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Cleveland-Cliffs
Annual Report 2014

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FY2014 Annual Report · Cleveland-Cliffs
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2 0 1 4   A N N U A L   R E P O R T

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c l i f f s n a t u r a l r e s o u r c e s . c o m

      C L I F F S   N A T U R A L   R E S O U R C E S   I N C .

 
 
 
T A B L E   O F   C O N T E N T S

Strategy and Financial Highlights  1         Letter from the CEO  2         Cliffs Natural Resources Inc. at a Glance  4 

Directors and Executive Leadership  6         Corporate and Investor Information  inside back cover

Corporate and Investor Information

CORPOR ATE OFFICE

Cliffs Natural Resources Inc.

200 Public Square, Suite 3300

Cleveland, OH 44114-2315

P: 216.694.5700, F: 216.694.5385

cliffsnaturalresources.com 

TR ANSFER AGENT AND REGISTR AR

Wells Fargo Shareholder Services

P.O. Box 64874

St. Paul, MN 55164-0874

800.468.9716

ANNUAL MEETING

Date(cid:33) May 19, 2015

Time(cid:33) 11(cid:33)30 a.m. EDT

Place: North Point

901 Lakeside Avenue

Cleveland, OH 44114

ADDITIONAL INFO

Cliffs’ Annual Report to the SEC (Form 10-(cid:50)) and proxy statement are available on Cliffs’ website.  

Copies of these reports and other Company publications also may be obtained by sending requests  

to the attention of Investor Relations at the corporate office, or by telephone at 800.214.0739,  

or e-mail(cid:33) ir(cid:39)cliffsnr.com.

COMMON SHARES

NYSE: CLF

DEPOSITARY SHARES

NYSE: CLV

A Producer of  
Value-Added Iron Ore 

Cliffs Natural Resources Inc. is a leading mining and natural resources 
company in the United States. The Company is a major supplier of iron ore pellets to the 

North American steel industry from its mines and pellet plants located in Michigan and Minnesota. In the U.S., 

100 percent of Cliffs’ iron ore production is in the form of pellets, which command a premium price, are tailored 

to meet each customer’s specifications and are sold to leading steel companies under long-term contracts. 

In addition, Cliffs’ capability to produce direct reduced (DR) grade pellets presents an opportunity to further 

capitalize on attractive growth prospects in the electric arc furnace sector of the North American steel market.

Cliffs also operates an iron ore mining complex in Western Australia and produces low-volatile metallurgical 

coal in the U.S. from its mines located in Alabama and West Virginia. Driven by the core values of safety, social, 

environmental  and  capital  stewardship,  Cliffs’  employees  are  committed  to  providing  all  stakeholders  with 

operating and financial transparency.

C L I F F S  2 0 1 4   A N N U A L   R E P O R T

The Cliffs  
Strategy 

Strong U.S. market position

■  High barriers to entry 

■  Long-term contracts and established relationships

■  Largest U.S. producer of iron ore

■  Low-cost position

Products tailored to customers’ needs

■	 Customized	pellets	to	meet	blast	furnace	specifications

■	 Strong	connections	between	Cliffs	and	steel	producers

■  Average relationship of 38 years with main customers

Focused on serving North American steel producers

■  Exiting the volatile seaborne iron ore market

FIN A N CI A L HIG HL IG H TS  $ in millions

Adjusted 
EBITDA

2014

2013

2012

Selling, 
General and 
Administrative 
Expenses

2014

2013

2012

$930
                                     $1,428
                          $1,293

$209
         $232
                             $283

Capital 
Expenditures 

2014

2013

2012

$284
                                                          $862
                                                                                  $1,128

1

Dear Fellow 
Shareholder:

C. Lourenco Goncalves    Chairman, President and Chief Executive Officer

In 2014, the majority of our shareholders voted for change. This was 

and  dispose  of  all  other  Canadian  assets.  Regrettably  for  our 

a pivotal point in the history of Cliffs and redefined the course of the 

shareholders, the Bloom Lake mine in Quebec, the Chromite project 

Company. It was a year of major momentum to transform Cliffs. Since 

in Ontario and the Decar Nickel project in British Columbia produced 

taking  office  in  August  of  2014,  I  have  the  full  support  of  a  newly 

no  return.  We  have  acted  swiftly  to  suspend  operations  and  sell 

elected Board of Directors and a management team with a renewed 

assets. By year-end, we moved to close the idled Wabush mine and 

sense of accountability. 

We  made  the  strategic  shift  to  become  a  company  fully  focused 

on  our  U.S.  Iron  Ore  (USIO)  business,  and  to  no  longer  pursue  the 

flawed  strategy  of  becoming  a  “me-too”  supplier  competing  in  the 

volatile  international  seaborne  iron  ore  market.  As  the  largest  iron 

ore  producer  in  the  United  States,  Cliffs  is  well-positioned  to  serve 

the  North  American  steel  producers.  With  the  unique  advantage  of 

being the low-cost producer of pellets in this market, the fluctuations 

made  the  decision  to  idle  the  Bloom  Lake  mine  in  December  2014. 

In the first quarter of 2015, we put the Bloom Lake mine and related 

assets (the Bloom Lake Group) into a formal restructuring proceeding 

under the Companies’ Creditors Arrangement Act (Canada) (“CCAA”). 

With  the  Bloom  Lake  Group  effectively  ring-fenced,  Cliffs  Natural 

Resources  does  not  anticipate  any  exposure  to  the  Bloom  Lake 

creditors. Ultimately, the CCAA proceeding should result in a sale of 

all, or substantially all, of the Bloom Lake Group assets.

of the commoditized price of seaborne iron ore have a limited impact 

Also  important,  the  sale  of  Logan  County  Coal  for  $174  million 

on  us.  The  structure  of  our  U.S.  Iron  Ore  contracts,  our  protected 

closed  at  year-end.  For  our  remaining  two  coal  mines,  Pinnacle  in 

geographical  position  in  the  Great  Lakes  and  the  value-added 

West  Virginia  and  Oak  Grove  in  Alabama,  we  are  actively  working 

products we supply to our North American customers make our U.S. 

to sell these assets. Supporting the divestiture of the coal business, 

pellet plants very unique and valuable when compared to any other 

our  operational  team  has  done  an  outstanding  job  cutting  costs 

iron ore assets in the entire world.

and  operating  with  efficiency,  despite  the  persistently  depressed 

Since  taking  the  helm,  I  have  been  executing  a  plan  that  fortifies 

metallurgical coal pricing environment and the ongoing sale process. 

our  U.S.  Iron  Ore  business,  streamlines  our  portfolio  of  assets  and 

Despite the depressed pricing environment in 2014, our Asia Pacific 

allocates  our  capital  in  a  much  more  disciplined  manner.  Our  focus 

Iron Ore (APIO) business was a profitable segment with strong cash 

has  been  to  strengthen  the  overall  financial  profile  of  the  Company 

flows throughout the year. As we consider selling, we will continue to 

through measured actions to reduce debt, decrease overall spending, 

operate APIO optimally for cash with very low total capital expenditures 

exit non-performing operations and shed non-core assets. 

for  the  remaining  life  of  the  mine.  We  continue  to  aggressively  cut 

We  made  huge  progress  in  executing  our  strategy  in  2014.  We 

moved forward with our plans to exit all of our Canadian operations 

costs and drive operations efficiencies in the face of multi-year lows in 

global iron ore pricing. We will do this while maintaining the integrity of 

the operation and meeting all of our environmental obligations. 

2

Financially, we delivered solid results during a year with a challenging macro-environment. 

We  reported  consolidated  revenues  of  $4.6  billion  with  a  full-year  adjusted  EBITDA  of 

$930  million  and  $290  million  of  cash  and  cash  equivalents  in  2014.  We  are  proactively 

managing our long-term debt. Cliffs had total net debt of $2.7 billion after paying down 

$300 million in debt from Q3 2014 through year-end. Our liability management exercises 

have continued into 2015, as Cliffs used cash from operations and proceeds of the Logan 

County  Coal  sale  to  repurchase  over  $200  million  of  public  debt  at  steep  discounts  to 

par value. 

During  the  year,  we  focused  on  cost-cutting  efforts  to  align  our  overhead  structure  and 

expenses with our decreasing operational footprint and made substantial progress reducing 

C L I F F S  2 0 1 4   A N N U A L   R E P O R T

Aggressively  
Pursuing  
Our Strategy

■  Focused on U.S. business

■  USIO has attractive pelletizing  

assets with low cash cost positions  

that have historically generated  

strong, stable cash flows

our capital expenditures. Our total capital spending was $284 million for the year, which 

was  a  decrease  of  $578  million  from  2013.  Our  full-year  2014  SG&A  was  approximately 

■  Reduced SG&A and capital 

expenditures	to	reflect	this	refocus

$209  million,  which  included  some  one-time  costs  related  to  the  proxy  contest,  change 

in  control  and  severance.  We  reduced  staffing  and  the  use  of  outside  services,  and  we 

■  Considering options for APIO 

consolidated office space at our corporate headquarters. These actions demonstrate our 

capital and cost discipline and how we are proactively managing our debt.  

■  Will operate at lowest cost possible  

unless asset is sold (less than five years  

On  behalf  of  the  Board  of  Directors,  I  want  to  thank  the  Cliffs  team  for  their  continued 

of life remaining)

commitment and dedication to serving our clients during a challenging year. I am confident 

■  Managing for positive free cash flow

that we are executing the right strategy and making the right financial decisions to succeed 

in the marketplace. We are proud of what we have achieved so far, but recognize that there 

is much work to do to meet the aggressive goals we have set for ourselves. 

We are excited to drive Cliffs forward on a strategic path that restores and delivers value for 

our shareholders through strategic clarity, operational and financial discipline, and building 

on our core strengths. By refocusing on the same core strengths that have made Cliffs so 

resilient for over 165 years, we entered 2015 as a stronger company committed to being 

■  Exiting Canada – Bloom Lake is  

ring-fenced, Wabush Mine is idled,  

selling Chromite and Decar assets

■  Project significant savings in  

liabilities and other claims for Bloom Lake  

by filing for protection under the CCAA

the major supplier of valued-added iron ore pellets to the North American steel industry. 

■  Sold Logan County Coal operations 

And I know that by working together, we will continue to deliver value for our clients and our 

shareholders in the coming year. 

Thank you very much for your great support.

Sincerely,

C. Lourenco Goncalves 

Chairman, President and Chief Executive Officer

■  Exploring sale of remaining coal assets and 

committed to ensuring an acceptable value 

can be realized

■  Proactively managing debt and  

right-sizing the balance sheet 

■  Through Senior Notes repurchases  

and paying down debt using liquidity,  

we have reduced debt by more than  

$450 million from Q3 2014 through  

mid-January 2015

3

Cliffs Natural Resources Inc. at a Glance

Our Assets
Core Strategic Focus

Sell or Optimize

U. S .  I R O N  O R E ( U S I O)

A S I A  PAC I F I C I R O N  O R E  ( A PI O )

D E S C R I P T I O N

D E S C R I P T I O N

■  Leading iron ore pellets producer and supplier  

■  52% lump iron ore with low silica and low moisture

in the U.S. market

■  Production volume of 22 million tons in 2014

■  Remaining reserves: 813 million long tons

S T R A T E G I C   F O C U S

■  Strengthen USIO’s leading market position

■  Continue to reduce cash costs

■  Production volume of 11 million tons in 2014

■  Remaining reserves: 61 million metric tons

S T R A T E G I C   F O C U S

■  Non-core asset 

■	 Optimize	and	manage	for	positive	free	cash	flow

■  Divest for acceptable price

■  Maintain and extend strong long-term relationships  

with customers

G R O W T H   O P P O R T U N I T I E S

N O R T H  A M E R I CA N  C OA L  ( N AC )

D E S C R I P T I O N

■	 Cliffs’	USIO	mines	have	the	capability	to	produce	 

DR-grade	pellets,	which	offers	the	opportunity	to	enter	

■  High-quality, low-volatile metallurgical coal operations 

with strong geographical market share

the market for ferrous scrap substitutes and sell to 

■  Production volume of 5 million tons of low-volatile 

leading mini mills in the United States. We are pursuing 

metallurgical coal in 2014

this opportunity to further capitalize on the growing 

■  Remaining reserves: 75 million short tons

potential of electric arc furnace (EAF) steel production  

S T R A T E G I C   F O C U S

in North America. 

■  Sold Logan County Coal assets (Dec. 31, 2014)

■  Remaining assets deemed non-core 

■  Manage to break-even EBITDA

■  Optimize and divest at acceptable price

4

C L I F F S   2 0 1 4  A N N U A L   R E P O R T

As a differentiated mining company, Cliffs Natural Resources Inc. 

is uniquely positioned to satisfy the requirements of our North 

American  steelmaking  customers.  Our  high-grade,  premium 

pellets are customized for and fed directly to our customers’ 

blast furnaces.

While other mining companies continue to suffer the consequences of an oversupplied seaborne 

iron ore market, Cliffs is focused on its core business in the United States. Thanks to our long-term 

partnerships  with  North  American  steelmakers,  we  operate  under  stable  contracts  with  volume 

protection  and  price  stability.  We  serve  growing  U.S.  end-markets  for  steel,  such  as  automotive, 

construction, white goods and manufacturing.

In addition, our capability to produce DR-grade iron ore pellets presents an opportunity to capitalize 

on the growing potential of electric arc furnace (EAF) steel production in North America.

2014 FIN A N CI A LS  BY  SEG M EN T  $ in millions

U.S. IRON ORE (USIO)               ASIA PACIFIC IRON ORE (APIO)               NORTH AMERICAN COAL (NAC)

Revenue

Adjusted 
EBITDA

USIO

APIO

NAC

USIO

APIO

NAC

                                                                       $2,507              
        $867
 $687

                                                                                    $831
                         $265
$(29)

5

Directors

C. LOURENCO GONCALVES

Chairman, President and Chief Executive Officer

Executive Leadership*

C. LOURENCO GONCALVES

Chairman, President and  

Chief Executive Officer

P. KELLY TOMPKINS

Executive Vice President and  

Chief Financial Officer

CLIFFORD T. SMITH 

Executive Vice President,  

Business Development

TERRY G. FEDOR

Executive Vice President,  

United States Iron Ore

DAVID L . WEBB

Executive Vice President,  

Global Coal 

TERRENCE R. MEE

Executive Vice President,  

Global Commercial

JAMES D. GR AHAM 

Executive Vice President,  

Chief Legal Officer & Secretary

MAURICE D. HAR APIAK 

Executive Vice President,  

Human Resources

JOHN T. BALDWIN

Former Chief Financial Officer

Worthington Industries

ROBERT P. FISHER, JR. 

Former Managing Director 

Goldman Sachs

SUSAN M. GREEN 

Former Deputy General Counsel

U. S. Congressional Office of Compliance

JOSEPH A . RUTKOWSKI, JR.

Former Executive Vice President 

Nucor

JAMES S. SAW YER

Former Chief Financial Officer

Praxair Inc. 

MICHAEL D. SIEGAL

Chairman and Chief Executive Officer 

Olympic Steel

GABRIEL STOLIAR

Former Executive Vice President 

Vale

DOUGL AS C. TAYLOR

Managing Partner 

Casablanca Capital LP

6

*Effective April 24, 2015

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-K
 ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the fiscal year ended December 31, 2014 

 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 

OR

1934
For the transition period from              to             .

Commission File Number: 1-8944

CLIFFS NATURAL RESOURCES INC.
(Exact Name of Registrant as Specified in Its Charter)

Ohio

(State or Other Jurisdiction of
Incorporation or Organization)

200 Public Square, Cleveland, Ohio

(Address of Principal Executive Offices)

34-1464672

(I.R.S. Employer
Identification No.)

44114-2315

(Zip Code)

Registrant’s Telephone Number, Including Area Code: (216) 694-5700
Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class

Name of Each Exchange on Which Registered

Common Shares, par value $0.125 per share

New York Stock Exchange

Depositary Shares, each representing a 1/40th ownership interest
in a share of 7.00% Series A Mandatory Convertible Preferred
Stock, Class A

New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act:
NONE

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.        YES  

            NO  

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.      YES  

            NO  

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during 
the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements 
for the past 90 days.      YES  

            NO  

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required 
to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period 
that the registrant was required to submit and post such files).      YES  

            NO  

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§229.405 of this chapter) is not contained herein, and will 
not be contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or 
any amendment to this Form 10-K.      

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See 
definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer  

        Accelerated filer  

        Non-accelerated filer  

        Smaller reporting company  

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).      YES  

            NO  

As of June 30, 2014, the aggregate market value of the voting and non-voting common shares held by non-affiliates of the registrant, based on the closing 
price of $15.05 per share as reported on the New York Stock Exchange — Composite Index, was $2,397,182,297 (excluded from this figure is the voting 
stock beneficially owned by the registrant’s officers and directors).

The number of shares outstanding of the registrant’s common shares, par value $0.125 per share, was 153,279,552 as of February 23, 2015.

Portions of the registrant’s proxy statement for its 2015 annual meeting of shareholders are incorporated by reference into Part III.

DOCUMENTS INCORPORATED BY REFERENCE

TABLE OF CONTENTS

Page Number

DEFINITIONS

PART I
Item 1.

Business

Executive Officers of the Registrant

Item 1A. Risk Factors

Item 1B. Unresolved Staff Comments

Item 2.

Item 3.

Item 4.

PART II
Item 5.

Item 6.
Item 7.

Properties

Legal Proceedings

Mine Safety Disclosures

Market for Registrant's Common Equity, Related Stockholder Matters and Issuer
Purchases of Equity Securities
Selected Financial Data
Management's Discussion and Analysis of Financial Condition and Results of
Operations

Item 7A. Quantitative and Qualitative Disclosures About Market Risk
Financial Statements and Supplementary Data
Item 8.

Item 9.

Changes in and Disagreements With Accountants on Accounting and Financial
Disclosure

Item 9A. Controls and Procedures
Item 9B. Other Information

PART III
Item 10. Directors, Executive Officers and Corporate Governance
Item 11. Executive Compensation

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related

Stockholder Matters

Item 13. Certain Relationships and Related Transactions, and Director Independence

Item 14. Principal Accountant Fees and Services

PART IV
Item 15. Exhibits and Financial Statement Schedules

SIGNATURES

1

4

20

21

32

33

44

47

48

51
53

101

102
185

185

186

187
187

187

187
187

188

189

The following abbreviations or acronyms are used in the text.  References in this report to the “Company,” “we,” “us,” “our” and “Cliffs” are 

to Cliffs Natural Resources Inc. and subsidiaries, collectively.  References to “A$” or “AUD” refer to Australian currency, “C$” to Canadian currency 
and “$” to United States currency.

DEFINITIONS

Abbreviation or acronym

Term

Amapá

AG

Anglo

APBO

ArcelorMittal

ArcelorMittal USA

ASC

Barrick

BART

Anglo Ferrous Amapá Mineração Ltda. and Anglo Ferrous Logística Amapá Ltda.

Autogenous Grinding

Anglo American plc

Accumulated Postretirement Benefit Obligation

ArcelorMittal (as the parent company of ArcelorMittal Mines Canada, ArcelorMittal USA and Dofasco, as well
as, many other subsidiaries)

ArcelorMittal USA LLC (including many of its North American affiliates, subsidiaries and representatives.
References to ArcelorMittal USA comprise all such relationships unless a specific ArcelorMittal USA entity is
referenced)

Accounting Standards Codification

Barrick Gold Corporation Inc.

Best Available Retrofit Technology

Bloom Lake

The Bloom Lake Iron Ore Mine Limited Partnership

BNSF

CCAA

CFR

Burlington Northern Santa Fe, LLC

Companies' Creditors Arrangement Act (Canada)

Cost and freight

Chromite Project

Cliffs Chromite Ontario Inc.

CIRB

CLCC

Canadian Industrial Relations Board

Cliffs Logan County Coal LLC

Clean Water Act

Federal Water Pollution Control Act

Cliffs Chromite Far North Inc.

Entity previously known as Spider Resources Inc.

Cliffs Chromite Ontario Inc.

Entity previously known as Freewest

CN

Canadian National Railway Company

Cockatoo Island

Cockatoo Island Joint Venture

CODM

Chief Operating Decision Maker

Compensation Committee

Compensation and Organization Committee

Consent Order

Administrative Order by Consent

Consolidated Thompson

Consolidated Thompson Iron Mining Limited (now known as Cliffs Québec Iron Mining ULC)

CQIM
Cr2O3

CSAPR

DD&A

DEP

Cliffs Québec Iron Mining ULC (formerly known as Cliffs Québec Iron Mining Limited)

Chromium Oxide

Cross-State Air Pollution Rule

Depreciation, depletion and amortization

U.S. Department of Environment Protection

Directors’ Plan

Dodd-Frank Act

Cliffs Natural Resources Inc. 2014 Nonemployee Directors’ Compensation Plan

Dodd-Frank Wall Street Reform and Consumer Protection Act

Dofasco

EBITDA

Empire

EPA

EPS

EPSL

ERM

Essar

ArcelorMittal Dofasco Inc.

Earnings before interest, taxes, depreciation and amortization

Empire Iron Mining Partnership

U.S. Environmental Protection Agency

Earnings per share

Esperance Port Sea and Land

Enterprise Risk Management

Essar Steel Algoma Inc.

Essar Sale Agreement

2002 Pellet Sale and Purchase Agreement as amended

Exchange Act

Securities Exchange Act of 1934, as amended

FASB

Fe

Financial Accounting Standards Board

Iron

(Fe,Mg) (Cr,Al,Fe)2O4

Mineral Chromite

FeT

FIP

FMSH Act

Total Iron

Federal Implementation Plan

U.S. Federal Mine Safety and Health Act 1977, as amended

1

 
Abbreviation or acronym

Term

Freewest

GAAP

GHG

Hibbing

ICE Plan

INR

IRS

Ispat

Freewest Resources Canada Inc. (now known as Cliffs Chromite Ontario Inc.)

Accounting principles generally accepted in the United States

Greenhouse gas

Hibbing Taconite Company

Amended and Restated Cliffs 2007 Incentive Equity Plan, as amended

INR Energy, LLC

U.S. Internal Revenue Service

Ispat Inland Steel Company

Koolyanobbing

Collective term for the operating deposits at Koolyanobbing, Mount Jackson and Windarling

LCM

LIBOR

LIFO

LTVSMC

MDEQ

MMBtu

Moody's

MPCA

MPI

MPSC

MPUC

MRPS

MRRT

MSHA

MWh

n/m

NAAQS

NBCWA

NDEP

Ni

NO2

NOx

Northshore

NPDES

NRD

NSPS

NYSE

Oak Grove

OCI

OPEB

OPEB cap

P&P

PBO

Pinnacle

Pluton Resources

Reconciliation Act

Lower of cost or market

London Interbank Offered Rate

Last-in, first-out

LTV Steel Mining Company

Michigan Department of Environmental Quality

Million British Thermal Units

Moody's Investors Service, Inc., a subsidiary of Moody's Corporation, and its successors

Minnesota Pollution Control Agency

Management Performance Incentive Plan

Michigan Public Service Commission

Minnesota Public Utilities Commission

Mandatory redeemable preference shares

Minerals Resource Rent Tax (Australia)

U.S. Mine Safety and Health Administration

Megawatts per hour

Not meaningful

National Ambient Air Quality Standards

National Bituminous Coal Wage Agreement

Nevada Department of Environmental Protection

Nickel

Nitrogen dioxide

Nitrogen oxide

Northshore Mining Company

National Pollutant Discharge Elimination System, authorized by the U.S. Clean Water Act

Natural Resource Damages

New Source Performance Standards

New York Stock Exchange

Oak Grove Resources, LLC

Other comprehensive income (loss)

Other postretirement benefits

Medical premium maximums

Proven and Probable

Projected benefit obligation

Pinnacle Mining Company, LLC

Pluton Resources Limited

Health Care and Education Reconciliation Act

Ring of Fire properties

Black Thor, Black Label and Big Daddy chromite deposits in Ontario, Canada

ROA

RTWG

S&P

SARs

SEC

Return on asset

Rio Tinto Working Group

Standard & Poor's Rating Services, a division of Standard & Poor's Financial Services LLC, a subsidiary of The
McGraw-Hill Companies, Inc., and its successors

Stock Appreciation Rights

U.S. Securities and Exchange Commission

Severstal

Severstal Dearborn, LLC

Silver Bay Power

Silver Bay Power Company

2

Abbreviation or acronym

Term

SIP

SMCRA

SO2

Sonoma

Spider

STRIPS

State Implementation Plan

Surface Mining Control and Reclamation Act

Sulfur dioxide

Sonoma Coal Project

Spider Resources Inc. (now known as Cliffs Chromite Far North Inc.)

Separate Trading of Registered Interest and Principal of Securities

Substitute Rating Agency

A "nationally recognized statistical rating organization" within the meaning of Section 3 (a)(62) of the Exchange
Act, selected by us (as certified by a certificate of officers confirming the decision of our Board of Directors) as
a replacement agency of Moody's or S&P, or both of them, as the case may be

Tilden

TMDL

TRIR

TSR

U/G

UMWA

Tilden Mining Company

Total Maximum Daily Load

Total Reportable Incident Rate

Total Shareholder Return

Underground

United Mineworkers of America

United Taconite

United Taconite LLC

UP 1994

U.S.

1994 Uninsured Pensioner Mortality Table

United States of America

U.S. Steel Canada

U.S. Steel Canada Inc., a subsidiary of United States Steel Corporation

USW

Vale

VEBA

United Steelworkers

Companhia Vale do Rio Doce

Voluntary Employee Benefit Association trusts

VNQDC Plan

2005 Voluntary NonQualified Deferred Compensation Plan, as amended

VWAP

Wabush

Weirton

WISCO

Zamin

1974 PP

Volume Weighted Average Price

Wabush Mines Joint Venture

ArcelorMittal Weirton Inc.

Wugang Canada Resources Investment Limited, a subsidiary of Wuhan Iron and Steel (Group) Corporation

Zamin Ferrous Ltd

The UMWA 1974 Pension Plan

2008 Director's Plan

Nonemployee Directors’ Compensation Plan, as amended and restated 12/31/2008

2012 Equity Plan

Cliffs Natural Resources Inc. Amended and Restated 2012 Incentive Equity Plan

3

PART I

Item 1.

Business

Introduction

Cliffs Natural Resources Inc. traces its history back to 1847.  Today, we are a leading mining and natural resources 
company.  We are a major supplier of iron ore pellets to the North American steel industry from our mines and pellet 
plants located in Michigan and Minnesota.  Cliffs also produces low-volatile metallurgical coal in the U.S. from its mines 
located in Alabama and West Virginia.  Additionally, Cliffs operates an iron ore mining complex in Western Australia and 
owns two non-operating iron ore mines in Eastern Canada. Driven by the core values of safety, social, environmental 
and capital stewardship, our employees endeavor to provide all stakeholders with operating and financial transparency.  

We are organized through a global commercial group responsible for sales and delivery of our products and  
operations groups responsible for the production of the minerals that we market.  Our operations are organized according 
to product category and geographic location: U.S. Iron Ore, Asia Pacific Iron Ore, North American Coal and Eastern 
Canadian Iron Ore.

In  the  U.S.,  we  currently  operate  five  iron  ore  mines  in  Michigan  and  Minnesota  and  two  metallurgical  coal 
operations located in Alabama and West Virginia.  Our Asia Pacific operations consist solely of our Koolyanobbing iron 
ore mining complex in Western Australia.  We also own two iron ore mines in Eastern Canada, although we have currently 
shutdown one of the mines due to its unsustainable high cost structure and the other mine has ceased all production  
and transitioned to "care-and-maintenance" mode.

Re-focusing the Company on our Core U.S. Iron Ore Business

Our leadership changed over the past year.  Subsequent to our 2014 Annual Meeting of Shareholders, where 
shareholders  elected  six  new  directors  to  our  Board  of  Directors,  including  our  new  Chairman,  President  and  Chief 
Executive  Officer,  Lourenco  Goncalves,  our  Board  changed  substantially.   The  reconstituted  Board  of  Directors  has 
established a strategy to return the Company to its core strengths.

We have shifted from a diversification based strategy to one that focuses on strengthening our U.S. Iron Ore 
operations.  We are the market-leading iron ore producer in the U.S., supplying differentiated iron ore pellets under long-
term contracts, some of which begin to expire in the end of 2016, to the largest U.S. steel producers.  Pricing protections 
and long-term supply, certainty provided by our existing contracts and our low-cost operating profile positions U.S. Iron 
Ore as our most stable and profitable business.  We expect to continue to strengthen U.S. Iron Ore cost operating profile 
through our operational expertise and disciplined capital allocation policies. 

Eastern Canadian Iron Ore

The Cliffs' Wabush Scully mine in Newfoundland and Labrador was idled by the end of the first quarter of 2014 
and subsequently began to commence permanent closure in the fourth quarter of 2014. With costs unsustainably high, 
it was not economically viable to continue running this operation. Approximately 500 employees at both the Wabush 
Scully mine and the Pointe Noire rail and port operation in Québec were impacted by these actions.

On November 19, 2014, we announced the pursuit of an exit option for our Eastern Canadian Iron Ore operations. 
With the expansion no longer viable and the Bloom Lake operation remaining unprofitable, we have shifted our focus to 
executing an exit option for Eastern Canadian Iron Ore operations that minimizes the cash outflows and associated 
liabilities.

During the fourth quarter of 2014, we disclosed that, despite our cost-cutting progress at our Bloom Lake mine, 
we concluded that Phase I alone was not economically feasible based on our current operating plans.  For the Bloom 
Lake mine to be profitable, we concluded that Phase II of the Bloom Lake mine must be developed to reduce the overall 
cash cost of operations.  We could only develop Phase II of the Bloom Lake mine if we had been able to secure new 
equity partners to share in the capital costs, which we estimated to be approximately $1.2 billion. As the equity partners 
were unable to commit within the short timeframe we required, we determined that the Phase II expansion of the Bloom 
Lake mine was no longer a viable option for us and we shifted our focus to considering available possibilities and executing 
an exit option for Eastern Canadian Iron Ore operations that minimized the cash outflows and associated liabilities.  In 
December 2014, iron ore production at the Bloom Lake mine was suspended and the Bloom Lake mine was placed in 
‘‘care-and-maintenance’’ mode. 

4

 
 
 
 
 
 
 
 
 
 
On  January  27,  2015,  we  announced  that  Bloom  Lake  General  Partner  Limited  and  certain  of  its  affiliates, 
including Cliffs Québec Iron Mining ULC (collectively, the "Bloom Lake Group") commenced restructuring proceedings 
in Montreal, Québec, under the CCAA.  The Bloom Lake Group had recently suspended operations, and for several 
months we were exploring options to sell certain of our Canadian assets, among other initiatives.  The decision to seek 
protection under the CCAA was based on a thorough legal and financial analysis of the options available to the Bloom 
Lake Group.  The Bloom Lake Group was no longer generating any revenues and was not able to meet its obligations 
as they came due.  The initial CCAA order addressed the Bloom Lake Group's immediate liquidity issues and permits 
the Bloom Lake Group to preserve and protect its assets for the benefit of all stakeholders while restructuring and sale 
options are explored.  As part of the CCAA process, the Court has appointed FTI Consulting Canada Inc. as the Monitor.  
The Monitor's role in the CCAA process is to monitor the activities of the Bloom Lake Group and provide assistance to 
the Bloom Lake Group and its stakeholders in respect of the CCAA process. 

Business Segments

Our Company’s operations are organized and managed according to product category and geographic location: 
U.S. Iron Ore, Asia Pacific Iron Ore, North American Coal and Eastern Canadian Iron Ore.  Amapá, which was sold in 
the fourth quarter of 2013, previously was reported through our Latin American Iron Ore operating segment, which did 
not  meet  the  criteria  for  a  reportable  segment.   Additionally,  Sonoma,  which  was  sold  in  the  fourth  quarter  of  2012, 
previously was reported through our Asia Pacific Coal operating segment, which did not meet the criteria for a reportable 
segment.

Segment information reflects our strategic business units, which are organized to meet customer requirements 
and global competition.  We have historically evaluated segment performance based on sales margin, defined as revenues 
less cost of goods sold, and operating expenses identifiable to each segment.  Additionally, beginning in the third quarter 
of 2014, concurrent with the change of a majority of our Board of Directors and appointment of our new Chairman, 
President and Chief Executive Officer in August 2014, management began to evaluate segment performance based on 
EBITDA, defined as Net Income (Loss) before interest, income taxes, depreciation, depletion and amortization, and 
Adjusted EBITDA, defined as EBITDA excluding certain items such as impairment charges, impacts of permanently 
idled, closed or sold facilities, foreign currency remeasurement, severance and other costs associated with the change 
in control, litigation judgments and intersegment corporate allocations of SG&A costs.  Management uses and believes 
that investors benefit from referring to these measures in evaluating operating and financial results, as well as in planning, 
forecasting and analyzing future periods as these financial measures approximate the cash flows associated with the 
operational earnings.   Financial information about our segments, including financial information about geographic areas, 
is included in Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations and NOTE 
2 - SEGMENT REPORTING included in Item 8. Financial Statements and Supplementary Data of this Annual Report on 
Form 10-K.

U.S. Iron Ore 

We  are  a  major  global  iron  ore  producer,  primarily  selling  production  from  U.S.  Iron  Ore  to  integrated  steel 
companies in the U.S. and Canada.  We manage and operate five iron ore mines located in Michigan and Minnesota.  
The  U.S.-based  mines  currently  have  an  annual  rated  capacity  of  32.9  million  tons  of  iron  ore  pellet  production, 
representing 56 percent of total U.S. pellet production capacity.  Based on our equity ownership in these mines, our share 
of the annual rated production capacity is currently 25.5 million tons, representing 44 percent of total U.S. annual pellet 
capacity.

5

 
 
 
 
 
The following chart summarizes the estimated annual pellet production capacity and percentage of total U.S. 

pellet production capacity for each of the respective iron ore producers as of December 31, 2014:

U.S. Iron Ore Pellet

Annual Rated Capacity Tonnage

Current Estimated Capacity
(Tons in Millions)1

Percent of Total
U.S. Capacity

All Cliffs’ managed mines

Other U.S. mines

U.S. Steel’s Minnesota ore operations

Minnesota Taconite

Keewatin Taconite

Total U.S. Steel

ArcelorMittal USA Minorca mine

Magnetation

Total other U.S. mines

Total U.S. mines

1 Tons are long tons (2,240 pounds)

32.9

14.3

5.4

19.7

2.8

3.0

25.5

58.4

56.3%

24.6

9.2

33.8

4.8

5.1

43.7

100.0%

Our  U.S.  iron  ore  production  generally  is  sold  pursuant  to  long-term  supply  agreements  with  various  price 
adjustment provisions.  For the year ended December 31, 2014, we produced a total of 29.7 million tons of iron ore 
pellets, including 22.4 million tons for our account and 7.3 million tons on behalf of steel company partners of the mines.

