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Cambria Africa plc

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FY2015 Annual Report · Cambria Africa plc
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Cambria	Africa	Plc

Annual	report	

2015

Table	of	Contents
Annual	Report	2015

Results for the year 

Chief Execu(cid:415) ve Offi  cer’s Statement

Directors

Statement of Directors’ Responsibili(cid:415) es

Directors’ Report

Report of the Independent Auditors, Baker Tilly Isle of Man LLC, to the members of Cambria Africa Plc.

Consolidated Income Statement 

Consolidated Statement of Comprehensive Income

Consolidated Statement of Changes in Equity

Consolidated and Company Statement of Financial Posi(cid:415) on

Consolidated Statement of Cash Flows

Notes to the Financial Statements

Corporate informa(cid:415) on

Shareholder informa(cid:415) on

3

4

8

9

10

14

16

17

18

20

21

22 - 65

66

67

Results	for	the	year

Cambria Africa Plc (AIM:CMB) announces its full year results for the year ending 31 August 2015. The audited 
Financial Statements will be made available on the Company’s website (www.cambriaafrica.com). 

All  references  to  con(cid:415) nuing  opera(cid:415) ons  relate  to  the  Group’s 
Payserv Africa (“Payserv”) and Millchem Holdings (“Millchem”)
investments and head offi  ce ac(cid:415) vi(cid:415) es.

Sub-Saharan Africa.

Results summary:

Key events for the 2015 fi nancial year were:

•  On  21  October  2014  the  Group  disposed  of  its  100% 
shareholding  in  Lonzim  Hotel  Holdings  Limited  (“the  Leopard 
Rock Hotel Group”), the owner of the Leopard Rock Hotel and 
related en(cid:415) (cid:415) es, for a total considera(cid:415) on of $2.5 million. The net 
asset value of the Leopard Rock Hotel Group had been impaired 
in the prior year by $8.9 million to refl ect its net realisable value 
of $2.5 million at that date.

During the year ended 31 August 2015, Payserv and Mill-
chem  combined,  grew  revenues  and  gross  profi t  by  10% 
and 12% year-on-year, respec(cid:415) vely. 

Cambria’s central costs were reduced by 32% when com-
pared  to the equivalent period last year. As noted above, 
a further cost reduc(cid:415) on has been implemented, the annu-
alised result of which will  refl ect  substan(cid:415) ally  in the next 
repor(cid:415) ng period.

• On 3 September 2015, in the post balance sheet period, the 
Company  entered  into  a  Se(cid:425) lement  Agreement  with  Lonrho 
Limited rela(cid:415) ng to the Company’s Jet Claims in terms of which 
Cambria received $4.752 million in full and fi nal se(cid:425)  lement of 
the Jet Claims. 

Including  the net  Jet Claim li(cid:415) ga(cid:415) on  se(cid:425) lement proceeds 
of $3.47 million, Cambria’s EBITDA from con(cid:415) nuing opera-
(cid:415) ons for the year ended 31 August 2015 was $1.65 million 
compared to an EBITDA loss of $3.75 million for the 2014 
fi nancial year. 

• The Company’s remaining assets are Payserv Africa (“Payserv”) 
and  Millchem  Holdings  (“Millchem”)  and  the  board  is  of  the 
view  that  these  two  assets  provide  signifi cant  value  crea(cid:415) on 
opportuni(cid:415) es to Cambria and its shareholders.

• The execu(cid:415) ve team con(cid:415) nues its focus on:

•  Ra(cid:415) onalising and simplifying the head offi  ce func(cid:415) on and 
central  overheads. Signifi cant  progress  has  been  made  in 
reducing overheads, the full benefi t of which will refl ect in 
the next repor(cid:415) ng period;

•  Restoring the momentum lost in Millchem by re-establishing 
key  supplier  and  customer  rela(cid:415) onships.  Loss  making 
subsidiaries, Millchem Zambia and Millchem Malawi have 
been discon(cid:415) nued a(cid:332) er the fi nancial year end, with focus 
restored on Millchem Zimbabwe, Millchem’s core opera(cid:415) ng 
en(cid:415) ty;

• 

Suppor(cid:415) ng  the  Payserv  management  team  to  con(cid:415) nue 
the good growth in its core markets through an expanded 
service  off ering.    Payserv  Zambia  is  making  progress 
towards achieving its maiden profi ts; and

The Group recorded a profi t from con(cid:415) nuing opera(cid:415) ons of 
$0.55 million for the year ended 31 August 2015 (2014 loss 
of $5.7 million). 

Consilium dispute:

The  Consilium  dispute  arose  over  the  validity  of  CCRMF’s 
a(cid:425) empt to accelerate the repayment of the loans provided to 
the  Company  by  Consilium  Corporate  Recovery  Master  Fund 
(“CCRMF”  or  “Consilium”)  as  a  result  of  the  subscrip(cid:415) on  by 
Ventures  Africa  Limited  (“VAL”)  in  Cambria  in  April  2015.    On 
13 April 2015, Cambria shareholders approved the subscrip(cid:415) on 
by VAL of 107,000,000 ordinary shares in the Company which 
resulted in VAL owning 50.55% of Cambria. CCRMF and related 
par(cid:415) es hold 14.9% of Cambria’s shares.

Cambria  announced  on  26  October  2015  that  it  received  a 
statutory  demand  in  the  Isle  of  Man  in  which  CCRMF  had 
formally  demanded  repayment  of  the  loans.  In  response  to 
the statutory demand, the Company submi(cid:425) ed that there was 
a genuine and substan(cid:415) al dispute as to whether the debt was 
then payable and that any future presenta(cid:415) on of a winding up 
pe(cid:415) (cid:415) on would cons(cid:415) tute an abuse of the Court’s process. 

• 

Enhancing the value of Payserv by replica(cid:415) ng its successful 
technology pla(cid:414) orms, products and services in the rest of 

CCRMF  withdrew  their  statutory  demand  in  response  to 
Cambria’s applica(cid:415) on for an injunc(cid:415) on. In addi(cid:415) on, CCRMF was 

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	3

Chief	Executive	Of(cid:976)icer’s	Statement

ordered by the High Court of Jus(cid:415) ce of the Isle of Man to pay 
the Company’s costs of and incidentals to the Statutory Demand 
claim on a standard basis.

On 9 June 2015, Cambria announced the provision of a standby 
facility of $1.12m made available by VAL to the Company which 
was to be used as security for costs in rela(cid:415) on to the now se(cid:425) led 
li(cid:415) ga(cid:415) on against Lonrho. Pending the resolu(cid:415) on of the dispute 
with CCRMF, as a consequence of which CCRMF has converted 
their fl oa(cid:415) ng charge on Cambria’s assets, par(cid:415) cularly the Com-
pany’s primary bank accounts, the Lonrho se(cid:425) lement as well as 
the shares of Lonzim Holdings Limited, the Company is relying 
on this standby facility to fund its day-to-day opera(cid:415) ons.

Cambria con(cid:415) nues to strongly dispute CCRMF’s claim that there 
has been an event of default that en(cid:415) tles Consilium to acceler-
ate repayment of the loans and maintains that the due date of 
the loans as disclosed in its audited fi nancial statements and as 
defi ned in the loan agreements, as amended, is 30 April 2016. 

CCRMF and Cambria have agreed to the li(cid:415) ga(cid:415) on arising from 
the dispute being stayed un(cid:415) l 30 April 2016.  Cambria howev-
er con(cid:415) nues to diligently inves(cid:415) gate all the claims it may have 
against CCRMF and the former CEO and Chairman of Cambria, 
both also directors of Consilium.

Introduction

The fi rst 6 months since having assumed the CEO role 
with  eff ect  from  3  August  2015,  have  been  largely 
overshadowed by the unexpected Consilium dispute.  
Considerable (cid:415) me, cost and energy have been invest-
ed in defending the Consilium claims and in uncover-
ing the true state of aff airs in which Cambria was le(cid:332)  
by the previous execu(cid:415) ve management.

With  a  signifi cant  cash  equity  investment  through  VAL’s 
subscrip(cid:415) on in April 2015, my interests as CEO are aligned with 
that of shareholders.  Shareholders of Cambria have suff ered a 
tremendous loss of value in their investment in the Company. 
It is my aim to guide the Group back to profi tability and restore 
shareholder value.

Notwithstanding  the  signifi cant  distrac(cid:415) on  caused  by  the 
above,  Cambria  has  con(cid:415) nued  its  restructuring  whereby  the 
Company’s central overheads have been reduced to be fi t-for-
purpose.  In  addi(cid:415) on,  the  Group’s  fi nancial  posi(cid:415) on  has  been 
substan(cid:415) ally strengthened following the se(cid:425) lement of the legal 
dispute with Lonrho.

During the 2015 fi nancial year, revenues and gross profi t of the 
con(cid:415) nuing opera(cid:415) ons of Cambria, Payserv and Millchem, were 
$10.3 million (2014: $9.4 million) and $5.6 million (2014: $5.0 
million) represen(cid:415) ng an increase of 10% and 12% respec(cid:415) vely 
compared to the fi scal year 2014.  

Including  the  net  Jet  Claim  li(cid:415) ga(cid:415) on  se(cid:425) lement  proceeds  of 
$3.47 million, Cambria’s EBITDA from con(cid:415) nuing opera(cid:415) ons for 
2015  was  $1.65  million,  compared  to  the  prior  year’s  EBITDA 
loss from con(cid:415) nuing opera(cid:415) ons of $3.75 million.  

The  Group  profi t  for  the  year  is  $0.55  million  for  con(cid:415) nuing 
opera(cid:415) ons. Cambria’s earnings per share for the fi nancial year 
was 0.1c per share, compared to a loss of 19.5c per share for 
the same period last year. 

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	4

Main	Investments

CONSOLIDATED	RESULTS	

Payserv  and  Millchem  jointly  had  an  aggregated 
performance as follows:

(cid:904)US$ THOUSANDS(cid:905)

2015

2014 GROWTH

Chief	Executive	Of(cid:976)icer’s	Statement

Payserv	Africa	

Payserv  provides  EDI  switching  services  (Paynet), 
‘payslip’  processing  (Autopay)  and  payroll  based     
micro-fi nance loan processing (Tradanet).

(cid:904)US$ THOUSANDS(cid:905)

2015

 2014

GROWTH

Revenues

Gross profi t

10,306

9,405

5,637

5,017

Gross margin

55%

53%

10%

12%

4%

(5%)

Revenues

Gross profi t

5,012

4,594

4,745

4,196

Gross margin

95%

91%

9%

13%

4%

(9%)

SG&A

EBITDA

(5,365)

(5,650)

272

(633)

>(100%)

SG&A

EBITDA

(3,519)

(3,871)

1,226

325

>100%

EBITDA margin

3%

(7%)

>(100%)

EBITDA Margin

24%

7%

>100%

The following factors had a signifi cant impact on fi nancial per-
formance:

• 

• 

EBITDA  for  2014  was  impacted  by  once-off   costs  of  $0.7 
million incurred on inves(cid:415) ga(cid:415) ng the acquisi(cid:415) on of CelPay 
Zambia which was not concluded following the discovery of 
a signifi cant deteriora(cid:415) on in the fi nancial posi(cid:415) on of CelPay 
Zambia;

EBITDA  for  2015  con(cid:415) nued  to  be  eff ected  by  Payserv’s 
investment  in  expanding  its  presence  and  off ering  in 
Zambia, the costs of which are expensed in full; and 

•  Challenges experienced by Millchem Zambia and Millchem 
Malawi  in  the  ramp  up  of  these  subsidiaries  to  full 
trading capacity. Investment in these territories has  been 
discon(cid:415) nued  in  the  post  balance  sheet  period  to  refocus 
opera(cid:415) ons  and  investment  in  Millchem’s  core  Zimbabwe 
market.

Paynet provides Electronic Data Interchange (EDI) services to all 
the banks and building socie(cid:415) es in Zimbabwe, as well as to over 
1,500  corporates.  Paynet  processed  17.3  million  transac(cid:415) ons 
(2014:  16.4  million)  during  the  period  under  review,  a  5.5% 
increase.

Autopay provides payroll services to more than 150 customers 
and  processed  over  345  000  pay  slips  (2014:  313  000)  during 
the period under review, a 10% increase.  

Tradanet  processed  approximately  134,000  (2014:  121,000) 
loans  during  the  period,  represen(cid:415) ng  a  value  of  $176  million 
(2014:  $154  million),  an  11%  increase  and  a  14%  increase 
respec(cid:415) vely. 

During  the  year  under  review,  Payserv  con(cid:415) nued  to  invest 
into product  upgrades,  new  off erings,  entry  into  the Zambian 
market,  as  well  as  explora(cid:415) on  of  other  geographic  markets. 
These investments have not been capitalised and have therefore 
directly impacted the income statement during the year under 
review.  

The previous repor(cid:415) ng period included an excep(cid:415) onal item of 
$0.7  million  a(cid:425) ributable  to  the  write-off   of  transac(cid:415) on  costs 
related to CelPay Zambia discussed above. 

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	5

Revenues

Gross profi t

Gross margin

SG&A

EBITDA

Chief	Executive	Of(cid:976)icer’s	Statement

Millchem	Holdings	

Central	costs	(continued)

Millchem is a value-added chemicals distributor with 
a leading market posi(cid:415) on in Zimbabwe. 

Current total central costs have been reduced to an es(cid:415) mated 
normalised annual cost of $0.3 million (excluding once-off  costs 
legal costs), from US3.1 million before VAL’s investment. 

(cid:904)US$ THOUSANDS(cid:905)

2015

2014 GROWTH

5,294

4,811

10%

892

821

17%

17%

9%

-

As  the  new  CEO  of  Cambria,  I  will  con(cid:415) nue  not  to  collect 
compensa(cid:415) on including benefi ts un(cid:415) l such (cid:415) me as the cash fl ow 
from the Company’s underlying opera(cid:415) ons supports it. Similarly, 
my  fellow  directors  have  not  received  any  compensa(cid:415) on  or 
benefi ts since VAL’s investment.

(1,846)

(1,779)

(4%)

Tradanet

(954)

(958)

-

EBITDA margin

(18%)

(20%)

(10%)

Despite  the  challenging  and  uncertain  business  environment 
during the year, Millchem grew revenues by 10%. 

Overheads were nega(cid:415) vely impacted by the expansion and in-
vestment  in  establishing  Millchem  Zambia  and  Millchem  Ma-
lawi under the Group’s previous management. A(cid:332) er the year-
end, Millchem Malawi has been closed while Millchem Zambia 
has been disposed of. 

The  Company  is  defending  a  claim  brought    by  the  minority 
shareholder in Tradanet, O(cid:425) onby Trading (Private) Limited, re-
la(cid:415) ng  to  its  right  to  acquire  Payserv’s  51%  share  in  Tradanet, 
allegedly triggered by the change in control of Cambria as a re-
sult of VAL’s subscrip(cid:415) on in April 2015. The Company’s legal ad-
visers, having considered the terms of the related shareholders 
agreement,  are  confi dent  that  the  claim  will  be  unsuccessful.  
The par(cid:415) es have agreed to follow an arbitra(cid:415) on process to re-
solve this dispute, which is expected to be completed shortly.

Events	 following	 the	 end	 of	 the	 period	
under	review

Establishing  Millchem  as  a  profi table  unit  con(cid:415) nues  to  be  an 
important priority. The key focus areas are:

SALE	OF	MILLCHEM	ZAMBIA

• 

Strengthening  the  execu(cid:415) ve  leadership  team  following 
departure of senior execu(cid:415) ves;

•  Rebuilding rela(cid:415) onships with key customers;

Millchem Holdings has agreed to the sale of the Zambian oper-
a(cid:415) ons for net asset value of US$46 thousand, with eff ect from 
1 September 2015.  The rights to the name “Millchem Zambia” 
are not included in the sale.

•  Re-establishing credit lines with key suppliers; and

SETTLEMENT	WITH	LONRHO

On  3  September  2015,  the  Company  concluded  a  se(cid:425) lement 
agreement with Lonrho with respect to the Jet claims and coun-
terclaims  between  the  par(cid:415) es, in  terms  of  which  the  Compa-
ny received US$4.752 million in full and fi nal se(cid:425)  lement of the 
claims. A(cid:332) er outstanding li(cid:415) ga(cid:415) on and other associated costs, 
the net proceeds were US$3.47 million. 

• 

Streamlining overheads and trading effi  ciencies.

Central	costs	

Cambria incurred $2.0 million in central costs for the period un-
der review, compared to $3.1 million in the prior year, a reduc-
(cid:415) on of 32%.

Included  in  the  above  are  salaries  and  benefi ts  paid  to  the 
Company’s  previous  CEO  and  Chairman,  Messrs  E  Wisman 
and  I  Perkins  of  $0.4  million  and  $0.2  million,  respec(cid:415) vely. 
These amounts include once-off  “change in control” payments 
amoun(cid:415) ng to $0.2 million.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	6

Chief	Executive	Of(cid:976)icer’s	Statement

Strategy	going	forward	and	closing

The Company is now focused on crea(cid:415) ng value for shareholders 
through  its  investments  in  Millchem  and  Payserv.  In  addi(cid:415) on, 
the  Board  is  in  the  process  of  formula(cid:415) ng  its  investment 
strategy  to  implement  strategic  value-crea(cid:415) ng  acquisi(cid:415) ons  as 
appropriate  opportuni(cid:415) es  arise.  We  will  con(cid:415) nue  to  focus  on 
Zimbabwe, which we believe provides the best opportunity for 
successful investment and growth in the short to medium term. 

SAMIR	SHASHA	
CHIEF	EXECUTIVE	OFFICER
29	FEBRUARY	2016

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	7

Directors

Paul	Turner,	69
NON(cid:487)EXECUTIVE	CHAIRMAN	

Paul  Turner  is  a  Chartered  Accountant  and  past  President 
of  the  Ins(cid:415) tute  of  Chartered  Accountants  of  Zimbabwe.  He 
is  a  highly  respected  and  knowledgeable  member  of  the 
Zimbabwean  business  community.  He  was  a  partner  at  Ernst 
& Young in Harare, Zimbabwe, for over thirty years and brings 
an  unparalleled  level  of  experience  in  the  structure  and 
opera(cid:415) on of businesses in Zimbabwe. Ini(cid:415) ally appointed to the 
Cambria board on 1 July 2008, he was appointed as Chairman 
on 8 July 2015.

Samir	Shasha,	55
CHIEF	EXECUTIVE	OFFICER

Samir  Shasha  started  his  involvement  in  Southern  Africa  with 
supplying  and leasing  trucks for the opera(cid:415) ons of  a  transport 
company focused on relief aid. In 1995 he established S. Shasha 
& Associates in Zimbabwe and introduced Freightliner Trucks in 
Southern Africa for the fi rst (cid:415) me. In 2002, S. Shasha & Associates 
purchased  Zimbabwe  Online,  an  Internet  Service  Provider  in 
Zimbabwe, and took on the role of CEO un(cid:415) l 2006. The company 
was  sold  to  Liquid  Telecom  in  2012.  Mr.  Shasha  received  his 
Bachelors from Vassar College with Honors in Economics in 1981. 
Following Ventures Africa Limited’s investment in the Company 
in April 2015, Mr Shasha was appointed to the Cambria board 
on 5 June 2015 and as CEO on 3 August 2015. 

Josephine	Petra	Watenphul,	35
CHIEF	FINANCIAL	OFFICER

Josephine  Watenphul  is  a  qualifi ed  Chartered  Accountant 
(South  Africa).  She  joined  the  UCS  Group  Limited  (“UCS”),  a 
Johannesburg-based investment holding company in technology 
and  associated  businesses  listed  on  the  Johannesburg  Stock 
Exchange,  in  April  2004.  In  April  2009,  Josie  was  appointed 
Group CFO, a posi(cid:415) on which she held  un(cid:415) l May 2015. During 
her  tenure  at  UCS,  which  was  later  renamed  Capitaleye 
Investments  upon  delis(cid:415) ng  in  October  2011,  Josie  assisted  in 
various corporate ac(cid:415) ons and restructurings. She was appointed 
to the Cambria board on 17 June 2015.

Dipak	Champaklal	Pandya,	57
NON(cid:487)EXECUTIVE	DIRECTOR

Dipak Pandya is  a Chartered Accountant  and has  since March 
2009 been the fi nancial controller at Strauss Logis(cid:415) cs Limited, 
a  fuel  trading  and  distribu(cid:415) on  company  ac(cid:415) ve  in  central  and 
southern Africa. Prior to this, Dipak was the fi nancial controller 
at  Playwize  Plc,  a  computer  so(cid:332) ware  development  company. 
Dipak was appointed to the Cambria board on 26 June 2015.

Changes	to	the	board	

Director resigna(cid:415) ons: 

Name

Ex-posi(cid:415) on/designa(cid:415) on

Date

Paul Turner

Non-execu(cid:415) ve

6  May 2015

Edzo Wisman

CEO

Ian Perkins

Chairman

13 July 2015

14 July 2015

Director appointments:

Name

Posi(cid:415) on/designa(cid:415) on

Date

Samir Shasha

Josephine Petra 
Watenphul

CEO

CFO

5 June 2015

17 June 2015

Dipak Champaklal 
Pandya

Non-execu(cid:415) ve director

26 June 2015

Paul Turner

Chairman

8 July 2015

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	8

Directors’	Responsibility	Statement	in	Respect	of	the	Directors’	Report	and	the	
Financial	Statements.

Directors
Cambria

The  Directors  are  responsible  for  keeping  proper  accoun(cid:415) ng 
records that are suffi  cient to show and explain the Group and 
Parent  Company’s  transac(cid:415) ons  and  disclose  with  reasonable 
accuracy  at  any  (cid:415) me  its  fi nancial  posi(cid:415) on.  They  have  general 
responsibility  for  taking  such steps  as  are  reasonably open  to 
them to safeguard the assets of the Group and to prevent and 
detect fraud and other irregulari(cid:415) es.

The Directors are responsible for the maintenance and integrity 
of  the  corporate  and  fi nancial  informa(cid:415) on  included  on  the 
Company’s  website.  Legisla(cid:415) on  governing  the  prepara(cid:415) on 
and dissemina(cid:415) on of fi nancial statements may diff er from one 
jurisdic(cid:415) on to another.

The Directors are responsible for preparing the Directors’ Report 
and the fi nancial statements in accordance with applicable law 
and  regula(cid:415) ons.  The  Directors  have  elected  to  prepare  the 
Group and Parent Company fi nancial statements in accordance 
with Interna(cid:415) onal Financial Repor(cid:415) ng Standards as adopted by 
the European Union.

The  Group  and  Parent  Company  fi nancial  statements  are 
required  to  give  a  true  and  fair  view  of  the  state  of  aff airs of 
the Group and Parent Company and of the profi t or loss of the 
Group for that period. 

