily resident. 

CAT is currently chargeable at a rate of 33 percent on the value of gifts or inheritances above specified tax free thresholds. Different 
classes of tax free thresholds apply depending upon the relationship between the donor and the recipient. These tax free thresholds are also 
affected by the value of previous gifts or inheritances received. Gifts or inheritances between spouses are not subject to Irish CAT. 

Irish Tax Considerations Applicable to Non-Irish Holders 

For the purposes of this discussion, a "Non-Irish Holder" means a holder of common shares that (i) beneficially owns the common shares; 
(ii) in the case of individual holders, are neither resident, ordinarily resident or domiciled in Ireland under Irish taxation laws; (iii) in the 
case of holders that are companies, are neither resident in Ireland under Irish taxation laws nor carrying on a trade in Ireland through a 
branch or agency; and (iv) are not carrying on a trade in Ireland through a 'permanent establishment' as defined under any double taxation 
agreement entered into by Ireland. 

Under current Irish taxation law, Non-Irish Holders are not subject to tax on income or capital gains, and no Irish withholding tax will be 
imposed upon payments of dividends, from common shares. 

Irish Tax Considerations Applicable to Ardmore's Irish Subsidiaries 

The following is a brief overview of the material tax considerations relevant to our activities in Ireland. For the purposes of this discussion, 
Ardmore's "Irish Subsidiaries" means our intermediate holding company Ardmore Shipholding Limited, an Irish incorporated and resident 
company, and its wholly-owned subsidiaries resident in Ireland for tax purposes. These wholly-owned subsidiaries include Ardmore 
Shipping Limited, our management company, and the separate vessel subsidiaries. 

64 

 
 
 
 
 
 
 
 
 
 
 
 
 
Taxation in Ireland—General 
Companies that are resident in Ireland for tax purposes are subject to Irish corporation tax on their worldwide income and gains. The 
current rates of Irish corporation tax are 12.5 percent for certain trading income, 25 percent for all other income and 33 percent for capital 
gains. These rates may be reduced or eliminated depending on the nature of the income and gains and the activities of the recipient 
company. 

Taxation of Dividends 

Should Irish Subsidiaries pay dividends, such dividends will generally be subject to DWT in Ireland at the standard rate of income tax 
(currently 20 percent). Where DWT applies, we will be responsible for withholding such tax at source. 

Should an Irish Subsidiary pay a dividend to another Irish Subsidiary an automatic exemption from DWT will apply and so the dividend 
will be paid gross. The Irish Subsidiary recipient will not be subject to tax in respect of such dividends received. 

Should an Irish Subsidiary pay a dividend to an Ardmore company, that is not an Irish Subsidiary, the recipient company should be entitled 
to claim an exemption from DWT as a "qualifying non-resident person." A qualifying non-resident person for these purposes includes a 
non-Irish resident company which is a 75% or greater subsidiary of a company the principal class of shares of which are substantially and 
regularly traded on a recognised stock exchange in a relevant territory. A "relevant territory" means a Member State of the European Union 
or a jurisdiction with which Ireland has a Double Taxation Treaty. 

The term "substantially and regularly traded" is not defined in Irish Tax legislation, however, for the purposes of qualifying for exemption 
from DWT the Irish Revenue Commissioners have stated that they will accept that a company's shares are "substantially and regularly 
traded" where the shares are traded on a regular basis each year in more than de minimus quantities. 

The common shares, which constitute the Company's sole class of issued and outstanding stock, are traded on the New York Stock 
Exchange, or the NYSE. It is anticipated that the common shares will therefore be substantially and regularly traded on a recognised stock 
exchange and so any dividends paid by Irish Subsidiaries should be exempt from DWT. 

Disposals of Shares—Irish Subsidiaries 

A holder of common shares in an Irish Subsidiary will not be subject to CGT on a disposal of such common shares provided that such 
holder (i) is neither resident nor ordinarily resident in Ireland at the time of the disposal and provided that the common shares do not derive 
the greater part of their value from Irish land, minerals or mineral rights, and (ii) does not hold the Shares through or for the purposes of a 
trade carried on by an Irish branch or agency. 

An Irish Subsidiary which itself is the holder of common shares in another company, including an Irish Subsidiary, will not be subject to 
CGT on a disposal of such common shares under the substantial shareholding exemption provided that (i) at the time of the disposal the 
Irish Subsidiary held a minimum of 5 percent of the common shares in the company being disposed of for a continuous period of at least 12 
months ending not more than two years before the date of disposal, (ii) the company being disposed of is resident for tax purposes in a 
Member State of the European Union or a jurisdiction with which Ireland has a Double Taxation Treaty, and (iii) the company being 
disposed of is a 'trading' company (under Irish tax rules) or when viewed as part of a group taken with the Irish Subsidiary and any other 
5% subsidiaries, that group is mainly carrying on 'trading' activities. 

Tonnage Tax 

A number of the Irish Subsidiaries currently operate under what is known as Ireland's "Tonnage Tax Regime." Tonnage Tax provides an 
alternative to charging corporation tax on certain profits of a qualifying shipping company. Rather than charging corporation tax in the 
normal way, tax is levied each year by reference to the tonnage of the ships operated by the qualifying company. Tonnage Tax is 
specifically legislated for under the Irish tax code. It is elective and requires a ten year commitment to remain within the regime. 
Completion of a detailed application process and approval from the Irish Revenue Commissioners is required before Tonnage Tax can be 
adopted. 

A "qualifying company" for Tonnage Tax purposes is one which (i) is within the charge to Irish corporation tax, (ii) operates qualifying 
ships, and (iii) caries on the strategic and commercial management of those ships from Ireland. A "qualifying ship" for these purposes 
means a self-propelled seagoing vessel of 100 tons or more gross tonnage and which is certified for navigation at sea by the competent 
authorities of any country or territory. It does not include a vessel of "an excluded kind" examples of which include fishing and fish factory 
vessels, recreational vessels, oil tankers and dredgers. 

Tonnage tax is not itself a tax, rather it is an alternative method by which certain qualifying shipping companies may calculate their 
shipping related profits for Irish corporation tax purposes. The shipping related profits, once calculated using the tonnage tax method, are 
subject to the 12.5% rate of corporation tax. The profits are calculated by reference to the tonnage of the ships used in a company's 
shipping trade. The "tonnage" profits replace for tax purposes the income and gains arising to the shipping company from certain specific 
activities. 

65 

 
 
 
 
 
 
 
 
 
 
 
  
 
The tonnage tax profit is calculated on the basis of a specified notional daily profit per ship depending on the net tonnage of the ship. This 
notional profit per ship is then multiplied by the number of days the ship was operated in the accounting period by the qualifying company. 
This calculation provides the profit per ship. Where the company operates more than one qualifying ship, the profits per ship are 
aggregated to arrive at the total tonnage tax profits. The 12.5% corporation tax rate is then applied to this notional total tonnage tax profit. 
Therefore corporation tax is not subsequently applied to the company's relevant shipping profits (which may include significant chartering 
income and gains from the disposal of qualifying ships). Losses accruing to the company in respect of its tonnage tax activities may not be 
set off against other taxable profits subject to corporation tax. 

U.S. Federal Income Tax Considerations 

In the opinion of Seward & Kissel LLP, our U.S. counsel, the following are the material U.S. federal income tax consequences to us of our 
activities and to U.S. Holders and Non-U.S. Holders, each as defined below, of the common shares. The following discussion of U.S 
federal income tax matters is based on the Code, judicial decisions, administrative pronouncements, and existing and proposed regulations 
issued by the United States Department of the Treasury (the "Treasury Regulations") all of which are subject to change, possibly with 
retroactive effect. The discussion below is based, in part, on the description of our business as described in this annual report and assumes 
that we conduct our business as described herein. References in the following discussion to the "Company," "we," "our" and "us" are to 
Ardmore Shipping Corporation and its subsidiaries on a consolidated basis. 

U.S. Federal Income Taxation of Operating Income: In General 

We anticipate that we will earn substantially all our income from the hiring or leasing of vessels for use on a time charter basis, from 
participation in a pool or from the performance of services directly related to those uses, all of which we refer to as "shipping income." 

Unless we qualify from an exemption from U.S. federal income taxation under either an applicable tax treaty or the rules of Section 883 of 
the Code ("Section 883"), as discussed below, a foreign corporation such as the Company will be subject to United States federal income 
taxation on its "shipping income" that is treated as derived from sources within the United States ("U.S. source shipping income"). For U.S. 
federal income tax purposes, "U.S. source shipping income" includes 50% of shipping income that is attributable to transportation that 
begins or ends, but that does not both begin and end, in the United States. 

Shipping income attributable to transportation exclusively between non-U.S. ports will be considered to be 100% derived from sources 
entirely outside the United States. Shipping income derived from sources outside the United States will not be subject to any U.S. federal 
income tax. 

Shipping income attributable to transportation exclusively between U.S. ports is considered to be 100% derived from U.S. sources. 
However, we are not permitted by United States law to engage in the transportation of cargoes that produces 100% U.S. source shipping 
income. 

Prior to our IPO, we believe that we had been exempt from the U.S. federal income taxation with respect to our U.S. shipping income 
because we were entitled to the benefits of the U.S.–Irish tax treaty, which generally contains an exemption from this tax for qualified Irish 
residents. After our IPO, although we no longer qualified for an exemption under the U.S.–Irish tax treaty, we nonetheless took the position 
that we were exempt from such tax because we qualified for an exemption from such tax under Section 883 of the Code.    We intend to 
continue to take the position that we qualify for the exemption under Section 883. If we do not qualify for the exemption from tax under 
Section 883, our gross United States source shipping income would be subject to a 4% tax imposed without allowance for deductions as 
described below. 

Exemption of Operating Income from U.S. Federal Income Taxation 

Under Section 883 and the Treasury Regulations promulgated thereunder, a foreign corporation will be exempt from U.S. federal income 
taxation of its U.S. source shipping income if: 

(1) 

it is organized in a "qualified foreign country" which is one that grants an "equivalent exemption" from tax to 
corporations organized in the United States in respect of each category of shipping income for which exemption is being 
claimed under Section 883, to which we refer as the "Qualified Foreign Country Test"; and 

(2) 

one of the following tests is met: 

(A)  during more than half of the days in its taxable year the foreign corporation is a controlled foreign corporation (a 

“CFC”) within the meaning of Section 957(a), more than 50% of the total value of whose shares are owned by one 
or more “qualified U.S. persons,” and the foreign corporation complies with certain substantiation and reporting 
requirements, to which we refer as the “CFC Test”; 

(B)  more than 50% of the value of its shares is beneficially owned, directly or indirectly, by "qualified shareholders," 
which as defined includes individuals who are "residents" of a qualified foreign country, to which we refer as the 
"50% Ownership Test"; or 
its shares are "primarily and regularly traded on an established securities market" in a qualified foreign country or 

(C) 

66 

 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
  
 
   
 
 
   
in the United States, to which we refer as the "Publicly-Traded Test." 

The Marshall Islands, the jurisdiction where we and our ship-owning subsidiaries are incorporated, has been officially recognized by the 
IRS, as a “qualified foreign country” that grants the requisite “equivalent exemption” from tax in respect of each category of shipping 
income we earn and currently expect to earn in the future. Therefore, we will be exempt from U.S. federal income taxation with respect to 
our U.S. source shipping income if we satisfy the CFC Test, the 50% Ownership Test or the Publicly-Traded Test. 

We intend to take the position that for our 2013 taxable year that we satisfy the CFC Test or the Publicly-Traded Test and therefore qualify 
for an exemption from tax under Section 883.    We anticipate that we will satisfy the Publicly-Traded Test with respect to future taxable 
years but, as discussed below, this is a factual determination made on an annual basis. We do not currently anticipate circumstances under 
which we would be able to satisfy the 50% Ownership Test   . 

CFC Test 

A foreign corporation will satisfy the CFC Test if, in addition to certain substantiation and reporting requirements, during more than half of 
the days in a taxable year, it is a CFC within the meaning of Section 957(a) and during such period one or more “qualified U.S. persons” 
own more than 50% of the total value of all its outstanding stock.  For these purposes “qualified U.S. persons” generally includes U.S. 
citizens or resident aliens, domestic corporations, and certain tax-exempt domestic trusts. 

For these purposes, a foreign corporation is a CFC if one or more of its U.S. shareholders each owning 10% or more of the total combined 
voting power of all classes of its stock entitled to vote, in the aggregate, own more than 50% of the total combined voting power of all 
classes of its stock entitled to vote or more than 50% of the total value of its stock. 

We believe and intend to take the position for U.S. federal income tax reporting purposes for our full 2013 taxable year that we satisfy CFC 
Test, and therefore qualify for the exemption under Section 883, because for more than half of the days during the 2013 taxable year we 
were a CFC and, more than 50% of the total value of our shares were held by one or more “qualified U.S. persons”, and we have satisfied 
or will timely satisfy the requisite substantiation and reporting requirements. 

Publicly-Traded Test 

The Treasury Regulations under Section 883 provide, in pertinent part, that shares of a foreign corporation will be considered to be 
"primarily traded" on an established securities market in a country if the number of shares of each class of stock that are traded during any 
taxable year on all established securities markets in that country exceeds the number of shares in each such class that are traded during that 
year on established securities markets in any other single country. The Company's common shares, which constitute its sole class of issued 
and outstanding stock are "primarily traded" on the New York Stock Exchange ("NYSE"). 

Under the Treasury Regulations, our common shares will be considered to be "regularly traded" on an established securities market if one 
or more classes of our shares representing more than 50% of our outstanding stock, by both total combined voting power of all classes of 
stock entitled to vote and total value, are listed on such market, (the "listing threshold"). Since all our common shares are listed on the 
NYSE, we satisfy the listing threshold. 

The Treasury Regulations also require that with respect to each class of stock relied upon to meet the listing threshold, (i) such class of 
stock traded on the market, other than in minimal quantities, on at least 60 days during the taxable year or one-sixth of the days in a short 
taxable year (“trading frequency test”); and (ii) the aggregate number of shares of such class of stock traded on such market during the 
taxable year must be at least 10% of the average number of shares of such class of stock outstanding during such year or as appropriately 
adjusted in the case of a short taxable year (the “trading volume test”). We     believe that we satisfy the trading frequency and trading 
volume tests with respect to the 2013 taxable year and will continue to do so for the 2014 taxable year and future years. Even if this were 
not the case, the Treasury Regulations provide that the trading frequency and trading volume tests will be deemed satisfied if, as is      the 
case with our common shares, such class of stock is traded on an established securities market in the United States and such shares are 
regularly quoted by dealers making a market in such shares. 

