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Cleveland-Cliffs
Annual Report 2004

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FY2004 Annual Report · Cleveland-Cliffs
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 Cleveland-Cliffs Inc

1100 Superior Avenue

 Cleveland, OH 44114-2589

 www.cleveland-cliffs.com

 Cleveland-Cliffs

2004 Annual Report

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Company Profile

Cleveland-Cliffs Inc, headquartered in Cleveland, Ohio, is the largest producer of iron 
ore pellets in North America and sells the majority of its pellets to integrated steel 
companies in the United States and Canada. The Company operates six iron 
ore mines located in Michigan, Minnesota and Eastern Canada.

Cliffs is in its 158th year of service to the steel industry.

CORE VALUES

SAFE PRODUCTION 
record production with: lack of injuries...good housekeeping and 
orderly work areas...well-maintained equipment...proper training 
and procedures...looking out for and correcting each other...
safe conditions and behavior...Sentinel of Safety qualifi cation

CUSTOMER FOCUS 
listening to the customer...being responsive and on time...meeting 
quality expectations...helping the customer succeed 

CREATING ECONOMIC VALUE 
doing the right things right the fi rst time...elimination of waste and 
ineffi ciency...breakthroughs in productivity and technology

BIAS FOR ACTION 
getting things done...reduced red tape..."barrierless"...call anybody 
you want...management by fact....plan the work, work the plan 

TRUST, RESPECT AND OPEN COMMUNICATION 
open access to information...constructive confl ict...delegation to the 
appropriate level...toleration of failure in pursuit of business success...
encouraging and accepting different views...feeling an obligation to 
explain your actions to those affected...gender and racial diversity 

GROUP AND INDIVIDUAL ACCOUNTABILITY 
behaving in line with our core values...being responsible for our 
actions...providing plans/standards/expectations...holding yourself 
and/or the group to a high standard of performance...walk the talk 

INTEGRITY 
doing what you say you are going to do...no hidden agendas...doing 
the right thing...being truthful...zero tolerance...not walking away 
from a situation...being credible 

TEAMWORK 
actively involve others in decision-making...know when to take a 
leadership role and when to be an active member...recognize the 
value of teamwork and the synergy it creates 

RECOGNIZE AND REWARD ACHIEVEMENT 
celebrating successes...stress training and development...an effective 
appraisal of performance...expressing a simple thank you 

ENVIRONMENTAL STEWARDSHIP 
going beyond compliance...being socially responsible...
anticipating and addressing potential impacts before they occur...
personal accountability...operating to preserve the environment 
for future generations

OFFICERS

Years With 

Company   

John S. Brinzo, 63

Chairman, President and Chief Executive Offi cer

David H. Gunning, 62

Vice Chairman

William R. Calfee, 58

Executive Vice President-Commercial

Donald J. Gallagher, 52

Senior Vice President, 

Chief Financial Offi cer and Treasurer

Randy L. Kummer, 48

Senior Vice President-Human Resources

James A. Trethewey, 60

Senior Vice President-Business Development

Dana W. Byrne, 54

Vice President-Public Affairs

Robert J. Leroux, 54

Vice President and Controller

 17* 

John N. Tuomi, 55

Acting Vice President–Operations

George W. Hawk, Jr., 48

General Counsel and Secretary

*Adjusted for prior years of service

OPERATING UNIT MANAGEMENT

Carl G. Consalus, 64

General Manager, Wabush Mines

Fred P. Drew, 53

President, Cliffs International Management Company, LLC

Michael P. Mlinar, 51

General Manager, Hibbing Taconite Mine 

and United Taconite Mine

Donald R. Prahl, 58

General Manager, Northshore Mine

Todd D. Roth, 38

Site Manager, United Taconite Mine

Clifford T. Smith, 45

General Manager, Cliffs Michigan Mines

35 

  4 

32 

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29 

  2 

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27 

  2 

  9 

  1 

Cleveland-Cliffs Inc

DIRECTORS

Director

Since 

1997 

John S. Brinzo (6)

Chairman, President and Chief Executive Offi cer 

of the Company

1996 

Ronald C. Cambre (2,4,6)

Former Chairman and Chief Executive Offi cer

Newmont Mining Corporation

International mining company

1999 

Ranko Cucuz (2,4,5)

Former Chairman and Chief Executive Offi cer

Hayes Lemmerz International, Inc.

International supplier of wheels to the auto industry

2001 

David H. Gunning (6)

Vice Chairman of the Company

1986 

James D. Ireland, III (1,3,5,6)

Managing Director

Capital One Partners, Inc.

Private equity investment fi rm

1996 

Francis R. McAllister (2,3,6)

Chairman and Chief Executive Offi cer

Stillwater Mining Company

Palladium and platinum producer

1995 

John C. Morley (1,4,6)

President/Evergreen Ventures Ltd., LLC. 

a family offi ce, and Retired President and 

Chief Executive Offi cer

Reliance Electric Company

Major industrial manufacturer

1991 

Stephen B. Oresman (1,3,6)

President, Saltash Ltd.

Management consultants

Former Chief Executive Offi cer

Technology Solutions Company

Systems integration and business consulting fi rm

2002 

Roger Phillips (2,4,5)

Former President and Chief Executive Offi cer

IPSCO Inc.

International steel-producing company

2002 

Richard K. Riederer (1,3,5)

Former President and Chief Executive Offi cer

Weirton Steel Corporation

Steel-producing company

1991 

Alan Schwartz (2,4)

Professor, Yale Law School and 

Yale School of Management

  COMMITTEES:

(1) Audit 

(2) Board Affairs 

(4) Finance

(5) Labor

(3) Compensation and Organization 

(6) Strategic Advisory

INVESTOR AND CORPORATE INFORMATION

Annual Meeting

  Date:  May 10, 2005

Time:  11:30 a.m. Eastern

Place:  Forum Conference Center

1375 East 9th Street

Cleveland, Ohio 

Corporate Offi ce

Cleveland-Cliffs Inc

1100 Superior Avenue

Cleveland, OH 44114-2589

Telephone: 216.694.5700

Fax: 216.694.4880 

listed on the Chicago Stock Exchange. 

Transfer Agent and Registrar

EquiServe Trust Company, N.A.

P.O. Box 43069

Providence, RI 02940-3069

Telephone: 800.446.2617 

Produced by Clear Perspective Group

©2005 Cleveland-Cliffs Inc

Stock Exchange Information

Cliffs on the Internet

The  principal  market  for  Cleveland-Cliffs  Inc  common  shares  (ticker 

Cliffs’  website–www.cleveland-cliffs.com–has  current  information  about 

symbol  CLF)  is  the  New  York  Stock  Exchange.  The  shares  are  also 

Cliffs, including news releases and fi lings with the Securities and Ex-

change Commission (SEC). Quarterly conference calls are broadcast 

live on the website and archived for 30 days. Visitors to the website can 

register to receive e-mail alerts of Company news releases. 

Additional Information

Cliffs’  Annual  Report  to  the  SEC  (Form  10-K)  and  proxy  statement 

are  available  on  Cliffs’  website.  Copies  of  these  reports  and  other 

Company publications also may be obtained by sending requests to 

Investor Relations, at the corporate offi ce, or telephone 800.214.0739 

or 216.694.5459. E-mail: ir@cleveland-cliffs.com 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Comparative Highlights

FINANCIAL (In Millions, Except Per-Share Amounts) 

Revenues From Iron Ore Sales and Services 
Sales Margin (Loss) 

Income (Loss) From Continuing Operations 
Gain From Discontinued Operation 
Extraordinary Gain 
Preferred Stock Dividends 

Net Income (Loss) Attributable to Common Shares: 
   Amount 
   Per Diluted Share 
Cash Dividends Paid per Common Share 

AT DECEMBER 31: 
Cash and Cash Equivalents 
Marketable Securities (Short-Term) 
Debt 
Preferred Stock 
Shareholders’ Equity 

Per Common Share: 
   Book Value* 
   Market Value 

IRON ORE SALES AND PRODUCTION (Millions of Gross Tons) 
  CLIFFS’ SALES 
  PRODUCTION AT CLIFFS’ MINES: 

  Cliffs’ Share 
  Partners’ Share 
  Total Production 

*Assuming conversion of Preferred Stock

2004

$1,206.7 
149.9 

320.5 
3.1 

(5.3) 

318.3 
11.80 
0.10 

$  216.9 
182.7 

172.5 
424.0 

22.02 
51.93 

22.6 

21.7 
12.7 
34.4 

2003

$ 825.1
(9.9)

(34.9)

2.2

(32.7)
(1.60)

$  67.8

25.0

228.1

10.87
25.48

19.2

18.1
12.2
30.3

Revenues From Product Sales and Services

Income (Loss) From Continuing Operations

Net Income (Loss) Per Common Share (Diluted)

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2004

2003

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2001

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1

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Letter to Our Shareholders

T hrough  well-executed  sales  contracts, 

careful  management  of 
resources 
and  focus  on  our  strategic  plan,  our 
Company  was  well-positioned  to  seize  the 
signifi cant opportunities at hand during 2004, 
allowing  us  to  achieve  all-time  records  for 
sales and earnings. The year was remarkable 
for Cleveland-Cliffs in just about every way. It 
represented not only the culmination of several 
years of strategic repositioning—creating vastly 
improved  profi tability,  fi nancial  position,  and 
opportunities  for  growth—but  also  the  safest 
year  in  our  history,  a  milestone  of  which  we 
are extremely proud. Cleveland-Cliffs is today 
a revitalized organization poised for continued 
growth. We are excited about building on our 
solid  foundation,  and  have  the  management 
expertise and skilled workforce to maintain our 
momentum in 2005 and beyond. 

REALIZING OUR VISION

Since  implementation  of  our  repositioning 
strategy, our vision has been clear: to transform 
our Company from primarily a mine manager 
and  mineral  fee  holder  to  a  larger  merchant 
mining  company.  Our  mission:  to  increase 
ownership  in  our  managed  projects,  acquire 
additional  capacity  on  an  advantageous  cost 
basis, seek opportunities to enter international 
markets,  and  continue  to  invest  in  our  future. 
The ensuing years have validated our strategy.

Cliffs’ total managed annual capacity increased 
from  34.1  million  tons  at  the  end  of  2000  to 
37.7 million tons by year-end 2004 and, with 

recent  and  ongoing  capacity  expansions,  will 
increase to 38.7 million tons in the current year. 
Our  owned  share  of  that  capacity  has  more 
than  doubled  during  the  same  period  from 
11.4 million tons to 23.1 million tons, and will 
reach 24 million tons in 2005. Our projected 
2005  production  is  already  committed  under 
existing long-term sales contracts.

"TURNING ADVERSITY INTO OPPORTUNITY"
—CLF 2002 Annual Report

When challenged with the weakened economic 
environment  and  industry  restructuring  of  the 
recent  past,  our  organization  acted  decisively 
to turn adversity into opportunity, becoming a 
major consolidator in the North American iron 
ore  industry.  The  steel  company  bankruptcies 
in which we participated, and there were many, 
ultimately resulted in an improved circumstance 
for Cleveland-Cliffs. For example:

• In the cases of Rouge Steel (now Severstal North 
America) and WCI, not only were the contract 
terms  improved,  but  we  will  also  be  able  to 
recover 100 percent of the pre-petition claims 
as well as any outstanding debt that we were 
owed by the bankrupt companies.

•  In  the  case  of  Weirton  Steel,  the  contract 
pricing  was  improved  and  we  recovered 
most of the outstanding MABCO debt when 
this customer was acquired by International 
Steel Group (ISG).

2

 
"TURNING POINT"

 —CLF 2003 Annual Report

The  decision  to  acquire  bankrupt  iron  mining 
assets  at  what  were,  we  can  now  say  with 
the  benefi t  of  hindsight,  bargain  prices  has 
coincided perfectly with the consolidation of the 
North American steel industry and the explosive  
international growth of iron ore demand created 
by an expanding Chinese steel industry.

These dramatic changes in the industry over the 
past few years are refl ective of China’s robust 
demand for iron ore as its infrastructure buildout 
and  urbanization  trends  have  accelerated. 
With  back-to-back  increases  in  Chinese  steel 
production—21 percent in 2003 and 23 percent 
in  2004—China  has  been  the  predominant 
global  importer  of  iron  ore.  Overall  global 
steel  production  has  followed  suit,  with  seven 
percent  and  nine  percent  increases  in  2003 
and 2004, respectively. With worldwide iron ore 
demand exceeding supply, and the prospect of 
further  growth  in  demand  outstripping  near-
term  production  capacity  increases,  in  2004, 
the international benchmark price for iron ore 
pellets increased more than in any of the past 
10 years—over 20 percent—followed in 2005 
by an 86 percent increase.

The  benefi ts  of  our  repositioning  efforts  are 
being  realized  in  sharply  improved  fi nancial 
results.  The  pricing  strength  in  our  contracts 
enabled us to record 2004 sales and services 
revenues of $1.2 billion. Year over year, sales 
volume was up 18 percent and price realization 
was up 24 percent from 2003. Sales margins 

John S. Brinzo
Chairman, President and 
Chief Executive Offi cer

• The amazing story of ISG, which arose from 
the ashes of the LTV Steel bankruptcy, is now 
legendary and is central to Cliffs’ recovery.

By 2003, we had reached a turning point from 
our  Company’s  repositioning,  and  by  2004 
had rebuilt our commercial base via entry into 
new  long-term  contracts  at  more  favorable 
pricing—with  steel  company  partners  and 
customers that are fi nancially far stronger than 
their predecessors had been for a generation. 
Essentially  every  contract  that  we  have  today 
was fi nalized, improved, or negotiated anew in 
the past four years.

3

 
Letter to Our Shareholders

improved  dramatically  during  the  year  to 
$149.9  million,  translating  to  a  record  $6.63 
per  ton  even  though  mine  operating  costs 
increased as a result of higher energy, supply, 
and  royalty  escalation.  The  $166.3  million 
improvement  realized  in  operating  income, 
combined with gains on the sale of our directly 
held  ISG  stock  and  the  reversal  of  a  $113.8 
million  tax  valuation  allowance,  produced 
fully  diluted  earnings  per  share  of  $11.80  in 
2004 compared with a loss of $1.60 per share 
recorded in the preceding year.

to  report 

We  are  pleased 
that  we  are 
experiencing ongoing effi ciency improvements. 
Unit  labor  productivity—up  25  percent  over 
the past four years—helped to offset other cost 
increases. Additionally, we continued to make 
excellent progress toward achieving our goal to 
reduce our accident frequency index. Testifying 
to the individual effort being put forth by each 
of our employees and associates, we recorded 
our safest year ever. Cliffs’ companywide index 
of 2.4 compared with 2.7 in 2003, and 5.8 fi ve 
years ago.

New  labor  agreements  were  reached  at  our 
North  American  facilities  during  the  year.  We 
successfully  achieved  contemporary  contracts 
that will mutually benefi t all the stakeholders in 
the  mines  we  operate.  These  agreements  will 
allow Cliffs to remain competitive and provide 
employees with signifi cant benefi ts.

"BUILDING MOMENTUM"

—CLF 2004 Annual Report

Financially,  Cliffs  underwent  a  complete 
transformation as a result of a preferred stock 
issuance,  monetizing  the  ISG  investment,  and 
strong  cash  fl ow  from  operations.  We  ended 
2004  debt-free  and  with  approximately  $400 
million in cash and marketable securities. The 
strength  of  our  balance  sheet  and  projected 
future cash fl ow enables us to further enhance 
shareholder value by pursuing attractive growth 
opportunities. 

We  commenced  a  tender  offer  for  Portman 
Limited  in  January  of  2005.  Portman,  an 
independent  iron  ore  mining  and  exploration 
company,  is  Australia’s  third-largest  producer 
of  iron  ore,  and  has  a  $A55  million  project 
underway  to  expand  its  production  from  six  
to eight million tonnes of direct-shipping fi nes 
and  lump  ore.  The  increased  tonnage  will 
begin to be realized by the end of 2005, with 
production fully committed to steel companies 
in China and Japan. The combined company 
will manage about 45 million tons of iron ore 
and pellet production.

If the Portman shareholders accept out tender 
offer,  the  acquisition  will  be  fi nanced  with 
existing cash and a new revolving credit facility. 
We are excited about the potential opportunities 
afforded  by  increasing  our  presence  in  the 
Asian steel and Australian iron ore industries. 

4

 
 
in  iron  ore  supplies,  and  long-term  contracts 
in  place  for  all  of  our  owned  output,  Cliffs 
entered 2005 poised for continuing successes. 
With the acquisition of Portman, we will further 
strengthen our presence in the fastest growing 
iron ore markets in the world.

We  are  excited  and  energized  as  we  open 
this  next  chapter  and,  as  always,  thank  our 
employees  for  their  tremendous  efforts  during 
the  year,  and  you,  our  shareholders,  for  your 
continuing interest and support.

John S. Brinzo
Chairman, President 
and Chief Executive Offi cer
March 1, 2005

SUMMARY AND OUTLOOK

The  year  2004  brought  much  success  for  our 
Company  as  we  recorded  all-time  highs  for 
production  and  sales  volumes,  revenues,  and 
earnings, while continuing to make progress on 
our strategic objectives. As we moved through 
the year, we reinstated a cash dividend on our 
common  shares,  and  executed  a  two-for-one 
stock split with the goal of increasing our stock’s 
liquidity  and  enhancing  marketability.  We 
capped  the  year  by  successfully  renegotiating 
our contract with ISG to provide for a base price 
more refl ective of current market conditions—
mitigating  much  of  our  downside  risk,  while 
retaining continuous upside potential based on 
steel pricing. 

I do not think that I can overstate the strategic 
importance  of  what  we  have  been  able  to 
accomplish  as  a  result  of  our  repositioning 
efforts.  In  2002,  by  turning  adversity  into 
opportunity,  we  were  well  positioned  entering 
2003 for what clearly became a turnaround year 
for Cleveland-Cliffs. Our evolution accelerated 
in 2004. Cliffs is now a revitalized organization, 
building  on  the  momentum  gained  in  recent 
years. We have solid, multi-year contracts with 
fi nancially viable steel company customers, and 
our pricing terms are at much higher base prices 
with good escalation indices going forward.

With  economies  around  the  world  continuing 
to strengthen, growing steel demand, tightness 

5

Safety Performance 2004

Safe production is a core value at Cleveland-Cliffs Inc. We strive for record production with lack of injuries…
good housekeeping and orderly work areas…well-maintained equipment…proper training and procedures…
looking out for and correcting each other…safe conditions, safe behavior…Sentinel of Safety qualification.

SAFETY ACCOUNTABILITY 
AND LEADERSHIP TRAINING

The  Safety  Leadership  Team  continued  to  promote  safe 
production as a way of life throughout the Company in 2004. 
Through its comprehensive safety-training program, frontline 
coordinators  participate  in  a  multi-module  workshop  series 
designed  to  develop  skills  that  will  help  them  manage  their 
day-to-day  safety  and  accident-prevention  responsibilities. 
Approximately 500 U.S. participants including hourly employees, 
coordinators,  labor  committee  members,  site  supervisors,  and 
managers at all levels attend each workshop.

Workshops  on  safe  production,  incident  analysis,  and  task 
analysis training and observations have been completed, and 
a workshop on conducting effective safety meetings is now in 
progress.  Additional workshops are scheduled with a goal of 
completing two workshops each year.

Cliffs  remains  committed  to  these  and  other  long-term 
"upstream  investments"  in  accident-prevention  activities  as 
part of its everyday business. Such investments have resulted 
in  a  61  percent  reduction  in  reportable  accidents  and  a 
42  percent  reduction  in  lost-time  accidents  since  the  1998 
implementation of our safe-production program. 

SAFETY SYSTEM AUDITS
The  Cliffs  Assessment  Team  completed  audits  at  all  Cliffs’ 
sites in 2004. The new audit measures the effectiveness with 
which  the  Safety  Accountability  and  Leadership  Systems  are 
implemented into site operations.  

INDUSTRIAL HYGIENE
An  ongoing  program  at  Cliffs  includes  noise  and  dust 
sampling at all locations.  In April 2004, safety professionals 
from each Cliffs U.S. site participated in a two-day workshop 
on respirable dust and noise exposures.  The workshop was 
presented by the Mine Safety and Health Administration at the 
request of Cliffs’ management.  

HAZARD COMMUNICATIONS
Employee  response  to  Cliffs’  Internet-based,  corporatewide 
material  safety  data  sheet  (MSDS)  system,  which  provides 
immediate  online  access  to  product  safety  information, 
has  been  overwhelmingly  positive.    Employees  at  U.S. 
mining  operations  have  also  enthusiastically  embraced  the 
Company’s commitment to ensure compliance with MHSA’s 
Hazard Communications rule.

SAFETY AND HEALTH

Reflecting  the  shared  commitment  of  management  and 
employees to the prevention of accidents and illnesses, Cliffs’ 
safety systems continue to pay off in improved performance. 
As  part  of  this  ongoing  focus,  Cliffs  set  an  ambitious  safe-
production goal of a 25 percent reduction in the total reportable 
incident  (TRI)  rate  to  2.0  for  2004.    Although  this  specific 
objective  was  not  achieved,  corporatewide  safety  ended  the 
year with the best performance in Company history.

The frequency rate as defined by the Mine Safety and Health 
Administration (MSHA) for total reportable incidents for Cliffs 
was  2.41—an  improvement  of  11  percent  and  38  percent, 
respectively,  from  2003  and  2002.    The  frequency  rate  for 
lost-time  incidents  (LTI)  was  1.4,  unchanged  from  2003  and 
a  26  percent  improvement  from  2002.  Congratulations  to 
Northshore, Hibbing Taconite, Cliffs Michigan Mining Company, 
and United Taconite, which all set individual facility records for 
safety performance during 2004. Other successes include:

Silver Bay Plant. Cliffs’ Northshore Mining Company’s Silver 
Bay plant achieved more than 365 consecutive days without 
a lost-time injury, qualifying for the 2004 Sentinels of Safety 
award. As the oldest established award for mining safety, the 
Sentinels of Safety program has promoted a commitment to 
mine  safety  and  to  the  continuing  development  of  effective 
accident-prevention  programs  for  more  than  76  years. 
Rules governing the inclusion of processing plants of mining 
operations  in  the  qualification  process  were  modified  in 
2004, thereby enabling the Silver Bay plant to participate in 
the award process for the first time in its history.

Northshore Mining Company. Northshore reduced its MSHA 
reportable  incident  rate  during  2004  by  42  percent,  from 
1.98  to  1.15.    Northshore  also  has  won  Cliffs’  President’s 
Award for Safety in each of the past four years, and five of the 
seven years of the award’s existence.

United Taconite. Now under Cliffs’ management, this recently 
acquired  facility  made  great  strides  in  safety  performance 
during 2004. In the last full year of operation, the previous 
owner reported a total  reportable incident rate of 8.0. Under 
Cliffs  safety  management  program  that  rate  was  reduced 
to  3.4  during  2004—a  58%  improvement  in  just  one  year. 
This performance underscores and reinforces the value of the 
Cliffs’ safety management program.

Cliffs’  Technology  Center.  Employees  celebrated  27 
consecutive years without a lost-time accident on January 31, 
2005—a remarkable 2.7 million work hours.

With continued effort and achievements such as these, Cliffs can 
fulfill its goal of being among the industry’s safety leaders.

6

Safety Policy

MSHA Reportable Injury Frequency Rate1,2

Cliffs

Industry

1998

1999

2000

2001

2002

2003

2004

Lost Workday Injury Frequency Rate (LTI)1,2

Cliffs

Industry

1998

1999

2000

2001

2002

2003

2004

Average Severity1,2

Cliffs

Industry

1998

1999

2000

2001

2002

2003

2004

8

7

6

5

4

3

2

1

0

3.5

3.0

2.5

2.0

1.5

1.0

0.5

0.0

80

70

60

50

40

30

20

10

0

MSHA Reportable Incidents - Cliffs Mines 2003 vs. 20041

8

7

6

5

4

3

2

1

0

2003

2004

CMMC

Hibbing

N. Shore

Wabush

United

C leveland-Cliffs  Inc  and  associated  

companies are committed to protecting 
the  occupational  health  and  well-being 
of  each  employee  and to conserve  property from 
loss. Safe practices and a healthful workplace are 
consistent with efficient operations that produce a  
high-quality  product.  Our  CORE  VALUE  of  SAFE 
PRODUCTION  is  sustainable  only  through  an  
acceptance of ZERO TOLERANCE FOR RISK. THIS 
MEANS EVERYONE DOING EVERY JOB THE RIGHT 
WAY—THE SAFE WAY—EVERY TIME.

industry  practices  and 

In  fulfilling  this  commitment,  we  shall  use  our 
best  and  continuous  efforts  to  maintain  a  safe 
and  healthful  work  environment  in  accordance 
with  sound 
legislative  
requirements.  We  shall  strive  to  eliminate  hazards 
that  might  result  in  personal  injuries,  fires,  security  
losses  or  damage  to  property  by  providing  the 
necessary 
resources, 
training,  encouragement, 
and  accountability.  Occupational  illness  preven-
tion  shall  be  accomplished  through  appropriate  
industrial  hygiene  and  occupational  medical  
programs, including engineering controls, employee 
monitoring, health testing, and education.

Safety,  occupational  health,  and  loss  preven-
tion are the responsibility of management and all 
employees.  Elimination  of  loss  and  occupational  
illnesses  can  be  achieved  only 
the  
active participation of all employees. It is also the  
responsibility  of  management  and  all  employees 
to identify and correct incidents or conditions with  
potential  for  creating  an  unsafe  or  unhealth-
ful  workplace,  including  near-miss  incidents.  The 
Safety  Department  shall  assist  management  in 
monitoring and implementing this policy.

through 

Our success in this area is primarily dependent on 
individual  attitudes,  practices,  and  accountability. 
Constant planning, personal awareness, attention 
to detail, and a spirit of cooperation and positive 
thinking are essential to achieve our stated safety 
and health goals. Performance will be continuously 
measured and periodically evaluated to determine 
areas requiring improvement.

Every employee must join in a personal commitment 
to safety, occupational health, and loss prevention 
in all of our activities.

1 Per 200,000 hours worked
2 Industry comparison is total mines, mills and shops (excluding coal) as published by MSHA

7

Environmental Performance 2004

At Cleveland-Cliffs Inc, environmental stewardship is one of its core values. That requires going beyond 
compliance…being  socially  responsible…anticipating  and  addressing  potential  impacts  before  they 
occur…personal accountability…and operating to preserve the environment for future generations.

M         ining  makes  a  vital  contribution  to  world 

development  by  providing  essential  raw 
materials to make products used by modern-
day  society.    Cliffs  and  its  associated  companies 
recognize  that  extraction  of  the  earth’s  mineral 
resources must be accomplished with minimal impact 
on  the  environment,  local  communities  and  its 
employees.  Environmental stewardship is a Cliffs core 
value,  and  senior  management  actively  participates 
in ensuring compliance through regular reviews and 
tours of operations.

In  keeping  with  its  commitment  to  continually  
improve environmental performance, the Company’s 
policies  were  expanded  by  the  Environmental  Policy  
Implementation  Team  to  conform  to  ISO  14001.   
Policy  changes  were  implemented  through  Environ-
mental  Management  Systems  (EMS)  that  provide  
direction  on  moving  beyond  strict  compliance  to 
the intent of the policies—through pollution-preven-
tion  and  waste-minimization  programs  as  well  as  
environmental-awareness training.  Northshore Mine, 
where compliance and improvements are monitored 
with quarterly reviews, received recognition in 2004 
at  an  award  presentation  by  Chairman  and  CEO 
John Brinzo for achieving ISO 14001 certification of 
its EMS.  

Incorporating  environmental  stewardship  principles 
into  existing  programs  at  our  operations  leads  not 
only to decreases in harmful effects, but also reduced 
long-term costs:

• Less pollution and waste = lower cleanup 

and disposal costs

• Restoration = benefits for future generations

Constructive  communication  with  local  communities 
promotes  common  understandings  and  resolutions 
of  issues.  An  example  is  the  Northshore  Mine,  which 
has  an  active  program  of  information-sharing  and  
dialogue with its numerous constituents.  Similar outreach  
programs also are being utilized at other operations.

ECOLOGICAL PROJECTS

As  Michigan’s 
largest  earth-moving  operation, 
Cliffs'    Empire  and  Tilden  mines  have  created  
significant landforms as a part of the mining process.   
Integral to Cliffs' efforts to maintain the integrity of land, 
water and air at its operations is an innovative plan  
developed in collaboration with Northern Michigan’s 
pulp-  and  paper-making  industry  to  revegetate  the 
rock stockpiles. 

Paper mills produce solid waste residuals that must be 
disposed of in costly landfills. This waste was found 
to  provide  an  environmentally  acceptable  growth  
medium  that  facilitates  vegetation  on  the  stock-
piles.  By  eliminating  the  need  to  create  landfills 
and disturb lands to obtain soils for vegetation, this  
collaborative  effort  provides  a  win-win  partnership 
for the communities in which we operate and for both  
industries.  As a result of these efforts, the revegetated 
stockpiles now provide a dramatic vista for the neigh-
boring town of Palmer, the site of the Warner Creek  
Watershed  and  Park  Project,  which  is  a  cooperative  
venture  with  
environmental  and  educational 
local  schools  forrehabilitation  and  enhancement  of  
riparian ecosystems in an accessible natural area.

in  Minnesota  
The  Hibbing  Taconite  Company 
manages more than 32,000 acres of land, more than 
half of which is auxiliary wilderness or buffer lands.  
The  company  maintains  more  than  100  acres  of 
newly created wetlands, and has reclaimed approxi-
mately 700 acres of mined lands with the introduction 
of grasses, legumes and over 68,000 seedlings to the 
area.  Collectively, these lands now provide a habitat 
for many wildlife species, including eagles, ospreys, 
geese, ducks, deer, coyotes and wolves.

Similar  reclamation  and  revegetation  programs  in 
progress  at  United  Taconite  are  providing  not  only  a 
habitat for migratory birds and other wildlife, but also 
grass crops that are utilized for mulching other areas.

8

Environmental Policy

T he  Company's  policy  is  to  conduct  its  

affairs in accordance with appropriate best  
available practices.

To accomplish this, the Company will:

Adopt standards that build from a foundation of 
compliance with applicable government laws and 
regulations, permits, and related agreements.

systems, 

Establish  management 
standards,  
programs,  and  procedures  within  its  corpo-
rate  and  operating  units  for  implementation 
of  this  policy,  and  integrate  environmental  
considerations into business planning.

their  
Inform  managers  and  employees  of 
responsibility  to  comply  with  this  policy,  and 
to  be  sensitive  to  the  effects  of  the  Company’s  
operations on the environment.

Conduct  periodic  environmental  audits  of  
operating practices to verify compliance with this 
policy,  and  identify  revisions  or  improvements  
required to minimize environmental effects.

for  all 
Conduct  environmental  assessments 
new  properties,  activities,  acquisitions,  closures,  
divestitures, and proposed changes in operating 
procedures.

Ensure that contractors working on the Company’s 
premises or on properties managed by the Com-
pany comply with relevant environmental standards.

Contribute to the development and administration 
of technically and economically sound environmen-
tal standards and compliance procedures through 
interaction  with  professional  and  trade  groups, 
legislative bodies, regulatory agencies, and citizens 
organizations.

Establish procedures for the reporting of condi-
tions  or  incidents  with  the  potential  for  adverse 
environmental  effects,  and  responding  with  
appropriate corrective actions. Provision shall be 
made  for  the  communication  of  environmental 
information with the Company’s various publics.

9

CLEVELAND-CLIFFS INC
ENVIRONMENTAL METRICS

Air Emissions Point Sourcesa 
Total Particulate Matter 
NOx 
SO2 

Water Discharge Compliance Rate 
Number of Analyses Conducted 

Number of Analyses Passed 

Percent Compliance 

Releases 
Volume Spilled (Gallons) 

Number of Spills 

Waste Disposal (Tons) 
Hazardous 

Non-Hazardous 

Recycled 

Reclamation (Acres)b 
Total Final Reclamation 

Environmental Training and Awareness 
Number of Trainee Hours 

Number of Employees 

Number of Environmental Awareness Activities 

Agency Inspections 
Number of Inspections 

Notices of Violation 
Number of Notices 

NOTES: 

  a Tons per million tons of pellets produced 
  b Includes Cliffs Erie 

2004 

2003

107 

676 
376 

119

804
350

14,537 

14,354 

99 

15,329

15,142

99

10,626 

10,576

114 

137

133 

4,945 

233

4,407

31,424 

17,154

305 

1,184

4,258 

3,777 

145 

2,427

3,956

141

45 

34

1 

3

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cleveland-Cliffs Inc

ETHICS AND CORPORATE GOVERNANCE

Good corporate governance is more than a process; it is values lived. It is refl ected 
in a commitment to integrity, one of our organization’s core values.

Cliffs  promotes  the  highest  level  of  ethical  conduct  from  all  employees  and  has 
established  corporate  governance  practices  that  are  designed  to  give  its  Board  of 
Directors  the  tools  to  oversee  management  and  enhance  long-term  shareholder 
value.  No  familial  relationship  exists  among  any  of  the  Company’s  offi cers  and 
its 11 annually elected Directors. Cliffs’ nine independent Directors, who serve an 
average of eight years, are fellow shareholders of the Company; meet regularly at 
scheduled executive sessions without management;  and compose the entirety of its 
audit,  compensation  and  organization,  fi nance,  and  nominating  committees.  Our 
Directors actively participate in the affairs of the Company, with average attendance 
at 2004 Board and Committee meetings exceeding 97 percent.

At Cliffs, ethical standards are not simply a set of rules, but rather the way we live 
and work day to day.

ORGANIZATIONAL CHANGES

Dana W. Byrne, formerly Director-Public 
Affairs, was named Vice President-Public Affairs.

George W. Hawk, Jr., formerly Assistant 
General  Counsel  and  Assistant  Secretary, 
was named General Counsel and Secretary.

James  A.  Trethewey,  formerly  Senior  Vice 
President-Operations Improvement, was named 
Senior Vice President-Business Development.

John  N.  Tuomi, 
formerly  General 
Manager,  Hibbing  Taconite  Mine  and 
United  Taconite  Mine,  was  named  Acting 
Vice President-Operations.

Edward  C.  Dowling,  Jr.,  formerly  Ex-
ecutive  Vice  President-Operations,  left  the 
Company.

John E. Lenhard, formerly Vice President, 
Secretary and General Counsel, retired from 
the Company after 36 years of service.

10

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

CONFORMED

Form 10-K

FOR ANNUAL AND TRANSITION REPORTS
PURSUANT TO SECTIONS 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

¥

n

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

For the Ñscal year ended December 31, 2004

OR

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from 

 to

Commission File Number: 1-8944

Cleveland-CliÅs Inc

(Exact name of registrant as speciÑed in its charter)

Ohio
(State or other jurisdiction of
incorporation)

1100 Superior Avenue,
Cleveland, Ohio
(Address of principal executive oÇces)

34-1464672
(I.R.S. Employer
IdentiÑcation No.)

44114-2589
(Zip Code)

Registrant's telephone number, including area code: (216) 694-5700

Securities Registered Pursuant to Section 12(b) of the Act:

Title of Each Class

Name of Each Exchange on Which Registered

Common Shares, par value $.50 per share
Rights to Purchase Common Shares

New York Stock Exchange and Chicago Stock Exchange
New York Stock Exchange and Chicago Stock Exchange

Securities Registered Pursuant to Section 12(g) of the Act:
NONE

Indicate by check mark whether the registrant: (1) has Ñled all reports required to be Ñled by Section 13 or 15(d) of the
Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to Ñle
such reports), and (2) has been subject to such Ñling requirements for the past 90 days. Yes ¥

No n

Indicate by check mark if disclosure of delinquent Ñlers pursuant to Item 405 of the Regulation S-K is not contained herein,
and will not be contained, to the best of registrant's knowledge, in deÑnitive proxy or information statements incorporated by
reference in Part III of this Form 10-K or any amendment to this Form 10-K. ¥

Indicate  by  check  mark  whether  the  registrant  is  an  accelerated  Ñler  (as  deÑned  in  Exchange  Act

Rule 12b-2). Yes ¥

No n

As of June 30, 2004, the aggregate market value of the voting and non-voting stock held by non-aÇliates of the registrant,
based on the closing price of $28.20 per share (adjusted for the stock split of the registrant's Common Shares eÅective as of
December 31, 2004) as reported on the New York Stock Exchange Ì Composite Index was $577,616,980 (excluded from this
Ñgure is the voting stock beneÑcially owned by the registrant's oÇcers and directors).

The  number  of  shares  outstanding  of  the  registrant's  Common  Shares,  par  value  $.50  per  share,  was  21,641,999  as  of

February 16, 2005.

Portions of registrant's Proxy Statement for the Annual Meeting of Shareholders scheduled to be held on May 10, 2005 are

incorporated by reference into Part III.

DOCUMENTS INCORPORATED BY REFERENCE

PART I

Item 1. Business.

Introduction

Founded in 1847, we are the largest producer of iron ore pellets in North America and sell the majority of
our pellets to integrated steel companies in the United States and Canada. Our headquarters are located at
1100  Superior  Avenue,  Cleveland,  Ohio  44114-2589,  and  our  telephone  number  is  (216)  694-5700.  Our
website address is www.cleveland-cliÅs.com. We make available, free of charge through our website, our
annual report on Form 10-K, quarterly reports on Form 10-Q and current reports on Form 8-K, as well as
amendments to those reports, as soon as reasonably practicable after we Ñle such reports with, or furnish such
reports to, the Securities and Exchange Commission (the ""SEC''). As used in this report, ""Cleveland-CliÅs,''
""we'' and ""our'' refer to Cleveland-CliÅs Inc and its subsidiaries, except where the context otherwise requires.

We manage and operate six iron ore mines located in Michigan, Minnesota and Eastern Canada that
currently  have  a  rated  capacity  of  37.7  million  tons  of  iron  ore  pellet  production  annually,  representing
approximately 46.1 percent of the current total North American pellet production capacity. Based on our
percentage ownership of the mines we operate, our share of the rated pellet production capacity is currently
23.1  million  tons  annually,  representing  approximately  28  percent  of  total  North  American  annual  pellet
capacity.

The following chart summarizes the estimated annual production capacity and percentage of total North
American  pellet  production  capacity  for  each  of  the  North  American  iron  ore  pellet  producers  as  of
December 31, 2004:

North American Iron Ore Pellet
Annual Rated Capacity Tonnage

All CliÅs' Managed Mines ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other U.S. Mines

U.S. Steel's Minnesota Ore Operations

Minnesota Taconite ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Keewatin Taconite ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total U.S. Steel ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minorca Iron Ore MineÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Other U.S. MinesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Other Canadian Mines

Iron Ore Company of Canada ÏÏÏÏÏÏÏÏÏÏÏÏÏ
Quebec Cartier Mining Co. ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Other Canadian Mines ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total North American Mines ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Current Estimated Capacity
(Gross tons of raw ore
in thousands)

Percent of Total
North American Capacity

37,700

46.1%

14,600
5,400

20,000
2,900

22,900

12,300
8,900

21,200

81,800

17.8
6.6

24.4
3.6

28.0

15.0
10.9

25.9

100.0%

We sell our share of iron ore production to integrated steel producers, generally pursuant to term supply
agreements with various price adjustment provisions.

We manufacture 13 grades of iron ore pellets, including standard, Öuxed and high manganese, for use in
our customer's blast furnaces as part of the steel making process. The variation in grades results from the
speciÑc chemical and metallurgical properties of the ores at each mine. Although the grade or grades of pellets

1

currently delivered to each customer is based on that customer's preferences, which depend in part on the
characteristics of the customer's blast furnace, in general our iron ore pellets can be used interchangeably.
Industry demand for the various grades of iron ore pellets depends on each customer's demand and changes
from time to time. In the event that a given mine is operating at full capacity, the terms of most of our pellet
supply agreements allow some Öexibility to provide our customers iron ore pellets from diÅerent mines.

Standard pellets generally require less processing, are normally the least costly pellets to produce and are
called  ""standard''  because  no  ground  Öuxstone  (i.e.,  limestone,  dolomite,  etc.)  is  added  to  the  iron  ore
concentrate before turning the concentrates into pellets. In the case of Öuxed pellets, a Öuxstone is added to
the concentrate, which produces a pellet that will perform at higher productivity levels in the customer's
speciÑc blast furnace and will minimize the amount of Öuxstone the customer may be required to add to the
blast furnace. ""High manganese'' pellets are the pellets produced by Wabush Mines, where there is more
natural manganese in the crude ore compound than is found at our other operations. The manganese contained
in the iron ore mined at Wabush cannot be entirely removed during the concentrating process. Wabush Mines
produces pellets with two levels of manganese, with the lower manganese content being preferred by our
customers.

It is not possible to produce the pellets with identical physical and chemical properties from each of our
mining and processing operations. The grade or grades of pellets purchased by and delivered to each customer
are based on that customer's preference.

For the year ended December 31, 2004, we produced a total of 34.4 million tons of iron ore, including
21.7 million tons for our account and 12.7 million tons on behalf of the steel company owners in the mines.

Strategy

The North American integrated steel industry has undergone and continues to undergo a restructuring
process.  This  process  is,  in  our  view,  producing  a  stronger,  more  productive  industry  principally  through
consolidation  and  some  rationalization  of  less  eÇcient  capacity.  The  iron  ore  industry  also  has  been
restructuring to meet the changing needs of its customers. It has been our strategy to lead this consolidation
process and to continue to improve the competitiveness of our operations.

We have repositioned ourselves from a manager of iron ore mines on behalf of steel company owners to
primarily a merchant of iron ore to steel company customers. For example, in December 2003, together with
Laiwu Steel Group, Ltd. (""Laiwu'') of China, we (through our newly formed joint venture, United Taconite
LLC  (""United  Taconite''))  purchased  the  assets  of  Eveleth  Mines  LLC  (""Eveleth  Mines'')  out  of
bankruptcy, which had previously been owned by AK Steel Corporation, Rouge Industries and Stelco Inc.
(""Stelco''). In 2004, we initiated expansion projects at United Taconite and Northshore mines to expand
annual capacity by approximately 1.0 million and .8 million tons, respectively. We continue to seek additional
investment opportunities in iron ore mines.

In addition to our own restructuring eÅorts, in 2003, U.S. Steel Corporation (""U.S. Steel'') acquired all
of the assets of National Steel Pellet Company, which was renamed Keewatin Taconite. Furthermore, since
the closure in 1998 of the Algoma Iron Ore Division near Wawa, Ontario, nearly all of Canada's iron ore
production has been at three mining operations: Iron Ore Company of Canada, Quebec Cartier Mining Co.
and our Wabush Mines.

During  the  steel  industry  restructuring  dating  back  to  the  early  1980s,  there  have  been  intermittent
periods of excess production capacity of iron ore and shrinking demand for iron ore from the North American
steel industry. During those periods, many steel companies sought to limit their Ñxed capital commitments by
reducing their direct interests in iron ore mines or entering into stand-alone long-term supply agreements for
their iron ore needs. The steel companies that Ñled for bankruptcy protection were permitted to reject their
ownership interests in their mines and to negotiate long-term supply agreements with iron ore producers to
satisfy their iron ore requirements. As the North American iron ore industry restructured and consolidated to
meet the raw material requirements of the consolidating steel industry, we led this restructuring by focusing on
our strategic goal to be the pre-eminent supplier of iron ore to our customers. As discussed in ""Customers,''

2

we  have  worked  with  our  steel  company  partners  to  increase  our  ownership  percentage  in  our  mines  in
exchange for long-term supply agreements.

Our strategic objectives are to:

Expand Our Leadership Position in the North American Iron Ore Market

We  have  substantially  restructured  the  ownership  interest  in  our  mines  largely  by  converting  mine
partners  into  customers  with  term  supply  agreements.  Under  our  new  operating  strategy,  royalty  and
management fee income has been replaced by proÑt margin on pellet sales. It is our goal to continue to expand
our leadership position in the industry by focusing on high product quality, technical excellence, superior
relationships with our customers and partners and improved operational eÇciency through year-over-year cost
reduction. By developing creative solutions for our customers during the recent industry restructuring, we have
been able to generate term supply agreements with many of these companies, which have beneÑted and are
expected to continue to beneÑt our market position. Our creative solutions include our acquisition of our
partners' interests in the mines and the assumption of certain mine liabilities, thereby allowing our partners to
become our customers by entering into term supply agreements with us.

Increase Our Ownership of Mines in Which We Hold Joint-Venture Interests

In  recent  years,  we  have  increased  our  ownership  interest  in  a  number  of  mines.  We  believe  that
increasing our ownership interests in several of our mines will improve our ability to manage these mines to
achieve sustainable, long-term eÇcient production. With a larger ownership position in a given mine, we are
able to make operating and capital decisions faster and more eÇciently, and we aspire to leverage this ability
throughout the mines in which we have invested. As we increase our ownership in our managed mines, we can
more readily share best practices through cross-mine teams, allowing us to increase operating eÇciencies and
decrease costs. With total or majority ownership of our mines, we can take advantage of synergies among
operations by sharing staÅ and functions between operations. To this end, we have consolidated our Empire
and Tilden operations and management in Michigan.

Seek Additional Iron Ore Mine Investment Opportunities

We intend to continue to pursue investment and management opportunities to broaden our scope as a
supplier of iron ore pellets to the integrated steel industry through the acquisition of additional mining interests
to strengthen our market position. We are particularly focused on expanding our international investments to
leverage our expertise in mining and processing iron ore so that we may capitalize on global demand for steel
and iron ore in areas such as China.

Much of the current increase in global demand for steel is due to industrialization in countries such as
China. China is seeking foreign supplies of the raw materials it needs to produce steel to build infrastructure,
factories, hotels and other buildings and to manufacture motor vehicles and appliances. China's increased
demand for those materials, including iron ore pellets, has caused raw material prices around the globe to
increase. Currently, China is the world's largest steel producer, with approximately 30 percent of global steel
production,  and  China's  steel  production  is  expected  to  grow  in  2005.  Between  2000  and  2004,  China
increased  its  imports  of  iron  ore  by  approximately  37  percent,  according  to  industry  reports.  It  has  been
reported that China has overtaken the United States as the largest consumer of iron ore, steel and copper, and
currently accounts for between one-Ñfth and one-third of the world's consumption of iron ore. We intend to
capitalize on China's industrial growth by acquiring well-located iron ore properties and obtaining agreements
to supply China with iron ore on terms favorable to the Company.

Strive to Continuously Improve Iron Ore Pellet Quality and Develop Alternative Metallic Products

We believe we have one of the best industrial research and development groups in the iron ore industry.
With  the  overall  goal  of  achieving  cost  reductions  and  quality  improvements  through  pioneering  process
development at the mines that we manage, we operate a fully-equipped research and development facility
located in Ishpeming, Michigan. Our research and development group is staÅed with experienced engineers

3

and scientists and is organized to support the geological interpretation, process mineralogy, mine engineering,
mineral processing, pyrometallurgy, advanced process control and analytical service disciplines. Our research
and development group is also routinely employed by iron ore pellet customers for laboratory testing and
simulation of blast furnace conditions.

Currently, almost all North American iron ore pellets are consumed in blast furnaces, which is only the
Ñrst  step  in  the  steelmaking  process.  The  blast  furnaces  produce  iron  in  molten  form,  which  is  further
processed in basic oxygen furnaces where carbon is removed and steel scrap and other alloys are added to
produce molten steel. The molten steel is then cast into steel shapes.

As part of our eÅorts to develop alternative metallic products, we participated in Phase II of the Mesabi
Nugget Project to construct a $16 million pilot plant, which was completed in May 2003, at our Northshore
mine to test and develop Kobe Steel, Ltd.'s (""Kobe Steel'') technology for converting iron ore into nearly pure
iron in nugget form. Other participants in the project include Kobe Steel, Steel Dynamics, Inc., Ferrometrics,
Inc. and the State of Minnesota. The high-iron-content material could be used to replace steel scrap as a raw
material for electric steel furnaces and blast furnaces or basic oxygen furnaces of integrated steel producers or
as feed stock for the foundry industry.

A technology currently licensed to us, in partnership with others, may make it possible to commercially
produce a product in granular form comparable to the molten iron product produced by blast furnaces. The
granular  product,  which  we  call  iron  nuggets,  can  be  handled  and  transported  easily  and  is  suitable  for
delivering directly into a steelmaking furnace as a substitute for molten iron or scrap. Iron nuggets have fewer
impurities than scrap metal. Most likely, the type of furnace that would use this material would be the electric
arc furnace (""EAF''), which is the type of furnace used by the mini-mill steel segment. EAFs now comprise
approximately 50 percent of all steelmaking capacity in North America.

A  third  operating  phase  of  the  pilot  plant  test  in  2004  conÑrmed  the  commercial  viability  of  this
technology. The pilot plant ended operations August 3, 2004. The product has been used by four electric
furnace producers and one foundry with favorable results. Our contribution to the project through the pilot
plant testing and development phase was $5.3 million, primarily contributions of in-kind facilities and services.
Preliminary  construction  engineering  and  environmental  permitting  activities  have  been  initiated  for  two
potential commercial plant locations (one in Butler, Indiana near Steel Dynamics' steelmaking facilities and
one at our CliÅs Erie site in Hoyt Lakes, Minnesota) with earliest environmental approval expected in the Ñrst
half of 2005. A decision to proceed on construction of a commercial plant could be made in the Ñrst half of
2005. We would be the supplier of iron ore and have a minority interest in the Ñrst commercial plant.

Our Investment in ISG

In 2002, we invested $17.4 million in common stock of International Steel Group, Inc. (""ISG''), which
at the time represented approximately seven percent of ISG's equity. In December 2003, after ISG completed
an initial public oÅering for its common stock, the value of our investment increased to $196.7 million based
on the December 31, 2003 closing price. The investment, which had trading restrictions through June 8, 2004,
was treated as an ""available-for-sale'' security, and accordingly in 2003 the $179.3 million ($144.9 million
after-tax) increase in value was recorded in ""Other comprehensive income.'' Prior to the public oÅering, the
investment was accounted for by the ""cost method.'' In the second half of 2004, we sold our directly-held ISG
common stock and recorded a gain of $152.7 million ($99.3 million after-tax).

Customers

More than 95 percent of our product revenues are derived from sales of iron ore to the North American
integrated steel industry, consisting of 14 current or potential customers. Generally, we have multi-year supply
agreements  with  our  customers.  Sales  volume  under  these  agreements  is  largely  dependent  on  customer
requirements, and in a number of cases, we are the sole supplier of iron ore pellets to the customer. Each
agreement has a base price that is adjusted over the life of the agreement using one or more adjustment
factors.  Factors  that  can  adjust  price  include  measures  of  general  industrial  inÖation,  steel  prices  and
international pellet prices.

