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China Jo-Jo Drugstores, Inc.

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FY2015 Annual Report · China Jo-Jo Drugstores, Inc.
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549

FORM 10-K

x     ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended  March 31, 2015

or

o     TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from _______________________ to ___________________

Commission File Number:  001-34711

CHINA JO-JO DRUGSTORES, INC.
(Exact name of issuer as specified in its charter)

Nevada
(State or other jurisdiction of 
incorporation or organization)

1st Floor, Yuzheng Plaza, No. 76,
Yuhuangshan Road Hangzhou, Zhejiang Province
People’s Republic of China
 (Address of principal executive offices)

98-0557852
(I.R.S. Employer 
Identification Number)

310002
(Zip Code)

Registrant’s telephone number, including area code +86 (571) 88077078

Securities registered pursuant to Section 12(b) of the Act:

Title of each class
Common stock, $0.001 par value

Name of each exchange on which registered
NASDAQ Capital Market

Securities registered pursuant to section 12(g) of the Act: None.

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ☐   No ☒

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes ☐   No ☒

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements
for the past 90 days. Yes ☒   No ☐

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Website, if any, every, Interactive Data File required to
be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the
registrant was required to submit and post such files). Yes ☒   No ☐

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§229.405 of this chapter) is not contained herein, and will not
be contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any
amendment to this Form 10-K. Yes ☐   No ☒

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company.  See the
definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act (Check one):

Large Accelerated Filer    o
Non-accelerated filer        o

Accelerated Filer                     o
Smaller reporting company    ☒

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes ☐   No ☒

As of September 30, 2014, the aggregate market value of the voting stock held by non-affiliates of the registrant was approximately $17 million, based on a
closing price of $1.94 per share of common stock as reported on the NASDAQ Stock Market on such date.

As of June 11, 2015, the registrant had 15,650,504 shares of common stock outstanding.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART I.
Item 1.
Item 1A.
Item 1B.
Item 2.
Item 3.
Item 4.

PART II.
Item 5.
Item 6.
Item 7.
Item 7A.
Item 8.
Item 9.
Item 9A.
Item 9B.

PART III.
Item 10.
Item 11.
Item 12.
Item 13.
Item 14.

PART IV.
Item 15.

Signatures.

TABLE OF CONTENTS
TO ANNUAL REPORT ON FORM 10-K
FOR YEAR ENDED MARCH 31, 2015

Business.
Risk Factors.
Unresolved Staff Comments.
Properties.
Legal Proceedings.
Mine Safety Disclosures.

Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.
Selected Financial Data.
Management's Discussion and Analysis of Financial Conditions and Results of Operation.
Quantitative and Qualitative Disclosures About Market Risk.
Financial Statements and Supplementary Data.
Changes in and Disagreements With Accountants on Accounting and Financial Disclosure.
Controls and Procedures.
Other Information.

Directors, Executive Officers and Corporate Governance.
Executive Compensation.
Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.
Certain Relationships and Related Transactions, and Director Independence.
Principal Accounting Fees and Services.

Exhibits and Financial Statement Schedules.

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Forward Looking Statements

This report contains forward-looking statements. All forward-looking statements are inherently uncertain as they are based on current expectations
and assumptions concerning future events or future performance of the registrant. Readers are cautioned not to place undue reliance on these forward-looking
statements, which are only predictions and speak only as of the date hereof. Forward-looking statements usually contain the words “estimate,” “anticipate,”
“believe,” “expect,” or similar expressions, and are subject to numerous known and unknown risks and uncertainties. In evaluating such statements, prospective
investors should carefully review various risks and uncertainties identified in this report, including the matters set forth under the captions “Risk Factors” and in
the  registrant’s  other  SEC  filings.  These  risks  and  uncertainties  could  cause  the  registrant’s  actual  results  to  differ  materially  from  those  indicated  in  the
forward-looking statements. The registrant undertakes no obligation to update or publicly announce revisions to any forward-looking statements to reflect future
events or developments.

Although forward-looking statements in this report reflect the good faith judgment of our management, such statements can only be based on facts and
factors currently known by us. Consequently, forward-looking statements are inherently subject to risks and uncertainties, and actual results and outcomes may
differ materially from the results and outcomes discussed in or anticipated by the forward-looking statements. Factors that could cause or contribute to such
differences in results and outcomes include, without limitation, those specifically addressed under the heading “ Risks Relating to Our Business ” below, as
well as those discussed elsewhere in this report. Readers are urged not to place undue reliance on these forward-looking statements, which speak only as of
the date of this report. We file reports with the Securities and Exchange Commission (the “SEC”). You can read and copy any materials we file with the SEC
at the SEC’s Public Reference Room located at 100 F. Street, NE, Washington, D.C. 20549, on official business days during the hours of 10 a.m. to 3 p.m.
You can obtain additional information about the operation of the Public Reference Room by calling the SEC at 1-800-SEC-0330. In addition, the SEC maintains
an Internet site (www.sec.gov) that contains reports, proxy and information statements, and other information regarding issuers that file electronically with the
SEC, including the registrant.

We undertake no obligation to revise or update any forward-looking statements in order to reflect any event or circumstance that may arise
after the date of this report. Readers are urged to carefully review and consider the various disclosures made throughout the entirety of this report,
which  attempt  to  advise  interested  parties  of  the  risks  and  factors  that  may  affect  our  business,  financial  condition,  results  of  operations  and
prospects.

3

 
 
 
 
 
 
ITEM 1. BUSINESS.

Overview

PART I

We  are  a  retailer  and  distributor  of  pharmaceutical  and  other  healthcare  products  typically  found  in  a  retail  pharmacy  in  the  People’s  Republic  of
China  (“PRC”  or  “China”).  Prior  to  acquiring  Zhejiang  Jiuxin  Medicine  Co.,  Ltd.  (“Jiuxin  Medicine”)  in August  2011  (see  “Our  Corporate  History  and
Structure - HJ Group” below), we were primarily a retail pharmacy operator. We currently have fifty nine (59) store locations under the store brand “Jiuzhou
Grand Pharmacy” in Hangzhou.

We currently operate in four business segments in China: (1) retail drugstores, (2) online pharmacy, (3) wholesale business selling products similar to

those we carry in our pharmacies, and (4) farming and selling herbs used for traditional Chinese medicine (“TCM”).

Our stores provide customers with a wide variety of pharmaceutical products, including prescription and over-the-counter (“OTC”) drugs, nutritional
supplements, TCM, personal and family care products, and medical devices, as well as convenience products, including consumable, seasonal, and promotional
items. Additionally, we have licensed doctors of both western medicine and TCM on site for consultation, examination and treatment of common ailments at
scheduled  hours.  Three  (3)  stores  have  adjacent  medical  clinics  offering  urgent  cares  (to  provide  treatment  for  minor  ailments  such  as  sprains,  minor
lacerations,  and  dizziness  that  can  be  treated  on  an  outpatient  basis),  TCM  (including  acupuncture,  therapeutic  massage,  and  cupping)  and  minor  outpatient
surgical  treatments  (such  as  suturing).  Our  stores  vary  in  size,  but  presently  average  approximately  210  square  meters.  We  attempt  to  tailor  each  store’s
product offerings, physician access, and operating hours to suit the community where the store is located.

We operate our pharmacies (including the medical clinics) through the following companies in China that we control through contractual arrangements:

●

●

●

Hangzhou Jiuzhou  Grand  Pharmacy  Chain  Co.,  Ltd.  (“Jiuzhou  Pharmacy”),  which  we  control  contractually,  operates  our  “Jiuzhou Grand
Pharmacy” stores;

Hangzhou Jiuzhou  Clinic  of  Integrated  Traditional  and  Western  Medicine  (General  Partnership)  (“Jiuzhou  Clinic”),  which we  control
contractually, operates one (1) of our two (2) medical clinics; and

Hangzhou Jiuzhou  Medical &  Public  Health  Service  Co.,  Ltd. (“Jiuzhou  Service”), which we control contractually, operates our other medical
clinics.

We  also  retail  OTC  drugs  and  nutritional  supplements  through  a  website  (www.dada360.com)  that  we  operate  through  Zhejiang  Shouantang
Pharmaceutical Technology Co., Ltd. (“Shouantang Technology”), a wholly-owned subsidiary, and its subsidiary, Zhejiang Quannuo Internet Technology Co.,
Ltd.  (“Quannuo  Technology”).  For  the  fiscal  year  ended  March  31,  2015,  retail  revenue,  including  pharmacies,  medical  clinics  accounted  for
approximately63.5% of our total revenue, while online pharmacy revenue accounted for 19.4% of our total revenue.

Since August 2011, we have operated a wholesale business through  Zhejiang  Jiuxin  Medicine  Co.,  Ltd. (“Jiuxin  Medicine”), distributing third-party
pharmaceutical  products  (similar  to  those  carried  by  our  pharmacies)  primarily  to  trading  companies  throughout  China.  Jiuxin  Medicine  is  wholly  owned  by
Jiuzhou Pharmacy. For the fiscal year March 31, 2015, wholesale revenue accounted for approximately 17.1% of our total revenue.

We  also  have  an  herb  farming  business  cultivating  and  wholesaling  herbs  used  for  TCM.  This  business  is  conducted  through  Hangzhou  Qianhong
Agriculture  Development  Co.,  Ltd.  (“Qianhong Agriculture”),  a  wholly-owned  subsidiary.  During  the  fiscal  year  ended  March  31,  2015,  we  generated  no
revenue from our herb farming business.

4

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Throughout  this  report,  we  will  sometimes  refer  to  Jiuzhou  Pharmacy,  Jiuzhou  Clinic  and  Jiuzhou  Service,  as  well  as  the  subsidiaries  of  Jiuzhou

Pharmacy, collectively as “HJ Group.”

Our Corporate History and Structure

We  were  incorporated  in  Nevada  on  December  19,  2006,  under  the  name  “Kerrisdale  Mining  Corporation,”  with  a  principal  business  objective  to

acquire and develop mineral properties. Although we had acquired certain mining claims, we were not operational.

On  July  14,  2008,  we  amended  our Articles  of  Incorporation  to  change  our  authorized  capital  stock  from  75,000,000  shares  of  common  stock,  par
value $0.001 per share, to 500,000,000 shares of common stock, par value $0.001 per share, and 10,000,000 shares of preferred stock, par value $0.001 per
share. The preferred stock is “blank check,” and our Board of Directors has the right to set its designations, preferences, limitations, privileges, qualifications,
dividend, conversion, voting, and other special or relative rights.

On September 17, 2009, we acquired control of Renovation Investment (Hong Kong) Co., Ltd., a limited liability company incorporated in Hong Kong

on September 2, 2008 (“Renovation”), pursuant to a share exchange agreement.

On  September  24,  2009,  we  amended  our  Articles  of  Incorporation  to  change  our  name  from  “Kerrisdale  Mining  Corporation”  to  “China  Jo-Jo

Drugstores, Inc.”

On April 9, 2010, we implemented a 1-for-2 reverse stock split of our issued and outstanding shares of common stock and a proportional reduction of
our authorized shares of common stock, by filing a Certificate of Change pursuant to Nevada Revised Statutes 78.209 with the Nevada Secretary of State on
April 6, 2010. All share information in this report takes into account this reverse stock split.

On April 28, 2010, we completed a registered public offering of 3,500,000 shares of our common stock at a price of $5.00 per share, resulting in gross

proceeds to us, prior to deducting underwriting discounts, commissions and offering expenses, of approximately $17,500,000.

Renovation

Renovation was formed by the owners of HJ Group as a special purpose vehicle to raise capital overseas, in accordance with requirements of China’s
State  Administration  of  Foreign  Exchange  (“SAFE”).  SAFE  issued  the Notice  on  Relevant  Issues  Concerning  Foreign  Exchange  Administration  for
Financing and Round-Trip Investment Undertaken by Domestic Residents Through Overseas Special-Purpose Vehicles (“Circular No. 75”) on October
21, 2005. To further clarify the implementation of Circular 75, on May 31, 2007, SAFE issued a supplementary official notice known as Hi ZhongFa [2007]
No.  106  (“Circular  106”).  Circular  75  and  Circular  106  require  the  owners  of  any  Chinese  company  to  obtain  SAFE’s  approval  before  establishing  any
offshore holding company structure for foreign financing as well as subsequent acquisition matters in China. Accordingly, the owners of HJ Group submitted
their applications to SAFE on July 25, 2008. On August 16, 2008, SAFE approved the applications, permitting these Chinese nationals to establish Renovation as
an offshore, special purpose vehicle which was permitted to have foreign ownership and participate in foreign capital raising activities. After SAFE’s approval,
the  owners  of  HJ  Group  became  holders  of  one  hundred  percent  (100%)  of  Renovation’s  issued  and  outstanding  capital  stock  on  September  2,  2008.  See
“Relevant PRC Regulations - SAFE Registration” below.

5

 
 
 
 
 
 
 
 
 
 
 
 
Jiuxin Management

Zhejiang Jiuxin Investment Management Co., Ltd. (“Jiuxin Management”) was organized in the PRC on October 14, 2008. Since all of its issued and
outstanding capital stock is held by Renovation, a Hong Kong company, Jiuxin Management is deemed a “wholly foreign owned enterprise” (“WFOE”) under
applicable PRC laws.

On February 27, 2012, Jiuxin Management, Shouantang Technology and our three (3) key personnel, Mr. Lei Liu, Mr. Chong’an Jin, and Ms. Li Qi
(the “Key Personnel”), organized Zhejiang Jiuying Grand Pharmacy Co., Ltd. (“Jiuying Pharmacy”), with forty nine percent (49%) of its equity interests held
by Jiuxin Management and Shouantang Technology, and the remaining fifty one percent (51%) held by the Key Personnel. In May 2012, the Key Personnel
gave  control  of  their  fifty  one  percent  (51%)  ownership  to  Jiuxin  Management  through  contractual  arrangements,  thereby  giving  us  one  hundred  percent
(100%) control of Jiuying Pharmacy’s business operations. Jiuying Pharmacy ceased operations as of December 31, 2012, and was dissolved on January 7,
2013.

Jiutong Medical

Hangzhou  Jiutong  Medical  Technology  Co.,  Ltd.  (“Jiutong  Medical”)  was  organized  in  the  PRC  on  December  20,  2011.  Like  Jiuxin  Management,
Jiutong Medical is also deemed a WFOE because it is wholly owned by Renovation. In November 2013, Jiutong Medical acquired the right to use of a piece of
land, on which we plan to establish a herb processing plant in the future. As of March 31, 2015, we have not started constructing the plant.

Shouantang Technology

Shouantang Technology was organized in the PRC on July 16, 2010. Like Jiuxin Management and Jiutong Medical, it is also deemed a WFOE because

it is wholly owned by Renovation.

In  November  2010,  Shouantang  Technology  acquired  one  hundred  percent  (100%)  of  Quannuo  Technology  and  its  wholly-owned  subsidiary,
Hangzhou  Quannuo  Grand  Pharmacy  Co.,  Ltd.  (“Hangzhou  Quannuo”),  pursuant  to  an  equity  ownership  transfer  agreement.  Quannuo  Technology  was
organized  in  the  PRC  on  July  7,  2009,  and  Hangzhou  Quannuo  on  July  8,  2010.  Hangzhou  Quannuo  currently  has  no  operations  and  has  terminated  its
SAIClicnesein April 2015.

On August 1, 2012,  Shouantang  Technology dissolved  TongluLydia Agriculture  Development  Co.,  Ltd. (“TongluLydia”), a wholly-owned subsidiary

organized on June 24, 2011. Prior to its dissolution, TongluLydia did not have any operations.

On October 11, 2014, the Company, through Shouantang Technology, formed Shouantang Bio-technology Co., Ltd. (“Shouantang Bio”) by contributing

$0.16 million (RMB1 million) as its register capital. ShouantangBio is formed to sell nutritional supplements under its own brand name, Shouantang.

Qianhong Agriculture

Qianhong Agriculture was organized in the  PRC on August 10, 2010and is now carrying out our herb farming business. As of  March 31, 2015,we

have not harvested or sold any herbs.

Shouantang Health

Hangzhou  Shouantang  Health  Management  Co.  Ltd.  (“Shouantang  Health”)  was  organized  in  the  PRC  on  December  18,  2013.In  April,  2015,

Shouantang Health has been closed.

Sanhao Pharmacy

On  October  9,  2014,  the  Company,  through  Jiuzhou  Pharmacy,  acquired  Sanhao  Grand  Pharmacy  Chain  Co.,  Ltd.  (“Sanhao  Pharmacy”),  a  local
drugstore  chain  located  in  Hangzhou,  for  $1.56  million  (RMB9.6  million).In  January  2015,  eight  stores  of  Sanhao  Pharmacy  with  the  qualification  of  Social
Health Insurance ("SHI"), have been relocated to major resident areas with significant store improvements. The eight stores are now operating under the brand
name “Jiuzhou Pharmacy”. Two stores without SHI license have been closed as of March 31, 2015. One store without SHI license is applying for closing with
the local government. Sanhao Pharmacy will be terminated after all of its stores are closed.

HJ Group

Jiuzhou Pharmacy is a PRC limited liability company established on September 9, 2003 by the Key Personnel: Mr. Lei Liu (55%), Mr. Chong’an Jin
(23%)  and  Ms.  Li  Qi  (22%).  Hangzhou  Kuaileren  Grand  Pharmacy  Co.,  Ltd.  (“Kuaileren”),  originally  a  subsidiary  of  Jiuzhou  Pharmacy,  was  dissolved  on
April 9, 2011. Prior to its dissolution, Kuaileren operated a “Kuaileren Grand Pharmacy” store, which is now a “Jiuzhou Grand Pharmacy” store. On July 1,
2014, Mr. Chong’an Jin transferred all of his equity interests he held in Jiuzhou Pharmacy to Mr. Lei Liu and Ms. Li Qi. As a result, Mr. Lei Liu has held 61%
and Ms. Li Qi has held 39% equity interests of Jiuzhou Pharmacy since then.

Jiuzhou  Pharmacy  currently  has  one  subsidiary.  Jiuxin  Medicine,  which  was  organized  in  the  PRC  on  December  31,  2003.  In April  2011,  Jiuzhou
Pharmacy  entered  into  an  equity  ownership  transfer  agreement  with  the  owners  of  Jiuxin  Medicine,  and  its  business  license  was  transferred  to  Jiuzhou
Pharmacy, although no consideration was paid. On August 25, 2011, the acquisition of Jiuxin Medicine was completed for RMB 30 million.

6

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Jiuzhou Clinic is a PRC general partnership established on October 10, 2003 by the Key Personnel: Mr. Liu (39%), Mr. Jin (31%) and Ms. Qi (30%).
Jiuzhou Clinic is a medical practice currently operating adjacent to the “Jiuzhou Grand Pharmacy” store in Daguan, providing primary, urgent, minor surgical,
and traditional medical care services. Additionally, Jiuzhou Clinic’s physicians consult with and examine patients at other “Jiuzhou Grand Pharmacy” stores.

Jiuzhou Service is a PRC limited liability company established on November 2, 2005 by the Key Personnel: Mr. Liu (39%), Mr. Jin (31%) and Ms. Qi

(30%). Jiuzhou Service is licensed as a healthcare management company and currently manages the medical clinic operating adjacent to the “Jiuzhou Grand
Pharmacy” store in Wenhua, providing services similar to those at the Daguan clinic. Shouantang Health is a subsidiary of Jiuzhou Service that was established
in December 2013 and was closed in April 2015.

We control HJ Group through contractual arrangements. See “Contractual Arrangements with HJ Group and the Key Personnel” below.

Contractual Arrangements with HJ Group and the Key Personnel

Our relationships with HJ Group and the Key Personnel are governed by a series of contractual arrangements that they have entered into with Jiuxin

Management.

PRC regulations on foreign investment currently permit foreign companies to establish or invest in WFOEs or joint ventures that engage in wholesale
or retail sales of pharmaceuticals in China. For retail sales, however, these regulations restrict the number and size of pharmacies that a foreign investor may
own. If a chain operates more than thirty (30) stores and sells branded pharmaceutical products from different suppliers, a foreign investor may own only up to
forty nine percent (49%) of such chain. The contractual arrangements with Jiuzhou Pharmacy enable us to bypass such restrictions, since neither we nor our
subsidiaries own equity interests in Jiuzhou Pharmacy, while at the same time we retain control of its drugstore chain by virtue of the contractual arrangements.

Similarly, PRC regulations place certain restrictions on foreign ownership of medical practice. Foreign investors can only acquire ownership interests
through a Sino-foreign joint venture and not through a WFOE. Since we do not have actual equity interests in Jiuzhou Clinic or Jiuzhou Service, and instead
control these entities through contractual arrangements, such regulations do not apply to us or our structure.

Under PRC laws, Jiuxin Management, Jiuzhou Pharmacy, Jiuzhou Medical and Jiuzhou Clinic are each independent business entities not exposed or

subject to the liabilities incurred by any of the other three (3) entities. The contractual arrangements constitute valid and binding obligations of the parties to
such agreements. Each of the contractual arrangements, and the rights and obligations of the parties thereto, are enforceable and valid in accordance with the
laws of the PRC. These contractual arrangements, as amended and in effect, include the following:

Consulting  Services  Agreement.  Pursuant  to  certain  exclusive  consulting  services  agreements  (the  “Consulting  Services  Agreement”),  Jiuxin
Management has the exclusive right to provide Jiuzhou Pharmacy, Jiuzhou Medical and Jiuzhou Clinic with general business operation services, including advice
and strategic planning, as well as consulting services related to their current and future operations (the “Services”). Additionally, Jiuxin Management owns the
intellectual property rights developed or discovered through research and development, in the course of providing the Services, or derived from the provision of
the Services. Jiuzhou Pharmacy, Jiuzhou Medical and Jiuzhou Clinic must each pay a quarterly consulting services fee in RMB to Jiuxin Management that is
equal to its profits for such quarter. This agreement is in effect until and unless terminated by written notice of a party to the agreement in the event that: (a) a
party becomes bankrupt, insolvent, is the subject of proceedings or arrangements for liquidation or dissolution, ceases to carry on business, or becomes unable
to pay its debts as they become due; (b) Jiuxin Management terminates its operations; or (c) circumstances arise which would materially and adversely affect
the performance or the objectives of the agreement. Jiuxin Management may also terminate the agreement with any of Jiuzhou Pharmacy, Jiuzhou Medical or
Jiuzhou Clinic if one of them breaches the terms of the agreement, or without cause.

Operating  Agreement.  Pursuant  to  the  operating  agreement,  Jiuxin  Management  agrees  to  guarantee  the  contractual  performance  by  Jiuzhou
Pharmacy,  Jiuzhou  Medical  and  Jiuzhou  Clinic  of  their  agreements  with  any  third  party.  In  return,  the  Key  Personnel  must  appoint  designees  of  Jiuxin
Management  to  the  boards  of  directors  and  senior  management  of  Jiuzhou  Pharmacy,  Jiuzhou  Medical  and  Jiuzhou  Clinic.  In  addition,  each  of  Jiuzhou
Pharmacy, Jiuzhou Medical and Jiuzhou Clinic agrees to pledge its accounts receivable and all of its assets to Jiuxin Management. Moreover, without the prior
consent  of  Jiuxin  Management,  Jiuzhou  Pharmacy,  Jiuzhou  Medical  and  Jiuzhou  Clinic  cannot  engage  in  any  transactions  that  could  materially  affect  their
respective assets, liabilities, rights or operations, including, without limitation, incurrence or assumption of any indebtedness, sale or purchase of any assets or
rights, incurrence of any encumbrance on any of their assets or intellectual property rights in favor of a third party, or transfer of any agreements relating to
their business operations to any third party. They must also abide by corporate policies set by Jiuxin Management with respect to their daily operations, financial
management  and  employment  issues.  The  term  of  this  agreement  is  from  August  1,  2009  until  the  maximum  period  of  time  permitted  by  law.  Jiuzhou
Pharmacy, Jiuzhou Medical and Jiuzhou Clinic cannot terminate this agreement.

7

 
 
 
 
 
 
 
 
 
 
 
 
Equity  Pledge Agreement.  Pursuant to certain equity pledge agreements (the “Equity  Pledge Agreement”), the  Key  Personnel have pledged all of
their equity interests in Jiuzhou Pharmacy, Jiuzhou Medical and Jiuzhou Clinic to Jiuxin Management in order to guarantee these companies’ performance of
their respective obligations under the Consulting Services Agreement. If these companies or the Key Personnel breach their respective contractual obligations,
Jiuxin Management, as pledgee, will be entitled to certain rights, including the right to sell the pledged equity interests. The Key Personnel have also agreed that
upon occurrence of any event of default, Jiuxin Management shall be granted an exclusive, irrevocable power of attorney to take actions in the place and stead
of the Key Personnel to carry out the security provisions of this agreement, and to take any action and execute any instrument that Jiuxin Management may
deem necessary or advisable to accomplish the purposes of this agreement. The Key Personnel agree not to dispose of the pledged equity interests or take any
actions  that  would  prejudice  Jiuxin  Management’s  interests.  This  agreement  will  expire  two  (2)  years  after  the  obligations  of  Jiuzhou  Pharmacy,  Jiuzhou
Medical and Jiuzhou Clinic under the Consulting Services Agreement have been fulfilled.

Option Agreement. Pursuant to the option agreement, the Key Personnel irrevocably grant Jiuxin Management or its designee an exclusive option to
purchase, to the extent permitted under PRC law, all or part of their equity interests in Jiuzhou Pharmacy, Jiuzhou Medical and Jiuzhou Clinic for the cost of the
initial contributions to the registered capital or the minimum amount of consideration permitted by applicable PRC law. Jiuxin Management or its designee has
sole discretion to decide when to exercise the option, whether in part or in full. The term of this agreement is from August 1, 2009 until the maximum period of
time permitted by law.

Proxy Agreement. Pursuant to the proxy agreement, the Key Personnel irrevocably grant a designee of Jiuxin Management the right to exercise the
voting and other ownership rights of the Key Personnel in Jiuzhou Pharmacy, Jiuzhou Medical and Jiuzhou Clinic, including the rights to (i) attend any meeting
of  the  Key  Personnel  (or  participate  by  written  consent  in  lieu  of  such  meeting)  in  accordance  with  applicable  laws  and  each  company’s  incorporating
documents, (ii) sell or transfer all or any of the equity interests of the Key Personnel in these companies, and (iii) appoint and vote for the companies’ directors.
The proxy agreement may be terminated by mutual consent of the parties or upon thirty (30) days’ written notice from Jiuxin Management.

Other than as pursuant to the foregoing contractual arrangements, Jiuzhou Pharmacy, Jiuzhou Medical and Jiuzhou Clinic cannot transfer any funds

generated from their respective operations. The contractual arrangements were originally entered into on August 1, 2009, and amended on October 27, 2009.

8

 
 
 
 
 
 
Our Current Corporate Structure

The following diagram illustrates our current corporate structure as of March 31, 2015:

9

 
 
 
 
 
 
The table below summarizes the status of the registered capital of our PRC subsidiaries and controlled companies as of the date of this report:

Entity Type

  Subsidiary
  VIE
  VIE
  VIE
  Subsidiary
  VIE
  Subsidiary
  Subsidiary
  Subsidiary
  Subsidiary

    Registered Capital
    USD 2,600,000
    N/A
    RMB 5,000,000
    RMB 500,000
    USD 4,500,000
    RMB 10,000,000
    RMB 10,000,000
    RMB 10,000,000
    USD 11,000,000
    RMB  1,000,000

  Registered Capital Paid
  USD 2,600,000
  N/A
  RMB 5,000,000
  RMB 500,000
  USD 4,500,000
  RMB 10,000,000
  RMB 10,000,000
  RMB 10,000,000
  USD 11,000,000
  RMB  1,000,000

Due Date for Unpaid
Registered Capital
  N/A
  N/A
  N/A
  N/A
  N/A
  N/A
  N/A
  N/A
  N/A
  N/A

Entity Name
Jiutong Medical
Jiuzhou Clinic
Jiuzhou Pharmacy
Jiuzhou Service
Jiuxin Management
Jiuxin Medicine
Qianhong Agriculture
Quannuo Technology
Shouantang Technology
ShouantangBio

Our Business

Pharmacies

We currently have fifty-nine (59) pharmacies throughout Hangzhou, the provincial capital of Zhejiang. Pharmacy sales accounted for approximately
76.6%  of  our  retail  revenue,  and  63.5%  of  our  total  revenue,  for  the  fiscal  year  ended  March  31,  2015.  We  offer primarily  third-party  products  at  our
pharmacies, including:

●

●

●

●

Approximately 1,270  prescription  drugs  (270  of  which  require  a  physician’s  prescription  and  the  rest  requires  customer  personal  information
registration only), sales of which accounted for approximately 36.7% of our retail revenue for the fiscal year ended March 31, 2015;

Approximately 1,400 OTC drugs, sales of which accounted for approximately 41.2% of our retail revenue for the fiscal year ended March 31,
2015;

Approximately 450 nutritional supplements, including a variety of healthcare supplements, vitamin, mineral and dietary products, sales of which
accounted for approximately 10.3% of our retail revenue for the fiscal year ended March 31, 2015;

TCM, including drinkable herbal remedies and pre-packaged herbal mixtures for making soup, sales of which accounted for approximately 6.8%
of our retail revenue for the fiscal year ended March 31, 2015;

10

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
●

Sundry products  (i.e.,  personal  care  products  such  as  skin  care,  hair  care  and  beauty  products,  convenience  products  such  as  soft drinks,
packaged snacks, and other consumable, cleaning agents, stationeries, and seasonal and promotional items tailored to local consumer demand for
convenience and quality), sales of which accounted for approximately 2.1% of our retail revenue for the fiscal year ended March 31, 2015; and

● Medical devices  (i.e.,  family  planning  and  birth  control  products,  early  pregnancy  test  products,  portable  electronic  diagnostic  apparatus,
rehabilitation equipment, and surgical tools such as hemostats, needle forceps and surgical scissors), sales of which accounted for approximately
2.9% of our retail revenue for the fiscal year ended March 31, 2015.

We favor retail locations in well-established residential communities with relatively concentrated consumer purchasing power, and evaluate potential
store sites to assess consumer traffic, visibility and convenience.  Depending on its size, each drugstore has between two (2) to twelve (12) pharmacists on
staff, all of whom are properly licensed. We accept prescriptions only from licensed health care providers, and verify the validity, accuracy, and completeness
of all prescriptions. We also ask all prescription customers to disclose their drug allergies, current medical conditions, and current medications. Each pharmacy
also maintains a TCM counter staffed by licensed herbalists.

After opening, a location without SHI coverage may take up to one year to achieve our projected revenue goals for that particular location. Various
factors  influence  individual  store  revenue  including,  but  not  limited  to:  location,  nearby  competition,  local  population  demographics,  square  footage,  and
government insurance coverage.

All of our fifty-nine (59) drugstores are located in Hangzhou.

To  enhance  customer  experience,  we  have  licensed  physicians  available  at  several  of  “Jiuzhou  Grand  Pharmacy”  locations  for  consultation,
examination  and  treatment  of  common  ailments  at  scheduled  hours.  In  addition,  our  Daguan,Wenhua  and  Xiasha  stores  have  adjoining  medical  clinics  that
provide  urgent  care  (such  as  sprains,  minor  lacerations,  and  dizziness),  TCM  treatments  (including  acupuncture,  therapeutic  massage,  moxibustion,  and
cupping), and minor outpatient surgical treatments (such as suturing).

To ensure quality and personal attention for patients, we employ only licensed doctors and certified nurses and technicians, and patient treatments at
our three (3) clinics follow nationally established clinical practice guidelines from China’s Ministry of Health. We currently have thirty seven (37) physicians
and  twenty  two  (22)  clinic  staff.  In-store  consultations  and  examinations  by  our  physicians  are  provided  free-of-charge  to  ensure  that  customers  are  being
prescribed and taking the appropriate medicines for their ailments, and to afford customers convenience.

We view our medical services as more consumer-driven than other health care specialties, because consumers requiring the types of medical services
that we provide often seek treatment on their own accord. We have developed our medical services to respond to the public need for convenient access to
medical consultations and/or care and the significant savings that we can provide as compared to a more traditional medical setting such as a hospital. Many of
our patients often need immediate access to medical services, do not have a regular physician, or may lack suitable alternatives. Patient flow is derived from
the physical presence of our drugstores, not from pre-existing doctor-patient relationships or referrals from other healthcare providers.

We generate limited revenue directly from our clinics.

11

 
 
 
 
 
 
 
 
 
 
 
 
 
Online Sales

Since  May  2010,  we  have  been  retailing  OTC  drugs  and  nutritional  supplements  on  the  Internet  at  www.dada360.com.  Our  subsidiary  Quannuo
Technology operates and maintains the website pursuant to the Internet Pharmaceutical Transaction Service Qualification Certificate issued by the State Food
and  Drug Administration  (the  “SFDA”)  of  Zhejiang  Province,  which  allows  us  to  engage  in  online  retail  pharmaceutical  sales  throughout  China.  We  have
established  payment  methods  with  banks  and  online  intermediaries  such  as Alipay,  and  are  cooperating  with  business-to-consumer  online  vendors  such  as
Taobao.  By  using  Taobao’s  platform,  we  can  be  exposed  to  a  wider  range  of  customers.  Additionally,  we  sell  products  via  our  own  website
www.dada360.com.

Online sales accounted for approximately 23.4% of our retail revenue, and 19.4% of our total revenue, for the fiscal year ended March 31, 2015.

Wholesale

Since  acquiring  Jiuxin  Medicine  in August  2011,  we  have  been  distributing  similar  third-party  products  offered  at  our  pharmacies  primarily  to  drug

distributors throughout China, including:

● Approximately 599 prescription drugs, the sales of which accounted for approximately 58.9% of our wholesale revenue for the fiscal year ended

March 31, 2015;

● Approximately 655 OTC drugs, the sales of which accounted for approximately 38.5% of our wholesale revenue for the fiscal year ended March

31, 2015;

●

●

●

Approximately 42  nutritional  supplements,  the  sales  of  which  accounted  for  approximately  0.7%  of  our  wholesale  revenue  for  the  fiscal  year
ended March 31, 2015;

TCM products, the sales of which accounted for approximately 1.2% of our wholesale revenue for the fiscal year ended March 31, 2015;

Sundry products, the sales of which accounted for approximately 0.6% of our wholesale revenue for the fiscal year ended March 31, 2015; and

● Medical devices, the sales of which accounted for approximately 0.1% of our wholesale revenue for the fiscal year ended March 31, 2015.

Our initial wholesale strategy was to scale the size of  Jiuxin  Medicine’s business as quickly as possible through very competitive prices so that we
could  qualify  to  sell  directly  to  hospital-affiliated  pharmacies,  which  we  estimate  to  represent  over  eighty  percent  (80%)  sales  of  the  pharmacies  in  China.
However,  that  strategy  has  largely  proven  unprofitable,  so  we  refocused  our  strategy  on  profitability  starting  in  the  third  quarter  of  fiscal  2014. As  local
hospitals had stronger ties with their existing suppliers, during the year ended March 31, 2015, we had not been able to make significant progress. Wholesale
revenue accounted for approximately 17.2% of our total revenue for the fiscal year ended March 31, 2015.

Herb Farming

From 2010 to the third quarter of fiscal 2013, we have been cultivating and harvested ten (10) types of herbs, such as fructusrubi (used in TCM to
promote blood circulation), white atractylodes rhizome (used in TCM to treat physical and mental fatigue), atractylodesmacrocephala (used in TCM to control
sweating), ginkgo seeds (used in TCM to treat asthma), and maidenhair trees used for TCM on approximately forty eight (48) acres of leased land in Lin’an
approximately thirty (30) miles from Hangzhou.

We  planted  Ginkgo  and  maidenhair  trees  during  the  year  ended  March  31,  2013; A  Ginkgo  tree  may  have  a  growth  period  of  up  to  twenty  years
before it is mature enough to harvest. Usually, the longer it grows, the more valuable it becomes. We plan to continue cultivating the trees in order to maximize
their market value in the future. During the year ended March 31, 2015, we did not plant any other herbs that were ready to be harvested as of March 31,
2015. We anticipate that we will continue growing trees and start cultivating other herbs in the future.

12

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Actual  planting,  cultivating  and  harvesting  are  done  by  local  farmers  organized  and  managed  by  the  local  village  government.  The  farmers  are
compensated for their labor on an hourly basis. We also employ agricultural specialists under Qianhong Agriculture to monitor the farming activities. Harvested
herbs are generally sold to a local vendor.

Herb farming revenue accounted for no revenue for the fiscal year ended March 31, 2015.

Our Customers

Retail Customers

For the fiscal year ended March 31, 2015, our pharmacies collectively served an average of approximately 12,000 customers per day. We periodically

conduct qualitative customer surveys to help us build a stronger understanding of our market position and our customers’ purchasing habits.

Pharmacy  customers  pay  by  cash,  debit  or  credit  card,  or  medical  insurance  cards  under  Hangzhou  and  Zhejiang’s  medical  insurance  programs.
During  the  fiscal  year  ended  March  31,  2015,  approximately  25.7%  of  our  pharmacy  revenue  came  from  cash  sales,  57.7%  from  Hangzhou’s  medical
insurance cards (where most of our pharmacies are located), and 16.6% from debit and credit cards,  Zhejiang’s medical insurance cards and other charge
cards.

We maintain strict cash control procedures at our pharmacies. Our integrated information management system records the details of each sale, which
we control from our headquarters. Depending on each location’s sales activities, cash may be deposited daily or several times per week in designated bank
accounts.

For sales made to eligible participants in the national medical insurance program, we generally obtain payments from the relevant government social
security bureaus on a monthly basis. See “Relevant PRC Regulations - Reimbursement under the National Medical Insurance Program.” According to
relevant regulations, a drugstore must operate for at least one (1) year before it can apply to be licensed to accept Hangzhou’s medical insurance cards. As of
the date of this report, fifty-six (56) of our fifty-nine (59) “Jiuzhou Grand Pharmacy” stores are licensed to accept medical insurance cards while two (3) will
apply  for  approval  in  the  near  future.  Those  of  our  stores  that  accept  medical  insurance  cards  are  designated  as  such  by  clear  signage  on  their  storefront
windows.

Online Sales Customers

Our online customers mainly consist of consumers under thirty five (35) years of age. While our website is accessible throughout China, approximately

forty percent (40%) of our online sales during the fiscal year ended March 31, 2015, were from Zhejiang and neighboring Jiangsu and Shanghai.

13

 
 
 
 
 
 
 
 
 
 
 
 
Wholesale Customers

Our wholesale customers are primarily third-party trading companies that purchase from us to resell to pharmacies throughout China. We also supply
some hospitals and pharmacies, although they collectively make up less than 10.0% of our wholesale customers currently. HuaDong Pharmaceutical Co., Ltd.
accounted  for  approximately  22.4%  of  our  wholesale  revenue,  and  8.7%  of  our  total  revenue,  for  the  fiscal  year  ended  March  31,  2015.  This  customer  is
neither related to nor affiliated with us.

Herb Farming Customers

Our farming customers primarily include local herb vendors. For the fiscal year ended March, 31, 2015, we have not harvested or sold any herbs.

Marketing and Promotion

Our marketing and promotion efforts are focused on our retail segment, particularly our pharmacies, and our strategy is to build brand recognition,

increase customer flow, build strong customer loyalty, maximize repetitive customer visits, and develop incremental revenue opportunities.

Our marketing department designs chain-wide marketing efforts while each store designs local promotions based on local demographics and market
conditions. We also launch single store promotional campaigns and community activities in connection with the opening of new stores. Our store managers and
staff are also encouraged to propose their own advertising and promotional plans, including holiday promotions, posters and billboards.  In addition, we offer
special discounts and gift promotions for selected merchandise periodically in conjunction with our suppliers’ marketing programs.  We also provide ancillary
services such as providing free blood pressure readings in our stores.

Many of our promotional programs are designed to encourage manufacturers to invest resources to market their brands within our stores. We charge
manufacturers  promotional  fees  in  exchange  for  the  right  to  promote  and  display  their  products  in  our  stores  during  promotional  periods.  We  also  allow
manufacturers  and  distributors  to  station  salespeople  in  our  stores  to  promote  their  products,  for  which  we  receive  a  fee.  Since  manufacturers  provide
purchasing  incentives  and  information  to  help  customers  to  make  informed  purchase  decisions,  we  believe  that  manufacturer-led  promotions  improve  our
customers’ shopping experience. We work to maintain strong inventory positions for merchandise featured in our promotions, as we believe this increases the
effectiveness of our spending on promotional activities.

We run advertisements periodically in selected newspapers to promote our brands and the products carried in our stores. Under our agreements with
certain  newspapers,  we  run  one-page  weekly  or  monthly  advertisements,  and  the  newspapers  publish  healthcare-related  feature  articles  relating  to  our
advertised  products  on  or  around  the  dates  of  our  advertisements.  We  also  promote  our  brands  and  products  using  billboards  and  radio  and  television
commercials. Depending on our agreement with a particular manufacturer, advertising expenses are borne either by us, the manufacturer of the products being
advertised, or are shared as a joint expense. Our advertisements are designed to promote our brands, our corporate image and the prices of products available
for sale in our stores.

As part of our marketing campaign, we offer rewards cards to customers, which provide certain exclusive discounts. After a customer signs up for
the rewards card, we communicate via the customer’s preferred method: e-mail, traditional mail or text messages. For the fiscal year ended March 31, 2015,
approximately  72.0%  of  our  customers  used  their  rewards  card  to  make  purchases.  We  intend  to  further  extend  this  program  to  enhance  the  customer
experience and for customer retention.

Our clinic staff also regularly offers free seminars and outreach programs covering various health issues that are topical to the communities where our

stores are located. Such events are designed not only to raise public health awareness, but to reach potential customers for our drugstores.

