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Choice Properties REIT

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FY2014 Annual Report · Choice Properties REIT
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AnnuAl RepoRt  2014

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in 2014, we focused on building: building 

scale with acquisitions and development, and 

building capacity by implementing an enterprise 

resource management system and internalizing 

our leasing, property accounting and property 

management functions. By successfully 

executing on our strategy, choice properties 

built value – for all of our stakeholders.

475(1)

39.9m(1)

properties

sQuare feet (of gla)

$7.9B(2)

98.1%(2)

fair value

occupancy

(1)  Includes acquisitions subsequent to year-end 2014.
(2)  As of December 31, 2014.

aBout us

Choice Properties Real Estate Investment Trust is an owner, manager and 
developer of well-located retail and commercial real estate across Canada. Its 
portfolio spans approximately 39.9 million square feet of gross leasable area and 
consists of 475 properties primarily focused on supermarket-anchored shopping 
centres and stand-alone supermarkets. Choice Properties’ strategy is to create 
value by enhancing and optimizing its portfolio through accretive acquisitions, 
strategic development and active management. Choice Properties’ principal tenant 
and largest Unitholder is Loblaw Companies Limited, Canada’s largest retailer. 
Choice Properties’ strong alliance with Loblaw positions it well for future growth.

unencumBered  
assets Base
Property Portfolio

geographic distriBution

RETAIL

WAREHOUSE

LAND

INDUSTRIAL

OFFICE

YUKON TERRITORY
RETAIL

1

1

NORTHWEST 
TERRITORIES
RETAIL

49
ALBERTA
RETAIL

SASKATCHEWAN
RETAIL

MANITOBA
RETAIL

BRITISH
COLUMBIA
RETAIL

20

12

12

SURREY, BC

LAND 1
WAREHOUSE 1

SURREY, BC

CALGARY, AB

WAREHOUSE 1

183ONTARIO

RETAIL

REGINA, SK
WAREHOUSE

1

4

ONTARIO

INDUSTRIAL 1

ONTARIO

WAREHOUSE 2
1

BRAMPTON, ON
OFFICE

ONTARIO
LAND

PRINCE EDWARD ISLAND
RETAIL

104

QUEBEC
RETAIL

NEWFOUNDLAND
& LABRADOR
RETAIL

9

26

3

3

37

ST. JOHN’S, NL
WAREHOUSE

1

NOVA SCOTIA
RETAIL

NEW BRUNSWICK
WAREHOUSE

QUEBEC

WAREHOUSE 2

NEW BRUNSWICK
RETAIL

adjusted funds from operations 
(AFFO) (per unit)

affo payout ratio 
(per unit)

0.20

0.15

0.10

0.05

0

4
8
1
0
$

.

Q3
2013

6
7
1
0
$

.

Q4
2013

5
8
1
0
$

.

Q1
2014

4
8
1
0
$

.

Q2
2014

9
8
1
0
$

.

Q3
2014

8
8
1
0
$

.

Q4
2014

100

80

60

40

20

0

%
0
5
8

.

Q3
2013

%
3
2
9

.

Q4
2013

%
8
7
8

.

Q1
2014

%
3
8
8

.

Q2
2014

%
0
6
8

.

Q3
2014

%
4
6
8

.

Q4
2014

0.20

0.15

0.10

0.05

0

4
8
1
0
$

.

Q3
2013

6
7
1
0
$

.

Q4
2013

5
8
1
0
$

.

Q1
2014

4
8
1
0
$

.

Q2
2014

9
8
1
0
$

.

Q3
2014

8
8
1
0
$

.

Q4
2014

AFFO 
distribution 
per unit 
diluted

AFFO 
distribution 
payout 
ratio

choice properties reit  AnnuAl report 2014 

AFFO 
distribution 
per unit 
diluted

1

0.20

0.15

0.10

0.05

0.00

100

80

60

40

20

0

0.20

0.15

0.10

0.05

0.00

%

0

.

5

8

Q3

2013

%

3

.

2

9

Q4

2013

%

8

.

7

8

Q1

2014

%

3

.

8

8

Q2

2014

%

0

.

6

8

Q3

2014

%

4

.

6

8

Q4

2014

AFFO 

distribution 

payout 

ratio

100

80

60

40

20

0

100

80

60

40

20

0

 
 
letter to unitholders

It has been less than two years since Choice Properties REIT was created to 
maximize the value of an unrivalled portfolio of geographically diverse, retail-
focused real estate properties. Over that short time, we have grown our portfolio 
from approximately 35.3 million to 39.9 million square feet of gross leasable area, 
including a warehouse property and a shopping centre we acquired early in 2015.  
As at December 31, 2014, our fair value was $7.9 billion, an 8.5% increase over 
the prior year. We accomplished this while maintaining a conservative debt to 
total assets ratio and growing our funds from operations to the current $0.912 per 
unit on a fully diluted basis. In 2014, our first full year of operation, we continued 
building a real estate entity that offers investors stable income generation, 
predictable distributions and growth potential. 

In the following pages, we share details of the progress we made in the past 
year. In 2014, we acquired approximately 2.6 million square feet of gross leasable 
area and completed two development projects, one in Toronto, Ontario and the 
other in Stoney Creek, Ontario. Both were on budget and on schedule. We also 
invested approximately $29.0 million in our properties, maintained our strong 
occupancy rates and continued to move our development program forward, with 
ongoing construction at our Surrey, British Columbia site and pre-development 
work for projects targeted to start in 2015. In order to expand our growth pipeline, 
we established new strategic relationships that will open doors to additional 
investment opportunities. 

“in 2014, our first full year of operation, 

we continued building a real estate 

entity that offers investors stable 

income generation, predictable 

distributions and growth potential.”

2 

choice properties reit  AnnuAl report 2014

Since its inception, Choice Properties has been focused on achieving incremental 
growth, while generating stable and predictable income. An important part of our 
long-term growth strategy is to be fully engaged in all aspects of managing our 
portfolio. Over the course of the year, we built an efficient infrastructure to enable 
us to transition to a fully internalized real estate organization. Today, we have an 
expanded team of real estate professionals focused entirely on supporting and 
driving value from our portfolio of 475 properties across Canada. Managing all 
aspects of our business will give us greater control over our future and provide 
us with the opportunity to further develop our talent base. It will also enable us 
to use the skills and relationships of our team to attract strong tenants, to lease 
space while it is still in the concept and development phase and to retain our 
tenants for the long term. 

In addition to deepening and broadening our bench strength, we successfully 
implemented a state-of-the-art enterprise resource planning system to deliver 
timely, real estate–focused information and reporting. Together, our new talent and 
systems will help Choice Properties deliver best-in-class management, leasing and 
development of our properties. 

In 2015, we remain focused on delivering solid operating and financial results as 
well as predictable and growing distributions for our Unitholders. With the financial 
flexibility afforded to us by our strong balance sheet and investment-grade credit 
rating, we expect to invest more than $100 million in development projects in 2015. 
We will continue to pursue accretive growth opportunities in desirable, well-located 
properties that are strategically aligned with our existing portfolio. This year we will 
apply the capabilities of our newly internalized team to manage renewal rates and 
enhance the speed and efficiency of our new leasing transactions.

The Choice Properties management team is excited about the future. The talent, 
systems and infrastructure that will take our REIT to the next level are now in place. 
Together, we will continue building the long-term growth potential of our portfolio, 
while remaining a stable and secure investment for our valued Unitholders.

executive team

john r. morrison  
President and Chief Executive Officer

Bart munn 
Executive Vice President, 
Chief Financial Officer

pina alberelli 
Vice President, Finance, Controller

Kim lee  
Vice President, Investor Relations and 
Planning & Analysis

jacquie varkony 
Vice President, Human Resources

adam Walsh 
Vice President, General Counsel and Secretary

dallas Wingerak 
Vice President, Real Estate and Operations 
Western Canada

evan Williams 
Vice President, Real Estate and Operations 
Eastern Canada

robert yamamoto 
Vice President, Development

john r. morrison 
president and Chief executive officer

choice properties reit  AnnuAl report 2014 

3

 
 
financial and operational highlights 

choice properties has identified specific key financial and operational 
performance indicators to monitor its objectives. selected information is set 
out below:

As at or for the years ended December 31 
(in thousands of Canadian dollars except where otherwise indicated) (unaudited) 

2014 

2013 (6)

Total assets 

Long-term debt and Class C LP Units 
Debt to total assets(1) 
Debt service coverage(1) 
Debt to EBITDA(1) (2) 
Indebtedness(3) – weighted average term to maturity 
Indebtedness(3) – weighted average coupon rate 

Number of properties 

Gross leasable area (in millions of square feet) 

Remaining weighted average lease term 

Average base rent (per occupied square foot) 

Occupancy 

Rental revenue 
Cash flows from operating activities(4) 
Net Operating Income(2) 

Funds from Operations(2) per unit diluted (excluding other charges)(5) 
Funds from Operations(2) payout ratio (excluding other charges)(5) 
Adjusted Funds from Operations(2) per unit diluted 
Adjusted Funds from Operations(2) payout ratio 
Distributions per unit 

Weighted average Units outstanding – diluted 

$  

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

8,192,438 

3,436,621 
44.0% 
3.5x 
7.3x 
5.3 years 
3.58% 

472 
38.9 
11.7 years 
13.86 
98.1% 
682,923 
476,368 
475,739 

0.912 
71.3% 
0.745 
87.2% 
0.650004 
382,636,320 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

7,447,742

3,376,167

47.0%

3.4x

7.4x

5.0 years

3.40%

435

36.3

12.7 years

14.32

97.7%

318,507

288,181

222,267

0.444

71.8%

0.360

88.6%

0.318917

363,767,339

Indebtedness reflects senior unsecured debentures only.

(1)  Debt ratios include Class C LP Units, but exclude Exchangeable Units. The ratios are non-GAAP financial measures calculated based on the trust indentures as supplemented.
(2)  See Section 18, “Non-GAAP Financial Measures”, of the Management’s Discussion and Analysis of the 2014 Annual Report.
(3) 
(4)  Cash flows from operating activities are presented before deducting interest paid.
(5)  See Section 7, “Other Measures of Performance”, of the Management’s Discussion and Analysis of the 2014 Annual Report for the breakdown of the other charges.
(6)  Based on operations for the period from July 5, 2013 to December 31, 2013.

forWard-looKing statements

This Annual Report for Choice Properties REIT (“Choice Properties” or the “Trust”) contains forward-looking statements about the Trust’s objectives, plans, 
goals, aspirations, strategies, financial condition, results of operations, cash flows, performance, prospects and opportunities. Forward-looking statements 
are typically identified by words such as “expect”, “anticipate”, “believe”, “foresee”, “could”, “estimate”, “goal”, “intend”, “plan”, “seek”, “strive”, “will”, “may”, 
“should” and similar expressions, as they relate to Choice Properties and its management. Forward-looking statements reflect Choice Properties’ current 
estimates, beliefs and assumptions, which are based on management’s perception of historic trends, current conditions and expected future developments, 
as well as other factors it believes are appropriate in the circumstances. Choice Properties’ expectation of operating and financial performance is based 
on certain assumptions including assumptions about the Trust’s future growth potential, prospects and opportunities, industry trends, future levels of 
indebtedness, current tax laws, current economic conditions and no new competition in the market that leads to reduced revenues and profitability. 
Management’s estimates, beliefs and assumptions are inherently subject to significant business, economic, competitive and other uncertainties and 
contingencies regarding future events and as such, are subject to change. Choice Properties can give no assurance that such estimates, beliefs 
and assumptions will prove to be correct.

Numerous risks and uncertainties could cause Choice Properties’ actual results to differ materially from those expressed, implied or projected in the forward-
looking statements, including, but not limited to: those discussed in the forward-looking statements disclaimer found on pages 2 to 3 and the Enterprise 
Risks and Risk Management section on pages 27 to 32 of the Management’s Discussion and Analysis of the 2014 Annual Report – Financial Review. Other risks 
and uncertainties not presently known to the Trust could also cause actual results or events to differ materially from those expressed in its forward-looking 
statements. Additional risks and uncertainties are discussed in Choice Properties’ materials filed with the Canadian securities regulatory authorities from 
time to time, including the Trust’s 2014 Annual Information Form. Readers are cautioned not to place undue reliance on these forward-looking statements, 
which reflect Choice Properties’ expectations only as of the date of this Annual Report. Except as required by applicable law, Choice Properties does not 
undertake to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.

4 

choice properties reit  AnnuAl report 2014

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
strategy 

choice properties’ goal is to create value 

by growing our portfolio and distributable 

income. Building on our competitive 

advantages, including our sizable asset 

base, our strong alliance with loblaw 

and our solid balance sheet, our strategy 

is to buy well-located and desirable 

assets, to enhance our properties through 

development and to manage our assets to 

improve operations and profitability. 

choice properties reit  AnnuAl report 2014 
choice properties reit  AnnuAl report 2014 

5
5

 
 
strategy scorecard

these key achievements 
illustrate choice properties’ 
success in executing its 
growth strategy in 2014. 

6 

choice properties reit  AnnuAl report 2014

Building through acquisitions

We grow our portfolio of strong performing, grocery-anchored, 
retail-focused properties primarily through our dedicated 
pipeline of acquisition opportunities from Loblaw, but also by 
acquiring well-located and desirable assets available from 
other vendors.

Acquired 39 properties or 2.6 million square feet:

~$28m  
in stabilized NOI 

~$457m 
in value

>500,000 
square feet of 
development 
potential 

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maintaining a strong foundation  
through sound financial management

in addition to our unrivalled portfolio, 
choice properties’ foundation is built 
upon maintaining a strong balance sheet, 
financial flexibility and prudent and 
disciplined financial management.

 
Building through development

Building through 
active management

We drive incremental growth by developing on existing 
properties to enhance their value and through greenfield 
development on purchased land.

We use active management to build strong tenant 
relationships, to maintain high standards of quality at our 
sites, to create strategies for increasing cash flow and to 
add value to our properties. 

Constructed 
51,000  
square feet 
of new GLA

Achieved  
1 million  
square feet of 
new GLA in pre-
development 

Established 
strategic 
partnerships, 
expanding 
development 
pipeline by  
>200,000 
square feet

Transitioned 
to an internally 
managed 
business  
model

Implemented 
real estate– 
focused 
enterprise 
resource 
planning  
system

Maintained 
high occupancy 
rate, closing 
the year at 
98.1%

2014 achievements include:

$450m

raised in senior 
unsecured deBentures

44.0%

deBt to total assets

3.5x

deBt service  
coverage ratio

choice properties reit  AnnuAl report 2014 

7

 
Board of trustees

Kerry d. adams 
Ms. Adams currently serves as President 
of K. Adams & Associates Limited. She 
is a member of the Bank of Nova Scotia’s 
Master Trust and Pension Investment and 
Administration Committees. 

Ms. Adams is a Fellow Chartered Accountant and 
a Fellow Chartered Professional Accountant and 
holds a B.A. (Honours Economics) from Queen’s 
University. Ms. Adams is an Institute-certified 
Director of the Institute of Corporate Directors.

In addition to her public board experience, Ms. 
Adams currently serves as a member of Fidelity 
Investments Canada ULC’s Independent Review 
Committee. She also served as a Commissioner 
and Director of the OSC (1996 to 2003), and 
Chair of its Investor Education Fund (2000 to 
2006), and was a member of the IIROC board 
and governance committee from 2008 to 2011. 
Ms. Adams has also served as a Director of 
Walmart Canada Bank, President of Widcor 
Limited and Widcor Financial and she was a 
partner at KPMG Peat Marwick.

christie j.B. clark 
Mr. Clark, a corporate director, is a former 
Chief Executive Officer and senior partner of 
PricewaterhouseCoopers LLP. Prior to being 
elected as Chief Executive Officer, Mr. Clark was 
a National Managing Partner and a member of the 
firm’s Executive Committee from 2001 to 2006.

Mr. Clark graduated from Queen’s University with 
a B.Comm. and the University of Toronto with an 
M.B.A. He is a Fellow Chartered Accountant and 
a Fellow Chartered Professional Accountant.

Mr. Clark is a director of Loblaw Companies 
Limited and Air Canada. In addition to public 
company board memberships, Mr. Clark is 
Chair of the board of the Canadian Partnership 
Against Cancer Corporation, Chair of the Finance 
Committee of Alpine Canada and a member 
of the Advisory Council of Queen’s University 
School of Business. 

graeme m. eadie 
Mr. Eadie is the Senior Managing Director, 
Head of Real Estate Investments for Canada 
Pension Plan Investment Board, where he is 
responsible for the global real estate program 
which encompasses both equity and debt 
investments. Prior to joining the Canada Pension 
Plan Investment Board, Mr. Eadie held multiple 
positions at Cadillac Fairview, including Chief 
Financial Officer, Chief Operating Officer 
and President. Mr. Eadie graduated from the 
University of British Columbia with a B.Comm. 
and Master of Science, Business Administration. 
Mr. Eadie is currently a director of Aliansce 
Shopping Centers S.A. He also previously 
served as a trustee of Morguard Real Estate 
Investment Trust and was a director of the 
Ontario Realty Corporation.

8 

choice properties reit  AnnuAl report 2014

michelle felman 
Ms. Felman, a corporate director, is a former 
Executive Vice President, Acquisitions of 
Vornado Realty Trust. Prior to joining Vornado, 
Ms. Felman held the positions of Managing 
Director, Portfolio Acquisitions and Business 
Ventures and Managing Director, Business 
Development at GE Capital, Real Estate Division.

Ms. Felman graduated from the University of 
California, Berkeley with a B.A. (Honours), and 
from The Wharton School at the University 
of Pennsylvania with an M.B.A. where she is 
currently an adjunct professor.

Ms. Felman serves on the Executive Committee 
of The Zell-Lurie Center at the University of 
Pennsylvania, and formerly served on the Fisher 
Center Policy Advisory Board at the University 
of California and was formerly a trustee of Big 
Brothers Big Sisters of New York. Ms. Felman is 
also a former director of LNR Property LLC. 

michael p. Kitt 
Mr. Kitt is Executive Vice President, Canada of 
Oxford Properties Group. Prior to joining Oxford 
Properties, Mr. Kitt held various senior roles at 
Cadillac Fairview, leading both its Investment 
and Development Groups. Mr. Kitt graduated 
from the University of Manitoba with a B.Comm. 
and holds a CFA designation.

Mr. Kitt is also a member of Building Owners 
and Managers Association of Canada’s National 
Advisory Council.

john r. morrison  
Mr. Morrison is the President and Chief 
Executive Officer of Choice Properties. Prior 
to joining Choice Properties, Mr. Morrison 
was President and Chief Executive Officer of 
Primaris Real Estate Investment Trust. Prior 
to serving in that role, he was President, 
Real Estate Management, at Oxford Properties 
Group. In 2014, Mr. Morrison earned the 
Institute-certified Director designation. He 
is former Vice Chairman of the Urban Land 
Institute Toronto District Council. Mr. Morrison 
is also a past Trustee for the International 
Council of Shopping Centers, and served 
on the Executive Committee as Divisional 
Vice President for Canada.

daniel f. sullivan 
Mr. Sullivan, a corporate director, held the 
position of Consul General for Canada in 
New York City from 2006 to 2011. Prior to 
Mr. Sullivan’s appointment as Consul General 
for Canada, he spent a majority of his career in 
the financial services sector, with a focus on the 
real estate sector, including serving as Deputy 
Chairman of Scotia Capital Inc., the corporate 
and investment banking division of Scotiabank.

Mr. Sullivan graduated from Columbia University 
with a B.A. and M.B.A. and holds an M.B.A. 
from the University of Toronto. Mr. Sullivan is 
a director of Allied Properties Real Estate 
Investment Trust, Crius Energy Trust, the 
Ontario Teachers’ Pension Plan and IMP 
Group International Inc. Mr. Sullivan is a former 
Chairman and director of The Toronto Stock 
Exchange and former Chairman of the 
Investment Dealers Association of Canada. 
Mr. Sullivan is also a former director of Allstream 
Inc., Cadillac Fairview Corporation, Camco Inc., 
Monarch Development Corporation and 
Schneider Corporation. Mr. Sullivan has served 
on advisory boards or committees of Canada 
Post Corporation, Canada Deposit Insurance 
Corporation, the Canadian Securities 
Administrators and the Ontario Securities 
Commission. 

paul r. Weiss 
Mr. Weiss, a corporate director, spent his career 
with KPMG LLP Canada serving as a member of 
the Management Committee and as a member 
of the International Global Audit Steering Group, 
and is also the former Managing Partner for 
KPMG LLP Canada’s Canadian Audit Practice. 
Earlier in his career, Mr. Weiss was responsible 
for KPMG LLP Canada’s Real Estate Practice.

Mr. Weiss graduated from Carleton University with 
a B.Comm. and is a Fellow Chartered Accountant 
and a Fellow Chartered Professional Accountant.

Mr. Weiss is a director of Bell Canada, BCE Inc. 
and Torstar Corporation. In addition to public 
board memberships, Mr. Weiss is a former 
director of Bell Alliant, ING Bank of Canada 
and Empire Life Insurance Company. Mr. Weiss 
is past Chairman and director of Soulpepper 
Theatre Company and past Chairman of Toronto 
Rehab Foundation.

galen g. Weston 
Mr. Weston is Executive Chairman and 
President of Loblaw. He previously held several 
senior executive positions with Loblaw and its 
subsidiaries. Prior to joining Loblaw, he was 
an investment banking analyst for Salomon 
Brothers in the UK. 

Mr. Weston graduated from Harvard University 
with a B.A. and from Columbia University with 
an M.B.A.

Mr. Weston is a director of Wittington 
Investments, Limited.

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unitholder information

head office 
Choice Properties Real Estate Investment Trust 
22 St. Clair Avenue East, Suite 500 
Toronto, Ontario M4T 2S5 
Tel: 416-960-6990  
Toll free: 1-855-322-2122 
Fax: 416-324-7845

stock exchange listing and symbol 
The Trust’s Units are listed  
on the Toronto Stock Exchange  
and trade under the symbol “CHP.UN”

distribution policy  
Choice Properties’ Board of Trustees 
retains discretion with respect to the timing 
and quantum of distributions. Declared 
distributions are paid to Unitholders of record 
at the close of business on the last business 
day of a month on or about the 15th day of the 
following month. 

independent auditors 
KPMG LLP 
Chartered Accountants 
Toronto, Canada

registrar and transfer agent 
Canadian Stock Transfer Company Inc. 
P.O. Box 700, Station B 
Montreal, Quebec H3B 3K3 
Tel: 416-682-3860  
Toll free: 1-800-387-0825 (Canada and US)  
Toll free fax: 1-888-249-6189  
E-mail: inquiries@canstockta.com  
Website: www.canstockta.com

investor relations 
Tel: 416-960-6990  
Toll free: 1-855-322-2122 
E-mail: investor@choicereit.ca 
Website: www.choicereit.ca

annual general meeting 
April 29, 2015 at 11:00 a.m. 
St. Andrew’s Club and Conference Centre 
St. Andrew’s Hall 
150 King Street West, 27th Floor 
Toronto, Ontario, Canada

Additional financial information has been filed 
electronically with various securities regulators 
in Canada through the System for Electronic 
Document Analysis and Retrieval (SEDAR),  
www.sedar.com. 

Why invest in choice properties?

39.9m square feet of well-located retail 
properties across canada

canada’s leading food retailer as principal 
tenant and anchor, providing regular 
consumer traffic and stable and secure 
income from long-term leases

existing development potential in current 
portfolio comprising excess land for 
intensification, redevelopment and 
greenfield construction

a dedicated source of acquisition 
opportunities from loblaw’s remaining 
portfolio of properties

a strong balance sheet and  
investment-grade credit ratings

internal management with deep experience 
and passion for successfully developing 
and managing retail real estate

www.choicereit.ca

 Building

annual report 2014  
Financial r eview

2014 ANNUAL REPORT MANAGEMENT’S DISCUSSION AND ANALYSIS

1.

2.

3.

4.

5.

6.

7.

8.

9.

10.

11.

12.

13.

14.

15.

16.

17.

18.

19.

Forward-Looking Statements

Overview

Objectives and Strategies
3.1 Annual Highlights

Key Performance Indicators

Investment Properties
5.1 Valuation Method
5.2 Acquisition of Investment Properties
5.3 Development Activities
5.4 Active Management
5.5 Disposition of Investment Properties

Results of Operations

Other Measures of Performance

Quarterly Results of Operations

Long Term Debt and Class C LP Units

9.1 Financial Covenants

Liquidity and Capital Resources
10.1 Major Cash Flow Components
10.2 Sources of Liquidity
10.3 Credit Ratings
10.4 Unit Equity
10.5 Contractual Obligations

Disclosure Controls and Procedures

Internal Control over Financial Reporting

Enterprise Risks and Risk Management
13.1 Operating Risks and Risk Management
13.2 Financial Risks and Risk Management

Related Party Transactions

Critical Accounting Estimates and Judgments

Accounting Standards Implemented in 2014 and Future Accounting Standards

Outlook

Non-GAAP Financial Measures

Additional Information

2

3

3
4

5

6
6
7
8
9
10

11

16

19

20

22

23
23
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24
24
26

26

26

27
28
31

33

34

35

35

36

38

Footnotes

(1)

(2)

See Section 18, “Non-GAAP Financial Measures”, of this MD&A.

To be read in conjunction with Section 1, “Forward-Looking Statements”, of this MD&A.

Note:  Tables, charts and graphs have their own footnote legends where applicable.

Choice Properties REIT 2014 Annual Report 1

The following Management’s Discussion and Analysis (“MD&A”) for Choice Properties Real Estate Investment Trust and its subsidiaries 
(collectively, “Choice Properties” or the “Trust”) should be read in conjunction with the Trust’s audited consolidated financial statements and 
the accompanying notes included in this Annual Report for the year ended December 31, 2014 and for the period ended December 31, 2013.  
The Trust’s consolidated financial statements and the accompanying notes have been prepared in accordance with International Financial 
Reporting Standards (“IFRS” or “GAAP”).  The consolidated financial statements include the accounts of the Trust and other entities that the 
Trust controls.

Choice Properties completed its initial public offering (“IPO”) on July 5, 2013.  As such, the comparative information presented in this MD&A 
covers the period from July 5, 2013 to December 31, 2013, and therefore the year end results for 2014 and 2013 are not comparable.  The 
comparative  analysis  of  the  results  of  operations  will  primarily  focus  on  the  three  month  periods  ended  December  31,  2014  and  2013, 
respectively. 

This MD&A is dated February 24, 2015. Disclosure contained in this document is current to that date, unless otherwise noted.  

All amounts in this MD&A are in thousands of Canadian dollars, except unit and square footage amounts, or where otherwise noted.  A Glossary 
of terms and ratios used throughout this Annual Report can be found beginning on page 77. 

Certain  income  and  expense  measurements  that  must  be  recognized  under  GAAP  are  not  necessarily  appropriate  to  evaluate  Choice 
Properties’ underlying operating performance. For this reason, management uses certain non-GAAP financial measures to exclude the impact 
of these items when analyzing operating performance. Choice Properties uses the following non-GAAP financial measures: Funds from 
Operations(1) (“FFO”), Adjusted Funds from Operations(1) (“AFFO”), Net Operating Income(1) (“NOI”) and Earnings Before Interest, Taxes, 
Depreciation, Amortization and Fair Value(1) (“EBITDAFV”) which are widely used for evaluating the performance of Canadian real estate 
investment trusts (“REITs”). Choice Properties believes these non-GAAP financial measures provide useful information to both management 
and investors in measuring the financial performance and financial condition of Choice Properties. 

1.  FORWARD-LOOKING STATEMENTS 

This Annual Report, including this MD&A, contains forward-looking statements about Choice Properties’ objectives, plans, goals, aspirations, 
strategies, financial condition, results of operations, cash flows, performance, prospects and opportunities. Specific statements with respect 
to anticipated future results can be found in various sections of this MD&A, included but not limited to Section 3 “Objectives and Strategies”, 
Section 5 “Investment Properties”, Section 6 “Results of Operations”, Section 7 “Other Measures of Performance”, Section 10 “Liquidity and 
Capital Resources” and Section 17 “Outlook”. Forward-looking statements are typically identified by words such as “expect”, “anticipate”, 
“believe”, “foresee”, “could”, “estimate”, “goal”, “intend”, “plan”, “seek”, “strive”, “will”, “may”, “should” and similar expressions, as they relate 
to Choice Properties and its management. 

Forward-looking  statements  reflect  Choice  Properties’  current  estimates,  beliefs  and  assumptions,  which  are  based  on  management’s 
perception of historic trends, current conditions and expected future developments, as well as other factors it believes are appropriate in the 
circumstances. Choice Properties’ expectation of operating and financial performance is based on certain assumptions, including assumptions 
about the Trust’s future growth potential, prospects and opportunities, industry trends, future levels of indebtedness, current tax laws, current 
economic conditions and no new competition in the market that leads to reduced revenues and profitability. Management’s estimates, beliefs 
and assumptions are inherently subject to significant business, economic, competitive and other uncertainties and contingencies regarding 
future events and as such, are subject to change. Choice Properties can give no assurance that such estimates, beliefs and assumptions will 
prove to be correct.  

Numerous risks and uncertainties could cause Choice Properties’ actual results to differ materially from those expressed, implied or projected 
in the forward-looking statements, including, those described in Section 13 “Enterprise Risks and Risk Management” of this MD&A. Such 
risks and uncertainties include:

• 
• 

• 

• 
• 

changes in economic conditions, including changes in interest rates, and the rate of inflation or deflation;
the inability of Choice Properties to maintain and leverage its relationship with Loblaw Companies Limited (“Loblaw”), including in respect 
of: (i) Loblaw’s retained interest in Choice Properties; (ii) the services to be provided to Choice Properties (whether directly or indirectly) 
by Loblaw; (iii) expected transactions to be entered into between Loblaw and Choice Properties (including Choice Properties’ acquisition 
of certain interests in properties held by Loblaw); and (iv) the Strategic Alliance Agreement between Choice Properties and Loblaw; 
changes in Loblaw’s business, activities or circumstances which may impact Choice Properties, including Loblaw’s inability to make rent 
payments or perform its obligations under its leases; 
failure to manage its growth effectively in accordance with its growth strategy or acquire assets on an accretive basis; 
changes in timing to obtain municipal approvals, development costs, and tenant leasing and occupancy of properties under development 
or intensification;

Choice Properties REIT 2014 Annual Report 2

• 
• 
• 
• 
• 

• 

changes in Choice Properties’ capital expenditure and fixed cost requirements;
the inability of Choice Properties Limited Partnership to make distributions or other payments or advances; 
the inability of Choice Properties to obtain financing;
changes in Choice Properties’ degree of financial leverage;
changes in laws or regulatory regimes, which may affect Choice Properties, including changes in the tax treatment of the Trust and its 
distributions to Unitholders or the inability of the Trust to continue to qualify as a “mutual fund trust” and as a “real estate investment 
trust”, as such terms are defined in the Income Tax Act (Canada); and
changes in Choice Properties’ competitiveness in the real estate market or the unavailability of desirable commercial real estate assets. 

This is not an exhaustive list of the factors that may affect Choice Properties’ forward-looking statements. Other risks and uncertainties not 
presently known to Choice Properties could also cause actual results or events to differ materially from those expressed in its forward-looking 
statements. Additional risks and uncertainties are discussed in Choice Properties’ materials filed with the Canadian securities regulatory 
authorities from time to time, including the Trust’s 2014 Annual Information Form. Readers are cautioned not to place undue reliance on these 
forward-looking statements, which reflect Choice Properties’ expectations only as of the date of this MD&A. Except as required by applicable 
law, Choice Properties does not undertake to update or revise any forward-looking statements, whether as a result of new information, future 
events or otherwise.

2.  OVERVIEW

Choice Properties is an owner, manager and developer of well-located retail and commercial properties across Canada. Choice Properties 
is one of Canada’s largest retail REITs, with a portfolio comprised of 472 properties with a total Gross Leasable Area (“GLA”) of 38.9 million 
square feet as at December 31, 2014. Choice Properties’ portfolio includes 457 retail properties, ten warehouse properties, one office complex, 
one industrial site and three undeveloped parcels of land (including one parcel held in a subsidiary and one parcel held in a joint venture).  
The retail properties are made up of:  (i) 293 properties with a stand-alone retail store operating under a Loblaw banner; (ii) 159 properties 
anchored by a retail store operating under a Loblaw banner that also contain one or more ancillary tenants; and (iii) five properties containing 
only ancillary tenants. Subsequent to the end of 2014, the Trust’s portfolio increased to 475 properties and 39.9 million square feet of GLA.

The parent company of Choice Properties is Loblaw, which held an 82.9% effective interest in Choice Properties as at December 31, 2014. 
Loblaw’s controlling shareholder is George Weston Limited (“GWL”), which also held a 5.4% direct interest in Choice Properties as at December 
31, 2014.  As at February 24, 2015, after giving effect to the acquisition completed on January 9, 2015 and the Exchangeable Units issued 
to Loblaw as partial consideration, and distributions paid to GWL and the public Unitholders under the Distribution Reinvestment Plan, Loblaw’s 
effective interest in the Trust decreased to 82.8% and GWL’s direct ownership in the Trust increased to 5.5%.

3.  OBJECTIVES AND STRATEGY(2)

Choice Properties’ objectives are to:

• 
• 

• 

provide Unitholders with stable, predictable and growing monthly cash distributions;
expand  Choice  Properties’  asset  base  while  also  increasing  its AFFO(1) per  unit,  including  through  accretive  acquisitions  and  site 
intensification; and 
enhance the value of Choice Properties’ assets in order to maximize long-term Unitholder value.