We produce various grades of iron ore pellets, including standard and fluxed, for use in our customers’ blast 
furnaces as part of the steelmaking process.  The variation in grades results from the specific chemical and metallurgical 
properties of the ores at each mine and whether or not fluxstone is added in the process.  Although the grade or grades 
of pellets currently delivered to each customer are based on that customer’s preferences, which depend in part on the 
characteristics of the customer’s blast furnace operation, in many cases our iron ore pellets can be used interchangeably.  
Industry demand for the various grades of iron ore pellets depends on each customer’s preferences and changes from 
time to time.  In the event that a given mine is operating at full capacity, the terms of most of our pellet supply agreements 
allow some flexibility in providing our customers iron ore pellets from different mines.

Standard pellets require less processing, are generally the least costly pellets to produce and are called “standard” 
because no ground fluxstone, such as limestone or dolomite, is added to the iron ore concentrate before turning the 
concentrate into pellets.  In the case of fluxed pellets, fluxstone is added to the concentrate, which produces pellets that 
can perform at higher productivity levels in the customer’s specific blast furnace and will minimize the amount of fluxstone 
the customer may be required to add to the blast furnace.

Each  of  our  U.S.  Iron  Ore  mines  is  located  near  the  Great  Lakes.   The  majority  of  our  iron  ore  pellets  are 

transported via railroads to loading ports for shipment via vessel to steelmakers in North America.

Our U.S. Iron Ore sales are influenced by seasonal factors in the first quarter of the year as shipments and sales 
are restricted by the Army Corp of Engineers due to closure of the Soo Locks and the Welland Canal on the Great Lakes.  
During the first quarter, we continue to produce our products, but we cannot ship those products via lake vessel until the 
conditions on the Great Lakes are navigable, which causes our first quarter inventory levels to rise.  Our limited practice 
of shipping product to ports on the lower Great Lakes or to customers’ facilities prior to the transfer of title has somewhat 
mitigated the seasonal effect on first quarter inventories and sales, as shipment from this point to the customers’ operations 
is not limited by weather-related shipping constraints.  At December 31, 2014 and 2013, we had approximately 1.4 million 
and 1.2 million tons of pellets, respectively, in inventory at lower lakes or customers’ facilities.

6

 
 
 
 
 
 
U.S. Iron Ore Customers

Our U.S. Iron Ore revenues primarily are derived from sales of iron ore pellets to the North American integrated 
steel industry, consisting of three major customers.  Generally, we have multi-year supply agreements with our customers.  
Sales volume under these agreements largely is dependent on customer requirements, and in many cases, we are the 
sole supplier of iron ore to the customer.  Historically, each agreement has contained a base price that is adjusted annually 
using one or more adjustment factors.  Factors that could result in a price adjustment include spot pricing, measures of 
general industrial inflation and steel prices.  Additionally, certain of our supply agreements have a provision that limits 
the amount of price increase or decrease in any given year. 

During 2014, 2013 and 2012, we sold 21.8 million, 21.3 million and 21.6 million tons of iron ore pellets, respectively, 
from our share of the production from our U.S. Iron Ore mines.  The segment’s five largest customers together accounted 
for a total of 95 percent, 87 percent and 91 percent of U.S. Iron Ore product revenues for the years 2014, 2013 and 
2012, respectively.  Effective September 16, 2014, AK Steel completed the acquisition of Severstal North America's 
integrated steelmaking assets located in Dearborn, Michigan. For comparative purposes, we have combined historical 
data of AK Steel for all periods presented. Refer to Concentration of Customers below for additional information regarding 
our major customers.

Asia Pacific Iron Ore

Our Asia Pacific Iron Ore operations are located in Western Australia and, as of December 31, 2014, consist 
solely of our wholly owned Koolyanobbing complex.  Our 50 percent equity interest in Cockatoo Island also was included 
in these operations through September 2012, at which time we sold our interest.

The Koolyanobbing operations serve the Asian iron ore markets with direct-shipped fines and lump ore.  The 
lump products are fed directly to blast furnaces, while the fines products are used as sinter feed.  The variation in the 
two export product grades reflects the inherent chemical and physical characteristics of the ore bodies mined as well as 
the supply requirements of our customers.  In September 2010, our Board of Directors approved a capital project at our 
Koolyanobbing operation, which was completed in the second quarter of 2012, and increased production capacity at 
Koolyanobbing  to  approximately  11.0 million  metric  tons  annually.    Production  in  2014  was  11.4  million  metric  tons, 
compared with 11.1 million metric tons in 2013 and 10.7 million metric tons in 2012.

Koolyanobbing is a collective term for the operating deposits at Koolyanobbing, Mount Jackson and Windarling.  
There are approximately 70 miles separating the three mining areas.  Banded iron formations host the mineralization, 
which is predominately hematite and goethite.  Each deposit is characterized with different chemical and physical attributes 
and, in order to achieve customer product quality, ore in varying quantities from each deposit must be blended together. 

Crushing and blending are undertaken at Koolyanobbing, where the crushing and screening plant is located.  
Once the blended ore has been crushed and screened into a direct lump and fines shipping product, it is transported by 
rail approximately 360 miles south to the Port of Esperance, via Kalgoorlie, for shipment to our customers in Asia.

On July 31, 2012, we entered into a definitive asset sale agreement with our joint venture partner, HWE Cockatoo 
Pty Ltd., to sell our beneficial interest in the mining tenements and certain infrastructure of Cockatoo Island to Pluton 
Resources,  which  agreement  was  amended  on August  31,  2012.    On  September  7,  2012,  the  closing  date,  Pluton 
Resources  paid  a  nominal  sum  of  AUD  $4.00  and  assumed  ownership  of  the  assets  and  responsibility  for  the 
environmental rehabilitation obligations and other assumed liabilities not inherently attached to the tenements acquired.  
The rehabilitation obligations and assumed liabilities that inherently are attached to the tenements were transferred to 
Pluton  Resources  upon  registration  by  the  Department  of  Mining  and  Petroleum  denoting  Pluton  Resources  as  the 
tenement  holder.    Upon  final  settlement  of  the  sale,  which  was  completed  during  the  second  quarter  of  2013,  we 
extinguished approximately $18.6 million related to the estimated cost of the rehabilitation.  As of December 31, 2013, 
we had no remaining rehabilitation obligations related to Cockatoo Island.  Our production at Cockatoo Island continued 
until the completion of Stage 3 mining in September 2012.  Our portion of Cockatoo's annual production of iron ore 
premium fines totaled 0.6 million metric tons in 2012.  We had no production at Cockatoo Island in 2014 and 2013 due 
to the sale of our interest in Cockatoo Island during the third quarter of 2012.

7

 
 
 
 
 
 
 
 
 
Asia Pacific Iron Ore Customers

Asia Pacific Iron Ore’s production is under contract with steel companies primarily in China, Japan, Korea and 
Taiwan.  Generally, we have two-year or three-year term supply agreements with steel producers in China and two-year 
supply agreements in Japan.  Pricing for our Asia Pacific Iron Ore customers consists of shorter-term pricing mechanisms 
of various durations up to one month based on the average of daily spot prices that are generally associated with either  
unloading each shipment or the time of loading.  The existing contracts are due to expire at various dates until March 
2015 for our Chinese and Japanese customers which are customarily renewed in conjunction with our customers' fiscal 
year.

During 2014, 2013 and 2012, we sold 11.5 million, 11.0 million and 11.7 million metric tons of iron ore, respectively, 
from our Western Australia mines.  No Asia Pacific Iron Ore customer comprised more than 10 percent of Cliffs consolidated 
sales in 2014, 2013 or 2012.  Asia Pacific Iron Ore’s five largest customers accounted for approximately 38 percent of 
the segment’s sales in 2014, 42 percent in 2013 and 44 percent in 2012.

North American Coal

We own and operate two low-volatile metallurgical coal operations located in Alabama and West Virginia that 
currently have a rated capacity of 6.5 million tons of production annually as of December 31, 2014.  In 2014, we sold a 
total of 7.4 million tons, compared with 7.3 million tons in 2013 and 6.5 million tons in 2012.  In the fourth quarter of 2014, 
we sold our CLCC assets, which consisted of two high-volatile metallurgical coal mines and a thermal coal mine. The 
sale was completed on December 31, 2014.  Sales tons at the CLCC operations were 2.4 million tons, 2.2 million tons 
and 2.1 million tons for the years ended December 31, 2014, 2013, and 2012, respectively, and are included in the sales 
tons disclosed above.

Metallurgical coal generally is sold at a premium over the more prevalently mined thermal coal, which generally 
is utilized to generate electricity.  Metallurgical coal receives this premium because of its coking characteristics, which 
include contraction and expansion when heated, and volatility, which refers to the loss in mass when coal is heated in 
the absence of air.  Coals with lower volatility are valued more highly than coals with a higher volatility.

Each of our North American coal mines are positioned near rail or barge lines providing access to international 

shipping ports, which allows for export of our coal production.

North American Coal Customers

North American Coal’s metallurgical coal production is sold to global integrated steel and coke producers in 
Europe, North America, China, India and South America and its thermal coal production was sold to energy companies 
and distributors in North America and Europe.  Approximately 56 percent of our 2014 and 70 percent of our 2013 production 
was committed under contracts of at least one year.  Approximately 45 percent of our projected 2015 sales has been 
committed and priced.  North American contract negotiations are largely completed, and international contract negotiations 
recently have begun.  The remaining tonnage primarily is pending price negotiations with our international customers, 
which typically is dependent on settlements of Australian pricing for metallurgical coal.  International customer contracts 
typically are negotiated on a fiscal year basis extending from April 1 through March 31, whereas customer contracts in 
North America typically are negotiated on a calendar year basis extending from January 1 through December 31.

International  and  North American  sales  represented  64  percent  and  36  percent,  respectively,  of  our  North 
American Coal sales in 2014.  This compares with 61 percent and 39 percent, respectively, in 2013 and 66 percent and 
34 percent, respectively, in 2012.  The segment’s five largest customers together accounted for a total of 48 percent, 57 
percent and 50 percent of North American Coal product revenues for the years 2014, 2013 and 2012, respectively.  Refer 
to Concentration of Customers below for additional information regarding our major customers.

Eastern Canadian Iron Ore 

We own two iron ore mines in Eastern Canada, the Bloom Lake mine and the Wabush Scully mine. 

As  disclosed  in  the  first  quarter  of  2014,  at  the  end  of  March  2014,  we  idled  our  Wabush  Scully  mine  in 
Newfoundland and Labrador and in November 2014, we began to implement the permanent closure plan for the mine.  
The idle and ultimate closure was driven by the unsustainable high cost structure.  Additionally, we disclosed in November 
2014, that we were pursuing exit options for our Bloom Lake mine.  As disclosed in January 2015, active production at 
the Bloom Lake mine has ceased and the mine has transitioned to "care-and-maintenance" mode.  Together, the shutdown 
of the Wabush Scully mine and the cessation of operations at our Bloom Lake mine represent a complete curtailment of 
our Eastern Canadian Iron Ore operations.

8

 
 
 
 
 
 
 
 
 
 
 
 
 
We had been producing a concentrate product at our Bloom Lake operation and, starting in the second half of 
2013 through the idle in the first quarter of 2014, we had been producing a concentrate product at our Wabush operation 
in Eastern Canada.  The concentrate products had been marketed toward steel producers, predominately based in Asia, 
that have sintering capabilities at their steel-making operations.  The Bloom Lake concentrate was blended with other 
sinter fines and materials at high temperatures, creating a direct charge product used in blast furnace operations.  

We produced “high manganese” pellets, both in standard and fluxed grades, through June 2013 at our Wabush 
operation in Eastern Canada, where there is more natural manganese in the crude ore than is found at our other operations.  
The manganese contained in the iron ore mined at Wabush cannot be removed entirely during the concentrating process.  

For the year ended December 31, 2014, we produced a total of 6.2 million metric tons of concentrate.

Both Eastern Canadian Iron Ore mines are located near the St. Lawrence Seaway.  Our iron ore products had 
been  transported  via  railroads  to  loading  ports  for  shipment  via  vessel  to  steelmakers  in  North America  or  into  the 
international seaborne market.

Eastern Canadian Iron Ore Customers

Our  Eastern  Canadian  Iron  Ore  revenues  were  derived  from  sales  to  customers  in Asia,  Europe  and  North 
America.  We had various customers for iron ore concentrate and pellets, of which our partner in the Bloom Lake mine 
is considered a major customer for iron ore concentrate.  Pricing for our Eastern Canadian Iron Ore customers consisted 
primarily of short-term pricing arrangements that were linked to spot market pricing. 

During 2014, 2013 and 2012, we sold 7.2 million, 8.6 million and 8.9 million metric tons of iron ore concentrate 
and pellets, respectively, from our Eastern Canadian Iron Ore mines, with the segment’s five largest customers together 
accounting  for  a  total  of  88  percent,  70  percent  and  62  percent  of  Eastern  Canadian  Iron  Ore  product  revenues, 
respectively.  Refer to Concentration of Customers below for additional information regarding our major customers.

Investments

Amapá 

On December 27, 2012, our Board of Directors authorized the sale of our 30 percent interest in Amapá.  Per this 
original agreement, together with Anglo, we were to sell our respective interest in a 100 percent sale transaction to Zamin.

On March 28, 2013, an unknown event caused the Santana port shiploader to collapse into the Amazon River, 
preventing further ship loading by the mine operator, Anglo.  In light of the Santana port shiploader collapse and subsequent 
evaluation of the effect that this event had on the carrying value of our investment in Amapá as of June 30, 2013, we 
recorded an impairment charge of $67.6 million in the second quarter of 2013.

On August 28, 2013, we entered into additional agreements to sell our 30 percent interest in Amapá to Anglo for 
nominal cash consideration, plus the right to certain contingent deferred consideration upon the two-year anniversary of 
the closing.  The closing was conditional on obtaining certain regulatory approvals and the additional agreement provided 
Anglo with an option to request that we transfer our interest in Amapá directly to Zamin.  Anglo exercised this option and 
the transfer to Zamin closed in the fourth quarter of 2013.  Our interest in Amapá previously was reported as our Latin 
American iron ore operating segment.

Sonoma

On July 10, 2012, we entered into a definitive share and asset sale agreement to sell our 45 percent economic 
interest in the Sonoma joint venture coal mine located in Queensland, Australia.  Upon completion of the transaction on 
November 12, 2012, we collected approximately AUD $141.0 million in net cash proceeds.  The assets sold included 
our interests in the Sonoma mine along with our ownership of the affiliated wash plant, which were previously reported 
as our Asia Pacific Coal operating segment.  Production and sales totaled approximately 2.8 million and 2.9 million metric 
tons of coal, respectively, through the sale completion date. 

9

 
 
 
 
 
 
 
 
 
 
 
 
 
Applied Technology, Research and Development

We have been a leader in iron ore mining and process technology for more than 160 years.  We operated some 
of the first mines on Michigan’s Marquette Iron Range and pioneered early open-pit and underground mining methods.  
From the first application of electrical power in Michigan’s underground mines to the use of today’s sophisticated computers 
and global positioning satellite systems, we have been a leader in the application of new technology to the centuries-old 
business of mineral extraction.  Today, our engineering and technical staffs are engaged in full-time technical support of 
our operations and improvement of existing products.

With state-of-the-art equipment and experienced technical professionals, we remain on the forefront of mining 
technology.  We have an unsurpassed reputation for our pelletizing technology, delivering a world-class quality product 
to a broad range of sophisticated end users.  We are a pioneer in the development of emerging reduction technologies, 
a  leader  in  the  extraction  of  value  from  challenging  resources  and  a  frontrunner  in  the  implementation  of  safe  and 
sustainable technology.  Our technical experts are dedicated to excellence and deliver superior technical solutions tailored 
to our customer base.

Concentration of Customers

Based on re-casted information to account for the acquisition of Severstal assets in Dearborn, Michigan by AK 
Steel in 2014 and 2012, we had two customers that individually accounted for more than 10 percent of our consolidated 
product revenue.  In 2013, we had one customer that individually accounted for more than 10 percent of our consolidated 
product  revenue.  Product  revenue  from  those  customers  represented  in  the  chart  below  totaled  approximately  $1.6 
billion, $1.5 billion and $1.6 billion of our total consolidated product revenue in 2014, 2013 and 2012, respectively, and 
is  attributable  to  our  U.S.  Iron  Ore,  North American  Coal  and  Eastern  Canadian  Iron  Ore  business  segments.   The 
following represents sales revenue from each of these customers as a percentage of our total consolidated product 
revenue, as well as the portion of product sales for U.S. Iron Ore, Eastern Canadian Iron Ore and North American Coal 
that is attributable to each of these customers in 2014, 2013 and 2012, respectively:

Percentage of Total
Product Revenue1
2013

2014

Customer2
ArcelorMittal
AK Steel3
1 Excluding freight and venture partners’ cost reimbursements.
2 Includes subsidiaries.
3 Effective September 16, 2014, AK Steel completed the acquisition of Severstal North 
America's integrated steelmaking assets located in Dearborn, Michigan.  For 
comparative purposes, we have combined historical data for all periods presented. 

2012

19%

22%

15%

9%

12%

17%

Percentage of
U.S. Iron Ore
Product Revenue1
2013

Percentage of
North American Coal 
Product
Revenue1
2013

2012

Percentage of
Eastern Canadian
Iron Ore Product
Revenue1
2013

2012

40%

2014

2012

Customer2
ArcelorMittal
AK Steel3
1 Excluding freight and venture partners’ cost reimbursements.
2 Includes subsidiaries.
3 Effective September 16, 2014, AK Steel completed the acquisition of Severstal North America's integrated 
steelmaking assets located in Dearborn, Michigan.  For comparative purposes, we have combined historical 
data for all periods presented. 

36%
21%

10%
—%

32%
27%

7%
—%

5%
—%

2014

2014

28%

—%

—%

—%

7%

9%
—%

10

 
 
 
ArcelorMittal USA

Our pellet supply agreements with ArcelorMittal USA are the basis for supplying pellets to ArcelorMittal USA, 
which is based on customer requirements, except for the Indiana Harbor East facility, which is based on customer excess 
requirements.  The following table outlines the expiration dates for each of the respective agreements:

Facility
Cleveland Works and Indiana Harbor West facilities

Indiana Harbor East facility

Agreement
Expiration
December 2016

January 2017

ArcelorMittal USA is a 62.3 percent equity participant in Hibbing, as well as, a 21.0 percent equity partner in 

Empire with limited rights and obligations.  

In 2014, 2013 and 2012, our U.S. Iron Ore pellet sales to ArcelorMittal were 10.2 million, 9.5 million and 8.6 million 
tons, respectively, and our Eastern Canadian Iron Ore pellet and concentrate sales to ArcelorMittal were none, 0.9 million 
and 0.7 million metric tons, respectively. 

In 2014, 2013 and 2012, our North American Coal sales to ArcelorMittal were 0.5 million, 0.5 million and 0.3 million 
tons, respectively.  We do not have any contracts with ArcelorMittal associated with the remaining North American Coal 
operations, due to our major contract with ArcelorMittal being transferred to the buyer of our CLCC operations. The sale 
of CLCC was completed on December 31, 2014. 

AK Steel

On September 16, 2014, AK Steel announced an acquisition of Severstal North America’s integrated steelmaking 
assets  located  in  Dearborn,  Michigan.    We  have  a  long-term  relationship  to  supply  iron  ore  pellets  to  Severstal’s 
steelmaking assets at that location.  Upon consummation of the acquisition, the contract was automatically assigned to 
AK Steel.  The combination of sales pursuant to our preexisting sales agreement with AK Steel and the acquisition of 
the Dearborn facility with its sales agreement accounts for more than 10 percent of our consolidated product revenue in 
2014.   

On August 29, 2013 we entered into a new agreement with AK Steel to provide iron ore pellets to AK Steel for 
use in its Middletown, Ohio and Ashland, Kentucky blast furnace facilities.  This contract includes minimum and maximum 
tonnage requirements for each year between 2014 and 2023.  

Under the original agreement entered into with Severstal in 2006, we supply all of the Dearborn, Michigan facility’s 
blast furnace pellet requirements through 2022, subject to specified minimum and maximum requirements in certain 
years. AK Steel was the successor by merger of this contract and it remains in force.  In September 2014, we entered 
into an amendment to the Dearborn contract with AK Steel to document the 2013 base pricing provisions, among other 
things, which resulted from an arbitration ruling in May 2014. 

In 2014, 2013 and 2012, our U.S. Iron Ore pellet sales to AK Steel and the acquired Dearborn facility were 5.8 

million, 4.1 million and 5.7 million tons, respectively.

Competition

Throughout the world, we compete with major and junior mining companies, as well as metals companies, both 

of which produce steelmaking raw materials, including iron ore and metallurgical coal.

North America

In our U.S. Iron Ore business segment, we primarily sell our product to steel producers with operations in North 
America.  In our now shuttered Eastern Canadian Iron Ore business segment, we primarily had provided our product to 
the seaborne market for Asian steel producers.  We compete directly with steel companies that own interests in iron ore 
mines, including ArcelorMittal and U.S. Steel, and with major iron ore exporters from Australia and Brazil.  Additionally, 
in the last year, there has been a 38 percent increase in steel imported into the U.S. to 44.3 million tons during the first 
11 months of 2014, despite the imposition of new import tariffs last summer.  This reduced demand for U.S. produced 
steel and directly affect the demand for iron ore within North America.

11

 
 
 
 
 
 
 
 
 
 
 
 
 
In the coal industry, our North American Coal business segment competes with many metallurgical coal producers 
of various sizes, including Alpha Natural Resources, Inc., Patriot Coal Corporation, CONSOL Energy Inc., Arch Coal, 
Inc., Walter Energy, Inc., Peabody Energy Corp. and other producers located in North America and globally.

A number of factors beyond our control affect the markets in which we sell our iron ore and coal.  Continued 
demand  for our  iron ore and metallurgical  coal and the prices obtained by us primarily depend on the consumption 
patterns of the steel industry in the U.S., China and elsewhere around the world, as well as the availability, location, cost 
of transportation and competing prices.  Coal consumption patterns primarily are affected by demand, environmental 
and other governmental regulations and technological developments.  The most important factors on which we compete 
are delivered price, coal quality characteristics such as heat value, sulfur, ash, volatile matter and moisture content and 
reliability of supply.  Metallurgical coal, which primarily is used to make coke, a key component in the steelmaking process, 
generally sells at a premium over thermal coal due to its higher quality and value in the steelmaking process.

Asia Pacific

In our Asia Pacific Iron Ore business segment, we export iron ore products to the Asia Pacific markets, including 
China,  Japan,  Korea  and Taiwan.    In  the Asia  Pacific  marketplace,  we  compete  with  major  iron  ore  exporters  from 
Australia, Brazil, South Africa and India.  These include Anglo, BHP Billiton, Fortescue Metals Group Ltd., Rio Tinto plc 
and Vale, among others.

Competition in steelmaking raw materials is predicated upon the usual competitive factors of price, availability 

of supply, product  quality and performance, service and transportation cost to the consumer of the raw materials.  

Environment 

Our mining and limited exploration activities are subject to various laws and regulations governing the protection 
of the environment.  We conduct our operations in a manner that is protective of public health and the environment and 
believe our operations are in compliance with applicable laws and regulations in all material respects.

Environmental  issues  and  their  management  continued  to  be  an  important  focus  at  each  of  our  operations 
throughout 2014.  In the construction of our facilities and in their operation, substantial costs have been incurred and will 
continue to be incurred to avoid undue effect on the environment.  Our capital expenditures relating to environmental 
matters totaled approximately $33 million, $32 million and $31 million, in 2014, 2013 and 2012, respectively.  It is estimated 
that  capital  expenditures  for  environmental  improvements  will  total  approximately  $42  million  in  2015.    Estimated 
expenditures in 2015 are comprised of approximately $35 million for projects in our U.S. Iron Ore operations and $7 
million in our North American Coal operations for various water treatment, air quality, dust control, selenium management, 
tailings management and other miscellaneous environmental projects. 

Regulatory Developments

Various  governmental  bodies  continually  promulgate  new  or  amended  laws  and  regulations  that  affect  our 
Company, our customers and our suppliers in many areas, including waste discharge and disposal, the classification of 
materials and products, air and water discharges and many other environmental, health and safety matters.  Although 
we believe that our environmental policies and practices are sound and do not expect that the application of any current 
laws or regulations reasonably would be expected to result in a material adverse effect on our business or financial 
condition, we cannot predict the collective adverse impact of the expanding body of laws and regulations.

Specifically, there are several notable proposed or potential rulemakings or activities that could potentially have 
a material adverse impact on our facilities in the future depending on their ultimate outcome: Climate Change and GHG 
Regulation,  Regional  Haze,  NO2  and  SO2  National Ambient Air  Quality  Standards,  Cross  State Air  Pollution  Rule, 
increased administrative and legislative initiatives related to coal mining activities, Mercury TMDL and Minnesota Taconite 
Mercury Reduction Strategy's evolving scope of the Clean Water Act and definition of “Waters of the United States” and 
Selenium Discharge Regulation.

12

 
 
 
 
 
 
 
 
 
 
Climate Change and GHG Regulation

With the complexities and uncertainties associated with the U.S. and global navigation of the climate change 
issue as a whole, one of our significant risks for the future is mandatory carbon legislation.  Policymakers are in the 
design  process  of  carbon  regulation  at  the  state,  regional,  national  and  international  levels.   The  current  regulatory 
patchwork of carbon compliance schemes presents a challenge for multi-facility entities to identify their near-term risks.  
Amplifying the uncertainty, the dynamic forward outlook for carbon regulation presents a challenge to large industrial 
companies to assess the long-term net impacts of carbon compliance costs on their operations.  Our exposure on this 
issue includes both the direct and indirect financial risks associated with the regulation of GHG emissions, as well as 
potential physical risks associated with climate change.  We are continuing to review the physical risks related to climate 
change utilizing a formal risk management process.

Internationally,  mechanisms  to  reduce  emissions  are  being  implemented  in  various  countries,  with  differing 
designs and stringency, according to resources, economic structure and politics.  We expect that momentum to extend 
carbon regulation will continue.  Australia and Canada are signatories to the Kyoto Protocol.  As such, our facilities in 
each of these countries are impacted by the Kyoto Protocol, but in varying degrees according to the mechanisms each 
country establishes for compliance and each country’s commitment to reducing emissions.  Australia and Canada are 
considered Annex 1 countries, meaning that they are obligated to reduce their emissions under the Protocol.  The impact 
of the Kyoto Protocol on our Canadian operations has diminished with the idling of our Canadian operations.

In Australia, legislation for a carbon tax was passed in July 2012.  The direct impact of the carbon tax on our 
Asia Pacific operations primarily occurs through increased fuel costs.  The tax was estimated to result in an increase in 
direct costs of approximately A$3.5 million per year however following a change of Federal Government in September 
2013 the carbon tax was repealed in July 2014.

In the U.S., federal carbon regulation potentially presents a significantly greater impact to our operations.  To 
date,  the  U.S.  has  not  legislated  carbon  constraints.    In  the  absence  of  comprehensive  federal  carbon  legislation, 
numerous state and regional regulatory initiatives are under development or are becoming effective, thereby creating a 
disjointed approach to carbon control.  On June 25, 2013, President Obama issued a memorandum directing the EPA 
to develop carbon emission standards for both new and existing power plants under the Clean Air Act's NSPS.  On 
January 8, 2014, the EPA proposed NSPS regulating carbon dioxide emissions from new fossil fuel-fired power plants.  
On June 2, 2014, EPA proposed the ‘Clean Power Plan’ which consists of NSPS regulating carbon dioxide from existing 
power plants at a level 30 percent below 2005 levels by 2030.  States must submit Clean Power Plan SIPs by June 2016, 
though extension waivers will be made available. As proposed these rules would not affect our Silver Bay power generating 
facility.

As an energy-intensive business, our GHG emissions inventory captures a broad range of emissions sources, 
such as iron ore furnaces and kilns, coal thermal driers, diesel mining equipment and our wholly owned Silver Bay power 
generation plant, among others.  As such, our most significant regulatory risks are: (1) the costs associated with on-site 
emissions levels, and (2) the costs passed through to us from power generators and distillate fuel suppliers.

We believe our exposure can be reduced substantially by numerous factors, including currently contemplated 
regulatory  flexibility  mechanisms,  such  as  allowance  allocations,  fixed  process  emissions  exemptions,  offsets  and 
international provisions; emissions reduction opportunities, including energy efficiency, biofuels, fuel flexibility, emerging 
shale gas, coal mine methane offset reduction; and business opportunities associated with new products and technology.

We have worked proactively to develop a comprehensive, enterprise-wide GHG management strategy aimed 
at considering all significant aspects associated with GHG initiatives to plan effectively for and manage climate change 
issues, including risks and opportunities as they relate to the environment, stakeholders, including shareholders and the 
public, legislative and regulatory developments, operations, products and markets.

Regional Haze

In June 2005, the EPA finalized amendments to its regional haze rules.  The rules require states establish goals 
and emission reduction strategies for improving visibility in all Class I national parks and wilderness areas.  Among the 
states with Class I areas are Michigan, Minnesota, Alabama and West Virginia in which we currently own and manage 
mining operations.  The first phase of the regional haze rule (2008-2018) requires analysis and installation of BART on 
eligible emission sources and incorporation of BART and associated emission limits into SIPs.

Minnesota submitted a regional haze SIP to the EPA on December 30, 2009, and a supplement to the SIP on 
May 8, 2012.  Michigan submitted its regional haze SIP to the EPA on November 5, 2010.  During the second quarter of 
2012, the EPA also sent information requests to all taconite facilities requesting information on SO2 and NOx emissions 

13

 
 
 
 
 
 
 
 
 
 
 
and control technology assessments.  On June 12, 2012, the EPA approved revisions to the Minnesota SIP addressing 
regional haze, but also announced it was deferring action on emission limitations that Minnesota intended to represent 
BART for taconite facilities.  On August 15, 2012, the EPA proposed to deny the Michigan and Minnesota taconite SIP 
BART determinations and simultaneously proposed a separate FIP for taconite facilities.  During the comment period 
for  the  proposed  FIP  rule,  the  taconite  industry  and  other  stakeholders  developed  detailed  comments  and  shared 
information to address furnace specific case-by-case circumstances.  On January 15, 2013, the EPA signed the final FIP 
for taconite facilities.  The final FIP reflects progress toward a more technically and economically feasible regional haze 
implementation plan and eliminates the need for investing in additional SO2 emission control equipment. However, we 
remain concerned about the technical and economic feasibility of EPA's BART determination for NOx emissions and we 
filed a petition for review in the 8th Circuit Court and subsequently received a judicial stay of the FIP which enabled us 
to conduct a detailed engineering analysis to determine the impact of the regulations on each unique iron ore indurating 
furnace affected by this rule.  The results of this analysis enabled us to reach a settlement with EPA which was public 
noticed in the Federal Register on January 30, 2015.  Cost estimates associated with the settlement are reflected in our 
5-year capital plan.  

NO2 and SO2 National Ambient Air Quality Standards

During the first half of 2010, the EPA promulgated rules that require states to use a combination of air quality 
monitoring  and  computer  modeling  to  determine  areas  of  each  state  that  are  in  attainment  with  new  NO2  and  SO2 
standards and those areas that are not in attainment with such standards.  During the third quarter of 2011, the EPA 
issued guidance to the regulated community on conducting refined air quality dispersion modeling and implementing the 
new NO2 and SO2 standards.  The NO2 and SO2 standards have been challenged by various large industry groups.  
Accordingly, at this time, we are unable to predict the final impact of these standards.  During June 2011, our Minnesota 
iron ore mining operations received a request from the MPCA to develop modeling and compliance plans and timelines 
by  which  each  facility  would  demonstrate  compliance  with  present  and  proposed  NAAQS  as  well  as  regional  haze 
requirements outlined in the SIP.  Compliance must be achieved by June 30, 2017 according to the initial state orders, 
although the EPA has indicated that the SO2 attainment area designation timelines have been extended out to 2020.  
We  continue  to  assess  options  by  which  to  achieve  compliance  and  seek  alignment  between  the  state  and  federal 
expectations.

Cross State Air Pollution Rule

On July 6, 2011, the EPA promulgated the CSAPR, which was intended to be an emissions trading rule for SO2 
and NOx.  Northshore's Silver Bay Power Plant would have been subject to this rule, however Minnesota elected to 
follow EPA guidance allowing CSAPR to stand as BART.  CSAPR was vacated by the D.C. Circuit Court during the third 
quarter of 2012.  Late in 2014, the Supreme Court re-instated CSAPR with an effective date of January 1, 2015, re-
instating the obligations of this rule for Silver Bay Power.  Immediate compliance obligations are being met at this time, 
with the material obligation being procurement of the first year of emissions allowances by March 2016 for the 2015 
operating year.  Silver Bay Power is completing the engineering and permitting work to install controls that will limit the 
cost exposure to the trading market.  The allowance pricing market is continuing to fluctuate so price impacts are not yet 
certain, we anticipate the annual costs will be less than $1 million for 2015 and gradually decreasing to less than $400,000 
per year after we complete our emission reduction project in 2017.

Increased Administrative and Legislative Initiatives Related to Coal Mining Activities

Although the focus of significantly increased government activity related to coal mining in the U.S. is generally 
targeted at eliminating or minimizing the adverse environmental impacts of mountaintop coal mining practices, these 
initiatives have the potential to impact all types of coal operations, including subsurface longwall mining typically deployed 
for  recovering  metallurgical  coal.  Specifically,  the  coordinated  efforts  by  various  federal  agencies  to  further  regulate 
mountaintop mining have slowed issuance of the permits required by many mining projects in Appalachia.  Due to the 
developing nature of these initiatives and their potential to disrupt even routine mining and water permit practices in the 
coal industry, we are unable to predict whether these initiatives could have a material effect on our coal operations in 
the future.  We are working closely with our trade associations to monitor the various rulemaking developments in an 
effort to enable us to develop viable strategies to minimize the financial impact to the business.