In  preparing  these  fi nancial  statements,  the  Directors  are 
required to:

• 

select  suitable  accoun(cid:415) ng  policies  and  then  apply  them 
consistently;

•  make judgements  and  es(cid:415) mates  that  are  reasonable and 

prudent; 

• 

• 

state whether they have been prepared in accordance with 
Interna(cid:415) onal Financial Repor(cid:415) ng Standards as adopted by 
the European Union; and

prepare  the  fi nancial  statements  on  the  going  concern 
basis unless it is inappropriate to presume that the Group 
and Parent Company will con(cid:415) nue in business.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	9

Directors’	Report

FOR	THE	YEAR	ENDED	31	AUGUST	2015

The Directors of Cambria Africa Plc (the “Company”) and its subsidiaries (together the “Group”) submit their 
report, together with the audited fi nancial statements for the year ended 31 August 2015.

Principal	activities

During  the  year,  the  Group  was  an  investment  company  with 
a por(cid:414) olio of investments in Zimbabwe, countries surrounding 
Zimbabwe, as well as the remainder of Sub-Saharan Africa, with 
a bias towards Southern and Eastern Africa. 

Investing	policy

The Company’s investment objec(cid:415) ve is to provide Shareholders 
with long term capital apprecia(cid:415) on.

While  the  Company  does  not  have  a  par(cid:415) cular  sectoral 
focus, u(cid:415) lising the investment skills  of the Directors  and their 
advisors,  the  Company  seeks to  iden(cid:415) fy  individual companies 
in  sectors  best  posi(cid:415) oned  to  benefi t  should  there  be  radical 
improvements in Zimbabwe’s economy. The Company may make 
investments  in  the  tourism,  accommoda(cid:415) on,  infrastructure, 
transport,  commercial  and  residen(cid:415) al  property,  technology, 
communica(cid:415) ons,  manufacturing,  retail,  services, 
leisure, 
agricultural  and  natural  resources  sectors.  The  Company  may 
also  make  investments  in  businesses  outside  Zimbabwe  and 
the countries surrounding Zimbabwe as well as the remainder 
of  Sub-Saharan  Africa,  that  have  a  signifi cant  exposure  to 
assets, businesses or opera(cid:415) ons within the defi ned region. The 
Company will only be able to achieve its investment objec(cid:415) ve in 
the event the Zimbabwean economy radically improves.

Whilst  there  will  not  be  any  limit  on  the  number  or  size  of 
investments the Company can make in any sector, the Directors 
seek  to  diversify  the  Company’s  investments  across  various 
sectors in order to mi(cid:415) gate risk and to avoid concentra(cid:415) ng the 
por(cid:414) olio in any single sector.

The Company’s interest in a proposed investment or acquisi(cid:415) on 
may  range  from  a  minority  posi(cid:415) on  to  full  ownership.  The 
Company  intends  to  ac(cid:415) vely  manage  the  opera(cid:415) ons  of  the 
companies it has invested in. Wherever possible the Company 
will  seek  to  achieve  Board  control  or  fi nancial  control  of 
legisla(cid:415) on  within 
its  por(cid:414) olio  companies. 
Zimbabwe may, however, prevent the Company from acquiring 
or maintaining a majority control in a Zimbabwean business.

Indigenisa(cid:415) on 

The Directors believe that through their individual and collec(cid:415) ve 
experience of inves(cid:415) ng and managing acquisi(cid:415) ons and disposals 
in Africa, they have the necessary skills to manage the Company 

and to source deal fl ow. Prior to any investment decisions being 
taken by the Board of the Company, a due diligence process is 
undertaken by the Company’s appointed specialist fi nancial and 
legal advisors.

investment  strategy 

The  Company’s 
is  dependent  upon 
future  radical  improvement  in  the  economy  of  Zimbabwe 
and  expansion  into  the  immediate  region.  It  is  therefore 
possible that a signifi cant period of (cid:415) me may elapse before an 
investment by the Company will produce any returns and there 
is  no  guarantee  that  the  economy  in  Zimbabwe  will  improve. 
Accordingly, the Company may not be able to make any profi ts 
and may incur losses. 

The  Directors  intend  to  seek  the  consent of  the  Shareholders 
for  the  investment  policy  on  an  annual  basis.  The  Company 
Directors  will  comply as  a ma(cid:425) er  of policy with  the US  Offi  ce 
of  Foreign  Assets  Control  and  the  European  Union  Council 
Regula(cid:415) on (EC) No. 314/2004 regula(cid:415) ons.

Results

The Group made a consolidated pro(cid:332)  a(cid:332) er non-controlling interests 
of  US$164  thousand  (2014:  loss US$16,138  thousand)  during  the 
year and this has been set against reserves. 

Business	review	and	development

The Chief Execu(cid:415) ve’s review of opera(cid:415) ons contains informa(cid:415) on 
on  developments  during  the  year  and  key  poten(cid:415) al  future 
developments.

The requirements of the enhanced business review in rela(cid:415) on 
to  strategy  and  progress  thereon  are  contained  in  the  Chief 
Execu(cid:415) ve’s review of opera(cid:415) ons. 

The  principal  risks  and  uncertain(cid:415) es  relate  to  the  revenue 
genera(cid:415) on  in  the  Group’s  businesses  which,  being  located  in 
Africa, are subject  to  respec(cid:415) ve  government policies, poli(cid:415) cal 
stability,  general  economic  condi(cid:415) ons  in  the  relevant  country 
and exposure to foreign currency movements.

The  Group  monitors  cash  fl ow  as  one  of  its  primary  key 
indicators.  Given  current  global  fi nancial 
performance 
condi(cid:415) ons, as well as current developments in Zimbabwe, the 
Directors are carefully monitoring cash resources within the

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	10

Business	review	and	development	(con-
tinued)

Group  and  have  ins(cid:415) gated  a  number  of  ini(cid:415) a(cid:415) ves  to  ensure 
funding  will  be  available  to  meet  obliga(cid:415) ons  as  they  fall  due 
and for planned projects and ongoing working capital support 
for its investments. 

If such funding cannot be secured, the projects will be delayed 
or  cancelled  to  ensure  that  the  Group  can  manage  its  cash 
resources for the foreseeable future. 

The  Group  also  uses  a  number  of  other  key  performance 
indicators which are measured at diff erent (cid:415) ers in the opera(cid:415) on. 
At  the  top  level,  the  Group  tracks  revenues,  gross  profi t, 
EBITDA  and  cash  genera(cid:415) on  against budget of  the  underlying 
subsidiaries. 

The  Directors  mi(cid:415) gate  risk  by  evalua(cid:415) on  of  every  investment 
that  is  made  and  have  therefore  developed  a  risk  analysis 
repor(cid:415) ng procedure, which links into the Company’s Corporate 
Governance procedures.

Further 
informa(cid:415) on  regarding  the  Group’s  policies  and 
exposure to fi nancial risk can be found in note 31 to the fi nancial 
statements.

Share	capital

Details  of  changes  to  the  Company’s  share  capital  and  share 
premium during the fi nancial year are contained in note 23 to 
the fi nancial statements.

Post	 statement	 of	 (cid:976)inancial	 position	
events

Details  of  signifi cant  events  since  the  repor(cid:415) ng  date  are 
contained in note 39 to the fi nancial statements.

Directors’	Report
For	the	year	ended	31	August	2015

Corporate	Governance

COMPLIANCE	WITH	THE	UK	CORPORATE	GOVER(cid:487)
NANCE	CODE	

The  Directors  recognise  the  value  of  the  UK  Corporate 
Governance Code (formerly the Combined Code on Corporate 
Governance) and, whilst under AIM rules full compliance is not 
required,  the  Directors  are  considering  the  recommenda(cid:415) ons 
and  applicability  in  respect  of  the  Company  insofar  as  is 
prac(cid:415) cable and appropriate for a public company of its size and 
will con(cid:415) nue to implement appropriate compliance measures.

BOARD	OF	DIRECTORS

At the date of this report the Board of Directors comprises of 
two Execu(cid:415) ve Directors, and two Non-Execu(cid:415) ve Directors, one 
of whom is the Chairman. 

The  Directors  are  of  the  opinion  that  the  Board  comprises  a 
suitable  balance  to  enable  the  recommenda(cid:415) ons of the Code 
to be implemented to an appropriate level. The Board, through 
the Chairman and Chief Execu(cid:415) ve Offi  cer in par(cid:415) cular, maintains 
regular contact with its advisors, and ins(cid:415) tu(cid:415) onal investors  in 
order  to  ensure  that  the Board develops  an  understanding of 
the views of the major shareholders of the Company.

The  Board 
is  responsible  for  formula(cid:415) ng,  reviewing  and 
approving  the  Company’s  strategy,  fi nancial  ac(cid:415) vi(cid:415) es  and 
opera(cid:415) ng  performance.  Day-to-day  management  is  devolved 
to the execu(cid:415) ve management who are charged with consul(cid:415) ng 
the  Board  on  all  signifi cant  fi nancial  and  opera(cid:415) onal  ma(cid:425) ers. 
Consequently,  decisions  are  made  promptly 
following 
consulta(cid:415) on  amongst  the  Directors  and managers concerned, 
where necessary and appropriate.

All necessary informa(cid:415) on is supplied to the Directors on a (cid:415) mely 
basis to enable them to discharge their du(cid:415) es eff ec(cid:415) vely and all 
Directors have access to independent professional advice at the 
Company’s expense, as and when required.

is  available 

The  Chairman 
ins(cid:415) tu(cid:415) onal 
shareholders to discuss any issues and concerns regarding the 
Group’s  governance.  The  Non-Execu(cid:415) ve  Directors  can  also 
a(cid:425) end mee(cid:415) ngs with major shareholders, if requested.

to  meet  with 

The par(cid:415) cipa(cid:415) on of both private and ins(cid:415) tu(cid:415) onal investors at 
the Annual General Mee(cid:415) ng is welcomed by the Board. 

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	11

Directors’	Report
For	the	year	ended	31	August	2015

Corporate	Governance	(continued)

NOMINATION	COMMITTEE

INTERNAL	CONTROLS

for  the 
The  Directors  acknowledge  their  responsibility 
Company’s and the Group’s systems of internal control, which 
are designed to safeguard the assets of the Group and ensure 
the reliability of fi nancial informa(cid:415) on for both internal use and 
external  publica(cid:415) on.  Overall  control  is  ensured  by  a  regular 
detailed  repor(cid:415) ng  system  covering  the  state  of  the  Group’s 
fi nancial  aff airs.  The  Board  has  implemented  procedures  for 
iden(cid:415) fying,  evalua(cid:415) ng  and  managing  the  signifi cant  risks  that 
face the Group.

Any system of internal control can provide only reasonable, and 
not absolute, assurance that material fi nancial irregulari(cid:415) es will 
be detected or that the risk of failure to achieve business objec-
(cid:415) ves is eliminated.

The Nomina(cid:415) on Commi(cid:425) ee will be responsible for iden(cid:415) fying 
candidates  to  fi ll  vacancies  on  the  Board,  as  and  when 
they  arise,  and  nominate  them  for  approval  by  the  Board. 
The  Nomina(cid:415) on  Commi(cid:425) ee  will  comprise  Paul  Turner 
(Chairman), Samir Shasha and Dipak Pandya.

Declared	substantial	shareholdings

The Directors have been advised of the following shareholdings 
at 31 January 2016 of 3 per cent or more of the Company’s is-
sued share capital:

NUMBER OF 
SHARES

PERCENT(cid:883)
AGE OF 
THE ISSUED 
CAPITAL

COMMITTEES

Ventures Africa Ltd*

107,000,000

50.55%

The Board is in the process of establishing the following com-
mi(cid:425) ees:

Consilium Investment Man-
agement LLC

16,262,798

7.68%

Russell Investments Ltd

14,252,663

Roald Sommersel

7,168,458

6.73%

3.39%

* Ventures Africa Limited is benefi cially owned  by Samir Shasha,  director  and 

CEO of the Company.

Directors

Biographical details of all Directors as well dates of appointment 
and resigna(cid:415) on are set out on page 8.

AUDIT	COMMITTEE

The role of the Audit Commi(cid:425) ee will be to oversee the nature and 
scope of the annual audit, management’s repor(cid:415) ng on internal 
accoun(cid:415) ng  standards  and  prac(cid:415) ces,  fi nancial 
informa(cid:415) on 
and  accoun(cid:415) ng  systems  and  procedures  and  the  Company’s 
fi nancial repor(cid:415) ng statements. The Audit Commi(cid:425) ee’s primary 
objec(cid:415) ves  will  include  assis(cid:415) ng  the  Directors  in  mee(cid:415) ng 
their  responsibili(cid:415) es  in  respect  of  the  Company’s  con(cid:415) nuous 
fi nancial  disclosure  obliga(cid:415) ons  and  overseeing  the  work  of 
the  Company’s  external  auditors.  The  Audit  Commi(cid:425) ee  will 
comprise Paul Turner (Chairman) and Dipak Pandya.

REMUNERATION	COMMITTEE

The Remunera(cid:415) on Commi(cid:425) ee  will make recommenda(cid:415) ons  to 
the Board on the remunera(cid:415) on policy that applies to Execu(cid:415) ve 
Directors and senior employees. 

The  Remunera(cid:415) on  Commi(cid:425) ee  will  comprise  Dipak  Pandya 
(Chairman) and Paul Turner.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	12

Directors’	share	interests

The Directors’ who were in offi  ce at the beginning and end of 
the fi nancial year, had the following interests in the shares of 
the Company:

DIRECTORS

AT 
31.08.15
NO. OF 
SHARES

AT 
31.08.14
NO. OF 
SHARES

Samir Shasha*

107,000,000

Josephine Watenphul

Dipak Pandya

Paul Turner

Ian Perkins**

n/a

n/a

n/a

Nil

Nil

Nil

Nil

880,250

880,250

Edzo Wisman**

1,428,705

1,428,705

Total

109,308,955

2,308,955

* Indirectly through Ventures Africa Limited.

**Edzo Wisman and Ian Perkins resigned on 13 July 2015 and 14 July 2015 re-

spec(cid:415) vely.

Directors’	Report
For	the	year	ended	31	August	2015

and dona(cid:415) ons.

Insurance

The  Company  has  Directors’  and  Offi  cers’  liability  insurance 
cover in place for Group Directors.

Share	price	performance

Between 1 September 2014 and 31 August 2015 the share price 
varied between a high of 5.38p and a low of 0.60p. At 31 August 
2015 the closing market price of the shares at close of business 
was  0.825p  (2014:  5.38p).  On  26  February  2016  the  closing 
price of the shares was 0.40p.

Auditors

A  resolu(cid:415) on  to  re-appoint  Baker  Tilly  Isle  of  Man  LLC  and 
to  authorise  the  Directors  to  fi x  their  remunera(cid:415) on  will  be 
proposed at the Annual General Mee(cid:415) ng.

The  Directors  who  held  offi  ce  at  the  date  of  approval  of  this 
Directors’ Report confi rm that, so far as they are each aware, 
there is no relevant audit informa(cid:415) on of which the Company’s 
Auditors are unaware; and each Director has taken all the steps 
that he/she ought to have taken as a Director to make himself/
herself aware of any relevant audit informa(cid:415) on and to establish 
that the Company’s Auditors are aware of that informa(cid:415) on.

Share op(cid:415) ons held by the Directors are detailed in note 24 of 
the fi nancial statements

Annual	General	Meeting

The  no(cid:415) ce  of mee(cid:415) ng, together  with  a form  of  proxy,  will  be 
sent out separately at a later date.

ON	BEHALF	OF	THE	BOARD.
PAUL	TURNER
CHAIRMAN
29	FEBRUARY	2016

All of the above interests are recorded in the Company’s Register 
of  Directors’  Share  and  Debenture  Interests.  No  Director  has 
a benefi cial interest in the shares or debentures of any of the 
Company’s subsidiary undertakings.

Anti-Corruption	and	Bribery	Policy

The  Company  has  in  place  an  An(cid:415) -Corrup(cid:415) on  and  Bribery 
Policy  which  has  been  adopted  by  the  Company  across  all 
divisions  of  the  Group.  The  Board  has  overall  responsibility 
for  ensuring  compliance  by  Directors,  employees  and  other 
persons  associated  with  the  Group  with  applicable  legal  and 
ethical obliga(cid:415) ons. The Company’s Chief Execu(cid:415) ve Offi  cer has 
primary and day-to-day responsibility for implementa(cid:415) on of the 
policy. Management at all levels of the Group are responsible 
for  ensuring  those  repor(cid:415) ng  to  them  are  made  aware  of, 
and  understand,  the  policy.  The  policy  gives  guidance  on  risk 
iden(cid:415) fi ca(cid:415) on  and  the  procedures  to  follow  where  a  risk  is 
iden(cid:415) fi ed, together with clear guidelines on gi(cid:332) s, entertainment 

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	13

Report	of	the	Independent	Auditors
For	the	year	ended	31	August	2015

Report	of	the	Independent	Auditors,	Baker	Tilly	
Isle	of	Man	LLC,	to	the	members	of	Cambria	Africa	
Plc

We have audited the Group and Parent Company fi nancial Statements (the “fi nancial statements”) of Cambria Africa Plc for the 
year ended 31 August 2015 which comprise the Consolidated Income Statement, the Consolidated Statement of Comprehensive 
Income, the Consolidated Statement of Changes in Equity, the Consolidated and Company Statements of Financial Posi(cid:415) on, the 
Consolidated Statement of Cash Flows and the related notes. The fi nancial repor(cid:415) ng framework that has been applied in their 
prepara(cid:415) on is applicable law and Interna(cid:415) onal Financial Repor(cid:415) ng Standards (IFRSs) as adopted by the European Union.

This report is made solely to the Company’s members, as a body. Our audit work has been undertaken so that we might state to 
the Company’s members those ma(cid:425) ers we are required to state to them in an auditor’s report and for no other purpose. To the 
fullest extent permi(cid:425) ed by law, we do not accept or assume responsibility to anyone other than the Company and the Company’s 
members as a body, for our audit work, for this report, or for the opinions we have formed.

Respective	responsibilities	of	Directors	and	Auditor

As explained more fully in the Directors’ Responsibili(cid:415) es Statement set out on page 9, the Directors are responsible for the prepa-
ra(cid:415) on of fi nancial statements that give a true and fair view. Our responsibility is to audit, and express an opinion on, the fi nancial 
statements in accordance with applicable law and Interna(cid:415) onal Standards on Audi(cid:415) ng (UK and Ireland). Those standards require 
us to comply with the Audi(cid:415) ng Prac(cid:415) ces Board’s Ethical Standards for Auditors.

Scope	of	the	audit	of	the	(cid:976)inancial	statements

An audit involves obtaining evidence about the amounts and disclosures in the fi nancial statements suffi  cient to give reasonable 
assurance that the fi nancial statements are free from material misstatement, whether caused by fraud or error. This includes an 
assessment of: whether the accoun(cid:415) ng policies are appropriate to the Group’s circumstances and have been consistently applied 
and adequately disclosed; the reasonableness of signifi cant accoun(cid:415) ng es(cid:415) mates made by the Directors; and the overall presenta-
(cid:415) on of the fi nancial statements. In addi(cid:415) on, we read all the fi nancial and non-fi nancial informa(cid:415) on in the Directors Report to iden-
(cid:415) fy material inconsistencies with the audited fi nancial statements. If we become aware of any apparent material misstatements or 
inconsistencies we consider implica(cid:415) ons for our report.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	14

Report	of	the	Independent	Auditors,	Baker	Tilly	
Isle	of	Man	LLC,	to	the	members	of	Cambria	Africa	
Plc	(continued)

Opinion	on	the	(cid:976)inancial	statements

In our opinion the fi nancial statements:

• 

• 

 give a true and fair view of the state of the Group and Parent Company’s aff airs as at 31 August 2015 and of the Group’s 
profi t for the year then ended; and

 have been properly prepared in accordance with IFRS as adopted by the European Union.

Emphasis	of	matter

In forming our opinion on the fi nancial statements, which is not modifi ed, we have considered the adequacy of the disclosure 
made in note 2 to the fi nancial statements concerning the Group’s ability to con(cid:415) nue as a going concern.  The group, which at 31 
August 2015 has net current liabili(cid:415) es of $2.35 million, has signifi cant external borrowings which mature during 2016.  $5.08m is 
due for repayment in April 2016 and a further $2.00m is due for repayment in July 2016.  Although the directors are taking steps 
to refi nance these loans , these circumstances, along with other ma(cid:425) ers set out in note 2 to the fi nancial statements, indicate the 
existence of a material uncertainty which may cast signifi cant doubt about the Group’s ability to con(cid:415) nue as a going concern.  The 
fi nancial statements do not include the adjustments that would result if the Group was unable to con(cid:415) nue as a going concern.

