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Australian Ethical Investment
Annual Report 2007

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FY2007 Annual Report · Australian Ethical Investment
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Australian Ethical Investment Ltd
Annual report to shareholders

for year ending 30 June 2007

australianethical
investment + superannuation

R

® Registered trademark of Australian Ethical Investment Limited.

for investors, society and the environment

australianethical

Financial summary

to 30 June 2007

as at

30 June 2007

30 June 2006

30 June 2005

30 June 2004

5 174

4 879

2 293

76

7 684

1819.2

Current assets ($’000)

Non-current assets ($’000)

Current liabilities ($’000)

Non-current liabilities ($’000)

Net assets ($’000)

2000

1800

1600

1400

1200

1000

800

600

400

200

0

200

180

160

140

120

100

80

60

40

20

0

600
550
500
450
400
350
300
250
200
150
100
50
0

0
0
0
1
$

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o

i
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i

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$

Profit after tax (NPAT)

1362.6

784.4

459.8

190.9

2003

2004

2005

2006

2007

Year ending 30 June

Basic earnings per share

194.8

150.3

89.6

52.9

23.3

2003

2004

2005

2006

2007

Year ending 30 June

Funds under management

552

417

311

267

213

2003

2004

2005

2006

2007

As at 30 June

5 176

3 103

1 928

77

6 274

5 833

701

1 456

31

5 047

5 074

517

974

75

4 542

13
12
11
10
9
8
7
6
5
4
3
2
1
0

30

27

24

21

18

15

12

9

6

3

0

200

180

160

140

120

100

80

60

40

20

0

Revenue

12.09

9.66

7.42

5.90

4.70

2003

2004

2005

2006

2007

Year ending 30 June

Return on equity

26.1

24.1

16.4

10.4

5.3

2003

2004

2005

2006

2007

Year ending 30 June

Dividends paid

192

85

72

52

22

2003

2004

2005

2006

2007

Year ending 30 June

n
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2005 fi gures in the above tables and graphs have been adjusted where necessary as for fi rst time adoption of Australian 
equivalents to International Financial Reporting Standards (AIFRS).

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australianethical

Contents

Chair’s report 

Chief executive officer’s report 

Sustainability report 

Corporate governance statement 2007 

Directors’ report 

Financial statements 

Shareholder information 

Corporate directory 

Corporate vision and mission 

4

6

7

10

14

26

52

53

53

The Australian Ethical Charter
The Company will order its affairs so as to 
provide for and to support:

©

a.

 the development of workers’ participation in the 
ownership and control of their work organisations and 
places;

b.

the production of high quality and properly presented 
products and services;

c.

the development of locally based ventures;

d.

the development of appropriate technological systems;

e.

the amelioration of wasteful or polluting practices;

f.

the development of sustainable land use and food 
production;

g.

the preservation of endangered eco-systems;

h.

activities which contribute to human happiness, dignity 
and education;

the dignity and well being of non-human animals;

i.

j.

The Company will also order its affairs so 
as to avoid activity which is considered to 
unnecessarily:

i.

pollute land, air or waters;

ii.

destroy or waste non-recurring resources;

iii.

extract, create, produce, manufacture, or market 
materials, products, goods or services which have a 
harmful effect on humans, non-human animals or the 
environment;

iv.

market, promote or advertise, products or services in a 
misleading or deceitful manner;

v.

create markets by the promotion or advertising of 
unwanted products or services;

vi.

acquire land or commodities primarily for the purpose of 
speculative gain;

vii.

create, encourage or perpetuate militarism or engage in 
the manufacture of armaments;

the efficient use of human waste;

viii.

entice people into financial over-commitment;

k.

the alleviation of poverty in all its forms;

l.

the development and preservation of appropriate human 
buildings and landscapes.

ix.

exploit people through the payment of low wages or the 
provision of poor working conditions;

x.

discriminate by way of race, religion or sex in 
employment, marketing, or advertising practices;

xi.

contribute to the inhibition of human rights generally.

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australianethical

Chair’s report
  An excellent year and a sound outlook

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The board is pleased to report that the Australian Ethical 
Investment group has had another strong year in terms 
of profit and growth in funds under management, with a 
record dividend declaration of $1.92 per share. The growth 
in return to our shareholders has been achieved without 
any compromise to our deep green investment strategy 
or our commitment to the Australian Ethical Charter. Our 
balance sheet remains strong with the ability to finance our 
change in superannuation administrator and to extend our 
marketing reach over 2008 as discussed below.  

Climate change

In 2007 we have seen climate change become a 
mainstream concern. While overdue, this concern is 
positive for focusing consumer, government and corporate 
attention. Perhaps the Stern report of October 2006 
created the tipping point in climate change awareness 
when it stated that ‘climate change is the greatest and 
widest ranging market failure ever seen’. More positively, it 
reports that the benefits of strong, early action considerably 
outweigh the costs.

Australian Ethical has for a long time been a major investor 
in companies that are helping to prevent climate change.  

World Trust

After many years with an unchanged product offering, we 
launched a new retail product, the Australian Ethical World 
Trust, in July. The World Trust aims to provide investors 
with long-term growth through investment in overseas 
companies which meet our Charter. The World Trust 
enables investors to support a wide range of socially and 
environmentally attractive activities that are not available for 
investment in Australia. Providing a specialised international 

product gives investors more choice in achieving an ethical 
and appropriately diversified investment strategy.

The World Trust makes its investments through our 
new international wholesale trust, the Australian Ethical 
International Equities Trust. 

Staff and management worked very hard to launch the new 
products on time, and the board has been pleased with 
interest in the World Trust to date.

Trevor Pearcey House

In March 2007, we moved into our refurbished premises at 
Block E Trevor Pearcey House in the Canberra suburb of 
Bruce. The refurbishment is a significant statement to the 
commercial building sector of how energy and resource 
intensity can be significantly reduced with appropriate 
forethought. The fact that the building is a refurbishment 
rather than a new building demonstrates that the existing 
cohort of conventional commercial buildings can be 
reworked to produce better environmental and productivity 
outcomes. An application has been lodged with the Green 
Building Council of Australia for a Green Star rating. So far 
our building has won two prizes  – a highly commended 
in the United Nations Association of Australia World 
Environment Day Awards and the Commercial Winner 
and Overall Winner in the Keep Australia Beautiful ACT 
Sustainable Cities Awards.

Community grants

Our company’s growing profits means greater returns to 
the community through our community grants program. The 
2006–07 record profit translates into a grant of $225 000. In 
2007, for the first time, a major project grant of $50 000 was 
made to The Australia Institute. The Institute will develop 
teaching materials on climate change for secondary 
schools. We chose to support this major project as it ties in 
with our charter commitment to education, the environment 
and to achieving long term positive change in society.

Our commitment to supporting grass roots community 
groups also continues. In 2007 grants were made to 40 
organisations involved in a wide range of conservation and 
charitable activities in Australia and overseas. 

Corporate governance

The board has focused considerable effort in strengthening 
our company’s corporate governance. With the departure 
of Pauline Vamos to take on a full-time role at ASFA, we 
have initiated a major review of our corporate governance 
at board level, including:

•

•

actively seeking at least one additional independent 
director;

a skills audit of current and prospective directors; 

 
 
 
•

•

•

performance assessments of current directors; 

investigating ways to improve board, committee and 
management function;

a continuing commitment to our stated objective of 
achieving a majority of  independent directors, assuming 
the availability of suitable candidates.

Year ahead – strategic plans 

In March 2007, the board and senior management 
conducted a review of the Australian Ethical group’s 
strategy. As a result of this review, we are aiming to 
broaden our marketing reach beyond our traditional support 
base. Strategies are in place to target a more mainstream 
retail market and the associated adviser distribution 
channels. Greater resources will also be allocated to 
attracting institutional investment. This is a new direction 
in terms of our marketing effort, but not in terms of our 
commitment to being Australia’s most ethical and deep 
green fund manager.

Grants to community organisations

Major project grant

The Australia Institute: teaching materials on climate 
  change for Australian schools

National Trust of Australia (ACT) – St John’s Church 
  Heritage Conservation Fund: conservation of the 
  Golden Sun Moth and its habitat
Engineers Without Borders
Friends of the Earth Australia: anti-nuclear 
  campaigns

0
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6
6
$

ACT Eden-Monaro Cancer Support Group 
Barefoot Economy
Australian Marine Conservation Society
Camp Quality
Australians for Disability and Diversity Employment
Pedal Power ACT
WIRES (NSW Wildlife Information, Rescue and 
  Education Service)
Bicycle Federation of Australia
NRMA CareFlight
WaterAid Australia

0
0
0

0
5
$
0
0
0

0
1
$

australianethical

I am very much looking forward to my new role as chair. 
The staff, management and board of Australian Ethical are 
hard working, innovative and passionate about our group’s 
goals. It is an exciting time for the group as we push to 
implement our growth strategies. Wise use of the planet’s 
resources has never been more important, and by growing 
our customer base and our funds under management we 
will contribute positively to this goal.  

Naomi Edwards
Chair

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Aid/Watch
Animal Liberation NSW
Animals Asia Foundation (Australia) 
Asylum Seeker Resource Centre
Australian Crohn’s & Colitis Association 
Australian Drug Foundation
Canberra Environment and Sustainability Resource 
  Centre
Chrysalis Insight Incorporated
Conservation Council south east region and Canberra
Edgar’s Mission 
Fair Trade Association of Australia and New Zealand 
Head High 
Hepburn Wildlife Shelter
HopeStreet Urban Compassion
International Women’s Development Agency 
Kids Under Cover 
Mineral Policy Institute
National Parks Association of New South Wales
Rainforest Rescue
Respite Care Bega Valley
New Internationalist Publications 
Prison Fellowship Australia (Victoria)
Vulcana Women’s Circus
Darling Range Wildlife Shelter 
Marine Stewardship Council (Asia Pacific)
The Friends of Oolong
Wildlife Preservation Society of Queensland

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australianethical

Chief Executive Officer’s report

Strong performance

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6

The Australian Ethical Investment group continued to 
perform strongly in the second half of the 2006–07 financial 
year. I am very pleased to report a consolidated net profit 
of $1 819 177. This trading result represents an increase 
of 34% over the previous financial year’s net profit of 
$1 362 612. The result continues the group’s trend of an 
increased profit every year since 2003. 

Growth in funds under management was again strong with 
good investor inflow and positive returns from investments. 
At 30 June 2007, funds under management, after a 
distribution of $59 million, stood at $552 million. 

Increasing funds under management is essential for the 
company as it results in increased revenue and assists 
in building economies of scale. The company’s cost to 
income ratio continues to fall with a decrease from 77.4% 
in 2005–06 to 76.1% in 2006–07. This is a particularly 
pleasing result given the increased employment costs we 
have experienced. As a result of the improved profit, return 
on equity has increased from 24.1% to 26.1%. 

The continued success and growth of our business is 
dependant on the performance of the Australian Ethical 
trusts. 2006–07 saw solid returns across all of the 
Australian Ethical trusts. The Australian Ethical Equities 
Trust was the star performer with a return of 36.9%, 
buoyed by a strong performance from its small company 
investments. The other three Australian Ethical trusts 
also performed strongly against their peer groups. The 
Australian Ethical World Trust was launched in July 2007 
and we have been pleased with the response to date. We 
remain committed to investing in quality companies taking 
into account ethical, governance and financial strength and 
ensuring our returns are commensurate with the risk profile 
of the individual trust. 

Historically the Australian Ethical Retail Superannuation 
Fund has experienced significant and steady growth. This 
strong growth continued during the financial year as people 
took advantage of choice of funds and recent changes to 
legislation. 

Last year the directors took the decision to retain some of 
the profits to invest in the future growth of the company and 
to rebuild liquidity following the purchase of Block E Trevor 
Pearcey House. These aims have now been achieved. 
Mindful of the significant franking credits held by the 
company, the directors have decided that shareholders will 
be paid a final dividend (fully franked) of $1.52 per ordinary 
share. Added to the interim dividend of 40 cents per share, 
the total dividend for the 2006–07 financial year will be 
$1.92 per share, an increase of 126% over the previous 
year.

As many of you would be aware we refurbished Block E of 
Trevor Pearcey House to meet high standards of energy 
efficiency and to provide our staff with a comfortable 
and productive working environment. We are now well 
settled into our new home and I am pleased to advise it is 
everything we hoped for in terms of amenity and resource 
efficiency. 

Outlook

As previously flagged, we are keen to attract increased 
non-retail investment and are working through strategies 
which will allow us to do this better. Rest assured this will 
not be at the expense of our existing retail customers who 
continue to be great supporters of the Australian Ethical 
trusts. 

The share market can be a volatile creature. This has been 
amply demonstrated in recent months by the reaction of 
global financial markets to the poor lending practices of 
American sub-prime mortgage providers. Australian Ethical 
does not invest in any sub-prime mortgage debt in our 
fixed interest portfolio. We have no obvious exposure to 
‘at risk’ issuers of sub-prime mortgages. However, sharp 
movements in markets inevitably affect investor sentiment 
and it seems likely that we are yet to see the full extent of 
the fallout from these problems. Other challenges facing 
the company include keeping investors informed about how 
the volatility of markets affects their savings and finding and 
retaining talented staff in Canberra’s tight labour market.

We have made considerable progress in attaining greater 
efficiencies in our business. The transfer of trust assets to 
a single custodian is largely complete. We plan to transition 
the administration of the superannuation fund to a new 
service provider in 2008. This move will have a significant 
impact in reducing the cost of that service in future years 
and enabling an improvement in service standards.  

 
 
 
 
Funds under management stood in excess of $600 million 
in early September 2007 but recent volatility has taken a 
toll on capital growth and it has not been as strong as we 
would have liked. Management and the board have put 
considerable effort into developing a marketing strategy 
to attract new inflows and we are hopeful this will produce 
long-term results. In the mean time I am cautiously 
optimistic about our outlook for the current year. 

I would like to thank all the staff for their work in achieving 
yet another great result. I would also like to thank you 

Sustainability report

Australian Ethical is committed to conducting our own 
operations in accordance with the Australian Ethical 
Charter. During the year, there were a number of 
sustainability highlights, two of which are detailed 
below. Further information on Australian Ethical’s social, 
environmental and economic performance will be provided 
in the company’s 2007 sustainability report.

Our new home

In March 2007, Australian Ethical moved into its refurbished 
business premises, Block E of Trevor Pearcey House. The 
office refurbishment was undertaken within the ethos of 
the Australian Ethical Charter, and designed to achieve 
environmental benefits and resource efficiency as well as 
increased staff comfort and productivity. Here are some 
facts and figures about our new home:

australianethical

our shareholders for your on-going support and I look 
forward to seeing you at the annual general meeting on 
22 November. 

Anne O’Donnell
Chief Executive Officer

•

•

•

•

•

purchased strata title 2006, occupied March 2007

net lettable area: about 1000m2

we envisage it will be sufficient for about 65 staff

designated parking spaces for small cars and 
motorbikes

enclosed bicycle storage for staff and visitor bicycle 
racks.

Project cost

•

•

about $4 million in total including refurbishment

$2.3 million for purchase of base building

Staff health, comfort and control

Four dimensions of the refurbishment reflect this aim:

•

better access to natural light

•

four internal ‘stacks’ with glass brick sides to allow 
natural light into (and to allow hot air to exit from) the 
middle of the first floor

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Trevor Pearcey house

The Building

Block E, Trevor Pearcey House, Traeger Court, 34 Thynne 
Street, Bruce ACT 2617

•

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part of the Fern Hill Technology Park, about 5km from 
the Canberra CBD

one block in a complex of five near identical, square two 
storey blocks. Prior to refurbishment it was a standard 
20-year-old commercial office building

The kitchen, showing the internal ‘stacks’.

•

opened barrel vault roof, installed louvered windows 
and a cathedral ceiling

7

 
 
 
australianethical

•

limited internal office partitioning

•

better access to natural ventilation

•

openable windows – over 90% of the floor space is 
naturally ventilated

•

more comfortable feeling of warmth/‘coolth’

•

•

building is now heated by hydronic radiators

downstairs the slab has been exposed and insulated 
to avoid the need for mechanical cooling

•

improved indoor air quality

•

•

use of paints and sealants with low volatile organic 
compounds (VOC)

low VOC emissions from reconditioned (post-
consumer) carpet

•

very low formaldehyde (E0) composite wood products.

Environmental savings

Studies into green buildings have clearly shown their 
environmental benefits. These include a reduction in 
waste going to landfill through the reuse and recycling of 
materials, a reduction in energy and water consumption 
and lower greenhouse gas emissions. Occupants of 
green buildings benefit from improved air quality and a 
more natural office environment, translating into greater 
productivity, and less staff turnover.

The reception area

Ratings

An application for a Green Star Office Design rating has 
been submitted.

The Green Star rating system, an initiative of the Green 
Building Council of Australia, evaluates the environmental 
design and performance of Australian buildings based on 
a number of criteria, including energy and water efficiency, 
quality of indoor environments and resource conservation.

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Keep Australia Beautiful 2007 ACT 
Sustainable Cities Award.

Awards

In June 2007, Australian Ethical received a ‘special 
commendation’ in the United Nations Association of 
Australia World Environment Day Awards 2007 – Szencorp 
Green Building Award.

In August 2007, Australian Ethical was awarded ‘Overall 
Winner’ in the Keep Australia Beautiful 2007 ACT 
Sustainable Cities Awards. The award recognises the 
sustainable refurbishment of our Trevor Pearcey House 
premises.