14

 
 
 
 
 
 
Mercury TMDL and Minnesota Taconite Mercury Reduction Strategy

TMDL regulations are contained in the Clean Water Act.  As a part of Minnesota's Mercury TMDL Implementation 
Plan, in cooperation with the MPCA, the taconite industry developed a Taconite Mercury Reduction Strategy and signed 
a voluntary agreement in 2009 to effectuate its terms.  The strategy includes a 75 percent target reduction of mercury 
air emissions from Minnesota pellet plants collectively by 2025.  It recognizes that mercury emission control technology 
currently  does  not  exist  and  will  be  pursued  through  a  research  effort.  According  to  the  voluntary  agreement,  any 
developed technology must meet the “adaptive management criteria” such that the technology must be economically 
feasible, must not impact pellet quality, and must not cause excessive corrosion in pellet furnaces, associated duct work 
and existing wet scrubbers on the furnaces.

According to the voluntary agreement, the mines proceeded with medium- and long-term testing of possible 
technologies.  For Cliffs, the requirements in the voluntary agreement  applies to the United Taconite and Hibbing facilities.  
At this time, we are unable to predict the potential impacts of the voluntary Taconite Mercury Reduction Strategy.  However, 
a number of research projects were conducted between 2011 and 2014 as the industry continues to assess options for 
reduction.  While injection of powdered activated carbon into furnace off-gasses for mercury capture in the wet scrubbers 
showed  positive  initial  results,  further  testing  during  2013  yielded  lower  overall  potential. Alternate  technologies  are 
presently being assessed in our ongoing efforts to develop cost effective mercury reduction technologies for our indurating 
furnaces.

On  September  22,  2014,  Minnesota  promulgated  the  Mercury Air  Emissions  Reporting  and  Reduction  Rule 
mandating mercury air emissions reporting and reduction. The adopted rule expanded applicability to all of our Minnesota 
operations and requires submitting a mercury reduction plan in 2018 to reduce mercury emissions from all of our Minnesota 
taconite furnaces by 72 percent by January 2025 and 70 percent reduction from Northshore’s industrial boilers by January 
1, 2018. The adopted rule does not include all four Adaptive Management Criteria for evaluating mercury reduction, 
which were agreed upon in the October 2009 Minnesota’s Mercury TMDL Implementation Plan. 

To  date,  there  is  currently  no  proven  technology  to  cost  effectively  reduce  mercury  emissions  from  taconite 
furnaces to the target level of 72 percent that would meet all four Adaptive Management Criteria. We remain concerned 
about the technical and economic feasibility to reduce taconite mercury emissions by 72 percent and are conducting 
detailed engineering analysis to determine the impact of the regulations on each unique iron ore indurating furnace 
affected by this rule.  The results of this analysis will guide further dialog with the MPCA regarding our implementation 
of the requirements.

Selenium Discharge Regulation

Our North American Coal operations have numerous NPDES permits with either selenium discharge limits or 
draft permits with selenium limits.  We have achieved, or have projects underway that will achieve compliance at all 
discharges.  As such, we do not believe this issue will likely have a material impact to our North American Coal operations.

In Michigan, the MDEQ issued renewed NPDES permits for our Empire mine in December 2011 and for our 
Tilden mine in 2012.  Our Michigan operations at Empire and Tilden are developing compliance strategies to meet new 
selenium process water limits according to the permit conditions.  Empire and Tilden submitted the Selenium Storm 
Water Management Plan to the MDEQ in December 2011.  The Selenium Storm Water Management Plan outlines the 
activities that will be undertaken to address selenium in storm water discharges from our Michigan operations.  The 
activities include the evaluation of structural controls, non-structural controls, site specific standards, and evaluation of 
potential impacts to groundwater.  Pilot treatment systems have had good initial results and evaluation work continues.  
An initial estimate for full scale implementation of storm water treatment systems and structural selenium controls at both 
facilities is approximately $63 million.  The results from the evaluation of existing pilot and demonstration-scale work will 
determine if these structural controls are utilized, or if alternatives must be applied.

Tilden's NPDES permit renewal became effective on November 1, 2012.  The permit contains a compliance 
schedule for selenium with a limit of five µg/l that will be effective as of November 1, 2017, at Tilden's Gribben Tailings 
Basin outfall.  Tilden has initiated a prudent and feasible alternatives analysis to further define solutions and cost estimates. 
Preliminary testing and engineering for end-of-pipe solutions indicates capital costs are likely to be less than the previously 
estimated range of $96 million to $146 million.  The next phase of engineering and updated cost estimates are scheduled 
to be concluded in the first half of 2015.  In May 2014, the EPA proposed new selenium fish tissue limits and a lower 
lentic  water  column  concentration  criterion    which  may  increase  the  cost  for  treatment.  We  are  incorporating  this 
contingency into our planning and treatment technology development.  

15

 
 
 
 
 
 
 
 
 
Definition of “Waters of the United States” Under the Clean Water Act

The EPA and Army Corps of Engineers’ proposed rule, “Definition of ‘Waters of the United States’ Under the 
Clean Water Act,”  79 Fed. Reg. 22188 (Apr. 21, 2014), attempts to add clarity to which waters are jurisdictional under 
the federal Clean Water Act, and will apply to all Clean Water Act programs, including the Sec. 402 and Sec. 404 permitting 
programs, Sec. 311 spill prevention program and Sec. 401 state certification process.  It is unclear how the federal and 
state agencies will implement and enforce the final rule, and how the courts will interpret going forward, however, there 
is substantial cause to be concerned in several areas of the draft.  The draft regulation may expand EPA’s authority under 
the Clean Water Act to many traditionally unregulated mine features such as mine pits, pit lakes, on site ditches, water 
retention structures, and tailings basins creating a new burden on our U.S. facilities.  This could further be interpreted 
to  add  questionable  regulatory  authority  over  the  groundwater  connections  between  these  features  and  nearby 
traditionally navigable waters.  We are actively participating in the rulemaking development and assessing the potential 
impacts to our operations.

For additional information on our environmental matters, refer to Item 3. Legal Proceedings and NOTE 11 - 
ENVIRONMENTAL AND MINE CLOSURE OBLIGATIONS in Item 8. Financial Statements and Supplementary Data of 
this Annual Report on Form 10-K.

Energy

Electricity

The state of Michigan is a deregulated electricity state, which affords our mines the ability to purchase electrical 
energy supply from various suppliers while continuing to purchase distribution service from the incumbent utility.  As of 
September 1, 2013, our Tilden and Empire mines in Michigan exercised the right to purchase electrical supply from 
Integrys Energy Services while continuing to purchase distribution service from Wisconsin Electric Power Company.  The 
pricing of electricity in the deregulated market is based on the Midwestern Independent System Operator Day-Ahead 
price.  Beginning on February 1, 2015, we began purchasing our electricity supply from the Wisconsin Electric Power 
Company in a regulated fashion as we terminated our contract with Integrys Energy Services.  As of February 1, 2015, 
Wisconsin Electric Power Company is the sole supplier of electric power to our Empire and Tilden mines.  Wisconsin 
Electric Power Company provides 300 megawatts of electricity to Empire and Tilden at rates that are regulated by the 
MPSC.  The Empire and Tilden mines are subject to changes in Wisconsin Electric Power Company's rates, such as 
base interim rate changes that Wisconsin Electric Power Company may self-implement and final rate changes that are 
approved by the MPSC in response to applications filed by Wisconsin Electric Power Company.  Additionally, Empire 
and Tilden are subject to frequent changes in Wisconsin Electric Power Company's power supply adjustment factor. 

Electric power for the Hibbing and United Taconite mines is supplied by Minnesota Power.  On September 16, 
2008, the mines finalized agreements with terms from November 1, 2008 through December 31, 2015.  The agreements 
were approved by the MPUC in 2009.

Silver Bay Power Company, a wholly owned subsidiary of ours, with a 115 megawatt power plant, provides the 
majority  of  Northshore’s  electrical  energy  requirements.    Silver  Bay  Power  has  an  interconnection  agreement  with 
Minnesota Power for backup power when excess generation is necessary.  

Wabush had a 20-year agreement with Newfoundland Power, which ended December 31, 2014.  This agreement 
allowed for an exchange of water rights in return for the power needs for Wabush’s mining operations.  Beginning on 
January 1, 2015, Wabush has a short-term electricity agreement with Newfoundland Hydro Power.  The pricing of this 
agreement is set by the Labrador industrial rate policy. The Wabush pelletizing operation and the Bloom Lake operation 
in Québec are served by Québec Hydro, which provides power under regulated rates that are set on an annual basis.

The Oak Grove mine and Concord Preparation Plant are supplied electrical power by Alabama Power under a 
five-year contract that continues in effect until terminated by either party providing written notice to the other in accordance 
with applicable rules, regulations and rate schedules.  Rates of the contract are subject to change during the term of the 
contract as regulated by the Alabama Public Services Commission.

Electrical power to the Pinnacle Complex is supplied by the Appalachian Power Company under a regulated 
electrical supply contract.  The contract specifies the applicable rate schedule, minimum monthly charge and power 
capacity  furnished.    Rates,  terms  and  conditions  of  the  contract  are  subject  to  the  approval  of  the  Public  Service 
Commission of West Virginia.

Koolyanobbing and its associated satellite mines draw power from independent diesel-fueled power stations 

and generators.  Diesel power generation capacity has been installed at the Koolyanobbing operations.

16

 
 
 
 
 
 
 
 
 
 
 
Process Fuel

We have a long-term contract providing for the transport of natural gas on the Northern Natural Gas Pipeline for 
our U.S. Iron Ore operations.  Our Pinnacle and Oak Grove coal operations also use natural gas, but purchase it through 
their local regulated utility, Mountaineer Gas and Alabama Gas Co., respectively.  At U.S. Iron Ore, the Empire and Tilden 
mines have the capability of burning natural gas, coal or, to a lesser extent, oil.  The Hibbing and Northshore mines have 
the capability to burn natural gas and oil.  The United Taconite mine has the ability to burn coal, natural gas and petroleum 
coke.  Consistent with 2014, we expect during 2015 our U.S. Iron Ore operations will utilize both natural gas and coal 
to heat furnaces and produce power at our Silver Bay Power facility.  At Eastern Canadian Iron Ore, the Wabush mine 
has the capability to burn bunker fuel, stove and furnace oils and coke breeze and the Bloom Lake mine has the ability 
to burn stove and furnace oils.  Our Eastern Canadian Iron Ore process fuel is primarily supplied by Imperial Oil, a 
subsidiary of Exxon Mobil, through contracts.

Employees 

As of December 31, 2014, we had a total of 5,386 employees.

2014

2013

2012

U.S. Iron Ore1
Salaried

Hourly

Total
Asia Pacific Iron Ore 2
Salaried

Hourly

Total

North American Coal

Salaried

Hourly

Total
Eastern Canadian Iron Ore2
Salaried

Hourly

Total

Corporate & Support Services

Salaried

Hourly
Total

658

2,705

3,363

139

—

139

237

821

1,058

231

320

551

275

—

275

Total

5,386

700
2,825

3,525

177

—

177

379
1,207

1,586

407

973
1,380

470

—
470

7,138

715

2,976
3,691

216

—
216

406

1,210
1,616

459

956
1,415

625

26
651

7,589

1 Includes our employees and the employees of the U.S. Iron Ore joint ventures.
2 Excludes contracted mining employees

As of December 31, 2014, approximately 85.0 percent of our U.S. Iron Ore hourly employees, approximately 
100.0 percent of our Eastern Canadian Iron Ore hourly employees and approximately 100.0 percent of our North American 
Coal hourly employees were covered by collective bargaining agreements. 

Hourly  employees  at  our  Michigan  and  Minnesota  iron  ore  mining  operations,  excluding  Northshore,  are 
represented by the USW.  The labor agreements that cover approximately 2,200 USW-represented employees at our 
Empire and Tilden mines in Michigan, and our United Taconite and Hibbing mines in Minnesota are effective September 
1, 2012 through September 30, 2015.  Employees at our Northshore operations are not represented by a union and are 
not, therefore, covered by a collective bargaining agreement.

Hourly employees at our Eastern Canadian Iron Ore operations also are represented by the USW.  The labor 
agreement with the USW that covers our represented employees at Bloom Lake is effective from September 1, 2013 

17

 
 
 
 
 
 
through August 31, 2016.  The labor agreement with the USW that covers our represented employees at our Pointe Noire 
facility, is effective from March 1, 2014 through February 28, 2020. 

Hourly  employees  at  our Lake  Superior  and  Ishpeming  railroads  are represented  by seven  unions  covering 
approximately 105 employees.  The labor agreements that cover these employees reopened for bargaining on December 
31, 2014 and we are actively bargaining with the seven unions that represent them for successor agreements.  These 
employees negotiate under the Railway Labor Act, which provides that labor agreements remain in force until replaced 
by a successor agreement.  Under the Railway Labor Act work stoppages cannot occur until the parties have engaged 
in substantial negotiations, have mediated any disputes and have received a release from the National Mediation Board.

Hourly production and maintenance employees at our Pinnacle Complex and Oak Grove mines are represented 
by the UMWA.  Our labor agreements with the UMWA at those locations are effective July 1, 2011 through December 31, 
2016.  Those agreements are identical in all material respects to the NBCWA of 2011 between the UMWA and the National  
Bituminous Coal Operators’ Association. 

Employees at our Asia Pacific Iron Ore, Corporate and Support Services are not represented by a union and 

are not, therefore, covered by collective bargaining agreements.

Safety

Safety is our primary core value as we continue towards a zero incident culture at our operating facilities.  We 
continuously monitor, track and measure our safety performance and make changes where necessary.  Best practices 
are shared globally to ensure each mine site can embed our policies, procedures and learnings for enhanced workplace 
safety.    We  measure  progress  toward  achieving  our  objective  against  regularly  established  benchmarks,  including 
measuring company-wide TRIR.  During 2014, our TRIR (including contractors) was 2.02 per 200,000 man-hours worked.  

Refer to Exhibit 95 Mine Safety Disclosures (filed herewith) for mine safety information required in accordance 

with Section 1503(a) of the Dodd-Frank Act.

Available Information

Our headquarters are located at 200 Public Square, Cleveland, Ohio 44114-2315, and our telephone number 
is (216) 694-5700.  We are subject to the reporting requirements of the Exchange Act and its rules and regulations.  The 
Exchange Act requires us to file reports, proxy statements and other information with the SEC.  Copies of these reports 
and other information can be read and copied at:

SEC Public Reference Room
100 F Street N.E.
Washington, D.C. 20549

Information  on  the  operation  of  the  Public  Reference  Room  may  be  obtained  by  calling  the  SEC  at  1-800-

SEC-0330.

The SEC maintains a website that contains reports, proxy statements and other information regarding issuers 
that file electronically with the SEC.  These materials may be obtained electronically by accessing the SEC’s home page 
at www.sec.gov.

We  use  our  website,  www.cliffsnaturalresources.com,  as  a  channel  for  routine  distribution  of  important 
information, including news releases, investor presentations and financial information.  We also make available, free of 
charge on our website, our Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-
K and amendments to these reports filed or furnished pursuant to Section 13(a) or 15(d) of the Exchange Act, as soon 
as reasonably practicable after we electronically file these documents with, or furnish them to, the SEC.  In addition, our 
website allows investors and other interested persons to sign up to receive automatic email alerts when we post news 
releases and financial information on our website.

We also make available, free of charge on our website, the charters of the Audit Committee, Governance and 
Nominating Committee and Compensation and Organization Committee as well as the Corporate Governance Guidelines 
and the Code of Business Conduct & Ethics adopted by our Board of Directors.  These documents are available through 
our investor relations page on our website at ir.cliffsnaturalresources.com.  The SEC filings are available by selecting 
“Financial Information” and then “SEC Filings,” and material and corporate governance is available by selecting “Corporate 
Governance” for the Board Committee Charters, operational governance guidelines and the Code of Business Conduct 
and Ethics.

18

 
 
 
 
 
 
 
 
 
 
 
References to our website or the SEC’s website do not constitute incorporation by reference of the information 

contained on such websites, and such information is not part of this Annual Report on Form 10-K.

Copies of the above-referenced information are also available, free of charge, by calling (216) 694-5700 or upon 

written request to:

Cliffs Natural Resources Inc.
Investor Relations
200 Public Square
Cleveland, OH 44114-2315

19

 
 
EXECUTIVE OFFICERS OF THE REGISTRANT

Following are the names, ages and positions of the executive officers of the Company as of February 25, 2015.  

Unless otherwise noted, all positions indicated are or were held with Cliffs Natural Resources Inc.

Name
Lourenco Goncalves

Age Position(s) Held
57

Chairman of the Board, President and Chief Executive Officer (August 2014 - present); 
Chairman, President and Chief Executive Officer of Metals USA Holdings Corp., an 
American manufacturer and processor of steel and other metals (May 2006 - April 
2013); President, Chief Executive Officer and a director of Metals USA Inc. (February 
2003 - April 2006).

Terry G. Fedor

50

James D. Graham

49

Maurice D. Harapiak

53

Terrence R. Mee

45

Terrance M. Paradie

46

Clifford T. Smith

55

P. Kelly Tompkins

58

Executive  Vice  President,  United  States  Iron  Ore  (January  2014  -  present);  Vice 
President  (February  2011  -  January  2014);  Vice  President  and  General  Manager 
(March 2005 - February 2011) of ArcelorMittal Cleveland, a fully integrated steelmaking 
facility.

Executive Vice President (November 2014 - present); Chief Legal Officer (March 2013 
- present); Secretary (March 2014 - present); Vice President (January 2011 - October 
2014); General Counsel - Global Operations (January 2011 - March 2013); Assistant 
General Counsel (April 2007 - December 2010).

Executive Vice President, Human Resources (June 2014 - present); Regional Director, 
Human Resources - Barrick Gold of North America, a gold mining company (November 
2011 - June 2014); Senior Director, Human Resources, Capital Projects - Barrick Gold 
Corporation, a gold mining company (November 2007 - November 2011).

Executive  Vice  President,  Global  Commercial  (October  2014  -  present);  Vice 
President,  Global  Iron  Ore  Sales  (February  2014  -  October  2014);  Senior  Vice 
President, Global Iron Ore Sales (March 2012 - February 2014); Senior Vice President, 
Global Iron Ore & Metallic Sales (January 2011 - March 2012); Vice President, Sales 
and Transportation (September 2007 - January 2011).
Executive  Vice  President  (March  2013  -  present);  Chief  Financial  Officer  (October 
2012 - present); Treasurer (September 2014 - February 2015); Senior Vice President 
(January  2011  -  March  2013);  Assistant  General  Manager  -  Michigan  Operations 
(March 2012 - September 2012); Corporate Controller (October 2007 - March 2012); 
Chief Accounting Officer (July 2009 - March 2012); Vice President (October 2007 - 
January 2011).
Executive Vice President, Seaborne Iron Ore (January 2014 - present); Executive 
Vice  President,  Global  Operations  (July  2013  -  January  2014);  Executive  Vice 
President,  Global  Business  Development  (March  2013  -  July  2013);  Senior  Vice 
President, Global Business Development (January 2011 - March 2013); Vice President, 
Latin American Operations(September 2009 - January 2011).

Executive Vice President, Business Development (October 2014 - present); Executive 
Vice President, External Affairs and President, Global Commercial (November 2013 
- October 2014); Chief Administrative Officer (July 2013 - November 2013); Executive 
Vice President, Legal, Government Affairs and Sustainability (May 2010 - July 2013).  
Chief Legal Officer (January 2011 - January 2013); President, Cliffs China (October 
2012 - November 2013); Executive vice president and chief financial officer of RPM 
International Inc., a specialty coatings and sealants manufacturer (June 2008 - May 
2010).

David L. Webb

57 Executive Vice President (January 2014 - present); Senior Vice President, Global Coal 
(July  2011  -  January  2014);  Vice  president  and  general  manager  of  Mid-West 
Operations for Patriot Coal Corp., a producer of thermal and metallurgical coal (2007 
- June 2011).

Timothy K. Flanagan

37

Vice  President,  Corporate  Controller  &  Chief  Accounting  Officer  (March  2012  - 
present); Assistant Controller (February 2010 - March 2012); and Director, Internal 
Audit (April 2008 - February 2010).

All executive officers serve at the pleasure of the Board.  There are no arrangements or understandings between 
any executive officer and any other person pursuant to which an executive officer was selected to be an officer of the 
Company.  There is no family relationship between any of our executive officers, or between any of our executive officers 
and any of our directors.  

20

Item 1A.

Risk Factors

An  investment  in  our  common  shares  or  other  securities  is  subject  to  risk  inherent  to  our  business  and  our 
industry.  Described below are certain risks and uncertainties, the occurrences of which could have a material adverse 
effect on us.  Before making an investment decision, you should consider carefully all of the risks described below together 
with the other information included in this report.  The risks and uncertainties described below are not the only ones we 
face.  Although we have significant risk management policies, practices and procedures aimed to mitigate these risks, 
uncertainties may nevertheless impair our business operation.  This report is qualified in its entirety by these factors.

Our ERM function provides a framework for management's consideration of risk when making strategic, financial, 
operational  and/or  project  decisions.    The  framework  is  based  on  ISO  31000,  an  internationally  recognized  risk 
management  standard.    Management  uses  a  consistent  methodology  to  identify  and  assess  risks,  determine  and 
implement risk mitigation actions, and monitor and communicate information about the Company's key risks.  Through 
these processes, we have identified six categories of risk that we are subject to:  (I) economic and market, (II) regulatory, 
(III) financial, (IV) operational, (V) development and sustainability and (VI) human capital.  The following risk factors are 
presented according to these key risk categories.  

I.  ECONOMIC AND MARKET RISKS

The volatility of commodity prices, namely iron ore and coal, affects our ability to generate revenue, maintain 
stable cash flow and to fund our operations, including growth and expansion projects.

As a mining company, our profitability is dependent upon the price of the commodities that we sell to our customers, 
namely iron ore and coal.  The prices of iron ore and coal have fluctuated historically and are affected by factors beyond 
our control, including: steel inventories; international demand for raw materials used in steel production; rates of global 
economic growth, especially construction and infrastructure activity that requires significant amounts of steel; recession 
or  reduced  economic  activity  in  the  U.S.,  China,  India,  Europe  and  other  industrialized  or  developing  countries; 
uncertainties or weaknesses in global economic conditions such as the sovereign debt crisis in Europe and the U.S. 
debt ceiling; changes in production capacity of other iron ore and metallurgical coal suppliers, especially as additional 
supplies come online or where there is a significant increase in imports of steel into the U.S. or Europe; weather-related 
disruptions or natural disasters that may impact the global supply of iron ore and metallurgical coal; and the proximity, 
capacity and cost of infrastructure and transportation.

Our earnings, therefore, may fluctuate with the prices of the commodities we sell.  To the extent that the prices 
of these commodities significantly decline for an extended period of time, we may have to revise our operating plans, 
including curtailing production, reducing operating costs and capital expenditures and discontinuing certain exploration 
and development programs.  We also may have to take impairments on our assets, inventory and/or goodwill.  Sustained 
lower prices also could cause us to reduce existing reserves if certain reserves no longer can be economically mined 
or processed at prevailing prices.  We may be unable to decrease our costs in an amount sufficient to offset reductions 
in revenues and may incur losses.  These events could have a material adverse effect on us.

Uncertainty or weaknesses in global economic conditions and reduced economic growth in China could affect 
adversely our business.

The  world  prices  of  iron  ore  and  coal  are  influenced  strongly  by  international  demand  and  global  economic 
conditions.  Uncertainties or weaknesses in global economic conditions, including the ongoing sovereign debt crisis in 
Europe, could affect adversely our business and negatively impact our financial results.  In addition, the current level of 
international demand for raw materials used in steel production is driven largely by industrial growth in China.  If the 
economic growth rate in China slows for an extended period of time, or if another global economic downturn were to 
occur, we would likely see decreased demand for our products and decreased prices, resulting in lower revenue levels 
and decreasing margins.  We are not able to predict whether the global economic conditions will continue or worsen and 
the impact it may have on our operations and the industry in general going forward.

Capacity expansions within the mining industry could lead to lower global iron ore and coal prices, impacting 
our profitability.

Continued global growth of iron ore and coal demand, particularly from China, resulted in iron ore and metallurgical 
coal suppliers expanding their production capacity.  The supply of both iron ore and metallurgical coal has increased due 
to these expansions.  In the current iron ore and coal markets, an increase in our competitors’ capacity could result in 
excess supply of these commodities, resulting in downward pressure on prices.  This decrease in pricing would adversely 
impact our sales, margins and profitability.

21

 
 
 
 
 
 
If steelmakers use methods other than blast furnace production to produce steel or use other inputs, or if their 
blast furnaces shut down or otherwise reduce production, the demand for our iron ore and coal products may 
decrease.

Demand for our iron ore and coal products is determined by the operating rates for the blast furnaces of steel 
companies.  However, not all finished steel is produced by blast furnaces; finished steel also may be produced by other 
methods that use scrap steel, pig iron, hot briquetted iron and direct reduced iron.  North American steel producers also 
can produce steel using imported iron ore or semi-finished steel products, which eliminates the need for domestic iron 
ore.  Future environmental restrictions on the use of blast furnaces also may reduce our customers’ use of their blast 
furnaces.  Maintenance of blast furnaces may require substantial capital expenditures.  Our customers may choose not 
to maintain, or may not have the resources necessary to maintain, their blast furnaces.  If our customers use methods 
to produce steel that do not use iron ore and coal products, demand for our iron ore and coal products will decrease, 
which would affect adversely our sales, margins and profitability.

Due  to  economic  conditions  and  volatility  in  commodity  prices,  our  customers  could  approach  us  about 
modification of their supply agreements.  Modifications to our sales agreements potentially could be made due 
to such volatility, which could impact adversely our sales, margins, profitability and cash flows.  

Although we have contractual commitments for sales in our U.S. Iron Ore and Eastern Canadian Iron Ore business 
for 2015 and beyond, the uncertainty in global economic conditions may adversely impact the ability of our customers 
to meet their obligations. As a result of such market volatility, our customers could approach us about modifying their 
supply agreements. Any modifications to our sales agreements could adversely impact our sales, margins, profitability 
and cash flows. These discussions or potential actions by our customers could also result in contractual disputes, which 
could ultimately require arbitration or litigation, either of which could be time consuming and costly. Any such disputes 
could impact adversely our sales, margins, profitability and cash flows.

II. 

REGULATORY RISKS

We are subject to extensive governmental regulation, which imposes, and will continue to impose, potential 
significant costs and liabilities on us.  Future laws and regulation or the manner in which they are interpreted 
and enforced could increase these costs and liabilities or limit our ability to produce iron ore and coal products.

New  laws  or  regulations,  or  changes  in  existing  laws  or  regulations,  or  the  manner  of  their  interpretation  or 
enforcement, could increase our cost of doing business and restrict our ability to operate our business or execute our 
strategies.  This  includes,  among  other  things,  the  possible  taxation  under  U.S.  law  of  certain  income  from  foreign 
operations, compliance costs and enforcement under the Dodd-Frank Wall Street Reform and Consumer Protection Act, 
and costs associated with complying with the Patient Protection and Affordable Care Act and the Healthcare and Education 
Reconciliation Act of 2010 and the regulations promulgated thereunder. In addition, we are subject to various federal, 
provincial, state and local laws and regulations in each jurisdiction in which we have operations for employee health and 
safety, air quality, water pollution, plant, wetlands and wildlife protection, reclamation and restoration of mining properties, 
the discharge of materials into the environment, the effects that mining has on groundwater quality and availability, and 
related matters. Numerous governmental permits and approvals are required for our operations. We cannot be certain 
that we have been or will be at all times in complete compliance with such laws, regulations, permits and approvals. If 
we violate or fail to comply with these laws, regulations, permits or approvals, we could be fined or otherwise sanctioned 
by regulators. Compliance with the complex and extensive laws and regulations that we are subject to imposes substantial 
costs,  which  we  expect  will  continue  to  increase  over  time  because  of  increased  regulatory  oversight,  adoption  of 
increasingly stringent environmental standards, and increased demand for remediation services leading to shortages of 
equipment, supplies and labor, as well as other factors.

Specifically, there are several notable proposed or recently enacted rulemakings or activities to which we would be 
subject or that would further regulate and/or tax our customers, namely the North American integrated steel producer 
customers that may also require us or our customers to reduce or otherwise change operations significantly or incur 
significant  additional  costs,  depending  on  their  ultimate  outcome.  These  emerging  or  recently  enacted  rules  and 
regulations include: numerous air regulations, such as climate change and greenhouse gas regulation, regional haze 
regulation,  NAAQS  including  but  not  limited  to  those  for  NO2  and  SO2,  the  CSAPR;  increased  administrative  and 
legislative initiatives related to coal mining activities; Minnesota’s Mercury Air Emissions Reporting and Reduction Rule, 
Mercury  Total  Maximum  Daily  Load  requirements  and  Taconite  Mercury  Reduction  Strategy;  selenium  discharge 
regulation;  expansion  of  federal  jurisdictional  authority  to  regulate  groundwater,  and  various  other  water  quality 
regulations. Such new or more stringent legislation, regulations, interpretations or orders, when enacted, could have a 
material adverse effect on our business, results of operations, financial condition or profitability.

22

 
 
 
 
Although the numerous regulations, operating permits and our management systems mitigate potential 
impacts to the environment, our operations may inadvertently impact the environment or cause exposure to 
hazardous substances, which could result in material liabilities to us.

Our operations currently use and have used in the past, hazardous materials, and, from time to time, we have 
generated solid and hazardous waste.  We may be subject to claims under federal, provincial, state and local laws and 
regulations for toxic torts, natural resource damages and other damages as well as for the investigation and clean-up of 
soil, surface water, sediments, groundwater and other natural resources.  Such claims for damages and reclamation 
may arise out of current or former conditions at sites that we own, lease or operate currently, as well as sites that we or 
our acquired companies have owned, leased or operated, and at contaminated sites that have always been owned, 
leased or operated by our joint-venture partners.  Our liability for such claims may be joint and several, so that we may 
be held responsible for more than our share of the contamination or other damages, or even for the entire share.  We 
are subject to a variety of potential liability exposures arising, or otherwise involved in remediation activities, at certain 
sites. In addition to currently owned, leased or operated sites, these include sites where we formerly conducted iron ore 
and/or coal mining or processing or other operations, inactive sites that we currently own, predecessor sites, acquired 
sites, leased land sites and third-party waste disposal sites.  We may be named as a responsible party at other sites in 
the future and we cannot be certain that the costs associated with these additional sites will not be material.

We  also  could  be  held  liable  for  any  and  all  consequences  arising  out  of  human  exposure  to  hazardous 
substances used, released, or disposed of by us.  In particular, we and certain of our subsidiaries are involved in various 
claims relating to the exposure of asbestos and silica to seamen who sailed until the mid-1980s on the Great Lakes 
vessels formerly owned and operated by certain of our subsidiaries.  The full impact of these claims continues to be 
unknown.  Uncertainty also remains as to whether insurance coverage will be sufficient and whether other defendants 
named in these claims will be able to fund any costs arising out of these claims.

Environmental impacts as a result of our operations, including exposures to hazardous substances or 

wastes associated with our operations, could result in costs and liabilities that could materially and adversely affect 
our margins, cash flow or profitability.  

We may be unable to obtain and renew permits necessary for our operations, which could reduce our production, 
cash flows and profitability.  We also could face significant permit and approval requirements that could delay 
our  commencement  or  continuation  of  exploration  and  production  operations,  which,  in  turn,  could  affect 
materially our cash flows and profitability.

Prior  to  commencement  of  mining,  we  must  submit  to  and  obtain  approval  from  the  appropriate  regulatory 
authority of plans showing where and how mining and reclamation operations are to occur.  These plans must include 
information such as the location of mining areas, stockpiles, surface waters, haul roads, tailings basins and drainage 
from mining operations.  All requirements imposed by any such authority may be costly and time-consuming and may 
delay commencement or continuation of exploration or production operations.

Mining companies must obtain numerous permits that impose strict conditions on various environmental and 
safety matters in connection with coal and iron ore mining.  These include permits issued by various federal, state and 
provincial agencies and regulatory bodies.  The permitting rules are complex and may change over time, making our 
ability  to  comply  with  the  applicable  requirements  more  difficult  or  impractical  and  costly,  possibly  precluding  the 
continuance of ongoing operations or the development of future mining operations.  The public, including special interest 
groups and individuals, have certain rights under various statutes to comment upon, submit objections to, and otherwise 
engage in the permitting process, including bringing citizens’ lawsuits to challenge such permits or mining activities.  
Accordingly, required permits may not be issued or renewed in a timely fashion (or at all), or permits issued or renewed 
may be conditioned in a manner that may restrict our ability to efficiently conduct our mining activities.  Such inefficiencies 
could reduce our production, cash flows and profitability.

Our North American coal operations are subject to increasing levels of regulatory oversight making it more 
difficult to obtain and maintain necessary operating permits.

The current political and regulatory environment in the U.S. is disposed negatively toward coal mining, with 
particular focus on certain categories of mining such as mountaintop removal techniques.  Therefore, our coal mining 
operations in North America are subject to increasing levels of scrutiny.  Although we do not engage in mountaintop 
mining, emerging U.S. regulatory efforts targeted at eliminating or minimizing the adverse environmental impacts of 
mountaintop  and  underground  coal  mining  practices  have  impacted  all  types  of  coal  operations.    These  regulatory 
initiatives could cause material impacts, delays, or disruptions to our coal operations due to our inability to obtain new 
or renewed permits or modifications to existing permits.

23

 
 
 
 
 
 
Underground mining is subject to increased safety regulation and may require us to incur additional compliance 
costs.

Recent mine disasters have led to the enactment and consideration of significant new federal and state laws 
and  regulations  relating  to  safety  in  underground  coal  mines.   These  laws  and  regulations  include  requirements  for 
constructing and maintaining caches for the storage of additional self-contained self-rescuers throughout underground 
mines; installing rescue chambers in underground mines; continuous tracking of and communication with personnel in 
the  mines;  installing  cable  lifelines  from  the  mine  portal  to  all  sections  of  the  mine  to  assist  in  emergency  escape; 
submission  and  approval  of  emergency  response  plans;  and  new  and  additional  safety  training.   Additionally,  new 
requirements for the prompt reporting of accidents and increased fines and penalties for violations of these and existing 
regulations have been implemented.  These new laws and regulations may cause us to incur substantial additional costs, 
which may impact adversely our results of operations, financial condition or profitability.

