Quarterlytics / Consumer Defensive / Packaged Foods / Bridgford Foods Corporation / FY2000 Annual Report

Bridgford Foods Corporation
Annual Report 2000

BRID · NASDAQ Consumer Defensive
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Ticker BRID
Exchange NASDAQ
Sector Consumer Defensive
Industry Packaged Foods
Employees 648
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FY2000 Annual Report · Bridgford Foods Corporation
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Bridgford Foods Corporation and its subsidiaries manufacture and/or
 distribute refrigerated, frozen and snack food products. The
 Company markets its products throughout the United States. The
 Company sells its products through wholesale outlets, restaurants
 and institutions. The products are sold by the Company’s own sales
 force, brokers, cooperatives, wholesalers and independent
 distributors. Products are currently sold through approximately
 37,000 retail food stores in forty-eight states within the continental

 United States, Hawaii and Canada that are serviced by Company-owned service routes. Company
 products are also sold throughout the country to approximately another 23,000 retail outlets and
 22,000 restaurants and institutions.

The following summary represents the approximate percentage of net sales by class of product for
 each of the last five fiscal years:

Products manufactured or processed by
 the Company

Products manufactured or processed by
 others

2000 1999 1998 1997 1996

68

69

76

82

83

32

31

24

18

17

Total

100

100

100

100

100

 COMMON STOCK AND DIVIDEND DATA

The common stock of the Company is traded in the national over-the-counter market and is
 authorized for quotation on The Nasdaq National Market under the symbol “BRID.” The following
 table reflects the high and low closing prices and cash dividends paid as quoted by Nasdaq for each
 of the last eight fiscal quarters.

----- Prices -----

Fiscal Quarter Ended

$High

$Low

Cash Dividends Paid

Jaunary 29, 1999

12 & 1/2 12 & 1/2

April 30, 1999

10 & 1/4

10

July 30, 1999

10 & 7/8 10 & 3/4

October 29, 1999

9 & 15/16

9 & 7/8

January 28, 2000

9 & 7/8

8

April 28, 2000

9 & 3/4

8 & 1/2

July 28, 2000

12 & 15/16

9 & 1/4

November 3,2000

13

12

$.06

$.06

$.06

$.06

$.07

$.07

$.07

$.07

ANNUAL SHAREHOLDERS MEETING

The 2001 annual shareholders meeting will be held at the Four Points Sheraton, 1500 South
 Raymond Avenue, Fullerton, California at 10:00 a.m. on Wednesday March 14, 2001.

RECENT HISTORICAL TRENDS

TO OUR SHAREHOLDERS:

The year 2000 was a good year for Bridgford Foods. Sales reached an all-time record level while
 profits were the second best in Company history. Lower profits were due to higher costs for raw
 materials, energy, transportation, petroleum based packaging materials and employee health care.
 New product and new customer development also contributed to increased expenses.

SALES, EARNINGS AND DIVIDENDS

Sales reached $156,291,805 during the 53 week 2000 fiscal year. This was a new record and
 exceeded 1999 sales by 12.6%. 2000 marked our fifteenth consecutive year of record high sales
 gains. Both our frozen food and meat snack divisions recorded strong volume increases. We
 increased the variety and sizes of products offered to the trade. New offerings of “Deli Pack”
 Biscuits, “Bake & Serve” Rolls and larger packages of Beef Jerky added to our sales volume.
 Exciting new sandwich items like Chicken Fried Steak with Gravy and Biscuit and lunch packs
 including drinks, cookies and chips were recently introduced.

 Bridgford’s direct store distribution route customer count has continued to grow and reached a total
 of 37,367 accounts during fiscal 2000. Net income in 2000 was $8,766,469, a 12.5% decline from
 the record income of $10,024,505 set in 1999. Meat raw material costs were higher in 2000 and
 reduced our operating margins. Pork raw materials used for meat processing averaged 40% higher
 in cost during fiscal 2000 than in 1999. We estimate that national energy costs have also increased
 at a 40% annual rate since the spring of 1999.

Quarterly cash dividends paid in 2000 were 7¢ per quarter and totaled 28¢ per common share. This
 represents an increase of 17% over dividends paid in the prior fiscal year. The 7¢ per share
 quarterly cash dividend was continued during the first quarter of our 2001 fiscal year.

FINANCIAL MATTERS

The Company recognized a $675,000 pretax gain in the first quarter of fiscal year 2000 on the sale
 of a parcel of land in San Diego, California as a result of eminent domain action. Management does
 not anticipate any transactions of a similar nature in our 2001 fiscal year.