Notwithstanding the foregoing, the Treasury Regulations provide, in pertinent part, that a class of shares will not be considered to be 
"regularly traded" on an established securities market for any taxable year in which 50% or more of the vote and value of the outstanding 
shares of such class are owned, actually or constructively under specified share attribution rules, on more than half the days during the 
taxable year by persons who each own 5% or more of the vote and value of such class of outstanding stock ("5% Override Rule"). 

For purposes of being able to determine the persons who actually or constructively own 5% or more of the vote and value of our common 
shares ("5% Shareholders") the Treasury Regulations permit us to rely on those persons that are identified on Schedule 13G and Schedule 
13D filings with the United States Securities and Exchange Commission, as owning 5% or more of our common shares. The Treasury 
Regulations further provide that an investment company which is registered under the Investment Company Act of 1940, as amended, will 
not be treated as a 5% Shareholder for such purposes. 

67 

  
  
  
 
 
 
 
 
 
  
  
 
In the event the 5% Override Rule is triggered, the Treasury Regulations provide that the 5% Override Rule will nevertheless not apply if 
we can establish that within the group of 5% Shareholders, qualified shareholders (as defined for purposes of Section 883) own sufficient 
number of shares to preclude non-qualified shareholders in such group from owning 50% or more of our common shares for more than half 
the number of days during the taxable year. 

We expect to satisfy the Publicly-Traded Test for the 2014 taxable year and future taxable years.  However, there are factual circumstances 
beyond our control that could cause us to lose the benefit of the Section 883 exemption for any future taxable year. For example, there is a 
risk that we could no longer qualify for Section 883 exemption based on the Publicly-Traded Test for a particular taxable year if one or 
more 5% Shareholders were to own 50% or more of our outstanding common shares on more than half the days of the taxable year. Under 
these circumstances, we would be subject to the 5% Override Rule and we would not qualify for the Section 883 exemption based on the 
Publicly-Traded Test unless we could establish that our shareholding during the taxable year was such that non-qualified 5% Shareholders 
did not own 50% or more of our common shares on more than half the days of the taxable year. Under the Treasury Regulations, we would 
have to satisfy certain substantiation requirements regarding the identity of our shareholders. These requirements are onerous and there is 
no assurance that we would be able to satisfy them. Given the factual nature of the issues involved, we can give no assurances in regards  to 
our qualification for the Section 883 exemption. 

Taxation in Absence of Section 883 Exemption 

If the benefits of Section 883 are unavailable, our U.S. source shipping income would be subject to a 4% tax imposed by Section 887 of the 
Code on a gross basis, without the benefit of deductions, or the "4% gross basis tax regime," to the extent that such income is not 
considered to be "effectively connected" with the conduct of a United States trade or business, as described below. Since under the 
sourcing rules described above, no more than 50% of our shipping income would be treated as being U.S. source shipping income, the 
maximum effective rate of U.S. federal income tax on our shipping income would never exceed 2% under the 4% gross basis tax regime. 

To the extent our U.S. source shipping income is considered to be "effectively connected" with the conduct of a U.S. trade or business, as 
described below, any such "effectively connected" U.S. source shipping income, net of applicable deductions, would be subject to U.S. 
federal income tax, currently imposed at rates of up to 35%. In addition, we would generally be subject to the 30% "branch profits" tax on 
earnings effectively connected with the conduct of such trade or business, as determined after allowance for certain adjustments, and on 
certain interest paid or deemed paid attributable to the conduct of our U.S. trade or business. 

Our United States source shipping income would be considered "effectively connected" with the conduct of a United States trade or 
business only if: 

 

 

we have, or are considered to have, a fixed place of business in the United States involved in the earning of U.S. source 
shipping income; and 
substantially all of our U.S. source shipping income is attributable to regularly scheduled transportation, such as the 
operation of a vessel that follows a published schedule with repeated sailings at regular intervals between the same points 
for voyages that begin or end in the United States. 

We do not intend to have, or permit circumstances that would result in having, any vessel sailing to or from the United States on a regularly 
scheduled basis. Based on the foregoing and on the expected mode of our shipping operations and other activities, it is anticipated that none 
of our U.S. source shipping income will be "effectively connected" with the conduct of a U.S. trade or business. 

United States Taxation of Gain on Sale of Vessels 

Regardless of whether we qualify for an exemption under Section 883, we will not be subject to U.S. federal income tax with respect to 
gain realized on a sale of a vessel, provided the sale is considered to occur outside of the United States under U.S. federal income tax 
principles. In general, a sale of a vessel will be considered to occur outside of the United States for this purpose if title to the vessel, and 
risk of loss with respect to the vessel, pass to the buyer outside of the United States. It is expected that any sale of a vessel by us will be 
considered to occur outside of the United States. 

68 

  
  
 
 
 
  
   
   
 
 
 
U.S. Federal Income Taxation of United States Holders 

As used herein, the term "U.S. Holder" means a holder that for U.S. federal income tax purposes is a beneficial owner of common shares 
and is an individual U.S. citizen or resident, a United States corporation or other U.S. entity taxable as a corporation, an estate the income 
of which is subject to U.S. federal income taxation regardless of its source, or a trust if a court within the United States is able to exercise 
primary jurisdiction over the administration of the trust and one or more U.S. persons have the authority to control all substantial decisions 
of the trust. 

If a partnership holds the common shares, the tax treatment of a partner will generally depend upon the status of the partner and upon the 
activities of the partnership. If you are a partner in a partnership holding the common shares, you are encouraged to consult your tax 
advisor. 

Distributions 

Subject to the discussion of passive foreign investment companies below, any distributions made by us with respect to our common shares 
to a U.S. Holder will generally constitute dividends to the extent of our current or accumulated earnings and profits, as determined under 
U.S. federal income tax principles. Distributions in excess of such earnings and profits will be treated first as a nontaxable return of capital 
to the extent of the U.S. Holder's tax basis in its common shares and thereafter as capital gain. Because we are not a U.S. corporation, U.S. 
Holders that are corporations will not be entitled to claim a dividends received deduction with respect to any distributions they receive 
from us. Dividends paid with respect to our common shares will generally be treated as foreign source dividend income and will generally 
constitute "passive category income" for purposes of computing allowable foreign tax credits for U.S. foreign tax credit purposes. 

Subject to applicable limitations, including a holding period requirement, dividends paid on our common shares to certain non-corporate 
U.S. Holders will generally be treated as "qualified dividend income" that is taxable to such U.S. Holders at preferential tax rates provided 
that (1) the common shares are readily tradable on an established securities market in the U.S. (such as the NYSE, on which our common 
shares are traded); and (2) we are not a passive foreign investment company for the taxable year during which the dividend is paid or the 
immediately preceding taxable year (which, as discussed below, we do not believe that we are or will be for any future taxable years). 

There is no assurance that any dividends paid on our common shares will be eligible for these preferential rates in the hands of such non-
corporate U.S. Holders, although, as described above, we expect such dividends to be so eligible provided an eligible non-corporate U.S. 
Holder meets all applicable requirements. Any dividends paid by us which are not eligible for these preferential rates will be taxed as 
ordinary income to a non-corporate U.S. Holder. 

Special rules may apply to any "extraordinary dividend"—generally, a dividend in an amount which is equal to or in excess of 10% of a 
shareholder's adjusted tax basis in a common share—paid by us. If we pay an "extraordinary dividend" on our common shares that is 
treated as "qualified dividend income," then any loss derived by certain non-corporate U.S. Holders from the sale or exchange of such 
common shares will be treated as long term capital loss to the extent of such dividend. 

Sale, Exchange or Other Disposition of Common Shares 

Assuming we do not constitute a passive foreign investment company for any taxable year, a U.S. Holder generally will recognize taxable 
gain or loss upon a sale, exchange or other disposition of our common shares in an amount equal to the difference between the amount 
realized by the U.S. Holder from such sale, exchange or other disposition and the U.S. Holder's tax basis in such shares. Such gain or loss 
will be treated as long-term capital gain or loss if the U.S. Holder's holding period is greater than one year at the time of the sale, exchange 
or other disposition. Such capital gain or loss will generally be treated as U.S. source income or loss, as applicable, for U.S. foreign tax 
credit purposes. Long-term capital gains of certain non-corporate U.S. Holders are currently eligible for reduced rates of taxation. A U.S. 
Holder's ability to deduct capital losses is subject to certain limitations. 

3.8% Tax on Net Investment Income 

For taxable years beginning after December 31, 2012, a U.S. Holder that is an individual, estate, or, in certain cases, a trust, will generally 
be subject to a 3.8% tax on the lesser of (1) the U.S. Holder's net investment income for the taxable year and (2) the excess of the U.S. 
Holder's modified adjusted gross income for the taxable year over a certain threshold (which in the case of individuals will be between 
$125,000 and $250,000).  A U.S. Holder's net investment income will generally include distributions we make on the common stock which 
are treated as dividends for U.S. federal income tax purposes and capital gains from the sale, exchange or other disposition of the common 
stock.  This tax is in addition to any income taxes due on such investment income. 

69 

 
 
 
 
 
 
 
 
 
 
 
 
Passive Foreign Investment Company Status and Significant Tax Consequences 

Special U.S. federal income tax rules apply to a U.S. Holder that holds shares in a PFIC for U.S. federal income tax purposes. In general, 
we will be treated as a PFIC with respect to a U.S. Holder if, for any taxable year in which such holder holds our common shares, either 

 

 

at least 75% of our gross income for such taxable year consists of passive income (e.g., dividends, interest, capital gains 
and rents derived other than in the active conduct of a rental business); or 
at least 50% of the average value of our assets during such taxable year produce, or are held for the production of, passive 
income. 

For purposes of determining whether we are a PFIC, cash held by us will be treated as passive assets. In addition, we will be treated as 
earning and owning our proportionate share of the income and assets, respectively, of any of our subsidiary corporations in which we own 
at least 25% of the value of the subsidiary's stock. Income earned, or deemed earned, by us in connection with the performance of services 
would not constitute passive income. By contrast, rental income would generally constitute "passive income" unless we were treated under 
specific rules as deriving our rental income in the active conduct of a trade or business. 

Based on our current and anticipated operations, we do not believe that we are currently a PFIC or will be treated as a PFIC for any future 
taxable year. Our belief is based principally on the position that the gross income we derive from our time chartering activities should 
constitute services income, rather than rental income. Accordingly, such income should not constitute passive income, and the assets that 
we own and operate in connection with the production of such income, in particular, the vessels, should not constitute passive assets for 
purposes of determining whether we are a PFIC. There is substantial legal authority supporting this position consisting of case law and IRS 
pronouncements concerning the characterization of income derived from time charters as services income for other tax purposes. However, 
there is also authority which characterizes time charter income as rental income rather than services income for other tax purposes. 
Accordingly, no assurance can be given that the IRS or a court of law will accept this position, and there is a risk that the IRS or a court of 
law could determine that we are a PFIC. In addition, although we intend to conduct our affairs in a manner to avoid being classified as a 
PFIC with respect to any taxable year, we cannot assure you that the nature of our operations will not change in the future. 

As discussed more fully below, if we were to be treated as a PFIC for any taxable year, a United States Holder would be subject to different 
taxation rules depending on whether the United States Holder makes an election to treat us as a "Qualified Electing Fund" ("QEF 
election"). As an alternative to making a QEF election, a United States Holder should be able to make a "mark-to-market" election with 
respect to our common shares, as discussed below. A United States holder of shares in a PFIC will be required to file an annual information 
return on IRS Form 8621 containing information regarding the PFIC as required by applicable Treasury Regulations. 

Taxation of United States Holders Making a Timely QEF Election 

If a United States Holder makes a timely QEF election, which United States Holder we refer to as an "Electing Holder," the Electing 
Holder must report for United States federal income tax purposes its pro rata share of our ordinary earnings and net capital gain, if any, for 
each of our taxable years during which we are a PFIC that ends with or within the taxable year of the Electing Holder, regardless of 
whether distributions were received from us by the Electing Holder. No portion of any such inclusions of ordinary earnings will be treated 
as "qualified dividend income." Net capital gain inclusions of certain non-corporate United States Holders would be eligible for preferential 
capital gains tax rates. The Electing Holder's adjusted tax basis in the common shares will be increased to reflect any income included 
under the QEF election. Distributions of previously taxed income will not be subject to tax upon distribution but will decrease the Electing 
Holder's tax basis in the common shares. An Electing Holder would not, however, be entitled to a deduction for its pro rata share of any 
losses that we incur with respect to any taxable year. An Electing Holder would generally recognize capital gain or loss on the sale, 
exchange or other disposition of our common shares. A U.S. Holder would make a timely QEF election for our common shares by filing 
one copy of IRS Form 8621 with its United States federal income tax return for the first year in which it held such shares when we were a 
PFIC. If we determine that we are a PFIC for any taxable year, we would provide each United States Holder with all necessary information 
in order to make the QEF election described above. 

70 

 
 
   
   
 
 
 
 
 
Taxation of United States Holders Making a Mark-to-Market Election 

Alternatively, if we were to be treated as a PFIC for any taxable year and, as we anticipate will be the case, our shares are treated as 
"marketable stock," a United States Holder would be allowed to make a "mark-to-market" election with respect to our common shares, 
provided the United States Holder completes and files IRS Form 8621 in accordance with the relevant instructions and related Treasury 
Regulations. If that election is made, the United States Holder generally would include as ordinary income in each taxable year the excess, 
if any, of the fair market value of the common shares at the end of the taxable year over such Holder's adjusted tax basis in the common 
shares. The U.S. Holder would also be permitted an ordinary loss in respect of the excess, if any, of the U.S. Holder's adjusted tax basis in 
the common shares over its fair market value at the end of the taxable year, but only to the extent of the net amount previously included in 
income as a result of the mark-to-market election. A U.S. Holder's tax basis in its common shares would be adjusted to reflect any such 
income or loss amount recognized. In a year when we are a PFIC, any gain realized on the sale, exchange or other disposition of our 
common shares would be treated as ordinary income, and any loss realized on the sale, exchange or other disposition of the common shares 
would be treated as ordinary loss to the extent that such loss does not exceed the net mark-to-market gains previously included by the U.S. 
Holder. 

