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Cascades

cas · TSX Financial Services
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Employees 10,000+
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FY2018 Annual Report · Cascades
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creating new possibilities
2018 annual report

 
 
 
 
 
cascades
cascades
2018  
AT A GLANCE

$462 M

invested in property, plant and  
equipment, business acquisitions  
and in our management systems

SALES

$4,649 M

# 1

RECYCLED FIBRE  
COLLECTOR  IN CANADA

OIBD2

$474 M

ADJUSTED OIBD2

$489 M

creating new possibilities

2018 annual report

Our MISSION is to improve the well-being of people, communities and the planet  
by providing sustainable and innovative solutions that create value.

WE CARE. 
WE INNOVATE.
WE CREATE VALUE.

Our VISION is to be a key contributor to our customers’ success by  
leading the way for sustainable packaging, hygiene and recovery solutions.

CONTAINERBOARD
PACKAGING

A Canadian leader 
largest producer in North America

5th

SPECIALTY  
PRODUCTS

A North American leader in industrial  
and food packaging products1

TISSUE
PAPERS

A Canadian leader 
largest producer in North America

5th

3.4 M

SHORT TONS OF RECYCLED FIBRE   
DIVERTED FROM LANDFILLS

BOXBOARD   
EUROPE4
2nd largest producer of coated 
recycled boxboard in Europe

11,780

EMPLOYEES IN 6 COUNTRIES

963

FACILITIES ACROSS CANADA,  
THE UNITED STATES AND EUROPE 

1  Through our joint venture Cascades Sonoco.
2   Please refer to the “Forward-looking Statements” 
and “Supplemental Information on Non-IFRS 
Measures’’ sections for more details.

3  Including main associates and joint ventures.
4   Via our 57.95% equity ownership in Reno de 

Medici S.p.A., an Italian public company traded  
on the Milan and Madrid stock exchanges.
5   OSHA frequency rate: Number of accidents  
with lost time or temporary assignments  
or medical treatments X 200,000 hours/hours 
worked.

OSHA RATE
1.95

 
financial snapshot
financial snapshot

(In millions of Canadian dollars, unless otherwise noted)

SALES (AS REPORTED) 
Operating income

  % of sales

Operating income before depreciation and amortization (OIBD)1

  % of sales

Net earnings 

  per common share (in dollars)

Dividend per share (in dollars)

ADJUSTED1
Operating income

  % of sales

Operating income before depreciation and amortization (OIBD)1

  % of sales

Net earnings 

  per common share (in dollars)

Return on assets1, 2

Return on capital employed1, 3

FINANCIAL POSITION (AS AT DECEMBER 31)
Total assets

Capital employed3

Net debt1

Net debt /adjusted OIBD1, 4

Equity attributable to shareholders

  per common share (in dollars)

Working capital as a % of sales7

KEY INDICATORS
Total shipments (in thousands of short tons (s.t.))5

Manufacturing capacity utilization rate6 

US$/CAN$ - Average exchange rate

2018

4,649

230

4.9%

474

10.2%

59

$0.62

$0.16

245

5.3%

489

10.5%

79

$0.83

10.6%

4.6%

4,951

3,881

1,769

3.5 x

1,508

$16.01 

10.6%

3,225

93%

$0.77 

2017

4,321

175

4.0%

390

9.0%

507

$5.35

$0.16

178

4.1%

393

9.1%

68

$0.72

9.2%

3.7%

4,427

3,646

1,522

3.6 x

1,455

$15.32 

10.1%

3,114

93%

$0.77 

2016

4,001

221

5.5%   

413

10.3%

135

$1.42

$0.16

211

5.3%

403

10.1%

114

$1.21

10.8%

5.2%

3,848

3,142

1,532

3.8 x

984

$10.41

10.6%

2,812

92%

$0.75

1 See “Forward-looking Statements” and “Supplemental Information on Non-IFRS Measures” sections for more details.
2  Return on assets is a non-IFRS measure defined as the last twelve months’ (“LTM”) adjusted OIBD/LTM quarterly average of total assets less cash and cash equivalents. Not adjusted  

for discontinued operations. Starting in Q2 2017, including Greenpac on a consolidated basis.

3  Return on capital employed is a non-IFRS measure and is defined as the after-tax (30%) amount of the LTM adjusted operating income, including our share of core associates and joint  

ventures, divided by the LTM quarterly average of capital employed. Capital employed is defined as the quarterly average of total assets less trade and other payables and cash and cash equiva-
lents. Not adjusted for discontinued operations. Including Greenpac as an associate up to Q1 2017 and on a consolidated basis starting in Q2 2017.

4 Ratio including business combinations on a pro-forma basis to include the last twelve months.
5   Shipments do not take into account the elimination of business sector inter-segment shipments. Starting in Q2 2017, including Greenpac. Shipments from our Specialty Products segment 

are not presented as they use different units of measure.

6  Defined as: Manufacturing internal and external shipments/practical capacity. Excluding discontinued operations and Specialty Products segment manufacturing activities. Starting in Q2 2017, 

including Greenpac.

7  Working capital includes accounts receivable (excluding the short-term portion of other assets) plus inventories less trade and other payables. Percentage of sales = Average LTM working  

capital/LTM sales. It includes or excludes significant business acquisitions and disposals. Starting in Q2 2017, including Greenpac.

financial highlights
financial highlights

94.2 MILLION  
COMMON SHARES  
OUTSTANDING  
as at December 31, 2018

100.5 MILLION  
TOTAL NUMBER OF COMMON 
SHARES TRADED   
in 2018 

$0.04 
QUARTERLY DIVIDEND  
PER SHARE  
in 2018

1.6% 
ANNUAL  
DIVIDEND YIELD 
as at December 31, 2018

$16.69 
INTRADAY HIGH 
in 2018 

$9.15 
INTRADAY LOW  
in 2018

$963.292 MILLION 
MARKET CAPITALIZATION  
as at December 31, 2018

Moody’s: ba2 (stable) 
S&P: BB- (POSITIVE) 
CORPORATE CREDIT RATINGS 
as at December 31, 2018

$10.23
as at December 31, 2018

SYMBOL: CAS−TSX  

(ON THE TORONTO STOCK EXCHANGE)

S&P / TSX INDICES 

- COMPOSITE 

- SMALL CAP 

- DIVIDEND 

- CLEAN TECHNOLOGY 

-  COMPOSITE CANADA REVENUE EXPOSURE

BMO INDICES 

- SMALL CAP 

- SMALL CAP QUÉBEC

CASCADES’ SHARE PRICE EVOLUTION
IN 2018

$19.00

$18.00

$17.00

$16.00

$15.00

$14.00

$13.00

$12.00

$11.00

$10.00

Jan

Feb

March

April

May

June

July

Aug

Sept

Oct

Nov

Dec

CAS–TSX – Closing price ($)

table of contents
table of contents

4 

6 

 MESSAGE FROM THE EXECUTIVE  
CHAIRMAN OF THE BOARD: ALAIN LEMAIRE 
NEW OPPORTUNITIES, GREAT SUSTAINABILITY

 MESSAGE FROM THE PRESIDENT AND  
CHIEF EXECUTIVE OFFICER: MARIO PLOURDE 
SEIZING KEY OPPORTUNITIES FOR GROWTH

10  FINANCIAL INFORMATION 

 MANAGEMENT’S DISCUSSION AND ANALYSIS,  
MANAGEMENT’S REPORT, INDEPENDENT  
AUDITOR’S REPORT AND CONSOLIDATED  
FINANCIAL STATEMENTS

128   RAW MATERIALS AND DISTRIBUTION  

OF OUR RESULTS

130  CASCADES WORLDWIDE

The annual general shareholders’ meeting will be held on Thursday,  
May 9, 2019, at 11 a.m. EDT at the Centrexpo Cogeco Drummondville,  
located at 550 Saint-Amant, Drummondville, Québec.

Cascades Inc.’s 2018 Annual Information Form will be available,  
upon request, from the Corporation’s head office as of March 28, 2019.

This report is also available on our website at: www.cascades.com.

On peut se procurer la version française du présent rapport annuel  
en s’adressant au siège social de la Société à l’adresse suivante :

Secrétaire corporatif
Cascades inc.
404, boulevard Marie-Victorin
Kingsey Falls (Québec)   
J0A 1B0  Canada

INVESTOR RELATIONS
For more information, please contact: 

Investor Relations  
Cascades Inc.
772 Sherbrooke Street West 
Suite 100
Montréal, Québec 
H3A 1G1  Canada

Telephone: 514-282-2697
Fax: 514-282-2624
www.cascades.com/investors
Jennifer Aitken, MBA 
Director, Investor Relations  
jennifer_aitken@cascades.com

TRANSFER AGENT 
AND REGISTRAR
Computershare 
Shareholders Services
1500 Robert-Bourasse Boulevard  
Suite 700
Montréal, Québec
H3A 3S8  Canada

Telephone: 514-982-7555
Toll-free (Canada): 1-800-564-6253
Fax: 514-982-7635 
service@computershare.com

HEAD OFFICE
Cascades Inc.
404 Marie-Victorin Blvd.
Kingsey Falls, Québec 
J0A 1B0  Canada

Telephone: 819-363-5100  
Fax: 819-363-5155

03 
03

 
 
 
Executive Chairman of the Board

alain lemaire 
alain lemaire

Commitment
Commitment
Commitment
Commitment
Commitment
Commitment
Commitment
Commitment
Commitment

04 
04

Commitment
Commitment
Commitment
Commitment
Commitment
Commitment
Commitment
Commitment
Commitment

NEW OPPORTUNITIES, 
GREAT SUSTAINABILITY

Dear fellow shareholders,

Throughout history, companies have been formed from an idea, a discovery or a technological 
breakthrough. Those that have withstood the test of time are the ones that have successfully 
adapted their early roots to changing market dynamics, built and nurtured a strong corporate 
culture and expanded strategic and competitive advantages.  

The origin of Cascades can be traced to one unused paper mill 
located in Kingsey Falls, in Québec, and the profound conviction 
that recovering, recycling and reusing should be something we 
all do. This notion of sustainable development was well ahead of 
its time, and to this day remains the nucleus of the Company’s 
culture alongside a deep commitment to its employees, and a 
drive  to  provide  its  customers  with  innovative  solutions  and 
value-added service.

To  support  the  successful  renewal  of  its  corporate  culture,  
Cascades  has  equipped  itself  to  adapt  when  needed,  while 
remaining  firmly  anchored  by  its  founding  principles.  This  is 
driven  by  the  conviction  that  cultural  continuity  and  effective 
succession planning go hand in hand. Both are focused on the 
future, the successful implementation of a long-term strategic 
vision,  consistent  messaging  and  collaboration  with  all  of  
the  company’s  stakeholders,  and  good  corporate  governance 
practices. 

To  this  end,  succession  planning  touches  all  levels  of  the  
Company, from operations to mid-tier corporate roles, to senior 
management  positions  up  to  and  including  directors  at  the 
Board  level.  Establishing  and  maintaining  entrepreneurial, 
engaged and competent team members at every level is both an 
important competitive advantage and the enduring bedrock that 
helps convert Cascades’ long-term strategic vision into reality. 

CULTURAL CONTINUITY  
AND EFFECTIVE SUCCESSION  
PLANNING GO HAND IN HAND. 

Charged with oversight, it is incumbent on the Board of Directors 
to ensure that Cascades’ succession plans are proactive, focused 
and effective. In addition to a fresh perspective, strategic thinking, 
and informed guidance, the Board reviews the roadmap set out 
by the Company’s management team. Together, these efforts rein-
force  the  Company’s  organizational  culture,  support  the  conti-
nuity and sustainability of corporate performance, and fuel the 
engine for meaningful value creation over the long term.

Like all companies, Cascades’ culture has evolved with time. This 
renewal  has  been  successful  largely  because  the  essential 
fabric of the Corporation’s culture continues to be refreshed with 
individuals possessing the right levels of competency, integrity 
and engagement. The Board, along with Cascades’ management 
team, is focused on continuing to foster a positive culture that 
supports the roadmap necessary for the future success of the 
Company and every one of our employees. 

On  behalf  of  myself  and  the  Board  of  Directors,  thank  you  
for your ongoing support, interest and trust.

Alain Lemaire 
Executive Chairman of the Board of Directors of Cascades

05 
05

 
 
President and Chief Executive Officer

Mario plourde 
Mario plourde

Opportunities
Opportunities
Opportunities
Opportunities
Opportunities
Opportunities
Opportunities
Opportunities
Opportunities

06 
06

Opportunities
Opportunities
Opportunities
Opportunities
Opportunities
Opportunities
Opportunities
Opportunities
Opportunities

SEIZING KEY OPPORTUNITIES 
FOR GROWTH

Dear fellow shareholders,

Transformation takes time when done right, and we have made excellent progress in our 
multi-year strategic plan. We have work left to do, however, and to truly understand where 
Cascades is headed and the motivation behind our capital investment plans, you need look 
no further than our history. Cascades has always been entrepreneurial at heart, opportunis-
tic by choice and production oriented by nature. Moreover, much of the Company’s growth 
over our 50-year history has been achieved by acquiring and revamping older assets. This 
approach served us very well for many decades and shaped the strong foundation we have 
in place today. 

The  needs  of  our  customers  and  partners,  as  well  as  our  
competitive  realities,  have  evolved  significantly  over  time,  and  
our  assets  have  required  investment  and  modernization  to 
remain  competitive  and  meet  changing  market  dynamics.  
We cannot predict the volatility of our markets. We can, however, 
continue  to  ensure  that  our  operations  are  well  equipped  
to  optimize  performance  during  the  business  cycles.  On  this 
front, I am certain of our path. 

Historically, our investment approach was one that saw capital 
spread over a myriad of smaller-scale projects that generated 
incremental  benefits  across  our  asset  base. Today,  with  our 
simpler,  more  streamlined  business  model,  we  are  making 
considerably  larger  investments  that  are  fewer  in  number, 
more meaningful in scope, and designed to deliver important 
benefits in terms of the long-term performance and competiti-
vity of our operations. 

WE ARE MAKING CONSIDERABLY LARGER 
INVESTMENTS THAT ARE FEWER IN 
NUMBER, MORE MEANINGFUL IN SCOPE, 
AND DESIGNED TO DELIVER IMPORTANT 
BENEFITS IN TERMS OF LONG-TERM 
PERFORMANCE.

An  excellent  illustration  of  the  strategic,  larger-scale  invest-
ment approach we are now applying is the capital we began 
deploying in our containerboard platform a decade ago. It was 
a contrarian move considering the challenging economic envi-
ronment of 2008-2009. That said, where others saw risk we 
saw opportunity, and in 2011 we announced  plans  to  build 
the Greenpac Mill in Niagara Falls, NY. Five years after its 2013 
opening, this facility has become a cornerstone of our contai-
nerboard platform, generating first quartile margins. The suc-
cess of this project can be viewed as a blueprint for the level 
of operational agility and long-term competitive positioning we 
are intent on delivering with our strategic and transformative 
investment plans going forward. 

07 
07

Which brings me to the investments we are currently making  
in  our  tissue  operations.  Some  would  question  why  we  are 
choosing to invest now, at a time when the industry is under 
significant pressure due to important capacity additions, ele-
vated  input  costs  and  a  consolidating  customer  base.  The 
short answer is that we need to. The more substantive answer 
is that we have a long-term horizon, not a short-term view, and 
these  investments  aim  to  re-equip  our  tissue  platform  with 
modern  and  competitive  assets  that  will  be  better  able  
to capture value when more normal market conditions return 
to the tissue sector. 

I  am  very  proud  of  how  our  employees  have  embraced  
the  daily  challenges  they  faced  as  we  rolled  out  our  new 
business processes and more focused operational approach, 
and I am very encouraged by what we accomplished in 2018. 
With our multi-year ERP implementation largely complete, the 
lion’s share of these hurdles are now behind us, and we are 
focused  on  optimization  and  internal  appropriation  of  these 
tools. Importantly, recent initiatives contributed to the record 
adjusted  OIBD  generated  by  our  operations  in  2018,  and  
we  expect  additional  benefits  will  continue  to  be  monetized  
in the future. 

When I look back at the substantial internal changes we have 
completed over recent years, the strategic investments made, 
and  the  powerful  business  process  systems  we  now  have  
in place, I am very confident for the future of Cascades. Cen-
tral  to  this  optimism  are  our  more  than  11,000  employees, 
who  are  the  driving  force  behind  Cascades.  I  would  like  to 
thank them for their commitment, and their daily dedication to 
Cascades’ continued success and prosperity. 

We will be hosting our Annual General Meeting on Thursday, 
May  9th.  I  invite  you  to  join  me,  along  with  senior  manage-
ment, our directors and employee shareholders as we discuss 
our business and our vision for the future.

Thank you for your continued support.

MARIO PLOURDE
President and Chief Executive Officer

We advanced our strategic growth plans on several fronts in 
2018. Containerboard Packaging acquired the Bear Island, VA 
facility with a view to converting the paper machine to produce 
recycled  containerboard,  and  launched  production  at  the 
newly  completed  Piscataway,  NJ  converting  facility  ahead  of 
schedule. Our Tissue Paper business announced a significant 
investment  at  the  Wagram,  NC  converting  facility,  the  first  
step in the revitalization of this segment’s converting assets. 
Lastly,  Specialty  Packaging  expanded  its  platform  with  
the acquisition of moulded pulp operations in the US which 
its  consumer  products  business,  while  
will  strengthen 
our  European  Boxboard  operations  extended 
their 
operational 
the  acquisition  of  
Barcelona Cartonboard SAU. 

into  Spain  with 

reach 

Without question, the fluctuation of our share price over the 
year is of concern to us. Our investment projects have been 
designed with the aim of positioning our business groups in 
their target markets. We are confident that these projects will 
contribute  to  the  creation  of  sustainable  value  for  the  long 
term, which will inevitably be reflected in the stock price in the 
future. Paramount to this is maximizing our operational excel-
lence,  nurturing  beneficial  relationships  with  our  customers 
and our employees over time, building on our commitment to 
sustainability,  and  providing  added  value  via  innovative  pro-
ducts. The investments we are making will strengthen our posi-
tion in all these respects. 

08 
08

489

474

413

403

390

393

SALES (M$)

OIBD1 (M$)

4,649

4,321

4,750

4,500

4,250

4,000

3,750

4,001

500

400

300

200

100

0

2016

2017

2018

2016

2017

2018

RETURN ON CAPITAL EMPLOYED1

  OIBD     

 ADJUSTED OIBD      

TOTAL SHIPMENTS AND MANUFACTURING CAPACITY 
UTILIZATION RATE (’000 s.t. and %)

5.2%

4.6%

3.7%

6.0%

5.0%

4.0%

3.0%

2.0%

1.0%

0.0%

3,250

3,000

2,750

2,500

2,250

3,225

100%

3,114

93%

93%

2,812
92%

95%

90%

85%

80%

75%

2016

2017

2018

2016

2017

2018

NET DEBT / ADJUSTED OIBD2

3.8x

3.6x2

3.5x2

5.0x

4.0x

3.0x

2.0x

1.0x

0.0x

2016

2017

2018 

1  Please refer to the “Forward-looking Statements” and “Supplemental Information on Non-IFRS Measures” sections for more details.
2 Ratio including business combinations on a pro-forma basis to include the last twelve months.

09 
09

11 

79 

28 

63 

80 

64 

66 

 MANAGEMENT’S  
DISCUSSION AND ANALYSIS

 MANAGEMENT’S  
DISCUSSION AND ANALYSIS

 MANAGEMENT’S REPORT  
 MANAGEMENT’S REPORT  
TO THE SHAREHOLDERS  
OF CASCADES INC.
TO THE SHAREHOLDERS  
OF CASCADES INC.

  INDEPENDENT AUDITOR’S  
  INDEPENDENT AUDITOR’S  
REPORT TO THE SHAREHOLDERS  
OF CASCADES INC.
REPORT TO THE SHAREHOLDERS  
OF CASCADES INC.

financial
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 CONSOLIDATED FINANCIAL  
STATEMENTS
 CONSOLIDATED FINANCIAL  
STATEMENTS

140   HISTORICAL FINANCIAL  
INFORMATION — 10 YEARS

126   HISTORICAL FINANCIAL  
INFORMATION — 10 YEARS

 NOTES TO CONSOLIDATED  
FINANCIAL STATEMENTS

 NOTES TO CONSOLIDATED  
FINANCIAL STATEMENTS

86  SEGMENTED INFORMATION

71  SEGMENTED INFORMATION

125  BOARD OF DIRECTORS

139  BOARD OF DIRECTORS

010 
010

89 

73 

81 

financial
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OUR BUSINESS 

Cascades Inc. is a paper and packaging company that produces, converts and sells packaging and tissue products composed primarily of 
recycled fibres. Established in 1964 in Kingsey Falls, Québec, the Corporation was founded by the Lemaire brothers, who saw the economic 
and social potential of building a company focused primarily on the sustainable development principles of reusing, recovering and recycling. 
More than 50 years later, Cascades is a multinational business with close to 100 operating facilities1 and more than 11,700 employees across 
Canada, the United States and Europe. The Corporation currently operates four business segments:

(Business segments)

PACKAGING PRODUCTS

Containerboard

Boxboard Europe3

Specialty Products

TISSUE PAPERS

Number of
Facilities1

2018 Sales2
(in M$)

2018 Operating income 
before depreciation 
and amortization 
(OIBD)2 (in M$)

2018 Adjusted OIBD2,5 
(in M$)

2018 Adjusted OIBD
Margin (%)

27

8

40

21

1,840

933

659

1,352

470

97

46

(58)

410

97

40

17

22%

10%

6%

1%

The location of our plants4 and employees around the world are as follows:

1   Including associates and joint ventures.
2   Excluding associates and joint ventures not included in consolidated results. Refer to Note 8 of the 2018 audited consolidated financial statements for more information on associates and joint
     ventures. 
3   Via our 57,95% equity ownership in Reno de Medici S.p.A., a public company traded on the Milan and Madrid stock exchanges. 
4   Excluding sales offices, distribution and transportation hubs and corporate offices. Including main associates and joint ventures.
5   Please refer to the “Supplemental Information on Non-IFRS Measures” section for a complete reconciliation. 

1

11 
11

BUSINESS DRIVERS

Cascades' results may be impacted by fluctuations in the following:

EXCHANGE RATES
On a year-over-year basis, the average value of the Canadian dollar 
in  2018  remained  stable  when  compared  to  the  US  dollar  and 
decreased by 4% compared to the euro.

ENERGY COSTS
The  average  price  of  natural  gas  decreased  by  1%  in  2018 
compared to the previous year. In the case of crude oil, the average 
2018 price was 31% higher than in 2017.

2016
TOTAL

Q1

Q2

Q3

Q4

2017
TOTAL

Q1

Q2

Q3

Q4

0.75 $

0.76 $

0.74 $

0.80 $

0.79 $

0.77 $

0.79 $

0.77 $

0.77 $

0.76 $

0.74 $

0.75 $

0.77 $

0.80 $

0.80 $

0.80 $

0.78 $

0.76 $

0.77 $

0.73 $

0.68 $

0.71 $

0.68 $

0.68 $

0.67 $

0.68 $

0.64 $

0.65 $

0.66 $

0.66 $

2018
TOTAL

0.77

0.73

0.65

0.71 $

0.70 $

0.68 $

0.68 $

0.66 $

0.66 $

0.63 $

0.65 $

0.67 $

0.64 $

0.64

2.46 $

3.32 $

3.18 $

3.00 $

2.93 $

3.11 $

2.98 $

2.80 $

2.91 $

3.64 $

3.09

US$/CAN$ - Average rate

US$/CAN$ End of period rate

EURO€/CAN$ - Average rate

EURO€/CAN$ End of period

rate

Natural Gas Henry Hub - US$/

mmBtu

Source: Bloomberg

$

$

$

$

$

12 
12

2

HISTORICAL MARKET PRICES OF MAIN PRODUCTS AND RAW MATERIAL 

These indices should only be used as trend indicators; they may 
differ from our actual selling prices and purchasing costs.

2016

Year

Q1

Q2

Q3

Q4

Year

Q1

Q2

Q3

Q4

Year

Change

%

2017

2018

2018 vs 2017

Selling prices (average)

PACKAGING PRODUCTS

Containerboard (US$/short ton)

Linerboard 42-lb. unbleached kraft,

Eastern US (open market)

Corrugating medium 26-lb. 
semichemical, Eastern US 
(open market)

Boxboard Europe (euro/metric ton)

Recycled white-lined chipboard (WLC) 

index1

Virgin coated duplex boxboard (FBB) 

index2

Specialty Products (US$/short ton)

Uncoated recycled boxboard - 20-pt.

bending chip (series B)

TISSUE PAPERS (US$/short ton)

625

655

705

705

705

693

722

755

755

755

747

54

8 %

520

540

590

617

620

592

637

670

670

670

662

70

11 %

656

649

680

680

680

672

678

673

673

673

674

1,045

1,031

1,031

1,031

1,031

1,031

1,072

1,072

1,072

1,072

1,072

2

41

— %

4 %

605

622

660

660

640

645

643

680

730

730

696

51

8 %

Parent rolls, recycled fibres (transaction)

1,013

1,023

1,040

1,053

1,057

1,043

1,072

1,087

1,102

1,112

1,093

Parent rolls, virgin fibres (transaction)

1,280

1,297

1,320

1,334

1,339

1,323

1,366

1,388

1,404

1,422

1,395

50

72

5 %

5 %

Raw material prices (average)

RECYCLED PAPER

North America (US$/short ton)

Sorted residential papers, No. 56 (SRP -

 Northeast average)

Old corrugated containers, No. 11 

(OCC - Northeast average)

Sorted office papers, No. 37 (SOP - 

Northeast average)

Europe (euro/metric ton)

69

93

92

76

86

142

148

162

63

99

79

138

59

92

31

71

28

68

28

68

36

74

(43)

(50)%

(64)

(40)%

150

173

172

170

160

169

165

193

210

203

193

24

14 %

Recovered paper index3

127

147

138

147

135

142

111

99

103

106

105

(37)

(25)%

VIRGIN PULP (US$/metric ton)

Northern bleached softwood kraft,

Canada

Bleached hardwood kraft, mixed,

Canada/US

Source: RISI and Cascades.

978

1,033

1,093

1,110

1,183

1,105

1,233

1,310

1,377

1,428

1,342

237

21 %

847

853

942

985

1,052

958

1,077

1,125

1,192

1,213

1,152

194

20 %

1   The Cascades Recycled White-Lined Chipboard Selling Price Index is based on published indices and represents an approximation of Cascades' recycled-grade selling prices in Europe. It is weighted 

by country and has been rebalanced as at January 1, 2018.

2   The Cascades Virgin Coated Duplex Boxboard Selling Price Index is based on published indices and represents an approximation of Cascades' virgin-grade selling prices in Europe. It is weighted 

by country and has been rebalanced as at January 1, 2018.

3   The Cascades Recovered Paper Index is based on published indices and represents an approximation of Cascades' recovered paper purchase prices in Europe. It is weighted by country, based on 

the recycled fibre supply mix, and has been rebalanced as at January 1, 2018.

3

13 
13

SENSITIVITY TABLE1

The following table provides a quantitative estimate of the impact that potential changes in the prices of our main products, the costs of certain 
raw material, energy and the exchange rates may have on Cascades’ annual OIBD, assuming, for each price change, that all other variables 
remain constant. Estimates are based on Cascades’ 2018 manufacturing and converting external shipments and consumption quantities. It 
is important to note that this table does not consider the Corporations' use of hedging instruments for risk management. These hedging policies 
and portfolios (see the “Risk Factors” section) should also be considered in order to fully analyze the Corporation’s sensitivity to the highlighted 
factors.

Potential indirect sensitivity to the CAN$/US$ exchange rate is not considered in this table. Some of Cascades’ selling prices and raw material 
costs in Canada are based on U.S. dollar reference prices and costs that are then converted into Canadian dollars. Consequently, fluctuations 
in the exchange rate may have a direct impact on the value of sales and purchases of Canadian facilities in Canada. However, because it is 
difficult to measure the precise impact of this fluctuation, we do not take it into consideration in the following table. The impact of the exchange 
rate on the working capital items and cash positions denominated in currencies other than CAN$ at the Corporations' Canadian units is also 
excluded. Fluctuations in foreign exchange rates may also impact the translation of the results of our non-Canadian units into CAN$.

SHIPMENTS/CONSUMPTION
('000 SHORT TONS, '000
MMBTU FOR NATURAL GAS)

INCREASE

OIBD IMPACT
(IN MILLIONS OF CAN$)

SELLING PRICE (MANUFACTURING AND CONVERTING)2
North America

Containerboard Packaging
     Linerboard 42-lb. unbleached kraft, Eastern US
     Corrugating medium 26-lb. semichemical, Eastern US

Converting products

Tissue Papers

Europe

Boxboard

RAW MATERIAL2
Recycled Papers
North America

Brown grades (OCC and others)
Groundwood grades (SRP and others)
White grades (SOP and others)

Europe

Brown grades (OCC and others)
Groundwood grades (SRP and others)
White grades (SOP and others)

Virgin pulp

North America
Europe

Natural gas

North America
Europe

Exchange rate3

Sales less purchases in US$ from Canadian operations
U.S. subsidiaries translation
European subsidiaries translation

370
370
740
1,480
630
2,110

1,370

1,570
120
470
2,160

970
170
130
1,270
3,430

160
80
240

8,600
5,400
14,000

US$25/s.t.
US$25/s.t.
US$25/s.t.

US$25/s.t.

€25/s.t.

US$15/s.t.
US$15/s.t.
US$15/s.t.

€15/s.t.
€15/s.t.
€15/s.t.

US$30/s.t.
€30/s.t.

US1.00/mmBtu
€1.00/mmBtu

CAN$/US$ 0.01 change
CAN$/US$ 0.01 change
CAN$/€ 0.01 change

13
13
25
51
21
72

54

(32)
(2)
(10)
(44)

(23)
(4)
(3)
(30)
(74)

(7)
(4)
(11)

(12)
(8)
(20)

1
2
1

1  Sensitivity calculated according to 2018 volumes or consumption with year-end closing exchange rate of CAN$/US$ 1.36 and CAN$/€ 1.56, excluding hedging programs and 
    the impact of related expenses such as discounts, commissions on sales and profit-sharing.
2  Based on 2018 external manufacturing and converting shipments, as well as fibre and pulp consumption. Including purchases sourced internally from our recovery and recycling operations.Adjusted 
to reflect acquisitions, disposals and closures, if needed.
3  As an example, from CAN$/US$ 1.36 to CAN$/US$ 1.37 and from CAN$/€ 1.56 to CAN$/€ 1.57. 

14 
14

4

SUPPLEMENTAL INFORMATION ON NON-IFRS MEASURES

SPECIFIC ITEMS 

The Corporation incurs some specific items that adversely or positively affect its operating results. We believe it is useful for readers to be 
aware of these items, as they provide additional information to measure performance, compare the Corporation's results between periods, 
and assess operating results and liquidity, notwithstanding these specific items. Management believes these specific items are not necessarily 
reflective of the Corporation's underlying business operations in measuring and comparing its performance and analyzing future trends. Our 
definition of specific items may differ from those of other corporations, and some of them may arise in the future and may reduce the Corporation's 
available cash. 

They include, but are not limited to, charges for (reversals of) impairment of assets, restructuring gains or costs, loss on refinancing and 
repurchase of long-term debt, some deferred tax asset provisions or reversals, premiums paid on long-term debt refinancing, gains or losses 
on the acquisition or sale of a business unit, gains or losses on the share of results of associates and joint ventures, unrealized gains or losses 
on derivative financial instruments that do not qualify for hedge accounting, unrealized gains or losses on interest rate swaps, foreign exchange 
gains or losses on long-term debt and financial instruments, specific items of discontinued operations and other significant items of an unusual, 
non-cash or non-recurring nature.  

SPECIFIC ITEMS INCLUDED IN OPERATING INCOME BEFORE DEPRECIATION AND AMORTIZATION AND 
NET EARNINGS 

The Corporation incurred the following specific items in 2018 and 2017: 

GAIN ON ACQUISITIONS, DISPOSALS AND OTHERS

2018
The Containerboard Packaging segment completed the sale of the building and land of its Maspeth plant in NY, USA, and generated a gain 
of $66 million, net of asset retirement obligations of $2 million. The closure was completed during the year and the segment recorded a                   
$1 million gain following the sale of some equipment.

The Specialty Products segment recorded a gain of $4 million on the acquisition of two moulded pulp plants and a packaging distributor.

2017
The Containerboard Packaging segment sold a piece of land in Ontario, Canada and recorded a gain of $7 million.

The Corporate Activities realized a $1 million gain from the sale of some assets.

INVENTORY ADJUSTMENT RESULTING FROM BUSINESS COMBINATION

2017
During the year, operating results in the Containerboard Packaging segment were negatively impacted by $2 million. This was the result of 
the inventory acquired at the time of the Greenpac consolidation being recognized at fair value, with no profit recorded on its subsequent sale.

IMPAIRMENT CHARGES (REVERSALS) AND RESTRUCTURING COSTS (GAINS)

2018
Related to the closure of the Maspeth plant in NY, USA, mentioned above, the Containerboard Packaging segment recorded a $3 million
charge related to closure provisions and severances, and incurred a $1 million charge related to severances for the closure of two sheet 
plants in Ontario announced on August 28, 2018. 

The Specialty Products segment recorded a gain of $2 million from the dismantling of a building of a plant closed in the previous years. 

The Tissue Papers segment reviewed the recoverable value of a few plants and recorded impairment charges of $75 million on assets following 
sustained production inefficiencies.

5

15 
15

 
2017
The Containerboard Packaging segment announced the closure of its New York converting plant and recorded severance expenses totaling 
$2 million (please refer to the “Significant Facts and Developments” section for more details) and recorded an impairment charge of $11 million 
on deferred revenues related to a management agreement of Greenpac since the beginning of the mill construction and recorded in “Other 
assets”. Following the acquisition and consolidation of Greenpac, expected future cash flows related to this asset did not materialize on a 
consolidated basis.

The Boxboard Europe segment recorded severance costs of $1 million following the restructuring of its sales activities.

The Tissue Papers segment incurred a $2 million impairment charge from the reevaluation of some unused assets and incurred $2 million of 
restructuring costs following the review of provisions related to the transfer of the converting operations of the Toronto plant to other Tissue 
segment sites announced in 2016.

The Corporate Activities recorded a $2 million reversal of impairment following the collection of a note receivable that had been written off in 
previous years. As well, Corporate Activities recorded a severance cost of $1 million following the closure of a sales division. 

DERIVATIVE FINANCIAL INSTRUMENTS
In 2018, the Corporation recorded an unrealized loss of $9 million, compared to an unrealized gain of $8 million in 2017, on certain derivative 
financial instruments not designated for hedge accounting.

LOSS ON REPURCHASE OF LONG-TERM DEBT
In 2017, the Corporation purchased US$200 million of its unsecured senior notes and recorded early repurchase premiums of $11 million and 
wrote off $3 million of unamortized financing costs related to these notes.

INTEREST RATE SWAPS
In 2018, the Corporation recorded an unrealized gain of $1 million, compared to an unrealized gain of $2 million in 2017, on interest rate 
swaps, that are included in financing expenses.

FOREIGN EXCHANGE GAIN ON LONG-TERM DEBT AND FINANCIAL INSTRUMENTS
In 2018, the Corporation recorded a loss of $4 million on its US$-denominated debt and related financial instruments, compared to a gain of 
$23 million in 2017. This is composed of a gain of $1 million in 2018, compared to a gain of $11 million in 2017, on our US$-denominated 
long-term debt, net of our net investment hedges in the U.S. and Europe and forward exchange contracts designated as hedging instruments, 
if any. It also includes a loss of $5 million during the year, compared to a gain of $12 million in 2017, on foreign exchange forward contracts 
not designated for hedge accounting. 

FAIR VALUE REVALUATION GAIN ON INVESTMENTS AND SHARE OF RESULTS OF ASSOCIATES AND JOINT VENTURES

2018
The Boxboard Europe segment completed the acquisition of PAC Service S.p.A. and recorded a revaluation gain of $5 million on its previously 
held interest. This item is presented in line item “Fair value revaluation gain on investments” in the consolidated statement of earnings.

2017
Containerboard
On April 4, 2017, Cascades and its partners in Greenpac Holding LLC (Greenpac) agreed to modify the equity holders' agreement. These 
modifications enable Cascades to direct decisions about relevant activities. Therefore, from an accounting standpoint, Cascades now has 
control over Greenpac, which triggers its deemed acquisition and thus fully consolidates Greenpac since April 4, 2017. The Corporation 
recorded a revaluation gain on previously held interest of $156 million during the year. Consequently to the acquisition, accumulated other 
comprehensive loss components of Greenpac totaling $4 million and included in our consolidated balance sheet prior to the acquisition were 
reclassified to net earnings. These two items are presented in line item “Fair value revaluation gain on investments” in the consolidated 
statement of earnings.

The Corporation also recorded its share of $3 million on an unrealized gain on certain derivative financial instruments not designated for 
hedge accounting prior to the acquisition of Greenpac.

Boralex
On January 18, 2017, Boralex issued common shares to partly finance the acquisition of the interest of Enercon Canada Inc. in the Niagara 
Region Wind Farm. As a result, the Corporation's participation in Boralex decreased to 17.37%, which resulted in a dilution gain of $15 million 
and is included in line item “Share of results of associates and joint ventures” in the consolidated statement of earnings.

16 
16

6

On March 10, 2017, Boralex announced the appointment of a new Chairman of the Board. This change in Board composition combined with 
the decrease of our participation discussed above triggered the loss of significant influence of the Corporation over Boralex. Therefore, our 
investment in Boralex was no longer classified as an associate and considered an available-for-sale financial asset, which is classified in 
“Other assets.” Consequently, our investment in Boralex was reevaluated at fair value on March 10, 2017, and we recorded a gain of $155 million. 
At the same time, accumulated other comprehensive loss components of Boralex totaling $10 million and included in our consolidated balance 
sheet were released to net earnings. These two items are presented in line item “Fair value revaluation gain on investments” in the consolidated 
statement of earnings. Subsequent fair value revaluation of this investment was recorded in accumulated other comprehensive income.

On July 27, 2017, Cascades announced the sale of all of its shares in Boralex to the Caisse de Dépôt et Placement du Québec for an amount 
of $288 million. The increase in fair value of $18 million from March 10 to July 27, 2017 recorded in accumulated other comprehensive income, 
materialized during the year and the Corporation recorded a gain of $18 million in line item  “Fair value revaluation gain on investments” in 
the consolidated statement of earnings.

PROVISION FOR INCOME TAXES

2018
During the year, the Corporation reassessed the probability of recovering unrealized capital losses, resulting in the derecognition of tax assets 
totalling $8 million.

2017
Following the US tax reform adopted in December 2017, the Corporation revalued the net deferred tax liability of its entities in the USA and 
recorded a gain of $57 million.

The income tax provision on the Boralex revaluation gain was calculated at the rate of capital gains. Also, consequently with the sale of its 
participation in Boralex in July 2017, the Corporation has reassessed the probability of recovering unrealized capital losses on long-term debt 
due to foreign exchange fluctuations. As a result, $6 million of tax assets was derecognized and recorded in the statement of earnings.

In conjunction with the acquisition of Greenpac, the Corporation recorded an income tax recovery of $70 million representing deferred income 
taxes on its investment prior to the acquisition on April 4, 2017. Also, there was no income tax provision recorded on the gain of $156 million 
generated by the business combination of Greenpac since it is included in the fair value of assets and liabilities acquired as described in Note 
5 of the 2018 audited consolidated financial statements.

RECONCILIATION OF NON-IFRS MEASURES 
To provide more information for evaluating the Corporation's performance, the financial information included in this analysis contains certain 
data that are not performance measures under IFRS (“non-IFRS measures”), which are also calculated on an adjusted basis to exclude 
specific items. We believe that providing certain key performance measures and non-IFRS measures is useful to both management and 
investors, as they provide additional information to measure the performance and financial position of the Corporation. It also increases the 
transparency and clarity of the financial information. The following non-IFRS measures are used in our financial disclosures: 

• 

• 
• 
• 
• 

• 
• 

Operating income before depreciation and amortization (OIBD): Used to assess operating performance and contribution of each segment 
when excluding depreciation & amortization. OIBD is widely used by investors as a measure of a corporation's ability to incur and service 
debt and as an evaluation metric. 
Adjusted OIBD: Used to assess operating performance and contribution of each segment on a comparable basis. 
Adjusted operating income: Used to assess operating performance of each segment on a comparable basis. 
Adjusted net earnings: Used to assess the Corporation's consolidated financial performance on a comparable basis. 
Adjusted free cash flow: Used to assess the Corporation's capacity to generate cash flows to meet financial obligations and/or discretionary 
items such as share repurchase, dividend increase and strategic investments. 
Net debt to adjusted OIBD ratio: Used to measure the Corporation's credit performance and evaluate financial leverage.
Net debt to adjusted OIBD ratio on a pro-forma basis: Used to measure the Corporation's credit performance and evaluate the financial 
leverage on a comparable basis including significant business acquisitions and excluding significant business disposals, if any. 

Non-IFRS measures are mainly derived from the consolidated financial statements, but do not have meanings prescribed by IFRS. These 
measures have limitations as an analytical tool and should not be considered on their own or as a substitute for an analysis of our results as 
reported under IFRS. In addition, our definitions of non-IFRS measures may differ from those of other corporations. Any such modification or 
reformulation may be significant.  

7

17 
17

The reconciliation of operating income (loss) to OIBD, to adjusted operating income (loss) and to adjusted OIBD by business segment is 
as follows:  

(in millions of Canadian dollars)

Operating income (loss)

Depreciation and amortization

Operating income (loss) before depreciation and amortization

Specific items:

Gain on acquisitions, disposals and others

Impairment charges

Restructuring costs (gain)

Unrealized loss on derivative financial instruments

Adjusted operating income (loss) before depreciation and
amortization

Adjusted operating income (loss)

Containerboard

Boxboard
Europe

Specialty
Products

Tissue Papers

Corporate
Activities

Consolidated

2018

381

89

470

(67)

—

4

3

(60)

410

321

60

37

97

—

—

—

—

—

97

60

24

22

46

(4)

—

(2)

—

(6)

40

18

(122)

64

(58)

—

75

—

—

75

17

(47)

(113)

32

(81)

—

—

—

6

6

(75)

(107)

230

244

474

(71)

75

2

9

15

489

245

2017

(in millions of Canadian dollars)

Operating income (loss)

Depreciation and amortization

Operating income (loss) before depreciation and amortization

Specific items :

Gain on acquisitions, disposals and others

Inventory adjustment resulting from business combination

Impairment charges (reversals)

Restructuring costs

Unrealized loss (gain) on derivative financial instruments

Adjusted operating income (loss) before depreciation and
amortization

Adjusted operating income (loss)

Containerboard

Boxboard
Europe

Specialty
Products

Tissue Papers

Corporate
Activities

Consolidated

164

74

238

(7)

2

11

2

1

9

247

173

34

33

67

—

—

—

1

—

1

68

35

46

21

67

—

—

—

—

—

—

67

46

28

62

90

—

—

2

2

—

4

94

32

(97)

25

(72)

(1)

—

(2)

1

(9)

(11)

(83)

(108)

175

215

390

(8)

2

11

6

(8)

3

393

178

18 
18

8

                                                                                                                                                                                                                                                                                                                            
Net earnings, as per IFRS, is reconciled below with operating income, adjusted operating income and adjusted operating income before 
depreciation and amortization:  

(in millions of Canadian dollars)

Net earnings attributable to Shareholders for the year

Net earnings attributable to non-controlling interests

Provision for (recovery of) income taxes

Fair value revaluation gain on investments

Share of results of associates and joint ventures

Foreign exchange loss (gain) on long-term debt and financial instruments

Financing expense and interest expense on employee future benefits and other liabilities

Operating income

Specific items:

Gain on acquisitions, disposals and others

Inventory adjustment resulting from business combination

Impairment charges

Restructuring costs

Unrealized loss (gain) on derivative financial instruments

Adjusted operating income

Depreciation and amortization

Adjusted operating income before depreciation and amortization

2018

59

35

49

(5)

(11)

4

99

230

(71)

—

75

2

9

15

245

244

489

2017

507

15

(81)

(315)

(39)

(23)

111

175

(8)

2

11

6

(8)

3

178

215

393

The following table reconciles net earnings and net earnings per share, as per IFRS, with adjusted net earnings and adjusted net earnings 
per share:  

NET EARNINGS

NET EARNINGS PER SHARE1

(in millions of Canadian dollars, except amount per share)

As per IFRS

Specific items:

Gain on acquisitions, disposals and others

Inventory adjustment resulting from business combination

Impairment charges

Restructuring costs

Unrealized loss (gain) on derivative financial instruments

Loss on refinancing of long-term debt

Unrealized gain on interest rate swaps

Foreign exchange loss (gain) on long-term debt and financial

instruments

Fair value revaluation gain on investments

Share of results of associates and joint ventures

Tax effect on specific items, other tax adjustments and 

attributable to non-controlling interests1

Adjusted

2018

59

(71)

—

75

2

9

—

(1)

4

(5)

—

7

20

79

2017

507 $

(8) $

2

11 $

6 $

(8) $

14

(2) $

(23) $

(315) $

(18)

(98) $

(439) $

68 $

2018

0.62 $

(0.55) $

— $

0.60 $

0.02 $

0.07 $

— $

(0.01) $

0.03 $

(0.03) $

— $

0.08 $

0.21 $

0.83 $

2017

5.35

(0.06)

0.01

0.08

0.05

(0.07)

0.10

(0.01)

(0.21)

(3.85)

(0.15)

(0.52)

(4.63)

0.72

1 Specific amounts per share are calculated on an after-tax basis and are net of the portion attributable to non-controlling interests. Per share amounts in line item “Tax effect on specific items, other tax 

adjustments and attributable to non-controlling interests” only include the effect of tax adjustments. Please refer to “Provision for income taxes” above in this section for more details.