To  promote  our  online  business,  we  are  cooperating  with  Taobao,  the  largest  online  vendor  in  China,  to  help  raise  awareness  among  potential

customers. Taobao lists our products on their platform, which then directs consumers back to our website to make their purchases.

Logistics

We  use  Jiuxin  Medicine’s  resources  to  support  our  logistics  needs  in  Hangzhou.  Such  resources  include  its  8,000  square  meters  facility  located
approximately  seven  (7)  miles  from  our  headquarters,  which  serves  as  our  central  distribution  center.  Jiuxin  Medicine’s  staff  and  vehicles  make  regular
deliveries to our pharmacies and wholesale customers.

We  employ  third-party  logistics  companies  for  deliveries  to  our  pharmacies  and  wholesale  customers  outside  Hangzhou.  We  believe  that  reliable

logistics providers are readily available and can be replaced without any material interruptions to our business.

14

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Suppliers

We currently source retail products from approximately 400 suppliers, including trading companies and direct manufacturers.  We source wholesale
products  from  approximately  100  suppliers,  including  many  of  those  that  provide  our  retail  products.  For  the  fiscal  year  ended  March  31,  2015,  two  (2)
suppliers, HuaDong Pharmaceutical Co., Ltd.and Zhejiang Yingte Pharmaceutical Co. Ltd. accounted for more than ten percent (10.0%) of our total purchases
and total purchase deposits. This supplier is neither related to nor affiliated with us.

We believe that competitive sources are readily available for substantially all of the products we require for our retail and wholesale businesses. As
such, we believe that we can change suppliers without any material interruption to our business. To date, we have not experienced any significant difficulty in
sourcing our requirements.

Quality Control

We  place  strong  emphasis  on  quality  control,  which  starts  with  procurement.  In  addition  to  their  market  acceptance  and  costs,  we  select  products
based on Good Manufacturing Practice and Good Supply Practice (“GSP”) compliance status of their suppliers. We also assess product quality based on the
facilities and capabilities of its manufacturer, including technology, packaging and logistics. We conduct random quality inspections of each batch of products
we procure, and replace any supplier who fails to pass such inspections.

We also enforce strict quality control measures at our distribution center. All products are screened upon their arrival, and those with evidence of
defects  or  damages  are  immediately  rejected.  Products  that  pass  the  screening  process  are  recorded  and  stored  strictly  according  to  each  manufacturer’s
temperature and other requirements. Products (for both our pharmacies and wholesale customers) are verified against the appropriate delivery orders prior to
leaving the facility. We use vehicles with cold-temperature storage to make deliveries as necessary.

All of our pharmacy employees participate in a mandatory thirty six (36) hour training program regarding quality control annually, and we regularly

dispatch quality inspectors to our stores to monitor the service quality of our staff.

Competition

The  drugstore  industry  in  China  is  intensely  competitive,  rapidly  evolving  and  highly  fragmented.  We  compete  on  the  basis  of  store  location,
merchandise selection, prices and brand recognition. Many of our competitors include large, national drugstore chains that may have more financial resources,
stronger  brand  strength,  and  management  expertise  than  us,  including  China  Nepstar  Chain  Drugstore  Ltd.,  LBX  Pharmacy,  and  TianTianHao  Grand
Pharmacy. Other competitors include local and independent drugstores and government-operated pharmacies, as well as discount stores, convenience stores,
and supermarkets with respect to sundry and other non-medicinal products that we carry.

The wholesale pharmaceutical distribution industry in China is likewise competitive and highly fragmented. We compete with regional distributors, such

as Zhengchen Pharmaceutical Co., Ltd. and Hangzhou Xiaoran Pharmaceutical Co., Ltd., as well as national operators such as Fengwoda Pharmaceutical Co.,
Ltd. and Jiuzhoutong Pharmaceutical Co., Ltd. These competitors have substantially greater logistics capacities and more financial resources, as well as more
industry-relevant experience, than us.

15

 
 
 
 
 
 
 
 
 
 
 
 
The online pharmacy is an emerging business in China. We are competing with other online vendors that may be supported by major drugstore chains
or initiated by smaller local drugstore chains. In order to compete effectively, we are cooperating with Taobao, the largest online vendor in China. We also put
in  significant  efforts  selecting  products  we  believe  are  most  suitable  for  online  sales,  such  as  those  we  have  the  exclusive  right  to  sell.We  have  spent
considerable efforts identifying popular products that can drive sales, while maintaining our attention on cost.In March 2015, we have signed an agreement to
set up a joint venture, with a leading Pharmacy Benefit Management ("PBM") provider in China, which owns and operates Yikatong (the "E-Pharmacy-Card"),
a popular pharmacy and health insurance benefit card with over 180,000 current users, who are customers insured with these large insurance companies. The
joint venture agreement requires the PBM provider to direct the majority of its online E-Pharmacy-Card transactions to our official online pharmacy site. We
expect the close cooperation with commercial insurance companies and active strategy on e-commerce platforms will drive up our online sales.

China’s herb market is highly specialized. As we have very limited experience in such market, we generally sell the majority of our harvested herbs to

a local vendor.

Intellectual Property

We currently have the following trademarks registered with the Trademark Office of the SAIC:

●

●

●

●

“JiuzhouTongxin,” a  Classes  5  and  35  trademark  (for  pharmaceuticals  and  advertisement)  issued  on  February  14,  2011  and  registered  under
Jiuzhou Pharmacy, that we plan to use to brand certain products that we may sell in our stores;

“Jiuzhou,” a Class 44 trademark (for medical services) issued in June 2012 and registered under Jiuzhou Pharmacy, that we plan to use to brand
our medical services;

“Shouantang,” a Classes 5, 10, 30, 35 and 44 trademark (for pharmaceuticals, construction, food, advertisement and medical services) issued on
October 2011 and registered under Jiuzhou Pharmacy, that we are using to brand certain products that we sell in our stores; and

“Jinyuliangyan,” a  Classes  29  trademark  (for  food  and  oil)  issued  in  June  2011  and  registered  under  Jiuzhou  Pharmacy,  that  we  are  using  to
brand certain products that we sell in our stores; and

We  own  and  operate  the  following  websites:  www.dada360.com  (for  online  sales),  www.jiuzhou-drugstore.com  (our  corporate  website  used  in
China),  and  www.chinajojodrugstores.com  (our  English-language  corporate  website).  We  also  own  two  (2)  inactive  domain  names.  We  do  not  own  any
patents, nor do we have any pending patent applications, and we are not a beneficiary of any licenses, franchises, concessions or royalty agreements.

All  of  our  employees  are  required  to  enter  into  written  employment  agreements  with  us,  pursuant  to  which  they  are  subject  to  confidentiality

obligations.

16

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Employees

As of March 31, 2015, we had 744 employees combined in our retail and wholesale operations, including 711 full-time and 33 part-time employees.

The number of employees for each area of operations, and such employees as a percentage of our total workforce, are as follows:

As of March 31, 2015

Non-pharmacist store staff
Pharmacists
Management- non-pharmacists
Physicians
Non-physician clinic staff
Wholesale - non-warehouse
Wholesale - warehouse
Online pharmacy - technicians
Online pharmacy - non-technicians
Total

  Employees

    Percentage  
37.8%
24.9%
10.9%
5.5%
3.2%
5.0%
1.9%
6.5%
4.4%
100.00%

281     
185     
81     
41     
24     
37     
14     
48     
33     
744     

We place strong emphasis on the quality of our employees at all levels, including in-store pharmacists and store staff who interact with our customers
directly. We provide extensive training for newly recruited employees in the first three (3) months of their employment. The training is designed to encompass a
number of areas, such as knowledge about our products and how best to interact with our customers. In addition, we regularly carry out training programs on
medicinal information, nutritional information, and selling skills for our store staff and in-store pharmacists. We believe these programs have played an important
role in strengthening the capabilities of our employees.

Various  drug  manufacturers  also  pay  us  to  have  their  representatives  in  our  drugstores,  and  accordingly,  we  train  them  in  our  store  policies  and

procedures.

Relevant PRC Regulations

SAFE Registration

In October 2005, SAFE issued Circular 75. Circular 75 regulates foreign exchange matters in relation to the use of a special purpose vehicle by PRC
residents to seek offshore equity financing and conduct “round trip investment” in China. The Key Personnel, who are PRC residents, are in compliance with
Circular 75 and its implementing circulars.

Dividend Distribution

Under current applicable laws and regulations, each of our consolidated PRC entities, including WFOEs and domestic companies, may pay dividends
only out of their accumulated profits, if any, determined in accordance with PRC accounting standards and regulations. In addition, each of our consolidated
PRC entities is required to set aside at least ten percent (10%) of its after-tax profit based on  PRC accounting standards each year to its statutory surplus
reserve fund until the accumulative amount of such reserve reaches fifty percent (50%) of its registered capital. These reserves are not distributable as cash
dividends. As of March 31, 2015, the accumulated balance of our statutory reserve funds reserves amounted to $1.309 million, and the accumulated profits of
our consolidated PRC entities that were available for dividend distribution amounted to $1.3 million.

17

 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
   
   
 
 
 
 
 
 
 
 
Taxation

The current PRC Enterprise Income Tax Law (the “EIT Law”), and the implementation regulations for the EIT Law issued by China’s State Council,

became effective as of January 1, 2008. Under the EIT Law, enterprises are classified as either resident or non-resident enterprises. An enterprise established
outside of China with its “de facto management bodies” located within China is considered a “resident enterprise,” meaning that it can be treated in a manner
similar  to  a  Chinese  enterprise  for  enterprise  income  tax  purposes.  The  implementing  rules  of  the  EIT  Law  defines  a  “de  facto  management  body”  as  a
managing  body  that  in  practice  exercises  “substantial  and  overall  management  and  control  over  the  production  and  operations,  personnel,  accounting,  and
properties” of the enterprise; however, it remains unclear whether the PRC tax authorities would deem our managing body as being located within China. Due
to the relatively short history of the  EIT  Law and lack of applicable legal precedents, the  PRC tax authorities determine the  PRC tax resident treatment of
entities organized under the laws of foreign jurisdictions on a case-by-case basis.

If the PRC tax authorities determine that we are a resident enterprise for PRC enterprise income tax purposes, a number of PRC tax consequences

could follow. First, we may be subject to enterprise income tax at a rate of twenty five percent (25%) on our respective worldwide taxable income, as well as
PRC  enterprise  income  tax  reporting  obligations.  Second,  although  the  EIT  Law  provides  that  “dividends,  bonuses  and  other  equity  investment  proceeds
between  qualified  resident  enterprises”  is  exempted  income,  and  the  implementing  rules  of  the  EIT  Law  refer  to  “dividends,  bonuses  and  other  equity
investment proceeds between qualified resident enterprises” as the investment proceeds obtained by a resident enterprise from its direct investment in another
resident enterprise, it is still unclear whether the dividends we receive from Jiuxin Management would be classified as “dividends between qualified resident
enterprises” and therefore qualify for tax exemption.

If we are treated as a non-resident enterprise under the EIT Law, then any dividends that we may receive from Jiuxin Management (assuming such
dividends were considered sourced within the PRC) (i) may be subject to a five percent (5%) PRC withholding tax, provided that we own more than twenty
five percent (25%) of the registered capital of Jiuxin Management incessantly within twelve (12) months immediately prior to obtaining such dividends from
Jiuxin Management, and if the Arrangement between the Mainland of China and the Hong Kong Special Administrative Region for the Avoidance of
Double Taxation and the Prevention of Fiscal Evasion with Respect to Taxes on Income (the “Arrangement”) is applicable, or (ii) if the Arrangement
does not apply (i.e., because the PRC tax authorities may deem us to be a conduit not entitled to treaty benefits), may be subject to a ten percent (10%) PRC
withholding tax. Similarly, if we are treated as a non-resident enterprise, and Renovation is treated as a resident enterprise, then any dividends that we receive
from Renovation (assuming such dividends were considered sourced within the PRC) may be subject to a ten percent (10%) PRC withholding tax. Any such
taxes on dividends could materially reduce the amount of dividends, if any, that we could pay to our shareholders.

Finally, the new “resident enterprise” classification could result in a situation in which a ten percent (10%) PRC tax is imposed on dividends we pay to
our investors that are non-resident enterprises so long as such non-resident enterprise investors do not have an establishment or place of business in China or,
despite the existence of such establishment of place of business in China, the relevant income is not effectively connected with such establishment or place of
business  in  China,  to  the  extent  that  such  dividends  have  their  sources  within  the  PRC.  Similarly,  any  gain  realized  on  the  transfer  of  our  shares  by  such
investors is also subject to a ten percent (10%) PRC income tax if such gain is regarded as income derived from sources within China. In such event, we may
be  required  to  withhold  a  ten  percent  (10%)  PRC  tax  on  any  dividends  paid  to  our  investors  that  are  non-resident  enterprises.  Our  investors  that  are  non-
resident enterprises also may be responsible for paying PRC tax at a rate of ten percent (10%) on any gain realized from the sale or transfer of our common
shares in certain circumstances. We would not, however, have an obligation to withhold PRC tax with respect to such gain.

Moreover,  the  State  Administration  of  Taxation  issued  the Notice  on  Strengthening  the  Administration  of  Enterprise  Income  Tax  on  Share
Transfer Income of Non-Resident Enterprises No. 698 (“Circular 698”) on December 10, 2009, which reinforces taxation on transfer of non-listed shares by
non-resident enterprises through overseas holding vehicles. Circular 698 applies retroactively and was deemed to be effective as of January 2008. Pursuant to
Circular  698,  where  (i)  a  foreign  investor  who  indirectly  holds  equity  interest  in  a  PRC  resident  enterprise  through  an  offshore  holding  company  indirectly
transfers equity interests in a PRC resident enterprise by selling the shares of the offshore holding company, and (ii) the offshore holding company is located in
a jurisdiction where the effective tax rate is lower than twelve and a half percent (12.5%) or where the offshore income of its residents is not taxable, the
foreign investor is required to provide the tax authority in charge of that PRC resident enterprise with certain relevant information within thirty (30) days of the
transfer. The tax authorities in charge will evaluate the offshore transaction for tax purposes. In the event that the tax authorities determine that such transfer
is abusing forms of business organization and there is no reasonable commercial purpose other than avoidance of PRC enterprise income tax, the tax authorities
will  have  the  power  to  conduct  a  substance-over-form  re-assessment  of  the  nature  of  the  equity  transfer.  A  reasonable  commercial  purpose  may  be
established when the overall offshore structure is set up to comply with the requirements of supervising authorities of international capital markets. If the State
Administration of Taxation’s challenge of a transfer is successful, they will deny the existence of the offshore holding company that is used for tax planning
purposes. Since Circular 698 has a brief history, there is uncertainty as to its application.

18

 
 
 
 
 
 
 
 
General PRC Government Approval

As a wholesale distributor and retailer of pharmaceutical products, we are subject to regulation and oversight by different levels of the food and drug
administration  in  China,  in  particular,  the  SFDA.  The Drug  Administration  Law  of  the  PRC,  as  amended,  provides  the  basic  legal  framework  for  the
administration of the production and sale of pharmaceutical products in China and governs the manufacturing, distributing, packaging, pricing, and advertising of
pharmaceutical products in China. The corresponding implementation regulations set out detailed rules with respect to the administration of pharmaceuticals in
China. We are also subject to other PRC laws and regulations that are applicable to business operators, retailers, and foreign-invested companies.

Distribution of Pharmaceutical Products

A distributor of pharmaceutical products must obtain a distribution permit from the relevant provincial- or designated municipal- or county-level SFDA.
The  grant  of  such  permit  is  subject  to  an  inspection  of  the  distributor’s  facilities,  warehouses,  hygienic  environment,  quality  control  systems,  personnel,  and
equipment. The distribution permit is valid for five (5) years, and the holder must apply for renewal of the permit within six (6) months prior to its expiration. In
addition,  a  pharmaceutical  product  distributor  needs  to  obtain  a  business  license  from  the  relevant  administration  for  industry  and  commerce  prior  to
commencing its business. All of our consolidated entities that engage in the retail pharmaceutical business have obtained necessary pharmaceutical distribution
permits, and we do not expect to face any difficulties in renewing these permits and/or certifications.

In addition, under the Supervision and Administration Rules on Pharmaceutical Product Distribution, promulgated by the SFDA on January 31,
2007, and effective May 1, 2007, a pharmaceutical product distributor is responsible for its procurement and sales activities and is liable for the actions of its
employees or agents in connection with their conduct of distribution on behalf of the distributor. A retail distributor of pharmaceutical products is not allowed to
sell prescription pharmaceutical products or  Tier A  OTC pharmaceutical products listed in the national or provincial medical insurance catalogs without the
presence of a certified in-store pharmacist. See “Reimbursement under the National Medical Insurance Program.”

Restrictions on Foreign Ownership of Wholesale or Retail Pharmaceutical Business in China

PRC regulations on foreign investment currently permit foreign companies to establish or invest in WFOEs or joint ventures that engage in wholesale
or retail sales of pharmaceuticals in China. For retail sales, these regulations restrict the number and size of pharmacies that a foreign investor may establish. If
a  foreign  investor  owns  more  than  thirty  (30)  stores  that  sell  a  variety  of  branded  pharmaceutical  products  sourced  from  different  suppliers,  the  foreign
investor’s ownership interests in the stores are limited to forty nine percent (49%).

In  lieu  of  equity  ownership,  our  WFOE,  Jiuxin  Management,  has  entered  into  contractual  arrangements  with  Jiuzhou  Pharmacy  and  the  Key

Personnel.

19

 
 
 
 
 
 
 
 
 
 
Good Supply Practice Standards

GSP  standards  regulate  wholesale  and  retail  pharmaceutical  product  distributors  to  ensure  the  quality  of  distribution  of  pharmaceutical  products  in
China. All wholesale and retail pharmaceutical product distributors are required to apply for GSP certification within thirty (30) days after obtaining the drug
distribution permit. The current applicable GSP standards require pharmaceutical product distributors to implement strict controls on the distribution of medicine
products,  including  standards  regarding  staff  qualifications,  distribution  premises,  warehouses,  inspection  equipment  and  facilities,  management,  and  quality
control.  Specifically, the warehouse must be able to store the pharmaceutical products at various required temperatures and humidity, and handle transport,
warehouse  entries,  delivery,  and  billing  by  computerized  logistics  management  systems.  The  GSP  certificate  is  usually  valid  for  five  (5)  years.  Currently,
Jiuzhou Pharmacy, and Jiuxin Medicine are all GSP certified.

Prescription Administration

Under the Rules on Administration of Prescriptions promulgated by the SFDA, effective May 1, 2007, doctors are required to include the chemical
ingredients of the medicine they prescribe in their prescription and are not allowed to include brand names in their prescription. This regulation is designed to
provide consumers with choices among different pharmaceutical products that contain the same chemical ingredients.

Advertisement of Pharmaceutical Products

Under the Advertising Law of PRC, the contents of an advertisement must be true, lawful, without falsehood, and must neither deceive nor mislead
consumers. Accordingly,  advertisement  must  be  examined  by  the  competent  authority  prior  to  its  publication  or  broadcast  through  any  form  of  media.  In
addition, advertisement of pharmaceutical products may only be based on a drug’s approved indication of use statement, and may not contain any assurance of
a  product’s  efficiency,  treatment  efficiency,  curative  rate,  or  any  other  information  prohibited  by  law.  Advertisement  for  certain  drugs  should  include  an
admonishment to seek a doctor’s advice before purchasing and application. Advertising is prohibited for certain drugs such as anesthetics and psychotropic
drugs.

To further prevent misleading advertising of pharmaceutical products, the SAIC and the SFDA jointly promulgated the Standards for Examination
and Publication of Advertisements of Pharmaceutical Products and Measures for Examination of Advertisement of Pharmaceutical Products in March
2007. Under these regulations, an approval must be obtained from the provincial level of food and drug administration before a pharmaceutical product may be
advertised. In addition, once approved, an advertisement’s content may not be altered without further approval. Such approval, once obtained, is valid for one
(1) year.

Product Liability and Consumers Protection

Product liability claims may arise if the products sold have any harmful effect on the consumers. The injured party may make a claim for damages or
compensation.  The General  Principles  of  the  Civil  Law  of  the  PRC,  which  became  effective  in  January  1987,  state  that  manufacturers  and  sellers  of
defective products causing property damage or injury shall incur civil liabilities for such damage or injuries.

The Product Quality Law of the PRC was enacted in 1993 and amended in 2000 to strengthen the quality control of products and protect consumers’
rights and interests. Under this law, manufacturers and distributors who produce or sell defective products may be subject to confiscation of earnings from such
sales, revocation of business licenses, imposition of fines, and, in severe circumstances, may be subject to criminal liability.

The Administrative  Measures  for  Drug  Recalls  was  issued  by  the  SFDA  in  December  2007,  and  covers  two  (2)  types  of  drug  recalls,  namely
voluntary  recalls  and  compulsory  recalls.  Under  such  regulation,  wholesalers  are  obliged  to  assist  drug  manufacturers  with  any  drug  recall.  In  addition,  a
wholesaler  must  immediately  cease  to  sell  any  drug  that  the  wholesaler  learns  has  any  safety  issues,  and  must  immediately  notify  the  manufacturer  or  its
supplier as well as report the matter to the SFDA.

The Law of the PRC on the Protection of the Rights and Interests of Consumers was promulgated on October 31, 1993 and became effective on
January  1,  1994  to  protect  consumers’  rights  when  they  purchase  or  use  goods  or  services. All  business  operators  must  comply  with  this  law  when  they
manufacture or sell goods and/or provide services to customers. In extreme situations, pharmaceutical product manufacturers and distributors may be subject to
criminal liability if their goods or services lead to the death or injuries of customers or other third parties.

The Tort Law of the PRC was promulgated on December 26, 2009 and came into force on July 1, 2010. The Tort Law provides that manufacturers

and distributors who produce or sell defective products shall be responsible for the damage caused by the defective products.

20

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Price Controls

The retail prices of some pharmaceutical products sold in China, primarily those included in the national and provincial medical insurance catalogs and
those pharmaceutical products whose production or distribution are deemed to constitute monopolies, are subject to price controls in the form of fixed prices
(for non-profit medical institutions) or price ceilings. Manufacturers or distributors cannot freely set or change the retail price of any price-controlled product
above the applicable price ceiling or deviate from the applicable government-imposed price. The prices of medicines that are not subject to price controls are
determined freely at the discretion of the respective pharmaceutical companies, subject to notification to the provincial pricing authorities.

The retail prices of medicines that are subject to price controls are administered by the Price Control Office of the National Development and Reform
Commission  (“NDRC”),  and  implemented  by  provincial  and  regional  price  control  authorities.  The  retail  price,  once  set,  also  effectively  determines  the
wholesale  price  of  that  medicine.  From  time  to  time,  the  NDRC  publishes  and  updates  a  list  of  medicines  that  are  subject  to  price  control.  Provincial  and
regional price control authorities have discretion to authorize price adjustments based on local conditions and the the level of local economic development. Only
the manufacturer of a medicine may apply for an increase in the retail price of the medicine, and it must either apply to the provincial price control authority
where it is incorporated, if the medicine is provincially regulated, or to the NDRC, if the medicine is regulated by the NDRC.

Since May 1998, China’s central government has been ordering reductions in the retail prices of various pharmaceutical products. During the fiscal
year  ended  March  31,  2015,  several  price  reductions  occurred  and  affected  1,951  different  pharmaceutical  products,  which  required  us  to  make  2  price
adjustments. Currently, 1,893 pharmaceutical products and OTC drugs we offer are subject to price controls.

The NDRC may grant premium pricing status to certain pharmaceutical products that are under price control. The NDRC may set the retail prices of

pharmaceutical products that have obtained premium pricing status at a level that is significantly higher than comparable products.

Reimbursement under the National Medical Insurance Program

Eligible participants in the national medical insurance program, mainly consisting of urban residents, are entitled to purchase medicine when presenting
their  medical  insurance  cards  in  an  authorized  pharmacy,  provided  that  the  medicine  they  purchase  has  been  included  in  the  national  or  provincial  medical
insurance  catalogs.  Depending  on  relevant  local  regulations,  authorized  pharmacies  can  either  (i)  sell  medicine  on  credit  and  obtain  reimbursement  from
relevant  government  social  security  bureaus  on  a  monthly  basis,  or  (ii)  receive  payments  from  the  participants  at  the  time  of  their  purchases,  and  the
participants in turn obtain reimbursement from relevant government social security bureaus.

Medicine included in the national and provincial medical insurance catalogs is divided into two (2) tiers. Purchases of Tier A pharmaceutical products
are generally fully reimbursable, except that certain Tier A pharmaceutical products are only reimbursable to the extent the medicine are used specifically for
the stated purposes in the medical insurance catalogs. Purchasers of Tier B pharmaceutical products, which are generally more expensive than those in Tier A,
are required to make a certain percentage of co-payments, with the remaining amount being reimbursable. The percentage of reimbursement for Tier B OTC
products varies in different regions in the PRC. Factors that affect the inclusion of medicine in the medical insurance catalogs include whether the medicine is
consumed in large volumes and commonly prescribed for clinical use in  China and whether it is considered to be important in meeting the basic healthcare
needs of the general public.

China’s  Ministry  of  Labor  and  Social  Security,  together  with  other  government  authorities,  has  the  power  to  determine  every  two  (2)  years  which
medicine are included in the national medical insurance catalog, under which of the two (2) tiers the included medicine falls, and whether an included medicine
should be removed from the catalog.

21

 
 
 
 
 
 
 
 
 
 
 
Sales of Nutritional Supplements and other Food Products

A  distributor  of  nutritional  supplements  and  other  food  products  must  obtain  a  food  circulation  permit  from  its  local Administration  of  Industry  and
Commerce.  The  grant  of  such  permit  is  subject  to  an  inspection  of  the  distributor’s  facilities,  warehouses,  hygienic  environment,  quality  control  systems,
personnel, and equipment. The food circulation permit is valid for three (3) years, and the holder must apply for renewal of the certificate within thirty (30) days
prior to its expiration. Currently, Jiuxin Medicine, Jiuzhou Pharmacy, and our drugstores all hold a valid Food Circulation Permit, except for our Lin’an store,
which does not sell food products and therefore does not required to hold such a permit. We are in the process of renewing the permits for twelve (12) stores
in Jiasnggan District that are expiring in 2015, and believe that there is no difficulty in renewing such permits.

Medical Practice

Healthcare  providers  in  China  are  required  to  comply  with  many  laws  and  regulations  at  the  national  and  local  government  levels.  The  laws  and

regulations applicable to our medical practice include the following:

● We must register with and maintain an operating license from the local public health authority for each clinic that we operate, each of which is

subject to annual review by the public health authority;

●

●

The Licensed Physician Act requires that we only hire PRC licensed physicians;

All  waste material  from  our  clinics  must  be  properly  collected,  sterilized,  deposited,  transported  and  disposed  of,  and  we  are  required to  keep
records of the origin, type and amount of all waste materials that we generate for at least three (3) years;

● We must have at least three (3) physicians, five (5) nurses and one (1) technician on staff at each clinic; and

● We  must establish  and  follow  protocols  to  prevent  medical  malpractice,  which  require  us  to:  (i)  insure  that  patients  are  adequately informed
before they consent to medical operations or procedures; (ii) maintain complete medical records which are available for review by the patient,
physicians and the courts; (iii) voluntarily report any event of malpractice to a local government agency; and (iv) support and justify the medical
services we provide in any administrative investigation or litigation.  If we fail to comply with applicable laws and regulations, we could suffer
penalties, including the loss of our license to operate.

Interim Regulations on Administration of Sino-Foreign Joint Venture and Cooperative Medical Institutions

As per China’s commitments to the World Trade Organization, “foreign service suppliers are permitted to establish joint venture hospitals or clinics
with local Chinese partners with quantitative limitations in line with China’s needs. Foreign majority ownership is permitted.” In accordance with the Interim
Regulations on  Administration of  Sino-Foreign  Joint  Venture and  Cooperative  Medical  Institutions issued jointly by the  Ministry of  Health (“MOH”)
and the Ministry of Commerce (“MOFCOM”) in 2000, the Chinese party of Sino-foreign joint ventures and cooperative medical institutions shall hold no less
than thirty percent (30%) of shares and legal rights or interest, which also mean foreign investors are allowed to hold a maximum stake of seventy percent
(70%). Such regulations also specify that the establishment of Sino-foreign joint venture and cooperative medical institutions should be approved respectively by
MOH  and  MOFCOM.  In  other  words,  foreigners  are  allowed  to  run  hospitals  or  clinics  in  the  form  of  equity  or  co-operative  joint  ventures  with  an  equity
interest of up to seventy percent (70%) and a duration for co-operation of up to twenty (20) years.

Internet Pharmaceutical Sales

China’s central government regulates Internet access, the distribution of online information and the conduct of online commerce through strict business
licensing  requirements  and  other  government  regulations.  Companies  which  sell  pharmaceutical  products  to  consumers  through  the  Internet  are  required  to
obtain:  (1)  a  drug  distribution  permit;  (2)  an  Internet  pharmaceutical  information  provider  qualification  certificate,  renewable  every  five  (5)  years;  (3)  an
Internet pharmaceutical transaction service qualification certificate, renewable every five (5) years; (4) a value-added telecommunication operation permit; and
(5)  registration  with  the Administration  of  Information  Industry.  Internet  pharmacies  are  not  allowed  to  distribute  prescription  drugs.  The  websites  that  sell
pharmaceutical products must ensure transaction security and enable the consumers to consult with licensed pharmacists. Also, an Internet-based business in
China is required to obtain and maintain certain assets relevant to its business, such as delivery and storage facilities. Jiuzhou Pharmacy obtained all above-
mentioned  certificates  and  registrations  and  launched www.dada360.com in  May 2010.  Quannuo  Technology has been operating the website and providing
software and technical supports since November 2010. During the year ended March 31, 2015, the Company also sold pharmaceutical and other products via
certain third-party platforms such as Tmall and JD.com.

22

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TCM Manufacturing

The  SFDA has adopted a non-mandatory licensing process for  TCM manufacturers according to  Good Agricultural  Practice (“GAP”) for  Chinese
Crude Drugs. Manufacturers who meet the government-set requirements will be granted a GAP certificate. Since we do not process the herbs that we harvest
and the GAP certification is not mandatory, we have not applied for such certification, and currently have no plan of doing so.

Environmental Matters

Our  drugstore  and  wholesale  operations  do  not  involve  any  activities  subject  to  specific  PRC  environmental  regulations.  Our  medical  clinics  are  in
compliance with applicable regulations regarding the administration of medical wastes, including collections, temperate storage, and packaging and labeling of
medical wastes. Pursuant to such regulations, we contract with DadiWeikang Medical Wastes Disposal Center to dispose of all medical wastes generated by
our clinics.

Principal Executive Office

Our  principal  executive  office  is  located  at  1st  Floor, Yuzheng  Plaza,  No.  76, Yuhuangshan  Road,  Hangzhou,  Zhejiang  Province,  China.  Our  main

telephone number is +86-571-8807-7078, and fax number is +86-571-8807-7108.

ITEM 1A. RISK FACTORS.

You  should  carefully  consider  the  risks  described  below  together  with  all  of  the  other  information  included  in  this  report  before  making  an
investment decision with regard to our securities. The statements contained in or incorporated into this report that are not historic facts are forward-
looking statements that are subject to risks and uncertainties that could cause actual results to differ materially from those set forth in or implied by
forward-looking statements. If any of the following risks actually occurs, our business, financial condition or results of operations could be harmed.
In that case, the trading price of our common stock could decline, and you may lose all or part of your investment.

Risks Relating to Our Business in General

Our relatively limited operating history makes it difficult to evaluate our future prospects and results of operations.

We have a relatively limited operating history. We launched our first drugstore in March 2004, and entered the wholesale pharmaceutical distribution
business in August 2011. Accordingly, you should consider our future prospects in light of the risks and uncertainties experienced by early stage companies in
evolving industries such as the pharmaceutical industry in China. Some of these risks and uncertainties relate to our ability to:

● maintain our market position;

●

attract additional customers and increase our spending per customer;

23

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
●

●

●

respond to competitive market conditions;

increase awareness of our brand and continue to develop customer loyalty;

respond to changes in our regulatory environment;

● maintain effective control of our costs and expenses;

●

●

●

raise sufficient capital to sustain and expand our business;

attract, retain and motivate qualified personnel; and

find and open new locations.

If we are unsuccessful in addressing any of these risks and uncertainties, our business may be materially and adversely affected.

Future acquisitions are expected to be a part of our growth strategy, and could expose us to significant business risks.

We  have  grown  our  business,  in  part,  through  acquisitions  over  the  years.  One  of  our  strategies  going  forward  is  to  continue  this  growth  through
acquisition. However, we cannot provide assurance that we will be able to identify and secure suitable acquisition opportunities. Our ability to consummate and
integrate effectively any future acquisitions on terms that are favorable to us may be limited by the number of attractive acquisition targets, internal demands on
our resources and, to the extent necessary, our ability to obtain any necessary financing for larger acquisitions on terms that are satisfactory to us. Moreover, if
an acquisition target is identified, the third parties with whom we seek to cooperate may not select us as a potential partner or we may not be able to enter into
arrangements on commercially reasonable terms. The negotiation and completion of potential acquisitions, whether or not ultimately consummated, could also
require  significant  diversion  of  management’s  time  and  resources  and  may  potentially  disrupt  our  existing  business.  Furthermore,  we  cannot  provide  any
assurances  that  the  expected  synergies  from  future  acquisitions  will  actually  materialize.  In  addition,  future  acquisitions  could  result  in  the  incurrence  of
additional indebtedness, costs, and contingent liabilities, causing us to significantly increase our interest expense, leverage and debt service requirements if we
incur additional debt to pay for an acquisition or investment, issue common stock that would dilute our current shareholders' percentage ownership, or incur
write-offs and restructuring and other related expenses. Future acquisitions may also expose us to potential risks, including risks associated with:

●

●

●

●

●

●

the integration of new operations, services and personnel;

unforeseen or hidden liabilities;

the diversion of financial or other resources from our existing businesses;

difficulties in entering markets or lines of business in which we have no or limited direct prior experience;

our inability to generate sufficient revenue to recover costs and expenses of the acquisitions; and

potential loss of, or harm to, relationships with employees or customers.

24

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Any of the above could significantly disrupt our ability to manage our business and materially and adversely affect our business, financial condition and

results of operations.

We face significant competition, and if we do not compete successfully against existing and new competitors, our revenue and profitability could be
materially and adversely affected.

Both the drugstore, online pharmacy and wholesale pharmaceutical distribution industries in China are highly competitive, and we expect competition to
intensify in the future. Our primary drugstore competitors include other drugstore chains and independent drugstores. Increasingly, we also face competition
from  discount  stores,  convenience  stores  and  supermarkets  as  we  expand  our  offering  of  non-drug  convenience  products  and  services.  We  compete  for
customers  and  revenue  primarily  on  the  basis  of  store  location,  merchandise  selection,  price,  services  offered,  and  our  brand  name.  Our  online  pharmacy
competitors include other online pharmaceutical vendors. As more large traditional drugstore chain companies entered into the online sales, we face competition
ranging  from  prices  to  service.  Our  primary  wholesale  competitors  include  regional  and  national  players.  In  addition,  we  may  be  subject  to  additional
competition  from  new  entrants  to  both  industries  in  China.  We  could  also  face  increased  competition  from  foreign  companies  if  the  Chinese  government
removes the restrictions on the entry of foreign companies into these industries.

Some of our larger competitors may enjoy competitive advantages, such as:

●

●

greater financial and other resources;

larger variety of products;

● more extensive and advanced supply chain management systems;

●

●

greater pricing flexibility;

larger economies of scale and purchasing power;

● more extensive advertising and marketing efforts;

●

●

●

greater knowledge of local market conditions;

stronger brand recognition; and

larger sales and distribution networks.

As a result, we may be unable to offer products similar to, or more desirable than, those offered by our competitors, market our products as effectively
as  our  competitors,  or  otherwise  respond  successfully  to  competitive  pressures. As  competition  increases  in  the  markets  in  which  we  operate,  a  significant
increase in general pricing pressures could occur, which could require us to reevaluate our pricing structures to remain competitive. Our competitors may be
able to offer larger discounts on competing products, and we may not be able to profitably match those discounts.  Furthermore, our competitors may offer
products that are more attractive to our customers or that render our products uncompetitive. In addition, the timing of the introduction of competing products
into  the  market  could  affect  the  market  acceptance  and  market  share  of  our  products.  Our  failure  to  compete  successfully  could  materially  and  adversely
affect our business, financial condition, results of operation, and prospects.

Changes  in  economic  conditions  and  consumer  confidence  in  China  may  influence  the  drugstore  industry,  consumer  preferences  and  spending
patterns.

Our business and revenue growth primarily depend on the size of the pharmaceutical market in China. As a result, our revenue and profitability may
be  negatively  affected  by  changes  in  national,  regional  or  local  economic  conditions  and  consumer  confidence  in  China.  In  particular,  as  we  focus  on  our
expansion of pharmacies in metropolitan markets, where living standards and consumer purchasing power are relatively high, we are especially susceptible to
changes  in  economic  conditions,  consumer  confidence  and  customer  preferences  of  the  urban  Chinese  population.  External  factors  beyond  our  control  that
affect consumer confidence include unemployment rates, levels of personal disposable income, national, regional or local economic conditions, and acts of war
or terrorism. Changes in economic conditions and consumer confidence could adversely affect consumer preferences, purchasing power and spending patterns.
A decrease in overall consumer spending as a result of changes in economic conditions could adversely affect our front-end and pharmacy sales and negatively
impact our profitability. In addition, acts of war or terrorism may cause damage to our facilities, disrupt the supply of the products and services we offer in our
stores, or adversely impact consumer demand. Any of these factors could have a material adverse effect on our business, financial condition and results of
operations.

25

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
We may not be able to timely identify or otherwise effectively respond to changing customer preferences, and we may fail to optimize our product
offering and inventory position.

The  pharmaceutical  industry  in  China  is  rapidly  evolving  and  is  subject  to  rapidly  changing  customer  preferences  that  are  difficult  to  predict.  Our
success depends on our ability to anticipate and identify customer preferences, and adapt our product selection to meet these preferences. In particular, we
must  optimize  our  product  selection  and  inventory  positions  based  on  sales  trends.  We  cannot  provide  assurance  that  our  product  selection,  especially  our
selection of nutritional supplements and food products, will accurately reflect customer preferences at any given time. If we fail to accurately anticipate either
the market for our products or customers’ purchasing habits or fail to respond to customers’ changing preferences promptly and effectively, we may not be
able to adapt our product selection to customer preferences or make appropriate adjustments to our inventory positions, which could significantly reduce our
revenue and have a material adverse effect on our business, financial condition and results of operations.

Our success depends on our ability to establish effective advertising, marketing and promotional programs.

Our success depends on our ability to establish effective advertising, marketing and promotional programs, including pricing strategies implemented in
response to competitive pressures and/or to drive demand for our products. Our advertisements are designed to promote our brand, our corporate image and
the prices of products available for sale in our stores. Our pricing strategies and value propositions must be appropriate for our target customers. If we are not
able to maintain and increase the awareness of our pharmacy’s brand, and the products and services we provide, we may not be able to attract and retain
customers  and  our  reputation  may  also  suffer.  We  expect  to  incur  substantial  expenses  in  our  marketing  and  promotional  efforts  to  both  attract  and  retain
customers.  However,  our  marketing  and  promotional  activities  may  be  less  successful  than  we  anticipate,  and  may  not  be  effective  at  building  our  brand
awareness and customer base. In addition, the government may impose restrictions on how marketing and promotional activities can be conducted. We cannot
provide assurance that our current and proposed budget for marketing activities will be adequate to support our future growth. Failure to successfully execute
our advertising, marketing and promotional programs may result in material decreases in our revenue and profitability.

Our ability to grow our business may be constrained by our inability to find suitable new store locations at acceptable prices or by the expiration of
our current leases.

Our ability to grow our business may be constrained if suitable new store locations cannot be identified with lease terms or purchase prices that are
acceptable to us. We compete with other retailers and businesses for suitable locations for our stores. Local land use and other regulations applicable to the
types of stores we desire to construct may impact our ability to find suitable locations and influence the cost of constructing our stores. The expiration of leases
at existing store locations may adversely affect us if the renewal terms of those leases are unacceptable to us and we are forced to close or relocate stores.
Further, changing local demographics at existing store locations could materially and adversely affect revenue and profitability levels at those stores, and overall
our business, financial condition, results of operation, and prospects.

We have significant cash deposits with our suppliers and landlords in order to obtain and maintain our inventory and maintain and establish store
locations, which we may not be able to recover in the event of bankruptcy by our suppliers or landlords or other events beyond our control.

Our ability to obtain products and maintain inventory at, and to maintain and establish leases for, our pharmacies, is dependent upon our ability to post
and maintain significant cash deposits with our suppliers and landlords. Many vendors in China are unwilling to extend credit terms and instead require cash
deposits, and landlords may require twelve (12) months or longer of cash deposit as security. At March 31, 2015, we had approximately $5.9 million in deposits
with  suppliers  and  approximately  $2.6  million  in  deposits  with  landlords  for  our  pharmacies.  If  we  are  unable  or  unwilling  to  establish  such  advances  and
deposits,  our  ability  to  generate  sales  and  expand  our  business  could  be  adversely  affected.  In  general,  we  expect  the  amounts  required  for  advances  and
deposits  to  increase  as  we  undertake  our  expansion  plans,  complete  store  openings  and  expand  our  business  through  acquisitions  or  otherwise.  We  do  not
generally receive interest on the deposits made to suppliers or landlords, and such deposits are subject to loss as a result of the creditworthiness or bankruptcy
of the party who holds our funds, as well as the risk from any illegal acts associated with the third party, such as conversion, fraud, theft or dishonesty. If these
circumstances were to arise, we could find it difficult or impossible, due to the unpredictability of legal proceedings in China, to recover all or a portion of the
amount on deposit with our vendors or landlords.