III.  FINANCIAL RISKS

A substantial majority of our sales are made under term supply agreements to a limited number of customers 
that contain price-adjustment clauses that could affect adversely the stability and profitability of our operations.

In 2014, a majority of our U.S. Iron Ore, North American Coal and Eastern Canadian Iron Ore sales, and almost 
all of our Asia Pacific Iron Ore sales were made under term supply agreements to a limited number of customers. In 
2014, five customers together accounted for approximately 72 percent of our U.S. Iron Ore, Eastern Canadian Iron Ore, 
and North American Coal product sales revenues (representing more than 57 percent of our consolidated revenues). 
For North American Coal, prices typically are agreed upon for a 12-month period and typically are adjusted each year. 
Our Asia Pacific Iron Ore contracts are due to expire at various dates until March 2015 for our Chinese and Japanese 
customers. As of December 31, 2014, our U.S. Iron Ore contracts had an average remaining duration of four years. We 
cannot be certain that we will be able to renew or replace existing term supply agreements at approximately the same 
volume levels, prices or with similar profit margins when they expire. A loss of sales to our existing customers could have 
a substantial negative impact on our sales, margins and profitability.

Our U.S. Iron Ore term supply agreements contain a number of price adjustment provisions, including price 
escalators and adjustments based on general industrial inflation rates, the price of steel and the international price of 
iron ore pellets, among other factors, that are out of our control and that may adjust the prices under those agreements 
generally on an annual basis.

Changes in credit ratings issued by nationally recognized statistical rating organizations could adversely 
affect our cost of financing and the market price of our securities.

Credit rating agencies could downgrade our ratings either due to factors specific to our business, a prolonged 
cyclical downturn in the mining industry, or macroeconomic trends (such as global or regional recessions) and trends in 
credit and capital markets more generally.  Any decline in our credit ratings would likely result in an increase to our cost 
of financing, including resulting in an increase of the interest rate applicable on these senior notes, limit our access to 
the capital markets, significantly harm our financial condition and results of operations, hinder our ability to refinance 
existing indebtedness on acceptable terms and have an adverse effect on the market price of our securities.

We rely on our joint venture partners in our mines to meet their payment obligations and we are subject to risks 
involving the acts or omissions of our joint venture partners when we are not the manager of the joint venture.

We co-own and manage three of our five U.S. Iron Ore mines and one of our two Eastern Canadian Iron Ore 
mines with various joint venture partners that are integrated steel producers or their subsidiaries, including ArcelorMittal, 
U.S. Steel Canada Inc., and WISCO.  We rely on our joint venture partners to make their required capital contributions 
and to pay for their share of the iron ore that each joint venture produces.  Our U.S. Iron Ore and Eastern Canadian Iron 
Ore  joint  venture  partners  are  also  our  customers.    If  one  or  more  of  our  joint  venture  partners  fail  to  perform  their 
obligations, the remaining joint venture partners, including ourselves, may be required to assume additional material 
obligations,  including  significant  capital  contribution,  pension  and  postretirement  health  and  life  insurance  benefit 
obligations.  The premature closure of a mine due to the failure of a joint venture partner to perform its obligations could 
result in significant fixed mine-closure costs, including severance, employment legacy costs and other employment costs; 
reclamation and other environmental costs; and the costs of terminating long-term obligations, including energy and 
transportation contracts and equipment leases.  For example, with respect to the Bloom Lake mine, CQIM's joint venture 
partner did not fully participate in calls for capital contributions, resulting in additional financial burden for CQIM.  This 
additional burden was one of multiple factors in CQIM's decision to file for a stay under CCAA.

24

 
 
 
 
 
We cannot control the actions of our joint venture partners, especially when we have a minority interest in a 
joint venture.  Further, in spite of performing customary due diligence prior to entering into a joint venture, we cannot 
guarantee full disclosure of prior acts or omissions of the sellers or those with whom we enter into joint ventures.  Such 
risks could have a material adverse effect on the business, results of operations or financial condition of our joint venture 
interests.

We may not be able to recover the carrying value when divesting assets or businesses.

When we divest assets or businesses, we may not be able to recover the carrying value of these assets, which 
potentially could have a material adverse impact on our results of operations, shareholders' equity and capital structure. 
Also, if we were to sell a percentage of a business, there are inherent risks of a joint venture relationship as noted in the 
risk factor above.  

Our ability to collect payments from our customers depends on their creditworthiness.

Our ability to receive payment for products sold and delivered to our customers depends on the creditworthiness 
of our customers. With respect to our Asia Pacific business unit, payment typically is received as the products are shipped 
and much of the product is secured by bank letters of credit. By contrast, in our U.S. Iron Ore business unit, generally, 
we deliver iron ore products to our customers’ facilities in advance of payment for those products. Under this practice 
for our U.S. customers, title and risk of loss with respect to U.S. Iron Ore products does not pass to the customer until 
payment for the pellets is received; however, there is typically a period of time in which pellets, for which we have reserved 
title, are within our customers’ control. Where we have identified credit risk with certain customers, we have put in place 
alternate payment terms from time to time.

Consolidations in some of the industries in which our customers operate have created larger customers.  These 
factors have caused some customers to be less profitable and increased our exposure to credit risk.  Customers in 
other countries may be subject to other pressures and uncertainties that may affect their ability to pay, including trade 
barriers, exchange controls, and local, economic and political conditions.  Downturns in the economy and disruptions 
in the global financial markets in recent years have affected the creditworthiness of our customers from time to time. 
Some of our customers are highly leveraged.  If economic conditions worsen or prolonged global, national or regional 
economic recession conditions return, it is likely to impact significantly the creditworthiness of our customers and could, 
in turn, increase the risk we bear on payment default for the credit we provide to our customers and could limit our 
ability to collect receivables.  Failure to receive payment from our customers for products that we have delivered could 
affect adversely our results of operations, financial condition and liquidity.

Our operating expenses could increase significantly if the price of electrical power, fuel or other energy sources 
increases.

Our mining operations require significant use of energy.  Operating expenses at all of our mining locations are 
sensitive to changes in electricity prices and fuel prices, including diesel fuel and natural gas prices.  These items make 
up approximately 25 to 30 percent in the aggregate of our operating costs in our U.S. Iron Ore locations, for example.  
Prices for electricity, natural gas and fuel oils can fluctuate widely with availability and demand levels from other users.  
During periods of peak usage, supplies of energy may be curtailed and we may not be able to purchase them at historical 
rates.  A disruption in the transmission of energy, inadequate energy transmission infrastructure, or the termination of 
any of our energy supply contracts could interrupt our energy supply and affect adversely our operations.  While we have 
some long-term contracts with electrical suppliers, we are exposed to fluctuations in energy costs that can affect our 
production costs.  As an example, our mines in Minnesota are subject to changes in Minnesota Power’s rates, such as 
rate changes that are reviewed and approved by the state public utilities commission in response to an application filed 
by Minnesota Power.  We also enter into market-based pricing supply contracts for  natural gas and diesel fuel for use 
in our operations.  Those contracts expose us to price increases in energy costs, which could cause our profitability to 
decrease significantly.

In addition, U.S. public utilities are expected to pass through additional capital and operating cost increases 
related to new or pending U.S. environmental regulations that are expected to require significant capital investment and 
use of cleaner fuels in the future and which may impact U.S. coal-fired generation capacity.  We are estimating that power 
rates for our electricity-intensive operations could increase above 2014 levels by up to 13 percent by 2019, representing 
an increase of approximately $8 per MWh by 2019 for our U.S. operations.  These environmental regulations are also 
forcing the future closure of the Presque Isle Power Plant in the Upper Peninsula of Michigan which supplies electricity 
to our mines in Michigan. 

25

 
 
 
 
 
 
The availability of capital may be limited.

We may need to access the capital markets to finance ongoing operations, any development of existing mining 
properties and our other cash requirements. Our substantial indebtedness could make it more difficult for us to borrow 
money in the future and may reduce the amount of money available to finance our operations and other business activities 
and may have other detrimental consequences, including the following: requiring us to dedicate a substantial portion of 
our cash flow from operations to the payment of principal, premium, if any, and interest on our debt, which will reduce 
funds available for other purposes; exposing us to the risk of increased interest costs if the underlying interest rates rise 
on our existing credit facility or other variable rate debt; making it more difficult to obtain surety bonds, letters of credit 
or other financing, particularly during periods in which credit markets are weak; causing a decline in our credit ratings; 
limiting our ability to compete with companies that are not as leveraged and that may be better positioned to withstand 
economic downturns; and limiting our flexibility in planning for, or reacting to, and increasing our vulnerability to, changes 
in our business, the industry in which we compete and general economic and market conditions.  If we further increase 
our indebtedness, the related risks that we now face, including those described above, could intensify.  We cannot predict 
the general availability or accessibility of capital to finance such projects in the future.

We are subject to a variety of financial market risks.

Financial market risks include those caused by changes in the value of investments, changes in commodity 
prices, interest rates and foreign currency exchange rates.  We have established policies and procedures to manage 
such risks; however, certain risks are beyond our control and our efforts to mitigate such risks may not be effective.  
These factors could have a material adverse effect on our results of operations.

Our existing and future indebtedness may limit cash flow available to invest in the ongoing needs of our business, 
which could prevent us from fulfilling our obligations under our senior notes.

As of December 31, 2014, we had an aggregate principal amount of $2,995.8 million of total debt, $308 million 
of which was secured (excluding outstanding letters of credit), and $290.9 million of cash on our balance sheet.   Our 
level of indebtedness could have important consequences to you. For example, it could:

• 

• 
• 

• 
• 

require us to dedicate a substantial portion of our cash flow from operations to the payment of debt service, 
reducing the availability of our cash flow to fund working capital, capital expenditures, acquisitions and other 
general corporate purposes;

increase our vulnerability to adverse economic or industry conditions;
limit our ability to obtain additional financing in the future to enable us to react to changes in our business;

place us at a competitive disadvantage compared to businesses in our industry that have less indebtedness; or
limit our ability to pay dividends on or purchase or redeem our capital stock.

Our substantial level of indebtedness could limit our ability to obtain additional financing on acceptable terms or 
at all for working capital, capital expenditures and general corporate purposes. Our liquidity needs could vary significantly 
and may be affected by general economic conditions, industry trends, performance and many other factors not within 
our control. If we are unable to generate sufficient cash flow from operations in the future to service our debt, we may 
be required to refinance all or a portion of our existing debt. However, we may not be able to obtain any such new or 
additional debt on favorable terms or at all.

Additionally, any failure to comply with covenants in the instruments governing our debt could result in an event 

of default which, if not cured or waived, would have a material adverse effect on us.

We may not be able to generate sufficient cash to service all of our debt, and may be forced to take other actions 
to satisfy our obligations under our debt, which may not be successful.

Our ability to make scheduled payments on or to refinance our debt obligations, including our senior notes, and 
to fund planned capital expenditures and expansion efforts and any strategic alliances or acquisitions we may make in 
the future depends on our ability to generate cash in the future and our financial condition and operating performance, 
which are subject to prevailing economic and competitive conditions and to certain financial, business and other factors 
beyond our control. We cannot assure you that we will maintain a level of cash flows from operating activities sufficient 
to permit us to pay the principal, premium, if any, and interest on our debt, including our senior notes.

If our cash flows and capital resources are insufficient to fund our debt service obligations, we may be forced to 
reduce or delay investments and capital expenditures, or to sell assets, seek additional capital or restructure or refinance 
our debt, including our senior notes. Any refinancing of our debt could be at higher interest rates and may require us to 

26

 
 
 
 
 
 
 
comply with more onerous covenants, which could further restrict our business operations. These measures may not be 
successful and may not permit us to meet our scheduled debt service obligations. If our operating results and available 
cash are insufficient to meet our debt service obligations, we could face substantial liquidity problems and might be 
required to dispose of material assets or operations to meet our debt service and other obligations. We may not be able 
to consummate those dispositions or to obtain the proceeds that we could realize from them, and these proceeds may 
not be adequate to meet any debt service obligations then due. Further, we may need to refinance all or a portion of our 
debt on or before maturity, and we cannot assure you that we will be able to refinance any of our debt on commercially 
reasonable terms or at all.

We are subject to risks relating to the CCAA filing by the Bloom Lake Group.

The Bloom Lake Group commenced the CCAA process in January 2015 to address the Bloom Lake Group’s 
immediate liquidity issues and to preserve and protect its assets for the benefit of all stakeholders while restructuring 
and/or  sale  options  are  explored.   Certain  obligations  of  the  Bloom  Lake  Group,  including  equipment  loans,  were 
guaranteed by Cliffs.  It is possible that (a) as part of the CCAA process (i) claims may be asserted by or on behalf of 
the Bloom Lake Group against non-debtor affiliates of the Bloom Lake Group and/or (ii) claims of non-debtor affiliates 
against the Bloom Lake Group may be challenged and (b) creditors of the Bloom Lake Group may assert claims against 
non-debtor  affiliates  of  the  Bloom  Lake  Group  under  the  guarantees  discussed  above.   While  we  anticipate  the 
restructuring and/or sale of the Bloom Lake Group assets may mitigate these risks, to the extent that any claims are 
successful or the Bloom Lake Group’s obligations guaranteed by Cliffs are not satisfied in full by any such restructuring 
or sale, Cliffs could be held liable for certain obligations. 

IV.  OPERATIONAL RISKS

Mine closures entail substantial costs.  If we close one or more of our mines, our results of operations and 
financial condition would likely be affected adversely.

If we close any of our mines, our revenues would be reduced unless we were able to increase production at our 
other mines, which may not be possible.  The closure of a mining operation involves significant fixed closure costs, 
including accelerated employment legacy costs, severance-related obligations, reclamation and other environmental 
costs, and the costs of terminating long-term obligations, including customer, energy and transportation contracts and 
equipment leases.  We base our assumptions regarding the life of our mines on detailed studies we perform from time 
to time, but those studies and assumptions are subject to uncertainties and estimates that may not be accurate.  We 
recognize the costs of reclaiming open pits and shafts, stockpiles, tailings ponds, roads and other mining support areas 
based on the estimated mining life of our property.  If we were to significantly reduce the estimated life of any of our 
mines, the mine-closure costs would be applied to a shorter period of production, which would increase costs per ton 
produced and could significantly and adversely affect our results of operations and financial condition.

A North American mine permanent closure could accelerate and significantly increase employment legacy costs, 
including our expense and funding costs for pension and other postretirement benefit obligations.  A number of employees 
would be eligible for immediate retirement under special eligibility rules that apply upon a mine closure.  All employees 
eligible for immediate retirement under the pension plans at the time of the permanent mine closure also could be eligible 
for postretirement health and life insurance benefits, thereby accelerating our obligation to provide these benefits.  Certain 
mine closures would precipitate a pension closure liability significantly greater than an ongoing operation liability.  Finally, 
a permanent mine closure could trigger severance-related obligations, which can equal up to sixteen weeks of pay per 
employee in some jurisdictions, depending on length of service.  As a result, the closure of one or more of our mines 
could adversely affect our financial condition and results of operations.

At the end of March 2014, we idled our Wabush Scully mine in Newfoundland and Labrador, and in the fourth 
quarter of 2014, we began to implement the permanent closure plan for the mine. Additionally, we disclosed in November 
2014 that we were pursuing exit options for our Bloom Lake mine and as disclosed in January 2015, active production 
at Bloom Lake mine has completely ceased and the mine has transitioned to "care-and-maintenance" mode.  To mitigate 
closure costs in connection with the potential shutdown of the Bloom Lake mine, our Canadian affiliates that operate the 
mine commenced restructuring proceedings under the CCAA.  However, there can be no assurance that we will not have 
any material obligations in connection with the potential shutdown of the Bloom Lake mine despite the CCAA filing.

27

 
 
 
 
Our  sales  and  competitive  position  depend  on  the  ability  to  transport  our  products  to  our  customers  at 
competitive rates and in a timely manner.

In our U.S. Iron Ore operations, disruption of the lake and ocean-going vessels and rail transportation services 
because of weather-related problems, including ice and winter weather conditions on the Great Lakes or St. Lawrence 
Seaway, climate change, strikes, lock-outs, or other events and lack of alternative transportation sources, could impair 
our ability to supply iron ore to our customers at competitive rates or in a timely manner and, thus, could adversely affect 
our sales, margins and profitability. Similarly, our North American Coal operations depend on international vessels and 
rail transportation services, as well as the availability of dock capacity, and any disruptions to those services or the lack 
of dock capacity could impair our ability to supply coal to our customers at competitive rates or in a timely manner and, 
thus, could adversely affect our sales and profitability. Further, reduced dredging and environmental changes, particularly 
at Great Lakes ports, could impact negatively our ability to move our iron ore and coal products because lower water 
levels restrict the tonnage that vessels can haul, resulting in higher freight rates.

Our Asia Pacific Iron Ore operations also are dependent upon rail and port capacity. Disruptions in rail service 
or availability of dock capacity could similarly impair our ability to supply iron ore to our customers, thereby adversely 
affecting our sales and profitability. In addition, our Asia Pacific Iron Ore operations are also in direct competition with 
the major world seaborne exporters of iron ore and our customers face higher transportation costs than most other 
Australian producers to ship our products to the Asian markets because of the location of our major shipping port on 
the south coast of Australia. Further, increases in transportation costs, including volatile fuel rates, decreased availability 
of ocean vessels or changes in such costs relative to transportation costs incurred by our competitors could make our 
products less competitive, restrict our access to certain markets and have an adverse effect on our sales, margins and 
profitability.

Natural  disasters,  weather  conditions, disruption of  energy, unanticipated geological conditions, equipment 
failures, and other unexpected events may lead our customers, our suppliers or our facilities to curtail production 
or shut down operations.

Operating levels within the mining industry are subject to unexpected conditions and events that are beyond the 
industry’s control.  Those events could cause industry members or their suppliers to curtail production or shut down a 
portion or all of their operations, which could reduce the demand for our iron ore and coal products, and could affect 
adversely our sales, margins and profitability.

Interruptions in production capabilities inevitably will increase our production costs and reduce our profitability.  
We  do  not  have  meaningful  excess  capacity  for  current  production  needs,  and  we  are  not  able  to  quickly  increase 
production at one mine to offset an interruption in production at another mine.

A portion of our production costs are fixed regardless of current operating levels. As noted, our operating levels 
are subject to conditions beyond our control that can delay deliveries or increase the cost of mining at particular mines 
for varying lengths of time. These include weather conditions (for example, extreme winter weather, tornadoes, floods, 
and the lack of availability of process water due to drought) and natural and man-made disasters, pit wall failures, 
unanticipated geological conditions, including variations in the amount of rock and soil overlying the deposits of iron ore 
and coal, variations in rock and other natural materials and variations in geologic conditions and ore processing changes.

The manufacturing processes that take place in our mining operations, as well as in our processing facilities, 
depend on critical pieces of equipment. This equipment may, on occasion, be out of service because of unanticipated 
failures. In addition, many of our mines and processing facilities have been in operation for several decades, and the 
equipment is aged. In the future, we may experience additional material plant shutdowns or periods of reduced production 
because of equipment failures. Further, remediation of any interruption in production capability may require us to make 
large capital expenditures that could have a negative effect on our profitability and cash flows. Our business interruption 
insurance would not cover all of the lost revenues associated with equipment failures. Longer-term business disruptions 
could result in a loss of customers, which adversely could affect our future sales levels and, therefore, our profitability.

Regarding the impact of unexpected events happening to our suppliers, many of our mines are dependent on 
one source for electric power and for natural gas. A significant interruption in service from our energy suppliers due to 
terrorism, weather conditions, natural disasters, or any other cause can result in substantial losses that may not be fully 
recoverable, either from our business interruption insurance or responsible third parties.

28

 
 
 
 
 
 
 
We are subject to risks involving operations and sales in multiple countries.

We supply raw materials to the global integrated steel industry with substantial assets located outside of the 
U.S.  We conduct operations in the U.S., Canada and Australia.  As such, we are subject to additional risks beyond those 
relating to our U.S. operations, such as fluctuations in currency exchange rates; potentially adverse tax consequences 
due to overlapping or differing tax structures; burdens to comply with multiple and potentially conflicting foreign laws and 
regulations,  including  export  requirements,  tariffs,  economic  sanctions  and  other  barriers,  environmental  health  and 
safety requirements, and unexpected changes in any of these laws and regulations; the imposition of duties, tariffs, 
import and export controls  and other trade barriers impacting  the seaborne iron ore and coal markets; difficulties in 
staffing and  managing multi-national operations; political and economic instability and disruptions, including terrorist 
attacks; disadvantages of competing against companies from countries that are not subject to U.S. laws and regulations, 
including the Foreign Corrupt Practices Act; and uncertainties in the enforcement of legal rights and remedies in multiple 
jurisdictions.  If we are unable to manage successfully the risks associated with operating our global business, these 
risks could have a material adverse effect on our business, results of operations or financial condition.

Our profitability could be affected adversely by the failure of outside contractors to perform.

Asia Pacific Iron Ore uses contractors to handle many of the operational phases of their mining and processing 
operations and, therefore, we are subject to the performance of outside companies on key production areas.  A failure 
of any of these contractors to perform in a significant way would result in additional costs for us, which also could affect 
adversely our production rates and results of operations.

Coal mining is complex due to geological characteristics of the region.  

The geological characteristics of coal reserves, such as depth of overburden and coal seam thickness, make 
them complex and costly to mine.  As mines become depleted, replacement reserves may not be available when required 
or, if available, may not be capable of being mined at costs comparable to those characteristic of the depleting mines, 
and, therefore, decisions to defer mine development activities may adversely impact our ability to substantially increase 
future coal production.  These factors could materially adversely affect our mining operations and cost structures, which 
could affect adversely our sales, profitability and cash flows. 

We may not be able to complete divestitures of our non-core assets at acceptable prices or at all.

As an extension of our re-focused U.S. Iron Ore strategy, we are currently in the process of streamlining our 
portfolio of non-core assets.  Asia Pacific Iron Ore, North American Coal and Eastern Canadian Iron Ore have been 
identified as non-core assets and will be considered for monetization.  However, we may not be able to sell any non-
core assets at sales prices acceptable to us or at all.  Gains or losses on the sales of, or lost operating income from, 
non-core assets may affect our profitability.  Moreover, we may incur asset impairment charges related to divestitures 
that reduce our profitability. Our divestiture activities may also present financial, managerial and operational risks.  Those 
risks include diversion of management attention from existing businesses, difficulties separating personnel and financial 
and other systems, adverse effects on existing business relationships with suppliers and customers and indemnities 
and potential disputes with the buyers.  Any of these factors could affect our financial condition and results of operations.

V. 

DEVELOPMENT AND SUSTAINABILITY RISKS

The cost and time to implement a strategic capital project may prove to be greater than originally anticipated. 

We  undertake  strategic  capital  projects  in  order  to  enhance,  expand  or  upgrade  our  mines  and  production 
capabilities.  Our ability to achieve the anticipated increased volumes, revenues or otherwise realize acceptable returns 
on strategic capital projects that we may undertake is subject to a number of risks, many of which are beyond our control, 
including a variety of market (such as a volatile pricing environment for iron ore), operational, permitting and labor-related 
factors.  Further, the cost to implement any given strategic capital project ultimately may prove to be greater and may 
take more time than originally anticipated.  Inability to achieve the anticipated results from the implementation of our 
strategic capital projects, or the incurring of unanticipated implementation costs, penalties or inability to meet contractual 
obligations could affect adversely our results of operations and future earnings and cash flow generation.

29

 
 
 
 
 
 
We  continually  must  replace  reserves  depleted  by  production.    Our  exploration  activities  may  not  result  in 
additional discoveries.

Our ability to replenish our ore reserves is important to our long-term viability.  Depleted ore reserves must be 
replaced by further delineation of existing ore bodies or by locating new deposits in order to maintain production levels 
over the long term. Resource exploration and development are highly speculative in nature.  Our exploration projects 
involve many risks, require substantial expenditures and may not result in the discovery of sufficient additional mineral 
deposits that can be mined profitably.  Once a site with mineralization is discovered, it may take several years from the 
initial phases of drilling until production is possible, during which time the economic feasibility of production may change.  
Substantial expenditures are required to establish recoverable proven and probable reserves and to construct mining 
and processing facilities.  As a result, there is no assurance that current or future exploration programs will be successful 
and there is a risk that depletion of reserves will not be offset by discoveries or acquisitions.

We rely on estimates of our recoverable reserves, which is complex due to geological characteristics of the 
properties and the number of assumptions made.

We regularly evaluate our iron ore and coal reserves based on revenues and costs and update them as required 
in accordance with SEC Industry Guide 7 and historically, the Canadian Institute of Mining, Metallurgy & Petroleum's 
Definition Standards on Mineral Resources and Mineral Reserves.  In addition, our Asia Pacific Iron Ore business segment 
has published reserves that follow the Joint Ore Reserve Code in Australia, with certain changes to our Western Australian 
reserve values to make them comply with SEC requirements.  There are numerous uncertainties inherent in estimating 
quantities of reserves of our mines, including many factors beyond our control.

Estimates of reserves and future net cash flows necessarily depend  upon a number of variable factors and 
assumptions, such as production capacity, effects of regulations by governmental agencies, future prices for iron ore 
and coal, future industry conditions and operating costs, severance and excise taxes, development costs and costs of 
extraction and reclamation, all of which may vary considerably from actual results.  Estimating the quantity and grade of 
reserves requires us to determine the size, shape and depth of our mineral bodies by analyzing geological data, such 
as samplings of drill holes, tunnels and other underground workings. In addition to the geology assumptions of our mines, 
assumptions are also required to determine the economic feasibility of mining these reserves, including estimates of 
future commodity prices and demand, the mining methods we use, and the related costs incurred to develop and mine 
our reserves. For these reasons, estimates of the economically recoverable quantities of mineralized deposits attributable 
to any particular group of properties, classifications of such reserves based on risk of recovery and estimates of future 
net cash flows prepared by different engineers or by the same engineers at different times may vary substantially as the 
criteria change. Estimated ore reserves could be affected by future industry conditions, geological conditions and ongoing 
mine planning. Actual volume and grade of reserves recovered, production rates, revenues and expenditures with respect 
to our reserves will likely vary from estimates, and if such variances are material, our sales and profitability could be 
affected adversely.

Defects in title or loss of any leasehold interests in our properties could limit our ability to mine these 
properties or result in significant unanticipated costs. 

A portion of our mining operations are conducted on properties we lease, license or as to which we have easements 
or  other  possessory  interests  ("leased  properties").  Consistent  with  industry  practice,  title  to  most  of  these  leased 
properties and mineral rights are not usually verified until we make a commitment to develop a property, which may not 
occur until after we have obtained necessary permits and completed exploration of the leased property.  In some cases, 
title with respect to leased properties is not verified at all because we instead rely on title information or representations 
and warranties provided by lessors or grantors.  We do not maintain title insurance on our owned or leased properties.  
A title defect or the loss of any lease, license or easement for any leased property could adversely affect our ability to 
mine the associated reserves.  In addition, from time to time the rights of third parties for competing uses of adjacent, 
overlying, or underlying lands such as for, roads, easements and public facilities may affect our ability to operate as 
planned if our title is not superior or arrangements cannot be negotiated. 

Any challenge to our title could delay the exploration and development of some reserves, deposits or surface 
rights, cause us to incur unanticipated costs and could ultimately result in the loss of some or all of our interest in those 
reserves or surface rights.  In the event we lose reserves, deposits or surface rights, we may have to shut down or 
significantly alter the sequence of our mining operations, which may adversely affect our future production, revenues 
and cash flows.  Additionally, if we lose any leasehold interests relating to any of our preparation plants or loadout facilities, 
we may need to find an alternative location to process our iron ore or coal and load it for delivery to customers, which 
could  result  in  significant  unanticipated  costs.    Finally,  we  could  incur  significant  liability  if  we  inadvertently  mine  on 
property we do not own or lease.

30

 
 
 
 
 
In order to continue to foster growth in our business and maintain stability of our earnings, we must maintain 
our social license to operate with our stakeholders.

As a mining company, maintaining a strong reputation and consistent operational and safety history is vital in 
order to continue to foster growth and maintain stability in our earnings. As sustainability expectations increase and 
regulatory requirements continue to evolve, maintaining our social license to operate becomes increasingly important. 
We strive to incorporate social license expectations in our ERM program. Our ability to maintain our reputation and strong 
operating history could be threatened, including by circumstances outside of our control. If we are not able to respond 
effectively to these and other challenges to our social license to operate, our reputation could be damaged significantly. 
Damage to our reputation could affect adversely our operations and ability to foster growth in our Company.

Estimates and timelines relating to new development and expansion projects are uncertain and we may incur 
higher costs and lower economic returns than estimated.

Mine  development  and  expansion  projects  projects  typically  require  a  number  of  years  and  significant 
expenditures during the development or expansion phase before production is possible.  Such projects could experience 
unexpected problems and delays during development, construction and mine start-up or expansion.

Our  decision  to  develop  a  project  typically  is  based  on  the  results  of  feasibility  studies,  which  estimate  the 
anticipated economic returns of a project.  The actual project profitability or economic feasibility may differ from such 
estimates  as  a  result  of  any  of  the  following  factors,  among  others:  changes  in  tonnage,  grades  and  metallurgical 
characteristics  of  ore  to  be  mined  and  processed;  estimated  future  prices  of  the  relevant  ore;  changes  in  customer 
demand; higher construction and infrastructure costs; the quality of the data on which engineering assumptions were 
made; higher production costs; adverse geotechnical conditions; availability of adequate labor force; availability and cost 
of water and power; availability and cost of transportation; fluctuations in inflation and currency exchange rates; availability 
and terms of financing; delays in obtaining environmental or other government permits or changes in laws and regulations 
including environmental laws and regulations; weather or severe climate impacts; and potential delays relating to social 
and community issues.

Our future development activities may not result in the expansion or replacement of current production with new 
production, or one or more of these new production sites or facilities may be less profitable than currently anticipated, 
or may not be profitable at all, any of which could have a material adverse effect on our sales, margins and cash flows.

VI.  HUMAN CAPITAL RISKS

Our profitability could be affected adversely if we fail to maintain satisfactory labor relations.

Production in our mines is dependent upon the efforts of our employees.  We are party to labor agreements with 
various labor unions that represent employees at our operations.  Such labor agreements are negotiated periodically, 
and, therefore, we are subject to the risk that these agreements may not be able to be renewed on reasonably satisfactory 
terms.  It is difficult to predict what issues may arise as part of the collective bargaining process, and whether negotiations 
concerning these issues will be successful.  Due to union activities or other employee actions, we could experience labor 
disputes, work stoppages, or other disruptions in our production of coal and iron ore that could affect us adversely.  The 
USW represents all hourly employees at our U.S. Iron Ore and Eastern Canadian Iron Ore operations owned and/or 
managed by Cliffs or its subsidiary companies except for Northshore.  Our labor agreements with the USW at four of our 
U.S. Iron Ore operations expire in September 2015.  Since this is an expiration year for our labor agreements, there is 
an increased probability of a disruption at our U.S. Iron Ore operations in 2015. 

If we enter into a new labor agreement with any union that significantly increases our labor costs relative to our 
competitors or fail to come to an agreement upon expiry, our ability to compete may be materially and adversely affected.

We may encounter labor shortages for critical operational positions, which could affect adversely our ability to 
produce our products.

We are predicting a long-term shortage of skilled workers for the mining industry and competition for the available 
workers limits our ability to attract and retain employees.  Additionally, at our U.S. mining locations, many of our mining 
operational employees are approaching retirement age.  As these experienced employees retire, we may have difficulty 
replacing them at competitive wages.

31

 
 
 
 
 
 
 
Our expenditures for post-retirement benefit and pension obligations could be materially higher than we have 
predicted if our underlying assumptions differ from actual outcomes, there are mine closures, or our joint venture 
partners fail to perform their obligations that relate to employee pension plans.

We provide defined benefit pension plans and OPEB to certain eligible union and non-union employees in North 
America, including our share of expense and funding obligations with respect to unconsolidated ventures.  Our pension 
expense and our required contributions to our pension plans are affected directly by the value of plan assets, the projected 
and actual rate of return on plan assets, and the actuarial assumptions we use to measure our defined benefit pension 
plan obligations, including the rate at which future obligations are discounted.

We cannot predict whether changing market or economic conditions, regulatory changes or other factors will 

increase our pension expenses or our funding obligations, diverting funds we would otherwise apply to other uses.

Signatories to labor agreements with the UMWA have participated for decades in the 1974 PP.  The 1974 PP 
has been underfunded for a number of years and has a current total underfunded liability in excess of $4.3 billion.  Our 
Pinnacle and Oak Grove mines are signatories to labor agreements with the UMWA, making them participants in the 
1974 PP.  If Pinnacle or Oak Grove were to withdraw from the 1974 PP or if a mass withdrawal were to occur, we would 
become obligated to satisfy the withdrawal liability owed to the 1974 PP.

We have calculated our unfunded pension and OPEB obligations based on a number of assumptions. If our 
assumptions  do  not  materialize  as  expected,  cash  expenditures  and  costs  that  we  incur  could  be  materially  higher. 
Moreover, we cannot be certain that regulatory changes will not increase our obligations to provide these or additional 
benefits.  These obligations also may increase substantially in the event of adverse medical cost trends or unexpected 
rates of early retirement, particularly for bargaining unit retirees. 

We depend on our senior management team and other key employees, and the loss of these employees could 
adversely affect our business.

Our success depends in part on our ability to attract and motivate our senior management and key employees.  
Achieving this objective may be difficult due to a variety of factors, including fluctuations in the global economic and 
industry conditions, competitors’ hiring practices, cost reduction activities, and the effectiveness of our compensation 
programs.  Competition for qualified personnel can be intense.  We must continue to recruit, retain, and motivate our 
senior management and key personnel in order to maintain our business and support our projects.  A loss of senior 
management and key personnel could prevent us from capitalizing on business opportunities, and our operating results 
could be adversely affected.

Item 1B.

Unresolved Staff Comments

We have no unresolved comments from the SEC.

32

 
 
 
 
 
 
Item 2.

Properties

The following map shows the locations of our operations and offices as of December 31, 2014: 

Beijing Office

Empire Mine

Tilden Mine

Cliffs 
Technology Group

Chromite 
Project

Northshore
Mining

Tokyo Office

Hibbing Taconite

United Taconite

Wabush Mine

Bloom Lake Mine

Pointe-Noire

Montreal Office

Corporate 
Headquarters

Pinnacle Mine

Perth Office

Koolyanobbing 
Complex

Oak Grove 
Mine

General Information about the Mines

All of our iron ore mining operations are open-pit mines.  Additional pit development is underway as required by 
long-range mine plans.  At our U.S. Iron Ore and Asia Pacific Iron Ore mines, drilling programs are conducted periodically 
for the purpose of refining guidance related to ongoing operations.