4

During 2004 and 2003, we sold 22.6 million tons and 19.2 million tons of iron ore, respectively, from our
share of the production of our iron ore mines and purchases from others. Sales in 2004 were to eight North
American, one European and two Chinese steel producers.

The  following  seven  customers  together  accounted  for  a  total  of  94  percent  of  ""Product  sales  and

services'' revenues for the years 2004 and 2003:

Customer

ISGÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Algoma Steel Inc. (""Algoma'') ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Severstal North America, Inc. (""Severstal'') ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ispat Inland Inc. (""Ispat Inland'') ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
WCI Steel Inc. (""WCI'') ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Stelco Inc. ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Weirton Steel Corporation (""Weirton'') ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Percent of
Sales
Revenues*

2004

2003

44% 29%
14
13
10
6
5
2

17
16
8
7
1
16

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

94% 94%

* Excluding freight and minority interest cost reimbursements.

Our term supply agreements expire between 2007 and 2018. The weighted average duration is nine years:

‚ Ispat Inland

We currently have a term supply agreement with Ispat Inland under which we are its sole outside
supplier of iron ore pellets through 2014.

‚ ISG

We have a 15-year supply agreement under which we are ISG's sole supplier of iron ore pellets through
2016  for  its  Cleveland  and  Indiana  Harbor  Works.  In  December  2004,  ISG  and  the  Company
amended the agreement. ISG is the combination of the assets of steel companies acquired out of
bankruptcy:  LTV  Steel  Corporation  (""LTV  Steel''),  Bethlehem  Steel  Corporation  (""Bethlehem
Steel''), Acme Steel Corporation (""Acme Steel''), Weirton and Georgetown Steel Company.

‚ Weirton

On May 19, 2003, Weirton Ñled for protection under chapter 11 of the U.S. Bankruptcy Code and on
May 18, 2004, ISG acquired substantially all of the assets, including the power-related leased assets
(discussed below), of Weirton. As part of the acquisition, ISG assumed our pellet sales contract with
Weirton with some modiÑcations. The contract term is for 15 years and we supply the majority of
pellets  required  for  the  ISG-Weirton  facility  in  2004  and  2005  and  all  of  ISG-Weirton's  pellet
requirements thereafter through 2018.

We are a 40.5 percent participant in a joint venture that acquired certain power-related assets from FW
Holdings, Inc. (""FW Holdings''), a subsidiary of Weirton, in 2001, in a purchase-leaseback arrange-
ment. On February 26, 2004, FW Holdings Ñled a petition for chapter 11 bankruptcy protection. In
connection  with  its  bankruptcy  Ñling,  FW  Holdings  Ñled  an  adversary  complaint  against  the  joint
venture members for declaratory relief and the return of assets acquired in the purchase-leaseback
transaction. In that complaint, FW Holdings asserted that the lease transaction should be recharacter-
ized as a secured loan. As a result, FW Holdings did not make its quarterly lease payment due on
March  31,  2004,  of  which  our  share  was  $.5  million.  In  conjunction  with  ISG's  purchase  of  the
Weirton assets, a settlement agreement was reached between Weirton, ISG and the joint venture. As a
result of the settlement agreement, we wrote down our investment to $6.1 million as of March 31, 2004

5

from $10.3 million. An additional $1.6 million charge was included in the ""Provision for customer
bankruptcy exposures'' in the Ñrst quarter 2004; we had previously recorded a $2.6 million reserve for
Weirton  bankruptcy  exposures  in  May  2003.  The  sale  of  Weirton's  assets  to  ISG  resulted  in  a
$10 million payment to the joint venture on closing (our share $4.0 million), which was made on
May 18, 2004, and annual payments of $.5 million (our share $.2 million) including interest at the rate
of Ñve percent over the next 15 years. The joint venture members also received a release from Weirton
and FW Holdings of bankruptcy claims, such as preference actions, upon the closing of the sale to
ISG.

‚ Mittal

On October 25, 2004, the acquisition of LNM Holdings N.V. and ISG by Ispat International, N.V.,
the  parent  of  Ispat  Inland,  was  announced.  On  December  17,  2004,  Ispat  International,  N.V.
completed its acquisition of LNM Holdings N.V. to form Mittal Steel Company N.V. (""Mittal''). The
merger with ISG, subject to shareholder approvals, is expected to be completed by the end of the Ñrst
quarter of 2005, resulting in the world's largest steel company. ISG is currently our largest customer
with total pellet sales in 2004 of 8.9 million tons. In December 2004, ISG and the Company amended
their  sales  agreement,  which  runs  through  2016,  to  increase  the  base  price  and  moderate  the
supplemental steel price sharing provisions. Additionally, ISG is a 62.3 percent equity participant in
Hibbing Taconite Company Ì Joint Venture (""Hibbing''). Our pellet sales to Ispat Inland in 2004
totaled 2.6 million tons. Ispat Inland is a 21 percent equity partner in Empire Iron Mining Partnership
(""Empire''). Our sales to ISG and Ispat Inland are under agreements that are not scheduled to expire
for at least ten years. For 2004, the combined sales to ISG and Ispat Inland accounted for 51 percent of
our sales volume and, including their equity share of Empire and Hibbing production, accounted for
52 percent of our managed production. We do not expect the merger to aÅect our relationships with
ISG and Ispat Inland for the foreseeable future.

‚ Algoma

We have a 15-year term supply agreement under which we are Algoma's sole supplier of iron ore
pellets through 2016.

‚ Severstal

We have a term supply agreement with Severstal under which we are the sole supplier of iron ore
pellets to Severstal through 2012. On January 30, 2004 Severstal acquired substantially all of the assets
of Rouge Industries, Inc., and assumed our term supply agreement with minor modiÑcations. Severstal
is the U.S. aÇliate of OAO Severstal, Russia's second largest steel producer.

‚ WCI

On September 16, 2003, WCI petitioned for protection under chapter 11 of the U.S. Bankruptcy Code.
At the time of the Ñling, we had a trade receivable exposure of $4.9 million, which was reserved in the
third  quarter  2003.  On  October  14,  2004,  we  and  the  current  owners  of  WCI  reached  tentative
agreement that we would supply 1.4 million tons of iron ore pellets in 2005 and, in 2006 and thereafter,
would supply 100 percent of WCI's annual requirements up to a maximum of two million tons of iron
ore pellets. The new agreement, which is for a 10-year term beginning in 2005 and provides for the
recovery of our $4.9 million pre-petition receivable plus $.9 million of pricing adjustment over time was
approved by the Bankruptcy Court on November 16, 2004. The agreement provides the Company with
a  right  to  terminate  the  agreement  after  2005  if  a  plan  of  reorganization  is  not  conÑrmed  before
June 30, 2005 and consummated by July 31, 2005; in that event, the $5.8 million receivable would be
due at the end of 2005.

Our sales are inÖuenced by seasonal factors in the Ñrst quarter of the year as shipments and sales are
restricted by weather conditions on the Great Lakes. During the Ñrst quarter, we continue to produce our
products, but we cannot ship those products via lake freighter until the Great Lakes are passable, which causes
our Ñrst quarter inventory levels to rise. Our practice of delivering product to ports on the lower Great Lakes

6

and/or to customers' facilities prior to the transfer of title has somewhat mitigated the seasonal eÅect on Ñrst
quarter inventories and sales.

In  2004,  80  percent  of  our  product  revenues  (79  percent  in  2003)  were  derived  from  sales  to  our

U.S. customers.

Information regarding Operations, Competition, Environment, Energy, Research and Development and
Employees is presented under the captions ""Operations,'' ""Competition,'' ""Environment,'' ""Energy,'' ""Re-
search  and  Development''  and  ""Employees,''  respectively,  all  of  which  are  included  in  Item  2  and  are
incorporated by reference and made a part hereof.

Item 2. Properties.

The following map shows the locations of our mines:

We directly or indirectly own and operate interests in the following six North American iron ore mines:

Location and Name

Michigan (Marquette Range)

Ownership Interest as of
December 31,
2003

2004

2002

Empire Iron Mining Partnership ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Tilden Mining Company L.C. (""Tilden'') ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

79.0% 79.0% 79.0%
85.0
85.0

85.0

Minnesota (Mesabi Range)

Hibbing Taconite Company Ì Joint Venture ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
23.0
Northshore Mining Company ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 100.0
70.0
United Taconite ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

23.0
100.0
70.0

23.0
100.0

Canada (Newfoundland and Quebec)

Wabush Mines Ì Joint Venture ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

26.8

26.8

26.8

We increased our ownership in these mines (other than Northshore and United Taconite) in 2002 through
assumption of the liabilities associated with the mine interests from their steel company owners.

Empire  Mine. The  Empire  Mine  is  located  on  the  Marquette  Iron  Range  in  Michigan's  Upper
Peninsula approximately 15 miles west-southwest of Marquette, Michigan and is accessed via a paved road oÅ
State Highway 35. The mine has been in operation since 1963. We entered into an agreement with Ispat
Inland  eÅective  December  31,  2002  that  restructured  the  ownership  of  the  Empire  Mine.  Under  the
agreement, we acquired the 25 percent interest rejected by LTV Corporation in its chapter 11 bankruptcy
proceedings and a 19 percent interest from Ispat Inland. Currently, we manage the mine and have a 79 percent
interest; Ispat Inland has a 21 percent interest in the mine and has the right to require us to purchase all of its
interest under certain circumstances after 2007. We and Ispat Inland take our respective share of production

7

pro  rata;  however,  provisions  in  the  partnership  agreement  allow  additional  or  reduced  production  to  be
delivered under certain circumstances. We own directly approximately one-half of the remaining ore reserves
at the Empire Mine and lease them to Empire. The Empire Mine leases the balance of its reserves from the
other owners of such reserves. Over the past eight years, the Empire Mine has produced between 3.6 million
tons and 8.4 million tons of iron ore pellets annually.

Tilden Mine. The Tilden mine is located on the Marquette Iron Range in Michigan's Upper Peninsula
approximately Ñve miles south of Ishpeming, Michigan. The main entrance to the Tilden mine is accessed by
means of a paved road oÅ of County Road 476. The Tilden mine has been in operation since 1974. On
January  31,  2002,  we  increased  our  ownership  of  the  Tilden  mine  to  85  percent  by  acquiring  Algoma's
45 percent interest in the mine and executing a term supply agreement under which we are Algoma's sole
supplier of iron ore pellets for 15 years. Currently, we manage the mine and have a 85 percent interest, and
Stelco has a 15 percent interest in the mine. Each partner takes its share of production pro rata; however,
provisions in the partnership agreement allow additional or reduced production to be delivered under certain
circumstances. We own all of the ore reserves at the Tilden mine and lease them to Tilden. Over the past eight
years, the Tilden mine has produced between 6.0 million tons and 7.9 million tons of iron ore pellets annually.

On January 29, 2004, Stelco applied for and obtained Bankruptcy Court protection from creditors in
Ontario Superior Court under the Companies' Creditors Arrangement Act. At the time of the Ñling, we had
no trade receivable exposure to Stelco. Additionally, Stelco has continued to operate and has met its cash call
requirements  at  the  Tilden,  Hibbing  and  Wabush  mining  ventures  to  date.  The  Bankruptcy  Court  has
extended the deadline for the submittal of bids to purchase Stelco until February 14, 2005. Stelco has received
an extension of the stay period from February 11, 2005 to April 29, 2005.

The Empire and Tilden mines are located adjacent to each other. Our recent increase in ownership of our
Michigan mines has facilitated consolidation of operations and management, which will oÅer operational and
cost  beneÑts  that  were  not  achievable  under  the  previous  ownership  structure.  These  beneÑts  include  a
consolidated transportation system, more eÇcient employee and equipment operating schedules, reduction in
redundant facilities and workforce and best practices sharing.

Hibbing Mine. The Hibbing mine is located in the center of Minnesota's Mesabi Iron Range and is
approximately ten miles north of Hibbing, Minnesota and Ñve miles west of Chisholm, Minnesota. The main
entrance to the Hibbing mine is accessed by means of a paved road and is located oÅ County Road 5. The
Hibbing mine has been in operation since 1976. In 2002, we acquired from Bethlehem Steel an eight percent
interest in the Hibbing mine, which increased our ownership to 23 percent. Currently, we manage the mine
and have a 23 percent interest. ISG has a 62.3 percent interest and Stelco has a 14.7 percent interest in the
mine. Each partner takes its share of production pro rata; however, provisions in the joint venture agreement
allow additional or reduced production to be delivered under certain circumstances. Over the past eight years,
the Hibbing mine has produced between 6.1 million tons and 8.3 million tons of iron ore pellets annually.

Northshore Mine. The Northshore mine is located in northeastern Minnesota, approximately two miles
south of Babbitt, Minnesota on the northeastern end of the Mesabi iron formation. Northshore's processing
facilities are located in Silver Bay, Minnesota, near Lake Superior, on U.S. Highway 61. The main entrance to
the Northshore mine is accessed by means of a gravel road and is located oÅ County Road 20. The Northshore
mine  has  been  in  continuous  operation  since  1990.  The  Northshore  mine  began  production  under  our
management and ownership on October 1, 1994. Currently, we own 100 percent of the mine. Over the past
eight years, the Northshore mine has produced between 2.8 million tons and 5.0 million tons of iron ore pellets
annually.

The Northshore mine has a long history. It was Ñrst discovered in 1871 and operated in the 1920's as the
Mesabi Iron Company, one of the Ñrst commercial attempts at mining taconite. The property was operated for
over 30 years by Reserve Mining Co. (""Reserve''), one of the two pioneering large scale pellet operations in
Minnesota. Poor economic conditions in the steel industry forced the shutdown and bankruptcy of Reserve in
1986. The Reserve assets were purchased by Cyprus Minerals in 1989, and the property restarted operation in
1990. We purchased the property from Cyprus Minerals in 1994.

8

United  Taconite. The  United  Taconite  mine  is  located  on  Minnesota's  Mesabi  Iron  Range  in  and
around the city of Eveleth, Minnesota, west of U.S. Highway 53. The main entrance to the United Taconite
mine is accessed by means of a paved road and is located oÅ Route 37. The mine has been operating since
1965. On November 26, 2003, the U.S. Bankruptcy Court for the District of Minnesota approved the purchase
of the assets of Eveleth Mines by United Taconite. Eveleth Mines ceased mining operations earlier in 2003
and was acquired by United Taconite eÅective as of December 1, 2003. Currently, we manage the mine and
hold a 70 percent interest; Laiwu holds a 30 percent interest. Over the past six years, the United Taconite
mine has produced between 1.6 million tons and 4.4 million tons of iron ore pellets annually.

Wabush Mines. The Wabush mine and concentrator is located in Wabush, Labrador, Canada, and the
pellet plant is located in Pointe Noire, Quebec, Canada. The main entrance to the Wabush mine is accessed
by means of a paved road and is located on Highway 530, about three miles west of the town of Wabush. The
pellet plant is accessed by a paved road oÅ Highway 138, about ten miles west of the town of Sept-Iles,
Quebec. The Wabush mine has been in operation since 1965. In 1997, we acquired Ispat Inland's interest in
the Wabush mine. In August 2002, we acquired our proportionate share (approximately 4.05 percent) of the
15.09 percent interest rejected by Acme Metals Incorporated in its bankruptcy proceedings. As a result of
these two events, we increased our ownership in the mine from 7.7 percent to 26.8 percent. We also manage
the mine. Stelco has a 44.6 percent interest and Dofasco Inc. (""Dofasco'') has a 28.6 percent interest in the
mine.

Transportation

Railroads, one of which is wholly owned by us, link the Empire and Tilden mines with Lake Michigan at
the loading port of Escanaba, Michigan and with the Lake Superior loading port of Marquette, Michigan.
From the Mesabi Range, Hibbing pellets are transported by rail to a shiploading port at Superior, Wisconsin.
United Taconite pellets are shipped by railroad to the port of Duluth, Minnesota. At Northshore, crude ore is
shipped  by  a  wholly-owned  railroad  from  the  mine  to  processing  facilities  at  Silver  Bay,  Minnesota.  In
Canada, there is an open pit mine and concentrator at Wabush, Labrador, Newfoundland and a pellet plant
and dock facility at Pointe Noire, Quebec. At the Wabush mine, concentrates are shipped by rail from the
Scully mine at Wabush to Pointe Noire where they are pelletized for shipment via vessel to Canada, the
United States and other international destinations or shipped as concentrates for sinter feed to Europe.

Internal Auditing

We  have  a  corporate  policy  relating  to  internal  control  and  procedures  with  respect  to  auditing  and
estimating  ore  reserves.  The  procedures  include  the  calculation  of  ore  reserves  at  each  mine  by  mining
engineers and geologists under the direction of our Chief Mining Engineer. Our Chief Geologist and Manager
of Mine Technology then compile and review the calculations and submit them to our Assistant Controller of
Corporate Accounting. Our Assistant Controller of Corporate Accounting prepares the disclosures for our
annual  and  quarterly  reports  based  on  those  calculations  and  submits  the  draft  disclosures  to  our  Chief
Geologist and Manager of Mine Technology for further review and approval. The draft disclosures are then
reviewed and approved by our Chief Financial OÇcer and Chief Executive OÇcer before inclusion in our
annual  and  quarterly  reports.  Additionally,  the  long-range  mine  planning  and  ore  reserve  estimates  are
reviewed annually by our Audit Committee. Furthermore, all changes to ore reserve estimates, other than
those due to changes in production levels, are documented by our Chief Geologist and Manager of Mine
Technology  and  are  submitted  to  our  Vice  President  of  Operations  for  review  and  approval.  Finally,  we
perform periodic reviews of long-range mine plans and ore reserve estimates at mine staÅ meetings and senior
management meetings.

9

Operations

During 2004 and 2003, we produced 21.7 million tons and 18.1 million tons, respectively, for our account
and 12.7 million tons and 12.2 million tons, respectively, on behalf of the steel company owners of the mines.
The 7.0 million ton increase in our share of tons produced in 2004 compared to 2002 principally reÖected the
acquisition in December 2003 and full year production in 2004 of United Taconite and increased customer
demand. The following is a summary of total production and our share of that production:

Location and Name

Michigan (Marquette Range)

Total Production Tons
in Millions(1)
2003

2004

2002

Empire Iron Mining Partnership ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Tilden Mining Company L.C. ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Minnesota (Mesabi Range)

Hibbing Taconite Company Ì Joint Venture ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Northshore Mining Company ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
United Taconite(2) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Canada (Newfoundland & Quebec)

5.4
7.8

8.3
5.0
4.1

5.2
7.0

8.0
4.8
1.6

3.6
7.9

7.7
4.2
4.2

Wabush Mines Ì Joint Venture ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

3.8

5.2

4.5

Total(3) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 34.4

30.3

27.9

(1) Tons are long tons of pellets of 2,240 pounds.

(2) Total production at United Taconite in 2003 and 2002 includes production of Eveleth Mines before it was

acquired by United Taconite in the fourth quarter of 2003.

(3) Excludes 4.2 million tons in 2002 and 1.5 million tons in 2003 produced by Eveleth Mines prior to its

acquisition by United Taconite in the fourth quarter of 2003.

Location and Name

Michigan (Marquette Range)

Our Share of
Production Tons in
Millions(1)
2003

2004

2002

Empire Iron Mining Partnership ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Tilden Mining Company L.C. ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Minnesota (Mesabi Range)

Hibbing Taconite Company Ì Joint Venture ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Northshore Mining Company ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
United Taconite ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Canada (Newfoundland & Quebec)

4.2
6.7

1.9
5.0
2.9

4.0
6.0

1.8
4.8
.1

1.1
6.7

1.5
4.2

Wabush Mines Ì Joint Venture ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

1.0

1.4

1.2

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 21.7

18.1

14.7

(1) Tons are long tons of pellets of 2,240 pounds.

Our business is subject to a number of operational factors that can aÅect our future proÑtability. SigniÑcant
mining challenges include the following:

a) the uncertainties regarding mine life and estimates of ore reserves;

b) uncertainties relating to iron ore pricing and Öuctuations in currency exchange rates;

10

c) unanticipated geological conditions, natural disasters, interruptions in electrical or other power
sources, equipment failures, unanticipated capital requirements and maintenance costs, or other unex-
pected events that could cause shutdowns or production curtailments for us or for our steel industry
customers;

d) uncertainties relating to production costs, including increases in our costs of electrical power, fuel

or other energy sources;

e) uncertainties relating to governmental regulation of our mines and processing facilities, including

under environmental laws; and

f) uncertainties relating to labor relations.

A more detailed description of these risks is contained in ""Management's Discussion and Analysis of Financial
Conditions and Results of Operations Ì Risks Relating to the Company.''

Mine Capacity and Iron Ore Reserves. The following is a table that reÖects expected current annual
capacity  and  economic  ore  reserves  for  our  iron  ore  mines  as  of  December  31,  2004.  The  estimated  ore
reserves  and  full  production  rates  could  be  aÅected  by,  among  other  things,  future  industry  conditions,
geological conditions, and ongoing mine planning. Maintenance of eÅective production capacity of the ore
reserves could require increases in capital and development expenditures. Alternatively, changes in economic
conditions or in the expected quality of ore reserves could decrease capacity or mineral reserves. Technological
progress could alleviate such factors or increase capacity or ore reserves. Our 2005 ore reserve estimates for
our iron ore mines as of December 31, 2004 were estimated from fully-designed pits developed using three-
dimensional modeling techniques. The fully-designed pit incorporates design slopes, practical mining shapes
and access ramps to assure the accuracy of our reserve estimates.

Tons in Millions(1)

Mine

Iron Ore
Mineralization

Mineral
Reserves(2)(3)
Current
Annual Current Previous
Capacity Year

Mineral
Rights

Year Owned Leased

Method of
Reserve
Estimation

Operating
Since

Infrastructure

Empire ÏÏÏÏÏÏÏÏÏÏ Negaunee Iron

5.5

23

29

57% 43% Geologic Ì Block

1963 Mine, Concentrator,

Formation
(Magnetite)

Model

Pelletizer

Tilden ÏÏÏÏÏÏÏÏÏÏÏ Negaunee Iron

8.0

273

280

100%

0% Geologic Ì Block

1974 Mine, Concentrator,

Formation
(Hematite/Magnetite)

Model

Pelletizer

Hibbing TaconiteÏÏ Biwabik Iron

8.2

166

174

3% 97% Geologic Ì Block

1976 Mine, Concentrator,

Formation
(Magnetite)

Model

Pelletizer

Northshore(4) ÏÏÏÏ Biwabik Iron

4.8

315

320

0% 100% Geologic Ì Block

Formation
(Magnetite)

Model

1990 Mine, Concentrator,
Pelletizer, Railroad

United Taconite(5) Biwabik Iron

5.2

130

112

0% 100% Geologic Ì Block

1965 Mine, Concentrator,

Formation
(Magnetite)

Model

Pelletizer

Wabush ÏÏÏÏÏÏÏÏÏ Wabush Iron

6.0

57

61

0% 100% Geologic Ì Block

Formation (Hematite)

Model

1965 Mine, Concentrator,
Pelletizer, Railroad

Total

37.7

964

976

(1) Tons are long tons of pellets of 2,240 pounds.

(2) Estimated standard equivalent pellets, including both proven and probable reserves.

(3) We regularly evaluate our ore reserve estimates and update them as required in accordance with the SEC

Industry Guide 7.

(4) An  expansion  project  has  been  initiated  that  is  expected  to  increase  annual  production  capacity  by

.8 million tons.

11

(5) United  Taconite  purchased  the  mine  assets  out  of  bankruptcy  on  December  1,  2003  and  resumed
operations in late December. United Taconite's ore reserves had been based on an estimate generated by
the former owners dated June 2000, adjusted for production since that time. The 2005 ore reserves, which
increased by 23 million tons, were based on and fully comply with our ore reserve estimation policy.
Annual capacity includes the full year eÅect of the 2004 expansion projects.

General Information about the Mines

Leases. Mining is conducted on multiple mineral leases having varying expiration dates. Mining leases

are routinely renegotiated and renewed as they approach their respective expiration dates.

Exploration  and  Development. The  Empire,  Tilden,  Hibbing,  Northshore,  United  Taconite  and
Wabush mines are all open pit mines that are well past the exploration stage and are in production. Additional
pit  development  is  underway  at  each  mine  as  required  by  long-range  mine  plans.  Drilling  programs  are
conducted periodically for the purpose of reÑning guidance related to ongoing operations.

The  Biwabik,  Negaunee,  and  Wabush  Iron  Formations  are  classiÑed  as  Lake  Superior  type  iron-
formations that formed under similar sedimentary conditions in shallow marine basins approximately two
billion years ago. Magnetite and/or hematite are the predominant iron oxide ore minerals present, with lesser
amounts of goethite and limonite. Chert is the predominant waste mineral present, with lesser amounts of
silicate and carbonate minerals. The ore minerals readily liberate from the waste minerals upon Ñne grinding.

Geologic models are developed for all mines to deÑne the major ore and waste rock types. Computerized
block models are then constructed that include all relevant geologic and metallurgical data. These are used to
generate grade and tonnage estimates, followed by detailed mine designs.

Mine  Facilities  and  Equipment. Each  of  the  mines  has  crushing,  concentrating,  and  pelletizing
facilities. The facilities at each site are in satisfactory condition, although they require routine capital and
maintenance expenditures on an ongoing basis. Certain mine equipment generally is powered by diesel or
gasoline. The total cost of the property, plant and equipment, net of applicable accumulated amortization and
depreciation as of December 31, 2004, for each of the mines is set forth in the chart below.

Location and Name

Michigan (Marquette Range)

Total Historical Cost of Mine
Property, Plant and Equipment
(Excluding Real Estate and
Construction in Progress), Net of
Applicable Accumulated
Amortization and Depreciation
(In millions)

Empire Iron Mining Partnership ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Tilden Mining Company L.C. ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 129.0(1)
220.5(2)

Minnesota (Mesabi Range)

Hibbing Taconite Company Ì Joint Venture ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Northshore Mining Company ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
United Taconite ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

439.6(3)
78.2(4)
6.4(5)

Canada (Newfoundland & Quebec)

Wabush Mines Ì Joint VentureÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

355.4(3)

TotalÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$1,229.1

(1) Includes capitalized Ñnancing costs of $13.2 million, net of accumulated amortization.

(2) Includes capitalized Ñnancing costs of $25.1 million, net of accumulated amortization.

(3) Does not reÖect depreciation, which is recorded by the individual venturers.

(4) As noted above, the assets of the Northshore mine were purchased out of bankruptcy by Cyprus Minerals

in 1989.

12

(5) As noted above, the assets of Eveleth Mines were purchased out of bankruptcy by United Taconite in

2003.

We directly own approximately one-half of the remaining ore reserves at the Empire mine and approximately
three percent of the reserves at the Hibbing mine, and lease or sublease the balance of the reserves from their
owners. We own all of the ore reserves at the Tilden mine. The ore reserves at Northshore mine, United
Taconite mine and Wabush Mines are owned by others and leased or subleased directly to those mines.

The reduction in our ore reserve estimates for the Empire mine is due to the inability to develop eÅective
mine  plans  that  produce  cost-justiÑed  combinations  of  production  volume,  ore  quality  and  stripping
requirements with our 2003 reserve base. A more detailed description of the reduction in ore reserve estimates
for the Empire mine is contained in ""Management's Discussion and Analysis of Financial Conditions and
Results of Operations Ì Risks Relating to the Company.'' The reduction in our ore reserve estimates for
Wabush Mines is largely a reÖection of increased operating costs, the impact of currency exchange rates and a
reduction  in  maximum  mining  depth  due  to  dewatering  capabilities  based  on  a  hydroanalysis  evaluation.
Partially oÅsetting these impacts were higher Eastern Canadian pellet pricing and an increase in Wabush
production to its capacity of six million tons per year. A more detailed description of the reduction in ore
reserve estimates for Wabush Mines is contained in ""Management's Discussion and Analysis of Financial
Conditions and Results of Operations Ì Risks Relating to the Company.''

Competition

We compete with several iron ore producers in North America, including Iron Ore Company of Canada,
Quebec Cartier Mining Co. and U.S. Steel, as well as other steel companies that own interests in iron ore
mines that may have excess iron ore inventories. In addition, signiÑcant amounts of iron ore have, since the
early  1980s,  been  shipped  to  the  United  States  from  Brazil  and  Venezuela  in  competition  with  iron  ore
produced by us.

As the North American steel industry continues to consolidate, a major focus of the consolidation is on
the continued life of the integrated steel industry's raw steel making operations, i.e., blast furnaces and basic
oxygen  furnaces  that  produce  raw  steel.  Some  steelmakers  are  importing  semi-Ñnished  steel  slabs  as  an
alternative to using blast furnaces and basic oxygen furnaces to produce steel because of the costs associated
with relining blast furnaces and maintaining coke ovens. These imported steel slabs can be converted and
Ñnished  in  the  steelmaker's  downstream  Ñnishing  facilities.  If  the  trend  continues,  and  more  slabs  are
imported, the demand for pellets that are used primarily in blast furnaces would diminish. In addition, other
competitive forces have become a large factor in the iron ore business. Electric furnaces built by ""mini-mills,''
which are steel recyclers, generally produce steel by using scrap steel, not iron ore pellets, in their electric
furnaces.

Competition among the sellers of iron ore pellets is predicated upon the usual competitive factors of price,

availability of supply, product performance, service and transportation cost to the consumer.

Environment

In the construction of our facilities and in their operation, substantial costs have been incurred and will be
incurred to avoid undue eÅects on the environment. Our North American capital expenditures relating to
environmental matters were $7.3 million in 2004 and $2.7 million in 2003. It is estimated that approximately
$17.5 million will be spent in 2005 for capital investment in environmental control facilities.

Generally,  various  legislative  bodies  and  federal  and  state  agencies  are  continually  promulgating
numerous new laws and regulations aÅecting us, our customers, and our suppliers in many areas, including
waste discharge and disposal, hazardous classiÑcation of materials and products, air and water discharges, and
many other environmental, health and safety matters. Although we believe that our environmental policies and
practices  are  sound  and  do  not  expect  that  the  application  of  any  current  laws  or  regulations  would  be
reasonably expected to result in a material adverse eÅect on our business or Ñnancial condition, we cannot
predict the collective adverse impact of this expanding body of laws and regulations.

13

The iron ore industry has been identiÑed by the Environmental Protection Agency (the ""EPA'') as an
industrial category that emits pollutants established by the 1990 Clean Air Act Amendments. These pollutants
included  over  200  substances  that  are  now  classiÑed  as  hazardous  air  pollutants  (""HAP'').  The  EPA  is
required to develop rules that would require major sources of HAP to utilize Maximum Achievable Control
Technology  (""MACT'')  standards  for  their  emissions.  Pursuant  to  this  statutory  requirement,  the  EPA
published a Ñnal rule on October 30, 2003 imposing emission limitations and other requirements on taconite
iron ore processing operations. We must comply with the new requirements by no later than October 30, 2006.
Our  projected  capital  expenditures  in  2005  and  2006  to  meet  the  MACT  standards  are  approximately
$20 million, including $4 million related to the restart of Line 1 at United Taconite. In December 2003, we
Ñled a Petition to Delist Taconite Iron Ore Processing from MACT under Section 112 of the Clean Air Act
based  upon  extensive  data  analyses,  human  health  and  ecological  risk  assessments  that  are  believed  to
demonstrate  that  a  MACT  regulation  for  taconite  operations  is  not  warranted.  Typically,  the  EPA's
consideration of a petition is an iterative process extending over several months, with a longer period for
controversial  subjects.  On  January  23,  2004,  the  National  Wildlife  Federation,  Minnesota  Conservation
Federation, Lake Superior Alliance and Save Lake Superior Association Ñled a petition for review of the
EPA's Ñnal MACT rule in the United States Court of Appeals for the District of Columbia. This petition
challenged  the  EPA's  decision  not  to  impose  standards  for  mercury  and  asbestos  and  monitoring  of
formaldehyde from taconite indurating furnaces. We Ñled a petition to intervene in this case. Subsequently,
the Court remanded to EPA the asbestos and mercury rules; no determination has yet been made regarding
the monitoring of formaldehyde.

Our environmental liability includes our obligations related to six sites which are independent of our iron
mining  operations,  seven  former  iron  ore-related  sites,  eight  leased  land  sites  where  we  are  lessor  and
miscellaneous remediation obligations at our operating units. Included in the obligation are federal and state
sites where we are named as a potentially responsible party (""PRP''), such as the Milwaukee Solvay site
described in ""Item 3. Legal Proceedings,'' the Rio Tinto mine site in Nevada, where signiÑcant site clean-up
activities have taken place, and the Kipling, Deer Lake and Pellestar sites in Michigan.

Pellestar.

In February 2003, we received a Notice of Potential Liability from the EPA with respect to
the  Pellestar  site,  located  in  Negaunee  Township,  Marquette  County,  Michigan  (the  ""Site'').  The  EPA
advised  us  that  we  are  considered  to  be  a  PRP  under  the  Comprehensive  Environmental  Response,
Compensation, and Liability Act of 1980, as amended (""CERCLA''). We, through a subsidiary, owned the
Site from 1955 to 1986, at which time the Site was sold. During the period that we owned the Site, we
operated  a  pilot  plant  facility  for  research  and  development  activities  on  diÅerent  pelletizing  processes.
Subsequent owners and operators conducted a variety of recycling activities on the Site. We are one of a
number of PRPs relating to the Site. In the third quarter 2003, we, along with the other PRPs, entered into a
proposed  Administrative  Order  by  Consent  (a  ""Consent  Order''),  and  the  PRPs  collectively  retained  a
consultant to implement an EPA-approved Removal Action Plan (""RAP'') at the Site. Clean-up activities
under  the  RAP  have  been  completed.  Our  share  of  the  cost  of  the  clean-up  was  $.2  million.  Our  only
outstanding obligation under the Consent Order is the payment of our share of EPA oversight costs, which
have yet to be determined.

For additional information on our environmental matters, see ""Item 3. Legal Proceedings'' and Note 5 in

the Notes to our Consolidated Financial Statements for the year ended December 31, 2004.

Energy

Electricity. The Empire and Tilden mines each have electric power supply contracts with Wisconsin
Electric Power Company that are eÅective through 2007 and include an energy price cap and certain power
curtailment features.

Electric power for the Hibbing mine and the United Taconite mine is supplied by Minnesota Power, Inc.,

under agreements that continue to December 2008 and October 2008, respectively.

Silver Bay Power Company, an indirect wholly-owned subsidiary of ours, with a 115 megawatt power
plant,  provides  the  majority  of  Northshore's  energy  requirements,  has  an  interconnection  agreement  with

14

Minnesota Power, Inc. for backup power, and sells 40 megawatts of excess power capacity to Northern States
Power Company under a contract that extends to 2011.

Wabush  Mines  owns  a  portion  of  the  Twin  Falls  Hydro  Generation  facility  that  provides  power  for
Wabush's mining operations in Newfoundland. We have a 20-year agreement with Newfoundland Power,
which continues until December 31, 2014. This agreement allows an interchange of water rights in return for
the power needs for Wabush's mining operations. The Wabush pelletizing operations in Quebec are served by
Quebec Hydro on an annual contract.

Process Fuel. We have contracts providing for the transport of natural gas for our United States iron ore
operations. The Empire and Tilden mines have the capability of burning natural gas, coal, or, to a lesser
extent, oil. The Hibbing and Northshore mines have the capability to burn natural gas and oil. The United
Taconite mine has the ability to burn coal, natural gas and coke breeze. Although all of the U.S. mines have
the capability of burning natural gas, with higher recent natural gas prices, the pelletizing operations for the
U.S. mines utilized alternate fuels when practicable. Wabush Mines has the capability to burn oil and coke
breeze.

Any  substantial  unmitigated  interruption  of  either  electric  power  or  process  fuel  supply  could  be

materially adverse to us.

Research and Development

We have been a leader in iron ore mining technology for more than 150 years. We operated some of the
Ñrst  mines  on  Michigan's  Marquette  Iron  Range  and  pioneered  early  open  pit  and  underground  mining
methods. From the Ñrst application of electrical power in Michigan's underground mines to the use today of
sophisticated computers and global positioning satellite systems, we and our managed mines have been leaders
in the application of new technology to the centuries-old business of mineral extraction.

We maintain research facilities in Ishpeming, Michigan at our CliÅs Technology Center. It was at these
facilities that the current concentrating and pelletizing process was developed in the 1950s. This successful
development allowed for what was once considered millions of tons of useless rock to be turned into an iron ore
reserve that provides the basis for our operations today. Today our engineering and technical staÅs are engaged
in full-time technical support of our operations and improvement of existing products.

As discussed above under ""Item 1. Business,'' in 2002, we agreed to participate in Phase II of the Mesabi
Nugget Project. Other participants include Kobe Steel, Steel Dynamics, Inc., Ferrometrics, Inc. and the State
of Minnesota. Construction of a $16 million pilot plant at our Northshore mine, to test and develop Kobe
Steel's technology for converting iron ore into nearly pure iron in nugget form, was completed in May 2003.
The high-iron-content product could be utilized to replace steel scrap as a raw material for electric steel
furnaces and blast furnaces or basic oxygen furnaces of integrated steel producers or as feed stock for the
foundry industry.

The technology currently licensed to us, in partnership with others, may make it possible to commercially
produce a product in granular form comparable to the molten iron product produced by blast furnaces. The
granular product, which we call iron nuggets, can be handled and transported easily and is suitable for delivery
directly into a steelmaking furnace as a substitute for molten iron or scrap. Iron nuggets have fewer impurities
than scrap metal. Most likely, the type of furnace that would use this material would be the EAF, which is the
type of furnace used by the minimill steel segment. EAFs now comprise approximately 50 percent of all
steelmaking capacity in North America.

A  third  operating  phase  of  the  pilot  plant  test  in  2004  conÑrmed  the  commercial  viability  of  this
technology. The pilot plant ended operations August 3, 2004. The product has been used by four electric
furnace producers and one foundry with favorable results. Our contribution to the project through the pilot
plant testing and development phase was $5.3 million, primarily contributions of in-kind facilities and services.
Preliminary  construction  engineering  and  environmental  permitting  activities  have  been  initiated  for  two
potential commercial plant locations (one in Butler, Indiana near Steel Dynamics' steelmaking facilities and
one at our CliÅs Erie site in Hoyt Lakes, Minnesota) with earliest environmental approval expected in the Ñrst

15

half of 2005. A decision to proceed on construction of a commercial plant could be made in the Ñrst half of
2005; we would be the supplier of iron ore and have a minority interest in the Ñrst commercial plant.

Employees

As of December 31, 2004, there were a total of 3,777 employees:

Mining Operations

Salaried

Hourly

Total

Empire/Tilden(1) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Hibbing ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
NorthshoreÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Wabush ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
United Taconite ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
LS&I Railroad ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Corporate/Support Services ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total(2)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

157
127
138
156
66
12
126

782

998
582
351
576
365
121
2

1,155
709
489
732
431
133
128

2,995

3,777

(1) We combined the workforces of the Empire and Tilden mines for administrative purposes in 2003.

(2) Includes our employees and the employees of the joint ventures.

Hourly employees at our mining operations (other than Northshore) are represented by the United Steel
Workers of America (""USWA'') under collective bargaining agreements. In August 2004, four-year labor
agreements were ratiÑed between each of the Hibbing, Tilden, United Taconite and Empire mines and the
USWA covering the period to August 1, 2008. Also, in October 2004, we entered into a Ñve-year agreement
with the USWA covering the employees of the Wabush mine, which expires on March 1, 2009. Hourly
employees of one of our wholly owned railroads are represented by six unions with labor agreements expiring
at various dates.

Our  safety  systems,  which  reÖect  the  shared  commitment  of  management  and  employees  to  the
prevention  of  incidents  and  illnesses,  continue  to  pay  oÅ  in  improved  performance.  Demonstrating  this
commitment, we established a safe production goal of a 25 percent reduction in the reportable incident rate to
2.0  per  200,000  employee  hours  worked  for  2004.  Although  the  target  was  not  achieved,  overall  safety
performance was again the best in our history. The frequency rate as deÑned by the Mine Safety and Health
Administration (""MSHA'') for total reportable incidents was 2.41 per 200,000 employee hours worked, an
improvement of 11 percent from 2003 and 38 percent from 2002. According to MSHA, the industry frequency
rate for total reportable incidents for U.S. mines, mills and shops (excluding coal) was 3.99 per 200,000
employee hours worked in 2004. Our frequency rate for lost-time incidents was 1.4 per 200,000 employee
hours worked, unchanged from 2003 and a 26 percent improvement from 2002.

Item 3. Legal Proceedings.

We and certain of our subsidiaries are involved in various claims and ordinary routine litigation incidental
to our businesses, including claims relating to the exposure to asbestos and silica. The full impact of these
claims and proceedings in the aggregate continues to be unknown. It is possible that some of these claims and
proceedings could be decided unfavorably. Unfavorable outcomes or settlements or adverse media coverage
could encourage the commencement of additional similar litigation. We continue to monitor our claims and
litigation expense but believe, based on currently known information, that resolution of currently pending
claims and proceedings are unlikely in the aggregate to have a material adverse eÅect on our consolidated
Ñnancial statements.

Maritime Asbestos Litigation. The Cleveland-CliÅs Iron Company (""Iron'') and/or The Cleveland-
CliÅs Steamship Company, or both, which are our subsidiaries, have been named defendants in 479 actions
brought from 1986 to date by former seamen (or their administrators) in which the plaintiÅs claim damages

16

under federal law for illnesses allegedly suÅered as the result of exposure to airborne asbestos Ñbers while
serving as crew members aboard the vessels previously owned or managed by our entities until the mid-1980s.
In a signiÑcant majority of the cases, our entities are co-defendants with a number of other shipowners whose
employees worked on our entities' vessels and the vessels of such other shipowners, as well as shipyards and
manufacturers  of  asbestos-containing  products.  The  general  understanding  among  shipowners  is  that  any
liability in these cases will be divided according to the proportion of time served by such seamen on the
respective owners' vessels. There, however, can be no guarantees that all of these co-defendants are or will
continue to be solvent. All these actions have been consolidated into multidistrict proceedings in the Eastern
District of Pennsylvania, whose docket now includes a total of over 30,000 maritime cases Ñled by seamen
against shipowners and other defendants. All of these cases have been administratively dismissed without
prejudice, but can be reinstated upon application by plaintiÅs' counsel. The claims against our entities are
insured, subject to self-insured retentions by the insured in amounts that vary by policy year; however, the
manner in which these retentions will be applied remains uncertain. Our entities continue to vigorously contest
these claims and have made no settlements on these claims.

Milwaukee Solvay Coke.

In September 2002, we received a draft of a proposed Administrative Order
by Consent from the EPA, for clean-up and reimbursement of costs associated with the Milwaukee Solvay
coke plant site in Milwaukee, Wisconsin. The plant was operated by a predecessor of ours from 1973 to 1983,
which predecessor we acquired in 1986. In January 2003, we completed the sale of the plant site and property
to a third party. Following this sale, an Administrative Order by Consent (""Solvay Consent Order'') was
entered into with the EPA by us, the new owner and another third party who had operated on the site. In
connection with the Solvay Consent Order, the new owner agreed to take responsibility for the removal action
and agreed to indemnify us for all costs and expenses in connection with the removal action. In the third
quarter 2003, the new owner, after completing a portion of the removal, experienced Ñnancial diÇculties. In an
eÅort to continue progress on the removal action, we expended approximately $.9 million in the second half of
2003 and $2.1 million in 2004. At this time, we believe the requirements of the removal action have been
substantially completed.

On August 26, 2004, we received a Request for Information pursuant to Section 104(e) of CERCLA
relative to the investigation of additional contamination below the ground surface at the Milwaukee Solvay
site. The Request for Information was also sent to 13 other PRPs. At this time, the nature and extent of the
contamination, the required remediation, the total cost of the clean-up and the cost-sharing responsibilities of
the PRPs cannot be determined. We increased our environmental reserve for Milwaukee Solvay by $.8 million
in 2004 for potential additional exposure.

Mountain West Mines. On May 4, 2004, Iron, a subsidiary of the Company, was sued along with two
other defendants in the United State District Court for the District of Wyoming. The plaintiÅ, Mountain West
Mines, Inc. (""Mountain West''), asserts that Iron and the other defendants are liable to it for a four percent
overriding royalty interest on all yellowcake uranium produced from the Powder River Basin in Wyoming and
sold by Iron or certain other entities with which Iron had conducted business. Mountain West is seeking a
substantial but as yet uncertain amount from Iron. We are defending the Civil Action vigorously and have
Ñled an answer denying any liability to Mountain West on any theory as well as a counterclaim seeking a
declaration that Iron has no obligation to Mountain West. Discovery in the case is ongoing, and the case is set
for trial on June 20, 2005.

17

Item 4. Submission of Matters to a Vote of Security Holders.

None.

Name

EXECUTIVE OFFICERS OF THE REGISTRANT

Position with Cleveland-CliÅs Inc as of February 17, 2005

J. S. Brinzo ÏÏÏÏÏÏÏÏÏÏÏÏÏ Chairman, President and Chief Executive OÇcer
D. H. GunningÏÏÏÏÏÏÏÏÏÏÏ Vice Chairman
W. R. Calfee ÏÏÏÏÏÏÏÏÏÏÏÏ Executive Vice President Ì Commercial
D. J. Gallagher ÏÏÏÏÏÏÏÏÏÏ Senior Vice President, Chief Financial OÇcer and Treasurer
R. L. Kummer ÏÏÏÏÏÏÏÏÏÏÏ Senior Vice President Ì Human Resources
J. A. Trethewey ÏÏÏÏÏÏÏÏÏÏ Senior Vice President Ì Business Development

Age

63
62
58
52
48
60

There is no family relationship between any of our executive oÇcers, or between any of our executive
oÇcers and any of our Directors. OÇcers are elected to serve until successors have been elected. All of the
above-named executive oÇcers were elected eÅective on the eÅective dates listed below for each such oÇcer.

The business experience of the persons named above for the last Ñve years is as follows:

J. S. Brinzo

Chairman and Chief Executive OÇcer, Cleveland-CliÅs Inc,

January 1, 2000 to June 30, 2003.

Chairman, President and Chief Executive OÇcer, Cleveland-CliÅs Inc,

D. H. Gunning

Consultant and Private Investor,

July 1, 2003 to date.

December 1997 to April 15, 2001.
Vice Chairman, Cleveland-CliÅs Inc,

April 16, 2001 to date.

W. R. Calfee

Executive Vice President Ì Commercial, Cleveland-CliÅs Inc,

D. J. Gallagher

Vice President Ì Sales, Cleveland-CliÅs Inc,

October 1, 1995 to date.

August 1, 1998 to July 28, 2003.

Senior Vice President, Chief Financial OÇcer and Treasurer,

Cleveland-CliÅs Inc,
July 29, 2003 to date.

R. L. Kummer

Vice President, Human Resources, Government and Public AÅairs,

Kennecott Energy Company,
June 1, 1999 to August 31, 2000.

Vice President Ì Human Resources, Cleveland-CliÅs Inc,

September 5, 2000 to December 31, 2002.

Senior Vice President Ì Human Resources, Cleveland-CliÅs Inc,

January 1, 2003 to date.

J. A. Trethewey

Senior Vice President Ì Operations Services, Cleveland-CliÅs Inc,

June 1, 1999 to March 15, 2001.

Senior Vice President Ì Business Development, Cleveland-CliÅs Inc,

March 16, 2001 to April 23, 2003.

Senior Vice President Ì Operations Improvement, Cleveland-CliÅs Inc,

April 24, 2003 to May 31, 2004.

Senior Vice President Ì Business Development, Cleveland-CliÅs Inc,

June 1, 2004 to date.

18

PART II

Item 5. Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of

Equity Securities.

Stock Exchange Information

Our Common Shares (ticker symbol CLF) are listed on the New York Stock Exchange. The shares are

also listed on the Chicago Stock Exchange.

Common Share Price Performance and Dividends

All per share information has been adjusted retroactively to reÖect the two-for-one stock split eÅective

December 31, 2004.

First Quarter ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Second QuarterÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Third Quarter ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Fourth Quarter ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Dividends
2004

$

.10

$.10

Price Performance

2004

2003

High

Low

High

Low

$34.04
33.84
40.25
53.56

$21.28
19.71
25.03
33.35

$10.81
9.95
13.65
27.20

$ 9.28
7.38
8.68
12.80

53.56

19.71

27.20

7.38

At February 16, 2005, we had 1,769 shareholders of record. No dividends were paid in 2003.

Issuer Purchases Of Equity Securities

The  share  information  has  been  adjusted  retroactively  to  reÖect  the  two-for-one  stock  split  eÅective

December 31, 2004.

Period

(a)

(b)

(c)
Number of Shares
Purchased as Part
of Publicly

Total Number of Average Price Paid Announced Plans or
Shares Purchased

per Share $

Programs

October 1-31, 2004 ÏÏÏÏÏ
November 1-30, 2004 ÏÏÏ
December 1-31, 2004 ÏÏÏ

-0-
70,000
778(2)

-0-
38.4408
52.12

-0-
70,000
-0-

(d)
Maximum Number
of Shares that may
yet be Purchased
under the Plans or
Programs(1)

1,900,000
1,830,000
1,830,000

(1) On July 13, 2004, the Company received the approval from the Board of Directors to repurchase up to an
aggregate of two million shares of the Company's outstanding Common Shares, with such repurchases to
include the Company's 3.25% Redeemable Cumulative Convertible Perpetual Preferred Stock at the
redemption  rate  of  1  share  of  Preferred  Stock  equivalent  to  32.3354  Common  Shares.  During  this
reportable quarter, only Common Shares have been repurchased at the then current market rate. The
repurchase program was suspended by the Board of Directors on January 11, 2005.

(2) All repurchases by the Company in December represent shares repurchased from stock option recipients

in lieu of cash payment for the exercise price of non-employee stock options.

19

Item 6. Selected Financial Data.