26

 
  
 
 
 
 
 
 
 
 
If  we  are  unable  to  optimize  management  of  our  procurement  and  distribution  activities,  we  may  be  unable  to  meet  customer  demand  while
increasing the burden on managing our supply chain.

Since May 2011, we have been using Jiuxin Medicine’s facility as our distribution center for both our retail and wholesale businesses. Our ability to
meet customer demand may be significantly limited if we do not successfully and efficiently conduct our distribution activities, or if Jiuxin Medicine’s facility is
destroyed or shut down for any reason, including as the result of a natural disaster. Any disruption in the operation of our distribution could result in higher costs
or longer lead times associated with distributing our products. Since it is difficult to predict accurate sales volume in our industry, we may be unable to optimize
our  distribution  activities,  which  may  result  in  excess  or  insufficient  inventory,  warehousing,  fulfillment  or  distribution  capacity.  Furthermore,  failure  to
effectively control product damage during the distribution process could decrease our operating margins and reduce our profitability.

All product procurement is handled through our corporate headquarters.  Such centralization is intended to reduce cost of goods sold as a result of
volume purchase benefits. However, we may be less successful than anticipated in achieving these volume purchase benefits. In addition, such centralization is
expected to increase the complexity of tracking inventory and could place additional burdens on the management of our supply chain. If we cannot successfully
reduce our costs through centralizing procurement, our profitability and prospects could be materially and adversely affected.

Failure  to  maintain  optimal  inventory  levels  could  increase  our  inventory  holding  costs  or  cause  us  to  lose  sales,  either  of  which  could  have  a
material adverse effect on our business, financial condition and results of operations.

We  need  to  maintain  sufficient  inventory  levels  to  operate  both  our  retail  and  wholesale  businesses  successfully  as  well  as  meet  customer
expectations. However, we must also guard against the risk of accumulating excess inventory. We are exposed to inventory risks as a result of rapid changes
in  product  life  cycles,  changing  consumer  preferences,  uncertainty  of  the  success  of  product  launches,  seasonality,  and  manufacturer  backorders  and  other
vendor-related  problems.  We  cannot  provide  assurance  that  we  can  accurately  predict  these  trends  and  events  and  avoid  over-stocking  or  under-stocking
products. In addition, demand for products could change significantly between the time product inventory is ordered and the time it is available for sale.

When we begin selling a new product, it is particularly difficult to forecast product demand accurately. The purchase of certain types of inventory may
require significant lead-time. As we carry a broad selection of products and maintain significant inventory levels for a substantial portion of our merchandise,
we may be unable to sell such inventory in sufficient quantities or during the relevant selling seasons. Carrying excess inventory could increase our inventory
holding costs, and failure to have inventory in stock when a customer orders or purchases it could cause us to lose that order or that customer, either of which
could have a material adverse effect on our business, financial condition and results of operations.

We rely on computer software and hardware systems in managing our operations, the capacity of which may restrict our growth and the failure of
which could adversely affect our business, financial condition and results of operations.

We  are  dependent  upon  our  integrated  information  management  system  to  monitor  daily  operations  of  our  retail  and  wholesale  businesses,  and  to
maintain accurate and up-to-date operating and financial data for the compilation of management information. In addition, we rely on our computer hardware
and network for the storage, delivery and transmission of the data of our retail and wholesale systems. If the capacity of our computer software and hardware
systems fails to meet the increasing needs of our expanding operations, our ability to grow may be constrained.  Furthermore, any system failure which causes
interruptions to the input, retrieval and transmission of data or increase in the service time could disrupt our normal operations. Although we believe that our
computer software and hardware systems are current and that our disaster recovery plan is adequate in handling their failure, we cannot provide assurance
that we can effectively carry out this disaster recovery plan and that we will be able to restore our operation within a sufficiently short time frame to avoid our
business  being  disrupted.  Furthermore,  our  systems  are  subject  to  damage  or  interruption  from  power  outages,  computer  and  telecommunications  failures,
computer viruses, security breaches, vandalism, natural disasters, catastrophic events and human error, and our disaster recovery planning cannot account for
all eventualities. If any of our computer software and/or hardware systems are damaged, fail to function properly or otherwise become unavailable, we may
incur  substantial  costs  to  repair  or  replace  them,  and  may  experience  loss  or  corruption  of  critical  data  and  interruptions  or  delays  in  our  ability  to  perform
critical functions. Due to the limited coverage of all business interruption insurance offered in China, we do not have any business interruption insurance and, as
a  result,  any  business  disruption  or  natural  disaster  could  severely  disrupt  our  business  and  operations  and,  in  turn,  significantly  decrease  our  revenue  and
profitability.

27

 
 
 
 
 
 
 
 
 
  
We depend substantially on the continuing efforts of the Key Personnel, and our business and prospects may be severely disrupted if we lose their
services.

Our future success is dependent on the continued services of the Key Personnel but we do not maintain key-man insurance. If we lose the services of
any one of the Key Personnel, we may not be able to locate suitable or qualified replacements, which could severely disrupt our business and prospects. Each
of  the  Key  Personnel  has  entered  into  a  confidentiality  and  non-competition  agreement  with  us.  However,  if  any  disputes  arise  between  us  and  the  Key
Personnel, we cannot provide assurance, in light of uncertainties associated with the  PRC legal system, that any of these agreements could be enforced in
China,  the  jurisdiction  in  which  the  Key  Personnel  reside  and  hold  some  of  their  assets.  See  “ Risks  Related  to  Doing  Business  in  China  -  You  may
experience  difficulties  in  effecting  service  of  legal  process,  enforcing  foreign  judgments  or  bringing  original  actions  in  China  based  on  United
States or other foreign laws against us or our management. ”

We depend on the continued service of, and on the ability to attract, motivate and retain a sufficient number of qualified and skilled personnel for
our business.

The  implementation  of  our  business  strategy  and  our  future  success  also  depend  in  large  part  on  our  continued  ability  to  attract  and  retain  highly
qualified and skilled personnel. We cannot provide assurance that we will be able to attract, hire and retain sufficient numbers of skilled personnel necessary to
continue  to  develop  and  grow  our  business.  We  face  competition  for  personnel  from  both  retail  and  wholesale  pharmaceutical  distribution  operators.  This
competition  could  require  us  to  offer  higher  compensation  and  other  benefits  in  order  to  attract  and  retain  qualified  individuals,  which  could  materially  and
adversely affect our financial condition and results of operations. On the other hand, we may be unable to attract or retain the personnel required to achieve our
business objectives, and that failure could severely disrupt our business and prospects. The process of hiring suitably qualified personnel is often lengthy. In the
past, we have had two major challenges to our recruiting efforts: (1) unqualified candidates who represent themselves as being qualified, and (2) talented and
competent candidates who do not match our job requirements. If our recruitment and retention efforts are unsuccessful in the future, it may be more difficult
for us to execute our business strategy.

Our retail and wholesale operations require a number of permits and licenses in order to carry on their business.

We are required to obtain certain permits and licenses from various PRC governmental authorities, including a Drug Distribution Permit and a GSP
certification. We are also required to obtain food hygiene certificates for the distribution of nutritional supplements and food products. We cannot provide any
assurance that we can maintain all required licenses, permits and certifications to carry on our business at all times, and from time to time we may have not
been in the past, or may not be in the future, in compliance with all such required licenses, permits and certifications. Moreover, these licenses, permits and
certifications  are  subject  to  periodic  renewal  and/or  reassessment  by  the  relevant  PRC  governmental  authorities  and  the  standards  of  such  renewal  or
reassessment may change from time to time. We intend to apply for renewal of these licenses, permits and certifications when required by applicable laws and
regulations. Any failure by us to obtain and maintain all licenses, permits and certifications necessary to carry on our business at any time could have a material
adverse effect on our business, financial condition and results of operations. In addition, any inability to renew any of these licenses, permits and certifications
could severely disrupt our business, and prevent us from continuing to carry on our business. Any changes in the standards used by governmental authorities in
considering whether to renew or reassess our business licenses, permits and certifications, as well as any enactment of new regulations that may restrict the
conduct  of  our  business,  may  also  decrease  our  revenue  and/or  increase  our  costs,  materially  reducing  our  profitability  and  prospects.  Furthermore,  if  the
interpretation or implementation of existing laws and regulations changes or if new regulations come into effect requiring us to obtain any additional licenses,
permits or certifications that were previously not required to operate our existing businesses, we cannot provide assurance that we can successfully obtain such
licenses, permits or certifications.

We may need additional capital, and the sale of equity securities could result in dilution to our stockholders, while debts may require us to make
covenants restricting how we operate.

We  believe  that  the  aggregate  amount  of  our  current  cash,  anticipated  cash  flow  from  operations,  available  borrowings  under  our  existing  bank
facilities, and personal loans from our principal shareholders should be sufficient to meet our anticipated cash needs for the near future.  We may, however,
require  additional  cash  resources  due  to  changed  business  conditions  or  other  future  developments.  If  our  resources  are  insufficient  to  satisfy  our  cash
requirements, we may seek to sell additional equity or debt securities or obtain credit facilities. The sale of additional equity securities could result in a dilution to
our stockholders. We cannot guarantee that we will be able to obtain any additional financing on terms that are acceptable to us, or at all. Even if we are able
to  obtain  any  requisite  financing,  the  incurrence  of  additional  indebtedness  would  result  in  increased  debt  service  obligations,  and  could  result  in  further
operating and financing covenants that would restrict our freedom to operate our business, such as conditions that:

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limit our ability to pay dividends or require us to seek consent for the payment of dividends;

increase our vulnerability to general adverse economic and industry conditions;

require us to dedicate a portion of our cash flow from operations to payments on our debt, thereby reducing the availability of our cash flow to
fund capital expenditures, working capital and other general corporate purposes; and

limit our flexibility in planning for, or reacting to, changes in our business and our industry.

28

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Risks Relating to Our Pharmacy Operations

Our operating results are difficult to predict, and we may experience significant fluctuations in our operating results.

Our operating results may fluctuate significantly. As a result, you may not be able to rely on period to period comparisons of our operating results as

an indication of our future performance. Factors causing these fluctuations include, among others:

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●

our ability to maintain and increase sales to existing customers, attract new customers and satisfy our customers’ demands;

the frequency of customer visits to our drugstores and the quantity and mix of products our customers purchase;

the price we charge for our products or changes in our pricing strategies or the pricing strategies of our competitors;

the  timing and  costs  of  marketing  and  promotional  programs  organized  by  us  and/or  our  suppliers,  including  the  extent  to  which  we  or our
suppliers offer promotional discounts to our customers;

our ability to acquire merchandise, manage inventory and fulfill orders;

technical difficulties,  system  downtime  or  interruptions  that  may  affect  our  product  selection,  procurement,  pricing,  distribution  and retail
management processes;

the introduction by our competitors of new products or services;

the effects of strategic alliances, potential acquisitions and other business combinations, and our ability to successfully and timely integrate them
into our business;

changes in government regulations with respect to pharmaceutical and retail industries; and

current economic and geopolitical conditions in China and elsewhere.

In addition, a significant percentage of our operating expenses are fixed in the short term. As a result, a delay in generating revenue for any reason

could result in substantial operating losses.

Moreover,  our  business  is  subject  to  seasonal  variations  in  demand.  In  particular,  traditional  retail  seasonality  affects  the  sales  of  certain
pharmaceuticals and other non-pharmaceutical products. Sales of our pharmaceutical products during our third fiscal quarter (October 1st through December
31st) benefit from the winter cold and the flu season, while sales are lower in our fourth fiscal quarter (January 1st through March 31st ) because Chinese
New Year falls in that quarter each year and our customers generally pay fewer visits to drugstores during this period. In addition, sales of some health and
beauty products are driven, to some extent, by seasonal purchasing patterns and seasonal product changes. Failure to effectively manage the increased sales
and the increases in inventory in anticipation of such increased sales in the high sale season could have a material adverse effect on our financial condition,
results of operations and cash flow.

Many of the factors discussed above are beyond our control, making our quarterly results difficult to predict, which could cause the trading price of

our securities to decline below investor expectations. You should not rely on our operating results for prior periods as an indication of our future results.

Our brand names, trade secrets and other intellectual property are valuable assets. If we are unable to protect them from infringement, our business
and prospects may be harmed.

We  consider  our  pharmacy  brand  names  to  be  valuable  assets.  We  may  be  unable  to  prevent  third  parties  from  using  such  brand  names  without
authorization, which may adversely affect our business and reputation, including the perceived quality and reliability of our products and services. We have five
(5) registered trademarks and one (1) trademark application pending in China. We also own the three (3) domain names that we actively use in our business.

We rely on trade secrets to protect our know-how and other proprietary information, including pricing, purchasing, promotional strategies, customer
lists and/or suppliers lists. As a result, as a condition of employment, our employees are required to sign employment agreements that contain confidentiality
provisions. However, trade secrets are difficult to protect. While we believe we use reasonable efforts to protect our trade secrets, our employees, consultants,
contractors or advisors may unintentionally or willfully disclose our information to competitors. In addition, confidentiality agreements executed by the foregoing
persons  may  not  be  enforceable  or  provide  meaningful  protection  for  our  trade  secrets  or  other  proprietary  information  in  the  event  of  unauthorized  use  or
disclosure.

29

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
If we were to enforce a claim that a third party had illegally obtained and was using our trade secrets, such efforts could be expensive and time-
consuming,  and  the  outcome  unpredictable.  In  addition,  if  our  competitors  independently  develop  information  that  is  equivalent  to  our  trade  secrets  or  other
proprietary information, we have little recourse to enforce our rights, and our business and prospects could be harmed.

Litigation may be necessary in the future to enforce our intellectual property rights or to determine the validity and scope of the intellectual property
rights of others. However, since the validity, enforceability and scope of protection of intellectual property rights in the PRC are uncertain and still evolving, we
may not be successful in prosecuting these cases. In addition, any litigation or proceeding or other efforts to protect our intellectual property rights could result
in substantial costs and diversion of our resources, and could seriously harm our business and operating results. Furthermore, the degree of future protection of
our proprietary rights is uncertain and may not adequately protect our rights or permit us to gain or keep our competitive advantage. If we are unable to protect
our trade names, trade secrets and other propriety information from infringement, our business, financial condition and results of operations may be materially
and adversely affected.

We may be exposed to intellectual property infringement and other claims by third parties which, if successful, could disrupt our business and have a
material adverse effect on our financial condition and results of operations.

Our success depends, in large part, on our ability to use our proprietary information and know-how without infringing third party intellectual property
rights. As litigation becomes more common in  China, we face a higher risk of being the subject of claims for intellectual property infringement, invalidity or
indemnification relating to other parties’ proprietary rights. Our current or potential competitors, many of whom have substantial resources, may have or may
obtain intellectual property protection that will prevent, limit or interfere with our ability to conduct our business in China. Moreover, the defense of intellectual
property  suits,  including  trademark  infringement  suits  and  related  legal  and  administrative  proceedings,  can  be  both  costly  and  time  consuming  and  may
significantly divert the efforts and resources of our management personnel. Furthermore, an adverse determination in any such litigation or proceeding to which
we may become a party could cause us to:

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pay damage awards;

seek licenses from third parties;

pay ongoing royalties;

redesign our product offerings; or

be restricted by injunctions,

each of which could effectively prevent us from pursuing some or all of our business and result in our customers or potential customers deferring or limiting
their purchase from our stores, which could have a material adverse effect on our financial condition and results of operations.

The continued penetration of counterfeit products into the pharmaceutical market in China may damage our reputation and have a material adverse
effect on our business, financial condition, results of operations and prospects.

There has been continued penetration of counterfeit products into the pharmaceutical market in China. Counterfeit products are generally sold at lower
prices than their authentic counterparts due to their low production costs, and in some cases are very similar in appearance to their authentic counterparts.
Counterfeit pharmaceuticals may or may not have the same chemical content as their authentic counterparts, and are typically manufactured without proper
licenses  or  approvals  as  well  as  fraudulently  mislabeled  with  respect  to  their  content  and/or  manufacturer. Although  China’s  central  government  has  been
increasingly active in combating counterfeit pharmaceutical and other products, China does not yet have effective regulation control or an enforcement system
against  counterfeit  pharmaceutical  products. Although  we  have  implemented  a  series  of  quality  control  procedures  in  our  procurement  process,  we  cannot
provide assurance that we may not be inadvertently selling counterfeit pharmaceutical products. Any unintentional sale of counterfeit products may subject us
to negative publicity, fines and/or other administrative penalties, or may even result in litigation against us. Moreover, the increased distribution of counterfeit
products and other products in recent years may reinforce the negative image of drug distributors among consumers in China. The continued proliferation of
counterfeit products in China could have a material adverse effect on our business, financial condition, and results of operation.

30

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
As a distributor of pharmaceutical and other healthcare products, we are exposed to inherent risks relating to product liability and personal injury
claims.

Distributors of pharmaceutical and other healthcare products are exposed to risks inherent in the packaging and distribution of such products. Such
risks include unintentional distribution of counterfeit, mislabeled or contaminated drugs, and, with respect to our pharmacies, improper filling of prescriptions,
labeling of prescriptions and adequacy of warnings. Errors in the packaging or dispensing of pharmaceuticals could lead to serious injury or death. Furthermore,
the  applicable  PRC  laws,  rules  and  regulations  require  our  in-store  pharmacists  to  offer  counseling  to  our  customers,  without  additional  charge,  about
medication,  dosage,  delivery  systems,  common  side  effects,  and  other  information  the  in-store  pharmacists  deem  significant.  Our  in-store  pharmacists
sometimes  also  have  a  duty  to  warn  customers  regarding  any  potential  negative  effects  of  a  prescription  drug  if  the  warning  could  reduce  or  negate  these
effects, and we may be liable for claims arising from any advice given by our in-store pharmacists. Product liability or personal injury claims may be asserted
against us with respect to any of the products or pharmaceuticals we sell or services we provide, and we may be required to pay for substantial monetary
damages for any successful product liability or personal injury claim against us. We may, however, in product liability claims, have the right under applicable
PRC laws, rules and regulations to recover from the relevant manufacturer any compensation we paid to our customers in connection with such claim. Even if
we  successfully  defend  ourselves  against  this  type  of  claim,  we  could  be  required  to  spend  significant  management,  financial  and  other  resources  in  the
process, which could disrupt our business.  Our reputation and our brand names may also suffer as a result of any product liability or personal injury claims
against us. Like many other similar companies in China, we do not carry product liability insurance. A product recall or damage to our reputation in the event of
a  product  liability  or  personal  injury  claim  or  judgment  against  us  could  have  a  material  adverse  effect  on  our  business,  financial  condition  and  results  of
operations.

The prices of certain pharmaceutical products are subject to control, including periodic downward adjustment, by PRC governmental authorities.

An  increasing  percentage  of  pharmaceutical  products  that  our  pharmacies  carry,  primarily  those  included  in  the  national  and  provincial  medical
insurance catalogs, are subject to price controls in the form of fixed retail prices or retail price ceilings. See “ Relevant PRC Regulations - Price Controls ”
above.  In  addition,  the  retail  prices  of  these  products  are  also  subject  to  periodic  downward  adjustments  as  China’s  central  government  seeks  to  make
pharmaceutical  products  more  affordable  to  the  general  public.  Since  May  1998,  the  relevant  authorities  have  ordered  price  reductions  of  thousands  of
pharmaceutical products. During the fiscal year ended  March 31, 2015, the central government issued price reductions affecting 1,951 different prescription
pharmaceutical products in China, which required us to make two price reductions. Currently, 1,893 prescription and OTC drugs that we offer are subject to
price controls. Any future price controls or government mandated price reductions may have a material adverse effect on our financial condition and results of
operations, including significantly reducing our revenue and profitability.

We may be subject to fines and penalties if we fail to comply with the applicable  PRC laws and regulations governing sales of medicines under
China’s National Medical Insurance Program.

Eligible participants in China’s national medical insurance program, mainly consisting of urban residents in China, are entitled to buy medicines using
their medical insurance cards from an authorized pharmacy, provided that the medicines they purchase have been included in the national or provincial medical
insurance catalogs. The pharmacy, in turn, obtains reimbursement from the relevant government social security bureaus. Moreover, the applicable PRC laws,
rules and regulations prohibit pharmacies from selling goods other than pre-approved medicines when purchases are made with medical insurance cards. We
have  established  procedures  to  prohibit  our  drugstores  from  selling  unauthorized  goods  to  customers  who  make  purchases  with  medical  insurance  cards.
However, we cannot provide assurance that those procedures will be strictly followed by all of our employees in all of our stores.

Risks Relating to Our Medical Services

If we do not attract and retain qualified physicians and other medical personnel, our ability to provide medical services would be adversely affected.

The success of our medical services will, in part, be dependent upon the number and quality of doctors, nurses and other medical support personnel
that we employ and our ability to maintain good relations with them. Our medical staff may terminate their employment with us at any time. If we are unable to
successfully maintain good relationships with them, our ability to provide medical services may be adversely affected.

31

 
 
 
 
 
 
 
 
 
 
  
The provision of medical services is heavily regulated in the PRC and failure to comply with those regulations could result
in penalties, loss of licensure, additional compliance costs or other adverse consequences.

Healthcare providers in China, as in most other populous countries, are required to comply with many laws and regulations at the national and local
government levels. These laws and regulations relate to: licensing; the conduct of operations; the ownership of facilities; the addition of facilities and services;
advertising; confidentiality, maintenance and security issues associated with medical records; billing for services; and prices for services. If we fail to comply
with applicable laws and regulations, we could suffer penalties, including the loss of our licenses to operate. In addition, further healthcare legislative reform is
likely, and could materially adversely affect our business and results of operations in the event that we do not comply or if the cost of compliance is expensive.
The above list of certain regulated areas is not exhaustive, and it is not possible to anticipate the exact nature of future healthcare legislative reform in China.
Depending on the priorities determined by the  Chinese  Ministry of  Health, the political climate at any given time, the continued development of the  Chinese
healthcare  system  and  many  other  factors,  future  legislative  reforms  may  be  highly  diverse,  including  stringent  infection  control  policies,  improved  rural
healthcare  facilities,  increased  regulation  of  the  distribution  of  pharmaceuticals,  and  numerous  other  policy  matters.  Consequently,  the  implications  of  these
future reforms could result in penalties, loss of licensure, additional compliance costs or other adverse consequences we cannot foresee at the present time.

As a provider of medical services, we are exposed to inherent risks relating to malpractice claims.

As a provider of medical services, any misdiagnosis or improper treatment may result in negative publicity regarding us or our services, which would
harm our reputation. If we are found liable for malpractice, we could be required to pay substantial monetary damages. Furthermore, even if we successfully
defend ourselves against a malpractice claim, we could be required to spend significant management, financial and other resources in the process, which could
disrupt our business, and our reputation and brand name may also suffer.  Since malpractice claims are not common in  China, we do not carry malpractice
insurance. As a result, any imposition of malpractice liability could materially harm our business, financial condition and results of operations.

We face competition that could adversely affect our results of operations.

Our  clinics  compete  with  a  large  number  and  variety  of  healthcare  facilities  in  their  respective  markets.  There  are  numerous  government-run  and
private  hospitals  and  clinics  available  to  the  general  populace.  There  can  be  no  assurance  that  these  or  other  clinics,  hospitals  or  other  facilities  will  not
commence  or  expand  such  operations,  which  would  increase  their  competitive  position.  Further,  there  can  be  no  assurance  that  a  healthcare  organization,
having greater resources in the provision or management of healthcare services, will not decide to engage in operations similar to those being conducted by us
in Hangzhou.

Risks Related to Our Herb Farming

Our herb farming business is subject to the volatility of prices for raw TCM herbs.

We currently planted gingko trees in our leased farm land. In future, However, in the future, we may continue to cultivate and sell certain herbs in bulk
to a third-party vendor, based on local market prices primarily determined by TCM manufacturers and trading companies. Such market prices have increased
significantly in recent years in response to changes in the supply of and demand for raw herbs, market uncertainty and a variety of additional factors that are
beyond  our  control,  including  inflation,  changes  in  weather,  disease  outbreaks,  domestic  government  regulation,  market  speculation  and  overall  economic
conditions. There can be no assurance that market prices, which historically have fluctuated widely, will continue to increase or remain stable, and any future
declines in prices may negatively impact the viability of our herb farming business.

Unforeseen and severe weather can reduce cultivation activities and lead to a decrease in anticipated harvest.

Seasonal climate change and weather variations such as levels of rainfall and temperature may, among other things, affect the quality, overall supply
and availability of raw herbs. Sustained adverse weather conditions in  Zhejiang  Province in general and in  Lin’an in particular where our herbs are planted,
such as rain, extreme cold or snow, could disrupt or curtail cultivation activities. This in turn could reduce our anticipated harvest yields, delay the timing of our
anticipated harvest and distribution, and negatively affect the quality of our harvest. In addition, natural disasters such as fires, earthquakes, snowstorms, floods
or droughts, or natural conditions such as crop disease, pests or soil erosion, may also negatively impact our cultivation and harvest.

32

 
 
 
 
 
 
 
 
 
 
 
 
  
In addition, the actual climatic conditions of Zhejiang Province and of Lin’an in particular may not conform to historical patterns and may be affected
by variations in weather patterns, including any potential impact of climate change. The effects of climate change may produce more unpredictable weather
events that may adversely affect our ability to cultivate and harvest successfully.

The occurrence of any of these may materially harm our herb farming business.

We may be exposed to negative publicity about our products, which could have a negative impact on our financial condition.

We  may  be  affected  by  negative  publicity  surrounding  our  products  resulting  from  the  publication  of  industry  findings,  research  reports  or  health
concerns concerning the safety of TCM products produced in China or the herbs that we harvest in particular. Such complaints and negative publicity may lead
to a loss of consumer confidence and a reduction in the demand for TCM. Furthermore, any contamination or deterioration of the herbs that we harvest could
harm our reputation and business. Any such contamination or deterioration could result in their recall, subject us to criminal or civil liability, and/or restrict our
ability for further distribution. Any resulting negative publicity could also drive consumers away from our other business segments, which would have a material
and adverse effect on our business, financial condition and results of operations.

We have limited control over the availability and the quality of the local farmers with whom we cooperate because we do not employ them directly.

We  rely  on  local  farmers  to  farm  and  harvest  our  herbs,  but  do  not  employ  them  directly.  Instead,  they  are  recruited  and  employed  by  the  local
villagers’ committees with whom we negotiate. We have limited control over the availability and the quality of this labor force. A shortage of suitable laborers
may adversely affect our harvest yields.

Risks Related to Our Online Sales

We rely on computer software and hardware systems in managing our online sales, the capacity of which may restrict our growth and the failure of
which could adversely affect our business, financial condition and results of operations.

We are dependent upon our electronic commerce system to carry out our online sales. Any system failure which causes interruptions to the input,
retrieval and transmission of data, or increases in service time could disrupt our normal operations. Although we believe we have a disaster recovery plan that
can handle the failure of our computer software and hardware systems, we cannot provide assurance that we can effectively carry out this disaster recovery
plan and that we will be able to restore our operation within a sufficiently short time frame to avoid disruption to our business. Any failure in our computer
software  and/or  hardware  systems  could  have  a  material  adverse  effect  on  our  business,  financial  condition  and  results  of  operations.  In  addition,  if  the
capacity of our computer software and hardware systems fails to meet the increasing needs of our operations, our ability to grow may be constrained.

As our online business is fairly new, it may be difficult to evaluate its performance and prospects.

We launched www.dada360.com to sell OTC drugs, medical devices and nutritional supplements online in May 2010. We also cooperated with certain
third-party online platform such as Tmall and JD.com to sell our products since 2013. Given such limited operating history, it may be difficult to evaluate the
website’s and our overall online performance and prospects  Our ability to generate a profit from online sales remains largely unproven, our online business
strategy  has  not  been  tested  over  time,  and  we  cannot  be  certain  that  we  will  be  able  to  successfully  manage  or  grow  our  online  business.  We  may  incur
significant costs as we continue to implement and improve our website

Uncertainties regarding the growth and sustained profitability of e-commerce in China could adversely affect the prospects of our online business.

While e-commerce has existed in  China since the 1990s, only recently have certain e-commerce companies in  China become profitable.  Thus, the
long-term viability and prospects of various e-commerce business models, and e-commerce in general, remain relatively untested in  China.  Future operating
results from our online business will depend on numerous factors affecting the development of e-commerce in China, which may be beyond our control. These
factors include:

●

●

●

●

the growth of personal computer, Internet and broadband usage and penetration in China, and the rate of any such growth;

the trust and confidence level of consumers in online shopping in China;

changes in customer demographics and consumers’ tastes and preferences;

the selection, price and popularity of products that we and our competitors offer online;

● whether alternative retail channels or business models that better address the needs of consumers emerge in China;

●

●

the development of fulfillment, payment and other ancillary services associated with online purchases; and

general economic conditions, particularly economic conditions affecting discretionary consumer spending.

33

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
A decline in the popularity of shopping on the Internet in general, or failure by us to adapt our website and improve the online shopping experience for

our customers in response to trends and consumer needs, may adversely affect our online business prospects.

If  our  online  business  fails  to  obtain  and  maintain  the  requisite  assets,  licenses,  qualified  personnel  and  approvals  required  under  the  complex
regulatory environment for Internet-based businesses in China, the business prospects for such business may be materially and adversely affected.

Internet-based businesses in China are highly regulated by China’s central government, and numerous regulatory authorities are empowered to issue
and implement regulations governing various aspects of these businesses. Our online business is operated by our PRC subsidiary, Quannuo Technology, which
is required to obtain and maintain certain assets relevant to its business, such as computers and other electrical equipment, as well as applicable licenses or
approvals from different regulatory authorities. These assets and licenses are essential to the operation of an e-commerce business and are generally subject to
annual review by the relevant governmental authorities. Furthermore, we may be required to obtain additional licenses. If we fail to obtain or maintain any of
the required assets, licenses or approvals, our Internet business may be deemed illegal and it may be subject to various penalties, such as confiscation of illegal
income, fines, and/or the discontinuation or restriction of its operations. Any such disruption may materially and adversely affect the prospects of our online
business.

Risks Related to Our Corporate Structure

Chinese regulations limit foreign ownership of any pharmacy operator with thirty (30) or more stores, and limit foreign ownership of medical clinics
to  Sino-foreign  joint  venture.  The  entities  that  operate  our  pharmacies  and  clinics  are  controlled  by  us  through  contractual  arrangements.  The
validity of such contractual arrangements is uncertain. If the Chinese government determines that these contractual arrangements do not comply
with applicable regulations, we could be subject to severe penalties and our business could be adversely affected. In addition, changes in the relevant
Chinese laws and regulations may materially and adversely affect our business.

Current PRC regulations limit foreign ownership of a pharmacy operator to forty nine percent (49%) if such operator owns interests in thirty (30) or
more drugstores in China that sell a variety of branded pharmaceutical products sourced from different suppliers. Since we do not own any equity interests in
Jiuzhou Pharmacy (or its subsidiary Jiuxin Medicine), but control them through contractual arrangements, we do not believe that the regulations limiting foreign
ownership apply to us even if Jiuzhou Pharmacy or Jiuxin Medicine expands beyond thirty (30) stores.

Similarly,  PRC  regulations  restrict  foreign  ownership  of  medical  practice  in  China  to  Sino-foreign  joint  ventures.  Since  we  do  not  have  any  actual
equity interest in Jiuzhou Clinic or Jiuzhou Service, but control these entities through contractual arrangements, we do not believe that such PRC regulations are
applicable to us or our structure.

There are, however, uncertainties regarding the interpretation and application of PRC laws, rules and regulations, including but not limited to the laws,
rules  and  regulations  governing  the  validity  and  enforcement  of  our  contractual  arrangements. Although  the  structures  for  operating  our  business  in  China
(including our corporate structure and contractual arrangements with Jiuzhou Pharmacy, Jiuzhou Clinic, Jiuzhou Service and the Key Personnel) comply with all
applicable PRC laws, rules and regulations, and do not violate, breach, contravene or otherwise conflict with any applicable PRC laws, rules or regulations, we
cannot provide assurance that a regulatory authority will not determine that our corporate structure and contractual arrangements violate PRC laws, rules or
regulations.  If any such authority determines that our contractual arrangements are in violation of applicable  PRC laws, rules or regulations, our contractual
arrangements  may  become  invalid  or  unenforceable,  and  we  may  not  be  able  to  consolidate  the  operations  of  HJ  Group  with  our  results  of  operations.  In
addition, new PRC laws, rules and regulations may be introduced from time to time to impose additional requirements that may be applicable to our contractual
arrangements.  For example, pursuant to the  PRC  Property  Rights  Law that became effective on  October 1, 2007 (the “Property  Law”), the pledge of any
equity interests of a PRC private entity shall become effective once it is duly registered with the local branches of the SAIC. Following the promulgation of the
Property  Law,  the  SAIC  further  issued  the Administrative  Measures  for  Registrations  of  Share  Pledge  on  September  1,  2008,  which  provided  detailed
procedural guidance for the local SAIC offices to handle the registrations of share pledge. The Equity Pledge Agreement that forms a part of the contractual
arrangements  creates  a  legally  binding  obligation  on  the  parties  upon  the  execution  date;  however,  the  pledge  established  under  such  agreement  does  not
become  effective  until  due  registration  with  the  local  SAIC  office.  On  May  18,  2010,  registration  of  the  pledged  equity  interests  in  Jiuzhou  Pharmacy  was
completed.

34

 
 
 
 
 
 
 
 
 
  
The Chinese government has broad discretion in dealing with violations of laws and regulations, including levying fines, revoking business and other
licenses, and requiring actions necessary for compliance. In particular, licenses and permits issued or granted to us by the relevant governmental bodies may be
revoked at a later time by higher regulatory bodies. We cannot predict the effect of the interpretation of existing or new Chinese laws or regulations on our
businesses. We cannot provide assurance that our current ownership and operating structure will not be found in violation of any current or future Chinese laws
or regulations. As a result, we may be subject to sanctions, including fines, and could be required to restructure our operations or cease the provision of certain
services. Any of these or similar actions could significantly disrupt our business operations or restrict us from conducting a substantial portion of our business
operations, which could materially and adversely affect our business, financial condition and results of operations.

If  we  are  determined  to  be  in  violation  of  any  existing  or  future  PRC  laws,  rules  or  regulations,  or  fail  to  obtain  or  maintain  any  of  the  required

governmental permits or approvals, the relevant PRC regulatory authorities would have broad discretion in dealing with such violations, including:

●

●

●

●

●

revoking the business and operating licenses of the HJ Group entities;

discontinuing or restricting the operations of the HJ Group entities;

imposing conditions or requirements with which we or the HJ Group entities may not be able to comply;

requiring us or the HJ Group entities to restructure the relevant ownership structure or operations; and/or

imposing fines.

The imposition of any of these penalties would severely disrupt our ability to conduct business and have a material adverse effect on our financial

condition, results of operations and prospects.

We may be adversely affected by complexity, uncertainties and changes in Chinese regulation of drugstores and the practice of medicine.

The  Chinese government regulates drugstores and the practice of medicine, including foreign ownership and requirements for licenses and permits.
These  laws  and  regulations  are  relatively  new  and  evolving,  and  their  interpretation  and  enforcement  involve  significant  uncertainty. As  a  result,  in  certain
circumstances it may be difficult to determine what actions or omissions may be deemed to be a violation of applicable laws and regulations.

The  interpretation  and  application  of  existing  Chinese  laws,  regulations  and  policies  and  possible  new  laws,  regulations  or  policies  have  created
substantial uncertainties regarding the legality of existing and future foreign investments in, and the businesses and activities of, pharmaceutical businesses in
China, including our business. We currently only have contractual control over the HJ Group entities, and do not own them due to the restrictions on foreign
ownership  of  such  companies.  However,  changes  to  laws  in  the  PRC  may  force  us  to  restructure  our  ownership  structure  or  our  operations,  which  would
severely disrupt our ability to conduct business and have a material adverse effect on our financial condition, results of operations and prospects.

Uncertainties  relating  to  the  regulation  of  drugstores  and  medical  practice  in  China  also  extend  to  evolving  licensing  practices,  which  means  that
permits, licenses or operations at our company may be subject to challenge. This may disrupt our business or subject us to sanctions, requirements to increase
capital, or other conditions or enforcement. In turn, this could compromise enforceability of related contractual arrangements, or have other harmful effects on
us.

Our  contractual  arrangements  with  HJ  Group  and  the  Key  Personnel  may  not  be  as  effective  in  providing  control  over  these  entities  as  direct
ownership.

We have no equity ownership interest in HJ Group, and rely on contractual arrangements to control and operate the HJ Group companies and their
businesses. These contractual arrangements may not be as effective in providing control over these companies as direct ownership. For example, any one of
them could fail to take actions required for our business despite its contractual obligation to do so. Under such circumstances, we may have to rely on legal
remedies under Chinese law, which may not be effective in providing us any relief. In addition, we cannot provide assurance that the Key Personnel will act in
our best interests.

35

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Since we rely on contractual arrangements to control HJ Group and for substantially all of our revenue, the termination of such agreements will
severely and detrimentally affect our continuing business viability under our current corporate structure.

Since  we  do  not  own  equity  interests  of  HJ  Group,  the  termination  of  our  contractual  arrangements  with  them  would  sever  our  ability  to  continue
receiving payments from them under our current holding company structure. We cannot provide assurance that there will not be any event or reason that may
cause  the  contractual  arrangements  to  terminate.  In  the  event  that  the  contractual  arrangements  terminate,  we  will  lose  our  control  over  them  and  their
business operations and, as a result, over our primary sources of revenue. This may have a severe and detrimental effect on our continuing business viability
under our current corporate structure, which in turn may affect the value of your investment. Should this occur, we may seek to acquire control of HJ Group
through other means, although we cannot guarantee that we will do so, nor can we guarantee that we will be successful if we do.

We rely principally on dividends paid by our consolidated operating entities to fund any cash and financing requirements we may have, and any
limitation on the ability of our consolidated PRC entities to pay dividends to us could have a material adverse effect on our ability to conduct our
business.

We are a holding company and rely principally on dividends paid by our consolidated PRC operating entities for cash requirements, including the funds
required to service any debt we may incur, which are passed on to us through Jiuxin Management. If any of the consolidated operating entities incurs debt in its
own name in the future, the instruments governing the debt may restrict dividends or other distributions on our equity interest to us. In addition, the PRC tax
authorities may require us to adjust our taxable income under the contractual arrangements in a manner that would materially and adversely affect our ability to
pay dividends and other distributions on our equity interest.

Furthermore,  applicable  PRC  laws,  rules  and  regulations  permit  payment  of  dividends  by  our  consolidated  PRC  entities  only  out  of  their  retained
earnings, if any, determined in accordance with PRC accounting standards. Under PRC laws, rules and regulations, our consolidated PRC entities are required
to set aside at least ten percent (10%) of their after-tax profit each year, based on PRC accounting standards, to their statutory surplus reserve fund until the
accumulative  amount  of  such  reserves  reaches  fifty  percent  (50%)  of  their  respective  registered  capital.  As  a  result,  our  consolidated  PRC  entities  are
restricted in their ability to transfer a portion of their net income to us whether in the form of dividends, loans or advances. As of March 31, 2015, our restricted
reserves totaled RMB 9,460,695 ($1,309,109). Our restricted reserves are not distributable as cash dividends. Any limitation on the ability of our consolidated
operating entities to pay dividends to us could materially and adversely limit our ability to grow, make investments or acquisitions that could be beneficial to our
businesses, pay dividends, or otherwise fund and conduct our business.

Certain management members of HJ Group have potential conflicts of interest with us, which may adversely affect our business and your ability for
recourse.

Mr.  Lei  Liu,  our  Chief  Executive  Officer  and  Chairman  of  our  Board  of  Directors,  is  also  the  executive  director  of  Jiuzhou  Pharmacy,  a  general
partner of Jiuzhou Clinic, and the supervising director of Jiuzhou Service. In addition, Mr. Liu has also personally lent us money to help facilitate our payments
of expenses in the U.S., as well as to purchase a land use right. Ms. Li Qi, our Corporate Secretary and a member of our Board of Directors, is the general
manager  of  each  of  Jiuzhou  Pharmacy,  Jiuzhou  Clinic  and  Jiuzhou  Service,  and  a  general  partner  of  Jiuzhou  Clinic.  Conflicts  of  interests  between  their
respective duties to our company and HJ Group may arise. As our directors and executive officers, they have a duty of loyalty and care to us under U.S. and
Hong Kong law when there are any potential conflicts of interests between our company and HJ Group. We cannot provide assurance, however, that when
any conflicts of interest arise, both of them will act completely in our interests or that conflicts of interests will be resolved in our favor. For example, they may
determine that it is in HJ Group’s interests to sever the contractual arrangements with Jiuxin Management, irrespective of the effect such action may have on
us.  In addition, either one of them could violate his or her legal duties by diverting business opportunities from us to others, thereby affecting the amount of
payment that HJ Group is obligated to remit to us under the Consulting Services Agreement.

In  the  event  that  you  believe  that  your  rights  have  been  infringed  under  securities  laws  or  otherwise  as  a  result  of  any  one  of  the  circumstances
described above, it may be difficult or impossible for you to bring an action against HJ Group, or our officers or directors who are members of the management,
all of whom reside within China. Even if you are successful in bringing an action, the laws of China may render you unable to enforce a judgment against the
assets of HJ Group and its management, all of which are located in China.

36

 
  
 
 
 
 
 
 
 
 
Risks Related to Doing Business in China

We rely on contractual arrangements with our VIE for our operations, which may not be as effective in providing control over these entities as direct
ownership.