Baker	Tilly	Isle	of	Man	LLC
Chartered	Accountants
2a	Lord	Street
Douglas
Isle	of	Man	
IM99	1HP
29	February	2016

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	15

Consolidated	Income	Statement
For	the	year	ended	31	August	2015

Revenue

Cost of sales

Gross profi t

Opera(cid:415) ng costs

Other income

Net proceeds on lil(cid:415) ga(cid:415) on se(cid:425)  lement

Net profi ts/(losses) on disposal of investments and impairment of assets

Opera(cid:415) ng profi t/(loss)

Finance income

Finance costs

Net fi nance costs

Profi t/(loss) before tax

Income tax 

NOTE

5

6

6

8

8

9

Profi t/(loss) for the period from con(cid:415) nuing opera(cid:415) ons

Discon(cid:415) nued opera(cid:415) ons

Loss for the year from discon(cid:415) nued opera(cid:415) ons, net of tax

5/10

Profi t/(loss) for the year

A(cid:425)  ributable to:

Owners of the company

Non-controlling Interests

Profi t/(loss) for the year

Earnings per share - all opera(cid:415) ons

Basic and diluted profi t/(loss) per share (Cents)

Earnings per share-con(cid:415) nuing opera(cid:415) ons

Basic and diluted profi t/(loss) per share (Cents)

11

11

2015

TOTAL

US$’000

10,306

(4,670)

5,636

(7,766)

7

3,474

199

1,550

10

(740)

(730)

820

(271)

549

(94)

455

164

291

455

0.1c

0.2c

2014

TOTAL

US$’000

9,405

(4,388)

5,017

(8,513)

17

-

(774)

(4,253)

21

(1,128)

(1,107)

(5,360)

(319)

(5,679)

(10,166)

(15,845)

(16,138)

293

(15,845)

(19.5c)

(7.2c)

The notes on pages 22 to 65 are an integral part of these consolidated fi nancial statements.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	16

Consolidated	Statement	of	Comprehensive	Income	
For	the	year	ended	31	August	2015

Profi t/(loss) for the year

Other comprehensive income

Foreign currency transla(cid:415) on diff erences for overseas opera(cid:415) ons

Total comprehensive profi t/(loss) for the year

A(cid:425)  ributable to:

Owners of the company

Non-controlling interest

Total comprehensive profi t/(loss) for the year

2015

US$’000

455

97

552

261

291

552

                                     2014

US$’000

(15,845)

12

(15,833)

(16,126)

293 

(15,833)

The notes on pages 22 to 65 are an integral part of these consolidated fi nancial statements

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	17

Consolidated	Statement	of	Changes	in	Equity
For	the	year	ended	31	August	2015

ATTRIBUTABLE TO OWNERS OF THE COMPANY

SHARE
CAPITAL

SHARE 
PREMIUM

RE(cid:883)
VALUA(cid:883)
TION
RESERVE

FOREIGN 
EXCHANGE 
RESERVE

SHARE 
BASED 
PAYMENT 
RESERVE

RETAINED 
EARNINGS

NDR

TOTAL

NON(cid:883) CON(cid:883)
TROLLING 
INTERESTS

TOTAL 
EQUITY

US$’000

US$’000

US$’000

US$’000

US$’000

US$’000

US$’000

US$’000

US$’000

US$’000

Balance at 31 August 2014

18

82,487

438

(10,629)

86

(75,890)

2,241

(1,249)

Profi t for the year

Foreign currency transla(cid:415) on 
diff erences for overseas 
opera(cid:415) ons

Total comprehensive profi t 
for the year

Contribu(cid:415) ons by and dis-
tribu(cid:415) ons to owners of the 
Company recognised 
directly in equity

Disposal of subsidiary

Dividends paid

Issue of ordinary shares

Total contribu(cid:415) ons by and 
distribu(cid:415) ons to owners of 
the Company

Balance at 31 August 2015

-

-

-

-

-

15

15

34

-

-

-

-

-

1,463

1,463

-

-

-

-

-

-

-

-

97

97

-

-

-

-

-

-

-

-

-

-

-

164

-

164

-

-

-

9

291

-

(1,240)

455

97

164

97

261

291

552

341

(341)

-

-

-

-

-

-

1,479

-

(235)

-

-

(235)

1,479

341

(341)

1,479

(235)

1,244

83,950

438

(10,532)

86

(75,385)

1,900

491

65

556

The notes on pages 22 to 65 are an integral part of these consolidated fi nancial statements

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	18

Consolidated	Statement	of	Changes	in	Equity
For	the	year	ended	31	August	2015

ATTRIBUTABLE TO OWNERS OF THE COMPANY

SHARE
CAPITAL

SHARE 
PREMIUM

RE(cid:883)
VALUA(cid:883)
TION
RESERVE

FOREIGN 
EXCHANGE 
RESERVE

SHARE 
BASED 
PAYMENT 
RESERVE

RETAINED 
EARNINGS

NDR

TOTAL

NON(cid:883) CON(cid:883)
TROLLING 
INTERESTS

TOTAL 
EQUITY

US$’000

US$’000

US$’000

US$’000

US$’000

US$’000

US$’000

US$’000

US$’000

US$’000

Balance at 31 August 2013

12

78,798

77

(10,641)

86

(59,752)

2,241

10,821

Loss for the year

Deferred tax adjustment

Foreign currency transla(cid:415) on 
diff erences for overseas 
opera(cid:415) ons

Total comprehensive loss 
for the year

Contribu(cid:415) ons by and dis-
tribu(cid:415) ons to owners of the 
Company recognised 
directly in equity

Deferred tax adjustment

Dividends paid

Issue of ordinary shares

Share based payment 
release

Total contribu(cid:415) ons by and 
distribu(cid:415) ons to owners of 
the Company

-

-

-

-

-

-

6

-

6

-

-

-

-

-

-

3,689

-

-

-

-

-

361

-

-

-

3,689

361

-

-

12

12

-

-

-

-

-

-

-

-

-

-

-

-

-

-

(16,138)

-

-

(16,138)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

(16,138)

-

12

(80)

293

10,741

(15,845)

-

-

-

12

(16,126)

293

(15,833)

361

-

3,695

-

-

(204)

-

-

361

(204)

3,695

-

4,056

(204)

3,852

Balance at 31 August 2014

18

82,487

438

(10,629)

86

(75,890)

2,241

(1,249)

9

(1,240)

The notes on pages 22 to 65 are an integral part of these consolidated fi nancial statements

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	19

Consolidated	and	Company	Statement	of	Financial	Position
As	at	31	August	2015

NOTES

GROUP 2015

COMPANY 2015

GROUP 2014

COMPANY 2014

US$’000

US$’000

US$’000

US$’000

Assets

Property, plant and equipment

Biological assets

Goodwill

Intangible assets

Investment in subsidiaries

Total non-current assets

Inventories

Financial assets at fair value through profi t or loss

Trade and other receivables

Cash and cash equivalents

Assets held for sale

Total current assets

Total assets

Equity

Issued share capital

Share premium account

Revalua(cid:415) on reserve

Share based payment reserve

Foreign exchange reserve

Non distributable reserves

Retained losses

Equity a(cid:425)  ributable to owners of company

Non-controlling interests

Total equity

Liabili(cid:415) es 

Loans and borrowing

Provisions

Deferred tax liabili(cid:415) es

Total non-current liabili(cid:415) es

Bank overdra(cid:332) 

Current tax liabili(cid:415) es

Loans and borrowings

Trade and other payables

Liabili(cid:415) es held for sale

Total current liabili(cid:415) es

Total liabili(cid:415) es

Total equity and liabili(cid:415) es

12

13

14

15

17

18

19

20

21

5

22,23

22,23

22,23

22,23,24

22

22

25

26

27

21

29

25,28

29

5

2,594

-

717

2

-

3,313

761

50

5,993

645

-

7,449

10,762

34

83,950

438

86

(10,532)

1,900

(75,385)

491

65

556

45

183

177

405

-

200

6,877

2,724

-

9,801

10,206

10,762

-

-

-

-

-

-

-

-

8,383

50

-

8,433

8,433

34

83,950

-

86

(13,186)

-

(70,270)

614

-

614

-

-

-

-

-

-

4,812

3,007

-

7,819

7,819

8,433

2,705

-

717

14

-

3,436

1,385

66

1,408

405

6,469

9,733

13,169

18

82,487

438

86

(10,629)

2,241

(75,890)

(1,249)

9

(1,240)

6,745

182

178

7,105

-

269

348

2,865

3,822

7,304

14,409

13,169

18

-

-

-

-

18

-

-

12,378

38

-

12,416

12,434

18

82,487

-

86

(13,186)

-

(65,055)

4,350

-

4,350

4,685

-

-

4,685

-

-

249

3,150

-

3,399

8,084

12,434

These fi nancial statements were approved by the Board of Directors and authorised for issue on 29 February 2016. They were 
signed on their behalf by:

MR	SAMIR	SHASHA
EXECUTIVE	DIRECTOR

The notes on pages 22 to 65 are an integral part of these consolidated fi nancial statements. 

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	20

Cash used in opera(cid:415) ons

Taxa(cid:415) on paid

Cash used in opera(cid:415) ng ac(cid:415) vi(cid:415) es

Cash fl ows from inves(cid:415) ng ac(cid:415) vi(cid:415) es

Proceeds on disposal of property, plant and equipment

Purchase of property, plant and equipment

Proceeds on disposal of subsidiary

Other inves(cid:415) ng ac(cid:415) vi(cid:415) es

Interest received

Net cash from inves(cid:415) ng ac(cid:415) vi(cid:415) es 

Cash fl ows from fi nancing ac(cid:415) vi(cid:415) es

Dividends paid to non-controlling interests

Interest paid 

Proceeds from issue of share capital

Loans repaid

Proceeds from drawdoan of loans

Net cash generated by fi nancing ac(cid:415) vi(cid:415) es

Net increase/(decrease) in cash and cash equivalents

Cash and cash equivalents at 1 September

Foreign exchange

Net cash and cash equivalents at 31 August 

Cash and cash equivalents as above comprise the following:

Cash and cash equivalents

Bank overdra(cid:332) 

Net cash and cash equivalents at 31 August 

Consolidated	Statement	of	Cash	Flows	
For	the	year	ended	31	August	2015

NOTES

GROUP 2015

GROUP 2014

30

US$’000

(2,590)

(342)

(2,932)

126

(88)

2,445

-

10

2,493

(235)

(363)

1,479

(595)

62

348

(91)

639

97

645

645

-

645

25/28

25/28

21

21

US$’000

(3,647)

(287)

(3,934)

673

(169)

-

(349)

21

176

(204)

(1,174)

3,694

(187)

530

2,659

(1,099)

1,738

-

639

639

-

639

The notes on pages 22 to 65 are an integral part of these consolidated fi nancial statements.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	21

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

1.	Reporting	entity

Cambria Africa Plc (the “Company”) is a public limited compa-
ny  listed  on  the  Alterna(cid:415) ve  Investment  Market  (AIM)  and  in-
corporated in the Isle of Man under the Companies Act 2006. 
The consolidated fi nancial statements of the Group for the year 
ended 31 August 2015 comprise  the Company and its subsid-
iaries (together referred to as the “Group” and individually as 
“Group en(cid:415) (cid:415) es”). 

IAS 39

Nova(cid:415) on of Deriva(cid:415) ves and Con(cid:415) nua(cid:415) on 
of Hedge Accoun(cid:415) ng

1 January 2014

NEW	 AND	 AMENDED	 STANDARDS	 EFFECTIVE	 FOR	
FUTURE	PERIODS	

The following standards  and  interpreta(cid:415) ons were  in issue but 
not yet eff ec(cid:415) ve and were not applied in these fi nancial state-
ments.

The majority shareholder is Ventures Africa Limited and the ul-
(cid:415) mate controlling en(cid:415) ty is S Shasha and Associates.

STANDARD/INTERPRETATION

 EU EFFECTIVE 
DATE 

The fi nancial statements were authorised for issue by the Direc-
tors on 29 February 2016. 

Duverse IFRS

Annual improvements IFRS 2010 
- 2012

1 February 2015

2.	Basis	of	preparation

STATEMENT	OF	COMPLIANCE

Diverse IFRS

Annual improvements IFRS 2011 
- 2013

1 January 2015

Diverse IFRS

Annual improvements IFRS 2012 
- 2014

1 January 2016

The  consolidated  fi nancial  statements  have  been  prepared  in 
accordance  with  Interna(cid:415) onal  Financial  Repor(cid:415) ng  Standards 
(IFRSs)  as  adopted  by  the  E.U.  On  publishing  the  Company 
statement  of  fi nancial  posi(cid:415) on  here  together  with  the  Group 
fi nancial  statements,  the  Company  complies  with  the  Isle  of 
Man Companies Act 2006 under which there is no requirement 
to present a company statement of comprehensive income in 
consolidated fi nancial statements.

IFRS 14

IFRS 15

IAS 19

IFRS 11

STANDARDS	ADOPTED	IN	THE	CURRENT	PERIOD

IAS 16 & 38

STANDARD/INTERPRETATION

 EU EFFECTIVE 
DATE 

IAS 16 & 41

IFRS 10

Consolidated Financial Statements*

1 January 2014

IFRS 11

Joint Arrangements*

1 January 2014

IFRS 12

Disclosure of Interests in Other En(cid:415) (cid:415) es*

1 January 2014

IAS 27

Separate Financial Statements

1 January 2014

IAS 27

IAS 1

Regulatory Deferral Accounts

1 January 2016

Revenue with Contracts from 
Customers

1 January 2018

Defi ned Benefi t Plans: Employee 
Contribu(cid:415) ons

1 February 2015

Accoun(cid:415) ng for Acquisi(cid:415) ons of 
Interests in Joint Opera(cid:415) ons 
(Amendments)

Clarifi ca(cid:415) on of Acceptable 
Methods of Deprecia(cid:415) on and 
Amor(cid:415) sa(cid:415) on (Amendments)

1 January 2016

1 January 2016

Agriculture: Bearer Plants 
(Amendments)

1 January 2016

Equity Method in Separate 
Financial Statements (Amend-
ments)

1 January 2016

Disclosure ini(cid:415) a(cid:415) ve (Amend-
ments)

1 January 2016

IAS 28

Inv. in Associates and Joint Ventures

1 January 2014

BASIS	OF	MEASUREMENT

*

Transi(cid:415) on Guidance

1 January 2014

IAS 32

Off se(cid:427)  ng Financial Assets and Liabili(cid:415) es

1 January 2014

IFRS 10,12 & 
IAS 27

Investment En(cid:415) (cid:415) es 

1 January 2014

IAS 36

Recoverable Amount Disclosures for 
Non-fi nancial Assets

1 January 2014

The consolidated fi nancial statements have been prepared on 
the historical cost basis except for the following:

•  biological assets measured at fair value less cost to sell 

• 

• 

land and buildings measured at revalued amounts.

share-based payments measured at fair value.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	22

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

2.	Basis	of	preparation	(continued)

GOING	CONCERN	

FUNCTIONAL	AND	PRESENTATION	CURRENCY

The consolidated fi nancial statements are presented in United 
States Dollars, which, with eff ect from 1 September 2011, is the 
Company’s  func(cid:415) onal  currency.  The  change  in  presenta(cid:415) onal 
currency made at 1 September 2011 was to be(cid:425) er refl ect the 
Group’s  business  ac(cid:415) vi(cid:415) es  since  cash  fl ows  and  economic 
returns are principally denominated in United States Dollars. 

USE	OF	ESTIMATES	AND	JUDGEMENTS

The  prepara(cid:415) on  of  fi nancial  statements  in  conformity  with       
IFRSs requires management to make judgements, es(cid:415) mates and 
assump(cid:415) ons that aff ect the applica(cid:415) on of policies and reported 
amounts  of  assets  and  liabili(cid:415) es,  income  and  expenses.  The 
es(cid:415) mates  and  associated  assump(cid:415) ons are  based  on historical 
experience  and  various  other  factors  that  are  believed  to  be 
reasonable under the circumstances, the results of which form 
the  basis  of  making  the  judgements  about  carrying  values  of 
assets  and liabili(cid:415) es  that  are not  readily  apparent  from  other 
sources. Actual results may diff er from these es(cid:415) mates. 

The es(cid:415) mates and underlying assump(cid:415) ons are reviewed on an 
ongoing basis. Revisions to accoun(cid:415) ng es(cid:415) mates are recognised 
in  the  period  in  which  the  es(cid:415) mate  is  revised  if  the  revision 
aff ects  only  that  period,  or  in  the  period  of  the  revision  and 
future  periods  if  the  revision  aff ects  both  current  and  future 
periods.

Informa(cid:415) on  about  cri(cid:415) cal  judgements  in  applying  accoun(cid:415) ng 
policies  and  assump(cid:415) ons  and  es(cid:415) ma(cid:415) on  uncertain(cid:415) es  that 
have the most signifi cant eff ect on the amounts recognised in 
the consolidated fi nancial statements is included in the follow-
ing notes:

•  Note 13 – Biological assets

•  Note 14 – Goodwill

•  Note 12 – Property, plant and equipment

•  Note 26 – Provisions

By their nature, these es(cid:415) mates and assump(cid:415) ons are subject to 
an inherent measurement of uncertainty and the eff ect on the 
Group’s fi nancial statements of changes in es(cid:415) mates in future 
periods could be signifi cant.

The Group’s business ac(cid:415) vi(cid:415) es and fi nancial performance are 
set out in the Chief Execu(cid:415) ve’s Review on pages 3 to 7. In addi-
(cid:415) on, note 31 to the fi nancial statements includes the Group’s 
objec(cid:415) ves, policies and processes for managing its capital; its 
fi nancial risk management objec(cid:415) ves; details of its fi nancial 
instruments and its exposure to credit and liquidity risk.

The  Board  has  considered  the  cash  fl ow  forecasts  for  the  en-
suing  12  months  including  the  maturity  profi le  of  its  contrac-
tual debt obliga(cid:415) ons. The Lonrho se(cid:425)  lement has improved the 
Group’s cash posi(cid:415) on and the Board is confi dent that it will have 
access to suffi  cient fi nancial resources for its immediate needs 
and  will  be  able  to  refi nance  its  contractual  debt  obliga(cid:415) ons. 
Further relevant informa(cid:415) on is available in notes 25 and 28.

A(cid:332) er  making  enquiries,  the  Directors  have  a  reasonable  ex-
pecta(cid:415) on that the Company and the Group have adequate re-
sources to con(cid:415) nue in opera(cid:415) onal existence for the foreseeable 
future. Accordingly, they con(cid:415) nue to adopt the going concern 
basis in preparing the annual report and fi nancial statements.

3.	Signi(cid:976)icant	accounting	policies

The following accoun(cid:415) ng policies have been applied consistent-
ly by the Group.

(cid:525)A(cid:526)	BASIS	OF	CONSOLIDATION

The consolidated fi nancial statements incorporate the fi nancial 
statements  of  the  Company  and  Group  en(cid:415) (cid:415) es  controlled  by 
the Company (its  subsidiaries).  Control  is achieved  where  the 
Company is exposed, or has rights, to variable returns from its 
involvement with the investee and has the ability to aff ect those 
returns through its power over the investee. The fi nancial state-
ments of subsidiaries are included in the consolidated fi nancial 
statements  from  the  date  that  control  commenced  un(cid:415) l  the 
date that control ceases.

The  interest  of  non-controlling  shareholders  is  stated  at  their 
propor(cid:415) on  of  the  fair  values  of  the  assets  and  liabili(cid:415) es  rec-
ognised. Subsequently, losses applicable to the non-controlling 
interests  are  allocated  against  their  interests  even  if  doing  so 
causes the non-controlling interests to have a defi cit balance. 

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	23

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

3.	Signi(cid:976)icant	accounting	policies	(con-
tinued)

(cid:525)B(cid:526)	INTANGIBLE	ASSETS

GOODWILL

(cid:525)A(cid:526)	BASIS	OF	CONSOLIDATION	(cid:525)CONTINUED(cid:526)

The results of en(cid:415) (cid:415) es acquired or disposed of during the year 
are included in the consolidated income statement from the ef-
fec(cid:415) ve date of acquisi(cid:415) on or up to the eff ec(cid:415) ve date of dispos-
al  as  appropriate.  Where  necessary,  the  fi nancial  statements 
of the subsidiaries are adjusted to conform to the Group’s ac-
coun(cid:415) ng policies. All intra-group transac(cid:415) ons, balances, income 

and expenses are eliminated on consolida(cid:415) on.

BUSINESS	COMBINATIONS

The acquisi(cid:415) on of subsidiaries is accounted for using the acqui-
si(cid:415) on  method. The  cost of  the  acquisi(cid:415) on  is  measured at  the 
aggregate of the fair  values  at  the  date  of  exchange  of  assets 
given,  liabili(cid:415) es  incurred  or  assumed,  and  equity  instruments 
issued  by  the  Group  in  exchange  for  control  of  the  acquiree. 
Acquisi(cid:415) on related costs are expensed as incurred unless they 
relate  to  the  cost  of  issuing  debt  or  equity securi(cid:415) es. The  ac-
quiree’s  iden(cid:415) fi able  assets,  liabili(cid:415) es  and  con(cid:415) ngent  liabili(cid:415) es 
that meet the condi(cid:415) ons for recogni(cid:415) on under IFRS 3 are rec-
ognised  at  their fair  values  at the  acquisi(cid:415) on  date,  except  for 
non-current assets that are classifi ed as held for sale in accor-
dance with IFRS 5, which are recognised and measured at fair 
value less costs to sell.

Goodwill  arising  on  consolida(cid:415) on  is  recognised  as  an  asset. 
Following ini(cid:415) al recogni(cid:415) on, goodwill is subject to impairment 
reviews, at least annually, and measured at cost less accumulat-
ed impairment losses. The recoverable amount is es(cid:415) mated at 
each repor(cid:415) ng date. 

Any impairment loss is recognised immediately in the income 
statement and is not subsequently reversed when the carrying 
amount of the asset exceeds its recoverable amount.

Any impairment losses recognised in respect of cash genera(cid:415) ng 
units are allocated fi rst to reduce the  carrying amount of any 
goodwill  allocated  to  cash-genera(cid:415) ng  units  (groups  of  units) 
and then to reduce the carrying amount of other assets in the 
unit (groups of units) on a pro rata basis.

On disposal of a subsidiary the a(cid:425) ributable amount of goodwill 
is included in the determina(cid:415) on of the gain or loss on disposal.

OTHER	INTANGIBLE	ASSETS

Other  intangible  assets  are  measured  ini(cid:415) ally  at  cost  and  are 
amor(cid:415) sed  on  a  straight-line  basis  over  their  es(cid:415) mated  useful 
lives. The carrying amount is reduced by any provision for im-
pairment where necessary.

Goodwill arising on acquisi(cid:415) on is recognised as an asset at the 
date that control is assumed (the acquisi(cid:415) on date) and ini(cid:415) al-
ly  measured at cost, being  the  excess of  the  cost of  the  busi-
ness combina(cid:415) on over the Group’s interest in the fair value of 
the iden(cid:415) fi able assets,  liabili(cid:415) es and con(cid:415) ngent  liabili(cid:415) es rec-
ognised. 

On a business combina(cid:415) on, as well as recording separable in-
tangible assets already recognised in the statement of fi nancial 
posi(cid:415) on  of  the  acquired  en(cid:415) ty  at  their  fair  value,  iden(cid:415) fi able 
intangible assets that are separable or arise from contractual or 
other legal rights are also included in the acquisi(cid:415) on statement 
of fi nancial posi(cid:415) on at fair value.

If, a(cid:332) er reassessment, the Group’s interest in the net fair value 
of  the  acquiree’s  iden(cid:415) fi able  assets,  liabili(cid:415) es  and  con(cid:415) ngent 
liabili(cid:415) es exceeds the cost of the business combina(cid:415) on, the ex-
cess is recognised immediately in the income statement. 

Amor(cid:415) sa(cid:415) on  of  intangible  assets,  disclosed  under  opera(cid:415) ng 
costs and in note 6, is charged over their useful economic life, 
as follows:-

The interest of non-controlling shareholders in the acquiree is 
ini(cid:415) ally  measured  at  the  non-controlling  interests’  propor(cid:415) on 
of the net fair value of the assets, liabili(cid:415) es and con(cid:415) ngent lia-
bili(cid:415) es recognised. 

Licences

Brand name

5-6 years

 7 years

(cid:525)C(cid:526)	FOREIGN	CURRENCIES

The  individual  fi nancial  statements  of  each  Group  en(cid:415) ty  are 
presented  in  the  currency  of  the  primary  economic  environ-
ment in which it operates (its func(cid:415) onal currency). 

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	24

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

3.	Signi(cid:976)icant	accounting	policies	(con-
tinued)

comprehensive income and are transferred to the Group’s for-
eign currency transla(cid:415) on reserve within equity. 

