Quarterlytics / Consumer Defensive / Packaged Foods / Bridgford Foods Corporation / FY2001 Annual Report

Bridgford Foods Corporation
Annual Report 2001

BRID · NASDAQ Consumer Defensive
Claim this profile
Ticker BRID
Exchange NASDAQ
Sector Consumer Defensive
Industry Packaged Foods
Employees 648
← All annual reports
FY2001 Annual Report · Bridgford Foods Corporation
Loading PDF…
Bridgford Foods Corporation and its subsidiaries manufacture and/or
 distribute refrigerated, frozen and snack food products. The
 Company markets its products throughout the United States. The
 Company sells its products through wholesale outlets, restaurants
 and institutions. The products are sold by the Company’s own sales
 force, brokers, cooperatives, wholesalers and independent
 distributors. Products are currently sold through approximately
 38,000 retail food stores in forty-eight states within the continental

 United States, Hawaii and Canada that are serviced by Company-owned service routes. Company
 products are also sold throughout the country to approximately another 20,000 retail outlets and
 23,000 restaurants and institutions.
 The following summary represents the approximate percentage of net sales by class of product for
 each of the last five fiscal years:

2001 2000 1999 1998 1997

Products manufactured or processed by
 the Company

Products manufactured or processed by
 others

69

31

68

69

76

82

32

31

24

18

Total

100

100

100

100

100

 COMMON STOCK AND DIVIDEND DATA

The common stock of the Company is traded in the national over-the-counter market and is 
 authorized for quotation on The Nasdaq National Market under the symbol “BRID”. The following 
 table reflects the high and low closing prices and cash dividends paid as quoted by Nasdaq for each 
 of the last eight fiscal quarters.

----- Prices -----

Fiscal Quarter Ended

$High

$Low Cash Dividends Paid

January 28, 2000

9 & 7/8

8

April 28, 2000

9 & 3/4 8 & 1/2

July 28, 2000

12 & 15/16 9 & 1/4

November 3, 2000

February 2, 2001

May 4, 2001

13

13

13

12

11.88

12.80

August 3, 2001

13.85

12.23

November 2, 2001

14.25

12.45

$.07

$.07

$.07

$.07

$.07

$.07

$.07

$.07

ANNUAL SHAREHOLDERS MEETING

The 2002 annual shareholders meeting will be held at the Four Points Sheraton, 1500 South 

Raymond Avenue, Fullerton, California at 10:00 a.m. on Wednesday March 13, 2002.

TO OUR SHAREHOLDERS:

2001 was a challenging year for Bridgford Foods. Our business was adversely affected by the recession and the
 tragic events of September 11. Sales reached a record level in 2001, but profits were down substantially
 compared to the prior year. Meat raw materials, energy and fuel costs were higher than anticipated for most of
 fiscal 2001, while competition was especially strong in the food service area and the meat snack business.

 SALES AND EARNINGS

 Sales totaled $156,361,000 in the 52 week 2001 fiscal year, a slight gain over sales in the 53 week 2000 year.
 This was our sixteenth consecutive year of record high sales.

 Beef Jerky sales continued strong while new single – serve portions of Kippered Beef Steaks, Beef & Cheese
 Sticks, Spicy Beef Sticks, and Red Hot Pickled Sausages were added to our meat snack line. New “Club Pack
 Biscuits” and “Club Pack Bake & Serve Rolls” were added to our frozen bakery products group in 2001.

 Our direct store distribution system continued to expand in the 2001 year. We now operate 256 company
 owned routes in 49 states. Net income in 2001 was $6,244,000, a 29% decline from income in the 2000 fiscal
 year. Contributing to our income decline were: lower operating margins in our processed meat business due to
 higher raw material costs; higher energy and fuel costs during the first three quarters; one less week of
 operations than in the 53 week 2000 year; and high costs related to development of our new computer system.
 Also, the year 2000 had a non-recurring gain of $675,000 from the sale of land in San Diego.

OPERATIONS

 We recently completed the new freezer expansion project at our Superior Foods plant in Dallas, Texas. This
 adds 750 pallet spaces to our frozen warehouse capacity. We are installing a new specialty dough product line
 at our North Carolina bakery. Packaging capacity at our Chicago meat processing facility was increased and
 improved in 2001. An additional high-speed packaging line will be installed during 2002 to accommodate
 increased demand for Bridgford dry sausage products. The more than $4,000,000 computer hardware and
 software project approved last year is now on-line at our Anaheim headquarters.