 The Company purchased 754,500 shares of its outstanding common stock on the open market
 during the 2000 fiscal year at an average cost of $10.13. Subsequent to November 3, 2000, the
 Company has purchased an additional 17,900 shares at an average cost of $12.62. The shares
 were purchased in connection with the stock repurchase plan approved by the Board of Directors in
 November, 1999 to purchase up to 1,000,000 shares of the Company’s common stock.

 Shareholders’ equity decreased by $1,938,538 (3.3%) during the year to $56,196,327, due primarily
 to the cost of shares acquired by the stock repurchase program. On a per share basis, however,
 shareholders’ equity actually increased 3.5% to $5.29 per share.

 Working capital declined 12.1% for the year to $38,469,237. The stock repurchases ($7,642,876)
 contributed to this change in working capital. The Company invested $5,123,710 in additions to
 property, plant and equipment during the year, 4.5% more than in the prior year. Cash dividends
 increased 12.1% for the year to $3,062,131. The working capital ratio (3.63 to 1) remained strong as
 of year-end. At November 3, 2000, the Company had $18,179,000 invested in interest-bearing

 securities. The Company remained debt-free for the 14th consecutive year.

OPERATIONS

During 2000 we purchased two parcels of land behind our Superior Foods plant in Dallas and your
 board approved a $2,500,000 freezer construction project at that site. We also developed a
 production line at the Frozen-Rite Dallas plant for manufacture of our new “Bake & Serve” Rolls. At
 our Chicago meat processing plant we invested in a new high speed slicing line to add capacity and
 efficiency to the production of popular Bridgford Sliced Pepperoni. Your board also approved the
 purchase and installation of “state of the art” hardware and software for a new company-wide
 management information system that will cost approximately $3,000,000.

 John V. Simmons and Daniel R. Yost were elected Vice Presidents of the Company at our March
 2000 board of directors meeting. Both men have been employed by the Company for more than 20
 years and they concentrate their efforts on frozen food sales and marketing.

SUMMARY

We appreciate the loyalty and hard work of our officers, directors and associates during 2000 and
 thank our customers and suppliers for their support. Your Company expects 2001 to be an excellent
 year for sales and profits.

 Allan L. Bridgford
 Chairman

 Robert E.
 Schulze
 President

BRIDGFORD FOODS CORPORATION FINANCIAL SUMMARY

Fiscal Year Ended

(53 weeks)
 November 3
 2000

(52 weeks)
 October 30
 1999

%
 Change

Net sales

$156,291,805

$138,786,260

12.6%

Income before taxes

14,140,469

16,169,505

(12.5%)

Net income

8,766,469

10,024,505

(12.5%)

Net income per share

Cash dividends per share

.80

.28

.88

.24

(9.1%)

16.7%

Working capital

38,469,237

43,760,200

(12.1%)

Total assets

82,680,999

85,469,476

(3.3%)

Shareholders' equity

56,196,327

58,134,865

(3.3%)

Return on average equity

15.34%

18.40%

-

SELECTED FINANCIAL DATA

November 3
 2000*

October 29
 1999

October 30
 1998

November 1
 1997

 November 1
 1996

Net Sales
Net Income
Basic Earnings Per Share
Current Assets **
Current Liabilities **
Working Capital **
Property, Plant and Equip., Net   
Deferred Taxes on Income
Total Assets
Shareholders' Equity
Cash Dividends Per Share

   $156,291,805   $138,786,260   $134,815,787   $127,859,491   $118,316,470
5,651,383

8,766,469   
.80   
53,099,779   
14,630,542   
38,469,237   
18,964,335   
3,781,172   
82,680,999   
56,196,327   
.28   

10,024,505   
.88   
57,236,926   
13,476,726   
43,760,200   
17,764,652   
4,605,530   
85,469,476   
58,134,865   
.24   

8,720,430   
.77   
50,558,938   
13,307,736   
37,251,202   
16,197,108   
3,738,976   
75,792,941   
50,842,248   
.22   

6,605,354   
.58   
41,136,786   
11,454,700   
29,682,086   
16,853,248   
3,102,479   
65,663,892   
44,605,782   
.20   

.50   

33,871,431
9,625,313
24,246,118
17,854,524
3,008,911
58,277,948
40,255,691
.20

* 53 weeks
** Certain financial statement reclassifications have been recorded in years prior to 1997 to conform to the
current year presentation.

MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS
 OF OPERATIONS

Certain statements under “Management’s Discussion and Analysis of Financial Condition and 
 Results of Operations” and elsewhere in this report constitute “forward-looking statements” within 
 the meaning of the Securities Act of 1933 and the Securities Exchange Act of 1934. Such forward 
 looking statements involve known and unknown risks, uncertainties, and other factors which may 
 cause the actual results, performance, or achievements of Bridgford Foods Corporation to be 
 materially different from any future results, performance or achievements expressed or implied by 
 such forward looking statements. Such factors include, among others, the following; general 
 economic and business conditions; the impact of competitive products and pricing; success of 
 operating initiatives; development and operating costs; advertising and promotional efforts; adverse 
 publicity; acceptance of new product offerings; consumer trial and frequency; changes in business 
 strategy or development plans; availability, terms and deployment of capital; availability of qualified 
 personnel; commodity, labor, and employee benefit costs; changes in, or failure to comply with, 
 government regulations; weather conditions; construction schedules; and other factors referenced in 
 this report.

The Company’s operating results are heavily dependent upon the prices paid for raw materials. The 
 marketing of the company’s value-added products does not lend itself to instantaneous changes in 
 selling prices. Changes in selling prices are relatively infrequent and do not compare with the 
 volatility of commodity markets. The impact of inflation on the Company’s financial position and 
 results of operations has not been significant during the last three years. Management is of the 
 opinion that the Company’s strong financial position and its capital resources are sufficient to 
 provide for its operating needs and capital expenditures.

RESULTS OF OPERATIONS

2000 compared to 1999

Sales in fiscal year 2000 increased $17,506,000 (12.6%) when compared to sales of the prior year,
 primarily as a result of increased unit sales volume.

Cost of products sold increased by $14,751,000 (18.3%) when compared to the prior year. The
 gross margin was approximately 39% in 2000, 42% in 1999, and 40% in 1998. Costs for pork
 commodity products increased in 2000 compared to the historical lows experienced during 1999.
 Flour costs continued to be favorable in 2000, 1999 and 1998.

Selling, general and administrative expenses increased $4,303,000 (11.1%) when compared to the
 prior year. This increase was generally consistent with the overall increase in sales.

The Company’s capital expansion projects remained at levels consistent with the prior year. The
 Company expects to continue the growth and modernization of facilities and equipment used in the
 business. The effective tax rate remained consistent with the prior year at 38%.

1999 compared to 1998

Sales in fiscal year 1999 increased $3,970,000 (2.9%) when compared to sales of the prior year,
 primarily as a result of increased sales volume.

Cost of products sold decreased by $332,000 when compared to the prior year. The gross margin
 was approximately 42% in 1999 and 40% in 1998. Costs for pork commodity products remained at
 historically low levels and flour costs continued to be favorable in 1999 and 1998.

Selling, general and administrative expenses increased $1,844,000 (5.0%) when compared to the
 prior year. This increase was generally consistent with the overall increase in sales. Selling
 expenses slightly outpaced sales growth due to an increased sales force and higher performance
 bonuses due to record profitability.

The Company’s capital expansion projects increased compared to recent years. The Company
 expects to continue the growth and modernization of facilities and equipment used in the business.
 The effective tax rate remained consistent with the prior year at 38%.

LIQUIDITY AND CAPITAL RESOURCES

Favorable operating results over the past several years have continued to provide significant liquidity
 to the Company. Net cash provided by operating activities was $8,348,000 in the 2000 fiscal year,
 $9,635,000 in 1999 and $14,579,000 in 1998. Accounts receivable balances increased $1,617,000
 (13%) in 1999 and $699,000 (6%) in 1998 due to higher sales and slower collections. Inventories
 increased $2,042,000 in 2000 and $2,083,000 in 1999 due to higher unit quantities. Non-current
 assets increased $1,431,000 (16%) and $1,363,000 (18%), in 1999 and 1998 primarily due to the

 increased cash surrender value of life-insurance policies and increases in deferred income tax 
 benefits. Accounts payable and accrued expenses increased $1,901,000 in 2000 due to higher 
 purchasing activity to support strong fourth quarter sales.