Refurbishment features

Energy usage

Features intended to save energy and reduce ongoing 
green house gas emissions:

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passive cooling and ventilation combined with a wider 
thermal comfort band (19–26°C) reducing demand on 
mechanical systems

double glazing

external walls are reverse brick veneer – thermal mass 
on the inside is insulated (75mm) from the outside air 
temperature

R5 insulation under the metal deck roof

improvements to the shading panels

exposing the ground floor slab

evacuated tube solar water heating.

 
 
 
australianethical

Community grants program

As prescribed in the company’s constitution, 10% of profit 
must be donated to charitable, benevolent and conservation 
purposes. Recipients of the grants are involved in a wide 
range of environmental, charitable and community activities, 
which the company seeks to support as an important 
contribution to a positive and sustainable society. In 2007 
a record $224 964 has been paid to 41 organisations, an 
increase that is close to $55 000 from the previous year.

The board has reviewed the structure of the grants for 
2007 and future years. The grants now consist of two 
components – the payment of two major project grants 
per year and around 25 smaller grants. The large major 
project grants will typically be made to one social and one 
conservation project each year. However, as 2007 is the 
first year in which a major project grant is being paid, only 
one project has been selected and 40 organisations have 
received grants as outlined on page 5.

As the company is increasingly able to support the 
community with larger grants, the board wants to ensure 
that it supports larger projects that have a lasting tangible 
impact. Significant projects that can be supported over a 
number of years are sought. A grant committee has been 
established to short list potential projects, and invite and 
review applications. 

The major project grant for 2007 is The Australia Institute’s 
‘Teaching materials on climate change for Australian 
schools’ project, which involves the production and 
dissemination of a series of discrete teaching materials 
on the scientific, economic, political and ethical aspects 
of climate change for students in the early years of high 
school.

The building is designed to be passively cooled in summer 
by a night purge. When the night temperature drops 
well below the internal temperature the windows open 
automatically to draw cool air into the building. Hot air is 
exhausted via the stacks and the louvered windows in the 
barrel vault.

Water usage

Water efficient features incorporated into the building:

•

•

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•

taps upgraded to 4L per minute, showerheads to 5A 
fittings – 6L per minute

upgrade of the existing single flush toilets to dual flush 
with a 9/4.5L system.

urinals upgraded with a Sani-Sleeve low water use 
system reducing water use by 95%

rainwater tanks collecting from the roof and plumbed for 
use in flushing the toilets

garden drip irrigation with moisture sensor.

Waste

Some of the uses of recycled material:

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glass blocks used in the original structure were reused 
for the stacks and wall partition;

250m2 of carpet tiles were reused

all ceiling tiles used were already on the site

noise insulation in the ceiling from the old fit out was 
reused in partition walls

metal shade structures were re-modelled and repainted, 
in some cases had new mesh installed

floor tiles in the old computer room were painted and 
reused for wall decoration

reused large quantities of v-jointed plasterboard, doors 
and some air conditioning ducting from original fit-out

materials which could not be reused were, in general, 
sent to recycling.

Recycling rate for the project of >80% by weight.

Clive Hamilton of The Australia Institute, 
major project grant winner for 2007.

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Corporate governance statement 2007

This statement discloses the extent to which Australian 
Ethical Investment Ltd has followed the best practice 
recommendations set down by the ASX Corporate 
Governance Council during the reporting period.  

The Council’s Principles of Good Corporate Governance 
and Best Practice Recommendations provide a framework 
for good governance set out in ten core principles and 28 
specific recommendations.  

While the ASX Listing Rules only require exception 
reporting against the specific recommendations, Australian 
Ethical has provided information on its corporate 
governance practices against all recommendations.

Lay solid foundations for management 
and oversight 

Australian Ethical has formalised the functions reserved 
to the board and those delegated to management. 
Responsibility for any function not delegated to 
management remains with the board. 

The primary responsibilities of the board include:

•

•

•

•

•

appointment and appraisal of the performance of the 
CEO;

the approval of annual financial statements;

the establishment of the goals of the company and 
strategic plans to achieve those goals;

the review and adoption of annual budgets for the 
financial performance of the company and monitoring 
the results on a regular basis; and

risk management, including ensuring that the company 
has implemented adequate systems of internal controls, 
together with appropriate monitoring of compliance 
activities.

Structure the board to add value

Independent directors

The time in office, skills, experience and expertise of each 
director in office as at the date of this report is included in 
the directors’ report.

The company regards an independent director as a director 
who is not a member of management (that is, a non-
executive director) and who:

1.

is not a substantial shareholder1 of the company or 
an officer of, or otherwise associated directly with, a 
substantial shareholder of the company;

1 As defined in section 9 of the Corporations Act 2001

2.

3.

4.

5.

6.

7.

has not within the last three years been employed in an 
executive capacity by the company or another group 
member, or been a director after ceasing to hold any 
such employment;

within the last three years has not been a principal 
or employee of a material professional adviser or a 
material consultant to the company or another group 
member, or an employee materially associated with the 
service provided;

is not a material supplier or customer of the company 
or other group member, or an officer of or otherwise 
associated directly or indirectly with a material supplier 
or customer;

has no material contractual relationship with the 
company or another group member other than as a 
director of the company;

has not served on the board for a period which could, 
or could reasonably be perceived to, materially interfere 
with the director’s ability to act in the best interests of 
the company;

is free from any interest and any business or other 
relationship which could, or could reasonably be 
perceived to, materially interfere with the director’s 
ability to act in the best interests of the company. 

Unless there are specific qualitative factors relevant to 
the relationship, the board is generally of the view that 
a quantitative materiality threshold arises at 10% of the 
relevant amount – considered from both the company’s 
perspective and that of the other party.

The board of Australian Ethical did not comprise a majority 
of independent directors during the reporting period. For 
five months of the reporting period, the board comprised 
a majority of executive directors (three out of five 
directors on the board). For the remaining months of the 
reporting period, the board comprised an equal number of 
independent and executive directors (three of each).

Pauline Vamos has resigned effective 31 August 2007. With 
Pauline’s resignation the board comprises three executive 
directors and two independent directors. The independent 
directors are Naomi Edwards and Justine Hickey. Howard 
Pender, Caroline Le Couteur and James Thier are the 
executive directors.

This board composition is a result of the way in which the 
company has developed, the long-standing commitment of 
the executive directors and the contribution that they make 
to board deliberations. In particular, the executive directors 
have a strong understanding of the Australian Ethical 
Charter and the implementation of the Charter over a long 
period. The executive directors play a pivotal role in pursing 
the aims of the Charter at all levels of the business. 

Since listing on the Australian Securities Exchange, the 
board has undergone change in its composition and 
structure.

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Decisions on future board composition will be guided by 
whether the board considers it has the right balance of 
director competencies for governance, for furtherance of 
the Australian Ethical Charter and for assisting with and 
monitoring company performance. Over time, and assuming 
the availability of suitable candidates, the board expects to 
move towards a majority of independent directors. 

The board carries out its responsibilities according to 
its Constitution, regulatory requirements, and an overall 
mandate, including the following:

•

•

•

•

•

•

the board must comprise at least three and not more 
then ten directors;

the board is bound by the Australian Ethical Charter 
that is set out in the Australian Ethical Constitution. The 
Charter sets out 23 ethical principles to be applied to 
the operations and activities of the company;

each director is committed to the Australian Ethical 
Code of Conduct that governs the conduct of 
employees and directors. The code is consistent with 
the recommendations that form part of the Corporate 
Governance Council’s Principles 3 and 10; 

all available information on items to be discussed at a 
board meeting is provided to each director prior to that 
meeting;

the board has adopted a policy for the management of 
conflicts of interest;

with the prior approval of the chair, each director has the 
right to seek independent legal and other professional 
advice at the company’s expense on any aspect of the 
company’s operations or undertakings in order to fulfil 
their duties and responsibilities as directors.

Chair of the board 

The company’s chair was an independent director 
throughout the reporting period.

Nomination committee

During the period the company had no nomination 
committee. The board does not intend to establish such a 
committee because such a move would be inefficient, given 
the company’s size. The functions normally performed by a 
nomination committee will be performed by the board as a 
whole, or will be delegated to the chair of the board.

Promote ethical and responsible decision 
making

Code of conduct

The company has a code of conduct which applies to all 
staff. It is available on the company’s website.

Share trading

The company’s code of conduct covers share trading. It 
requires that as a general rule ‘staff and directors should 

not buy or sell AEI shares between the close of the financial 
year or half-year and the publication of the company’s 
results’.

In accordance with the Corporations Act 2001 and the 
ASX Listing Rules, directors must advise the ASX of 
any transactions conducted by them in securities of the 
company which they own or in which they have a relevant 
interest.

Directors, employees and their associates must not engage 
in insider trading, nor the disclosing of inside information to 
third parties. The company periodically conducts seminars 
about its share trading policy and educates staff about the 
offence of insider trading. 

Safeguard integrity in financial reporting

CEO and CFO sign-off of financial reports

The company requires the chief executive officer and the 
chief financial officer to state in writing to the board that the 
company’s financial reports present a true and fair view, in 
all material respects, of the company’s financial condition 
and operating results and are in accordance with relevant 
accounting standards.

Audit committee

Throughout the period, the board had an audit committee 
consisting of two non-executive directors and the company 
secretary.

The qualifications of those appointed to the audit committee 
are provided in the directors’ report, as are the number 
of meetings of the committee and attendances at those 
meetings.

The audit committee does not consist of only non-executive 
directors (the company secretary being a member and not a 
director). The chair of the committee is Naomi Edwards.

The audit committee provides a forum for effective 
communication between the board and the external 
auditors. The role of the committee is to advise the 
board on the maintenance of an appropriate framework 
of financial internal control and appropriate discharge of 
‘trading company’ fiduciary obligations for the company and 
its subsidiary, Australian Ethical Superannuation Pty Ltd.

A charter for the audit committee appears on the company’s 
website.

The board is of the view that notwithstanding that the 
audit committee does not comply with all the Corporate 
Governance recommendations on membership, it is 
nonetheless able to perform its functions with independence 
and diligence.

In particular:

•

the committee includes the company secretary who 
is responsible to the chair of the board and the board 
generally on governance matters;

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•

at a number of meetings the committee speaks directly 
to the external auditor in the absence of executive 
management.

•

to review on a quarterly basis the company’s risk 
registers and recommend to the board any changes to 
those risk registers. 

The audit committee considers the performance and 
independence of the external auditor over the course of a 
reporting period. In selecting an external auditor the board 
seeks competence, industry experience, integrity and 
independence. In normal circumstances, appointment of 
the external auditor will typically continue for a significant 
number of years. Rotation of external audit engagement 
partners will occur in accordance with the rotation 
requirements of the Corporations Act 2001.   

Make timely and balanced disclosure

The company has established a formal ‘Statement on Risk 
Management’, together with supporting documents, ‘AEI 
Guide for Risk Management’ and section risk registers, 
that document the major risks facing the company and 
the way in which these risks are to be managed. The risk 
registers are updated regularly and the criteria and working 
standards set out in the guide are periodically reviewed.

A description of the company’s risk management policy 
and internal compliance and control systems is on the 
company’s website.

The company has written policies and procedures designed 
to ensure compliance with the ASX Listing Rule disclosure 
requirements. The disclosure policy appears on the 
company’s website. 

The chief executive officer and chief financial officer certify 
to the board that the integrity of the financial statements 
are founded on a sound system of risk management and 
internal compliance and control.

Respect the rights of shareholders

The company maintains a comprehensive and informative 
‘shareholder centre’ on its website which provides 
shareholders (and others) with up to date information about 
the corporate activities of the company. The website also 
provides shareholders with guidance on a range of issues 
concerning the management of their shareholdings.

Australian Ethical produces a newsletter, Aim High, for 
trust and superannuation investors, and since listing the 
company has introduced a shareholder newsletter. It 
has revised its annual general meeting arrangements to 
promote participation and dissemination of information 
and has ensured access to the external auditor at these 
meetings.

Australian Ethical also produces a sustainability report for 
shareholders and other stakeholders on the triple bottom 
line performance of Australian Ethical (available on the 
company’s website).

The company complies with the corporate governance 
guidelines for notices of meeting.

Recognise and manage risk

The board is responsible for the company’s system of 
internal controls. The board monitors the operational 
and financial aspects of the company’s activities and, 
through the audit committee, the board considers the 
recommendations and advice of external auditors and other 
external advisers on the operational and financial risks that 
face the company.  

The board monitors that appropriate actions are taken to 
ensure the company has an appropriate internal control 
environment in place to manage the key risks identified. 
Recently the board has delegated to its Compliance and 
Risk Committee the responsibility:

•

to oversee and monitor the implementation of the 
company’s risk management systems;

The chief executive officer, risk management officer and 
compliance officer certify to the board that its internal 
control and risk management systems are operating 
efficiently and effectively throughout the group.

Encourage enhanced performance

Board and director evaluation 

The directors undertake an annual self-assessment of 
their collective and individual performance and seek 
specific feedback from the senior management team. An 
assessment was undertaken in the relevant period.

 A questionnaire concerning board and individual 
performance is completed by each director in respect of 
themselves and for each other director and the results 
collected by the board chair. The board as a whole then 
considers and discusses the results of the questionnaire 
at a board meeting. The board chair also talks to each 
director individually about their performance and generally 
on the evaluation and comments received from their peers. 
The results of the questionnaire are examined from both a 
qualitative and quantitative perspective.  

Where discussed at a board meeting, results and any 
action plans are documented in board minutes.

Key executive evaluation

The performance of executives is evaluated in accordance 
with the company’s annual performance review guidelines. 
For the chief executive officer, the review is conducted 
by the board chair. For other executives, the review is 
undertaken by the chief executive officer.

The process is as follows:

•

•

receive 360° comments from staff (and directors if 
applicable);

review comments once received and incorporate into 
the annual review as considered appropriate. Emphasis 
is on themes or perceptions rather than specific 
comments;

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•

•

•

•

complete a draft of the annual performance review and 
provide to the executive for discussion;

discuss the annual performance review with the 
executive – cover key responsibilities, overall 
performance, key behaviours, review achievements 
against previous year’s objectives, discuss objectives 
for the coming year, discuss aspirations and areas for 
improvement;

review competencies and qualifications to ensure they 
remain applicable to the position. If not, a training 
program must be developed to bring the executive to 
the appropriate level; and

investigate what specific training may be suitable and 
available.

In respect of the chief executive officer, the chair presents 
the results of the review to the board, the board has an 
opportunity to provide feedback to the chief executive 
officer, and to consider recommendations from the chair on 
the chief executive officer’s remuneration package.  

Remunerate fairly and responsibly

Remuneration policy

Australian Ethical’s remuneration policy is designed to 
accord with the principles of the Australian Ethical Charter, 
as set out in the constitution of the company. It is designed 
to ensure Australian Ethical does not

‘exploit people through the payment of low wages or the 
provision of poor working conditions’

and to facilitate:

‘the development of workers participation in the 
ownership and control of their work organisations and 
places’

Australian Ethical’s fundamental remuneration policy is 
to treat all staff in an equitable fashion and not to have 
special remuneration arrangements for particular staff. All 
permanent staff (including the chief executive officer and 
executive directors) receive a cash salary and participate 
in the staff bonus and employee share ownership scheme. 
Remuneration is not subject to set performance hurdles.

All permanent staff are eligible to participate in the staff 
bonus which is determined by the constitution. Each year 
the bonus is set with reference to the profit of the company. 
Each full-time staff member receives the same amount, 
part-time staff receive a pro-rata amount. The constitution 
provides that the bonus can be (and often has been) 
satisfied by the issue of shares.

Under the employee share ownership plan a pool of 
options, which would if exercised, amount to 5% of 
the existing ordinary share capital is issued to staff. All 
permanent staff are eligible to participate in the plan. The 
price at which the options can be exercised is set 10% in 
excess of the market price of the shares. The number of 

options received by an individual staff member depends on 
their salary level. Options are not exercisable for a period of 
three years from their date of grant.

Australian Ethical has a mix of full-time and part-time 
staff and endeavours to provide flexible employment 
arrangements within business needs.

Australian Ethical monitors employee’s salaries against 
the wider market and reviews salary levels annually. 
The company adopts an in-principle guideline of paying 
individual staff a total fixed remuneration based on 80% to 
120% range of the 50th percentile identified in a biennial 
salary survey, with an unweighted average of 95–105% and 
with appropriate macro economic indexation of comparator 
benchmarks over time.

The guideline would not be implemented in such a way that 
salaries would reduce where there was a market crash in 
relevant salaries.

Remuneration committee

The board has a remuneration committee. The members 
of the remuneration committee at the end of the reporting 
period were Naomi Edwards and Pauline Vamos. The 
charter for the remuneration committee is available on the 
company’s website.    

Details of remuneration

Details of remuneration paid to directors and executives 
during the reporting period is set out in the directors’ report. 
The reporting distinguishes between the structure of non-
executive director remuneration and that of executive 
directors.

Equity-based remuneration

Equity-based remuneration for executive directors has 
previously been approved by shareholders. The employee 
share ownership plan was approved by shareholders at the 
annual general meeting held in November 2005. 