(cid:525)C(cid:526)	FOREIGN	CURRENCIES	(cid:525)CONTINUED(cid:526)

(cid:525)D(cid:526)	TAXATION

For  the  purpose  of  the  consolidated  fi nancial  statements,  the 
results and fi nancial posi(cid:415) on of each of the Group en(cid:415) (cid:415) es are 
expressed in United States Dollars, which is the func(cid:415) onal cur-
rency of the Company, and the presenta(cid:415) onal currency for the 
consolidated fi nancial statements.

In  preparing  the  fi nancial  statements  of  the  individual  Group 
en(cid:415) (cid:415) es,  transac(cid:415) ons  denominated  in  foreign  currencies  are 
translated into the respec(cid:415) ve func(cid:415) onal currency of the Group 
en(cid:415) (cid:415) es  using  the  exchange  rates  prevailing  at  the  dates  of 
transac(cid:415) ons.

Non-monetary assets and liabili(cid:415) es are translated at the histor-
ic rate. Monetary assets and liabili(cid:415) es denominated in foreign 
currencies  are  translated  into  the  func(cid:415) onal  currency  at  the 
rates of  exchange  ruling at  the  repor(cid:415) ng date.  Non-monetary 
assets and liabili(cid:415) es denominated in foreign currencies that are 
measured  at  fair  value  are  retranslated  to  the  func(cid:415) onal  cur-
rency at the exchange rate at the date that the fair value was 
determined. 

Exchange  diff erences  arising  on  the  se(cid:425) lement  of  monetary 
items, and on the retransla(cid:415) on of monetary items, are included 
in the income statement for the year, as either fi nance income 
or fi nance costs depending on whether foreign currency move-
ments are in a net gain or net loss posi(cid:415) on. 

Exchange diff erences arising on the retransla(cid:415) on of non-mone-
tary items earned at fair value are included within the income 
statement for the period except for diff erences arising on  the 
retransla(cid:415) on of non-monetary items in respect of which gains 
and losses are recognised directly in equity. For such non-mon-
etary items, any exchange component of that gain or loss is also 
recognised directly in other comprehensive income. 

For  the  purpose  of  presen(cid:415) ng  consolidated  fi nancial  state-
ments,  the  assets and  liabili(cid:415) es of  the  Group’s  foreign  opera-
(cid:415) ons are translated at exchange rates prevailing at the report-
ing  date.  Income  and  expenses  are  translated  at  the  average 
exchange rates for the period, unless exchange rates fl uctuate 
so  as  to  have  a  material  impact  on  the  fi nancial  statements 
during that period, in which case the exchange rates at the date 
of transac(cid:415) ons are used. 

Exchange  diff erences  arising,  if  any,  are  recognised  in  other 

The  tax  expense  represents  the  sum  of  current  and  deferred 
tax.

CURRENT	TAXATION

Current  tax  is  based  on  taxable  profi t  for  the  period  for  the 
Group. Taxable profi t diff ers from net profi t in the income state-
ment because it excludes items of income or expense that are 
taxable  or  deduc(cid:415) ble  in  other  years  and  it  further  excludes 
items that are never taxable or deduc(cid:415) ble. The Group’s liability 
for current tax is calculated using tax rates that have been en-
acted or substan(cid:415) vely enacted by the repor(cid:415) ng date.

DEFERRED	TAXATION

Deferred tax is the tax expected to be payable or recoverable on 
diff erences between the carrying amounts of assets and liabili-
(cid:415) es in the fi nancial statements and the corresponding tax bases 
used in the computa(cid:415) on of taxable profi t, and is accounted for 
using the balance sheet liability method. Deferred tax liabili(cid:415) es 
are  generally  recognised for  all  taxable  temporary diff erences 
and deferred tax assets are recognised to  the extent that it is 
probable  that  taxable  profi ts  will  be  available  against  which 
deduc(cid:415) ble  temporary  diff erences  can  be  u(cid:415) lised.  Such  assets 
and  liabili(cid:415) es  are  not  recognised  if  the  temporary  diff erence 
arises from goodwill or from the ini(cid:415) al recogni(cid:415) on (other than 
in  a  business  combina(cid:415) on)  of  other  assets  and  liabili(cid:415) es  in  a 
transac(cid:415) on that aff ects neither the tax profi t nor the accoun(cid:415) ng 
profi t. Deferred tax liabili(cid:415) es are recognised for taxable tempo-
rary diff erences arising on the investments in subsidiaries and 
associates,  except  where  the  Group  is  able  to  control  the  re-
versal of  the  temporary  diff erence  and  it  is probable  that  the 
temporary diff erence will not reverse in the foreseeable future.

The carrying amount of deferred tax assets is reviewed at each 
repor(cid:415) ng  date  and  reduced  to  the  extent  that  it  is  no  longer 
probable that suffi  cient taxable profi ts will be available to allow 
all or part of the asset to be recovered.

Deferred tax is calculated at the tax rates that are expected to 
apply in the period when the liability is se(cid:425)  led or the asset is re-
alised. Deferred tax is charged or credited in the income state-
ment, except when it relates to items charged or credited to eq-
uity, in which case the deferred tax is also dealt with in equity.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	25

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

3.	Signi(cid:976)icant	accounting	policies	(con-
tinued)

(cid:525)D(cid:526)	TAXATION	(cid:525)CONTINUED(cid:526)

Deferred  tax  assets  and  liabili(cid:415) es  are  off   set  when  there  is  a 
legally  enforceable  right  to  set  off   current  tax  assets  against 
current tax liabili(cid:415) es, when they relate to income taxes levied 
by the same taxa(cid:415) on authority and the Group intends to se(cid:425) le 
its current tax assets and liabili(cid:415) es on a net basis.

(cid:525)E(cid:526)	OTHER	INVESTMENTS

Other  asset  investments  are  stated  at  fair  value,  adjusted  for 
impairment losses.

(cid:525)F(cid:526)	PROPERTY,	PLANT	AND	EQUIPMENT

Land and buildings are stated at their revalued amounts, being 
the  fair  value  at  the  date  of  revalua(cid:415) on,  less  any  impairment 
losses.  Revalua(cid:415) ons  are  performed  with  suffi  cient  regularity 
such that the carrying amount does not diff er materially from 
that which would be determined using fair values at the report-
ing date.

Any revalua(cid:415) on increase arising on the revalua(cid:415) on of such as-
sets is credited to the revalua(cid:415) on reserve, except to the extent 
that it reverses a revalua(cid:415) on decrease for the same asset pre-
viously recognised as an expense, in which case the increase is 
credited to the income statement to the extent of the decrease 
previously  charged.  A  decrease  in  carrying  amount  arising  on 
the revalua(cid:415) on of such asset  is charged  as an  expense  to  the 
extent that it exceeds the balance, if any, held in the revalua(cid:415) on 
reserve rela(cid:415) ng to a previous revalua(cid:415) on of that asset. Depre-
cia(cid:415) on on revalued assets is charged to the income statement. 
On  subsequent sale or  re(cid:415) rement of a revalued asset, the at-
tributable revalua(cid:415) on surplus remaining is transferred directly 
to retained earnings.

Deprecia(cid:415) on is charged straight line so as to write off  the cost 
or valua(cid:415) on of assets, other than land and buildings, over their 
es(cid:415) mated useful lives. The annual deprecia(cid:415) on rates used for 
this purpose are:

Freehold buildings

Plant and machinery

Motor vehicles

2%

10%

15%-25%

Fixtures and fi (cid:427)  ngs

15%-25%

The gain or loss arising on the disposal of an asset is determined 
as the diff erence between the sales proceeds and the carrying 
amount of the asset and is recognised in the income statement 
for the year.

Assets held under fi nance leases are depreciated over their ex-
pected useful lives on the same basis as owned assets, or where 
shorter, over the relevant lease term. No deprecia(cid:415) on is provid-
ed on land and buildings.

Property,  plant  and  equipment  iden(cid:415) fi ed  for  disposal  are  re-
classifi ed as assets held for resale. 

(cid:525)G(cid:526)	BIOLOGICAL	ASSETS

Biological assets which consist of living animals (game) are mea-
sured on ini(cid:415) al recogni(cid:415) on and at subsequent repor(cid:415) ng dates 
at fair value less es(cid:415) mated costs to sell, unless fair value cannot 
be reliably measured. All costs related to biological assets that 
are  measured  at  fair  value  are  recognised  as  expenses  when 
incurred, other than costs to purchase biological assets. 

(cid:525)H(cid:526)		IMPAIRMENT	OF	ASSETS	EXCLUDING	GOODWILL

At each repor(cid:415) ng date, the Group reviews the carrying amounts 
of its tangible and intangible assets to determine whether there 
is any indica(cid:415) on that those assets have suff ered an impairment 
loss.  If  any  such  indica(cid:415) on  exists,  the  recoverable  amount  of 
the asset is es(cid:415) mated in order to determine the extent of any 
impairment loss. Where the asset does not generate cash fl ows 
that  are independent from  other assets, the Group  es(cid:415) mates 
the  recoverable  amount  of  the  cash-genera(cid:415) ng  unit  to  which 
the asset belongs. Recoverable amount is the higher of fair val-
ue less costs to sell and value in use. In assessing value in use, 
the es(cid:415) mated future cash fl ows are discounted to their present 
value using a pre-tax discount rate that refl ects current market 
assessments of the (cid:415) me value and the risks specifi c to the as-
set for which the es(cid:415) mates of future cash fl ows have not been 
adjusted.

If the recoverable amount of an asset (or cash-genera(cid:415) ng unit) 
is  es(cid:415) mated  to be  less than  its carrying  amount, the  carrying 
amount of the asset (or cash-genera(cid:415) ng unit) is reduced to its 
recoverable  amount.  An  impairment  loss  is  recognised  as  an 
expense immediately, unless the relevant asset  is  carried at a 
revalued amount in which case the reversal of the impairment 
loss is treated as a revalua(cid:415) on decrease.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	26

3.	Signi(cid:976)icant	accounting	policies	(con-
tinued)	

(cid:525)H(cid:526)		IMPAIRMENT	OF	ASSETS	EXCLUDING	GOODWILL	

(cid:525)CONTINUED(cid:526)

Where an impairment loss subsequently reverses, the carrying 
amount of the asset (or cash-genera(cid:415) ng unit) is increased to the 
revised es(cid:415) mate of its recoverable amount, but so that the in-
creased carrying amount does not exceed the carrying amount 
that  would  have  been  determined  had  no  impairment  loss 
been recognised for the asset (or cash-genera(cid:415) ng unit) in prior 
years. A reversal of an impairment loss is recognised as income 
immediately, unless the relevant asset is carried at a revalued 
amount,  in  which  case  the  reversal  of  the  impairment  loss  is 
treated as a revalua(cid:415) on increase.

(cid:525)I(cid:526)	FINANCIAL	INSTRUMENTS

Non-deriva(cid:415) ve  fi nancial  instruments  comprise  investments  in 
equity, trade and other receivables, cash and cash equivalents, 
loans and borrowings and trade and other payables. Financial 
assets  and  fi nancial  liabili(cid:415) es  are  recognised  in  the  Group’s 
statement of fi nancial posi(cid:415) on when the Group becomes a par-
ty to the contractual provisions of the instrument.

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

FINANCIAL	LIABILITIES

Financial liabili(cid:415) es are classifi ed according to the substance of 
the contractual arrangements entered into.

CAPITAL	MANAGEMENT

The new Board’s objec(cid:415) ve, following the poor results of the last 
few years, is to restore and rebuild the group’s capital base to 
maintain investor, creditor and market confi dence and to sus-
tain future development of the business. 

BANK	BORROWINGS

Interest bearing bank loans and overdra(cid:332) s are recorded at the 
proceeds received, net of direct issue costs. Finance charges, in-
cluding premiums payable on se(cid:425)  lement or redemp(cid:415) on and di-
rect issue costs, are accounted for on an amor(cid:415) sed cost basis to 
the income statement using the eff ec(cid:415) ve interest method and 
are added to the carrying amount of the instrument to the ex-
tent that they are not se(cid:425) led in the period in which they arise.

EQUITY	INSTRUMENTS

Equity instruments issued by the Company are recorded at the 
proceeds received, net of direct issue costs.

CASH	AND	CASH	EQUIVALENTS

(cid:525)J(cid:526)	INVENTORIES

Cash and cash equivalents comprise cash in hand and demand 
deposits  and  other  short  term  highly  liquid  investments  that 
are readily conver(cid:415) ble to a known amount of cash and are sub-
ject to an insignifi cant risk of changes in value. Bank overdra(cid:332) s 
that are repayable on demand and form an integral part of the 
Group’s cash management are included as a component of cash 
and cash equivalents for the purpose of the statement of cash 
fl ows.

Inventories  are  stated  at  the  lower  of  cost  and  net  realisable 
value. Cost comprises direct materials and where applicable di-
rect expenditure and a(cid:425) ributable overheads that have been in-
curred in bringing the inventories to their present loca(cid:415) on and 
condi(cid:415) on. Net realisable value represents the es(cid:415) mated selling 
price less all es(cid:415) mated costs of comple(cid:415) on and costs to be in-
curred in marke(cid:415) ng, selling and distribu(cid:415) on.

TRADE	RECEIVABLES

Trade  receivables  are  ini(cid:415) ally  measured  at  fair  value  and  are 
subsequently  measured  at  amor(cid:415) sed  cost  using  the  eff ec(cid:415) ve 
interest rate method. Appropriate allowances for es(cid:415) mated re-
coverable amounts are recognised in profi t or loss when there 
is objec(cid:415) ve evidence the asset is impaired.

TRADE	PAYABLES

Trade payables are ini(cid:415) ally measured at fair value and are sub-
sequently measured at amor(cid:415) sed cost using the eff ec(cid:415) ve inter-
est rate method.

(cid:525)K(cid:526)	SHARE	BASED	PAYMENTS

The  Group  provides  benefi ts  to  certain  employees  (including 
senior  execu(cid:415) ves)  of  the  Group  in  the  form  of  share  based 
payments,  whereby  employees  render  services  in  exchange 
for  shares  or  rights  over  shares  (equity-se(cid:425) led  transac(cid:415) ons).
The cost of these equity-se(cid:425) led transac(cid:415) ons with employees is 
measured  by  reference  to  the  fair  value  of  the  equity  instru-
ments at the date at which they are granted. The fair value is 
determined by using a Black-Scholes model. The dilu(cid:415) ve eff ect, 
if any, of outstanding op(cid:415) ons is refl ected as addi(cid:415) onal share di-

lu(cid:415) on in the computa(cid:415) on of earnings per share.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	27

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

3.	Signi(cid:976)icant	accounting	policies	(con-
tinued)

er and the goods have been delivered to a contractually agreed 
loca(cid:415) on. A sale of services is recognised when the service has 
been rendered.

(cid:525)K(cid:526)	SHARE	BASED	PAYMENTS	(cid:525)CONTINUED(cid:526)

(cid:525)P(cid:526)	LEASES

The grant date fair value of op(cid:415) ons granted to employees is rec-
ognised as an employee expense with a corresponding increase 
in equity over the period the employees become uncondi(cid:415) on-

ally en(cid:415) tled to the op(cid:415) ons.

Leases are classifi ed according to the substance of the transac-
(cid:415) on. A lease that transfers substan(cid:415) ally all the risks and rewards 
of  ownership  to  the  lessee  is  classifi ed  as  a  fi nance  lease.  All 
other leases are classifi ed as opera(cid:415) ng leases.

(cid:525)L(cid:526)	INTEREST(cid:487)BEARING	BORROWINGS

FINANCE	LEASES

Interest-bearing borrowings are recognised ini(cid:415) ally at fair value 
less a(cid:425) ributable transac(cid:415) on costs. Subsequent to ini(cid:415) al recog-
ni(cid:415) on, interest-bearing borrowings are stated at amor(cid:415) sed cost 
with any diff erence between cost and redemp(cid:415) on value being 
recognised in the income statement over the period of the bor-
rowings on an eff ec(cid:415) ve interest basis. 

(cid:525)M(cid:526)	DIVIDENDS

Interim dividends are recognised as a liability  in the period in 
which they are proposed and declared. Final dividends are rec-
ognised when approved by the shareholders.

(cid:525)N(cid:526)	PROVISIONS

A provision is recognised in the statement of fi nancial posi(cid:415) on 
when the Group has a present legal or construc(cid:415) ve obliga(cid:415) on 
as a result of a past event and it is probable that an ou(cid:414) low of 
economic  benefi ts  will  be  required  to  se(cid:425) le  the  obliga(cid:415) on.  If 
the eff ect is material, provisions are determined by discoun(cid:415) ng 
the  expected  future  cash  fl ows  at  a  pre-tax  rate  that  refl ects 
current  market  assessments of  the  (cid:415) me  value  of  money  and, 
where appropriate, the risks specifi c to the liability.

(cid:525)O(cid:526)	REVENUE	RECOGNITION

Revenue is derived from the sale of goods and services and is 
measured at the fair value of considera(cid:415) on received or receiv-
able  a(cid:332) er  deduc(cid:415) ng  discounts,  volume  rebates,  value-added 
tax and  other sales taxes. A  sale  of  goods and  services  is rec-
ognised when recovery of the considera(cid:415) on is probable, there 
is no con(cid:415) nuing management involvement with the goods and 
services and the amount of revenue can be measured reliably.

A sale of goods is recognised when the signifi cant risks and re-
wards  of  ownership  have  passed  to  the buyer, the  associated 
costs  and  possible  return  of  goods  can  be  es(cid:415) mated  reliably. 
This is when (cid:415) tle and insurance risk have passed to the custom-

Finance leases are capitalised at their fair value or, if lower, at 
the present value of the minimum lease payments, each deter-
mined at the incep(cid:415) on of the lease. The corresponding liabili-
ty is shown as a fi nance lease obliga(cid:415) on to the lessor. Leasing 
repayments comprise both a capital and fi nance element. The 
fi nance element is wri(cid:425) en off  to the income statement so as to 
produce an approximately constant periodic rate of charge on 
the outstanding  obliga(cid:415) ons.  Such  assets  are  depreciated  over 
the shorter of their es(cid:415) mated useful lives and the period of the 
lease.

OPERATING	LEASES

Opera(cid:415) ng lease rentals are charged to the income statement on 
a straight line basis over the period of the lease.

(cid:525)Q(cid:526)	BORROWING	COST

Borrowing  costs  directly  a(cid:425) ributable  to  the  acquisi(cid:415) on,  con-
struc(cid:415) on or produc(cid:415) on of a qualifying asset, which are assets 
that necessarily take a substan(cid:415) al period of (cid:415) me to get ready 
for  their  intended  use or sale, are added to the  cost of those 
assets, un(cid:415) l such (cid:415) me as the assets are substan(cid:415) ally ready for 
their  intended  use  or sale. Investment  income  earned  on  the 
temporary investment of specifi c borrowings pending their ex-
penditure on qualifying assets is deducted from the borrowing 
costs  eligible  for  capitalisa(cid:415) on.  All  other  borrowing  costs  are 
recognised in the income statement in the period in which they 
are incurred.

(cid:525)R(cid:526)	EARNINGS/(cid:525)LOSS(cid:526)	PER	SHARE

Basic  learnings/(loss)  per  share  is  calculated  based  on  the 
weighted average number of ordinary shares outstanding during 
the year. Diluted loss per share is based upon the weighted av-
erage number of shares in issue throughout the year, adjusted 
for the dilu(cid:415) ve eff ect of poten(cid:415) al ordinary shares. The only po-
ten(cid:415) al ordinary shares in issue are employee share op(cid:415) ons.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	28

3.	Signi(cid:976)icant	accounting	policies	(con-
tinued)

(cid:525)S(cid:526)	SEGMENT	REPORTING

A segment is a dis(cid:415) nguishable component of the Group that is 
engaged either in providing products or services (business seg-
ment), or in providing products or services within a par(cid:415) cular 
economic  environment  (geographical  segment),  which  is  sub-
ject to risks and rewards that are diff erent from those of other 
segments. 

(cid:525)T(cid:526)		ASSETS	HELD	FOR	SALE	AND	DISCONTINUED	

OPERATIONS

ASSETS	HELD	FOR	SALE

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

DISCONTINUED	OPERATIONS	

A discon(cid:415) nued opera(cid:415) on is a component of the Group’s busi-
ness, the opera(cid:415) ons and cash fl ows of which can be clearly dis-
(cid:415) nguished from the rest of the Group and which:

• 

• 

• 

represents  a  separate  major  line  of  business  or  geo-
graphical area of opera(cid:415) ons; 

 is part of a single co-ordinated plan to dispose of a sep-
arate major line of business or geographical area of op-
era(cid:415) ons; or 

is  a  subsidiary  acquired  exclusively  with  a  view  to  re-
sale. 

Classifi ca(cid:415) on as a discon(cid:415) nued opera(cid:415) on occurs on disposal or 
when the opera(cid:415) on meets the criteria to be classifi ed as held-
for-sale, if earlier. 

Non-current  assets,  or  disposal  groups  comprising  assets  and 
liabili(cid:415) es,  are  classifi ed  as  held-for-sale  or  held-for-distribu-
(cid:415) on if it is highly probable that they will be recovered primarily 
through sale or distribu(cid:415) on rather than through con(cid:415) nuing use. 

When an opera(cid:415) on is classifi ed as a discon(cid:415) nued opera(cid:415) on, the 
compara(cid:415) ve statement of comprehensive income is re-present-
ed as if the opera(cid:415) on had been discon(cid:415) nued from the start of 
the compara(cid:415) ve year.

Immediately before classifi ca(cid:415) on as held-for-sale or held-for-dis-
tribu(cid:415) on,  the  assets,  or  components  of  a  disposal  group,  are 
remeasured  in  accordance  with  the  Group’s  other  accoun(cid:415) ng 
policies. 

Therea(cid:332) er,  generally  the  assets,  or  disposal  group,  are  mea-
sured at the lower of their carrying amount and fair value less 
costs  to sell.  Any  impairment  loss on  a  disposal  group  is allo-
cated  fi rst  to  goodwill,  and  then  to  the  remaining  assets  and 
liabili(cid:415) es  on  a  pro  rata  basis,  except  that  no  loss  is  allocated 
to inventories,  fi nancial  assets,  deferred  tax  assets,  employee 
benefi t assets, investment property or biological assets, which 
con(cid:415) nue to be measured in accordance with the Group’s other 
accoun(cid:415) ng policies. Impairment losses on ini(cid:415) al classifi ca(cid:415) on as 
held-for-sale or held-for-distribu(cid:415) on and subsequent gains and 
losses on remeasurement are recognised in profi t or loss. Gains 
are not recognised in excess of any cumula(cid:415) ve impairment loss.

Once  classifi ed  as  held-for-sale  or  held-for-distribu(cid:415) on,  intan-
gible  assets and property, plant  and  equipment are no longer 
amor(cid:415) sed or depreciated, and any equity-accounted investee is 
no longer equity accounted.

