Quarterlytics / Basic Materials / Steel / Cleveland-Cliffs / FY2005 Annual Report

Cleveland-Cliffs
Annual Report 2005

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FY2005 Annual Report · Cleveland-Cliffs
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Cleveland-Cliffs Inc

1100 Superior Avenue

Suite 1500

Cleveland, OH 44114-2518

www.cleveland-cliffs.com

 
 
 
 
CLEVELAND-CLIFFS INC, headquartered in Cleveland, Ohio, is the largest producer of iron ore 

pellets in North America and sells the majority of its pellets to integrated steel companies in the 

United States and Canada. Cleveland-Cliffs Inc operates a total of six iron ore mines located in 

Michigan, Minnesota and Eastern Canada. The Company is majority owner of Portman Limited, 

the third-largest iron ore mining company in Australia, serving the Asian iron ore markets with 

direct-shipping fines and lump ore.

CORE VALUES

SAFE PRODUCTION 

record production with: lack of injuries… good housekeeping and orderly work areas… 
well-maintained  equipment…  proper  training  and  procedures…  looking  out  for  and 
correcting each other… safe conditions and behavior… Sentinel of Safety qualification

CUSTOMER FOCUS 

listening to the customer… being responsive and on time… meeting quality expectations… 
helping the customer succeed 

CREATING ECONOMIC VALUE 

doing  the  right  things  right  the  first  time…  elimination  of  waste  and  inefficiency… 
breakthroughs in productivity and technology

BIAS FOR ACTION 

getting  things  done…  reduced  red  tape…  “barrierless”…  call  anybody  you  want… 
management by fact… plan the work, work the plan 

TRUST, RESPECT AND OPEN COMMUNICATION 

open  access  to  information…  constructive  conflict…  delegation  to  the  appropriate 
level… toleration of failure in pursuit of business success… encouraging and accepting 
different views… feeling an obligation to explain your actions to those affected… gender 
and racial diversity 

GROUP AND INDIVIDUAL ACCOUNTABILITY 

behaving in line with our core values… being responsible for our actions… providing 
plans/standards/expectations… holding yourself and/or the group to a high standard of 
performance… walk the talk 

INTEGRITY 

doing what you say you are going to do… no hidden agendas… doing the right thing… 
being truthful… zero tolerance… not walking away from a situation… being credible 

TEAMWORK 

actively involve others in decision-making… know when to take a leadership role and when 
to be an active member… recognize the value of teamwork and the synergy it creates 

RECOGNIZE AND REWARD ACHIEVEMENT 

celebrating  successes…  stress  training  and  development…  an  effective  appraisal  of 
performance… expressing a simple thank you 

ENVIRONMENTAL STEWARDSHIP 

going  beyond  compliance…  being  socially  responsible…  anticipating  and  addressing 
potential  impacts  before  they  occur…  personal  accountability…  operating  to  preserve 
the environment for future generations

 Director Since 

DIRECTORS

1997 

 John S. Brinzo (5) 

Chairman and Chief Executive Officer of the Company

1996 

 Ronald C. Cambre (2,4,5) 

Former Chairman and Chief Executive Officer 

Newmont Mining Corporation – International mining company

1999 

 Ranko Cucuz (2,4) 

Former Chairman and Chief Executive Officer 

Hayes Lemmerz International, Inc. 

International supplier of wheels to the auto industry

2005 

 Susan M. Cunningham (1,4) 

Senior Vice President of Exploration and Corporate Reserves 

Noble Energy – Energy exploration and production company

2005 

 Barry J. Eldridge (4) 

Former Managing Director and Chief Executive Officer 

Portman Limited – Iron ore mining and production company

2001 

 David H. Gunning (5) 

Vice Chairman of the Company

1986 

 James D. Ireland, III (1,3,5) 

Managing Director – Capital One Partners, Inc. 

Private equity investment firm

1996 

 Francis R. McAllister (2,3,5) 

Chairman and Chief Executive Officer 

Stillwater Mining Company – Palladium and platinum producer

2002 

 Roger Phillips (2,3,4*) 

Former President and Chief Executive Officer 

IPSCO Inc. – International steel-producing company

2002 

 Richard K. Riederer (1,3) 

Former President and Chief Executive Officer 

Weirton Steel Corporation – Steel-producing company

1991 

 Alan Schwartz (1,2*,4) 

Professor, Yale Law School and Yale School of Management

Years With 

Company 

OFFICERS 

36 

 John S. Brinzo, 64 

Chairman and Chief Executive Officer

5 

1 

 David H. Gunning, 63 

Vice Chairman

 Joseph A. Carrabba, 53 

President and Chief Operating Officer

33 

 William R. Calfee, 59 

Executive Vice President-Commercial

24 

 Donald J. Gallagher, 53 

Executive Vice President, Chief Financial Officer and Treasurer 

5 

 Randy L. Kummer, 49 

Senior Vice President-Human Resources

33 

 James A. Trethewey, 61 

Senior Vice President-Business Development

26 

 Dana W. Byrne, 55 

Vice President-Public Affairs

16 

 Steven A. Elmquist, 55 

30 

 Robert J. Leroux, 55 

Vice President and Controller

18 

 John N. Tuomi, 56 

Vice President and Chief Technical Officer

Vice President, Wabush Mines and Energy Management

3 

 George W. Hawk, Jr., 49 

General Counsel and Secretary

OPERATING UNIT MANAGEMENT

29 

 Edward M. Latendresse, 50 

General Manager, Hibbing Taconite Mine

1 

Richard R. Mehan, 52

Managing Director and CEO, Portman Limited

28 

 Michael P. Mlinar, 52 

General Manager, Northshore Mine

10 

 Todd D. Roth, 39 

General Manager, United Taconite Mine

2 

 Clifford T. Smith, 46 

General Manager, Cliffs Michigan Mines

(Age and service at March 15, 2006)

COMMITTEES:  (1) Audit, (2) Board Affairs, (3) Compensation and Organization, (4) Finance, (5)  Strategic Advisory

   *Began serving on committee effective May 10, 2005

INVESTOR AND CORPORATE INFORMATION

CORPORATE OFFICE 

Cleveland-Cliffs Inc 

1100 Superior Avenue – Suite 1500 

Cleveland, OH 44114-2518 

Telephone: 216.694.5700, Fax: 216.694.4880 

STOCK EXCHANGE INFORMATION 

The principal market for Cleveland-Cliffs Inc 

common shares (ticker symbol CLF) is the New 

York Stock Exchange (NYSE). The shares are  

also listed on the Chicago Stock Exchange.

NYSE CERTIFICATION 

On May 10, 2005, in accordance with Section 

303A.12(a) of the New York Stock Exchange 

Listed Company Manual, Chief Executive Officer 

John S. Brinzo submitted his annual certification 

to the New York Stock Exchange following the 

Company’s annual stockholders’ meeting stating 

that he is not aware of any violations by  

Cleveland-Cliffs Inc of the NYSE’s Corporate 

Governance listing standards as of that date.

TRANSFER AGENT AND REGISTRAR 

Computershare 

P.O. Box 43069 

Providence, RI 02940-3069 

Telephone: 800.446.2617 

ANNUAL MEETING 

Date:  May 9, 2006 

Time:  11:30 a.m. Eastern 

Place:   Forum Conference Center 

1375 East 9th Street, Cleveland, Ohio 

CLIFFS ON THE INTERNET 

Cliffs’ website – www.cleveland-cliffs.com – has 

current information about Cliffs, including news 

releases and filings with the Securities and 

Exchange Commission (SEC). Quarterly conference 

calls are broadcast live on the website and 

archived for 30 days. Visitors to the website can 

register to receive news releases and SEC filing 

notifications directly by e-mail. 

ADDITIONAL INFORMATION 

Cliffs’ Annual Report to the SEC (Form 10-K) 

and proxy statement are available on Cliffs’ 

website. Copies of these reports and other 

Company publications also may be obtained by 

sending requests to Investor Relations, at the 

corporate office, or telephone 800.214.0739 or 

216.696.5459. E-mail: ir@cleveland-cliffs.com

Produced by Clear Perspective Group

Design by George Coghill

©2006 Cleveland-Cliffs Inc

CLF Listed NYSE

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
Comparative Highlights

FINANCIAL (In Millions, Except Per-Share Amounts)

2005

2004

Revenues From Iron Ore Sales and Services

$1,739.5

$1,203.1

revenues From Product Sales and Services
(In billions)

Sales Margin

Operating Income

 389.0 

 149.5 

356.5

117.6

Income From Continuing Operations

 273.2 

 320.2 

Income (Loss) From Discontinued Operations

 (.8) 

 3.4 

Net Income Attributable to Common Shares:

   Amount

   Per Diluted Share

 272.0

 318.3 

(a)

9.97 

 11.80 

Cash Dividends Paid Per Common Share

.60 

 .10 

At DECEMbEr 31:

Cash and Cash Equivalents

$   192.8 

 $   216.9 

Marketable Securities (Short-Term)

 9.9 

 182.7 

Debt

Preferred Stock

Shareholders’ Equity

PER COMMON ShARE:

   Book Value(b)

   Market Value

IrON OrE SALES AND PrODUCtION (Millions of Gross tons)

   NOrtH AMErICAN

      CLIFFS’ SALES

      PRODUCTION AT CLIFFS’ MINES:

         Cliffs’ Share

         Partners’ Share

         Total Production

   AUStrALIAN(c)

      SALES

      PRODUCTION

7.7

 0.0

 172.5 

 172.5 

 651.6 

 424.0 

29.97

 22.02 

 88.57 

 51.93 

22.3

22.6

 22.1 

 21.7 

 13.8

 12.7 

 35.9 

 34.4 

 4.9 

 5.2 

n/a

n/a

(a)		Includes	the	effect	of	the	sale	of	International	Steel	Group,	Inc.	stock	and	a	reversal	of	a	deferred	tax	

asset	valuation	allowance	totaling	$213.1	million	

(b)	Assuming	conversion	of	Preferred	Stock
(c)	 ReflectsCliffs’consolidatedsalesandproductionsincethe3/31/05acquisitionofPortman,including

Portman’s50%interestintheCockatooIslandjointventure

$2.0

1.5

1.0

0.5

0.0

$400

300

200

100

0

(100)

$100

80

60

40

20

0

1.74

1.20

0.83

0.59

0.32

2001

2002

2003

2004

2005

Operating Income [Loss]
(In millions)

356.5

117.6

(29.4)

(61.7)

(48.3)

2001

2002

2003

2004

2005

Common Stock Price History*

2001

2002

2003

2004

2005

*Adjustedforstocksplitanddividends



 
 
Chairman’s Letter to Shareholders

I AM  PLEASED  tO  rEPOrt  that  2005  proved 

to be an exceptional year by almost any measure. 

Consider the following results:

•  Operating  income  was  $357  million,  three  times 

higher than in 2004;

• Net income was $278 million:

–  2.5  times  higher  than  in  2004,  excluding  the 
special gains from sale of ISG stock and a deferred 
tax valuation reversal; and 

–  five  to  six  times  higher  than  our  peak  earnings 

during the ‘90s;

• Total revenues reached $1.7 billion; and
•  As  this  letter  goes  to  print,  the  company’s  fully 
diluted  equity  market  value  stands  at  $2.4  billion, 
nearly 10 times higher than it was in 2003.

How  did  this  happen?  This  remarkable  financial 
turnaround occurred as a result of keen foresight by your 
Board  and  management,  solid 
execution  of  mine  ownership 
and  ore  sales  arrangements, 
and a healthy dose of luck!

Fewer  than  five  years  ago—at 
a  time  when  the  domestic 
integrated  steel  industry  was 
locked in a battle for survival—
Cliffs  was  engaged  in  the  initial  steps  of  a  dramatic 
reorganization  that  would  establish  the  company  not 
only as North America’s largest supplier of iron ore, but 
also  an  international  merchant  mining  company  well 
positioned  to  serve  a  revitalized  and  stronger  global 
steel  industry.  During  that  time,  we  took  advantage 
of the highly distressed value of North American iron 
ore interests and added 10.8 million tons to our sales 
capacity for a very modest investment. Today, our six 
mines account for approximately 46 percent of North 
American  capacity;  and  we  now  control  Australia’s 
third-largest  iron  ore  operation,  Portman  Limited, 
providing us with a direct channel to the world’s most 
rapidly growing steel markets.

As  we  were  adding  to  our  capacity,  few  foresaw  the 
impact  that  the  rapidly  developing  steel  industry  in 
China would have on our industry. The combination of 
more sales capacity and a more than doubling of the 
international iron ore price created a major lift in the 
earning power of the company.



To  say  that  2005  was  a  busy  year  for  Cliffs  is  an 
understatement. We acquired 80.4 percent of Portman 
in April for a total cost of approximately $433 million, 
using  a  portion  of  a  new  $350  million  unsecured 
revolving  credit  facility  to  finance  the  transaction. 
Borrowings were subsequently repaid, and we are again 
essentially debt free. The Portman acquisition served to 
further diversify our existing customer base and, with its 
sales to Chinese and Japanese steel mills, established 
Cliffs as an integral presence in these key markets.

Continued strength in North American contract prices, 
the contribution from our Australian segment, and sales 
of  approximately  1.3  million  tons  at  attractive  spot 
prices resulted in a 45 percent increase in consolidated 
revenues to an all-time company high of $1.7 billion. 
Consolidated sales margins improved as a result of the 
higher average iron ore prices, reaching $389 million 
compared  with  2004’s  $150  million.  Sales  margins 
were  tempered  somewhat 
by  higher  cost  of  goods 
sold—primarily 
energy—
increased  operating 
and 
expenses  during  the  year. 
Operating  income  tripled 
to  $357  million  from  last 
year’s record $118 million. 

Net  income  for  2005  was  $278  million,  or  $9.97 
per diluted share, compared with 2004 net income of 
$324 million, or $11.80 per diluted share. This year’s 
financial  performance  benefited  from  higher  North 
American  sales  margins  and  the  contribution  from 
Portman. Last year’s results benefited from two large 
special items, our sale of ISG common stock and a tax 
valuation  allowance  reversal,  which  together  totaled 
approximately  $213  million  after  taxes.  Excluding 
these  two  items,  2005  net  income  grew  by  $167 
million—more than 150 percent. 

In  addition  to  our  recent  financial  accomplishments, 
we are also proud of other recognitions received during 
the year, such as our selection to the Forbes Platinum 
400  list  and  Institutional  Shareholder  Services’  (ISS) 
corporate ethics ranking. As of January 1, 2006, our 
score  on  ISS’  Corporate  Governance  Quotient  was 
better  than  99.8  percent  of  companies  in  the  S&P 
SmallCap 600 Index and greater than 99.8 percent of 
all Material companies reviewed by ISS.

“We are proud of the record results our  

operations have generated during the past 

year, and as We enter 2006, remain committed to 

ensuring attractive shareholder returns.”

expanding our management team

CLIFFS  CONtINUES  tO  INvESt  in  talented 
people  and  programs  designed  to  enhance  the 
organization.  During  the  year,  we  took  several  key 
personnel actions, including the appointment of former 
Rio Tinto veteran Joseph Carrabba as Cliffs’ president 
and chief operating officer. We are delighted to have 
Joe on board, and he will expand on our operational 
results and initiatives in the pages that follow.

In 2005, we were pleased to welcome two eminently 
qualified  individuals  to  the  Cliffs  Board  of  Directors. 
Barry  Eldridge,  Portman’s  former  managing  director 
and chief executive officer, joined us in July. He brings 
to  the  table  comprehensive  knowledge  of  Australian 
natural resources as well as an international viewpoint 
gleaned through nearly 40 years’ experience spanning 
all levels of the international mining business. The most 
recent  addition  to  our  Board  is  Susan  Cunningham, 
Noble Energy’s senior vice president of exploration and 
corporate reserves, a good fit for our company as we 
seek to expand our opportunities globally.

outlook

INDUStry  CONSOLIDAtION  and 
WHILE 
strong  demand  for  steel  have  significantly  improved 
North American iron and steel industry economics, we 
remain  challenged  by  escalating  energy  and  material 
costs.  We  will  need  to  have  continued  strong  steel 
pricing and higher international iron ore prices in order 
to maintain sales margins.

The potential to further enhance shareholder value is 
substantial as many Asian steel producers are seeking 
to  lock  in  long-term  supply  of  raw  materials.  This 
environment bodes particularly well for Cliffs in that its 
concentrating and pelletizing expertise is ideally suited 
to play a potential role in the future development of the 
global iron ore industry.

rate  continues 

to 
China’s  steel-production  growth 
show  signs  of  strength  and  its  subsequent  raw-material 
requirements will need to increase. Correspondingly, global 
iron ore demand and prices are expected to remain firm. 
While international mining companies are increasing iron 
ore production capacity, future supply growth appears to 
correlate well with projected growth in demand.

At  year-end,  Cliffs  had  $203  million  of  cash,  cash 
equivalents, and short-term marketable securities. The 
strength of our balance sheet provides the wherewithal 
to  meet  current  and  future  needs  and  the  ability  to 
pursue complementary alliances, such as the Mesabi 
Nugget project, as well as other opportunities. however, 
we do not subscribe to growth for growth’s sake, and 
will pursue these opportunities only when they make 
sense for the long-term success of the company.

As  always,  our  aim  is  to  sell  all  of  our  production 
capacity; however, we see our North American sales 
volume  declining  this  year  by  a  little  more  than  one 
million  tons  from  2005  due  to  Mittal  Steel’s  recent 
decision  to  close  its  Weirton  steelmaking  operations. 
On the other hand, our Australian sales volume should 
increase about three million tons as we bring on the 
capacity expansion around the end of the first quarter. 
Cliffs’  share  of  consolidated  2006  sales  volume  is 
expected to be about 29 million tons, up approximately 
two million tons from that of 2005.

record 

We  are  proud  of 
the 
results 
our  operations  have 
generated  during  the 
past  year,  and  as  we 
enter  2006, 
remain 
committed  to  ensuring 
attractive  shareholder 
returns. We would like to 
thank our shareholders, 
employees,  and  other 
stakeholders  for  their 
loyal  support  and  look 
forward to reporting our 
progress in 2006.

John S. Brinzo
ChairmanandChiefExecutiveOfficer
March 3, 2006



President’s Letter to Shareholders

D UrING  rECENt  MONtHS,  I  have  had 

the  pleasure  of  visiting  all  of  Cliffs’  operating 
facilities and the opportunity to witness firsthand the 
professionalism of its employees. The level of industry 
expertise being deployed throughout our organization 
and  the  steadfast  commitment  to  Cliffs’  success 
exhibited by all of its constituents are inspiring. 

The financial and operating results achieved in 2005 
are  due  in  large  part  to  the  strength  and  efforts  of 
our  dedicated  employees.  I  am  pleased  to  provide 
an operational review highlighting our successes and 
opportunities for improvement.

Cliffs’  domestic  managed  pellet  capacity  increased 
by  one  million  tons  as  a  result  of  an  expansion  at 
United  Taconite,  our  joint  venture  with  Laiwu  Steel. 
With  the  restart  of  the  second  line  at  United,  Cliffs’ 
share  of  North  American  pellet  production  reached 
a  record  22.1  million  tons  with  sales  approximating 
22.3 million tons. Production of direct-shipping fines 
and lump ore totaled 5.2 million 
metric tons in Australia from the 
March  31,  2005  acquisition 
through  year-end,  with  sales 
from that segment approximating 
4.9  million  metric  tons.  The 
expansion underway at Portman 
will increase annualized capacity to eight million metric 
tons by the end of the first quarter.

The State of Minnesota approved permitting to restart 
additional concentrate and pellet capacity at Northshore 
Mining. however, given the current balance between 
our  North  American  sales  tonnage  and  production, 
we  deferred  our  planned  restart  of  Furnace  No.  5  at 
Northshore.  The  additional  concentrate  capacity, 
however,  will  provide  us  the  ability  to  supply  the 
contemplated Mesabi Nugget commercial facility.

Early  in  2006,  the  Board  approved  $50  million 
in  investments  and  capital  expenditures  for  the 
Mesabi  Nugget  Project,  including  $25  million  to 
expand  Northshore’s  capacity  to  provide  the  iron  ore 
concentrate. Cliffs’ equity interest in the joint venture 



is expected to be approximately 23 percent. This new 
plant  will  use  innovative  technology  to  convert  iron 
concentrates into high-grade iron nuggets for potential 
use as a replacement for steel scrap as a raw material 
for electric arc furnaces, among other applications.

We  made  several  changes 
to  our  operating 
management  teams  in  2005.  In  September,  Steven 
Elmquist  was  appointed  chief  technical  officer.  This 
newly created position is critical as Cliffs seeks to use 
its technical and financial capabilities to grow and to 
serve the expanding Asian steel industry. In our mining 
operations, Mike Mlinar was named general manager 
of Northshore. he was replaced at hibbing Taconite by 
Ed La endresse, and at United Taconite by Todd Roth. 
Jack Tuomi has taken responsibility for Wabush with 
his appointment as vice president - Wabush Mines and 
energy management.

T

Cliffs’  operations  continue  to  be  managed  vigilantly 
to  mitigate  the  impact  from  higher  energy  costs. 
During  2005,  unit  operating 
costs  increased  by  an  average 
of  14  percent 
from  2004. 
Excluding  energy  inflation,  our 
costs  would  have  been  up  by 
approximately  eight  percent. 
programs 
Cost-improvement 
have  been  established  that  emphasize  usage  of 
alternative lower-cost fuel sources where feasible and 
minimizing  consumption  at  all  domestic  operations, 
with  dedicated  teams  in  place  to  coordinate  these 
initiatives.  Energy  prices  have  come  off  their  recent 
highs;  however,  we  will  continue  to  explore  various 
“clean”  coal  fuel  technologies  and  alternate  fuel 
sources such as low-BTU synthetic gas and lower-cost 
Western coals to manage long-term energy costs. Other 
business  improvement  initiatives  focused  on  further 
improving  efficiencies  and  reducing  expenditures 
include strategic sourcing and electronic procurement, 
shared  best  practices,  and  potential  pellet  plant 
projects  designed  to  increase  consistency  within  and 
among our operations, thereby enhancing throughput 
and decreasing unit cost. 

“We continue to advance our goal 

of better serving the evolving 

global steel industry.”

The  measure  of  overall  operational  success  is  linked 
not only to quality, cost and productivity, but also to 
demonstrated  excellence  in  the  area  of  safety.  Over 
the  past  several  decades,  significant  industry-wide 
progress  has  been  made  in  the  way  mine  operators 
view safety and the efforts to provide the safest working 
environment possible. Mines are unquestionably safer 
than they once were, even when compared with other 
heavy  industries.  According  to  the  Mine  Safety  and 
health Administration (MShA), the industry frequency 
rate for total reportable accidents for U.S. mines, mills, 
and  shops  (excluding  coal)  was  3.96  per  200,000 
employee hours worked in 2005.

While in comparison Cliffs’ incident rate of 2.56 was 
significantly better than the overall industry, it falls short 
of our goal and reflects a tragic accident that occurred 
at one of the Michigan mining operations in which an 
employee was fatally injured. We have redoubled our 
safety  and  health  efforts  through  our  “Road  to  Zero” 
Safe  Production  campaign,  which  focuses  on  risk 
assessment  and  re-education  with  participation  and 
accountabilities spanning the organization.

On a brighter note, we 
continue  to  advance 
our  goal  of  better 
serving  the  evolving 
global  steel  industry. 
While  we  still  have 
much to accomplish in 
our quest to become a 
larger, more profitable 
international merchant 
mining  organization, 
I  am  encouraged  by 
our  progress  thus  far, 
and  by  the  exciting 
prospects ahead. 

Joseph A. Carrabba
PresidentandChiefOperatingOfficer
March 3, 2006



Safety Performance 2005

C LIFFS PUtS FOrtH its best efforts to maintain 

a  safe  and  healthful  work  environment,  striving 
continuously to eliminate potential hazards by providing 
the  necessary  training,  resources,  encouragement,  and 
accountability to its employees. It is Cliffs’ objective to 
achieve zero injuries and incidents across the company.

According to the Mine Safety and health Administration 
(MShA), the industry frequency rate for total reportable 
incidents  (TRIs)  for  all  U.S.  mines,  mills,  and  shops 
(excluding coal) was 3.96 per 200,000 employee hours 
worked in 2005. Cliffs achieved an overall rate of 2.56 
in 2005—35 percent better than the industry rate as 
a  whole—representing  the  second  best  performance 
in company history. Cliffs’ frequency rate for lost-time 
incidents in 2005 was the best in company history at 
1.3 per 200,000 hours worked. 

Cleveland-Cliffs’  wholly  owned  Northshore  Mining 
Company  was  again  the  recipient  of  the  company’s 
President Award for Safety, receiving the award six of 
the eight years it has been offered. Northshore achieved 
the  award  with  a  TRI  rate  of  1.34.  Northshore’s 
persistent  pursuit  of  best  practices  is  a  testament  to 
Cliffs’ stated goal of eliminating operational hazards.

Corporate-wide, Cliffs has made great strides in reducing 
its  TRI  rate;  in  1998,  the  year  its  safe-production 
goals  were  established,  the  TRI  was  6.25.  however, 
we did not meet our TRI target of 2.0 for 2005, and 
unfortunately experienced a fatality during the year in 
the production facility of one of our Michigan mining 
operations.  The  company  has  intensified  its  safety 
efforts through the enterprise-wide “Road to Zero” Safe 
Production Program. In addition, Cliffs’ assigns senior 
managers,  directly  reporting  to  each  site’s  respective 
general manager, to safety leadership roles at all Cliffs’ 
mines. Our Safety Leadership team helps to ensure that 
a high level of awareness is maintained and necessary 
actions  are  implemented.  Workshops  being  made 
available  to  all  mines  include  Inspection  Procedures, 
Incident Analysis, and Communication. 

Working together with a shared commitment to mine 
safety  and  the  continuing  development  of  effective 
accident-prevention  programs,  Cliffs  can  fulfill  its 
objective to be injury- and accident-free.



1  Per 200,000 hours worked
2  Industry comparison is total mines, mills and shops (excluding coal) as published by MSHA

Environmental Stewardship and Sustainable Development

A t  CLEvELAND-CLIFFS  INC,  environmental 

stewardship is a core value. This requires personal 
accountability from each and every employee to preserve 
the  environment  for  future  generations,  by  reaching 
beyond  compliance  to  anticipating  and  addressing 
potential  impacts  before  they  occur.  Minerals  provide 
essential resources for modern living and it is contingent 
upon  corporations  engaged  in  their  extraction  to 
effectively integrate these environmental responsibilities 
with economic and social considerations as well.

As the premier supplier of iron ore to the North American 
steel industry, Cliffs has directly contributed to societal 
well-being  by  the  provision  of  myriad  products  used 
in everyday life and, in the process, provided income 
for  its  employees  and  suppliers  in  the  communities 
where  it  operates.  In  addition  to  these  broadbased 
contributions, Cliffs’ operations are engaged with their 
local  communities  in  a  number  of  ways  that  provide 
direct  benefits  today  and  contribute  to  sustainability 
for the future.  

Cliffs’  Minnesota  operations  not  only  supplement 
local  tax  revenues,  but  also  collectively  contribute  a 
percentage  of  revenues  to  support  and  encourage 
new  projects  and  diverse  employment  opportunities, 
as  well  as  providing  educational  and  recreational 
resources. For example, the Northshore mine, because 
of  its  location  near  Lake  Superior  on  a  well-traveled 
tourist route, has constructed educational overlooks for 
the public and provided financial support of the Wolf 
Ridge Environmental Center.

In  Michigan,  where  Cliffs  has  operated  mines  for 
generations,  lands  no  longer  needed  for  ongoing  or 
future  mining  and  support  activities  are  being  made 
available for alternate uses and development. Examples 
include the conversions of the former Cliffs Shaft Mine 
into  a  historic  park  and  a  2,300-acre  tailings  basin 
into a wetlands preserve. 

The Wabush Scully mine is located in Labrador, a land 
with many lakes and streams. Where these have been 
affected  by  mining  activities,  a  program  of  habitat 
enhancement and compensation is being implemented 
that is consistent with government guidelines.

Cliffs  is  committed  to  serve  as  a  socially  responsible 
custodian  of  the  land  on  and  around  our  facilities, 
and through these and similar projects, to ensure that 
current and future generations continue to benefit from 
its  sustainable  development  of  the  mineral  resources 
so vital to society. 

ENVIRONMENTAL METRICS

Air Emissions Point Sources1

Total Particulate Matter

NOx

SO2

Water Discharges Compliance Rate

Number of Analyses Passed

Number of Analyses Conducted

Percent Compliance

Releases

Volume Spilled (Gallons)

Number of Spills

Waste Disposal (Tons)

Hazardous

Non-Hazardous

Recycled

Reclamation (Acres)2

Total Final Reclamation

Environmental Training and Awareness

Number of Trainee Hours

Number of Employees

Number of Env. Awareness Activities

Agency Inspections

Number of Inspections

Notices of Violation

Number of Notices

1 Tons per million tons of pellets produced
2 Includes Cliffs Erie

2005

2004

118

721

336

13,936

14,151

98

14,629

143

123

13,525

15,324

107

676

376

14,354

14,537

99

10,626

114

133

4,945

31,424

399

305

1,969

4,085

136

49

9

4,258

3,649

145

45

1



Ethics and Corporate Governance

GOOD  COrPOrAtE  GOvErNANCE  is 

more than a process; it is values lived. It is 

reflected in a commitment to integrity, one of our 

organization’s core values.

CLIFFS  PROMOTES  the  highest  level  of  ethical 

conduct from all employees and has established 

corporate governance practices that are designed 

to give its Board of Directors the tools to oversee 

management and enhance long-term shareholder 

value. No familial relationship exists among any 

of  the  Company’s  officers  and  its  11  annually 

elected  Directors.  Cliffs’  nine 

independent 

Directors,  who serve  an average of eight  years, 

are  fellow  shareholders  of  the  Company;  meet 

regularly  at  scheduled  executive  sessions 

without management; and compose the entirety 

of its audit, compensation and organization, and 

nominating  committees.  Our  Directors  actively 

participate  in  the  affairs  of  the  Company, 

with  average  attendance  at  2005  Board  and 

Committee meetings exceeding 98 percent.

AT  CLIFFS,  ethical  standards  are  not  simply  a 

set of rules, but rather the way we live and work 

day to day.

organizational changes

Joseph  A.  Carrabba,  former  president  and  chief 
operating  officer  of  Rio  Tinto’s  Diavik  Diamond 
Mines,  Inc.,  was  named  president  and  chief 
operating officer of the Company.

Susan  M.  Cunningham,  currently  senior  vice 
president of exploration and corporate reserves, Noble 
Energy, was elected director of the Company.

barry  J.  Eldridge, former managing director and 
chief  executive  officer  of  Portman  Limited,  was 
elected director of the Company.

Steven  A.  Elmquist,  formerly  general  manager, 
process engineering and development, was named 
vice president and chief technical officer. 

Donald  J.  Gallagher  was  promoted  to  executive 
vice president of the Company, retaining his current 
roles as chief financial officer and treasurer.

t

Edward  M.  La endresse,  former  senior  area 
manager-plants, hibbing Taconite, was promoted 
to general manager, hibbing Taconite.

Michael  P.  Mlinar,  formerly  general  manager  at 
hibbing  Taconite  and  United  Taconite  mines, 
was  named  general  manager  of  Cleveland-Cliffs’ 
Northshore mine.

John C. Morley, a director of the Company since 1995, 
did  not  stand  for  re-election.  Served  on  Cleveland-
Cliffs Board Committees: Audit and Finance.

Stephen  b.  Oresman,  a  director  of  the  Company 
since 1991, did not stand for re-election. Served 
on Cleveland-Cliffs Board Committees: Audit, 
Compensation and Organization. 

todd  D.  roth,  former  site  manager,  United 
Taconite,  was  promoted  to  general  manager  of 
United Taconite.

John  N.  tuomi,  formerly  acting  vice  president-
operations, was named vice president of Wabush 
Mines and energy management.



UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 10-K

CONFORMED

ANNUAL REPORT
PURSUANT TO SECTIONS 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

¥

n

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2005

OR

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from

to

Commission File Number: 1-8944

Cleveland-Cliffs Inc

(Exact name of registrant as specified in its charter)

Ohio
(State or other jurisdiction of
incorporation)

1100 Superior Avenue,
Cleveland, Ohio
(Address of principal executive offices)

34-1464672
(I.R.S. Employer
Identification No.)

44114-2589
(Zip Code)

Registrant's telephone number, including area code: (216) 694-5700

Securities Registered Pursuant to Section 12(b) of the Act:

Title of Each Class

Name of Each Exchange on Which Registered

Common Shares, par value $.50 per share
Rights to Purchase Common Shares

New York Stock Exchange and Chicago Stock Exchange
New York Stock Exchange and Chicago Stock Exchange

Securities Registered Pursuant to Section 12(g) of the Act:
NONE

No ¥
Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes n
Indicate  by  check  mark  if  the  registrant  is  not  required  to  file  reports  pursuant  to  Section  13  or  Section  15(d)  of  the

Act. Yes n

No ¥

Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities
Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and
(2) has been subject to such filing requirements for the past 90 days. Yes ¥

No n

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of the Regulation S-K is not contained herein, and will not be
contained, to the best of registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this
Form 10-K or any amendment to this Form 10-K. ¥

Indicate by check mark whether the registrant is an accelerated filer (as defined in Exchange Act Rule 12b-2). Yes ¥
Indicate by check mark whether the registrant is a large accelerated filer, or a non-accelerated filer.

No n

Large accelerated filer ¥

Accelerated filer n

Non-accelerated filer n

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes n
No ¥
As of June 30, 2005, the aggregate market value of the voting and non-voting stock held by non-affiliates of the registrant, based on the
closing price of $57.61 per share as reported on the New York Stock Exchange Ì Composite Index was $1,223,691,317 (excluded from this
figure is the voting stock beneficially owned by the registrant's officers and directors).

The number of shares outstanding of the registrant's Common Shares, par value $.50 per share, was 21,918,001 as of February 16, 2006.

Portions of registrant's Proxy Statement for the Annual Meeting of Shareholders scheduled to be held on May 9, 2006 are incorporated by

reference into Part III.

DOCUMENTS INCORPORATED BY REFERENCE

Item 1. Business.

Introduction

PART I

Founded in 1847, Cleveland-Cliffs Inc (the ""Company,'' ""we,'' ""us,'' ""our,'' and ""Cliffs'') is the largest
producer of iron ore pellets in North America. We sell the majority of our pellets to integrated steel companies
in the United States and Canada. On April 19, 2005, Cleveland-Cliffs Australia Pty Limited, an indirect
wholly owned subsidiary of the Company, completed the acquisition of 80.4 percent of Portman Limited
(""Portman''),  the  third-largest  iron  ore  mining  company  in  Australia.  The  acquisition  was  initiated  on
March 31, 2005 by the purchase of approximately 68.7 percent of the outstanding shares of Portman.

Our headquarters are located at 1100 Superior Avenue, Cleveland, Ohio 44114-2589, and our telephone
number is (216) 694-5700. Our website address is www.cleveland-cliffs.com. Information contained on our
website does not constitute part of this Form 10-K. We make available, free of charge through our website,
our annual report on Form 10-K, quarterly reports on Form 10-Q and current reports on Form 8-K, as well as
amendments to those reports, as soon as reasonably practicable after we file such reports with, or furnish such
reports to, the Securities and Exchange Commission (the ""SEC'').

North America

We manage and operate six North American iron ore mines located in Michigan, Minnesota and Eastern
Canada  that  currently  have  a  rated  capacity  of  37.5  million  tons  of  iron  ore  pellet  production  annually,
representing  approximately  46  percent  of  total  North  American  pellet  production  capacity.  Based  on  our
percentage ownership of the North American mines we operate, our share of the rated pellet production
capacity  is  currently  23.0  million  tons  annually,  representing  approximately  28  percent  of  total  North
American annual pellet capacity.

The following chart summarizes the estimated annual production capacity and percentage of total North
American  pellet  production  capacity  for  each  of  the  North  American  iron  ore  pellet  producers  as  of
December 31, 2005:

North American Iron Ore Pellet
Annual Rated Capacity Tonnage

All Cliffs' Managed Mines ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other U.S. Mines

U.S. Steel's Minnesota Ore Operations

Minnesota Taconite ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Keewatin Taconite ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total U.S. Steel ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Mittal USA Minorca Mine ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Other U.S. MinesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Other Canadian Mines

Iron Ore Company of Canada ÏÏÏÏÏÏÏÏÏÏÏÏÏ
Quebec Cartier Mining Co. ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Other Canadian Mines ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total North American Mines ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

1

Current Estimated Capacity
(Gross tons of raw ore
in thousands)

Percent of Total
North American Capacity

37,500

45.9%

14,600
5,400

20,000
2,900

22,900

12,300
8,900

21,200

81,600

17.9
6.6

24.5
3.6

28.1

15.1
10.9

26.0

100.0%

We sell our share of North American iron ore production to integrated steel producers, generally pursuant to
term supply agreements with various price adjustment provisions.

For the year ended December 31, 2005, we produced a total of 35.9 million tons of iron ore pellets,
including 22.1 million tons for our account and 13.8 million tons on behalf of the steel company owners of the
mines.

Australia

Portman was founded in 1925 and had undergone a number of management and business changes before
establishing itself as a mineral producer in the early 1990's. Following the sale of its Queensland based coking
coal operations in 1999, Portman focused on its Western Australia iron ore deposits at the Koolyanobbing
operations  and  Cockatoo  Island.  Portman's  100  percent  owned  Koolyanobbing  mining  operations  and  its
50 percent interest in the Cockatoo Island Joint Venture represent Portman's only significant operations.
Portman  serves  the  Asian  iron  ore  markets  with  direct-shipping  fines  and  lump  ore.  Portman's  2005
production (excluding its .6 million metric ton (""tonne'') share of the Cockatoo Island joint venture) was
approximately six million tonnes. Portman currently has a $61 million project underway that is expected to
increase its wholly owned production capacity to eight million tonnes per year by the end of the first quarter of
2006. The production is fully committed to steel companies in China and Japan for approximately four years.

The Company's acquisition of Portman represents another significant milestone in our long-term strategy
to seek additional iron ore mine investment opportunities and to continue our transition from primarily a mine
management company and mineral holder to an international merchant mining company.

Business Segments

As a result of the Portman acquisition, we have organized into two operating and reporting segments:
North American and Australian. The North American segment, comprised of our mining operations in the
United States and Canada, represented approximately 86 percent of our consolidated revenues for the nine-
month  period  following  the  Portman  acquisition.  The  Australian  segment,  comprised  of  our  acquired
80.4 percent Portman interest in Western Australia, represents approximately 14 percent of our consolidated
revenues for the same period. There have been no intersegment revenues since the acquisition.

North American Segment

The North American segment is comprised of our six iron ore mining operations in Michigan, Minnesota
and  Eastern  Canada.  We  manufacture  13  grades  of  iron  ore  pellets,  including  standard,  fluxed  and  high
manganese, for use in our customers' blast furnaces as part of the steel-making process. The variation in
grades results from the specific chemical and metallurgical properties of the ores at each mine and whether or
not fluxstone is added in the process. Although the grade or grades of pellets currently delivered to each
customer  are  based  on  that  customer's  preferences,  which  depend  in  part  on  the  characteristics  of  the
customer's blast furnace, in most cases our iron ore pellets can be used interchangeably. Industry demand for
the various grades of iron ore pellets depends on each customer's preferences and changes from time to time.
In the event that a given mine is operating at full capacity, the terms of most of our pellet supply agreements
allow some flexibility to provide our customers iron ore pellets from different mines.

Standard pellets require less processing, are generally the least costly pellets to produce and are called
""standard'' because no ground fluxstone (i.e., limestone, dolomite, etc.) is added to the iron ore concentrate
before turning the concentrates into pellets. In the case of fluxed pellets, fluxstone is added to the concentrate,
which produces pellets that can perform at higher productivity levels in the customer's specific blast furnace
and will minimize the amount of fluxstone the customer may be required to add to the blast furnace. ""High
manganese'' pellets are the pellets produced at our Canadian operation, Wabush Mines (""Wabush''), where
there is more natural manganese in the crude ore than is found at our other operations. The manganese
contained in the iron ore mined at Wabush cannot be entirely removed during the concentrating process.
Wabush produces pellets with two levels of manganese, with the lower manganese content being preferred by
our customers.

2

It is not possible to produce pellets with identical physical and chemical properties from each of our
mining and processing operations. The grade or grades of pellets purchased by and delivered to each customer
are based on that customer's preferences and availability.

Each of our North American mines is located near the Great Lakes or, in the case of Wabush, near the
St. Lawrence Seaway, which is connected to the Great Lakes. Iron ore is transported via railroads to loading
ports for shipment via vessel to Canada, the United States or other international destinations or shipped as
concentrates for sinter feed.

North American Iron Ore Customers

More than 97 percent of our North American revenues are derived from sales of iron ore pellets to the
North American integrated steel industry, consisting of 10 current or potential customers. Generally, we have
multi-year supply agreements with our customers. Sales volume under these agreements is largely dependent
on customer requirements, and in many cases, we are the sole supplier of iron ore pellets to the customer.
Each agreement has a base price that is adjusted annually using one or more adjustment factors. Factors that
can adjust price include measures of general industrial inflation, steel prices and international pellet prices.
One of our supply agreements has a provision that limits the amount of price increase or decrease in any given
year.

During 2005 and 2004, we sold 22.3 million and 22.6 million tons of iron ore pellets, respectively, from
our share of the production from our North American iron ore mines. Sales in 2005 were to eight North
American, one European and one Chinese steel producer.

The  following  five  customers  together  accounted  for  a  total  of  93  percent  and  94  percent  of  North

American ""Product sales and services'' revenues for the years 2005 and 2004, respectively:

Customer

Mittal Steel USA Inc. (""Mittal Steel USA'') ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Algoma Steel Inc. (""Algoma'') ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Severstal North America, Inc. (""Severstal'') ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
WCI Steel Inc. (""WCI'') ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Stelco Inc. (""Stelco'') ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Percent of
Sales
Revenues*

2005

2004

43% 56%
22
12
8
8

14
13
6
5

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

93% 94%

* Excluding freight and venture partners' cost reimbursements.

Our term supply agreements expire between 2006 and 2018. The weighted average duration is eight years.

Our sales are influenced by seasonal factors in the first quarter of the year as shipments and sales are
restricted by weather conditions on the Great Lakes. During the first quarter, we continue to produce our
products, but we cannot ship those products via lake freighter until the Great Lakes are passable, which causes
our first quarter inventory levels to rise. Our practice of shipping product to ports on the lower Great Lakes
and/or to customers' facilities prior to the transfer of title has somewhat mitigated the seasonal effect on first
quarter inventories and sales.

In 2005, 68 percent of our North American product revenues (80 percent in 2004) were derived from
sales to our U.S. customers. See ""Operations and Customers'' in Item 7, ""Management's Discussion and
Analysis of Financial Conditions and Operations'' for further information regarding our customers.

3

Australian Segment

The Portman operations include production facilities at the Koolyanobbing operations and a 50 percent
interest in a joint venture at Cockatoo Island, producing lump ore and direct-shipping fines for our customers
in China and Japan. The Koolyanobbing facility has crushing and screening facilities used in the production
process. Production is fully committed to steel companies in China and Japan for approximately four years.

The Koolyanobbing operations are located 425 kilometers east of Perth and approximately 50 kilometers
northeast of the town of Southern Cross. All of the ore mined at the Koolyanobbing operations is transported
by rail to the Port of Esperance, 578 kilometers to the south for shipment to Asian customers. Cockatoo Island
is  located  off  the  Kimberley  coast  of  Western  Australia,  approximately  3,000  kilometers  north  of  Perth.
Portman sells its ore into the global seaborne trade market.

Australian Iron Ore Customers

A limited spot market exists for seaborne iron ore as most production is sold under long-term contracts
with annual benchmark prices driven from negotiations between the major suppliers and the Chinese and
Japanese steel mills. The three major iron ore producers, Companhia Vale do Rio Doce (""CVRD''), Rio
Tinto  and  BHP  Billiton  (""BHP''),  dominate  the  seaborne  iron  ore  trade  and  together  account  for
approximately three-fourths of the global supply to the seaborne market.

Portman  has  long-term  supply  contracts  with  steel  producers  in  China  and  Japan  that  account  for
approximately  73  percent,  and  27  percent,  respectively,  of  sales.  Sales  volume  under  the  agreements  is
partially dependent on customer requirements. Each agreement is priced based on the benchmark pricing
established for Australian producers. The rapid growth in Chinese demand, particularly in more recent years,
was  underestimated  by  the  major  producers  and  has  led  to  demand  outstripping  supply.  This  market
imbalance has recently led to high spot prices for iron ore and a 71.5 percent increase in 2005 benchmark
prices for Brazilian and Australian producers for iron ore lump and fines.

Since the acquisition, we sold 4.9 million tonnes of iron ore to 15 Chinese and three Japanese customers.
No  customer  comprises  more  than  15  percent  of  Portman  sales  or  10  percent  of  our  consolidated  sales.
Portman's five largest customers account for approximately 50 percent of Portman's sales.

Segment Results

We  primarily  evaluate  performance  based  on  segment  operating  income,  defined  as  revenues  less
expenses  identifiable  to  each  segment.  We  have  classified  certain  administrative  expenses  as  unallocated
corporate expenses.

Additional  information  regarding  our  segment  performance  is  included  in  Item  7,  ""Management's
Discussion  and  Analysis  of  Financial  Condition  and  Results  of  Operations,''  of  this  Annual  Report  on
Form 10-K. In addition, selected financial data for our segments is available in Note 5, ""Segment Reporting,''
included in Item 8, ""Financial Statements and Supplementary Data.''

Strategy

International

Almost all iron ore is used in steelmaking. Iron ore consumption is concentrated in a few areas of the
world with the top five regions/countries accounting for almost 85 percent of world demand for iron ore. While
steel production in many of these areas has been relatively static over recent years, China has experienced
double digit growth in its crude steel production. As a consequence, China has accounted for most of the
growth in world steel production over the past five years.

The rapid growth in steel production in China has not been met by a corresponding increase in domestic
Chinese iron ore production. Chinese iron ore deposits, although substantial, are of a lower grade (approxi-
mately half of the equivalent iron content) than the current iron ore produced in Brazil and Australia. China

4

has moved from a position where demand was largely satisfied by domestic supply in the early 1990's to being
a net importer of iron ore in 2005.

While iron is an abundant element, iron ore production is concentrated within five regions/countries
(China, South America (Brazil), Australia, Commonwealth of Independent States and India) accounting for
83 percent of current annual production. Brazil, Australia and to a lesser extent, India, are the principal
exporters into the global seaborne iron ore market. These countries account for 80 percent of the current
global seaborne iron ore market. The increase in demand has largely been met by expansion of supply from
Brazil and Australia, which together maintain dominance of supply to this market and have the largest global
reserves of high iron content ores.

We advanced our strategic objective of serving high-growth steel markets with the completion of our
acquisition of 80.4 percent of Portman in April 2005. This acquisition gives us a more diversified customer
base and a foothold in the world's fastest growing steel markets with opportunities for additional international
growth. Portman is the third-largest iron ore producer in Australia.

Domestic

The North American integrated steel industry continues to undergo a restructuring process. This process
is producing a stronger, more productive industry principally through consolidation with some rationalization
of less efficient capacity. The North American iron ore industry also has been restructuring to meet the
changing needs of its customers. It has been our strategy to lead this consolidation process and to continue to
improve the competitiveness of our operations.

We have repositioned ourselves from a manager of iron ore mines on behalf of steel company owners to
primarily a merchant of iron ore to steel company customers. For example, in December 2003, together with
Laiwu Steel Group, Ltd. (""Laiwu'') of China, we, through our newly formed joint venture, United Taconite
Mining Company LLC (""United Taconite''), purchased the assets of Eveleth Mines LLC (""Eveleth Mines'')
out of bankruptcy. In 2005, we completed an expansion project at United Taconite to expand annual capacity
by approximately 1.0 million tons. Our plan to restart an idled furnace to increase capacity by .8 million tons at
our  wholly  owned  Northshore  mine  has  been  deferred  until  market  conditions  warrant  increased  pellet
production.

Our challenge in North America is to improve performance at all of our mining operations. We have
initiated programs to achieve enterprise-wide cost savings through initiatives teams focusing on all aspects of
our cost structure. Key areas of focus include maintenance spending, energy usage and procurement. We have
also implemented a new safety program with the objective of becoming an injury-free place of employment.
We are also initiating comprehensive personnel plans that will address current talent needs, meet future hiring
requirements and identify specific succession plans for key management positions.

Our strategic objectives are to:

Seek Additional Investment Opportunities

We intend to continue to pursue investment and management opportunities to broaden our scope as a
supplier of iron ore or other raw materials to the integrated steel industry through the acquisition of additional
mining interests to strengthen our market position. We are particularly focused on expanding our international
investments to capitalize on global demand for steel and iron ore.

Much of the current increase in global demand for steel is due to industrialization in countries such as
China. China is seeking foreign supplies of the raw materials it needs to produce steel to build infrastructure,
factories, hotels and other buildings and to manufacture motor vehicles and appliances. China's increased
demand for those materials, including iron ore pellets, has been a factor in increasing raw material prices
around the globe. Currently, China is the world's largest steel producer, with approximately 30 percent of
global steel production, and China's steel production is expected to continue to grow. Chinese iron ore imports
rose in excess of 30 percent in 2005 and are expected to further increase in 2006. China has overtaken the
United States as the largest consumer of iron ore, steel and copper, and currently accounts for 40 percent of

5

the world's consumption of iron ore. We are attempting to capitalize on China's industrial growth by acquiring
additional well-located iron ore properties and obtaining agreements to supply China with iron ore on terms
favorable to us.

Expand Our Leadership Position in the North American Iron Ore Market

We  have  substantially  restructured  the  ownership  interest  in  our  mines  largely  by  converting  mine
partners into customers with term supply agreements. Under our operating strategy, royalty and management
fee income has largely been replaced by profit margin on pellet sales. It is our goal to continue to expand our
leadership  position  in  the  industry  by  focusing  on  high  product  quality,  technical  excellence,  superior
relationships with our customers and partners and improved operational efficiency through year-over-year cost
savings. By developing creative solutions for our customers during the recent industry restructuring, we have
been  able  to  generate  term  supply  agreements  with  many  of  these  companies,  which  have  benefited  our
market position. Our creative solutions included acquisition of our partners' interests in the mines largely for
the assumption of certain mine liabilities, thereby allowing partners to focus on their core steelmaking business
and become our customers by entering into term supply agreements with us.

Achieve Demonstrated Savings through Productivity Improvements, Enterprise-wide Cost Reductions and
Strategic Sourcing

Rising costs are a threat to profits and limit our strategic flexibility. Our mining costs have increased
57  percent  between  2003  and  2005.  In  particular,  we  have  seen  large  increases  in  energy,  capital  and
employment costs. This recent trend has affected the global mining industry as well. To mitigate the effect of
these surging costs, we have implemented an aggressive cost savings program through a number of ""Initiatives
Teams''.

Strive to Continuously Improve Iron Ore Pellet Quality and Develop Alternative Metallic Products

With the overall goal of achieving cost savings and quality improvements through pioneering process
development at the mines that we manage, we operate a fully-equipped research and development facility
located in Ishpeming, Michigan. Our research and development group is staffed with experienced engineers
and scientists and is organized to support the geological interpretation, process mineralogy, mine engineering,
mineral processing, pyrometallurgy, advanced process control and analytical service disciplines. Our research
and development group is also utilized by iron ore pellet customers for laboratory testing and simulation of
blast furnace conditions.

Currently, almost all North American iron ore pellets are consumed in blast furnaces, which is the first
step in the steelmaking process. The blast furnaces produce iron in molten form, which is further processed in
basic oxygen furnaces where carbon is removed and steel scrap and other alloys are added to produce molten
steel. The molten steel is then cast into steel shapes.

As part of our efforts to develop alternative metallic products, we participated in Phase II of the Mesabi
Nugget Project (""Project'') to test and develop Kobe Steel, Ltd.'s technology for converting iron ore into
nearly pure iron in nugget form. The high-iron-content material could be used as a steel scrap supplement as a
raw  material  for  electric  steel  furnaces  and  blast  furnaces  or  basic  oxygen  furnaces  of  integrated  steel
producers or as feed-stock for the foundry industry. See ""Other Related Items Ì Mesabi Nugget Project'' in
Item 7 for a further discussion of the Project.

Information regarding Operations, Competition, Environment, Energy, Research and Development and
Employees is presented under the captions ""Operations,'' ""Competition,'' ""Environment,'' ""Energy,'' ""Re-
search  and  Development''  and  ""Employees,''  respectively,  all  of  which  are  included  in  Item  2  and  are
incorporated by reference and made a part hereof.

6

Item 1A. Risk Factors

If the rate of steel consumption in China slows, the demand for iron ore could decrease.

The world price of iron ore is strongly influenced by international demand. The current growing level of
international demand for iron ore and steel is largely due to the rapid industrial growth in China. A large
quantity  of  steel  is  currently  being  used  in  China  to  build  roads,  bridges,  railroads  and  factories.  If  the
economic growth rate in China slows, which may be difficult to forecast, less steel may be used in construction
and manufacturing, which could decrease demand for iron ore. This could adversely impact the world iron ore
market, impact the North American and Australian iron ore market, and adversely impact Portman, where
approximately 73 percent of our Australian revenues are generated. It could also adversely impact our United
Taconite joint venture with Laiwu and our Wabush mine. A slowing of the economic growth rate in China
could also result in greater exports of steel out of China, which if imported into North America could decrease
demand  for  domestically  produced  steel,  thereby  decreasing  the  demand  for  iron  ore  produced  in  North
America. China became a modest net exporter of steel products in 2005.

Excess global capacity and the availability of competitive substitute materials may result in intense
competition in the steel industry, which may reduce steel prices and decrease steel production and our
customers' demand for iron ore products.

More than 97 percent of our North American revenues are derived from the North American integrated
steel industry. From time to time, global overcapacity in steel manufacturing has a negative impact on North
American steel sales and reduces the production of steel and consequently the demand for iron ore. China's
domestic crude steel capacity is expected to climb to 360 million tonnes in 2006 from 340 million tonnes in
2005, according to the Chinese Securities Journal. Further, production of steel by North American integrated
steel  manufacturers  may  be  replaced  to  a  certain  extent  by  production  of  substitute  materials  by  other
manufacturers. In the case of certain product applications, North American steel manufacturers compete with
manufacturers of other materials, including plastic, aluminum, graphite composites, ceramics, glass, wood and
concrete. Most of our term supply agreements for the sale of iron ore products are requirements-based or
provide for flexibility of volume above a minimum level. Reduced demand for and consumption of iron ore
products by integrated steel producers have had and may continue to have a significant negative impact on our
sales, margins and profitability.

Increased imports of steel into the United States could adversely impact North American steel sales,
which could adversely affect demand for our products and our sales, margins and profitability.

From  time  to  time,  global  overcapacity  in  steel  manufacturing  and  a  weakening  of  certain  foreign
economies, particularly in Eastern Europe, Asia and Latin America, may negatively impact steel prices in
those foreign economies and result in increased levels of steel imports from those countries into the United
States  at  depressed  prices.  Based  on  the  American  Iron  and  Steel  Institute's  Apparent  Steel  Supply
(excluding semi-finished steel products), imports of steel into the United States constituted 21.6 percent
(estimated), 22.3 percent and 16.5 percent of the domestic steel market supply for 2005, 2004 and 2003,
respectively. Significant imports of steel into the United States could substantially reduce sales, margins and
profitability of North American steel producers, and consequently, reduce demand for iron ore. Decreased
North  American  steel  sales  could  decrease  demand  for  North  American  iron  ore  products  and  have  a
substantial negative impact on our sales, margins and profitability. The purchase by North American steel
producers of semi-finished steel products from foreign suppliers could also decrease demand for our iron ore
products.

The North American and global steel industries continue to undergo a restructuring process that has
resulted in industry consolidation that could result in a reduction of integrated steelmaking capacity over
time, and thereby reduce iron ore consumption.

The  North  American  steel  industry  has  undergone  consolidation,  and  that  consolidation  is  likely  to
continue as evidenced by the acquisition of International Steel Group by Mittal Steel USA ISG Inc. (""Mittal

7

Steel USA''). Consolidation is also occurring globally, as evidenced by Mittal Steel's offer to acquire Arcelor
S.A.  and  Arcelor  S.A.'s  pending  acquisition  of  Dofasco  Inc  (""Dofasco'').  Consolidation  of  the  North
American and global steel industries will result in fewer customers for iron ore. The restructuring process may
reduce  integrated  steelmaking  capacity,  which  would  reduce  demand  for  our  North  American  iron  ore
products and may adversely affect our sales. Further, if the steel producers that have captive iron ore mines
obtain a larger share of North American steel production, they may obtain iron ore from their own mines, if
they have excess capacity, rather than from us. These factors could adversely affect our sales, margins and
profitability.

Our sales and earnings are subject to significant fluctuations as a result of the cyclical nature of the
North American steel industry.

In 2005 and 2004, 21.9 million and 22.2 million tons, respectively, of our iron ore pellet sales were sold to
North American steel manufacturers, while only .4 million tons of our pellets were sold outside of North
America in each year. The North American steel industry has been highly cyclical in nature, influenced by a
combination  of  factors,  including  periods  of  economic  growth  or  recession,  strength  or  weakness  of  the
U.S. dollar, worldwide demand and production capacity, the strength of the U.S. automotive industry, levels of
steel imports and applicable tariffs. The demand for steel products is generally affected by macroeconomic
fluctuations in North America and the global economies in which steel companies sell their products. For
example, future economic downturns, stagnant economies or currency fluctuations in the United States or
globally could decrease the demand for steel products or increase the amount of imports of steel or iron ore
into the United States.

In  addition,  a  disruption  or  downturn  in  the  oil  and  gas,  gas  transmission,  construction,  commercial
equipment, rail transportation, appliance, agricultural, automotive or durable goods industries, all of which are
significant markets for steel products and are highly cyclical, could negatively impact sales of steel by North
American producers. These trends could decrease the demand for North American iron ore products and
significantly adversely affect our sales, margins and profitability.