 State of the art financial, cost accounting and route accounting systems should be installed during the first half
 of 2002. This will provide outstanding management information systems throughout the Company.

FINANCIAL MATTERS

 The Company purchased 167,041 shares of its outstanding common stock on the open market during the 2001
 fiscal year at an average cost of $12.88 per share. Since the inception of the stock repurchase plan in 1999,the
 Company has acquired a total of 921,541 shares at an average cost of $10.63 per share. In 2001, the Board of
 Directors increased the number of shares authorized to be purchased under the plan from 1,000,000 to
 1,500,000.

 The annual cash dividend rate of $ .28 per share remained the same during the year, but total cash dividends
 paid during 2001 were $108,000 less than the prior year due to fewer shares of common stock outstanding.

 Working capital at November 2, 2001 totaled $38,025,000, a 1.2% decrease for the year. The change in
 working capital primarily relates to the $4,590,000 invested in additions to property, and equipment during the
 year.

The working capital ratio at year-end improved to 3.77 to 1 from 3.63 to 1 a year earlier. At November 2,
 2001, the Company had $12,303,000 invested in interest-bearing securities. The Company remained debt-free
 for the fifteenth consecutive year.

 Shareholders’ equity increased $1,139,000 (2.0%) during the year to $57,335,000 and shareholders’ equity per
 share increased 3.7% to $5.49 per share during the same period.

 SUMMARY

 Thank you to our officers, directors and fellow employees for their sincere and dedicated efforts in 2001.
 Also, thank you to our customers and suppliers for their contributions during the 2001 year. We anticipate
 improvements in sales volume and profits during 2002.

 Allan L. Bridgford
 Chairman

 Robert E.
 Schulze
 President

BRIDGFORD FOODS CORPORATION FINANCIAL SUMMARY

Fiscal Year Ended

(52 weeks)
 November
 2
 2001

(53 weeks)
 November 3
 2000

%
 Change

Net sales

$156,361

$156,292

Income before taxes

Net income

Net income per share

Cash dividends per share

Working capital

Total assets

Shareholders' equity

10,072

6,244

.59

.28

38,025

82,338

57,335

Return on average equity

11.00%

14,140

8,766

.80

.28

38,469

82,681

56,196

15.34%

(28.8%)

(28.8%)

(26.3%)

-

(1.2%)

(.4%)

2.0%

-

SELECTED FINANCIAL DATA
November 2
 2001*

November 3
 2000*

October 29
 1999

October 30
 1998

Net Sales
Net Income
Basic Earnings Per Share
Current Assets **
Current Liabilities **
Working Capital **
Property, Plant and Equip., Net
Deferred Taxes on Income
Total Assets
Shareholders' Equity
Cash Dividends Per Share

    $156,361,000    $156,291,805    $138,786,260    $134,815,787   
8,720,430   
.77   
50,558,938   
13,307,736   
37,251,202   
16,197,108   
3,738,976   
75,792,941   
50,842,248   
.22   

10,024,505   
.88   
57,236,926   
13,476,726   
43,760,200   
17,764,652   
4,605,530   
85,469,476   
58,134,865   
.24   

8,766,469   
.80   
53,099,779   
14,630,542   
38,469,237   
18,964,335   
3,781,172   
82,680,999   
56,196,327   
.28   

6,244,000   
.59   
51,777,000   
13,752,000   
38,025,000   
19,471,000   
3,441,000   
82,338,000   
57,335,000   
.28   

* 53 weeks
** Certain financial statement reclassifications have been recorded in years prior to 1997 to
conform to the current year presentation.

MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS
 OF OPERATIONS

Certain statements under “Management’s Discussion and Analysis of Financial Condition and
 Results of Operations” and elsewhere in this report constitute “forward-looking statements” within
 the meaning of the Securities Act of 1933 and the Securities Exchange Act of 1934. Such forward
 looking statements involve known and unknown risks, uncertainties, and other factors which may
 cause the actual results, performance, or achievements of Bridgford Foods Corporation to be
 materially different from any future results, performance or achievements expressed or implied by
 such forward looking statements. Such factors include, among others, the following; general
 economic and business conditions; the impact of competitive products and pricing; success of
 operating initiatives; development and operating costs; advertising and promotional efforts; adverse
 publicity; acceptance of new product offerings; consumer trial and frequency; changes in business
 strategy or development plans; availability, terms and deployment of capital; availability of qualified
 personnel; commodity, labor, and employee benefit costs; changes in, or failure to comply with,
 government regulations; weather conditions; construction schedules; and other factors referenced in
 this report.

