Quarterlytics / Consumer Defensive / Food Distribution / Calavo Growers, Inc.

Calavo Growers, Inc.

cvgw · NASDAQ Consumer Defensive
Claim this profile
Ticker cvgw
Exchange NASDAQ
Sector Consumer Defensive
Industry Food Distribution
Employees 2106
← All annual reports
FY2019 Annual Report · Calavo Growers, Inc.
Sign in to download
Loading PDF…
EVERYBODY’S
Favorite

C A L AV O G R O W E R S ,  I N C . 1 1 41 A  CU MMIN GS ROAD SANTA PAUL A, C ALIF ORNIA 93060

C A L AV O G R O W E R S , I N C . 2 019  A N N UA L R E P ORT

W W W. C A L AV O . C O M

21

C V G W / / 1 

More and fresher reasons than ever for being everybody’s favorite—from growing partners to valued customers to consumers everywhere who enjoy the Calavo family of brands.

We weren’t always this popular. There was a time that the avocado was just 
a curiosity—a regional legend of indescribably good taste. But then something 
happened on our way to good health and better eating, this odd-looking, 
bumpy-skinned fruit starting turning up in all sorts of different cuisines, and 
more and more on grocery store shelves. People everywhere were suddenly 
eating and ordering everything with avocados. What in the avocado was 
happening!? 

Guacamole  happened,  for  one.  California  rolls  happened,  for  another.  But 
there  was  something  more  creating  this  huge  and  growing  appetite  for 
avocados—something else that was feeding this frenzy—and, as it turns out, 
it was right in front of our faces every time we picked up an avocado to slice 
into its buttery goodness. It was the label on each and every perfect piece 
of fruit. THE CALAVO LABEL.

You see, these weren’t just any avocados. These were Calavo avocados, which meant 
they were suddenly in season, every season. Our well-planned growth and continued 
advancements in sourcing, distribution, and ripening changed people’s perception and 
palate for avocados. Now, people could eat them everyday, and people are!

Today, Calavo avocados are everybody’s favorite, and it’s not just because 
of all the delicious ways you can enjoy them, or as importantly the incredible 
health  benefits  packed  into  every  one.  More  so,  it’s  the  assurance  that 
comes from that Calavo label—a promise from our brand and our company—
that everything we’re producing now—from the fresh fruits and vegetables 
to our delicious salsas, fresh salads, prepared foods and more—will be your 
favorite. Consumers, grocers, food-service providers, chefs and, as a result, 
our investors, all wholeheartedly agree—

 BECAUSE CALAVO MAKES EVERYTHING BETTER.

          
 
C V G W / / 2-3 

“Because avocados are a super food,
   Calavo year after year posts super operating results.”

REVENUE

(Dollars in Millions)

GROSS PROFIT

(Dollars in Millions)

$1,196

$128.1

$1,089

$1,076

$113.6

$114.5

$935.7

$856.8

$85.2

$107.5

15 

16 

17 

18 

19

15 

16 

17 

18 

19

ADJUSTED NET INCOME

(Dollars in Millions)

ADJUSTED EARNINGS PER SHARE

(Dollars)

$53.1***

$3.02†††

$43.7**

$38.0*

$38.0

$27.2

$2.49††

$2.17†

$1.57

$2.18

15 

16 

17 

18 

19

15 

16 

17 

18 

19

(*) Adjusted Annual Net Income before certain management transition expenses ($1.2 million) and tax impact of adjustments ($0.4 million). After amounts, net income totaled $37.3 million.

(**) Adjusted Annual Net Income before non-cash losses recognized from FreshRealm ($12.0 million), one-time, non-cash tax charges from Tax Cut & Jobs Act ($1.7 million), certain management transition expenses ($0.9 million), and tax impact of
adjustments ($3.2 million). After amounts, net income totaled $32.3 million.

(***) Adjusted Annual Net Income before non-cash losses recognized from FreshRealm ($14.1 million), non-cash, unrealized loss on ownership interest in Limoneira Company ($9.7 million), gain ($1.6 million, net of commission) on sale of Temecula packinghouse, and tax 
impact of adjustments ($5.8 million). After amounts, net income totaled $36.6 million.

(†) After management transition expenses and tax impact of adjustments described above, diluted EPS totaled $2.13.

 (††) After non-cash losses recognized from FreshRealm, one-time, non-cash tax charges from Tax Cut & Jobs Act, management transition expenses and tax impact of adjustments described above, diluted EPS totaled $1.84. 

(†††) After non-cash losses recognized from FreshRealm, non-cash, unrealized loss on ownership interest in Limoneira company, gain on sale of Temecula packinghouse and tax impact of adjustments described above, diluted EPS totaled $2.08.

C V G W / / 4-5 

C V G W / / 9-9 

“Because my kids fight over anything with avocados, that’s one less fight to eat healthy.”

“Because Calavo’s been part of my family for three generations,
   our fresh avocados can be a part of yours.”

“AVOCADO FACIALS MAKE MY SKIN GLOW.”

“AVOCADO SMOOTHIES—
     SO RICH, SO DELICIOUS.”

C A L AV O F R E S H  Everybody’s 
jumping aboard the “Avocado 
Express.” It’s no wonder that this 
super food is the super favorite 
in homes and restaurants in the 
U.S. and around the globe. With 
the all-source U.S. avocado 
supply reaching nearly 2.6 billion 
pounds last year—and growing—it 
provides continued expansion 
opportunities for the company. 
We’re working tirelessly to make 
everybody’s favorite avocado—
Calavo—the industry leader 
domestically and for export to 
markets across Asia and Europe.

“TODAY’S BUSY FAMILIES DEMAND CONVENIENCE AND FRESH, HEALTHY EATING OPTIONS.”
RFG’s meal kits and fresh, prepared fruits and vegetables deliver on all counts.

C V G W / / 6-7 
C V G W / / 11-11 

Thinking up new recipes daily in RFG’s prep kitchen.

R E N N A I S A N C E F O O D G R O U P  Consumer demand for convenience and healthy 
eating options are driving the refrigerated fresh packaged goods category—the fastest-
growing segment of the retail grocery industry estimated at $12-14 billion in sales. 
Since its acquisition by Calavo, the RFG business unit has leveraged our vast resources 
to build a national manufacturing footprint that can meet the just-in-time distribution 
requirements of grocery customers anywhere. Two new production facilities added 
in 2019—in Oregon and Georgia—round out these capabilities and will propel future 
profitable growth.

 
C V G W / / 8-9 

C V G W / / 13-13 

C A L AV O F O O D S  Our fresh prepared 
guacamole and salsas are so delicious and 
flavorful that we’ve staked our sterling name 
they’re as good as homemade…and maybe 
better. These terrific products complement 
our fresh avocados, tomatoes and papayas, 
as well as the RFG family of products, while 
extending the company’s brand presence, 
especially at the retail grocery level. Beyond 
great taste and brand-building, our Foods 
unit delivers solid incremental contribution to 
Calavo’s total sales and gross profit, too.

“FOR THE PERFECT SALAD!”

“FOR HEALTH AND ENERGY!”

TOMATOES BURSTING WITH FLAVOR! 

C V G W / / 10-11 

C V G W / / 8-9 

“BECAUSE MY CUSTOMERS DEMAND FRESH
   and Calavo delivers on that daily.”

“Sweet papaya that will make anyone smile.”

“BECAUSE WE KNOW GAME-DAY GUACAMOLE 
  ALWAYS SCORES BIG POINTS.”

“Because Calavo products fit our active lifestyle 
and its shares round out our portfolio.”

C V G W / / 12-13 

C V G W / / 17-17 

S H A R E H O L D E R R E T U R N S We maintain 
dual of objectives of reinvesting profit in 
Calavo, which has been instrumental to our 
growth, and delivering the highest possible 
returns to our shareholders in the form of the 
annual cash dividend on our common stock.  
We are highly successful on both fronts. Last 
year, while posting record operating results 
once again, we also returned more than $19 
million to owners via a $1.10 per share payout, 
the eighth consecutive annual increase and a 
450 percent rise since 2002.

“Because my busy schedule makes 
healthy eating an important investment, too.”

“CVGW IS A WALLSTREET FAVORITE—admired for its strong, consistent financial performance.”

CALAVO—EVERYBODY’S FAVORITE!

C V G W / /14-15 

LUCIOUS AVOCADOS!
“A super food unlike any other.”

YUMMY TOMATOES!
“Rich in lycopene and nutrients.”

TASTY GRAB ‘N GO SALADS! 
“Must-haves for my on-the-go lifestyle.”

SUN-KISSED PAPAYAS!
“One bite transports me to Hawaii.”

ADDICTIVE GUACAMOLE! 
“The crowds go wild for it at all my parties.”

FRESH-CUT FRUIT AND VEGGIES!
“Training-table staples for a future Hall of Famer.”

DELICIOUS MEAL KITS!
“Time-saving convenience, especially for a 
busy power couple like us.”

C V G W / / 16-17 

It isn’t just Calavo’s top-quality avocados, diversified 
produce and outstanding fresh products that make us 
Everybody’s Favorite. We’re widely admired across the 
industry for our operating execution and performance, 
and by Wall Street for the company’s stellar investor 
returns. Consider the decade in review and just a few
of our many accomplishments during the 10-year stretch 
from 2010 through 2019.

REVENUES ROCKETED, tripling from just under $400 million 
in 2010 to about $1.2 billion last year, a compound annual 
growth rate of 13.0 percent and 10 consecutive years of 
posting new all-time company highs.

EARNINGS PER SHARE SOARED to $3.02 (on an adjusted 
basis) in 2019 from $1.22 in 2010.  This translates compound 
annual growth in earnings of 10.6 percent.

SHAREHOLDER VALUE CREATED. Calavo’s market 
capitalization stood at more than $1.5 billion at the most 
recent fiscal year end, climbing nearly four-fold from $320 
million in 2010.

INVESTOR RETURNS DELIVERED.  Our 2019 annual cash 
dividend totaled $1.10 per share—the company’s eighth 
straight increase and 18th consecutive payout—a two-fold 
rise from 55 cents per share awarded in 2010.  A $10,000 
investment in Calavo shares at the start of fiscal 2010, 
including reinvested dividends, would have increased in 
value by about 500 percent over 10 years to $59,657.

ACQUISITIONS COMPLETED. The company’s 2011 purchase 
of Renaissance Food Group (RFG) diversified Calavo into the 
refrigerated fresh packaged goods category—the fastest-
growing segment of the retail grocery category.  Leveraging 
our breadth of resources, RFG revenues have nearly 
quintupled from a run rate of $110 million at the time of the 
deal to nearly $500 million last year.

FACILITIES LAUNCHED. We grew fresh avocado production 
capacity with a new packinghouse in Jalisco, Mexico for 
export to markets outside the U.S. Calavo added new RFG 
production facilities in Florida, Southern California, Oregon 
and Georgia—as well as expanded operations in Texas—
to build a seamless national footprint with just-in-time 
distribution capabilities.

AN INVESTOR FAVORITE
FROM A DECADE OF ACHIEVEMENTS

C V G W / / 18-19 

TO   OU R   SH A R E HOL DE RS

I am pleased to report that fiscal 2019 was another outstanding year for your company, capping a decade 

that was arguably the most transformational in Calavo’s long and productive history. Among the notable 

achievements during the year were:

Record operating results, with nearly all key metrics reaching new company highs, including 
revenues, gross profit, operating income, adjusted net income and adjusted earnings per share;

Strong performance in our Fresh business segment as we successfully navigated a challenging 
avocado market environment thanks to our ability to operate profitably even in the face of 
industry crosscurrents; and,

Expanding the national manufacturing footprint of our Renaissance Food Group business segment, 
with new production facilities in Georgia and Oregon that enhance distribution capabilities and 
lessen reliance on co-packing partners.

S
T
N
E
M
E
V
E
I
H
C
A

9
1
0
2
Y
F

  For  the  fiscal  year  ended  October  31,  2019, 

If  that’s  not  enough  to  qualify  Calavo  as 

Calavo reported net income 14 percent above the 

Everybody’s  Favorite—the  theme  of  this  year’s 

preceding year, rising to $36.6 million or $2.08 per 

annual report—consider our performance in terms 

diluted share, from $32.3 million or $1.84 per diluted 

of  delivering  shareholder  returns.  In  recognition 

share  one  year  earlier.  Excluding  certain  items 

of our record-setting performance and the Board 

impacting  comparability,  adjusted  net  income 

of  Directors’  confidence  about  the  company’s 

rose 22 percent to a record $53.1 million or $3.02 

prospects  moving  forward,  Calavo  announced  a 

per  diluted  share,  from  $43.7  million  or  $2.49  per 

$1.10 per share cash dividend on its common stock, 

diluted  share  in  fiscal  2018.  These  results  were 

a 10 percent increase over the preceding year. We 

substantially enhanced by the strong performance 

have consistently rewarded our share owners with 

in our core avocado business, which I will discuss 

a cash dividend for the 18 consecutive years since 

in more detail below.

we became publicly traded in 2002, and that dividend 

  Our  revenues  registered  double-digit  growth 

has increased by 450 percent over that time.

to  $1.2  billion,  a  10  percent  increase  over  $1.1 

  The tent pole of our operating performance last 

billion  in  the  preceding  year.  We  take  special 

year was our fresh avocado business, where year-in 

satisfaction  that  this  was  the  tenth  consecutive 

and year-out we have demonstrated Calavo’s ability 

year—from  beginning  to  end  of  decade—that 

to execute across a range of market conditions to 

Calavo’s  top  line  reached  a  new  company  high. 

deliver both growth and consistent profitability. 

Gross  profit  climbed  to  a  new  record  of  $128.1 

million  or  10.7  percent  of  revenues,  from  $113.6 

million or 10.4 percent of revenues in fiscal 2018. 

Operating income grew 26 percent to $71.0 million 

from $56.5 million a year earlier.

  The  past  decade  was  one  of  extraordinary 

expansion for the avocado industry, with the all-

source  U.S.  supply  more  than  doubling  to  nearly 

2.6  billion  pounds  last  year  from  about  1.2  billion 

pounds in 2010.

“WHO WOULD HAVE EVER THOUGHT?”

L E E E . C OL E

CHAIRMAN, PRESIDENT AND CEO

 
 
C V G W  / / 20-21

This translates to per-capita annual consumption of 

  The RFG segment delivered steady top line growth in 

about eight pounds of fruit today, compared to about 

fiscal 2019, even as it navigated a number of broader 

three pounds ten years ago.

industry  and  co-pack  partner  circumstances—

  This  upward  trend  continues.  Early  industry 

forecasts  estimate  the  2020  avocado  supply,  and 

matching  consumption,  will  rise  again  by  at  least 

10  percent.  Much  has  been  written—including  in 

these  reports  to  you—about  the  reasons  for  this 

respectively, raw materials availability and product 

recalls—that  challenged  the  business  segment 

last year. Despite those conditions, RFG registered 

notable achievements in fiscal 2019 that will provide 

solid support as it moves forward. 

surging  growth:  shifting  demographics,  increased 

  The  business  segment  opened  two  additional 

understanding of avocados’ myriad health benefits, 

production facilities—in Oregon to serve the Pacific 

and on-point industry marketing strategies.

Northwest,  where  RFG  had  relied  on  co-packing 

  Less discussed, but in my view an equally important 

driver of increasing demand, is the improved quality 

of fresh avocados across the industry over the past 

decade.  Calavo  has  been  at  the  forefront  of  this 

charge. Distribution methods continue to advance, 

as  do  ripening  and  pre-conditioning  technologies; 

increasingly,  these  make  better  and  even  more 

appealing fruit available to our customers. 

  As consumption rises and consumers grow more 

discerning,  their  demand  for  the  highest  quality 

product increases, too. That is both a challenge for 

the industry and an advantage for Calavo which, as 

the industry leader, has built its brand on delivering 

excellence.  We  think  that  our  position  as  quality 

leader,  along  with  our  vast  resources,  provide  our 

company  with  great  future  prospects  in  the  fresh 

avocado segment, both domestically and abroad, and 

that Calavo is uniquely well positioned to capitalize 

upon this opportunity.

partners, and in Georgia to better penetrate customer 

opportunities  in  the  southern  U.S.  These  additions 

extend  our  national  distribution  capabilities,  and 

increasingly  bring  RFG  production  under  direct  

company  control.  In  our  continuing  efforts  to  gain 

operating efficiencies and enhance margins, while 

ramping up these new facilities RFG also continued 

to  optimize  manufacturing  at  production  centers 

added in recent years.

  Since being acquired by Calavo in 2011, RFG has 

achieved  exceptional  top  line  performance,  with 

revenues virtually quintupling over that time. While 

continuing to pursue additional customer acquisition 

and  sales  growth,  RFG  is  putting  additional  focus 

in  the  current  year  on  improved  gross  profit 

performance  across  our  company-controlled 

manufacturing footprint, and we are confident about 

its ability to achieve these goals. 

  Turning  to  the  Calavo  Foods  segment,  we  have 

always  been—and  remain—highly  enthusiastic 

about this strong business unit and its prospects.

Foods  produces  outstanding  fresh  prepared 

I am pleased that our company will be led by Jim 

guacamole  and  products,  is  complementary  to 

Gibson, a co-founder of our RFG business segment 

our other two business segments, and extends the 

and  until  now  its  president.  In  Jim  we  have  an 

Calavo brand at the retail levels, all while delivering 

outstanding  individual  who  will  marshal  Calavo’s 

solid incremental revenue and profit contributions to 

vast  resources  as  the  company  heads  toward  its 

overall results.

  However, with fresh avocados as the segment’s 

principal raw ingredient, Foods’ profitability does run 

counter-cyclically to fruit prices in the marketplace. 

That  proved  to  be  the  case  for  most  of  last  year, 

when market pricing for fresh avocados dampened 

100th anniversary. Jim’s track record shows him to 

be  uniquely  qualified  for  his  new  role,  and  he  has 

impressed all of us who have worked with him with 

his  intelligence,  steady  guiding  hand,  and  sound 

judgment. I look forward to his success as guardian 

of this great company, and wish him Godspeed.

Foods’ typically strong gross profit and margin. Those 

  Jim will not be alone in executing the company’s 

unusually high fruit prices did moderate by the fourth 

strategic  agenda.  He  will  be  supported—just  as  I 

quarter,  whereupon  profit  in  the  Foods  segment 

was—by an outstanding senior management team, a 

began  an  uptick  toward  historic  norms.  Looking 

dedicated rank-and-file workforce, and the wisdom 

ahead,  we  see  revenues  re-accelerating  in  2020 

of his Board for guidance and sound counsel. I thank 

to  the  double-digit  levels  of  past  years,  and  sharp 

and am grateful to them all.

improvements in gross profit thanks to the larger fruit 

supply and a series of internal operating initiatives.

I  am  equally  appreciative  to  our  customers  and 

their customers for their patronage, and to you, my 

  Being  the  steward  of  Calavo  and  its  legacy, 

fellow shareholders, for your support and confidence 

presiding over its transformation from grower-owned 

of Calavo on my watch.

Sincerely,

L E E E . C OL E 

CHAIRMAN, PRESIDENT AND CHIEF EXECUTIVE OFFICER

cooperative to publicly traded status, and leading 

this great company to new heights year after year 

after year, are among the proudest achievements of 

my professional life. I have always had unwavering 

optimism and confidence in Calavo’s potential and 

still do. Now, after 21 years as president and CEO 

and serving as board chairman since 1988, it is time 

for me to turn the reins over to the next generation 

of leadership of this great company. I am not going 

far, though—just down the road from Calavo back 

to  the  ranch,  where  my  ties  to  the  company  will 

continue to run deep as a member of the Board of 

Directors,  one  of  Calavo’s  largest  growers,  and  a 

significant shareholder.

 
 
 
OUR BOARD OF DIRECTOR

C V G W / / 27-27 
C V G W / / 22-23

(from left to right)   KATHLEEN HOLMGREN Management Consultant, Ventura, California    LECIL E. COLE Chairman, President and CEO, Calavo Growers, Inc., Santa 

Paula, California   SCOTT N. VAN DER KAR Second Vice Chairman, General Manager, Van Der Kar Family Farms, Carpinteria, California    DORCAS H. THILLE Owner 

and Operator, J.K. Thille Ranches, Santa Paula, California    JAMES D. HELIN President, CEO, JDH Associates, Los Angeles, California    J. LINK LEAVENS First Vice 

(from left to right)    JOHN M. HUNT Manager, Embarcadero Ranch, Goleta, California    HAROLD S. EDWARDS President and CEO, Limoneria Company, Santa Paula, 

California   STEVEN W. HOLLISTER Managing Member, Rocking Spade, LLC, Arroyo Grande, California    MARC L. BROWN Attorney/Partner, Troy Gould PC, Los 

Angeles, California    DONALD “MIKE” SANDERS President, S&S Grove Management, Escondido, California    EGIDIO “GENE“ CARBONE, JR. Retired CFO, Calavo 

Chairman, General Manager, Leavens Ranches, Ventura, California    MICHAEL A. “MIKE” DIGREGORIO Board & Strategic Advisory Services, Westlake 

Growers, Inc., Santa Paula, California

Village, California

 
 
Selected Consolidated Financial Data

The following summary of consolidated financial data (other than information regarding the volume of products sold) for each of the years 
in the five-year period ended October 31, 2019, are derived from the audited consolidated financial statements of Calavo Growers, Inc.

Historical results are not necessarily indicative of results that may be expected in any future period. The following data should be read in 
conjunction with “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and our consolidated financial 
statements and notes thereto that are included elsewhere in this Annual Report.

FISCAL YEAR ENDED OCTOBER 31, 

(In thousands, except per share data)

INCOME STATEMENT DATA : (1) ( 2 ) ( 4 ) ( 6 )

Net sales 

Gross profit 

Selling, general and administrative 

Net income attributable to Calavo Growers, Inc. 

Basic net income per share 

Diluted net income per share 

BAL ANCE SHEE T DATA  
  AS OF END OF PERIOD:

Working capital 

Total assets(4)(5) 

Accrued expenses 

Current portion of long-term obligations(4)(5) 

Long-term obligations, less current portion(4)(5) 

2019 

2018 

2017 

2016 

2015

$ 

1,195,777 

$ 

1,088,758 

$ 

1,075,565 

$ 

935,679 

$ 

856,824

$ 

$ 

$ 

128,082 

59,113 

36,646 

113,616 

57,081 

32,281 

114,544 

56,651 

37,270 

107,534 

46,440 

38,022 

2.09 

2.08 

$ 

$ 

1.85 

1.84 

$ 

$ 

2.14 

2.13 

$ 

$ 

2.19 

2.18 

$ 

$ 

85,227

41,558

27,199

1.57

1.57

36,886 

$ 

29,567 

$ 

3,661 

$ 

25,612 

$ 

18,964

390,360 

39,629 

762 

5,412 

367,736 

38,521 

118 

314 

364,117 

39,946 

129 

439 

327,933 

31,095 

138 

445 

284,945

21,311

2,206

586

Shareholders’ equity 

285,869 

264,959 

244,122 

215,069 

185,982

C V G W / / 24-25

FINANCIAL SECTION

CASH FLOWS PROVIDED  
  BY (USED IN ) :

Operations 

Investing activities(2)(3)(4)(5) 

Financing activities(3) 

OTHER DATA :

Cash dividends declared per share 

Net book value per share 

Pounds of California avocados sold 

Pounds of non-California avocados sold 

Pounds of processed avocados products sold 

$ 

72,099 

$ 

48,426 

$ 

62,140 

$ 

61,968 

$ 

37,283

(2) During fiscal 2018, 2017 and 2016, we contributed $3.5 million, $7.5 million and $3.2 million as investments in FreshRealm. Our total investment of $5.8 million, 

(1) During fiscal 2019 and 2018, we have recognized $14.1 million and $12.0 million in losses from FreshRealm, which has been recorded as losses from unconsolidated entities.

(31,850) 

(33,796) 

(30,204) 

(23,327) 

(53,668) 

(15,689) 

(21,731) 

(33,566) 

(21,054)

(15,802)

$ 

$ 

1.10 

16.23 

$ 

$ 

1.00 

15.11 

$ 

$ 

0.95 

13.92 

$ 

$ 

0.90 

12.33 

$ 

$ 

32,097 

322,657 

32,016 

65,428 

291,585 

32,333 

53,875 

245,463 

29,911 

109,545 

278,200 

26,773 

0.80

10.70

75,538

312,710

27,182

$19.9 million, $28.4 million and $21.0 million in FreshRealm as of October 31, 2019, 2018, 2017 and 2016, has been recorded as investment in unconsolidated subsidiaries 
on our balance sheet.

(3) During fiscal 2019 and 2018, we loaned $23.8 million and $9.0 million as notes receivable from FreshRealm. For fiscal 2019, we have recorded $2.4 million as interest 

related to the notes receivable balance from FreshRealm.

(4) In April 2019, we sold our Temecula, California packinghouse for $7.1 million in cash and, concurrently, leased back a portion of the facility representing approximately 
one-third of the total square footage. This generated a gain of $6.4 million. Since our leaseback of the building is classified as a capital lease and covers substantially 
all of the leased property, the gain recognized currently is the amount of the gain in excess of the recorded amount of the leased asset. As a result, we recognized  
a gain of approximately $1.9 million in the second quarter of fiscal 2019 and recorded a deferred gain of $4.5 million, which will be recognized over the life of the lease.  
In connection with the capital lease we capitalized $3.2 million as a capital lease in property, plant and equipment and recorded a lease liability of $3.2 million  
($0.1 million in current portion and $3.1 million in long term debt).

(5) During our third quarter of fiscal year 2019, we entered into a 10-year building and equipment lease for fresh food facility in Conley, GA. This facility is primarily intended 

to process fresh-cut fruit & vegetables and prepared foods products for our RFG business segment. Annual rent for the building and equipment approximates $0.9 
million and $0.6 million, respectively, over the life of the lease. The lease for the equipment is considered to be a capital lease, therefore, we calculated the present 
value of the minimum lease payments related to the equipment and capitalized $2.8 million as a capital lease in property, plant and equipment and recorded $2.8 million 
as a lease obligation.

(6) In January 2016, the FASB issued an ASU, which requires equity investments (except those accounted for under the equity method of accounting) to be measured at  

fair value with changes in fair value recognized in net income. The Company adopted this new standard at the beginning of fiscal 2019. For the year ended October 31, 2019, 
we sold 51,271 shares of Limoneira stock and recorded a loss of $0.1 million in our consolidated statements of income. Limoneira’s stock price at October 31, 2019, 
and October 31, 2018 equaled $18.92 per share, and $24.65 per share. Our remaining shares of Limoneira stock, totaling 1,677,299, were revalued to $18.92 per share at 
October 31, 2019 and, as a result, we recorded a loss of $9.6 million for the year ended October 31, 2019 in our consolidated condensed statements of income.

00

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Management’s Discussion and Analysis  
of Financial Condition and Results of Operations

You should read the following discussion and analysis of our 
financial condition and results of operations together with 
“Selected Consolidated Financial Data” and our consolidated 
financial statements and notes thereto that appear elsewhere 
in this Annual Report. This discussion and analysis contains 
forward-looking statements that involve risks, uncertainties, 
and assumptions. Actual results may differ materially from those 
anticipated in these forward-looking statements as a result of 
various factors, including, but not limited to, those presented 
under “Risks Related to Our Business” included in our Annual 
Report on Form 10-K.

OVERVIEW

We are a leader in the distribution of avocados, prepared avocado 

products, and other perishable food products throughout the United 
States. Our expertise in marketing and distributing avocados, prepared 
avocados, and other perishable foods allows us to deliver a wide array 
of fresh and prepared food products to retail grocery, foodservice, club 
stores, mass merchandisers, food distributors and wholesalers on a 
worldwide basis. We procure avocados from California, Mexico and 
other growing regions around the world. Through our various operating 
facilities, we (i) sort, pack, and/or ripen avocados, tomatoes and/or 
Hawaiian grown papayas, (ii) create, process and package guacamole 
and salsa and (iii) create, process and package a portfolio of healthy 
fresh foods including fresh-cut fruit, fresh-cut vegetables, and 
prepared foods. We report our operations in three different business 
segments: Fresh products, Calavo Foods and RFG. See Note 10 to our 
consolidated financial statements for further discussion.