If steelmakers use methods other than blast furnace production to produce steel, or if their blast
furnaces shut down or otherwise reduce production, the demand for our iron ore products may decrease,
which would adversely affect our sales, margins and profitability.

Demand for our iron ore products is determined by the operating rates for the blast furnaces of steel
companies. However, not all finished steel is produced by blast furnaces; finished steel also may be produced
by other methods that do not require iron ore products. For example, steel ""mini-mills,'' which are steel
recyclers,  generally  produce  steel  by  using  scrap  steel,  not  iron  ore  pellets,  in  their  electric  furnaces.
Production of steel by steel ""mini-mills'' was approximately 55 percent of North American total finished steel
production in 2005. Steel producers also can produce steel using imported iron ore or semi-finished steel
products, which eliminates the need for domestic iron ore. Environmental restrictions on the use of blast
furnaces also may reduce our customers' use of their blast furnaces. Maintenance of blast furnaces can require
substantial capital expenditures. Our customers may choose not to maintain their blast furnaces, and some of
our  customers  may  not  have  the  resources  necessary  to  adequately  maintain  their  blast  furnaces.  If  our
customers use methods to produce steel that do not use iron ore products, demand for our iron ore products
will decrease, which could adversely affect our sales, margins and profitability.

Natural disasters, equipment failures and other unexpected events may lead our steel industry customers
to curtail production or shut down their operations.

Operating levels at our steel industry customers are subject to conditions beyond their control, including
raw material shortages, weather conditions, natural disasters, interruptions in electrical power or other energy
services, equipment failures, and other unexpected events. Any of those events could also affect other suppliers
to the North American steel industry. In either case, those events could cause our steel industry customers to
curtail production or shut down a portion or all of their operations, which could reduce their demand for our
North  American  iron  ore  products.  For  example,  in  2005,  Mittal  Steel  USA  permanently  shut  down  its

8

Weirton blast furnaces. Similarly, in September 2005, Steel Dynamics, Inc. suspended orders for some steel
products that require the use of hydrogen gas due to the effects of hurricane Katrina on its hydrogen gas
supplier. Also, in late 2003, a fire occurred in a mine of a major coal supplier to U.S. Steel, which supplies a
majority of the coke, a processed form of coal, used by our steel industry customers to operate their blast
furnaces. The fire caused U.S. Steel to curtail its production of coke, and to reduce its coke shipments to at
least two of our steel industry customers. As a result, one of our steel industry customers had to curtail its steel
production, and its demand for our iron ore products decreased. Decreased demand for our iron ore products
could adversely affect our sales, margins and profitability.

We operate in a very competitive industry.

The iron mining business is highly competitive, with producers in all iron-producing regions. Some of our
competitors may have greater financial resources than we have and may be better able to withstand changes in
conditions within the steel industry than we are. In the future, we may face increasing competition. As a result,
we may face pressures on sales prices and volumes of our products from competitors and large customers.

Capacity expansions could lead to lower global iron ore prices.

The increased demand for iron ore, particularly from China, has resulted in the major iron ore suppliers
increasing  their  capacity.  In  2006,  CVRD's  board  of  directors  approved  a  capital  expenditure  budget  of
$4.6 billion, the highest in its history, to expand production capacity in iron ore and other materials. BHP
announced expansion projects in Western Australia and Brazil to increase iron ore capacity by a combined
28 million tonnes. An increase in our competitor's capacity could result in excess supply of iron ore, and
subsequently downward pressure on iron ore prices. A decrease in pricing would adversely impact our sales,
margins and profitability.

Our sales and competitive position depend on the ability to transport our products to our customers at
competitive rates and in a timely manner.

Our competitive position requires the ability to transport iron ore to our markets at competitive rates.
Disruption of the lake freighter and rail transportation services because of weather-related problems, including
ice and winter weather conditions on the Great Lakes, strikes, lock-outs or other events, could impair our
ability to supply iron ore pellets to our customers at competitive rates or in a timely manner and, thus, could
adversely affect our sales and profitability. Portman is in direct competition with the major world seaborne
exporters of iron ore and its customers face higher transportation costs than most other Australian producers
to ship its products to the Asian markets because of the location of its major shipping port on the south coast
of Australia. Further, increases in transportation costs, or changes in such costs relative to transportation costs
incurred by our competitors, could make our products less competitive, restrict our access to certain markets
and have an adverse effect on our sales, margins and profitability.

If a substantial portion of our term supply agreements terminate and are not renewed, and we are unable
to find alternate buyers willing to purchase our products on terms comparable to those in our existing
term supply agreements, our sales, margins and profitability will suffer.

A substantial majority of our sales are made under term supply agreements, which are important to the
stability  and  profitability  of  our  operations.  In  2005,  more  than  96  percent  of  our  North  American  sales
volume was sold under term supply agreements. All of Portman's sales are made under existing contracts that
have approximately four years remaining. Portman's sales pricing is primarily based on the benchmark pricing
established for Australian producers. If a substantial portion of our term supply agreements were modified or
terminated,  we  could  be  materially  adversely  affected  to  the  extent  that  we  are  unable  to  renew  the
agreements or find alternate buyers for our iron ore at the same level of profitability. We cannot assure you
that we will be able to renew or replace existing term supply agreements at the same prices or with similar
profit margins when they expire. A loss of sales to our existing customers could have a substantial negative
impact on our sales, margins and profitability.

9

We depend on a limited number of customers, and the loss of, or significant reduction in, purchases by
our largest customers would adversely affect our sales.

Five customers together accounted for a total of 93 percent and 94 percent of our North American sales
revenues  measured  as  a  percent  of  ""Product  sales  and  services''  for  the  years  ended  2005  and  2004,
respectively.

If one or more of these customers were to significantly reduce their purchases of iron ore products from
us, or if we were unable to sell iron ore products to them on terms as favorable to us as the terms under our
current term supply agreements, our sales, margins and profitability could suffer materially due to the high
level of fixed costs and the high costs to idle or close mines. The majority of the iron ore we manage and
produce is for our own account, and therefore we rely on sales to our joint venture partners and other third-
party customers for most of our revenues. Mittal Steel USA idled its Weirton facility in 2005 and is contesting
its  minimum  purchase  requirement  under  our  supply  agreement.  The  Weirton  facility  accounted  for
approximately two percent of our North American sales in 2004. In addition, WCI and Stelco are operating
under bankruptcy protection, as discussed below, and the bankruptcy or reorganization of our customers could
affect our sales, margins and profitability.

Changes in demand for our products by our customers could cause our sales, margins and profitability to
fluctuate.

Our North American term supply agreements generally are requirements contracts, the majority of which
have  no  minimum  requirement  provisions,  and  some  of  which  provide  for  flexibility  of  volume  above
minimum levels. Portman's sales contracts are for fixed annual tonnages with customer options to increase or
decrease annual purchases. A decrease in one or more of our customers' requirements could cause our sales to
decline, as we may not be able to find other customers to purchase our iron ore products as evidenced by
Mittal Steel USA's decision to idle its Weirton facility in 2005. In addition, if our customers' requirements
decline, since many of our production costs are fixed, our production costs per ton may rise, which may affect
our  margins  and  profitability.  Unmitigated  loss  of  sales  would  have  a  greater  impact  on  margins  and
profitability than on revenues, due to the high level of fixed costs in the iron ore mining business and the high
cost to idle or close mines.

The provisions of our term supply agreements could cause our sales, margins and profitability to
fluctuate.

Our term supply agreements typically contain force majeure provisions allowing temporary suspension of
performance by the customer during specified events beyond the customer's control, including raw material
shortages, power failures, equipment failures, adverse weather conditions and other events. For example, one
of our large customers notified us in January 2004 that it was reducing its requirements for iron ore pellets in
the first quarter of 2004 by 180,000 long tons pursuant to the force majeure provisions of its term supply
agreement with us. That customer invoked the force majeure provision due to a failure of U.S. Steel to ship
the quantity of coke that the customer had ordered due to shortages caused by a fire at a mine that supplied
coal to U.S. Steel.

Price escalators in our term supply agreements also expose us to short-term price volatility, which can
adversely affect our margins and profitability. Our term supply agreements also contain provisions requiring us
to deliver iron ore pellets meeting quality thresholds for certain characteristics, such as chemical makeup.
Failure to meet these specifications could result in economic penalties. All of these contractual provisions
could adversely affect our sales, margins and profitability.

We may have contractual disputes with our customers or significant suppliers of energy, materials, or
services that could significantly impact our sales, revenue rates, production or operating costs.

Most of our North American and Australian sales are under multi-year term sales agreements. Australian
benchmark prices are driven from negotiations between the three major iron producers, CVRD, Rio Tinto and
BHP, and the Chinese and Japanese steel mills. More than 97 percent of our North American revenues are

10

derived from sales of iron ore pellets to the North American integrated steel industry, consisting of 10 current
or potential customers. Sales volume under these agreements is largely dependent on customer requirements,
and in many cases, we are the sole supplier of iron ore pellets to the customer. Each agreement has a base
price  that  is  adjusted  annually  using  one  or  more  adjustment  factors.  Factors  that  could  result  in  price
adjustment include measures of general industrial inflation, steel prices and international pellet prices. One of
our supply agreements has a provision that limits the amount of price increase or decrease in any given year.
Contractual disputes with any of our significant customers could result in lower sales volume or lower sales
prices.

Additionally,  we  have  significant  contracts  with  suppliers  of  energy,  materials  and  services  in  North
American and Australia. Contractual disputes with significant suppliers could result in production curtail-
ments or significant cost increases which could adversely impact our profitability.

Mine closures entail substantial costs, and if we close one or more of our mines sooner than anticipated,
our results of operations and financial condition may be significantly and adversely affected.

If we close any of our mines, our revenues would be reduced unless we were able to increase production at
any of our other mines, which may not be possible. The closure of an open-pit mine involves significant fixed
closure costs, including accelerated employment legacy costs, severance-related obligations, reclamation and
other environmental costs, and the costs of terminating long-term obligations, including energy contracts and
equipment leases. We base our assumptions regarding the life of our mines on detailed studies we perform
from time to time, but those studies and assumptions do not always prove to be accurate. We recognize the
costs of reclaiming open pits, stockpiles, tailings ponds, roads and other mining support areas based on the
estimated mining life of our property. If we were to reduce the estimated life of any of our mines, the mine-
closure costs would be applied to a shorter period of production, which would increase production costs per ton
produced and could significantly and adversely affect our results of operations and financial condition. Further,
if we were to close one or more of our mines prematurely, we would incur significant accelerated employment
legacy  costs,  severance-related  obligations,  reclamation  and  other  environmental  costs,  as  well  as  asset
impairment charges, which could materially and adversely affect our financial condition.

A North American mine closure would significantly increase employment legacy costs, including our
expense and funding costs for pension and other postretirement benefit obligations. First, retirement-eligible
employees would be eligible for enhanced pension benefits under certain pension plans upon a mine closure.
Second, the number of employees who are eligible for retirement under the pension plans would increase
under special eligibility rules that apply upon a mine closure. Third, all employees eligible for retirement under
the pension plans at the time of the mine closure also would be eligible for postretirement health and life
insurance  benefits,  thereby  accelerating  our  obligation  to  provide  these  benefits.  Fourth,  a  closure  of  the
Empire or Tilden mine likely would trigger withdrawal liability to the pension plan covering hourly employees
there. Finally, a mine closure could trigger significant severance-related obligations. As a result, the closure of
one or more of our mines could adversely affect our financial condition and results of operations.

The Cockatoo Island operation in Australia is scheduled to close in 2007 and plans are in process to
obtain all required governmental approvals. Since all of the employees are contractors, the cost of closing is
significantly lower in Australia than in North America. Performance bonds are in place covering the estimated
closure costs.

Applicable statutes and regulations require that mining property be reclaimed following a mine closure in
accordance with specified standards and an approved reclamation plan. The plan addresses matters such as
removal  of  facilities  and  equipment,  regrading,  prevention  of  erosion  and  other  forms  of  water  pollution,
revegetation and post-mining land use. We may be required to post a surety bond or other form of financial
assurance equal to the cost of reclamation as set forth in the approved reclamation plan. The establishment of
the final mine closure reclamation liability is based upon permit requirements and requires various estimates
and assumptions, principally associated with reclamation costs and production levels. Although our manage-
ment believes, based on currently available information, we are making adequate provisions for all expected
reclamation and other costs associated with mine closures for which we will be responsible, our business,

11

results of operations and financial condition would be adversely affected if such accruals were later determined
to be insufficient.

We have significantly reduced our ore reserve estimates for the Empire mine and may close the Empire
mine sooner than we had anticipated, which could materially and adversely affect our results of
operations and financial condition.

We  significantly  decreased  our  ore  reserve  estimates  for  the  Empire  mine  from  116  million  tons  at
December 31, 2001 to 63 million tons at December 31, 2002 and further to 29 million tons at December 31,
2003. As of December 31, 2005, Empire's estimated ore reserves decreased to approximately 17 million tons
as a result of production in 2004 and 2005.

If we were to close the Empire mine sooner than currently anticipated, we would incur significant mine
closure costs, employment legacy costs, severance-related obligations, reclamation and other environmental
costs and the costs of terminating long-term obligations, including energy contracts and equipment leases. A
closure of the Empire mine sooner than we anticipate could materially and adversely affect our results of
operations and financial condition.

We rely on the estimates of our recoverable reserves, and if those estimates are inaccurate, our financial
condition may be adversely affected.

We regularly evaluate our iron ore reserves based on revenues and costs and update them as required in
accordance with SEC Industry Guide 7. Portman has published reserves which follow the Joint Ore Reserves
Code (""JORC'') in Australia, which is similar to United States requirements. Changes to the reserve value to
make them comply with SEC requirements have been made. There are numerous uncertainties inherent in
estimating quantities of reserves of our mines, many of which have been in operation for several decades,
including many factors beyond our control. Estimates of reserves and future net cash flows necessarily depend
upon a number of variable factors and assumptions, such as production capacity, effects of regulations by
governmental agencies and future prices for iron ore, future industry conditions and operating costs, severance
and excise taxes, development costs and costs of extraction and reclamation costs, all of which may in fact vary
considerably from actual results. For these reasons, estimates of the economically recoverable quantities of
mineralized deposits attributable to any particular group of properties, classifications of such reserves based on
risk of recovery and estimates of future net cash flows prepared by different engineers or by the same engineers
at different times may vary substantially as the criteria change. Estimated ore reserves could be affected by
future industry conditions, geological conditions and ongoing mine planning. Actual production, revenues and
expenditures with respect to our reserves will likely vary from estimates, and if such variances are material, our
sales and profitability could be adversely or positively affected.

The price adjustment provisions of our North American term supply agreements may prevent us from
increasing our prices to match international ore contract prices or to pass increased costs of production
on to our customers.

Our North American term supply agreements contain a number of price adjustment provisions, or price
escalators,  including  adjustments  based  on  general  industrial  inflation  rates,  the  price  of  steel  and  the
international price of iron ore pellets, among other factors, that allow us to adjust the prices under those
agreements generally on an annual basis. Our price adjustment provisions are weighted and some are subject
to annual collars, which limit our ability to raise prices to match international levels and fully capitalize on
strong demand for iron ore. Most of our North American term supply agreements do not allow us to increase
our prices and to directly pass through higher production costs to our customers. An inability to increase prices
or pass along increased costs could adversely affect our margins and profitability.

Our ability to collect payments from our customers depends on their creditworthiness.

Our ability to receive payment for iron ore products sold and delivered to our customers depends on the
creditworthiness of our customers. In North America, we ship iron ore products to some of our customers'

12

yards in advance of payment for those products. Our rationale for shipping iron ore products to customers in
advance of payment for, and transfer title for the product is to more closely relate timing of payment to
consumption,  thereby  providing  additional  liquidity  to  our  customers,  and  to  reduce  our  financial  risk  to
customer insolvency as title and risk of loss with respect to those products does not pass to the customer until
payment for the pellets is received. Accordingly, there is typically a period of time in which pellets, as to which
we have reserved title, are within our customers' control. As discussed below, several of our customers have
petitioned for protection under bankruptcy or other similar laws, and most of our North American customers
have below-investment grade or no credit rating. Failure to receive payment from our customers for products
that we have delivered could adversely affect our results of operations.

Our change from a manager of iron ore mines on behalf of steel company owners to primarily a
merchant of iron ore to steel company customers has increased our obligations with respect to those
mines and has made our revenues, earnings and profit margins more dependent on sales of iron ore
products and more susceptible to product demand and pricing fluctuations.

Until recent years, we had principally acted as a manager of iron ore mines on behalf of steel company
owners, and in that capacity had been generally entitled to management fees, royalties on reserves that we
have leased or subleased to the Empire and Tilden mines, and income from our sales of iron ore products to
our customers, including the other mine owners. Our current business model is increased ownership in our co-
owned mines. In accordance with our revised business model, in 2002 we increased our ownership in (1) the
Empire mine from 47 percent to 79 percent, (2) the Tilden mine from 40 percent to 85 percent, (3) the
Hibbing mine from 15 percent to 23 percent, and (4) the Wabush mine from 23 percent to 27 percent. While
we have gained greater control of the mines we operate, we have also increased our share of the operating
costs, employment legacy costs and financial obligations associated with those mines. Our increased ownership
of those mines has caused the management fees and royalties due to us from our partners in the mines to
decline from $29.8 million in 2001 to $13.1 million in 2005. The decline in royalties and management fees has
made our revenues, earnings and profit margins more volatile and more dependent on sales of our iron ore
products to third-party customers.

We rely on our joint venture partners in our mines to meet their payment obligations, and the inability of
a joint venture partner to do so could significantly affect our operating costs.

We co-own five of our six North American mines with various joint venture partners that are integrated
steel producers or their subsidiaries, including Dofasco, Mittal Steel USA, Laiwu and Stelco. While we are
the manager of each of the mines we co-own, we rely on our joint venture partners to make their required
capital contributions and to pay for their share of the iron ore pellets that we produce. Most of our venture
partners are also our customers and are subject to the creditworthiness risks described above. If one or more of
our venture partners fail to perform their obligations, the remaining venturers, including ourselves, may be
required to assume additional material obligations, including significant pension and postretirement health and
life  insurance  benefit  obligations.  On  January  29,  2004,  Stelco  applied  and  obtained  bankruptcy-court
protection from creditors in Ontario Superior Court under the Companies' Creditors Arrangement Act. Stelco
is a 44.6 percent participant in the Wabush Mines Joint Venture, and U.S. subsidiaries of Stelco (which have
not filed for bankruptcy protection) own 14.7 percent of Hibbing and 15 percent of Tilden. Stelco has met its
cash call requirements at the mining ventures to date. The premature closure of a mine due to the failure of a
joint venture partner to perform its obligations could result in significant fixed mine-closure costs, including
severance, employment legacy costs and other employment costs, reclamation and other environmental costs,
and the costs of terminating long-term obligations, including energy contracts and equipment leases.

Unanticipated geological conditions and natural disasters could increase the cost of operating our
business.

A portion of our production costs are fixed regardless of current operating levels. Our operating levels are
subject to conditions beyond our control that can delay deliveries or increase the cost of mining at particular
mines for varying lengths of time. These conditions include weather conditions (for example, extreme winter

13

weather,  floods  and  availability  of  process  water  due  to  drought)  and  natural  disasters,  pit  wall  failures,
unanticipated geological conditions, including variations in the amount of rock and soil overlying the deposits
of  iron  ore,  variations  in  rock  and  other  natural  materials  and  variations  in  geologic  conditions  and  ore
processing changes. Portman's Cockatoo Island operation is located in an area affected by tropical storms and
operates a pit below sea level that is protected by a constructed seawall. Storms in this area could affect both
our operation and the operations of our major Australian competitors. These conditions could impair our
ability to fulfill our plan to operate our mines at full capacity, which could materially adversely affect our
ability to meet the expected demand for our iron ore products.

Many of our mines are dependent on a single-source energy supplier, and interruption in energy services
may have a significant adverse effect on our sales, margins and profitability.

Many of our mines are dependent on one source for electric power and for natural gas. For example,
Minnesota Power is the sole supplier of electric power to our Hibbing and United Taconite mines; Wisconsin
Energy Corporation is the sole supplier of electric power to our Tilden and Empire mines; and our Northshore
mine is largely dependent on its wholly owned power facility for its electrical supply. A significant interruption
in service from our energy suppliers due to terrorism, weather conditions, natural disasters, or any other cause
can result in substantial losses that may not be fully covered by our business interruption insurance. For
example, in May 2003, we incurred approximately $11.1 million in fixed costs relating to lost production when
our Empire and Tilden mines were idled for approximately five weeks due to loss of power stemming from the
failure of a dam in the Upper Peninsula of Michigan. One natural gas pipeline serves all of our Minnesota and
Michigan mines, and a pipeline failure may idle those operations. Any substantial unmitigated interruption of
our business due to these conditions could materially adversely affect our sales, margins and profitability.

Our mines and processing facilities have been in operation for several decades. Equipment failures and
other unexpected events at our facilities may lead to production curtailments or shutdowns.

Interruptions  in  production  capabilities  will  inevitably  increase  our  production  costs  and  reduce  our
profitability. We do not have meaningful excess capacity for current production needs, and we are not able to
quickly increase production at one mine to offset an interruption in production at another mine. In addition to
equipment failures, our facilities are also subject to the risk of loss due to unanticipated events such as fires,
explosions  or  adverse  weather  conditions.  The  manufacturing  processes  that  take  place  in  our  mining
operations, as well as in our crushing, concentrating and pelletizing facilities, depend on critical pieces of
equipment,  such  as  drilling  and  blasting  equipment,  crushers,  grinding  mills,  pebble  mills,  thickeners,
separators,  filters,  mixers,  furnaces,  kilns  and  rolling  equipment,  as  well  as  electrical  equipment,  such  as
transformers.  This  equipment  may,  on  occasion,  be  out  of  service  because  of  unanticipated  failures.  In
addition, many of our mines and processing facilities have been in operation for several decades, and the
equipment is aged. For example, in November 2003, our Tilden facility experienced a crack in a kiln riding
ring  that  required  the  shutdown  of  that  kiln  in  its  pelletizing  plant,  resulting  in  a  production  loss  of
approximately .3 million tons in 2003. In the future, we may experience additional material plant shutdowns or
periods  of  reduced  production  because  of  equipment  failures.  Material  plant  shutdowns  or  reductions  in
operations could materially adversely affect our sales, margins and profitability. Further, remediation of any
interruption in production capability may require us to make large capital expenditures that could have a
negative effect on our profitability and cash flows. Our business interruption insurance would not cover all of
the lost revenues associated with equipment failures. Further, longer-term business disruptions could result in
a loss of customers, which could adversely affect our future sales levels, and therefore our profitability.

We are subject to extensive governmental regulation, which imposes, and will continue to impose,
significant costs and liabilities on us, and future regulation could increase those costs and liabilities or
limit our ability to produce iron ore products.

We are subject to various federal, provincial, state and local laws and regulations on matters such as
employee  health  and  safety,  air  quality,  water  pollution,  plant  and  wildlife  protection,  reclamation  and
restoration of mining properties, the discharge of materials into the environment, and the effects that mining

14

has on groundwater quality and availability. Numerous governmental permits and approvals are required for
our operations. We cannot be assured that we have been or will be at all times in complete compliance with
such laws, regulations and permits. If we violate or fail to comply with these laws, regulations or permits, we
could be fined or otherwise sanctioned by regulators.

Prior  to  commencement  of  mining,  we  must  submit  to,  and  obtain  approval  from,  the  appropriate
regulatory authority of plans showing where and how mining and reclamation operations are to occur. These
plans must include information such as the location of mining areas, stockpiles, surface waters, haul roads,
tailings basins and drainage from mining operations. All requirements imposed by any such authority may be
costly  and  time-consuming  and  may  delay  commencement  or  continuation  of  exploration  or  production
operations. See ""Item 2. Properties. Ì Environment.''

In addition, new legislation and/or regulations and orders, including proposals related to the protection of
the environment, to which we would be subject or that would further regulate and/or tax our customers,
namely the North American integrated steel producer customers, may also require us or our customers to
reduce or otherwise change operations significantly or incur costs. Such new legislation, regulations or orders
(if enacted) could have a material adverse effect on our business, results of operations, financial condition or
profitability.  In  particular,  we  are  subject  to  the  rules  promulgated  by  the  United  States  Environmental
Protection  Agency  (""EPA'')  that  will  require  us  to  utilize  Maximum  Achievable  Control  Technology
(""MACT'') standards for our air emissions by 2006. The costs, including capital expenditures that we will
incur  in  order  to  meet  the  new  MACT  standards  may  be  substantial.  See  ""Item  2.  Properties. Ì
Environment.''

Further, we are subject to a variety of potential liability exposures arising at certain sites where we do not
currently  conduct  operations.  These  sites  include  sites  where  we  formerly  conducted  iron  ore  mining  or
processing or other operations, inactive sites that we currently own, predecessor sites, acquired sites, leased
land sites and third-party waste disposal sites. While we believe our liability at sites where claims have been
asserted will not have a material adverse effect on our financial condition, liquidity or results of operations, we
may be named as a responsible party at other sites in the future, and we cannot assure you that the costs
associated with these additional sites will not be material. See ""Item 2. Properties. Ì Environment.''

We also could be held liable for any and all consequences arising out of human exposure to hazardous
substances used, released or disposed of by us or other environmental damage, including damage to natural
resources.  In  particular,  we  and  certain  of  our  subsidiaries  are  involved  in  various  claims  relating  to  the
exposure of asbestos and silica to seamen who sailed on the Great Lakes vessels formerly owned and operated
by certain of our subsidiaries. The full impact of these claims, as well as whether insurance coverage will be
sufficient and whether other defendants named in these claims will be able to fund any costs arising out of
these claims, continues to be unknown. Based on currently available information, however, we believe the
resolution of currently pending claims in the aggregate would not reasonably be expected to have a material
adverse effect on our financial position. See ""Item 3. Legal Proceedings.''

Our expenditures for postretirement benefit and pension obligations could be materially higher than we
have predicted if our underlying assumptions prove to be incorrect, if there are mine closures or our joint
venture partners fail to perform their obligations that relate to employee pension plans.

We provide defined benefit pension plans and other postretirement benefits (""OPEB'') to eligible union
and non-union employees, including our share of expense and funding obligations with respect to unconsoli-
dated ventures. Our pension expense and our required contributions to our pension plans are directly affected
by the value of plan assets, the projected rate of return on plan assets, the rate of return on plan assets and the
actuarial assumptions we use to measure our defined benefit pension plan obligations, including the rate that
future obligations are discounted to a present value (""discount rate'').

We cannot predict whether changing market or economic conditions, regulatory changes or other factors
will increase our pension expenses or our funding obligations, diverting funds we would otherwise apply to
other uses.

15

We calculate our total accumulated postretirement benefit obligation (""APBO'') for our OPEB benefits
under Statement of Financial Accounting Standards No. 106, ""Employers' Accounting for Postretirement
Benefits Other Than Pensions.'' The unfunded APBO obligation had a present value of $231.7 million at
December 31, 2005. We have calculated the unfunded obligation based on a number of assumptions. Discount
rate, return on plan assets, and mortality assumptions parallel those utilized for pensions.

If our assumptions do not materialize as expected, cash expenditures and costs that we incur could be
materially higher. Moreover, we cannot assure that regulatory changes will not increase our obligations to
provide these or additional benefits. These obligations also may increase substantially in the event of adverse
medical cost trends or unexpected rates of early retirement, particularly for bargaining unit employees for
whom  there  is  currently  no  retiree  healthcare  cost  cap.  Early  retirement  rates  likely  would  increase
substantially in the event of a mine closure.

Additionally, our pension and postretirement health and life insurance benefit obligations, expenses and
funding costs would increase significantly if one or more of the mines in which we have invested is closed, or if
one or more of our joint venture partners at one or more mines are unable to perform its obligations. A mine
closure would trigger accelerated pension and OPEB obligations, and the failure of joint venture partners to
perform its obligations could shift additional pension and OPEB liabilities to us. Any of these events could
significantly adversely affect our financial condition and results of operations.

We are a related party to certain companies that were operators and are required under the Coal
Industry Retiree Health Benefit Act of 1992 (the ""Coal Retiree Act'') to make premium payments to the
United Mine Workers Association Combined Benefit Fund (the ""Combined Fund''), and our obligations
to the Combined Fund could increase if other coal mine operators file for bankruptcy protection or
become insolvent.

We are a related-party to certain companies that were coal mine operators. As a result, we are subject to
the Coal Retiree Act and are obligated to make premium payments to the Combined Fund for health and
death benefits paid by the Combined Fund to retired coal miners. At December 31, 2005, the net present
value  of  our  estimated  liability  to  the  Combined  Fund  was  $5.6  million.  We  are  assessed  premiums  for
unassigned or ""orphan'' retirees on a pro rata basis with other coal mine operators and related parties. If other
coal mine operators and related parties file for bankruptcy protection or become insolvent, our pro rata portion
of the liability to the Combined Fund could increase, which could have an adverse effect on our results of
operation and financial condition, sales, margins and profitability.

Our profitability could be negatively affected if we fail to maintain satisfactory labor relations.

The USWA represents all hourly employees at our Empire, Hibbing, Tilden and United Taconite mines,
as well as Wabush in Canada. A four-year labor agreement was reached in August 2004 with our U.S. labor
force and a five-year agreement that runs until March 2009 was reached with our Canadian work force.
Hourly employees at the railroads we own that transport products among our facilities are represented by
multiple unions with labor agreements that expire at various dates. If the collective bargaining agreements
relating to the employees at our mines or railroad are not successfully renegotiated prior to this expiration, we
could face work stoppages or labor strikes.

Our operating expenses could increase significantly if the price of electrical power, fuel or other energy
sources increases.

Operating expenses at our mining locations are sensitive to changes in electricity prices and fuel prices,
including diesel fuel and natural gas prices, which represent 27 percent of our North American operating costs.
Prices for electricity, natural gas and fuel oils can fluctuate widely with availability and demand levels from
other users. During periods of peak usage, supplies of energy may be curtailed and we may not be able to
purchase them at historical market rates. While we have some long-term contracts with electrical suppliers,
we are exposed to fluctuations in energy costs that can affect our production costs. Although we enter into
forward fixed-price supply contracts for natural gas and diesel fuel for use in our operations, those contracts

16

are of limited duration and do not cover all of our fuel needs, and price increases in fuel costs could cause our
profitability to decrease significantly.

Equipment and supply shortages may impact our production.

We  have  recently  experienced  longer  lead  times  on  equipment,  tires,  and  supply  needs  due  to  the
increased demand for these resources. As our competitors increase their capacity, demand for these resources
will increase, potentially resulting in higher prices, equipment shortages, or both.

We may encounter labor shortages for critical operational positions, which could affect our ability to
produce iron ore products.

At our North American locations, many of our mining operational employees are approaching retirement
age. As these experienced employees retire, we may have difficulty replacing them at competitive wages. In
Western  Australia,  the  large  number  of  expansion  projects  currently  in  progress  has  created  turnover
principally for our contractor's employees. As a result, wages are increasing to address the turnover.

Our profitability could be affected by the failure of outside contractors to perform.

Portman  uses  contractors  to  handle  many  of  the  operational  phases  of  its  mining  and  processing
operations  and  therefore  is  subject  to  the  performance  of  outside  companies  on  key  production  areas.
Portman's Cockatoo Island operation is a joint venture with Henry Walker Eltin (""HWE''), a company that
entered  receivership  in  late  2004.  As  of  February  1,  2006,  HWE's  mining  assets  were  sold  to  Leighton
Contractors Pty Ltd (""Leighton''), an Australian-based mining and construction contractor. Leighton also
purchased HWE's subsidiary that owned its 50 percent interest in the Cockatoo Island joint venture and is
continuing  to  manage  the  operation.  The  inability  of  any  contractor  to  perform  will  directly  impact  our
financial results.

Our profitability could be affected due to uncertainties related to the appraisal of acquisitions and the
related allocation of purchase price to the acquired assets and assumed liabilities.

In  April  2005,  we  completed  the  acquisition  of  80.4  percent  of  Portman.  As  part  of  the  purchase
accounting process, we retained an outside consultant to perform an appraisal of Portman and the related
acquired assets and assumed liabilities. The allocation, which is preliminary and subject to change, is expected
to be finalized prior to March 31, 2006. Any subsequent changes to the allocation could adversely impact our
reported earnings.

Our profitability and liquidity could be adversely impacted by a failed auction in the securities market.

We hold investments in highly liquid auction rate securities (""ARS'') in order to generate higher returns
than  typical  money  market  investments.  ARS  typically  are  high  credit  quality,  generally  achieved  with
municipal bond insurance. Credit risks are eased by the historical track record of bond insurers, which back a
majority of this market. Although rare, sell orders for any security traded through a Dutch auction process
could exceed bids. Such instances are usually the result of a drastic deterioration of issuer credit quality.
Should there be a failed auction, we may be unable to liquidate our position in the securities in the near term.

17

Item 1B. Unresolved Staff Comments.

We have no unresolved comments from the SEC.

Item 2. Properties.

The following map shows the locations of our North American mines:

We directly or indirectly own and operate interests in the following six North American iron ore mines:

Location and Name

Michigan (Marquette Range)

Ownership Interest as of
December 31,
2004

2005

2003

Empire Iron Mining Partnership ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Tilden Mining Company L.C. (""Tilden'') ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

79.0% 79.0% 79.0%
85.0
85.0

85.0

Minnesota (Mesabi Range)

Hibbing Taconite Company Ì Joint Venture ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
23.0
Northshore Mining Company ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 100.0
70.0
United Taconite ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

23.0
100.0
70.0

23.0
100.0
70.0

Canada (Newfoundland and Quebec)

Wabush Mines Ì Joint Venture ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

26.8

26.8

26.8

We increased our ownership in these mines (other than Northshore and United Taconite) in 2002 through
assumption of the liabilities associated with the mine interests from their steel company owners.

Empire  Mine. The  Empire  mine  is  located  on  the  Marquette  Iron  Range  in  Michigan's  Upper
Peninsula approximately 15 miles west-southwest of Marquette, Michigan and is accessed via a paved road off
State Highway 35. The mine has been in operation since 1963. We entered into an agreement with Ispat
Inland  Inc.  (""Ispat'')  effective  December  31,  2002  that  restructured  the  ownership  of  the  Empire  mine.
Under the agreement, we acquired the 25 percent interest rejected by LTV Corporation in its chapter 11
bankruptcy proceedings and a 19 percent interest from Ispat. Currently, we manage the mine and have a
79 percent interest; Mittal Steel USA has a 21 percent interest in the mine and has the right to require us to
purchase  all  of  its  interest  under  certain  circumstances  after  2007.  We  and  Mittal  Steel  USA  take  our
respective share of production pro rata; however, provisions in the partnership agreement allow additional or
reduced production to be delivered under certain circumstances. We own directly approximately one-half of
the remaining ore reserves at the Empire mine and lease them to Empire. The Empire mine leases the balance
of its reserves from the other owners of such reserves. Over the past five years, the Empire mine has produced
between 3.6 million and 5.7 million tons of iron ore pellets annually.

18

Tilden Mine. The Tilden mine is located on the Marquette Iron Range in Michigan's Upper Peninsula
approximately five miles south of Ishpeming, Michigan. The main entrance to the Tilden mine is accessed by
means of a paved road off of County Road 476. The Tilden mine has been in operation since 1974. On
January 31, 2002, we increased our ownership of the Tilden mine to 85 percent by acquiring Algoma Steel
Inc.'s (""Algoma'') 45 percent interest in the mine and executing a term supply agreement under which we are
Algoma's sole supplier of iron ore pellets for 15 years. Currently, we manage the mine and have an 85 percent
interest, and Stelco has a 15 percent interest in the mine. See ""Operations and Customers'' in Item 7 for
further  information  regarding  Algoma  and  Stelco.  Each  partner  takes  its  share  of  production  pro  rata;
however, provisions in the partnership agreement allow additional or reduced production to be delivered under
certain circumstances. We own all of the ore reserves at the Tilden mine and lease them to Tilden. Over the
past five years, the Tilden mine has produced between 6.4 million and 7.9 million tons of iron ore pellets
annually.

The Empire and Tilden mines are located adjacent to each other. Our increase in ownership of our
Michigan mines facilitated consolidation of operations and management, which offer operational and cost
benefits that were not achievable under the previous ownership structure. These benefits include a consoli-
dated  transportation  system,  more  efficient  employee  and  equipment  operating  schedules,  reduction  in
redundant facilities and workforce and best practices sharing.

Hibbing Mine. The Hibbing mine is located in the center of Minnesota's Mesabi Iron Range and is
approximately ten miles north of Hibbing, Minnesota and five miles west of Chisholm, Minnesota. The main
entrance to the Hibbing mine is accessed by means of a paved road and is located off County Road 5. The
Hibbing mine has been in operation since 1976. In 2002, we acquired from Bethlehem Steel Corporation an
eight  percent  interest  in  the  Hibbing  mine,  which  increased  our  ownership  to  23  percent.  Currently,  we
manage the mine and have a 23 percent interest. Mittal Steel USA has a 62.3 percent interest and Stelco has a
14.7 percent interest in the mine. Each partner takes its share of production pro rata; however, provisions in
the joint venture agreement allow additional or reduced production to be delivered under certain circum-
stances. Over the past five years, the Hibbing mine has produced between 6.1 million and 8.5 million tons of
iron ore pellets annually.

Northshore Mine. The Northshore mine is located in northeastern Minnesota, approximately two miles
south of Babbitt, Minnesota on the northeastern end of the Mesabi iron formation. Northshore's processing
facilities are located in Silver Bay, Minnesota, near Lake Superior, on U.S. Highway 61. The main entrance to
the  Northshore  mine  is  accessed  by  means  of  a  gravel  road  and  is  located  off  County  Road  20.  The
Northshore mine has been in continuous operation since 1990. The Northshore mine began production under
our management and ownership on October 1, 1994. Currently, we own 100 percent of the mine. Over the past
five years, the Northshore mine has produced between 2.8 million and 5.0 million tons of iron ore pellets
annually.

The Northshore mine has a long history. It was first discovered in 1871 and operated in the 1920's as the
Mesabi Iron Company, one of the first commercial attempts at mining taconite. The property was operated for
over 30 years by Reserve Mining Co. (""Reserve''), one of the two pioneering large scale pellet operations in
Minnesota. Poor economic conditions in the steel industry forced the shutdown and bankruptcy of Reserve in
1986. The Reserve assets were purchased by Cyprus Minerals in 1989, and the property restarted operation in
1990. We purchased the property from Cyprus Minerals in 1994.

United  Taconite. The  United  Taconite  mine  is  located  on  Minnesota's  Mesabi  Iron  Range  in  and
around the city of Eveleth, Minnesota, west of U.S. Highway 53. The main entrance to the United Taconite
mine is accessed by means of a paved road and is located off Route 37. The mine has been operating since
1965. On November 26, 2003, the U.S. Bankruptcy Court for the District of Minnesota approved the purchase
of the assets of Eveleth Mines by United Taconite. Eveleth Mines ceased mining operations earlier in 2003
and was acquired by United Taconite effective as of December 1, 2003. Currently, we manage the mine and
hold a 70 percent interest; Laiwu holds a 30 percent interest. Over the past five years, the United Taconite
mine has produced between 1.6 million and 4.9 million tons of iron ore pellets annually.

19

Wabush Mines. The Wabush mine and concentrator is located in Wabush, Labrador, Canada, and the
pellet plant is located in Pointe Noire, Quebec, Canada. The main entrance to the Wabush mine is accessed
by means of a paved road and is located on Highway 530, about three miles west of the town of Wabush. The
pellet plant is accessed by a paved road off Highway 138, about ten miles west of the town of Sept-Iles,
Quebec. The Wabush mine has been in operation since 1965. In 1997, we acquired Ispat's interest in the
Wabush mine. In August 2002, we acquired our proportionate share (approximately 4.05 percent) of the
15.09 percent interest rejected by Acme Metals Incorporated in its bankruptcy proceedings. As a result of
these two events, we increased our ownership in the mine from 7.7 percent to 26.8 percent. We also manage
the mine. Stelco has a 44.6 percent interest and Dofasco has a 28.6 percent interest in the mine. Over the past
five years, Wabush has produced between 3.8 million and 5.2 million tons of iron ore pellets annually. Wabush
currently has initiated actions to increase annual pellet production to a 5.7 million ton rate by the end of 2006.
Production for 2006 is estimated at approximately 5.3 million tons.

The following map shows the locations of our Australian mines:

Cockatoo
Island

Derby

Western Australia

Koolyanobbing

Perth

Port of Esperance

Koolyanobbing. The Koolyanobbing operations are located 425 kilometers east of Perth and approxi-
mately 50 kilometers northeast of the town of Southern Cross. Koolyanobbing produces lump and fine iron ore
with a current capacity of approximately six million tonnes annually. The capacity of the Koolyanobbing
operations is in the process of being expanded to eight million tonnes per year. This expansion is primarily
driven by the development of iron ore resources at Mt. Jackson and Windarling, approximately 100 kilometers
north of the existing Koolyanobbing operations. The upgrade in capacity is expected to be completed by the
end of the first quarter of 2006.

Cockatoo  Island. The  Cockatoo  Island  operation  is  located  six  kilometers  to  the  west  of  Yampi
Peninsula, in the Buccaneer Archipelago, and 140 kilometers north of Derby in the West Kimberley region of
Western Australia. The island has been mined for iron ore since 1951, with a break in operations between 1985
and 1993.

Portman  commenced  a  beneficiation  project  in  1993  that  was  completed  in  mid-2000.  Portman  and
HWE Cockatoo Pty Ltd then formed a 50:50 joint venture to mine remnant iron ore deposits on mining
tenements held by BHP and mined by BHP from 1951 to 1985. Mining from this phase of the operation
commenced in late 2000 and is expected to continue, based on current reserves, until the first quarter of 2007.
The current phase of this operation involved construction of a seawall and mine pit dewatering to enable
access to ore located below sea level. Ore is hauled by haul truck to the stockpiles, crushed and screened and
then transferred by conveyor to the shiploader. Annual production since 2000 has ranged from .3 million
tonnes to 1.1 million tonnes at the 100 percent ownership level.

20

Transportation

Two  railroads,  one  of  which  is  wholly  owned  by  us,  link  the  Empire  and  Tilden  mines  with  Lake
Michigan at the loading port of Escanaba, Michigan and with the Lake Superior loading port of Marquette,
Michigan. From the Mesabi Range, Hibbing pellets are transported by rail to a shiploading port at Superior,
Wisconsin. United Taconite pellets are shipped by railroad to the port of Duluth, Minnesota. At Northshore,
crude  ore  is  shipped  by  a  wholly  owned  railroad  from  the  mine  to  processing  facilities  at  Silver  Bay,
Minnesota. In Canada, there is an open-pit mine and concentrator at Wabush, Labrador, Newfoundland and a
pellet plant and dock facility at Pointe Noire, Quebec. At the Wabush mine, concentrates are shipped by rail
from the Scully mine at Wabush to Pointe Noire where they are pelletized for shipment via vessel to Canada,
the United States and other international destinations or shipped as concentrates for sinter feed.

All of the ore mined at the Koolyanobbing operations is transported by rail to the Port of Esperance, 578
kilometers to the south for shipment to Asian customers. Direct ship premium fines mined at Cockatoo Island
are loaded at a local dock.

Internal Auditing

We  have  a  corporate  policy  relating  to  internal  control  and  procedures  with  respect  to  auditing  and
estimating ore reserves. The procedures include the calculation of ore reserves at each mine by mining engineers
and geologists under the direction of our Chief Mining Engineer. Our General Manager-Technical Services
compiles, reviews, and submits the calculations to Corporate Accounting, who prepares the disclosures for our
annual  and  quarterly  reports  based  on  those  calculations  and  submits  the  draft  disclosures  to  our  General
Manager-Technical Services of Mine Technology for further review and approval. The draft disclosures are then
reviewed and approved by our Chief Financial Officer and Chief Executive Officer before inclusion in our
annual and quarterly reports. Additionally, the long-range mine planning and ore reserve estimates are reviewed
annually by our Audit Committee. Furthermore, all changes to ore reserve estimates, other than those due to
production, are documented by our General Manager-Technical Services and are submitted to our President and
Chief Operating Officer for review and approval. Finally, we perform periodic reviews of long-range mine plans
and ore reserve estimates at mine staff meetings and senior management meetings.

Operations

During 2005, 2004 and 2003, we produced 22.1 million tons, 21.7 million tons and 18.1 million tons of
pellets, respectively, for our account and 13.8 million tons, 12.7 million tons and 12.2 million tons, respectively,
on behalf of the steel company owners of the mines. The 4.0 million ton increase in our share of tons produced
in 2005 compared to 2003 principally reflected the acquisition in December 2003 and full-year production in
2005  of  United  Taconite  and  increased  customer  demand.  The  following  is  a  summary  of  total  North
American production and our share of that production:

Location and Name

Michigan (Marquette Range)

Total Production Tons
in Millions(1)
2004

2005

2003

Empire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Tilden ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Minnesota (Mesabi Range)

Hibbing ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
NorthshoreÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
United Taconite(2) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Canada (Newfoundland and Quebec)

4.8
7.9

8.5
4.9
4.9

5.4
7.8

8.3
5.0
4.1

5.2
7.0

8.0
4.8
1.6

Wabush ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

4.9

3.8

5.2

Total(3) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

35.9

34.4

30.3

21

(1) Tons are long tons of pellets of 2,240 pounds.

(2) Total production at United Taconite in 2003 includes production of Eveleth before it was acquired by

United Taconite in the fourth quarter of 2003.

(3) Excludes 1.5 million tons in 2003 produced by Eveleth prior to its acquisition by United Taconite in the

fourth quarter of 2003.

Location and Name

Michigan (Marquette Range)

Our Share of Total
Production Tons in
Millions(1)
2004

2003

2005

Empire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Tilden ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Minnesota (Mesabi Range)

Hibbing ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
NorthshoreÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
United Taconite ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Canada (Newfoundland and Quebec)

3.8
6.7

2.0
4.9
3.4

4.2
6.7

1.9
5.0
2.9

4.0
6.0

1.8
4.8
0.1

Wabush ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

1.3

1.0

1.4

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

22.1

21.7

18.1

(1) Tons are long tons of pellets of 2,240 pounds.

At Portman, we produced 5.2 million tonnes since the March 31, 2005 acquisition. Following is a summary of
total Australian production:

Location and Name

Total Production Tonnes
in Millions(1)
2005

Koolyanobbing ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cockatoo Island(2)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

4.7
.5

5.2

(1) Tonnes are metric tons of 2,205 pounds.

(2) Production represents Portman's 50 percent share.

Our business is subject to a number of operational factors that can affect our future profitability. Significant
mining challenges include the following:

a) Uncertainties regarding mine life and estimates of ore reserves;

b) Uncertainties relating to iron ore pricing and fluctuations in currency exchange rates;

c) Unanticipated geological conditions, natural disasters, interruptions in electrical or other power
sources, equipment failures, unanticipated capital requirements and maintenance costs, or other unex-
pected events that could cause shutdowns or production curtailments for us or for our steel industry
customers;

d) Uncertainties relating to production costs, including increases in our costs of electrical power,

fuel or other energy sources;

22

e) Uncertainties relating to governmental regulation of our mines and processing facilities, including

under environmental laws; and

f) Uncertainties relating to labor relations.

A more detailed description of these risks is contained in Item 1A Ì Risk Factors.

Mine Capacity and Iron Ore Reserves. The following tables reflect expected current annual capacity and
economic ore reserves for our North American and Australian iron ore mines as of December 31, 2005. The
estimated ore reserves and full production rates could be affected by, among other things, future industry
conditions, geological conditions, and ongoing mine planning. Maintenance of effective production capacity of
the ore reserves could require increases in capital and development expenditures. Alternatively, changes in
economic conditions or in the expected quality of ore reserves could decrease capacity or mineral reserves.
Technological progress could alleviate such factors or increase capacity or ore reserves. Our 2006 ore reserve
estimates for our iron ore mines as of December 31, 2005 were estimated from fully-designed pits developed
using three-dimensional modeling techniques. These fully designed pits incorporate design slopes, practical
mining shapes and access ramps to assure the accuracy of our reserve estimates.

Mine

Iron Ore
Mineralization

Tons in Millions(1)
Mineral
Reserves(2)(3)

Current
Annual Current Previous
Year
Capacity

Year

Mineral Rights
Owned Leased

Method of Reserve Operating

Estimation

Since

1963

Infrastructure

Mine, Concentrator,
Pelletizer

Empire ÏÏÏÏÏÏÏ Negaunee Iron

5.5

17

23

57%

43% Geologic Ì Block

Formation
(Magnetite)

Model

TildenÏÏÏÏÏÏÏÏ Negaunee Iron

8.0

266

273

100%

0% Geologic Ì Block

1974

Formation
(Hematite/Magnetite)

Hibbing

Model

TaconiteÏÏÏÏ Biwabik Iron

8.0

161

166

3%

97% Geologic Ì Block

1976

Formation
(Magnetite)

Model

Northshore ÏÏÏ Biwabik Iron

4.8

310

315

0% 100% Geologic Ì Block

1989

Formation
(Magnetite)

United

Model

TaconiteÏÏÏÏ Biwabik Iron

5.2

123

130

0% 100% Geologic Ì Block

1965

Formation
(Magnetite)

Model

Wabush ÏÏÏÏÏÏ Wabush Iron

6.0

51

57

0% 100% Geologic Ì Block

1965

Formation
(Hematite)

Total

37.5

928

964

Model

Mine, Concentrator,
Pelletizer, Railroad

Mine, Concentrator,
Pelletizer

Mine, Concentrator,
Pelletizer, Railroad

Mine, Concentrator,
Pelletizer

Mine, Concentrator,
Pelletizer, Railroad

(1) Tons are long tons of pellets of 2,240 pounds.

(2) Estimated standard equivalent pellets, including both proven and probable reserves.

(3) We regularly evaluate our ore reserve estimates and update them as required in accordance with the SEC

Industry Guide 7.

23

Tonnes in Millions(1)

Mine Project

Iron Ore Mineralization Capacity

Current
Annual Reserves(2)(3)

Mineral

Mineral Rights
Current Year Owned Leased

Method of
Reserve
Estimation

Operating
Since

Koolyanobbing(4) ÏÏÏÏ Banded Iron Formations
Southern Cross Terrane
Yilgarn Mineral Field
(Hematite, Goethite)

Cockatoo Island

6.0

87.5

0%

100% Geologic Ì Block

1994

Model

JV(5) ÏÏÏÏÏÏÏÏÏÏÏÏ Sandstone Yampi

1.2

1.7

0%

100% Geologic Ì Block

1994

Formation
Kimberley Mineral Field
(Hematite)

Total

7.2

89.2

Model

Infrastructure

Mine, Train
Haulage Road,
Crushing-Screening
Plant

Mine
Crushing-Screening
Plant, Shiploader

(1) Tonnes are metric tons of 2,205 pounds.

(2) Reported  ore  reserves  restricted  to  proven  and  probable  tonnages  based  on  life  of  mine  operating
schedules. Koolyanobbing reserves are sourced from 14 separate deposits in the project area. 7.0 million
tonnes of the Koolyanobbing reserves are sourced from current long-term stockpiles.

(3) Portman's ore reserve estimates are regularly updated in accordance with SEC Industry Guide 7 and the

2004 Edition of the JORC code.

(4) An expansion project has been initiated that is expected to increase annual production capacity to eight

million tonnes.

(5) Portman has a 50 percent interest in the Cockatoo Island joint venture. Capacity and reserve totals

represent 100 percent.

General Information about the Mines

Leases. Mining is conducted on multiple mineral leases having varying expiration dates. Mining leases

are routinely renegotiated and renewed as they approach their respective expiration dates.

Exploration  and  Development. All  mining  operations  are  open-pit  mines  that  are  well  past  the
exploration stage and are in production. Additional pit development is underway at each mine as required by
long-range  mine  plans.  Drilling  programs  are  conducted  periodically  for  the  purpose  of  refining  guidance
related  to  ongoing  operations.  An  exploration  program  targeting  extensions  to  Portman's  known  iron  ore
resources as well as regional exploration targets in the Yilgarn Mineral Field was active in 2005 and will
continue in 2006.

The  Biwabik,  Negaunee,  and  Wabush  Iron  Formations  are  classified  as  Lake  Superior  type  iron-
formations that formed under similar sedimentary conditions in shallow marine basins approximately two
billion years ago. Magnetite and/or hematite are the predominant iron oxide ore minerals present, with lesser
amounts of goethite and limonite. Chert is the predominant waste mineral present, with lesser amounts of
silicate and carbonate minerals. The ore minerals readily liberate from the waste minerals upon fine grinding.

The mineralization at the Koolyanobbing operations is predominantly hematite and goethite replace-
ments in greenstone-hosted banded iron-formations. Individual deposits tend to be small with complex ore-
waste contact relationships. The Koolyanobbing operations reserves are derived from 14 separate mineral
deposits  distributed  over  a  100-kilometer  operating  radius.  The  mineralization  at  Cockatoo  Island  is
predominantly  friable,  hematite-rich  sandstone  that  produces  premium  high  grade,  low  impurity  direct
shipping fines.

Geologic models are developed for all mines to define the major ore and waste rock types. Computerized
block models are then constructed that include all relevant geologic and metallurgical data. These are used to
generate grade and tonnage estimates, followed by detailed mine design and life of mine operating schedules.

Mine Facilities and Equipment. Each of the North American mines has crushing, concentrating, and
pelletizing facilities. There are crushing and screening facilities at Koolyanobbing and Cockatoo Island. The

24

facilities at each site are in satisfactory condition, although they require routine capital and maintenance
expenditures on an ongoing basis. Certain mine equipment generally is powered by electricity, diesel fuel or
gasoline. The total cost of the property, plant and equipment, net of applicable accumulated amortization and
depreciation as of December 31, 2005, for each of the North American mines is set forth in the chart below.

Location and Name

Michigan (Marquette Range)

Total Historical Cost of Mine
Plant and Equipment (Excluding
Real Estate and Construction in
Progress), Net of Applicable
Accumulated Amortization and
Depreciation
(In millions)

Empire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Tilden ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 113.5(1)
211.9(2)

Minnesota (Mesabi Range)

HibbingÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Northshore ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
United TaconiteÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Canada (Newfoundland and Quebec)

Wabush ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Portman ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

451.3(3)
78.6(4)
33.6(5)

359.6(3)
102.9(6)

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$1,351.4

(1) Includes capitalized financing costs of $11.5 million, net of accumulated amortization.

(2) Includes capitalized financing costs of $22.2 million, net of accumulated amortization.

(3) Does not reflect depreciation, which is recorded by the individual venturers.

(4) As noted above, the assets of the Northshore mine were purchased from Cyprus Minerals in 1994.

(5) As noted above, the assets of the Eveleth Taconite mine were purchased out of bankruptcy by United

Taconite in 2003.

(6) Represents appraised value of plant and equipment at Koolyanobbing. Plant and equipment at Cockatoo

Island is minimal.

We directly own approximately one-half of the remaining ore reserves at the Empire mine and approximately
three percent of the reserves at the Hibbing mine, and lease or sublease the balance of the reserves from their
owners. We own all of the ore reserves at the Tilden mine. The ore reserves at Northshore, United Taconite
and Wabush Mines are owned by others and leased or subleased directly to those mines. The Koolyanobbing
operations  and  Cockatoo  Island  ore  reserves  are  derived  from  Crown  lands  owned  and  managed  by  the
Western Australia state government.

In 2005, there were modest reductions to the estimated ore reserve at Empire, United and Wabush and
an increase in the ore reserves at Hibbing Taconite. The ore reserves at Empire were reduced by 2 million tons
to eliminate difficult processing ore having a high stripping ratio in the CD-II deposit. At United Taconite, the
ore reserves decreased by 2 million tons reflecting minor adjustments and corrections to the previous estimate
completed in 2004. The ore reserves at Wabush were reduced by less than 1 million tons due to higher than
anticipated  operating  costs.  At  Hibbing  Taconite,  a  completely  revised  and  updated  ore  reserve  estimate
increased the reserve by 4 million tons.

The reduction in our ore reserve estimates for the Empire mine is due to the inability to develop effective
mine  plans  that  produce  cost-justified  combinations  of  production  volume,  ore  quality  and  stripping
requirements with our 2003 reserve base. A more detailed description of the reduction in ore reserve estimates
for the Empire mine is contained in Item 1A Ì Risk Factors. The reduction in our ore reserve estimates for
Wabush is largely a reflection of increased operating costs, the impact of currency exchange rates and a

25

reduction  in  maximum  mining  depth  due  to  dewatering  capabilities  based  on  a  hydroanalysis  evaluation.
Partially offsetting these impacts was the impact of higher Eastern Canadian pellet pricing. A more detailed
description of the reduction in ore reserve estimates for Wabush is contained in Item 1A Ì Risk Factors.

Competition

We compete with several iron ore producers in North America, including Iron Ore Company of Canada,
Quebec Cartier Mining Company and U.S. Steel, as well as other steel companies that own interests in iron
ore mines may have excess iron ore inventories. In addition, significant amounts of iron ore have, since the
early  1980s,  been  shipped  to  the  United  States  from  Brazil  and  Venezuela  in  competition  with  iron  ore
produced by us.

As the North American steel industry continues to consolidate, a major focus of the consolidation is on
the continued life of the integrated steel industry's raw steelmaking operations, i.e., blast furnaces and basic
oxygen  furnaces  that  produce  raw  steel.  Some  steelmakers  are  importing  semi-finished  steel  slabs  as  an
alternative to using blast furnaces and basic oxygen furnaces to produce steel because of the costs associated
with relining blast furnaces and maintaining coke ovens. These imported steel slabs can be converted and
finished  in  the  steelmaker's  downstream  finishing  facilities.  If  the  trend  continues,  and  more  slabs  are
imported, the demand for pellets that are used primarily in blast furnaces would diminish. In addition, other
competitive forces have become a large factor in the iron ore business. Electric furnaces built by ""mini-mills,''
which are steel recyclers, generally produce steel by using scrap steel, not iron ore pellets, in their electric
furnaces.

Competition among the sellers of iron ore pellets is predicated upon the usual competitive factors of price,

availability of supply, product performance, service and transportation cost to the consumer.