Our operations and financial results are dependent on our VIEs, Jiuzhou Pharmacy (including its subsidiaries and controlled entities), Jiuzhou Clinic and Jiuzhou
Service, in which we have no equity ownership interest and must rely on contractual arrangements to control and operate the businesses of our VIEs. These
contractual arrangements are not as effective in providing control over the VIEs as direct ownership. For example, the VIEs may be unwilling or unable to
perform its contractual obligations under our commercial agreements. Consequently, we would not be able to conduct our operations in the manner currently
planned.  In  addition,  the  VIEs  may  seek  to  renew  its  agreements  on  terms  that  are  disadvantageous  to  us.  Although  we  have  entered  into  a  series  of
agreements that provide us with substantial ability to control the VIEs, we may not succeed in enforcing our rights under them insofar as our contractual rights
and legal remedies under PRC law are inadequate. In addition, if we are unable to renew these agreements on favorable terms when these agreements expire
or enter into similar agreements with other parties, our business may not be able to operate or expand, and our operating expenses may significantly increase.

In January 2015, China’s Ministry of Commerce unveiled a draft legislation that could change how the government is regulating corporate structures, especially
for VIEs controlled by foreign investments. Instead of looking at “ownership”, the draft law focused on the entities or individuals hold control of a VIE. If a
VIE is deemed to be controlled by foreign investors, it may be barred from operating in restricted sectors or the prohibited sectors listed on a “negative list”,
where only companies controlled by Chinese nationals could operate, even if structured as VIEs.

In  the  event  that  the  draft  law  is  implemented  in  any  form,  and  that  the  Company’s  business  was  characterized  as  one  of  the  “restricted”  or  “prohibited”
sectors, the  VIEs the  Company currently maintains contractual arrangements with may be barred from operation which will materially adversely affect our
business.

Changes in the policies of the PRC government could have a significant impact upon the business we may be able to conduct in the PRC and the
profitability of such business.

Policies of the PRC government can have significant effects on economic conditions in China. Our interests may be adversely affected by changes in

policies by the PRC government, including:

●

●

●

●

changes in laws, regulations or their interpretation;

confiscatory taxation;

restrictions on currency conversion, imports or sources of supplies and export tariff; and

expropriation or nationalization of private enterprises.

Although the PRC government has been pursuing economic reform policies for more than two (2) decades, we cannot assure you that the government
will continue to pursue such policies or that such policies may not be significantly altered, especially in the event of a change in leadership, social or political
disruption, or other circumstances affecting the PRC’s political, economic and social life.

Uncertainties with respect to the laws and regulations of the PRC could adversely affect us.

The  laws  and  regulations  of  the  PRC  which  govern  the  Company’s  current  business  operations  are  sometimes  vague,  and  there  are  substantial
uncertainties regarding their interpretation and application. Furthermore, these laws and regulations may be subject to future changes we cannot predict. The
effectiveness  of  newly-enacted  laws,  regulations  or  amendments  may  be  delayed,  resulting  in  detrimental  reliance  by  foreign  investors.  New  laws  and
regulations  that  affect  existing  and  proposed  future  businesses  may  also  be  applied  retroactively.  We  cannot  predict  what  effect  the  interpretation  of  such
existing or new laws or regulations may have on our businesses.

Uncertainties with respect to the Chinese legal system could adversely affect us.

We conduct our business through our subsidiaries and controlled companies in the PRC. Our operations in China are governed by Chinese laws and
regulations.  We  are  generally  subject  to  laws  and  regulations  applicable  to  foreign  investments  in  China  and,  in  particular,  laws  applicable  to  WFOE.  The
Chinese legal system is based on written statutes. Prior court decisions may be cited for reference but have limited precedential value.

Since 1979, Chinese legislation and regulations have significantly enhanced the protections afforded to various forms of foreign investments in China.
However, China has not developed a fully integrated legal system and recently enacted laws and regulations may not sufficiently cover all aspects of economic
activities  in  China.  In  particular,  because  these  laws  and  regulations  are  relatively  new,  and  because  of  the  limited  volume  of  published  decisions  and  their
nonbinding nature, the interpretation and enforcement of these laws and regulations involve uncertainties. In addition, the Chinese legal system is based in part
on government policies and internal rules (some of which are not published on a timely basis or at all) that may have a retroactive effect. As a result, we may
not be aware of our violation of these policies and rules until some time after the violation. In addition, any litigation in China may be protracted and result in
substantial costs and diversion of our resources and our management’s attention.

37

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
You may experience difficulties in effecting service of legal process, enforcing foreign judgments or bringing original actions in China against us or
our management based on United States or other foreign laws.

We are a holding company and conduct our business through our subsidiaries and controlled companies in the PRC. In addition, all of our operating
assets are located in, and all of our other senior executive officers reside within, China. As a result, it may not be possible to effect service of process within
the United States or elsewhere outside China upon those of our senior executive officers and directors that do not reside in the United States, including with
respect to matters arising under  U.S. federal securities laws or applicable state securities laws.  Moreover, our  Chinese counsel have advised us that  China
does not have treaties with the United States or many other countries providing for the reciprocal recognition and enforcement of judgment of courts. As a
result,  our  public  shareholders  may  face  substantially  more  difficulty  in  protecting  their  interests  through  actions  against  our  management  or  directors  than
would shareholders of a corporation with assets and management located in the United States.

We  may  need  to  obtain  additional  governmental  approvals  to  open  new  drugstores.  Our  inability  to  obtain  such  approvals  will  have  a  material
adverse effect on our business and growth.

According  to  the Measures  on  the  Administration  of  Foreign  Investment  in  the  Commercial  Sector  (the  “Measures”)  promulgated  by  China’s
Ministry of  Commerce (the “MOC”), which became effective on  June 1, 2004, a company that is directly owned by a foreign invested enterprise needs to
obtain relevant governmental approvals before it opens new retail stores.  However, there are no specific laws, rules or regulations with respect to whether
such approvals are necessary for a company that is contractually controlled by a foreign invested enterprise. In addition, the Measures state that the MOC will
promulgate a detailed implementation regulation to govern foreign invested enterprises engaging in drug sale. However, such implementation regulation has not
yet been promulgated. Therefore, we cannot provide assurance that the MOC will not require such approvals to be obtained, or as to when any regulation of
such requirements may be implemented. If additional governmental approval is deemed to be necessary and we are unable to obtain such approvals on a timely
basis or at all, our business, financial condition, results of operations and prospects, as well as the trading price of our common stock, will be materially and
adversely affected.

The advent of recent healthcare reform directives from China’s central government may increase both competition and our cost of doing business.

Under  the  auspices  of  the  Healthy  China  2020  program  (the  “Program”),  published  by  China’s  National  Development  and  Reform  Commission  in
October  2008,  the  central  government  has  set  in  motion  a  series  of  policies  in  fairly  rapid  successions  aimed  to  improve  China’s  healthcare  system.  Such
policies include (1) discouraging hospitals from both prescribing and dispensing medication, (2) the unveiling in April 2009 of formal healthcare reform guidelines
aimed at improving the availability of and subsidies for “essential” drugs, and (3) the announcement in August 2009 of China’s National Essential Drugs List
(“NEDL”), initially listing approximately three hundred (300) medicines to be sold at government-controlled prices. While an underlying goal of these policies is
to make drugs more accessible to China’s poorer population, these policies also serve to create opportunities that in turn will intensify business competition in
the  Chinese  retail  drugstore  industry,  as  well  as  competition  for  skilled  labor  and  retail  spaces. Additionally,  we  expect  the  NEDL  to  result  in  a  rise  in  the
number of government-subsidized community healthcare service centers, which in turn may erode the convenience and price advantage that our drugstores
traditionally enjoy against hospitals.

A slowdown or other adverse developments in the PRC economy may materially and adversely affect our customers, demand for our products, and
our business.

All of our operations are conducted in the PRC and all of our revenue is generated from sales in the PRC. Although the PRC economy has grown

significantly in recent years, we cannot assure investors that such growth will continue. A slowdown in overall economic growth, an economic downturn or
recession, or other adverse economic developments in the PRC could materially reduce the demand for our products and materially and adversely affect our
business.

The PRC’s labor law restricts our ability to reduce our workforce in the PRC in the event of an economic downturn and may increase our production
costs.

In June 2007, the National People’s Congress of the PRC enacted new labor law legislation called the Labor Contract Law, which became effective
on January 1, 2008 (the “LC Law”). The LC Law formalized workers’ rights concerning overtime hours, pensions, layoffs, employment contracts and the role
of trade unions. Considered one of the strictest labor laws in the world, among other things, the LC Law provides for specific standards and procedures for the
termination of an employment contract and places the burden of proof on the employer. In addition, the law requires the payment of a statutory severance pay
upon the termination of an employment contract in most cases, including the case of the expiration of a fixed-term employment contract. Further, the LC Law
requires an employer to conclude an “employment contract without a fixed-term” with any employee who either has worked for the same employer for ten
(10) consecutive years or more or has had two (2) consecutive fixed-term contracts with the same employer. An “employment contract without a fixed term”
can no longer be terminated on the ground of the expiration of the contract, although it can still be terminated pursuant to the standards and procedures set forth
under  the  new  law.  Because  of  the  lack  of  implementing  rules  for  the  LC  Law  and  the  precedents  for  the  enforcement  of  such  a  law,  the  standards  and
procedures set forth under the LC Law in relation to the termination of an employment contract have raised concerns among foreign investment enterprises in
the PRC that such “employment contract without a fixed term” might in fact become a “lifetime, permanent employment contract.” Finally, under the LC Law,
downsizing of either more than twenty (20) people or more than ten percent (10%) of the workforce may occur only under specified circumstances, such as a
restructuring  undertaken  pursuant  to  the  PRC’s  Enterprise  Bankruptcy  Law,  or  where  a  company  suffers  serious  difficulties  in  production  and/or  business
operations, or where there has been a material change in the objective economic circumstances relied upon by the parties at the time of the conclusion of the
employment contract, thereby making the performance of such employment contract impossible. To date, there has been very little guidance and precedents as
to how such specified circumstances for downsizing will be interpreted and enforced by the relevant  PRC authorities. All of our employees working for us
exclusively within the PRC are covered by the LC Law and thus, our ability to adjust the size of our operations when necessary in periods of recession or less
severe  economic  downturns  may  be  curtailed. Accordingly,  if  we  face  future  periods  of  decline  in  business  activity  generally  or  adverse  economic  periods
specific to our business, the LC Law can be expected to exacerbate the adverse effect of the economic environment on our results of operations and financial
condition.

38

 
 
 
 
 
 
 
 
 
 
 
 
Governmental control of currency conversion may affect the value of your investment.

The Chinese government imposes controls on the convertibility of RMB into foreign currencies and, in certain cases, the remittance of currency out of
China. We receive substantially all of our revenues in RMB. Under our current structure, our income is primarily derived from payments from the three (3) HJ
Group companies. Shortages in the availability of foreign currency may restrict the ability of our subsidiaries and our PRC affiliated entities to remit sufficient
foreign currency to pay dividends or other payments to us, or otherwise satisfy their foreign currency denominated obligations. Under existing Chinese foreign
exchange regulations, payments of current account items, including profit distributions, interest payments and expenditures from trade-related transactions, can
be  made  in  foreign  currencies  without  prior  approval  from  SAFE  by  complying  with  certain  procedural  requirements.  However,  approval  from  appropriate
government  authorities  is  required  where  RMB  is  to  be  converted  into  foreign  currency  and  remitted  out  of  China  to  pay  capital  expenses,  such  as  the
repayment  of  bank  loans  denominated  in  foreign  currencies.  The  Chinese  government  may  also,  at  its  discretion,  restrict  access  in  the  future  to  foreign
currencies  for  current  account  transactions.  If  the  foreign  exchange  control  system  prevents  us  from  obtaining  sufficient  foreign  currency  to  satisfy  our
currency demands, we may not be able to pay dividends in foreign currencies to our stockholders.

Fluctuation in the value of RMB may have a material adverse effect on your investment.

The  value  of  RMB  against  the  U.S.  dollar  and  other  currencies  may  fluctuate  and  is  affected  by,  among  other  things,  changes  in  political  and
economic conditions. Our revenues, costs, and financial assets are mostly denominated in RMB, while our reporting currency is the U.S. dollar. Accordingly,
this may result in gains or losses from currency translation on our financial statements. We rely entirely on fees paid to us by our affiliated entities in China.
Therefore, any significant fluctuation in the value of RMB may materially and adversely affect our cash flows, revenues, earnings, financial position, and the
value of, and any dividends payable on, our stock in U.S. dollars. For example, an appreciation of RMB against the U.S. dollar would, to the extent that we
need to convert U.S. dollars into RMB for such purposes, make any new RMB denominated investments or expenditures more costly to us. An appreciation of
RMB  against  the  U.S.  dollar  would  result  in  foreign  currency  translation  gains  for  financial  reporting  purposes  when  we  translate  our  RMB  denominated
financial assets into U.S. dollars, as the U.S. dollar is our reporting currency.

Jiuzhou Pharmacy, Jiuzhou Clinic and Jiuzhou Service are subject to restrictions on making payments to us.

We  rely  substantially  on  our  contractual  arrangements  with  Jiuzhou  Pharmacy,  Jiuzhou  Clinic  and  Jiuzhou  Service  for  our  revenue.  The  Chinese
government  also  imposes  controls  on  the  conversion  of  RMB  into  foreign  currencies  and  the  remittance  of  currencies  out  of  China.  We  may  experience
difficulties in completing the administrative procedures necessary to obtain and remit foreign currency. See “ Governmental control of currency conversion
may affect the value of your investment. ” Furthermore, if these companies incur debt on their own in the future, the instruments governing the debt may
restrict their ability to make payments. If we are unable to receive all of the revenues from our operations through these contractual arrangements, we may be
unable to pay dividends on our common shares.

Dividends we receive from our subsidiaries located in the PRC may be subject to PRC withholding tax.

The EIT Law provides that a maximum income tax rate of twenty percent (20%) is applicable to dividends payable to non-PRC investors that are
“non-resident enterprises,” to the extent such dividends are derived from sources within the PRC. However, the State Council has reduced such rate to ten
percent (10%) through the implementation regulations. We are a Nevada holding company and substantially all of our income is derived from our subsidiaries
and  controlled  companies  located  in  the  PRC.  Therefore,  dividends  paid  to  us  from  China  may  be  subject  to  the  ten  percent  (10%)  income  tax  if  we  are
considered a “non-resident enterprise” under the EIT Law. If we are required under the EIT Law and its implementation regulations to pay income tax for any
dividends we receive from our PRC subsidiaries, it may have a material and adverse effect on our net income and materially reduce the amount of dividends, if
any, we may pay to our shareholders.

39

 
  
 
 
 
 
 
 
 
  
We face risks related to health epidemics and other outbreaks.

Our  business  could  be  adversely  affected  by  the  effects  of  an  epidemic  outbreak.  Any  prolonged  recurrence  of  any  adverse  public  health
developments  in  China  may  have  a  material  adverse  effect  on  our  business  operations.  For  instance,  health  or  other  government  regulations  adopted  in
response may require temporary closure of our stores or offices. Such closures would severely disrupt our business operations and adversely affect our results
of operations. We have not adopted any written preventive measures or contingency plans to combat any future epidemic outbreak.

Failure to comply with the U.S. Foreign Corrupt Practices Act could subject us to penalties and other adverse consequences.

We are required to comply with the United States Foreign Corrupt Practices Act, which generally prohibits United States companies from engaging in
bribery or other prohibited payments to foreign officials for the purpose of obtaining or retaining business. Foreign companies, including some that may compete
with us, are not subject to these prohibitions, and therefore may have a competitive advantage over us. Corruption, extortion, bribery, pay-offs, theft and other
fraudulent practices may occur in the PRC. If our competitors engage in these practices, they may receive preferential treatment in the PRC, giving them an
advantage in securing business, which would put us at a disadvantage. We cannot provide assurance that our employees or other agents will not engage in such
conduct  for  which  we  might  be  held  responsible.  If  our  employees  or  other  agents  are  found  to  have  engaged  in  such  practices,  we  could  suffer  severe
penalties and other consequences that may have a material adverse effect on our business, financial condition and results of operations.

If relations between the United States and China worsen, investors may be unwilling to hold or buy our stock and our stock price may decrease.

At  various  times  during  recent  years,  the  United  States  and  China  have  had  significant  disagreements  over  political  and  economic  issues.
Controversies may arise in the future between these two countries. Any political or trade controversies between the United States and China, whether or not
directly related to our business, could reduce the price of our common stock.

Our financial data and audit work paper may be subject to PCAOB inspection in the near future

Our audit firm’s audit of our financial statements has not been subject to PCAOB inspection. The independent registered public accounting firm that
issues the audit reports included in our annual reports filed with the SEC, as an auditor of companies that are traded publicly in the United States and a firm
registered  with  the  Public  Company Accounting  Oversight  Board  (United  States),  or  the  PCAOB,  is  required  by  the  laws  of  the  United  States  to  undergo
regular inspections by  PCAOB to assess its compliance with the laws of the  United  States and relevant professional standards.  However, as our auditor is
located  and  performs  audit  work  in  the  PRC,  a  jurisdiction  where  the  PCAOB  is  currently  unable  to  conduct  inspections  without  the  approval  of  the  PRC
authorities, our auditor, like other independent registered public accounting firms operating in the PRC, is currently not inspected by the PCAOB.

Inspections of other firms that the PCAOB has conducted outside of the PRC have identified deficiencies in those firms’ audit procedures and quality
control procedures, which may be addressed as part of the inspection process to improve future audit quality. The inability of PCAOB to conduct inspections of
independent registered public accounting firms operating in the PRC makes it more difficult to evaluate the effectiveness of our auditor’s audit procedures or
quality control procedures. As a result, investors may be deprived of the benefits of the PCAOB inspections.

Risks Related to an Investment in Our Securities

To date, we have not paid any cash dividends and no cash dividends will be paid in the foreseeable future.

We do not anticipate paying cash dividends on our common stock in the foreseeable future and we may not have sufficient funds legally available to
pay dividends. Even if the funds are legally available for distribution, we may nevertheless decide not to pay any dividends. We intend to retain all earnings for
our operations.

NASDAQ may delist our common stock from trading on the NASDAQ Capital Market for failing to maintain a minimum bid price of $1.00, which
could limit investors’ ability to effect transactions in our common stock and subject us to additional trading restrictions.

On  May  9,  2013,  we  received  a  letter  from  The  NASDAQ  Stock  Market  LLC  (“NASDAQ”),  notifying  us  of  our  failure  to  maintain  a  minimum

closing bid price of $1.00 over the then preceding thirty (30) consecutive trading days for its common stock, as required by NASDAQ Listing Rule 5550(a)(2)
(the “Bid Price Rule”). The letter stated that the company had until November 5, 2013, to demonstrate compliance by maintaining a minimum closing bid price
of  at  least  $1.00  for  a  minimum  of  ten  (10)  consecutive  trading  days.  In  the  meantime,  we  were  included  in  a  list  of  non-compliant  companies  posted  on
NASDAQ’s website commencing on May 16, 2013.

On November 6, 2013, NASDAQ granted us an additional 180-day period, or until May 5, 2014, to remain listed on the NASDAQ Capital Market and
to  regain  compliance  with  the  Bid  Price  Rule.  Under  NASDAQ  Listing  Rules,  we  were  granted  this  extension  because  we  met  the  continued  listing
requirement for market value of publicly held shares and all other applicable NASDAQ listing requirements, except the bid price requirement.

On January 16, 2014, we received a letter from NASDAQ notifying us that we had regained compliance with the Bid Price Rule, as the closing bid

price of our common stock had been at or above $1.00 per share for at least 10 consecutive trading days. However, we cannot provide assurance that we will
remain compliant with the Bid Price Rule in the future. If NASDAQ delists our common stock from trading on its exchange, we could face significant material
adverse consequences including:

●

●

●

a limited availability of market quotations for our common stock;

a limited amount of news and analyst coverage for our company; and

a decreased ability to issue additional securities or obtain additional financing in the future.

40

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Although publicly traded, the trading market in our common stock may be substantially less liquid than the average stock quoted on the NASDAQ
Capital Market, and such low trading volume may adversely affect the price of our common stock.

Although our common stock has been listed on the NASDAQ Capital Market since April 22, 2010, the historical trading volume of our common stock
has generally been very low. Limited trading volume will subject our shares of common stock to greater price volatility and may make it difficult for you to sell
your shares of common stock at a price that is attractive to you.

The market price for our stock may be volatile, and such volatility may subject us to securities litigation.

The market price for our stock may be volatile and, when compared to seasoned issuers, subject to wide fluctuations in response to various factors,

many of which are beyond our control, including the following:

●

●

●

●

●

●

●

●

●

actual or anticipated fluctuations in our quarterly operating results;

changes in financial estimates by securities research analysts;

conditions in the retail pharmacy markets;

changes in the economic performance or market valuations of other retail pharmacy operators;

announcements by us or our competitors of new products, acquisitions, strategic partnerships, joint ventures or capital commitments;

addition or departure of key personnel;

fluctuations of exchange rates between RMB and the U.S. dollar;

intellectual property litigation; and

general economic or political conditions in China.

As an illustration of such volatility, the closing price of our common stock during the fifty two (52) weeks preceding the date of this report ranged from
a low of $1.4 to a high of $3.5. In addition, the securities market has from time to time experienced significant price and volume fluctuations that are not related
to the operating performance of particular companies. These market fluctuations may also materially and adversely affect the market price of our stock.

In the past, plaintiffs have often initiated securities class action litigation against a company following periods of volatility in the market price of its
securities.  We  may,  in  the  future,  be  the  target  of  similar  litigation.  Securities  litigation  could  result  in  substantial  costs  and  liabilities  and  could  divert
management’s attention and resources.

Techniques employed by manipulative short sellers in Chinese small-cap stocks may drive down the market price of our common stock.

Short selling is the practice of selling securities that the seller does not own but rather has borrowed from a third party with the intention of buying
identical securities back at a later date to return to the lender. The short seller hopes to profit from the difference in the sale price of the borrowed securities
and the purchase price of the replacement shares. As it is therefore in the short seller’s best interests for the price of the stock to decline, there have been
incidents of short sellers publishing, or arranging to publish negative opinions in order to create negative market momentum. While traditionally these disclosed
shorts  have  been  limited  in  their  ability  to  access  mainstream  business  media  or  to  otherwise  create  negative  market  rumors,  the  rise  of  the  Internet  and
technological advancements regarding document creation, videotaping and publication by weblog (“blogging”) have allowed many disclosed shorts to publicly
attack a company’s credibility, strategy and veracity by means of so-called research reports that mimic the type of investment analysis performed by large Wall
Street firms and independent research analysts. These short attacks have, in the past, resulted in the selling of shares in the market, on occasion on a large
scale and broad base. Issuers with business operations based in the PRC, that have limited trading volumes and that are susceptible to higher volatility levels
than U.S. domestic large-cap stocks can be particularly vulnerable to such short attacks.

41

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
These short seller publications are not regulated by any governmental, self-regulatory organization or other official authority in the U.S., are not subject
to the certification requirements imposed by the SEC in Regulation Analyst Certification and, accordingly, the opinions they express may be based on distortion
of the actual facts or, in some cases, fabrication of the facts. In light of the limited risks involved in publishing such information, and the enormous profit that
can  be  made  from  running  just  one  successful  short  attack,  unless  the  short  sellers  become  subject  to  significant  penalties,  it  is  more  likely  than  not  that
disclosed shorts will continue to issue such reports.

While  we  intend  to  strongly  defend  our  public  filings  against  any  such  short  seller  attacks,  oftentimes  we  are  constrained,  either  by  principles  of
freedom of speech, applicable state law (often called Anti-SLAPP statutes), or issues of commercial confidentiality, in the manner in which we can proceed
against the relevant short seller. You should be aware that in light of the relative freedom to operate that such persons enjoy – oftentimes blogging from outside
the U.S. with little or no assets or identity requirements – should we be targeted for such an attack and the rumors not dismissed by market participants, our
stock will likely suffer from a temporary, or possibly long term, decline in market price.

Our  officers  and  directors  own  a  substantial  portion  of  our  outstanding  common  stock,  which  will  enable  them  to  influence  many  significant
corporate actions and in certain circumstances may prevent a change in control that would otherwise be beneficial to our shareholders.

As of June 9, 2015, our directors and executive officers collectively controlled approximately 47.5% of our outstanding shares of stock entitled to vote
on all corporate actions. These stockholders, acting together, could have a substantial impact on matters requiring the vote of the shareholders, including the
election of our directors and most of our corporate actions. This control could delay, defer or prevent others from initiating a potential merger, takeover or other
change in our control, even if these actions would benefit us and our shareholders. This control could adversely affect the voting and other rights of our other
shareholders and could depress the market price of our common stock.

The elimination of monetary liability against our directors, officers and employees under Nevada law and the existence of indemnification rights for
our directors, officers and employees may result in substantial expenditures by us and may discourage lawsuits against our directors, officers and
employees.

Our bylaws contain specific provisions that eliminate the liability of our directors for monetary damages to our company and shareholders, and we are
prepared  to  give  such  indemnification  to  our  directors  and  officers  to  the  extent  provided  by  Nevada  law.  We  may  also  have  contractual  indemnification
obligations  under  our  employment  agreements  with  our  officers.  The  foregoing  indemnification  obligations  could  result  in  our  company  incurring  substantial
expenditures to cover the cost of settlement or damage awards against directors and officers, which we may be unable to recoup. These provisions and any
costs resulting therefrom may also discourage our company from bringing a lawsuit against directors and officers for breaches of their fiduciary duties, and
may similarly discourage the filing of derivative litigation by our shareholders against our directors and officers even though such actions, if successful, might
otherwise benefit our company and shareholders.

Legislative actions, potential new accounting pronouncements and higher insurance costs may impact our future financial position and results of
operations.

Over the last decade or so, there have been many regulatory changes, including the Sarbanes-Oxley Act of 2002 (the “Sarbanes-Oxley Act”) and the
Dodd-Frank  Wall  Street  Reform and  Consumer  Protection Act of 2010.  There may potentially be new accounting pronouncements or regulatory rulings or
changes that will have an impact on our future financial position and results of operations. In addition, insurers are likely to increase premiums as a result of
high claims rates over the past several years, which we expect will increase our premiums for insurance policies.  These and other potential changes could
materially increase the expenses we report under generally accepted accounting principles, and adversely affect our operating results.

If we fail to maintain an effective system of internal controls, we may not be able to accurately report our financial results or prevent fraud.

We are subject to reporting obligations under  U.S. securities laws.  The  SEC, as required by  Section 404 of the  Sarbanes-Oxley Act, as amended,

adopted rules requiring every public company to include a management report on such company’s internal controls over financial reporting in its annual report,
which  contains  management’s  assessment  of  the  effectiveness  of  our  internal  controls  over  financial  reporting.  We  reported  certain  material  weaknesses
involving control activities, specifically internal control weaknesses relating to finance personnel, in light of the continuing lack of sufficient experience by our
accounting staff in U.S. GAAP-based reporting and SEC rules and regulations. Such material weaknesses were noted for the past five (5) fiscal years, based
on  factors  including:  (i)  the  number  of  adjustments  proposed  by  our  independent  auditors  during  our  quarterly  review  and  annual  audit  processes;  (ii)  the
significance of the audit adjustments and their impact on the overall financial statements; (iii) how appropriately we complied with U.S. GAAP on transactions;
and  (iv)  how  accurately  we  prepared  supporting  information  to  provide  to  our  independent  auditors  on  a  quarterly  and  annual  basis. As  such,  we  did  not
maintain  effective  controls  and  did  not  implement  adequate  and  proper  supervisory  review  to  ensure  that  significant  internal  control  deficiencies  could  be
detected and/or prevented.

42

 
  
 
 
 
 
 
 
 
 
 
 
Although we believe that we have made significant efforts to address the foregoing weaknesses, we believe that our efforts to date have not yet been
sufficient to fully remediate such weaknesses. We will continue our efforts during the current fiscal year, although there can be no assurance that compliance
will be achieved in this time frame.

Our reporting obligations as a public company will place a significant strain on our management, operational and financial resources and systems for
the foreseeable future. Effective internal controls, particularly those related to revenue recognition, are necessary for us to produce reliable financial reports
and are important to help prevent fraud. As a result, our failure to achieve and maintain effective internal controls over financial reporting could result in the
loss of investor confidence in the reliability of our financial statements, which in turn could harm our business and negatively impact the trading price of our
common  stock.  Furthermore,  we  anticipate  that  we  will  incur  considerable  costs  and  use  significant  management  time  and  other  resources  in  an  effort  to
comply with Section 404 and other requirements of the Sarbanes-Oxley Act.

Shares eligible for future sale may adversely affect the market.

From time to time, certain of our stockholders may be eligible to sell all or some of their shares of common stock by means of ordinary brokerage
transactions in the open market pursuant to Rule 144, promulgated under the Securities Act, subject to certain limitations. In general, pursuant to amended Rule
144,  non-affiliate  stockholders  may  sell  their  shares  freely  after  six  (6)  months,  subject  only  to  compliance  with  the  current  public  information  requirement
(which disappears after one (1) year). Affiliates may sell after six (6) months subject to compliance with the requirements under Rule 144 regarding the volume
of sale, the manner of sale (for equity securities), current public information and notice. Of the 15,650,504 shares of our common stock outstanding as of June
16, 2015, approximately 8,221,,022  shares are, or will be, freely tradable without restriction, unless held by our affiliates as of such date. Any substantial sale of
our common stock pursuant to Rule 144 or pursuant to any resale prospectus may have a material adverse effect on the market price of our common stock. If
the Key Personnel and our service consultants were to sell their shares, they would be subject to volume and/or other restrictions imposed by Rule 144.

ITEM 1B. UNRESOLVED STAFF COMMENTS.

Not applicable.

43

 
  
 
 
 
 
 
 
ITEM 2. PROPERTIES

We are headquartered in Hangzhou, China. We do not own any property; however, our current leased properties are as follows:

Description

Principal executive office

Location

  1st Floor, Yuzheng Plaza, No. 76,
Yuhuangshan Road, Hangzhou,
Zhejiang Province, China

Size
(square
meters)

Lease expiration date

15,620  December 31,2020

Distribution center

  3rd Floor, Building 3, No. 10, Kanghui Road,

Gongshu District, Hangzhou, Zhejiang Province, China

44,133 

January 14, 2016

Office for Shouantang Technology (1)

  Room 616, No. 33, Xiangyuan Road,

538  August 24, 2014

Gongshu District, Hangzhou, Zhejiang Province, China

Office for Quannuo Technology (1)

  4rd Floor, Building 3, No. 10, Kanghui Road,

523 

January 14, 2016

Gongshu District, Hangzhou, Zhejiang Province, China

Pharmacies (1)

  Various locations in Hangzhou, Zhejiang Province, China

Range from
79 to 1,713

June 2015 to November 2021

Farmland for herb cultivation (2)

  Qianhong Township, Hangzhou, Zhejiang Province, China

48.6 acres  February 1, 2040

Land (2)

  Qianhong Township, Hangzhou, Zhejiang Province, China

4.6 acres  February 1, 2040

(1)

As of the date of this report, we have 2 operating leases in connection with offices for Shouantang Technology and Quannuo Technology, as well as
our 59 pharmacies. See Note 10, “Long Term Deposits,” and Note 24, “Commitments and Contingencies” to the Financial Statements. The leases do
not contain any material escalating lease payments or contingent rental payment terms. We must negotiate with the landlords for an extension of the
current leases or enter into new leases upon their termination, upon which our landlords may request a rent increase. Under applicable PRC law, we
have priority over other potential lessees with respect to the leased store space on the same terms. We also do not expect any significant difficulties in
renewing, where desired, the existing leases upon their expiration. Our community stores are normally relatively small in size and the facilities inside the
store are easily movable. As a result, we do not expect our drugstore operations to be materially and adversely affected by any failure to renew current
leases or enter into new leases.

(2)

We lease the land from  The  People’s  Government of  Qianhong  Village under a 30-year lease entered in  February 2010.  The rent for the land was
prepaid in full in May 2010. See Note 11, “Other Noncurrent Assets,” and Note 24, “Commitments and Contingencies,” to the Financial Statements.

ITEM 3. LEGAL PROCEEDINGS.

We know of no material, existing or pending legal proceedings against us, nor are we involved as a plaintiff in any material proceeding or pending
litigation.  There  are  no  proceedings  in  which  any  of  our  directors,  officers  or  affiliates,  or  any  registered  or  beneficial  stockholder  holding  more  than  five
percent of our common stock, is an adverse party or has a material interest adverse to our company.

ITEM 4. MINE SAFETY DISCLOSURES.

Not applicable.

44

 
 
 
 
 
 
 
 
 
   
 
  
 
 
 
   
 
  
 
 
 
   
   
 
 
 
 
   
   
 
 
 
 
 
   
   
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
ITEM 5. MARKET  FOR  REGISTRANT’S  COMMON  EQUITY,  RELATED  STOCKHOLDER  MATTERS AND  ISSUER  PURCHASES

PART II

OF EQUITY SECURITIES.

Market Information

Our common stock trades on the NASDAQ Capital Market under the symbol “CJJD”. The following table sets forth the high and low sales prices for

our common stock for each fiscal quarter during the last two (2) fiscal years.  This information is based on reports from Yahoo Finance.

Fiscal Year 2015
Quarter ended March 31, 2015
Quarter ended December 31, 2014
Quarter ended September 30, 2014
Quarter ended June 30, 2014

Fiscal Year 2014
Quarter ended March 31, 2014
Quarter ended December 31, 2013
Quarter ended September 30, 2013
Quarter ended June 30, 2013

Low

High

2.33    $
1.4    $
1.25    $
1.43    $

0.97    $
0.65    $
0.47    $
0.55    $

3.27 
3.5 
2.43 
2.29 

2.84 
1.99 
0.81 
1.01 

  $
  $
  $
  $

  $
  $
  $
  $

Based on the records of our transfer agent, we had 15,650,504 shares of common stock issued and outstanding as of June 11, 2015.

Holders

Based on the records of our transfer agent, there were 22 stockholders of record of our common stock as of June 11, 2015 (not including beneficial

owners who hold shares at broker/dealers in “street name”).

Transfer Agent

Our transfer agent is American Stock Transfer & Trust Company, LLC, whose address is 6201 15th Avenue, Brooklyn, New York 11219, and whose

telephone number is (718) 921-8206.

Dividends

While  there  are  no  restrictions  that  limit  our  ability  to  pay  dividends,  we  have  not  paid,  and  do  not  currently  intend  to  pay  cash  dividends  on  our
common  stock  in  the  foreseeable  future.  Our  policy  is  to  retain  all  earnings,  if  any,  to  provide  funds  for  the  operation  and  expansion  of  our  business.  The
declaration of dividends, if any, will be subject to the discretion of our Board of Directors, who may consider such factors as our results of operations, financial
condition, capital needs and acquisition strategy, among others, in making its determination.

Securities Authorized for Issuance under Equity Compensation Plans

Please see the discussion in Item 12 titled “Equity Compensation Plan Information” below.

Recent Sales of Unregistered Securities

None during the three months ended March 31, 2015.

ITEM 6.

SELECTED FINANCIAL DATA.

Not applicable.

45

 
 
 
 
 
 
 
 
   
 
 
    
  
 
   
      
  
   
      
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITIONS AND RESULTS OF OPERATIONS

The following discussion and analysis of our results of operations and financial condition for the fiscal years ended March 31, 2015 and
2014  should  be  read  in  conjunction  with  our  financial  statements  and  the  notes  to  those  financial  statements  that  are  included  elsewhere  in  this
report.  Our discussion includes forward-looking statements based upon current expectations that involve risks and uncertainties, such as our plans,
objectives,  expectations  and  intentions.    Actual  results  and  the  timing  of  events  could  differ  materially  from  those  anticipated  in  these  forward-
looking statements as a result of a number of factors, including those set forth under the “Risk Factors,” “Cautionary Notice Regarding Forward-
Looking Statements” and “Description of Business” sections and elsewhere in this report.  We use words such as “anticipate,” “estimate,” “plan,”
“project,” “continuing,” “ongoing,” “expect,” “believe,” “intend,” “may,” “will,” “should,” “could,” “predict” and similar expressions to identify
forward-looking  statements.    Although  we  believe  the  expectations  expressed  in  these  forward-looking  statements  are  based  on  reasonable
assumptions  within  the  bound  of  our  knowledge  of  our  business,  our  actual  results  could  differ  materially  from  those  discussed  in  these
statements.  Factors that could contribute to such differences include, but are not limited to, those discussed in the “Risk  Factors” section of this
report.  We undertake no obligation to update publicly any forward-looking statements for any reason even if new information becomes available or
other events occur in the future.

Our financial statements are prepared in United States Dollars (“$”, “U.S. dollars” or “USD”) and in accordance with accounting principles generally
accepted in the  United  States.   See “Exchange  Rates” below for information concerning the exchanges rates at which  Renminbi, the currency of the  PRC
(“Renminbi” or “RMB”) was translated into USD at various pertinent dates and for pertinent periods.

Overview

We currently operate in four business segments in China: (1) retail drugstores, (2) online pharmacy, (3) wholesale of products similar to those that we

carry in our pharmacies, and (4) farming and selling herbs used for traditional Chinese medicine (“TCM”).

Our  drugstores  offer  customers  a  wide  variety  of  pharmaceutical  products,  including  prescription  and  over-the-counter  (“OTC”)  drugs,  nutritional
supplements, TCM, personal and family care products, and medical devices, as well as convenience products, including consumable, seasonal, and promotional
items. Additionally, we have licensed doctors of both western medicine and TCM on site for consultation, examination and treatment of common ailments at
scheduled hours. We currently have 59 pharmacies in Hangzhou under the store brand of “Jiuzhou Grand Pharmacy.” During the year ended March 31, 2015,
we opened three new pharmacy and acquired eight pharmacies in Hangzhou.

We operate a wholesale business through Jiuxin Medicine distributing third-party pharmaceutical products (similar to those carried by our pharmacies)
primarily to trading companies throughout China. We also farm certain herbs used in TCM that we currently sell to a local vendor. Since May 2010, we have
also been selling certain OTC drugs and nutritional supplements online.

Critical Accounting Policies and Estimates

In preparing our consolidated financial statements in accordance with accounting principles generally accepted in the United States of America, we
are required to make judgments, estimates and assumptions that affect: (i) the reported amounts of our assets and liabilities; (ii) the disclosure of our contingent
assets and liabilities at the end of each reporting period; and (iii) the reported amounts of revenue and expenses during each reporting period. We continually
evaluate  these  estimates  based  on  our  own  historical  experience,  knowledge  and  assessment  of  current  business  and  other  conditions,  our  expectations
regarding the future based on available information and reasonable assumptions, which together form our basis for making judgments about matters that are not
readily  apparent  from  other  sources.  Since  the  use  of  estimates  is  an  integral  component  of  the  financial  reporting  process,  our  actual  results  could  differ
materially from those estimates.

We believe that any reasonable deviation from those judgments and estimates would not have a material impact on our financial condition or results of
operations.  To the extent that the estimates used differ from actual results, however, adjustments to the statement of operations and corresponding balance
sheet accounts would be necessary. These adjustments would be made in future financial statements.

When reading our financial statements, you should consider: (i) our critical accounting policies; (ii) the judgment and other uncertainties affecting the
application of such policies; and (iii) the sensitivity of reported results to changes in conditions and assumptions.  The significant accounting policies and related
judgments  and  estimates  used  to  prepare  our  financial  statements  are  identified  in  Note  2  to  our  consolidated  financial  statements  accompanying  this
report.  We have not made any material changes in the methodology used in our accounting policies.

46

 
 
 
 
 
 
 
 
 
 
 
 
 
Results of Operations

Comparison of years ended March 31, 2015 and 2014

The following table summarizes our results of operations for the years ended March 31, 2015 and 2014: 

Revenues
Gross profit
Selling expenses
General and administrative expenses
Income (Loss) from operations
Other income (expense)
Impairment of long-lived assets
Impairment of agricultural inventory
Changes in fair value of purchase option derivative and warrants liability
Income tax expenses
Net income (loss) attributable to controlling interest
Net loss attributable to noncontrolling interest

Revenue

Years Ended March 31,

2015

2014

  $
  $
  $
  $
  $
  $
  $
  $
  $
  $
  $

Amount

76,895,732     
12,438,025     
10,416,451     
313,390     
1,708,184     
295,018     
(1,053,765)    
-     
(36,411)    
57,398     
856,557     
(930)    

Percentage
of total
revenue

100.0%   $
16.2%   $
13.5%   $
0.4%   $
2.2%   $
0.4%   $
(1.4)%  $
0.0%   $
(0.0)%  $
0.1%   $
1.1%   $
(0.0)%   

Percentage
of total
revenue

100.0%
8.7%
20.7%
17.0%
(29.1)%
0.0%
(7.6)%
(1.2)%
(0.4)%
0.1%
(38.3)%
(0.0)%

Amount

66,154,587     
5,727,486     
13,688,771     
11,268,857     
(19,230,142)    
(8,412)    
(4,995,012)    
(820,637)    
(257,097)    
44,870     
(25,356,136)    
(34)    

Due to the expansion of our retail drugstores and online pharmacy business, revenue increased by $10,741,145 or 16.2% for the year ended March 31,
2015, as compared to the previous fiscal year, partially offset by a decrease in our wholesale business. The following table breaks down the revenue for our
four business segments for the years ended March 31, 2015 and 2014:

Years ended March 31,

2015

2014

Revenue from retail business
Revenue from drugstores
Revenue from online sales

Sub-total of retail revenue

Revenue from wholesale business
Revenue from herb farming business
Total revenue

Amount

% of total
revenue

Amount

% of total
revenue

Variance by
amount

    % of change  

  $

  $

48,799,736     
14,879,397     
63,679,133     

13,216,599     
-     
76,895,732     

63.5%  $
19.4%   
82.9%   

40,096,781     
7,560,135     
47,656,916     

60.6%  $
11.4%   
72.0%   

8,702,955     
7,319,262     
16,022,217     

17.1%   
-%   
100.0%  $

18,497,671     
-     
66,154,587     

28.0%   
-%   
100.0%  $

(5,281,072)    
-     
10,741,145     

21.7%
96.8%
33.6%

(28.5)%
N/A 
16.2%

Retail drugstores sales, which accounted for approximately 63.5% of total revenue for the year ended March 31, 2015, increased by $8,702,955, or
21.7%,  to  $48,799,736.  Same-store  sales  increased  by  approximately  $8.0  million,  or  21.2%,  while  our  new  stores  contributed  approximately  $1.1  million  in
revenue  in  the  year  ended  March  31,  2015.  The  increase  in  same-store  sales  reflects  the  implementation  of  key  drugstore  operational  strategies  such  as
promoting sales through our doctors and clinics, the stringent performance-based internal staff assessments that stimulate sales, the increased adaptability to
community demand, the experienced operational management in our stores, and the close cooperation with certain large vendors such as SANOFI. The reason
that our overall increase in our total revenue is in a less percent comparing to our same-store sales and contribution of our new stores was because all Shanghai
subsidiaries  had  canceled  their  SAIC  registration. Although  these  stores  were  underperforming,  they  nevertheless  contributed  approximately  $0.7  million  in
revenue prior to their closures in the year ended March 31, 2014. Our store count increased to 59 as of December 31, 2015, from 48 stores as of March 31,
2014, as a net effect of opening three new stores in Hangzhou, and acquiring and relocating eight Sanhao stores.