Recognise the legitimate interests of stakeholders

The proper purpose of Australian Ethical is to promote 
ethical/socially responsible investment. By the very nature 
of Australian Ethical, the board is committed to the highest 
standards of conduct and ethical practices in guiding the 
business activities of Australian Ethical and its subsidiary. 
This includes transparency in the way in which it does 
business and clarity of communication to its members and 
other stakeholders. Its code of conduct, as mentioned 
earlier in this report, expects this of each employee and 
each director.  

The company has developed a corporate governance 
section on its website. The board has directed that detailed 
and comprehensive information on the company’s corporate 
governance arrangements and copies of relevant policies 
and charters are to be placed on that website. It welcomes 
comments and suggestions from stakeholders on any 
element of its corporate governance program. 

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Directors’ report

(The directors’ report and financial statements were 
lodged with the Australian Securities Exchange on 
31 August 2007).

Other than as described, there were no other significant 
changes in the nature of the controlling entities activities 
during the year.

The directors of Australian Ethical Investment Ltd, the 
controlling entity, present their report on the company 
and its controlled entity for the financial year ended 
30 June 2007. In compliance with the Corporations Act 
2001, the directors report as follows:

Directors

The name of each person who has been a director during 
the year ended 30 June 2007 and to the date of this report 
are:

Name

Time in office

George Pooley

5 years

Resigned 
13 October 2006

Caroline Le Couteur

16 years

James Thier

Howard Pender

Naomi Edwards

Pauline Vamos

16 years

16 years

2 years

1 year

Justine Hickey

<1 year

Notice of 
resignation, 
effective 
31 August 2007

Appointed 
1 March 2007

Directors have been in office since the start of the financial 
year to the date of this report unless otherwise stated.

Company secretaries

The name of each person who was a company secretary of 
the company as at the end of the financial year are:

Name

Philip George

Principal activities

The principal activity of the controlling entity during the 
financial year was to manage four public offer ethical 
investment trusts (registered managed investment 
schemes). The controlling entity’s wholly owned subsidiary, 
Australian Ethical Superannuation Pty Ltd, was trustee 
of the Australian Ethical Retail Superannuation Fund 
during the financial year. During the course of the year, 
the controlling entity established two further registered 
managed investment schemes – the Australian Ethical 
International Equities Trust and the Australian Ethical World 
Trust. The International Equities Trust is a wholesale trust 
which aims to offer exposure to high quality companies 
listed on global share markets and aims to provide long-
term growth through such investments. The World Trust is 
a public offer trust that will hold units in the International 
Equities Trust.

Operating results

The consolidated entity (Australian Ethical Investment 
Ltd and its wholly owned subsidiary, Australian Ethical 
Superannuation Pty Ltd) has recorded a consolidated 
net profit after income tax expense for the year ending 
30 June 2007 of $1 819 177. This result is a 34%  increase 
on the result of $1 362 612 for the previous financial year.

Review of operations

The 2007 result continues a trend of excellent results.

The company has continued to experience growth in funds 
under management and as a consequence improved 
revenue and profitability. As at 30 June 2007, funds 
under management totalled $552M (ex. distribution). This 
compares with funds under management of $417M (ex. 
distribution) as at 30 June 2006. The aggregate distribution 
amount paid for the current period was $59M, compared to 
a distribution the previous year of $41M.  

The costs to income ratio1 has reduced from 78% in the 
previous year to 76% this year and return on equity has 
increased from 24.1% to 26.1%.

The superannuation business (Australian Ethical 
Superannuation Pty Ltd) again contributed significantly to 
the excellent result and superannuation continues to be a 
growth engine of the business. The June 2007 inflow for the 
Australian Ethical Retail Superannuation Fund was over five 
times the average monthly inflow experienced for the 11 
months to May 2007.  

The company continues to apply the principles of the 
Australian Ethical Charter in its investment and business 
activities.

As required under the company’s constitution, an amount 
of $224 964 has been provisioned as tithe for this year and 
will be donated to a number of non-profit organisations for 
useful charitable, benevolent or conservation purposes.

Except as described under Principal activities above, during 
the 2006–07 financial year the company did not make 
any significant changes to its core funds management 
operations. Gary Leckie replaced Mark Bateman as chief 
financial officer in February 2007. There were no other 
significant changes in management or organisational 
structure.

During the year the company relocated to Block E, Trevor 
Pearcey House, Traeger Court, 34 Thynne Street, Bruce 
ACT 2617. The relocation followed an environmentally 
exemplary refurbishment of the premises at Trevor Pearcey 
House. Refurbishment costs including fit-out totalled $1.8M.  

1Tithes expense is not included in costs when calculating this ratio.

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Other than the refurbishment of the building and the inflows 
into the superannuation fund in June 2007, there were no 
unusual events or transactions which affected the financial 
result for the period ended 30 June 2007.

ordinary share paid in March 2007. The total dividend for 
the year will be $1.92 per share, an increase of 126% 
over the 85 cents per ordinary share paid in respect of the 
previous financial year.

Financial position

The company’s capital structure and policies remain 
relatively simple. The company currently has no debt and 
capital not required for working purposes is held as an 
investment in Trevor Pearcey House and an investment 
portfolio comprising triple A securities, senior bank debt and 
corporate rated debt.    

Maintenance of a certain level of capital is a condition of 
the company’s Australian Financial Services Licence. The 
company currently meets the $5M capital requirement 
above which no extra capital is required as a result of 
increased funds under management.

The company has a comprehensive risk management 
process designed to deal with significant operational risks 
as identified by management and the directors.

Business strategies, future prospects and 
likely developments

To date a significant portion of the investment in the 
Australian Ethical trusts has come from retail clients. 
Following a review of strategic options in early 2007 the 
directors have taken the decision to put resources into 
broadening the appeal of the Australian Ethical products. 
Expenditure related to this expansion of focus is likely to 
impact on our cost to income ratio given the expected time 
lag between work carried out and the inflow of funds. We 
can expect some deviation from the downward trend which 
the costs to income ratio has experienced over the past 
three years.   

The company will continue to focus on building and 
servicing its clients and streamlining its processes, ensuring 
scalability of operations and seeking cost efficiencies. The 
company reviews its product offerings annually and this 
analysis forms the basis of decisions regarding product 
offerings.    

At this time the company has no plans to make any 
significant changes to its core operations in the coming 
financial year.

Other information relating to business strategies and likely 
developments has not been disclosed because it may 
cause unreasonable prejudice to those activities.

Events subsequent to balance date

Pauline Vamos has advised the company that she will 
resign from all positions with the company with effect from 
31 August 2007, to take up full-time employment.

The directors have declared that a final dividend of $1.52 
per ordinary share (fully franked) be paid to shareholders. 
This is in addition to the interim dividend of 40 cents per 

The board notes that the declaration and quantum of any 
future dividend will depend on the company’s ongoing 
performance and capital requirements. In particular, no 
inference should be drawn about the quantum of any future 
dividend based on the quantum of 2006–07 dividend, or on 
the dividend payout ratio for the 2006–07 year.

No other matters or circumstances have arisen since the 
end of the financial year which significantly affected or 
may significantly affect the operations of Australian Ethical 
Investment Ltd and its controlled entity, the results of 
those operations or the state of affairs of Australian Ethical 
Investment Ltd in financial years subsequent to the financial 
year ended 30 June 2007, other than as outlined in this 
report.

Directors’ indemnification 

The constitution of the controlling entity provides a general 
indemnity for officers of the company against liabilities 
incurred in that capacity, including costs and expenses in 
successfully defending legal proceedings. 

During the financial year, the company paid a premium in 
respect of a contract insuring the directors of the company 
(as named above), the company secretary, and all officers 
of the company and of any related body corporate against 
a liability incurred as such a director, secretary or officer 
to the extent permitted by the Corporations Act 2001. The 
contract of insurance prohibits disclosure of the nature of 
the liability and the amount of the premium.

During the year the company entered into deeds of 
indemnity, insurance and access with directors and officers 
which provides a general indemnity against liabilities 
incurred in that capacity to the extent permitted by the 
Corporations Act 2001.

The deed obligates the company to use its reasonable 
endeavours to obtain and maintain insurance for the benefit 
of a director or officer of the company and any subsidiary, to 
the extent that such coverage is available in the market on 
terms which the company reasonably considers financially 
prudent and on terms consistent with the practice of 
comparable companies operating in similar markets.

The deed also provides that the company will pay on behalf 
of the director or officer or lend to the director or officer 
the amount necessary to pay the reasonable legal costs 
incurred by the director or officer in defending an action for 
a liability incurred as a director or officer of the company 
or a subsidiary on such terms as the company reasonably 
determines. The director or officer must repay to the 
company such legal costs if they become legal costs for 
which the company was not permitted by law to indemnify 
the director or officer. The company need not pay or provide 
a loan to the director or officer to the extent that the director 

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or officer is actually reimbursed for legal costs as they fall 
due under an insurance policy or otherwise.

Howard Pender B.A.(Hons)
Executive Director 

The company has not otherwise, during or since the 
financial year, indemnified or agreed to indemnify a director, 
officer or auditor of the company or of any related body 
corporate against a liability incurred as such director, officer 
or auditor.

Directors’ particulars

Qualifications, experience and special 
responsibilities

Caroline Le Couteur B.Ec., B.Bus., Grad.Dip.(Env. & Dev. 
Man.), FAICD
Executive Director 

Caroline has 
been committed 
to environmental 
conservation and social 
justice throughout her 
life. She is a member of 
the national council of the 
Australian Conservation 
Foundation and has 
been a candidate for 
the Greens in both ACT 
and Federal elections. 
Caroline has held senior 
government positions in 
information management. 
She is the company’s information technology manager and, 
until September 2002, was also the funds administrator.

James Thier B.Sc.(Hons)
Executive Director 

James has had 
academic experience as 
a researcher and has 
taught in the faculties of 
economics, environmental 
studies and geography at 
the University of NSW. He 
has held senior positions 
in local government 
and within peak bodies 
of the credit union 
movement. James is 
the company’s business 
development manager. 
James is also a director 

of Australian Ethical Superannuation Pty Ltd and is on 
the investment and compliance committees. James has 
recently undertaken a Churchill Fellowship to examine the 
mechanisms of shareholder advocacy.

Howard received a 
university medal in 
economics from the 
Australian National 
University. He worked 
at the Commonwealth 
Treasury and then as 
Senior Economist at 
Bankers Trust in Sydney. 
From 1992 to 1997, he 
was a Visiting Fellow in 
the Centre for International 
and Public Law at the 
Australian National 
University. Howard has 
been a director of two other ASX listed companies. Howard 
is a director of Australian Ethical Superannuation Pty Ltd 
and is a member of the finance and investment committees. 

Naomi Edwards B.Sc. (Hons) FIA FIAA FNZSA
Non-Executive Director

Naomi is a Fellow of 
the Institute of Acturies 
and has a high level of 
financial experience with 
practical conservation 
and environmental links. 
Naomi was Partner in 
charge of the financial 
services industry group 
within Deloitte Touche 
Tohmatsu in Sydney and 
leader of the financial 
services practice for 
Trowbridge Consulting 
for many years. She 

has recently undertaken pro bono work providing actuarial 
assistance for environmental and social organisations. 
Naomi is a director of Australian Ethical Superannuation 
Pty Ltd, chairs the audit committee and is a member of the 
investment and remuneration committee.

Pauline Vamos B.A. LLB 
AACI
Non-Executive Chairperson

Pauline is a qualified lawyer 
and an Associate of the 
Australasian Compliance 
Institute. She has over 20 
years experience in the 
financial services industry, in 
particular financial planning, 
superannuation, funds 
management and both life 
and general insurance. For 

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the six years prior to March 2004, Pauline was with ASIC 
and played key roles in relation to the implementation of the 
Managed Investments legislation and Financial Services 
Reform. Pauline currently provides strategic compliance 
solutions for various clients. Pauline is a director of 
Australian Ethical Superannuation Pty Ltd, the controlled 
entity of AEI, is chair of the compliance committee, chair of 
the remuneration committee and is a member of the audit 
and finance committees.

Justine Hickey B.Com. GAICD SAFin ASIP(UK)
Non-Executive Director

Justine has over 15 years experience in investment and 
funds management, as an equities portfolio manager 
and in senior management. She was Head of Equities 

at Suncorp Investment Management in Brisbane until 
2004 and previously a Portfolio Manager at Flemings 
Investment Management 
(now JP Morgan) in the 
UK.  Justine is a director 
of Hyperion Flagship 
Investments Ltd and chairs 
the Youth Enterprise Trust 
Foundation – which supports 
disadvantaged youth. She 
also is a member of the 
investment committees of 
Dalton Nicol Reid and the 
University of Melbourne. 
Justine chairs the 
investment committee.

Directors’ meetings

The number of directors’ meetings (including meetings 
of committees of directors of which not all directors are 
members) and number of meetings attended by each of the 
directors of the controlling entity during the financial year 
are:

Board meetings

Audit committee

Finance committee

Investment 
committee

Remuneration 
committee

Compliance 
committee

No. 
eligible 
to attend

No. 
attended

No. 
eligible 
to attend

No. 
attended

No. 
eligible 
to attend

No. 
attended

No. 
eligible 
to attend

No. 
attended

No. 
eligible 
to attend

No. 
attended

No. 
eligible 
to attend

No. 
attended

George 
Pooley

Caroline Le 
Couteur

James Thier

Howard 
Pender

Naomi 
Edwards

Pauline 
Vamos

Justine 
Hickey

2

8

8

8

8

8

2

2

8

6

8

6

8

2

1

-

-

-

3

2

-

1

-

-

-

3

2

-

1

-

-

7

-

5

-

1

-

-

7

-

5

-

-

-

5

5

-

-

2

-

-

3

5

-

-

2

1

2

-

-

3

1

-

1

2

-

-

3

1

-

-

-

4

-

-

4

-

-

-

3

-

-

3

-

Directorships held in other listed entities in the 
last three years

Name

Entity

Howard Pender

SoftLaw Corporation Limited

Pauline Vamos

Plan B Group Holdings Limited

Justine Hickey

Hyperion Flagship Investments Limited

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Remuneration report

The information which follows through to the end of the 
section titled Employment contracts of directors and senior 
executives is subject to audit by the external auditor.

Names and positions of key management 
personnel (directors and named executives) at 
any time during the financial year

Parent entity directors

Name

Position

George Pooley

Chairperson, non-
executive

Resigned 
13 October 2006

Caroline Le 
Couteur

James Thier

Howard Pender

Naomi Edwards

Pauline Vamos

Justine Hickey

Director, 
executive

Director, 
executive

Director, 
executive

Director, 
non-executive

Chairperson, non-
executive

Director, non-
executive

Appointed 
1 March 2007

Executives

Name

Position

Anne O’Donnell

David Ferris

Mark Bateman

Philip George

Ruth Medd

Gary Leckie

Chief executive 
officer

Investment 
manager

Chief financial 
officer

Company 
secretary/ legal 
counsel

Director of wholly-
owned entity

Resigned 
2 February 2007

Chief financial 
officer

Appointed 
2 February 2007

AASB 124 ‘Related Party Disclosures’ requires disclosure 
of compensation of key management personnel. Key 
management personnel is defined as persons having 
authority and responsibility for planning, directing and 
controlling the activities of the entity, directly or indirectly, 
including any director (whether executive or otherwise) of 
that entity.

The Corporations Act 2001 requires disclosure of the 
remuneration of:

1.

each director of the company; and

2.

3.

each of the five named company executives who 
receive the highest remuneration for that year;

if consolidated financial statements are required – each 
of the five named relevant group executives who receive 
the highest remuneration for that year.

With the exception of Ruth Medd, the above named 
directors and executives are key management personnel of 
the company. Ruth Medd is a group executive.

Remuneration policy

Directors

The aggregate amount of remuneration payable to directors 
for the performance of their duties as directors is set by the 
company in general meeting from time to time. In proposing 
any motions on director remuneration to a general meeting, 
the board has regard to market rates for directorships in 
similar companies operating in similar industries. It also 
has regard to recommendations from its Remuneration 
Committee. Within the approved aggregate amount, fees 
paid to individual directors for services as a director are 
determined by the board. Currently, the chair receives a 
higher amount, with other directors receiving an equal 
amount.

Under the constitution, directors are also entitled to be paid 
reasonable expenses, remuneration for extra services, 
retirement benefits and superannuation contributions.

There are currently no arrangements to pay any director a 
retirement benefit. 

Secretaries, senior managers, executive directors and 
group executives

The company’s fundamental remuneration policy is to treat 
all staff (including secretaries, senior mangers, executive 
directors and group executives) in an equitable fashion and 
not to have special remuneration arrangements (including 
individual performance-based arrangements) for particular 
staff. All permanent staff (including the CEO, executive 
directors and secretaries) receive a cash salary and 
participate in a staff bonus and employee share ownership 
scheme. These arrangements do not apply to non-executive 
directors.

Remuneration policy also accords with the Australian 
Ethical Charter, as set out in the constitution of the 
company. It is designed to ensure the company does not 

‘exploit people through the payment of low wages or the 
provision of poor working conditions’

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Details of options issued under the employee share 
ownership plan are set out under remuneration policy 
above. Options are performance based in two ways. Firstly, 
in most cases, staff must remain an employee for three 
years from the date of grant of the options to be entitled 
to exercise them. Option value can only be realised if an 
employee contributes a significant further period of service 
to the company. Secondly, option value can only be realised 
if the market value of the underlying shares increase by 
10% between the period of grant and the period when the 
options can be exercised.

The remuneration policy discussed above has broadly been 
in place for the current and the previous five financial years.