Choice Properties’ strategy is to grow its portfolio and distributable income by leveraging its sizable base of assets, its relationship with  Loblaw, 
and its solid capital structure.  The Trust is focused on driving growth through acquisitions of assets that meet or exceed the Trust’s investment 
criteria, the development and redevelopment of properties for their highest and best use, and active management of properties to maximize 
their occupancy and profitability.  Choice Properties closely monitors market and economic conditions to ensure its strategy remains aligned 
with its business environment.  

Choice Properties REIT 2014 Annual Report 3

The Trust’s strategy includes: 

Acquisitions Choice Properties plans to grow its asset base through accretive acquisitions, including those from a dedicated pipeline of 
properties from Loblaw and desirable assets from other vendors, that offer geographic and tenant diversification and potential development 
opportunities.

Development  Choice Properties believes that development and redevelopment of properties for their highest and best use are key drivers 
of incremental and accretive growth.  Choice Properties development program intends to leverage the Trust’s grocery anchored asset base 
with a focus on retail and retail mixed-use developments.  The Trust’s pipeline of development opportunities includes: (i) excess density within 
its existing portfolio that is available for at-grade intensification, (ii) redevelopment of its properties in primary markets for mixed-use, and (iii) 
greenfield retail or mixed-use developments.

Active Management Choice Properties is an internally managed trust that employs experienced and regionally focused staff to actively 
manage its assets.  Choice Properties expects to increase cash flow and the value of its portfolio through initiatives to enhance operating 
performance, including leasing and merchandising strategies and effective capital investment in its properties. 

3.1  Annual Highlights 

During 2014, Choice Properties:

• 
• 

• 

• 

• 

Reported FFO(1) per unit diluted of $0.912 for the first full year of operations;
Acquired 39 properties, 37 of which were purchased from Loblaw, adding approximately 2.6 million square feet of GLA to its portfolio  
across Canada at a cost of $457,100, excluding acquisition costs;
Expanded its development pipeline through the acquisition of a 70% interest in a limited partnership for $17,957 in cash, excluding 
acquisition costs, which holds 21 acres of land in Brampton, Ontario zoned for retail development with a total value of $25,653;
Constructed 51,050 square feet of incremental GLA, including a new retail store for each of Dollarama and the Liquor Control Board of 
Ontario  in  Toronto,  Ontario,  a  new  Fortinos  grocery  store  in  Stoney  Creek,  Ontario  and  an  expansion  of  a  Maxi  grocery  store  in 
Drummondville, Quebec;  
Completed initiatives, including the implementation of a real estate focused enterprise reporting and planning system, in order  to internalize 
the leasing and property management functions to become a fully internally managed REIT at the start of 2015; 

•  Maintained a high occupancy rate of 98.1% compared to 97.7% as at December 31, 2013;
• 

Issued senior unsecured debentures totaling $450,000 increasing the Trust’s weighted average term to maturity of its outstanding debt 
instruments.

Choice Properties REIT 2014 Annual Report 4

4.  KEY PERFORMANCE INDICATORS

Choice Properties has identified specific key financial and operational performance indicators to monitor objectives. Certain key performance 
indicators are set out below: 

As at or for the years ended December 31 
(in thousands of Canadian dollars except where otherwise indicated)
(unaudited)

Total assets

Long term debt and Class C LP Units

Debt to total assets(i)

Debt service coverage(i)

Debt to EBITDAFV(1)(i)

Indebtedness(ii) – weighted average term to maturity

Indebtedness(ii) – weighted average coupon rate

Number of properties

Gross Leasable Area (in millions of square feet)

Remaining weighted average lease term

Average base rent (per occupied square foot)

Occupancy

Rental revenue

Cash flows from operating activities(iii)

Net Operating Income(1)

Funds from Operations(1) per unit diluted (excluding other charges)(iv)

Funds from Operations(1) payout ratio (excluding other charges)(iv)

Adjusted Funds from Operations(1) per unit diluted

Adjusted Funds from Operations(1) payout ratio

Distribution declared per unit

Weighted average units outstanding – diluted

2014
8,192,438

3,436,621

$

$

2013(v)
7,447,742

3,376,167

$

$

44.0%

3.5x

7.3x

47.0%

3.4x

7.4x

5.3 years

5.0 years

3.58%

472

38.9

3.40%

435

36.3

11.7 years

12.7 years

$

$

$

$

$

$

$

13.86

98.1%

682,923

476,368

475,739

0.912

71.3%

0.745

87.2%

0.650004

$

$

$

$

$

$

$

14.32

97.7%

318,507

288,181

222,267

0.444

71.8%

0.360

88.6%

0.318917

382,636,320

363,767,339

(i)

Debt ratios include Class C LP Units, but exclude Exchangeable Units. The ratios are non-GAAP financial measures calculated based on the trust indentures as
supplemented.

(ii)

Indebtedness reflects senior unsecured debentures only.  

(iii) Cash flows from operating activities are presented before deducting interest paid. 

(iv)

(v)

See Section 7, “Other Measures of Performance”, of this MD&A for the breakdown of the other charges.

Based on operations for the period from July 5, 2013 to December 31, 2013.

Choice Properties REIT 2014 Annual Report 5

5.  INVESTMENT PROPERTIES

As at December 31, 2014, Choice Properties owns, develops and manages 472 retail focused commercial properties totaling 38.9 million 
square feet of GLA throughout Canada.  The Trust’s portfolio consists of 457 retail locations, ten warehouse properties, one office complex, 
one industrial site and three undeveloped parcels of land.  At December 31, 2014, the fair value of Choice Properties’ investment property 
portfolio was $7,905,978 (December 31, 2013 - 36.3 million square feet and $7,287,759).

The Trust’s properties are well located and well suited within their respective markets.  Choice Properties’ principal tenant, Loblaw, represents 
88.4% of the Trust’s GLA; the remaining GLA is designated ancillary space for leasing to third-party tenants.  Choice Properties’ internally 
managed operations team, including leasing and property management, is focused on delivering best-in-class service, attracting tenants with 
strong covenants that are complementary to the anchor grocery stores, improving occupancy rates, and achieving rent increases on renewals.   
As at December 31, 2014, Choice Properties’ portfolio occupancy rate was 98.1%, higher than the 97.7% occupancy rate as at December 
31, 2013.

(unaudited)
(in millions of square feet)

Loblaw banners

Ancillary tenants

Total

5.1 Valuation Method  

As at December 31, 2014

As at December 31, 2013

GLA Occupied GLA
34.3
34.3

Occupancy
100.0%

GLA Occupied GLA
32.1
32.1

Occupancy
100.0%

4.6

38.9

3.8

38.1

83.6%

98.1%

4.2

36.3

3.4

35.5

80.1%

97.7%

Investment properties were measured at fair value, which was primarily determined by using the discounted cash flow method. Under the 
discounted cash flow methodology, discount rates were applied to the projected annual operating cash flows, generally over a minimum term 
of ten years, including a terminal value based on a capitalization rate applied to the estimated NOI(1) in the terminal year.  

Valuations are most sensitive to changes in capitalization rates.  The net fair value adjustment of $81,931, over the previous year, was primarily 
driven by the refinement in forward-looking assumptions.  Choice Properties’ valuation inputs such as capitalization rates are supported by 
quarterly reports from independent external appraisers. Below are the key rates used in the modeling process for both internal and external 
appraisals:

(unaudited)

Discount rate

Terminal capitalization rate

Overall capitalization rate

Weighted average at
December 31, 2014
7.09%

Weighted average at
December 31, 2013
7.08%

6.50%

6.18%

6.50%

6.18%

Certain investment properties acquired from Loblaw may include excess land with development potential. No value was attributed to this land 
at the time of acquisition or in the fair value of the Trust’s investment properties as at December 31, 2014 and December 31, 2013. Choice 
Properties will compensate Loblaw with an intensification fee, determined by the site intensification payment grid set forth in the Strategic 
Alliance Agreement (see Section 14, “Related Party Transactions”, of this MD&A), if and to the extent that Choice Properties further develops, 
intensifies and/or redevelops these properties. 

Choice Properties REIT 2014 Annual Report 6

5.2 Acquisition of Investment Properties  

In 2014, Choice Properties acquired 39 properties (2013 (post-IPO) - 12 properties), 37 of which were purchased from Loblaw, adding to its 
portfolio approximately 2.6 million square feet of GLA (2013 (post-IPO) - approximately 1.0 million square feet) across Canada for an aggregate 
purchase price of $457,100, excluding acquisition costs (2013 - $185,956).

The table below shows a summary of the acquisitions in 2014 (the “2014 Acquisitions”).  For a detailed list of the acquired properties, refer 
to Section 19, “Additional Information”, of this MD&A.

(in thousands of Canadian dollars except where 
  otherwise indicated)                                     
(unaudited)

Number of
Properties

GLA 
(in square 
feet)

Purchase 
Price(i)

Exchangeable
Units Issued

Debt
Assumed

Ownership
Interest
Acquired

Cash

Acquisitions from third-parties:

Acquisition in first quarter

Acquisition in fourth quarter(ii)

Acquisitions from Loblaw:

Portfolio acquisition in second quarter

Portfolio acquisition in fourth quarter

Investment Properties Acquired

Acquisition from Loblaw in fourth quarter(iii)

Total Acquisitions Including Equity
Investment

1

1

20

16

38

1

148,245 $

15,500 $

—

25,653

— $

—

— $ 15,500

— 25,653

1,181,206

1,265,927

198,695

211,022

119,632

111,260

— 79,063

3,603

96,159

2,595,378 $ 450,870 $

230,892 $

3,603 $216,375

100%

70%

100%

100%

—

6,230

—

—

6,230

40%

39

2,595,378 $ 457,100 $

230,892 $

3,603 $222,605

(i)

(ii)

Purchase price excludes acquisition costs.

Total consolidated cash consideration of $25,653 includes a $17,957 cash contribution from Choice Properties and a $7,696 cash contribution from a non-controlling 
interest.  See Note 8, “Interests in Other Entities”, of the consolidated financial statements for the year ended December 31, 2014. 

(iii) The 40% investment in 500 LS Limited Partnership, of $6,230, is recognized using the equity method of accounting.  See Note 8, “Interests in Other Entities”, of the

consolidated financial statements for the year ended December 31, 2014.

In the first quarter of 2014, the Trust acquired a 148,245 square foot industrial property in Mississauga, Ontario, at a purchase price of $15,500, 
excluding acquisition costs.  Upon acquisition, Choice Properties entered into a lease with ACE Bakery Limited, a subsidiary of GWL, for an 
initial term of 15 years with multiple renewal options at this property.  The acquisition was immediately accretive with an estimated stabilized 
NOI(1) of approximately $1,340, representing a capitalization rate of 7.34%.

In the second quarter of 2014, the Trust acquired a portfolio of 20 investment properties from Loblaw, at a purchase price of $198,695, excluding 
acquisition costs. The acquisition added approximately 1.2 million square feet of GLA across Canada. The acquired portfolio was immediately 
accretive, with an estimated stabilized NOI(1) of approximately $13,000, representing a capitalization rate of 6.50%.  At acquisition, the occupancy 
rate of the acquired portfolio was approximately 97.9%. 

In the fourth quarter of 2014, Choice Properties acquired an additional 17 investment properties from Loblaw, comprised of a portfolio of 16 
income producing properties and one parcel of land.  The portfolio of 16 properties added approximately 1.3 million square feet of GLA across 
Canada, at a purchase price of $211,022, excluding acquisition costs.  The acquired portfolio was immediately accretive with an estimated 
stabilized NOI(1) of approximately $13,600, representing a capitalization rate of 6.57%, excluding $4,000 for acreage available for immediate 
development in Guelph, Ontario.   At acquisition, the occupancy rate of the acquired portfolio was approximately 98.1%.  The portfolio also 
offers  potential  to  develop  up  to  280,000  square  feet  of  additional  GLA  within  five  years,  including  medium  to  long-term,  mixed-use 
redevelopment potential for three urban Toronto sites.  In addition, Choice Properties acquired a partial interest in two limited partnerships:  
a 70% interest in a limited partnership for $17,957, which holds a 21-acre site in Brampton, Ontario with a total value of $25,653, and a 40% 
interest in a second limited partnership for $6,230 which holds land in Toronto, Ontario with a total value of  $15,576.  Upon 95% occupancy 
of the property in Brampton, Ontario, Choice Properties has the option to acquire the remaining share of the property.  Refer to “Development 
Activities” in this section of the MD&A for further details.

Choice Properties REIT 2014 Annual Report 7

Subsequent to the end of 2014, Choice Properties completed the following acquisitions:

(in thousands of Canadian dollars except where otherwise indicated)
(unaudited)

Number of
Properties

GLA 
(in square 
feet)

Purchase 
Price(i)

Exchangeable
Units Issued

Liabilities
Assumed

Cash

Land acquisition in Barrie, Ontario from Loblaw

50% interest in land in Kanata, Ontario from a third-party(ii)

Warehouse acquisition in Pickering, Ontario from Loblaw

Retail acquisition in Porter’s Lake, Nova Scotia from a third-party

Total

(i)

Purchase price excludes acquisition costs.

1

1

1

1

4

— $ 11,500 $

2,808 $ 1,933 $ 6,759

—

2,025

921,256

81,200

54,569

5,200

—

—

—

—

2,025

— 81,200

—

5,200

975,825 $ 99,925 $

2,808 $ 1,933 $ 95,184

(ii) Choice Properties recognized its proportionate share of the assets held jointly in the co-ownership, which is $2,025, or 50% of the $4,050 purchase price of the parcel

of land.  See Note 8, “Interests in Other Entities”, of the consolidated financial statements for the year ended December 31, 2014.

On January 9, 2015, Choice Properties acquired a 16-acre site in Barrie, Ontario from Loblaw at a purchase price of $11,500, excluding 
acquisition costs.  The site is well-located with easy access to Highway 400, at a major intersection (Duckworth Street and Cundles Road) in 
north Barrie.  Choice Properties intends to co-develop the property with PenEquity Realty Corporation (“PenEquity”), which holds an adjacent 
21-acre parcel of land, to construct an integrated retail centre that spans a total of 37 acres.  Upon 85% occupancy of the retail centre, Choice 
Properties has the option to acquire the PenEquity parcel.  Refer to “Development Activities” in this section of the MD&A for further details.

On January 30, 2015, Choice Properties entered into a co-ownership agreement with PenEquity and another partner to acquire a nine-acre 
parcel of land in Kanata, Ontario.  The purchase price for the property was $4,050 with Choice Properties’ proportionate share being 50%, or 
$2,025.  This co-ownership acquisition provides Choice Properties with the opportunity to benefit from an existing and maturing purchase 
option held by PenEquity and its partner to acquire this desirable parcel of land situated within a developing community in the Fernbank area 
of Kanata.  Upon 95% occupancy of the property, Choice Properties has the option to acquire the remaining share of the property.  Refer to 
“Development Activities” in this section of the MD&A for further details.

On January 30, 2015, Choice Properties acquired a 921,256 square foot warehouse in Pickering, Ontario from Loblaw, for a purchase price 
of $81,200, excluding acquisition costs.  The acquisition is immediately accretive with an estimated stabilized NOI(1) of $5,300 representing 
a capitalization rate of 6.50%.  The modern ambient temperature warehouse, which was originally constructed in 2005 and further expanded 
in 2012, is well-located east of Toronto and with access to major transportation routes.  The warehouse is fully occupied by Loblaw as the 
single tenant with a 20-year initial lease term with six five-year renewal options.

On February 19, 2015, Choice Properties acquired a 54,569 square foot shopping centre in Porter’s Lake, Nova Scotia from a third-party, 
for a purchase price of $5,200, excluding acquisition costs.  The acquisition is immediately accretive with an estimated stabilized NOI(1) of 
approximately $494 representing a capitalization rate of 9.5%.  The shopping centre is currently 85% occupied by 20 tenants, including a 
number of national retailers, with lease maturities ranging from 2015 to 2022.  The shopping centre is anchored by the 47,000 square foot 
grocery store on an adjacent property that Choice Properties owns.

5.3 Development Activities  

In 2014, Choice Properties constructed 51,050 square feet of incremental GLA, including a new retail store for each of Dollarama and the 
Liquor Control Board of Ontario in Toronto, Ontario; a new Fortinos grocery store in Stoney Creek, Ontario; and an expansion of a Maxi grocery 
store in Drummondville, Quebec. 

As at December 31, 2014, ongoing projects included the construction of a Real Canadian Superstore in Surrey, British Columbia and pre-
development work to expand the warehouse property in Boucherville, Quebec. 

During  2014,  Choice  Properties  established  strategic  relationships  expanding  the  Trust’s  development  pipeline  to  include  greenfield 
development  sites in Brampton, Ontario (“Brampton”), Barrie, Ontario (“Barrie”), and Kanata, Ontario (“Kanata”) as well as a mixed-use 
redevelopment site at 500 Lake Shore Boulevard West in Toronto, Ontario (“500 Lake Shore”).  Refer to “Acquisition of Investment Properties” 
in this section of the MD&A for further details.

• 

Brampton Choice Properties established a partnership with PenEquity to develop a 200,000 square foot Loblaw grocery anchored retail 
centre on 21 acres of land.  Pursuant to the terms of the lease with Loblaw, construction of the retail centre in Brampton is scheduled to 
commence upon satisfaction of certain conditions(2).

Choice Properties REIT 2014 Annual Report 8

• 

• 

• 

Barrie Choice Properties intends to co-develop its 16-acre parcel alongside PenEquity’s 21-acre parcel to construct an integrated retail 
centre spanning a total of 37 acres.  The total retail offering is expected to span approximately 350,000 square feet, of which Choice 
Properties  will  develop  approximately  150,000  square  feet,  including  a  Loblaw  grocery  store  of  approximately  60,000  square  feet.   
Pursuant to the lease terms, Choice Properties expects to start construction of the grocery store in mid-2015 that involves the relocation 
and expansion of an existing Loblaw grocery store on a nearby Choice Properties site, for which marketing and leasing activity is currently 
underway(2).  In order to facilitate the development of the adjacent PenEquity parcel, Choice Properties has provided mezzanine and 
bridge financing to PenEquity in the form of a two-year mortgage of $22,500 at a rate of 8% per annum with an option to extend, under 
certain conditions, for an additional year and a six-month loan of $500 at a rate of 6% per annum, respectively. 

Kanata This site is a longer-term development project with construction of a grocery anchored retail centre on nine acres anticipated to 
commence in the second half of 2017(2).  

500 Lake Shore Choice Properties holds an interest in a limited partnership that expects to redevelop the site for mixed-use, potentially 
incorporating retail, office and residential components anchored by a Loblaw grocery store(2).  

Choice Properties continues to refine its development pipeline based on municipal approvals, tenant leasing and occupancy and development 
costs.  As at December 31, 2014, the Trust had approximately 1,000,000 square feet in various stages of pre-development.  In 2014, Choice 
Properties invested $7,700 for pre-development activity and projects currently in development.  Over the next 24 to 36 months, Choice 
Properties is expecting to invest approximately $415,000 to develop up to 1,370,000 square feet of additional GLA.  Development yields are 
expected to be accretive upon tenant occupancy.  The following table describes the anticipated square footage to be completed by year and 
the total cumulative expected capital cost to complete the projects, including investments made in prior years(2).

(in thousands of Canadian dollars except where otherwise indicated)
(unaudited) 

Potential Development GLA (in square feet) 

Estimated Project Capital to Completion

$

5.4 Active Management   

2015
245,000
67,000

2016
785,000

2017
340,000

Total
1,370,000

$

228,000

$

120,000

$

415,000

Choice Properties’ leasing activities are focused on driving value by adding ancillary tenants in business sectors that complement the grocery 
anchor tenant.  The following details illustrate the change in GLA during 2014: 

(in thousands of square feet except where otherwise indicated)
(unaudited)

Occupied Square
Footage

Occupancy

Weighted Average Rent per
Occupied Square Foot

Opening occupied GLA as at January 1, 2014

35,534

97.7% $

Tenant openings

Tenant closures

Acquisitions

Dispositions

Developments - tenant openings coming on line

202

(144)

2,546

(60)

51

$

$

$

$

$

Closing occupied GLA as at December 31, 2014

38,129

98.1% $

14.32

13.94

9.87

10.35

15.50

17.29

13.86

Loblaw is Choice Properties’ largest tenant. As at December 31, 2014, Loblaw represented 88.4% (December 31, 2013 - 88.5%) of total GLA 
and approximately 91.4% (December 31, 2013 - 91.0%) of annual base rent. The weighted average lease term-to-maturity on the Loblaw 
leases was 12.7 years. The first maturity of a Loblaw lease does not occur until 2023. Loblaw leases 34.4 million square feet of GLA, with 
approximately 85.8%, 12.6% and 1.6% of such GLA attributed to retail, warehouse and office space, respectively.

Choice Properties has approximately 4.6 million square feet of GLA designated to lease to ancillary tenants that benefit from the consumer 
traffic that a food retailer attracts to a shopping centre.  At December 31, 2014, 3.8 million square feet was leased to ancillary tenants with a 
weighted average lease term to maturity of 5.2 years. 

Choice Properties REIT 2014 Annual Report 9

The future financial performance of investment properties will be impacted by occupancy rates, trends in rental rates achieved on leasing or 
renewing space currently leased, and contractual increases in rent(2).  Rental activity by quarter varies based on the mix of tenants renewing. 

For the years ended December 31                                                                        
(in square feet except where otherwise indicated)
(unaudited)                                                                                                                                 

2014

New Leasing:

Previously vacant GLA

Newly developed GLA

Renewals

Total

GLA
201,685

Weighted Average
Rent per Square Foot
13.94
$

51,020

384,062

636,767

$

$

$

17.29

12.98

13.64

2013

Weighted Average
Rent per Square Foot
10.22
$

N/A

11.14

10.66

GLA
101,988

—

224,522

326,510

$

$

In 2014, Choice Properties entered into leases or offers to lease totaling 636,767 square feet with an average lease term of 7.1 years.  Of 
these leases, 384,062 square feet represented the renewal of expiring leases.  Base rent for leases renewed in 2014 increased 6.5% on 
average.  In the fourth quarter of 2014, Choice Properties entered into leases or offers to lease totaling 185,446 square feet with an average 
lease term of 5.7 years.  Of these leases, 149,480 square feet represented the renewal of expiring leases. Base rent on leases renewed 
during the fourth quarter increased 7.9% on average. 

For the years ended December 31                                                                                
(in square feet except where otherwise indicated)
(unaudited) 

Square footage renewed

Average net rent per square foot

Percentage increase in average net rent per square foot

Renewal retention rate

2014
384,062

$

12.98

$

6.5%

84.3%

2013
224,522

11.14

6.6%

81.1%

As at December 31, 2014, 550,081 square feet, or 12.2%, of the total ancillary GLA is expiring in 2015(2).  The GLA expiring in 2015 includes 
a large industrial tenant occupying approximately 137,000 square feet with a lease termination date of December 31, 2015, and 90,000 square 
feet of urban space that will be held for development.  Of the remaining GLA expected to expire in 2015, 75,530 square feet, or 23.4%, has 
renewed to date.

(in square feet except where otherwise 
indicated)
(unaudited)

Month-to-month

2015

2016

2017

2018

2019

2020 & Beyond

Vacant

Portfolio Ancillary Total

Expiring GLA as a
Percentage of
Ancillary GLA
4.1%

Expiring GLA as a
Percentage of Total
GLA
0.5%

Annualized Base
Rent
2,057

Weighted Average
Rent per Square
Foot
$11.16

12.2%

7.1%

8.5%

6.9%

5.1%

39.7%

16.4%

100.0%

1.4%

0.8%

1.0%

0.8%

0.6%

4.6%

1.9%

11.6%

6,154

4,914

5,638

4,865

3,962

21,096

—

48,686

$11.19

$15.25

$14.72

$15.60

$17.32

$11.73

$0.00

$10.76

GLA
184,361

550,081

322,223

383,117

311,845

228,758

1,798,918

743,549

4,522,852

5.5 Disposition of Investment Properties 

On March 28, 2014, Loblaw, acquired all the outstanding shares of Shoppers Drug Mart Corporation. In relation to this acquisition, Loblaw 
and the Competition Bureau reached an agreement that required Loblaw to divest certain food store operations at locations owned by the 
Trust. Initially, four food stores, included within Choice Properties’ portfolio, were identified for divestiture. During the second quarter of 2014, 
this number was reduced to two locations. On August 30, 2014, the two subject properties (the “2014 Dispositions”), with a combined fair 
value of $13,480, were sold for proceeds of $13,030. In connection with the 2014 Dispositions, Choice Properties received $450 of lease 
surrender revenue from Loblaw.

Choice Properties REIT 2014 Annual Report 10

6.  RESULTS OF OPERATIONS

Choice Properties was formed on May 21, 2013 with no operating activity from the date of formation to July 4, 2013.  Choice Properties 
completed its IPO and commenced operations on July 5, 2013.  As a result, the comparative year end reflects operating results from only 
July 5, 2013 to December 31, 2013.  While comparative information is presented on an annual basis, the operating periods in the 2014 and 
2013 fiscal years cover different time frames and, as such, are not comparable.  The analysis of the results of operations will focus on the 
three month periods ending December 31, 2014 and 2013. 

For the periods ended December 31
(in thousands of Canadian dollars)

Rental Revenue

Base rent

Three Months                                              

(unaudited)

Year End                                                          
(audited)

2014

2013

Variance
Favourable /
(Unfavourable)

2014

2013(i)

Variance
Favourable /
(Unfavourable)

$

132,704

$

124,960 $

7,744

$

514,904

$

243,072 $

271,832

Property tax recoveries

33,848

32,980

Operating cost recoveries

Other revenue

Property Operating Costs

8,113

581

6,687

225

175,246

164,852

Property taxes

(34,699)

(33,985)

Recoverable operating costs

Non-recoverable operating costs

(8,014)

(575)

(7,617)

(767)

868

1,426

356

10,394

(714)

(397)

192

135,556

29,419

3,044

682,923

63,734

11,361

340

318,507

71,822

18,058

2,704

364,416

(139,651)

(65,821)

(73,830)

(30,141)

(12,731)

(17,410)

(2,758)

(1,204)

(1,554)

Net Property Income

131,958

122,483

9,475

510,373

238,751

271,622

Other Expenses

General and administrative
expenses

Amortization of other assets

Net interest expense and other
financing charges

Loss on disposal of investment
properties

Net Income before Fair Value
Adjustments

Fair value adjustment on
Exchangeable Units

Fair value adjustment on
investment properties

(6,213)

(87)

(4,789)

(188)

(1,424)

(23,315)

(12,234)

(11,081)

101

(414)

(472)

58

(85,030)

(80,758)

(4,272)

(380,654)

(155,785)

(224,869)

—

—

—

(450)

—

(450)

40,628

36,748

3,880

105,540

70,260

35,280

(51,063)

(111,976)

60,913

12,143

(147,401)

159,544

97,452

68,750

28,702

81,931

144,289

(62,358)

Net Income

$

87,017

$

(6,478) $

93,495

$

199,614

$

67,148 $

132,466

(i)  Based on operations for the period from July 5, 2013 to December 31, 2013.

Choice Properties REIT 2014 Annual Report 11

Rental Revenue  Rental revenue for Choice Properties is comprised primarily of base rent and recoveries collected from tenants for property 
taxes, operating costs and qualifying capital expenditures.  

For the periods ended December 31
(unaudited)
(in thousands of Canadian dollars)

Same Properties(i)

Acquisitions

Dispositions

Total Revenue

Three Months

Variance
Favourable /
(Unfavourable)
(201)

2013
161,639 $

$

2,893

320

10,921

(326)

$

2014
647,089

34,535

1,299

Year End

Variance
Favourable /
(Unfavourable)
332,102

2013(ii)
314,987 $

$

2,893 $

627 $

31,642

672

$

2014
161,438

13,814

(6)

$

175,246

$

164,852 $

10,394

$

682,923

$

318,507

364,416

(i)   Properties that were owned throughout both the current and comparative periods (“Same Properties”).

(ii)  Based on operations for the period from July 5, 2013 to December 31, 2013.

For the year ended December 31, 2014, rental revenue was $682,923 (December 31, 2013 - $318,507).  Rental revenue included $647,089 
for a full calendar year of operations for the Same Properties, and $16,606 for the post-IPO properties acquired in 2013 (the “2013 Acquisitions”) 
(see Section 19, “Additional Information”, of this MD&A for a list of the post-IPO properties acquired in 2013), plus partial year rental revenue 
of $17,929 for the 2014 Acquisitions and $1,299 for the 2014 Dispositions.  The rental revenue for all properties owned during the 2013 year 
end represents a partial calendar year and is, therefore, not comparable to the rental revenue for the 2014 year end, even for the Same 
Properties.

2014 annual rental revenue included $1,545 of lease surrender revenue and $1,622 of revenue from the recovery of capital expenditures and 
interest from tenants which were nil and $21 for the year ended December 31, 2013.

During the fourth quarter of 2014, rental revenue increased $10,394 or 6.3%, compared to the fourth quarter of 2013 primarily due additional 
rental revenue of $10,921 attributable to the properties acquired in both 2013 and 2014 since the IPO (the “Acquisitions”), partially offset by 
a $326 decrease of revenue from the 2014 Dispositions, and a $201 decrease in same property revenue.  

In addition, total rental revenue in the fourth quarter of 2014 included $150 from lease surrender revenue and $735 from recovery of capital 
expenditures and interest which were nil and $21 in the fourth quarter of 2013, respectively. 

Rental revenue includes certain non-cash amounts. Rental revenue is recorded on a straight-line basis over the full term of a lease which 
results in a difference between cash rent received and revenue recognized for accounting purposes. The amortization of tenant improvement 
allowances is also included in rental revenue. During the fourth quarter and year ended December 31, 2014, the net amount of these items 
positively impacted rental revenue by $8,781 and $34,178, respectively (December 31, 2013 - $8,367 and $16,476, respectively). 

Choice Properties REIT 2014 Annual Report 12

Net Operating Income(1) All Properties 

For the periods ended December 31
(unaudited)
(in thousands of Canadian dollars)

Rental revenue

Reverse - Straight-line rental revenue

Property operating costs

2014
$ 175,246

(8,783)

166,463

(43,288)

Three Months

Year End

Variance
Favourable /
(Unfavourable)
10,394

2013

$ 164,852 $

(8,375)

156,477

(42,369)

(408)

9,986

(919)

Variance
Favourable /
(Unfavourable)
364,416

2013(i)

$ 318,507 $

(16,484)

302,023

(79,756)

(18,150)

346,266

(92,794)

2014
$ 682,923

(34,634)

648,289

(172,550)

Net Operating Income(1) All Properties

$ 123,175

$ 114,108 $

9,067

$ 475,739

$ 222,267 $

253,472

(i)  Based on operations for the period from July 5, 2013 to December 31, 2013.

For the year ended December 31, 2014, NOI(1) was $475,739, and included $450,856 for a full calendar year of operations for the Same 
Properties and $11,185 for the 2013 Acquisitions, plus partial year NOI(1) of $12,593 attributable to the 2014 Acquisitions and $1,105 for the 
2014 Dispositions.  The NOI(1) for all properties owned during 2013 represents a partial calendar year and is, therefore, not comparable to 
the NOI(1) for the 2014 year end, even for the Same Properties.

2014 annual NOI(1) included $1,545 of lease surrender revenue and $1,622 of revenue from the recovery of capital expenditures and interest 
from tenants which were nil and $21 for the year ended December 31, 2013.

During the fourth quarter of 2014, NOI(1) increased $9,067 or 7.9% compared to the fourth quarter of 2013, primarily driven by an increase of 
$7,747 from the Acquisitions, partially offset by a $309 decline of NOI(1) as a result of the 2014 Dispositions.  The Same Properties NOI(1) 
increased $1,629 compared to the fourth quarter of 2013, primarily due to $735 of capital expenditures and interest recoveries which was 
$21 for the fourth quarter of 2013.

Net Operating Income(1) Same Properties  

For the periods ended December 31
(unaudited)
(in thousands of Canadian dollars)

Rental revenue - same GLA

Rental revenue - developed GLA

Reverse - Straight-line rental revenue

Property operating costs

2014
$ 161,080

358

(8,008)

153,430

(40,151)

Three Months

Year End

Variance
Favourable /
(Unfavourable)
(559)

2013

$ 161,639 $

2014
$ 646,731

358

(32,731)

614,358

358

213

12

1,617

(163,502)

Variance
Favourable /
(Unfavourable)
331,744

2013(i)

$ 314,987 $

—

(16,316)

298,671

(79,038)

358

(16,415)

315,687

(84,464)

—

(8,221)

153,418

(41,768)

Net Operating Income(1) Same Properties

$ 113,279

$ 111,650 $

1,629

$ 450,856

$ 219,633 $

231,223

(i)  Based on operations for the period from July 5, 2013 to December 31, 2013.

NOI(1), for the year end December 31, 2014, for properties owned throughout both the current and comparative periods, was $450,856, which 
included $1,545 of lease surrender revenue and $1,604 of revenue from the recovery of capital expenditures and interest from tenants which 
were nil and $21 for the year ended December 31, 2013. The NOI(1) for all properties owned during 2013 represents a partial calendar year 
and is, therefore, not comparable to the NOI(1) for 2014, even for the NOI(1) Same Properties measurement.