Our  online  pharmacy  sales  increased  by  approximately  $7,319,262,  or  96.8%  for  the  year  ended  March  31,  2015,  as  compared  to  the  year  ended
March  31,  2014.  We  carry  our  business  either  through  certain  e-commerce  platforms  such  as  Tmall  and  JD.com  or  via  our  own  official  online  pharmacy
website. In the year ended March 31, 2015, we have expanded our cooperation with e-commerce platforms, including Taobao, JD.com and Amazon.com, by
posting and selling our products on their online platforms. Such arrangements have exposed our online presence to a wider consumer base. In addition, we have
spent considerable efforts identifying popular products that can drive sales, while maintaining our attention on cost. We have signed a service agreement with
Alipay (China) Internet Technology Ltd. ("Alipay") to launch an online payment service ("Alipay Service") for our customers. With over 300 million registered
users  and  over  200  partnering  financial  institutions, Alipay  is  China's  dominant  third-party  online  payment  service  provider  which  processes  about  50%  of
China's e-commerce transactions, including mobile payments.  Our cooperation with Alipay gives us a great opportunity to get access to Alipay's registered
users  who,  like  most  Chinese  consumers,  are  seeking  more  convenient  pharmacy  shopping  experiences.  Additionally,  potential  Chinese  government’s
authorization on online sales of prescription drugs in late 2015 may increase online pharmacy sales in the future.

47

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
   
 
 
 
 
 
 
   
     
 
 
 
 
 
 
   
     
 
 
 
   
 
 
   
 
 
   
     
 
   
     
 
   
     
 
   
   
    
        
    
   
        
    
   
        
   
   
   
 
 
 
We have actively searched for new ways to grow our online sales. Starting from January 2015, we have strengthened our cooperation with certain
large insurance companies in China such as The People’s Insurance Company (Group) Of China Limited, to sell online products to their customers who have
health insurance with them. It is expected that commercial insurance will expand quickly in China, especially after the government has started controlling its
Social Health Insurance (“SHI”) budget. In March 2015, we signed an agreement to set up a joint venture, with a Pharmacy Benefit Management (“PBM”)
provider  in  China,  which  owns  and  operates Yikatong  (the  "E-Pharmacy-Card"),  a  popular  pharmacy  and  health  insurance  benefit  card  with  over  180,000
current users, who are customers insured with these large insurance companies. The joint venture agreement requires the PBM provider to direct the majority
of its online E-Pharmacy-Card transactions to our official online pharmacy site. We expect this cooperation will drive up our online sales and profit margin. 

Wholesale revenue decreased by $5,281,072 or 28.5% primarily as a result of discontinuing volume-driven sales strategy and slow marketing progress
made by our new wholesale team since they took over in late 2013. At present, the majority of drug sales still occur at hospitals in China. As local hospitals had
stronger ties with their existing suppliers, during the year ended March 31, 2015, we had not been able to make significant progress. Until we can establish a
new customer base and are granted to serve as provincial or national exclusive sale agent for certain popular drugs, we do not expect our wholesale business to
expand in the immediate future.

In  the  years  ended  March  31,  2015  and  2014,  we  have  not  harvested  and  generated  revenue  from  our  farming  business.  We  planted  ginkgo  and
maidenhair trees during the year ended March 31, 2013. A ginkgo tree may have a growth period of up to twenty years before it is mature enough to harvest.
Usually,  the  longer  it  grows,  the  more  valuable  it  becomes.  We  plan  to  continue  cultivating  the  trees  in  order  to  maximize  their  market  value  in  the  future.
During the year ended March 31, 2015, we did not plant any other herbs that were ready to be harvested as of March 31, 2015. We anticipate that we will
continue growing trees and start cultivating other herbs in the future.

Gross Profit

Gross profit increased by $6,710,539, or 117.2%, in the year ended March 31, 2015, primarily due to our ten-year anniversary promotional campaign
and discounted wholesale prices during the year ended March 31, 2014 while there were no such promotional campaign and discounted programs during the
year ended March 31, 2015.  At the same time, gross margin increased from 8.7% to 16.2% primarily because we discounted prices for certain products in our
wholesale sector in the year ended March 31, 2014.  The average gross margins for each of our four business segments are as follows:

Average gross margin
retail drugstores
online sales
wholesale business
farming business

48

Years ended
March 31,

2015

2014

  $
  $
  $
  $

19.5%  $
14.1%  $
6.2%  $
N/A   $

16.1%
13.5%
(10.7)%
N/A 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Retail drugstores gross margin increased primarily due to the lack of certain promotion activities such as the promotional campaign commemorating
our ten-year anniversary and Shanghai store-close sales which occurred in the year ended March 31, 2014. Excluding such effects, the retail drugstores gross
margin actually decreased from fiscal 2014 to fiscal 2015 due to lower sale prices caused by strong market competition and the implementation of government
subsidies to all drugs sold at public hospitals in Zhejiang Province. The China Food and Drug Administration (the “CFDA”) continued to add more drugs into its
drug retail price controls list. Although most of our drug prices were already within the price limit as regulated by the government, we adjusted our prices from
time to time to maintain competitiveness in the market. Furthermore, since April 2014, local public hospitals in Zhejiang Province have been required to sell at
cost for all drugs listed in China’s “Essential Drug List”, which consists of the majority of drugs sold at hospitals, especially community hospitals. In turn, local
governments reimburse these hospitals with subsidies. Confronted with low or no profit margin sales and government subsidies to hospitals, we have to maintain
low profit margins in order to attract customers.

Gross  margin  of  online  pharmacy  sales  are  usually  lower  than  gross  margin  of  drugs  sold  at  physical  drugstores.  It  also  varies  from  time  to  time
depending on the products we carry. However, the gross margin of our online pharmacy sales are higher than our offline pharmacy sales due to the following
factors. We carry our business either through certain e-commerce platforms such as Tmall and JD.com or via our own official online pharmacy website.  In
order to drive sales in competition for online customers on e-commerce platforms, we lowered our sale prices on these e-commerce platforms. In order to keep
our competitiveness and drive sales growth, we may keep low sales prices on these e-commerce platforms in the long run while keep watching on our bottom
line profit. On the other side, we have strengthened our cooperation with certain large insurance companies in China such as The People’s Insurance Company
(Group) Of China Limited, to sell online products to their insured customers. As these customers’ commercial insurances are usually the premium packages on
top of the customers’ National Basic Social Health Insurance (“SHI”), they tend to purchase premium health products having high profit margin. As a result,
our sale profit margins were driven up by the sales to these customers who have commercial insurances. As mentioned above, in March 2015, we signed an
agreement  to  set  up  a  joint  venture,  with  a  PBM  provider  in  China,  which  requires  the  PBM  provider  to  direct  the  majority  of  its  online  E-Pharmacy-
Card transactions to our official online pharmacy site We expect this cooperation will drive up our online sales and profit margin.

Wholesale  gross  margin  increased  primarily  due  to  discounted  wholesale  prices  in  the  year  ended  March  31,  2014  while  we  did  not  offer  such
discounted prices in the year ended March 31, 2015. Although we were actively marketing our products to major local hospitals and other pharmacies, we had
not been able to make significant progress. Until we are able to obtain provincial or national exclusive sale agent for certain popular drugs or have sales access
to large local hospitals, we may have to keep low profit margin in order to drive sales.

Selling and Marketing Expenses

Selling  and  marketing  expenses  decreased  by  $3,272,320,  or  23.9%,  during  the  year  ended  March  31,  2015,  as  compared  to  the  previous  fiscal
year.  The  reduction  is  primarily  attributable  to  last  year’s  promotional  activities  such  as  product  giveaways  at  cost  of  approximately  $2.96  million  to  our
members to commemorate our ten-year anniversary and to foster our members’ loyalty. As a result, such expenses as a percentage of our revenue decreased
to 13.5% from 20.7% for the same period a year ago.  We do not expect future sales and marketing expenses to deviate significantly from its current levels.

49

 
 
 
 
 
 
  
General and Administrative Expenses

General and administrative expenses decreased by $10,955,467, or 97.2%, during the year ended March 31, 2015, as compared to the previous fiscal
year. The decrease was a net effect of a reversal of approximately $5.4 million of reserve for advances to suppliers, which is due to collection of goods or cash
against the aged account during the year ended March 31, 2015 and a reversal of an approximately $2.2 million of reserve for accounts receivable, which is
attributable our continuing collection efforts in the year ended March 31, 2015, as compared to an approximately $4.4 million bad debt expense for advances to
customers  and  accounts  receivable  during  the  year  ended  March  31,  2014.  Excluding  such  net  effects,  general  and  administrative  expense  increased  by
approximately $1.0 million primarily related to our retail drugstore and online pharmacy expansion.

Impairment of Long-lived Assets

We recorded an impairment of long-lived assets of $1,053,765 for the obsolete fixed assets in Jiuyingtang, a health club which has been closed in the

year ended March 31, 2015. Such impairment was made after we estimated that the implied fair value of long-lived assets was lower than the carrying value.

We recorded an impairment of long-lived assets of $4,995,012 for the year ended March 31, 2014. Such impairment was made after we estimated that
the implied fair value of long-lived assets was lower than the carrying value. Accordingly, we fully impaired licenses and permits in the amount of $1,126,981,
impaired prepayment of lease use right in the amount of $2,481,792, impaired land and road improvement in the amount of $905,468, and impaired leasehold
improvements and immovable fixed assets in the amount of $480,771 in the year ended March 31, 2014.

Impairment of Agricultural Inventory

We recorded an impairment of agricultural inventory of $820,637 for the year ended March 31, 2014. Such impairment was made after we estimated
that  the  implied  fair  value  of  the  Ginkgo  trees  planted  in  Qianhong  Agriculture’s  farmland  was  lower  than  the  carrying  value.  Accordingly,  we  impaired
agricultural inventory in the amount of $820,637 during the year ended March 31, 2014. We had no further impairment in the year ended March 31, 2015.

Income (loss) from Operations  

Income  from  operations  increased  by  $20,938,326  during  the  year  ended  March  31,  2015,  as  compared  to  the  previous  fiscal  year,  resulting  in  an
operating  income  of  $1,708,184  for  the  year  ended  March  31,  2015,  as  compared  to  an  operating  loss  of  $19,230,142  for  the  fiscal  year  ended  March  31,
2014.  Operating margin for the fiscal years ended March 31, 2015 and 2014 was 2.2% and (29.1)%, respectively.

Income Taxes

Income tax expense increased by $12,528 during the year ended March 31, 2015, as compared to the previous fiscal year, as a result of the decrease

in loss from Operation.

Net Income (loss)

As a result of the foregoing, net income increased by $26,211,798 in the year ended March 31, 2015 from net loss in the year ended March 31, 2014

period over period.

50

 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
Accounts receivable

Accounts receivable, which are unsecured, are stated at the amount we expect to collect.  We continuously monitor collections and payments from
our  customers  (our  distributors)  and  maintain  a  provision  for  estimated  credit  losses  based  upon  historical  experience  and  any  specific  customer  collection
issues that have been identified.  In the year ended March 31, 2015, we collected certain aged accounts receivables from certain wholesale customers that we
ceased doing business with. To prepare for potential loss in such accounts, we made corresponding reserves.

Our accounts receivable aging was as follows for the periods described below:

From date of invoice to customer
1 - 3 months
4 - 6 months
7 - 12 months
Over one year
Allowance for doubtful accounts
Total accounts receivable

Retail
drugstores

Online
Pharmacy

Drug
wholesale

Herb
farming

  $

  $

6,923,542    $
49,844     
32,946     
95,144     
(176,418)    
6,925,058    $

453,915    $
39,563     
4,575     
-     
(8,347)    
489,706    $

1,222,814    $
235,224     
648,216     
1,768,839     
(2,052,114)    
1,822,979    $

-    $
-     
-     
633,939     
(633,939)    
-    $

Total
amount

8,600,271 
324,631 
685,737 
2,497,922 
(2,870,818)
9,237,743 

Accounts receivable from our retail drugstores business mainly consist of reimbursements from government health insurance bureaus and commercial
health  insurance  programs.    In  the  year  ended  March  31,  2015,  we  wrote  off  an  approximately  $253,193  of  uncollectible  amounts  from  provincial  and
Hangzhou City government insurance, as such amount has been determined by the health insurance bureaus to be unqualified for reimbursement.

Accounts receivable from our online pharmacy business mainly consist of collectible from third-party platforms such as Tmall and JD.com where we
sell products. Usually the third-party platforms will collect from customers ordering on their platforms and then reimburse us in ranging from several days to a
month after orders are placed.

Accounts receivable from our drug wholesale business and herb farming business consist of receivables from our customers such as pharmaceutical
distributors.  Our  drug  wholesale  business  transitioned  away  from  focusing  on  sales  volume  beginning  in  the  second  half  of  fiscal  2013,  and  it  tightened  its
customer credit policy and strengthened monitoring of uncollected receivables. In addition, the new management team came on board and started implemented
a  stricter  credit  policy  in August  2013.  Furthermore,  the  new  management  team  expended  significant  efforts  in  clearing  outstanding  balances  with  certain
customers and suppliers. In the year ended March 31, 2015, we were able to continually collect certain aged accounts. As a result, we reversed approximately
$2,160,255 in allowance.

Subsequent  to  March  31,  2015  and  through  May  31,  2015,  we  collected  $5,243,673,  in  receivables  relating  to  our  drugstore  business,  $1,324,786

relating to our wholesale business, and $0 relating to our herb farming business.

Advances to suppliers

Advances to suppliers are mainly prepayments to secure certain products or services and favorable pricing. The aging of our advances to suppliers is

as follows for the periods described below:

From date of cash prepayment to suppliers
1 - 3 months
4 - 6 months
7 - 12 months
Over one year
Allowance for doubtful accounts
Total advances to suppliers

Retail
drugstores

  $

  $

    Online Pharmacy    
-    $
-     
-     
-     
-     
-    $

-    $
-     
-     
-     
-     
-    $

51

Drug
wholesale

Herb
farming

4,774,827    $
-     
3,454     
1,164,585     
(1,225,514)    
4,717,352    $

Total
amount

4,774,827 
- 
3,454 
1,164,585 
(1,225,514)
4,717,352 

-    $
-     
-     
-     
-     
-    $

 
 
 
 
 
 
   
   
   
   
 
   
   
   
   
 
 
 
  
 
 
 
 
   
   
 
   
   
   
   
 
Since the acquisition of Jiuxin Medicine, we have gradually transferred almost all logistics services of our retail drugstores to Jiuxin Medicine. Jiuzhou
Pharmacy only makes purchase on certain non-medical products such as sundry. As a result, our retail chain had little advances to suppliers as of March 31,
2015.

Advances  to  suppliers  for  our  drug  wholesale  business  consist  of  prepayments  to  our  vendors  such  as  pharmaceutical  manufacturers  and  other
distributors.  We typically receive products from vendors within three to nine months after making prepayments.  We continuously monitor delivery from and
payments to our vendors while maintaining a provision for estimated credit losses based upon historical experience and any specific customer collection issues
that  have  been  identified.    If  we  are  having  difficulty  receiving  products  from  a  vendor,  we  take  the  following  steps:  cease  purchasing  products  from  the
vendor, ask for return of our prepayment promptly, and if necessary, take legal recourse.  If all of these steps are unsuccessful, management then determines
whether or not the prepayments should be reserved or written off.  To facilitate its initial expansion, Jiuxin Medicine made significant prepayments to certain
vendors.    Lack  of  timely  supplier  account  reconciliation  caused  by  several  accounting  staff  rotations  delayed  the  monitoring  of  such  accounts.    To
accommodate potential loss in advances to suppliers, we made reserve for amounts considered to be uncollectible. As previously discussed, Jiuxin Medicine
transitioned away from focusing on sales volume beginning in the second half of fiscal 2013, and since then we have tightened our customer credit policy and
strengthened monitoring of uncollected receivables. During the year ended March 31, 2015, we were able to continually collect and sold goods from certain
suppliers which we made advances to in the past. As a result, we reversed approximately $5,374,925 in allowance.  In addition, the new management team
came  on  board  and  started  implemented  a  stricter  credit  policy  since August  2013. As  a  result,  we  do  not  expect  a  significant  increase  in  bad  debts  going
forward.

Liquidity and capital resources

In summary, our cash flows for the periods indicated are as follows:

Net cash provided by operating activities
Net cash used in investing activities
Net cash provided by financing activities

Years ended
March 31,

2015
1,063,218    $
(4,358,250)   $
2,868,247    $

2014

684,116 
(2,113,041)
1,207,502 

  $
  $
  $

For  the  fiscal  year  ended  March  31,  2015,  net  cash  provided  by  operating  activities  amounted  to  $1,063,218,  as  opposed  to  net  cash  provided  by
operating  activities  of  $684,116  a  year  ago.  The  change  in  cash  used  in  operating  activities  period  over  period  is  primarily  attributable  to  an  increase  of
$26,211,798 in net income, and an increase of $2,281,982 provided by customer deposits, partially offset by increase in non-cash transaction adjustments of
$19,693,214, an increase of $5,622,205 used in accounts receivable, an increase of $1,126,981 in impairment of license and permit, an increase of $2,481,792 in
impairment of prepayment of lease use right, an increase of $2,597,175 used in advances to suppliers, and an increase of $1,210,506 used in other receivables.

For  the  fiscal  year  ended  March  31,  2015,  net  cash  used  in  investing  activities  amounted  to  $4,358,250  as  opposed  to  net  cash  used  in  investing
activities of $2,113,041 a year ago. The increase of $2,245,208 was a result of the purchase of bank short-term financial assets of $1,307,200 (see Note 3) and
an increase in fixed assets purchase of $961,373 related to new store openings. In addition, we purchased Sanhao Pharmacy in October 2014 and recorded the
value of $1,585,118 for license as an intangible asset.

Net cash provided by financing activities was $2,868,248 for the fiscal year ended March 31, 2015, primarily from an increase in the repayment of

notes payable of $7,331,397, partially offset by a decrease in restricted cash of $4,910,148.

As of  March 31, 2015, we had cash of approximately $4,023,581.   Our total current assets as of  March 31, 2015, were $42,286,622 and our total

current liabilities were $41,959,871, which resulted in a net working capital of $326,751.

52

 
 
 
   
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
Capital Resources

We  believe  that  with  our  projected  working  capital  for  the  next  twelve  months,  we  will  be  able  to  meet  our  obligations  for  the  next  twelve

months.  However, if we are to acquire additional businesses or further expand our operations, we may need additional capital.

Contractual Obligations and Off-Balance Sheet Arrangements

Contractual Obligations

When we open store locations, we typically enter into lease agreements that are generally between three to ten years.  Our commitments for minimum

rental payments under our leases for the next five years and thereafter are as follows:

Periods ending March 31,
2016
2017
2018
2019
2020
Thereafter
Total

Retail
drugstores

Online
pharmacy

Drug
wholesale

    Herb farming    

  $

  $

3,265,512    $
2,154,469     
1,790,078     
1,364,959     
562,102     
202,702     
9,339,822    $

113,449    $
133,501     
139,305     
139,305     
139,305     
174,131     
838,996    $

189,140    $
154,623     
150,914     
150,914     
150,914     
37,728     
834,233    $

-    $
-     
-     
-     
-     
-     
-    $

Total
Amount

3,568,101 
2,442,593 
2,080,297 
1,655,178 
852,321 
414,561 
11,013,051 

53

 
 
 
 
 
 
 
 
   
   
 
   
   
   
   
   
 
Off-balance Sheet Arrangements

We do not have any outstanding financial guarantees or commitments to guarantee the payment obligations of any third parties.  We have not entered
into  any  derivative  contracts  that  are  indexed  to  our  shares  and  classified  as  stockholder’s  equity  or  that  are  not  reflected  in  our  consolidated  financial
statements.  Furthermore, we do not have any retained or contingent interest in assets transferred to an unconsolidated entity that serves as credit, liquidity or
market risk support to such entity.   We do not have any variable interest in any unconsolidated entity that provides financing, liquidity, market risk or credit
support to us or engages in leasing, hedging or research and development services with us.

Exchange Rates

Our subsidiaries and affiliated companies in the PRC maintain their books and records in RMB.  In general, for consolidation purposes, we translate
their  assets  and  liabilities  into  USD  using  the  applicable  exchange  rates  prevailing  at  the  balance  sheet  date,  and  the  statement  of  income  is  translated  at
average exchange rates during the reporting period.  Adjustments resulting from the translation of their financial statements are recorded as accumulated other
comprehensive income.

The  exchange  rates  used  to  translate  amounts  in  RMB  into  USD  for  the  purposes  of  preparing  the  consolidated  financial  statements  or

otherwise disclosed in this report were as follows:

Balance sheet items, except for the registered and paid-up capital, as of end of period/year

Amounts included in the statement of Operations and statement of cash flows for the period/ year ended

No representation is made that RMB amounts have been, or would be, converted into USD at the above rates.

Inflation

We believe that inflation has not had a material effect on our operations to date.

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK.

Not applicable.

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA.

March 31,
2015
USD1: RMB
0.1634

March 31,
2014
USD1: RMB
0.1623

USD1: RMB
0.1625

USD1: RMB
0.1626

The Report of the Independent Registered Public Accounting Firm, and our Financial Statements and accompanying Notes to the Financial Statements
that are filed as part of the Report, are listed under “Item 15. Exhibits and Financial Statement Schedules” and are set forth beginning on page F-1 immediately
following the signature pages to this report.

54

 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE.

Other  than  those  previously  reported  in  the  Company’s  current  report  on  Form  8-K  filed  with  the  SEC  on April 9, 2015, there were no reportable

events under this item during the past two fiscal years and the subsequent interim period.

ITEM 9A. CONTROLS AND PROCEDURES.

Disclosure Controls and Procedures

We  maintain  disclosure  controls  and  procedures  (as  defined  in  Rules  13a-15(e)  and  15d-15(e)  under  the  Securities  Exchange  Act  of  1934  (the
“Exchange Act”)), that are designed to ensure that information required to be disclosed in our Exchange Act reports is recorded, processed, summarized and
reported  within  the  time  periods  specified  in  the  SEC’s  rules  and  forms,  and  that  such  information  is  accumulated  and  communicated  to  our  management,
including  its  Chief  Executive  Officer  and  Chief  Financial  Officer,  as  appropriate,  to  allow  timely  decisions  regarding  required  disclosure.  In  designing  and
evaluating the disclosure controls and procedures, management recognizes that any controls and procedures, no matter how well designed and operated, can
provide only reasonable assurance of achieving the desired control objectives, and management necessarily is required to apply its judgment in evaluating the
cost-benefit relationship of possible controls and procedures.

As of March 31, 2015, the end of the fiscal year covered by this report, our management, under the supervision and with the participation of our Chief

Executive Officer and Chief Financial Officer, performed an evaluation of the effectiveness of our disclosure controls and procedures.

Based on the evaluation, our Chief Executive Officer and Chief Financial Officer concluded that, as of March 31, 2015, our disclosure controls and

procedures  were  ineffective.  Such  conclusion  is  due  to  the  presence  of  material  weakness  in  internal  control  over  financial  reporting  as  described  below.
Management anticipates that our disclosure controls and procedures will remain ineffective until such material weaknesses are remediated.

Management’s Report on Internal Control over Financial Reporting

We assessed the effectiveness of the Company’s internal control over financial reporting as of March 31, 2015. In making this assessment, we used

the criteria set forth by the Committee of Sponsoring Organizations of the Treadway Commission (2013 framework) (COSO) in the Internal Control-Integrated
Framework.  We  are  responsible  for  establishing  and  maintaining  adequate  internal  control  over  financial  reporting.  Based  on  our  evaluation,  management
concluded that our internal control over financial reporting was ineffective as of March 31, 2015 due to the following material weaknesses:

Accounting and Finance Personnel Weaknesses  - As noted in Item 9A of our annual reports on Form 10-K for the preceding four (4) fiscal years,
management concluded that in light of the inexperience of our accounting staff with respect to the requirements of U.S. GAAP-based reporting and SEC rules
and regulations, we did not maintain effective controls and did not implement adequate and proper supervisory review to ensure that significant internal control
deficiencies can be detected or prevented. 

55

 
 
 
 
 
 
 
 
 
 
 
 
Management’s  assessment  of  the  control  deficiency  over  accounting  and  finance  personnel  as  of  March  31,  2015  considered  the  same  factors,

including:

●

●

●

●

the number of adjustments proposed by our independent auditors during our quarterly review and annual audit processes;

the significance of the audit adjustments’ impact on the overall financial statements;

how adequately we complied with U.S. GAAP on transactions; and

how accurately we prepared supporting information to provide to our independent auditors on a quarterly and annual basis.

Based  on  the  above  factors,  management  concluded  that  the  control  deficiency  over  accounting  and  finance  personnel  continues  to  be  a  material

weakness as of March 31, 2015, as our accounting staff continues to lack sufficient U.S. GAAP experience and requires further substantial training.

During the fiscal year ended March 31, 2014, we hired an outside financial consulting firm with qualified and experienced people to help us prepare
financial statements and related disclosures in compliance with US GAAP. In addition, we have hired additional accounting staff to help us prepare supporting
accounting documentation and information. We have also retained a financial advisor who monitors our corporate performance and provides financial advice to
us. During the fiscal year ended March 31, 2015, we continued to hire outside financial consultant to monitor the accounting reporting. Although we believe that
we have made significant progress, our efforts to date have not yet been sufficient to fully remediate such weaknesses. As such, we will continue our efforts
during the fiscal year ending March 31, 2016, although there can be no assurance that compliance will be achieved in this time frame.

Changes in Internal Control over Financial Reporting

There have been no changes in our internal controls over financial reporting identified in connection with the evaluation required by paragraph (d) of
Exchange Act Rule 13a-15 or Rule 15d-15 that occurred during the fourth quarter ended March 31, 2015, that have materially affected, or are reasonably likely
to materially affect, our internal control over financial reporting.

Limitations on Controls

Management does not expect that our disclosure controls and procedures or internal control over financial reporting will prevent or detect all errors
and fraud. Any control system, no matter how well designed and operated, is based upon certain assumptions and can provide only reasonable, not absolute,
assurance that its objectives will be met. Further, no evaluation of controls can provide absolute assurance that misstatements due to error or fraud will not
occur or that all control issues and instances of fraud, if any, within the Company have been detected.

ITEM 9B. OTHER INFORMATION.

None.

56

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE.

PART III

The following table identifies our current executive officers and directors as of the date of this report, their respective offices and positions, and their

respective dates of election or appointment:

Name
Lei Liu
Ming Zhao
Li Qi
Zhimin Su (2) (3) (4)
Taihong Guo (2) (3) (4)
Genghua Gu (2) (3) (4)

  Age(1)  
50
39
42
38
64
64

Position

 Chief Executive Officer and Chairman of the Board of Directors
 Chief Financial Officer
 Secretary and Director
 Director
 Director
 Director

 Date of Appointment
 September 17, 2009
 August 1, 2011
 October 23, 2009
 November 30, 2012
 January 1, 2013
 March 28, 2014

(1)
(2)
(3)
(4)

As of the date of this report.
Member of the Audit Committee.
Member of the Compensation Committee.
Member of the Nominating Committee.

Biographical Information of Our Current Directors and Executive Officers

Lei Liu has served as our Chief Executive Officer and Chairman of our Board of Directors since September 17, 2009. Mr. Liu is one of the three
founders  of  Hangzhou  Jiuzhou  Grand  Pharmacy  Chain  Co.,  Ltd.  (“Jiuzhou  Pharmacy”),  Hangzhou  Jiuzhou  Clinic  of  Integrated  Traditional  and  Western
Medicine (General Partnership) (“Jiuzhou Clinic”) and Hangzhou Jiuzhou Medical & Public Health Service Co., Ltd. (“Jiuzhou Service”) (Jiuzhou Pharmacy,
Jiuzhou Clinic and Jiuzhou Service, as well as the subsidiaries of Jiuzhou Pharmacy, collectively as “HJ Group”), and has been the executive director of Jiuzhou
Pharmacy since September 2003 and the supervising director of Jiuzhou Service since November 2005. From December 1997 to August 2003, Mr. Liu worked
in  Tai  He  Drugstore  as  a  general  manager.  From  September  1992  to  November  1997,  Mr.  Liu  was  an  administration  official  of  Hangzhou  Medical  Junior
College, his alma mater, where he was also a researcher and an anatomy instructor from September 1983 to July 1992. Mr. Liu has been a licensed researcher
in the PRC since September 1988. As the founder and CEO responsible for our vision and direction, Mr. Liu is invaluable to us and our Board of Directors.

Ming Zhao has served as our Chief Financial Officer since August 2011. From September 2010 to July 2011, Mr. Zhao was a senior manager at
CFO  Oncall,  Inc.,  a  financial  consulting  firm  providing  CFO  services  to  U.S.-listed,  China-based  publicly  traded  companies.  From  December  2006  through
August 2010,  Mr.  Zhao was a senior auditor at  Sherb &  Co.,  LLP.  From  January through  June 2003,  Mr.  Zhao worked as a financial analyst at  Microsoft
Corporation. Mr. Zhao is a licensed certified public accountant. He graduated with a bachelor’s degree in accounting from Central University of Finance and
Economic in Beijing in July 1999, and obtained a master’s degree in professional accounting from the University of Washington in December 2002.

Li Qi is one of the three founders of HJ Group. Ms. Qi has served as our secretary since October 23, 2009, and is currently the general manager of
both  Jiuzhou  Pharmacy  and  Jiuzhou  Service.  From  January  2000  to  June  2003,  Ms.  Qi  worked  in  Zhejiang Yikang  Drugstoreas  a  general  manager.  From
October 1991 to January 2000, Ms. Qi worked in the Branch Hospital of Hangzhou No. 1 People’s Hospital as a nurse. Ms. Qi is a licensed TCM pharmacist
in the PRC and is a 1991 graduate of Hangzhou Nurse School. As the founder and secretary overseeing our day-to-day corporate operations, Ms. Qi is highly
qualified to serve on our Board of Directors.

Zhimin  Su  has  been  a  senior  investment  manager  with  Go  Capital  Limited,  a  private  equity  investment  firm  in  Shanghai,  since  December  2010,
performing  due  diligence  and  risk  evaluation  of  potential  industry-specific  investments.  From  July  2009  to  October  2010,  Ms.  Su  was  a  senior  analyst  for
Caitong Securities, a Chinese state-owned securities broker in Hangzhou, analyzing and researching companies in the tourism and media industries as well as
the  macro-economy  and  capital  markets  in  the  United  States.  From August  2007  to  December  2008,  Ms.  Su  was  a  senior  financial  analyst  with  The  Los
Angeles Times, Inc., conducting forecasts and budget reviews, and preparing financial plans, analyses and recommendations for senior management. None of
these  companies  is  related  to  or  affiliated  with  the  registrant.  Ms.  Su  holds  a  master’s  degree  in  business  administration  from  the  University  of  Southern
California,  Marshall  School  of  Business.  She  is  a  graduate  of  the  Central  University  of  Finance  and  Economics  in  Beijing  with  a  bachelor’s  degree  in
economics. The Board has determined that Ms. Su should serve as a director given her extensive financial and accounting experience, as well as her English
and Chinese bilingual capabilities to facilitate the Board’s supervision of the management.

Taihong  Guo  has  been  the  President  of  the  Zhejiang  Province  Pharmaceutical  Industry  Association,  which  has  over  300  local  pharmaceutical
enterprises as members, since December 2012, and serves as a bridge between its members and the Zhejiang Food and Drug Administration (“FDA”). He
was previously the Chief of the Hangzhou FDA from January 2003 to September 2009, and an Inspector from September 2009 to June 2012. From February
2010 to January 2012, he also chaired the Board of Supervisors at three private companies in Hangzhou: Hangzhou Industrial Assets Management Co., Ltd., a
state-owned  asset  management  company,  Hangzhou  Qingchunbao  Group  Co.,  Ltd.,  a  leading  supplier  of  traditional  Chinese  medicine  and  nutritional
supplements  throughout  China,  and  Hangzhou  Information  Technology  Co.,  Ltd.,  a  state-owned  asset  management  company  focusing  on  technology
companies.  None  of  these  companies  is  related  to  or  affiliated  with  the  registrant.  Mr.  Guo  holds  a  bachelor  degree  in  automotive  designs  from  Jiangsu
University (formerly Zhengjiang Nongji Institute), an associate degree in law from the Open University of China, Zhejiang Campus, and a bachelor degree in
business management from the Central Party School. The Board has determined that Mr. Guo should serve as a director given his experience and working
knowledge of the Hangzhou FDA, as well as his considerable contacts within the pharmaceutical industry in Hangzhou. 

57

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Genghua  Gu  is  a  retired  physician,  professor  and  published  scientific  researcher  in  the  field  of  stomatology.  From  2003  to  2013,  Dr.  Gu  was  a

member  of  the  Standing  Committee  of  Zhejiang  Province  Political  Consultative  Conference.  From  2000  to  2009,  Dr.  Gu  was  the  Vice  President  of  the
Women’s  Hospital  of  Zhejiang  University’s  School  of  Medicine  (the  “School  of  Medicine”),  where,  in  addition  to  being  a  chief  physician,  professor  and
researcher, he was also in charge of logistics and financial control as part of the hospital’s management. From 1998 to 2000, Dr. Gu was the Vice President of
the Second Affiliate Hospital of the School of Medicine (the “Affiliate Hospital”), where, in addition to his medical, teaching and research duties, he was also in
charge of the hospital’s logistics. From 1995 to 1998, Dr. Gu served as the Deputy Magistrate with the Shuichang County Government in Zhejiang Province, in
charge of the county’s culture, education and hygiene programs. From 1988 to 1995, Dr. Gu was the Head of the Medical Department at the Affiliate Hospital
and was involved in planning and management of the medical department. Dr. Gu served as an oral surgeon from 1977 to 1988 at the Affiliate Hospital. Dr. Gu
graduated from Shanghai Jiaotong University’s School of Medicine, Department of Stomatology in 1977. The Board has determined that Dr. Gu should serve
as a director given his extensive medical and scientific research experience, as well as his government and hospital management and logistics experience.

Family Relationships

There  are  no  family  relationships  between  or  among  any  of  the  current  directors,  executive  officers  or  persons  nominated  or  charged  to  become

directors or executive officers. There are no family relationships among our officers and directors and those of our subsidiaries and affiliated companies.

Involvement in Certain Legal Proceedings

To our knowledge, our directors and executive officers were not involved in any legal proceedings as described in Item 401(f) of Regulation S-K in the

past ten (10) years.

Compliance with Section 16(a) of the Exchange Act

Section 16(a) of the Exchange Act requires our directors, executive officers and persons who own more than ten percent (10%) of a registered class
of our equity securities (“Reporting Persons”), to file reports of ownership and changes in ownership on Forms 3, 4 and 5 with the SEC. The Reporting Persons
are also required by SEC rules to furnish us with copies of Section 16(a) forms they file. Based upon a review of the filings made on their behalf during the
fiscal year ended march 31, 2014, as well as an examination of the SEC’s EDGAR system Form 3, 4, and 5 filings (including amendments to such forms) and
our  records,  we  believe  that,  for  the  fiscal  year  ended  March  31,  2015,  our  directors,  executive  officers  and  holders  of  ten  percent  (10%)  or  more  of  our
common stock complied with  Section 16(a) filing requirements applicable to them except as follows: the  Form 4s filed on  November 25, 2014 by six of our
directors,  executive  officers  and  holders  of  ten  percent  or  more  of  our  common  stock,,  which  reported  certain  shares  and  stock  options  granted  under  the
Company’s 2010 Equity Incentive Plan and were due on November 20, 2014, were not timely filed.

The Board of Directors and Committees

We seek directors with established strong professional reputations and experience in areas relevant to the strategy and operation of our businesses.
We also seek directors who possess the qualities of integrity and candor, who have strong analytical skills, and who are willing to engage with the management
and each other in a constructive and collaborative fashion. We also seek directors who have the ability and commitment to devote significant time and energy
to service on the board and its committees. We believe that all of our directors meet the foregoing qualifications.

Based on the information submitted by Ms. Zhimin Su, Mr. Taihong Guo, and Dr. Genghua Gu, our Board of Directors has determined that each of

them is independent under Rule 5605(a)(2) of The NASDAQ Listing Rules.

58

 
 
 
 
 
 
 
 
 
 
 
 
Our Board of Directors has three (3) committees. During the fiscal year ended March 31, 2015, our Board of Directors and its committees held the

following number of meetings and took the following number of actions by unanimous written consent:

Board of Directors
Audit Committee
Compensation Committee
Nominating Committee

Audit Committee

  Meetings

6
1
4
1

Unanimous
written
consents
5
1
4
0

Our Audit Committee operates under a written charter, a copy of which is available on our website at http://www.chinajojodrugstores.com under the
tabs  “Investor”–“Corporate  Governance”–“Documents”,  and  is  composed  of  our  three  (3)  independent  directors.  Our  Board  of  Directors  has  determined,
based on information furnished by Ms. Zhimin Su and other available information, that she meets the requirements of an “audit committee financial expert” as
that  term  is  defined  in  the  rules  promulgated  under  the  Securities Act  and  the  Exchange Act,  and  has  accordingly  designated  her  as  such.  Our  Board  of
Directors has also appointed her chairperson of the committee.

The responsibilities of our Audit Committee include:

● meeting with  our  management  periodically  to  consider  the  adequacy  of  our  internal  control  over  financial  reporting  and  the  objectivity of  our

financial reporting;

●

●

appointing the independent registered public accounting firm, determining the compensation of the independent registered public accounting firm,
and pre-approving the engagement of the independent registered public accounting firm for audit and non-audit services;

overseeing the independent registered public accounting firm, including reviewing its independence and quality control procedures, as well as the
experience and qualifications of the audit personnel that are providing audit services to us;

● meeting with the independent registered public accounting firm and reviewing the scope and significant findings of the audits performed by them,

and meeting with management and internal financial personnel regarding these matters; and

●

reviewing our financing plans, the adequacy and sufficiency of our financial and accounting controls, practices and procedures, the activities and
recommendations  of  the  auditors  and  our  reporting  policies  and  practices,  and  reporting  recommendations  to our  full  Board  of  Directors  for
approval.

Compensation Committee

Our Compensation Committee operates under a written charter, a copy of which is available on our website at http://www.chinajojodrugstores.com
under the tabs “Investor”–“Corporate Governance”–“Documents”, and is made up of our three (3) independent directors. Taihong Guo is chairperson of the
committee. Our Compensation Committee oversees and, as appropriate, makes recommendations to the Board of Directors regarding the annual salaries and
other compensation of our executive officers and our employees, and other employee policies; it also provides assistance and recommendations with respect to
our compensation policies and practices.

Nominating Committee

Our Nominating Committee operates under a written charter, a copy of which is available on our website at http://www.chinajojodrugstores.com under
the  tabs  “Investor”–“Corporate  Governance”–“Documents”,  and  is  made  up  of  our  three  (3)  independent  directors.  Genghua  Gu  is  chairperson  of  the
committee. Our Nominating Committee assists in the selection of director nominees, approves director nominations to be presented for stockholder approval at
our annual general meeting, fills any vacancies on our Board of Directors, considers any nominations of director candidates validly made by stockholders, and
reviews and considers developments in corporate governance practices.

Code of Ethics

The Company’s Code of Ethics, which applies to all officers, directors and employees, was adopted by the Board on March 15, 2010. The Code of
Ethics  was  filed  as  Exhibit  14  to  the  Company’s  Current  Report  on  Form  8-K  filed  with  the  SEC  on  March  23,  2010,  a  copy  of  which  is  available  on  our
website at http://www.chinajojodrugstores.com under the tabs “Investor”–“Corporate Governance”–“Documents”.

59

 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 11. EXECUTIVE COMPENSATION.

Summary of Executive Compensation

The following table sets forth information concerning all cash and non-cash compensation awarded to, earned by or paid to our principal executive
officer and principal financial officer during the last two (2) fiscal years. No other executive officer received compensation in excess of $100,000 during the
fiscal year ended March 31, 2015.