Taxation of U.S. Holders Not Making a Timely QEF or Mark-to-Market Election 

If we were to be treated as a PFIC for any taxable year, a U.S. Holder who does not make either a QEF election or a "mark-to-market" 
election for that year, whom we refer to as a "Non-Electing Holder," would be subject to special rules with respect to (i) any excess 
distribution (i.e., the portion of any distributions received by the Non-Electing Holder on the common shares in a taxable year in excess of 
125% of the average annual distributions received by the Non-Electing Holder in the three preceding taxable years, or, if shorter, the Non-
Electing Holder's holding period for the common shares), and (ii) any gain realized on the sale, exchange or other disposition of our 
common shares. Under these special rules: 

 

 

 

the excess distribution or gain would be allocated ratably over the Non-Electing Holder's aggregate holding period for the 
common shares; 
the amount allocated to the current taxable year, and any taxable year prior to the first taxable year in which we were a 
PFIC, would be taxed as ordinary income and would not be "qualified dividend income"; and 
the amount allocated to each of the other taxable years would be subject to tax at the highest rate of tax in effect for the 
applicable class of taxpayer for that year, and an interest charge for the deemed tax deferral benefit would be imposed 
with respect to the resulting tax attributable to each such other taxable year. 

U.S. Federal Income Taxation of Non-U.S. Holders 

As used herein, the term "Non-U.S. Holder" means a holder that, for U.S. federal income tax purposes, is a beneficial owner of common 
shares (other than a partnership) that is not a U.S. Holder. 

If a partnership holds our common shares, the tax treatment of a partner will generally depend upon the status of the partner and upon the 
activities of the partnership. If you are a partner in a partnership holding our common shares, you are encouraged to consult your tax 
advisor. 

Dividends on Common Shares 

A Non-U.S. Holder generally will not be subject to U.S. federal income or withholding tax on dividends received from us with respect to 
our common shares, unless that income is effectively connected with the Non-U.S. Holder's conduct of a trade or business in the U.S. 

Sale, Exchange or Other Disposition of Common Shares 

A Non-U.S. Holder generally will not be subject to U.S. federal income or withholding tax on any gain realized upon the sale, exchange or 
other disposition of our common shares, unless: 

 
 

the gain is effectively connected with the Non-U.S. Holder's conduct of a trade or business in the U.S.; or 
the Non-U.S. Holder is an individual who is present in the U.S. for 183 days or more during the taxable year of 
disposition and other conditions are met. 

71 

 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
   
   
 
Income or Gains Effectively Connected with a U.S. Trade or Business 

If the Non-U.S. Holder is engaged in a U.S. trade or business for U.S. federal income tax purposes, dividends on the common shares and 
gain from the sale, exchange or other disposition of the shares, that is effectively connected with the conduct of that trade or business (and, 
if required by an applicable income tax treaty, is attributable to a U.S. permanent establishment), will generally be subject to regular U.S. 
federal income tax in the same manner as discussed in the previous section relating to the taxation of U.S. Holders. In addition, in the case 
of a corporate Non-U.S. Holder, its earnings and profits that are attributable to the effectively connected income, which are subject to 
certain adjustments, may be subject to an additional branch profits tax at a rate of 30%, or at a lower rate as may be specified by an 
applicable U.S. income tax treaty. 

Backup Withholding and Information Reporting 

In general, dividend payments, or other taxable distributions, and the payment of the gross proceeds on a sale of our common shares, made 
within the U.S. to a non-corporate U.S. Holder will be subject to information reporting. Such payments or distributions may also be subject 
to backup withholding if the non-corporate U.S. Holder: 

 
 

 

fails to provide an accurate taxpayer identification number; 
is notified by the IRS that it has failed to report all interest or dividends required to be shown on its federal income tax 
returns; or 
in certain circumstances, fails to comply with applicable certification requirements. 

Non-U.S. Holders may be required to establish their exemption from information reporting and backup withholding with respect to 
dividends payments or other taxable distribution on our common shares by certifying their status on an applicable IRS Form W-8. If a Non-
U.S. Holder sells our common shares to or through a U.S. office of a broker, the payment of the proceeds is subject to both U.S. backup 
withholding and information reporting unless the Non-U.S. Holder certifies that it is a non-U.S. person, under penalties of perjury, or it 
otherwise establishes an exemption. If a Non-U.S. Holder sells our common shares through a non-U.S. office of a non-U.S. broker and the 
sales proceeds are paid outside the U.S., then information reporting and backup withholding generally will not apply to that payment. 
However, U.S. information reporting requirements, but not backup withholding, will apply to a payment of sales proceeds, even if that 
payment is made outside the U.S., if a Non-U.S. Holder sells our common shares through a non-U.S. office of a broker that is a U.S. person 
or has some other contacts with the U.S. Such information reporting requirements will not apply, however, if the broker has documentary 
evidence in its records that the Non-U.S. Holder is not a U.S. person and certain other conditions are met, or the Non-U.S. Holder 
otherwise establishes an exemption. 

Backup withholding is not an additional tax. Rather, a refund may generally be obtained of any amounts withheld under backup 
withholding rules that exceed the taxpayer's U.S. federal income tax liability by filing a timely refund claim with the IRS. 

Individuals who are U.S. Holders (and to the extent specified in applicable Treasury regulations, Non-U.S. Holders and certain U.S. 
entities) who hold "specified foreign financial assets" (as defined in Section 6038D of the Code) are required to file IRS Form 8938 with 
information relating to the asset for each taxable year in which the aggregate value of all such assets exceeds $75,000 at any time during 
the taxable year or $50,000 on the last day of the taxable year (or such higher dollar amount as prescribed by applicable Treasury 
Regulations). Specified foreign financial assets would include, among other assets, our common shares, unless the common shares are held 
in an account maintained with a U.S. financial institution. Substantial penalties apply to any failure to timely file IRS Form 8938, unless 
the failure is shown to be due to reasonable cause and not due to willful neglect. Additionally, in the event an individual U.S. Holder (and 
to the extent specified in applicable Treasury Regulations, a Non-U.S. Holder or a U.S. entity) that is required to file IRS Form 8938 does 
not file such form, the statute of limitations on the assessment and collection of U.S. federal income taxes of such holder for the related tax 
year may not close until three years after the date that the required information is filed. U.S. Holders (including U.S. entities) and Non-U.S. 
Holders are encouraged to consult their own tax advisors regarding their reporting obligations in respect of our common shares. 

F. 

Dividends and Paying Agents 

Not applicable. 

G. 

Statements by Experts 

Not applicable. 

72 

 
 
 
 
   
   
   
 
 
 
 
 
 
 
H. 

Documents on Display 

We file reports and other information with the SEC. These materials, including this Annual Report and the accompanying exhibits, may be 
inspected and copied at the public facilities maintained by the SEC at 100 F Street, N.E., Washington, D.C. 20549, or from the SEC's 
website http://www.sec.gov. You may obtain information on the operation of the public reference room by calling 1 (800) SEC-0330 and 
you may obtain copies at prescribed rates. 

I. 

Subsidiary Information 

Not applicable. 

Item 11.           Quantitative and Qualitative Disclosures about Market Risks 

Operational risk 

We are exposed to operating costs risk arising from various vessel operations. The key areas of operating risk include drydock, repair costs, 
insurance and piracy. Our risk management includes various strategies for technical management of drydock and repairs coordinated with a 
focus on measuring cost and quality. Our young fleet helps to minimize the risk. Given the potential for accidents and other incidents that 
may occur in vessel operations, the fleet is insured against various types of risk. Finally, we have established a set of countermeasures in 
order to minimize this risk of piracy attacks during voyages, particularly through the Gulf of Aden and off the coast of Africa, to make the 
navigation safer for sea staff and to protect our assets. 

Foreign exchange risk 

The majority of our transactions, assets and liabilities are denominated in U.S. dollars. We incur certain general and operating expenses in 
other currencies (primarily Euro, Singapore Dollar, Pounds Sterling and Hong Kong Dollar) and as a result there is a transactional risk to 
us where the risk that currency fluctuations will have a negative effect on the value of our cash flows. Such risk may have an adverse effect 
on our financial condition and results of operations. We believe these adverse effects to be immaterial and have not entered into any 
derivative contracts for either transaction or translation risk during the year. 

Interest rate risk 

We are exposed to the impact of interest rate changes primarily through borrowings that require us to make interest payments based on 
LIBOR. Significant increases in interest rates could adversely affect our margins, results of operations and our ability to repay debt. Lower 
interest rates lower the returns on cash investments. We regularly monitor interest rate exposure and will enter into swap arrangements to 
hedge exposure where it is considered economically advantageous to do so. 

Credit risk 

There is a concentration of credit risk with respect to cash and cash equivalents to the extent that substantially all of the amounts are held 
across two banks—Nordea Bank Finland Plc and Morgan Stanley & Co. LLC. While we believe this risk of loss is low, we keep this under 
review and will revise our policy for managing cash and cash equivalents if considered advantageous and prudent to do so. 

We limit our credit risk with trade accounts receivable by performing ongoing credit evaluations of our customers' financial condition. We 
generally do not require collateral for trade accounts receivable. 

We may have a credit risk in relation to vessel employment and at times may have multiple vessels employed by one charterer. We 
consider and evaluate concentration of credit risk regularly and perform on-going evaluations of these charterers for credit risk. As of 
December 31, 2013, eight of our Operational Vessels were employed with five different charterers. 

Liquidity risk 

The principal objective in relation to liquidity is to ensure that we have access at minimum cost, to sufficient liquidity to enable us to meet 
our obligations as they come due and to provide adequately for contingencies. Our policy is to manage its liquidity by strict forecasting of 
cash flows arising from time charter revenue, pool revenue, vessel operating expenses, general and administrative overhead and servicing 
of debt. 

73 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Inflation 

We do not expect inflation to be a significant risk to direct expenses in the current and foreseeable economic environment. 

Item 12.           Description of Securities Other than Equity Securities 

Not applicable. 

PART II 

Item 13.           Defaults, Dividend Arrearages and Delinquencies 

None. 

Item 14.           Material Modifications to the Rights of Shareholders and Use of Proceeds 

None. 

Item 15.           Controls and Procedures 

A.  

Disclosure Controls and Procedures 

We evaluated the effectiveness of the Company's disclosure controls and procedures (as defined in Rules 13a-15(e) and 15d-15(e) under 
the Exchange Act) as of December 31, 2013.  Based on that evaluation, our Principal Executive Officer and Principal Financial Officer 
concluded that our disclosure controls and procedures were effective to provide reasonable assurance that the information required to be 
disclosed by the Company in reports filed under the Exchange Act is recorded, processed, summarized and reported within the time periods 
specified in the SEC's rules and forms. There are inherent limitations to the effectiveness of any system of disclosure controls and 
procedures, including the possibility of human error and the circumvention or overriding of the controls and procedures. Accordingly, even 
effective disclosure controls and procedures can only provide reasonable assurance of achieving their control objectives. 

B. 

Management's Report on Internal Control over Financial Reporting 

This annual report does not include a report of management's assessment regarding internal control over financial reporting due to a 
transition period established by rules of the Securities and Exchange Commission for newly public companies. 

C. 

Attestation Report of the Registered Public Accounting Firm 

This annual report does not include an attestation report of the Company's registered public accounting firm due to a transition period 
established by rules of the Securities and Exchange Commission for newly public companies. 

D. 

Changes in Internal Control Over Financial Reporting 

There were no changes in our internal controls over financial reporting that occurred during the period covered by this annual report that 
have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting. 

Item 16  

  Reserved  

Item 16.A  

  Audit Committee Financial Expert 

Our audit committee consists of Mr. Brian Dunne, Mr. Niall McComiskey and Mr. Alan Robert McIlwraith. Each member of our audit 
committee is financially literate under the current listing standards of the New York Stock Exchange, and our board of directors has 
determined that Mr. Brian Dunne qualifies as an "audit committee financial expert," as such term is defined by the SEC. Mr. Brian Dunne 
is independent under applicable NYSE and SEC standards. 

74 

 
 
 
  
  
 
 
 
 
  
  
 
  
  
  
 
  
 
 
 
 
Item 16.B  

  Code of Ethics 

We have adopted a code of conduct and ethics applicable to our directors, chief executive officer, chief financial officer, principal 
accounting officer and other key management personnel. The code is available for review on our website at 
http://www.ardmoreshipping.com. 

Item 16.C  

  Principal Accountant Fees and Services 

Audit Fees 

Our principal accountants for the fiscal years 2013 and 2012 were Ernst & Young. The audit fees for the audit of each of the years ended 
December 31, 2013 and 2012 were $0.4 million and $0.1 million, respectively. We also incurred $0.6 million of audit fees in relation to our 
IPO in August 2013. 

Audit-Related Fees 

There were no audit-related fees billed in 2013 and 2012. 

Tax Fees 

There were no tax fees billed in 2013 and 2012. 

Other Fees 

There were no other fees billed in 2013 and 2012. 

Audit Committee 

The Audit Committee is responsible for the appointment, replacement, compensation, evaluation and oversight of the work of the 
independent auditors. As part of this responsibility, the audit committee pre-approves the audit and non-audit services performed by the 
independent auditors in order to assure that they do not impair the auditors' independence. The Audit Committee has adopted a policy 
which sets forth the procedures and the conditions pursuant to which services proposed to be performed by the independent auditors may 
be pre-approved. 

The Audit Committee separately pre-approved all engagements and fees paid to our principal accountants in 2013 and 2012. 

Item 16.D 

  Exemptions from the Listing Standards for Audit Committees 

Not applicable. 

Item 16.E  

  Purchases of Equity Securities by the Issuer and Affiliated Purchasers 

None. 

Item 16.F  

  Change in Registrant's Certifying Accountant 

Not applicable. 

Item 16.G  

  Corporate Governance 

Pursuant to an exception for foreign private issuers, we, as a Marshall Islands company, are not required to comply with certain corporate 
governance practices followed by U.S. companies under the NYSE listing standards. We believe that our established practices in the area 
of corporate governance are in line with the spirit of the NYSE standards and provide adequate protection to our shareholders. In this 
respect, we have voluntarily adopted a number of NYSE required practices, such as having a majority of independent directors and 
establishing a compensation committee and a nominating and corporate governance committee. 

75 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following are the significant ways in which our corporate governance practices differ from those followed by U.S. domestic companies 
listed on the NYSE: 

  U.S. issuers are required to have an audit committee, a compensation committee and a nominating and corporate governance 

committee, each comprised entirely of independent directors.  Our audit committee currently consists of two independent directors 
and one non-independent director, who is a non-voting member of the committee.  Our compensation committee currently consists 
of two independent directors and one non-independent director.  Our nominating and corporate governance committee currently 
consists one independent director and two non-independent directors. 