9

19 
19

The  following  table  reconciles  cash  flow  from  operating  activities  with  operating  income  and  operating  income  before  depreciation 
and amortization:  

(in millions of Canadian dollars)

Cash flow from operating activities

Changes in non-cash working capital components

Depreciation and amortization

Net income taxes paid

Net financing expense paid

Premium paid on long-term debt refinancing

Gain on acquisitions, disposals and others

Impairment charges and restructuring costs

Unrealized gain (loss) on derivative financial instruments

Dividend received, employee future benefits and others

Operating income

Depreciation and amortization

Operating income before depreciation and amortization

2018

373

(12)

(244)

11

107

—

71

(77)

(9)

10

230

244

474

2017

173

87

(215)

10

99

11

8

(11)

8

5

175

215

390

The following table reconciles cash flow from operating activities with cash flow from operating activities (excluding changes in non-cash 
working capital components) and adjusted cash flow from operating activities. It also reconciles adjusted cash flow from operating activities 
to adjusted free cash flow, which is also calculated on a per share basis:  

(in millions of Canadian dollars, except amount per share or as otherwise mentioned)

Cash flow from operating activities

Changes in non-cash working capital components

Cash flow from operating activities (excluding changes in non-cash working capital components)

Specific items, net of current income taxes if applicable:

Restructuring costs

Premium paid on long-term debt refinancing

Adjusted cash flow from operating activities

Capital expenditures, other assets1 and capital lease payments, net of disposals of 
   $85 million in 2018

Dividends paid to the Corporation's Shareholders and to non-controlling interests

Adjusted free cash flow

Adjusted free cash flow per share

Weighted average basic number of shares outstanding

1 Excluding increase in investments 

2018

373

(12)

361

—

—

361

(276)

(31)

54

$

0.57 $

2017

173

87

260

6

11

277

(205)

(20)

52

0.56

94,570,924

94,680,598

The following table reconciles total debt and net debt with the ratio of net debt to adjusted operating income before depreciation and amortization 
(adjusted OIBD):   

(in millions of Canadian dollars)

Long-term debt

Current portion of long-term debt

Bank loans and advances

Total debt

Less: Cash and cash equivalents

Net debt

Adjusted OIBD (last twelve months)

Net debt / Adjusted OIBD ratio

Net debt / Adjusted OIBD ratio on a pro-forma basis1

1 Pro-forma adjusted OIBD of $505 million for 2018 and $422 million for 2017 to include business acquisitions on a last twelve months basis.   

20 
20

10

December 31, 2018

December 31, 2017

1,821

55

16

1,892

123

1,769

489

3.6

3.5

1,517

59

35

1,611

89

1,522

393

3.9

3.6

MANAGEMENT'S DISCUSSION & ANALYSIS 

FINANCIAL OVERVIEW - 2017
Results for the year reflected strong sales driven by year-over-year increases in shipments for the Boxboard Europe segment and higher 
average selling prices from all three packaging segments on a same plant basis. Beginning in the second quarter, the consolidation of Greenpac  
benefited both sales and operating income levels. However, a sharp increase in raw material costs impacted the performance of all our 
segments, the effects of which were partially offset by the corresponding stronger results generated by our Recovery and Recycling activities. 
Results from our Tissue segment included costs related to the start-up of the new converting plant on the West Coast of the US, as well as 
additional costs related to new branding and repositioning efforts of its product lines. Increased capacity in the Tissue market also had a 
negative impact on shipments. Finally, ERP implementation and business process optimization initiatives at the corporate level also required 
a higher level of resources during 2017 compared to 2016.

FINANCIAL OVERVIEW - 2018
Results for the year 2018 reflect strong sales levels in the Containerboard Packaging, Tissue Papers and European Boxboard segments. On 
a consolidated basis, sales increased by $328 million to reach $4,649 million in 2018, compared to $4,321 million in 2017. This reflects 
business acquisitions in the Boxboard Europe and Specialty Products segments, and improvements in both sales mix and selling price in all 
segments. Excluding acquisitions, volumes were below prior-year levels in all three packaging businesses, however these were offset to a 
large degree by a notable volume increase generated by the Tissue segment. While a more favourable exchange rate contributed to stronger 
results for Europe Boxboard, the Specialty Products' recovery sub-segment generated lower sales as a result of the decrease in brown grade 
recycled fibre costs. 

Operating income before depreciation and amortization (OIBD) reflects strong results in both the Containerboard Packaging and European 
Boxboard business segments. This was offset by lower results from the Tissue Papers segment, where performance continued to be negatively 
impacted by elevated costs for virgin pulp and recycled white paper grades, newly added market capacity, and higher logistics and sub-
contracting costs, in addition to production inefficiencies in some units. Results in the Specialty Products segment were below prior-year levels 
largely due to the negative impact of lower brown recycled fibre pricing on the performance of the recovery sub-segment, in addition to higher 
production costs. Finally, Corporate Activities cost levels decreased year-over-year, as efforts in 2018 were migrated toward optimizing the 
ERP and business process initiatives that were implemented in 2017.

The following graphics show the breakdown of sales, before inter-segment eliminations, operating income before depreciation and amortization 
(loss) and adjusted operating income before depreciation and amortization by business segment:

SALES BREAKDOWN1

OPERATING INCOME BEFORE 
DEPRECIATION AND AMORTIZATION 
BREAKDOWN2,3

ADJUSTED OPERATING INCOME 
BEFORE DEPRECIATION AND 
AMORTIZATION BREAKDOWN2,3

Containerboard Packaging

Tissue papers

Boxboard Europe

Specialty Products

1 Excluding inter-segment sales and Corporate activities.
2 Excluding Corporate activities.
3 Please refer to the “Supplemental Information on Non-IFRS Measures” section for a complete reconciliation. 

11

21 
21

For 2018, the Corporation posted net earnings of $59 million, or $0.62 per share, compared to net earnings of $507 million, or $5.35 per share 
in 2017. On an adjusted basis, discussed in detail in the “Supplemental Information on Non-IFRS Measures” section, the Corporation generated 
net earnings of $79 million during 2018, or $0.83 per share, compared to net earnings of $68 million or $0.72 per share in 2017. The Corporation 
recorded an operating income before depreciation and amortization of $474 million during the year, compared to $390 million in 2017. On an 
adjusted basis, operating income before depreciation and amortization stood at $489 million during the year, compared to $393 million in 
2017 (see the “Supplemental Information on Non-IFRS Measures” section for reconciliation of these amounts).

The $4.73 decrease in net earnings per share in 2018, compared to 2017, can be explained by the following factors:

(in Canadian dollars)

Change in specific items (see reconciliation in the ''Supplemental Information on Non-IFRS Measures'' section)

Change in net earnings from operating activities normalized at a 26% income tax rate

Change in tax provision - Other items

Change in share of results of associates and joint ventures

Change in non-controlling interest

Decrease in net earnings per share

FORWARD-LOOKING STATEMENTS

$

$

$

$

$

$

(4.84)

0.52

0.04

(0.24)

(0.21)

(4.73)

The following document is the quarterly financial report and Management’s Discussion and Analysis (“MD&A”) of the operating results and 
financial position of Cascades Inc. (“Cascades” or “the Corporation”), and should be read in conjunction with the Corporation's consolidated 
financial statements and accompanying notes for the years ended December 31, 2018 and 2017. Information contained herein includes any 
significant developments as at February 27, 2019, the date on which the MD&A was approved by the Corporation’s Board of Directors. For 
additional information, readers are referred to the Corporation’s Annual Information Form (“AIF”), which is published separately. Additional 
information relating to the Corporation is also available on SEDAR at www.sedar.com.

The financial information contained herein, including tabular amounts, is expressed in Canadian dollars, unless otherwise specified, and is 
prepared in accordance with International Financial Reporting Standards (IFRS), unless otherwise specified. Unless otherwise specified or 
if required by context, the terms “we”, “our” and “us” refer to Cascades Inc. and all of its subsidiaries, joint ventures and associates.

This MD&A is intended to provide readers with information that Management believes is necessary for an understanding of Cascades' current 
results and to assess the Corporation's future prospects. Consequently, certain statements herein, including statements regarding future 
results and performance, are forward-looking statements within the meaning of securities legislation, based on current expectations. The 
accuracy of such statements is subject to a number of risks, uncertainties and assumptions that may cause actual results to differ materially 
from those projected, including, but not limited to, the effect of general economic conditions, decreases in demand for the Corporation's 
products, prices and availability of raw material, changes in relative values of certain currencies, fluctuations in selling prices, and adverse 
changes in general market and industry conditions. Cascades disclaims any intention or obligation to update or revise any forward-looking 
statements, whether as a result of new information, future events or otherwise, except as required under applicable securities regulations. 
This MD&A also includes price indices, as well as variance and sensitivity analysis that are intended to provide the reader with a better 
understanding of the trends with respect to our business activities. These items are based on the best estimates available to the Corporation.

22 
22

12

KEY PERFORMANCE INDICATORS

We use several key performance indicators to monitor our action plan and analyze the progress we are making toward achieving our long-
term objectives. These include the following:

2016
TOTAL

Q1

Q2

Q3

2017
Q4 TOTAL

Q1

Q2

Q3

2018
Q4 TOTAL

OPERATIONAL
Total shipments (in '000 s.t.)1
Packaging Products
Containerboard
Boxboard Europe

Tissue Papers
Total

Integration rate2
Containerboard
Tissue Papers

Manufacturing capacity 
utilization rate3
Packaging Products
Containerboard
Boxboard Europe

Tissue Papers
Consolidated total

FINANCIAL
Return on assets4
Packaging Products
Containerboard
Boxboard Europe
Specialty Products

Tissue Papers

Consolidated return on assets
Return on capital employed5

Working capital6
In millions of $, at end of period
As a percentage of sales7

1,138
1,066
2,204
608
2,812

285
296
581
139
720

375
283
658
151
809

369
271
640
157
797

372
270
642
146
788

1,401
1,120
2,521
593
3,114

352
298
650
149
799

385
276
661
163
824

370
259
629
164
793

368
292
660
149
809

1,475
1,125
2,600
625
3,225

53%
68%

51%
71%

51%
69%

55%
67%

52%
66%

53%
68%

56%
67%

56%
68%

56%
71%

58%
75%

57%
70%

93%
96%
92% 102%
86%
88%
96%
92%

94%
98%
89%
95%

91%
94%
90%
92%

92%
93%
84%
91%

93%
97% 103%
88%
87%
94%
93%

89% 100%
96%
92%
97%

17%
10%
20%
16%

10.8%
5.2%

16%
10%
20%
15%

9.8%
4.5%

14%
10%
21%
14%

9.1%
3.9%

13%
11%
19%
12%

8.9%
3.7%

14%
12%
18%
10%

9.2%
3.7%

14%
12%
18%
10%

9.2%
3.7%

14%
14%
15%
9%

16%
15%
12%
6%

9.5% 10.2% 10.7% 10.6% 10.6%
4.6%
4.7%
3.9%

4.4%

4.6%

309
10.6% 10.2%

385

429
9.9%

442

474
9.9% 10.1% 10.1% 10.5% 10.8% 10.7% 10.6% 10.6%

513

442

455

464

506

455

92%
90%
92%
91%

18%
16%
11%
4%

93%
90%
87%
90%

20%
15%
10%
2%

93%
94%
90%
93%

20%
15%
10%
2%

1 Shipments do not take into account the elimination of business sector inter-segment shipments. Starting in Q2 2017, including Greenpac. Shipments from our Specialty Products segment are not presented 

as they use different units of measure.

2 Defined as: Percentage of manufacturing shipments transferred to our converting operations. Starting in Q2 2017, including Greenpac and its sales to its partners which are mostly under contractual agreements.

3 Defined as: Manufacturing internal and external shipments/practical capacity. Excluding Specialty Products segment manufacturing activities. Starting in Q2 2017, including Greenpac.

4 Return on assets is a non-IFRS measure defined as the last twelve months' (“LTM”) adjusted OIBD/LTM quarterly average of total assets less cash and cash equivalents. Including Greenpac on a consolidated 

basis starting in Q2 2017. 

5 Return on capital employed is a non-IFRS measure and is defined as the after-tax (30%) amount of the LTM adjusted operating income, including our share of core associates and joint ventures, divided by 
the LTM quarterly average of capital employed. Capital employed is defined as the quarterly total average assets less trade and other payables and cash and cash equivalents. Including Greenpac as an 
associate up to Q1 2017 and on a consolidated basis starting in Q2 2017. 

6 Working capital includes accounts receivable (excluding the short-term portion of other assets) plus inventories less trade and other payables. Starting in Q2 2017, including Greenpac.

7 Percentage of sales = Average LTM working capital/LTM sales. It includes or excludes significant business acquisitions and disposals. Starting in Q2 2017, including Greenpac.

13

23 
23

HISTORICAL FINANCIAL INFORMATION

(in millions of Canadian dollars, unless

otherwise noted)
Sales
Packaging Products
    Containerboard
    Boxboard Europe
    Specialty Products
    Inter-segment sales

Tissue Papers
Inter-segment sales and 
Corporate activities
Total
Operating income (loss)
Packaging Products
    Containerboard
    Boxboard Europe
    Specialty Products

Tissue Papers
Corporate activities
Total
Adjusted OIBD1
Packaging Products
    Containerboard
    Boxboard Europe
    Specialty Products

Tissue Papers
Corporate activities
Total
Net earnings (loss)
     Adjusted1
Net earnings (loss) per share
(in dollars)
     Basic
     Diluted
     Basic, adjusted1

Cash flow from operating 
activities (excluding 
changes in non-cash 
working capital 
components)
Net debt1

2016
TOTAL

1,370
796
620
(61)
2,725
1,305

(29)
4,001

158
19
51
228
75
(82)
221

216
53
65
334
150
(81)
403
135
114

Q1

Q22

Q3

Q4

346
211
173
(22)
708
306

428
213
188
(27)
802
338

438
202
181
(32)
789
323

440
212
161
(24)
789
301

(8)
1,006

(10)
1,130

(9)
1,103

(8)
1,082

33
5
13
51
8
(28)
31

45
14
18
77
23
(25)
75
161
12

30
13
14
57
17
(26)
48

56
21
20
97
35
(25)
107
256
24

50
5
10
65
9
(23)
51

72
14
15
101
24
(19)
106
33
19

51
11
9
71
(6)
(20)
45

74
19
14
107
12
(14)
105
57
13

2017
TOTAL

1,652
838
703
(105)
3,088
1,268

(35)
4,321

164
34
46
244
28
(97)
175

247
68
67
382
94
(83)
393
507
68

Q1

Q2

Q3

2018
Q4 TOTAL

421
246
159
(24)
802
305

475
232
164
(23)
848
343

472
210
164
(21)
825
364

472
245
172
(21)
868
340

(9)
1,098

(11)
1,180

(14)
1,175

(12)
1,196

121
19
2
142
(2)
(28)
112

77
28
7
112
13
(20)
105
61
12

82
22
4
108
(9)
(26)
73

105
30
9
144
7
(17)
134
27
29

94
10
9
113
(11)
(24)
78

117
19
14
150
5
(18)
137
36
38

84
9
9
102
(100)
(35)
(33)

111
20
10
141
(8)
(20)
113
(65)
—

1,840
933
659
(89)
3,343
1,352

(46)
4,649

381
60
24
465
(122)
(113)
230

410
97
40
547
17
(75)
489
59
79

$
$
$

1.42 $
1.39 $
1.21 $

1.70 $
1.66 $
0.13 $

2.70 $ 0.35 $
2.61 $ 0.34 $
0.25 $ 0.20 $

0.60 $
0.58 $
0.14 $

5.35 $
5.19 $
0.72 $

0.65 $
0.63 $
0.13 $

0.28 $
0.27 $
0.30 $

0.38 $ (0.69) $
0.37 $ (0.69) $
— $
0.40 $

0.62
0.58
0.83

316
1,532

33
1,617

89
1,780

61
1,469

77
1,522

260
1,522

69
1,534

111
1,586

92
1,573

89
1,769

361
1,769

1 Please refer to the “Supplemental Information on Non-IFRS Measures” section for reconciliation of these figures. 

2 Including Greenpac on a consolidated basis starting in Q2 2017. The purchase price allocation of Greenpac was finalized during the third quarter of 2017. The preliminary estimated deemed consideration of 
$371 million was revised to $304 million. This change impacted the calculation of the gain on the deemed disposal of the previously held interest and goodwill allocated in the purchase price determination for 
an amount of $67 million. Adjustments to the preliminary purchase price allocation were recorded retrospectively to the acquisition date as required by IFRS 3. Net earnings per share disclosed in the second 
quarter were consequently adjusted to $2.70 per share from $3.41 per share. 

24 
24

14

BUSINESS HIGHLIGHTS

From time to time, the Corporation enters into transactions to optimize its asset base and streamline its cost structure. The following transactions 
should be taken into consideration when reviewing the overall and segmented analysis of the Corporation's 2018 and 2017 results.

BUSINESS START UP, ACQUISITION, DISPOSAL AND CLOSURE

CONTAINERBOARD PACKAGING

• 

• 

• 

• 

On August 28, 2018, the Corporation announced plans to close two corrugated sheet plants located in Barrie and Peterborough, Ontario, 
Canada, as part of its ongoing efforts to reorganize and optimize its corrugated packaging platform in Ontario. The two plants were closed 
on November 30, 2018. 

In May 2018, the Corporation started operating its new containerboard converting plant located in Piscataway, NJ, USA. The facility is 
ramping up as planned while we continue the consolidation of our packaging activities in the Northeastern United States. 

On December 4, 2017, the Corporation announced that it had acquired three converting plants from the Coyle Group in Ontario, Canada, 
to strengthen its position in the containerboard packaging sector. 

On April 5, 2017, the Corporation announced that results from the Greenpac Mill LLC (Greenpac) would be consolidated with those of 
the Corporation beginning April 4, 2017.

BOXBOARD EUROPE

• 

• 

On  October  31,  2018,  the  Corporation's  subsidiary,  Reno  de  Medici,  announced  the  closing  of  the  100%  acquisition  of  Barcelona 
Cartonboard S.A.U., a Spanish company ranked seventh in Europe for coated cartonboard production.

On January 1, 2018, the Corporation, through its 57.8% equity ownership in Reno de Medici S.p.A. at that time, acquired 66.67% of 
PAC Service S.p.A. (PAC Service), a boxboard converter for the packaging, publishing, cosmetics and food industries. The Corporation 
already had a 33.33% equity participation in PAC Service before the transaction.

SPECIALTY PRODUCTS

• 

On December 6, 2018, the Corporation acquired the Urban Forest Products and Clarion Packaging plants respectively located in Brook, 
Indiana, and Clarion, Iowa ; two of the top three egg-producing states in the U.S, which will allow us to double our production capacity 
of ecological packaging manufactured in moulded pulp. The Corporation also acquired a majority interest in Falcon Packaging, a leader 
in the distribution of egg packaging.

TISSUE PAPERS

• 

In the beginning of 2017, the Corporation successfully began production at its new tissue converting facility in Scappoose, Oregon, that 
houses three new state-of-the-art converting lines. The plant manufactures virgin and recycled bathroom tissue products and paper hand 
towels for the Cascades Pro brand (Away-from-Home market). The plant is supplied by the Corporation's tissue paper plant located 
12 kilometres away in St. Helens.

15

25 
25

SIGNIFICANT FACTS AND DEVELOPMENTS 

• 

• 

• 

• 

• 

• 

• 

On December 21, 2018, the Corporation announced that it has increased its authorized credit facility to approximately CAN$1 billion to 
incorporate the addition of a US$175 million seven-year term loan. The term loan provides the Company with increased financial flexibility 
and will reduce financing costs.

On July 26, 2018, the Corporation announced the acquisition of the White Birch Bear Island manufacturing facility in Virginia, USA, for 
a cash consideration of US$34 million ($45 million). The newsprint paper machine presently located on the site will be reconfigured to 
produce high quality recycled lightweight linerboard and medium for the North American market, subject to the approval of the board of 
directors. The new machine is expected to have an annual production capacity of 400,000 tons. As presently contemplated, the conversion 
would require an estimated investment of between US$275 million and US$300 million, with production expected to begin in 2021. 
Additional details of the project will be provided once the project plans have been finalized and approved. 

On June 29, 2018, the Corporation entered into an agreement with its lenders to extend and amend its existing $750 million credit facility. 
The amendment extends the term of the facility to July 2022. The financial conditions remain unchanged.

On January 31, 2018, the Corporation completed the sale of the building and land of its Maspeth plant in New York, USA, for US$69 million 
($86 million), net of transaction fees1. 

On December 12, 2017, the Corporation announced the results of tender offers and proceeded with the purchase of US$150 million of 
its 5.50% unsecured senior notes due 2022 and US$50 million of its 5.75% unsecured senior notes due 2023.  

On  March  21,  2017,  the  Corporation  acquired  23%  of  Containerboard  Partners  (Ontario)  Inc.  for  a  consideration  of  US$12  million 
($16 million). This company is a member of Greenpac Holding LLC, of which it owns 12.1%. On November 30, 2017, the Corporation 
acquired an additional 30% of Containerboard Partners (Ontario) Inc. for a consideration of $19 million. These transactions add an indirect 
participation of 6.4% in Greenpac Holding LLC bringing total ownership to 66.1%.   

On July 27, 2017, the Corporation announced the sale of its 17.3% equity holding in Boralex to the Caisse de Dépôt et Placement du 
Québec for $288 million.  

1 Please refer to Note 24 of the 2018 audited consolidated financial statements for more details.

16

26 
26

FINANCIAL RESULTS FOR THE YEAR ENDED DECEMBER 31, 2018, COMPARED TO 
THE YEAR ENDED DECEMBER 31, 2017

SALES
Sales increased by $328 million, or 8%, to reach $4,649 million in 2018, compared to $4,321 million in 2017. The increase was mainly due 
to higher average selling prices in all segments and the 4% average depreciation of the Canadian dollar compared to the euro. The acquisition 
of Greenpac in the second quarter last year, the addition of three containerboard converting plants in Ontario at the end of 2017, the early 
2018 acquisition of PAC Service and late 2018 acquisition of Barcelona Cartonboard in Europe, and the moulded pulp U.S. acquisition in the 
Specialty products segment also contributed to the sales increase as did higher volume in the Tissue papers segment. Partially offsetting 
these benefits were lower sales from our Recovery and Recycling activities, attributable to lower pricing of recycled brown grades, as well as 
lower volumes on a same plant basis for the Boxboard Europe and Containerboard segments.

Sales by geographic segment are as follows:

The main variances in sales in 2018, compared to 2017, are shown below (in $M):

1 For variance analysis purposes, adjusted to include Greenpac in Q1-2017 on a pro-forma basis.

17

27 
27

OPERATING INCOME BEFORE DEPRECIATION AND AMORTIZATION (OIBD)
The Corporation generated OIBD of $474 million in 2018, compared to $390 million in 2017, an increase of $84 million. Excluding specific 
items, the improvement was mainly driven by higher sales and lower brown recycled fibre costs for our Containerboard Packaging and 
Boxboard Europe segments. However, higher prices of virgin pulp and white recycled fibre grades negatively impacted the results of the 
Tissue Papers segment. Lower contribution from Recovery and Recycling activities, increased energy costs mainly in Boxboard Europe, and 
higher freight costs in all North American segments also negatively impacted OIBD. 

Adjusted operating income before depreciation and amortization1 was $489 million in 2018 compared to $393 million in 2017. 

The main variances in operating income before depreciation and amortization in 2018, compared to 2017, are shown below (in $M):

Adjusted OIBD 
Raw material 
(OIBD)

F/X CAN$ 
(OIBD)

Other production costs
(OIBD)
Recovery and Recycling
activities (Sales and OIBD)

Please refer to the “Supplemental Information on Non-IFRS Measures” section for reconciliation of these figures. 

The impacts of these estimated costs are based on production costs per unit shipped externally or inter-segment, which are affected 
by yield, product mix changes, inbound freight costs and purchase and transfer prices. In addition to market pulp and recycled fibre, 
these costs include purchases of external boards and parent rolls for the converting sector, and other raw material such as plastic 
and wood chips.
The estimated impact of the exchange rate is based on the Corporation's Canadian export sales less purchases, denominated in  
US$, that are impacted by exchange rate fluctuations and by the translation of our non-Canadian subsidiaries OIBD into CAN$. It 
also includes the impact of exchange rate fluctuations on the Corporation's Canadian units in currency other than the CAN$ working 
capital items and cash positions, as well as our hedging transactions. It excludes indirect sensitivity (please refer to the “Sensitivity 
Table” section for further details).

These costs include the impact of variable and fixed costs based on production costs per unit shipped externally, which are affected 
by downtime, efficiency and product mix changes.

While this sub-segment is integrated within the other segments of the Corporation, any variation in the results of Recovery and 
Recycling of the Specialty Products segment are presented separately and on a global basis in the charts. 

The analysis of variances in segment operating income before depreciation and amortization appears within each business segment review 
(please refer to the “Business Segment Review” section for more details).

1 Please refer to the “Supplemental Information on Non-IFRS Measures” section for reconciliation of these figures. 
2 For variance analysis purposes, adjusted to include Greenpac in Q1-2017 on a pro-forma basis.

18

28 
28

BUSINESS SEGMENT REVIEW 

PACKAGING PRODUCTS - CONTAINERBOARD

Our Industry

U.S. containerboard industry production and capacity utilization rate 1
Total  U.S.containerboard  production  increased  slightly  by  2%  in  2018,  due  to 
favourable market conditions in part driven by e-commerce. The industry's capacity 
utilization rate decreased to 96.9% in 2018 from 97.6% in 2017. 

U.S. containerboard inventories at box plants and mills 2
The average inventory level increased by 5% in 2018, as sales to export markets 
experienced some downward pressure in the second half of the year, leading to higher 
domestic inventory levels. The number of weeks of supply in inventory averaged 3.9 
for the year.

U.S corrugated box industry shipments 2
Total U.S. corrugated box shipments increased by 2% in 2018 compared to 2017. This 
reflects continued strength in the economic environment and manufacturing activity, 
and the growing importance of e-commerce.

Canadian corrugated box industry shipments 3
Canadian corrugated box shipments increased for a fifth consecutive year. Favourable 
market conditions explain the 4% year-over-year increase in 2018 compared to 2017.

Reference prices - containerboard 1
Following the implementation of a price increase in October 2016, containerboard 
producers successfully implemented an additional US$50 per short ton price increase 
on linerboard and corrugating medium prices in April, 2017, following strong supply 
and  demand  fundamentals  and  e-commerce  trends.  This  was  followed  by  a 
subsequent US$30 per short ton corrugating medium price increase later in the year. 
In March 2018, an additional price increase of US$50 per short ton on linerboard and 
corrugating medium was implemented. As a result, 2018 reference prices for linerboard 
and corrugating medium increased by 8% and 12%, respectively, compared to 2017.

Reference prices - recovered papers (brown grade) 1
The average reference price of old corrugated containers no.11 ("OCC") decreased 
by 46% in 2018 compared to 2017. In the first quarter of 2017, index prices surged 
due to strong domestic and foreign demand. This was followed by a sharp decrease 
in  index  prices  in  October  following  China's  restriction  on  recovered  paper  import 
permits, which led to an increase in domestic supply, and resulted in a sharp decline 
in prices during 2018.

1  Source: RISI
2  Source: Fibre Box Association
3  Source: Canadian Corrugated and Containerboard Association

19

29 
29

Our Performance 

The main variances1 in sales and operating income before depreciation and amortization for the Containerboard Packaging segment in 2018, 
compared to 2017, are shown below:

1 For definitions of certain sales and operating income before depreciation and amortization (OIBD) variation categories, please refer to the "Financial results for the year ended December 31, 2018, compared to the year ended December 
31, 2017" for more details.   

2 For variance analysis purposes, adjusted to include Greenpac in Q1 2017 on a pro-forma basis.

The Corporation incurred certain specific items in 2018 and 2017 that adversely or positively affected its operating results. Please refer to the “Supplemental Information for Non-IFRS Measures” section for reconciliations and details. 

20

30 
30

2017
As reported

2018

Change in %

Shipments1 ('000 s.t.)

1,401

1,475

Average Selling Price
(CAN$/unit)

1,179

1,247

Sales ($M)

1,652

1,840

OIBD1 ($M)
(as reported)

% of sales

(adjusted)1

% of sales

470

26%

410

22%

238

14%

247

15%

Operating income ($M)
(as reported)

164

173

(adjusted)1

381

321

5%

6%
—

11%

97%

66%

132%

86%

1   Please refer to the “Supplemental Information on Non-IFRS Measures” section for 
     reconciliation of these figures. 
2   Shipments do not take into account the elimination of business sector 
     inter-segment shipments. Including 12.9 billion square feet in 2018 compared to 
     12.5 billion square feet in 2017.
3   Up to Q1 2017, the Corporation's interest in Greenpac was recorded under the 
     equity method. All transactions were therefore accounted for as external.

4   Including sales to other partners in Greenpac.

Shipments  increased  by 74,000  s.t.,  or 5%,  in  2018. This  reflects  a 
46,000 s.t.  increase  in  external  shipments  from  our  containerboard 
mills. The inclusion of Greenpac for the full year in 2018 compared to 
only nine months in 2017 contributed to this increase. However, this 
was partly offset by lower production in several mills in the first two 
months of 2018 due to mechanical issues which were resolved by the 
end  of  the  first  quarter.  Additional  machine  downtime  decreased 
shipments by approximately 15,000 s.t. compared to last year. On the 
converting side, shipments increased by 4%, which includes the three 
Ontario sheet plants acquired in the fourth quarter of 2017.

Mills external shipments decreased by 49,000 s.t., or  6%, in  2018, 
when including Greenpac on a pro-forma basis, for the full year in 2017. 
The mill integration rate4 reached 57% in 2018, up from 53% in 2017, 
reflecting  higher  integration.  Including  sales  to  associates,  the 
integration rate was 76% compared to 64% last year. 

The  higher  selling  price  denominated  in  Canadian  dollars  reflects 
increases of $73 per s.t., or 10%, for parent rolls, and $73 per s.t., or 
5%, for converted products.

Sales  increased  by  $188  million,  or  11%,  with  the  2017  business 
acquisitions  (including  Greenpac)  completed  in  the  prior  year 
contributing $132 million in 2018. When including Greenpac for the full 
year in both periods, sales increased by $119 million, or 7%, compared 
to last year. The higher average selling price and a favourable mix of 
products sold added  $111 million to sales. The lower volumes negatively 
impacted sales by $54 million.

Operating  income  before  depreciation  and  amortization  (OIBD) 
increased by $232 million, or 97% during the year, compared to last 
year. This increase includes a gain of $66 million on the sale of our NY 
facility assets in the first quarter of 2018. Including Greenpac on a pro-
forma basis in both periods, the remainder of the increase is mainly 
explained by the $111 million positive impact from the higher average 
selling price and more favourable mix. Prices of brown recycled fibre 
grades  decreased,  adding  $118  million  to  OIBD.  These  favourable 
impacts  were  partly  offset  by  higher  freight  costs  and  by  lower 
comparable  volume  that  subtracted,  respectively,  $23  million  and            
$19 million from OIBD. Higher energy costs negatively impacted results 
by  $4  million.  In  addition,  operational  costs  subtracted  another                                 
$42 million from OIBD. Specifically, additional labour and warehousing 
costs related to inventory management, as well as some manufacturing 
production inefficiencies negatively impacted results. Other variances 
added $4 million to OIBD.

The  segment  incurred  some  specific  items1  in  2018  and  2017  that 
affected OIBD. Adjusted OIBD1 reached $410 million in 2018, compared 
to $247 million in 2017.

Finally, the Corporation's results for the first quarter of 2017 included 
its share of results of its then associate Greenpac3 Mill (59.7%) prior to 
the consolidation announced on April 5, 2017. In the first quarter of 
2017, our share of results of Greenpac stood at $7 million.

21

31 
31

PACKAGING PRODUCTS - BOXBOARD EUROPE

Our Industry

European industry order inflow of coated boxboard 1
In Europe, order inflows of white-lined chipboard reflected ongoing solid demand throughout 2018, but decreased by 3% from the very strong levels in 2017. Specifically, industry 
orders were approximately 3.2 million tonnes in 2018. The folding boxboard industry similarly experienced a strong year, with order inflows of approximately 2.3 million tonnes 
in 2018. This represented an increase of approximately 1%, and followed the very strong 11% increase in 2017.

Coated recycled boxboard industry's order inflow from Europe 
(White-lined chipboard (WLC) - 5-week weekly moving average)

Coated virgin boxboard industry's order inflow from Europe 
(Folding boxboard (FBB) - 5-week weekly moving average)

Reference prices - boxboard in Europe 2
White-lined chipboard prices remained stable in Western European countries in 2018 
compared to 2017. Folding boxboard prices increased by 4% throughout the year.

Reference prices - recovered papers in Europe 2
Recovered  paper  prices  strongly  decreased  in  2018  compared  to  2017,  following 
China's restriction on recovered paper import permits. As a result, the recovered paper 
reference index in Europe decreased 26% in 2018 compared to 2017, primarily due 
to the significant decreases in brown grades.

1 Source: CEPI Cartonboard
2 Source: RISI
3 The Cascades recycled white-lined chipboard selling prices index represents an approximation of Cascades’ recycled grade selling prices in Europe. It is weighted by country. For each country, we 

use an average of PPI Europe prices for white-lined chipboard.

4 The Cascades virgin coated duplex boxboard selling prices index represents an approximation of Cascades’ virgin grade selling prices in Europe. It is weighted by country. For each country, we use 

an average of PPI Europe prices for coated duplex boxboard.

5 The recovered paper index represents an approximation of Cascades’ recovered paper purchase prices in Europe. It is weighted by country. For each country, we use an average of PPI Europe 

prices for recovered papers. This index should only be used as a trend indicator and may differ from our actual purchasing costs and our purchase mix.

32 
32

22

Our Performance 

The main variances1 in sales and operating income before depreciation and amortization for the Boxboard Europe segment in 2018, compared 
to 2017, are shown below:

1 For definitions of certain sales and operating income before depreciation and amortization (OIBD) variation categories, please refer to the "Financial results for the year ended December 31, 2018, compared to the year ended December 
31, 2017" for more details.  

The Corporation incurred certain specific items in 2018 and 2017 that adversely or positively affected its operating results. Please refer to the “Supplemental Information for Non-IFRS Measures” section for reconciliations and details. 

23

33 
33

2017

2018

Change in %

Shipments2 ('000 s.t.)

1,120

1,125

Average Selling Price3
(CAN$/unit)

748

511

(euro€/unit)

820

536

Sales ($M)

838

933

OIBD1 ($M)
(as reported)

% of sales

(adjusted)1

% of sales

97

10%

97

10%

67

8%

68

8%

Operating income ($M)
(as reported)

34

35

(adjusted)1

60

60

—

10%

5%

11%

45%

43%

76%

71%

1  Please refer to the “Supplemental Information on Non-IFRS Measures” section for 
    reconciliation of these figures. 
2  Shipments do not take into account the elimination of business sector 
    inter-segment shipments.
3  Average selling price is a weighted average of virgin, recycled and converted boxboard 
    shipments only.

External recycled boxboard shipments decreased by 14,000 s.t., or 1%, 
in 2018 compared to 2017. This reflects lower volumes and an increased 
integration level with the recently acquired PAC Service. On the other 
hand,  the  acquisition  of  Barcelona  Cartonboard  positively  impacted 
shipments for 31,000 s.t. while the addition of PAC service contributed 
another 23,000 s.t. (please refer to "Business Highlights" section for 
more details). Shipments of virgin boxboard decreased by 4,000 s.t., 
or 3%.

reflects 

The average selling price increased in both euro and Canadian dollars 
year-over-year.  This 
the  4%  average  year-over-year 
depreciation of the Canadian dollar compared to the euro, in addition 
to sales price increases that were implemented for several products 
and the higher priced shipments from PAC Service. Compared to 2017, 
the average 2018 selling price of recycled boxboard activities increased 
by  €15,  or  3%,  while  the  average  selling  price  of  virgin  boxboard 
activities increased by €33, or 5%.

The  increase  in  sales  reflects  the  year-over-year  4%  average 
depreciation of the Canadian dollar against the euro and the higher 
average  selling  price  which,  respectively,  added  $39  million  and                   
$28 million to sales. As well, the first quarter acquisition of PAC Service 
and subsequent fourth quarter acquisition of Barcelona Cartonboard 
contributed $57 million to sales in 2018. Conversely, lower volumes, on 
a same plant basis, reduced sales by $29 million.

Operating  income  before  depreciation  and  amortization  (OIBD) 
increased by $30 million year-over-year in 2018. This reflects lower raw 
material prices, which added $21 million, and the higher average selling 
price, which contributed $28 million. The weaker Canadian dollar also 
benefited OIBD by $6 million. Conversely, higher natural gas prices 
partly offset the increases, subtracting $18 million from OIBD.

The segment incurred a specific item1 in 2017 that affected its OIBD. 
Adjusted OIBD1 was $97 million in 2018, compared to $68 million in 
2017.

34 
34

24

PACKAGING PRODUCTS - SPECIALTY PRODUCTS

Our Industry

Reference prices - uncoated recycled boxboard 1
The  reference  price  for  uncoated  recycled  boxboard  increased  by  8%  in  2018 
compared to 2017 due to better market conditions, which resulted in a series of price 
increases throughout the year.

Reference prices - fibre costs in North America 1
The brown grade recycled paper No. 11 (old corrugated containers, OCC) and the 
recycled paper No. 56 (sorted residential papers, SRP) index prices decreased by 
46% and 54%, respectively, in 2018 compared to 2017. The white grade recycled 
paper No. 37 (sorted office papers, SOP) increased by 14% in 2018 compared to 2017. 
Following China's ban on recovered paper import permits in the last quarter of 2017, 
the old corrugated containers index price gradually declined from US$100 at the end 
of 2017 to US$68 at the end of 2018. Sorted office papers index prices increased due 
to lower levels of available recycled office paper.

Chinese imports of recycled fibre 1
Total Chinese imports fell by 18%1 in 2018 compared to 2017 following the ban on recovered paper import permits by the Chinese government in the last quarter of 2017. On a 
more detailed basis, both old corrugated container and old newspapers imports were impacted, registering decreases of 14% and 31% respectively. 

Total Chinese imports of recycled papers - all grades

Major grades imported by China

1  Source: RISI, excluding mixed papers

25

35 
35

Our Performance 

The main variances1 in sales and operating income before depreciation and amortization for the Specialty Products segment in 2018, compared 
to 2017, are shown below:

1 For definitions of certain sales and operating income before depreciation and amortization (OIBD) variation categories, please refer to the "Financial results for the year ended December 31, 2018, compared to the year ended December 
31, 2017" for more details.  

The Corporation incurred certain specific items in 2018 and 2017 that adversely or positively affected its operating results. Please refer to the “Supplemental Information for Non-IFRS Measures” section for reconciliations and details. 

36 
36

26

2017

703

67

10%

67

10%

Sales ($M)

OIBD1 ($M)
(as reported)

% of sales

(adjusted)1

% of sales

2018

659

46

7%

40

6%

Operating income ($M)
(as reported)

46

46

(adjusted)1

24

18

Change in %

-6%

-31%

-40%

-48%

-61%

Shipments decreased in all of our sub-sectors in 2018. More specifically, 
shipments decreased in our Recovery and Recycling2 activities mainly 
due to the impact of Chinese imports restrictions on the flow of recovered 
paper. On the other hand, shipments increased in the last month of the 
year  following  business  acquisition  (please  refer  to  "Business 
Highlights" section for more details).

Sales decreased by $44 million, or 6%, compared to the prior yearly 
period. This was mainly due to the $62 million lower contribution from 
the  Recovery  and  Recycling  activities  caused  by  the  decrease  in 
recycled paper prices and lower volume. In addition, lower sales volume 
in our packaging activities subtracted $9 million. This was partially offset 
by higher average selling prices in our Industrial Packaging sub-sector 
reflecting URB price increases and a favourable product mix as well as 
additional  sales  from  business  acquisition.  These  factors  added  an 
additional $27 million. 

Operating  income  before  depreciation  and  amortization  (OIBD) 
decreased  by  $21  million  in  2018,  due  primarily  to  the  $26  million
decrease  in  our  Recovery  and  Recycling  activities2  that  stems  from 
lower  realized  spreads  (between  average  selling  prices  and  raw 
material costs). OIBD levels in other sub-sectors were $1 million lower 
than 2017, as a result of lower sales volume and higher operating costs, 
partly  offset  by  higher 
Industrial 
Packaging activities.

realized  spreads 

in  our 

1   Please refer to the “Supplemental Information on Non-IFRS Measures” section for 
     reconciliation of these figures. 
2   Recovery and Recycling activities: Given the level of integration of this sub-segment within 
     the other segments of the Corporation, variances in results are presented excluding the 
     impact of this segment. The variations of this segment are presented separately on a 
     global basis. 

The segment incurred some specific items1 in 2018 that affected OIBD. 
Adjusted OIBD1 reached $67 million in 2018, compared to $40 million
in 2017.

27

37 
37

TISSUE PAPERS

Our Industry

U.S. tissue paper industry production (parent rolls) and capacity 
utilization rate 1
Total parent roll production increased by 2% for a fourth consecutive year in 2018. The 
average capacity utilization rate remained stable at 93% in 2018 compared to 2017. 
New capacity additions in the market are the main factor for these metrics.

U.S. tissue paper industry converted product shipments 1

In 2018, shipments for the retail and the away-from-home markets increased by 2% 
and 3%, respectively, compared to 2017.  

U.S. producer price index - annual changes in converted tissue 
prices 2
In the U.S., prices for retail toilet tissue followed a upward trend in 2018. Prices for 
retail paper towels remained relatively stable throughout the year. Prices for industrial 
paper towels were very volatile and followed a downward trend in 2018, suggesting 
aggressive marketing and pricing strategies.

Reference prices - parent rolls 1

In 2018, the reference price for both recycled and virgin parent rolls increased by 5% 
compared to 2017, mostly due to rising input costs.