Dividends through the same period have increased from a 
dividend out of the profits of the 2001–02 year of 20 cents 
per share to a dividend out of the 2005–06 year profits of 
85 cents per share. The dividend declared by the directors 
for the 2006–07 year is 192 cents per share.4

The company’s shares have traded on the ASX since 
17 December 2002. Movements in closing share price at 
the beginning and end of financial years since listing are as 
follows:

Date

17 December 2002

30 June 2003

30 June 2004

30 June 2005

30 June 2006

30 June 2007

Closing daily price5

$12.50

$11.30

$13.00

$17.20

$28.50

$48.00

The company’s earnings over the last five years are as 
follows:

Year

2002–03

2003–04

Adoption of AIFRS

2004–05

2005–06

2006–07

Earnings

$190 921

$459 761

$784 419

$1 362 612

$1 819 177

and to facilitate: 

‘the development of workers participation in the 
ownership and control of their work organisations and 
places.’

The company reviews individual remuneration annually 
and externally benchmarks remuneration levels every two 
years. Individual staff remuneration is then considered 
with reference to the benchmarks and in accordance with 
guidelines approved by the board. The board aims to 
remunerate responsibly and fairly, with reference to the 
market.

All permanent staff are eligible to participate in an annual 
staff bonus. Under the company’s constitution, before 
the directors recommend any dividend to be paid out of 
profits of any one year, they must pay a bonus2 to current 
employees which is set by reference to the profit of the 
company for that year. Each full-time staff member receives 
the same bonus amount and part-time staff (or those not 
employed full-time through the full year) receive a pro-
rata amount. The company’s constitution provides that the 
bonus can be (and often has been) satisfied by the issue of 
shares, under the employee share ownership scheme.

Also under the employee share ownership scheme, a 
pool of options which would, if exercised, amount to 5% 
of the company’s existing ordinary share capital is issued 
to staff. All permanent, non-probationary staff are eligible 
to participate in the plan. The options3 are issued for nil 
consideration and the price at which the options can be 
exercised is set at 10% in excess of the market price of 
the shares as at the date of grant. The number of options 
received by an individual staff member depends on their 
remuneration. Options are not exercisable for a period 
of three years from their date of grant. At the end of the 
three year period, options must be exercised within a three 
month exercise window or they lapse. During the three 
month exercise window, options can also be sold once, with 
the transferee then needing to exercise during the three 
month window, or the options lapse. In most circumstances, 
options will also lapse where an employee’s employment 
ceases before the options are exercisable. The options 
confer no voting or dividend rights.

Performance-based remuneration and company 
performance

The payment of the staff bonus is set by reference to the 
profit of the company for a relevant year. Higher company 
profits in a year correspondingly increase the aggregate 
amount that directors could determine be paid to current 
employees as a bonus. 

2See Note 1(k) in the attached financial report

3See Note 25 in the attached financial report

4An interim dividend of 40 cents per share was paid in March 2007, so the 
final payment to shareholders will be 152 cents per share.

5Where shares were not traded on the day specified, the price quoted is the 
closing daily price when trades did occur on the day earlier than and closest 
to the date specified. 

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Remuneration details for the year ended 30 June 2007

Parent entity directors’ remuneration

Short-term employee benefits

Post 
employment 
benefits

Other 
long-term 
benefits

Termination 
benefits

Share-based 
payment

Cash salary 
and fees
$

Bonus 
cash
$

Other

Super

$

$

$

$

Bonus 
shares
$

Options

Total

$

$

2007

George Pooley

19,749

-

Caroline Le Couteur

142,449

5,500

James Thier

Howard Pender

Naomi Edwards*

Pauline Vamos

Justine Hickey*

143,516

-

138,954

3,575

39,300

52,223

17,314

-

-

-

Total

553,505

9,075

-

-

-

-

-

-

-

-

-

12,017

11,804

11,633

3,150

4,205

741

-

3,431

2,016

2,089

-

-

-

43,550

7,536

-

-

-

-

-

-

-

-

-

-

-

19,749

7,907

171,304

3,759

5,928

167,023

-

-

-

-

6,082

162,333

-

-

-

42,450

56,428

18,055

3,759

19,917

637,342

*Naomi Edwards had a one off contract with the company to assist in establishing a product profitability model. Justine Hickey had a one off contract with the 
company to provide consulting service on an integrated IFSA project. The terms and conditions of these contracts are no more favourable than those that is 
reasonable to expect the entity would have adopted if dealing at arm’s length with an unrelated individual. Naomi Edwards also received sponsorship money 
totalling $2,500 in relation to a conservation and social justice event.

2006

George Pooley

Ray De Lucia

57,188

3,259

Caroline Le Couteur

131,882

-

-

-

James Thier

Howard Pender

Naomi Edwards

Total

124,586

2,153

113,237

28,420

-

-

458,572

2,153

-

-

-

-

-

-

-

-

-

11,484

10,300

10,291

2,558

34,633

-

-

3,196

1,638

1,791

-

6,625

Named executives remuneration (including other key management personnel)

-

-

-

-

-

-

-

-

-

4,300

1,000

1,613

-

-

-

57,188

3,259

7,536

158,398

6,048

145,725

3,128

130,060

-

30,978

6,913

16,712

525,608

Short-term employee 
benefits

Post 
employment 
benefits

Other 
long-term 
benefits

Termination 
benefits

Share-based 
payment

Cash salary 
and fees
$

Bonus 
cash
$

Other

Super

$

$

$

$

Bonus 
shares
$

Options

Total

$

$

2007

Anne O’Donnell

190,804

5,500

David Ferris

Mark Bateman

Philip George

Ruth Medd

Gary Leckie

Total

2006

Anne O’Donnell

David Ferris

Mark Bateman

Philip George

Ruth Medd

20

Total

158,681

140,481

162,880

28,500

-

5,500

5,500

-

118,374

5,500

799,720 22,000

172,147

134,878

113,643

140,622

24,710

-

-

4,300

2,718

-

586,000

7,018

-

-

-

-

-

-

-

-

-

-

-

-

-

17,259

13,843

7,076

14,088

1,800

10,257

64,323

15,225

11,764

10,008

12,330

1,459

50,786

5,659

5,046

-

3,503

-

2,849

17,057

4,817

3,044

3,287

2,926

-

14,074

-

-

-

-

-

-

-

-

-

-

-

-

-

-

12,043

231,265

5,290

-

-

-

-

9,307

7,916

9,754

192,167

160,973

195,725

-

30,300

5,974

142,954

5,290

44,994

953,384

4,300

10,100

206,589

4,135

-

-

-

8,773

7,076

5,208

162,594

138,314

163,804

-

26,169

8,435

31,157

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australianethical

Cash bonus compensation benefits

Details of cash bonuses paid to key management personal are included in the remuneration tables set out above. The 
bonuses were paid on 22 September 2006. The nature of the cash bonuses and the criteria used to determine the payment 
of the bonuses are detailed in the remuneration policy and in the discussion on performance-based remuneration and 
company performance.

Options granted as remuneration – disclosures required under AASB 124

Vested 
no.

Granted 
no.(a)

Grant date Value per option 

at grant date(b)
$

Exercise 
price
$

First exercise 
date

Last 
exercise/
expiry date

Parent entity directors

George Pooley

Caroline Le Couteur

James Thier

Howard Pender

Naomi Edwards

Pauline Vamos

Justine Hickey

2,646

2,074

857

-

-

-

-

1,910

1,432

1,469

-

-

-

-

-

22.09.2006

22.09.2006

22.09.2006

-

-

-

5,577

4,811

Named executives (including other key management personnel)

Anne O’Donnell

David Ferris

Mark Bateman

Philip George

Ruth Medd

Gary Leckie

2,802

2,498

1,962

-

-

2,909

2,248

1,912

2,356

22.09.2006

22.09.2006

22.09.2006

22.09.2006

-

-

819

1,443

22.09.2006

8,081

10,868

-

4.14

4.14

4.14

-

-

-

4.14

4.14

4.14

4.14

-

4.14

-

32.50

32.50

32.50

-

-

-

32.50

32.50

32.50

32.50

-

-

-

22.09.2009

22.12.2009

22.09.2009

22.12.2009

22.09.2009

22.12.2009

-

-

-

-

-

-

22.09.2009

22.12.2009

22.09.2009

22.12.2009

22.09.2009

22.12.2009

22.09.2009

22.12.2009

-

-

32.50

22.09.2009

22.12.2009

(a) Each option above is granted by Australian Ethical Investment Ltd (AEI) and is for one ordinary share in AEI.
(b) Options were granted as part of remuneration and the recipient did not otherwise pay for the grant of the options.

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1800 021 227 (cid:129) austethical.com.au

australianethical
investment + superannuation

Units in the trusts are offered and issued by Australian Ethical Investment Ltd (‘AEI’) ABN 47 003 188 930, AFSL 229949. Interests in the 
superannuation fund are offered by AEI and issued by the trustee of the fund, Australian Ethical Superannuation Pty Ltd ABN 43 079 259 733 RSEL 
L0001441. Product disclosure statements are available from our website or by calling us and should be considered before deciding whether to 
acquire, or continue to hold, units in the trusts or interests in the fund. Australian Ethical® is a registered trademark of AEI.

21

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Details of shareholdings – changes to shareholdings, including as a result of the exercise of options 
granted as compensation

Balance
01.07.06

Share in lieu of 
cash bonus

Options exercised/
shares issued(1)

Net change 
other(2)

Balance
30.06.07(3)&(4)

Parent entity directors

George Pooley

Caroline Le Couteur

James Thier

Howard Pender

Naomi Edwards

Pauline Vamos

Justine Hickey

44,277

60,154

51,178

-

-

-

-

127

-

-

-

-

-

-

Named executives (including other key management personnel)

Anne O’Donnell

David Ferris

Mark Bateman

Philip George

Ruth Medd

Gary Leckie

Total

3,315

2,762

982

375

-

-

179

-

-

-

-

-

163,043

306

-

2,646

2,074

857

-

-

-

-

-

2,802

2,498

1,962

819

13,658

-

-

(200)

(370)

700

-

-

-

-

(1,962)

-

-

(819)

(2,651)

-

46,923

62,155

51,665

-

-

700

6,117

5,439

982

375

-

-

174,356

(1) The amount paid for shares issued on exercise of options is $14.11 in all cases.
(2) Net change other refers to shares purchased or sold during the financial year.
(3) Shares issued are fully paid.
(4) Balance represents shareholdings by directors and named executives including their related parties as required by AASB 124 Related Party Disclosures.   
     Relevant interests required by the Corporations Act 2001 would result in the balance changing for James Thier to 47,681, Howard Pender to 49,634 and 
     Philip George to 250.

Explanation of relative proportions of elements of remuneration that are related to performance 

Non-executive directors receive their total remuneration as cash or superannuation contributions. No element is dependent 
on performance.

The remuneration of executive directors, secretaries and senior managers is not subject to individual performance 
conditions. People holding these positions are entitled to participate in the staff bonus and employee share ownership 
scheme described above. Options granted during the financial year, when valued using a Black-Scholes valuation 
methodology as at grant date, make up a very small proportion of the overall remuneration of people holding these 
positions. 

Employment contracts of directors and senior executives

For each individual whose remuneration has been disclosed in this report and is employed under an employment contract, 
the details of the employment contract are as follows:

Name

Duration of 
contract

Period of termination notice 
required

Termination payment provided for 
under the contract

As per minimum requirements 
under the Workplace Relations 
Act 1996

None except for accrued leave and any 
payment in lieu of notice

Caroline Le Couteur

Ongoing

James Thier

Howard Pender

Anne O’Donnell

David Ferris

Gary Leckie

Philip George

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Options granted as remuneration – disclosures required under the Corporations Act 2001

Granted 
no.

Grant 
date

Value per 
option at 
grant date
$

Granted 
as part of 
remuneration(1)
$

Option 
remuneration 
as a % 
of total 
remuneration

Value of 
options 
exercised 
in fin year(2)
$

Value of 
options 
lapsed in 
fin year(3)
$

Total 
value(4)
$

Parent entity directors

George Pooley

-

-

Caroline Le Couteur

1,910

22.09.2006

James Thier

Howard Pender

Naomi Edwards

Pauline Vamos

Justine Hickey

1,432

22.09.2006

1,469

22.09.2006

-

-

-

4,811

-

-

-

-

4.14

4.14

4.14

-

-

-

Named executives (including other key management personnel)

Anne O’Donnell

David Ferris

Mark Bateman

Philip George

Ruth Medd

Gary Leckie

2,909

22.09.2006

2,248

22.09.2006

1,912

22.09.2006

2,356

22.09.2006

-

-

1,443

22.09.2006

10,868

4.14

4.14

4.14

4.14

-

4.14

-

7,907

5,928

6,082

-

-

-

19,917

12,043

9,307

7,916

9,754

-

5,974

44,994

-

5%

4%

4%

-

-

-

5%

5%

5%

5%

-

4%

-

81,735

64,066

14,046

-

-

-

159,847

45,925

40,942

32,157

-

-

13,423

-

-

-

-

-

-

-

-

-

-

-

89,642

69,994

20,128

-

-

-

179,764

57,968

50,249

128,501

168,574

-

-

-

9,754

-

19,397

305,942

132,447

128,501

(1) Values are based on a valuation performed on the options at grant date using the Black-Scholes model. None of the value of the options granted was 
     paid to the key management personnel in the financial year. Key management personnel may realise value from this option grant in the 2009–10 year when
     the options are exercisable.
(2) Values are based on the number of options exercised by Directors/ Executives multiplied by the difference between the share price at exercise date and the 
     exercise price. Under the terms of the share based payment arrangement exercise date and therefore share price can vary between option holders.
(3) Mark Bateman forfeited 100% of options granted, upon leaving the employment of Australian Ethical Investment Ltd. The amounts listed in this column do 
     not represent remuneration paid to Director/ Executives.
(4) This column is required by s300A1(e)(v) of the Corporations Act 2001. It requires the aggregation of amounts in the above table notwithstanding that one 
     amount is a Black-Scholes estimation of value received, one amount is the difference between share sale price and option exercise price, and one amount 
     is a Black-Scholes estimate of value forgone as at date of an employees cessation of employment.

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australianethical
investment + superannuation

Units in the trusts are offered and issued by Australian Ethical Investment Ltd (‘AEI’) ABN 47 003 188 930, AFSL 229949. Interests in the superannuation fund are offered by 
AEI and issued by the trustee of the fund, Australian Ethical Superannuation Pty Ltd ABN 43 079 259 733 RSEL L0001441. Product disclosure statements are available from 
our website or by calling 1800 021 227 and should be considered before deciding whether to acquire, or continue to hold, units in the trusts or interests in the fund. Australian 
Ethical® is a registered trademark of AEI.

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Estimates of the maximum and minimum possible total value of option grants

2007–08

2008–09

2009–10

Max
$

Min
$

Max
$

Min
$

Max
$

Min
$

Parent entity directors

George Pooley

Caroline Le Couteur

James Thier

Howard Pender

Naomi Edwards

Pauline Vamos

Justine Hickey

3,141

2,573

1,076

-

-

-

-

-

-

-

-

-

-

-

Named executives (including other key management personnel)

Anne O’Donnell

David Ferris

Mark Bateman

Philip George

Ruth Medd

Gary Leckie

3,581

3,189

-

-

-

1,594

-

-

-

-

-

-

-

-

-

-

-

-

7,536

6,048

3,128

10,100

8,773

5,208

4,660

-

-

-

-

-

-

-

-

-

-

-

-

-

7,907

5,928

6,082

-

-

-

-

-

12,043

9,307

9,754

5,974

-

-

-

-

-

-

-

-

-

-

-

-

Maximum amounts are calculated using Black-Scholes estimation as at option grant date in respect of options exercisable in 
future years.

Holdings in registered schemes made available by 
the company

Caroline Le Couteur holds 828.6873 units in the Australian 
Ethical Balanced Trust.

Naomi Edwards holds 17,877.9573 units in the Australian 
Ethical Equities Trust and 15,475.9946 units in the 
Australian Ethical Large Companies Share Trust.

Issue of shares and options to executive directors 
– ASX Listing Rule 10.14

The number of shares and options issued to executive 
directors under the employee share ownership plan is 
detailed in this Report. Shareholder approval for the issue 
of shares and options to executive directors was obtained 
under ASX listing rule 10.14 at the Annual General Meeting 
held in November 2006.

Company secretary particulars
Philip George (BSc LLB)

Philip has experience in commercial law, corporate 
governance and project management. He has been a 
company secretary and legal counsel for listed companies 
for over six years. He was a senior associate at the national 
law firm Minter Ellison and conducted a commercial legal 
practice in partnership for two years.

Options as at the date of this report

Options over unissued shares as at the date of this report 
are as follows:

Options 
reference

Number of 
options on issue

AEFAI

34,506

AEFAQ

41,558

AEFAS

41,396

Totals

117,460

Exercise 
period

23.9.07 to 
22.12.07

21.9.08 to 
20.12.08

22.09.09 to 
21.12.09

Exercise 
price

$16.28

$24.82

$32.50

All options are over unissued shares in the company. 
Unexercised options expire at the end of the exercise 
period. No option holder has any right under the options to 
participate in any other share issue of the company or of 
any other entity.

Shares issued upon the exercise of options

The following ordinary shares of the company were issued 
during the year ended 30 June 2007 on the exercise of 
options granted under the company’s employee share 
ownership plan. No further shares have been issued since 
that date to the date of this report. No amounts are unpaid 
on any of the shares.