 The Company’s capital improvement expenditures remained consistent in 2000 compared to the 
 prior year. Significant projects in process at November 3, 2000 included $1.8 million for an updated 
 management information system. Cash and cash equivalents decreased $6,720,000 in 2000
 (26.9%). The decrease was primarily a result of capital expenditures in the amount of $5,124,000; 
 common stock repurchases of $7,643,000, and higher inventory balances. The company also 
 funded its defined benefit pension plan in the amount of $3,000,000 during fiscal year 2000. Cash 
 and cash equivalents increased $2,749,000 in 1999 (12.3%). The increase was lower than in recent 
 years due to higher tax payments, increased capital expenditures and higher accounts receivable 
 and inventory balances. Cash and cash equivalents increased $9,894,000 in 1998 primarily as a 
 result of lower capital expenditures, improved profitability and significant increases in non-funded 
 employee benefits. The Company has remained free of interest-bearing debt for fourteen 
 consecutive years. Working capital decreased $5,291,000(12.1%) in 2000 and increased
 $6,509,000 (17.5%) and $7,569,000 (25.5%) in 1999 and 1998. The decrease in working capital in 
 2000 primarily resulted from the common stock repurchase program and significant pension 
 contribution during 2000. The Company maintains a line of credit with Bank of America that expires 
 April 30, 2002. There were no borrowings under this line of credit during fiscal 2000.

Consolidated Balance Sheets

ASSETS

Current assets:

Cash and cash equivalents
Accounts receivable, less allowance for doubtful

 accounts of $694,491 and $647,219

Inventories
Prepaid expenses
Deferred income tax benefits

November 3
 2000

October 29
 1999

   $18,300,803   $25,020,839

13,689,463
13,642,063
18,191,480    16,149,918
268,892
2,107,814

527,902   
2,437,531   

Total current assets

53,099,779    57,236,926

Property, plant and equipment, net of accumulated
 depreciation of $31,598,952 and $30,533,865
Other non-current assets
Deferred income tax benefits

LIABILITIES AND SHAREHOLDERS' EQUITY

Current liabilities:

Accounts payable
Accrued payroll and other expenses
Income taxes payable

18,964,335

6,835,713   
3,781,172   

17,764,652
5,862,368
4,605,530

   $82,680,999   $85,469,476

November 3
 2000

October 30
 1998

$7,723,023    $5,849,237
6,759,979
867,510

6,787,268   
120,251   

Total current liabilities

14,630,542    13,476,726

Non-current liabilities

11,854,130    13,857,885

Contingencies and commitments (Note 6) Shareholders'
 equity:

Preferred stock, without par value

 Authorized - 1,000,000 shares
 Issued and outstanding - none
 Common stock, $1.00 par value

   
 Authorized - 20,000,000 shares
 Issued and outstand - 11,369,812
Capital in excess of par value
Retained earnings

10,672,195
11,426,695
19,458,747    26,347,123
26,065,385    20,361,047

56,196,327    58,134,865
   $82,680,999   $85,469,476

Consolidated Statements of Income

Fiscal year ended

(53 weeks)
 November 3
 2000

(52 weeks)
 October 29
 1999

(52 weeks)
 October 30
 1998

Net sales

   $156,291,805   $138,786,260   $134,815,787

Cost of products sold, excluding
 depreciation
Selling, general and administrative
 expenses
Depreciation

95,295,374

80,544,109

80,876,022

43,083,496

38,780,300

3,772,466   

3,292,346   

36,935,860
2,938,475

142,151,336    122,616,755    120,750,357

Income before taxes
Provision for taxes on income

14,140,469   
5,374,000   

16,169,505   
6,145,000   

14,065,430
5,345,000

Net income

$8,766,469    $10,024,505   

$8,720,430

Net income per share

$0.80   

$0.88   

$0.77

Shares used to compute basic
 earnings per share
Diluted earnings per share

10,907,701 
$0.80 

11,369,812 
$0.88 

11,369,812

Shares used to compute diluted
 earnings per share

10,926,630 

11,374,714 

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY

Common stock

Shares

Amount

Capital in
 excess of
 par

Retained
 earnings

Total
 shareholder's
 equity

10,336,415    $10,393,298    $13,946,359    $20,266,125    $44,605,782
8,720,430

8,720,430   

(2,483,964)

(2,483,964)

1,033,397

1,033,397

12,400,764

(13,434,161)

11,369,812    11,426,695    26,347,123    13,068,430    50,842,248
10,024,505    10,024,505

Balance, October 31, 1997
- Net income (52 weeks)
- Cash dividends paid ($.22
per share)
- 10% stock dividends,
November 16, 1998

Balance, October 30, 1998
- Net income (52 weeks)
- Cash dividends paid ($.24

   
   
   
   
 
   
   
   
   
   
   
 per share)

Balance, October 29, 1999
- Net income (53 weeks)
- Cash dividends paid ($.28
per share)
- Shares repurchased and
retired