Summary Compensation Table

Name and Principal Position

Lei Liu,
CEO (2)(3)

Ming Zhao,
Current
CFO (4)

Fiscal Year
ended
March 31,  
2014
2015

Salary
($)
32,460
32,703  

Bonus
($)

-0-
-0-  

Stock
Awards
($)(1)
153,600
302,400  

2014
2015

88,000
88,000  

-0-
-0-  

57,600
113,400  

Option
Awards
($)

Non-Equity
Incentive Plan
Compensation
($)

Nonqualified
Deferred
Compensation
Earnings
($)

All Other
Compensation
($)

-0-
-0-  

-0-
-0-  

-0-
-0-  

-0-
-0-  

-0-
-0-  

-0-
-0-  

Total
($)
186,060
335,103 

-0-
-0-  

-0-
-0-  

145,600
201,400 

(1)
(2)
(3)

(4)

Reflects the full fair value of stock issued during the applicable fiscal year for financial statement reporting purposes.
Salary as reported is based on interbank exchange rate of RMB 6.1538 to $1.00 on March 31, 2015, and RMB 6.1614 to $1.00 on March 31, 2014.
Mr. Liu’s compensation under “Stock Awards” for the fiscal year ended March 31, 2015, comes from the restricted stock award granted to him on
November 18, 2014 under the China Jo-Jo Drugstores, Inc. 2010 Equity Incentive Plan” (the “Plan”).
Mr. Zhao’s compensation under “Stock Awards” includes 60,000 shares issued to him during the fiscal year ended March 31, 2015, under the Plan.

Employment Agreements, Termination of Employment and Change-in-Control Arrangements

Except  as  described  below,  we  currently  have  no  employment  agreements  with  any  of  our  executive  officers,  nor  any  compensatory  plans  or
arrangements resulting from the resignation, retirement or any other termination of any of our executive officers, from a change-in-control, or from a change in
any executive officer’s responsibilities following a change-in-control.

Agreements with Ming Zhao

We entered into an employment agreement with Mr. Zhao dated as of August 1, 2011, under which Mr. Zhao is serving as our Chief Financial Officer
for a term of two years commencing August 1, 2011, for annual compensation of $100,000, payable in monthly installments, as well as a one-time grant of
40,000 shares of our common stock (the “Shares”) under our 2010 Equity Incentive.  The term of the employment was extended verbally for another two (2)
years with an amended annual compensation of $88,000 starting from October 2012. The term of the employment was extended verbally for another one (1)
years with an amended annual compensation of $88,000 starting from October 2014. Mr. Zhao is also entitled to expense reimbursement and to be included as
an insured under our directors and officers insurance policy with coverage of $5,000,000.  During his employment,  Mr.  Zhao is subject to certain restrictive
covenants, including (i) prohibition against engaging in any work that competes with us and our business and soliciting our customers, potential customers and
employees, and (ii) requirement to maintain our confidential information.

Mr. Zhao’s employment agreement terminates upon his death or disability. If Mr. Zhao is unable to perform his duties for 60 days during any 12 month
period, we may terminate the employment agreement upon 30-day written notice. We may also terminate the employment agreement for cause, upon notice if
at any time Mr. Zhao commits (a) fraudulent, unlawful or grossly negligent conduct in connection with his employment duties; (b) willful misconduct; (c) willful
and continued failure to perform his duties; (d) any felony or any crime involving moral turpitude; (e) any violation of any of our material policies; or (f) any
material  breach  of  any  written  agreement  with  us.  Mr.  Zhao  may  terminate  his  employment  agreement  immediately  upon  written  notice  if  we  breach  our
agreement with him.

60

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
Outstanding Equity Awards at Fiscal Year Ended March 31, 2015

Option Awards

Stock Awards

Equity incentive
plan awards:
number of
securities
underlying
unexercised
options
unexercisable  

Equity
incentive
plan awards:
number of
securities
underlying
unexercised
unearned
options

Number of
securities
underlying
unexercised
options
exercisable  

Option
exercise
price ($)

-  

-  

-  

-    

-    

-    

180,000    

125,000    

30,000    

2.50  

2.50  

2.50  

Number
of shares
or units
of stock
that have
not vested 

Market
value of
shares or
units of
stock that
have not
vested ($)  

Equity
incentive plan
awards:
number of
unearned
shares, units
or other rights
that have not
vested

Equity
incentive
plan awards:
market or
payout
value of
unearned
shares, units
or other rights
that have not
vested ($)

-  

-  

-  

-  

-  

-  

-    $

-    $

-    $

-  

- 

- 

Option
expiration
date
Nov.18,
2022-
Nov.18,
2022-
Nov.18,
2022-

Name

Lei Liu (1)

Ming Zhao (1)

Li Qi (1)

Equity Compensation Plan Information

Equity compensation plans approved by security holders
Equity compensation plans not approved by security holders
TOTAL

Plan Category

Number of
securities to be
issued upon
exercise of 
outstanding
options,
warrants 
and rights

Weighted-
average
exercise price
of outstanding
options,
warrants and
rights

967,000     
-     
967,000     

2.50     
-     
2.50     

Number of
securities 
remaining
available 
for future
issuance 
under equity 
compensation
plans
2,290,798 
- 
2,290,798

Discussion of Summary Compensation and Grants of Plan-based Awards Tables

A summary of certain material terms of our existing compensation plans and arrangements is set forth below.

On September 21, 2010, our Board of Directors approved a stock incentive plan for officers, directors, employees, and consultants entitled “China Jo-
Jo Drugstores, Inc. 2010 Equity Incentive Plan” (the “Plan”). The maximum number of shares that may be issued under the Plan is 2,025,000 shares of our
common  stock.  The  Plan  was  approved  by  our  shareholders  at  our  annual  meeting  held  on  November  2,  2010.  Under  the  Plan,  the  Company  may  issue
common stock and/or options to purchase common stock to our officers, directors, employees and consultants. The Plan is administered either by our Board of
Directors or a committee that it designates comprising of at least two (2) “non-employee” directors. The board (or the committee, if one is designated) has full
and complete authority, in its discretion, but subject to the express provisions of the Plan, to grant awards, to determine the number of awards to be granted and
the  time  or  times  at  which  awards  shall  be  granted;  to  establish  the  terms  and  conditions  upon  which  awards  may  be  exercised;  to  remove  or  adjust  any
restrictions and conditions upon awards; to specify, at the time of grant, provisions relating to exercisability of awards and to accelerate or otherwise modify the
exercisability of any awards; and to adopt such rules and regulations and to make all other determinations deemed necessary or desirable for the administration
of the Plan. As of March 31, 2015, there were 901,103 shares of our common stock remaining available for future issuance under the Plan.

61

 
 
 
 
 
 
 
 
 
 
 
   
 
  
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
   
   
 
   
   
   
 
 
 
 
Director Compensation

The following table provides compensation information for our directors during the fiscal year ended March 31, 2015:

Director Compensation Table

Fiscal
Year
ended
March 31,  
2015
2015
2015
2015
2015

Fees
Earned
or Paid in
Cash
($)
32,703     
22,350     
13,000     
6,000     
6,000     

Stock
Awards
($)(1)
-302,400-     
-189,000-     
-18,900-     
-18,900-     
-18,900-     

Non-Equity
Incentive
Plan
Compensation
($)

Nonqualified
Deferred
Compensation
Earnings
($)

Option
Awards
($)

All Other
Compensation
($)

-0-     
-0-     
-0-     
-0-     
-0-     

-0-     
-0-     
-0-     
-0-     
-0-     

-0-     
-0-     
-0-     
-0-     
-0-     

-0-     
-0-     
-0-     
-0-   
-0-     

Total
($)
335,103 
211,350 
31,900 
24,900 
24,900 

Name

Lei Liu (2)
Li Qi (2)
Zhimin Su
Taihong Guo
Genghua Gu

(1)
(2)

Reflects dollar amount expensed by the Company during the applicable fiscal year for financial statement reporting purposes.
Compensation is reflected in the Summary Compensation Table on page 49 above.

We  do  not  currently  have  an  established  policy  to  provide  compensation  to  members  of  our  Board  of  Directors  for  their  services  in  that  capacity,

although we have entered into certain agreements with some of our directors as described below. We intend to develop such a policy in the near future.

Agreement with Zhimin Su

On  November  30,  2012,  we  entered  into  an  agreement  with  Ms.  Su  in  the  form  of  a  director  offer  letter,  pursuant  to  which  we  have  agreed  to
compensate her $13,000 annually for her services, payable in monthly installments on the last day of each month. Additionally, she is entitled to be included as
an insured under our directors and officers insurance policy.

Agreement with Taihong Guo

On  January  1,  2013,  we  entered  into  an  agreement  with  Mr.  Guo  in  the  form  of  a  director  offer  letter,  pursuant  to  which  we  have  agreed  to
compensate him $6,000 annually for his services, payable in monthly installments on the last day of each month. Additionally, he is entitled to be included as an
insured under our directors and officers insurance policy.

Agreement with Genghua Gu 

On  December  9,  2013,  we  entered  into  an  agreement  with  Dr.  Gu  in  the  form  of  a  director  offer  letter,  pursuant  to  which  we  have  agreed  to
compensate him $6,000 annually for his services, payable in monthly installments on the last day of each month.  Additionally, he is entitled to be included as an
insured under our directors and officers insurance policy.

62

 
  
 
 
 
 
   
   
   
   
   
   
 
 
   
 
   
 
   
 
 
 
   
 
 
 
 
 
 
 
 
 
ITEM 12. SECURITY  OWNERSHIP  OF  CERTAIN  B ENEFICIAL  OWNERS  AND  MANAGEMENT  AND  RELATED  STOCKHOLDER

MATTERS.

Security Ownership of Certain Beneficial Owners and Management

The following table sets forth certain information regarding our common stock beneficially owned on June 9, 2015, for (i) each stockholder known to
be the beneficial owner of five percent (5%) or more of our outstanding common stock, (ii) each executive officer and director, and (iii) all executive officers
and directors as a group. To the best of our knowledge, subject to community and marital property laws, all persons named have sole voting and investment
power with respect to such shares, except as otherwise noted.

Common Stock Beneficially Owned

Executive officers and directors: (1)
Lei Liu, Chief Executive Officer and Chairman of the Board of Directors (4)
Ming Zhao, Chief Financial Officer
Li Qi, Secretary and Director (4)
Zhimin Su (5)
Taihong Guo (6)
Genghua Gu (7)
All directors and executive officers as a group (6 persons)

5% Shareholders: (1)
Super Marvel Limited (4)
Chong’an Jin (4)

Number of
Shares
beneficially
owned (2)

Percentage of
class
beneficially
owned (3)

6,991,482 
159,000 
6,249,000 
20,000 
20,000 
20,000 
7,429,482 

6,030,000 
6,049,000 

44.7%
1.0% 
40.0%
*%
*%
*%
47.5%

38.5%
38.6%

*           Less than 1%. 
(1)

Unless otherwise noted, the address for each of the named beneficial owners is: 1st  Floor, Yuzheng  Plaza,  No. 76, Yuhuangshan  Road,  Hangzhou,
Zhejiang Province, China, 310002.
Under Rule 13d-3, a beneficial owner of a security includes any person who, directly or indirectly, through any contract, arrangement, understanding,
relationship, or otherwise has or shares: (i) voting power, which includes the power to vote, or to direct the voting of shares; and (ii) investment power,
which includes the power to dispose or direct the disposition of shares.  Certain shares may be deemed to be beneficially owned by more than one
person  (if,  for  example,  persons  share  the  power  to  vote  or  the  power  to  dispose  of  the  shares).  In  addition,  shares  are  deemed  to  be  beneficially
owned by a person if the person has the right to acquire the shares (for example, upon exercise of an option) within 60 days of the date as of which the
information is provided. In computing the percentage ownership of any person, the amount of shares outstanding is deemed to include the amount of
shares  beneficially  owned  by  such  person  (and  only  such  person)  by  reason  of  these  acquisition  rights. As  a  result,  the  percentage  of  outstanding
shares of any person as shown in this table does not necessarily reflect the person's actual ownership or voting power with respect to the number of
shares of common stock actually outstanding.
Unless otherwise noted, the number and percentage of outstanding shares of common stock is based upon 15,650,504 shares outstanding as of June 11,
2015.
The address of Super Marvel Limited (“Super Marvel”) is P.O. Box 957, Offshore Incorporations Centre, Road Town, Tortola, British Virgin Islands.
The owners of Super Marvel are Lei Liu (39%), Li Qi (30%) and Chong’an Jin (31%). They are also its directors. As such, they are deemed to have
or share investment control over Super Marvel’s portfolio.  According to Rule 13d-5, when two or more persons agree to act together for the purpose
of  acquiring,  holding,  voting  or  disposing  of  equity  securities  of  an  issuer,  the  group  formed  thereby  shall  be  deemed  to  have  acquired  beneficial
ownership,  for  purposes  of  sections  13(d)  and  (g)  of  the  Exchange  Act,  as  of  the  date  of  such  agreement,  of  all  equity  securities  of  that  issuer
beneficially owned by any such persons.  As a result, 6,030,000 shares of common stock held by Super Marvel reported herein as beneficially owned
by each of Mr. Liu, Ms. Qi and Mr. Jin, which they in turn own indirectly through their respective ownership of Super Marvel.
Ms. Su’s address is: 3601B The Center, Changle Road, Xuhui District, Shanghai, China.
Mr. Guo’s address is: 7th Floor, Qingchunbao Group, No. 555 Xixi Road, Hangzhou, China.
Dr. Gu’s address is: No.1, Xueshi Road, Hangzhou, China.

(2)

(3)

(4)

(5)
(6)
(7)

63

 
 
 
 
 
 
 
   
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
   
      
  
   
      
  
  
  
  
  
 
 
ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS.

Our Officers and Directors’ Relationship with Us, Our Subsidiaries and VIE

As described in “ Business - Our Corporate History and Structure ” above, we control HJ Group through contractual arrangements between Jiuxin

Management, our wholly-owned subsidiary, and each of Jiuzhou Pharmacy, Jiuzhou Medical and Jiuzhou Clinic. HJ Group is owned by Mr. Lei Liu, Mr. Li Qi
and Mr. Chong’an Jin (the “Key Personnel”), two (2) of whom also hold positions as our executive officers and/or directors. Because the Key Personnel also
collectively own a substantial amount of our issued and outstanding common stock, we believe that our interests are aligned with those of HJ Group and the
Key Personnel. However, see “ Risk Factors - Risks Related to Our Corporate Structure - Our contractual arrangements with HJ Group and the Key
Personnel  may  not  be  as  effective  in  providing  control  over  these  entities  as  direct  ownership,”  and  “Management  members  of  HJ  Group  have
potential conflicts of interest with us, which may adversely affect our business and your ability for recourse.”

Other Related Party Transactions

Due to Key Personnel (1):
Due to director (2):
Total

March 31, 
2015

March 31, 
2014

  $

  $

576,818    $
2,152,922     
2,729,740    $

576,818 
1,807,476 
2,384,294 

(1)

(2)

As of March 31, 2015 and 2014, amount due to Key Personnel represents contributions from the Key Personnel to Jiuxin Management to enable Jiuxin
Management to meet its approved PRC registered capital requirements. Such contributions are to be returned to the directors upon demand.
Mr.  Lei  Liu  lent  approximately  $600,000  to  purchase  a  land  use  right.  The  Company  leases  Mr.  Lei  Liu’s  houses  for  operation  in  the  amount  of
approximately $97,500 in rent accrued to Mr. Lei Liu. In addition, Mr. Lei Liu personally lent to the Company to facilitate its payments of professional
fees in the United States due to the restriction on currency conversion between Renminbi and U.S. Dollars and for working capital.

We also lease a retail space from Mr. Liu under long-term operating lease agreements, which is valid until September 2015. For the fiscal years ended

March 31, 2015 and 2014, $268,230 and $0 was paid to Mr. Liu for such leases, respectively.

ITEM 14. PRINCIPAL ACCOUNTING FEES AND SERVICES.

Our current principal independent auditor is BDO China Shu Lun Pan Certified Public Accountants LLP ("BDO China")whom we engaged on April 7,
2015. Friedman LLP (“Friedman”) was our auditor till dismissed on April 7, 2015, The following table shows the fees for audit and other services provided by
BDO China and Friedman in relation to our 2015 and 2014 fiscal years:

Audit Fees (1)
Audit-Related Fees (2)
Tax Fees (3)
All Other Fees (4)
Total

For the Fiscal Years ended
March 31,

2015

2014

  $

  $

200,000    $
10,000     
-     
-     
210,000    $

240,000 
10,000 
- 
- 
250,000 

(1)

(2)

(3)

(4)

Audit  Fees:  This category includes the audit of our annual financial statements, review of financial statements included in our  Quarterly  Reports on
Form 10-Q, and services that are normally provided by independent auditors in connection with statutory and regulatory filings or the engagement for
fiscal years. This category also includes advice on audit and accounting matters that arose during, or as a result of, the audit or the review of interim
financial statements.
Audit-Related  Fees:  This  category  consists  of  assurance  and  related  services  by  our  independent  auditors  that  are  reasonably  related  to  the
performance of the audit or review of our financial statements and are not reported above under “Audit Fees.”
Tax Fees: This category consists of professional services rendered by our independent auditors for tax compliance and tax advice. The services for the
fees disclosed under this category include tax return preparation and technical tax advice.
All Other Fees: This category consists of fees for other miscellaneous items.

Pre-Approval Policies and Procedures of the Audit Committee

The  Audit  Committee  approves  the  engagement  of  our  independent  auditors  and  is  also  required  to  pre-approve  all  audit  and  non-audit
expenses.  Prior to engaging its accountants to perform particular services, the Audit Committee obtains an estimate for the service to be performed.  All of the
services described above were approved by the Audit Committee in accordance with its procedure.

64

 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
   
 
   
   
   
 
 
 
 
ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES.

(1) Financial Statements

PART IV

The following consolidated financial statements for the years ended March 31, 2014 and 2013 are included in Part II, Item 8 of this Report:

Report of Independent Registered Public Accounting Firm
Consolidated Balance Sheets at March 31, 2015 and 2014
Consolidated Statements of Operations and Comprehensive (Loss) Income for the Years Ended March 31, 2015 and 2014
Consolidated Statements of Stockholders’ Equity for the Years Ended March 31, 2015 and 2014
Consolidated Statements of Cash Flows for the Years Ended March 31, 2015 and 2014
Notes to Consolidated Financial Statements

F-1
F-2
F-3
F-4
F-5
F-6

(2) Financial Statement Schedules

Schedules are omitted because the required information is not present or is not present in amounts sufficient to require submission of the schedule or because
the information required is given in the consolidated financial statements or the notes thereto.

(3) Exhibits

Exhibit
Number
2

3.1
3.2
3.3
3.4
3.5
3.6
4.1
4.2
10.1

10.2
10.3
10.4
10.5
10.6

10.7
10.8
10.9
10.10
10.11

10.12
10.13
10.14

EXHIBIT INDEX

Description

  Share Exchange Agreement among Kerrisdale Mining Corporation, certain of its stockholders, Renovation Investment (Hong Kong) Co., Ltd.

and its shareholders dated September 17, 2009 (3)

  Articles of Incorporation (1)
  Certificate of Amendment to Articles of Incorporation filed with the Nevada Secretary of State on July 14, 2008 (2)
  Articles of Merger filed with the Nevada Secretary of State on September 22, 2009 (3)
  Bylaws (1)
  Text of Amendments to the Bylaws (2)
  Certificate of Change Pursuant to NRS 78.209 with an effective date of April 9, 2010 (6)
  Specimen of Common Stock Certificate (1)
  2010 Equity Incentive Plan (8)
  Consulting  Services Agreement  between  Zhejiang  Jiuxin  Investment  Management  Co.,  Ltd.  (“Jiuxin  Management”)  and  Hangzhou  Jiuzhou

Grand Pharmacy Chain Co., Ltd. (“Jiuzhou Pharmacy”) dated August 1, 2009 (3)

  Operating Agreement among Jiuxin Management, Jiuzhou Pharmacy and its owners dated August 1, 2009 (3)
  Equity Pledge Agreement among Jiuxin Management, Jiuzhou Pharmacy and its owners dated August 1, 2009 (3)
  Option Agreement among Jiuxin Management, Jiuzhou Pharmacy and its owners dated August 1, 2009 (3)
  Voting Rights Proxy Agreement among Jiuxin Management, Jiuzhou Pharmacy and its owners dated August 1, 2009 (3)
  Consulting  Services Agreement  between  Jiuxin  Management  and  Hangzhou  Jiuzhou  Clinic  of  Integrated  Traditional  and  Western  Medicine

(General Partnership) (“Jiuzhou Clinic”) dated August 1, 2009 (3)

  Operating Agreement among Jiuxin Management, Jiuzhou Clinic and its owners dated August 1, 2009 (3)
  Equity Pledge Agreement among Jiuxin Management, Jiuzhou Clinic and its owners dated August 1, 2009 (3)
  Option Agreement among Jiuxin Management, Jiuzhou Clinic and its owners dated August 1, 2009 (3)
  Voting Rights Proxy Agreement among Jiuxin Management, Jiuzhou Clinic and its owners dated August 1, 2009 (3)
  Consulting  Services Agreement  between  Jiuxin  Management  and  Hangzhou  Jiuzhou  Medical  &  Public  Health  Service  Co.,  Ltd.  (“Jiuzhou

Service”) dated August 1, 2009 (3)

  Operating Agreement among Jiuxin Management, Jiuzhou Service and its owners dated August 1, 2009 (3)
  Equity Pledge Agreement among Jiuxin Management, Jiuzhou Service and its owners dated August 1, 2009 (3)
  Option Agreement among Jiuxin Management, Jiuzhou Service and its owners dated August 1, 2009 (3)

65

 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit
Number
10.15
10.16
10.17
10.18
10.19
10.20
10.21
10.22
10.23
10.24
10.25
10.26
10.27
10.28

10.29
10.30
10.31
10.32
10.33
10.34
10.35
10.36
10.37
10.38
10.39
14.1
16.1
21.1
23.1
23.2
31.1
31.2
32.1
99.1

Description

  Voting Rights Proxy Agreement among Jiuxin Management, Jiuzhou Service and its owners dated August 1, 2009 (3)
  Amendment to Consulting Services Agreement between Jiuxin Management and Jiuzhou Pharmacy dated October 27, 2009 (4)
  Amendment to Operating Agreement between Jiuxin Management and Jiuzhou Pharmacy dated October 27, 2009 (4)
  Amendment to Option Agreement between Jiuxin Management and Jiuzhou Pharmacy dated October 27, 2009 (4)
  Amendment to Voting Rights Proxy Agreement between Jiuxin Management and Jiuzhou Pharmacy dated October 27, 2009 (4)
  Amendment to Consulting Services Agreement between Jiuxin Management and Jiuzhou Clinic dated October 27, 2009 (4)
  Amendment to Operating Agreement between Jiuxin Management and Jiuzhou Clinic dated October 27, 2009 (4)
  Amendment to Option Agreement between Jiuxin Management and Jiuzhou Clinic dated October 27, 2009 (4)
  Amendment to Voting Rights Proxy Agreement between Jiuxin Management and Jiuzhou Clinic dated October 27, 2009 (4)
  Amendment to Consulting Services Agreement between Jiuxin Management and Jiuzhou Service dated October 27, 2009 (4)
  Amendment to Operating Agreement between Jiuxin Management and Jiuzhou Service dated October 27, 2009 (4)
  Amendment to Option Agreement between Jiuxin Management and Jiuzhou Service dated October 27, 2009 (4)
  Amendment to Voting Rights Proxy Agreement between Jiuxin Management and Jiuzhou Service dated October 27, 2009 (4)
  Consulting Services Agreement between Jiuxin Management and Zhejiang Jiuying Grand Pharmacy Co., Ltd. (“Jiuying Pharmacy”) dated May

15, 2012 (10)

  Operating Agreement between Jiuxin Management and Jiuying Pharmacy dated May 15, 2012 (10)
  Voting Rights Proxy Agreement between Jiuxin Management and Jiuying Pharmacy dated May 15, 2012 (10)
  Equity Pledge Agreement between Jiuxin Management and Jiuying Pharmacy dated May 15, 2012 (10)
  Option Agreement between Jiuxin Management and Jiuying Pharmacy dated May 15, 2012 (10)
  Director Offer Letter with Zhimin Su dated November 30, 2012 (11)
  Director Offer Letter with Taihong Guo dated January 1, 2013 (12)
  Director Offer Letter with Genghua Gu dated December 9, 2013 (13)
  Office Lease dated December 18, 2013 (14)
  Acquisition Agreement between Jiuzhou Pharmacy and Sanhao Pharmacy dated October 9, 2014 (15)
  Form of the Restricted Stock Award Agreement (16)
  Form of the Non-statutory Stock Option Agreement (16)
  Code of Business Conduct and Ethics (5)
  Letter from Friedman LLP, dated April 7, 2015 (17)
  List of Subsidiaries *
  Consent of Independent Publicly Registered Accounting Firm, BDO China Shu Lun Pan Certified Public Accountants LLP*
  Consent of Independent Publicly Registered Accounting Firm, Friedman LLP*
  Section 302 Certification by the Corporation’s Chief Executive Officer *
  Section 302 Certification by the Corporation’s Chief Financial Officer *
  Section 906 Certification by the Corporation’s Chief Executive Officer and Chief Financial Officer *
  Project Agreement between The People’s Government of Qianhong Village, Lin’an, Zhejiang Province (the “Qianhong Local Government”)

and Jiuzhou Pharmacy dated February 27, 2010 (7)

99.2
101.INS
101.SCH
101.CAL
101.DEF
101.LAB
101.PRE

  Security Deposit Agreement between the Qianhong Local Government and Jiuzhou Pharmacy dated February 27, 2010 (7)
  XBRL Instance Document
  XBRL Taxonomy Extension Scheme Document
  XBRL Taxonomy Extension Calculation Linkbase Document
  XBRL Taxonomy Extension Definition Linkbase Document
  XBRL Taxonomy Extension Label Linkbase Document
  XBRL Taxonomy Extension Presentation Linkbase Document

*
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
(10)
(11)
(12)
(13)
(14)
(15)
(16)
(17)

Filed herewith
Incorporated by reference from the registrant’s Registration Statement on Form SB-2 filed on November 28, 2007
Incorporated by reference from the registrant’s Current Report on Form 8-K filed on July 15, 2008
Incorporated by reference from the registrant’s Current Report on Form 8-K filed on September 24, 2009
Incorporated by reference from the registrant’s Current Report on Form 8-K filed on October 30, 2009
Incorporated by reference from the registrant’s Current Report on Form 8-K filed on March 16, 2010
Incorporated by reference from the registrant’s Current Report on Form 8-K filed on April 14, 2010
Incorporated by reference from the registrant’s Annual Report on Form 10-K filed on June 29, 2010
Incorporated by reference from the registrant’s Current Report on Form 8-K filed on November 3, 2010
Incorporated by reference from the registrant’s Quarterly Report on Form 10-Q filed on February 14, 2011
Incorporated by reference from the registrant’s Current Report on Form 8-K filed on May 17, 2012
Incorporated by reference from the registrant’s Current Report on Form 8-K filed on November 30, 2012
Incorporated by reference from the registrant’s Current Report on Form 8-K filed on January 4, 2013
Incorporated by reference from the registrant’s Current Report on Form 8-K filed on December 12, 2013
Incorporated by reference from the registrant’s Current Report on Form 10-K filed on June 27, 2014
Incorporated by reference from the registrant’s Current Report on Form 10-Q filed on November 13, 2014
Incorporated by reference from the registrant’s Current Report on Form 8-K filed on November 24, 2014
Incorporated by reference from the registrant’s Current Report on Form 8-K filed on April 9, 2015

66

 
 
 
 
 
Pursuant to the requirements of section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on

its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

Date :  June 29, 2015

Date :  June 29, 2015

CHINA JO-JO DRUGSTORES, INC.
(Registrant)

By:

By:

/s/ Lei Liu
Lei Liu
Chief Executive Officer
(Principal Executive Officer)

/s/ Ming Zhao
Ming Zhao
Chief Financial Officer
(Principal Financial and Accounting Officer)

In accordance with the Exchange Act, this report has been signed below by the following persons on behalf of the registrant and in the capacities and

on the dates indicated:

Signature

/s/ Lei Liu
Lei Liu

/s/ Ming Zhao
Ming Zhao

/s/ Li Qi
Li Qi

/s/ Zhimin Su
Zhimin Su

/s/ Taihong Guo
Taihong Guo

/s/ Genghua Gu
Genghua Gu

  Title

  Date

  Chief Executive Officer and Director

  June 29, 2015

  Chief Financial Officer

  June 29, 2015

  Secretary and Director

  June 29, 2015

  Director

  Director

  Director

67

  June 29, 2015

  June 29, 2015

  June 29, 2015

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
 
   
   
   
   
 
   
   
   
   
 
   
   
   
   
 
   
   
   
   
 
   
   
   
   
 
REPORT OF INDEPENDENT REGISTERED ACCOUNTING FIRM

Board of Directors
China Jo-Jo Drugstores, Inc.

We have audited the accompanying consolidated balance sheet of China Jo-Jo Drugstores, Inc. as of March 31, 2015 and the related consolidated statements
of  operations  and  comprehensive  loss,  shareholders’  equity,  and  cash  flows  for  the  year  then  ended.    These  consolidated  financial  statements  are  the
responsibility of the Company’s management. Our responsibility is to express an opinion on these consolidated financial statements based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that
we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. The Company is not
required to have, nor were we engaged to perform, an audit of its internal control over financial reporting. Our audit included consideration of internal control
over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on
the effectiveness of the Company’s internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a
test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made
by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of China Jo-Jo Drugstores,
Inc. at March 31, 2015, and the results of its operations and its cash flows for the year then ended in conformity with accounting principles generally accepted
in the United States of America.

/s/ BDO China Shu Lun Pan Certified Accountants LLP

Shanghai, People’s Republic of China
June 29, 2015

F-1

 
  
 
 
  
  
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Board of Directors and Stockholders of

China Jo-Jo Drugstores, Inc. and subsidiaries

We have audited the accompanying consolidated balance sheet of China Jo-Jo Drugstores, Inc. and subsidiaries (the “Company”) as of March 31, 2014, and
the  related  consolidated  statements  of  operations  and  comprehensive  loss,  changes  in  equity,  and  cash  flows  for  the  year  ended  March  31,  2014.  These
consolidated  financial  statements  are  the  responsibility  of  the  Company’s  management.  Our  responsibility  is  to  express  an  opinion  on  these  consolidated
financial statements based on our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that
we  plan  and  perform  the  audit  to  obtain  reasonable  assurance  about  whether  the  consolidated  financial  statements  are  free  of  material  misstatement.  The
Company is not required to have, nor were we engaged to perform, an audit of its internal control over financial reporting. Our audit included consideration of
internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing
an opinion on the effectiveness of the  Company’s internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes
examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant
estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provide a reasonable basis for our
opinion.

In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the China Jo-Jo Drugstores, Inc. as of
March  31,  2014,  and  the  results  of  its  operations  and  its  cash  flows  for  the  year  ended  March  31,  2014  in  conformity  with  accounting  principles  generally
accepted in the United States of America.

/s/ Friedman LLP

New York, New York
June 27, 2014

1700  BROADWAY,  NEW YORK  10019  T  212.842.7000  F  212.842.7001   WWW.FRIEDMANLLP.COM
OFFICES IN NEW YORK CITY | NEW JERSEY | LONG ISLAND AND AN INDEPENDENT MEMBER FIRM OF DFK WITH OFFICES WORLDWIDE

F-2

 
 
 
 
 
 
 
 
 
 
 
 
  
CHINA JO-JO DRUGSTORES, INC AND SUBSIDIARIES
CONSOLIDATED BALANCE SHEETS

A S S E T S

CURRENT ASSETS

Cash
Restricted cash
Financial assets available for sale
Notes receivable
Trade accounts receivable, net
Inventories
Other receivables, net
Advances to suppliers, net
Other current assets

Total current assets

PROPERTY AND EQUIPMENT, net

OTHER ASSETS
Farmland assets
Long term deposits
Other noncurrent assets
Intangible assets, net
Total other assets

Total assets

L I A B I L I T I E S A N D S T O C K H O L D E R S' E Q U I T Y

CURRENT LIABILITIES
Short-term loan payable
Accounts payable, trade
Notes payable
Other payables
Other payables - related parties
Loan from third parties
Customer deposits
Taxes payable
Accrued liabilities

Total current liabilities

Purchase option and warrant liability

Total liabilities

COMMITMENTS AND CONTINGENCIES

STOCKHOLDERS' EQUITY

Preferred stock; $0.001 par value; 10,000,000 shares authorized; nil issued and outstanding as of March 31, 2015 and

2014

Common stock; $0.001 par value; 250,000,000 shares authorized; 15,650,504 and 14,416,022 shares issued and

outstanding as of March 31, 2015 and 2014

Additional paid-in capital
Statutory reserves
Accumulated deficit
Accumulated other comprehensive income

Total stockholders' equity

Noncontrolling interests

Total equity

  March 31,

    March 31,

2015

2014

  $

4,023,581    $
8,992,101     
1,307,200     
138,952     
9,237,743     
10,538,591     
1,130,264     
4,717,352     
2,200,838     
42,286,622     

4,445,276 
3,114,543 

- 
6,734,536 
7,047,397 
149,546 
4,577,194 
1,663,102 
27,731,594 

7,056,781     

9,412,688 

1,704,359     
2,584,025     
2,734,798     
3,142,003     
10,165,185     

1,371,735 
2,786,437 
3,036,930 
1,569,443 
8,764,545 

  $

59,508,588    $

45,908,827 

  $

32,680    $
15,915,915     
15,752,969     
2,931,869     
2,729,740     
-     
3,759,050     
328,111     
509,537     
41,959,871     

162,300 
14,554,726 
7,820,718 
1,282,211 
2,384,294 
294,042 
3,185,885 
373,501 
1,208,242 
31,265,919 

315,327     
42,275,198     

278,916 
31,544,835 

-     

- 

15,651     
19,301,233     
1,309,109     
(7,404,210)    
3,972,543     
17,194,326     

14,416 
17,355,555 
1,309,109 
(8,260,767)
3,905,136 
14,323,449 

39,064     
17,233,390     

40,543 
14,363,992 

Total liabilities and stockholders' equity

  $

59,508,588    $

45,908,827 

The accompanying notes are an integral part of these consolidated financial statements.

 
 
 
 
 
 
 
   
 
   
     
 
 
   
     
 
   
     
 
   
   
  
   
   
   
   
   
   
   
 
   
      
  
   
 
   
      
  
   
      
  
   
   
   
   
   
 
   
      
  
 
   
      
  
   
      
  
 
   
      
  
   
      
  
   
   
   
   
   
   
   
   
   
 
   
      
  
   
   
 
   
      
  
   
      
  
 
   
      
  
   
      
  
   
   
   
   
   
   
   
 
   
      
  
   
   
 
   
      
  
 
 
F-3

CHINA JO-JO DRUGSTORES, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (LOSS)

REVENUES, NET

COST OF GOODS SOLD

GROSS PROFIT

SELLING EXPENSES
GENERAL AND ADMINISTRATIVE EXPENSES
TOTAL OPERATING EXPENSES

INCOME (LOSS) FROM OPERATIONS

OTHER (EXPENSE) INCOME, NET
IMPAIRMENT OF GOODWILL
IMPAIRMENT OF LONG-LIVED ASSETS
IMPAIRMENT OF AGRICULTURAL INVENTORY
CHANGE IN FAIR VALUE OF PURCHASE OPTION AND WARRANTS LIABILITY

INCOME (LOSS) BEFORE INCOME TAXES

PROVISION FOR INCOME TAXES

NET INCOME (LOSS)

ADD: NET LOSS ATTRIBUTABLE TO NONCONTROLLING INTEREST

NET INCOME (LOSS) ATTRIBUTABLE TO CHINA JO-JO DRUGSTORES, INC.

NET INCOME (LOSS)

OTHER COMPREHENSIVE INCOME
Foreign currency translation adjustments

COMPREHENSIVE INCOME (LOSS)

Less: Comprehensive income (loss) attributable to noncontrolling interest

For the years ended
March 31,

2015
76,895,732    $

2014
66,154,587 

  $

64,457,707     

60,427,101 

12,438,025     

5,727,486 

10,416,451     
313,390     
10,729,841     

13,688,771 
11,268,857 
24,957,628 

1,708,184     

(19,230,142)

295,018     
-     
(1,053,765)    

(36,411)    

(8,412)
- 
(4,995,012)
(820,637)
(257,097)

913,026     

(25,311,300)

57,398     

44,870 

855,628     

(25,356,170)

929     

34 

856,557    $

(25,356,136)

855,628    $

(25,356,170)

66,857     

784,184 

 922,485     

(24,571,986)

(1,479)    

(668)

  $

  $

COMPREHENSIVE INCOME (LOSS) ATTRIBUTABLE TO CHINA JO-JO DRUGSTORES, INC.

  $

 921,006    $

(24,572,654)

WEIGHTED AVERAGE NUMBER OF SHARES:

Basic
Diluted

EARNINGS (LOSS) PER SHARES:

Basic
Diluted

14,960,522     
15,156,423     

13,880,190 
13,880,190 

  $
  $

0.06    $
0.06    $

(1.83)
(1.83)

The accompanying notes are an integral part of these consolidated financial statements.

F-4

 
 
 
 
 
 
 
 
   
 
 
   
      
  
   
 
   
      
  
   
 
   
      
  
   
   
   
 
   
      
  
   
 
   
      
  
   
   
   
   
      
   
 
   
      
  
   
 
   
      
  
   
 
   
      
  
   
 
   
      
  
   
 
   
      
  
 
   
      
  
 
   
      
  
   
      
  
   
 
   
      
  
   
 
   
      
  
   
 
   
      
  
 
   
      
  
   
      
  
   
   
 
   
      
  
   
      
  
 
 
CHINA JO-JO DRUGSTORES, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY

Common Stock

Retained Earnings

  Number of      
shares
13,609,002     
807,020     

Amount

13,609     
807     

Paid-in
capital
16,609,747     
746,621     

(813)    

Statutory    
reserves

    Unrestricted    
17,095,369     

1,309,109     

(25,356,136)    

14,416,022    $

14,416     

17,355,555     

1,309,109     

(8,260,767)    

    Accumulated      
other

    comprehensive     Noncontrolling      

income/(loss)    
3,121,654     

interest

Total

(1,879)   $ 38,147,609 
747,428 
(25,356,170)
39,837 
1,104 

(34)    
39,837     
1,917     

783,482     
3,905,136     

702     

784,184 
40,543    $ 14,363,992 

BALANCE, March 31, 2013

Stock based compensation
Net loss
Start-up of Shouantang Health    
Closing of Shanghai Zhongxin
Foreign currency translation
gain
BALANCE, March 31, 2014

Stock based compensation
Net income
Issuance of common stocks in
exchange of debts
Foreign currency translation
gain (loss)
BALANCE, March 31, 2015.

615,000     

615     

1,003,872     

856,557     

(929)    

619,482     

620     

941,806     

-     

1,004,487 
855,628 

942,426 

15,650,504    $

15,651     

19,301,233     

1,309,109     

(7,404,210)    

67,407     
3,972,543     

(550)    

66,857 
39,064    $ 17,233,390 

The accompanying notes are an integral part of these consolidated financial statements.

F-5

 
 
 
 
   
     
     
     
     
     
 
 
 
     
   
   
     
     
 
 
   
   
 
 
 
 
   
   
   
   
 
   
   
      
      
      
      
   
      
      
      
      
      
      
      
      
      
      
      
   
      
      
      
      
      
   
      
      
      
      
      
   
 
   
      
      
      
      
      
      
      
  
   
      
      
      
      
   
      
      
      
      
      
   
      
      
      
   
      
      
      
      
      
   
 
 
CHINA JO-JO DRUGSTORES, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS

CASH FLOWS FROM OPERATING ACTIVITIES:
Net income (loss)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:

Bad debt direct write-off and provision
Depreciation and amortization
Inventory reserve and write-off
Agricultural inventory impairment
Leasehold improvement and fixed assets impairment
Impairment of intangible - license and permit
Impairment of prepayment of lease use right
Impairment of land and road improvement
Leasehold improvement write-off
Stock compensation
Change in fair value of purchase option derivative liability
Change in operating assets:
Accounts receivable, trade
Notes receivable
Inventories and biological assets
Other receivables
Advances to suppliers
Other current assets
Long term deposit
Other noncurrent assets
Change in operating liabilities:
Accounts payable, trade
Other payables and accrued liabilities
Customer deposits
Taxes payable

Net cash  provided by operating activities

CASH FLOWS FROM INVESTING ACTIVITIES:
Increase in financial assets available for sale
Acquisition of equipment
Acquisition of land use right
Increase in intangible assets-acquisition of Sanhao Pharmacy
Additions to leasehold improvements

Net cash (used in) investing activities

CASH FLOWS FROM FINANCING ACTIVITIES:

Proceeds from short-term bank loan
Repayment of short-term bank loan
Repayment of (Proceeds from) third parties loan
Change in restricted cash
Proceeds from notes payable
Repayment of notes payable
Changes in other payables-related parties

Net cash provided by financing activities

EFFECT OF EXCHANGE RATE ON CASH

(DECREASE) IN CASH

CASH, beginning of year

CASH, end of year

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:

Cash paid for interest
Cash paid for income taxes
Issuance of common stocks in exchange of debts
Non-cash financing activities
Transfer from construction-in-progress to leasehold improvement
Goods receipts against accounts receivables and offset

For the year ended
March 31,

2015

2014

  $

855,628    $

(25,356,170)

(7,461,802)    
2,820,489     
(775,660)    
-     
1,053,765     
-     
-     
-     
-     
1,004,487     
36,411     

(410,498)    
(138,187)    
(2,970,350)    
(920,961)    
5,266,390     
(523,585)    
220,079     
320,938     

1,255,589     
929,608     
548,534     
(47,657)    
1,063,218     

(1,307,200)    
(1,283,997)    
-     
(1,585,118)    
(189,135)    
(4,365,450)    

32,500     
(162,500)    
(294,405)    
(5,824,192)    
28,169,765     
(20,333,918)    
1,280,997     
2,868,247     

4,387,765 
3,234,169 
1,776,067 
820,637 
480,771 
1,126,981 
2,481,792 
905,468 
145,040 
748,907 
263,307 

5,211,707 
- 
(2,272,013)
289,545 
7,863,565 
(420,126)
24,499 
16,026 

524,778 
169,752 
(1,733,448)
(4,903)
684,116 

- 
(322,624)
(1,585,139)
- 
(205,278)
(2,113,041)

162,600 
- 
294,586 
(914,044)
8,209,154 
(7,704,703)
1,159,909 
1,207,502 

12,290     

142,605 

(421,695)    

(78,818)

4,445,276     

4,524,094 

  $

4,023,581    $

4,445,276 

  $
  $
  $

  $
  $

56,366    $
65,567    $
941,613    $

8,764 
39,754 
- 

-    $
-    $

111,890 
5,394,919 

The accompanying notes are an integral part of these consolidated financial statements.