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Shares issued upon exercise of 
options

Amount paid per 
share

33,778

$14.11

Other specific information

Other specific information has been disclosed in the 
attached financial report as referenced in the table below:

Auditor’s declaration

A copy of the auditor’s independence declaration as 
required under section 307C of the Corporations Act 2001 
forms part of this report and follows at the end of the report.  

Non-audit services

The directors, in accordance with advice from the audit 
committee, are satisfied that the provision of the non-audit 
services by the auditor during the year is compatible with 
the general standard of independence for auditors imposed 
by the Corporations Act 2001. The directors are satisfied 
that the services disclosed in the financial report did not 
compromise the external auditor’s independence because 
the provision of non-audit services is minor and in most 
cases is ancillary or related to audit activities. The directors 
are not aware of any circumstances that would prevent 
the external auditor from exercising objective and impartial 
judgement in relation to the conduct of the audit.  

Details of non-audit services provided by the auditor are set 
out in Note 2 of the attached financial report.

Disclosure

Dividends

Options – issued during the 
financial year and since the end 
of the financial year6

Financial statement 
reference

Note 5

Note 25

Signed in accordance with a resolution of the Board of 
Directors.

Howard Pender
Director

Dated: 31 August 2007

6The financial statements show options issued during the financial year.  No 
options have been issued since the end of the financial year to the date of 
this report.

Auditor’s independence declaration under section 307c of the Corporations Act 2001

I declare that, to the best of my knowledge and belief, during the year ended 30 June 2007 there have been:

no contraventions of the auditor independence requirements as set out in the 

i.
     Corporations Act 2001 in relation to the audit; and

ii.

no contraventions of any applicable code of professional conduct in relation to the audit.

THOMAS DAVIS & CO.

Date 31 August 2007
Liability limited by a scheme approved under Professional Standards Legislation

P.L. WHITEMAN

PARTNER

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Financial statements

for year ended 30 June 2007

Balance Sheet as at 30 June 2007

Notes

Consolidated entity

Parent entity

2007

$

2006

$

2007

$

2006

$

7

8

9

10

11

9

12

13

15

14

15

16

16

16

1,672,464

1,487,185

1,830,430

183,644

1,479,234

1,038,994

2,518,405

139,708

643,525

1,379,251

1,830,430

162,275

373,231

1,042,972

2,518,405

94,243

5,173,723

5,176,341

4,015,481

4,028,851

4,328,138

2,613,153

4,328,138

2,613,153

158,000

392,435

174,484

315,246

474,000

391,385

490,484

309,396

4,878,573

3,102,883

5,193,523

3,413,033

10,052,296

8,279,224

9,209,004

7,441,884

1,681,284

1,352,010

1,869,901

1,433,154

279,307

331,953

356,008

219,970

279,307

331,953

356,008

219,970

2,292,544

1,927,988

2,481,161

2,009,132

33,248

42,371

75,619

30,896

46,557

77,453

33,248

42,371

75,619

30,896

46,557

77,453

2,368,163

2,005,441

2,556,780

2,086,585

7,684,133

6,273,783

6,652,224

5,355,299

4,949,532

4,628,423

4,949,532

4,628,423

200,687

2,533,914

7,684,133

93,948

1,551,412

6,273,783

200,687

1,502,005

6,652,224

93,948

632,928

5,355,299

Current assets

Cash and cash equivalents

Trade and other receivables

Financial assets

Other current assets

Total current assets

Non-current assets

Property, plant & equipment

Financial assets

Deferred tax assets

Total non-current assets

Total assets

Current liabilities

Trade and other payables

Current tax liabilities

Short-term provisions

Total current liabilities

Non-current liabilities

Deferred tax liabilities

Other long-term provisions

Total non-current liabilities

Total liabilities

Net assets

Equity

Issued capital

Reserves

Retained earnings

Total equity

The accompanying notes form part of these financial statements.

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Income Statement for the year ended 30 June 2007

Notes

Consolidated entity

Parent entity

2007

$

2006

$

2007

$

2006

$

Revenue

3

12,086,455

9,661,723

9,870,632

7,768,390

Commissions paid to advisers

External services

Employee benefits expense

Depreciation

Occupancy costs

Communication costs

Other expenses

(260,467)

(271,327)

(61,390)

(2,422,346)

(2,018,108)

(1,077,421)

(101,281)

(913,490)

(4,976,651)

(3,986,460)

(4,956,578)

(3,972,997)

(225,320)

(316,447)

(597,178)

(407,195)

(143,407)

(280,710)

(456,324)

(347,044)

(225,320)

(310,894)

(543,537)

(380,558)

(143,407)

(275,792)

(426,969)

(296,154)

Profit before tithe and income tax expense

2,880,851

2,158,343

2,314,934

1,638,300

Tithes expense

1 (k)

(224,964)

(170,132)

(224,964)

(170,132)

Profit before income tax

2,655,887

1,988,211

2,089,970

1,468,168

Income tax expense

Profit for the year

Profit attributable to members of the parent 
entity

Basic earnings per share (cents per share)

Diluted earnings per share (cents per share)

4

16

6

6

(836,710)

(625,599)

(384,218)

(393,144)

1,819,177

1,362,612

1,705,752

1,075,024

1,819,177

1,362,612

1,705,752

1,075,024

194.8

185.6

150.3

145.1

The accompanying notes form part of these financial statements.

Ethical investment is... smart.
Wise up to ethical investment. Our smart portfolio includes: 

• Fairfax Media (Australia) • Scholastic Corporation (USA) •
• Benesse Corporation (Japan) • Pearson (UK) •

1800 021 227 (cid:129) austethical.com.au

australianethical
investment + superannuation

Units in the trusts are offered and issued by Australian Ethical Investment Ltd (‘AEI’) ABN 47 003 188 930, AFSL 229949. Interests in the superannuation fund are offered by 
AEI and issued by the trustee of the fund, Australian Ethical Superannuation Pty Ltd ABN 43 079 259 733 RSEL L0001441. Product disclosure statements are available from 
our website or by calling 1800 021 227 and should be considered before deciding whether to acquire, or continue to hold, units in the trusts or interests in the fund. Australian 
Ethical® is a registered trademark of AEI.

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Statement of changes in equity for the year ended 30 June 2007

Notes

Consolidated entity

Parent entity

2007

$

2006

$

2007

$

2006

$

Total equity at beginning of financial period

6,273,783

5,046,886

5,355,299

4,415,990

Available-for-sale investments:

Valuation gains/(losses) taken to equity

Transferred to profit or loss on sale

Employee share options

Income tax on items taken directly to or 
transferred directly from equity

3,811

7,464

96,607

(1,143)

(6,632)

-

59,961

1,989

3,811

7,464

96,607

(1,143)

(6,632)

-

59,961

1,989

Net income recognised directly in equity

106,739

55,318

106,739

55,318

Profit for the financial year

1,819,177

1,362,612

1,705,752

1,075,024

Total recognised income and expense for the 
period

Transactions with equity holders in their 
capacity as equity holders:

    Contribution of equity, net of transaction      
    costs

    Dividends provided for or paid

1,925,916

1,417,930

1,812,491

1,130,342

321,109

514,717

321,109

514,717

(836,675)

(705,750)

(515,566)

(191,033)

(836,675)

(515,566)

(705,750)

(191,033)

Total equity at the end of the financial period

16

7,684,133

6,273,783

6,652,224

5,355,299

Total recognised income and expense for the 
financial year is attributable to:

Equity holders of the parent

1,925,916

1,417,930

1,812,491

1,130,342

1,925,916

1,417,930

1,812,491

1,130,342

The accompanying notes form part of these financial statements.

Ethical investment is... global.
Find out more about our World Trust – ethical on a global scale.

1800 021 227 (cid:129) austethical.com.au
Units in the trusts are offered and issued by Australian Ethical Investment Ltd (‘AEI’) ABN 47 003 188 930, AFSL 229949. Interests in the superannuation fund are offered by 
AEI and issued by the trustee of the fund, Australian Ethical Superannuation Pty Ltd ABN 43 079 259 733 RSEL L0001441. Product disclosure statements are available from 
our website or by calling 1800 021 227 and should be considered before deciding whether to acquire, or continue to hold, units in the trusts or interests in the fund. Australian 
Ethical® is a registered trademark of AEI.

australianethical
investment + superannuation

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Cash flow statement for the year ended 30 June 2007

Notes

Consolidated entity

Parent entity

2007

$

2006

$

2007

$

2006

$

Cash flows from operating activities

Receipts from operations

12,535,315

10,066,362

9,679,684

8,009,981

Payment to suppliers & employees

(9,467,091)

(7,706,749)

(7,770,366)

(6,350,434)

Dividends received

Interest/ distributions received

Income tax paid

Bonus

Tithe

Net cash provided by (used in) 
operating activities

Cash flows from investing activities

-

286,760

(992,589)

(192,285)

(173,132)

-

279,928

(643,963)

(108,998)

(98,227)

942,248

232,674

(644,781)

(192,285)

(173,132)

254,660

233,391

(449,319)

(108,998)

(98,227)

22 (b)

1,996,978

1,788,353

2,074,042

1,491,054

Proceeds from sale of investments

1,192,683

2,971,130

1,192,683

2,971,130

Purchase of property, plant & 
equipment

Purchase of investments

Repayment of loans

Net cash provided by (used in) 
investing activities

Cash flows from financing activities

Proceeds from share issue

Share buy-back payment

Dividends paid

Net cash provided by (used in) 
financing activities

(1,974,986)

(2,446,806)

(1,974,986)

(2,446,806)

(500,000)

(2,443,421)

(500,000)

(2,443,421)

15,070

11,657

15,070

11,657

(1,267,233)

(1,907,440)

(1,267,233)

(1,907,440)

392,921

(92,761)

(836,675)

(536,515)

479,325

-

(705,750)

(226,425)

392,921

(92,761)

(836,675)

(536,515)

479,325

-

(705,750)

(226,425)

Net increase (decrease) in cash held

193,230

(345,512)

270,294

(642,811)

Cash at beginning of financial year

1,479,234

1,824,746

373,231

1,016,042

Cash at end of financial year

22 (a)

1,672,464

1,479,234

643,525

373,231

The accompanying notes form part of these financial statements.

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Notes to the financial statements for the year ended 30 June 2007

Note 1 – Statement of significant 
accounting policies

The financial report is a general purpose financial report 
that has been prepared in accordance with Australian 
Accounting Standards, other authoritative pronouncements 
of the Australian Accounting Standards Board and the 
Corporations Act 2001.

The financial report covers the consolidated entity of 
Australian Ethical Investment Ltd and its wholly owned 
entity Australian Ethical Superannuation Pty Ltd and 
Australian Ethical Investment Ltd as an individual parent 
entity. Australian Ethical Investment Ltd is a listed public 
company and both the parent and wholly owned entity are 
incorporated and domiciled in Australia.

The nature of the operations and principal activities of the 
consolidated entity are described at note 19.

The financial report of Australian Ethical Investment Ltd and 
its wholly owned entity, and Australian Ethical Investment 
Ltd as an individual parent entity comply with all Australian 
equivalents to International Financial Reporting Standards 
(AIFRS) in their entirety.

The following is a summary of the material accounting 
policies adopted by the consolidated entity in the 
preparation of the financial report. The accounting policies 
have been consistently applied, unless otherwise stated.

Basis of preparation

The financial report has been prepared on an accruals 
basis and is based on historical costs modified by the 
revaluation of selected financial assets for which the fair 
value basis of accounting has been applied.

Accounting policies

a) Principles of consolidation

A controlled entity is any entity Australian Ethical Investment 
Ltd has the power to control the financial and operating 
policies of so as to obtain benefits from its activities.

All controlled entities have a June financial year-end.

All inter-company balances and transactions between 
entities in the consolidated entity, including any unrealised 
profits or losses, have been eliminated on consolidation.
Accounting policies of controlled entities have been 
changed where necessary to ensure consistencies with 
those policies applied by the parent entity.

The consolidated financial statements comprise the 
financial statements of Australian Ethical Investment 
Ltd and its wholly owned entity Australian Ethical 
Superannuation Pty Ltd.

b) Income tax

The charge for current income tax expenses is based on 
the profit for the year adjusted for any non-assessable or 
disallowed items. It is calculated using tax rates that have 
been enacted or are substantively enacted by the balance 
sheet date.

Deferred tax is accounted for using the balance sheet 
liability method in respect of temporary differences arising 
between the tax bases of assets and liabilities and their 
carrying amounts in the financial statements. No deferred 
income tax will be recognised from the initial recognition 
of an asset or liability, excluding a business combination, 
where there is no effect on accounting or taxable profit or 
loss.

Deferred tax is calculated at the tax rates that are expected 
to apply to the period when the asset is realised or liability 
is settled. Deferred tax is credited in the income statement 
except where it relates to items that may be credited 
directly to equity, in which case the deferred tax is adjusted 
directly against equity.

Deferred income tax assets are recognised to the extent 
that it is probable that future tax profits will be available 
against which deductible temporary differences can be 
utilised.

The amount of benefits brought to account or which may 
be realised in the future is based on the assumption that 
no adverse change will occur in income taxation legislation 
and the anticipation that the consolidated entity will derive 
sufficient future assessable income to enable the benefit to 
be realised and comply with the conditions of deductibility 
imposed by the law.

Australian Ethical Investment Ltd and its wholly owned 
entity Australian Ethical Superannuation Pty Ltd have 
formed an income tax consolidated group under the Tax 
Consolidation System. Australian Ethical Investment Ltd 
is responsible for recognising the current and deferred 
tax assets and liabilities for the tax consolidated group. 
The group notified the Australian Taxation Office (ATO) 
on 24 March 2004 that it had formed an income tax 
consolidated group to apply from 1 July 2002. The tax 
consolidated group has entered a tax sharing agreement 
whereby each company in the group contributes to the 
income tax payable in proportion to their contribution to 
the net profit before tax of the tax consolidated group. 
Under the tax sharing agreement Australian Ethical 
Superannuation Pty Ltd agrees to pay its share of the 
income tax payable to Australian Ethical Investment Ltd on 
the same day that Australian Ethical Investment Ltd pays 
the ATO for group tax liabilities.

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Notes to the financial statements for the year ended 30 June 2007

Note 1 – Statement of significant accounting policies – continued

c) Property, plant and equipment

d) Financial instruments

Each class of property, plant and equipment is carried at 
cost or fair value less, where applicable, any accumulated 
depreciation and impairment losses.

Property

Leasehold land and buildings are shown at cost less any 
accumulated depreciation and any accumulated impairment 
losses.

Any accumulated depreciation at the date of revaluation is 
eliminated against the gross carrying amount of the asset 
and the net amount is restated to the re-valued amount of 
the asset.

Plant and equipment

Plant and equipment are measured on the cost basis less 
depreciation and impairment losses.

The carrying amount of plant and equipment is reviewed 
annually by directors to ensure it is not in excess of the 
recoverable amount from these assets. The recoverable 
amount is assessed on the basis of the expected net cash 
flows that will be received from the assets employment and 
subsequent disposal. The expected net cash flows have 
been discounted to their present values in determining 
recoverable amounts.

Depreciation

The depreciable amount of all fixed assets including 
buildings, is depreciated over their estimated useful lives to 
the consolidated entity commencing from the time the asset 
is held ready for use.

The depreciation rates used for each class of assets are:

Class of fixed asset

Depreciation 
rates

Depreciation 
basis

Buildings

2.5–20%

Straight line

Furniture, fittings and 
equipment

10% to 
37.5%

Software

18.75% to 
40%

Straight line/
diminishing value

Straight line/
diminishing value

The assets’ residual values and useful lives are reviewed, 
and adjusted if appropriate, at each balance sheet date.

An asset’s carrying amount is written down immediately 
to its recoverable amount if the asset’s carrying amount is 
greater than its estimated recoverable amount.

Gains and losses on disposals are determined by 
comparing proceeds with the carrying amount. These gains 
and losses are included in the income statement. When re-
valued assets are sold, amounts included in the revaluation 
reserve relating to that asset are transferred to retained 
earnings.

Recognition

Financial instruments are initially measured at cost on trade 
date, which includes transaction costs, when the related 
contractual rights or obligations exist. Subsequent to initial 
recognition these instruments are measured as set out 
below.

Available-for-sale financial assets

The consolidated entity holds only available for sale 
financial assets. Available for sale financial assets are 
assets not classified as financial assets at fair value through 
profit and loss, loans and receivables, or held-to-maturity 
investments. Available-for-sale financial assets are reflected 
at fair value. Unrealised gains and losses arising from 
changes in fair value are taken directly to equity.

Fair value

Fair value is determined based on current bid prices for all 
quoted investments. Valuation techniques are applied to 
determine the fair value for all unlisted securities, including 
recent arm’s length transactions, reference to similar 
instruments and option pricing models.

Impairment

At each reporting date, the group assess whether 
there is objective evidence that a financial instrument 
has been impaired. In the case of available-for sale 
financial instruments, a prolonged decline in the value 
of the instrument is considered to determine whether an 
impairment has arisen. Impairment losses are recognised in 
the income statement.

e) Impairment of assets

At each reporting date, the group reviews the carrying 
values of its tangible and intangible assets to determine 
whether there is any indication that those assets have 
been impaired. If such an indication exists, the recoverable 
amount of the asset, being the higher of the asset’s fair 
value less costs to sell and value in use, is compared to the 
asset’s carrying value. Any excess of the asset’s carrying 
value over it recoverable amount is expensed to the income 
statement.