Reference prices - recovered papers (white grade) 1
The reference price of sorted office papers No.37 (“SOP”) was very volatile in 2018, 
fluctuating between US$160 and US$210, closing at US$195. The average price stood 
at US$193 in 2018, a 14% increase compared to 2017.

Reference prices - market pulp 1
In  2018,  the  reference  price  for  NBSK  and  NBHK  both  rose  by  21%  and  20%, 
respectively, in 2018 compared to 2017 due to solid demand globally.

1  Source: RISI
2  Source: U.S. Bureau of Labor Statistics

38 
38

28

Our Performance 

The main variances1 in sales and operating income (loss) before depreciation and amortization for the Tissue Papers segment in 2018, 
compared to 2017, are shown below:

1 For definitions of certain sales and operating income before depreciation and amortization (OIBD) variation categories, please refer to the "Financial results for the year ended December 31, 2018, compared to the year ended December 
31, 2017" for more details.  

The Corporation incurred certain specific items in 2018 and 2017 that adversely or positively affected its operating results. Please refer to the “Supplemental Information for Non-IFRS Measures” section for reconciliations and details. 

29

39 
39

2017

2018

Change in %

Shipments2 ('000 s.t.)
625
593

Average Selling Price
(CAN$/unit)

2,138

2,165

Sales ($M)

1,268

1,352

OIBD ($M)
(as reported)

% of sales

(adjusted)1

% of sales

(58)

(4)%

17

1%

90

7%

94

7%

Operating income (loss) ($M)
(as reported)

28

32

(adjusted)1

(122)

(47)

5%

1%
—

7%

-164%

-82%

-536%

-247%

1   Please refer to the “Supplemental Information on Non-IFRS Measures” section
     for reconciliation of these figures. 
2   Shipments do not take into account the elimination of business sector inter-segment
     shipments. 

External manufacturing shipments increased by 3,000 s.t., or 2%, year-
over-year in 2018. This was mainly due to increased market demand, 
inventory  level  reduction  strategies  and  product  diversification.  The 
integration  rate  also  increased  from  68%  to  70%  in  2018  reflecting 
higher  total  production.  External  converting  shipments  increased  by 
29,000 s.t., or 7%, compared to last year, mainly driven by the Away-
from-Home and retail sub-segments.

The  1%  increase  in  the  average  Canadian  dollar  selling  price  was 
positively impacted by price increases in all markets. 

The 7% increase in sales compared to last year, was largely driven by 
an increase in volume, higher selling prices and a favourable sales mix 
of parent rolls to converted products. 

The decrease in operating income before depreciation and amortization  
is mainly attributable to a significant increase in virgin fibre and recycled 
white grade paper costs, as well as higher logistics and energy costs. 
Higher  freight  costs  are  the  result  of  tight  transportation  market 
conditions  but  also  of  additional  product  transfers  following  the 
interruption  of  operations  in  our  North  Carolina  facility  caused  by 
Hurricane Florence and a fire that occurred in the fourth quarter. These 
incidents  had  major  volume  impacts  which  forced  us  to  supply  our 
customers from our other facilities further away. In addition, a third-party 
gas pipeline failure on the West Coast in October led to higher energy 
costs. These were partially offset by higher volume, which had a positive 
impact on overall operational cost levels due to better cost absorption 
and price increases as already mentioned above.

OIBD of the Oregon converting activities improved compared to last 
year but is still not at the level expected. We are seeing positive trends 
in terms of sales, which has a positive impact compared to last year. 
Unfortunately, operational difficulties at our St. Helens mill are having 
a negative impact on the ramp up of our Oregon converting plant, as  
these facilities are highly integrated. An action plan is ongoing to mitigate 
the situation and we are already seeing positive impacts. 

The segment incurred some specific items1 in 2018 and in 2017 that 
affected  its  OIBD.  Adjusted  OIBD1  reached  $17  million  in  2018, 
compared to $94 million in 2017.

40 
40

30

CORPORATE ACTIVITIES

Operating loss before depreciation and amortization in 2018 includes an unrealized loss of $6 million on financial instruments. This compares 
to an unrealized gain of $9 million in 2017. In 2017, a gain of $1 million on the sale of assets is also included in operating loss before depreciation 
and amortization.

Also in 2017, Corporate Activities recorded a $2 million reversal of impairment following the collection of a note receivable that had been 
written off in previous years. As well, Corporate Activities recorded a severance cost of $1 million following the closure of a sales division.

As planned, activities related to our ERP system implementation and business process optimization are slowing as targets continue to be 
realized. As such, costs related to these activities decreased year-over-year and efforts are now focused on stabilization and optimization.

STOCK-BASED COMPENSATION EXPENSE
Share-based compensation expense recognized in Corporate Activities amounted to $5 million in both 2018 and 2017. For more details on 
stock-based compensation, please refer to Note 19 of the 2018 audited consolidated financial statements.

OTHER ITEMS ANALYSIS

DEPRECIATION AND AMORTIZATION
The depreciation and amortization expense increased by $29 million to $244 million in 2018, compared to $215 million in 2017. The increase 
is mainly attributable to business acquisitions, the start-ups of the Oregon tissue and New Jersey containerboard converting facilities and the 
completion of the ERP system implementation in 2017.

FINANCING EXPENSE AND INTEREST ON EMPLOYEE FUTURE BENEFITS 
The financing expense and interest on employee future benefits and other liabilities amounted to $99 million in 2018, compared to $111 million
in 2017, a decrease of $12 million. In 2017, the Corporation recorded $11 million of premiums and wrote off $3 million of capitalized financing 
fees following the purchase of US$200 million of unsecured senior notes. Excluding these items, financing expenses increased by $2 million. 
Additional financing expense from business acquisitions and capital expenditures completed in 2017 and in 2018 was offset by the impact of 
the sale of our Boralex stake in 2017, the redemption of US$200 million of unsecured senior notes completed in late 2017 and higher capitalized 
interest related to major projects completed during the year. In addition, financing expense also increased in 2018 by $4 million for the 
recognition to expense of the fair value variation of the Greenpac equity holder put option (see Note 5 of the 2018 audited consolidated 
financial statements).

During 2018, S&P Global Ratings revised the Corporation's outlook to “positive” from “stable” on improving credit measures; our corporate 
rating of BB- was affirmed. 

PROVISION FOR (RECOVERY OF) INCOME TAXES
In 2018, the Corporation recorded an income tax provision of $49 million. This compares to an income tax recovery of $81 million in the same 
period of 2017.

(in millions of Canadian dollars)

Provision for income taxes based on the combined basic Canadian and provincial income tax rate

Adjustment for income taxes arising from the following:

Difference in statutory income tax rate of foreign operations

Prior years reassessment

Reversal of deferred income tax liabilities related to our previously held investment in Greenpac

Permanent difference on revaluation of previously held equity interest - Greenpac associate

Non-taxable portion of capital gain on revaluation of previously held equity interest - Boralex associate

Change in future income taxes resulting from enacted tax rate change

NOTE

5

5

8

Unrealized capital gain on long-term debt

Reversal of deferred tax assets on tax losses

Permanent differences

Change in deferred income tax assets relating to capital tax loss

Provision for (recovery of) income taxes

31

2018

38

(1)

2

—

—

—

—

—

3

(1)

8

11

49

2017

117

10

3

(70)

(57)

(24)

(57)

(3)

—

(6)

6

(198)

(81)

41 
41

In 2017, in conjunction with the acquisition of Greenpac, the Corporation recorded an income tax recovery of $70 million representing deferred 
income taxes on its investment prior to the acquisition on April 4, 2017. Also, there was no income tax provision recorded on the gain of                    
$156 million generated by the business combination of Greenpac, since it is included in the fair value of assets and liabilities acquired as 
described in Note 5 of the 2018 audited consolidated financial statements.

Following the US tax reform adopted in December 2017, the Corporation revalued the net deferred tax liability of its US entities and recorded 
a gain of $57 million.

The income tax provision on the Boralex revaluation gain was calculated at the rate of capital gains. Also, consequently with the sale of its 
participation in Boralex in July 2017, the Corporation has reassessed the probability of recovering unrealized capital losses on long-term debt 
due to foreign exchange fluctuations. The tax provision or recovery on foreign exchange gains or losses on long-term debt and related financial 
instruments in addition to some share of results of Canadian associates and joint ventures is calculated at the rate of capital gains. The 
decrease in the US federal tax rate from 35% to 21% at the end of 2017 had a positive impact on tax expense in 2018 compared to last year.

The Corporation's share of results from its US-based joint ventures and associates, which were mostly composed of its share of results from 
Greenpac through the first quarter of 2017, is taxed at the same rate as the Corporation’s statutory tax rate. Moreover, as Greenpac is a 
limited liability company (LLC), partners agreed to account for it as a disregarded entity for tax purposes. Consequently, income taxes associated 
with Greenpac net earnings are proportionately recorded by each partner based on its respective share in the LLC, and no income tax provision 
is included in Greenpac's net earnings. As such, although Greenpac has been fully consolidated in the Corporation's results since the second 
quarter of 2017, only 71.8% of pre-tax book income is considered for tax provision purposes.

The effective tax rate and income taxes are affected by the results of certain subsidiaries and joint ventures located in countries where the 
income tax rates are different compared to Canada, notably the United States, France and Italy. The normal effective tax rate is expected to 
be in the range of 26% to 28%. The weighted-average applicable tax rate was 25.8% in 2018.

SHARE OF RESULTS OF ASSOCIATES AND JOINT VENTURES
Until March 10, 2017, the share of results of associates and joint ventures included our 17.37% interest in Boralex Inc. (“Boralex”), a Canadian 
public corporation. Boralex is a producer of electricity whose core business is the development and operation of power stations that generate 
renewable energy, with operations in the Northeastern United States, Canada and France.

On January 18, 2017, Boralex issued common shares to partly finance the acquisition of the interest of Enercon Canada Inc. in the Niagara 
Region Wind Farm. As a result, the Corporation's participation in Boralex decreased to 17.37%. This resulted in a dilution gain of $15 million, 
which is included in line item “Share of results of associates and joint ventures” in the consolidated statement of earnings.

On March 10, 2017, Boralex announced the appointment of a new Chairman of the Board. This change in the Board composition combined 
with the decrease of our participation discussed above triggered the loss of significant influence of the Corporation over Boralex. Therefore, 
our investment in Boralex was no longer classified as an associate and was considered as an available-for-sale financial asset, which was 
classified in “Other assets.” Consequently, our investment in Boralex was revaluated at fair value on March 10, 2017 and we recorded a gain 
of $155 million. At the same time, accumulated other comprehensive loss components of Boralex, totaling $10 million and included in our 
consolidated  balance  sheet,  were  released  to  net  earnings. These  two  items  are  presented  in  line  item  “Fair  value  revaluation  gain  on 
investments” in the consolidated statement of earnings.

On April 5, 2017, the Corporation announced the inclusion of Greenpac's results on a consolidated basis starting on April 4, 2017. The 
transaction resulted in a gain of $156 million on the revaluation of previously held interests. As a result of the acquisition, accumulated other 
comprehensive loss components of Greenpac, totaling $4 million and included in our consolidated balance sheet prior to the acquisition, were 
reclassified to net earnings. These two items are presented in line item “Fair value revaluation gain on investments” in the consolidated 
statement of earnings (please refer to Note 5 of the 2017 audited consolidated financial statements for more details).

On July 27, 2017, Cascades announced the sale of all of its shares in Boralex to the Caisse de Dépôt et Placement du Québec for an amount 
of $288 million. The increase in fair value of $18 million from March 10 to July 27, 2017, recorded in accumulated other comprehensive income 
materialized and the Corporation recorded a gain of $18 million during the year in line item “Fair value revaluation gain on investments” in the 
consolidated statement of earnings. 

In the first quarter of 2017, prior to the consolidation of Greenpac announced in the third quarter of 2017 (please refer to the “Business 
Highlights” section for more details), the Corporation recorded its 59.7% share of the Greenpac Mill results as an associate. As such, contribution 
to earnings before income taxes stood at $7 million. No provision for income taxes was included in our Greenpac share of results, as it is a 
disregarded entity for tax purposes (see the “Provision for income taxes” section above for more details).

For more information on specific items, please refer to the “Supplemental Information on Non-IFRS Measures” section.

32

42 
42

LIQUIDITY AND CAPITAL RESOURCES

CASH FLOWS FROM OPERATING ACTIVITIES
Cash flows from operating activities generated $373 million of liquidity in 2018, compared to $173 million generated in 2017. Changes in non-
cash working capital components generated $12 million of liquidity in 2018, versus $87 million used in 2017. 

In 2018, excluding the impact of business acquisitions, lower trade receivables at the end of the year generated higher liquidity than last year 
but were offset by the increase in inventory value in all business segments. In 2017, higher inventory levels in our Containerboard and Tissue 
segments in addition to higher accounts receivable due to higher sales following business combinations and higher selling prices, as well as  
lower trade and other payables are the main factors leading to the use of liquidity.

As at December 31, 2018, average LTM working capital as a percentage of LTM sales stood at 10.6%, compared to 10.1% as at December 
31, 2017. 

Cash flow from operating activities, excluding changes in non-cash working capital components, stood at $361 million in 2018, compared to 
$260 million in 2017. This cash flow measurement is relevant to the Corporation's ability to pursue its capital expenditure program and reduce 
its indebtedness.

INVESTING ACTIVITIES
Investing activities used $370 million in 2018, compared to $70 million generated in 2017, which included the proceeds from the disposal of 
our investment in Boralex for $288 million. Payments for property, plant and equipment totaled $338 million in 2018, including the purchase 
of the White Birch Bear Island assets in Virginia, USA (please refer to the “Significant facts and developments” section for more details), 
compared to $193 million in 2017. Proceeds from disposals of property, plant and equipment stood at $85 million in 2018, including the sale 
of the building and land of our containerboard plant in Maspeth, NY, USA (please refer to the “Significant facts and developments” section for 
more details), compared to $15 million in 2017.

PAYMENTS FOR PROPERTY, PLANT AND EQUIPMENT

Payments for property, plant and equipment in 2018 were $338 million, compared to $193 million in 2017. However, new capital expenditure 
projects, including capital leases, amounted to $417 million in 2018, compared to $207 million in 2017. The variance in the amounts is related 
to purchases of property, plant and equipment, included in “Trade and Other Payables”, and other debts as well as capital lease acquisitions.

New capital expenditure projects by segment in 2018 were as follows (in M$): 

33

43 
43

 
The major capital projects that were initiated, are in progress or were completed in 2018 are as follows:

CONTAINERBOARD PACKAGING

• 

• 

Investments for the construction of a new containerboard packaging plant in Piscataway, NJ, USA (please refer to the “Significant Facts 
and Developments” section for more details) and for other strategic initiatives. Project costs include a non-cash amount of $56 million 
for the capital lease of the building.

Purchase of the assets of White Birch (Bear Island) in Virginia, USA (please refer to the “Significant Facts and Developments” section 
for more details).

SPECIALTY PRODUCTS

• 

Investment for a new printing press at our Flexible Packaging plant located in Mississauga, Ontario, Canada.

TISSUE PAPERS

• 

Down payments made on the acquisition of new modern converting equipments.

INVESTMENTS IN ASSOCIATES & JOINT VENTURES AND CHANGE IN INTANGIBLE 
AND OTHER ASSETS

The main items were as follows:

2018
During the year, the Corporation invested $15 million for its ERP technology system and other softwares. Also during the period, the Corporation 
paid a $2 million purchase price adjustment related to the acquisition of a joint-venture participation in 2017 and invested $2 million in the 
development of new products. Finally, we received $3 million related to a notes receivable for a plant sold in previous years.

2017
The Corporation sold its investment in Boralex for an amount of $288 million (please refer to the “Significant Facts and Developments” section 
for more details).

At the end of the first quarter, the Corporation announced the acquisition of a minority stake in Containerboard Partners (Ontario) Inc., which 
owns 12% of Greenpac, for a consideration of US$12 million ($16 million). This transaction increased the Corporation's total participation in 
Greenpac by 2.8% to 62.5% at that time via the acquired additional indirect ownership.

The Corporation invested $23 million in intangible and other assets related to our ERP information technology system and additional softwares 
needed to support our business process optimization.

Effective January 1, 2018, the Corporation, through its equity ownership in Reno de Medici S.p.A., acquired 66.67% of PAC Service S.p.A., 
a boxboard converter for the packaging, publishing, cosmetics and food industries. The Corporation already had a 33.33% equity participation. 
The consideration for the acquisition of the remaining 66.67% shares consisted of cash totaling €10 million ($15 million) and was deposited 
on December 19, 2017 and recorded in other assets.

NET CASH ACQUIRED (PAID) IN BUSINESS COMBINATIONS

2018
During the year, the Corporation paid $54 million for the acquisition of Barcelona Cartonboard S.A.U., in the Boxboard Europe segment, and 
$51 million for the acquisition of Urban Forest Products and Clarion Packaging, two moulded pulp plants, in the Specialty products segment.  
As well, the Corporation acquired $4 million in cash through the business combination of PAC Service and $2 million from the acquisition of  
Barcelona Cartonboard S.A.U., as described in Note 5 of the audited consolidated financial statements of 2018. The Corporation also paid  
$1 million for the working capital purchase price adjustment of its Coyle containerboard plants acquisition completed in 2017.

All in all, net cash consideration amounted to $100 million and the Corporation also assumed $27 million of debt related to these acquisitions.

2017
During the year, the Corporation acquired $34 million from the business combination of Greenpac and paid $25 million for the acquisition of 
the Coyle Group, in Ontario, in the containerboard segment.

44 
44

34

FINANCING ACTIVITIES 

Financing activities, including $15 million of dividends paid to the Corporation's Shareholders, debt repayment and the change in our revolving 
facility generated $25 million in liquidity during 2018, compared to $218 million used in 2017.

Cascades issued 714,937 shares at an average price of $7.00 as a result of the exercise of stock options in 2018, representing an aggregate 
amount of $5 million. As well, the Corporation purchased 1,539,380 shares for cancellation at an average price of $13.12 for an amount of 
$20 million. 

During the year, the Corporation also paid $1 million for the settlement of derivative financial instruments on long-term debt, compared to             
$12 million in 2017. Dividends paid to non-controlling interests amounted to $17 million in 2018 compared to $5 million in 2017. These payments 
are  the  results  of  dividends  paid  to  the  non-controlling  shareholders  of  Greenpac  and/or  Reno de Medici.  Non-controlling  interests  also 
contributed $1 million to the capital of Greenpac during the year, representing the reinvestment of investment tax credits received by the 
partners.

On December 4, 2017, the Corporation announced the acquisition of an additional 30% interest in Containerboard Partners (Ontario) Inc. for 
a consideration of US$15 million ($19 million). This transaction increased the Corporation's total participation in Greenpac by 3.6% to 66.1%. 
Containerboard Partners is now fully consolidated in our financial statements. 

On December 12, 2017, the Corporation repurchased US$150 million of its 5.50% unsecured senior notes due in 2022 for an amount of               
$193 million and US$50 million of its 5.75% unsecured senior notes due in 2023 for an amount of $64 million.

35

45 
45

CONSOLIDATED FINANCIAL POSITION 
AS AT DECEMBER 31, 2018, 2017 AND 2016
The Corporation's financial position and ratios are as follows:

(in millions of Canadian dollars, unless otherwise noted)

December 31, 2018

December 31, 2017

December 31, 2016

Cash and cash equivalents

Working capital1

As a percentage of sales2

Bank loans and advances

Current portion of long-term debt

Long-term debt

Total debt

Net debt (total debt less cash and cash equivalents)

Equity attributable to Shareholders

Non-controlling interests

Total equity

Total equity and net debt

Ratio of net debt/(total equity and net debt)

Shareholders' equity per share (in dollars)

123

455

10.6%

16

55

1,821

1,892

1,769

1,508

180

1,688

3,457

89

442

10.1%

35

59

1,517

1,611

1,522

1,455

146

1,601

3,123

$

51.2%

16.01

$

48.7%

15.32

$

62

309

10.6%

28

36

1,530

1,594

1,532

984

90

1,074

2,606

58.8%

10.41

1   Working capital includes accounts receivable (excluding the short-term portion of other assets) plus inventories less trade and other payables.
2   Percentage of sales = Average LTM working capital/LTM sales. It includes or excludes significant business acquisitions and disposals, respectively, of the last twelve months.

NET DEBT1 RECONCILIATION
The variances in the net debt (total debt less cash and cash equivalents) in 2018 are shown below (in millions of dollars), with the applicable 
financial ratios included.

393
3.6

Adjusted OIBD1 (last twelve months)
Net debt/Adjusted OIBD1,2

489
3.5

Liquidity available via the Corporation's credit facilities, along with the expected cash flow generated by its operating activities, will provide 
sufficient funds to meet our financial obligations and to fulfill our capital expenditure program for at least the next twelve months. Net capital 
expenditures are expected to be in a range of $330-$400 million in 2019. This amount is subject to change, depending on the Corporation’s 
operating results and on general economic conditions. As at December 31, 2018, the Corporation had $651 million (net of letters of credit in 
the amount of $13 million) available on its $750 million credit facility (excluding our subsidiaries Greenpac and Reno de Medici's credit facilities). 
Cash and cash equivalents as at December 31, 2018, are composed as follows: $23 million in the Parent Company, and $100 million in 
Greenpac and Reno de Medici.

1  Please refer to the “Supplemental Information on Non-IFRS Measures” section for reconciliation of these figures. 
2  Adjusted OIBD (last twelve months) including business combinations of 2017 and 2018 on a pro-forma basis.

36

46 
46

EMPLOYEE FUTURE BENEFITS

The  Corporation’s  employee  future  benefits  assets  and  liabilities  amounted  to  $445  million  and  $579  million  respectively  as  at 
December 31, 2018, including an amount of $99 million for post-retirement benefits other than pension plans. The pension plans include an 
amount of $63 million, which does not require any funding by the Corporation until it is paid to the employees. This amount is not expected 
to increase, as the Corporation has reviewed its benefits program to phase out some of them for future retirees.

With regard to pension plans, the Corporation’s risk is limited, since all defined benefit pension plans are closed to new employees and less 
than 10% of its active employees are subject to those pension plans, while the remaining employees are part of the Corporation’s defined- 
contribution plans, such as group RRSPs or 401(k). Based on their balances as at December 31, 2018, 49% of the Corporation pension plans 
have been evaluated on December 31, 2017 (44% in 2016). Where applicable, we used the measurement relief allowed by law in order to 
reduce the impact of its increased current contributions.

Considering the assumptions used and the asset ceiling limit, the deficit status for accounting purposes of its pension plans amounted to           
$55 million as at December 31, 2018, compared to $36 million in 2017. The 2018 pension plan expense was $8 million and the cash outflow 
was $8 million. Due to the investment returns in 2018 and the change in the assumptions, the expected expense for these pension plans is                     
$7  million  in  2019. As  for  the  cash  flow  requirements,  these  pension  plans  are  expected  to  require  a  net  contribution  of  approximately                                        
$8 million in 2019. Finally, on a consolidated basis, the solvency ratio of the Corporation’s pension plans has remained stable at approximately 
100%.

COMMENTS ON THE FOURTH QUARTER OF 2018

Sales of $1,196 million increased by $114 million or 11% compared to the same period last year. This was driven by a 13% increase in the 
Tissue segment reflecting volume improvements, and a more favourable sales mix, exchange rate and average selling price during the period. 
A 7% increase in the Containerboard Packaging group similarly benefited sales, and was driven by higher selling prices and the acquisition 
of converting facilities in Ontario at the end of 2017. Sales generated by the European Boxboard segment were up by 16% compared to the 
prior year, reflecting higher shipments, acquisitions in the last twelve months, and a more favourable Canadian dollar - euro exchange rate.  
Finally, fourth quarter sales in the Specialty Products segment improved 7% from prior year levels, as the benefits of the recent acquisition 
and slight improvements in selling price and sales mix were slightly offset by lower sales in recovery activities following the year-over-year 
decrease in brown recycled fibres prices.

The Corporation generated an operating income before depreciation and amortization (OIBD) of $37 million in the fourth quarter of 2018. This 
compared to the $104 million generated in the comparable period last year. In addition to the $75 million impairment charge recorded in the 
Tissue segment during the period, the variance reflects higher production costs in all segments, higher energy costs in European Boxboard 
and Tissue, slightly lower volume in both Containerboard and Boxboard Europe (excluding acquisitions), and a lower contribution from recovery 
operations within the Specialty Products segment related to changes in raw material pricing. These were offset by improvements generated 
from higher selling prices and more favourable sales mix in all business segments, and business acquisitions in the last twelve months. 
Operating income before depreciation and amortization similarly benefited from favourable raw material prices on a net basis, as the beneficial 
impact of lower OCC pricing on Containerboard results outweighed the significant consequence of higher year-over-year white recycled fibre 
and pulp pricing on Tissue segment results.  

On an adjusted basis1, fourth quarter OIBD stood at $113 million, versus $105 million in the prior year.  

The specific items, before income taxes, that impacted our fourth quarter 2018 results were:  

• 

• 

• 

• 

a $75 million impairment charge related to revaluation of certain assets in our Tissue papers segment (OIBD and net loss) 

a $8 million foreign exchange loss on long-term debt and financial instruments (net loss)    

a $4 million unrealized loss on financial instruments (OIBD and net loss) 

a $3 million gain on other items (OIBD and net loss) 

For the three-month period ended December 31, 2018, the Corporation posted a net loss of $65 million, or $0.69 per share, compared to net 
earnings of $57 million, or $0.60 per share, in the same period of 2017. On an adjusted basis1, the Corporation generated break even net 
earnings in the fourth quarter of 2018, or $0.00 per share, compared to net earnings of $13 million, or $0.14 per share, in the same period of 
2017. 

37

47 
47

The reconciliation of operating income (loss) to OIBD, to adjusted operating income (loss) and to adjusted OIBD by business segment is 
as follows:  

(in millions of Canadian dollars)

Operating income (loss)

Depreciation and amortization

Operating income (loss) before depreciation and amortization

Specific items:

Gain on acquisitions, disposals and others

Impairment charges

Restructuring costs (reversals)

Unrealized loss (gain) on derivative financial instruments

Adjusted operating income (loss) before depreciation and

amortization

Adjusted operating income (loss)

Containerboard

Boxboard
Europe

Specialty
Products

Tissue Papers

Corporate
Activities

Consolidated

For the 3-month period ended December 31, 2018

84

27

111

(1)

—

3

(2)

—

111

84

9

11

20

—

—

—

—

—

20

9

9

6

15

(4)

—

(1)

—

(5)

10

4

(100)

17

(83)

—

75

—

—

75

(8)

(25)

(35)

9

(26)

—

—

—

6

6

(20)

(29)

(33)

70

37

(5)

75

2

4

76

113

43

(in millions of Canadian dollars)

Operating income (loss)

Depreciation and amortization

Operating income (loss) before depreciation and amortization

Specific items:

Impairment reversal

Restructuring costs

Unrealized loss on derivative financial instruments

Adjusted operating income (loss) before depreciation and

amortization

Adjusted operating income (loss)

Containerboard

Boxboard
Europe

Specialty
Products

Tissue Papers

Corporate
Activities

Consolidated

For the 3-month period ended December 31, 2017

51

22

73

—

—

1

1

74

52

11

8

19

—

—

—

—

19

11

9

5

14

—

—

—

—

14

9

(6)

18

12

—

—

—

—

12

(6)

(20)

6

(14)

(2)

1

1

—

(14)

(20)

45

59

104

(2)

1

2

1

105

46

The main variances1 in sales and operating income before depreciation and amortization in the fourth quarter of 2018, compared to the same 
period of 2017, are shown below:

1 For definitions of certain sales and operating income before depreciation and amortization (OIBD) variation categories, please refer to the "Financial results for the year ended December 31, 2018, compared to the year ended December 
31, 2017" for more details. 

48 
48

38

NEAR-TERM OUTLOOK

We expect stable near-term performance from the Containerboard segment, with lower raw material pricing providing some counterbalance 
to seasonally softer demand levels and a slight decrease in medium selling prices. Given the sound economic metrics in North America, our 
near-term outlook for this segment remains positive. The outlook for Tissue is not as robust in the near-term. While recent decreases in raw 
material pricing and the continued implementation of announced price increases in some product sub-segments are positive for this business, 
any resulting benefits are being counterbalanced by difficult industry-wide market dynamics and operational challenges at our St. Helens mill, 
in Oregon. As such, we expect financial performance will remain under pressure. Management is focused on the resolution of these issues, 
and is currently implementing the actions required - in addition to the modernization efforts already underway - to successfully realign the 
tissue segment's operational performance with targeted profitability levels. In Europe, in addition to acquisitions completed in 2018, macro-
economic and political factors support a moderately positive near term outlook. Specifically, demand softness is expected to be counterbalanced 
by favourable raw material pricing, expectations of slightly lower energy costs, and the implementation of price increases in virgin boxboard, 
offset by pricing pressure in the recycled boxboard business.    

On a broader company-wide scale, focus is centered on implementing the 2019 investment program, currently estimated to be $330 million 
to $400 million contingent on economic conditions, optimizing operational performance across all segments, and completing analysis of the 
Bear Island containerboard project in Virginia. Cascades' longer-term goals remain grounded on maximizing the financial and strategic 
returns generated by capital allocation decisions, diligently managing balance sheet and leverage, and positioning business platforms for 
long term success and sustainable value creation.

CAPITAL STOCK INFORMATION

SHARE TRADING
Cascades' stock is traded on the Toronto Stock Exchange under the ticker symbol “CAS”. From January 1, 2018 to December 31, 2018, 
Cascades' share price fluctuated between $9.54 and $16.55. During the same period, 54.9 million Cascades shares were traded on the 
Toronto Stock Exchange. On December 31, 2018, Cascades shares closed at $10.23. This compares to a closing price of $13.62 on the last 
day of 2017.

SHARES OUTSTANDING
As  at  December  31,  2018,  the  Corporation's  issued  and  outstanding  capital  stock  consisted  of  94,163,515  shares  (94,987,958  as  at 
December 31, 2017), and 4,409,358 issued and outstanding stock options (4,990,120 as at December 31, 2017). In 2018, the Corporation 
purchased 1,539,380 shares for cancellation, while 714,937 stock options were exercised, 175,749 stock options were granted and 41,574
stock  options  were  forfeited.  As  at  February 27,  2019,  issued  and  outstanding  capital  stock  consisted  of  94,173,515  shares  and 
4,391,798 stock options. 

NORMAL COURSE ISSUER BID PROGRAM
The current normal course issuer bid enables the Corporation to purchase for cancellation up to 1,903,282 shares between March 19, 2018 
and March 18, 2019. During the period from March 19, 2018 to February 27, 2019, the Corporation purchased 1,361,000 shares for cancellation. 

DIVIDEND POLICY
On February 27, 2019, Cascades' Board of Directors declared a quarterly dividend of $0.04 per share to be paid on March 28, 2019, to 
shareholders of record at the close of business on March 13, 2019. This $0.04 per share dividend is in line with the previous quarter and the 
same quarter last year. On February 27, 2019, dividend yield was 1.6%.

TSX Ticker: CAS

Shares outstanding (in millions) 1

Closing price 1

Average daily volume 2

Dividend yield 1

1   On the last day of the quarter.
2   Average daily volume on the Toronto Stock Exchange.

2016

Q4

94.5

Q1

94.7

Q2

94.7

Q3

94.7

2017

Q4

95.0

Q1

95.0

Q2

94.6

Q3

94.2

2018

Q4

94.2

$

12.10

$

13.71

$

17.69

$

14.96

$

13.62

$

13.33

$

11.77

$

12.61

$

10.23

118,554

182,011

362,191

214,545

208,984

246,940

201,563

215,882

218,696

1.3%

1.2%

0.9%

1.1%

1.2%

1.2%

1.4%

1.3%

1.6%

39

49 
49

CASCADES' SHARE PRICE FOR THE PERIOD FROM JANUARY 1, 2017 TO DECEMBER 31, 2018

CONTRACTUAL OBLIGATIONS AND OTHER COMMITMENTS

The Corporation’s principal contractual obligations and commercial commitments relate to outstanding debt, operating leases and obligations 
for its pension and post-employment benefit plans. The following table summarizes these obligations as at December 31, 2018:

CONTRACTUAL OBLIGATIONS

Payment due by period (in millions of Canadian dollars)

Long-term debt and capital-leases, including capital and interest

Operating leases

Pension plans and other post-employment benefits1

Total contractual obligations

TOTAL

2,200

117

1,002

3,319

LESS THAN A
YEAR
139

BETWEEN 1-5
YEARS
1,731

38

36

213

66

160

1,957

OVER 5
YEARS
330

13

806

1,149

1 These amounts represent all the benefits payable to current members during the following years and thereafter without limitations. The majority of benefit payments are payable from trustee-administered 
funds. The difference will come from future investment returns expected on plan assets and future contributions that will be made by the Corporation for services rendered after December 31, 2018. 

FACTORING OF ACCOUNTS RECEIVABLE
The Corporation sells its accounts receivable from one of its European subsidiaries through a factoring contract with a financial institution. 
The Corporation uses factoring of receivables as a source of financing by reducing its working capital requirements. When the receivables 
are sold, the Corporation removes them from the balance sheet, recognizes the amount received as the consideration for the transfer and 
records a loss on factoring which is included in Financing expense. As at December 31, 2018, the off-balance sheet impact of the factoring 
of receivables amounted to $50 million (€32 million). The Corporation expects to continue to sell receivables on an ongoing basis. Should it 
decide to discontinue this contract, its working capital and bank debt requirements would increase.

TRANSACTIONS WITH RELATED PARTIES

The Corporation has also entered into various agreements with its joint-venture partners, significantly influenced companies and entities that 
are affiliated with one or more of its directors for the supply of raw material including recycled paper, virgin pulp and energy, as well as the 
supply of unconverted and converted products, and other agreements entered into in the normal course of business. Aggregate sales by the 
Corporation to its joint-venture partners and other affiliates totaled $322 million and $295 million for 2018 and 2017 respectively. Aggregate
 sales to the Corporation from its joint-venture partners and other affiliates came to $82 million and $117 million for 2018 and 2017 respectively.

50 
50

40

CHANGES IN ACCOUNTING POLICY AND DISCLOSURES  

In 2018, the Corporation changed the classification of some Corporate Activities expenses totaling $59 million (2017 - $62 million). Those 
costs were previously presented under “Selling and administrative expenses” and are now presented under “Cost of sales” since they are 
necessary for bringing finished goods to their present location and condition. 

A) NEW IFRS ADOPTED   

IFRS 15 REVENUE FROM CONTRACTS WITH CUSTOMERS   
IFRS 15 establishes a comprehensive framework for determining how much and when revenue is recognized. It replaces all previous revenue 
recognition standards, including IAS 18 Revenue, and related interpretations such as IFRIC 13 Customer Loyalty Programs.  

Impact of adoption    
The Corporation adopted IFRS 15 using the full retrospective application. The adoption of this standard did not result in any adjustment in 
the amounts previously recognized in the consolidated balance sheet, as contract costs were already recognized under other assets and 
depreciated over the contract term, while contract liabilities, consisting primarily of volume rebates provision, were already accrued using the 
most likely amount methodology. As well, the timing in the recognition of sales was not impacted by the new standard, as our previous revenue 
recognition policy already included control indicators defined in IFRS 15. Consequently, neither the consolidated statement of earnings, 
consolidated statement of comprehensive income, consolidated statement of equity nor consolidated statement of cash flows were adjusted. 

The only impact on the consolidated balance sheet pertains to the classification of contract liabilities, which can no longer be netted against 
“Accounts receivable” under IFRS 15. Contract liabilities, composed of volume rebates, are now presented on the line item “Trade and other 
payables”. As at December 31, 2018, contract liabilities balance was at $50 million (2017 - 45 million). As well, to comply with IFRS 15 
disclosure requirements, Note 21 ''Revenue'' was added whereas Note 12 ''Trade and Other Payables was modified''.   

IFRS 9 FINANCIAL INSTRUMENTS  
IFRS 9 sets out requirements for recognizing and measuring financial assets, financial liabilities and some contracts to buy or sell non-financial 
items. This standard replaces IAS 39 Financial Instruments : Recognition and Measurement.  

IFRS 9 largely retains the existing requirements in IAS 39 for the classification and measurement of financial liabilities. However, it eliminates 
the previous IAS 39 categories for financial assets of held to maturity, loans and receivables and available for sale.  

The following table presents the initial IAS 39 classification and the new IFRS 9  classification for all financial instruments held by the Corporation 
as at January 1, 2018.  

Financial assets and liabilities

Cash and cash equivalents

Accounts receivable

Equity investments

Financial instruments used for hedging

Other current and non current financial assets

Bank loans and advances

Trade and other payables

Revolving credit facility

Unsecured senior notes

IAS 39 classification

IFRS 9 classification

Loans and receivables (amortized cost)

Loans and receivables (amortized cost)

Amortized cost

Amortized cost

Available for sale (FVOCI)
FV — hedging instrument (FVOCI)
FVTPL

Other financial liabilities (amortized cost)

Other financial liabilities (amortized cost)

Other liabilities (amortized cost)

Other liabilities (amortized cost)

FVTPL
FV — hedging instrument (FVOCI)
FVTPL

Amortized cost

Amortized cost

Amortized cost

Amortized cost

FVTPL

Other current and non current financial liabilities

FVTPL

As allowed by IFRS 9, the Corporation adopted the simplified expected credit loss model for trade receivables.  

Impact of adoption
The change in the fair value of our equity investment in shares can no longer be recognized through other comprehensive income. As described 
above, equity investment must now be classified as FVTPL. Consequently, the balance of $2 million previously recorded in other comprehensive 
income was reclassified to retained earnings as at January 1, 2018.  

41

51 
51

B) RECENT IFRS PRONOUNCEMENT NOT YET ADOPTED    

IIFRS 16 LEASES   
In January 2016, the IASB released IFRS 16 Leases, which supersedes IAS 17 Leases, and the related interpretations on leases: IFRIC 4 
Determining whether an Arrangement Contains a Lease, SIC 15 Operating Leases - Incentives and SIC 27 Evaluating the Substance of 
Transactions in the Legal Form of a Lease. The standard is effective for annual periods beginning on or after January 1, 2019. The new 
standard requires lessees to recognize a lease liability reflecting future lease payments and a “right-of-use asset” for virtually all leases 
contracts, and record it on the balance sheet, except with respect to lease contracts that meet limited exception criteria, such as when the 
underlying asset is of low value or the maturity of the lease is short term. Depreciation expense on the "right-of-use asset" and interest expense 
on the lease liability will replace the operating lease expense.  

The Corporation will apply IFRS 16 Leases retrospectively with no restatement of comparative information as allowed by the Standard. At the 
date of initial application, lease liability for leases previously classified as an operating lease under IAS 17 Leases equals the present value 
of the remaining lease payments, discounted using the Corporation's incremental borrowing rate. As for the underlying "right-of-use asset", 
the Corporation will elect to measure it at an amount equal to the lease liability. Therefore, the application of IFRS 16 Leases will not result 
in any adjustment to the opening retained earnings except for units whose assets are valued at fair market value following an impairment 
provision. When applying IFRS 16, the Corporation will use the low value exception as well as the short term exception on all categories of 
assets but buildings as allowed by IFRS 16. The Corporation is finalizing the calculation of the additional lease liabilities and underlying "right-
of-use assets" resulting from the adoption of the Standard.    

CRITICAL ACCOUNTING ESTIMATES AND JUDGMENTS 

Estimates and judgments are continually evaluated and are based on historical experience and other factors, including expectations of future 
events that are believed to be reasonable under the circumstances.   

CRITICAL ACCOUNTING ESTIMATES AND ASSUMPTIONS   
The preparation of financial statements in conformity with IFRS requires the use of estimates and assumptions that affect the reported amounts 
of assets and liabilities in the financial statements and disclosure of contingencies at the balance sheet date, and the reported amounts of 
revenues and expenses during the reporting period. On a regular basis and with the information available, Management reviews its estimates, 
including  those  related  to  environmental  costs,  employee  future  benefits,  collectability  of  accounts  receivable,  financial  instruments, 
contingencies, income taxes, useful life and residual value of property, plant and equipment and impairment of property, plant and equipment 
and intangible assets. Actual results could differ from those estimates. When adjustments become necessary, they are reported in earnings 
in the period in which they occur.   

A.    IMPAIRMENT OF LONG-LIVED ASSETS, INTANGIBLE ASSETS AND GOODWILL   
In determining the recoverable amount of an asset or a cash generating unit (CGU), the Corporation uses several key assumptions based 
on external information on the industry when available, including estimated production levels, selling prices, volume, raw material costs, foreign 
exchange rates, growth rates, discounting rates and capital spending.   

The Corporation believes its assumptions are reasonable. Based on available information at the assessment date, however, these assumptions 
involve a high degree of judgment and complexity. Management believes that the following assumptions are the most susceptible to change 
and therefore could impact the valuation of the assets in the next year.   

DESCRIPTION OF SIGNIFICANT IMPAIRMENT TESTING ASSUMPTIONS (see Note 25 of consolidated financial statements)   

REVENUES, OPERATING INCOME BEFORE DEPRECIATION (OIBD) MARGINS, CASH FLOWS AND GROWTH RATES   
The assumptions used were based on the Corporation's internal budget. Revenues, OIBD margins and cash flows were projected for a period 
of five years and a perpetual long-term growth rate was applied thereafter. In arriving at its forecasts, the Corporation considers past experience, 
economic trends such as gross domestic product growth and inflation, as well as industry and market trends.   

DISCOUNT RATES   
The Corporation assumed a discount rate in order to calculate the present value of its projected cash flows. The discount rate represents a 
weighted average cost of capital (WACC) for comparable companies operating in similar industries of the applicable CGU, group of CGUs or 
reportable segment based on publicly available information.   

52 
52

42

FOREIGN EXCHANGE RATES    
When estimating the fair value less cost of disposal, foreign exchange rates are determined using the financial institution's average forecast 
for the first two years of forecasting. For the following three years, the Corporation uses the last five years' historical average of the foreign 
exchange rate. Terminal rate is based on historical data of the last 20 years and adjusted to reflect Management's best estimate.   

SHIPMENTS  
The assumptions used are based on the Corporation's internal budget for the next year and are usually held constant for the forecast period. 
In arriving at its budgeted shipments, the Corporation considers past experience, economic trends as well as industry and market trends.   

Considering the sensitivity of the key assumptions used, there is measurement uncertainty since adverse changes in one or a combination 
of the Corporation's key assumptions could cause a significant change in the carrying amounts of these assets.   

B.    INCOME TAXES   
The Corporation is required to estimate the income taxes in each jurisdiction in which it operates. This includes estimating a value for existing 
tax losses based on the Corporation's assessment of its ability to use them against future taxable income before they expire. If the Corporation's 
assessment of its ability to use the tax losses proves inaccurate in the future, more or less of the tax losses might be recognized as assets, 
which would increase or decrease the income tax expense and, consequently, affect the Corporation's results in the relevant year.   

C.    EMPLOYEE BENEFITS   
The present value of the defined benefit obligation is determined by discounting the estimated future cash outflows using interest rates of 
high-quality corporate bonds that are denominated in the currency in which the benefits will be paid and that have terms to maturity approximating 
the terms of the related pension liability.   

The cost of pensions and other retirement benefits earned by employees is actuarially determined using the projected benefit method pro-
rated on years of service and Management's best estimate of expected plan investment performance, salary escalations, retirement ages of 
employees and expected health care costs. The accrued benefit obligation is evaluated using the market interest rate at the evaluation date. 
Due to the long-term nature of these plans, such estimates are subject to significant uncertainty. All assumptions are reviewed annually.   

D.    GOODWILL, INTANGIBLE ASSETS AND BUSINESS COMBINATIONS  
Goodwill and client lists have arisen as a result of business combinations.  The acquisition method, which also requires significant estimates 
and judgments, is used to account for these business combinations. As part of the allocation process in a business combination, estimated 
fair values are assigned to the net assets acquired. These estimates are based on forecasts of future cash flows, estimates of economic 
fluctuations and an estimated discount rate. The excess of the purchase price over the estimated fair value of the net assets acquired is then 
assigned to goodwill. In the event that actual net assets fair values are different from estimates, the amounts allocated to the net assets could 
differ from what is currently reported. This would then have a direct impact on the carrying value of goodwill. Differences in estimated fair 
values would also have an impact on the amortization of definite life intangibles.  