  U.S. issuers are required to obtain shareholder approval prior to the adoption of equity compensation plans.   Our Board approves 

such adoption in lieu of such shareholder approval. 

  The NYSE requires that non-management directors meet regularly in executive sessions without management. The NYSE also 

requires that all independent directors meet in an executive session at least once a year. The Marshall Islands law and our bylaws 
do not require our non-management directors to regularly hold executive sessions without management. 

  The NYSE requires companies to adopt and disclose corporate governance guidelines. The guidelines must address, among other 
things: director qualification standards, director responsibilities, director access to management and independent advisers, director 
compensation, director orientation and continuing education, management succession and an annual performance evaluation. We 
are not required to adopt such guidelines under Marshall Islands law and we have not adopted such guidelines. 

Item 16.H  

  Mine Safety Disclosures 

Not applicable. 

Item 17. 

  Financial Statements 

Not applicable. 

Item 18. 

  Financial Statements 

See index to Financial Statements on page F-1. 

Item 19. 

  Exhibits 

Exhibit 
Number 
1.1 

1.2 

2.1 

4.1 

4.2 

Description 
Amended and Restated Articles of Incorporation of the Company, incorporated by reference to Exhibit 3.1 to Ardmore 
Shipping Corporation's Registration Statement on Form F-1/A (Registration Number 333-189714), filed with the Securities 
and Exchange Commission on July 22, 2013 
Amended and Restated Bylaws of the Company, incorporated by reference to Exhibit 3.2 to Ardmore Shipping Corporation's 
Registration Statement on Form F-1/A (Registration Number 333-189714), filed with the Securities and Exchange 
Commission on July 22, 2013 
Form of Stock Certificate, incorporated by reference to Exhibit 4.1 to Ardmore Shipping Corporation's Registration 
Statement on Form F-1/A (Registration Number 333-189714), filed with the Securities and Exchange Commission on July 
22, 2013. 
Purchase and Option Agreement with respect to SPP Hull TBA #1, SPP Hull TBA #2, MR NB#1 and MR NB#2, 
incorporated by reference to Exhibit 10.3 to Ardmore Shipping Corporation's Registration Statement on Form F-1/A 
(Registration Number 333-189714), filed with the Securities and Exchange Commission on July 22, 2013 
Equity Incentive Plan, incorporated by reference to Exhibit 10.4 to Ardmore Shipping Corporation's Registration Statement 
on Form F-1/A (Registration Number 333-189714), filed with the Securities and Exchange Commission on July 22, 2013 

76 

 
  
   
  
   
 
   
 
   
 
 
 
 
 
 
 
 
 
4.3 

4.4 

8.1 
12.1 
12.2 
13.1 

13.2 

101 

Loan Agreement, dated September 28, 2012, by and among Fastnet Shipco LLC, Shannon Shipco LLC, Rockall Shipco LLC, 
Forth Shipco LLC, Viking Shipco LLC and DBV Bank SE 
Term Loan Facility, dated March 19, 2014, by and among Fair Isle Shipco LLC, Faroe Shipco LLC, Plymouth Shipco LLC, 
Portland Shipco LLC, Wight Shipco LLC, Lundy Shipco LLC, Fisher Shipco LLC, Humber Shipco, ABN AMRO Bank 
N.V., Nordea Bank Finland Plc and Skandinaviska Enskilda Banken AB 
Subsidiaries of the Company 
Rule 13a-14(a)/15d-14(a) Certification of Principal Executive Officer 
Rule 13a-14(a)/15d-14(a) Certification of Principal Financial Officer 
Certification of Principal Executive Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the 
Sarbanes-Oxley Act of 2002 
Certification of Principal Financial Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the 
Sarbanes-Oxley Act of 2002 
The following materials from the Company's Annual Report on Form 20-F for the fiscal year ended December 31, 2013, 
formatted in eXtensible Business Reporting Language (XBRL): 
(i) Consolidated Balance Sheets as of December 31, 2012 and 2013; 
(ii) Consolidated Statements of Operations for the years ended December 31, 2011, 2012 and 2013; 
(iii) Consolidated Statements of Changes in Equity for the years ended December 31, 2011, 2012 and 2013; 
(iv) Consolidated Statements of Cash Flows for the years ended December 31, 2011, 2012 and 2013; and 
(v) Notes to Consolidated Financial Statements 

77 

  
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the hereby certifies that it meets all of the requirements for filing on 
Form 20-F and that it has duly caused and authorized the undersigned to sign this annual report on its behalf. 

SIGNATURE 

Ardmore Shipping Corporation 

By: 

 /s/ Anthony Gurnee 

Chief Executive Officer 
Date: April 24, 2014 

78 

 
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
INDEX TO FINANCIAL STATEMENTS OF ARDMORE SHIPPING CORPORATION 

Index to Audited Financial Statements of Ardmore Shipping Corporation 

Report of independent registered public accounting firm 

Audited consolidated financial statements 

Consolidated balance sheets at December 31, 2013 and 2012 

Consolidated statement of operations for the years ended December 31, 2013, 2012 and 2011 

Consolidated statement of changes in equity for the years ended December 31, 2013, 2012 and 2011 

Consolidated statement of cash flows for the year ended December 31, 2013, 2012 and 2011 

Notes to consolidated financial statements 

F-2 

F-3 

F-4 

F-5 

F-6 

F-7 

F-1 

 
 
  
 
 
 
  
  
  
   
   
  
   
   
   
   
   
   
   
   
   
   
 
  
The Board of Directors and Shareholders of Ardmore Shipping Corporation 

Report of Independent Registered Public Accounting Firm 

We have audited the accompanying consolidated balance sheets of Ardmore Shipping Corporation as of December 31, 2013 and 2012, 
and the related consolidated statements of operations, changes in equity and cash flows for each of the three years in the period ended 
December 31, 2013. These financial statements are the responsibility of the Company's management. Our responsibility is to express 
an opinion on these financial statements based on our audits. 

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those 
standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of 
material misstatement. We were not engaged to perform an audit of the Company's internal control over financial reporting. Our audits 
included consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the 
circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Company's internal control over financial 
reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test basis, evidence supporting the 
amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by 
management, and evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our 
opinion. 

In our opinion, the financial statements referred to above present fairly, in all material respects, the consolidated financial position of 
Ardmore Shipping Corporation at December 31, 2013 and 2012, and the consolidated results of its operations and its cash flows for 
each of the three years in the period ended December 31, 2013, in conformity with U.S. generally accepted accounting principles. 

/s/ Ernst & Young 

Dublin, Ireland 

February 12, 2014 

F-2 

 
 
  
  
  
  
  
  
  
 
 
Ardmore Shipping Corporation 
Consolidated Balance Sheets 
(Expressed in U.S. dollars, unless otherwise stated) 

ASSETS 
Current assets 
Cash and cash equivalents 
Receivables, trade 
Working capital advances 
Prepayments 
Advances and deposits 
Other receivables 
Inventories 
Total current assets 
Non-current assets 
Vessels and equipment, net of accumulated depreciation of $20.8 million (2012: 
$12.4 million) 
Deferred drydock expenditure, net of accumulated amortization of $1.9 million 
(2012: $0.4 million) 
Vessels under construction 
Other non-current assets, net of accumulated depreciation of $0.1 million (2012: 
$0.05 million) 
Deferred finance charges, net of accumulated amortization of $0.7 million (2012: 
$0.6 million) 
Total non-current assets 

TOTAL ASSETS 

LIABILITIES AND EQUITY 
Current liabilities 
Payables, trade 
Charter revenue received in advance 
Other payables 
Amounts due to related parties 
Accrued interest on loans 
Current portion of long-term debt 
Current portion of capital lease obligations 
Total current liabilities 
Non-current liabilities 
Non-current portion of long-term debt 
Non-current portion of capital lease obligations 
Total non-current liabilities 
Equity 
Share capital ($0.01 par value, 250,000,000 shares authorized, 18,050,000 issued and 
outstanding at December 31, 2013 and 8,049,500 at December 31, 2012) 
Additional paid in capital 
Accumulated deficit 
Total equity 

TOTAL LIABILITIES AND EQUITY 

The accompanying notes are an integral part of these financial statements 

F-3 

As at 
    Dec 31, 2013     Dec 31, 2012   

Notes 

5 
6 
7 

8 

8 
8 

8 

        56,860,845         15,334,123   
864,386   
1,573,955   
223,471   
423,703   
498,259   
666,240   
          61,957,978         19,584,137   

743,406        
534,571        
471,563        
1,894,317        
321,810        
1,131,466        

       201,700,229        125,478,619   

1,339,238        

2,517,789   
        89,015,139         29,012,560   

158,308        

133,147   

3,794,741        

3,234,216   
         296,007,655        160,376,331   

         357,965,633        179,960,468   

3,999,311        
1,806,600        
5,436        
—        
557,160        
9,100,000        
1,578,686        

2,514,052   
851,045   
1,867   
600,000   
502,515   
6,819,918   
—   
          17,047,193         11,289,397   

        79,760,000         60,280,082   
        28,800,329        
—   
         108,560,329         60,280,082   

9 
10 

9 
10 

180,500        

80,495   
         244,702,577        116,992,857   
(8,682,363  ) 
          (12,524,966 )      
         232,358,111        108,390,989   

         357,965,633        179,960,468   

 
  
  
    
    
  
  
  
    
      
      
  
    
      
      
  
    
    
       
    
       
    
  
       
    
         
    
         
    
         
    
    
        
        
    
    
    
       
    
    
       
    
         
    
  
    
        
        
    
    
  
    
        
        
    
    
        
        
    
    
        
        
    
    
         
    
         
    
         
    
         
    
         
    
       
    
       
    
    
        
        
    
    
    
    
    
        
        
    
    
         
    
    
    
  
    
        
       
   
    
  
    
        
        
    
 
  
Ardmore Shipping Corporation 
Consolidated Statement of Operations 
(Expressed in U.S. dollars, unless otherwise stated) 

Notes 

For the years ended 
    Dec 31, 2013     Dec 31, 2012     Dec 31, 2011   

        35,867,356         25,172,654         22,375,414   

789,149        

        2,523,842        
468,067   
        18,215,487         14,598,071         12,186,825   
—         1,699,943         1,663,380   
        8,388,208         6,195,416         5,343,091   
        1,420,814        
—   
        5,669,935         2,975,139         2,599,031   
          36,218,286         26,699,209         22,260,394   

441,491        

(350,930 )       (1,526,555 )      

115,020   

        (3,464,006 )       (2,966,014 )       (3,080,472  ) 
3,608   

4,713        

6,059        

          (3,808,877 )       (4,487,856 )       (2,961,844  ) 

(33,726 )      

(51,237 )      

(13,426  ) 

          (3,842,603 )       (4,539,093 )       (2,975,270  ) 

(0.37  ) 
          12,241,599         8,049,500         8,049,500   

(0.56 )      

(0.31 )      

12 

13 
14 

15 

REVENUE 
Revenue 
OPERATING EXPENSES 
Commissions and voyage related costs 
Vessel operating expenses 
Charter hire costs 
Depreciation 
Amortization of deferred drydock expenditure 
General and administrative expenses 
Total operating expenses 

(Loss) / profit from operations 

Interest expense and finance costs 
Interest income 

Loss before taxes 

Income tax 

Net loss 

Loss per share, basic and diluted 
Weighted average number of common shares, basic and diluted 

The accompanying notes are an integral part of these financial statements 

F-4 

 
  
   
    
    
  
   
  
    
      
      
      
  
    
    
      
        
        
    
    
    
    
       
    
    
    
    
  
    
        
        
        
    
    
         
  
    
        
        
        
    
    
    
       
  
    
        
        
        
    
    
  
    
        
        
        
    
    
         
  
    
        
        
        
    
    
  
    
        
        
        
    
    
       
    
  
 
  
Ardmore Shipping Corporation 
Consolidated Statement of Changes in Equity 
(Expressed in U.S. dollars, unless otherwise stated) 

Share 
 capital 

Additional 
 paid-in 
capital 

     TOTAL 

Accumulated 
 deficit 
(1,168,000 )      49,622,925   
—        14,940,000   
—       
16,674   
(2,975,270 ) 
(2,975,270 )     
(4,143,270 )      61,604,329   
—        51,314,503   
11,250   
—       
(4,539,093 ) 
(4,539,093 )     
(8,682,363 )     108,390,989   
—       
500   
—       128,429,204   
571,321   
—       
(1,191,300 ) 
—       
(3,842,603 ) 
(3,842,603 )     
180,500       244,702,577        (12,524,966 )     232,358,111   

80,495        50,710,430       
—        14,940,000       
16,674       
—       
—       
—       
80,495        65,667,104       
—        51,314,503       
11,250       
—       
—       
—       
80,495       116,992,857       
495       
100,000       128,329,204       
571,321       
—       
—        (1,191,300 )     
—       
—       

5       

Balance as at January 1, 2011 
Shareholder contributions 
Share based compensation 
Loss for year 
Balance as at December 31, 2011 
Shareholder contributions 
Share based compensation 
Loss for year 
Balance as at December 31, 2012 
Shareholder contributions 
Net proceeds from equity offering 
Share based compensation 
Dividend payment ($0.066 per share) 
Loss for year 
Balance as at December 31, 2013 

The accompanying notes are an integral part of these financial statements 

F-5 

 
  
 
  
  
    
    
  
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
  
      
        
        
        
  
 
 
Ardmore Shipping Corporation 
Consolidated Statement of Cash Flows 
(Expressed in U.S. dollars, unless otherwise stated) 

   Notes       Dec 31, 2013      Dec 31, 2012       Dec 31, 2011 

For the years ended 

OPERATING ACTIVITIES 
Net loss 
Non-cash items: 
Depreciation 
Amortization of deferred drydock expenditure 
Share based compensation 
Amortization of deferred finance charges 
Deferred tax (benefit) / expense 
Changes in operating assets and liabilities: 
Receivables, trade 
Working capital advances 
Prepayments 
Advances and deposits 
Other receivables 
Inventories 
Payables, trade 
Charter revenue received in advance 
Other payables 
Amounts due to related parties 
Accrued interest on loans 
Deferred drydock expenditure 
Net cash provided by operating activities 
INVESTING ACTIVITIES 
Payments for acquisition of vessels and equipment 
Payments for vessels under construction 
Payments for other non-current assets 
Net cash used in investing activities 
FINANCING ACTIVITIES 
Short-term revolving credit facility 
Proceeds from long-term debt 
Repayments of long term debt 
Proceeds from capital leases 
Repayments of capital leases 
Payments for deferred finance charges 
Net proceeds from equity offering 
Payment of dividend 
Shareholder contributions 
Net cash provided by financing activities 