During the fourth quarter of 2014, Same Properties NOI(1) increased $1,629 or 1.5% compared to the fourth quarter of 2013, primarily due to 
a $714 increase in revenue from the recovery of capital expenditures and interest, a $368 increase in net recoveries, $358 of rental revenue 
contributed from the development of new GLA, and $150 from lease surrender revenue. 

Choice Properties REIT 2014 Annual Report 13

General and Administrative Expenses  

For the periods ended December 31
(unaudited)
(in thousands of Canadian dollars)

Internal expenses of the Trust

Investor relations and other public entity costs

Professional fees

Net services agreements(i)

General and administrative expenses

Less: Capitalized salary costs

Less: Legal costs capitalized to acquisitions

Three Months

Year End

Variance
Favourable /
(Unfavourable)
(1,393)
$

2013
$ 3,031

2014
$ 15,877

2013(iii)

$ 5,415

Variance
Favourable /
(Unfavourable)
(10,462)
$

295

38

1,425

4,789

—

—

(310)

(653)

639

2,162

1,713

4,421

892

3,077

2,850

(1,717)

24,173

12,234

193

100

(658)

(200)

—

—

(1,270)

1,364

(1,571)

(11,939)

658

200

2014
$ 4,424
605

691

786
6,506

(193)

(100)

Net general and administrative expenses(ii)

$ 6,213

$ 4,789

$

(1,424)

$ 23,315

$ 12,234

$

(11,081)

Other charges:

Less: Internalization or start-up costs

Less: Direct leasing costs eligible to be added 
back to FFO(1) 

(196)

(366)

450

—

646

366

(2,568)

(2,524)

(366)

—

44

366

General and administrative expenses
(excluding other charges)

$ 5,651

$ 5,239

$

(412)

$ 20,381

$ 9,710

$

(10,671)

As a percent of revenue

3.2%

3.2%

—%

3.0%

3.0%

—%

(i)   The services agreement is described in Section 14, “Related Party Transactions”, of this MD&A.

(ii)  General and Administrative expenses in 2013 included start-up costs and 2014 expenses included costs to internalize property and asset management functions.

(iii)  Based on operations for the period from July 5, 2013 to December 31, 2013.

Active management is a component of Choice Properties’ strategy.  Choice Properties became a fully internally managed REIT at the beginning 
of 2015 allowing for a stronger focus on improving, repositioning, and strengthening the current tenant mix and merchandising of its existing 
properties.  In order to internalize, the Trust built its business platform which includes systems, processes and people.  Experienced property 
managers joined the Choice Properties team effective January 2015.

General  and  administrative  expenses,  for  the  year  ended  December  31,  2014,  were  $23,315,  including  the  costs  to  internalize  active 
management. During the third and fourth quarters of 2014, Choice Properties incurred costs to internalize active management including the 
leasing and property management functions.  The total costs of $2,568 included charges for restructuring and implementation of a real-estate 
focused enterprise resource planning system (“ERP”).  As a step towards becoming an internally managed trust, Choice Properties internalized 
the leasing function at the beginning of the fourth quarter of 2014.  Direct leasing costs, primarily salaries, of $366 were incurred in the fourth 
quarter of 2014 and are eligible to be added back to FFO(1) based on the revision to the definition of FFO(1), from the Real Property Association 
of Canada White Paper published in April 2014, to include an adjustment on incremental leasing costs of full-time or salaried staff.  This 
adjustment to FFO(1) makes results more comparable between real estate entities that expense their internal leasing departments and those 
that capitalize the costs incurred with third-party leasing. General and administrative expenses, excluding costs to internalize and direct leasing 
costs that are eligible to be added back to FFO(1), for the year ended December 31, 2014, were $20,381.

General and administrative expenses, for the year ended December 31, 2013, of $12,234, included start-up costs of the Trust of $2,524, 
primarily related to professional fees.  The 2013 expenses were for a partial calendar year and are, therefore, not comparable to the 2014 
year end expenses.

For the fourth quarter of 2014, net general and administrative expenses increased $1,424 compared to the same period in 2013.  Excluding 
adjustments for internalization costs, start-up costs and direct leasing costs, the general and administrative expenses in the fourth quarter of 
2014 increased $412 or 7.9% compared to the fourth quarter of 2013.  This increase was primarily driven by increased internal expenses, 
investor relations and public entity costs and professional fees, partially offset by a decrease in services agreement expense.  The decrease 
in service agreement expense resulted in a corresponding increase in internal costs of the Trust to reflect the functions that the Trust assumed 
directly. 

Choice Properties REIT 2014 Annual Report 14

 
Variance
Favourable /
(Unfavourable)
12,857

2013(iii)
31,128 $

22,692

(23,558)

$

11,846

—

741

(60,587)

(49)

(2,224)

2014
18,271

46,250

72,433

49

2,965

Net Interest Expense and Other Financing Charges 

For the periods ended December 31
(unaudited)
(in thousands of Canadian dollars)

Interest on Transferor Notes(i)

$

— $

2014

Variance
Favourable /
(Unfavourable)
16,085

2013
16,085 $

$

Distributions on Class C LP Units(i)

11,562

11,541

(21)

Three Months

Year End

Interest on Senior Unsecured
Debentures

Interest on Mortgage

Interest on Credit Facility

Subtotal (for use in Debt Service 
Coverage calculation)

Distributions on Exchangeable 
Units(i)

Subtotal (for use in EBITDAFV(1) 
calculation)

Effective interest rate amortization 
of debt discounts and premiums(ii)

Effective interest rate amortization
of debt placement costs

Capitalized borrowing costs

Interest income

Net interest expense and other
financing charges

22,976

49

1,188

6,054

—

387

(16,922)

(49)

(801)

35,775

34,067

(1,708)

139,968

66,407

(73,561)

49,730

45,984

(3,746)

191,267

88,607

(102,660)

85,505

80,051

(5,454)

331,235

155,014

(176,221)

(673)

298

(28)

(72)

640

211

—

(144)

1,313

48,891

(87)

28

(72)

1,127

(166)

(433)

678

417

—

(324)

(48,213)

(710)

166

109

$

85,030

$

80,758 $

(4,272)

$

380,654

$

155,785 $

(224,869)

(i) 
(ii) 

Related party amounts.
Includes finance charge for Transferor Note transactions of $48,911 for the year ended December 31, 2014, as described in Section 9, “Long Term Debt and Class C LP 
Units”, of this MD&A.

(iii)  Based on operations for the period from July 5, 2013 to December 31, 2013.

Net interest expense and other financing charges, for the year ended December 31, 2014, of $380,654 included a non-cash finance charge 
of $48,911 related to Transferor Note transactions (see Section 9, “Long Term Debt and Class C LP Units”, of this MD&A).  Annual expenses 
for 2014 were impacted by the issuance of additional Exchangeable Units in connections with the Acquisitions, the issuance of Series C and 
D senior unsecured debentures, the replacement of Series 5 to 10 Transferor Notes and the repayment of Series 3 and 4 Transferor Notes 
(see Section 9, “Long Term Debt and Class C LP Units”, of this MD&A).  

The 2013 expenses were for a partial calendar year and are, therefore, not comparable to the 2014 year end expenses.

During the fourth quarter of 2014, net interest expense and other financing charges increased $4,272 or 5.3% compared to the fourth quarter 
of 2013. The increase was primarily due to $3,746 of distributions on the additional Exchangeable Units issued as partial consideration for 
properties acquired from Loblaw in 2014 and higher interest expense on the Credit Facility due to larger drawn balances in 2014.  In addition, 
the interest rates on the Series C and D senior unsecured debentures issued in the first quarter of 2014 were higher than the interest rates 
on the Series 3 and 4 Transferor Notes that they replaced. 

Choice Properties REIT 2014 Annual Report 15

7.  OTHER MEASURES OF PERFORMANCE

Funds from Operations(1)    Except as otherwise noted, Choice Properties calculates its FFO(1) in accordance with the Real Property Association 
of Canada White Paper on Funds from Operations for IFRS issued in April, 2014 (see Section 18,”Non-GAAP Financial Measures”, of this 
MD&A).

For the periods ended December 31                                                                                                      
(unaudited)                                                                       
(in thousands of Canadian dollars)

2014

2013

Variance
Favourable /
(Unfavourable)

Three Months

Year End

2014

2013(iii)

Variance
Favourable /
(Unfavourable)

Funds from Operations(1)(i)

$

90,685

$

82,764

$

Net income
Fair value adjustment on
Exchangeable Units
Fair value adjustment on investment
properties

Fair value adjustment on unit-based
compensation
Loss on disposal of investment
properties
Exchangeable Units distributions
Amortization of tenant improvement
allowances
Direct leasing costs

Other charges:

Reverse: Finance charge(ii)

Reverse: Internalization costs

Reverse: Start-up costs

Funds from Operations(1) (excluding 
other charges)
FFO(1) per unit - basic (excluding other 
charges)(ii)
FFO(1) per unit - diluted (excluding 
other charges)(ii)
FFO(1) payout ratio (excluding other 
charges)(ii)
Distribution declared per unit

Weighted average units outstanding -
basic

Weighted average units outstanding -
diluted

$

87,017

$

(6,478) $

93,495

$

199,614

$

67,148

$

132,466

51,063

111,976

(60,913)

(12,143)

147,401

(159,544)

(97,452)

(68,750)

(28,702)

(81,931)

(144,289)

62,358

(41)

—

24

—

49,730

45,984

2

366

8

—

—

196

—

—

—

(450)

90,881

0.231

0.230

$

$

$

82,314

0.224

0.224

$

$

$

$

$

(65)

—

3,746

(6)

366

7,921

—

196

450

8,567

0.007

0.006

(591)

450

17

—

(608)

450

191,267

88,607

102,660

456

366

8

—

448

366

$

297,488

$

158,892

$

138,596

48,911

2,568

—

348,967

$

$

0.913

0.912

—

—

2,524

$

$

$

161,416

0.444

0.444

$

$

$

48,911

2,568

(2,524)

187,551

0.469

0.468

70.7%

72.5%

1.8%

71.3%

71.8%

0.5%

$

0.162501

$

0.162501

$

—

$

0.650004

$

0.318917

$

0.331087

394,237,610

367,911,089

26,326,521

382,344,615

363,642,405

18,702,210

394,578,356

368,059,697

26,518,659

382,636,320

363,767,339

18,868,981

Number of units outstanding, end of period

395,287,115

371,688,983

23,598,132

395,287,115

371,688,983

23,598,132

(i) 

FFO(1) per unit on a diluted basis, before adjusting for other charges, was $0.230 and $0.225 for the three months ended December 31, 2014 and 2013, respectively.  
FFO(1) per unit on a diluted basis, before adjusting for other charges, was $0.777 and $0.437 for the year end periods ended December 31, 2014 and 2013, respectively.

(ii)  Described in Section 9, “Long Term Debt and Class C LP Units”, of this MD&A.
(iii)  Based on operations for the period from July 5, 2013 to December 31, 2013.

For the year ended December 31, 2014, FFO(1) of $297,488 included net property income of $510,829 which was driven by a full calendar year 
of operations for the Same Properties and 2013 Acquisitions, plus partial year of operations for the 2014 Acquisitions and the 2014 Dispositions.  
The net property income is partially offset by other expenses of $213,341 from general and administrative expenses, amortization of other assets, 
and interest expense and other charges.  FFO(1) (excluding other charges), for the year ended December 31, 2014, was $0.912 per unit on a 
diluted basis.  

The FFO(1) for the 2013 year end represents a partial calendar year and is, therefore, not comparable to the FFO(1) for the 2014 year end.

Choice Properties REIT 2014 Annual Report 16

For the fourth quarter of 2014, FFO(1) increased $7,921 or 9.6% compared to the fourth quarter of 2013, due to an increase in net property 
income of $9,469, and a reduction of amortization of other assets of $101, partially offset by general and administrative expenses of $1,123, 
and interest and other financing charges of $526.

For the fourth quarter of 2014, FFO(1) (excluding other charges) per unit on a diluted basis of $0.230 increased $0.006 compared to the fourth 
quarter of 2013. 

Adjusted Funds from Operations(1)  There is currently no standard industry-defined measure of AFFO(1).  Please refer to Section 18, “Non-
GAAP Financial Measures”, of this MD&A, for a reconciliation of AFFO(1) to cash flows from operating activities, a GAAP measure.

For the periods ended December 31
(unaudited)
(in thousands of Canadian dollars)

Three Months

Year End

2014

2013

Variance
Favourable /
(Unfavourable)

2014

2013(ii)

Variance
Favourable /
(Unfavourable)

Funds from Operations(1)

$

90,685

$

82,764

$

7,921

$

297,488

$

158,892

$

138,596

Internalization costs

Start-up costs

Straight-line rental revenue

Effective interest rate amortization of
finance charges

Unit-based compensation expense

Property capital expenditures - 
incurred

Property and leasing capital 
expenditures - normalized(i)

Leasing capital expenditures -
incurred

Adjusted Funds from  Operations(1)

AFFO(1) per unit - basic

AFFO(1) per unit - diluted

AFFO(1) payout ratio

196

—
(8,783)

(375)

439

—

(450)

(8,375)

851

438

196

450

(408)

(1,226)

1

2,568

—

—

2,524

(34,634)

(16,484)

50,018

2,104

1,095

808

2,568

(2,524)

(18,150)

48,923

1,296

(11,247)

(7,769)

(3,478)

(29,523)

(8,934)

(20,589)

3,670

(1,877)

(489)

(902)

$

$

$

74,096

0.188

0.188

$

$

$

64,680

0.176

0.176

$

$

$

5,547

413

9,416

0.012

0.012

—

(5,712)

5,712

(2,785)

(1,250)

(1,535)

$

$

$

285,236

0.746

0.745

$

$

$

130,939

0.360

0.360

$

$

$

154,297

0.386

0.385

86.4%

92.3%

5.9%

87.2%

88.6%

1.4%

Distribution declared per unit

$

0.162501

$

0.162501

$

—

$

0.650004

$

0.318917

$

0.331087

Weighted average units outstanding - basic
Weighted average units outstanding -
diluted

394,237,610

367,911,089

26,326,521

382,344,615

363,642,405

18,702,210

394,578,356

368,059,697

26,518,659

382,636,320

363,767,339

18,868,981

Number of units outstanding, end of period

395,287,115

371,688,983

23,598,132

395,287,115

371,688,983

23,598,132

(i) 
(ii) 

Seasonality impacts the timing of capital expenditures.  The AFFO(1) calculation was adjusted for this factor to make the quarters more comparable.
Based on operations for the period from July 5, 2013 to December 31, 2013.

For the year ended December 31, 2014, AFFO(1) was impacted by $32,308 of capital activity.  The capital activity in 2014 was more representative 
of future expenditures(2) than the 2013 year end. Although most capital projects are executed in the summer and fall, the capital activity in 2013 
was lower due to late project starts in the Trust’s first year of operations.  AFFO(1), for the year ended December 31, 2014, was $0.745 per unit 
on a diluted basis and the annual AFFO(1) payout ratio was 87.2%.

AFFO(1) for 2013 represents a partial calendar year and is, therefore, not comparable to AFFO(1) for 2014.

For the fourth quarter of 2014, AFFO(1) increased $9,416 or 14.6% compared to the fourth quarter of 2013. The largest adjustment to FFO(1) 
required to calculate AFFO(1)  is the deduction of capital expenditures.  The normalized expenditures of $8,067 deducted for the fourth quarter 
of 2014 were $2,482 lower than the expenditures deducted in the comparative period of 2013.  The capital activity in 2014 was more representative 
of future expenditures(2) given later project starts in 2013, the first year of operations. 

AFFO(1) per unit, for the quarter ended December 31, 2014, of $0.188 had a favourable variance of $0.012 per unit on a diluted basis compared 
to the comparative quarter (December 31, 2013 - $0.176). 

Choice Properties REIT 2014 Annual Report 17

The results for AFFO(1) reflect property capital expenditures occurring evenly over the year. If AFFO(1) were to be calculated deducting the 
incurred capital expenditures of $11,736, AFFO(1) would have been $70,426 or $0.178 per unit on a diluted basis (December 31, 2013 - $66,557 
or $0.181).

Property Capital and Leasing Capital Expenditures 

Property Capital  Choice Properties differentiates between those capital expenditures incurred to sustain its properties and capital incurred to 
achieve a long-term improvement in the Trust’s ability to generate incremental cash flow.  The following is a summary of the treatment of these 
two types of capital expenditures: 

• 

• 

Property capital expenditures incurred on existing space, which are treated as costs to sustain productive capacity, are recovered 
from tenants over the life of the improvement. 
Acquisitions and the development of existing assets are treated as capital expenditures increasing the productive capacity of the 
enterprise.  

Property capital expenditures are expected to be approximately $0.87 per square foot or approximately $0.11 of AFFO(1) per unit diluted, per 
annum(2).

In the year ended December 31, 2014, Choice Properties incurred $29,523 of property capital expenditures (December 31, 2013 - $8,934) 
comprised of non-recoverable structural improvements of $2,718 and recoverable capital improvements of $26,805, which are recoverable from 
tenants under the terms of their leases over the useful life of the improvements. Recoverable capital improvements may include, but are not 
limited to, items such as parking lot resurfacing and roof replacement. These items are recorded as part of investment properties and the 
recoveries from tenants are recorded as revenue. The balance yet to be recovered was $34,254 as at December 31, 2014 (December 31, 2013 
- $8,430), the majority of which Choice Properties expects to recover from tenants over the useful lives of the improvements(2).

Leasing Capital  Leasing capital varies with tenant demand and the balance between new and renewal leasing, as capital expenditures relating 
to securing new tenants are generally higher than the costs relating to renewing existing tenants. Choice Properties incurred $2,785 of leasing 
costs in 2014 (December 31, 2013 - $1,250), comprised of $1,541 in tenant improvement allowances and $1,244 in direct leasing costs. 

Choice Properties endeavours to fund property capital and leasing capital from cash flow from operations(2).

Choice Properties REIT 2014 Annual Report 18

8.  QUARTERLY RESULTS OF OPERATIONS

The following is a summary of selected consolidated information for the six most recently completed quarters. 

(unaudited)
(in thousands of Canadian dollars except 
where otherwise indicated)

Number of Properties

Gross Leasable Area (in millions of square
feet)

Occupancy

Rental revenue

Net Operating Income(1)

Net Income

Cash flows from operating activities(ii)

Funds from Operations(1) per unit - diluted
Funds from Operations(1) per unit - diluted 
(excluding other charges)(iii)
Adjusted Funds from Operation(1) per unit 
diluted

Adjusted Funds from Operations(1) payout 
ratio

Fourth
Quarter
2014

472

38.9

98.1%

$ 175,246

$ 123,175

$

87,017

$ 200,656
0.230

$

$

$

0.230

0.188

86.4%

Third
Quarter
2014

454

37.6

Second
Quarter
2014

456

37.6

First
Quarter
2014

436

36.4

Fourth
Quarter
2013

435

36.3

Third    

Quarter 
2013(i)

425

35.3

97.9%

97.7%

97.7%

97.7%

97.6%

$

$

$

$

$

$

$

170,293

118,551

122,306

119,994

0.223

0.229

0.189

$

$

$

$

$

$

$

170,339

118,681

(1,538)

86,692

0.091

0.228

0.184

$

$

$

$

$

$

$

167,045

115,332

(8,171)

69,026

0.233

0.224

0.185

$

$

$

$

$

$

$

164,852

114,108

(6,478)

170,915

0.225

0.224

0.176

$

$

$

$

$

$

$

153,655

108,159

73,626

152,608

0.212

0.220

0.184

86.0%

88.3%

87.8%

92.3%

85.0%

Distribution declared per unit

$ 0.162501

$ 0.162501

$ 0.162501

$ 0.162501

$ 0.162501

$ 0.156416

Number of units outstanding

395,287,115

384,073,936

383,670,554

372,029,705

371,688,983

359,997,871

Total Assets (in millions)

$

8,192

$

7,774

$

7,719

$

7,407

$

7,448

$

7,174

Debt to total assets(iv)

Debt service coverage(iv)

44.0%

3.5x

45.7%

46.3%

46.9%

3.4x

3.4x

3.5x

47.0%

3.4x

49.4%

3.3x

Based on operations for the period from July 5, 2013 to September 30, 2013.

(i) 
(ii)  Cash flows from operating activities are presented before deducting interest paid. 2013 amounts have been adjusted to conform with the current year presentation.
(iii)  The first two quarters of 2014 FFO calculations were adjusted for the finance charge related to the Transferor Note transactions as described in Section 9 "Long Term Debt 
and Class C LP Units", of this MD&A. The third quarters of 2013 and 2014 were adjusted for start-up and internalization costs of $2,974 and $2,372, respectively.  The 
fourth quarters of 2013 and 2014 were adjusted for start-up and internalization costs of ($450) and $196, respectively.

(iv)  Debt ratios include Class C LP Units but exclude Exchangeable Units.  The ratios are non-GAAP financial measures calculated based on the trust indentures as supplemented.

Acquisitions, since Choice Properties’ IPO in the third and fourth quarters of 2013 and the first, second, third and fourth quarters of 2014 have 
positively impacted quarterly results. The second quarter of 2014 was also positively impacted by $945 of lease surrender revenue.

In addition to the above, net income is impacted by fluctuations in fair value adjustments on Exchangeable Units and investment properties 
and therefore is often not comparable from quarter to quarter. 

Choice Properties REIT 2014 Annual Report 19

9.  LONG TERM DEBT AND CLASS C LP UNITS

The following are the changes in Choice Properties’ outstanding long term debt and Class C LP Units for the year ended December 31, 
2014: 

For the period ended December 31, 2014 
(in thousands of Canadian dollars)

Principal balance outstanding as at
December 31, 2013

Senior
Unsecured
Debentures

Mortgage

Class C LP
Units

Transferor
Notes

Total Long Term
Debt and Class
C LP Units

Weighted
Average
Coupon
Rate

$

600,000 $

— $

925,000 $

1,940,000 $

3,465,000

3.85%

Issuance:

Series C

Series D

Repayment:

Series 3

Series 4

Replacement:

Series 5

Series 6

Series 7

Series 8

Series 9

Series 10

Mortgage
Principal balance outstanding as
at December 31, 2014

250,000

200,000

—

—

300,000

200,000

200,000

300,000

200,000

300,000

—

—

—

—

—

—

—

—

—

—

—

3,107

—

—

—

—

—

—

—

—

—

—

—

—

—

(90,000)

(350,000)

(300,000)

(200,000)

(200,000)

(300,000)

(200,000)

(300,000)

250,000

200,000

(90,000)

(350,000)

—

—

—

—

—

—

—

3,107

3.50%

4.29%

3.00%

3.00%

3.00%

3.00%

3.00%

3.60%

3.60%

3.60%

7.42%

$

2,550,000 $

3,107 $

925,000 $

— $

3,478,107

3.96%

Senior Unsecured Debentures  In 2014, Choice Properties issued $250,000 principal amount of Series C senior unsecured debentures with 
a seven-year term and bear interest at a rate of 3.498% per annum and $200,000 principal amount of Series D senior unsecured debentures 
with a 10-year term and bear interest at a rate of 4.293% per annum.  These senior unsecured debentures were used by the Trust to repay 
existing indebtedness and for general business purposes.

On April 21, 2014 and May 12, 2014, Loblaw sold Replacement Debentures Series 5 through Series 6, and Series 7 through Series 10 
(collectively “Replacement Debentures”), respectively, to third-parties. The Replacement Debentures have a face value of $1,500,000, mature 
between 2016 and 2022, and have a weighted average interest rate of 3.32%.  

As at December 31, 2014, the senior unsecured debentures totaled $2,550,000 (December 31, 2013 - $600,000) with a weighted average 
maturity of 5.3 years (December 31, 2013 - 6.2 years) and weighted average effective interest rate of 3.38% (December 31, 2013 - 4.00%). 
Senior unsecured debentures Series A through Series D were issued by the Trust and Series 5 through Series 10 were issued by a subsidiary 
of the Trust.

As described in Section 10.2, “Sources of Liquidity”, of this MD&A, Choice Properties filed a Short Form Base Shelf Prospectus (“Prospectus”) 
allowing for the issuance, from time to time, of units and debt securities, or any combination thereof, having an aggregate offering price of up 
to $2 billion. This document is valid for a 25-month period from September 3, 2013. 

Subsequent to the end of 2014, Choice Properties issued $250,000 principal amount of Series E senior unsecured debentures under the 
Prospectus, as supplemented, with a 5.6-year term and a coupon rate of 2.297% per annum. 

Mortgage  In connection with the portfolio acquired from Loblaw on October 8, 2014, Choice Properties assumed a mortgage of $3,603 that 
is secured by one of the properties acquired in the portfolio.  The mortgage bears interest at a fixed rate of 7.42% per annum, matures in 
2017 and has an effective interest rate of 2.80% per annum. 

Class C LP Units (authorized - unlimited)  As at December 31, 2014, Loblaw holds all of the 92,500,000 (December 31, 2013 - 92,500,000) 
outstanding Class C LP Units, which are redeemable at Loblaw’s option, beginning in 2027. Choice Properties has the option to settle the 
redemption payment with cash, Exchangeable Units, or any combination thereof.

Choice Properties REIT 2014 Annual Report 20

Transferor Notes  In connection with the acquisition of the IPO portfolio of 425 properties (the “Initial Properties”), Choice Properties issued 
a series of notes to Loblaw (the “Transferor Notes”). In 2014, Choice Properties repaid the outstanding balances of the Series 3 and Series 
4 Transferor Notes totaling $440,000. No penalty charges were incurred as a result of the early repayment. In connection with the transaction, 
Choice Properties recorded a non-cash finance gain of $3,342 from the accelerated amortization of the associated debt premiums.

In the second quarter of 2014, Choice Properties entered into a Master Trust Indenture with Computershare Trust Company of Canada and 
created separate supplemental indentures to facilitate the replacement of the Series 5 through Series 10 Transferor Notes held by Loblaw, 
which had a total principal amount of $1,500,000. The new Series 5 through Series 10 senior unsecured Replacement Debentures issued to 
Loblaw contain the same principal amounts, interest rates and maturity dates as the original Transferor Notes. Choice Properties incurred a 
non-cash finance charge of $52,253 as a result of the accelerated amortization of the net debt discounts associated with the replacement of 
the Transferor Notes. In the second quarter of 2014, Loblaw sold the Replacement Debentures to third-parties in two separate offerings, as 
described above.

The net non-cash finance charge related to the Transferor Note transactions was $48,911, for the year ended December 31, 2014.

Maturities of Long Term Debt and Class C LP Units 

As of December 31, 2014
(in thousands of Canadian dollars)

2015

2016

2017

2018

2019

Thereafter

Total

Senior
Unsecured
Debentures

Mortgage

Class C LP
Units

$

— $

993 $

— $

300,000

200,000

400,000

200,000

1,450,000

1,069

1,045

—

—

—

—

—

—

—

925,000

$

2,550,000 $

3,107 $

925,000

$

Total
993

301,069

201,045

400,000

200,000

2,375,000

3,478,107

In order to reduce refinancing risk, Choice Properties attempts to stagger debt maturities and future financing obligations to ensure no large 
maturities or financing needs occur in any one year. The issuance of senior unsecured debentures to replace the Series 3 and Series 4 
Transferor Notes in 2014 enabled the Trust to extend the weighted average term-to-maturity of its long term debt.

Credit Facility  Choice Properties has a $500,000 senior unsecured committed revolving credit facility (the “Credit Facility”) provided by a 
syndicate of lenders that contains certain financial and other covenants consistent with a credit facility of this nature. This Credit Facility is 
available for general business purposes, including property acquisitions and development activities, and the refinancing of indebtedness. The 
credit facility bears interest at variable rates: prime plus 0.45% or bankers’ acceptance rate plus 1.45%. The current pricing is contingent on 
Choice Properties’ credit ratings from DBRS Limited (“DBRS”) and Standard & Poor’s (“S&P”) remaining at “BBB”. 

As at December 31, 2014, $122,000 was drawn under the Credit Facility (December 31, 2013 - nil).

Choice Properties REIT 2014 Annual Report 21

9.1  Financial Covenants

Choice Properties is subject to certain financial and non-financial covenants in its senior unsecured debentures and Credit Facility that include 
maintaining certain leverage and debt service ratios. These ratios are monitored by the Trust on an ongoing basis to ensure compliance. 
Choice Properties was in compliance with all of these covenants throughout the year and as at December 31, 2014.

For the purposes of calculating the debt to total assets ratio (the leverage covenant) under the trust indentures, as supplemented, Choice 
Properties determines the fair value of its investment properties using a capitalization factor equal to the simple average of the rolling eight 
quarter weighted average capitalization rates used by the Trust to calculate the fair value of its investment properties for financial statement 
reporting purposes. For the first seven fiscal quarters following the IPO, the average will be calculated on a rolling-up basis until eight fiscal 
quarters have been completed. For the purposes of these calculations, the Trust is deemed to have completed four fiscal quarters prior to 
the IPO, with the weighted average capitalization rates for each of these four quarters equal to 6.16%. 

The Trust’s compliance with leverage and coverage ratios, as they relate to its debentures, are shown below:

Debt to Total Assets Ratio(i) 

Limit: Maximum including Class C LP Units and convertible debt (of nil) is 65.0%

Debt Service Coverage Ratio(i)

Limit: Minimum 1.5x

As at December 31,
2014

As at December 31,
2013

44.0%

3.5x

47.0%

3.4x

(i)  Debt ratios include Class C LP Units but exclude Exchangeable Units. The ratios are non-GAAP financial measures calculated based on the trust indentures as supplemented.

After giving effect to the debt issuance and property acquisitions subsequent to the end of 2014, the Trust’s leverage ratio is not materially 
changed. 

Choice Properties REIT 2014 Annual Report 22

10.  LIQUIDITY AND CAPITAL RESOURCES 

10.1  Major Cash Flow Components

For the periods ended December 31 
(in thousands of Canadian dollars)

Cash flows from operating activities(ii)

Cash flows used in investing activities

Cash flows used in financing activities(ii)

Three Months 
(unaudited)

Year End
(audited)

2014
200,656

(174,947)

(32,639)

$

2013
135,573

(83,356)

(83,350)

$

2014
476,368

(296,685)

(229,756)

2013(i)
288,181

(111,882)

(124,894)

Decrease in cash and cash equivalents

$

(6,930)

$

(31,133)

$

(50,073)

$

51,405

(i) 
(ii) 

Based on operations for the period from July 5, 2013 to December 31, 2013.
2013 amounts have been adjusted to conform with the current year presentation.

Cash Flows from Operating Activities  During the three months and annual periods ended December 31, 2014, the positive cash flows 
from operating activities, of $200,656 and $476,368, respectively, were primarily driven by cash from property operating results. The cash 
flows for operating activities in the three months ended December 31, 2014 were higher than those for the comparative period due to a higher 
contribution from non-cash working capital and NOI(1) from Acquisitions.  Cash flows from operating activities will be used to fund on-going 
operations, and expenditures for leasing capital and property capital(2).

Cash Flows used in Investing Activities  During the year ended December 31, 2014, cash flows used in investing activities included $220,526 
for acquisitions, $59,959 of capital expenditures, $23,000 of notes receivable issued to a third-party, and $6,230 related to an investment in 
a joint venture, less the proceeds of dispositions of $13,030 from the sale of two properties.   During the fourth quarter of 2014, investing 
activities included $123,971 of outflows associated with the acquisition of 16 investment properties from Loblaw in October 2014 and a parcel 
of land in November 2014, $23,000 of notes receivable issued to a third-party, $21,746 of capital expenditures, and $6,230 related to an 
investment in a joint venture in December 2014. For the fourth quarter of 2014, the cash flows used in investing activities increased $91,591 
compared to the fourth quarter of 2013.  The primary driver of the increase was the relative size of the acquisition in the fourth quarter of 2014 
compared to a smaller acquisition in the fourth quarter of 2013. 

Cash Flows used in Financing Activities  Financing activities for the year ended December 31, 2014 included
cash inflows from:

• 
• 
• 

issuance of senior unsecured debentures for net proceeds of $447,540;
net advances from the Credit Facility of $121,685;
collection of Loblaw notes receivable of $92,057; and 

cash outflows used for the:

• 
• 
• 
• 
• 

repayment of Transferor Notes held by Loblaw of $440,000; 
issuance of notes receivable from Loblaw of $236,328; 
payment of interest of $108,413;
payment of distributions on Exchangeable Units to Loblaw of $73,219; and
payment of distributions to Unitholders of $41,716.

During the the fourth quarter of 2014, cash flows used for financing activities decreased $50,711 compared to the fourth quarter of 2013 
primarily due to a drawn down of the Credit Facility in the fourth quarter of 2014.

Choice Properties REIT 2014 Annual Report 23

10.2  Sources of Liquidity

Choice Properties expects to fund its ongoing operations and finance future growth primarily through the use of: (i) existing cash; (ii) cash 
flows from operations; (iii) short term financing through the Credit Facility; and (iv) the issuance of unsecured debentures and equity (including 
LP Units), subject to market conditions. Given reasonable access to capital markets, Choice Properties does not foresee any impediments 
in obtaining financing to satisfy its short and long term financial obligations, including its capital investment commitments2.

(in thousands of Canadian dollars)
(audited)

Cash and cash equivalents

Unused portion of the Credit Facility

Liquidity

As at December 31,
2014
1,332

$

378,000

379,332

$

$

$

As at December 31,
2013
51,405

500,000

551,405

Base Shelf Prospectus  On September 3, 2013, Choice Properties filed the Prospectus allowing for the issuance, from time to time, of units 
and debt securities, or any combination thereof, having an aggregate offering price of up to $2 billion. This document is valid for a 25-month 
period  from  September  3,  2013.  On  February  6,  2014,  Choice  Properties  issued  $450,000  of  debt  securities  under  the  Prospectus,  as 
supplemented.  Subsequent to the end of 2014, Choice Properties issued a further $250,000 of debt securities under the Prospectus, as 
supplemented.  