4.	Determination	of	fair	values

A  number  of  the  Group’s  accoun(cid:415) ng  policies  and  disclosures 
require the determina(cid:415) on of fair value, for both fi nancial and 
non-fi nancial assets and liabili(cid:415) es. Fair values have been deter-
mined for measurement and/or disclosure purposes based on 
the following methods. Where applicable, further informa(cid:415) on 
about the assump(cid:415) ons made in determining fair values is dis-
closed in the notes specifi c to that asset or liability.

INVENTORIES

The fair value of inventories acquired in a business combina(cid:415) on 
is determined based on the es(cid:415) mated selling price in the ordi-
nary course of business less the es(cid:415) mated costs of comple(cid:415) on 
and  sale,  and  a  reasonable  profi t  margin  based  on  the  eff ort 
required to complete and sell the inventories.

EQUITY	AND	DEBT	SECURITIES

The fair values of investments for equity and debt securi(cid:415) es are 
determined with reference to their quoted closing bid price at 
the  measurement  date.  Subsequent  to  ini(cid:415) al  recogni(cid:415) on,  the 
fair values of held-to-maturity investments are determined for 

disclosure purposes only.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	29

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

4.	Determination	of	fair	values	(contin-
ued)

own knowledge of the proper(cid:415) es and in par(cid:415) cular where there 
has been interest from third par(cid:415) es in purchasing the proper-
(cid:415) es, the Directors may refer to amounts off ered for purchase.

TRADE	AND	OTHER	RECEIVABLES

5.	Segment	reporting

The fair values of trade and other receivables are es(cid:415) mated at 
the present value of future cash fl ows, discounted at the mar-
ket rate of interest at the measurement date. Short-term receiv-
ables with no stated interest rate are measured at the original 
invoice  amount  if  the  eff ect  of  discoun(cid:415) ng  is  immaterial.  Fair 
value  is  determined  at  ini(cid:415) al  recogni(cid:415) on  and,  for  disclosure 

purposes, at each annual repor(cid:415) ng date.

PROPERTY,	PLANT	AND	EQUIPMENT

The fair value of property, plant and equipment recognised as 
a result of a business combina(cid:415) on is the es(cid:415) mated amount for 
which property could be exchanged on the acquisi(cid:415) on date be-
tween a willing buyer and a willing seller in an arm’s length trans-
ac(cid:415) on a(cid:332) er proper marke(cid:415) ng wherein the par(cid:415) es had each act-
ed knowledgeably. The fair value of items of plant, equipment, 
fi xtures and fi (cid:427)  ngs is based on the market approach and cost 
approaches using quoted market prices for similar items when 
available and depreciated replacement cost when appropriate. 
Depreciated replacement cost refl ects adjustments for physical 
deteriora(cid:415) on as well as func(cid:415) onal and economic obsolescence.

Segment  informa(cid:415) on  is  presented  in  respect  of  the  Group’s 
business segments based on the Group’s management and in-
ternal repor(cid:415) ng structure. The results of the business segments 
are  reviewed  regularly  by  the  Group’s  CEO  to  make  decisions 
about resources to be allocated to the segment and to assess 
its performance, and for which discrete fi nancial informa(cid:415) on is 
available.

Inter-segment  pricing  is  determined  on  an  arm’s  length  basis 
and inter-segment revenue is eliminated. 

Segment results that are reported to the CEO include items di-
rectly  a(cid:425) ributable  to  a  segment  as  well  as  those  that  can  be 
allocated on a reasonable basis. Unallocated items mainly inter-
est-bearing loans, borrowings and expenses, and corporate as-
sets and expenses primarily rela(cid:415) ng to Company’s head offi  ce.

Segment  capital  expenditure  is  the  total  cost  incurred  during 
the period to acquire segment assets that are expected to  be 
used for more than one period. 

INVESTMENT	PROPERTY

GEOGRAPHICAL	SEGMENTS

An external independent valua(cid:415) on company having appropriate 
recognised professional qualifi ca(cid:415) ons and recent experience in 
the loca(cid:415) on and category of property being valued, values the 
Group’s property por(cid:414) olio. The fair values are based on market 
values, being the es(cid:415) mated amount for which a property could 
be  exchanged  on  the  date  of  the  valua(cid:415) on  between  a  willing 
buyer  and  a  willing  seller  in  an  arm’s  length  transac(cid:415) on  a(cid:332) er 
proper  marke(cid:415) ng  wherein  the  par(cid:415) es  had  each  acted  knowl-
edgeably.

Support services and industrial chemicals operate primarily in 
Zimbabwe, with industrial chemicals start up opera(cid:415) ons com-
mencing in the period under review in bordering  countries  in 
Sub-Saharan Africa. Separate geographical analysis is therefore 
not presented.

BUSINESS	SEGMENTS

For  management  purposes,  con(cid:415) nuing  opera(cid:415) ons  are  organ-
ised into three main business segments.

In the absence of current prices in an ac(cid:415) ve market, the valua-
(cid:415) ons are prepared by considering the es(cid:415) mated rental value of 
the property. A  market  yield  is applied to the es(cid:415) mated  rent-
al value to arrive at the gross property valua(cid:415) on. When actual 
rents diff er materially from the es(cid:415) mated rental value, adjust-
ments are made to refl ect actual rents.

•  Outsource and IT services - includes payments and busi-

ness process outsourcing and payroll services

• 

Industrial chemicals - includes the manufacture and dis-
tribu(cid:415) on of industrial solvents and mining chemicals

•  Head offi  ce

Due to the unique nature of a number of proper(cid:415) es within the 
Group’s  por(cid:414) olio,  external  valua(cid:415) ons  are  obtained,  however 
the Directors also review the valua(cid:415) ons and may determine the 
need for impairment for the fi nancial statements given their	

In addi(cid:415) on, the following segments are reported separately as 
discon(cid:415) nued opera(cid:415) ons: Hotels; Avia(cid:415) on; IT hardware and out-
source service including pharmaceu(cid:415) cal outsourcing, and com-
mercial prin(cid:415) ng.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	30

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

5.	Segment	reporting	(continued)

CONTINUING	OPERATIONS

FOR THE YEAR ENDED 
31 AUGUST 2015

Revenue

Inter-segment revenue

Revenue from external customers

Cost of sales to external customers

Gross profi t

Opera(cid:415) ng costs

Other opera(cid:415) ng income

Impairment of assets

Deprecia(cid:415) on

Amor(cid:415) sa(cid:415) on

Opera(cid:415) ng profi t/(loss) for the year

Finance income

Finance expense

Income tax expense

Profi t/(loss) for the year

EBITDA *

CONTINUING	OPERATIONS

FOR THE YEAR ENDED 
31 AUGUST 2014

Revenue

Inter-segment revenue

Revenue from external customers

Cost of sales to external customers

Gross profi t

Opera(cid:415) ng costs

Other opera(cid:415) ng income

Impairment of assets

Deprecia(cid:415) on

Amor(cid:415) sa(cid:415) on

Opera(cid:415) ng profi t/(loss) for the year

Finance income

Finance expense

Income tax expense

Loss for the year

EBITDA *

INDUSTRIAL
CHEMICALS

OUTSOURCE AND 
IT SERVICES

HEAD OFFICE

LITIGATION  
SETTLEMENT

US$’000

US$’000

US$’000

US$’000

 5,294 

 -   

 5,294 

 (4,402)

 892 

 (1,852)

 -   

 -   

 (50)

 (1)

 (1,011)

 1 

 (9)

 -   

 (1,019)

* (954)

 -   

 -   

 -   

 -   

 -   

 (1,278)

 4,752 

 -   

 -   

 -   

 5,021 

 (9)

 5,012 

 (268)

 4,744 

 -   

 -   

 -   

 -   

 -   

 (3,525)

 (2,000)

 -   

 -   

 18 

 -   

7 

 -   

 (146)

 (11)

 1,069

 9 

 (306)

 (269)

 503

 1,226

 (1,982)

 3,474 

 -   

 (425)

 (2)

 (2,409)

 (2,000)

 -   

 -   

 -   

 3,474 

 3,474 

INDUSTRIAL
CHEMICALS

OUTSOURCE AND 
IT SERVICES

HEAD OFFICE

US$’000

US$’000

US$’000

4,811

-

4,811

(3,990)

821

(1,786)

2

-

(45)

(1)

(1,009)

9

(42)

-

(1,042)

 * (958)

4,609

(15)

4,594

(398)

4,196

-

-

-

-

-

(3,176)

(3,115)

14

(709)

(175)

(25)

125

13

(327)

(317)

(506)

325

-

-

(77)

(178)

(3,370)

(1)

(758)

(2)

(4,131)

(3,115)

TOTAL

US$’000

 10,315 

 (9)

 10,306 

 (4,670)

 5,636 

 (8,655)

 4,759

 -   

 (178)

 (12)

 1,550 

 10 

 (740)

 (271)

 549

 1,746

TOTAL

US$’000

 9,420 

 (15)

 9,405 

 (4,388)

 5,017 

 (8,077)

 16 

 (709)

 (297)

 (204)

 (4,254)

 21 

 (1,127)

 (319)

 (5,679)

 (3,748)

* Earnings Before Interest, Taxa(cid:415) on, Deprecia(cid:415) on and Amor(cid:415) sa(cid:415) on. Adjusted for deprecia(cid:415) on included in cost of sales

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	31

HOTELS

US$’000

AVIATION

US$’000

PRINTING & 
PROPS

OUTSOURCE    
AND IT          
SERVICES

US$’000

US$’000

TOTAL

US$’000

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

5.	Segment	reporting	(continued)

DISCONTINUED	OPERATIONS

FOR THE YEAR ENDED 
31 AUGUST 2015

Revenue 

Inter segment revenue

Revenue from external customers

Cost of sales to external customers

Gross profi t

Opera(cid:415) ng costs

Other opera(cid:415) ng income

(Impairment)/write-back of PPE and receivables

Loss on disposal of property

Deprecia(cid:415) on

Amor(cid:415) sa(cid:415) on

Opera(cid:415) ng loss

Finance income

Finance expense

Income tax credit/(expense)

Loss for the year

EBITDA*

DISCONTINUED	OPERATIONS

FOR THE YEAR ENDED 
31 AUGUST 2014

Revenue 

Inter segment revenue

Revenue from external customers

Cost of sales to external customers

Gross profi t

Opera(cid:415) ng costs

Other opera(cid:415) ng income

(Impairment)/write-back of PPE and receivables

Loss on disposal of property

Deprecia(cid:415) on

Amor(cid:415) sa(cid:415) on

Opera(cid:415) ng loss

Finance income

Finance expense

Income tax credit/(expense)

Loss for the year

EBITDA*

276

-

276

(70)

206

(300)

-

-

-

-

-

(94)

-

-

-

(94)

(94)

HOTELS

US$’000

2,032

4

2,036

(488)

1,548

(1,983)

64

(8,818)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

AVIATION

US$’000

PRINTING & 
PROPS

OUTSOURCE    
AND IT          
SERVICES

US$’000

US$’000

-

-

-

-

-

(802)

-

-

-

-

-

27

-

27

-

27

(14)

29

-

(357)

-

-

(9,189)

(802)

(315)

-

(46)

223

(9,012)

(371)

-

-

-

(802)

(802)

-

-

(37)

(352)

(344)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

276

-

276

(70)

206

(300)

-

-

-

-

-

(94)

-

-

-

(94)

(94)

TOTAL

US$’000

2,059

4

2,063

(488)

1,575

(2,799)

93

(8,818)

(357)

-

-

(10,306)

-

(46)

186

(10,166)

(1,488)

* Earnings Before Interest, Taxa(cid:415) on, Deprecia(cid:415) on and Amor(cid:415) sa(cid:415) on.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	32

5.	Segment	reporting	(continued)

CONTINUING	OPERATIONS

FOR THE YEAR ENDED
31 AUGUST 2015

Segment assets

Segment liabili(cid:415) es

Capital expenditure

FOR THE YEAR ENDED
31 AUGUST 2014

Segment assets

Segment liabili(cid:415) es

Capital expenditure

ASSETS	AND	LIABILITIES	HELD	FOR	SALE

FOR THE YEAR ENDED
31 AUGUST 2015

Property, plant and equipment

Biological assets

Inventories

Trade and other receivables

Cash and cash equivalents

Total assets held for sale

Trade and other payables and ST loan

Provisions

Deferred tax liabili(cid:415) es

Total liabili(cid:415) es held for sale

Net assets of disposal groups held for sale 

DISPOSAL	OF	HOTEL	GROUP

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

INDUSTRIAL
CHEMICALS

OUTSOURCE AND 
IT SERVICES

HEAD OFFICE

US$’000

 1,758 

 641 

 37 

US$’000

US$’000

 1,074 

 2,797 

 71 

 7,930 

 6,768 

 -   

INDUSTRIAL
CHEMICALS

OUTSOURCE AND 
IT SERVICES

HEAD OFFICE

US$’000

US$’000

US$’000

 930 

 2,916 

 40 

 3,242

 6,635 

 9 

 TOTAL

US$’000

 10,762 

 10,206 

 108 

 TOTAL

US$’000

 6,700 

 10,588 

 148 

 2,528 

 1,037

 99 

NOTE

13

HOTELS

US$’000

PRINTING

US$’000

TOTAL

US$’000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

On  21 October  2014 the Group disposed of its 100% shareholding in Lonzim Hotel Holdings Limited  (“the  Leopard Rock  Hotel 
Group”), the owner of the Leopard Rock Hotel and related en(cid:415) (cid:415) es, for a total considera(cid:415) on of $2.5 million, se(cid:425) led in cash. The net 
asset value of the Leopard Rock Hotel Group had been impaired in the prior year by $8.9 million to refl ect its net realisable value 
of $2.5 million at that date. 

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	33

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

5.	Segment	reporting	(continued)

ASSETS	AND	LIABILITIES	HELD	FOR	SALE	(cid:525)CONTINUED(cid:526)

FOR THE YEAR ENDED
31 AUGUST 2014

Property, plant and equipment

Biological assets

Inventories

Trade and other receivables

Cash and cash equivalents

Total assets held for sale

Trade and other payables and ST loan

Provisions

Deferred tax liabili(cid:415) es

Total liabili(cid:415) es held for sale

Net assets of disposal groups held for sale 

NOTE

13

HOTELS

US$’000

 5,973 

 69 

 125 

 65 

 55 

6,287

582

127

3,078

3,787

2,500

PRINTING

US$’000

 -   

 -   

 -   

 3 

 179

182

35

-

-

35

TOTAL

US$’000

 5,973 

 69 

 125 

 68 

 234 

6,469

617

127

3,078

3,822

147

2,647

At 31 August 2014, the Group considered its Hotel and the remaining assets of its prin(cid:415) ng and property division as being held 

for sale.  They were therefore presented within discon(cid:415) nued opera(cid:415) ons. Income and expenses of discon(cid:415) nued opera(cid:415) ons were 
reported separately from those of con(cid:415) nuing opera(cid:415) ons in 2014. Held for sale assets were stated at their expected net realisable 

value at that date.  

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	34

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

6.	Group	net	operating	costs

Cost of sales

Administra(cid:415) ve expenses

Net opera(cid:415) ng costs

Administra(cid:415) ve expenses include management related overheads for opera(cid:415) ons and head offi  ce.

Opera(cid:415) ng costs include, inter alia:

Deprecia(cid:415) on of property, plant and equipment

Deprecia(cid:415) on of property plant and equipment in cost of sales

Amor(cid:415) sa(cid:415) on

Opera(cid:415) ng lease rentals:

     Land and buildings

Personnel expenses

Gain on investments and subsidiaries disposed of

Auditors remunera(cid:415) on

Fees Payable to the Company Auditors for:

Current year audit of the Group’s fi nancial statements

Prior year audit of the Group’s fi nancial statements

Current year audit of the Company’s subsidiaries pursuant to legisla(cid:415) on

Prior year audit of the Company’s subsidiaries pursuant to legisla(cid:415) on

Total audit fees

7.	Personnel	expenses	

The aggregate remunera(cid:415) on comprised (including Execu(cid:415) ve Directors):

Wages and salaries

Compulsory social security contribu(cid:415) ons

Total personnel expenses

Of which: Remunera(cid:415) on of Group Execu(cid:415) ve Directors and Key Personnel

Directors’ and key personnels’ emoluments (see note 38)

The average number of employees (including Execu(cid:415) ve Directors) in con(cid:415) nuing opera(cid:415) ons was:

Outsource and IT services

Industrial chemicals

Head Offi  ce

Total

2015
US$’000

           2014
US$’000

 4,670 

 7,397

 12,067 

4,388

7,311

11,699

2015
US$’000

          2014
US$’000

177

6

12

305

4,052

94

75

4

-

79

297

5

204

404

4,003

66

121

(36)

-

31

116

2015
US$’000

3,908

144

4,052

           2014
US$’000

3,898

105

4,003

755

1,084

2015
Number

           2014
Number

60

25

2

87

62

30

6

98

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	35

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

8.	Net	(cid:976)inance	(costs)/income

Recognised in income statement:

Bank interest receivable

Loan interest receivable

Finance income

Bank interest payable

Loan interest payable

Finance costs

Net fi nance costs

9.	Taxation

Income tax recognised in the income statement

Current tax expense

Current period

Deferred tax credit

Origina(cid:415) on and reversal of temporary diff erences

Total income tax charge in income statement

2015
US$’000

           2014
US$’000

 9 

 1 

 10 

 -   

 (740)

 (740)

 (730)

 13 

 8

 21 

 (43)

 (1,085)

 (1,128)

 (1,107)

2015
US$’000

           2014
US$’000

273

(2)

271

333

(14)

319

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	36

9.	Taxation	(continued)

RECONCILIATION	OF	EFFECTIVE	TAX	RATE	

Profi t/(loss) before tax

Income tax using the Zimbabwean corpora(cid:415) on tax rate 25.75% (2014: 25.75%)

Net losses where no group relief is available

Total income tax charge in income statement

DEFERRED	TAX

Rela(cid:415) ng to losses in subsidiaries

Total

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

2015
US$000

          2014
US$000

 820 

 (5,360)

211 

60 

271 

 (1,380)

 1,699

 319 

2015
US$’000

(2)

(2)

           2014
US$’000

(14)

(14)

Corpora(cid:415) on tax is calculated as 25.75% (2014: 25.75%) of the es(cid:415) mated assessable profi t for the year. Taxa(cid:415) on for other jurisdic-
(cid:415) ons is calculated at the rates prevailing in the respec(cid:415) ve jurisdic(cid:415) ons. 

Deferred tax assets are only recognised to the extent that there are available off se(cid:427)  ng deferred tax liabili(cid:415) es, unless the en(cid:415) ty is 
reasonably assured of earning suffi  cient future profi ts to off set against any future tax liabili(cid:415) es.

10.	Disposals	and	discontinued	operations

The following en(cid:415) (cid:415) es were classifi ed as held for disposal in the 2015 fi nancial year:

• 

LonZim Hotels Limited and its subsidiaries

The fi nancial eff ect of these discon(cid:415) nued opera(cid:415) ons on the profi t or loss and fi nancial posi(cid:415) on is shown in the opera(cid:415) ng segment 
disclosures in note 5.

CASH	FLOWS	FROM/(cid:525)USED	IN(cid:526)	DISCONTINUED	OPERATIONS

Net cash used in opera(cid:415) ng ac(cid:415) vi(cid:415) es

Net cash (used in)/generated by inves(cid:415) ng ac(cid:415) vi(cid:415) es

Net cash (used in)/generated by fi nancing ac(cid:415) vi(cid:415) es

Net cash fl ows for the year

Cash and cash equivalents held for sale 

2015
US$’000

                       2014
US$’000

(127)

(55)

(52)

(234)

- 

(386)

621

(111)

124

234 

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	37

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

10.	Disposals	and	discontinued	operations(continued)

ASSETS	AND	LIABILITIES	OF	SUBSIDIARY	DISPOSED	OF	DURING	THE	YEAR:

Property, plant and equipment

Biological assets

Inventories

Trade and other receivables

Total assets of disposal subsidiary

Trade and other payables and ST loan

Provisions

Deferred tax liabili(cid:415) es

Total liabili(cid:415) es of disposal subsidiary

Cash and cash equivalents

HOTELS

US$’000

 5,973 

 69 

 125 

65

6,232

582

127

3,078

3,787

55

11.	Earnings/(loss)	per	share

The calcula(cid:415) on of basic and diluted earnings/(loss) per share at 31 August 2015 has been based on the profi t/(loss) a(cid:425)  ributable to 
ordinary shareholders for con(cid:415) nuing and discon(cid:415) nued opera(cid:415) ons at a weighted average number of ordinary shares outstanding 
during the period as detailed in the table below:

LOSS	ATTRIBUTABLE	TO	ORDINARY	SHAREHOLDERS

Profi t/(loss) for the purposes of basic earnings/(loss) and dilu(cid:415) ve 
per share being net profi t/(loss) a(cid:425)  ributable to equity holders of the 
parent*

Profi t/(loss)  for the purposes of basic earnings/(loss) and dilu(cid:415) ve 
per share being net profi t/(loss) a(cid:425)  ributable to equity holders of the 
parent 

2015                    
EARNINGS  
PER SHARE     
US$’CENTS

                        2014                       
EARNINGS  
PER SHARE     
US$’CENTS

2015
US$’000

          2014
US$’000

0.1

164

(19.5)

(16,138)

- con(cid:415) nuing opera(cid:415) ons

- discon(cid:415) nued opera(cid:415) ons

0.2

(0.1)

258

(94)

(7.2)

(12.3)

(5,972)

(10,166)

WEIGHTED	AVERAGE	NUMBER	OF	ORDINARY	SHARES	

Weighted average number of ordinary shares for the purposes of basic 
and dilu(cid:415) ve loss per share for all calcula(cid:415) ons*

NOTE

2015
000’S

2014
000’S

141,518

82,707

Actual number of shares outstanding at the end of the period

23

207,920

99,155

*In the current and prior year the eff ect of the share op(cid:415) ons (note 24) were an(cid:415) -dilu(cid:415) ve as the share op(cid:415) ons were, at all (cid:415) mes,  priced above the trading value of 

the shares.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	38

12.	Property,	plant	and	equipment

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

2015 GROUP

Cost or valua(cid:415) on

At 1 September 2014

Addi(cid:415) ons in year

Disposals in year

Balance at 31 August 2015

Accumulated deprecia(cid:415) on

At 1 September 2014

Disposals in year

Deprecia(cid:415) on charge for the year

Balance at 31 August 2015

Carrying amounts

At 31 August 2015

At 31 August 2014

2014 GROUP

Cost or valua(cid:415) on

At 1 September 2013

Addi(cid:415) ons in year

Disposals in year

Revalua(cid:415) on

Other

Balance at 31 August 2014

Accumulated deprecia(cid:415) on

At 1 September 2013

Addi(cid:415) ons in year

Disposals in year

Deprecia(cid:415) on charge for the year

Balance at 31 August 2014

Carrying amounts

At 31 August 2014

At 31 August 2013

TOTAL
US$’000

 4,157 

88 

 (284)