Summary of Financial and Other Statistical Data
Cleveland-CliÅs Inc and Consolidated Subsidiaries

2004

2003

2002

2001

2000

Financial Data (In Millions, Except Per Share Amounts and

Employees)
For The Year
Operating Income (Loss) From Continuing Operations (Pre-Tax)

Revenues From Product Sales and Services ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 1,206.7
(1,056.8)
Cost of Goods Sold and Operating Expenses ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
(31.9)
Other Operating Income (Expense) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
118.0
Operating Income (Loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
320.5
Income (Loss) From Continuing Operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Income (Loss) From Discontinued Operation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
3.1
Income (Loss) Before Extraordinary Gain and Cumulative EÅect

$ 825.1 $ 586.4 $ 319.3 $ 379.4
(366.0)
(835.0)
28.8
(38.4)
42.2
(48.3)
26.7
(34.9)
(8.6)

(582.7)
(65.4)
(61.7)
(66.4)
(108.5)

(358.7)
10.0
(29.4)
(19.5)
(12.7)

of Accounting Changes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Extraordinary GainÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cumulative EÅect of Accounting Changes Income (Loss)(a) ÏÏÏÏ
Net Income (Loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Preferred Stock DividendsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Income (Loss) Applicable to Common Shares ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Earnings (Loss) Per Common Share Ì Basic(b)

Continuing Operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Discontinued Operation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cumulative EÅect of Accounting Changes and Extraordinary

Gain ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Earnings (Loss) Applicable to Common Shares ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Earnings (Loss) Per Common Share Ì Diluted(b)

Continuing Operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Discontinued Operation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cumulative EÅect of Accounting Changes and Extraordinary

Gain ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Earnings (Loss) Per Common Share(b)(c) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total Assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Debt Obligations EÅectively Serviced(d) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net Cash From (Used By) Operating Activities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Redeemable Cumulative Convertible Perpetual Preferred Stock ÏÏÏ
Distributions to Preferred Shareholders Cash Dividends ÏÏÏÏÏÏÏÏÏÏ
Distributions to Common Shareholders Cash Dividends

Ì  Per Share(b) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì  Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Repurchases of Common Shares ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Pro Forma Results Assuming Accounting Changes Made

Retroactively(e)
Net Income (Loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Per Share(b)

Ì  BasicÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì  Diluted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Iron Ore Production and Sales Statistics (Millions of Gross

Tons)

323.6

323.6
(5.3)
318.3

14.79
.15

14.94

11.69
.11

11.80
1,161.1
9.6
(141.1)
172.5
5.3

.10
2.2
6.5

(34.9)
2.2

(32.7)

(174.9)

(32.2)

18.1

(13.4)
(188.3)

9.3
(22.9)

18.1

(32.7)

(188.3)

(22.9)

18.1

(1.70)

.10
(1.60)

(1.70)

.10
(1.60)
881.6
34.6
42.7

(3.29)
(5.36)

(.66)
(9.31)

(3.29)
(5.36)

(.66)
(9.31)
718.1
67.4
40.9

(.97)
(.63)

1.29
(.42)

.46
(1.14))

(.97)
(.63)

.46
(1.14)
818.5
173.9
28.9

.20
4.1

.87

1.28
(.42)

.86
723.5
74.0
31.6

.75
15.7
15.6

(188.3)

(23.7)

19.1

(9.31)
(9.31)

(1.18)
(1.18)

.92
.91

Production From Iron Ore Mines Managed by the Company ÏÏÏÏÏ
Company's Share of Iron Ore Production ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Company's Sales TonsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Common Shares Outstanding (Millions)(b)

Ì  Average for Year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì  At Year-End ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Employees at Year-End(f) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

34.4
21.7
22.6

21.3
21.6
3,777

30.3
18.1
19.2

20.5
21.0
3,956

27.9
14.7
14.7

20.2
20.2
3,858

25.4
7.8
8.4

20.2
20.2
4,302

41.0
11.8
10.4

20.8
20.2
5,645

20

(a) EÅective January 1, 2002, the Company adopted SFAS No. 143, ""Accounting for Asset Retirement
Obligations''  and  eÅective  January  1,  2001,  the  Company  changed  its  method  of  accounting  for
investment gains and losses on pension assets for the recognition of pension expense.

(b) On November 9, 2004, the Board of Directors of Cleveland-CliÅs Inc approved a two-for-one stock split
of its Common Shares. The record date for the stock split was December 15, 2004, with a distribution
date of December 31, 2004. Accordingly, all Common Shares and per share amounts have been adjusted
retroactively  to  reÖect  the  stock  split.  Additionally,  all  diluted  per  share  amounts  reÖect  the  ""as-if-
converted'' eÅect of the Company's convertible preferred stock as required by Emerging Issues Task
Force Consensus 04-8.

(c) In 2003, the Company recognized a $2.2 million extraordinary gain in the acquisition of the assets of
Eveleth Mines; $3.3 million acquisition and startup costs for this same mine, renamed United Taconite
and $8.7 million of restructuring charges related to a salaried employee reduction program. Results for
2002 include $95.7 million and $52.7 million for impairment charges relating to a discontinued operation
and impairment of mining assets, respectively. Results for 2000 include an after-tax $9.9 million recovery
on an insurance claim, $5.2 million federal income tax credit, and a $7.1 million charge relating to a
common stock investment (combined $.39 per share).

(d) Includes  the  Company's  share  of  unconsolidated  ventures  and  equipment  acquired  on  capital  leases;

includes short-term portion.

(e) The pro forma results include the eÅect on prior years for the retroactive impact of changes in accounting
methods related to: (1) change in 2001 for the recognition of gains and losses on pension assets (gain of
$1.8 million, or $.08 per share in 2000); and (2) adoption in 2002 of the asset retirement obligation
(expense of $.8 million or $.04 per share in 2001, and $.8 million, or $.04 per share in 2000).

(f) Includes employees of mining ventures.

Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations.

Two-for-One Stock Split

On November 9, 2004, the Board of Directors of Cleveland-CliÅs Inc approved a two-for-one stock split
of its Common Shares. The record date for the stock split was December 15, 2004 with a distribution date of
December 31, 2004. Accordingly, all Common Shares, per share amounts, stock compensation plans and
preferred stock conversion rates have been adjusted retroactively to reÖect the stock split. Additionally, all
diluted per share amounts reÖect the ""as-if-converted'' eÅect of the Company's convertible preferred stock as
required by Emerging Issues Task Force Consensus 04-8.

Overview

Cleveland-CliÅs Inc (including its consolidated subsidiaries, the ""Company'' or ""CliÅs'') is the largest
producer of iron ore pellets in North America and sells the majority of its pellets to integrated steel companies
in the United States and Canada. The Company operates six iron ore mines located in Michigan, Minnesota,
and Eastern Canada that currently have a rated capacity of 37.7 million tons of iron ore pellet production
annually. The other iron ore mines in the U.S. and Canada have an aggregate rated capacity of 22.9 million
tons and 21.2 million tons, respectively. Based on its percentage ownership in the mines it operates, CliÅs'
share  of  the  rated  pellet  production  capacity  is  currently  23.1  million  tons  per  annum,  representing
approximately 28 percent of total North American pellet capacity.

Prior  to  2002,  CliÅs  principally  held  a  minority  interest  in  the  mines  it  managed,  with  the  majority
interest  in  each  mine  held  by  various  North  American  steel  companies.  CliÅs'  earnings  were  principally
comprised of royalties and management fees paid by the partnerships, along with sales of its equity share of the
mine pellet production. Faced with marked deterioration in the Ñnancial condition of many of its partners and
customers, the Company embarked on a strategy to reposition itself from a manager of iron ore mines on
behalf of steel company partners to primarily a merchant of iron ore through increasing its ownership interests
in its mines.

21

The Company's increased mine ownerships combined with the explosive growth of steel and iron ore
demand created by an expanding Chinese economy and consolidation of the North American steel industry
has  resulted  in  a  most  remarkable  year  in  2004.  The  Company's  strategic  redirection  and  acceptance  of
additional risks of increased mine ownerships followed by signiÑcant increases in iron ore demand and pricing
culminated in record proÑts in 2004, solid Ñnancial condition, and a strong base for future growth.

The  Company's  successful  navigation  through  numerous  customer  and  partner  bankruptcies  and
corresponding consolidation of the North American steel industry has resulted in the Company emerging with
new long-term supply agreements, at more favorable pricing, with steel company partners and customers that
are  Ñnancially  stronger  than  their  predecessors.  One  premier  example  is  International  Steel  Group,  Inc.
(""ISG''), which acquired and consolidated several bankrupt steel companies. In 2002, the Company invested
$13.0  million  in  ISG  to  support  its  acquisition  of  idled  LTV  Corporation  (""LTV'')  steelmaking  assets,
receiving a seven percent stake in return. The Company also entered into a 15-year term supply agreement to
supply  all  of  ISG's  pellet  requirements  for  its  Cleveland  and  Indiana  Harbor  plants.  Later  in  2002,  the
Company invested another $4.4 million to support ISG's acquisition of the steelmaking assets of Acme Metals
Incorporated  (""Acme'')  and  invested  another  $10.7  million  of  pension  trust  assets  to  support  ISG's
acquisition of Bethlehem Steel Corporation's (""Bethlehem Steel'') assets in 2003. In conjunction with the
acquisition  of  Bethlehem  Steel,  ISG  acquired  Bethlehem's  62.3  percent  equity  interest  in  the  Company-
managed  Hibbing  mine.  Through  its  investments  in  ISG,  the  Company  received  5.9  million  shares
(5.1  million  shares  directly-held  and  .8  million  shares  held  in  its  pension  trust).  In  2004,  the  Company
realized a $152.7 million pre-tax ($99.3 million after-tax) gain on the sale of its 5.1 million shares of directly-
held ISG common stock. The Company continues to own .1 million shares of ISG common stock in its
pension trusts. Also in 2004, ISG acquired the bankrupt assets of Weirton Steel Corporation (""Weirton'') and
Georgetown Steel Corporation. In conjunction with its acquisition of Weirton, ISG assumed the Company's
term  supply  agreement  with  Weirton  with  some  modiÑcations.  ISG,  currently  the  Company's  largest
customer,  recently  agreed  to  merge  with  Mittal  Steel,  the  parent  company  of  Ispat  Inland  Inc.  (""Ispat
Inland''), another signiÑcant customer and 21 percent partner in the Company's Empire mine. The merger is
expected to close in the Ñrst quarter of 2005, creating the largest steel company in the world.

Also in 2004, the Company dramatically improved its liquidity, initially through its January 2004 oÅering
of $172.5 million of redeemable cumulative convertible perpetual preferred stock. The proceeds from the
issuance  were  utilized  to  repay  the  Company's  $25  million  balance  of  its  unsecured  notes  and  to  fund
$76.1  million  into  its  underfunded  salaried  and  hourly  pension  plans  and  retiree  healthcare  accounts
(""VEBAs''). Additionally, the proceeds from the sale of ISG stock and cash Öow from operations provided
the  Company  with  the  liquidity  for  required  capital  expenditures  to  maintain  and  expand  its  production
capacity  and  to  investigate  opportunities  to  further  its  strategic  growth  objectives.  In  January  2005,  the
Company  initiated  an  all-cash  oÅer  to  purchase  the  outstanding  shares  of  Portman  Limited,  a  Western
Australia-based  iron  ore  mining  and  exploration  company.  If  successful,  the  acquisition  cost  will  be
approximately U.S. $500 million. See ""OÅer to Purchase Portman Limited.'' The Company also continues to
investigate opportunities in North America, including Eastern Canadian and U.S. iron ore mines.

The Company's share of production in 2004 was a record 21.7 million tons. Mine operating costs on a per
ton basis in 2004 increased by about 3.5 percent versus 2003 primarily due to energy, supply and royalty
escalation (much of which was recovered in or was due to our sales contract escalators) and cost related to the
U.S. labor negotiations and the Ñxed cost eÅect of the 14-week labor stoppage at Wabush Mines in Canada
where we have a 26.83 percent ownership. From a safety standpoint, 2004 was the safest year on record in the
Company's 157-year history as measured by the Mine Safety and Health Administration total reportable
incident frequency.

The  Company's  operating  objectives  are  to  maximize  production,  eÇciency  and  productivity  at  its
existing North American mines. All of the mines and processing facilities have been in existence for several
decades and are energy and labor intensive operations. Energy comprises approximately 25 percent of our
mine  production  costs.  We  continue  to  strive  for  employment  productivity  improvements  to  oÅset  rising
energy and employee medical and legacy costs. In that regard, employees at the Empire and Tilden mines in
Michigan and the Hibbing Taconite and United Taconite mines in Minnesota, represented by the United

22

Steelworkers of America (""USWA''), ratiÑed new four-year labor agreements that are comparable to other
USWA contracts in the industry. The new agreements provide for wage increases and additional funding into
employees pension plans and VEBAs in exchange for employees and future retirees sharing in healthcare
insurance  costs  and  certain  other  provisions  that  will  continue  to  improve  productivity.  (See  ""Labor
Contracts.'')

Key Operating and Financial Indicators

Following is a summary of the Company's key operating and Ñnancial indicators for the years 2004, 2003

and 2002:

2004

2003

2002

Pellet Sales (Million Tons) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
22.6
Revenues from Iron Ore Sales and Services (Millions)* ÏÏÏÏÏÏÏÏÏ $998.6
Pellet Production (Million Tons)

19.2
$686.8

14.7
$ 510.8

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Company's Share ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

34.4
21.7

30.3
18.1

27.9
14.7

Sales Margin (Loss)

Amount (Millions) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $149.9
Per Ton of Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 6.63

$ (9.9)
$ (.53)

$
$

3.7
.25

Income (Loss) from Continuing Operations

Amount (Millions) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $320.5
Per Share (Diluted) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $11.69

$(34.9)
$(1.70)

$ (66.4)
$ (3.29)

Net Income (Loss)

Amount (Millions) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $323.6
Per Share (Diluted) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $11.80

$(32.7)
$(1.60)

$(188.3)
$ (9.31)

* The Company also received revenues of $208.1 million, $138.3 million and $75.6 million in 2004, 2003 and

2002, respectively, related to freight and minority interest.

Iron ore pellet sales in 2004 were a record 22.6 million tons, a 3.4 million ton or 18 percent, increase from
the previous record 19.2 million tons sold in 2003. The sales increase primarily reÖects the eÅect of new and
revised agreements initiated in 2002 and 2003 consistent with the Company's increased mine ownerships. Iron
ore pellet production for CliÅs' account was 21.7 million tons in 2004 versus 18.1 million tons in 2003. The
3.6 million ton, or 20 percent, increase was largely due to the full year production of United Taconite, which
was acquired in December 2003, and higher production at all mines except Wabush.

The Company's increase in 2004 sales margin from 2003 was principally due to an increase in sales prices
and volume and was partially oÅset by higher production costs. The increase in sales prices reÖects the eÅect
on  term  supply  agreement  escalators  of  higher  steel  prices  and  an  approximate  20  percent  increase  in
international pellet prices. Production costs were adversely aÅected by higher energy and supply pricing, costs
associated with U.S. labor negotiations and Wabush work stoppage, and a $3.4 million unfavorable exchange
rate eÅect reÖecting the impact of a weaker U.S. dollar on the Company's share of Wabush costs. On a year-
over-year  basis,  these  factors  were  partly  oÅset  by  the  Ñxed  cost  impact  of  the  Ñve-week  production
curtailment in 2003 at the Empire and Tilden mines relating to loss of electric power due to Öooding in the
Upper Peninsula of Michigan.

The Company's business is aÅected by a number of factors, which are described in detail below under
""Risks Relating to the Company.'' As the Company has increased its role as a merchant of iron ore to steel
company customers, it has become more dependent on the revenues from its term supply agreements. Because
its  agreements  are  largely  requirements  contracts,  those  revenues  are  heavily  dependent  on  customer
consumption of iron ore. Customer requirements may be aÅected by increased use of iron ore substitutes,

23

including  imported  semi-Ñnished  steel,  customer  rationalization  or  Ñnancial  failure,  and  decreased  North
American steel production resulting from increased imports or lower steel consumption.

Further, the Company's sales are concentrated with relatively few customers. Unmitigated loss of sales
would have a signiÑcantly greater impact on operating results and cash Öow than revenue, due to the high level
of Ñxed costs in the iron ore mining business and the high cost to idle or close mines. In the event of a venture
participant's  failure  to  perform,  remaining  solvent  venturers,  including  the  Company,  may  be  required  to
assume additional Ñxed costs and record additional material obligations. The premature closure of a mine due
to the loss of a signiÑcant customer or the failure of a joint venture participant would accelerate substantial
employment and mine shutdown costs.

Results of Operations

Net income in 2004 was $323.6 million, including a $3.1 million after-tax gain from a discontinued
operation,  compared  with  a  net  loss  in  2003  of  $32.7  million.  Included  in  the  2003  net  loss  was  an
extraordinary gain of $2.2 million relating to the United Taconite acquisition of the Eveleth mine assets in
Minnesota in December 2003. Income in 2004 was $11.80 per diluted share compared with a net loss of
$1.60 per diluted share in 2003. Following is a summary of results:

Income (loss) from continuing operations* ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 320.5
3.1
Income (loss) from discontinued operation** ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

2004

(In Millions)
2003

$ (34.9)

Income (loss) before extraordinary gain and cumulative eÅect of
accounting changes** ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Extraordinary gain**ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cumulative eÅect of accounting changes*** ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

323.6

(34.9)
2.2

2002

$ (66.4)
(108.5)

(174.9)

(13.4)

Net income (loss)

Ì amount ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 323.6

$ (32.7)

$(188.3)

Ì per share basic**** ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 14.94

$ (1.60)

$ (9.31)

Ì per share diluted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 11.80

$ (1.60)

$ (9.31)

Average number of shares (in thousands)

Ì basic ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì diluted***** ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

21,308
27,421

20,512
20,512

20,234
20,234

* Includes charges for impairments of mining assets of $5.8 million in 2004, $2.6 million in 2003 and
$52.7 million in 2002, and an after-tax gain on sale of ISG common stock, $99.3 million in 2004.

** Net of tax and minority interest.

*** Net of tax.

**** Adjusted for preferred dividend eÅect of $5.3 million.

***** Includes  5.566  million  shares  for  the  weighted  average  of  ""as-if-converted''  convertible  preferred

shares.

2004 Versus 2003

Net income for the year 2004 was $323.6 million, or $11.80 per diluted share, compared with a net loss of
$32.7 million, or $1.60 per diluted share, for the year 2003. Excluding the after-tax gain from a discontinued
operation in 2004 of $3.1 million and the after-tax extraordinary gain in 2003 of $2.2 million relating to the
United Taconite acquisition of the Eveleth mine assets in December 2003 (See Extraordinary Gain). Income
from continuing operations in 2004 was $320.5 million, versus a loss of $34.9 million in 2003.

24

The $355.4 million increase in income from continuing operations reÖected improved pre-tax results of
$320.8 million and lower income taxes of $34.6 million. The lower taxes in 2004 reÖected a $113.8 million
reversal of deferred tax valuation allowance partly oÅset by the current year's tax provision. Included in the
pre-tax increase of $320.8 million was $152.7 million relating to a gain on sale of directly-held ISG common
stock and higher sales margins of $159.8 million. Following is a summary of the sales margin:

(In Millions)

2004

2003

Increase (Decrease)
Percent
Amount

Iron ore pellet sales (tons) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

22.6

19.2

3.4

Revenues from iron ore sales and services*ÏÏÏÏÏÏÏÏÏÏÏÏÏ $998.6
Cost of goods sold and operating expenses*

$686.8

$311.8

Excluding production curtailments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Costs of production curtailments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

843.5
5.2

Total Costs ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

848.7

685.6
11.1

696.7

157.9
(5.9)

152.0

18%

45%

23
(53)

22

Sales margin (loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $149.9

$ (9.9)

$159.8

N/M

* The Company also received revenues and recognized expenses of $208.1 million and $138.3 million in 2004
and  2003,  respectively,  for  freight  charges  paid  on  behalf  of  customers  and  cost  reimbursement  from
minority interest partners for their share of mine costs.

Revenues from Iron Ore Sales and Services

Revenues from iron ore sales and services were $998.6 million in 2004, an increase of $311.8 million, or
45 percent, from revenues of $686.8 million in 2003. The increase was mainly due to higher sales prices and
the 3.4 million ton, or 18 percent, increase in pellet sales volume in 2004. The increase in pellet sales in 2004
was due to higher demand by the integrated steel industry and increased production. The 22.6 million tons sold
in 2004 was a record, surpassing the previous record of 19.2 million tons sold in 2003. The increase in sales
price  realization  resulted  from  term  supply  agreement  escalators,  primarily  higher  steel  prices  and  an
approximate 20 percent increase in international pellet prices.

Cost of Goods Sold and Operating Expenses

Cost of goods sold and operating expenses totaled $848.7 million in 2004, an increase of $152.0 million, or
22  percent,  from  $696.7  million  in  2003,  principally  due  to  higher  sales  and  production  volume  of
$122.8 million, increased energy and supply pricing of $19.9 million, the Ñxed-cost eÅect of a 14-week labor
stoppage at Wabush in third quarter 2004 of $5.2 million, a $3.4 million exchange rate eÅect due to the impact
of a weaker U.S. dollar on the Company's share of Wabush production costs, and $3.0 million related to 2004
U.S. labor negotiations. Operating costs in 2003 included an $11.1 million Ñxed-cost impact caused by a Ñve-
week production curtailment at the Empire and Tilden mines relating to the loss of electric power due to
Öooding in the Upper Peninsula of Michigan.

Sales Margin

Sales  margin  in  2004  was  $149.9  million  versus  a  loss  of  $9.9  million  in  2003.  The  sales  margin
improvement of $159.8 million in 2004 was principally due to an increase in sales prices and volume, and was
partially oÅset by higher production costs.

Royalties and Management Fees

Royalties and management fees from partners were $11.3 million in 2004, an increase of $.7 million from

2003. The increase was principally attributed to management fees from United Taconite production.

25

Impairment of Mining Assets

In 2004 and 2003, the Company recorded additional Empire impairment charges of $5.8 million and
$2.6 million, respectively, for current years' Ñxed asset additions. Empire's long-lived assets were impaired in
2002. Approximately $2.2 million of the 2004 Empire Ñxed asset additions were related to an increase in the
asset retirement obligation reÖecting a one year decrease in the estimated mine life due to a change in annual
production levels.

Administrative, Selling and General Expenses

Administrative, selling and general expenses in 2004 were $33.1 million, an increase of $8.0 million from

2003. The increase primarily reÖects higher stock-based and incentive compensation of $8.5 million.

Restructuring Charge

In third quarter 2003, the Company initiated a salaried reduction program as part of its cost-reduction
initiatives. The action resulted in a reduction of 136 staÅ employees at its corporate, central services and
various mining operations, which represented an approximate 20 percent decrease in salaried workforce at the
Company's U.S. operations (prior to the acquisition of United Taconite). Accordingly, the Company recorded
a restructuring charge of $8.7 million in 2003, which included non-cash pension and OPEB obligations of
$6.2 million and one-time severance beneÑts of $2.5 million. Less than $1.6 million required cash funding in
2003 leaving a remaining severance liability of approximately $.9 million at December 31, 2003. In 2004, the
Company expended $.7 million and recorded a credit of $.2 million in satisfaction of the obligation.

Provision for Customer Bankruptcy Exposures

The  Company  recorded  $1.6  million  in  the  Ñrst  quarter  2004  for  customer  bankruptcy  exposures
compared  with  $7.5  million  in  2003  ($2.6  million  and  $4.9  million  in  the  second  and  third  quarter,
respectively) relating to the Weirton and WCI Steel Inc. (""WCI'') bankruptcies. (See Customers for further
discussion.)

Miscellaneous Expense (Income)

Miscellaneous  expense  was  $2.9  million  in  2004,  a  decrease  of  $2.2  million  from  2003  expenses  of
$5.1 million. The decrease primarily reÖected lower coal retiree expense of $1.6 million, decreased business
development costs of $1.0 million, and debt restructuring fees in 2003 of $.8 million partially oÅset by lower
rental income of $.9 million.

Other

Interest  expense  was  $.8  million  in  2004,  a  decrease  of  $3.8  million  from  2003  interest  expense  of
$4.6 million. The decrease principally reÖected the repayment of the Company's senior unsecured notes in
January 2004.

Other income of $4.2 million in 2004 was $2.9 million less than in 2003. The decrease primarily related to

non-strategic Michigan land sales in 2003.

Income Taxes

Through  2003,  the  Company  maintained  a  valuation  allowance  to  reduce  its  deferred  tax  asset  in
recognition of uncertainty regarding full utilization. In the fourth quarter of 2004, the Company determined,
based on the existence of suÇcient evidence, that it no longer required a valuation allowance other than
$8.9 million, which may not be realized, related to net operating loss carryforwards of $25.4 million that will
begin  to  expire  in  2021,  which  are  attributable  to  pre-consolidation  separate  return  years  of  one  of  its
subsidiaries.  As  a  result,  a  $113.8  million  adjustment  to  reduce  the  valuation  allowance  was  credited  to
income. Excluding the $113.8 million valuation reversal, income tax expense in 2004 of $78.9 million was
$79.2 higher than 2003 principally reÖecting higher pre-tax income.

26

Extraordinary Gain

EÅective December 1, 2003, United Taconite, a newly formed company owned 70 percent by a subsidiary
of the Company and 30 percent by a subsidiary of Laiwu Steel Group Limited (""Laiwu'') of China, purchased
the assets of Eveleth Mines LLC in Minnesota. The purchase price was $3.0 million plus the assumption of
certain liabilities, primarily mine closure-related environmental obligations. As a result of this transaction, the
assets acquired exceeded the cost of the acquisition, resulting in an ""extraordinary gain'' of $2.2 million, net of
$.5 million tax and $1.2 million minority interest.

2003 Versus 2002

The net loss for the year 2003 was $32.7 million, or $1.60 per share, including the extraordinary gain of
$2.2 million related to the United Taconite acquisition of the Eveleth mine assets in Minnesota in December
2003. The net loss in 2002 of $188.3 million, or $9.31 per share included a loss of $108.5 million from a
discontinued operation, and a $13.4 million cumulative eÅect charge related to a change in the Company's
accounting method for recognizing estimated future mine closure obligations.

The loss from continuing operations was $34.9 million in 2003 versus a loss of $66.4 million in 2002. The
$31.5 million lower loss reÖected improved pre-tax results of $22.1 million and lower income tax expense of
$9.4 million principally due to establishing a deferred tax valuation allowance in 2002. The improvement in
pre-tax results was primarily due to the $52.7 million charge for the impairment of mining assets in 2002; the
impairment  charge  was  $2.6  million  in  2003.  Partially  oÅsetting  the  lower  impairment  charge  was  a
$13.6 million decrease in sales margin, summarized as follows:

(In Millions)

2003

2002

Increase (Decrease)
Percent

Amount

Iron ore pellet sales (tons) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

19.2

14.7

4.5

Revenues from iron ore sales and services*ÏÏÏÏÏÏÏÏÏÏÏÏ
Cost of goods sold and operating expenses*

Excluding production curtailment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Costs of production curtailments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total costs ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$686.8

$510.8

$176.0

685.6
11.1

696.7

486.5
20.6

507.1

199.1
(9.5)

189.6

31%

34%

41
(46)

37%

Sales margin (loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (9.9)

$

3.7

$(13.6) N/M

* The Company also received revenues and recognized expenses of $138.3 million and $75.6 million in 2003
and  2002,  respectively,  for  freight  charges  paid  on  behalf  of  customers  and  cost  reimbursement  from
minority interest partners for their share of mine costs.

Revenues from Iron Ore Sales and Services

Revenues from iron ore sales and services were $686.8 million in 2003, an increase of $176.0 million, or
34 percent, from revenues of $510.8 million in 2002. The 4.5 million ton, or 31 percent, increase in pellet sales
volume in 2003 was due to the combined eÅect of increased customer demand, new term supply agreements
(including the full-year eÅect of new agreements in 2002) and increased ownership interest in existing joint-
venture mines. The 19.2 million tons sold in 2003 was a record, surpassing the previous record of 14.7 million
tons sold in 2002. The increase in revenue also reÖected an increase in sales price realization, which resulted
from favorable term supply agreement price provisions and the mix of agreements.

Cost of Goods Sold and Operating Expenses

Cost of goods sold and operating expenses totaled $696.7 million in 2003, an increase of $189.6 million, or
37 percent, from $507.1 million in 2002. Excluding Ñxed costs related to production curtailments, 2003 costs
and expenses were $199.1 million, or 41 percent, higher than 2002, principally due to increased production and

27

sales volume and higher production costs. The production cost increase reÖected higher energy rates, increased
pension and medical costs, throughput diÇculties at the Michigan mines, an equipment outage at the Tilden
operations in Michigan in December 2003, and the impact of the decreased U.S. exchange rate with Canada.

Increased energy rates resulted in an approximate $17 million aggregate increase in costs in 2003 versus
2002.  Similarly,  increases  in  pension  expense  (excluding  restructuring  charges)  per  ton  of  production
accounted for a cost increase in 2003 versus 2002 of more than $8 million, and higher medical costs (including
OPEB increases) per ton of production contributed almost $5 million to the cost increase. The pension and
OPEB increases are net of approximately $7 million of 2003 expense decreases related to the salaried plan
modiÑcations for certain U.S. salaried employees and retirees, which became eÅective July 1, 2003.

On May 15, 2003, the failure of a dam in the Upper Peninsula of Michigan resulted in Öood conditions,
which caused production curtailments at the Empire and Tilden mines for approximately Ñve weeks. While
the Öooding did not directly damage the mines, the mines were idled when Wisconsin Energy Corporation,
which supplies electricity to the mines, was forced to shutdown its power plant in Marquette, Michigan. The
mines returned to full production by the end of June; however, approximately 1.0 million tons of production
was lost (Company's share .8 million tons). The Company's share of Ñxed costs related to the lost production
was  $11.1  million.  The  Company  is  pursuing  a  business  interruption  claim  under  its  property  insurance
program. Production curtailments in 2002, due to market conditions, had a $20.6 million Ñxed cost eÅect.

On November 26, 2003, the Tilden mine experienced a crack in a kiln riding ring that required the
shutdown of its Unit #2 furnace in the pelletizing plant. As a result of the failure, Tilden's production in 2003
decreased by .3 million tons resulting in a 2003 loss of approximately $6 million, including the cost of the
repair and the cost of accelerating planned 2004 maintenance into December 2003 to coincide with the riding
ring repair. Year 2004 production was not signiÑcantly aÅected by the failure.

Sales Margin (Loss)

The  decrease  in  2003  sales  margin  of  $13.6  million  reÖected  an  increase  in  cost  of  goods  sold  and
operating expenses (net of freight and minority interest) of approximately $73 million oÅset by the eÅect of
higher production and sales volume of approximately $40 million and higher average sales revenue per ton of
approximately $20 million. Our sales volume increased by 4.5 million tons or 31 percent. Production increased
by 3.4 million tons or 23 percent.

Royalties and Management Fees

Royalties and management fees from partners were $10.6 million in 2003, a decrease of $1.6 million from
2002. The decrease was principally due to the whole-year eÅect of the Company's increased ownership in
mines in 2002, partially oÅset by increased production.

Impairment of Mining Assets

As a result of increasing production costs at Empire mine, revised economic mine planning studies were
completed in the fourth quarter of 2002 and updated in the fourth quarter of 2003. Based on the outcome of
these studies, the ore reserve estimates at Empire were reduced from 116 million tons at December 31, 2001
to 63 million tons at December 31, 2002 and 29 million tons at December 31, 2003. The Company concluded
that the assets of Empire were impaired as of December 31, 2002, based on an undiscounted probability-
weighted cash Öow analysis. The Company recorded an impairment charge of $52.7 million to write-oÅ the
carrying value of the long-lived assets of Empire. In 2003, the Company recorded an additional impairment
charge of $2.6 million for current-year Ñxed-asset additions.

Administrative, Selling and General Expenses

Administrative, selling and general expenses in 2003 were $25.1 million, an increase of $1.3 million from
2002. The increase primarily reÖects higher professional fees related to Ñnancing and business development
activities  and  higher  stock-based  compensation  partially  oÅset  by  lower  employment  costs  and  incentive

28

compensation. The increase in stock-based compensation of $4.3 million principally reÖected the increase in
the Company's common share price in 2003.

Restructuring Charge

In the third quarter of 2003, the Company initiated a salaried reduction program as part of its cost-
reduction initiatives. The action resulted in a reduction of 136 staÅ employees at its corporate, central services
and various mining operations, which represented an approximate 20 percent decrease in salaried workforce at
the Company's U.S. operations (prior to the acquisition of United Taconite). Accordingly, the Company
recorded a restructuring charge of $8.7 million in 2003. The charge is principally related to severance, pension
and healthcare beneÑts with less than $1.6 million requiring cash funding in 2003.

Provision for Customer Bankruptcy Exposures

As  noted  in  the  ""Risks  Relating  to  the  Company,''  three  of  the  Company's  signiÑcant  customers
petitioned for protection under chapter 11 of the U.S. Bankruptcy Code in 2003. As a result, the Company
recorded reserves totaling $7.5 million in the second and third quarters of 2003 related to its bankruptcy
exposures.

Miscellaneous Expense (Income)

Miscellaneous expense was $5.1 million in 2003, an increase of $1.2 million from 2002. The increase
primarily reÖected higher coal retiree expense of $2.0 million, an increase in litigation reserves of $.5 million
and higher state and local taxes of $.4 million partially oÅset by lower debt-restructuring fees of $1.9 million.

Other

Interest income of $10.6 million in 2003 was $5.8 million above 2002 interest income of $4.8 million. The
increase primarily reÖected interest on the long-term receivables from Ispat Inland and Rouge Industries Inc.
(""Rouge'').

Interest  expense  was  $4.6  million  in  2003,  a  decrease  of  $2.0  million  from  2002  interest  expense  of
$6.6  million.  The  decrease  principally  reÖected  lower  average  borrowing  due  to  the  repayment  and
cancellation of the Company's $100 million revolving credit facility in October 2002 and repayment of a
portion of the senior unsecured notes. The Company made senior unsecured note repayments of $15 million in
December 2002, $5 million in June 2003, $25 million in December 2003 and the $25 million balance early in
2004.

Other income of $7.1 million in 2003 was $.9 million higher than 2002. The increase primarily reÖected

higher sales of non-strategic assets in 2003 of $.8 million.

Income Taxes

In the third quarter of 2002, the Company recorded a valuation allowance to fully reserve its net deferred
tax assets in recognition of uncertainty regarding their realization. In 2003, the Company increased its deferred
tax valuation allowance by $2.1 million to $122.7 million to oÅset increases in the deferred tax assets. The
Company recorded an income tax credit of $.3 million, which was attributable to qualifying for a special
refund  of  taxes  paid  in  prior  years,  of  $.9  million,  partially  oÅset  by  foreign,  state  and  local  taxes.  The
$9.1 million net tax expense in 2002 reÖected the recognition of the valuation allowance net of a $4.4 million
favorable adjustment of prior years' tax liabilities.

Discontinued Operation

In the fourth quarter of 2002, CliÅs exited the ferrous metallics business and abandoned its 82 percent
investment in CliÅs and Associates Limited (""CAL''), an HBI facility located in Trinidad and Tobago. For
the year 2002, CliÅs reported a loss from discontinued operation of $108.5 million, consisting of $97.4 million

29

($95.7 million in the third quarter) of impairment charges and $11.1 million of idle expense. No expense was
recorded in 2003.

On July 23, 2004, CliÅs and Outokumpu Technology GmbH (the 18 percent co-owner of CAL) sold the
assets  of  CAL's  HBI  facility  to  ISG.  Terms  of  the  sale  include  a  purchase  price  of  $8.0  million  plus
assumption of liabilities. The Company recorded after-tax income of approximately $3.1 million related to this
contract in 2004. The gain is classiÑed under ""Discontinued Operation'' in the Statement of Consolidated
Operations.  CAL  may  receive  up  to  $10  million  in  future  payments  contingent  on  HBI  production  and
shipments.

Cumulative EÅect of Accounting Changes

EÅective January 1, 2002, the Company implemented Statement of Financial Accounting Standards
(""SFAS'') No. 143, ""Asset Retirement Obligations.'' The statement requires that the fair value of a liability
for an asset retirement obligation be recognized in the period incurred. As a result of the change in accounting
method,  the  Company  recorded  a  cumulative  eÅect  non-cash  charge  of  $13.4  million,  recognized  on
January 1, 2002, to provide for contractual and legal obligations associated with the eventual closure of its
mining operations.

Cash Flow and Liquidity

At December 31, 2004, the Company had cash and cash equivalents of $216.9 million. Following is a

summary of 2004 cash Öow activity:

Proceeds from sale of ISG common stockÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Proceeds from issuance of preferred stock-netÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net cash from operating activities before changes in operating assets and liabilities
Higher payables and accrued expenses ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Proceeds from stock options exercised ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Proceeds from repayment of long-term note receivable ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Contributions by minority interestÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Investment in short-term marketable securitiesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Capital expenditures ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Increased trade receivables ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Repayment of long-term debt ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Repurchases of common stock ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Dividends Ì common and preferred stockÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Increase in cash and cash equivalents from continuing operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cash from discontinued operationÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(In Millions)

$ 170.1
165.9
75.3
20.4
17.9
10.0
9.7
(182.7)
(60.7)
(44.6)
(25.0)
(6.5)
(6.1)
(1.3)

142.4
6.7

Increase in cash and cash equivalents ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 149.1

30

Following is a summary of key liquidity measures:

At December 31
(In Millions)
2003

2004

2002

Cash and cash equivalents ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $216.9

$ 67.8

$ 61.8

Marketable securities (short-term)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $182.7

$

$

Debt ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $

$(25.0)

$(55.0)

Working capital ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $476.7

$ 97.2

$106.8

Included in net cash from operating activities before changes in operating assets and liabilities is $76.1 million
of contributions to pension plans and post-retirement beneÑts trusts and $57.1 million of income tax payments.
The $182.7 million increase in marketable securities reÖects the Company's investment of surplus cash in
highly-liquid short-term securities with put options. The increase in trade receivables of $44.6 million included
supplemental term sales contract revenue based on annual steel pricing, on which payments are due in the Ñrst
half of 2005.

At December 31, 2004, there were 3.3  million  tons of pellets in  inventory,  .7  million tons  less than

December 31, 2003, at a cost of $108.2 million, or a decrease of $21.5 million from December 31, 2003.

The Company repaid the remaining principal balance on its senior unsecured notes of $25 million in
January  2004.  On  April  30,  2004,  the  Company  entered  into  a  $30  million  unsecured  revolving  credit
agreement, which expires on April  29, 2005. There have been no borrowings under the facility.

The Company realized $17.9 million from the exercise of stock options in 2004 and issued a total of
719,780 shares from treasury stock. The Company also repurchased 170,000 shares at a cost of $6.5 million
relating to its two million share stock repurchase program; the repurchase program was suspended in January
2005.

The Company anticipates that its share of capital expenditures related to the iron ore business, which was
$60.7 million in 2004, will increase to approximately $135 million in 2005. The Company expects to fund its
capital expenditures from available cash and current operations. The anticipated increase in capital expendi-
tures  is  primarily  due  to  capacity  expansion  projects  at  its  United  Taconite  and  Northshore  mines  in
Minnesota. The United Taconite expansion project was brought on line with the restart of its idle pellet
furnace in the fourth quarter of 2004 at a total cost of approximately $35 million, with 2004 expenditure of
$13.3 million. The expansion will add approximately 1.0 million tons (Company share .7 million tons) to
United Taconite's annual production capacity. The Company also plans to re-start an idled furnace at its
wholly-owned Northshore mine in the Ñrst quarter of 2005 at an estimated cost of approximately $30 million.
The expansion will increase Northshore's annual production capacity by approximately .8 million tons. A
further expansion at United Taconite is being evaluated.

In the third and fourth quarters of 2004, the Company sold 5.1 million shares of its directly-held ISG
common stock in market transactions totaling $170.1 million. The sales resulted in a gain of $152.7 million
pre-tax ($99.3 million after-tax). The Company continues to own .1 million shares of ISG stock through
pension fund investments.

Issuance of Preferred Stock

In  January  2004,  the  Company  completed  an  oÅering  of  $172.5  million  of  redeemable  cumulative
convertible perpetual preferred stock, without par value, issued at $1,000 per share. The preferred stock pays
quarterly cash dividends at a rate of 3.25 percent per annum, has a liquidation preference of $1,000 per share
and is convertible into the Company's common shares at an adjusted rate of 32.3354 common shares per share
of preferred stock, which is equivalent to an adjusted conversion price of $30.93 per share at December 31,
2004, subject to further adjustment in certain circumstances. Each share of preferred stock may be converted
by the holder: (1) if during any Ñscal quarter ending after March 31, 2004 the closing sale price of the

31

Company's common stock for at least 20 trading days in a period of 30 consecutive trading days ending on the
last trading day of the preceding quarter exceeds 110 percent of the applicable conversion price on such
trading day ($34.02 at December 31, 2004; this threshold was met as of December 31, 2004); (2) if during the
Ñve business day period after any Ñve consecutive trading-day period in which the trading price per share of
preferred stock for each day of that period was less than 98 percent of the product of the closing sale price of
the Company's common stock and the applicable conversion rate on each such day; (3) upon the occurrence
of certain corporate transactions; or (4) if the preferred stock has been called for redemption. On or after
January 20, 2009, the Company, at its option, may redeem some or all of the preferred stock at a redemption
price equal to 100 percent of the liquidation preference, plus accumulated but unpaid dividends, but only if the
closing price exceeds 135 percent of the conversion price, subject to adjustment, for 20 trading days within a
period  of  30  consecutive  trading  days  ending  on  the  trading  day  before  the  date  the  Company  gives  the
redemption  notice.  The  Company  may  also  exchange  the  preferred  stock  for  convertible  subordinated
debentures in certain circumstances. The Company has reserved approximately 5.6 million common treasury
shares for possible future issuance for the conversion of the preferred stock. The Company's shelf registration
statement with respect to the resale of the preferred stock, the convertible subordinated debentures that we
may  issue  in  exchange  for  the  preferred  stock  and  the  common  shares  issuable  upon  conversion  of  the
preferred stock and the convertible subordinated debentures was declared eÅective by the SEC on July 22,
2004.  The  preferred  stock  is  classiÑed  for  accounting  purposes  as  ""temporary  equity''  reÖecting  certain
provisions of the agreement that could, under remote circumstances, require the Company to redeem the
preferred stock for cash. The net proceeds after oÅering expenses were approximately $166 million. A portion
of the proceeds was utilized to repay the remaining outstanding $25.0 million in principal amount of the
Company's senior unsecured notes in the Ñrst quarter of 2004. The Company has also used approximately
$63.0 million to fund its underfunded pension plans and contributed $13.1 million to its VEBAs in 2004.

Operations and Customers

Sales

The Company's pellet sales for the year 2004 were a record 22.6 million tons versus the previous record of
19.2 million tons sold in 2003. The increase in pellet sales in 2004 was due to higher demand by the integrated
steel industry and increased production. The higher production primarily reÖects production from United
Taconite which was acquired in December 2003. The Company ended the year 2004 with 3.3 million tons of
iron ore pellet inventory, a decrease of .7 million tons from 2003, reÖecting the Company's increased sales.
The Company's 2005 sales volume is projected to be a record 24 million tons, a seven percent increase from
2004. The Company is largely committed under term supply agreements, which are subject to changes in
customer requirements. Revenue per ton from iron ore sales and services is dependent upon several price
adjustment factors included in the Company's term supply agreements, primarily the percentage change from
2004 to 2005 in the international pellet price for blast furnace pellets and Producers Price Indices (""PPI''),
and  one  customer's  hot-rolled  coil  price  realizations  from  a  number  of  its  operations.  Following  is  the
estimated impact to the Company's average revenue per ton from iron ore sales and services (excluding freight
and minority interest cost reimbursements) based on 2004 sales realization of $44.19 per ton:

2005 Revenue EÅect
(Change from 2004)
Price Per
Ton

Percent

Potential Increase (Decrease):

Each 10 Percent Change in International Pellet PriceÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Each 1 Percent Change in PPI Ì All Commodities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Each $10 Per Ton Change from $470 Per Ton Average Hot Rolled Coil

2.1%
.4

Price Realization*ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Known Year-Over-Year Increase** ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

.6
3.6

$ .93
.18

.27
1.59

* Valid for decreases through $400 per ton; decrease of .1 percent per ton for each $10 from $400 to $380.

No upper limit.

32

** Increase represents a combination of contractual base price increase, lag year adjustments and capped

pricing on one contract.

One  of  the  Company's  term  supply  agreements  contains  price  collars,  which  limits  the  percentage
increase or decrease in prices for our iron ore pellets during any one year to seven percent of the previous year's
contract price.

Customers

On October 23, 2003, Rouge, a signiÑcant pellet sales customer of the Company, Ñled for chapter 11
bankruptcy protection. On January 30, 2004, Rouge sold substantially all of its assets to Severstal North
America, Inc. (""Severstal''). Severstal, as part of the acquisition of assets of Rouge, assumed the Company's
term supply agreement with Rouge with minimal modiÑcations. The contract provides that the Company will
be the sole supplier of iron ore pellets through 2012. The Company sold 3.3 million tons to Severstal/Rouge in
2004 and 3.0 million tons in 2003. Additionally, in the Ñrst quarter of 2004, Rouge repaid a $10 million
secured loan balance outstanding plus accrued interest.

On September 16, 2003, WCI petitioned for protection under chapter 11 of the U.S. Bankruptcy Code.
At the time of the Ñling, the Company had a trade receivable exposure of $4.9 million, which was reserved in
the  third  quarter  of  2003.  WCI  purchased  1.7  million  tons,  or  8  percent  of  total  tons  sold  in  2004,  and
purchased 1.5 million tons, or 8 percent of total tons sold in 2003. WCI continues to operate and purchase
pellets from the Company. On October 14, 2004, the Company and the current owners of WCI reached
tentative agreement that the Company would supply 1.4 million tons of iron ore pellets in 2005 and, in 2006
and thereafter, would supply one hundred percent of WCI's annual requirements up to a maximum of two
million tons of iron ore pellets. The new agreement, which is for a 10-year term beginning in 2005 and provides
for the Company's recovery of its $4.9 million pre-petition receivable plus $.9 million of subsequent pricing
adjustment over time, was approved by the Bankruptcy Court on November 16, 2004. The agreement provides
the Company with a right to terminate the agreement after 2005 if a plan of reorganization is not conÑrmed
before June 30, 2005 and consummated by July 31, 2005; in that event, the $5.8 million receivable would be
due at the end of 2005.

On May 19, 2003, Weirton Ñled for protection under chapter 11 of the U.S. Bankruptcy Code. Weirton, a
signiÑcant customer of the Company, purchased approximately .5 million tons in 2004 through May 17, or
2 percent of all tons sold in 2004, and 2.8 million tons, or 14 percent of tons sold in 2003. On April 22, 2004,
the Bankruptcy Court issued an order approving the sale of Weirton's assets to a subsidiary of ISG, and on
May 18, 2004, ISG completed the acquisition of substantially all of the assets, including the power-related
leased assets (discussed below), of Weirton. As part of the acquisition, ISG assumed the Company's term
supply agreement with Weirton with some modiÑcations. The contract term is for 15 years with the Company
supplying the majority of pellets required for the ISG-Weirton facility in 2004 and 2005 and all of ISG-
Weirton's pellet requirements thereafter. The Company sold 1.4 million tons to ISG-Weirton in 2004 under
the assumed contract.

The Company is a 40.5 percent participant in a joint venture that acquired certain power-related assets
from  FW  Holdings,  Inc.  (""FW  Holdings''),  a  subsidiary  of  Weirton,  in  2001,  in  a  purchase-leaseback
arrangement. On February 26, 2004, FW Holdings Ñled a petition for chapter 11 bankruptcy protection. In
connection with its bankruptcy Ñling, FW Holdings Ñled an adversary complaint against the joint venture
members for declaratory relief and the return of assets acquired in the purchase-leaseback transaction. In that
complaint, FW Holdings asserted that the lease transaction should be recharacterized as a secured loan. As a
result,  FW  Holdings  did  not  make  its  quarterly  lease  payment  due  on  March  31,  2004,  of  which  the
Company's share was $.5 million. In conjunction with ISG's purchase of the Weirton assets, a settlement
agreement was reached between Weirton, ISG and the joint venture. As a result of the settlement agreement,
the  Company  wrote  down  its  investment  to  $6.1  million  as  of  March  31,  2004  from  $10.3  million.  An
additional $1.6 million charge was included in the ""Provision for customer bankruptcy exposures'' in the Ñrst
quarter 2004; the Company had previously recorded a $2.6 million reserve for Weirton bankruptcy exposures
in May 2003. The sale of Weirton's assets to ISG resulted in a $10 million payment to the joint venture on

33

closing (Company share $4.0 million), which was made on May 18, 2004, and annual payments of $.5 million
(Company share $.2 million) including interest at the rate of Ñve percent over the next 15 years. The joint
venture  members  also  received  a  release  from  Weirton  and  FW  Holdings  of  bankruptcy  claims,  such  as
preference actions, upon the closing of the sale to ISG.

On October 25, 2004, the acquisition of LNM Holdings N.V. and ISG by Ispat International, N.V., the
parent  of  Ispat  Inland,  was  announced.  On  December  17,  2004,  Ispat  International,  N.V.  completed  its
acquisition of LNM Holdings N.V. to form Mittal Steel Company N.V. (""Mittal''). The merger with ISG,
subject to shareholder approvals, is expected to be completed by the end of the Ñrst quarter of 2005, resulting
in  the  world's  largest  steel  company.  In  December  2004,  ISG  and  the  Company  amended  their  sales
agreement, which runs through 2016, to increase the base price and moderate the supplemental steel price
sharing provisions. ISG is currently the Company's largest customer with total pellet purchases in 2004 of
8.9 million tons. Additionally, ISG is a 62.3 percent equity participant in Hibbing. The Company's pellet sales
to Ispat Inland in 2004 totaled 2.6 million tons. Ispat Inland is a 21 percent equity partner in Empire. The
Company's sales to ISG and Ispat Inland are under agreements which are not scheduled to expire for at least
ten years. For 2004, the combined sales to ISG and Ispat Inland accounted for 51 percent of the Company's
sales volume and, including their equity share of Empire and Hibbing production, accounted for 52 percent of
the  Company's  managed  production.  The  Company  currently  does  not  expect  the  merger  to  aÅect  its
relationships with ISG and Ispat Inland for the foreseeable future.

On January 29, 2004, Stelco Inc. (""Stelco'') applied and obtained Bankruptcy Court protection from
creditors in Ontario Superior Court under the Companies' Creditors Arrangement Act. Pellet sales to Stelco
totaled 1.2 million tons in 2004 and .1 million tons in 2003. Stelco is a 44.6 percent participant in Wabush, and
U.S. subsidiaries of Stelco (which have not Ñled for bankruptcy protection) own 14.7 percent of Hibbing and
15 percent of Tilden. At the time of the Ñling, the Company had no trade receivable exposure to Stelco.
Additionally, Stelco has continued to operate and has met its cash call requirements at the mining ventures to
date. The Court has extended the deadline for the submittal of bids to purchase Stelco until February 14,
2005.  Stelco  has  received  an  extension  of  the  stay  period  under  its  Court-ordered  restructuring  from
February 11, 2005 to April 29, 2005.