Portman is the third largest iron ore mining company in Australia and exports iron ore products to China
and Japan, in the world seaborne trade. Portman competes with major iron ore exporters from Australia,
Brazil and India.

Environment

North America

In the construction of our facilities and in their operation, substantial costs have been incurred and will
continue to be incurred to avoid undue effect on the environment. Our North American capital expenditures
relating to environmental matters were $8.3 million in 2005 and $7.3 million in 2004. It is estimated that
approximately $17.3 million will be spent in 2006 for capital environmental control facilities.

Various  legislative  bodies  and  federal  and  state  agencies  are  continually  promulgating  new  laws  and
regulations  affecting  us,  our  customers,  and  our  suppliers  in  many  areas,  including  waste  discharge  and
disposal,  hazardous  classification  of  materials  and  products,  air  and  water  discharges,  and  many  other
environmental, health and safety matters. Although we believe that our environmental policies and practices
are sound and do not expect that the application of any current laws or regulations would be reasonably
expected to result in a material adverse effect on our business or financial condition, we cannot predict the
collective adverse impact of the expanding body of laws and regulations.

The iron ore industry has been identified by the EPA as an industrial category that emits pollutants
established by the 1990 Clean Air Act Amendments. These pollutants included over 200 substances that are
now classified as hazardous air pollutants (""HAP''). The EPA is required to develop rules that would require
major sources of HAP to utilize MACT standards for their emissions. Pursuant to this statutory requirement,
the EPA published a final rule on October 30, 2003 imposing emission limitations and other requirements on
taconite iron ore processing operations. We must comply with the new requirements no later than October 30,
2006. Our projected capital expenditures in 2006 to meet the MACT standards are approximately $4.4 mil-
lion.  In  December  2003,  we  filed  a  Petition  to  Delist  Taconite  Iron  Ore  Processing  from  MACT  under
Section 112 of the Clean Air Act based upon extensive data analyses, human health and ecological risk
assessments that are believed to demonstrate that a MACT regulation for taconite operations is not warranted.

26

Typically, the EPA's consideration of a petition is an iterative process extending over several months, with a
longer period for controversial subjects. On January 23, 2004, the National Wildlife Federation, Minnesota
Conservation Federation, Lake Superior Alliance and Save Lake Superior Association filed a petition for
review of the EPA's final MACT rule in the United States Court of Appeals for the District of Columbia. This
petition challenges the EPA's decision not to impose standards for mercury and asbestos and monitoring of
formaldehyde from taconite indurating furnaces. We filed a petition to intervene in this case. Subsequently,
the Court remanded to EPA the asbestos and mercury rules. The National Wildlife Federation also voluntarily
dismissed the petition with respect to the formaldehyde rules.

Our  environmental  liability  includes  our  obligations  related  to  five  North  American  sites  which  are
independent of our iron mining operations, three former iron ore-related sites, two leased land sites where we
are lessor, and miscellaneous remediation obligations at our operating units. Included in our December 31,
2005 obligation is $5.2 million for the estimated remaining clean-up costs related to a PCB spill at the Tilden
Mine in the fourth quarter of 2005. The obligation also includes federal and state sites where we are named as
a potentially responsible party (""PRP''), such as the Milwaukee Solvay site and the Rio Tinto mine site in
Nevada, described in ""Item 3. Legal Proceedings,'' and where significant site cleanup activities have taken
place, and the Kipling and Deer Lake sites in Michigan.

On February 10, 2006, our Northshore mine received a Notice of Violation (""Notice'') from the EPA.
The  Notice  cites  four  alleged  violations:  (1)  that  Northshore  violated  the  Prevention  of  Significant
Deterioration (""PSD'') requirements of the Clean Air Act in the 1990 restart of Furnaces 11 and 12; (2) that
Northshore mine violated the PSD Regulations in the 1995 restart of Furnace 6; (3) Title V operating permit
violations for not including in the Title V permit all applicable requirements (including a compliance schedule
for  PSD  and  Best  Available  Control  Technology  (""BACT'')  requirements  associated  with  the  furnace
restarts); and (4) failure to comply with calibration of monitoring equipment as required under Northshore's
Title V permit. The alleged violations relating to the restart of Furnaces 11 and 12 occurred prior to our
acquisition of Northshore (formerly Cyprus Northshore Mining Company) in a share purchase in 1994. We
are currently investigating the allegations contained in the Notice.

Australia

Portman achieved significant progress in environmental management during 2005. As production activity
from  the  new  operations  at  Mt.  Jackson  and  Windarling  consolidated,  the  emphasis  in  environmental
management shifted from control of mine establishment and construction activities to implementation and
ongoing development of the Koolyanobbing Project Environmental Management System and conservation
initiatives.

The key elements of a number of environmental management plans that were required under governmen-
tal approvals were consolidated into one system manual in 2005. The environmental management system was
reviewed in October 2005 and determined to be on schedule to achieve certification to the ISO14001 Standard
within the following 18 months.

For additional information on our environmental matters, see ""Item 3. Legal Proceedings'' and Note 6 in

the Notes to our Consolidated Financial Statements for the year ended December 31, 2005.

Energy

Electricity. The Empire and Tilden mines each have electric power supply contracts with Wisconsin
Electric Power Company (""WEPCO'') that are effective through 2007 and include an energy price cap and
certain  power  curtailment  features.  We  are  currently  in  dispute  with  WEPCO  regarding  certain  pricing
provisions of our contract. See ""Item 3. Legal Proceedings.''

Electric power for the Hibbing mine and the United Taconite mine is supplied by Minnesota Power, Inc.,

under agreements that continue to December 2008 and October 2008, respectively.

Silver Bay Power Company, an indirect wholly owned subsidiary of ours, with a 115 megawatt power
plant,  provides  the  majority  of  Northshore's  energy  requirements,  has  an  interconnection  agreement  with

27

Minnesota Power, Inc. for backup power, and sells 40 megawatts of excess power capacity to Northern States
Power Company under a contract that extends to 2011.

Wabush owns a portion of the Twin Falls Hydro Generation facility that provides power for Wabush's
mining  operations  in  Newfoundland.  We  have  a  20-year  agreement  with  Newfoundland  Power,  which
continues until December 31, 2014. This agreement allows an interchange of water rights in return for the
power needs for Wabush's mining operations. The Wabush pelletizing operations in Quebec are served by
Quebec Hydro on an annual contract.

Koolyanobbing  and  its  associated  satellite  mines  draw  power  from  independent  diesel  fuelled  power
stations and generators. The primary Koolyanobbing power supply contract has been extended beyond its
original term, with temporary additional power being installed to assist with immediate expansion require-
ments. Portman's longer term power supply options are currently under review.

Electrical supply on Cockatoo Island is diesel generated. The powerhouse adjacent to the processing plant
powers the shiploader, fuel farm and the processing plant. The workshop and administration office is powered
by a separate generator.

Process Fuel. We have contracts providing for the transport of natural gas for our United States iron ore
operations. The Empire and Tilden mines have the capability of burning natural gas, coal, or, to a lesser
extent, oil. The Hibbing and Northshore mines have the capability to burn natural gas and oil. The United
Taconite mine has the ability to burn coal, natural gas and coke breeze. Although all of the U.S. mines have
the capability of burning natural gas, with higher recent natural gas prices, the pelletizing operations for the
U.S. mines utilize alternate fuels when practicable. Wabush Mines has the capability to burn oil and coke
breeze.

Research and Development

We have been a leader in iron ore mining technology for more than 150 years. We operated some of the
first  mines  on  Michigan's  Marquette  Iron  Range  and  pioneered  early  open-pit  and  underground  mining
methods. From the first application of electrical power in Michigan's underground mines to the use today of
sophisticated computers and global positioning satellite systems, we and our managed mines have been leaders
in the application of new technology to the centuries-old business of mineral extraction.

We maintain research facilities in Ishpeming, Michigan at our Cliffs Technology Center. It was at these
facilities that the current concentrating and pelletizing process was developed in the 1950s. This successful
development allowed for what was once considered millions of tons of useless rock to be turned into an iron ore
reserve that provides the basis for our operations today. Today our engineering and technical staffs are engaged
in full-time technical support of our operations and improvement of existing products.

As part of our efforts to develop alternative metallic products, we participated in Phase II of the Mesabi
Nugget Project to test and develop technology for converting iron ore into nearly pure iron in nugget form. See
""Other Related Items Ì Mesabi Nugget Project'' in Item 7 for a further discussion of the Project.

Portman does not have any material research and development projects.

28

Employees

As of December 31, 2005, there were a total of 4,085 employees:

Mining Operations

Salaried

Hourly

Total

Empire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
TildenÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
LS&I Railroad ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Subtotal(1) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Hibbing ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
NorthshoreÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Wabush ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
United Taconite ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Portman ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Corporate/Support Services ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total(2)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

108
112
12

232
122
138
171
84
62
122

931

520
566
120

1,206
566
361
627
382
12

628
678
132

1,438
688
499
798
466
74
122

3,154

4,085

(1) We combined the workforces of the Empire and Tilden mines and LS & I Railroad for administrative

purposes in 2003.

(2) Includes our employees and the employees of the North American joint ventures.

Hourly employees at our North American mining operations (other than Northshore) are represented by
the USWA under collective bargaining agreements. In August 2004, four-year labor agreements were ratified
between each of the Hibbing, Tilden, United Taconite and Empire mines and the USWA covering the period
to August 1, 2008. Also, in October 2004, we entered into a five-year agreement with the USWA covering the
employees of the Wabush mine, which expires on March 1, 2009. Hourly employees of one of our wholly
owned railroads are represented by six unions with labor agreements expiring at various dates.

As  part  of  Cleveland-Cliffs  Inc  Core  Values,  the  Company  continues  to  pursue  safety  through  the
enterprise-wide safety initiatives. A reportable incident rate of 2.0 was established as our North American safe
production goal for 2005. Although the target was not achieved at all of our mines, the overall incident rate of
2.56 was the second best safety performance in the Company's history as defined by the MSHA for total
reportable  incidents.  According  to  MSHA,  the  industry  frequency  rate  for  total  reportable  incidents  for
U.S. mines, mills and shops (excluding coal) was 3.96 per 200,000 employee hours worked in 2005. Our
frequency rate for lost-time incidents in 2005 was the best in company history at 1.3 per 200,000 employee
hours  worked.  Unfortunately,  during  the  year  a  tragic  accident  occurred  at  one  of  the  Michigan  mining
operations when an employee was fatally injured while working at the production plant.

At the Koolyanobbing operation, the Lost Time Injury Frequency Rate (""LTIFR'') for the year was 4.0,
which is slightly below the Australian metalliferous open pit mining average of 4.1. During 2005, four Lost
Time Injuries (""LTI's'') were recorded, regrettably including one fatality. At Cockatoo Island, two LTI's
were incurred, resulting in a LTIFR of 7.29 for the year.

Item 3. Legal Proceedings.

Wisconsin Electric Power Company. Two of the Company's mines, Tilden and Empire (""the Mines''),
currently purchase their electric power from WEPCO pursuant to the terms of special contracts specifying
prices based on WEPCO's ""actual costs''. Effective April 1, 2005, WEPCO unilaterally changed its method of
calculating  the  energy  charges  to  the  Mines.  It  is  the  Mines'  contention  that  WEPCO's  new  billing
methodology is inconsistent with the terms of the parties' contracts and a dispute has arisen between WEPCO
and the Mines over the pricing issue. On September 20, 2005, the Mines filed a Demand for Arbitration with
the  American  Arbitration  Association  with  respect  to  the  dispute  as  provided  for  in  their  contracts  with
WEPCO. WEPCO filed its reply on October 8, 2005, which included a counterclaim for damages in an

29

amount of in excess of $4.1 million resulting from an alleged failure of Tilden to notify WEPCO of planned
production in excess of seven million tons per year. We consider WEPCO's counterclaim to be without merit
and  intend  to  defend  the  counterclaim  vigorously.  Pursuant  to  the  terms  of  the  relevant  contracts,  the
undisputed amounts are being paid to WEPCO, while the disputed amounts are being deposited into an
interest-bearing escrow account maintained by a bank. For the period ending December 31, 2005, the Mines
have deposited $75.8 million into the escrow account, of which $5.3 million was deposited in January 2006. An
amount of $73.0 million, of which $61.3 million is included in the escrow deposit and $11.7 million has been
paid  directly  to  WEPCO,  is  expected  to  be  recovered  in  early-2006;  however,  we  have  been  advised  by
WEPCO that they will oppose any release of these recoverable amounts from the escrow until completion of
the arbitration.

Maritime Asbestos Litigation. Two new maritime asbestos cases were brought against subsidiaries of the
Company in the third quarter of 2005. As has been previously disclosed, The Cleveland-Cliffs Iron Company
(""Iron'')  and/or  The  Cleveland-Cliffs  Steamship  Company  have  been  named  defendants  in  483  actions
brought from 1986 to date by former seamen (or their administrators) in which the plaintiffs claim damages
under federal law for illnesses allegedly suffered as the result of exposure to airborne asbestos fibers while
serving as crew members aboard the vessels previously owned or managed by our entities until the mid-1980s.
All  of  these  actions  have  been  consolidated  into  multidistrict  proceedings  in  the  Eastern  District  of
Pennsylvania, whose docket now includes a total of over 30,000 maritime cases filed by seamen against ship-
owners and other defendants. All of these cases have been administratively dismissed without prejudice, but
can be reinstated upon application by plaintiffs' counsel. The claims against our entities are insured, subject to
self-insured retentions by the insured in amounts that vary by policy year; however, the manner in which these
retentions will be applied remains uncertain. Our entities continue to vigorously contest these claims and have
made no settlements on these claims.

Milwaukee Solvay Coke.

In September 2002, we received a draft of a proposed Administrative Order
by Consent from the EPA, for clean-up and reimbursement of costs associated with the Milwaukee Solvay
coke plant site in Milwaukee, Wisconsin. The plant was operated by a predecessor of ours from 1973 to 1983,
which predecessor we acquired in 1986. In January 2003, we completed the sale of the plant site and property
to a third party. Following this sale, an Administrative Order by Consent (""Solvay Consent Order'') was
entered into with the EPA by us, the new owner and another third party who had operated on the site. In
connection with the Solvay Consent Order, the new owner agreed to take responsibility for the removal action
and agreed to indemnify us for all costs and expenses in connection with the removal action. In the third
quarter of 2003, the new owner, after completing a portion of the removal, experienced financial difficulties. In
an effort to continue progress on the removal action, we expended approximately $.9 million in the second half
of 2003 and $2.1 million in 2004. In September 2005, we received a notice of completion from the EPA
documenting that all work has been fully performed in accordance with the Consent Order.

On August 26, 2004, we received a Request for Information pursuant to Section 104(e) of CERCLA
relative to the investigation of additional contamination below the ground surface at the Milwaukee Solvay
site. The Request for Information was also sent to 13 other PRPs. On July 14, 2005, we received a General
Notice Letter from the EPA notifying us that the EPA believes we may be liable under CERCLA and
requesting  that  we,  along  with  other  PRPs,  voluntarily  perform  clean-up  activities  at  the  site.  We  have
responded to the General Notice Letter indicating that there had been no communications with other PRPs
but also indicating our willingness to begin the process of negotiation with the EPA and other interested
parties regarding a Consent Order. Subsequently, on July 26, 2005, we received correspondence from the EPA
with  a  proposed  Consent  Order  and  informing  us  that  three  other  PRPs  had  also  expressed  interest  in
negotiating with the EPA. At this time, the nature and extent of the contamination, the required remediation,
the total cost of the clean-up and the cost sharing responsibilities of the PRPs cannot be determined, although
the EPA has advised us that it has incurred $.5 million in past response costs, which the EPA will seek to
recover  from  us  and  the  other  PRPs.  We  increased  our  environmental  reserve  for  Milwaukee  Solvay  by
$.5 million in 2005 for potential additional exposure.

On December 23, 2005, we entered into a letter of intent with Kinnickinnic Development Group LLC
(""KK Group'') pursuant to which the KK Group would acquire and redevelop the Milwaukee Solvay site.

30

Under the terms of the letter of intent, KK Group would acquire our mortgage on the site in consideration for
the assumption of all our environmental obligations with respect to the site and a cash payment of $2,250,000.
In addition, KK Group would be required to deposit $4 million into an escrow account to fund any remaining
environmental clean-up activities on the site and to purchase insurance coverage with a $5 million limit. We
are currently drafting definitive agreements documenting this agreement. Closing of the transaction would
occur within sixty-one days of signing definitive agreements.

Rio Tinto

The Rio Tinto Mine Site is a historic underground copper mine located near Mountain City, NV, where
tailings were placed in Mill Creek, a tributary to the Owyhee River. Remediation work is being conducted in
accordance with a Consent Order between the Nevada Department of Environmental Protection (""NDEP'')
and the Rio Tinto Working Group (""RTWG'') composed of the Company, Atlantic Richfield Company,
Teck Cominco American Incorporated, and E. I. du Pont de Nemours and Company. The Consent Order
provides for technical review by the U.S. Department of the Interior Bureau of Indian Affairs, the U.S. Fish &
Wildlife Service, U.S. Department of Agriculture Forest Service, the NDEP and the Shoshone-Paiute Tribes
of the Duck Valley Reservation (collectively, ""Rio Tinto Trustees'') located downstream on the Owyhee
River. The Consent Order is currently projected to continue through 2006 with the objective of supporting the
selection of the final remedy for the Site. Costs are shared pursuant to the terms of a Participation Agreement
between the parties of the RTWG, who have reserved the right to renegotiate any future participation or cost
sharing following the completion of the Consent Order.

The  Rio  Tinto  Trustees  have  made  available  for  public  comment  their  plans  for  the  assessment  of
Natural Resource Damages (""NRD''). The RTWG commented on the plans and also are in discussions with
the Rio Tinto Trustees informally about those plans. The notice of plan availability is a step in the damage
assessment process. The studies presented in the plan may lead to a NRD claim under CERCLA. There is no
monetized NRD claim at this time.

During 2005, the focus of the RTWG has been on development of alternatives for remediation of the
mine site. A draft of an alternatives study has recently been reviewed with the Rio Tinto Trustees and the
alternatives  have  essentially  been  reduced  to  three:  (1)  no  action;  (2)  long-term  water  treatment,  and
(3) removal of the tailings. The estimated  costs range from  approximately $1  million to  $27 million.  In
recognition of the potential for an NRD claim, the parties are exploring the possibility of a global settlement
that would encompass both the site decision and the NRD issues and thereby avoid the lengthy litigation
typically associated with NRD. The Company's recorded reserve of approximately $1.2 million reflects its
estimated costs for completion of the existing Consent Order and the minimum ""no action'' alternative based
on the current Participation Agreement.

Northshore Notice of Violation

On February 10, 2006, our Northshore mine received a Notice from the EPA. The Notice cites four
alleged violations: (1) that Northshore violated the PSD requirements of the Clean Air Act in the 1990 restart
of Furnaces 11 and 12; (2) that Northshore mine violated the PSD Regulations in the 1995 restart of Furnace
6; (3) Title V operating permit violations for not including in the Title V permit all applicable requirements
(including a compliance schedule for PSD and BACT requirements associated with the furnace 12 restarts);
and (4) failure to comply with calibration of monitoring equipment as required under Northshore's Title V
permit. The alleged violations relating to the restart of Furnaces 11 and 12 occurred prior to our acquisition of
Northshore (formerly Cyprus Northshore Mining Company) in a share purchase in 1994. We are currently
investigating the allegations contained in the Notice.

31

Item 4. Submission of Matters to a Vote of Security Holders.

None.

Name

EXECUTIVE OFFICERS OF THE REGISTRANT

Position with Cleveland-Cliffs Inc as of February 17, 2006

J. S. BrinzoÏÏÏÏÏÏÏÏÏÏÏ Chairman and Chief Executive Officer
D. H. Gunning ÏÏÏÏÏÏÏÏ Vice Chairman
J. A. Carrabba ÏÏÏÏÏÏÏÏ President and Chief Operating Officer
W. R. Calfee ÏÏÏÏÏÏÏÏÏ Executive Vice President-Commercial
D. J. GallagherÏÏÏÏÏÏÏÏ Executive Vice President, Chief Financial Officer and Treasurer
R. L. Kummer ÏÏÏÏÏÏÏÏ Senior Vice President-Human Resources
J. A. Trethewey ÏÏÏÏÏÏÏ Senior Vice President-Business Development

Age

64
63
53
59
53
49
61

There is no family relationship between any of our executive officers, or between any of our executive
officers and any of our Directors. Officers are elected to serve until successors have been elected. All of the
above-named executive officers were elected effective on the dates listed below for each such officer.

The business experience of the persons named above for the last five years is as follows:

J.S. Brinzo

Chairman and Chief Executive Officer, Cleveland-Cliffs Inc,

January 1, 2000 to June 30, 2003

Chairman, President and Chief Executive Officer, Cleveland-Cliffs Inc,

July 1, 2003 to May 23, 2005.

Chairman and Chief Executive Officer, Cleveland-Cliffs Inc,

D.H. Gunning

Consultant and Private Investor

May 23, 2005 to date.

December 1997 to April 15, 2001.
Vice Chairman, Cleveland-Cliffs Inc,

April 16, 2001 to date.

J.A. Carrabba

General Manager, Weipa Bauxite Operation, Comalco Aluminum

March 1, 2000 to April 20, 2003.

President and Chief Operating Officer, Diavik Diamond Mines,

April 21, 2003 to May 22, 2005.

President and Chief Operating Officer, Cleveland-Cliffs Inc,

May 23, 2005 to date.

W.R. Calfee

Executive Vice President Ì Commercial, Cleveland-Cliffs Inc,

October 1, 1995 to date.

D.J. Gallagher

Vice President Ì Sales, Cleveland-Cliffs Inc,

August 1, 1998 to July 28, 2003.

Senior Vice President, Chief Financial Officer and Treasurer, Cleveland-
Cliffs Inc,

July 29, 2003 to May 9, 2005.

Executive Vice President, Chief Financial Officer and Treasurer, Cleveland-
Cliffs Inc,

May 10, 2005 to date.

32

R.L. Kummer

Vice President, Human Resources, Government and Public Affairs,
Kennecott Energy Company,

June 1, 1999 to August 31, 2000.

Vice President Ì Human Resources, Cleveland-Cliffs Inc,

September 5, 2000 to December 31, 2002.

Senior Vice President Ì Human Resources, Cleveland-Cliffs Inc,

January 1, 2003 to date.

J.A. Trethewey

Senior Vice President Ì Operations Services, Cleveland-Cliffs Inc,

June 1, 1999 to March 15, 2001.

Senior Vice President Ì Business Development, Cleveland-Cliffs Inc,

March 15, 2001 to April 23, 2003.

Senior Vice President Ì Operations Improvement, Cleveland-Cliffs Inc,

April 24, 2003 to May 31, 2004.

Senior Vice President Ì Business Development, Cleveland-Cliffs Inc,

June 1, 2004 to date.

PART II

Item 5. Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of

Equity Securities.

Stock Exchange Information

Our Common Shares (ticker symbol CLF) are listed on the New York Stock Exchange. The shares are

also listed on the Chicago Stock Exchange.

Common Share Price Performance and Dividends

All per-share information has been adjusted retroactively to reflect the two-for-one stock split effective

December 31, 2004.

High

First Quarter ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $88.35
75.50
Second Quarter ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
88.67
Third Quarter ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
99.25
Fourth Quarter ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

2005
Low

$46.80
51.14
56.85
70.90

Year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

99.25

46.80

$.10
.10
.20
.20

$.60

2004
Low

$21.28
19.71
25.03
33.35

$34.04
33.84
40.25
53.56

53.56

19.71

Dividends

$

.10

$.10

Dividends

High

At February 14, 2006, we had 1,631 shareholders of record.

Unregistered Sales of Equity Securities and Use of Proceeds.

On September 30, 2005, October 14, 2005, and November 15, 2005, pursuant to the Cleveland-Cliffs Inc
Voluntary  Non-Qualified  Deferred  Compensation  Plan  (""VNQDC  Plan''),  the  Company  sold  a  total  of
25 shares of common stock, par value $.50 per share, of Cleveland-Cliffs Inc (""Common Shares'') for an
aggregate consideration of $2,195.50 to the Trustee of the Trust maintained under the VNQDC Plan. These
sales were made in reliance on Rule 506 of Regulation D under the Securities Act of 1933 pursuant to an
election made by one managerial employee under the VNQDC Plan.

33

Issuer Purchases of Equity Securities

(a)
Total Number of
Shares (or
Units) Purchased
(1)

(b)
Average Price Paid
per Share (or
Unit)
$

(c)
Total Number of
Shares (or Units)
Purchased as Part
of Publicly
Announced Plans or
Programs (2)

(d)
Maximum
Number (or
Approximate
Dollar Value) of
Shares (or
Units) that May
Yet be Purchased
Under the Plans
or Programs

Period

October 1-31, 2005
November 1-30, 2005 ÏÏ
December 1-31, 2005

15,614

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

15,614

95.07

95.07

(1) Shares were acquired by the Company from certain employees in connection with the vesting of restricted
stock. Whole shares were repurchased to satisfy the tax withholding obligations of the employees on
November 30, 2005.

(2) The Company did not repurchase any of its equity securities during the period covered by this report

pursuant to any publicly announced plan or program.

34

Item 6. Selected Financial Data.

Summary of Financial and Other Statistical Data
Cleveland-Cliffs Inc and Consolidated Subsidiaries

Financial Data (In Millions, Except Per Share Amounts

and Employees)

Operating Income (Loss) From Continuing Operations

2005 (a)

2004

2003

2002

2001

(Pre-Tax)
Revenue From Product Sales and Services ÏÏÏÏÏÏÏÏÏÏÏÏÏ $1,739.5
$319.3
Cost of Goods Sold and Operating Expenses ÏÏÏÏÏÏÏÏÏÏÏ (1,350.5) (1,053.6) (835.0) (582.7) (358.7)
Other Operating Income (Expense) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Operating Income (Loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Income (Loss) From Continuing Operations ÏÏÏÏÏÏÏÏÏÏÏÏÏ
Income (Loss) From Discontinued Operations ÏÏÏÏÏÏÏÏÏÏÏ
Income (Loss) Before Extraordinary Gain and Cumulative

(65.4)
(61.7)
(66.4)
(108.5)

(32.5)
356.5
273.2
(.8)

(31.9)
117.6
320.2
3.4

10.0
(29.4)
(19.5)
(12.7)

(38.4)
(48.3)
(34.9)

$1,203.1

$586.4

$825.1

Effect of Accounting Changes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Extraordinary Gain ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cumulative Effect of Accounting Changes Income

(Loss)(b) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net Income (Loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Preferred Stock Dividends ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Income (Loss) Applicable to Common Shares ÏÏÏÏÏÏÏÏÏ

Earnings (Loss) Per Common Share Ì Basic(c)

Continuing Operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Discontinued Operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cumulative Effect of Accounting Changes and

Extraordinary Gain ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Earnings (Loss) Applicable to Common Shares ÏÏÏÏÏÏÏÏÏÏ
Earnings (Loss) Per Common Share Ì Diluted(c)

Continuing Operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Discontinued Operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cumulative Effect of Accounting Changes and

Extraordinary Gain ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Earnings (Loss) Per Common Share(c)(d)ÏÏÏÏÏÏÏÏÏÏ
Total AssetsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Debt Obligations Effectively Serviced(e) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net Cash From (Used By) Operating Activities ÏÏÏÏÏÏÏÏÏÏ
Redeemable Cumulative Convertible Perpetual Preferred

Stock ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Distributions to Preferred Shareholders Cash Dividends ÏÏÏÏ
Distributions to Common Shareholders Cash Dividends

Ì Per Share(c) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Repurchases of Common Shares ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Pro Forma Results Assuming Accounting Changes Made

Retroactively(f) Net Income (Loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Per Share(c)

Ì BasicÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì Diluted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

North American Iron Ore Production and Sales Statistics

(Tons in Millions Ì North America; Tonnes in
Millions Ì Australia )

272.4

323.6

(34.9) (174.9)

(32.2)

2.2

5.2
277.6
(5.6)
272.0

12.32
(.04)

.24
12.52

9.81
(.03)

.19
9.97
1,746.7
49.6
514.6

172.5
5.6

.60
13.1

323.6
(5.3)
318.3

14.78
.16

14.94

11.68
.12

11.80
1,232.3
9.1
(141.4)

172.5
5.3

.10
2.2
6.5

(13.4)
(32.7) (188.3)

9.3
(22.9)

(32.7) (188.3)

(22.9)

(1.70)

.10
(1.60)

(1.70)

.10
(1.60)
881.6
34.6
42.7

(3.29)
(5.36)

(.66)
(9.31)

(3.29)
(5.36)

(.66)
(9.31)
718.1
67.4
40.9

(.97)
(.63)

.46
(1.14)

(.97)
(.63)

.46
(1.14)
818.5
173.9
28.9

.20
4.1

322.4

(32.4) (186.9)

(24.0)

14.88
11.76

(1.58)
(1.58)

(9.25)
(9.25)

(1.19)
(1.19)

Production Tons Ì North America ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

35.9

34.4

30.3

27.9

25.4

35

2005 (a)

2004

2003

2002

2001

Tonnes Ì Australia ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Company's Share of Iron Ore Production Ì North America
(tons)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì Australia (tonnes) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Sales Tons Ì North America ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Tonnes Ì Australia ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Common Shares Outstanding (Millions)(c)

Ì Average for Year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì At Year-End ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Employees at Year-End(g) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

5.2

22.1
5.2
22.3
4.9

21.7
21.9
4,085

21.7

22.6

18.1

19.2

14.7

14.7

7.8

8.4

21.3
21.6
3,777

20.5
21.0
3,956

20.2
20.2
3,858

20.2
20.2
4,302

(a) On April 19, 2005, we completed the acquisition of 80.4 percent of Portman, the third largest iron ore
mining  company  in  Australia.  The  acquisition  was  initiated  on  March  31,  2005  by  the  purchase  of
approximately 68.7 percent of Portman's outstanding shares. Results for 2005 include Portman's results
since the acquisition.

(b) Effective January 1, 2005, we adopted EITF 04-6, ""Accounting for Stripping Costs Incurred during
Production in the Mining Industry''. Effective January 1, 2002 we adopted SFAS No. 143, ""Accounting
for Asset Retirement Obligations'' and effective January 1, 2001 we changed our method of accounting
for investment gains and losses on pension assets for the recognition of pension expense.

(c) On November 9, 2004 the Board of Directors of the Company approved a two-for-one stock split of its
Common Shares. The record date for the stock split was December 15, 2004 with a distribution date of
December  31,  2004.  Accordingly,  all  Common  Shares  and  per  share  amounts  have  been  adjusted
retroactively  to  reflect  the  stock  split.  Additionally,  all  diluted  per  share  amounts  reflect  the  ""as-if-
converted''  effect  of  our  convertible  preferred  stock  as  required  by  Emerging  Issues  Task  Force
Consensus 04-8.

(d) In 2003 we recognized a $2.2 million extraordinary gain in the acquisition of the assets of Eveleth Mines;
$3.3 million acquisition and startup costs for this same mine, renamed United Taconite and $8.7 million
of restructuring charges related to a salaried employee reduction program. Results for 2002 include a
$95.7 million and $52.7 for impairment charges relating to discontinued operation and impairment of
mining assets, respectively.

(e) Includes our share of unconsolidated ventures and equipment acquired on capital leases; includes short-

term portion.

(f) The pro forma results include the effect on prior years for the retroactive impact of changes in accounting
methods related to: (1) adoption in 2002 of the asset retirement obligation (expense of $.8 million or
$.04 per share in 2001); and (2) adoption at January 1, 2005, of the accounting for stripping costs;
Income (expense) of ($1.2) million, $.3 million, $1.4 million and ($.3) million for 2004, 2003, 2002 and
2001, respectively; and related diluted per share amounts ($.04), $.02, $.06 and ($.01).

(g) Includes employees of managed mining ventures.

Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations

Overview

Cleveland-Cliffs Inc (the ""Company,'' ""we,'' ""us,'' ""our,'' and ""Cliffs'') is the largest producer of iron
ore pellets in North America. We sell the majority of our pellets to integrated steel companies in the United
States  and  Canada.  We  manage  and  operate  six  North  American  iron  ore  mines  located  in  Michigan,
Minnesota, and Eastern Canada that currently have a rated capacity of 37.5 million tons of iron ore pellet
production annually, representing 45.9 percent of the current North American pellet production capacity. The
other  iron  ore  mines  in  the  U.S.  and  Canada  have  an  aggregate  rated  capacity  of  22.9  million  tons  and
21.2 million tons, respectively. Based on our percentage ownership in the mines we operate, our share of the
rated pellet production capacity is currently 23.0 million tons annually, representing approximately 28 percent
of total North American annual pellet capacity.

36

On April 19, 2005, Cleveland-Cliffs Australia Pty Limited (""Cliffs Australia''), an indirect wholly owned
subsidiary of the Company, completed the acquisition of 80.4 percent of Portman Limited (""Portman''), the
third-largest iron ore mining company in Australia. The acquisition was initiated on March 31, 2005 by the
purchase of approximately 68.7 percent of the outstanding shares of Portman. Portman serves the Asian iron
ore markets with direct-shipping fines and lump ore from two iron ore projects, both located in Western
Australia. Portman's full-year 2005 production (excluding its .6 million metric ton (""tonne'') share of the
50 percent-owned Cockatoo Island joint venture) was approximately 6.0 million tonnes. Portman currently
has a $61 million project underway that is expected to increase its wholly owned production capacity to eight
million tonnes per year by the end of the first quarter of 2006. The production is committed to steel companies
in China and Japan for approximately four years.

The  Portman  acquisition  represents  another  significant  milestone  in  our  long-term  strategy  to  seek
additional  iron  ore  mine  investment  opportunities  and  to  transition  our  Company  from  primarily  a  mine
management company and mineral holder to an international merchant mining company.

The purchase price for the 80.4 percent interest in Portman was $433.1 million, including $12.4 million of
acquisition  costs.  Additionally,  we  incurred  $9.8  million  of  foreign  currency  hedging  costs  related  to  the
transaction, which were charged to operations in the first quarter of 2005.

The  acquisition  and  related  costs  were  financed  with  existing  cash  and  marketable  securities  and
$175  million  of  interim  borrowings  under  a  new  three-year  $350  million  revolving  credit  facility.  The
outstanding balance was repaid in full on July 5, 2005.

Our statement of consolidated financial position as of December 31, 2005, reflects the acquisition of
Portman, effective March 31, 2005, under the purchase method of accounting. Assets acquired and liabilities
assumed  have  been  recorded  at  estimated  fair  values  as  of  the  acquisition  date  as  determined  by  our
management based on the information currently available. An appraisal of assets and liabilities has not yet
been finalized, and is expected to be complete by March 31, 2006. While we do not expect any material
changes, the purchase price allocation remains subject to revision through the allocation period ending in the
first quarter of 2006. A significant portion of the purchase price was allocated to iron ore reserves, which will
be depleted on a unit-of-production basis over the productive life of the reserve.

As a result of the Portman acquisition, we now operate in two reportable segments: the North American

segment and the Australian segment, also referred to as Portman.

Prior to 2002, we primarily held a minority interest in the mines we managed, with the majority interest
in each mine held by various North American steel companies. Our earnings were principally comprised of
royalties and management fees paid by the partnerships, along with sales of our equity share of the mine pellet
production. Faced with marked deterioration in the financial condition of many of our partners and customers,
we  embarked  on  a  strategy  to  reposition  ourselves  from  a  manager  of  iron  ore  mines  on  behalf  of  steel
company  partners  to  primarily  a  merchant  of  iron  ore  through  increasing  our  ownership  interests  in  our
managed mines.

Our  successful  navigation  of  numerous  customer  and  partner  bankruptcies  and  the  corresponding
consolidation  of  the  industry  in  recent  years  have  resulted  in  our  emerging  with  new  long-term  supply
agreements, at more favorable pricing, with steel company partners and customers that are financially stronger
than their predecessors. One premier example is the former International Steel Group, Inc. (""ISG''), which
consolidated  several  bankrupt  steel  companies.  In  2002,  we  invested  $13.0  million  in  ISG  to  support  its
acquisition of bankrupt LTV Corporation's idled steelmaking assets, receiving a seven percent stake in return.
We  also  entered  into  a  15-year  term  sales  agreement  to  supply  all  of  ISG's  pellet  requirements  for  its
Cleveland  and  Indiana  Harbor  plants.  Later  in  2002,  we  invested  another  $4.4  million  to  support  ISG's
acquisition  of  the  steelmaking  assets  of  Acme  Metals  Incorporated  (""Acme'')  and  invested  another
$10.7 million of pension trust assets in 2003 to support ISG's acquisition of Bethlehem Steel Corporation's
(""Bethlehem'') assets. In conjunction with its acquisition of Bethlehem, ISG acquired Bethlehem's 62.3 per-
cent  equity  interest  in  the  Hibbing  Taconite  Company Ì Joint  Venture  (""Hibbing'').  Through  these
investments, we received 5.9 million shares (5.1 million shares of directly-held and .8 million shares held in

37

our  pension  trust)  in  return  for  our  original  investment.  In  2004,  we  realized  a  $152.7  million  pre-tax
($99.3 million after-tax) gain on the sale of our 5.1 million shares of directly-held ISG common stock. Also in
2004, ISG acquired the bankrupt assets of Weirton Steel Corporation (""Weirton'') and Georgetown Steel
Corporation. In conjunction with its acquisition of Weirton, ISG assumed our term supply agreement with
Weirton with some modifications.

ISG agreed to merge with Mittal Steel Company N.V. (""Mittal''), the parent company of Ispat Inland
Inc. (""Ispat''), in 2005, resulting in the world's largest steel company. Effective January 3, 2006, Ispat was
merged with and into Mittal Steel USA ISG Inc. and renamed Mittal Steel USA Inc. (""Mittal Steel USA'').

In  2004,  we  also  significantly  improved  our  liquidity  initially  through  our  January,  2004  offering  of
$172.5  million  of  redeemable  cumulative  convertible  perpetual  preferred  stock.  The  proceeds  from  the
issuance  were  utilized  to  repay  the  remaining  $25  million  balance  of  our  unsecured  notes  and  to  fund
$76.1  million  into  our  underfunded  salaried  and  hourly  pension  funds  and  retiree  healthcare  accounts
(""VEBAs''). Additionally, the proceeds from the sale of ISG stock and cash flow from operations provided us
with the liquidity for capital expenditures to maintain and expand our production capacity and to complete the
acquisition of Portman. We intend to continue to pursue investment and operations management opportunities
to broaden our scope as a supplier of iron ore to the integrated steel industry through the acquisition of
additional mining interests to strengthen our market position. We are particularly focused on expanding our
international investments to capitalize on global demand for steel and iron ore.

Our strategic redirection and acceptance of additional risks of increased mine ownership followed by
significant increases in iron ore demand and pricing culminated in record operating income in 2004 and again
in 2005, solid financial condition, and a strong base for future growth.

Our share of North American production in 2005 was a record 22.1 million tons. Mine operating costs on
a per-ton basis increased by approximately 14 percent in 2005 versus 2004 primarily due to higher energy,
supply pricing and royalties. From a safety standpoint, 2005 was the second best safety performance in the
company's 158 year history at 2.56 per 200,000 employee hours worked as defined by the Mine Safety and
Health  Administration  (""MSHA'')  for  total  reportable  incidents.  According  to  MSHA,  the  industry
frequency rate for total reportable incidents for U.S. mines, mills and shops (excluding coal) was 3.96 per
200,000 employee hours worked in 2005. Our frequency rate for lost-time incidents in 2005 was the best in
company history at 1.3 per 200,000 employee hours worked. Unfortunately, during the year a tragic accident
occurred at one of the Michigan mining operations when an employee was fatally injured while working at the
production plant.

At the Koolyanobbing operation, the Lost Time Injury Frequency Rate (""LTIFR'') for the year was 4.0,
which is slightly below the Australian metalliferous open pit mining industry average of 4.1. During 2005, four
Lost  Time  Injuries  (""LTI's'')  were  recorded  at  the  Koolyanobbing  operation,  regrettably  including  one
fatality. At Cockatoo Island, two LTI's were incurred, resulting in a LTIFR of 7.29 for the year. Portman's
safety statistics include employees and contractors.

Our operating objectives are to maximize safe production, efficiency and productivity at our mines. All of
the  mines  and  processing  facilities  have  been  in  existence  for  several  decades  and  are  energy  and  labor
intensive operations. Energy comprises approximately 27 percent of our mine production costs. We continue to
strive for employment productivity improvements to offset rising energy and employee medical and legacy
costs. Employees at the Empire Iron Mining Partnership (""Empire'') and Tilden Mining Company L.C.
(""Tilden'') in Michigan and Hibbing Taconite and United Taconite mines in Minnesota, represented by the
United Steelworkers of America (""USWA''), ratified four-year labor agreements that are comparable to
other USWA contracts in the industry. The agreements provide for wage increases and additional funding into
employee pension plans and VEBAs in exchange for employees and future retirees sharing in healthcare
insurance  costs  and  certain  other  provisions  that  will  continue  to  improve  productivity.  (See  ""Labor
Contracts.'')

38

Two-for-One Stock Split

On November 9, 2004, the Board of Directors of the Company approved a two-for-one stock split of its
Common Shares with a corresponding decrease in par value from $1.00 to $.50. The record date for the stock
split was December 15, 2004 with a distribution date of December 31, 2004. Accordingly, all Common Shares,
per-share  amounts,  stock  compensation  plans  and  preferred  stock  conversion  rates  have  been  adjusted
retroactively to reflect the stock split. Additionally, all diluted per-share amounts reflect the ""as-if-converted''
effect of the Company's convertible preferred stock as required by Emerging Issues Task Force Consen-
sus 04-8, ""The Effect of Contingently Convertible Instruments on Dilute Earnings per Share.''

Key Operating and Financial Indicators

Following is a summary of the Company's key operating and financial indicators for the years 2005, 2004

and 2003:

2005

2004

2003

22.3
North American Pellet Sales (Million Tons)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
4.9
Australian Iron Ore Sales (Million Tonnes) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Revenues from Iron Ore Sales and Services (Millions)* ÏÏÏÏÏÏÏÏÏ $1,512.2
Pellet Production (Million Tons)

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Company's Share ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Australian Iron Ore Production (Million Tonnes)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Sales Margin (Loss) (Millions)

35.9
22.1
5.2

22.6

19.2

$995.0

$686.8

34.4
21.7

30.3
18.1

North America ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 358.6
30.4
Australia ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $

$149.5

$ (9.9)

Income (Loss) from Continuing Operations

Amount (Millions) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 273.2
9.81
Per Share (Diluted) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $

$320.2
$11.68

$(34.9)
$(1.70)

Net Income (Loss)

Amount (Millions) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 277.6
9.97
Per Share (Diluted) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $

$323.6
$11.80

$(32.7)
$(1.60)

* The Company also received revenues of $227.3 million, $208.1 million and $138.3 million in 2005, 2004 and

2003, respectively, related to freight and venture partners' cost reimbursements.

North American iron ore pellet sales decreased .3 million tons from the previous record of 22.6 million
tons sold in 2004. The sales decrease primarily reflected a slowdown in the North American steel industry in
mid-2005 brought on by production reductions at North American steel companies undertaken to mitigate
lower global steel pricing. Iron ore pellet production for our account increased .4 million tons largely due to the
full-year production at United Taconite, which was acquired in December 2003, and higher production at all
mines except Empire and Northshore.

Our increase in 2005 North American sales margin from 2004 was principally due to an increase in sales
prices partially offset by higher production costs and lower volume. The increase in sales prices reflected the
effect on term sales contract escalators of higher steel prices, an increase in international pellet prices, and
higher Producers Price Indices (""PPI''). Production costs were adversely affected by higher energy and supply
pricing, increased maintenance costs and higher royalty rates due to increased pellet sales pricing. On a year-
over-year basis, these factors were partly offset by the fixed-cost effect of a 14-week labor stoppage at Wabush
Mines (""Wabush'') in the third quarter of 2004, the impact of a weaker U.S. dollar on our share of Wabush
production costs, and costs incurred related to 2004 U.S. labor negotiations.

Portman's sales of lump ore and fines were 4.9 million tonnes since the acquisition. Iron ore production

was 4.7 million tonnes, excluding .5 million tonnes at Cockatoo Island, since the acquisition.

39

Our business is affected by a number of factors, which are described in detail under Item 1A. Risk
Factors. As we have increased our role as a merchant of iron ore to steel company customers, we have become
more  dependent  on  the  revenues  from  our  term  supply  agreements.  Because  our  agreements  are  largely
requirements contracts, those revenues are heavily dependent on customer consumption of iron ore. Customer
requirements may be affected by increased use of iron ore substitutes, including imported semi-finished steel,
customer rationalization or financial failure, and decreased North American steel production resulting from
increased imports or lower steel consumption.

Further, our North American sales are concentrated with relatively few customers. Unmitigated loss of
sales would have a significantly greater impact on operating results and cash flow than revenue, due to the
high level of fixed costs in the iron ore mining business and the high cost to idle or close mines. In the event of
a  venture  participant's  failure  to  perform,  remaining  solvent  venturers,  including  us,  may  be  required  to
assume additional fixed costs and record additional material obligations. The premature closure of a mine due
to the loss of a significant customer or the failure of a joint venture participant would accelerate substantial
employment and mine shutdown costs.

Results of Operations

Following is a summary of results for 2005, 2004 and 2003:

(In Millions)
2004

2005

Income (loss) from continuing operations(a) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $273.2
(.8)
Income (loss) from discontinuing operations(b) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$320.2
3.4

Income (loss) before extraordinary gain and cumulative effect of

accounting changes(b) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Extraordinary gain(b)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cumulative effect of accounting changes(c) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

272.4

323.6

5.2

2003

$(34.9)

(34.9)
2.2

Net income (loss)

Ì amount ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$277.6

$323.6

$(32.7)

Ì per share basic(d) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $12.52

$14.94

$(1.60)

Ì per share diluted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 9.97

$11.80

$(1.60)

Average number of shares (in thousands)

Ì basic ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
21,728
Ì diluted(e) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 27,836

21,308
27,421

20,512
20,512

(a) Includes charges for impairments of mining assets of $5.8 million in 2004 and $2.6 million in 2003, an
after-tax gain on sale of ISG common stock, $99.3 million in 2004, and reversals of deferred tax asset
valuation allowances of $8.9 million and $113.8 million in 2005 and 2004, respectively.

(b) Net of tax and minority interest.

(c) Net of tax.

(d) Adjusted for preferred dividend effect of $5.6 million and $5.3 million in 2005 and 2004, respectively.

(e) Includes 5.578 and 5.566 million shares in 2005 and 2004, respectively for the weighted average of ""as-if

converted'' convertible preferred.

2005 Versus 2004

The decrease in net income primarily reflected last year's after-tax gain of $99.3 million ($152.7 million
pre-tax) on the sale of all directly-held ISG stock and the fourth-quarter 2004 reversal of $113.8 million of
deferred  tax  asset  valuation  allowance,  largely  offset  by  higher  North  American  sales  margins  and  the
inclusion of earnings from Portman since March 31, 2005, when we acquired a controlling interest.

40

The $47.0 million decrease in income from continuing operations reflected higher income taxes of $119.8
and $10.1 million of income attributable to the minority interest owners of Portman, partially offset by higher
income before income taxes and minority interest of $82.9 million. The pre-tax earnings increase from 2004
principally reflected higher North American sales margins of $209.1 million and the inclusion of Portman's
sales margin of $30.4 million since the March 31, 2005 acquisition partially offset by last year's gain on the
sale of ISG common stock of $152.7 million. Following is a summary of the sales margin:

North American iron ore pellet sales (tons) ÏÏÏÏÏÏÏÏÏÏÏ

Australian iron ore sales (tonnes)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(In Millions)

2005

2004

Increase (Decrease)
Percent
Amount

22.3

4.9

22.6

(.3)

(1.3)%

4.9

N/M

Revenues from iron ore sales and services ÏÏÏÏÏÏÏÏÏÏÏÏÏ $1,512.2
Cost of goods sold and operating expenses

Excluding production curtailments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Costs of production curtailmentsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

1,123.2

Total CostsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

1,123.2

$995.0

$517.2

52.0%

840.3
5.2

845.5

282.9

(5.2)

33.7
(100.0)

277.7

32.8

Sales margin ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 389.0

$149.5

$239.5

160.2%

North American Iron Ore

Revenues from Iron Ore Sales and Services

Sales revenue (excluding freight and venture partners' cost reimbursements) increased $312.7 million or
31 percent. The increase in sales revenue was due to higher sales prices, $328.0 million, partially offset by a
sales volume decrease of $15.3 million. The 33 percent increase in sales prices primarily reflected the effect on
Cliffs' term sales contract price adjustment factors of an approximate 86 percent increase in international
pellet pricing, higher steel pricing, higher PPI and other contractual increases, including base price increases
and lag-year adjustments. Included in 2005 revenues was approximately .9 million tons of 2005 sales at 2004
contract prices and $2.4 million of price adjustments on 2004 sales.

Cost of Goods Sold and Operating Expenses

Cost  of  goods  sold  and  operating  expenses  (excluding  freight  and  venture  partners'  costs)  increased
$103.6 million from 2004. The increase primarily reflected higher unit production costs of $116.6 million.
Lower sales volume reduced costs $13.0 million. The increases in unit production costs included higher energy
pricing, $50.4 million; increased maintenance costs, $18.7 million; higher supply prices, $16.6 million; and
higher  royalty  rates,  $13.2  million,  due  to  increased  pellet  sales  pricing.  Production  costs  in  2004  were
impacted by the labor stoppage at Wabush in the third quarter of 2004 of $5.2 million, a $3.4 million exchange
rate  effect  due  to  the  impact  of  a  weaker  U.S.  dollar  on  our  share  of  Wabush  production  costs,  and
$3.0 million related to 2004 U.S. labor negotiations.

Sales Margin

The sales margin improvement of $209.1 million in 2005 was principally due to an increase in sales price,

partially offset by lower volume and higher production costs.

Australian Iron Ore

Revenues from Iron Ore Sales and Services

Sales  revenue  of  $204.5  million  on  4.9  million  tonnes  of  Portman's  sales  reflects  results  since  the
March 31, 2005, acquisition. Sales revenues for the nine-month period represent a record for Portman. At

41

acquisition, Portman had currency derivatives used to hedge its currency exposure for a portion of its sales
receipts  denominated  in  U.S.  dollars.  Although  Portman  carried  a  hedge  reserve,  the  reserve  was  not
recognized in the allocation of purchase price. Pre-acquisition contracts, with a fair value of $13.0 million,
therefore, are expensed upon delivery. Through December 31, 2005, $9.8 million of hedge contracts were
settled and recognized as a reduction of revenues.

Cost of Goods Sold and Operating Expenses

Cost of goods sold and operating expenses of $174.1 million for the nine-month period reflected the
recognition  of  $38.6  million  of  basis  adjustments  to  inventory  and  mineral  rights  due  to  the  preliminary
allocation of the $433.1 million purchase price. We continue to refine our purchase accounting developed with
the assistance of an outside consultant. The current allocation of the 80.4 percent interest in Portman allocated
$23.1 million to product and work in process inventories, of which approximately $19.9 million has been
included in cost of goods sold through December 31, 2005. Most of the $3.2 million remaining inventory
step-up is expected to be expensed prior to the end of 2006. The $18.7 million balance of the basis adjustments
principally reflected increased depletion of mineral rights.

Sales Margin

The sales margin of $30.4 million on 4.9 million tonnes of Portman's sales reflects results since the

March 31, 2005 acquisition.

Other Operating Income

The pre-tax earnings changes for 2005 versus the comparable 2004 period also included:

‚ A  business  interruption  insurance  recovery  of  $12.3  million  related  to  a  five-week  production
curtailment at the Empire and Tilden mines in 2003 due to the loss of electric power as a result of
flooding in the Upper Peninsula of Michigan. Future recoveries may be forthcoming from a claim for
reimbursement of insurance deductibles through subrogation.

‚ Higher royalties and management fee revenue of $1.8 million, primarily reflecting higher Wabush
management fees due to the approximate 86 percent increase in Eastern Canadian pellet prices.

‚ Higher  administrative,  selling  and  general  expense  of  $14.8  million  reflecting  higher  stock-based
compensation and the inclusion of $5.5 million of Portman's 2005 expense since the March 31, 2005
acquisition.

‚ Lower impairment of mining asset charges, $5.8 million. Due primarily to the significant increase in
2005 pellet pricing, we have determined, based on a cash flow analysis, that our Empire mine is no
longer impaired; accordingly, capital additions at Empire in 2005 were not charged to expense.

‚ Provision for customer bankruptcy exposures, $3.6 million. Results for 2005 included a $1.9 million
recovery from WCI Steel Inc. (""WCI''). Results for 2004 included a first-quarter charge related to a
subsidiary of Weirton, $1.6 million.

‚ Miscellaneous Ì net expense, $9.1 million higher than the same period last year. Miscellaneous Ì net
includes $5.2 million to clean a PCB spill at the Tilden mine in November 2005, and $1.9 million of
expense at Portman since the March 31 acquisition.

Other Income (Expense)

‚ Last year's results included a $152.7 million gain on the sale of directly-held ISG common stock.

‚ A 2005 gain of $9.5 million on the sale of certain assets to PolyMet Mining Inc. (""PolyMet''). (See

Other Related Items Ì PolyMet).

‚ Increased interest income of $2.4 million reflecting higher average cash and short-term marketable

securities balances and slightly higher rates.

42

‚ Increased interest expense of $3.7 million includes $2.0 million of interest expense at Portman since
the March 31 acquisition, and interim borrowings in 2005 under Cliffs' new $350 million revolving
credit facility to supplement funds required for the Portman acquisition.

‚ Higher other-net expense of $11.5 million primarily reflected $9.8 million of currency hedging costs

associated with the Portman acquisition.

Income Taxes

We entered 2005 with a valuation allowance to reduce a deferred tax asset related to $25.4 million of net
operating losses attributable to pre-consolidation separate return years of one of our subsidiaries. In the fourth
quarter of 2005, we determined, based on the existence of sufficient evidence, that we no longer required this
valuation  allowance.  During  2005,  an  $8.9  million  adjustment  to  reverse  this  valuation  allowance  was
recognized. However, through our acquisition of Portman, we acquired a deferred tax asset of $11.1 million
related to capital loss carryforwards with a corresponding $11.1 million deferred tax asset valuation allowance
due to uncertainty about utilization of these carryforwards.

In the fourth quarter of 2004, we determined, based on the existence of sufficient evidence, that we no
longer  required  a  valuation  allowance  other  than  $8.9  million  related  to  net  operating  loss  carryforwards
described above. During 2004, a $113.8 million adjustment to reduce the valuation allowance was recognized.

Excluding the $8.9 million and $113.8 million valuation reversals in 2005 and 2004, respectively, income
tax expense of $93.7 million in 2005 was $14.9 million higher than the comparable amount last year. The
increase was due to higher pre-tax income in 2005, partially offset by a lower effective tax rate.

Discontinued Operations

Our arrangements with C.V.G. Ferrominera Orinoco C.A. of Venezuela (""Ferrominera''), a govern-
ment-owned company responsible for the development of Venezuela's iron ore industry, to provide technical
assistance  in  support  of  improving  operations  of  a  3.3  million  tonne  per  year  pelletizing  facility  were
terminated in the third quarter of 2005. We recorded after-tax expense of $1.7 million related to this contract
in 2005.

On July 23, 2004, Cliffs and Associates Limited (""CAL''), an affiliate of the Company jointly owned by
a subsidiary of the Company (82.3945 percent) and Outokumpu Technology GmbH (17.6055 percent), a
German company (formerly known as Lurgi Metallurgie GmbH), completed the sale of CAL's Hot Briquette
Iron (""HBI'') facility located in Trinidad and Tobago to ISG. Terms of the sale included a purchase price of
$8.0 million plus assumption of liabilities. CAL may receive up to $10 million in future payments contingent
on HBI production and shipments. In 2005, we received payments totaling $.6 million and at December 31,
2005, we have a receivable balance of $.5 million. Mittal Steel USA closed this facility at the end of 2005 and
it is unlikely we will receive further payments related to this transaction. We recorded after-tax income of
approximately $.9 million in 2005.

2004 Versus 2003

The increase in net income reflected higher North American sales margins and a $152.7 million pre-tax
gain on the sale of directly-held ISG common stock. The increase in net income also included a $3.4 million
increase in after-tax income related to discontinued operations and a $2.2 million after-tax extraordinary gain
related to the United Taconite acquisition of the Eveleth mine assets in December 2003.

43

The $355.1 million increase in income from continuing operations reflected improved pre-tax results of
$320.4 million and an increase in the income tax credit of $34.7 million. The increased tax credit in 2004
reflected a $113.8 million reversal of deferred tax valuation allowance partly offset by the current year's tax
provision. Included in the pre-tax increase of $320.4 million was $152.7 million relating to a gain on sale of
directly-held ISG common stock and higher sales margins of $159.4 million. Following is a summary of the
sales margin:

(In Millions)

2004

2003

Increase (Decrease)
Percent

Amount

Iron ore pellet sales (tons) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

22.6

19.2

3.4

Revenues from iron ore sales and services*ÏÏÏÏÏÏÏÏÏÏÏÏ
Cost of goods sold and operating expenses*

Excluding production curtailments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Costs of production curtailments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Costs ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$995.0

$686.8

$308.2

840.3
5.2

845.5

685.6
11.1

696.7

154.7
(5.9)

148.8

Sales margin (loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$149.5

$ (9.9)

$159.4

18%

45%

22.6
(53.2)

21.4

N/M

* The Company also received revenues and recognized expenses of $208.1 million and $138.3 million in 2004
and 2003, respectively, for freight charges paid on behalf of customers and cost reimbursement from venture
partners.

Revenues from Iron Ore Sales and Services

Sales revenue (excluding freight and venture partners' cost reimbursements) increased $308.2 million or
45 percent. The increase in sales revenue was due to higher sales prices and the 3.4 million ton, or 18 percent,
increase  in  pellet  sales  volume  in  2004.  The  22.6  million  tons  sold  in  2004  was  a  record,  surpassing  the
previous record of 19.2 million tons sold in 2003. The increase in sales price realization resulted from term
sales contract escalators, primarily higher steel prices and an approximate 20 percent increase in international
pellet prices.