13 

(3,842,603 )      

(4,539,093 )      

(2,975,270  ) 

8,388,208        
1,420,814        
571,321        
772,787        
—        

120,980        
1,039,384        
(248,092 )      
(1,470,614 )      
176,449        
(465,226 )      
1,485,259        
955,555        
3,569        
(600,000 )      
54,645        
(242,263 )      
8,120,173        

6,195,416        
441,491        
11,250        
254,547        
24,341        

1,126,119        
2,098,612        
26,518        
145,540        
(104,521 )      
(44,449 )      
324,688        
411,705        
(70,993 )      
625,397        
17,965        
(2,959,280 )      
3,985,253        

5,343,091   
—   
16,674   
290,391   
(16,099  ) 

(1,629,497  ) 
(1,331,321  ) 
(214,710  ) 
(419,243  ) 
155,121   
(315,842  ) 
1,401,642   
(14,968  ) 
(86,532  ) 
(25,397  ) 
219,233   
—   
397,273   

9 
9 
9 

        (63,497,023 )      
        (81,072,100 )      
(68,435 )      
         (144,637,558 )      

(1,330,198 )      
(13,560,194 )      
(51,122 )      
(14,941,514 )      

(41,381,029  ) 
(15,418,751  ) 
(120,774  ) 
(56,920,554  ) 

—        
          47,030,000        
          (25,270,000 )      
          31,500,000        
(1,120,985 )      
(1,333,312 )      
          128,429,204        
(1,191,300 )      
500        
          178,044,107        

(30,265,000 )      
38,700,000        
(37,200,000 )      
—        
—        
(1,719,423 )      
—        
—        
51,314,503        
20,830,080        

15,495,000   
32,000,000   
(4,400,000  ) 
—   
—   
(1,255,205  ) 
—   
—   
14,940,000   
56,779,795   

Net increase in cash and cash equivalents 

          41,526,722        

9,873,819        

256,514   

Cash and cash equivalents at the beginning of the year 

          15,334,123        

5,460,304        

5,203,790   

Cash and cash equivalents at the end of the year 

          56,860,845        

15,334,123        

5,460,304   

Cash paid during the year for: 
Interest payments, net of capitalised interest 
Taxation 
The accompanying notes are an integral part of these financial statements 

3,619,005        
33,963        

3,235,270        
42,998        

2,570,847   
12,063   

F-6 

 
  
    
    
  
  
  
    
      
      
      
  
    
       
    
      
        
        
    
    
       
    
       
    
       
    
       
    
         
    
        
        
        
    
    
         
    
         
    
         
    
         
    
         
    
         
    
         
    
         
    
         
    
         
    
         
    
         
    
         
    
        
        
        
    
    
    
    
       
    
    
        
        
        
    
    
         
    
    
    
    
         
    
         
    
    
         
    
         
    
  
    
        
        
        
    
    
  
    
        
        
        
    
    
  
    
        
        
        
    
    
  
    
        
        
        
    
    
        
        
        
    
    
         
    
         
Ardmore Shipping Corporation 
Notes to Consolidated Financial Statements 
(Expressed in U.S. dollars, unless otherwise stated) 

1.    Overview 

1.1.    Background 

Ardmore Shipping Corporation (NYSE: ASC) ("ASC") and subsidiaries (collectively "Ardmore" or "the Company") is an 
international marine transportation company. Ardmore was established to acquire and operate a high quality fleet of tanker vessels. As 
at December 31, 2013 Ardmore had eight vessels in operation, twelve vessels under construction and was awaiting delivery of one 
recently acquired second-hand vessel. The average age of Ardmore's operating fleet at December 31, 2013 is 5.9 years. 

All of Ardmore's vessels are double-hulled and are engaged in the transportation of refined oil and chemical products. All the vessels 
are subject to IMO (International Maritime Organization) regulations including MARPOL (the International Convention for the 
Prevention of Pollution from Ships) and regulations of major oil and energy-related companies and other relevant international 
standards. 

1.2.    Management and organizational structure 

Ardmore Shipping Corporation ("ASC") was incorporated in the Republic of the Marshall Islands on May 14, 2013 as a wholly owned 
subsidiary of GA Holdings LLC, a limited liability company incorporated in the Marshall Islands. On August 6, 2013, the Company 
completed its initial public offering ("IPO") of 10,000,000 shares of its common stock, par value $0.01, at $14.00 per share. The gross 
proceeds to the Company from the IPO were $140 million before deducting underwriting commissions and IPO related expenses. 
Prior to the initial public offering of ASC's common stock, GA Holdings LLC exchanged all of the shares of its wholly owned 
subsidiary, Ardmore Shipping LLC ("ASLLC"), for 8,049,500 additional shares of ASC and ASLLC became a wholly owned 
subsidiary of ASC ("the Reorganization"). The financial statements have been retroactively adjusted to reflect the issuance of 
8,049,500 shares in connection with the Reorganization. Immediately following the IPO, GA Holdings LLC held 44.6% of the 
common stock of the Company, with the remaining 55.4% held by public investors. 

1.3.    Vessels 

Ardmore's fleet as of December 31, 2013 comprises the following: 

Vessel Name 
In Operation 
Ardmore Seavaliant 
Ardmore Seaventure 
Ardmore Seatrader 
Ardmore Seamaster 
Ardmore Seafarer 
Ardmore Centurion 
Ardmore Calypso 
Ardmore Capella 
Awaiting delivery 
Ardmore Seamariner 

Type 

Dwt 

IMO 

Built 
 Date 

Built 
 Country 

Employment 

Specification 

Product/Chemical  49,998 
Product/Chemical  49,998 

Product/Chemical  45,840 

Product 

Product 

Product/Chemical  29,006 
Product/Chemical  17,589 
Product/Chemical  17,567 

3 
3 
47,141  —  Dec-02 
3 
Sep-04 
45,744  —  Aug-04 

Feb-13  Korea 
Jun-13  Korea 
Japan 
Japan 
Japan 
2  Nov-05  Korea 
Jan-10  Korea 
2 
Jan-10  Korea 
2 

Time Charter 
Time Charter 
Time Charter 
Time Charter 
Time Charter 
Spot 
Pool 
Pool 

Eco-design 
Eco-design 
Eco-mod 
Eco-mod 
Eco-mod 
Eco-mod 
Eco-mod 
Eco-mod 

Product 

45,726  —  Oct-06 

Japan 

Time Charter 

Eco-mod 

F-7 

  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
  
Ardmore Shipping Corporation 
Notes to Consolidated Financial Statements 
(Expressed in U.S. dollars, unless otherwise stated) 

Vessel Name 
On Order 
Ardmore Seavantage 
Ardmore Seavanguard 
SPP Hull S-1162 
SPP Hull S-1163 
SPP Hull S-1171 
SPP Hull S-1172 
HMD Hull H-2480 
HMD Hull H-2481 
FKA Hull N-2062 
FKA Hull N-2063 
FKA Hull N-2065 
FKA Hull N-2067 
Total 

Type 

   Dwt 

   IMO    

Built 
 Date 

Built 

 Country    Employment   

Specification 

   Product/Chemical    49,997    
   Product/Chemical    49,998    
   Product/Chemical    50,300    
   Product/Chemical    50,300    
   Product/Chemical    50,300    
   Product/Chemical    50,300    
   Product/Chemical    37,000    
   Product/Chemical    37,000    
   Product/Chemical    25,000    
   Product/Chemical    25,000    
   Product/Chemical    25,000    
   Product/Chemical    25,000    

21 

   823,804     

3 
3 
3 
3 
3 
3 
2 
2 
2 
2 
2 
2 

Jan-14     Korea 
   Feb-14     Korea 
   Korea 
   Korea 
   Korea 
   Korea 
   Korea 
   Korea 
Japan 
Japan 
Japan 
Japan 

1Q15 
2Q15 
2Q15 
3Q15 
1Q15 
1Q15 
4Q14 
1Q15 
3Q15 
4Q15 

   Time Charter   
MI 
MI 
MI 
MI 
MI 
MI 
MI 
MI 
MI 
MI 
MI 

Eco-design 
Eco-design 
Eco-design 
Eco-design 
Eco-design 
Eco-design 
Eco-design 
Eco-design 
Eco-design 
Eco-design 
Eco-design 
Eco-design 

On February 27, 2013 Ardmore took delivery of the Ardmore Seavaliant from SPP Shipbuilding Co., Ltd, in Korea. The Ardmore 
Seavaliant is an IMO 3 product and chemical tanker and was employed on a one year time charter. 

On June 7, 2013 Ardmore took delivery of the Ardmore Seaventure from SPP Shipbuilding Co., Ltd, in Korea. The Ardmore 
Seaventure is an IMO 3 product and chemical tanker and was employed on a one year time charter. 

On October 23, 2013 Ardmore agreed to acquire a 45,726 dwt MR product tanker built in October 2006 at Minami Nippon 
Shipbuilding Co., Ltd., Japan, to be renamed the  Ardmore Seamariner . 

2.    Significant accounting policies 

2.1.    Basis of preparation 

The accompanying consolidated financial statements have been prepared in accordance with U.S. Generally Accepted Accounting 
Principles ("U.S. GAAP"). The consolidated financial statements include the accounts of ASC and its subsidiaries. All subsidiaries are 
100% directly or indirectly owned by ASC. All intercompany balances and transactions have been eliminated on consolidation. 

2.2.    Uses of estimates 

The preparation of the consolidated financial statements in accordance with U.S. GAAP requires management to make estimates and 
assumptions that affect the amounts reported in the consolidated financial statements and accompanying notes. On an on-going basis, 
management evaluates the estimates and judgments, including those related to uncompleted voyages, future drydock dates, the 
selection of useful lives for tangible assets, expected future cash flows from long-lived assets to support impairment tests, provisions 
necessary for accounts receivables, the selection of inputs used in the valuation model for share based payment awards, provisions for 
legal disputes and contingencies. Management bases its estimates and judgments on historical experience and on various other factors 
that are believed to be reasonable. Actual results could differ from those estimates. 

F-8 

 
  
  
    
    
    
    
    
    
  
  
  
  
    
    
    
    
    
    
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
    
    
    
  
  
  
  
  
  
  
  
  
  
Ardmore Shipping Corporation 
Notes to Consolidated Financial Statements 
(Expressed in U.S. dollars, unless otherwise stated) 

2.3.    Reporting currency 

The consolidated financial statements are stated in U.S. Dollars. The functional currency of Ardmore is U.S. Dollars because Ardmore 
operates in international shipping markets which typically utilize the U.S. Dollar as the functional currency. Transactions involving 
other currencies during the year are converted into U.S. Dollars using the exchange rates in effect at the time of the transactions. At 
the balance sheet date, monetary assets and liabilities that are denominated in currencies other than U.S. Dollar are translated to reflect 
the year end exchange rates. Resulting gains and losses are included in the accompanying consolidated statement of operations. 

2.4.    Recent accounting pronouncements 

There are no recent accounting pronouncements issued whose adoption would have a material impact on Ardmore's consolidated 
financial statements in the current year or are expected to have a material impact on future years. 

2.5.    Cash and cash equivalents 

Ardmore classifies investments with an original maturity date of three months or less as cash and cash equivalents. 

2.6.    Receivables, trade 

Trade receivables include amounts due from charterers for hire and other recoverable expenses due to Ardmore. At the balance sheet 
date, all potentially uncollectible accounts are assessed individually for the purposes of determining the appropriate provision for 
doubtful accounts. 

2.7.    Working capital advances 

Working capital advances relate to capital advanced directly to ship pools in which Ardmore's vessels operate together with working 
capital amounts advanced under time charter agreements. The working capital amounts advanced under time charter agreements 
allows Ardmore to share in the profits and losses arising from the vessels employment in the spot market. The working capital 
amounts advanced under the time charter are advanced for the period of the time charter. The amounts are classified as current assets 
where it is expected that the amounts advanced will be realized within one year. 

2.8.    Prepayments 

Prepayments consist of payments in advance for insurance or other ad hoc purchases. 

2.9.    Advances and deposits 

Advances and deposits primarily include amounts advanced to the technical managers for expenses incurred by them in operating the 
vessels, together with other necessary deposits paid during the course of business. 

2.10.    Other receivables 

Other receivables primarily relate to insurance claims outstanding, certain assets held by vessel managers and other necessary 
receivables. Insurance claims are recorded, net of any deductible amounts, at the time Ardmore realizes insured damages, where 
recovery is probable under the related insurance policies and where Ardmore can make an estimate of the amount to be reimbursed 
following the insurance claim. At the balance sheet date, all potentially uncollectible accounts are assessed individually for the 
purposes of determining the appropriate provision for doubtful accounts. 

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Ardmore Shipping Corporation 
Notes to Consolidated Financial Statements 
(Expressed in U.S. dollars, unless otherwise stated) 

2.11.    Inventories 

Inventories consist of bunkers, lubricating oils and other consumables on board our vessels. Inventories are valued at the lower of cost 
or market value on a first-in first-out basis. Cost is based on the normal levels of cost and comprises the cost of purchase, being the 
suppliers' invoice price with the addition of charges such as freight or duty where appropriate. 

2.12.    Vessels 

Vessels are recorded at their cost less accumulated depreciation. Vessel cost comprises acquisition costs directly attributable to the 
vessel and the expenditures made to prepare the vessel for its initial voyage. Vessels are depreciated on a straight-line basis over their 
estimated useful economic life from the date of initial delivery from the shipyard. The useful life of Ardmore's vessels is estimated at 
25 years from the date of initial delivery from the shipyard. Depreciation is based on cost less estimated residual scrap value. Residual 
scrap value is estimated as the lightweight tonnage of each vessel multiplied by the estimated scrap value per ton. Ardmore capitalizes 
and depreciates the costs of significant replacements, renewals and upgrades to its vessels over the shorter of the vessel's remaining 
useful life or the life of the renewal or upgrade. The amount capitalized is based on management's judgment as to expenditures that 
extend a vessel's useful life or increase the operational efficiency of a vessel. Costs that are not capitalized are recorded as a 
component of direct vessel operating expenses during the period incurred. Expenses for routine maintenance and repairs are expensed 
as incurred. 