Where it is not possible to estimate the recoverable amount 
of an individual asset, the group estimates the recoverable 
amount of the cash-generating unit to which the asset 
belongs.

f) Employee benefits

Provision is made for the company’s liability for employee 
benefits arising from services rendered by employees to 
balance date. Employee benefits that are expected to be 
settled within one year have been measured at the amounts 
expected to be paid when the liability is settled, plus related 

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Notes to the financial statements for the year ended 30 June 2007

Note 1 – Statement of significant accounting policies – continued

on-costs. Employee benefits payable later than one year 
have been measured at the present value of the estimated 
future cash outflows to be made for those benefits.

Share options

Share based compensation benefits are provided to 
employees via the Australian Ethical Investment Ltd 
employee share ownership plan. Share options have been 
granted annually to employees and details are disclosed in 
the annual financial report.

Share options granted before 7 November 2002 and/ or 
vested before 1 January 2005

No expense is recognised in respect of these options. The 
shares are recognised when the options are exercised and 
the proceeds received allocated to share capital.

Share options granted on or after 7 November 2002 and 
vested after 1 January 2005

The fair value of options granted under the Australian 
Ethical Investment Ltd employee share ownership plan 
is recognised as an employee benefit expense with 
a corresponding increase in equity. The fair value is 
measured at grant date and recognised over the vesting 
period.

At each balance sheet date, the entity revises its estimate 
of the number of options that are expected to become 
exercisable. The employee benefit expense recognised 
each period takes into account the most recent estimate.

Upon the exercise of options, the balance of the options 
reserve relating to those options is transferred to share 
capital and the proceeds received, net of any directly 
attributable transaction costs, are credited to share capital.

Employee bonus

The group recognises a liability and an expense for 
bonuses and profit-sharing based on a formula that takes 
into consideration the profit attributable to the company’s 
shareholders after certain adjustments. The group 
recognises a provision where contractually obliged or where 
there is a past practice that has created a constructive 
obligation.

g) Provisions

Provisions are recognised when the group has a legal or 
constructive obligation, as a result of past events, for which 
it is probable that an outflow of economic benefits will 
results and that outflow can be reliably measured.

h) Cash and cash equivalents

Cash and cash equivalents include cash on hand and 
deposits held at call with banks.

i) Revenue

Revenue from the rendering of a service is recognised upon 
the delivery of the service to the customers.

Interest revenue is recognised on a proportional basis 
taking into account the interest rates applicable to the 
financial assets.

All revenue is stated net of the amount of goods and 
services tax (GST).

j) Goods and services tax (GST)

Revenues, expenses and assets are recognised net of the 
amount of GST, except where the amount of GST incurred 
is not recoverable from the ATO. In these circumstances the 
GST is recognised as part of the cost of acquisition of the 
asset or as part of an item of the expense. Receivables and 
payables in the balance sheet are shown inclusive of GST.

Cash flows are presented in the cash flow statement on a 
gross basis, except for the GST component of investing and 
financing activities, which are disclosed as operating cash 
flows.

k) Tithes expense

The Company’s Constitution states that ‘the directors before 
recommending or declaring any dividend to be paid out of 
the profits of any one year must have first:

i.

ii.

paid or provisioned for payment to current employees, 
or other persons performing work for the company, a 
work related bonus or incentive payment, set at the 
discretion of the directors, but to be no more than 30 
percent (30%) of what the profit for that year would have 
been had not the bonus or incentive payment been 
deducted’

gifted or provisioned for gifting an amount equivalent to 
ten percent (10%) of what the profit for that year would 
have been had not the above mentioned bonus and 
amount gifted been deducted’.

l) Earnings per share

Basic earnings per share

Basic earnings per share is calculated by dividing the 
profit attributable to equity holders of the company, by the 
weighted average number of ordinary shares outstanding 
during the financial year.

Diluted earnings per share

Diluted earnings per share adjusts the figures used in 
the determination of basic earnings per share to take into 
account the after income tax effect of the interest and other 
financing costs associated with dilutive potential ordinary 
shares and the weighted average number of shares 

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32

 
 
 
Notes to the financial statements for the year ended 30 June 2007

Note 1 – Statement of significant accounting policies – continued

assumed to have been issued for no consideration in 
relation to dilutive potential ordinary shares.

Key estimates – annual leave and long service leave 
provision 

australianethical

m) Comparative figures

Where required comparative figures have been adjusted 
to conform with changes in presentation for the current 
financial year.

Critical accounting estimates and judgements

The directors evaluate estimates and judgments 
incorporated into the financial report based on historical 
knowledge and best available current information. 
Estimates assume a reasonable expectation of future 
events and are based on current trends and economic data, 
obtained both externally and within the group.

Note 2 – Auditors’ remuneration

Remuneration of the auditors for:

Audit services

Auditing the financial report

Auditing the Australian Ethical Superannuation Fund

Auditing the sustainability report

Non-audit services

Tax and other accounting advice

Internal control and risk review

Note 3 – Revenue

Operating activities

Management fees net of rebates

Entry fees

Other fees

Dividend from wholly owned subsidiary

Interest/ distributions

Wholly owned entity fee

Other revenue

Non-operating activities

Gain on disposal of financial assets

Future average salary increases have been estimated at 
4%. This increase has been incorporated into the annual 
leave and long service leave provision.

Key judgements

Australian Ethical Investment Ltd has a loan receivable from 
the Centre for Australian Ethical Research recorded as an 
asset on its balance sheet for $173 272. The directors have 
determined that no provision for doubtful debt is required for 
this loan.

Consolidated entity

Parent entity

2007
$

2006
$

2007
$

2006
$

30,500

-

4,600

52,400

16,500

8,600

27,000

46,900

-

-

4,600

8,600

3,450

16,500

5,500

15,000

3,000

15,000

5,100

15,000

9,429,699

7,274,591

4,935,178

4,020,460

1,837,914

1,508,963

484,170

509,935

453,283

457,117

453,283

457,117

-

-

942,248

254,660

275,292

309,873

221,205

263,337

-

-

2,752,623

2,163,664

90,267

109,312

81,925

97,350

12,086,455

9,659,856

9,870,632

7,766,523

-

-

1,867

1,867

-

-

1,867

1,867

Total revenue

12,086,455

9,661,723

9,870,632

7,768,390

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australianethical

Notes to the financial statements for the year ended 30 June 2007

Note 4 – Income tax expense

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a) The components of tax expense comprise:

Current tax

Deferred tax

b) The prima facie tax payable on profit from ordinary activities 
before income tax is reconciled to the income tax expense as 
follows:

Prima facie tax payable on profit from ordinary activities before 
income tax at 30% (2006:30%)

   Consolidated entity

   Parent entity

   Other members of the income tax consolidated group net of 
   intercompany transactions

Add: tax effect of:

   Other non-allowable items

   Share options expensed during year

   Under provision for income tax in prior year

Less: tax effect of:

   Rebateable fully franked dividends

   Non-assessable income

   Franking and foreign tax credits

Consolidated entity

Parent entity

2007
$

2006
$

2007
$

2006
$

915,888

690,357

468,196

452,052

(79,178)

(64,758)

(83,978)

(58,908)

836,710

625,599

384,218

393,144

796,766

596,463

-

-

-

-

-

-

626,991

440,450

452,641

232,455

1,455

28,982

11,119

860

17,988

12,237

1,413

28,982

11,119

816

17,988

12,237

838,322

627,548

1,121,146

703,946

-

(738)

(874)

-

(282,675)

(76,398)

(635)

(1,314)

(738)

(874)

(635)

(1,314)

Income tax expense attributable to entity

836,710

625,599

836,859

625,599

Allocation of income tax expense to wholly owned entity under the 
tax sharing agreement

-

-

(452,641)

(232,455)

Income tax expense attributable to entity

836,710

625,599

384,218

393,144

The applicable weighted average effective tax rates are as follows:

32%

31%

18%

27%

The decrease in the weighted average effective tax rate for 2007 for the parent entity is a result of the wholly owned entity 
paying a large fully franked dividend to the parent .

Ethical investment is... moving people effi  ciently.
Get moving with our efficient transport investments: 

• Shimano (Japan) • Accell (The Netherlands) •
• Stagecoach (UK) • SMRT Corp (Singapore) •

1800 021 227 (cid:129) austethical.com.au

australianethical
investment + superannuation

Units in the trusts are offered and issued by Australian Ethical Investment Ltd (‘AEI’) ABN 47 003 188 930, AFSL 229949. Interests in the superannuation fund are offered by 
AEI and issued by the trustee of the fund, Australian Ethical Superannuation Pty Ltd ABN 43 079 259 733 RSEL L0001441. Product disclosure statements are available from 
our website or by calling 1800 021 227 and should be considered before deciding whether to acquire, or continue to hold, units in the trusts or interests in the fund. Australian 
Ethical® is a registered trademark of AEI.

34

 
 
 
Notes to the financial statements for the year ended 30 June 2007

Note 5 – Dividends

australianethical

Distributions paid

Final fully franked dividend of 50 (2006: 42) cents per share 
franked at the tax rate of 30% (2006:30%)

Interim fully franked dividend of 40 (2006: 35) cents per share 
franked at the tax rate of 30% (2006:30%)

Declared final fully franked dividend of 152 (2006: 50) cents per 
share franked at the tax rate of 30% (2006: 30%)

Balance of franking account at year end adjusted for franking 
credits which will arise from income tax payments in the following 
year.

Subsequent to year-end, the franking account would be reduced by 
the declared dividend reflected above as follows:

Consolidated entity

Parent entity

2007
$

2006
$

2007
$

2006
$

458,631

384,955

458,631

384,955

378,044

320,795

378,044

320,795

836,675

705,750

836,675

705,750

1,436,566

458,280

1,436,566

458,280

1,543,029

983,028

615,671

196,406

927,358

786,622

Note 6 – Earnings per share

(a) Earnings used to calculate basic EPS and dilutive EPS

1,819,177

1,362,612

(b) Weighted average number of ordinary shares outstanding 
during the year used in calculation of basic EPS

Weighted average number of options outstanding

Weighted average number of ordinary shares outstanding during 
the year used in calculation of dilutive EPS

934,002

906,720

45,960

32,291

979,962

939,011

Note 7 – Cash and cash equivalents 

Cash on hand

Cash at bank

Deposits at call

300

300

32,114

16,534

300

3,165

300

115

1,640,050

1,462,400

640,060

372,816

1,672,464

1,479,234

643,525

373,231

Cash at bank earns interest at floating rates based on daily bank deposit rates.

Deposits at call is money invested in high interest bank account. Interest is calculated daily based on daily bank deposit 
rates.

Note 8 – Trade and other receivables

Trade receivables

Other

1,446,758

988,512

1,114,818

833,799

40,427

50,482

40,427

50,482

Amounts receivable – wholly owned entity

-

-

224,006

158,691

1,487,185

1,038,994

1,379,251

1,042,972

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australianethical

Notes to the financial statements for the year ended 30 June 2007

Note 9 – Financial assets

Available-for-sale financial assets

Loans

Less non-current portion

Current portion

a. Available-for-sale financial assets comprise:

Money market deposit at cost

Mortgage backed security at fair value

Bank note at fair value

Corporate bond at fair value

Units in unit trust at fair value

Shares in wholly owned entity at cost

Consolidated entity

Parent entity

2007
$

2006
$

2007
$

2006
$

1,815,158

2,504,546

2,131,158

2,820,546

173,272

188,343

173,272

188,343

1,988,430

2,692,889

2,304,430

3,008,889

158,000

174,484

474,000

490,484

1,830,430

2,518,405

1,830,430

2,518,405

500,000

408,502

502,030

-

404,626

-

500,000

501,765

504,145

603,054

395,582

500,000

500,000

408,502

501,765

502,030

504,145

-

603,054

404,626

395,582

-

316,000

316,000

1,815,158

2,504,546

2,131,158

2,820,546

The money market deposit is at a fixed interest rate of 6.45%, has a maturity date of 21 August 2007 and is investment 
grade rated by S&P.

The mortgage backed security is at a floating interest rate of BBSW + 0.39, has a maturity date of 26 October 2009 and is 
investment grade rated by S&P.

The bank note is at a floating interest rate of BBSW + 0.70, has a maturity date of 20 May 2008 and is investment grade 
rated by S&P.

b. Loans comprise

Loan to other entity

The loan is provided to an independent entity.
The loan is at a fixed interest rate of 9.0% and matures 1 August 2015.

173,272

173,272

188,343

188,343

173,272

188,343

173,272

188,343

Note 10 – Other current assets

Other

Prepayments

22,160

161,484

183,644

2,843

136,865

139,708

22,160

140,115

162,275

2,843

91,400

94,243

Ethical investment is... clean energy.
Clean energy is a breeze with our investment portfolio: 

• Vestas Wind Systems (Denmark) • Conergy (Germany) •
• Geodynamics (Australia) • Ceramic Fuel Cells (Australia) •

1800 021 227 (cid:129) austethical.com.au
Units in the trusts are offered and issued by Australian Ethical Investment Ltd (‘AEI’) ABN 47 003 188 930, AFSL 229949. Interests in the superannuation fund are offered by 
AEI and issued by the trustee of the fund, Australian Ethical Superannuation Pty Ltd ABN 43 079 259 733 RSEL L0001441. Product disclosure statements are available from 
our website or by calling 1800 021 227 and should be considered before deciding whether to acquire, or continue to hold, units in the trusts or interests in the fund. Australian 
Ethical® is a registered trademark of AEI.

australianethical
investment + superannuation

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Notes to the financial statements for the year ended 30 June 2007

Note 11 – Property, plant and equipment

australianethical

Land and buildings

Leasehold land
At cost

Total land

Buildings
At cost

Accumulated depreciation

Total buildings

Consolidated entity

Parent entity

2007
$

2006
$

2007
$

2006
$

230,000

230,000

230,000

230,000

230,000

230,000

230,000

230,000

2,784,117

 2,079,077 

2,784,117  2,079,077 

(83,191)

(22,642)

(83,191)

(22,642)

2,700,926

 2,056,435 

2,700,926  2,056,435 

Total land and buildings

2,930,926

 2,286,435 

2,930,926  2,286,435 

Plant and equipment

At cost

Accumulated depreciation

Total plant and equipment

1,991,339

 850,546 

1,991,339

 850,546 

(594,127)

(523,828)

(594,127)

(523,828)

1,397,212

 326,718 

1,397,212

 326,718 

Total property, plant and equipment

4,328,138

2,613,153

4,328,138

2,613,153

Movements in carrying amounts

Land

Balance at the beginning of year

230,000

-

230,000

-

Additions

Disposals

230,000

-

-

230,000

-

-

Carrying amount at the end of year

230,000

230,000

230,000

230,000

Buildings

Balance at the beginning of year

Additions

Disposals

Depreciation expense

2,056,435

-

2,056,435

-

705,040

 2,079,077 

705,040  2,079,077 

-

-

-

-

(60,549)

(22,642)

(60,549)

(22,642)

Carrying amount at the end of year

2,700,926

 2,056,435 

2,700,926  2,056,435 

Plant and equipment

Balance at the beginning of year

Additions

Disposals

Depreciation expense

326,718

282,903

326,718

282,903

1,244,747

 166,732 

1,244,747

 166,732 

(9,482)

(2,152)

(9,482)

(2,152)

(164,771)

(120,765)

(164,771)

(120,765)

Carrying amount at the end of year

1,397,212

 326,718 

1,397,212

 326,718 

Total

4,328,138

2,613,153

4,328,138

2,613,153

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australianethical

Notes to the financial statements for the year ended 30 June 2007
Note 12 – Deferred tax assets

The balance comprises temporary differences attributable to:

Amounts recognised in profit or loss

Employee benefits

Tithe

Audit fees

Amounts recognised directly in equity

Financial asset revaluations

Movements

Opening balance at 1 July

Credited (charged) to the income statement

Credited (charged) to equity

Closing balance at 30 June

Note 13 – Trade and other payables 

Trade payables

Sundry payables and accrued expenses

Employee bonus

Consolidated entity

Parent entity

2007
$

2006
$

2007
$

2006
$

313,517

246,048

313,517

246,048

67,488

11,430

51,939

15,270

67,488

10,380

51,939

9,420

392,435

313,257

391,385

307,407

-

1,989

-

1,989

392,435

315,246

391,385

309,396

315,246

217,603

309,396

217,603

79,178

(1,989)

95,654

1,989

83,978

(1,989)

89,804

1,989

392,435

315,246

391,385

309,396

300,249

1,143,015

238,020

242,383

896,393

213,234

195,764

121,841

974,252

790,688

238,020

213,234

Amounts payable to wholly owned entity

-

-

461,865

307,391

1,681,284

1,352,010

1,869,901

1,433,154

Note 14 – Deferred tax liabilities

The balance comprises temporary differences attributable to:

Amounts recognised in profit or loss

Stamp duty on leasehold property

Amounts recognised in equity

Available-for-sale financial assets

Movements

Opening balance at 1 July

Credited/ (charged) to the income statement

Credited/ (charged) to equity

Closing balance at 30 June

30,896

30,896

30,896

30,896

2,352

33,248

-

30,896

2,352

33,248

-

30,896

30,896

-

30,896

-

-

30,896

-

30,896

2,352

33,248

-

30,896

2,352

33,248

-

30,896

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Notes to the financial statements for the year ended 30 June 2007

Note 15 – Provisions 

australianethical

Consolidated entity

Parent entity

2007
$

2006
$

2007
$

2006
$

331,953

331,953

219,970

219,970

331,953

219,970

331,953

219,970

42,371

42,371

46,557

46,557

42,371

42,371

46,557

46,557

Current

Employee benefits – long service leave

Non-current

Employee benefits – long service leave

Note 16 – Movements in equity

Issued capital
Ordinary shares

Fully paid ordinary shares at the beginning of the financial year

916,559 (2006 – 888,746) shares

4,628,423

4,113,706

4,628,423

4,113,706

Issue of share capital
Shares issued during the year under the employee share ownership plan:

703 on 22 September 2006 (share bonus)

24,146 on 31 October 2006 (options exercised)

2,781 on 28 November 2006 (options exercised)

6,851 on 15 January 2007 (option exercised)

1,563 on 21 September 2005 (share bonus)

17,275 on 31 October 2005 (options exercised)

8,975 on 29 November 2005 (options exercised)

Shares bought back during the year

5,931 on 31 October 2006

Balance 30 June

945,109 (2006 - 916,559) shares

20,949

340,700

39,240

96,667

-

-

-

-

20,949

340,700

39,240

96,667

-

-

-

-

-

-

-

35,392

315,442

163,883

-

-

-

35,392

315,442

163,883

(176,447)

-

(176,447)

-

4,949,532

4,628,423

4,949,532

4,628,423

At 30 June 2007 there were 945 109 fully paid ordinary shares which have no par value.