Cost of Goods Sold and Operating Expenses

Cost of goods sold and operating expenses increased $148.8 million, or 21 percent, from 2003, principally
due  to  higher  sales  and  production  volume  of  $122.8  million,  increased  energy  and  supply  pricing  of
$19.9  million,  the  fixed-cost  effect  of  a  14-week  labor  stoppage  at  Wabush  in  third-quarter  2004  of
$5.2 million, a $3.4 million exchange rate effect due to the impact of a weaker U.S. dollar on our share of
Wabush production costs, and $3.0 million related to 2004 U.S. labor negotiations. Operating costs in 2003
included an $11.1 million fixed-cost impact caused by a five-week production curtailment at the Empire and
Tilden mines relating to the loss of electric power due to flooding in the Upper Peninsula of Michigan.

Sales Margin

The sales margin improvement of $159.4 million in 2004 was principally due to an increase in sales prices

and volume, and was partially offset by higher production costs.

Other Operating Income

The pre-tax earnings changes for 2004 versus the comparable 2003 period also included:

‚ Higher  royalties  and  management  fee  revenue  of  $.7  million,  primarily  reflecting  higher  Wabush

management fees and management fees from United Taconite production.

44

‚ Higher administrative, selling and general expense of $8.0 million reflecting higher stock-based and

incentive compensation of $8.5 million.

‚ Higher impairment of mining asset charges, $3.2 million. Empire's long-lived assets were impaired in
2002. Approximately $2.2 million of the 2004 Empire fixed asset additions were related to an increase
in the asset retirement obligation reflecting a one year decrease in the estimated mine life due to a
change in annual production levels.

‚ Lower provision for customer bankruptcy exposures, $5.9 million, related to the Weirton and WCI

Steel Inc. bankruptcies.

‚ Miscellaneous Ì net  expense,  $2.2  million  lower  than  the  same  period  last  year.  The  decrease
primarily reflected lower coal retiree expense of $1.6 million, decreased business development cost of
$1.0 million, and debt restructuring fees in 2003 of $.8 million partially offset by lower rental income of
$.9 million.

Restructuring Charge

‚ In third-quarter 2003, we initiated a salaried reduction program as part of our cost-reduction initiatives.
The action resulted in a reduction of 136 staff employees at our corporate, central services and various
mining operations, which represented an approximate 20 percent decrease in salaried workforce at our
U.S. operations (prior to the acquisition of United Taconite). Accordingly, we recorded a restructuring
charge of $8.7 million in 2003, which included non-cash pension and OPEB obligations of $6.2 million
and one-time severance benefits of $2.5 million. Less than $1.6 million required cash funding in 2003,
leaving a remaining severance liability of approximately $.9 million at December 31, 2003. In 2004, we
expended $.7 million and recorded a credit of $.2 million in satisfaction of the obligation.

Other Income (Expense)

‚ Interest expense decreased $3.8 million from 2003. The decrease principally reflected the repayment of

our senior unsecured notes in January 2004.

‚ Other income of $4.2 million in 2004 was $2.9 million less than in 2003. The decrease primarily related

to non-strategic Michigan land sales in 2003.

Income Taxes

Through the third quarter of 2004, we maintained a valuation allowance to reduce our deferred tax asset
in recognition of uncertainty regarding utilization. In the fourth quarter of 2004, we determined, based on the
existence of sufficient evidence, that we no longer required a valuation allowance other than $8.9 million
related  to  net  operating  loss  carryforwards  of  $25.4  million  that  will  begin  to  expire  in  2021,  which  are
attributable to pre-consolidation separate return years of one of our subsidiaries. As a result, a $113.8 million
adjustment to reduce the valuation allowance was recognized. Excluding the $113.8 million valuation reversal,
income tax expense in 2004 of $78.9 million was $79.2 higher than 2003 principally reflecting higher pre-tax
income.

Discontinued Operations

We  recorded  after-tax  income  of  $3.1  million  related  to  CAL  in  2004.  The  gain  is  classified  under

""Discontinued Operations'' in the Statement of Consolidated Operations.

Income in 2004 from Ferrominera, whose operations were terminated in the third quarter of 2005, was

$.3 million.

45

Cash Flow and Liquidity

At December 31, 2005, we had cash and cash equivalents of $192.8 million, including $54.7 million at

Portman. Following is a summary of 2005 cash flow activity:

Investment in Portman (net of $24.1 million cash acquired) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Capital expenditures ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Dividends Ì common and preferred stockÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Payment of currency hedges ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net cash from operating activities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Decrease in cash and cash equivalents from continuing operationsÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cash used by discontinued operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(In Millions)

$(409.0)
(106.3)
(18.7)
(9.8)
514.6
7.3

(21.9)
(2.2)

Decrease in cash and cash equivalents ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (24.1)

Following is a summary of key liquidity measures:

At December 31
(In Millions)
2004

2005

2003

Cash and cash equivalents ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $192.8

$216.9

$ 67.8

Marketable securities-tradingÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $

9.9

$182.7

Debt ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (7.7)

$(25.0)

Working capital ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $273.3

$474.3

$ 97.2

Net cash from operating activities of $514.6 million included $68.3 million related to Portman. Included
in net cash from operating activities is a $172.8 million net decrease in short-term marketable securities,
classified as trading, which we utilize to increase our rate of return on short-term funds. The $172.8 million net
decrease in marketable securities primarily reflects the proceeds from the sale of $182.7 million of highly
liquid marketable securities used in connection with our acquisition of Portman, net of $9.9 million purchases
of investments with 35-day auction reset dates. The Company invests in auction rate securities to provide
higher short-term returns than traditional money market investments with minimal risk of loss of capital. Cash
flow from operations also reflects $86.2 million of income tax payments, $55.8 million of contributions to
pension plans and VEBAs and $70.6 million of excess electric power company payments pending the outcome
of an arbitration of our dispute with Wisconsin Electric Power Company's (""WEPCO'') unilateral increase in
the electric power energy rates it charges to the Empire and Tilden mines under the terms of existing electric
power agreements between the parties. Approximately $67.6 million of power payments are recoverable in
early 2006; however, we have been advised by WEPCO that they will oppose any release of these recoverable
amounts  from  the  escrow  until  completion  of  the  arbitration.  (See  ""Wisconsin  Electric  Power  Company
Dispute''.)

At December 31, 2005, there were 3.3 million tons of pellets in inventory, approximately the same as last
year, at a cost of $105.3 million, or a decrease of $3.0 million from December 31, 2004. At December 31,
2005, Portman had .6 million tonnes of finished product inventory at a cost of $13.8 million.

On March 28, 2005, we entered into a $350 million unsecured credit agreement with a syndicate of 13
financial institutions. The new facility provides $350 million in borrowing capacity under a revolving credit
line, with a choice of interest rates and maturities subject to the three-year term of the agreement. The
$350 million credit agreement replaced an existing $30 million unsecured revolving credit facility, which was
scheduled to expire on April 29, 2005. The new facility has various financial covenants based on earnings,
debt, total capitalization, and fixed cost coverage. Interest rates range from LIBOR plus 1.25 percent to

46

LIBOR plus 2.0 percent, based on debt and earnings, or the prime rate. We were in compliance with the
covenants in the credit agreement as of December 31, 2005.

Portman  is  party  to  a  A$40  million  credit  agreement.  The  facility  has  various  covenants  based  on
earnings, asset ratios and fixed cost coverage. The floating interest rate is 80 basis points over the 90-day bank
bill swap rate in Australia. Under this facility, Portman has remaining borrowing capacity of A$29.0 million at
December  31,  2005,  after  reduction  of  A$11.0  million  for  commitments  under  outstanding  performance
bonds. Portman was in compliance with its debt covenants as of December 31, 2005.

Portman  secured  five-year  financing  from  its  customers  in  China  as  part  of  its  long-term  supply
agreements to assist with the funding of the expansion of its Koolyanobbing mining operation. The borrowings,
totaling $7.7 million, accrue interest annually at five percent. The borrowings require a $.8 million principal
payment plus accrued interest to be made each January 31 for the next four years with the remaining balance
due in full in January 2010.

We  anticipate  that  our  share  of  capital  expenditures  related  to  the  iron  ore  business,  which  was
$107.9 million in 2005, will increase to approximately $174 million in 2006. We expect to fund our capital
expenditures from available cash and current operations. The anticipated increase in capital expenditures is
primarily due to the capacity expansion to eight million tonnes at the Koolyanobbing operation, $41.3 million
and approximately $15 million for the Mesabi Nugget Project. (See Other Related Items Ì Mesabi Nugget
Project).

Issuance of Preferred Stock

In  January  2004,  we  completed  an  offering  of  $172.5  million  of  redeemable  cumulative  convertible
perpetual preferred stock, without par value, issued at $1,000 per share. The preferred stock pays quarterly
cash dividends at a rate of 3.25 percent per annum, has a liquidation preference of $1,000 per share and is
convertible into our common shares at an adjusted rate of 32.3354 common shares (32.6652 at February 17,
2006) per share of preferred stock, which is equivalent to an adjusted conversion price of $30.93 per share at
December 31, 2005 ($30.61 at February 17, 2006), subject to further adjustment in certain circumstances.
Each  share  of  preferred  stock  may  be  converted  by  the  holder  if  during  any  fiscal  quarter  ending  after
March  31,  2004  the  closing  sale  price  of  our  common  stock  for  at  least  20  trading  days  in  a  period  of
30 consecutive trading days ending on the last trading day of the preceding quarter exceeds 110 percent of the
applicable conversion price on such trading day ($34.02 at December 31, 2005; this threshold was met as of
December 31, 2005). The satisfaction of this condition allows conversion of the preferred stock during the
fiscal quarter ending March 31, 2006 only. Holders of preferred stock may also convert: (1) if during the five
business day period after any five consecutive trading-day period in which the trading price per share of
preferred stock for each day of that period was less than 98 percent of the product of the closing sale price of
our common stock and the applicable conversion rate on each such day; (2) upon the occurrence of certain
corporate transactions; or (3) if the preferred stock has been called for redemption. On or after January 20,
2009,  we,  at  our  option,  may  redeem  some  or  all  of  the  preferred  stock  at  a  redemption  price  equal  to
100 percent of the liquidation preference, plus accumulated but unpaid dividends, but only if the closing price
exceeds 135 percent of the conversion price, subject to adjustment, for 20 trading days within a period of 30
consecutive trading days ending on the trading day before the date we give the redemption notice. We may
also exchange the preferred stock for convertible subordinated debentures in certain circumstances. We have
reserved approximately 5.6 million common treasury shares for possible future issuance for the conversion of
the preferred stock. Our shelf registration statement with respect to the resale of the preferred stock, the
convertible subordinated debentures that we may issue in exchange for the preferred stock and the common
shares  issuable  upon  conversion  of  the  preferred  stock  and  the  convertible  subordinated  debentures  was
declared effective by the SEC on July 22, 2004. The Company is no longer contractually obligated to maintain
the effectiveness of the registration statement due to the expiration of the effectiveness period. Accordingly, on
February 14, 2006, the Company deregistered 92,655 shares of Preferred Stock, $172,500,000 in aggregate
principal amount of debentures and approximately 5.6 million common shares that have not been resold. The
preferred stock is classified as ""temporary equity'' reflecting certain provisions of the agreement that could,
under remote circumstances, require us to redeem the preferred stock for cash. The net proceeds after offering

47

expenses were approximately $166 million. A portion of the proceeds was utilized to repay the remaining
outstanding $25.0 million in principal amount of our senior unsecured notes in the first quarter of 2004. We
also used approximately $63.0 million to fund our underfunded pension plans and contributed $13.1 million to
our VEBAs in 2004.

Off-Balance Sheet Arrangements and Contractual Obligations

Other than operating leases primarily utilized for certain equipment and office space, we do not have any

off-balance sheet financing. Following is a summary of our contractual obligations at December 31, 2005:

Contractual Obligations

Long-term debt ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Capital Lease Obligations ÏÏÏÏÏÏÏÏÏÏÏÏ
Operating LeasesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Purchase Obligations

Open Purchase Orders ÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minimum ""Take or Pay'' Purchase

Commitments(2) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Purchase Obligations ÏÏÏÏÏÏÏ

Other Long-Term Liabilities

Pension Funding Minimums ÏÏÏÏÏÏÏÏ
OPEB Claim Payments ÏÏÏÏÏÏÏÏÏÏÏÏ
Mine Closure ObligationsÏÏÏÏÏÏÏÏÏÏÏ
Coal Industry Retiree Health Benefits
Personal Injury ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other(3) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Other Long-Term Liabilities

Payments due by Period(1) (Millions)
Less than
1 Year

3-5 Years

1-3 Years

$

.8
5.9
14.8

$

1.5
10.1
15.8

$

$

Total

7.7
41.2
41.3

94.6

93.5

.8

124.7

218.2

46.0
37.6
3.5
.6
4.9

134.7

135.5

80.7
58.3
19.9
1.4
5.9

460.9

555.5

180.2
231.7
95.1
6.5
16.5
192.8

722.8

5.4
7.0
8.4

.3

106.6

106.9

21.0
57.6
3.7
1.2
1.9

More than
5 Years

$

18.2
2.3

94.9

94.9

32.5
78.2
68.0
3.3
3.8

185.8

$301.2

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$1,368.5

$332.3

$329.1

$213.1

92.6

166.2

85.4

(1) Includes our consolidated obligations and our ownership share of unconsolidated ventures' obligations.

(2) Includes  minimum  electric  power  demand  charges,  minimum  coal  and  natural  gas  obligations,  and

minimum railroad transportation obligations.

(3) Primarily  includes  deferred  income  taxes  payable  and  other  contingent  liabilities  for  which  payment

timing is non-determinable.

Operations and Customers

Sales

Our  pellet  sales  for  the  year  2005  were  22.3  million  tons  which  is  the  second  highest  volume  ever,
surpassed only by last year's record sales of 22.6 million tons. The decrease in pellet sales was primarily due to
a  slowdown  in  the  North  American  steel  industry  in  the  middle  of  2005.  We  ended  the  year  2005  with
3.3 million tons of iron ore pellet inventory, approximately the same as last year. Our 2006 North American
sales volume is projected to be approximately 21 million tons. We are largely committed under term supply
agreements, which are subject to changes in customer requirements.

Portman sold 4.9 million tonnes of lump and fine ore since the acquisition and ended the year with
.6 million tonnes of finished goods inventory. Portman's 2006 sales volume is projected to be 7.9 million
tonnes, reflecting the project to increase capacity at the wholly owned Koolyanobbing operation to eight mil-
lion  tonnes  per  annum.  The  production  is  fully  committed  to  steel  companies  in  China  and  Japan  for

48

approximately four years. Revenue per tonne is driven under annual benchmark prices between the major
seaborne suppliers and the Chinese and Japanese steel mills.

Customers

Mittal Steel USA

On December 17, 2004, Ispat International N.V. completed its acquisition of LNM Holdings N.V. to
form Mittal. On April 13, 2005, Mittal completed its acquisition of ISG, subsequently renamed Mittal Steel
USA. At the time of the acquisition of ISG, the Company had three different sales contracts with steel
companies that became part of Mittal Steel USA:

‚ Ispat.

Ispat was a wholly owned subsidiary of Ispat International N.V. On December 31, 2002, we
entered into a Pellet Sale and Purchase Agreement with Ispat (the ""Ispat Contract''), which provides
that we are the sole outside supplier of iron ore pellets to Ispat. The Ispat Contract runs through
January 2015.

‚ Mittal ISG. We entered into a Pellet Sale and Purchase Agreement with ISG on April 10, 2002,
which runs through 2016 (the ""ISG Contract''), under which we are the sole supplier of iron ore
pellets for the former ISG's Cleveland and Indiana Harbor Works. The ISG Contract was subse-
quently amended in December 2004.

‚ Mittal  Steel-Weirton  (formerly  Weirton). Prior  to  the  acquisition  of  ISG  by  Mittal,  ISG  had
acquired Weirton, which was in chapter 11 bankruptcy at the time. The Company was one of two
suppliers of iron ore pellets to Weirton. At the time of ISG's acquisition of Weirton, we entered into an
Amended and Restated Pellet Sale and Purchase Agreement dated May 17, 2004, with both ISG and
Weirton (the ""Weirton Contract''). The Weirton Contract runs through 2018.

In December 2005, Mittal merged Ispat into Mittal Steel USA and Mittal Steel USA assumed Ispat's
obligations under the Ispat Contract. Mittal Steel USA is a 62.3 percent equity participant in Hibbing and a
21 percent equity partner in Empire.

During 2005, our North American pellet sales totaled approximately 22.3 million tons, with pellet sales to
Mittal Steel USA representing approximately 48 percent of North American sales volume. Currently, 2006
pellet sales are projected to be approximately 21 million tons, not including any sales to Mittal Steel-Weirton.

In 2005 Mittal Steel USA shut down Mittal Steel-Weirton's blast furnace. The Weirton Contract has a
minimum annual purchase obligation and requires Mittal Steel-Weirton to purchase ""for the years 2004 and
2005  the  greater  of  67  percent  of  Mittal  Steel-Weirton's  total  annual  iron  ore  pellet  requirements,  or
1.5 million tons and, for the years 2006 through and including 2018, a tonnage amount equal to Mittal Steel-
Weirton's total annual iron ore pellet tonnage requirements, with a minimum annual purchase obligation of
2.0 million tons per year, required for consumption in Mittal Steel-Weirton's iron and steel making facilities in
any year at Mittal Steel-Weirton''. Over the past few months we have been in discussions with Mittal Steel
USA regarding the terms of the Weirton Contract in response to Mittal Steel USA's request for relief from
the minimum purchase obligation. These discussions have resulted in no agreement between the Company
and Mittal Steel USA as to the Mittal Steel-Weirton minimum purchase obligation. Mittal Steel-Weirton
purchased approximately 325,000 tons of iron ore pellets less than its 1.5 million minimum purchase obligation
for  2005,  and  as  a  result  we  invoiced  Mittal  Steel-Weirton  approximately  $17  million  for  this  remaining
tonnage. The sale of this tonnage would be recorded in 2006. Payment for this tonnage was due on January 30,
2006 and has not been received. Mittal Steel USA has advised us that the Mittal Steel-Weirton blast furnace
has been permanently shut down and will not be restarted. Mittal Steel-Weirton has also taken the position
that it has no future obligation to purchase pellets under the Weirton Contract.

Mittal Steel USA has also claimed that in 2004 it overpaid a supplemental steel price sharing provision
(the  ""Special  Steel  Payment'')  under  the  Weirton  and  ISG  Contracts.  Mittal  claims  that,  prior  to  the
acquisition of ISG by Mittal, surcharges were improperly included in the average annual unprocessed hot band

49

steel pricing for purposes of calculating the Special Steel Payment under both contracts, despite the fact that
ISG itself calculated the amount of the Special Steel Payment, included surcharges in that calculation, and
did  not  claim  that  it  was  making  or  had  made  any  overpayment.  Mittal  Steel  USA  has  claimed  an
overpayment  of  approximately  $8.7  million  with  respect  to  the  Weirton  Contract  and  approximately
$49.6 million with respect to the ISG Contract. We are confident that the Special Steel Payment calculation
properly included all revenue including surcharges. We believe that Mittal Steel USA's positions with respect
to the minimum purchase obligation and the Special Steel Payment are without merit.

We are currently negotiating with Mittal Steel USA in an attempt to resolve the foregoing disputes. We
are  also  currently  reviewing  all  of  our  legal  options,  including  the  possible  initiation  of  an  arbitration
proceeding under the Weirton Contract.

Algoma

We have a 15-year term supply agreement under which we are Algoma's sole supplier of iron ore pellets
through 2016. Algoma is Canada's third-largest steelmaker. We sold 3.8 million tons and 3.3 million tons to
Algoma in 2005 and 2004, respectively.

Severstal

On October 23, 2003, Rouge Industries, Inc. (""Rouge''), a significant pellet sales customer of ours, filed
for  chapter  11  bankruptcy  protection.  On  January  30,  2004,  Rouge  sold  substantially  all  of  its  assets  to
Severstal North America, Inc. (""Severstal''). Severstal, as part of the acquisition of assets of Rouge, assumed
our term supply agreement with Rouge with minimal modifications. On January 1, 2006, we entered into an
amended and restated agreement whereby we will be the sole supplier of iron ore pellets through 2012, with
certain minimum purchase requirements for certain years. We sold 3.6 million tons, 3.3 million tons and
3.0 million tons to Severstal in 2005, 2004 and 2003, respectively.

WCI

On September 16, 2003, WCI petitioned for protection under chapter 11 of the U.S. Bankruptcy Code.
At the time of the filing, we had a trade receivable exposure of $4.9 million, which was fully reserved in the
third quarter of 2003. On October 14, 2004, the Company and the current owners of WCI reached agreement
(the ""2004 Pellet Agreement'') for us to supply 1.4 million tons of iron ore pellets in 2005 and, in 2006 and
thereafter, to supply 100 percent of WCI's annual requirements up to a maximum of two million tons of iron
ore pellets. The 2004 Pellet Agreement is for a ten-year term, which commenced on January 1, 2005 and
provides for full recovery of our $4.9 million receivable plus $.9 million of subsequent pricing adjustments. The
2004 Pellet Agreement was approved by the Bankruptcy Court on November 16, 2004. The receivable and
subsequent pricing adjustments are to be paid in three equal annual installments of approximately $1.9 mil-
lion.  The  first  payment,  due  on  November  16,  2005,  was  timely  received  and  classified  as  Customer
bankruptcy recoveries on the Consolidated Statement of Operations. We sold 1.4 million tons and 1.7 million
tons to WCI in 2005 and 2004, respectively.

Previously, the Bankruptcy Court denied confirmation of both of two competing plans of reorganization
filed  by  (i)  WCI,  jointly  with  its  current  owner  (which  plan  was  supported  by  the  USWA,  the  union
representing WCI's hourly employees, and (ii) a group of WCI's secured noteholders. Subsequently, the
secured noteholders amended their plan of reorganization (the ""New Noteholder Plan'') and obtained the
support of the USWA for the New Noteholder Plan. Under the terms of the New Noteholder Plan, an entity
controlled by the secured noteholders would acquire the steelmaking assets and business of WCI and assume
the  2004  Pellet  Agreement,  including  the  obligation  to  cure  the  remaining  unpaid  pre-bankruptcy  trade
receivable owed to the Company by WCI. A hearing before the Bankruptcy Court on the confirmation of the
New Noteholder Plan is scheduled to commence on March 13, 2006. WCI's current owner and the Pension
Benefit Guaranty Corporation oppose confirmation of the New Noteholder Plan.

50

Stelco

On January 29, 2004, Stelco Inc. (""Stelco'') applied and obtained Bankruptcy Court protection from
creditors in Ontario Superior Court under the Companies' Creditors Arrangement Act (""CCAA''). Pellet
sales  to  Stelco  totaled  1.4  million  tons,  1.2  million  tons,  and  .1  million  tons  in  2005,  2004  and  2003,
respectively. Stelco is a 44.6 percent participant in Wabush, and U.S. subsidiaries of Stelco (which have not
filed for bankruptcy protection) own 14.7 percent of Hibbing and 15 percent of Tilden. At the time of the
filing, we had no trade receivable exposure to Stelco. Additionally, Stelco has continued to operate and has
met its cash call requirements at the mining ventures to date.

Throughout  the  fall  of  2005,  Stelco  worked  to  come  to  agreement  with  key  stakeholders  on  a
reorganization  plan.  On  December  9,  2005,  the  Third  Amended  and  Restated  Plan  of  Compromise  and
Arrangement (the ""Plan'') was agreed to. On December 10, the creditors affected by the Plan (the ""Affected
Creditors'') approved the Plan by substantially more than the statutorily-mandated minimum approval levels.
On January 20, 2006, on motion by Stelco, the Honorable Mr. Justice Farley of the Superior Court of Ontario
sanctioned the Plan as being fair and reasonable in all the circumstances. On February 14, 2006, Justice Farley
issued an order approving the proposed reorganization. Stelco is now in the process of reorganizing pursuant to
the  Plan  so  as  to  be  in  a  position  to  emerge  from  bankruptcy  protection  shortly.  The  current  stay  of
proceedings against Stelco expires on March 31, 2006.

The Company, by agreement with Stelco, is not an Affected Creditor under the Plan. We did not vote on
the  approval  of  the  Plan,  and  our  claim  against  Stelco  will  not  be  released  when  Stelco  emerges  from
bankruptcy protection. However, the Plan contemplates that $350 million (Canadian) of new financing will be
invested in Stelco. The investor may require, as a condition of such financing, that Stelco be reorganized into
limited-partnership operating subsidiaries, one of which would be a ""mining'' subsidiary. Such a reorganiza-
tion may affect the nature of the contractual and joint venture relationship between Stelco and the Company,
and may require changes to those relationships. To date, we have not been approached by Stelco in this regard,
but continue to monitor the situation closely.

North American Production

Following is a summary of 2005, 2004 and 2003 mine production and our ownership:

Production (Million Tons)

Mine

EmpireÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Tilden ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Hibbing ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Northshore ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
United Taconite** ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Wabush ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Company's
Ownership*

79.0%
85.0
23.0
100.0
70.0
26.8

Company's Share
2004

2005

2003

Total Production
2004

2003

2005

3.8
6.7
2.0
4.9
3.4
1.3

4.3
6.6
1.9
5.0
2.9
1.0

4.0
6.0
1.8
4.8
0.1
1.4

4.8
7.9
8.5
4.9
4.9
4.9

5.4
7.8
8.3
5.0
4.1
3.8

5.2
7.0
8.0
4.8
1.6
5.2

Total Production*** ÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

22.1

21.7

18.1

35.9

34.4

30.3

* Represents the Company's ownership at December 31, 2005, 2004 and 2003.

** 1.5 million tons produced during the first five months of 2003 occurred under the management of the

previous mine owners and prior to the acquisition by United Taconite in December 2003.

*** Excludes United Taconite production under previous mine ownership.

We preliminarily expect total mine production in 2006 to be approximately 35 million tons; our share of
production  is  currently  estimated  to  be  approximately  22  million  tons.  The  decrease  in  2006  estimated
production  principally  reflects  slightly  lower  production  levels  at  all  mines,  except  United  Taconite  and
Wabush, based upon expected customer demand, which is subject to change. Production costs per ton are

51

expected  to  increase  approximately  15  percent  from  the  2005  cost  of  goods  sold  and  operating  expenses
(excluding freight and venture partners' cost reimbursements) of $42.65 per ton.

During 2004, we initiated capacity expansion projects at our United Taconite and Northshore mines in
Minnesota. An idled pellet furnace at United Taconite was restarted in the fourth quarter of 2004 to add
approximately 1.0 million tons (our share .7 million tons) to annual production capacity. Our plan to restart an
idled furnace to increase capacity by .8 million tons at our wholly owned Northshore mine in mid-2005 was
deferred until market conditions warrant increased pellet production.

As a result of a 2004 work stoppage (See Labor Contracts), Wabush lost approximately 1.7 million tons

of production (our share .5 million tons). Operations resumed on October 11, 2004.

Australian Production

Portman's production totaled 5.2 million tonnes (including its .5 million tonne share of the Cockatoo
Island  joint  venture)  since  the  acquisition.  Portman's  current  estimate  of  total  year  2006  production  is
8.0 million tonnes (.6 million tonnes from Cockatoo Island). Portman currently has a $61 million project
underway to increase its wholly owned production capacity to eight million tonnes per year by the end of the
first quarter of 2006.

Increased North American Mine Ownership

United Taconite

Effective December 1, 2003, United Taconite purchased the ore mining and pelletizing assets of Eveleth
Mines, LLC. Eveleth Mines had ceased mining operations in May 2003 after filing for chapter 11 bankruptcy
protection on May 1, 2003. Under the terms of the purchase agreement, United Taconite purchased all of
Eveleth Mines' assets for $3 million in cash and the assumption of certain liabilities, primarily mine closure-
related environmental obligations. As a result of this transaction, we, after assigning appropriate values to
assets acquired and liabilities assumed, were required to record an ""extraordinary gain'' of $2.2 million, net of
$.5 million tax and $1.2 million minority interest. In conjunction with this transaction, the Company and its
Wabush  Mines  venture  partners  entered  into  pellet  sales  and  trade  agreements  with  Laiwu  to  optimize
shipping efficiency. Sales to Laiwu under these contracts totaled .3 million tons and .2 million tons in 2005 and
2004, respectively.

Empire Mine

Effective December 31, 2002, we increased our ownership in Empire from 46.7 percent to 79 percent in
exchange for assumption of all mine liabilities. Under the terms of the agreement, we indemnified Ispat from
obligations of Empire in exchange for certain future payments to Empire and to us by Ispat of $120.0 million,
recorded at a present value of $59.8 million at December 31, 2005 ($64.1 million at December 31, 2004) with
$47.8 million classified as ""Long-term receivable'' with the balance current, over the 12-year life of the supply
agreement. A subsidiary of Mittal Steel USA has retained a 21 percent ownership in Empire, which it has a
unilateral right to put to us in 2008. We are the sole outside supplier of pellets purchased under the Ispat
agreement, assumed by Mittal Steel USA, for the term of the supply agreement.

Tilden Mine

On January 31, 2002, we increased our ownership in Tilden from 40 percent to 85 percent with the
acquisition of Algoma's interest in Tilden for assumption of mine liabilities associated with the interest. The
acquisition increased our share of the annual production capacity by 3.5 million tons. Concurrently, a term
supply agreement was executed that made us the sole supplier of iron ore pellets purchased by Algoma for a
15-year period.

52

Hibbing Mine

In July 2002, we acquired (effective retroactive to January 1, 2002) an eight percent interest in Hibbing
from Bethlehem for the assumption of mine liabilities associated with the interest. The acquisition increased
our ownership of Hibbing from 15 percent to 23 percent. This transaction reduced Bethlehem's ownership
interest in Hibbing to 62.3 percent. In October 2001, Bethlehem filed for protection under chapter 11 of the
U.S. Bankruptcy Code. At the time of the filing, we had a trade receivable of approximately $1.0 million,
which has been written off. In May 2003, ISG purchased the assets of Bethlehem, including Bethlehem's
62.3 percent interest in Hibbing.

Wabush Mines

In August 2002, Acme Steel Company, a wholly-owned subsidiary of Acme, which had been under
chapter 11 bankruptcy protection since 1998, rejected its 15.1 percent interest in Wabush. As a result, our
interest increased to 26.83 percent. Acme had discontinued funding its Wabush obligations in August 2001.

Effect of Mine Ownership Increases

While none of the increases in mine ownerships during 2002 required cash payments, the ownership
changes  resulted  in  our  recognizing  net  obligations  of  approximately  $93  million  at  December  31,  2002.
Additional  consolidated  obligations  assumed  totaled  approximately  $163  million  at  December  31,  2002,
primarily related to employment and legacy obligations at the Empire and Tilden mines, partially offset by
non-capital non-current assets, principally the $58.8 million Ispat long-term receivable. United Taconite's
acquisition of the Eveleth mine assets in December 2003 was for $3 million cash and assumption of certain
liabilities, primarily mine closure-related environmental obligations.

Labor Contracts

In August 2004, employees at the Empire and Tilden mines in Michigan and the Hibbing Taconite and
United Taconite mines in Minnesota, represented by the USWA, ratified four-year labor agreements that are
comparable to other USWA contracts in the industry. The agreements provide employees a nine percent wage
increase over the four-year term and for us and our partners to increase funding into pension plans and VEBAs
during  the  term  of  the  contracts.  Accelerated  funding  of  these  plans  will  better  secure  employee  retiree
benefits and reduce our future years' employment legacy costs. The agreements also provide that employees
and future retirees share in healthcare insurance cost, with our share of future retirees' healthcare premiums
capped at 2008 levels for 2009 and beyond. In addition, the union agreed to certain workforce flexibility
provisions and other work rule modifications that will improve productivity.

On July 5, 2004, the USWA initiated a strike that idled Wabush mining and concentrating facilities in
Labrador, Newfoundland and pelletizing and shipping facilities in Pointe Noire, Quebec. As a result of the
work stoppage, Wabush lost approximately 1.7 million tons of production (our share .5 million tons). On
October 10, 2004, a five-year labor agreement was ratified by the USWA, representing hourly employees at
Wabush. The agreement provides for increases in wages and benefits that are expected to be partially offset by
improved productivity associated with increased worker flexibility provisions. Operations resumed on Octo-
ber 11, 2004.

Other Related Items

The  iron  ore  industry  has  been  identified  by  the  United  States  Environmental  Protection  Agency
(""EPA'') as an industrial category that emits pollutants established by the 1990 Clean Air Act Amendments.
These pollutants included over 200 substances that are now classified as hazardous air pollutants (""HAP'').
The  EPA  is  required  to  develop  rules  that  would  require  major  sources  of  HAP  to  utilize  Maximum
Achievable  Control  Technology  (""MACT'')  standards  for  their  emissions.  Pursuant  to  this  statutory
requirement, the EPA published a final rule on October 30, 2003 imposing emission limitations and other
requirements on taconite iron ore processing operations. We must comply with the new requirements not later

53

than October 30, 2006. Our projected capital expenditures in 2006 to meet the proposed MACT standards are
approximately $4.4 million.

Mesabi Nugget Project

In  2002,  we  agreed  to  participate  in  Phase  II  of  the  Mesabi  Nugget  Project  (""Project'').  Other
participants include Kobe Steel, Ltd., Steel Dynamics, Inc., Ferrometrics, Inc. and the State of Minnesota.
Construction of a $16 million pilot plant at our Northshore mine, to test and develop Kobe Steel's technology
for converting iron ore into nearly pure iron in nugget form, was completed in May 2003. The high-iron-
content product could be utilized to replace steel scrap as a raw material for electric steel furnaces and blast
furnaces or basic oxygen furnaces of integrated steel producers or as feedstock for the foundry industry. A
third operating phase of the pilot plant test in 2004 confirmed the commercial viability of this technology. The
pilot plant ended operations August 3, 2004. The product was used by four electric furnace producers and one
foundry with favorable results. Preliminary construction engineering and environmental permitting activities
have been initiated for two potential commercial plant locations (one in Butler, Indiana near Steel Dynamics'
steelmaking facilities and one at our Cliffs Erie site in Hoyt Lakes, Minnesota). A non-binding term sheet for
a commercial plant was executed in March 2005, and a decision to proceed with construction engineering was
made  in  April.  On  July  26,  2005,  the  Minnesota  Pollution  Control  Agency  Citizens'  Board  unanimously
approved environmental permitting for the Cliffs Erie site. We would be the supplier of iron ore and have a
minority interest in the first commercial plant. Our contribution to the project to-date has totaled $6.3 million
($1.0 million in 2005), including significant contributions of in-kind facilities and services. In January 2006,
our board of directors authorized $50 million in capital expenditures for the project, subject to the Project
obtaining non-recourse financing for its capital requirements in excess of equity investments made by the
Project participants and the Project participants reaching mutually agreed upon terms. Our equity interest in
the venture is expected to be approximately 23 percent. Included in our board's authorization is $21 million for
construction and operation of the commercial nugget plant, $25 million to expand the Northshore concentra-
tor  to  provide  the  iron  ore  concentrate,  and  $4.4  million  for  railroad  improvements  to  transport  the
concentrate. Negotiations are continuing.

PolyMet

On February 16, 2004, we entered into an option agreement with PolyMet that granted PolyMet the
exclusive right to acquire certain land, crushing and concentrating and other ancillary facilities located at our
Cliffs Erie site (formerly owned by LTV Steel Mining Company (""LTVSMC'')). The iron ore mining and
pelletizing operations were permanently closed in January 2001.

PolyMet is a non-ferrous mining company located in Vancouver, B.C. Canada. Its stock trades Over-

The-Counter in the U.S. under the symbol POMGF.OB.

Under terms of the agreement, we received $.5 million and one million shares of PolyMet for maintaining
certain identified components of the facility, while PolyMet conducted a feasibility study on the development
of its Northmet PolyMetallic non-ferrous ore deposits located near the Cliffs Erie site. PolyMet had until
June  30,  2006  to  exercise  its  option  and  acquire  the  assets  covered  under  the  agreement  for  additional
consideration.  We  recorded  the  $.5  million  option  payment  and  one  million  common  shares  (valued  at
approximately $.2 million on the agreement date) under the deposit method and deferred recognition of the
gain. We classified the PolyMet shares as available for sale and recorded mark-to-market changes in the value
of the shares to other comprehensive income.

On  November  15,  2005,  we  reached  an  agreement  with  PolyMet  regarding  the  terms  for  the  early
exercise  of  PolyMet's  option  to  acquire  the  assets  under  the  agreement  and  closed  the  sales  transaction
resulting in a $9.5 million pre-tax gain. Under the terms of the agreement, we received cash of $1.0 million
and approximately 6.2 million common shares of PolyMet, which closed that day at $1.25 per share. The
additional PolyMet shares received in this transaction are classified as available for sale in Other Assets. We
intend  to  hold  our  shares  of  PolyMet  indefinitely.  We  expect  to  receive  additional  cash  proceeds  of
$2.4 million in quarterly installments by and according to the terms of the contract for deed executed by the

54

parties.  As  a  final  component  of  the  purchase  price,  PolyMet  will  assume  certain  on-going  site-related
environmental and reclamation obligations.

Wisconsin Electric Power Company Dispute

Two  of  our  mines,  Tilden  and  Empire  (""the  Mines''),  currently  purchase  their  electric  power  from
WEPCO  pursuant  to  the  terms  of  special  contracts  specifying  prices  based  on  WEPCO  ""actual  costs.''
Effective April 1, 2005, WEPCO unilaterally changed its method of calculating the energy charges to the
Mines. It is the Mines' contention that WEPCO's new billing methodology is inconsistent with the terms of
the  parties'  contracts  and  a  dispute  has  arisen  between  WEPCO  and  the  Mines  over  the  pricing  issue.
Pursuant to the terms of the relevant contracts, the undisputed amounts are being paid to WEPCO, while the
disputed amounts are being deposited into an interest-bearing escrow account maintained by a bank. The
dispute has been submitted to binding arbitration under the terms of the contracts. For the period ending
December 31, 2005, the Mines have deposited $75.8 million into an escrow account of which $5.3 million was
deposited in January 2006. An amount of $73.0 million, of which $61.3 million was included in the escrow
deposits and $11.7 million has been paid to WEPCO, will be recovered in early 2006; however, we have been
advised by WEPCO that they will oppose any release of these recoverable amounts from the escrow until
completion  of  the  arbitration.  Additionally,  WEPCO  is  disputing  whether  we  have  complied  with  the
notification provisions related to Tilden's annual pellet production in excess of seven million tons.

Strategic Investments

We intend to continue to pursue investment and operations management opportunities to broaden our
scope as a supplier of iron ore and other raw materials to the integrated steel industry through the acquisition
of additional mining interests to strengthen our market position. We are particularly focused on expanding our
international  investments  to  capitalize  on  global  demand  for  steel  and  iron  ore.  Our  innovative  United
Taconite joint venture with Laiwu Steel Group, Ltd. and our Portman acquisition are examples of our ability
to expand geographically, and we intend to continue to pursue similar opportunities in other regions. In the
event of any future acquisitions or joint venture opportunities, we may consider using available liquidity or
other sources of funding to make investments.

Portman Acquisition

On April 19, 2005, Cliffs Australia completed the acquisition of 80.4 percent of the outstanding shares of
Portman, a Western Australia-based independent iron ore mining and exploration company. The acquisition
was initiated on March 31, 2005 by the purchase of approximately 68.7 percent of the outstanding shares of
Portman. The assets consist primarily of iron ore inventory, land, mineral rights and iron ore reserves. The
purchase price of the 80.4 percent interest was $433.1 million, including $12.4 million of acquisition costs.
Additionally, we incurred $9.8 million of foreign currency hedging costs related to this transaction, which were
charged to first-quarter 2005 operations. The acquisition increased our customer base in China and Japan and
established our presence in the Australian mining industry. Portman's full-year 2005 production (excluding its
.6 million tonne share of the 50 percent-owned Cockatoo Island joint venture) was approximately 6.0 million
tonnes. Portman currently has a $61 million project underway that is expected to increase its wholly owned
production capacity to eight million tonnes per year by the end of the first quarter of 2006. The production is
fully committed to steel companies in China and Japan for approximately four years. Portman's reserves total
approximately 89 million tonnes at December 31, 2005, and it has an active exploration program underway to
increase its reserves.

The  acquisition  and  related  costs  were  financed  with  existing  cash  and  marketable  securities  and
$175  million  of  interim  borrowings  under  a  new  three-year  $350  million  revolving  credit  facility.  The
outstanding balance was repaid in full on July 5, 2005. See NOTE 7 Ì Credit facilities.

The statement of consolidated financial position of the Company as of December 31, 2005 reflects the
acquisition of Portman, effective March 31, 2005, under the purchase method of accounting. Assets acquired

55

and liabilities assumed have been recorded at estimated fair values as of the March 31, 2005 initial acquisition
date as determined by preliminary results of an appraisal, which is substantially complete.

We continue to refine our purchase accounting to reflect a preliminary allocation developed with the
assistance of an outside consultant. The current allocation increased Portman's iron ore inventory values by
$49.1 million to reflect a market-based valuation. Of the $49.1 million inventory basis adjustment, $23.1 mil-
lion was allocated to product and work in process inventories, of which approximately $19.9 million has been
included in cost of goods sold through December 31, 2005. Most of the $3.2 million remaining inventory basis
adjustment is expected to be expensed prior to the end of 2006. Additionally, a long-term lease was classified
as a capital lease resulting in an increase in property, plant and equipment, and capital lease obligations, of
$26.7 million. The valuation also resulted in assignment of goodwill, $8.8 million, and a $20.2 million increase
in the value of our 50 percent interest in Cockatoo Island. The increase in value of Cockatoo Island was based
upon a discounted cash flow analysis over the remaining two-year life of its iron ore reserves. These changes
reduced the value assigned to Portman's iron ore reserves by $90.8 million. Such amounts are subject to
adjustment based on the finalization of the valuations and appraisals prior to March 31, 2006. Accordingly, the
revised preliminary purchase price is subject to further revision. A comparison of the revised purchase price
allocation to the initial allocation is as follows:

Revised
Allocation

(In Millions)
Initial
Allocation

Change

ASSETS
Current Assets

Cash ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Iron Ore Inventory ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 24.1
54.8
35.3

$ 24.1
29.0
35.3

$

25.8

Total Current Assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

114.2

88.4

25.8

Property, Plant and Equipment

Iron Ore ReservesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Property Plant and Equipment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long-term Stockpiles ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Investment in Cockatoo Island ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other Assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
GoodwillÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

413.5
69.1

482.6
38.7
24.8
5.8
8.8

504.3
34.7

539.0
15.4
4.6
6.7

(90.8)
34.4

(56.4)
23.3
20.2
(.9)
8.8

Total AssetsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$674.9

$654.1

$ 20.8

LIABILITIES
Current LiabilitiesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long-Term Liabilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 35.8
178.8

$ 34.7
158.1

Total Liabilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

214.6

Net Assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minority InterestÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

460.3
(27.2)

192.8

461.3
(27.5)

$

1.1
20.7

21.8

(1.0)
.3

Purchase PriceÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$433.1

$433.8

$

(.7)

Environmental and Closure Obligations

At  December  31,  2005,  we  had  environmental  and  closure  obligations,  including  our  share  of  the
obligations of ventures, of $113.0 million ($99.0 million at December 31, 2004), of which $13.4 million is

56

current. Payments in 2005 were $5.6 million ($6.4 million in 2004). The obligations at December 31, 2005
include  certain  responsibilities  for  environmental  remediation  sites,  $17.8  million,  closure  of  LTVSMC,
$30.4 million, and obligations for closure of our six North American operating mines, $59.3 million, and
$5.5 million for Portman.

The  LTVSMC  closure  obligation  resulted  from  an  October  2001  transaction  where  our  subsidiaries
received a net payment of $50 million and certain other assets and assumed environmental and certain facility
closure obligations of $50.0 million, which obligations have declined to $30.4 million at December 31, 2005, as
a result of expenditures totaling $19.6 million since 2001.

Milwaukee Solvay

In September 2002, we received a draft of a proposed Administrative Order by Consent from the EPA,
for clean-up and reimbursement of costs associated with the Milwaukee Solvay coke plant site in Milwaukee,
Wisconsin. The plant was operated by a predecessor of the Company from 1973 to 1983, which predecessor
was acquired by the Company in 1986. In January 2003, we completed the sale of the plant site and property
to a third party. Following this sale, an Administrative Order by Consent (""Consent Order'') was entered into
with the EPA by the Company, the new owner and another third party who had operated on the site. In
connection with the Consent Order, the new owner agreed to take responsibility for the removal action and
agreed to indemnify us for all costs and expenses in connection with the removal action. In the third quarter of
2003, the new owner, after completing a portion of the removal, experienced financial difficulties. In an effort
to continue progress on the removal action, we expended approximately $1.8 million in the second half of
2003, $2.1 million in 2004 and $.4 million in 2005. In September 2005, we received a notice of completion
from the EPA documenting that all work has been fully performed in accordance with the Consent Order.

On  August  26,  2004,  we  received  a  Request  for  Information  pursuant  to  Section  104(e)  of  the
Comprehensive  Environmental  Response,  Compensation  and  Liability  Act  (""CERCLA'')  relative  to  the
investigation of additional contamination below the ground surface at the Milwaukee Solvay site. The Request
for Information was also sent to 13 other potentially responsible parties (""PRPs''). On July 14, 2005, we
received a General Notice Letter from the EPA notifying us that the EPA believes we may be liable under
CERCLA and requesting that we, along with other PRPs, voluntarily perform clean-up activities at the site.
We have responded to the General Notice Letter indicating that there had been no communications with
other PRPs but also indicating our willingness to begin the process of negotiation with the EPA and other
interested parties regarding a Consent Order. Subsequently, on July 26, 2005, we received correspondence
from the EPA with a proposed Consent Order and informing us that three other PRPs had also expressed
interest in negotiating with the EPA. At this time, the nature and extent of the contamination, the required
remediation,  the  total  cost  of  the  clean-up  and  the  cost-sharing  responsibilities  of  the  PRPs  cannot  be
determined, although the EPA has advised us that it has incurred $.5 million in past response costs, which the
EPA will seek to recover from us and the other PRPs. We increased our environmental reserve for Milwaukee
Solvay by $.5 million in 2005 for potential additional exposure.

On December 23, 2005, we entered into a letter of intent with Kinnickinnic Development Group LLC
(""KK Group'') pursuant to which the KK Group would acquire and redevelop the Milwaukee Solvay Site.
Under the terms of the letter of intent, KK Group would acquire our mortgage on the site in consideration for
the  assumption  of  all  our  environmental  obligations  with  respect  to  the  site  and  a  cash  payment  of
approximately $2.3 million. In addition, KK Group would be required to deposit $4 million into an escrow
account  to  fund  any  remaining  environmental  clean-up  activities  on  the  site  and  to  purchase  insurance
coverage with a $5 million limit. We are currently drafting definitive agreements documenting this agreement.
Closing of the transaction would occur within 61 days of signing definitive agreements.

Rio Tinto

The Rio Tinto Mine Site is a historic underground copper mine located near Mountain City, NV, where
tailings were placed in Mill Creek, a tributary to the Owyhee River. Remediation work is being conducted in
accordance with a Consent Order between the Nevada Department of Environmental Protection (""NDEP'')

57

and the Rio Tinto Working Group (""RTWG'') composed of the Company, Atlantic Richfield Company,
Teck Cominco American Incorporated, and E. I. du Pont de Nemours and Company. The Consent Order
provides for technical review by the U.S. Department of the Interior Bureau of Indian Affairs, the U.S. Fish &
Wildlife Service, U.S. Department of Agriculture Forest Service, the NDEP and the Shoshone-Paiute Tribes
of the Duck Valley Reservation (collectively, ""Rio Tinto Trustees'') located downstream on the Owyhee
River. The Consent Order is currently projected to continue through 2006 with the objective of supporting the
selection of the final remedy for the Site. Costs are shared pursuant to the terms of a Participation Agreement
between the parties of the RTWG, who have reserved the right to renegotiate any future participation or cost
sharing following the completion of the Consent Order.

The  Rio  Tinto  Trustees  have  made  available  for  public  comment  their  plans  for  the  assessment  of
Natural Resource Damages (""NRD''). The RTWG commented on the plans and also are in discussions with
the Rio Tinto Trustees informally about those plans. The notice of plan availability is a step in the damage
assessment process. The studies presented in the plan may lead to a NRD claim under CERCLA. There is no
monetized NRD claim at this time.

During 2005, the focus of the RTWG has been on development of alternatives for remediation of the
mine site. A draft of an alternatives study has recently been reviewed with the Rio Tinto Trustees and the
alternatives  have  essentially  been  reduced  to  three:  (1)  no  action;  (2)  long-term  water  treatment,  and
(3) removal of the tailings. The estimated  costs range from  approximately $1  million to  $27 million.  In
recognition of the potential for an NRD claim, the parties are exploring the possibility of a global settlement
that would encompass both the site decision and the NRD issues and thereby avoid the lengthy litigation
typically associated with NRD. The Company's recorded reserve of approximately $1.2 million reflects its
estimated costs for completion of the existing Consent Order and the minimum ""no action'' alternative based
on the current Participation Agreement.

Northshore Notice of Violation

On February 10, 2006, our Northshore mine received a Notice of Violation (""Notice'') from the EPA.
The  Notice  cites  four  alleged  violations:  (1)  that  Northshore  violated  the  Prevention  of  Significant
Deterioration (""PSD'') requirements of the Clean Air Act in the 1990 restart of Furnaces 11 and 12; (2) that
Northshore mine violated the PSD Regulations in the 1995 restart of Furnace 6; (3) Title V operating permit
violations for not including in the Title V permit all applicable requirements (including a compliance schedule
for  PSD  and  Best  Available  Control  Technology  (""BACT'')  requirements  associated  with  the  furnace
restarts); and (4) failure to comply with calibration of monitoring equipment as required under Northshore's
Title V permit. The alleged violations relating to the restart of Furnaces 11 and 12 occurred prior to our
acquisition of Northshore (formerly Cyprus Northshore Mining Company) in a share purchase in 1994. We
are currently investigating the allegations contained in the Notice.

Market Risk

We are subject to a variety of market risks, including those caused by changes in market value of equity
investments,  commodity  prices,  foreign  currency  exchange  rates  and  interest  rates.  We  have  established
policies and procedures to manage risks; however, certain risks are beyond our control.

Our investment policy relating to cash and cash equivalents is to preserve principal and liquidity while
maximizing  the  return  through  investment  of  available  funds.  The  carrying  value  of  these  investments
approximates fair value on the reporting dates.

We hold investments in highly liquid auction rate securities (""ARS'') in order to generate higher than
typical money market investments. ARS typically are high credit quality, generally achieved with municipal
bond insurance. Credit risks are eased by the historical track record of bond insurers, which back a majority of
this market. Although rare, sell orders for any security traded through a Dutch auction process could exceed
bids. Such instances are usually the result of a drastic deterioration of issuer credit quality. Should there be a
failed auction, we may be unable to liquidate our position in the securities in the near term.

58

The rising cost of energy is an important issue for us as it comprises approximately 27 percent of our
North American production costs. Our North American mining ventures consumed approximately 13.6 mil-
lion mmbtu's (million btu's) of natural gas and 26.5 million gallons of diesel fuel (Company share 9.6 million
mmbtu's  and  16.6  million  gallons  of  diesel  fuel)  in  2005.  In  2005,  the  average  price  paid  by  the  North
American mining ventures was $8.00 per mmbtu for natural gas and $1.95 per gallon for diesel fuel. Recent
trends indicate that electric power, natural gas and oil costs can be expected to increase over time, although
the direction and magnitude of short-term changes are difficult to predict. Our strategy to address increasing
energy rates includes improving efficiency in energy usage and utilizing the lowest cost alternative fuel. We
also use forward purchases of natural gas and diesel fuel to stabilize fluctuations in near-term prices. For 2006,
we purchased or have forward purchase contracts for 7.8 million mmbtu's of natural gas at an average price of
$9.86 per mmbtu and 3.2 million gallons of diesel fuel at $2.05 per gallon for our North American mining
ventures.

Our mining ventures enter into forward contracts for certain commodities, primarily natural gas and
diesel fuel, as a hedge against price volatility. Such contracts, which are in quantities expected to be delivered
and used in the production process, are a means to limit exposure to price fluctuations. At December 31, 2005,
the notional amounts of the outstanding forward contracts were $28.6 million (our share Ì $24.7 million),
with an unrecognized fair value loss of $5.2 million (our share Ì $4.4 million) based on December 31, 2005
forward rates. The contracts mature at various times through December 2006. If the forward rates were to
change 10 percent from the year-end rate, the value and potential cash flow effect on the contracts would be
approximately $2.0 million (our share Ì $1.7 million).

Our share of Wabush Mines operation in Canada represented approximately six percent of our North
American pellet production. This operation is subject to currency exchange fluctuations between the U.S. and
Canadian dollars; however, we do not hedge our exposure to this currency exchange fluctuation. Between 2003
and 2005, the value of the Canadian dollar rose against the U.S. dollar from $.64 U.S. dollar per Canadian
dollar at the beginning of 2003 to $.86 U.S. dollars per Canadian dollar at December 31, 2005, an increase of
34 percent. The average exchange rate increased to $.83 U.S. dollar per Canadian dollar in 2005 from an
average of $.77 U.S. dollar per Canadian dollar for 2004, an increase of eight percent. We do not believe that
the recent increase in the U.S./Canadian exchange rate is a trend that will continue in the long-term; however,
short-term fluctuations cannot reasonably be predicted.

We are subject to changes in foreign currency exchange rates in Australia as a result of our operations at
Portman,  which  could  impact  our  financial  condition.  Foreign  exchange  risk  arises  from  our  exposure  to
fluctuations in foreign currency exchange rates because our reporting currency is the United States dollar. We
do not hedge our exposure to this currency exchange fluctuation. A 10 percent movement in quoted foreign
currency exchange rates could result in a fair value change of approximately $44 million in our net investment.

Portman hedges a portion of its United States currency-denominated sales in accordance with a formal
policy. The primary objective for using derivative financial instruments is to reduce the earnings volatility
attributable to changes in Australian and United States currency fluctuations. The instruments are subject to
formal documentation, intended to achieve qualifying hedge treatment, and are tested at inception and at each
reporting  period  as  to  effectiveness.  Changes  in  fair  value  for  highly  effective  hedges  are  recorded  as  a
component of other comprehensive income. Ineffective portions are charged to operations. At December 31,
2005, Portman had outstanding A$370.1 million in the form of call options, collars, convertible collars and
forward exchange contracts with varying maturity dates ranging from January 2006 to October 2008, and a fair
value loss based on the December 31, 2005 exchange rate of A$.9 million. A one percent increase in rates from
the month-end rate would increase the fair value and cash flow by approximately A$2.0 million and a one
percent decrease would decrease the fair value and cash flow by approximately A$3.6 million.

Outlook

Although production schedules are subject to change, most operations are expected to operate at or near
capacity in 2006 and total North American pellet production is expected to be approximately 35 million tons
with our share representing approximately 21 million tons.

59

Our 2006 North American sales volume is projected to be approximately 21 million tons, compared with
22.3 million tons in 2005. Revenue per ton from iron ore sales and services is dependent upon several price
adjustment factors included in our term sales contracts, primarily the percentage change from 2005 to 2006 in
the international pellet price for blast furnace pellets, PPI and actual revenue for steel sales for one of our
customers.

Following is the estimated impact to our average North American revenue per ton from iron ore sales and
services (excluding freight and venture partners' cost reimbursements) based on 2005 realization of $58.77 per
ton:

2006 Revenue Effect
(Change from 2005)
Price Per
Ton

Percent

Potential Increase (Decrease):

Each 10 Percent Change in International Pellet PriceÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Each 10 Percent Change in PPI Ì Industrial Commodities less FuelÏÏÏÏÏÏ
Each 10 Percent Change in PPI Ì Fuel and Related Products ÏÏÏÏÏÏÏÏÏÏÏ
Each $10 Per Ton Change from $520 Per Ton

3.5%
2.1
1.1

Average Hot Rolled Coil Price Realization*ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Known Year-Over-Year Increase** ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

.5
5.6

$2.05
1.25
.64

.29
3.28

* Valid for decreases through $400 per ton; no upper limit.

** Increase represents a combination of contractual base price increase, lag year adjustments and capped

pricing on one contract.

Portman's  estimate  of  2006  sales  is  7.9  million  tonnes.  Portman's  estimate  of  2006  production  is

8.0 million tonnes, including .6 million from Cockatoo Island.

North American production costs per ton are expected to increase approximately 15 percent from the
2005 cost of goods sold and operating expenses (excluding freight and venture partners' cost reimbursements)
of $42.65 per ton.

As we look forward to 2006, we are concerned about the rising costs of much of our purchased energy and
materials.  While  PPI  escalation  factors  in  our  North  American  sales  contracts  will  recover  some  of  the
expected inflation, we will need continued levels of solid steel pricing and an improved international iron ore
price in order to maintain our sales margins.

Critical Accounting Policies

Management's discussion and analysis of financial condition and results of operations is based on our
consolidated  financial  statements,  which  have  been  prepared  in  accordance  with  accounting  principles
generally accepted in the United States (""GAAP''). Preparation of financial statements requires management
to make assumptions, estimates and judgments that affect the reported amounts of assets, liabilities, revenues,
costs and expenses, and the related disclosures of contingencies. Management bases its estimates on various
assumptions and historical experience, which are believed to be reasonable; however, due to the inherent
nature of estimates, actual results may differ significantly due to changed conditions or assumptions. On a
regular basis, management reviews the accounting policies, assumptions, estimates and judgments to ensure
that our financial statements are fairly presented in accordance with GAAP. However, because future events
and their effects cannot be determined with certainty, actual results could differ from our assumptions and
estimates, and such differences could be material. Management believes that the following critical accounting
estimates and judgments have a significant impact on the Company's financial statements.

60

Revenue Recognition

See ""Accounting Policies'' in Item 8, Financial Statements and Supplementary Data, for a complete

discussion of our revenue recognition policy.