 The Company’s operating results are heavily dependent upon the prices paid for raw materials. The
 marketing of the Company’s value-added products does not lend itself to instantaneous changes in
 selling prices. Changes in selling prices are relatively infrequent and do not compare with the
 volatility of commodity markets. The impact of inflation on the Company’s financial position and
 results of operations has not been significant during the last three years. Management is of the
 opinion that the Company’s strong financial position and its capital resources are sufficient to
 provide for its operating needs and capital expenditures.

RESULTS OF OPERATIONS

2001 compared to 2000
 Sales in fiscal year 2001 (52 weeks) remained essentially flat when compared to sales of the prior
 year (53 weeks). Average weekly sales increased approximately 2% in fiscal 2001 compared to the
 prior 53-week year. The sales increase is primarily a result of increased selling prices and changes
 in product mix. Cost of products sold remained essentially flat when compared to the prior year. The
 gross margin was approximately 38% in 2001, 39% in 2000 and 42% in 1999. Commodity costs
 over the course of the 2001 fiscal year were generally comparable to fiscal year 2000 and higher
 than the historical lows experienced during 1999. Selling, general and administrative expenses
 increased $2,867 (6.7%) when compared to the prior 53-week year. Weekly average costs
 increased 8.7% compared to a weekly average sales increase of only 2%. Higher costs related to
 advertising and product promotions, fuel and insurance were the primary contributors to these
 increases. Interest income also declined significantly which adversely impacted these costs. The
 Company’s capital expansion projects remained at levels consistent with the prior year. The
 Company expects to continue the growth and modernization of facilities and equipment used in the
 business. The effective tax rate remained consistent with the prior year at 38%.

 2000 compared to 1999

 Sales in fiscal year 2000 increased $17,506 (12.6%) when compared to sales of
 the prior year, primarily as a result of increased unit sales volume. Cost of
 products sold increased by $14,751 (18.3%) when compared to the prior year.
 The gross margin was approximately 39% in 2000, 42% in 1999, and 40% in
 1998. Costs for pork commodity products increased in 2000 compared to the
 historical lows experienced during 1999. Flour costs continued to be favorable in
 2000, 1999 and 1998.
 Selling, general and administrative expenses increased $4,303 (11.1%) when
 compared to the prior year. This increase was generally consistent with the
 overall increase in sales. The Company’s capital expansion projects remained at
 levels consistent with the prior year. The Company expects to continue the
 growth and modernization of facilities and equipment used in the business. The
 effective tax rate remained consistent with the prior year at 38%.

 1999 compared to 1998

 Sales in fiscal year 1999 increased $3,970 (2.9%) when compared to sales of the
 prior year, primarily as a result of increased sales volume. 
 Cost of products sold decreased by $332 when compared to the prior year. The
 gross margin was approximately 42% in 1999 and 40% in 1998. Costs for pork

 commodity products remained at historically low levels and flour costs continued 
 to be favorable in 1999 and 1998.

 Selling, general and administrative expenses increased $1,844 (5.0%) when 
 compared to the prior year. This increase was generally consistent with the 
 overall increase in sales. Selling expenses slightly outpaced sales growth due to 
 an increased sales force and higher performance bonuses due to record 
 profitability.
 The Company’s capital expansion projects increased compared to recent years. 
 The Company expects to continue the growth and modernization of facilities and 
 equipment used in the business. The effective tax rate remained consistent with 
 the prior year at 38%.

LIQUIDITY AND CAPITAL RESOURCES
 (in thousands)

 Favorable operating results over the past several years have continued to 
 provide significant liquidity to the Company. Net cash provided by operating 
 activities was $4,308 in the 2001 fiscal year and $8,348 in 2000. Accounts 
 receivable balances increased $915 in 2001 due to slower collections. 
 Inventories increased $974 in 2001 and $2,042 in 2000 due to higher unit 
 quantities and values. Accounts payable and accrued expenses decreased
 $1,089 in 2001 due to lower capital project levels and lower accruals due to lower 
 earnings. Accounts payable and accrued expenses increased $1,901 in 2000 
 due to higher purchasing activity to support strong fourth quarter sales.