Our North American Coal operations consist of underground mines.  Drilling programs are conducted periodically 

for the purpose of refining guidance related to ongoing operations.

Geologic models are developed for all mines to define the major ore and waste rock types.  Computerized block 
models for iron ore and stratigraphic models for coal are constructed that include all relevant geologic and metallurgical 
data.  These are used to generate grade and tonnage estimates, followed by detailed mine design and life of mine 
operating schedules.

33

 
 
 
 
U.S. Iron Ore

The following map shows the locations of our U.S. Iron Ore operations as of December 31, 2014:

We directly or indirectly own and operate interests in five U.S. Iron Ore mines located in Michigan and Minnesota 
from which we produced 22.4 million, 20.3 million and 22.0 million tons of iron ore pellets in 2014, 2013 and 2012, 
respectively, for our account.  We produced 7.3 million, 6.9 million and 7.5 million tons, respectively, on behalf of the 
steel company partners of the mines.

Our U.S. Iron Ore mines produce from deposits located within the Biwabik and Negaunee Iron Formation, which 
are classified as Lake Superior type iron formations that formed under similar sedimentary conditions in shallow marine 
basins approximately two billion years ago.  Magnetite and hematite are the predominant iron oxide ore minerals present, 
with lesser amounts of goethite and limonite.  Quartz is the predominant waste mineral present, with lesser amounts of 
other chiefly iron bearing silicate and carbonate minerals.  The ore minerals liberate from the waste minerals upon fine 
grinding.

Mine
Empire

Cliffs
Ownership
79%

Tilden

85%

Hibbing

23%

Northshore

100%

United
Taconite

100%

Mine,
Concentrator,
Pelletizer

Mine,
Concentrator,
Pelletizer,
Railroad

Mine,
Concentrator,
Pelletizer

Mine,
Concentrator,
Pelletizer,
Railroad

Mine,
Concentrator,
Pelletizer

Infrastructure Mineralization

Magnetite

Hematite &
Magnetite

Operating
Since
1963

Current 
Annual 
Capacity1,2
5.5

2014 
Production2,3
4.3

Mineral
Owned
53%

Rights
Leased
47%

1974

8.0

7.6

100%

—%

Magnetite

1976

Magnetite

1990

8.0

6.0

7.7

5.2

3%

97%

—%

100%

Magnetite

1965

5.4

4.9

—%

100%

1 Annual capacity is reported on a wet basis in millions of long tons, equivalent to 2,240 pounds.
2 Figures reported on 100% basis.  
3 2014 Production from Empire includes 2.4 million long tons tolled to Tilden.

Empire Mine 

The Empire mine is located on the Marquette Iron Range in Michigan’s Upper Peninsula approximately 15 miles 
southwest of Marquette, Michigan.  The Empire mine has produced between 3.0 million and 4.9 million tons of iron ore 
pellets annually over the past five years, of which between 1.3 million and 2.4 million tons annually over the past five 
years were tolled to Tilden mine.  

We own 79 percent of Empire and a subsidiary of ArcelorMittal USA has retained the remaining 21 percent 
ownership in Empire with limited rights and obligations, which it has a unilateral right to put to us at any time.  This right 
has not been exercised.  Each partner takes its share of production pro rata; however, provisions in the partnership 
agreement  allow  additional  or  reduced  production  to  be  delivered  under  certain  circumstances.    We  own  directly 

34

 
 
 
 
 
 
 
approximately one-half of the remaining ore reserves at the Empire mine and lease them to Empire.  A subsidiary of ours 
leases the balance of the Empire reserves from other owners of such reserves and subleases them to Empire.  Operations 
consist  of  an  open  pit  truck  and  shovel  mine,  a  concentrator  that  utilizes  single  stage  crushing, AG  mills,  magnetic 
separation and floatation to produce a magnetite concentrate that is then supplied to the on-site pellet plant.

Tilden Mine

The Tilden mine is located on the Marquette Iron Range in Michigan’s Upper Peninsula approximately five miles 
south of Ishpeming, Michigan.  Over the past five years, the Tilden mine has produced between 7.5 million and 7.8 million 
tons of iron ore pellets annually.  We own 85 percent of Tilden, with the remaining minority interest owned by a subsidiary 
of U.S. Steel Canada Inc.  Each partner takes its share of production pro rata; however, provisions in the partnership 
agreement allow additional or reduced production to be delivered under certain circumstances.  We own all of the ore 
reserves  at  the Tilden  mine  and  lease  them  to Tilden.    Operations  consist  of  an  open  pit  truck  and  shovel  mine,  a 
concentrator that utilizes single stage crushing, AG mills, magnetite separation and floatation to produce hematite and 
magnetic concentrates that are then supplied to the on-site pellet plant.

The Empire and Tilden mines are located adjacent to each other.  The logistical benefits include a consolidated 
transportation system, more efficient employee and equipment operating schedules, reduction in redundant facilities and 
workforce and best practices sharing.  Two railroads, one of which is wholly owned by us, link the Empire and Tilden 
mines with Lake Michigan at the loading port of Escanaba, Michigan and with the Lake Superior loading port of Marquette, 
Michigan.

Hibbing Mine

The Hibbing mine is located in the center of Minnesota’s Mesabi Iron Range and is approximately ten miles north 
of Hibbing, Minnesota and five miles west of Chisholm, Minnesota.  Over the past five years, the Hibbing mine has 
produced between 5.9 million and 8.1 million tons of iron ore pellets annually.  We own 23 percent of Hibbing, a subsidiary 
of ArcelorMittal has a 62.3 percent interest and a subsidiary of U.S. Steel has a 14.7 percent interest.  Each partner takes 
its share of production pro rata; however, provisions in the joint venture agreement allow additional or reduced production 
to be delivered under certain circumstances.  Mining is conducted on multiple mineral leases having varying expiration 
dates.  Mining leases routinely are renegotiated and renewed as they approach their respective expiration dates.  Hibbing 
operations consist of an open pit truck and shovel mine, a concentrator that utilizes single stage crushing, AG mills and 
magnetic separation to produce a magnetite concentrate, which is then delivered to an on-site pellet plant.  From the 
site, pellets are transported by BNSF rail to a ship loading port at Superior, Wisconsin operated by BNSF.

Northshore Mine

The Northshore mine is located in northeastern Minnesota, approximately two miles south of Babbitt, Minnesota 
on the northeastern end of the Mesabi Iron Range.  Northshore’s processing facilities are located in Silver Bay, Minnesota, 
near Lake Superior.  Crude ore is shipped by a wholly owned railroad from the mine to the processing and dock facilities 
at Silver Bay.  Over the past five years, the Northshore mine has produced between 3.9 million and 5.8 million tons of 
iron ore pellets annually. Two of the four production lines at Northshore were idled beginning January 5, 2013 but the 
idled lines reopened during the first quarter of 2014.  One of the four furnaces in the Northshore pellet plant became 
idled in January 2015 and is expected to remain idled throughout the year.  The Northshore mine began production under 
our management and ownership on October 1, 1994.  We own 100 percent of the mine.  Mining is conducted on multiple 
mineral leases having varying expiration dates.  Mining leases routinely are renegotiated and renewed as they approach 
their respective expiration dates.  Northshore operations consist of an open pit truck and shovel mine where two stages 
of crushing occur before the ore is transported along a wholly owned 47-mile rail line to the plant site in Silver Bay.  At 
the plant site, two additional stages of crushing occur before the ore is sent to the concentrator.  The concentrator utilizes 
rod mills and magnetic separation to produce a magnetite concentrate, which is delivered to the pellet plant located on-
site.  The plant site has its own ship loading port located on Lake Superior.

35

 
 
 
 
 
 
 
United Taconite Mine

The  United  Taconite  mine  is  located  on  Minnesota’s  Mesabi  Iron  Range  in  and  around  the  city  of  Eveleth, 
Minnesota.  The United Taconite concentrator and pelletizing facilities are located ten miles south of the mine, near the 
town of Forbes, Minnesota.  Over the past five years, the United Taconite mine has produced between 4.9 million and 
5.4 million tons of iron ore pellets annually.  We own 100 percent of the mine.  Mining is conducted on multiple mineral 
leases having varying expiration dates.  Mining leases routinely are renegotiated and renewed as they approach their 
respective expiration dates.  United Taconite operations consist of an open pit truck and shovel mine where two stages 
of crushing occur before the ore is transported by rail to the plant site located ten miles to the south.  At the plant site an 
additional stage of crushing occurs before the ore is sent to the concentrator.  The concentrator utilizes rod mills and 
magnetic separation to produce a magnetite concentrate, which is delivered to the pellet plant.  From the site, pellets 
are transported by CN rail to a ship loading port at Duluth, Minnesota operated by CN.

Asia Pacific Iron Ore

The following map shows the location of our Asia Pacific Iron Ore operation as of December 31, 2014:

In Australia, we own and operate the Koolyanobbing operations and owned and operated a 50 percent interest 
in the Cockatoo Island iron ore mine until we sold it in September 2012.  We produced 11.4 million metric tons, 11.1 
million metric tons and 11.3 million metric tons in 2014, 2013 and 2012, respectively.  The 2012 production tons include 
tons produced at the Koolyanobbing operations and the Cockatoo Island iron ore mine.

The mineralization at the Koolyanobbing operations is predominantly hematite and goethite replacements in 
greenstone-hosted  banded  iron  formations.    Individual  deposits  tend  to  be  small  with  complex  ore-waste  contact 
relationships.  The reserves at the Koolyanobbing operations are derived from 10 separate mineral deposits distributed 
over a 70 mile operating radius.  

Mine
Koolyanobbing

Cliffs

Ownership Infrastructure Mineralization

100%

Mine, Road
Haulage, 
Crushing-
Screening 
Plant

Hematite &
Goethite

Operating
Since
1994

Current 
Annual
Capacity1
11.0

2014
Production
11.4

Mineral
Owned
—%

Rights
Leased
100%

1 Annual capacity is reported on a wet basis in millions of metric tons, equivalent to 2,205 pounds.

Koolyanobbing 

The Koolyanobbing operations are located 250 miles east of Perth and approximately 30 miles northeast of the 
town of Southern Cross.  Koolyanobbing produces lump and fines iron ore.  Mining is conducted on multiple mineral 
leases having varying expiration dates.  Mining leases routinely are renewed as they approach their respective expiration 
dates.  In 2011, a significant permitting milestone was achieved with the granting of regulatory approvals necessary to 
develop above the water table at Windarling's W1 deposit.  In 2013, environmental approvals were obtained for deepening 
of the Windarling W1 pit and deepening of the Koolyanobbing A/B/C pits.

36

 
 
 
 
 
 
 
 
Over the past five years, the Koolyanobbing operation has produced between 8.2 million and 11.4 million metric 
tons annually.  The expansion project at Koolyanobbing increasing annual capacity to 11 million metric tons was completed 
in 2012.  Ore material is sourced from nine separate open pit mines and delivered by typical production trucks or road 
trains to a crushing and screening facility located at Koolyanobbing.  All of the ore from the Koolyanobbing operations 
is transported by rail to the Port of Esperance, 360 miles to the south, for shipment to Asian customers.

North American Coal

The following map shows the locations of our North American Coal operations as of December 31, 2014:

Pinnacle Complex

Oak Grove Mine

Throughout 2014, we directly owned and operated three North American coal mining complexes from which we 
produced a total of 7.5 million, 7.2 million and 6.4 million tons of coal in 2014, 2013 and 2012, respectively.  We no longer 
own CLCC as the sale of the CLCC assets was completed on December 31, 2014, and therefore CLCC is not denoted 
on the map above.  The production tons include 2.5 million tons, 2.1 million tons and 2.2 million tons of coal produced 
by CLCC in 2014, 2013 and 2012, respectively.  Our coal production at each mine is shipped within the U.S. by rail or 
barge.  Coal for international customers is shipped through the ports of Mobile, Alabama; Norfolk, Virginia; and New 
Orleans, Louisiana.

Coal seams mined at all of our North American Coal operations are Pennsylvanian Age and derived from the 
Pocahontas 3 and 4 seams at the Pinnacle Complex and the Blue Creek Seam at Oak Grove, which produce high quality, 
low ash metallurgical products.

Mine
Pinnacle
Complex

Cliffs
Ownership
100%

Oak Grove

100%

Infrastructure
U/G Mine,
Preparation
Plant, Load-out

U/G Mine,
Preparation
Plant, Load-out

Primary
Coal Type
Low-Volatile 
Metallurgical

Operating
Since
1969

Current 
Annual 
Capacity1
4.0

2014
Production
2.7

Mineral
Owned
—%

Rights
Leased
100%

Low-Volatile
Metallurgical

1972

2.5

2.3

—%

100%

1 Annual capacity is on a wet basis in millions of short tons, equivalent to 2,000 pounds.

Pinnacle Complex

The Pinnacle Complex includes the Pinnacle and Green Ridge mines and is located approximately 30 miles 
southwest of Beckley, West Virginia.  The Pinnacle mine has been in operation since 1969.  Over the past five years, 
the Pinnacle mine has produced between 1.1 million and 2.8 million tons of coal annually.  The Green Ridge mines 
became operational in 2004 and have ranged from no production to 0.1 million tons of coal annually in the last five years.  
In February 2010, the Green Ridge No. 1 mine was closed permanently due to exhaustion of the economic reserves at 
the mine.  In addition, the Green Ridge No. 2 mine was idled in January 2012.  Pinnacle utilizes continuous miners and 
a longwall plow system; Green Ridge utilizes only continuous miners.  Both facilities share preparation, processing and 
load-out facilities.

37

 
 
 
 
 
 
 
Oak Grove

The Oak Grove mine is located approximately 25 miles southwest of Birmingham, Alabama.  The mine has been 
in operation since 1972.  Over the past five years, the Oak Grove mine has produced between 1.0 million and 2.3 million 
tons of coal annually.  In 2011, a new shaft and support facilities were commissioned in order to reduce the transport 
time for supplies and personnel to the working face.  The previous shaft still is utilized in a support role.  Oak Grove 
utilizes a long wall shearer with continuous miners.  Preparation, processing and rail load-out facilities are located on-
site.  The preparation plant at Oak Grove incurred significant tornado damage during 2011.  The plant rebuild included 
new equipment and improvements to the process design that enhanced the performance of the plant, which returned to 
normal operating capacity in January 2012.

Eastern Canadian Iron Ore

The following map shows the locations of our Eastern Canadian Iron Ore operations as of December 31, 

2014: 

We own interests in two non-operating iron ore mines in the Canadian Provinces of Québec and Newfoundland 
and Labrador from which we had been producing iron ore concentrate through December 2014 and produced iron ore 
pellets through June 2013.  We produced 6.2 million, 8.7 million and 8.5 million metric tons of iron ore product in 2014, 
2013 and 2012, respectively, from these two mines.  In May 2011, we acquired Consolidated Thompson along with its 
75 percent interest in the Bloom Lake property.  In the fourth quarter of 2013, our interest in Bloom Lake increased by 
an aggregate of 7.8 percent, bringing our interest to 82.8 percent in the Bloom Lake property.

38

 
 
 
 
 
Our Eastern Canadian mines had been producing from deposits located within the area known as the Labrador 
Trough  and  are  composed  of  iron  formations,  which  are  classified  as  Lake  Superior  type.    Lake  Superior  type  iron 
formations  consist  of  banded  sedimentary  rocks  that  formed  under  similar  conditions  in  shallow  marine  basins 
approximately two billion years ago.  The Labrador Trough region experienced considerable metamorphism and folding 
of the original iron deposits.  Magnetite and hematite are the predominant iron oxide ore minerals present, with lesser 
amounts of goethite and limonite.  Quartz is the predominant waste mineral present, with lesser amounts of other chiefly 
iron bearing silicate minerals.  The ore minerals liberate from the waste minerals upon fine grinding.

Infrastructure Mineralization

Hematite

Operating
Since
1965

Current Annual 
Capacity1, 2
5.6

2014 
Production2
0.3

Mineral
Owned
—%

Rights
Leased
100%

Mine
Wabush3

Cliffs
Ownership
100%

Bloom 
Lake4

82.8%

Mine,
Concentrator,
Pelletizer,
Railroad

Mine,
Concentrator,
Railroad

Hematite

2010

7.2

5.9

—%

100%

1 Annual capacity is reported on a wet basis in millions of metric tons, equivalent to 2,205 pounds.
2 Figures reported on 100% basis.  
3 At the end of March 2014, we idled our Wabush Scully mine in Newfoundland and Labrador and began to implement the permanent 
closure plan for the mine.
4 In December 2014, iron ore production at the Bloom Lake mine was suspended and the Bloom Lake mine was placed in ‘‘care-
and-maintenance’’ mode.

Wabush Mine

The Wabush mine has been in operation since 1965.  Over the past five years, the Wabush mine has produced 
between 0.3 million and 3.9 million metric tons of iron ore pellets and concentrate annually.  Mining was conducted on 
several mineral leases having varying expiration dates.  Mining leases are routinely renegotiated and renewed as they 
approach their respective expiration dates.  The Wabush mine and concentrator are located in Wabush, Newfoundland 
and Labrador, and the pelletizing operations and dock facility are located in Pointe Noire, Québec.  At the mine, operations 
consisted of an open pit truck and shovel mine, a concentrator that utilizes single stage crushing, AG mills and gravity 
separation to produce an iron concentrate.  Concentrates had been shipped by rail 300 miles to Pointe Noire where they 
were pelletized through June 2013 for shipment via vessel within Canada, to the U.S. and other international destinations.  
Concentrates had been shipped directly from Pointe Noire for sinter feed.

As  disclosed  in  the  first  quarter  of  2014,  at  the  end  of  March  2014,  we  idled  our  Wabush  Scully  mine  in 
Newfoundland and Labrador and began to implement the permanent closure plan for the mine in October 2014.  The 
idle and move to ultimate closure was driven by the unsustainable high cost structure.  The pellet plant operations at 
Pointe Noire had been idled since the second quarter of 2013.  

Bloom Lake Mine

The Bloom Lake mine and concentrator are located approximately nine miles southwest of Fermont, Québec.  
As previously mentioned, our acquisition of Consolidated Thompson in May 2011 included a 75 percent majority ownership 
in the Bloom Lake operation.  During the fourth quarter of 2013, CQIM's interest in the property increased by an aggregate 
of 7.8 percent to 82.8 percent after CQIM paid both its own and WISCO’s proportionate shares of the cash call for the 
first half of 2013.  As a result, WISCO's interest was diluted to 17.2 percent.  Since the acquisition in May 2011, the Bloom 
Lake mine has produced between 3.5 million and 5.9 million metric tons of iron ore concentrate annually.  Phase I of the 
Bloom Lake mine was commissioned in March 2010, and consisted of an open pit truck and shovel mine, a concentrator 
that utilizes single stage crushing, an AG mill and gravity separation to produce an iron concentrate.  From the site, 
concentrate is transported 320 miles by rail to a ship loading port in Pointe Noire, Québec.

The Bloom Lake mine assets were included in the CCAA filing made in January 2015.  For more information 

see "Eastern Canadian Iron Ore" in Item 1 - Business.  

39

 
 
 
 
 
 
 
 
Advanced Exploration and Development Properties

The  following  map  shows  the  locations  of  our  advanced  exploration  and  development  properties  as  of 

December 31, 2014:

We have several advanced exploration projects located in the Canadian provinces of British Columbia, Ontario 
and  Québec  in  different  stages  of  evaluation  at  this  time.    Work  historically  completed  on  these  properties  includes 
geological mapping, drilling and sampling programs, and initial and advance stage engineering studies.  In alignment 
with our capital allocation strategy, we anticipate minimal levels of exploration spending to continue in 2015 and beyond. 

Chromite Project

Cliffs Chromite Ontario's primary assets are situated in the Ring of Fire area, James Bay lowlands, of northern 
Ontario.  These chromite properties are located approximately 155 miles north of the town of Nakina (on the CN railroad 
mainline) and about 50 miles east of the First Nations community of Webequie.  We have a controlling position in three 
chromite deposits that occur in close proximity to each other: a 100 percent interest in each of the Black Label and Black 
Thor chromite deposits and a 70 percent interest in the Big Daddy chromite deposit.  KWG Resources Inc. owns the 
remaining 30 percent.  We have completed a prefeasibility study on the Black Thor deposit, the largest of the three 
deposits. On November 20, 2013, we suspended indefinitely our Chromite Project in Northern Ontario.  Earlier in 2013, 
prior to the indefinite suspension of our Chromite Project, we suspended the environmental assessment activities because 
of pending issues impeding the progress of the project.  The Chromite Project remained suspended throughout 2014. 
Given the uncertain timeline and risks associated with the development of necessary infrastructure to bring this project 
online, we do not expect to allocate any significant additional capital to the project, and are currently seeking to exit the 
Chromite Project through a possible sale of all or part of the assets or holding subsidiaries. 

These chromite deposits are orthomagmatic stratiform deposits of unusual thickness and size.  Mineralization 
consists  of  chromite  crystals  [(Fe,Mg)  (Cr,Al,Fe)2O4]  ranging  from  massive  chromite  bands  to  interbedded  and 
disseminated chromite.

Decar Property

The Decar Property is located 56 miles northwest of Fort St. James, British Columbia, Canada and consists of 
60 mineral claims covering 95 square miles.  We own a 60 percent interest in the Decar Property and First Point Minerals 
Corp. owns the remaining 40 percent.  In 2012, 2011 and 2010, we performed exploration activities on the property and 
in 2013 completed a scoping study to further evaluate the potential economics and viability of an operation producing a 
high-grade  nickel  concentrate  that  could  be  marketable  to  various  end  users.   In  2013,  our  interest  in  the  property 
increased from 51 percent to 60 percent as a result of completing the scoping study in accordance with the 2009 option 
agreement between Cliffs and First Point Minerals.  Our Decar project program for 2014 has consisted of basic ongoing 
activity related to First Nations engagement and baseline environmental studies completed early in 2014.  During 2014, 
we limited spending on the Decar Property.  Given the uncertain timeline and risks associated with the development of 
necessary infrastructure to bring this project online, we do not expect to allocate any significant additional capital to the 
project.  

The mineralization consists of the nickel-iron alloy awaruite (Ni2-3Fe).  Awaruite is disseminated in serpentinized 
peridotite; it occurs as relatively coarse grains between 50 to 400 µm in size.  Awaruite has been observed throughout 
the entire extent of the peridotite but four zones of stronger mineralization have been identified.  The four zones are the 
Baptiste, Sidney, Target B and Van targets.  Prior to suspending spending on the Decar Property, exploration programs, 

40

 
 
 
 
 
 
 
 
resource  definition  drilling  and  engineering  studies  associated  with  the  scoping  study  had  focused  on  the  Baptiste 
prospect. 

Labrador Trough South

The Labrador Trough South property is located approximately 150 miles north of Sept-Iles, Québec and 30 miles 
southwest of the town of Fermont, Québec.  Provincial highway 389 crosses the south and east sides of the property 
and provides year-round access.  The property consists of a total of 636 non-contiguous claims covering roughly 130 
square miles.  Several areas containing iron mineralization have been further defined utilizing aerial geophysics, outcrop 
mapping and diamond drilling.  These areas are known as: Lamêlée, Peppler Lake, Hobdad, Lac Jean and Faber.  To 
date most of the exploration efforts focused on the first three areas.  Cliffs acquired 100 percent ownership of the claims 
as part of the Consolidated Thompson acquisition in 2011.  During 2014, we limited spending on the Labrador Trough 
South property.  Given the uncertain timeline and risks associated with the development of necessary infrastructure to 
bring this project online, we do not  expect to allocate any significant additional capital to the project.  The Labrador 
Trough South property was included in the CCAA filing made in January 2015.

The Labrador Trough South property is situated in the Knob Lake Group of sedimentary rocks including Lake 
Superior-type banded iron formations.  Here, the Labrador Trough is crossed by the Grenville Front.  Trough rocks in 
the  Grenville  Province  are  highly  metamorphosed,  complexly  folded  and  structurally  dislocated.    The  high-grade 
metamorphism of the Grenville Province is responsible for recrystallization of both iron oxides and silica producing coarse-
grained sugary quartz, magnetite, specular hematite schists and gneisses that are of improved quality for concentrating 
and processing.  Potentially recoverable minerals in the project are predominantly magnetite and subordinate hematite.

Mineral Policy

We have a corporate policy prescribing internal control and procedures with respect to auditing and estimating 
of minerals. The procedures contained in the policy include the calculation of mineral estimates at each property by our 
engineers,  geologists  and  accountants,  as  well  as  third-party  consultants.    Management  compiles  and  reviews  the 
calculations, and once finalized, such information is used to prepare the disclosures for our annual and quarterly reports.  
The  disclosures  are  reviewed  and  approved  by  management,  including  our  president  and  chief  financial  officer.  
Additionally,  the  long-range  mine  planning  and  mineral  estimates  are  reviewed  annually  by  our Audit  Committee.  
Furthermore, all changes to mineral estimates, other than those due to production, are adequately documented and 
submitted to senior operations officers for review and approval.  Finally, periodic reviews of long-range mine plans and 
mineral reserve estimates are conducted at mine staff meetings, senior management meetings and by independent 
experts.

Mineral Reserves

Reserves  are  defined  by  SEC  Industry  Standard  Guide  7  as  that  part  of  a  mineral  deposit  that  could  be 
economically and legally extracted and produced at the time of the reserve determination.  All reserves are classified as 
proven or probable and are supported by life-of-mine plans.

Reserve estimates are based on pricing that does not exceed the three-year trailing average of benchmark prices 
for iron ore and coal adjusted to our realized price.  For the three-year period 2011 to 2013, the average international 
benchmark price of 62 percent Fe CFR China was $145 per dry metric ton.  For the same period, the benchmark coal 
prices FOB U.S. East Coast were $219 per metric ton for low-volatile coal.

41

 
 
 
 
 
 
We evaluate and analyze mineral reserve estimates in accordance with our mineral policy and SEC requirements.  

The table below identifies the year in which the latest reserve estimate was completed.

Property

Date of Latest Economic
Reserve Analysis

U.S. Iron Ore
Empire

Tilden

Hibbing

Northshore

United Taconite

Asia Pacific Iron Ore
Koolyanobbing

North American Coal
Pinnacle Complex

Oak Grove

2009

2011

2012

2012

2013

2013

2013

2012

Iron Ore Reserves

Ore reserve estimates for our iron ore mines as of December 31, 2014 were estimated from fully designed open 
pits  developed  using  three-dimensional  modeling  techniques.   These  fully  designed  pits  incorporate  design  slopes, 
practical mining shapes and access ramps to assure the accuracy of our reserve estimates.  In the first quarter of 2014, 
we made the decision to idle all production at our Wabush mine.  Production at our Wabush mine was idled by the end 
of March 2014, and in November 2014, we determined to implement the permanent closure plan for the mine, which 
became effective in the fourth quarter of 2014.  On November 19, 2014, we announced that we are pursuing exit options 
for our Eastern Canadian Iron Ore operations, which may result in the closure of the Bloom Lake mine.  Additionally, as 
disclosed on January 2, 2015, active production at Bloom Lake mine has completely ceased and the mine has transitioned 
to "care-and-maintenance" mode.  As a result, the reserves previously reported for Wabush and Bloom Lake mines have 
been removed from our reserve estimates.  All of our remaining operations reserves have been adjusted net of 2014 
production.

42

 
 
U.S. Iron Ore 

All tonnages reported for our U.S. Iron Ore operating segment are in long tons of 2,240 pounds, have been 

rounded to the nearest 100,000 and are reported on a 100 percent basis. 

Property
Empire

Tilden 
Hematite1
Tilden
Magnetite

Total Tilden

Hibbing

U.S. Iron Ore Mineral Reserves

as of December 31, 2014

(In Millions of Long Tons)

Proven

Probable

Proven & Probable

Saleable Product 2,3

Previous Year

Cliffs
Share
79%

Tonnage % Grade
20.9

14.6

Tonnage % Grade
—

—

Tonnage
14.6

% 
Grade5
20.9

Process 
Recovery4 Tonnage
4.7

32%

P&P
Crude
Ore

4.7

Saleable
Product
1.4

85%

454.3

35.7

130.0

36.1

584.3

35.8

34%

199.6

604.6

207.2

85%

85%

23%

520.3

239.5

66.0

29.1

11.7

29.2

77.7

29.1

141.7

20.7

18.9

662.0

260.2

712.6

24.8

1,036.3

18.9

25.0

18.9

25.5

38%

35%

26%

34%

29.5

84.6

31.9

229.1

68.0

689.2

287.5

239.1

75.4

351.8

1,051.4

356.9

Northshore

100%

323.7

United
Taconite

Totals

100%

409.2

23.1

65.9

22.9

475.1

23.1

34%

159.2

489.4

164.1

1,507.3

940.9

2,448.2

812.8

2,522.2

836.9

1 Tilden hematite reported grade is percent FeT; all other properties are percent magnetic iron
2 Saleable product is a standard pellet containing 60 to 66 percent Fe calculated from both proven and probable mineral reserves
3 Saleable product is reported on a dry basis; shipped products typically contain 1 to 4 percent moisture
4 Process recovery includes all factors for converting crude ore tonnage to saleable product
5 Cutoff grades are 15 percent magnetic iron for Hibbing and Empire, 17 percent for United Taconite, 19 percent for 
  Northshore and 20 percent for Tilden.  Cutoff for Tilden hematite is 25 percent FeT.

As previously announced, we entered into an agreement with our partner at the Empire mine on February 24, 
2014 in regard to an extension of the mine life until 2016. Reserve figures for the Empire mine have been updated to 
reflect the increased crude ore tonnage and pellet production we expect to realize based on the extended mine life.

43

 
 
 
 
Asia Pacific Iron Ore 

All tonnages reported for our Asia Pacific Iron Ore operating segment are in metric tons of 2,205 pounds, have 

been rounded to the nearest 100,000 and are reported on a 100 percent basis.

Asia Pacific Iron Ore Mineral Reserves

as of December 31, 2014
(In Millions of Metric Tons)1
Probable

Proven

Proven & Probable

Previous Year Total

Property
Koolyanobbing

Cliffs
Share
100%

Tonnage

% Fe

Tonnage

6.5

57.9

54.3

% Fe

60.1

Tonnage

60.8

% Fe2
59.8

Tonnage

64.5

1 Tonnages reported are saleable product reported on a dry basis; shipped products contain approximately 3 percent moisture
2 Cutoff grade is 54 percent FeT

Coal Reserves

Coal reserves estimates for our North American underground mines as of December 31, 2014 were estimated 
using three-dimensional modeling techniques, coupled with scheduled mine plans.  The Pinnacle operations and Oak 
Grove operations reserves have not changed net of 2014 mine production.  Effective December 31, 2014, the sale of 
the CLCC assets was completed and, as a result, the reserves previously reported have been removed from our reserve 
estimates.

North American Coal

All tonnages reported for our North American Coal operating segment are in short tons of 2,000 pounds, have 

been rounded to the nearest 100,000 and are reported on a 100 percent basis. 

Recoverable Coal Reserves

as of December 31, 2014
(In Millions of Short Tons)1

Cliffs
Share

Category2

Coal Type

Mine
Type

Proven

Probable

Total
P&P

%
Sulfur

As
Received
Btu/lb

Total
P&P

Reserve Classification

Quality

Previous
Year

100%

Assigned

Metallurgical

U/G

29.0

100% Unassigned Metallurgical

U/G

2.8

9.9

0.5

38.9

0.92

14,000

41.6

3.3

0.51

14,000

3.3

100%

Assigned

Metallurgical

U/G

28.7

60.5

4.0

14.4

32.7

74.9

0.57

14,000

35.0

79.9

Property/Seam
Pinnacle Complex

Pocahontas
No 3

Pocahontas
No 4

Oak Grove

Blue Creek
Seam

Totals

1 Recoverable coal is reported on a wet basis containing approximately 6 percent moisture
2 Assigned reserves represent coal that can be mined without a significant capital expenditure, whereas unassigned reserves will 
require significant capital expenditures before production could be realized

Item 3.

Legal Proceedings

Alabama Dust Litigation.  There are currently three cases in the Alabama state court system that comprise the 
Alabama Dust Litigation.  Generally, these claims are brought by nearby homeowners who allege that dust emanating 
from the Concord Preparation Plant causes damage to their properties.  All three of these cases are active and settlement 
discussions are proceeding.  It is possible that these types of complaints may continue to be filed in the future, but the 
overall impact of these cases is not anticipated currently to have a material financial impact on our business.

44

 
 
 
 
 
 
Bloom Lake Investigation.  CQIM, Bloom Lake General Partner Limited and Bloom Lake were investigated by 
Environment Canada in relation to alleged violations of Section 36(3) of the Fisheries Act that prohibits the deposit of a 
deleterious substance in water frequented by fish or in any place where the deleterious substance may enter any such 
water and Section 40(3) of the Fisheries Act in relation to an alleged failure to comply with a direction of an inspector.  
The investigation covered several alleged incidents that occurred between April 2011 and October 2012.  The Bloom 
Lake investigation was settled on December 19, 2014 resolving all allegations and included a fine of C$1.5 million and 
a contribution to the Environmental Damages Fund of C$6.0 million. CQIM, Bloom Lake General Partner Limited and 
Bloom Lake entered into a Management Directive with Environment Canada which outlines compliance obligations to 
address these concerns going forward.

Essar Litigation.  The Cleveland-Cliffs Iron Company, Northshore Mining Company and Cliffs Mining Company 
(collectively, the "Cliffs Plaintiffs") filed a complaint against Essar in the U.S. District Court for the Northern District of 
Ohio, Eastern Division, on January 12, 2015, asserting that Essar breached the Essar Sale Agreement by, among other 
things, failing to take delivery of and pay for its nominated ore in 2014, failing to make certain payments under a true up 
provision, and disclosing confidential information.  The complaint also seeks a declaration that Essar is not entitled to 
receive certain credit payments under the terms of the Essar Sale Agreement.  The Cliffs Plaintiffs seek damages in 
excess of $90 million.  Essar filed an Answer and Counterclaim on February 11, 2015, seeking damages in excess of 
$160 million for various alleged breaches of the Essar Sale Agreement, including failure to deliver ore, overcharging for 
certain deliveries, failure to pay certain credit payments and disclosing confidential information. 