(2,731,888)

(2,731,888)

11,369,812    11,426,695    26,347,123    20,361,047    58,134,865
8,766,469

8,766,469   

(754,500) 

(754,500) 

(6,888,376) 

(7,642,876)

(3,062,131)

(3,062,131)

Balance, November 3, 2000

10,615,312    10,672,195    19,458,747    26,065,385    56,196,327

   
   
Consolidated Statements of Cash Flows

Fiscal year ended

(53 weeks)
 November
 3
 2000

(53 weeks)
 October 29
 1999

(52 weeks)
 October 30
 1998

$8,766,469   $10,024,505    $8,720,430

3,772,466   

3,292,346   

2,938,475

324,650
(609,376)   

221,650
(705,288)   

254,150
(81,941)

(277,250)    (1,838,295)   
(2,041,562)    (2,083,020)   
(35,044)   
494,641    (1,061,135)   
(564,449)   

(259,010)   

(973,345)   

(952,705)
1,489,852
(96,101)
(859,636)
(726,540)

1,901,075
(747,259)   
(2,003,755)   

891,605
(722,615)   
2,214,928   

446,768
1,406,268
2,039,547

Cash flows from operating activities:
   Net income
   Income charges not affecting cash:
      Depreciation
      Provision for losses on accounts
 receivable
      Gain on sale of assets

Changes in assets and liabilities:
      Accounts receivable
      Inventories
      Prepaid expenses
      Deferred income tax benefits
      Other non-current assets
      Accounts payable and accrued
 expenses
      Income taxes payable
      Non-current liabilities

         Net cash provided by operating
 activities

8,347,744

9,635,188

14,578,567

Cash used in investing activities:
   Proceeds from sale of assets
   Additions to property, plant and
 equipment

760,937   

747,334   

84,941

(5,123,710)

(4,901,936)

(2,285,335)

      Net cash used in investing activities

(4,362,773)    (4,154,602)    (2,200,394)

Cash used in financing activities:
   Shares repurchased
   Cash dividends paid

(7,642,876) 
(3,062,131)    (2,731,888)    (2,483,964)

     Cash used in financing activities
Net (decrease) increase in cash and cash
 equivalents

(10,705,007) 
(6,720,036) 

(2,731,888) 
2,748,698 

(2,483,964)

9,894,209

   
   
   
   
   
   
   
   
   
Cash and cash equivalents at beginning of
 year

25,020,839

22,272,141

12,377,932

Cash and cash equivalents at end of year

$18,300,803

$25,020,839

$22,272,141

Cash paid for income taxes

$5,878,000

$7,837,000

$4,891,000

   
   
   
   
   
   
   
   
Notes to Consolidated Financial Statements

NOTE 1 - THE COMPANY AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES:

 The consolidated financial statements include the accounts of the Company and its subsidiaries, all
 of which are wholly owned. All intercompany transactions have been eliminated.

Concentrations of credit risk
 The Company’s credit risk is diversified across a broad range of customers and geographic regions.
 Losses due to credit risk have been immaterial. The carrying amount of cash and cash equivalents,
 accounts and other receivables, accounts payable and accrued liabilities approximate fair market
 value due to the short maturity of these instruments.

Business segment
 The Company and its subsidiaries operate in one business segment - the processing and/or
 distributing of refrigerated, frozen and snack food products.

Fiscal year
 The Company maintains its accounting records on a 52-53 week fiscal basis. Fiscal year 2000
 included 53 weeks. Fiscal years 1999 and 1998 include 52 weeks each.

Revenues
 Revenues are recognized upon passage of title to the customer typically upon product shipment or
 delivery to customers.

Cash equivalents
 The Company considers all investments with original maturities of three months or less to be cash
 equivalents. Cash equivalents include treasury bills of $18,179,000 at November 3, 2000 and
 $24,980,000 at October 29, 1999.

Inventories
 Inventories are stated at the lower of cost (determined on a first-in, first-out basis) or market.

Property, plant and equipment
 Property, plant and equipment are carried at cost less accumulated depreciation. Major renewals
 and betterments are charged to the asset accounts while the cost of maintenance and repairs is
 charged to income as incurred. When assets are sold or otherwise disposed of, the cost and
 accumulated depreciation are removed from the respective accounts and the resulting gain or loss
 is credited or charged to income. Depreciation is computed on the straight-line basis over 10 to 20
 years for buildings and improvements, 5 to 10 years for machinery and equipment and 3 to 5 years
 for transportation equipment.