For detailed information relating to the Australian Ethical Investment Ltd employee share ownership plan, including details 
of options issued, exercised and lapsed during the financial year and the options outstanding at year-end, refer to note 25 
Share-based payments.

For information related to share options issued to key management personnel during the financial year refer to the 
remuneration report contained within the Directors’ report.

Ordinary shares participate in dividends and the proceeds on winding up of the parent entity in proportion to the number of 
shares held. At the shareholders meeting each ordinary share is entitled to one vote when a poll is called, otherwise each 
shareholder has one vote on a show of hands.

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australianethical

Notes to the financial statements for the year ended 30 June 2007

Note 16 – Movements in equity – continued

Reserves

Available-for-sale financial assets revaluation reserve

Balance 1 July

Gross gains/ (losses)

Revaluation – gross

Deferred tax

Balance 30 June

Share-based payments reserve

Balance 1 July

Option expense

Balance 30 June

Total Reserves

Consolidated entity

Parent entity

2007
$

2006
$

2007
$

2006
$

(4,643)

7,464

3,811

(1,143)

5,489

-

(4,643)

-

(6,632)

1,989

(4,643)

7,464

3,811

(1,143)

(6,632)

1,989

5,489

(4,643)

98,591

96,607

195,198

38,630

59,961

98,591

98,591

96,607

195,198

38,630

59,961

98,591

200,687

93,948

200,687

93,948

The “Available-for-sale financial assets revaluation reserve” records revaluations to fair value of available for sale financial 
assets.

The “Share-based payments reserve” records items recognised as expenses on valuation of employee share options.

Retained earnings

Balance 1 July

Profit for the period

Total for the period

Dividends

Balance 30 June

Total Equity

1,551,412

894,550

632,928

263,654

1,819,177

1,362,612

1,705,752

1,075,024

1,819,177

1,362,612

1,705,752

1,075,024

(836,675)

(705,750)

(836,675)

(705,750)

2,533,914

1,551,412

1,502,005

632,928

7,684,133

6,273,783

6,652,224

5,355,299

Note 17 – Events after the balance sheet date

Since the end of the financial year, no material events that may have an impact on these financial statements have 
occurred.

The financial report was authorised for issue on the directors’ declaration date by the board of directors.

Note 18 – Economic dependence

The consolidated entity is dependent upon management fees received in its capacity as responsible entity of the Australian 
Ethical Trusts and as trustee of the Australian Ethical Retail Superannuation Fund.

Note 19 – Segment reporting

The company was established in 1986 and is the responsible entity of the Australian Ethical Trusts. The company’s 
subsidiary is trustee of the Australian Ethical Retail Superannuation Fund.

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Notes to the financial statements for the year ended 30 June 2007

Note 20 – Capital commitments

australianethical

Premises Rental licence commitments

Payable

 – not later than 12 months

Consolidated entity

Parent entity

2007
$

-

-

2006
$

65,028

65,028

2007
$

-

-

2006
$

65,028

65,028

The licence agreement provides for 4 months for termination. The comparative amount represents 4 months rent.

Note 21 – Contingent liabilities

Liabilties and assets of trusts and superannuation fund

Liabilities of the trusts and superannuation fund for which the consolidated entity and parent entity are responsible entity and  
trustee but not shown in the financial statements of the consolidated entity or parent entity were:

Current liabilities

Payables

Provisions

Total liabilities

Rights of indemnities for liabilities incurred by the consolidated 
entity and parent entity not recorded in the financial statements 
were:

4,556,376

3,321,381

3,790,889

2,824,216

64,692,694 43,712,715

58,707,157

40,954,235

69,249,070 47,034,096

62,498,046

43,778,451

69,249,070 47,034,096

62,498,046

43,778,451

The trusts and superannuation fund hold sufficient assets to meet these liabilities as and when they fall due.

The assets of the trusts and superannuation fund are not available to meet any liabilities of the consolidated entity or 
parent entity acting in their own right.

Note 22 – Cash flow information

(a) Reconciliation of cash

Cash at the end of the financial year as shown in the cash flow statement is reconciled to the related items in the balance 
sheet as follows:

Cash on hand

Cash at bank

Deposits at call

300

300

32,114

16,534

1,640,050

1,462,400

1,672,464

1,479,234

300

3,165

640,060

643,525

300

115

372,816

373,231

(b) Reconciliation of cash flow from operations with net profit from ordinary activities after income tax expense

Net profit from ordinary activities after income tax expense

1,819,177

1,362,612

1,705,752

1,075,024

Non-cash flows in operating profit

Depreciation

Provisions

(Profit) loss on sale of property, plant & equipment

(Profit) loss on sale of investment

Share options expensed

Staff bonus paid in shares

225,320

107,797

9,442

11,178

96,607

20,949

143,407

65,288

2,152

(1,867)

59,961

35,392

225,320

107,797

9,442

11,178

96,607

20,949

143,407

65,288

2,152

(1,867)

59,961

35,392

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australianethical

Notes to the financial statements for the year ended 30 June 2007

Note 22 – Cash flow information – continued

Consolidated entity

Parent entity

2007
$

2006
$

2007
$

2006
$

Changes in assets and liabilities

(Increase) decrease in trade & other receivables

(448,190)

(225,499)

(236,395)

(219,782)

(Increase) decrease in prepayments & other assets

(Increase) decrease in deferred tax assets

Increase (decrease) in trade & other payables

Increase (decrease) in current tax liability

Increase (decrease) in deferred tax liability

(43,936)

18,136

(79,178)

(95,653)

354,513

347,135

(76,701)

-

46,393

30,896

(68,032)

(81,989)

461,987

(176,585)

(1,989)

17,161

(89,803)

370,493

2,732

30,896

Net cash provided by (used in) operating activities

1,996,978

1,788,353

2,074,042

1,491,054

(c) Non-cash financing and investing activities

Shares in Australian Ethical Investment Ltd, to the value of $20 949 (2006: $35 392) were issued in lieu of staff bonus.

Note 23 – Related party transactions

Australian Ethical Investment Ltd is the ultimate parent entity and owns 100% of Australian Ethical Superannuation Pty Ltd.

Australian Ethical Investment Ltd acts as the responsible entity for the Australian Ethical Trusts (Australian Ethical Balanced 
Trust, Australian Ethical Equities Trust, Australian Ethical Income Trust, Australian Ethical Large Companies Share Trust, 
Australian Ethical International Equities Trust and Australian Ethical World Trust).

Australian Ethical Superannuation Pty Ltd acts as trustee for the Australian Ethical Retail Superannuation Fund.

Transactions between related parties are on commercial terms and conditions no more favourable than those available to 
other parties unless otherwise stated.

Australian Ethical Superannuation Pty Ltd
a) Transactions between Australian Ethical Investment Ltd and its wholly owned entity, Australian Ethical Superannuation 
Pty Ltd during the financial year consisted of:

(i) Transactions whereby Australian Ethical Investment Ltd 
provides management services to the wholly owned entity on a 
cost recovery basis

(ii) Transactions between Australian Ethical Investment Ltd and 
its wholly owned entity under the tax consolidation and related 
tax sharing agreement referred to in note 1(b).

(iii) Transactions whereby Australian Ethical Investment Ltd 
collects management fee income on behalf of wholly owned entity 
and on-pays this management fee income to the wholly owned 
entity on a monthly basis.

(iv) Transactions whereby Australian Ethical Investment Ltd 
receives a dividend from the wholly owned entity referred to in 
note 3.

-

-

-

-

-

-

-

-

2,752,622

2,163,664

452,641

232,453

4,521,499

3,285,781

942,248

254,660

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Notes to the financial statements for the year ended 30 June 2007

Note 23 – Related party transactions – continued

australianethical

b) Outstanding balances at balance date:

Amounts receivable from wholly owned entity:

Management services

Taxation

Amounts payable to wholly owned entity:

Management fee income

Consolidated entity

Parent entity

2007
$

2006
$

2007
$

2006
$

-

-

-

-

-

-

-

34,568

224,006

124,122

461,865

307,391

Australian Ethical Trusts
a) Transactions between Australian Ethical Investment Ltd, as responsible entity, and the Australian Ethical Trusts during 
the financial year consisted of:

(i) Transactions whereby Australian Ethical Investment Ltd provides investment services to the Australian Ethical Trusts in 
accordance with the Trust Deed.

Australian Ethical Balanced Trust

Australian Ethical Equities Trust

Australian Ethical Income Trust

3,980,112

3,132,193

3,980,112

3,132,193

3,062,362

2,407,875

3,062,362

2,407,875

242,336

199,962

242,336

199,962

Australian Ethical Large Companies Shares Trust

2,309,552

1,668,138

2,309,552

1,668,138

Australian Ethical International Equities Trust

11,081

-

11,081

-

(ii) Transactions whereby Australian Ethical Investment Ltd provides accounting services to the Australian Ethical Trusts in 
accordance with the Trust Deed.

Australian Ethical Balanced Trust

Australian Ethical Equities Trust

Australian Ethical Income Trust

Australian Ethical Large Companies Shares Trust

Australian Ethical International Equities Trust

109,596

109,596

109,596

109,596

87,684

39,468

61,392

-

87,684

39,468

61,392

-

87,684

39,468

61,392

-

87,684

39,468

61,392

-

(iii) Transactions whereby Australian Ethical Investment Ltd seeks expense reimbursement from the Australian Ethical 
Trusts in accordance with the Trust Deed.

Australian Ethical Balanced Trust

Australian Ethical Equities Trust

Australian Ethical Income Trust

Australian Ethical Large Companies Shares Trust

Australian Ethical International Equities Trust

53,633

51,031

4,077

43,916

14

53,644

50,198

4,418

37,367

-

53,633

51,031

4,077

43,916

14

53,644

50,198

4,418

37,367

-

(iv) Transaction whereby Australian Ethical Investment Ltd 
purchased units in the Australian Ethical Balanced Trust

-

400,000

-

400,000

(v) Transaction whereby Australian Ethical Investment Ltd 
received a distribution payment from the Australian Ethical 
Balanced Trust

6,237

6,564

6,237

6,564

(vi) Transactions whereby Australian Ethical Investment Ltd sold 
interest bearing securities to the Australian Ethical Balanced Trust

-

2,066,913

-

2,066,913

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australianethical

Notes to the financial statements for the year ended 30 June 2007

Note 23 – Related party transactions – continued

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Consolidated entity

Parent entity

2007
$

2006
$

2007
$

2006
$

b) Outstanding balances at balance date:

Amounts receivable from the Australian Ethical Trusts in relation to investment services, accounting services and 
reimbursable expenses:

Australian Ethical Balanced Trust

Australian Ethical Equities Trust

Australian Ethical Income Trust

412,430

354,366

27,400

334,290

244,126

24,435

412,430

354,366

27,400

334,290

244,126

24,435

Australian Ethical Large Companies Shares Trust

258,332

184,589

258,332

184,589

Australian Ethical International Equities Trust

12,204

-

12,204

-

Value of units held by Australian Ethical Investment Ltd in the 
Australian Ethical Balanced Trust

404,626

395,582

404,626

395,582

Distribution receivable from AEBT

26,591

32,914

26,591

32,914

Australian Ethical Retail Superannuation Fund
a) Transactions between the consolidated entity and the Australian Ethical Retail Superannuation Fund during the financial 
year consisted of:

(i) Transactions between Australian Ethical Superannuation Pty 
Ltd and the Australian Ethical Retail Superannuation Fund related 
to the rebate of investment services.

26,978

31,651

Outstanding balances at balance date:

Amounts payable to the Australian Ethical Retail Superannuation Fund:

Rebate of investment services fee

1,332

6,119

-

-

-

-

Terms and conditions
No provision for doubtful debts have been raised in relation to any outstanding balances and no expense has been 
recognised in respect of bad or doubtful debts due from related parties.

Outstanding balances are unsecured and are repayable in cash.

Note 24 – Key management personnel compensation

a) Key management personnel

Names and positions of key management personnel (directors and named executives) at any time during the financial year

Parent entity directors

Name

George Pooley

Pauline Vamos

Caroline Le Couteur

James Thier

Howard Pender

Naomi Edwards

Justine Hickey

Position

Chairperson, non-executive

Chairperson, non-executive

Director, executive

Director, executive

Director, executive

Director, non-executive

Director, non-executive

Resigned 13 October 2006

Appointed as non-executive 1 July 06, 
and as Chairperson 13 October 2006

Appointed 1 March 2007

Subsequent to year end Pauline Vamos has resigned as Chairperson and as a director of the company with effect from 
31 August 2007.

44

 
 
 
Notes to the financial statements for the year ended 30 June 2007

Note 24 – Key management personnel compensation – continued

australianethical

a) Key management personnel – continued

Other key management personnel

Name

Anne O’Donnell

David Ferris

Mark Bateman

Gary Leckie

Philip George

Position

Chief executive officer

Investment manager

Chief financial officer

Chief financial officer

Company secretary/ legal counsel

b) Key management personnel compensation

Resigned 2 February 2007

Appointed 2 February 2007

Consolidated entity

Parent entity

2007
$

2006
$

2007
$

2006
$

Short term employment benefits

1,355,800

1,029,033

1,264,631

957,025

Post-employment benefits

Other long-term benefits

Termination benefits

Share-based payments

Total compensation

106,073

24,593

-

83,960

20,699

-

98,873

24,593

-

79,148

20,699

-

73,960

63,217

73,960

63,217

1,560,426

1,196,909

1,462,057

1,120,089

The company has taken advantage of Schedule 5B of the Corporations Regulations 2001 and has transferred details 
required by AASB 124: Related Party Disclosures paragraphs Aus25.4 to Aus 25.7.2 to the remuneration report contained in 
the directors’ report.

c) Equity instrument disclosures relating to key management personnel

Option Holdings

Number of options held by key management personnel.

Balance 
01.07.06

Granted as 
remuneration

Options 
exercised

Net 
change 
other

Balance 
30.06.07

Total 
vested 
30.06.07

Total 
exercisable 
30.06.07

Total 
unexercisable 
30.06.07

Parent entity directors

George Pooley

Caroline Le Couteur

James Thier

Howard Pender

Naomi Edwards

Pauline Vamos

Justine Hickey

7,402

5,932

2,649

-

-

-

-

1,910

1,432

1,469

-

-

-

-

-

(2,646)

(2,074)

(857)

-

-

-

Named executives (including other key management personnel)

Anne O’Donnell

David Ferris

Mark Bateman

Philip George

Ruth Medd

Gary Leckie

Total

8,673

7,660

6,066

1,550

-

3,481

43,413

2,909

2,248

1,912

2,356

-

(2,802)

(2,498)

-

-

1,443

(819)

(1,962)

(6,016)

15,679

(13,658)

(6,016)

39,418

-

-

-

-

-

-

-

-

-

-

-

-

6,666

5,290

3,261

-

-

-

-

8,780

7,410

-

-

3,906

4,105

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6,666

5,290

3,261

-

-

-

8,780

7,410

3,906

-

-

4,105

39,418

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australianethical

Notes to the financial statements for the year ended 30 June 2007

Note 24 – Key management personnel compensation – continued

c) Equity instrument disclosures relating to key management personnel – continued

Shareholdings

Number of shares held by key management personnel.

Balance 
01.07.06

Share in lieu of 
cash bonus

Options exercised/
shares issued1

Net change 
other2

Balance 
30.06.073&4

Parent entity directors

George Pooley

Caroline Le Couteur

James Thier

Howard Pender

Naomi Edwards

Pauline Vamos

Justine Hickey

44,277

60,154

51,178

-

-

-

-

127

-

-

-

-

-

-

Named executives (including other key management personnel)

Anne O’Donnell

David Ferris

Mark Bateman

Philip George

Ruth Medd

Gary Leckie

Total

3,315

2,762

982

375

-

-

179

-

-

-

-

-

163,043

306

-

-

-

-

-

-

2,646

2,074

857

2,802

2,498

1,962

819

13,658

-

-

(200)

(370)

700

-

-

-

-

(1,962)

-

-

(819)

(2,651)

46,923

62,155

51,665

700

6,117

5,439

982

375

-

-

-

-

-

174,356

1The amount paid for shares issued on exercise of options is $14.11 in all cases.
2Net change other refers to shares purchased or sold during the financial year.
3Shares issued are fully paid.
4Balance represents shareholdings by key management personnel including their related parties as required by AASB 124: Related Party Disclosures.