Maritime  Asbestos  Litigation.    The  Cleveland-Cliffs  Iron  Company  and/or  The  Cleveland-Cliffs  Steamship 
Company have been named defendants in 489 actions brought from 1986 to date by former seamen claiming damages 
for various illnesses allegedly suffered as the result of exposure to airborne asbestos fibers while serving as crew members 
aboard the vessels previously owned or managed by our entities until the mid-1980s.  All of these actions have been 
consolidated into multidistrict proceedings in the Eastern District of Pennsylvania, along with approximately 30,000 other 
cases from various jurisdictions that were filed against other defendants.  Through a series of court orders, the docket 
has been reduced to approximately 3,500 active cases.  We are a named defendant in approximately 50 cases.  These 
cases are in the discovery phase.  The court has dismissed the remainder of the cases without prejudice.  Those dismissed 
cases could be reinstated upon application by plaintiffs’ counsel.  The claims against our entities are insured in amounts 
that vary by policy year; however, the manner in which coverage will be applied remains uncertain.  Our entities continue 
to vigorously contest these claims and have made no settlements on them.

Pinnacle Mine Environmental Litigation.  On June 22, 2010, the West Virginia DEP filed a lawsuit in the Wyoming 
County Circuit Court against the Pinnacle mine alleging past non-compliance with its NPDES discharge permit.  The 
complaint seeks injunctive relief and penalties.  An initial penalty proposal of $1.0 million was offered by the West Virginia 
DEP in March 2012; however, Pinnacle disagrees with the alleged violations and has met with the DEP to present facts 
supporting a review and reduction of the proposed penalty.

Pointe  Noire  Investigation.   Wabush  Mines  was  investigated  by  Environment  Canada  in  relation  to  alleged 
violations of (i) Section 36(3) of the Fisheries Act, which prohibits the deposit of a deleterious substance in water frequented 
by fish or in any place where the deleterious substance may enter any such water, and (ii) Section 5.1 of the Migratory 
Bird Convention Act, 1994.  The Québec Ministry of Sustainable Development, Environment, Wildlife and Parks also 
conducted an investigation into alleged violations of Section 8 of the Hazardous Material Regulation, which prohibits the 
discharge of a hazardous material to the environment.  The investigations covered events surrounding and leading up 
to the alleged release of approximately 1,320 gallons of fuel oil into the Bay of Sept-Iles on September 1, 2013.  We 
cooperated with the investigators and agency response officials.  In April 2014, the Québec Ministry of Justice filed a 
penalty charge related to the incident.  The Pointe Noire investigation was settled in December 2014.  A fine of C$750,000 
and C$61,000 in costs were agreed to be paid.  We are anticipating a report by the Québec Ministry related to their 
assessment of the cleanup activities and further direction related to requirements for additional environmental monitoring, 
if any.

Putative Class Action Lawsuits.  In May 2014, alleged purchasers of our common shares filed suit in the U.S. 
District Court for the Northern District of Ohio against us and certain current and former officers and directors of the 
Company.  The action is captioned Department of the Treasury of the State of New Jersey and Its Division of Investment 
v. Cliffs Natural Resources Inc., et al., No. 1:14-CV-1031.  The action asserts violations of the federal securities laws 
based on alleged false or misleading statements or omissions during the period of March 14, 2012 to March 26, 2013, 
regarding operations at our Bloom Lake mine in Québec, Canada, and the impact of those operations on our finances 
and outlook, including sustainability of the dividend, and that the alleged misstatements caused our common shares to 
trade at artificially inflated prices.  The lawsuit seeks class certification and an award of monetary damages to the putative 
class in an unspecified amount, along with costs of suit and attorneys’ fees.  On October 21, 2014, defendants filed a 
motion to dismiss this action.  The lawsuit has been referred to our insurance carriers. 

45

 
 
 
 
 
 
In June 2014, an alleged purchaser of the depositary shares issued by Cliffs in a public offering in February 2013 
filed a putative class action, which is currently pending in the U.S. District Court for the Northern District of Ohio and is 
captioned Rosenberg v. Cliffs Natural Resources Inc., et al., No. 1:14-cv-01531, The suit asserts claims against us, 
certain  current  and  former  officers  and  directors  of  the  Company,  and  several  underwriters  of  the  offering,  alleging 
disclosure violations in the registration statement regarding operations at our Bloom Lake mine and the impact of those 
operations on our finances and outlook. This action seeks class certification and monetary relief in an unspecified amount, 
along with costs of suit and attorneys’ fees. This lawsuit has been referred to our insurance carriers. 

The Rio Tinto Mine Site.  The Rio Tinto Mine Site is an historic underground copper mine located near Mountain 
City, Nevada, where tailings were placed in Mill Creek, a tributary to the Owyhee River.  Site investigation and remediation 
work is being conducted in accordance with a Consent Order dated September 14, 2001 between the NDEP and the 
RTWG composed of the Company, Atlantic Richfield Company, Teck Cominco American Incorporated and E. I. duPont 
de Nemours and Company.  The Consent Order provides for technical review by the U.S. Department of the Interior 
Bureau of Indian Affairs, the U.S. Fish and Wildlife Service, U.S. Department of Agriculture Forest Service, the NDEP 
and the Shoshone-Paiute Tribe of the Duck Valley Reservation (collectively, "Rio Tinto Trustees").  In recognition of the 
potential for an NRD claim, the parties actively pursued a global settlement that would include the EPA and encompass 
both the remedial action and the NRD issues.

The NDEP published a Record of Decision for the Rio Tinto Mine, which was signed on February 14, 2012 by 
the NDEP and the EPA.  On September 27, 2012, the agencies subsequently issued a proposed Consent Decree, which 
was lodged with the U.S. District Court for the District of Nevada and opened for 30-day public comment on October 4, 
2012.  The Consent Decree subsequently was finalized on May 20, 2013.  Under the terms of the Consent Decree, the 
RTWG has agreed to pay over $29 million in cleanup costs and natural resource damages to the site and surrounding 
area.  The Company's share of the total settlement cost, which includes remedial action, insurance and other oversight 
costs, is approximately $12 million.

Under the terms of the Consent Decree, the RTWG will be responsible for removing mine tailings from Mill Creek, 
improving the creek to support redband trout and improving water quality in Mill Creek and the East Fork Owyhee River.  
Previous cleanup projects included filling in old mine shafts, grading and covering leach pads and tailings, and building 
diversion ditches.  NDEP will oversee the cleanup, with input from EPA and monitoring from the nearby Shoshone-Paiute 
Tribes of Duck Valley.

Shareholder Derivative Lawsuits. In June and July 2014, alleged shareholders of Cliffs filed three derivative 
actions in the Cuyahoga County, Ohio, Court of Common Pleas asserting claims against certain current and former 
officers and directors of the Company.  These actions, captioned Black v. Carrabba, et al., No. CV-14-827803, Asmussen 
v. Carrabba, et al., No. CV-14-829259, and Williams, et al. v. Carrabba, et al., No. CV-14-829499, allege that the individually 
named  defendants  violated  their  fiduciary  duties  to  the  Company  by,  among  other  things,  disseminating  false  and 
misleading  information  regarding  operations  at  our  Bloom  Lake  mine  in  Québec,  Canada,  and  the  impact  of  those 
operations on our finances and outlook, including sustainability of the dividend, failing to maintain internal controls, and 
failing to appropriately oversee and manage the Company.  The complaints assert additional claims for unjust enrichment, 
abuse of control, gross mismanagement, and waste of corporate assets. The complaints seek damages, restitution, and 
equitable relief against the individually named defendants and in favor of the Company, along with costs of suit and 
attorneys’ fees.  These lawsuits have been referred to our insurance carriers.  As these are derivative actions, we have 
been named only as a nominal defendant.  

Southern Natural Gas Lawsuit:  On July 23, 2014, Southern Natural Gas Company, L.L.C. filed a lawsuit in the 
Circuit Court of Jefferson County, Alabama (Case No. 68-CV-2014-900533.00) against the Company and others.  The 
suit seeks to prevent coal mining activity underneath a gas pipeline at our Oak Grove property and to require defendants 
to pay the costs associated with relocating that pipeline.  The suit seeks declaratory judgment, permanent injunctive 
relief and nuisance damages.  The Circuit Court denied our motion to dismiss the complaint and we subsequently filed 
a petition for a writ of mandamus in the Alabama Supreme Court requesting that it direct the Circuit Court to dismiss the 
case for lack of subject matter jurisdiction.  We filed a motion to stay discovery pending the Alabama Supreme Court's 
decision on the mandamus petition.  Unless and until that motion is granted, discovery is ongoing in the Circuit Court.  
We also filed a Joinder of Additional Parties, including Kinder Morgan, Inc., and a Counterclaim, asserting breach or 
repudiation of easement agreements, interference with business relations, and slander of title.

Taconite MACT Compliance Review.  EPA Region 5 issued Notices of Violation during the first quarter of 2014 
to  Empire, Tilden  and  United Taconite  related  to  alleged  historical  violations  of  the Taconite  MACT  rule  and  certain 
elements of the respective state-issued Title V operating permits.  Initial meetings were held with the EPA in the second 
quarter of 2014.  While the matter has been referred to the DOJ for enforcement, the overall impact is not anticipated 
currently to have a material impact on our business.

46

 
 
 
 
 
 
Worldlink Arbitration.  In October 2011, our wholly owned subsidiary, CQIM, along with Bloom Lake General 
Partner Limited and The Bloom Lake Iron Ore Mine Limited Partnership, instituted an arbitration claim against the Bloom 
Lake mine’s former customer, Worldlink Resources Limited, for material and/or fundamental breaches of the parties’ 
2007 offtake agreement for the purchase and sale of iron concentrate produced at the Bloom Lake mine.  Our subsidiaries 
filed the arbitration claim with the International Court of Arbitration of the International Chamber of Commerce pursuant 
to the dispute resolution provisions of the offtake agreement.  Our subsidiaries terminated the offtake agreement with 
Worldlink in August 2011 due to Worldlink’s failure to fulfill its obligations under the agreement and Worldlink’s demand 
to renegotiate the price of the iron ore concentrate in spite of being party to a long-term offtake agreement.  Our subsidiaries 
claimed damages for the breach of the offtake agreement in excess of $85 million and Worldlink counterclaimed for 
damages in excess of $100 million.  In November 2014, the arbitrators decided in favor of Worldlink and awarded it 
damages in an amount of approximately $71 million as well as approximately $25 million in accrued interest from the 
date of termination of the offtake agreement in August 2011 and arbitration costs. This judgment has been included in 
the CCAA filing of the Bloom Lake Group and will be treated as an unsecured claim.

Item 4.

Mine Safety Disclosures

We are committed to protecting the occupational health and well-being of each of our employees.  Safety is one 
of our core values, and we strive to ensure that safe production is the first priority for all employees.  Our internal objective 
is to achieve zero injuries and incidents across the Company by focusing on proactively identifying needed prevention 
activities,  establishing  standards  and  evaluating  performance  to  mitigate  any  potential  loss  to  people,  equipment, 
production and the environment.  We have implemented intensive employee training that is geared toward maintaining 
a high level of awareness and knowledge of safety and health issues in the work environment through the development 
and coordination of requisite information, skills and attitudes.  We believe that through these policies, we have developed 
an effective safety management system.

Under the Dodd-Frank Act, each operator of a coal or other mine is required to include certain mine safety results 
within its periodic reports filed with the SEC.  As required by the reporting requirements included in §1503(a) of the Dodd-
Frank Act and Item 104 of Regulation S-K, the required mine safety results regarding certain mining safety and health 
matters for each of our mine locations that are covered under the scope of the Dodd-Frank Act are included in Exhibit 
95 of Item 15. Exhibits and Financial Statement Schedules of this Annual Report on Form 10-K.

47

 
 
 
Item 5.

Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases
of Equity Securities

PART II

Stock Exchange Information 

Our common shares (ticker symbol CLF) are listed on the NYSE. 

Common Share Price Performance and Dividends 

The following table sets forth, for the periods indicated, the high and low sales prices per common share as 

reported on the NYSE and the dividends declared per common share:

First Quarter

$

Second Quarter

Third Quarter

Fourth Quarter
Year

High

26.63

21.25

18.41

11.70
26.63

$

2014

Low

17.40

13.60

10.19

5.63
5.63

Dividends

High

$

$

$

0.15

0.15

0.15
0.15

0.60

$

40.40

23.75

25.95

28.98
40.40

2013

Low

17.95

15.50

15.41

19.88
15.41

Dividends

$

$

0.15

0.15

0.15
0.15

0.60

At February 23, 2015, we had 1,312 shareholders of record.

On January 22, 2015, we amended the Amended and Restated Multicurrency Credit Agreement (Amendment 
No. 6) among Cliffs Natural Resources Inc. and various lenders dated August 11, 2011 (as further amended by Amendment 
No.  1  as  of  October  16,  2012, Amendment  No.  2  as  of  February  8,  2013, Amendment  No.  3  as  of  June  30,  2014, 
Amendment No. 4 as of September 9, 2014 and Amendment No. 5 as of October 24, 2014), or revolving credit agreement, 
to effect the following, among other items:

• 

a reduction of the permitted amount of quarterly dividends on our common shares to not more than $0.01 per 
share in any fiscal quarter.

On January 26, 2015, we announced that our Board of Directors had decided to eliminate the quarterly dividend 
of $0.15 per share on our common shares.  The decision is applicable to the first quarter of 2015 and all subsequent 
quarters.  The elimination of the common share dividend provides us with additional free cash flow of approximately $92 
million annually, which we intend to use for further debt reduction.  We see accelerated debt reduction as a more effective 
means of  protecting our shareholders than continuing to pay a common share dividend.

48

 
 
 
 
 
Shareholder Return Performance

The following graph shows changes over the past five-year period in the value of $100 invested in: (1) Cliffs' 
common shares; (2) S&P 500 Stock Index; (3) S&P 500 Steel Group Index; and (4) S&P Midcap 400 Index.  The values 
of each investment are based on price change plus reinvestment of all dividends reported to shareholders.

Comparison of 5 Year Cumulative Total Return
Assumes Initial Investment of $100
December 2014

250.00

200.00

150.00

100.00

50.00

0.00

2009

2010

2011

2012

2013

2014

Cliffs Natural Resources Inc.

S&P 500 Index - Total Returns

S&P 500 Steel Index

S&P Midcap 400 Index

2009

2010

Cliffs Natural Resources Inc. Return %

Cum $

100.00

S&P 500 Index - Total Returns Return %

S&P 500 Steel Index

S&P Midcap 400 Index

Cum $

Return %
Cum $

Return %
Cum $

100.00

100.00

100.00

70.69
170.69

15.07
115.07

33.86
133.86

26.64
126.64

2011
-19.24
137.85

2.11
117.50

-23.01
103.06

-1.74
124.43

2012
-34.74
89.97

16.00
136.30

-11.84
90.86

17.86
146.66

2013
-30.37
62.65

32.39
180.44

13.86
103.45

33.50
195.79

2014
-71.69

17.74
13.69

205.14
-9.06

94.08
9.77

214.92

49

 
Issuer Purchases of Equity Securities 

The following table presents information with respect to repurchases by the Company of our common shares 

during the periods indicated.  

ISSUER PURCHASES OF EQUITY SECURITIES

Total Number of 
Shares
(or Units) 
Purchased (1)

Average Price 
Paid per Share
(or Unit) 

— $

5,792 $

3,119 $

8,911 $

—
10.73

6.71

9.32

Total Number of
Shares (or Units)
Purchased as Part
of Publicly
Announced Plans
or Programs
—

Maximum Number (or 
Approximate Dollar 
Value) of Shares (or 
Units) that May Yet be 
Purchased Under the 
Plans or Programs (2)
$200,000,000

—

—

—

$200,000,000

$200,000,000

$200,000,000

Period
October 1 - 31, 2014

November 1 - 30, 2014

December 1 - 31, 2014

Total

(1) 

(2) 

These shares were delivered to us by employees to satisfy tax withholding obligations due upon the vesting or 
payment of stock awards or scheduled distributions from our VNQDC Plan. 

On August 25, 2014, the Board of Directors authorized a new share repurchase plan pursuant to which we may 
buy  back  our  outstanding  common  shares  in  the  open  market  or  in  private  negotiated  transactions  up  to  a 
maximum of $200 million.  No shares have been purchased through December 31, 2014.  The authorization is 
active until December 31, 2015.

50

 
                                         
Item 6.

Selected Financial Data

Summary of Financial and Other Statistical Data - Cliffs Natural Resources Inc. and Subsidiaries
2011 (c)

2012 (d)

2013 (f)

2014 (g)

2010 (b)

Financial data (in millions, except per share amounts) *

  Revenue from product sales and services

$

4,623.7

$

5,691.4

$

5,872.7

$ 6,563.9

$ 4,483.8

  Cost of goods sold and operating expenses

  Other operating expense

  Operating income (loss)

Income (loss) from continuing operations

Income and gain on sale from discontinued operations, net of tax

  Net income (loss)

  Loss (income) attributable to noncontrolling interest

  Net income (loss) attributable to Cliffs shareholders

Preferred stock dividends

(4,172.3)

(9,896.7)

(9,445.3)

(8,311.6)

—

(8,311.6)

1,087.4

(7,224.2)

(51.2)

(4,542.1)

(478.3)

671.0

359.8

2.0

361.8

51.7

413.5

(48.7)

(4,700.6)

(1,480.9)

(308.8)

(1,162.5)

35.9

(1,126.6)

227.2

(899.4)

—

(3,953.0)

(3,025.1)

(314.1)

2,296.8

1,792.5

20.1

1,812.6

(193.5)

1,619.1

—

(225.9)

1,232.8

997.4

22.5

1,019.9

—

1,019.9

—

  Income (loss) attributable to Cliffs common shareholders

$

(7,275.4)

$

364.8

$

(899.4)

$ 1,619.1

$ 1,019.9

Earnings (loss) per common share attributable to

  Cliffs shareholders - basic

     Continuing operations

     Discontinued operations

Earnings (loss) per common share attributable to 
  Cliffs shareholders - basic

Earnings (loss) per common share attributable to

  Cliffs shareholders - diluted

     Continuing operations

     Discontinued operations

Earnings (loss) per common share attributable to 
  Cliffs shareholders - diluted

Total assets

Long-term debt obligations (including capital leases)

Net cash from operating activities

Distributions to preferred shareholders cash dividends (e)

  - Per depositary share

  - Total

Distributions to common shareholders cash dividends (a)

  - Per share

  - Total

Repurchases of common shares

Common shares outstanding - basic (millions)

  - Average for year

  - At year-end

Iron ore and coal production and sales statistics

$

$

$

$

$

$

$

$

$

$

$

(47.52)

—

(47.52)

(47.52)

—

(47.52)

3,164.0

3,055.1

358.9

1.75

51.2

0.60

92.5

—

153.1

153.2

$

$

$

$

2.39

0.01

2.40

2.36

0.01

2.37

$

$

$

$

(6.57)

$

11.41

0.25

0.14

(6.32)

$

11.55

(6.57)

$

11.34

0.25

0.14

(6.32)

$

11.48

$

$

$

$

7.37

0.17

7.54

7.32

0.17

7.49

$ 13,121.9

$ 13,574.9

$ 14,541.7

$ 7,778.2

4,196.3

$ 3,821.5

$ 1,881.3

514.5

$ 2,288.0

$ 1,320.0

$

$

$

$

$

$

$

$

$

$

3,189.5

1,145.9

1.66

48.7

0.60

91.9

—

151.7

153.1

—

—

2.16

307.2

—

142.4

142.5

$

$

$

—

—

0.84

118.9

289.8

140.2

142.0

$

$

  (tons in millions - U.S. Iron Ore and North American Coal; metric tons in millions - Asia Pacific Iron Ore and Eastern Canadian Iron Ore)

Production tonnage - U.S. Iron Ore

                                - Asia Pacific Iron Ore

                                - North American Coal

                                - Eastern Canadian Iron Ore

Production tonnage - (Cliffs' share)

                                - U.S. Iron Ore

                                - Eastern Canadian Iron Ore

Sales tonnage         - U.S. Iron Ore

                                - Asia Pacific Iron Ore

                                - North American Coal

                                - Eastern Canadian Iron Ore

27.2

11.1

7.2

8.7

20.3

8.7

21.3

11.0

7.3

8.6

29.5

11.3

6.4

8.5

22.0

8.5

21.6

11.7

6.5

8.9

31.0

8.9

5.0

6.9

23.7

6.9

24.2

8.6

4.2

7.4

29.7

11.4

7.5

6.2

22.4

6.2

21.8

11.5

7.4

7.2

51

—

—

0.51

68.9

—

135.3

135.5

28.1

9.3

3.2

3.9

21.5

3.9

23.0

9.3

3.3

3.3

*   On July 10, 2012, we entered into a definitive share and asset sale agreement to sell our 45 percent economic interest in the Sonoma joint venture 
coal mine located in Queensland, Australia.  Additionally, on September 27, 2011, we announced our plans to cease and dispose of the operations 
at the renewaFUEL biomass production facility in Michigan.  On January 4, 2012, we entered into an agreement to sell the renewaFUEL assets 
to  RNFL Acquisition  LLC.   The  results  of  operations  of  the  Sonoma  joint  venture  and  renewaFUEL  operations  are  reflected  as  discontinued 
operations in the accompanying consolidated financial statements for all periods presented.

(a) On May 11, 2010, our Board of Directors increased our quarterly common share dividend from $0.0875 to $0.14 per share.  The increased cash 
dividend was paid on June 1, 2010, September 1, 2010 and December 1, 2010 to shareholders on record as of May 14, 2010, August 13, 2010 
and November 19, 2010, respectively.  In addition, the increased cash dividend was paid on March 1, 2011 and June 1, 2011 to shareholders 
on record as of February 15, 2011 and April 29, 2011, respectively.  On July 12, 2011, our Board of Directors increased the quarterly common 
share dividend by 100 percent to $0.28 per share.  The increased cash dividend was paid on September 1, 2011, December 1, 2011 and March 
1, 2012 to our shareholders on record as of the close of business on August 15, 2011, November 18, 2011 and February 15, 2012, respectively.  
On March 13, 2012, our Board of Directors increased the quarterly common share dividend by 123 percent to $0.625 per share.  The increased 
cash dividend was paid on June 1, 2012, August 31, 2012 and December 3, 2012 to our shareholders on record as of April 27, 2012, August 15, 
2012 and November 23, 2012, respectively. On February 11, 2013, our Board of Directors approved a reduction to our quarterly cash dividend 
rate by 76 percent to $0.15 per share.  The decreased dividend of $0.15 per share was paid on March 1, 2013, June 3, 2013, September 3, 2013 
and December 2, 2013 to our common shareholders of record as of the close of business on February 22, 2013, May 17, 2013, August 15, 2013 
and November 22, 2013, respectively.  Additionally, in 2014, the dividend of $0.15 per share was paid on March 3, 2014, June 3, 2014, September 
2, 2014 and December 1, 2014 to our common shareholders of record as of the close of business on February 21, 2014, May 23, 2014, August 
15, 2014 and November 15, 2014, respectively.

(b) On January 27, 2010, we acquired all of the remaining outstanding shares of Freewest, including its interest in the Ring of Fire properties in 
Northern Ontario Canada.  On February 1, 2010, we acquired entities from our former partners that held their respective interests in Wabush, 
thereby increasing our ownership interest from 26.8 percent to 100 percent.  On July 30, 2010, we acquired all of the coal operations of privately 
owned INR, and since that date, the operations acquired from INR have been conducted through our wholly owned subsidiary known as CLCC.  
Results for 2010 include Freewest's, Wabush's and CLCC's results since the respective acquisition dates.  As a result of acquiring the remaining 
ownership interest in Freewest and Wabush, our 2010 results were impacted by realized gains of $38.6 million primarily related to the increase 
in fair value of our previous ownership interest in each investment held prior to the business acquisition. 

       In December 2010, we completed a legal entity restructuring that resulted in a change to deferred tax liabilities of $78.0 million on certain foreign 
investments to a deferred tax asset of $9.4 million for tax basis in excess of book basis on foreign investments as of December 31, 2010.  A 
valuation allowance of $9.4 million was recorded against this asset due to the uncertainty of realization.  The deferred tax changes were recognized 
as a reduction to our income tax provision in 2010.

(c)  On May 12, 2011, we completed our acquisition of Consolidated Thompson by acquiring all of the outstanding common shares of Consolidated 
Thompson for C$17.25 per share in an all-cash transaction including total debt less cash.  Results for 2011 include the results for Consolidated 
Thompson since the acquisition date. 

      In 2011, during our annual goodwill impairment test in the fourth quarter, a goodwill impairment charge of $27.8 million was recorded for our 

CLCC reporting unit, within the North American Coal operating segment, impacting Other operating expense.

(d)  Upon performing our annual goodwill impairment test in the fourth quarter of 2012, goodwill impairment charges of $997.3 million and $2.7 million 
were recorded for our CQIM and Wabush reporting units, respectively, both within the Eastern Canadian Iron Ore operating segment.  We also 
recorded an impairment charge of $49.9 million related to our Eastern Canadian Iron Ore operations to reduce those assets to their estimated 
fair value as of December 31, 2012 due to the idling of the pelletizing facility at Pointe Noire.  All of these charges impacted Other operating 
expense.

       As a result of the approval for the sale of our 30 percent interest in Amapá, an impairment charge of $365.4 million was recorded through Equity 

income (loss) from ventures for the year ended December 31, 2012.

(e)  On March 20, 2013, our Board of Directors declared a cash dividend of $13.6111 per preferred share, which is equivalent to approximately $0.34 
per depositary share.  The cash dividend was paid on May 1, 2013 to our preferred shareholders of record as of the close of business on April 15, 
2013.  On May 7, 2013, September 9, 2013, and November 11, 2013, our Board of Directors declared a quarterly cash dividend of $17.50 per 
preferred share, which is equivalent to approximately $0.44 per depositary share.  The cash dividends were paid on August 1, 2013, November 
1, 2013, and February 3, 2014 to our preferred shareholders of record as of the close of business on July 15, 2013, October 15, 2013, and 
January 15, 2014, respectively.   The cash dividend was paid on May 1, 2013 to our preferred shareholders of record as of the close of business 
on April 15, 2013.  On February 11, 2014, May 13, 2014, and September 8, 2014, our Board of Directors declared a quarterly cash dividend of 
$17.50 per preferred share, which is equivalent to approximately $0.44 per depositary share.  The cash dividends were paid on May 1, 2014, 
August 1, 2014 and November 3, 2014, to our preferred shareholders of record as of the close of business on April 15, 2014, July 15, 2014, and 
October 15, 2014, respectively. On November 19, 2014, our Board of Directors declared a quarterly cash dividend of $17.50 per preferred share, 
which is equivalent to approximately $0.44 per depositary share.  The cash dividend of $12.8 million will be paid on February 2, 2015 to our 
preferred shareholders of record as of the close of business on January 15, 2015.

(f)  Upon performing our annual goodwill impairment test in the fourth quarter of 2013, a goodwill impairment charge of $80.9 million was recorded 
for our Cliffs Chromite Ontario and Cliffs Chromite Far North reporting units within our Ferroalloys operating segment.  We also recorded other 
long-lived asset impairment charges of $169.9 million, of which $154.6 million relates to our Wabush reporting unit within our Eastern Canadian 
Iron Ore operating segment to reduce those assets to their estimated fair value as of December 31, 2013.  All of these charges impacted Other 
operating expense.

(g)  During 2014, we recorded an impairment of goodwill and other long-lived assets of $73.5 million and $8,956.4 million, respectively. The goodwill 
impairment charge of $73.5 million related to our Asia Pacific Iron Ore reporting unit. The other long-lived asset impairment charges of $8,956.4 
million related to our Wabush operation and Bloom Lake operation within our Eastern Canadian Iron Ore operating segment, our Asia Pacific 
Iron Ore operating segment and our CLCC thermal operation, Oak Grove operation and Pinnacle operation within our North American Coal 
operating segment, along with impairments charged to reporting units within our Other reportable segments. The impairment charges were 
primarily a result of changes in life-of-mine cash flows due to declining pricing for both global iron ore and low-volatile metallurgical coal, which 
impacts  our  estimate  of  long-term  pricing,  along  with  changes  in  strategic  focus  including  exploratory  phases  of  possible  divestiture  of  the 
operations  as  the  new  Chief  Operating  Decision  Maker  views  Eastern  Canadian  Iron  Ore, Asia  Pacific  Iron  Ore,  North American  Coal  and 
Ferroalloys as non-core assets.  The CLCC assets were sold in the fourth quarter of 2014 on December 31, 2014, resulting in a loss on sale of 
$419.6 million. 

52

Item 7.

Management's Discussion and Analysis of Financial Condition and Results of Operations

Management's Discussion and Analysis of Financial Condition and Results of Operations ("MD&A") is designed 
to provide a reader of our financial statements with a narrative from the perspective of management on our financial 
condition, results of operations, liquidity and other factors that may affect our future results.  The following discussion 
should be read in conjunction with the Consolidated Financial Statements and related notes that appear elsewhere in 
this document.

Industry Overview

The key driver of our business is demand for steelmaking raw materials from U.S. steelmakers.  In 2014, the 
U.S. produced approximately 88 million metric tons of crude steel, making the U.S. the third largest producer in the world 
after China and Japan.  This represents an approximate 2 percent increase in U.S. crude steel production when compared 
to 2013.  U.S. total steel capacity utilization was approximately 77 percent in 2014 and 2013.  Additionally, in 2014, China 
produced approximately 823 million metric tons of crude steel, or approximately 50 percent of total global crude steel 
production.  These figures represent an approximate 1 percent increase in Chinese crude steel production when compared 
to 2013.  Average global total steel capacity utilization was about 77 percent in 2014, an approximate 2 percent decrease 
from 2013.  Throughout 2014, global crude steel production grew about 1 percent compared to 2013.

We expect economic growth in the U.S. to continue in 2015, and correspondingly expect steel demand to remain 
at healthy levels.  While the industry demand will be supported by an improving housing market and a strengthened 
automotive sector, demand from energy companies is expected to decrease as oil prices remain at depressed levels. 
Additionally, the steel industry should face continued pressure from surging imports, which reached record levels in 2014, 
as the strength of the U.S. dollar continues to increase and continued oversupply of the global steel industry.  In China, 
demand for steel should increase slightly compared to 2014, although at a rate far below growth percentages recorded 
earlier in the decade.  In 2014, the increase in seaborne supply of iron ore was expected by many, but the slowdown in 
demand from Chinese end markets was unexpected and negatively impacted spot prices for iron ore.  We expect seaborne 
iron ore prices to remain pressured unless there are vast structural changes to the supply/demand picture, including 
increased Chinese demand or iron ore capacity cuts.

The global price of iron ore is influenced significantly by the worldwide supply of iron ore and by Chinese demand.  
The global supply of iron ore continues to increase, which has put downward pressure on current spot pricing.  However, 
the impact of this volatility on our U.S. Iron Ore revenues is dampened because the pricing in our long-term contracts 
are mostly structured to minimize the short-term impact of the fluctuations in the seaborne iron ore price.

As a result of the long-term contracts, as discussed above, our U.S. Iron Ore revenues only experienced realized 
revenue rate decreases of 12 percent and 9 percent for the three months and year ended December 31, 2014, respectively, 
when compared to the comparable prior year periods versus the much higher decrease in Platts 62 percent Fe fines 
spot price.  The Platts 62 percent Fe fines spot price decreased 45 percent to an average price of $74 per ton for the 
three months ended December 31, 2014 compared to the respective quarter of 2013.  In comparison, the year to date 
Platts 62 percent Fe fines spot pricing also has decreased 29 percent to an average price of $97 per ton during the year 
ended December 31, 2014.  These large decreases in Platts 62 percent Fe fines spot price were driven by insufficient 
growth in Chinese demand to absorb the additional seaborne supply. The spot price volatility impacts our realized revenue 
rates, particularly in our Asia Pacific Iron Ore and Eastern Canadian Iron Ore business segments because their contracts 
correlate heavily to world market spot pricing. 

The metallurgical coal market continues to be in an oversupplied position due to increased supply from Australian 
producers.  Those producers, benefiting from a devaluated local currency, are very competitive in European and South 
American markets.  Recent reductions in global coal supply have yet to make an impact on pricing.   

Consistent with the above, the quarterly benchmark price for premium low-volatile hard coking coal between 
Australian metallurgical coal suppliers and Japanese and Korean consumers decreased 21 percent to a full-year average 
of $126 per metric ton in 2014 versus the 2013 full-year average of $159 per metric ton.  The benchmark pricing has 
remained relatively flat from the second quarter of 2014 to the fourth quarter of 2014 at approximately $120 per metric 
ton.

Our consolidated revenues for the years ended December 31, 2014 and 2013 were $4.6 billion and $5.7 billion, 
respectively,  with  net  loss  from  continuing  operations  per  diluted  share  of  $47.52  and  net  income  from  continuing 
operations per diluted share of $2.36, respectively.  Net income in 2014 was impacted primarily by $9.0 billion of long-
lived asset impairment recorded in the second half of 2014 along with $73.5 million of goodwill impairment recorded in 
the third quarter of 2014.  Also, net income in 2014 was impacted by lower market pricing for our products, which decreased 

53

 
 
 
 
 
 
 
 
product revenues by $1.0 billion for the year ended December 31, 2014 when compared to 2013.  Results for the year 
were also impacted by the $419.6 million loss on the sale of our CLCC assets in 2014.  The CLCC assets were sold on 
December 31, 2014.  Additionally, results for the year ended December 31, 2014 were impacted negatively by $96.3 
million related to a litigation judgment against the Bloom Lake Group, $92.6 million of minimum shipment penalties and 
$90.7 million of Wabush idle costs.  Net income in 2013 was impacted negatively by $154.6 million of other long-lived 
asset impairment charges related to our Wabush operations within our Eastern Canadian Iron Ore operating segment, 
an $80.9 million goodwill impairment charge related to our Cliffs Chromite Ontario and Cliffs Chromite Far North reporting 
units within our Ferroalloys operating segment and reported in our Other reportable segments and a $67.6 million asset 
impairment charge related to our investment in Amapá.  This was offset by lower exploration spending in 2013, primarily 
related to the Chromite project.