Production

Following is a summary of 2004, 2003 and 2002 mine production and Company ownership:

Company's Ownership
December 31
2003

2002

2004

Production
(Million Tons)

Company's Share
2003

2002

2004

Total Production
2003

2002

2004

Mine
79.0% 79.0% 79.0% 4.3
Empire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
6.6
85.0
Tilden ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
1.9
Hibbing ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
23.0
5.0
NorthshoreÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 100.0
2.9
70.0
United Taconite* ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
1.0
26.8
Wabush ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

85.0
23.0
100.0
70.0
26.8

85.0
23.0
100.0

26.8

4.0
6.0
1.8
4.8
.1
1.4

1.1
6.7
1.5
4.2

1.2

5.4
7.8
8.3
5.0
4.1
3.8

5.2
7.0
8.0
4.8
1.6
5.2

3.6
7.9
7.7
4.2
4.2
4.5

Total Production** ÏÏÏÏÏÏÏÏÏÏÏÏ

21.7

18.1

14.7 34.4

30.3

27.9

* Production in 2002 and 1.5 million tons produced during the Ñrst Ñve months of 2003 occurred under the
management of the previous mine owners and prior to the acquisition by United Taconite in December
2003.

** Excludes United Taconite production under previous mine ownership.

The Company preliminarily expects total mine production in 2005 to be approximately 37 million tons; the
Company's share of production is currently estimated to be approximately 23 million tons. The increase in
2005  estimated  production  principally  reÖects  higher  production  levels  at  all  mines  including  capacity

34

expansion projects at United Taconite and Northshore mines. Production schedules are subject to change in
pellet demand. Production costs per ton are expected to increase between four percent and Ñve percent from
the 2004 cost of goods sold and operating expenses (excluding freight and minority interest) of $37.56 per ton.

As discussed in ""Cash Flow and Liquidity,'' the Company commenced a capacity expansion program in
the  fourth  quarter  of  2004  at  United  Taconite  that  is  expected  to  add  approximately  1.0  million  tons
(Company's share .7 million tons) to United Taconite's annual production capacity and plans to re-start an
idled  furnace  at  its  wholly-owned  Northshore  mine  in  the  third  quarter  of  2005,  which  will  increase
Northshore's annual production capacity by approximately .8 million tons. A further expansion at United
Taconite is being evaluated.

Increased Mine Ownership

United Taconite

EÅective December 1, 2003, United Taconite purchased the ore mining and pelletizing assets of Eveleth
Mines. Eveleth  Mines  had  ceased  mining  operations  in  May  2003  after  Ñling  for  chapter  11  bankruptcy
protection on May  1, 2003. Under the terms of the purchase agreement, United Taconite purchased all of
Eveleth Mines' assets for $3 million in cash and the assumption of certain liabilities, primarily mine closure-
related environmental obligations. As a result of this transaction, the Company, after assigning appropriate
values  to  assets  acquired  and  liabilities  assumed,  was  required  to  record  an  ""extraordinary  gain''  of
$2.2 million, net of $.5 million tax and $1.2 million minority interest. In conjunction with this transaction, the
Company and its Wabush Mines venture partners entered into pellet sales and trade agreements with Laiwu to
optimize shipping eÇciency. Sales to Laiwu under these contracts totaled .2 million tons and .1 million tons in
2004 and 2003, respectively.

Empire Mine

EÅective December 31, 2002, the Company increased its ownership in Empire from 46.7 percent to
79 percent in exchange for assumption of all mine liabilities. Under the terms of the agreement, the Company
indemniÑed Ispat Inland from obligations of Empire in exchange for certain future payments to Empire and to
the Company by Ispat Inland of $120.0 million, recorded at a present value of $64.1 million at December 31,
2004 ($61.3 million at December 31, 2003) with $52.1 million classiÑed as ""Long-term receivable'' with the
balance current, over the 12-year life of the supply agreement. A subsidiary of Ispat Inland has retained a
21 percent ownership in Empire, which it has a unilateral right to put to the Company in 2008. The Company
is the sole outside supplier of pellets purchased by Ispat Inland for the term of the supply agreement. Sales to
Ispat Inland by the Company (over and above Ispat Inland's equity share of Empire production) totaled
2.6 million tons and 1.4 million tons in 2004 and 2003, respectively.

Tilden Mine

On January 31, 2002, the Company increased its ownership in Tilden from 40 percent to 85 percent with
the acquisition of Algoma's interest in Tilden for assumption of mine liabilities associated with the interest.
The  acquisition  increased  the  Company's  share  of  the  annual  production  capacity  by  3.5  million  tons.
Concurrently, a term supply agreement was executed that made the Company the sole supplier of iron ore
pellets purchased by Algoma for a 15-year period.

Hibbing Mine

In July 2002, the Company acquired (eÅective retroactive to January 1, 2002) an eight percent interest in
Hibbing  from  Bethlehem  Steel  for  the  assumption  of  mine  liabilities  associated  with  the  interest.  The
acquisition increased the Company's ownership of Hibbing from 15 percent to 23 percent. This transaction
reduced Bethlehem Steel's ownership interest in Hibbing to 62.3 percent. In October 2001, Bethlehem Steel
Ñled for protection under chapter 11 of the U.S. Bankruptcy Code. At the time of the Ñling, the Company had
a trade receivable of approximately $1.0 million, which has been written oÅ. In May 2003, ISG purchased the
assets of Bethlehem Steel, including Bethlehem Steel's 62.3 percent interest in Hibbing.

35

Wabush Mines

In August 2002, Acme Steel Company, a wholly-owned subsidiary of Acme Metals Incorporated, which
had been under chapter 11 bankruptcy protection since 1998, rejected its 15.1 percent interest in Wabush. As
a  result,  the  Company's  interest  increased  to  26.83  percent.  Acme  had  discontinued  funding  its  Wabush
obligations in August 2001.

EÅect of Mine Ownership Increases

While none of the increases in mine ownerships during 2002 required cash payments, the ownership
changes resulted in the Company recognizing net obligations of approximately $93 million at December 31,
2002. Additional consolidated obligations assumed totaled approximately $163 million at December 31, 2002,
primarily related to employment and legacy obligations at the Empire and Tilden mines, partially oÅset by
non-capital  non-current  assets,  principally  the  $58.8  million  Ispat  Inland  long-term  receivable.  United
Taconite's acquisition of the Eveleth mine assets in December 2003 was for $3 million cash and assumption of
certain liabilities, primarily mine-closure related environmental obligations.

Labor Contracts

In August 2004, employees at the Empire and Tilden mines in Michigan and the Hibbing Taconite and
United  Taconite  mines  in  Minnesota,  represented  by  the  United  Steelworkers  of  America  (""USWA''),
ratiÑed new four-year labor agreements that are comparable to other USWA contracts in the industry. The
new agreements provide employees a nine percent wage increase over the next four years and for the Company
and its partners to fund an estimated $220 million into pension plans and VEBAs during the term of the
contracts.  Accelerated  funding  of  these  plans  will  better  secure  employee  post-employment  beneÑts  and
reduce the Company's future years' employment legacy costs. The agreements also provide that employees
and future retirees share in healthcare insurance cost, with the Company's share of future retirees healthcare
premiums capped at 2008 levels for 2009 and beyond. In addition, the union agreed to certain workforce
Öexibility provisions and other work rule modiÑcations that will improve productivity.

On October 10, 2004, a new Ñve-year labor agreement was ratiÑed by the USWA, representing hourly
employees at Wabush Mines in Canada. The new agreement provides for increases in wages and beneÑts that
are  expected  to  be  partially  oÅset  by  improved  productivity  associated  with  increased  worker  Öexibility
provisions.  On  July  5,  2004,  the  USWA  initiated  a  strike  that  idled  Wabush  mining  and  concentrating
facilities in Labrador, Newfoundland and pelletizing and shipping facilities in Pointe Noire, Quebec. As a
result  of  the  work  stoppage,  Wabush  lost  approximately  1.7  million  tons  of  production  (Company  share
.5 million tons). Operations resumed on October 11, 2004.

Other Related Items

The iron ore industry has been identiÑed by the United States Environmental Protection Agency (the
""EPA'') as an industrial category that emits pollutants established by the 1990 Clean Air Act Amendments.
These pollutants included over 200 substances that are now classiÑed as hazardous air pollutants (""HAP'').
The  EPA  is  required  to  develop  rules  that  would  require  major  sources  of  HAP  to  utilize  Maximum
Achievable  Control  Technology  (""MACT'')  standards  for  their  emissions.  Pursuant  to  this  statutory
requirement, the EPA published a Ñnal rule on October 30, 2003 imposing emission limitations and other
requirements on taconite iron ore processing operations. We must comply with the new requirements by no
later  than  October  30,  2006.  Our  projected  capital  expenditures  in  2005  and  2006  to  meet  the  proposed
MACT standards are approximately $20 million, including $4 million related to the restart of Line 1 at United
Taconite.

Mesabi Nugget Project

In 2002, the Company agreed to participate in Phase II of the Mesabi Nugget Project. Other participants
include  Kobe  Steel,  Ltd.  (""Kobe  Steel''),  Steel  Dynamics,  Inc.,  Ferrometrics,  Inc.  and  the  State  of
Minnesota. Construction of a $16 million pilot plant at the Company's Northshore Mine, to test and develop

36

Kobe Steel's technology for converting iron ore into nearly pure iron in nugget form, was completed in May
2003. The high-iron-content product could be utilized to replace steel scrap as a raw material for electric steel
furnaces and blast furnaces or basic oxygen furnaces of integrated steel producers or as feed stock for the
foundry industry. A third operating phase of the pilot plant test in 2004 conÑrmed the commercial viability of
this technology. The pilot plant ended operations August 3, 2004. The product has been used by four electric
furnace producers and one foundry with favorable results. The Company's contribution to the project through
the pilot plant testing and development phase was $5.3 million, primarily contributions of in-kind facilities and
services. Preliminary construction engineering and environmental permitting activities have been initiated for
two potential commercial plant locations (one in Butler, Indiana near Steel Dynamics' steelmaking facilities
and one at the Company's CliÅs Erie site in Hoyt Lakes, Minnesota) with earliest environmental approval
expected in the Ñrst half of 2005. A decision to proceed on construction of a commercial plant could be made
in the Ñrst half of 2005; the Company would be the supplier of iron ore and have a minority interest in the Ñrst
commercial plant.

Venezuela Technical Assistance

In March 2004, a subsidiary of the Company entered into an agreement to provide technical assistance to
C.V.G. Ferrominera Orinoco C.A. of Venezuela. Under the agreement, the Company is assisting Ferrominera
in achieving stable and sustainable production at its iron ore pellet plant located in the State of Bolivar,
Venezuela.

Ferrominera Orinoco is a government-owned company responsible for the development of Venezuela's
iron ore industry. Ferrominera Orinoco owns a 3.3 million metric ton pellet plant located in Puerto Ordaz,
Venezuela,  where  it  processes  high-grade  ores  produced  from  its  main  iron  ore  deposits  in  Ciudad  Piar.
Production from the mine and pellet plant is for both domestic consumption and sale in the international
markets.

Under terms of the agreement, the Company is providing technical assistance from the U.S., including a
team residing in Venezuela and working at the pellet plant on a full-time basis. The objective of the contract is
to  assist  current  management  in  various  operational  functions  including  operations  and  process  control,
maintenance, safety, environmental, training, and quality control. The Company is receiving a Ñxed fee with
additional amounts based on the level of production achieved. The agreement was eÅective April 1, 2004 and
is for an initial term of Ñve years.

PolyMet Option

On February 16, 2004, the Company entered into an option agreement with PolyMet Mining Inc., a
U.S. subsidiary of PolyMet Mining Corporation (collectively ""PolyMet''), that grants PolyMet the exclusive
right to acquire certain land, crushing, concentrating and other ancillary facilities located at the Company's
CliÅs Erie site in Minnesota.

Under the terms of the agreement, the Company received $500,000 and one million common shares of
PolyMet for maintaining certain identiÑed components of the CliÅs Erie facility, while PolyMet conducts a
feasibility study on the development of its Northmet PolyMetallic non-ferrous ore deposit located near the
CliÅs Erie site. PolyMet will have until June 30, 2006 to exercise its option and acquire the assets covered
under the agreement for additional consideration.

PolyMet is a non-ferrous mining company located in Vancouver, B.C. Canada. Its stock trades Over-
The-Counter in the U.S. under the symbol POMGF.OB. Its stock closed at $.23 per share on February 13,
2004. The Company is recognizing the $500,000 option payment and one million common shares (valued at
$230,000 on the agreement date) under the deposit method. The shares are classiÑed as available-for-sale with
mark-to-market changes recognized in equity as other comprehensive income. At December 31, 2004, the
market value of the shares was $515,000.

37

Strategic Investments

The Company intends to continue to pursue investment and management opportunities to broaden its
scope as a supplier of iron ore pellets to the integrated steel industry through the acquisition of additional
mining interests to strengthen its market position. The Company is particularly focused on expanding its
international investments to leverage its expertise in mining and processing iron ore to capitalize on global
demand for steel and iron ore in areas such as China. The Company's innovative United Taconite joint venture
with Laiwu is one example of its ability to expand geographically by supplying pellets from Wabush Mines in
Eastern Canada in exchange for Laiwu's United Taconite pellets, and the Company intends to continue to
pursue  similar  opportunities  in  other  regions.  In  addition,  the  Company  will  continue  to  investigate
opportunities  in  North  America  including  Eastern  Canadian  and  U.S.  mines.  In  the  event  of  any  future
acquisitions  or  joint-venture  opportunities,  the  Company  may  consider  using  available  liquidity  or  other
sources of funding to make investments.

OÅer to Purchase Portman Limited

On January 11, 2005, the Company, through a wholly-owned subsidiary incorporated for the sole purpose
of making an acquisition oÅer, announced an all-cash oÅer for the outstanding shares of Portman Limited
(""Portman''),  a  Western  Australia-based  independent  iron  ore  mining  and  exploration  company.  The
Company's oÅer (""OÅer'') consisted of A$3.40 per share, or US$2.65 per share (assuming an exchange rate
of A$1.28 equal to US$1.00), which will result in a total acquisition price of approximately US $500 million.
The OÅer has the support of Portman's Board of Directors. If successful, the Company expects to fund the
acquisition with existing cash and borrowings under its revolving credit facility. The Company has hedged its
potential foreign exchange exposure through the acquisition of a put option. The Company has a commitment
from its bankers to increase its revolving credit facility from $30 million to $100 million and extend its term
through January 6, 2006; the Company is working on a longer term $250 million revolving credit facility to
replace the existing facility.

Portman supplies iron ore to the Chinese and Japanese markets, with approximately 75 percent of the
product exported to China and 25 percent exported to Japan. Portman currently has approximately six million
tons of annual iron ore capacity, which will be expanded to eight million tons by late 2005.

Environmental and Closure Obligations

At December 31, 2004, the Company had environmental and closure obligations, including its share of
the obligations of unconsolidated ventures, of $99.0 million ($97.8 million at December 31, 2003), of which
$6.0  million  is  current.  Payments  in  2004  were  $6.4  million  ($7.5  million  in  2003).  The  obligations  at
December 31, 2004 include certain responsibilities for environmental remediation sites, $13.0 million, closure
of LTV Steel Mining Company (""LTVSMC''), $33.8 million, and obligations for closure of the Company's
six  operating  mines,  $52.2  million,  reÖecting  implementation  of  SFAS  No.  143,  ""Asset  Retirement
Obligations'' eÅective January 1, 2002.

The LTVSMC closure obligation resulted from an October 2001 transaction where subsidiaries of the
Company received a net payment of $50.0 million and certain other assets and assumed environmental and
certain  facility  closure  obligations  of  $50.0  million,  which  obligations  have  declined  to  $33.8  million  at
December 31, 2004, as a result of expenditures totaling $16.2 million since 2001.

In  September  2002,  the  Company  received  a  draft  of  a  proposed  Administrative  Order  by  Consent
(""Consent Order'') from the EPA for cleanup and reimbursement of costs associated with the Milwaukee
Solvay coke plant site in Milwaukee, Wisconsin. The plant was operated by a predecessor of the Company
from 1973 to 1983, which predecessor was acquired by the Company in 1986. In January 2003, the Company
completed the sale of the plant site and property to a third party. Following this sale, a Consent Order was
entered into with the EPA by the Company, the new owner and another third party who had operated on the
site. In connection with the Consent Order, the new owner agreed to take responsibility for the removal action
and agreed to indemnify the Company for all costs and expenses in connection with the removal action. In the
third  quarter  of  2003,  the  new  owner,  after  completing  a  portion  of  the  removal,  experienced  Ñnancial

38

diÇculties. In an eÅort to continue progress on the removal action, the Company expended approximately
$.9 million in the second half of 2003 and $2.1 million in 2004. At this time, the Company believes the
requirements of the removal action have been substantially completed.

On August 26, 2004, the Company received a Request for Information pursuant to Section 104(e) of
CERCLA relative to the investigation of additional contamination below the ground surface at the Milwaukee
Solvay site. The Request for Information was also sent to 13 other potentially responsible parties (""PRPs'').
At this time, the nature and extent of the contamination, the required remediation, the total cost of the
cleanup and the cost sharing responsibilities of the PRPs cannot be determined. The Company increased its
environmental reserve for Milwaukee Solvay by $.8 million in 2004 for potential additional exposure.

Summary of Contractual Obligations

Following is a summary of the Company's contractual obligations at December 31, 2004:

Payments due by Period(1) (Millions)

Total

$

9.1
51.1

Less than
1 Year

$

2.6
16.0

1 - 3 Years

3 - 5 Years

$

5.2
21.2

$

1.3
11.1

More than
5 Years

$ 2.8

Contractual Obligations

Capital Lease Obligations ÏÏÏÏÏÏÏÏÏÏÏÏ
Operating LeasesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Purchase Obligations

Open Purchase Orders ÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minimum ""Take or Pay'' Purchase

Commitments(2) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

182.2

Total Purchase Obligations ÏÏÏÏÏÏÏ

229.3

Other Long-Term Liabilities

Pension Funding Minimums ÏÏÏÏÏÏÏÏ
OPEB Claim Payments ÏÏÏÏÏÏÏÏÏÏÏÏ
Mine Closure ObligationsÏÏÏÏÏÏÏÏÏÏÏ
Coal Industry Retiree Health BeneÑts
Personal Injury ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other(3) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Other Long-Term Liabilities

158.4
145.8
86.0
7.4
11.3
59.3

468.2

47.1

46.0

.6

68.6

69.2

82.0
66.9
14.9
1.6
4.4

59.5

105.5

33.9
35.2
3.2
.8
3.4

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$757.7

$200.6

$265.4

76.5

169.8

.5

29.1

29.6

42.5
43.7
13.8
1.4
1.6

103.0

$145.0

25.0

25.0

54.1
3.6
1.9

59.6

$87.4

(1) Includes the Company's consolidated obligations and the Company's ownership share of unconsolidated

ventures' obligations.

(2) Includes  minimum  electric  power  demand  charges,  minimum  coal  and  natural  gas  obligations,  and

minimum railroad transportation obligations.

(3) Primarily  includes  deferred  income  taxes  payable  and  other  contingent  liabilities  for  which  payment

timing is non-determinable.

Market Risk

The Company is subject to a variety of market risks, including those caused by changes in market value
of equity investments, commodity prices, foreign currency exchange rates and interest rates. The Company
has established policies and procedures to manage risks; however, certain risks are beyond the control of the
Company.

39

The Company's investment policy relating to its short-term investments (classiÑed as cash equivalents) is
to preserve principal and liquidity while maximizing the return through investment of available funds. The
carrying value of these investments approximates fair value on the reporting dates.

The rising cost of energy is an important issue for us. Energy costs account for approximately 25 percent
of our production costs. Recent trends indicate that electric power, natural gas and oil costs can be expected to
increase over time, although the direction and magnitude of short-term changes are diÇcult to predict. Our
strategy to address increasing energy rates includes improving eÇciency in energy usage and utilizing the
lowest cost alternative fuel. We also use forward purchases of natural gas to stabilize Öuctuations in near-term
natural gas prices.

The Company's mining ventures enter into forward contracts for certain commodities, primarily natural
gas, as a hedge against price volatility. Such contracts, which are in quantities expected to be delivered and
used in the production process, are a means to limit exposure to price Öuctuations. At December 31, 2004, the
notional amounts of the outstanding forward contracts were $28.3 million (Company share Ì $23.9 million),
with an unrecognized fair value loss of $3.2 million (Company share Ì $2.7 million) based on December 31,
2004 forward rates. The contracts mature at various times through December 2005. If the forward rates were
to change 10 percent from the year-end rate, the value and potential cash Öow eÅect on the contracts would be
approximately $2.5 million (Company share Ì $2.1 million).

Our Wabush mine operation in Canada represented approximately Ñve percent of the Company's pellet
production.  This  operation  is  subject  to  currency  exchange  Öuctuations  between  the  U.S.  and  Canadian
dollars; however, we do not hedge our exposure to this currency exchange Öuctuation. During 2003 and 2004,
the value of the Canadian dollar rose against the U.S. dollar from $.64 U.S. dollar per Canadian dollar at the
beginning of 2003 to $.83 U.S. dollars per Canadian dollar at December 31, 2004, an increase of 30 percent.
The average exchange rate increased to $.77 U.S. dollar per Canadian dollar in 2004 from an average of $.72
U.S. dollar per Canadian dollar for 2003, an increase of seven percent. The Company does not believe that the
recent increase in the U.S./Canadian exchange rate is a trend that will continue in the long-term; however,
short-term Öuctuations cannot reasonably be predicted.

Critical Accounting Policies

Management's discussion and analysis of Ñnancial condition and results of operations is based on the
Company's  consolidated  Ñnancial  statements,  which  have  been  prepared  in  accordance  with  accounting
principles generally accepted in the United States (""GAAP''). Preparation of Ñnancial statements requires
management  to  make  assumptions,  estimates  and  judgments  that  aÅect  the  reported  amounts  of  assets,
liabilities, revenues, costs and expenses, and the related disclosures of contingencies. Management bases its
estimates on various assumptions and historical experience, which are believed to be reasonable; however, due
to  the  inherent  nature  of  estimates,  actual  results  may  diÅer  signiÑcantly  due  to  changed  conditions  or
assumptions. Management believes that the following critical accounting policies and practices incorporate
estimates and judgments that have the most signiÑcant impact on the Company's Ñnancial statements.

Revenue Recognition

The Company recognizes revenue on the sale of products when title to the product has transferred to the
customer in accordance with the speciÑed terms of each term supply agreement. Generally, our term supply
agreements provide that title transfers to the customer when payment is received. Under some term supply
agreements, we deliver the product to ports on the lower Great Lakes and/or to the customers' facilities prior
to the transfer of title. Most of the Company's term supply agreements contain provisions for annual pricing
adjustments. These provisions vary from agreement to agreement but typically include adjustments based
upon changes in speciÑed PPI including those for all commodities, industrial commodities, energy and steel,
as  well  as  changes  in  international  pellet  prices.  In  most  cases,  these  adjustment  factors  have  not  been
Ñnalized  at  the  time  our  product  is  sold;  the  Company  routinely  estimates  these  adjustment  factors  for
purposes  of  revenue  recognition.  Certain  supply  agreements  with  one  customer  include  provisions  for
supplemental revenue or refunds based on the customer's annual steel pricing at the time the product is

40

consumed in the customer's blast furnaces. The Company estimates these amounts for recognition at the time
of sale. The Company's 2004 revenues included $6.6 million of supplemental revenue on 2004 sales based on
estimates of the customer's 2005 steel pricing.

Our rationale for delivering iron ore products to customers in advance of payment for the products is to
more closely relate timing of payment by customers to consumption, which also provides additional liquidity to
our customers. Title and risk of loss do not pass to the customer until payment for the pellets is received. This
is a revenue recognition practice utilized to reduce our Ñnancial risk to customer insolvency. This practice is
not believed to be widely used throughout the balance of the industry.

Revenue is recognized on the sale of services when the services are performed.

Where we are joint venture participants in the ownership of a mine, our contracts entitle us to receive

royalties and management fees, which we earn as the pellets are produced.

Iron Ore Reserves

The  Company  regularly  evaluates  its  economic  iron  ore  reserves  and  updates  them  as  required  in
accordance with SEC Industry Guide 7. The estimated ore reserves could be aÅected by future industry
conditions, geological conditions and ongoing mine planning. Maintenance of eÅective production capacity or
the  ore  reserve  could  require  increases  in  capital  and  development  expenditures.  Generally  as  mining
operations  progress,  haul  lengths  and  lifts  increase.  Alternatively,  changes  in  economic  conditions  or  the
expected quality of ore reserves could decrease capacity or ore reserves. Technological progress could alleviate
such factors, or increase capacity or ore reserves. Remaining Empire mine ore reserves (23 million tons at
December 31, 2004) were previously decreased to 29 million tons at December 31, 2003 from 63 million tons
at December 31, 2002 and 116 million tons at December 31, 2001. The reduction in ore reserves reÖected
increasing production and processing costs in recent years as the Empire mine approaches the latter portion of
its economic life. Additionally, economic ore reserves at Wabush Mines (57 million tons at December 31,
2004) were previously reduced to 61 million tons at December 31, 2003 from 94 million tons at December 31,
2002 and 244 million tons at December 31, 2001. The decrease in ore reserves at Wabush reÖects increased
operating costs, the impact of currency exchange rates, and a reduction in the maximum mining depth in one
critical mining area due to assessment of dewatering capabilities based on a recently completed hydrologic
evaluation, partially oÅset by higher Eastern Canadian pellet pricing and an increase in Wabush production to
its capacity of six million tons per year. The Company uses its ore reserve estimates to determine the mine
closure  dates  utilized  in  recording  the  fair  value  liability  for  asset  retirement  obligations.  See  Note  5 Ì
Environmental  and  Mine  Closure  Obligations Ì Mine  Closure  in  the  Notes  to  Consolidated  Financial
Statements. Since the liability represents the present value of the expected future obligation, a signiÑcant
change in ore reserves would have a substantial eÅect on the recorded obligation. The Company also utilizes
economic  ore  reserves  for  evaluating  potential  impairments  of  mine  assets  and  in  determining  maximum
useful lives utilized to calculate depreciation and amortization of long-lived mine assets. Decreases in ore
reserves could signiÑcantly aÅect these items.

Asset Retirement Obligations

The accrued mine closure obligations for the Company's active mining operations reÖect the adoption of
SFAS No. 143 eÅective January 1, 2002 to provide for contractual and legal obligations associated with the
eventual  closure  of  the  mining  operations.  The  Company's  obligations  are  determined  based  on  detailed
estimates adjusted for factors that an outside party would consider (i.e., inÖation, overhead and proÑt), which
were escalated (at an assumed three percent) to the estimated closure dates, and then discounted using a
credit-adjusted risk-free interest rate (12.0 percent for United Taconite and 10.25 percent for all others). The
closure date for each location was determined based on the exhaustion date of the remaining iron ore reserves.
The estimated obligations are particularly sensitive to the impact of changes in mine lives given the diÅerence
between the inÖation and discount rates. Changes in the base estimates of legal and contractual closure costs
due to changed legal or contractual requirements,  available technology, inÖation,  overhead or  proÑt rates

41

would also have a signiÑcant impact on the recorded obligations. See Note 5 Ì Environmental and Mine
Closure Obligations Ì Mine Closure in the Notes to Consolidated Financial Statements.

Asset Impairment

The Company monitors conditions that indicate that the carrying value of an asset or asset group may be
impaired. The Company determines impairment based on the asset's ability to generate cash Öow greater than
its carrying value, utilizing an undiscounted probability-weighted analysis. If the analysis indicates the asset is
impaired, the carrying value is adjusted to fair value. The impairment analysis and fair value determination
can  result  in  signiÑcantly  diÅerent  outcomes  based  on  critical  assumptions  and  estimates  including  the
quantity and quality of remaining economic ore reserves, and future iron ore prices and production costs. See
Note  1 Ì Operations  and  Customers Ì Empire  Mine  and  Wabush  Mines  and  Note  3 Ì Discontinued
Operation in the Notes to Consolidated Financial Statements.

Environmental Remediation Costs

The Company has a formal code of environmental protection and restoration. The Company's obligations
for  known  environmental  problems  at  active  and  closed  mining  operations  and  other  sites  have  been
recognized based on estimates of the cost of investigation and remediation at each site. If the estimate can
only be estimated as a range of possible amounts, with no speciÑc amount being most likely, the minimum of
the  range  is  accrued.  Management  reviews  its  environmental  remediation  sites  quarterly  to  determine  if
additional  cost  adjustments  or  disclosures  are  required.  The  characteristics  of  environmental  remediation
obligations, where information concerning the nature and extent of clean-up activities is not immediately
available, or changes in regulatory requirements, result in a signiÑcant risk of increase to the obligations as
they mature. Expected future expenditures are not discounted to present value. Potential insurance recoveries
are not recognized until realized.

Employee Retirement BeneÑt Obligations

The Company and its mining ventures sponsor deÑned beneÑt pension plans covering substantially all
employees.  These  plans  are  largely  noncontributory,  and  except  for  U.S.  salaried  employees,  beneÑts  are
generally based on employees' years of service and average earnings for a deÑned period prior to retirement.
Additionally,  the  Company  and  its  ventures  provide  post-retirement  medical  and  life  insurance  beneÑts
(""OPEBs'')  to  most  full-time  employees  who  meet  certain  length-of-service  and  age  requirements.  The
Company's pension and medical costs (including OPEBs) have increased substantially over the past several
years.  Lower  interest  rates,  lower  asset  returns  and  continued  escalation  of  medical  costs  have  been  the
predominant causes of the increases. The Company has taken actions to control pension and medical costs.
EÅective July 1, 2003, the Company implemented changes to U.S. salaried employee plans to reduce costs by
more than an estimated $8.0 million on an annualized basis. BeneÑts under the current deÑned beneÑt formula
were frozen for aÅected U.S. salaried employees and a new cash balance formula was instituted. Increases in
aÅected U.S. salaried retiree healthcare co-pays became eÅective for retirements after June 30, 2003. A cap
on  the  Company's  share  of  annual  medical  premiums  was  also  implemented  for  existing  and  future
U.S. salaried retirees.

Pursuant to the new four-year U.S. labor agreements reached with the USWA, eÅective August 1, 2004,
OPEB expense for 2004 and the accumulated post-retirement beneÑt obligation (""APBO'') has decreased
$4.9 million and $48.0 million, respectively, to reÖect negotiated plan changes, which capped the Company's
share of future bargaining unit retirees' healthcare premiums at 2008 levels for the years 2009 and beyond.
The new agreements also provide that the Company and its partners fund an estimated $220 million into
bargaining unit pension plans and VEBAs during the term of the contracts.

Year 2004 OPEB expense also reÖects an estimated cost reduction of $4.1 million due to the eÅect of the
Medicare Prescription Drug, Improvement and Modernization Act of 2003. The Company elected to adopt
the retroactive transition method for recognizing the OPEB cost reduction in the second quarter of 2004.

42

Accordingly,  Ñrst  quarter  2004  results  have  been  re-stated  to  reduce  the  previously  reported  net  loss  by
$.6 million or $.05 per share. Additionally, the APBO decreased $25.1 million.

Year 2004 OPEB expense also reÖects a cost reduction for the Canadian OPEB plan of $.4 million due to
the  net  eÅect  of  favorable  claims  and  demographic  experience,  oÅset  by  moderate  beneÑt  improvements
negotiated with the USWA eÅective March 1, 2004.

Following is a summary of the Company's deÑned beneÑt pension and OPEB funding and expense for the

years 2002 through 2005:

(In Millions)

Pension

OPEB

Funding

Expense

Funding

Expense

2002 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2003 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2004 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2005 (Estimated) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 1.1
6.4
63.0
33.9

$ 7.2
32.0
23.1
19.1

$16.8
17.0
30.9
35.2

$21.5
29.1
28.5
21.8

Assumptions  used  in  determining  the  beneÑt  obligations  and  the  value  of  plan  assets  for  deÑned  beneÑt
pension  plans  and  post-retirement  beneÑt  plans  (primarily  retiree  healthcare  beneÑts)  oÅered  by  the
Company  and  its  unconsolidated  ventures  are  evaluated  periodically  by  management  in  conjunction  with
outside actuaries. Critical assumptions, such as the discount rate used to measure the beneÑt obligations, the
expected long-term rate of return on plan assets, and the medical care cost trend are reviewed annually. At
December 31, 2004, the Company reduced its discount rate for U.S. plans to 5.75 percent from 6.25 percent at
December 31, 2003, and reduced its discount rate for Canadian plans to 5.75 percent from 6.00 percent at
December 31, 2003. Following are sensitivities on estimated 2005 pension and OPEB expense of potential
further changes in these key assumptions:

Increase in 2005
Expense
(In Millions)

Pension

OPEB

$1.2
Decrease discount rate .25 percentÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Decrease return on assets 1 percent ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
4.5
Increase medical trend rate 1 percent ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ N/A

$ .6
.5
2.6

Changes in actuarial assumptions, including discount rates, employee retirement rates, mortality, compensa-
tion  levels,  plan  asset  investment  performance,  and  healthcare  costs,  are  selected  by  the  Company  after
consulting with outside actuaries. Changes in actuarial assumptions and/or investment performance of plan
assets  can  have  a  signiÑcant  impact  on  the  Company's  Ñnancial  condition  due  to  the  magnitude  of  the
Company's retirement obligations. See Note 8 Ì Retirement Related BeneÑts in the Notes to Consolidated
Financial Statements.

Risks Relating to the Company

Excess global capacity and the availability of competitive substitute materials may result in intense
competition in the steel industry, which may reduce steel prices and decrease steel production and our
customers' demand for iron ore products.

More than 95 percent of our revenues are derived from the North American integrated steel industry,
which is highly competitive. From time to time, global overcapacity in steel manufacturing has a negative
impact on North American steel sales and reduces the production of steel and consequently the demand for
iron ore. Further, production of steel by North American integrated steel manufacturers may be replaced to a
certain extent by production of substitute materials by other manufacturers. In the case of certain product
applications, North American steel manufacturers compete with manufacturers of other materials, including
plastic,  aluminum,  graphite  composites,  ceramics,  glass,  wood  and  concrete.  Most  of  our  term  supply
agreements for the sale of iron ore products are requirements-based or provide for Öexibility of volume above a

43

minimum level. Reduced demand for and consumption of iron ore products by North American integrated
steel producers have had and may continue to have a signiÑcant negative impact on our sales, margins and
proÑtability.

Increased imports of steel into the United States could adversely impact North American steel sales,
which could adversely aÅect demand for our products and our sales, margins and proÑtability.

From  time  to  time,  global  overcapacity  in  steel  manufacturing  and  a  weakening  of  certain  foreign
economies, particularly in Eastern Europe, Asia and Latin America, may negatively impact steel prices in
those foreign economies and result in high levels of steel imports from those countries into the United States
at depressed prices. Based on the American Iron and Steel Institute's Apparent Steel Supply (excluding semi-
Ñnished  steel  products),  imports  of  steel  into  the  United  States  constituted  22.1  percent  (estimated),
16.5 percent and 21.1 percent of the domestic steel market supply for 2004, 2003 and 2002, respectively.
SigniÑcant imports of steel into the United States could substantially reduce sales, margins and proÑtability of
North American steel producers, and consequently, reduce demand for iron ore. The purchase by North
American steel producers of semi-Ñnished steel products from foreign suppliers could also decrease demand
for our iron ore products.

The North American steel industry continues to undergo a restructuring process that has resulted in
industry consolidation that could result in a reduction of integrated steelmaking capacity over time, and
thereby reduce iron ore consumption.

The  North  American  steel  industry  has  undergone  consolidation,  and  that  consolidation  is  likely  to
continue as evidenced by the recently-announced acquisition of ISG by Mittal. Consolidation of the North
American steel industry will result in fewer customers for iron ore. The restructuring process may reduce
integrated steelmaking capacity, which would reduce demand for our iron ore products and may adversely
aÅect our sales. Further, if the steel producers that have captive iron ore mines obtain a larger share of North
American steel production, they may obtain their iron ore from their own mines, if they have excess capacity,
rather than from us. These factors could adversely aÅect our sales, margins and proÑtability.

Our sales and earnings are subject to signiÑcant Öuctuations as a result of the cyclical nature of the
North American steel industry.

In 2003 and 2004, 18.6 million and 22.2 million tons, respectively, of the iron ore pellets we produced
were sold to North American steel manufacturers, while only .6 million and .4 million tons, respectively, of our
pellets were sold outside of North America. The North American steel industry has been highly cyclical in
nature, inÖuenced by a combination of factors, including periods of economic growth or recession, strength or
weakness of the U.S. dollar, worldwide production capacity, the strength of the U.S. automotive industry,
levels  of  steel  imports  and  applicable  tariÅs.  The  demand  for  steel  products  is  generally  aÅected  by
macroeconomic Öuctuations in North America and the global economies in which steel companies sell their
products. For example, future economic downturns, stagnant economies or currency Öuctuations in the United
States or globally could decrease the demand for steel products or increase the amount of imports of steel or
iron ore into the United States.

In  addition,  a  disruption  or  downturn  in  the  oil  and  gas,  gas  transmission,  construction,  commercial
equipment, rail transportation, appliance, agricultural, automotive or durable goods industries, all of which are
signiÑcant markets for steel products and are highly cyclical, could negatively impact sales of steel by North
American producers. These trends could decrease the demand for iron ore products and signiÑcantly adversely
aÅect our sales, margins and proÑtability.

44

If North American steelmakers use methods other than blast furnace production to produce steel, or if
their blast furnaces shut down or otherwise reduce production, the demand for our iron ore products may
decrease, which would adversely aÅect our sales, margins and proÑtability.

Demand for our iron ore products is determined by the operating rates for the blast furnaces of North
American steel companies. However, not all Ñnished steel is produced by blast furnaces; Ñnished steel also
may be produced by other methods that do not require iron ore products. For example, steel ""mini-mills,''
which are steel recyclers, generally produce steel by using scrap steel, not iron ore pellets, in their electric
furnaces. Production of steel by steel ""mini-mills'' was approximately 50 percent of North American total
Ñnished steel production in 2004. Steel producers also can produce steel using imported iron ore or semi-
Ñnished steel products, which eliminates the need for domestic iron ore. Environmental restrictions on the use
of blast furnaces also may reduce our customers' use of their blast furnaces. Maintenance of blast furnaces can
require substantial capital expenditures. Our customers may choose not to maintain their blast furnaces, and
some of our customers may not have the resources necessary to adequately maintain their blast furnaces. If
our  customers  use  methods  to  produce  steel  that  do  not  use  iron  ore  products,  demand  for  our  iron  ore
products will decrease, which could adversely aÅect our sales, margins and proÑtability.

Natural disasters, equipment failures and other unexpected events may lead our steel industry customers
to curtail production or shut down their operations.

Operating levels at our steel industry customers are subject to conditions beyond their control, including
raw material shortages, weather conditions, natural disasters, interruptions in electrical power or other energy
services, equipment failures, and other unexpected events. Any of those events could also aÅect other suppliers
to the North American steel industry. In either case, those events could cause our steel industry customers to
curtail production or shut down a portion or all of their operations, which could reduce their demand for our
iron ore products. For example, in late 2003, a Ñre occurred in a mine of a major coal supplier to U.S. Steel,
which supplies a majority of the coke, a processed form of coal, used by our steel industry customers to operate
their  blast  furnaces.  The  Ñre  caused  U.S.  Steel  to  curtail  its  production  of  coke,  and  to  reduce  its  coke
shipments to at least two of our steel industry customers. As a result, one of our steel industry customers had
to curtail its steel production, and its demand for our iron ore products decreased. Decreased demand for our
iron ore products could adversely aÅect our sales, margins and proÑtability.

If the rate of steel consumption in China slows, the demand for iron ore could decrease.

Although we do not have signiÑcant international sales, the price of iron ore is strongly inÖuenced by
international demand. The current growing level of international demand for iron ore and steel is largely due to
the rapid industrial growth in China. A large quantity of steel is currently being used in China to build roads,
bridges, railroads and factories. If the economic growth rate in China slows, which may be diÇcult to forecast,
less  steel  will  be  used  in  construction  and  manufacturing,  which  would  decrease  demand  for  iron  ore.
According to the China Daily newspaper, China imported 29.3 million tons of steel products in 2004, down
7.9 million tons from 2003. This slowdown in Chinese steel demand began in March 2004 when Chinese banks
restricted lending in the steel sector and the Chinese government withdrew import duty rebates for equipment
used in steel plants and ended discounts on electricity consumption by steel factories. This could adversely
impact  the  world  iron  ore  market,  which  would  impact  the  North  American  iron  ore  market,  and  also
adversely impact our United Taconite joint venture with Laiwu. A slowing of the economic growth rate in
China could also result in greater exports of steel out of China, which if imported into North America could
decrease demand for domestically produced steel, thereby decreasing the demand for iron ore produced in
North America.

We operate in a very competitive industry.

The iron mining business is highly competitive, with producers in all iron-producing regions. Some of our
competitors may have greater Ñnancial resources than we have and may be better able to withstand changes in
conditions within the North American steel industry than we are.  In the future, we may face increasing

45

competition. As a result, we may face pressures on sales prices and volumes of our products from competitors
and large customers.

Our sales and competitive position depend on our ability to transport our products to our customers at
competitive rates and in a timely manner.

Our competitive position requires the ability to transport iron ore to our markets at competitive rates.
Disruption of the lake freighter and rail transportation services because of weather-related problems, including
ice and winter weather conditions on the Great Lakes, strikes, lock-outs or other events, could impair our
ability to supply iron ore pellets to our customers at competitive rates or in a timely manner and, thus, could
adversely aÅect our sales and proÑtability. Further, increases in transportation costs, or changes in such costs
relative to transportation costs incurred by our competitors, could make our products less competitive, restrict
our access to certain markets and have an adverse eÅect on our sales, margins and proÑtability.

If a substantial portion of our term supply agreements terminate and are not renewed, and we are unable
to Ñnd alternate buyers willing to purchase our products on terms comparable to those in our existing
term supply agreements, our sales, margins and proÑtability will suÅer.

A substantial majority of our sales are made under term supply agreements, which are important to the
stability and proÑtability of our operations. In 2004, more than 96 percent of our sales volume was sold under
term supply agreements. If a substantial portion of our term supply agreements were modiÑed or terminated,
we could be materially adversely aÅected to the extent that we are unable to renew the agreements or Ñnd
alternate buyers for our iron ore at the same level of proÑtability. We cannot assure you that we will be able to
renew or replace existing term supply agreements at the same prices or with similar proÑt margins when they
expire. A loss of sales to our existing customers could have a substantial negative impact on our sales, margins
and proÑtability.

We depend on a limited number of customers, and the loss of, or signiÑcant reduction in, purchases by
our largest customers would adversely aÅect our sales.

The  following  seven  customers  together  accounted  for  a  total  of  94  percent  of  ""Product  sales  and

services'' revenues for the years 2004 and 2003:

Customer

ISGÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Algoma ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Severstal/Rouge ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ispat Inland/Mittal ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
WCI ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Stelco ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Weirton ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Percent of
Sales
Revenues*
Year Ended
December 31,
2003
2004

44% 29%
14
13
10
6
5
2

17
16
8
7
1
16

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

94% 94%

* Excluding freight and minority interest cost reimbursements.

If one or more of these customers were to signiÑcantly reduce their purchases of iron ore products from us, or
if we were unable to sell iron ore products to them on terms as favorable to us as the terms under our current
term supply agreements, our sales, margins and proÑtability could suÅer materially due to the high level of
Ñxed costs and the high costs to idle or close mines. We are a merchant mine producer of iron ore products,

46

not a ""captive'' producer owned by a steel manufacturer, and therefore rely on sales to our joint-venture
partners and other third-party customers for our revenues. In addition, WCI and Stelco have petitioned for
protection under bankruptcy or similar laws, and the bankruptcy or reorganization of our customers could
aÅect our sales, margins and proÑtability.

Changes in demand for our products by our customers could cause our sales, margins and proÑtability to
Öuctuate.

Our  term  supply  agreements  generally  are  requirements  contracts,  the  majority  of  which  have  no
minimum requirement provisions, and some of which provide for Öexibility of volume above minimum levels.
A decrease in one or more of our customers' requirements could cause our sales to decline, as we may not be
able to Ñnd other customers to purchase our iron ore pellets. In addition, if our customers' requirements
decline, since many of our production costs are Ñxed, our production costs per ton may rise, which may aÅect
our margins and proÑtability. Unmitigated loss of revenues would have a greater impact on margins and
proÑtability than sales, due to the high level of Ñxed costs in the iron ore mining business and the high cost to
idle or close mines.

The provisions of our term supply agreements could cause our sales, margins and proÑtability to
Öuctuate.

Our term supply agreements typically contain force majeure provisions allowing temporary suspension of
performance by the customer during speciÑed events beyond the customer's control, including raw material
shortages, power failures, equipment failures, adverse weather conditions and other events. For example, one
of our large customers notiÑed us in January 2004 that it was reducing its requirements for iron ore pellets in
the Ñrst quarter of 2004 by 180,000 long tons pursuant to the force majeure provisions of its term supply
agreement with us. That customer invoked the force majeure provision due to a failure of U.S. Steel to ship
the quantity of coke that the customer had ordered due to shortages caused by a Ñre at a mine that supplied
coal to U.S. Steel.

Price escalators in our term supply agreements also expose us to short-term price volatility, which can
adversely aÅect our margins and proÑtability. Our term supply agreements also contain provisions requiring us
to deliver iron ore pellets meeting quality thresholds for certain characteristics, such as chemical makeup.
Failure to meet these speciÑcations could result in economic penalties. All of these contractual provisions
could adversely aÅect our sales, margins and proÑtability.

Mine closures entail substantial costs, and if we close one or more of our mines sooner than anticipated,
our results of operations and Ñnancial condition may be signiÑcantly and adversely aÅected.

If we close any of our mines, our revenues would be reduced unless we were able to increase production at
any of our other mines, which may not be possible. The closure of an open pit mine involves signiÑcant Ñxed
closure costs, including accelerated employment legacy costs, severance-related obligations, reclamation and
other environmental costs, and the costs of terminating long-term obligations, including energy contracts and
equipment leases. We base our assumptions regarding the life of our mines on detailed studies we perform
from time to time, but those studies and assumptions do not always prove to be accurate. We accrue for the
costs  of  reclaiming  open  pits,  stockpiles,  tailings  ponds,  roads  and  other  mining  support  areas  over  the
estimated mining life of our property. If we were to reduce the estimated life of any of our mines, the Ñxed
mine-closure costs would be applied to a shorter period of production, which would increase production costs
per ton produced and could signiÑcantly and adversely aÅect our results of operations and Ñnancial condition.
Further, if we were to close one or more of our mines prematurely, we would incur signiÑcant accelerated
employment legacy costs, severance-related obligations, reclamation and other environmental costs, as well as
asset impairment charges, which could materially and adversely aÅect our Ñnancial condition.

A mine closure would signiÑcantly increase employment legacy costs, including our expense and funding
costs for pension and other post-retirement beneÑt obligations. First, retirement-eligible employees would be
eligible for enhanced pension beneÑts under certain pension plans upon a mine closure. Second, the number of

47

employees who are eligible for retirement under the pension plans would increase under special eligibility rules
that apply upon a mine closure. Third, all employees eligible for retirement under the pension plans at the time
of  the  mine  closure  also  would  be  eligible  for  post-retirement  health  and  life  insurance  beneÑts,  thereby
accelerating our obligation to provide these beneÑts. Fourth, a closure of the Empire or Tilden mine likely
would trigger withdrawal liability to the pension plan covering hourly employees there. Finally, a mine closure
could trigger signiÑcant severance-related obligations, which could adversely aÅect our Ñnancial condition and
results of operations.

Applicable statutes and regulations require that mining property be reclaimed following a mine closure in
accordance with speciÑed standards and an approved reclamation plan. The plan addresses matters such as
removal  of  facilities  and  equipment,  regrading,  prevention  of  erosion  and  other  forms  of  water  pollution,
revegetation and post-mining land use. We may be required to post a surety bond or other form of Ñnancial
assurance equal to the cost of reclamation as set forth in the approved reclamation plan. The establishment of
the Ñnal mine closure reclamation liability is based upon permit requirements and requires various estimates
and assumptions, principally associated with reclamation costs and production levels. Although our manage-
ment believes, based on currently available information, we are making adequate provisions for all expected
reclamation and other costs associated with mine closures for which we will be responsible, our business,
results of operations and Ñnancial condition would be adversely aÅected if such accruals were later determined
to be insuÇcient.

We have signiÑcantly reduced our ore reserve estimates for the Empire mine and may close the Empire
mine sooner than we had anticipated, which could materially and adversely aÅect our results of
operations and Ñnancial condition.

We  signiÑcantly  decreased  our  ore  reserve  estimates  for  the  Empire  mine  from  116  million  tons  at
December 31, 2001 to 63 million tons at December 31, 2002 and further to 29 million tons at December 31,
2003. Our Empire ore reserves were approximately 23 million tons at December 31, 2004, with the decrease in
2004 resulting from production. The 2003 reduction was due to our inability to develop eÅective mine plans to
produce cost-eÅective combinations of production volume, ore quality and stripping requirements. We may
reduce the annual production at the Empire mine as a result of these decreased ore reserve estimates. If the
ore reserves at Empire are insuÇcient to sustain our operations there, we may be required to close the mine.
We have taken signiÑcant asset impairment charges relating to the Empire mine.

If we were to close the Empire mine, we would incur signiÑcant mine closure costs, employment legacy
costs, severance-related obligations, reclamation and other environmental costs and the costs of terminating
long-term obligations, including energy contracts and equipment leases. A closure of the Empire mine sooner
than we anticipate could materially and adversely aÅect our results of operations and Ñnancial condition.

We rely on the estimates of our recoverable reserves, and if those estimates are inaccurate, our Ñnancial
condition may be adversely aÅected.

We regularly evaluate our economic iron ore reserves based on expectations of revenues and costs and
update them as required in accordance with Industry Guide 7 promulgated by the SEC. There are numerous
uncertainties inherent in estimating quantities of reserves of our mines, many of which have been in operation
for several decades, including many factors beyond our control. Estimates of reserves and future net cash Öows
necessarily depend upon a number of variable factors and assumptions, such as historical production from the
area compared with production from other producing areas, the assumed eÅects of regulations by governmen-
tal agencies and assumptions concerning future prices for iron ore, assumptions regarding future industry
conditions and operating costs, severance and excise taxes, development costs and costs of extraction and
reclamation costs, all of which may in fact vary considerably from actual results. For these reasons, estimates
of  the  economically  recoverable  quantities  of  reserves  attributable  to  any  particular  group  of  properties,
classiÑcations of such reserves based on risk of recovery and estimates of future net cash Öows expected
therefrom prepared by diÅerent engineers or by the same engineers at diÅerent times may vary substantially.
Estimated reserves could be aÅected by future industry conditions, geological conditions and ongoing mine
planning. Actual production, revenues and expenditures with respect to our reserves will likely vary from

48

estimates,  and  if  such  variances  are  material,  our  sales  and  proÑtability  could  be  adversely  aÅected.  For
example, based on revised economic mine planning studies that we completed in the fourth quarter of 2002,
we reduced the estimates of the ore reserves at the Empire mine from 116 million tons to 63 million tons due
to increasing mining and processing costs. Based on an update to those studies completed in the fourth quarter
of 2003, we further signiÑcantly reduced the ore reserve estimates to 29 million tons. The reduction was due to
the inability to develop eÅective mine plans to produce cost-eÅective combinations of production volume, ore
quality and stripping requirements with the 2003 reserve base.