Our Fresh products business grades, sizes, packs, cools, and ripens 

(if desired) avocados for delivery to our customers. During fiscal 2019, 
we operated four packinghouses and four operating and distributing 
facilities (aka value-added depots or VADs) that handle avocados that 
are sold across the United States and to select international markets. 
We believe that our continued success in marketing avocados is 
largely dependent upon securing a reliable, high-quality supply of 
avocados at reasonable prices, and keeping the handling costs low as 
we ship avocados to our packinghouses and distribution centers. We 
believe our diversified avocado sources help provide a level of relative 
supply stability that may, over time, serve to increase the availability 
and demand for avocados among consumers in the United States 
and elsewhere in the world. Significant fluctuations in the volume of 
avocados delivered have an impact on the per pound packing costs of 
avocados we handle. Generally, larger crops will result in a lower per 
pound handling cost. As a result of our investment in packinghouse 
equipment, distribution centers with value-added ripening and packing 
capabilities, and personnel, we believe that our cost structure is 
geared to optimally handle larger avocado volume. We believe our 
efforts in distributing our other various perishable foods, such as 
tomatoes and papayas, complement our offerings of avocados. From 
time to time, we continue to explore the distribution of other crops that 
provide reasonable returns to our business.

Our Calavo Foods business processes avocados into a wide 

variety of guacamole products, and distributes the processed product 
to our customers. All of our prepared avocado products shipped to 
North America are “cold pasteurized” and include both frozen and 
fresh guacamole. Due to the high-quality, no preservative nature of 
our guacamole and the variety of packaging formats that we offer, 
we believe that we are well positioned to address the diverse taste 
and needs of today’s foodservice and retail customers. Additionally, 
we also prepare various fresh salsa products. Our Calavo Foods 
segment maintains relationships with foodservice companies and 
food retailers. We continue to seek to expand our relationships with 
major foodservice companies and food retailers and develop alliances 
that will allow our products to reach a larger percentage of the 
marketplace. Net sales of frozen products represented approximately 
38% and 41% of total processed segment sales for the years ended 
October 31, 2019 and 2018. Net sales of our refrigerated products 
represented approximately 62% and 59% of total processed segment 
sales for the years ended October 31, 2019 and 2018.

Our RFG business produces, markets and distributes nationally 
a portfolio of healthy, high quality fresh packaged food products for 
consumers sold through the retail channel. RFG products include 
fresh-cut fruit and vegetables, fresh prepared entrée salads, wraps, 
sandwiches and fresh snacking products, as well as ready-to-heat 
entrees and other hot bar and various deli items, meals kit components 
and salad kits. RFG products are marketed under the Garden Highway 
Fresh Cut, Garden Highway, and Garden Highway Chef Essentials 
brands, as well as store-brand and private label programs.

The operating results of all of our businesses have been, and 
will continue to be, affected by quarterly and annual fluctuations 
and market downturns due to a number of factors, including but not 
limited to pests and disease, weather patterns, changes in demand by 
consumers, food safety advisories impacting the fresh perishable food 
categories in which we currently operate, the timing of the receipt, 
reduction, or cancellation of significant customer orders, the gain or 
loss of significant customers, market acceptance of our products, our 
ability to develop, introduce, and market new products on a timely 
basis, the availability, quality and price of raw materials, new product 
introductions by our competitors, the utilization of production capacity 
at our various plant locations, change in the mix of products that our 
Fresh, Calavo Foods and RFG segments sell, and general economic 
conditions. We believe, however, that we are currently positioned to 
address these risks and deliver favorable operating results for the 
foreseeable future.

Recent Developments
Dividend Payment

On October 1, 2019, the Company declared a $1.10 per share  
cash dividend to shareholders of record on November 15, 2019.  
On December 6, 2019, the Company paid this cash dividend, which 
totaled $19.4 million.

Litigation

From time to time, we are involved in litigation arising in the 
ordinary course of our business that we do not believe will have  
a material adverse impact on our financial statements.

C V G W / / 26-27

Mexico tax audits

We conduct business both domestically and internationally and, 
as a result, one or more of our subsidiaries files income tax returns in 
U.S. federal, U.S. state and certain foreign jurisdictions. Accordingly, in 
the normal course of business, we are subject to examination by taxing 
authorities, primarily in Mexico and the United States. During our third 
quarter of fiscal 2016, our wholly owned subsidiary, Calavo de Mexico 
(CDM), received a written communication from the Ministry of Finance 
and Administration of the government of the State of Michoacan, 
Mexico (MFM) containing preliminary observations related to a 2011 
tax audit of such subsidiary. MFM’s preliminary observations outline 
certain proposed adjustments primarily related to intercompany 
funding, deductions for services from certain vendors/suppliers 
and Value Added Tax (IVA). During the period from our fourth fiscal 
quarter of 2016 through our first fiscal quarter of 2019, we attempted 
to resolve our case with the MFM through working meetings attended 
by representatives of the MFM, CDM and PRODECON (Local Tax 
Ombudsman). However, we were unable to materially resolve our case 
with the MFM through the PRODECON process.

As a result, in April 2019, the MFM issued a final tax assessment 
to CDM (“the 2011 Assessment”) totaling approximately $2.2 billion 
Mexican pesos (approx. $114.4 million USD at October 31, 2019) 
related to Income Tax, Flat Rate Business Tax and Value Added Tax, 
corresponding to the fiscal 2011 tax audit. We have consulted with an 
internationally recognized tax advisor and continue to believe this tax 
assessment is without merit. Therefore, we filed an administrative 
appeal challenging the MFM’s fiscal 2011 assessment on June 12, 2019. 
The filing of an administrative appeal in Mexico is a process in which 
the taxpayer appeals to a different office within the Mexican tax 
authorities, forcing the legal office within the MFM to rule on the 
matter. This process preserves the taxpayer’s right to litigate in tax 
court if the administrative appeal process ends without a favorable or 
just resolution. Furthermore, in August 2018, we received a favorable 
ruling from Mexico’s Federal Tax Administration Service, Servicio de 
Administracion Tributaria’s (the “SAT”) central legal department in 
Mexico City on another tax matter (see Note 15 regarding IVA refunds) 
indicating that they believe that our legal interpretation is accurate on 
a matter that is also central to the 2011 Assessment. We believe this 
recent ruling undermines the Assessment we received in April 2019. 
We believe we have the legal arguments and documentation to sustain 
the positions challenged by the MFM.

Additionally, we also received notice from the SAT, that CDM is 
currently under examination related to fiscal year 2013. In January 
2017, we received preliminary observations from SAT outlining certain 
proposed adjustments primarily related to intercompany funding, 
deductions for services from certain vendors/suppliers, and VAT. We 
provided a written rebuttal to these preliminary observations during 
our second fiscal quarter of 2017. During the period from our third fiscal 
quarter of 2017 through our third fiscal quarter of 2018, we attempted 
to resolve our case with the SAT through working meetings attended 
by representatives of the SAT, CDM and the PRODECON. However, we 
were unable to materially resolve our case with the SAT through the 
PRODECON process.

As a result, in July 2018, the SAT’s local office in Uruapan issued 

to CDM a final tax assessment (the “2013 Assessment”) totaling 
approximately $2.6 billion Mexican pesos (approx. $135.1 million 
USD at October 31, 2019) related to Income Tax, Flat Rate Business 

Tax, and Value Added Tax, corresponding to the fiscal 2013 tax audit. 
Additionally, the tax authorities have determined that we owe an 
employee’s profit-sharing liability, totaling approximately $118 million 
Mexican pesos (approx. $ 6.1 million USD at October 31, 2019).

We have consulted with both an internationally recognized tax 

advisor, as well as a global law firm with offices throughout Mexico, 
and we continue to believe that this tax assessment is without 
merit. In August 2018, we filed an administrative appeal on the 2013 
Assessment. CDM has appealed our case to the SAT’s central legal 
department in Mexico City. Furthermore, and as noted in the preceding 
paragraphs, in August 2018, we received a favorable ruling from the 
SAT’s central legal department in Mexico City on another tax matter 
(see Note 15 regarding IVA refunds) indicating that they believe that 
our legal interpretation is accurate on a matter that is also central 
to the 2013 Assessment. We believe this recent ruling significantly 
undermines the 2013 Assessment we received in July 2018. We 
believe we have the legal arguments and documentation to sustain the 
positions challenged by the SAT.

We continue to believe that the ultimate resolution of these matters 

is unlikely to have a material effect on our consolidated financial 
position, results of operations and cash flows.

Unrealized and realized net loss on Limoneira Stock

In January 2016, the FASB issued an ASU, which requires equity 
investments (except those accounted for under the equity method of 
accounting) to be measured at fair value with changes in fair value 
recognized in net income. The Company adopted this new standard at 
the beginning of fiscal 2019. With the adoption of this new standard, 
we reclassed unrealized gains of $12.1 million in accumulated other 
comprehensive income to retained earnings as of November 1, 2018.  
Additionally, for the year ended October 31, 2019, we sold 51,271 
shares of Limoneira stock and recorded a loss of $ 0.1 million in 
our consolidated statements of income. Limoneira’s stock price at 
October 31, 2019, and October 31, 2018 equaled $18.92 per share, and 
$24.65 per share. Our remaining shares of Limoneira stock, totaling 
1,677,299, were revalued to $18.92 per share at October 31, 2019 
and, as a result, we recorded a loss of $ 9.8 million for the year ended 
October 31, 2019 in our consolidated condensed statements of income.

Amendment to Credit Agreement

Effective March 1, 2019, we entered into a Second Amendment to 
Credit Agreement (the “Second Amendment”) with Farm Credit West, 
PCA, and Bank of America, N.A., relating to our Credit Agreement 
dated as of June 14, 2016 and the First Amendment to Credit Agreement 
dated as of August 29, 2016. The Second Amendment, among other 
things, excludes financial results of FreshRealm from Calavo’s financial 
reporting requirements and covenant calculations and provides 
flexibility in making investments in joint ventures and non-wholly 
owned subsidiaries of Calavo.

Sale of Temecula, California Packinghouse

In April 2019, we sold our Temecula, California packinghouse for 

$7.1 million in cash ($ 6.7 million, net of transaction costs (primarily 
sales commissions) totaling $ 0.4 million) and, concurrently, leased 
back a portion of the facility representing approximately one-third of 
the total square footage. This generated a gain of $ 6.4 million. Since 
our leaseback of the building is classified as a capital lease and covers 

Management’s Discussion and Analysis  
of Financial Condition and Results of Operations

substantially all of the leased property, the gain recognized currently is 
the amount of the gain in excess of the recorded amount of the leased 
asset. As a result, we recognized a gain of approximately $1.9 million 
in the second quarter of fiscal 2019 and recorded a deferred gain of 
$4.5 million, which will be recognized over the life of the lease (i.e. 
straight-line over 15 years). We recognized $ 0.2 million of the deferred 
gain for fiscal 2019.

In connection with the leaseback of this packinghouse, we 
calculated the present value of the minimum lease payments related 
to the building and have capitalized $ 3.3 million as a capital lease in 
our property, plant and equipment and recorded $ 3.3 million as a lease 
obligation.

RFG Georgia facility

During our third quarter of fiscal year 2019, we entered into a 
10-year building and equipment lease for fresh food facility in Conley, 
GA. This facility is primarily intended to process fresh-cut fruit & 
vegetables and prepared foods products for our RFG business segment. 
Annual rent for the building and equipment approximates $ 0.9 million 
and $ 0.6 million, respectively, over the life of the lease. The lease 
for the equipment is considered to be a capital lease, therefore, we 
calculated the present value of the minimum lease payments related to 
the equipment and capitalized $2.8 million as a capital lease in property, 
plant and equipment and recorded $2.8 million as a lease obligation.

Michael Browne’s retirement

On September 20, 2019, Michael Browne advised Calavo, of his 

intention to retire as Calavo’s Vice President of Fresh Operations 
effective December 15, 2019. Effective December 15, 2019, Mr. Browne’s 
responsibilities at Calavo will be transitioned to Calavo’s Director  
of Fresh Operations who has reported to Michael Browne for the last 
14 years.

Lecil Cole’s retirement

On October 24, 2019, Lecil E. Cole advised Calavo of his intention 

to retire as Calavo’s President and Chief Executive Officer, during 
the first quarter of calendar year 2020. Calavo’s Board of Directors 
is in the process of interviewing and evaluating several, qualified 
Chief Executive Officer candidates. Mr. Cole’s retirement will become 
effective on the date that his successor as Chief Executive Officer 
begins service in that capacity, following selection and appointment by 
the Board of Directors. Mr. Cole also advised Calavo that he intends to 
continue to serve as Calavo’s Chairman of the Board of Directors, with 
a focus on maintaining and enhancing Calavo’s business relationships 
with its investors and suppliers of avocados and other products.

CRITICAL ACCOUNTING ESTIMATES

Our discussion and analysis of our financial condition and results 
of operations are based upon our consolidated financial statements, 
which have been prepared in accordance with accounting principles 
generally accepted in the United States of America. The preparation 
of these financial statements requires us to make estimates and 
judgments that affect the reported amounts of assets, liabilities, 
revenues and expenses. On an ongoing basis, we re-evaluate all of our 
estimates, including those related to the areas of customer and grower 
receivables, IVA tax receivables, inventories, useful lives of property, 

plant and equipment, promotional allowances, equity income/
losses and impairment analysis from unconsolidated entities, loans 
to unconsolidated entities, income taxes, retirement benefits, and 
commitments and contingencies. We base our estimates on historical 
experience and on various other assumptions that are believed to be 
reasonable under the circumstances, the results of which form the 
basis for making judgments about the carrying values of assets and 
liabilities that are not readily apparent from other sources. Additionally, 
we frequently engage third party valuation experts to assist us with 
estimates described below. Actual results may materially differ 
from these estimates under different assumptions or conditions as 
additional information becomes available in future periods.

Management has discussed the development and selection of 
critical accounting estimates with the Audit Committee of the Board 
of Directors and the Audit Committee has reviewed our disclosure 
relating to critical accounting estimates in this Annual Report.

We believe the following are the more significant judgments  

and estimates used in the preparation of our consolidated  
financial statements.

Promotional allowances

We provide for promotional allowances at the time of sale, based 

on our historical experience. Our estimates are generally based on 
evaluating the relationship between promotional allowances and gross 
sales. The derived percentage is then applied to the current period’s 
sales revenues in order to arrive at the appropriate debit to sales 
allowances for the period. The offsetting credit is made to accrued 
liabilities. When certain amounts of specific customer accounts are 
subsequently identified as promotional, they are written off against 
this allowance. Actual amounts may differ from these estimates and 
such differences are recognized as an adjustment to net sales in the 
period they are identified. We estimate that a one percent (100 basis 
point) change in the derived percentage for the entire year would 
impact results of operations by approximately $ 0.1 million.

Income taxes

We account for deferred tax liabilities and assets for the future 
consequences of events that have been recognized in our consolidated 
financial statements or tax returns. Measurement of the deferred items 
is based on enacted tax laws. In the event the future consequences 
of differences between financial reporting bases and tax bases of 
our assets and liabilities result in a deferred tax asset, we perform an 
evaluation of the probability of being able to realize the future benefits 
indicated by such asset. A valuation allowance related to a deferred 
tax asset is recorded when it is more likely than not that some portion 
or all of the deferred tax asset will not be realized.

As a multinational corporation, we are subject to taxation in many 
jurisdictions, and the calculation of our tax liabilities involves dealing with 
uncertainties in the application of complex tax laws and regulations in 
various taxing jurisdictions. If we ultimately determine that the payment 
of these liabilities will be unnecessary, the liability will be reversed and 
we will recognize a tax benefit during the period in which it is determined 
the liability no longer applies. Conversely, we record additional tax 
charges in a period in which it is determined that a recorded tax liability 
is less than the ultimate assessment is expected to be.

The application of tax laws and regulations is subject to legal 
and factual interpretation, judgment and uncertainty. Tax laws and 

C V G W / / 28-29

regulations themselves are subject to change as a result of changes 
in fiscal policy, changes in legislation, the evolution of regulations and 
court rulings. Therefore, the actual liability for U.S. or foreign taxes 
may be materially different from management’s estimates, which 
could result in the need to record additional tax liabilities or potentially 
reverse previously recorded tax liabilities.

Goodwill and acquired intangible assets

Goodwill, defined as unidentified asset(s) acquired in conjunction 

with a business acquisition, is tested for impairment on an annual 
basis and between annual tests whenever events or changes 
in circumstances indicate that the carrying amount may not be 
recoverable. Goodwill is tested at the reporting unit level, which is 
defined as an operating segment or one level below the operating 
segment. We can use a qualitative test, known as “Step 0,” or a 
two-step quantitative method to determine whether impairment has 
occurred. In Step 0, we elect to perform an optional qualitative analysis 
and based on the results skip the two step analysis. In fiscal 2018, 2017 
and 2016, we elected to implement Step 0 and were not required to 
conduct the remaining two step analysis. Goodwill impairment testing 
requires significant judgment and management estimates, including, 
but not limited to, the determination of (i) the number of reporting 
units, (ii) the goodwill and other assets and liabilities to be allocated 
to the reporting units and (iii) the fair values of the reporting units. The 
estimates and assumptions described above, along with other factors 
such as discount rates, will significantly affect the outcome of the 
impairment tests and the amounts of any resulting impairment losses. 
The results of our Step 0 assessments indicated that it was more likely 
than not that the fair value of its reporting unit exceeded its carrying 
value and therefore we concluded that there were no impairments for 
the years ended October 31, 2019, 2018 or 2017.

Investments

We account for non-marketable investments using the equity 
method of accounting if the investment gives us the ability to exercise 
significant influence over, but not control, an investee. Significant 
influence generally exists when we have an ownership interest 
representing between 20% and 50% of the voting stock of the investee. 
Under the equity method of accounting, investments are stated at 
initial cost and are adjusted for subsequent additional investments  
and our proportionate share of earnings or losses and distributions.  
In order to estimate the fair value of our investment in FreshRealm, we 
hired an independent third-party expert to provide their written opinion 
on the fair value of our investment. We reviewed and considered their 
independent expert opinion in making our determination.

Notes receivable from FreshRealm

As of October 31, 2019, and October 31, 2018, we had notes 

receivable (including interest) from FreshRealm totaling $ 35.2 million 
and $ 9.09 million. At October 31, 2018, notes receivable from 
FreshRealm of $ 9.09 million was included in prepaids and other 
current assets. The notes to FreshRealm, as of October 31, 2019, bear 
interest at the rate of 10% annually, with monthly interest payments 
scheduled to begin on October 31, 2020. This first interest payment 
would represent interest due for the month of October 2020 only, with 
similar monthly payments scheduled to follow afterwards. The due 
date of the notes is November 1, 2021, with the Company having the 

option of up to two, one-year extensions (i.e. first to November 1, 2022, 
then to November 1, 2023). At October 31, 2019, we have a receivable 
of $2.4 million related to interest that we have recorded within Note 
receivables to FreshRealm on the balance sheet. We assess the 
collectability of these notes from FreshRealm based on their financial 
results and, primarily, their cash projections. We have concluded no 
reserve is necessary as of October 31, 2019. See Notes 8 and 16 in our 
consolidated financial statements for further information.

Allowance for accounts receivable

We provide an allowance for estimated uncollectible accounts 
receivable balances based on historical experience and the aging 
of the related accounts receivable. If the financial condition of our 
customers were to deteriorate, resulting in an impairment of their 
ability to make payments, additional allowances may be required.

RESULTS OF OPERATIONS

The following table sets forth certain items from our consolidated 

statements of income, expressed as percentages of our total net sales, 
for the periods indicated:

YEAR ENDED OCTOBER 31,  

2019 

2018 

2017

Net sales 

Gross profit 

Selling, general and  
  administrative 

Operating income 

Interest income 

Interest expense 

Other income, net 

Unrealized and realized  
  net loss on Limoneira shares 

Net income 

Net Sales

100.0% 

10.7% 

100.0% 

10.4% 

100.0%

10.6%

4.9% 

5.9% 

0.2% 

(0.1)% 

0.0% 

(0.8)% 

3.1% 

5.2% 

5.2% 

0.0% 

(0.1)% 

0.1% 

0.0% 

3.0% 

5.3%

5.4%

0.0%

(0.1)%

0.0%

0.0%

3.5%

We believe that the fundamental consumption trends for our 
products continue to be favorable. Firstly, U.S. avocado demand 
continues to grow, with per capita consumption in 2018/19 reaching 
8.0 pounds per person, up 7 percent from the previous year, and 
approximately double the estimate from a decade ago. We believe 
that the healthy eating trend that has been developing in the U.S. 
contributes to such growth, as avocados are cholesterol and 
sodium free, dense in fiber, vitamin B6, antioxidants, potassium, 
folate, and contain unsaturated fat, which helps lower cholesterol. 
Also, a growing number of research studies seem to suggest that 
phytonutrients, which avocados are rich in, help fight chronic illnesses, 
such as heart disease and cancer.

Additionally, we believe that the demographic changes in the U.S. 
will impact the consumption of avocados and avocado-based products. 
The Hispanic community currently accounts for approximately 18% 
of the U.S. population and the total number of Hispanics is estimated 
to double by the year 2050. Avocados are considered a staple item 

Management’s Discussion and Analysis  
of Financial Condition and Results of Operations

purchased by Hispanic consumers, as the per-capita avocado 
consumption in Mexico is significantly higher than that of the U.S.

We anticipate avocado products will further penetrate the United 

States marketplace, driven by year-round availability of imported fresh 
avocados, a rapidly growing Hispanic population, and the promotion 
of the health benefits of avocados. As one of the largest marketers of 
avocado products in the United States, we believe that we are well 
positioned to leverage this trend and to grow our Fresh products and 
Calavo Foods segments of our business. Additionally, we also believe 
that avocados and avocado based products will further penetrate other 
marketplaces that we currently operate in as interest in avocados 
continues to expand.

In October 2002, the USDA announced the creation of a Hass 
Avocado Board to promote the sale of Hass variety avocados in the 
U.S. marketplace. This board provides a basis for a unified funding of 
promotional activities based on an assessment on all avocados sold 
in the U.S. marketplace. The California Avocado Commission, which 
receives its funding from California avocado growers, has historically 
shouldered the promotional and advertising costs supporting avocado 
sales. We believe that the incremental funding of promotional and 
advertising programs in the U.S. will, in the long term, positively 
impact average selling prices and will favorably impact our avocado 
businesses. During fiscal 2019, 2018 and 2017, on behalf of avocado 
growers, we remitted approximately $1.1 million, $1.5 million and 
$1.7 million to the California Avocado Commission. During fiscal 2019, 
2018 and 2017, we remitted approximately $7.2 million, $ 6.9 million and 
$ 5.8 million to the Hass Avocado Board related to avocados. Similarly, 
Avocados from Mexico (AFM) was formed in 2013 as the marketing 
arm of the Mexican Hass Avocados Importers Association (MHAIA) 
and the Association of Growers and Packers of Avocados From Mexico 
(APEAM). During fiscal 2019, 2018 and 2017, we remitted approximately 
$ 5.4 million, $4.7 million and $ 3.5 million to APEAM primarily related to 
these marketing activities for Mexican avocados.

We also believe that our other fresh products, primarily 

tomatoes, are positioned for future growth. The tomato is the fourth 
most popular fresh-market vegetable (though a fruit scientifically 
speaking, tomatoes are more commonly considered a vegetable) 
behind potatoes, lettuce, and onions in the U.S. Although stabilizing 
in the first decade of the 2000s, annual average fresh-market tomato 
consumption remains well above that of the previous decade. Over the 
past few decades, per capita consumption of tomatoes has been on 
the rise due primarily to the enduring popularity of salads, salad bars, 
and submarine sandwiches. Perhaps of greater importance has been 
the introduction of new and improved tomato varieties, the increased 
development of hot-house grown tomatoes (such as those grown by 
our ADM affiliate), heightened consumer interest in a wider range of 
tomatoes, a surge of new immigrants who eat vegetable-intensive 
diets, and expanding national emphasis on health and nutrition.

Papayas have become more popular as the consumption in the 
U.S. has more than doubled in the past decade. Papayas have high 
nutritional benefits. They are rich in anti-oxidants, the B vitamins, 
folate and pantothenic acid, potassium and magnesium, and fiber.
Additionally, through the acquisition of RFG, we substantially 

expanded and accelerated the Company’s presence in the fast-growing 
refrigerated fresh packaged foods category through an array of retail 
product lines for produce, deli, and foodservice departments. RFG 
products include fresh-cut fruit and vegetables, fresh prepared entrée 
salads, wraps, sandwiches and fresh snacking products as well as 
ready-to-heat entrees and other hot bar and various deli items, meals 
kits and salad kits. Value-added fruits and vegetables have continued 
to grow faster than their broader produce categories as consumers 
increasingly place value on the convenient nature of those products 
and producers like RFG continue to develop new formulations of 
value-added products. RFG has also expanded the capacity to provide 
products for a larger portion of the Fresh Deli department, which 
remains one of the fastest growing aisles in retail grocery.

The following tables set forth sales by product category and sales incentives, by segment (dollars in thousands):

YEAR ENDED OCTOBER 31, 2019 

YEAR ENDED OCTOBER 31, 2018

FRESH 
PRODUCTS 

CALAVO 
FOODS 

RFG 

TOTAL 

FRESH 
PRODUCTS 

CALAVO 
FOODS 

RFG 

TOTAL

C V G W / / 30-31

YEAR ENDED OCTOBER 31, 2018 

YEAR ENDED OCTOBER 31, 2017

FRESH 
PRODUCTS 

CALAVO 
FOODS 

RFG 

TOTAL 

FRESH 
PRODUCTS 

CALAVO 
FOODS 

RFG 

TOTAL

$ 

511,730 

$ 

— 

$ 

— 

$ 

511,730 

$ 

546,433 

$ 

— 

$ 

— 

$ 

546,433

31,608 

11,699 

498 

— 

— 

— 

— 

— 

— 

99,635 

3,423 

— 

— 

— 

— 

— 

— 

451,203 

451,203 

31,608 

11,699 

498 

99,635 

3,423 

451,203 

29,199 

9,402 

445 

— 

— 

— 

— 

— 

— 

85,204 

3,951 

— 

— 

— 

— 

— 

29,199

9,402

445

85,204

3,951

— 

419,973 

419,973

1,109,796 

585,479 

89,155 

419,973 

1,094,607

THIRD-PAR T Y SALES:

Avocados 

Tomatoes 

Papayas 

Other fresh products 

Prepared avocado products 

Salsa 

Fresh-cut fruit & vegetables  
  and prepared foods 

Total gross sales 

555,535 

103,058 

Less sales incentives 

(2,327) 

(11,412) 

(2,273) 

(16,012) 

(1,503) 

(11,576) 

(1,465) 

(14,544)

Less inter-company  
  eliminations 

(1,554) 

(3,472) 

— 

(5,026) 

(1,314) 

(3,184) 

— 

(4,498)

Net sales 

$ 

551,654 

$ 

88,174 

$ 

448,930 

$ 

1,088,758 

$ 

582,662 

$ 

74,395 

$ 

418,508 

$  1,075,565

Net sales to third parties by segment exclude inter-segment sales 

and cost of sales. For fiscal year 2019, 2018 and 2017, inter-segment 
sales and cost of sales of $2.2 million, $1.6 million and $1.3 million 
between Fresh products and RFG were eliminated. For fiscal year 2019, 

2018 and 2017, inter-segment sales and cost of sales of $4.09 million, 
$ 3.5 million and $ 3.2 million between Calavo Foods and RFG were 
eliminated.