3,961 

 (1,452)

269 

(184)

 (1,367)

2,594 

 2,705 

TOTAL
US$’000

 4,120 

 148 

 (100)

 (4)

 (7)

 4,157 

FREEHOLD  
LAND   & 
BUILDINGS 
US$’000

PLANT & 
MACHINERY
US$’000

MOTOR          
VEHICLES
US$’000

FURNITURE 
FIXTURES & 
FITTINGS
US$’000

 2,317 

- 

 - 

 2,317 

 (34)

 - 

-

 (34)

 2,283 

 2,283 

 71 

 6

(1)

 76 

 (41)

1

(9)

 (49)

27 

 30 

 782 

48 

 (250)

580 

 (528)

236

(120)

 (412)

168 

 254 

 987

34 

 (33)

 988 

 (849)

32 

(55)

 (872)

116 

 138 

FREEHOLD  
LAND   & 
BUILDINGS 
US$’000

PLANT & 
MACHINERY
US$’000

MOTOR          
VEHICLES
US$’000

FURNITURE 
FIXTURES & 
FITTINGS
US$’000

 2,304 

 13 

 - 

 - 

 - 

 2,317 

 (3)

 - 

 - 

(31)

 (34)

 2,283 

 2,301 

 71 

 - 

 -

 - 

 - 

 71 

 (36)

 - 

 -

(5)

 (41)

 30 

 35 

 801 

 80 

 (88)

 (4)

 (7)

 782 

 (449)

 (13)

 80

(146)

 (528)

 254 

 352 

 944 

 55 

 (12)

 -

 - 

 987 

 (751)

 (1,239)

 (2)

 9 

(105)

 (849)

 138 

 193 

 (15)

 89 

(287)

 (1,452)

 2,705 

 2,881 

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	39

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

12.	Property,	plant	and	equipment	(continued)

2015 COMPANY

Cost or valua(cid:415) on

At 1 September 2014

Addi(cid:415) ons in year

Disposals in year

Balance at 31 August 2015

Accumulated deprecia(cid:415) on

At 1 September 2014

Addi(cid:415) ons in year

Disposals in year

Deprecia(cid:415) on charge for the year

Balance at 31 August 2015

Carrying amounts

At 31 August 2015

At 31 August 2014

2014 COMPANY

Cost or valua(cid:415) on

At 1 September 2013

Addi(cid:415) ons in year

Disposals in year

Balance at 31 August 2014

Accumulated deprecia(cid:415) on

At 1 September 2013

Addi(cid:415) ons in year

Disposals in year

Deprecia(cid:415) on charge for the year

Balance at 31 August 2014

Carrying amounts

At 31 August 2014

At 31 August 2013

FREEHOLD  
LAND   & 
BUILDINGS 
US$’000

PLANT & 
MACHINERY
US$’000

MOTOR          
VEHICLES
US$’000

FURNITURE 
FIXTURES & 
FITTINGS
US$’000

TOTAL
US$’000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

212

-

(212)

-

(200)

207

(7)

-

-

12

43

-

(33)

10

(37)

31

(4)

(10)

-

6

255

-

(245)

10

(237)

238

(12)

(10)

-

18

FREEHOLD  
LAND   & 
BUILDINGS 
US$’000

PLANT & 
MACHINERY
US$’000

MOTOR          
VEHICLES
US$’000

FURNITURE 
FIXTURES & 
FITTINGS
US$’000

TOTAL
US$’000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

243

5

(36)

212

(202)

36

(34)

(200)

12

41

47

3

(8)

42

(33)

8

(12)

(37)

6

14

290

8

(44)

254

(235)

44

(45)

(236)

18

55

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	40

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

12.	Property,	plant	and	equipment	(continued)

Valuations

LE	HAR	(cid:525)PRIVATE(cid:526)	LIMITED
VALUATION	(cid:515)	PROPERTY

An external, professional and independent valuer with appropriate and recognised qualifi ca(cid:415) ons, T.W.R.E Zimbabwe (Pvt) Limit-
ed (“TWRE”) carried out a valua(cid:415) on of the freehold land and buildings as at 31 August 2013 with reference to observed market 
evidence. TWRE performed a desktop update of their valua(cid:415) on as at 31 August 2015. The directors having considered the TWRE 
updated report,  consider this value to s(cid:415) ll be an accurate refl ec(cid:415) on of the fair value at 31 August 2015 being US$2,300 thousand 
(2014: US$2, 300 thousand). The Directors consider the fair value at the repor(cid:415) ng date to not be materially diff erent from the 
carrying value. 

13.	Biological	assets

Included in discon(cid:415) nued opera(cid:415) ons are biological assets as detailed below.

Balance at 1 September

Acquired during the year

Increase/(decrease) due to births/(deaths)

Loss on fair valua(cid:415) on during the year

Total*

*Included in Assets Held for Sale in the Statement of Financial Posi(cid:415) on.

GROUP 2015

GROUP 2014

US$’000

US$’000

-

-

-

-

-

67

-

2

-

69

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	41

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

14.	Goodwill

As at 31 August 2015, the consolidated statement of fi nancial posi(cid:415) on included goodwill of US$717 thousand (2014: US$717 thou-
sand). Goodwill is allocated to the Group’s cash-genera(cid:415) ng units (“CGUs”), or groups of cash-genera(cid:415) ng units, that are expected 
to benefi t from the synergies of the business combina(cid:415) on that gave rise to the goodwill as follows:

CASH GENERATING UNIT (cid:904)CGU(cid:905)

ORIGINAL COST

COST AT 1 
SEPTEMBER 2014

CARRYING VALUE AT 
1 SEPTEMBER 2014

ACCELERATED 
WRITE(cid:883)OFF

CARRYING VALUE AT 
31 AUGUST 2015

Paynet Limited

Total

US$’000

US$’000

US$’000

US$’000

US$’000

717

717

717

717

717

717

-

-

717

717

ESTIMATES	AND	JUDGEMENTS

The following assump(cid:415) ons are held in the assessment on the impairment or otherwise of goodwill:

•  Growth rates are based on a range of growth rates that refl ect the products, industries and countries in which the relevant 
CGU or group of CGUs operate. Growth rates have been calculated based on management’s expected forecast volumes 
and market share increases on normalisa(cid:415) on of the Zimbabwean economy.

• 

• 

• 

• 

• 

The key assump(cid:415) ons on which the cash fl ow projec(cid:415) ons for the most recent forecast are based relate to discount rates, 
growth rates, expected changes in selling prices and direct costs.

The cash fl ow projec(cid:415) ons have been discounted using rates based on the Group’s pre-tax weighted average cost of capital. 
The rate used was 15%.

The growth rates applied in the value in use calcula(cid:415) ons for goodwill allocated to each of the CGUs or groups of CGUs that 
is signifi cant to the total carrying amount of goodwill were in a range between 0% and 5%.

 Changes in selling price and direct costs are based on past results and expecta(cid:415) ons of future changes in the market.

In respect of the value in use calcula(cid:415) ons, cash fl ows have been considered for both the conserva(cid:415) ve and the full forecast 
poten(cid:415) al of future cash-fl ows with no impact to the valua(cid:415) on of goodwill.

IMPAIRMENT	LOSS	

The Group tests goodwill annually for impairment, or more frequently if there are indica(cid:415) ons that goodwill might be impaired.

The Directors believe that the value of the Group’s investments are long term and will only be realised on the full recovery of the 
Zimbabwean economy. The Directors do not believe any further impairment to goodwill is necessary in the current period.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	42

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

15.	Intangible	assets

Payserv so(cid:332) ware licences

Total

AMORTISATION

NET BOOK VAL(cid:883)
UE AT 1   
SEPTEMBER 
2014
US$’000

14

14

RECLASSIFIED 
FROM TANGIBLE 
ASSETS

AMORTISATION
US$’000

-

-

(12)

(12)

CLOSING 
BALANCE AT 31 
AUGUST 2015
US$’000

2

2

ORIGINAL COST
US$’000

1,425

1,425

The amor(cid:415) sa(cid:415) on charge is recognised within administra(cid:415) on expenses (note 6) in the income statement. The Group tests other 
intangible assets for impairment if there are indica(cid:415) ons that they might be impaired. 

The amor(cid:415) sa(cid:415) on periods for intangible assets are:

So(cid:332) ware licences

3-6 years

16.	Long-term	receivables

Celpay Interna(cid:415) onal BV receivable

Impairment of Celpay Interna(cid:415) onal BV receiv-
able

ForgetMe Not Africa (BVI) Limited sale proceeds

Provision against sale proceeds

Total

Celpay Interna(cid:415) onal BV

GROUP 2015
US$’000

COMPANY 2015
US$’000

GROUP 2014
US$’000

COMPANY 2014
US$’000

-

-

-

-

-

-

-

-

-

-

709

(709)

250

(250)

-

-

-

-

-

-

On  29 April 2013,  the  Group  entered into a memorandum  of  understanding with Celpay  Interna(cid:415) onal BV (“Celpay”),  whereby 
Paynet Limited agreed inter alia to provide working capital funding, while carrying out due diligence on the company, which capital 
would be repayable to Paynet Limited, either on termina(cid:415) on of the contract or through a change in shareholding of Celpay. The 
full amount was impaired in the 2014 fi nancial year following a signifi cant deteriora(cid:415) on in the fi nancial aff airs of Celpay leading to 
the withdrawal by Payserv from the proposed acquisi(cid:415) on of Celpay. The amount is now fully wri(cid:425) en-off .

ForgetMeNot Africa (BVI)

The proceeds on sale of shares of ForgetMeNot Africa (BVI) Limited on 14 February 2013, were receivable based on various defi ned 
milestones but by no later than the second anniversary of the agreement. Given that these milestones have not been achieved and 
the weak fi nancial posi(cid:415) on of ForgetMeNot Africa (BVI) Limited, the Directors, in the previous repor(cid:415) ng periods, determined that 
it would be appropriate to provide fully against the receivable. The amount is now fully wri(cid:425) en-off .

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	43

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

17.	Investments	in	subsidiaries	and	associates

The Company has investments in the following subsidiaries which principally aff ected the profi ts or net assets of the Company.
The direct investments in subsidiaries held by the Company are stated at cost. This is subject to impairment tes(cid:415) ng. 

CONTINUING	OPERATIONS

African Solu(cid:415) ons Limited

Autopay (Pvt) Limited 

Gardoserve (Pvt) Limited

Le Har (Pvt) Limited

LonZim Enterprises Limited

LonZim Holdings Limited +

Millchem Africa Limited

Millchem Holdings Limited 

Millchem Zambia Limited

MillChem (Lilongwe) Limited

MSA Chemicals (Pty) Limited

MSA Sourcing BV

Para Meter Computers (Pvt) Limited

Paynet Limited

Paynet Zimbabwe (Pvt) Limited

Payserv (Pvt) Limited

Payserve Africa Limited (previously Paynet Limited)

Payserv Zimbabwe (Pvt) Limited 

Payserv Zambia Limited

Tradanet (Pvt) Limited

Yellowwood Projects (Pvt) Limited 

+   Held directly by Cambria Africa Plc.

COUNTRY OF INCORPORATION

OWNERSHIP INTEREST

Mauri(cid:415) us

Zimbabwe

Zimbabwe

Zimbabwe

United Kingdom

Isle of Man

Isle of Man

Isle of Man

Zambia

Malawi

South Africa

Netherlands

Zimbabwe

Mauri(cid:415) us

Zimbabwe

Zimbabwe

Mauri(cid:415) us

Zimbabwe

Zambia

Zimbabwe

Zimbabwe

2015

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

51%

100%

2014

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

51%

100%

NON(cid:487)CONTROLLING	INTERESTS	(cid:525)“NCI”(cid:526)
O(cid:425) onby Trading (Pvt) Ltd (address: CABSA Head Offi  ce, Northridge Park, Harare) holds a 49% interest in Tradanet (Pvt) Ltd. Tra-
danet salient fi nancial informa(cid:415) on:

Profi t a(cid:425)  ributable to  NCI

Dividends paid to NCI

Accumulated NCI at year end

Non-current assets

Current assets

Non-current liabili(cid:415) es

Current liabili(cid:415) es

Cash fl ow from opera(cid:415) ons

Cash u(cid:415) lised in inves(cid:415) ng ac(cid:415) vi(cid:415) es

Cash u(cid:415) lised in fi nancing ac(cid:415) vi(cid:415) es

Cash and cash equivalents

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

2015

US$’000

291

(235)

65

54

387

16

291

701

(54)

(507)

311

2014

US$’000

293

(204)

9

11

229

-

222

551

(9)

(442)

171

PAGE	44

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

17.	Investments	in	subsidiaries	and	associates	(continued)

DISCONTINUED	OPERATIONS

COUNTRY OF INCORPORATION

OWNERSHIP INTEREST

Zimbabwe

Zimbabwe

Zimbabwe

Zimbabwe

Bri(cid:415) sh Virgin Islands

Bri(cid:415) sh Virgin Islands

Isle of Man

Netherlands

United Kingdom

Zimbabwe

Zimbabwe

South Africa

South Africa

Zimbabwe

Mauri(cid:415) us

South Africa

Chenyakwaremba Farm (Pvt) Limited ++

Eas(cid:415) nteg Investments (Pvt) Ltd ++

Leopard Rock Hotel Company (Pvt) Limited ++

Linus Business Op(cid:415) ons (Pvt) Limited ++

LonZim Agribusiness (BVI) Limited ++

LonZim Air (BVI) Limited

LonZim Hotels Limited ++

Lyons Africa Holdings BV ++

Lyons Africa Holdings Limited ++

Medalspot Enterprises (Pvt) Limited ++

Morningdale Proper(cid:415) es Limited ++

Panafmed (Pty) Limited 

Quickvest525 (Pty) Limited 

Quintech Investments (Pvt) Limited 

Southern Africa Management Services Limited 

W S Foods (Pty) Limited ++

++  Held for Sale in 2014

18.	Inventory

Raw materials and consumables

Goods in transit

Finished goods

Total

2015

-

-

-

-

100%

100%

-

-

-

100%

100%

100%

100%

100%

100%

-

2014

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

GROUP 2015

GROUP 2014

US$’000

US$’000

222

36

503

761

213

453

719

1,385

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	45

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

19.	Financial	assets	at	fair	value	through	pro(cid:976)it	or	loss

CONTINUING	OPERATIONS

Quoted investments por(cid:414) olio

Total

QUOTED INVESTMENTS PORTFOLIO:

Balance at 1 September

Acquired during the year

Disposed during the year

(Loss)/gain on fair valua(cid:415) on during the year

At end of the year

GROUP 2015

 GROUP 2014

US$’000

US$’000

50

50

66

66

GROUP 2015

GROUP 2014

US$’000

US$’000

66

-

-

(16)

50

58

-

-

8

66

The por(cid:414) olio is managed by an asset management company who makes the decisions regarding the sale and purchase of listed 
shares. This investment is held at fair value. The por(cid:414) olio, which was purchased in “payment” of a trade vendor liability which 
could not be se(cid:425) led due to Zimbabwe foreign currency constraints at the (cid:415) me, is callable at the op(cid:415) on of the vendor. See note 
25.

20.	Trade	and	other	receivables

NOTE

GROUP
2015
US$’000

 -   

 933

 4,921 

 139 

 5,993

COMPANY
2015
US$’000

 8,273 

 -   

 110 

 -   

 8,383

GROUP
2014
US$’000

-

902

213

293

COMPANY
2014
US$’000

12,181

-

110

87

1,408

12,378

Amounts owed by Group undertakings

Trade receivables

Other receivables

Prepayments and accrued income

Total

No interest is charged on receivables.

The Directors consider the carrying amount of trade and other receivables approximates their fair value. In determining the re-
coverability of the trade receivable, the Group considers any change in the credit quality of trade receivables from the date credit 
was ini(cid:415) ally granted up to the repor(cid:415) ng date. The concentra(cid:415) on of credit risk is limited due to the customer base being large and 
unrelated. Accordingly, the Directors believe that there is no further credit provision required in excess of the allowance for doubt-
ful debts.

CREDIT	RISK

The Group’s credit risk is primarily a(cid:425) ributable to its trade receivables. The amounts presented in the statement of fi nancial posi-
(cid:415) on are net of allowances for doub(cid:414) ul receivables. An allowance for impairment is made where there is an iden(cid:415) fi ed loss event 
which, based on previous experience, is evidence of a reduc(cid:415) on in the recoverability of the cashfl ows.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	46

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

GROUP
2015
US$’000

COMPANY
2015
US$’000

GROUP
2014
US$’000

COMPANY
2014
US$’000

645

-

645

-

645

50

-

50

-

50

405

-

405

234

639

38

-

38

-

38

21.	Cash	and	cash	equivalents

Bank balances

Bank overdra(cid:332) s

Net cash and cash equivalents

Net cash included in held for sale

Total cash and cash equivalents in statement of fi nancial posi(cid:415) on

22.	Capital	and	reserves

REVALUATION	RESERVE	

The revalua(cid:415) on reserve relates to property, plant and equipment which has been revalued in the Zimbabwean subsidiary Payserv 
Zimbabwe (Private) Limited (“Payserv”) and Le Har (Private) Limited, which holds the property from which Payserv operates.

FOREIGN	EXCHANGE	RESERVE

This reserve arises on transla(cid:415) on of subsidiary en(cid:415) (cid:415) es where their func(cid:415) onal currency is not United States Dollars, the presen-
ta(cid:415) onal currency of the Group. The Company foreign exchange currency reserve relates to the transla(cid:415) on of net assets due to a 
change in the func(cid:415) onal currency of the Company from Pounds Sterling to United States Dollars as at 1 September 2011.

SHARE	BASED	PAYMENT	RESERVE

The share based payment reserve comprises of the charges arising from the calcula(cid:415) on of the share based payment posted to the 
income statement in 2008 and 2012, and par(cid:415) ally released on expira(cid:415) on of op(cid:415) ons never exercised, in 2013, restated to US$ at 

closing rates.

NON	DISTRIBUTABLE	RESERVE

The non distributable reserve arises on the restatement of the assets and liabili(cid:415) es on dollarisa(cid:415) on in Zimbabwe. Amounts held 
within this reserve are ring fenced from retained earnings. Distribu(cid:415) ons can only be made from retained earnings and not from 
the non distributable reserve. Amounts transferred to the non distributable reserve are determined by the directors as necessary, 
unless specifi cally required to do so as part of any fi nancing arrangements.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	47

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

23.	Share	capital	&	share	premium

Issued and fully paid

At 1 September 2014

Issued in period

At 31 August 2015

ORDINARY SHARES
2015

ORDINARY SHARES
2014

NUMBER

US$’000

NUMBER

US$’000

 99 155 162 

 108 765 244 

 207 920 406 

18

16

34

66,749,023

32,406,139

99,155,162

12

6

18

The Group has also issued share op(cid:415) ons (see note 24). At 31 August 2015, 1,000,000 shares were held in reserve to issue in the 
event that these op(cid:415) ons are exercised. 

No warrants were granted during the current fi nancial year. The following warrants over the ordinary shares of the Company were 
granted in in previous fi nancial repor(cid:415) ng periods: 

HOLDER

DATE OF GRANT

GRANTED WARRANT PRICE

NUMBER OF 
WARRANTS 

PERIOD DURING                        
WHICH EXERCISABLE

MARKET PRICE PER 
SHARE AT DATE OF 
GRANT

Consilium Corporate Recovery 
Master Fund Limited

Consilium Corporate Recovery 
Master Fund Limited

18.02.2013

3,000,000

13p

06.12.2012 - 06.12.2015

18.02.2013

5,000,000

13p

 18.02.2013 - 18.02.2016

10.25p

9.63p

The holders of ordinary shares are en(cid:415) tled to receive dividends as declared from (cid:415) me to (cid:415) me and are en(cid:415) tled to one vote per 
share at mee(cid:415) ngs of the Company. All shares rank equally with regard to the Company’s residual assets.

The Directors are authorised in any period between consecu(cid:415) ve annual general mee(cid:415) ngs, to allot any number of ordinary shares 
on such terms as they shall, in their discre(cid:415) on, determine up to such maximum number as represents 50 per cent of the issued 
share capital at the beginning of such period. Further ordinary shares may be allo(cid:425) ed on terms determined by the Directors but 
subject to the pre-emp(cid:415) on rights prescribed by Sec(cid:415) on 36 of the Isle of Man Companies Act 2006.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	48

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

23.	Share	capital	&	share	premium	(continued)

SHARE	PREMIUM

The share premium represents the value of the premium arising on shares issued as follows:

17 April 2015 107,000,000 ordinary shares  at a price of 0.85p per share (US$1, 337 thousand)

6 March 2014 4,133,333 ordinary shares at a price of 7.5p per share (US$ 508 thousand).

4 March 2014 28,272,806 ordinary shares at a price of 7.5p per share (US$ 3,475 thousand of which US$ 719 thousand relat-

ed to se(cid:425) lement of expenses and liabili(cid:415) es).

1 Oct 2012

8,615,115 ordinary shares at a price of 10p per share (US$1,400 thousand).

16 Sep 2011

3,988,439 ordinary shares at a price of 23p per share (US$1,448 thousand).

10 Dec 2010

17,813,944 ordinary shares at a price of 28p per share net of issue costs of £143 thousand (US$7,646 thou-
sand).

9 Dec 2009

 4,255,525 ordinary shares at a price of 27.5p per share net of issue costs of £58 thousand (US$1,820 thou-
sand).

14 Jul 2009

 Cost of purchasing and cancelling 4,374,000 shares at 30.5p per share (US$2,174 thousand).

11 Dec 2007

 36,450,000 ordinary shares at a price of 100p per share net of issue costs of £2,753 thousand (US$68,659 
thousand). 

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	49

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

24.	Share	options

The following share op(cid:415) ons over ordinary shares have  been granted over the last 5 years  under an Unapproved Share Op(cid:415) on 
scheme:

NAME

Edzo Wisman

Edzo Wisman

Total

DATE OF GRANT

10.03.2011

10.03.2011

NUMBER OF 
SHARE OPTIONS 
GRANTED

500,000

500,000

1,000,000

EXERCISE PRICE

PERIOD DURING WHICH EXERCIS(cid:883)
ABLE

30p

30p

01.07.2011 – 30.06.2016

01.07.2012 – 30.06.2017

MARKET PRICE PER 
SHARE AT DATE OF 
GRANT

21.75p

21.75p

In accordance with IFRS 2 ‘Share-based payments’ the equity se(cid:425) led share op(cid:415) ons granted have been measured (at the (cid:415) me of 
grant) at fair value and recognised as an expense in the income statement with a corresponding increase in equity (other reserves). 
The fair value of the op(cid:415) ons granted has been es(cid:415) mated at the date of grant using the Black-Scholes op(cid:415) on pricing model. The 
es(cid:415) mated value of the op(cid:415) ons granted on 10 March 2011 was £53 thousand (US$85 thousand).