We also completed revised economic mine planning studies in the fourth quarter of 2002 for Wabush
Mines, and reduced the estimate of ore reserves at the Wabush mine from 244 million tons to 94 million tons
due to increasing mining and processing costs. Based on an update to those studies completed in the fourth
quarter of 2003, we further signiÑcantly reduced the Wabush mine ore reserve estimate to 61 million tons. Our
reserves at Wabush Mines were approximately 57 million tons at December 31, 2004, with the reduction from
2003  attributable  to  2004  production.  The  revised  Wabush  estimate  is  largely  a  reÖection  of  increased
operating costs, the impact of currency exchange rates and a reduction in maximum mining depth due to
dewatering capabilities based on a recently completed hydrologic evaluation.

The price adjustment provisions of our term supply agreements may prevent us from increasing our prices
to match international ore contract prices or to pass increased costs of production on to our customers.

Our  term  supply  agreements  contain  a  number  of  price  adjustment  provisions,  or  price  escalators,
including adjustments based on general industrial inÖation rates, the price of steel and the international price
of iron ore pellets, among other factors, that allow us to adjust the prices under those agreements generally on
an annual basis. Our price adjustment provisions are weighted and some are subject to annual collars, which
limit our ability to raise prices to match international levels and fully capitalize on strong demand for iron ore.
Most of our term supply agreements do not allow us to increase our prices and to directly pass through higher
production costs to our customers. An inability to increase prices or pass along increased costs could adversely
aÅect our margins and proÑtability.

Our ability to collect payments from our customers depends on their creditworthiness.

Our ability to receive payment for iron ore products sold and delivered to our customers depends on the
creditworthiness of our customers. Generally, we deliver iron ore products to our customer's yard in advance of
payment for those products. Our rationale for delivering iron ore products to customers in advance of payment
for the product is to more closely relate timing of payment to consumption, thereby providing additional
liquidity to our customers, and to reduce our Ñnancial risk to customer insolvency as title and risk of loss with
respect to those products does not pass to the customer until payment for the pellets is received. Accordingly,
there is typically a period of time in which pellets, as to which we have reserved title, are within our customers'
control. Several of our customers have petitioned for protection under bankruptcy or other similar laws, and
most of our North American customers have below-investment grade or no credit rating. Failure to receive
payment  from  our  customers  for  products  that  we  have  delivered  could  adversely  aÅect  our  results  of
operations.

Our change in strategy from a manager of iron ore mines on behalf of steel company owners to
primarily a merchant of iron ore to steel company customers has increased our obligations with respect
to those mines and has made our revenues, earnings and proÑt margins more dependent on sales of iron
ore products and more susceptible to product demand and pricing Öuctuations.

Historically, we have acted as a manager of iron ore mines on behalf of steel company owners, and in that
capacity  have  been  generally  entitled  to  management  fees,  royalties  on  reserves  that  we  have  leased  or
subleased to the Empire and Tilden mines, and income from our sales of iron ore products to our customers,
including the other mine owners. Our revised business strategy is to increase our ownership in our co-owned
mines. In accordance with that revised strategy, in Ñscal year 2002 we increased our ownership in (1) the
Empire mine from 47 percent to 79 percent, (2) the Tilden mine from 40 percent to 85 percent, (3) the
Hibbing mine from 15 percent to 23 percent, and (4) the Wabush mine from 23 percent to 27 percent. While

49

we have gained greater control of the mines we operate, we have also increased our share of the operating
costs, employment legacy costs and Ñnancial obligations associated with those mines. Our increased ownership
of those mines has caused the management fees and royalties due to us from our partners in the mines to
decline from $29.8 million in 2001 to $11.3 million in 2004. The decline in royalties and management fees has
made our revenues, earnings and proÑt margins more volatile and more dependent on sales of our iron ore
products to third-party customers.

We rely on our joint-venture partners in our mines to meet their payment obligations, and the inability
of a joint-venture partner to do so could signiÑcantly aÅect our operating costs.

We co-own Ñve of our six mines with various joint venture partners that are integrated steel producers or
their subsidiaries, including Dofasco, ISG, Ispat Inland, Laiwu and Stelco. While we are the manager of each
of the mines we co-own, we rely on our joint-venture partners to make their required capital contributions and
to pay for their share of the iron ore pellets that we produce. Most of our venture partners are also our
customers and are subject to the creditworthiness risks described above. If one or more of our venture partners
fail to perform their obligations, the remaining venturers, including ourselves, may be required to assume
additional material obligations, including signiÑcant pension and post-retirement health and life insurance
beneÑt  obligations.  On  January  29,  2004,  Stelco  applied  and  obtained  bankruptcy-court  protection  from
creditors in Ontario Superior Court under the Companies' Creditors Arrangement Act. Stelco is a 44.6 per-
cent participant in the Wabush Mines joint venture, and U.S. subsidiaries of Stelco (which have not Ñled for
bankruptcy protection) own 14.7 percent of Hibbing Taconite Company Ì Joint Venture and 15 percent of
Tilden Mining Company L.C. Stelco has met its cash call requirements at the mining ventures to date. The
premature closure of a mine due to the failure of a joint-venture partner to perform its obligations could result
in signiÑcant Ñxed mine-closure costs, including severance, employment legacy costs and other employment
costs, reclamation and other environmental costs, and the costs of terminating long-term obligations, including
energy contracts and equipment leases.

Unanticipated geological conditions and natural disasters could increase the cost of operating our
business.

A portion of our production costs are Ñxed regardless of current operating levels. Our operating levels are
subject to conditions beyond our control that can delay deliveries or increase the cost of mining at particular
mines for varying lengths of time. These conditions include weather conditions (for example, extreme winter
weather,  Öoods  and  availability  of  process  water  due  to  drought)  and  natural  disasters,  pit  wall  failures,
unanticipated geological conditions, including variations in the amount of rock and soil overlying the deposits
of  iron  ore,  variations  in  rock  and  other  natural  materials  and  variations  in  geologic  conditions  and  ore
processing changes. These conditions could impair our ability to fulÑll our plan to operate all of our mines at
full capacity, which could materially adversely aÅect our ability to meet the expected demand for our iron ore
products.

In the second and third quarters of 2003, pellet production at the Tilden mine was adversely aÅected by
approximately .3 million tons as a result of unexpected variations in the composition of the iron ore in one area
of the mining pit, which made the ore diÇcult to process, causing low throughput and recovery rates.

Many of our mines are dependent on a single-source energy supplier, and interruption in energy services
may have a signiÑcant adverse eÅect on our sales, margins and proÑtability.

Many of our mines are dependent on one source for electric power and for natural gas. For example,
Minnesota Power is the sole supplier of electric power to our Hibbing and United Taconite mines; Wisconsin
Energy Corporation is the sole supplier of electric power to our Tilden and Empire mines; and our Northshore
mine is largely dependent on its wholly-owned power facility for its electrical supply. A signiÑcant interruption
in service from our energy suppliers due to terrorism or any other cause can result in substantial losses that
may not be fully covered by our business interruption insurance. For example, in May 2003, we incurred
approximately $11.1 million in Ñxed costs relating to lost production when our Empire and Tilden mines were
idled for approximately Ñve weeks due to loss of power stemming from the failure of a dam in the Upper

50

Peninsula of Michigan. One natural gas pipeline serves all of our Minnesota and Michigan mines, and a
pipeline failure may idle those operations. Any substantial unmitigated interruption of our business due to
these conditions could materially adversely aÅect our sales, margins and proÑtability.

Our mines and processing facilities have been in operation for several decades. Equipment failures and
other unexpected events at our facilities may lead to production curtailments or shutdowns.

Interruptions  in  production  capabilities  will  inevitably  increase  our  production  costs  and  reduce  our
proÑtability. We do not have meaningful excess capacity for current production needs, and we are not able to
quickly increase production at one mine to oÅset an interruption in production at another mine. In addition to
equipment failures, our facilities are also subject to the risk of loss due to unanticipated events such as Ñres,
explosions  or  adverse  weather  conditions.  The  manufacturing  processes  that  take  place  in  our  mining
operations, as well as in our crushing, concentrating and pelletizing facilities, depend on critical pieces of
equipment,  such  as  drilling  and  blasting  equipment,  crushers,  grinding  mills,  pebble  mills,  thickeners,
separators,  Ñlters,  mixers,  furnaces,  kilns  and  rolling  equipment,  as  well  as  electrical  equipment,  such  as
transformers.  This  equipment  may,  on  occasion,  be  out  of  service  because  of  unanticipated  failures.  In
addition, many of our mines and processing facilities have been in operation for several decades, and the
equipment is aged. For example, in November 2003, our Tilden facility experienced a crack in a kiln riding
ring  that  required  the  shutdown  of  that  kiln  in  its  pelletizing  plant,  resulting  in  a  production  loss  of
approximately .3 million tons in 2003. In the future, we may experience additional material plant shutdowns or
periods  of  reduced  production  because  of  equipment  failures.  Material  plant  shutdowns  or  reductions  in
operations could materially adversely aÅect our sales, margins and proÑtability. Further, remediation of any
interruption in production capability may require us to make large capital expenditures that could have a
negative eÅect on our proÑtability and cash Öows. Our business interruption insurance would not cover all of
the lost revenues associated with equipment failures. Further, longer term business disruptions could result in
a loss of customers, which could adversely aÅect our future sales levels, and therefore our proÑtability.

We are subject to extensive governmental regulation, which imposes, and will continue to impose,
signiÑcant costs and liabilities on us, and future regulation could increase those costs and liabilities or
limit our ability to produce iron ore products.

We are subject to various federal, provincial, state and local laws and regulations on matters such as
employee  health  and  safety,  air  quality,  water  pollution,  plant  and  wildlife  protection,  reclamation  and
restoration of mining properties, the discharge of materials into the environment, and the eÅects that mining
has on groundwater quality and availability. Numerous governmental permits and approvals are required for
our operations. We cannot assure you that we have been or will be at all times in complete compliance with
such laws, regulations and permits. If we violate or fail to comply with these laws, regulations or permits, we
could be Ñned or otherwise sanctioned by regulators.

Prior  to  commencement  of  mining,  we  must  submit  to,  and  obtain  approval  from,  the  appropriate
regulatory authority of plans showing where and how mining and reclamation operations are to occur. These
plans must include information such as the location of mining areas, stockpiles, surface waters, haul roads,
tailings basins and drainage from mining operations. All requirements imposed by any such authority may be
costly  and  time-consuming  and  may  delay  commencement  or  continuation  of  exploration  or  production
operations. See ""Item 2. Properties. Ì Environment.''

In addition, new legislation and/or regulations and orders, including proposals related to the protection of
the environment, to which we would be subject or that would further regulate and/or tax our customers,
namely the North American integrated steel producer customers, may also require us or our customers to
reduce or otherwise change operations signiÑcantly or incur costs. Such new legislation, regulations or orders
(if enacted) could have a material adverse eÅect on our business, results of operations, Ñnancial condition or
proÑtability. In particular, we are subject to the new rules promulgated by the EPA that will require us to
utilize MACT standards for our air emissions by 2006. The costs, including capital expenditures, that we will
incur  in  order  to  meet  the  new  MACT  standards  may  be  substantial.  See  ""Item  2.  Properties. Ì
Environment.''

51

Further, we are subject to a variety of potential liability exposures arising at certain sites where we do not
currently  conduct  operations.  These  sites  include  sites  where  we  formerly  conducted  iron  ore  mining  or
processing or other operations, inactive sites that we currently own, predecessor sites, acquired sites, leased
land sites and third-party waste disposal sites. While we believe our liability at sites where claims have been
asserted will not have a material adverse eÅect on our Ñnancial condition, liquidity or results of operations, we
may be named as a responsible party at other sites in the future, and we cannot assure you that the costs
associated with these additional sites will not be material. See ""Item 2. Properties. Ì Environment.''

We also could be held liable for any and all consequences arising out of human exposure to hazardous
substances used, released or disposed of by us or other environmental damage, including damage to natural
resources.  In  particular,  we  and  certain  of  our  subsidiaries  are  involved  in  various  claims  relating  to  the
exposure of asbestos and silica to seamen who sailed on the Great Lakes vessels formerly owned and operated
by certain of our subsidiaries. The full impact of these claims, as well as whether insurance coverage will be
suÇcient and whether other defendants named in these claims will be able to fund any costs arising out of
these claims, continues to be unknown. Based on currently available information, however, we believe the
resolution of currently pending claims in the aggregate would not reasonably be expected to have a material
adverse eÅect on our Ñnancial position. See ""Item 3. Legal Proceedings.''

Our expenditures for post-retirement beneÑt and pension obligations could be materially higher than we
have predicted if our underlying assumptions prove to be incorrect, if there are mine closures or our
joint-venture partners fail to perform their obligations that relate to employee pension plans.

We provide deÑned beneÑt pension plans and OPEB beneÑts to eligible union and non-union employees,
including our share of expense and funding obligations with respect to unconsolidated ventures. Our pension
expense and our required contributions to our pension plans are directly aÅected by the value of plan assets,
the projected rate of return on plan assets, the rate of return on plan assets and the actuarial assumptions we
use to measure our deÑned beneÑt pension plan obligations, including the rate that future obligations are
discounted  to  a  present  value  (""discount  rate'').  We  decreased  the  discount  rate  to  5.75  percent  at
December  31,  2004  from  6.25  percent  at  December  31,  2003,  6.90  percent  at  December  31,  2002  and
7.50 percent at December 31, 2001. For pension accounting purposes, we assumed a 8.5 percent rate of return
on pension plan assets (9 percent for all periods prior to 2004). Based on these assumptions, our actual
funding levels and pension expense for 2002, 2003 and 2004 and our estimated funding obligations and pension
expense  for  2005,  including  our  share  of  expense  and  funding  obligations  with  respect  to  unconsolidated
ventures are as follows:

Year

Pension

(In Millions)

Expense

Funding

2002 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2003 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2004 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2005 (estimate) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 7.2
32.0
23.1
19.1

$ 1.1
6.4
63.0
33.9

We cannot predict whether changing market or economic conditions, regulatory changes or other factors will
increase our pension expenses or our funding obligations, diverting funds we would otherwise apply to other
uses.

Further, our minimum funding projections in 2005 reÖect our new four-year agreements with the USWA
to fund the multi-employee pension plan covering hourly employees at the Empire and Tilden mines based on
the signiÑcantly higher single employer plan formula for the duration of the contract.

We calculate our total accumulated post-retirement beneÑt obligation (""APBO'') for our OPEB beneÑts
under Statement of Financial Accounting Standards No. 106, ""Employers' Accounting for Post-retirement
BeneÑts Other Than Pensions.'' The unfunded APBO obligation had a present value of $242.7 million at
December 31, 2004. We have calculated the unfunded obligation based on a number of assumptions. Discount

52

rate and return on plan asset assumptions parallel those utilized for pensions. We increased our assumed rate
of annual increase in the cost of healthcare beneÑts to 10 percent for 2003 (from 7.50 percent in 2002) and
assumed a one percent decrease per year for the following Ñve years to Ñve percent in 2008 and thereafter. We
increased the assumed rate of annual increase in the cost of healthcare beneÑts again to 10 percent for 2004
and again assume a one percent decrease per year for the following Ñve years, thereby delaying the decrease to
Ñve percent until 2009. We also contribute annually to trusts for certain mining ventures that are available to
fund these liabilities, and we assume a 8.50 percent rate of return on the assets held in these trusts. We expect
to contribute approximately $15.2 million to these trusts in 2005, based on production at the Empire, Hibbing,
Tilden and United Taconite mines in 2004 and accelerated funding pursuant to bargaining agreements. We
also  implemented  a  cap  on  the  amounts  that  we  would  pay  per  retiree  annually  for  existing  and  future
U.S. salaried retirees. Pursuant to the new four-year labor agreements with the USWA, eÅective August 1,
2004, OPEB expense for 2004 decreased $4.9 million to reÖect negotiated plan changes, which capped the
Company's share of future bargaining unit retirees' healthcare premiums at 2008 levels in 2009 and beyond.
The  agreements  also  provide  that  the  Company  and  its  partners  fund  an  estimated  $220  million  into
bargaining unit pension and retiree healthcare accounts during the four-year term of the contracts. Year 2004
expense also reÖects an estimated cost reduction of $4.1 million due to the Medicare Prescription Drug,
Improvement and Modernization Act of 2003. Based on these assumptions and plan provisions, our actual
expenses  and  funding  for  these  beneÑts  for  2002,  2003  and  2004  and  estimated  expense  and  funding
requirements for 2005, including our share of expense and funding obligations with respect to unconsolidated
ventures are as follows:

Year

OPEB

(In Millions)

Expense

Funding*

2002ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2003ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2004ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2005 (estimate) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$21.5
29.1
28.5
21.8

$16.8
17.0
30.9
35.2

* Includes direct beneÑt payments.

If  our  assumptions  do  not  materialize  as  expected,  cash  expenditures  and  costs  that  we  incur  could  be
materially higher. Moreover, we cannot assure that regulatory changes will not increase our obligations to
provide these or additional beneÑts. These obligations also may increase substantially in the event of adverse
medical cost trends or unexpected rates of early retirement, particularly for bargaining unit employees for
whom there is no retiree healthcare cost cap. Early retirement rates likely would increase substantially in the
event of a mine closure.

Additionally, our pension and post-retirement health and life insurance beneÑts obligations, expenses and
funding costs would increase signiÑcantly if one or more of the mines in which we have invested is closed, or if
one or more of our joint venturers at one or more mines is unable to perform its obligations. A mine closure
would trigger accelerated pension and OPEB obligations, and the failure of a joint venturer to perform its
obligations could shift additional pension and OPEB liabilities to us. Any of these events could signiÑcantly
adversely aÅect our Ñnancial condition and results of operations.

We are a related person to certain companies that were operators and are required under the Coal
Industry Retiree Health BeneÑt Act of 1992 (the ""Coal Retiree Act'') to make premium payments to the
United Mine Workers Association Combined BeneÑt Fund (the ""Combined Fund''), and our obligations
to the Combined Fund could increase if other coal mine operators Ñle for bankruptcy protection or
become insolvent.

We are a related-party to certain companies that were coal mine operators. As a result we are subject to
the Coal Retiree Act and are obligated to make premium payments to the Combined Fund for health and
death beneÑts paid by the Combined Fund to retired coal miners. At December 31, 2004, the net present value

53

of our estimated liability to the Combined Fund was $6.4 million. We are assessed premiums for unassigned or
""orphan'' retirees on a pro rata basis with other coal mine operators and related parties. If other coal mine
operators and related parties Ñle for bankruptcy protection or become insolvent, our pro rata portion of the
liability to the Combined Fund could increase, which could have an adverse eÅect on our results of operation
and Ñnancial condition, sales, margins and proÑtability.

Our proÑtability could be negatively aÅected if we fail to maintain satisfactory labor relations.

The USWA represents all hourly employees at our Empire, Hibbing, Tilden and United Taconite mines,
as well as Wabush Mines in Canada. A new four-year labor agreement was reached in August 2004 with our
U.S. labor force and a Ñve-year agreement that runs through March 2009 was reached with our Canadian
work  force.  Hourly  employees  at  the  railroads  we  own  that  transport  products  among  our  facilities  are
represented by multiple unions with labor agreements that expire at various dates. If the collective bargaining
agreements relating to the employees at our mines or railroads are not successfully renegotiated prior to this
expiration, we could face work stoppages or labor strikes.

The workforce at our Northshore mine is currently not represented by a union.

Our operating expenses could increase signiÑcantly if the price of electrical power, fuel or other energy
sources increases.

Operating expenses at our mining locations are sensitive to changes in electricity prices and fuel prices,
including diesel fuel and natural gas prices. Prices for electricity, natural gas and fuel oils can Öuctuate widely
with availability and demand levels from other users. During periods of peak usage, supplies of energy may be
curtailed and we may not be able to purchase them at historical market rates. While we have some long-term
contracts with electrical suppliers, we are exposed to Öuctuations in energy costs that can aÅect our production
costs. Although we enter into forward Ñxed-price supply contracts for natural gas for use in our operations,
those contracts are of limited duration and do not cover all of our fuel needs, and price increases in fuel costs
could cause our proÑtability to decrease signiÑcantly.

Forward-Looking Statements

This  report  contains  statements  that  constitute  ""forward-looking  statements.''  These  forward-looking
statements may be identiÑed by the use of predictive, future-tense or forward-looking terminology, such as
""believes,'' ""anticipates,'' ""expects,'' ""estimates,'' ""intends,'' ""may,'' ""will'' or similar terms. These statements
speak only as of the date of this report, and we undertake no ongoing obligation, other than that imposed by
law, to update these statements. These statements appear in a number of places in this report and include
statements regarding our intent, belief or current expectations of our directors or our oÇcers with respect to,
among other things:

‚ trends aÅecting our Ñnancial condition, results of operations or future prospects;

‚ estimates of our economic iron ore reserves;

‚ our business and growth strategies;

‚ our Ñnancing plans and forecasts; and

‚ the  potential  existence  of  signiÑcant  deÑciencies  or  material  weaknesses  in  internal  controls  over
Ñnancial reporting that may be identiÑed during the performance of testing under Section 404 of the
Sarbanes-Oxley Act of 2002.

You are cautioned that any such forward-looking statements are not guarantees of future performance
and  involve  signiÑcant  risks  and  uncertainties,  and  that  actual  results  may  diÅer  materially  from  those

54

contained in the forward-looking statements as a result of various factors, some of which are unknown. The
factors that could adversely aÅect our actual results and performance include, without limitation:

‚ decreased steel production in North America caused by global overcapacity of steel, intense competi-
tion in the steel industry, increased imports of steel, consolidation in the steel industry, cyclicality in the
North American steel market and other factors, all of which could result in decreased demand for iron
ore products;

‚ use by North American steel makers of products other than domestic iron ore in the production of

steel;

‚ uncertainty about the continued demand for steel to support rapid industrial growth in China;

‚ the highly competitive nature of the iron ore mining industry;

‚ our  dependence  on  our  term  supply  agreements  with  a  limited  number  of  customers  as  the  steel
industry  consolidation  continues  (as  evidenced  by  the  announced  merger  aÅecting  ISG  and  Ispat
Inland);

‚ changes in demand for our products under the requirements contracts we have with our customers;

‚ the provisions of our term supply agreements, including price adjustment provisions that may not allow

us to match international prices for iron ore products;

‚ the substantial costs of mine closures, and the uncertainties regarding mine life and estimates of ore

reserves;

‚ uncertainty relating to the outcome of our customers' bankruptcies or reorganization proceedings, and

the creditworthiness of our customers;

‚ our change in strategy from a manager of iron ore mines to primarily a merchant of iron ore to steel

company customers;

‚ increases in the cost or length of time required to complete capacity expansions;

‚ inability of the capacity expansions to achieve expected additional production volumes;

‚ our reliance on our joint-venture partners to meet their obligations;

‚ unanticipated geological conditions, natural disasters, interruptions in electrical or other power sources
and equipment failures, which could cause shutdowns or production curtailments for us or our steel
industry customers;

‚ increases in our costs of electrical power, fuel or other energy sources;

‚ uncertainties relating to governmental regulation of our mines and our processing facilities, including

under environmental laws;

‚ uncertainties relating to our pension plans;

‚ uncertainties relating to our ability to identify and consummate any strategic investments, including the

oÅer to purchase Portman Limited;

‚ adverse changes in currency values;

‚ uncertainties  relating  to  labor  relations,  including  the  potential  for,  and  duration  of,  work

stoppages; and

‚ the success of our cost reduction eÅorts.

You are urged to carefully consider these factors and the ""Ì Risks Relating to the Company'' above. All
forward-looking  statements  attributable  to  us  are  expressly  qualiÑed  in  their  entirety  by  the  foregoing
cautionary statements.

Item 7A. Qualitative and Quantitative Disclosures About Market Risk.

Information regarding our Market Risk is presented under the caption ""Market Risk,'' which is included

in Item 7 and is incorporated by reference and made a part hereof.

55

Item 8. Financial Statements and Supplementary Data

Statement of Consolidated Operations

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Year Ended December 31
(In Millions, Except Per Share
Amounts)
2003

2004

2002

REVENUES FROM PRODUCT SALES AND SERVICES

Iron ore ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $
Freight and minority interest ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

COST OF GOODS SOLD AND OPERATING EXPENSES ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
SALES MARGIN ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

OTHER OPERATING INCOME (EXPENSE)

Royalties and management fee revenueÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Casualty insurance recoveries ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Administrative, selling and general expenses ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Impairment of mining assetsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Provision for customer bankruptcy exposures ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Restructuring (charge) credit ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Miscellaneous Ì net ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

OPERATING INCOME (LOSS) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

OTHER INCOME (EXPENSE)

Gain on sale of ISG common stockÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Interest incomeÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Interest expense ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other-netÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME

TAXES ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
INCOME TAX CREDIT (EXPENSE) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
INCOME (LOSS) FROM CONTINUING OPERATIONS ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
INCOME (LOSS) FROM DISCONTINUED OPERATION (Net of tax $1.7 Ì 2004)
INCOME (LOSS) BEFORE EXTRAORDINARY GAIN AND CUMULATIVE

EFFECT OF ACCOUNTING CHANGE ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
EXTRAORDINARY GAIN (Net of: tax $.5; minority interest $1.7) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
CUMULATIVE EFFECT OF ACCOUNTING CHANGE ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
NET INCOME (LOSS) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
PREFERRED STOCK DIVIDENDS ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
INCOME (LOSS) APPLICABLE TO COMMON SHARESÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $

EARNINGS (LOSS) PER COMMON SHARE Ì BASIC

Continuing operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $
Discontinued operation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Extraordinary gain ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cumulative eÅect of accounting changes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

998.6
208.1
1,206.7
(1,056.8)
149.9

$ 686.8
138.3
825.1
(835.0)
(9.9)

$ 510.8
75.6
586.4
(582.7)
3.7

11.3

10.6

12.2
3.5
(23.8)
(52.7)
(.7)

(3.9)
(65.4)
(61.7)

4.8
(6.6)
6.2
4.4

(57.3)
(9.1)
(66.4)
(108.5)

(174.9)

(13.4)
(188.3)

(25.1)
(2.6)
(7.5)
(8.7)
(5.1)
(38.4)
(48.3)

10.6
(4.6)
7.1
13.1

(35.2)
.3
(34.9)

(34.9)
2.2

(32.7)

(33.1)
(5.8)
(1.6)
.2
(2.9)
(31.9)
118.0

152.7
11.5
(.8)
4.2
167.6

285.6
34.9
320.5
3.1

323.6

323.6
(5.3)
318.3

$ (32.7) $(188.3)

14.79
.15

$ (1.70) $ (3.29)
(5.36)

.10

(.66)
$ (1.60) $ (9.31)

11.69
.11

$ (1.70) $ (3.29)
(5.36)

.10

(.66)
$ (1.60) $ (9.31)

EARNINGS (LOSS) PER COMMON SHARE Ì BASICÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $

14.94

EARNINGS (LOSS) PER COMMON SHARE Ì DILUTED

Continuing operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $
Discontinued operation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Extraordinary gain ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cumulative eÅect of accounting changes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

EARNINGS (LOSS) PER COMMON SHARE Ì DILUTED ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $

11.80

AVERAGE NUMBER OF SHARES (In thousands)

Basic ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
DilutedÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

21,308
27,421

20,512
20,512

20,234
20,234

See notes to consolidated Ñnancial statements.

56

Statement of Consolidated Financial Position

Cleveland-CliÅs Inc and Consolidated Subsidiaries

December 31
(In Millions)

2004

2003

ASSETS
CURRENT ASSETS

Cash and cash equivalents ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 216.9
182.7
Marketable securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
54.1
Trade accounts receivable Ì netÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
3.5
Receivables from associated companies ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
108.2
Product inventories ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
15.8
Work in process inventories ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
59.6
Supplies and other inventoriesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
41.5
Deferred and refundable income taxes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
51.5
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

TOTAL CURRENT ASSETSÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

733.8

PROPERTIES

Plant and equipmentÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minerals ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

416.5
20.9

$

67.8

9.5
1.4
129.7
14.4
58.7
2.9
24.4

308.8

369.2
21.0

Allowances for depreciation and depletion ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

437.4
(153.5)

390.2
(135.2)

NET PROPERTIES ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

283.9

255.0

OTHER ASSETS

Marketable securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long-term receivables ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Deferred income taxes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Deposits and miscellaneous ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Intangible pension asset ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other investments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

.5
52.1
44.2
18.4
12.6
15.6

196.7
63.8

18.8
14.3
24.2

TOTAL OTHER ASSETSÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

143.4

317.8

TOTAL ASSETSÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $1,161.1

$ 881.6

See notes to consolidated Ñnancial statements.

57

Statement of Consolidated Financial Position

Cleveland-CliÅs Inc and Consolidated Subsidiaries Ì (Continued)

December 31
(In Millions)

2004

2003

LIABILITIES AND SHAREHOLDERS' EQUITY
CURRENT LIABILITIES

Current portion of long-term debtÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Accounts payable ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $
Accrued employment costs ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other post-retirement beneÑts ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Pensions ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
State and local taxesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Accrued expenses ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Environmental and mine closure obligations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Payables to associated companies ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

73.3
41.3
34.9
31.0
21.9
21.7
6.0
4.6
22.4

$

25.0
64.7
33.8
22.3
5.3
12.6
18.0
10.2
2.5
17.2

TOTAL CURRENT LIABILITIES ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

257.1

211.6

POSTEMPLOYMENT BENEFIT LIABILITIES

Pensions, including minimum pension liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other post-retirement beneÑts ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

TOTAL POSTEMPLOYMENT BENEFIT LIABILITIES ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
ENVIRONMENTAL AND MINE CLOSURE OBLIGATIONS ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
DEFERRED INCOME TAXES ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
OTHER LIABILITIESÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

TOTAL LIABILITIES ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
MINORITY INTEREST ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
3.25% REDEEMABLE CUMULATIVE CONVERTIBLE PERPETUAL

42.7
102.7

145.4
82.4

49.7

534.6
30.0

131.7
124.2

255.9
77.9
34.5
53.4

633.3
20.2

PREFERRED STOCK Ì ISSUED 172,500 SHARES ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

172.5

SHAREHOLDERS' EQUITY

Preferred Stock Ì no par value

Class A Ì 3,000,000 shares authorized, 172,500 issued and outstanding
Class B Ì 4,000,000 shares authorized and unissued

Common Shares Ì par value $.50 a share

Authorized Ì 56,000,000 shares;
Issued Ì 33,655,882 shares ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Capital in excess of par value of shares ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Retained EarningsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cost of 12,057,110 Common Shares in treasury (2003 Ì 12,659,852 shares) ÏÏÏÏÏ
Accumulated other comprehensive income (loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Unearned compensation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

16.8
86.3
565.3
(169.4)
(81.0)
6.0

16.8
74.3
255.7
(173.6)
56.4
(1.5)

TOTAL SHAREHOLDERS' EQUITY ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

424.0

228.1

TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $1,161.1

$ 881.6

See notes to consolidated Ñnancial statements.

58

Statement of Consolidated Cash Flows

Cleveland-CliÅs Inc and Consolidated Subsidiaries

CASH FLOW FROM CONTINUING OPERATIONS

OPERATING ACTIVITIES

Year Ended December 31,
(In Millions, Brackets
Indicate Cash Decrease)
2002
2003
2004

Net income (loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 323.6
(3.1)

(Income) loss from discontinued operationÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Extraordinary gain ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cumulative eÅect of accounting change ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Income (loss) from continuing operationsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

320.5

(34.9)

$(32.7) $(188.3)
108.5

(2.2)

Adjustments to reconcile net income (loss) from continuing operations to net cash from (used by)

operations:

Depreciation and amortization:

Consolidated ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Share of associated companies ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Impairment of mining assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Accretion of asset retirement obligationÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Provision for customer bankruptcy exposures ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Gain on sale of ISG common stock ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Deferred income taxes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Pensions and other post-retirement beneÑts ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Gain on sale of assetsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total before changes in operating assets and liabilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Changes in operating assets and liabilities:

Marketable securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Inventories and prepaid expenses ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Receivables ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Payables and accrued expenses ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total changes in operating assets and liabilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net cash from (used by) operating activities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

INVESTING ACTIVITIES

Purchase of property, plant and equipment:

Consolidated ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Share of associated companies ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Proceeds from sale of ISG common stock ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Proceeds from steel company debt ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Proceeds from sale of assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Proceeds from Weirton investmentÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Purchase of EVTAC assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Investment in steel companies equity and debtÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Investment in power-related joint venture ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net cash from (used by) investing activities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

FINANCING ACTIVITIES

13.4
(66.4)

24.8
9.1
52.7
1.8

13.9
10.8
(6.2)
(12.5)
28.0

(15.2)
21.6
6.5
12.9
40.9

25.3
3.7
2.6
3.6
7.5

.5
42.1
(7.1)
4.7
48.0

(12.0)
(2.1)
8.8
(5.3)
42.7

25.0
4.3
5.8
4.6
1.6
(152.7)
(86.7)
(48.0)
(4.2)
5.1
75.3

(182.7)
(3.4)
(50.7)
20.4
(216.4)
(141.1)

(54.4)
(6.3)
170.1
10.0
4.4
3.8

(16.1)
(5.5)

(8.5)
(2.1)

8.9

8.2

(2.0)

127.6

(14.7)

(27.4)
(6.0)
(35.8)

Proceeds from Convertible Preferred StockÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Proceeds from stock options exercised ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Contributions by minority interest ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Repayment of long-term debt ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Issuance cost Ì Convertible Preferred Stock ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Repurchases of Common Stock ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Preferred Stock dividends ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Common Stock dividends ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Repayments under revolving credit facility ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
155.9
Net cash from (used by) Ñnancing activities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
142.4
CASH FROM (USED BY) CONTINUING OPERATIONS ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
6.7
CASH FROM (USED BY) DISCONTINUED OPERATION ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
149.1
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEARÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
67.8
CASH AND CASH EQUIVALENTS AT END OF YEAR ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 216.9

172.5
17.9
9.7
(25.0)
(6.6)
(6.5)
(3.9)
(2.2)

Taxes paid on income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $
Interest paid on debt obligationsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $

57.1
.2

6.0
2.0
(30.0)

.3
(15.0)

(100.0)
(114.7)
(109.6)
(12.4)
(122.0)
183.8
61.8

.5
6.7

$

$
$

(22.0)
6.0

6.0
61.8
$ 67.8

$
$

2.7
3.6

See notes to consolidated Ñnancial statements.

59

Statement of Consolidated Shareholders' Equity

Cleveland-CliÅs Inc and Consolidated Subsidiaries

(In Millions)

Capital
in
Excess
of Par
Value of
Shares

Common
Shares

Retained
Earnings

Common
Shares in
Treasury

Other
Compre-
hensive
Income
(Loss)

Unearned
Compens-
 ation

Total

January 1, 2002 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$16.8

$66.2

$ 476.7

$(183.3)

$

(1.0)

$(1.2)

$ 374.2

Comprehensive loss

Net loss ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other comprehensive loss

Minimum pension liability ÏÏÏÏÏÏÏÏ

Total comprehensive loss ÏÏÏÏÏÏÏ
Stock and other incentive plans ÏÏÏÏÏÏÏÏ

December 31, 2002 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

16.8

Comprehensive income

Net loss ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other comprehensive income

Unrealized gain on securities ÏÏÏÏÏÏ
Minimum pension liability ÏÏÏÏÏÏÏÏ

Total comprehensive income ÏÏÏÏ
Stock options exercised ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Stock and other incentive plans ÏÏÏÏÏÏÏÏ

December 31, 2003 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

16.8

Comprehensive income

Net income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other comprehensive income

Minimum pension liability ÏÏÏÏÏÏÏÏ
Unrealized gain on securities ÏÏÏÏÏÏ
ReclassiÑcation adjustment Ì

included in net income ÏÏÏÏÏÏÏÏÏ

Total comprehensive income ÏÏÏÏ
Stock options exercised ÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Stock and other incentive plansÏÏÏÏÏÏÏÏ
Issuance cost Ì Convertible Preferred

Stock ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Repurchases of Common StockÏÏÏÏÏÏÏÏ
Preferred Stock dividendsÏÏÏÏÏÏÏÏÏÏÏÏÏ
Common Stock dividends ÏÏÏÏÏÏÏÏÏÏÏÏÏ

3.5

69.7

1.1
3.5

74.3

8.1
3.9

(188.3)

(109.7)

1.1

288.4

(182.2)

(110.7)

(1.5)

(2.7)

(32.7)

144.9
22.2

4.9
3.7

1.2

255.7

(173.6)

56.4

(1.5)

323.6

7.3
.2

(188.3)

(109.7)

(298.0)
3.1

79.3

(32.7)

144.9
22.2

134.4
6.0
8.4

228.1

323.6

7.3
.2

(144.9)

(144.9)

9.8
.9

(6.5)

(6.5)

(5.3)
(2.2)

7.5

186.2
17.9
12.3

(6.5)
(6.5)
(5.3)
(2.2)

December 31, 2004 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$16.8

$86.3

$ 565.3

$(169.4)

$ (81.0)

$ 6.0

$ 424.0

See notes to consolidated Ñnancial statements.

60

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements

Two-for-One Stock Split

On November 9, 2004, the Board of Directors of Cleveland-CliÅs Inc approved a two-for-one stock split
of its Common Shares with a corresponding decrease in par value from $1.00 to $.50. The record date for the
stock split was December 15, 2004 with a distribution date of December 31, 2004. Accordingly, all Common
Shares, per share amounts, stock compensation plans and preferred stock conversion rates have been adjusted
retroactively to reÖect the stock split.

Accounting Policies

Business: The Company is the largest supplier of iron ore pellets to integrated steel companies in North
America. The Company manages and owns interests in North American mines and owns ancillary companies
providing transportation and other services to the mines.

Basis of Consolidation: The consolidated Ñnancial statements include the accounts of the Company and

its majority-owned subsidiaries (""Company''), including:

‚ Tilden Mining Company L.C. (""Tilden'') in Michigan; consolidated since January 31, 2002, when the

Company increased its ownership from 40 percent to 85 percent;

‚ Empire Iron Mining Partnership (""Empire'') in Michigan; consolidated eÅective December 31, 2002,

when the Company increased its ownership from 46.7 percent to 79 percent; and

‚ United Taconite LLC (""United Taconite'') in Minnesota; consolidated since December 1, 2003, when
the Company acquired a 70 percent ownership interest (see Note 1 Ì Operations and Customers Ì
United Taconite).

Intercompany  accounts  are  eliminated  in  consolidation.  Investments  in  joint  ventures  in  which  our
ownership is 50 percent or less, or in which we do not have control but have the ability to exercise signiÑcant
inÖuence over operating and Ñnancial policies, are accounted for under the equity method. The Company's
share of equity income (if any) is eliminated against consolidated product inventory upon production, and
against cost of goods sold and operating expenses when sold. This eÅectively reduces the Company's cost for
its share of the mining venture's production to its cost, reÖecting the cost-based nature of the Company's
participation in non-consolidated ventures.

""Other  Investments''  include  the  Company's  26.83  percent  equity  interest  in  Wabush  Mines
(""Wabush'') and related entities, which the Company does not control. The Company's 23 percent equity
interest in Hibbing Taconite Company (""Hibbing''), an unincorporated joint venture in Minnesota, which the
Company does not control, was a net liability, and accordingly, was classiÑed as ""Other Liabilities.'' CliÅs and
Associates  Limited  (""CAL'')  results  are  included  in  ""Discontinued  Operation''  in  the  Statement  of
Consolidated Operations. See Note 3 Ì Discontinued Operation.

Revenue  Recognition:  Revenue  is  recognized  on  the  sale  of  products  when  title  to  the  product  has
transferred to the customer in accordance with the speciÑed terms of each term supply agreement. Generally,
our term supply agreements provide that title transfers to the customer when payment is received. Under some
term supply agreements, we deliver the product to ports on the lower Great Lakes and/or to the customer's
facilities  prior  to  the  transfer  of  title.  Certain  sales  contracts  with  one  customer  include  provisions  for
supplemental revenue or refunds based on the customer's annual steel pricing at the time the product is
consumed in this customer's blast furnaces. The Company estimates these amounts for recognition at the time
of sale. Revenue for the year from product  sales includes reimbursement for  freight  charges ($71.7 mil-
lion Ì 2004; $59.2 million Ì 2003; $38.7 million Ì2002) paid on behalf of customers and cost reimburse-
ment ($136.4 million Ì 2004; $79.1 million Ì 2003; $36.9 million Ì 2002) from minority interest partners
for their share of mine costs.

61

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Our rationale for delivering iron ore products to customers in advance of payment for the products is to
more closely relate timing of payment by customers to consumption, thereby providing additional liquidity to
our customers. Title and risk of loss do not pass to the customer until payment for the pellets is received. This
is a revenue recognition practice utilized to reduce our Ñnancial risk to customer insolvency. This practice is
not believed to be widely used throughout the balance of the industry.

Revenue is recognized on the sale of services when the services are performed.

Where we are joint venture participants in the ownership of a mine, our contracts entitle us to receive

royalties and management fees, which we earn as the pellets are produced.

Business Risk: The major business risk faced by the Company, as it increases its merchant position, is
lower customer consumption of iron ore from the Company's mines, which may result from competition from
other  iron  ore  suppliers;  increased  use  of  iron  ore  substitutes,  including  imported  semi-Ñnished  steel;
customers rationalization or Ñnancial failure; or decreased North American steel production, resulting from
increased imports or lower steel consumption. The Company's sales are concentrated with a relatively few
number of customers. Unmitigated loss of sales would have a greater impact on operating results and cash Öow
than revenue, due to the high level of Ñxed costs in the iron ore mining business and the high cost to idle or
close mines. In the event of a venture participant's failure to perform, remaining solvent venturers, including
the Company, may be required to assume and record additional material obligations. The premature closure of
a mine due to the loss of a signiÑcant customer or the failure of a venturer would accelerate substantial
employment and mine shutdown costs. See Note 1 Ì Operations and Customers.

Use  of  Estimates:  The  preparation  of  Ñnancial  statements,  in  conformity  with  accounting  principles
generally accepted in the United States of America, requires management to make estimates and assumptions
that aÅect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the
date of the Ñnancial statements and the reported amounts of revenues and expenses during the reporting
period. Actual results could diÅer from estimates.

Cash Equivalents: The Company considers investments in highly liquid debt instruments with an initial

maturity of three months or less to be cash equivalents.

Marketable  Securities:  The  Company  determines  the  appropriate  classiÑcation  of  debt  and  equity
securities  at  the  time  of  purchase  and  reevaluates  such  designation  as  of  each  balance  sheet  date.  At
December 31, 2004, the Company had $182.7 million in highly-liquid securities with put options classiÑed as
trading. Trading securities are stated at fair value, and unrealized holding gains and losses are included in
income. At December 31, 2004 and 2003, the Company had $.5 million and $196.1 million, respectively, of
non-current  marketable  securities,  classiÑed  as  ""available  for  sale'',  which  are  stated  at  fair  value,  with
unrealized holding gains and losses included in other comprehensive income.

Derivative Financial Instruments: In the normal course of business, the Company enters into forward
contracts  for  the  purchase  of  commodities,  primarily  natural  gas,  which  are  used  in  its  operations.  Such
contracts are in quantities expected to be delivered and used in the production process and are not intended for
resale or speculative purposes.

Inventories: Product inventories are stated at the lower of cost or market. Cost of iron ore inventories is
determined using the last-in, Ñrst-out (""LIFO'') method. The excess of current cost over LIFO cost of iron
ore inventories was $17.6 million and $13.1 million at December 31, 2004 and 2003, respectively. During 2004,
the inventory balances declined resulting in liquidation of LIFO layers. The eÅect of the inventory reduction
decreased ""cost of goods sold and operating expenses'' by $2.3 million. At December 31, 2004 and 2003, we
had approximately 1.9 million tons and 2.3 million tons, respectively, stored at ports on the lower Great Lakes
to service customers. We maintain ownership of the inventories until title has transferred to the customer,
usually when payment is made. Maintaining iron ore products at ports on the lower Great Lakes reduces risk

62

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

of non-payment by customers, as the Company retains title to the product until payment is received from the
customer. It also assists the customers by more closely relating the timing of the customer's payments for the
product to the customer's consumption of the products and by providing the three-month supply of inventories
of iron ore the customers require during the winter when we are unable to ship products over the Great Lakes.
We track the movement of the inventory and have the right to verify the quantities on hand. Supplies and
other inventories reÖect the average cost method. Finished product, work in process and supplies inventories as
of December 31, 2004, were valued at $183.6 million, of which $108.2 million, or 59 percent (64 percent in
2003), is Ñnished product and is shown as a separate line item on the Statement of Consolidated Financial
Position.

Iron Ore Reserves: The Company reviews the iron ore reserves based on current expectations of revenues
and costs, which are subject to change. Iron ore reserves include only proven and probable quantities of ore
which can be economically mined and processed utilizing existing technology. Asset retirement obligations
reÖect remaining economic iron ore reserves.

Properties: Properties are stated at cost. Depreciation of plant and equipment is computed principally by
straight-line methods based on estimated useful lives, not to exceed the estimated economic iron ore reserves.
Depreciation is provided over the following estimated useful lives:

Buildings ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Mining Equipment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Processing Equipment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Information Technology ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

45 Years
10 to 20 Years
15 to 45 Years
2 to 7 Years

Depreciation is not adjusted when operations are temporarily idled.

The  following  table  indicates  the  value  of  each  of  the  major  classes  of  our  depreciable  assets  as  of

December 31, 2004 and 2003:

(In Millions)
December 31

2004

2003

Minerals ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $
OÇce and information technology ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Buildings ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Mining equipment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Processing equipment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Railroad equipment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Electric power facilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Interest capitalized during constructionÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Land improvements ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Construction in progress ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

20.9
20.6
24.8
65.4
160.6
52.6
28.6
18.8
11.1
5.3
28.7

$

21.0
20.6
24.7
56.3
153.6
50.4
27.1
18.7
11.2
2.2
4.4

Allowance for depreciation and depletion ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

437.4
(153.5)

390.2
(135.2)

$ 283.9

$ 255.0

Amortization of interest capitalized during construction is at the rate of approximately $2 million per year.

63

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

The costs capitalized and classiÑed under the caption ""Minerals'' represent lands where we own the
surface and/or mineral rights. The value of the lands is split between surface only, surface and minerals, and
minerals only. The approximate net book value of lands is as follows:

(In Millions)
December 31

2004

2003

Surface lands ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 6.0

$ 6.7

Mineral lands:

Cost ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $14.9
5.5
Less depletionÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$14.3
5.4

Net mineral lands ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 9.4

$ 8.9

Accumulated  depletion  relating  to  minerals,  which  was  recorded  using  the  unit-of-production  method,  is
included in ""Allowance for depreciation and depletion''.

Preferred  Stock:  In  January  2004,  the  Company  issued  172,500  shares  of  redeemable  cumulative
convertible perpetual preferred stock, without par value, issued at $1,000 per share. The preferred stock pays
quarterly  cash  dividends  at  a  rate  of  3.25  percent  per  annum  and  can  be  converted  into  the  Company's
common shares at an adjusted rate of 32.3354 common shares per share of preferred stock. The preferred
stock  is  classiÑed  as  ""temporary  equity''  reÖecting  certain  provisions  of  the  agreement  that  could,  under
remote circumstances, require the Company to redeem the preferred stock for cash. See Note 10 Ì Preferred
Stock for a more detailed discussion.

Asset Impairment: The Company monitors conditions that may aÅect the carrying value of its long-lived
and intangible assets when events and circumstances indicate that the carrying value of the assets may be
impaired. The Company determines impairment based on the asset's ability to generate cash Öow greater than
the carrying value of the asset, using an undiscounted probability-weighted analysis. If projected undiscounted
cash Öows are less than the carrying value of the asset, the asset is adjusted to its fair value. See Note 1 Ì
Operations and Customers and Note 3 Ì Discontinued Operation.

Repairs and Maintenance: The cost of major power plant overhauls is amortized over the estimated
useful life, which is the period until the next scheduled overhaul, generally 5 years. All other planned and
unplanned repairs and maintenance costs are expensed during the year incurred.

Income Taxes: Income taxes are based on income (loss) for Ñnancial reporting purposes and reÖect a tax
liability (asset) for the estimated taxes payable (recoverable) for all open tax years and changes in deferred
taxes. Deferred tax assets or liabilities are determined based on diÅerences between Ñnancial reporting and tax
bases of assets and liabilities and are measured using enacted tax laws and rates. A valuation allowance is
provided on deferred tax assets if it is determined that it is more likely than not that the asset will not be
realized.

Environmental Remediation Costs: The Company has a formal code of environmental protection and
restoration.  The  Company's  obligations  for  known  environmental  problems  at  active  and  closed  mining
operations,  and  other  sites  have  been  recognized  based  on  estimates  of  the  cost  of  investigation  and
remediation at each site. If the cost can only be estimated as a range of possible amounts with no speciÑc
amount  being  most  likely,  the  minimum  of  the  range  is  accrued.  Costs  of  future  expenditures  are  not
discounted to their present value. Potential insurance recoveries have not been reÖected in the determination
of the liabilities.