CRITICAL JUDGMENTS IN APPLYING THE CORPORATION'S ACCOUNTING POLICIES   

SUBSIDIARIES AND EQUITY ACCOUNTED INVESTMENTS   
Significant judgment is applied in assessing whether certain investment structures result in control, joint control or significant influence over 
the operations of the investment. Management's assessment of control, joint control or significant influence over an investment will determine 
the accounting treatment for the investment. The Corporation has a 59.7% direct interest in Greenpac. Greenpac's Shareholders agreement 
required a majority of 80% for all decision-making related to relevant activities. Consequently, the Corporation did not have power over relevant 
activities of Greenpac and its participation was accounted for as an associate. On April 4, 2017, Cascades and its partners in Greenpac 
Holding LLC (Greenpac) agreed to modify the equity holders' agreement. These modifications enable Cascades to direct decisions about 
relevant activities. Therefore, from an accounting standpoint, Cascades now has control over Greenpac, which triggered its deemed acquisition 
and thus fully consolidates Greenpac since April 4, 2017. Please refer to Notes 5 and 8 of the consolidated financial statements for more 
details. 

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CONTROLS AND PROCEDURES

EVALUATION  OF  THE  EFFECTIVENESS  OF  DISCLOSURE  CONTROLS  AND  PROCEDURES,  AND  INTERNAL  CONTROL  OVER 
FINANCIAL REPORTING

The Corporation's President and Chief Executive Officer, and its Vice-President and Chief Financial Officer have designed, or caused to be 
designed under their supervision, disclosure controls and procedures (DC&P), and internal controls over financial reporting (ICFR) as defined 
in National Instrument 52-109, “Certification of Disclosure in Issuer's Annual and Interim Filings”.

The DC&P have been designed to provide reasonable assurance that material information relating to the Corporation is made known to the 
President and Chief Executive Officer, and the Vice-President and Chief Financial Officer by others, and that information required to be 
disclosed by the Corporation in its annual filings, interim filings or other reports filed or submitted by the Corporation under securities legislation 
is recorded, processed, summarized and reported within the time periods specified in securities legislation. They have limited the scope of 
their design of DC&P and ICFR to exclude controls, policies and procedures of the Corporation's 2018 business combinations. The design 
and evaluation of the operating effectiveness of the 2018 business combinations' DC&P and ICFR will be completed within 365 days from 
the date of acquisition. The President and Chief Executive Officer and the Vice-President and Chief Financial Officer have concluded, based 
on their evaluation, that the Corporation's DC&P were effective as at December 31, 2018.

Business combinations' balance sheet and results are included in our consolidated financial statements since the combination date. They 
constituted  approximately  3.1%  of  total  consolidated  assets  as  of  December  31,  2018  while  they  represented  approximately  1.6%  of 
consolidated sales and approximately 1.7% of consolidated net earnings attributable to Shareholders for the year ended December 31, 2018.

Further details on these business combinations are disclosed in Note 5 of the Corporation’s audited consolidated financial statements.

The ICFR have been designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial 
statements in accordance with IFRS. The President and Chief Executive Officer, and the Vice-President and Chief Financial Officer have 
assessed the effectiveness of the ICFR as at December 31, 2018, based on the control framework issued by the Committee of Sponsoring 
Organizations of the Treadway Commission (2013 COSO Framework). Based on this assessment, they have concluded that the Corporation’s 
ICFR were effective as at December 31, 2018 and expect to certify the Corporation’s annual filings with the U.S. Securities and Exchange 
Commission on Form 40-F, as required by the United States Sarbanes-Oxley Act.

During the quarter ended December 31, 2018, there were no changes to the Corporation's ICFR that materially affected, or are reasonably 
likely to materially affect, its ICFR.

RISK FACTORS

As part of its ongoing business operations, the Corporation is exposed to certain market risks, including risks ensuing from changes in selling 
prices for its principal products, costs of raw material, interest rates and foreign currency exchange rates, all of which impact the Corporation’s 
financial position, operating results and cash flows. The Corporation manages its exposure to these and other market risks through regular 
operating and financing activities and, on a limited basis, through the use of derivative financial instruments. We use these derivative financial 
instruments as risk management tools, not for speculative investment purposes. The following is a discussion of key areas of business risks 
and uncertainties that we have identified, and our mitigating strategies. The risk areas below are listed in no particular order, as risks are 
evaluated based on both severity and probability. Readers are cautioned that the following is not an exhaustive list of all the risks we are 
exposed to, nor will our mitigation strategies eliminate all risks listed.

a)  The markets for some of the Corporation’s products tend to be cyclical in nature and prices for some of its products, as well as 
raw material and energy costs, may fluctuate significantly, which can adversely affect its business, operating results, profitability 
and financial position.

The markets for some of the Corporation’s products, particularly containerboard and boxboard, are cyclical. As a result, prices for these types 
of products and for its two principal raw material, recycled paper and virgin fibre, have fluctuated significantly in the past and will likely continue 
to fluctuate significantly in the future, principally due to market imbalances between supply and demand. Demand is heavily influenced by the 
strength of the global economy and the countries or regions in which Cascades does business, particularly Canada and the United States, 
the  Corporation’s  two  primary  markets.  Demand  is  also  influenced  by  fluctuations  in  inventory  levels  held  by  customers  and  consumer 
preferences. Supply depends primarily on industry capacity and capacity utilization rates. In periods of economic weakness, reduced spending 
by consumers and businesses results in decreased demand, which can potentially cause downward price pressure. Industry participants may 
also, at times, add new capacity or increase capacity utilization rates, potentially causing supply to exceed demand and exerting downward 

44

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54

 
price pressure. Depending on market conditions and related demand, Cascades may have to take market-related downtime. In addition, the 
Corporation may not be able to maintain current prices or implement additional price increases in the future. If Cascades is unable to do so, 
its revenues, profitability and cash flows could be adversely affected. In addition, other participants may introduce new capacity or increase 
capacity utilization rates, which could also adversely affect the Corporation’s business, operating results and financial position. Prices for 
recycled and virgin fibre also fluctuate considerably. The costs of these material present a potential risk to the Corporation’s profit margins, 
in the event that it is unable to pass along price increases to its customers on a timely basis. Although changes in the price of recycled fibre 
generally correlate with changes in the price of products made from recycled paper, this may not always be the case. If Cascades were unable 
to implement increases in the selling prices for its products to compensate for increases in the price of recycled or virgin fibre, the Corporation’s 
profitability and cash flows would be adversely affected. In addition, Cascades uses energy, mainly natural gas and fuel oil, to generate steam, 
which it then uses in the production process and to operate machinery. Energy prices, particularly for natural gas and fuel oil, have continued 
to remain very volatile. Cascades continues to evaluate its energy costs and consider ways to factor energy costs into its pricing. However, 
should energy prices increase, the Corporation’s production costs, competitive position and operating results would be adversely affected. A 
substantial increase in energy costs would adversely affect the Corporation’s operating results and could have broader market implications 
that could further adversely affect the Corporation’s business or financial results.

To mitigate price risk, our strategies include the use of various derivative financial instrument transactions, whereby it sets the price for notional 
quantities of old corrugated containers, electricity and natural gas.

Additional information on our North American electricity and natural gas hedging programs as at December 31, 2018 is set out below:

NORTH AMERICAN ELECTRICITY HEDGING

Electricity consumption

Electricity consumption in a regulated market

% of consumption hedged in a de-regulated market (2019)

Average prices (2019) (in US$, per KWh)

Fair value as at December 31, 2018 (in millions of CAN$)

NORTH AMERICAN NATURAL GAS HEDGING

Natural gas consumption

% of consumption hedged (2019)

Average prices (2019 - 2023) (in US$, per mmBTU) (in CAN$, per GJ)

Fair value as at December 31, 2018 (in millions of CAN$)

UNITED STATES

CANADA

50%
45%
9%

0.03

—

50%
61%
—

—

—

UNITED STATES

CANADA

49%
29%

$

2.79
(1)

51%
8%

3.60

—

$

$

$

$

b)  Cascades faces significant competition and some of its competitors may have greater cost advantages or be able to achieve 
greater economies of scale, or be able to better withstand periods of declining prices and adverse operating conditions, which 
could negatively affect the Corporation’s market share and profitability.

The markets for the Corporation’s products are highly competitive. In some of the markets in which Cascades competes, such as tissue 
papers, it competes with a small number of other producers. In some businesses, such as the containerboard industry, competition tends to 
be global. In others, such as the tissue industry, competition tends to be regional. In the Corporation’s packaging products segment, it also 
faces competition from alternative packaging materials, such as vinyl, plastic and Styrofoam, which can lead to excess capacity, decreased 
demand and pricing pressures. Competition in the Corporation’s markets is primarily based on price, as well as customer service and the 
quality, breadth and performance characteristics of its products. The Corporation’s ability to compete successfully depends on a variety of 
factors, including:

• 
• 
• 

its ability to maintain high plant efficiency, operating rates and lower manufacturing costs
the availability, quality and cost of raw material, particularly recycled and virgin fibre, labour, and
the cost of energy.

Some of the Corporation’s competitors may, at times, have lower fibre, energy and labour costs, and less restrictive environmental and 
governmental regulations to comply with than Cascades. For example, fully integrated manufacturers, or those whose requirements for pulp 
or other fibre are met fully from their internal sources, may have some competitive advantages over manufacturers that are not fully integrated, 
such as Cascades, in periods of relatively high raw material pricing, in that the former are able to ensure a steady source of these raw material 
at costs that may be lower than prices in the prevailing market. In contrast, competitors that are less integrated than Cascades may have cost 
advantages in periods of relatively low pulp or fibre prices because they may be able to purchase pulp or fibre at prices lower than the costs 

45

55 
55

the Corporation incurs in the production process. Other competitors may be larger in size or scope than Cascades, which may allow them to 
achieve greater economies of scale on a global basis or to better withstand periods of declining prices and adverse operating conditions. In 
addition, there has been an increasing trend among the Corporation’s customers towards consolidation. With fewer customers in the market 
for the Corporation’s products, the strength of its negotiating position with these customers could be weakened, which could have an adverse 
effect on its pricing, margins and profitability.

To mitigate competition risk, Cascades’ targets are to offer quality products that meet customers’ needs at competitive prices and to provide 
good customer service.

c)  Because of the Corporation’s international operations, it faces political, social and exchange rate risks that can negatively affect 

its business, operating results, profitability and financial condition.

Cascades  has  customers  and  operations  located  outside  Canada.  In  2018,  sales  outside  Canada,  in  Canadian  dollars,  represented 
approximately 62% of the Corporation’s consolidated sales, including 40% in the United States. In 2018, 22% of sales from Canadian operations 
were made to the United States.

The Corporation’s international operations present it with a number of risks and challenges, including:

• 
• 
• 

effective product marketing in other countries
tariffs and other trade barriers, and
different  regulatory  schemes  and  political  environments  applicable  to  the  Corporation’s  operations  in  areas  such  as  environmental                                  
and health and safety compliance.

In addition, the Corporation’s consolidated financial statements are reported in Canadian dollars, while a portion of its sales is made in other 
currencies, primarily the U.S. dollar and the euro. The variation of the Canadian dollar against the U.S. dollar may adversely or positively 
affect the Corporation’s reported operating results and financial condition. This has a direct impact on export prices and also contributes to 
the impact on Canadian dollar prices in Canada, because several of the Corporation’s product lines are priced in U.S. dollars. As well, a 
substantial portion of the Corporation’s debt is also denominated in currencies other than the Canadian dollar. The Corporation has senior 
notes outstanding and also some borrowings under its credit facility that are denominated in U.S. dollars and in euros, in the amounts of          
US$1,045 million and €97 million respectively as at December 31, 2018.

Moreover, in some cases, the currency of the Corporation’s sales does not match the currency in which it incurs costs, which can negatively 
affect the Corporation’s profitability. Fluctuations in exchange rates can also affect the relative competitive position of a particular facility, where 
the facility faces competition from non-local producers, as well as the Corporation’s ability to successfully market its products in export markets. 
As a result, if the Canadian dollar were to remain permanently strong compared to the U.S. dollar and the euro, it could affect the profitability 
of the Corporation’s facilities, which could lead Cascades to shut down facilities either temporarily or permanently, all of which could adversely 
affect its business or financial results. To mitigate the risk of currency rises from future commercial transactions, recognized assets and 
liabilities, and net investments in foreign operations, which are partially covered by purchases and debt, Management has implemented a 
policy for managing foreign exchange risk against the relevant functional currency.

The Corporation uses various foreign exchange forward contracts and related currency option instruments to anticipate sales net of purchases, 
interest expenses and debt repayment. Gains or losses from the derivative financial instruments designated as hedges are recorded under 
“Other comprehensive income (loss)” and are reclassified under earnings in accordance with the hedge items.

Additional information on our North American foreign exchange hedging program is set out below:

NORTH AMERICAN FOREIGN EXCHANGE HEDGING 1

Sell contracts and currency options on net exposure to US$:

Total amount (in millions of US$)

Estimated % of sales, net of expenses from Canadian operations (excluding subsidiaries with non-

controlling interests)

Average rate (US$/CAN$)

Fair value as at December 31, 2018 (in millions of CAN$)

1  See Note 27 of the audited consolidated financial statements for more details on financial instruments.

2019

2020

2021

$               48 to 65

$               40 to 68

$             5 to 15

44% to 60%

37% to 63%

5% to 14%

$

0.75

(2)

0.76

— $

0.75

(3)

56 
56

46

d)   The Corporation’s operations are subject to comprehensive environmental regulations and involve expenditures that may be 
       material in relation to its operating cash flow.

The Corporation is subject to environmental laws and regulations imposed by the various governments and regulatory authorities in all countries 
in which it operates. These environmental laws and regulations impose stringent standards on the Corporation regarding, among other things:

• 
• 
• 
• 
• 

air emissions
water discharges
use and handling of hazardous materials
use, handling and disposal of waste, and
remediation of environmental contamination.

The Corporation is also subject to the U.S. Federal Comprehensive Environmental Response, Compensation and Liability Act (“CERCLA”) 
as well as to other applicable legislation in the United States, Canada and Europe that holds companies accountable for the investigation and 
remediation of hazardous substances. The Corporation’s European subsidiaries and some of  our Québec plants  are also subject  to an 
emissions market, aimed at reducing worldwide CO2 emissions. Each unit has been allocated emission rights (“CO2 quota”). On a calendar-
year basis, the Corporation must buy the necessary credits to cover its deficit, on the open market, if its emissions are higher than quota.

The Corporation’s failure to comply with applicable environmental laws, regulations or permit requirements may result in civil or criminal fines, 
penalties or enforcement actions. These may include regulatory or judicial orders enjoining or curtailing operations, or requiring corrective 
measures, the installation of pollution control equipment or remedial actions, any of which could entail significant expenditures. It is difficult 
to predict the future development of such laws and regulations, or their impact on future earnings and operations, but these laws and regulations 
may require capital expenditures to ensure compliance. In addition, amendments to, or more stringent implementation of, current laws and 
regulations governing the Corporation’s operations could have a material adverse effect on its business, operating results or financial position. 
Furthermore, although Cascades generally tries to plan for capital expenditures relating to environmental and health and safety compliance 
on an annual basis, actual capital expenditures may exceed those estimates. In such an event, Cascades may be forced to curtail other capital 
expenditures or other activities. In addition, the enforcement of existing environmental laws and regulations has become increasingly strict. 
The Corporation may discover currently unknown environmental problems or conditions in relation to its past or present operations, or may 
face unforeseen environmental liabilities in the future. 

These conditions and liabilities may:

• 
• 

require site remediation or other costs to maintain compliance or correct violations of environmental laws and regulations, or
result in governmental or private claims for damage to persons, property or the environment.

Either of these possibilities could have a material adverse effect on the Corporation’s financial condition or operating results.

Cascades may be subject to strict liability and, under specific circumstances, joint and several (solidary) liability for the investigation and 
remediation of soil, surface and groundwater contamination, including contamination caused by other parties on properties that it owns or 
operates, and on properties where the Corporation or its predecessors have arranged for the disposal of regulated materials. As a result, the 
Corporation is involved from time to time in administrative and judicial proceedings and inquiries relating to environmental matters. The 
Corporation may become involved in additional proceedings in the future, the total amount of future costs and other environmental liabilities 
of which could be material.

To date, the Corporation is in compliance, in all material respects, with all applicable environmental legislation or regulations. However, we 
expect  to  incur  ongoing  capital  and  operating  expenses  in  order  to  achieve  and  maintain  compliance  with  applicable  environmental 
requirements.

EMISSIONS MARKET
The  Corporation  is  exposed  to  the  emissions  trading  market  and  has  to  hold  carbon  credits  equivalent  to  its  emissions.  Depending  on 
circumstances, the Corporation may have to buy credits on the market or could sell some in the future. At short or medium term, these 
transactions would have no significant effect on the financial position of the Corporation and it is not anticipated that this will change in the 
future.

47

57 
57

e)  Cascades may be subject to losses that might not be covered in whole or in part by its insurance coverage.

Cascades carries comprehensive liability, fire and extended coverage insurance on most of its facilities, with policy specifications and insured 
limits customarily carried in its industry for similar properties. In addition, some types of losses, such as losses resulting from wars, acts of 
terrorism or natural disasters, are generally not insured because they are either uninsurable or not economically practical. Moreover, insurers 
have recently become more reluctant to insure against these types of events. Should an uninsured loss or a loss in excess of insured limits 
occur, Cascades could lose capital invested in that property, as well as the anticipated future revenues derived from the manufacturing activities 
conducted on that property, while remaining obligated for any mortgage indebtedness or other financial obligations related to the property. 
Any such loss could adversely affect its business, operating results or financial condition.

To mitigate the risk subject to insurance coverage, the Corporation reviews its strategy annually with the Board of Directors and is seeking 
different alternatives to achieve more efficient forms of insurance coverage at the lowest costs possible.

f)  Labour disputes could have a material adverse effect on the Corporation’s cost structure and ability to run its mills and plants.

As at December 31, 2018, the Corporation employed approximately  11,700 employees, of whom roughly 9,900 were employees of its Canadian 
and United States operations. Approximately 28% of the Corporation's Canadian and United States workforce is unionized under 29 separate 
collective bargaining agreements. In addition, in Europe, some of the Corporation's operations are subject to national industry collective 
bargaining agreements that are renewed on an annual basis. The Corporation’s inability to negotiate acceptable contracts with these unions 
upon expiration of an existing contract could result in strikes or work stoppages by the affected workers, and increased operating costs as a 
result of higher wages or benefits paid to union members. If the unionized workers were to engage in a strike or another form of work stoppage, 
Cascades could experience a significant disruption in operations or higher labour costs, which could have a material adverse effect on its 
business, financial condition, operating results and cash flow. Of the 29 collective bargaining agreements in North America, 4 are expired and 
are currently under negotiation, 8 will expire in 2019 and 4 will expire in 2020.

The Corporation generally begins the negotiation process several months before agreements are due to expire and is currently in the process 
of negotiating with the unions where the agreements have expired or will soon expire. However, Cascades may not be successful in negotiating 
new agreements on satisfactory terms, if at all.

g)  Cascades may make investments in entities that it does not control and may not receive dividends or returns from those 
      investments in a timely fashion or at all.

Cascades has established joint ventures, made investments in associates and acquired significant participation in subsidiaries in order to 
increase its vertical integration, enhance customer service and increase efficiency in its marketing and distribution in the United States and 
other markets. The Corporation’s principal joint ventures, associates and significant participations in subsidiaries are:
• 

two 50%-owned joint ventures with Sonoco Products Corporation, of which one is in Canada (two plants) and one in the United States 
(two plants), that produce specialty paper packaging products such as headers, rolls and wrappers;
a 57.95%-owned subsidiary, Reno de Medici S.p.A. (RDM), a European manufacturer of recycled boxboard; and
a 66.1%-owned subsidiary, Greenpac Holding LLC, a North American manufacturer of linerboard (including indirect ownership).

• 
• 

Apart from RDM and Greenpac, Cascades does not have effective control over these entities. The Corporation’s inability to control entities 
in which it invests may affect its ability to receive distributions from these entities or to fully implement its business plan. The incurrence of 
debt or entrance into other agreements by an entity not under the Corporation’s control may result in restrictions or prohibitions on that entity’s 
ability to pay distributions to the Corporation. Even where these entities are not restricted by contract or by law from paying dividends or 
making distributions to Cascades, the Corporation may not be able to influence the payout or timing of these dividends or distributions. In 
addition, if any of the other investors in a non-controlled entity fails to observe their commitments, the entity may not be able to operate 
according to its business plan or Cascades may be required to increase its level of commitment. If any of these events were to transpire, the 
Corporation’s business, operating results, financial condition and ability to make payments on the notes could be adversely affected.

In addition, the Corporation has entered into various shareholder agreements relating to its joint ventures and equity investments. Some of 
these agreements contain “shotgun” provisions, which provide that if one Shareholder offers to buy all the shares owned by the other parties 
to the agreement, the other parties must either accept the offer or purchase all the shares owned by the offering Shareholder at the same 
price and conditions. Some of the agreements also stipulate that, in the event that a Shareholder is subject to bankruptcy proceedings or 
otherwise defaults on any indebtedness, the non-defaulting parties to that agreement are entitled to invoke the “shotgun” provision or sell 
their shares to a third party. The Corporation’s ability to purchase the other Shareholders’ interests in these joint ventures if they were to 
exercise these “shotgun” provisions could be limited by the covenants in the Corporation’s credit facility and the indenture. In addition, Cascades 
may not have sufficient funds to accept the offer or the ability to raise adequate financing should the need arise, which could result in the 
Corporation having to sell its interests in these entities or otherwise alter its business plan.

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48

h)  Acquisitions have been, and are expected to continue to be a substantial part of the Corporation’s growth strategy, which could 
     expose the Corporation to difficulties in integrating the acquired operation, diversion of management time and resources, and
     unforeseen liabilities, among other business risks.

Acquisitions have been a significant part of the Corporation’s growth strategy. Cascades expects to continue to selectively seek strategic 
acquisitions in the future. The Corporation’s ability to consummate and to effectively integrate any future acquisitions on terms that are 
favourable to it may be limited by the number of attractive acquisition targets, internal demands on its resources and, to the extent necessary, 
its ability to obtain financing on satisfactory terms, if at all. Acquisitions may expose the Corporation to additional risks, including:

• 
• 
• 
• 
• 
• 

difficulty in integrating and managing newly acquired operations and in improving their operating efficiency
difficulty in maintaining uniform standards, controls, procedures and policies across all of the Corporation’s businesses
entry into markets in which Cascades has little or no direct prior experience
the Corporation’s ability to retain key employees of the acquired corporation
disruptions to the Corporation’s ongoing business, and
diversion of Management's time and resources.

In addition, future acquisitions could result in Cascades' incurring additional debt to finance the acquisition or possibly assuming additional 
debt  as  part  of  it,  as  well  as  costs,  contingent  liabilities  and  amortization  expenses.  The  Corporation  may  also  incur  costs  and  divert 
Management's attention from potential acquisitions that are never consummated. For acquisitions Cascades does consummate, expected 
synergies may not materialize. The Corporation’s failure to effectively address any of these issues could adversely affect its operating results, 
financial condition and ability to service debt, including its outstanding senior notes.

Although Cascades generally performs a due diligence investigation of the businesses or assets that it acquires and anticipates continuing 
to do so for future acquisitions, the acquired business or assets may have liabilities that Cascades fails or is unable to uncover during its due 
diligence investigation and for which the Corporation, as a successor owner, may be responsible. When feasible, the Corporation seeks to 
minimize the impact of these types of potential liabilities by obtaining indemnities and warranties from the seller, which may in some instances 
be supported by deferring payment of a portion of the purchase price. However, these indemnities and warranties, if obtained, may not fully 
cover the liabilities because of their limited scope, amount or duration, or the financial resources of the indemnitor or warrantor, or for other 
reasons.

i)  The Corporation undertakes impairment tests, which could result in a write-down of the value of assets and, as a result, have a 
material adverse effect.

IFRS requires that Cascades regularly undertake impairment tests of long-lived assets and goodwill to determine whether a write-down of 
such assets is required. A write-down of asset value as a result of impairment tests would result in a non-cash charge that reduces the 
Corporation’s reported  earnings. Furthermore,  a reduction  in  the  Corporation’s  asset value  could have  a material  adverse effect  on the 
Corporation’s compliance with total debt-to-capitalization tests under its current credit facilities and, as a result, limit its ability to access further 
debt capital.

j)  Certain Cascades insiders collectively own a substantial percentage of the Corporation’s shares.

Messrs. Bernard, Laurent and Alain Lemaire (“the Lemaires”) collectively own a substantive percentage of the shares of the Corporation, and 
there may be situations in which their interests and the interests of other holders of shares do not align. Because the Corporation’s remaining 
shares are widely held, the Lemaires may be effectively able to:

• 
• 

• 

elect all of the Corporation’s directors and, as a result, control matters requiring Board approval
control matters submitted to a Shareholder vote, including mergers, acquisitions and consolidations with third parties, and the sale of all 
or substantially all of the Corporation’s assets, and
otherwise control or influence the Corporation’s business direction and policies.

In addition, the Lemaires may have an interest in pursuing acquisitions, divestitures or other transactions that, in their judgment, could enhance 
the value of their equity investment, even though the transactions might involve increased risk to the holders of the shares.

49

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59

k)  If Cascades is not successful in retaining or replacing its key personnel, including its Chief Executive Officer, its Vice-President 
and Chief Financial Officer, its Chief Legal Officer and Corporate Secretary and its Executive Chairman of the Board and co-founder 
Alain Lemaire, the Corporation's business, financial condition or operating results could be adversely affected.

Although Cascades believes that its key personnel will remain active in the business and that Cascades will continue to be able to attract and 
retain other talented personnel and replace key personnel should the need arise, competition in recruiting replacement personnel could be 
significant. Cascades does not carry key-man insurance on the members of its senior management.

l)  Risks relating to the Corporation’s indebtedness and liquidity.

The significant amount of the Corporation’s debt could adversely affect its financial health and prevent it from fulfilling its obligations 
under its outstanding indebtedness. The Corporation has a significant amount of debt. As at December 31, 2018, it had $1,769 million in 
outstanding total net debt on a consolidated basis, including capital-lease obligations. The Corporation also had $651 million available under 
its  revolving  credit  facility.  On  the  same  basis,  its  consolidated  ratio  of  net  debt  to  total  equity  as  of  December  31,  2017  was  51.2%.                                                   
The Corporation’s actual financing expense, including interest on employees' future benefits and loss on repurchase of long-term debt, was 
$99 million. Cascades also has significant obligations under operating leases, as described in its audited consolidated financial statements 
that are incorporated by reference herein.

On December 21, 2018, the Corporation announced that it has increased its authorized credit facility to approximately CAN$1 billion to 
incorporate the addition of a US$175 million seven-year term loan. The term loan provides the Company with increased financial flexibility 
and will reduce financing costs. 

On December 12, 2017, the Corporation announced the results of tender offers and proceeded with the purchase of US$150 million of its 
5.50% unsecured senior notes due 2022 and US$50 million of its 5.75% unsecured senior notes due 2023.  

On June 1, 2017, the Corporation entered into an agreement with its lenders to extend and amend its existing $750 million credit facility. The 
amendment extends the term of the facility to July 2021. The financial conditions remain essentially unchanged.  

The Corporation has outstanding senior notes rated by Moody’s Investor Service (“Moody’s”) and Standard & Poor’s (“S&P”).

The following table reflects the Corporation’s secured debt rating/corporate rating/unsecured debt rating as at the date on which this MD&A 
was approved by the Board of Directors, and the evolution of these ratings compared to past years:

Credit rating (outlook)

2004

2005 - 2006

2007

2008

2009 - 2010

2011

2012

2013
2014

2015

2016

2017
2018

MOODY'S

Ba1/Ba2/Ba3 (stable)

Ba1/Ba2/Ba3 (stable)

Baa3/Ba2/Ba3 (stable)

Baa3/Ba2/Ba3 (negative)

Baa3/Ba2/Ba3 (stable)

Baa3/Ba2/Ba3 (stable)

Baa3/Ba2/Ba3 (stable)

Baa3/Ba2/Ba3 (stable)
Baa3/Ba2/Ba3 (stable)

Baa3/Ba2/Ba3 (stable)

Baa3/Ba2/Ba3 (stable)

Baa3/Ba2/Ba3 (stable)
Baa3/Ba2/Ba3 (stable)

STANDARD & POOR'S

BBB-/BB+/BB+ (negative)

BB+/BB/BB- (negative)

BBB-/BB/BB- (stable)

BB+/BB-/B+ (negative)

BB+/BB-/B+ (stable)

BB+/BB-/B+ (positive)

BB+/BB-/B+ (negative)

BB/B+/B (stable)
BB/B+/B+ (stable)

BB/B+/B+ (stable)

BB+/BB-/BB- (stable)

BB+/BB-/BB- (stable)
BB+/BB-/BB- (positive)

During 2018, S&P Global Ratings revised the Corporation's outlook to “positive” from “stable” on improving credit measures; corporate rating 
of BB- was affirmed.

This facility is in place with a core group of highly rated international banks. The Corporation may decide to enter into certain derivative 
instruments to reduce interest rates and foreign exchange exposure.

60 
60

50

The Corporation’s leverage could have major consequences for holders of its shares. For example, it could:

•  make it more difficult for the Corporation to satisfy its obligations with respect to its indebtedness
• 

increase the Corporation’s vulnerability to competitive pressures and to general adverse economic or market conditions, and require it 
to dedicate a substantial portion of its cash flow from operations to servicing debt, reducing the availability of its cash flow to fund working 
capital, capital expenditures, acquisitions and other general corporate purposes
limit its flexibility in planning for, or reacting to, changes in its business and industry, and
limit its ability to obtain additional sources of financing.

• 
• 

Cascades may incur additional debt in the future, which would intensify the risks it now faces as a result of its leverage as described 
above. Even though we are substantially leveraged, we and our subsidiaries will be able to incur substantial additional indebtedness in the 
future. Although our credit facility and the indentures governing the notes restrict us and our restricted subsidiaries from incurring additional 
debt, these restrictions are subject to important exceptions and qualifications. If we or our subsidiaries incur additional debt, the risks that we 
and they now face as a result of our leverage could intensify.

The Corporation’s operations are substantially restricted by the terms of its debt, which could limit its ability to plan for or react to 
market conditions, or to meet its capital needs. The Corporation’s credit facilities and the indenture governing its senior notes include a 
number of significant restrictive covenants. These covenants restrict, among other things, the Corporation’s ability to:

borrow money
pay dividends on stock or redeem stock or subordinated debt

• 
• 
•  make investments
• 
• 
• 
• 
• 
• 
• 
• 

sell assets, including capital stock in subsidiaries
guarantee other indebtedness
enter into agreements that restrict dividends or other distributions from restricted subsidiaries
enter into transactions with affiliates
create or assume liens
enter into sale and leaseback transactions
engage in mergers or consolidations, and
enter into a sale of all or substantially all of our assets.

These covenants could limit the Corporation’s ability to plan for or react to market conditions, or to meet its capital needs. The Corporation’s 
current credit facility contains other, more restrictive covenants, including financial covenants that require it to achieve certain financial and 
operating  results, and  maintain  compliance  with specified  financial  ratios. The  Corporation’s ability  to  comply  with  these covenants  and 
requirements may be affected by events beyond its control, and it may have to curtail some of its operations and growth plans to maintain 
compliance. The restrictive covenants contained in the Corporation’s senior note indenture, along with the Corporation’s credit facility, do not 
apply to its subsidiaries with non-controlling interests. 

The Corporation’s failure to comply with the covenants contained in its credit facility or its senior note indenture, including as a 
result of events beyond its control or due to other factors, could result in an event of default that could cause accelerated repayment 
of the debt. If Cascades is not able to comply with the covenants and other requirements contained in the indenture, its credit facility or its 
other debt instruments, an event of default under the relevant debt instrument could occur. If an event of default does occur, it could trigger 
a default under its other debt instruments, Cascades could be prohibited from accessing additional borrowings and the holders of the defaulted 
debt could declare amounts outstanding with respect to that debt, which would then be immediately due and payable. The Corporation’s 
assets and cash flow may not be sufficient to fully repay borrowings under its outstanding debt instruments. In addition, the Corporation may 
not be able to re-finance or re-structure the payments on the applicable debt. Even if the Corporation were able to secure additional financing, 
it might not be available on favourable terms. A significant or prolonged downtime in general business and difficult economic conditions may 
affect the Corporation’s ability to comply with its covenants, and could require it to take actions to reduce its debt or to act in a manner contrary 
to its current business objectives.

m)  Cascades is a holding corporation and depends on its subsidiaries to generate sufficient cash flow to meet its debt service 
       obligations.

Cascades is structured as a holding corporation and its only significant assets are the capital stock or other equity interests in its subsidiaries, 
joint ventures and minority investments. As a holding corporation, Cascades conducts substantially all of its business through these entities. 
Consequently, the Corporation’s cash flow and ability to service its debt obligations are dependent on the earnings of its subsidiaries, joint 
ventures and minority investments, and the distribution of those earnings to Cascades, or on loans, advances or other payments made by 
these entities to Cascades. The ability of these entities to pay dividends or make other payments or advances to Cascades will depend on 
their operating results and will be subject to applicable laws and contractual restrictions contained in the instruments governing their debt. In 

51

61 
61

the case of the Corporation’s joint ventures, associates and minority investments, Cascades may not exercise sufficient control to cause 
distributions to itself. Although its credit facility and the indenture, respectively, limit the ability of its restricted subsidiaries to enter into consensual 
restrictions on their ability to pay dividends and make other payments to the Corporation, these limitations do not apply to its joint ventures, 
associates or minority investments. The limitations are also subject to important exceptions and qualifications. 

The ability of the Corporation’s subsidiaries to generate cash flow from operations that is sufficient to allow the Corporation to make scheduled 
payments on its debt obligations will depend on their future financial performance, which will be affected by a range of economic, competitive 
and business factors, many of which are outside of the Corporation’s control. If the Corporation’s subsidiaries do not generate sufficient cash 
flow from operations to satisfy the Corporation’s debt obligations, Cascades may have to undertake alternative financing plans, such as re-
financing or re-structuring its debt, selling assets, reducing or delaying capital investments, or seeking to raise additional capital. Re-financing 
may not be possible, and assets may not be able to be sold, or, if they are sold, Cascades may not realize sufficient amounts from those 
sales. Additional financing may not be available on acceptable terms, if at all, or the Corporation may be prohibited from incurring it, if available, 
under the terms of its various debt instruments in effect at the time. The Corporation’s inability to generate sufficient cash flow to satisfy its 
debt obligations, or to re-finance its obligations on commercially reasonable terms, would have an adverse effect on its business, financial 
condition and operating results. The earnings of the Corporation’s operating subsidiaries and the amount that they are able to distribute to 
the Corporation as dividends or otherwise may not be adequate for the Corporation to service its debt obligations.

n)  Risks related to the shares.

The market price of the shares may fluctuate, and purchasers may not be able to re-sell the shares at or above the purchase price. 
The market price of the shares may fluctuate due to a variety of factors relative to the Corporation’s business, including announcements of 
new  developments,  fluctuations  in  the  Corporation’s  operating  results,  sales  of  the  shares  in  the  marketplace,  failure  to  meet  analysts’ 
expectations, general conditions in all of our segments or the worldwide economy. In recent years, the shares, the stock of other companies 
operating in the same sectors and the stock market in general have experienced significant price fluctuations, which have been unrelated to 
the operating performance of the affected companies. There can be no assurance that the market price of the shares will not continue to 
experience significant fluctuations in the future, including fluctuations that are unrelated to the Corporation’s performance.

o)  Cash-flow and fair-value interest rate risks.
As the Corporation has no significant interest-bearing assets, its earnings and operating cash flows are substantially independent of changes 
in market interest rates.

The Corporation’s interest rate risk arises from long-term borrowings. Borrowings issued at variable rates expose the Corporation to a cash-
flow interest rate risk. Borrowings issued at a fixed rate expose the Corporation to a fair-value interest rate risk.

p)  Credit risk.
Credit risk arises from cash and cash equivalents, derivative financial instruments and deposits with banks and financial institutions. The 
Corporation reduces this risk by dealing with creditworthy financial institutions.

The Corporation is exposed to credit risk on accounts receivable from its customers. In order to reduce this risk, the Corporation’s credit 
policies include the analysis of a customer’s financial position and a regular review of its credit limits. The Corporation also believes that no 
particular concentration of credit risks exists due to the geographic diversity of its customers and the procedures in place for managing 
commercial risks. Derivative financial instruments include an element of credit risk, should the counterparty be unable to meet its obligations.

q)  Cyber security
The Corporation relies on information technology to process, transmit and store electronic data in its daily business activities. Any potential 
information technology security incident as a result of malicious misbehavior or involuntary in nature could have negative repercussions on 
business activities, intellectual property, operating results and financial position of the Corporation. Cyber security represents a Company-
wide challenge and the related risks are part of the corporate risk management program that is presented to the Audit and Finance committee 
of  the  Corporation. To  limit  Corporation  exposure  to  incidents  that  may  affect  confidentiality,  integrity  and  availability  of  information,  the 
Corporation has put in place control measures that are based on industry best practices.

r)  Climate change
The Corporation operates plants and delivers products to clients in locations that may be subject to climate stress events such as sea-level 
rise and increased storm frequency or intensity. Caused by climate change or not, the occurrence of one or more natural disasters, such as 
hurricanes, fires or floods, could cause considerable damage to our buildings, disrupt operations, increase operating costs such as freight 
and energy and have a negative impact on sales. Climate changes could require higher remediation and insurance costs for the Corporation.

62 
62

52

MANAGEMENT'S REPORT
TO THE SHAREHOLDERS OF CASCADES INC.

February 27, 2019 

The accompanying consolidated financial statements are the responsibility of the management of Cascades Inc., and have been reviewed 
by the Audit and Finance Committee, and approved by the Board of Directors. 

The consolidated financial statements have been prepared in accordance with International Financial Reporting Standards (IFRS) as issued 
by the International Accounting Standards Board and include certain estimates that reflect Management’s best judgment. 

The Management of the Corporation is also responsible for all other information included in this Annual Report and for ensuring that this 
information is consistent with the Corporation’s consolidated financial statements and business activities. 

The  Management  of  the  Corporation  is  responsible  for  the  design,  establishment  and  maintenance  of  appropriate  internal  controls  and 
procedures for financial reporting, to ensure that financial statements for external purposes are fairly presented in conformity with IFRS. Such 
internal control systems are designed to provide reasonable assurance on the reliability of the financial information and the safeguarding of 
assets. 

Independent auditor and internal auditors have free and independent access to the Audit and Finance Committee, which comprises outside 
independent directors. The Audit and Finance Committee, which meets regularly throughout the year with members of management and the 
external and internal auditors, reviews the consolidated financial statements and recommends their approval to the Board of Directors. 

The consolidated financial statements have been audited by PricewaterhouseCoopers LLP, whose report is provided below. 

Mario Plourde 
President and Chief Executive Officer - Kingsey Falls, Canada 

Allan Hogg
Vice-President and Chief Financial Officer - Kingsey Falls, Canada

53

63 
63

 
 
 
 
 
INDEPENDENT AUDITOR'S REPORT
TO THE SHAREHOLDERS OF CASCADES INC.

Our opinion
In our opinion, the accompanying consolidated financial statements present fairly, in all material respects, the financial position of Cascades 
Inc. and its subsidiaries, (together, the Corporation) as at December 31, 2018 and 2017, and its financial performance and its cash flows for 
the years then ended in accordance with International Financial Reporting Standards as issued by the International Accounting Standard 
Board (IFRS).

What we have audited
The Corporation's consolidated financial statements comprise:

• 

• 

• 

• 

• 

• 

the consolidated balance sheets as at December 31, 2018 and 2017;

the consolidated statements of earnings for the years then ended;

the consolidated statements of comprehensive income for the years then ended;

the consolidated statements of equity for the years then ended;

the consolidated statements of cash flows for the years then ended; and

the notes to the consolidated financial statements, which include a summary of significant accounting policies.

Basis for opinion
We conducted our audit in accordance with Canadian generally accepted auditing standards. Our responsibilities under those standards are 
further described in the Auditor’s responsibilities for the audit of the consolidated financial statements section of our report.

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Independence
We are independent of the Corporation in accordance with the ethical requirements that are relevant to our audit of the consolidated financial 
statements in Canada. We have fulfilled our other ethical responsibilities in accordance with these requirements.

Other information
Management is responsible for the other information. The other information comprises the Management's Discussion and Analysis, which we 
obtained prior to the date of this auditor's report and the information, other than the consolidated financial statements and our auditor's report 
thereon, included in the annual report, which is expected to be made available to us after that date.

Our opinion on the consolidated financial statements does not cover the other information and we do not and will not express an opinion or 
any form of assurance conclusion thereon.

In connection with our audit of the consolidated financial statements, our responsibility is to read the other information identified above and, 
in doing so, consider whether the other information is materially inconsistent with the consolidated financial statements or our knowledge 
obtained in the audit, or otherwise appears to be materially misstated.

If, based on the work we have performed on the other information that we obtained prior to the date of this auditor’s report, we conclude that 
there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard. When 
we read the information, other than the consolidated financial statements and our auditor's report thereon, included in the annual report, if we 
conclude that there is a material misstatement therein, we are required to communicate the matter to those charged with governance.

Responsibilities of management and those charged with governance for the consolidated financial 
statements
Management is responsible for the preparation and fair presentation of the consolidated financial statements in accordance with IFRS, and 
for such internal control as management determines is necessary to enable the preparation of consolidated financial statements that are free 
from material misstatement, whether due to fraud or error.

In preparing the consolidated financial statements, management is responsible for assessing the Corporation's ability to continue as a going 
concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless management 
either intends to liquidate the Corporation or to cease operations, or has no realistic alternative but to do so.

Those charged with governance are responsible for overseeing the Corporation’s financial reporting process. 

64 
64

54

Auditor’s responsibilities for the audit of the consolidated financial statements
Our objectives are to obtain reasonable assurance about whether the consolidated financial statements as a whole are free from material 
misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level 
of assurance, but is not a guarantee that an audit conducted in accordance with Canadian generally accepted auditing standards will always 
detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in 
the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these consolidated 
financial statements.

As part of an audit in accordance with Canadian generally accepted auditing standards, we exercise professional judgment and maintain 
professional skepticism throughout the audit. We also:

• 

• 

• 

• 

• 

• 

Identify and assess the risks of material misstatement of the consolidated financial statements, whether due to fraud or error, design 
and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis 
for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as 
fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.

Obtain  an  understanding  of  internal  control  relevant  to  the  audit  in  order  to  design  audit  procedures  that  are  appropriate  in  the 
circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Corporation’s internal control.

Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures 
made by management.

Conclude on the appropriateness of management’s use of the going concern basis of accounting and, based on the audit evidence 
obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the Corporation’s 
ability to continue as a going concern. If we conclude that a material uncertainty exists, we are required to draw attention in our auditor’s 
report to the related disclosures in the consolidated financial statements or, if such disclosures are inadequate, to modify our opinion. 
Our conclusions are based on the audit evidence obtained up to the date of our auditor’s report. However, future events or conditions 
may cause the Corporation to cease to continue as a going concern.

Evaluate the overall presentation, structure and content of the consolidated financial statements, including the disclosures, and whether 
the consolidated financial statements represent the underlying transactions and events in a manner that achieves fair presentation.  

Obtain sufficient appropriate audit evidence regarding the financial information of the entities or business activities within the Corporation 
to express an opinion on the consolidated financial statements. We are responsible for the direction, supervision and performance of 
the group audit. We remain solely responsible for our audit opinion.

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant 
audit findings, including any significant deficiencies in internal control that we identify during our audit. 