F-6

 
 
 
 
 
 
 
 
   
 
   
     
 
   
      
  
   
   
   
   
   
   
   
   
   
   
   
   
      
  
   
   
   
   
   
   
   
   
   
      
  
   
   
   
   
   
 
   
      
  
   
      
  
   
   
   
   
   
   
 
   
      
  
   
      
  
   
   
   
   
   
   
   
   
 
   
      
  
   
 
   
      
  
   
 
   
      
  
   
 
   
      
  
 
   
      
  
   
      
  
   
      
  
 
 
CHINA JO-JO DRUGSTORES, INC., AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

Note 1 – DESCRIPTION OF BUSINESS AND ORGANIZATION

China  Jo-Jo  Drugstores,  Inc.  (“Jo-Jo  Drugstores”  or  the  “Company”),  was  incorporated  in  Nevada  on  December  19,  2006,  originally  under  the  name
“Kerrisdale  Mining  Corporation.”    On  September  24,  2009,  the  Company  changed  its  name  to  “China  Jo-Jo  Drugstores,  Inc.”  in  connection  with  a  share
exchange transaction as described below.

On September 17, 2009, the Company completed a share exchange transaction with Renovation Investment (Hong Kong) Co., Ltd. (“Renovation”), whereby
7,900,000 shares of common stock were issued to the stockholders of Renovation in exchange for 100% of the capital stock of Renovation.  The completion of
the share exchange transaction resulted in a change of control.  The share exchange transaction was accounted for as a reverse acquisition and recapitalization
and, as a result, the consolidated financial statements of the Company (the legal acquirer) are, in substance, those of Renovation (the accounting acquirer), with
the assets and liabilities, and revenues and expenses, of the Company being included effective from the date of the share exchange transaction. Renovation has
no substantive operations of its own except for its holdings of Zhejiang Jiuxin Investment Management Co., Ltd. (“Jiuxin Management”), Zhejiang Shouantang
Medical  Technology  Co.,  Ltd.  (“Shouantang  Technology”)  and  Hangzhou  Jiutong  Medical  Technology  Co.,  Ltd  (“Jiutong  Medical”),  its  wholly-owned
subsidiaries.

The Company is a retail, both online and offline and wholesale distributor of pharmaceutical and other healthcare products in the People’s Republic of China
(“China” or the “PRC”). The Company’s offline retail business is comprised primarily of pharmacies, a majority of which are operated by Hangzhou Jiuzhou
Grand Pharmacy Chain Co., Ltd. (“Jiuzhou Pharmacy”), a company that the Company controls through contractual arrangements.

The  Company’s  offline  retail  business  also  includes  four  medical  clinics  through  Hangzhou  Jiuzhou  Clinic  of  Integrated  Traditional  and  Western  Medicine
(“Jiuzhou Clinic”) and Hangzhou Jiuzhou Medical and Public Health Service Co., Ltd. (“Jiuzhou Service”), both of which are also controlled by the Company
through contractual arrangements. On December 18, 2013, Jiuzhou Service established, and held 51% of, Hangzhou Shouantang Health Management Co., Ltd.
(“Shouantang Health”), a PRC company licensed to sell health care products. Shouantang Health was closed in April 2015.

The  Company’s  online  pharmacy  license  remains  with  Jiuzhou  Pharmacy  and  its  online  retail  pharmacy  business  is  primarily  conducted  through  Zhejiang
Quannuo Internet Technology Co., Ltd. (“Quannuo Technology”), which provides technical, sales and logistic supports.

The  Company’s  wholesale  business  is  primarily  conducted  through  Zhejiang  Jiuxin  Medicine  Co.,  Ltd.  (“Jiuxin  Medicine”),  which  is  licensed  to  distribute
prescription and non-prescription pharmaceutical products throughout China.  Jiuzhou Pharmacy acquired Jiuxin Medicine on August 25, 2011.

The  Company’s  herb  farming  business  is  conducted  by  Hangzhou  Qianhong Agriculture  Development  Co.,  Ltd.  (“Qianhong Agriculture”),  a  wholly-owned
subsidiary of Jiuxin Management, which operates a cultivation project of herbal plants used for traditional Chinese medicine (“TCM”).

F-7

 
 
 
 
 
 
 
 
 
 
 
The accompanying consolidated financial statements reflect the activities of the Company and each of the following entities:

Entity Name
Renovation HK

  Background
  ●     Incorporated in Hong Kong SAR on September 2, 2008

Jiuxin Management

  ●     Established in the PRC on October 14, 2008

  Ownership    
  100%    

  100%    

●     Deemed a wholly foreign owned enterprise (“WFOE”) under PRC law

●     Registered capital of $4.5 million fully paid

Shouantang Technology

  ●     Established in the PRC on July 16, 2010 by Renovation with registered

  100%    

capital of $20 million

●     Registered capital requirement reduced by the SAIC to $11 million in July

2012 and is fully paid

●     Deemed a WFOE under PRC law

●     Invests and finances the working capital of Quannuo Technology

Qianhong Agriculture 

  ●     Established in the PRC on August 10, 2010 by Jiuxin Management

  100%     

●     Registered capital of RMB 10 million fully paid

●     Carries out cultivation of TCM herbal plants

Quannuo Technology

  ●     Established in the PRC on July 7, 2009

  100%    

●     Registered capital of RMB 10 million fully paid

●     Acquired by Shouantang Technology in November 2010

●     Operates the Company’s online pharmacy website and provide software

and technical support

Hangzhou Quannuo

  ●     Established in the PRC on July 8, 2010 by Quannuo Technology

  100%    

●     Registered capital of RMB 800,000 fully paid

●     Cancelled its business registration in April 2015

F-8

 
 
  
 
   
   
 
 
 
   
   
 
 
 
 
   
   
 
 
 
   
   
 
 
 
 
   
   
 
 
Jiuzhou Pharmacy (1) 

  ●     Established in the PRC on September 9, 2003

  VIE by contractual arrangements (2)

●     Registered capital of RMB 5 million fully paid

●     Operates the “Jiuzhou Grand Pharmacy” stores in Hangzhou including the
eight stores of Sanhao Grand Pharmacy Chain Co., Ltd. Jiuzhou Pharmacy
acquired in October 2014 which operate under “Jiuzhou Grand Pharmacy”
after the acquisition

Jiuzhou Clinic (1)

  ●     Established in the PRC as a general partnership on October 10, 2003

  VIE by contractual arrangements (2)

Jiuzhou Service (1)

  ●     Established in the PRC on November 2, 2005

  VIE by contractual arrangements (2)

●     Operates a medical clinic adjacent to one of Jiuzhou Pharmacy’s stores

●     Registered capital of RMB 500,000 fully paid

●     Operates a medical clinic adjacent to one of Jiuzhou Pharmacy’s stores

Jiuxin Medicine  

  ●     Established in PRC on December 31, 2003

●     Acquired by Jiuzhou Pharmacy in August 2011

●     Registered capital of RMB 10 million fully paid

●     Carries out pharmaceutical distribution services

  VIE by contractual arrangements as a
wholly-owned subsidiary of Jiuzhou
Pharmacy (2)

Jiutong Medical  

  ●    Established in the  PRC on  December 20, 2011 by  Renovation  Registered

  100%     

capital of $2.6 million fully paid

●     Currently has no operation

Shouantang Health 

  ●    Established in the PRC on December 18, 2013 by Jiuzhou Service

  VIE by contractual arrangements as a
controlled entity of Jiuzhou Service (2)

●     Registered capital of RMB 500,000 fully paid

●     51% held by Jiuzhou Service

●     Closed in April 2015

Shouantang Bio 

●    Established in the PRC in October, 2014 by Shouantang Technology

  100%

●     100% held by Shouantang Technology

●     Sells nutritional supplements under its own brand name

(1)  

(2)  

Jiuzhou Pharmacy,  Jiuzhou  Clinic and  Jiuzhou  Service have been under the common control of the three shareholders ofRenovation (the “Owners”)
since  their  respective  establishment  dates,  pursuant  to  agreements  among  the  Owners  to  vote  their  interests in  concert  as  memorialized  in  a  voting
agreement. Based on such voting agreement, the Company has determined that common control exists among these three companies. Operationally,
the Owners have operated these three companies in conjunction with one another since each company’s respective establishment date. Jiuxin Medicine
is  also  deemed  under  the  common  control of  the  Owners  as  a  subsidiary  of  Jiuzhou  Pharmacy,  as  is  Shouantang  Health  as  a  subsidiary  of  Jiuzhou
Service.

To comply with certain foreign ownership restrictions of pharmacy and medical clinic operators, Jiuxin Management entered into a series of contractual
arrangements with Jiuzhou Pharmacy, Jiuzhou Clinic and Jiuzhou Service on August 1, 2009. These contractual arrangements are comprised of five
agreements: consulting services agreement, operating agreement, equity pledge agreement, voting rights agreement and option agreement. As a result
of these agreements, which obligate Jiuxin Management to absorb all of the risks of loss from the activities of Jiuzhou Pharmacy, Jiuzhou Clinic and
Jiuzhou Service, and enable the Company (through Jiuxin Management) to receive all of their expected residual returns, the Company accounts for all
three companies (as well as one subsidiary of Jiuzhou Pharmacy) as a variable interest entity (“VIE”) under the accounting standards of the Financial
Accounting Standards Board (“FASB”). Accordingly, the financial statements of Jiuzhou Pharmacy, Jiuzhou Clinic and Jiuzhou Service, as well as the
subsidiary under the control of Jiuzhou Pharmacy (Shouantang Health), are consolidated into the financial statements of the Company.

F-9

 
 
 
 
   
   
 
 
   
   
 
 
 
   
   
 
 
 
 
   
   
 
 
   
   
 
 
 
 
   
   
 
 
 
 
 
 
 
Note 2 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Basis of presentation and consolidation

The accompanying consolidated financial statements are prepared in accordance with accounting principles generally accepted in the United States of America
(“US GAAP”). The consolidated financial statements include the financial statements of the Company, its wholly-owned subsidiaries and VIEs. All significant
inter-company transactions and balances between the Company, its subsidiaries and VIEs are eliminated upon consolidation.

Consolidation of variable interest entities

In accordance with accounting standards regarding consolidation of variable interest entities (“VIEs”), VIEs are generally entities that lack sufficient equity to
finance  their  activities  without  additional  financial  support  from  other  parties  or  whose  equity  holders  lack  adequate  decision  making  ability. All  VIEs  with
which  the  Company  is  involved  must  be  evaluated  to  determine  the  primary  beneficiary  of  the  risks  and  rewards  of  the  VIE.  The  primary  beneficiary  is
required to consolidate the VIE for financial reporting purposes.

The Company has concluded, based on the contractual arrangements, that Jiuzhou Pharmacy (including its subsidiaries and controlled entities), Jiuzhou Clinic
and  Jiuzhou  Service are each a  VIE and that the  Company’s wholly-owned subsidiary,  Jiuxin  Management, absorbs a majority of the risk of loss from the
activities of these companies, thereby enabling the Company, through Jiuxin Management, to receive a majority of their respective expected residual returns.
Based on our evaluation of the  VIEs, we are the primary beneficiary of their risks and rewards; therefore, we consolidate the  VIEs for financial reporting
purposes.

Additionally, as Jiuzhou Pharmacy, Jiuzhou Clinic and Jiuzhou Service are under common control, the consolidated financial statements have been prepared as
if the transactions had occurred retroactively as to the beginning of the reporting period of these consolidated financial statements.

Control  and  common  control  is  defined  under  the  accounting  standards  as  “an  individual,  enterprise,  or  immediate  family  members  who  hold  more  than  50
percent of the voting ownership interest of each entity.” Because the Owners collectively own 100% of Jiuzhou Pharmacy, Jiuzhou Clinic and Jiuzhou Service,
and  have  agreed  to  vote  their  interests  in  concert  since  the  establishment  of  each  of  these  three  companies  as  memorialized  the  Voting  Rights  Proxy
Agreement, the Company believes that the Owners collectively have control and common control of the three companies. Accordingly, the Company believes
that  Jiuzhou  Pharmacy,  Jiuzhou  Clinic  and  Jiuzhou  Service  were  constructively  held  under  common  control  by  Jiuxin  Management  as  of  the  time  the
Contractual Agreements were entered into, establishing Jiuxin Management as their primary beneficiary. Jiuxin Management, in turn, is owned by Renovation,
which is owned by the Company.

Although the Company has determined that the accounting standards regarding consolidation of VIEs do not provide for retroactive accounting treatment, each
of Jiuzhou Pharmacy, Jiuzhou Clinic, and Jiuzhou Service was in substance controlled on its establishment date of September 9, 2003, October 10, 2003, and
November  2,  2005,  respectively,  by  the  Owners.    Such  common  control  conditions  resulted  in  the  share  exchange  transaction  to  be  a  capital  transaction  in
substance, reflected as a recapitalization, and the Company has accordingly recorded the consolidation at its historical cost.

Risks and Uncertainties

The operations of the Company are located in the PRC. Accordingly, the Company’s business, financial condition, and results of operations may be influenced
by the political, economic, and legal environments in the PRC, as well as by the general state of the PRC economy. The Company’s operations in the PRC are
subject  to  special  considerations  and  significant  risks  not  typically  associated  with  companies  in  North America  and  Western  Europe.  These  include  risks
associated with, among other factors, the political, economic and legal environment and foreign currency exchange. The Company’s results may be adversely
affected by changes in the political, regulatory and social conditions in the PRC, and by changes in governmental policies or interpretations with respect to laws
and  regulations,  anti-inflationary  measures,  currency  conversion,  remittances  abroad,  and  rates  and  methods  of  taxation,  among  other  things. Although  the
Company has not experienced losses from these situations and believes that it is in compliance with existing laws and regulations including its organization and
structure disclosed in Note 1, this may not be indicative of future results.

The  Company has significant cash deposits with suppliers in order to obtain and maintain inventory.  The  Company’s ability to obtain products and maintain
inventory at existing and new locations is dependent upon its ability to post and maintain significant cash deposits with its suppliers. In the PRC, many vendors
are unwilling to extend credit terms for product sales that require cash deposits to be made. The Company does not generally receive interest on any of its
supplier deposits, and such deposits are subject to loss as a result of the creditworthiness or bankruptcy of the party who holds such funds, as well as the risk
from illegal acts such as conversion, fraud, theft or dishonesty associated with the third party. If these circumstances were to arise, the Company would find it
difficult or impossible, due to the unpredictability of legal proceedings in China, to recover all or a portion of the amount on deposit with its vendors or landlords.

Members of the current management team own controlling interests in the Company and are also the Owners of the VIEs in the PRC.  The Company only
controls  the  VIEs  through  contractual  arrangements  which  obligate  it  to  absorb  the  risk  of  loss  and  to  receive  the  residual  expected  returns.   As  such,  the
controlling shareholders of the Company and the VIEs could cancel these agreements or permit them to expire at the end of the agreement terms, as a result of
which the Company would not retain control of the VIEs.

F-10

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Use of estimates

The preparation of consolidated financial statements in conformity with US GAAP requires management to make estimates and assumptions that affect the
reported  amounts  of  assets  and  liabilities,  disclosure  of  contingent  assets  and  liabilities  at  the  date  of  the  financial  statements,  and  the  reported  amounts  of
revenues and expenses during the reporting period. The significant estimates made in the preparation of the accompanying consolidated financial statements
relate primarily to the assessment of the carrying values of accounts receivable and advances to suppliers, and related allowance for doubtful accounts, useful
lives of property and equipment as well as intangible assets, fair value of purchase option derivative liability and warranty liability and impairment of goodwill.
Because of the use of estimates inherent in the financial reporting process, actual results could materially differ from those estimates.

Fair value measurements

Accounting  Standards  Codification  Topic  (ASC)  820-10,  Fair  Value Accounting  (ASC  820),  provides  a  common  definition  of  fair  value  and  establishes  a
framework  to  make  the  measurement  of  fair  value  in  U.S.  GAAP  more  consistent  and  comparable.  This  guidance  also  requires  expanded  disclosures  to
provide information about the extent to which fair value is used to measure assets and liabilities, the methods and assumptions used to measure fair value, and
the effect of fair value measures on earnings. Fair value is defined as the amount that would be received for selling an asset or paid to transfer a liability in an
orderly transaction between market participants and requires that assets and liabilities carried at fair value be classified and disclosed in the following three
categories:

● Level 1-Quoted prices for identical instruments in active markets.

● Level 2-Quoted prices for similar instruments in active markets; quoted prices for identical or similar instruments in markets that are not active; and model-
derived valuations in which all significant inputs and significant value drivers are observable in active markets.

● Level 3-Valuations derived from valuation techniques in which one or more significant inputs or significant value drivers are unobservable.

The  Company's  financial  assets  and  liabilities,  which  include  financial  instruments  as  defined  by  ASC  820,  include  cash  and  cash  equivalents,  accounts
receivable, accounts payable, long-term debt and derivatives. The carrying amounts of cash and cash equivalents, Financial assets available for sales, accounts
receivable, notes receivables, notes payable and accounts payable are a reasonable approximation of fair value due to the short maturities of these instruments.
The  carrying  amount  of  long  term  debt  approximates  fair  value  based  on  borrowing  rates  currently  available  to  the  Company.  The  carrying  amount  of  the
Company's derivative instruments is recorded at fair value and is determined based on observable inputs that are corroborated by market data (Level 2). As of
March 31, 2015 and March 31, 2014, the fair values of our derivative instruments that were carried at fair value.

Revenue recognition

Revenue  from  sales  of  prescription  medicine  at  the  drugstores  is  recognized  when  the  prescription  is  filled  and  the  customer  picks  up  and  pays  for  the
prescription.

Revenue  from  sales  of  other  merchandise  at  the  drugstores  is  recognized  at  the  point  of  sale,  which  is  when  the  customer  pays  for  and  receives  the
merchandise. Sales of drugs reimbursed by the local government medical insurance agency and receivables from the agency are recognized when a customer
pays for the drugs at a store. Based on historical experience, a reserve for potential loss from denial of reimbursement on certain unqualified drugs was made
to the receivables from the government agency.

Revenue from medical services is recognized after the service has been rendered to the customer.

Revenue from online pharmacy sales is recognized when merchandise is delivered to customers. While most deliveries take one day, certain deliveries may
take longer depending on the customer’s location. Any loss caused in the shipment will be reimbursed by the courier company. A proper sales discount is made
to account for the potential loss from returns. Historically, sales returns have been minimal.

Revenue from sales of merchandise to non-retail customers is recognized when the following conditions are met: (1) persuasive evidence of an arrangement
exists (sales agreements and customer purchase orders are used to determine the existence of an arrangement); (2) delivery of goods has occurred and risks
and benefits of ownership have been transferred, which is when the goods are received by the customer at its designated location in accordance with the sales
terms; (3) the sales price is fixed or determinable; and (4) collectability is probable. Historically, sales returns have been minimal.

The Company’s revenue is net of value added tax (“VAT”) collected on behalf of PRC tax authorities in respect to the sales of merchandise. VAT collected
from customers, net of VAT paid for purchases, is recorded as a liability in the accompanying consolidated balance sheets until it is paid to the relevant PRC
tax authorities.

Restricted cash

The Company’s restricted cash consists of cash in a bank as security for its notes payable. The Company has notes payable outstanding with the banks and is
required to keep certain amounts on deposit that are subject to withdrawal restrictions. The notes payable are generally short term in nature due to their short
maturity period of six to nine months; thus, restricted cash is classified as a current asset.

F-11

 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
Accounts receivable

Accounts receivable represents the following: (1) amounts due from banks relating to retail sales that are paid or settled by the customers’ debit or credit cards,
(2) amounts due from government social security bureaus and commercial health insurance programs relating to retail sales of drugs, prescription medicine, and
medical services that are paid or settled by the customers’ medical insurance cards, and (3) amounts due from non-retail customers for sales of merchandise.

Accounts receivable are recorded at net realizable value consisting of the carrying amount less an allowance for uncollectible accounts, as necessary. In its
wholesale business, the Company uses the aging method to estimate the allowance for anticipated uncollectible receivable balances. Under the aging method,
bad debt percentages are determined by management, based on historical experience and the current economic climate, are applied to customers’ balances
categorized by the number of months the underlying invoices have remained outstanding. At each reporting period, the allowance balance is adjusted to reflect
the  amount  computed  as  a  result  of  the  aging  method.  When  facts  subsequently  become  available  to  indicate  that  the  allowance  provided  requires  an
adjustment, a corresponding adjustment is made to the allowance account as a change in estimate.

In  its  retail  business,  accounts  receivable  mainly  consist  of  reimbursements  due  from  the  government  insurance  bureaus  and  commercial  health  insurance
programs,  and  are  usually  collected  within  two  or  three  months.    The  Company  directly  writes  off  delinquent  account  balances  that  are  determined  to  be
uncollectable  after  confirming  with  the  appropriate  bureau  or  program  each  month. Additionally,  the  Company  also  makes  an  estimated  reserve  on  related
outstanding accounts receivable based on historical trends.

Inventories

Inventories are stated at the lower of cost or market. Cost is determined using the first in first out (FIFO) method. Market is the lower of replacement cost or
net realizable value. The Company carries out physical inventory counts on a monthly basis at each store and warehouse location. Herbs that the Company
farms are recorded at their cost, which includes direct costs such as seed selection, fertilizer, and labor costs that are spent in growing herbs on the leased
farmland, and indirect costs such as amortization of farmland development cost. All the costs are accumulated until the time of harvest and then allocated to
harvested herbs costs when they are sold.  The  Company periodically reviews its inventory and records write-downs to inventories for shrinkage losses and
damaged merchandise that are identified.  The  Company provides a reserve for estimated inventory obsolescence or excess quantities on hand equal to the
difference between the cost of the inventory and its estimated realizable value. 

Property and equipment

Property  and  equipment  are  stated  at  cost,  net  of  accumulated  depreciation  or  amortization.  Depreciation  is  calculated  on  the  straight-line  method  over  the
estimated useful lives of the assets, taking into consideration the assets’ estimated residual value. Leasehold improvements are amortized over the shorter of
lease term or remaining lease period of the underlying assets. Following are the estimated useful lives of the Company’s property and equipment:

Leasehold improvements
Motor vehicles
Office equipment and furniture
Buildings

Estimated Useful Life
3-10 years
3-5 years
3-5 years
35 years

Maintenance, repairs and minor renewals are charged to expense as incurred. Major additions and betterment to property and equipment are capitalized.

Intangibles

Intangible assets are acquired individually or as part of a group of assets, and are initially recorded at their fair value.  The cost of a group of assets acquired in
a transaction is allocated to the individual assets based on their relative fair values.

The estimated useful lives of the Company’s intangible assets are as follows:

Land use right
Software

Estimated Useful Life
50 years
3 years

The Company evaluates intangible assets for impairment whenever events or changes in circumstances indicate that the assets might be impaired. 

Impairment of long-lived assets

The Company evaluates long-lived tangible and intangible assets for impairment, whenever events or changes in circumstances indicate that the carrying value
may  not  be  recoverable  from  its  estimated  future  cash  flows.  Recoverability  is  measured  by  comparing  the  assets’  net  book  value  to  the  related  projected
undiscounted cash flows from these assets, considering a number of factors, including past operating results, budgets, economic projections, market trends and
product development cycles. If the net book value of the asset exceeds the related undiscounted cash flows, the asset is considered impaired, and a second test
is performed to measure the amount of impairment loss. There were $1,053,765 fixed assets impaired in the year ended March 31, 2015 (See Note 6).

F-12

 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes payable

During the normal course of business, the Company regularly issues bank acceptance bills as a payment method to settle outstanding accounts payables with
various material suppliers.  The Company records such bank acceptance bills as notes payable. Such notes payable are generally short term in nature due to
their short maturity period of six to nine months.

Income taxes

The Company records income taxes pursuant to the accounting standards for income taxes.  These standards require the recognition of deferred income tax
liabilities and assets for the expected future tax consequences of temporary differences between income tax basis and financial reporting basis of assets and
liabilities.  The provision for income taxes consists of taxes currently due and the net change in deferred taxes.  A valuation allowance is recognized if it is
more likely than not that some portion, or all of, a deferred tax asset will not be realized.

The accounting standards clarify the accounting and disclosure requirements for uncertain tax positions and prescribe a recognition threshold and measurement
attribute for recognition and measurement of a tax position taken or expected to be taken in a tax return. The accounting standards also provide guidance on
de-recognition, classification, interest and penalties, accounting in interim periods, disclosures, and transition.  No significant penalties, uncertain tax provisions
or interest relating to income taxes were incurred during the years ended March 31, 2015 and 2014.

Since its inception, all of the tax returns of the Company have been and remain subject to examination by the tax authorities.

Value added tax

Sales revenue represents the invoiced value of goods, net of value added tax (“VAT”). All of the Company’s products are sold in the PRC and are subject to a
VAT  on  the  gross  sales  price.  The  VAT  rates  range  up  to  17%,  depending  on  the  type  of  products  sold.  The  VAT  may  be  offset  by  VAT  paid  by  the
Company on raw materials and other materials included in the cost of producing or acquiring its finished products. The Company recorded a VAT payable net
of payments in the accompanying financial statements.

Stock based compensation

The  Company  follows  the  provisions  of ASC  718,  “Compensation  —  Stock  Compensation,”  which  establishes  accounting  for  non-employee  and  employee
stock-based awards. Under the provisions of ASC 718, the fair value of stock issued is used to measure the fair value of services received as the Company
believes such approach is a more reliable method of measuring the fair value of the services. For non-employee stock-based awards, fair value is measured
based  on  the  value  of  the  Company’s  common  stock  on  the  date  that  the  commitment  for  performance  by  the  counterparty  has  been  reached  or  the
counterparty’s performance is complete. The fair value of the equity instrument is calculated and then recognized as compensation expense over the requisite
performance period. For employee stock-based awards, share-based compensation cost is measured at the grant date based on the fair value of the award and
is recognized as expense with graded vesting on a straight–line basis over the requisite service period for the entire award.

Advertising and promotion costs

Advertising and promotion costs are expensed as incurred, and amounted to $412,535 and $4,637,276 for years ended March 31, 2015 and 2014, respectively.
Such costs consist primarily of print and promotional materials such as flyers to local communities.

Operating leases

The  Company leases premises for retail drugstores, offices and wholesale warehouse under non-cancelable operating leases.  Operating lease payments are
expensed over the term of lease. A majority of the Company’s retail drugstore leases have a 3 to 8-year term with a renewal option upon the expiration of the
lease; the wholesale warehouse lease has a 10-year term with a renewal option upon the expiration of the lease. The Company has historically been able to
renew a majority of its drugstores leases. Under the terms of the lease agreements, the Company has no legal or contractual asset retirement obligations at the
end of the lease. Land leased from the government is amortized on a straight-line basis over a 30-year term.

F-13

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Foreign currency translation

The Company uses the United States dollar (“U.S. dollars” or “USD”) for financial reporting purposes.  The Company’s subsidiaries and VIEs maintain their
books and records in their functional currency the Renminbi (“RMB”), the currency of the PRC.

In  general,  for  consolidation  purposes,  the  Company  translates  the  assets  and  liabilities  of  its  subsidiaries  and  VIEs  into  U.S.  dollars  using  the  applicable
exchange  rates  prevailing  at  the  balance  sheet  date,  and  the  statements  of  operations  and  cash  flows  are  translated  at  average  exchange  rates  during  the
reporting period.  As a result, amounts related to assets and liabilities reported on the statement of cash flows will not necessarily agree with changes in the
corresponding balances on the balance sheet.   Equity accounts are translated at historical rates.  Adjustments resulting from the translation of the financial
statements of the subsidiaries and VIEs are recorded as accumulated other comprehensive income.

The balance sheet amounts, with the exception of equity, at March 31, 2015 and 2014 were translated at 1 RMB to $0.1634 USD and at 1 RMB to $0.1623
USD, respectively. The average translation rates applied to income and cash flow statement amounts for the years ended March 31, 2014 and 2013 were at 1
RMB to $0.1625 USD and at 1 RMB to $0.1626 USD, respectively.

Concentrations and credit risk

Certain financial instruments, which subject the Company to concentration of credit risk, consist of cash and restricted cash, accounts receivable, advance to
suppliers, accounts payable and other liabilities. The Company has cash balances at financial institutions located in Hong Kong and PRC. Balances at financial
institutions in Hong Kong may, from time to time, exceed Hong Kong Deposit Protection Board’s insured limits. Balances at financial institutions and state-
owned banks within the PRC are not covered by insurance. As of March 31, 2015 and 2014, the Company had deposits totaling $12,563,579 and $7,204,626
that were not covered by insurance, respectively. To date, the Company has not experienced any losses in such accounts.

For the fiscal year ended March 31, 2015, two vendors collectively accounted for 28% of the Company’s total purchases and no supplier accounted for more
than  10%  of  total  advances  to  suppliers.  For  the  fiscal  year  ended  March  31,  2014,  one  vendor  accounted  for  11%  of  the  Company’s  total  purchases  and
another vendor accounted for more than 10% of total advances to suppliers.

For  the  fiscal  year  ended  March  31,  2015,  no  customer  accounted  for  more  than  10%  of  the  Company’s  total  sales  and  more  than  10%  of  total  accounts
receivable. For the fiscal year ended March 31, 2014, no customer accounted for more than 10% of the Company’s total sales and one customer accounted for
28% of total accounts receivable. 

Non-controlling interest

As of March 31, 2015, Wang Yi, an individual, owned 49% of the equity interests of Shouantang Health, which was not under the Company’s control. In April
2015, Shouantang Health was closed.

Recent Accounting Pronouncements

In April 2014, the Financial Accounting Standards Board (the "FASB") issued Accounting Standards Update ("ASU") No. 2014-08, Presentation of Financial
Statements (Topic 205) and Property, Plant, and Equipment (Topic 360): Reporting Discontinued Operations and Disclosures of Disposals of Components of an
Entity  ("ASU  No.  2014-08").  Under  ASU  No.  2014-08,  only  disposals  representing  a  strategic  shift  in  operations  should  be  presented  as  discontinued
operations. ASU  No.  2014-08  also  requires  disclosure  of  the  pre-tax  income  attributable  to  a  disposal  of  a  significant  part  of  an  organization  that  does  not
qualify for discontinued operations reporting. The amendments in ASU No. 2014-08 are effective in the first quarter of 2015 for public business entities with
annual periods beginning on or after December 15, 2014. Early adoption is permitted. The Company does not expect that the adoption of ASU No. 2014-08 will
have a significant impact on the Company’s consolidated financial statements.

F-14

 
 
 
 
 
 
 
 
 
 
 
 
 
  
In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers: Topic 606. This Update affects any entity that either enters into
contracts with customers to transfer goods or services or enters into contracts for the transfer of nonfinancial assets, unless those contracts are within the
scope of other standards. The guidance in this Update supersedes the revenue recognition requirements in Topic 605, Revenue Recognition and most industry-
specific  guidance.  The  core  principle  of  the  guidance  is  that  an  entity  should  recognize  revenue  to  illustrate  the  transfer  of  promised  goods  or  services  to
customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The new guidance
also includes a cohesive set of disclosure requirements that will provide users of financial statements with comprehensive information about the nature, amount,
timing, and uncertainty of revenue and cash flows arising from a reporting organization’s contracts with customers. This ASU is effective for fiscal years, and
interim  periods  within  those  years  beginning  after  December  15,  2016  for  public  companies  and  2017  for  non-public  entities.  Management  is  evaluating  the
effect, if any, on the Company’s financial position and results of operations.

In August 2014, the FASB issued ASU No. 2014-15, “Disclosure of Uncertainties About an Entity’s Ability to Continue as a Going Concern”, which requires
management to perform interim and annual assessments of an entity’s ability to continue as a going concern within one year of the date the financial statements
are issued and provides guidance on determining when and how to disclose going concern uncertainties in the financial statements. Certain disclosures will be
required if conditions give rise to substantial doubt about an entity’s ability to continue as a going concern. ASU 2014-15 applies to all entities and is effective
for annual and interim reporting periods ending after December 15, 2016, with early adoption permitted. Management is evaluating the effect, if any, on the
Company’s financial position and results of operations. 

In  November  2014,  FASB  issued ASU  No.  2014-16,  Derivatives  and  Hedging  (Topic  815):  Determining  Whether  the  Host  Contract  in  a  Hybrid  Financial
Instrument Issued in the Form of a Share Is More Akin to Debt or to Equity (a consensus of the FASB Emerging Issues Task Force).The amendments permit
the use of the Fed Funds Effective Swap Rate (also referred to as the Overnight Index Swap Rate, or OIS) as a benchmark interest rate for hedge accounting
purposes. Public business entities are required to implement the new requirements in fiscal years (and interim periods within those fiscal years) beginning after
December 15, 2015. All other types of entities are required to implement the new requirements in fiscal years beginning after December 15, 2015, and interim
periods  beginning  after  December  15,  2016.  The  Company  does  not  expect  the  adoption  of  ASU  2014-16  to  have  material  impact  on  the  Company's
consolidated financial statement.

Reclassification

Certain prior period amounts have been reclassified to conform to the current period presentation. Such reclassifications had no effect on net income or cash
flows as previously reported.

NOTE 3 – FINANCIAL ASSETS AVAILABLE FOR SALE

As of March 31, 2015 and 2014, financial assets available for sale amounted to $1,307,200 and $0, respectively. On February 4, 2015, the Company purchased
from Bank of Hangzhou a wealth-management product called “Fortune 99”, which bears the interest rate of 5.45% and is due on August 4, 2015. The total
principal is $1,307,200 (RMB 8,000,000). 

F-15

 
 
 
 
 
 
 
 
NOTE 4 – TRADE ACCOUNTS RECEIVABLE

Trade accounts receivable consisted of the following:

Accounts receivable
Less: allowance for doubtful accounts
Trade accounts receivable, net

  March 31,

    March 31,

2015
12,108,561    $
(2,870,818)    
9,237,743    $

2014
11,869,866 
(5,135,330)
6,734,536 

  $

  $

For the years ended March 31, 2015 and 2014, $253,193 and $644,049 in accounts receivable were directly written off, respectively.  Additionally, for the years
ended March 31, 2015 and 2014, $0 and $367,706 of accounts receivable were written off against previous allowance for doubtful accounts, respectively.

Note 5 – OTHER CURRENT ASSETS

Other current assets consisted of the following:

Prepaid rental expenses (1)
Lease rights transfer fees, current portion (2)
Prepaids and other current assets
Total

  March 31,

    March 31,

2015
1,712,018    $
-     
488,820     
2,200,838    $

2014
1,165,633 
11,939 
485,530 
1,663,102 

  $

  $
  $

(1)  

As the Company opened new stores in Fiscal 2015, prepaid rental expenses increased.

(2)  

Lease rights transfer fees are paid by the Company to secure store rentals in coveted areas.  The additional costs of acquiring the right to lease new
store locations are capitalized and amortized over the period of the initial lease term. The rising of B2C e-commerce, which is decentralized in terms its
regulations in China, cuts the overall demand on store rental. As the store rental market has become favorable to tenants, the Company was no longer
required to pay lease rights transfer fees when renting new store spaces in fiscal 2015.

Note 6 – PROPERTY AND EQUIPMENT

Property and equipment consisted of the following:

Building
Leasehold improvements
Farmland development cost
Office equipment and furniture
Motor vehicles
Total
Less: Accumulated depreciation
Impairment
Property and equipment, net

F-16

  March 31,

    March 31,

2015
1,751,986    $
12,792,714     
1,954,165     
5,949,193     
667,428     
23,115,486     
(13,606,043)    
(2,452,662)    
7,056,781    $

2014
1,139,412 
12,329,637 
1,941,010 
5,535,667 
579,834 
21,525,560 
(10,729,190)
(1,383,682)
9,412,688 

  $

  $

 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
   
 
   
   
   
   
   
   
   
 
Total depreciation expense for property and equipment was $2,788,691 and $3,121,960 for the years ended March 31, 2015 and 2014, respectively.  For the
year ended March 31, 2015, $1,053,765 of fixed assets in Jiuyingtang were impaired due to the estimated fair value being lower than the carrying value. For the
year ended March 31, 2014, $480,771 of leasehold improvement and office equipment in Jiuyingtang and $905,468 of land and road improvement in Qianhong
Agriculture were impaired due to the estimated fair value being lower than the carrying value, and $145,040 of property and equipment were written off due to
the five Shanghai drugstores closing.

Note 7 – ADVANCES TO SUPPLIERS

Advances  to  suppliers  consist  of  deposits  with  or  advances  to  outside  vendors  for  future  inventory  purchases.    Most  of  the  Company’s  vendors  require  a
certain amount of money to be deposited with them as a guarantee that the Company will receive purchases on a timely basis.  This amount is refundable and
bears no interest.  As of March 31, 2015 and 2014, advance to suppliers consisted of the following:

Advance to suppliers
Less: allowance for doubtful accounts
Advance to suppliers, net

  March 31,

    March 31,

2015
5,942,866    $
(1,225,514)    
4,717,352    $

2014
11,162,767 
(6,585,573)
4,577,194 

  $

  $

For the years ended March 31, 2015 and 2014, $0 and $456,089 of advances to suppliers were written off against previous allowance for doubtful accounts,
respectively.  For  the  year  ended  March  31,  2015,  the  Company  collected  goods  of  approximately  $3.3  million  and  cash  of  $2.1  million  against  advances  to
vendors as a result of settling accounts with certain vendors that discontinued their business with the Company.

Note 8 – INVENTORY

Inventory consisted of the following: 

Finished goods
Less: reserve for inventory (1)
Inventory, net

  March 31,

    March 31,

2015
10,538,591    $
-     
10,538,591    $

2014
7,822,102 
(774,705)
7,047,397 

  $

  $

(1)

As of March 31,2014, the Company recorded a reserve of $774,705 for those products that were estimated to be obsolete. As of March 31,2015, all
those goods had been sold. As a result, no such reserve was made as of March 31,2015.

Note 9 – FARMLAND ASSETS

Farmland assets are ginkgo trees planted in 2012 and expected to be harvested and sold in several years. As of March 31, 2015 and 2014, farmland assets
consisted of the following:

Farmland assets
Less: impairments
Farmland assets, net

Note 10 – LONG TERM DEPOSITS

  March 31,

    March 31,

2015
2,530,558    $
(826,199)    
1,704,359    $

2014
2,192,372 
(820,637)
1,371,735 

  $

  $

As of March 31, 2015 and 2014, long term deposits amounted to $2,584,025 and $2,786,437, respectively.  Long term deposits are money deposited with or
advanced  to  landlords  for  securing  retail  store  leases  for  which  the  Company  does  not  anticipate  applying  or  being  returned  within  the  next  twelve
months.  Most of the Company’s landlords require a minimum of nine months’ rent being paid upfront plus additional deposits.

F-17

 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
   
 
   
 
 
  
Note 11 – OTHER NONCURRENT ASSETS

Other noncurrent assets consisted of the following: 

Prepayment for lease of land use right – noncurrent, net (1)
Long term prepaid expense
Total

March 31,
2015
2,734,798    $
-     
2,734,798    $

March 31,
2014
2,878,687 
158,243 
3,036,930 

  $

  $

(1)

This is a payment made to a local government in connection with entering into a 30-year operating land lease agreement. The land is currently used to
cultivate ginkgo trees.  This prepayment includes a deposit of $1,137,500, which will be refundable on the due date.  Based on expected output from
planted gingko trees such as expected fruit production and tree market value, the fair value of the lease prepayment was lower than the carrying cost.
As a result, the Company recorded an impairment of $2,477,212 on the lease prepayment in fiscal 2014.

The amortization of prepayment for lease of land use right was $67,104 and $162,600 for the year ended March 31, 2015 and 2014, respectively. Such amounts
were capitalized and recorded as work-in-process inventory.

The Company’s amortizations of prepayment for lease of land use right for the next five years and thereafter are as follows:

Years ending March 31,
2016
2017
2018
2019
2020
Thereafter

F-18

  $

Amount

67,104 
67,104 
67,104 
67,104 
67,104 
1,261,778 

 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
   
   
   
   
   
 
Note 12 – INTANGIBLE ASSETS

Intangible assets consisted of the following: 

License (1)
Goodwill (1)
Land use rights (2)
Software
Total intangible assets
Less: accumulated amortization
Other intangible assets, net

March 31,
2015
1,570,274    $
23,623     
1,593,403    $
477,302     
3,664,602     
(522,599)    
3,142,003    $

  $

  $

  $

March 31,
2014

- 
- 
1,582,677 
474,088 
2,056,765 
(487,322)
1,569,443 

(1)

A s of  March  31,  2015,  the intangible  assets  with  indefinite  life  consisted  of  the  following,  which  were  generated  through  the  acquisition  of  Sanhao
Pharmacy (see Note 22- Business Combination). There is no intangible asset with indefinite life as of March 31, 2014.

Licenses*
Goodwill on acquisition of Sanhao Pharmacy

Preliminary
Fair value

Currency
translation
adjustment

Net carrying
value

  $

   $

1,566,046    $
23,560     
1,589,606    $

4,228    $
63     
4,291    $

1,570,274 
23,623 
1,593,897 

* This represents the preliminary fair value of the licenses of insurance applicable drugstores acquired from Sanhao Pharmacy. The licenses allow patients to
pay by the insurance card at stores and the stores can get reimbursed from the Human Resource and Social Security Department of Hangzhou City.