10.3 Credit Ratings  

Choice Properties’ debt securities are rated by two independent credit rating agencies: DBRS and S&P. Choice Properties’ ratings are linked 
to and equivalent to those of Loblaw, largely because of Loblaw’s significant ownership position in the Trust, Loblaw’s position as Choice 
Properties’ most significant tenant for the foreseeable future, and the strategic integration between the Trust and Loblaw. The following table 
sets out the current credit ratings of Choice Properties:

Credit Ratings (Canadian Standards)

Credit Rating

DBRS

Issuer Rating

Senior Unsecured Debentures

10.4  Unit Equity

BBB

BBB

Trend

Stable

Stable

S&P

Credit Rating

BBB

BBB

Outlook

Stable

N/A

Equity, for the purposes of this MD&A, includes both units and Exchangeable Units, which are economically equivalent to units and receive 
equal distributions.

(in thousands of Canadian dollars)
(audited)

Number of units, beginning of year

Units issued

Units issued in connection with the Distribution Reinvestment Plan

Units issued under unit-based compensation arrangement

Exchangeable Units issued in connection with investment properties acquired from Loblaw

Number of Units, end of year

As at December 31,
2014
371,688,983

As at December 31,
2013
—

—

1,522,472

118,309

21,957,351

395,287,115

87,500,000

114,229

—

284,074,754

371,688,983

Distribution Reinvestment Plan  Choice Properties has a Distribution Reinvestment Plan (“DRIP”) which enables eligible Unitholders to 
elect to have their cash distributions used to purchase units and receive a bonus distribution of units equal in value to 3% of each distribution. 
During 2014, Choice Properties issued 1,522,472 units under the DRIP (December 31, 2013 - 114,229).  During the fourth quarter of 2014, 
Unitholders other than Loblaw and GWL, representing approximately 8.2% of units outstanding, elected to participate in the DRIP, with 10.3% 
electing to participate for the month of December 2014.  

Choice Properties REIT 2014 Annual Report 24

Distributions  

For the periods ended December 31
(in thousands of Canadian dollars)
(unaudited)

Distributions (including distributions on Exchangeable Units)

Distributions reinvested through the DRIP

Net distributions

Net Income (loss)

Add back: Distributions on Exchangeable Units included in net
interest expense and other financing charges

Net income adjusted for distributions on Exchangeable Units

Cash flows provided by operating activities

Less: Interest paid on financing activities

Cash flows provided by operating activities adjusted for
interest paid

AFFO(1)

Excess (shortfall) of adjusted net income over net distributions
declared

Excess of adjusted cash flows provided by operating activities
over net distributions declared

Excess of cash provided by AFFO(1) over net distributions 
declared

(i)  Based on operations for the period from July 5, 2013 to December 31, 2013.

Three Months

Year End

2014
64,211

(4,063)

60,148

87,017

49,730

136,747

200,656

(14,809)

185,847

74,096

76,599

125,699

13,948

$

$

$

$

$

$

$

$

$

2013
60,209

—

60,209

(6,478)

45,984

39,506

135,573

(12,154)

123,419

64,680

(20,703)

63,210

4,471

$

$

$

$

$

$

$

$

$

$

2014
248,754

(15,682)

233,072

199,614

191,267

390,881

476,368

(108,413)

367,955

285,236

157,809

134,883

52,164

$

$

$

$

$

$

$

$

$

$

2013(i)
116,518

(1,148)

115,370

67,148

88,607

155,755

288,181

(17,141)

271,040

130,939

40,385

155,670

15,569

$

$

$

$

$

$

$

$

$

During 2014, Choice Properties declared $248,754 in distributions (December 31, 2013 - $116,518), including distributions to holders of 
Exchangeable Units, which are reported as interest expense, and non-cash distributions of $15,682 provided under the DRIP (December 31, 
2013 - $1,148).   

In determining the amount of distributions to be made to Unitholders, Choice Properties’ Board of Trustees consider many factors, including 
provisions in its Declaration of Trust, macro-economic and industry specific environments, the overall financial condition of the Trust, future 
capital requirements, debt covenants, and taxable income.  In accordance with Choice Properties’ Distribution Policy, Management and the 
Board of Trustees regularly review Choice Properties’ rate of distributions to ensure an appropriate level of cash and non-cash distributions. 

Management anticipates that distributions declared will, in the foreseeable future(2), continue to vary from net income as net income includes 
fair value adjustments and other non-cash items. 

While  cash  flows  from  operating  activities  are  generally  sufficient  to  cover  distribution  requirements,  timing  of  expenses  and  seasonal 
fluctuations in non-cash working capital may result in a shortfall.  These seasonal or short-term fluctuations shall be funded, if necessary, by 
the Credit Facility.  As such, the cash distributions are not an economic return of capital, but a distribution of sustainable cash flow from 
operations. Based on current facts and assumptions, management does not anticipate cash distributions will be reduced or suspended in the 
foreseeable future(2). 

Subsequent to the end of 2014, at its most recent meeting on February 24, 2015, the Board of Trustees reviewed and approved the current 
rate of distributions of $0.65 per unit per annum.

The carrying value of the Trust’s investment properties exceeds their tax base. Choice Properties’ tax treatment of distributions (based on 
2014 distributions) was: 17.1% return of capital, 81.8% income and 1.1% capital gain (based on 2013 distributions, was 22.7% return of 
capital, 77.3% income and 0% capital gain). That composition may change over time, thus affecting the after-tax return to Unitholders. 

Choice Properties REIT 2014 Annual Report 25

10.5  Contractual Obligations

The undiscounted future principal and interest payments on Choice Properties’ debt instruments, distribution and redemption payments on 
Class C LP Units, and other contractual obligations as at December 31, 2014 were as follows:

2018
(in thousands of Canadian dollars)                                                                                                                          

2015

2016
2017
91,153 $ 386,653 $ 279,153

2019
Thereafter
476,153 $ 261,937 $ 1,593,179

Senior unsecured debentures

$

1,189

—

46,250

7,570

1,189

—

1,090

—

—

—

—

122,000

—

—

46,250

46,250

46,250

46,250

1,319,808

266

266

266

295

1,676

$ 146,162 $ 434,358 $ 326,759 $ 522,669 $ 430,482 $ 2,914,663

$

4,775,093

Total
3,088,228

$

3,468

122,000

1,551,058

10,339

Mortgage

Credit Facility(i)

Class C LP Units

Other(ii)

Total

(i) 
(ii) 

Excludes interest on the revolving Credit Facility at a floating interest rate. 
As at December 31, 2014, Choice Properties had commitments of $7,304 for future capital expenditures related to on-going development projects.

11.  DISCLOSURE CONTROLS AND PROCEDURES

Management is responsible for establishing and maintaining a system of disclosure controls and procedures to provide reasonable 
assurance that all material information relating to Choice Properties is gathered and reported to senior management on a timely basis so 
that appropriate decisions can be made regarding public disclosure.

As required by National Instrument 52-109 (Certification of Disclosure in Issuers’ Annual and Interim Filings), the Chief Executive Officer 
and the Chief Financial Officer have caused the effectiveness of the disclosure controls and procedures to be evaluated. Based on that 
evaluation, they have concluded that the design and operation of the system of disclosure controls and procedures were effective as at 
December 31, 2014.

12.  INTERNAL CONTROL OVER FINANCIAL REPORTING

Management is also responsible for establishing and maintaining adequate internal controls over financial reporting to provide reasonable 
assurance regarding the reliability of financial reporting and the preparation of financial reports for external purposes in accordance with IFRS. 

As required by National Instrument 52-109 - Certification of Disclosure in Issuers’ Annual and Interim Filings, the Chief Executive Officer and 
the Chief Financial Officer have caused the effectiveness of the internal controls over financial reporting to be evaluated using the framework 
established in “Internal Control - Integrated Framework” (2013) published by The Committee of Sponsoring Organizations of the Treadway 
Commission (COSO Framework).  Based on that evaluation, they have concluded that the design and operation of the Company’s internal 
controls over financial reporting were effective as at December 31, 2014.

In designing such controls, it should be recognized that due to inherent limitations, any controls, no matter how well designed and operated, 
can provide only reasonable assurance of achieving the desired control objectives and may not prevent or detect misstatements.  Projections 
of any evaluations of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in 
conditions, or that the degree of compliance with the policies or procedures may deteriorate. Additionally, management is required to use 
judgment in evaluating controls and procedures.

Changes in Internal Controls over Financial Reporting There were no changes in Choice Properties’ internal control over financial reporting 
during the fourth quarter of 2014 that have materially affected, or are reasonably likely to materially affect, internal control over financial 
reporting. 

Choice Properties REIT 2014 Annual Report 26

13.  ENTERPRISE RISKS AND RISK MANAGEMENT 

Choice Properties is committed to establishing a framework that ensures risk management is an integral part of its activities. To ensure its 
continued growth and success, risks are identified and managed through Choice Properties’ Enterprise Risk Management (“ERM”) program. 
The Choice Properties Board of Trustees has approved an ERM policy and will oversee the ERM program through approval of the Trust’s 
risks and risk prioritization. The ERM program assists all areas of the business in managing appropriate levels of risk tolerance by bringing 
a systematic approach, methodology and tools for evaluating, measuring and monitoring key risks. The results of the ERM program and other 
business planning processes are used to identify emerging risks to the Trust, prioritize risk management activities and develop a risk-based 
internal audit plan. 

Risks are not eliminated through the ERM program. Risks are identified and managed within understood risk tolerances. The ERM program 
is designed to:

• 
• 

• 
• 

promote a culture of awareness of risk management and compliance within Choice Properties;
facilitate corporate governance by providing a consolidated view of risks across Choice Properties and insight into the methodologies 
for identification, assessment, measurement and monitoring of the risks;
assist in developing consistent risk management methodologies and tools across the organization; and
enable Choice Properties to focus on its key risks in the business planning process and reduce harm to financial performance through 
responsible risk management.

Risk identification and assessments are important elements of the Trust’s ERM framework. An annual ERM assessment will be completed to 
assist in the update and identification of internal and external risks, which are both strategic and operational in nature. Key risks affecting the 
Trust are prioritized under four categories: financial; operational; reputational and compliance risks. The annual ERM assessment will be 
carried out through interviews, surveys and/or facilitated workshops with management and the Choice Properties Board of Trustees. Risks 
are assessed and evaluated based on the Trust’s vulnerability to the risk and the potential impact that the underlying risks would have on the 
Trust’s ability to execute its strategies and achieve its objectives. Risk owners are assigned relevant risks and key risk indicators are developed. 
At least semi-annually, management will provide an update to the Audit Committee on the status of the top risks based on significant changes 
from the prior update, anticipated impacts in future quarters and significant changes in key risk indicators. In addition, the long term risk level 
will be assessed to monitor potential long term risk impacts, which may assist in risk mitigation planning activities. 

Accountability for oversight of the management of each risk is allocated by the Choice Properties Board of Trustees either to the full Board 
of Trustees or to Committees of the Board of Trustees.

The operating and financial risks and risk management strategies are discussed below. Any of these risks has the potential to negatively affect 
Choice Properties and its financial performance. The Trust has risk management strategies, including insurance programs, controls and 
contractual arrangements that are intended to mitigate the potential impact of these risks. However, these strategies do not guarantee that 
the associated risks will be mitigated or will not materialize or that events or circumstances will not occur that could negatively affect the 
reputation, operations or financial condition or performance of the Trust.  Choice Properties faces a variety of significant and diverse risks, 
many of which are inherent in the business conducted by Choice Properties and the tenants of the properties.  Described below are certain 
risks that could materially adversely affect Choice Properties.  Other risks and uncertainties that Choice Properties does not presently consider 
to be material, or of which Choice Properties is not presently aware, may become important factors that affect Choice Properties’ future 
financial condition and results of operations.  The occurrence of any of the risks discussed below could materially and adversely affect the 
business, prospects, financial condition, results of operations or cash flows of Choice Properties.  Prospective purchasers of securities of 
Choice Properties should carefully consider these risks before investing in any such securities.

A detailed description of the operating and financial risks is included in the Risk Factor Section of the Trust’s 2014 Annual Information Form, 
which section is hereby incorporated by reference.  The following descriptions detail risks that could potentially impact financial results.

Choice Properties REIT 2014 Annual Report 27

13.1  Operating Risks and Risk Management 

Choice Properties is exposed to a number of business risks, which have the potential to affect its operating and financial performance.  The 
following is a summary of Choice Properties’ industry and business related risks:

Tenant Concentration
Property Development, Redevelopment and Renovation Risks

Acquisitions and Associated Undisclosed Defects and Obligations
Vendor Management and Third-Party Service Providers

IT Systems Implementation

Information Integrity and Reliability

Security of Information Technology
Strategic Execution and Capabilities

Property Management

Top Talent Attraction, Retention & Succession Planning

Competition
Environmental Matters

Property Valuations

Regulatory

Tenant Concentration Investment properties generate income through rent payments made by tenants, and particularly rent payments made 
by Loblaw as Choice Properties’ largest tenant. Upon the expiry of any lease, there can be no assurance that the lease will be renewed or 
the tenant replaced for a number of reasons. Furthermore, the terms of any subsequent lease may be less favourable than the existing lease, 
including the addition of restrictive covenants. In addition, historical occupancy rates and rents are not necessarily an accurate prediction of 
future occupancy rates. Choice Properties’ cash flows and financial position would be adversely affected if its tenants (and especially Loblaw) 
were to become unable to meet their obligations under their leases or if a significant amount of available space in the properties was not able 
to be leased on economically favourable lease terms. In the event of default by a tenant, Choice Properties may experience delays or limitations 
in enforcing its rights as lessor and incur substantial costs in protecting its investment. In addition, restrictive covenants and the terms of the 
Strategic Alliance Agreement may narrow the field of potential tenants at a property and could contribute to difficulties in leasing space to new 
tenants. Furthermore, at any time, a tenant may seek the protection of bankruptcy, insolvency or similar laws which could result in the rejection 
and termination of the lease of the tenant and thereby cause a reduction in Choice Properties’ cash flows, financial condition or results of 
operations and its ability to make distributions to Unitholders.

Choice Properties’ net income could also be adversely affected in the event of a downturn in the business, or the bankruptcy or insolvency, 
of Loblaw, as the largest tenant. Choice Properties derives the large majority of its annual base minimum rent from Loblaw. Consequently, 
revenues are dependent on the ability of Loblaw to meet its rent obligations and Choice Properties’ ability to collect rent from Loblaw. If Loblaw 
were to terminate its tenancies, default on or cease to satisfy its payment obligations, it would have a material adverse effect on Choice 
Properties’ financial condition or results of operations and its ability to make distributions to Unitholders.

The closing of an anchor store at a property could also have a material adverse effect on the value of that property. Vacated anchor tenant 
space also tends to adversely affect the entire property because of the loss of the departed anchor tenant's power to draw customers to the 
property, which in turn may cause other tenants’ operations to suffer and adversely affect such other tenants’ ability to pay rent or perform 
any other obligations under their leases. No assurance can be given that Choice Properties will be able to quickly re-lease space vacated by 
an anchor tenant on favourable terms, if at all. In addition, certain leases contain a provision requiring tenants to maintain continuous occupancy 
of leased premises, and there can be no assurance that such tenants will continue to occupy such premises. The loss of an anchor tenant at 
any leasable area could cause a reduction in Choice Properties’ cash flows, financial condition or results of operations and its ability to make 
distributions to Unitholders.

Property Development, Redevelopment and Renovation Risks Choice Properties may engage in development, redevelopment or major 
renovation activities with respect to certain properties. If it does so, it will be subject to certain risks, including: (a) the availability and pricing 
of financing on satisfactory terms or at all; (b) the availability and timely receipt of zoning and other regulatory approvals; (c) the ability to 
achieve an acceptable level of occupancy upon completion; (d) the potential that Choice Properties may fail to recover expenses already 
incurred if it abandons redevelopment opportunities after commencing to explore them; (e) the potential that Choice Properties may expend 
funds on and devote management time to projects which it does not complete; (f) construction or redevelopment costs of a project, including 
certain fees payable to Loblaw under the Strategic Alliance Agreement, may exceed original estimates, possibly making the project less 
profitable than originally estimated, or unprofitable; (g) the time required to complete the construction or redevelopment of a project or to 
lease-up the completed project may be greater than originally anticipated, thereby adversely affecting Choice Properties’ cash flow and liquidity; 
(h) the cost and timely completion of construction (including risks beyond Choice Properties’ control, such as weather, labour conditions or 
material shortages); (i) contractor and subcontractor disputes, strikes, labour disputes or supply disruptions; (j) delays with respect to obtaining, 
or the inability to obtain, necessary zoning, occupancy, land use and other governmental permits, and changes in zoning and land use laws; 
(k) occupancy rates and rents of a completed project may not be sufficient to make the project profitable; (l) Choice Properties’ ability to 
dispose of properties redeveloped with the intent to sell could be impacted by the ability of prospective buyers to obtain financing given the 
current state of the credit markets; and (m) the availability and pricing of financing to fund Choice Properties’ development activities on 
favourable terms or at all.

Choice Properties REIT 2014 Annual Report 28

The above risks could result in substantial unanticipated delays or expenses and, under certain circumstances, could prevent the initiation of 
redevelopment activities or the completion of redevelopment activities once undertaken. In addition, redevelopment projects entail risks that 
investments may not perform in accordance with expectations and can carry an increased risk of litigation (and its attendant risks) with 
contractors, subcontractors, suppliers, partners and others.

IT  Systems  Implementation  Failure  to  successfully  migrate  from  legacy  systems  to  the  new  IT  system  could  negatively  affect  Choice 
Properties’ ability to operate effectively. Failure to adopt the new IT system or disruption during the post-implementation period could result 
in a lack of relevant and reliable information to enable management to effectively achieve its strategic plan or manage the day to day operations 
of the Trust. In addition, failure to implement appropriate processes and training to support the new IT system could result in inefficiencies 
and duplication in current processes. Any migration failure, disruption or duplication of processes could have an adverse effect on the operations 
of Choice Properties and could negatively affect the reputation, operations and financial performance of Choice Properties.

Information Integrity and Reliability  Management depends on relevant and reliable information for decision making purposes, including 
key performance indicators and financial reporting. A lack of relevant and reliable information that enables management to effectively manage 
the business could preclude the Trust from optimizing its overall performance. Any significant loss of data or failure to maintain reliable data 
could adversely affect the reputation, operations and financial performance of the Trust.

Security of Information Technology  Choice Properties requires segregation and protection of company information, including security over 
tenant lease details, colleague information, financial records and operational data.  Any failure in data security or any system vulnerability 
(internal or external) could result in harm to the reputation or competitive position of the Trust.

Strategic Execution and Capabilities  Choice Properties is a newly formed Trust with limited operating history.  There is a risk that key 
operational capabilities, including resources, processes and technology, may not be adequately suited or developed for the needs of Choice 
Properties’ current state or for its growth strategy.  Furthermore, Choice Properties’ growth strategy must be understood and appropriately 
executed to deliver long term growth for the Trust.  If Choice Properties is not successful in implementing operational capabilities required for 
current state and future growth, as well as executing on its growth strategy, the reputation and financial performance of the Trust may be 
negatively impacted.

Property Management  Certain significant expenditures, including property taxes, maintenance costs, debt service payments, insurance 
costs and related charges, must be made throughout the period of ownership of real property, regardless of whether the property is producing 
sufficient income to pay such expenses. In order to retain desirable rentable space and to generate adequate revenue over the long-term, 
Choice Properties must maintain or, in some cases, improve each property's condition to meet market demand. Choice Properties is currently 
internalizing  the  property  management  function.  Property  management  services,  including  lease  processing  and  facility  repairs  and 
maintenance must be executed in a timely and cost effective manner. Maintaining a rental property in accordance with market standards can 
entail significant costs, which Choice Properties may not be able to recover from its tenants. All of the Loblaw leases contain exclusions on 
certain operating costs and/or tax recoveries. In addition, property tax reassessments based on updated appraised values may occur, which 
Choice Properties may not be able to recover from its tenants. As a result, Choice Properties may bear the economic cost of such operating 
costs and/or taxes which may adversely impact financial condition and results of operations and decrease the amount of cash available for 
distribution to Unitholders. Numerous factors, including the age of the relevant building, the materials used at the time of construction or 
currently unknown building code violations could result in substantial unbudgeted costs for refurbishment or modernization. In addition, the 
timing and amount of capital expenditures may indirectly affect the amount of cash available for distribution to Unitholders. Distributions may 
be reduced, or even eliminated, at times when Choice Properties deems it necessary to make significant capital or other expenditures.

If the actual costs of maintaining or upgrading a property exceed Choice Properties’ estimates, or if hidden defects are discovered during 
maintenance or upgrading which are not covered by insurance or contractual warranties, additional and unexpected costs will be incurred. If 
similar properties located in the vicinity of one of Choice Properties’ properties are substantially refurbished and Choice Properties’ properties 
are not, the net operating income derived from, and the value of, Choice Properties’ property could be reduced. Any failure by Choice Properties 
to undertake appropriate maintenance and refurbishment work in response to the factors described above could adversely affect the rental 
income that is earned from such properties. Any such event could have a material adverse effect on Choice Properties’ cash flows, financial 
condition or results of operations and its ability to make distributions to Unitholders.

Acquisitions and Associated Undisclosed Defects and Obligations Choice Properties intends to make acquisitions and dispositions of 
properties in accordance with its growth strategy. If Choice Properties is unable to manage its growth effectively, it could adversely impact 
Choice Properties’ financial position and results of operations and decrease or eliminate the amount of cash available for distribution to 
Unitholders. There can be no assurance as to the pace of growth through property acquisitions or that Choice Properties will be able to acquire 
assets on an accretive basis and, as such, there can be no assurance that distributions to Unitholders will be maintained or increased in the 
future.

Choice Properties REIT 2014 Annual Report 29

Acquired properties may be subject to unknown, unexpected or undisclosed liabilities which could have a material adverse impact on the 
operations and financial results of Choice Properties. Representations and warranties given by third-parties to Choice Properties may not 
adequately protect against these liabilities and any recourse against third-parties may be limited by the financial capacity of such third-parties. 
Furthermore, it is not always possible to obtain from the seller the records and documents that are required in order to fully verify that the 
buildings to be acquired are constructed in accordance, and that their use complies, with planning laws and building code requirements. 
Accordingly, in the course of acquiring a property, specific risks might not be or might not have been recognized or correctly evaluated. These 
circumstances could lead to additional costs and could have a material adverse effect on rental income of the relevant properties or the sale 
prices of such properties upon a disposition of such properties.

Choice Properties’ ability to acquire properties on satisfactory terms and successfully integrate and operate them is subject to the following 
additional risks: (a) Choice Properties may be unable to acquire desired properties because of (i) constraints imposed by the terms of the 
Strategic Alliance Agreement, or (ii)  competition  from other  real estate  investors  with  more  capital,  including  other  real  estate  operating 
companies, REITs and investment funds; (b) Choice Properties may acquire properties that are not accretive to results upon acquisition, and 
Choice Properties may not successfully manage and lease those properties to meet its expectations; (c) competition from other potential 
acquirers may significantly increase the purchase price of a desired property; (d) Choice Properties may be unable to generate sufficient cash 
from operations, or obtain the necessary debt or equity financing to consummate an acquisition or, if obtainable, financing may not be on 
satisfactory terms; (e) Choice Properties may need to spend more than budgeted amounts to make necessary improvements or renovations 
to acquired properties; (f) agreements for the acquisition of properties are typically subject to customary conditions to closing, including 
satisfactory completion of due diligence investigations, and Choice Properties may spend significant time and money on potential acquisitions 
that Choice Properties does not consummate; (g) the process of acquiring or pursuing the acquisition of a new property may divert the attention 
of Choice Properties’ senior management team from existing business operations; (h) Choice Properties may be unable to quickly and efficiently 
integrate new acquisitions, particularly acquisitions of portfolios of properties, into existing operations; (i) market conditions may result in 
higher than expected vacancy rates and lower than expected rental rates; and (j) Choice Properties may acquire properties without any 
recourse, or with only limited recourse, for liabilities, whether known or unknown, such as clean-up of environmental contamination, claims 
by tenants, vendors or other persons against the former owners of the properties and claims for indemnification by general partners, directors, 
officers and others indemnified by the former owners of the properties.

In addition, after the acquisition of a property, the market in which the acquired property is located may experience unexpected changes that 
adversely affect the property’s value. The occupancy of properties that are acquired may decline during Choice Properties' ownership, and 
rents that are in effect at the time a property is acquired may decline thereafter.

If Choice Properties cannot complete property acquisitions on favourable terms, or operate acquired properties to meet Choice Properties’ 
goals or expectations, Choice Properties’ business, financial condition, results of operations and cash flow, the per unit trading price and its 
ability to satisfy debt service obligations and to make distributions to Unitholders could be materially and adversely affected.

Vendor Management and Third-Party Service Providers  Choice Properties currently relies on third-party vendors, developers, co-owners 
and strategic partners to provide the Trust with various services or to complete projects. The lack of an effective process for developing 
partnership agreements or for contract tendering, drafting, review and approval may pose a risk for the Trust. Contracts must be negotiated 
according to policy with terms, services levels and rates that are optimal for Choice Properties. Inefficient, ineffective or incomplete vendor 
management / partnership / co-ownership strategies, policies and procedures could impact the Trust’s reputation, operations and/or financial 
performance. 

Top Talent Attraction, Retention & Succession Planning  Effective succession planning for senior management and the ability to attract 
and retain key personnel are essential to sustaining the growth and success of Choice Properties. The degree to which Choice Properties is 
not effective in attracting talented, experienced colleagues, developing its colleagues, and managing performance could lead to a lack of 
requisite knowledge, skills and experience.  In addition, failure to retain senior management can be a significant risk to the Trust’s business 
strategy. If Choice Properties is not effective in establishing appropriate succession planning processes and retention strategies, it could lead 
to a lack of requisite knowledge, skills and experience on the part of management. This, in turn, could adversely affect the Trust’s ability to 
execute its strategies, and could adversely affect its reputation, operations and financial performance.

Competition  Choice Properties will compete with other investors, managers, and owners of properties in seeking tenants for the purchase 
and development of desirable real estate properties. Competitors may have newer or better located properties, greater financial or other 
resources, or greater operating flexibility than Choice Properties.  An increase in the availability of funds for investment or an increase in 
interest in real estate property investments may increase the competition for real estate property investments, thereby increasing purchase 
prices and reducing the yield on the investment. Increased competition to lease properties could adversely impact Choice Properties’ ability 
to find suitable tenants at the appropriate rent and may negatively impact the financial performance of the Trust.

Choice Properties REIT 2014 Annual Report 30

Environmental Matters  Choice Properties is responsible to comply with various environmental standards and regulations. Choice Properties 
could be held liable for environmental damages resulting from the existence or release of hazardous, toxic or other harmful substances into 
the environment, and could be responsible for costs to remove or cleanse the harmful materials and contamination.  The existence or suspicion 
of ground contamination, hazardous materials or other residual pollution could also cause reputational damage and adversely affect the value 
of property and the Trust’s ability to lease or sell such property. 

Property Valuation Choice Properties retained an independent professional appraiser to provide estimates of the fair market value range in 
respect of each of the investment properties. Caution should be exercised in the evaluation and use of appraisal results, which are estimates 
of market value at a specific point in time. In general, appraisals represent only the analysis and opinion of qualified experts as of the effective 
date of such appraisals and are not guarantees of present or future value. There is no assurance that the assumptions employed in determining 
the appraised values of the investment properties are correct as of this date.

A publicly traded real estate investment trust will not necessarily trade at values determined solely by reference to the underlying value of its 
real estate assets. Accordingly, the units may trade at a premium or a discount to values implied by the above-mentioned Appraisals.

Regulatory  Choice Properties is subject to laws and regulations governing the ownership and leasing of real property, securities, employment 
standards and other matters.  Also, to retain its tax status as a real estate investment trust, Choice Properties must comply with the Specified 
Investment Flow-Through (SIFT) requirements under the Tax Act at all times. Choice Properties failing to comply with the SIFT rules would 
result in  income earned by the Trust being taxable as the Trust would no longer be considered a flow-through entity and consequently, the 
tax advantages for both Choice Properties and its unit holders would no longer available.  Any non-compliance under the Tax Act or non-
compliance with other laws or regulations could negatively impact Choice Properties’ operations and financial position.  

13.2  Financial Risks and Risk Management

Choice Properties is exposed to a number of financial risks, which have the potential to affect its operating and financial performance. The 
following is a summary of Choice Properties’ financial risks:

Liquidity and Capital Availability Risk

Liquidity of Real Property
Interest Rate Risk

Unit Price Risk

Credit Risk
Degree of Leverage

Liquidity  and Capital Availability Risk  Liquidity risk is the risk that Choice Properties cannot meet a demand for cash or fund its obligations 
as they come due. Although a portion of the cash flow generated by the investment properties is devoted to servicing such outstanding debt, 
there can be no assurance that Choice Properties will continue to generate sufficient cash flow from operations to meet interest payments 
and principal repayment obligations upon an applicable maturity date. If Choice Properties is unable to meet interest or principal repayment 
obligations, it could be required to renegotiate such payments or issue additional equity or debt or obtain other financing. The failure of Choice 
Properties to make or renegotiate interest or principal payments or issue additional equity or  debt or obtain other financing could materially 
adversely affect Choice Properties’ financial condition and results of operations and decrease or eliminate the amount of cash available for 
distribution to Unitholders. 

The real estate industry is highly capital intensive. Choice Properties requires access to capital to fund operating expenses, to maintain its 
properties, to fund its growth strategy and certain other capital expenditures from time to time, and to refinance indebtedness.  Although 
Choice Properties expects to have access to the Credit Facility, there can be no assurance that it will otherwise have access to sufficient 
capital or access to capital on favourable terms.  Further, in certain circumstances, Choice Properties may not be able to borrow funds due 
to limitations set forth in the Declaration of Trust and the trust indentures, as supplemented.  Failure by Choice Properties to access required 
capital could have a material adverse effect on its financial condition or results of operations and its ability to make distributions to Unitholders. 

Liquidity and capital availability risks are mitigated by maintaining appropriate levels of liquidity, by diversifying the Trust's sources of funding, 
by maintaining a well-diversified debt maturity profile and actively monitoring market conditions. 

Liquidity of Real Property An investment in real estate is relatively illiquid. Such illiquidity will tend to limit Choice Properties' ability to vary 
its portfolio promptly in response to changing economic or investment conditions. In recessionary times, it may be difficult to dispose of certain 
types of real estate. The costs of holding real estate are considerable and during an economic recession Choice Properties may be faced 
with ongoing expenditures with a declining prospect of incoming receipts. In such circumstances, it may be necessary for Choice Properties 
to dispose of properties at lower prices in order to generate sufficient cash for operations and for making distributions to Unitholders. 

Interest Rate Risk  The majority of Choice Properties’ debt is financed at fixed rates with maturities staggered over 10 years, thereby mitigating 
the exposure to near term changes in interest rates.  To the extent that Choice Properties incurs variable rate indebtedness (such as under 
the Credit Facility), this will result in fluctuations in Choice Properties’ cost of borrowing as interest rates change.  If interest rates rise, Choice 

Choice Properties REIT 2014 Annual Report 31

Properties' operating results and financial condition could be materially adversely affected and decrease the amount of cash available for 
distribution to Unitholders.  

Choice Properties analyzes its interest rate risk and the impact of rising and falling interest rates on operating results and financial condition 
on a regular basis. 

Borrowings under the Credit Facility are at variable rates which may result in fluctuations in Choice Properties’ cost of borrowing as interest 
rates change. To the extent that interest rates rise, Choice Properties’ operating results and financial condition could be materially adversely 
affected and decrease the amount of cash available for distribution to Unitholders. Choice Properties’ Credit Facility and the Debentures also 
contain covenants that require it to maintain certain financial ratios on a consolidated basis. If Choice Properties does not maintain such ratios, 
its ability to make distributions to Unitholders may be limited or suspended. 

Unit Price Risk Choice Properties is exposed to unit price risk as a result of the issuance of Exchangeable Units, which are economically 
equivalent  to  and  exchangeable  for  units,  as  well  as  the  issuance  of  unit-based  compensation.    Exchangeable  Units  and  unit-based 
compensation liabilities are recorded at their fair value based on market trading prices.  Exchangeable Units and unit-based compensation 
negatively impact operating income when the unit price rises and positively impact operating income when the unit price declines. 

Credit Risk  Choice Properties is exposed to credit risk resulting from the possibility that counterparties could default on their financial 
obligations to Choice Properties. Exposure to credit risk relates to rent receivables, cash and cash equivalents, short term investments,  
security deposits and notes receivable.  

Choice Properties mitigates the risk of credit loss related to rent receivables by evaluating the creditworthiness of new tenants, obtaining 
security deposits wherever permitted by legislation, ensuring its tenant mix is diversified and by limiting its exposure to any one tenant (except 
Loblaw).  Choice Properties establishes an allowance for doubtful accounts that represents the estimated losses with respect to rent receivables.  
The allowance is determined on a tenant-by-tenant basis based on the specific factors related to the tenant.   