Income taxes
 Deferred taxes are provided for items whose financial and tax bases differ. A valuation allowance is
 provided against deferred tax assets when it is expected that it is more likely than not, that the
 related asset will not be fully realized.

Stock-based compensation

 Statement of Financial Accounting Standards (SFAS No. 123), “Accounting for Stock-Based
 Compensation,” encourages, but does not require, companies to record compensation cost for
 stock-based employee compensation plans based on the fair market value of options granted. The
 Company has chosen to account for stock based compensation using the intrinsic value method
 prescribed in Accounting Principles Board Opinion No. 25, “Accounting for Stock Issued to
 Employees,” and related interpretations. Accordingly, compensation for stock options is measured
 as the excess, if any, of the fair market value of the Company’s stock price at the date of grant as
 determined by the Board of Directors over the amount an employee must pay to acquire the stock.

Basic and diluted earnings per share
 Basic earnings per share is calculated based on the weighted average number of shares
 outstanding for all periods presented. Diluted earnings per share is calculated based on the
 weighted average number of shares outstanding plus shares issuable on conversion or exercise of
 all potentially dilutive securities.

NOTE 2 - COMPOSITION OF CERTAIN FINANCIAL STATEMENT CAPTIONS:

Property, plant and equipment:
Land
Buildings and improvements
Machinery and equipment
Transportation equipment

Accumulated depreciation

Inventories:
Meat, ingredients and supplies
Work in progress
Finished goods

Accrued payroll and other expenses:    
Payroll, vacation and payroll taxes
Property taxes
Other

2000 (in thousands)

1999 (in thousands)

$1,614   
12,649   
28,546   
7,754   

50,563   
(31,599)   

$1,087
12,511
27,761
6,940

48,299
(30,534)

$18,964   

$17,765

$3,909   
2,193   
12,089   

$3,288
1,837
11,025

$18,191   

$16,150

$6,005   
287   
495   

$6,787   

$6,051
263
446

$6,760

   
   
Notes to Consolidated Financial Statements

NOTE 3 - RETIREMENT AND BENEFITS PLANS:

The Company has noncontributory-trusteed defined benefit retirement plans for sales,
 administrative, supervisory and certain other employees. The benefits under these plans are
 primarily based on years of service and compensation levels. The Company’s funding policy is to
 contribute annually the maximum amount deductible for federal income tax purposes.

 Net pension cost consisted of the following (in thousands):

2000

1999

1998

Cost of benefits earned during the year
Interest cost on projected benefit obligation
Actual return on plan assets
Deferral of unrecognized gain (loss) on plan assets
Amortization of unrecognized gain
Amortization of transition asset (15.2 years)
Amortization of unrecognized prior service costs

958   
(1,059)    (990)   
138   
(68)
(76)

$746    $646    $568
907
1,025   
(748)
(34)
(83)
(76)
34

(95)
(76)

36   

36   

40   

Net pension cost

$617    $644    $568

The 1987 transition asset is being amortized using the straight-line method over the average
 remaining service period of active plan participants at the date of adoption of the plan. At November
 3, 2000, 3.93 years of amortization remained. The discount rate and expected long-term rate of
 return used in determining the projected benefit obligation for fiscal years 2000, 1999 and 1998 was
 7.75%. The assumed rate of future compensation increases for fiscal years 2000, 1999 and 1998
 was 4%.

 Plan assets are primarily invested in marketable equity securities, corporate and government debt
 securities and real estate and are administered by an investment management company.

The funded status of the plan is as follows: 

Plan assets at fair market value
Actuarial present value of benefit obligations:
 &mbsp;Accumulated benefits based on current salary
 levels, including vested benefits of $13,184, $12,162
 and $9,974
 &mbsp;Additional benefits based on estimated future
 salary levels

 &mbsp;Projected benefit obligation

(in thousands)
1999

1998

2000

$15,323

$11,455

$10,622

14,166
849

12,970
946

10,502
817

15,015

13,916

11,319

   
   
   
   
   
   
   
   
   
Projected benefit obligation in excess of plan assets
Unrecognized prior service costs
Unrecognized gain on plan assets

308    (2,461)   
233   
197   

(697)
247
(2,829)    (2,404)    (3,463)
(445)
(369)

(294)

Unrecognized net transition asset
Accrued pension cost

   $(2,618)   $(5,001)   $(4,358)