The following table summarizes our net sales by business segment:

(Dollars in thousands) 

2019 

CHANGE 

2018 

CHANGE 

2017

NE T SALES:

  Fresh products 

  Calavo Foods 

  RFG 

  Total net sales 

$ 

618,937 

90,777 

486,063 

12.2% 

$ 

551,654 

(5.3)% 

$ 

582,662

3.0% 

8.3% 

88,174 

448,930 

18.5% 

7.3% 

74,395

418,508

$ 

1,195,777 

9.8% 

$ 

1,088,758 

1.2% 

$ 

1,075,565

THIRD-PAR T Y SALES:

Avocados 

Tomatoes 

Papayas 

Other fresh products 

Prepared avocado products 

Salsa 

Fresh-cut fruit & vegetables  
  and prepared foods 

$ 

569,779 

$ 

— 

$ 

40,879 

10,931 

1,353 

— 

— 

— 

— 

— 

— 

100,842 

3,252 

— 

Total gross sales 

622,942 

104,094 

— 

— 

— 

— 

— 

— 

488,373 

488,373 

$ 

569,779 

$ 

511,730 

$ 

— 

$ 

— 

$ 

511,730

AS A PERCENTAGE OF NE T SALES:

40,879 

10,931 

1,353 

100,842 

3,252 

488,373 

31,608 

11,699 

498 

— 

— 

— 

— 

— 

— 

99,635 

3,423 

— 

— 

— 

— 

— 

31,608

11,699

498

99,635

3,423

— 

451,203 

451,203

1,215,409 

555,535 

103,058 

451,203 

1,109,796

  Fresh products 

  Calavo Foods 

  RFG 

51.8% 

7.6% 

40.6% 

100% 

50.7% 

8.1% 

41.2% 

100% 

54.2%

6.9%

38.9%

100%

Less sales incentives 

(1,759) 

(9,360) 

(2,310) 

(13,429) 

(2,327) 

(11,412) 

(2,273) 

(16,012)

Less inter-company  
  eliminations 

(2,246) 

(3,957) 

— 

(6,203) 

(1,554) 

(3,472) 

— 

(5,026)

Net sales 

$ 

618,937 

$ 

90,777 

$ 

486,063 

$ 

1,195,777 

$ 

551,654 

$ 

88,174 

$ 

448,930 

$  1,088,758

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Management’s Discussion and Analysis  
of Financial Condition and Results of Operations

Summary

Net sales for the year ended October 31, 2019, as compared to 2018, 

increased by $107.09 million, or 9.8%. The increase in sales, when 
compared to the same corresponding prior year periods, is related to 
growth from all reporting segments.

For fiscal year 2019, our Fresh products segment had our largest 

percentage increase in sales, followed by our RFG segment and 
Calavo Foods segment. The increase in Fresh products sales was due 
primarily to an increase in the per unit selling price of avocados. The 
increase in Calavo Foods sales was due primarily to increased sales 
of our prepared avocado products. The increase in RFG sales was due 
primarily to increased sales from fresh prepared food, fresh-cut fruit 
and vegetable products. See discussion below for further details.

All three segments of our business are subject to seasonal trends, 

which can impact the volume and/or quality of fruit sourced in any 
particular quarter.

Net sales to third parties by segment exclude value-added services 

billed by our Uruapan packinghouse and our Uruapan processing 
plant to the parent company. Additionally, net sales to third parties by 
segment exclude sales between Avocados de Jalisco and the parent 
company. All intercompany sales are eliminated in our consolidated 
results of operations.

Fresh products

Fiscal 2019 vs. Fiscal 2018:

Net sales delivered by the Fresh products business increased 

by approximately $ 67.2 million, or 12%, for the year ended 
October 31, 2019, when compared to the same period for fiscal 2018. 
This increase in Fresh product sales during the year ended 2019 was 
primarily related to increased sales of avocados and tomatoes.

Sales of avocados increased $ 57.8 million, or 11%, for the year 
ended October 31, 2019, when compared to the same prior year period. 
The increase in avocado sales was primarily due to a 12% increase 
in the average sales price per carton, compared to fiscal 2018. We 
attribute much of the increase in price to the strong consumer demand 
throughout the year, which exceeded available industry supply, as 
well as an increase in our percentage of value-added cartons sold. 
The increase in sales price per carton was partially offset by an 
approximately 1%, or 2.3 million pound decrease in the volume of 
avocados sold.

Sales of tomatoes increased to $ 39.9 million for the year ended 
October 31, 2019, compared to $ 30.5 million for the same period for 
fiscal 2018. The increase in sales for tomatoes is primarily due to  
a 33% increase in volume of tomatoes sold during the year.

We anticipate that our sales volume of avocados will increase in 
fiscal 2020, due to a larger expected all-source avocado crop, when 
compared to the same prior year period.

Fiscal 2018 vs. Fiscal 2017:

Net sales delivered by the Fresh products business decreased 

by approximately $ 31.09 million, or 5%, for the year ended 
October 31, 2018, when compared to the same period for fiscal 2017. 
This decrease in Fresh product sales during the year ended 2018 was 
primarily related to decreased sales of avocados, partially offset by 
increased sales of tomatoes.

Sales of avocados decreased $ 35.9 million, or 7%, for the year 
ended October 31, 2018, when compared to the same prior year period. 
Our volume of avocados sold during fiscal year 2018 increased by 
57.7 million pounds, or 19%, compared to the prior year; however, this 
increase in sales volume was significantly offset by a 22% decrease in 
the average sales price per carton, when compared to the high market 
prices experienced in fiscal 2017.

Sales of tomatoes increased to $ 30.5 million for the year ended 
October 31, 2018, compared to $27.9 million for the same period for 
fiscal 2017. The increase in sales for tomatoes is primarily due to an 
approximately 7% increase in the average sales price per carton, in 
addition to a 2% increase in volume of tomatoes sold during the year.

Calavo Foods

Fiscal 2019 vs. Fiscal 2018:

Sales for Calavo Foods for the year ended October 31, 2019, when 
compared to the same period for fiscal 2018, increased $2.6 million, or 
3%. Sales of prepared avocado products increased by approximately 
$2.9 million, or 3%, primarily related to an increase in the average 
selling price per pound, partially offset by a slight decrease in the 
volume of products sold. Partially offsetting this gain were sales of 
salsa products, which decreased by approximately $ 0.3 million during 
the year.

Fiscal 2018 vs. Fiscal 2017:

Sales for Calavo Foods for the year ended October 31, 2018, when 
compared to the same period for fiscal 2017, increased $13.8 million, or 
19%. Sales of prepared avocado products increased by approximately 
$14.4 million, or 20%, for the year ended October 31, 2018, when 
compared to the same prior year period, resulting from increases in 
both the average sales price per pound and the total volume of pounds 
sold. Partially offsetting this gain were sales of salsa products, which 
decreased by approximately $ 0.6 million during the year.

RFG

Fiscal 2019 vs. Fiscal 2018:

Sales for RFG for the year ended October 31, 2019, when compared 

to the same period for fiscal 2018, increased $ 37.1 million, or 8%. The 
overall increase in sales is primarily due to higher sales from expanded 
retail partnerships in multiple geographies, most notably around 
RFG’s new fresh food plant in Georgia (opened in April 2019). Partially 
offsetting these gains were lower sales in one specific geographic 
region related to issues that an RFG co-packer experienced during our 
second quarter.

Fiscal 2018 vs. Fiscal 2017:

Sales for RFG for the year ended October 31, 2018, when compared 

to the same period for fiscal 2017, increased $ 30.4 million, or 7%. The 
overall increase in sales is primarily due to higher sales from expanded 
retail partnerships in multiple geographies, most notably in a few 
regions in which the Company has added production capacity.

C V G W / / 32-33

Gross Profit

The following table summarizes our gross profit and gross profit percentages by business segment:

2019 

CHANGE 

2018 

CHANGE 

2017

(Dollars in thousands)

GROSS PROFIT:

  Fresh products 

  Calavo Foods 

  RFG 

  Total gross profit 

GROSS PROFIT PERCENTAGES:

  Fresh products 

  Calavo Foods 

  RFG 

  Consolidated 

Summary

$ 

$ 

86,350 

20,164 

21,568 

128,082 

14.0% 

22.2% 

4.4% 

10.7% 

59.4% 

$ 

(23.4)% 

(34.9)% 

54,160 

26,313 

33,143 

(25.2)% 

$ 

97.1% 

15.0% 

72,376

13,353

28,815

12.7% 

$ 

113,616 

(0.8)% 

$ 

114,544

9.8% 

29.8% 

7.4% 

10.4% 

12.4%

17.9%

6.9%

10.6%

Our cost of goods sold consists predominantly of ingredient costs 
(primarily fruit and other whole foods), packing materials, freight and 
handling, labor and overhead (including depreciation) associated 
with preparing food products, and other direct expenses pertaining to 
products sold. Gross profit increased by approximately $14.5 million, 
or 13%, for the year ended October 31, 2019, when compared to the 
same period for fiscal 2018. The increase was primarily attributable to a 
gross profit increase in our Fresh products segment, partially offset by 
decreases in our Calavo Foods and RFG segments.

Fresh products

Fiscal 2019 vs. Fiscal 2018:

During our year ended October 31, 2019, as compared to the same 

prior year period, the increase in our Fresh products segment gross 
profit percentage was the result of increased profit for avocados. 
For the year ended October 31, 2019, the gross profit percentage 
for avocados increased to 14.3% from 9.7% in fiscal year 2018. The 
increase during fiscal 2019 was related to improved efficiency in 
several key areas across our production and distribution footprint, 
which helped to complement the favorable market supply conditions 
experienced in which consumer demand exceeded market supply. 
Note that significant fluctuations in the exchange rate between the 
U.S. Dollar and the Mexican Peso may have a material impact on future 
gross profit for our Fresh products segment.

For the year ended October 31, 2019 we generated gross profit of 
$4.3 million from tomato sales, up from $ 3.2 million in the corresponding 
prior year period. The increase in tomato gross profit was due primarily 
to the year-over-year increase in sales described in more detail earlier. 
The majority of our tomato sales are done on a consignment basis, in 
which the gross profit we earn is generally based on a commission 
agreed to with each party, which usually is a percent of the overall 
selling price; however, we also purchase some tomatoes on the spot 

market to meet specific customer requests and have certain fixed 
overhead costs associated with our tomato operations which impact 
the overall gross profit realized from tomato sales. The gross profit 
percentage for consignment sales are dependent on the volume of fruit 
we handle, the average selling prices, and the competitiveness of the 
returns that we provide to third-party growers/packers.

Fiscal 2018 vs. Fiscal 2017:

During our year ended October 31, 2018, as compared to the same 
prior year period, the decrease in our Fresh products segment gross 
profit percentage was the result of decreased profit for avocados, 
partially offset by an increase in tomatoes. For the year ended October 
31, 2018, compared to the same prior year period, the gross profit 
percentage for avocados decreased to 9.7% in 2018 from 12.7% in 2017. 
The decrease during fiscal 2018 was primarily related to the market 
supply conditions experienced last year in which consumer demand 
greatly exceeded market supply, and higher year-over-year freight 
costs. Note that any significant fluctuations in the exchange rate 
between the U.S. Dollar and the Mexican Peso may have a material 
impact on future gross profits for our Fresh products segment.

For the year ended October 31, 2018 we generated gross profit of 
$ 3.2 million from tomato sales, up from $2.7 million in the corresponding 
prior year period. The increase in tomato gross profit was due primarily 
to the year-over-year increase in sales described in more detail earlier.

Calavo Foods

Fiscal 2019 vs. Fiscal 2018:

Calavo Foods gross profit percentage decreased to 22.2% of net 

sales, during the year ended October 31, 2019 compared to 29.8% 
during the same prior year period. The decrease in Calavo Foods 
gross profit percentage was due primarily to decreased gross profit 
of our prepared avocado products. The decrease in gross profit and 
margin for our prepared avocado products was due primarily to higher 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Management’s Discussion and Analysis  
of Financial Condition and Results of Operations

raw material input costs during the year. Calavo Foods gross profit 
percentage improved to 20.8% sequentially of net sales in the fourth 
quarter of fiscal 2019 compared to 11.4% of net sales in the third quarter 
of fiscal 2019. This improvement is primarily due to a decrease in raw 
material input costs. Note that significant fluctuation in the cost of 
fruit used in the production process or the exchange rate between the 
U.S. Dollar and the Mexican Peso may have a material impact on future 
gross profit for our Calavo Foods segments.

Fiscal 2018 vs. Fiscal 2017:

Calavo Foods gross profit percentage increased to 29.8% of net 
sales, during the year ended October 31, 2018 compared to 17.9% during 
the same prior year period. The increase in Calavo Foods gross profit 
percentage was due primarily to increased gross profit of our prepared 
avocado products. The increase in gross profit and margin for our 
prepared avocado products was primarily due to higher sales, as well 
as fruit costs that were below last year’s record-high fruit costs. Note 
that any significant fluctuation in the cost of fruit used in the production 
process or the exchange rate between the U.S. Dollar and the Mexican 
Peso may have a material impact on future gross profit for our Calavo 
Foods segments.

RFG

Fiscal 2019 vs. Fiscal 2018:

RFG’s gross profit percentage for the year ended October 31, 2019 

was 4.4%, compared to 7.4% in the same prior year period. The raw 
material issues described in detail during our first fiscal quarter 
continued into a portion of our second fiscal quarter. In general, 
raw material conditions improved during our third and fourth fiscal 
quarters, and profitability in our second half far exceeded results from 
the first half of our fiscal year, especially within RFG’s pre-existing 
manufacturing operations (facilities opened more than one year). 
Additionally, sales and gross profit in one specific geographic region 
were significantly impacted as a result of issues experienced at RFG’s 
co-packer servicing that region.

Fiscal 2018 vs. Fiscal 2017:

RFG’s gross profit percentage for the year ended October 31, 2018 
was 7.4%, compared to 6.9% in the same prior year period. The gross 
profit improvement for the year ended October 31, 2018, was due primarily 
to higher net sales and manufacturing efficiencies generated across the 
segment’s manufacturing footprint, as well as lower raw material costs.

Selling, General and Administrative 

2019 

CHANGE 

2018 

CHANGE 

2017

(Dollars in thousands)

Selling, general and administrative 

$ 

59,113 

3.6% 

$ 

57,081 

0.8% 

$ 

56,651

Percentage of net sales 

4.9% 

5.2% 

5.3%

Selling, general and administrative expenses of $ 59.1 million 
for the year ended October 31, 2019 include costs of marketing and 
advertising, sales expenses (including broker commissions) and other 
general and administrative costs. Selling, general and administrative 
expenses increased by $2.09 million, or 3.6%, for the year ended 
October 31, 2019, when compared to the same period for fiscal 
2018. This increase was primarily related to an increase in accrued 
management bonuses (approximately $1.5 million), increase in salaries 
and benefits (approximately $ 0.8 million due primarily to higher 
headcount), and transaction costs, including sales commission, related 
to the sale of the Temecula packinghouse (approximately $ 0.4 million), 
partially offset by a decrease of $1.09 million due to senior management 
transition expenses recognized in the first quarter of fiscal 2018 related 
to the stock grant issued to two officers who retired.

Selling, general and administrative expenses of $57.1 million for the 

year ended October 31, 2018 include costs of marketing and advertising, 
sales expenses (including broker commissions) and other general and 
administrative costs, as well as $ 0.9 million of management transition 
related expenses. Selling, general and administrative expenses 
increased $ 0.4 million, or 1%, for the year ended October 31, 2018, 
when compared to the same period for fiscal 2017. This increase was 
primarily related to approximately $ 3.3 million increase in salaries and 
benefits ($1.6 million of costs related to the vesting of stock grants 
earned by certain members of the senior management team over the 
past three fiscal years, as well as $1.7 million due in part to higher 
headcount). Partially offsetting this increase was a decrease in bad 
debt (approximately $1.3 million), a decrease in accrued management 
bonuses (approximately $ 0.6 million) and a decrease in legal fees 
(approximately $ 0.5 million) for year ended October 31, 2018, when 
compared to the same period for fiscal 2017.

Income (loss) from Unconsolidated Entities 

2019 

CHANGE 

2018 

CHANGE 

2017

(Dollars in thousands)

Income (loss) from unconsolidated entities 

$ 

(14,082) 

(18.8)%  $ 

(11,850) 

(3,055.1)%  $ 

Percentage of net sales 

(1.2)% 

(1.1)% 

401

—%

Income (loss) from unconsolidated entities includes our allocation 

of earnings or losses from our investments in FreshRealm and Don 
Memo. For the year ended October 31, 2019 and 2018, we recognized 
$ 0.1 million and $ 0.2 million of income related to Don Memo. For the year 
ended October 31, 2019 and 2018, we recognized $14.1 million of losses 

and $12.09 million of losses related to FreshRealm. While we are unable 
to determine with certainty the future operating results of FreshRealm 
and future non-Calavo investments, if any, we anticipate recording 
additional non-cash losses from FreshRealm during fiscal 2020. See 
Note 16 in our consolidated financial statements for more information.

C V G W / / 34-35

Interest Income 

(Dollars in thousands)

Interest income 

Percentage of net sales 

2019 

CHANGE 

2018 

CHANGE 

2017

$ 

2,675 

0.2% 

741.2%  $ 

318 

—% 

1,225.0%  $ 

24

—%

The increase in interest income in fiscal 2019 as compared to 2018 
is primarily due to the loans to FreshRealm in fiscal 2019. The increase 
in interest income in fiscal 2018 as compared to 2017 is primarily due to 

the loans to FreshRealm in fiscal 2018. See the related party footnote  
in our consolidated financial statements for further information.

Interest Expense 

(Dollars in thousands)

Interest expense 

Percentage of net sales 

2019 

CHANGE 

2018 

CHANGE 

2017

$ 

948 

0.1% 

14.1%  $ 

831 

0.1% 

(18.8)%  $ 

1,023

0.1%

Interest expense is primarily generated from our line of credit 
borrowings with Farm Credit West, PCA (FCW) and Bank of America, 
N.A. (Bank of America). For fiscal 2019, as compared to fiscal 2018, 
the increase in interest expense was primarily related to higher LIBOR 

interest rates, offset by a lower average debt balance. For fiscal 2018, 
as compared to fiscal 2017, the decrease in interest expense was 
primarily related to lower average debt balance, offset by higher LIBOR 
interest rates.

Other Income, Net 

(Dollars in thousands)

Other income, net 

Percentage of net sales 

2019 

CHANGE 

2018 

CHANGE 

2017

$ 

499 

0.0% 

(10.7)%  $ 

559 

0.1% 

16.7%  $ 

479

0.0%

Other income, net includes dividend income, as well as certain 
other transactions that are outside of the normal course of operations. 

During fiscal 2019, 2018 and 2017, we received $ 0.5 million, $ 0.4 million 
and $ 0.4 million as dividend income from Limoneira.

Provision for Income Taxes 

(Dollars in thousands)

Provision for income taxes 

Effective tax rate 

2019 

CHANGE 

2018 

CHANGE 

2017

$ 

12,882 

1.3%  $ 

12,719 

(37.8)%  $ 

20,450

26.0% 

28.4% 

36.3%

Our tax provision is determined using an estimated annual effective 
tax rate and adjusted for discrete taxable events that may occur during 
the quarter. We recognize the effects of tax legislation in the period 
in which the law is enacted. Our deferred tax assets and liabilities 
are remeasured using enacted tax rates expected to apply to taxable 
income in the years we estimate the related temporary differences to 
reverse.

On December 22, 2017, the President of the United States signed 
and enacted comprehensive tax legislation into law H.R. 1, commonly 
referred to as the Tax Cuts and Jobs Act (the “Tax Act”). Except for 
certain provisions, the Tax Act was effective for tax years beginning 
on or after January 1, 2018. As a fiscal year U.S. taxpayer with an 
October 31 fiscal year end, the majority of the new provisions, such as 
eliminating the domestic manufacturing deduction, cre ating new taxes 
on certain foreign sourced income and introducing new limitations on 
certain business deductions, did not apply until our 2019 fiscal year.
In the prior fiscal period 2018, the most significant impacts 
included: lowering of the U.S. federal corporate income tax rate; 
remeasuring certain net deferred tax assets and liabilities; and 

requiring the transition tax on the deemed repatriation of certain 
foreign earnings. In the first quarter of fiscal 2018, we recorded 
$1.7 million in one-time, non-cash charges related to the revaluation 
of our net deferred tax assets (approximately $1.4 million) and 
the transition tax on the deemed repatriation of foreign earnings 
(approximately $ 0.3 million). In addition, we recorded an income tax 
benefit of approximately $ 0.4 million for the first quarters of fiscal 2018, 
pursuant to ASU 2016-09, Improvements to Employee Share-based 
Payment Accounting. Based on the Tax Act and a change accelerating 
certain tax deductions on our 2017 federal tax return, we recorded 
$ 0.8 million of a tax benefit as a discrete item during our third fiscal 
quarter of 2018. Many of these one-time charges did not recur in 2019.

Additionally, we recorded approximately $ 0.2 million of tax expense 
related to return to provision differences upon the filing of the 2018 and 
2017 tax returns during our third quarter of fiscal quarters of 2019 and 2018.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Management’s Discussion and Analysis  
of Financial Condition and Results of Operations

Net loss (income) attributable to noncontrolling interest 

2019 

CHANGE 

2018 

CHANGE 

2017

(Dollars in thousands)

Net loss (income) attributable to noncontrolling interest 

$ 

Percentage of net sales 

60 

0.0% 

(77.7)%  $ 

269 

0.0% 

598.1% 

$ 

(54)

0.0%

For fiscal years 2019 and 2018, the net losses attributable to 
noncontrolling interest is due to losses from Avocados de Jalisco.

QUARTERLY RESULTS OF OPERATIONS

The following table presents our operating results for each of 
the eight fiscal quarters in the period ended October 31, 2019. The 

information for each of these quarters is derived from our unaudited 
interim financial statements and should be read in conjunction with 
our audited consolidated financial statements included in this Annual 
Report. In our opinion, all necessary adjustments, which consist only of 
normal and recurring accruals, have been included to fairly present our 
unaudited quarterly results.

OCT. 31, 
2019 

JULY 31, 
2019 

APR. 30, 
2019 

JAN. 31, 
2019  

OCT. 31,  
2018 

JULY 31, 
2018 

APR. 30, 
2018 

JAN. 31, 
2018

THREE MONTHS ENDED

$ 

292,176   $ 

359,333   $ 

286,236   $ 

258,032   $ 

280,005   $ 

296,419   $ 

264,405   $ 

247,928

267,543 

24,633 

323,558 

35,775 

249,399 

36,837 

227,195 

30,837 

257,738 

22,267 

263,349 

33,070 

232,436 

31,969 

221,618

26,310

75 

75 

1,927 

— 

— 

— 

— 

—

14,885 

9,823 

14,295 

21,555 

(1,460) 

(5,116) 

9,104 

1,789 

(2,138) 

5,177 

17,147 

3,987 

(2,510) 

10,650 

15,657 

23,107 

1,359 

521 

24,987 

5,573 

(3,136) 

16,278 

14,276 

16,561 

(4,505) 

256 

12,312 

1,533 

(6,298) 

4,481 

14,796 

7,471 

— 

(131) 

7,340 

250 

(8,451) 

(1,361) 

13,893 

19,177 

— 

271 

19,448 

3,403 

(3,677) 

12,368 

12,875 

19,094 

— 

11 

19,105 

4,764 

(325) 

14,016 

15,517

10,793

—

(105)

10,688

4,302

603

6,989

Other income (expense), net 

741 

708 

Income before provision for  

income taxes and income (loss)  
from unconsol. entities 

(in thousands, except per share amounts)

STATEMENT OF  
INCOME DATA

Net sales 

Cost of sales 

Gross profit 

Gain on sale of  
  Temecula packinghouse 

Selling, general  
  and administrative 

Operating income 

Gains (losses) on  
  Limoneira shares 

Provision for income taxes 

Income (loss) from  
  unconsolidated entities 

Net income 

Add: Net (income) loss –  
  noncontrolling interest 

Net income (loss) –  
  Calavo Growers, Inc 

Basic 

Diluted 

Number of shares used in  
  per share computation:

Basic 

Diluted 

C V G W / / 36-37

 LIQUIDITY AND CAPITAL RESOURCES

Operating activities for fiscal 2019, 2018 and 2017 provided cash 

flows of $72.1 million, $48.4 million and $ 62.1 million. Fiscal year 
2019 operating cash flows reflect our net income of $ 36.6 million, net 
increase of noncash charges (depreciation and amortization, income/
(loss) from unconsolidated entities, provision for losses on accounts 
receivable, deferred income taxes, loss on disposal of fixed assets, 
net losses on Limoneira stock, and stock compensation expense) 
of $ 37.8 million and a net decrease from changes in the non-cash 
components of our working capital accounts of approximately 
$2.3 million.

Fiscal year 2019 decreases in operating cash flows, caused by 

working capital changes, includes an increase in other assets of 
$ 5.09 million, an increase in prepaid expenses and other current assets 
of $2.5 million, an increase in inventory of $1.8 million, an increase 
in advances to suppliers of $1.09 million, and a decrease in payable 
to growers of $ 0.5 million, partially offset by, an increase in trade 
accounts payable, accrued expenses, and other long-term liabilities 
of $4.2 million, a decrease in accounts receivable of $2.7 million, an 
increase in deferred rent of $1.09 million and a decrease in income tax 
receivable of $ 0.7 million.

The increase in other assets is due to an increase in Mexican IVA 

tax receivable (see Note 15 to our consolidated condensed financial 
statements). The increase in our inventory balance is primarily 
related to an increase in the volume of avocado pounds on hand at 
October 31, 2019 as compared to the same prior year period, as well 
as increased RFG raw material inventories as a greater percentage 
of production moves to in-house facilities. The increase in advances 
to suppliers is mainly due to an increase in advances to our tomato 
growers in fiscal 2019 compared to fiscal 2018. The decrease in payable 
to our growers primarily reflects a decrease in our Peruvian avocado 
grower payable due to an earlier end to the Peruvian season in 2019 
compared to 2018. The increase in accounts payable and accrued 
expenses is primarily related to an increase in our payables related to 
RFG, as well as higher accrued bonuses. The decrease in our accounts 
receivable, as of October 31, 2019 when compared to October 31, 2018, 
primarily reflects an improvement in days of sales outstanding in 
October 2019, as compared to October 2018.

Cash used in investing activities was $ 31.9 million, $ 30.2 million 
and $ 53.7 million for fiscal years 2019, 2018, and 2017. Fiscal year 2019 
cash flows used in investing activities include notes to FreshRealm 
of $23.8 million, and property, plant and equipment purchases of 
$16.7 million, partially offset by proceeds received on the sale of the 

Temecula packinghouse of $7.1 million, by proceeds received on the 
sales of Limoneira stock of $1.2 million and proceeds received from the 
repayment of the San Rafael note of $ 0.4 million.

Cash used in financing activities was $ 33.8 million, $23.3 million 
and $15.7 million for fiscal years 2019, 2018 and 2017. Cash used during 
fiscal year 2019 primarily relates to the payment of our $17.6 million 
dividend, payments on our credit facilities totaling $15.09 million, the 
payment of minimum withholding taxes on net share settlement of 
equity awards of $1.09 million and payments on long-term debt.

Our principal sources of liquidity are our existing cash reserves, 
cash generated from operations and amounts available for borrowing 
under our existing credit facilities. Cash and cash equivalents as of 
October 31, 2019 and 2018 totaled $ 8.09 million and $1.5 million. Our 
working capital at October 31, 2019 was $ 36.9 million, compared to 
$29.6 million at October 31, 2018.