The risk related to cash and cash equivalents, short term investments, security deposits and notes receivable is reduced by policies and 
guidelines that require Choice Properties to enter into transactions only with Canadian financial and government institutions that have a 
minimum short term rating of “A-2” and a long term credit rating of “A-“ from S&P or an equivalent credit rating from another recognized credit 
rating agency and by placing minimum and maximum limits for exposures to specific counterparties and instruments. 

Despite such mitigation efforts, if Choice Properties’ counterparties default, it could have a material adverse impact on Choice Properties’ 
financial condition or results of operations and its ability to make distributions to Unitholders. 

Degree of Leverage  Choice Properties’ degree of leverage could have important consequences to Unitholders, including: (i) Choice Properties’ 
ability to obtain additional financing in the future for working capital, capital expenditures, acquisitions, development or other general business 
purposes, (ii) a larger portion of Choice Properties’ cash flow being dedicated to the payment of the principal of and interest on, its indebtedness, 
thereby reducing the amount of funds available for distributions to Unitholders, and (iii) making Choice Properties more vulnerable to a downturn 
in business or the economy in general. Under the Declaration of Trust, the maximum amount that Choice Properties can leverage is (i) 60% 
excluding any convertible Indebtedness and (ii) 65% including any convertible Indebtedness plus Class C LP Units. 

To reduce this risk, Choice Properties actively monitors its degree of leverage to ensure it is within acceptable levels. 

Any of these risks could have an adverse effect on Choice Properties' financial condition, results of operations, cash flow, the trading price 
of the units, distributions to Unitholders and its ability to satisfy principal and interest obligations on its outstanding debt.

Choice Properties REIT 2014 Annual Report 32

14.  RELATED PARTY TRANSACTIONS

Choice Properties’ parent corporation is Loblaw, which held an 82.9% effective interest in the Trust through ownership of 21,500,000 units and all 
of the Exchangeable Units as at December 31, 2014 (December 31, 2013 - 82.2% and 21,500,000 units respectively). Loblaw’s controlling shareholder, 
GWL, held an approximate 46% ownership of Loblaw’s outstanding common shares and a 5.4% direct interest in Choice Properties, through 
ownership of 21,414,657 units as at December 31, 2014 (December 31, 2013 - 5.4% and 20,107,810 Units respectively).  

Loblaw is also Choice Properties’ largest tenant, representing approximately 91.4% of Choice Properties’ annual base rent and 88.4% of its GLA 
as at December 31, 2014 (December 31, 2013 - 91.0% and 88.5% respectively). 

In 2014, the Trust acquired 36 investment properties from Loblaw. The acquisition added approximately 2.5 million square feet of GLA across Canada 
at a purchase price of $409,717, excluding acquisition costs.  Also, on December 9, 2014, Choice Properties and its joint venture partner, Wittington 
Properties Limited (“Wittington”), an affiliate of GWL, completed the acquisition of a parcel of land (500 Lake Shore) in Toronto for $15,576 from 
Loblaw through 500 LS Limited Partnership.  Wittington’s parent company is Wittington Investments, Limited, which holds a 63% interest in GWL.   

Choice Properties acquired two properties from Loblaw subsequent to the end of 2014.  On January 9, 2015, Choice Properties acquired a 16-acre 
site in Barrie, Ontario from Loblaw for a purchase price of approximately  $11,500, excluding acquisition costs.  The acquisition was funded through 
the issuance of 265,665 Exchangeable Units, which had a value of approximately $2,808 as at January 9, 2015, an assumption of a $1,933 obligation, 
and paid the balance in cash.  The Exchangeable Units issued to Loblaw did not materially impact Loblaw's effective ownership percentage.  On 
January 30, 2015, Choice Properties completed the acquisition of a warehouse from Loblaw for a purchase price of approximately $81,200, excluding 
acquisition costs.  This acquisition was entirely funded with cash. The warehouse is fully occupied by Loblaw as the single tenant. 

In addition to leases and purchase agreements, other agreements between Choice Properties and Loblaw include:

Strategic Alliance Agreement  
The Strategic Alliance Agreement creates a series of rights and obligations between Choice Properties and Loblaw intended to establish a preferential 
and mutually beneficial business and operating relationship.  Its initial term is for ten-years from the IPO, and will continue until the earlier of 20 
years from the IPO and the date, if any, on which Loblaw ceases to own a majority interest, on a fully-diluted basis in the Trust.  The Strategic Alliance 
Agreement provides Choice Properties with important rights that are expected to meaningfully contribute to the Trust’s growth.  Subject to certain 
exceptions, rights include:

• 
• 

• 

Choice Properties will have the right of first offer to purchase any property in Canada that Loblaw seeks to sell;
Loblaw will be generally required to present shopping centre property acquisitions in Canada to Choice Properties to allow the Trust a 
right of first opportunity to acquire the property itself; and
Choice Properties has the right to participate in future shopping centre developments involving Loblaw.

Certain investment properties acquired from Loblaw include excess land with development potential.  No value was attributed to this land at the 
time of acquisition such that Choice Properties did not pay Loblaw for this excess land.  Choice Properties will compensate Loblaw with intensification 
fees, should Choice Properties pursue development, intensification or redevelopment of these properties.  The payments to Loblaw will be calculated 
in accordance with a payment grid set out in the agreement that takes into account the region, market ranking and type of use for the property.

Services Agreement 
Loblaw provides Choice Properties with administrative and other support services, such as internal audit, tax, legal and other services as may be 
reasonably required from time to time.  The current agreement is for an 18-month term from July 5, 2014 to December 31, 2015.  The scope of the 
services provided in the current agreement decreased from the initial one-year agreement as Choice Properties now performs more services 
internally.  The decrease in the Services Agreement fees resulted in a corresponding increase in internal costs of the Trust.

Property Management Agreement 
Subsequent to the end of 2014, on January 1, 2015, Choice Properties agreed to manage Loblaw’s third-party properties on a fee for service basis.  

Choice Properties’ policy is to conduct all transactions and settle all balances with related parties on market terms and conditions.  The related party 
transactions are disclosed in Note 23 to the consolidated financial statements for the year ended December 31, 2014, and the period from May 21, 
2013 to December 31, 2013.

Choice Properties REIT 2014 Annual Report 33

15.  CRITICAL ACCOUNTING ESTIMATES AND JUDGMENTS

The preparation of the consolidated financial statements requires management to make judgments and estimates in applying Choice Properties’ 
accounting policies that affect the reported amounts and disclosures made in the consolidated financial statements and accompanying notes. 

Within the context of these consolidated financial statements, a judgment is a decision made by management in respect of the application of 
an accounting policy, a recognized or unrecognized financial statement amount and/or note disclosure, following an analysis of relevant 
information that may include estimates and assumptions. Estimates and assumptions are used mainly in determining the measurement of 
balances  recognized  or  disclosed  in  the  consolidated  financial  statements  and  are  based  on  a  set  of  underlying  data  that  may  include 
management’s historical experience, knowledge of current events and conditions and other factors that are believed to be reasonable under 
the circumstances. Management continually evaluates the estimates and judgments it uses. 

The following are the accounting policies subject to judgments and key sources of estimation uncertainty that Choice Properties believes 
could have the most significant impact on the amounts recognized in the consolidated financial statements.

Investment Properties

Judgments Made in Relation to Accounting Policies Applied  Judgment is applied in determining whether certain costs are additions to 
the carrying value of investment properties, identifying the point at which substantial completion of the property occurs, and identifying the 
directly attributable borrowing costs to be included in the carrying value of the development property.

Choice Properties also applies judgment in determining whether the properties it acquires are considered to be asset acquisitions or business 
combinations. Choice Properties considers all the properties it has acquired to date to be asset acquisitions.

Key Sources of Estimation  The fair value of investment properties is dependent on available comparable transactions, future cash flows 
over the holding period and discount rates and capitalization rates applicable to those assets. The review of anticipated cash flows involves 
assumptions relating to occupancy, rental rates and residual value. In addition to reviewing anticipated cash flows, management assesses 
changes in the business climate and other factors, which may affect the ultimate value of the property. These assumptions may not ultimately 
be achieved. 

Joint Arrangements 

Judgments Made in Relation to Accounting Policies Applied  Judgment is applied in determining whether the Trust has joint control and 
whether the arrangements are joint operations or joint ventures. In assessing whether the joint arrangements are joint operations or joint 
ventures, management applies judgment to determine the Trust’s rights and obligations in the arrangement based on factors such as the 
structure, legal form and contractual terms of the arrangement. 

Leases

Judgments Made in Relation to Accounting Policies Applied  Choice Properties is required to make judgments in determining whether 
certain leases are operating or finance leases, in particular long-term leases. All tenant leases where Choice Properties is the lessor have 
been determined to be operating leases. 

Income Taxes

Judgments Made in Relation to Accounting Policies Applied  Choice Properties is a mutual fund trust and a REIT as defined in the Income 
Tax Act (Canada). Choice Properties is not liable to pay Canadian income taxes provided that its taxable income is fully distributed to Unitholders 
each year. Choice Properties is a REIT if it meets the prescribed conditions under the Income Tax Act (Canada) relating to the REIT Conditions. 
Choice Properties uses judgment in reviewing the REIT Conditions and assessing its interpretation and application to the REIT’s assets and 
revenue, and it has determined that it qualifies as a REIT for the current period.

Choice Properties expects to continue to qualify as a REIT under the Income Tax Act (Canada), however, should it no longer qualify, it would 
not be able to flow through its taxable income to Unitholders and would therefore be subject to tax. 

Choice Properties REIT 2014 Annual Report 34

16. ACCOUNTING STANDARDS IMPLEMENTED IN 2014 AND FUTURE ACCOUNTING STANDARDS

Accounting Standards Implemented in 2014
In 2011, amendments were issued to IAS 32, “Financial Instruments: Presentation”. These amendments are required to be applied for periods 
beginning on or after January 1, 2014.  Choice Properties implemented these amendments prospectively in the first quarter of 2014.   

In 2013, the IASB issued International Financial Reporting Interpretations Committee (“IFRIC” 21), “Levies”. The IFRIC addresses accounting 
for a liability to pay a levy within the scope of IAS 37, “Provisions, Contingent Liabilities and Contingent Assets”. A levy is an outflow of resources 
embodying economic benefits that is imposed by governments on entities in accordance with legislation, other than income taxes within the 
scope of IAS 12, “Income Taxes” and fines or other penalties imposed for breaches of the legislation. This interpretation became effective for 
annual  periods  beginning  on  or  after  January  1,  2014,  and  is  to  be  applied  retrospectively.    Choice  Properties  implemented  IFRIC  21 
retrospectively in the first quarter of 2014.      

The Trust  has  assessed  the  impact  of the  above  and  concluded  there  were  no  significant  impacts  on  the Trust’s consolidated  financial 
statements. 

Future Accounting Standards
In May 2014, the IASB issued IFRS 15, “Revenue from Contracts with Customers” (“IFRS 15”). The new standard provides a comprehensive 
framework for recognition, measurement and disclosure of revenue from contracts with customers, excluding contracts within the scope of 
the standard on leases, insurance contracts and financial instruments. IFRS 15 becomes effective for annual periods beginning on or after 
January 1, 2017, and is to be applied retrospectively. Early adoption is permitted. The Trust is currently assessing the impact of the new 
standard on its consolidated financial statements.

In  July  2014,  the  IASB  issued  IFRS  9,  “Financial  Instruments”  (“IFRS  9”)  replacing  IAS  39,  “Financial  Instruments:  Recognition  and 
Measurement.” The project had three main phases: classification and measurement, impairment, and general hedging. The standard becomes 
effective for annual periods beginning on or after January 1, 2018 and is to be applied retrospectively. Early adoption is permitted. The Trust 
is currently assessing the impact of the new standard on its consolidated financial statements.  

In December 2014, the IASB issued amendments to IAS 1, “Presentation of Financial Statements”.  The amendments are effective for annual 
periods beginning on or after January 1, 2016 with early adoption permitted.  The Trust intends to adopt these amendments in its financial 
statements for the annual period beginning January 1, 2016, but does not expect the amendments to have a material impact on its consolidated 
financial statements.

17.  OUTLOOK   

While the Canadian economy presents uncertainty given volatility in commodity pricing, in particular, oil and gas prices, the Canadian dollar 
exchange rate and interest rates, Choice Properties believes that the fundamentals of the retail real estate market remain stable.  Even though 
the Canadian retail landscape continues to be ever evolving, underscored by recent notable exits and anticipated new entrants, Choice 
Properties’ grocery anchored real estate focus and its stable and reliable cash flows from long-term leases position it well to execute on 
potential opportunities to drive growth.  With consistent cash flow from operations and a strong balance sheet, Choice Properties expects to 
meet its ongoing obligations, including providing its Unitholders with monthly distributions and to invest in growth.  In 2015, Choice Properties 
intends to focus on:

• 
• 
• 
• 

Acquiring accretive assets that meet its investment criteria and that are strategically aligned with its current portfolio;
Leveraging the excess density within its portfolio for at-grade intensification;
Accelerating greenfield and mixed-used development programs; and

         Enhancing internally managed operations to strengthen relationships with tenants and to optimize cash flows and profitability within        

its portfolio.  

Choice Properties REIT 2014 Annual Report 35

 
18.  NON-GAAP FINANCIAL MEASURES

Choice Properties uses the following non-GAAP financial measures: FFO, AFFO, NOI and EBITDAFV. The Trust believes these non-GAAP 
financial measures provide useful information to both management and investors in measuring the financial performance and financial condition 
of the Trust for the reasons outlined below.

Management  uses  these  and  other  non-GAAP  financial  measures  to  exclude  the  impact  of  certain  expenses  and  income  that  must  be 
recognized under GAAP when analyzing underlying operating performance, as the excluded items are not necessarily reflective of Choice 
Properties’ underlying operating performance or impact the comparability of financial performance between periods. From time to time, the 
Trust may exclude additional items if it believes doing so would result in a more effective analysis of underlying operating performance. The 
exclusion of certain items does not imply that they are non-recurring.

These measures do not have a standardized meaning prescribed by GAAP and therefore they may not be comparable to similarly titled 
measures presented by other publicly traded REITs, and should not be construed as an alternative to other financial measures determined 
in accordance with GAAP.

Same Properties  Properties that were owned throughout both the current and comparative periods are grouped as Same Properties for 
comparative calculations.

Net Operating Income  NOI is defined as cash rental revenue from investment properties less property operating costs. NOI is used as a 
key indicator of performance as it represents a measure over which management has control. The Trust evaluates performance of management 
by comparing the performance of the portfolio adjusted for the effects of certain items and current year acquisitions. The Trust’s method of 
calculating NOI may differ from other issuers’ methods and, accordingly, may not be comparable to NOI reported by other issuers. 

See Section 6, “Results of Operations”, of this MD&A, for a reconciliation of NOI to property revenue and expenses, which are GAAP measures.

Funds from Operations  FFO is not a term defined under IFRS and may not be comparable to similar measures used by other real estate 
entities. Except as otherwise noted, Choice Properties calculates its FFO in accordance with the Real Property Association of Canada White 
Paper on Funds from Operations for IFRS issued in  April 2014. The purpose of the White Paper was to provide reporting issuers and investors 
with greater guidance on the definition of FFO and to help promote more consistent disclosure from reporting issuers.

An advantage of the FFO measure is improved comparability between Canadian and foreign REITs. FFO adds back to net income items that 
do not arise from operating activities, such as fair value adjustments. FFO, however, still includes non-cash revenues related to accounting 
for straight-line rent and makes no deduction for the recurring capital expenditures necessary to sustain the existing earnings stream.

See Section 7, “Other Measures of Performance”, of this MD&A, for a reconciliation of FFO to net income, which is a GAAP measure. 

Funds from Operations Payout Ratio  FFO payout ratio is calculated as the distribution declared per unit divided by the FFO per unit diluted. 

Adjusted Funds from Operations  AFFO is a supplemental measure of operating performance widely used in the real estate industry. Choice 
Properties calculates AFFO by adjusting FFO for non-cash income and expense items such as amortization of straight-line rents and finance 
charges. AFFO includes a reduction for capital expenditures for maintaining productive capacity required for sustaining property infrastructure 
and revenue from real estate properties and direct leasing costs. Property capital expenditures do not occur evenly over the fiscal year. The 
property capital expenditures in the AFFO calculation are adjusted to reflect an average annual spending level. 

There is currently no standard industry-defined measure of AFFO. As such, Choice Properties’ method of calculating AFFO may differ from 
that of other real estate entities and, accordingly, may not be comparable to such amounts reported by other issuers.

Choice Properties REIT 2014 Annual Report 36

For the periods ended December 31, 2014 and 2013, the reconciliations of AFFO to cash flows from operating activities are as follows:

For the periods ended December 31
(unaudited)
(in thousands of Canadian dollars)

Cash Flows from Operating Activities

Interest paid

Adjusted cash flows provided by operating activities

Net change in non-cash working capital

Amortization of other assets

Property capital expenditures - incurred

Property and leasing capital expenditures - normalized(i)

Internalization costs

Start-up costs

Direct leasing costs

Three Months

Year End

2014
200,656

(14,809)

185,847

(83,751)

(87)

(11,247)

3,670

196

—

366

$

2013
135,573

(12,154)

123,419

(26,746)

(188)

(7,769)

(1,877)

—

(450)

—

$

2014
476,368

(108,413)

367,955

(24,367)

(414)

(29,523)

—

2,568

—

366

Excess of interest accrued over interest paid

(20,898)

(21,709)

(31,349)

AFFO

$

74,096

$

64,680

$

285,236

$

2013(ii)
288,181

(17,141)

271,040

(78,445)

(472)

(8,934)

(5,712)

—

2,524

—

(49,062)

130,939

(i) 
(ii) 

Seasonality impacts the timing of capital expenditures.  AFFO was adjusted for this factor to make the quarters more comparable.
Based on operations for the period from July 5, 2013 to December 31, 2013.

Adjusted Funds from Operations Payout Ratio  As an alternate measure of cash flows from operations, AFFO is indicative of the Trust’s 
ability to pay distributions to Unitholders.  AFFO payout ratio is calculated as the distribution declared per unit divided by AFFO per unit diluted.

Earnings Before Interest, Taxes, Depreciation, Amortization and Fair Value  EBITDAFV is calculated as net income plus, where applicable, 
income taxes, interest expense, amortization expense, depreciation expense, and fair value adjustments. This metric is calculated below and 
used in some of the Trust’s debt metrics in place of net income because it excludes fair value adjustments with respect to investment property 
and financial instruments, and interest expense.  For the periods ended December 31, 2014 and 2013, EBITDAFV is as follows:

For the periods ended December 31
(unaudited)
(in thousands of Canadian dollars)

Net Income

Fair value adjustment on Exchangeable Units

Fair value adjustment on investment properties

Fair value adjustment on unit-based compensation
Interest expense(i) 

Amortization of other assets

Earnings Before Interest, Taxes, Depreciation,
Amortization and Fair Value

Non-cash finance charge(ii)

Adjusted Earnings Before Interest, Taxes, Depreciation,
Amortization and Fair Value

Three Months

Year End

2014
87,017

51,063

(97,452)

(41)
85,505

87

126,179

—

126,179

$

$

$

2013
(6,478)

111,976

(68,750)

24
80,051

188

117,011

—

117,011

$

$

$

2014
199,614

(12,143)

(81,931)

(591)
331,235

414

436,598

48,911

485,509

$

$

$

2013(iii)
67,148

147,401

(144,289)

17
155,014

472

225,763

—

225,763

$

$

$

As calculated in Section 7, “Results of Operations”, of this MD&A.

(i) 
(ii)  Described in Section 9, “Long Term Debt and Class C LP Units”, of this MD&A.
(iii)  Based on operations for the period from July 5, 2013 to December 31, 2013.

Choice Properties REIT 2014 Annual Report 37

19.  ADDITIONAL INFORMATION

Additional information about Choice Properties, including the Trust’s Annual Information Form, has been filed electronically with the Canadian 
securities regulatory authorities through the System for Electronic Document Analysis and Retrieval (SEDAR) and is available online at 
www.sedar.com. The Trust is listed on the Toronto Stock Exchange (“TSX”) under the symbol CHP.UN.

The following details the acquisitions in 2014 as discussed in Section 5, “Investment Properties”, of this MD&A:

Location

Acquisition Date

Banner

Property Type

(in square feet) Occupancy

GLA

Acquisition from Third-Parties:

Secretariat Court, Mississauga, ON

February 28, 2014 N/A

Mayfield/Chinguacousy, Brampton, ON

November 7, 2014 N/A

Industrial

Land

148,245

N/A

Acquisitions from Loblaw:

Chemin du Tremblay, Boucherville, QC

October 8, 2014

Loblaw

Warehouse

315,961

Stand-alone retail

Stand-alone retail

Stand-alone retail

Boul Louis-XIV, Charlesbourg, QC

May 6, 2014

Maxi

Boul. Saint - Laurent, Montreal, QC

Lower Jarvis St. Toronto, ON

Highway 11, Hearst, ON

May 6, 2014

May 6, 2014

Provigo

Loblaws

May 6, 2014

Your Independent Grocer

Stand-alone retail

George Street N. Peterborough, ON

Highway #108 N., Elliot Lake, ON

May 6, 2014

May 6, 2014

no frills

no frills

Stand-alone retail

Stand-alone retail

Queen Street E., St. Mary's, ON

May 6, 2014

Your Independent Grocer

Stand-alone retail

Hamilton Road, London, ON

May 6, 2014

no frills

Stand-alone retail

Main Street, Delhi, ON

May 6, 2014

Your Independent Grocer

Stand-alone retail

Main Street S. Hagersville, ON

May 6, 2014

no frills

Stand-alone retail

Regent Avenue, W. Winnipeg, MB

May 6, 2014

Real Canadian Superstore

Stand-alone retail

55th Street, Cold Lake, AB

104th Avenue, Surrey, BC

May 6, 2014

no frills

Stand-alone retail

May 6, 2014

Real Canadian Superstore

Stand-alone retail

Ferry Avenue, Prince George, BC

May 6, 2014

Real Canadian Superstore

Stand-alone retail

Main St., Sackville, NB

October 8, 2014

Save Easy

Jacques-Cartier Sud, Sherbrooke, QC

October 8, 2014

Boul. Sainte-Anne, Ste-Anne-Des-Plaines, QC October 8, 2014

King St. South, Alliston, ON

Clair Rd. East, Guelph, ON

October 8, 2014

October 8, 2014

Provigo

Provigo

Zehrs

Zehrs

Wanuskewin Rd., Saskatoon, SK

October 8, 2014

Extra Foods

Superior St., Devon, AB

100th Ave., Peace River, AB

Gladwin Rd., Abbotsford, BC

October 8, 2014

Extra Foods

October 8, 2014

no frills

Stand-alone retail

Stand-alone retail

Stand-alone retail

Stand-alone retail

Stand-alone retail

Stand-alone retail

Stand-alone retail

Stand-alone retail

36,422

17,841

78,425

50,369

35,325

32,644

38,759

20,260

18,344

12,213

139,695

28,561

147,420

139,265

14,512

43,000

27,516

72,247

39,956

48,754

30,918

58,225

October 8, 2014

Real Canadian Superstore

Stand-alone retail

141,487

Old Airport Rd., Yellowknife, NT

October 8, 2014

Extra Foods

Stand-alone retail

2nd Ave., Whitehorse, YT

October 8, 2014

Real Canadian Superstore

Stand-alone retail

Bathurst/Lake Shore, Toronto, ON

December 9, 2014 N/A

Land

60,970

90,211

N/A

100%

N/A

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

100%

N/A

Continued...

Choice Properties REIT 2014 Annual Report 38

Location

Acquisition Date

Banner

Property Type

(in square feet) Occupancy

GLA

Acquisitions from Loblaw (continued):

Prince Rupert Street, Stephenville, NL

Scott Street, New Liskeard, ON

Ellice Avenue, Winnipeg, MB

99 Street NW, Edmonton, AB

Columbia Avenue, Castlegar, BC

Alaska Avenue, Dawson Creek, BC

Carlaw Ave., Toronto, ON

Bloor St. W, Toronto, ON

May 6, 2014

May 6, 2014

May 6, 2014

May 6, 2014

May 6, 2014

May 6, 2014

October 8, 2014

October 8, 2014

no frills

no frills

no frills

no frills

Dominion

Multi-tenant retail

Your Independent Grocer

Multi-tenant retail

Real Canadian Wholesale Club Multi-tenant retail

Real Canadian Wholesale Club Multi-tenant retail

Multi-tenant retail

Multi-tenant retail

Multi-tenant retail

Multi-tenant retail

Multi-tenant retail

Broadview Ave., Toronto, ON

October 8, 2014

Loblaws

Portage Ave., Winnipeg, MB

October 8, 2014

Real Canadian Superstore Multi-tenant retail

The following details the acquisitions in 2013:

100%

100%

100%

100%

75%

74%

98%

100%

100%

85%

98%

45,673

56,642

74,011

112,378

57,036

39,923

125,771

15,778

33,163

147,458

2,595,378

GLA

Location

Acquisition Date

Banner

Property Type

(in square feet) Occupancy

Acquisitions from Loblaw

160th Street, Surrey, BC

December 19, 2013 N/A

SE Marine Drive, Vancouver, BC

October 22, 2013

Real Canadian Superstore

Hurontario Street, Collingwood, ON

October 22, 2013

Loblaws

Yonge Street, Toronto, ON

Avenue Road, Toronto, ON

October 22, 2013

Loblaws

October 22, 2013

no frills

Lakeshore Boulevard, Toronto, ON

October 22, 2013

no frills

Land

Stand-alone retail
and warehouse

Stand-alone retail

Stand-alone retail

Stand-alone retail

Stand-alone retail

Highway 7, Porter’s Lake, NS

October 22, 2013

Atlantic Superstore

Multi-tenant retail

Main Street, Salisbury, NB

October 22, 2013

Save Easy

Bullock Drive, Markham, ON

October 22, 2013

N/A

Highway 8, Stoney Creek, ON

October 22, 2013

Fortinos

Wilson  Avenue, Toronto, ON

December 19, 2013 no frills

Multi-tenant retail

Multi-tenant retail

Multi-tenant retail

Multi-tenant retail

Acquisition from Third-Party

Oxford Street, London, ON

October 28, 2013

N/A

Multi-tenant retail

N/A

621,177

57,795

33,700

13,299

32,011

54,300

17,291

12,102

92,546

47,344

5,538

987,103

N/A

100%

100%

100%

100%

100%

100%

97%

100%

100%

100%

100%

100%

Choice Properties REIT 2014 Annual Report 39

Financial Results

Management’s Statement of Responsibility for Financial Reporting

Independent Auditor’s Report

Consolidated Balance Sheets

Consolidated Statements of Income and Comprehensive Income

Consolidated Statements of Changes in Equity

Consolidated Statements of Cash Flows

Notes to the Consolidated Financial Statements

Note 1.

Note 2.

Note 3.

Note 4.

Note 5.

Note 6.

Note 7.

Note 8.

Note 9.

Nature and Description of the Trust

Significant Accounting Policies

Critical Accounting Judgments and Estimates

Future Accounting Standards

Public Offerings and Acquisition of Initial Properties

Acquisitions

Investment Properties

Interests in Other Entities

Accounts Receivable and Other Assets

Note 10. Notes Receivable

Note 11.

Long Term Debt and Class C LP Units

Note 12. Credit Facility

Note 13. Trade Payables and Other Liabilities

Note 14. Unit Equity

Note 15. Unit-Based Compensation

Note 16. Rental Revenue

Note 17. Net Interest Expense and Other Financing Charges

Note 18. Employee Costs

Note 19. Capital Management

Note 20. Fair Value Measurements

Note 21. Financial Risk Management

Note 22. Contingent Liabilities and Financial Guarantees

Note 23. Related Party Transactions

Note 24. Subsequent Events

Note 25. Supplementary Information

41

42

43

44

45

46

47

47

47

52

53

53

55

56

58

59

59

60

62

62

63

64

66

67

67

67

68

69

71

71

74

75

Choice Properties REIT 2014 Annual Report 40

Management’s Statement of Responsibility for Financial Reporting

The management of Choice Properties Real Estate Investment Trust (the “Trust”) is responsible for the preparation, presentation and integrity 
of the accompanying consolidated financial statements, Management’s Discussion and Analysis and all other information in the Annual Report 
- Financial Results (“Annual Report”). This responsibility includes the selection and consistent application of appropriate accounting principles 
and methods in addition to making the judgments and estimates necessary to prepare the consolidated financial statements in accordance 
with International Financial Reporting Standards (“IFRS”) as issued by the International Accounting Standards Board (“IASB”). It also includes 
ensuring that the financial information presented elsewhere in the Annual Report is consistent with that in the consolidated financial statements.

Management  is  also  responsible  to  provide  reasonable  assurance  that  assets  are  safeguarded  and  that  relevant  and  reliable  financial 
information is produced. Management is required to design a system of internal controls and certify as to the design and operating effectiveness 
of internal controls over financial reporting. A dedicated control compliance team reviews and evaluates internal controls, the results of which 
are shared with management on a quarterly basis. KPMG LLP, whose report follows, are the independent auditors engaged to audit the 
consolidated financial statements of the Trust. 

The Board of Trustees, acting through an Audit Committee comprised solely of directors who are independent, is responsible for determining 
that management fulfills its responsibilities in the preparation of the consolidated financial statements and the financial control of operations. 
The Audit Committee recommends the independent auditors for appointment by the Unitholders. The Audit Committee meets regularly with 
senior and financial management and the independent auditors to discuss internal controls, auditing activities and financial reporting matters. 
The independent auditors and internal auditors have unrestricted access to the Audit Committee. These consolidated financial statements 
and Management’s Discussion and Analysis have been approved by the Board of Trustees for inclusion in the Annual Report based on the 
review and recommendation of the Audit Committee. 

Toronto, Canada
February 24, 2015

[signed]
John R. Morrison
President and Chief Executive Officer

[signed]
Bart Munn, CPA, CA
Executive Vice President, Chief Financial Officer

Choice Properties REIT 2014 Annual Report 41

KPMG LLP 
Bay Adelaide Centre   
333 Bay Street Suite 4600 
Toronto ON  M5H 2S5 
Canada

Telephone 
Fax 
Internet 

(416) 777-8500 
(416) 777-8818 
www.kpmg.ca 

INDEPENDENT AUDITORS' REPORT 

To the Unitholders of Choice Properties Real Estate Investment Trust 

We  have  audited  the  accompanying  consolidated financial  statements  of  Choice  Properties  Real 
Estate Investment Trust, which comprise the consolidated balance sheets as at December 31, 2014 
and  December  31,  2013,  the  consolidated  statements  of  income  and  comprehensive  income, 
changes  in  equity  and  cash  flows  for  the  year  ended  December  31,  2014  and  for  the  period 
from  May  21,  2013  to  December  31,  2013,  and  notes,  comprising  a  summary  of  significant 
accounting policies and other explanatory information. 

Management's Responsibility for the Consolidated Financial Statements 

Management  is  responsible  for  the  preparation  and  fair  presentation  of  these  consolidated financial 
statements  in  accordance  with  International  Financial  Reporting  Standards,  and  for  such  internal 
control  as  management determines  is necessary  to  enable  the  preparation  of consolidated financial 
statements that are free from material misstatement, whether due to fraud or error. 

Auditors' Responsibility 

Our responsibility is to express an opinion on these consolidated financial statements based on our 
audits.    We  conducted  our  audits  in  accordance  with  Canadian  generally  accepted  auditing 
standards.  Those standards require that we comply with ethical requirements and plan and perform 
the  audit  to  obtain  reasonable  assurance  about  whether  the  consolidated financial  statements  are 
free from material misstatement. 

An audit involves performing procedures to obtain audit evidence about the amounts and disclosures 
in the consolidated financial statements.  The procedures selected depend on our judgment, including 
the  assessment  of  the  risks  of  material  misstatement  of  the  consolidated financial  statements, 
whether  due  to  fraud  or  error.    In  making  those  risk  assessments,  we  consider  internal  control 
relevant  to  the  entity's  preparation  and  fair  presentation  of  the  consolidated financial  statements  in 
order to design audit procedures that are appropriate in the circumstances, but not for the purpose of 
expressing  an  opinion  on  the  effectiveness  of  the  entity's  internal  control.    An  audit  also  includes 
evaluating  the  appropriateness  of  accounting  policies  used  and  the  reasonableness  of  accounting 
estimates  made  by  management,  as  well  as  evaluating 
the 
consolidated financial statements. 

the  overall  presentation  of 

We  believe  that  the  audit  evidence  we  have  obtained  in  our  audits  is  sufficient  and  appropriate  to 
provide a basis for our audit opinion. 

Opinion 

In  our  opinion,  the  consolidated financial  statements  present  fairly,  in  all  material  respects,  the 
consolidated financial position of Choice Properties Real Estate Investment Trust as at December 31, 
2014  and  December  31,  2013,  and  its  consolidated  financial  performance  and  its  consolidated 
cash  flows  for  the  year  ended  December  31,  2014  and  for  the  period  from  May  21,  2013  to 
December 31, 2013 in accordance with International Financial Reporting Standards. 

Chartered Professional Accountants, Licensed Public Accountants 

February 24, 2015 
Toronto, Canada 

KPMG LLP is a Canadian limited liability partnership and a member firm of the KPMG  
network of independent member firms affiliated with KPMG International Cooperative  
(“KPMG International”), a Swiss entity.  
KPMG Canada provides services to KPMG LLP.  