We  also  provide  those  charged  with  governance  with  a  statement  that  we  have  complied  with  relevant  ethical  requirements  regarding 
independence, and to communicate with them all relationships and other matters that may reasonably be thought to bear on our independence, 
and where applicable, related safeguards.

The engagement partner on the audit resulting in this independent auditor’s report is Jean-François Lecours.

Montréal, Québec
March 5, 2019

1 CPA auditor, CA, public accountancy permit No. A126402

55

65 
65

CONSOLIDATED BALANCE SHEETS

(in millions of Canadian dollars)

Assets

Current assets

Cash and cash equivalents

Accounts receivable

Current income tax assets

Inventories

Current portion of financial assets

Assets held for sale

Long-term assets

Investments in associates and joint ventures

Property, plant and equipment

Intangible assets with finite useful life

Financial assets

Other assets

Deferred income tax assets

Goodwill and other intangible assets with indefinite useful life

Liabilities and Equity

Current liabilities

Bank loans and advances

Trade and other payables

Current income tax liabilities

Current portion of long-term debt

Current portion of provisions for contingencies and charges

Current portion of financial liabilities and other liabilities

Long-term liabilities

Long-term debt

Provisions for contingencies and charges

Financial liabilities

Other liabilities

Deferred income tax liabilities

Equity attributable to Shareholders

Capital stock

Contributed surplus

Retained earnings

Accumulated other comprehensive income (loss)

Non-controlling interests

Total equity

NOTE

December 31,
2018

December 31,
2017

3, 6 and 14

7 and 14

27

24

8

9 and 14

10

27

5, 11 and 29

17

5 and 10

26

3 and 12

14, 26 and 27

13

15 and 27

14, 26 and 27

13

27

5 and 15

17

18

19

3

3 and 20

8

123

635

29

605

10

—

1,402

81

2,506

211

20

42

134

555

4,951

16

782

23

55

6

101

983

1,821

42

14

202

201

3,263

490

16

1,000

2

1,508

180

1,688

4,951

89

608

18

523

9

13

1,260

78

2,104

212

23

73

149

528

4,427

35

683

6

59

7

101

891

1,517

36

18

178

186

2,826

492

16

982

(35)

1,455

146

1,601

4,427

The accompanying notes are an integral part of these audited consolidated financial statements.

Approved by the Board of Directors

Alain Lemaire 

66 
66

Georges Kobrynsky 

56

 
 
 
 
 
 
 
CONSOLIDATED STATEMENTS OF EARNINGS

(in millions of Canadian dollars, except per common share amounts and number of common shares)

Sales

Cost of sales and expenses

Cost of sales (including depreciation and amortization of $244 million  (2017 — $215 million))

Selling and administrative expenses

Gain on acquisitions, disposals and others

Impairment charges and restructuring costs

Foreign exchange gain

Loss (gain) on derivative financial instruments

Operating income

Financing expense

Interest expense on employee future benefits and other liabilities

Loss on repurchase of long-term debt

Foreign exchange loss (gain) on long-term debt and financial instruments

Fair value revaluation gain on investments

Share of results of associates and joint ventures

Earnings before income taxes

Provision for (recovery of) income taxes

Net earnings including non-controlling interests for the year

Net earnings attributable to non-controlling interests

Net earnings attributable to Shareholders for the year

Net earnings per common share

Basic

Diluted

Weighted average basic number of common shares outstanding

Weighted average number of diluted common shares

The accompanying notes are an integral part of these audited consolidated financial statements. 

NOTE

21

3 and 22

3 and 22

5 and 24

25

27

26

26

14, 26 and 27

5 and 8

8

17

8

$

$

2018

4,649

3,997

410

(71)

77

(2)

8

4,419

230

84

15

—

4

(5)

(11)

143

49

94

35

59

0.62

0.58

$

$

94,570,924

96,933,681

2017

4,321

3,770

378

(8)

17

(5)

(6)

4,146

175

86

11

14

(23)

(315)

(39)

441

(81)

522

15

507

5.35

5.19

94,680,598

97,598,900

57

67 
67

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME 

(in millions of Canadian dollars)

Net earnings including non-controlling interests for the year

Other comprehensive income (loss)

Items that may be reclassified subsequently to earnings

Translation adjustments

Change in foreign currency translation of foreign subsidiaries

Change in foreign currency translation related to net investment hedging activities

Cash flow hedges

Change in fair value of foreign exchange forward contracts

Change in fair value of interest rate swaps

Change in fair value of commodity derivative financial instruments

Equity investment

Share of other comprehensive income of associates

Recovery of (provision for) income taxes

Items that are not released to earnings

Actuarial loss on employee future benefits

Recovery of income taxes

Other comprehensive income (loss)

Comprehensive income including non-controlling interests for the year

Comprehensive income attributable to non-controlling interests for the year

Comprehensive income attributable to Shareholders for the year

The accompanying notes are an integral part of these audited consolidated financial statements. 

NOTE

20

20

3 and 8

5 and 8

16

17

2018

94

2017

522

96

(58)

(2)

1

6

—

—

2

45

(16)

4

(12)

33

127

45

82

(43)

33

1

—

1

(1)

21

(13)

(1)

(13)

3

(10)

(11)

511

18

493

68 
68

58

CONSOLIDATED STATEMENTS OF EQUITY

For the year ended December 31, 2018

(in millions of Canadian

dollars)

NOTE

CAPITAL
STOCK

CONTRIBUTED
SURPLUS

RETAINED
EARNINGS

ACCUMULATED
OTHER
COMPREHENSIVE
INCOME (LOSS)

TOTAL EQUITY
ATTRIBUTABLE TO
SHAREHOLDERS

NON-
CONTROLLING
INTERESTS

3

5

Balance - Beginning of year

Adoption of new accounting

standard

Adjusted Balance -

Beginning of period
Comprehensive income (loss)

Net earnings

Other comprehensive
income (loss)

Business combinations

Dividends

Stock options expense

Issuance of common shares
upon exercise of stock
options

Redemption of common

shares

Capital contribution from a
non-controlling interests
Acquisition of non-controlling

interests

Dividends paid to non-
controlling interests
Balance - End of year

(in millions of Canadian

dollars)

Balance - Beginning of year

Comprehensive income (loss)

Net earnings

Other comprehensive
income (loss)

Business combinations

5

Dividends

Stock options expense

Issuance of common shares
upon exercise of stock
options

Partial disposal of a subsidiary 
to non-controlling interests
Acquisition  of  non-controlling 

interests

Dividends paid to non-
controlling interests

Balance - End of year

CAPITAL
STOCK

CONTRIBUTED
SURPLUS

RETAINED
EARNINGS

ACCUMULATED
OTHER
COMPREHENSIVE
LOSS

TOTAL EQUITY
ATTRIBUTABLE TO
SHAREHOLDERS

NON-
CONTROLLING
INTERESTS

For the year ended December 31, 2017

492

—

492

—

—

—

—

—

—

6

(8)

—

—

—

490

16

—

16

—

—

—

—

—

1

(1)

—

—

—

—

16

982

(2)

980

59

(12)

47

—

(15)

—

—

(12)

—

—

—

1,000

(35)

2

(33)

—

35

35

—

—

—

—

—

—

—

—

2

1,455

—

1,455

59

23

82

—

(15)

1

5

(20)

—

—

—

1,508

146

—

146

35

10

45

5

—

—

—

—

1

(1)

(16)

180

487

—

—

—

—

—

—

5

—

—

—

492

(31)

—

(4)

(4)

—

—

—

—

—

—

—

(35)

984

507

(14)

493

—

(15)

1

4

(1)

(11)

—

1,455

90

15

3

18

57

—

—

—

1

(15)

(5)

146

16

—

—

—

—

—

1

(1)

—

—

—

16

512

507

(10)

497

—

(15)

—

—

(1)

(11)

—

982

59

TOTAL
EQUITY

1,601

—

1,601

94

33

127

5

(15)

1

5

(20)

1

(1)

(16)

1,688

TOTAL
EQUITY

1,074

522

(11)

511

57

(15)

1

4

—

(26)

(5)

1,601

69 
69

The accompanying notes are an integral part of these audited consolidated financial statements. 

CONSOLIDATED STATEMENTS OF CASH FLOWS

(in millions of Canadian dollars)

Operating activities

Net earnings attributable to Shareholders for the year

Adjustments for:

Financing expense and interest expense on employee future benefits and other liabilities

Loss on repurchase of long-term debt

Depreciation and amortization

Gain on acquisitions, disposals and others

Impairment charges and restructuring costs

Unrealized loss (gain) on derivative financial instruments

Foreign exchange loss (gain) on long-term debt and financial instruments

Provision for (recovery of) income taxes

Fair value revaluation gain on investments

Share of results of associates and joint ventures

Net earnings attributable to non-controlling interests

Net financing expense paid

Premium paid on long-term debt repurchase

Net income taxes paid

Dividends received

Employee future benefits and others

Changes in non-cash working capital components

Investing activities

Investments in associates and joint ventures

Payments for property, plant and equipment

Proceeds from disposals of property, plant and equipment

Change in intangible and other assets

Net cash acquired (paid) in business combinations

Financing activities

Bank loans and advances

Change in credit facilities

Increase in term loan

Repurchase of unsecured senior notes

Increase in other long-term debt

Payments of other long-term debt

Settlement of derivative financial instruments

Issuance of common shares upon exercise of stock options

Redemption of common shares

Dividends paid to non-controlling interests and acquisition of non-controlling interests

Capital contribution from non-controlling interests

Dividends paid to the Corporation’s Shareholders

Change in cash and cash equivalents during the year

Currency translation on cash and cash equivalents

Cash and cash equivalents - Beginning of year

Cash and cash equivalents - End of year

The accompanying notes are an integral part of these audited consolidated financial statements.

60

70 
70

NOTE

2018

2017

26

14, 26 and 27

5 and 24

25

17

5 and 8

14

8

26

8

5 and 9

24

8 and 10

5

14 and 26

14, 26 and 27

18

18

5 and 8

59

99

—

244

(71)

77

9

4

49

(5)

(11)

35

(107)

—

(11)

6

(16)

361

12

373

(2)

(338)

85

(15)

(100)

(370)

(22)

(126)

235

—

66

(81)

(1)

5

(20)

(17)

1

(15)

25

28

6

89

123

507

97

14

215

(8)

11

(8)

(23)

(81)

(315)

(39)

15

(99)

(11)

(10)

12

(17)

260

(87)

173

(17)

(193)

15

256

9

70

8

114

—

(257)

11

(47)

(12)

4

—

(24)

—

(15)

(218)

25

2

62

89

 
SEGMENTED INFORMATION 

The Corporation analyzes the performance of its operating segments based on their operating income before depreciation and amortization, 
which  is  not  a  measure  of  performance  under  International  Financial  Reporting  Standards  (IFRS);  however,  the  chief  operating                            
decision-maker (CODM) uses this performance measure to assess the operating performance of each reportable segment. Earnings for each 
segment are prepared on the same basis as those of the Corporation. Intersegment operations are recorded on the same basis as sales to 
third parties, which are at fair market value. The accounting policies of the reportable segments are the same as the Corporation's accounting 
policies described in Note 2.

The Corporation's operating segments are reported in a manner consistent with the internal reporting provided to the CODM. The Chief 
Executive Officer has authority for resource allocation and management of the Corporation's performance, and is therefore the CODM.

The Corporation's operations are managed in four segments: Containerboard, Boxboard Europe and Specialty Products (which constitutes 
the Corporation's Packaging Products), and Tissue Papers.

(in millions of Canadian dollars)

Packaging Products

Containerboard

Boxboard Europe

Specialty Products

Intersegment sales

Tissue Papers

Intersegment sales and Corporate Activities

(in millions of Canadian dollars)

Packaging Products

Containerboard

Boxboard Europe

Specialty Products

Tissue Papers

Corporate Activities

Operating income before depreciation and amortization

Depreciation and amortization

Financing expense and interest expense on employee future benefits and other liabilities

Loss on repurchase of long-term debt

Foreign exchange gain (loss) on long-term debt and financial instruments

Fair value revaluation gain on investments

Share of results of associates and joint ventures

Earnings before income taxes

2018

1,840

933

659

(89)

3,343

1,352

(46)

4,649

SALES

2017

1,652

838

703

(105)

3,088

1,268

(35)

4,321

OPERATING INCOME BEFORE DEPRECIATION AND
AMORTIZATION

2018

2017

470

97

46

613

(58)

(81)

474

(244)

(99)

—

(4)

5

11

143

238

67

67

372

90

(72)

390

(215)

(97)

(14)

23

315

39

441

61

71 
71

(in millions of Canadian dollars)

Packaging Products

Containerboard

Boxboard Europe

Specialty Products

Tissue Papers

Corporate Activities

Total acquisitions

Proceeds from disposals of property, plant and equipment

Capital lease acquisitions and included in other debts and liabilities

Acquisitions for property, plant and equipment included in “Trade and other payables”

Beginning of year

End of year

Payments for property, plant and equipment net of proceeds from disposals

(in millions of Canadian dollars)

Packaging Products

Containerboard

Boxboard Europe

Specialty Products

Tissue Papers

Corporate Activities

Intersegment eliminations

Investments in associates and joint ventures

Other investments

Information by geographic segment is as follows:

(in millions of Canadian dollars)

Canada

United States

Italy

Other countries

(in millions of Canadian dollars)

Canada

United States

Italy

Other countries

72 
72

62

PAYMENTS FOR PROPERTY, PLANT AND EQUIPMENT

2018

2017

243

35

34

312

88

17

417

(85)

(70)

262

28

(37)

253

65

27

32

124

64

19

207

(15)

(11)

181

25

(28)

178

December 31,
2018

TOTAL ASSETS

December 31,
2017

2,253

786

473

3,512

982

428

(56)

4,866

81

4

4,951

2,016

609

386

3,011

940

460

(68)

4,343

78

6

4,427

PROPERTY, PLANT AND EQUIPMENT

December 31,
2018

December 31,
2017

835

1,279

197

195

2,506

837

970

183

114

2,104

GOODWILL, CUSTOMER RELATIONSHIPS AND CLIENT
LISTS, AND OTHER FINITE AND INDEFINITE USEFUL LIFE
INTANGIBLE ASSETS
December 31,
2017

December 31,
2018

430

308

27

1

766

449

278

13

—

740

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

(Tabular amounts in millions of Canadian dollars, except per common share and option amounts and number of common shares and options)

NOTE 1 
GENERAL INFORMATION

Cascades Inc. and its subsidiaries (together “Cascades” or the “Corporation”) produce, convert and market packaging and tissue products 
composed mainly of recycled fibres. Cascades Inc. is incorporated and domiciled in Québec, Canada. The address of its registered office is 
404, Marie-Victorin Boulevard, Kingsey Falls. Its shares are listed on the Toronto Stock Exchange.

The Board of Directors approved the consolidated financial statements on February 27, 2019.

NOTE 2 
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

BASIS OF PRESENTATION
The Corporation prepares its financial statements in accordance with Canadian generally accepted accounting principles (GAAP) as set forth 
in Part I of the Chartered Professional Accountants of Canada (CPA Canada) Handbook – Accounting, which incorporates IFRS as issued 
by the International Accounting Standards Board. The key accounting policies applied in the preparation of these consolidated financial 
statements are described below. These policies have been consistently applied to all years presented, unless otherwise stated. 

BASIS OF MEASUREMENT
The consolidated financial statements have been prepared under the historical cost convention, except for the revaluation of certain financial 
assets and liabilities, including derivative instruments, which are measured at fair value.

BASIS OF CONSOLIDATION
These consolidated financial statements include the accounts of the Corporation, which include:

A.  SUBSIDIARIES
Subsidiaries are all entities over which the Corporation has control, where control is defined as the power to direct decisions about relevant 
activities. The Corporation does not have any interest in a structured entity. The existence and effect of potential voting rights that are exercisable 
or convertible are considered when assessing whether the Corporation controls another entity. Subsidiaries are fully consolidated from the 
date on which control is transferred to the Corporation. They are deconsolidated from the date on which control ceases. Accounting policies 
of subsidiaries have been changed, where necessary, to ensure consistency with the policies adopted by the Corporation. The purchase 
method  of  accounting  is  used  to  account  for  the  acquisition  of  subsidiaries  by  the  Corporation.  Results  of  operations  are  consolidated 
commencing on the date of acquisition. The purchase consideration is measured as the fair value of the assets given, equity instruments 
issued and liabilities incurred or assumed at the date of exchange. The transaction costs directly attributable to the acquisition are expensed. 
Identifiable assets acquired, as well as liabilities and contingent liabilities assumed in a business combination, are measured initially at their 
fair values at the acquisition date, irrespective of the extent of any non-controlling interests. The excess of the purchase consideration over 
the fair value of the Corporation's share of the identifiable net assets acquired is recorded as goodwill. If the purchase consideration is less 
than the fair value of the net assets of the subsidiary acquired, the difference is recognized directly in the consolidated statement of earnings. 
Intercompany transactions, balances and unrealized gains on transactions between subsidiaries are eliminated.

The following are the principal subsidiaries of the Corporation:

Cascades Canada ULC

Cascades USA Inc.

Greenpac Holding LLC 1

Reno de Medici S.p.A. (RDM)

1 For accounting purposes, percentage stands at 82.83%, including indirect ownership. See Notes 5 and 8 B. for more details.

PERCENTAGE OWNED (%)

JURISDICTION

100

100

59.7

57.95

Canada

Delaware

Delaware

Italy

63

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73

B.  TRANSACTIONS AND CHANGE IN OWNERSHIP
Acquisitions or disposals of equity interests in subsidiaries that do not result in the Corporation obtaining or losing control are treated as equity 
transactions. When the Corporation obtains or loses control, the revaluation of the previously held interest or the non-controlling interests that 
results in gains or losses for the Corporation is recognized in the consolidated statement of earnings.

C.  ASSOCIATES
Associates are all entities over which the Corporation has significant influence but not control, generally accompanying a shareholding of 
between 20% and 50% of the voting rights. Investments in associates are accounted for using the equity method and are initially recognized 
at cost. The Corporation's investment from associates includes goodwill identified on acquisition, net of any accumulated impairment loss.

Unrealized gains on transactions between the Corporation and its associates are eliminated to the extent of the Corporation's interest in the 
associates. Accounting policies of associates have been adjusted where necessary to ensure consistency with the policies adopted by the 
Corporation. Dilution gains and losses arising in investments in associates are recognized in the consolidated statement of earnings.

The Corporation assesses, at each year-end, whether there is any objective evidence that its interest in associates is impaired. If impaired, 
the carrying value of the Corporation's share of the underlying assets of associates is written down to its estimated recoverable amount (being 
the higher of fair value less cost of disposal or value in use) and charged to the consolidated statement of earnings.

D.  JOINT VENTURES
A joint venture is an entity in which the Corporation holds a long-term interest and for which it shares joint control over decisions regarding 
relevant activities. The Corporation reports its interests in joint ventures using the equity method. Accounting policies of joint ventures have 
been adjusted where necessary to ensure consistency with the policies adopted by the Corporation.

REVENUE RECOGNITION
The revenues of the Corporation come mainly from the sale of packaging and tissue products that are recognized at a point in time. Sales of 
goods in the consolidated statement of earnings are recognized by the Corporation when control of the goods has been transferred, being 
when the goods are delivered to customers and when all obligations have been fulfilled.

The amounts recognized as sales of goods represent the fair values of the considerations received or receivable from third parties on the 
sales of goods to customers, net of returns, rebates and discounts, at which time there are no conditions for the payment to become due 
other than the passage of time. Historical experience is used to estimate and provide for discounts and returns (expected value method), 
whereas volumes discounts are assessed based on anticipated annual sales (most likely amount method). The transaction price is not adjusted 
for the time value of money since all sales are cashed within 12 months.

FINANCIAL INSTRUMENTS AND HEDGING RELATIONSHIPS
Financial assets and financial liabilities are recognized when the Corporation becomes a party to the contractual provisions of the instrument. 
Financial assets and financial liabilities are offset and the net amount is reported in the consolidated balance sheet when there is a legally 
enforceable right to offset the recognized amounts and there is an intention to settle on a net basis or to realize the asset and settle the liability 
simultaneously.

CLASSIFICATION
On initial recognition, the Corporation determines the financial instruments classification as per the following categories:

• 
• 

instruments measured at amortized cost;
instruments measured at fair value through other comprehensive income (FVOCI) or through net income (FVTPL).

The financial instruments' classification under IFRS 9 is based on the business model in which a financial asset is managed and on its 
contractual cash flow characteristics. Derivatives embedded in contracts where the host is a financial instrument in the scope of the standard 
are never separated. Instead, the hybrid financial instrument as a whole is assessed for classification.

A financial asset is measured at amortized cost if it meets both of the following conditions and is not designated at FVTPL:

• 
• 

it is held within a business model whose objective is to hold assets to collect contractual cash flows; and
its contractual terms give rise on specified dates to cash flows that are solely payments of principal and interest on the principal 
amount outstanding.

Equity investments held for trading are classified as FVTPL. For all other equity investments that are not held for trading, the Corporation, on 
initial recognition, may irrevocably elect to present subsequent changes in the investment's fair value in other comprehensive income (OCI). 
This election is made on an investment-by-investment basis.

64

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74

Financial liabilities are measured at amortized cost unless they must be measured at FVTPL (such as derivatives) or if the Corporation elects 
to measure them at FVTPL.

EVALUATION
Financial instruments at amortized cost
Financial instruments at amortized cost are initially measured at fair value, and subsequently at amortized cost, using the effective interest 
method, less any impairment loss. Interest income, foreign exchange gains and losses and impairment are recognized in the consolidated 
statement of earnings.

Financial instruments at fair value
Financial instruments are initially and subsequently measured at fair value and transaction costs are accounted for in the consolidated statement 
of earnings. When the Corporation elects to measure a financial liability at FVTPL, gains or losses related to the Corporation's own credit risk
 are accounted for in the consolidated statement of earnings.

IMPAIRMENT
Since January 1, 2018, the Corporation prospectively estimates the expected credit losses associated with the debt instruments accounted 
for at amortized cost or FVOCI. The impairment methodology used depends on whether there is a significant increase in the credit risk or not. 
For trade receivables, the Corporation measures loss allowances at an amount equal to lifetime expected credit loss (ECL) as allowed by 
IFRS 9 under the simplified method.

DERECOGNITION
Financial assets
The Corporation derecognizes a financial asset when, and only when, the contractual rights to the cash flows from the financial asset have 
expired or when contractual rights to the cash flows have been transferred.

Financial liabilities
The Corporation derecognizes a financial liability when, and only when, it is extinguished, meaning when the obligation specified in the contract 
is discharged, canceled or expired. The difference between the carrying amount of the extinguished financial liability and the consideration 
paid or payable, including non-cash assets transferred or liabilities assumed, is recognized in the consolidated statement of earnings.

DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES
Derivative financial instruments are initially recognized at fair value on the date a derivative contract is entered into and are subsequently 
remeasured at their fair value. The method of recognizing the resulting gain or loss depends on whether the derivative is designated as a 
hedging instrument, and, if so, the nature of the item being hedged. The Corporation designates certain derivative financial instruments as 
either:

i)  hedges of the fair value of recognized assets or liabilities or a firm commitment (fair value hedge);
ii)  hedges of a particular risk associated with a recognized asset or liability or a highly probable forecast transaction (cash flow hedge); or
iii)  hedges of a net investment in a foreign operation (net investment hedge).

The Corporation formally documents, at the inception of the transaction, the relationship between hedging instruments and hedged items, as 
well  as  its  risk  management  objectives  and  strategy  for  undertaking  various  hedging  transactions. The  Corporation  also  documents  its 
assessment, both at hedge inception and on an ongoing basis, of whether the derivatives that are used in hedging transactions are highly 
effective in offsetting changes in fair values or cash flows of hedged items.

The full fair value of a hedging derivative is classified as a long-term asset or liability when the remaining maturity of the hedged item is more 
than 12 months and as a current asset or liability when the remaining maturity of the hedged item is less than 12 months. Trading derivatives 
are classified as current assets or liabilities.

A.  FAIR VALUE HEDGE
The periodic change in fair value of the hedging derivative is recorded in net earnings. The periodic change in the cumulative gain or loss on 
the hedged item is recorded as an adjustment to its carrying amount on the balance sheet and is also recorded in net earnings. Hedging 
ineffectiveness is automatically recorded to net earnings as the difference between the above amounts recorded in net earnings. Realized 
gains and losses on the hedging item, resulting from the difference between the interest payments on the receive leg and the pay leg of the 
hedging derivative, are recorded on an accrual basis in net earnings as interest income or expense.

If the hedge no longer meets the criteria for hedge accounting, the adjustment to the carrying amount of a hedged item for which the effective 
interest method is used is amortized to profit or loss over the period to maturity using a recalculated effective interest rate.

65

75 
75

B.  CASH FLOW HEDGE
The effective portion of changes in the fair value of derivatives that are designated and qualify as cash flow hedges is recognized in the 
statement of other comprehensive income. The gain or loss relating to the ineffective portion is recognized immediately in the consolidated 
statement of earnings.

Amounts accumulated in equity are reclassified to profit or loss against the gain (loss) on the hedged item when the latter is realized (for 
example, when the forecast sale that is hedged takes place). 

When a hedging instrument expires or is sold or when a hedge no longer meets the criteria for hedge accounting, any cumulative gain or loss 
existing in equity at that time remains in equity and is recognized when the forecast transaction is ultimately recognized in the consolidated 
statement of earnings. When a forecast transaction is no longer expected to occur, the cumulative gain or loss that was reported in equity is 
immediately transferred to the consolidated statement of earnings.

C.  NET INVESTMENT HEDGE
Hedges of net investments in foreign operations are accounted for similarly to cash flow hedges. Any gain or loss on the hedging instrument 
relating to the effective portion of the hedge is recognized in the statement of other comprehensive income. The gain or loss relating to the 
ineffective portion is recognized immediately in the consolidated statement of earnings. Gains and losses accumulated in equity are included 
in the consolidated statement of earnings when the foreign operation is partially disposed of or sold.

The Corporation also uses cross-currency interest rate swaps to manage the currency fluctuations risk associated with forecasted cash flows 
in foreign currency. These cross-currency interest rate swaps are designated as a foreign exchange hedge of its net investment in foreign 
operations. The portion of the gains and losses arising from the translation of those derivatives that are determined to be an effective hedge 
is recognized in other comprehensive income, counterbalancing gains and losses arising from the translation of the Corporation's net investment 
in its foreign operations.

CASH AND CASH EQUIVALENTS
Cash and cash equivalents consist of cash on hand, bank balances and short-term liquid investments with original maturities of three months 
or less.

ACCOUNTS RECEIVABLE
Accounts receivable are initially recognized at fair value and subsequently measured at amortized cost using the effective interest method, 
less a loss allowance that is based on expected collectability.

INVENTORIES
Inventories of finished goods are valued at the lower of cost, which is established using the average production cost, and net realizable value. 
Inventories of raw materials as well as supplies and spare parts are valued at the lower of cost and replacement value, which is the best 
available measure of their net realizable value. Cost for both raw materials and supplies and spare parts is determined using the average 
cost. Net realizable value is the estimated selling price in the ordinary course of business, less the estimated costs of completion and the 
estimated costs necessary to make the sale.

PROPERTY, PLANT AND EQUIPMENT AND DEPRECIATION
Property, plant and equipment are recorded at cost less accumulated depreciation and net impairment losses, including capitalized interest 
incurred  during  the  construction  period  of  qualifying  property,  plant  and  equipment.  Repairs  and  maintenance  costs  are  charged  to  the 
consolidated statement of earnings during the period in which they are incurred. Residual values, method of depreciation and useful lives of 
the assets are reviewed annually and adjusted if appropriate. 

76 
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66

Depreciation is calculated on a straight-line basis as follows:

Buildings  
Machinery and equipment 
Automotive equipment 
Other property, plant and equipment  Between 3 and 10 years     

Between 10 and 33 years
Between 3 and 30 years
Between 5 and 10 years

GRANTS AND INVESTMENT TAX CREDITS
Grants and investment tax credits for property, plant and equipment are accounted for using the cost reduction method and are amortized to 
earnings as a reduction of depreciation, using the same basis as that used to depreciate the related property, plant and equipment.

BORROWING COSTS
Borrowing costs directly attributable to the acquisition, construction or production of qualifying assets, which are assets that necessarily take 
a substantial period of time to get ready for their intended use, are added to the cost of those assets until all the activities necessary to prepare 
the asset for its intended use are complete. All other borrowing costs are recognized in the consolidated statement of earnings in the period 
in which they are incurred.

INTANGIBLE ASSETS
Intangible assets consist primarily of customer relationships and client lists, application software and favourable leases. They are recorded 
at cost less accumulated amortization and impairment losses and amortized on a straight-line basis over the estimated useful lives as follows:

Customer relationships and client lists 
Other intangible assets with finite useful life 
Application software 
Enterprise Resource Planning (ERP) 
Favourable leases 

Between 2 and 20 years
Between 2 and 20 years
Between 3 and 10 years
7 years
Term of the lease

Expenditure on research activities is recognized as an expense in the period in which it is incurred.

IMPAIRMENT

A.  PROPERTY, PLANT AND EQUIPMENT AND INTANGIBLE ASSETS WITH FINITE USEFUL LIFE
At the end of each reporting period, the Corporation assesses whether there is an indicator that the carrying amount of an asset or a group 
of assets may be higher than its recoverable amount which is described in section C hereunder. For that purpose, assets are grouped at the 
lowest levels for which there are separately identifiable cash inflows (cash generating units (CGUs)). If there is any indication that an individual 
asset may be impaired, the recoverable amount shall be estimated for the individual asset.

When the recoverable amount is lower than the carrying amount, the carrying amount is reduced to the recoverable amount. Impairment 
losses are recorded immediately in the consolidated statement of earnings in the line item Impairment charges and restructuring costs. 
Impairment losses are evaluated for potential reversals when events or changes in circumstances warrant such consideration. The revalued 
carrying value is the lower of the estimated recoverable amount and the carrying amount that would have been determined had no impairment 
loss been recognized and depreciation had been taken previously on the asset or CGU. A reversal of impairment loss is recorded directly in 
the consolidated statement of earnings in the line item “Impairment charges and restructuring costs”.

B.  GOODWILL AND OTHER INTANGIBLE ASSETS WITH INDEFINITE USEFUL LIFE
Goodwill and other intangible assets with an indefinite useful life are recognized at cost less any accumulated impairment losses. They have 
an indefinite useful life due to their permanent nature since they are acquired rights or not subject to wear and tear. They are reviewed for 
impairment annually on December 31 or when an event or a circumstance occurs and indicates that the value could be permanently impaired. 
Goodwill is allocated to CGUs for the purpose of impairment testing based on the level at which Management monitors it, which is not higher 
than an operating segment. The allocation is made to CGUs that are expected to benefit from the business combination in which the goodwill 
and other intangible assets with an indefinite useful life arose. Impairment loss on goodwill is not reversed.

67

77 
77

 
 
 
 
C.  RECOVERABLE AMOUNTS
A recoverable amount is the higher of fair value less cost of disposal and value in use. In assessing value in use, the estimated future cash 
flows are discounted to their present value using a discount rate that reflects current market assessment of the time value of money and the 
risks specific to the asset or CGU. When determining fair value less cost of disposal, the Corporation considers if there is a market price for 
the asset being evaluated. Otherwise, the Corporation uses the income approach.

LEASES
Leases in which a significant portion of the risks and rewards of ownership are retained by the lessor are classified as operating leases. 
Payments made under operating leases are charged to the consolidated statement of earnings on a straight-line basis over the term of the 
lease.

The  Corporation  leases  certain  property,  plant  and  equipment.  Leases  of  property,  plant  and  equipment  for  which  the  Corporation  has 
substantially all the risks and rewards of ownership are classified as finance leases. Finance leases are capitalized at the lease's commencement 
at the lower of the fair value of the leased property or the present value of the minimum lease payments. Property, plant and equipment 
acquired under a finance lease are depreciated over the shorter of the estimated useful life of the asset or the lease term using the straight-
line method. Each lease payment is allocated between the liability and the financing expense so as to achieve a constant rate on the finance 
balance outstanding. The corresponding rental obligations, net of financing expense, are included in long-term debt.

PROVISIONS FOR CONTINGENCIES AND CHARGES
Provisions for contingencies include mainly legal and other claims. A provision is recognized when the Corporation has a legal or constructive 
obligation as a result of a past event and it is probable that settlement of the obligation will require a financial payment or cause a financial 
loss, and a reliable estimate of the amount of the obligation can be made.

If some or all of the expenditure required to settle a provision is expected to be reimbursed by another party, the reimbursement is recorded 
in the consolidated balance sheet as a separate asset, but only if it is virtually certain that the reimbursement will be received.

Provisions are measured at the present value of the expenditures expected to be required to settle the obligation using a discount rate that 
reflects current market assessments of the time value of money and the risks specific to the obligation. The increase in the provision due to 
the passage of time is recognized as a financing expense.

ENVIRONMENTAL RESTORATION OBLIGATIONS AND ENVIRONMENTAL COSTS
An obligation to incur restoration and environmental costs arises when environmental disturbance is caused by the development or ongoing 
production of a plant or landfill site. Such costs arising from the installation of a plant and other site preparation work are provided for and 
capitalized at the start of each project, or as soon as the obligation to incur such costs arises. Decommissioning costs are recorded at the 
estimated amount at which the obligation could be settled at the consolidated balance sheet date, and are charged against profit over the life 
of the operation, through the depreciation of the asset and the unwinding of the discount on the provision. The discount rate is the pre-tax 
rate that reflects current market assessments of the time value of money and the risks specific to the liability. Costs for restoring subsequent 
site damage which is created on an ongoing basis during production are provided for at their present values and charged against profit as 
the obligation arises.

Changes in the measurement of a liability relating to the decommissioning of a plant or other site preparation work that result from changes 
in the estimated timing or amount of the cash flow or a change in the discount rate are added to or deducted from the cost of the related asset 
in the current year. If a decrease in the liability exceeds the carrying amount of the asset, the excess is recognized immediately in the 
consolidated statement of earnings. If the asset value is increased and there is an indication that the revised carrying value is not recoverable, 
an impairment test is performed in accordance with the accounting policy for impairment testing.

LONG-TERM DEBT
Long-term debt is recognized initially at fair value, net of financing costs incurred. Long-term debt is subsequently carried at amortized cost; 
any difference between the proceeds (net of transaction costs) and the redemption value is recognized in the consolidated statement of 
earnings over the period of the term of the debt using the effective interest method.

Financing costs paid on establishment of the revolving credit facility are recognized as deferred financing costs and amortized on a straight-
line basis over the anticipated period of the credit facility.

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68

EMPLOYEE BENEFITS
The Corporation offers funded and unfunded defined benefit pension plans, defined contribution pension plans and group registered retirement 
savings plans (RRSPs) that provide retirement benefit payments for most of its employees. The defined benefit pension plans are usually 
contributory and are based on the number of years of service and, in most cases, the average salaries or compensation at the end of a career. 
Retirement benefits are not adjusted based on inflation. The Corporation also offers its employees some post-employment benefit plans, such 
as a retirement allowance, group life insurance and medical and dental plans. However, these benefits, other than pension plans, are not 
funded. Furthermore, the medical and dental plans upon retirement are being phased out and are no longer offered to the majority of new 
retirees and the retirement allowance is not offered to those who do not meet certain criteria.

The liability recognized in the consolidated balance sheet in respect of defined benefit pension plans is the present value of the defined benefit 
obligation at the end of the reporting period less the fair value of plan assets. The defined benefit obligation is calculated at least every three 
years by independent actuaries using the projected unit credit method and updated regularly by Management for any material transactions 
and changes in circumstances, including changes in market prices and interest rates up to the end of the reporting period.

As well, when an asset is recorded for a pension plan, its carrying value cannot be greater than the future economic benefit that the Corporation 
will get from the asset. The future economic benefit includes the suspension of contribution if the pension plan provisions allow for it under 
the minimum funding requirements. When there is a minimum funding requirement, it can increase the liability recorded. All special contributions 
legally required to fund a plan deficit are considered. For plans for which an actuarial evaluation is required as at December 31, 2018, a 
schedule of contributions is estimated to establish the minimum funding requirement. For other plans, we have used contributions from the 
most recent actuarial report.

Actuarial gains and losses that arise in calculating the present value of the defined benefit obligation and the fair value of plan assets are 
recorded in the statement of other comprehensive income and recognized immediately in retained earnings without recycling to the consolidated 
statement of earnings. Past service costs are recognized immediately in the consolidated statement of earnings.

When restructuring a plan results in a curtailment and settlement occurring at the same time, the curtailment is accounted for before the 
settlement.

Interest costs on pension and other post-employment benefits are recognized in the consolidated statement of earnings as Interest expense 
on employee future benefits. The measurement date of employee future benefit plans is December 31 of each year. An actuarial evaluation 
is  performed  at  least  every  three  years.  Based  on  their  balances  as  at  December  31,  2018,  58%  of  the  plans  were  evaluated  on 
December 31, 2017 (36% in 2016).

INCOME TAXES
The Corporation uses the liability method to recognize deferred income taxes. According to this method, deferred income taxes are determined 
using the difference between the accounting and tax bases of assets and liabilities. Deferred income tax assets and liabilities are measured 
using enacted or substantively enacted tax rates at the consolidated balance sheet date that are expected to apply when the deferred income 
taxes are expected to be recovered or settled. Deferred income tax assets are recognized when it is probable that the asset will be realized.

Deferred income tax assets and liabilities are offset when there is a legally enforceable right to offset current tax assets against current tax 
liabilities and when the deferred income tax assets and liabilities relate to income taxes levied by the same taxation authority on either the 
same taxable entity or different taxable entities where there is an intention to settle the balances on a net basis.

FOREIGN CURRENCY TRANSLATION
Items included in the financial statements of each of the Corporation's entities are measured using the currency of the primary economic 
environment in which the business unit operates (the “functional currency”). The consolidated financial statements are presented in Canadian 
dollars, which is Cascades' functional currency.

A.  FOREIGN CURRENCY TRANSACTIONS
Transactions denominated in currencies other than the business unit's functional currency are recorded at the rate of exchange prevailing at 
the transaction date. Monetary assets and liabilities denominated in foreign currencies are translated at the rate of exchange prevailing at the 
consolidated balance sheet date. Unrealized gains and losses on translation of monetary assets and liabilities are reflected in the consolidated 
statement of earnings.

B.  FOREIGN OPERATIONS
The assets and liabilities of foreign operations are translated into Canadian dollars at the exchange rate prevailing at the consolidated balance 
sheet date. Revenues and expenses are translated at the average monthly exchange rate. Translation gains or losses are deferred and 
included in “Accumulated other comprehensive income”.

69

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SHARE-BASED PAYMENTS
The Corporation uses the fair value method of accounting for stock-based compensation awards granted to officers and key employees. This 
method consists in recording expenses to earnings based on the vesting period of each tranche of options granted. The fair value of each 
tranche is calculated based on the Black-Scholes option pricing model. This model was developed for use in estimating the fair value of traded 
options that have no vesting restrictions and are fully transferable. When stock options are exercised, any considerations paid by employees, 
as well as the related stock-based compensation, are credited to capital stock.

DIVIDEND DISTRIBUTION
Dividend distribution to the Corporation's Shareholders is recognized as a liability in the consolidated financial statements in the period in 
which the dividends are approved by the Corporation's Board of Directors.

EARNINGS PER COMMON SHARE
Basic earnings per common share are determined using the weighted average number of common shares outstanding during the period. 
Diluted earnings per common share are determined by adjusting the weighted average number of common shares outstanding for dilutive 
instruments, which are primarily stock options, using the treasury stock method to evaluate the dilutive effect of stock options. Under this 
method, instruments with a dilutive effect, which is when the average market price of a share for the period exceeds the exercise price, are 
considered to have been exercised at the beginning of the period and the proceeds received are considered to have been used to redeem 
common shares of the Corporation at the average market price for the period.

NOTE 3 
CHANGES IN ACCOUNTING POLICY AND DISCLOSURES  

In 2018, the Corporation changed the classification of some Corporate Activities expenses totaling $59 million (2017 - $62 million). Those 
costs were previously presented under “Selling and administrative expenses” and are now presented under “Cost of sales” since they are 
necessary for bringing finished goods to their present location and condition. 

A) NEW IFRS ADOPTED   

IFRS 15 REVENUE FROM CONTRACTS WITH CUSTOMERS   
IFRS 15 establishes a comprehensive framework for determining how much and when revenue is recognized. It replaces all previous revenue 
recognition standards, including IAS 18 Revenue, and related interpretations such as IFRIC 13 Customer Loyalty Programs.  

Impact of adoption    
The Corporation adopted IFRS 15 using the full retrospective application. The adoption of this standard did not result in any adjustment in 
the amounts previously recognized in the consolidated balance sheet, as contract costs were already recognized under other assets and 
depreciated over the contract term, while contract liabilities, consisting primarily of volume rebates provision, were already accrued using the 
most likely amount methodology. As well, the timing in the recognition of sales was not impacted by the new standard, as our previous revenue 
recognition policy already included control indicators defined in IFRS 15. Consequently, neither the consolidated statement of earnings, 
consolidated statement of comprehensive income, consolidated statement of equity nor consolidated statement of cash flows were adjusted. 

The only impact on the consolidated balance sheet pertains to the classification of contract liabilities, which can no longer be netted against 
“Accounts receivable” under IFRS 15. Contract liabilities, composed of volume rebates, are now presented on the line item “Trade and other 
payables”. As at December 31, 2018, contract liabilities balance was at $50 million (2017 - $45 million). As well, to comply with IFRS 15 
disclosure requirements, Note 21 ''Revenue'' was added whereas Note 12 ''Trade and Other Payables was modified''.   

IFRS 9 FINANCIAL INSTRUMENTS  
IFRS 9 sets out requirements for recognizing and measuring financial assets, financial liabilities and some contracts to buy or sell non-financial 
items. This standard replaces IAS 39 Financial Instruments : Recognition and Measurement.  

IFRS 9 largely retains the existing requirements in IAS 39 for the classification and measurement of financial liabilities. However, it eliminates 
the previous IAS 39 categories for financial assets of held to maturity, loans and receivables and available for sale.  

80 
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The following table presents the initial IAS 39 classification and the new IFRS 9  classification for all financial instruments held by the Corporation 
as at January 1, 2018.  

Financial assets and liabilities

Cash and cash equivalents

Accounts receivable

Equity investments

Financial instruments used for hedging

Other current and non current financial assets

Bank loans and advances

Trade and other payables

Revolving credit facility

Unsecured senior notes

IAS 39 classification

IFRS 9 classification

Loans and receivables (amortized cost)

Loans and receivables (amortized cost)

Amortized cost

Amortized cost

Available for sale (FVOCI)
FV — hedging instrument (FVOCI)
FVTPL

Other financial liabilities (amortized cost)

Other financial liabilities (amortized cost)

Other liabilities (amortized cost)

Other liabilities (amortized cost)

FVTPL
FV — hedging instrument (FVOCI)
FVTPL

Amortized cost

Amortized cost

Amortized cost

Amortized cost

FVTPL

Other current and non current financial liabilities

FVTPL

As allowed by IFRS 9, the Corporation adopted the simplified expected credit loss model for trade receivables.  

Impact of adoption
The change in the fair value of our equity investment in shares can no longer be recognized through other comprehensive income. As described 
above, equity investment must now be classified as FVTPL. Consequently, the balance of $2 million previously recorded in other comprehensive 
income was reclassified to retained earnings as at January 1, 2018.  

B) RECENT IFRS PRONOUNCEMENT NOT YET ADOPTED    

IIFRS 16 LEASES   
In January 2016, the IASB released IFRS 16 Leases, which supersedes IAS 17 Leases, and the related interpretations on leases: IFRIC 4 
Determining whether an Arrangement Contains a Lease, SIC 15 Operating Leases - Incentives and SIC 27 Evaluating the Substance of 
Transactions in the Legal Form of a Lease. The standard is effective for annual periods beginning on or after January 1, 2019. The new 
standard requires lessees to recognize a lease liability reflecting future lease payments and a “right-of-use asset” for virtually all leases 
contracts, and record it on the balance sheet, except with respect to lease contracts that meet limited exception criteria, such as when the 
underlying asset is of low value or the maturity of the lease is short term. Depreciation expense on the "right-of-use asset" and interest expense 
on the lease liability will replace the operating lease expense.  