Most of our term supply agreements contain provisions for annual pricing adjustments. These provisions
vary from agreement to agreement but typically include adjustments based upon changes in specified PPI
including  those  for  all  commodities,  industrial  commodities,  energy  and  steel,  as  well  as  changes  in
international  pellet  prices.  For  example,  one  of  our  term  supply  agreements  contains  a  price  adjustment
provision that is based on changes in the world pellet price, as well as the PPI for all commodities and for steel.
Each  component  constitutes  one-third  of  the  price  adjustment.  Other  term  supply  agreements  contain
different adjustment factors, such as the PPI for fuel and related products, the Eastern Canadian Pellet Prices
and steel prices. The adjustments generally operate in the same manner, with each factor typically comprising
a portion of the price adjustment, although the weighting of each factor differs from agreement to agreement.
One of our term supply agreements contains price collars, which typically limit the percentage increase or
decrease in prices for our iron ore pellets during any one year. In most cases, these adjustment factors have not
been finalized at the time our product is sold; we routinely estimate these adjustment factors for purposes of
revenue  recognition.  Certain  supply  agreements  with  one  customer  include  provisions  for  supplemental
revenue or refunds based on the customer's annual steel pricing at the time the product is consumed in the
customer's blast furnaces. We estimate these amounts for recognition at the time of sale. Our 2005 revenues
included $9.0 million of supplemental revenue on 2005 sales based on estimates of the customer's 2006 steel
pricing.

Estimated  supplemental  payments,  totaling  $9.2  million,  related  to  sales  to  one  of  the  customer's
indefinitely idled facilities, have not been included in revenue. The pellets sold to this facility in 2005 have not
been consumed and no definitive timetable for consumption or other disposition of these pellets has been
determined.

Our rationale for shipping North American iron ore products to some customers in advance of payment
for the products is to more closely relate timing of payment by customers to consumption, which also provides
additional liquidity to our customers. Generally, our North American term supply agreements specify that title
and risk of loss pass to the customer when payment for the pellets is received. This is a revenue recognition
practice utilized to reduce our financial risk to customer insolvency. This practice is not believed to be widely
used throughout the balance of the industry.

Revenue is recognized on services when the services are performed.

Where we are joint venture participants in the ownership of a North American mine, our contracts entitle

us to receive royalties and management fees, which we earn as the pellets are produced.

Portman's sales revenue is recognized at the F.O.B. point, which is generally when the product is loaded
into the vessel. Foreign currency revenues are converted to Australian dollars at the currency exchange rate in
effect at the time of the transaction.

Self-Insurance/Deductible Reserves

We are largely self-insured with respect to employee non-occupational medical claims, and maintain
workers' compensation and general liability insurance programs where we retain an obligation for a portion of
the claims through self-insured retentions or deductibles. We maintain an accrual for the estimated cost to
settle  open  claims  as  well  as  incurred  but  not  reported  claims.  These  estimates  take  into  consideration
valuations  provided  by  third-party  actuaries  and  administrators,  historical  claims  experience  and  current
trends in claim costs, applicable deductible or retention levels under insured programs, changes in our business
and workforce, and general economic factors and other assumptions that are reasonable to the circumstances.
The estimated accruals for these liabilities could be affected if future occurrences and claims differ from
assumptions used and historical trends. These accruals are reviewed on a quarterly basis, or more frequently if
factors dictate a more frequent review is warranted.

61

Litigation Accruals

We are subject to proceedings, lawsuits and other claims. We are required to assess the likelihood of any
adverse  judgments  or  outcomes  to  these  matters  as  well  as  the  potential  ranges  of  probable  losses.  A
determination of the amount of accrual required, if any, for these contingencies is made after careful analysis
of each matter. The required accrual may change in the future due to new developments in each matter or
changes in approach, such as a change in settlement strategy in dealing with these matters. We do not believe
that any such matter will have a material adverse effect on our financial condition or results of operations.

Tax Contingencies

Domestic and foreign tax authorities periodically audit our income tax returns. These audits include
questions regarding our tax-filing positions, including the timing and amount of deductions and allocation of
income among various tax jurisdictions. At any time, multiple tax years are subject to audit by the various tax
authorities. In evaluating the exposures associated with our various tax-filing positions, we record reserves for
exposures on a probable basis. A number of years may elapse before a particular matter, for which we have
established a reserve, is audited and fully resolved. When the actual results of a settlement with tax authorities
differs from our established reserve for a matter, we adjust our tax contingencies reserve and income tax
provision in the period in which the income tax matter is resolved.

Iron Ore Reserves

We regularly evaluate our economic iron ore reserves and update them as required in accordance with
SEC Industry Guide 7. The estimated ore reserves could be affected by future industry conditions, geological
conditions and ongoing mine planning. Maintenance of effective production capacity or the ore reserve could
require  increases  in  capital  and  development  expenditures.  Generally  as  mining  operations  progress,  haul
lengths  and  lifts  increase.  Alternatively,  changes  in  economic  conditions,  or  the  expected  quality  of  ore
reserves  could  decrease  capacity  or  ore  reserves.  Technological  progress  could  alleviate  such  factors,  or
increase capacity or ore reserves. Based on revised economic mine-planning studies, we reduced the estimates
of the ore reserves at the Empire mine from 116 million tons at December 31, 2001 to 63 million tons at
December 31, 2002 and further to 29 million tons at December 31, 2003. There was no change in 2004 except
for production of 5.4 million tons, but in 2005, the estimated ore reserves were decreased to approximately
17 million tons. The 2005 reduction was due to production of 4.8 million tons and 2.0 million tons for the
elimination of the remaining reserve in the CD-II deposit because these ores were found to be too difficult to
process and had high incremental costs.

We also completed revised economic mine planning studies in the fourth quarter of 2002 for Wabush, and
reduced the estimate of ore reserves at Wabush from 244 million tons to 94 million tons due to increasing
mining and processing costs. Based on an update to those studies completed in the fourth quarter of 2003, we
further  significantly  reduced  the  Wabush  mine  ore  reserve  estimate  to  61  million  tons.  Our  reserves  at
Wabush were approximately 51 million tons at December 31, 2005, with the reduction since 2003 primarily
attributable to production and increased operating costs. The revised Wabush estimate is largely a reflection of
increased operating costs, especially due to dewatering, and the impact of currency exchange rate changes.

We use our ore reserve estimates to determine the mine closure dates utilized in recording the fair value
liability for asset retirement obligations. See Note 6 Ì Environmental and Mine Closure Obligations Ì Mine
Closure in the Notes to Consolidated Financial Statements. Since the liability represents the present value of
the expected future obligation, a significant change in ore reserves would have a substantial effect on the
recorded obligation. We also utilize economic ore reserves for evaluating potential impairments of mine assets
and in determining maximum useful lives utilized to calculate depreciation and amortization of long-lived
mine assets. Decreases in ore reserves could significantly affect these items.

Asset Retirement Obligations

The  accrued  mine  closure  obligations  for  our  active  mining  operations  reflect  the  adoption  of
SFAS No. 143, ""Accounting for Asset Retirement Obligations,'' effective January 1, 2002 to provide for

62

contractual and legal obligations associated with the eventual closure of the mining operations. Our obligations
are determined based on detailed estimates adjusted for factors that an outside party would consider (i.e.,
inflation, overhead and profit), which were escalated (at an assumed three percent) to the estimated closure
dates, and then discounted using a credit-adjusted risk-free interest rate of 10.25 percent (12.0 percent for
United Taconite and 5.5 percent for Portman). The estimates at December 31, 2005 were revised using a
three percent escalation factor and a six percent credit-adjusted risk-free discount rate for the incremental
increases  in  the  closure  cost  estimates.  The  closure  date  for  each  location  was  determined  based  on  the
exhaustion date of the remaining iron ore reserves. The estimated obligations are particularly sensitive to the
impact of changes in mine lives given the difference between the inflation and discount rates. Changes in the
base  estimates  of  legal  and  contractual  closure  costs  due  to  changed  legal  or  contractual  requirements,
available technology, inflation, overhead or profit rates would also have a significant impact on the recorded
obligations. See Note 6 Ì Environmental and Mine Closure Obligations Ì Mine Closure in the Notes to
Consolidated Financial Statements.

Asset Impairment

We monitor conditions that indicate that the carrying value of an asset or asset group may be impaired.
We determine impairment based on the asset's ability to generate cash flow greater than its carrying value,
utilizing an undiscounted probability-weighted analysis. If the analysis indicates the asset is impaired, the
carrying value is adjusted to fair value. Fair value can be determined by market value and also comparable
sales  transactions  or  using  a  discounted  cash  flow  method.  The  impairment  analysis  and  fair  value
determination  can  result  in  significantly  different  outcomes  based  on  critical  assumptions  and  estimates
including  the  quantity  and  quality  of  remaining  economic  ore  reserves,  and  future  iron  ore  prices  and
production  costs.  See  Note  1 Ì Operations  and  Customers Ì Empire  Mine  and  Wabush  Mines  and
Note 4 Ì Discontinued Operation in the Notes to Consolidated Financial Statements.

Environmental Remediation Costs

We  have  a  formal  code  of  environmental  protection  and  restoration.  Our  obligations  for  known
environmental problems at active and closed mining operations and other sites have been recognized based on
estimates of the cost of investigation and remediation at each site. If the estimate can only be estimated as a
range of possible amounts, with no specific amount being most likely, the minimum of the range is accrued.
Management reviews its environmental remediation sites quarterly to determine if additional cost adjustments
or disclosures are required. The characteristics of environmental remediation obligations, where information
concerning the nature and extent of clean-up activities is not immediately available, or changes in regulatory
requirements,  result  in  a  significant  risk  of  increase  to  the  obligations  as  they  mature. Expected  future
expenditures  are  not  discounted  to  present  value.  Potential  insurance  recoveries  are  not  recognized  until
realized.

Employee Retirement Benefit Obligations

The Company and its mining ventures sponsor defined benefit pension plans covering substantially all
employees.  These  plans  are  largely  noncontributory,  and  except  for  U.S.  salaried  employees,  benefits  are
generally based on employees' years of service and average earnings for a defined period prior to retirement.

Additionally, the Company and its ventures provide postretirement medical and life insurance benefits
(""OPEBs'')  to  most  full-time  employees  who  meet  certain  length-of-service  and  age  requirements.  Our
pension and medical costs (including OPEB) have increased substantially over the past several years. Lower
interest rates, lower asset returns and continued escalation of medical costs have been the predominant causes
of the increases. We have taken actions to control pension and medical costs. Effective July 1, 2003, we
implemented changes to U.S. salaried employee plans to reduce costs by more than an estimated $8.0 million
on  an  annualized  basis.  Benefits  under  the  current  defined  benefit  formula  were  frozen  for  affected
U.S. salaried employees and a new cash balance formula was instituted. Increases in affected U.S. salaried
retiree healthcare co-pays became effective for retirements after June 30, 2003. A cap on our share of annual

63

medical premiums was also implemented for existing and future U.S. salaried retirees. Pursuant to the four-
year U.S. labor agreements reached with the USWA, effective August 1, 2004, OPEB expense for 2004 and
the  accumulated  postretirement  benefit  obligation  (""APBO'')  decreased  $4.9  million  and  $48.0  million,
respectively, to reflect negotiated plan changes, which capped our share of future bargaining unit retirees'
healthcare premiums at 2008 levels for the years 2009 and beyond. OPEB expense decreased $10.6 million in
2005 as a result of the agreement. The new agreements also provide that the Company and its partners fund an
estimated $220 million into bargaining unit pension plans and VEBAs during the term of the contracts.

On December 8, 2003, Congress passed the Medicare Prescription Drug, Improvement and Moderniza-
tion Act of 2003 (""Medicare Act''). In May 2004, FASB issued Staff Position No. 106-2 (""FSP 106-2''),
""Accounting and Disclosure Requirements Related to the Medicare Prescription Drug, Improvement and
Modernization Act of 2003,'' which supersedes FSP 106-1. FSP 106-2 provides guidance on the accounting
for the effects of the Medicare Act for employers that sponsor postretirement health care plans that provide
prescription drug benefits and requires certain disclosures regarding the effect of the subsidy provided by the
Medicare Act. We adopted FSP 106-2 in the second quarter of 2004 and applied the retroactive transition
method.  As  a  result,  annual  OPEB  expense  reflected  annual  pre-tax  cost  reductions  of  approximately
$3.6 million and $4.1 million in 2005 and 2004, respectively.

Following is a summary of our defined benefit pension and OPEB funding and expense for the years 2003

through 2006:

(In Millions)

Pension

OPEB

Funding

Expense

Funding

Expense

2003 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2004 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2005 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2006 (Estimated) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 6.4
63.0
40.6
46.2

$32.0
23.1
20.7
23.1

$17.0
30.9
31.8
37.6

$29.1
28.5
17.9
16.6

Assumptions  used  in  determining  the  benefit  obligations  and  the  value  of  plan  assets  for  defined  benefit
pension plans and postretirement benefit plans (primarily retiree healthcare benefits) offered by the Company
and  its  unconsolidated  ventures  are  evaluated  periodically  by  management  in  conjunction  with  outside
actuaries. Critical assumptions, such as the discount rate used to measure the benefit obligations, the expected
long-term  rate  of  return  on  plan  assets,  and  the  medical  care  cost  trend  are  reviewed  annually.  At
December  31,  2005  we  reduced  our  discount  rate  for  U.S.  plans  to  5.50  percent  from  5.75  percent  at
December 31, 2004, and reduced our discount rate for Canadian plans to 5.00 percent from 5.75 percent at
December 31, 2004. Additionally, at December 31, 2005, we adopted the 1994 Group Annuity Mortality
(""GAM'')  table  to  determine  the  expected  life  of  our  plan  participants,  replacing  the  1983  GAM  table.
Following are sensitivities on estimated 2006 pension and OPEB expense of potential further changes in these
key assumptions:

Increase in 2006
Expense
(In Millions)

Pension

OPEB

$1.8
Decrease discount rate .25 percentÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Decrease return on assets 1 percent ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
5.7
Increase medical trend rate 1 percent ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ N/A

$ .5
1.1
4.8

Changes in actuarial assumptions, including discount rates, employee retirement rates, mortality, compensa-
tion  levels,  plan  asset  investment  performance,  and  healthcare  costs,  are  selected  by  the  Company  after
consulting with outside actuaries. Changes in actuarial assumptions and/or investment performance of plan
assets  can  have  a  significant  impact  on  our  financial  condition  due  to  the  magnitude  of  our  retirement
obligations. See Note 9 Ì Retirement Related Benefits in the Notes to Consolidated Financial Statements.

64

Accounting for Business Combinations

During 2005, we completed the acquisition of 80.4 percent of Portman. We allocated the purchase price
to assets acquired and liabilities assumed based on their relative fair value at the date of acquisition, pursuant
to SFAS No. 141, ""Business Combinations.'' In estimating the fair value of the assets acquired and liabilities
assumed, we consider information obtained during our due diligence process and utilize various valuation
methods, including market prices, where available, appraisals, comparisons to transactions for similar assets
and liabilities and present value of estimated future cash flows. We are required to make subjective estimates
in connection with these valuations and allocations.

Forward-Looking Statements

This  report  contains  statements  that  constitute  ""forward-looking  statements.''  These  forward-looking
statements may be identified by the use of predictive, future-tense or forward-looking terminology, such as
""believes,'' ""anticipates,'' ""expects,'' ""estimates,'' ""intends,'' ""may,'' ""will'' or similar terms. These statements
speak only as of the date of this report, and we undertake no ongoing obligation, other than that imposed by
law, to update these statements. These statements appear in a number of places in this report and include
statements regarding our intent, belief or current expectations of our directors or our officers with respect to,
among other things:

‚ trends affecting our financial condition, results of operations or future prospects;

‚ estimates of our economic iron ore reserves;

‚ our business and growth strategies;

‚ our financing plans and forecasts; and

‚ the  potential  existence  of  significant  deficiencies  or  material  weaknesses  in  internal  controls  over
financial reporting that may be identified during the performance of testing under Section 404 of the
Sarbanes-Oxley Act of 2002.

You are cautioned that any such forward-looking statements are not guarantees of future performance
and  involve  significant  risks  and  uncertainties,  and  that  actual  results  may  differ  materially  from  those
contained in the forward-looking statements as a result of various factors, some of which are unknown. The
factors that could adversely affect our actual results and performance include, without limitation:

‚ decreased steel production in North America caused by global overcapacity of steel, intense competi-
tion in the steel industry, increased imports of steel into the United States, consolidation in the steel
industry, cyclicality in the steel market and other factors, all of which could result in decreased demand
for our iron ore products;

‚ use by steel makers of products other than North American and Australian iron ore in the production

of steel;

‚ uncertainty about the continued demand for steel to support rapid industrial growth in China;

‚ the highly competitive nature of the iron ore mining industry;

‚ our dependence on our North American term supply agreements with a limited number of customers
as the North American and global steel industries consolidation continues (as evidenced by the merger
of ISG and Ispat to form Mittal and the pending acquisition of Arcelor S.A. and Dofasco Inc.);

‚ changes in demand for our products under the requirements contracts we have with our customers;

‚ the provisions of our North American term supply agreements, including price adjustment provisions

that may not allow us to match international prices for iron ore products;

‚ fluctuations in international prices for iron ore that may negatively impact our profitability;

65

‚ the substantial costs of mine closures, and the uncertainties regarding mine life and estimates of ore

reserves;

‚ uncertainty  relating  to  our  North  American  customers'  pending  bankruptcies  or  reorganization

proceedings, and the creditworthiness of our customers;

‚ uncertainty relating to the outcome of any contractual disputes with our customers;

‚ our change in strategy from a manager of iron ore mines to primarily a merchant of iron ore to steel

company customers;

‚ increases in the cost or length of time required to complete capacity expansions;

‚ inability of the capacity expansions to achieve expected additional production volumes;

‚ our reliance on our joint venture partners to meet their obligations;

‚ unanticipated  geological  conditions,  natural  disasters,  the  nature  and  extent  of  disruptions  in  the
economy from terrorist activities, interruptions in electrical or other power sources and equipment
failures,  which  could  cause  shutdowns  or  production  curtailments  for  us  or  our  steel  industry
customers;

‚ increases in our costs and availability of equipment, supplies, electrical power, fuel or other energy

sources;

‚ uncertainties relating to governmental regulation of our mines and our processing facilities, including

under environmental laws;

‚ uncertainties relating to our pension plans;

‚ uncertainties relating to our ability to identify and consummate any strategic investments;

‚ adverse changes in currency values;

‚ uncertainties related to the appraisal of acquisitions and the related allocation of purchase price to the

acquired assets and assumed liabilities;

‚ uncertainties relating to labor relations, including the potential for, and duration of, work stoppages;

‚ uncertainty  relating  to  contractual  disputes  with  any  of  our  significant  energy,  material  or  service

providers; and

‚ the success of cost-savings efforts.

You are urged to carefully consider these factors and the ""Ì Risks Relating to the Company'' above. All
forward-looking  statements  attributable  to  us  are  expressly  qualified  in  their  entirety  by  the  foregoing
cautionary statements.

Item 7A. Qualitative and Quantitative Disclosures About Market Risk

Information regarding our Market Risk is presented under the caption ""Market Risk,'' which is included

in Item 7 and is incorporated by reference and made a part hereof.

66

Item 8. Financial Statements and Supplementary Data

Statement of Consolidated Operations

Cleveland-Cliffs Inc and Consolidated Subsidiaries

REVENUES FROM PRODUCT SALES AND SERVICES

Iron Ore ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 1,512.2
227.3
Freight and venture partners' cost reimbursementsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
1,739.5
(1,350.5)
389.0

COST OF GOODS SOLD AND OPERATING EXPENSESÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
SALES MARGIN ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$

995.0
208.1
1,203.1
(1,053.6)
149.5

$ 686.8
138.3
825.1
(835.0)
(9.9)

Year Ended December 31
(In Millions, Except Per Share
Amounts)
2004

2005

2003

OTHER OPERATING INCOME (EXPENSE)

Royalties and management fee revenue ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Casualty insurance recoveries ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Administrative, selling and general expenses ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Impairment of mining assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Customer bankruptcy recoveries (exposures) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Restructuring (charge) credit ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Miscellaneous Ì net ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

OPERATING INCOME (LOSS) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

OTHER INCOME (EXPENSE)

Gain on sale of ISG common stock ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Gain on sale of asset to PolyMet ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Interest income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Interest expenseÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other Ì net ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME

TAXES AND MINORITY INTEREST ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
INCOME TAX CREDIT (EXPENSE) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
MINORITY INTEREST (net of tax $5.4 million) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
INCOME (LOSS) FROM CONTINUING OPERATIONS ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
INCOME (LOSS) FROM DISCONTINUED OPERATIONS (net of tax $.4 million

in 2005 and $.3 million in 2004)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

INCOME (LOSS) BEFORE EXTRAORDINARY GAIN AND CUMULATIVE

EFFECT OF ACCOUNTING CHANGEÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
EXTRAORDINARY GAIN (Net of: tax $.5 million; minority interest $1.7) ÏÏÏÏÏÏÏÏÏÏ
CUMULATIVE EFFECT OF ACCOUNTING CHANGE (net of tax $2.8 million) ÏÏÏ
NET INCOME (LOSS) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
PREFERRED STOCK DIVIDENDS ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
INCOME (LOSS) APPLICABLE TO COMMON SHARES ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

EARNINGS (LOSS) PER COMMON SHARE Ì BASIC

Continuing operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Discontinued operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Extraordinary gainÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cumulative effect of accounting changes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
EARNINGS (LOSS) PER COMMON SHARE Ì BASIC ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

EARNINGS (LOSS) PER COMMON SHARE Ì DILUTED

Continuing operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Discontinued operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Extraordinary gainÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cumulative effect of accounting changes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$

$

$

$

EARNINGS (LOSS) PER COMMON SHARE Ì DILUTED ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $

13.1
12.3
(47.9)

2.0

(12.0)
(32.5)
356.5

9.5
13.9
(4.5)
(7.3)
11.6

368.1
(84.8)
(10.1)
273.2

11.3

10.6

(33.1)
(5.8)
(1.6)
.2
(2.9)
(31.9)
117.6

152.7

11.5
(.8)
4.2
167.6

285.2
35.0

(25.1)
(2.6)
(7.5)
(8.7)
(5.1)
(38.4)
(48.3)

10.6
(4.6)
7.1
13.1

(35.2)
.3

320.2

(34.9)

(.8)

3.4

272.4

323.6

(34.9)
2.2

(32.7)

$ (32.7)

$ (1.70)

.10

323.6
(5.3)
318.3

14.78
.16

14.94

$ (1.60)

11.68
.12

$ (1.70)

.10

$

11.80

$ (1.60)

5.2
277.6
(5.6)
272.0

12.32
(.04)

.24
12.52

9.81
(.03)

.19
9.97

$

$

$

$

AVERAGE NUMBER OF SHARES (In thousands)

Basic ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Diluted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

21,728
27,836

21,308
27,421

20,512
20,512

See notes to consolidated financial statements.

67

Statement of Consolidated Financial Position

Cleveland-Cliffs Inc and Consolidated Subsidiaries

December 31
(In Millions)

2005

2004

ASSETS
CURRENT ASSETS

Cash and cash equivalents ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 192.8
9.9
Marketable securitiesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
53.7
Trade accounts receivable Ì net ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
5.4
Receivables from associated companiesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
119.1
Product inventories ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
56.7
Work in process inventories ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
70.5
Supplies and other inventories ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
12.1
Deferred and refundable taxes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
73.0
Deposits in escrow ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
42.8
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 216.9
182.7
54.1
3.5
108.2
15.8
59.6
41.5
16.5
32.6

TOTAL CURRENT ASSETS ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

636.0

731.4

PROPERTIES

Plant and equipment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Land rights and mineral rights ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

557.5
421.8

416.5
20.9

Allowances for depreciation and depletion ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

979.3
(176.5)

437.4
(153.5)

NET PROPERTIESÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

802.8

283.9

OTHER ASSETS

Prepaid pensions Ì salaried ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long-term receivables ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Deferred income taxesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Deposits and miscellaneousÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other investments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Intangible pension assetÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Marketable securitiesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

80.4
48.7
66.5
53.8
34.0
13.9
10.6

71.2
52.1
44.2
20.8
15.6
12.6
.5

TOTAL OTHER ASSETS ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

307.9

217.0

TOTAL ASSETS ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $1,746.7

$1,232.3

See notes to consolidated financial statements.

68

Statement of Consolidated Financial Position

Cleveland-Cliffs Inc and Consolidated Subsidiaries Ì (Continued)

December 31
(In Millions)

2005

2004

LIABILITIES AND SHAREHOLDERS' EQUITY
CURRENT LIABILITIES

Accounts payable ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 122.9
47.4
Accrued employment costs ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
45.3
Pensions ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
36.6
Other postretirement benefits ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
29.1
Income taxes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
22.2
State and local taxes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
13.4
Environmental and mine closure obligationsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
28.9
Accrued expensesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
7.7
Payables to associated companies ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
9.2
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$

73.3
41.3
31.0
34.9
15.0
21.9
6.0
21.7
4.6
7.4

TOTAL CURRENT LIABILITIES ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

362.7

257.1

POSTEMPLOYMENT BENEFIT LIABILITIES

Pensions, including minimum pension liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other postretirement benefits ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

TOTAL POSTEMPLOYMENT BENEFIT LIABILITIES ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
ENVIRONMENTAL AND MINE CLOSURE OBLIGATIONSÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
DEFERRED INCOME TAXES ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
OTHER LIABILITIES ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

TOTAL LIABILITIES ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
MINORITY INTEREST ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
3.25% REDEEMABLE CUMULATIVE CONVERTIBLE PERPETUAL

119.6
85.2

204.8
87.3
116.7
79.4

850.9
71.7

113.9
102.7

216.6
82.4

49.7

605.8
30.0

PREFERRED STOCK Ì ISSUED 172,500 SHARES ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

172.5

172.5

SHAREHOLDERS' EQUITY

Preferred stock Ì no par value

Class A Ì 3,000,000 shares authorized, 172,500 issued and outstanding
Class B Ì 4,000,000 shares authorized and unissued

Common Shares Ì par value $.50 a share

Authorized Ì 56,000,000 shares;
Issued Ì 33,655,882 shares ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Capital in excess of par value of shares ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Retained Earnings ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cost of 11,740,385 Common Shares in treasury (2004 Ì 12,057,110 shares) ÏÏÏÏÏ
Accumulated other comprehensive income (loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Unearned compensation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

16.8
93.9
824.2
(164.3)
(125.6)
6.6

16.8
86.3
565.3
(169.4)
(81.0)
6.0

TOTAL SHAREHOLDERS' EQUITY ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

651.6

424.0

TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY ÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $1,746.7

$1,232.3

See notes to consolidated financial statements.

69

Statement of Consolidated Cash Flows

Cleveland-Cliffs Inc and Consolidated Subsidiaries

CASH FLOW FROM CONTINUING OPERATIONS

OPERATING ACTIVITIES

Year Ended December 31
(In Millions, Brackets
Indicate Cash Decrease)
2003
2004
2005

Net income (loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 277.6
.8

(Income) loss from discontinued operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Extraordinary gain ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cumulative effect of accounting change ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Income (loss) from continuing operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Adjustments to reconcile net income (loss) from continuing operations to net cash from (used by)

operations:

Depreciation and amortization:

ConsolidatedÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Share of associated companiesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minority interest ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Loss on currency hedgesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Impairment of mining assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Environmental and closure obligation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Provision for customer bankruptcy exposuresÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Gain on sale of ISG common stock ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Gain on sale of assets to PolyMet ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Deferred income taxes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Pensions and other postretirement benefits ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Gain on sale of assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
OtherÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Changes in operating assets and liabilities:

Sales of marketable securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Purchases of marketable securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Inventories and prepaid expensesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
ReceivablesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Payables and accrued expenses ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net cash from (used by) operating activities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

INVESTING ACTIVITIES

Purchase of property, plant and equipment:

ConsolidatedÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Share of associated companiesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Investment in Portman LimitedÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Payment of currency hedges ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Proceeds from sale of ISG common stock ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Proceeds from sale of assets to PolyMet ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Proceeds from steel company debt ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Proceeds from sale of assetsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Proceeds from Weirton investment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Purchase of EVTAC assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net cash from (used by) investing activities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

FINANCING ACTIVITIES

Borrowings under revolving credit facilityÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Repayments under revolving credit facilityÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Proceeds from Convertible Preferred Stock ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Proceeds from stock options exercised ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Contributions by minority interest ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Repayment of long-term debt ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Issuance cost Ì Convertible Preferred StockÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Issuance cost Ì Revolving credit ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Repurchases of Common StockÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Preferred Stock dividendsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Common Stock dividendsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net cash from (used by) financing activitiesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
EFFECT OF EXCHANGE RATE CHANGES ON CASH ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
CASH FROM (USED BY) CONTINUING OPERATIONSÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
CASH FROM (USED BY) DISCONTINUED OPERATIONS Ì OPERATINGÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì INVESTING ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
CASH AND CASH EQUIVALENTS AT END OF YEAR ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

175.0
(175.0)

5.7
2.1

(2.7)

(5.6)
(13.1)
(13.6)
(2.2)
(21.9)
(5.2)
3.0
(24.1)
216.9
$ 192.8

Taxes paid on income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Interest paid on debt obligations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $

$ 86.2
2.0

172.5
17.9
9.7
(25.0)
(6.6)

(6.5)
(3.9)
(2.2)
155.9

142.1
.3
6.7
149.1
67.8
$ 216.9

$ 57.1
.2
$

See notes to consolidated financial statements.

70

$ 323.6
(3.4)

$(32.7)

(2.2)

320.2

(34.9)

25.0
4.3

25.3
3.7

5.8
4.6
1.6
(152.7)

(86.7)
(48.0)
(4.2)
5.1

(182.7)
(3.4)
(50.7)
20.4
(141.4)

2.6
3.6
7.5

.5
42.1
(7.1)
4.7

(12.0)
(2.1)
8.8
42.7

(54.4)
(6.3)

(16.1)
(5.5)

(5.2)
273.2

48.6
4.2
10.1
9.8

6.0

(9.5)
(4.4)
(35.2)
(1.8)
5.6

182.8
(10.0)
(56.0)
27.7
63.5
514.6

(97.8)
(8.5)
(409.0)
(9.8)

1.0

3.4

170.1

10.0
4.4
3.8

(520.7)

127.6

8.9

(2.0)
(14.7)

6.0
2.0
(30.0)

(22.0)

6.0

6.0
61.8
$ 67.8

$
$

2.7
3.6

Statement of Consolidated Shareholders' Equity

Cleveland-Cliffs and Consolidated Subsidiaries

(In Millions)

Capital
in
Excess
of Par
Value of
Shares

Common
Shares

Retained
Earnings

Common
Shares in
Treasury

Other
Compre-
hensive
Income
(Loss)

Unearned
Compens-
ation

Total

January 1, 2003 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$16.8

$69.7

$288.4

$(182.2)

$(110.7)

$(2.7)

$

79.3

Comprehensive income

Net loss ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other comprehensive income

Unrealized gain on securities ÏÏÏÏÏÏÏ
Minimum pension liability ÏÏÏÏÏÏÏÏÏ

Total comprehensive income ÏÏÏÏÏ
Stock options exercisedÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Stock and other incentive plansÏÏÏÏÏÏÏÏÏ

December 31, 2003 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

16.8

Comprehensive income

Net income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other comprehensive income

Minimum pension liability ÏÏÏÏÏÏÏÏÏ
Unrealized gain on securities ÏÏÏÏÏÏÏ
Reclassification adjustment Ì

included in net income ÏÏÏÏÏÏÏÏÏÏ

Total comprehensive income ÏÏÏÏÏ
Stock options exercisedÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Stock and other incentive plansÏÏÏÏÏÏÏÏÏ
Issuance cost Ì Convertible Preferred

StockÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Repurchases of Common StockÏÏÏÏÏÏÏÏÏ
Preferred Stock dividendsÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Common Stock dividendsÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

1.1
3.5

74.3

8.1
3.9

(32.7)

144.9
22.2

4.9
3.7

1.2

255.7

(173.6)

56.4

(1.5)

323.6

(6.5)

(5.3)
(2.2)

7.3
.2

(144.9)

7.5

9.8
.9

(6.5)

(32.7)

144.9
22.2

134.4
6.0
8.4

228.1

323.6

7.3
.2

(144.9)

186.2
17.9
12.3

(6.5)
(6.5)
(5.3)
(2.2)

December 31, 2004 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

16.8

86.3

565.3

(169.4)

(81.0)

6.0

424.0

Comprehensive income

Net income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other comprehensive income

Minimum pension liability ÏÏÏÏÏÏÏÏ
Unrealized gain on securities ÏÏÏÏÏÏ
Unrealized loss on Foreign

Currency Translation ÏÏÏÏÏÏÏÏÏÏÏ
Hedge reserveÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total comprehensive income ÏÏÏÏÏ
Stock options exercised ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Stock and other incentive plans ÏÏÏÏÏÏÏÏ
Preferred Stock dividends ÏÏÏÏÏÏÏÏÏÏÏÏÏ
Common Stock dividends ÏÏÏÏÏÏÏÏÏÏÏÏÏ

277.6

(19.5)
1.5

(24.7)
(1.9)

3.2
4.4

2.4
2.7

.6

(5.6)
(13.1)

277.6

(19.5)
1.5

(24.7)
(1.9)

233.0
5.6
7.7
(5.6)
(13.1)

December 31, 2005 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$16.8

$93.9

$824.2

$(164.3)

$(125.6)

$ 6.6

$ 651.6

See notes to consolidated financial statements.

71

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements

Two-for-One Stock Split

On November 9, 2004, the Board of Directors of Cleveland-Cliffs Inc (the ""Company,'' ""we,'' ""us,''
""our,'' and ""Cliffs'') approved a two-for-one stock split of our Common Shares with a corresponding decrease
in par value from $1.00 to $.50. The record date for the stock split was December 15, 2004 with a distribution
date of December 31, 2004. Accordingly, all Common Shares, per share amounts, stock compensation plans
and preferred stock conversion rates have been adjusted retroactively to reflect the stock split.

Accounting Policies

Business: We are the largest supplier of iron ore pellets to integrated steel companies in North America.
We manage and own interests in North American mines and own ancillary companies providing transportation
and other services to the mines.

On April 19, 2005, Cleveland-Cliffs Australia Pty Limited (""Cliffs Australia''), an indirect wholly owned
subsidiary of the Company, completed the acquisition of 80.4 percent of Portman Limited's (""Portman'')
common  stock.  The  acquisition  was  initiated  on  March  31,  2005  by  the  purchase  of  approximately
68.7 percent of the outstanding shares of Portman. The Statement of Consolidated Financial Position of the
Company as of December 31, 2005 reflects the acquisition of Portman, effective March 31, 2005, under the
purchase method of accounting. The 2005 results include revenue and expenses of Portman since the date of
acquisition. See NOTE 3 Ì Portman Acquisition for further discussion.

Basis of Consolidation: The consolidated financial statements include the accounts of the Company and

its majority-owned subsidiaries, including:

‚ Tilden Mining Company L.C. (""Tilden'') in Michigan; consolidated since January 31, 2002, when we

increased our ownership from 40 percent to 85 percent;

‚ Empire Iron Mining Partnership (""Empire'') in Michigan; consolidated effective December 31, 2002,

when we increased our ownership from 46.7 percent to 79 percent;

‚ United Taconite LLC (""United Taconite'') in Minnesota; consolidated since December 1, 2003, when
we  acquired  a  70  percent  ownership  interest;  (see  Note  1 Ì Operations  and  Customers Ì United
Taconite).

‚ Portman in Western Australia; consolidated since March 31, 2005 when we initiated an acquisition by
the purchase of approximately 68.7 percent of the outstanding shares. On April 19, 2005 we completed
the acquisition of an additional 11.7 percent of the outstanding shares, increasing our ownership to
80.4 percent of Portman's common stock.

Intercompany  accounts  are  eliminated  in  consolidation.  Investments  in  joint  ventures  in  which  our
ownership is 50 percent or less, or in which we do not have control but have the ability to exercise significant
influence over operating and financial policies, are accounted for under the equity method. Our share of equity
income (if any) is eliminated against consolidated product inventory upon production, and against cost of
goods sold and operating expenses when sold. This effectively reduces our cost for our share of the mining
venture's  production  to  its  cost,  reflecting  the  cost-based  nature  of  our  participation  in  non-consolidated
ventures.

""Other  Investments''  include  our  26.83  percent  equity  interest  in  Wabush  Mines  (""Wabush'')  and
related entities; and Portman's 50 percent interest in the Cockatoo Island Joint Venture, which we do not
control. Our 23 percent equity interest in Hibbing Taconite Company (""Hibbing''), an unincorporated joint
venture in Minnesota, which we do not control, was a net liability, and accordingly, was classified as ""Other
Liabilities.'' Cliffs and Associates Limited (""CAL'') results are included in ""Discontinued Operations'' in the
Statement of Consolidated Operations. See Note 4 Ì Discontinued Operations.

72

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Revenue  Recognition: Revenue  is  recognized  on  the  sale  of  products  when  title  to  the  product  has
transferred to the customer in accordance with the specified terms of each term supply agreement. Generally,
our North American term supply agreements provide that title transfers to the customer when payment is
received. Under some term supply agreements, we ship the product to ports on the lower Great Lakes and/or
to the customer's facilities prior to the transfer of title. Certain sales contracts with one customer include
provisions for supplemental revenue or refunds based on the customer's annual steel pricing at the time the
product is consumed in the customer's blast furnaces. We estimate these amounts for recognition at the time
of  sale  when  it  is  deemed  probable  that  they  will  be  realized.  Estimated  supplemental  payments  (on
1.1 million tons), which at current pricing would have amounted to approximately $9.2 million, related to sales
to one of the customer's indefinitely idled facilities, have not been included in revenue. The pellets sold to this
facility in 2005 have not been consumed and no definitive timetable for consumption or other disposition of
these pellets has been determined. Revenue for the year from product sales includes reimbursement for freight
charges ($70.5 million Ì 2005; $71.7 million Ì 2004; $59.2 million Ì 2003) paid on behalf of customers and
cost  reimbursement  ($156.8  million Ì 2005;  $136.4  million Ì 2004;  $79.1  million Ì 2003)  from  venture
partners for their share of mine costs.

Our rationale for shipping iron ore products to customers in advance of payment for the products is to
more closely relate timing of payment by customers to consumption, thereby providing additional liquidity to
our customers. Title and risk of loss do not pass to the customer until payment for the pellets is received. This
is a revenue recognition practice utilized to reduce our financial risk to customer insolvency. This practice is
not believed to be widely used throughout the balance of the industry.

Revenue is recognized on the sale of services when the services are performed.

Where we are joint venture participants in the ownership of a mine, our contracts entitle us to receive

royalties and management fees, which we earn as the pellets are produced.

Portman's sales revenue is recognized at the F.O.B. point, which is generally when the product is loaded
into  the  vessel.  Revenues  denominated  in  a  foreign  currency  are  converted  to  Australian  dollars  at  the
currency exchange rate in effect at the time of the transaction.

Business Risk: The major business risk we face is lower customer consumption of iron ore from our
mines, which may result from competition from other iron ore suppliers; increased use of iron ore substitutes,
including  imported  semi-finished  steel;  customers  rationalization  or  financial  failure;  or  decreased  North
American steel production, resulting from increased imports or lower steel consumption. Our pellet sales are
concentrated with a relatively few number of customers. Unmitigated loss of sales would have a greater impact
on operating results and cash flow than revenue, due to the high level of fixed costs in the iron ore mining
business and the high cost to idle or close mines. In the event of a venture participant's failure to perform,
remaining  solvent  venturers,  including  the  Company,  may  be  required  to  assume  and  record  additional
material obligations. The premature closure of a mine due to the loss of a significant customer or the failure of
a venturer would accelerate substantial employment and mine shutdown costs. See Note 1 Ì Operations and
Customers.

Use  of  Estimates: The  preparation  of  financial  statements,  in  conformity  with  accounting  principles
generally accepted in the United States of America, requires management to make estimates and assumptions
that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at
the date of the financial statements and the reported amounts of revenues and expenses during the reporting
period. Actual results could differ from estimates.

Cash Equivalents: We consider investments in highly liquid debt instruments with an initial maturity of

three months or less at the date of purchase to be cash equivalents.

73

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Marketable Securities: We determine the appropriate classification of debt and equity securities at the
time of purchase and re-evaluate such designation as of each balance sheet date. At December 31, 2005 and
2004, we had $9.9 million and $182.7 million, respectively, in highly-liquid auction rate securities (""ARS''),
classified as trading with changes in market value, if any, included in income. We invest in ARS to generate
higher returns than traditional money market investments. Although these securities have long-term stated
contractual maturities, they can be presented for redemption at auction when rates are reset which is typically
every 7, 28 or 35 days. As a result, we classify these securities as current assets. We had no realized or
unrealized gains or losses related to these securities during the years ended December 31, 2005 and 2004. All
income,  including  any  gains  or  losses  related  to  these  investments  was  recorded  as  interest  income.  In
accordance with our investment policy, we only invest in ARS with high credit quality issuers and limit the
amount of investment exposure to any one issuer.

At December 31, 2005 and 2004, we had $10.6 million and $.5 million, respectively, of non-current
marketable securities, classified as ""available for sale,'' which are stated at fair value, with unrealized holding
gains  and  losses  included  in  other  comprehensive  income.  See  Note  15 Ì ""Fair  Value  of  Financial
Instruments'' for further information.

Derivative Financial Instruments: In the normal course of business, we enter into forward contracts for
the purchase of commodities, primarily natural gas and diesel fuel, which are used in our operations. Such
contracts are in quantities expected to be delivered and used in the production process and are not intended for
resale or speculative purposes.

Portman, our Australian subsidiary, uses forward exchange contracts, options, collars and convertible
collars to hedge its foreign currency exposure for a portion of its sales receipts denominated in United States
currency. The primary objective for the use of these instruments is to reduce the volatility of earnings due to
changes  in  the  Australian/United  States  currency  exchange  rate,  and  to  protect  against  undue  adverse
movement in these exchange rates. All hedges are tested for effectiveness at inception and at each reporting
period thereafter.

Inventories: North American product inventories are stated at the lower of cost or market. Cost of iron
ore inventories is determined using the last-in, first-out (""LIFO'') method. The excess of current cost over
LIFO  cost  of  iron  ore  inventories  was  $39.9  million  and  $17.6  million  at  December  31,  2005  and  2004,
respectively. During 2005, the inventory balances declined resulting in liquidation of LIFO layers. The effect
of  the  inventory  reduction  decreased  ""cost  of  goods  sold  and  operating  expenses''  by  $.9  million.  At
December 31, 2005 and 2004, we had approximately 1.2 million tons and 1.9 million tons, respectively, stored
at ports on the lower lakes Great Lakes to service customers. We maintain ownership of the inventories until
title has transferred to the customer, usually when payment is made. Maintaining iron ore products at ports on
the lower Great Lakes reduces risk of non-payment by customers, as we retain title to the product until
payment is received from the customer. It also assists the customers by more closely relating the timing of the
customer's payments for the product to the customer's consumption of the products and by providing a portion
of the three-month supply of inventories of iron ore the customers require during the winter when product
shipments are curtailed over the Great Lakes. We track the movement of the inventory and have the right to
verify the quantities on hand. Supplies and other inventories reflect the average cost method. North American
finished  product,  work-in-process  and  supplies  inventories  as  of  December  31,  2005,  were  valued  at
$193.9 million, of which $105.3 million, or 54 percent (59 percent in 2004), is finished product.

At acquisition, the fair value of Portman's iron ore inventory was assessed by reference to the selling price
less costs of realization and an appropriate margin for selling efforts and costs to complete, with the exception
of lower grade stockpiles. The net realizable value has been discounted to present value using a weighted
average cost of capital, where appropriate. Optimal use of the lower grade stockpiles of high phosphorous ore
is dependent on future production of standard ore for blending into saleable product. These stockpiles are
scheduled to be utilized in the mine plan progressively over the life of the mine. Given the nature of these

74

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

stockpiles and their dependence on future production, they have been assessed on the same basis as mineral
rights associated with mining operations adjusted for the costs incurred to date to extract the ore and to reflect
the benefits to Portman of having this ore available as an alternative to in-ground reserves. We maintain
ownership of the inventories until title has transferred to the customer at the F.O.B. point, which is generally
when the product is loaded into the vessel. Finished product, work-in-process and supplies inventories as of
December 31, 2005, were valued at $52.3 million, of which $13.8 million, or 26 percent, is finished product.

Deposits in Escrow: Our Empire and Tilden mines purchase their electric power pursuant to the terms of
special  contracts.  Effective  April  1,  2005,  the  supplier  unilaterally  changed  its  method  of  calculating  the
energy charges. We are disputing the pricing and have filed a demand for arbitration under the terms of the
contracts. Pursuant to the terms of the contracts, the disputed amounts, as well as a recoverable amount under
the capped portion of the contracts, are being deposited in an interest-bearing escrow account maintained by a
bank. For 2005, $73.0 million has been paid pursuant to these contracts, of which $61.3 million is included in
the escrow deposits under the terms of the contracts, all of these amounts are expected to be recovered in early
2006; however we have been advised by Wisconsin Electric Power Company that they will oppose any release
of these recoverable amounts from the escrow until completion of the arbitration. For 2004, $16.5 million was
paid to the supplier and recovered in the first quarter of 2005, pursuant to the terms of the contract.

Iron Ore Reserves: We review the iron ore reserves based on current expectations of revenues and costs,
which are subject to change. Iron ore reserves include only proven and probable quantities of ore which can be
economically mined and processed utilizing existing technology. Asset retirement obligations reflect remaining
economic iron ore reserves.

Properties:  North  American  properties  are  stated  at  cost.  Depreciation  of  plant  and  equipment  is
computed principally by straight-line methods based on estimated useful lives, not to exceed the estimated
economic iron ore reserves. Depreciation is provided over the following estimated useful lives:

Buildings ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Mining Equipment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Processing Equipment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Information Technology ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

45 Years
10 to 20 Years
15 to 45 Years
2 to 7 Years

Depreciation is not adjusted when operations are temporarily idled.

Portman's  properties  were  preliminarily  valued  under  purchase  accounting  using  the  depreciated
replacement cost (""DRC'') approach as the primary valuation methodology. This method was utilized as it
recognizes  the  value  of  specialized  equipment  and  improvements  as  part  of  an  ongoing  business.  When
assessing the DRC of an asset, the expected remaining useful life was determined based on the shorter of the
estimated remaining life of the asset and the life of the mine. Depreciation is provided over the following
estimated useful lives:

Asset Class

Plant and equipment
Plant and equipment and mine assets
Motor vehicles, furniture & equipment

Basis

Straight line
Production output
Straight line

Life

5 Ó 13 years
13 years
3 Ó 5 years

75

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

The  following  table  indicates  the  value  of  each  of  the  major  classes  of  our  depreciable  assets  as  of

December 31, 2005 and 2004:

(In Millions)
December 31

2005

2004

Land rights and mineral rights ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 421.8
29.4
Office and information technologyÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
32.4
Buildings ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
80.8
Mining equipment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
175.8
Processing equipment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
75.4
Railroad equipment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
28.9
Electric power facilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
37.4
Port facilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
19.0
Interest capitalized during constructionÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
11.1
Land improvements ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
5.3
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
62.0
Construction in progress ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$

20.9
20.6
24.8
65.4
160.6
52.6
28.6

18.8
11.1
5.3
28.7

Allowance for depreciation and depletion ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

979.3
(176.5)

437.4
(153.5)

$ 802.8

$ 283.9

Amortization of interest capitalized during construction is at the rate of approximately $2 million per year.

The costs capitalized and classified under the caption ""Land rights and mineral rights'' represent lands
where we own the surface and/or mineral rights. The value of the land rights is split between surface only,
surface and minerals, and minerals only.

Portman's interest in iron ore reserves and resources were preliminarily valued using a discounted cash
flow method. Fair value was estimated based upon the present value of the expected future cash flows from
iron ore operations over the economic lives of the mines.

The approximate net book value of the land rights and mineral rights is as follows:

(In Millions)
December 31

2005

2004

Land rights ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $

4.8

$ 6.0

Mineral rights:

Cost ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Less depletionÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$417.0
19.3

$14.9
5.5

Net mineral rights ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $397.7

$ 9.4

Accumulated depletion relating to mineral rights, which was recorded using the unit-of-production method, is
included in ""Allowance for depreciation and depletion.''

Goodwill:  Based  on  our  preliminary  purchase  price  allocation  for  our  Portman  acquisition,  we  have
identified approximately $8.8 million of excess purchase price over the fair value of assets acquired. This
allocation  is  subject  to  further  refinement  as  additional  information  becomes  available.  As  required  by

76

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

SFAS  No.  142,  ""Goodwill  and  Other  Intangible  Assets''  (""SFAS  142''),  goodwill  was  allocated  to  our
Portman segment. SFAS 142 requires us to compare the fair value of the reporting unit to its carrying value on
an annual basis to determine if there is potential goodwill impairment. If the fair value of the reporting unit is
less than its carrying value, an impairment loss is recorded to the extent that the fair value of the goodwill
within the reporting unit is less than the carrying value of its goodwill.

Preferred  Stock:  In  January  2004,  we  issued  172,500  shares  of  redeemable  cumulative  convertible
perpetual preferred stock, without par value, issued at $1,000 per share. The preferred stock pays quarterly
cash dividends at a rate of 3.25 percent per annum and can be converted into our common shares at an
adjusted rate of 32.3354 common shares (32.6652 at February 17, 2006) per share of preferred stock. The
preferred stock is classified as ""temporary equity'' reflecting certain provisions of the agreement that could,
under remote circumstances, require us to redeem the preferred stock for cash. See Note 11 Ì Preferred
Stock for a more detailed discussion.

Asset  Impairment:  We  monitor  conditions  that  may  affect  the  carrying  value  of  our  long-lived  and
intangible  assets  when  events  and  circumstances  indicate  that  the  carrying  value  of  the  assets  may  be
impaired.  We  determine  impairment  based  on  the  asset's  ability  to  generate  cash  flow  greater  than  the
carrying value of the asset, using an undiscounted probability-weighted analysis. If projected undiscounted
cash flows are less than the carrying value of the asset, the asset is adjusted to its fair value. See Note 1 Ì
Operations and Customers Ì Empire Mine and Note 4 Ì Discontinued Operations.

Repairs and Maintenance: The cost of major power plant overhauls is amortized over the estimated
useful life, which is the period until the next scheduled overhaul, generally 5 years. All other planned and
unplanned repairs and maintenance costs are expensed during the year incurred.

Income Taxes: Income taxes are based on income (loss) for financial reporting purposes and reflect a
current tax liability (asset) for the estimated taxes payable (recoverable) for all open tax years and changes in
deferred taxes. In evaluating any exposures associated with our various tax filing positions, we record liabilities
for  exposures  on  a  probable  basis.  Deferred  tax  assets  or  liabilities  are  determined  based  on  differences
between financial reporting and tax bases of assets and liabilities and are measured using enacted tax laws and
rates. A valuation allowance is provided on deferred tax assets if it is determined that it is more likely than not
that the asset will not be realized.

Environmental Remediation Costs: We have a formal code of environmental protection and restoration.
Our obligations for known environmental problems at active and closed mining operations, and other sites
have been recognized based on estimates of the cost of investigation and remediation at each site. If the cost
can only be estimated as a range of possible amounts with no specific amount being most likely, the minimum
of the range is accrued. Costs of future expenditures are not discounted to their present value. Potential
insurance recoveries have not been reflected in the determination of the liabilities.

Stock Compensation: Effective January 1, 2003, we adopted the fair value method of recording stock-
based  employee  compensation  as  contained  in  Statement  of  Financial  Accounting  Standards  (""SFAS'')
No. 123, ""Accounting for Stock-Based Compensation.'' As prescribed in SFAS No. 148, ""Accounting for
Stock-Based Compensation Ì Transition and Disclosure,'' we elected to use the ""prospective method.'' The
prospective method requires expense to be recognized for all awards granted, modified or settled beginning in
the year of adoption. Historically, we applied the intrinsic method as provided in Accounting Principles Board
(""APB'')  Opinion  No.  25,  ""Accounting  for  Stock  Issued  to  Employees''  and  related  interpretations  and
accordingly, no compensation cost had been recognized for stock options in prior years. As a result of adopting
the fair value method for stock compensation, all future awards will be expensed over the stock options'
vesting period. The adoption did not have a significant financial effect in 2003. The following illustrates the

77

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

pro forma effect on net income and earnings per share as if we had applied the fair value recognition provisions
of SFAS No. 123 to all awards unvested in each period:

Pro Forma
(In Millions)
2004

2003

2005

Net income (loss) as reported ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $277.6
Stock-based employee compensation:

$323.6

$(32.7)

Add expense included in reported resultsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Deduct fair value-based method ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

8.5
(6.1)

6.6
(5.4)

6.0
(3.8)

Pro forma net income (loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $280.0

$324.8

$(30.5)

Earnings (loss) per share:

Basic Ì as reported ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $12.52

$14.94

$(1.60)

Basic Ì pro forma ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $12.63

$14.99

$(1.49)

Diluted Ì as reportedÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 9.97

$11.80

$(1.60)

Diluted Ì pro formaÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $10.06

$11.84

$(1.49)

The market value of restricted stock awards and performance shares is charged to expense over the vesting
period.

In December, 2004, the Financial Accounting Standards Board (""FASB'') issued SFAS No. 123R,
""Share-Based Payment'' (""SFAS 123R''), which replaces SFAS 123 and supersedes APB 25. SFAS 123R
requires  all  share-based  payments  to  employees  be  recognized  in  the  financial  statements.  With  limited
exceptions, the amount of compensation cost will be measured based on the grant-date fair value of the equity
or  liability  instruments  issued.  In  addition,  liability  awards  will  be  re-measured  each  reporting  period.
Compensation costs will be recognized over the period that an employee provides service in exchange for the
award. SFAS 123R is effective for periods beginning after December 15, 2005. We are currently evaluating
the  provisions  of  this  Statement  to  determine  the  impact  on  our  consolidated  financial  statements.  It  is,
however, expected to reduce consolidated net income.

Research and Development Costs: Research and development costs, principally relating to the Mesabi
Nugget project at the Northshore mine in Minnesota, are expensed as incurred. Mesabi Nugget project costs
of  $1.8  million,  $.9  million  and  $1.6  million  in  2005,  2004  and  2003,  respectively,  were  included  in
""Miscellaneous Ì net.''  Mine  development  costs  (""stripping'')  are  included  in  the  cost  of  production  as
incurred. See ""Accounting and Disclosure Changes.''

Earnings Per Common Share: Basic earnings per common share is calculated on the average number of
common shares outstanding during each period. Diluted earnings per common share is based on the average
number of common shares outstanding during each period, adjusted for the effect of outstanding stock options,
restricted stock and performance shares, including the ""as-if-converted'' effect of the convertible preferred
stock.

Reclassifications: Certain  prior  year  amounts  have  been  reclassified  to  conform  to  current  year
presentations.  In  the  fourth  quarter  of  2005,  we  reclassified  results  for  our  operations  in  Venezuela  to
""Discontinued Operations''.

Accounting  and  Disclosure  Changes: In  May  2005,  FASB  issued  Statement  No.  154,  ""Accounting
Changes  and  Error  Corrections''  (""SFAS  154'').  SFAS  154,  which  replaces  APB  Opinion  No.  20,
""Accounting Changes'' and SFAS No. 3, ""Reporting Accounting Changes in Interim Financial Statements,''

78

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

establishes new standards on accounting for changes in accounting principles. Pursuant to the new rules, all
such changes must be accounted for by retrospective application to the financial statements of prior periods
unless it is impracticable to do so. The statement is effective for accounting changes and correction of errors
made in fiscal years beginning after December 15, 2005. Early adoption is permitted. Adoption of SFAS 154 is
not expected to materially affect our consolidated financial statements.

In  March  2005,  FASB  issued  Interpretation  No.  47,  ""Accounting  for  Conditional  Asset  Retirement
Obligations'' (""FIN 47''). FIN 47 clarifies that an entity is required to recognize a liability for the fair value of
a conditional asset retirement obligation when incurred if the liability's fair value can be reasonably estimated.
The Interpretation is effective for years ending after December 15, 2005 with earlier adoption encouraged.
Adoption of FIN 47 in the first quarter of 2005 did not impact our consolidated financial statements.

On March 17, 2005, the Emerging Issues Task Force (""EITF'') reached consensus on Issue No. 04-6,
""Accounting for Stripping Costs Incurred during Production in the Mining Industry,'' (""EITF 04-6''). The
consensus clarifies that stripping costs incurred during the production phase of a mine are variable production
costs that should be included in the cost of inventory. The consensus, which is effective for reporting periods
beginning after December 15, 2005, permits early adoption. We elected to adopt EITF 04-6 in the first quarter
ending March 31, 2005. As a result, we recorded an after-tax cumulative effect adjustment of $4.2 million,
$.15  per  diluted  share,  and  increased  product  inventory  by  $6.4  million  effective  January  1,  2005.  At  its
June  29,  2005  meeting,  FASB  ratified  a  modification  to  EITF  04-6  to  clarify  that  the  term  ""inventory
produced'' means ""inventory extracted.'' In the fourth quarter, we recorded an additional after-tax cumulative
effect  adjustment  of  $1.0  million,  $.04  per  diluted  share,  and  increased  work-in-process  inventory  by
$1.6 million effective January 1, 2005 to comply with the modification.

In December 2004, FASB issued SFAS No. 153, ""Exchange of Nonmonetary Assets an amendment of
APB Opinion No. 29''. SFAS 153 eliminates the exception from fair value measurement for nonmonetary
exchanges  of  similar  productive  assets  and  replaces  it  with  an  exception  for  exchanges  that  do  not  have
commercial  substance.  The  Statement  is  effective  for  nonmonetary  exchanges  occurring  in  fiscal  periods
beginning after June 15, 2005. Implementation of the Statement did not have a significant effect on our
operations.