Note 25 – Share based payments

The following share-based payment arrangements existed at 30 June 2007:

On 23 September 2004, 39 173 share options were granted to non-probationary employees under the Australian Ethical 
Investment Ltd employee share ownership plan. The options were issued for nil consideration, are not exercisable for 3 
years from the date of issue, have an exercise price of $16.28 each and a 3 month window in which to be exercised, and in 
most circumstances will lapse if the holder is no longer an employee of Australian Ethical Investment Ltd. The options hold 
no voting or dividend rights.

On 21 September 2005, 43 664 share options were granted to non-probationary employees under the Australian Ethical 
Investment Ltd employee share ownership plan. The options were issued for nil consideration, are not exercisable for 3 
years from the date of issue, have an exercise price of $24.82 each and a 3 month window in which to be exercised, and in 
most circumstances will lapse if the holder is no longer an employee of Australian Ethical Investment Ltd. The options hold 
no voting or dividend rights.

On 22 September 2006, 45 825 share options were granted to non-probationary employees under the Australian Ethical 
Investment Ltd employee share ownership plan. The options were issued for nil consideration, are not exercisable for 3 
years from the date of issue, have an exercise price of $32.50 each and a 3 month window in which to be exercised, and in 
most circumstances will lapse if the holder is no longer an employee of Australian Ethical Investment Ltd. The options hold 
no voting or dividend rights.

On 22 September 2006, 703 ordinary shares were issued under the employee share ownership plan. The shares carry 
full dividend and voting rights and are not transferable for a period of 3 years, or until an employee leaves the company’s 
employment whichever first occurs (In the comparative year 1,563 ordinary shares, with the same terms, were granted on 
21 September 2005).

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Notes to the financial statements for the year ended 30 June 2007

Note 25 – Share based payments – continued

australianethical

Consolidated entity

Parent entity

2007

2006

2007

2006

Number 
of 
options

Weighted 
average 
exercise 
price
$

Number 
of 
options

Weighted 
average 
exercise 
price
$

Number 
of 
options

Weighted 
average 
exercise 
price
$

Number 
of 
options

Weighted 
average 
exercise 
price
$

113,946

18.91

101,865

16.13

113,946

18.91

101,865

16.13

Outstanding at the 
beginning of the year

Granted

Forfeited

Exercised

Expired

Outstanding at year-end

118,995

Exercisable at year-end

-

-

45,825

(6,998)

(33,778)

32.50

25.56

14.11

43,664

(2,297)

(26,250)

(3,036)

24.82

16.12

18.26

18.26

18.91

45,825

(6,998)

(33,778)

32.50

25.56

14.11

118,995

-

-

43,664

(2,297)

(26,250)

(3,036)

24.82

16.12

18.26

18.26

18.91

25.11

113,946

25.11

113,946

-

-

-

-

-

-

There were 33 778 options exercised during the year ended 30 June 2007. The weighted average share price calculated as 
at exercise dates of these options was $33.73.

The options outstanding at 30 June 2007 had a weighted average exercise price of $25.11 and a weighted average 
remaining contractual life of 1.55 years. Exercise prices range from $16.28  to $32.50 in respect of options outstanding at 
30 June 2007.

The weighted average fair value of the options granted during the year was $4.14.

This price was calculated by using the Black Scholes option pricing model applying the following inputs:

Weighted average exercise price

Weighted average life of the option

Underlying share price

Expected share price volatility

Risk free interest rate

$32.50

3.25 years

$29.00

22.50%

5.69%

Included under employee benefits expense in the income statement is:
$20 949 (2006: $35 392) relating to equity-settled share-based payment transactions for staff bonus; and
$96 607 (2006: $59 961) relating to options issued under the employee share ownership plan.

Note 26 – Financial instruments

(a) Financial risk management

The consolidated entity’s financial instruments consist of cash and cash equivalents (note 7), trade and other receivables 
(note 8), financial assets (note 9) and trade and other payables (note 13).

The main purpose of these financial instruments is to finance the consolidated entity’s operations. The consolidated entity’s 
has various other financial assets and liabilities such as trade receivables and trade payables, which arise directly from its 
operations.

(b) Interest rate risk

The consolidated entity’s exposure to interest rate risk, which is the risk that a financial instrument’s value will fluctuate as 
a result of changes in market interest rates and the effective weighted average interest rates on classes of financial assets 
and financial liabilities is as follows:

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australianethical

Notes to the financial statements for the year ended 30 June 2007

Note 27 – Financial instruments – continued

(b) Interest rate risk – continued

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Weighted average 
effective interest rate

Floating interest rate

Fixed interest rate within 
1 year

2007
%

6

7

2006
%

5

7

2007
$

2006
$

2007
$

1,672,164

1,478,934

-

-

1,815,158

2,504,546

3,487,322

3,983,480

15,272

15,272

-

-

-

-

2006
$

-

-

13,859

 13,859 

-

-

-

-

-

-

Fixed interest rate within 
1 to 5 years

2007
$

2006
$

-

-

-

158,000

158,000

174,484

174,484

-

-

-

-

Non-interest bearing

Total

2007
$

300

2006
$

2007
$

2006
$

300

1,672,464

1,479,234

1,487,185

1,038,994

1,487,185

1,038,994

-

-

1,988,430

2,692,889

1,487,485

1,039,294

5,148,079

5,211,117

1,681,284

1,352,010

1,681,284

1,352,010

1,681,284

1,352,010

1,681,284

1,352,010

Cash and cash equivalents

Trade and other receivables

Financial assets

Total financial assets

Trade and other payables

Total financial liabilities

Cash

Trade and other receivables

Financial assets

Total financial assets

Trade and other payables

Total financial liabilities

(c) Credit risk

The maximum exposure to credit risk, excluding the value of any collateral or other security, at balance date to recognised 
financial assets is the carrying amount, net of any provisions for doubtful debts of those assets, as disclosed in the balance 
sheet and notes to the financial statements.

(d) Net fair values

For other assets and other liabilities the net fair value approximates their carrying value.

Note 27 – Change in accounting policy

The following Australian Accounting Standards issued or amended, which are applicable to Australian Ethical Investment 
Ltd, but are not yet effective and have not been adopted in preparation of the financial statements at reporting date are:

AASB 
Amendment

2005-10

Standard Affected

AASB 139: Financial Instruments: Recognition 
and management

Nature of change in 
accounting policy and 
impact

Application 
date of the 
standard

Application 
date of the 
company

No change, no impact

1-Jan-07

1-Jul-07

AASB 101: Presentation of Financial Statements No change, no impact

1-Jan-07

1-Jul-07

AASB 114: Segment Reporting

No change, no impact

1-Jan-07

1-Jul-07

AASB 117: Leases

AASB 132: Financial Instruments: Disclosure and 
Presentation

No change, no impact

1-Jan-07

1-Jul-07

No change, no impact

1-Jan-07

1-Jul-07

AASB 133: Earnings per Share

No change, no impact

1-Jan-07

1-Jul-07

AASB 1: First-time Adoption of AIFRS

No change, no impact

1-Jan-07

1-Jul-07

AASB 4: Insurance Contracts

No change, no impact

1-Jan-07

1-Jul-07

AASB 1023: General Insurance Contracts

No change, no impact

1-Jan-07

1-Jul-07

AASB 1038: Life Insurance Contracts

No change, no impact

1-Jan-07

1-Jul-07

48

New Standard AASB 7: Financial Instruments: Disclosure

No change, no impact

1-Jan-07

1-Jul-07

 
 
 
australianethical

Directors’ declaration

The Directors of Austalian Ethical Investment Ltd declare that:

1.

the financial statements and notes, as set out on pages 26 to 48 and the additional disclosures included in the directors’ 
report designated as audited are in accordance with the Corporations Act 2001:

a.

comply with accounting standards and the Corporations Regulations 2001; and

b.

give a true and fair view of the financial position as at 30 June 2007 and of the performance for the year ended 
on that date of the company and consolidated entity;

2.

the Chief Executive Officer and Chief Finance Officer have each declared:

a.

the financial records of the company for the financial year have been properly maintained in section 286 of the 
Corporations Act 2001;

b.

the financial statements and notes for the financial year comply with the Accounting Standards; and

c.

the financial statements and notes for the financial year give a true and fair view.

3.

in the directors’ opinion there are reasonable grounds to believe that the company will be able to pay its debts as and 
when they become due and payable.

This declaration is made in accordance with a resolution of the Board of Directors.

Howard Pender
Director

Dated this 31 August 2007

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australianethical

Independant auditor’s report to the members of Australian 
Ethical Investment Limited

We have audited the accompanying financial report of Australian Ethical Investment Limited (the company) and Australian 
Ethical Investment Limited and controlled entity (the consolidated entity), which comprises the balance sheet as at 30 June 
2007, and the income statement, statement of changes in equity and cash flow statement for the year ended on that date, 
a summary of significant accounting policies and other explanatory notes and the directors’ declaration of the consolidated 
entity comprising the Company and the entity it controlled at the year’s end or from to time during the financial year. 

As permitted by the Corporations Regulations 2001, the company has disclosed information about the remuneration 
of directors and executives (remunerations disclosures), required by Accounting Standard AASB 124: Related Party 
Disclosures, under the heading ‘Remuneration Report’ in pages 18 to 24 of the directors’ report and not in the financial 
report.

Director’s Responsibility for the Financial Report 

The Directors of the Company are responsible for the preparation and fair presentation of the financial report in accordance 
with Australian Accounting Standards (including the Australian Accounting Interpretations) and the Corporations Act 2001.  
This responsibility includes establishing and maintaining internal controls relevant to the preparation and fair presentation of 
the financial report that is free from material misstatement, whether due to fraud or error; selecting and applying appropriate 
accounting policies; and making accounting estimates that are reasonable in the circumstances.  In Note 1, the directors 
also state, in accordance with Accounting Standard AASB 101: Presentation of Financial Statements, that compliance with 
the Australian equivalents to International Financial Reporting Standards ensures that the financial report, comprising the 
financial statements and notes, complies with International Financial Reporting Standards.

The directors also are responsible for preparation and presentation of the remuneration disclosures contained in the 
directors’ report in accordance with the Corporations Regulations 2001. 

Auditor’s Responsibility 

Our responsibility is to express an opinion on the financial report based on our audit.  We conducted our audit in accordance 
with Australian Auditing Standards.  These Auditing Standards require that we comply with relevant ethical requirements 
relating to audit engagements and plan and perform the audit to obtain reasonable assurance whether the financial report 
is free from material misstatement and that the remuneration disclosures in the directors’ report comply with Accounting 
Standard AASB 124.

An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial report. 
The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement 
of the financial report, whether due to fraud or error.  In making those risk assessments, the auditor considers internal 
control relevant to the entity’s preparation and fair presentation of the financial report in order to design audit procedures 
that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the 
entity’s internal control.  An audit also includes evaluating the appropriateness of accounting policies used and the 
reasonableness of accounting estimates made by the directors, as well as evaluating the overall presentation of the financial 
report and the remuneration disclosures in the directors’ report.

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion.

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Independence

In conducting our audit, we have complied with the independence requirements of the Corporations Act 2001.

Auditors Opinion

In our opinion: 

a.

the financial report of Australian Ethical Investment Limited and Australian Ethical Investment Limited and Controlled 
Entity is in accordance with the Corporations Act 2001, including:

i.

ii.

giving a true and fair view of the Company’s and Consolidated Entity’s financial position as at 30 June, 2007 
and of their performance for the year ended on that date; and

complying with Australian Accounting Standards (including the Australian Accounting Interpretations) and the 
Corporations Regulations 2001.

b.

the financial report also complies with International Financial Reporting Standards as disclosed in Note 1; and 

c.

the remuneration disclosures that are contained on pages 18 to 24 in the directors’ report comply with Accounting 
Standard AASB 124.

THOMAS DAVIS & CO.

             P.L. WHITEMAN      PARTNER

                                                                                                                           Chartered Accountants

Sydney,
31 August 2007
Liability limited by a scheme approved under Professional Standards Legislation

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Shareholder information

The shareholder information set out below was current as 
at 21 September 2007.

Twenty largest shareholders

Substantial shareholders 

Substantial shareholders of ordinary shares are specified in 
the table of the top twenty shareholders set out below.

Ordinary shares

Name

Percentage
%

Substantial 
shareholder

Number 
of 
ordinary 
shares

Voting rights

Ordinary shares

The voting rights attaching to ordinary shares are fully set 
out in the company’s Constitution. In brief, at meetings of 
members each member entitled to vote may vote in person 
or by proxy or attorney, and:

•

•

on a show of hands has 1 vote; and

on a poll has 1 vote for every share held.

Options

No voting rights attach to any options on issue.

Distribution of shareholdings

Ordinary shares

Range

1 – 1000

1001 – 5000

5001 – 10 000

10 001 – 100 000

100 000 – over

Totals

Non-marketable parcel

Holders

Units

%

632

76

12

14

1

735

1

165 483

168 922

88 167

389 275

133 262

17.509

17.873

9.329

41.188

14.100

945 109

100.000

7

Options issued under the employee options 
scheme

Range

1 – 1000

1001 – 5000

5001 – 10 000

10 001 – 100 000

100 000 – over

Totals

Holders

Units

%

5

29

5

0

0

2527

80 748

34 185

0

0

2.151

68.745

29.104

0.000

0.000

39

117 460

100.000

SMF Funds 
Management Ltd

160 060

16.94

Mr Howard Pender

49 634

47 681

5.25

5.05

Yes

Yes

Yes

Gang-Gang Pty Ltd

23 310

17 216

2.47

1.82

James Andrew 
Thier

Caroline Margaret 
Le Couteur

Mr Trevor Roland 
Lee

Mrs Judith 
Margaret Burton

Ms Judith Clark

Mr Bruce Allan 
McGregor & 
Mrs Ann Marion 
McGregor

HB Sarjeant & 
Assoc Pty Ltd

Dr Edward Arthur 
Iceton

Daisy Thier

Denholm 
Investments Pty 
Ltd 

Mr Peter Alexander 
Anderson

Mr Michel Beuchat 
& Mrs Ann Beuchat

Mr Philip Julian 
Eriksen & Mr Julian 
Hans Eriksen

Mrs Jane Frances 
Hickling

Ms Susie Edwards

Mr Alistair David 
Clark

Est Mrs Hanneliese 
Claire Graf

46 923

4.96

39 174

4.14

33 683

3.56

24 912

24 447

2.64

2.59

16 500

1.75

14 474

13 690

1.53

1.45

10 833

1.15

9 667

1.02

9 292

0.98

9 000

0.95

7 941

7 622

0.84

0.81

7 347

0.78

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Corporate directory
Australian Ethical Investment Ltd
ABN 47 003 188 930

Company secretary

Philip George

Telephone: 
Facsimile: 
Email: 

02 6201 1994
02 6201 1987
pgeorge@austethical.com.au

Postal address

GPO Box 2435
Canberra ACT 2601

Registered office / place of business

Trevor Pearcey House (Block E)
Traeger Court
34 Thynne Street 
Bruce  ACT  2617

www.austethical.com.au

Share registry

Registries Limited
ABN 14 003 209 836

Street: 

Level 2, 28 Margaret Street
Sydney NSW 2000

Telephone: 
Facsimile: 
Mail: 

Email: 

02 9290 9600
02 9279 0664
PO Box R67
Royal Exchange
Sydney NSW 1223
registries@registriesltd.com.au

www.registriesltd.com.au

Using the Registries Ltd website, shareholders are able 
to view balances, transaction history and recent dividend 
payments. They can also view and update email addresses, 
annual report elections and tax file numbers. Various 
forms are also available for download to assist in the 
management of shareholdings.

Stock exchange listing

Australian Securities Exchange
ASX code:  

AEF

Corporate vision and mission

Australian Ethical’s vision

By its operations Australian Ethical will promote a sea-
change in community-wide practice such that all investment 
will be undertaken with an ethical purpose as well as in 
pursuit of competitive return for chosen risk.

Australian Ethical’s mission

Australian Ethical’s mission is to provide those investors 
who share our social and environmental aims (as set out 
in our charter) with the means to earn a competitive return 
for chosen risk whilst at the same time contributing to a just 
and sustainable human society and the protection of the 
natural environment.

In order to fulfil our mission our goals are:

•

•

to select every investment with which we are involved in 
accord with the Australian Ethical Charter;

•

to earn a competitive return for the chosen level of risk 
upon every portfolio with which we are involved;

•

to conduct our own operations in accord with the items 
of the Australian Ethical Charter, in particular we seek 
to:

•

•

•

•

•

nurture staff participation and control of Australian 
Ethical;

achieve a high standard of administrative service for 
investors in our products;

ameliorate wasteful or polluting practices in our own 
business operations;

envourage, care for and provide educational 
opportunity for our fellow workers, respect their 
individual needs, aspirations and idiosyncrasies;

and ensure our promotional material is 
comprehensive, transparent and readily understood.

to generate and disseminate information regarding 
standards of corporate behaviour and to engage in 
dialogue with the corporate sector in terms of the items 
set out in the Australian Ethical Charter.

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