Strategy 

Re-focusing the Company on our Core U.S. Iron Ore Business

We have shifted from a diversification based strategy to one that focuses on strengthening our U.S. Iron Ore 
operations.  We are the market-leading iron ore producer in the U.S., supplying differentiated iron ore pellets under long-
term contracts, some of which begin to expire in the end of 2016, to the largest U.S. steel producers.  Pricing protections 
and long-term supply,  certainty provided by our existing contracts and our low-cost operating profile positions U.S. Iron 
Ore as our most stable and profitable business.  We expect to continue to strengthen U.S. Iron Ore cost operating profile 
through our operational expertise and disciplined capital allocation policies.

Reviewing All Other Businesses for Either Optimization, Divestiture or Shutdown

As an extension of our re-focused U.S. Iron Ore strategy, we continue to consider further divestitures of Eastern 
Canadian Iron Ore, Asia Pacific Iron Ore and North American Coal businesses.  We believe the assets from these non-
core segments have value and will only consummate a transaction where we believe the price fairly and adequately 
represents such value.  For more information regarding the status of our divestiture of our Eastern Canadian Iron Ore 
business, see "Recent Developments" below.  

Asia Pacific Iron Ore is a well-recognized and reliable supplier to steelmakers in Asia.  To date, Asia Pacific Iron 
Ore has been a steady cash flow contributor, benefiting from a premium price for its high lump iron ore mix and minimal 
required capital expenditures to maintain production.  We look to operate our North American Coal business at breakeven 
levels of EBITDA generation in 2015 given the current environment for high quality metallurgical coal.  We are focused 
on limiting capital expenditures while continuing to meet environmental, safety and permission to operate requirements.

Maintaining Discipline on Costs and Capital Spending and Improving our Financial Flexibility

We believe our ability to execute our strategy is dependent on our financial position, balance sheet strength and 
financial flexibility to manage through volatility in commodity prices.  We have developed a highly disciplined financial 
and capital expenditure plan with a focus on improving our cost profile and increasing long-term profitability.  We are 
focused  on  sizing  our  organization  to  better  fit  our  new  strategic  direction  and  streamlining  our  businesses’  support 
functions  by  eliminating  duplication.    Our  capital  allocation  plan  is  focused  on  strengthening  our  core  U.S.  Iron  Ore 
operations to promote greater free cash flow generation.

Competitive Strengths 

Highly Stable and Resilient U.S. Iron Ore Operations

Our U.S. Iron Ore segment is the core focus of our business strategy.  The U.S. Iron Ore segment is the primary 
contributor to our consolidated results, generating 54 percent and 89 percent of consolidated revenue and Adjusted 
EBITDA, respectively, for the year ended December 31, 2014.  U.S. Iron Ore produces differentiated iron ore pellets that 
are customized for use in customers’ blast furnaces as part of the steelmaking process.  The grades of pellets currently 
delivered to each customer are based on that customer’s preferences, which depend in part on the characteristics of the 
customer’s blast furnace operation.  We believe our long history of supplying customized pellets to the U.S. steel producers 
has resulted in a co-dependency between us and our customers.  This co-dependency has positioned Cliffs to claim a 
substantial portion of the total U.S. iron ore market.  Based on Cliffs’ equity ownership in its U.S. mines, Cliffs’ share of 
the annual rated production capacity is 25.5 million tons, representing 44 percent of total U.S. annual pellet capacity.  
Long-lived assets with an average mine life of approximately 30 years provide the opportunity to maintain our significant 
market position well into the future.

We believe U.S. Iron Ore is uniquely positioned in the global iron ore market due to its reduced exposure to 
seaborne iron ore pricing.  More than half of U.S. Iron Ore production is sold through stable long-term contracts that are 

54

 
 
 
 
 
 
 
 
 
 
structured with formula-based pricing that mitigates the impact of seaborne price volatility on our business.  Additionally, 
certain of our supply agreements have a provision that limits the amount of price increases or decreases in any given 
year.    The  impact  of  the  pricing  protections  from  our  contracts  is  clearly  evidenced  in  our  U.S.  Iron  Ore  financial 
performance.  U.S. Iron Ore’s realized revenue rate decreased 12 percent and 9 percent for the three months and year 
ended December 31, 2014, respectively, compared to a 45 percent and 29 percent decline in the Platts 62 percent Fe 
fines spot price over the same periods.

In addition, we maintain materially lower costs compared to our competition as a result of our proximity to U.S. 
steelmaking operations.  Our costs are lower as a result of inherent transportation advantages associated with our mine 
locations near the Great Lakes which allows for transportation via railroads and loading ports.  U.S. Iron Ore mines also 
benefit  from  on-site  pellet  production  and  ore  production  facilities  located  a  short  distance  from  the  mines.  These 
advantages translated to a cash production costs in the three months and year ended December 31, 2014 of $59 per 
ton and $64 per ton, respectively, which included the cost to mine, concentrate and pelletize, certain transportation costs 
and site administration costs.

Competitive Asia Pacific Iron Ore Operations

Although our annual production tonnage is substantially less than our competitors in the seaborne market, the  
Asia Pacific Iron Ore business maintains a competitive position with the major Australian iron ore producers.  We produce 
a product mix of approximately 52 percent lump ore and 48 percent fines, which is a significantly higher lump mix than 
the major producers in Australia.  This lump ore currently commands a premium in the seaborne market over iron ore 
fines.

Further, our Asia Pacific Iron Ore segment is a cost competitive producer and requires modest ongoing sustaining 
capital expenditures to continue our operations.  Cash production costs during the three months and year ended December 
31, 2014, were $43 per ton and $49 per ton, respectively.  Over the remaining life of the mine, the capital expenditure 
requirements are estimated to be approximately $50 million or $1 per ton.

Recent Developments

Eastern Canadian Iron Ore

Our Wabush Scully mine in Newfoundland and Labrador was idled by the end of the first quarter of 2014 and 
subsequently began to commence permanent closure in the fourth quarter of 2014. With costs unsustainably high, it was 
not economically viable to continue running this operation. Approximately 500 employees at both the Wabush Scully 
mine and the Pointe Noire rail and port operation in Québec were impacted by these actions.

On November 19, 2014, we announced that we were pursuing exit options for our Eastern Canadian Iron Ore 

operations.

During the fourth quarter of 2014, we disclosed that, despite our cost-cutting progress at our Bloom Lake mine, 
we concluded that Phase I alone was not economically feasible based on our current operating plans.  For the Bloom 
Lake mine to be profitable, we concluded that Phase II of the Bloom Lake mine must be developed to reduce the overall 
cash cost of operations.  We could only develop Phase II of the Bloom Lake mine if we had been able to secure new 
equity partners to share in the capital costs, which we estimated to be approximately $1.2 billion. As the new equity 
partners were unable to commit within the short timeframe we required, we determined that the Phase II expansion of 
the Bloom Lake mine was no longer a viable option for us and we shifted our focus to considering available possibilities 
and executing an exit option for Eastern Canadian Iron Ore operations that minimized the cash outflows and associated 
liabilities.  In December 2014, iron ore production at the Bloom Lake mine was suspended and the Bloom Lake mine 
was placed in ‘‘care-and-maintenance’’ mode. 

On  January  27,  2015,  we  announced  that  the  Bloom  Lake  Group  commenced  restructuring  proceedings  in 
Montreal, Québec, under the CCAA.  The Bloom Lake Group had recently suspended operations and for several months 
we were exploring options to sell certain of our Canadian assets, among other initiatives.  The decision to seek protection 
under the CCAA was based on a thorough legal and financial analysis of the options available to the Bloom Lake Group.  
The Bloom Lake Group was no longer generating any revenues and was not able to meet its obligations as they came 
due.  The initial CCAA order addressed the Bloom Lake Group's immediate liquidity issues and permits the Bloom Lake 
Group  to  preserve  and  protect  its  assets  for  the  benefit  of  all  stakeholders  while  restructuring  and  sale  options  are 
explored.   As  part  of  the  CCAA  process,  the  Court  has  appointed  FTI  Consulting  Canada  Inc.  as  the  Monitor.   The 
Monitor's role in the CCAA process is to monitor the activities of the Bloom Lake Group and provide assistance to the 
Bloom Lake Group and its stakeholders in respect of the CCAA process. 

55

 
 
 
 
 
 
 
 
 
Worldlink Arbitration 

In October 2011, our wholly owned subsidiary, CQIM, along with Bloom Lake General Partner Limited and The 
Bloom Lake Iron Ore Mine Limited Partnership, instituted an arbitration claim against the Bloom Lake mine’s former 
customer, Worldlink Resources Limited, for material and/or fundamental breaches of the parties’ 2007 offtake agreement 
for the purchase and sale of iron concentrate produced at the Bloom Lake mine.  Our subsidiaries filed the arbitration 
claim  with  the  International  Court  of Arbitration  of  the  International  Chamber  of  Commerce  pursuant  to  the  dispute 
resolution provisions of the offtake agreement.  Our subsidiaries terminated the offtake agreement with Worldlink in 
August 2011 due to Worldlink’s failure to fulfill its obligations under the agreement and Worldlink’s demand to renegotiate 
the price of the iron ore concentrate in spite of being party to a long-term offtake agreement.  Our subsidiaries claimed 
damages for the breach of the offtake agreement in excess of $85 million, and Worldlink counterclaimed for damages 
in excess of $100 million.  In November 2014, the arbitrators decided in favor of Worldlink and awarded it damages in 
an amount of approximately $71 million as well as approximately $25 million in accrued interest from the date of termination 
of the offtake agreement in August 2011 and arbitration costs. This judgment has been included in the CCAA filing of the 
Bloom Lake and will be treated as an unsecured claim.

CLCC

On December 2, 2014, we entered into a definitive agreement to sell our CLCC assets in southern West Virginia 
to Coronado Coal II, LLC for $174 million in cash as well as the assumption of certain liabilities, of which $155 million 
has been collected as of December 31, 2014.  The sale closed on December 31, 2014.

The CLCC assets, which we acquired in 2010, included two underground high-volatile metallurgical coal mines, 
Powellton No. 1 and Lower War Eagle, and the Toney Fork No. 2 surface thermal coal mine.  The facilities included a 
coal preparation and processing plant and a train batch-weight load-out facility with access to rail.  In 2014, the CLCC 
operations produced 1.5 million tons of metallurgical coal out of the 6.6 million total tons of metallurgical coal North 
American Coal produced for us, and the CLCC operations also produced 0.9 million tons of thermal coal.  In 2013, the 
CLCC operations produced 1.5 million tons of metallurgical coal out of the 6.6 million total tons of the metallurgical coal 
North American Coal produced for us, and the CLCC operations also produced 0.6 million tons of thermal coal.

We recorded a loss on the sale of CLCC assets of approximately $419.6 million on a pre-tax basis in the fourth 

quarter of 2014.

Share Buyback

On August 25, 2014, the Board of Directors authorized us to buy back our outstanding common shares in the 
open market or in private negotiated transactions up to a maximum of $200 million. At that time, we obtained approval 
from our bank group to ensure the buyback program could be effectively implemented in a timely manner.  The Company 
is not obligated to make any purchases under the buyback program and it may be suspended or discontinued by the 
Company at any time. No shares have been purchased through December 31, 2014. The authorization is active until 
December 31, 2015.

Credit Facility Amendments

On  October  24,  2014,  we  entered  into  an  agreement  to  amend  our  existing  revolving  credit  agreement 
(Amendment  No.  5).    The  amended  terms  remove  the  current  maximum  balance  sheet  leverage  ratio  of  debt  to 
capitalization of less than 45 percent, which was a covenant introduced in June 2014, and replaced that covenant with 
a maximum leverage ratio covenant of secured debt to EBITDA that is not to exceed 3.5 times. The minimum interest 
coverage ratio requirement of 3.5 times was subsequently reduced to 2.0 times upon completion of certain collateral 
actions within 60 days of the execution of the amendment.  The collateral requirements were satisfied as of December 
23, 2014.  The amendment also reduced the size of the existing facility from $1.250 billion to $1.125 billion and included 
a security agreement.

On January 22, 2015, we entered into an agreement to further amend our existing revolving credit agreement 
(Amendment No. 6).  The further amended terms waived the event of default related to a CCAA filing for Canadian 
entities. The CCAA filing  for our Bloom Lake Group was made subsequent to the effectiveness of this amendment.  The 
amendment also reduced the size of the existing facility from $1.125 billion to $900 million, with a further reduction to 
$750 million on May 31, 2015.  

Each of these amendments to our credit agreement facilitate financial flexibility for us to execute our strategy 
and provide us a consistent source of liquidity.  Refer to NOTE 5 - DEBT AND CREDIT FACILITIES and NOTE 21 - 
SUBSEQUENT EVENTS for further details of the amendments.

56

 
 
 
 
 
 
 
 
 
Debt

During the fourth quarter, we announced a tender offer to purchase our public debt at discounts, as well as a 
new secured notes offering, driven by our desire to pay down debt.  However, the tender offers were terminated because 
our debt refinancing was postponed due to perceived adverse market conditions. After the postponement, we used our 
liquidity to execute the repurchase of our senior notes in the open market.  During the fourth quarter 2014, we were able 
to pay down $300 million in aggregate principal in total debt less cash.  By the end of the year, we had total debt less 
cash of $2.7 billion, with total debt of $3.0 billion, zero drawn on our revolving credit facility, and $291.0 million of cash 
and cash equivalents.  In January 2015, we further reduced total debt by approximately $159 million through senior note 
repurchases in the open market with approximately $106 million of net proceeds from the sale of CLCC and cash from 
operations. 

Business Segments

Our Company’s operations are organized and managed according to product category and geographic location: 

U.S. Iron Ore, Asia Pacific Iron Ore, North American Coal and Eastern Canadian Iron Ore.  

Results of Operations – Consolidated

2014 Compared to 2013

The following is a summary of our consolidated results of operations for the years ended December 31, 2014 

and 2013:

Revenues from product sales and services

Cost of goods sold and operating expenses
Sales margin

Sales margin %

Revenues from Product Sales and Services

(In Millions)

2014

$ 4,623.7
(4,172.3)

$

451.4

2013
$ 5,691.4

(4,542.1)
$ 1,149.3

9.8%

20.2%

Variance
Favorable/
(Unfavorable)
(1,067.7)
$

$

369.8
(697.9)
(10.4)%  

Sales revenue for the year ended December 31, 2014 decreased $1,067.7 million, or 18.8 percent, from 2013.  
The decrease in sales revenue during 2014 compared to 2013 was primarily attributable to the decrease in market pricing 
for our products, which impacted revenues by $1.0 billion for the year ended December 31, 2014. 

Changes in world market pricing impacts our revenues each year.  During 2014, iron ore revenues were impacted 
primarily by the decrease in the Platts 62 percent Fe fines spot price, which declined 28.5 percent to an average price 
of $97 per ton, resulting in decreased revenues of $830.8 million, excluding the impact of Wabush tons sold.  The decrease 
in our realized revenue rates during 2014 compared to 2013 was 9.5 percent, 32.8 percent and 26.7 percent for our U.S. 
Iron Ore, Asia Pacific Iron Ore and Eastern Canadian Iron Ore operations, respectively.  Also, the decision to idle Wabush 
impacted the period-over-period revenues negatively by $288.0 million.  Furthermore, during 2014, our North American 
Coal business segment experienced continued downward pricing pressures, which negatively impacted revenues by 
$176.8 million and decreased our realized revenue rate by 23.6 percent.  Partially offsetting these decreases was an 
increase in revenues period-over-period as a result of higher iron ore and coal sales volumes of $183.5 million for the 
year ended December 31, 2014.

Refer to “Results of Operations – Segment Information" for additional information regarding the specific factors 

that impacted revenue during the period.

Cost of Goods Sold and Operating Expenses

Cost of goods sold and operating expenses for the years ended December 31, 2014 and 2013 were $4,172.3 

million and $4,542.1 million, respectively, a decrease of $369.8 million, or 8.1 percent year-over-year.  

57

 
 
 
 
 
 
 
 
 
 
 
Cost of goods sold and operating expenses for the year ended December 31, 2014 decreased as costs were 
impacted positively as a result of the Wabush idle that occurred during the second quarter of 2014, which reduced costs 
by $304.4 million period-over-period.  Operational efficiencies and cost cutting efforts across all of our business units 
have reduced costs for the year ended December 31, 2014 by $217.0 million.  Also, as a result of favorable foreign 
exchange rates in 2014 versus 2013, we realized lower costs of $93.8 million.  Partially offsetting these decreases were 
an increase in costs period-over-period as a result of higher iron ore and coal sales volumes of $141.6 million for the 
year ended December 31, 2014.  Additionally, we incurred incrementally higher lower-of-cost-or-market inventory charges 
of $56.8 million for the year ended December 31, 2014, as a result of the continued downward pricing pressure.

Refer to “Results of Operations – Segment Information” for additional information regarding the specific factors 

that impacted our operating results during the period.

Other Operating Income (Expense)

The following is a summary of other operating income (expense) for the years ended December 31, 2014 and 

2013:

(In Millions)

Selling, general and administrative expenses

Exploration costs
Impairment of goodwill and other long-lived assets

Gain (loss) on disposal of assets
Miscellaneous - net

$

(208.7) $
(8.8)

(9,029.9)
(423.0)

(226.3)
$ (9,896.7) $

2014

2013

Variance
Favorable/
(Unfavorable)
22.9

(231.6) $

(59.0)
(250.8)

16.7
46.4

50.2
(8,779.1)

(439.7)
(272.7)

(478.3) $

(9,418.4)

Selling, general and administrative expenses during the year ended December 31, 2014 decreased $22.9 million 
over 2013.  The year ended December 31, 2014  was favorably impacted by $37.2 million for employment costs related 
to cost savings actions and reduced year-over-year expense of $10.5 million related to pension and other postemployment 
benefits.  Offsetting these cost reductions was an increase in costs related to the proxy contest and the change in control 
of  the  majority  of  our  Board  of  Directors.    We  incurred  substantial  costs  associated  with  various  advisors,  including 
bankers, attorneys and others.  Costs associated with these events were approximately $26.6 million for the year ended 
December 31, 2014. 

Exploration costs decreased by $50.2 million during the year ended December 31, 2014 from 2013, primarily 
due to decreases in costs at our Ferroalloys operations and Global Exploration Group operations.  Ferroalloys and the 
Global Exploration Group are reported within our Other reportable segments.  Our Ferroalloys operating segment had 
cost decreases of $38.8 million in 2014 over 2013 due to the decision made in the fourth quarter of 2013 to indefinitely 
suspend the Chromite Project and to not allocate additional capital for the project given the uncertain timeline and risks 
associated with the development of necessary infrastructure to bring the project online.  Our Global Exploration Group 
had  cost  decreases  of  $8.0  million  in  2014  over  2013,  due  to  lower  overhead  and  professional  services  spend.    In 
alignment with our capital allocation strategy, we anticipate minimal levels of exploration spending to continue in 2015 
and beyond. 

Impairment of goodwill and other long-lived assets were $9,029.9 million and $250.8 million during the years 
ended December 31, 2014 and 2013, respectively.  During the year ended December 31, 2014, we recorded goodwill 
impairment of $73.5 million related to our Asia Pacific Iron Ore reporting unit.  We also recorded other long-lived asset 
impairment charges of $8,956.4 million during 2014. The charges are related to our Wabush mine and Bloom Lake mine 
within our Eastern Canadian Iron Ore operating segment, our Asia Pacific Iron Ore operating segment and our CLCC 
thermal operation, which was sold during the fourth quarter of 2014, Oak Grove operation and Pinnacle operation within 
our North American Coal operating segment, along with impairments charged to reporting units within our Other reportable 
segments.  The impairment charges were primarily a result of management determining that the carrying value of the 
asset groups may not be recoverable primarily due to long-term price forecasts as part of management’s long-range 
planning process.  Updated estimates of long-term prices for all products, specifically the Platts 62 percent Fe fines spot 
price, which particularly effects Eastern Canadian Iron Ore and Asia Pacific Iron Ore business segments because their 
contracts correlate heavily to world market spot pricing, and the benchmark price for premium low-volatile hard coking 
coal were lower than prior estimates.  These estimates were updated based upon current market conditions, macro-

58

 
 
 
 
 
 
 
economic factors influencing the balance of supply and demand for our products and expectations for future cost and 
capital expenditure requirements.  Additionally, a new CEO, Lourenco Goncalves, was appointed by the Board of Directors 
in early August 2014 and subsequently identified as the CODM in accordance with ASC 280, Segment Reporting.  The 
new CODM views Eastern Canadian Iron Ore, Asia Pacific Iron Ore, North American Coal and Ferroalloys as non-core 
assets and has communicated plans to evaluate the business units for a change in strategy including possible divestiture.  
These factors, among other considerations utilized in the individual impairment assessments, indicate that the carrying 
value of the respective asset groups and Asia Pacific Iron Ore goodwill may not be recoverable.  Refer to NOTE 6 - FAIR 
VALUE OF FINANCIAL INSTRUMENTS for further information.

During  the  fourth  quarter  of  2013,  we  continued  to  experience  higher  than  expected  production  costs  and 
operational inefficiencies at our Wabush operations within our Eastern Canadian Iron Ore operating segment that have 
resulted in continued declines in our profitability of that business, which represents an asset group for purposes of testing 
our long-lived assets for recoverability.  Driven by the unsustainable high cost structure, which was not economically 
viable to continue running the operations, we announced on February 11, 2014, the decision to idle the production of 
our Wabush Scully mine by the end of the first quarter and began to implement the permanent closure plan for the mine.  
Upon completion of an impairment analysis, it was determined the fair value was less than the carrying value of the asset 
group, which resulted in an impairment of other long-lived assets of $154.6 million at December 31, 2013.  

Additionally during the fourth quarter of 2013, a goodwill impairment charge of $80.9 million was recorded for 
our  Cliffs  Chromite  Ontario  and  Cliffs  Chromite  Far  North  reporting  units  within  our  Ferroalloys  operating  segment.  
Ferroalloys and the Global Exploration Group are reported within our Other reportable segments.  The goodwill impairment 
charge was primarily a result of the decision to indefinitely suspend the Chromite Project and to not allocate additional 
capital for the project given the uncertain timeline and risks associated with the development of necessary infrastructure 
to bring the project online.  

Net loss on disposal of assets was $423.0 million during the year ended December 31, 2014, compared to a net 
gain on disposal of assets of $16.7 million in 2013. The net loss on disposal of assets for 2014 was primarily attributable 
to the loss of $419.6 million incurred on the sale of our CLCC assets.

The following is a summary of Miscellaneous - net for the year ended December 31, 2014 and 2013:

(In Millions)

2014

2013

Foreign exchange remeasurement

Litigation judgment
Minimum shipment penalties

Wabush idle costs
Other

$

$

30.7 $
(96.3)
(92.6)
(90.7)
22.6
(226.3) $

Variance
Favorable/
(Unfavorable)
(33.3)

64.0 $

— $

(37.3)

(7.4)
27.1

(96.3)
(55.3)

(83.3)
(4.5)

46.4 $

(272.7)

Miscellaneous – net expense was unfavorable by $272.7 million during the year ended December 31, 2014 in 
comparison to 2013.  The year ended December 31, 2014 was impacted negatively by $83.3 million as a result of our 
first quarter 2014 decision to idle and subsequently close the Wabush mine.  These costs include idling and closure 
costs, employment-related expenditures and contract costs. During the year ended December 31, 2014, we incurred 
costs of $96.3 million related to an unfavorable litigation judgment in the Worldlink arbitration and $92.6 million for failure 
to meet minimum monthly shipment requirements. We recorded $36.4 million during the third quarter of 2014 related to 
minimum shipment penalties associated with the cancellation of the Wabush mine rail contract.  The remaining increase 
in minimum shipment penalties were a result of the continued delay in the Bloom Lake Phase II expansion and idling of 
the Bloom Lake operations and subsequent transition to "care-and-maintenance" mode.  The contract containing the 
minimum shipment penalties associated with the Bloom Lake mine has been included in the CCAA filing and will be 
treated as an unsecured claim.  Additionally, for the year ended December 31, 2014, there was an unfavorable incremental 
impact  of  $33.3  million  due  to  the  change  in  foreign  exchange  re-measurement  on  short-term  intercompany  notes, 
Australian bank accounts that are denominated in U.S. dollars and certain monetary financial assets and liabilities, which 
are denominated in something other than the functional currency of the entity.

59

 
 
 
 
 
Other Income (Expense)

The following is a summary of other income (expense) for the years ended December 31, 2014 and 2013:

Interest expense, net

Other non-operating income (expense)

(In Millions)

2014

2013

Variance
Favorable/
(Unfavorable)

(185.2)

26.8
(158.4) $

(179.1)

(2.6)

(181.7) $

$

(6.1)

29.4

23.3

The increase in interest expense in 2014 compared to 2013 was attributable primarily to the change in borrowing 
capacity of our revolving credit facility which resulted in $3.7 million of unamortized debt issuance costs being expensed 
as of the effective date of the amendment.  Refer to NOTE 5 - DEBT AND CREDIT FACILITIES for further information. 

Other non-operating income increased by $29.4 million during the year ended December 31, 2014 in comparison 
to 2013.  The increase in other non-operating income was mainly due to our repurchase of debt in the fourth quarter of 
2014  that  resulted  in  a  $16.2  million  gain  on  extinguishment  of  debt.   Additionally,  other  non-operating  income  was 
impacted  positively  in  the  current  period  by  $7.8  million  of  income  related  to  the  sale  of  our  remaining  shares  in  a 
marketable security as a decision was made to liquidate the asset in 2014. 

Income Taxes 

Our tax rate is affected by permanent items, such as depletion and the relative amount of income we earn in 
various foreign jurisdictions with tax rates that differ from the U.S. statutory rate.  It also is affected by discrete items that 
may occur in any given period, but are not consistent from period to period.  The following represents a summary of our 
tax provision and corresponding effective rates for the years ended December 31, 2014 and 2013:

Income tax benefit (expense)

$

1,302.0

$

(55.1)

$

1,357.1

Effective tax rate

13.6%

11.3%

2.3%  

2014

(In Millions)
2013

Variance

60

 
 
 
 
 
 
A reconciliation of our income tax attributable to continuing operations computed at the U.S. federal statutory 

rate for the years ended December 31, 2014 and 2013 is as follows:

Tax at U.S. statutory rate of 35 percent

Increases/(Decreases) due to:

Foreign exchange remeasurement

Non-taxable loss (income) related to noncontrolling interests

Impact of tax law change

Percentage depletion in excess of cost depletion

Impact of foreign operations

Income not subject to tax

Goodwill impairment

State taxes, net

Settlement of financial guaranty

Manufacturer's deduction

Valuation allowance

Tax uncertainties

Prior year adjustments made in current year

Other items - net

(In Millions)

2014

2013

$(3,361.3)

35.0% $

171.3

35.0%

(4.1)

290.1

13.0

(87.9)

592.0

(46.5)

22.7

(43.6)

(343.3)

—

—

(3.0)

(0.1)

0.9

(6.2)

0.5

(0.2)

0.5

3.6

—

1,660.6

(17.3)

0.2

(10.4)

16.5

—

0.1

(0.2)

(2.6)

(1.5)

—

(97.6)

(10.2)

(106.6)

20.5

5.6

—

(7.9)

73.0

19.6

(11.4)

2.9

(0.5)

(0.3)

—

(19.9)

(2.1)

(21.8)

4.2

1.1

—

(1.6)

14.9

5.3

(3.6)

0.6

Provision for income tax benefit and effective income tax rate
including discrete items

$(1,302.0)

13.6% $

55.1

11.3%

Our tax provision for the year ended December 31, 2014 was a benefit of $1,302.0 million and a 13.6 percent 
effective tax rate compared with an expense of $55.1 million and an effective tax rate of 11.3 percent for the prior-year. 
The change in the income tax benefit from the prior-year expense is due primarily to the impairment of global long-lived 
assets offset by valuation allowances on future tax benefits that management has determined are not recoverable and 
the settlement of a financial guaranty.  The impact of foreign operations relates to losses in foreign jurisdictions where 
the statutory rates, ranging from 25 percent to 30 percent, differ from the U.S. statutory rate of 35 percent.  Other items 
include non-deductible goodwill impairment as well as a decrease in the tax benefit from interest income not subject to 
tax.

Income not subject to tax includes the tax benefit of the non-taxable interest income that is $46.5 million for the 
year ended December 31, 2014.  Of this, $27.8 million, relates to an intercompany note between the U.S. and Canada.  
This note was restructured on April 27, 2014 and will no longer result in an income tax benefit after this date.  An additional, 
$18.7 million relates to an intercompany note which was originally between Canada and Australia, but was restructured 
on December 4, 2014 and is now between Luxembourg and Australia.  The balance of the MRPS is $236.0 million at 
December 31, 2014 with an interest rate of 9.4 percent and a maturity date of December 31, 2020.  The balances of the 
intercompany loans are not permanently invested in the subsidiaries.

See NOTE 9 - INCOME TAXES for further information.

Equity Loss from Ventures

Equity loss from ventures for the year ended December 31, 2014 of $9.9 million compares to equity loss from 
ventures for the year ended December 31, 2013 of $74.4 million.  The equity loss from ventures for the year ended 
December 31, 2014 primarily is comprised of the impairment charge of $9.2 million related to a Global Exploration Group 
investment.  The equity loss from ventures for the year ended December 31, 2013 primarily is comprised of the impairment 
charge of $67.6 million related to our 30 percent ownership interest in Amapá, the sale of which was approved by the 
Board of Directors in December 2012.  The sale closed in the fourth quarter of 2013.

61

 
 
 
 
 
 
Noncontrolling Interest

Noncontrolling interest primarily is comprised of our consolidated, but less-than-wholly owned subsidiaries at 
the Bloom Lake and Empire mining operations.  The net loss attributable to the noncontrolling interest related to Bloom 
Lake was $1,113.3 million and $66.5 million for the years ended December 31, 2014 and 2013, respectively.  The net 
loss in 2014 was driven by other long-lived asset impairment charges recorded in the second half of 2014 for the Bloom 
Lake mine of $6.2 billion, of which $1.1 billion was allocated to the noncontrolling interest.  This would not have impacted 
earnings comparably in 2013.

The net income attributable to the noncontrolling interest related to the Empire mining venture was $26.9 million 

and $20.7 million for the years ended December 31, 2014 and 2013, respectively.

Results of Operations – Consolidated

2013 Compared to 2012

The following is a summary of our consolidated results of operations for the years ended December 31, 2013 

and 2012:

Revenues from product sales and services

Cost of goods sold and operating expenses

Sales margin

Sales margin %

Revenues from Product Sales and Services

(In Millions)

2013

5,691.4

(4,542.1)

1,149.3

2012

5,872.7

(4,700.6)

1,172.1

$

$

$

$

$

$

20.2%

20.0%

Variance
Favorable/
(Unfavorable)

(181.3)

158.5

(22.8)

0.2%

Sales revenue for the year ended December 31, 2013 decreased $181.3 million, or 3.1 percent, from 2012.  

The decrease in sales revenue during 2013 compared to 2012 primarily was attributable to lower worldwide iron 
ore sales volumes of 1.4 million tons, or $174.7 million, and lower realized revenue rates for coal products of 15.5 percent 
year-over-year, which resulted in a decrease of $135.1 million.  These decreases were offset partially by higher North 
American Coal sales volumes of 762 thousand tons, or $91.1 million.

Refer to “Results of Operations – Segment Information” for additional information regarding the specific factors 

that impacted revenue during the period.

Cost of Goods Sold and Operating Expenses

Cost of goods sold and operating expenses for the years ended December 31, 2013 and 2012 were $4,542.1 

million and $4,700.6 million, a decrease of $158.5 million, or 3.4 percent, year-over-year.

Cost of goods sold and operating expenses for the year ended December 31, 2013 decreased primarily as a 
result of cost rate decreases of $143.7 million and a favorable foreign exchange rate impact of $70.9 million.  Cost rate 
decreases of $122.1 million at our North American Coal operations were driven primarily due to reduced headcount, cost 
savings measures and more effective operating efficiency.  These cost decreases were offset partially by additional costs 
of $72.5 million related to supply and product inventory write-downs predominately at our Wabush mine within our Eastern 
Canadian Iron Ore operations during the year ended December 31, 2013.

Refer to “Results of Operations – Segment Information” for additional information regarding the specific factors 

that impacted our operating results during the period.

62

 
 
 
 
 
 
 
 
 
 
 
 
 
Other Operating Income (Expense)

Following is a summary of other operating income (expense) for the years ended December 31, 2013 and 2012:

(In Millions)

2013

2012

Variance
Favorable/
(Unfavorable)

Selling, general and administrative expenses

$

(231.6) $

(282.5) $

Exploration costs

Impairment of goodwill and other long-lived assets

Gain (loss) on disposal of assets

Miscellaneous - net

(59.0)

(250.8)

16.7

46.4

(142.8)

(1,049.9)

1.2

(6.9)

50.9

83.8

799.1

15.5

53.3

$

(478.3) $

(1,480.9) $

1,002.6

Selling, general and administrative expenses during the year ended December 31, 2013 decreased $50.9 million, 
over 2012.  The year ended December 31, 2013 was impacted positively by reductions in outside service spending, 
general travel and employee-related expenses and technology spending of $42.7 million, $20.5 million and $7.1 million, 
respectively.  These decreases were offset partially by $16.4 million in severance costs related to the voluntary and 
involuntary terminations as a result of cost savings actions for the year ended December 31, 2013 compared to 2012.

Exploration costs decreased by $83.8 million during the year ended December 31, 2013 from 2012, primarily 
due to decreases in spend at our Ferroalloys operations and Global Exploration Group operations.  Ferroalloys and the 
Global Exploration Group are reported within our Other reportable segments.  Our Global Exploration Group had cost 
decreases of $48.6 million in 2013 over 2012, due to lower drilling and professional services spend for certain projects.  
Our Ferroalloys operations had cost decreases of $28.8 million in 2013 over 2012.  During 2012, there were increased 
engineering and drilling costs for external resources utilized to support the Chromite Project feasibility study.

During  the  fourth  quarter  of  2013,  we  continued  to  experience  higher  than  expected  production  costs  and 
operational inefficiencies at our Wabush operations within our Eastern Canadian Iron Ore operating segment that resulted 
in continued declines in our profitability of that business, which represents an asset group for purposes of testing our 
long-lived assets for recoverability.  Driven by the unsustainable high cost structure, which was not economically viable 
to continue running the operations, we announced on February 11, 2014, we would idle the production of our Wabush 
Scully mine by the end of the first quarter. The mine was idled by the end March 2014 and in the fourth quarter of 2014 
we began to implement the permanent closure plan for the mine.  Upon completion of an impairment analysis, it was 
determined the fair value was less than the carrying value of the asset group, which resulted in an impairment of other 
long-lived assets of $154.6 million at December 31, 2013.  