64

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Stock Compensation: EÅective January 1, 2003, the Company adopted the fair value method, which is
considered the preferable accounting method, of recording stock-based employee compensation as contained
in Statement of Financial Accounting Standards (""SFAS'') No. 123 (Revised December 2004), ""Accounting
for Stock-Based Compensation.'' As prescribed in SFAS No. 148, ""Accounting for Stock-Based Compensa-
tion Ì Transition and Disclosure,'' the Company elected to use the ""prospective method.'' The prospective
method requires expense to be recognized for all awards granted, modiÑed or settled beginning in the year of
adoption. Historically, the Company applied the intrinsic method as provided in Accounting Principles Board
Opinion No. 25, ""Accounting for Stock Issued to Employees'' and related interpretations and accordingly, no
compensation cost had been recognized for stock options in prior years. As a result of adopting the fair value
method for stock compensation, all future awards will be expensed over the stock options' vesting period. The
adoption did not have a signiÑcant Ñnancial eÅect in 2003. The following illustrates the pro forma eÅect on net
income  and  earnings  per  share  as  if  the  Company  had  applied  the  fair  value  recognition  provisions  of
SFAS No. 123 to all awards unvested in each period:

Pro Forma
(In Millions)
2003

2002

2004

Net income (loss) as reportedÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $323.6
Stock-based employee compensation:

$(32.7)

$(188.3)

Add expense included in reported resultsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Deduct fair value-based method ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

6.6
(5.4)

6.0
(3.8)

2.0
(2.7)

Pro forma net income (loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $324.8

$(30.5)

$(189.0)

Earnings (loss) per share:

Basic-as reported ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $14.94

$(1.60)

$ (9.31)

Basic-pro forma ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $14.99

$(1.49)

$ (9.35)

Diluted-as reported ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $11.80

$(1.60)

$ (9.31)

Diluted-pro forma ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $11.84

$(1.49)

$ (9.35)

The market value of restricted stock awards and performance shares is charged to expense over the vesting
period.

In December 2004, FASB issued SFAS 123R, ""Share-Based Payment'' which replaces SFAS 123 and
supersedes  APB  Opinion  No.  25.  SFAS  123R  requires  all  share-based  payments  to  employees  to  be
recognized in the Ñnancial statements at fair value and eliminates the intrinsic value method. The Statement
which is eÅective for periods beginning after June 15, 2005 is not expected to have a signiÑcant impact on the
Company's consolidated Ñnancial statements.

Research and Development Costs: Research and development costs, principally relating to the Mesabi
Nugget project at the Northshore mine in Minnesota, are expensed as incurred. Mesabi Nugget project costs
of  $.9  million,  $1.6  million  and  $1.9  million  in  2004,  2003  and  2002,  respectively,  were  included  in
""Miscellaneous Ì net.'' Mining development costs (""stripping'') are expensed as incurred.

Earnings Per Common Share: Basic earnings per common share is calculated on the average number of
common shares outstanding during each period. Diluted earnings per common share is based on the average
number of common shares outstanding during each period, adjusted for the eÅect of outstanding stock options,
restricted stock and performance shares, including the ""as-if-converted'' eÅect of the convertible preferred
stock.

65

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

ReclassiÑcations:  Certain  prior  year  amounts  have  been  reclassiÑed  to  conform  to  current  year

classiÑcations.

Accounting  and  Disclosure  Changes:  In  December  2004,  the  Financial  Accounting  Standard  Board
(""FASB'')  issued  SFAS  No.  153,  ""Exchange  of  Nonmonetary  Assets  an  amendment  of  APB  Opinion
No. 29.'' SFAS No. 153 eliminates the exception from fair value measurement for nonmonetary exchanges of
similar  productive  assets  and  replaces  it  with  an  exception  for  exchanges  that  do  not  have  commercial
substance. The Statement is eÅective for nonmonetary exchanges occurring in Ñscal periods beginning after
June 15, 2005. Implementation of the Statement is not expected to have a signiÑcant eÅect on the Company's
operations.

In November 2004, the FASB issued SFAS No. 151, ""Inventory Costs,'' which amends the guidance in
ARB No. 43, Chapter 4, ""Inventory Pricing.'' SFAS No. 151 clariÑes the accounting for abnormal amounts of
idle facility expense, freight, handling costs, and wasted material (""spoilage'') and requires such costs to be
recognized as current-period charges. Additionally, SFAS No. 151 requires that allocation of Ñxed production
overhead costs be based on normal capacity. The Statement is eÅective for years beginning after June 15,
2005, with early adoption permitted. The implementation of this standard in the fourth quarter of 2004 did not
have an impact on the Company's consolidated Ñnancial statements.

On October 13, 2004, the FASB ratiÑed Emerging Issues Task Force (""EITF'') Consensus No. 04-8,
""The EÅect of Contingently Convertible Debt on Diluted Earnings Per Share.'' The consensus speciÑed that
the dilutive eÅect of contingently convertible debt and preferred stock (""CoCos'') should be included in
dilutive earnings per share computations (if dilutive), regardless of whether the market price trigger has been
met. Previously, CoCos were only required to be included in the calculation of diluted earnings per share when
the contingency was met. The eÅective date for EITF 04-8 implementation is for reporting periods ending
after December 15, 2004. Earnings per share for 2004 have been restated from the date of issuance of the
Company's preferred stock.

In March 2004, the EITF reached consensus on Issue 04-3, ""Mining Assets: Impairment and Business
Combinations.'' EITF 04-3 relates to estimating cash Öows used to value mining assets or assess those assets
for  impairment.  The  Company  assesses  impairment  on  economically  recoverable  ore  utilizing  existing
technology.  The  release,  which  was  eÅective  for  business  combinations  and  impairment  testing  after
March 31, 2004, did not have a signiÑcant impact on the Company's consolidated Ñnancial results.

In December 2003, the FASB modiÑed SFAS No. 132 (originally issued in February 1998), ""Employ-
ers'  Disclosures  about  Pensions  and  Other  Post-retirement  BeneÑts,''  to  improve  Ñnancial  statement
disclosures  for  deÑned  beneÑt  plans.  The  change  replaces  the  existing  SFAS  disclosure  requirements  for
pensions.  The  standard  requires  that  companies  provide  more  details  about  their  plan  assets,  beneÑt
obligations, cash Öows, beneÑt costs and other relevant information. The guidance is eÅective for Ñscal years
ending after December 15, 2003. Accordingly, the Company's footnote disclosure regarding its pension and
other  post-retirement  (""OPEB'')  beneÑts  has  been  updated  to  conform  to  the  requirements  of
SFAS No. 132R. See Note 8 Ì Retirement Related BeneÑts.

In May 2003, the FASB issued SFAS No. 150, ""Accounting for Certain Financial Instruments with
Characteristics of both Liabilities and Equity,'' to establish standards for how an issuer classiÑes and measures
certain Ñnancial instruments with characteristics of both liabilities and equity. SFAS No. 150 requires an
issuer to classify a Ñnancial instrument that is within its scope as a liability, or an asset, which may have
previously  been  classiÑed  as  equity.  The  Company  adopted  SFAS  No.  150  eÅective  June  30,  2003,  as
required. The adoption of the Statement did not have an impact on the Company's consolidated Ñnancial
statements.

In January 2003 (as revised December 2003), the FASB issued Interpretation No. 46, ""Consolidation of
Variable  Interest  Entities''  (""FIN  46'').  FIN  46  clariÑes  the  application  of  Accounting  Research

66

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Bulletin No. 51, ""Consolidated Financial Statements,'' for certain entities in which equity investors do not
have the characteristics of a controlling Ñnancial interest or do not have suÇcient equity at risk for the entity
to Ñnance its activities without additional subordinated Ñnancial support from other parties. FIN 46 requires
that variable interest entities, as deÑned, should be consolidated by the primary beneÑciary, which is deÑned as
the entity that is expected to absorb the majority of the expected losses, receive the majority of the gains, or
both. FIN 46 requires that companies disclose certain information about a variable interest entity created prior
to February 1, 2003 if it is reasonably possible that the enterprise will be required to consolidate that entity.
The  application  of  FIN  46,  which  was  previously  required  on  July  1,  2003  for  entities  created  prior  to
February 1, 2003 and immediately for any variable interest entities created subsequent to January 31, 2003,
has been deferred until years ending after December 31, 2003, except for those companies which previously
issued  Ñnancial  statements  implementing  the  provisions  of  FIN  46.  The  Company  has  evaluated  its
unconsolidated entities and does not believe that any entity in which it has an interest, but does not currently
consolidate, meets the requirements for a variable interest entity to be consolidated.

In June 2002, the FASB issued SFAS No. 146, ""Accounting for Costs Associated with Exit or Disposal
Activities,'' when the liability is incurred and not as a result of an entity's commitment to an exit plan. The
Statement  is  eÅective  for  exit  or  disposal  activities  initiated  after  December  31,  2002.  In  2003,  and  in
accordance with SFAS No. 146 provisions, the Company recorded a charge of $8.7 million relating to the
Company's staÅ reduction program. See Note 2 Ì Restructuring.

EÅective January 1, 2002, the Company implemented SFAS No. 143, ""Accounting for Asset Retirement
Obligations,'' which addresses Ñnancial accounting and reporting for obligations associated with the retirement
of tangible long-lived assets and the related asset retirement costs. The Statement requires that the fair value
of  a  liability  for  an  asset  retirement  obligation  be  recognized  in  the  period  in  which  it  is  incurred  and
capitalized as part of the carrying amount of the long-lived asset. When a liability is initially recorded, the
entity capitalizes the cost by increasing the carrying value of the related long-lived asset. Over time, the
liability is accreted to its present value each period, and the capitalized cost is depreciated over the useful life
of the related asset. Upon settlement of the liability, a gain or loss is recorded. The cumulative eÅect of this
accounting change related to prior years was a one-time non-cash charge to income of $13.4 million (net of
$3.3  million  recorded  under  the  Company's  previous  mine  closure  accrual  method)  recognized  as  of
January 1, 2002. The net eÅect of the change was $1.9 million of additional expense in year 2002 results. See
Note 5 Ì Environmental and Mine Closure Obligations.

Note 1 Ì Operations and Customers

United Taconite

EÅective December 1, 2003, United Taconite, a newly formed company owned 70 percent by a subsidiary
of the Company and 30 percent by a subsidiary of Laiwu Steel Group Limited (""Laiwu'') of China, purchased
the ore mining and pelletizing assets of Eveleth Mines LLC (""Eveleth Mines''). Eveleth Mines had ceased
mining operations in May 2003 after Ñling for chapter 11 bankruptcy protection on May 1, 2003. Under the
terms of the purchase agreement, United Taconite purchased all of Eveleth Mines' assets for $3 million in
cash and the assumption of certain liabilities, primarily mine closure-related environmental obligations. As a
result of this transaction, the assets acquired exceeded the cost of the acquisition, resulting in an extraordinary
gain  of  $2.2  million,  net  of  $.5  million  tax  and  $1.2  million  minority  interest.  In  conjunction  with  this
transaction,  the  Company  and  its  Wabush  Mines  venture  partners  entered  into  pellet  sales  and  trade
agreements with Laiwu to optimize shipping eÇciency. Sales to Laiwu under these contracts totaled .2 million
tons and .1 million tons of pellets in 2004 and 2003, respectively.

The mine began production in late December 2003 and produced approximately 80,000 tons in 2003 and
4.1 million tons (Company share 2.9 million tons) in 2004. In the third quarter 2004, the Company initiated a
production capacity expansion project that will add approximately 1.0 million tons (Company share .7 million

67

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

tons) of annual production capacity at a cost of approximately $35 million, with $13.3 million expended in
2004. Production for 2005 is estimated to approximate 5.0 million tons (Company share 3.5 million tons). A
further expansion is being evaluated.

Empire Mine

EÅective December 31, 2002, the Company increased its ownership in Empire from 46.7 percent to
79 percent for assumption of mine liabilities. Under terms of the agreement, the Company has indemniÑed
Ispat Inland Inc. (""Ispat Inland''), a subsidiary of Ispat International, N.V., from obligations of Empire in
exchange for certain future payments to Empire and to the Company by Ispat Inland of $120.0 million,
recorded at a present value, including accrued interest, of $64.1 million at December 31, 2004 ($61.3 million
at December 31, 2003) with $52.1 million classiÑed as ""Long-term receivable'' and the balance current, over
the 12-year life of the supply agreement. A subsidiary of Ispat Inland retained a 21 percent ownership in
Empire, for which it has the unilateral right to put the interest to the Company in 2008. The Company is the
sole supplier of pellets purchased by Ispat Inland for the term of the supply agreement.

On  October  25,  2004,  the  acquisition  of  LNM  Holdings  N.V.  and  International  Steel  Group  Inc.
(""ISG'') by Ispat International, N.V., the parent of Ispat Inland, was announced. On December 17, 2004,
Ispat International N.V. completed its acquisition of LNM Holdings N.V. to form Mittal Steel Company
N.V. (""Mittal''). The merger with ISG, subject to shareholder approvals, is expected to be completed by the
end of the Ñrst quarter of 2005, resulting in the world's largest steel company. ISG is currently the Company's
largest customer with total pellet sales of 8.9 million tons and 6.9 million tons in 2004 and 2003, respectively.
Additionally, ISG is a 62.3 percent equity participant in Hibbing. The Company's pellet sales to Ispat Inland
totaled 2.6 million tons and 2.8 million tons in 2004 and 2003, respectively. In December 2004, ISG and the
Company amended their sales agreement, which runs through 2016, to increase the base price and moderate
the supplemental steel price sharing provisions. The Company's sales to ISG and Ispat Inland are under
agreements that are not scheduled to expire for at least ten years. In 2004, the combined sales to ISG and
Ispat Inland accounted for 51 percent of the Company's sales volume and, including their equity share of
Hibbing  and  Empire  production,  accounted  for  52  percent  of  the  Company's  managed  production.  The
Company does not expect the merger to aÅect its relationships with ISG and Ispat Inland for the foreseeable
future.

As a result of increasing production costs at the Empire mine, revised economic mine planning studies
were completed in the fourth quarter of 2002 and updated in the fourth quarter of 2003. Based on the outcome
of these studies, the ore reserve estimates at Empire were reduced from 116 million tons at December 31,
2001 to 63 million tons at December 31, 2002 and 29 million tons at December 31, 2003. Ore reserves were
approximately 23 million tons at December 31, 2004, reÖecting 2004 production. As a result of an impairment
analysis,  the  Company  concluded  that  the  assets  of  Empire  were  impaired  and  accordingly  recorded  an
impairment charge in 2002 of $52.7 million to write-oÅ the carrying value of the long-lived assets of Empire.
The Company calculates estimated future net cash Öows for purposes of assessing and measuring impairment
by utilizing the guidance provided in SFAS No. 144, ""Accounting for the Impairment or Disposal of Long-
Lived Assets.'' The Company utilized an undiscounted probability-weighted cash Öow analysis to determine
whether the Empire mine could generate cash Öows greater than the carrying value of its long-lived assets. In
its analysis, the Company based its revenue estimate on unescalated contractual pricing under the Ispat Inland
12-year pellet supply agreement and included special payments of up to $120 million by Ispat Inland to
Empire and the Company over the duration of the contract. The Ispat Inland pellet revenue rate was utilized
because Ispat Inland purchases the majority of Empire's production. The Company's analysis was limited to
the recovery of proven and probable ore reserves, reÖected alternate annual production levels and unescalated
production  and  capital  costs  (based  on  the  production-level  adjusted  current  year  budget  and  Ñve-year
forecast) net of royalties and management fees paid to the Company. The analysis also incorporated funding
requirements for employment legacy and environmental and mine closure obligations. The cash Öow analysis

68

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

indicated that the Empire assets were impaired and that the fair value of the Empire long-lived assets was
determined  to  be  zero.  In  2004  and  2003,  the  Company  recorded  additional  impairment  charges  of
$5.8 million and $2.6 million, respectively, for Ñxed asset additions. Approximately $2.2 million of the 2004
Empire Ñxed-asset additions related to an increase in the asset retirement obligations reÖecting a one-year
decrease in the estimated mine life due to a change in annual production levels.

Northshore Mine

The Company is proceeding with plans to expand annual production capacity by reactivating an idled
furnace  at  its  wholly-owned  Northshore  mine.  The  expansion,  which  is  estimated  to  cost  approximately
$30 million, will increase annual production capacity by about .8 million tons to 5.6 million tons per year when
fully operational. The re-start of the furnace is expected in the third quarter of 2005. Northshore's 2005
production is estimated to be 5.2 million tons.

Tilden Mine

On January 31, 2002, the Company increased its ownership in Tilden from 40 percent to 85 percent with
the  acquisition  of  Algoma  Steel  Inc.'s  (""Algoma'')  interest  in  Tilden  for  assumption  of  mine  liabilities
associated  with  the  interest.  The  acquisition  increased  the  Company's  annual  production  capacity  by
3.5  million  tons.  Concurrently,  a  term  supply  agreement  was  executed  that  made  the  Company  the  sole
supplier of iron ore pellets purchased by Algoma for a 15-year period. Sales to Algoma totaled 3.3 million tons
in 2004 (3.3 million tons in 2003 and 2.7 million tons in 2002).

Hibbing Mine

In July 2002, the Company acquired (eÅective retroactive to January 1, 2002) an eight percent interest in
Hibbing from Bethlehem Steel Corporation (""Bethlehem'') for the assumption of mine liabilities associated
with  the  interest.  The  acquisition  increased  the  Company's  ownership  of  Hibbing  from  15  percent  to
23 percent. This transaction reduced Bethlehem's ownership interest in Hibbing to 62.3 percent. In October
2001, Bethlehem Ñled for protection under chapter 11 of the U.S. Bankruptcy Code. In May 2003, ISG
purchased the assets of Bethlehem, including Bethlehem's 62.3 percent interest in Hibbing.

Wabush Mines

In August 2002, Acme Steel Company, a wholly-owned subsidiary of Acme Metals Incorporated, which
had been under chapter 11 bankruptcy protection since 1998, rejected its 15.1 percent interest in Wabush. As
a result, the Company's interest increased from 22.78 percent to 26.83 percent.

Economic ore reserves at Wabush were reduced to 94 million tons at December 31, 2002 and further
reduced to 61 million tons at December 31, 2003. Wabush ore reserves at December 31, 2004 decreased to
57 million tons, reÖecting 2004 production. Impairment analyses were prepared in each year with results
indicating that our long-lived assets at Wabush were not impaired. The ore reserve decreases reÖected the
impacts of higher operating costs, a weaker U.S. currency and a reduction in the maximum mining depth in
one critical mining area; partially oÅsetting these impacts were higher Eastern Canadian pellet pricing and an
increase in Wabush production to its capacity of 6 million tons per year. Both the increase in pellet pricing and
the increase in Wabush production are being driven by the overall strength in overseas markets. As directly
related to Wabush, the Company believes that its ten-year supply agreement with Laiwu should ensure that
Wabush operates at capacity for the foreseeable future.

69

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

EÅect of Mine Ownership Increases

While none of the increases in mine ownerships during 2002 required cash payments or assumption of
debt, the ownership changes resulted in the Company recognizing net obligations of approximately $93 million
at December 31, 2002. Additional consolidated obligations assumed totaled approximately $163 million at
December 31, 2002, primarily related to employment and legacy obligations at Empire and Tilden mines,
partially oÅset by non-capital long-term assets, principally the $59 million Ispat Inland long-term receivable.
United Taconite's acquisition of the Eveleth Mines assets in Minnesota in December 2003 was for $3 million
cash and assumption of certain liabilities, primarily mine closure-related environmental expenses.

Customers

On  October  23,  2003,  Rouge  Industries,  Inc.  (""Rouge''),  a  signiÑcant  pellet  sales  customer  of  the
Company, Ñled for chapter 11 bankruptcy protection. On January 30, 2004, Rouge sold substantially all of its
assets to Severstal North America, Inc. (""Severstal''). Severstal, as part of the acquisition of assets of Rouge,
assumed  the  Company's  term  supply  agreement  with  Rouge  with  minimal  modiÑcations.  The  contract
provides that the Company would be the sole supplier of iron ore pellets through 2012. The Company sold
3.3 million tons to Rouge in 2004 and 3.0 million tons in 2003. Additionally, in the Ñrst quarter 2004, Rouge
repaid a $10 million secured loan balance outstanding plus accrued interest.

On September 16, 2003, WCI Steel Inc. (""WCI'') petitioned for protection under chapter 11 of the
U.S. Bankruptcy Code. At the time of the Ñling, the Company had a trade receivable exposure of $4.9 million,
which was fully reserved in the third quarter 2003. WCI purchased 1.7 million tons, or 8 percent of total tons
sold in 2004, and has purchased 1.5 million tons, or 8 percent of total tons sold, in 2003. WCI continues to
operate and purchase pellets from the Company. On October 14, 2004, the Company and the current owners
of WCI reached tentative agreement for the Company to supply 1.4 million tons of iron ore pellets in 2005
and, in 2006 and thereafter, to supply one hundred percent of WCI's annual requirements up to a maximum of
two million tons of iron ore pellets. The new agreement, which is for a ten-year term beginning in 2005 and
provides for the Company's recovery of its $4.9 million pre-petition receivable, plus $.9 million of subsequent
pricing adjustments, over time, was approved by the Bankruptcy Court on November 16, 2004. The agreement
provides the Company with a right to terminate the agreement after 2005 if a plan of reorganization is not
conÑrmed before June 30, 2005 and consummated by July 31, 2005; in that event, the $5.8 million receivable
would be due at the end of 2005.

On May 19, 2003, Weirton Steel Corporation (""Weirton'') Ñled for protection under chapter 11 of the
U.S. Bankruptcy Code. Weirton, a signiÑcant customer of the Company, purchased approximately .5 million
tons in 2004 through May 17, or two percent of all tons sold in 2004, and 2.8 million tons, or 14 percent of tons
sold in 2003. On April 22, 2004, the Bankruptcy Court issued an order approving the sale of Weirton's assets
to a subsidiary of ISG, and on May 18, 2004, ISG completed the acquisition of substantially all of the assets,
including the power-related leased assets (discussed below), of Weirton. As part of the acquisition, ISG
assumed the Company's term supply agreement with Weirton with some modiÑcations. The contract term is
for 15 years with the Company supplying the majority of pellets required for the ISG-Weirton facility in 2004
and 2005 and all of ISG-Weirton's pellet requirements thereafter. The Company sold 1.4 million tons to ISG-
Weirton in 2004 under the assumed contract.

The Company is a 40.5 percent participant in a joint venture that acquired certain power-related assets
from  FW  Holdings,  Inc.  (""FW  Holdings''),  a  subsidiary  of  Weirton,  in  2001,  in  a  purchase-leaseback
arrangement. On February 26, 2004, FW Holdings Ñled a petition for chapter 11 bankruptcy protection. In
connection with its bankruptcy Ñling, FW Holdings Ñled an adversary complaint against the joint venture
members for declaratory relief and the return of assets acquired in the purchase-leaseback transaction. In that
complaint, FW Holdings asserted that the lease transaction should be recharacterized as a secured loan. As a
result,  FW  Holdings  did  not  make  its  quarterly  lease  payment  due  on  March  31,  2004,  of  which  the

70

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Company's share was $.5 million. In conjunction with ISG's purchase of the Weirton assets, a settlement
agreement was reached between Weirton, ISG and the joint venture. As a result of the settlement agreement,
the  Company  wrote  down  its  investment  to  $6.1  million  as  of  March  31,  2004  from  $10.3  million.  An
additional $1.6 million charge was included in ""Provision for customer bankruptcy exposures'' in the Ñrst
quarter 2004; the Company had previously recorded a $2.6 million reserve for Weirton bankruptcy exposures
in May 2003. The sale of Weirton's assets to ISG resulted in a $10 million payment to the joint venture on
closing (Company share $4.0 million), which was made on May 18, 2004, and annual payments of $.5 million
(Company share $.2 million) including interest at the rate of Ñve percent over the next 15 years. The joint
venture  members  also  received  a  release  from  Weirton  and  FW  Holdings  of  bankruptcy  claims,  such  as
preference actions, upon the closing of the sale to ISG.

On January 29, 2004, Stelco Inc. (""Stelco'') applied and obtained Bankruptcy Court protection from
creditors in Ontario Superior Court under the Companies' Creditors Arrangement Act. Pellet sales to Stelco
totaled 1.2 million tons in 2004 and .1 million tons in 2003. Stelco is a 44.6 percent participant in Wabush, and
U.S. subsidiaries of Stelco (which have not Ñled for bankruptcy protection) own 14.7 percent of Hibbing and
15 percent of Tilden. At the time of the Ñling, the Company had no trade receivable exposure to Stelco.
Additionally, Stelco has continued to operate and has met its cash call requirements at the mining ventures to
date. The Court has extended the deadline for the submittal of bids to purchase Stelco until February 14,
2005.  Stelco  has  received  an  extension  of  the  stay  period  under  its  Court-ordered  restructuring  from
February 11, 2005 to April 29, 2005.

Note 2 Ì Restructuring

In the third quarter 2003, the Company initiated a salaried employee reduction program, in order to place
it in a better position to address long-term strategic issues. The action resulted in a reduction of 136 staÅ
employees at its corporate, central services and various mining operations, which represented an approximate
20 percent decrease in salaried workforce at the Company's U.S. operations (prior to the acquisition of United
Taconite). Accordingly, the Company recorded restructuring charges of $8.7 million in 2003. The Company's
share of the restructuring charges is principally related to pension and OPEB obligations, $6.2 million, and
one-time severance beneÑts, $2.5 million. Included in the long-term restructuring charge was an OPEB plan
curtailment credit of $1.5 million. The program's impact on the long-term pension and OPEB obligations was
accounted for through the beneÑt plans in which the individual employees participated. Less than $1.6 million
of the one-time severance beneÑts required cash funding in 2003 leaving a remaining severance liability of
approximately $.9 million at December 31, 2003. In 2004, the Company expended $.7 million and recorded a
$.2 million credit to the restructuring charge in satisfaction of the obligation. The recognition of the one-time
severance beneÑts were accounted for under SFAS No. 146, ""Accounting for Costs Associated with Exit or
Disposal Activities.''

Note 3 Ì Discontinued Operation

In the fourth quarter of 2002, the Company exited the ferrous metallics business and abandoned its
82  percent  investment  in  CAL,  an  HBI  facility  located  in  Trinidad  and  Tobago.  For  the  year  2002,  the
Company  reported  a  loss  from  discontinued  operation  of  $108.5  million,  consisting  of  $97.4  million
($95.7 million in the third quarter) of impairment charges, due to uncertainties concerning the HBI market,
operating costs and volume, and startup timing, when the Company determined that its investment in CAL
was impaired, and $11.1 million of idle expense.

On July 23, 2004, CliÅs and Outokumpu Technology GmbH (the 18 percent co-owner of CAL) sold the
assets  of  CAL's  HBI  facility  to  ISG.  Terms  of  the  sale  include  a  purchase  price  of  $8.0  million  plus
assumption  of  liabilities.  CAL  may  receive  up  to  $10  million  in  future  payments  contingent  on  HBI

71

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

production and shipments. The Company recorded after-tax income of approximately $3.1 million in 2004,
which is classiÑed under ""Discontinued Operation'' in the Statement of Consolidated Operations.

Note 4 Ì Segment Reporting

In 2004 and 2003, the Company operated in one reportable segment oÅering iron products and services to
the  steel  industry.  The  ferrous  metallics  segment,  which  included  the  Company's  CAL  operations,  was
discontinued in 2002.

Included  in  the  consolidated  Ñnancial  statements  are  the  following  amounts  relating  to  geographic

locations:

Revenue(1)

(In Millions)

2004

2003

2002

United States ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 923.3
231.2
Canada ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
63.5
Other Countries ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$653.2
162.4
20.1

$448.3
145.5
4.8

Total Revenue ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $1,218.0

$835.7

$598.6

Long-Lived Assets(2)

United States ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 285.8
16.9
Canada ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$255.0
16.9

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 302.7

$271.9

(1) Revenue is attributed to countries based on the location of the customer and includes both ""Product sales

and services'' and ""Royalties and management fees'' revenues.

(2) Net properties include Company's equity share of unconsolidated ventures.

Following is a summary of the Company's signiÑcant customers measured as a percent of ""Product sales

and services'' revenues from continuing operations:

Customer

ISG ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
AlgomaÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Severstal/Rouge ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ispat Inland/MittalÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
WCI ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Stelco ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Weirton ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Laiwu ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
AK Steel ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Others ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Percent of Sales
Revenues*
2003

2002

2004

19
11
5
8
2
21

44% 29% 20%
17
14
16
13
8
10
7
6
1
5
16
2
1
1
1
4

9
5

5

* Excludes freight and minority interest cost reimbursements.

72

100% 100% 100%

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Note 5 Ì Environmental and Mine Closure Obligations

At December 31, 2004, the Company, including its share of unconsolidated ventures, had environmental
and mine closure liabilities of $99.0 million, of which $6.0 million was classiÑed as current. Payments in 2004
were $6.4 million (2003 Ì $7.5 million; 2002 Ì $8.3 million). Following is a summary of the obligations:

(In Millions)

2004

2003

Environmental ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 13.0
Mine Closure

$ 15.5

LTV Steel Mining Company ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Operating MinesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Mine Closure ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

33.8
52.2

86.0

37.1
45.2

82.3

Total Environmental and Mine Closure* ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 99.0

$ 97.8

* Includes $10.6 million and $9.7 million at December 31, 2004 and 2003, respectively, of the Company's

share of unconsolidated ventures.

Environmental

Included in the obligation are environmental liabilities of $13.0 million. The Company's obligations for
known environmental remediation exposures at active and closed mining operations and other sites have been
recognized based on the estimated cost of investigation and remediation at each site. If the cost can only be
estimated as a range of possible amounts with no speciÑc amount being most likely, the minimum of the range
is accrued in accordance with SFAS No. 5, ""Accounting for Contingencies.'' Future expenditures are not
discounted, and potential insurance recoveries have not been reÖected. Additional environmental exposures
could be incurred, the extent of which cannot be assessed.

The environmental liability includes the Company's obligations related to six sites which are independent
of the Company's iron mining operations, seven former iron ore-related sites, eight leased land sites where the
Company is lessor and miscellaneous remediation obligations at the Company's operating units. Included in
the obligation are Federal and State sites where the Company is named as a potentially responsible party
(""PRP''); the Rio Tinto mine site in Nevada, the Milwaukee Solvay site in Wisconsin and the Pellestar site in
Michigan, where signiÑcant site cleanup activities have taken place, and the Kipling and Deer Lake sites in
Michigan.

Milwaukee Solvay Site

In September 2002, the Company received a draft of a proposed Administrative Order by Consent from
the  United  States  Environmental  Protection  Agency  (""EPA'')  for  cleanup  and  reimbursement  of  costs
associated with the Milwaukee Solvay coke plant site in Milwaukee, Wisconsin. The plant was operated by a
predecessor of the Company from 1973 to 1983, which predecessor was acquired by the Company in 1986. In
January 2003, the Company completed the sale of the plant site and property to a third party. Following this
sale,  an  Administrative  Order  by  Consent  (""Consent  Order'')  was  entered  into  with  the  EPA  by  the
Company,  the  new  owner  and  another  third  party  who  had  operated  on  the  site.  In  connection  with  the
Consent Order, the new owner agreed to take responsibility for the removal action and agreed to indemnify the
Company for all costs and expenses in connection with the removal action. In the third quarter of 2003, the
new  owner,  after  completing  a  portion  of  the  removal,  experienced  Ñnancial  diÇculties.  In  an  eÅort  to
continue progress on the removal action, the Company expended approximately $.9 million in the second half

73

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

of 2003 and $2.1 million in 2004. At this time, the Company believes the requirements of the removal action
have been substantially completed.

On August 26, 2004, the Company received a Request for Information pursuant to Section 104(e) of
CERCLA relative to the investigation of additional contamination below the ground surface at the Milwaukee
Solvay site. The Request for Information was also sent to thirteen other PRPs. At this time, the nature and
extent of the contamination, the required remediation, the total cost of the cleanup and the cost sharing
responsibilities of the PRPs cannot be determined. The Company increased its environmental reserve for
Milwaukee Solvay by $.8 million in 2004 for potential additional exposure.

Kipling Furnace Site

By letter dated November 19, 1991, the Michigan Department of Natural Resources, now the Michigan
Department of Environmental Quality (""MDEQ''), notiÑed the Company that it believed the Company was
liable for contamination at the Kipling Furnace Site in Kipling, Michigan and requested that the Company
voluntarily undertake actions to remediate the site. The Company owned and operated a portion of the site
from  approximately  1902  through  1925  when  it  sold  the  property  to  CITGO  Petroleum  Company
(""CITGO''). CITGO in turn operated at the site and thereafter sold the northern portion of the site to a third
party. This northern portion of the site was the location of the majority of the Company's former operations.
CITGO has been working formally with MDEQ to address the portions of the site impacted by CITGO's
operations on the property, which occurred between 1925 and 1986. CITGO submitted a remedial action plan
in August 2003 to the MDEQ. However, the MDEQ subsequently rejected this remedial action plan as being
inadequate.

The Company responded to the 1991 letter by performing a hydrogeological investigation at the site
pursuant to Michigan's Natural Resources and Environmental Protection Act, which allows parties to conduct
environmental response activity without state agency oversight. The Company's initial investigation took place
in 1996, with follow-up monitoring occurring in 1998 through 2003. The Company developed a proposed
remedial action plan to address materials associated with its former operations at the site. The Company
currently estimates the cost of implementing its proposed remedial action to be approximately $.3 million,
which expenditures were previously provided in the Company's environmental reserve. The Company has not
yet implemented the proposed remedial action plan.

By a letter dated June 10, 2004, the MDEQ made a new demand to both CITGO and the Company to
take responsive activities at the property, including development and submittal of a remedial action plan to the
MDEQ for approval. The Company met with the MDEQ to discuss this letter and submitted a response.
Subsequently, the Company and CITGO agreed to cooperate in the development of a joint remedial action
plan as encouraged by MDEQ. Additional investigative work at the site has been undertaken by CITGO. At
this time, it is unclear whether the MDEQ, once it is apprised of the Company's response activities at the site
to date, will require it to conduct further investigations or implement a remedial action plan going beyond
what it has already developed internally. Conducting further investigations, revising the Company's proposed
remedial action plan, or implementing the plan, could result in much higher costs than currently anticipated.

Mine Closure

The mine closure obligation of $86.0 million includes the accrued obligation at December 31, 2004 for a
closed operation formerly known as the LTV Steel Mining Company (""LTVSMC'') and for the Company's
six operating mines. The closure obligation results from an October 2001 transaction where subsidiaries of the
Company received a net payment of $50.0 million and certain other assets and assumed environmental and
certain  facility  closure  obligations  of  $50.0  million,  which  at  December  31,  2004,  have  declined  to
$33.8 million as a result of expenditures totaling $16.2 million since 2001 ($3.3 million in 2004).

74

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

The accrued closure obligation for the Company's active mining operations of $52.2 million reÖects the
adoption of SFAS No. 143, ""Accounting for Asset Retirement Obligations,'' which was eÅective January 1,
2002,  to  provide  for  contractual  and  legal  obligations  associated  with  the  eventual  closure  of  the  mining
operations and the eÅects of mine ownership increases in 2002. The Company determined the obligations,
based on detailed estimates, adjusted for factors that an outside third party would consider (i.e., inÖation,
overhead and proÑt), escalated to the estimated closure dates and then discounted using a credit adjusted risk-
free interest rate of 10.25 percent (12.0 percent for United Taconite). The closure date for each location was
determined based on the exhaustion date of the remaining economic iron ore reserves. The accretion of the
liability and amortization of the property and equipment will be recognized over the estimated mine lives for
each  location.  Upon  adoption  on  January  1,  2002,  the  Company's  share  of  the  obligation,  including  its
unconsolidated ventures, was a present value liability, $17.1 million, a net increase to plant and equipment,
$.4 million, and net cumulative eÅect charge, $13.4 million. The net cumulative eÅect charge reÖected the
oÅset of $3.3 million of accruals made under the Company's previous mine closure accrual method.

The following summarizes the Company's asset retirement obligation liability at December 31:

Asset Retirement Obligation at Beginning of Year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 45.2
Accretion Expense ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
4.6
Additional Ownership ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minority Interest ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Revision in Estimated Cash FlowsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

.2
2.2

$ 36.1
3.6
2.4
1.0
2.1

Asset Retirement Obligation at End of Year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 52.2

$ 45.2

(In Millions)

2004

2003

Note 6 Ì Debt

In the Ñrst quarter 2004, the Company repaid the remaining $25.0 million balance on its senior unsecured
note  agreement.  On  April  30,  2004,  the  Company  entered  into  a  $30  million  unsecured  revolving  credit
agreement, which expires on April 29, 2005. There have been no borrowings under the facility.

Note 7 Ì Lease Obligations

The Company and its unconsolidated ventures lease certain mining, production, and other equipment
under  operating  leases.  The  Company's  operating  lease  expense,  including  its  share  of  unconsolidated
ventures, was $19.7 million in 2004, $24.6 million in 2003 and $25.3 million in 2002.

Assets acquired under capital leases by the Company, including its share of unconsolidated ventures,
were  $13.9  million  and  $15.0  million,  respectively,  at  December  31,  2004  and  2003.  Corresponding
accumulated amortization of capital leases included in respective allowances for depreciation was $8.2 million
and $8.4 million at December 31, 2004 and 2003, respectively.

75

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Future minimum payments under capital leases and noncancellable operating leases, at December 31,

2004 were:

Year Ending December 31,

(In Millions)

Company's Share

Total

Capital
Leases

Operating
Leases

Capital
Leases

Operating
Leases

2005 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2006 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2007 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2008 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2009 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2010 and thereafterÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total minimum lease paymentsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Amounts representing interest ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$2.6
2.3
2.9
.7
.6

9.1

1.3

Present value of net minimum lease payments ÏÏÏÏÏÏÏÏÏ

$7.8

$16.0
12.2
9.0
6.7
4.4
2.8

$51.1

$27.1
20.2
12.1
7.6
4.6
2.7

$74.3

$ 5.2
4.0
3.4
.7
.6

13.9

1.6

$12.3

The Company's share of total minimum lease payments, $60.2 million, is comprised of the Company's
consolidated obligation of $51.4 million and the Company's ownership share of unconsolidated associated
companies' obligations of $8.8 million, principally related to Hibbing and Wabush.

Note 8 Ì Retirement Related BeneÑts

The Company and its unconsolidated ventures oÅer deÑned beneÑt pension plans, deÑned contribution
pension plans and other post-retirement beneÑt plans, primarily consisting of retiree healthcare beneÑts, as
part of a total compensation and beneÑts program.

The deÑned beneÑt pension plans are largely noncontributory, and, except for U.S. salaried employees,
beneÑts are generally based on employees' years of service and average earnings for a deÑned period prior to
retirement  or  a  minimum  formula.  EÅective  July  1,  2003,  the  pension  beneÑts  for  certain  U.S.  salaried
employees were frozen under the prior beneÑt formula and a cash balance pension formula was implemented
for service after June 30, 2003. EÅective July 1, 2004, the pension beneÑts for U.S. salaried employees of the
Lake Superior and Ishpeming Railroad (""LS&I'') Pension Plan were frozen under the prior beneÑt formula
and a cash balance pension formula was implemented for service after June 30, 2004. The cash balance
formula provides beneÑts based on employees' years of service and average earnings.

In addition, the Company and its unconsolidated ventures currently provide various levels of retirement
health care and life insurance beneÑts (""Other BeneÑts'' or OPEB) to most full-time employees who meet
certain  length  of  service  and  age  requirements  (a  portion  of  which  are  pursuant  to  collective  bargaining
agreements). Most plans require retiree contributions and have deductibles, co-pay requirements, and beneÑt
limits. Most bargaining unit plans require retiree contributions and co-pays for major medical and prescription
drug coverage. EÅective July 1, 2003, the Company imposed an annual limit on its cost for medical coverage
under the U.S. salaried plans, except for the plans covering participants at the Northshore and LS&I Railroad
Company operations. A similar type of limit was previously implemented at Northshore. The annual limit
applies to each covered participant and equals $7,000 for coverage prior to age 65 and $3,000 for coverage after
age 65, with the retiree's participation adjusted based on the age at which retiree beneÑts commence. The
covered participant pays an amount for coverage equal to the excess of (i) the average cost of coverage for all
covered participants, over (ii) the participant's individual limit, but in no event will the participant's cost be
less than 15 percent of the average cost of coverage for all covered participants. Currently, the average cost for

76

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

coverage prior to age 65 and after age 65 are below the respective limits of $7,000 and $3,000. The changes
implemented to the U.S. salaried pension and other beneÑts plans reduced costs by more than an estimated
$8.0 million on an annualized basis. The Company does not provide Other BeneÑts for most U.S. salaried
employees  hired  after  January  1,  1993.  Other  BeneÑts  are  provided  through  programs  administered  by
insurance companies whose charges are based on beneÑts paid.

Pursuant to the new four-year labor agreements reached with the USWA for U.S. employees, eÅective
August 1, 2004, OPEB expense for 2004 and the accumulated postretirement beneÑt obligation (""APBO'')
decreased $4.9 million and $48.0 million, respectively, to reÖect negotiated plan changes, which capped the
Company's share of future bargaining unit retirees' healthcare premiums at 2008 levels for the years 2009 and
beyond. The new agreements also provide that the Company and its partners fund an estimated $220 million
into  bargaining  unit  pension  plans  and  retiree  healthcare  accounts  (""VEBAs'')  during  the  term  of  the
contracts.

Furthermore, year 2004 OPEB expense reÖects an estimated cost reduction of $4.1 million due to the
eÅect of the Medicare Prescription Drug, Improvement and Modernization Act of 2003 (""Medicare Drug
Act'').  The  Company  elected  to  adopt  the  retroactive  transition  method  for  recognizing  the  OPEB  cost
reduction in the second quarter 2004. Accordingly, Ñrst quarter 2004 results have been re-stated to reduce the
previously reported net loss by $.6 million or $.05 per share. Additionally, the APBO decreased $25.1 million.

Year 2004 OPEB expense also reÖects a cost reduction for the Canadian OPEB plan of $.4 million due to
the  net  eÅect  of  favorable  claims  and  demographic  experience,  oÅset  by  moderate  beneÑt  improvements
negotiated with the USWA eÅective March 1, 2004.

During 2003, the Company terminated certain U.S. salaried employees. Enhanced beneÑts were provided
to  most  of  these  employees  under  the  deÑned  beneÑt  pension  and  post-retirement  beneÑt  plans.  Such
employees who were within 3 years (4 years for employees at LS&I) of meeting retirement eligibility under
the plans were granted an additional 3 years (4 years for employees at LS&I) of age and service for purposes
of satisfying such eligibility requirements. In addition, such employees covered under the Pension Plan for
Employees of Cleveland-CliÅs Inc and its Associated Employers were granted a special credit under their
cash balance account, generally equal to 2 weeks of base pay per year of service up to 52 weeks of such pay,
increased by 11 percent to reÖect certain tax liabilities.

The following table summarizes the annual costs for the retirement plans.

DeÑned beneÑt pension plans ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 23.1
3.0
DeÑned contribution pension plans ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
28.5
Other post-retirement beneÑts ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 32.0
1.9
29.1

(In Millions)
2003

2004

2002

$

7.2
1.9
21.5

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 54.6

$ 63.0

$ 30.6

77

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

The  following  one-time  loss  (gain)  recognized  in  2003  due  to  the  special  termination  beneÑts  and
curtailment under the plans associated with the involuntary terminations in the U.S. during 2003 are included
in the annual costs shown above.

DeÑned beneÑt pension plansÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other post-retirement beneÑts ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(In Millions)

Special
Termination
BeneÑts

$ 7.1
1.5

$ 8.6

Curtailment
(Gain)/Loss

$

(1.5)

Total

$ 7.1

$ (1.5)

$ 7.1

The eÅect of the beneÑt plan changes in the year of recognition for the previously mentioned salaried
beneÑt plan changes in 2003 and beneÑt changes associated with the new labor agreements and the Medicare
Drug Act in 2004 are summarized as follows:

(In Millions)

2004

2003

Reduction in annual cost

DeÑned beneÑt pension plans ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $
Other post-retirement beneÑts ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $

9.0

9.0

Reduction in PBO or APBO

DeÑned beneÑt pension plans (PBO) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $
Other post-retirement beneÑts (APBO) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

73.1

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 73.1

$

$

3.8
3.4

7.2

$ 20.7
23.4

$ 44.1

The Company utilized December 31 as its measurement date for determining pension and other beneÑts

obligations and assets.

The following tables and information provide additional disclosures for the Company's plans, including its

proportionate share of plans of its unconsolidated ventures.

Obligations and Funded Status

(In Millions)

Pension BeneÑts
2003
2004

Other BeneÑts

2004

2003

Change in BeneÑt Obligations
BeneÑt obligations Ì beginning of yearÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 642.6
10.7
Service cost (excluding expenses) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
40.9
Interest cost ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
(.1)
Plan amendmentsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
73.9
Actuarial loss (gain) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
BeneÑts paid ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
(44.5)
Participant contributions ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
EÅect of curtailment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
EÅect of special termination beneÑtsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(8.0)

$ 613.3
11.6
39.0
(20.7)
37.8
(45.5)

$ 373.8
4.0
19.8
(48.0)
(9.5)
(21.3)
3.3

7.1

(3.9)

$ 322.8
4.4
21.6
(23.4)
65.4
(19.7)
2.7
(1.5)
1.5

BeneÑt obligations Ì end of yearÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 715.5

$ 642.6

$ 318.2

$ 373.8

78

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

(In Millions)

Pension BeneÑts
2003
2004

Other BeneÑts

2004

2003

Change in Plan Assets
Fair value of plan assets Ì beginning of yearÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 471.4
57.2
Actual return on plan assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
63.0
Employer contributions ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
(44.5)
BeneÑts paid ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
(.1)
Asset transfers/refund ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
(5.8)
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 424.3
86.3
6.4
(45.5)
(.1)

Fair value of plan assets Ì end of yearÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 541.2

$ 471.4

Funded Status at December 31
Fair value of plan assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 541.2
715.5
BeneÑt obligations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 471.4
642.6

$

$

$

56.6
6.5
13.1
(0.5)

(0.2)

75.5

75.5
318.2

$

$

$

48.7
7.9
3.4

(3.4)

56.6

56.6
373.8

Funded status (plan assets less beneÑt obligations) ÏÏÏÏÏÏÏÏÏÏ
Amounts not recognized:
Unrecognized net loss ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Unrecognized prior service cost (beneÑt) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Unrecognized net obligation (asset) at date of adoptionÏÏÏÏÏÏÏ

(174.3)

(171.2)

(242.7)

(317.2)

213.4
16.4
(6.3)

175.4
11.6
(10.2)

166.8
(70.2)
0.3

193.4
(29.6)

Net amount recognized ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $

49.2

Prepaid beneÑt cost ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 158.6
(109.4)
Accrued beneÑt cost ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
(133.6)
Additional minimum liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
14.5
Intangible assetÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
77.8
Accumulated other comprehensive lossÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
41.3
EÅect of change in mine ownership & minority interestÏÏÏÏÏÏÏ

$

$

5.6

$(145.8)

$(153.4)

24.5
(18.9)
(146.5)
15.6
89.1
41.8

Net amount recognized ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$

49.2

$

5.6

Additional Information on Pension BeneÑt Obligations as of December 31, 2004

Projected beneÑt obligationÏÏÏÏÏÏÏÏÏÏÏ
Accumulated beneÑt obligation (ABO)
Fair value of plan assets ÏÏÏÏÏÏÏÏÏÏÏÏÏ

Unfunded ABO ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net amount recognized ÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Additional minimum liability ÏÏÏÏÏÏÏÏÏ
Intangible asset ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
EÅect of change in mine ownership &

minority interest ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Salaried

$232.0
230.6
237.2

71.2

(In Millions)

Canadian
Pension
Plans

Mining

Salaried

Hourly

Total

U.S.
Pension Plans
Hourly

$17.7
12.9
18.5

2.8

$403.2
383.8
238.3

$36.4
33.9
25.5

145.5
(25.9)

119.6
(12.7)

8.4
.5

8.9
(.6)

$26.2
26.2
21.7

$715.5
687.4
541.2

4.5
.6

5.1
(1.2)

158.4
49.2

133.6
(14.5)

(40.9)

(.2)

(.2)

(41.3)

Accumulated other comprehensive loss

$ 66.0

$ 8.1

$ 3.7

$ 77.8

79

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

The Company's net pension liability of $84.4 million at December 31, 2004 is recorded as $42.4 million of
$42.7  million  in  ""Pensions,  including  minimum  pension  liability,''  $31.0  million  in  current  liabilities  as
""Pensions,'' and the remainder minor amounts reÖected as equity investments.

The $145.8 million liability for Other BeneÑts at December 31, 2004 is recorded as $102.7 million of
long-term ""Other post-retirement beneÑts,'' and $34.9 million in current liabilities as ""Other post-retirement
beneÑts,'' with the remainder reÖected in equity investments.

The  accumulated  beneÑt  obligation  for  all  deÑned  beneÑt  pension  plans  was  $687.4  million  and

$609.4 million at December 31, 2004 and 2003, respectively.

The projected beneÑt obligation, accumulated beneÑt obligation, and fair value of plan assets for the
pension  plans  with  an  accumulated  beneÑt  obligation  in  excess  of  plan  assets  were  $465.8  million,
$443.9 million, and $285.5 million, respectively, as of December 31, 2004, and $626.5 million, $597.7 million,
and $454.3 million, respectively, as of December 31, 2003.

Components of Net Periodic BeneÑt Cost

(In Millions)

Pension BeneÑts
2003
2004

Other BeneÑts
2003
2004

Service costÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 10.7
40.9
Interest cost ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
(38.1)
Expected return on plan assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
9.6
Amortizations, curtailment and special termination beneÑtsÏÏ

$ 11.6
39.0
(36.2)
17.6

$ 4.0
19.8
(5.4)
10.1

$ 4.4
22.0
(4.3)
7.0

Net periodic beneÑt cost ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 23.1

$ 32.0

$28.5

$29.1

Additional Information

(In Millions)

Pension BeneÑts
2003
2004

Other BeneÑts
2003
2004

EÅect of change in mine ownership & minority interest ÏÏÏÏÏ $41.3
77.8
Minimum liability included in other comprehensive income ÏÏ
57.2
Actual return on plan assetsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$41.8
89.1
86.3

N/A
N/A
$ 6.5

N/A
N/A
$ 7.9

Assumptions

Weighted-average assumptions used to determine beneÑt obligations at December 31:

Pension BeneÑts
2003
2004

Other BeneÑts
2003
2004

U.S.

Discount rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Rate of compensation increase ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

5.75% 6.25% 5.75% 6.25%
N/A N/A
4.16

4.19

Canada

Discount rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Rate of compensation increase ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

5.75% 6.00% 5.75% 6.00%
N/A N/A
4.00

4.00

80

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Weighted-average assumptions used to determine net beneÑt cost for years ended December 31:

Pension BeneÑts
2003
2004

Other BeneÑts
2003
2004

U.S.

Discount rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Expected return on plan assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Rate of compensation increase ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Canada

Discount rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Expected return on plan assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Rate of compensation increase ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

6.25% 6.90% 6.25% 6.90%
8.50
4.19

9.00
4.19

8.35
4.19

8.50
4.19

6.00% 6.00% 6.00% 6.00%
8.00
4.00

8.00
4.00

6.50

6.00

Assumed Health Care Cost Trend Rates at December 31:

2004

2003

U.S.