2.13.    Impairment 

Vessels and equipment that are "held and used" are assessed for impairment when events or circumstances indicate the carrying 
amount of the asset may not be recoverable. When such indicators are present, a vessel to be held and used is tested for recoverability 
by comparing the estimate of future undiscounted net operating cash flows expected to be generated by the use of the vessel over its 
remaining useful life and its eventual disposition to its carrying amount. Net operating cash flows are determined by applying various 
assumptions regarding future revenues net of commissions, operating expenses, scheduled dry-dockings, expected offhire and scrap 
values, and taking into account historical revenue data and published forecasts on future world economic growth and inflation. An 
impairment charge is recognized if the carrying value is in excess of the estimated future undiscounted net operating cash flows. The 
impairment loss is measured based on the excess of the carrying amount over the fair market value of the asset. 

2.14.    Drydock expenditure 

Vessels are typically drydocked every three to five years. Expenditures incurred in drydocking are deferred and amortized until the 
next scheduled drydocking. Ardmore only includes in deferred drydocking costs those direct costs that are incurred as part of the 
drydocking to meet regulatory requirements, expenditures that add economic life to the vessel, and expenditures that increase the 
vessels earnings capacity or improve the vessels operating efficiency. 

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Ardmore Shipping Corporation 
Notes to Consolidated Financial Statements 
(Expressed in U.S. dollars, unless otherwise stated) 

2.15.    Vessels under construction 

The carrying value of the vessels under construction represents the accumulated costs to the balance sheet date which Ardmore has 
had to pay by way of purchase instalments and other capital expenditures, together with capitalized interest and other re-delivery 
costs. The amount of interest expense capitalized in an accounting period is determined by applying an interest rate ("the capitalization 
rate") to the average amount of accumulated expenditures for the asset during the period. The capitalization rates used in an 
accounting period are based on the rates applicable to borrowings outstanding during the period. If Ardmore's borrowings are directly 
attributable to the vessels under construction, Ardmore uses the rate on that borrowing as the capitalization rate. If average 
accumulated expenditures for the asset exceed the amounts of specific borrowings associated with the asset, the capitalization rate 
applied to such excess is a weighted average of the rates applicable to other borrowings of Ardmore. Ardmore does not capitalize 
amounts in excess of actual interest expense incurred in the period. No charge for depreciation is made until the vessel is available for 
use. 

2.16.    Other non-current assets 

Other assets relate to office equipment, fixtures and fittings. These are recorded at their cost less accumulated depreciation and are 
depreciated based on estimated useful life of five years. 

2.17.    Deferred finance charges 

Deferred financing charges include fees, commissions and legal expenses associated with securing loan facilities. These costs are 
amortized to interest expense and finance costs in the consolidated statement of operations using the effective interest method over the 
life of the related debt. 

2.18.    Payables, trade 

Payables, trade include all accounts payable and accrued liabilities in relation to the operating and running of the vessels, along with 
amounts due for general and administrative expenses. 

2.19.    Capital leases 

Capital leases relate to financing arrangements for vessels in operation. Interest costs are expensed to interest expense and finance 
costs in the consolidated statement of operations using the effective interest method over the life of the lease. 

2.20.    Contingencies 

Claims, suits and complaints arise in the ordinary course of Ardmore's business. Ardmore provides for contingent liabilities when (i) it 
is probable that a liability has been incurred at the date of the financial statements and (ii) the amount of the loss can be reasonably 
estimated. Disclosure in the notes to the financial statements is required for contingent liabilities that do not meet both these 
conditions if there is a reasonable possibility that a liability may have been incurred at the balance sheet date. Any such matters that 
should be disclosed, or for which a provision should be established in the accompanying consolidated financial statements, are 
discussed in Note 19 to the consolidated financial statements. 

2.21.    Distributions to shareholder 

Distributions to the shareholder are applied first to retained earnings. When retained earnings are not sufficient, distributions are 
applied to the additional paid in capital account. 

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Ardmore Shipping Corporation 
Notes to Consolidated Financial Statements 
(Expressed in U.S. dollars, unless otherwise stated) 

2.22.    Equity issuance costs 

Incremental costs incurred that are directly attributable to a proposed or actual offering of equity securities are deferred and deducted 
from the related proceeds of the offering, and the net amount recorded as contributed shareholder's equity in the period when such 
shares are issued. Other costs incurred that are not directly attributable, but are related, to a proposed or actual offering are expensed 
as incurred. 

2.23.    Share based compensation 

Ardmore may grant share based payment awards, such as restricted stock units, as incentive-based compensation to certain employees. 
The Company measures the cost of such awards using the grant date fair value of the award and recognizes that cost, net of estimated 
forfeitures, over the requisite service period, which generally equals the vesting period. If the award contains a market condition, such 
conditions are included in the determination of the fair value of the stock unit. Once, the fair value has been determined the associated 
expense is recognized in the statement of operations over the requisite service period. Refer to Note 18 to the consolidated financial 
statements for further information. 

2.24.    Financial instruments 

The carrying values of cash and cash equivalents, accounts receivable and accounts payable reported in the consolidated balance sheet 
are reasonable estimates of their fair values due to their short-term nature. The fair values of long-term debt approximate the recorded 
values due to the variable interest rates payable. 

2.25.     Revenues and expenses 

2.25.1.     Time charter revenues 

If a time charter agreement exists, the rate is fixed or determinable, service is provided and collection of the related revenue is 
reasonably assured, Ardmore recognizes revenues over the term of the time charter. Ardmore does not recognize revenue during days 
the vessel is offhire. Where the time charter contains a profit or loss sharing arrangement, the profit or loss is recognized based on 
amounts earned or incurred as of the reporting date. 

2.25.2.     Pool revenues 

Revenues and voyage expenses of Ardmore's vessels operating in pool arrangements are pooled with the revenues and voyage 
expenses of other pool participants. The resulting net pool revenues, calculated on the time charter equivalent basis, are allocated to 
the pool participants according to an agreed formula. The formula used to allocate net pool revenues vary among different pools but 
generally allocates revenues to pool participants on the basis of the number of days a vessel operates in the pool with weighted 
adjustments made to reflect the vessel's differing capacities and performance capabilities. Ardmore accounts for its vessels share of net 
pool revenue on the allocated time charter equivalent on a monthly basis. Net pool revenues due from the pool are included in 
receivables, trade. 

2.25.3.     Voyage revenues 

Revenues from voyage charters on the spot market are recognized ratably on a discharge to discharge basis, i.e. from when cargo is 
discharged (unloaded) at the end of one voyage to when it is discharged after the next voyage, provided an agreed non-cancelable 
charter between Ardmore and the charterer is in existence, the charter 

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Ardmore Shipping Corporation 
Notes to Consolidated Financial Statements 
(Expressed in U.S. dollars, unless otherwise stated) 

rate is fixed or determinable and collectability is reasonably assured. Revenue under voyage charters will not be recognized until a 
charter has been agreed even if the vessel has discharged its previous cargo and is proceeding to an anticipated port of loading. 

2.25.4.     Expenses 

All voyage expenses are expensed as incurred. Under time charters or pool employment, expenses such as fuel, port charges, canal 
tolls and cargo handling operations are paid by the charterers. Under voyage charters, these expenses are borne by Ardmore and 
expensed as incurred. 

All commissions and administration fees are expensed as incurred which is over the term of the employment of the vessel. 

Vessel operating expenses are costs which are directly attributable to the operation of the vessels such as crew costs, lubricating oils, 
insurance, repairs and maintenance. Vessel operating expenses are expensed as incurred. 

2.25.5.     Charter hire costs 

Charter hire costs relate to amounts paid for chartering in vessels. Charter hire costs are expensed to the statement of operations as 
incurred. 

2.26.     Income taxes 

Republic of Marshall Islands 

Ardmore Shipping Corporation, Ardmore Shipping LLC and all vessel owning subsidiaries are incorporated in the Marshall Islands. 
Ardmore Shipping Corporation believes that neither it, nor its subsidiaries, are subject to taxation under the laws of the Republic of 
Marshall Islands and that distributions by its subsidiaries to Ardmore Shipping Corporation will not be subject to any taxes under the 
laws of the Republic of the Marshall Islands. 

Ireland 

Ardmore Shipholding Limited and Ardmore Shipping Limited are incorporated in Ireland. The consolidated financial statements 
reflect the fact that the Irish incorporated entities, along with all vessels operating subsidiaries, are separate taxable entities resident for 
tax purposes in Ireland. All income tax relates to continuing operations. 

Ardmore Shipping Corporations vessel operating subsidiaries have elected, for Irish corporation tax purposes, into the Irish Tonnage 
Tax regime whereby each vessel operating subsidiary is assessed to Irish corporation tax on attributed notional tonnage tax profits 
which are calculated by reference to the size of the ship. The notional tonnage tax profits are then taxed at the standard rate of 
corporation tax of 12.5%. Ardmore Shipholding Limited and Ardmore Shipping Limited's non-tonnage tax trading profits are taxable 
at the standard rate of corporation tax which is currently 12.5% based on generally accepted accounting principles in Ireland. Other 
trading profits are taxed at 12.5%. Any non-trading / passive income is taxed at the higher rate of corporation tax which is currently 
25%. 

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Ardmore Shipping Corporation 
Notes to Consolidated Financial Statements 
(Expressed in U.S. dollars, unless otherwise stated) 

Deferred taxation 

Deferred income tax assets and liabilities are recognized for the future tax consequences attributed to differences between the financial 
statements and tax basis of existing assets and liabilities using enacted rates applicable to the periods in which the differences are 
expected to affect taxable income. Deferred income tax balances included on the consolidated balance sheet reflect the effects of 
temporary differences between the carrying amounts of assets and liabilities and their tax basis and are stated at enacted tax rates 
expected to be in effect when taxes are actually paid or recovered. Deferred income tax assets represent amounts available to reduce 
income taxes payable on taxable income in future years. The recoverability of these future tax deductions is evaluated by assessing the 
adequacy of future taxable income, including the reversal of temporary differences and forecasted operating earnings. If it is deemed 
more likely than not that the deferred tax assets will not be realized Ardmore provides for a valuation allowance. Income taxes have 
been provided for all items included in the consolidated statement of operations regardless of when such items were reported for tax 
purposes or when the taxes were actually paid or refunded. 

Uncertainties related to income taxes 

The Financial Accounting Standards Board issued guidance clarifying the accounting for uncertainty in income taxes recognized in 
the financial statements. The guidance requires companies to determine whether it is more-likely-than-not that the tax position taken 
or expected to be taken in a tax return will be sustained upon examination, including resolution of any related appeals or litigation 
processes, based on the technical merits of the position. If a tax position meets the more-likely-than-not threshold it is measured to 
determine the amount of benefit to recognize in the financial statements. The Company recognizes interest and penalties related to 
uncertain tax positions in income tax expense. 

3.     Business and segmental reporting 

Ardmore is primarily engaged in the ocean transportation of petroleum and chemical products in international trade through the 
ownership and operation of a fleet of tankers. Tankers are not bound to specific ports or schedules and therefore can respond to market 
opportunities by moving between trades and geographical areas. Ardmore charters its vessels to commercial shippers through a 
combination of time-charter and pool arrangements. The chief operating decision maker ("CODM") does not use discrete financial 
information to evaluate the operating results for each such type of charter. Although revenue can be identified for these types of 
charters, management cannot and does not identify expenses, profitability or other financial information for these charters. As a result, 
management, including the chief operating decision maker, reviews operating results solely by revenue per day and operating results 
of the fleet. Furthermore, when Ardmore charters a vessel to a charterer, the charterer is free to trade the vessel worldwide and, as a 
result, the disclosure of geographic information is impracticable. In this respect, Ardmore has determined that it operates under one 
reportable segment, relating to its operations of its vessels. 

The following table presents consolidated revenues for customers that accounted for more than 10% of Ardmore's consolidated 
revenues during the periods presented: 

For the year ended 
Dec 31, 2013        Dec 31, 2012       Dec 31, 2011    
17,183,539   
5,191,875   

<10 %      16,336,503        
5,022,559        
<10 %     
<10 %     
<10 %     
<10 %     

5,145,075        
8,119,657        
4,860,957        
4,360,159        
10,299,096        

<10 % 
<10 % 
<10 % 
<10 % 

Navig8 Group 
Dampskibsselskabet Norden A/S 
Cargill International SA,Geneva 
Itochu Enex Co., Ltd 
Koch Shipping, Inc. 
Womar Logistic Pte., Ltd 

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Ardmore Shipping Corporation 
Notes to Consolidated Financial Statements 
(Expressed in U.S. dollars, unless otherwise stated) 

4.     Contractual charter revenue 

The minimum future revenues to be received from time charters in place as of December 31, 2013 (before Ardmore's share of profit / 
loss under the time charter participation and assuming no offhire) which are accounted for as operating leases is as follows: 

2014 
2015 

As at 
  Dec 31, 2013   
     22,361,045   
     1,032,857   

As of December 31, 2013, seven of Ardmore's vessels are part of time charter agreements. The leases expire as follows: 

Name 
Ardmore Seavaliant 
Ardmore Seaventure 
Ardmore Seatrader 
Ardmore Seamaster 
Ardmore Seafarer 
Ardmore Seavantage 
Ardmore Seavanguard 

Lease expiry 
Feb, 2014 
Jun, 2014 
Aug, 2014 
Jul, 2014 
Jul, 2014 
Jan, 2015 
Feb, 2015 

Lease option 
No 
No 
Yes 
Yes 
Yes 
Yes 
Yes 

The charterers of the Ardmore Seavantage and the Ardmore Seavanguard have an option to extend the time charter agreement at a 
market based rate for a second and third year which is to be determined prior to the commencement of the option. 

The Ardmore Calypso and Ardmore Capella are employed under a pool arrangement which does not have a fixed lease expiration 
period. 

From August, 2013 the Ardmore Centurion was employed under a third party spot chartering arrangement. Prior to this the Ardmore 
Centurion was employed on a time charter which included a profit sharing arrangement whereby, Ardmore was entitled to 50% of the 
profits arising on vessels employment in the charterer's pool after payment of charter hire to Ardmore. All profits arising from the 
profit sharing arrangement were recognized based on amounts earned as of the reporting date. Profit share revenue in relation to this 
arrangement for the year ended December 31, 2013 amounted to $222,648 (2012: $207,788 and 2011: $50,097). 