In November 2004, FASB issued SFAS No. 151, ""Inventory Costs'' which amends the guidance in ARB
No. 43, Chapter 4, ""Inventory Pricing''. SFAS 151 clarifies the accounting for abnormal amounts of idle
facility  expense,  freight,  handling  costs,  and  wasted  material  (""spoilage'')  and  requires  such  costs  to  be
recognized as current-period charges. Additionally, SFAS 151 requires that allocation of fixed production
overhead costs be based on normal capacity. The statement is effective for years beginning after June 15,
2005, with early adoption permitted. The implementation of this standard in the fourth quarter of 2004 did not
have an impact on our consolidated financial statements.

On  October  13,  2004,  FASB  ratified  EITF  04-8,  ""The  Effect  of  Contingently  Convertible  Debt  on
Diluted Earnings Per Share'', (""EITF 04-8''). The consensus specified that the dilutive effect of contingently
convertible debt and preferred stock (""CoCos'') should be included in dilutive earnings per share computa-
tions (if dilutive), regardless of whether the market price trigger has been met. Previously, CoCos were only
required to be included in the calculation of diluted earnings per share when the contingency was met. The
effective  date  for  EITF  04-8  implementation  was  for  reporting  periods  ending  after  December  15,  2004.
Earnings per share for 2004 have been adjusted from the date of issuance of our preferred stock.

In March 2004, the EITF reached consensus on Issue 04-3, ""Mining Assets: Impairment and Business
Combinations'' (""EITF 04-3''). EITF 04-3 relates to estimating cash flows used to value mining assets or
assess those assets for impairment. We assess impairment on economically recoverable ore utilizing existing
technology.  The  release,  which  was  effective  for  business  combinations  and  impairment  testing  after
March 31, 2004, did not have a significant impact on our consolidated financial results.

79

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

In December 2003, FASB modified SFAS Statement No. 132 (originally issued in February 1998),
""Employers' Disclosures about Pensions and Other Postretirement Benefits,'' to improve financial statement
disclosures  for  defined  benefit  plans.  The  change  replaces  the  existing  SFAS  disclosure  requirements  for
pensions.  The  standard  requires  that  companies  provide  more  details  about  their  plan  assets,  benefit
obligations, cash flows, benefit costs and other relevant information. The guidance is effective for fiscal years
ending  after  December  15,  2003.  Accordingly,  our  footnote  disclosure  regarding  our  pension  and  other
postretirement (""OPEB'') benefits has been updated to conform to the requirements of SFAS No. 132R. See
Note 9 Ì Retirement Related Benefits.

In  May  2003,  FASB  issued  SFAS  No.  150,  ""Accounting  for  Certain  Financial  Instruments  with
Characteristics  of  both  Liabilities  and  Equity''  (""SFAS  150''),  to  establish  standards  for  how  an  issuer
classifies  and  measures  certain  financial  instruments  with  characteristics  of  both  liabilities  and  equity.
SFAS 150 requires an issuer to classify a financial instrument that is within its scope as a liability, or an asset,
which may have previously been classified as equity. We adopted SFAS 150 effective June 30, 2003, as
required. The adoption of the Statement did not have an impact on our consolidated financial statements.

In January 2003 (as revised December 2003), FASB issued Interpretation No. 46, ""Consolidation of
Variable  Interest  Entities''  (""FIN  46'').  FIN  46  clarifies  the  application  of  Accounting  Research  Bulle-
tin No. 51, ""Consolidated Financial Statements,'' for certain entities in which equity investors do not have the
characteristics of a controlling financial interest or do not have sufficient equity at risk for the entity to finance
its  activities  without  additional  subordinated  financial  support  from  other  parties.  FIN  46  requires  that
variable interest entities, as defined, should be consolidated by the primary beneficiary, which is defined as the
entity that is expected to absorb the majority of the expected losses, receive the majority of the gains, or both.
FIN 46 requires that companies disclose certain information about a variable interest entity created prior to
February 1, 2003 if it is reasonably possible that the enterprise will be required to consolidate that entity. The
application of FIN 46, which was previously required on July 1, 2003 for entities created prior to February 1,
2003 and immediately for any variable interest entities created subsequent to January 31, 2003, has been
deferred until years ending after December 31, 2003, except for those companies which previously issued
financial statements implementing the provisions of FIN 46. We have evaluated our unconsolidated entities
and do not believe that any entity in which we have an interest, but do not currently consolidate, meets the
requirements for a variable interest entity to be consolidated.

Note 1 Ì Operations and Customers

United Taconite

Effective December 1, 2003, United Taconite, a newly formed company owned 70 percent by a subsidiary
of the Company and 30 percent by a subsidiary of Laiwu Steel Group Limited (""Laiwu'') of China, purchased
the ore mining and pelletizing assets of Eveleth Mines LLC (""Eveleth Mines''). Eveleth Mines had ceased
mining operations in May 2003 after filing for chapter 11 bankruptcy protection on May 1, 2003. Under the
terms of the purchase agreement, United Taconite purchased all of Eveleth Mines' assets for $3 million in
cash and the assumption of certain liabilities, primarily mine closure-related environmental obligations. As a
result of this transaction, the assets acquired exceeded the cost of the acquisition, resulting in an extraordinary
gain  of  $2.2  million,  net  of  $.5  million  tax  and  $1.2  million  minority  interest.  In  conjunction  with  this
transaction, the Company and its Wabush venture partners entered into pellet sales and trade agreements with
Laiwu to optimize shipping efficiency. Pellet sales to Laiwu under these contracts totaled .3 million tons and
.2 million tons in 2005 and 2004, respectively.

The mine began production in late December 2003 and produced 4.1 million tons (our share 2.9 million
tons) in 2004 and 4.9 million tons in 2005 (our share 3.4 million tons). In 2005, we completed a production
capacity expansion project that added approximately 1.0 million tons (our share .7 million tons) of annual

80

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

production  capacity  with  capital  expenditures  of  $13.3  million  expended  each  year  in  2005  and  2004.
Production for 2006 is estimated to approximate 5.2 million tons (our share 3.6 million tons).

Empire Mine

Effective December 31, 2002, we increased our ownership in Empire from 46.7 percent to 79 percent in
exchange for assumption of all mine liabilities. Under terms of the agreement, we indemnified Ispat Inland
Inc. (""Ispat'') from obligations of Empire in exchange for certain future payments to Empire and to the
Company by Ispat of $120.0 million, recorded at a present value, including accrued interest at 12.4 percent, of
$59.8 million at December 31, 2005 ($64.1 million at December 31, 2004) with $47.8 million classified as
""Long-term receivable'' and the balance current, over the 12-year life of the supply agreement. A subsidiary of
Ispat retained a 21 percent ownership in Empire, for which it has the unilateral right to put the interest to us in
2008. We are the sole supplier of pellets purchased by Ispat for the term of the supply agreement.

On December 17, 2004, Ispat International N.V. completed its acquisition of LNM Holdings N.V. to
form  Mittal  Steel  (""Mittal'').  On  April  13,  2005,  Mittal  completed  its  acquisition  of  ISG,  subsequently
renamed Mittal Steel USA. At the time of the acquisition of ISG, the Company had three different sales
contracts with steel companies that became part of Mittal Steel USA:

‚ Ispat.

Ispat was a wholly owned subsidiary of Ispat International N.V. On December 31, 2002, we
entered into a Pellet Sale and Purchase Agreement with Ispat (the ""Ispat Contract''), which provides
that we are the sole outside supplier of iron ore pellets to Ispat. The Ispat Contract runs through
January 2015.

‚ Mittal ISG. We entered into a Pellet Sale and Purchase Agreement with ISG on April 10, 2002,
which runs through 2016 (the ""ISG Contract''), under which we are the sole supplier of iron ore
pellets for the former ISG's Cleveland and Indiana Harbor Works. The ISG Contract was subse-
quently amended in December 2004.

‚ Mittal  Steel-Weirton  (formerly  Weirton). Prior  to  the  acquisition  of  ISG  by  Mittal,  ISG  had
acquired Weirton, which was in chapter 11 bankruptcy at the time. The Company was one of two
suppliers of iron ore pellets to Weirton. At the time of ISG's acquisition of Weirton, we entered into an
Amended and Restated Pellet Sale and Purchase Agreement dated May 17, 2004, with both ISG and
Weirton (the ""Weirton Contract''). The Weirton Contract runs through 2018.

In December 2005, Mittal merged Ispat into Mittal Steel USA and Mittal Steel USA assumed Ispat's
obligations under the Ispat Contract. Mittal Steel USA is a 62.3 percent equity participant in Hibbing and a
21 percent equity partner in Empire.

During 2005, our North American pellet sales totaled approximately 22.3 million tons, with pellet sales to
Mittal Steel USA representing approximately 48 percent of North American sales volume. Currently, 2006
pellet sales are projected to be approximately 21 million tons, not including any sales to Mittal Steel-Weirton.

In 2005 Mittal Steel USA shut down Mittal Steel-Weirton's blast furnace. The Weirton Contract has a
minimum annual purchase obligation and requires Mittal Steel-Weirton to purchase ""for the years 2004 and
2005  the  greater  of  67  percent  of  Mittal  Steel-Weirton's  total  annual  iron  ore  pellet  requirements,  or
1.5 million tons and, for the years 2006 through and including 2018, a tonnage amount equal to Mittal Steel-
Weirton's total annual iron ore pellet tonnage requirements, with a minimum annual purchase obligation of
2.0 million tons per year, required for consumption in Mittal Steel-Weirton's iron and steelmaking facilities in
any year at Mittal Steel-Weirton''. Over the past few months we have been in discussions with Mittal Steel
USA regarding the terms of the Weirton Contract in response to Mittal Steel USA's request for relief from
the minimum purchase obligation. These discussions have resulted in no agreement between the Company
and Mittal Steel USA as to the Mittal Steel-Weirton minimum purchase obligation. Mittal Steel-Weirton

81

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

purchased approximately 325,000 tons of iron ore pellets less than its 1.5 million minimum purchase obligation
for  2005,  and  as  a  result  we  invoiced  Mittal  Steel-Weirton  approximately  $17  million  for  this  remaining
tonnage. The sale of this tonnage would be recorded in 2006. Payment for this tonnage was due on January 30,
2006 and has not been received. Mittal Steel USA has advised us that the Mittal Steel-Weirton blast furnace
has been permanently shut down and will not be restarted. Mittal Steel-Weirton has also taken the position
that it has no future obligation to purchase pellets under the Weirton Contract.

Mittal Steel USA has also claimed that in 2004 it overpaid a supplemental steel price sharing provision
(the  ""Special  Steel  Payment'')  under  the  Weirton  and  ISG  Contracts.  Mittal  claims  that,  prior  to  the
acquisition of ISG by Mittal, surcharges were improperly included in the average annual unprocessed hot band
steel pricing for purposes of calculating the Special Steel Payment under both contracts, despite the fact that
ISG itself calculated the amount of the Special Steel Payment, included surcharges in that calculation, and
did  not  claim  that  it  was  making  or  had  made  any  overpayment.  Mittal  Steel  USA  has  claimed  an
overpayment  of  approximately  $8.7  million  with  respect  to  the  Weirton  Contract  and  approximately
$49.6 million with respect to the ISG Contract. We are confident that the Special Steel Payment calculation
properly included all revenue including surcharges. We believe that Mittal Steel USA's positions with respect
to the minimum purchase obligation and the Special Steel Payment are without merit.

We are currently negotiating with Mittal Steel USA in an attempt to resolve the foregoing disputes. We
are  also  currently  reviewing  all  of  our  legal  options,  including  the  possible  initiation  of  an  arbitration
proceeding under the Weirton Contract.

As a result of increasing production costs at the Empire mine, revised economic mine planning studies
were completed in the fourth quarter of 2002 and updated in the fourth quarter of 2003. Based on the outcome
of these studies, the ore reserve estimates at Empire were reduced from 116 million tons at December 31,
2001 to 63 million tons at December 31, 2002 and 29 million tons at December 31, 2003. Ore reserves were
approximately 23 million tons at December 31, 2004, reflecting 2004 production. In 2005, the ore reserves at
Empire were reduced by production and by 2 million tons to eliminate difficult processing ore having a high
stripping ratio in the CD-II deposit. The reduction in our ore reserve estimates for the Empire mine is due to
the inability to develop effective mine plans that produce cost-justified combinations of production volume,
ore quality and stripping requirements.

As  a  result  of  an  impairment  analysis,  we  concluded  that  the  assets  of  Empire  were  impaired  and
accordingly recorded an impairment charge in 2002 of $52.7 million to write-off the carrying value of the long-
lived assets of Empire. We calculated estimated future net cash flows for purposes of assessing and measuring
impairment by utilizing the guidance provided in SFAS 144, ""Accounting for the Impairment or Disposal of
Long-Lived  Assets.''  We  utilized  an  undiscounted  probability-weighted  cash  flow  analysis  to  determine
whether the Empire mine could generate cash flows greater than the carrying value of its long-lived assets. In
our analysis, we based our revenue estimate on unescalated contractual pricing under the Ispat 12-year pellet
supply agreement and included special payments of up to $120 million by Ispat to Empire and the Company
over  the  duration  of  the  contract.  The  Ispat  pellet  revenue  rate  was  utilized  because  Mittal  Steel  USA
purchases  the  majority  of  Empire's  production.  Our  analysis  was  limited  to  the  recovery  of  proven  and
probable ore reserves, reflected alternate annual production levels and unescalated production and capital
costs (based on the production-level adjusted current year budget and five-year forecast) net of royalties and
management fees paid to the Company. The analysis also incorporated funding requirements for employment
legacy and environmental and mine closure obligations. The cash flow analysis indicated that the Empire
assets were impaired and that the fair value of the Empire long-lived assets was determined to be zero. In 2004
and 2003, we recorded additional impairment charges of $5.8 million and $2.6 million, respectively, for fixed
asset additions. Due primarily to the significant increase in 2005 pellet pricing, we determined, based on a cash
flow analysis, that our Empire mine is no longer impaired; accordingly, capital additions at Empire in 2005
were not charged to expense.

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Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Northshore Mine

Our plan to re-start an idled furnace to increase capacity by .8 million tons to 5.6 million tons per year at
our  wholly  owned  Northshore  mine  has  been  deferred  until  market  conditions  warrant  increased  pellet
production.

Tilden Mine

On January 31, 2002, we increased our ownership in Tilden from 40 percent to 85 percent with the
acquisition of Algoma Steel Inc.'s (""Algoma'') interest in Tilden for assumption of mine liabilities associated
with the interest. The acquisition increased our annual production capacity by 3.5 million tons. Concurrently, a
term supply agreement was executed that made us the sole supplier of iron ore pellets purchased by Algoma
for a 15-year period. Sales to Algoma totaled 3.8 million tons in 2005 (3.3 million tons in both 2004 and
2003).

Hibbing Mine

In July 2002, we acquired (effective retroactive to January 1, 2002) an eight percent interest in Hibbing
from Bethlehem Steel Corporation (""Bethlehem'') for the assumption of mine liabilities associated with the
interest. The acquisition increased our ownership of Hibbing from 15 percent to 23 percent. This transaction
reduced Bethlehem's ownership interest in Hibbing to 62.3 percent. In October 2001, Bethlehem filed for
protection  under  chapter  11  of  the  U.S.  Bankruptcy  Code.  In  May  2003,  ISG  purchased  the  assets  of
Bethlehem, including Bethlehem's 62.3 percent interest in Hibbing.

Wabush Mines

Economic ore reserves at Wabush were reduced to 94 million tons at December 31, 2002 and further
reduced to 61 million tons at December 31, 2003. Wabush ore reserves at December 31, 2004 decreased to
57 million tons, reflecting 2004 production. In 2005, the ore reserves at Wabush Mines were reduced by
production and by less than 1 million tons due to higher than anticipated operating costs. The reduction in our
ore reserve estimates for Wabush is largely a reflection of increased operating costs, the impact of a decrease
in the value of the U.S. dollar and a reduction in maximum mining depth due to dewatering capabilities based
on a hydroanalysis evaluation. Impairment analyses were prepared in 2003 and 2004 with results indicating
that our long-lived assets at Wabush were not impaired. As directly related to Wabush, we believe that our
ten-year supply agreement with Laiwu should ensure that Wabush operates at capacity for the foreseeable
future.

Koolyanobbing Operations

Koolyanobbing,  acquired  in  the  acquisition  of  Portman,  has  a  current  capacity  of  approximately
6.0 million metric tons (""tonnes'') annually. The capacity of the Koolyanobbing operations is in the process of
being expanded to eight million tonnes per year. This expansion is primarily driven by the development of iron
ore resources at Mt Jackson and Windarling. The upgrade in capacity is expected to be completed by the end
of the first quarter of 2006.

Cockatoo Island

Cockatoo Island, acquired in the acquisition of Portman, is a joint venture with mining contracting group,
Henry  Walker  Eltin  (""HWE''),  a  company  that  entered  receivership  in  late  2004.  Both  parties  hold  a
50 percent interest in the joint venture. As of February 1, 2006, HWE's mining assets were sold to Leighton
Contractors Pty Ltd (""Leighton''), an Australian-based mining and construction contractor. Leighton also
purchased HWE's subsidiary that owned its 50 percent interest in the Cockatoo Island joint venture and is

83

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

continuing to manage the operation. Current mining at Cockatoo Island commenced in late 2002 with a three
year  mine  life  and  production  of  approximately  1.2  million  tonnes  per  year.  Mining  is  scheduled  for
completion in 2007. There is limited opportunity for further expansion.

Effect of Mine Ownership Increases

While none of the increases in North American mine ownerships during 2002 required cash payments or
assumption  of  debt,  the  ownership  changes  resulted  in  the  Company  recognizing  net  obligations  of
approximately  $93  million  at  December  31,  2002.  Additional  consolidated  obligations  assumed  totaled
approximately $163 million at December 31, 2002, primarily related to employment and legacy obligations at
Empire and Tilden mines, partially offset by non-capital long-term assets, principally the $59 million Ispat
long-term receivable. United Taconite's acquisition of the Eveleth Mines assets in Minnesota in December
2003 was for $3 million cash and assumption of certain liabilities, primarily mine closure-related environmen-
tal expenses.

Customers

On  October  23,  2003,  Rouge  Industries,  Inc.  (""Rouge''),  a  significant  pellet  sales  customer  of  the
Company, filed for chapter 11 bankruptcy protection. On January 30, 2004, Rouge sold substantially all of its
assets to Severstal North America, Inc. (""Severstal''). Severstal, as part of the acquisition of assets of Rouge,
assumed our term supply agreement with Rouge with minimal modifications. In January, 2006, we entered
into an amended and restated agreement with Severstal. The contract provides that we would be the sole
supplier of iron ore pellets through 2012, with certain minimum purchase requirements for certain years. We
sold 3.6 million tons, 3.3 million tons and 3.0 million tons to Severstal in 2005, 2004 and 2003, respectively.
Additionally, in the first quarter 2004, Rouge repaid a $10 million secured loan balance outstanding plus
accrued interest.

On September 16, 2003, WCI Steel Inc. (""WCI'') petitioned for protection under chapter 11 of the
U.S. Bankruptcy Code. At the time of the filing, we had a trade receivable exposure of $4.9 million, which was
fully reserved in the third quarter of 2003. On October 14, 2004, the Company and the current owners of WCI
reached agreement (the ""2004 Pellet Agreement'') for us to supply 1.4 million tons of iron ore pellets in 2005
and, in 2006 and thereafter, to supply one hundred percent of WCI's annual requirements up to a maximum of
two million tons of iron ore pellets. The 2004 Pellet Agreement is for a ten-year term, which commenced on
January 1, 2005 and provides for full recovery of our $4.9 million receivable plus $.9 million of subsequent
pricing adjustments. The 2004 Pellet Agreement was approved by the Bankruptcy Court on November 16,
2004.  The  receivable  and  subsequent  pricing  adjustments  are  to  be  paid  in  three  equal  installments  of
approximately $1.9 million. The first payment due on November 16, 2005, was timely received and has been
classified  as  Customer  bankruptcy  recoveries  in  the  Statement  of  Consolidated  Operations.  We  sold
1.4 million tons and 1.7 million tons to WCI in 2005 and 2004, respectively.

Previously, the Bankruptcy Court denied confirmation of both of two competing plans of reorganization
filed  by  (i)  WCI,  jointly  with  its  current  owner  (which  plan  was  supported  by  the  USWA,  the  union
representing WCI's hourly employees, and (ii) a group of WCI's secured noteholders. Subsequently, the
secured noteholders amended their plan of reorganization (the ""New Noteholder Plan'') and obtained the
support of the USWA for the New Noteholder Plan. Under the terms of the New Noteholder Plan, an entity
controlled by the secured noteholders would acquire the steelmaking assets and business of WCI and assume
the  2004  Pellet  Agreement,  including  the  obligation  to  cure  the  remaining  unpaid  pre-bankruptcy  trade
receivable owed to the Company by WCI. A hearing before the Bankruptcy Court on the confirmation of the
New Noteholder Plan is scheduled to commence on March 13, 2006. WCI's current owner and the Pension
Benefit Guaranty Corporation oppose confirmation of the New Noteholder Plan.

84

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

On January 29, 2004, Stelco Inc. (""Stelco'') applied for and obtained Bankruptcy Court protection from
creditors in Ontario Superior Court under the Companies' Creditors Arrangement Act (""CCAA''). At the
time of the filing, we had no trade receivable exposure to Stelco. Additionally, Stelco has continued to operate
and has met its cash call requirements at the Tilden, Hibbing and Wabush mining ventures to date.

Throughout  the  fall  of  2005,  Stelco  worked  to  come  to  agreement  with  key  stakeholders  on  a
reorganization  plan.  On  December  9,  2005,  the  Third  Amended  and  Restated  Plan  of  Compromise  and
Arrangement (the ""Plan'') was agreed to. On December 10, the creditors affected by the Plan (the ""Affected
Creditors'') approved the Plan by substantially more than the statutorily-mandated minimum approval levels.
On January 20, 2006, on motion by Stelco, the Honorable Mr. Justice Farley of the Superior Court of Ontario
sanctioned the Plan as being fair and reasonable in all the circumstances. On February 14, 2006, Justice Farley
issued an order approving the proposed reorganization. Stelco is now in the process of reorganizing pursuant to
the  Plan  so  as  to  be  in  a  position  to  emerge  from  bankruptcy  protection  shortly.  The  current  stay  of
proceedings against Stelco expires on March 31, 2006.

Stelco's  existing  shareholders  have  filed  an  appeal.  We  sold  1.4  million  tons,  1.2  million  tons  and
.1 million tons to Stelco in 2005, 2004 and 2003, respectively. Stelco is a 44.6 percent participant in the
Wabush Mines joint venture, and U.S. subsidiaries of Stelco (which have not filed for bankruptcy protection)
own 14.7 percent of Hibbing and 15 percent of Tilden.

Note 2 Ì Restructuring

In the third quarter 2003, we initiated a salaried employee reduction program in order to place us in a
better position to address long-term strategic issues. The action resulted in a reduction of 136 staff employees
at our corporate, central services and various mining operations, which represented an approximate 20 percent
decrease  in  salaried  workforce  at  our  U.S.  operations  (prior  to  the  acquisition  of  United  Taconite).
Accordingly, we recorded restructuring charges of $8.7 million in 2003. Our share of the restructuring charges
is  principally  related  to  pension  and  OPEB  obligations,  $6.2  million,  and  one-time  severance  benefits,
$2.5  million.  Included  in  the  long-term  restructuring  charge  was  an  OPEB  plan  curtailment  credit  of
$1.5  million.  The  program's  impact  on  the  long-term  pension  and  OPEB  obligations  was  accounted  for
through the benefit plans in which the individual employees participated. Less than $1.6 million of the one-
time severance benefits required cash funding in 2003 leaving a remaining severance liability of approximately
$.9 million at December 31, 2003. In 2004, we expended $.7 million and recorded a $.2 million credit to the
restructuring charge in satisfaction of the obligation. The recognition of the one-time severance benefits were
accounted for under SFAS No. 146, ""Accounting for Costs Associated with Exit or Disposal Activities.''

Note 3 Ì Portman Acquisition

On April 19, 2005, Cliffs Australia completed the acquisition of 80.4 percent of the outstanding shares of
Portman, a Western Australia-based independent iron ore mining and exploration company. The acquisition
was initiated on March 31, 2005 by the purchase of approximately 68.7 percent of the outstanding shares of
Portman. The assets consist primarily of iron ore inventory, land and mineral rights, and iron ore reserves. The
purchase price of the 80.4 percent interest was $433.1 million, including $12.4 million of acquisition costs.
Additionally, we incurred $9.8 million of foreign currency hedging costs related to this transaction, which were
included in ""Other-net'' in the Statement of Consolidated Operations. The acquisition increased our customer
base in China and Japan and established our presence in the Australian mining industry. Portman's 2005
production (excluding its .6 million tonne share of the 50 percent-owned Cockatoo Island joint venture) was
approximately 6.0 million tonnes. Portman currently has a $61 million project underway that is expected to
increase its wholly owned production capacity to eight million tonnes per year by the end of the first quarter of
2006. The production is fully committed to steel companies in China and Japan for approximately four years.

85

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Portman's  reserves  total  approximately  89  million  tonnes  at  December  31,  2005,  and  it  has  an  active
exploration program underway to increase its reserves.

The  acquisition  and  related  costs  were  financed  with  existing  cash  and  marketable  securities  and
$175  million  of  interim  borrowings  under  a  new  three-year  $350  million  revolving  credit  facility.  The
outstanding balance was repaid in full with a $50 million payment on July 5, 2005. See NOTE 7 Ì Credit
Facilities.

The Statement of Consolidated Financial Position of the Company as of December 31, 2005 reflects the
acquisition of Portman, effective March 31, 2005, under the purchase method of accounting. Assets acquired
and liabilities assumed have been recorded at estimated fair values as of the acquisition date as determined by
preliminary results of an appraisal of assets and liabilities currently underway, which is expected to be finalized
by March 31, 2006. At acquisition, Portman had currency derivatives used to hedge its currency exposure for a
portion  of  its  sales  receipts  denominated  in  U.S.  dollars.  Although  Portman  carried  a  hedge  reserve,  the
reserve was not established in the allocation of purchase price. Settlement of the pre-acquisition contracts,
with  a  fair  value  of  $13.0  million,  therefore,  are  expensed  upon  delivery.  Through  December  31,  2005,
$9.8 million of hedge contracts were settled. As a result, we recognized the $9.8 million as a reduction of
revenues.

In the fourth quarter, we refined our purchase accounting to reflect our preliminary allocation with the
assistance of an outside consultant. The adjustment since our initial allocation of the 80.4 percent interest in
Portman, increased Portman's iron ore inventory values by $49.1 million to reflect a market-based valuation.
Of the $49.1 million inventory basis adjustment, $23.1 million was allocated to product and work in process
inventories,  of  which  approximately  $19.9  million  has  been  included  in  cost  of  goods  sold  through
December 31, 2005. Most of the $3.2 million remaining inventory basis adjustment is expected to be expensed
prior to the end of 2006. Additionally, a long-term lease was classified as a capital lease resulting in an increase
in  plant  and  equipment,  and  capital  lease  obligations,  of  $26.7  million.  The  valuation  also  resulted  in
assignment of goodwill, $8.8 million, and a $20.2 million increase in the value of our 50 percent interest in our
investment in Cockatoo Island. The goodwill is not deductible for tax purposes. The increase in value of
Cockatoo Island was based upon a discount cash flow analysis over the remaining two-year life of its iron ore
reserves. These changes reduced the value assigned to Portman's iron ore reserves by $90.8 million. The
$.7  million  reduction  in  purchase  price  was  attributable  to  the  re-allocation  of  transaction  costs  to  debt
acquisition costs, which are being amortized over the three-year term of the credit facility. Such amounts are
subject to adjustment based on the finalization of the valuations and appraisals. Accordingly, the revised

86

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

preliminary purchase price is subject to further revision. A comparison of the revised purchase price allocation
to the initial allocation is as follows:

Revised
Allocation

(In Millions)
Initial
Allocation

Change

ASSETS
CURRENT ASSETS

Cash ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Iron Ore Inventory ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 24.1
54.8
35.3

$ 24.1
29.0
35.3

$

25.8

TOTAL CURRENT ASSETSÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

114.2

88.4

25.8

Property, Plant and Equipment

Iron Ore ReservesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

TOTAL PROPERTY PLANT AND EQUIPMENTÏÏÏÏ
Long-term Stockpiles ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Investment in Cockatoo Island ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other Assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
GoodwillÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

413.5
69.1

482.6
38.7
24.8
5.8
8.8

504.3
34.7

539.0
15.4
4.6
6.7

(90.8)
34.4

(56.4)
23.3
20.2
(.9)
8.8

Total AssetsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$674.9

$654.1

$ 20.8

LIABILITIES
Current LiabilitiesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long-Term Liabilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 35.8
178.8

$ 34.7
158.1

Total Liabilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

214.6

Net Assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minority InterestÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

460.3
(27.2)

192.8

461.3
(27.5)

$

1.1
20.7

21.8

(1.0)
.3

Purchase PriceÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$433.1

$433.8

$

(.7)

87

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

The following pro forma information summarizes the results of operations for the year-ended Decem-
ber 31, 2005 and 2004, as if the Portman acquisition had been completed as of the beginning of 2004. The pro
forma  information  gives  effect  to  actual  operating  results  prior  to  the  acquisition.  Adjustments  made  to
revenues for hedging contracts, cost of goods sold for depletion amortization costs incurred and inventory
effects, reflecting the allocation of purchase price to iron ore reserves and inventory, interest expense, income
taxes and minority interest related to the acquisition, are reflected in the pro forma information. These pro
forma amounts do not purport to be indicative of the results that would have actually been obtained if the
acquisition had occurred as of the beginning of the periods presented or that may be obtained in the future.

Pro Forma
(In Millions, Except
Per Common Share)
2004
2005

Total RevenuesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $1,802.2
279.0
Income Before Cumulative Effect of Accounting Change ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
5.2
Cumulative Effect of Accounting Change ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$1,329.5
313.1

Net Income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 284.2

$ 313.1

Earnings Per Common Share Ì Basic:

Before Cumulative Effect of Accounting Change ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 12.58
.24
Cumulative Effect of Accounting Change ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 14.45

Earnings Per Common Share Ì Basic ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 12.82

$ 14.45

Earnings Per Common Share Ì Diluted:

Before Cumulative Effect of Accounting Change ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 10.02
.19
Cumulative Effect of Accounting Change ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 11.42

Earnings Per Common Share Ì DilutedÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 10.21

$ 11.42

Note 4 Ì Discontinued Operations

Cliffs'  business/consulting  arrangements  with  C.V.G.  Ferrominera  Orinoco  C.  A.  of  Venezuela  to
provide technical assistance in support of improving operations of a 3.3 million tonne per year pelletizing
facility were terminated in the third quarter of 2005. We recorded after-tax expense of $1.7 million related to
this  contract  in  2005  and  after-tax  income  of  $.3  million  in  2004.  These  amounts  are  recorded  under
""Discontinued Operations'' in the Statement of Consolidated Operations.

On July 23, 2004, CAL, an affiliate of the Company jointly owned by a subsidiary of the Company
(82.3945 percent) and Outokumpu Technology GmbH (17.6055 percent), a German company (formerly
known  as  Lurgi  Metallurgie  GmbH),  completed  the  sale  of  CAL's  Hot  Briquette  Iron  (""HBI'')  facility
located in Trinidad and Tobago to ISG. Terms of the sale include a purchase price of $8.0 million plus
assumption  of  liabilities.  CAL  may  receive  up  to  $10  million  in  future  payments  contingent  on  HBI
production and shipments. In 2005, we received payments totaling $.6 million and at December 31, 2005, we
have a receivable of $.5 million. Mittal closed this facility at the end of 2005 and it is unlikely we will receive
further payments related to this transaction. We recorded after-tax income of approximately $.9 million and
$3.1 million in 2005 and 2004, respectively. The income is classified under ""Discontinued Operations'' in the
Statement of Consolidated Operations.

88

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Note 5 Ì Segment Reporting

As a result of the Portman acquisition, we have organized into two operating and reporting segments
based upon geographic location: North America and Australia. The North American segment, comprised of
our  mining  operations  in  the  United  States  and  Canada,  represented  approximately  86  percent  of  our
consolidated revenues for the nine month period following the Portman acquisition. The Australian segment,
comprised  of  our  acquired  80.4  percent  Portman  interest  in  Western  Australia,  represents  approximately
14 percent of our consolidated revenues for the same period. There have been no intersegment revenues since
the acquisition.

The North American segment is comprised of our six iron ore mining operations in Michigan, Minnesota
and  Eastern  Canada.  We  manufacture  13  grades  of  iron  ore  pellets,  including  standard,  fluxed  and  high
manganese, for use in our customers' blast furnaces as part of the steel making process. Each of the mines has
crushing, concentrating and pelletizing facilities used in the production process. More than 97 percent of the
pellets are sold to integrated steel companies in the United States and Canada, using a single sales force.

The Portman operations include production facilities at the Koolyanobbing operations and a 50 percent
interest in a joint venture at Cockatoo Island, producing lump ore and direct shipping fines for our customers
in  China  and  Japan.  The  Koolyanobbing  operations  has  crushing  and  screening  facilities  used  in  the
production process. Production is fully committed to steel companies in China and Japan for approximately
four years.

We  primarily  evaluate  performance  based  on  segment  operating  income,  defined  as  revenues  less
expenses  identifiable  to  each  segment.  We  have  classified  certain  administrative  expenses  as  unallocated
corporate expenses.

89

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

The following table presents a summary of our segments for 2005, 2004 and 2003 based on the current
reporting structure. A reconciliation of segment operating income to income before income taxes and minority
interest is as follows:

(In Millions)
2004

2005

2003

Revenues from product sales and services:

North America(a) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $1,307.7
204.5
AustraliaÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 995.0

$686.8

Total revenues from product sales and servicesÏÏÏÏÏÏÏÏÏÏÏÏ $1,512.2

$ 995.0

$686.8

Segment operating income:

North America ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 375.8
23.1
AustraliaÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 150.7

$(23.2)

Segment operating incomeÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Unallocated corporate expensesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other income (expense) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

398.9
(42.4)
11.6

150.7
(33.1)
167.6

(23.2)
(25.1)
13.1

Income (loss) from continuing operations before income taxes

and minority interestÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 368.1

$ 285.2

$(35.2)

Capital expenditures:

North America ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $
AustraliaÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

71.9
37.9

$

54.4

$ 20.1

Total capital expenditures ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 109.8(b)$

54.4

$ 20.1

Segment assets:

North America ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $1,079.6
667.1
AustraliaÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$1,232.3

$881.6

Total consolidated assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $1,746.7

$1,232.3

$881.6

(a) Excludes freight and venture partners' cost reimbursements.

(b) Includes $12.0 million of accruals and other non-cash additions.

90

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Included  in  the  consolidated  financial  statements  are  the  following  amounts  relating  to  geographic

locations:

Revenue(1)

(In Millions)
2004

2005

2003

United StatesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $1,007.6
454.1
Canada ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
232.6
China ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
54.9
Japan ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
3.4
Other CountriesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 919.7
231.2
56.6

$653.2
162.4
5.9

6.9

14.2

Total Revenue ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $1,752.6

$1,214.4

$835.7

Long-Lived Assets(2)

United StatesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Canada ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
AustraliaÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

322.8
19.3
485.9

285.8
16.9

255.0
16.9

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 828.0

$ 302.7

$271.9

(1) Revenue is attributed to countries based on the location of the customer and includes both ""Product sales

and services'' and ""Royalties and management fees'' revenues.

(2) Net properties include our equity share of unconsolidated ventures.

Following  is  a  summary  of  our  significant  customers  measured  as  a  percent  of  ""Product  sales  and

services'' revenues from continuing operations:

Customer

Mittal Steel USA ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
AlgomaÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
SeverstalÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
WCI ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Stelco ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Laiwu ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Kobe Steel, Ltd. ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
AK Steel Holding Corporation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Others** ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Percent of Sales
Revenues*
2004

2003

2005

17
16
7
1
1

37% 56% 53%
14
19
13
11
6
7
5
7
2
1
2
2
13

1
4

5

100% 100% 100%

* Excludes freight and minority interest cost reimbursements.

** Others in 2005 primarily include revenues from Portman.

Note 6 Ì Environmental and Mine Closure Obligations

At December 31, 2005, the Company, including its share of unconsolidated ventures, had environmental
and mine closure liabilities of $113.0 million, of which $13.4 million was classified as current. Payments in

91

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

2005  were  $5.6  million  (2004 Ì $6.4  million;  2003 Ì $7.5  million).  Following  is  a  summary  of  the
obligations:

(In Millions)
2005

2004

Environmental ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 17.8
Mine Closure

LTV Steel Mining Company ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Operating MinesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Mine Closure ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

30.4
64.8

95.2

$13.0

33.8
52.2

86.0

Total Environmental and Mine Closure* ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $113.0

$99.0

* Includes $12.3 million and $10.6 million at December 31, 2005 and 2004, respectively, of our share of

unconsolidated ventures.

Environmental

Included  in  the  obligation  are  environmental  liabilities  of  $17.8  million.  Our  obligations  for  known
environmental  remediation  exposures  at  active  and  closed  mining  operations  and  other  sites  have  been
recognized based on the estimated cost of investigation and remediation at each site. If the cost can only be
estimated as a range of possible amounts with no specific amount being most likely, the minimum of the range
is accrued in accordance with SFAS No. 5, ""Accounting for Contingencies.'' Future expenditures are not
discounted, and potential insurance recoveries have not been reflected. Additional environmental exposures
could be incurred, the extent of which cannot be assessed.

The environmental liability includes our obligations related to five sites which are independent of our iron
mining  operations,  three  former  iron  ore-related  sites,  two  leased  land  sites  where  we  are  lessor  and
miscellaneous remediation obligations at our operating units. Included in our December 31, 2005 obligation is
$5.2 million for the estimated remaining clean-up costs related to a PCB spill at Tilden in the fourth quarter of
2005. The expense was included in ""Miscellaneous-net'' in the Statement of Consolidated Operations. The
obligation  also  includes  Federal  and  State  sites  where  we  are  named  as  a  potentially  responsible  party
(""PRP''); the Rio Tinto mine site in Nevada, the Milwaukee Solvay site in Wisconsin, and the Kipling and
Deer Lake sites in Michigan.

Milwaukee Solvay Site

In September 2002, we received a draft of a proposed Administrative Order by Consent from the United
States Environmental Protection Agency (""EPA''), for clean-up and reimbursement of costs associated with
the Milwaukee Solvay coke plant site in Milwaukee, Wisconsin. The plant was operated by a predecessor of
the Company from 1973 to 1983, which predecessor was acquired by the Company in 1986. In January 2003,
we completed the sale of the plant site and property to a third party. Following this sale, an Administrative
Order by Consent (""Consent Order'') was entered into with the EPA by the Company, the new owner and
another third party who had operated on the site. In connection with the Consent Order, the new owner agreed
to  take  responsibility  for  the  removal  action  and  agreed  to  indemnify  us  for  all  costs  and  expenses  in
connection with the removal action. In the third quarter of 2003, the new owner, after completing a portion of
the removal, experienced financial difficulties. In an effort to continue progress on the removal action, we
expended approximately $.9 million in the second half of 2003, $2.1 million in 2004 and $.4 million in 2005. In
September 2005, we received a notice of completion from the EPA documenting that all work has been fully
performed in accordance with the Consent Order.

92

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

On  August  26,  2004,  we  received  a  Request  for  Information  pursuant  to  Section  104(e)  of  the
Comprehensive  Environmental  Response,  Compensation  and  Liability  Act  (""CERCLA'')  relative  to  the
investigation of additional contamination below the ground surface at the Milwaukee Solvay site. The Request
for Information was also sent to 13 other PRPs. On July 14, 2005, we received a General Notice Letter from
the EPA notifying us that the EPA believes we may be liable under CERCLA and requesting that we, along
with other PRPs, voluntarily perform clean-up activities at the site. We have responded to the General Notice
Letter indicating that there had been no communications with other PRPs but also indicating our willingness
to begin the process of negotiation with the EPA and other interested parties regarding a Consent Order.
Subsequently, on July 26, 2005, we received correspondence from the EPA with a proposed Consent Order
and informing us that three other PRPs had also expressed interest in negotiating with the EPA. At this time,
the nature and extent of the contamination, the required remediation, the total cost of the clean-up and the
cost sharing responsibilities of the PRPs cannot be determined, although the EPA has advised us that it has
incurred $.5 million in past response costs, which the EPA will seek to recover from us and the other PRPs.
We increased our environmental reserve for Milwaukee Solvay by $.5 million in 2005 for potential additional
exposure.

On December 23, 2005, we entered into a letter of intent with Kinnickinnic Development Group LLC
(""KK Group'') pursuant to which the KK Group would acquire and redevelop the Milwaukee Solvay site.
Under the terms of the letter or intent, KK Group would acquire our mortgage on the site in consideration for
the  assumption  of  all  our  environmental  obligations  with  respect  to  the  site  and  a  cash  payment  of
$2.25 million. In addition, KK Group would be required to deposit $4 million into an escrow account to fund
any  remaining  environmental  clean-up  activities  on  the  site  and  to  purchase  insurance  coverage  with  a
$5 million limit. We are currently drafting definitive agreements documenting this agreement. Closing of the
transaction would occur within sixty-one days of signing definitive agreements.

Rio Tinto

The Rio Tinto Mine site is a historic underground copper mine located near Mountain City, NV, where
tailings were placed in Mill Creek, a tributary to the Owyhee River. Remediation work is being conducted in
accordance with a Consent Order between the Nevada Department of Environmental Protection (""NDEP'')
and the Rio Tinto Working Group (""RTWG'') composed of the Company, Atlantic Richfield Company,
Teck Cominco American Incorporated, and E. I. du Pont de Nemours and Company. The Consent Order
provides for technical review by the U.S. Department of the Interior Bureau of Indian Affairs, the U.S. Fish &
Wildlife Service, U.S. Department of Agriculture Forest Service, the NDEP and the Shoshone-Paiute Tribes
of the Duck Valley Reservation (collectively, ""Rio Tinto Trustees'') located downstream on the Owyhee
River. The Consent Order is currently projected to continue through 2006 with the objective of supporting the
selection of the final remedy for the site. Costs are shared pursuant to the terms of a Participation Agreement
between the parties of the RTWG, who have reserved the right to renegotiate any future participation or cost
sharing following the completion of the Consent Order.

The  Rio  Tinto  Trustees  have  made  available  for  public  comment  their  plans  for  the  assessment  of
Natural Resource Damages (""NRD''). The RTWG commented on the plans and also are in discussions with
the Rio Tinto Trustees informally about those plans. The notice of plan availability is a step in the damage
assessment process. The studies presented in the plan may lead to a NRD claim under CERCLA. There is no
monetized NRD claim at this time.

During 2005, the focus of the RTWG has been on development of alternatives for remediation of the
mine site. A draft of an alternatives study has recently been reviewed with the Rio Tinto Trustees and the
alternatives  have  essentially  been  reduced  to  three:  (1)  no  action;  (2)  long-term  water  treatment,  and
(3) removal of the tailings. The estimated  costs range from  approximately $1  million to  $27 million.  In
recognition of the potential for an NRD claim, the parties are exploring the possibility of a global settlement

93

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

that would encompass both the site decision and the NRD issues and thereby avoid the lengthy litigation
typically associated with NRD. The Company's recorded reserve of approximately $1.2 million reflects its
estimated costs for completion of the existing Consent Order and the minimum ""no action'' alternative based
on the current Participation Agreement.

Kipling Furnace Site

By letter dated November 19, 1991, the Michigan Department of Natural Resources, now the Michigan
Department of Environmental Quality (""MDEQ''), notified us that it believed we were liable for contamina-
tion at the Kipling Furnace site in Kipling, Michigan and requested that we voluntarily undertake actions to
remediate the site. We owned and operated a portion of the site from approximately 1902 through 1925 when
we sold the property to CITGO Petroleum Company (""CITGO''). CITGO, in turn, operated at the site and
thereafter sold the northern portion of the site to a third party. This northern portion of the site was the
location of the majority of our former operations. CITGO has been working formally with MDEQ to address
the portions of the site impacted by CITGO's operations on the property, which occurred between 1925 and
1986.  CITGO  submitted  a  remedial  action  plan  in  August  2003  to  the  MDEQ.  However,  the  MDEQ
subsequently rejected this remedial action plan as being inadequate.

We responded to the 1991 letter by performing a hydrogeological investigation at the site pursuant to
Michigan's Natural Resources and Environmental Protection Act, which allows parties to conduct environ-
mental response activity without state agency oversight. Our initial investigation took place in 1996, with
follow-up  monitoring  occurring  in  1998  through  2003.  We  developed  a  proposed  remedial  action  plan  to
address  materials  associated  with  our  former  operations  at  the  site.  We  currently  estimate  the  cost  of
implementing  our  proposed  remedial  action  to  be  approximately  $.3  million,  which  expenditures  were
previously provided in our environmental reserve. We have not yet implemented the proposed remedial action
plan.

By a letter dated June 10, 2004, the MDEQ made a new demand to both CITGO and the Company to
take responsive activities at the property, including development and submittal of a remedial action plan to the
MDEQ for approval. We met with the MDEQ to discuss this letter and submitted a response. Subsequently,
the  Company  and  CITGO  agreed  to  cooperate  in  the  development  of  a  joint  remedial  action  plan  as
encouraged by MDEQ. Additional investigative work at the site has been undertaken by CITGO. At this
time, it is unclear whether the MDEQ, once it is apprised of our response activities at the site to date, will
require us to conduct further investigations or implement a remedial action plan going beyond what we have
already developed internally. Conducting further investigations, revising our proposed remedial action plan, or
implementing the plan, could result in much higher costs than currently anticipated.

Deer Lake

Deer Lake is a reservoir located near Ishpeming, Michigan that historically provided water storage for the
Carp Power Plant that was razed in 1972. Elevated concentrations of mercury in Deer Lake fish were noted in
1981. Three known sources of mercury to the lake were atmospheric deposition, historic use of mercury in gold
amalgamation on the west side of the lake, and releases of mercury to the City of Ishpeming sewer system,
including waste assay solutions from a laboratory operated by the Company. The State of Michigan filed suit
in 1982 alleging that the Company had liability for its mercury releases. A Consent Agreement was entered in
1984  that  required  certain  remediation  and  mitigation,  which  was  performed,  and  by  2003  mercury
concentrations in fish had declined significantly. Subsequently, the State and the Company have engaged in
negotiations to comprehensively and completely resolve the Company's alleged liability for mercury releases,
the outcome of which is yet to be determined.

94

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Northshore Mine Notice of Violation

On February 10, 2006, our Northshore mine received a Notice of Violation (""Notice'') from the EPA.
The  Notice  cites  four  alleged  violations:  (1)  that  Northshore  violated  the  Prevention  of  Significant
Deterioration (""PSD'') requirements of the Clean Air Act in the 1990 restart of Furnaces 11 and 12; (2) that
Northshore mine violated the PSD Regulations in the 1995 restart of Furnace 6; (3) Title V operating permit
violations for not including in the Title V permit all applicable requirements (including a compliance schedule
for  PSD  and  Best  Available  Control  Technology  (""BACT'')  requirements  associated  with  the  furnace
restarts); and (4) failure to comply with calibration of monitoring equipment as required under Northshore's
Title V permit. The alleged violations relating to the restart of Furnaces 11 and 12 occurred prior to our
acquisition of Northshore (formerly Cyprus Northshore Mining Company) in a share purchase in 1994. We
are currently investigating the allegations contained in the Notice.

Mine Closure

The mine closure obligation of $95.2 million includes the accrued obligation at December 31, 2005 for a
closed operation formerly known as the LTV Steel Mining Company (""LTVSMC'') and for our six North
American operating mines and Portman. The LTVSMC closure obligation results from an October 2001
transaction where subsidiaries of the Company received a net payment of $50.0 million and certain other
assets  and  assumed  environmental  and  certain  facility  closure  obligations  of  $50.0  million,  which  at
December 31, 2005, have declined to $30.4 million as a result of expenditures totaling $19.6 million since 2001
($3.3 million in 2005).

The accrued closure obligation for our active mining operations of $64.8 million reflects the adoption of
SFAS No. 143, ""Accounting for Asset Retirement Obligations,'' which was effective January 1, 2002, to
provide for contractual and legal obligations associated with the eventual closure of the mining operations and
the effects of mine ownership increases in 2002. We determined the obligations, based on detailed estimates,
adjusted for factors that an outside third party would consider (i.e., inflation, overhead and profit), escalated
to  the  estimated  closure  dates  and  then  discounted  using  a  credit  adjusted  risk-free  interest  rate  of
10.25 percent (12.0 percent for United Taconite and 5.5 percent for Portman). The estimates at December 31,
2005 were revised using a three percent escalation factor and a six percent credit-adjusted risk-free discount
rate  for  the  incremental  increases  in  the  closure  cost  estimates.  The  closure  date  for  each  location  was
determined based on the exhaustion date of the remaining economic iron ore reserves. The accretion of the
liability and amortization of the property and equipment will be recognized over the estimated mine lives for
each location.

The following summarizes our asset retirement obligation liability, including our share of unconsolidated

associated companies, at December 31:

Asset Retirement Obligation at Beginning of Year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $52.2
5.7
Accretion Expense ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
5.1
Portman Acquisition ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
.2
Minority Interest ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
1.6
Revision in Estimated Cash FlowsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$45.2
4.6

.2
2.2

Asset Retirement Obligation at End of Year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $64.8

$52.2

(In Millions)
2004
2005

95

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Note 7 Ì Credit Facilities

In the first quarter 2004, we repaid the remaining $25.0 million balance on our senior unsecured note
agreement. On April 23, 2004, we entered into a $30 million unsecured revolving credit agreement which was
scheduled to expire on April 29, 2005. On March 28, 2005, we entered into a $350 million unsecured credit
agreement with a syndicate of 13 financial institutions. The new facility provides $350 million in borrowing
capacity under a revolving credit line, with a choice of interest rates and maturities, subject to the three-year
term  of  the  agreement.  The  $350  million  credit  agreement  replaced  the  existing  $30  million  unsecured
revolving  credit  facility.  The  new  facility  has  various  financial  covenants  based  on  earnings,  debt,  total
capitalization, and fixed cost coverage. As of December 31, 2005, we were in compliance with the covenants in
the credit agreement.

Interest  rates  range  from  LIBOR  plus  1.25  percent  to  LIBOR  plus  2.0  percent,  based  on  debt  and
earnings, or the prime rate. We did not have any borrowings outstanding as of December 31, 2005. The
maximum amount of borrowings outstanding was $175 million during 2005. The outstanding balance was
repaid in full with a $50 million payment on July 5, 2005.

Portman  is  party  to  a  A$40  million  credit  agreement.  The  facility  has  various  covenants  based  on
earnings, asset ratios and fixed cost coverage. The floating interest rate is 80 basis points over the 90-day bank
bill swap rate in Australia. Under this facility, Portman has remaining borrowing capacity of A$29.0 million on
December  31,  2005,  after  reduction  of  A$11.0  million  for  commitments  under  outstanding  performance
bonds.

Portman secured five-year financing from its customers in China as part of its long-term sales agreements
to assist with the funding of the expansion of its Koolyanobbing mining operation. The borrowings, totaling
$7.7 million, accrue interest annually at five percent. The borrowings require a $.8 million principal payment
plus accrued interest to be made each January 31 for the next four years with the remaining balance due in full
in January 2010.

Note 8 Ì Lease Obligations

The Company and its unconsolidated ventures lease certain mining, production, and other equipment
under  operating  leases.  Our  operating  lease  expense,  including  our  share  of  unconsolidated  ventures,  was
$16.3 million in 2005, $19.7 million in 2004 and $24.6 million in 2003. Included in 2005 was $.3 million of
operating lease expense at Portman.

Assets acquired under capital leases by the Company, including our share of unconsolidated ventures,
were $41.4 million (including $31.3 million at Portman) and $13.9 million at December 31, 2005 and 2004,
respectively. Corresponding accumulated amortization of capital leases included in respective allowances for
depreciation was $14.5 million and $8.2 million at December 31, 2005 and 2004, respectively.

96

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Future minimum payments under capital leases and noncancellable operating leases, at December 31,

2005 were:

Year Ending December 31

(In Millions)

Company's Share

Total

Capital
Leases

Operating
Leases

Capital
Leases

Operating
Leases

2006 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2007 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2008 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2009 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2010 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2011 and thereafterÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 5.9
6.2
3.9
3.9
3.1
18.2

Total minimum lease paymentsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

41.2

Amounts representing interest ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

9.9

Present value of net minimum lease payments ÏÏÏÏÏÏÏÏÏ

$31.3

$14.8
10.6
5.2
4.5
3.9
2.3

$41.3

$ 9.1
7.6
4.8
4.7
3.3
18.2

47.7

10.4

$37.3

$22.9
13.8
6.0
4.7
3.9
2.3

$53.6

Total minimum lease payments include $33.2 million for capital leases and $2.6 million for operating
leases associated with the Portman acquisition. Our share of total minimum lease payments, $82.5 million, is
comprised of our consolidated obligation of $76.2 million and our share of unconsolidated ventures' obligations
of $6.3 million, principally related to Hibbing and Wabush.

Additionally, Portman has long-term contracts with port and rail facilities with minimum ""take or pay''
clauses. The port contract includes minimum tonnage requirements of 2.5 million tonnes from 2006 through
2015  at  an  annual  cost  of  $.9  million.  The  rail  contract  includes  minimum  take  or  pay  requirements  of
5.0  million  tonnes,  or  $38.8  million,  from  2006  through  2012.  Portman  also  has  capital  commitments  of
$10.7 million at December 31, 2005, related to the production expansion to eight million tonnes.

Note 9 Ì Retirement Related Benefits

The Company and its unconsolidated ventures offer defined benefit pension plans, defined contribution
pension plans and other postretirement benefit plans, primarily consisting of retiree healthcare benefits, as part
of a total compensation and benefits program. Portman does not have employee retirement benefit obligations.

The defined benefit pension plans are largely noncontributory, and, except for U.S. salaried employees,
benefits are generally based on employees' years of service and average earnings for a defined period prior to
retirement  or  a  minimum  formula.  Effective  July  1,  2003,  the  pension  benefits  for  certain  U.S.  salaried
employees were frozen under the prior benefit formula and a cash balance pension formula was implemented
for service after June 30, 2003. Effective July 1, 2004, the pension benefits for U.S. salaried employees of the
Lake Superior and Ishpeming Railroad Company (""LS&I'') Pension Plan were frozen under the prior benefit
formula and a cash balance pension formula was implemented for service after June 30, 2004. The cash
balance formula provides benefits based on employees' years of service and average earnings. Defined pension
plan benefit changes pursuant to the new four-year labor agreements reached with the United Steelworkers of
America (""USWA'') for U.S. employees, effective August 1, 2004, and similar changes agreed on for salaried
workers, were first recognized in 2005 pension expense. The changes enhanced the temporary supplemental
benefit provided under the defined benefit plans and resulted in an increase of $4.0 million in projected benefit
obligation (""PBO'') and $.6 million in 2005 pension expense.

97

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

In addition, the Company and its unconsolidated ventures currently provide various levels of retirement
health care and life insurance benefits (""Other Benefits'' or OPEB) to most full-time employees who meet
certain  length  of  service  and  age  requirements  (a  portion  of  which  are  pursuant  to  collective  bargaining
agreements). Most plans require retiree contributions and have deductibles, co-pay requirements, and benefit
limits. Most bargaining unit plans require retiree contributions and co-pays for major medical and prescription
drug coverage. Effective July 1, 2003, we imposed an annual limit on our cost for medical coverage under the
U.S. salaried plans, except for the plans covering participants at the Northshore and LS&I operations. A
similar type of limit was previously implemented at Northshore. The annual limit applies to each covered
participant and equals $7,000 for coverage prior to age 65 and $3,000 for coverage after age 65, with the
retiree's participation adjusted based on the age at which retiree's benefits commence. The covered participant
pays  an  amount  for  coverage  equal  to  the  excess  of  (i)  the  average  cost  of  coverage  for  all  covered
participants, over (ii) the participant's individual limit, but in no event will the participant's cost be less than
15 percent of the average cost of coverage for all covered participants. Currently, the average cost for coverage
prior  to  age  65  and  after  age  65  are  below  the  respective  limits  of  $7,000  and  $3,000.  The  changes
implemented to the U.S. salaried pension and other benefit plans reduced costs by more than an estimated
$8.0 million on an annualized basis. We do not provide Other Benefits for most U.S. salaried employees hired
after January 1, 1993. Other Benefits are provided through programs administered by insurance companies
whose charges are based on benefits paid.

Pursuant  to  the  four-year  labor  agreements  reached  with  the  USWA  for  U.S.  employees,  effective
August 1, 2004, OPEB expense for 2004 and the accumulated postretirement benefit obligation (""APBO'')
decreased $4.9 million and $48.0 million, respectively, to reflect negotiated plan changes, which capped our
share of future bargaining unit retirees' healthcare premiums at 2008 levels for the years 2009 and beyond.
The new agreements also provide that the Company and its partners fund an estimated $220 million into
bargaining unit pension plans and retiree healthcare accounts (""VEBAs'') during the term of the contracts.

Additionally, year 2005 and 2004 OPEB expense reflect estimated cost reductions of $3.6 million and
$4.1 million, respectively, due to the effect of the Medicare Prescription Drug, Improvement and Moderniza-
tion  Act  of  2003  (""Medicare  Drug  Act'').  We  elected  to  adopt  the  retroactive  transition  method  for
recognizing the OPEB cost reduction in the second quarter 2004. Accordingly, first quarter 2004 results were
restated to reduce the previously reported net loss by $.6 million or $.05 per share. Additionally, the APBO
decreased $25.8 million as of January 1, 2005.

During 2003, we terminated certain U.S. salaried employees. Enhanced benefits were provided to most of
these employees under the defined benefit pension and postretirement benefit plans. Such employees who
were within 3 years (4 years for employees at LS&I) of meeting retirement eligibility under the plans were
granted an additional 3 years (4 years for employees at LS&I) of age and service for purposes of satisfying
such eligibility requirements. In addition, such employees covered under the Pension Plan for Employees of
Cleveland-Cliffs Inc and its Associated Employers were granted a special credit under their cash balance
account, generally equal to 2 weeks of base pay per year of service up to 52 weeks of such pay, increased by
11 percent to reflect certain tax liabilities.

The following table summarizes the annual costs for the retirement plans.