9.0% 10.0%
Health care cost trend rate assumed for next year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ultimate health care cost trend rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
5.0
Year that the ultimate rate is reached ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 2009

5.0
2009

Canada

9.0% 10.0%
Health care cost trend rate assumed for next year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ultimate health care cost trend rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
5.0
Year that the ultimate rate is reached ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 2009

5.0
2009

Assumed health care cost trend rates have a signiÑcant eÅect on the amounts reported for the health care
plans.  A  one-percentage-point  change  in  assumed  health  care  cost  trend  rates  would  have  the  following
eÅects:

EÅect on total of service and interest costÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
EÅect on post-retirement beneÑt obligation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 2.1
27.8

$ (1.7)
(22.5)

(In Millions)

Increase

Decrease

Plan Assets

Pension

The pension plans asset allocation at December 31, 2004 and 2003, and target allocation for 2005 are as

follows:

Asset Category

2005
Target
Allocation

Percentage of
Plan Assets at
December 31

2004

2003

Equity securitiesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Debt securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Real estate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

63.8%
29.7
6.5

63.6% 72.0%
29.2
7.2

20.0
8.0

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

100.0% 100.0% 100.0%

81

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Asset Category

(In Millions)
Assets at
December 31

2004

2003

Equity securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $344.2
158.0
Debt securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
39.0
Real estate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $541.2

$339.4
94.3
37.7

$471.4

The  expected  return  on  plan  assets  represents  the  weighted  average  of  expected  returns  for  each  asset
category. Expected returns are determined based on historical performance, adjusted for current trends. The
expected return is net of beneÑt plan expenses.

VEBA & CLIR Contracts

Assets for other beneÑts include deposits relating to insurance contracts (""CLIR'') and VEBA trusts
pursuant to bargaining agreements that are available to fund retired employees' life insurance obligations and
medical beneÑts. The other beneÑt plan asset allocation at December 31, 2004 and 2003, and target allocation
for 2005 are as follows:

Asset Category

2005
Target
Allocation

Percentage of
Plan Assets at
December 31

2004

2003

Equity securitiesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Debt securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

65.0%
35.0

65.0% 67.1%
35.0

32.9

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

100.0% 100.0% 100.0%

Asset Category

(In Millions)
Assets at
December 31

2004

2003

Equity securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $49.2
26.4
Debt securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $75.6

$38.0
18.6

$56.6

The expected return on plan assets represents the weighted average of expected returns for each asset
category. Expected returns are determined based on historical performance, adjusted for current trends. The
expected return is net of beneÑt plan expenses.

Participant and Company Contributions

Company Contributions

2003ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2004ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2005 (expected)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(In Millions)

Pension
BeneÑts

$ 6.4
63.0
33.9

VEBA

$ 3.4
13.1
15.2

Other BeneÑts
Direct
Payments

$13.6
17.8
20.0

Total

$17.0
30.9
35.2

* The Company is currently considering various options for the amount to be contributed to the pension plans
during 2005. The amounts reÖected represent minimum funding requirements and bargaining agreements.

82

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Annual contributions to the pension plans are made within income tax deductibility restrictions in accordance
with  statutory  regulations.  In  the  event  of  plan  termination,  the  plan  sponsors  could  be  required  to  fund
additional shutdown and early retirement obligations that are not included in the pension obligations.

VEBA plans are not subject to minimum regulatory funding requirements. Amounts contributed are

pursuant to bargaining agreements.

Contributions by participants to the other beneÑt plans were $3.3 million and $2.7 million for the years

ending December 31, 2004 and 2003, respectively.

Estimated Cost for 2005

For 2005, the Company, including its share of the plans of its unconsolidated ventures, estimates net

periodic beneÑt cost for the U.S. and Canadian plans as follows:

DeÑned beneÑt pension plans ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
DeÑned contribution plans ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other post-retirement beneÑts ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(In Millions)

$19.1
1.2
21.8

$42.1

Estimated Company BeneÑt Payments

2005ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2006ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2007ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2008ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2009ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2010-2014 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Other Potential BeneÑt Obligations

(In Millions)

Other BeneÑts
Less

Gross

Company Medicare
Subsidy
Payments

Net
Company
Payments

$ 20.0
21.6
23.1
24.1
25.0
142.5

$

1.4
1.4
1.3
1.2
6.8

$ 20.0
20.2
21.7
22.8
23.8
135.7

Pension
BeneÑts

$ 46.1
47.2
48.6
50.9
51.5
277.3

While the foregoing reÖects the Company's obligation, including its proportionate share of unconsoli-
dated ventures, total Company exposure in the event of non-performance of other venturers (at Hibbing and
Wabush) is potentially greater. Following is a summary comparison of the total obligation including other
venturers' proportionate shares versus the Company's share:

December 31, 2004
(In Millions)

Company's Share

Total

Fair value of plan assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
BeneÑt obligation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 541.2
715.5

DeÑned
BeneÑt
Pensions

Other
BeneÑts

$

75.5
318.2

DeÑned
BeneÑt
Pensions

$ 736.5
956.8

Other
BeneÑts

$

97.3
389.8

Underfunded status of planÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$(174.3)

$(242.7)

$(220.3)

$(292.5)

Additional shutdown and early retirement beneÑts ÏÏÏ

$ 115.6

$

57.9

$ 156.6

$

72.4

83

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Note 9 Ì Income Taxes

SigniÑcant components of the Company's deferred tax assets and liabilities as of December 31, 2004 and

2003 are as follows:

Deferred tax assets:

(In Millions)

2004

2003

Post-retirement beneÑts other than pensions ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 23.4
22.3
Pensions, including minimum pension liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
8.9
Loss carryforwards ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
8.4
Alternative minimum tax credit carryforwards ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
6.4
Asset retirement obligation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
5.4
Product inventories ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
1.4
Investment in ventures ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
35.0
Other liabilitiesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total deferred tax assets before valuation allowance ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Deferred tax asset valuation allowance ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

111.2
8.9

Net deferred tax assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

102.3

Deferred tax liabilities:

Properties ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
ISG mark-to-market ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

21.5

Total deferred tax liabilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

21.5

$ 23.3
36.3
23.5
11.5
7.0
4.5
3.3
30.7

140.1
122.7

17.4

17.4
34.5

51.9

Net deferred tax assets (liability) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 80.8

$(34.5)

The deferred amounts are classiÑed on the balance sheet as current or long-term in accordance with the asset
or liability to which they relate.

The Company originally recorded a full valuation allowance in 2002 when a signiÑcant increase to its
minimum pension liabilities pursuant to SFAS No. 87 and the cumulative eÅect adjustment related to the
adoption of SFAS No. 143, ""Asset Retirement Obligation,'' were recognized. The Company also recorded
impairments  of  its  investments  in  CAL  and  Empire  in  2002.  The  recording  of  these  items  caused  the
Company's net deferred tax asset to increase to a level that required a deferred tax valuation allowance.
Through 2003, the Company maintained the valuation allowance in recognition of uncertainty regarding full
utilization of its deferred tax assets. In the fourth quarter of 2004, the Company determined, based on the
existence of suÇcient evidence, that it no longer required a valuation allowance other than $8.9 million related
to net operating loss carryforwards of $25.4 million that will begin to expire in 2021, which are attributable to
pre-consolidation separate return years of one of its subsidiaries. As a result, a $113.8 million adjustment to
release valuation allowance was credited to income.

During 2003, the Company recorded a mark-to-market adjustment in shareholders' equity with respect to
its investment in ISG, an extraordinary gain related to its participation in United Taconite, and a charge to
shareholders' equity associated with the exercise of stock options. A net charge of $34.5 million was recorded
to reÖect the tax impact of these items and was allocated among each component. In 2004, the Company fully
monetized its investment in ISG reversing the $34.5 million deferred tax liability recorded in 2003 related to
the mark-to-market adjustment to its investment in ISG. Also in 2004, the Company recorded income with
respect to its disposition of the assets of its discontinued operation (CAL) and a charge to shareholders' equity

84

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

associated with the exercise of stock options. The net tax credit impact of $.4 million attributable to these two
items was allocated to each component.

The components and allocation of the Company's income taxes are as follows:

(In Millions)
2003

2004

2002

Income taxes on continuing operations:

Current

U.S. Federal ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 43.8
4.7
State ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
3.3
Foreign ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$(1.4)
.3
.3

$(5.0)
.1
.1

Total current ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

51.8

(.8)

(4.8)

Deferred

U.S. Federal ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
State ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Foreign ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(83.7)
(3.0)

Total deferred ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(86.7)

Total continuing operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Discontinued operation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Extraordinary gainÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(34.9)
1.7

Income tax expense (credit) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(33.2)

Other comprehensive loss (income):

(.8)

13.9

1.3

.5

(.3)

(.5)

(.8)

13.9

9.1

9.1

ISG Common StockÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minimum pension liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Paid in capital-stock options ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(34.5)
4.0
.1
(2.0)

34.5

(.2)
(.4)

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $(65.6)

$33.1

$ 9.1

The Company's 2004 current provision for incomes taxes from operations is the net result of current year
expense  for  U.S.  federal  income  tax,  $52.4  million,  foreign  and  state  taxes,  $4.8  million,  and  a  credit,
$5.4 million, attributable to a reduction in liabilities for prior years' income taxes triggered by the material
reduction recorded in valuation allowance. The Company's 2004 credit provision for deferred income taxes
from operations reÖects the reduction in valuation allowance, $113.8 million, net of a charge of $30.6 million
for realization of tax assets during 2004, and a credit of $3.0 million for the recognition of future state income
tax  beneÑts.  The  2004  income  tax  recorded  to  other  comprehensive  income  consisted  of  a  $34.5  million
deferred tax credit to reverse the deferred tax liability recorded in 2003 for the unrealized gain on securities
since the Company realized the gain in 2004, and a charge of $4.0 million related to the deferred tax asset for
the $11.3 million decrease in the minimum pension obligation.

85

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Reconciliation  of  the  Company's  income  tax  attributable  to  continuing  operations  computed  at  the

United States federal statutory rate is as follows:

(In Millions)
2003

2004

2002

Tax at statutory rate of 35 percent ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 100.0
Increase (decrease) due to:

$(11.6)

$(62.7)

Percentage depletion in excess of cost depletion ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Non-deductible expense ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
EÅect of state & foreign taxesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Prior years' tax adjustmentsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Valuation allowance ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other items Ì netÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(16.7)
1.4
.1
(.5)
(113.8)
(5.4)

(2.3)
.6
.6
12.7
.8
(1.1)

(7.7)

.2
(3.6)
82.2
.7

Income tax expense (credit) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ (34.9)

$

(.3)

$

9.1

Note 10 Ì Preferred Stock

In  January  2004,  the  Company  completed  an  oÅering  of  $172.5  million  of  redeemable  cumulative
convertible perpetual preferred stock, without par value, issued at $1,000 per share. The preferred stock pays
quarterly cash dividends at a rate of 3.25 percent per annum, has a liquidation preference of $1,000 per share
and is convertible into the Company's common shares at an adjusted rate of 32.3354 common shares per share
of preferred stock, which is equivalent to an adjusted conversion price of $30.93 per share at December 31,
2004, subject to further adjustment in certain circumstances. Each share of preferred stock may be converted
by the holder: (1) if during any Ñscal quarter ending after March 31, 2004 the closing sale price of the
Company's common stock for at least 20 trading days in a period of 30 consecutive trading days ending on the
last trading day of the preceding quarter exceeds 110 percent of the applicable conversion price on such
trading day ($34.02 at December 31, 2004; this threshold was met as of December 31, 2004); (2) if during the
Ñve business day period after any Ñve consecutive trading-day period in which the trading price per share of
preferred stock for each day of that period was less than 98 percent of the product of the closing sale price of
the Company's common stock and the applicable conversion rate on each such day; (3) upon the occurrence
of certain corporate transactions; or (4) if the preferred stock has been called for redemption. On or after
January  20, 2009, the Company, at its option, may redeem some or all of the preferred stock at a redemption
price equal to 100 percent of the liquidation preference, plus accumulated but unpaid dividends, but only if the
closing price exceeds 135 percent of the conversion price, subject to adjustment, for 20 trading days within a
period  of  30  consecutive  trading  days  ending  on  the  trading  day  before  the  date  the  Company  gives  the
redemption  notice.  The  Company  may  also  exchange  the  preferred  stock  for  convertible  subordinated
debentures in certain circumstances. The Company has reserved approximately 5.6 million common treasury
shares for possible future issuance for the conversion of the preferred stock. The Company's shelf registration
statement with respect to the resale of the preferred stock, the convertible subordinated debentures that the
Company may issue in exchange for the preferred stock and the common shares issuable upon conversion of
the  preferred  stock  and  the  convertible  subordinated  debentures  was  declared  eÅective  by  the  SEC  on
July  22, 2004. The preferred stock is classiÑed for accounting purposes as ""temporary equity'' reÖecting
certain provisions of the agreement that could, under remote circumstances, require the Company to redeem
the preferred stock for cash. The net proceeds after oÅering expenses were approximately $166 million. A
portion of the proceeds was utilized to repay the remaining outstanding $25.0 million in principal amount of
the Company's senior unsecured notes in the Ñrst quarter of 2004. The Company has also used approximately
$63.0 million to fund its underfunded pension plans and contributed $13.1 million to its VEBAs in 2004.

86

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Note 11 Ì Stock Plans

The 1992 Incentive Equity Plan, as amended in 1999, authorizes the Company to issue up to 3,400,000
Common Shares to employees upon the exercise of Options Rights, as Restricted Shares, in payment of
Performance  Shares  or  Performance  Units  that  have  been  earned,  as  Deferred  Shares,  or  in  payment  of
dividend equivalents paid on awards made under the Plan. Such shares may be shares of original issuance,
treasury shares, or a combination of both. Stock options may be granted at a price not less than the fair market
value of the stock on the date the option is granted, generally are not subject to repricing, and must be
exercisable not later than ten years and one day after the date of grant. Common Shares may be awarded or
sold to certain employees with disposition restrictions over speciÑed periods.

The 1996 Nonemployee Directors' Compensation Plan, as amended in 2001, authorizes the Company to
issue up to 200,000 Common Shares to nonemployee Directors. The Plan was amended eÅective in 1999 to
provide for the grant of 4,000 Restricted Shares to nonemployee Directors Ñrst elected on or after January 1,
1999, and also provides that nonemployee Directors must take at least 40 percent of their annual retainer in
Common Shares. The Restricted Shares vest Ñve years from the date of award.

The Company recorded expense of $6.6 million in 2004, $6.0 million in 2003, and $2.0 million in 2002

relating to other stock-based compensation, primarily the Performance Share program.

SFAS No. 123 requires pro forma disclosure of net income and earnings per share as if the fair value

method for valuing stock options had been applied. The Company's pro forma information follows:

2004

2003

2002

Net income (loss) (millions) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $324.8
Earnings (loss) per share:

$(30.5)

$(189.0)

Basic ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $14.99
Diluted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $11.84

$(1.49)
$(1.49)

$ (9.35)
$ (9.35)

The fair value of these options was estimated at the date of grant for 2002 (no options were issued in 2004

or 2003) using a Black-Scholes option pricing model with the following weighted-average assumptions:

Risk-free interest rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Dividend yield ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Volatility factor Ì market price of Company's common SharesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Expected life of options Ì years ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Weighted-average fair value of options granted during the Year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

2002

4.51%
3.40%
.339
4.31
$3.60

Compensation costs included in the pro forma information reÖect fair values associated with options
granted after January 1, 1995. Pro forma information may not be indicative of future pro forma information
applicable to future outstanding awards.

87

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Stock option, restricted stock award, deferred stock allocation, and performance share activities under the
Company's Incentive Equity Plans, and the Nonemployee Directors' Compensation Plan are summarized as
follows:

2004

2003

2002

Weighted-
Average
Exercise
Price

Shares

Shares

Weighted-
Average
Exercise
Price

Shares

Weighted-
Average
Exercise
Price

Stock options:

Options outstanding at

beginning of year ÏÏÏÏÏÏÏÏÏÏ
Granted during the year ÏÏÏÏÏÏ
ExercisedÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ (719,780)
(19,068)
Cancelled or expired ÏÏÏÏÏÏÏÏÏ

956,932

Options outstanding at end of

$26.40

1,627,456

$23.97

24.94
27.32

(361,064)
(309,460)

16.69
24.92

1,620,058
50,000

$24.12
14.40

(42,602)

18.51

year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

218,084

31.17

956,932

26.40

1,627,456

23.97

Options exercisable at end of

year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

218,084

31.17

956,932

26.40

860,270

20.42

Restricted awards:

Awarded and restricted at

beginning of year ÏÏÏÏÏÏÏÏÏÏ
Awarded during the yearÏÏÏÏÏÏ
Vested ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cancelled ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

88,114

(27,364)

Awarded and restricted at end

of year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

60,750

Performance shares:

769,212
Allocated at beginning of year
121,560
Allocated during the year ÏÏÏÏÏ
Issued ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
(88,532)
Forfeited/cancelled ÏÏÏÏÏÏÏÏÏÏ (185,058)

Allocated at end of year ÏÏÏÏÏÏ

617,182

Directors' retainer and voluntary

shares:

Awarded at beginning of year
Awarded during the yearÏÏÏÏ
Issued ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

18,684
6,360
(18,684)

Awarded at end of year ÏÏÏÏÏ

6,360

Reserved for future grants or
awards at end of year:

Employee plans ÏÏÏÏÏÏÏÏÏÏÏ
Directors' plansÏÏÏÏÏÏÏÏÏÏÏÏ

621,188
51,624

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

672,812

129,514
51,370
(84,770)
(8,000)

88,114

704,436
314,210
(86,492)
(162,942)

769,212

15,624
18,684
(15,624)

18,684

538,622
57,984

596,606

88

133,176
8,212

(11,874)

129,514

556,400
321,800

(173,764)

704,436

20,942
15,622
(20,940)

15,624

423,800
76,668

500,468

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Exercise prices for stock options outstanding as of December 31, 2004 ranged from $14.40 to $37.90,

summarized as follows:

Range of Exercise Prices

$10 Ì $20ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
$20 Ì $30ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
$30 Ì $40ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Outstanding and Exercisable
Weighted
Average
Remaining
Contractual
Life

Number of
Shares
Underlying
Options

Weighted
Average
Exercise
Price

36,400
38,900
142,784

218,084

6.6
3.0
4.0

4.3

$14.52
22.03
37.90

$31.17

Note 12 Ì Other Comprehensive Income

Components of Other Comprehensive Income (Loss) and related tax eÅects allocated to each are shown

below:

Pre-tax
Amount

(In Millions)
Tax
BeneÑt

After-tax
Amount

Year Ended December 31, 2002

Minimum pension liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$(111.3)

$

.6

$(110.7)

Year Ended December 31, 2003

Minimum pension liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Unrealized gain on securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (89.1)
179.3

$

.6
(34.4)

$ (88.5)
144.9

$

90.2

$(33.8)

$

56.4

Year Ended December 31, 2004

Minimum pension liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Unrealized gain on securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (77.8)
.3

$ (3.4)
(.1)

$ (81.2)
.2

Other Comprehensive Income (Loss) balances are as follows:

$ (77.5)

$ (3.5)

$ (81.0)

(In Millions)

Minimum
Pension
Liability

Unrealized
Gain on
Securities

Accumulated
Other
Comprehensive
Gain(Loss)

Balance December 31, 2001 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Change during 2002 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$
(1.0)
(109.7)

$

Balance December 31, 2002 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Change during 2003 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Balance December 31, 2003 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Change during 2004 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(110.7)
22.2

(88.5)
7.3

144.9

144.9
(144.7)

$

(1.0)
(109.7)

(110.7)
167.1

56.4
(137.4)

Balance December 31, 2004 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (81.2)

$

 .2

$ (81.0)

89

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Note 13 Ì Shareholders' Equity

Under the Company's share purchase rights plan, one half of a right is attached to each of the Company's
Common Shares outstanding or subsequently issued. One right entitles the holder to buy from the Company
one-hundredth of one Common Share. The rights expire on September 19, 2007 and are not exercisable until
the occurrence of certain triggering events, which include the acquisition of, or tender or exchange oÅer for,
20 percent or more of the Company's Common Shares. There are approximately 168,000 Common Shares
reserved for these rights. The Company is entitled to redeem the rights upon the occurrence of certain events.

Note 14 Ì Fair Value of Financial Instruments

The carrying amount and fair value of the Company's Ñnancial instruments at December 31, 2004 and

2003 were as follows:

Cash and cash equivalentsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Marketable securities (short-term) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
ISG Common Stock ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long-term receivable* ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long-term note receivable*ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long-term debt*ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Preferred stock ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

* Includes current portion

(In Millions)

2004

2003

Carrying
Amount

$216.9
182.7

Fair
Value

Carrying
Amount

Fair
Value

$216.9
182.7

$ 67.8

$ 67.8

64.1

64.1

172.5

306.1

196.7
61.3
10.0
25.0

196.7
61.3
10.0
25.0

The carrying amount of cash and cash equivalents and marketable securities approximates fair value due

to the short maturity or the highly liquid nature of these instruments.

In 2002, the Company invested $17.4 million in ISG common stock, which at the time represented
approximately 7 percent of ISG's equity. In December 2003, after ISG completed an initial public oÅering for
its common stock, the Company's investment increased to $196.7 million based on the December 31, 2003
closing  price.  The  investment,  which  had  trading  restrictions  through  June  8,  2004,  was  treated  as  an
""available-for-sale'' security and accordingly in 2003 the $179.3 million ($144.9 million after-tax) increase in
value  was  recorded  in  ""Other  comprehensive  income.''  Prior  to  the  public  oÅering,  the  investment  was
accounted for by the ""cost method.'' In 2004, the Company sold its investment in ISG common stock and
recorded a gain of $152.7 million ($99.3 million after-tax).

The  fair  value  of  the  long-term  receivable  from  Ispat  Inland  of  $64.1  million  and  $61.3  million  at
December 31, 2004 and 2003, respectively, is based on the discount rate utilized by the Company, which
represents an approximate credit adjusted rate for unsecured obligations. The fair value of the long-term note
receivable from Rouge of $10.0 million was based on the estimated credit adjusted rate for a secured loan. The
note plus interest was received in 2004.

The  fair  value  of  the  Company's  long-term  debt  at  December  31,  2003  was  determined  based  on  a
discounted cash Öow analysis and estimated current borrowing rates. The debt was repaid in Ñrst quarter 2004.

At December 31, 2004 and 2003, the Company's U.S. mining ventures had in place forward contracts for
the purchase of natural gas in the notional amount of $28.3 million (Company share Ì $23.9 million) and
$22.5  million  (Company  share Ì $18.1  million),  respectively.  The  unrecognized  fair  value  loss  on  the

90

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

contracts at December 31, 2004, which mature at various times through December 2005 was estimated to be
$3.2 million (Company share Ì $2.7 million) based on December 31, 2004 forward rates.

Note 15 Ì Earnings Per Share

The following table summarizes the computation of basic and diluted earnings per share.

2004

(In Millions, Except Per Share)
2003

2002

Amount

Per
Share

Amount

Per
Share

Amount

Per
Share

Income (loss) from continuing operations ÏÏ $ 320.5
(5.3)
Preferred dividend ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$15.04
(.25)

$ (34.9)

$(1.70)

$ (66.4)

$(3.29)

Income (loss) from continuing operations

applicable to common shares ÏÏÏÏÏÏÏÏÏÏÏ
Discontinued operation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Extraordinary gain ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cumulative eÅectÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Income applicable to common shares Ì

315.2
3.1

14.79
.15

(34.9)

(1.70)

(66.4)
(108.5)

(3.29)
(5.36)

2.2

.10

(13.4)

(.66)

basicÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

318.3

$14.94

(32.7)

$(1.60)

(188.3)

$(9.31)

Dilutive eÅect preferred dividendÏÏÏÏÏÏÏÏÏÏ

5.3

Income applicable to common shares plus

assumed conversions Ì dilutedÏÏÏÏÏÏÏÏÏÏ $ 323.6

$11.80

$ (32.7)

$(1.60)

$(188.3)

$(9.31)

Average number of shares (in thousands)

Basic ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Employee stock plans ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Convertible preferred stock ÏÏÏÏÏÏÏÏÏÏÏÏÏ

21,308
547
5,566

20,512

20,234

Diluted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

27,421

20,512

20,234

For years 2003 and 2002, the dilutive eÅects of employee stock plans of 311,600 shares and 277,200 shares,
respectively, were excluded from the computation of earnings per share because they were anti-dilutive.

Note 16 Ì Contingencies

The  Company  and  its  ventures  are  periodically  involved  in  litigation  incidental  to  their  operations.
Management  believes  that  any  pending  litigation  will  not  result  in  a  material  liability  in  relation  to  the
Company's consolidated Ñnancial statements.

Note 17 Ì Subsequent Event Ì OÅer to Purchase Portman Limited (Unaudited)

On January 11, 2005, the Company, through a wholly-owned subsidiary incorporated for the sole purpose
of making an acquisition oÅer, announced an all-cash oÅer for the outstanding shares of Portman Limited
(""Portman''),  a  Western-Australia-based  independent  iron  ore  mining  and  exploration  company.  The
Company's oÅer (""OÅer'') consisted of A$3.40 per share, or US$2.65 per share (assuming an exchange rate
of A$1.28 equal to US$1.00), which will result in a total acquisition price of approximately US $500 million.
The OÅer has the support of Portman's Board of Directors. The Company has hedged its potential foreign
exchange exposure through the acquisition of a put option. If successful, the Company expects to fund the
acquisition with existing cash and, if necessary, borrowings under its revolving credit facility. The Company

91

Cleveland-CliÅs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

has a commitment from its bankers to increase its revolving credit facility from $30 million to $100 million
and extend its term through January 6, 2006; the Company is working on a longer term $250 million revolving
credit facility to replace the existing facility.

Portman supplies iron ore to the Chinese and Japanese markets, with approximately 75 percent of the
product exported to China and 25 percent exported to Japan. Portman currently has approximately six million
tons of annual iron ore capacity, which will be expanded to eight million tons by late 2005.

92

Quarterly Results of Operations (Unaudited)

(In Millions, Except Per Share Amounts)

2004

Quarters

First*

Second

Third

Fourth

Year

Revenues from product sales and services ÏÏÏÏ $233.7
Gross proÑt (loss)** ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
(3.3)
Income from continuing operations ÏÏÏÏÏÏÏÏÏÏ
Discontinued operation, net of $1.7 taxÏÏÏÏÏÏÏ

$298.5
35.5
32.8

$346.3
47.8
82.6
4.9

$328.2
38.0
205.1
(1.8)

$1,206.7
118.0
320.5
3.1

Net income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $

$ 32.8

$ 87.5

$203.3

$ 323.6

Earnings (loss) per share

Basic ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ (.05)
(.05)
Diluted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 1.49
1.21

$ 4.03
3.18

$ 9.41
7.31

$ 14.94
11.80

Average number of shares

Basic ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Diluted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

21.1
27.1

21.3
27.2

21.4
27.5

21.5
27.8

21.3
27.4

* Restated for the eÅect of adopting the Medicare Drug Act.

** Operating income (loss).

First quarter results included a $1.6 million pre-tax charge for customer bankruptcy exposure. Third
quarter results included a $56.8 million pre-tax gain on the sale of ISG common stock. Fourth quarter results
included an additional pre-tax gain on ISG common stock sales of $95.9 million and a decrease in income
taxes for the $113.8 million reversal of deferred tax asset allowance.

2003

Quarters

First

Second

Third

Fourth

Year

Revenues from product sales and services ÏÏÏÏÏÏ
Gross proÑt (loss)*ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Income (loss) from continuing operations ÏÏÏÏÏÏ
Extraordinary gain, net of $.5 tax ÏÏÏÏÏÏÏÏÏÏÏÏÏ

$151.1

(3.0)
2.2

$206.9
(24.7)
(21.2)

$226.2
(7.1)
(4.8)

$240.9
(13.5)
(11.1)
2.2

$825.1
(48.3)
(34.9)
2.2

Net income (loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$

2.2

$(21.2)

$ (4.8)

$ (8.9)

$(32.7)

Earnings (loss) per share
Basic/diluted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$  .11

$(1.04)

$ (.24)

$ (.43)

$(1.60)

Average number of shares

Basic/diluted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

20.4

20.5

20.5

20.6

20.5

* Operating income (loss).

Second quarter results included $11.1 million of pre-tax Ñxed costs related to production curtailments and
$2.6  million  for  customer  bankruptcy  exposure.  Third  quarter  results  included  restructuring  charges  of
$6.2 million and $4.9 million of bankruptcy exposure. Fourth quarter results included restructuring charges of
$2.5 million.

93

Common Share Price Performance and Dividends (Unaudited)

2004

2003

High

Low

High

Low

First Quarter ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $34.04
33.84
Second QuarterÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
40.25
Third Quarter ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
53.56
Fourth Quarter ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$21.28
19.71
25.03
33.35

$10.81
9.95
13.65
27.20

$ 9.28
7.38
8.68
12.80

Year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

53.56

19.71

27.20

7.38

Dividends
2004

$

.10

$.10

No dividends were paid in 2003.

94

Report of Independent Registered Public Accounting Firm

To the Board of Directors and Stockholders of
Cleveland-CliÅs Inc
Cleveland, Ohio

We have audited the accompanying statement of consolidated Ñnancial position of Cleveland-CliÅs Inc
and  subsidiaries  (the  ""Company'')  as  of  December  31,  2004,  and  the  related  statements  of  consolidated
operations, shareholders' equity and cash Öows for the year ended December 31, 2004. Our audit also included
the Ñnancial statement schedules listed in the Index at Item 15(a). These Ñnancial statements and Ñnancial
statement schedules are the responsibility of the Company's management. Our responsibility is to express an
opinion on the Ñnancial statements and Ñnancial statement schedules based on our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight
Board (United States). Those standards require that we plan and perform the audit to obtain reasonable
assurance  about  whether  the  Ñnancial  statements  are  free  of  material  misstatement.  An  audit  includes
examining, on a test basis, evidence supporting the amounts and disclosures in the Ñnancial statements. An
audit also includes assessing the accounting principles used and signiÑcant estimates made by management, as
well as evaluating the overall Ñnancial statement presentation. We believe that our audits provide a reasonable
basis for our opinion.

In our opinion, such consolidated Ñnancial statements present fairly, in all material respects, the Ñnancial
position of Cleveland-CliÅs Inc and subsidiaries at December 31, 2004, and the results of their operations and
their cash Öows for the year ended December 31, 2004, in conformity with accounting principles generally
accepted in the United States of America. Also, in our opinion, such Ñnancial statement schedules, when
considered in relation to the basic consolidated Ñnancial statements taken as a whole, present fairly, in all
material respects, the information set forth therein.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight
Board  (United  States),  the  eÅectiveness  of  the  Company's  internal  control  over  Ñnancial  reporting  as  of
December 31, 2004, based on the criteria established in Internal Control Ì Integrated Framework issued by
the Committee of Sponsoring Organizations of the Treadway Commission and our report dated February 22,
2005 expressed an unqualiÑed opinion on management's assessment of the eÅectiveness of the Company's
internal control over Ñnancial reporting and an unqualiÑed opinion on the eÅectiveness of the Company's
internal control over Ñnancial reporting.

/s/ Deloitte & Touche LLP

Cleveland, Ohio
February 22, 2005

95

Report of Independent Registered Public Accounting Firm

Shareholders and Board of Directors
Cleveland-CliÅs Inc

We have audited the accompanying statements of consolidated Ñnancial position of Cleveland-CliÅs Inc
and  consolidated  subsidiaries  (the  ""Company'')  as  of  December  31,  2003,  and  the  related  statements  of
consolidated operations, shareholders' equity, and cash Öows for each of the two years in the period ended
December  31,  2003  listed  in  the  index  at  Item  15(a).  Our  audits  also  included  the  Ñnancial  statement
schedule listed in the index at Item 15(a). These Ñnancial statements and schedule are the responsibility of
the Company's management. Our responsibility is to express an opinion on these Ñnancial statements and
schedule based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight
Board (United States). Those standards require that we plan and perform the audit to obtain reasonable
assurance  about  whether  the  Ñnancial  statements  are  free  of  material  misstatement.  An  audit  includes
consideration of internal control over Ñnancial reporting as a basis for designing audit procedures that are
appropriate in the circumstances, but not for the purpose of expressing an opinion on the eÅectiveness of the
Company's internal control over Ñnancial reporting. Accordingly, we express no such opinion. An audit also
includes  examining,  on  a  test  basis,  evidence  supporting  the  amounts  and  disclosures  in  the  Ñnancial
statements,  assessing  the  accounting  principles  used  and  signiÑcant  estimates  made  by  management,  and
evaluating the overall Ñnancial statement presentation. We believe that our audits provide a reasonable basis
for our opinion.

In our opinion, the Ñnancial statements referred to above present fairly, in all material respects, the
consolidated Ñnancial position of Cleveland-CliÅs Inc and consolidated subsidiaries at December 31, 2003,
and the consolidated results of their operations and their cash Öows for each of the two years in the period
ended December 31, 2003, in conformity with U.S. generally accepted accounting principles. Also, in our
opinion, the related Ñnancial statement schedule, when considered in relation to the basic Ñnancial statements
taken as a whole, presents fairly in all material respects the information set forth therein.

As discussed in the Accounting Policy Note to the Ñnancial statements, in 2003 the Company changed its
method  of  accounting  for  stock-based  compensation,  and  in  2002  the  Company  changed  its  method  of
accounting  for  obligations  associated  with  the  retirement  of  tangible  long-lived  assets  and  related  asset
retirement costs.

/s/ Ernst & Young LLP

Cleveland, Ohio
January 28, 2004

96

Report of Management

Management has prepared the accompanying consolidated Ñnancial statements appearing in this Annual
Report and is responsible for their integrity and objectivity. The consolidated Ñnancial statements, including
amounts that are based on management's best estimates and judgment, have been prepared in conformity with
generally accepted accounting principles and are free of material misstatement. Management also prepared
other  information  in  this  Annual  Report  and  is  responsible  for  its  accuracy  and  consistency  with  the
consolidated Ñnancial statements.

Management maintains a system of internal accounting controls and procedures over Ñnancial reporting
designed  to  provide  reasonable  assurance,  at  an  appropriate  cost/beneÑt  relationship,  that  assets  are
safeguarded and that transactions are authorized, recorded, and reported properly. The internal accounting
control system is augmented by a program of internal audits, written policies and guidelines, careful selection
and training of qualiÑed personnel, and a written code of conduct. Our code of conduct requires employees to
maintain a high level of ethical standards in the conduct of our business. Management believes that our
internal accounting controls provide reasonable assurance (i) that assets are safeguarded against material loss
from unauthorized use or disposition, and (ii) that the Ñnancial records are reliable for preparing consolidated
Ñnancial statements and other data and maintaining accountability for assets.

The Audit Committee of the Board of Directors, composed solely of directors who are independent of us,
meets periodically with the independent auditors, management, and the Chief Internal Auditor to discuss
internal accounting control, auditing, and Ñnancial reporting matters and to ensure that each is meeting its
responsibilities regarding the objectivity and integrity of our Ñnancial statements. The Committee also meets
directly with the independent auditors and our Chief Internal Auditor without management present, to ensure
that the independent auditors and our Chief Internal Auditor have free access to the Committee.

The independent registered public accounting Ñrm, Deloitte & Touche LLP, are retained by the Audit
Committee of the Board of Directors. Deloitte & Touche LLP is engaged to audit our consolidated Ñnancial
statements and internal controls over Ñnancial reporting as of December 31, 2004 and conduct such tests and
related procedures as Deloitte & Touche LLP deems necessary in conformity with standards of the Public
Company  Accounting  Oversight  Board  (United  States).  The  report  of  the  independent  registered  public
accounting Ñrm, based upon their audit of the consolidated Ñnancial statements and internal controls over
Ñnancial reporting as of December 31, 2004, is contained in this Annual Report.

/s/

J. S. Brinzo

/s/ Donald J. Gallagher

/s/ R. J. Leroux

J. S. Brinzo
Chairman, President and Chief
Executive OÇcer

Donald J. Gallagher
Senior Vice President, Chief
Financial OÇcer and Treasurer

R. J. Leroux
Vice President and Controller
and Principal Accounting OÇcer

97

Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure.

None.

Item 9A. Controls and Procedures.

The Company maintains disclosure controls and procedures that are designed to ensure that information
required to be disclosed in the Company's Exchange Act reports is recorded, processed, summarized and
reported  within  the  time  periods  speciÑed  in  the  SEC's  rules  and  forms,  and  that  such  information  is
accumulated and communicated to the Company's management, including its Chief Executive OÇcer and
Chief Financial OÇcer, as appropriate, to allow timely decisions regarding required disclosure based closely on
the deÑnition of ""disclosure controls and procedures'' in Rule 13a-15(e) promulgated under the Exchange
Act. In designing and evaluating the disclosure controls and procedures, management recognized that any
controls and procedures, no matter how well designed and operated, can provide only reasonable assurance of
achieving the desired control objectives, and management necessarily was required to apply its judgment in
evaluating the cost-beneÑt relationship of possible controls and procedures.

As of the end of the period covered by this report, the Company carried out an evaluation, under the
supervision  and  with  the  participation  of  the  Company's  management,  including  the  Company's  Chief
Executive OÇcer and the Company's Chief Financial OÇcer, of the eÅectiveness of the design and operation
of the Company's disclosure controls and procedures. Based on the foregoing, the Company's Chief Executive
OÇcer and Chief Financial OÇcer concluded that the Company's disclosure controls and procedures were
eÅective  as  of  the  date  of  the  evaluation  conducted  by  our  Chief  Executive  OÇcer  and  Chief  Financial
OÇcer.

There have been no changes in the Company's internal control over Ñnancial reporting or in other factors
that occurred during the Company's last Ñscal quarter that have materially aÅected, or are reasonably likely to
materially aÅect, the Company's internal control over Ñnancial reporting.

Management Report on Internal Controls Over Financial Reporting

The Company is responsible for establishing and maintaining adequate internal control over Ñnancial
reporting.  The  Company's  internal  control  system  was  designed  to  provide  reasonable  assurance  to  the
Company's management and Board of Directors regarding the preparation and fair presentation of published
Ñnancial statements.

All internal control systems, no matter how well designed, have inherent limitations. Therefore, even
those  systems  determined  to  be  eÅective  can  provide  only  reasonable  assurance  with  respect  to  Ñnancial
statement preparation and presentation.

Management assessed the eÅectiveness of the Company's internal control over Ñnancial reporting as of
December 31, 2004. In making this assessment, it used the criteria set forth by the Committee of Sponsoring
Organizations  of  the  Treadway  Commission  in  Internal  Control Ì Integrated  Framework.  Based  on  its
assessment,  management  believes  that,  as  of  December  31,  2004,  the  Company's  internal  control  over
Ñnancial reporting is eÅective, based on those criteria.

The  Company's  independent  registered  public  accounting  Ñrm  has  issued  an  audit  report  on  its
assessment of the Company's internal control over Ñnancial reporting. This report appears on pages 99 and
100.

98

Report of Independent Registered Public Accounting Firm

To the Board of Directors and Stockholders of
Cleveland-CliÅs Inc
Cleveland, Ohio

We have audited management's assessment, included in the accompanying ""Management Report on
Internal Controls Over Financial Reporting,'' that Cleveland-CliÅs Inc and subsidiaries (the ""Company'')
maintained  eÅective  internal  control  over  Ñnancial  reporting  as  of  December  31,  2004,  based  on  criteria
established in Internal Control Ì Integrated Framework issued by the Committee of Sponsoring Organiza-
tions  of  the  Treadway  Commission.  The  Company's  management  is  responsible  for  maintaining  eÅective
internal control over Ñnancial reporting and for its assessment of the eÅectiveness of internal control over
Ñnancial reporting. Our responsibility is to express an opinion on management's assessment and an opinion on
the eÅectiveness of the Company's internal control over Ñnancial reporting based on our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight
Board (United States). Those standards require that we plan and perform the audit to obtain reasonable
assurance  about  whether  eÅective  internal  control  over  Ñnancial  reporting  was  maintained  in  all  material
respects. Our audit included obtaining an understanding of internal control over Ñnancial reporting, evaluating
management's assessment, testing and evaluating the design and operating eÅectiveness of internal control,
and performing such other procedures as we considered necessary in the circumstances. We believe that our
audit provides a reasonable basis for our opinions.

A company's internal control over Ñnancial reporting is a process designed by, or under the supervision of,
the company's principal executive and principal Ñnancial oÇcers, or persons performing similar functions, and
eÅected  by  the  company's  board  of  directors,  management,  and  other  personnel  to  provide  reasonable
assurance regarding the reliability of Ñnancial reporting and the preparation of Ñnancial statements for external
purposes  in  accordance  with  generally  accepted  accounting  principles.  A  company's  internal  control  over
Ñnancial reporting includes those policies and procedures that (1) pertain to the maintenance of records that,
in reasonable detail, accurately and fairly reÖect the transactions and dispositions of the assets of the company;
(2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of Ñnancial
statements in accordance with generally accepted accounting principles, and that receipts and expenditures of
the company are being made only in accordance with authorizations of management and directors of the
company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized
acquisition, use, or disposition of the company's assets that could have a material eÅect on the Ñnancial
statements.

Because of the inherent limitations of internal control over Ñnancial reporting, including the possibility of
collusion or improper management override of controls, material misstatements due to error or fraud may not
be prevented or detected on a timely basis. Also, projections of any evaluation of the eÅectiveness of the
internal control over Ñnancial reporting to future periods are subject to the risk that the controls may become
inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures
may deteriorate.

In our opinion, management's assessment that the Company maintained eÅective internal control over
Ñnancial reporting as of December 31, 2004, is fairly stated, in all material respects, based on the criteria
established in Internal Control Ì Integrated Framework issued by the Committee of Sponsoring Organiza-
tions of the Treadway Commission. Also in our opinion, the Company maintained, in all material respects,
eÅective internal control over Ñnancial reporting as of December 31, 2004, based on the criteria established in
Internal  Control Ì Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the
Treadway Commission.

99

We have also audited, in accordance with the standards of the Public Company Accounting Oversight
Board (United States), the statement of consolidated Ñnancial position as of December 31, 2004, and the
related  statements  of  consolidated  operations,  shareholders'  equity  and  cash  Öows  for  the  year  ended
December 31, 2004 and Ñnancial statement schedules as of and for the year ended December 31, 2004 of the
Company  and  our  report  dated  February  22,  2005  expressed  an  unqualiÑed  opinion  on  those  Ñnancial
statements and Ñnancial statement schedules.

/s/ Deloitte & Touche LLP

Cleveland, Ohio
February 22, 2005

100

Item 10. Directors and Executive OÇcers of the Registrant.

PART III

The  information  regarding  Directors  required  to  be  furnished  by  this  Item  will  be  set  forth  in  our
deÑnitive Proxy Statement to Security Holders and is incorporated herein by reference and made a part hereof
from the Proxy Statement. The information regarding executive oÇcers required by this Item is set forth in
Part I hereof under the heading ""Executive OÇcers of the Registrant,'' which information is incorporated
herein by reference and made a part hereof.

Item 11. Executive Compensation.

The information required to be furnished by this Item will be set forth in our deÑnitive Proxy Statement
to Security Holders and is incorporated herein by reference and made a part hereof from the Proxy Statement.

Item 12. Security Ownership of Certain BeneÑcial Owners and Management and Related Stockholder

Matters.

(a) Part of the information required to be furnished by this Item will be set forth in our deÑnitive Proxy
Statement to Security Holders and is incorporated herein by reference and made a part hereof from the Proxy
Statement.

(b) The table below sets forth certain information regarding the following equity compensation plans of
ours as of December 31, 2004: the 1992 Equity Incentive Plan (""1992 Incentive Plan''), the Management
Performance Incentive Plan (""MPI Plan''), the Mine Performance Bonus Plan (""Mine Plan''), the Voluntary
Non-QualiÑed Deferred Compensation Plan (""VNQDC Plan'') and the Nonemployee Directors' Compensa-
tion Plan. All of those plans have been approved by shareholders, except for the MPI Plan, the Mine Plan, and
the VNQDC Plan.

Plan category

Equity Compensation Plans

Approved By Security Holders
Equity Compensation Plans Not
Approved By Security Holders

Number of securities
to be issued upon
exercise of
outstanding options,
warrants and rights
(a)

Weighted-average
exercise price of
outstanding options,
warrants and rights
(b)

Number of securities
remaining available
for future issuance
under equity
compensation plans
(excluding securities
reÖected in column(a))
(c)

835,266(1)

$31.17

672,812(2)

0

N/A

(3)

(1) Includes 617,182 performance share awards, an award initially denominated in shares, but no shares are
actually issued until performance targets are met. The weighted-average exercise price of outstanding
options, warrants and rights, column (b), does not take these awards into account.

(2) Includes 621,188 Common Shares remaining available under the 1992 Incentive Plan, which authorizes
the Compensation and Organization Committee to make awards of Option Rights, Restricted Shares,
Deferred Shares, Performance Shares and Performance Units (including up to 204,216 Restricted Shares
and  Deferred  Shares);  and  51,624  Common  Shares  remaining  available  under  the  Nonemployee
Directors' Compensation Plan, which authorizes the award of Restricted Shares to new Directors and
provides that the Directors must take 40 percent of their retainer in Common Shares and may take up to
100 percent of their retainer and other fees in Common Shares.

(3) The MPI Plan, the Mine Plan, and the VNQDC Plan provide for the issuance of Common Shares, but
do not provide for a speciÑc amount available under the plans. Descriptions of those Plans are set forth
below.

101

MPI Plan

The MPI Plan provides an opportunity for elected oÇcers and other management employees to earn
annual cash bonuses. Bonuses may also be paid in Common Shares. Certain participants in the MPI Plan may
elect to defer all or a portion of such bonus into the VNQDC Plan. Such participants in the MPI Plan may
elect to have his or her deferred cash bonus credited to an account with deferred Common Shares (""Bonus
Exchange Shares'') by completing an election form prior to the date the bonus would otherwise be paid. These
participants may also elect at this time to have dividends credited with respect to the Bonus Exchange Shares,
either credited in additional deferred Common Shares, deferred in cash or paid out in cash in an in-service
compensation distribution. In order to encourage elections to be credited with deferred Common Shares, such
participants  in  the  MPI  Plan,  who  elect  to  have  their  cash  bonuses  credited  to  an  account  with  Bonus
Exchange Shares, will be credited with restricted deferred Common Shares in the amount of 25 percent of the
Bonus Exchange Shares (""Bonus Match Shares''). These participants must comply with the employment and
non-distribution requirements for the Bonus Exchange Shares during a Ñve-year period for the Bonus Match
Shares to become vested and nonforfeitable.

Mine Plan

The Mine Plan provides an opportunity for senior mine managers to earn cash bonuses. Bonuses earned
under the Mine Plan are determined and paid quarterly to the participants. Certain participants may elect to
defer all or part of their quarterly cash bonuses under the VNQDC Plan. These participants in the Mine Plan
may further elect to have his or her deferred cash bonus credited to an account with deferred Common Shares.
Each year these participants under the Mine Plan must make their Bonus Exchange Shares election (for the
four quarters of that year). Such elections must be made by December 31 of the year prior to the year in
which the quarterly bonuses are earned. As with the participants electing Bonus Exchange Shares under the
MPI Plan, participants under the Mine Plan electing Bonus Exchange Shares will receive or be credited with
restricted Bonus Match Shares in an amount of 25 percent of the Bonus Exchange Shares with the same Ñve-
year vesting period.

VNQDC Plan

The VNQDC Plan was originally adopted by the Board of Directors to provide certain key management
and highly compensated employees of ours or our selected aÇliates with the opportunity to defer receipt of a
portion of their regular compensation in order to defer taxation of these amounts. The VNQDC Plan also
permits deferral of bonus awards under the MPI Plan, the Mine Plan, and Performance Share Plan (awarded
under the 1992 Incentive Plan). In addition, the VNQDC Plan contains the Management Share Acquisition
Program (""MSAP''), whose purpose is to provide designated management employees with the opportunity to
acquire  deferred  interests  in  Common  Shares  through  deferral  of  their  bonuses.  The  VNQDC  Plan  also
contains the OÇcer Share Acquisition Program (""OSAP''), which permits elected oÇcers to acquire deferred
interests in Common Shares with compensation previously deferred in cash under the VNQDC Plan. When
participants in the MPI Plan, the Mine Plan or the MSAP or OSAP elect to have accounts credited with
deferred Common Shares under the VNQDC Plan, a match by us equal to 25 percent of the value of the
deferred Common Shares will be credited by us to the accounts of participants.

Item 13. Certain Relationships and Related Transactions.

The information, if any, required to be furnished by this Item will be set forth in our deÑnitive Proxy
Statement to Security Holders and is incorporated herein by reference and made a part hereof from the Proxy
Statement.

Item 14. Principal Accountant Fees and Services.

The information, if any, required to be furnished by this Item will be set forth in our deÑnitive Proxy
Statement to Security Holders and is incorporated herein by reference and made a part hereof from the Proxy
Statement.

102

PART IV

Item 15. Exhibits, Financial Statement Schedules and Reports on Form 8-K.

(a)(1) and (2) Ì List of Financial Statements and Financial Statement Schedules.

The following consolidated Ñnancial statements of Cleveland-CliÅs Inc are included at Item 8 above:

Statement of Consolidated Financial Position Ì December 31, 2004 and 2003

Statement of Consolidated Operations Ì Years ended December 31, 2004, 2003 and 2002

Statement of Consolidated Cash Flows Ì Years ended December 31, 2004, 2003 and 2002

Statement of Consolidated Shareholders' Equity Ì Years ended December 31, 2004, 2003 and 2002

Notes to Consolidated Financial Statements

The following consolidated Ñnancial statement schedule of Cleveland-CliÅs Inc is included herein in

Item 15(d) and attached as Exhibit 99(a).

Schedule II Ì Valuation and Qualifying Accounts

All other schedules for which provision is made in the applicable accounting regulation of the Securities
and Exchange Commission are not required under the related instructions or are inapplicable, and therefore
have been omitted.

(3) List of Exhibits Ì Refer to Exhibit Index on pages 106-112 which is incorporated herein by

reference.

(c) Exhibits listed in Item 15(a)(3) above are incorporated herein by reference.

(d) The schedule listed above in Item 15(a)(1) and (2) is attached as Exhibit 99(a) and incorporated

herein by reference.

103

Pursuant to the requirements of Section 13 of the Securities Exchange Act of 1934, the Registrant has

duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

CLEVELAND-CLIFFS INC

By: /s/ DONALD J. GALLAGHER

Name: Donald J. Gallagher
Title:

Senior Vice President, Chief Financial
OÇcer and Treasurer

Date: February 22, 2005

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below

by the following persons on behalf of the Registrant and in the capacities and on the dates indicated.