 The Company’s capital improvement expenditures remained consistent in 2001 
 compared to the prior year. Significant projects in process at November 2, 2001 
 included $1.2 million for an updated management information system, which will 
 be fully activated in the first half of fiscal 2002. Cash and cash equivalents 
 decreased $5,327 in 2001 and $6,720 in 2000 (26.9%). The decreases were 
 primarily a result of capital expenditures in the amounts of $4,590 and $5,124; 
 common stock repurchases of $2,151 and $7,643, and higher inventory and 
 refundable income tax balances. The Company also funded its defined benefit 
 pension plan in the amounts of $756 and $3,000 during fiscal years 2001 and 
 2000, respectively. Cash and cash equivalents increased $2,749 in 1999
 (12.3%). The increase was lower than in prior years due to higher tax payments, 
 increased capital expenditures and higher accounts receivable and inventory 
 balances. The Company has remained free of interest-bearing debt for fifteen 
 consecutive years. Working capital decreased $5,291 (12.1%) in 2000. The 
 overall change in working capital in fiscal 2001 was insignificant. The decrease in 
 working capital in 2000 primarily resulted from the common stock

 
Consolidated Balance Sheets (in thousands)

ASSETS

Current assets:

Cash and cash equivalents
Accounts receivable, less allowance for doubtful

 accounts of $779 and $694

Inventories
Prepaid expenses
Refundable income taxes
Deferred income taxes

Total current assets

Property, plant and equipment, net of accumulated
 depreciation of $35,378 and $31,599

Other non-current assets
Deferred income tax benefits

LIABILITIES AND SHAREHOLDERS' EQUITY

Current liabilities:

Accounts payable
Accrued payroll and other expenses
Income taxes payable

Total current liabilities

November
 2
 2001

November
 3
 2000

$12,974   

$18,301

14,282
19,165   
864   
2,041   
2,451   

13,642
18,191
528

2,438

51,777   

53,100

19,471

7,649   
3,441   

18,964
6,836
3,781

$82,338   

$82,681

November
 2
 2001

November
 3
 2000

$6,958   
6,464   
330   

$7,723
6,788
120

13,752   

14,631

Non-current liabilities

11,251   

11,854

Contingencies and commitments (Note 6) Shareholders'
 equity:

Preferred stock, without par value

 Authorized - 1,000,000 shares
 Issued and outstanding - none
 Common stock, $1.00 par value
 Authorized - 20,000,000 shares
 Issued and outstand - $10,448 and $10,615 respectively

Capital in excess of par value
Retained earnings

10,505
17,475   
29,355   

10,672
19459
26,065

57,335   

56,196

$82,338   

$82,681

Consolidated Statements of Income (in thousands, except per share amounts)

Fiscal year ended

(52 weeks)
 November
 2
 2001

(53 weeks)
 November
 3
 2000

(52 weeks)
 October
 29
 1999

Net sales

$156,361    $156,292    $138,786

Cost of products sold, excluding depreciation
Selling, general and administrative expenses
Depreciation

96,305   
45,951   
4,033   

95,296   
43,084   
3,772   

80,544
38,780
3,292

146,289   

142,152   

122,616

Income before taxes
Provision for taxes on income

10,072   
3,828   

14,140   
5,374   

16,170
6,145

Net income

$6,244   

$8,766   

$10,025

Net income per share

$0.59   

$0.80   

$0.88

Shares used to compute basic earnings per
 share
Diluted earnings per share

10,538,091  10,907,701  11,369,812
$0.88

$0.59 

$0.80 

Shares used to compute diluted earnings per
 share

10,595,091  10,926,630  11,374,714

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (in thousands)

Common stock

Shares

Amount

Capital in
 excess of
 par

Retained
 earnings

Total
 shareholder's
 equity

Balance, October 30, 1998
- Net income (52 weeks)
- Cash dividends paid ($.24
per share)

Balance, October 29, 1999
- Net income (53 weeks)
- Cash dividends paid ($.28
per share)
- Shares repurchased and
retired

11,370   

$11,427   

$26,347   

11,370   

11,427   

26,347   

$13,068   
10,025   

$50,842
10,025

(2,732)

(2,732)

20,361   
8,766   

58,135
8,766

(3,062)

(3,062)

(755)

(755)

(6,888) 

(7,643)

   
   
Balance, November 3, 2000
- Net income (52 weeks)
- Cash dividends paid ($.28
per share)
- Shares repurchased and
retired