Op(cid:415) ons may be exercised in whole or in part un(cid:415) l the expiry of the exercise period. Holders of the op(cid:415) ons are en(cid:415) tled to receive 
no(cid:415) ce of certain proposed transac(cid:415) ons or events of the Company which may dilute or otherwise aff ect their op(cid:415) ons, and may 
exercise or be deemed to have exercised their op(cid:415) ons prior to the occurrence thereof. The Company shall keep available suffi  cient 
authorised but unissued share capital to sa(cid:415) sfy the exercise of the op(cid:415) ons. Ordinary Shares issued pursuant to an exercise of the 
op(cid:415) ons shall rank pari passu in all respects with the Company’s exis(cid:415) ng Ordinary Shares save as regards any rights a(cid:425) aching by 
reference to a record date prior to the receipt by the Company of the no(cid:415) ce of exercise of op(cid:415) ons. The Company shall apply to 
admit to trading on AIM the Ordinary Shares issued pursuant to the exercise of op(cid:415) ons.

The following assump(cid:415) ons have been used at the date of grant:

Number of shares

Share price at ves(cid:415) ng date  (Date of Grant)

Exercise price

Expected vola(cid:415) lity

Expected life

Expected dividends

Risk-free interest rate

DATE GRANT
10 MARCH 2011

DATE OF GRANT
10 MARCH 2011

500,000

21.75p

30p

30.2%

5.4 years

0.00%

5.00%

500,000

21.75p

30p

30.2%

6.4 years

0.00%

5.00%

Vola(cid:415) lity has been calculated by reference to industry indices at ves(cid:415) ng dates.

All share op(cid:415) ons vested at date of grant and the basis of se(cid:425) lement is in shares of the company.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	50

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

24.	Share	options	(continued)

The number and weighted average exercise price of share op(cid:415) ons are as follows:

Outstanding and exercisable at 31 August 2014

Outstanding and exercisable at 31 August 2015

WEIGHTED AVERAGE EXERCISE PRICE 
PENCE

30

30

NUMBER OF OPTIONS

1,000,000

1,000,000

The Directors are authorised to grant op(cid:415) ons over the Ordinary Shares on such terms as they shall in their discre(cid:415) on determine up 
to such maximum number as represents 10 per cent of the number of Ordinary Shares as was in issue at the date of the Company’s 

most recent annual general mee(cid:415) ng. 99,155,162 Ordinary Shares were in issue at the annual general mee(cid:415) ng of 23 April 2014. 

25.	Loans	and	borrowings	-	long	term

Consilium facility*

Nurture conver(cid:415) ble loan*

Other trade payables

Total

GROUP
2015
US$’000

-

-

45

45

COMPANY
2015
US$’000

-

-

-

-

GROUP
2014
US$’000

4,685

2,000

60

6,745

COMPANY
2014
US$’000

4,685

-

-

4,685

* These loans are payable in the next 12 months and have accordingly been classifi ed under Loans and borrowings - short term (note 28) at the repor(cid:415) ng date .

On 9 March 2012, the Company entered into a secured loan facility  agreement with Consilium Corporate Recovery Master Fund 
Ltd for US$2,000 thousand. On the same date, the Company entered into a short term secured loan facility agreement with Consil-
ium Emerging Markets Absolute Return Master Fund Ltd for US$1,000 thousand respec(cid:415) vely (“Consilium”). Both these loans were 
secured by a fi xed and fl oa(cid:415) ng charge over the assets of the Group.

On 6 December 2012, the Company entered into an agreement with Consilium to extend the maturity of the short term facility to 
8 March 2014. Consilium simultaneously agreed to li(cid:332)  the general charge over the assets of the Group for 3,000,000 warrants over 
the ordinary shares of the company as disclosed in note 23.

On 18 February 2013, the Company entered into a further secured loan agreement with Consilium for US$1,500 thousand . Con-
silium was also granted 5,000,000 warrants, as disclosed in note 23. This facility was originally intended to expire in tandem with 
all the Consilium debt on 8 March 2014. On 1 May 2013, the Company and Consilium agreed to extend the maturity of the debt 
facility to 30 April 2016.

The debt facility was further amended to allow, with eff ect from 1 July 2014, for interest to be capi(cid:415) lized and, with eff ect from 1 
August 2014, for a reduc(cid:415) on in interest rate from 15% p.a to 8% p.a.

In the event of default, Consilium shall have the op(cid:415) on to convert all, or any por(cid:415) on of the outstanding indebtedness at the (cid:415) me of 
default into shares in Cambria at a 15% discount to the share price at the date of the facility agreements. The op(cid:415) on price is 14.50p.

The Consilium Corporate Recovery Master Fund Ltd and Consilium Emerging Markets Absolute Master Fund Ltd share the same 
investment manager as Consilium Emerging Markets Absolute Return Master Fund Ltd, a substan(cid:415) al shareholder of Cambria, and 
the transac(cid:415) ons are therefore deemed a related party transac(cid:415) on for the purpose of the AIM Rules for Companies.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	51

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

25.	Loans	and	Borrowings	-	long	term	(continued)

On 8 May 2013, the Company executed agreements with Cerulean (Mauri(cid:415) us) PCC, (“Nisela” or “the lender”) a special purpose 
vehicle created by a subsidiary of Nisela Capital rela(cid:415) ng to the placement of US$2,000 thousand secured, conver(cid:415) ble debt into 
Payserv Africa Limited (previously named Paynet Limited).   The conversion feature with the debt represents and embedded de-
riva(cid:415) ve for accoun(cid:415) ng purposes.  Included within the loan balance above is an amount of $91 thousand represen(cid:415) ng the value of 
the conversion feature.

The Nisela secured loan facility carries a 15% coupon, matures on 17 July 2016, and is conver(cid:415) ble into 21.3% of Payserv Africa 
Limited’s ordinary share capital at the op(cid:415) on of the lender at any (cid:415) me between 17 July 2014 and 12 July 2016. The loan facility is 
conver(cid:415) ble at the elec(cid:415) on of Nisela if there is a change in control in the shareholders or Board of Directors of the benefi cial own-
ers of Payserv Africa Limited or if there is an ini(cid:415) al public off ering of the ordinary shares in Payserv Africa Limited on a securi(cid:415) es 
exchange.

The Nisela facility is secured over the shares in Le Har (Private) Ltd (which holds the property in Mount Pleasant, Harare) and by the 
cession of the en(cid:415) re por(cid:414) olio of Payserv Africa Limited’s trade debtors as existed at the date of the agreement and in the future.

Other non-current trade payables are in respect of historic Paywell so(cid:332) ware licence fees with the Payserv Group, which could not 
be remi(cid:425) ed due to Zimbabwe foreign currency constraints at the (cid:415) me. The amounts due were invested in a listed por(cid:414) olio (see 

note 19).

26.	Provisions

Provisions

Total

GROUP
2015
US$’000

183

183

COMPANY
2015
US$’000

-

-

GROUP
2014
US$’000

182

182

COMPANY
2014
US$’000

-

-

Provisions at 31 August 2015, are in respect of the maximum Leave Pay and Re(cid:415) rement Gratuity, which may become payable by 
individual companies on termina(cid:415) on of employment.

27.	Deferred	tax	liability	

RECOGNISED	DEFERRED	LIABILITY	

The  following  are the major  deferred tax  liabili(cid:415) es  recognised by the  Group and  movements thereon  during the current year.

GROUP

At 1 September

Recognised directly in reserves

Other movements

At 31 August

2015

ACCELERATED TAX 
DEPRECIATION
US$’000

2014

TOTAL
US$’000

ACCELERATED TAX 
DEPRECIATION
US$’000

 178 

 -   

 (1)

 177 

 178 

 -   

 (1)

 177 

553

(360)

(15)

178

TOTAL
US$’000

553

(360)

(15)

178

Deferred tax assets off  set against deferred tax liabili(cid:415) es in the period were US$ nil (2014:US$ nil).

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	52

28.	Loans	and	borrowings	-	short	term

Consilium facility*

Nurture conver(cid:415) ble loan*

Ventures Africa Limited

ValuChem BV

Loan from related par(cid:415) es: Edzo Wisman and Ian Perkins (directors)

Finance Leases

Total

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

GROUP
2015
US$’000

4,812

2,000

60

-

-

5

COMPANY
2015
US$’000

4,812

-

-

-

-

-

6,877

4,812

GROUP
2014
US$’000

COMPANY
2014
US$’000

-

-

-

96

249

3

348

-

-

-

-

249

-

249

* The related summarised terms and condi(cid:415) ons are included under note 25 above.

On  28 August 2015, Ventures Africa Limited  advanced $60 thousand to Millchem Zimbabwe. This loan is interest free and has 
mostly been repaid a(cid:332) er year end.

On 27 May 2014, MillChem Holdings Limited entered into a Bridge Financing Agreement with ValuChem BV for a short term loan 
facility of up to $100 thousand. The balance at 31 August 2014 was $96 thousand, carried interest at 9% per annum and was re-
payable within 180 days of drawdown. The ValueChem loan was unsecured.

On 19 August 2014, Mr Ian Perkins and Mr Edzo Wisman advanced a US$ equivalent amount of US$ 249 thousand under a short 
term loan facility to the Company. The loan bore a fl at cost of GBP 1.3 thousand (US$ 2.2 thousand) and was repayable on 30 Sep-
tember 2014. The loan was unsecured.

29.	Trade	and	other	payables

Trade payables

Non trade payables and accrued expenses

Total

Current tax liability

Total

GROUP
2015
US$’000

1,659

1,065

2,724

200

2,924

COMPANY
2015
US$’000

1,230

1,777

3,007

-

3,007

GROUP
2014
US$’000

1,964

901

2,865

269

3,134

COMPANY
2014
US$’000

2,720

432

3,152

-

3,152

Trade payables and accruals principally comprise amounts outstanding for trade purchases and on-going costs. 

The Directors consider that the carrying amount of trade payables approximates to their fair value.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	53

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

30.	Notes	to	the	statement	of	cash	(cid:976)lows

Profi t/(loss) for the year

Amor(cid:415) sa(cid:415) on of intangible assets

Impairment of held for sale assets

Deprecia(cid:415) on of property, plant and equipment

(Profi t)/loss on sale of property, plant and equipment

Impairment of long term receivables

Valua(cid:415) on adjustments to inventories, receivables  and other assets

Finance income

Finance costs

Increase in provisions

Income tax charge

Opera(cid:415) ng cash fl ows before movements in working capital

Increase/(decrease) in inventories

Increase in trade and other receivables

(Decrease)/increase in trade and other payables

Cash used in opera(cid:415) ons

GROUP 2015
US$’000

455

12

-

183

(109)

-

2

(10)

740

1

271

1,545

624

(4,581)

(178)

(2,590)

GROUP 2014
US$’000

(15,845)

204

8,818

302

339

709

84

(21)

1,174

46

133

(4,057)

(450)

(574)

1,434

(3,647)

* All amounts include both con(cid:415) nuing and discon(cid:415) nued opera(cid:415) ons. Cash fl ows for discon(cid:415) nued opera(cid:415) ons are given in note 10.

31.	Financial	instruments

The Group has exposure to the following risks from its use of fi nancial instruments:

• 

• 

credit risk

liquidity risk

•  market risk (comprises: foreign currency risk and interest rate risk)

This note presents informa(cid:415) on about the Group’s exposure to each of the above risks, the Group’s objec(cid:415) ves, policies and pro-
cesses for measuring and managing risk, and the Group’s management of capital. Further quan(cid:415) ta(cid:415) ve disclosures are included 
throughout these consolidated fi nancial statements. The Board of Directors has overall responsibility for the establishment and 
oversight of the Group’s risk management framework.

RISK	MANAGEMENT	FRAMEWORK

 The Group’s risk management policies are established to iden(cid:415) fy and analyse the risks faced by the Group, to set appropriate risk 
limits and controls, and to monitor risks and adherence to limits. The Group’s risk management policies are established to iden(cid:415) fy 
and analyse the risks faced by the Group, to set appropriate risk limits and controls, and to monitor risks and adherence to limits.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	54

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

31.	Financial	instruments	(continued)

CREDIT	RISK	MANAGEMENT

Credit risk refers to the risk that a counterparty will default on its contractual obliga(cid:415) ons resul(cid:415) ng in fi nancial loss to the Group. The 
Group has adopted a policy of only dealing with creditworthy counterpar(cid:415) es and obtaining suffi  cient collateral where appropriate, 
as a means of mi(cid:415) ga(cid:415) ng the risk of fi nancial loss from defaults. The Group’s exposure and the credit ra(cid:415) ngs of its counterpar(cid:415) es 
are regularly monitored and the aggregate value of transac(cid:415) ons concluded is spread amongst approved counterpar(cid:415) es.

Trade receivables consist of a large number of customers, spread across diverse industries and geographical areas. Ongoing credit 
evalua(cid:415) on  is  performed  on  the  fi nancial  condi(cid:415) on  of  accounts  receivable  and,  where  appropriate,  credit  guarantee  insurance 
cover is purchased. The Group does not have any signifi cant credit risk exposure to any single counterparty or any group of coun-
terpar(cid:415) es having similar characteris(cid:415) cs. The credit risk on liquid funds and deriva(cid:415) ve fi nancial instruments is limited because the 
counterpar(cid:415) es are banks with high credit- ra(cid:415) ngs assigned by interna(cid:415) onal credit ra(cid:415) ng agencies.

The  carrying  amount  of fi nancial  assets  recorded  in  the  fi nancial  statements,  net  of  any  allowances for  losses,  represents  the 
Group’s maximum exposure to credit risk without taking account of the value of any collateral obtained. At the repor(cid:415) ng date, 
there were no signifi cant credit risks.

EXPOSURE	TO	CREDIT	RISK

The carrying amount of fi nancial assets represents the maximum credit exposure. Therefore, the Group and Company’s maximum 
exposure to credit risk at the repor(cid:415) ng date, being the total of the carrying amount of fi nancial assets, excluding equity invest-
ments is shown in the table below.

Cash and cash equivalents

Trade and other receivables

Amounts owed by group undertakings

Other investments

Total

NOTE

21

20

20

19

GROUP
2015
US$’000

 645

 5,993 

 -   

 50 

 6,688 

COMPANY
2015
US$’000

 50 

 110 

 8,273

 -   

 8,433

GROUP
2014
US$’000

 639 

 1,476 

 -   

 66 

 2,181

The maximum exposure to credit risk for trade and other receivables at the repor(cid:415) ng date by geographic region was:

United Kingdom

Southern Africa

Mauri(cid:415) us

Europe

Total

GROUP
2015
US$’000

 4,912 

 1,673 

 60 

 43 

 6,688

COMPANY
2015
US$’000

 160 

 8,170

 60 

 43 

 8,433

GROUP
2014
US$’000

 235

 1,946

 -   

 -   

 2,181

 12,416

COMPANY
2014
US$’000

 38 

 197

 12,181

 -   

 12,416

COMPANY
2014
US$’000

 235 

 12,073

 65 

 43 

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	55

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

31.	Financial	instruments	(continued)

The maximum exposure to credit risk for trade and other receivables (excluding trade creditors which are linked to listed invest-
ments per contract with the supplier - see note 19 US$50 thousand (2014: US$66 thousand)) at the repor(cid:415) ng date by type of 
counterparty was:

Trade customers and other receivables

Li(cid:415) ga(cid:415) on se(cid:425)  lement proceeds

Amounts owed by Group undertakings

Total

GROUP
2015
US$’000

 1,241 

 4,752 

-

 5,993 

COMPANY
2015
US$’000

 110 

 -   

 8,273

 8,383

The ageing of trade and other receivables at the repor(cid:415) ng date was:

COMPANY
2014
US$’000

197

-

12,181

12,378

  GROUP
2014
US$’000

1,408

-

-

1,408

GROUP

Neither past nor impaired

Past due 1-30 days

Past due 31-60 days

Past due 61-90 days

Past due 91-days +

Other receivables

Total

GROSS
2015
US$’000

IMPAIRMENT
2015
US$’000

TOTAL
2015
US$’000

 734

 135 

 125 

 43 

 118 

 237

 1,392 

 - 

 (3)

 (11)

 (37)

 (100)

 - 

 (151)

 734 

 132 

 114 

 6 

 18 

 237

 1,241

Based on the Group’s monitoring of customer credit risk, the Group believes that no further impairment allowance is necessary 
in respect of trade receivables not past due. 

LIQUIDITY	RISK	MANAGEMENT

Liquidity risk is the risk that the Group will encounter diffi  culty in mee(cid:415) ng the obliga(cid:415) ons associated with its fi nancial liabili(cid:415) es that 
are se(cid:425) led by delivering cash and another fi nancial asset.

Ul(cid:415) mate responsibility for liquidity risk management rests with the Board of Directors, which has built an appropriate liquidity 
risk management framework for the management of the Group’s short, medium and long term funding and liquidity management 
requirements. 

The new board plans to manage liquidity risk by raising adequate reserves, banking facili(cid:415) es and reserve borrowing facili(cid:415) es and 
by regularly monitoring forecast and actual cash fl ows and matching the maturity profi les of fi nancial assets and liabili(cid:415) es. 

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	56

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

31.	Financial	instruments	(continued)

LIQUIDITY	RISK	MANAGEMENT	(cid:525)CONTINUED(cid:526)

The following are the contractual, undiscounted maturi(cid:415) es of fi nancial liabili(cid:415) es, including es(cid:415) mated interest payments and ex-
cluding the eff ect of ne(cid:427)  ng arrangements:

GROUP

CONTRACTUAL CASH FLOWS 2015

         CONTRACTUAL CASH FLOWS 2014

Trade and other payables

Loans and borrowings

Total

CARRYING 
AMOUNT
US$’000

1 YEAR OR 
LESS
US$’000

 2 TO < 5 
YEARS
US$’000

 2,724 

 6,872 

 9,596 

 2,724 

 7,490 

 10,214

 - 

 - 

 -   

CARRYING 
AMOUNT
US$’000

1 YEAR OR 
LESS
US$’000

 3,482

 7,093 

 10,575

 3,482 

 735

 4,217

2 TO < 5 
YEARS
US$’000

 - 

 7,454

 7,454

COMPANY

CONTRACTUAL CASH FLOWS 2015

  CONTRACTUAL CASH FLOWS 2014

Trade and other payables

Loans and borrowings  (note 28)

Total

CARRYING 
AMOUNT
US$’000

1 YEAR OR 
LESS
US$’000

2 TO < 5 
YEARS
US$’000

3,007 

 4,812 

 7,819

3,007 

 5,167 

 8,174

 - 

 - 

 -   

CARRYING 
AMOUNT
US$’000

1 YEAR OR 
LESS
US$’000

1,615 

 4,934 

 6,549 

 1,615

435

 2,050

2 TO < 5 
YEARS
US$’000

- 

 5,167

 5,167

As disclosed in note 25 the loans and borrowings amounts due to Consilium are secured by a fi xed and fl oa(cid:415) ng charge over the 
assets of the Group. In the event of default, Consilium shall have the op(cid:415) on to convert all, or any por(cid:415) on of the outstanding in-
debtedness at the (cid:415) me of default into shares in Cambria at a 15% discount to the share price at the date of the facility agreements. 
The eff ec(cid:415) ve op(cid:415) on price is 14.50p.

It is not expected that the cash fl ows included in the maturity analysis will occur signifi cantly earlier, or at signifi cantly diff erent 
amounts.

FOREIGN	CURRENCY	RISK	MANAGEMENT

The Group is exposed to foreign currency risk on sales, purchases and borrowings that are denominated in a currency other than 
United States Dollars. The currencies giving rise to this risk are primarily the Pound Sterling, Euro , Zambian Kwacha, Malawian 
Kwacha and the South African Rand. In respect of other monetary assets and liabili(cid:415) es held in currencies other than United States 
Dollars, the Group ensures that the net exposure is kept to an acceptable level, by buying or selling foreign currencies at spot rates 
where necessary to address short-term imbalances. The following signifi cant exchange rates applied during the year:

Pounds Sterling (GBP)

Euro (EUR)

Zambian Kwacha (ZMW) 

South African Rand ( ZAR)

Malawian Kwacha (MWK)

AVERAGE RATE 
2015

REPORTING DATE 
SPOT RATE
2015

AVERAGE RATE 
2014

REPORTING DATE 
SPOT RATE
2014

 0.64 

 0.86 

 11.77 

 7.01 

 454.29 

 0.65 

 0.89 

 13.31 

 8.64 

 556.19 

 0.61 

 0.73 

 5.87 

 10.49 

 396.50 

 0.60 

 0.76 

 6.02 

 10.66 

 394.10 

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	57

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

31.	Financial	instruments	(continued)

FOREIGN	CURRENCY	RISK	MANAGEMENT	(cid:525)CONTINUED(cid:526)

The Company does not have any exposure to currency forward exchange contracts at the repor(cid:415) ng date (2014: US$nil).

SENSITIVITY	ANALYSIS	

In managing foreign currency risks the Group aims to reduce the impact of short and long-term fl uctua(cid:415) ons on the Group’s earn-
ings. A 10 percent strengthening/weakening of the listed currencies against the USD at 31 August 2015 would have increased (de-
creased) equity and profi t or loss by the amounts shown below. This analysis assumes that all other variables, in par(cid:415) cular interest 

rates, remain constant and ignores any impact of forecast sales and purchases. This analysis is performed on the same basis for 
2014 and assumes that all other variables remain the same.

The carrying amount of the Group’s foreign currency denominated monetary assets and monetary liabili(cid:415) es at the repor(cid:415) ng date 
and their sensi(cid:415) vity is as follows:

31 AUGUST 2015

Pounds Sterling (GBP)

Euro (EUR)

South African Rand (ZAR)

Zambian Kwacha (ZMW) 

Malawian Kwacha (MWA)

31 AUGUST 2014

Pounds Sterling (GBP)

Euro (EUR)

South African Rand (ZAR)

Zambian Kwacha (ZMW) 

Malawian Kwacha (MWA)

EXPOSURE IN 
FINANCIAL STATE(cid:883)
MENT POSITION 
US$’000

STRENGTHENING    
PROFIT OR LOSS 
US$’000

WEAKENING 
PROFIT OR LOSS 
US$’000

 (1,064)

 (7)

 (51)

 (23)

 12 

 (1,769)

(11) 

 (55)

 110 

 12 

 63 

 1 

- 

-

- 

 96 

 1

 1 

 1 

 -

 (63)

 -

 -

 -

- 

 (96)

1

 1

 1 

 -

INTEREST	RATE	RISK	MANAGEMENT

Due to the liquidity constraints in the Zimbabwean economy, the consequen(cid:415) al interest rate risk the Group would be subject to 
if it relied solely on short term Zimbabwean sourced borrowings, would be marked. The Group has, where possible, secured one 
year fi xed interest rate overdra(cid:332)  and loan agreements with its bankers in Zimbabwe. Addi(cid:415) onally, the Company has, mi(cid:415) gated its 
interest rate risk, by entering into a number of long term, off shore facility agreements with fi xed rates of interest. 