Signatures

Title

Date

/s/

J. S. BRINZO
J. S. Brinzo

/s/ D. J. GALLAGHER

D. J. Gallagher

Chairman, President and Chief
Executive OÇcer and Director
(Principal Executive OÇcer)

Senior Vice President, Chief
Financial OÇcer and Treasurer
(Principal Financial OÇcer)

February 22, 2005

February 22, 2005

/s/ R. J. LEROUX

R. J. Leroux

Vice President and Controller
(Principal Accounting OÇcer)

February 22, 2005

*
R. C. Cambre

*
R. Cucuz

*
D. H. Gunning

 *
J. D. Ireland, III

*
F. R. McAllister

*
J. C. Morley

*
S. B. Oresman

Director

February 22, 2005

Director

February 22, 2005

Vice Chairman and Director

February 22, 2005

Director

February 22, 2005

Director

February 22, 2005

Director

February 22, 2005

Director

February 22, 2005

104

Signatures

*
R. Phillips

*
R. K. Riederer

*
A. Schwartz

Title

Director

Date

February 22, 2005

Director

February 22, 2005

Director

February 22, 2005

* The undersigned, by signing his name hereto, does sign and execute this Annual Report on Form 10-K
pursuant to a Power of Attorney executed on behalf of the above-indicated oÇcers and directors of the
Registrant and Ñled herewith as Exhibit 24 on behalf of the Registrant.

By: /s/ DONALD J. GALLAGHER

(Donald J. Gallagher, as Attorney-in-Fact)

105

EXHIBIT INDEX

Exhibit
Number

3(a)

Articles of Incorporation and By-Laws of Cleveland-CliÅs Inc
Amended Articles of Incorporation of Cleveland-CliÅs Inc as Ñled with
Secretary of State of the State of Ohio on January 20, 2004 (Ñled as
Exhibit 3(a) to Form 10-K of Cleveland-CliÅs Inc on February 13, 2004
and incorporated by reference)

Pagination by
Sequential
Numbering System

Not Applicable

3(b) Amendment to Amended Articles of Incorporation as Ñled with the

Not Applicable

3(c)

4(a)

4(b)

4(c)

Secretary of State of the State of Ohio on November 30, 2004 (Ñled as
Exhibit 3(a) to Form 8-K on December 3, 2004 and incorporated by
reference)
Regulations of Cleveland-CliÅs Inc (Ñled as Exhibit 3(b) to Form 10-K
of Cleveland-CliÅs Inc on February 2, 2001 and incorporated by
reference)
Instruments deÑning rights of security holders, including indentures
Form of Common Stock (Ñled as Exhibit 4(a) to Form 8-K/A of
Cleveland-CliÅs Inc on December 6, 2004 and incorporated by reference)
Form of Series A-2 Preferred Stock CertiÑcate (Ñled as Exhibit 4(b) to
Form 10-K of Cleveland-CliÅs Inc on February 13, 2004 and incorporated
by reference)
Rights Agreement, dated September 19, 1997, by and between
Cleveland-CliÅs Inc and EquiServe Trust Company, N.A. (successor-in-
interest to First Chicago Trust Company of New York), as Rights Agent
(Ñled as Exhibit 4(b) to Form 10-K of Cleveland-CliÅs Inc Ñled on
February 5, 2002 and incorporated by reference)

Not Applicable

Not Applicable

Not Applicable

Not Applicable

4(d) Amendment No. 1, eÅective as of November 15, 2001, to Rights

Not Applicable

Agreement by and between Cleveland-CliÅs Inc and EquiServe
Trust Company, N.A. (successor-in-interest to First Chicago
Trust Company of New York), as Rights Agent (Ñled as Exhibit 4.1 to
Amendment No. 1 to Form 8-A of Cleveland-CliÅs Inc Ñled on
December 14, 2001 and incorporated by reference)
Registration Rights Agreement, dated as of January 21, 2004, by and
between Cleveland-CliÅs Inc and Morgan Stanley & Co. Incorporated
(Ñled as Exhibit 4(e) to Form 10-K of Cleveland-CliÅs Inc on
February 13, 2004 and incorporated by reference)
Credit Agreement, dated as of April 30, 2004 by and between
Cleveland-CliÅs Inc and Fifth Third Bank (Ñled as Exhibit 4(a) to
Form 10-Q of Cleveland-CliÅs Inc on July 29, 2004 and incorporated by
reference)
First Amendment to Credit Agreement, eÅective as of July 30, 2004,
between Cleveland-CliÅs Inc and Fifth Third Bank (Ñled as Exhibit 4(a)
to Form 10-Q of Cleveland-CliÅs Inc on October 28, 2004 and
incorporated by reference)
Second Amendment to Credit Agreement, entered into as of September 1,
2004, between Cleveland-CliÅs Inc and Fifth Third Bank (Ñled as
Exhibit 4(b) to Form 10-Q of Cleveland-CliÅs Inc on October 28, 2004
and incorporated by reference)
Guaranty Agreement, dated as of April 30, 2004, among certain
subsidiaries of Cleveland-CliÅs Inc and Fifth Third Bank (Ñled as
Exhibit 4(b) to Form 10-Q of Cleveland-CliÅs Inc on July 29, 2004 and
incorporated by reference)

4(e)

4(f)

4(g)

4(h)

4(i)

106

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Exhibit
Number

10(a)

10(b)

10(c)

10(d)

10(e)

10(f)

10(g)

10(h)

10(i)

10(j)

10(k)

10(l)

Material Contracts
* Cleveland-CliÅs Inc Supplemental Retirement BeneÑt Plan (as
Amended and Restated, eÅective January 1, 2001) (Ñled as Exhibit 10(c)
to Form 10-Q of Cleveland-CliÅs Inc Ñled on July 27, 2001 and
incorporated by reference)
* Amendment No. 1 to the Cleveland-CliÅs Inc Supplemental Retirement
BeneÑt Plan (as Amended and Restated EÅective January 1, 2001), dated
as of November 13, 2001 (Ñled as Exhibit 10(b) to Form 10-K of
Cleveland-CliÅs Inc on February 5, 2002 and incorporated by reference)
* Severance Agreements, dated as of January 1, 2000, by and between
Cleveland-CliÅs Inc and certain executive oÇcers (Ñled as Exhibit 10(b)
to Form 10-K of Cleveland-CliÅs Inc on March 16, 2000 and incorporated
by reference)
* Severance Agreement, dated as of April 16, 2001 by and between
Cleveland-CliÅs Inc and David H. Gunning (Ñled as Exhibit 10(b) to
Form 10-Q of Cleveland-CliÅs Inc on July 27, 2001, and incorporated by
reference)
* Severance Agreement, by and between Cleveland-CliÅs and Donald J.
Gallagher, dated as of March 9, 2004 (Ñled as Exhibit 10(b) to
Form  10-Q of Cleveland-CliÅs Inc on July 29, 2004 and incorporated by
reference)
* Employment and Separation Agreement entered into April 8, 2003 by
and between Cleveland-CliÅs Inc and Thomas J. O'Neil (Ñled as
Exhibit 10(a) to Form 10-Q of Cleveland-CliÅs Inc on July 31, 2003 and
incorporated by reference)
* Separation Agreement and Release of Claims eÅective as of August 13,
2003 by and between Cleveland-CliÅs Inc and Cynthia B. Bezik (Ñled as
Exhibit 10(a) to Form 10-Q of Cleveland-CliÅs Inc on October 30, 2003
and incorporated by reference)
* Cleveland-CliÅs Inc and Subsidiaries Management Performance
Incentive Plan, eÅective as of January 1, 2004 (Summary Description)
(Ñled as Exhibit 10(c) to Form 10-Q of Cleveland-CliÅs Inc on July 29,
2004 and incorporated by reference)
Form of indemniÑcation agreement with Directors (Ñled as Exhibit 10(f)
to Form 10-K of Cleveland-CliÅs Inc on February 2, 2001 and
incorporated by reference)
Director and OÇcer IndemniÑcation Agreement, dated as of July 10, 2001
by and between Cleveland-CliÅs Inc and David H. Gunning (Ñled as
Exhibit 10(a) to Form 10-Q on October 25, 2001 and incorporated by
reference)
* Cleveland-CliÅs Inc 1992 Incentive Equity Plan (as Amended and
Restated as of May 13, 1997), eÅective as of May 13, 1997 (Ñled as
Exhibit 10(i) to Form 10-K of Cleveland-CliÅs Inc on February 5, 2002
and incorporated by reference)
* Amendment to the Cleveland-CliÅs Inc 1992 Incentive Equity Plan (As
Amended and Restated as of May 13, 1997), eÅective May 11, 1999
(Ñled as Appendix A to Proxy Statement of Cleveland-CliÅs Inc on
March 22, 1999 and incorporated by reference)

Pagination by
Sequential
Numbering System

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

* ReÖects management contract or other compensatory arrangement required to be Ñled as an Exhibit

pursuant to Item 15(c) of this Report.

107

Exhibit
Number

10(m)

10(n)

10(o)

10(p)

10(q)

10(r)

10(s)

10(t)

10(u)

10(v)

* Amended and Restated Cleveland-CliÅs Inc Retirement Plan for Non-
Employee Directors eÅective as of July 1, 1995 (Ñled as Exhibit 10(l) to
Form 10-K of Cleveland-CliÅs Inc on February 2, 2001 and incorporated
by reference)
* Amendment to the Amended and Restated Cleveland-CliÅs Inc
Retirement Plan for Non-Employee Directors dated as of January 1, 2001
(Ñled as Exhibit 10(d) to Form 10-Q of Cleveland-CliÅs Inc on July 27,
2001 and incorporated by reference)
* Second Amendment to the Amended and Restated Cleveland-CliÅs Inc
Retirement Plan for Non-Employee Directors eÅective as of January 14,
2003 (Ñled as Exhibit 10(a) to Form 10-Q of Cleveland-CliÅs Inc on
April 24, 2003 and incorporated by reference)
* Trust Agreement No. 1 (Amended and Restated eÅective June 1,
1997), dated June 12, 1997, by and between Cleveland-CliÅs Inc and
KeyBank National Association, Trustee, with respect to the Cleveland-
CliÅs Inc Supplemental Retirement BeneÑt Plan, Severance Pay Plan for
Key Employees and certain executive agreements (Ñled as Exhibit 10(o)
to Form 10-K of Cleveland-CliÅs Inc on February 5, 2002 and
incorporated by reference)
* Trust Agreement No. 1 Amendments to Exhibits, eÅective as of
January 1, 2000, by and between Cleveland-CliÅs Inc and KeyBank
National Association, as Trustee (Ñled as Exhibit 10(n) to Form 10-K of
Cleveland-CliÅs Inc on March 16, 2000 and incorporated by reference)
* First Amendment to Trust Agreement No. 1, eÅective September 10,
2002, by and between Cleveland-CliÅs Inc and KeyBank National
Association, as Trustee (Ñled as Exhibit 10(p) to Form 10-K of
Cleveland-CliÅs Inc on February 5, 2003 and incorporated by reference)
* Amended and Restated Trust Agreement No. 2, eÅective as of
October 15, 2002, by and between Cleveland-CliÅs Inc and KeyBank
National Association, Trustee, with respect to Executive Agreements and
IndemniÑcation Agreements with the Company's Directors and certain
OÇcers, the Company's Severance Pay Plan for Key Employees, and the
Retention Plan for Salaried Employees (Ñled as Exhibit 10(q) to
Form 10-K of Cleveland-CliÅs Inc on February 5, 2003 and incorporated
by reference)
* Trust Agreement No. 5, dated as of October 28, 1987, by and between
Cleveland-CliÅs Inc and KeyBank National Association, Trustee, with
respect to the Cleveland-CliÅs Inc Voluntary Non-QualiÑed Deferred
Compensation Plan (Ñled as Exhibit 10(v) to Form 10-K of Cleveland-
CliÅs Inc on February 2, 2001 and incorporated by reference)
* First Amendment to Trust Agreement No. 5, dated as of May 12, 1989,
by and between Cleveland-CliÅs Inc and KeyBank National Association,
Trustee (Ñled as Exhibit 10(x) to Form 10-K of Cleveland-CliÅs Inc on
February 2, 2001 and incorporated by reference)
* Second Amendment to Trust Agreement No. 5, dated as of April 9,
1991, by and between Cleveland-CliÅs Inc and KeyBank National
Association, Trustee (Ñled as Exhibit 10(y) to Form 10-K of
Cleveland-CliÅs Inc on February 2, 2001 and incorporated by reference)

Pagination by
Sequential
Numbering System

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

* ReÖects management contract or other compensatory arrangement required to be Ñled as an Exhibit

pursuant to Item 15(c) of this Report.

108

Exhibit
Number

10(y)

10(x)

10(w)

* Third Amendment to Trust Agreement No. 5, dated as of March 9,
1992, by and between Cleveland-CliÅs Inc and KeyBank National
Association, Trustee (Ñled as Exhibit 10(z) to Form 10-K of Cleveland-
CliÅs Inc on February 2, 2001 and incorporated by reference)
* Fourth Amendment to Trust Agreement No. 5, dated November 18,
1994, by and between Cleveland-CliÅs Inc and KeyBank National
Association, Trustee (Ñled as Exhibit 10(w) to Form 10-K of
Cleveland-CliÅs Inc on March 16, 2000 and incorporated by reference)
* Fifth Amendment to Trust Agreement No. 5, dated May 23, 1997, by
and between Cleveland-CliÅs Inc and KeyBank National Association,
Trustee (Ñled as Exhibit 10(cc) to Form 10-K of Cleveland-CliÅs Inc on
February 5, 2002 and incorporated by reference)
* Trust Agreement No. 7, dated as of April 9, 1991, by and between
Cleveland-CliÅs Inc and KeyBank National Association, Trustee, with
respect to the Cleveland-CliÅs Inc Supplemental Retirement BeneÑt Plan
(Ñled as Exhibit 10(ee) to Form  10-K of Cleveland-CliÅs Inc on
February 2, 2001 and incorporated by reference)
* First Amendment to Trust Agreement No. 7, by and between
Cleveland-CliÅs Inc and KeyBank National Association, Trustee, dated as
of March 9, 1992 (Ñled as Exhibit 10(Å) to Form 10-K of Cleveland-
CliÅs Inc on February 2, 2001 and incorporated by reference)
10(bb) * Second Amendment to Trust Agreement No. 7, dated November 18,

10(aa)

10(z)

10(cc)

1994, by and between Cleveland-CliÅs Inc and KeyBank National
Association, Trustee (Ñled as Exhibit 10(bb) to Form 10-K of
Cleveland-CliÅs Inc on March 16, 2000 and incorporated by reference)
* Third Amendment to Trust Agreement No. 7, dated May  23, 1997, by
and between Cleveland-CliÅs Inc and KeyBank National Association,
Trustee (Ñled as Exhibit 10(ii) to Form 10-K of Cleveland-CliÅs Inc on
February 5, 2002 and incorporated by reference)

Pagination by
Sequential
Numbering System

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

10(dd) * Fourth Amendment to Trust Agreement No. 7, dated July 15, 1997, by

Not Applicable

10(ee)

10(Å)

10(gg)

and between Cleveland-CliÅs Inc and KeyBank National Association,
Trustee (Ñled as Exhibit 10(jj) to Form 10-K of Cleveland-CliÅs Inc on
February 5, 2002 and incorporated by reference)
* Amendment to Exhibits to Trust Agreement No. 7, eÅective as of
January 1, 2000, by and between Cleveland-CliÅs Inc and KeyBank
National Association, Trustee (Ñled as Exhibit 10(ee) to Form 10-K of
Cleveland-CliÅs Inc on March 16, 2000 and incorporated by reference)
* Trust Agreement No. 8, dated as of April 9, 1991, by and between
Cleveland-CliÅs Inc and KeyBank National Association, Trustee, with
respect to the Cleveland-CliÅs Inc Retirement Plan for Non-Employee
Directors (Ñled as Exhibit 10(kk) to Form 10-K of Cleveland-CliÅs Inc
on February 2, 2001 and incorporated by reference)
* First Amendment to Trust Agreement No. 8, dated as of March 9,
1992, by and between Cleveland-CliÅs Inc and KeyBank National
Association, Trustee (Ñled as Exhibit 10(ll) to Form 10-K of Cleveland-
CliÅs Inc on February 2, 2001 and incorporated by reference)

Not Applicable

Not Applicable

Not Applicable

* ReÖects management contract or other compensatory arrangement required to be Ñled as an Exhibit

pursuant to Item 15(c) of this Report.

109

Exhibit
Number

Pagination by
Sequential
Numbering System

10(hh) * Second Amendment to Trust Agreement No. 8, dated June 12, 1997, by

Not Applicable

10(ii)

10(jj)

and between Cleveland-CliÅs Inc and KeyBank National Association,
Trustee (Ñled as Exhibit 10(nn) to Form 10-K of Cleveland-CliÅs Inc on
February 5, 2002 and incorporated by reference)
* Trust Agreement No. 9, dated as of November 20, 1996, by and
between Cleveland-CliÅs Inc and KeyBank National Association, Trustee,
with respect to the Cleveland-CliÅs Inc Nonemployee Directors'
Supplemental Compensation Plan (Ñled as Exhibit 10(oo) to Form 10-K
of Cleveland-CliÅs Inc on February 5, 2002 and incorporated by
reference)
* Trust Agreement No. 10, dated as of November 20, 1996, by and
between Cleveland-CliÅs Inc and KeyBank National Association, Trustee,
with respect to the Cleveland-CliÅs Inc Nonemployee Directors'
Compensation Plan (Ñled as Exhibit 10(pp) to Form 10-K of Cleveland-
CliÅs Inc on February 5, 2002 and incorporated by reference)

Not Applicable

Not Applicable

10(kk) * Cleveland-CliÅs Inc Change in Control Severance Pay Plan, eÅective as

Not Applicable

10(ll)

of January 1, 2000 (Ñled as Exhibit 10(jj) to Form 10-K of
Cleveland-CliÅs Inc on March 16, 2000 and incorporated by reference)
* Cleveland-CliÅs Inc Voluntary Non-QualiÑed Deferred Compensation
Plan (Amended and Restated as of January 1, 2000) (Ñled as
Exhibit 10(a) to Form 10-Q of Cleveland-CliÅs Inc on July 27, 2000 and
incorporated by reference)

Not Applicable

10(mm) * Cleveland-CliÅs Inc Long-Term Incentive Program, eÅective as of

Not Applicable

May 8, 2000 (Ñled as Exhibit 10(rr) to Form 10-K of Cleveland-CliÅs
Inc on February 2, 2001 and incorporated by reference)

10(nn) * Cleveland-CliÅs Inc 2000 Retention Unit Plan, eÅective as of May 8,
2000 (Ñled as Exhibit 10(ss) to Form 10-K of Cleveland-CliÅs Inc on
February 2, 2001 and incorporated by reference)
* Form of Long-Term Incentive Program Participant Grant and
Agreement for Performance Period 2002-2004

10(oo)

Not Applicable

Filed Herewith

10(pp) * Form of Long-Term Incentive Program Participant Grant and

Filed Herewith

10(qq)

10(rr)

10(ss)

10(tt)

Agreement for Performance Period 2003-2005
* Form of Long-Term Incentive Program Participant Grant and
Agreement for Performance Period 2004-2006
* Cleveland-CliÅs Inc Nonemployee Directors' Supplemental
Compensation Plan, eÅective as of July 1, 1995 (Ñled as Exhibit 10(tt) to
Form 10-K of Cleveland-CliÅs Inc on February 2, 2001 and incorporated
by reference)
* First Amendment to Cleveland-CliÅs Inc Nonemployee Directors'
Supplemental Compensation Plan, eÅective as of January 1, 1999 (Ñled as
Exhibit 10(mm) to Form 10-K of Cleveland-CliÅs Inc on March 25, 1999
and incorporated by reference)
* Second Amendment to the Cleveland-CliÅs Inc Nonemployee Directors'
Supplemental Compensation Plan, eÅective as of January 14, 2003 (Ñled
as Exhibit 10(b) to Form 10-Q of Cleveland-CliÅs Inc on April 24, 2003
and incorporated by reference)

Filed Herewith

Not Applicable

Not Applicable

Not Applicable

* ReÖects management contract or other compensatory arrangement required to be Ñled as an Exhibit

pursuant to Item 15(c) of this Report.

110

Exhibit
Number

Pagination by
Sequential
Numbering System

10(uu) * Cleveland-CliÅs Inc Nonemployee Directors' Compensation Plan

Not Applicable

10(vv)

(Amended and Restated as of January 1, 2004), (Ñled as Exhibit 10(d) to
Form 10-Q of Cleveland-CliÅs Inc on July 29, 2004 and incorporated by
reference)
** Pellet Sale and Purchase Agreement, dated and eÅective as of
January 31, 2002, by and among The Cleveland-CliÅs Iron Company,
CliÅs Mining Company, Northshore Mining Company and Algoma Steel
Inc. (Ñled as Exhibit 10(a) to Form 10-Q of Cleveland-CliÅs Inc on
April 25, 2002 and incorporated by reference)

Not Applicable

10(ww) ** Pellet Sale and Purchase Agreement, dated and eÅective as of

Not Applicable

April 10, 2002, by and among The Cleveland-CliÅs Iron Company, CliÅs
Mining Company, Northshore Mining Company, Northshore Sales
Company, International Steel Group Inc., ISG Cleveland Inc., and ISG
Indiana Harbor Inc. (Ñled as Exhibit 10(a) to Form 10-Q of Cleveland-
CliÅs Inc on July 25, 2002 and incorporated by reference)
** First Amendment to Pellet Sale and Purchase Agreement, dated and
eÅective December 16, 2004, by and among The Cleveland-CliÅs Iron
Company, CliÅs Mining Company, Northshore Mining Company, CliÅs
Sales Company (formerly known as Northshore Sales Company),
International Steel Group Inc., ISG Cleveland Inc., and ISG Indiana
Harbor (Ñled as Exhibit 10(a) to Form 8-K of Cleveland-CliÅs Inc on
December 29, 2004 and incorporated by reference)
** Pellet Sale and Purchase Agreement, dated and eÅective as of
December 31, 2002, by and among The Cleveland-CliÅs Iron Company,
CliÅs Mining Company, and Ispat Inland Inc. (Ñled as Exhibit 10(vv) to
Form 10-K of Cleveland-CliÅs Inc on February 5, 2003 and incorporated
by reference)
** Amended and Restated Pellet Sale and Purchase Agreement, dated
and eÅective as of May 17, 2004, by and among The Cleveland-CliÅs Iron
Company, CliÅs Mining Company, Northshore Mining Company, CliÅs
Sales Company, International Steel Group Inc., and ISG Weirton Inc.
(Ñled as Exhibit 10(a) of Form 8-K of Cleveland-CliÅs Inc on
September 21, 2004 and incorporated by reference)
Computation of Ratio of Earnings to Combined Fixed Charges and
Preferred Stock Dividend Requirements
Subsidiaries of the Registrant
Consent of Independent Registered Public Accounting Firm
Power of Attorney
CertiÑcation Pursuant to 15 U.S.C. Section 7241, as Adopted Pursuant to
Section 302 of the Sarbanes-Oxley Act of 2002, signed and dated by John
S. Brinzo as of February 22, 2005
CertiÑcation Pursuant to 15 U.S.C. Section 7241, as Adopted Pursuant to
Section 302 of the Sarbanes-Oxley Act of 2002, signed and dated by
Donald J. Gallagher as of February 22, 2005

10(xx)

10(yy)

10(zz)

12

21
23
24
31(a)

31(b)

Not Applicable

Not Applicable

Not Applicable

Filed Herewith

Filed Herewith
Filed Herewith
Filed Herewith
Filed Herewith

Filed Herewith

* ReÖects  management  contract  or  other  compensatory  arrangement  required  to  be  Ñled  as  an  Exhibit

pursuant to Item 15(c) of this Report.

** ConÑdential treatment requested and/or approved as to certain portions, which portions have been omitted

and Ñled separately with the Securities and Exchange Commission.

111

Exhibit
Number

32(a)

32(b)

99(a)

CertiÑcation Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to
Section 906 of the Sarbanes-Oxley Act of 2002, signed and dated by John
S. Brinzo, Chairman, President and Chief Executive OÇcer of Cleveland-
CliÅs Inc, as of February 22, 2005
CertiÑcation Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to
Section 906 of the Sarbanes-Oxley Act of 2002, signed and dated by
Donald J. Gallagher, Senior Vice President, Chief Financial OÇcer and
Treasurer of Cleveland-CliÅs Inc, as of February 22, 2005
Schedule II Ì Valuation and Qualifying Accounts

Pagination by
Sequential
Numbering System

Filed Herewith

Filed Herewith

Filed Herewith

112

Ratio Of Earnings To Combined Fixed Charges
And Preferred Stock Dividend Requirements
(In Millions)

Exhibit 12

2004

2003

Year Ended December 31,
2002

2001

2000

Consolidated pretax income (loss) from

continuing operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $285.6

$(35.2)

$(57.3)

$(28.7)

$29.9

Undistributed earnings of non-consolidated

aÇliates ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Amortization of capitalized interest ÏÏÏÏÏÏÏÏÏÏÏ
Interest expenseÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Interest portion of rental expense ÏÏÏÏÏÏÏÏÏÏÏÏÏ

4.2
2.0
.8
7.5

.1
2.0
4.4
8.6

(1.3)
1.8
6.5
9.4

8.5
6.8

Earnings ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $300.1

$(20.1)

$(40.9)

$(13.4)

Interest expenseÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $
Interest portion of rental expense ÏÏÏÏÏÏÏÏÏÏÏÏÏ
Preferred Stock dividend requirementsÏÏÏÏÏÏÏÏÏ

 .8
7.5
6.5

Fixed Charges and Preferred Stock Dividend

$

4.4
8.6

$

6.5
9.4

$

8.5
6.8

4.9
7.3

$42.1

$ 4.9
7.3

RequirementsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 14.8

$

13.0

$

15.9

$

15.3

$12.2

RATIO OF EARNINGS TO COMBINED
FIXED CHARGES AND PREFERRED
STOCK DIVIDEND REQUIREMENTS ÏÏÏ

20.3x

Ì(1)

Ì(2)

Ì(3)

3.5x

(1) For the year ended December 31, 2003, earnings were inadequate to cover Ñxed charges. We would need

an additional $33.1 million of earnings in order to cover our Ñxed charges.

(2) For the year ended December 31, 2002, earnings were inadequate to cover Ñxed charges. We would need

an additional $56.8 million of earnings in order to cover our Ñxed charges.

(3) For the year ended December 31, 2001, earnings were inadequate to cover Ñxed charges. We would need

an additional $28.7 million of earnings in order to cover our Ñxed charges.

Subsidiaries of Cleveland-CliÅs Inc

Name of Subsidiary

Exhibit 21

Jurisdiction of
Incorporation or
Organization

CALipso Sales Company(3) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Cleveland-CliÅs Ore Corporation(1),(2) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Ohio
CliÅs and Associates Limited(3)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Trinidad
CliÅs Biwabik Ore Corporation(2) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Minnesota
CliÅs Empire, Inc.(1),(6) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
CliÅs Erie L.L.C.(8)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
CliÅs International Management Company LLC ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
CliÅs Marquette, Inc.(1),(2) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
CliÅs Mining CompanyÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
CliÅs Mining Services Company ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
CliÅs Minnesota Mining Company ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
CliÅs Natural Stone, LLC(11) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Minnesota
CliÅs Oil Shale Corp.(2) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Colorado
CliÅs Reduced Iron Corporation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
CliÅs Reduced Iron Management Company(4) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
CliÅs Sales Company ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Ohio
CliÅs Synfuel Corp.(2) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Utah
CliÅs TIOP, Inc.(1),(5)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
Empire Iron Mining Partnership(6) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
Hibbing Taconite Company, a joint venture(7)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Minnesota
IronUnits LLC ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Lake Superior & Ishpeming Railroad Company ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
Lasco Development Corporation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
Marquette Iron Mining Partnership(2)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
Marquette Range Coal Services Company(5),(6) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
Minerais Midway Ltee-Midway Ore Company Ltd.(8) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Quebec, Canada
Northshore Mining CompanyÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Pickands Hibbing Corporation(7) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Minnesota
Republic Wetlands Preserve LLC(2) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
Seignelay Resources, Inc.(8) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Silver Bay Power Company(9) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Syracuse Mining Company(8) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Minnesota
The Cleveland-CliÅs Iron Company ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Ohio
The Cleveland-CliÅs Steamship Company(1) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Tilden Mining Company L.C.(5) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
United Taconite LLC(12) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Wabush Iron Co. Limited(8),(10) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Ohio

(1) The named subsidiary is a wholly-owned subsidiary of The Cleveland-CliÅs Iron Company, which in

turn is a wholly-owned subsidiary of Cleveland-CliÅs Inc.

(2) Marquette Iron Mining Partnership (""Marquette Partnership'') is a Michigan partnership. Cleveland-
CliÅs Ore Corporation and CliÅs Marquette, Inc., wholly-owned subsidiaries of The Cleveland-CliÅs
Iron Company, have a combined 100% interest in the Marquette Partnership. Cleveland-CliÅs Ore
Corporation also owns 100% of CliÅs Biwabik Ore Corporation. The Marquette Partnership owns 100%
of CliÅs Oil Shale Corp., CliÅs Synfuel Corp. and Republic Wetlands Preserve LLC.

(3) CliÅs and Associates Limited is a Trinidad corporation. CliÅs Reduced Iron Corporation has an 82.39%
interest in CliÅs and Associates Limited. CALipso Sales Company is a wholly-owned subsidiary of
CliÅs and Associates Limited.

(4) The named subsidiary is a wholly-owned subsidiary of CliÅs Reduced Iron Corporation, which in turn is

a wholly-owned subsidiary of Cleveland-CliÅs Inc.

(5) Tilden Mining Company L.C. is a Michigan limited liability company. CliÅs TIOP, Inc., a wholly-
owned  subsidiary  of  The  Cleveland-CliÅs  Iron  Company,  has  an  85%  interest  in  Tilden  Mining
Company L.C. Tilden Mining Company L.C. has a 51% interest in Marquette Range Coal Service
Company.

(6) Empire Iron Mining Partnership is a Michigan partnership. The Cleveland-CliÅs Iron Company has a
79% indirect interest in the Empire Iron Mining Partnership. Empire Iron Mining Partnership has a
48.57% interest in Marquette Range Coal Service Company.

(7) CliÅs Mining Company has a 10% and Pickands Hibbing Corporation, a wholly-owned subsidiary of

CliÅs Mining Company, has a 13% interest in Hibbing Taconite Company, a joint venture.

(8) The  named  subsidiary  is  a  wholly-owned  subsidiary  of  CliÅs  Mining  Company,  which  in  turn  is  a

wholly-owned subsidiary of Cleveland-CliÅs Inc.

(9) The named subsidiary is a wholly-owned subsidiary of Northshore Mining Company, which in turn is a

wholly-owned subsidiary of Cleveland-CliÅs Inc.

(10) Wabush Iron Co. Limited is an Ohio corporation. Wabush Iron Co. Limited owns a 26.83% interest in

Wabush Mines.

(11) CliÅs Natural Stone, LLC is a Minnesota limited liability company. CliÅs Erie L.L.C., a wholly-owned

subsidiary of CliÅs Mining Company, has a 56% interest in CliÅs Natural Stone, LLC.

(12) United Taconite LLC is a Delaware limited liability company. CliÅs Minnesota Mining Company, a
wholly-owned subsidiary of Cleveland-CliÅs Inc, has a 70% interest in United Taconite LLC.

Exhibit 23

Consent Of Independent Registered Public Accounting Firm

We consent to the incorporation by reference in Registration Statement No. 333-30391 on Form S-8
pertaining to the 1992 Incentive Equity Plan (as amended and restated as of May 13, 1997) and the related
prospectus;  in  Post-EÅective  Amendment  No.  1  to  Registration  Statement  No.  333-56661  on  Form  S-8
pertaining to the Northshore Mining Company and Silver Bay Power Company Retirement Savings Plan and
the related prospectus; in Registration Statement No. 333-06049 on Form S-8 pertaining to the Cleveland-
CliÅs  Inc  Nonemployee  Directors'  Compensation  Plan;  in  Registration  Statement  No.  333-84479  on
Form S-8 pertaining to the 1992 Incentive Equity Plan (as amended and restated as of May 11, 1999); in
Post-EÅective Amendment No. 1 to Registration Statement No. 333-64008 on Form S-8 pertaining to the
Cleveland-CliÅs Inc Nonemployee Directors' Compensation Plan (as amended and restated as of January 1,
2004);  and  in  Registration  Statement  No.  333-113252  on  Form  S-3  pertaining  to  3.25%  Redeemable
Cumulative Convertible Perpetual Preferred Stock, of our reports dated February 22, 2005, relating to the
Ñnancial statements and Ñnancial statement schedule of Cleveland-CliÅs Inc and management's report of the
eÅectiveness of internal control over Ñnancial reporting, appearing in this Annual Report on Form 10-K of
Cleveland-CliÅs Inc and consolidated subsidiaries for the year ended December 31, 2004.

/s/ Deloitte & Touche LLP

Cleveland, Ohio
February 22, 2005

Exhibit 24

POWER OF ATTORNEY

KNOW ALL MEN BY THESE PRESENTS, that the undersigned Directors and oÇcers of Cleveland-
CliÅs  Inc,  an  Ohio  corporation  (""Company''),  hereby  constitute  and  appoint  John  S.  Brinzo,  Donald  J.
Gallagher and George W. Hawk, Jr. and each of them, their true and lawful attorney or attorneys-in-fact, with
full power of substitution and revocation, for them and in their name, place and stead, to sign on their behalf as
a Director or oÇcer of the Company, or both, as the case may be, an Annual Report pursuant to Section 13 or
15(d) of the Securities Exchange Act of 1934 on Form 10-K for the Ñscal year ended December 31, 2004, and
to sign any and all amendments to such Annual Report, and to Ñle the same, with all exhibits thereto, and
other documents in connection therewith, with the Securities and Exchange Commission, granting unto said
attorney or attorneys-in-fact, and each of them, full power and authority to do and perform each and every act
and thing requisite and necessary to be done in and about the premises, as fully to all intents and purposes as
they might or could do in person, hereby ratifying and conÑrming all that said attorney or attorneys-in-fact or
any of them or their substitute or substitutes, may lawfully do or cause to be done by virtue hereof.

Executed as of the 22nd day of February, 2005.

/s/

J. S. Brinzo

J. S. Brinzo
Chairman, President and Chief
Executive OÇcer and Director
(Principal Executive OÇcer)

/s/ R. C. Cambre

R. C. Cambre, Director

/s/ R. Cucuz

R. Cucuz, Director

/s/ D. H. Gunning

D. H. Gunning
Vice Chairman and Director

J. D. Ireland

/s/
J. D. Ireland, III, Director

/s/ F. R. McAllister

F. R. McAllister, Director

/s/

J. C. Morley

J. C. Morley, Director

/s/ S. B. Oresman

S. B. Oresman, Director

/s/ R. Phillips

R. Phillips, Director

/s/ R. K. Riederer

R. K. Riederer, Director

/s/ A. Schwartz

A. Schwartz, Director

/s/ D. J. Gallagher

D. J. Gallagher
Senior Vice President, Chief Financial
OÇcer and Treasurer
(Principal Financial OÇcer)

/s/ R. J. Leroux

R. J. Leroux
Vice President and Controller
(Principal Accounting OÇcer)

Exhibit 31(a)

CERTIFICATION

I, John S. Brinzo, certify that:

1. I have reviewed this annual report on Form 10-K of Cleveland-CliÅs Inc;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to
state a material fact necessary to make the statements made, in light of the circumstances under which such
statements were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the Ñnancial statements, and other Ñnancial information included in this
report, fairly present in all material respects the Ñnancial condition, results of operations and cash Öows of the
registrant as of, and for, the periods presented in this report;

4. The  registrant's  other  certifying  oÇcer(s)  and  I  are  responsible  for  establishing  and  maintaining
disclosure controls and procedures (as deÑned in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal
control over Ñnancial reporting (as deÑned in Exchange Act Rules 13(a)-15(f) and 15(d)-15(f)) for the
registrant and have:

a) Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls  and
procedures  to  be  designed  under  our  supervision,  to  ensure  that  material  information  relating  to  the
registrant, including its consolidated subsidiaries, is made known to us by others within those entities,
particularly during the period in which this annual report is being prepared;

b) Designed  such  internal  control  over  Ñnancial  reporting,  or  caused  such  internal  control  over
Ñnancial reporting to be designed under our supervision, to provide reasonable assurance regarding the
reliability  of  Ñnancial  reporting  and  the  preparation  of  Ñnancial  statements  for  external  purposes  in
accordance with generally accepted accounting principles;

c) Evaluated the eÅectiveness of the registrant's disclosure controls and procedures and presented in
this report our conclusions about the eÅectiveness of the disclosure controls and procedures, as of the end
of the period covered by this report based on such evaluation; and

d) Disclosed in this report any change in the registrant's internal control over Ñnancial reporting
that occurred during the registrant's most recent Ñscal quarter (the registrant's fourth Ñscal quarter in the
case of an annual report) that has materially aÅected, or is reasonably likely to materially aÅect, the
registrant's internal control over Ñnancial reporting; and

5. The registrant's other certifying oÇcer(s) and I have disclosed, based on our most recent evaluation of
internal control over Ñnancial reporting, to the registrant's auditors and the audit committee of the registrant's
board of directors (or persons performing the equivalent functions):

a) all signiÑcant deÑciencies and material weaknesses in the design or operation of internal control
over Ñnancial reporting which are reasonably likely to adversely aÅect the registrant's ability to record,
process, summarize and report Ñnancial information; and

b) any fraud, whether or not material, that involves management or other employees who have a

signiÑcant role in the registrant's internal control over Ñnancial reporting.

By: /s/

John S. Brinzo

John S. Brinzo
Chairman, President and Chief
Executive OÇcer

Date: February 22, 2005

Exhibit 31(b)

CERTIFICATION

I, Donald J. Gallagher, certify that:

1. I have reviewed this annual report on Form 10-K of Cleveland-CliÅs Inc;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to
state a material fact necessary to make the statements made, in light of the circumstances under which such
statements were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the Ñnancial statements, and other Ñnancial information included in this
report, fairly present in all material respects the Ñnancial condition, results of operations and cash Öows of the
registrant as of, and for, the periods presented in this report;

4. The  registrant's  other  certifying  oÇcer(s)  and  I  are  responsible  for  establishing  and  maintaining
disclosure controls and procedures (as deÑned in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal
control over Ñnancial reporting (as deÑned in Exchange Act Rules 13(a)-15(f) and 15(d)-15(f)) for the
registrant and have:

a) Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls  and
procedures  to  be  designed  under  our  supervision,  to  ensure  that  material  information  relating  to  the
registrant, including its consolidated subsidiaries, is made known to us by others within those entities,
particularly during the period in which this annual report is being prepared;

b) Designed  such  internal  control  over  Ñnancial  reporting,  or  caused  such  internal  control  over
Ñnancial reporting to be designed under our supervision, to provide reasonable assurance regarding the
reliability  of  Ñnancial  reporting  and  the  preparation  of  Ñnancial  statements  for  external  purposes  in
accordance with generally accepted accounting principles;

c) Evaluated the eÅectiveness of the registrant's disclosure controls and procedures and presented in
this report our conclusions about the eÅectiveness of the disclosure controls and procedures, as of the end
of the period covered by this report based on such evaluation; and

d) Disclosed in this report any change in the registrant's internal control over Ñnancial reporting
that occurred during the registrant's most recent Ñscal quarter (the registrant's fourth Ñscal quarter in the
case of an annual report) that has materially aÅected, or is reasonably likely to materially aÅect, the
registrant's internal control over Ñnancial reporting; and

5. The registrant's other certifying oÇcer(s) and I have disclosed, based on our most recent evaluation of
internal control over Ñnancial reporting, to the registrant's auditors and the audit committee of the registrant's
board of directors (or persons performing the equivalent functions):

a) all signiÑcant deÑciencies and material weaknesses in the design or operation of internal control
over Ñnancial reporting which are reasonably likely to adversely aÅect the registrant's ability to record,
process, summarize and report Ñnancial information; and

b) any fraud, whether or not material, that involves management or other employees who have a

signiÑcant role in the registrant's internal control over Ñnancial reporting.

BY: /s/ Donald J. Gallagher
Donald J. Gallagher
Senior Vice President, Chief
Financial OÇcer and Treasurer

Date: February 22, 2005 

Exhibit 32(a)

CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO SECTION 906
OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report of Cleveland-CliÅs Inc (the ""Company'') on Form 10-K for the year
ended December 31, 2004 as Ñled with the Securities and Exchange Commission on the date hereof (the
""Form 10-K''), I, John S. Brinzo, Chairman, President and Chief Executive OÇcer of the Company, certify,
pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002,
that, to such oÇcer's knowledge:

(1) The Form 10-K fully complies with the requirements of Section 13(a) or 15(d) of the Securities
Exchange Act of 1934 (15 U.S.C. 78m or 78o(d)); and

(2) The information contained in the Form 10-K fairly presents, in all material respects, the Ñnancial
condition and results of operations of the Company as of the dates and for the periods expressed in the
Form 10-K.

Date: February 22, 2005

/s/

John S. Brinzo

John S. Brinzo
Chairman, President and Chief
Executive OÇcer

Exhibit 32(b)

CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO SECTION 906
OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report of Cleveland-CliÅs Inc (the ""Company'') on Form 10-K for the year
ended December 31, 2004 as Ñled with the Securities and Exchange Commission on the date hereof (the
""Form 10-K''), I, Donald J. Gallagher, Senior Vice President, Chief Financial OÇcer and Treasurer of the
Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-
Oxley Act of 2002, that, to such oÇcer's knowledge:

(1) The Form 10-K fully complies with the requirements of Section 13(a) or 15(d) of the Securities
Exchange Act of 1934 (15 U.S.C. 78m or 78o(d)); and

(2) The information contained in the Form 10-K fairly presents, in all material respects, the Ñnancial
condition and results of operations of the Company as of the dates and for the periods expressed in the
Form 10-K.

Date: February 22, 2005

By: /s/ Donald J. Gallagher

Donald J. Gallagher
Senior Vice President, Chief
Financial OÇcer and
Treasurer

Cleveland-CliÅs Inc and Consolidated Subsidiaries
Schedule II Ì Valuation and Qualifying Accounts
(Dollars in Millions)

Exhibit 99(a)

ClassiÑcation

Year Ended December 31, 2004:

Additions

Charged
to Cost
and
Expenses

Charged
to Other
Accounts

Balance at
Beginning
of Year

Deductions

Balance at
End of
Year

Deferred Tax Valuation AllowanceÏÏÏÏÏÏÏÏÏÏÏ
Allowance for Doubtful AccountsÏÏÏÏÏÏÏÏÏÏÏÏ

$122.7
4.8

$(113.8)
1.6

$

Year Ended December 31, 2003:

Deferred Tax Valuation AllowanceÏÏÏÏÏÏÏÏÏÏÏ
Allowance for Doubtful AccountsÏÏÏÏÏÏÏÏÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

120.6
1.0
.6

Year Ended December 31, 2002:

Deferred Tax Valuation AllowanceÏÏÏÏÏÏÏÏÏÏÏ
Allowance for Doubtful AccountsÏÏÏÏÏÏÏÏÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

1.2
4.0

(7.7)

9.8
4.8

82.2

38.4

$

1.6

1.0
.6

.2
3.4

$

8.9
4.8

122.7
4.8

120.6
1.0
.6

Additions charged to other accounts in 2002 and 2003 were charged directly to shareholders' equity.

Company Profile

Cleveland-Cliffs Inc, headquartered in Cleveland, Ohio, is the largest producer of iron 

ore pellets in North America and sells the majority of its pellets to integrated steel 

companies in the United States and Canada. The Company operates six iron 

ore mines located in Michigan, Minnesota and Eastern Canada.

Cliffs is in its 158th year of service to the steel industry.

CORE VALUES

SAFE PRODUCTION 

record production with: lack of injuries...good housekeeping and 

orderly work areas...well-maintained equipment...proper training 

and procedures...looking out for and correcting each other...

safe conditions and behavior...Sentinel of Safety qualifi cation

CUSTOMER FOCUS 

listening to the customer...being responsive and on time...meeting 

quality expectations...helping the customer succeed 

CREATING ECONOMIC VALUE 

doing the right things right the fi rst time...elimination of waste and 

ineffi ciency...breakthroughs in productivity and technology

BIAS FOR ACTION 

getting things done...reduced red tape..."barrierless"...call anybody 

you want...management by fact....plan the work, work the plan 

TRUST, RESPECT AND OPEN COMMUNICATION 

open access to information...constructive confl ict...delegation to the 

appropriate level...toleration of failure in pursuit of business success...

encouraging and accepting different views...feeling an obligation to 

explain your actions to those affected...gender and racial diversity 

GROUP AND INDIVIDUAL ACCOUNTABILITY 

behaving in line with our core values...being responsible for our 

actions...providing plans/standards/expectations...holding yourself 

and/or the group to a high standard of performance...walk the talk 

doing what you say you are going to do...no hidden agendas...doing 

the right thing...being truthful...zero tolerance...not walking away 

from a situation...being credible 

INTEGRITY 

TEAMWORK 

actively involve others in decision-making...know when to take a 

leadership role and when to be an active member...recognize the 

value of teamwork and the synergy it creates 

RECOGNIZE AND REWARD ACHIEVEMENT 

celebrating successes...stress training and development...an effective 

appraisal of performance...expressing a simple thank you 

ENVIRONMENTAL STEWARDSHIP 

going beyond compliance...being socially responsible...

anticipating and addressing potential impacts before they occur...

personal accountability...operating to preserve the environment 

for future generations

OFFICERS

Years With 
Company   

35 

  4 

32 

23 

  4 

32 

25 

29 

 17* 

  2 

John S. Brinzo, 63
Chairman, President and Chief Executive Offi cer

David H. Gunning, 62
Vice Chairman

William R. Calfee, 58
Executive Vice President-Commercial

Donald J. Gallagher, 52
Senior Vice President, 
Chief Financial Offi cer and Treasurer

Randy L. Kummer, 48
Senior Vice President-Human Resources

James A. Trethewey, 60
Senior Vice President-Business Development

Dana W. Byrne, 54
Vice President-Public Affairs

Robert J. Leroux, 54
Vice President and Controller

John N. Tuomi, 55
Acting Vice President–Operations

George W. Hawk, Jr., 48
General Counsel and Secretary

*Adjusted for prior years of service

OPERATING UNIT MANAGEMENT

  1 

  1 

27 

  2 

  9 

  1 

Carl G. Consalus, 64
General Manager, Wabush Mines

Fred P. Drew, 53
President, Cliffs International Management Company, LLC

Michael P. Mlinar, 51
General Manager, Hibbing Taconite Mine 
and United Taconite Mine

Donald R. Prahl, 58
General Manager, Northshore Mine

Todd D. Roth, 38
Site Manager, United Taconite Mine

Clifford T. Smith, 45
General Manager, Cliffs Michigan Mines

Cleveland-Cliffs Inc

DIRECTORS

Director
Since 

1997 

1996 

1999 

2001 

1986 

1996 

1995 

1991 

2002 

2002 

1991 

John S. Brinzo (6)
Chairman, President and Chief Executive Offi cer 
of the Company

Ronald C. Cambre (2,4,6)
Former Chairman and Chief Executive Offi cer
Newmont Mining Corporation
International mining company

Ranko Cucuz (2,4,5)
Former Chairman and Chief Executive Offi cer
Hayes Lemmerz International, Inc.
International supplier of wheels to the auto industry

David H. Gunning (6)
Vice Chairman of the Company

James D. Ireland, III (1,3,5,6)
Managing Director
Capital One Partners, Inc.
Private equity investment fi rm

Francis R. McAllister (2,3,6)
Chairman and Chief Executive Offi cer
Stillwater Mining Company
Palladium and platinum producer

John C. Morley (1,4,6)
President/Evergreen Ventures Ltd., LLC. 
a family offi ce, and Retired President and 
Chief Executive Offi cer
Reliance Electric Company
Major industrial manufacturer

Stephen B. Oresman (1,3,6)
President, Saltash Ltd.
Management consultants
Former Chief Executive Offi cer
Technology Solutions Company
Systems integration and business consulting fi rm

Roger Phillips (2,4,5)
Former President and Chief Executive Offi cer
IPSCO Inc.
International steel-producing company

Richard K. Riederer (1,3,5)
Former President and Chief Executive Offi cer
Weirton Steel Corporation
Steel-producing company

Alan Schwartz (2,4)
Professor, Yale Law School and 
Yale School of Management

  COMMITTEES:

(1) Audit 
(2) Board Affairs 
(3) Compensation and Organization 

(4) Finance
(5) Labor
(6) Strategic Advisory

INVESTOR AND CORPORATE INFORMATION

Corporate Offi ce
Cleveland-Cliffs Inc
1100 Superior Avenue
Cleveland, OH 44114-2589
Telephone: 216.694.5700
Fax: 216.694.4880 

Annual Meeting
  Date:  May 10, 2005

Time:  11:30 a.m. Eastern
Place:  Forum Conference Center

1375 East 9th Street
Cleveland, Ohio 

Stock Exchange Information
The  principal  market  for  Cleveland-Cliffs  Inc  common  shares  (ticker 
symbol  CLF)  is  the  New  York  Stock  Exchange.  The  shares  are  also 
listed on the Chicago Stock Exchange. 

Transfer Agent and Registrar
EquiServe Trust Company, N.A.
P.O. Box 43069
Providence, RI 02940-3069
Telephone: 800.446.2617 

Produced by Clear Perspective Group

©2005 Cleveland-Cliffs Inc

Cliffs on the Internet
Cliffs’  website–www.cleveland-cliffs.com–has  current  information  about 
Cliffs, including news releases and fi lings with the Securities and Ex-
change Commission (SEC). Quarterly conference calls are broadcast 
live on the website and archived for 30 days. Visitors to the website can 
register to receive e-mail alerts of Company news releases. 

Additional Information
Cliffs’  Annual  Report  to  the  SEC  (Form  10-K)  and  proxy  statement 
are  available  on  Cliffs’  website.  Copies  of  these  reports  and  other 
Company publications also may be obtained by sending requests to 
Investor Relations, at the corporate offi ce, or telephone 800.214.0739 
or 216.694.5459. E-mail: ir@cleveland-cliffs.com 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 Cleveland-Cliffs Inc

1100 Superior Avenue
 Cleveland, OH 44114-2589
 www.cleveland-cliffs.com

 Cleveland-Cliffs

2004 Annual Report

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