Choice Properties Real Estate Investment Trust
Consolidated Balance Sheets

(in thousands of Canadian dollars) 

Assets

Non-current Assets

Investment properties (note 7)

Equity accounted investments (note 8)

Accounts receivable and other assets (note 9)

Notes receivable (note 10)

Current Assets

Accounts receivable and other assets (note 9)

Notes receivable (note 10)

Cash and cash equivalents

Total Assets

Liabilities and Equity

Non-current Liabilities

Long term debt and Class C LP Units (note 11)

Credit facility (note 12)

Exchangeable Units (note 14)

Trade payables and other liabilities (note 13)

Current Liabilities

Long term debt due within one year (note 11)

Trade payables and other liabilities (note 13)

Total Liabilities

Equity

Unitholders’ equity

Non-controlling interests (note 8)

Total Equity

Total Liabilities and Equity

Contingent Liabilities and Financial Guarantees (note 22)
Subsequent Events (notes 23 and 24)

See accompanying notes to the consolidated financial statements.

Approved on behalf of the Board of Trustees 

[signed] 
Galen G. Weston 
Board of Trustees Chairman 

As at
December 31, 2014

As at
December 31, 2013

$

7,905,978

$

7,287,759

6,230

10,057

22,539

—

7,693

—

7,944,804

7,295,452

9,473

236,829

1,332

247,634

8,192,438

$

8,828

92,057

51,405

152,290

7,447,742

3,435,628

$

3,286,442

120,187

3,207,216

1,020

6,764,051

993

388,997

389,990

7,154,041

1,030,701

7,696

1,038,397

8,192,438

$

$

—

2,988,466

379

6,275,287

89,725

211,078

300,803

6,576,090

871,652

—

871,652

7,447,742

$

$

$

[signed]
Paul R. Weiss
Audit Committee Chairman

Choice Properties REIT 2014 Annual Report 43

 
 
 
Choice Properties Real Estate Investment Trust
Consolidated Statements of Income and Comprehensive Income

For the year ended December 31, 2014, and the period from May 21, 2013 to December 31, 2013
(in thousands of Canadian dollars) 

2014

2013

Net Property Income

Rental revenue from investment properties (note 16)

$

682,923

$

Property operating costs (note 25)

Net Property Income

Other Expenses

General and administrative expenses (note 25)

Amortization of other assets

Net interest expense and other financing charges (note 17)

Fair value adjustment on Exchangeable Units (note 14)

Fair value adjustment on investment properties (note 7)

Loss on disposal of investment properties (note 7)

Net Income and Comprehensive Income

Net Income and Comprehensive Income attributable to:

Choice Properties Unitholders

Non-controlling interests (note 8)

See accompanying notes to the consolidated financial statements.

$

$

$

(172,550)

510,373

(23,315)

(414)

(380,654)

12,143

81,931

(450)

199,614

$

318,507

(79,756)

238,751

(12,234)

(472)

(155,785)

(147,401)

144,289

—

67,148

199,614

—

199,614

$

$

67,148

—

67,148

Choice Properties REIT 2014 Annual Report 44

Choice Properties Real Estate Investment Trust
Consolidated Statements of Changes in Equity

Attributable to Choice Properties Unitholders

Cumulative
Distributions
to
Unitholders

Total
Unitholders’
Equity
871,652

Non-
controlling
interests

$

(27,911) $

$

— $

For the year ended December 31, 2014 
(in thousands of Canadian dollars) 

Equity, December 31, 2013

Trust Units
832,415

$

Net Income

Distributions

Issuance of Units under the Distribution 

Reinvestment Plan (note 14)

Issuance of Units under unit-based 

compensation arrangement (note 14)
Contribution from non-controlling interest
     (note 8)

—

—

15,682

1,240

—

Cumulative
Net Income
67,148

$

199,614

—

—

—

—

—

(57,487)

199,614

(57,487)

—

—

—

15,682

1,240

—

Equity, December 31, 2014

$

849,337

$

266,762

$

(85,398) $ 1,030,701

$

Total Equity
871,652

—

—

—

—

7,696

7,696

199,614

(57,487)

15,682

1,240

7,696

$ 1,038,397

For the period from May 21, 2013 to December 31, 
2013 
(in thousands of Canadian dollars) 

Cumulative
Net Income

Cumulative
Distributions
to Unitholders

Total
Unitholders’
Equity

Non-
Controlling
Interests

Trust Units

Attributable to Choice Properties Unitholders

Equity, May 21, 2013

$

— $

— $

67,148

—

—

—

(27,911)

— $

—

— $

— $

67,148

(27,911)

—

—

Total Equity
—

67,148

(27,911)

1,148
831,267
832,415

$

$

—
—
67,148

$

—
—
(27,911) $

1,148
831,267
871,652

$

—
—
— $

1,148
831,267
871,652

Net Income

Distributions

Issuance of Units, under the Distribution 

Reinvestment Plan (note 14)

Issuance of Units, net of costs (note 14)
Equity, December 31, 2013

See accompanying notes to the consolidated financial statements.

Choice Properties REIT 2014 Annual Report 45

Choice Properties Real Estate Investment Trust
Consolidated Statements of Cash Flows

For the year ended December 31, 2014, and the period  from May 21, 2013 to December 31, 2013
(in thousands of Canadian dollars) 
Operating Activities

2014

2013

Net Income

Amortization of straight-line rent

Amortization of tenant improvement allowances

Amortization of other assets

Net interest expense and other financing charges (note 17)

Value of unit-based compensation granted (note 15)

Fair value adjustment on Exchangeable Units

Fair value adjustment on investment properties

Loss on disposal of investment property

Leasing capital expenditures (note 7)

Interest received

Net change in non-cash working capital (note 25)

Cash Flows from Operating Activities
Investing Activities

Acquisition of initial properties (note 6)

Acquisitions of investment properties (note 6)

Additions to investment properties (note 7)

Additions to fixtures and equipment

Notes receivable issued to third-party (note 10)

Equity investment (note 8)

Proceeds of disposition (note 7)

Cash Flows used in Investing Activities
Financing Activities

Long term debt

Issued - Senior unsecured debentures, net of debt placement costs (note 11)

Retired - Transferor Notes (note 11)

Retired - Class A LP Notes (note 5)

Principal repayments - Mortgage

Credit facility, net of debt placement costs (note 12)

Notes receivable

Issued to related party (note 10)

Repaid by related party (note 10)

Issuance of Trust Units

Trust Unit issue costs

Cash received on exercise of options

Interest paid

Distributions paid on Exchangeable Units

Distributions paid to Unitholders

Contribution from non-controlling interest (note 8)

Cash Flows used in Financing Activities

Change in cash and cash equivalents

Cash and cash equivalents, beginning of year

Cash and Cash Equivalents, end of year

$

199,614

$

(34,634)

456

414

380,654

1,513

(12,143)

(81,931)

450

(2,785)

393

24,367

476,368

—

(220,526)

(55,636)

(4,323)

(23,000)

(6,230)

13,030

(296,685)

447,540

(440,000)

—

(246)

121,685

(236,328)

92,057

—

—

1,188

(108,413)

(73,219)

(41,716)

7,696

(229,756)

(50,073)

51,405

$

1,332

$

67,148

(16,484)

8

472

155,785

825

147,401

(144,289)

—

(1,250)

324

78,241

288,181

(23,910)

(73,316)

(11,785)

(2,871)

—

—

—

(111,882)

597,050

(660,000)

(544,821)

—

(2,175)

(92,057)

—

660,000

(43,733)

—

(17,141)

—

(22,017)
—
(124,894)

51,405

—

51,405

Supplemental disclosure of non-cash operating, investing and financing activities (note 25).  See accompanying notes to the consolidated financial statements.

Choice Properties REIT 2014 Annual Report 46

Choice Properties Real Estate Investment Trust
Notes to the Consolidated Financial Statements

For the year ended December 31, 2014, and the period from May 21, 2013 to December 31, 2013  (in thousands of Canadian dollars except where otherwise indicated)

Note 1. Nature and Description of the Trust 

Choice Properties Real Estate Investment Trust (“Choice Properties” or the “Trust”) is an unincorporated, open-ended mutual fund trust 
governed by the laws of the Province of Ontario and established pursuant to a declaration of trust (the “Declaration of Trust”) dated May 21, 
2013. Choice Properties owns income-producing commercial properties located in Canada. The principal, registered, and head office of Choice 
Properties is located at 22 St. Clair Avenue East, Suite 500, Toronto, Ontario, M4T 2S5. Choice Properties’ Units are listed on the Toronto 
Stock Exchange and are traded under the symbol “CHP.UN”.

Choice Properties commenced operations on July 5, 2013 when it issued units and debt for cash pursuant to an initial public offering and 
completed the acquisition of 425 properties from Loblaw Companies Limited and its subsidiaries (“Loblaw”).  From May 21, 2013 to July 5, 
2013, Choice Properties had no operations or activity other than holding ten dollars in cash and an equivalent amount of equity, and as such, 
the disclosure for the period ended December 31, 2013 only includes operations from July 5, 2013 to December 31 2013.

The parent of Choice Properties is Loblaw, which held an 82.9% effective interest in Choice Properties as at December 31, 2014. Loblaw’s 
controlling shareholder is George Weston Limited (“GWL”), which held an approximate 46% ownership of Loblaw’s outstanding common 
shares and a 5.4% direct interest in Choice Properties as at December 31, 2014. 

The active subsidiaries of the Trust included in Choice Properties’ consolidated financial statements are Choice Properties Limited Partnership 
(the “Partnership”) and Choice Properties GP Inc.

Note 2. Significant Accounting Policies 

Statement of Compliance  The consolidated financial statements of Choice Properties are prepared in accordance with International Financial 
Reporting Standards (“IFRS”) as issued by the International Accounting Standards Board (“IASB”) and using the accounting policies described 
herein.

These consolidated financial statements were authorized for issuance by Choice Properties' Board of Trustees (“Board”) on February 24, 
2015.

Basis of Preparation  The consolidated financial statements were prepared on a historical cost basis except for the following items that were 
measured at fair value:

• 
• 
• 

investment properties as described in note 7;
liabilities for unit-based compensation arrangements as described in note 15; and 
Class B LP Units (the “Exchangeable Units”) which are exchangeable for Trust Units (“Units”) at the option of the holder as described in 
note 14. 

The consolidated financial statements are presented in thousands of Canadian dollars, which is the Trust’s functional currency.

Basis of Consolidation  The consolidated financial statements include the accounts of Choice Properties and other entities that the Trust 
controls.  Subsidiaries are entities over which the Trust has control.  Choice Properties controls an entity when the Trust has power over the 
entity, has exposure, or rights, to variable returns from its involvement with the entity, and has the ability to use its power to affect its returns.  
Choice Properties reassesses control on an ongoing basis. 

When Choice Properties does not own all of the equity in a subsidiary, the non-controlling equity interest is disclosed in the consolidated 
balance sheet as a separate component of total equity.  Transactions with non-controlling interests are treated as transactions with equity 
owners of the Trust.  Changes in the Trust’s ownership interest in its subsidiaries are accounted for as equity transactions.  Transactions and 
balances between the Trust and its subsidiaries have been eliminated on consolidation.

Joint Arrangements Joint arrangements are arrangements of which two or more parties have joint control.  Joint control is the contractual 
sharing of control of an arrangement, which exists only when decisions about the relevant activities require unanimous consent of the parties 
sharing control.  Joint arrangements are classified as either joint operations or joint ventures depending on the Trust’s rights and obligations 
in the arrangement based on factors such as the structure, legal form and contractual terms of the arrangement.  

Choice Properties REIT 2014 Annual Report 47

Joint Ventures  A joint venture is a joint arrangement whereby the parties that have joint control of the arrangement have rights to the net 
assets of the joint arrangement.  

The Trust’s investment in a joint venture is recorded using the equity method and is initially recognized in the consolidated balance sheet at 
cost and adjusted thereafter to recognize the Trust’s share of the profit or loss and other comprehensive income of the joint venture. The 
Trust’s share of the joint venture’s profit or loss is recognized in the Trust’s consolidated statements of income and comprehensive income. 

The financial statements of the equity-accounted investment are prepared for the same reporting period as the Trust. Where necessary, 
adjustments are made to bring the accounting policies in line with those of the Trust. 

A joint venture is considered to be impaired if there is objective evidence of impairment, as a result of one or more events that occurred after 
initial recognition of the joint venture, and that event has a negative impact on the future cash flows of the joint venture that can be reliably 
estimated. 

Joint Operations  A joint operation is a joint arrangement whereby the parties that have joint control have rights to the assets and obligations 
for the liabilities relating to the arrangement.  

The financial statements of the joint operations are prepared for the same reporting period as the Trust. Where necessary, adjustments are 
made to bring the accounting policies in line with those of the Trust. 

The Trust recognizes its proportionate share of assets, liabilities, revenues and expenses of joint operations. 

Investment Properties  Investment properties include income producing properties and properties under development that are held by Choice 
Properties to earn rental income or for capital appreciation or both.

Acquired investment properties are initially measured at cost, including directly attributable acquisition costs, if the transaction is deemed to 
be an asset acquisition. 

Subsequent capital expenditures are recorded to investment properties only when it is probable that future economic benefits of the expenditure 
will flow to Choice Properties and the cost can be measured reliably. All other repair and maintenance costs are expensed when incurred.  
Costs capitalized to income properties include:  
• 

Costs capitalized, due to construction or development, include site intensification fees, project management fees, borrowing costs, 
professional fees and property taxes;  
Initial direct leasing costs, incurred by Choice Properties in negotiating and arranging tenant leases; and
Payments to tenants under lease obligations which are characterized either as tenant improvements, tenant inducements or building 
cost.  The obligation is determined to be a building cost, and not a leasing cost, when the payment is for construction from which Choice 
Properties will receive benefit after the tenant vacates. The obligation is determined to be a tenant improvement when the payment to 
the tenant was spent on leasehold improvements. Otherwise, the obligations under the lease are treated as tenant inducements. Both 
tenant improvements and tenant inducements are amortized on a straight-line basis over the term of the lease as a reduction of revenue.

• 
• 

Costs capitalized to properties under development include:  
• 

Costs capitalized, due to construction or development, include site intensification fees, project management fees, borrowing costs, 
professional fees and property taxes.  

Directly attributable borrowing costs associated with acquiring or constructing a qualifying investment property are capitalized.  Capitalization 
of borrowing costs commences when the activities necessary to prepare an asset for development or redevelopment begin, and ceases once 
the asset is substantially complete, or suspended if the development of the asset is suspended.  The amount of borrowing costs capitalized 
is determined first by reference to borrowings specific to the project, where relevant, and otherwise by applying a weighted average cost of 
borrowings to eligible expenditures after adjusting for borrowings associated with other specific developments. 

Subsequent to initial recognition, investment properties are measured at fair value, determined based on available market evidence. If market 
evidence is not available, Choice Properties uses alternative valuation methods such as recent transaction prices in less active markets or 
discounted cash flow projections. The portfolio is internally appraised and external valuations are also performed each quarter for a portion 
of the portfolio.  Substantially all properties will be subject to an external valuation at least once over a 5-year period. The fair value of investment 
properties reflects, among other things, rental income from current leases and assumptions about rental income from future leases in light of 
current market conditions. Related fair value gains and losses are recognized in net income in the year in which they arise.  

Related fair value gains and losses are recorded in net income in the period in which they arise.

Gains or losses from the disposal of investment properties are determined as the difference between the net disposal proceeds and the 
carrying amount and are recognized in net income in the year of disposal.

Choice Properties REIT 2014 Annual Report 48

Cash and Cash Equivalents  Cash and cash equivalents consists of unrestricted cash on hand and marketable investments with an original 
maturity date of 90 days or less from the date of acquisition.

Financial Instruments  Financial assets and liabilities are recognized when Choice Properties becomes a party to the contractual provision 
of the financial instrument. Financial instruments, upon initial recognition, are measured at fair value and classified as either financial assets 
or financial liabilities at fair value through profit or loss, held-to-maturity investments, loans and receivables, or other financial liabilities. Financial 
instruments are included on the consolidated balance sheet and measured after initial recognition at fair value, except for loans and receivables, 
held-to-maturity financial assets, and other financial liabilities, which are measured at amortized cost.

Classification The following summarizes the classification and measurement of financial assets and liabilities:

Classification

Measurement

Financial assets

Accounts receivable
Notes receivable
Cash and cash equivalents

Financial liabilities

Long term debt and Class C LP Units:

Transferor Notes
Senior Unsecured Debentures
Class C LP Units
Credit Facility

Trade payable and other liabilities
Exchangeable Units

Loans and receivables
Loans and receivables
Fair value through profit or loss

Other financial liabilities
Other financial liabilities
Other financial liabilities
Other financial liabilities
Other financial liabilities
Fair value through profit or loss

Amortized cost
Amortized cost
Fair value

Amortized cost
Amortized cost
Amortized cost
Amortized cost
Amortized cost
Fair value

The Trust has not classified any assets as held to maturity.

Exchangeable Units  The Class B LP Units of Choice Properties’ subsidiary are exchangeable into Trust Units at the option of the holder. 
Loblaw holds all of the Exchangeable Units. These Exchangeable Units are considered puttable instruments and are required to be classified 
as financial liabilities at fair value through profit or loss. The distributions paid on the Exchangeable Units are accounted for as interest expense.

Class C LP Units  The Class C LP Units held by Loblaw provide for fixed cumulative monthly distributions from the Partnership to the holder 
of the Class C LP Units to be paid in priority, subject to certain restrictions. These Class C LP Units are redeemable at Loblaw’s option and 
the Trust has the option to settle the redemption payment in cash, Exchangeable Units, or any combination thereof.  The Class C LP Units 
have been classified as financial liabilities and are carried at amortized cost. Distributions on the Class C LP Units are accounted for as interest 
expense.

Fair Value Choice Properties measures financial assets and financial liabilities under the following fair value hierarchy.  The different levels 
have been defined as follows:

• 
• 

• 

Fair Value Level 1:  quoted prices (unadjusted) in active markets for identical assets or liabilities;
Fair Value Level 2:  inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly 
(i.e. as prices) or indirectly (i.e. derived from prices); and
Fair Value Level 3:  inputs for the asset or liability that are not based on observable market data (unobservable inputs).

Determination of fair value and the resulting hierarchy requires the use of observable market data whenever available.  The classification of 
a financial instrument in the hierarchy is based upon the lowest level of input that is significant to the measurement of fair value.

Acquisition costs, other than those related to financial instruments classified as fair value through profit or loss which are expensed as incurred, 
are capitalized to the carrying amount of the instrument and amortized using the effective interest method.

Gains and losses on fair value through profit or loss financial assets and financial liabilities are recognized in net income.   

Valuation process  The determination of the fair value of financial instruments is performed by Choice Properties’ treasury and financial 
reporting departments on a quarterly basis. The following table describes the valuation techniques used in the determination of the fair values 
of financial instruments:

Choice Properties REIT 2014 Annual Report 49

Type

Valuation approach

Accounts receivable, notes receivable, cash and

cash equivalents, and accounts payable

The carrying amount approximates fair value due to the short term maturity of
these instruments.

Unit Options

Restricted Units and Trustee Deferred Units

Exchangeable Units

Long term debt and Class C LP Units

Fair value of each tranche is valued separately using a Black-Scholes option
pricing model.

Fair value is based on the closing market trading prices of Choice Properties’
Units.

Fair value is based on the closing market trading prices of Choice Properties’
Units.

Fair value is based on the present value of contractual cash flows, discounted at
Choice Properties’ current incremental borrowing rate for similar types of
borrowing arrangements or, where applicable, quoted market prices.

De-recognition of Financial Instruments Financial assets are derecognized when the contractual rights to receive cash flows and benefits 
from the financial asset expire, or if Choice Properties transfers the control or substantially all the risks and rewards of ownership of the 
financial asset to another party. The difference between the assets carrying amount and the sum of the consideration received and receivable 
is recognized in net income. 

Financial liabilities are derecognized when obligations under the contract expire, are discharged or cancelled. The difference between the 
carrying amount of the financial liability derecognized and the consideration paid and payable is recognized in net income.

Impairment of Financial Assets An assessment of whether there is objective evidence that the Trust’s assets or a group of financial assets 
is impaired is performed at each balance sheet date. A financial asset or group of financial assets is considered to be impaired if one or more 
loss events that have an impact on the estimated future cash flows occur after their initial recognition and the loss can be reliably measured. 
If such objective evidence has occurred, the loss is based on the difference between the carrying amount of the financial asset, or portfolio 
of financial assets, and the respective estimated future cash flows discounted at the financial assets’ original effective interest rate. Impairment 
losses are recorded in net income with the carrying amount of the financial assets or group of financial assets reduced through the use of 
impairment allowance accounts.

In periods subsequent to the impairment where the impairment loss has decreased, and such decrease can be related objectively to an event 
occurring  after  the  impairment  was  initially  recognized,  the  previously  recognized  impairment  loss  is  reversed  through  net  income. The 
impairment reversal is limited to the lesser of the decrease in impairment or the extent that the carrying amount of the financial asset at the 
date the impairment is reversed does not exceed what the amortized cost would have been had the impairment not been recognized, after 
the reversal. 

Trust Units  With certain restrictions, Choice Properties’ Units are redeemable at the option of the holder, and, therefore, are considered 
puttable instruments in accordance with IAS 32, “Financial Instruments - Presentation” (“IAS 32”). Puttable instruments are required to be 
accounted for as financial liabilities, except where certain conditions are met in accordance with IAS 32, in which case, the puttable instruments 
may be presented as equity.

To be presented as equity, a puttable instrument must meet all of the following conditions: (i) it must entitle the holder to a pro-rata share of 
the entity’s net assets in the event of the entity’s dissolution; (ii) it must be in the class of instruments that is subordinate to all other instruments; 
(iii) all instruments in the class in (ii) above must have identical features; (iv) other than the redemption feature, there can be no other contractual 
obligations that meet the definition of a liability; and (v) the expected cash flows for the instrument must be based substantially on the profit 
or loss of the entity or change in fair value of the instrument.

The Trust Units meet the conditions of IAS 32 and accordingly are presented as equity in the consolidated financial statements. 

Revenue Recognition  Choice Properties has retained substantially all of the risks and benefits of ownership of its investment properties 
and, therefore, accounts for its leases with tenants as operating leases.

Rental revenue includes base rents earned from tenants under lease agreements, realty tax and operating cost recoveries and other incidental 
income. Base rent revenue, including predetermined rent adjustments in lease agreements, is recognized as revenue on a straight-line basis 
over the term of the underlying leases. Other revenue is recognized as the service is provided and when collection is reasonably assured. 

Property  tax  and  operating  cost  recoveries  are  recognized  in  the  period  that  recoverable  costs  are  chargeable  to  tenants.  Percentage 
participation rents are recognized when tenants’ specified sales targets have been met as set out in the lease agreements. 

Choice Properties REIT 2014 Annual Report 50

Short Term Employee Benefits  Short term employee benefits include wages, salaries, compensated absences, profit-sharing and bonuses.  
Short term employee benefit obligations are measured on an undiscounted basis and are recognized in net income as the related service is 
provided. A liability is recognized for the amount expected to be paid under short term cash bonus or profit-sharing plans if Choice Properties 
has a present legal or constructive obligation to pay this amount as a result of past service provided by the employee and the obligation can 
be estimated reliably.

Post Employment Benefits  Choice Properties participates in certain Loblaw defined contribution pension plans. Choice Properties’ obligation 
to Loblaw is limited to the annual contributions to the plan. Accordingly, the contributions are accounted for based on Choice Properties' 
proportionate share of contributions due. 

Cash-Settled  Unit-Based  Compensation  Unit  Options,  Restricted  Units  (“RUs”)  and Trustee  Deferred  Units  (“DUs”)  issued  by  Choice 
Properties are accounted for as cash-settled awards.

Choice Properties’ Unit Options have a five to ten year term, vest 25% cumulatively on each anniversary date of the grant and are exercisable 
at the designated Unit price, which is based on the greater of the volume weighted average trading price of a Unit for the five trading days 
prior to the date of grant or the trading day immediately preceding the grant date. The fair value of each tranche is valued separately using a 
Black-Scholes option pricing model, and includes the following assumptions:

• 

• 

• 

• 

The expected distribution yield is estimated based on the expected annual distribution prior to the balance sheet date and the closing 
share price as at the balance sheet date;
The expected Unit price volatility is estimated based on the average volatility of investment grade entities in the Standard & Poor’s/
TSX REIT Index over a period consistent with the expected life of the options;
The risk-free interest rate is estimated based on the Government of Canada bond yield in effect at the balance sheet date for a term 
to maturity equal to the expected life of the options; and
The effect of expected exercise of options prior to expiry is incorporated into the weighted average expected life of the options, 
which is based on expectations of option holder behaviour.

RUs entitle certain employees to receive the value of the RU award in cash or Units at the end of the applicable vesting period, which is 
usually three years in length. The RU plan provides for the crediting of additional RUs in respect of distributions paid on Units for the period 
when an RU is outstanding. The fair value of each RU granted is measured based on the market value of a Unit at the balance sheet date.

Members of the Choice Properties’ Board of Trustees, who are not management of Choice Properties, are required to receive a portion of 
their annual retainer in the form of DUs and may also elect to receive up to 100% of their remaining fees in DUs. Distributions paid earn 
fractional DUs, which are treated as additional awards. DUs vest upon grant.  The fair value of each DU granted is measured based on the 
market value of a Unit at the balance sheet date.

The fair value of the amount payable to employees in respect of these cash settled awards plan is re-measured at each balance sheet date, 
and  a  compensation  expense  is  recognized  in  general  and  administrative  expenses  over  the  vesting  period  for  each  tranche  with  a 
corresponding change in the liability.

Income Taxes  Choice Properties qualifies as a “mutual fund trust” under the Income Tax Act (Canada). The Trustees intend to annually 
distribute all taxable income directly earned by the Trust to Unitholders and to deduct such distributions for income tax purposes. 

Legislation relating to the federal income taxation of Specified Investment Flow Through trusts or partnerships ("SIFT") provide that certain 
distributions from a SIFT will not be deductible in computing the SIFT’s taxable income and that the SIFT will be subject to tax on such 
distributions at a rate that is substantially equivalent to the general tax rate applicable to Canadian corporations. However, distributions paid 
by a SIFT as return of capital should generally not be subject to tax.

Under the SIFT rules, the taxation regime will not apply to a real estate investment trust (“REIT”) that meets prescribed conditions relating to 
the nature of its assets and revenue (the “REIT Conditions”). Choice Properties has reviewed the SIFT rules and has assessed its interpretation 
and application to the REIT's assets and revenue. While there are uncertainties in the interpretation and application of the SIFT rules, Choice 
Properties has determined that it meets the REIT Conditions and accordingly, no net current income tax expense or deferred income tax 
assets or liabilities have been recorded in the consolidated financial statements.

Accounting Standards Implemented in 2014

In 2011, amendments were issued to IAS 32, “Financial Instruments: Presentation”. These amendments are required to be applied for periods 
beginning on or after January 1, 2014.  Choice Properties implemented these amendments prospectively in the first quarter of 2014.   

In 2013, the IASB issued International Financial Reporting Interpretations Committee (“IFRIC” 21), “Levies”. The IFRIC addresses accounting 
for a liability to pay a levy within the scope of IAS 37, “Provisions, Contingent Liabilities and Contingent Assets”. A levy is an outflow of resources 

Choice Properties REIT 2014 Annual Report 51

embodying economic benefits that is imposed by governments on entities in accordance with legislation, other than income taxes within the 
scope of IAS 12, “Income Taxes” and fines or other penalties imposed for breaches of the legislation. This interpretation became effective for 
annual  periods  beginning  on  or  after  January  1,  2014,  and  is  to  be  applied  retrospectively.    Choice  Properties  implemented  IFRIC  21 
retrospectively in the first quarter of 2014.      

The Trust  has  assessed  the  impact  of the  above  and  concluded  there  were  no  significant  impacts  on  the Trust’s consolidated  financial 
statements. 

Note 3. Critical Accounting Judgments and Estimates 

The preparation of the consolidated financial statements requires management to make judgments and estimates in applying Choice Properties’ 
accounting policies that affect the reported amounts and disclosures made in the consolidated financial statements and accompanying notes.  

Within the context of these consolidated financial statements, a judgment is a decision made by management in respect of the application of 
an accounting policy, a recognized or unrecognized financial statement amount and/or note disclosure, following an analysis of relevant 
information that may include estimates and assumptions. Estimates and assumptions are used mainly in determining the measurement of 
balances  recognized  or  disclosed  in  the  consolidated  financial  statements  and  are  based  on  a  set  of  underlying  data  that  may  include 
management’s historical experience, knowledge of current events and conditions and other factors that are believed to be reasonable under 
the circumstances. Management continually evaluates the estimates and judgments it uses.  

The following are the accounting policies subject to judgments and key sources of estimation uncertainty that Choice Properties believes 
could have the most significant impact on the amounts recognized in the consolidated financial statements. Choice Properties’ significant 
accounting policies are disclosed in note 2. 

Investment Properties 

Judgments Made in Relation to Accounting Policies Applied Judgment is applied in determining whether certain costs are additions to 
the carrying value of investment properties, identifying the point at which substantial completion of the property occurs, and identifying the 
directly attributable borrowing costs to be included in the carrying value of the development property.  

Choice Properties also applies judgment in determining whether the properties it acquires are considered to be asset acquisitions or business 
combinations. Choice Properties considers all the properties it has acquired to date to be asset acquisitions.  

Key Sources of Estimation  The fair value of investment properties is dependent on available comparable transactions, future cash flows 
over the holding period and discount rates and capitalization rates applicable to those assets. The review of anticipated cash flows involves 
assumptions relating to occupancy, rental rates and residual value. In addition to reviewing anticipated cash flows, management assesses 
changes in the business climate and other factors, which may affect the ultimate value of the property. These assumptions may not ultimately 
be achieved.  

Joint Arrangements 

Judgments Made in Relation to Accounting Policies Applied  Judgment is applied in determining whether the Trust has joint control and 
whether the arrangements are joint operations or joint ventures. In assessing whether the joint arrangements are joint operations or joint 
ventures, management applies judgment to determine the Trust’s rights and obligations in the arrangement based on factors such as the 
structure, legal form and contractual terms of the arrangement.  

Leases 

Judgments Made in Relation to Accounting Policies Applied  Choice Properties is required to make judgments in determining whether 
certain leases are operating or finance leases, in particular long-term leases. All tenant leases where Choice Properties is the lessor have 
been determined to be operating leases.  

Income Taxes 

Judgments Made in Relation to Accounting Policies Applied  Choice Properties is a mutual fund trust and a REIT as defined in the Income 
Tax Act (Canada). Choice Properties is not liable to pay Canadian income taxes provided that its taxable income is fully distributed to Unitholders 
each year. Choice Properties is a REIT if it meets the prescribed conditions under the Income Tax Act (Canada) relating to the REIT Conditions. 
Choice Properties uses judgment in reviewing the REIT Conditions and assessing its interpretation and application to the REIT’s assets and 
revenue, and it has determined that it qualifies as a REIT for the current period.  

Choice Properties expects to continue to qualify as a REIT under the Income Tax Act (Canada), however, should it no longer qualify, it would 
not be able to flow through its taxable income to Unitholders and would therefore be subject to tax.  

Choice Properties REIT 2014 Annual Report 52

Note 4. Future Accounting Standards 

In May 2014, the IASB issued IFRS 15, “Revenue from Contracts with Customers” (“IFRS 15”). The new standard provides a comprehensive 
framework for recognition, measurement and disclosure of revenue from contracts with customers, excluding contracts within the scope of 
the standard on leases, insurance contracts and financial instruments. IFRS 15 becomes effective for annual periods beginning on or after 
January 1, 2017, and is to be applied retrospectively. Early adoption is permitted. The Trust is currently assessing the impact of the new 
standard on its consolidated financial statements. 

In  July  2014,  the  IASB  issued  IFRS  9,  “Financial  Instruments”  (“IFRS  9”)  replacing  IAS  39,  “Financial  Instruments:  Recognition  and 
Measurement.” The project had three main phases: classification and measurement, impairment, and general hedging. The standard becomes 
effective for annual periods beginning on or after January 1, 2018 and is to be applied retrospectively. Early adoption is permitted. The Trust 
is currently assessing the impact of the new standard on its consolidated financial statements.   

In December 2014, the IASB issued amendments to IAS 1, “Presentation of Financial Statements”.  The amendments are effective for annual 
periods beginning on or after January 1, 2016 with early adoption permitted.  The Trust intends to adopt these amendments in its financial 
statements for the annual period beginning January 1, 2016, but does not expect the amendments to have a material impact on its consolidated 
financial statements. 

Note 5. Public Offerings and Acquisition of Initial Properties 

On July 5, 2013 (the “Closing Date”), Choice Properties completed public offerings of equity and debt. Choice Properties also acquired a 
portfolio of investment properties on the Closing Date. 

Initial Public Offering 
Choice Properties completed an initial public offering (the “IPO”) of Units, which closed July 5, 2013. Choice Properties raised gross proceeds 
of $400,000 through the issuance of 40,000,000 Units at a price of $10.00 per Trust Unit (the “IPO Price”). Costs relating to the IPO were 
approximately $40,661 and were applied against the gross proceeds of the IPO and charged against Unitholders’ Equity. 

Concurrently with the IPO, subsidiaries of GWL (other than Loblaw and its subsidiaries) purchased 20,000,000 Units from Choice Properties 
at the IPO Price for a total subscription price of $200,000. 

On July 17, 2013, pursuant to the exercise of the over-allotment option granted to the underwriters in connection with the IPO, Choice Properties 
issued a further 6,000,000 Units, resulting in net proceeds, after payment of the underwriters’ fees, of $57,000. 