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	58

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

31.	Financial	instruments	(continued)	

The Group does not account for any fi xed rate fi nancial assets or liabili(cid:415) es at fair value through profi t or loss. At the repor(cid:415) ng 
date the interest rate profi le of the Group’s interest bearing fi nancial instruments was as follows :

CARRYING VALUE

FIXED RATE INSTRUMENTS

Financial assets

Financial liabili(cid:415) es

Total

VARIABLE RATE INSTRUMENTS

Financial assets

Financial liabili(cid:415) es

Total

CAPITAL	MANAGEMENT

2015                     
US$’000

                      2014                    
US$’000

-

(6,877)

(6,877)

645

-

645

-

(7,033)

(7,033)

639

-

639

The Board’s policy is to maintain a strong capital base so as to maintain investor, creditor and market confi dence and to sustain 
future development of the  business. Capital consists of ordinary shares,  retained earnings and non-controlling  interests of the 
Group. The Board of Directors monitors the return on capital, which the Group defi nes as net opera(cid:415) ng income divided by total 
shareholders’ equity, excluding non-redeemable preference shares and non-controlling interests. The Board of Directors also mon-
itors the level of dividends to ordinary shareholders.

Currently management is discussing alterna(cid:415) ves for extending the Group’s share op(cid:415) on programme beyond key management and 
other senior employees. No decisions have been made.

The Board seeks to maintain a balance between higher returns that might be possible with high levels of borrowings and the ad-
vantages and security aff orded by a sound capital posi(cid:415) on. The Group’s target is to achieve a long term return on capital above 
20%. In 2015 the return was 33.7%, (2014: >(100%)). In comparison the weighted average interest expense on interest bearing 

borrowings (excluding liabili(cid:415) es with imputed interest) was 10.6%  (2014: 16.4%).

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	59

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

31.	Financial	instruments	(continued)	

FAIR	VALUES	

The fair values of fi nancial assets and liabili(cid:415) es, together with the carrying amounts shown in the statement of fi nancial posi(cid:415) on 
are as follows:

GROUP

Cash and cash equivalents 

Trade and other receivables

Quoted investment por(cid:414) olio

Trade and other payables

Loans and borrowings

Total

GROUP

Cash and cash equivalents 

Trade and other receivables

Quoted investment por(cid:414) olio

Trade and other payables

Loans and borrowings

Total

COMPANY

Cash and cash equivalents 

Trade and other receivables

Trade and other payables

Loans and borrowings

Total

COMPANY

Cash and cash equivalents 

Trade and other receivables

Trade and other payables

Loans and borrowings

Total

HIERARCHY

Level 3

Level 3

Level 1

Level 3

Level 3

CARRYING AMOUNT
2015
US$’000

FAIR VALUE
2015
US$’000

 645

5,993 

 50 

 (2,724)

 (6,877)

 (2,913)

 645

5,993 

 50 

 (2,724)

 (6,877)

 (2,913)

CARRYING AMOUNT
2014
US$’000

              FAIR VALUE
2014
US$’000

 639 

 1,476 

 66 

 (3,542)

 (7,033)

 (8,394)

 639 

 1,476 

 66 

 (3,542)

 (7,033)

 (8,394)

CARRYING AMOUNT
2015
US$’000

FAIR VALUE
2015
US$’000

 50 

 8,383 

 (3,007)

 (4,812)

614 

 50 

 8,383 

 (3,007)

 (4,812)

614 

CARRYING AMOUNT
2014
US$’000

          FAIR VALUE
2014
US$’000

 38 

 12,378 

 (3,152)

 (4,934)

 4,330

 38 

 12,378

 (3,152)

 (4,934)

 4,330 

Level 3

Level 3

Level 1

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

Level 3

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	60

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

31.	Financial	instruments	(continued)

THE	FAIR	VALUE	OF	ASSETS	AND	LIABILITIES	CAN	BE	CLASSED	IN	THREE	LEVELS.

Level 1

Fair values measured using quoted prices (unadjusted) in ac(cid:415) ve markets for iden(cid:415) cal assets or liabili(cid:415) es.

Level 2

Level 3

Fair values measured using inputs other than quoted prices included within Level 1 that are observable for the 
asset or liability, either directly (i.e. as prices) or indirectly (i.e. derived from prices).

Fair values measured using inputs for the asset or liability that are not based on observable market data (i.e. unob-
servable inputs).

ESTIMATION	OF	FAIR	VALUES

The following summarises the major methods and assump(cid:415) ons used in es(cid:415) ma(cid:415) ng the fair values of fi nancial instruments refl ect-
ed in the above table.

CASH	AND	CASH	EQUIVALENTS	

Fair value approximates its carrying amount largely due to the short-term maturi(cid:415) es of this instrument. 

LOANS	AND	BORROWINGS

Fair value has been derived from discoun(cid:415) ng future cash fl ows at the cost of debt. 

TRADE	RECEIVABLES	AND	PAYABLES

For receivables and payables with a remaining life of less than one year, the no(cid:415) onal amount is deemed to refl ect the fair value.

QUOTED	INVESTMENT	PORTFOLIO

Fair value has been derived from quoted prices.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	61

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

32.	Operating	leases

LEASES	AS	LESSEE

At the repor(cid:415) ng date, the Group had the following outstanding 
annual commitments for future minimum lease payments un-
der non-cancellable opera(cid:415) ng leases:

34.	Income	statement	of	Cambria	Africa	
Plc	

There is no requirement under the Isle of Man Companies Act 
2006  to  present  a  company  income  statement.  The  loss  for 
the  year  to  31  August  2015  was  US$5,215  thousand  (2014: 
US$19,525 thousand).

Opera(cid:415) ng lease commitments

US$’000

35.	Capital	commitments	

Payable in next 12 months

Payable in 1 to 5 years

Payable therea(cid:332) er (> 5 years)

Total

35

125

-

160

During the year ended 31 August 2015, US$305 thousand (2014: 
US$405 thousand, as restated) was recognised as an expense in 
the income statement in respect of opera(cid:415) ng leases. Opera(cid:415) ng 
lease payments represents rentals payable by the Group for cer-
tain of its proper(cid:415) es. Leases are nego(cid:415) ated for a minimum term 
of 1 year and rentals are fi xed for the period.

33.	Finance	leases

CREDFIN LOAN

Minimum lease payments

Finance cost

Present value

GROUP 2015

GROUP 2014

US$’000

US$’000

6

(1)

5

4

(1)

3

The above current fi nancial liability, measured at amor(cid:415) sed 
cost is secured by a fi nance lease agreement in respect of mo-
tor vehicles. Ownership will transfer to Paynet Zimbabwe (Pvt) 
Ltd, a(cid:332) er payment of the nominal amount. Interest is charged 
at 28.27% per annum for one agreement and 25.7% for the 

other.  

The  capital  commitments  at  31  August  2015  totalled  US$nil 

(2014: US$nil).

36.	Guarantees

Chemicals	&	Marketing	Company	Limited	
(“C&M”)

It  was  announced  on  26  August  2013  that  the  Company  had 
concluded the acquisi(cid:415) on of the en(cid:415) re issued share capital of 
Malawi  chemical  distributor Chemicals  &  Marke(cid:415) ng  Company 
Limited (“C&M”) and that the related 5.5 million considera(cid:415) on 
shares  (“considera(cid:415) on  shares”)  have  been  admi(cid:425) ed  to  lis(cid:415) ng 
on AIM. 

Subsequent  to  that  announcement,  and  following  a  more  in-
depth understanding of the fi nancial aff airs of C&M, the Com-
pany  and  the  C&M  vendors  entered  into  a  Disengagement 
Agreement (dated 29 June 2015) in terms of which the par(cid:415) es 
agreed that the C&M acquisi(cid:415) on will be reversed and the par-
(cid:415) es be restored to their ini(cid:415) al posi(cid:415) ons. 

The  considera(cid:415) on  shares,  net  of  shares  sold  to  sa(cid:415) sfy  obliga-
(cid:415) ons to C&M, will be cancelled. 

The Company’s subsidiary MillChem Holdings Limited  (“MHL”), 
has  provided  guarantees  to  creditors  of  C&M  to  the  value  of 
$592  thousand.  C&M  has  undertaken  to  release  MHL  from 
these guarantees and indemnifi ed MHL against any related loss.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	62

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

37.	Contingent	liabilities	and	assets

38.	Related	parties

CONTINGENT	LIABILITIES	 

IDENTITY	OF	RELATED	PARTIES

The Group has a related party rela(cid:415) onship with its subsidiaries 
(see note 17), and with its Directors and execu(cid:415) ve offi  cers.

Transac(cid:415) ons between the Company and its subsidiaries, which 
are related par(cid:415) es, have been eliminated on consolida(cid:415) on and 
are not disclosed in this note. 

GROUP	AND	COMPANY

At 31 August 2015, no amounts were due to Directors in respect 
of Directors fees .

Consilium  through  the  Consilium  Corporate  Recovery  Master 
Fund Ltd and the Consilium Emerging Markets Absolute Return 
Master  Fund  Ltd  (jointly  “Consilium”),  is  a  substan(cid:415) al  share-
holders of Cambria. Consilium has provided loan funding to the 
Group (see note 25). Interest and Fees accrued during the pe-
riod amounted to US$425 thousand (2014: US$758 thousand). 
An amount of $250 thousand was repaid in October 2014. 

TRANSACTIONS	WITH	SUBSIDIARY	ENTITIES	WITHIN	
THE	GROUP

 Leopard	Rock	Hotel	Company	(Private)	Limit-
ed	(“LRH”)

LRH, a former 100% subsidiary of the Group, provided hospital-
ity  services  to  the  Group  amoun(cid:415) ng  to  US$4thousand  during 
the  previous  fi nancial  year.  All  charges  were  at  market  value, 
arms length rates.

On  30  July  2013,  the  Group,  pursuant  to  its  disposal  of  Blue-
berry Interna(cid:415) onal Limited, (“Blueberry”), provided warran(cid:415) es 
to the Purchaser, rela(cid:415) ng to the disclosure of assets and liabili-
(cid:415) es and certain representa(cid:415) ons made during the sale process. 
These warran(cid:415) es remain in force and eff ect un(cid:415) l 30 September 
2014  in respect  of a  General Warranty  Claim  and 30 Septem-
ber 2015, for a Fundamental Warranty Claim. The liability of the 
Group in respect of the aggregate  of all  warranty claims  shall 
not be less than US$25 thousand for a single claim and US$50 
thousand in aggregate  and  all claims shall  not in total exceed 
US$1,000 thousand. To the date of the report, no formal war-
ranty claim has been lodged by the Purchaser.

On 26 August 2011, the Group, pursuant to its disposal of Sol 
Avia(cid:415) on (Pvt) Ltd, (“Sol Avia(cid:415) on”) entered into a Memorandum 
of  Understanding  with  the  purchaser,  whereby  the  purchaser 
would  be  fully  indemnifi ed  in  respect  of  any  claim,  made  ei-
ther by Royal Khmer Airlines Interna(cid:415) onal (Pte) Limited (“Royal 
Khmer”) or Fly540 Avia(cid:415) on Limited (“Fly540”) pursuant to the 
Memorandum  of  Understanding  entered  into  by  Sol  Avia(cid:415) on 
and Royal Khmer and a licence agreement entered into between 
Sol  Avia(cid:415) on  and  Fly540.  To  the  date  of  this  report  no  claims 
have been lodged under this indemnity against the Group.

On 16 August 2012, the Group, pursuant to its disposal of the 
scrap remains of the aircra(cid:332)  owned by LonZim Air (BVI) Limited,  
indemnifi ed  the  purchaser,  against  any claims or  costs  arising 
in  connec(cid:415) on  with  any  claim  made  by  540  (Uganda)  Limited 
against Lonzim Air (BVI) Limited to a maximum value of US$50 
thousand. To the date of this report no claims have been lodged 
under this indemnity against the Group.

On  21  October  2014,  the  Group,  pursuant  to  its  disposal  of 
Lonzim Hotels Limited,  provided warran(cid:415) es rela(cid:415) ng to ma(cid:425) ers 
fairly  disclosed  to  the  Purchaser  in  terms of  the  relevant  sale 
and purchase agreement and the related disclosure le(cid:425) er and/
or due diligence data room. General warran(cid:415) es remain in force 
and eff ect un(cid:415) l  31 August 2015 and Title warran(cid:415) es remain in 
force and eff ect un(cid:415) l 21 October 2016. The liability of the Group 
in respect of the aggregate of all Title warran(cid:415) es shall not ex-
ceed  $2  000  thousand;  and  in  respect  of  the  aggregate  of  all 
General warran(cid:415) es, shall not exceed $350 thousand. The Group 
will have no liabiilty in respect of General warranty claims in ag-
gregate less than $100 thousand and General warranty claims 
shall not be less than US$25 thousand for a single claim.  To the 
date of the report, no formal warranty claim has been lodged.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	63

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

38.	Related	parties	(continued)
TRANSACTIONS	WITH	SUBSIDIARY	ENTITIES	WITHIN	
THE	GROUP	(cid:525)CONTINUED(cid:526)

Paynet	 Zimbabwe	 (Private)	 Limited	 (“Paynet	
Zimbabwe”)
Paynet Zimbabwe, a 100% subsidiary of the Group provides ser-
vices  including  payroll  processing,  so(cid:332) ware  licensing,  training 
and  u(cid:415) lity  and  property  sublets  to  fellow  subsidiaries  which 
amounted  to  US$9  thousand  (2014:  US$15  thousand).  All 
charges were at market value, arms length rates.

Paynet Zimbabwe holds a licence to use, sell and develop so(cid:332) -
ware owned by Paynet Limited and uses the Paywell so(cid:332) ware 
through a licence with fellow subsidiary African Solu(cid:415) ons Limit-
ed. Total licence fees paid in the period were US$354 thousand 
(2014: US$824thousand).

MSA	Sourcing	BV		
MSA Sourcing BV acts as the sourcing agent for the MillChem 
Group in respect of certain chemical supplies. Chemicals to the 
value of $217 thousand were so supplied to Millchem subsid-

aires. 

TRANSACTIONS	WITH	KEY	MANAGEMENT	PERSON(cid:487)
NEL

Key management personnel are the holding Company Directors 
and execu(cid:415) ve offi  cers. Edzo Wisman a former Execu(cid:415) ve Direc-
tor,  par(cid:415) cipated  in  the  share  op(cid:415) on  scheme.  Other  Directors 
and key personnel are eligible to par(cid:415) cipate in the share op(cid:415) on 
scheme (see note 24). 
Total  remunera(cid:415) on  is  included  in  “personnel  expenses”  (see 
note 7). 

E Wisman

T Sanders

I Perkins

P Turner

I Mazaiwana

F Jones

R Wells

Total

TOTAL 
2015
US$000

TOTAL 
2014
US$000

438 

- 

177 

34 

32 

13 

61

755

 495 

 89 

 133 

 50 

 63 

 20 

235

1,084

Included in the above is US$189.1 thousand in change of con-
trol payments made to Messrs Wisman and Perkins.

On  19  August  2014, Messrs.  Wisman  and  Perkins  advanced  a 
US$ equivalent amount of US$249 thousand under a short term 
loan facility to the Company. The loan bore a fl at cost of GBP of 
1.3 thousand (US$ 2.2 thousand) and wasrepayable on 30 Sep-
tember 2014. The loan was unsecured.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	64

Notes	to	the	Financial	Statements
For	the	year	ended	31	August	2015

39.	Events	after	the	reporting	date	(con-
tinued)

Consilium	dispute	(continued)
On 9 June 2015, Cambria announced the provision of a standby 
facility of $1.12m made available by VAL to the Company which 
was to be used as security for costs in rela(cid:415) on to the now se(cid:425) led 
li(cid:415) ga(cid:415) on against Lonrho. Pending the resolu(cid:415) on of the dispute 
with CCRMF, as a consequence of which CCRMF has converted 
their fl oa(cid:415) ng charge on Cambria’s assets, par(cid:415) cularly the Com-
pany’s primary bank accounts, the Lonhro se(cid:425)  lement as well as 
the shares of Lonzim Holdings Limited, the Company is relying 
on this standby facility to fund its day-to-day opera(cid:415) ons.

CCRMF and Cambria have agreed to the li(cid:415) ga(cid:415) on arising from 
the dispute being stayed un(cid:415) l 30 April 2016.  Cambria howev-
er con(cid:415) nues to diligently inves(cid:415) gate all the claims it may have 
against CCRMF and the former CEO and Chairman of Cambria, 
both also directors of Consilium.

39.	Events	after	the	reporting	date

Disposal	of	Millchem	Zambia	
Millchem has agreed to the sale of the Zambian opera(cid:415) ons for 
net asset value of $46 thousand with  eff ect from 1 September 
2015.   The  rights  to the  name  “Millchem  Zambia”  are not  in-
cluded in the sale.

Litigation	settlement
On  3  September  2015,  in  the  post  balance  sheet  period,  the 
Company  entered  into  a  Se(cid:425) lement  Agreement  with  Lonrho 
Limited rela(cid:415) ng to the Company’s Jet Claims in terms of which 
Cambria received gross proceeds of $4,752,000 in full and fi nal 
se(cid:425) lement of the Jet Claims.

Consilium	dispute
The Consilium dispute arose over loans (“the loans”) provided 
to the Company by Consilium Corporate Recovery Master Fund 
(“CCRMF” or “Consilium”) and the validity of CCRMF’s a(cid:425) empt 
to accelerate the repayment of the loans as a result of an alleged 
change  of  control  on  13  April  2015.    On  13  April  2015,  Cam-
bria shareholders approved the subscrip(cid:415) on by Ventures Africa 
Limited (“VAL”) of 107,000,000 ordinary shares in the Company 
which resulted in VAL owning 50.55% of Cambria. CCRMF and 
related par(cid:415) es hold 14.9% of Cambria Africa’s shares.

Cambria announced on 26 October 2015 that it received a stat-
utory demand in the Isle of Man in which CCRMF has formally 
demanded repayment of the loans. In response to the statutory 
demand, the Company submi(cid:425) ed that there was a genuine and 
substan(cid:415) al  dispute  as  to  whether  the  debt  was  then  payable 
and that any future presenta(cid:415) on of a winding up pe(cid:415) (cid:415) on would 
cons(cid:415) tute an abuse of the Court’s process. 

CCRMF withdrew their statutory demand in response to Cam-
bria’s applica(cid:415) on for an injunc(cid:415) on. In addi(cid:415) on, CCRMF was or-
dered by the High Court of Jus(cid:415) ce of the Isle of Man to pay the 
Company’s  costs  of  and  incidentals  to  the  Statutory  Demand 
claim on a standard basis.

Cambria con(cid:415) nues to strongly dispute CCRMF’s claim that there 
has been an event of default that en(cid:415) tles Consilium to acceler-
ate repayment of the loans and maintains that the due date of 
the loans as disclosed in its audited fi nancial statements and as 
defi ned in the loan agreements, as amended, is 30 April 2016. 

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	65

 
Corporate	Information
For	the	year	ended	31	August	2015

COMPANY	SECRETARY	AND	CONTACT	DETAILS

AUDITORS

Northern Wychwood Limited
1st Floor, Exchange House
54-58 Athol Street
Douglas
Isle of Man
IM99 1JD
Tel: +44 (0) 1624 678259

REGISTRARS

Capita Registrars (Isle of Man) Limited
3rd Floor Exchange House
Clinch’s House
Lord Street
Douglas
Isle of Man
IM99 1RZ
Tel: +44 (0) 1624 641560

PRINCIPAL	GROUP	BANKERS

Barclays Corporate
Level 27, 1 Churchill Place
Canary Wharf
London
E14 5HP
Tel: +44 (0) 20 7116 1000

Baker Tilly Isle of Man LLC
2a Lord Street
Douglas
Isle of Man
IM99 1HP
T: +44 (0) 1624 693900

REGISTERED	OFFICE	AND	AGENT

Appleby Trust (Isle of Man) Limited
33-37 Athol Street
Douglas
Isle of Man
IM1 1LB
Tel: +44 (0) 1624 647647

NOMINATED	ADVISOR	AND	BROKER

WH Ireland Limited
24 Mar(cid:415) n Lane
London
EC4R 0DR
Tel: +44 (0) 20 7220 1666

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	66

Shareholder	Information
For	the	year	ended	31	August	2015

Analysis	of	ordinary	shareholdings	as	at	31	January	2016

Note: the shareholding analysis has been performed on 31 January 2016 incorpora(cid:415) ng changes since the year end of 31 August 
2015

Category of shareholder

Private shareholder

Banks, nominees and other corporate 
bodies

Total

Shareholding range

1 – 5,000

5,001 – 50,000

50,001 – 500,000

500,001 – 5,000,000

5,000,001 – 50,000,000

50,000,001 – 150,000,000

Total

REGISTRARS

NUMBER OF HOLDERS

% OF TOTAL HOLDERS

NUMBER OF SHARES % OF TOTAL SHARES

91

132

223

76

53

53

36

4

1

223

40.8%

59.2%

100.0%

34.1%

23.8%

23.8%

16.1%

1.8%

0.4%

100.0%

20 706 232

190 948 930

211 655 162

181 002

1 085 866

9 704 725

56 065 948

37 617 621

107 000 000

211 655 162

9.8%

90.2%

100.0%

0.1%

0.5%

4.6%

26.5%

17.8%

50.6%

100.0%

All administra(cid:415) ve enquiries rela(cid:415) ng to shareholdings, such as queries concerning dividend payments, no(cid:415) fi ca(cid:415) on of change of 
address or the loss of a share cer(cid:415) fi cate, should be addressed to the Company’s registrars.

UNSOLICITED	MAIL

As the Company’s share register is, by law, open to public inspec(cid:415) on, shareholders may receive unsolicited mail from organisa(cid:415) ons 
that use it as a mailing list. Shareholders wishing to limit the amount of such mail should write to the Mailing Preference Society, 
Freepost 29 Lon20771, London W1E 0ZT.

CAMBRIA	AFRICA	PLC	FINANCIAL	REPORT	2015

PAGE	67

Cambria Africa Plc
1 Berkeley Street
Mayfair
London W1J 8DJ

Tel: +44 (0) 20 3402 2366
Fax: +44 (0) 20 3402 2367
info@cambriaafrica.com
www.cambriaafrica.com