10,615   

10,672   

19,4597   

26,065   
6,244   

56,196
6,244

(2,954)

(2,954)

(167)

(167)

(1,984) 

(2,151)

Balance, November 2, 2001

10,448   

$10,505   

$17,475   

$29,355   

$57,335

   
Consolidated Statements of Cash Flows (in thousands)

Fiscal year ended

(52 weeks)
 November
 2,
 2001

(53 weeks)
 November
 3,
 2000

(52
 weeks)
 October
 29,
 1999

Cash flows from operating activities:
   Net income
   Income charges not affecting cash:
      Depreciation
      Provision for losses on accounts receivable
      Gain on sale of assets

$6,244   

$8,766    $10,025

4,033   
275   
(10)

3,772   
325   

(609)

3,292
222
(705)

Changes in assets and liabilities:
      Accounts receivable
      Inventories
      Prepaid expenses
      Deferred income tax benefits
      Other non-current assets
      Accounts payable and accrued expenses
      Income taxes payable
      Non-current liabilities

(915)
(974)
(336)

327   

(813)
(1,089)   
(1,831)   
(603)

(277)
(2,042)
(259)

495   

(973)
1,901   
(747)
(2,004)

(1,838)
(2,083)
(35)
(1,061)
(566)
892
(723)
2,215

         Net cash provided by operating activities

4,308   

8,348   

9,635

Cash used in investing activities:
   Proceeds from sale of assets
   Additions to property, plant and equipment

60   
(4,590)   

761   
(5,124)   

748
(4,902)

      Net cash used in investing activities

(4,530)   

(4,363)   

(4,154)

Cash used in financing activities:
   Shares repurchased
   Cash dividends paid

(2,151)
(2,954)   

(7,643)
(3,062)   

(2,732)

     Cash used in financing activities
Net (decrease) increase in cash and cash
 equivalents

(5,105)

(10,705)

(2,732)

(5,327)

(6,720,)

2,749

Cash and cash equivalents at beginning of year

18,301

25,021

22,272

   
   
   
   
Cash and cash equivalents at end of year

Cash paid for income taxes

$12,974

$18,301

$25,021

$5,108

$5,878

$7,837

   
   
   
   
Notes to Consolidated Financial Statements

NOTE 1 - THE COMPANY AND SUMMARY OF
 SIGNIFICANT ACCOUNTING POLICIES (in thousands):
 The consolidated financial statements include the accounts of the Company and its subsidiaries, all of which
 are wholly owned. All intercompany transactions have been eliminated. 
 Concentrations of credit risk
 The Company’s credit risk is diversified across a broad range of customers and geographic regions. Losses
 due to credit risk have been immaterial. The carrying amount of cash and cash equivalents, accounts and other
 receivables, accounts payable and accrued liabilities approximate fair market value due to the short maturity
 of these instruments. 
 Business segment
 The Company and its subsidiaries operate in one business segment - the processing and/or distributing of
 refrigerated, frozen and snack food products.
 Fiscal year
 The Company maintains its accounting records on a 52-53 week fiscal basis. Fiscal year 2000 included 53
 weeks. Fiscal years 2001 and 1999 include 52 weeks each. 
 Revenues
 Revenues are recognized upon passage of title to the customer typically upon product shipment or delivery to
 customers. 
 Cash equivalents
 The Company considers all investments with original maturities of three months or less to be cash equivalents.
 Cash equivalents include treasury bills of $12,303 at November 2, 2001 and $18,179 at November 3, 2000. 
 Inventories
 Inventories are stated at the lower of cost (determined on a first-in, first-out basis) or market.
 Property, plant and equipment
 Property, plant and equipment are carried at cost less accumulated depreciation. Major renewals and
 betterments are charged to the asset accounts while the cost of maintenance and repairs is charged to income
 as incurred. When assets are sold or otherwise disposed of, the cost and accumulated depreciation are removed
 from the respective accounts and the resulting gain or loss is credited or charged to income. Depreciation is
 computed on the straight-line basis over 10 to 20 years for buildings and improvements, 5 to 10 years for
 machinery and equipment and 3 to 5 years for transportation equipment.
 Income taxes
 Deferred taxes are provided for items whose financial and tax bases differ. A valuation allowance is provided
 against deferred tax assets when it is expected that it is more likely than not, that the related asset will not be
 fully realized.
 Stock-based compensation
 Statement of Financial Accounting Standards (SFAS No. 123), “Accounting for Stock-Based Compensation,”
 encourages, but does not require, companies to record compensation cost for stock-based employee
 compensation plans based on the fair market value of options granted. The Company has chosen to account
 for stock based compensation using the intrinsic value method prescribed in Accounting Principles Board
 Opinion No. 25, “Accounting for Stock Issued to Employees,” and related interpretations. Accordingly,
 compensation for stock options is measured as the excess, if any, of the fair market value of the Company’s
 stock price at the date of grant as determined by the Board of Directors over the amount an employee must
 pay to acquire the stock.
 Basic and diluted earnings per share
 Basic earnings per share is calculated based on the weighted average number of shares outstanding for all
 periods presented. Diluted earnings per share is calculated based on the weighted average number of shares
 outstanding plus shares issuable on conversion or exercise of all potentially dilutive securities.