In fiscal year 1991, the Company adopted a non-qualified supplemental retirement plan for certain
 key employees. Benefits provided under the plan are equal to 60% of the employee’s final average
 earnings, less amounts provided by the Company’s defined benefit pension plan and amounts
 available through Social Security. Total annual benefits are limited to $120,000 for each participant
 in the plan. Effective January 1, 1991 the Company adopted a deferred compensation savings plan
 for certain key employees. Under this arrangement, selected employees contribute a portion of their
 annual compensation to the plan. The Company contributes an amount to each participant’s
 account by computing an investment return equal to Moody’s Average Seasoned Bond Rate plus
 2%. Employees receive vested amounts upon death, termination or retirement. Total benefit
 expense recorded under these plans for fiscal years 2000, 1999 and 1998 was $351,000, $320,000
 and $303,000, respectively. Benefits payable related to these plans and included in other non-
current liabilities in the accompanying financial statements were $4,860,000 and $4,384,000 at
 November 3, 2000 and October 29, 1999, respectively. In connection with this arrangement the
 Company is the beneficiary of life insurance policies on the lives of certain key employees. The
 aggregate cash surrender value of these policies, included in non-current assets, was $6,836,000
 and $5,862,000 at November 3, 2000 and October 29, 1999, respectively.

The Company provides a deferred compensation plan for certain key executives, which is based
 upon the Company’s pretax income and return on shareholders’ equity. The payment of these
 amounts is generally deferred over a five-year period. The total amount payable related to this
 arrangement was $5,813,000 and $5,823,000 at November 3, 2000 and October 29, 1999,
 respectively. Future payments are approximately $1,776,000, $1,569,000, $1,285,000, $852,000
 and $331,000 for fiscal years 2001 through 2005, respectively.

Postretirement health care benefits in the approximate amount of $340,000 and $350,000 are
 included in non-current liabilities at November 3, 2000 and October 29, 1999, respectively.

The Company’s 1999 Stock Incentive Plan (“the Plan”) was approved by the Board of Directors on
 January 11, 1999 and 275,000 options were granted on April 29, 1999. Under the Plan, the
 maximum aggregate number of shares which may be optioned and sold is 900,000 shares of
 common stock, subject to adjustment upon changes in capitalization or merger. Generally, options
 granted under the plan vest in annual installments over four years following the date of grant (as
 determined by the Board of Directors) subject to the optionee’s continuous service. Options expire
 ten years from the date of grant with the exception of an incentive stock option granted to an
 optionee who owns stock representing more than 10% of the voting power of all classes of stock of
 the Company, in which case the term of the option is five years. Options generally terminate three
 months after termination of employment or one year after termination due to permanent disability or
 death. Options are generally granted at a fair market value determined by the Board of Directors
 subject to the following:

a.) With respect to options granted to an employee or service provider who, at the time of grant owns
 stock representing more than 10% of the voting power of all classes of stock of the Company; the
 per share exercise price shall be no less than 110% of the fair market value on the date of grant.

b.) With respect to options granted to an employee or service provider other than described in the
 preceding paragraph, the exercise price shall be no less than 100% for incentive stock options and
 85% for non-statutory stock options of the fair market value on the date of grant.

As of October 29, 1999, 275,000 options were outstanding at an exercise price of $10.00 per share.
 No shares were exercisable at October 31, 1999. During fiscal year 2000, 25,000 options with a
 weighted average exercise price of $10.00 were cancelled. As of November 3, 2000, 250,000
 options were outstanding at an exercise price of $10.00 per share.

The following balances are reflected as of November 3, 2000:

Options Outstanding

Options Exercisable

Weighted
 average
 remaining
 life
 (years)

Weighted
 average
 exercise
 price

Shares

Weighted
 average
 exercise
 price
 (years)

Exercise
 price

Shares

$10

    250,000

8.5

$10

94,863

$10

The Company adopted the disclosure requirements of Statement of Financial Accounting Standards
 No. 123 (“FAS 123”). As permitted by FAS 123, the Company measures compensation cost in
 accordance with APB 25. Therefore, the adoption of FAS 123 had no impact on the Company’s
 financial condition or results of operations. Had compensation cost for the Company’s Stock Option
 Plan been determined based on the fair value of the options consistent with FAS 123, the
 Company’s net income and earnings per share would have been reduced to the pro forma amounts
 indicated below:

November 3, 2000

October 29, 1999

Net Income

As reported

$8,766,469

As reported

$10,024,505

Pro forma

$8,505,838

Pro forma

$9,845,208

Basic Earning Per Share As reported

Pro forma

$.80

$.78

As reported

Pro forma

$.88

$.87

The fair value of compensatory stock options was estimated using the Black-Scholes option pricing
 model using the following weighted average assumptions:

October 29, 1999

Risk-free interest rate
Expected years until exercise
Expected stock volatility
Expected dividends

5.34%
6.0 years
40.0%
2.20%

   
Notes to Consolidated Financial Statements

NOTE 4 - INCOME TAXES:

The provision for taxes on income includes the following (in thousands):

Current:
    Federal
    State

Deferred:
    Federal
    State

2000

1999

1998

$4,060   
819   

$6,034   
1,172   

$5,241
964

4,879   

7,206   

6,205

444   
51   

(867)
(194)

495   

(1,061)   

(735)
(125)

(860)

$5,374   

$6,145   

$5,345

The total tax provision differs from the amount computed by applying the statutory federal income tax
 rate to income before income taxes as follows: (in thousands)

Provision for federal income taxes at the
 applicable statutory rate
Increase in provision resulting from: State
 income taxes, net of federal income tax
 benefit
Other, net

2000

1999

1998

$4,808

$5,498

$4,782

596

521

518
45
   $5,374   $6,145   $5,345

51   

45   

Deferred income taxes result from differences in the bases of assets and liabilities for tax and
 accounting purposes. (in thousands)

Receivables allowance
Inventory capitalization

2000

1999

$284   
387 

$263
367

   
   
   
Deferred compensation
Franchise tax
Employee benefits
Other
     Current tax assets, net 
Deferred compensation
Pension and health care benefits
Depreciation
     Non-current tax assets, net

590 
148 
903 
126 
2,438 
1,649 
3,192 
(1,060) 
3,781 

478
183
853
(36)
2,108
1,673
3,951
(1,018)
4,606

 No valuation allowance was provided against deferred tax assets in the accompanying statements.

Notes to Consolidated Financial Statements

NOTE 5 - LINE OF CREDIT:

Under the terms of a revolving line of credit with Bank of America, the Company may borrow up to 
 $2,000,000 through April 30, 2002. At any time prior to May 2002, the Company may convert 
 borrowings, if any, into a three-year term loan with principal and interest payable monthly 
 commencing May 31, 2002. The interest rate is at the bank’s reference rate unless the Company 
 elects an optional interest rate. The borrowing agreement contains various covenants, the more 
 significant of which require the Company to maintain certain levels of shareholders’ equity and 
 working capital. The Company was in compliance with all provisions of the agreement during the 
 year. There were no borrowings under this line of credit during the year.

NOTE 6 - CONTINGENCIES AND COMMITMENTS:

The preparation of financial statements in conformity with generally accepted accounting principles 
 requires management to make certain estimates and assumptions that affect the reported amounts 
 of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial 
 statements and the reported revenues and expenses during the respective reporting periods. Actual 
 results could differ from those estimates.

The Company leases certain transportation equipment under an operating lease expiring in 2006. 
 The terms of the lease provide for annual renewal options and contingent rental payments based 
 upon mileage and adjustments of rental payments based on the Consumer Price Index. Minimum 
 rental payments were $320,000 in fiscal years 2000 and 1999 and $316,000 in 1998, respectively. 
 Contingent payments were $110,000, $102,000, and $105,000 in fiscal years 2000, 1999, and 
 1998, respectively. Future minimum lease payments are approximately $340,000 in the years 2000 
 through 2004 and $270,000 in 2005 and $20,000 in 2006.

Report of Independent Accountants

 PricewaterhouseCoopers LLP

To the Board of Directors and Shareholders of Bridgford Foods Corporation

 In our opinion, the accompanying consolidated balance sheets and the related consolidated
 statements of income, shareholders’ equity and cash flows present fairly, in all material respects,
 the financial position of Bridgford Foods Corporation and its subsidiaries at November 3, 2000 and
 October 29, 1999, and the results of their operations and their cash flows for each of the three years
 in the period ended November 3, 2000, in conformity with accounting principles generally accepted
 in the United States. These financial statements are the responsibility of the Company’s
 management; our responsibility is to express an opinion on these financial statements based on our
 audits. We conducted our audits of these statements in accordance with auditing standards
 generally accepted in the United States, which require that we plan and perform the audit to obtain
 reasonable assurance about whether the financial statements are free of material misstatement. An
 audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the
 financial statements, assessing the accounting principles used and significant estimates made by
 management, and evaluating the overall financial statement presentation. We believe that our audits
 provide a reasonable basis for the opinion expressed above.

 Orange County. California
 December 22, 2000