The Corporation will apply IFRS 16 Leases retrospectively with no restatement of comparative information as allowed by the Standard. At the 
date of initial application, lease liability for leases previously classified as an operating lease under IAS 17 Leases equals the present value 
of the remaining lease payments, discounted using the Corporation's incremental borrowing rate. As for the underlying "right-of-use asset", 
the Corporation will elect to measure it at an amount equal to the lease liability. Therefore, the application of IFRS 16 Leases will not result 
in any adjustment to the opening retained earnings except for units whose assets are valued at fair market value following an impairment 
provision. When applying IFRS 16, the Corporation will use the low value exception as well as the short term exception on all categories of 
assets but buildings as allowed by IFRS 16. The Corporation is finalizing the calculation of the additional lease liabilities and underlying "right-
of-use assets" resulting from the adoption of the Standard.   

NOTE 4 
CRITICAL ACCOUNTING ESTIMATES AND JUDGMENTS 

Estimates and judgments are continually evaluated and are based on historical experience and other factors, including expectations of future 
events that are believed to be reasonable under the circumstances.   

CRITICAL ACCOUNTING ESTIMATES AND ASSUMPTIONS   
The preparation of financial statements in conformity with IFRS requires the use of estimates and assumptions that affect the reported amounts 
of assets and liabilities in the financial statements and disclosure of contingencies at the balance sheet date, and the reported amounts of 
revenues and expenses during the reporting period. On a regular basis and with the information available, Management reviews its estimates, 
including  those  related  to  environmental  costs,  employee  future  benefits,  collectability  of  accounts  receivable,  financial  instruments, 
contingencies, income taxes, useful life and residual value of property, plant and equipment and impairment of property, plant and equipment 

71

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and intangible assets. Actual results could differ from those estimates. When adjustments become necessary, they are reported in earnings 
in the period in which they occur.   

A.    IMPAIRMENT OF LONG-LIVED ASSETS, INTANGIBLE ASSETS AND GOODWILL   
In determining the recoverable amount of an asset or a cash generating unit (CGU), the Corporation uses several key assumptions based 
on external information on the industry when available, including estimated production levels, selling prices, volume, raw material costs, foreign 
exchange rates, growth rates, discounting rates and capital spending.   

The Corporation believes its assumptions are reasonable. Based on available information at the assessment date, however, these assumptions 
involve a high degree of judgment and complexity. Management believes that the following assumptions are the most susceptible to change 
and therefore could impact the valuation of the assets in the next year.   

DESCRIPTION OF SIGNIFICANT IMPAIRMENT TESTING ASSUMPTIONS (see Note 25 of consolidated financial statements)   

REVENUES, OPERATING INCOME BEFORE DEPRECIATION (OIBD) MARGINS, CASH FLOWS AND GROWTH RATES   
The assumptions used were based on the Corporation's internal budget. Revenues, OIBD margins and cash flows were projected for a period 
of five years and a perpetual long-term growth rate was applied thereafter. In arriving at its forecasts, the Corporation considers past experience, 
economic trends such as gross domestic product growth and inflation, as well as industry and market trends.   

DISCOUNT RATES   
The Corporation assumed a discount rate in order to calculate the present value of its projected cash flows. The discount rate represents a 
weighted average cost of capital (WACC) for comparable companies operating in similar industries of the applicable CGU, group of CGUs or 
reportable segment based on publicly available information.   

FOREIGN EXCHANGE RATES    
When estimating the fair value less cost of disposal, foreign exchange rates are determined using the financial institution's average forecast 
for the first two years of forecasting. For the following three years, the Corporation uses the last five years' historical average of the foreign 
exchange rate. Terminal rate is based on historical data of the last 20 years and adjusted to reflect Management's best estimate.   

SHIPMENTS  
The assumptions used are based on the Corporation's internal budget for the next year and are usually held constant for the forecast period. 
In arriving at its budgeted shipments, the Corporation considers past experience, economic trends as well as industry and market trends.   

Considering the sensitivity of the key assumptions used, there is measurement uncertainty since adverse changes in one or a combination 
of the Corporation's key assumptions could cause a significant change in the carrying amounts of these assets.   

B.    INCOME TAXES   
The Corporation is required to estimate the income taxes in each jurisdiction in which it operates. This includes estimating a value for existing 
tax losses based on the Corporation's assessment of its ability to use them against future taxable income before they expire. If the Corporation's 
assessment of its ability to use the tax losses proves inaccurate in the future, more or less of the tax losses might be recognized as assets, 
which would increase or decrease the income tax expense and, consequently, affect the Corporation's results in the relevant year.   

C.    EMPLOYEE BENEFITS   
The present value of the defined benefit obligation is determined by discounting the estimated future cash outflows using interest rates of 
high-quality corporate bonds that are denominated in the currency in which the benefits will be paid and that have terms to maturity approximating 
the terms of the related pension liability.   

The cost of pensions and other retirement benefits earned by employees is actuarially determined using the projected benefit method pro-
rated on years of service and Management's best estimate of expected plan investment performance, salary escalations, retirement ages of 
employees and expected health care costs. The accrued benefit obligation is evaluated using the market interest rate at the evaluation date. 
Due to the long-term nature of these plans, such estimates are subject to significant uncertainty. All assumptions are reviewed annually.   

D.    GOODWILL, INTANGIBLE ASSETS AND BUSINESS COMBINATIONS  
Goodwill and client lists have arisen as a result of business combinations.  The acquisition method, which also requires significant estimates 
and judgments, is used to account for these business combinations. As part of the allocation process in a business combination, estimated 
fair values are assigned to the net assets acquired. These estimates are based on forecasts of future cash flows, estimates of economic 
fluctuations and an estimated discount rate. The excess of the purchase price over the estimated fair value of the net assets acquired is then 
assigned to goodwill. In the event that actual net assets fair values are different from estimates, the amounts allocated to the net assets could 

82 
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differ from what is currently reported. This would then have a direct impact on the carrying value of goodwill. Differences in estimated fair 
values would also have an impact on the amortization of definite life intangibles.  

CRITICAL JUDGMENTS IN APPLYING THE CORPORATION'S ACCOUNTING POLICIES   

SUBSIDIARIES AND EQUITY ACCOUNTED INVESTMENTS   
Significant judgment is applied in assessing whether certain investment structures result in control, joint control or significant influence over 
the operations of the investment. Management's assessment of control, joint control or significant influence over an investment will determine 
the accounting treatment for the investment. The Corporation has a 59.7% direct interest in Greenpac. Greenpac's Shareholders agreement 
required a majority of 80% for all decision-making related to relevant activities. Consequently, the Corporation did not have power over relevant 
activities of Greenpac and its participation was accounted for as an associate. On April 4, 2017, Cascades and its partners in Greenpac 
Holding LLC (Greenpac) agreed to modify the equity holders' agreement. These modifications enable Cascades to direct decisions about 
relevant activities. Therefore, from an accounting standpoint, Cascades now has control over Greenpac, which triggered its deemed acquisition 
and thus fully consolidates Greenpac since April 4, 2017. Please refer to Notes 5 and 8 of the consolidated financial statements for more 
details. 

NOTE 5  
BUSINESS COMBINATIONS AND ASSET ACQUISITION

2018
Urban Forest Products LLC, Clarion Packaging LLC and Falcon Packaging LLC
On December 6, 2018, the Corporation acquired all the assets of Urban Forest Products LLC (UFP) and Clarion Packaging LLC (Clarion) 
respectively located in Brook, Indiana and Clarion, Iowa. Both plants manufacture molded pulp protective packaging that primarily serves the 
egg and quick service restaurant industries. Concurrently, the Specialty Products segment also acquired 75% of the membership units of 
Falcon Packaging LLC, a leader in the distribution of egg and other packaging located in Ohio, Iowa and Georgia. These acquisitions are in 
line with the Corporation's objective to expand molded pulp activities, which produce a recycled, recyclable, compostable and biodegradable 
packaging  product  that  offers  highly  interesting  opportunities  against  a  backdrop  of  expanding  interest  in  the  circular  economy.  Total 
consideration for the business acquisition was $58 million and consisted of US$38 million ($51 million) in cash, a non-cash provision of                   
$1 million and assumed debts of $6 million. These acquisitions were treated as a single business combination since the substance of the 
transaction was the acquisition of integrated businesses.

The $10 million fair value of accounts receivables is equal to gross contractual cash flows, which were all expected to be collected at the time 
of the acquisition.

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The purchase price allocation is preliminary as of December 31, 2018. Assets acquired and liabilities assumed were as follows:

(in millions of Canadian dollars)

Fair values of identifiable assets acquired and liabilities assumed:

Accounts receivable

Inventories

Property, plant and equipment

     Client list

Total assets

Bank loan

Trade and other payables

Long-term debt

     Deferred income tax liabilities

Net assets acquired

Non-controlling interests

Gain on business combination (net of income taxes of $1 million)

Cash paid

Non-cash provision for working capital adjustment

Total consideration

BUSINESS SEGMENT:

2018

SPECIALTY
PRODUCTS

ACQUIRED COMPANIES:

UFP, Clarion
& Falcon Packaging

10

8

48

10

76

(2)

(9)

(4)

(1)

60

(5)

(3)

52

51

1

52

The acquired business, since the date of acquisition, represents sales amounting to $11 million on a stand-alone basis ($11 million on a 
consolidated basis) and the contribution to net earnings attributable to Shareholders is nil on a stand-alone basis ($3 million on a consolidated 
basis including the gain on business combination, net of income tax). Had the acquisition occurred on January 1, 2018, consolidated sales 
would have been $4,773 million and net earnings attributable to Shareholders would have been $59 million including the gain on business 
acquisition, net of income tax.

PAC Service S.p.A.
On January 1, 2018, the Corporation acquired PAC Service S.p.A., a boxboard converter for the packaging, publishing, cosmetics and food 
industries and has been fully consolidated since then. The Corporation already had a 33.33% equity participation through its 58% equity 
ownership in Reno de Medici S.p.A. in the Boxboard Europe segment. The consideration for the acquisition of the remaining 66.67% shares 
consisted of cash totaling €10 million ($15 million) and was deposited on December 19, 2017. The excess of consideration over the net fair 
value of the assets acquired and the liabilities assumed resulted in a non-deductible goodwill of $7 million and has been allocated to the 
Boxboard Europe segment cash generating unit (CGU). The transaction is expected to create synergies, since Reno de Medici is already a 
strategic supplier of PAC Service.

Barcelona Cartonboard S.A.U.
On October 31, 2018, the Corporation acquired Barcelona Cartonboard S.A.U., a paperboard manufacturer on the Iberian Peninsula. The 
consideration for the acquisition consisted of cash totaling €36 million ($54 million) and €10 million ($14 million) of net debt assumed. The 
excess of the consideration over the net fair value of the assets acquired and the liabilities assumed resulted in a non-deductible goodwill of 
$1 million and has been allocated to the Boxboard Europe segment.The acquisition will allow Reno de Medici to strengthen its presence in 
a well-known market, to optimize its products portfolio and to further improve the level of service to current customers and new ones, as the 
Barcelona plant is located near some of the major European converters.

The $37 million fair value of total accounts receivables acquired is equal to the gross contractual cash flows, which were all expected to be 
collected at the time of the acquisition. 

The purchase price allocation was finalized during the second quarter of 2018 for Pac Service S.p.A. and the one for Barcelona Cartonboard 
S.A.U. is preliminary as of December, 31, 2018.

84 
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74

Assets acquired and liabilities assumed were as follows:

(in millions of Canadian dollars)

Fair values of identifiable assets acquired and liabilities assumed:

BUSINESS SEGMENT:

ACQUIRED
COMPANIES:

BARCELONA
CARTONBOARD
S.A.U.

2018

BOXBOARD EUROPE

PAC SERVICE S.p.A.

TOTAL

Cash and cash equivalents

Accounts receivable

Inventories

Property, plant and equipment

Other intangible assets with finite useful life

Other assets

     Goodwill

Total assets

Trade and other payables

Current portion of long-term debt

Long-term debt

Provision for contingencies and charges

Employee future benefits

Deferred income tax liabilities

Net assets acquired

Cash paid in 2018

Cash paid in 2017 (included in other assets as at December 31, 2017)

Previously held interest

Revaluation gain on previously held interest on January 1, 2018

Total consideration

2

25

21

72

2

1

1

124

(50)

(4)

(12)

(1)

—

(3)

54

54

—

—

—

54

4

12

7

9

—

—

7

39

(9)

(3)

(2)

—

(1)

(1)

23

—

15

3

5

23

6

37

28

81

2

1

8

163

(59)

(7)

(14)

(1)

(1)

(4)

77

54

15

3

5

77

The  acquisition  of  PAC  Service  S.p.A,  since  the  date  of  acquisition,  represents  sales  amounting  to  $33  million  on  a  stand-alone  basis                           
($23 million on a consolidated basis) and the contribution to net earnings attributable to Shareholders is $1 million on a stand-alone basis         
($1 million on a consolidated basis) whereas the Barcelona acquisition, since the date of acquisition, generated sales amounting to $33 million
on a stand-alone basis ($33 million on a consolidated basis) and a contribution to net earnings attributable to Shareholders of nil on a stand-
alone basis (nil on a consolidated basis). Had the Barcelona acquisition occurred on January 1, 2018, consolidated sales would have been 
$4,816 million and net earnings attributable to Shareholders would have been $60 million.

2017 
Coyle containerboard converting plants 
On November 30, 2017, the Containerboard Packaging segment purchased, from the Coyle family, three converting plants located in Ontario 
and specialized in the manufacturing of boxes and specialty products. Total consideration was $30 million and consisted of $25 million in 
cash, $1 million for working capital purchase price adjustment and $4 million of assumed debts. The excess of the consideration paid over 
the net fair value of the assets acquired resulted in a tax-deductible goodwill of $3 million and has been allocated to the Containerboard 
Packaging segment CGU. The transaction is expected to create synergies since a significant portion of their procurement is realized through 
our newly acquired Tencorr joint venture, which has a supply agreement with Greenpac.

The $12 million fair value of accounts receivables is equal to gross contractual cash flows, which were all expected to be collected at the time 
of acquisition.

The purchase price was finalized during the first quarter of 2018 and the Corporation paid working capital purchase price adjustment of                 
$1 million. There were no significant changes recorded to the preliminary amounts reported.

75

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85

Assets acquired and liabilities assumed were as follows:

(in millions of Canadian dollars)

Fair values of identifiable assets acquired and liabilities assumed:

Accounts receivable

Inventories

Property, plant and equipment

Intangible assets with finite useful life (client list)

Goodwill

Total assets

Trade and other payables

Current portion of long-term debt

Long-term debt

Net assets acquired

Cash paid in 2017

Working capital purchase price adjustment paid in 2018

Total consideration

BUSINESS SEGMENT:

2017

CONTAINERBOARD
PACKAGING

ACQUIRED COMPANY:

Coyle Plants

12

1

10

7

4

34

(4)

(1)

(3)

26

25

1

26

Greenpac Holding LLC 
On April 4, 2017, Cascades and its partners in Greenpac Holding LLC (Greenpac) agreed to modify the Limited Partnership Agreement. These 
modifications enable Cascades to direct decisions about relevant activities. Therefore, from an accounting standpoint, Cascades has control 
over Greenpac, which triggered its deemed acquisition and thus fully consolidates Greenpac since April 4, 2017.

There were no cash considerations for the acquisition and there was no change of participation of each partner in Greenpac. Consideration 
transferred for the acquisition was the fair value of Cascades' investment in Greenpac based on the income approach, less net liabilities with 
acquiree, which settled as a result of the transaction. The excess of the consideration over the net fair value of the assets acquired and the 
liabilities assumed resulted in a non-deductible goodwill of $190 million and has been allocated to the Containerboard Packaging segment 
CGU. The consolidation enables Cascades to better reflect its presence in the North American containerboard market.

One of the partners in Greenpac has a put option whereby the partner can require other partners or Greenpac itself to repurchase its shares 
at  a  price  including  a  predetermined  return  on  its  investment.  Under  IFRS,  this  option  gives  the  equity  participation  of  this  partner  the 
characteristics of liability more than equity. As such, this partner's participation is classified in the current portion of other liabilities at an initial 
fair value of $85 million at the acquisition date. 

For accounting purposes, the Corporation's share of Greenpac stands at 82.83% as at December 31, 2017 (78.3% for the period of April 4 
to November 30, 2017), while legal ownership is 59.7%. The Corporation records income taxes on 71.8% of Greenpac's profit before taxes, 
as it is a flow-through entity for tax purposes (62.5% for the period of April 4 to November 30, 2017). See Note 8 for details.

The change in control provides for the revaluation of the previously held interest to its fair market value. As such, a gain of $156 million was 
recognized in the consolidated statement of earnings in the second quarter. Also, consequent to the acquisition, our share of accumulated 
other comprehensive loss components of Greenpac totaling $4 million and included in Cascades' consolidated balance sheet prior to the 
acquisition was reclassified to net earnings. These two items are presented in line item “Fair value revaluation gain on investments” in the 
consolidated statement of earnings.

The Corporation has reversed its deferred income tax liability related to its Greenpac investment and recorded an income tax recovery of    
$70 million. The investment in Greenpac is considered as the consideration transferred for the Greenpac acquisition and, as a result, is 
accounted for as a deemed disposal for tax accounting purposes. 

The $20 million fair value of accounts receivables is equal to gross contractual cash flows, which were all expected to be collected at the time 
of acquisition.

The purchase price allocation of Greenpac was finalized during the third quarter of 2017.

86 
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Assets acquired and liabilities assumed were as follows:

(in millions of Canadian dollars)

Fair values of identifiable assets acquired and liabilities assumed:

Cash and cash equivalents

Accounts receivable

Inventories

Current portion of financial assets

Property, plant and equipment

Financial assets

Intangible assets with finite useful life (client list)

Goodwill

Total assets

Trade and other payables

Current portion of long-term debt

Current portion of financial liabilities and other liabilities

Long-term debt

Financial liabilities

Deferred income tax liabilities

Net assets acquired

Non-controlling interests

Total non-cash consideration

Previously held interest

Revaluation gain on previously held interest on April 4, 2017

Settlement of net liabilities with acquiree before the transaction

BUSINESS SEGMENT:

2017

CONTAINERBOARD
PACKAGING

ACQUIRED COMPANY:

Greenpac Holding LLC

34

20

23

4

512

16

39

190

838

(39)

(15)

(90)

(238)

(4)

(91)

361

(57)

304

187

156

(39)

304

On November 30, 2017, the Corporation increased its participation in Containerboard Partners (Ontario) Inc. from 23% to 53% through the 
acquisition of 90 common shares for a cash consideration of US$15 million ($19 million). The transaction increases the Corporation's indirect 
ownership in Greenpac to 6.4% from 3.6%. Since there are no activities in Containerboard Partners (Ontario) Inc. other than its investment 
in Greenpac, the transaction is accounted as the acquisition of a non-controlling interest. 

ASSET AQUISITION

2018
Bear Island
On July 26, 2018, the Containerboard Packaging segment acquired the White Birch's Bear Island manufacturing facility in Virginia, USA for 
a cash consideration of US$35 million ($46 million) (including transaction fees). Upon the approval of the Corporation's Board, the newsprint 
paper machine presently located on the site will be reconfigured to produce high-quality recycled lightweight linerboard and medium for the 
North American market. Production is expected to begin in 2021. During the period prior to conversion, White Birch will temporarily operate 
the site as a newsprint mill under a 27-month free net lease having an estimated value of $8 million and accounted for as deferred revenues 
and added to the consideration.

As part of the agreement, the Corporation granted to White Birch a one-time option to purchase an interest of up to 10% in the Bear Island 
containerboard mill project provided that the mill conversion project is approved by the Corporation's Board of Directors and can be exercised 
in the twelve month period beginning July 26, 2020. The option has an estimated value of $13 million and is added to the assets' purchase price.

The transaction is accounted for as an asset acquisition as it does not meet the definition of a business combination. The acquired facility 
includes landfills for which the Corporation recorded an asset retirement obligation amounting to $5 million. Finally, as part of the agreement, 
the Corporation committed to pay White Birch US$4 million ($5 million) in the next 27 months to cover property and building maintenance costs.

77

87 
87

(in millions of Canadian dollars)

Fair values of identifiable assets acquired and liabilities assumed:

Property, plant and equipment

Total assets

Asset retirement obligation

Net assets acquired

Cash paid

Purchase option fair value issued to White Birch

Favourable lease fair value

Carrying costs commitment

Total consideration

NOTE 6 
ACCOUNTS RECEIVABLE

(in millions of Canadian dollars)

Accounts receivable - Trade

Receivables from related parties

Less: loss allowance

Trade receivables - net

Other

(in millions of Canadian dollars)

Past due 1-30 days

Past due 31-60 days

Past due 61-90 days

Past due 91 days and over

Movements in the Corporation's loss allowance are as follows:

(in millions of Canadian dollars)

Balance at beginning of year

Provision for doubtful accounts, net of unused beginning balance

Receivables written off during the year as uncollectable

Other

Balance at end of year

NOTE

29

2018

570

34

(15)

589

46

635

2018

BUSINESS SEGMENT:

CONTAINERBOARD

ACQUIRED ASSETS :

Bear Island

77

77

(5)

72

46

13

8

5

72

2017

526

35

(7)

554

54

608

2017

73

30

10

30

143

2018

79

20

12

34

145

2018

2017

7

5

(1)

4

15

6

2

(1)

—

7

As at December 31, 2018, trade receivables of $145 million (December 31, 2017 - $143 million) were past due but not impaired. 

The aging of these trade receivables at each reporting date is as follows:

The change in the provision for doubtful accounts has been included in “Selling and administrative expenses” in the consolidated statement 
of earnings.

The maximum exposure to credit risk at the reporting date approximates the carrying value of each class of receivable mentioned above.

88 
88

78

NOTE 7 
INVENTORIES

(in millions of Canadian dollars)

Finished goods

Raw materials

Supplies and spare parts

2018

294

132

179

605

2017

249

124

150

523

As  at  December  31,  2018,  finished  goods,  raw  materials  and  supplies  and  spare  parts  were  adjusted  to  net  realizable  value  (NRV)  by                                
$12 million, nil and nil, respectively (December 31, 2017 - $8 million, $1 million, and nil). 

The Corporation has sold all the goods that were written down in 2018. No reversal of previously written-down inventory occurred in 2018 or 
2017. The cost of raw materials and supplies and spare parts included in “Cost of sales” amounted to $1,713 million (2017 - $1,776 million).

NOTE 8 
INVESTMENTS IN ASSOCIATES AND JOINT VENTURES 

A. 

INVESTMENTS IN ASSOCIATES AND JOINT VENTURES ARE DETAILED AS FOLLOWS:

(in millions of Canadian dollars)

Investments in associates

Investments in joint ventures

2018

12

69

81

2017

16

62

78

Investments in associates and joint ventures as at December 31, 2018, include goodwill of $3 million (December 31, 2017 - $3 million).

INVESTMENTS IN ASSOCIATES

B. 
Hereunder are the principal associates of the Corporation in 2017. The Corporation did not hold any significant participation in associates in 
2018.

Boralex  
On January 18, 2017, Boralex issued common shares to partly finance the acquisition of the interest of Enercon Canada Inc. in the Niagara 
Region Wind Farm. As a result, the Corporation's participation in Boralex decreased to 17.37%, which resulted in a dilution gain of $15 million
and is included in line item “Share of results of associates and joint ventures” in the consolidated statement of earnings.

On March 10, 2017, Boralex announced the appointment of a new Chairman of the Board. This change in the Board composition combined 
with the decrease of our participation discussed above triggered the loss of significant influence of the Corporation over Boralex. Starting 
March 10, 2017, the investment in Boralex was no longer classified as an associate and was considered as an available-for-sale financial 
asset. Consequently, the Corporation's investment in Boralex was re-evaluated at fair value on March 10, 2017, and a gain of $155 million was 
recorded. At the same time, accumulated other comprehensive loss components of Boralex totaling $10 million and included in our consolidated 
balance sheet were reclassified to net earnings. These two items are presented in line item “Fair value revaluation gain on investments” in the 
consolidated  statement  of  earnings.  Subsequent  fair  value  revaluation  of  this  investment  is  recorded  in  ”Accumulated  other 
comprehensive income”.

On July 27, 2017, the Corporation announced the sale of all of its shares in Boralex to the Caisse de Dépôt et Placement du Québec for an 
amount of $288 million. The increase in fair value of $18 million from March 10 to July 27, 2017, recorded in “Accumulated other comprehensive 
income”  materialized,  and  the  Corporation  recorded  a  gain  of  $18  million  in  the  third  quarter  in  line  item  “Fair  value  revaluation  gain  on 
investments” in the consolidated statement of earnings. The Corporation also received $2 million of dividends while Boralex was considered 
an available-for-sale financial assets.

Greenpac Holding LLC
On April 4, 2017, the Corporation gained control over its associate Greenpac, which triggered its acquisition for accounting purposes. See 
Note 5 for more details. 

79

89 
89

On March 21, 2017, the Corporation acquired 23% of Containerboard Partners (Ontario) Inc. for a consideration of US$12 million ($16 million). 
This company is a member of Greenpac Holding LLC, of which it owns 12.1%. On November 30, 2017, the Corporation acquired an additional 
30% of Containerboard Partners (Ontario) for a consideration of $19 million. These transactions add an indirect participation of 6.4% in Greenpac 
Holding LLC, bringing total legal ownership to 66.1%. However, in line with the deemed acquisition of Greenpac discussed above, the portion 
of our Containerboard Partners (Ontario) share of results pertaining to Greenpac is reversed for consolidation purposes.

The Corporation's financial information from its principal associates (100%), translated in millions of Canadian dollars if required, is as follows:

2017

(in millions of Canadian dollars)

Condensed statements of earnings

Sales

Depreciation and amortization

Financing expense

Provision for income taxes

Net earnings

Other comprehensive income (loss)

Translation adjustment

Cash flow hedges

Total comprehensive income (loss)

Condensed cash flow

Dividends received from associates

BORALEX INC.                    

GREENPAC HOLDING LLC 
(results up to April 4, 2017)

(results up to March 10, 2017)

96

31

19

6

13

1

(1)

—

13

2

99

7

3

—

9

—

1

1

10

—

INVESTMENT IN JOINT VENTURES

C. 
The following are the principal joint ventures of the Corporation and the Corporation's percentage of equity owned:

Cascades Sonoco US Inc.1

Cascades Sonoco inc.1

Maritime Paper Products Limited Partnership (MPPLP) 2

Tencorr Holdings Corporation 3

1 Joint ventures producing specialty paper packaging products such as headers, rolls and wrappers.
2 MPPLP is a Canadian corporation converting containerboard.
3 Tencorr Holdings Corporation operates as a supplier of corrugated sheet stock.

2018-2017
PERCENTAGE EQUITY 
OWNED (%)

PRINCIPAL ESTABLISHMENT

Birmingham, Alabama and Tacoma, Washington,
United States

50

50 Kingsey Falls and Berthierville, Québec, Canada

40

33.3

Dartmouth, Nova Scotia, Canada

Brampton, Ontario, Canada

Tencorr Holdings Corporation
On November 30, 2017, the Corporation acquired 33.3% of the outstanding shares of Tencorr Holdings Corporation (Tencorr), a corrugated 
sheets manufacturer, for a consideration of $5 million, of which $2 million was paid in 2018. Tencorr is classified as a joint venture and, accordingly 
our share of results is recorded using the equity method.

90 
90

80

The Corporation's joint ventures information (100%), translated in millions of Canadian dollar if required, is as follows:

(in millions of Canadian dollars)

Condensed balance sheet

Cash and cash equivalents

Current assets (other than cash and cash equivalents and current financial 

assets)

Long-term assets (other than long-term financial assets)

Current liabilities (other than current financial liabilities)

Current financial liabilities

Long-term liabilities (other than long-term financial liabilities)

Long-term financial liabilities

Condensed statement of earnings

Sales

Depreciation and amortization

Financing expense

Provision for income taxes

Net earnings

Other comprehensive income (loss)

Translation adjustment

Total comprehensive income

Condensed cash flow

Dividends received from joint ventures

(in millions of Canadian dollars)

Condensed balance sheet 

Current assets (other than cash and cash equivalents and current financial 

assets)

Long-term assets (other than long-term financial assets)

Current liabilities (other than current financial liabilities)

Current financial liabilities

Long-term liabilities (other than long-term financial liabilities)

Long-term financial liabilities

Condensed statement of earnings

Sales

Depreciation and amortization

Financing expense

Provision for income taxes

Net earnings

Other comprehensive income (loss)

Translation adjustment

Total comprehensive income

Condensed cash flow 

Dividends received from joint ventures

CASCADES SONOCO 
US INC.

CASCADES SONOCO INC.

MARITIME PAPER
PRODUCTS LIMITED
PARTNERSHIP

TENCORR HOLDINGS
CORPORATION

2018

1

32

38

10

4

6

14

119

2

1

2

6

3

9

2

1

32

15

10

1

3

—

97

2

—

2

6

—

6

2

—

26

29

5

1

—

3

—

20

10

15

3

3

—

108

137

2

—

—

3

—

3

—

1

—

1

1

—

1

—

2017

CASCADES SONOCO 
US INC.

CASCADES SONOCO INC.

MARITIME PAPER
PRODUCTS LIMITED
PARTNERSHIP

TENCORR HOLDINGS
CORPORATION

30

31

10

2

4

14

119

2

1

1

8

(2)

6

4

28

17

6

1

3

3

96

2

—

1

4

—

4

1

25

28

4

1

—

4

20

12

14

5

—

1

102

111

2

—

—

7

—

7

1

2

—

—

1

—

1

—

91 
91

There is about $1 million in commitments in the joint ventures.

81

D.  SUBSIDIARIES WITH NON-CONTROLLING INTERESTS
The Corporation's information for its subsidiaries with significant non-controlling interests is as follows:

2018

(in millions of Canadian dollars, unless otherwise noted)

RENO DE MEDICI S.p.A.

GREENPAC HOLDING LLC

RENO DE MEDICI S.p.A.

2017

GREENPAC HOLDING LLC 
(since April 4, 2017)

Milan, Italy

New York,
United States

Milan, Italy

New York, 
United States

42.05%

17.17%

42.18%

17.17%

Principal establishment

Percentage of shares held by non-controlling interests (accounting

basis)

Net earnings attributable to non-controlling interests

Non-controlling interests accumulated at the end of the year

Dividends paid to non-controlling interests

Condensed balance sheet

Cash and cash equivalents

Current assets (other than cash and cash equivalents and current financial 

assets)

Current financial assets

Long-term assets (other than long-term financial assets)

Long-term financial assets

Current liabilities (other than current financial liabilities)

Current financial liabilities

Long-term liabilities (other than long-term financial liabilities)

Long-term financial liabilities

Condensed statement of earnings

Sales

Depreciation and amortization

Provision for income taxes

Net earnings

Condensed cash flow

Cash flows from operating activities

Cash flows used for investing activities

Cash flows used for financing activities

18

127

1

49

315

—

425

—

257

32

76

119

933

36

20

42

80

(85)

26

18

50

15

37

109

3

589

13

33

77

—

208

429

30

—

105

123

(3)

(123)

9

105

1

29

254

—

335

—

195

30

72

67

838

33

9

21

49

(48)

(17)

E.  NON-SIGNIFICANT ASSOCIATES AND JOINT VENTURES
The carrying value of investments in associates and joint ventures that are not significant for the Corporation is as follows:

(in millions of Canadian dollars)

Non-significant associates

Non-significant joint ventures

The shares of results of non-significant associates and joint ventures for the Corporation are as follows: 

(in millions of Canadian dollars)

Non-significant associates

Non-significant joint ventures

2018

12

18

30

2018

(1)

3

2

The Corporation received dividends of $2 million from these associates and joint ventures as at December 31, 2018 (December 31, 2017 - 
$2 million).

92 
92

82

5

42

4

38

100

3

568

14

31

106

—

209

278

22

—

21

39

(3)

(30)

2017

16

16

32

2017

1

3

4

NOTE 9 
PROPERTY, PLANT AND EQUIPMENT

(in millions of Canadian dollars)

As at January 1, 2017

Cost

Accumulated depreciation and impairment

Net book amount

Year ended December 31, 2017

Opening net book amount

Additions

Disposals

Depreciation

Business combinations

Assets held for sale

Impairment charges

Others

Exchange differences

Closing net book amount

As at December 31, 2017

Cost

Accumulated depreciation and impairment

Net book amount

Year ended December 31, 2018

Opening net book amount

Additions and asset acquisition

Disposals

Depreciation

Business combinations

Impairment charges

Others

Exchange differences

Closing net book amount

As at December 31, 2018

Cost

Accumulated depreciation and impairment

Net book amount

NOTE

LAND

BUILDINGS

MACHINERY AND
EQUIPMENT

AUTOMOTIVE
EQUIPMENT

OTHERS

TOTAL

5

24

25

5

5

25

110

—

110

110

11

(3)

—

7

(1)

—

(1)

1

124

124

—

124

124

11

—

—

34

—

—

6

175

175

—

175

740

353

387

387

6

(2)

(31)

90

(8)

—

55

(11)

486

841

355

486

486

92

—

(35)

23

(6)

26

23

609

1,015

406

609

2,553

1,642

911

911

24

(1)

(132)

397

—

—

77

(29)

1,247

3,026

1,779

1,247

1,247

91

(1)

(150)

67

(67)

145

64

1,396

3,398

2,002

1,396

126

71

55

55

18

(1)

(15)

1

—

—

(1)

(1)

56

142

86

56

56

18

—

(17)

3

(1)

4

1

64

164

100

64

299

127

172

172

148

(1)

(11)

27

(4)

(2)

(131)

(7)

191

314

123

191

191

236

—

(10)

2

—

(165)

8

262

391

129

262

3,828

2,193

1,635

1,635

207

(8)

(189)

522

(13)

(2)

(1)

(47)

2,104

4,447

2,343

2,104

2,104

448

(1)

(212)

129

(74)

10

102

2,506

5,143

2,637

2,506

Other property, plant and equipment include buildings and machinery and equipment in the process of construction or installation with a book 
value of $99 million (December 31, 2017 - $81 million) and deposits on purchases of machinery and equipment amounting to $34 million 
(December 31, 2017 - $18 million). The carrying value of finance-lease assets is $88 million (December 31, 2017 - $31 million).

In 2018, $3 million (2017 - $2 million) of interest incurred on qualifying assets was capitalized. The weighted average capitalization rate on 
funds borrowed in 2018 was 5.52% (2017 - 5.56%).

83

93 
93

NOTE 10 
GOODWILL AND OTHER INTANGIBLE ASSETS WITH FINITE AND INDEFINITE USEFUL LIFE

APPLICATION
SOFTWARE AND
ERP

NOTE

CUSTOMER
RELATIONSHIPS
AND CLIENT
LISTS

OTHER
INTANGIBLE
ASSETS WITH
FINITE USEFUL
LIFE

TOTAL
INTANGIBLE
ASSETS WITH
FINITE USEFUL
LIFE

OTHER
INTANGIBLE
ASSETS WITH
INDEFINITE
USEFUL LIFE

TOTAL
INTANGIBLE
ASSETS WITH
INDEFINITE
USEFUL LIFE

GOODWILL

5

5

126

43

83

83

24

—

(13)

—

94

150

56

94

94

12

2

(16)

—

1

93

158

65

93

171

87

84

84

—

46

(11)

(3)

116

208

92

116

116

—

10

(13)

—

3

116

221

105

116

35

31

4

4

—

—

(2)

—

2

32

30

2

2

—

—

(3)

3

—

2

34

32

2

332

161

171

171

24

46

(26)

(3)

212

390

178

212

212

12

12

(32)

3

4

211

413

202

211

349

5

344

344

—

194

—

(17)

521

523

2

521

521

—

8

—

—

20

549

552

3

549

7

1

6

6

—

—

—

1

7

7

—

7

7

—

—

—

(1)

—

6

7

1

6

356

6

350

350

—

194

—

(16)

528

530

2

528

528

—

8

—

(1)

20

555

559

4

555

(in millions of Canadian dollars)

As at January 1, 2017

Cost

Accumulated amortization and impairment

Net book amount

Year ended December 31, 2017

Opening net book amount

Additions

Business combinations

Amortization

Exchange differences

Closing net book amount

As at December 31, 2017

Cost

Accumulated amortization and impairment

Net book amount

Year ended December 31, 2018

Opening net book amount

Additions

Business combinations

Amortization

Others

Exchange differences

Closing net book amount

As at December 31, 2018

Cost

Accumulated amortization and impairment

Net book amount

NOTE 11 
OTHER ASSETS

(in millions of Canadian dollars)

Notes receivable from business disposals

Other investments

Other assets

Employee future benefits

NOTE

2018

2017

16

3

4

21

16

44

(2)

42

6

6

30

37

79

(6)

73

Less: Current portion, included in accounts receivables

In December 2017, the Corporation deposited €10 million ($15 million) for the acquisition of PAC Service S.p.A in the Boxboard Europe 
segment. See Note 5 for more details.  

94 
94

84

NOTE 12 
TRADE AND OTHER PAYABLES

(in millions of Canadian dollars)

Trade payables

Payables to related parties

Provisions for volume rebates

Accrued expenses

Movements in the Corporation's provision for volume rebates are as follows:

(in millions of Canadian dollars)

Balance at beginning of year

Provision for volume rebates, net of unused beginning balance

Business combinations

Volume rebates payments

Exchange differences

Balance at end of year

NOTE 13 
PROVISIONS FOR CONTINGENCIES AND CHARGES

NOTE

29

3

NOTE

5

2018

566

4

50

162

782

2018

45

111

1

(104)

(3)

50

2017

488

7

45

143

683

2017

35

102

—

(93)

1

45

ENVIRONMENTAL
RESTORATION
OBLIGATIONS

NOTE

ENVIRONMENTAL
COSTS

LEGAL CLAIMS

SEVERANCES

ONEROUS
CONTRACT

OTHERS

TOTAL
PROVISIONS

(in millions of Canadian dollars)

As at January 1, 2017

Additional provision

Payments

Other

As at December 31, 2017

Additional provision

Payments

Revaluation

Business combinations and assets acquisition

5

As at December 31, 2018

Analysis of total provisions:

(in millions of Canadian dollars)

Long-term

Current

8

(1)

—

—

7

—

—

5

5

17

16

—

—

—

16

—

—

—

—

16

3

2

(1)

—

4

—

(1)

—

—

3

3

5

(5)

—

3

2

(3)

—

—

2

7

2

(2)

3

10

—

(2)

—

1

9

6

—

(3)

—

3

—

(2)

—

—

1

2018

42

6

48

43

8

(11)

3

43

2

(8)

5

6

48

2017

36

7

43

ENVIRONMENTAL RESTORATION
The Corporation uses some landfill sites. A provision has been recognized at fair value for the costs to be incurred for the restoration of 
these sites.

ENVIRONMENTAL COSTS
An environmental provision is recorded when the Corporation has an obligation caused by its ongoing or abandoned operations.

LEGAL CLAIMS
In the normal course of operations, the Corporation is party to various legal actions and contingencies related to contract disputes and 
labour issues.

85

95 
95

In the normal course of operations, the Corporation is party to various legal actions and contingencies, mostly related to contract disputes, 
environmental and product warranty claims, and labour issues. While the final outcome with respect to legal actions outstanding or pending 
as at December 31, 2018 cannot be predicted with certainty, it is Management's opinion that the outcome will not have a material adverse 
effect on the Corporation's consolidated financial position, the results of its operations or its cash flows.

The Corporation is currently working with representatives of the Ontario Ministry of the Environment (MOE) - Northern Region and Environment 
Canada - Great Lakes Sustainability Fund in Toronto regarding its potential responsibility for an environmental impact identified at its former 
Thunder Bay facility. Both authorities have requested that the Corporation look into a site management plan relating to the sediment quality 
adjacent to Thunder Bay's lagoon. Several meetings have been held during the past years with the MOE and Environment Canada, and a 
management plan based on sediment dredging has been proposed by a third party consultant. Both governments are looking at this proposal 
with stakeholders to agree on this remediation action plan that would likely be implemented in the coming years.  

The Corporation is also in discussions with representatives of the MOE regarding its potential responsibility for an environmental impact 
identified at Thunder Bay. This facility was sold to Thunder Bay Fine Papers Inc. (Fine Papers) in 2007. Fine Papers has since sold the facility 
to Superior Fine Papers Inc. (Superior), which recently sold it to Wilderness North. The MOE has requested that the Corporation, together 
with the former owner Fine Papers and Superior, submit a closure plan for the Waste Disposal Site and a decommissioning plan for the closure 
and long-term monitoring of the Sewage Works (the Plans). Although the Corporation recognizes that there may be an outflow of resources 
embodying future economic benefits in settlement of a possible obligation, it is not possible at this time to estimate the Corporation's obligation, 
since Superior has not submitted all of the Plans and related costs to allow the Corporation to perform an evaluation, nor does the Corporation 
have access to the site. The Corporation is pursuing all available legal remedies to resolve the situation. In any event, Management does not 
consider the Corporation's potential obligation to be material.

The Corporation has recorded an environmental reserve to address its estimated exposure for these matters.

NOTE 14 
LONG-TERM DEBT

(in millions of Canadian dollars)

NOTE

MATURITY

2018

2017

Revolving credit facility, weighted average interest rate of 4.53% as at December 31, 2018, consists 

of $4 million and US$60 million (December 31, 2017 - $5 million and US$151 million)

5.50% Unsecured senior notes of $250 million

5.50% Unsecured senior notes of US$400 million

5.75% Unsecured senior notes of US$200 million

Term loan of US$175 million, interest rate of 4.61% as at December 31, 2018

Other debts of subsidiaries

Other debts without recourse to the Corporation

14(b)

14(c)

14(c)

14(a)

2022

2021

2022

2023

2025

Less: Unamortized financing costs

Total long-term debt

Less:

Current portion of debts of subsidiaries

Current portion of debts without recourse to the Corporation

86

250

545

273

239

129

364

1,886

10

1,876

15

40

55

1,821

195

250

503

252

—

66

320

1,586

10

1,576

14

45

59

1,517

a. On December 21, 2018, the Corporation secured a US$175 million seven-year variable interest term loan. The financial conditions and 
covenants of the Company's existing credit facility are unchanged, and no additional assets were required as security. The term loan, which 
can be repaid at any time, provides the Corporation with increased financial flexibility and will reduce financing costs. As such, the term loan 
proceeds have been used to repay certain of the Company's outstanding borrowings under its existing credit facility. Fees amounting to                           
US$1 million ($1 million) were incurred to conclude the agreement.

b. On June 29, 2018, the Corporation entered into an agreement with its lenders to extend and amend its existing $750 million credit facility. 

The amendment extends the term of the facility to July 2022. The financial conditions remain unchanged.

96 
96

86

c. On December 12, 2017, the Corporation repurchased US$150 million of its 5.50% unsecured senior notes due in 2022 for an amount of                

US$156  million  ($201  million)  and  US$50  million  of  its  5.75%  unsecured  senior  notes  due  in  2023  for  an  amount  of  US$52  million
($67 million), including premiums of US$6 million ($8 million) and US$2 million ($3 million). The Corporation also wrote off $3 million of 
unamortized financing costs related to these notes.

d. As at December 31, 2018, accounts receivable and inventories totaling approximately $752 million (December 31, 2017 - $748 million) as 
well as property, plant and equipment totaling approximately $223 million (December 31, 2017 - $237 million) were pledged as collateral for 
the Corporation's revolving credit facility.

e. The Corporation has finance leases for various items of property, plant and equipment. Renewals and purchase options are specific to the 
entity that holds the lease. Lease liabilities are effectively secured, as the rights to the leased asset revert to the lessor in the event of default.