(2)

In July 2013, the Company purchased the land use right of a plot of farmland in Lin’An, Hangzhou, intended for the establishment of an herb processing
plant in the future. However, as our farming business in Lin’An has not grown, the Company does not expect the completion of the plant in the near
future.

Amortization expense of intangible assets for the years ended March 31, 2015 and 2014 amounted to $31,975 and $112,209, respectively.

F-19

 
 
 
 
 
 
   
 
   
   
   
   
  
  
  
   
   
 
  
 
   
      
 
   
 
 
 
  
Note 13 – SHORT-TERM BANK LOAN

As of March 31, 2015, our short-term loan consisted of a loan of $32,680 (RMB200,000) from Industrial and Commercial Bank of China, due on September 30,
2015 with annual interest of 5.885%. This loan is guaranteed by Hangzhou SME Guaranty Co., Ltd., which is not related to or affiliated with the Company.

Note 14 – NOTES PAYABLE

The  Company  has  credit  facilities  with  Hangzhou  United  Bank  (“HUB”),  Bank  of  Hangzhou  (“BOH”)  and  Industrial  and  Commercial  Bank  of  China
(“ICBC”) that provided working capital in the form of the following bank acceptance notes as of March 31, 2015 and 2014: 

Beneficiary
Jiuzhou Pharmacy(1)
Jiuzhou Pharmacy(1)
Jiuzhou Pharmacy(2)
Jiuzhou Pharmacy(2)
Jiuzhou Pharmacy(2)
Jiuzhou Pharmacy(2)
Jiuzhou Pharmacy(2)
Jiuzhou Pharmacy(2)
Jiuzhou Pharmacy(3)
Jiuzhou Pharmacy(3)
Jiuzhou Pharmacy(3)
Jiuzhou Pharmacy(3)
Jiuzhou Pharmacy(3)
Jiuzhou Pharmacy(3)
Jiuzhou Pharmacy(3)
Jiuzhou Pharmacy(4)
Jiuzhou Pharmacy(4)
Jiuzhou Pharmacy(1)
Total

Endorser
ICBC
ICBC
HUB
HUB
HUB
HUB
HUB
HUB
HUB
HUB
HUB
HUB
HUB
HUB
HUB
BOH
BOH
ICBC

    Origination   Maturity

  March 31,

    March 31,

date
12/27/13
10/11/13
10/08/13
11/05/13
12/26/13
02/07/14
02/07/14
03/06/14
08/05/14
10/09/14
10/09/14
12/05/14
12/26/14
03/04/15
03/13/14
11/06/14
02/09/15
12/26/14

date
06/26/14
04/11/14
04/08/14
05/05/14
06/26/14
05/07/14
08/07/14
09/06/14
08/04/15
04/09/15
04/09/15
06/05/15
06/26/15
09/04/15
09/13/15
05/06/15
08/09/15
06/25/15

  $

  $

2015

-    $
-     
-     
-     
-     
-     
-     
-     
1,634,000     
784,320     
1,187,918     
1,329,651     
1,601,320     
1,470,600     
604,580     
2,908,520     
1,993,480     
2,238,580     
15,752,969    $

2014
1,351,959 
730,350 
486,900 
1,720,380 
117,960 
649,200 
985,161 
1,778,808 
- 

- 

- 
7,820,718 

(1)

(2)

(3)

(4)

A s of  March  31,  2014,  the  Company  had  a  total  of  $2,082,309  (RMB12,830,000)  in  notes  payable  from  ICBC. A  third  party,  Hangzhou Small  and
Medium  sized  Guarantee  CO.,  Ltd.  signed  loan  guarantee  agreements  with  the  bank  to  guarantee  these  borrowings.  In addition,  the  Company  is
required to hold 30% of the amounts borrowed as restricted cash with ICBC as additional collateral against these bank notes.  All the outstanding notes
payable  had  been  repaid  upon  maturity.  As  of  March  31,  2015, the  Company  had  $2,238,580  (RMB  13,700,000)  notes  payable  from  ICBC,  with
restricted cash of $671,574 (RMB 4,110,000) held at the bank.

As of March 31, 2014, the Company had $5,738,409 (RMB35,356,800) notes payable from HUB. The Company is required to hold restricted cash of
$2,489,851 (RMB15,341,040) with HUB as collateral against these bank notes. All the outstanding notes payable have been repaid upon maturity.

As of March 31, 2015, the Company had $8,612,389 (RMB52,707,400) notes payable from HUB. The Company is required to hold restricted cash of
$36,921,220 (RMB52,707,400) with HUB as collateral against these bank notes.

A s of  March  31,  2015,  the  Company  had  $4,902,000  (RMB30,000,000)  notes  payable  from  BOH.  The  land  use  right  of  the  farmland  in Lin’An,
Hangzhou  is  pledged  as  collateral  for  these  bank  acceptance  notes  (see  Note  12).  The  Company  is  required  to hold  restricted  cash  of  $2,287,600
(RMB 14,000,000) with BOH as collateral against these bank notes.

As of March 31, 2015, the Company had a credit line of approximately $11.59 million in the aggregate from HUB, BOH and ICBC. By putting up the restricted
cash of $9.00 million deposited in the banks, the total credit line was increased to $20.59 million. As of March 31, 2015, the Company had approximately $15.75
million  bank  notes  payable,  and  approximately  $3.56  million  bank  credit  line  was  still  available  for  further  borrowing.  The  bank  notes  are  also  secured  by
buildings  owned  by  the  Company’s  major  shareholders  with  a  value  of  approximately  $3,836,632  (RMB23,480,000)  personally  guaranteed  by  the  major
shareholders and guaranteed by Zhejiang JinQiao Guarantee Company and Hangzhou Small and Medium sized Guarantee CO., Ltd.

At  March  31,  2015,  the  fair  value  of  the  Company’s  notes  payable  was  estimated,  using  Level  2  inputs,  at  $15,743,000  compared  to  a  carrying  amount  of
$15,752,969. At  March 31, 2014, the fair value of the  Company’s notes payable was estimated, using  Level 2 inputs, at $7,810,000 compared to a carrying
amount of $7,820,718. The fair values were estimated using an income approach by applying market interest rates for comparable instruments.

F-20

 
 
 
 
 
 
 
   
 
 
   
   
 
 
   
 
   
 
   
 
   
 
   
 
   
   
 
   
 
   
   
 
   
 
   
   
 
   
 
   
   
 
   
 
   
   
 
   
 
   
   
 
   
 
   
   
 
   
 
   
   
 
   
 
   
  
   
 
   
 
   
  
   
 
   
 
   
  
   
 
   
 
   
  
   
 
 
 
   
   
 
   
 
   
  
   
 
   
 
   
  
   
 
   
 
   
  
   
 
   
 
   
   
 
 
     
   
 
 
 
 
 
 
 
  
 
 
Note 15 – TAXES

Income tax

The Company is subject to income taxes on an entity basis on income arising in or derived from the tax jurisdiction in which each entity is domiciled.

Entity
Jo-Jo Drugstores
Renovation
All other entities

Income Tax Jurisdiction

  United States
  Hong Kong, PRC
  Mainland, PRC

Jo-Jo  Drugstores  is  incorporated  in  the  U.S.  and  has  incurred  a  net  operating  loss  for  income  tax  purposes  for  2015  and  2014. As  of  March  31,  2015,  the
estimated  net  operating  loss  carry  forwards  for  U.S.  income  tax  purposes  amounted  to  approximately  $1,503,000  which  may  be  available  to  reduce  future
years’ taxable income. These carry forwards will expire, if not utilized by 2032. Management believes that the realization of the benefits arising from this loss
appears to be uncertain due to the  Company’s limited operating history and continuing losses for  U.S. income tax purposes. Accordingly, the  Company has
provided a 100% deferred tax asset valuation allowance as of March 31, 2015 and no deferred tax asset benefit has been recorded. The valuation allowance as
of March 31, 2015 was $511,000. The net change in the valuation allowance was an increase of $25,000. The Company’s management reviews this valuation
allowance periodically and makes adjustments as necessary.

Significant components of the income tax provision were as follows for the years ended March 31, 2015 and 2014:

Current tax provision
Federal
State
Foreign

Deferred tax provision
Federal
State
Foreign

Income tax provision (a)

Years ended
March 31,

2015

2014

  $

  $

  $

-    $
-     
57,398     
57,398     

-    $
-     
-     
-     
57,398    $

- 
- 
44,870 
44,870 

- 
- 
- 
- 
44,870 

(a)  

The current income tax provision for the year ended March 31, 2015 excludes those incomes related to accounts receivables and advance to suppliers
allowance reversals, and inventory reserve reversal, which are non-taxable.

F-21

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
     
 
   
   
 
   
   
        
   
   
   
 
   
 
 
Income from continuing operations before income taxes was allocated between the United States and foreign components for the years ended March 31, 2015
and 2014 as follows:

United States
Foreign

Years ended
March 31,

2015
(1,056,717)   $
1,969,743     
913,026    $

2014
(1,034,223)
(24,277,077)
(25,311,300)

  $

  $

The  Company  files  U.S.  federal  and  state  income  tax  returns.    With  few  exceptions,  the  Company  was  subject  to  the  U.S.  federal  and  state  income  tax
examinations by tax authorities for years on or after 2007.

The Company’s subsidiaries and VIEs in China file income tax returns with both the state and local tax bureaus in the PRC.   Such income tax returns are
subject to examinations by these foreign tax authorities and have passed all examinations since each subsidiary’s and VIE’s inception date.

The following table reconciles the U.S. statutory tax rates with the Company's effective tax rate for the years ended March 31, 2015 and 2014:

U.S. Statutory rates
Foreign income not recognized in the U.S.
China income taxes
Change in valuation allowance (a)
Others (b)
Effective tax rate

2015

2014

34.0%   
(34.0)    
25.0 
(25.8)    
7.1 
6.3%   

34.0%
(34.0)
25.0 
(24.9)
(0.4)
(0.3)%

(a)  

(b)  

The (25.8)% for the year ended  March 31, 2015 primarily represents the effect of those profit from accounts receivable and advance to  suppliers
allowance reversal, and inventory reserve reversal, which, according to China annual tax filing, is non-taxable for PRC income tax.

The 7.1% for the year ended March 31, 2015 and the (0.4)% for the year ended March 31, 2014 represent the combined effect of expenses incurred
by the Company that were not deductible for PRC income tax and PRC income tax exemptions. 

The temporary differences and carry forwards gave rise to the following deferred tax assets as of March 31, 2015 and 2014:

Current deferred tax assets:
Allowance for doubtful accounts
Inventory reserve
Payroll accrual
Valuation allowance
Total current deferred tax assets

Long-term deferred tax assets:
Long-lived assets impairment
Long-term lease reserve
Depreciation and amortization
Net operating loss carry forward
Valuation allowance
Total current deferred tax assets

Total

F-22

Years ended
March 31,

2015

2014

1,031,566    $
-     
163,594     
(1,195,160)    
-    $

2,759,144 
193,676 
63,214 
(3,016,034)
- 

1,062,703    $
623,500     
-     
708,033     
(2,394,236)    
-    $

792,432 
619,303 
323,547 
410,592 
(2,145,874)
- 

-    $

- 

  $

  $

  $

  $

  $

 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
     
 
   
   
   
 
   
      
  
   
         
  
   
   
   
   
 
   
         
  
 
Management believes that the realization of the benefits arising from these temporary differences and carry forwards appear to be uncertain since it is subject
to  local  tax  authority’s  approval.  As  a  result,  the  Company  made  a  full  valuation  allowance  against  its  net  deferred  tax  assets  as  of  March  31,
2015.    Management  reviews  this  valuation  allowance  periodically  and  makes  adjustments  as  necessary.  Future  reversal  of  the  valuation  allowance  will  be
recognized  either  when  the  benefit  is  realized  or  when  it  has  been  determined  that  it  is  more  likely  than  not  that  the  benefit  will  be  realized  through  future
earnings.

Value added tax

VAT on sales and on purchases amounted to $19,737,410 and $18,613,431 for the year ended March 31, 2015, and $16,045,706 and $15,069,655 for the year
ended March 31, 2014, respectively.

Sales and purchases are recorded net of VAT collected and paid as the Company acts as an agent for the government. VAT taxes are not impacted by the
income tax holiday.

Taxes payable at March 31, 2015 and 2014 consisted of the following:

VAT
Income tax
Others
Total taxes payable

Note 16 – POSTRETIREMENT BENEFITS

  March 31,

    March 31,

2015

2014

  $

  $

301,149    $
8,007     
18,955     
328,111    $

344,329 
7,851 
21,321 
373,501 

Regulations in the PRC require the Company to contribute to a defined contribution retirement plan for all permanent employees.  The contribution for each
employee  is  based  on  a  percentage  of  the  employee’s  current  compensation  as  required  by  the  local  government.  The  Company  contributed  $849,689  and
$663,837 in employment benefits and pension for the years ended March 31, 2015 and 2014, respectively.

Note 17 – RELATED PARTY TRANSACTIONS AND ARRANGEMENTS

Amounts payable to related parties are summarized as follows:

Due to cofounders (1):
Due to director (2):
Total

  March 31,

    March 31,

2015

576,818    $
2,152,922     
2,729,740    $

2014

576,818 
1,807,476 
2,384,294 

  $

  $

(1)  

(2)

A s of  March  31,  2015  and  2014,  the  amount  due  to  cofounders  represents  loans  from  the  ultimate  owners  to  Jiuxin  Management  to enable  Jiuxin
Management to meet its approved PRC registered capital requirements.

D ue to  foreign  exchange  restrictions,  the  Company’s  director  and  CEO,  Mr.  Lei  Liu  personally  lent  U.S.  dollars  to  the  Company to  facilitate  its
payments of expenses in the United States. In addition, Mr. Lei Liu also advanced cash to the Company for working capital purpose. On July 2, 2014,
the  Company  issued  a  total  of  619,482  shares  of  common  stock  to  Lei  Liu,  at  $1.52 per  share,  the  fair  market  value,  or  the  closing  stock  price  on
Nasdaq on July 1, 2014, to offset the debts of $941,613 owed to Mr. Liu.

As  of  March  31,  2015  and  2014,  notes  payable  totaling  $5,790,471  and  $5,738,409,  respectively,  were  secured  by  the  personal  properties  of  certain  of  the
Company’s shareholders.

F-23

 
 
   
 
 
 
 
 
 
 
 
   
 
   
   
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
The Company leases from Mr. Lei Liu a retail space which expires in September 2015 and had a lease for corporate office which expired in December 2013.
Since the Company has moved its headquarter to a new location in Hangzhou in January 2014, the corporate office lease with Mr. Liu was terminated. Rent
expense amounted to $97,500 and $170,730 for the years ended March 31, 2015 and 2014, respectively.  The amounts were paid to Mr. Liu as of March 31,
2015.

Note 18 – PURCHASE OPTION DERIVATIVE LIABILITY

In connection with the public offering of the Company’s common stock that closed on April 28, 2010, the Company issued to its underwriters, Madison Williams
and Company and Rodman & Renshaw, LLC, an option for $100 to purchase up to a total of 105,000 shares of common stock (3% of the shares sold in the
public offering) at $6.25 per share (125% of the price of the shares sold in the public offering).  The option was exercisable from October 23, 2010 to April 22,
2015., The option has not been exercised eventually and has expired as the date of the report.

The Company is treating the common shares underlying the option as a derivative liability because the strike price of the option is denominated in U.S. dollars, a
currency other than the Company’s functional currency, the Chinese RMB.  As a result, the option is not considered indexed to the Company’s own stock, and
as such, all future changes in the fair value of the option are recognized currently in earnings until such time as the option is exercised or expired. 

On April 22, 2010, the issue date of the option, the  Company classified the fair value of this option as a liability resulting in a decrease of additional paid-in
capital of $402,451 and the establishment of a $402,451 in liability to recognize the option’s fair value.  The Company recognized a loss of $33,520 from the
change in fair value of the option liability for year ended March 31, 2015.

This option does not trade in an active securities market, and as such, the Company estimates its fair value using the Black-Scholes Option Pricing Model (the
“Black-Scholes Model”) on the date that the option was originally issued and as of March 31, 2015 using the following assumptions:

Stock price
Exercise price
Annual dividend yield
Expected term (years)
Risk-free interest rate
Expected volatility

March 31,
2015 (1)

March 31,
2014

  $
  $

2.82 
6.25 

  $
  $
0%   

0.05 
0.05%   
96.40%   

2.07 
6.25 

0%

1.05 
0.13%
132.55%

(1)  

As of March 31, 2015, the option to purchase 105,000 shares of common stock had not been exercised.

Expected volatility is based on historical volatility.   Historical volatility is computed using daily pricing observations for recent periods that correspond to the
term  of  the  option.    The  Company  believes  this  method  produces  an  estimate  that  is  representative  of  future  volatility  over  the  expected  term  of  this
option.    The  expected  life  is  based  on  the  remaining  term  of  the  option.    The  risk-free  interest  rate  is  based  on  U.S.  Treasury  securities  according  to  the
remaining term of the option.

Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.  Depending on
the product and the terms of the transaction, the fair value of option liability are modeled using a series of techniques, including closed-form analytic formula
such as the Black-Scholes Model, which does not entail material subjectivity because the methodology employed does not necessitate significant judgment, and
the pricing inputs are observed from actively quoted markets.

The fair value of the 105,000 shares underlying the option outstanding as of March 31, 2015 was determined using the Black-Scholes Model, with certain inputs
significant to the valuation methodology as level 2 inputs, and the  Company recorded the change in fair value in earnings.  As a result, the option liability is
carried on the consolidated balance sheets at fair value of $2and $52,603 as of March 31, 2015 and 2014, respectively.

F-24

 
 
   
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
   
   
   
   
 
 
 
 
 
Note 19 – WARRANTS

On September 26, 2013, as annual compensation for its financial advisory service, the Company issued a warrant to a financial consulting firm to purchase up
to 150,000 shares of common stock at $1.20 per share. The warrant is exercisable from September 26, 2013 to September 25, 2016.

Because the warrant is denominated in U.S. dollars and the Company’s functional currency is the RMB, it does not meet the requirements of the accounting
standard to be indexed only to the  Company’s stock. Accordingly, it is accounted for at fair value as derivative liabilities and marked to market price each
period.

The warrant does not trade in an active securities market, and as such, the Company estimates its fair value using the Black-Scholes Model on the date that the
warrant was originally issued and as of March 31, 2014 using the following assumptions:

Stock price
Exercise price
Annual dividend yield
Expected term (years)
Risk-free interest rate
Expected volatility

Common Stock
Warrants
March 31,
2015 (1)

Common Stock
Warrants
March 31,
2014

  $
  $

2.82 
1.20 

  $
  $
0%   

1.49 
0.67%   
116.88%   

2.07 
1.20 

0%

2.49 
0.67%
114.15%

(1)

As of March 31, 2015, the warrant had not been exercised.

On September 26, 2013, the issue date of the warrant, the Company classified its fair value as a liability of $33,606. The Company recognized a loss of $69,931
from the change in fair value of the warrant liability for the year ended March 31, 2015. As a result, the warrant liability is carried on the consolidated balance
sheets at the fair value of $315,325 and $ $226,313 as of March 31, 2015 and 2014, respectively.

Note 20 – STOCKHOLDERS’ EQUITY

Stock-based compensation

The  Company  accounts  for  share-based  payment  awards  granted  to  employees  and  directors  by  recording  compensation  expense  based  on  estimated  fair
values. The Company estimates the fair value of share-based payment awards on the date of grant. The value of the portion of the award that is ultimately
expected to vest is recognized as expense over the requisite service periods in the Company’s consolidated statements of operations. Share-based awards are
attributed to expense using the straight-line method over the vesting period. The Company determines the value of each option award that contains a market
condition using a Monte Carlo Simulation valuation model, while all other option awards are valued using the Black-Scholes valuation model as permitted under
ASC 718, Compensation - Stock Compensation. The assumptions used in calculating the fair value of share-based payment awards represent the Company’s
best estimates. The Company’s estimates of the fair values of stock options granted and the resulting amounts of share-based compensation recognized may be
impacted  by  certain  variables  including  stock  price  volatility,  employee  stock  option  exercise  behaviors,  additional  stock  option  modifications,  estimates  of
forfeitures, and the related income tax impact.

On November 18, 2014, the Company granted a total of 350,000 shares of restricted common stock to its directors and officers under the Plan. The trading
value of the Company’s common stock on November 18, 2014 was $1.89. All such shares vested on February 18, 2015, and for the year ended March 31,
2015, $661,500 was recorded as service compensation expense.

On  January 16, 2015, a total of 265,000 shares have vested, which were issued to 39 employees under the  Plan in  January 2012. $62,034 and $11,422 was
charged  to  general  and  administrative  expense  and  selling  expense  for  the  year  ended  March  31,  2015,  respectively.  $78,022  and  $30,736  was  charged  to
general and administrative expense and selling expense for the year ended March 31, 2014, respectively.

Stock option

On November 18, 2014, the Company granted a total of 967,000 shares of stock options under the Plan to a group of a total of 46 grantees including directors,
officers and employees. The exercise price of the stock option is $2.50. The option vests in three years on November 18, 2017, provided that the grantees are
still employed by the Company on such a date. The options will be exercisable for five years from the vesting date, or November 18, 2017 until November 17,
2022. For the year ended March 31, 2015, $182,482 was recorded as compensation expense.

F-25

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
   
   
   
   
   
 
 
 
 
 
  
 
 
 
 
A summary of the Company's stock option activities is as follows:

Outstanding at March 31, 2014

Granted
Exercised
Forfeited or expired

Outstanding at March 31, 2015
Exercisable at March 31, 2015
Vested or expected to vest

Weighted- 
average
exercise price    

Options

-    $
967,000     
-     
-     
967,000    $
-    $
967,000    $

-     
2.50     
-     
-     
2.50     
-     
2.50     

Weighted-
average
remaining
contractual
term (years)    
-     
8.00     
-     
-     
7.63    $
-    $
7.63    $

Aggregate
intrinsic
value

- 
309,440 
- 
- 
309,440 
- 
309,440 

The weighted-average grant date fair values were determined using the Black- Scholes option-pricing model with the following weighted average assumptions:

Fair value of stock options granted
Expected volatility
Expected term (years)
Risk-free interest rate
Annual dividend yield

Year ended
March 31,
2015

  $

1.54 
123.19%
5.00 
1.65%
0%

For  purposes  of  determining  the  expected  term  and  in  the  absence  of  historical  data  relating  to  stock  option  exercises,  the  Company  applies  a  simplified
approach: the expected term of awards granted is presumed to be the mid-point between the vesting date and the end of the contractual term. For fiscal year
ended March 31, 2015, the Company uses the annual volatility of its daily closing price for expected volatility. The risk-free interest rate for periods within the
expected or contractual life of the option, as applicable, is based on the United States Treasury yield curve in effect during the period the options were granted.
The Company's expected dividend yield is zero.

As of March 31, 2015, there was $1.3 million of total unrecognized compensation costs related to stock option compensation arrangements granted which is
expected to be recognized over the remaining weighted-average period of 2.63 years.

F-26

 
 
 
 
 
   
 
   
   
   
   
   
   
   
 
 
 
 
 
 
 
  
   
   
   
   
 
 
 
Statutory reserve

Statutory reserves represent restricted retained earnings. Based on their legal formation, the Company is required to set aside 10% of the net income of each
VIE and subsidiary in the PRC as reported in its statutory account on an annual basis to the Statutory Surplus Reserve Fund (the “Reserve Fund”). Once the
total amount set aside in the Reserve Fund reaches 50% of the entity’s registered capital, further appropriations become discretionary. The Reserve Fund can
be used to increase the entity’s registered capital upon approval by relevant government authorities or to eliminate its future losses under PRC GAAP upon a
resolution by its board of directors. The Reserve Fund is not distributable to shareholders, as cash dividend or otherwise, except in the event of liquidation.

Appropriations to the Reserve Fund are accounted for as a transfer from unrestricted earnings to statutory reserves. During the years ended March 31, 2015
and 2014, the Company did not make appropriations to the statutory reserves.

There are no legal requirements in the PRC to fund the Reserve Fund by transfer of cash to any restricted accounts, and the Company does not do so.

Note 21 – EARNINGS PER SHARE

The Company reports earnings per share in accordance with the provisions of the FASB’s related accounting standard.  This standard requires presentation of
basic and diluted earnings per share in conjunction with the disclosure of the methodology used in computing such earnings per share.  Basic earnings per share
excludes dilution, but includes vested restricted stocks and is computed by dividing income available to common stockholders by the weighted average common
shares outstanding during the period.  Diluted earnings per share takes into account the potential dilution that could occur if securities or other contracts to issue
common stock were exercised and converted into common stock.

The following is a reconciliation of the basic and diluted loss per share computation: 

Net earnings (loss) attributable to controlling interest
Weighted average shares used in basic computation
Diluted effect of stock options and warrants
Weighted average shares used in diluted computation
Earnings (loss) per share – Basic:

Net earnings (loss) before noncontrolling interest
Add: Net loss attributable to noncontrolling interest
Net loss attributable to controlling interest

Earnings (loss) per share – Diluted:

Net earnings (loss) before noncontrolling interest
Add: Net loss attributable to noncontrolling interest
Net loss attributable to controlling interest

Years ended
March 31,

2015

856,557    $
14,960,522     
195,901     
15,156,423     

2014
(25,356,136)
13,880,190 
- 
13,880,190 

0.06    $
-    $
0.06    $

0.06    $
-    $
0.06    $

(1.83)
- 
(1.83)

(1.83)
- 
(1.83)

  $

  $
  $
  $

  $
  $
  $

For the year ended March 31, 2015 and 2014, 105,000 underlying outstanding purchase options of Madison Williams and Company and Rodman & Renshaw,
LLC, were excluded from the calculation of diluted earnings (loss) per share as the options were anti-dilutive.   

Note 22 – BUSINESS COMBINATION

Sanhao Pharmacy

On  October 9, 2014,  Jiuzhou  Pharmacy completed its acquisition of  Sanhao  Pharmacy.  Sanhao  Pharmacy is a local drugstore chain of 11 stores located in
Hangzhou. Jiuzhou Pharmacy acquired all assets and assumed all liabilities of Sanhao Pharmacy. The consideration of the transaction included a cash payment
of  $1,568,640  (RMB  9,600,000),  with  the  excess  amount  of  cash  payment  over  the  fair  value  capitalized  by  the  Company  as  goodwill  of  $23,623.  Per  the
agreement, the Company is required to pay 20% in three business days after the Contract takes effect and to pay 40% after the registration of the change of
ownership in the Administration for Industry and Commerce is completed. As of March 31, 2015, the Company had paid a total of 60%, or $941,184 (RMB
5,760,000). The remaining amount is expected to be paid within next few months. In January 2015, eight stores of Sanhao Pharmacy with the qualification of
Social Health Insurance ("SHI"), have been relocated close to the major resident areas in Hangzhou with significant store improvements. These eight stores are
now operating under the brand name “Jiuzhou Pharmacy”.

F-27

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
   
   
   
        
   
   
        
   
 
  
 
  
 
The following table summarizes the preliminary fair value of the assets acquired and liabilities assumed at the date of acquisition: 

Total purchase price

Allocation of the purchase price to assets and liabilities at fair value:
Cash and cash equivalents
Accounts receivable, net
Inventories
Advances on inventory purchases
Property, plant and equipment, net
Licenses
Total assets

Accounts payable
Tax receivable
Accrued liabilities and other liabilities, current
Total liabilities

Net assets acquired at fair value

Goodwill

Pro forma results are not materially different from historical results.

Note 23 – SEGMENTS

  $

1,568,640 

  $

32,016 
5,612 
53,731 
474 
543 
1,570,274 
1,662,650 

37,315 
(1,023)
81,341 
117,633 

  $

  $

1,545,017 

23,623 

The  Company  operates  within  four  main  reportable  segments:  retail  drugstores,  online  pharmacy,  drug  wholesale  and  herb  farming.    The  retail  drugstores
segment sells prescription and over-the-counter (“OTC”) medicines, TCM, dietary supplements, medical devices, and sundry items to retail customers.   The
online pharmacy sells OTC drugs, dietary supplements, medical devices and sundry items to customers through several third-party platforms such as Alibaba’s
Tmall,  JD.com  and Amazon.com,  and  the  Company’s  own  platform  all  over  China.  The  drug  wholesale  segment  includes  supplying  the  Company’s  own
retail  drugstores  with  prescription  and  OTC  medicines,  TCM,  dietary  supplement,  medical  devices  and  sundry  items  (which  sales  have  been  eliminated  as
intercompany transactions), and also selling them to other drug vendors and hospitals. The Company’s herb farming segment cultivates selected herbs for sales
to other drug vendors. The Company is also involved in online sales and clinic services that do not meet the quantitative thresholds for reportable segments and
are included in the retail drugstores segment.

The segments' accounting policies are the same as those described in the summary of significant accounting policies.  The  Company evaluates performance
based on profit or loss from operations before interest and income taxes not including nonrecurring gains and losses. 

The  Company's  reportable  business  segments  are  strategic  business  units  that  offer  different  products  and  services.  Each  segment  is  managed  separately
because they require different operations and markets to distinct classes of customers.

The following table presents summarized information by segment of the continuing operations for the year ended March 31, 2015:

Retail
drugstores

Online
pharmacy

Drug
wholesale

Herb
farming

Revenue
Cost of goods
Gross profit
Selling expenses
General and administrative expenses
Profit (loss) from operations
Depreciation and amortization
Total capital expenditures

  $

  $

  $
  $
  $

48,799,736    $
39,278,615     
9,521,121    $
9,364,232     
5,460,827     
(5,303,938)   $
1,847,415    $
1,378,362    $

14,879,397    $
12,781,734     
2,097,663    $
589,920     
674,470     
833,273    $
4,812    $
17,219    $

* include the accounts receivable and advance to suppliers allowance reversal of $7,535,180.

F-28

  $

  $

13,216,599 
12,397,358 
819,241 
462,299 
(5,881,032)*    
  $
6,237,974 
  $
645,669 
  $
77,550 

-    $
-     
-    $
-     
59,125     
(59,125)   $
322,593    $
-    $

Total
76,895,732 
64,457,707 
12,438,025 
10,416,451 
313,390 
1,708,184 
2,820,489 
1,473,131 

 
 
 
 
   
  
   
  
   
   
   
   
   
   
 
   
  
   
   
   
   
 
   
  
 
   
  
 
 
 
  
 
 
 
 
 
   
   
 
 
   
 
   
   
   
   
   
 
 
The following table presents summarized information by segment of the continuing operations for the year ended March 31, 2014:

Revenue
Cost of goods
Gross profit
Selling expenses
General and administrative expenses
Profit (loss) from operations
Depreciation and amortization
Total capital expenditures

Retail
drugstores

Online
pharmacy

Drug
wholesale

Herb
farming

  $

  $

  $
  $
  $

40,096,781    $
33,706,866     
6,389,915    $
12,778,642     
6,222,194     
(12,610,921)   $
2,618,740    $
391,369    $

7,560,135    $
6,240,848     
1,319,287    $
386,135     
471,996     
461,156    $
19,812    $
309    $

18,497,671    $
20,479,387     
(1,981,716)   $
523,994     
4,127,733     
(6,633,443)   $
594,500    $
135,761    $

-    $
-     
-    $
-     
446,934     
(446,934)   $
1,117    $
1,585,602    $

Total
66,154,587 
60,427,101 
5,727,486 
13,688,771 
11,268,857 
(19,230,142)
3,234,169 
2,113,041 

*The negative wholesale gross margin for the year ended March 31, 2014 was primarily due to the discounted sales of certain products that the Company’s
new wholesale team has decided not to continue expending significant efforts to sell in the future. While the total discounted sales amount was approximately
$0.7 million, the cost of the products sold was approximately $2.1 million, which resulted in a net loss of $1.4 million from such sales and negative gross margin
in fiscal 2014.

The Company does not have long-lived assets located outside the PRC. In accordance with the enterprise-wide disclosure requirements of FASB’s accounting
standard, the Company's net revenue from external customers through its retail drugstores by main product categories for the years ended March 31, 2015 and
2014 were as follows: 

Prescription drugs
OTC drugs
Nutritional supplements
TCM
Sundry products
Medical devices
Total

Years ended
March 31,

2015
17,932,423    $
20,087,425     
5,033,819     
3,316,067     
1,032,800     
1,397,202     
48,799,736    $

2014
19,781,547 
13,922,633 
2,736,808 
2,718,305 
134,218 
803,270 
40,096,781 

  $

  $

The Company’s net revenues from external customers through its online pharmacy by main product categories for the years ended March 31, 2015 and 2014
were as follows:

Prescription drugs
OTC drugs
Nutritional supplements
TCM
Sundry products
Medical devices
Total

Years ended
March 31,

2015

-    $
4,551,354     
1,610,375     
-     
1,827,669     
6,889,999     
14,879,397    $

2014

- 
3,347,470 
512,339 
- 
1,761,945 
1,938,381 
7,560,135 

  $

  $

The Company’s net revenues from external customers through its wholesale business by main product categories for the years ended March 31, 2015 and 2014
were as follows:

Prescription drugs
OTC drugs
Nutritional supplements
TCM
Sundry products
Medical devices
Total

F-29

Years ended
March 31,

2015
7,777,525    $
5,094,150     
98,444     
155,151     
72,357     
18,972     
13,216,599    $

2014
13,746,053 
1,012,630 
262,470 
931 
3,468,832 
6,755 
18,497,671 

  $

  $

 
 
 
 
 
   
   
   
   
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
   
 
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
   
 
   
   
   
   
   
  
 
 
 
 
 
 
 
 
 
   
 
   
   
   
   
   
 
Note 24 – COMMITMENTS AND CONTINGENCIES

Operating lease commitments

The Company recognizes lease expense on a straight line basis over the term of its leases in accordance with the relevant accounting standards. The Company
has entered into various tenancy agreements for its store premises and for the land leased from a local government to farm herbs.

The Company’s commitments for minimum rental payments under its leases for the next five years and thereafter are as follows:

Periods ending March 31,
2016
2017
2018
2019
2020
Thereafter
Total

Retail
drugstores

Online
pharmacy

Drug
wholesale

    Herb farming    

  $

  $

3,265,512    $
2,154,469     
1,790,078     
1,364,959     
562,102     
202,702     
9,339,822    $

113,449    $
133,501     
139,305     
139,305     
139,305     
174,131     
838,996    $

189,140    $
154,623     
150,914     
150,914     
150,914     
37,728     
834,233    $

-    $
-     
-     
-     
-     
-     
-    $

Total
Amount

3,568,101 
2,442,593 
2,080,297 
1,655,178 
852,321 
414,561 
11,013,051 

Total rent expense amounted to $4,480,869 and $4,563,376 for years ended March 31, 2015 and 2014, respectively.

Note 25 – SUBSEQUENT EVENTS

On April 8, 2015, Hangzhou Quannuo cancelled its registration with local State Administration of Industrial and Commerce or known as SAIC. The store had
ceased operations in fiscal 2015.

F-30

 
 
 
 
 
 
 
   
   
 
   
   
   
   
   
 
 
 
 
 
 
 
List of Subsidiaries

Exhibit 21

1.

2.

3.

4.

5.

6.

7.

8.

9.

10.

11.

Renovation Investment (Hong Kong) Co., Ltd. (“Renovation”) is a Hong Kong company and is wholly-owned by the Company.

Hangzhou Jiutong Medical Technology Co., Ltd. (“Jiutong Medical”) is a Chinese company and is wholly-owned by Renovation.

Zhejiang Shouantang Pharmaceutical Technology Co., Ltd. (“Shouantang Technology”) is a Chinese company and is wholly-owned by Renovation.

Zhejiang Jiuxin Investment Management Co., Ltd. (“Jiuxin Management”) is a Chinese company and is wholly-owned by Renovation.

Zhejiang Quannuo Internet Technology Co., Ltd. (“Quannuo Technology”) is a Chinese company and is wholly-owned by Shouantang Technology.

Hangzhou Jiuxin  Qianhong  Agriculture  Development  Co.,  Ltd.  (“Qianhong  Agriculture”)  is  a  Chinese  company  and  is  wholly-owned  by  Jiuxin
Management.

Hangzhou Jiuzhou Grand Pharmacy Chain Co., Ltd. (“Jiuzhou Pharmacy”) is a Chinese company controlled by Jiuxin Management through contractual
arrangements.

Hangzhou Jiuzhou Clinic of Integrated Traditional and Western Medicine (General Partnership) is (“Jiuzhou Clinic”) a Chinese  partnership controlled
by Jiuxin Management through contractual arrangements.

Hangzhou Jiuzhou  Medical  &  Public  Health  Service  Co.,  Ltd.  (“Jiuzhou  Service”)  is  a  Chinese  company  controlled  by Jiuxin  Management through
contractual arrangements.

Zhejiang Jiuxin Medicine Co., Ltd. (“Jiuxin Medicine”) is a Chinese company and is wholly-owned by Jiuzhou Pharmacy.

Shouantang Bio-technology Co., Ltd. (“Shouantang Bio”) is a Chinese company and is wholly-owned by Shouantang Technology.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We hereby consent to the incorporation by reference in the Registration Statements of China Jo-Jo Drugstores, Inc. and its subsidiaries on Form S-3
(No.  333-198001)  and  Form  S-8  (No.  333-171849)  of  our  report  dated  June  26,  2015  relating  to  the  consolidated  financial  statements  which  appear  in  this
Annual Report on Form 10-K.

Exhibit 23.1

/s/ BDO CHINA SHU LUN PAN Certified Public Accountants LLP

June 29, 2015

 
 
 
 
  
   
 
 
 
 
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We hereby consent to the incorporation by reference in the Registration Statements on Form S-3 (No. 333-198001) and Form S-8 (No. 333-171849) of China
Jo-Jo Drugstores, Inc. and subsidiaries of our report dated June 27, 2014 relating to the consolidated financial statements, which appear in this Form 10-K.

Exhibit 23.2

Friedman LLP

New York, New York

June 25, 2015

 
 
 
 
  
 
 
 
 
 
Exhibit 31.1

CERTIFICATION PURSUANT TO

SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

I, Lei Liu, certify that:

(1)          I have reviewed this annual report on Form 10-K of China Jo-Jo Drugstores, Inc.;

(2)          Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to
make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this
report;

(3)          Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects

the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

(4)           The registrant’s other certifying officer(s) and  I are responsible for establishing and maintaining disclosure controls and procedures (as
defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-
15(f)) for the registrant and we have:

(a)           designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our
supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within
those entities, particularly during the period in which this report is being prepared;

(b)           designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under
our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external
purposes in accordance with generally accepted accounting principles;

(c)           evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about

the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

(d)           disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s
most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to
materially affect, the registrant’s internal control over financial reporting; and

(5)                    The  registrant’s  other  certifying  officer(s)  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of  internal  control  over  financial

reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent function):

(a)           all significant deficiencies and material weakness in the design or operation of internal control over financial reporting which are

reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

(b)           any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s

internal control over financial reporting.

Date: June 29, 2015

/s/ Lei Liu
Lei Liu
Chief Executive Officer
(Principal Executive Officer)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 31.2

CERTIFICATION PURSUANT TO

SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

I, Ming Zhao, certify that:

(1)          I have reviewed this annual report on Form 10-K of China Jo-Jo Drugstores, Inc.;

(2)          Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to
make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this
report;

(3)          Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects

the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

(4)           The registrant’s other certifying officer(s) and  I are responsible for establishing and maintaining disclosure controls and procedures (as
defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-
15(f)) for the registrant and we have:

(a)           designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our
supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within
those entities, particularly during the period in which this report is being prepared;

(b)           designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under
our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external
purposes in accordance with generally accepted accounting principles;

(c)           evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about

the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

(d)           disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s
most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to
materially affect, the registrant’s internal control over financial reporting; and

(5)                    The  registrant’s  other  certifying  officer(s)  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of  internal  control  over  financial

reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent function):

(a)           all significant deficiencies and material weakness in the design or operation of internal control over financial reporting which are

reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

(b)           any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s

internal control over financial reporting.

Date: June 29, 2015

/s/ Ming Zhao
Ming Zhao
Chief Financial Officer
(Principal Financial and Accounting Officer)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATION PURSUANT TO

18 U.S.C. SECTION 1350,

AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.1

In connection with the annual report of China Jo-Jo Drugstores, Inc. (the “Company”) on Form 10-K for the year ending March 31, 2015 as filed with
the  Securities  and  Exchange  Commission  on  the  date  hereof  (the  “Report”),  Each  of  the  undersigned  hereby  certifies,  in  his  capacity  of  an  officer  of  the
Company, as of the date hereof, solely for purposes of Title 18, Chapter 63, Section 1350 of the United States Code, that to the best of his knowledge:

(1) The Report fully complies with the requirements of section 13(a) or 15(d), as applicable, of the Securities Exchange Act of 1934, as amended; and

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and result of operations of the Company at

the dates and for the periods indicated.

/s/ Lei Liu
Lei Liu
Chief Executive Officer
(Principal Executive Officer)

/s/ Ming Zhao
Ming Zhao
Chief Financial Officer
(Principal Financial and Accounting Officer)

June 29, 2015

A  signed  original  of  this  written  statement  required  by  Section  906  has  been  provided  to  the  Company  and  will  be  retained  by  the  Company  and

furnished to the Securities and Exchange Commission or its staff upon request.

The foregoing certification is being furnished solely to accompany the Report pursuant to 18 U.S.C. Section 1350 and is not being filed for purposes of
Section 18 of the  Securities  Exchange Act of 1934, as amended, and is not to be incorporated by reference into any filing of the  Company, whether made
before or after the date hereof, regardless of any general incorporation language in such filing.