We believe that cash flows from operations and the available Credit 

Facility will be sufficient to satisfy our future capital expenditures, 
grower recruitment efforts, working capital and other financing 
requirements for at least the next twelve months. We will continue to 
evaluate grower recruitment opportunities, expanded relationships 
with retail and club customers, and exclusivity arrangements with food 
service companies to fuel growth in each of our business segments. We 
have a revolving credit facility with Bank of America as administrative 
agent and Merrill Lynch, Pierce, Fenner & Smith Inc. as joint lead 
arranger and sole bookrunner, and Farm Credit West, as joint lead 
arranger. Under the terms of this agreement, we are advanced funds for 
both working capital and long-term productive asset purchases. Total 
credit available under this agreement is $ 80 million, and will expire in 
June 2021. Upon notice to Bank of America, we may from time to time, 
request an increase in the Credit Facility by an amount not exceeding 
$50 million. For our line of credit the weighted-average interest rate was 
3.8% and 3.4% at October 31, 2019 and 2018. Under this credit facility, 
there was nothing outstanding as of October 31, 2019 and we had 
$15.09 million outstanding as of October 31, 2018.

This Credit Facility contains customary affirmative and negative 
covenants for agreements of this type, including the following financial 
covenants applicable to the Company and its subsidiaries on a 
consolidated basis: (a) a quarterly consolidated leverage ratio of not 
more than 2.50 to 1.00 and (b) a quarterly consolidated fixed charge 
coverage ratio of not less than 1.15 to 1.00. We were in compliance with 
all such covenants at October 31, 2019.

The following table summarizes contractual obligations pursuant 
to which we are required to make cash payments. The information is 
presented as of our fiscal year ended October 31, 2019:

34 

(47) 

67 

6 

31 

(18) 

106 

150

CONTRACTUAL OBLIGATIONS 

PAYMENTS DUE BY PERIOD

$ 

$ 

$ 

5,211 

0.30 

0.30 

$ 

$ 

$ 

10,603 

0.61 

0.60 

$ 

$ 

$ 

16,345 

0.93 

0.93 

$ 

$ 

$ 

4,487 

0.26 

0.26 

$ 

$ 

$ 

(1,330)  $ 

12,350 

(0.08)  $ 

(0.08)  $ 

0.71 

0.70 

$ 

$ 

$ 

14,122 

0.81 

0.80 

$ 

$ 

$ 

7,139

0.41

0.41

17,525 

17,604 

17,525 

17,605 

17,530 

17,609 

17,500 

17,558 

17,482 

17,581 

17,481 

17,581 

17,481 

17,580 

17,446

17,525

(in thousands) 

Long-term debt obligations (including interest) 

Defined benefit plan 

Operating lease commitments 

Total  

TOTAL 

LESS THAN  
1 YEAR 

1-3 YEARS 

3-5 YEARS 

MORE THAN 
5 YEARS

$ 

$ 

7,340 

$ 

907 

$ 

1,823 

$ 

1,448 

$ 

119 

87,476 

34 

8,627 

68 

15,856 

17 

15,359 

94,935 

$ 

9,568 

$ 

17,747 

$ 

16,824 

$ 

3,162

—

47,634

50,796

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Management’s Discussion and Analysis  
of Financial Condition and Results of Operations

The California avocado industry is subject to a state marketing 
order whereby handlers are required to collect assessments from 
the growers and remit such assessments to the California Avocado 
Commission (CAC). The assessments are primarily for advertising and 
promotions. The amount of the assessment is based on the dollars paid 
to the growers for their fruit, and, as a result, is not determinable until 
the value of the payments to the growers has been calculated.

Amounts remitted to the Hass Avocado Board (HAB) in connection 
with their assessment program are likewise not determinable until the 
fruit is actually delivered to us. HAB assessments are primarily used to 
fund marketing and promotion efforts.

Recently Adopted Accounting Pronouncements

In January 2016, the FASB issued an ASU, which requires equity 
investments (except those accounted for under the equity method of 
accounting) to be measured at fair value with changes in fair value 
recognized in net income. The Company adopted this new standard at 
the beginning of fiscal 2019. With the adoption of this new standard, 
we reclassed unrealized gains of $12.1 million in accumulated other 
comprehensive income to retained earnings as of November 1, 2018. 
Additionally, for the year ended October 31, 2019, we sold 51,271 
shares of Limoneira stock and recorded a loss of $ 0.1 million in 
our consolidated statements of income. Limoneira’s stock price at 
October 31, 2019, and October 31, 2018 equaled $18.92 per share, and 
$24.65 per share. Our remaining shares of Limoneira stock, totaling 
1,677,299, were revalued to $18.92 per share at October 31, 2019 
and, as a result, we recorded a loss of $ 9.6 million for the year ended 
October 31, 2019 in our consolidated condensed statements of income.
In May 2014, the FASB issued a comprehensive new revenue 
recognition standard which superseded previous existing revenue 
recognition guidance. The standard is intended to clarify the principles 
of recognizing revenue and create common revenue recognition 
guidance between U.S. GAAP and International Financial Reporting 
Standards. The standard also requires expanded disclosures 
surrounding revenue recognition. During fiscal 2017, the FASB issued 
additional clarification guidance on the new revenue recognition 
standard which also included certain scope improvements and 
practical expedients. The Company adopted this new standard at the 
beginning of fiscal 2019 using the modified retrospective transition 
method, under which the cumulative effect of initially applying the 
new guidance is recognized as an adjustment to the opening balance 
of retained earnings on the first day of our 2019 fiscal year. The 
adoption of the amendment did not have an impact on the Company’s 
consolidated financial statements.

Recently Issued Accounting Standards

In October 2018, the FASB issued ASU 2018-17, Targeted 

Improvements to Related Party Guidance for Variable Interest Entities. 
This ASU provides that indirect interests held through related parties in 
common control arrangements should be considered on a proportional 
basis for determining whether fees paid to decision makers and 
service providers are variable interests. The new guidance is effective 
for fiscal years beginning after December 15, 2019. This ASU will be 
effective for us beginning the first day of our 2021 fiscal year. We are 
evaluating the impact of the adoption of this ASU on our financial 
condition, results of operations and cash flows, and, as such, we are 
not able to estimate the effect the adoption of the new standard will 
have on our financial statements.

In September 2018, the FASB issued and ASU, Intangibles-Goodwill 

and Other-Internal-Use Software (Subtopic 350-40), Customer’s 
Accounting for Implementation Costs Incurred in a Cloud Computing 
Arrangement That is a Service Contract. This ASU requires implementation 
costs incurred by customers in cloud computing arrangements (i.e., 
hosting arrangements) to be capitalized under the same premises of 
authoritative guidance for internal-use software and deferred over 
the non-cancellable term of the cloud computing arrangements plus 
any option renewal periods that are reasonably certain to be exercised 
by the customer or for which the exercise is controlled by the service 
provider. This ASU will be effective for us beginning the first day of our 
2021 fiscal year. We are evaluating the impact of the adoption of this 
ASU on our financial condition, results of operations and cash flows, 
and, as such, we are not able to estimate the effect the adoption of the 
new standard will have on our financial statements.

In June 2018, the FASB issued an ASU, Improvements to Nonemployee 

Share-Based Payment Accounting. The FASB is issuing this update to 
simplify the accounting for share-based payments to nonemployees 
by aligning it with the accounting for share-based payments to 
employees, with certain exceptions. This ASU will be effective for us 
beginning the first day of our 2020 fiscal year. We do not expect that the 
adoption of this ASU to have an impact on our financial statements.
In February 2018, the FASB issued an ASU, Reclassification of 
Certain Tax Effects From Accumulated Other Comprehensive Income, 
which amends Accounting Standards Codification (“ASC”) 220, Income 
Statement — Reporting Comprehensive Income, to allow a reclassification 
from accumulated other comprehensive income to retained earnings 
for stranded tax effects resulting from the Tax Cuts and Jobs Act, (the 
“Act”). In addition, under the ASU, an entity will be required to provide 
certain disclosures regarding stranded tax effects. This ASU is effective 
for us the first day of our 2020 fiscal year. We do not expect that the 
adoption of this ASU to have an impact on our financial statements.
In January 2017, the FASB issued an ASU, Simplifying the Test for 
Goodwill Impairment, which removes the requirement to compare the 
implied fair value of goodwill with its carrying amount as part of step 2 
of the goodwill impairment test. The ASU permits an entity to perform 
its annual, or interim, goodwill impairment test by comparing the fair 
value of a reporting unit with its carrying amount and to recognize an 
impairment charge for the amount by which the carrying amount exceeds 
the reporting unit’s fair value; however, the loss recognized should not 
exceed the total amount of goodwill allocated to that reporting unit. This 
ASU will be effective for us beginning the first day of our 2021 fiscal year 
and is not expected to have a significant impact upon adoption.

In June 2016, the FASB issued ASU 2016-13, Financial Instruments 

– Measurement of Credit Losses on Financial Instruments, and 
subsequent amendments to the guidance, ASU 2018-19 in November 
2018 and ASU 2019-05 in May 2019 including codification improvements 
to Topic 326 in ASU 2019-04. The standard significantly changes 
how entities will measure credit losses for most financial assets and 
certain other instruments that aren’t measured at fair value through 
net income. The standard will replace today’s “incurred loss” approach 
with an “expected loss” model for instruments measured at amortized 
cost. For available-for-sale debt securities, entities will be required 
to record allowances rather than reduce the carrying amount, as they 
do today under the other-than-temporary impairment model. It also 
simplifies the accounting model for purchased credit-impaired debt 
securities and loans. The amendment will affect loans, debt securities, 
trade receivables, net investments in leases, off balance sheet 
credit exposures, reinsurance receivables, and any other financial 

C V G W / / 38-39

assets not excluded from the scope that have the contractual right 
to receive cash. ASU 2018-19 clarifies that receivables arising from 
operating leases are accounted for using lease guidance and not as 
financial instruments. ASU 2019-05 provides entities that have certain 
instruments with an option to irrevocably elect the fair value option. 
The amendments should be applied on either a prospective transition 
or modified-retrospective approach depending on the subtopic. This 
ASU will be effective for us beginning the first day of our 2021 fiscal 
year. Early adoption is permitted. We are evaluating the impact of the 
adoption of this ASU on our financial condition, results of operations 
and cash flows, and, as such, we are not able to estimate the effect the 
adoption of the new standard will have on our financial statements.

In February 2016, the FASB issued an ASU, Leases, which requires 

a dual approach for lessee accounting under which a lessee would 
account for leases as finance leases or operating leases. Both finance 
leases and operating leases will result in the lessee recognizing a 
right-of use asset (ROU) and a corresponding lease liability. For finance 
leases, the lessee would recognize interest expense and amortization 
of the right-of-use asset, and for operating leases, the lessee would 
recognize a straight-line total lease expense. The guidance also 
requires qualitative and specific quantitative disclosures to supplement 
the amounts recorded in the financial statements so that users can 
understand more about the nature of an entity’s leasing activities, 
including significant judgments and changes in judgments. This ASU will 
be effective for us beginning the first day of our 2020 fiscal year.
The new standard provides a number of optional practical 

expedients in transition. We expect to elect the ‘package of practical 

expedients’, which permits us not to reassess under the new standard 
our prior conclusions about lease identification, lease classification 
and initial direct costs. We do not expect to elect the use-of-hindsight 
or the practical expedient pertaining to land easements; the latter not 
being applicable to us. We expect to elect all of the new standard’s 
available transition practical expedients.

We will elect the alternative modified retrospective approach, 
applying ASC 840 to all comparative periods, including disclosures, 
and recognize the effects of applying ASC 842 as a cumulative-
effect adjustment to retained earnings as of the effective date. Upon 
adoption, the most significant effects are expected to relate to (1) the 
recognition of new ROU assets and lease liabilities on our balance 
sheet for our operating leases, which is expected to be between 
$ 60 million and $70 million at the beginning of fiscal 2020; and (2) 
providing significant new disclosures about our leasing activities.

QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK
Our financial instruments include cash and cash equivalents, 
accounts receivable, payable to growers, accounts payable, current 
and long-term borrowings pursuant to our credit facilities with financial 
institutions, and long-term, fixed-rate obligations. All of our financial 
instruments are entered into during the normal course of operations 
and have not been acquired for trading purposes. The table below 
summarizes interest rate sensitive financial instruments and presents 
principal cash flows in U.S. dollars, which is our reporting currency, 
and weighted-average interest rates by expected maturity dates, as of 
October 31, 2019.

EXPECTED MATURITY DATE OCTOBER 31,

2020 

2021 

2022 

2023 

2024  

THEREAFTER 

TOTAL 

FAIR VALUE

(All amounts in thousands)

ASSE TS

Cash and cash equivalents(1) 

$ 

7,973 

$ 

Accounts receivable(1) 

Notes receivable  

from FreshRealm(2) 

LIABILITIES

63,423 

— 

Payable to growers(1) 

$ 

13,463 

$ 

Accounts payable(1) 

Current borrowings pursuant  

to credit facilities(1) 

Fixed-rate long-term obligations(3)  

17,421 

— 

762 

$ 

$ 

— 

— 

— 

— 

— 

— 

803 

$ 

— 

— 

35,241 

$ 

— 

— 

— 

795 

$ 

$ 

— 

— 

— 

— 

— 

— 

749 

$ 

$ 

— 

— 

— 

— 

— 

— 

527 

— 

— 

— 

— 

— 

— 

2,538 

$ 

7,973 

$ 

63,423 

7,973

63,423

— 

35,241

$ 

13,463 

$ 

17,421 

— 

6,174 

13,463

17,421

—

6,249

(1) We believe the carrying amounts of cash and cash equivalents, accounts receivable, advances to suppliers, payable to growers, accounts payable, and current 

borrowings pursuant to credit facilities approximate their fair value due to the short maturity of these financial instruments.

(2) The notes to FreshRealm, as of October 31, 2019, bear interest at the rate of 10% annually, with monthly interest payments scheduled to begin on October 31, 2020. This 
first interest payment would represent interest due for the month of October 2020 only, with similar monthly payments scheduled to follow afterwards. The due date of 
the notes is November 1, 2021, with the Company having the option of up to two, one-year extensions (i.e. first to November 1, 2022, then to November 1, 2023).

(3) Fixed-rate long-term obligations bear interest rates ranging from 3.5% to 3.6% with a weighted-average interest rate of 3.6%. We project the impact of an increase or 

decrease in interest rates of 100 basis points would result in a change of fair value of approximately $310,000.

We were not a party to any derivative instruments during the 
fiscal year. It is currently our intent not to use derivative instruments 
for speculative or trading purposes. Additionally, we do not use any 
hedging or forward contracts to offset market volatility.

Our Mexican-based operations transact a significant portion of 
business in Mexican pesos. Funds are transferred by our corporate 

office to Mexico on a weekly basis to satisfy domestic cash needs. 
We do not currently use derivative instruments to hedge fluctuations 
in the Mexican peso to U.S. dollar exchange rates. Management does, 
however, evaluate this opportunity from time to time. Total foreign 
currency translation losses for fiscal years 2019, 2018, and 2017, net of 
gains, were $ 0.3 million, $ 0.8 million and $ 0.3 million.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Balance Sheets

Consolidated Statements of Income

C V G W / / 40-41

OCTOBER 31, 

(in thousands)

ASSE TS

Current Assets:

  Cash and cash equivalents 

  Accounts receivable, net of allowances of $3,366 (2019) $3,227 (2018) 

Inventories, net 

  Prepaid expenses and other current assets 

  Advances to suppliers 

Income taxes receivable 

  Total current assets 

Property, plant, and equipment, net 

Investment in Limoneira Company 

Investments in unconsolidated entities 

Deferred income taxes 

Goodwill 

Notes receivable from FreshRealm 

Other assets 

2019 

2018

YEAR ENDED OCTOBER 31, 

2019 

2018 

2017

$ 

7,973 

63,423 

36,889 

9,027 

7,338 

2,865 

127,515 

132,098 

31,734 

10,722 

3,447 

18,262 

35,241 

31,341 

$ 

1,520

66,143

35,044

16,727

5,555

3,521

128,510

122,143

42,609

24,805

4,377

18,262

—

27,030

(in thousands, except per share amounts)

Net sales 

Cost of sales 

Gross profit 

Selling, general and administrative 

Gain on sale of Temecula packinghouse 

Operating income 

Interest income 

Interest expense 

Other income, net 

Unrealized and realized net loss on Limoneira shares 

Income before provision for income taxes and loss  

from unconsolidated entities 

Provision for income taxes 

Net income (loss) from unconsolidated entities 

Net income 

$ 

390,360 

$ 

367,736

Less: Net loss (income) attributable to noncontrolling interest 

$ 

1,195,777 

$ 

1,088,758 

$ 

1,075,565

1,067,695 

128,082 

59,113 

2,077 

71,046 

2,675 

(948) 

499 

(9,722) 

63,550 

12,882 

(14,082) 

36,586 

60 

975,142 

113,616 

57,081 

— 

56,535 

318 

(831) 

559 

— 

56,581 

12,719 

(11,850) 

32,012 

269 

961,021

114,544

56,651

—

57,893

24

(1,023)

479

—

57,373

20,450

401

37,324

(54)

LIABILITIES AND SHAREHOLDERS’ EQUIT Y

Net income attributable to Calavo Growers, Inc. 

$ 

36,646 

$ 

32,281 

$ 

37,270

Current Liabilities:

  Payable to growers 

  Trade accounts payable 

  Accrued expenses 

  Short-term borrowings 

  Dividend payable 

  Current portion of long-term obligations 

  Total current liabilities 

Long-term Liabilities:

  Long-term obligations, less current portion 

  Deferred rent 

  Other long-term liabilities 

  Total long-term liabilities 

Commitments and contingencies

Shareholders’ Equity:

  Common stock ($0.001 par value, 100,000 shares authorized;  

  17,595 (2019) and 17,567 (2018) shares issued and outstanding) 

  Additional paid-in capital 

  Accumulated other comprehensive income 

  Noncontrolling interest 

  Retained earnings 

  Total shareholders’ equity 

$ 

$ 

13,463 

17,421 

39,629 

— 

19,354 

762 

90,629 

5,412 

3,681 

4,769 

13,862 

18 

161,606 

— 

1,688 

122,557 

285,869 

390,360 

$ 

$ 

14,001

13,735

38,521

15,000

17,568

118

98,943

314

2,678

842

3,834

18

157,928

12,141

1,748

93,124

264,959

367,736

CAL AVO GROW ERS, INC.’S NE T INCOME  
  PER SHARE :

  Basic 

  Diluted 

NUMBER OF SHARES USED IN  
  PER SHARE COMPUTATION :

  Basic 

  Diluted 

$ 

$ 

2.09 

2.08 

$ 

$ 

1.85 

1.84 

$ 

$ 

2.14

2.13

17,519 

17,593 

17,477 

17,568 

17,416

17,514

See accompanying notes to consolidated financial statements.

See accompanying notes to consolidated financial statements.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Statements of Comprehensive Income

Consolidated Statements of Shareholders’ Equity

C V G W / / 42-43

2019 

2018 

2017

COMMON STOCK 

SHARES 

AMOUNT 

ADDITIONAL 
PAID-IN 
CAPITAL 

ACCUMULATED 
OTHER 
COMPREHENSIVE 
INCOME 

RETAINED 
EARNINGS 

NON-  
CONTROLLING
INTEREST 

TOTAL

$ 

36,586 

$ 

32,012 

$ 

37,324

(in thousands)

Balance, October 31, 2016 

17,440 

$ 

17 

$ 

149,748 

$ 

6,544 

$ 

57,798 

$ 

962 

$ 

215,069

YEAR ENDED OCTOBER 31, 

(in thousands)

Net income 

Other comprehensive income, before tax:

  Unrealized investment gains 

Income tax expense related to items of other  
  comprehensive income 

Other comprehensive income, net of tax 

Comprehensive income 

  Less: Net loss (income) attributable to noncontrolling interest 

— 

— 

— 

36,586 

60 

2,247 

(540) 

1,707 

33,719 

269 

6,327

(2,437)

3,890

41,214

(54)

Comprehensive income – Calavo Growers, Inc. 

$ 

36,646 

$ 

33,988 

$ 

41,160

Exercise of stock options and  

income tax benefit 

Stock compensation expense 

Restricted stock issued 

Unrealized gain on Limoneira  

investment, net 

Dividend declared to shareholders 

Salsa Lisa contingent  
  consideration adjustment 

Avocados de Jalisco  
  noncontrolling interest 

Net income attributable to  
  Calavo Growers, Inc 

2 

— 

91 

— 

— 

— 

— 

— 

Balance, October 31, 2017 

17,533 

Exercise of stock options and  

income tax benefit 

Stock compensation expense 

Restricted stock issued 

Unrealized gain on Limoneira  

investment, net 

Dividend declared to shareholders 

Noncash transfer of  
  noncontrolling interest 

Avocados de Jalisco  
  noncontrolling interest 

Net income attributable to  
  Calavo Growers, Inc. 

3 

— 

31 

— 

— 

— 

— 

— 

Balance, October 31, 2018 

17,567 

Exercise of stock options and  

income tax benefit 

Stock compensation expense 

Restricted stock issued 

Unrealized gains on Limoneira  
investment reclassed to  
retained earnings 

Dividend declared to shareholders 

Avocados de Jalisco  
  noncontrolling interest 

Net income attributable to  
  Calavo Growers, Inc. 

4 

— 

24 

— 

— 

— 

— 

— 

1 

— 

— 

— 

— 

— 

18 

— 

— 

— 

— 

— 

— 

— 

— 

18 

— 

— 

— 

— 

— 

— 

404 

3,148 

1,172 

— 

— 

(229) 

— 

— 

— 

— 

— 

3,890 

— 

— 

— 

— 

154,243 

10,434 

53 

3,742 

891 

— 

— 

(1,001) 

— 

— 

— 

— 

— 

1,707 

— 

— 

— 

— 

157,928 

12,141 

85 

3,593 

— 

— 

— 

— 

— 

— 

— 

(12,141) 

— 

— 

— 

— 

— 

— 

(16,657) 

— 

— 

37,270 

78,411 

— 

— 

— 

— 

(17,568) 

— 

— 

32,281 

93,124 

— 

— 

— 

12,141 

(19,354) 

— 

— 

— 

— 

— 

— 

54 

— 

1,016 

— 

— 

— 

— 

— 

404

3,148

1,173

3,890

(16,657)

(229)

54

37,270

244,122

53

3,742

891

1,707

(17,568)

1,001 

—

(269) 

(269)

— 

1,748 

— 

— 

— 

— 

— 

32,281

264,959

85

3,593

—

—

(19,354)

— 

(60) 

(60)

See accompanying notes to consolidated financial statements.

See accompanying notes to consolidated financial statements.

Balance, October 31, 2019 

17,595 

$ 

18 

$ 

161,606 

$ 

— 

$ 

122,557 

$ 

1,688 

$ 

285,869

                         — 

      — 

  — 

        — 

     36,646                             —   

36,646

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Statements of Cash Flows

C V G W / / 44-45

YEAR ENDED OCTOBER 31, 

(in thousands)

CASH FLOWS FROM OPER ATING AC TIVITIES:

2019 

2018 

2017

YEAR ENDED OCTOBER 31, 

2019 

2018 

2017

(in thousands)

CASH FLOWS FROM FINANCING AC TIVITIES:

Net income 

$ 

36,586 

$ 

32,012 

$ 

37,324

Payment of dividend to shareholders 

Adjustments to reconcile net income to net cash provided by  
  operating activities:

  Depreciation and amortization 

  Provision for losses (gains) on accounts receivable 

  Net loss from unconsolidated entities 

  Unrealized and realized net loss on Limoneira shares 

Interest income on notes to FreshRealm 

  Stock-based compensation expense 

  Gain on sale of Temecula packinghouse 

  Loss on disposal of property, plant, and equipment 

  Deferred income taxes 

Effect on cash of changes in operating assets and liabilities:

  Accounts receivable, net 

Inventories, net 

  Prepaid expenses and other current assets 

  Advances to suppliers 

Income taxes receivable/payable 

  Other assets 

  Payable to growers 

  Deferred rent 

  Trade accounts payable, accrued expenses and other  

long-term liabilities 

  Net cash provided by operating activities 

CASH FLOWS FROM INVESTING AC TIVITIES:

Acquisitions of and deposits on property, plant, and equipment 

Investment in unconsolidated entities 

Proceeds received for repayment of San Rafael note 

Proceeds received from Limoneira stock sales 

Proceeds from sale of Temecula packinghouse 

Infrastructure advance to Agricola Belher 

Notes receivables advanced to FreshRealm 

Proceeds received for repayment of loan to FreshRealm 

Investment in Agricola Don Memo 

  Net cash used in investing activities 

13,633 

35 

14,082 

9,722 

(2,435) 

3,593 

(2,077) 

304 

930 

2,685 

(1,845) 

(2,508) 

(983) 

656 

(4,991) 

(538) 

1,004 

4,246 

72,099 

(16,721) 

— 

417 

1,154 

7,100 

— 

(23,800) 

— 

— 

(31,850) 

13,042 

(10) 

11,851 

— 

— 

4,633 

— 

121 

4,866 

3,617 

(4,186) 

(729) 

(1,009) 

(2,144) 

(3,118) 

(2,524) 

(54) 

(7,942) 

48,426 

(15,004) 

(3,500) 

436 

— 

— 

(3,000) 

(11,500) 

2,500 

(136) 

(30,204) 

10,691

1,230

(401)

—

—

4,320

—

74

2,725

(879)

991

(1,447)

79

(1,043)

(2,362)

(4,239)

425

14,652

62,140

(44,510)

(9,067)

409

—

—

—

—

—

(500)

(53,668)

Proceeds from revolving credit facility 

Payments on revolving credit facility 

Payments of minimum withholding taxes on  
  net share settlement of equity awards 

Purchase of noncontrolling interest of Salsa Lisa 

Payments on long-term obligations 

Proceeds from stock option exercises 

Net cash used in financing activities 

Net increase (decrease) in cash and cash equivalents 

Cash and cash equivalents, beginning of period 

Cash and cash equivalents, end of period 

SUPPLEMENTAL INFORMATION :

Cash paid during the year for:

Interest 

Income taxes 

NONCASH INVESTING AND FINANCING AC TIVITIES:

Declared dividends payable 

Acquisitions of property, plant, and equipment with capital lease 

Capital lease related to Temecula packinghouse 

Property, plant, and equipment included in trade accounts payable  
  and accrued expenses 

Collection for Agricola Belher Infrastructure Advance 

Unrealized investment gain 

See accompanying notes to consolidated financial statements.

See accompanying notes to consolidated financial statements.

(17,568) 

212,500 

(227,500) 

(1,008) 

— 

(305) 

85 

(33,796) 

6,453 

1,520 

7,973 

1,108 

10,224 

19,354 

2,827 

3,306 

2,059 

800 

— 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

(16,657) 

278,500 

(283,500) 

(1,587) 

— 

(136) 

53 

(23,327) 

(5,105) 

6,625 

1,520 

874 

9,262 

17,568 

— 

— 

946 

200 

2,247 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

(15,696)

163,500

(162,500)

—

(1,000)

(58)

65

(15,689)

(7,217)

13,842

6,625

1,094

17,011

16,657

8,368

—

1,833

200

6,326

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes To Consolidated Financial Statements

1.  DESCRIPTION OF THE BUSINESS

Prepaid Expenses and Other Current Assets

Business

Calavo Growers, Inc. (Calavo, the Company, we, us or our), is a 
global leader in the avocado industry and a provider of value-added 
fresh food. Our expertise in marketing and distributing avocados, 
prepared avocados, and other perishable foods allows us to deliver 
a wide array of fresh and prepared food products to retail grocery, 
foodservice, club stores, mass merchandisers, food distributors 
and wholesalers on a worldwide basis. We procure avocados from 
California, Mexico and other growing regions around the world. 
Through our various operating facilities, we (i) sort, pack, and/or ripen 
avocados, tomatoes and/or Hawaiian grown papayas, (ii) create, 
process and package a portfolio of healthy fresh foods including 
fresh-cut fruit and vegetables, and prepared foods and (iii) process 
and package guacamole and salsa. We distribute our products both 
domestically and internationally and report our operations in three 
different business segments: Fresh products, Calavo Foods and 
Renaissance Food Group (RFG).