Future minimum lease payments under finance leases together with the present value of the net minimum lease payments are as follows:

(in millions of Canadian dollars)

Within one year

Later than one year but no later than five years

More than five years

Total minimum lease payments

Less: amounts representing finance charges

Present value of minimum lease payments

NOTE 15 
OTHER LIABILITIES

(in millions of Canadian dollars)

Employee future benefits

Greenpac equity holder put option (see Note 5 for more details)

Other

Less: Current portion

MINIMUM PAYMENTS

2018

PRESENT VALUE OF
PAYMENTS

MINIMUM PAYMENTS

2017

PRESENT VALUE OF
PAYMENTS

16

40

89

145

50

95

11

23

61

95

—

95

NOTE

16

11

22

6

39

6

33

2018

170

76

35

281

(79)

202

9

18

6

33

—

33

2017

174

80

6

260

(82)

178

87

97 
97

NOTE 16 
EMPLOYEE FUTURE BENEFITS 

The Corporation operates various post-employment plans, including both defined benefit and defined contribution pension plans and post-
employment benefit plans, such as retirement allowance, group life insurance and medical and dental plans. The table below outlines where 
the Corporation’s post-employment amounts and activity are included in the consolidated financial statements.

(in millions of Canadian dollars)

Consolidated balance sheet obligations for

Defined pension benefits

Post-employment benefits other than defined benefit pension plans

Net long-term liabilities on consolidated balance sheet

Income statement charge for

Defined pension benefits

Defined contribution benefits

Post-employment benefits other than defined benefit pension plans

Remeasurements for

Defined pension benefits

Post-employment benefits other than defined benefit pension plans

NOTE

16(a)

16(b)

16(a)

16(b)

2018

55

99

154

8

22

6

36

19

(3)

16

2017

36

101

137

7

21

4

32

14

(1)

13

A.  DEFINED BENEFIT PENSION PLANS 
The Corporation offers funded and unfunded defined benefit pension plans, defined contribution pension plans and group RRSPs that provide 
retirement benefit payments for most of its employees. The defined benefit pension plans are usually contributory and are based on the 
number of years of service and, in most cases, the average salaries or compensation at the end of a career. Retirement benefits are not 
partially adjusted based on inflation.

The majority of benefit payments are payable from trustee administered funds; however, for the unfunded plans, the Corporation meets the 
benefit payment obligation as it falls due. Plan assets held in trusts are governed by local regulations and practices in each country. Responsibility 
for governance of the plans - overseeing all aspects of the plans, including investment decisions and contribution schedules - lies with the 
Corporation. The Corporation has established Investment Committees to assist in the management of the plans and has also appointed 
experienced, independent professional experts such as investments managers, investment consultants, actuaries and custodians.

98 
98

88

IMPACT OF
MINIMUM
FUNDING
REQUIREMENT
(ASSET CEILING)
—

TOTAL

22

TOTAL

22

The movement in the net defined benefit obligation and fair value of plan assets of pension plans over the year is as follows:

(in millions of Canadian dollars)

As at January 1, 2017

Current service cost

Interest expense (income)

Impact on profit or loss

Remeasurements

Return on plan assets, excluding amounts included in interest expense (income)

Loss from change in demographic assumptions

Loss from change in financial assumptions

Experience loss

Impact of remeasurements on other comprehensive income

Exchange differences

Contributions

Employers

Plan participants

Benefit payments

As at December 31, 2017

Current service cost

Interest expense (income)

Impact on profit or loss

Remeasurements

Return on plan assets, excluding amounts included in interest expense (income)

Gain from change in financial assumptions

Experience loss

Change in asset ceiling, excluding amounts included in interest expense

Impact of remeasurements on other comprehensive income

Exchange differences

Contributions

Employers

Plan participants

Benefit payments

As at December 31, 2018

PRESENT VALUE
OF OBLIGATION

FAIR VALUE OF
PLAN ASSETS

482

5

17

22

—

2

14

12

28

1

—

2

(27)

508

6

16

22

—

(22)

1

—

(21)

1

—

1

(31)

480

(460)

—

(15)

(15)

(14)

—

—

—

(14)

—

(8)

(2)

27

(472)

—

(14)

(14)

20

—

—

—

20

(1)

(8)

(1)

31

(445)

5

2

7

(14)

2

14

12

14

1

(8)

—

—

36

6

2

8

20

(22)

1

—

(1)

—

(8)

—

—

35

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

20

20

—

—

—

—

20

The defined benefit obligation and plan assets are composed by country and by sector as follows: 

(in millions of Canadian dollars)

Present value of funded obligations

Fair value of plan assets

Deficit (surplus) of funded plans

Impact of minimum funding requirement (asset ceiling)

Present value of unfunded obligations

Liabilities on consolidated balance sheet

CANADA

UNITED STATES

EUROPE

408

438

(30)

20

35

25

9

7

2

—

—

2

—

—

—

—

28

28

5

2

7

(14)

2

14

12

14

1

(8)

—

—

36

6

2

8

20

(22)

1

20

19

—

(8)

—

—

55

2018

TOTAL

417

445

(28)

20

63

55

89

99 
99

(in millions of Canadian dollars)

Present value of funded obligations

Fair value of plan assets

Deficit (surplus) of funded plans

Impact of minimum funding requirement (asset ceiling)

Present value of unfunded obligations

Liabilities (assets) on consolidated balance sheet

CONTAINERBOARD

381

412

(31)

20

8

(3)

BOXBOARD
EUROPE
—

SPECIALTY
PRODUCTS
—

—

—

—

28

28

—

—

—

1

1

TISSUE PAPERS

CORPORATE

35

32

3

—

2

5

1

1

—

—

24

24

(in millions of Canadian dollars)

Present value of funded obligations

Fair value of plan assets

Deficit (surplus) of funded plans

Present value of unfunded obligations

Liabilities on consolidated balance sheet

CANADA

UNITED STATES

EUROPE

433

466

(33)

37

4

10

6

4

—

4

—

—

—

28

28

(in millions of Canadian dollars)

Present value of funded obligations

Fair value of plan assets

Deficit (surplus) of funded plans

Present value of unfunded obligations

Liabilities (assets) on consolidated balance sheet

CONTAINERBOARD

405

437

(32)

8

(24)

The significant actuarial assumptions are as follows:

TISSUE PAPERS

CORPORATE

37

34

3

2

5

1

1

—

25

25

BOXBOARD
EUROPE
—

SPECIALTY
PRODUCTS
—

—

—

28

28

—

—

2

2

2018

2018

TOTAL

417

445

(28)

20

63

55

2017

TOTAL

443

472

(29)

65

36

2017

TOTAL

443

472

(29)

65

36

2017

Discount rate obligation (ending period)

Discount rate obligation (beginning period)

Discount rate (current service cost)

Salary growth rate

Inflation rate

CANADA

UNITED STATES

EUROPE

CANADA

UNITED STATES

EUROPE

3.80%

3.40%

3.90%

Between 
2.00% and 
2.75%

3.90%

3.30%

3.90%

N/A

1.90%

1.60%

1.90%

N/A

3.40%

3.70%

3.50%

Between
2.00% and
2.75%

3.31%

3.73%

3.73%

N/A

1.60%

1.90%

1.90%

N/A

2.25%

N/A

1.75%

2.25%

N/A

1.75%

Assumptions regarding future mortality are set based on actuarial advice in accordance with published statistics and experience in each 
territory. For Canadian pension plans, which represent 87% of all pension plans, these assumptions translate into an average life expectancy 
in years for a pensioner retiring at age 65:

Retiring at the end of the year

Male

Female

Retiring 20 years after the end of the reporting year

Male

Female

2018

21.8

24.2

22.8

25.1

2017

21.7

24.1

22.8

25.1

100 
100

90

The sensitivity of the Canadian defined benefit obligation to changes in assumptions is set out below. The effects on each plan of a change 
in an assumption are weighted proportionately to the total plan obligations to determine the total impact for each assumption presented.

IMPACT ON DEFINED BENEFIT OBLIGATION

CHANGE IN ASSUMPTION

INCREASE IN ASSUMPTION

DECREASE IN ASSUMPTION

0.25%

0.25%

(2.80)%

0.30 %

2.90 %

(0.30)%

INCREASE / DECREASE BY 1 YEAR IN ASSUMPTION

Discount rate

Salary growth rate

Life expectancy

Plan assets, which are funding the Corporation’s defined pension plans, are comprised as follows:

(in millions of Canadian dollars)

Cash and short-term investments

Bonds

Canadian bonds

Shares

Canadian shares

Foreign shares

Mutual funds

Foreign bond mutual funds

Canadian equity mutual funds

Foreign equity mutual funds

Alternative investments funds

Other

Insured annuities

LEVEL 1

LEVEL 2

LEVEL 3

5

70

24

4

28

—

5

—

—

5

—

—

108

—

52

—

—

—

6

1

35

24

66

219

219

337

—

—

—

—

—

—

—

—

—

—

—

—

—

3.00 %

2018

%

1.1 %

TOTAL

5

122

27.4 %

24

4

28

6

6

35

24

71

219

219

445

6.3 %

16.0 %

49.2 %

91

101 
101

(in millions of Canadian dollars)

Cash and short-term investments

Bonds

Canadian bonds

Shares

Canadian shares

Foreign shares

Mutual funds

Foreign bond mutual funds

Canadian equity mutual funds

Foreign equity mutual funds

Alternative investments funds

Other

Insured annuities

LEVEL 1

LEVEL 2

LEVEL 3

5

92

34

6

40

—

7

—

—

7

—

—

144

—

81

—

—

—

6

1

54

22

83

164

164

328

—

—

—

—

—

—

—

—

—

—

—

—

—

TOTAL

5

2017

%

1.1 %

173

36.7 %

34

6

40

6

8

54

22

90

164

164

472

8.5 %

19.1 %

34.6 %

The plan assets include shares of the Corporation for an amount of less than $1 million. These shares were bought by one of the asset 
managers. Annual benefit annuities of an approximate value of $219 million are pledged by insurance contracts. 

B.  POST-EMPLOYMENT BENEFITS OTHER THAN DEFINED BENEFIT PENSION PLANS
The Corporation also offers its employees some post-employment benefit plans, such as retirement allowance, group life insurance and 
medical and dental plans. However, these benefits, other than pension plans, are not funded. Furthermore, the medical and dental plans upon 
retirement are being phased out and are no longer offered to the majority of new retirees, and the retirement allowance is not offered to the 
majority of employees hired after 2002. 

The amounts recognized in the consolidated balance sheet composed by country and by sector are determined as follows:

(in millions of Canadian dollars)

Present value of unfunded obligations

Liabilities on consolidated balance sheet

CANADA

UNITED STATES

EUROPE

71

71

4

4

24

24

(in millions of Canadian dollars)

CONTAINERBOARD

Present value of unfunded obligations

Liabilities on consolidated balance sheet

36

36

BOXBOARD
EUROPE
24

24

SPECIALTY
PRODUCTS
6

6

TISSUE PAPERS

CORPORATE

12

12

21

21

(in millions of Canadian dollars)

Present value of unfunded obligations

Liabilities on consolidated balance sheet

CANADA

UNITED STATES

EUROPE

73

73

4

4

24

24

(in millions of Canadian dollars)

CONTAINERBOARD

Present value of unfunded obligations

Liabilities on consolidated balance sheet

38

38

92

BOXBOARD
EUROPE
24

24

SPECIALTY
PRODUCTS
6

6

TISSUE PAPERS

CORPORATE

12

12

21

21

2018

TOTAL

99

99

2018

TOTAL

99

99

2017

TOTAL

101

101

2017

TOTAL

101

101

102 
102

The movement in the net defined benefit obligation for post-employment benefits over the year is as follows:

(in millions of Canadian dollars)

As at January 1, 2017

Current service cost

Interest expense

Curtailments

Impact on profit or loss

Remeasurements

Loss from change in financial assumptions

Experience gains

Impact of remeasurements on other comprehensive income

Exchange differences

Contributions and premiums paid by the employer

Benefit payments

As at December 31, 2017

Current service cost

Interest expense

Business acquisitions, disposals and closures

Impact on profit or loss

Remeasurements

Gain from change in financial assumptions

Experience loss

Impact of remeasurements on other comprehensive income

Exchange differences

Benefit payments

As at December 31, 2018

PRESENT VALUE OF
OBLIGATION
106

2

3

(1)

4

1

(2)

(1)

1

—

(9)

101

2

3

1

6

(4)

1

(3)

1

(6)

99

FAIR VALUE OF PLAN ASSET

—

—

—

—

—

—

—

—

—

(9)

9

—

—

—

—

—

—

—

—

—

—

—

TOTAL

106

2

3

(1)

4

1

(2)

(1)

1

(9)

—

101

2

3

1

6

(4)

1

(3)

1

(6)

99

The method of accounting, assumptions relating to discount rate and life expectancy, and the frequency of valuations for post-employment 
benefits are similar to those used for defined benefit pension plans, with the addition of actuarial assumptions relating to the long-term increase 
in health care costs of 4.50% a year (2017 - 4.50%).

The sensitivity of the defined benefit obligation to changes in assumptions is set out below. The effects on each plan of a change in an 
assumption are weighted proportionately to the total plan obligations to determine the total impact for each assumption presented.

Discount rate

Salary growth rate

Health care cost increase

Life expectancy

IMPACT ON OBLIGATION FOR POST-EMPLOYMENT BENEFITS

CHANGE IN ASSUMPTION

INCREASE IN ASSUMPTION

DECREASE IN ASSUMPTION

0.25%

0.25%

1.00%

(2.10)%

0.50 %

1.40 %

2.10 %

(0.40)%

(1.10)%

INCREASE / DECREASE BY 1 YEAR IN ASSUMPTION

0.80 %

C.  RISKS AND OTHER CONSIDERATIONS RELATIVE TO POST-EMPLOYMENT BENEFITS
Through its defined benefit plans, the Corporation is exposed to a number of risks, the most significant of which are detailed below.

Asset volatility
The plan liabilities are calculated using a discount rate set with reference to corporate bond yields and if plan assets underperform this yield, 
it will create an experience loss. Both the Canadian and U.S. plans hold a proportion of equities, which are expected to outperform corporate 
bonds in the long term while contributing volatility and risk in the short term. 

The Corporation intends to reduce the level of investment risk by investing more in assets that better match the liabilities when the financial 
situation of the plans improves and/or the rate of return on bonds used for solvency valuations increases.

93

103 
103

As at December 31, 2018, 67% of the plan's invested assets are in bonds. As at December 31, 2018, the total value of insured annuities is 
$219 million.

However, the Corporation believes that due to the long-term nature of the plan liabilities and the strength of the supporting group, a level of 
continuing equity investment is an appropriate element of the Corporation’s long-term strategy to manage the plans efficiently. Plan assets 
are diversified, so the failure of an individual stock would not have a big impact on the plan assets taken as a whole. The pension plans do 
not face a significant currency risk.

Changes in bond yields
A decrease in corporate bond yields will increase plan liabilities, although this will be partially offset by an increase in the value of the plans’ 
bond holdings, particularly for plans in a good financial position that have a greater proportion of bonds.

Inflation risk 
The benefits paid are not indexed. Only future benefits for active members are based on salaries. Therefore, this risk is not significant. 

Life expectancy
The majority of the plans’ obligations are to provide benefits for the member's lifetime, so increases in life expectancy will result in an increase 
in the plans’ liabilities. 

Each sensitivity analysis disclosed in this note is based on changing one assumption while holding all other assumptions constant. In practice, 
this is unlikely to occur and changes in some of the assumptions may be correlated. When calculating the sensitivity of the defined benefit 
obligation to variations in significant actuarial assumptions, the same method (present value of the defined benefit obligation calculated using 
the projected unit credit method at the end of the reporting period) has been applied as for calculating the liability recognized in the consolidated 
balance sheet.

As at December 31, 2018, the aggregate net surplus of the Corporation’s funded pension plans (mostly in Canada) amounted to $28 million
(a surplus of $29 million as at December 31, 2017). Current agreed expected service contributions amount to $8 million and will be made in 
the normal course of business. As for the cash flow requirement, these pension plans are expected to require a net contribution of approximately 
$8 million in 2019.

The weighted average duration of the defined benefit obligation is 12 years (2017 - 11 years).

Expected maturity analysis of undiscounted pension and other post-employment benefits: 

(in millions of Canadian dollars)

Pension benefits

Post-employment benefits other than defined benefit pension plans

As at December 31, 2018

LESS THAN A
YEAR
31

BETWEEN ONE
AND TWO YEARS
32

BETWEEN TWO
AND FIVE YEARS
96

5

36

8

40

24

120

OVER FIVE
YEARS
707

99

806

TOTAL

866

136

1,002

These amounts represent all the benefits payable to current members during the following years and thereafter without limitations. The majority 
of benefit payments are payable from trustee administered funds. The difference will come from future investment returns expected on plan 
assets and future contributions that will be made by the Corporation for services rendered after December 31, 2018.

104 
104

94

NOTE 17 
INCOME TAXES 

a.  The provision for (recovery of) income taxes is as follows:

(in millions of Canadian dollars)

Current taxes

Deferred taxes

2018

22

27

49

2017

10

(91)

(81)

b.  The provision for (recovery of) income taxes based on the effective income tax rate differs from the provision for income taxes based on 

the combined basic rate for the following reasons:

(in millions of Canadian dollars)

Provision for income taxes based on the combined basic Canadian and provincial income tax rate

Adjustment for income taxes arising from the following:

Difference in statutory income tax rate of foreign operations

Prior years reassessment

Reversal of deferred income tax liabilities related to our previously held investment in Greenpac

Permanent difference on revaluation of previously held equity interest - Greenpac associate

Non-taxable portion of capital gain on revaluation of previously held equity interest - Boralex associate

Change in future income taxes resulting from enacted tax rate change

NOTE

5

5

8

Unrealized capital gain on long-term debt

Reversal of deferred tax assets on tax losses

Permanent differences

Change in deferred income tax assets relating to capital tax loss

Provision for (recovery of) income taxes

2018

38

(1)

2

—

—

—

—

—

3

(1)

8

11

49

2017

117

10

3

(70)

(57)

(24)

(57)

(3)

—

(6)

6

(198)

(81)

Weighted average income tax rate for the year ended December 31, 2018 was 25.8% (2017 - 28.6%).

In conjunction with the acquisition of Greenpac, the Corporation recorded an income tax recovery of $70 million representing deferred income 
taxes on its investment prior to the acquisition on April 4, 2017. Also, there was no income tax provision recorded on the gain of $156 million
generated by the business combination of Greenpac, since it is included in the fair value of assets and liabilities acquired, as described in 
Note 5. 

The income tax provision on the Boralex revaluation gain was calculated at the rate of capital gains. Also, consequently with the sale of its 
participation in Boralex in July 2017, the Corporation has reassessed the probability of recovering unrealized capital losses on long-term debt 
due to foreign exchange fluctuations.

Under the Tax Cuts and Jobs Act, which was substantially enacted on December 22, 2017, the U.S. statutory federal income tax rate was 
reduced to 21% from the previous rate of 35%. The impact of the change in tax rate resulted in a reduction of $57 million of the net deferred 
tax liability position for the year ended December 31, 2017.

c.  The provision for (recovery of) income taxes relating to components of other comprehensive income is as follows:

(in millions of Canadian dollars)

Foreign currency translation related to hedging activities

Cash flow hedge

Included in share of other comprehensive income of associates

Actuarial loss on post-employment benefit obligations

Provision for (recovery of) income taxes

2018

2017

(4)

2

—

(4)

(6)

4

—

3

(3)

4

95

105 
105

 
d.  The analysis of deferred tax assets and deferred tax liabilities, without taking into consideration the offsetting of balances within the 

same tax jurisdiction, is as follows:

(in millions of Canadian dollars)

Deferred income tax assets:

Deferred income tax assets to be recovered after more than twelve months

Deferred income tax liabilities:

Deferred income tax liabilities to be used after more than twelve months

The movement of the deferred income tax account is as follows:

(in millions of Canadian dollars)

As at January 1

Through statement of earnings

Variance of income tax credit, net of related income tax

Through statement of comprehensive income

Through business combinations

Others

Exchange differences

As at December 31

2018

2017

228

295

(67)

223

260

(37)

NOTE

2018

2017

5

(37)

(27)

5

6

(5)

—

(9)

(67)

(40)

91

4

(4)

(91)

(7)

10

(37)

The movement in deferred income tax assets and liabilities during the year, without taking into consideration the offsetting of balances within 
the same tax jurisdiction, is as follows:

DEFERRED INCOME TAX ASSET

RECOGNIZED TAX
BENEFIT ARISING
FROM INCOME
TAX LOSSES

EMPLOYEE
FUTURE
BENEFITS

EXPENSE ON
RESEARCH

UNUSED TAX
CREDITS

FINANCIAL
INSTRUMENTS

FOREIGN
EXCHANGE LOSS
ON LONG-TERM
DEBT

OTHERS

TOTAL

41

(6)

4

—

39

(2)

5

—

42

5

(5)

—

1

1

3

—

(2)

2

19

(12)

—

(5)

2

(6)

—

4

—

16

5

—

—

21

26

—

—

47

279

(59)

4

(1)

223

(6)

5

6

228

159

(25)

—

—

134

(29)

—

—

105

24

(6)

—

3

21

2

—

4

27

15

(10)

—

—

5

—

—

—

5

96

(in millions of Canadian dollars)

As at January 1, 2017

Through statement of earnings

Variance of income tax credit

Through statement of

comprehensive income
As at December 31, 2017

Through statement of earnings 

Variance of income tax credit

Through statement of 

comprehensive income
As at December 31, 2018

106 
106

DEFERRED INCOME TAX LIABILITIES

(in millions of Canadian dollars)

As at January 1, 2017

Through statement of earnings

Included in share of other comprehensive income of

associates

Through business combinations

Others

Exchange differences

As at December 31, 2017

Through statement of earnings 

Through business combinations

Exchange differences

As at December 31, 2018

PROPERTY,
PLANT AND
EQUIPMENT

FOREIGN
EXCHANGE LOSS
ON LONG-TERM
DEBT

NOTE

INTANGIBLE
ASSETS

INVESTMENTS

OTHERS

180

(51)

—

80

5

(9)

205

1

5

9

220

—

—

—

—

—

—

2

—

—

2

53

(14)

—

11

2

(1)

51

5

—

—

56

85

(85)

3

—

—

—

3

13

—

—

16

1

—

—

—

—

—

1

—

—

—

1

5

5

TOTAL

319

(150)

3

91

7

(10)

260

21

5

9

295

When taking into consideration the offsetting of balances within the same tax jurisdiction, the net deferred tax liability of $67 million is presented 
on the consolidated balance sheet as $134 million of “Deferred income tax asset” amounts and $201 million of “Deferred income tax liabilities”.

e.  The Corporation has recognized accumulated losses for income tax purposes amounting to approximately $408 million, which may be 
carried forward to reduce taxable income in future years. The future tax benefit of $105 million resulting from the deferral of these losses 
has been recognized in the accounts as a deferred income tax asset. Deferred income tax assets are recognized for tax loss carry forward 
to  the  extent  that  the  realization  of  the  related  tax  benefits  through  future  taxable  profits  is  probable.  Income  tax  losses  as  at 
December 31, 2018 are detailed as follows:

(in millions of Canadian dollars)

Canada

United States

RECOGNIZED TAX LOSSES

MATURITY

2026

2027

2034

2035

2036

2037

2038

2033

2034

2035

2037

8

14

28

62

53

5

147

317

8

3

12

68

91

408

97

107 
107

NOTE 18 
CAPITAL STOCK 

A.  CAPITAL MANAGEMENT
Capital is defined as long-term debt, bank loans and advances net of cash and cash equivalents and Shareholders' equity, which includes 
capital stock.

(in millions of Canadian dollars)

Cash and cash equivalents

Bank loans and advances

Long-term debt, including current portion

Total equity

Total capital

2018

(123)
16

1,876

1,769

1,688

3,457

2017
(89)
35

1,576

1,522

1,601

3,123

The Corporation's objectives when managing capital are:

• 
• 
• 
• 

to safeguard the Corporation's ability to continue as a going concern in order to provide returns to Shareholders;
to maintain an optimal capital structure and reduce the cost of capital;
to make proper capital investments that are significant to ensure that the Corporation remains competitive; and
to redeem common shares based on an annual redemption program.

The Corporation sets the amount of capital in proportion to risk. The Corporation manages its capital structure and makes adjustments to it 
in light of changes in economic conditions and the risk characteristics of the underlying assets. In order to maintain or adjust the capital 
structure, the Corporation may adjust the amount of dividends paid to Shareholders, return capital to Shareholders, issue new shares and 
acquire or sell assets to improve its financial performance and flexibility.

The Corporation monitors capital on a monthly and quarterly basis based on different financial ratios and non-financial performance indicators. 
Also, the Corporation must conform to certain financial ratios under its various credit agreements. These ratios are calculated on an adjusted 
consolidated basis of restricted subsidiaries only. These are a maximum ratio of funded debt to capitalization of 65% and a minimum interest 
coverage ratio of 2.25x. The Corporation must also comply with a consolidated interest coverage ratio to incur additional debt. Funded debt 
is defined as liabilities as per the consolidated balance sheet, including guarantees and liens granted in respect of funded debt of another 
person but excluding other long-term liabilities, trade accounts payable, obligations under operating leases and other accrued obligations 
(2018 - $1,549 million; 2017 - $1,307 million). The capitalization ratio is calculated as “Shareholders' equity” as shown in the consolidated 
balance sheet plus the funded debt. Shareholders' equity is adjusted to add back the effect of IFRS adjustments as at December 31, 2010, 
in the amount of $208 million. The interest coverage ratio is defined as operating income before depreciation and amortization (OIBD) to 
financing expense. The OIBD is defined as net earnings of the last four quarters plus financing expense, income taxes, amortization and 
depreciation,  expense  for  stock  options  and  dividends  received  from  a  person  who  is  not  a  credit  party  (2018  -  $321  million;  2017  -                                                  
$296 million). Excluded from net earnings are the share of results of equity investments and gains or losses from non-recurring items. Financing 
expense is calculated as interest and financial charges determined in accordance with IFRS plus any capitalized interest, but excluding the 
amortization of deferred financing costs, up-front and financing costs and unrealized gains or losses arising from hedging agreements. It also 
excludes any gains or losses on the translation of long-term debt denominated in a foreign currency. The consolidated interest coverage ratio 
to incur additional debt is calculated as defined in the Senior notes indentures dated June 19, 2014 and May 19, 2015.

As at December 31, 2018, the funded debt-to-capitalization ratio stood at 47.44% and the interest coverage ratio was 4.43x. The Corporation 
is in compliance with the ratio requirements of its lenders.

The Corporation's credit facility is subject to terms and conditions for loans of this nature, including limits on incurring additional indebtedness 
and granting liens or selling assets without the consent of the lenders.

The unsecured senior notes are subject to customary covenants restricting the Corporation's ability to, among other things, incur additional 
debt, pay dividends and make other restricted payments as defined in the Indentures dated June 19, 2014 and May 19, 2015.

The Corporation historically invests between $150 million and $250 million annually on purchases of property, plant and equipment, excluding 
major strategic projects. These amounts are carefully reviewed during the course of the year in relation to operating results and strategic 
actions approved by the Board of Directors. These investments, combined with annual maintenance, enhance the stability of the Corporation's 
business units and improve cost competitiveness through new technology and improved process procedures.

108 
108

98

The Corporation has an annual share redemption program in place to redeem its outstanding common shares when the market price is judged 
appropriate by Management. In addition to limitations on the normal course issuer bid, the Corporation's ability to redeem common shares is 
limited by its senior notes indenture.

ISSUED AND OUTSTANDING

B. 
The authorized capital stock of the Corporation consists of an unlimited number of common shares without nominal value and an unlimited 
number of Class A and B shares issuable in series without nominal value. Over the past two years, the common shares have fluctuated as 
follows:

Balance - beginning of year

Common shares issued on exercise of stock options

Redemption of common shares

Balance - end of year

NOTE

18(d)

18(c)

NUMBER OF COMMON
SHARES

IN MILLIONS OF CANADIAN
DOLLARS

NUMBER OF COMMON
SHARES

IN MILLIONS OF CANADIAN
DOLLARS

2018

2017

94,987,958

714,937

(1,539,380)

94,163,515

492

6

(8)

490

94,526,516

461,442

—

94,987,958

487

5

—

492

C.  REDEMPTION OF COMMON SHARES
In 2018, in the normal course of business, the Corporation renewed its redemption program of a maximum of 1,903,282 common shares with 
the  Toronto  Stock  Exchange,  said  shares  representing  approximately  2%  of  issued  and  outstanding  common  shares.  The  redemption 
authorization is valid from March 19, 2018 to March 18, 2019. In 2018, the Corporation redeemed 1,539,380 common shares under this 
program for an amount of $20 million (2017 - nil common share).

D.  COMMON SHARE ISSUANCE
The Corporation issued 714,937 common shares upon the exercise of options for an amount of $5 million (2017 - $4 million for 461,442 common 
shares issued).

E.  NET EARNINGS PER COMMON SHARE
The basic and diluted net earnings per common share are calculated as follows:

Net earnings available to common shareholders (in millions of Canadian dollars)

Weighted average number of basic common shares outstanding (in millions)

Weighted average number of diluted common shares outstanding (in millions)

Basic net earnings per common share (in Canadian dollars)

Diluted net earnings per common share (in Canadian dollars)

2018

59

95

97

0.62 $

0.58 $

2017

507

95

98

5.35

5.19

$

$

As at December 31, 2018, 400,691 stock options have an antidilutive effect (2017 - 240,880). As of February 27, 2019, no common share 
had been redeemed by the Corporation since the beginning of the financial year.

F.  DETAILS OF DIVIDENDS DECLARED PER COMMON SHARE ARE AS FOLLOWS

Dividends declared per common share

$

2018

0.16 $

2017

0.16

99

109 
109

NOTE 19 
STOCK-BASED COMPENSATION

a. Under the terms of a share option plan adopted on December 15, 1998, amended on March 15, 2013, and approved by Shareholders on 
May 8, 2013, a remaining balance of 1,856,379 common shares is specifically reserved for issuance to officers and key employees of the 
Corporation. Each option will expire at a date not to exceed 10 years following the grant date of the option. The exercise price of an option 
shall not be lower than the market value of the share at the date of grant, determined as the average of the closing price of the share on 
the Toronto Stock Exchange on the five trading days preceding the date of grant. The terms for exercising the options are 25% of the number 
of shares under option within 12 months after the first anniversary date of grant, and up to an additional 25% every 12 months after the 
second, third and fourth anniversaries of grant date. Options cannot be exercised if the market value of the share at exercise date is lower 
than the book value at the date of grant. Options exercised are settled in shares. The stock-based compensation cost related to these 
options amounted to $1 million in 2018 (2017 - $1 million).

Changes in the number of options outstanding as at December 31, 2018 and 2017 are as follows:

Beginning of year

Granted

Exercised

Forfeited

End of year

Options vested - end of year

NUMBER OF OPTIONS

2018

WEIGHTED AVERAGE
EXERCISE PRICE ($)

NUMBER OF OPTIONS

2017

WEIGHTED AVERAGE
EXERCISE PRICE ($)

4,990,120

175,749

(714,937)

(41,574)

4,409,358

3,807,511

6.35

12.39

7.00

10.79

6.45

5.66

5,216,063

240,880

(461,442)

(5,381)

4,990,120

4,170,259

6.16

14.28

8.28

9.75

6.35

5.63

The weighted average share price at the time of exercise of the options was $12.89 (2017 - $14.23).

The following options were outstanding as at December 31, 2018:

YEAR GRANTED

NUMBER OF OPTIONS

OPTIONS OUTSTANDING

WEIGHTED AVERAGE
EXERCISE PRICE ($)

NUMBER OF OPTIONS

OPTIONS EXERCISABLE

WEIGHTED AVERAGE
EXERCISE PRICE ($)

2009

2010

2011

2012

2013

2014

2015

2016

2017

2018

782,017

438,124

489,997

792,125

410,282

407,599

368,421

320,102

226,720

173,971

4,409,358

3.92

6.43

6.26

4.46

5.18

6.10

7.66

9.75

14.28

12.39

782,017

438,124

489,997

792,125

410,282

407,599

271,267

159,433

56,667

—

3,807,511

3.92

6.43

6.26

4.46

5.18

6.10

7.66

9.75

14.28

—

EXPIRATION DATE

2019

2020

2020 - 2021

2020 - 2022

2020 - 2023

2020 - 2024

2020 - 2025

2020 - 2026

2027

2028

FAIR VALUE OF THE SHARE OPTIONS GRANTED
Options were priced using the Black-Scholes option pricing model. Expected volatility is based on the historical share price volatility over the 
past six years. The following weighted average assumptions were used to estimate the fair value of $3.91 (2017 - $4.22) as at the date of 
grant of each option issued to employees:

Grant date share price

Exercise price

Risk-free interest rate

Expected dividend yield

Expected life of options

Expected volatility

110 
110

$

$

2018

12.57

12.39

$

$

2.3%

1.27%

6 years

32%

2017

14.26

14.28

1.77%

1.12%

6 years

32%

100

b. The Corporation offers its Canadian employees a share purchase plan for its common shares. Employees can voluntarily contribute up to 
a maximum of 5% of their salary and, if certain conditions are met, the Corporation will contribute 25% of the employee's contribution to 
the plan.

The shares are purchased on the market on a predetermined date each month. For the year ended December 31, 2018, the Corporation's 
contribution to the plan amounted to $1 million (2017 - $1 million).

c. The Corporation has a Performance Share Unit (PSU) Plan for the benefit of officers and key employees, allowing them to receive a portion 
of their annual compensation in the form of PSUs. A PSU is a notional unit equivalent in value to the Corporation's common share. Periodically, 
the number of PSUs forming part of the award shall be adjusted depending upon the three-year average return on capital employed of the 
Corporation (ROCE). Such adjusted number shall be obtained by multiplying the number of PSUs forming part of the award by the applicable 
multiplier based on the ROCE level. Participants are entitled to receive the payment of their PSUs in the form of cash based on the average 
price of the Corporation's common shares as traded on the open market during the five days before the vesting date.

The PSUs vest over a period of two years starting on the award date. The expense and the related liability are recorded during the vesting 
period. The liability is adjusted periodically to reflect any variation in the market value of the common shares, the expected average ROCE 
and the passage of time. As at December 31, 2018, the Corporation had a total of 520,070 PSUs outstanding (2017 - 581,785 PSUs), for 
a fair value of less than $1 million (2017- $1 million). In 2018, the Corporation made payments totaling $2 million in relation to PSUs (2017 - 
$7 million).

d. The Corporation has a Deferred Share Unit Plan for the benefit of its external directors, officers and key employees, allowing them to receive 
all or a portion of their annual compensation in the form of Deferred Share Units (DSUs). A DSU is a notional unit equivalent in value to the 
Corporation's common share. Upon resignation from the Board of Directors, participants are entitled to receive the payment of their cumulated 
DSUs in the form of cash based on the average price of the Corporation's common shares as traded on the open market during the five 
days before the date of the participant's resignation.

The DSU expense and the related liability are recorded  at the grant date. The liability is adjusted periodically to reflect any variation in the 
market  value  of  the  common  shares. As  at  December  31,  2018,  the  Corporation  had  a  total  of  409,757  DSUs  outstanding  (2017  - 
247,276 DSUs), representing a long-term liability of $6 million (2017 - $4 million). On January 15, 2019, the Corporation issued 61,030 DSUs . 

NOTE 20 
ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)

(in millions of Canadian dollars)

2018

2017

Foreign currency translation, net of hedging activities and related income tax of $16 million (December 31, 2017 - 

$12 million)

Unrealized gain (loss) arising from foreign exchange forward contracts designated as cash flow hedges, net of related

income taxes of nil (December 31, 2017 - nil)

Unrealized loss arising from commodity derivative financial instruments designated as cash flow hedges, net of related

income taxes of nil (December 31, 2017 - $2 million)

Unrealized gain arising from interest rate swaps designated as cash flow hedges, net of related income taxes of nil

(December 31, 2017 - nil)

Unrealized loss on available-for-sale financial assets, net of related income taxes of nil (December 31, 2017 - nil)

2

(1)

—

1

—

2

(30)

1

(4)

—

(2)

(35)

101

111 
111

NOTE 21 
REVENUE

Information by geographic segment is as follows: 

(in millions of Canadian dollars)

Packaging Products

Containerboard

Boxboard Europe

Specialty Products

Intersegment sales

Tissue Papers

Intersegment sales and
Corporate Activities

Canada

2017

2018

United States

2018

2017

2018

1,118

1,089

—

356

(84)

1,390

372

(34)

1,728

—

394

(104)

1,379

335

(30)

1,684

720

—

234

(5)

949

980

558

—

246

(1)

803

933

(12)

1,917

(11)

1,725

—

313

2

—

315

—

—

315

Italy

2017

—

279

2

—

281

—

(5)

276

NOTE 22 
COST OF SALES BY NATURE

(in millions of Canadian dollars)

Raw materials

Wages and employee benefits expenses

Energy

Delivery

Depreciation and amortization

Other

SELLING AND ADMINISTRATIVE EXPENSES BY NATURE

(in millions of Canadian dollars)

Wages and employee benefits expenses

Information technology

Publicity and marketing

Other

NOTE 23 
EMPLOYEE BENEFITS EXPENSES

(in millions of Canadian dollars)

Wages and employee benefits expenses

Share options granted to directors and employees

Pension costs - defined benefit plans

Pension costs - defined contribution plans

Post-employment benefits other than defined benefit pension plans

NOTE

22

19(a)

16

16

16

Other countries

2018

2017

2018

SALES

Total

2017

2

620

67

—

689

—

—

689

5

559

61

—

625

—

11

636

2018

1,713

754

302

487

244

497

3,997

2018

314

29

17

50

410

2018

1,068

1

8

22

6

1,105

1,840

1,652

933

659

(89)

3,343

1,352

(46)

4,649

838

703

(105)

3,088

1,268

(35)

4,321

2017

1,776

689

259

356

215

475

3,770

2017

287

24

16

51

378

2017

976

1

7

21

4

1,009

112 
112

102

KEY MANAGEMENT COMPENSATION
Key management includes the members of the Board of Directors, Presidents and Vice Presidents of the Corporation. The compensation 
paid or payable to key management for their services is shown below:

(in millions of Canadian dollars)

Salaries and other short-term benefits

Post-employment benefits

Share-based payments

NOTE 24 
GAIN ON ACQUISITIONS, DISPOSALS AND OTHERS

(in millions of Canadian dollars)

Gain on business acquisition

Gain on disposal of assets

2018

9

1

4

14

2018

(4)
(67)

2017

11

1

6

18

2017

—
(8)

2018 
The Specialty Products segment generated a gain of $4 million on the business combination of Urban Forest Products LLC, Clarion Packaging 
LLC and Falcon Packaging LLC. See note 5 for details.

The Containerboard segment completed the sale of the building and land of its plant located in Maspeth, New York, USA for US$69 million
($86 million) net of transaction fees of US$3 million ($4 million). An amount of US$4 million ($5 million) was put in escrow and will be released 
to the Corporation in the third quarter of 2020 if certain conditions are met. Since the conditions are not under the Corporation's control, the 
gain on this amount is deferred until the conditions are met. The transaction resulted in a gain of $66 million, net of asset retirement obligation 
costs of $2 million. In the wake of the sale of the plant, the Containerboard segment also sold equipments for US$2 million ($2 million) which 
generated a gain of $1 million.

2017 
The Containerboard Packaging segment sold a piece of land in Ontario, Canada, and recorded a gain of $7 million.

The Corporate Activities realized a $1 million gain from the sale of some assets.

103

113 
113

NOTE 25 
IMPAIRMENT CHARGES (REVERSALS) AND RESTRUCTURING COSTS (GAINS)

A. 

IMPAIRMENT CHARGES (REVERSALS) ON PROPERTY, PLANT AND EQUIPMENT, INTANGIBLE ASSETS WITH FINITE USEFUL 
LIFE AND OTHER ASSETS

The Corporation recorded impairment charges totaling $75 million in 2018 and $11 million in 2017. The recoverable amount of CGUs was 
determined using a fair value less cost of disposal sell model based on the income approach, unless otherwise indicated. Level 2 inputs are 
used to measure fair value. Impairments are detailed as follows:

(in millions of Canadian dollars)

Property, plant and equipment

Intangible assets with finite useful life and 

other assets

PACKAGING PRODUCTS

CONTAINER-
BOARD

BOXBOARD
EUROPE

SPECIALTY
PRODUCTS

SUB-TOTAL

TISSUE PAPERS

CORPORATE
ACTIVITIES

—

—

—

—

—

—

—

—

—

—

—

—

74

1

75

—

—

—

PACKAGING PRODUCTS

CONTAINER-
BOARD

BOXBOARD
EUROPE

SPECIALTY
PRODUCTS

SUB-TOTAL

TISSUE PAPERS

CORPORATE
ACTIVITIES

—

11

11

—

—

—

—

—

—

—

11

11

2

—

2

—

(2)

(2)

(in millions of Canadian dollars)

Property, plant and equipment

Intangible assets with finite useful life and 

other assets

2018 

2018

TOTAL

74

1

75

2017

TOTAL

2

9

11

The Tissue Papers segment recorded impairment charges totaling $75 million on the assets of four CGUs, as their recoverable amount was 
lower than their carrying amount. Sustained production inefficiencies led to insufficient profitability to support the carrying value of the 
assets. Recoverable amount of the assets was based on their fair value less cost of disposal.

2017 
The Containerboard Packaging segment recorded an impairment charge of $11 million on deferred revenues related to the management 
agreement of Greenpac since the beginning of the mill construction, which was recorded in “Other assets”. Following the acquisition and 
consolidation of Greenpac described in Note 5, expected future cash flows related to this asset did not materialize on a consolidated basis.

The Tissue Papers segment incurred a $2 million impairment charge on unused assets following the reassessment of its recoverable amount 
based on estimated selling price of the assets.

The Corporate Activities recorded a $2 million reversal of impairment following the collection of a note receivable that had been written off in 
previous years.

B.  GOODWILL AND OTHER INDEFINITE USEFUL LIFE INTANGIBLE ASSETS
Allocation of goodwill and other indefinite useful life intangible assets is as follows:

•  Containerboard Packaging segment goodwill of $489 million is allocated to the Containerboard segment;
•  Specialty Products segment goodwill is allocated to all recovery and recycling sub-segment for $13 million and the partitioning activities 

sub-segment for $3 million;

•  Tissue Papers segment goodwill of $36 million is allocated to the Tissue Papers segment;
•  Boxboard Europe segment goodwill of $8 million is allocated to the segment;
•  Water rights of $6 million are allocated to the Boxboard Europe segment.

Annually, the Corporation must test all of its goodwill for impairment.

114 
114

104

The Corporation tested its Containerboard Packaging segment goodwill for impairment. As a result of this impairment test, the Corporation 
concluded that the recoverable amount of the segment was in excess of $1,676 million over its carrying amount, thus no impairment charge 
was  necessary.  With  all  other  variables  held  constant,  a  decrease  of  13%  in  the  terminal  OIBD  margin  would  reduce  the  excess  of                                             
$1,676 million to nil whereas a rise in the discounting rate of 11% would also reduce the excess to nil.

The Corporation also tested for impairment the goodwill allocated to the recovery and recycling sub-segment. The impairment test resulted in 
the recoverable amount of the sub-segment being $19 million over its carrying amount, thus no impairment charge was necessary. With all 
other variables held constant, a decrease of 1% in the terminal OIBD margin would reduce to nil the excess of $19 million whereas a rise in 
the discounting rate of 1% would also reduce the excess to nil.

The Corporation tested its Tissue Papers segment goodwill for impairment. As a result of this impairment test, the Corporation concluded that 
the recoverable amount of the segment was in excess of $114 million over its carrying amount, thus no impairment charge was necessary. 
With all other variables held constant, a decrease in terminal OIBD margin of 1%  would reduce the excess of $114 million to nil.