Defined benefit pension plans ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $20.7
3.8
Defined contribution pension plans ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
17.9
Other postretirement benefits ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$23.1
3.0
28.5

(In Millions)
2004

2005

2003

$32.0
1.9
29.1

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$42.4

$54.6

$63.0

98

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

The  following  one-time  loss  (gain)  recognized  in  2003  due  to  the  special  termination  benefits  and
curtailment under the plans associated with the involuntary terminations in the U.S. during 2003 are included
in the annual costs shown above.

Defined benefit pension plans ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other postretirement benefits ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$7.1
1.5

$8.6

(In Millions)

Special
Termination
Benefits

Curtailment
Gain

Total

$7.1

(1.5)

$(1.5)

$7.1

The  effect  of  the  benefit  plan  changes  the  year  of  recognition  for  the  previously  mentioned  salaried
benefit plan changes in 2003 and benefit changes associated with the new labor agreements and the Medicare
Drug Act in 2004 are summarized as follows:

(In Millions)
2003
2004

Reduction in annual cost

Defined benefit pension plansÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other post-retirement benefits ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 3.8
3.4

9.0

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 9.0

$ 7.2

Reduction in PBO or APBO

Defined benefit pension plans (PBO) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other postretirement benefits (APBO)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

73.1

$20.7
23.4

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$73.1

$44.1

We utilize December 31 as our measurement date for determining pension and other benefit obligations

and assets.

99

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

The  following  tables  and  information  provide  additional  disclosures  for  our  plans,  including  our

proportionate share of plans of our unconsolidated ventures.

Obligations and Funded Status

(In Millions)

Pension Benefits
2004
2005

Other Benefits

2005

2004

Change in Benefit Obligations
Benefit obligations Ì beginning of year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $715.5
10.6
Service cost (excluding expenses) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
41.6
Interest cost ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
4.0
Plan amendmentsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
63.4
Actuarial loss (gain) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Benefits paidÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
(47.2)
Participant contributions ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

1.6

$642.6
10.7
40.9
(.1)
73.9
(44.5)

(8.0)

$318.2
2.5
17.5

5.8
(20.4)
3.3
.3

$373.8
4.0
19.8
(48.0)
(9.5)
(21.3)
3.3
(3.9)

Benefit obligations Ì end of yearÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $789.5

$715.5

$327.2

$318.2

100

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

(In Millions)

Pension Benefits
2004
2005

Other Benefits

2005

2004

Change in Plan Assets
Fair value of plan assets Ì beginning of yearÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 541.2
48.1
Actual return on plan assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
40.6
Employer contributions ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Benefits paidÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
(47.2)
Asset transfers/refund ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Change in ownership share ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Exchange rate gain (loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

1.4

$ 471.4
57.2
63.0
(44.5)
(.1)
(5.8)

$

$

75.5
5.3
15.2
(.5)

56.6
6.5
13.1
(.5)

(.2)

Fair value of plan assets Ì end of yearÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 584.1

$ 541.2

$

95.5

$

75.5

Funded Status at December 31
Fair value of plan assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 584.1
789.5
Benefit obligations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 541.2
715.5

$

95.5
327.2

$

75.5
318.2

Funded status (plan assets less benefit obligations) ÏÏÏÏÏÏÏÏÏÏ
Amounts not recognized:
Unrecognized net loss ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Unrecognized prior service cost (benefit)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Unrecognized net obligation (asset) at date of adoptionÏÏÏÏÏÏÏ

(205.4)

(174.3)

(231.7)

(242.7)

259.7
17.4
(2.4)

213.4
16.4
(6.3)

163.0
(60.7)
.3

166.8
(70.2)
.3

Net amount recognized ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $

69.3

$

49.2

$(129.1)

$(145.8)

Prepaid benefit cost ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 171.6
(102.3)
Accrued benefit cost ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
(166.5)
Additional minimum liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
15.6
Intangible assetÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
107.9
Accumulated other comprehensive incomeÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
43.0
Effect of change in mine ownership & minority interestÏÏÏÏÏÏÏ

$ 158.6
(109.4)
(133.6)
14.5
77.8
41.3

Net amount recognized ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$

69.3

$

49.2

101

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Additional Information on Pension Benefit Obligations as of December 31, 2005

Projected benefit obligation ÏÏÏÏÏÏÏÏÏÏ
Accumulated benefit obligation (ABO)
Fair value of plan assets ÏÏÏÏÏÏÏÏÏÏÏÏÏ

Unfunded ABO ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net amount recognized ÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Additional minimum liability ÏÏÏÏÏÏÏÏÏ
Intangible asset ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Salaried

$243.4
241.7
245.6

79.3

(In Millions)

Canadian
Pension
Plans

Mining

Salaried

Hourly

Total

U.S.
Pension Plans
Hourly

$20.7
20.0
20.3

3.7

$453.7
429.6
266.0

$41.3
38.4
27.2

163.6
(14.7)

148.9
(13.9)

11.2
(.6)

10.6
(.8)

$30.4
30.4
25.0

$789.5
760.1
584.1

5.4
1.6

7.0
(.9)

180.2
69.3

166.5
(15.6)

Accumulated other comprehensive loss

$135.0

$ 9.8

$ 6.1

$150.9

Our  net  pension  liability  of  $97.2  million  at  December  31,  2005  is  recorded  as  $119.3  million  of
$119.6  million  in  ""Pensions,  including  minimum  pension  liability,''  $45.3  million  in  current  liabilities  as
""Pensions,'' $80.4 million as ""Prepaid Pensions Ì Salaried,'' and the remainder minor amounts reflected as
equity investments.

The $129.1 million liability for Other Benefits at December 31, 2005 is recorded as $85.2 million of long-
term  ""Other  post-retirement  benefits,''  and  $36.6  million  in  current  liabilities  as  ""Other  postretirement
benefits,'' with the remainder reflected in equity investments.

The  accumulated  benefit  obligation  for  all  defined  benefit  pension  plans  was  $760.1  million  and

$687.4 million at December 31, 2005 and 2004, respectively.

The projected benefit obligation, accumulated benefit obligation, and fair value of plan assets for the
pension  plans  with  an  accumulated  benefit  obligation  in  excess  of  plan  assets  were  $525.4  million,
$498.4 million, and $318.2 million, respectively, as of December 31, 2005, and $465.8 million, $443.9 million,
and $285.5 million, respectively, as of December 31, 2004.

Components of Net Periodic Benefit Cost

(In Millions)

Pension Benefits
2004
2005

Other Benefits
2004
2005

Service costÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 10.6
41.6
Interest cost ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Expected return on plan assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
(44.6)
Amortization:

$ 10.7
40.9
(38.1)

$ 2.5
17.5
(7.1)

$ 4.0
19.8
(5.4)

Net (asset) obligation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Prior service costs ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net actuarial loss (gain)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(3.9)
3.1
13.9

(3.9)
2.6
11.9
(1.0)

1.7
(4.5)
12.9

(6.4)
11.4

Net periodic benefit costÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 20.7

$ 23.1

$17.9

$28.5

102

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Additional Information

(In Millions)

Pension Benefits
2004
2005

Other Benefits
2004
2005

Effect of change in mine ownership & minority interest ÏÏÏÏÏ $ 43.0
107.9
Minimum liability included in other comprehensive income ÏÏ
48.1
Actual return on plan assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 41.3 N/A N/A
77.8 N/A N/A
6.5
5.3
57.2

Assumptions

Historically, the U.S. discount rate has been set for all plans using the Moody's Aa corporate bond index.
As of December 30, 2005, this rate was 5.41 percent. The Company, through an independent consultant,
matched  the  projected  cash  flows  used  to  determine  the  PBO  and  APBO  to  a  projected  yield  curve  of
approximately 400 Aa graded bonds in the 10th to 90th percentiles. These bonds are either noncallable or
callable with make-whole provisions. The duration matching produced rates ranging from 5.52 percent to
5.59  percent  for  the  Company's  U.S.  pension  plans.  Based  upon  these  results,  the  Company  selected  a
discount rate of 5.50 percent for its U.S. plans.

The Canadian discount rate is set based upon a model by an independent consultant. The model discount
rates for Canada are determined by calculating the single level discount rate that, when applied to a particular
cash flow pattern, produces the same present value as discounting the cash flow pattern using spot rates
generated  from  a  high-quality  corporate  bond  yield  curve.  Based  on  the  cash  flow  patterns  and  liability
duration  for  the  Canadian  plans,  which  are  dependent  on  the  demographic  profile  of  each  plan,  the
December 31, 2005 discount rate is 5.00 percent.

Weighted-average assumptions used to determine benefit obligations at December 31:

Pension Benefits
2004
2005

Other Benefits
2004
2005

U.S.

Discount rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 5.50% 5.75% 5.50% 5.75%
4.16 N/A N/A
Rate of compensation increase ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 4.12

Canada

Discount rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 5.00% 5.75% 5.00% 5.75%
4.00 N/A N/A
Rate of compensation increase ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 4.00

Weighted-average assumptions used to determine net benefit cost for years ended December 31:

Pension Benefits
2004
2005

Other Benefits
2004
2005

U.S.

Discount rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 5.75% 6.25% 5.75% 6.25%
Expected return on plan assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 8.50
Rate of compensation increase ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 4.16

8.50
4.19

8.50
4.50

8.50
4.19

Canada

Discount rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 5.75% 6.00% 5.75% 6.00%
Expected return on plan assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 8.00
Rate of compensation increase ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 4.00

8.00
4.00

6.50

3.00

103

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Assumed Health Care Cost Trend Rates at December 31:

2005

2004

U.S.

Health care cost trend rate assumed for next yearÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
8.0%
5.0
Ultimate health care cost trend rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Year that the ultimate rate is reachedÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 2009

9.0%
5.0
2009

Canada

8.0%
Health care cost trend rate assumed for next yearÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ultimate health care cost trend rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
5.0
Year that the ultimate rate is reachedÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 2009

9.0%
5.0
2009

Assumed health care cost trend rates have a significant effect on the amounts reported for the health care
plans.  A  one-percentage-point  change  in  assumed  health  care  cost  trend  rates  would  have  the  following
effects:

Effect on total of service and interest cost ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Effect on postretirement benefit obligation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 2.0
35.0

$ 1.6
28.0

(In Millions)

Increase

Decrease

Plan Assets

Pension

The pension plans asset allocation at December 31, 2005, and 2004, and target allocation for 2006 are as

follows:

Asset Category

Equity securitiesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Debt securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Hedge funds ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Real estate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cash ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

2006
Target
Allocation

54.4%
32.7
9.2
3.7

Percentage of
Plan Assets at
December 31

2005

2004

29.2

50.7% 63.6%
30.5
9.1
8.3
1.4

7.2

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

100.0% 100.0% 100.0%

Asset Category

(In Millions)
Assets at
December 31

2005

2004

Equity securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $296.2
178.1
Debt securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
53.3
Hedge funds ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
48.2
Real estate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
8.3
Cash ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$344.2
158.0

39.0

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$584.1

$541.2

104

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

The  expected  return  on  plan  assets  represents  the  weighted  average  of  expected  returns  for  each  asset
category. Expected returns are determined based on historical performance, adjusted for current trends. The
expected return is net of benefit plan expenses.

VEBA & CLIR Contracts

Assets for other benefits include deposits relating to insurance contracts (""CLIR'') and VEBA trusts
pursuant to bargaining agreements that are available to fund retired employees' life insurance obligations and
medical benefits. The other benefit plan asset allocation at December 31, 2005, and 2004, and target allocation
for 2006 are as follows:

Asset Category

Equity securitiesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Debt securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Hedge funds ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cash ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

2006
Target
Allocation

59.2%
35.2
5.6

Percentage of
Plan Assets at
December 31

2005

2004

35.0

59.8% 65.0%
34.5
5.5
.2

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

100.0% 100.0% 100.0%

Asset Category

(In Millions)
Assets at
December 31

2005

2004

Equity securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $57.2
32.9
Debt securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
5.2
Hedge funds ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
.2
Cash ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$49.2
26.3

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$95.5

$75.5

The expected return on plan assets represents the weighted average of expected returns for each asset
category. Expected returns are determined based on historical performance, adjusted for current trends. The
expected return is net of benefit plan expenses.

Participant and Company Contributions

Company Contributions

2004 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2005 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2006 (expected) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(In Millions)

Pension
Benefits

$63.0
40.6
46.2

VEBA

$13.1
15.2
17.7

Other Benefits
Direct
Payments

$17.8
16.6
19.7

Total

$30.9
31.8
37.4

Annual contributions to the pension plans are made within income tax deductibility restrictions in accordance
with  statutory  regulations.  In  the  event  of  plan  termination,  the  plan  sponsors  could  be  required  to  fund
additional shutdown and early retirement obligations that are not included in the pension obligations.

VEBA plans are not subject to minimum regulatory funding requirements. Amounts contributed are

pursuant to bargaining agreements.

105

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Contributions  by  participants  to  the  other  benefit  plans  were  $3.3  million  for  both  years  ending

December 31, 2005 and 2004.

We are currently considering various options for the amount to be contributed to the pension plans during

2006. The amounts reflected represent minimum funding requirements and bargaining agreements.

Estimated Cost for 2006

For 2006, the Company, including its share of the plans of its unconsolidated ventures, estimates net

periodic benefit cost for the U.S. and Canadian plans as follows:

Defined benefit pension plans ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Defined contribution plans ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other postretirement benefits ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(In Millions)

$23.1
3.9
16.6

$43.6

Estimated Company Benefit Payments

2006ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2007ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2008ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2009ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2010ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2011-2015 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Other Potential Benefit Obligations

(In Millions)

Other Benefits
Less

Gross

Company Medicare
Subsidy
Payments

Net
Company
Payments

$ 21.0
22.6
23.7
24.6
25.2
132.2

$1.3
1.4
1.4
1.4
1.4
7.5

$ 19.7
21.2
22.3
23.2
23.8
124.7

Pension
Benefits

$ 51.1
51.7
53.9
53.9
54.6
288.4

While the foregoing reflects our obligation, including our proportionate share of unconsolidated ventures,
total Company exposure in the event of non-performance of other venturers (at Hibbing and Wabush) is
potentially  greater.  Following  is  a  summary  comparison  of  the  total  obligation  including  other  venturers'
proportionate shares versus our share:

December 31, 2005
(In Millions)

Company's Share

Total

Fair value of plan assetsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Benefit obligation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 584.1
789.5

Defined
Benefit
Pensions

Other
Benefits

$

95.5
327.2

Defined
Benefit
Pensions

$ 798.9
1,064.1

Other
Benefits

$ 124.3
407.7

Underfunded status of plan ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$(205.4)

$(231.7)

$ (265.2)

$(283.4)

Additional shutdown and early retirement benefitsÏÏÏ

$

88.3

$

36.9

$ 130.1

$

57.4

106

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Note 10 Ì Income Taxes

The components of the provision for income taxes on continuing operations consisted of the following:

(In Millions)
2004

2005

2003

Current provision (benefit):

North American federal ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 64.3
3.4
North American state/provincial & localÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
21.5
AustralianÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 47.0
4.7

$(1.1)
.3

Deferred provision (benefit):

North American ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
AustralianÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

10.1
(14.5)

(86.7)

.5

(4.4)
Total provision (benefit) on continuing operations ÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 84.8

(86.7)
$(35.0)

.5
$ (.3)

89.2

51.7

(.8)

Our  2005  provision  for  North  American  federal  income  taxes  is  the  sum  of  U.S.  federal  income  tax  of
$63.4 million and Canadian federal income tax of $.9 million. The current provision for North American
state/provincial and local income taxes is the sum of U.S. state and local income taxes of $3.3 million and
Canadian provincial income taxes of $.1 million.

Our 2005 North American provision for deferred income taxes from operations reflects the net of a
deferred tax charge of $18.0 million related primarily to the 2005 utilization of previously recorded deferred
tax assets; a credit of $8.9 million due to the elimination of a valuation allowance associated with separate
return year net operating loss carryforwards of one of our subsidiaries, a charge of $2.8 million to write-down
state deferred tax assets due to a major Ohio legislative change enacted in 2005, and a credit of $1.8 million
for prior years' tax adjustments, primarily related to the finalization of an audit covering the 2001 and 2002 tax
years.

Our 2005 Australian provision for deferred income taxes from operations reflects a net deferred tax credit
of $14.5 million attributable primarily to the reversal of deferred tax liabilities established by U.S. GAAP
purchase accounting in connection with our acquisition of an 80.4 percent equity interest in Portman. Such
deferred tax liabilities relate to the step-up in the financial accounting basis of the inventories, ore reserves,
and plant and equipment of Portman; and reverse as post-acquisition operations sell the inventories, mine the
ore reserves and utilize the Portman plant and equipment.

Our 2004 credit provision for deferred income taxes from operations reflects the reduction in valuation
allowance, $113.8 million, net of a charge of $30.6 million for realization of tax assets during 2004, and a credit
of $3.0 million for the recognition of future state income tax benefits. For 2003 and through the third quarter
of 2004, we maintained a deferred tax asset valuation allowance sufficient to fully reserve our net deferred tax
asset due to uncertainty regarding realization. In the fourth quarter of 2004, we determined, based on the
existence of sufficient evidence, that we no longer required a valuation allowance other than $8.9 million
related to net operating loss carryforwards attributable to pre-consolidation separate return years of one of our
subsidiaries.

107

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Reconciliation of our income tax attributable to continuing operations computed at the United States

federal statutory rate is as follows:

(In Millions)
2004

2003

2005

Tax at statutory rate of 35 percent ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $128.8
Increase (decrease) due to:

$

99.8

$(11.6)

Percentage depletion in excess of cost depletion ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Non-deductible expense ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Effect of state & foreign taxesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Prior years' tax adjustmentsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Valuation allowance ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Rate differential on foreign earningsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other items Ì netÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(37.6)
5.5
4.9
(1.8)
(8.9)
(1.1)
(5.0)

(16.7)
1.4
.1
(.5)
(113.8)

(2.3)
.6
.6
12.7
.8

(5.3)

(1.1)

Income tax expense (credit) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 84.8

$ (35.0)

$

(.3)

The components of income taxes for other than continuing operations consisted of the following:

Discontinued operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $
Extraordinary gainÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cumulative effect of accounting change ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other comprehensive (income) loss:

ISG Common StockÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minimum pension liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Paid in capital Ì stock options ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(In Millions)
2004

2005

2003

(.5)

$

1.8

$

2.8

(10.5)
.8

(9.7)
(2.6)

(34.5)
4.0
.1

(30.4)
(2.0)

(.5)

34.5

(.2)

34.3
(.4)

During 2005, the income tax recorded to ""Other comprehensive income'' consisted of a deferred tax
credit of $10.5 million related to the deferred tax asset for the $30.0 million increase in the minimum pension
liability,  partially  offset  by  a  deferred  tax  charge  of  $.8  million  associated  with  marking-to-market  an
investment in PolyMet. Also, in 2005, we recorded net losses, net of tax benefits of $.5 million with respect to
discontinued operations in Trinidad and Tobago in 2002 and in Venezuela in 2005; as well as an adjustment to
our shareholders' equity, net of a tax benefit of $2.6 million associated with the exercise of stock options.

During 2004, the income tax recorded to ""Other comprehensive income'' consisted of a deferred tax
credit  to  reverse  the  $34.5  million  deferred  tax  liability  recorded  in  2003  related  to  the  mark-to-market
adjustment to our investment in ISG common stock, as we fully monetized our investment in ISG, as well as
adjustments  to  reflect  the  tax  impacts  associated  with  decreases  in  minimum  pension  obligations  and
marking-to-market an investment in PolyMet; the tax impact of $4.1 million attributable to these two items
was allocated to each component. Also, we recorded income, net of a tax charge of $1.8 million, with respect
to  operations  we  discontinued  in  Trinidad  and  Tobago  in  2002  and  in  Venezuela  in  2005;  as  well  as  an
adjustment to our shareholders' equity, net of a tax benefit of $2.0 million associated with the exercise of stock
options.

108

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

At  December  31,  2005,  Current  Liabilities Ì ""Income  taxes''  on  the  Statement  of  Consolidated
Financial Position includes $29.1 million for federal, state, provincial and local income taxes. The liability
includes  tax  contingencies  related  to  prior  years  of  $11.2  million,  $10.9  million  of  which  relates  to
U.S. subsidiaries doing business in Canada. In accordance with SFAS No. 5, ""Accounting for Contingencies,''
our accrual is based upon our estimate of the probable loss. The income tax contingencies also include interest
expense; no penalties have been assessed or accrued.

Significant components of our deferred tax assets and liabilities as of December 31, 2005 and 2004 are as

follows:

Deferred tax assets:

(In Millions)

2005

2004

Postretirement benefits other than pensions ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 21.2
33.1
Pensions, including minimum pension liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Loss carryforwards ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
3.3
11.1
Capital loss carryforwards ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
13.0
Alternative minimum tax credit carryforwards ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
5.1
Asset retirement obligation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2.3
Product inventories ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
U.S. state income taxesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
.2
Investment in ventures ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
DevelopmentÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other liabilitiesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

8.9
25.0

Total deferred tax assets before valuation allowance ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Deferred tax asset valuation allowance ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

123.2
11.1

Net deferred tax assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

112.1

Deferred tax liabilities:

Inventory ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Properties ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Investment in ventures ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

5.3
134.0
10.1
6.4

$ 23.4
22.3
8.9

8.4
6.4
5.4

1.4
7.7
27.3

111.2
8.9

102.3

21.5

Total deferred tax liabilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

155.8

21.5

Net deferred tax assets (liabilities) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $(43.7)

$ 80.8

109

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

The deferred tax amounts are classified on the balance sheet as current or long-term in accordance with the
asset or liability to which they relate. Following is a summary:

(In Millions)
2005

2004

Deferred tax assets:
North America

Current ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long-term ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 11.7
66.5

$36.6
44.2

Total deferred tax assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

78.2

80.8

Deferred tax liabilities:

Australia

Current ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long-term ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

5.2
116.7

Total deferred tax liabilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

121.9

Net deferred tax assets (liabilities) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $(43.7)

$80.8

Through our acquisition of Portman, we have $11.1 million of Australian deferred tax assets related to
capital loss carryforwards of $37.0 million. Under Australian income tax law, capital losses are deductible
from taxable capital gains, not from ordinary taxable income, but can be carried forward indefinitely. Further,
we must satisfy either a continuity of ownership test or a same business test to claim a deduction for past
losses. Due to the restrictions posed by these tests, as well as Portman's uncertainty as to when, if ever, it may
generate sufficient capital gains that could be offset, we have booked a full valuation allowance against this
deferred tax asset.

At  December  31,  2005,  cumulative  undistributed  earnings  of  our  Australian  subsidiaries  included  in
consolidated  retained  earnings  amounted  to  $16.3  million.  These  earnings  are  indefinitely  reinvested  in
international operations. Accordingly, no provision has been made for deferred taxes related to the future
repatriation of these earnings, nor is it practicable to determine the amount of this liability.

Note 11 Ì Preferred Stock

Preferred  Stock:

In  January  2004,  we  completed  an  offering  of  $172.5  million  of  redeemable
cumulative convertible perpetual preferred stock, without par value, issued at $1,000 per share. The preferred
stock  pays  quarterly  cash  dividends  at  a  rate  of  3.25  percent  per  annum,  has  a  liquidation  preference  of
$1,000 per share and is convertible into our common shares at an adjusted rate of 32.3354 common shares
(32.6652 at February 17, 2006) per share of preferred stock, which is equivalent to an adjusted conversion
price of $30.93 per share at December 31, 2005 ($30.61 at February 17, 2006), subject to further adjustment
in certain circumstances. Each share of preferred stock may be converted by the holder if during any fiscal
quarter ending after March 31, 2004 the closing sale price of our common stock for at least 20 trading days in
a  period  of  30  consecutive  trading  days  ending  on  the  last  trading  day  of  the  preceding  quarter  exceeds
110  percent  of  the  applicable  conversion  price  on  such  trading  day  ($34.02  at  December  31,  2005;  this
threshold was met as of December 31, 2005). The satisfaction of this condition allows conversion of the
preferred stock during the fiscal quarter ending March 31, 2006 only. Holders of preferred stock may also
convert: (1) if during the five business day period after any five consecutive trading-day period in which the
trading price per share of preferred stock for each day of that period was less than 98 percent of the product of
the closing sale price of our common stock and the applicable conversion rate on each such day; (2) upon the
occurrence of certain corporate transactions; or (3) if the preferred stock has been called for redemption. On

110

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

or after January 20, 2009, the Company, at its option, may redeem some or all of the preferred stock at a
redemption price equal to 100 percent of the liquidation preference, plus accumulated but unpaid dividends,
but only if the closing price exceeds 135 percent of the conversion price, subject to adjustment, for 20 trading
days within a period of 30 consecutive trading days ending on the trading day before the date we give the
redemption notice. We may also exchange the preferred stock for convertible subordinated debentures in
certain  circumstances.  We  have  reserved  approximately  5.6  million  common  treasury  shares  for  possible
future issuance for the conversion of the preferred stock. Our shelf registration statement with respect to the
resale of the preferred stock, the convertible subordinated debentures that we may issue in exchange for the
preferred stock and the common shares issuable upon conversion of the preferred stock and the convertible
subordinated debentures was declared effective by the Securities and Exchange Commission on July 22, 2004.
The Company is no longer contractually obligated to maintain the effectiveness of the registration statement
due  to  the  expiration  of  the  effectiveness  period.  Accordingly,  on  February  14,  2006,  the  Company
deregistered 92,655 shares of Preferred Stock, $172,500,000 in aggregate principal amount of debentures and
approximately 5.6 million common shares that have not been resold. The preferred stock is classified for
accounting purposes as ""temporary equity'' reflecting certain provisions of the agreement that could, under
remote circumstances, require us to redeem the preferred stock for cash. The net proceeds after offering
expenses were approximately $166 million. A portion of the proceeds was utilized to repay the remaining
outstanding $25.0 million in principal amount of our senior unsecured notes in the first quarter of 2004. We
have  also  used  approximately  $63.0  million  to  fund  our  underfunded  pension  plans  and  contributed
$13.1 million to our VEBAs in 2004.

Note 12 Ì Stock Plans

The 1992 Incentive Equity Plan, as amended in 1999, authorizes us to issue up to 3,400,000 Common
Shares to employees upon the exercise of Options Rights, as Restricted Shares, in payment of Performance
Shares  or  Performance  Units  that  have  been  earned,  as  Deferred  Shares,  or  in  payment  of  dividend
equivalents paid on awards made under the Plan. Such shares may be shares of original issuance, treasury
shares, or a combination of both. Stock options may be granted at a price not less than the fair market value of
the stock on the date the option is granted, generally are not subject to repricing, and must be exercisable not
later than ten years and one day after the date of grant. Common Shares may be awarded or sold to certain
employees with disposition restrictions over specified periods.

The  1996  Nonemployee  Directors'  Compensation  Plan  (""Directors'  Plan''),  as  amended  in  2001,
authorized the Company to issue up to 200,000 Common Shares to nonemployee Directors. The Directors'
Plan was amended effective in 1999 to provide for the grant of 4,000 Restricted Shares with a five-year vesting
to nonemployee Directors first elected on or after January 1, 1999, and provided that nonemployee Directors
take at least 40 percent of their annual retainer in Common Shares (""Required Retainer''). The Directors'
Plan  was  amended  and  restated  January  1,  2004  to  provide  for  Director  Share  Ownership  Guidelines
(""Guidelines''). A Director is required by the end of a four-year period to own either (i) a total of at least
4,000 Common Shares, or (ii) hold Common Shares with a market value of at least $100,000. If the Director
meets the Guidelines, the Director may elect to receive cash for the Required Retainer.

The Directors' Plan was further amended and restated January 1, 2005 to eliminate the 4,000 restricted
share grant to new Directors on the Board and include an Annual Equity Grant (""Equity Grant'') in lieu of
the restricted share grant. The Equity Grant is granted at the Company's Annual Meeting each year to all
nonemployee Directors newly elected by the shareholders. The value of the Equity Grant is $32,500 payable in
restricted shares with a three-year vesting period from the date of grant. A Director who is 69 or older at the
Equity Grant date will receive common shares with no restrictions.

We recorded expense of $8.5 million in 2005, $6.6 million in 2004, and $6.0 million in 2003 relating to

other stock-based compensation, primarily the Performance Share program.

111

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

In  March  2005,  we  issued  approximately  68,000  shares  of  restricted  stock  with  a  vesting  date  of
December 31, 2007. As of November 30, 2005, we re-measured the shares for retiree-eligible employees to
defer the immediate recognition of tax to the recipients. We immediately vested one-half of the restricted
grant awards, resulting in the acceleration of approximately $1.9 million of expense.

SFAS No. 123 requires pro forma disclosure of net income and earnings per share as if the fair value

method for valuing stock options had been applied. Our pro forma information follows:

2005

2004

2003

Net income (loss) (millions) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $280.0
Earnings (loss) per share:

$324.8

$(30.5)

Basic ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Diluted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$12.63
$10.06

$14.99
$11.84

$(1.49)
$(1.49)

There were no options issued in 2005, 2004 or 2003.

112

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Stock option, restricted stock award, deferred stock allocation, and performance share activities under our

Incentive Equity Plans, and the Nonemployee Directors' Compensation Plan are summarized as follows:

2005

2004

2003

Weighted-
 Average
Exercise
Price

Shares

Weighted-
Average
Exercise
Price

Shares

Shares

Weighted-
Average
Exercise
Price

Stock options:

Options outstanding at

beginning of yearÏÏÏÏÏÏÏÏÏÏÏ
Granted during the year ÏÏÏÏÏÏÏ
Exercised ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ (175,050)
(15,900)
Cancelled or expired ÏÏÏÏÏÏÏÏÏÏ

218,084

Options outstanding at end of

$31.17

956,932

$26.40

1,627,456

$23.97

32.53
19.19

(719,780)
(19,068)

24.94
27.32

(361,064)
(309,460)

16.69
24.92

year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

27,134

29.38

218,084

31.17

956,932

26.40

Options exercisable at end of

year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

27,134

29.38

218,084

31.17

956,932

26.40

Restricted awards:

Awarded and restricted at

beginning of yearÏÏÏÏÏÏÏÏÏÏÏ
Awarded during the year ÏÏÏÏÏÏ
VestedÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cancelled ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Awarded and restricted at end

60,750
75,563
(39,723)

88,114

(27,364)

of year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

96,590

60,750

Performance shares:

617,182
Allocated at beginning of yearÏÏ
55,906
Allocated during the yearÏÏÏÏÏÏ
Issued ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
(135,728)
Forfeited/cancelled ÏÏÏÏÏÏÏÏÏÏÏ (126,301)

Allocated at end of year ÏÏÏÏÏÏÏ

411,059

Directors' retainer and voluntary

shares:

Awarded at beginning of year
Awarded during the year ÏÏÏÏ
Issued ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

6,360
1,229
(6,661)

Awarded at end of year ÏÏÏÏÏ

928

Reserved for future grants or
awards at end of year:

Employee plans ÏÏÏÏÏÏÏÏÏÏÏÏ
Directors' plans ÏÏÏÏÏÏÏÏÏÏÏÏ

635,651
46,664

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

682,315

769,212
121,560
(88,532)
(185,058)

617,182

18,684
6,360
(18,684)

6,360

621,188
51,624

672,812

113

129,514
51,370
(84,770)
(8,000)

88,114

704,436
314,210
(86,492)
(162,942)

769,212

15,624
18,684
(15,624)

18,684

538,622
57,984

596,606

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Exercise  prices  for  stock  options  outstanding  as  of  December  31,  2005  ranged  from  $14.78  to  $37.90,
summarized as follows:

Range of Exercise Prices

$10 Ì $20ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
$20 Ì $30ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
$30 Ì $40ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Outstanding and Exercisable
Weighted
Average
Remaining
Contractual
Life

Number of
Shares
Underlying
Options

Weighted
Average
Exercise
Price

1,400
12,400
13,334

27,134

4.0
1.5
3.0

2.4

$14.78
21.87
37.90

$29.38

Note 13 Ì Other Comprehensive Income

Components of Other Comprehensive Income (Loss) and related tax effects allocated to each are shown

below:

Pre-tax
Amount

(In Millions)
Tax Benefit
(Provision)

After-tax
Amount

Year Ended December 31, 2003:

Minimum pension liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Unrealized gain on securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (89.1)
179.3

$    .6
(34.4)

$ (88.5)
144.9

$

90.2

$(33.8)

$

56.4

Year Ended December 31, 2004:

Minimum pension liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Unrealized gain on securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (77.8)
.3

$ (3.4)
(.1)

$ (81.2)
.2

$ (77.5)

$ (3.5)

$ (81.0)

Year Ended December 31, 2005:

Minimum pension liabilityÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Foreign currency translation adjustments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Unrealized loss on derivative financial instruments ÏÏÏÏÏÏÏÏ
Unrealized gain on securitiesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$(107.9)
(24.7)
(2.6)
2.6

$

7.1

.8
(.9)

$(100.8)
(24.7)
(1.8)
1.7

$(132.6)

$

7.0

$(125.6)

114

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Other Comprehensive Income (Loss) balances are as follows:

(In Millions)

Minimum
Pension
Liability

Unrealized
Gain on
Securities

Foreign
Currency
Translation

Unrealized
Loss on
Derivative
Financial
Instruments

Accumulated
Other
Comprehensive
Gain (Loss)

Balance December 31, 2002ÏÏÏÏÏ
Change during 2003 ÏÏÏÏÏÏÏÏÏ

$(110.7)
22.2

Balance December 31, 2003ÏÏÏÏÏ
Change during 2004 ÏÏÏÏÏÏÏÏÏ

Balance December 31, 2004 ÏÏÏÏÏ
Change during 2005 ÏÏÏÏÏÏÏÏÏ

(88.5)
7.3

(81.2)
(19.6)

144.9

144.9
(144.7)

Balance December 31, 2005 ÏÏÏÏÏ

$(100.8)

$

Note 14 Ì Shareholders' Equity

.2
1.5

1.7

(24.7)

$(24.7)

(1.8)

$(1.8)

$(110.7)
167.1

56.4
(137.4)

(81.0)
(44.6)

$(125.6)

Under our share purchase rights plan, one half of a right is attached to each of our Common Shares
outstanding or subsequently issued. One right entitles the holder to buy from the Company one-hundredth of
one Common Share. The rights expire on September 19, 2007 and are not exercisable until the occurrence of
certain triggering events, which include the acquisition of, or tender or exchange offer for, 20 percent or more
of our Common Shares. There are approximately 336,000 Common Shares, adjusted for the two-for-one stock
split, reserved for these rights. We are entitled to redeem the rights upon the occurrence of certain events.

Note 15 Ì Fair Value of Financial Instruments

The carrying amount and fair value of our financial instruments at December 31, 2005 and 2004 were as

follows:

(In Millions)

2005

2004

Carrying
Amount

Fair
Value

Cash and cash equivalentsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Marketable securities (short-term) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long-term receivable* ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Marketable securities (long-term) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long-term debt*ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Preferred stock ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$192.8
9.9
60.7
10.6
7.7
172.5

$192.8
9.9
60.7
10.6
7.3
172.5

Carrying
Amount

$216.9
182.7
64.1
.5

Fair
Value

$216.9
182.7
64.1
.5

172.5

306.1

* Includes current portion.

The carrying amount of cash and cash equivalents and marketable securities approximates fair value due

to the short maturity or the highly liquid nature of these instruments.

On February 16, 2004, we entered into an option agreement with PolyMet that granted PolyMet the
exclusive right to acquire certain land, crushing and concentrating and other ancillary facilities located at our
Cliffs Erie site in Hoyt Lakes, Minnesota (formerly owned by LTVSMC). The iron ore mining and pelletizing
operations were permanently closed in January 2001.

115

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

PolyMet is a non-ferrous mining company located in Vancouver, B.C. Canada. Its stock trades Over-

The-Counter in the U.S. under the symbol POMGF.OB.

Under terms of the agreement, we received $500,000 and one million shares of PolyMet for maintaining
certain identified components of the facility, while PolyMet conducted a feasibility study on the development
of its Northmet PolyMetallic non-ferrous ore deposits located near the Cliffs Erie site. PolyMet had until
June  30,  2006  to  exercise  its  option  and  acquire  the  assets  covered  under  the  agreement  for  additional
consideration. We recorded the $500,000 option payment and one million common shares (valued at $230,000
on the agreement date) under the deposit method and deferred recognition of the gain. We classified the
PolyMet shares as available for sale and recorded mark-to-market changes in the value of the shares to other
comprehensive income.

On  November  15,  2005,  we  reached  an  agreement  with  PolyMet  regarding  the  terms  for  the  early
exercise  of  PolyMet's  option  to  acquire  the  assets  under  the  agreement  and  closed  the  sales  transaction
resulting in a $9.5 million pre-tax gain. Under the terms of the agreement, we received cash of $1.0 million
and approximately 6.2 million common shares of PolyMet, which closed that day at $1.25 per share. The
additional PolyMet shares received in this transaction are classified as available for sale in Other Assets Ì
non current. We intend to hold our shares of PolyMet indefinitely. We are entitled to receive additional cash
proceeds of $2.4 million in quarterly installments by and according to the terms of the contract for deed
executed by the parties. As a final component of the purchase price, PolyMet will assume certain on-going site
related environmental and reclamation obligations.

The  fair  value  of  the  long-term  receivable  from  Ispat  Inland  of  $59.8  million  and  $64.1  million  at
December  31,  2005  and  December  31,  2004,  respectively,  is  based  on  the  discount  rate  utilized  by  the
Company, which represents an approximate credit adjusted rate for unsecured obligations. Portman has a non-
interest bearing rail credit receivable of $.9 million at December 31, 2005.

The fair value of Portman's long-term debt was determined based on a discounted cash flow analysis and

estimated current borrowing rates.

At  December  31,  2005  and  2004,  our  U.S.  mining  ventures  had  in  place  forward  contracts  for  the
purchase of natural gas and diesel fuel in the notional amount of $28.6 million (our share Ì $24.7 million)
and $28.3 million (our share Ì $23.9 million), respectively. The unrecognized fair value loss on the contracts
at  December  31,  2005,  which  mature  at  various  times  through  December  2006  was  estimated  to  be
$5.2 million (our share Ì $4.4 million) based on December 31, 2005 forward rates.

Portman hedges a portion of its United States currency-denominated sales in accordance with a formal
policy. The primary objective for using derivative financial instruments is to reduce the earnings volatility
attributable to changes in Australian and United States currency fluctuations. The instruments are subject to
formal documentation, intended to achieve qualifying hedge treatment, and are tested at inception and at each
reporting  period  as  to  effectiveness.  Changes  in  fair  value  for  highly  effective  hedges  are  recorded  as  a
component of other comprehensive income. Ineffective portion $2.5 million since acquisition, were charged to
operations. At December 31, 2005, Portman had outstanding A$370.1 million in the form of call options,
collars, convertible collars and forward exchange contracts with varying maturity dates ranging from January
2006 to October 2008, and a fair value loss based on the December 31, 2005 spot rate of A$.9 million. A one
percent  increase  in  rates  from  the  month-end  rate  would  increase  the  fair  value  and  cash  flow  by
approximately A$2.0 million and a one percent decrease would decrease the fair value and cash flow by
approximately A$3.6 million.

116

Cleveland-Cliffs Inc and Consolidated Subsidiaries

Notes to Consolidated Financial Statements Ì (Continued)

Note 16 Ì Earnings Per Share

The following table summarizes the computation of basic and diluted earnings per share.

2005

(In Millions, Except Per Share)
2004

2003

Amount

Per
Share

Amount

Per
Share

Amount

Per
Share

Income (loss) from continuing operations ÏÏ $ 273.2
(5.6)
Preferred dividend ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$12.57
(.26)

$ 320.2
(5.3)

$15.03
(.25)

$ (34.9)

$(1.70)

Income (loss) from continuing operations

applicable to common shares ÏÏÏÏÏÏÏÏÏÏÏ
Discontinued operations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Extraordinary gain ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cumulative effectÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Income applicable to common shares Ì

267.6
(.8)

12.32
(.04)

314.9
3.4

14.78
.16

(34.9)

(1.70)

2.2

.10

5.2

.24

basicÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

272.0

$12.52

318.3

$14.94

(32.7)

$(1.60)

Dilutive effect preferred dividendÏÏÏÏÏÏÏÏÏÏ

5.6

5.3

Income applicable to common shares plus

assumed conversions Ì dilutedÏÏÏÏÏÏÏÏÏÏ $ 277.6

$ 9.97

$ 323.6

$11.80

$ (32.7)

$(1.60)

Average number of shares (in thousands)

Basic ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Employee stock plans ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Convertible preferred stock ÏÏÏÏÏÏÏÏÏÏÏÏÏ

21,728
530
5,578

Diluted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

27,836

21,308
547
5,566

27,421

20,512

20,512

For 2003, the dilutive effects of employee stock plans of 311,600 shares were excluded from the computation
of earnings per share because they were anti-dilutive.

Note 17 Ì Contingencies

The  Company  and  its  ventures  are  periodically  involved  in  litigation  incidental  to  their  operations.
Management  believes  that  any  pending  litigation  will  not  result  in  a  material  liability  in  relation  to  our
consolidated financial statements.

117

Quarterly Results of Operations(Unaudited)

(In Millions, Except Per Share Amounts)

2005

Quarters

First*

Second

Third

Fourth

Year

Revenues from product sales and services ÏÏÏÏ $271.2
Operating incomeÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
34.1
Income before extraordinary gain and

$485.3
138.9

$514.1
122.4

$468.9
61.1

$1,739.5
356.5

cumulative effect of accounting changeÏÏÏÏÏ
Net income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Earnings per share

$ 21.0
26.2

$ 99.7
99.7

$ 85.6
85.6

$ 66.1
66.1

$ 272.4
277.6

Basic ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Diluted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 1.15
.95

$ 4.53
3.59

$ 3.86
3.07

$ 2.97
2.36

$ 12.52
9.97

* Net  income  and  earnings  per  share  have  been  restated  by  $1.0  million  and  $.04  per  diluted  share,
respectively, to reflect the additional cumulative effect adjustment related to stripping recognized in the
fourth quarter. Operating income and work in process inventories increased by $1.6 million for the pre-tax
amount.

First quarter results included a $8.0 million pre-tax gain for a cumulative effect adjustment related to
stripping costs and a $9.8 million charge for currency hedging costs related to the acquisition of Portman.
Results  for  2005  include  Portman's  results  since  the  March  31,  2005  acquisition.  Second  quarter  results
included a $10.6 million pre-tax business interruption recovery. Fourth quarter results included a $9.5 million
gain on the sale of certain assets to PolyMet.

Revenues from product sales and services ÏÏÏÏ
Operating income (loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Income before extraordinary gain and

cumulative effect of accounting changeÏÏÏÏÏ
Net income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Earnings (loss) per share

2004

Quarters

First*

Second

Third

Fourth

Year

$233.7
(3.3)

$297.7
36.1

$344.8
46.8

$326.9
38.0

$1,203.1
117.6

$ 32.8
32.8

$ 87.5
87.5

$203.3
203.3

$ 323.6
323.6

Basic ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Diluted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (.05)
(.05)

$ 1.49
1.21

$ 4.03
3.18

$ 9.41
7.31

$ 14.94
11.80

* Restated for the effect of adopting the Medicare Drug Act.

First quarter results included a $1.6 million pre-tax charge for customer bankruptcy exposure. Third
quarter results included a $56.8 million pre-tax gain on the sale of ISG common stock. Fourth quarter results
included an additional pre-tax gain on ISG common stock sales of $95.9 million and a decrease in income
taxes for the $113.8 million reversal of deferred tax asset allowance.

The sum of the quarterly earnings per-share amounts does not equal the annual amount reported since
per-share amounts are computed independently for each quarter and for the full year based upon respective
weighted-average common shares outstanding and other diluted potential shares.

118

Common Share Price Performance and Dividends (Unaudited)

Dividends

High

2004
Low

$21.28
19.71
25.03
33.35

$34.04
33.84
40.25
53.56

53.56

19.71

Dividends

$

.10

$.10

$.10
.10
.20
.20

$.60

High

First Quarter ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $88.35
75.50
Second Quarter ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
88.67
Third Quarter ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
99.25
Fourth Quarter ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

2005
Low

$46.80
51.14
56.85
70.90

Year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

99.25

46.80

119

Report Of Independent Registered Public Accounting Firm

To the Board of Directors and Stockholders of
Cleveland-Cliffs Inc
Cleveland, Ohio

We have audited the accompanying statements of consolidated financial position of Cleveland-Cliffs Inc
and  subsidiaries  (the  ""Company'')  as  of  December  31,  2005  and  2004,  and  the  related  statements  of
consolidated operations, shareholders' equity and cash flows for the years then ended. Our audits also included
the  financial  statement  schedule  listed  in  the  Index  at  Item  15(a).  These  financial  statements  and  the
financial statement schedule are the responsibility of the Company's management. Our responsibility is to
express an opinion on the financial statements and financial statement schedule based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight
Board (United States). Those standards require that we plan and perform the audit to obtain reasonable
assurance  about  whether  the  financial  statements  are  free  of  material  misstatement.  An  audit  includes
examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An
audit also includes assessing the accounting principles used and significant estimates made by management, as
well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable
basis for our opinion.

In  our  opinion,  such  consolidated  financial  statements  presents  fairly,  in  all  material  respects,  the
financial position of Cleveland-Cliffs Inc and subsidiaries as of December 31, 2005 and 2004, and the results
of their operations and their cash flows for the years then ended, in conformity with accounting principles
generally accepted in the United States of America. Also, in our opinion, such financial statement schedule,
when considered in relation to the basic consolidated financial statements taken as a whole, present fairly, in
all material respects, the information set forth therein.

As discussed in the Accounting Policy note to the financial statements, in 2005 the Company changed its

method of accounting for stripping costs incurred during the production phase of a mine.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight
Board (United States), the effectiveness of the Company's internal control over financial reporting as of
December 31, 2005, based on the criteria established in Internal Control Ì Integrated Framework issued by
the Committee of Sponsoring Organizations of the Treadway Commission and our report dated February 17,
2006 expressed an unqualified opinion on management's assessment of the effectiveness of the Company's
internal control over financial reporting and an unqualified opinion on the effectiveness of the Company's
internal control over financial reporting.

/s/ Deloitte & Touche LLP
Cleveland, Ohio
February 17, 2006

120

Report of Independent Registered Public Accounting Firm

Shareholders and Board of Directors
Cleveland-Cliffs Inc

We have audited the accompanying statements of consolidated operations, shareholders' equity and cash
flows of Cleveland-Cliffs Inc and consolidated subsidiaries (the ""Company'') for the year ended Decem-
ber 31, 2003 listed in the index at Item 15(a). Our audit also included the financial statement schedule listed
in the index at Item 15(a). These financial statements and schedule are the responsibility of the Company's
management. Our responsibility is to express an opinion on these financial statements and schedule based on
our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight
Board (United States). Those standards require that we plan and perform the audit to obtain reasonable
assurance about whether the financial statements are free of material misstatement. We were not engaged to
perform an audit of the Company's internal control over financial reporting. Our audit included consideration
of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the
circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Company's internal
control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining,
on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the
accounting  principles  used  and  significant  estimates  made  by  management,  and  evaluating  the  overall
financial statement presentation. We believe that our audit provides a reasonable basis for our opinion.

In  our  opinion,  the  consolidated  financial  statements  referred  to  above  present  fairly,  in  all  material
respects, Cleveland-Cliffs Inc and consolidated subsidiaries consolidated results of operations and cash flows
for the year ended December 31, 2003, in conformity with U.S. generally accepted accounting principles.
Also,  in  our  opinion,  the  related  financial  statement  schedule,  when  considered  in  relation  to  the  basic
financial statements taken as a whole, presents fairly in all material respects the information set forth therein.

As discussed in the Accounting Policy Note to the financial statements, in 2003 the Company changed its

method of accounting for stock-based compensation.

/s/ Ernst & Young LLP

Cleveland, Ohio
January 28, 2004

121

Report of Management

Management has prepared the accompanying consolidated financial statements appearing in this Annual
Report and is responsible for their integrity and objectivity. The consolidated financial statements, including
amounts that are based on management's best estimates and judgment, have been prepared in conformity with
generally accepted accounting principles and are free of material misstatement. Management also prepared
other  information  in  this  Annual  Report  and  is  responsible  for  its  accuracy  and  consistency  with  the
consolidated financial statements.

Management maintains a system of internal accounting controls and procedures over financial reporting
designed  to  provide  reasonable  assurance,  at  an  appropriate  cost/benefit  relationship,  that  assets  are
safeguarded and that transactions are authorized, recorded, and reported properly. The internal accounting
control system is augmented by a program of internal audits, written policies and guidelines, careful selection
and training of qualified personnel, and a written code of conduct. Our code of conduct requires employees to
maintain a high level of ethical standards in the conduct of our business. Management believes that our
internal accounting controls provide reasonable assurance (i) that assets are safeguarded against material loss
from unauthorized use or disposition, and (ii) that the financial records are reliable for preparing consolidated
financial statements and other data and maintaining accountability for assets.

The Audit Committee of the Board of Directors, composed solely of directors who are independent of us,
meets periodically with the independent auditors, management, and the Chief Internal Auditor to discuss
internal accounting control, auditing, and financial reporting matters and to ensure that each is meeting its
responsibilities regarding the objectivity and integrity of our financial statements. The Committee also meets
directly with the independent auditors and our Chief Internal Auditor without management present, to ensure
that the independent auditors and our Chief Internal Auditor have free access to the Committee.

The independent auditors, Deloitte & Touche LLP, are retained by the Audit Committee of the Board of
Directors. Deloitte & Touche LLP is engaged to audit our consolidated financial statements and internal
controls  over  financial  reporting  as  of  December  31,  2005  and  2004  and  conduct  such  tests  and  related
procedures as Deloitte & Touche LLP deems necessary in conformity with standards of the Public Company
Accounting Oversight Board (United States). The opinion of the independent auditors, based upon their audit
of the consolidated financial statements and internal controls over financial reporting as of December 31, 2005
and 2004, is contained in this Annual Report.

/s/

J. S. Brinzo

J. S. Brinzo
Chairman and Chief
Executive Officer

/s/ Donald J. Gallagher

/s/ R. J. Leroux

Donald J. Gallagher
Executive Vice President, Chief
Financial Officer and Treasurer

R. J. Leroux
Vice President and Controller
and Principal Accounting Officer

122

Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure.

None.

Item 9A. Controls and Procedures.

The Company maintains disclosure controls and procedures that are designed to ensure that information
required to be disclosed in the Company's Exchange Act reports is recorded, processed, summarized and
reported  within  the  time  periods  specified  in  the  SEC's  rules  and  forms,  and  that  such  information  is
accumulated and communicated to the Company's management, including its Chief Executive Officer and
Chief Financial Officer, as appropriate, to allow timely decisions regarding required disclosure based closely
on the definition of ""disclosure controls and procedures'' in Rule 13a-15(e) promulgated under the Exchange
Act. In designing and evaluating the disclosure controls and procedures, management recognized that any
controls and procedures, no matter how well designed and operated, can provide only reasonable assurance of
achieving the desired control objectives, and management necessarily was required to apply its judgment in
evaluating the cost-benefit relationship of possible controls and procedures.

As of the end of the period covered by this report, the Company carried out an evaluation, under the
supervision  and  with  the  participation  of  the  Company's  management,  including  the  Company's  Chief
Executive Officer and the Company's Chief Financial Officer, of the effectiveness of the design and operation
of the Company's disclosure controls and procedures. Based on the foregoing, the Company's Chief Executive
Officer and Chief Financial Officer concluded that the Company's disclosure controls and procedures were
effective at the reasonable assurance level as of the date of the evaluation conducted by our Chief Executive
Officer and Chief Financial Officer.

There have been no changes in the Company's internal control over financial reporting or in other factors
that occurred during the Company's last fiscal quarter that have materially affected, or are reasonably likely to
materially affect, the Company's internal control over financial reporting.

Management Report on Internal Controls Over Financial Reporting

The Company is responsible for establishing and maintaining adequate internal control over financial
reporting.  The  Company's  internal  control  system  was  designed  to  provide  reasonable  assurance  to  the
Company's management and Board of Directors regarding the preparation and fair presentation of published
financial statements.

All internal control systems, no matter how well designed, have inherent limitations. Therefore, even
those  systems  determined  to  be  effective  can  provide  only  reasonable  assurance  with  respect  to  financial
statement preparation and presentation.

Management assessed the effectiveness of the Company's internal control over financial reporting as of
December 31, 2005. In making this assessment, it used the criteria set forth by the Committee of Sponsoring
Organizations of the Treadway Commission (COSO) in Internal Control Ì Integrated Framework. Based on
its assessment, management believes that, as of December 31, 2005, the Company's internal control over
financial reporting is effective, based on those criteria.

On April 19, 2005, we completed the acquisition of 80.4 percent of Portman. The acquisition was initiated
on March 31, 2005 by the purchase of approximately 68.7 percent of the outstanding shares of Portman. As
permitted by the SEC, management excluded Portman from management's assessment of internal control
over  financial  reporting  as  of  December  31,  2005.  Portman  constituted  approximately  38  percent  of
consolidated total assets as of December 31, 2005 and approximately 14 percent of consolidated total revenues
for the nine month period since the acquisition. Portman will be included in management's assessment of the
internal  control  over  financial  reporting  for  Cleveland-Cliffs  Inc  and  our  consolidated  subsidiaries  as  of
December 31, 2006.

The Company's independent auditors have issued an audit report on its assessment of the Company's

internal control over financial reporting. This report appears on page 124.

123

Report Of Independent Registered Public Accounting Firm

To the Board of Directors and Stockholders of
Cleveland-Cliffs Inc
Cleveland, Ohio

We have audited management's assessment, included in the accompanying ""Report of Management on Internal
Controls Over Financial Reporting'', that Cleveland-Cliffs Inc and subsidiaries (the ""Company'') maintained effective
internal control over financial reporting as of December 31, 2005, based on criteria established in Internal Control Ì
Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission. As described
in ""Managements Report on Internal Controls over Financial Reporting,'' management excluded from their assessment
the internal control over financial reporting at Portman Limited, which was acquired on March 31, 2005 and whose
financial statements reflect total assets and revenues constituting 38 percent and 14 percent, respectively, of the related
consolidated financial statement amounts as of and for the year ended December 31, 2005. Accordingly, our audit did not
include the internal control over financial reporting at Portman Limited. The Company's management is responsible for
maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control
over financial reporting. Our responsibility is to express an opinion on management's assessment and an opinion on the
effectiveness of the Company's internal control over financial reporting based on our audit.

We  conducted  our  audit  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board
(United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether
effective internal control over financial reporting was maintained in all material respects. Our audit included obtaining an
understanding of internal control over financial reporting, evaluating management's assessment, testing and evaluating the
design and operating effectiveness of internal control, and performing such other procedures as we considered necessary in
the circumstances. We believe that our audit provides a reasonable basis for our opinions.

A  company's  internal  control  over  financial  reporting  is  a  process  designed  by,  or  under  the  supervision  of,  the
company's principal executive and principal financial officers, or persons performing similar functions, and effected by the
company's board of directors, management, and other personnel to provide reasonable assurance regarding the reliability of
financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted
accounting principles. A company's internal control over financial reporting includes those policies and procedures that
(1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and
dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to
permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts
and expenditures of the company are being made only in accordance with authorizations of management and directors of
the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition,
use, or disposition of the company's assets that could have a material effect on the financial statements.

Because of the inherent limitations of internal control over financial reporting, including the possibility of collusion or
improper management override of controls, material misstatements due to error or fraud may not be prevented or detected
on a timely basis. Also, projections of any evaluation of the effectiveness of the internal control over financial reporting to
future periods are subject to the risk that the controls may become inadequate because of changes in conditions, or that the
degree of compliance with the policies or procedures may deteriorate.

In  our  opinion,  management's  assessment  that  the  Company  maintained  effective  internal  control  over  financial
reporting as of December 31, 2005, is fairly stated, in all material respects, based on the criteria established in Internal
Control Ì Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission.
Also in our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as
of  December  31,  2005,  based  on  the  criteria  established  in  Internal  Control Ì Integrated  Framework  issued  by  the
Committee of Sponsoring Organizations of the Treadway Commission.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United
States),  the  statement  of  consolidated  financial  position  as  of  December  31,  2005,  and  the  related  statements  of
consolidated operations, shareholders' equity and cash flows for the year ended December 31, 2005 and the financial
statement schedule as of and for the year ended December 31, 2005 of the Company and our report dated February 17,
2006, expressed an unqualified opinion on the financial statements and financial statement schedule and included an
explanatory paragraph relating to the change in method of accounting for stripping costs incurred during the production
phase of a mine.

/s/ Deloitte & Touche LLP
Cleveland, Ohio
February 17, 2006

124

PART III

Item 10. Directors and Executive Officers of the Registrant.

The  information  regarding  Directors  required  to  be  furnished  by  this  Item  will  be  set  forth  in  our
definitive Proxy Statement to Security Holders and is incorporated herein by reference and made a part hereof
from the Proxy Statement. The information regarding executive officers required by this item is set forth in
Part I hereof under the heading ""Executive Officers of the Registrant,'' which information is incorporated
herein by reference and made a part hereof.

Item 11. Executive Compensation.

The information required to be furnished by this Item will be set forth in our definitive Proxy Statement
to Security Holders and is incorporated herein by reference and made a part hereof from the Proxy Statement.

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder

Matters.

(a) The  information  required  to  be  furnished  by  this  Item  will  be  set  forth  in  our  definitive  Proxy
Statement to Security Holders and is incorporated herein by reference and made a part hereof from the Proxy
Statement.

(b) The table below sets forth certain information regarding the following equity compensation plans of
ours as of December 31, 2005: the 1992 Equity Incentive Plan (""1992 Incentive Plan''), the Management
Performance Incentive Plan (""MPI Plan''), the Mine Performance Bonus Plan (""Mine Plan''), the Voluntary
Non-Qualified Deferred Compensation Plan (""VNQDC Plan'') and the Nonemployee Directors' Compensa-
tion Plan. All of those plans have been approved by shareholders, except for the MPI Plan, the Mine Plan, and
the VNQDC Plan.