2.  BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES
The accompanying consolidated financial statements were 

prepared in accordance with accounting principles generally accepted 
in the U.S.

Our consolidated financial statements include the accounts of 
Calavo Growers, Inc. and our wholly owned subsidiaries, Calavo de 
Mexico S.A. de C.V. (Calavo de Mexico), Calavo Foods de Mexico S.A. 
de C.V., Calavo Growers de Mexico, S. de R.L. de C.V. ( Calavo Growers 
de Mexico), Maui Fresh International, Inc. (Maui), Hawaiian Sweet, 
Inc. (HS), Hawaiian Pride, LLC (HP), Calavo Salsa Lisa, LLC (CSL), 
Avocados de Jalisco, S.A.P.I. de C.V. (Avocados de Jalisco), in which 
we have an 83 percent ownership interest, and RFG. All intercompany 
accounts and transactions have been eliminated in consolidation.

Use of Estimates

The preparation of financial statements in conformity with 
accounting principles generally accepted in the U.S. requires 
management to make estimates and assumptions that affect the 
amounts reported in the consolidated financial statements and 
accompanying notes. Among the significant estimates affecting the 
financial statements are those related to valuation allowances for 
valuation allowances for accounts and notes receivable, goodwill, 
grower advances, inventories, long-lived assets, valuation of and 
estimated useful lives of identifiable intangible assets, stock-based 
compensation, promotional allowances and income taxes. On an 
ongoing basis, management reviews its estimates based upon 
currently available information. Actual results could differ materially 
from those estimates.

Cash and Cash Equivalents

We consider all highly liquid financial instruments purchased with 
an original maturity date of three months or less to be cash equivalents. 
The carrying amounts of cash and cash equivalents approximate their 
fair values.

Prepaid expenses and other current assets consist primarily 

of non-trade receivables, infrastructure advances and prepaid 
expenses. Non-trade receivables were $ 5.3 million and $4.9 million 
at October 31, 2019 and 2018. Included in non-trade receivables are 
$1.9 million and $1.5 million related to the current portion of non-CDM 
Mexican IVA (i.e. value-added) taxes at October 31, 2019 and 2018 (See 
Note 15). Infrastructure advances are discussed below. In addition, 
at October 31, 2018, loans of $ 9.09 million to FreshRealm are included 
in prepaid expenses and other current assets (See Note 8). Prepaid 
expenses totaling $ 3.4 million and $2.8 million at October 31, 2019 and 
2018, are primarily for insurance, rent and other items.

Inventories

Inventories are stated at the lower of cost or net realizable value. 

Cost is computed on a monthly weighted-average basis, which 
approximates the first-in, first-out method; market is based upon 
estimated replacement costs. Costs included in inventory primarily 
include the following: fruit, picking and hauling, overhead, labor, 
materials and freight.

Property, Plant, and Equipment

Property, plant, and equipment are stated at cost and depreciated 

over their estimated useful lives using the straight-line method. 
Leasehold improvements are stated at cost and amortized over the 
lesser of their estimated useful lives or the term of the lease, using 
the straight-line method. Useful lives are as follows: buildings and 
improvements – 7 to 50 years; leasehold improvements – the lesser of 
the term of the lease or 7 years; equipment – 7 to 25 years; information 
systems hardware and software – 3 to 10 years. Significant repairs 
and maintenance that increase the value or extend the useful life of 
our fixed asset are capitalized. On-going maintenance and repairs are 
charged to expense.

Goodwill and Acquired Intangible Assets

Goodwill, defined as unidentified asset(s) acquired in conjunction 

with a business acquisition, is tested for impairment on an annual 
basis and between annual tests whenever events or changes 
in circumstances indicate that the carrying amount may not be 
recoverable. Goodwill is tested at the reporting unit level, which is 
defined as an operating segment or one level below the operating 
segment. We can use a qualitative test, known as “Step 0,” or a 
two-step quantitative method to determine whether impairment has 
occurred. In Step 0, we elect to perform an optional qualitative analysis 
and based on the results skip the two step analysis. In fiscal 2019, 2018 
and 2017, we elected to implement Step 0 and were not required to 
conduct the remaining two step analysis. Goodwill impairment testing 
requires significant judgment and management estimates, including, 
but not limited to, the determination of (i) the number of reporting 
units, (ii) the goodwill and other assets and liabilities to be allocated 
to the reporting units and (iii) the fair values of the reporting units. The 
estimates and assumptions described above, along with other factors 
such as discount rates, will significantly affect the outcome of the 
impairment tests and the amounts of any resulting impairment losses. 
The results of our Step 0 assessments indicated that it was more likely 
than not that the fair value of our reporting unit exceeded its carrying 

C V G W / / 46-47

value and therefore we concluded that there were no impairments for 
the years ended October 31, 2019 and 2018.

Long-lived Assets

Long-lived assets, including fixed assets and intangible assets 
(other than goodwill), are continually monitored and are reviewed for 
impairment whenever events or changes in circumstances indicate 
that the carrying amount of any such asset may not be recoverable. 
The determination of recoverability is based on an estimate of 
undiscounted cash flows expected to result from the use of an asset 
and its eventual disposition. The estimate of undiscounted cash flows 
is based upon, among other things, certain assumptions about future 
operating performance, growth rates and other factors. Estimates 
of undiscounted cash flows may differ from actual cash flows due to, 
among other things, technological changes, economic conditions, 
changes to the business model or changes in operating performance. If 
the sum of the undiscounted cash flows (excluding interest) is less than 
the carrying value, an impairment loss will be recognized, measured 
as the amount by which the carrying value exceeds the fair value of 
the asset. For fiscal years 2019 and 2018, we performed our annual 
assessment of long-lived assets and determined that no impairment 
existed as of October 31, 2019 and 2018.

Investments

We account for non-marketable investments using the equity 
method of accounting if the investment gives us the ability to exercise 
significant influence over, but not control, an investee. Significant 
influence generally exists when we have an ownership interest 
representing between 20% and 50% of the voting stock of the investee. 
Under the equity method of accounting, investments are stated at 
initial cost and are adjusted for subsequent additional investments and 
our proportionate share of earnings or losses and distributions.

In December 2014, Calavo formed a wholly owned subsidiary 
Calavo Growers De Mexico, S. de R.L. de C.V. (Calavo Sub). In July 
2015, Calavo Sub entered into a Shareholder Agreement with Grupo 
Belo del Pacifico, S.A. de C.V., (Belo) a Mexican Company owned by 
Agricola Belher, and Agricola Don Memo, S.A. de C.V. (Don Memo). 
Don Memo, a Mexican corporation formed in July 2013, is engaged in 
the business of owning and improving land in Jalisco, Mexico for the 
growing of tomatoes and other produce and the sale and distribution 
of tomatoes and other produce. Belo and Calavo Sub have an equal 
one-half ownership interest in Don Memo. Pursuant to a management 
service agreement, Belo, through its officers and employees, shall 
have day-to-day power and authority to manage the operations. In 
fiscal 2018, we contributed $ 0.1 million as investments in Don Memo. 
This investment contribution represent Calavo Sub’s 50% ownership in 
Don Memo, which is included in investment in unconsolidated entities 
on our balance sheet. We use the equity method to account for this 
investment. As of October 31, 2019 and 2018, we have an investment of 
$4.9 million and $4.9 million in Don Memo.

As of October 31, 2019 and 2018, we have an investment of 

$ 5.8 million and $19.9 million in FreshRealm, LLC (“FreshRealm”). We 
record the amount of our investment in FreshRealm in “Investment 
in unconsolidated entities” on our Consolidated Balance Sheets and 
recognize losses in FreshRealm in “Income/(loss) in unconsolidated 
entities” in our Consolidated Condensed Statement of Income. See 
Note 16 for additional information.

Effective July 31, 2018, we entered into a Note and Membership 

Unit Purchase Agreement (“NMUPA”) with FreshRealm, pursuant 
to which we agreed to provide additional financing to FreshRealm, 
subject to certain terms and conditions. Pursuant to such NMUPA, we 
entered into a Subscription Agreement with FreshRealm, whereby we 
purchased $ 3.5 million of equity units in FreshRealm, on July 31, 2018. 
As of October 31, 2018, our ownership percentage in FreshRealm was 
approximately 37%. In fiscal 2019, certain FreshRealm employees 
left the company surrendering their ownership units. This changed 
Calavo’s ownership percentage slightly to 38%.

In order to estimate the fair value of our investment in FreshRealm 

we hired an independent third-party expert to provide their 
written opinion on the fair value of our investment. We reviewed 
and considered their independent expert opinion in making our 
determination.

Marketable Securities

Our marketable securities consist of our investment in Limoneira 

Company (Limoneira) stock. We currently own less than 10% of 
Limoneira’s outstanding common stock. These securities are 
considered available for sale securities based on management’s 
intent with respect to such securities and are carried at fair value as 
determined from quoted market prices.

On November 1, 2018 we adopted a new accounting standard, 
which requires equity investments (except those accounted for under 
the equity method of accounting) to be measured at fair value with 
changes in fair value recognized in net income. With the adoption of 
this new standard, we reclassed unrealized gains of $12.1 million in 
accumulated other comprehensive income to retained earnings as of 
November 1, 2018. Additionally, for the year ended October 31, 2019, 
we sold 51,271 shares of Limoneira stock and recorded a loss of 
$ 0.1 million in our consolidated statements of income. Limoneira’s 
stock price at October 31, 2019, and October 31, 2018 equaled $18.92 
per share, and $24.65 per share. Our remaining shares of Limoneira 
stock, totaling 1,677,299, were revalued to $18.92 per share at 
October 31, 2019 and, as a result, we recorded a loss of $ 9.6 million 
for the year ended October 31, 2019 in our consolidated condensed 
statements of income.

The estimated fair value, cost, and gross unrealized gain related to 
such investment was $42.6 million, $23.5 million and $19.1 million as of 
October 31, 2018.

Advances to Suppliers

We advance funds to third-party growers primarily in Mexico for 
various farming needs. Typically, we obtain collateral (i.e. fruit, fixed 
assets, etc.) that approximates the value at risk, prior to making such 
advances. We continuously evaluate the ability of these growers to repay 
advances in order to evaluate the possible need to record an allowance. 
No such allowance was required at October 31, 2019 and 2018.

Pursuant to our distribution agreement, which was amended in 
fiscal 2011, with Agricola Belher (Belher) of Mexico, a producer of 
fresh vegetables, primarily tomatoes, for export to the U.S. market, 
Belher agreed, at their sole cost and expense, to harvest, pack, export, 
ship, and deliver tomatoes exclusively to our company, primarily our 
Arizona facility. In exchange, we agreed to sell and distribute such 
tomatoes, make advances to Belher for operating purposes, provide 
additional advances as shipments are made during the season (subject 

Notes To Consolidated Financial Statements

to limitations, as defined), and return the proceeds from such tomato 
sales to Belher, net of our commission and aforementioned advances. 
These advances will be collected through settlements by the end of 
each year. For fiscal 2019 and 2018, we agreed to advance $4.5 million 
and $4.09 million for preseason advances. As of October 31, 2019 and 
2018, we have total advances of $4.5 million and $4.09 million to Belher 
pursuant to this agreement, which is recorded in advances to suppliers.
Similar to Belher, we make advances to Don Memo for operating 

purposes, provide additional advances as shipments are made during 
the season, and return the proceeds from such tomato sales to Don 
Memo, net of our commission and aforementioned advances. As of 
October 31, 2019 and 2018, we have total advances of $ 3.7 million and 
$2.5 million to Don Memo, which is recorded in advances to suppliers, 
offset by tomato liabilities from the sales of tomatoes per the tomato 
marketing agreement.

Infrastructure Advances

Pursuant to our infrastructure agreements, we make advances 
to be used solely for the acquisition, construction, and installation 
of improvements to and on certain land owned/controlled by Belher, 
as well as packing line equipment. In August 2018, we entered into 
an amended infrastructure agreement with Belher and advanced 
$ 3.09 million. This amount shall be paid back in annual installments of 
$ 0.6 million through June 2023, and incurs interest at Libor plus 10%. 
Advances prior to this amended agreement incur interest at Libor plus 
3.0%. As of October 31, 2019, we have advanced a total of $2.6 million 
($ 0.8 million included in prepaid expenses and other current assets 
and $1.8 million included in other long-term assets). As of October 31, 
2018, we have advanced a total of $ 3.4 million ($ 0.8 million included in 
prepaid expenses and other current assets and $2.6 million included in 
other long-term assets). Belher may prepay, without penalty, all or any 
portion of the advances at any time. In order to secure their obligations 
pursuant to both agreements discussed above, Belher granted us 
a first-priority security interest in certain assets, including cash, 
inventory and fixed assets, as defined.

Accrued Expenses

Included in accrued expenses are liabilities related to the receipt of 

goods and/or services for which an invoice has not yet been received. 
These totaled approximately $18.7 million and $20.9 million for the year 
ended October 31, 2019 and 2018.

Revenue Recognition

Effective at the beginning of our fiscal 2019, the Company adopted  

Accounting Standards Update (ASU) No. 2014-09, “Revenue from  
Contracts with Customers,” and all the related amendments (Accounting 
Standards Codification (ASC) 606) using the modified retrospective 
method of adoption. ASC 606 consists of a comprehensive revenue 
recognition standard, which requires the recognition of revenue  
when control of promised goods are transferred to customers in an 
amount that reflects the consideration to which the entity expects  
to be entitled.

The Company recognizes revenue when obligations under 
the terms of a contract with its customer are satisfied; generally, 
this occurs with the transfer of control of its products. Revenue is 
measured as the amount of net consideration expected to be received 

in exchange for transferring products. Revenue from product sales is 
governed primarily by customer pricing and related purchase orders 
(“contracts”) which specify shipping terms and certain aspects of 
the transaction price including rebates, discounts and other sales 
incentives. Contracts are at standalone pricing. The performance 
obligation in these contracts is determined by each of the individual 
purchase orders and the respective stated quantities, with revenue 
being recognized at a point in time when obligations under the terms of 
the agreement are satisfied. This generally occurs with the transfer of 
control of our products to the customer and the product is delivered. 
The Company’s customers have an implicit and explicit right to return 
non-conforming products. A provision for payment discounts and 
product return allowances, which is estimated, is recorded as a 
reduction of sales in the same period that the revenue is recognized.

Sales Incentives and Other Promotional Programs

The Company routinely offers sales incentives and discounts 
through various regional and national programs to our customers and 
consumers. These programs include product discounts or allowances, 
product rebates, product returns, one-time or ongoing trade-promotion 
programs with customers and consumer coupon programs that require 
the Company to estimate and accrue the expected costs of such 
programs. The costs associated with these activities are accounted 
for as reductions to the transaction price of the Company’s products 
and are, therefore, recorded as reductions to gross sales at the time of 
sale. The Company bases its estimates of incentive costs on historical 
trend experience with similar programs, actual incentive terms per 
customer contractual obligations and expected levels of performance 
of trade promotions, utilizing customer and sales organization inputs. 
The Company maintains liabilities at the end of each period for the 
estimated incentive costs incurred but unpaid for these programs. 
Differences between estimated and actual incentive costs are 
generally not material and are recognized in earnings in the period such 
differences are determined. Reserves for product returns, accrued 
rebates and promotional accruals are included in the condensed 
consolidated balance sheets as part of accrued expenses.

Principal vs. Agent Considerations

We frequently enter into consignment arrangements with 

avocado and tomato growers and packers located outside of the U.S. 
and growers of certain perishable products in the U.S. We evaluate 
whether its performance obligation is a promise to transfer services 
to the customer (as the principal) or to arrange for services to be 
provided by another party (as the agent) using a control model. This 
evaluation determined that the Company is in control of establishing 
the transaction price, managing all aspects of the shipments process 
and taking the risk of loss for delivery, collection, and returns. Based 
on the Company’s evaluation of the control model, it determined that 
all of the Company’s major businesses act as the principal rather than 
the agent within their revenue arrangements and such revenues are 
reported on a gross basis.

Practical Expedients

The Company elected the following practical expedients upon 
its adoption of Accounting Standards Update (“ASU”) No. 2014-09, 
Revenue from Contracts with Customers (ASC Topic 606).

C V G W / / 48-49

interest at the rate of 10% annually, with monthly interest payments 
scheduled to begin on October 31, 2020. This first interest payment 
would represent interest due for the month of October 2020 only, with 
similar monthly payments scheduled to follow afterwards. The due 
date of the notes is November 1, 2021, with the Company having the 
option of up to two, one-year extensions (i.e. first to November 1, 2022, 
then to November 1, 2023). At October 31, 2019, we have a receivable 
of $2.4 million related to interest that we have recorded within Note 
receivables to FreshRealm on the balance sheet. We assess the 
collectability of these notes from FreshRealm based on their financial 
results and, primarily, their cash projections. We have concluded no 
reserve is necessary as of October 31, 2019. See Notes 8 and 16 in our 
consolidated financial statements for further information.

Consignment Arrangements

We frequently enter into consignment arrangements with 

avocado and tomato growers and packers located outside of the U.S. 
and growers of certain perishable products in the U.S. Although we 
generally do not take legal title to these avocados and perishable 
products, we do assume responsibilities (principally assuming 
credit risk, inventory loss and delivery risk, and pricing risk) that are 
consistent with acting as a principal in the transaction. Accordingly, 
the accompanying financial statements include sales and cost of sales 
from the sale of avocados and perishable products procured under 
consignment arrangements. Amounts recorded for each of the fiscal 
years ended October 31, 2019, 2018 and 2017 in the financial statements 
pursuant to consignment arrangements are as follows (in thousands):

Sales 

Cost of Sales 

Gross Profit 

2019 

2018 

2017

$ 

$ 

64,510 

$ 

43,490 

$ 

25,891

57,061 

38,186 

22,784

7,449 

$ 

5,304 

$ 

3,107

Advertising Expense

Advertising costs are expensed when incurred and are generally 

included as a component of selling, general and administrative 
expense. Such costs were approximately $ 0.3 million, $ 0.2 million  
and $ 0.1 million for fiscal years 2019, 2018, and 2017.

Research and Development

Research and development costs are expensed as incurred 
and are generally included as a component of selling, general and 
administrative expense. Total research and development costs for 
fiscal years 2019, 2018 and 2017 were less than $ 0.1 million.

Other Income

Included in other income is dividend income totaling $ 0.6 million for 

fiscal year 2019. Dividend income totaled $ 0.6 million and $ 0.5 million 
for fiscal years 2018 and 2017. See Note 8 for related party disclosure 
related to other income.

•   Shipping and handling costs – The company elected to account 

for shipping and handling activities that occur before the 
customer has obtained control of a good as fulfillment activities 
rather than as a promised service.

•   Measurement of transaction price – The Company has elected 
to exclude from the measurement of transaction price all taxes 
assessed by a governmental authority that are both imposed on, 
and concurrent with, a specific revenue-producing transaction 
and collected by the Company from a customer for sales taxes.

•   Contract costs – The Company has elected to recognize the 

incremental costs of obtaining a contract as an expense when 
incurred if the amortization period is one year or less.
The adoption of ASC 606 did not have an impact on our 

consolidated results of operations for the year ended October 31, 2019.

Customers

We sell to retail grocery, foodservice, club stores, mass 

merchandisers, food distributors and wholesale customers. Our top 
ten customers accounted for approximately 59%, 59% and 59% of 
our consolidated net sales in fiscal years 2019, 2018 and 2017. Sales 
to our largest customer, Kroger (including its affiliates), represented 
approximately 21%, 20%, and 19% of net sales in each of fiscal years 
2019, 2018, and 2017. Additionally, Wal-Mart (including its affiliates) 
represented approximately 13% and 10% of net sales in fiscal years 
2019 and 2018. No other single customer accounted for more than 10% 
of our net sales in any of the last three fiscal years.

Shipping and Handling

We include shipping and handling fees billed to customers in net 
revenues. Amounts incurred by us for freight are included in cost of 
goods sold.

Promotional Allowances

We provide for promotional allowances at the time of sale, based 

on our historical experience. Our estimates are generally based on 
evaluating the historical relationship between promotional allowances 
and gross sales. The derived percentage is then applied to the current 
period’s sales revenues in order to arrive at the appropriate debit 
to sales allowances for the period. The offsetting credit is made 
to accrued expenses. When certain amounts of specific customer 
accounts are subsequently identified as promotional, they are written 
off against this allowance. Actual amounts may differ from these 
estimates and such differences are recognized as an adjustment to net 
sales in the period they are identified.

Allowance for Accounts Receivable

We provide an allowance for estimated uncollectible accounts 
receivable balances based on historical experience and the aging of 
the related accounts receivable.

Notes receivable from FreshRealm

As of October 31, 2019, and October 31, 2018, we had notes 

receivable (including interest) from FreshRealm totaling $ 35.2 million 
and $ 9.09 million. At October 31, 2018, notes receivable from 
FreshRealm of $ 9.09 million was included in prepaids and other 
current assets. The notes to FreshRealm, as of October 31, 2019, bear 

 
 
 
 
 
 
Notes To Consolidated Financial Statements

Income Taxes

We account for deferred tax liabilities and assets for the future 
consequences of events that have been recognized in our consolidated 
financial statements or tax returns. Measurement of the deferred items 
is based on enacted tax laws. In the event the future consequences 
of differences between financial reporting bases and tax bases of 
our assets and liabilities result in a deferred tax asset, we perform an 
evaluation of the probability of being able to realize the future benefits 
indicated by such asset. A valuation allowance related to a deferred 
tax asset is recorded when it is more likely than not that some portion 
or all of the deferred tax asset will not be realized.

We recognize the tax benefit from an uncertain tax position only 

if it is more likely than not that the tax position will be sustained on 
examination by the taxing authorities, based on the technical merits of 
the position. The tax benefits recognized in the financial statements from 
such a position should be measured based on the largest benefit that has 
a greater than 50% likelihood of being realized upon ultimate settlement.

As a multinational corporation, we are subject to taxation in 
many jurisdictions, and the calculation of our tax liabilities involves 
dealing with uncertainties in the application of complex tax laws and 
regulations in various taxing jurisdictions. If we ultimately determine 
that the payment of these liabilities will be unnecessary, the liability 

will be reversed and we will recognize a tax benefit during the period 
in which it is determined the liability no longer applies. Conversely, we 
record additional tax charges in a period in which it is determined that 
a recorded tax liability is less than the ultimate assessment is expected 
to be.

The application of tax laws and regulations is subject to legal 
and factual interpretation, judgment and uncertainty. Tax laws and 
regulations themselves are subject to change as a result of changes 
in fiscal policy, changes in legislation, the evolution of regulations and 
court rulings. Therefore, the actual liability for U.S. or foreign taxes 
may be materially different from management’s estimates, which 
could result in the need to record additional tax liabilities or potentially 
reverse previously recorded tax liabilities.

Basic and Diluted Net Income per Share

Basic earnings per share is calculated using the weighted-average 

number of common shares outstanding during the period without 
consideration of the dilutive effect of stock options and contingent 
consideration. Diluted earnings per common share is calculated using 
the weighted-average number of common shares outstanding during 
the period after consideration of the dilutive effect of stock options and 
the effect of contingent consideration shares.

Basic and diluted net income per share is calculated as follows (U.S. dollars in thousands, except per share data):

YEAR ENDED OCTOBER 31, 

Numerator:

2019 

2018 

2017

Net Income attributable to Calavo Growers, Inc. 

$ 

36,646 

$ 

32,281 

$ 

37,270

Denominator:

Weighted average shares – Basic 

Effect on dilutive securities – Restricted stock/options 

Weighted average shares - Diluted 

Net income per share attributable to Calavo Growers, Inc:

Basic 

Diluted 

17,519 

74 

17,593 

17,477 

91 

17,568 

17,416

98

17,514

$ 

$ 

2.09 

2.08 

$ 

$ 

1.85 

1.84 

$ 

$ 

2.14

2.13

Stock-Based Compensation

Foreign Currency Translation and Remeasurement

We account for awards of equity instruments issued to employees 
under the fair value method of accounting and recognize such amounts 
in our statements of income. We measure compensation cost for all 
stock-based awards at fair value on the date of grant and recognize 
compensation expense in our consolidated statements of income over 
the service period that the awards are expected to vest.

For the years ended October 31, 2019, 2018 and 2017, we recognized 

compensation expense of $ 3.6 million, $4.6 million, and $4.3 million 
related to stock-based compensation (See Note 12). The value of the 
stock-based compensation was determined from quoted market prices 
at the date of the grant.

Our foreign operations are subject to exchange rate fluctuations 
and foreign currency transaction costs. The functional currency of our 
foreign subsidiaries is the United States dollar. As a result, monetary 
assets and liabilities are translated into U.S. dollars at exchange rates 
as of the balance sheet date and non-monetary assets, liabilities 
and equity are translated at historical rates. Sales and expenses are 
translated using a weighted-average exchange rate for the period. 
Gains and losses resulting from those remeasurements are included in 
income. Gains and losses resulting from foreign currency transactions 
are also recognized currently in income. Total foreign currency 
translation losses for fiscal 2019, 2018 and 2017, net of gains, were 
$ 0.3 million, $ 0.8 million, and $ 0.3 million.

C V G W / / 50-51

Fair Value of Financial Instruments

We believe that the carrying amounts of cash and cash equivalents, 

accounts receivable, accounts payable, and short-term borrowings 
approximates fair value based on either their short-term nature or on 
terms currently available to the Company in financial markets. Due to 
current market rates, we believe that our fixed-rate long-term obligations 
have nearly the same fair value and carrying value of approximately 
$ 6.2 million and $ 0.4 million as of October 31, 2019 and 2018.

Deferred Rent

As part of certain lease agreements, we receive construction 
allowances from our landlords. The construction allowances are 
deferred and amortized on a straight-line basis over the life of the lease 
as a reduction to rent expense.

Derivative Financial Instruments

We were not a party to any material derivative instruments 
during the fiscal year. It is currently our intent not to use derivative 
instruments for speculative or trading purposes. Additionally, we do 
not use any hedging or forward contracts to offset market volatility.

Recently Issued Accounting Standards

In October 2018, the FASB issued ASU 2018-17, Targeted 

Improvements to Related Party Guidance for Variable Interest Entities. 
This ASU provides that indirect interests held through related parties in 
common control arrangements should be considered on a proportional 
basis for determining whether fees paid to decision makers and 
service providers are variable interests. The new guidance is effective 
for fiscal years beginning after December 15, 2019. This ASU will be 
effective for us beginning the first day of our 2021 fiscal year. We are 
evaluating the impact of the adoption of this ASU on our financial 
condition, results of operations and cash flows, and, as such, we are 
not able to estimate the effect the adoption of the new standard will 
have on our financial statements.

In September 2018, the FASB issued and ASU, Intangibles-
Goodwill and Other-Internal-Use Software (Subtopic 350-40), 
Customer’s Accounting for Implementation Costs Incurred in a Cloud 
Computing Arrangement That is a Service Contract. This ASU requires 
implementation costs incurred by customers in cloud computing 
arrangements (i.e., hosting arrangements) to be capitalized under the 
same premises of authoritative guidance for internal-use software 
and deferred over the non-cancellable term of the cloud computing 
arrangements plus any option renewal periods that are reasonably 
certain to be exercised by the customer or for which the exercise is 
controlled by the service provider. This ASU will be effective for us 
beginning the first day of our 2021 fiscal year. We are evaluating the 
impact of the adoption of this ASU on our financial condition, results  
of operations and cash flows, and, as such, we are not able to  
estimate the effect the adoption of the new standard will have on  
our financial statements.