Ardmore had two separate supplemental charter hire agreements, in respect of the Ardmore Seafarer and the Ardmore Seatrader, 
which entitled Ardmore to participate in the profits arising from, or losses incurred on, each vessels employment in the charterer's 
pool. These agreements are for the period of each time charter. One of the time charters expired in July 2012 and the other time charter 
expired in February 2013. The supplemental charter hire agreements entitled Ardmore to 60% of the profits arising from, or losses 
incurred on, each vessels employment in the charterer's pool, after payment of charter hire to Ardmore. All profits or losses under the 
supplemental charter hire agreement are recognized based on amounts earned or incurred as of the reporting date. For the year ended 
December 31, 2013 Ardmore incurred losses of $71,615 (2012: loss of $441,713 and 2011: loss of $98,235) in relation to these 
agreements. 

On May 12, 2011 and July 17, 2011 Ardmore took delivery of the Hellespont Crusader and Hellespont Commander respectively 
under a time charter-in arrangement. These vessels were re-delivered to the owner on May 29, 2012 and June 23, 2012 respectively. 
These vessels were employed under a pool arrangement. 

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Ardmore Shipping Corporation 
Notes to Consolidated Financial Statements 
(Expressed in U.S. dollars, unless otherwise stated) 

Supplementary to the pool employment agreement for the vessels, Ardmore entered into a profit or loss sharing agreement with an 
affiliate of the pool manager (the "Pool Manager Affiliate"), whereby the profit or loss arising from the pool employment income less 
the charter-in cost, of the vessels, was shared 75% / 25% between Ardmore and the Pool Manager Affiliate respectively. Ardmore's 
policy is to recognize only its share of revenue and expenses. 

5.     Cash and cash equivalents 

Cash and cash equivalents 

 As at 
  Dec 31, 2013     Dec 31, 2012   
     56,860,845        15,334,123   

Ardmore is required to maintain a minimum cash balance in accordance with its long-term debt facility agreement (see Note 9). 

6.     Receivables, trade 

There was no provision for doubtful accounts as at December 31, 2013 (2012: $0). The maximum amount of loss due to the credit risk 
is the full amount of trade receivables. All trade receivables are current. The carrying value of receivables approximates their fair 
value. 

7.     Working capital advances 

At the balance sheet date, all potentially uncollectible working capital advances are assessed individually for purposes of determining 
the appropriate provision for doubtful accounts. There was no provision for doubtful advances at December 31, 2013 (2012: $0). 

8.     Non-current assets 

The scrap value of the vessels is estimated at $300 (2012: $300) per lightweight ton. Interest capitalized in relation to vessels under 
construction as of December 31, 2013 amounts to $2,372,199 (2012: $1,081,182). Vessels, which are owned and operated by 
Ardmore, have been provided as collateral under certain loan agreements entered into by Ardmore (see Note 9). As at December 31, 
2013 an amount of $4,234,701 (2012: $0) was included in vessels and equipment which related to initial payments for the acquisition 
of a second-hand vessel that had not delivered at the balance sheet date. Other non-current assets comprise office equipment, fixtures 
and fittings. No impairment has been recognized as at the balance sheet date. 

9.     Debt 

Short-term revolving credit facility 

On July 15, 2010, Ardmore Shipholding Limited, entered into a short term revolving credit facility agreement for $30 million. On 
September 6, 2011, the loan agreement was amended to increase the amount available under the facility to $50 million. Interest was 
calculated on each tranche from July 2010 to April 2013 at LIBOR plus 5%. Interest from May 2013 to August 2013 was calculated 
on each tranche at LIBOR plus 4%. In August 2013 the facility was fully repaid and the facility cancelled. Amounts drawn down in 
prior periods were used to finance Ardmore's capital commitments and for temporary working capital needs. 

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Ardmore Shipping Corporation 
Notes to Consolidated Financial Statements 
(Expressed in U.S. dollars, unless otherwise stated) 

Long-term debt 

As at December 31, 2013 Ardmore had three loan facilities. ASC's subsidiaries have first priority mortgages against the relevant 
vessels in favor of the financier as security for its obligations under the loan agreements. ASC's subsidiary, Ardmore Shipholding 
Limited, has provided a guarantee in respect of the three loan facilities. These guarantees can be called upon where a default in loan 
repayment occurs. The balance on each facility at the balance sheet date is as follows: 

Facility I (ABN AMRO) 
Facility II (ABN AMRO) 
Facility III (DVB Bank) 

Current portion of long-term debt 
Non-current portion of long-term debt 

Future minimum repayments under ASC's loan facilities for each year ended are as follows: 

2014 
2015 
2016 
2017 
2018 
2019 

Facility I 

As at 
  Dec 31, 2013   
     9,000,000   
     46,830,000   
     33,030,000   
     88,860,000   
     9,100,000   
     79,760,000   

As at 
  Dec 31, 2013   
     9,100,000   
     9,100,000   
     9,100,000   
     9,100,000   
     38,530,000   
     13,930,000   
     88,860,000   

On March 16, 2011, three of ASC's subsidiaries entered into a long term loan facility agreement with ABN AMRO Bank for $40.5 
million for vessel acquisitions. This loan was drawn down in three tranches. The first tranche was drawn down in April, 2011 and the 
second and third tranches were drawn down in June 2011. $32 million was drawn down on this facility and the remaining $8.5 million 
is no longer available for borrowing. Interest is calculated on each tranche at LIBOR plus 3.25%. On March 28, 2013 two of the 
subsidiaries subject to this loan entered into a capital lease arrangement (see Note 10). As part of this arrangement the senior debt 
outstanding on the vessels was repaid in full on April 2, 2013. The amount repaid was $17.9 million. As such, of this facility, one 
subsidiary remains with debt outstanding. Principal repayments on loans are made on a quarterly basis. There was an amendment to 
this loan facility on September 30, 2013 whereby the maturity date was extended from 2016 to 2018. This resulted in a modification of 
the loan agreement (See note 13). The amount outstanding at the balance sheet date in relation to this facility is $9.0 million. 

Facility II 

On August 24, 2011, two of ASC's subsidiaries entered into a long term loan facility agreement with ABN AMRO Bank for $48.9 
million for two of its vessels under construction. This loan was drawn down in six tranches. Interest is calculated on each tranche at 
LIBOR plus 3.20%. Principal repayments on loans are made on a quarterly basis, with a balloon payment paid with the final 
instalment. The loan fully matures in 2018. The total amount of this facility was drawn down and the balance at the balance sheet date 
is $46.8 million. 

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Ardmore Shipping Corporation 
Notes to Consolidated Financial Statements 
(Expressed in U.S. dollars, unless otherwise stated) 

Facility III 

On September 28, 2012, five of ASC's subsidiaries entered into a long term loan facility agreement with DVB Bank for $81.85 
million. $36.85 million of this has been drawn down at the balance sheet date and matures in 2019. Interest on this tranche is 
calculated at LIBOR plus 3.75%. The remaining $45 million of the new facility is for Ardmore's vessels under construction and will 
be drawn down in conjunction with the delivery of these vessels. Principal repayments on loans are made on a quarterly basis, with a 
balloon payment paid with the final instalment. The amount outstanding at the balance sheet date in relation to this facility is $33.0 
million. This loan agreement replaced an existing loan agreement dated October 15, 2010 which resulted in a modification of the loan 
agreement (See note 13). 

Long-term debt financial covenants 

Agreements related to long-term debt obligations stated above include covenants which limit the amount of total long-term debt as a 
proportion of total market value of assets and provide for a minimum net worth for Ardmore. Ardmore is required to maintain a 
minimum cash balance based on the number of vessels Ardmore owns. The required minimum cash balance for Ardmore as at 
December 31, 2013 was $4,800,000 (2012: $3,600,000). Ardmore is also required to maintain sufficient collateral for its debt facilities 
whereby the fair market value of its vessels, plus any additional collateral, must be above a certain percentage of debt outstanding 
(value maintenance covenant). The required value maintenance covenant varies under each loan facility ranging from 125% to 135%. 
The value maintenance covenant for one of Ardmore's vessels increases from 135% to 150% when the vessel is over twelve years old. 
Ardmore is also required to have a net worth of not less than $45 million. The long-term debt obligations do not impose a restriction 
on dividend, distribution, return of capital unless an event of default has occurred, is continuing or will result from such payment. 
Ardmore is fully compliant with all of its loan covenants at the balance sheet date. 

10.     Capital leases 

On March 28, 2013 two of ASC's subsidiaries entered into an agreement for the sale and leaseback (under a capital lease arrangement) 
of the Ardmore Calypso  and  Ardmore Capella . The capital lease arrangement was executed on April 2, 2013. This transaction is 
treated as a financing transaction. As part of this arrangement the senior debt outstanding on the vessels was repaid in full on April 2, 
2013. The amount repaid was $17.9 million. The capital lease is scheduled to expire in 2018 and includes a mandatory purchase 
obligation to repurchase the vessels. ASC's subsidiary, Ardmore Shipholding Limited, has provided a guarantee in respect of this 
financing arrangement. 

Current portion of capital lease obligations 
Non-current portion of capital lease obligations 
Total capital lease obligations 

As at 
  Dec 31, 2013   
     1,578,686   
     28,800,329   
     30,379,015   

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Ardmore Shipping Corporation 
Notes to Consolidated Financial Statements 
(Expressed in U.S. dollars, unless otherwise stated) 

The future minimum lease payments required under the capital leases at December 31, 2013, are as follows: 

2014 
2015 
2016 
2017 
2018 
Total minimum lease payments 
Less amount representing interest 
Net minimum lease payments 

As at 
  Dec 31, 2013   
     3,834,690   
     3,834,690   
     3,845,196   
     3,834,690   
     23,705,540   
     39,054,806   
     (8,675,791 ) 
     30,379,015   

Assets recorded under capital leases and included in vessels and vessel equipment, net consist of the following at December 31, 2013: 

Vessels and equipment 
Accumulated depreciation 

11.     Risk Management 

11.1.     Operational risk 

As at 
  Dec 31, 2013   
     41,326,198   
     (4,009,872 ) 
     37,316,326   

Ardmore is exposed to operating costs risk arising from various vessel operations. The key areas of operating risk include drydock, 
repair costs, insurance and piracy. Ardmore's risk management includes various strategies for technical management of drydock and 
repairs coordinated with a focus on measuring cost and quality. Ardmore's young fleet helps to minimize the risk. Given the potential 
for accidents and other incidents that may occur in vessel operations, the fleet is insured against various types of risk. Finally, 
Ardmore has established a set of countermeasures in order to minimize the risk of piracy attacks during voyages, particularly through 
the Gulf of Aden and off the coast of Africa, to make the navigation safer for sea staff and to protect Ardmore's assets. 

11.2.     Foreign exchange risk 

The majority of Ardmore's transactions, assets and liabilities are denominated in U.S. Dollars, the functional currency of Ardmore. 
Ardmore incurs certain general and operating expenses in other currencies (primarily Euro, Singapore Dollar, Pounds Sterling, Hong 
Kong Dollar) and as a result there is a transactional risk to Ardmore where the risk that currency fluctuations will have a negative 
effect on the value of Ardmore's cash flows. Such risk may have an adverse effect on Ardmore's financial condition and results of 
operations. Ardmore believes these adverse effects to be immaterial and have not entered into any derivative contracts for either 
transaction or translation risk during the year. 

11.3.     Interest rate risk 

Ardmore is exposed to the impact of interest rate changes primarily through borrowings that require Ardmore to make interest 
payments based on LIBOR. Significant increases in interest rates could adversely affect Ardmore's 

F-19 

 
  
 
  
  
  
  
  
  
      
  
  
  
  
  
  
  
 
  
  
  
  
  
  
Ardmore Shipping Corporation 
Notes to Consolidated Financial Statements 
(Expressed in U.S. dollars, unless otherwise stated) 

margins, results of operations and its ability to repay debt. Lower interest rates lower the returns on cash investments. Ardmore 
regularly monitors its interest rate exposure and will enter into swap arrangements to hedge its exposure where it is considered 
economically advantageous to do so. 

11.4.     Credit risk 

There is a concentration of credit risk with respect to cash and cash equivalents to the extent that substantially all of the amounts are 
held across two banks—Nordea Bank and Morgan Stanley & Co. LLC. While Ardmore believes this risk of loss is low, it will keep 
this under review and will revise its policy for managing cash and cash equivalents if considered advantageous and prudent to do so. 

Ardmore limits its credit risk with trade accounts receivable by performing ongoing credit evaluations of its customers' financial 
condition. It generally does not require collateral for its trade accounts receivable. 

Ardmore may have a credit risk in relation to vessel employment and at times may have multiple vessels employed by one charterer. 
Ardmore considers and evaluates concentration of credit risk regularly and performs on-going evaluations of these charterers for credit 
risk. As at December 31, 2013 Ardmore's eight vessels in operation were employed with five different charterers and the Company 
continuously monitors credit concentration risk. 

11.5.     Liquidity risk 

The principal objective in relation to liquidity is to ensure that Ardmore has access at minimum cost, to sufficient liquidity to enable it 
to meet its obligations as they fall due and to provide adequately for contingencies. Ardmore's policy is to manage its liquidity by 
strict forecasting of cash flows arising from time charter revenue, pool revenue, vessel operating expenses, general and administrative 
overhead and servicing of debt. 

12.     General and administration expenses 

Staff salaries 
Share based compensation (non-cash) 
Office administration 
Bank charges and foreign exchange 
Auditors' remuneration 
Other professional fees 
Other administration costs 

For the year ended 
  Dec 31, 2013     Dec 31, 2012     Dec 31, 2011   
     2,020,970        1,493,475        1,360,582   
16,674   
466,550   
45,326   
96,720   
181,948   
431,231   
     5,669,935        2,975,139        2,599,031   

11,250       
245,477       
48,942       
109,517       
535,857       
530,621       

571,321       
590,518       
61,295       
870,394       
589,720       
965,717       

Of the above $721,375 related to costs in relation to ASCs initial public offering that were expensed as incurred. Audit remuneration 
for the year arises solely on fees incurred for independent audit services. 