Plan category

Number of securities
to be issued upon
exercise of
outstanding options,
warrants and rights
(a)

Weighted-
average exercise
price of
outstanding
options,
warrants and
rights
(b)

Number of
securities remaining
available for future
issuance under
equity compensation
plans (excluding
securities reflected
in column(a))
(c)

Equity Compensation Plans Approved By
Security Holders ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Equity Compensation Plans Not

Approved By Security Holders ÏÏÏÏÏÏÏ

438,193(1)

$29.38

682,315(2)

0

N/A

(3)

(1) Includes 411,059 performance share awards, an award initially denominated in shares, but no shares are
actually issued until performance targets are met. The weighted-average exercise price of outstanding
options, warrants and rights, column (b), does not take these awards into account.

(2) Includes 635,651 Common Shares remaining available under the 1992 Incentive Plan, which authorizes
the Compensation and Organization Committee to make awards of Option Rights, Restricted Shares,
Deferred Shares, Performance Shares and Performance Units (including up to 96,590 Restricted Shares
and  Deferred  Shares);  and  46,664  Common  Shares  remaining  available  under  the  Nonemployee
Directors' Compensation Plan, which authorizes the award of Restricted Shares to Directors upon their
election to the Board at the Annual Meeting (Annual Equity Grant), and provides that the Directors are
required to take 40 percent of their retainer in Common Shares, unless they meet the Directors Share
Ownership Guidelines, and may take up to 100 percent of their retainer and other fees in Common
Shares.

(3) The MPI Plan, the Mine Plan, and the VNQDC Plan provide for the issuance of Common Shares, but
do not provide for a specific amount available under the Plans. Descriptions of those Plans are set forth
below.

125

MPI Plan

The MPI Plan provides an opportunity for elected officers and other management employees to earn
annual cash bonuses. Bonuses may also be paid in Common Shares. Certain participants in the MPI Plan may
elect to defer all or a portion of such bonus into the VNQDC Plan. Such participants in the MPI Plan may
elect to have his or her deferred cash bonus credited to an account with deferred Common Shares (""Bonus
Exchange Shares'') by completing an election form prior to the date the bonus would otherwise be paid. These
participants may also elect at this time to have dividends credited with respect to the Bonus Exchange Shares,
either credited in additional deferred Common Shares, deferred in cash or paid out in cash in an in-service
compensation distribution. In order to encourage elections to be credited with deferred Common Shares, such
participants  in  the  MPI  Plan,  who  elect  to  have  their  cash  bonuses  credited  to  an  account  with  Bonus
Exchange Shares, will be credited with restricted deferred Common Shares in the amount of 25 percent of the
Bonus Exchange Shares (""Bonus Match Shares''). These Participants must comply with the employment and
non-distribution requirements for the Bonus Exchange Shares during a five-year period for the Bonus Match
Shares to become vested and nonforfeitable.

Mine Plan

The Mine Plan provides an opportunity for senior mine managers to earn cash bonuses. Bonuses earned
under the Mine Plan are determined and paid quarterly to the participants. Certain participants may elect to
defer all or part of their quarterly cash bonuses under the VNQDC Plan. These participants in the Mine Plan
may further elect to have his or her deferred cash bonus credited to an account with deferred Common Shares.
Each year these participants under the Mine Plan must make their Bonus Exchange Shares election (for the
four quarters of that year). Such elections must be made by December 31 of the year prior to the year in
which the quarterly bonuses are earned. As with the Participants electing Bonus Exchange Shares under the
MPI Plan, Participants under the Mine Plan electing Bonus Exchange Shares will receive or be credited with
restricted Bonus Match Shares in an amount of 25 percent of the Bonus Exchange Shares with the same five-
year vesting period.

VNQDC Plan

The VNQDC Plan was originally adopted by the Board of Directors to provide certain key management
and highly compensated employees of ours or our selected affiliates with the opportunity to defer receipt of a
portion of their regular compensation in order to defer taxation of these amounts. The VNQDC Plan also
permits deferral of bonus awards under the MPI Plan, the Mine Plan, and Performance Share Plan (awarded
under  the  1992  Incentive  Equity  Plan).  In  addition,  the  VNQDC  Plan  contains  the  Management  Share
Acquisition Program (""MSAP''), whose purpose is to provide designated management employees with the
opportunity to acquire deferred interests in Common Shares through deferral of their bonuses. The VNQDC
Plan  also  contains  the  Officer  Share  Acquisition  Program  (""OSAP''),  which  permits  elected  officers  to
acquire  deferred  interests  in  Common  Shares  with  compensation  previously  deferred  in  cash  under  the
VNQDC Plan. When participants in the MPI Plan, the Mine Plan or the MSAP or OSAP elect to have
accounts credited with deferred Common Shares under the VNQDC Plan, a match by us equal to 25 percent
of the value of the deferred Common Shares will be credited by us to the accounts of participants.

Item 13. Certain Relationships and Related Transactions.

The information, if any, required to be furnished by this Item will be set forth in our definitive Proxy
Statement to Security Holders and is incorporated herein by reference and made a part hereof from the Proxy
Statement.

Item 14. Principal Accountant Fees and Services.

The information, if any, required to be furnished by this Item will be set forth in our definitive Proxy
Statement to Security Holders and is incorporated herein by reference and made a part hereof from the Proxy
Statement.

126

PART IV

Item 15. Exhibits, Financial Statement Schedules and Reports on Form 8-K.

(a)(1) and (2) Ì List of Financial Statements and Financial Statement Schedules.

The following consolidated financial statements of Cleveland-Cliffs Inc are included at Item 8 above:

Statement of Consolidated Financial Position Ì December 31, 2005 and 2004

Statement of Consolidated Operations Ì Years ended December 31, 2005, 2004 and 2003

Statement of Consolidated Cash Flows Ì Years ended December 31, 2005, 2004 and 2003

Statement of Consolidated Shareholders' Equity Ì Years ended December 31, 2005, 2004 and 2003

Notes to Consolidated Financial Statements

The following consolidated financial statement schedule of Cleveland-Cliffs Inc is included herein in

Item 15(d) and attached as Exhibit 99(a).

Schedule II Ì Valuation and Qualifying Accounts

All other schedules for which provision is made in the applicable accounting regulation of the Securities
and Exchange Commission are not required under the related instructions or are inapplicable, and therefore
have been omitted.

(3) List of Exhibits Ì Refer to Exhibit Index on pages 130-136 which is incorporated herein by

reference.

(c) Exhibits listed in Item 15(a)(3) above are incorporated herein by reference.

(d) The schedule listed above in Item 15(a)(1) and (2) is attached as Exhibit 99(a) and incorporated

herein by reference.

127

Pursuant to the requirements of Section 13 of the Securities Exchange Act of 1934, the Registrant has

duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

CLEVELAND-CLIFFS INC

By: /s/ DONALD J. GALLAGHER

Name: Donald J. Gallagher
Title: Executive Vice President, Chief Financial

Officer and Treasurer

Date: February 21, 2006

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below

by the following persons on behalf of the Registrant and in the capacities and on the dates indicated.

Signatures

Title

Date

/s/

J. S. BRINZO
J. S. Brinzo

/s/ D. J. GALLAGHER

D. J. Gallagher

Chairman and Chief Executive
Officer and Director (Principal
Executive Officer)

Executive Vice President, Chief
Financial Officer and Treasurer
(Principal Financial Officer)

February 21, 2006

February 21, 2006

/s/ R. J. LEROUX

R. J. Leroux

Vice President and Controller
(Principal Accounting Officer)

February 21, 2006

*
R. C. Cambre

*
R. Cucuz

*
S. M. Cunningham

*
B. J. Eldridge

*
D. H. Gunning

 *
J. D. Ireland, III

*
F. R. McAllister

Director

February 21, 2006

Director

February 21, 2006

Director

February 21, 2006

Director

February 21, 2006

Vice Chairman and Director

February 21, 2006

Director

February 21, 2006

Director

February 21, 2006

128

Signatures

*
R. Phillips

*
R. K. Riederer

*
A. Schwartz

Title

Director

Date

February 21, 2006

Director

February 21, 2006

Director

February 21, 2006

* The undersigned, by signing his name hereto, does sign and execute this Annual Report on Form 10-K
pursuant to a Power of Attorney executed on behalf of the above-indicated officers and directors of the
registrant and filed herewith as Exhibit 24 on behalf of the registrant.

By: /s/ DONALD J. GALLAGHER

DONALD J. GALLAGHER
(Donald J. Gallagher, as Attorney-in-Fact)

129

All documents referenced below were filed pursuant to the Securities Exchange Act of 1934 by Cleveland-
Cliffs Inc, file number 1-08944, unless otherwise indicated.

EXHIBIT INDEX

Exhibit
Number

3(a)

3(b)

3(c)

4(a)

4(b)

4(c)

4(d)

4(e)

4(f)

10(a)

Pagination by
Sequential
Numbering System

Not Applicable

Not Applicable

Not Applicable

Articles of Incorporation and By-Laws of Cleveland-Cliffs Inc
Amended Articles of Incorporation of Cleveland-Cliffs Inc as filed with
Secretary of State of the State of Ohio on January 20, 2004 (filed as
Exhibit 3(a) to Form 10-K of Cleveland-Cliffs Inc on February 13, 2004 and
incorporated by reference)
Amendment to Amended Articles of Incorporation as filed with the Secretary Not Applicable
of State of the State of Ohio on November 30, 2004 (filed as Exhibit 3(a)
to Form 8-K on November 30, 2004 and incorporated by reference)
Regulations of Cleveland-Cliffs Inc (filed as Exhibit 3(b) to Form 10-K of
Cleveland-Cliffs Inc filed on February 2, 2001 and incorporated by reference)
Instruments defining rights of security holders, including indentures
Form of Common Stock (filed as Exhibit 4(a) to Form 8-K/A of Cleveland- Not Applicable
Cliffs Inc filed on December 6, 2004 and incorporated by reference).
Form of Series A-2 Preferred Stock Certificate (filed as Exhibit 4(b) to
Form 10-K of Cleveland-Cliffs Inc on February 13, 2004 and incorporated by
reference)
Rights Agreement, dated September 19, 1997, by and between Cleveland-
Cliffs Inc and Computershare Trust Company, N.A. (successor-in-interest to
First Chicago Trust Company of New York), as Rights Agent (filed as
Exhibit 4(b) to Form 10-K of Cleveland-Cliffs Inc filed on February 5, 2002
and incorporated by reference)
Amendment No. 1, effective as of November 15, 2001, to Rights Agreement
by and between Cleveland-Cliffs Inc and Computershare Trust Company,
N.A. (successor-in-interest to First Chicago Trust Company of New York),
as Rights Agent (filed as Exhibit 4.1 to Amendment No. 1 to Form 8-A of
Cleveland-Cliffs Inc filed on December 14, 2001 and incorporated by
reference)
Registration Rights Agreement, dated as of January 21, 2004, by and
between Cleveland-Cliffs Inc and Morgan Stanley & Co. Incorporated (filed
as Exhibit 4(e) to Form 10-K of Cleveland-Cliffs Inc on February 13, 2004
and incorporated by reference)
Multicurrency Credit Agreement, entered into as of March 28, 2005, among
Cleveland-Cliffs Inc and various institutions from time to time as lenders,
Fifth Third Bank as Administrative Agent and L/C Issuer, and Fleet
National Bank as Syndication Agent (filed as Exhibit 4(a) to Form 8-K of
Cleveland-Cliffs Inc on March 31, 2005 and incorporated by reference)
Material Contracts
* Cleveland-Cliffs Inc Supplemental Retirement Benefit Plan (as Amended
and Restated, effective January 1, 2001) (filed as Exhibit 10 (c) to
Form 10-Q of Cleveland-Cliffs Inc filed on July 27, 2001 and incorporated
by reference)

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

* Reflects management contract or other compensatory arrangement required to be filed as an Exhibit
pursuant to Item 15(c) of this Report contract or other compensatory arrangement required to be filed as
an Exhibit pursuant to Item 14(c) of this Report.

130

Exhibit
Number

10(b)

10(c)

10(d)

10(e)

10(f)

10(g)

10(h)

10(i)

10(j)

10(k)

10(l)

10(m)

* Amendment No. 1 to the Cleveland-Cliffs Inc Supplemental Retirement
Benefit Plan (as Amended and Restated Effective January 1, 2001), dated as
of November 13, 2001 (filed as Exhibit 10(b) to Form 10-K of Cleveland-
Cliffs Inc filed on February 5, 2002 and incorporated by reference)
* Severance Agreements, dated as of January 1, 2000, by and between
Cleveland-Cliffs Inc and certain executive officers (filed as Exhibit 10(b) to
Form 10-K of Cleveland-Cliffs Inc on March 16, 2000 and incorporated by
reference)
* Severance Agreement, dated as of April 16, 2001 by and between
Cleveland-Cliffs Inc and David H. Gunning (filed as Exhibit 10(b) to Form
10-Q of Cleveland-Cliffs Inc filed on July 27, 2001, and incorporated by
reference)
* Severance Agreement, by and between Cleveland-Cliffs Inc and Donald J.
Gallagher, dated as of March 9, 2004 (filed as Exhibit 10(b) to Form 10-Q
of Cleveland-Cliffs Inc on July 29, 2004 and incorporated by reference)
* Severance Agreement, by and between Cleveland-Cliffs Inc and Joseph A.
Carrabba, dated as of May 23, 2005 (filed as Exhibit 10(a) to Form 10-Q of
Cleveland-Cliffs Inc on July 28, 2005 and incorporated by reference)
* Employment and Separation Agreement entered into April 8, 2003 by and
between Cleveland-Cliffs Inc and Thomas J. O'Neil (filed as Exhibit 10(a)
to Form 10-Q of Cleveland-Cliffs Inc filed on July 31, 2003 and incorporated
by reference)
* Employment Agreement between Cleveland-Cliffs Inc and Joseph A.
Carrabba dated April 29, 2005 (filed as Exhibit 10(b) to Form 10-Q of
Cleveland-Cliffs Inc on July 28, 2005 and incorporated by reference)
* Cleveland-Cliffs Inc and Subsidiaries Management Performance Incentive
Plan, effective as of January 1, 2004 (Summary Description) (filed as
Exhibit 10(c) to Form 10-Q of Cleveland-Cliffs Inc filed on July 29, 2004
and incorporated by reference)
* Form of Indemnification Agreement with Directors (filed as Exhibit 10(f)
to Form 10-K of Cleveland-Cliffs Inc filed on February 2, 2001 and
incorporated by reference)
* Director and Officer Indemnification Agreement, dated as of July 10, 2001
by and between Cleveland-Cliffs Inc and David H. Gunning (filed as
Exhibit 10(a) to Form 10-Q filed on October 25, 2001 and incorporated by
reference)
* Cleveland-Cliffs Inc 1992 Incentive Equity Plan (as Amended and
Restated as of May 13, 1997), effective as of May 13, 1997 (filed as
Exhibit 10(i) to Form 10-K of Cleveland-Cliffs Inc filed on February 5,
2002 and incorporated by reference)
* Amendment to the Cleveland-Cliffs Inc 1992 Incentive Equity Plan  (as
Amended and Restated as of May 13, 1997), effective May 11, 1999 (filed
as Appendix A to Proxy Statement of Cleveland-Cliffs Inc filed on
March 22, 1999 and incorporated by reference)

Pagination by
Sequential
Numbering System

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

* Reflects management contract or other compensatory arrangement required to be filed as an Exhibit
pursuant to Item 15(c) of this Report contract or other compensatory arrangement required to be filed as
an Exhibit pursuant to Item 14(c) of this Report.

131

Exhibit
Number

10(n)

10(o)

10(p)

10(q)

10(r)

10(s)

10(t)

10(u)

10(v)

Pagination by
Sequential
Numbering System

Not Applicable

Not Applicable

Not Applicable

Not Applicable

* Form of Restricted Shares Agreement under the 1992 Incentive Equity
Plan (as Amended and Restated as of May 13, 1997) as amended,
authorized by the Compensation & Organization Committee of the Company
and effective as of March 8, 2005 (filed as Exhibit 10(a) to Form 8-K of
Cleveland-Cliffs Inc filed on March 14, 2005 and incorporated by reference)
* Form of Amendment No. 1 to the Cleveland-Cliffs Inc Restricted Shares
Agreement dated March 8, 2005 (filed as Exhibit 10(b) to Form 8-K of
Cleveland-Cliffs Inc filed on December 1, 2005 and incorporated by
reference)
* Form of Restricted Shares Agreement under the 1992 Incentive Equity
Plan (as Amended and Restated as of May 13, 1997) as amended, between
Cleveland-Cliffs Inc and Joseph A. Carrabba effective May 23, 2005 (filed
as Exhibit 10(c) to Form 10-Q of Cleveland-Cliffs Inc filed on July 28, 2005
and incorporated by reference)
* Amended and Restated Cleveland-Cliffs Inc Retirement Plan for Non-
Employee Directors effective as of July 1, 1995 (filed as Exhibit 10(l) to
Form 10-K of Cleveland-Cliffs Inc filed on February 2, 2001 and
incorporated by reference)
* Amendment to Amended and Restated Cleveland-Cliffs Inc Retirement
Plan for Non-Employee Directors dated as of January 1, 2001 (filed as
Exhibit 10(d) to Form 10-Q of Cleveland-Cliffs Inc filed on July 27, 2001
and incorporated by reference)
* Second Amendment to the Amended and Restated Cleveland-Cliffs Inc
Retirement Plan for Non-Employee Directors effective as of January 14,
2003 (filed as Exhibit 10(a) to Form 10-Q of Cleveland-Cliffs Inc filed on
April 24, 2003 and incorporated by reference)
* Trust Agreement No. 1 (Amended and Restated effective June 1, 1997),
dated June 12, 1997, by and between Cleveland-Cliffs Inc and KeyBank
National Association, Trustee, with respect to the Cleveland-Cliffs Inc
Supplemental Retirement Benefit Plan, Severance Pay Plan for Key
Employees and certain executive agreements (filed as Exhibit 10(o) to
Form 10-K of Cleveland-Cliffs Inc filed on February 5, 2002 and
incorporated by reference)
* Trust Agreement No. 1 Amendments to Exhibits, effective as of January 1, Not Applicable
2000, by and between Cleveland-Cliffs Inc and KeyBank National
Association, as Trustee (filed as Exhibit 10(n) to Form 10-K of Cleveland-
Cliffs Inc filed on March 16, 2000 and incorporated by reference)
* First Amendment to Trust Agreement No. 1, effective September 10, 2002, Not Applicable
by and between Cleveland-Cliffs Inc and KeyBank National Association, as
Trustee (filed as Exhibit 10(p) to Form 10-K of Cleveland-Cliffs Inc filed
on February 5, 2003 and incorporated by reference).

Not Applicable

Not Applicable

Not Applicable

* Reflects management contract or other compensatory arrangement required to be filed as an Exhibit
pursuant to Item 15(c) of this Report contract or other compensatory arrangement required to be filed as
an Exhibit pursuant to Item 14(c) of this Report.

132

Exhibit
Number

10(w)

10(x)

10(y)

10(z)

10(aa)

10(bb)

10(cc)

10(dd)

10(ee)

10(ff)

* Amended and Restated Trust Agreement No. 2, effective as of October 15,
2002, by and between Cleveland-Cliffs Inc and KeyBank National
Association, Trustee, with respect to Executive Agreements and
Indemnification Agreements with the Company's Directors and certain
Officers, the Company's Severance Pay Plan for Key Employees, and the
Retention Plan for Salaried Employees (filed as Exhibit 10(q) to Form 10-K
of Cleveland-Cliffs Inc filed on February 5, 2003 and incorporated by
reference).
* Trust Agreement No. 5, dated as of October 28, 1987, by and between
Cleveland-Cliffs Inc and KeyBank National Association, Trustee, with
respect to the Cleveland-Cliffs Inc Voluntary Non-Qualified Deferred
Compensation Plan (filed as Exhibit 10(v) to Form 10-K of Cleveland-Cliffs
Inc filed on February 2, 2001 and incorporated by reference)
* First Amendment to Trust Agreement No. 5, dated as of May 12, 1989, by
and between Cleveland-Cliffs Inc and KeyBank National Association,
Trustee (filed as Exhibit 10(x) to Form 10-K of Cleveland-Cliffs Inc filed
on February 2, 2001 and incorporated by reference)
* Second Amendment to Trust Agreement No. 5, dated as of April 9, 1991,
by and between Cleveland-Cliffs Inc and KeyBank National Association,
Trustee (filed as Exhibit 10(y) to Form 10-K of Cleveland-Cliffs Inc filed
on February 2, 2001 and incorporated by reference)
* Third Amendment to Trust Agreement No. 5, dated as of March 9, 1992,
by and between Cleveland-Cliffs Inc and KeyBank National Association,
Trustee (filed as Exhibit 10(z) to Form 10-K of Cleveland-Cliffs Inc filed
on February 2, 2001 and incorporated by reference)
* Fourth Amendment to Trust Agreement No. 5, dated November 18, 1994,
by and between Cleveland-Cliffs Inc and   KeyBank National Association,
Trustee (filed as Exhibit 10(w) to Form 10-K of Cleveland-Cliffs Inc filed
on March 16, 2000 and incorporated by reference)
* Fifth Amendment to Trust Agreement No. 5, dated May 23, 1997, by and
between Cleveland-Cliffs Inc and KeyBank National Association, Trustee
(filed as Exhibit 10(cc) to Form 10-K of Cleveland-Cliffs Inc filed on
February 5, 2002 and incorporated by reference)
* Trust Agreement No. 7, dated as of April 9, 1991, by and between
Cleveland-Cliffs Inc and KeyBank National Association, Trustee, with
respect to the Cleveland-Cliffs Inc Supplemental Retirement Benefit Plan
(filed as Exhibit 10(ee) to Form 10-K of Cleveland-Cliffs Inc filed on
February 2, 2001 and incorporated by reference)
* First Amendment to Trust Agreement No. 7, by and between Cleveland-
Cliffs Inc and KeyBank National Association, Trustee, dated as of March 9,
1992 (filed as Exhibit 10(ff) to Form 10-K of Cleveland-Cliffs Inc filed on
February 2, 2001 and incorporated by reference)
* Second Amendment to Trust Agreement No. 7, dated November 18, 1994,
by and between Cleveland-Cliffs Inc and KeyBank National Association,
Trustee (filed as Exhibit 10(bb) to Form 10-K of Cleveland-Cliffs Inc filed
on March 16, 2000 and incorporated by reference)

Pagination by
Sequential
Numbering System

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

* Reflects management contract or other compensatory arrangement required to be filed as an Exhibit
pursuant to Item 15(c) of this Report contract or other compensatory arrangement required to be filed as
an Exhibit pursuant to Item 14(c) of this Report.

133

Exhibit
Number

10(gg)

10(hh)

10(ii)

10(jj)

10(kk)

10(ll)

* Third Amendment to Trust Agreement No. 7, dated May 23, 1997, by and
between Cleveland-Cliffs Inc and KeyBank National Association, Trustee
(filed as Exhibit 10(ii) to Form 10-K of Cleveland-Cliffs Inc filed on
February 5, 2002 and incorporated by reference)
* Fourth Amendment to Trust Agreement No. 7, dated July 15, 1997, by
and between Cleveland-Cliffs Inc and KeyBank National Association,
Trustee (filed as Exhibit 10(jj) to Form 10-K of Cleveland-Cliffs Inc filed
on February 5, 2002 and incorporated by reference)
* Amendment to Exhibits to Trust Agreement No. 7, effective as of
January 1, 2000, by and between Cleveland-Cliffs Inc and KeyBank National
Association, Trustee (filed as Exhibit 10(ee) to Form 10-K of Cleveland-
Cliffs Inc filed on March 16, 2000 and incorporated by reference)
* Trust Agreement No. 8, dated as of April 9, 1991, by and between
Cleveland-Cliffs Inc and KeyBank National Association, Trustee, with
respect to the Cleveland-Cliffs Inc Retirement Plan for Non-Employee
Directors (filed as Exhibit 10(kk) to Form 10-K of Cleveland-Cliffs Inc filed
on February 2, 2001 and incorporated by reference)
* First Amendment to Trust Agreement No. 8, dated as of March 9, 1992,
by and between Cleveland-Cliffs Inc and KeyBank National Association,
Trustee (filed as Exhibit 10(ll) to Form 10-K of Cleveland-Cliffs Inc filed
on February 2, 2001 and incorporated by reference)
* Second Amendment to Trust Agreement No. 8, dated June 12, 1997, by
and between Cleveland-Cliffs Inc and KeyBank National Association,
Trustee (filed as Exhibit 10(nn) to Form 10-K of Cleveland-Cliffs Inc filed
on February 5, 2002 and incorporated by reference)

Pagination by
Sequential
Numbering System

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

10(mm) * Trust Agreement No. 9, dated as of November 20, 1996, by and between

Not Applicable

Cleveland-Cliffs Inc and KeyBank National Association, Trustee, with
respect to the Cleveland-Cliffs Inc Nonemployee Directors' Supplemental
Compensation Plan (filed as Exhibit 10(oo) to Form 10-K of Cleveland-
Cliffs Inc filed on February 5, 2002 and incorporated by reference)
* Trust Agreement No. 10, dated as of November 20, 1996, by and between
Cleveland-Cliffs Inc and KeyBank National Association, Trustee, with
respect to the Cleveland-Cliffs Inc Nonemployee Directors' Compensation
Plan (filed as Exhibit 10(pp) to Form 10-K of Cleveland-Cliffs Inc filed on
February 5, 2002 and incorporated by reference)
* Cleveland-Cliffs Inc Change in Control Severance Pay Plan, effective as of
January 1, 2000 (filed as Exhibit 10(jj) to Form 10-K of Cleveland-Cliffs
Inc filed on March 16, 2000 and incorporated by reference)
* Cleveland-Cliffs Inc Voluntary Non-Qualified Deferred Compensation Plan
(Amended and Restated as of January 1, 2000) (filed as Exhibit 10(a) to
Form 10-Q of Cleveland-Cliffs Inc filed on July 27, 2000 and incorporated
by reference)
* Cleveland-Cliffs Inc Long-Term Incentive Program, effective as of May 8,
2000 (filed as Exhibit 10(rr) to Form 10-K of Cleveland-Cliffs Inc filed on
February 2, 2001 and incorporated by reference)
* Cleveland-Cliffs Inc 2000 Retention Unit Plan, effective as of May 8, 2000
(filed as Exhibit 10(ss) to Form 10-K of Cleveland-Cliffs Inc filed on
February 2, 2001 and incorporated by reference)

10(nn)

10(oo)

10(pp)

10(qq)

10(rr)

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Not Applicable

* Reflects management contract or other compensatory arrangement required to be filed as an Exhibit
pursuant to Item 15(c) of this Report contract or other compensatory arrangement required to be filed as
an Exhibit pursuant to Item 14(c) of this Report.

134

Exhibit
Number

10(ss)

10(tt)

10(uu)

10(vv)

10(ww)

10(xx)

10(yy)

10(zz)

10(aaa)

Pagination by
Sequential
Numbering System

Not Applicable

Not Applicable

Not Applicable

* Form of Long-Term Incentive Program Participant Grant and Agreement
for Performance Period 2002-2004 (filed as Exhibit 10(oo) to Form 10-K of
Cleveland-Cliffs Inc filed on February 22, 2005 and incorporated by
reference)
* Form of Long-Term Incentive Program Participant Grant and Agreement
for Performance Period 2003-2005 (filed as Exhibit 10(pp) to Form 10-K of
Cleveland-Cliffs Inc filed on February 22, 2005 and incorporated by
reference)
* Form of Long-Term Incentive Program Participant Grant and Agreement
for Performance Period 2004-2006 (filed as Exhibit 10(qq) to Form 10-K of
Cleveland-Cliffs Inc filed on February 22, 2005 and incorporated by
reference)
* Form of Long-Term Incentive Program Participant Grant and Agreement
for Performance Period 2005-2007 (filed as Exhibit 10(a) to Form 8-K of
Cleveland-Cliffs Inc filed on March 15, 2005 and incorporated by reference)
* Cleveland-Cliffs Inc Nonemployee Directors' Supplemental Compensation
Plan, effective as of July 1, 1995 (filed as Exhibit 10(tt) to Form 10-K of
Cleveland-Cliffs Inc filed on February 2, 2001 and incorporated by reference)
* First Amendment to Cleveland-Cliffs Inc Nonemployee Directors'
Supplemental Compensation Plan, effective as of January 1, 1999 (filed as
Exhibit 10(mm) to Form 10-K of Cleveland-Cliffs Inc filed on March 25,
1999 and incorporated by reference)
* Second Amendment to the Cleveland-Cliffs Inc Nonemployee Directors'
Supplemental Compensation Plan, effective as of January 14, 2003 (filed as
Exhibit 10(b) to Form 10-Q of Cleveland-Cliffs Inc filed on April 24, 2003
and incorporated by reference)
* Cleveland-Cliffs Inc Nonemployee Directors' Compensation Plan
(Amended and Restated as of January 1, 2005)
** Pellet Sale and Purchase Agreement, dated and effective as of January 31, Not Applicable
2002, by and among The Cleveland-Cliffs Iron Company, Cliffs Mining
Company, Northshore Mining Company and Algoma Steel Inc. (filed as
Exhibit 10(a) to Form 10-Q of Cleveland-Cliffs Inc filed on April 25, 2002
and incorporated by reference)

Not Applicable

Not Applicable

Not Applicable

Not Applicable

Filed Herewith

10(bbb) ** Pellet Sale and Purchase Agreement, dated and effective as of April 10,

Not Applicable

10(ccc)

2002, by and among The Cleveland-Cliffs Iron Company, Cliffs Mining
Company, Northshore Mining Company, Northshore Sales Company,
International Steel Group Inc., ISG Cleveland Inc., and ISG Indiana Harbor
Inc. (filed as Exhibit 10(a) to Form 10-Q of Cleveland-Cliffs Inc on
July 25, 2002 and incorporated by reference)
** First Amendment to Pellet Sale and Purchase Agreement, dated and
effective December 16, 2004, by and among The Cleveland-Cliffs Iron
Company, Cliffs Mining Company, Northshore Mining Company, Cliffs
Sales Company (formerly known as Northshore Sales Company),
International Steel Group Inc., ISG Cleveland Inc., and ISG Indiana Harbor
(filed as Exhibit 10(a) to Form 8-K of Cleveland-Cliffs Inc on
December 29, 2004, and incorporated by reference)

Not Applicable

* Reflects  management  contract  or  other  compensatory  arrangement  required  to  be  filed  as  an  Exhibit

pursuant to Item 15(c) of this Report

** Confidential treatment requested and/or approved as to certain portions, which portions have been omitted

and filed separately with the Securities and Exchange Commission.

135

Exhibit
Number

10(ddd) ** Pellet Sale and Purchase Agreement, dated and effective as of

December 31, 2002, by and among The Cleveland-Cliffs Iron Company,
Cliffs Mining Company, and Ispat Inland Inc. (filed as Exhibit 10(vv) to
Form 10-K of Cleveland-Cliffs Inc filed on February 5, 2003, and
incorporated by reference)
** Amended and Restated Pellet Sale and Purchase Agreement, dated and
effective as of May 17, 2004, by and among The Cleveland-Cliffs Iron
Company, Cliffs Mining Company, Northshore Mining Company, Cliffs
Sales Company, International Steel Group Inc., and ISG Weirton Inc. (filed
as Exhibit 10(a) of Form 8-K of Cleveland-Cliffs Inc on September 21,
2004, and incorporated by reference)
** Amended and Restated Pellet Sale and Purchase Agreement, dated and
effective January 1, 2006 by and among Cliffs Sales Company, The
Cleveland-Cliffs Iron Company, Cliffs Mining Company, and Severstal North
America, Inc.
Subsidiaries of the registrant
Consent of independent registered public accounting firm
Power of Attorney
Certification Pursuant to 15 U.S.C. Section 7241, as Adopted Pursuant to
Section 302 of the Sarbanes-Oxley Act of 2002, signed and dated by John S.
Brinzo as of February 21, 2006
Certification Pursuant to 15 U.S.C. Section 7241, as Adopted Pursuant to
Section 302 of the Sarbanes-Oxley Act of 2002, signed and dated by Donald
J. Gallagher as of February 21, 2006
Certification Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to
Section 906 of the Sarbanes-Oxley Act of 2002, signed and dated by John S.
Brinzo, Chairman and Chief Executive Officer of Cleveland-Cliffs Inc, as of
February 21, 2006
Certification Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to
Section 906 of the Sarbanes-Oxley Act of 2002, signed and dated by Donald
J. Gallagher, Executive Vice President, Chief Financial Officer and Treasurer
of Cleveland-Cliffs Inc, as of February 21, 2006
Schedule II Ì Valuation and Qualifying Account

10(eee)

10(fff)

21
23
24
31(a)

31(b)

32(a)

32(b)

99(a)

Pagination by
Sequential
Numbering System

Not Applicable

Not Applicable

Filed Herewith

Filed Herewith
Filed Herewith
Filed Herewith
Filed Herewith

Filed Herewith

Filed Herewith

Filed Herewith

Filed Herewith

* Reflects  management  contract  or  other  compensatory  arrangement  required  to  be  filed  as  an  Exhibit

pursuant to Item 15(c) of this Report

** Confidential treatment requested and/or approved as to certain portions, which portions have been omitted

and filed separately with the Securities and Exchange Commission.

136

Ratio of Earnings To Combined Fixed Charges
And Preferred Stock Dividend Requirements
(In Millions)

Exhibit 12

2005

Year Ended December 31,
2003

2002

2004

Consolidated pretax income (loss) from continuing

operationsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $368.1
.1
2.0
4.5
6.2

Undistributed earnings of non-consolidated affiliates ÏÏÏÏÏ
Amortization of capitalized interest ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Interest expenseÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Interest portion of rental expense ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$285.2
4.2
2.0
.8
7.5

$(35.2)
.1
2.0
4.4
8.6

$(57.3)
(1.3)
1.8
6.5
9.4

2001

$(28.7)

8.5
6.8

Earnings ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $380.9

$299.7

$(20.1)

$(40.9)

$(13.4)

Interest expenseÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $
Interest portion of rental expense ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Preferred Stock dividend requirementsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

4.5
6.2
6.8

$

.8
7.5
6.5

$

4.4
8.6

$

6.5
9.4

$

8.5
6.8

Fixed Charges and Preferred Stock Dividend

RequirementsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 17.5

$ 14.8

$ 13.0

$ 15.9

$ 15.3

RATIO OF EARNINGS TO COMBINED FIXED

CHARGES AND PREFERRED STOCK
DIVIDEND REQUIREMENTSÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

21.8x

20.3x

(1)

(2)

(3)

(1) For the year ended December 31, 2003, earnings were inadequate to cover fixed charges. We would need

an additional $33.1 million of earnings in order to cover our fixed charges.

(2) For the year ended December 31, 2002, earnings were inadequate to cover fixed charges. We would need

an additional $56.8 million of earnings in order to cover our fixed charges.

(3) For the year ended December 31, 2001, earnings were inadequate to cover fixed charges. We would need

an additional $28.7 million of earnings in order to cover our fixed charges.

Subsidiaries of Cleveland-Cliffs Inc

Name of Subsidiary

Exhibit 21

Jurisdiction of
Incorporation or
Organization

Trinidad

CALipso Sales Company(3) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Cleveland-Cliffs Australia Holdings Pty Limited(13)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Australia
Cleveland-Cliffs Australia Pty Limited(13) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Australia
Cleveland-Cliffs International Holding Company(13) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Cleveland-Cliffs Ore Corporation(1)(2)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Ohio
Cliffs and Associates Limited(3)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cliffs Biwabik Ore Corporation(2) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Minnesota
Cliffs Empire, Inc.(1) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
Cliffs Erie L.L.C.(8)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Cliffs International Management Company LLC ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Cliffs Marquette, Inc.(1)(2) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
Cliffs Mining CompanyÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Cliffs Mining Services Company ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Cliffs Minnesota Mining Company ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Cliffs Natural Stone, LLC(11) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Minnesota
Cliffs Oil Shale Corp.(2) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Colorado
Cliffs Reduced Iron Corporation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Cliffs Reduced Iron Management Company(4) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Cliffs Sales Company ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Ohio
Cliffs Synfuel Corp.(2) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Utah
Cliffs TIOP, Inc.(1)(5) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
Empire Iron Mining Partnership(6) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
Hibbing Taconite Company, a joint venture(7)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Minnesota
IronUnits LLC ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Lake Superior & Ishpeming Railroad Company ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
Lasco Development Corporation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
Marquette Iron Mining Partnership(2)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
Marquette Range Coal Services Company(5)(6) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
Minerais Midway Ltee-Midway Ore Company Ltd.(8) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Quebec, Canada
Northshore Mining CompanyÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Pickands Hibbing Corporation(7) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Minnesota
Portman Limited(13) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Australia
Republic Wetlands Preserve LLC(2) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
Seignelay Resources, Inc.(8) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Silver Bay Power Company(9) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Syracuse Mining Company(8) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Minnesota
The Cleveland-Cliffs Iron Company ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Ohio
The Cleveland-Cliffs Steamship Company(1) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Tilden Mining Company L.C.(5) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Michigan
United Taconite LLC (12) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Delaware
Wabush Iron Co. Limited(8)(10)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Ohio

(1) The named subsidiary is a wholly-owned subsidiary of The Cleveland-Cliffs Iron Company, which in

turn is a wholly-owned subsidiary of Cleveland-Cliffs Inc.

(2) Marquette Iron Mining Partnership (""Marquette Partnership'') is a Michigan partnership. Cleveland-
Cliffs Ore Corporation and Cliffs Marquette, Inc., wholly-owned subsidiaries of The Cleveland-Cliffs
Iron Company, have a combined 100 percent interest in the Marquette Partnership. Cleveland-Cliffs
Ore Corporation also owns 100 percent of Cliffs Biwabik Ore Corporation. The Marquette Partnership
owns 100 percent of Cliffs Oil Shale Corp., Cliffs Synfuel Corp. and Republic Wetlands Preserve LLC.

(3) Cliffs  and  Associates  Limited  is  a  Trinidad  corporation.  Cliffs  Reduced  Iron  Corporation  has  an
82.39 percent interest in Cliffs and Associated Limited. CALipso Sales Company is a wholly-owned
subsidiary of Cliffs and Associates Limited.

(4) The named subsidiary is a wholly-owned subsidiary of Cliffs Reduced Iron Corporation, which in turn is

a wholly-owned subsidiary of Cleveland-Cliffs Inc.

(5) Tilden Mining Company L.C. is a Michigan limited liability company. Cliffs TIOP, Inc., a wholly-
owned subsidiary of The Cleveland-Cliffs Iron Company, has an 85 percent interest in Tilden Mining
Company  L.C.  Tilden  Mining  Company  L.C.  has  a  51  percent  interest  in  Marquette  Range  Coal
Service Company.

(6) Empire Iron Mining Partnership is a Michigan partnership. The Cleveland-Cliffs Iron Company has a
79 percent indirect interest in the Empire Iron Mining Partnership. Empire Iron Mining Partnership has
a 48.57 percent interest in Marquette Range Coal Service Company.

(7) Cliffs Mining Company has a 10 percent and Pickands Hibbing Corporation, a wholly-owned subsidiary

of Cliffs Mining Company, has a 13 percent interest in Hibbing Taconite Company, a joint venture.

(8) The  named  subsidiary  is  a  wholly-owned  subsidiary  of  Cliffs  Mining  Company,  which  in  turn  is  a

wholly-owned subsidiary of Cleveland-Cliffs Inc.

(9) The named subsidiary is a wholly-owned subsidiary of Northshore Mining Company, which in turn is a

wholly-owned subsidiary of Cleveland-Cliffs Inc.

(10) Wabush Iron Co. Limited is an Ohio corporation. Wabush Iron Co. Limited owns a 26.83 percent

interest in Wabush Mines.

(11) Cliffs Natural Stone, LLC is a Minnesota limited liability company. Cliffs Erie L.L.C., a wholly-owned
subsidiary of Cliffs Mining Company, has a 56 percent interest in Cliffs Natural Stone, LLC.

(12) United Taconite LLC is a Delaware limited liability company. Cliffs Minnesota Mining Company, a

wholly-owned subsidiary of Cleveland-Cliffs Inc, has a 70 percent interest in United Taconite LLC.

(13) Cleveland-Cliffs Australia Pty Limited is an Australian corporation. Cleveland-Cliffs Australia Hold-
ings  Pty  Limited  owns  100  percent  of  Cleveland-Cliffs  Australia  Pty  Limited.  Cleveland-Cliffs
Australia Pty Limited has a 80.402 percent interest in Portman Limited. Cleveland-Cliffs Australia
Holdings Pty Limited is a wholly-owned subsidiary of Cleveland-Cliffs International Holding Company,
which in turn is a wholly-owned subsidiary of Cleveland-Cliffs Inc.

Exhibit 23

Consent Of Independent Registered Public Accounting Firm

We consent to the incorporation by reference in Registration Statement No. 333-30391 on Form S-8
pertaining to the 1992 Incentive Equity Plan (as amended and restated as of May 13, 1997) and the related
prospectus;  in  Post-Effective  Amendment  No.  1  to  Registration  Statement  No.  333-56661  on  Form  S-8
pertaining to the Northshore Mining Company and Silver Bay Power Company Retirement Savings Plan and
the related prospectus; in Registration Statement No. 333-06049 on Form S-8 pertaining to the Cleveland-
Cliffs  Inc  Nonemployee  Directors'  Compensation  Plan;  in  Registration  Statement  No.  333-84479  on
Form S-8 pertaining to the 1992 Incentive Equity Plan (as amended and restated as of May 11, 1999); and in
Post-Effective Amendment No. 1 to Registration Statement No. 333-64008 on Form S-8 pertaining to the
Cleveland-Cliffs Inc Nonemployee Directors' Compensation Plan (as amended and restated as of January 1,
2004); of our reports dated February 17, 2006, relating to the financial statements and financial statement
schedule  of  Cleveland-Cliffs  Inc  and  management's  report  of  the  effectiveness  of  internal  control  over
financial reporting, appearing in this Annual Report on Form 10-K of Cleveland-Cliffs Inc for the year ended
December 31, 2005.

/s/ Deloitte & Touche LLP

Cleveland, Ohio
February 17, 2006

Exhibit 24

POWER OF ATTORNEY

KNOW ALL MEN BY THESE PRESENTS, that the undersigned Directors and officers of Cleveland-
Cliffs  Inc,  an  Ohio  corporation  (""Company''),  hereby  constitute  and  appoint  John  S.  Brinzo,  Donald  J.
Gallagher, and George W. Hawk and each of them, their true and lawful attorney or attorneys-in-fact, with
full power of substitution and revocation, for them and in their name, place and stead, to sign on their behalf as
a Director or officer of the Company, or both, as the case may be, an Annual Report pursuant to Section 13 or
15(d) of the Securities Exchange Act of 1934 on Form 10-K for the fiscal year ended December 31, 2005, and
to sign any and all amendments to such Annual Report, and to file the same, with all exhibits thereto, and
other documents in connection therewith, with the Securities and Exchange Commission, granting unto said
attorney or attorneys-in-fact, and each of them, full power and authority to do and perform each and every act
and thing requisite and necessary to be done in and about the premises, as fully to all intents and purposes as
they might or could do in person, hereby ratifying and confirming all that said attorney or attorneys-in-fact or
any of them or their substitute or substitutes, may lawfully do or cause to be done by virtue hereof.

Executed as of the 21st day of February, 2006.

/s/

J. S. Brinzo

J. S. Brinzo
Chairman and Chief
Executive Officer and Director
(Principal Executive Officer)

/s/ R. C. Cambre

R. C. Cambre, Director

/s/ R. Cucuz

R. Cucuz, Director

/s/ S. M. Cunningham

S. M. Cunningham

/s/ B. J. Eldridge

B. J. Eldridge, Director

/s/ D. H. Gunning

D. H. Gunning
Vice Chairman and Director

J. D. Ireland, III
/s/
J. D. Ireland, III, Director

/s/ F. R. McAllister

F. R. McAllister, Director

/s/ R. Phillips

R. Phillips, Director

/s/ R. K. Riederer

R. K. Riederer, Director

/s/ A. Schwartz

A. Schwartz, Director

/s/ D. J. Gallagher

D. J. Gallagher
Senior Vice President, Chief Financial
Officer and Treasurer
(Principal Financial Officer)

/s/ R. J. Leroux

R. J. Leroux
Vice President and Controller
(Principal Accounting Officer)

Exhibit 31(a)

CERTIFICATION

I, John S. Brinzo, certify that:

1. I have reviewed this annual report on Form 10-K of Cleveland-Cliffs Inc;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to
state a material fact necessary to make the statements made, in light of the circumstances under which
such statements were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report,
fairly present in all material respects the financial condition, results of operations and cash flows of the
registrant as of, and for, the periods presented in this report;

4. The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure
controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control
over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and
have:

a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to
be  designed  under  our  supervision,  to  ensure  that  material  information  relating  to  the  registrant,
including its consolidated subsidiaries, is made known to us by others within those entities, particularly
during the period in which this annual report is being prepared;

b) Designed such internal control over financial reporting, or caused such internal control over financial
reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability
of financial reporting and the preparation of financial statements for external purposes in accordance
with generally accepted accounting principles;

c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this
report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of
the period covered by this report based on such evaluation; and

d) Disclosed in this report any change in the registrant's internal control over financial reporting that
occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the
case of an annual report) that has materially affected, or is reasonably likely to materially affect, the
registrant's internal control over financial reporting; and

5. The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of
internal  control  over  financial  reporting,  to  the  registrant's  auditors  and  the  audit  committee  of  the
registrant's board of directors (or persons performing the equivalent functions):

a) all significant deficiencies and material weaknesses in the design or operation of internal control over
financial  reporting  which  are  reasonably  likely  to  adversely  affect  the  registrant's  ability  to  record,
process, summarize and report financial information; and

b) any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a

significant role in the registrant's internal control over financial reporting.

Date: February 21, 2006

By: /s/

John S. Brinzo

John S. Brinzo
Chairman and Chief Executive Officer

Exhibit 31(b)

CERTIFICATION

I, Donald J. Gallagher, certify that:

1. I have reviewed this annual report on Form 10-K of Cleveland-Cliffs Inc;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to
state a material fact necessary to make the statements made, in light of the circumstances under which
such statements were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report,
fairly present in all material respects the financial condition, results of operations and cash flows of the
registrant as of, and for, the periods presented in this report;

4. The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure
controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control
over financial reporting (as defined in Exchange Act Rules 13a-1(f) and 15d-15(f)) for the registrant and
have:

a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to
be  designed  under  our  supervision,  to  ensure  that  material  information  relating  to  the  registrant,
including its consolidated subsidiaries, is made known to us by others within those entities, particularly
during the period in which this annual report is being prepared;

b) Designed such internal control over financial reporting, or caused such internal control over financial
reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability
of financial reporting and the preparation of financial statements for external purposes in accordance
with generally accepted accounting principles;

c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this
report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of
the period covered by this report based on such evaluation; and

d) Disclosed in this report any change in the registrant's internal control over financial reporting that
occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the
case of an annual report) that has materially affected, or is reasonably likely to materially affect, the
registrant's internal control over financial reporting; and

5. The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of
internal  control  over  financial  reporting,  to  the  registrant's  auditors  and  the  audit  committee  of  the
registrant's board of directors (or persons performing the equivalent functions):

a) all significant deficiencies and material weaknesses in the design or operation of internal control over
financial  reporting  which  are  reasonably  likely  to  adversely  affect  the  registrant's  ability  to  record,
process, summarize and report financial information; and

b) any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a

significant role in the registrant's internal control over financial reporting.

By: /s/ Donald J. Gallagher
Donald J. Gallagher
Executive Vice President,
Chief Financial Officer and Treasurer

Date: February 21, 2006

Exhibit 32(a)

CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO SECTION 906
OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report of Cleveland-Cliffs Inc (the ""Company'') on Form 10-K for the year
ended December 31, 2005 as filed with the Securities and Exchange Commission on the date hereof (the
""Form 10-K''), I, John S. Brinzo, Chairman and Chief Executive Officer of the Company, certify, pursuant to
18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that, to such
officer's knowledge:

(1) The Form 10-K fully complies with the requirements of Section 13(a) or 15(d) of the Securities

Exchange Act of 1934 (15 U.S.C. 78m or 78o(d)); and

(2) The information contained in the Form 10-K fairly presents, in all material respects, the financial
condition and results of operations of the Company as of the dates and for the periods expressed in
the Form 10-K.

Date: February 21, 2006

By: /s/ John S. Brinzo

John S. Brinzo
Chairman and Chief Executive Officer

Exhibit 32(b)

CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO SECTION 906
OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report of Cleveland-Cliffs Inc (the ""Company'') on Form 10-K for the year
ended December 31, 2005 as filed with the Securities and Exchange Commission on the date hereof (the
""Form 10-K''), I, Donald J. Gallagher, Executive Vice President, Chief Financial Officer and Treasurer of
the  Company,  certify,  pursuant  to  18  U.S.C.  Section  1350,  as  adopted  pursuant  to  Section  906  of  the
Sarbanes-Oxley Act of 2002, that, to such officer's knowledge:

(1) The Form 10-K fully complies with the requirements of Section 13(a) or 15(d) of the Securities

Exchange Act of 1934 (15 U.S.C. 78m or 78o(d)); and

(2) The information contained in the Form 10-K fairly presents, in all material respects, the financial
condition and results of operations of the Company as of the dates and for the periods expressed in
the Form 10-K.

Date: February 21, 2006

By: /s/ Donald J. Gallagher

Donald J. Gallagher
Executive Vice President,
Chief Financial Officer and Treasurer

Exhibit 99(a)

Cleveland-Cliffs Inc and Consolidated Subsidiaries
Schedule II Ì Valuation and Qualifying Accounts
(Dollars in Millions)

Classification

Balance at
Beginning
of Year

Charged
to Cost
and
Expenses

Additions

Charged
to Other
Accounts

Acquisition

Deductions

Balance at
End of
Year

Year Ended December 31, 2005:

Deferred Tax Valuation Allowance
Allowance for Doubtful Accounts

$

8.9
4.8

Year Ended December 31, 2004:

Deferred Tax Valuation Allowance
Allowance for Doubtful Accounts

Year Ended December 31, 2003:

Deferred Tax Valuation Allowance
Allowance for Doubtful Accounts
OtherÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

122.7
4.8

120.6
1.0
.6

(113.8)
1.6

(7.7)

9.8
4.8

$11.1

$8.9
1.9

1.6

1.0
.6

$11.1
2.9

8.9
4.8

122.7
4.8

Additions charged to other accounts in 2003 were charged directly to shareholders' equity.

CLEVELAND-CLIFFS INC, headquartered in Cleveland, Ohio, is the largest producer of iron ore 

pellets in North America and sells the majority of its pellets to integrated steel companies in the 

United States and Canada. Cleveland-Cliffs Inc operates a total of six iron ore mines located in 

Michigan, Minnesota and Eastern Canada. The Company is majority owner of Portman Limited, 

the third-largest iron ore mining company in Australia, serving the Asian iron ore markets with 

direct-shipping fines and lump ore.

CORE VALUES

SAFE PRODUCTION 

record production with: lack of injuries… good housekeeping and orderly work areas… 

well-maintained  equipment…  proper  training  and  procedures…  looking  out  for  and 

correcting each other… safe conditions and behavior… Sentinel of Safety qualification

listening to the customer… being responsive and on time… meeting quality expectations… 

CUSTOMER FOCUS 

helping the customer succeed 

CREATING ECONOMIC VALUE 

doing  the  right  things  right  the  first  time…  elimination  of  waste  and  inefficiency… 

breakthroughs in productivity and technology

BIAS FOR ACTION 

getting  things  done…  reduced  red  tape…  “barrierless”…  call  anybody  you  want… 

management by fact… plan the work, work the plan 

TRUST, RESPECT AND OPEN COMMUNICATION 

open  access  to  information…  constructive  conflict…  delegation  to  the  appropriate 

level… toleration of failure in pursuit of business success… encouraging and accepting 

different views… feeling an obligation to explain your actions to those affected… gender 

and racial diversity 

GROUP AND INDIVIDUAL ACCOUNTABILITY 

behaving in line with our core values… being responsible for our actions… providing 

plans/standards/expectations… holding yourself and/or the group to a high standard of 

performance… walk the talk 

doing what you say you are going to do… no hidden agendas… doing the right thing… 

being truthful… zero tolerance… not walking away from a situation… being credible 

INTEGRITY 

TEAMWORK 

actively involve others in decision-making… know when to take a leadership role and when 

to be an active member… recognize the value of teamwork and the synergy it creates 

RECOGNIZE AND REWARD ACHIEVEMENT 

celebrating  successes…  stress  training  and  development…  an  effective  appraisal  of 

performance… expressing a simple thank you 

ENVIRONMENTAL STEWARDSHIP 

going  beyond  compliance…  being  socially  responsible…  anticipating  and  addressing 

potential  impacts  before  they  occur…  personal  accountability…  operating  to  preserve 

the environment for future generations

 Director Since 
1997 

1996 

1999 

2005 

2005 

2001 

1986 

1996 

2002 

2002 

1991 

Years With 
Company 

36 

5 

1 

33 

24 

5 

33 

26 

16 

30 

18 

3 

29 

1 

28 

10 

2 

DIRECTORS
 John S. Brinzo (5) 
Chairman and Chief Executive Officer of the Company
 Ronald C. Cambre (2,4,5) 
Former Chairman and Chief Executive Officer 
Newmont Mining Corporation – International mining company
 Ranko Cucuz (2,4) 
Former Chairman and Chief Executive Officer 
Hayes Lemmerz International, Inc. 
International supplier of wheels to the auto industry
 Susan M. Cunningham (1,4) 
Senior Vice President of Exploration and Corporate Reserves 
Noble Energy – Energy exploration and production company
 Barry J. Eldridge (4) 
Former Managing Director and Chief Executive Officer 
Portman Limited – Iron ore mining and production company
 David H. Gunning (5) 
Vice Chairman of the Company
 James D. Ireland, III (1,3,5) 
Managing Director – Capital One Partners, Inc. 
Private equity investment firm
 Francis R. McAllister (2,3,5) 
Chairman and Chief Executive Officer 
Stillwater Mining Company – Palladium and platinum producer
 Roger Phillips (2,3,4*) 
Former President and Chief Executive Officer 
IPSCO Inc. – International steel-producing company
 Richard K. Riederer (1,3) 
Former President and Chief Executive Officer 
Weirton Steel Corporation – Steel-producing company
 Alan Schwartz (1,2*,4) 
Professor, Yale Law School and Yale School of Management

OFFICERS 
 John S. Brinzo, 64 
Chairman and Chief Executive Officer

 David H. Gunning, 63 
Vice Chairman
 Joseph A. Carrabba, 53 
President and Chief Operating Officer

 William R. Calfee, 59 
Executive Vice President-Commercial

 Donald J. Gallagher, 53 
Executive Vice President, Chief Financial Officer and Treasurer 

 Randy L. Kummer, 49 
Senior Vice President-Human Resources
 James A. Trethewey, 61 
Senior Vice President-Business Development

 Dana W. Byrne, 55 
Vice President-Public Affairs
 Steven A. Elmquist, 55 
Vice President and Chief Technical Officer
 Robert J. Leroux, 55 
Vice President and Controller
 John N. Tuomi, 56 
Vice President, Wabush Mines and Energy Management

 George W. Hawk, Jr., 49 
General Counsel and Secretary

OPERATING UNIT MANAGEMENT
 Edward M. Latendresse, 50 
General Manager, Hibbing Taconite Mine

Richard R. Mehan, 52
Managing Director and CEO, Portman Limited
 Michael P. Mlinar, 52 
General Manager, Northshore Mine
 Todd D. Roth, 39 
General Manager, United Taconite Mine

 Clifford T. Smith, 46 
General Manager, Cliffs Michigan Mines

(Age and service at March 15, 2006)

COMMITTEES:  (1) Audit, (2) Board Affairs, (3) Compensation and Organization, (4) Finance, (5)  Strategic Advisory

   *Began serving on committee effective May 10, 2005

INVESTOR AND CORPORATE INFORMATION

CORPORATE OFFICE 
Cleveland-Cliffs Inc 
1100 Superior Avenue – Suite 1500 
Cleveland, OH 44114-2518 
Telephone: 216.694.5700, Fax: 216.694.4880 

STOCK EXCHANGE INFORMATION 
The principal market for Cleveland-Cliffs Inc 
common shares (ticker symbol CLF) is the New 
York Stock Exchange (NYSE). The shares are  
also listed on the Chicago Stock Exchange.

NYSE CERTIFICATION 
On May 10, 2005, in accordance with Section 
303A.12(a) of the New York Stock Exchange 
Listed Company Manual, Chief Executive Officer 
John S. Brinzo submitted his annual certification 
to the New York Stock Exchange following the 
Company’s annual stockholders’ meeting stating 
that he is not aware of any violations by  
Cleveland-Cliffs Inc of the NYSE’s Corporate 
Governance listing standards as of that date.

TRANSFER AGENT AND REGISTRAR 
Computershare 
P.O. Box 43069 
Providence, RI 02940-3069 
Telephone: 800.446.2617 

ANNUAL MEETING 
Date:  May 9, 2006 
Time:  11:30 a.m. Eastern 
Place:   Forum Conference Center 

1375 East 9th Street, Cleveland, Ohio 

CLIFFS ON THE INTERNET 
Cliffs’ website – www.cleveland-cliffs.com – has 
current information about Cliffs, including news 
releases and filings with the Securities and 
Exchange Commission (SEC). Quarterly conference 
calls are broadcast live on the website and 
archived for 30 days. Visitors to the website can 
register to receive news releases and SEC filing 
notifications directly by e-mail. 

ADDITIONAL INFORMATION 
Cliffs’ Annual Report to the SEC (Form 10-K) 
and proxy statement are available on Cliffs’ 
website. Copies of these reports and other 
Company publications also may be obtained by 
sending requests to Investor Relations, at the 
corporate office, or telephone 800.214.0739 or 
216.696.5459. E-mail: ir@cleveland-cliffs.com

Produced by Clear Perspective Group

Design by George Coghill

©2006 Cleveland-Cliffs Inc

CLF Listed NYSE

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
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Cleveland-Cliffs Inc
1100 Superior Avenue
Suite 1500
Cleveland, OH 44114-2518
www.cleveland-cliffs.com