In June 2018, the FASB issued an ASU, Improvements to 

Nonemployee Share-Based Payment Accounting. The FASB is issuing 
this update to simplify the accounting for share-based payments to 
nonemployees by aligning it with the accounting for share-based 
payments to employees, with certain exceptions. This ASU will be 
effective for us beginning the first day of our 2020 fiscal year. We do  

not expect that the adoption of this ASU to have an impact on our 
financial statements.

In February 2018, the FASB issued an ASU, Reclassification of 
Certain Tax Effects From Accumulated Other Comprehensive Income, 
which amends Accounting Standards Codification (“ASC”) 220, 
Income Statement — Reporting Comprehensive Income, to allow a 
reclassification from accumulated other comprehensive income to 
retained earnings for stranded tax effects resulting from the Tax Cuts 
and Jobs Act, (the “Act”). In addition, under the ASU, an entity will be 
required to provide certain disclosures regarding stranded tax effects. 
This ASU is effective for us the first day of our 2020 fiscal year. We 
do not expect that the adoption of this ASU to have an impact on our 
financial statements.

In January 2017, the FASB issued an ASU, Simplifying the Test for 
Goodwill Impairment, which removes the requirement to compare the 
implied fair value of goodwill with its carrying amount as part of step 2 
of the goodwill impairment test. The ASU permits an entity to perform 
its annual, or interim, goodwill impairment test by comparing the fair 
value of a reporting unit with its carrying amount and to recognize 
an impairment charge for the amount by which the carrying amount 
exceeds the reporting unit’s fair value; however, the loss recognized 
should not exceed the total amount of goodwill allocated to that 
reporting unit. This ASU will be effective for us beginning the first day 
of our 2021 fiscal year and is not expected to have a significant impact 
upon adoption.

In June 2016, the FASB issued ASU 2016-13, Financial Instruments 

– Measurement of Credit Losses on Financial Instruments, and 
subsequent amendments to the guidance, ASU 2018-19 in November 
2018 and ASU 2019-05 in May 2019 including codification improvements 
to Topic 326 in ASU 2019-04. The standard significantly changes 
how entities will measure credit losses for most financial assets and 
certain other instruments that aren’t measured at fair value through 
net income. The standard will replace today’s “incurred loss” approach 
with an “expected loss” model for instruments measured at amortized 
cost. For available-for-sale debt securities, entities will be required 
to record allowances rather than reduce the carrying amount, as they 
do today under the other-than-temporary impairment model. It also 
simplifies the accounting model for purchased credit-impaired debt 
securities and loans. The amendment will affect loans, debt securities, 
trade receivables, net investments in leases, off balance sheet 
credit exposures, reinsurance receivables, and any other financial 
assets not excluded from the scope that have the contractual right 
to receive cash. ASU 2018-19 clarifies that receivables arising from 
operating leases are accounted for using lease guidance and not as 
financial instruments. ASU 2019-05 provides entities that have certain 
instruments with an option to irrevocably elect the fair value option. 
The amendments should be applied on either a prospective transition 
or modified-retrospective approach depending on the subtopic. This 
ASU will be effective for us beginning the first day of our 2021 fiscal 
year. Early adoption is permitted. We are evaluating the impact of the 
adoption of this ASU on our financial condition, results of operations 
and cash flows, and, as such, we are not able to estimate the effect the 
adoption of the new standard will have on our financial statements.

In February 2016, the FASB issued an ASU, Leases, which requires 

a dual approach for lessee accounting under which a lessee would 
account for leases as finance leases or operating leases. Both finance 
leases and operating leases will result in the lessee recognizing 

 
 
 
 
 
 
 
 
 
Notes To Consolidated Financial Statements

a right-of use asset (ROU) and a corresponding lease liability. For 
finance leases, the lessee would recognize interest expense and 
amortization of the right-of-use asset, and for operating leases, 
the lessee would recognize a straight-line total lease expense. The 
guidance also requires qualitative and specific quantitative disclosures 
to supplement the amounts recorded in the financial statements so 
that users can understand more about the nature of an entity’s leasing 
activities, including significant judgments and changes in judgments. 
This ASU will be effective for us beginning the first day of our 2020 
fiscal year.

The new standard provides a number of optional practical 

expedients in transition. We expect to elect the ‘package of practical 
expedients’, which permits us not to reassess under the new standard 
our prior conclusions about lease identification, lease classification 
and initial direct costs. We do not expect to elect the use-of-hindsight 
or the practical expedient pertaining to land easements; the latter not 
being applicable to us. We expect to elect all of the new standard’s 
available transition practical expedients.

We will elect the alternative modified retrospective approach, 
applying ASC 840 to all comparative periods, including disclosures, 
and recognize the effects of applying ASC 842 as a cumulative-
effect adjustment to retained earnings as of the effective date. Upon 
adoption, the most significant effects are expected to relate to (1) the 
recognition of new ROU assets and lease liabilities on our balance 
sheet for our operating leases, which is expected to be between 
$ 60 million and $70 million at the beginning of fiscal 2020; and (2) 
providing significant new disclosures about our leasing activities.

Comprehensive Income

Comprehensive income is defined as all changes in a company’s net 
assets, except changes resulting from transactions with shareholders. 
For the fiscal year ended October 31, 2018, other comprehensive income 
includes the unrealized gain on our Limoneira investment totaling 
$1.7 million, net of income taxes. Limoneira’s stock price at October 
31, 2018 equaled $24.65 per share. For the fiscal year ended October 
31, 2017, other comprehensive income includes the unrealized gain on 
our Limoneira investment totaling $ 3.9 million, net of income taxes. 
Limoneira’s stock price at October 31, 2017 equaled $23.35 per share.
In January 2016, the FASB issued an ASU, which requires equity 
investments (except those accounted for under the equity method of 
accounting) to be measured at fair value with changes in fair value 
recognized in net income. The Company adopted this new standard at 
the beginning of fiscal 2019. Limoneira’s stock price at October 31, 2019, 
and October 31, 2018 equaled $18.92 per share, and $24.65 per share. 
Our shares of Limoneira stock, totaling 1,677,299, were revalued to 
$18.92 per share at October 31, 2019 and, as a result, we recorded 
a loss of $ 9.6 million for the year ended October 31, 2019 in our 
consolidated condensed statements of income.

Noncontrolling Interest

The following tables reconcile shareholders’ equity attributable to 
noncontrolling interest related to Avocados de Jalisco (in thousands).

AVOCADOS DE JALISCO 
NONCONTROLLING INTEREST 

YEAR ENDED 
OCTOBER 31, 2019  

YEAR ENDED 
OCTOBER 31, 2018

Noncontrolling interest,  
  beginning 

Noncash transfer of  
  noncontrolling interest 

Net loss attributable to  
  noncontrolling interest  
  of Avocados de Jalisco 

Noncontrolling interest,  
  ending 

$ 

1,748 

$ 

1,016

— 

(60) 

1,001

(269)

$ 

1,688 

$ 

1,748

3. 

INVENTORIES
Inventories consist of the following (in thousands):

OCTOBER 31, 

Fresh fruit 

2019 

2018

$ 

15,874 

$ 

12,902

Packing supplies and ingredients 

Finished prepared foods 

11,370 

9,645 

10,889

11,253

$ 

36,889 

$ 

35,044

We assess the recoverability of inventories through an ongoing 

review of inventory levels in relation to sales and forecasts and 
product marketing plans. When the inventory on hand, at the time of 
the review, exceeds the foreseeable demand, the value of inventory 
that is not expected to be sold is written down. The amount of the 
write-down is the excess of historical cost over estimated realizable 
value. Once established, these write-downs are considered permanent 
adjustments to the cost basis of the excess inventory.

The assessment of the recoverability of inventories and the 

amounts of any write-downs are based on currently available 
information and assumptions about future demand and market 
conditions. Demand for processed avocado products may fluctuate 
significantly over time, and actual demand and market conditions 
may be more or less favorable than our projections. In the event that 
actual demand is lower than originally projected, additional inventory 
write-downs may be required. No adjustment was necessary as of 
October 31, 2019 and 2018.

C V G W / / 52-53

4.  PROPERTY, PLANT, AND EQUIPMENT

Property, plant, and equipment consist of the following  

(in thousands):

OCTOBER 31, 

Land  

Buildings and improvements 

Leasehold improvements 

Equipment 

Information systems –  
  hardware and software 

Construction in progress 

2019 

2018

$ 

11,008 

$ 

11,569

45,614 

26,267 

99,237 

10,822 

10,351 

203,299 

44,828

26,004

89,451

10,752

5,867

188,471

Less accumulated depreciation  
  and amortization 

(71,201) 

(66,328)

$ 

132,098 

$  122,143

The intangible assets consist of the following (in thousands):

Depreciation expense was $13.09 million, $11.9 million and 

$ 9.5 million for fiscal years 2019, 2018, and 2017, of which $ 0.4 million, 
$ 0.3 million and $ 0.5 million was related to depreciation on capital 
leases for fiscal year 2019, 2018, and 2017.

Property, plant, and equipment include various capital leases 
which total $7.5 million and $ 3.4 million, less accumulated depreciation 
of $1.1 million and $ 3.3 million as of October 31, 2019 and 2018.

5.  OTHER ASSETS

Other assets consist of the following (in thousands):

OCTOBER 31, 

2019 

2018

Mexican IVA (i.e. value-added)  
taxes receivable (see note 15) 

$ 

27,592 

$ 

21,859

Infrastructure advance  
to Agricola Belher 

Intangibles, net 

Other 

1,800 

435 

1,514 

2,600

1,109

1,462

$ 

31,341 

$ 

27,030

OCTOBER 31, 2019 

OCTOBER 31, 2018

WEIGHTED- 
AVERAGE 
USEFUL LIFE 

GROSS 
CARRYING 
VALUE 

ACCUMULATED 
AMORTIZATION 

NET BOOK 
VALUE 

GROSS 
CARRYING 
VALUE 

ACCUMULATED 
AMORTIZATION 

NET BOOK 
VALUE

Customer list/relationships 

Trade names 

Trade secrets/recipes 

Brand name intangibles 

Intangibles, net 

— 

— 

9.3 years 

indefinite 

$ 

7,640 

$ 

(7,640) 

$ 

2,760 

630 

275 

(2,760) 

(470) 

— 

$ 

11,305 

$ 

(10,870) 

$ 

— 

— 

160 

275 

435 

$ 

7,640 

$ 

(7,106) 

$ 

2,760 

630 

275 

(2,672) 

(418) 

— 

534

88

212

275

$ 

11,305 

$ 

(10,196) 

$ 

1,109

We recorded amortization expense of approximately $ 0.7 million, 

$1.1 million, and $1.2 million for fiscal years 2019, 2018, and 2017. 
We anticipate recording amortization expense of approximately 
$ 0.1 million for each fiscal years 2020 through 2023.

6.  REVOLVING CREDIT FACILITIES

In June 2016, we entered into a new Credit Agreement with Bank 

of America, N.A. (Bank of America) as administrative agent and 
Merrill Lynch, Pierce, Fenner & Smith Inc. as joint lead arranger and 
sole bookrunner, and Farm Credit West (FCW), as joint lead arranger. 
The Credit Agreement provides for a five-year, $ 80 million syndicated 
senior unsecured revolving credit facility maturing on June 14, 2021 
(the Credit Facility). For our line of credit the weighted-average 
interest rate was 3.8% and 3.4% at October 31, 2019 and 2018. Under 
this credit facility, there was nothing outstanding as of October 31, 2019 
and we had $15.09 million outstanding as of October 31, 2018.

Provided there exists no default, upon notice to Bank of America, 
the Company may from time to time, request an increase in the Credit 

Facility by an amount not exceeding $ 50 million (the Accordion). 
Any future exercises of the Accordion would require additional 
commitments from existing or new lenders.

Borrowings under the Credit Facility will be at the Company’s 
discretion either at a Eurodollar Rate (LIBOR) loan plus applicable 
margin or a base rate loan plus applicable margin. The applicable 
margin will be based on the Company’s Consolidated Leverage Ratio 
and can range from 1.00% to 1.50% for LIBOR loans and 0.00% to 0.50% 
for Base Rate Loans. The Credit Facility also includes a commitment 
fee on the unused commitment amount at a rate per annum of 0.15%.
The Credit Facility contains customary affirmative and negative 
covenants for agreements of this type, including the following financial 
covenants applicable to the Company and its subsidiaries on a 
consolidated basis: (a) a quarterly consolidated leverage ratio of not 
more than 2.50 to 1.00 and (b) a quarterly consolidated fixed charge 
coverage ratio of not less than 1.15 to 1.00. We were in compliance with 
all such covenants at October 31, 2019 and 2018.

The Credit Facility also contains customary events of default. If any 
event of default occurs and is continuing, Bank of America may take the 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes To Consolidated Financial Statements

following actions: (a) declare the commitment of each lender to make 
loans and any obligation of the Issuer to make credit extensions to be 
terminated; (b) declare the unpaid principal amount of all outstanding 
loans, all interest, and all other amounts to be immediately due and 
payable; (c) require that Calavo cash collateralize the obligations; and 
(d) exercise on behalf of itself, the lenders and the Issuer all rights and 
remedies available to it.

7.  COMMITMENTS AND CONTINGENCIES

Commitments and guarantees

We lease facilities and certain equipment under non-cancelable 

leases expiring at various dates through 2031. We are committed 
to make minimum cash payments under these agreements as of 
October 31, 2019, as follows (in thousands):

2020   

2021   

2022   

2023   

2024   

Thereafter 

$ 

9,534

9,007

8,672

8,603

8,203

50,796

$ 

94,815

Total rent expense amounted to approximately $10.7 million, 
$ 6.4 million and $ 6.09 million for the years ended October 31, 2019, 
2018, and 2017 Rent to Limoneira, for our corporate office, amounted to 
approximately $ 0.3 million for fiscal years 2019, 2018, and 2017.

In April 2019, we sold our Temecula, California packinghouse 
for $7.1 million in cash and, concurrently, leased back a portion of 
the facility representing approximately one-third of the total square 
footage. In connection with the capital lease we capitalized $ 3.2 million 
as a capital lease in property, plant and equipment and recorded 
a lease liability of $ 3.2 million ($ 0.1 million in current portion and 
$ 3.1 million in long term debt).

During our third quarter of fiscal year 2019, we entered into a 
10-year building and equipment lease for fresh food facility in Conley, 
GA. This facility is primarily intended to process fresh-cut fruit 
& vegetables and prepared foods products for our RFG business 
segment. Annual rent for the building and equipment approximates 
$ 0.9 million and $ 0.6 million, respectively, over the life of the lease. The 
lease for the equipment is considered to be a capital lease, therefore, 
we calculated the present value of the minimum lease payments 
related to the equipment and capitalized $2.8 million as a capital lease 
in property, plant and equipment and recorded $2.8 million as a lease 
obligation.

We indemnify our directors and have the power to indemnify each 

of our officers, employees and other agents, to the maximum extent 
permitted by applicable law. No amounts have been accrued in the 
accompanying financial statements related to these indemnifications.

Litigation

From time to time, we are also involved in other litigation arising in 
the ordinary course of our business that we do not believe will have a 
material adverse impact on our financial statements.

Mexico tax audits

We conduct business both domestically and internationally and, 
as a result, one or more of our subsidiaries files income tax returns in 
U.S. federal, U.S. state and certain foreign jurisdictions. Accordingly, in 
the normal course of business, we are subject to examination by taxing 
authorities, primarily in Mexico and the United States. During our third 
quarter of fiscal 2016, our wholly owned subsidiary, Calavo de Mexico 
(CDM), received a written communication from the Ministry of Finance 
and Administration of the government of the State of Michoacan, 
Mexico (MFM) containing preliminary observations related to a 2011 
tax audit of such subsidiary. MFM’s preliminary observations outline 
certain proposed adjustments primarily related to intercompany 
funding, deductions for services from certain vendors/suppliers 
and Value Added Tax (IVA). During the period from our fourth fiscal 
quarter of 2016 through our first fiscal quarter of 2019, we attempted 
to resolve our case with the MFM through working meetings attended 
by representatives of the MFM, CDM and PRODECON (Local Tax 
Ombudsman). However, we were unable to materially resolve our case 
with the MFM through the PRODECON process.

As a result, in April 2019, the MFM issued a final tax assessment 
to CDM (“the 2011 Assessment”) totaling approximately $2.2 billion 
Mexican pesos (approx. $114.4 million USD at October 31, 2019) 
related to Income Tax, Flat Rate Business Tax and Value Added Tax, 
corresponding to the fiscal 2011 tax audit. We have consulted with an 
internationally recognized tax advisor and continue to believe this tax 
assessment is without merit. Therefore, we filed an administrative 
appeal challenging the MFM’s fiscal 2011 assessment on June 12, 
2019. The filing of an administrative appeal in Mexico is a process in 
which the taxpayer appeals to a different office within the Mexican 
tax authorities, forcing the legal office within the MFM to rule on the 
matter. This process preserves the taxpayer’s right to litigate in tax 
court if the administrative appeal process ends without a favorable or 
just resolution. Furthermore, in August 2018, we received a favorable 
ruling from Mexico’s Federal Tax Administration Service, Servicio de 
Administracion Tributaria’s (the “SAT”) central legal department in 
Mexico City on another tax matter (see Note 15 regarding IVA refunds) 
indicating that they believe that our legal interpretation is accurate on 
a matter that is also central to the 2011 Assessment. We believe this 
recent ruling undermines the Assessment we received in April 2019. 
We believe we have the legal arguments and documentation to sustain 
the positions challenged by the MFM.

Additionally, we also received notice from the SAT, that CDM is 
currently under examination related to fiscal year 2013. In January 
2017, we received preliminary observations from SAT outlining certain 
proposed adjustments primarily related to intercompany funding, 
deductions for services from certain vendors/suppliers, and VAT. We 
provided a written rebuttal to these preliminary observations during 
our second fiscal quarter of 2017. During the period from our third fiscal 
quarter of 2017 through our third fiscal quarter of 2018, we attempted 
to resolve our case with the SAT through working meetings attended 
by representatives of the SAT, CDM and the PRODECON. However, we 
were unable to materially resolve our case with the SAT through the 
PRODECON process.

C V G W / / 54-55

As a result, in July 2018, the SAT’s local office in Uruapan issued 

to CDM a final tax assessment (the “2013 Assessment”) totaling 
approximately $2.6 billion Mexican pesos (approx. $135.1 million 
USD at October 31, 2019) related to Income Tax, Flat Rate Business 
Tax, and Value Added Tax, corresponding to the fiscal 2013 tax audit. 
Additionally, the tax authorities have determined that we owe an 
employee’s profit-sharing liability, totaling approximately $118 million 
Mexican pesos (approx. $ 6.1 million USD at October 31, 2019).

We have consulted with both an internationally recognized tax 

advisor, as well as a global law firm with offices throughout Mexico, 
and we continue to believe that this tax assessment is without 
merit. In August 2018, we filed an administrative appeal on the 2013 
Assessment. CDM has appealed our case to the SAT’s central legal 
department in Mexico City. Furthermore, and as noted in the preceding 
paragraphs, in August 2018, we received a favorable ruling from the 
SAT’s central legal department in Mexico City on another tax matter 
(see Note 15 regarding IVA refunds) indicating that they believe that 
our legal interpretation is accurate on a matter that is also central 
to the 2013 Assessment. We believe this recent ruling significantly 
undermines the 2013 Assessment we received in July 2018. We 
believe we have the legal arguments and documentation to sustain the 
positions challenged by the SAT.

We continue to believe that the ultimate resolution of these matters 

is unlikely to have a material effect on our consolidated financial 
position, results of operations and cash flows. No amounts have been 
accrued in the accompanying financial statements related to these 
Mexico tax audits.

8.  RELATED-PARTY TRANSACTIONS

Certain members of our Board of Directors market California 

avocados through Calavo pursuant to marketing agreements 
substantially similar to the marketing agreements that we enter into 
with other growers. During the years ended October 31, 2019, 2018, and 
2017, the aggregate amount of avocados procured from entities owned 
or controlled by members of our Board of Directors was $11.9 million, 
$11.2 million and $19.8 million. We did not have any amounts due to 
Board members as of October 31, 2019 and 2018.

During fiscal years 2019, 2018, and 2017, we received $ 0.5 million, 

$ 0.4 million and $ 0.4 million as dividend income from Limoneira. In 
addition, we lease office space from Limoneira for our corporate 
office. Rent to Limoneira amounted to approximately $ 0.3 million for 
fiscal years 2019, 2018, and 2017. Harold Edwards, who is a member 
of our Board of Directors, is the Chief Executive Officer of Limoneira 
Company. We have less than 10% ownership interest in Limoneira. 
Additionally, our Chief Executive Officer was a member of the 
Limoneira Board of Directors. In December 2018, our Chief Executive 
Officer retired from Limoneira’s Board of Directors.

We currently have a member of our Board of Directors who 
also serves as a partner in the law firm of TroyGould PC, which 
frequently represents Calavo as legal counsel. During the years 
ended October 31, 2019, 2018, and 2017, Calavo Growers, Inc. paid fees 
totaling approximately $ 0.4 million, $ 0.2 million and $ 0.2 million to 
TroyGould PC.

In December 2014, Calavo formed a wholly owned subsidiary 
Calavo Growers De Mexico, S. de R.L. de C.V. (Calavo Sub). In July 
2015, Calavo Sub entered into a Shareholder Agreement with Grupo 

Belo del Pacifico, S.A. de C.V., (Belo) a Mexican Company owned by 
Agricola Belher, and formed Agricola Don Memo, S.A. de C.V. Belo and 
Calavo Sub have an equal one-half ownership interest in Don Memo 
in exchange for $2 million each. Pursuant to a management service 
agreement, Belo, through its officers and employees, has day-to-day 
power and authority to manage the operations. Belo is entitled to a 
management fee, as defined, which is payable annually in July of each 
year. Additionally, Calavo Sub is entitled to commission, for the sale of 
produce in the Mexican National Market, U.S., Canada, and any other 
overseas market.

In January 2016, our unconsolidated subsidiary, Don Memo, 
entered into a loan agreement in the amount of $4.5 million with Bank 
of America, N.A. (BoA) proceeds of which were used by Don Memo 
to repay debt owed to Calavo. Also in January 2016, Calavo and BoA, 
entered into a Continuing and Unconditional Guaranty Agreement (the 
Guaranty). Under the terms of the Guaranty, Calavo unconditionally 
guarantees and promises to pay Bank of America any and all 
Indebtedness, as defined therein, of our unconsolidated subsidiary Don 
Memo to BoA. Belo has also entered into a similar guarantee with BoA. 
In December 2018, Don Memo received third party financing, repaid its 
loan to Bank of America and therefore, Calavo is no longer a guarantor 
for Don Memo’s indebtedness.

As of October 31, 2019, 2018 and 2017, we have an investment of 
$4.9 million, $4.9 million and $4.6 million, representing Calavo Sub’s 
50% ownership in Don Memo, which is included as an investment in 
unconsolidated entities on our balance sheet. We make advances to 
Don Memo for operating purposes, provide additional advances as 
shipments are made during the season, and return the proceeds from 
tomato sales under our marketing program to Don Memo, net of our 
commission and aforementioned advances. In September 2018, we 
contributed $ 0.2 million, of which $ 0.1 million was a short-term loan, 
and $ 0.1 million was an additional investment. As of October 31, 2019, 
2018 and 2017, we had outstanding advances of $ 3.7 million, $2.5 million 
and $1.6 million to Don Memo. During the year ended October 31, 2019, 
2018 and 2017 we purchased $14.1 million, $11.1 million and $ 8.9 million 
of tomatoes from Don Memo pursuant to our consignment agreement.

We had grower advances due from Belher of $4.5 million, 

$4.09 million and $4.09 million as of October 31, 2019, 2018 and 2017. In 
August 2018, we entered into an amended infrastructure agreement 
with Belher and advanced $ 3.09 million. This amount shall be paid 
back annually at $ 0.6 million through June 2023, and incur interest of 
Libor plus 10%. We had infrastructure advances due from Belher of 
$2.6 million, $ 3.4 million and $ 0.6 million as of October 31, 2019, 2018 
and 2017. Of these infrastructure advances $ 0.8 million was recorded 
as receivable in prepaid and other current assets and $1.8 million is 
included in other assets. During the year ended October 31, 2019, 2018 
and 2017, we purchased $19.5 million, $14.1 million, and $13.9 million of 
tomatoes from Belher pursuant to our consignment agreement.

In August 2015, we entered into Shareholder’s Agreement with 
various partners which created Avocados de Jalisco, S.A.P.I. de C.V. 
Avocados de Jalisco is a Mexican corporation created to engage in 
procuring, packing and selling avocados. This entity is approximately 
83% owned by Calavo and is consolidated in our financial statements. 
Avocados de Jalisco built a packinghouse located in Jalisco, Mexico 
and such packinghouse began operations in June of 2017. As of 
October 31, 2019, we have made an insignificant amount of preseason 
advances to various partners of Avocados de Jalisco. As of October 31, 

 
 
 
 
 
 
 
 
Notes To Consolidated Financial Statements

2018 and 2017, we have made preseason advances of approximately 
$ 0.1 million to various partners of Avocados de Jalisco. During the year 
ended October 31, 2019, 2018 and 2017, we purchased approximately 
$2.5 million, $1.8 million and $1.9 million of avocados from the partners 
of Avocados de Jalisco. In January 2018, we transferred $1.09 million of 
interest to the Avocados de Jalisco noncontrolling members.

As of October 31, 2019 and 2018, we have an equity investment of 
$ 5.8 million and $19.9 million in FreshRealm, LLC (“FreshRealm”). We 
record the amount of our investment in FreshRealm in “Investment 
in unconsolidated entities” on our Consolidated Condensed Balance 
Sheets and recognize losses in FreshRealm in “Income/(loss) in 
unconsolidated entities” in our Consolidated Condensed Statement 
of Income. See Note 16 for additional information. As of October 31, 
2018, our ownership percentage in FreshRealm was approximately 
37%. In fiscal 2019, certain FreshRealm employees left the company 
surrendering their ownership units, as a result, this increased our 
ownership percentage in FreshRealm slightly to approximately 38%.
Effective July 31, 2018, we entered into a Note and Membership 

Unit Purchase Agreement (“NMUPA”) with FreshRealm, pursuant 
to which we agreed to provide additional financing to FreshRealm, 
subject to certain terms and conditions. Pursuant to the NMUPA, we 
entered into a $12 million Senior Promissory Note and corresponding 
Security Agreement with FreshRealm, effective August 10, 2018. We 
funded $ 9 million of this loan commitment during the fourth quarter 
of fiscal 2018 and funded the remaining loan commitment amount of 
$ 3 million during the first quarter of fiscal 2019. During the second 
quarter of fiscal 2019, we amended the note related to this loan, 
due October 31, 2019, and, among other things, included a provision 
whereby we had the option to extend repayment of this note to 
November 1, 2020.

During our first quarter of fiscal 2019, we loaned FreshRealm 
$7.5 million in unsecured notes receivable. During our second quarter 
of fiscal 2019, we loaned an additional $4.2 million on an unsecured 
basis to FreshRealm under similar terms. During our third quarter of 
fiscal 2019, we loaned an additional $ 5.4 million on an unsecured basis 
to FreshRealm under similar terms. During our fourth quarter of fiscal 
2019, we loaned an additional $ 3.7 million to FreshRealm for a total 
outstanding principal amount of $ 32.8 million, not including accrued 
interest. At such time, we entered into an agreement with FreshRealm 
wherein all of the outstanding loan amount owed by Fresh Realm to us 
would be secured in the assets of FreshRealm.