Issuance of Senior Unsecured Debentures  
Choice Properties issued $600,000 in public debentures by way of $400,000 five-year Series A senior unsecured debentures (the “Series A 
Debentures”) with a coupon rate of 3.554% and 10-year $200,000 Series B senior unsecured debentures (the “Series B Debentures”) with a 
coupon rate of 4.903% (collectively the “IPO Debentures”).The IPO Debentures had a weighted average maturity of 6.7 years and a weighted 
average interest rate of 4.0%. Costs relating to the issuance of the IPO Debentures were $2,950 and were applied against the gross proceeds 
thereof.

Acquisition of Initial Properties 
In connection with the IPO, Choice Properties acquired from subsidiaries of Loblaw (collectively, the “Transferors”), through an investment in 
the newly created Partnership, a portfolio of 425 properties (the “Initial Properties”), comprising of 415 retail properties, one office complex 
and nine warehouse properties. The retail properties are made up of: (i) 267 properties with a stand-alone retail store operating under a 
Loblaw-owned banner; (ii) 143 properties anchored by a retail store operating under a 
banner that also contain one or more 
ancillary tenants; and (iii) five properties containing only ancillary tenants. The office complex consists of two office buildings and the warehouse 
properties include two properties that host two and three warehouses respectively. 

In connection with the closing of the IPO, the Partnership acquired from a trust established for the benefit of the Transferors (the “Transferor 
Trust”), $2.6 billion aggregate principal amount of interest bearing notes issued by the Transferors to the Transferor Trust (the “Transferor 
Trust Notes”) in exchange for the issuance of $2.6 billion aggregate principal amount of interest bearing notes payable to the Transferor Trust 
(the “Transferor Notes”). 

In exchange for the Initial Properties, Choice Properties issued, or assigned, as the case may be: (i) Exchangeable Units of the Partnership 
(accompanied by an equivalent number of Special Voting Units); (ii) Class C LP Units of the Partnership; (iii) Class A LP Notes of the Partnership; 
(iv) Class B LP Notes of the Partnership; and (v) the Transferor Notes. The purchase price allocated to the Initial Properties was $6,923,039 
before acquisition costs of $1,600. The purchase of the Initial Properties has been accounted for as an asset acquisition. 

Choice Properties REIT 2014 Annual Report 53

The fair value of the initial consideration has been allocated, to the identifiable assets acquired and liabilities assumed based on their fair 
values, at the date of acquisition, as follows:

(in thousands of Canadian dollars)

Investment properties (including acquisition costs of $1,600)

Accounts receivable and other assets

Other liabilities

Net assets acquired

Consideration provided for the acquisition and related acquisition costs was as follows:

(in thousands of Canadian dollars)

Class A LP Notes(i)

Transferor Notes(ii)

Class C LP Units(iii)

Exchangeable Units

Class B LP Notes(iv)

Non-cash consideration

Cash consideration

Total cost of the acquisitions

$

$

$

6,924,639

63,093

(40,783)

6,946,949

544,821

2,561,976

876,263

2,724,979

215,000

6,923,039

23,910

$

6,946,949

(i) 
On the Closing Date, Choice Properties redeemed all of the outstanding Class A LP Notes for $544,821 of cash from the net proceeds of the issuance of 60,000,000 Units. 
(ii)  On closing, the Transferor Notes of $2,600,000 were recorded net of a fair value adjustment of $38,024.  Also on the Closing Date, Choice Properties used the proceeds 
of the issuance of the IPO Debentures (see note 11) to repay $600,000 of the Transferor Notes, reducing the aggregate principal amount of Transferor Notes outstanding 
from $2,600,000 to $2,000,000.  

(iii)  On closing, the Trust’s subsidiary issued 92,500,000 Class C LP Units, which were recorded as $925,000 less a fair value adjustment of $48,737.
(iv)  On the Closing Date, Loblaw exchanged all of the Class B LP Notes for 21,500,000 Units.

The Initial Properties also includes excess land as described in note 7.  Accordingly, no value for the excess land is included in the purchase 
price above.

Debt and Equity Transactions
On July 5, 2013, Choice Properties used cash proceeds of the IPO Debentures and the Units issued upon completion of the IPO to repay 
$600,000 of Transferor Notes and $544,821 of Class A LP Notes, and acquired and immediately canceled $215,000 of Class B LP Notes in 
consideration for the issuance of 21,500,000 Units to certain Transferors. 

On July 17, 2013, proceeds of the issuance of Trust Units upon exercise of the over-allotment option, and cash, were used to repay $60,000 
of the Transferor Notes.

Choice Properties REIT 2014 Annual Report 54

Note 6. Acquisitions

During the year ended December, 2014, Choice Properties completed the following acquisitions from Loblaw (unless otherwise noted):

(in thousands of Canadian dollars)

Consideration

Location

Date of
Acquisition

Property
Type

Investment
Properties

Other
Assets

Other
Liabilities

Net Assets
Acquired

Exchangeable
Units Issued

Debt
Assumed

Cash

Acquisition
Costs
included in
Investment
Properties

Mississauga, ON(i)

February 28

Industrial

$

15,739 $ — $

— $

15,739 $

— $

— $ 15,739 $

239

Various

May 6

Retail

201,630

7

(1,189)

200,448

119,632

—

80,816

2,935

Boucherville, QC

October 8 Warehouse

39,432

Various

October 8

Retail

174,549

—

204

(187)

(817)

39,245

173,936

18,198

93,062

Brampton, ON(i)

November 7

Land

25,653

—

—

25,653

—

3,603

—

—

17,444

80,874

183

2,776

25,653

—

Total Acquisitions

(i) Acquired from a third-party vendor.

$ 457,003 $ 211 $ (2,193) $

455,021 $

230,892 $

3,603 $ 220,526 $

6,133

The table below summarizes the acquisitions made in 2013 beginning with the IPO:

(in thousands of Canadian dollars)

Consideration

Date of
Acquisition

Property
Type

Investment
Properties

Other
Assets

Other
Liabilities

Net Assets
Acquired

Non-cash(i)

Cash

Acquisition
Costs
included in
Investment
Properties

Initial Properties

July 5

Various

$ 6,924,639 $ 63,093 $ (40,783) $

6,946,949 $ 6,923,039 $

23,910 $

1,600

Subsequent acquisitions

4th quarter 2013

Various

$

189,320 $

487 $

(405) $

189,402 $

116,086 $

73,316 $

3,364

(i) 

Non-cash consideration on the 425 Initial Properties consisted of Exchangeable Units valued at $2,724,979, plus certain other instruments (note 5).  Non-cash consideration 
on the subsequent acquisitions consisted of Exchangeable Units.

Choice Properties REIT 2014 Annual Report 55

Note 7. Investment Properties

(in thousands of Canadian dollars)

Balance, beginning of year
Acquisition of Initial Properties - including acquisition costs of              

nil (2013 - $1,600) (note 6)

Acquisitions of investment properties - including acquisition costs of 

$6,133 (2013 - $3,364) (note 6)

Capital expenditures:

Building improvements

Property capital - including recoverable capital(i)

Development capital(ii)

Leasing capital expenditures:

Tenant improvement allowances

Direct leasing costs

Dispositions

Capitalized interest (note 17)

Fair value adjustment on investment properties

Amortization of straight-line rent and tenant improvement 
allowances - included in revenue

Income
Properties

Properties
Under
Development

$ 7,262,049 $

25,710

As at December 31,
2014
7,287,759

$

As at December 31,
2013
—

$

—

—

—

6,924,639

431,350

25,653

457,003

189,320

4,814

29,523

16,311

1,541

1,244

(13,480)

—

81,931

34,178

—

—

4,988

—

—

—

166

—

—

4,814

29,523

21,299

1,541

1,244

(13,480)

166

81,931

34,178

—

8,934

2,851

834

416

—

—

144,289

16,476

Balance, end of year

$ 7,849,461 $

56,517

$

7,905,978

$

7,287,759

Property capital expenditures include $26,805 of recoverable capital (note 25) and $2,718 of non-recoverable capital. 

(i) 
(ii)  Development capital includes $993 of site intensification fees paid to Loblaw (note 23). 

On August 30, 2014, Choice Properties disposed of two investment properties with a fair value of $13,480 for cash proceeds of $13,030. These 
properties were previously identified for divestiture by the Competition Bureau in relation to Loblaw’s acquisition of all the outstanding shares 
of Shoppers Drug Mart Corporation.  In connection with the dispositions, Choice Properties received $450 of lease surrender revenue from 
Loblaw.

Included in certain investment properties acquired from Loblaw is excess land with development potential.  No value was attributed to this land 
at the time of acquisition or in the fair value of the Trust’s investment properties as at December 31, 2014.  As a result, Choice Properties has 
not paid Loblaw for this excess land. Choice Properties will compensate Loblaw, over time, with intensification fees determined by a site 
intensification  payment  grid  as  outlined  in  the  Strategic  Alliance  Agreement,  should  Choice  Properties  pursue  activity  resulting  in  the 
intensification of such excess land. 

External Appraisals

As part of the IPO, all 425 acquired properties were externally valued by independent nationally-recognized appraisers. In addition to the table 
below, all the properties acquired since the IPO were also externally valued.  A breakdown of the aggregate fair value of properties externally 
appraised each quarter, in accordance with the Trust’s policy, is as follows:

(in thousands of Canadian dollars)

March 31

June 30

September 30

December 31

Total

2014

2013

Number of properties
21

$

Fair value
397,110

21

22

21

85

403,870

546,970

397,780

$ 1,745,730

Number of properties

N/A

N/A

17

19

36

Fair value
—

$

—

336,703

450,860

$

787,563

Choice Properties has engaged independent nationally-recognized valuation firms to appraise the investment properties such that substantially 
all of the portfolio will be externally appraised at least once over a five-year period.

Choice Properties REIT 2014 Annual Report 56

Internal Appraisals 

Investment properties were measured at fair value, which was primarily determined by using the discounted cash flow method. Under the 
discounted cash flow methodology, discount rates were applied to the projected annual operating cash flows, generally over a minimum term 
of ten years, including a terminal value of the properties based on a capitalization rate applied to the estimated net operating income, a non-
GAAP measure, in the terminal year. 

Valuations are most sensitive to changes in capitalization rates.  Choice Properties’ valuation inputs such as capitalization rates are supported 
by quarterly reports from independent external appraisers. Below are the key rates used in the valuation models for both internal and external 
appraisals. 

Discount rate

Terminal capitalization rate

Overall capitalization rate

Fair Value Sensitivity

The following table summarizes capitalization rate sensitivity: 

Capitalization rate sensitivity                                          
increase/(decrease)
(in thousands of Canadian dollars)
(0.75)%

Weighted
average overall
capitalization
5.43%

(0.50)%

(0.25)%

December 31, 2014

0.25%

0.50%

0.75%

5.68%

5.93%

6.18%

6.43%

6.68%

6.93%

Weighted average

As at December 31,
2014
7.09%

As at December 31,
2013
7.08%

6.50%

6.18%

6.50%

6.18%

Fair value of 
investment 
properties
8,997,255

8,601,501

8,239,095

7,905,978

7,598,779

7,314,547

7,050,812

$

$

$

$

$

$

$

$

$

$

$

$

$

$

Fair value 
variance
1,091,277

695,523

333,117

—

(307,199)

(591,431)

(855,166)

% change
14 %

9 %

4 %

— %

(4)%

(7)%

(11)%

The key assumptions and inputs used in the valuation techniques to estimate the fair value of investment properties are classified as Level 3 
in the fair value hierarchy as certain inputs for the valuation are not based on observable market data points.

Choice Properties REIT 2014 Annual Report 57

Note 8. Interests in Other Entities

Joint Venture

On  December  9,  2014,  Choice  Properties  and  its  joint  venture  partner,  Wittington  Properties  Limited  (”Wittington”),  an  affiliate  of  GWL, 
completed the acquisition of 500 Lake Shore Boulevard West (“500 Lake Shore”) in Toronto, Ontario for $15,576 from Loblaw via 500 LS 
Limited Partnership.   The joint venture partners intend to develop 500 Lake Shore into a mixed-used property. 

Limited Partnership

Country of
Incorporation

Location

Ownership as at
December 31, 2014

500 LS Limited Partnership

Canada

500 Lake Shore Blvd. West, Toronto, ON

40%

There was no operating activity during 2014.  Summarized financial information for Choice Properties’ share of equity accounted investment 
is set out below: 

(in thousands of Canadian dollars)

Current assets

Non-current assets

Current liabilities

Non-current liabilities

Net assets at 100%

Choice Properties’ investment in equity accounted joint venture at 40%

Subsidiary 

As at December 31,
2014
26

15,550

—

—

15,576

6,230

$

$

$

On November 7, 2014, Choice Properties entered into a 70% controlling interest in Choice Properties PRC Brampton Limited Partnership, a 
subsidiary which holds land intended for future retail development.  As a result, Choice Properties consolidated this subsidiary as at December 
31, 2014 and recognized a 30% non-controlling interest for the interests of PL Ventures Ltd., a subsidiary of PenEquity Realty Corporation 
(“PenEquity”). 

Limited Partnership

Country of
Incorporation

Location

Ownership Interest as at
December 31, 2014

Choice Properties PRC Brampton Limited
Partnership

Canada

Mayfield/Chinguacousy, Brampton, ON

70%

There was no operating activity during 2014.  The following is included in the Choice Properties’ consolidated financial statements relating to 
the subsidiary: 

(in thousands of Canadian dollars)

Current assets

Non-current assets

Current liabilities

Non-current liabilities

Net assets at 100%

Non-controlling interests

As at December 31,
2014
—

25,653

—

—

25,653

7,696

$

$

$

Choice Properties REIT 2014 Annual Report 58

Note 9. Accounts Receivable and Other Assets 

(in thousands of Canadian dollars)

Net rent receivable - net of allowance for doubtful accounts of $453 (2013 - $117)

Due from related party(i)

Fixtures and equipment - net of accumulated amortization of $886 (2013 - $472)

Prepaid property taxes

Credit facility finance fees - net of accumulated amortization of nil (2013 - $217)(ii)

Prepaid other

Accounts receivable and other assets

Classified as:

Non-current

Current

(i) 
(ii) 

Net rent receivable from Loblaw.
The finance fees have been offset with the outstanding balance of the credit facility (note 12).

Note 10. Notes Receivable

(in thousands of Canadian dollars)

Notes receivable from related party

Notes receivable from third-party

Notes receivable

Classified as:

Non-current

Current

As at December 31,
2014
3,419

$

As at December 31,
2013
2,383

$

—

6,308

2,791

—

7,012

19,530

10,057

9,473

19,530

$

$

$

1,334

2,399

563

1,958

7,884

16,521

7,693

8,828

16,521

$

$

$

As at December 31,
2014
236,328

As at December 31,
2013
92,057

23,040

259,368

$

—

92,057

22,539

236,829

259,368

$

$

—

92,057

92,057

$

$

$

Notes receivable from related party  Non-interest bearing short term notes totaling $92,057 were repaid by Loblaw in January 2014.  During 
2014, non-interest bearing short term notes totaling $236,328 were issued to Loblaw and repaid in January 2015 (note 23).

Notes receivable from third-party  Choice Properties provided mezzanine and bridge financing to Penady (Barrie) Ltd., a subsidiary of 
PenEquity and its partner, which consists of a non-current and current portion.  Non-current portion represents a two-year mortgage of $22,500 
at an interest rate of 8% per annum, with an option to extend, plus accrued interest of $39 payable on maturity (December 31, 2013 - nil).  
Current portion represents a six-month loan of $500 at an interest rate of 6% per annum, plus accrued interest of $1 payable on maturity 
(December 31, 2013 - nil). 

Choice Properties REIT 2014 Annual Report 59

Note 11. Long Term Debt and Class C LP Units

(in thousands of Canadian dollars)

Transferor Notes (i) (interest semi-annually)

Series 3  3.00%, due 2014, effective interest 1.92%

Series 4  3.00%, due 2015, effective interest 2.27%

Series 5  3.00%, due 2016, effective interest 2.57%

Series 6  3.00%, due 2017, effective interest 2.99%

Series 7  3.00%, due 2019, effective interest 3.79%

Series 8  3.60%, due 2020, effective interest 3.94%

Series 9  3.60%, due 2021, effective interest 4.33%

Series 10 3.60%, due 2022, effective interest 4.61%

Senior Unsecured Debentures (interest semi-annually)

Series A  3.554%, due 2018, effective interest 3.554%

Series B  4.903%, due 2023, effective interest 4.903%
Series C 3.498%, due 2021, effective interest 3.498%
Series D 4.293%, due 2024, effective interest 4.293%
Series 5  3.00%, due 2016, effective interest 2.00%

Series 6  3.00%, due 2017, effective interest 2.23%

Series 7  3.00%, due 2019, effective interest 3.04%

Series 8  3.60%, due 2020, effective interest 3.20%

Series 9  3.60%, due 2021, effective interest 3.57%

Series 10 3.60%, due 2022, effective interest 3.84%

Mortgage (interest monthly)

7.42%, due 2017, effective interest 2.80%

Class C LP Units(1) (distributions monthly)

Tranche 1  5.00%, redemption rights beginning 2027, effective interest 5.46%

Tranche 2  5.00%, redemption rights beginning 2028, effective interest 5.51%

Tranche 3  5.00%, redemption rights beginning 2029, effective interest 5.57%

Debt discounts and premiums

Transferor Notes - net of accumulated amortization of nil (2013 - ($361))

Senior Unsecured Debentures - net of accumulated amortization of ($3,312) (2013 - nil)

Mortgage - net of accumulated amortization of ($18) (2013 - nil)

Class C LP Units - net of accumulated amortization of $3,219 (2013 - $1,039)

Debt placement costs - net of accumulated amortization of $867 (2013 - $200)

Long term debt and Class C LP Units

Classified as:

Non-current

Current

(i) 

Due to Loblaw.

As at December 31,
2014

As at December 31,
2013

$

$

$

$

—

—

—

—

—

—

—

—

400,000

200,000
250,000
200,000
300,000

200,000

200,000

300,000

200,000

300,000

3,107

300,000

300,000

325,000

3,478,107

—

8,344

232

(45,519)

(4,543)

3,436,621

3,435,628

993

3,436,621

$

$

$

$

90,000

350,000

300,000

200,000

200,000

300,000

200,000

300,000

400,000

200,000
—
—
—

—

—

—

—

—

—

300,000

300,000

325,000

3,465,000

(38,384)

—

—

(47,699)

(2,750)

3,376,167

3,286,442

89,725

3,376,167

Choice Properties REIT 2014 Annual Report 60

As at December 31, 2014, the weighted average effective interest rate for the long term debt is 3.38% (December 31, 2013 - 3.51%). 

Senior Unsecured Debentures  Under the Short Form Base Shelf Prospectus (“Prospectus” as described in note 19), on February 6, 2014, 
Choice Properties issued $250,000 of 3.498% Series C senior unsecured debentures due February 8, 2021 and $200,000 of 4.293% Series 
D senior unsecured debentures due February 8, 2024 with semi-annual installments due on February 8 and August 8 in each year commencing 
on August 8, 2014.  Debt placement costs of $2,460 were incurred and recorded against the principal owing.  These costs are amortized using 
the effective interest method and recorded to net interest expense and other financing charges (note 17).

On April 21, 2014 and May 12, 2014, Loblaw sold Replacement Debentures Series 5 through Series 6, and Series 7 through Series 10, 
respectively, to third-parties. The Replacement Debentures have a face value of $1,500,000, mature between 2016 and 2022, and have an 
effective  weighted  average  interest  rate  of  2.99%.    Interest  is  paid  in  semi-annual  installments.  Debt  premiums  and  discounts  on  the 
Replacement Debentures are amortized using the effective interest method and recorded to net interest expense and other financing charges 
(note 17).

At December 31, 2014, the senior unsecured debentures have a weighted average effective interest rate of 3.38% (December 31, 2013 - 
4.00%).  Senior unsecured debentures Series A through Series D were issued by the Trust and Series 5 through Series 10 were issued by 
the Partnership.

Mortgage In connection with the portfolio acquired from Loblaw on October 8, 2014, Choice Properties assumed a mortgage which is secured 
by one of the properties acquired in the portfolio.  The mortgage bears interest at a fixed rate of 7.42% per annum, matures in 2017 and has 
an effective interest rate of 2.80% per annum.  The debt premium on the mortgage is amortized using the effective interest method and is 
recorded to net interest expense and other financing charges (note 17).

Class C LP Units (authorized - unlimited)  Loblaw holds all of the outstanding Class C LP Units, which are redeemable, at Loblaw’s option, 
based on the following schedule:

Class C LP Unit redemption periods
July 5, 2027 and thereafter

July 5, 2028 and thereafter

July 5, 2029 and thereafter

Numbers of Class C LP Units eligible for redemption
30,000,000

30,000,000

32,500,000

The Trust has the option to settle the redemption payment with cash, Exchangeable Units, or any combination thereof.

Schedule of Repayments  The schedule of repayment of long term debt and Class C LP Units, based on maturity and redemption rights 
is as follows:

(in thousands of Canadian dollars)

Senior unsecured debentures

$

2015

— $

2016
300,000 $

2017
200,000 $

2018
400,000 $

2019

Thereafter
200,000 $ 1,450,000

Total
$ 2,550,000

Mortgage

Class C LP Units

Total

993

—

1,069

—

1,045

—

—

—

—

—

—

925,000

3,107

925,000

$

993 $

301,069 $

201,045 $

400,000 $

200,000 $ 2,375,000

$ 3,478,107

Transferor Notes  On February 6, 2014, Choice Properties repaid the outstanding balances of the Series 3 and 4 Notes totaling $440,000. 
This early repayment triggered the accelerated amortization of the associated debt premiums resulting in a gain of $3,342 (note 17).  

On April 21, 2014, Choice Properties entered into a Master Trust Indenture agreement with Computershare Trust Company of Canada. 
Supplemental indentures were created in order to facilitate the replacement of the Series 5 through Series 10 Transferor Notes, held by 
Loblaw. The new Series 5 through Series 10 senior unsecured debentures (“Replacement Debentures”) contain the same principal amounts, 
interest rates, and maturity dates as the original Transferor Notes that they replaced.  The remaining terms and conditions are substantially 
similar to the original notes.  

During the second quarter of 2014, Loblaw sold the Replacement Debentures to third-parties in two separate offerings.  Choice Properties 
incurred a finance charge of $52,253 from the accelerated amortization of the associated net debt discounts (note 17). 

The net finance charge from the Transferor Note transactions, for the year ended December 31, 2014, was $48,911 (note 17).  

During 2013, Choice Properties repaid all of Series 1 and 2 Transferor Notes totaling $600,000, plus $60,000 of Series 3 Transferor Note. 

Choice Properties REIT 2014 Annual Report 61

Note 12. Credit Facility

Choice Properties has a $500,000 senior unsecured committed revolving credit facility provided by a syndicate of lenders, which matures 
July 5, 2019. The credit facility bears interest at variable rates: Prime plus 0.45% or Bankers’ Acceptance rate plus 1.45%. Pricing is contingent 
on Choice Properties’ credit rating remaining at “BBB”.  

The credit facility contains certain financial covenants. As at December 31, 2014, the Trust was in compliance with all of its financial covenants 
(note 19).

(in thousands of Canadian dollars)

Credit facility

Debt placement costs - net of accumulated amortization of $677 (2013 - $nil)(i)

Credit facility

As at December 31,
2014
122,000

$

(1,813)

120,187

$

$

$

As at December 31,
2013
—

—

—

(i) 

During 2014, the Trust incurred debt placement costs of $315 to extend the term of the credit facility (2013 - incurred costs of $2,175 before amortization of $217).  Debt 
placement costs were included in accounts receivable and other assets (note 9) in 2013 when nil was drawn on the credit facility.

Note 13. Trade Payables and Other Liabilities 

(in thousands of Canadian dollars)

Trade accounts payable

Accrued liabilities

Accrued interest expense

Due to related party(i)

Unit-based compensation (note 15)

Distributions payable(ii)

Tenant deposits

Deferred revenue(iii)

Trade payables and other liabilities

Classified as:

Non-current

Current

As at December 31,
2014
2,735

$

As at December 31,
2013
2,934

$

37,989

30,717

259,473

2,286

4,835

1,622

50,360

390,017

1,020

388,997

390,017

$

$

$

19,005

12,231

126,717

825

4,746

1,590

43,409

211,457

379

211,078

211,457

$

$

$

(i) 

(ii) 
(iii) 

Includes distributions accruing on Exchangeable Units of $206,655 (2013 - $88,607) and Class C LP Units of $50,104 (2013 - $22,692) (note 23), interest payable on 
Transferor Notes of nil (2013 - $14,343), and other liabilities due to Loblaw of $2,714 (2013 - $1,075).
Includes $1,165 payable to Loblaw and $1,160 payable to GWL (December 31, 2013 - $1,165 and $1,089 respectively).
Includes $49,407 of rent from Loblaw received in advance (December 31, 2013 - $42,951). 

Choice Properties REIT 2014 Annual Report 62

Note 14. Unit Equity

Trust Units (authorized - unlimited) Each Unit represents a single vote at any meeting of Unitholders and entitles the Unitholder to receive 
a pro-rata share of all distributions. With certain restrictions, the Unitholders have the right to require Choice Properties to redeem its Units 
on demand. Upon receipt of the redemption notice by Choice Properties, all rights to and under the Units tendered for redemption shall be 
surrendered and the holder thereof shall be entitled to receive a price per unit as determined by a market formula and shall be paid in 
accordance with the conditions provided for in the Declaration of Trust. 

Exchangeable Units (authorized - unlimited) Exchangeable Units are economically equivalent to Units, receive distributions equal to the 
distributions paid on the Units and are exchangeable at the holder’s option to Units. 

Special Voting Units  Each Exchangeable Unit is accompanied by one Special Voting Unit which provides the holder thereof with a right to 
vote on matters respecting the Trust equal to the number of Units that may be obtained upon the exchange of the Exchangeable Units for 
which each Special Voting Unit is attached.

Units Outstanding

(in thousands of Canadian dollars)

Units, beginning of year

Issuance of Units under the Distribution Reinvestment Plan

Units issued under unit-based compensation arrangement

Units issued, net of costs

July 5, 2013

July 17, 2013

Units, end of year

As at December 31, 2014

As December 31, 2013

Units

87,614,229 $

1,522,472

118,309

Amount
832,415

15,682

1,240

Units

— $

114,229

—

—

—

—

—

81,500,000

6,000,000

89,255,010 $

849,337

87,614,229 $

Amount
—

1,148

—

774,267

57,000

832,415

Exchangeable Units, beginning of year

284,074,754 $

2,988,466

— $

—

Exchangeable Units issued

July 5, 2013

October 22, 2013

December 19, 2013

May 6, 2014

October 8, 2014

Fair value adjustment

Exchangeable Units, end of year

—

—

—

11,259,208

10,698,143

—

—

—

—

119,632

111,260

(12,142)

272,497,871

2,724,979

9,925,671

1,651,212

—

—

—

98,909

17,177

—

—

147,401

306,032,105 $

3,207,216

284,074,754 $

2,988,466

Total Units and Exchangeable Units, end of year

395,287,115

371,688,983

Distributions  Choice Properties’ Board of Trustees retains full discretion with respect to the timing and quantum of distributions, however 
the total income distributed will not be less than the amount necessary to ensure the Trust will not be liable to pay income taxes under Part I 
of the Income Tax Act for the year ended December 31, 2014.  The Trust declared distributions of $0.65 per unit per annum (December 31, 
2013 - $0.65).   During 2014, Choice Properties declared $248,754 in distributions, including non-cash distributions provided under the 
Distribution Reinvestment Plan (“DRIP”) and distributions to holders of Exchangeable Units, which are reported as interest expense (December 
31, 2013 - $116,518).  Distributions declared to Unitholders of record at the close of business on the last business day of a month are paid 
on or about the 15th day of the following month.

The holders of Exchangeable Units and Class C LP Units may elect to defer receipt of all or a portion of distributions declared by the Partnership 
until the first date following the end of the fiscal year. If the holder elects to defer, the Partnership will loan the holder the amount equal to the 
deferred distribution without interest, and the loan will be due and payable in full on the first business day following the end of the fiscal year 
the loan was advanced. Loblaw has elected to defer the distributions in full on both the Exchangeable Units and Class C LP Units. 

Distribution Reinvestment Plan  Choice Properties has a DRIP that allows Unitholders to use the monthly cash distributions paid on their 
existing units to purchase additional units directly from the Trust.  Unitholders who elect to participate in the DRIP receive a further distribution, 
payable in Units, equal in value to 3% of each cash distribution.  During the year ended December 31, 2014, Choice Properties issued 
1,522,472 Units under the DRIP (December 31, 2013 - 114,229). 

Choice Properties REIT 2014 Annual Report 63

Note 15. Unit-Based Compensation 

Choice Properties’ unit-based compensation expense recognized in general and administrative expenses was:

(in thousands of Canadian dollars)

Unit Option plan

Restricted Unit plan

Deferred Unit plan

Unit-based compensation expense

Fair value adjustments included in the above

$

$

$

2014
208

600

705

1,513

(591)

$

$

$

2013
295

195

335

825

17

As at December 31, 2014, the carrying value of total unit-based compensation was $2,286 (December 31, 2013 - $825) (note 13).

Unit Option Plan  Choice Properties maintains a Unit Option plan for certain employees. Under this plan, Choice Properties may grant Options 
totaling up to 4,075,000 Units.   The Unit Options vest in tranches over a period of four years. The following is a summary of Choice Properties’ 
Unit Option plan activity:

Number of awards

2014

Weighted average 
exercise price/unit

Number of awards

2013

Weighted average
exercise price/unit

Outstanding Unit Options, beginning of year

Granted

Cancelled

Exercised

Outstanding Unit Options, end of year

Unit Options exercisable, end of year

1,196,866

1,247,247

$

$

(643,294) $

(118,309) $

1,682,510

$

— $

10.04

10.80

10.35

10.05

10.48

—

— $

1,196,866

$

— $

— $

1,196,866

$

— $

—

10.04

—

—

10.04

—

The assumptions used to measure the fair value of the Unit Options under the Black-Scholes model (level 2) were as follows:

Expected average distribution yield

Expected average Unit price volatility

Average risk-free interest rate

Expected average life of options

As at December 31,
2014
6.20%

As at December 31,
2013
6.18%

14.22% - 18.87%

19.05% - 30.18%

1.04% - 1.35%

1.63% - 1.99%

2.5 to 5.4 Years

4.0 to 5.5 Years

Estimated forfeiture rates are incorporated into the measurement of the Unit Option expense. The forfeiture rate applied as at December 
31, 2014 was nil (December 31, 2013 - nil). 

Restricted Unit Plan   RUs entitle certain employees to receive the value of the RU award in cash or Units at the end of the applicable 
vesting period, which is usually three years in length. The RU plan provides for the crediting of additional RUs in respect of distributions 
paid on Units for the period when an RU is outstanding. The fair value of each RU granted is measured based on the market value of a 
Unit at the balance sheet date. 

Choice Properties REIT 2014 Annual Report 64

The following is a summary of Choice Properties’ Restricted Unit (“RU”) plan activity:

(Number of awards)

Outstanding Restricted Units, beginning of year

Granted

Reinvested

Cancelled

Outstanding Restricted Units, end of year

2014
108,746

100,523

10,804

(35,919)

184,154

2013
—

105,948

2,798

—

108,746

RUs vest over a period of three years.  There were no RUs vested as at December 31, 2014 (December 31, 2013 - nil).

Trustee Deferred Unit Plan  Members of the Choice Properties’ Board of Trustees, who are not management of Choice Properties, are 
required to receive a portion of their annual retainer in the form of DUs and may also elect to receive up to 100% of their remaining fees in 
DUs. Distributions paid earn fractional DUs, which are treated as additional awards. DUs vest upon grant.  The fair value of each DU 
granted is measured based on the market value of a Unit at the balance sheet date.  A summary of the Deferred Unit plan activity is as 
follows:

(Number of awards)

Outstanding Trustee Deferred Units, beginning of year

Granted

Reinvested

Outstanding Trustee Deferred Units, end of year

2014
31,936

64,150

3,144

99,230

2013
—

31,758

178

31,936

All the Deferred Units vest when issued, however, they cannot be exercised while Trustees are members of the Board.

Choice Properties REIT 2014 Annual Report 65

Note 16. Rental Revenue

Rental revenue is comprised of the following:

(in thousands of Canadian dollars)

Base rent

Property tax recoveries

Operating cost recoveries

Other revenue

Rental revenue

Loblaw
470,895 $

Ancillary(i)
44,009

$

$

122,530

19,101

1,152

13,026

10,318

1,892

$

613,678 $

69,245

$

(i) Ancillary income includes $1,484 received from leases to a subsidiary of GWL for the year ended December 31, 2014.

(in thousands of Canadian dollars)

Base rent

Property tax recoveries

Operating cost recoveries

Other revenue

Rental revenue

Loblaw
221,263

$

Ancillary(i)

21,809

$

57,765

7,474

151

5,969

3,887

189

$

286,653

31,854

$

2014
514,904

135,556

29,419

3,044

682,923

2013
243,072

63,734

11,361

340

318,507

(i) Ancillary income includes $46 received from leases to subsidiaries of GWL for the period ended December 31, 2013.