NOTE 2 - COMPOSITION OF CERTAIN FINANCIAL STATEMENT CAPTIONS:

2001 (in thousands)

2000 (in thousands)

Property, plant and equipment:
Land
Buildings and improvements
Machinery and equipment
Transportation equipment

Accumulated depreciation

Inventories:
Meat, ingredients and supplies
Work in progress
Finished goods

Accrued payroll and other expenses:    
Payroll, vacation and payroll taxes
Property taxes
Other

$1,614   
12,649   
31,718   
8,868   

54,849   
(35,378)   

$1,614
12,649
28,546
7,754

50,563
(31,599)

$19,471   

$18,964

$3,757   
1,324   
14,084   

$3,909
2,193
12,089

$19,165   

$18,191

$5,790   
328   
346   

$6,464   

$6,005
287
495

$6,787

   
   
Notes to Consolidated Financial Statements

NOTE 3 - RETIREMENT AND BENEFITS PLANS:

 The Company has noncontributory-trusteed defined benefit retirement plans for sales, administrative,
 supervisory and certain other employees. The benefits under these plans are primarily based on years of
 service and compensation levels. The Company’s funding policy is to contribute annually the maximum
 amount deductible for federal income tax purposes. 
 Net pension cost consisted of the following (in thousands):

2001

2000

1999

Cost of benefits earned during the year
Interest cost on projected benefit obligation
Actual return on plan assets
Deferral of unrecognized gain (loss) on plan assets
Amortization of unrecognized gain
Amortization of transition asset (15.2 years)
Amortization of unrecognized prior service costs

$746    $646
$827   
1,142   
958
1,025   
1,372    (1,059)    (990)
138
(68)
(76)
36

(2,609)   
(88)
(76)

(95)
(76)

40   

36   

36   

Net pension cost

$604   

$617    $644

The 1987 transition asset is being amortized using the straight-line method over the average remaining service
 period of active plan participants at the date of adoption of the plan. At November 2, 2001, 2.93 years of
 amortization remained. The discount rate in determining the projected benefit obligation was 7% for fiscal
 year 2001 and 7.75% for fiscal years 2000 and 1999. The expected long-term rate of return used in
 determining the projected benefit obligation for fiscal years 2001, 2000 and 1999 was 8%. The assumed rate
 of future compensation increases for fiscal years 2001, 2000 and 1999 was 4%.

 Plan assets are primarily invested in marketable equity securities, corporate and government debt securities
 and real estate and are administered by an investment management company. The funded status of the plan is
 as follows: 

Plan assets at fair market value
Actuarial present value of benefit obligations:
Accumulated benefits based on current salary levels,
 including vested benefits of
 $15,272, $13,184 and $12,162
Additional benefits based on estimated future salary
 levels

Projected benefit obligation

(in thousands)
2000

2001

1999

$14,464

$15,323

$11,455

16,523
2,321

14,166
849

12,970
946

18,844

15,015

13,916

   
   
   
   
   
   
   
   
Projected benefit obligation in excess of plan assets
Unrecognized prior service costs
Unrecognized gain on plan assets

Unrecognized net transition asset
Accrued pension cost

(4,380)   
162   
1,972   
(219)

308   
197   
(2,829)   
(294)

(2,461)
233
(2,404)
(369)

$(2,465)    $(2,618)    $(5,001)