As of October 31, 2019, we have $ 35.2 million in note receivables 

(including interest) from FreshRealm, and as of October 31, 2018, 
we had $ 9.09 million. At October 31, 2018, note receivables from 
FreshRealm of $ 9.09 million was included in prepaids and other 
current assets. The notes to FreshRealm, as of October 31, 2019, bear 
interest at the rate of 10% annually, with monthly interest payments 
scheduled to begin on October 31, 2020. This first interest payment 
would represent interest due for the month of October 2020 only, with 
similar monthly payments scheduled to follow afterwards. The due 
date of the notes is November 1, 2021, with the Company having the 
option of up to two, one-year extensions (i.e. first to November 1, 2022, 
then to November 1, 2023). At October 31, 2019 we have a receivable 
of $2.4 million related to interest that we have recorded with Note 
receivables to FreshRealm on the balance sheet.

As of November 25, 2019, we converted approximately $2.7 million 

of the outstanding secured loan to FreshRealm and applied it to 

unsecured debt as part of a convertible note round offered by 
FreshRealm to its existing equity holders. Such $2.7 million unsecured 
note will be converted into additional equity of FreshRealm if not repaid 
by January 31, 2020. Such convertible note accrues interest at the rate 
of 10%.

Three officers and five members of our board of directors have 
investments in FreshRealm. In addition, as of October 31, 2019 and 2018, 
we have a loan to FreshRealm members of approximately $ 0.2 million. 
In October 2017 and December 2017, our Chairman and Chief Executive 
Officer invested $7.09 million and $1.5 million, respectively, into 
FreshRealm. In January 2018, one of our non-executive directors 
invested $1.8 million into FreshRealm. In the second quarter of fiscal 
2018, two of our non-executive directors invested $1.2 million into 
FreshRealm. In October 2019, our Chairman and Chief Executive 
Officer invested $ 0.5 million in FreshRealm. In October 2019, one of our 
non-executive directors invested $ 0.2 million into FreshRealm.

We provide storage services to FreshRealm from select Value-
Added Depots and RFG facilities. We received $ 0.5 million, $ 0.3 million 
and $ 0.2 million in storage services revenue from FreshRealm for 
the year ended October 31, 2019, 2018 and 2017. For the year ended 
October 31, 2019, 2018 and 2017, RFG sold $2.09 million, $ 9.9 million and 
$7.3 million of products to FreshRealm.

The previous owners of RFG, one of which is currently an officer 
of Calavo, have a majority ownership of certain entities that provide 
various services to RFG, specifically LIG Partners, LLC and THNC, 
LLC. One of RFG’s California operating entities leases a building from 
LIG Partners, LLC (LIG) pursuant to an operating lease. This lease 
with LIG was renewed in April 2019, through May 2026. RFG’s Texas 
operating entity leases a building from THNC, LLC (THNC) pursuant to 
an operating lease. In the first quarter of fiscal 2020, these facilities 
have been sold to a third party and our lease has transferred to the new 
owners. See the following tables for the related party activity for fiscal 
years 2019 and 2018:

YEAR ENDED OCTOBER 31, 

(in thousands)

Rent paid to LIG 

Rent paid to THNC, LLC 

2019 

579 

795 

$ 

$ 

2018

603

819

$ 

$ 

9. 

INCOME TAXES
On December 22, 2017, the President of the United States signed 
and enacted comprehensive tax legislation into law H.R. 1, commonly 
referred to as the Tax Cuts and Jobs Act (the “Tax Act”). In the prior 
fiscal period, the Company considered a number of changes from the 
Tax Act, most notably reducing the U.S. federal corporate tax rate, 
a one-time transition tax on earnings of certain foreign subsidiaries 
that were previously tax deferred, and accelerated depreciation for 
certain assets acquired and placed in service after September 27, 
2017. Effective January 1, 2018, the Tax Act reduced the U.S. federal 
corporate tax rate from 35.0% to 21.0%. Because the Company has an 
October 31 fiscal year-end, the lower corporate federal income tax rate 
was phased in, resulting in a blended U.S. federal statutory tax rate of 
23.3% for our fiscal period 2018, and 21% for the fiscal period 2019.

Effective beginning in fiscal period 2019, the Company is subject 

to additional requirements of the Tax Act including the repeal of 

the deduction for domestic production activities, a tax on global 
intangible low-taxed income (GILTI), a tax determined by base 
erosion tax benefits (BEAT) from certain payments between a U.S. 
corporation and foreign subsidiaries, a limitation of certain executive 
compensation, a deduction for foreign derived intangible income (FDII) 
and interest expense limitations. The Company has considered these 
new requirements, the most significant of which being the limitation of 
executive compensation of $ 0.2 million and the repeal of the domestic 
production deduction. The domestic production deduction generated a 
tax benefit of $ 0.8 million in fiscal period 2018.

The Tax Act created new rules that allow the Company to make 

an accounting policy election to either treat taxes due on future 
GILTI inclusions in taxable income as either a current period expense 
or reflect such inclusions related to temporary basis differences in 
the Company’s measurement of deferred taxes. The Company is not 
expecting to be subject to GILTI and therefore has not yet made a policy 
election regarding the tax accounting treatment of the GILTI tax. The 
Company also continues to evaluate the impact of the GILTI provisions 
under the U.S. tax law changes which are complex and subject to 
continuing regulatory interpretation by the IRS. The impact of GILTI 
was not material for the fiscal period 2019.

On December 22, 2017, the SEC issued guidance under Staff 
Accounting Bulletin No. 118, Income Tax Accounting Implications of 
the Tax Cuts and Jobs Act (“SAB 118”) allowing taxpayers to record 
a reasonable estimate of the impact of the U.S. legislation when 
it does not have the necessary information available, prepared or 
analyzed (including computations) in reasonable detail to complete 
its accounting for the change in tax law. As of fiscal period 2019, the 
company has completed its accounting for the act.

Prior to the enactment of the Tax Act, the Company regularly 
determined certain foreign earnings to be indefinitely reinvested 
outside the United States. Our intent is to permanently reinvest 
these funds outside of the United States and our current plans do not 
demonstrate a need to repatriate the cash to fund our U.S. operations. 
However, if these funds were repatriated, we would be required to 
accrue and pay applicable United States taxes (if any) and withholding 
taxes payable to foreign tax authorities.

The income tax provision consists of the following for the years 

ended October 31, (in thousands):

CURRENT:

Federal 

State 

Foreign 

Total current 

DEFERRED:

Federal 

State 

Foreign 

Total deferred 

$ 

9,146 

$ 

7,115 

$ 

14,875

2,516 

290 

11,952 

516 

209 

205 

930 

1,582 

(844) 

7,853 

3,328 

690 

848 

4,866 

2,561

290

17,726

2,567

335

(178)

2,724

Total income tax provision 

$ 

12,882 

$ 

12,719 

$ 

20,450

C V G W / / 56-57

At October 31, 2019 and 2018, gross deferred tax assets totaled 
approximately $18.5 million and $19.1 million, while gross deferred 
tax liabilities totaled approximately $15.0. million and $14.8 million. 
Deferred income taxes reflect the net of temporary differences 
between the carrying amount of assets and liabilities for financial 
reporting and income tax purposes.

Significant components of our deferred taxes assets (liabilities) as 

of October 31, are as follows (in thousands):

2019 

2018

Property, plant, and equipment 

$ 

(10,407) 

$ 

(7,715)

Intangible assets 

Unrealized gain, Limoneira investment 

Investment in FreshRealm 

Stock-based compensation 

State taxes 

Credits and incentives 

Allowance for accounts receivable 

Inventories 

Accrued liabilities 

Other 

11,805 

(2,352) 

(1,513) 

857 

(437) 

1,109 

834 

445 

3,423 

(317) 

13,886

(4,777)

(1,283)

899

(690)

1,641

825

353

1,533

(295)

Long-term deferred income taxes 

$ 

3,447 

$ 

4,377

A reconciliation of the significant differences between the federal 
statutory income tax rate and the effective income tax rate on pretax 
income for the years ended October 31, is as follows:

Federal statutory tax rate 

21.0% 

23.3% 

35.0%

2019 

2018 

2017

State taxes, net of  
federal effects 

Foreign income taxes  
  greater than U.S. 

Section 199 deduction 

Provision to return 

Transition Tax 

State rate change 

Other 

3.7 

0.4 

— 

— 

0.7 

— 

(0.2) 

0.4 

26.0% 

3.6 

0.7 

4.5 

(1.9) 

(1.2) 

0.6 

0.2 

2.9

0.1

—

(2.2)

—

—

0.3

(1.4) 

28.4% 

(0.7)

35.4%

For fiscal years 2019, 2018 and 2017, income before income taxes 

related to domestic operations was approximately $47.9 million, 
$45.8 million, and $ 57.5. million. For fiscal years 2019, 2018 and 2017, 
income (loss) before income taxes related to foreign operations was 
approximately $1.6 million, $(1.1) million and $ 0.2 million.

As of October 31, 2019 and 2018, we had liability of $ 0.1 million and 

$ 0.1 million for unrecognized tax benefits related to various foreign 
income tax matters.

2019 

2018 

2017

Revaluation of deferred taxes 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes To Consolidated Financial Statements

We are subject to U.S. federal income tax as well as income of 

multiple state tax and foreign tax jurisdictions. We are no longer 
subject to U.S. income tax examinations for the fiscal years prior 
to October 31, 2016, and are no longer subject to state income tax 
examinations for fiscal years prior to October 31, 2015.

10.  SEGMENT INFORMATION

As discussed in Note 1, we report our operations in three 
different business segments: (1) Fresh products, (2) Calavo Foods, 
and (3) RFG. These three business segments are presented based on 
how information is used by our Chief Executive Officer to measure 

performance and allocate resources. The Fresh products segment 
includes all operations that involve the distribution of avocados and 
other fresh produce products. The Calavo Foods segment represents 
all operations related to the purchase, manufacturing, and distribution 
of prepared avocado products, including guacamole, and salsa. The 
RFG segment represents operations related to the manufacturing 
and distribution of fresh-cut fruit, fresh-cut vegetables and prepared 
foods. Selling, general and administrative expenses, as well as other 
non-operating income/expense items, are evaluated by our Chief 
Executive Officer in the aggregate. We do not allocate assets, or 
specifically identify them to, our operating segments.

The following table sets forth sales by product category, by segment (in thousands):

FRESH PRODUCTS 

CALAVO FOODS 

RFG 

TOTAL

(All amounts are presented in thousands)

YE AR ENDED OC TOBER 31, 2 019

Net sales before intercompany eliminations 

$ 

621,183 

$ 

Intercompany eliminations 

Net sales 

Cost of sales before intercompany eliminations 

Intercompany eliminations 

Cost of sales 

Gross profit 

(2,246) 

618,937 

534,600 

(2,013) 

532,587 

$ 

86,350 

YE AR ENDED OC TOBER 31, 2 018

Net sales before intercompany eliminations 

$ 

553,208 

Intercompany eliminations 

Net sales 

Cost of sales before intercompany eliminations 

Intercompany eliminations 

Cost of sales 

Gross profit 

(1,554) 

551,654 

498,962 

(1,468) 

497,494 

$ 

54,160 

YE AR ENDED OC TOBER 31, 2 017

Net sales before intercompany eliminations 

$ 

583,976 

$ 

$ 

$ 

$ 

Intercompany eliminations 

Net sales 

Cost of sales before intercompany eliminations 

Intercompany eliminations 

Cost of sales 

Gross profit 

(1,314) 

582,662 

511,410 

(1,124) 

510,286 

$ 

72,376 

$ 

94,734 

(3,957) 

90,777 

73,735 

(3,122) 

70,613 

20,164 

91,646 

(3,472) 

88,174 

64,221 

(2,360) 

61,861 

26,313 

77,579 

(3,184) 

74,395 

63,751 

(2,709) 

61,042 

13,353 

— 

486,063 

465,563 

(1,068) 

464,495 

(6,203)

1,195,777

1,073,898

(6,203)

1,067,695

$ 

21,568 

$ 

128,082

— 

418,508 

390,358 

(665) 

389,693 

(4,498)

1,075,565

965,519

(4,498)

961,021

$ 

28,815 

$ 

114,544

For fiscal year 2019, 2018 and 2017, inter-segment sales and cost 

of sales of $1.8 million, $1.6 million and $1.3 million between Fresh 
products and RFG were eliminated. For fiscal year 2019, 2018 and 2017, 
inter-segment sales and cost of sales of $4.09 million, $ 3.5 million and 

$ 3.2 million between Calavo Foods and RFG were eliminated. For the 
year ended October 31, 2019 and 2018, inter-segment sales and cost 
of sales of $ 0.5 million and $ 0.4 million between Fresh products and 
Calavo Foods were eliminated.

C V G W / / 58-59

The following table sets forth sales by product category, by segment (in thousands):

THIRD-PAR T Y SALES:

Avocados 

Tomatoes 

Papayas 

Other fresh products 

Prepared avocado products 

Salsa 

Fresh-cut fruit & vegetables  
  and prepared foods 

YEAR ENDED OCTOBER 31, 2019 

YEAR ENDED OCTOBER 31, 2018

FRESH 

PRODUCTS 

CALAVO 

FOODS 

RFG 

TOTAL 

PRODUCTS 

FRESH 

CALAVO 

FOODS 

RFG 

TOTAL

$ 

569,779 

$ 

— 

$ 

— 

$ 

569,779 

$ 

511,730 

$ 

— 

$ 

— 

$ 

511,730

40,879 

10,931 

1,353 

— 

— 

— 

— 

— 

— 

100,842 

3,252 

— 

— 

— 

— 

— 

— 

488,373 

488,373 

40,879 

10,931 

1,353 

100,842 

3,252 

488,373 

31,608 

11,699 

498 

— 

— 

— 

— 

— 

— 

99,635 

3,423 

— 

— 

— 

— 

— 

31,608

11,699

498

99,635

3,423

— 

451,203 

451,203

1,215,409 

555,535 

103,058 

451,203 

1,109,796

Less sales incentives 

(1,759) 

(9,360) 

(2,310) 

(13,429) 

(2,327) 

(11,412) 

(2,273) 

(16,012)

Less inter-company  
  eliminations 

(2,246) 

(3,957) 

— 

(6,203) 

(1,554) 

(3,472) 

— 

(5,026)

Net sales 

$ 

618,937 

$ 

90,777 

$ 

486,063 

$ 

1,195,777 

$ 

551,654 

$ 

88,174 

$ 

448,930 

$  1,088,758

$ 

486,063 

$ 

1,201,980

Total gross sales 

622,942 

104,094 

$ 

448,930 

$ 

1,093,784

THIRD-PAR T Y SALES:

— 

448,930 

416,985 

(1,198) 

415,787 

(5,026)

1,088,758

980,168

(5,026)

975,142

$ 

33,143 

$ 

113,616

Avocados 

Tomatoes 

Papayas 

Other fresh products 

Prepared avocado products 

Salsa 

Fresh-cut fruit & vegetables. 

 and prepared foods 

$ 

418,508 

$ 

1,080,063

Total gross sales 

555,535 

103,058 

YEAR ENDED OCTOBER 31, 2018 

YEAR ENDED OCTOBER 31, 2017

FRESH 

PRODUCTS 

CALAVO 

FOODS 

RFG 

TOTAL 

PRODUCTS 

FRESH 

CALAVO 

FOODS 

RFG 

TOTAL

$ 

511,730 

$ 

— 

$ 

— 

$ 

511,730 

$ 

546,433 

$ 

— 

$ 

— 

$ 

546,433

31,608 

11,699 

498 

— 

— 

— 

— 

— 

— 

99,635 

3,423 

— 

— 

— 

— 

— 

— 

451,203 

451,203 

31,608 

11,699 

498 

99,635 

3,423 

451,203 

29,199 

9,402 

445 

— 

— 

— 

— 

— 

— 

85,204 

3,951 

— 

— 

— 

— 

— 

29,199

9,402

445

85,204

3,951

— 

419,973 

419,973

1,109,796 

585,479 

89,155 

419,973 

1,094,607

Less sales incentives 

(2,327) 

(11,412) 

(2,273) 

Less inter-company eliminations 

(1,554) 

(3,472) 

— 

(16,012) 

(5,026) 

(1,503) 

(1,314) 

(11,576) 

(3,184) 

(1,465) 

(14,544)

— 

(4,498)

Net sales 

$ 

551,654 

$ 

88,174 

$ 

448,930 

$ 

1,088,758 

$ 

582,662 

$ 

74,395 

$ 

418,508 

$  1,075,565

Sales to customers outside the U.S. were approximately 

Our goodwill balance of $18.3 million is attributed by segment 

$42.5 million, $41.8 million and $29.8 million for fiscal years 2019, 2018, 
and 2017.

to Fresh products for $ 3.9 million and RFG for $14.3 million as of 
October 31, 2019 and 2018.

RFG segment sales included sales to one customer who 

Long-lived assets attributed to geographic areas as of October 31, 

represented more than 10% of total consolidated revenues for fiscal 
2019, 2018 and 2017. Additionally, the Fresh products segment had sales 
to one customer that represented more than 10% of total consolidated 
revenues for fiscal 2019 and 2018.

are as follows (in thousands):

UNITED STATES 

MEXICO 

CONSOLIDATED

2019   

2018   

$ 

$ 

98,224 

88,600 

$ 

$ 

33,874 

33,543 

$ 

$ 

132,098

122,143

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes To Consolidated Financial Statements

11.  LONG-TERM OBLIGATIONS

Long-term obligations at fiscal year ends consist of the following 

(in thousands):

Capital leases 

Less current portion 

2019 

$ 

6,174 

(762) 

$ 

5,412 

$ 

$ 

2018

432

(118)

314

In April 2019, we sold our Temecula, California packinghouse 
for $7.1 million in cash and, concurrently, leased back a portion of 
the facility representing approximately one-third of the total square 
footage. This generated a gain of $ 6.4 million. Since our leaseback of 
the building is classified as a capital lease and covers substantially all of 
the leased property, the gain recognized currently is the amount of the 
gain in excess of the recorded amount of the leased asset. As a result, 
we recognized a gain of approximately $1.9 million in the second quarter 
of fiscal 2019 and recorded a deferred gain of $4.5 million, which will 
be recognized over the life of the lease. In connection with the capital 
lease we capitalized $3.2 million as a capital lease in property, plant and 
equipment and recorded a lease liability of $3.2 million ($ 0.1 million in 
current portion and $3.1 million in long term debt).

During our third quarter of fiscal year 2019, we entered into a 
10-year building and equipment lease for fresh food facility in Conley, 
GA. This facility is primarily intended to process fresh-cut fruit & 
vegetables and prepared foods products for our RFG business segment. 
Annual rent for the building and equipment approximates $ 0.9 million 
and $ 0.6 million, respectively, over the life of the lease. The lease 
for the equipment is considered to be a capital lease, therefore, we 
calculated the present value of the minimum lease payments related to 
the equipment and capitalized $2.8 million as a capital lease in property, 
plant and equipment and recorded $2.8 million as a lease obligation.
At October 31, 2019, capital lease payments are scheduled as 

follows (in thousands):

YEAR ENDING OCTOBER 31: 

2020   

2021   

2022   

2023   

2024   

Thereafter 

Minimum lease payments 

Less interest 

$ 

TOTAL

907

915

908

900

548

3,162

7,340

(1,166)

Present value of future minimum lease payments 

$ 

6,174

12.  STOCK-BASED COMPENSATION

The 2005 Stock Incentive Plan

The 2005 Stock Incentive Plan, was a stock-based compensation 
plan, under which employees and directors could be granted options 
to purchase shares of our common stock. In June 2012, this plan was 
terminated without affecting the outstanding stock options related to 
this plan.

Stock options were granted with exercise prices of not less than the 

fair market value at grant date, generally vested over one to five years 
and generally expired two to five years after the grant date. We settle 
stock option exercises with newly issued shares of common stock.
We measured compensation cost for all stock-based awards 
pursuant to this plan at fair value on the date of grant and recognize 
compensation expense in our consolidated statements of income over 
the service period that the awards are expected to vest. We measured 
the fair value of our stock based compensation awards on the date  
of grant.

A summary of stock option activity is as follows (in thousands, 

except for per share amounts):

NUMBER OF  
SHARES 

WEIGHTED- 
AVERAGE 
EXERCISE 
PRICE 

AGGREGATE   
INTRINSIC 
VALUE

Outstanding at  
  October 31, 2018 

Exercised 

Outstanding at  
  October 31, 2019 

Exercisable at  
  October 31, 2019 

4 

(2) 

2 

2 

$ 

$ 

$ 

$ 

19.20

19.20

19.20 

19.20 

$ 

$ 

174

174

The weighted average remaining life of such outstanding options 

is 0.8 years and the total intrinsic value of options exercised during 
fiscal 2019 was $ 0.2 million. The weighted average remaining life of 
such exercisable options is 0.8 years. The fair value of vested shares 
as of October 31, 2019, and 2018 was approximately $ 0.2 million and 
$ 0.4 million.

The 2011 Management Incentive Plan

In April 2011, our shareholders approved the Calavo Growers, 
Inc. 2011 Management Incentive Plan (the 2011 Plan). All directors, 
officers, employees and consultants (including prospective directors, 
officers, employees and consultants) of Calavo and its subsidiaries are 
eligible to receive awards under the 2011 Plan. Up to 1,500,000 shares 
of common stock may be issued by Calavo under the 2011 Plan.

In January of fiscal 2019, 2018, and 2017, all 12 of our non-employee 

directors were granted 1,750 restricted shares each (total of 21,000 
shares). These shares have full voting rights and participate in 
dividends as if unrestricted. The closing price of our stock were 
$71.56, $ 85.90 and $ 62.65 for each respective year. After one year 
since the grant date, as long as the directors are still serving on the 
board, these shares lose their restriction and become non-forfeitable 
and transferable. These shares were granted pursuant to our 2011 
Plan. The total recognized stock-based compensation expense for 

these grants were $1.6 million and $1.8 million for the year ended 
October 31, 2019 and 2018.

On December 14, 2018, our executive officers were granted a 
total of 14,522 restricted shares. On December 18, 2017, our executive 
officers were granted a total of 25,241 restricted shares. On December 
19, 2016, our executive officers were granted a total of 70,327 
restricted shares. These shares have full voting rights and participate 
in dividends as if unrestricted. The closing price of our stock on such 
dates were $ 85.67, $75.45 and $ 56.20, respectively These shares vest 
in one-third increments, on an annual basis, beginning December 
14, 2019, December 18, 2018 and December 19, 2017. These shares 
were granted pursuant to our 2011 Plan. The total recognized stock-
based compensation expense for these grants were $2.09 million and 
$2.9 million for the year ended October 31, 2019 and 2018.

On January 6, 2017, our Chief Operating Officer resigned from 

Calavo. His unvested portion of restricted stock of 12,800 shares issued 
in December of 2016 and January of 2016 was forfeited. On January 
25, 2017, as part of his resignation he was granted 12,800 shares of 
unrestricted stock, which immediately vested. The closing price of our 
stock on such date was $ 58.05. We recorded for this grant $ 0.7 million 
of stock-based compensation expense in our fiscal first quarter of 2017.

On February 2, 2017, our Vice President of the Foods Division 
retired from Calavo for medical reasons. In January 2017, the board of 
directors agreed that his unvested portion of restricted stock of 13,040 
shares shall be vested due to the medical reasons provision in the 
restricted stock agreements. As a result, we recorded $ 0.5 million of 
stock-based compensation expense in our fiscal first quarter of 2017. 
In January 2018, per the terms of our 2011 Plan and the respective 
employee award, the board of directors awarded the portion of the 
fiscal 2017 management bonus for the percentage of the year worked. 
As a result, he was granted 867 shares of unrestricted stock, which 
immediately vested. As a result, we recorded $ 0.1 million of stock-
based compensation expense in our fiscal first quarter of 2018.

On October 31, 2017, a member of the management team at RFG 
resigned. His unvested portion of restricted stock issued in December 
of 2016 and January of 2016 was forfeited. On January 25, 2018, in 
consideration of and in exchange for his forfeiture of restricted shares 
upon his resignation, the board of directors granted 10,788 shares of 
unrestricted stock, which immediately vested. The closing price of our 
stock on such date was $ 87.10. We recorded for this grant $ 0.9 million 
of stock-based compensation expense in our fiscal first quarter of 2018.

C V G W / / 60-61

 A summary of stock option activity, related to our 2011 

Management Incentive Plan, is as follows (in thousands, except for  
per share amounts):

NUMBER OF  
SHARES 

WEIGHTED- 
AVERAGE 
GRANT 
PRICE 

AGGREGATE   
INTRINSIC 
VALUE

85 

$ 

68.82

(51)  $ 

35 

69 

$ 

$ 

70.48

77.33

71.74 

$ 

5,996

Outstanding at  
  October 31, 2018 

Vested 

Granted 

Outstanding at  
  October 31, 2019 

The total recognized stock-based compensation expense for 
restricted stock was $ 3.6 million and $4.6 million for the years ended 
October 31, 2019 and 2018.

A summary of stock option activity, related to our 2011 

Management Incentive Plan, is as follows (in thousands, except for per 
share amounts):

NUMBER OF  
SHARES 

WEIGHTED- 
AVERAGE 
EXERCISE 
PRICE 

AGGREGATE   
INTRINSIC 
VALUE

Outstanding at  
  October 31, 2018 

Exercised 

Outstanding at  
  October 31, 2019 

Exercisable at  
  October 31, 2019 

20 

$ 

40.07

(2)  $ 

23.48

18 

12 

$ 

$ 

41.91 

25.10 

$ 

$ 

815

745

The weighted average remaining life of such outstanding 
options is 3.7 years. The weighted average remaining life of such 
exercisable options is 2.2 years. The fair value of vested shares as of 
October 31, 2019 and 2018, was $ 0.7 million and $ 0.8 million.

13. DIVIDENDS

On October 1, 2019, the Company declared a $1.10 per share 
cash dividend to shareholders of record on November 15, 2019. On 
December 6, 2019, the Company paid this cash dividend which totaled 
$19.4 million. On December 7, 2018, the Company paid a $1.00 per share 
dividend in the aggregate amount of $17.6 million to shareholders of 
record on November 16, 2018.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes To Consolidated Financial Statements

14.  FAIR VALUE MEASUREMENTS

A fair value measurement is determined based on the assumptions 

that a market participant would use in pricing an asset or liability.  
A three-tiered hierarchy draws distinctions between market participant 
assumptions based on (i) observable inputs such as quoted prices in 
active markets (Level 1), (ii) inputs other than quoted prices in active 

markets that are observable either directly or indirectly (Level 2) and (iii) 
unobservable inputs that require the Company to use present value and 
other valuation techniques in the determination of fair value (Level 3).

The following table sets forth our financial assets and liabilities as 

of October 31, 2019 that are measured on a recurring basis during the 
period, segregated by level within the fair value hierarchy:

Assets at Fair Value: 

(All amounts are presented in thousands)

Investment in Limoneira Company(1) 

Total assets at fair value 

LEVEL 1 

LEVEL 2 

LEVEL 3 

TOTAL

$ 

$ 

31,734 

31,734 

— 

— 

— 

— 

$ 

$ 

31,734

31,734

(1) The investment in Limoneira Company consists of marketable securities in the Limoneira Company stock. We currently own less than 10% of Limoneira’s outstanding 
common stock. These securities are measured at fair value by quoted market prices. Limoneira’s stock price at October 31, 2019 and October 31, 2018 equaled $18.92 
per share and $24.65 per share (level 1). For the year ended October 31, 2019, we sold 51,271 shares of Limoneira stock and recorded a loss of $0.1 million in our 
consolidated statements of income. Our remaining shares of Limoneira stock, totaling 1,677,299, were revalued to $18.92 per share at October 31, 2019 and, as a result, 
we recorded a loss of $9.6 million for the year ended October 31, 2019 in our consolidated condensed statements of income. For the year ended October 31, 2018 and 
2017, we recognized losses of Unrealized gains and losses are recognized through other comprehensive income. Unrealized investment holding gains arising during the 
years ended October 31, 2018, and 2017 were $2.2 million and $6.3 million.

15.  MEXICAN IVA TAXES RECEIVABLE

Included in other assets are tax receivables due from the Mexican 

government for value-added taxes (IVA) paid in advance. CDM is 
charged IVA by vendors on certain expenditures in Mexico, which, 
insofar as they relate to the exportation of goods, translate into IVA 
amounts receivable from the Mexican government.