Choice Properties enters into long-term lease contracts with tenants for space in its properties. Initial lease terms are generally between 
three and  ten  years  for  commercial  units  and  longer  terms  for  grocery  anchor  stores.  Leases  generally  provide  for  the  tenant  to  pay 
Choice Properties base rent, with provisions for contractual increases in base rent over the term of the lease, plus operating cost and property 
tax recoveries.  Many of the leases with Loblaw are for stand-alone retail sites.  Loblaw is directly responsible for the operating costs on such 
sites.

Future base rent revenue for the years ended December 31 is as follows:

(in thousands of Canadian dollars)

2015

2016

2017

2018

2019

Thereafter

Total

$

$

496,153

494,017

493,382

493,380

498,162

4,069,972

6,545,066

Choice Properties REIT 2014 Annual Report 66

Note 17. Net Interest Expense and Other Financing Charges

(in thousands of Canadian dollars)

Transferor Notes(i)

Distributions on Class C LP Units(i)

Senior Unsecured Debentures

Interest on mortgage

Interest on credit facility

Effective interest rate amortization of debt discounts and premiums(ii)

Effective interest rate amortization of debt placement costs

Distributions on Exchangeable Units(i)

Interest income

Capitalized interest

Net interest expense and other financing charges

2014
18,271

46,250

72,433

49

2,965

48,891

1,127

191,267

381,253

(433)

380,820

(166)

380,654

$

$

$

$

2013
31,128

22,692

11,846

—

741

678

417

88,607

156,109

(324)

155,785

—

155,785

$

$

$

$

(i) 
(ii) 

Related party amounts.
Includes a finance charge of $48,911 for the year ended December 31, 2014, related to the accelerated amortization of net debt discounts on Transferor Note transactions 
(note 11).

Note 18. Employee Costs

The following amounts were expensed in relation to Choice Properties’ employees:

(in thousands of Canadian dollars)

Salaries, wages and benefits, net

Post-employment benefits

Unit-based compensation

Employee costs

Note 19. Capital Management 

$

$

2014
9,969

238

808

11,015

$

$

2013
3,684

64

490

4,238

In order to maintain or adjust its capital structure, Choice Properties may increase or decrease the amount of distributions paid to Unitholders, 
issue new Units and debt, or repay debt. Choice Properties manages its capital structure with the objective of:

complying with the guidelines set out in its Declaration of Trust;
complying with debt covenants;

• 
• 
•  maintaining credit rating metrics consistent with those of investment grade REITs;
• 
•  maintaining financial capacity and flexibility through access to capital to support future development; and 
•  minimizing its cost of capital while taking into consideration current and future industry, market and economic risks and conditions.

ensuring sufficient liquidity is available to support its financial obligations and to execute its operating and strategic plans;

On September 3, 2013, Choice Properties filed a Prospectus allowing for the issuance, from time to time, of Units and debt securities, or any 
combination thereof, having an aggregate offering price of up to $2 billion. This document is valid for a 25-month period. On February 6, 2014, 
Choice Properties issued $450,000 of debt securities under the Prospectus.   

Choice Properties has certain key covenants in its debentures, and committed credit facility. The key financial covenants include debt service 
ratios and leverage ratios, as defined in the respective agreements. These ratios are measured by the Trust on an ongoing basis to ensure 
compliance with the agreements.  Choice Properties was in compliance with each of the key financial covenants under these agreements as 
at December 31, 2014 and December 31, 2013.

Choice Properties REIT 2014 Annual Report 67

Note 20. Fair Value Measurements    

The following table provides a comparison of the carrying and fair values for each classification of assets and liabilities, measured at their 
fair value:

(in thousands of Canadian dollars)
Assets designated as fair value through profit or loss:

Cash and cash equivalents

Loans and receivables (amortized cost):

Accounts receivable (note 9)

Notes receivable (note 10)

As at
December 31, 2014
Total
fair
value

Total
carrying
amount

As at
December 31, 2013
Total
fair
value

Total
carrying
amount

$

1,332

$

1,332

$

51,405

$

51,405

3,419

259,368

3,419

259,368

3,717

92,057

3,717

92,057

Assets elected to be classified as fair value through profit or loss:

Investment properties (note 7)

Total measured assets

7,905,978

7,905,978

7,287,759

7,287,759

$ 8,170,097

$ 8,170,097

$ 7,434,938

$ 7,434,938

(in thousands of Canadian dollars)
Liabilities required to be classified as fair value through profit or loss:

Exchangeable Units (note 14)

Unit-based compensation (note 13)

Other liabilities (amortized cost):

Trade payables and other liabilities(i) (note 13)

Credit facility (note 12)

Long term debt and Class C LP Units (note 11)

Total measured liabilities

(i) Excluding unit-based compensation liabilities.

As at
December 31, 2014
Total
fair
value

Total
carrying
amount

As at
December 31, 2013
Total
fair
value

Total
carrying
amount

$ 3,207,216

$ 3,207,216

$ 2,988,466

$ 2,988,466

2,286

2,286

825

825

387,731

120,187

387,731

122,000

210,632

210,632

—

—

3,436,621

3,582,560

3,376,167

3,358,935

$ 7,154,041

$ 7,301,793

$ 6,576,090

$ 6,558,858

Choice Properties REIT 2014 Annual Report 68

The following table presents the fair value hierarchy of the assets and liabilities measured above:

(in thousands of Canadian dollars)

Level 1

Assets

Designated as fair value through profit or loss

Liabilities

Classified as fair value through profit or loss

Level 2

Assets

Designated as fair value through profit or loss

Loans and receivables (amortized cost)

Liabilities

Classified as fair value through profit or loss

Other financial liabilities (amortized cost)

Level 3

Assets

As at
December 31, 2014

As at
December 31, 2013

$

$

1,332

$

4,424

3,207,216

2,988,466

— $

262,787

2,286

4,092,291

46,981

95,774

825

3,569,567

Classified as fair value through profit or loss

$

7,905,978

$

7,287,759

There were no transfers between levels of the fair value hierarchy during the periods.

Note 21. Financial Risk Management 

As a result of holding and issuing financial instruments, Choice Properties is exposed to credit risk, market risk and financial risk. The following 
is a description of those risks and how the exposures are managed: 

Credit Risk  Choice Properties is exposed to credit risk resulting from the possibility that counterparties could default on their financial 
obligations to Choice Properties. Exposure to credit risk relates to rent receivables, cash and cash equivalents, short term investments,  
security deposits and notes receivable.  

Choice Properties mitigates the risk of credit loss related to rent receivables by evaluating the creditworthiness of new tenants, obtaining 
security deposits wherever permitted by legislation, ensuring its tenant mix is diversified and by limiting its exposure to any one tenant (except 
Loblaw).  Choice Properties establishes an allowance for doubtful accounts that represents the estimated losses with respect to rent receivables.  
The allowance is determined on a tenant-by-tenant basis based on the specific factors related to the tenant.   

The risk related to cash and cash equivalents, short term investments, security deposits and notes receivable is reduced by policies and 
guidelines that require Choice Properties to enter into transactions only with Canadian financial and government institutions that have a 
minimum short term rating of “A-2” and a long term credit rating of “A-“ from S&P or an equivalent credit rating from another recognized credit 
rating agency and by placing minimum and maximum limits for exposures to specific counterparties and instruments. 

Despite such mitigation efforts, if Choice Properties’ counterparties default, it could have a material adverse impact on Choice Properties’ 
financial condition or results of operations and its ability to make distributions to Unitholders. 

Market Risk  Choice Properties is exposed to market risk as a result of changes in factors such as interest rates and the market price of the 
Trust’s Units.

Interest Rate Risk  The majority of Choice Properties’ debt is financed at fixed rates with maturities staggered over 10 years, thereby mitigating 
the exposure to near term changes in interest rates.  To the extent that Choice Properties incurs variable rate indebtedness (such as under 
the credit facility), this will result in fluctuations in Choice Properties’ cost of borrowing as interest rates change.  If interest rates rise, Choice 
Properties’ operating results and financial condition could be materially adversely affected and decrease the amount of cash available for 
distribution to Unitholders.  

Choice Properties REIT 2014 Annual Report 69

Choice Properties analyzes its interest rate risk and the impact of rising and falling interest rates on operating results and financial condition 
on a regular basis. 

Borrowings under the credit facility are at variable rates which may result in fluctuations in Choice Properties’ cost of borrowing as interest 
rates change. To the extent that interest rates rise, Choice Properties’ operating results and financial condition could be materially adversely 
affected and decrease the amount of cash available for distribution to Unitholders. Choice Properties’ credit facility and the Debentures also 
contain covenants that require it to maintain certain financial ratios on a consolidated basis. If Choice Properties does not maintain such ratios, 
its ability to make distributions to Unitholders may be limited or suspended.  An increase of 1.0% per annum in the variable component of the 
credit facility interest rate would result in an increase to liabilities and a decrease in net income of $1,220.

Unit Price Risk  Choice Properties is exposed to unit price risk as a result of the issuance of Exchangeable Units, which are economically 
equivalent  to  and  exchangeable  for  units,  as  well  as  the  issuance  of  unit-based  compensation.    Exchangeable  Units  and  unit-based 
compensation liabilities are recorded at their fair value based on market trading prices.  Exchangeable Units and unit-based compensation 
negatively impact operating income when the unit price rises and positively impact operating income when the unit price declines.  An increase 
of $1.00 in the underlying price of Choice Properties’ Units would result in an increase to liabilities, and decrease in net income as follows:

• 
Exchangeable Units $306,032 (2013 - $284,075); and 
•  Unit-based compensation liabilities $566 (2013 - $173).

Liquidity Risk and Capital Availability Risk  Liquidity risk is the risk that Choice Properties cannot meet a demand for cash or fund its 
obligations as they come due. Although a portion of the cash flow generated by the investment properties is devoted to servicing such 
outstanding debt, there can be no assurance that Choice Properties will continue to generate sufficient cash flow from operations to meet 
interest payments and principal repayment obligations upon an applicable maturity date. If Choice Properties is unable to meet interest or 
principal repayment obligations, it could be required to renegotiate such payments or issue additional equity or debt or obtain other financing. 
The failure of Choice Properties to make or renegotiate interest or principal payments or issue additional equity or  debt or obtain other 
financing could materially adversely affect Choice Properties’ financial condition and results of operations and decrease or eliminate the 
amount of cash available for distribution to Unitholders. 

The real estate industry is highly capital intensive. Choice Properties requires access to capital to fund operating expenses, to maintain its 
properties, to fund its growth strategy and certain other capital expenditures from time to time, and to refinance indebtedness.  Although 
Choice Properties expects to have access to the credit facility, there can be no assurance that it will otherwise have access to sufficient capital 
or access to capital on favourable terms.  Further, in certain circumstances, Choice Properties may not be able to borrow funds due to limitations 
set forth in the Declaration of Trust and the trust indentures, as supplemented.  Failure by Choice Properties to access required capital could 
have a material adverse effect on its financial condition or results of operations and its ability to make distributions to Unitholders. 

Liquidity and capital availability risks are mitigated by maintaining appropriate levels of liquidity, by diversifying the Trust's sources of funding, 
by maintaining a well-diversified debt maturity profile and actively monitoring market conditions. 

Maturity Analysis  The undiscounted future principal and interest payments on Choice Properties’ debt instruments, and distribution and 
redemption payments on Class C LP Units are as follows:

(in thousands of Canadian dollars)

Senior unsecured debentures

$

2015
91,153 $

2016
386,653 $

2017
279,153 $

2018
476,153 $

2019

Thereafter
Total
261,937 $ 1,593,179 $ 3,088,228

Mortgage

Credit facility(i)

Class C LP Units

Total

1,189

—

46,250

1,189

—

46,250

1,090

—

46,250

—

—

—

122,000

—

—

3,468

122,000

46,250

46,250

1,319,808

1,551,058

$

138,592 $

434,092 $

326,493 $

522,403 $

430,187 $ 2,912,987 $ 4,764,754

(i) Excludes interest on the revolving credit facility at a floating interest rate.

Choice Properties REIT 2014 Annual Report 70

Note 22. Contingent Liabilities and Financial Guarantees

Choice Properties is involved in and potentially subject to various claims by third-parties arising from the normal course of conduct of its 
business including regulatory, property and environmental claims. In addition, Choice Properties is potentially subject to regular audits from 
federal and provincial tax authorities, and as a result of these audits may receive assessments and reassessments. Although such matters 
cannot be predicted with certainty, management currently considers Choice Properties’ exposure to such claims and litigation, to the extent 
not covered by Choice Properties’ insurance policies or otherwise provided for, not to be material to the consolidated financial statements, 
but they may have a material impact in future periods. 

Legal Proceedings  Choice Properties is potentially the subject of various legal proceedings and claims that arise in the ordinary course of 
business. The outcome of all these proceedings and claims is uncertain. Based on information currently available, any proceedings and claims, 
individually and in the aggregate, are not expected to have a material impact on Choice Properties. 

Guarantees  Choice Properties issues letters of credit to support performance guarantees related to its investment properties including 
maintenance and development obligations to municipal authorities. As at December 31, 2014, the aggregate gross potential liability related 
to these letters of credit totaled $23,226 (December 31, 2013 - $20,029).

Choice Properties’ credit facility and debentures are guaranteed by each of the General Partner, the Partnership and any other person that 
becomes a subsidiary of Choice Properties (with certain exceptions). In the case of default by the Trust, the Indenture Trustee will be entitled 
to seek redress from the Guarantors for the guaranteed obligations in the same manner and upon the same terms that it may seek to enforce 
the obligations of the Trust. These guarantees are intended to eliminate structural subordination, which would otherwise arise as a consequence 
of Choice Properties’ assets being primarily held in various subsidiaries of the Trust.

Commitments  Choice Properties has entered into contracts for development projects and has obligations for $7,304 of future payments 
($7,673 - December 31, 2013).

Note 23. Related Party Transactions

Choice Properties’ parent corporation is Loblaw, which held an 82.9% effective interest in the Trust through ownership of 21,500,000 Units and 
all of the Exchangeable Units as at December 31, 2014 (December 31, 2013 - 82.2% and 21,500,000 Units respectively). Loblaw’s controlling 
shareholder, GWL, held an approximate 46% ownership of Loblaw’s outstanding common shares and a 5.4% direct interest in Choice Properties, 
through ownership of 21,414,657 Units as at December 31, 2014 (December 31, 2013 - 5.4% and 20,107,810 Units respectively).  

Choice Properties’ policy is to conduct all transactions and settle all balances with related parties on market terms and conditions. 

Transactions and Agreements with Loblaw

Acquisitions  In 2014, Choice Properties acquired investment properties from Loblaw with a fair value of $409,717, excluding acquisition costs 
(note 6) and a 40% interest in land purchased from Loblaw through 500 LS Limited Partnership (note 8). 

Subsequent to the end of 2014, Choice Properties acquired two properties from Loblaw as described in note 24.  On January 9, 2015, Choice 
Properties acquired a 16-acre site in Barrie, Ontario from Loblaw for a purchase price of approximately  $11,500, excluding acquisition costs.  
The acquisition was funded through the issuance of 265,665 Exchangeable Units, which had a value of approximately $2,808 as at January 
9, 2015, an assumption of a $1,933 obligation, and paid the balance in cash.  The Exchangeable Units issued to Loblaw did not materially 
impact Loblaw's effective ownership percentage.  On January 30, 2015, Choice Properties acquired a 921,256 square foot warehouse in 
Pickering, Ontario from Loblaw for a purchase price of approximately $81,200, excluding acquisition costs.  This acquisition was funded entirely 
with cash.  

Dispositions  Total proceeds from disposition were $13,030 of which Choice Properties received $290 from Loblaw for the internal conveyance 
of gas bar assets related to the investment properties disposed in accordance with the agreement with the Competition Bureau (note 7).

Site Intensification Fee  Certain investment properties acquired from Loblaw include excess land with development potential.  No value was 
attributed to this land at the time of acquisition such that Choice Properties did not pay Loblaw for this excess land.  Choice Properties will 
compensate Loblaw with intensification fees, should Choice Properties pursue development, intensification or redevelopment of these properties.  
The payments to Loblaw will be calculated in accordance with a payment grid, set out in the strategic alliance agreement, that takes into account 
the region, market ranking and type of use for the property.

Choice Properties compensated Loblaw with intensification fees of $993 in connection with a retail development completed during 2014. 

Construction Fees  During 2014, Choice Properties paid $3,067 in construction fees to Loblaw for the development of specific properties.

Choice Properties REIT 2014 Annual Report 71

Strategic Alliance Agreement  The Strategic Alliance Agreement creates a series of rights and obligations between Choice Properties and 
Loblaw intended to establish a preferential and mutually beneficial business and operating relationship.  Its initial term is for ten-years from the 
IPO, and will continue until the earlier of 20 years from the IPO and the date, if any, on which Loblaw ceases to own a majority interest, on a 
fully-diluted  basis  in  the  Trust.    The  Strategic Alliance Agreement  provides  Choice  Properties  with  important  rights  that  are  expected  to 
meaningfully contribute to the Trust’s growth. 

Services Agreement  Loblaw provides Choice Properties with administrative and other support services.  The fee for these services was 
$6,400 for the period from July 2013 to June 2014.  The Service Agreement was renewed until December 31, 2015 at a revised annual rate 
of $3,141. The service agreement expense decreased to reflect the functions that the Trust assumed directly as a result of internalization of 
the leasing and property management functions. 

On July 5, 2013, Choice Properties and Loblaw entered into a second services agreement with a one year term.  This agreement provided 
Loblaw with administration and support services, such as leasing, analysis, valuation and development, on an as needed basis for a fee of 
$700.

Property Management Agreement  Subsequent to the end of 2014, on January 1, 2015, Choice Properties agreed to manage Loblaw’s third-
party properties on a fee for service basis. 

Distributions on LP Units and Notes Receivable  Loblaw holds all of the Exchangeable Units and Class C LP Units Issued by the Partnership. 
Loblaw has elected to defer receipt of all distributions from the Partnership until the first day following the end of the fiscal year. Distributions 
declared and accrued on the last business day of a month become payable on or about the 15th day of the following month. On this day in lieu 
of paying distributions, the Partnership loans the holder an amount equal to the deferred distribution without interest, and the loan is due and 
payable in full on the first business day following the end of the fiscal year the loan was advanced.  As at December 31, 2014, distributions 
totaling $237,517 were declared and accrued, and a note receivable of $236,328 was outstanding from Loblaw (December 31, 2013 - $111,299 
and $92,057 respectively).  On the first business day of 2015, distributions payable for Exchangeable Units of $190,078 and Class C LP Units 
of $46,250 were paid and the notes receivable from Loblaw were cancelled (January 2014 - paid $73,219 and $18,838, respectively, and the 
notes receivable from Loblaw were cancelled).

Trust Unit Distributions  During the year, Choice Properties declared distributions of $13,975 on the Units held by Loblaw (2013 - $6,857).

Transaction Summary as Reflected in the Consolidated Financial Statements Loblaw is also Choice Properties’ largest tenant, representing 
approximately 91.4% of Choice Properties’ annual base rent and 88.4% of its GLA as at December 31, 2014 (December 31, 2013 - 91.0% and 
88.5% respectively).  Transactions with Loblaw recorded in the statements of net income were comprised as follows:

(in thousands of Canadian dollars)

Rental revenue(i) (note 16)

Net services agreements expense (note 25)

Office rent expense

Interest expense and other financing charges (note 17)

(i)       Includes $450 lease surrender revenue from the dispositions (note 7).

The net balance due to Loblaw was as follows:

(in thousands of Canadian dollars)

Accounts receivable and other assets (note 9)

Notes receivable (note 10)

Long term debt and Class C LP Units (note 11) (i)

Accounts payable and other liabilities (note 13)

Net due to Loblaw

2014

613,678

4,421

107

255,788

$

$

$

$

2013

286,653

2,850

54

142,427

$

$

$

$

As at December 31,
2014

As at December 31,
2013

$

$

—

$

236,328

(925,000)

(310,045)

1,334

92,057

(2,865,000)

(170,833)

(998,717)

$

(2,942,442)

(i)       As outlined in note 11, Choice Properties repaid $440,000 of related party debt on February 6, 2014.  Also, on April 21, 2014 and May 12, 2014, Loblaw sold related party 

debt totaling $500,000 and $1,000,000, respectively. As at December 31, 2014, only Class C LP Units remained outstanding with Loblaw. 

Choice Properties REIT 2014 Annual Report 72

Transactions with GWL and Other Related Parties

Joint Venture  On December 9, 2014, Choice Properties and its joint venture partner, Wittington, completed the acquisition of 500 Lake Shore 
in Toronto, Ontario for $15,576 from Loblaw (note 8).  Wittington is the development and construction manager for the commercial space.  
Wittington’s parent company is Wittington Investments, Limited, which holds a 63% interest in GWL.

Operating Lease Choice Properties also entered into a ten-year lease at market rates for office space with GWL’s parent company that 
commenced in 2014.  Lease payments will total $2,664 over the life of the lease.  Although the lease payments to the related party in 2014 
were nil, as a result of the free rent periods included in the lease, net income was reduced by straight-line rent expense.

Trust Unit Distributions  During the year, Choice Properties declared distributions of $13,526 on the Units held by GWL (2013 - $6,384).  
GWL participates in the DRIP.   During the year, the Trust issued 1,306,847 Units to GWL under the DRIP (December 31, 2013 - 107,810 
beginning with the first issuance of Units on December 16, 2013) (note 14). 

Transaction Summary as Reflected in the Consolidated Financial Statements  Transactions with GWL recorded in the statements of  
income were comprised as follows:

(in thousands of Canadian dollars)

Rental revenue(i) (note 16)

Office rent expense

The balance due to GWL was as follows:

(in thousands of Canadian dollars)

Accounts payable and other liabilities (note 13)

Due to GWL

Transactions with Key Personnel  

$

$

2014

1,484

109

$

$

2013

46

—

As at December 31,
2014

As at December 31,
2013

$

(1,160)

(1,160)

$

(1,089)

(1,089)

Choice Properties’ key personnel are comprised of Trustees and certain members of the executive team of Choice Properties.  Compensation 
of key personnel was as follows:

(in thousands of Canadian dollars)

Salaries, trustee fees, incentives and short-term employee benefits

Unit-based compensation

Compensation of key personnel

$

$

2014
4,157

1,359

5,516

$

$

2013
2,009

766

2,775

Choice Properties REIT 2014 Annual Report 73

Note 24. Subsequent Events

On January 1, 2015, Choice Properties agreed to manage Loblaw’s third-party properties on a fee for service basis (note 23).   

On January 9, 2015, Choice Properties acquired a 16-acre site in Barrie, Ontario from Loblaw for a purchase price of approximately  $11,500, 
excluding  acquisition  costs.    The  acquisition  was  funded  through  the  issuance  of  265,665  Exchangeable  Units,  which  had  a  value  of 
approximately $2,808 as at January 9, 2015, an assumption of a $1,933 obligation, and paid the balance in cash.  The Exchangeable Units 
issued to Loblaw did not materially impact Loblaw's effective ownership percentage.  Choice Properties intends to co-develop the property 
with PenEquity, which holds an adjacent 21-acre parcel of land, to construct an integrated retail centre that spans a total of 37 acres.  PenEquity 
and its subsidiaries are the development, construction and property managers of this development project. 

On January 30, 2015, Choice Properties entered into a co-ownership agreement, with PFC Fernbank Corp., a subsidiary of PenEquity and 
Phoenix Fernbank Inc. to acquire a nine-acre parcel of land in Kanata, Ontario for retail development.  Choice Properties recognized its 
proportionate share of the assets held jointly in the co-ownership, which is $2,025, or 50% of the $4,050 purchase price of the parcel of land.  
Choice Properties funded its partners’ collective 50% interest through a 5-year mezzanine loan of $2,025 at a rate of 8% per annum.  PenEquity 
is the development, construction and property manager of this development project. 

On January 30, 2015, Choice Properties completed the acquisition of a warehouse from Loblaw for a purchase price of approximately $81,200, 
excluding acquisition costs.  This acquisition was entirely funded with cash. The warehouse is fully occupied by Loblaw as the single tenant. 

On February 5, 2015, Choice Properties issued $250,000 aggregate principal amount of Series E senior unsecured debentures.  These 
debentures bear interest at a rate of 2.297% per annum and mature on September 14, 2020.  The net proceeds were used by the Trust to 
repay existing indebtedness and for general business purposes.  The offering was made under Choice Properties’ Prospectus dated September 
3, 2013 (note 19).

On February 19, 2015, Choice Properties acquired a 54,569 square foot shopping centre in Porter’s Lake, Nova Scotia from a third-party, for 
a purchase price of $5,200, excluding acquisition costs.  The shopping centre is currently 85% occupied by 20 tenants, including a number 
of national retailers, with lease maturities ranging from 2015 to 2022.  The shopping centre is anchored by the 47,000 square foot grocery 
store on an adjacent property that Choice Properties owns.

Choice Properties REIT 2014 Annual Report 74

Note 25. Supplementary Information 

Property Operating Costs

(in thousands of Canadian dollars)

Property taxes

Recoverable operating costs

Non-recoverable operating costs

Property operating costs

General and Administrative Expenses

(in thousands of Canadian dollars)

Salaries, benefits and employee costs

Investor relations and other public entity costs

Professional fees

Other

Services Agreement with related party(i)

Total general and administrative expenses

Less: Salaries capitalized

Less: Legal costs capitalized to acquisitions

Less: Services Agreement charged to related parties(i)

General and administrative expenses

(i)  Net services agreement with related party is $4,421 (2013 - $2,850).

Change in Non-Cash Operating Working Capital

$

$

$

$

2014
139,651

30,141

2,758

172,550

$

$

2014
12,567

2,162

1,713

3,310

4,771

24,523

(658)

(200)

(350)

$

23,315

$

(in thousands of Canadian dollars)

Net change in Accounts receivable and other assets

$

Less: Fixtures and equipment

Less: Credit facility finance fees

Add back: Amounts from acquired properties (note 6)

Net change in Trades payable and other liabilities

Less: Distributions payable

Less: Unit-based compensation

Less: Net change to accrued interest

Less: Amounts from acquired properties (note 6)

Change in non-cash working capital

$

2014
(3,009)

3,909

(1,958)

211

178,560

(89)

(1,461)

(149,603)

(2,193)

$

24,367

$

2013
65,821

12,731

1,204

79,756

2013
4,766

892

3,077

649

3,200

12,584

—

—

(350)

12,234

2013
(16,521)

2,399

1,958

63,580

211,457

(4,746)

(825)

(137,873)

(41,188)

78,241

Choice Properties REIT 2014 Annual Report 75

 
Supplemental Disclosure of Non-cash Operating, Investing and Financing Activities

(in thousands of Canadian dollars)

2014

Value of Units issued under distribution reinvestment plan (note 14)

$

15,682

$

Value of Units issued under unit-based compensation plan

De-recognition of Transferor Notes (note 11)

Recognition of senior unsecured debentures (note 11)

Debt assumed on acquisition of investment properties (note 6)

Issuance of Class A LP Notes (note 5)

Transferor Notes, net of fair value adjustment (note 5)

Issuance of Exchangeable Units (note 14)

Class C LP Units, net of fair value adjustment (note 5)

Issuance of Trust Units (note 5)

Recoverable Capital Improvements

(in thousands of Canadian dollars)

Balance yet to be recovered, beginning of the year

Add:  Recoverable expenditures during the year (note 7)

Less:  Recoverable during the year

Balance yet to be recovered, end of the year

2013

1,148

—

—

—

—

544,821

2,561,976

2,841,065

876,263

215,000

52

(1,500,000)

1,500,000

3,603

—

—

230,892

—

—

$

$

$

2014
8,430

26,805

(981)

34,254

$

2013
—

8,451

(21)

8,430

Choice Properties REIT 2014 Annual Report 76

Glossary of Terms

Term

Definition

Adjusted Funds
from  Operations

Funds from Operations adjusted for non-cash income and
expense items such as amortization of straight-line rents,
unit-based compensation expenses, and finance charges.
Also, includes a reduction for normalized productive
capacity maintenance expenditures and leasing capital
expenditures (see Section 18, “Non-GAAP Financial
Measures”, of Management’s Discussion and Analysis).

Term

Funds From
Operations

Definition

Net income adjusted for items that do not arise from
operating activities, such as fair value adjustments,
depreciation and amortization, and adjustments for non-
controlling interests, as defined by the Real Property
Association of Canada White Paper on Funds from
Operations for IFRS issued in April 2014 (see Section 19,
“Non-GAAP Financial Measures”, of Management’s
Discussion and Analysis).

Adjusted Funds
from Operations
Payout Ratio

Distribution declared per unit, divided by Adjusted Funds
from Operations per unit diluted (see Section 19, “Non-
GAAP Financial Measures”, of Management’s Discussion
and Analysis).

Funds From
Operations Payout
Ratio

Distribution declared per unit divided by the Funds from
Operations per unit diluted (see Section 18, “Non-GAAP
Financial Measures”, of the Management’s Discussion
and Analysis).

Debt to Total Assets Debt divided by total assets.  Debt includes Class C LP 
Units but excludes Exchangeable Units.  This ratio is a 
non-GAAP financial measure calculated based on the 
trust indentures, as supplemented.

Net Operating
Income

Rental revenue less straight-line rental revenue and
property operating costs (see Section 18, “Non-GAAP
Financial Measures”, of Management’s Discussion and
Analysis).

Same Properties

The same properties owned by Choice Properties during
the current period and the comparative period, including
any re-development of the same properties.

Debt Service
Coverage

Debt to EBITDAFV

Earnings Before Interest, Taxes, Depreciation,
Amortization, and Fair Value adjustments divided by
interest expense on long-term debt and distributions on
Class C LP Units and all regularly scheduled principal
payments made with respect to indebtedness during such
period (other than any balloon, bullet or similar principal
payable at maturity or which repays such indebtedness in
full).  This ratio is a non-GAAP financial measure
calculated based on the trust indentures, as
supplemented.

Debt divided by Earnings Before Interest, Taxes,
Depreciation, Amortization, and Fair Value adjustments.
Debt includes Class C LP Units but excludes
Exchangeable Units.

Earnings Before
Interest, Taxes,
Depreciation,
Amortization and
Fair Value

Net income plus, where applicable, income taxes, interest
expense, amortization expense, depreciation expense,
and fair value adjustments (see Section 18, “Non-GAAP
Financial Measures”, of Management’s Discussion and
Analysis).

Choice Properties REIT 2014 Annual Report 77

Corporate Information

Corporate Profile
Choice Properties Real Estate Investment Trust is an owner, manager and developer of well-located commercial real estate across Canada. 
Choice Properties’ portfolio spans approximately 39.9 million square feet of gross leasable area and consists of 475 properties primarily 
focused on supermarket-anchored shopping centres, stand-alone supermarkets and other retail properties. Choice Properties’ strategy is to 
create value by enhancing and optimizing its property portfolio, which was built over thirty years by Loblaw, the Trust’s principal tenant, and 
largest Unitholder. Choice Properties’ strong alliance with Loblaw positions it well for future growth.

Conference Call and Webcast
Senior management will host a conference call to discuss the results on February 25, 2015 at 10:00AM (ET).  To access via teleconference, 
please dial (647) 427-7450.  A playback will be made available two hours after the event at (416) 849-0833, access code: 61460503.  To 
access the conference call via webcast, a link is available at www.choicereit.ca in the “Events and Webcast” section under “News and Events”.

Head Office
Choice Properties Real Estate Investment Trust
22 St. Clair Avenue East, Suite 500
Toronto, Ontario M4T 2S5
Tel: 416-960-6990 
Toll free:1-855-322-2122
Fax: 905-861-2326

Stock Exchange Listing and Symbol
The Trust’s Units are listed on the Toronto Stock Exchange and 
trade under the symbol “CHP.UN”

Distribution Policy 
Choice Properties’ Board retains full discretion with respect to the 
timing and quantum of distributions.  Declared distributions are paid 
to Unitholders of record at the close of business on the last 
business day of a month on or about the 15th day of the following 
month. 

Independent Auditors
KPMG LLP
Chartered Professional Accountants
Toronto, Canada

Registrar and Transfer Agent
Canadian Stock Transfer Company Inc.
P.O. Box 700, Station B
Montreal, QC, H3B 3K3
Tel: (416) 682-3860 
Toll free: 1-800-387-0825 (Canada and US) 
Fax: 1 (888) 249-6189 
E-Mail: inquiries@canstockta.com 
Website: www.canstockta.com

Investor Relations
Tel: 416-960-6990 
Toll free: 1-855-322-2122
Email: investor@choicereit.ca
Website: www.choicereit.ca

Additional financial information has been filed electronically with 
various securities regulators in Canada through the System for 
Electronic Document Analysis and Retrieval (SEDAR), 
www.sedar.com.  Choice Properties holds a conference call shortly 
following the release of its quarterly results.  These calls are 
archived in the Investor Relations section of the Trust’s website, 
www.choicereit.ca 

Trustees
Galen G. Weston
Executive Chairman and President, Loblaw

Christie J.B. Clark2
Corporate Director

John Morrison
President and Chief Executive Officer, 
Choice Properties REIT

Graeme Eadie1
Senior Vice President, Head of Real Estate 
Investments for Canada Pension Plan 
Investment Board

Kerry D. Adams1,2
President, K. Adams & Associates Limited

Michelle Felman2
Corporate Director

1  Audit Committee.
2  Governance, Compensation and Nominating Committee.

Michael P. Kitt1,2
Executive Vice President, Canada for 
Oxford Properties Group

Daniel F. Sullivan2
Corporate Director

Paul R. Weiss1
Corporate Director

Ce rapport est disponible en français. 

Choice Properties REIT 2014 Annual Report 78

Ce rapport est disponible en français.

www.choicereit.ca