The  Corporation  applied  the  income  approach  in  determining  fair  value  less  cost  of  disposal  and  used  the  following  key  assumptions 
(level 2 inputs):

Discounting rate

Terminal exchange rate (CA$/US$)

Terminal OIBD margin

C.  RESTRUCTURING COSTS (GAINS)

Restructuring costs (gains) are detailed as follows:

(in millions of Canadian dollars)

Containerboard

Boxboard Europe

Specialty Products

Tissue Papers

Corporate Activities

2018 

CONTAINERBOARD PACKAGING

SPECIALTY PRODUCTS

TISSUE PAPERS

$

9.5%

1.24

$

16.2%

9.5%

1.24

$

5.4%

10.5%

1.24

9.2%

2018

2017

4

—

(2)

—

—

2

2

1

—

2

1

6

The Containerboard Packaging segment ceased activities at its Maspeth plant. A withdrawal liability from the multi-employer pension plan of 
$2 million was recorded following the departure of the last employees. As well, costs totaling $1 million were incurred to remit the building to 
the new owner. 

The Containerboard Packaging segment incurred a $1 million charge related to severances for the closure in December 2018 of two sheets 
plants in Ontario. 

The Specialty Products segment recorded a gain of $2 million from the dismantling of a building of a plant closed in the previous years.

2017 
The Containerboard Packaging segment recorded severance expenses totaling $2 million  following the announcement of its New York converting 
plant closure scheduled and realized in 2018.

The Boxboard Europe segment recorded severances costs of $1 million following the restructuring of its sales activities.

The Tissue Papers segment incurred $2 million of restructuring costs following the review of provisions related to the transfer of the converting 
operations of the Toronto plant to other Tissue segment sites announced in 2016.

The Corporate Activities recorded a severance cost of $1 million following the closure of a sales division. 

105

115 
115

NOTE 26 
ADDITIONAL INFORMATION

A.  CHANGES IN NON-CASH WORKING CAPITAL COMPONENTS ARE DETAILED AS FOLLOWS:

(in millions of Canadian dollars)

Accounts receivable

Current income tax assets

Inventories

Trade and other payables

Current income tax liabilities

B.  FINANCING EXPENSE AND INTEREST EXPENSE ON EMPLOYEE FUTURE BENEFITS

2018

2017

46

(9)

(26)

(5)

6

12

11

—

(46)

(51)

(1)

(87)

2018

2017

77

—

3

4

15

99

83

(3)

3

3

11

97

CASH AND CASH
EQUIVALENT
(62)

BANK LOANS AND
ADVANCES
28

LONG-TERM DEBT

1,566

NET DEBT

1,532

(25)

—

—

—

—

—

—

—

—

—

—

—
(2)

(89)

(28)

—

—

—

—

—

—

—

—

—

(6)

(123)

106

—

8
—

—

—

—

—

—

—

—

—

—
(1)
35

—

(22)
—

—

—

—

2

—

—

—

1
16

—

—

114

(257)
11
(47)

257

(62)

11

2

3

(1)
(21)
1,576

—

—

(126)
235

66
(81)

25

65

70

2

44

(25)
8
114

(257)
11
(47)

257

(62)

11

2

3

(1)
(24)
1,522

(28)
(22)
(126)
235

66
(81)

27

65

70

2

39

1,876

1,769

(in millions of Canadian dollars)

Interest on long-term debt

Interest income

Amortization of financing costs

Other interest and banking fees

Interest expense on employee future benefits and other liabilities

C.  TOTAL LIABILITIES FROM FINANCING ACTIVITIES

(in millions of Canadian dollars)

As at January 1, 2017

Cash flow

Change in cash and cash equivalents

Bank loans and advances

Change in credit facilities

Repurchase of unsecured senior notes

Increase in other long-term debt

Payments of other long-term debt

Non-cash changes

Business combinations

Foreign exchange loss on long-term debt and financial

instruments

Capital lease acquisitions and included in other debts and

liabilities

Amortization of financing costs

Write off of unamortized financing costs following repurchase of

unsecured senior notes

Other
Exchange differences

As at December 31, 2017

Cash flow

Change in cash and cash equivalents

Bank loans and advances

Change in credit facilities

Increase in term loan

Increase in other long-term debt

Payments of other long-term debt

Non-cash changes

Business combinations
Foreign exchange loss on long-term debt and financial

instruments

Capital lease acquisitions and included in other debts and

liabilities

Amortization of financing costs

Exchange differences

As at December 31, 2018

116 
116

NOTE 27 
FINANCIAL INSTRUMENTS 

27.1 FAIR VALUE OF FINANCIAL INSTRUMENTS
The classification of financial instruments as at December 31, 2018 and 2017, along with the respective carrying amounts and fair values, is 
as follows:

(in millions of Canadian dollars)

NOTE

CARRYING AMOUNT

FAIR VALUE

CARRYING AMOUNT

FAIR VALUE

2018

2017

Financial assets at fair value through profit or

loss
Derivatives

Equity investments

Financial liabilities at fair value through profit or

loss
Derivatives

Financial liabilities at amortized cost

Long-term debt

Derivatives designated as hedge

Asset derivatives

Liability derivatives

26.4

26.4

23

1

(12)

23

1

(12)

27

1

(4)

27

1

(4)

(1,876)

(1,871)

(1,576)

(1,626)

7

(24)

7

(24)

4

(33)

4

(33)

27.2 DETERMINING THE FAIR VALUE OF FINANCIAL INSTRUMENTS
The fair value of a financial instrument is the amount of consideration that would be received upon the sale of an asset or paid to transfer a 
liability in an orderly transaction between market participants as at the measurement date.

(i)  The fair value of cash and cash equivalents, accounts receivable, notes receivable, bank loans and advances, trade and other payables 

and provisions approximate their carrying amounts due to their relatively short maturities.

(ii) The fair value of investment in shares is based on observable market data and is quoted on the Toronto Stock Exchange and classified 

as level 1.

(iii) The fair value of long-term debt and some other liabilities is based on observable market data and on the calculation of discounted cash 
flows. Discount rates were determined based on local government bond yields adjusted for the risks specific to each of the borrowings 
and for the credit market liquidity conditions and are classified as levels 1 and 3.

27.3 HIERARCHY OF FINANCIAL ASSETS AND LIABILITIES MEASURED AT FAIR VALUE
The following table presents information about the Corporation's financial assets and financial liabilities measured at fair value on a recurring 
basis as at December 31, 2018 and 2017 and indicates the fair value hierarchy of the Corporation's valuation techniques to determine such 
fair value. Three levels of inputs that may be used to measure fair value are:

Level 1 - Quoted prices in active markets for identical assets or liabilities
Level 2 - Observable inputs other than quoted prices in active markets for identical assets and liabilities, quoted prices for identical or similar 
assets or liabilities in inactive markets, or other inputs that are observable or can be corroborated by observable market data for 
substantially the full term of the assets or liabilities

Level 3 - Inputs that are generally unobservable and typically reflect Management's estimates of assumptions that market participants would 

use in pricing the asset or liability.

(in millions of Canadian dollars)

Financial assets

Equity investments

Derivative financial assets

Financial liabilities

Derivative financial liabilities

CARRYING AMOUNT

QUOTED PRICES IN ACTIVE
MARKETS FOR IDENTICAL
ASSETS (LEVEL1)

SIGNIFICANT
OBSERVABLE INPUTS
(LEVEL 2)

SIGNIFICANT
UNOBSERVABLE INPUTS
(LEVEL 3)

2018

1

—

1

—

—

—

30

30

(36)

(36)

—

—

—

—

—

1

30

31

(36)

(36)

107

117 
117

(in millions of Canadian dollars)

Financial assets

Equity investments

Derivative financial assets

Financial liabilities

Derivative financial liabilities

CARRYING AMOUNT

QUOTED PRICES IN ACTIVE 
MARKETS FOR IDENTICAL 
ASSETS (LEVEL1)

SIGNIFICANT 
OBSERVABLE INPUTS 
(LEVEL 2)

SIGNIFICANT 
UNOBSERVABLE INPUTS 
(LEVEL 3)

2017

1

31

32

(37)

(37)

1

—

1

—

—

—

31

31

(37)

(37)

—

—

—

—

—

27.4 FINANCIAL RISK MANAGEMENT
The Corporation's activities expose it to a variety of financial risks: market risk (including currency risk, fair value interest rate risk, cash flow 
interest rate risk and price risk), credit risk and liquidity risk. The Corporation's overall risk management program focuses on the unpredictability 
of the financial market and seeks to minimize potential adverse effects on the Corporation's financial performance. The Corporation uses 
derivative financial instruments to hedge certain risk exposures.

Risk management is carried out by a central treasury department and a management committee acting under policies approved by the Board 
of Directors. They identify, evaluate and hedge financial risks in close cooperation with the business units. The Board provides guidance for 
overall risk management, covering specific areas, such as foreign exchange risk, interest rate risk and credit risk, use of derivative financial 
instruments and non-derivative financial instruments, and investment of excess liquidity.

Summary

(in millions of Canadian dollars)

ASSETS

LIABILITIES

RISK

Currency risk

Price risk

Interest risk

Other risk

NOTE

SHORT-TERM

LONG-TERM

TOTAL

SHORT-TERM

LONG-TERM

26.4 A) (i)

26.4 A) (ii)

26.4 A) (iii)

26.4 iv)

6

4

—

—

10

—

19

1

—

20

6

23

1

—

30

(18)

(2)

(1)

(1)

(22)

(12)

—

(2)

—

(14)

(in millions of Canadian dollars)

ASSETS

LIABILITIES

2018

TOTAL

(30)

(2)

(3)

(1)

(36)

2017

RISK

Currency risk

Price risk

Interest risk

A.  MARKET RISK

NOTE

SHORT-TERM

LONG-TERM

TOTAL

SHORT-TERM

LONG-TERM

TOTAL

26.4 A) (i)

26.4 A) (ii)

26.4 A) (iii)

5

4

—

9

1

21

—

22

6

25

—

31

(10)

(7)

(2)

(19)

(15)

(1)

(2)

(18)

(25)

(8)

(4)

(37)

(i)  Currency risk
The Corporation operates internationally and is exposed to foreign exchange risks arising from various currencies as a result of its export of 
goods produced in Canada, the United States, France, Italy, Spain and Germany. Foreign exchange risk arises from future commercial 
transactions, recognized assets and liabilities, and net investments in foreign operations. These risks are partially covered by purchases and 
debt. 

The Corporation manages the foreign exchange exposure by entering into various foreign exchange forward contracts and currency option 
instruments related to anticipated sales, purchases, interest expense and repayment of long-term debt. Management has implemented a 
policy for managing foreign exchange risk against its functional currency. The Corporation's risk management policy is to hedge 25% to 90%
of anticipated cash flows in each major foreign currency for the next 12 months and to hedge 0% to 75% for the subsequent 24 months. The 
Corporation may designate these foreign exchange forward contracts as a cash flow hedge of future anticipated sales, cost of sales, interest 
expense and repayment of long-term debt denominated in foreign currencies. Gains or losses from these derivative financial instruments 
designated as hedges are recorded in “Accumulated other comprehensive income” net of related income taxes and are reclassified to earnings 

118 
118

108

as adjustments to sales, cost of sales, interest expense or foreign exchange loss (gain) on long-term debt in the period in which the respective 
hedged item affected earnings.

In 2018, approximately 22% of sales from Canadian operations were made to the United States and 13% of sales from European operations 
were made in countries whose currencies were other than the euro.

The following table summarizes the Corporation's commitments to buy and sell foreign currencies as at December 31, 2018 and 2017:

EXCHANGE RATE

MATURITY

NOTIONAL AMOUNT (IN
MILLIONS)

FAIR VALUE (IN MILLIONS
OF CANADIAN DOLLARS)

2018

Repayment of long-term debt

Derivatives at fair value through profit or loss and classified in

Foreign exchange loss (gain) on long-term debt:

Currency option sold to buy US$ for CAN$

Currency option instruments to sell US$ for CAN$

Cross-currency swap US$ for CAN$

1.0225

1.3290

1.3290

January 2020 US$

200

July 2023 US$               21 to 132

July 2023 US$

Net investment hedge

Cross-currency swap CAN$ for €

1.4824

December 2019 €

Forecasted sales and purchases

Derivatives at fair value through profit or loss and classified in

Loss on derivative financial instruments:
Foreign exchange forward contracts to sell US$ for CAN$

Foreign exchange forward contracts to buy € for US$

Foreign exchange forward contracts to sell US$ for CAN$

Currency option instruments to sell US$ for CAN$

Currency option instruments to buy € for US$

Currency option instruments to sell US$ for CAN$

1.3087

1.1653

1.3188

1.3395

1.0985

1.3269

0 to 12 months US$

0 to 12 months €

13 to 36 months US$

0 to 12 months US$                 33 to 50

0 to 12 months €

7

13 to 36 months US$                 30 to 68

102

145

15

2

15

—

(6)

(2)

(8)

(11)

(1)

—

—

(1)

—

(3)

(5)

(24)

During the year, the Corporation paid $1 million related to the settlement of a portion of its 2020 derivatives related to repayment of long-term 
debt. 

109

119 
119

Repayment of long-term debt

Derivatives at fair value through profit or loss and classified in

Foreign exchange loss (gain) on long-term debt:

Foreign exchange forward contracts to buy US$ for CAN$

Currency option sold to sell US$ for CAN$

Currency option sold to sell US$ for CAN$

Cross-currency swap US$ for CAN$

Net investment hedge

Cross-currency swap CAN$ for €

Forecasted sales

Derivatives at fair value through profit or loss and classified in

Loss on derivative financial instruments:
Foreign exchange forward contracts to buy US$ for CAN$

Foreign exchange forward contracts to buy US$ for CAN$

Currency option instruments to sell US$ for CAN$

Currency option instruments to sell US$ for CAN$

EXCHANGE RATE

MATURITY

NOTIONAL AMOUNT (IN 
MILLIONS)

FAIR VALUE (IN MILLIONS 
OF CANADIAN DOLLARS)

2017

1.06

1.15

1.0225

1.33

January 2020 US$

January 2020 US$

January 2020 US$

July 2023 US$

1.4263

December 2018 €

1.3260

1.3260

1.3171

1.3214

0 to 12 months US$

13 to 24 months US$

0 to 12 months US$                 48 to 70

13 to 36 months US$                 43 to 80

50

100

200

102

95

10

5

9

(11)

(1)

(12)

(15)

(6)

1

—

2

—

3

(18)

In 2017, the Corporation offset $9 million in derivative assets against $11 million in derivative liabilities as we intend to settle the derivatives 
on a net basis with one counterparty. During the year, the Corporation also paid $12 million related to the settlement of a portion of its 2017 
derivatives related to repayment of long-term debt. 

The fair values of foreign exchange forward contracts and currency options are determined using the discounted value of the difference 
between the value of the contract at expiry, calculated using the contracted exchange rate and the exchange rate the financial institution would 
use if it renegotiated the same contract under the same conditions as at the consolidated balance sheet date. The discount rates are adjusted 
for the credit risk of the Corporation or of the counterparty, as applicable. When determining credit risk adjustments, the Corporation considers 
master netting agreements, if applicable.

In 2018, if the Canadian dollar had strengthened by $0.01 against the US dollar on average for the year with all other variables held constant, 
operating income before depreciation and amortization for the year would have been approximately $3 million lower. This is based on the net 
exposure of total US sales less US purchases of the Corporation's Canadian operations and operating income before depreciation and 
amortization of the Corporation's US operations, but excludes the effect of this change on the denominated working capital components. The 
interest expense would have remained relatively stable.

In 2018, if the Canadian dollar had strengthened by $0.02 against the euro with all other variables held constant, operating income before 
depreciation and amortization for the year would have been approximately $1 million lower following the translation of operating income of 
the Corporation's European operations.

CURRENCY RISK ON TRANSLATION OF SELF-SUSTAINING FOREIGN SUBSIDIARIES
The  Corporation  has  certain  investments  in  foreign  operations  whose  net  assets  are  exposed  to  foreign  currency  translation  risk.  The 
Corporation may designate part of its long-term debt denominated in foreign currencies as a hedge of the net investment in self-sustaining 
foreign subsidiaries. Gains or losses resulting from the translation to Canadian dollars of long-term debt denominated in foreign currencies 
and designated as net investment hedges are recorded in “Accumulated other comprehensive income”, net of related income taxes.

The table below shows the effect on consolidated equity of a 10% change in the value of the Canadian dollar against the US dollar and the 
euro as at December 31, 2018 and 2017. The calculation includes the effect of currency hedges of net investment in US foreign entities and 
assumes that no changes occurred other than a single currency exchange rate movement.

The exposures used in the calculations are the foreign currency-denominated equity and the hedging level as at December 31, 2018 and 
2017, with the hedging instruments being the long-term debt denominated in US dollars.

120 
120

110

Consolidated Shareholders' equity: Currency effect before tax of a 10% change:

(in millions of Canadian dollars)

10% change in the CAN$/US$ rate

10% change in the CAN$/euro rate

BEFORE HEDGES

HEDGES

82

19

82

17

2018
NET IMPACT

—

2

BEFORE HEDGES

HEDGES

75

16

75

14

2017
NET IMPACT

—

2

(ii)     Price risk
The Corporation is exposed to commodity price risk on old corrugated containers, commercial pulp, electricity and natural gas. The Corporation 
uses derivative commodity contracts to help manage its production costs. The Corporation may designate these derivatives as cash flow 
hedges of anticipated purchases of raw material and energy. Gains or losses from these derivative financial instruments designated as hedges 
are recorded in “Accumulated other comprehensive income” net of related income taxes and are reclassified to earnings as adjustments to 
“Cost of sales” in the same period, as the respective hedged item affects earnings.

The fair value of these contracts is as follows:

QUANTITY

MATURITY

2018

FAIR VALUE (IN MILLIONS
OF CANADIAN DOLLARS)

Forecasted purchases

Derivatives designated as held for trading and reclassified in “Cost of sales”

Electricity

39,420 MW

2019

Derivatives designated as cash flow hedges and reclassified in “Cost of sales” (effective

portion)
Natural gas:

Canadian portfolio

US portfolio

364,800 GJ

2019

1,217,640 mmBtu

2019 to 2023

—

—

(1)

(1)

QUANTITY

MATURITY

2017

FAIR VALUE (IN MILLIONS 
OF CANADIAN DOLLARS)

Forecasted purchases

Derivatives designated as held for trading and reclassified in “Cost of sales”

Electricity

197,100 MW

2018 to 2019

Derivatives designated as cash flow hedges and reclassified in “Cost of sales” (effective 

portion)
Natural gas:

Canadian portfolio

US portfolio

3,095,029 GJ

4,847,660 mmBtu

2018 to 2022

2018 to 2023

(1)

(5)

(1)

(7)

In 2013, the Corporation entered into an agreement to purchase steam. The agreement includes an embedded derivative and the fair value 
as at December 31, 2018 was an asset of $8 million (2017 - $8 million). Greenpac also has an agreement to purchase steam that includes 
an embedded derivative with a positive fair value of $15 million as at December 31, 2018 (2017 - $16 million).

The fair value of derivative financial instruments other than options is established utilizing a discounted future expected cash flows method. 
Future expected cash flows are determined by reference to the forward price or rate prevailing on the assessment date of the underlying 
financial index (exchange or interest rate or commodity price) according to the contractual terms of the instrument. Future expected cash 
flows are discounted at an interest rate reflecting both the maturity of each flow and the credit risk of the party to the contract for which it 
represents a liability (subject to the application of relevant credit support enhancements). The fair value of derivative financial instruments 
that represent options is established utilizing similar methods that reflect the impact of the potential volatility of the financial index underlying 
the option on future expected cash flows.

The table below shows the effect of changes in the price of old corrugated containers, natural gas and electricity as at December 31, 2018
and 2017. The calculation includes the effect of price hedges of these commodities and assumes that no changes occurred other than a single 
change in price.

111

121 
121

The exposures used in the calculations are the commodity consumption and the hedging level as at December 31, 2018 and 2017, with the 
hedging instruments being derivative commodity contracts.

Consolidated commodity consumption: Price change effect before tax:

(in millions of Canadian dollars1)

BEFORE HEDGES

HEDGES

NET IMPACT

BEFORE HEDGES

HEDGES

NET IMPACT

US$15/s.t. change in brown grades recycled paper price

US$30/s.t. change in commercial pulp price

US$1/mmBTU. change in natural gas price

US$1/MWh change in electricity price

49

10

12

2

—

—

2

—

49

10

10

2

44

9

10

2

—

—

5

—

44

9

5

2

1  Sensitivity calculated with an exchange rate of 1.36 CAN$/US$ for 2018 and 1.26 CAN$/US$ for 2017.

2018

2017

(iii)   Interest rate risk
The Corporation has no significant interest-bearing assets.

The Corporation's interest rate risk arises from long-term borrowings. Borrowings issued at variable rates expose the Corporation to cash 
flow interest rate risk. Borrowings issued at fixed rates expose the Corporation to fair value interest rate risk.

When  appropriate,  the  Corporation  analyzes  its  interest  rate  risk  exposure.  Various  scenarios  are  simulated  taking  into  consideration 
refinancing, renewal of existing positions, alternative financing and hedging. Based on these scenarios, the Corporation calculates the impact 
on earnings of a defined interest rate shift. For each simulation, the same interest rate shift is used for all currencies. The scenarios are run 
only for liabilities that represent the major interest-bearing positions. As at December 31, 2018, approximately 28% (2017 - 29%) of the 
Corporation's long-term debt was at variable rates.

Based  on  the  outstanding  long-term  debt  as  at  December  31,  2018,  the  impact  on  interest  expense  of  a  1%  change  in  rate  would  be 
approximately $5 million (impact on net earnings is approximately $4 million).

The Corporation holds interest rate swaps through RDM and Greenpac. RDM swaps are contracted to fix the interest rate on a notional amount 
of €59 million and are maturing from 2020 to 2024. Greenpac swaps are contracted to fix the interest rate on a notional amount of US$66 
million maturing in 2020. Some of these swaps have decreasing notional amount to match expected debt level. Fair value of these agreements 
is a liability of $2 million as at December 31, 2018 (December 31, 2017 - $3 million).  

(iv)  Loss (gain) on derivative financial instruments is as follows:

(in millions of Canadian dollars)

Unrealized loss (gain) on derivative financial instruments

Realized loss (gain) on derivative financial instruments

B.  CREDIT RISK

2018

9

(1)

8

2017

(8)

2

(6)

Credit risk arises from cash and cash equivalents, derivative financial instruments and deposits with banks and financial institutions. The 
Corporation reduces this risk by dealing with credit-worthy financial institutions.

The Corporation is exposed to credit risk on the accounts receivable from its customers. In order to reduce this risk, the Corporation's credit 
policies include the analysis of the financial position of its customers and the regular review of their credit limits. In addition, the Corporation 
believes there is no particular concentration of credit risk due to the geographic diversity of customers and the procedures for the management 
of commercial risks. Derivative financial instruments include an element of credit risk should the counterparty be unable to meet its obligations.

Trade receivables are recognized initially at fair value and are subsequently measured at amortized cost using the effective interest method, 
less loss allowance. An allowance for doubtful accounts of trade receivables is established when there is objective evidence that the Corporation 
will not be able to collect all amounts due according to the original terms of the receivables. Significant financial difficulties of the debtor, 
probability that the debtor will enter into bankruptcy or financial reorganization, and default or delinquency in payments are considered indicators 
that the trade receivable is impaired. Each trade receivable balance is evaluated separately to identify impairment. The amount of the allowance 
for doubtful accounts is the difference between the asset's carrying amount and the present value of estimated cash flows. The carrying 
amount of the asset is reduced through the use of an allowance account and the amount of the loss is recorded in the consolidated statement 
of earnings in “Selling and administrative expenses”. When a trade receivable is not collectable, it is written off against the loss allowance. 

122 
122

112

Subsequent  recoveries  of  amounts  previously  written  off  are  credited  against  “Selling  and  administrative  expenses”  in  the  consolidated 
statement of earnings.

Loans and notes receivables from business disposals are recognized at fair value. There is no past due amount as at December 31, 2018.

C.  LIQUIDITY RISK

Liquidity risk is the risk that the Corporation will not be able to meet its obligations as they fall due. The following are the contractual maturities 
of financial liabilities as at December 31, 2018 and 2017:

(in millions of Canadian dollars)

Non-derivative financial liabilities:

Bank loans and advances

Trade and other payables

Revolving credit facility

Term loan

Unsecured senior notes

Other debts of subsidiaries

Other debts without recourse to the Corporation

Derivative financial liabilities

(in millions of Canadian dollars)

Non-derivative financial liabilities:

Bank loans and advances

Trade and other payables

Revolving credit facility

Unsecured senior notes

Other debts of subsidiaries

Other debts without recourse to the Corporation

Derivative financial liabilities

CARRYING
AMOUNT

CONTRACTUAL
CASH FLOWS

LESS THAN ONE
YEAR

BETWEEN ONE
AND TWO
YEARS

BETWEEN TWO
AND FIVE
YEARS

MORE THAN FIVE
YEARS

2018

16

782

86

239

16

782

100

305

1,068

1,244

129

364

36

186

365

36

16

782

4

18

59

21

37

22

—

—

4

18

60

20

34

4

2,720

3,034

959

140

—

—

92

55

1,125

49

274

10

1,605

—

—

—

214

—

96

20

—

330

2017

CARRYING 
AMOUNT

CONTRACTUAL 
CASH FLOWS

LESS THAN ONE 
YEAR

BETWEEN ONE 
AND TWO 
YEARS

BETWEEN TWO 
AND FIVE 
YEARS

MORE THAN FIVE 
YEARS

35

638

195

35

638

218

1,004

1,284

66

321

37

77

329

37

2,296

2,618

35

638

7

56

16

44

19

815

—

—

6

56

13

41

2

—

—

205

906

31

230

4

118

1,376

—

—

—

266

17

14

12

309

As at December 31, 2018, the Corporation had unused credit facilities of $766 million (December 31, 2017 - $651 million), net of outstanding 
letters of credit of $23 million (December 31, 2017 - $24 million).

D.  OTHER RISK

FACTORING OF ACCOUNTS RECEIVABLE
The Corporation sells its accounts receivable from one of its European subsidiaries through a factoring contract with a financial institution. 
The Corporation uses factoring of accounts receivable as a source of financing by reducing its working capital requirements. When the accounts 
receivable are sold, the Corporation removes them from the balance sheet, recognizes the amount received as the consideration for the 
transfer and records a loss on factoring, which is included in “Financing expense”. As at December 31, 2018, the off-balance sheet impact of 
the factoring of accounts receivable amounted to $50 million (€32 million). The Corporation expects to continue to sell accounts receivable 
on an ongoing basis. Should it decide to discontinue this contract, its working capital and bank debt requirements would increase.

STOCK-BASED COMPENSATION
In 2018, the Corporation entered into an agreement to hedge the share price volatility related to its Deferred Share Units and Performance 
Share Unit plans. As at December 31, 2018, the agreement's notional amount was 566,000 shares at a price of $12,15. The fair value as at 
December 31, 2018 was a liability of $1 million.

113

123 
123

NOTE 28
COMMITMENTS

a. The Corporation leases various properties, vehicles, equipment and others under non-cancellable operating lease agreements.

Future minimum payments under operating leases are as follows:

(in millions of Canadian dollars)

No later than one year

Later than one year but no later than five years

More than five years

b. Capital and raw materials commitments

2018

38

66

13

117

2017

31

40

5

76

Capital expenditures and raw material contracted at the end of the reporting date but not yet incurred are as follows:

(in millions of Canadian dollars)

No later than one year

Later than one year but no later than five years

More than five years

NOTE 29  
RELATED PARTY TRANSACTIONS

PROPERTY,
PLANT AND
EQUIPMENT
84

8

—

92

2018

INTANGIBLE
ASSETS

8

6

—

14

PROPERTY, 
PLANT AND 
EQUIPMENT
51

—

—

51

2017

INTANGIBLE 
ASSETS

8

14

—

22

The Corporation entered into the following transactions with related parties:

(in millions of Canadian dollars)

2018

Sales to related parties

Purchases from related parties

2017

Sales to related parties

Purchases from related parties

These transactions occurred in the normal course of operations and are measured at fair value.

The following balances were outstanding at the end of the reporting period:

(in millions of Canadian dollars)

Receivables from related parties

Joint ventures

Associates

Payables to related parties

Joint ventures

Associates

JOINT VENTURES

ASSOCIATES

245

32

210

27

77

50

85

90

December 31,
2018

December 31,
2017

12

22

2

2

13

22

3

4

The receivables from related parties arise mainly from sale transactions. The receivables are unsecured in nature and bear no interest. There 
are no provision held against receivables from related parties. The payables to related parties arise mainly from purchase transactions. The 
payables bear no interest.  

124 
124

114

BOARD OF DIRECTORS 
Cascades’ Board of Directors (BoD) and management believe that quality corporate governance helps ensure that the Corporation  
is run efficiently and that investor confidence is maintained. In order to stay the course in this regard, Cascades regularly reviews its  
governance practices to remain in compliance with applicable legislation and to improve efficiency.

The composition of the Board of Directors must be carefully determined since its responsibilities include ensuring good corporate 
governance, among other things. Cascades draws on the expertise of a highly experienced team of directors while recognizing the  
importance of independent directors. As of December 31, 2018, eight of the twelve Board members were independent. They meet at 
least  once  yearly  with  no  related  directors  or  senior  managers  present.  New  BoD  members  are  also  offered  an  orientation  
and training program, to familiarize themselves with Cascades’ activities as well as the issues and challenges it faces.

1

5

9

2

6

10

3

7

11

4

8

12

1
Alain Lemaire 
Executive Chairman  
of the Board 
Kingsey Falls, Québec  Canada 
Director since 1967 
Non-Independent

2
Louis Garneau 
President 
Louis Garneau Sports Inc. 
Saint-Augustin-de-Desmaures 
Québec  Canada 
Director since 1996 
Independent 

3
Sylvie Lemaire 
Director of companies 
Otterburn Park, Québec  Canada 
Director since 1999 
Non-Independent 

4
David McAusland 
Partner 
McCarthy Tétrault 
Baie d’Urfé, Québec  Canada 
Director since 2003
Independent 

5
Georges Kobrynsky
Director of companies
Outremont, Québec  Canada
Director since 2010
Independent 

6
Élise Pelletier
Director
Sutton, Québec  Canada
Director since 2011
Independent

7
Sylvie Vachon 
President and Chief  
Executive Officer of  
The Montréal Port Authority 
Longueuil, Québec  Canada 
Director since 2013 
Independent 

8
Laurence Sellyn 
Business Advisor and Consultant, 
Corporate Director
Pointe-Claire, Québec  Canada 
Director since 2013 
Independent 

9
Mario Plourde
President and Chief Executive 
Officer of Cascades Inc.
Kingsey Falls, Québec  Canada
Director since 2014
Non-Independent 

10
Michelle Cormier
Associate, Wynnchurch  
Capital Canada
Montréal, Québec  Canada 
Director since 2016
Independent 

11
Martin Couture 
President and Chief Executive 
Officer, Sanimax Inc. (Canada) 
Montréal, Québec  Canada 
Director since 2016 
Independent 

12
Patrick Lemaire 
President and Chief Executive 
Officer, Boralex Inc.
Kingsey Falls, Québec  Canada
Director since 2016
Non-Independent 

0125 
0125

HISTORICAL FINANCIAL INFORMATION - 10 YEARS 

For the years ended December 31,

(in millions of Canadian dollars, except per common share amounts and ratios) (unaudited)
Financial information is not adjusted to reclassify the impact of discontinued operations, if any, and IFRS for years ended prior to 2011.
Highlights - Consolidated Results

Sales

Cost of sales and expenses

Adjusted operating income before depreciation and amortization (OIBD adjusted)

Depreciation and amortization

Adjusted operating income

Financing expense and interest expense on employee future benefits

Foreign exchange loss (gain) on long-term debt and financial instruments

Specific items

Provision for (recovery of) income taxes

Share of results of associates and joint ventures

Net earnings (loss) attributable to non-controlling interests

Net earnings (loss)

Net earnings (loss) per common share

Highlights - Consolidated Cash Flow

Cash flow generated by operating activities

Cash flow from operations

per common share

Payments for property, plant and equipment net of proceeds from disposals

Business combinations and cash from a joint venture

Proceed from business disposals

Net change in long-term debt

Dividends on common shares

per common share

Dividend yield

Highlights - Consolidated Balance Sheet (As at December 31)

Current assets less current liabilities

Property, plant & equipment

Total assets

Total long-term debt

Non-controlling interests

Shareholders' equity

per common share

Stock Market Highlights

Shares issued and outstanding (in millions)

Trading volume (in millions)

Market capitalization

Closing price

High

Low

Key Financial Ratios

Net earnings (loss)/sales

Sales/total assets*

Total assets/average Shareholders' equity*

Return on Shareholder's equity*

Return on total assets (OIBD/average total assets)*

OIBD/sales

OIBD/interest

Current assets less current liabilities/sales*

Net debt/OIBD*

Total debt/total debt + Shareholders' equity

Price to earnings

Price to book value

126 
126

115

IFRS

2018

4,649

4,160

489

244

245

99

4

10

132

49

(11)

35

59

0.62

$

$

373

361

3.82

253

(100)

—

94

15

0.16

$

1.6%

419

2,506

4,951

1,876

180

1,508

16.01

$

94.2

54.9

963

10.23

16.55

9.54

$

$

$

1.3%

0.9x

3.3x

4.0%

10.4%

10.5%

4.9x

9.0%

3.6x

55.6%

16.5x

0.6x

IFRS

2017

4,321

3,928

393

215

178

97

(23)

(298)

402

(81)

(39)

15

507

5.35

173

260

2.75

178

9

—

179

15

0.16

1.2%

356

2,117

4,427

1,576

146

1,455

15.32

95.0

57.5

1,294

13.62

18.20

11.43

11.7%

1.0x

3.6x

41.6%

9.5%

9.1%

4.1x

8.2%

3.9x

52.5%

2.5x

0.9x

$

$

$

$

$

$

$

 
   
 
 
 
 
 
 
 
$

$

$

$

$

$

$

IFRS

2016

4,001

3,598

403

192

211

93

(22)

(10)

150

45

(32)

2

135

1.42

372

316

3.34

177

16

—

153

15

$

$

IFRS

2015

3,885

3,462

423

190

233

97

91

99

(54)

39

(37)

9

(65)

IFRS

2014

3,953

3,595

358

183

175

108

30

191

(154)

(11)

—

4

(147)

IFRS

2013

3,849

3,497

352

182

170

115

(2)

28

29

12

3

3

11

IFRS

2012

3,645

3,341

304

199

105

115

(8)

33

(35)

(4)

(2)

(7)

(22)

IFRS

2011

3,760

3,517

243

186

57

100

(4)

(148)

109

27

(14)

(3)

99

2010

3,959

3,561

398

212

186

112

4

65

5

—

(15)

3

17

(0.69)

$

(1.57)

$

0.11

$

(0.23)

$

1.03

$

0.18

$

$

270

307

3.25

156

—

(40)

100

15

$

250

251

2.67

172

—

(36)

88

15

$

232

226

2.41

136

—

—

(30)

15

$

199

154

1.64

141

14

—

(54)

15

$

115

121

1.26

110

60

(292)

143

15

$

228

246

2.54

131

3

—

30

16

2009

3,877

3,412

465

218

247

118

31

33

65

23

(17)

(1)

60

0.61

355

303

3.10

171

69

—

59

16

0.16

$

1.3%

0.16

$

1.3 %

0.16

$

2.3 %

0.16

$

2.3%

0.16

$

3.9 %

0.16

$

3.6%

0.16

$

2.4%

0.16

1.8%

299

1,635

3,813

1,566

90

984

10.41

$

94.5

43.5

1,144

12.10

13.67

7.72

$

$

$

3.4%

1.0x

4.1x

14.6%

10.5%

10.1%

4.3x

7.5%

3.8x

61.8%

8.5x

1.2x

398

1,625

3,848

1,744

96

867

9.10

95.3

39.7

1,211

12.71

13.00

6.49

$

$

$

$

(1.7)%

1.0x

4.4x

(7.4)%

11.2 %

10.9 %

4.4x

10.2 %

4.1x

67.3 %

N/A

1.4x

308

1,592

3,673

1,596

110

893

414

1,684

3,831

1,579

113

1,081

295

1,659

3,694

1,475

116

978

400

1,703

3,728

1,407

136

1,029

479

1,777

3,724

1,395

24

1,257

9.48

$

11.52

$

10.42

$

10.87

$

13.01

$

$

$

$

93.9

20.2

385

4.10

5.18

3.85

(0.6)%

1.0x

3.7x

(2.2)%

8.2 %

8.3 %

2.6x

8.1 %

5.0x

61.4 %

N/A

0.4x

$

$

$

94.6

33.8

419

4.43

7.75

3.51

2.6%

1.0x

3.3x

8.7%

6.5%

6.5%

2.4x

10.6%

6.1x

59.3%

4.3x

0.4x

$

$

$

96.6

57.7

647

6.70

9.80

5.71

0.4%

1.1x

2.9x

1.3%

10.6%

10.1%

3.6x

12.1%

3.6x

53.7%

37.2x

0.5x

94.2

45.0

661

7.02

7.60

5.64

$

$

$

(3.7)%

1.1x

3.7x

(14.9)%

9.5 %

9.1 %

3.3x

7.8 %

4.5x

64.8 %

N/A

0.7x

$

$

$

93.9

25.2

646

6.88

6.92

4.07

0.3%

1.0x

3.7x

1.1%

9.4%

9.1%

3.1x

10.8%

4.6x

60.2%

62.5x

0.6x

116

484

1,912

3,792

1,469

21

1,304

13.41

97.2

79.8

869

8.94

9.10

1.70

1.5%

1.0x

3.0x

4.7%

11.9%

12.0%

3.9x

12.5%

3.3x

54.3%

14.7x

0.7x

127 
127

raw materials
raw materials

~3.2 Million s.t.

29%

%

6

9%

9%

5 %

North American FibRE: purchased  
and collected by Cascades

%
5
6

Recycled fibre used by Cascades — 65%

Pulp used by Cascades — 6%

Fibre sold externally — 29%

Fibre Consumed by Cascades  
in North america

%
8

1

~2.3 Million s.t.

%
8
6

Brown recycled fibre — 68%

White recycled fibre — 18%

Pulp — 9%

Groundwood recycled fibre — 5%

In Europe, we use approximately 1.3 M s.t.  
of additional recycled and virgin fibres  
in our annual production of boxboard.

0128 
0128

DISTRIBUTION
DISTRIBUTION
OF OUR RESULTS 

TissuE - 28 %

B Y   SEGMENT1

%

2

3  - 2
europe

TO

F ROM

1 %

3  -  2
europe

u
n

i

t

e

d

s

t

$4,649 
million

co
n

t
ai

n

C

a

n

a

d

a

-

3

7

%

e

r

b

o

a

r

d

p

a

c

k

a

g

i

n
g

-

3
8
%

c

a

n

a

d
a

-
4
5%

sales 

S

p

e

c

i

a

l

t

y

P

r

o

u

n

i
t

e

a
t

es - 34%
d states - 41%

d

u

cts - 14%

EU R O P E 3

-

%

0

2

B Y   S EGMENT2,4

t i ssuE
3 %

B Y   MARKET4,5

t

y
  -

s

l

t

c i a
c
u

8 %

e
d

p
o

S
P r

%

0

3  - 2
europe

3 - 20%

E
P
O
R
U
E

$489 million

u

n

i
t

e

d states - 37%

t

n

o

c

B Y   S EGMENT2,4
( 1 1 %)

-

E

u

s

Ti s

specialty
products - 8%

C

a

n

a

d

a

-

4

3
%

adjusted oibd4

%
4

g - 8

a i n e r b oard packagin

1 Before inter-segment sales and corporate activities.
2 Percentage excluding corporate activities.
3  Including our 57.95% equity ownership in Reno de Medici 
S.p.A., an Italian public company traded on the Milan  
and Madrid stock exchanges.

4   Please refer to the “Forward-looking Statements”  

and “Supplemental Information on Non-IFRS Measures’’  
sections for more details.
5   Including corporate activities.

%

3 - 18

E
P
O
R
U
E

$474 million

a i n

c o n t

%
5
8
-
g

gin

e r b oard packa

oibd2,4

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Prince George, BC

Edmonton, AB

Nanaimo, BC

Victoria, BC

Vancouver, BC

Surrey, BC

C
Richmond, BC

C

Calgary, AB

Kelowna, BC

Tacoma, WA

C

St. Helens, OR

Scappoose, OR

M
C

C

Winnipeg, MB

Kingsey Falls, QC

Eau Claire, WI

CM

Grand Rapids, MI

C

Clarion, IA

M

Aurora, IL

C

M

Brook, IN

Warrenton, MO

C

C

Kingman, AZ

Brownsville, TN
Memphis, TN

M

C

Rockingham, NC

C

M

C
C

Kinston, NC

Wagram, NC

C

Grand Prairie, TX

C

Birmingham, AL

Lachute

Laval

Vaudreuil

NORTH AMERICA

CASCADES
WORLDWIDE1

LEGEND

  Head Office

   Containerboard  

Packaging

   Boxboard  
Europe2

   Specialty  
Products

M  Manufacturing facility

C  Converting facility

CM  Converting and  

manufacturing facility

  Tissue Papers

R  Recovery facility

Ottawa

Belleville

C
Trenton

M

Scarborough

Whitby

C

M

Etobicoke

M
C

Barrie

C
Vaughan
C

CC
C

Burlington

Mississauga

C

St. Marys

Guelph

C M
C

Putnam

Brantford

ONTARIO

1 Including main associates and joint ventures.
2  Via our 57.95% equity ownership in Reno de Medici S.p.A., an Italian public company traded on the Milan and Madrid stock exchanges.

Cabano

M

96 production  
facilities1

B Y   SEGMENT

container

b

o

a

r

d

p

a

c

k

a

g

i

n

g

-

2
7

2 - 8
europe

4
5

-
a
d
a
n
Ca

1

tissuE paper s -  2

B Y   MARKET

  1 0

-

2

e

p

o

e u r

U
ni
t
e
d
S
t

a

t

e

s

-

3

2

S

p

e

cialty Products - 40

M

Trois-Rivières

Berthierville

C

C

C
C
     Drummondville

C

C

M

M

Victoriaville

CM

C

C

C

Kingsey Falls

C

Montréal

Candiac

C
CM
Lachine

Lachute

CM

Laval

Vaudreuil

C

QUÉBEC

C

Saint-Césaire

C

Granby

1 Including associates and joint ventures.                                                                                
2  Including our 57.95% equity ownership in Reno de Medici S.p.A.,  

an Italian public company traded on the Milan and Madrid  
stock exchanges. 

M

Arnsberg, DE

M

Blendecques, FR

Châtenois, FR

C
Saulcy-sur-Meurthe, FR

C

Santa Giustina, IT

M

M

Ovaro, IT

La Rochette, FR

M

C

Barcelona Cartonboard, ES 

M

Villa Santa Lucia, IT

Niagara Falls, NY
M M

Rochester, NY

Depew, NY
Lancaster, NY  

C

Schenectady, NY

C

Mechanicville, NY

M
C
Albany, NY

Waterford, NY

Ransom, PA
C

Pittston, PA

M

C

Newtown, CT

C
Piscataway, NJ

NORTHEASTERN
UNITED STATES

EUROPE

 
 
 
 
 
 
 
 
 
sales 

adjusted oibd4

T

R

O

P

E

R

L

A

U

N

N

A

8

1

0

2

S

E

D

A

C

S

A

C

oibd2,4

cascades.com

FSC

Printed on Rolland EnviroTM Satin, 60 lb. Text and Rolland EnviroTM Print, 80 lb. The cover is certified Processed Chlorine Free and is made from 100% post-consumer 
fibre. All papers are certified FSC® and EcoLogo and are made using renewable biogas energy.

Production: Communications Department of Cascades — Design: absolu — Prepress and printing: Impart Litho   
Photography: Brühmüller photographe

Printed in Canada