As of October 31, 2019 and 2018, CDM IVA receivables totaled 

$27.6 million and $21.9 million. Historically, CDM received IVA 
refund payments from the Mexican tax authorities on a timely basis. 
Beginning in fiscal 2014 and continuing into fiscal 2019, however, the 
tax authorities began carrying out more detailed reviews of our refund 
requests and our supporting documentation. Additionally, they are 
also questioning the refunds requested attributable to IVA paid to 
certain suppliers that allegedly did not fulfill their own tax obligations. 
We believe these factors and others have contributed to delays in the 
processing of IVA claims by the Mexican tax authorities. Currently, 
we are in the process of collecting such balances through regular 
administrative processes, but certain amounts may ultimately need to 
be recovered via legal means and/or administrative appeals.

During the first quarter of fiscal 2017, tax authorities informed 
us that their internal opinion, based on the information provided by 
the local SAT office, considers that CDM is not properly documented 
relative to its declared tax structure and therefore CDM cannot claim 
the refundable IVA balance. CDM has strong arguments and supporting 
documentation to sustain its declared tax structure for IVA and income 
tax purposes. CDM started an administrative appeal for the IVA related 
to the request of the months of July, August and September of 2015 (the 
“2015 Appeal”) in order to assert its argument that CDM is properly 
documented and to therefore change the SAT’s internal assessment. 
In August 2018, we received a favorable ruling from the SAT’s central 
legal department in Mexico City on the 2015 Appeal indicating that 
they believe CDM’s legal interpretation of its declared tax structure 
is indeed accurate. While favorable on this central matter of CDM’s 
declared tax structure, the ruling, however, still does not recognize 
the taxpayers right to a full refund for the IVA related to the months of 
July, August and September 2015. Therefore, in October 2018, CDM 
filed a substance-over-form annulment suit in the Federal Tax Court 

to recover its full refund for IVA over the subject period, which is 
currently pending resolution.

In spite of the favorable ruling from the SAT’s central legal 
department in Mexico City, as discussed above, the local SAT office 
continues to believe that CDM is not properly documented relative 
to its declared tax structure. As a result, they believe CDM cannot 
claim certain refundable IVA balances, specifically regarding our IVA 
refunds related to January through December of 2013, January through 
November of 2014, January through November 2015 and January 2017. 
CDM has strong arguments and supporting documentation to sustain 
its declared tax structure for IVA and income tax purposes. With 
assistance of our internationally recognized tax advisory firm, during 
2019 CDM has filed (or has plans to file shortly) administrative appeals 
for the IVA related to the preceding months. A response to these 
administrative appeals is currently pending resolution.

We believe that our operations in Mexico are properly documented. 

Furthermore, our internationally recognized tax advisors believe that 
there are legal grounds to prevail in the Federal Tax Court and that 
therefore, the Mexican tax authorities will ultimately authorize the 
refund of the corresponding IVA amounts.

16.  FRESHREALM

Variable Interest Entity

Based on the NMUPA and related Agreements, as described in 
Note 8, we reconsidered whether FreshRealm was a variable interest 
entity (VIE) as of October 31, 2019 and 2018. A VIE refers to a legal 
business structure in which an investor has a controlling interest in, 
despite not having a majority of voting rights; or a structure involving 
equity investors that do not have sufficient resources to support the 
ongoing operating needs of the business. Due primarily to FreshRealm 
utilizing substantially more debt to finance its activities, in addition to 
its existing equity, we believe that FreshRealm should be considered 
a VIE. In evaluating whether we are the primary beneficiary of 
FreshRealm, we considered several factors, including whether we 
(a) have the power to direct the activities that most significantly 
impact FreshRealm’s economic performance and (b) the obligation to 

C V G W / / 62-63

absorb losses and the right to receive benefits that could potentially 
be significant to the VIE. We concluded that we were not the primary 
beneficiary of FreshRealm at October 31, 2019 and 2018, because the 
nature of our involvement with the activities of FreshRealm does not 
give us the power to direct the activities that most significantly impact 
its economic performance. We do not have a future obligation to fund 
losses or debts on behalf of FreshRealm. We may, however, voluntarily 
contribute funds. In the accompanying statements of income, we have 
presented the income (loss) from unconsolidated entities, after the 
provision for income taxes for all periods presented.

We record the amount of our investment in FreshRealm, totaling 

$ 5.8 million and $19.9 million at October 31, 2019 and 2018, in 
“Investment in unconsolidated entities” on our Consolidated Balance 
Sheets and recognize losses in FreshRealm in “Income/(loss) in 
unconsolidated entities” on our Consolidated Statement of Income.

For the year ended October 31, 2019 and 2018, FreshRealm incurred 

losses totaling $ 30.6 million and $29.4 million, of which we recorded 
$14.1 million and $12.09 million of non-cash losses during fiscal 2019 
and 2018. Effective December 16, 2018, FreshRealm completed a 
“check the box” tax election to change their entity classification 
for tax purposes to that of a corporation. To effect this change, 
FreshRealm, among other things, amended its operating agreement 
to eliminate the appropriate language related to the flow-through tax 
consequences of its prior tax status (Seventh Amended and Restated 
LLC Agreement) and checked the appropriate box on Form 8832 which 
it then filed with the Internal Revenue Service (IRS). As a result, 
losses incurred by FreshRealm from November 1, 2018 to December 15, 
2018 were recorded in accordance with FASB Accounting Standards 
Codification (“ASC”) 810, ASC 323, and ASC 970, which mandate that 
the recognition of losses for an unconsolidated subsidiary be handled 
in a manner consistent with cash distributions upon liquidation of 
the entity when such distributions are different than the investors 
percentage ownership. As such, we recorded 100% of FreshRealm’s 
losses from November 1, 2018 through December 15, 2018 totaling 
$4.2 million. Losses incurred by FreshRealm from December 16, 2018 
to October 31, 2019 (after the change in tax status was effective) were 
recorded to reflect our proportionate share of FreshRealm losses. We 
recorded losses from December 16, 2018 through October 31, 2019 
totaling $ 9.9 million. As a result of FreshRealm’s recent change in tax 
status (described above), future operating results for FreshRealm will 
be allocated to its owners based on ownership percentage.

In fiscal 2019, certain FreshRealm employees left the company 
surrendering their ownership units. This changed Calavo’s ownership 
percentage slightly to approximately 38%.

Unconsolidated Significant Subsidiary

As described above, we own approximately 38% of FreshRealm 

as of October 31, 2019. In accordance with Rules 3-09 and 4-08(g) 
of Regulation S-X, we must determine if our unconsolidated 
subsidiaries are considered, “significant subsidiaries”. In evaluating 
our investments, there are three tests utilized to determine if our 
subsidiaries are considered significant subsidiaries: the asset test, 
the income test and the investment test. Rule 3-09 of Regulation S-X 
requires separate audited financial statements of an unconsolidated 
subsidiary in an annual report if any of the three tests exceed 20%.  
Rule 4-08(g) of Regulation S-X requires summarized financial 
information in an annual report if any of the three tests exceed 10%.

FreshRealm incurred losses totaling $ 30.6 million, of which we 
recorded $14.1 million of non-cash losses during our fiscal year 2019. 
Pursuant to Rule 3-09 of Regulation S-X, this requires separate audited 
financial statements of FreshRealm in our Form 10-K. However, 
because Calavo and FreshRealm have different fiscal year-ends, 
the guidance in Rule 3-09(b)(2), as well our filing status, must be 
considered in determining the due date for Calavo to file the financial 
statements of FreshRealm in our Form 10-K. Since we are a large 
accelerated filer, our 2019 Form 10-K is due by December 30, 2019. 
Since FreshRealm’s fiscal year-end is December 31, we plan to file the 
financial statements of FreshRealm as an amendment to our Form 10-K 
within 90 days after FreshRealm’s year-end (i.e., by March 30, 2019).
Note that since Rule 3-09 of Regulation S-X financial statements 
are not filed at the same time as our 2019 Form 10-K, we must include 
Rule 4-08(g) summarized financial information in our 2019 Form 10-K.
The following tables show summarized financial information for 

FreshRealm (in thousands):

Balance Sheet:

OCTOBER 31, 

ASSE TS:

2019 

2018

  Cash and cash equivalents 

$ 

961 

$ 

814

  Accounts receivable,  
  net of allowances 

Inventories, net 

  Prepaid expenses and  
  other current assets 

  Property, plant, and  
  equipment, net 

  Other assets 

LIABILITIES AND EQUIT Y:

  Current liabilities 

  Debt to Calavo 

  Long-term liabilities 

  Equity 

1,493 

2,792 

1,903

3,186

732 

1,152

6,076 

703 

9,152

1,500

$ 

12,757 

$ 

17,707

$ 

6,533 

$ 

6,557

35,241 

— 

(29,017) 

9,000

505

1,645

$ 

12,757 

$ 

17,707

Income Statement:

12 MONTHS ENDED OCTOBER 31, 

2019 

2018 

2017

Net sales 

Gross loss 

Selling, general  
  and administrative 

Other 

Net loss 

$ 

24,112 

$ 

33,769 

$ 

16,933

(5,783) 

(10,868) 

(7,275)

(20,196) 

(19,512) 

(12,733)

(4,621) 

1,023 

(13)

$ 

(30,600) 

$ 

(29,357) 

$ 

(20,021)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Report of Independent Registered  
Public Accounting Firm

TO THE SHAREHOLDERS AND THE BOARD OF DIRECTORS OF CAL AVO GROWERS, INC.

Opinion on the Financial Statements

We have audited the accompanying consolidated balance sheets of Calavo Growers, Inc. and subsidiaries (the “Company”) as of October 31, 2019 

and 2018, the related consolidated statements of income, comprehensive income, shareholders’ equity, and cash flows, for each of the three 
years in the period ended October 31, 2019, and the related notes and the schedules listed in the Index at Item 15 (a) collectively referred to as the 
“financial statements”. In our opinion, the financial statements present fairly, in all material respects, the financial position of the Company as of 
October 31, 2019 and 2018, and the results of its operations and its cash flows for each of the three years in the period ended October 31, 2019, in 
conformity with accounting principles generally accepted in the United States of America.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the 
Company’s internal control over financial reporting as of October 31, 2019, based on criteria established in Internal Control — Integrated Framework 
(2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission and our report dated December 19, 2019, expressed an 
unqualified opinion on the Company’s internal control over financial reporting.

Adoption of ASU No. 2016-01

As discussed in Note 2 to the financial statements, the Company has changed its method of accounting for certain equity investments  
by recognizing the change in fair value in net income effective November 1, 2018 due to the adoption of Accounting Standards Update (“ASU”)  
No. 2016-01, Recognition and Measurement of Financial Assets and Financial Liabilities.

Basis for Opinion

These financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on the Company’s 

financial statements based on our audits. We are a public accounting firm registered with the PCAOB and are required to be independent with 
respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange 
Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain 
reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. Our audits included 
performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing 
procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the 
financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as 
evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.

Critical Audit Matters

The critical audit matters communicated below are matters arising from the current-period audit of the financial statements that were 

communicated or required to be communicated to the audit committee and that (1) relate to accounts or disclosures that are material to the financial 
statements and (2) involved our especially challenging, subjective, or complex judgments. The communication of critical audit matters does not alter 
in any way our opinion on the financial statements, taken as a whole, and we are not, by communicating the critical audit matters below, providing 
separate opinions on the critical audit matters or on the accounts or disclosures to which they relate.

Mexican IVA taxes receivable — Refer to Note 15 to the Financial Statements

Critical Audit Matter Description

As of October 31, 2019, the Company has value-added taxes (IVA) receivable of $27.6 million from the Mexican government. Historically, the 
Company’s subsidiary, Calavo de Mexico (CDM), received IVA refund payments from the Mexican tax authorities on a timely basis. Beginning in 
fiscal 2014 and continuing into fiscal 2019, there have been delays in the processing of the IVA claims by the Mexican tax authorities. The Mexican 
authorities informed the Company that CDM is not properly documented relative to its declared tax structure and therefore CDM cannot claim the 
refundable IVA balance. Mexican authorities also questioned refunds requested attributable to IVA paid to certain suppliers that allegedly did not 
fulfill their own tax obligations.

Given the significant judgments made by management to determine the Company’s ability to recover the IVA taxes receivable, performing audit 
procedures to evaluate the Company’s interpretation and compliance with international tax laws involved significant auditor judgment and use of a 
tax specialist with specialized skills and knowledge, which we have determined to be a critical audit matter.

How the Critical Audit Matter Was Addressed in the Audit

Our audit procedures related to management’s judgments related to the collectability of the IVA taxes receivable included the following,  

among others:

•   We tested the effectiveness of the control over the recoverability of the Mexican IVA taxes receivable, along with the review of related 

disclosures.

C V G W / / 64-65

•   We obtained a confirmation from the Company’s tax advisors related to the collectability of the IVA receivable, and evaluated case rulings 

supporting the recoverability of IVA taxes paid to non-compliant vendors.

Uncertain Tax Positions Related to Mexico tax audits — Refer to Note 7 to the Financial Statements

Critical Audit Matter Description

The Company is under audit by the Mexican tax authorities relating to the Company’s 2011 and 2013 fiscal years. The Mexican tax authorities have 
assessed the Company with an underpayment of tax amounts alleging improper deductions for intercompany funding, deduction for services, and IVA 
in the Company’s calculation of taxable income. The assessments, including the effect of inflation and penalties, amounted to $2.2 billion Mexican 
pesos (approx. $114.4 million USD at October 31, 2019) and $2.6 billion Mexican pesos (approx. $135.1 million USD at October 31, 2019) relating to 
the 2011 and 2013 audits, respectively. The Company filed administrative appeals to dismiss the assessments made by the Mexican tax authorities, 
asserting that the positions taken by the Company are in accordance with tax regulations. No amounts have been accrued in the accompanying 
financial statements related to these Mexico tax audits.

Given the significant judgments made by management in determining its analysis and accounting for the Company’s uncertain tax positions, 

performing audit procedures to evaluate the Company’s interpretation and compliance with international tax laws involved significant auditor 
judgment and use of tax specialists with specialized skills and knowledge, which we have determined to be a critical audit matter.

How the Critical Audit Matter Was Addressed in the Audit

Our audit procedures related to the determination of whether it is more likely than not that the Company’s tax positions challenged by the 

Mexican tax authorities will be realized included the following, among others:

•   We tested the effectiveness of the control over the evaluation of Uncertain Tax Positions as it relates to the periods subject to the Mexico tax 

audits, along with the review of related disclosures.

•   We selected and reviewed a sample of source documents supporting management’s position on the Company’s accounting for intercompany 

funding for product purchases and vendor-provided services.

•   With the assistance of our tax specialists, we evaluated management’s assertion that the Company’s tax positions are more likely than not to 

be realized by evaluating whether the Company’s declared tax structure is in compliance with Mexican tax regulations.

•   We obtained a confirmation from the Company’s tax advisors related to understanding the advisor’s current assessment of the tax audits and 

assessed the technical merits of tax positions taken by the Company.

Collectability of Notes Receivable from FreshRealm — Refer to Note 8 to the Financial Statements

Critical Audit Matter Description

The Company has $ 35.2M in notes receivable (including interest) due from FreshRealm, an unconsolidated entity. The notes are due on 

November 1, 2021 with monthly interest payments scheduled to begin on October 31, 2020. The Company has the option to extend repayment of the 
note receivable for up to two additional and separate one-year extension periods through to November 1, 2023 (in aggregate). The Company has no 
allowance on these notes receivable due from FreshRealm as of October 31, 2019.

The Company’s evaluation of the collectability of the FreshRealm notes receivable includes consideration of qualitative factors, including 
economic and business conditions, current operations, new customer agreements, and projections related to future operations. We identified 
management’s evaluation of these factors as a critical audit matter as it required a high degree of auditor judgment.

How the Critical Audit Matter Was Addressed in the Audit

Our audit procedures related to the collectability of the FreshRealm notes receivable included the following, among others:
•   We tested the effectiveness of the control over the evaluation of items used to determine the need for an allowance, including management’s 

consideration and judgments related to the qualitative and quantitative assessment of the relevant facts and circumstances.

•   We compared FreshRealm’s revenue and operating profit forecasts to:
  – FreshRealm’s current business plan and nature of relationships with existing customers.
  – Periodic operational communications from FreshRealm management to the Company’s management and the Board of Directors.
  – Industry forecasts.
•   We evaluated FreshRealm’s projections of future results that are based on expected growth by obtaining and reviewing select executed 

customer contracts and purchase orders with large retailers and the related trend of purchase orders.

Costa Mesa, California
December 19, 2019

•   With the assistance of our tax specialists, we evaluated the recoverability of the IVA receivable by evaluating the technical merits including 

We have served as the Company’s auditor since 2015.

substantiating that the Company’s declared tax structure is in compliance with Mexican tax regulations.

Management’s Report on Internal Control  
Over Financial Reporting 

Report of Independent Registered  
Public Accounting Firm

C V G W / / 66-67

Our management is responsible for establishing and maintaining adequate internal control over financial reporting, as such term is defined in 

Exchange Act Rule 13a-15(f). Under the supervision and with the participation of our management, including our principal executive officer and 
principal financial officer, we conducted an evaluation of the effectiveness of our internal control over financial reporting as of the end of the 
period covered by this report based on the framework set forth in Internal Control — Integrated Framework issued by the Committee of Sponsoring 
Organizations of the Treadway Commission (2013 framework).

Based on our evaluation under the framework set forth in Internal Control — Integrated Framework, our management concluded that our internal 

control over financial reporting was effective as of October 31, 2019. Our internal control over financial reporting as of October 31, 2019 has been 
audited by Deloitte & Touche LLP, an independent registered public accounting firm, as stated in their report which is included herein.

Lecil E. Cole, 
Chairman of the Board of Directors, 
and Chief Executive Officer

B. John Lindeman, 
Chief Financial Officer 

TO THE SHAREHOLDERS AND THE BOARD OF DIRECTORS OF CAL AVO GROWERS, INC.

Opinion on Internal Control over Financial Reporting

We have audited the internal control over financial reporting of Calavo Growers, Inc. and subsidiaries (the “Company”) as of October 31, 2019, 
based on criteria established in Internal Control—Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway 
Commission (COSO). In our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of 
October 31, 2019, based on criteria established in Internal Control – Integrated Framework (2013) issued by COSO.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the 
consolidated financial statements as of and for the year ended October 31, 2019, of the Company and our report dated December 19, 2019, expressed 
an unqualified opinion on those financial statements.

Basis for Opinion

The Company’s management is responsible for maintaining effective internal control over financial reporting and for its assessment of the 
effectiveness of internal control over financial reporting, included in the accompanying Management’s Report on Internal Control over Financial 
Reporting. Our responsibility is to express an opinion on the Company’s internal control over financial reporting based on our audit. We are a public 
accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal 
securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain 
reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects. Our audit included 
obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, testing and evaluating 
the design and operating effectiveness of internal control based on the assessed risk, and performing such other procedures as we considered 
necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion.

Definition and Limitations of Internal Control over Financial Reporting

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial 

reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A 
company’s internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in 
reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that 
transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, 
and that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the 
company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the 
company’s assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any 
evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that 
the degree of compliance with the policies or procedures may deteriorate.

Costa Mesa, California
December 19, 2019

Market for Registrant’s Common Equity, Related  
Stockholder Matters and Issuer Purchases of Equity Securities

In March 2002, our common stock began trading on the OTC Bulletin Board under the symbol “CVGW.” In July 2002, our common stock began 

trading on the Nasdaq National Market under the symbol “CVGW” and currently trades on the Nasdaq Global Select Market.

The following tables set forth, for the periods indicated, the high and low sales prices per share of our common stock as reported on the Nasdaq 

Global Select Market.

FISCAL 2019 

First Quarter 

Second Quarter 

Third Quarter 

Fourth Quarter 

HIGH 

99.90 

94.57 

97.65 

97.24 

$ 

$ 

$ 

$ 

LOW

FISCAL 2018 

$ 

$ 

$ 

$ 

70.57

75.59

84.88

84.93

First Quarter 

Second Quarter 

Third Quarter 

Fourth Quarter 

HIGH 

89.40 

98.50 

97.85 

107.15 

$ 

$ 

$ 

$ 

LOW

69.35

82.75

83.85

92.70

$ 

$ 

$ 

$ 

As of November 30, 2019, there were approximately 776 stockholders of record of our common stock, which includes shareholders whose shares 

were held in brokerage firms, depositories and other institutional firms in “street name.”

DIVIDEND POLICY

Our dividend policy is to provide for an annual dividend payment, as determined by the Board of Directors. We anticipate paying dividends in the 

first quarter of our fiscal year.

On October 1, 2019, we declared a dividend of $1.10 per share. On December 6, 2019, we paid the aggregate amount of $19.4 million to 

shareholders of record on November 15, 2019. On December 7, 2018, we paid a $1.00 per share dividend in the aggregate amount of $17.6 million to 
shareholders of record on November 16, 2018.

Shareowner Return Performance Graph

The following graph compares the performance of our common stock with the performance of the Nasdaq Market Index and a Peer Group of 
major diversified companies in our same industry for approximately the 60-month period beginning on October 31, 2014 and ending October 31, 2019. 
In making this comparison, we have assumed an investment of $100 in Calavo Growers, Inc. common stock, the Nasdaq Market Index, the Peer Group 
Index as of October 31, 2014. We have also assumed the reinvestment of all dividends.

COMPARISON OF 5-YEAR CUMUL ATIVE TOTAL RETURN 
Among Calavo Growers, Inc., The NASDAQ Composite Index, and a Peer Group

$250

$200

$150

$100

$50

$0

 10/14 

10/15 

10/16 

10/17 

10/18 

10/19

Calavo Growers, Inc. 

  NASDAQ Composite 

  Peer Group

*$100 invested on 10/31/14 in stock or index, including reinvestment of dividends. Fiscal year ending October 31, 2019. 

C V G W / / 68-69

Corporate Information

AUDIT COMMIT TEE 
Egidio “Gene” Carbone, Jr. 
Chairman

Steven W. Hollister

Michael A.“Mike” DiGregorio

Kathleen M. Holmgren

NOMINATING & 
GOVERNANCE COMMIT TEE
Egidio “Gene” Carbone, Jr. 
Chairman 

Michael A.“Mike” DiGregorio

James D. Helin

COMPENSATION COMMIT TEE
Steven W. Hollister 
Chairman

Michael A. “Mike” DiGregorio

Kathleen M. Holmgren

OPERATING DIRECTORS 
& MANAGERS
Michael D. Hause 
Director, Purchasing 
and Risk Management

John Agapin 
Director, Systems Analysis 
and Planning

Patricia D. Vorhies 
Director, Human Resources

Gary M. Gvvunther 
Director, Fresh Operations 
Special Projects

Marc Fallini 
Director, California Avocado Operations

Joseph Malagone 
Packinghouse Manager, Santa Paula

Francisco Orozco 
Packinghouse Manager, Jalisco Mexico

HEADQUARTERS
Calavo Growers, Inc. 
1141A Cummings Road 
Santa Paula, California 93060 
Telephone 805.525.1245 
Fax 805.921.3219 
www.calavo.com

GENERAL COUNSEL
Troy Gould PC 
Los Angeles, California

INDEPENDENT REGISTERED 
PUBLIC ACCOUNTING FIRM
Deloitte & Touche LLP 
Costa Mesa, California

INVESTOR & CORPORATE 
RELATIONS COUNSEL 
FoleyFreisleben LLC 
Los Angeles, California

FORM 10-K
A copy of the company’s annual  
report as filed upon Form 10-K  
is available upon request to the  
Corporate Controller or online  
from the Securities and Exchange  
Commission at www.sec.gov.

TRANSFER AGENT & REGISTRAR
Computershare 
462 South 4th Street
Suite 1600
Louisville, KY 40202

COMMON STOCK LISTING
Shares of the company’s common stock are 
listed on the Nasdaq Global Select Market 
under the symbol CVGW.

OFFICERS
Lecil E. Cole 
Chairman of the Board, President 
and Chief Executive Officer

B. John Lindeman 
Chief Financial Officer and 
Corporate Secretary

Rob Wedin 
Vice President 
Fresh Sales and Marketing

Mike Browne 
Vice President 
Fresh Operations 

Ron Araiza 
Vice President 
Foods Division Sales 
and Operations

James E. Gibson 
President 
Renaissance Food Group

James E. Snyder 
Corporate Controller 
Chief Accounting Officer

OFFICER—CAL AVO DE MEXICO 
Dionisio Ortiz 
Director of Operations 
Calavo de Mexico

PRINCIPAL BOARD 
COMMIT TEES 
EXECUTIVE COMMIT TEE 
Lecil E. Cole 
Chairman

J. Link Leavens 
First Vice Chairman

Scott N. Van Der Kar 
Second Vice Chairman

Dorcas H. Thille

Donald “Mike” Sanders

Harold S. Edwards

 
 
 
 
 
 
 
 
 
 
 
 
CALAVO GROWERS, INC.

Calavo Growers, Inc. is a global avocado industry leader and expanding provider of value-added fresh food. 
The company serves retail grocery, food service, club stores, mass merchandisers, food 
distributors and wholesalers worldwide through its three principal operating segments: Fresh, 
Renaissance Food Group, LLC (RFG) and Calavo Foods.

The Fresh segment procures and markets fresh avocados and other fresh produce (tomatoes and papayas). 
The company procures avocados from California, Mexico, and other growing regions around the world to 
satisfy year-round domestic demand, for export beyond North America to Asia and Europe, 
as well as for use in Calavo Foods’ prepared products. 

The RFG segment creates, markets and distributes a portfolio of healthy, fresh foods 
including fresh-cut fruit and vegetables and an extensive array of prepared items sold through 
the retail grocery channel.

The Calavo Foods business segment manufactures and distributes prepared items including fresh 
refrigerated guacamole and other avocado products, as well as guacamole 
hummus. Under the Calavo Salsa Lisa brand, the company produces and sells six varieties of wholesome 
refrigerated fresh salsa made with all-natural ingredients. 

Calavo products are sold under the company’s own respected brand name, as well as Garden Highway, 
Chef Essentials and a variety of private label and store brands.

Founded in 1924 as a grower-owned cooperative, Calavo today is publicly traded on the Nasdaq Global Select 
Market under the ticker symbol CVGW. Employing about 3,700 people, the company is headquartered in Santa 
Paula, California, and operates packing, production and distribution facilities nationwide and in Mexico, 
providing Calavo with one of the nation’s largest, most complete fresh-food infrastructure networks. These 
include:

Three fresh avocado packinghouses (in Santa Paula, Michoacán, Mexico, and Jalisco, Mexico);

One fresh papaya packinghouse (in Hawaii);

Eight RFG production and distribution facilities (in Northern and Southern California, Oregon, 
Texas, Indianapolis, Georgia, Florida and New Jersey);

Two Calavo Foods production facilities (in Michoacán, Mexico and Minnesota); and,

Four Value-Added Depots, distribution and sales (in Santa Paula, Texas, Florida and New Jersey).

OUR SENIOR MANAGEMENT TEAM

(from left to right)    JAMES E. GIBSON President, Renaissance Food Group    B. JOHN LINDEMAN Chief Financial Officer and Corporate Secretary    ROB WEDIN Vice President, 

Fresh Sales and Marketing     RON ARAIZA Vice President, Foods Division Sales and Operations    MIKE BROWNE Vice President, Fresh Operations 

Designed: MC BrandStudios www.mc-brandstudios.com    Creative Direction: Dan McNulty   Concept/Editorial: Richard Huvard    Editorial/Investor Relations: FoleyFreisleben LLC www.folfry.com
Photography: Marcelo Coelho www.marcelocoelho.com    Printing: Jano Graphics www.janographics.com