In fiscal year 1991, the Company adopted a non-qualified supplemental retirement plan for certain key
 employees. Benefits provided under the plan are equal to 60% of the employee’s final average earnings, less
 amounts provided by the Company’s defined benefit pension plan and amounts available through Social
 Security. Total annual benefits are limited to $120 for each participant in the plan. Effective January 1, 1991
 the Company adopted a deferred compensation savings plan for certain key employees. Under this
 arrangement, selected employees contribute a portion of their annual compensation to the plan. The Company
 contributes an amount to each participant’s account by computing an investment return equal to Moody’s
 Average Seasoned Bond Rate plus 2%. Employees receive vested amounts upon death, termination or
 retirement. Total benefit expense recorded under these plans for fiscal years 2001, 2000 and 1999 was $393,
 $351 and $320 respectively. Benefits payable related to these plans and included in other non-current
 liabilities in the accompanying financial statements were $5,018 and $4,860 at November 2, 2001 and
 November 3, 2000, respectively. In connection with this arrangement the Company is the beneficiary of life
 insurance policies on the lives of certain key employees. The aggregate cash surrender value of these policies,
 included in non-current assets, was $7,649 and $6,836 at November 2, 2001 and November 3, 2000,
 respectively.
 The Company provides a deferred compensation plan for certain key executives, which is based upon the
 Company’s pretax income and return on shareholders’ equity. The payment of these amounts is generally
 deferred over a five-year period. The total amount payable related to this arrangement was $5,168 and $5,813
 at November 2, 2001 and November 3, 2000, respectively. Future payments are approximately $1,730,
 $1,445, $1,012, $752 and $229 for fiscal years 2002 through 2006, respectively.
 Postretirement health care benefits in the approximate amount of $330 and $340 are included in non-current
 liabilities at November 2, 2001 and November 3, 2000, respectively. 
 The Company’s 1999 Stock Incentive Plan (“the Plan”) was approved by the Board of Directors on January
 11, 1999 and 275,000 options were granted on April 29, 1999. Under the Plan, the maximum aggregate
 number of shares which may be optioned and sold is 900,000 shares of common stock, subject to adjustment
 upon changes in capitalization or merger. Generally, options granted under the plan vest in annual installments
 over four years following the date of grant (as determined by the Board of Directors) subject to the optionee’s
 continuous service. Options expire ten years from the date of grant with the exception of an incentive stock
 option granted to an optionee who owns stock representing more than 10% of the voting power of all classes
 of stock of the Company, in which case the term of the option is five years. Options generally terminate three
 months after termination of employment or one year after termination due to permanent disability or death.
 Options are generally granted at a fair market value determined by the Board of Directors subject to the
 following:
 With respect to options granted to an employee or service provider who, at the time of grant owns stock
 representing more than 10% of the voting power of all classes of stock of the Company; the per share exercise
 price shall be no less than 110% of the fair market value on the date of grant.
 With respect to options granted to an employee or service provider other than described in the preceding
 paragraph, the exercise price shall be no less than 100% for incentive stock options and 85% for non-statutory
 stock options of the fair market value on the date of grant.
 As of October 29, 1999, 275,000 options were outstanding at an exercise price of $10.00 per share. No shares
 were exercisable at October 31, 1999. During fiscal year 2000, 25,000 options with a weighted average
 exercise price of $10.00 were cancelled. As November 2, 2001, 250,000 options were outstanding at an
 exercise price of $10.00 per share.

Options Outstanding

Options Exercisable

Weighted
 average
 remaining
 life

Weighted
 average
 exercise

Weighted
 average
 exercise
 price

Exercise

   
 price

Shares

 (years)

 price

Shares

 (years)

$10

    250,000

7.5

$10

    157,192    

$10

 The Company adopted the disclosure requirements of Statement of Financial Accounting Standards
 No. 123 (“FAS 123”). As permitted by FAS 123, the Company measures compensation cost in
 accordance with APB 25. Therefore, the adoption of FAS 123 had no impact on the Company’s
 financial condition or results of operations. Had compensation cost for the Company’s Stock Option
 Plan been determined based on the fair value of the options consistent with FAS 123, the
 Company’s net income and earnings per share would have been reduced to the pro forma amounts
 indicated below (in thousands, except per share amounts):

2001

2000

1999

Net Income

As
 reported

$6,244

As
 reported

$8,766

As
 reported

$10,025

Pro forma

$6,007 Pro forma

$8,506

Pro forma

$9,845

Basic Earning Per
 Share

As
 reported

As
 reported

$.59

Pro forma

$.57 Pro forma

$.80

$.78

As
 reported

Pro forma

$.88

$.87

The fair value of compensatory stock options was estimated using the Black-Scholes option pricing
 model using the following weighted average assumptions:

October 29, 1999

Risk-free interest rate
Expected years until exercise
Expected stock volatility
Expected dividends

5.34%
6.0 years
40.0%
2.20%

Notes to Consolidated Financial Statements

NOTE 4 - INCOME TAXES:

The provision for taxes on income includes the following (in thousands):

Current:
    Federal
    State

Deferred:
    Federal
    State

2001

2000

1999

$2,830   
671   

$4,060   
819   

$6,034
1,172

3,501   

4,879   

7,206

292   
35   

327   

444   
51   

(867)
(194)

495   

(1,061)

$3,828   

$5,374   

$6,145

The total tax provision differs from the amount computed by applying the statutory federal income tax
 rate to income before income taxes as follows: (in thousands)

Provision for federal income taxes at the
 applicable statutory rate
Increase in provision resulting from: State
 income taxes, net of federal income tax
 benefit
Other, net

2001

2000

1999

$3,424

$4,808

$5,498

376

28   

521

45   

596
51

   $3,828   $5,374   $6,145

Deferred income taxes result from differences in the bases of assets and liabilities for tax and
 accounting purposes. (in thousands)

Receivables allowance

$319   

$284

2001

2000

   
   
   
Inventory capitalization
Deferred compensation
Franchise tax
Employee benefits
Other

     Current tax assets, net 

Deferred compensation
Pension and health care benefits
Depreciation

     Non-current tax assets, net

406 
614 
148 
862 
102 

387
590
148
903
126

2,451 

2,438

1,408 
3,198 
(1,165) 

1,649
3,192
(1,060)

3,441 

3,781

 No valuation allowance was provided against deferred tax assets in the accompanying statements.

Notes to Consolidated Financial Statements

NOTE 5 - LINE OF CREDIT:
 Under the terms of a revolving line of credit with Bank of America, the Company may borrow up to $2,000 
 through April 30, 2003. At any time prior to May 2002, the Company may convert borrowings, if any, into a 
 three-year term loan with principal and interest payable monthly commencing May 31, 2002. The interest rate 
 is at the bank’s reference rate unless the Company elects an optional interest rate. The borrowing agreement 
 contains various covenants, the more significant of which require the Company to maintain certain levels of 
 shareholders’ equity and working capital. The Company was in compliance with all provisions of the 
 agreement during the year. There were no borrowings under this line of credit during the year.

NOTE 6 - CONTINGENCIES AND COMMITMENTS:
 The preparation of financial statements in conformity with generally accepted accounting principles requires 
 management to make certain estimates and assumptions that affect the reported amounts of assets and 
 liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the 
 reported revenues and expenses during the respective reporting periods. Actual results could differ from those 
 estimates.
 The Company leases certain transportation equipment under an operating lease expiring in 2006. The terms of 
 the lease provide for annual renewal options and contingent rental payments based upon mileage and 
 adjustments of rental payments based on the Consumer Price Index. Minimum rental payments were $340 in 
 fiscal year 2001 and were $320 in fiscal years 2000 and 1999. Contingent payments were $110 in fiscal years 
 2001 and 2000 and $102 in fiscal year 1999. Future minimum lease payments are approximately $340 in the 
 years 2002 through 2004 and $270 in 2005 and $20 in 2006.

Report of Independent Accountants

 PricewaterhouseCoopers LLP

To the Board of Directors and Shareholders of Bridgford Foods Corporation

 In our opinion, the accompanying consolidated balance sheets and the related consolidated statements of
 income, shareholders’ equity and cash flows present fairly, in all material respects, the financial position of
 Bridgford Foods Corporation and its subsidiaries at November 2, 2001 and November 3, 2000, and the results
 of their operations and their cash flows for each of the three years in the period ended November 2, 2001, in
 conformity with accounting principles generally accepted in the United States. These financial statements are
 the responsibility of the Company’s management; our responsibility is to express an opinion on these financial
 statements based on our audits. We conducted our audits of these statements in accordance with auditing
 standards generally accepted in the United States, which require that we plan and perform the audit to obtain
 reasonable assurance about whether the financial statements are free of material misstatement. An audit
 includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial
 statements, assessing the accounting principles used and significant estimates made by management, and
 evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis
 for the opinion expressed above.

 Orange County. California
 December 21, 2001