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Ardmore Shipping Corporation 
Notes to Consolidated Financial Statements 
(Expressed in U.S. dollars, unless otherwise stated) 

13.     Interest expense and finance costs 

Interest incurred 
Capitalized interest 
Amortization of deferred financing charges 

For the year ended 
  Dec 31, 2013     Dec 31, 2012     Dec 31, 2011   
     5,063,418        3,248,789        3,333,941   
(543,860 ) 
     (2,372,199 )     
290,391   
772,787       
     3,464,006        2,966,014        3,080,472   

(537,322 )     
254,547       

Following drawdown of the loan entered into on September 28, 2012, the outstanding balance of $32.4 million in respect of an earlier 
loan facility dated October 15, 2010 was repaid in full. As this resulted in a modification of the debt facility dated October 15, 2010, 
the deferred finance charges associated with the original facility, along with newly incurred fees with Ardmore's creditor, were 
deferred and amortized to interest expense and finance costs using the effective interest method over the life of the new loan facility. 
Third party costs associated with the modification were expensed as incurred. Further to this there was an amendment to a loan facility 
on September 30, 2013 whereby the loan maturity was extended from 2016 to 2018. As this resulted in a modification of the debt 
facility dated March 16, 2011 the deferred finance charges associated with the original facility, along with newly incurred fees with 
Ardmore's creditor, are deferred and amortized to interest and finance costs using the effective interest method over the new life of the 
loan facility. Third party costs associated with the modification were expensed as incurred. 

14.     Interest income 

Interest income relates to bank interest received on Ardmore's cash balances. 

15.     Income taxes 

Loss before taxes was derived from the following sources: 

Domestic 
Foreign 

The components of the provision for income taxes are as follows: 

For the year ended 
  Dec 31, 2013     Dec 31, 2012     Dec 31, 2011   
     (3,808,877 )      (4,487,856 )      (2,961,844 ) 
—   
     (3,808,877 )      (4,487,856 )      (2,961,844 ) 

—       

—       

Domestic: 
Current tax expense 
Deferred tax (expense) / benefit 
Income tax expense for year 

For the year ended 
  Dec 31, 2013     Dec 31, 2012     Dec 31, 2011   

(33,726 )     
—       
(33,726 )     

(26,896 )     
(24,341 )     
(51,237 )     

(29,525 ) 
16,099   
(13,426 ) 

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Ardmore Shipping Corporation 
Notes to Consolidated Financial Statements 
(Expressed in U.S. dollars, unless otherwise stated) 

The deferred tax (expense) / benefit was calculated as follows: 

Non tonnage tax trade—net loss 
Tax at 12.5% 
Other 
Change in valuation allowance 
Deferred tax (expense) / benefit 

For the year ended 
  Dec 31, 2013     Dec 31, 2012     Dec 31, 2011   
126,873   
15,859   
240   
—   
16,099   

—       
—       
—       
(24,341 )     
(24,341 )     

        —       
—       
—       
—       
—       

All domestic tax arises under the Irish tax jurisdiction. There is no direct relationship between the provision for income taxes and 
income or loss before income taxes for companies availing of the tonnage tax election in Ireland because Ireland operates a tonnage 
taxation regime which computes Irish corporation tax by reference to the weight of the ships rather than accounting profits. 
Accordingly, a reconciliation between the income tax expense and the income tax calculated based on net income at the Irish statutory 
rate, has not been presented herein as it would not provide additional useful information to users of the consolidated financial 
statements. All current elections are valid until a minimum of December 31, 2023. All tax years are open to audit by tax authorities. 

Reconciliation of deferred tax asset: 

Cumulative non tonnage tax trade—net loss 
Deferred tax at 12.5% 
Other 
Total deferred tax assets 
Valuation allowance 
Net deferred tax asset 

For the year ended 
  Dec 31, 2013     Dec 31, 2012     Dec 31, 2011   
189,531   
23,691   
650   
24,341   
—   
24,341   

189,531       
23,691       
650       
24,341       
(24,341 )     
—       

        —       
—       
—       
—       
—       
—       

In the year ended December 31, 2012 Ardmore established a valuation allowance against deferred tax assets because Ardmore 
believed it was more likely than not that the full amount of the deferred tax assets generated primarily by non-tonnage trading losses 
would not be realized through the generation of taxable income in future periods. 

16.     Loss per share 

Basic loss per share is calculated by dividing the net loss available to common shareholders by the average number of common shares 
of Ardmore outstanding during the periods. Diluted earnings per share is calculated by adjusting the net loss available to common 
shareholders and the weighted average number of common shares used for calculating basic earnings per share for the effects of all 
potentially dilutive shares. Such dilutive common shares are excluded when the effect would be to increase earnings per share or 
reduce a loss per share. 

Numerator: 
Net loss available to common shareholders 
Denominator: 
Weighted average number of shares 

For the year ended 
     Dec 31, 2013        Dec 31, 2012        Dec 31, 2011   

(3,842,603 )     

(4,539,093 )     

(2,975,270 ) 

12,241,599       

8,049,500       

8,049,500   

Loss per share, basic and diluted 

(0.31 )     

(0.56 )     

(0.37 ) 

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Ardmore Shipping Corporation 
Notes to Consolidated Financial Statements 
(Expressed in U.S. dollars, unless otherwise stated) 

17.    Related-Party Transactions 

In 2013, during the period prior to our IPO, Ardmore paid $175,000 (2012: $350,000; 2011:$175,000) to Greenbriar Equity Group 
LLC in respect of consulting services provided to Ardmore. Greenbriar Equity Group LLC manages funds with an investment in GA 
Holdings LLC, a significant shareholder in Ardmore Shipping Corporation. This amount is included in general and administrative 
expenses (Note 12). 

An amount of $600,000 at December 31, 2012, which related to a cash advance from GA Holdings LLC, was repaid prior to our IPO. 

There were no other relationships with officers, employees or affiliated companies that require disclosure during the year. 

18.    Share based compensation 

Stock appreciation rights ("SARs") 

SAR's were granted to certain employees and officers in August 2013. The SARs vest on a graded time-based schedule (20% on each 
anniversary of the grant date). Vesting in the first three years is subject to certain market conditions being met. On the third 
anniversary of the award the vesting reverts to being solely dependent on service. The exercise price is $14 per share, Ardmore's IPO 
price. 

The total number of units awarded was 1,078,125 with a contractual term of 7 years. The grant date fair value was calculated by 
applying a model based on Monte Carlo simulation. The model inputs were the grant price, based on the IPO price, a dividend yield of 
2.87% based on the initial intended dividend set out at the IPO date, a risk free rate of return equal to the zero coupon US Treasury bill 
commensurate with the contractual terms of the units of 2.15% and expected volatility of 54.89%, based on the average of most recent 
historical volatilities in an Ardmore peer group. The weighted average fair value of the units is $4.28 per unit and the average 
expected exercise life ranges from 4.9 to 6 years. Ardmore has determined that none of the units will be forfeited prior to the requisite 
services being provided. 

The cost of each tranche is being recognized by Ardmore, on a straight line basis. The recognition of share based compensation costs 
related to the 20% tranches that vest in one and two years will be accelerated if the market condition is met and the requisite service 
period has been completed. The total cost charged to the consolidated statement of operations for the year ended December 31, 2013, 
was $560,071 and is included in general and administrative expenses. The remaining unrecognized share-based compensation cost at 
December 31, 2013 is $4,056,460. It is expected that unrecognized compensation cost related to each tranche will be recognized over 
the respective service period through the fifth anniversary of the grant (i.e., August 1, 2018). Ardmore's policy for issuing shares, if 
exercised, is to register and issue new common shares to the beneficiary. 

Management Incentive Units 

During the period ended December 31, 2010 the parent of ASCs Predecessor Company, ASLLC, implemented a Management 
Incentive Unit award scheme whereby certain employees are awarded units in ASLLC's parent. The date of grant of the units was July 
5, 2010. The units vest on that date but are subject to forfeiture whereby the units are returned by the recipient if certain time (five 
years' service) and performance criteria are not met. If all of the performance criteria are met, the units will no longer be subject to 
forfeiture on the fifth anniversary of the date of grant. 

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Ardmore Shipping Corporation 
Notes to Consolidated Financial Statements 
(Expressed in U.S. dollars, unless otherwise stated) 

The total number of units awarded in the parent, in respect of services to be performed to Ardmore, was 6,250. The estimated fair 
value of each Management Incentive Unit granted in Management Incentive Unit award scheme is $9 per unit. The intrinsic value of 
Management Incentive Units at the date of grant is nil. The fair value was calculated by applying a model based on Monte Carlo 
simulation whereby a range of probable outcomes of return were identified based on the performance criteria attached to the units. The 
model inputs were the market value of the ordinary units at grant date, expected returns over a five year period, with a cost of equity 
of 25%. The market value of the ordinary units was par at the date of the investment. Discounts were applied to the units, in arriving at 
fair value, for a lack of voting rights, control and marketability. The probability of various returns was based on analysis of the 
historical performance of charter rates and ship values, taking account of volatility, over a ten year period. 

Ardmore's units have been valued using level three inputs of the fair value hierarchy. The cost of the unit award is recognized by 
Ardmore, on a straight line basis, as the services are received. The total cost charged to the consolidated statement of operations of 
Ardmore, for the year ended December 31, 2013 was $11,250 (2012: $11,250 and 2011: $16,674) and the cost is included as part of 
staff salaries. The remaining unrecognized share-based compensation cost at December 31, 2013 is $17,076. 

19.    Commitments and contingencies 

As at December 31, 2013 Ardmore has the following commitments due within the next five years: 

Vessels under construction 
Vessels (acquired) deliveries 
Loan commitment fees 
Office space 

2014 

2015 

2016 

    120,592,620       192,069,410       
—       
     16,480,000       
—       
34,313       
101,607       
101,607       
    137,208,540       192,171,017       

—   
—   
—   
42,336   
42,336   

Loan commitment fees are based on management's best estimates of future drawdown dates as of December 31, 2013. 

20.    Subsequent events 

On January 7, 2014 Ardmore took delivery of a 45,726 Dwt MR product tanker built in October 2006 at Minami Nippon Shipbuilding 
Co., Ltd., Japan, and renamed the vessel the  Ardmore Seamariner. The vessel was converted to "Eco-Mod" on delivery and was 
employed on a three month time charter. 

On January 15, 2014 Ardmore announced that its Board of Directors has declared a cash dividend of $0.10 per share for the quarter 
ended December 31, 2013. The cash dividend will be paid on February 14, 2014 to all shareholders of record on January 31, 2014. 

On January 17, 2014 Ardmore took delivery of the Ardmore Seavantage (SPP Hull S-5118) from SPP shipbuilding Co., Ltd in Korea. 
The Ardmore Seavantage  is an IMO 3 product and chemical tanker and was employed on a one year time charter following delivery. 
Total debt drawn down under the DVB Bank loan facility was $22.5 million, in respect of this vessel. 

On January 23, 2014 Ardmore agreed terms for a senior debt facility with ABN AMRO Bank N.V., Nordea Bank Finland Plc and 
Skandinaviska Enskilda Banken AB ("SEB"). This facility is in the amount of $172 million and is expected to be used to finance eight 
vessels under construction. Drawdowns will be made in line with deliveries of each vessel. Interest is payable on each tranche at 
LIBOR plus 3.15%. 

F-24 

 
  
  
  
  
  
  
  
    
    
  
    
    
  
  
      
        
        
  
 
 
  
  
  
Ardmore Shipping Corporation 
Notes to Consolidated Financial Statements 
(Expressed in U.S. dollars, unless otherwise stated) 

On February 11, 2014 Ardmore drew down the remaining $22.5 million of our DVB debt facility in order to finance the delivery of 
the Ardmore Seavanguard  (Hull S-5119) from SPP, which is expected to deliver on February 14, 2014. 

21.    Subsidiaries 

The following is a list of ASC's direct and indirect subsidiaries: 

Name of Company 

Country of Incorporation 

Principal Activities 

   Ownership (%) 

Ardmore Shipping LLC 
Ardmore Shipholding Limited 
Ardmore Shipping Limited 
Fastnet Shipco LLC 
Rockall Shipco LLC 
Shannon Shipco LLC 
Malin Shipco LLC 
Tyne Shipco LLC 
Forties Shipco LLC 
Fitzroy Shipco LLC 
Bailey Shipco LLC 
Forth Shipco LLC 
Viking Shipco LLC 
Ardmore Chartering LLC 
Cromarty Shipco LLC 
Dogger Shipco LLC 
Fisher Shipco LLC 
Humber Shipco LLC 
Wight Shipco LLC 
Lundy Shipco LLC 
Thames Shipco LLC 
Valentia Shipholding LLC 
Fair Isle Shipco LLC 
Faroe Shipco LLC 
Plymouth Shipco LLC 
Portland Shipco LLC 
Trafalgar Shipco LLC 
Hebrides Shipco LLC 
Sole Shipco LLC 
Biscay Shipco LLC 
Dover Shipco LLC 

Marshall Islands 
Ireland 
Ireland 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 

Holding company 
Holding company 
Commercial management, transaction support     
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship chartering and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 
Ship ownership and operations 

100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 
100 % 

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CORPORATE
INFORMATION

Senior Management and Directors

Corporate Offices

Investor Relations

Mr. Reginald Jones
Chairman and Director

Mr. Anthony Gurnee
Chief Executive Officer, President 
and Director

Mr. Mark Cameron
Chief Operating Officer

Mr. Paul Tivnan
Chief Financial Officer, Secretary 
and Treasurer

Mr. Gernot Ruppelt
Director, Chartering and Business 
Development

Mr. Brian Dunne
Director

Mr. Niall McComiskey
Director

Dr. Peter Swift
Director

Mr. Alan Robert McIlwraith
Director

Mr. Albert Enste
Director

Executive Office
Ardmore Shipping Corporation
69 Pitts Bay Road
Hamilton HM08
Bermuda
Tel: +1 441 405 7800
Info@ardmoreshipping.com

Principal Operating Office
Ardmore Shipping Limited
City Gate Building 1000
Mahon
Cork
Ireland
Tel: +353 21 240 9500
Info@ardmoreshipping.com

Chief Financial Officer
Ardmore Shipping Corporation
69 Pitts Bay Road
Hamilton HM08
Bermuda
Tel: +1 441 405 7800
info@ardmoreshipping.com 

Mr. Leon Berman
The IGB Group
45 Broadway, Suite 1150
New York
NY 10006
USA
Tel: +1 212 477 8438
lberman@igbir.com

Stock Listing

Our Auditors 

Ardmore Shipping Corporation’s 
common stock is traded on the New 
York Stock Exchange under the symbol 
ASC.

Ernst & Young
Ernst & Young Building
Harcourt Centre
Harcourt Street 
Dublin 2 
Tel: +353 1 4750555

Transfer Agent

Computershare Inc
P.O. Box 30170
College Station
Texas
TX 77842
USA
Tel: +1 877 373 2879

Ardmore Shipping Corporation
69 Pitts Bay Road,
Hamilton HM08, Bermuda.

+1 441 405 7800
info@ardmoreshipping.com
www.ardmoreshipping.com