Additionally during the fourth quarter of 2013, a goodwill impairment charge of $80.9 million was recorded for 
our  Cliffs  Chromite  Ontario  and  Cliffs  Chromite  Far  North  reporting  units  within  our  Ferroalloys  operating  segment. 
Ferroalloys is reported within our Other reportable segments.  The goodwill impairment charge was primarily a result of 
the decision to indefinitely suspend the Chromite Project and to not allocate additional capital for the project given the 
uncertain timeline and risks associated with the development of necessary infrastructure to bring the project online.  

During the fourth quarter of 2012, upon performing our 2012 annual goodwill impairment assessments, a goodwill 
impairment charge of $997.3 million was recorded for our CQIM reporting unit within the Eastern Canadian Iron Ore 
operating segment.  The impairment charge for our CQIM reporting unit was driven by the project’s lower than anticipated 
long-term profitability coupled with delays in achieving full operational capacity and higher capital and operating costs.  
Additionally, a goodwill impairment charge of $2.7 million was recorded for our Wabush reporting unit.  This charge was 
primarily a result of downward adjustments to our long-term pricing estimates and higher operating costs due to lower 
production.

Miscellaneous – net was favorable by $53.3 million during the year ended December 31, 2013 from 2012.  The 
year ended December 31, 2013 was impacted positively as a result of incremental gains of $67.3 million due to foreign 
exchange re-measurement on short-term intercompany notes, Australian bank accounts that are denominated in U.S. 
dollars and certain monetary financial assets and liabilities, which are denominated in something other than the functional 
currency of the entity.  Additionally, there was an increase of $31.6 million and $24.3 million, respectively, in net insurance 
recoveries related to North American Coal mines and various legal settlements period-over-period.  These incremental 
increases were offset partially by the incurred casualty losses in 2013 of $19.1 million related to the Pointe Noire oil spill 

63

 
 
 
 
 
 
 
 
as well as minimum contractual rail shipment tonnage not being met due to the delay in the Bloom Lake II expansion, 
which resulted in incurred penalties of $37.3 million. 

Other Income (Expense)

Following is a summary of other income (expense) for the years ended December 31, 2013 and 2012:

Interest expense, net

Other non-operating income (expense)

(In Millions)

2013

2012

(179.1)

(2.6)

(195.6)

2.6

$

(181.7) $

(193.0) $

Variance
Favorable/
(Unfavorable)

16.5

(5.2)

11.3

The decrease in interest expense in 2013 compared to 2012 was attributable primarily due to reduced interest 
expense of $35.7 million related to the repurchase of the $325.0 million private placement senior notes.  This decrease 
was offset partially by additional interest expense of $20.3 million related to the $500 million 3.95 percent senior notes 
issued in December 2012.   Refer to NOTE 5 - DEBT AND CREDIT FACILITIES for further information. 

Income Taxes

Our tax rate is affected by permanent items, such as depletion and the relative amount of income we earn in 
various foreign jurisdictions with tax rates that differ from the U.S. statutory rate.  It also is affected by discrete items that 
may occur in any given period, but are not consistent from period to period.  The following represents a summary of our 
tax provision and corresponding effective rates for the December 31, 2013 and 2012:

Income tax expense

Effective tax rate

2013

(In Millions)
2012

Variance

$

(55.1)

$

(255.9)

$

200.8

11.3%

(51.0)%

62.3%

64

 
 
 
 
 
A reconciliation of our income tax attributable to continuing operations computed at the U.S. federal statutory 

rate for the years ended December 31, 2013 and 2012 is as follows:

(In Millions)

2013

2012

Tax at U.S. statutory rate of 35 percent

$ 171.3

35.0% $ (175.6)

35.0 %

Increases/(Decreases) due to:

Foreign exchange remeasurement

Non-taxable loss (income) related to noncontrolling interests

Impact of tax law change

Percentage depletion in excess of cost depletion

Impact of foreign operations

Income not subject to tax

Goodwill impairment

State taxes, net

Manufacturer's deduction

Valuation allowance

Tax uncertainties

Prior year adjustments made in current year

Other items - net

Income tax expense

(2.6)

(1.5)

—

(97.6)

(10.2)

(106.6)

20.5

5.6

(7.9)

73.0

19.6

(11.4)

2.9

(0.5)

(0.3)

—

(19.9)

(2.1)

(21.8)

4.2

1.1

(1.6)

14.9

5.3

(3.6)

0.6

62.3

61.0

(357.1)

(109.1)

(12.4)

(12.0)

71.2

21.7

65.2

(13.0)

(108.0)

21.5

202.2

(40.3)

7.3

(4.7)

(1.5)

0.9

634.5

(126.5)

(14.8)

(5.7)

(1.6)

2.9

1.1

0.4

$

55.1

11.3% $

255.9

(51.0)%

In 2013, our income tax expense decreased by $200.8 million compared to 2012.  The decrease in income tax 
expense year over year related primarily to various items recorded in 2012 including the placement of a full valuation 
allowance on the asset related to the Alternative Minimum Tax credit, the effect of currency elections on remeasurement, 
and the goodwill impairment related to Bloom Lake.  Additionally, we recorded approximately $11.4 million of tax benefit 
in 2013 related primarily to adjustments to prior-year current and deferred tax balances.

See NOTE 9 - INCOME TAXES for further information.

Equity Loss from Ventures

Equity loss from ventures for the year ended December 31, 2013 of $74.4 million compares to equity loss from 
ventures for the year ended December 31, 2012 of $404.8 million.  The equity loss from ventures for the year ended 
December 31, 2013 primarily was comprised of the impairment charge of $67.6 million related to our 30 percent ownership 
interest in Amapá, the sale of which was approved by the Board of Directors in December 2012.  The sale closed in the 
fourth quarter of 2013.  The equity loss from ventures for 2012 was comprised primarily of an impairment charge of 
$365.4 million related to the sale of our ownership interest in Amapá.  Additionally, our equity loss consisted of our share 
of operating losses of $4.9 million for the year ended December 31, 2013, compared with operating losses of $31.4 
million for 2012.  Amapá’s equity loss from operations in 2012 was attributable primarily to our share of a settlement 
charge taken in the third quarter of 2012 for the termination of a transportation agreement that resulted in a $10.2 million 
loss and a $5.5 million adjustment related to tax credits that we determined would not be realizable. 

Income and Gain on Sale from Discontinued Operations, net of tax 

Income and Gain on Sale from Discontinued Operations, net of tax was comprised primarily of the gain on the 
sale of Sonoma and the loss on the operations of the 45 percent economic interest in the Sonoma joint venture coal 
mine for the year ended December 31, 2012.  The sale of Sonoma resulted in a net gain of $38.0 million that was recorded 
upon the completion of the sale on November 12, 2012.  The Sonoma joint venture operations resulted in a net loss of 
$2.1 million for the year ended December 31, 2012.  Income from discontinued operations, net of tax in 2013 related to 
additional income tax benefit resulting from the actual tax gain from the sale of Sonoma included on the 2012 tax return, 
which was filed during the three months ended September 30, 2013.

65

 
 
 
 
 
 
 
Noncontrolling Interest

Noncontrolling interest primarily was comprised of our consolidated, but less-than-wholly owned subsidiaries at 
the Bloom Lake and Empire mining operations.  The net loss attributable to the noncontrolling interest related to Bloom 
Lake was $66.5 million and $252.0 million for the years ended December 31, 2013 and 2012, respectively.  The net loss 
in  2012  was  driven  by  an  impairment  of  goodwill  of  $997.3  million,  of  which  $249.3  million  was  allocated  to  the 
noncontrolling interest.  

The net income attributable to the noncontrolling interest related to the Empire mining venture was $20.7 million 

and $25.9 million for the years ended December 31, 2013 and 2012, respectively

Results of Operations – Segment Information 

Our Company's primary operations are organized and managed according to product category and geographic 
location.  Segment information reflects our strategic business units, which are organized to meet customer requirements 
and global competition.  We evaluate segment performance based on sales margin, defined as revenues less cost of 
goods sold and operating expenses identifiable to each segment.  This measure of operating performance is an effective 
measurement as we focus on reducing production costs.

We have historically evaluated segment performance based on sales margin, defined as revenues less cost of 
goods sold, and operating expenses identifiable to each segment.  Additionally, beginning in the third quarter of 2014, 
concurrent with the change of a majority of our Board of Directors in August, 2014, which constituted and triggered a 
"change in control" as defined in our equity plans, management began to evaluate segment performance based on 
EBITDA, defined as Net Income (Loss) before interest, income taxes, depreciation, depletion and amortization, and 
Adjusted EBITDA, defined as EBITDA excluding certain items such as impairment charges, impacts of permanently 
idled, closed or sold facilities, foreign currency remeasurement, severance and other costs associated with the change 
in control, litigation judgments and intersegment corporate allocations of SG&A costs.  Management uses and believes 
that investors benefit from referring to these measures in evaluating operating and financial results, as well as in planning, 
forecasting and analyzing future periods as these financial measures approximate the cash flows associated with the 
operational earnings.

66

 
 
 
 
 
2014 Compared to 2013

Net Income (Loss)

Less:

Interest expense, net

Income tax benefit (expense)

Depreciation, depletion and amortization

EBITDA

Less:

Impairment of goodwill and other long-lived assets

Loss on sale of Cliffs Logan County Coal

Wabush mine impact

Bloom Lake mine impact
Foreign exchange remeasurement

Proxy contest and change in control costs in SG&A
Litigation judgment

Severance in SG&A

Total Adjusted EBITDA

EBITDA:

U.S. Iron Ore
Asia Pacific Iron Ore

North American Coal
Eastern Canadian Iron Ore

Other

Total EBITDA

Adjusted EBITDA:
U.S. Iron Ore

Asia Pacific Iron Ore
North American Coal
Eastern Canadian Iron Ore
Other

Total Adjusted EBITDA

(In Millions)

2014

2013

(8,311.6) $

361.8

(185.2)

1,302.0

(504.0)
(8,924.4) $

(9,029.9) $
(419.6)

(158.7)

(137.9)

30.7
(26.6)

(96.3)
(15.8)
929.7 $

805.6 $
(369.8)
(1,326.8)

(7,673.9)
(359.5)
(8,924.4) $

831.2 $
264.6

(28.5)

—

(137.6)
929.7 $

(179.1)

(55.1)

(593.3)

1,189.3

(250.8)

—

(72.7)

46.5
64.0

—
(9.6)

(16.4)
1,428.3

1,000.1
500.4

129.5
(192.8)

(247.9)
1,189.3

1,030.8

525.7
154.0
—
(282.2)
1,428.3

$

$

$

$

$

$

$

$

EBITDA for the year ended December 31, 2014 decreased by $10,113.7 million on a consolidated basis from 
2013.  The decrease was primarily driven by the goodwill and long-lived asset impairment charges recorded during 2014 
of $7,269.2 million, $624.2 million, $857.5 million and $279.0 million related to the Eastern Canadian Iron Ore, Asia 
Pacific Iron Ore, North American Coal and Other segments, respectively.  Additionally, lower sales margins across all 
operating segments negatively impacted EBITDA and was the main driver in the change of Adjusted EBITDA, which 
decreased by $498.6 million for the year ended December 31, 2014 from the comparable period in 2013.  See further 
detail below for additional information regarding the specific factors that impacted each reportable segments' sales margin 
during 2014.

67

 
 
U.S. Iron Ore

The following is a summary of U.S. Iron Ore results for the years ended December 31, 2014 and 2013:

(In Millions)

Changes due to:

Year Ended
December 31,

2014

2013

Revenue
and cost 
rate

Sales
volume

Idle cost/
production
volume
variance

Freight and
reimburse-
ment

Total
change

Revenues from product sales
and services

Cost of goods sold and
operating expenses

Sales margin

$ 2,506.5

$

2,667.9

$

(233.6) $

60.8

(1,796.1)

(1,766.0)

(34.4)

(33.2)

$

710.4

$

901.9

$

(268.0) $

27.6

$

$

— $

11.4

$

(161.4)

48.9

48.9

(11.4)

(30.1)

$

— $

(191.5)

Year Ended
December 31,

Per Ton Information
Realized product revenue rate1

2014

2013

Difference

$

102.36

$

113.08

$

(10.72)

Cash production cost

Non-production cash cost

Cost of goods sold and 
operating expense rate1 
(excluding DDA)

Depreciation, depletion &
amortization

Total cost of goods sold and
operating expense rate

Percent
change

(9.5)%

(0.9)%

90.7 %

64.65

0.43

(0.56)

0.39

65.08

(0.17)

(0.3)%

5.65

(0.73)

(12.9)%

64.09

0.82

64.91

4.92

69.83

70.73

(0.90)

(9.82)

(1.3)%

(23.2)%

Sales margin

$

32.53

$

42.35

$

Sales tons2  (In thousands)
Production tons2 (In thousands)

Total

Cliffs’ share of total

21,840

21,299

29,733

22,431

27,234

20,271

1 Excludes revenues and expenses related to domestic freight, which are offsetting and have no impact on sales margin.                                       
  Revenues also exclude venture partner cost reimbursements. 
2 Tons are long tons (2,240 pounds).

Sales margin for U.S. Iron Ore was $710.4 million for the year ended December 31, 2014, compared with the 
sales  margin  of  $901.9  million  for  the  year  ended  December 31,  2013.    The  decline  compared  to  the  prior  year  is 
attributable to a decrease in revenue of $161.4 million as well as an increase in cost of goods sold and operating expenses 
of $30.1 million.  Sales margin per ton decreased 23.2 percent to $32.53 during the year ended December 31, 2014 
compared to 2013.

Revenue decreased by $172.8 million, excluding the increase of $11.4 million of freight and reimbursements, 

from the prior year, predominantly due to:

•  The average year-to-date realized product revenue rate declined by $10.72 per ton or 9.5 percent to 
$102.36 per ton in 2014, which resulted in a decrease of $233.6 million.  This decline is a result of:

Changes in customer pricing negatively affected the realized revenue rate by $6 per ton driven 
primarily by the period-over-period reduction in Platts 62 percent Fe fines spot price and by new 
base pricing from an additional contract; and

Realized revenue rates impacted negatively by $5 per ton related to one major customer contract 
with a reduced average selling price due to a contractual change in the 2014 pricing mechanism.

68

 
 
 
 
•  Primarily offset by higher sales volumes of 541 thousand tons or $60.8 million due to:

Higher Great Lakes sales due to increased contracted tons in 2014 from two customers due to 
separate contract extensions/amendments, higher demand from a customer due to the Great 
Lakes freeze preventing the customer from reaching its self-produced ore along with increased 
nominations in 2014 for two major customer contracts.

Partially offset by decreased export sales due to increased 2014 Great Lakes nominations and 
low market pricing providing a disincentive for spot shipment opportunities along with reduced 
spot sales that occurred with one customer in the prior-year not recurring for as much tonnage 
in 2014.

Cost of goods sold and operating expenses in 2014 increased $18.7 million, excluding the increase of $11.4 

million of freight and reimbursements from the prior year, predominantly as a result of:

•  Higher costs related to increased mobile equipment repairs and increased maintenance and repair costs 
primarily driven by increased kiln repairs at Empire in 2014 due to the 2016 life-of-mine extension, mill 
repair at the Hibbing mine, along with higher costs related to increased energy rates in the first quarter 
of 2014; and

• 

Increased sales volumes, as discussed above, that increased costs by $33.2 million compared to the 
prior-year period. 

•  Partially  offset  by  lower  idle  costs  of  $48.9  million  due  to  restarting  the  two  production  lines  at  our 
Northshore mine during the first quarter of 2014 that were previously idled in January 2013 and the non-
recurrence of the 2013 summer shutdown of the Empire mine in 2014.

Production

Cliffs' share of production in its U.S. Iron Ore segment increased by 10.7 percent in 2014 when compared to 
2013.  There was increased production at our Empire mine of 1.3 million tons in 2014 as a result of the non-recurrence 
of the summer shutdown that occurred in 2013, beginning early in the second quarter and ending in the third quarter.  
Additionally, there was an increase in production of 1.4 million tons at the Northshore mine during 2014, as we restarted 
the two idled furnaces in the first quarter of 2014.  We had previously idled two of the four furnaces at the Northshore 
mine in January 2013. These increases were partially offset by decreased production of 260 thousand tons at our United 
Taconite mine due to extreme weather and unplanned maintenance outages.  One of the four furnaces in the Northshore 
pellet plant became idled in January 2015 and is expected to remain idled throughout the year.

69

 
 
 
Asia Pacific Iron Ore

The following is a summary of Asia Pacific Iron Ore results for the years ended December 31, 2014 and 2013:

(In Millions)

Change due to:

Year Ended
December 31,

2014

2013

Revenue
and cost 
rate

Sales
volume

Exchange
rate

Freight and
reimburse-
ment

Total
change

Revenues from product sales and
services

Cost of goods sold and operating
expenses

$

866.7

$ 1,224.3

$

(414.8) $

54.8

(745.0)

(857.2)

102.7

(37.9)

Sales margin

$

121.7

$

367.1

$

(312.1) $

16.9

$

$

(4.5) $

6.9

$

(357.6)

54.3

49.8

(6.9)

112.2

$

— $

(245.4)

Per Ton Information
Realized product revenue rate1
Cash production cost

Non-production cash cost

Cost of goods sold and operating 
expense rate1 (excluding DDA)
Depreciation, depletion &
amortization

Total cost of goods sold and
operating expense rate

Sales margin

Year Ended
December 31,

2014

2013

Difference

$ 110.87

$

(36.31)

58.02

5.69

(8.61)

(3.74)

$

74.56

49.41

1.95

51.36

Percent
change

(32.8)%

(14.8)%

(65.7)%

63.71

(12.35)

(19.4)%

12.65

13.92

(1.27)

(9.1)%

64.01

77.63

(13.62)

$

10.55

$

33.24

$

(22.69)

(17.5)%

(68.3)%

Sales tons2 (In thousands)
Production tons2 (In thousands)
1 We began selling a portion of our product on a CFR basis in 2014.  As such, the information above excludes revenues and 
expenses related to freight, which are offsetting and have no impact on sales margin.
2 Metric tons (2,205 pounds).

11,043

11,109

11,352

11,531

Sales  margin  for  our  Asia  Pacific  Iron  Ore  segment  decreased  to  $121.7  million  during  the  year  ended 
December 31, 2014 compared with $367.1 million for the same period in 2013.  Sales margin per ton decreased 68.3 
percent to $10.55 per ton in 2014 compared to 2013.

Revenue decreased by $364.5 million during the year ended December 31, 2014 over the prior year, excluding 

the increase of $6.9 million of freight and reimbursements, primarily as a result of:

•  An overall decrease to the average realized revenue rate, which resulted in a decrease of $414.8 million, 
primarily as a result of a decrease in the Platts 62 percent Fe fines spot price to an average of $97 per 
ton from $135 per ton in the prior-year period, 

•  Partially offset by the higher sales volume of 11.5 million tons during the year ended December 31, 2014 
compared with 11.0 million tons during the prior-year period due to strong rail deliveries and increased 
production, resulting in an increase in revenue of $54.8 million.

Cost of goods sold and operating expenses in the year ended December 31, 2014 decreased $119.1 million, 

excluding the increase of $6.9 million of freight and reimbursements, compared to 2013 primarily as a result of: 

•  Reduced mining costs of $81.2 million mainly due to lower mining contractor costs primarily resulting 
from  a  focus  on  efficiencies  across  the  operation,  lower  sales  royalties  of  $23.9  million  primarily 
attributable to the decline in the Platts 62 percent Fe fines spot price, and lower logistics costs of $12.0 
million primarily attributable to the finalization of the port dispute.  These cost savings are partially offset 

70

 
 
 
 
 
by an increase in site administration expenses of $9.6 million due to realignment of head count to the 
sites and severance payments of $1.6 million; and

•  Favorable foreign exchange rate variances of $54.3 million or $5 per metric ton.

•  These decreases were offset partially by higher sales volumes, as discussed above, that resulted in 

increased costs of $37.9 million compared to the prior year.

Production

Production at our Asia Pacific Iron Ore segment increased 243 thousand metric tons or 2.2 percent during the 
year ended December 31, 2014 when compared to 2013.  The increase in production tons compared to the prior-year 
period is mainly attributable to increased rail capacity as there were less train delays and better loading procedures 
implemented to get more tons into each wagon.

North American Coal

The following is a summary of North American Coal results for the years ended December 31, 2014 and 2013:

(In Millions)

Change due to:

Year Ended
December 31,

2014

2013

Revenue
and cost 
rate

Sales
volume

Inventory
write-down

Freight and
reimburse-
ment

Total
change

Revenues from product sales
and services

Cost of goods sold and
operating expenses

Sales margin

$

$

687.1

$

821.9

$

(176.8) $

12.8

$

— $

29.2

$

(134.8)

(822.9)
(135.8) $

(836.4)

89.1

(13.0)

(33.4)

(29.2)

13.5

(14.5) $

(87.7) $

(0.2)

$

(33.4) $

— $

(121.3)

Per Ton Information
Realized product revenue rate1
Cash production cost

Non-production cash cost
Cost of goods sold and 
operating expense rate1 
(excluding DDA)

Depreciation, depletion &
amortization

Total cost of goods sold and
operating expense rate

Sales margin

Year Ended
December 31,

2014

2013

Difference

$

77.31

$

101.20

$

(23.89)

68.64

12.58

81.22

14.45

75.27

10.20

85.47

17.72

Percent
change

(23.6)%

(8.8)%

23.3 %

(6.63)

2.38

(4.25)

(5.0)%

(3.27)

(18.5)%

95.67
(18.36) $

$

103.19

(7.52)

(7.3)%

(1.99) $

(16.37)

n/m

Sales tons2  (In thousands)
Production tons2 (In thousands)
1 Excludes revenues and expenses related to domestic freight, which are offsetting and have no impact on sales margin. 

7,221

7,536

7,274

7,400

2 Tons are short tons (2,000 pounds).

Sales margin for the North American Coal segment decreased to a loss of $135.8 million during the year ended 
December 31, 2014, compared to a sales margin loss of $14.5 million during the year ended December 31, 2013.  Sales 
margin per ton decreased to a loss of $18.36 per ton in 2014 compared to a sales margin loss of $1.99 per ton in the 
prior year.

71

 
 
 
 
 
 
Revenues from product sales and services were $687.1 million, which is a decrease of $164.0 million over the 

prior-year period, excluding the increase of $29.2 million of freight and reimbursements, predominantly due to:

•  A decrease in our realized product revenue rate of $176.8 million or 23.6 percent on a per-ton basis for 

the year ended December 31, 2014. This decline is a result of:

The downward trend in market pricing period over period, including a decrease of $33 per ton 
in the 2014 average benchmark price, along with a more favorable impact in 2013 from carryover 
contracts; and

An unfavorable change in product mix negatively impacting the realized revenue rate by $5 per 
ton primarily attributable to lower domestic sales of high-volatile and low-volatile metallurgical 
coal which required higher export sales and increased sales of thermal coal, both of which are 
unfavorable to the overall realized revenue rate.

•  Partially offset by sales volume increases of 126 thousand tons or 1.7 percent during 2014 in comparison 
to the prior-year resulting in an increase in revenue of $12.8 million, primarily due to higher thermal coal 
sales due to a new contract offset by decreased sales of high-volatile metallurgical coal resulting from 
non-renewal of a customer contract.  The decreased sales of high-volatile metallurgical coal was partly 
mitigated by an increase in export sales.

Cost of goods sold and operating expenses in 2014 decreased $42.7 million, excluding the increase of $29.2 

million of freight and reimbursements from the comparable period in the prior year, predominantly as a result of: 

•  Decreased spending of $26.6 million on production costs due to increased focus on reducing external 
services and administrative costs at our low-volatile metallurgical coal mines, a reduction in depreciation, 
amortization and depletion expense of $21.9 million in 2014 due to the long-lived asset impairments 
taken during the current year, and decreased costs related to royalties and severance taxes of $14.0 
million due to a reduced year-over-year revenue rate; and

•  The  impact  of  lower-of-cost-or-market  inventory  charges  resulted  in  lower  costs  of  $15.9  million  as 

inventory was sold.

•  Partially offset by:

An  unfavorable  variance  in  the  lower-of-cost-or-market  inventory  charge  of  $33.4  million  in 
comparison  to  the  prior-year  period  as  the  lower-of-cost-or-market  inventory  charges  at 
December 31, 2014 and 2013 were $44.5 million and $11.1 million, respectively; and

Higher sales volume attributable to additional thermal coal sales, as discussed above, resulted 
in an additional $13.0 million of costs.

Production

Production of low- and high-volatile metallurgical coal in 2014 was 6.6 million tons, which is consistent with the 
prior-year production.  Due to increased demand for thermal coal in 2014, we increased production at our thermal coal 
mine from one shift to two shifts in the first quarter of 2014 to align production with customer demand.  Thermal coal 
production was 927 thousand tons during 2014, which is an increase of 46.7 percent compared to the prior year.  The 
increase  in  thermal  coal  production  was  the  primary  contributor  to  our  increased  overall  coal  production  in  2014.  
Additionally in August 2014, the Oak Grove mine set its one-day production record by producing 14 thousand tons in 
one day.  

In the fourth quarter of 2014, we sold our CLCC assets.  Production tons at CLCC were 2.5 million tons and 2.1 
million tons for the years ended December 31, 2014 and 2013, respectively, and are included in the production tons 
disclosed above.

72

 
 
 
 
 
Eastern Canadian Iron Ore

The following is a summary of Eastern Canadian Iron Ore results for the years ended December 31, 2014 and 

2013:

(In Millions)

Change due to:

Year Ended
December 31,

2014

2013

Revenue
and cost 
rate

Sales
volume

Wabush 
idle 2

Inventory
write-
down

Exchange
rate

Total
change

Revenues from product sales
and services

Cost of goods sold and
operating expenses

Sales margin

$ 563.4

$ 978.7

$

(182.4) $ 55.1

$ (288.0) $

— $

— $ (415.3)

(808.3)

(1,082.0)

10.7

(57.5)

304.4

(23.4)

$ (244.9) $ (103.3) $

(171.7) $ (2.4)

$

16.4

$

(23.4) $

39.5

39.5

273.7

$ (141.6)

Per Ton Information
Realized product revenue rate 3
Cash production cost

Non-production cash cost

Cost of goods sold and 
operating expense rate 
(excluding DDA) 3
Depreciation, depletion & 
amortization 3
Total cost of goods sold and 
operating expense rate 3
Sales margin 3

Year Ended
December 31,

2014

2013

Difference

Percent
change

81.19

81.04

10.50

$ 110.79

$

(29.60)

(26.7)%

86.20

3.67

(5.16)

(6.0)%

6.83

186.1 %

91.54

89.87

1.67

1.9 %

19.78

25.79

(6.01)

(23.3)%

111.32
$ (30.13) $

115.66

(4.34)

(3.8)%

(4.87) $

(25.26)

n/m

Bloom Lake sales tons

Wabush sales tons
Sales tons1 (In thousands)

6,162

1,066

7,228

5,665

2,886

8,551

Bloom Lake production tons

5,940

5,877

280

2,778

Wabush production tons
Production tons1 (In thousands)
1 Tons are metric tons (2,205 pounds).
2 As a result of the Wabush mine idle, all revenue and cost activity related to the Wabush mine has been quantified in the Wabush 
idle column of the chart above.
3 As a result of the Wabush mine idle, all revenue and cost activity related to the Wabush mine has been excluded from the Per 
Ton Information above. Per Ton Information relates to the Bloom Lake mine only.

8,655

6,220

We reported a sales margin loss for our Eastern Canadian Iron Ore segment of $244.9 million for the year ended 
December 31, 2014, compared with a sales margin loss of $103.3 million for the year ended December 31, 2013.  Sales 
margin per metric ton for the Bloom Lake mine increased to a loss of $30.13 per metric ton for the year ended December 31, 
2014 compared to a sales margin loss of $4.87 per metric ton for 2013.

Revenue decreased by $415.3 million for the year ended December 31, 2014 when compared to prior year, 

primarily due to:

•  A reduction in revenue of $288.0 million due to idling of the Wabush Scully mine in Newfoundland and 

Labrador at the end of March 2014 and the idling of the Wabush pellet plant in June 2013; and

73

 
 
 
 
•  An overall decrease to the Bloom Lake mine average realized revenue rate, which resulted in a decrease 
of $182.4 million, primarily as a result of a decrease in the Platts 62 percent Fe fines spot price to an 
average of $97 per ton from $135 per ton in the prior year,

•  Partially offset by higher sales volumes at the Bloom Lake mine of 497 thousand tons resulting in an 
increase to revenue of $55.1 million, which was primarily related to the timing of customer shipments 
that were delayed from the end of 2013 into 2014 as a result of adverse weather conditions. 

Cost of goods sold and operating expenses during the year ended December 31, 2014 decreased from 2013 

by $273.7 million primarily due to:

• 

Lower costs of $304.4 million due to idling the Wabush pellet plant in June 2013 and idling of the Wabush 
Scully mine in Newfoundland and Labrador at the end of March 2014;

•  Favorable foreign exchange rate variances of $39.5 million; and

•  Reduced costs mainly attributable to lower depreciation, depletion and amortization costs of $24.2 million 
year-over-year primarily as a result of long-lived asset impairments taken in the third quarter of 2014 
along with reduced spending on external services,

•  Partially offset by:

Higher sales volumes at the Bloom Lake facilities as discussed above resulting in increased 
costs of $57.5 million compared to the prior-year period; 

Unfavorable foreign exchange contract hedging impacts of $13.6 million year-over-year driven 
by the de-designation of foreign currency hedges; and

An unfavorable variance of $23.4 million in lower-of-cost-or-market inventory charges at our 
Bloom Lake operation.  Lower-of-cost-or-market charges were $27.9 million in 2014, primarily 
attributable to market declines in Platts spot rate pricing as well as higher cost of inventory driven 
by the timing of maintenance activities and mine development up until production ceased at 
Bloom Lake and the mine entered "care-and-maintenane" mode on December 31, 2014.  The 
Bloom Lake mine had lower-of-cost-or-market inventory charges of $4.5 million in 2013.

Production

The Bloom Lake facility produced 5.9 million tons of iron ore concentrate in each of the years ended December 31, 
2014 and 2013, respectively.  As we have previously disclosed, despite our cost-cutting progress at our Bloom Lake 
mine, we have concluded that Phase I alone is not economically feasible based on our current operating plans.  We also 
determined that the Phase II expansion of the Bloom Lake mine was no longer a viable option for us and we shifted our 
focus to considering available possibilities and executing an exit option for Eastern Canadian Iron Ore operations that 
minimizes the cash outflows and associated liabilities.  In December 2014, iron ore production at the Bloom Lake mine 
was suspended and the Bloom Lake mine was placed in ‘‘care-and-maintenance’’ mode.

Production at the Wabush facility was 0.3 million tons of iron ore concentrate during the year ended December 
31, 2014 and 1.6 million tons of iron ore concentrate and 1.2 million tons of iron ore pellets during the year end December 
31, 2013, respectively.  Due to high production costs and lower pellet premium pricing, we idled production at the Wabush 
pellet plant and transitioned to producing an iron ore concentrate product from our Wabush Scully mine during June 
2013.  At the end of March 2014, we idled our Wabush Scully mine in Newfoundland and Labrador and began to implement 
the permanent closure plan for the mine in the fourth quarter of 2014. 

74

 
 
 
 
2013 Compared to 2012 

Net Income (Loss)

Less:

Interest expense, net

Income tax benefit (expense)

Depreciation, depletion and amortization

EBITDA

Less:

Impairment of goodwill and other long-lived assets

Impairment of equity method investment

Loss on sale of Cliffs Logan County Coal

Wabush mine impact

Bloom Lake mine impact
Foreign exchange remeasurement

Proxy contest and change in control costs in SG&A
Litigation judgment

Severance in SG&A

Total Adjusted EBITDA

EBITDA:

U.S. Iron Ore
Asia Pacific Iron Ore

North American Coal
Eastern Canadian Iron Ore

Other

Total EBITDA

Adjusted EBITDA:
U.S. Iron Ore

Asia Pacific Iron Ore
North American Coal
Eastern Canadian Iron Ore
Other

Total Adjusted EBITDA

(In Millions)

2013

2012

361.8 $

(1,126.6)

(179.1)

(55.1)

(593.3)

1,189.3 $

(250.8) $

—

—

(72.7)

46.5
64.0

—
(9.6)

(195.6)

(255.9)

(525.8)

(149.3)

(1,049.9)

(365.4)

—

(30.1)

6.4
(3.2)

—
—

(16.4)
1,428.3 $

—
1,292.9

1,000.1 $
500.4

129.5
(192.8)

(247.9)
1,189.3 $

1,030.8 $

525.7
154.0
—
(282.2)
1,428.3 $

1,045.3
387.3

74.0
(1,103.3)

(552.6)
(149.3)

1,085.6

402.1
106.7
—
(301.5)
1,292.9

$

$

$

$

$

$

$

$

EBITDA for the year ended December 31, 2013 increased by $1,338.6 million on a consolidated basis from 2012.  
The  increase  was  primarily  driven  by  the  favorable  fluctuation  in  goodwill  and  long-lived  asset  impairment  charges 
recorded during 2013 compared to 2012 for the Eastern Canadian Iron Ore segment.  For the years ended December 
31, 2013 and 2012, we recorded goodwill and long-lived asset impairment charges of $154.6 million and $1,049.9 million, 
respectively, related to the Eastern Canadian Iron Ore segment.  Additionally, lower exploration and SG&A expense of 
$134.7 million when comparing 2013 to 2012 positively impacted EBITDA and was a main driver in the change of Adjusted 
EBITDA, which increased by $135.4 million for the year ended December 31, 2013 from 2012.  See further detail below 
regarding the specific factors that impacted the sales margin of each reportable segment sales margin during 2013.

75

 
 
U.S. Iron Ore

Following is a summary of U.S. Iron Ore results for the years ended December 31, 2013 and 2012:

(In Millions)

Change due to

Year Ended
December 31,

2013

2012

Revenue
and cost
rate

Sales
volume

Idle cost/
Production
volume
variance

Freight and
reimburse-
ment

Total
change

Revenues from product sales
and services

Cost of goods sold and
operating expenses

$ 2,667.9

$

2,723.3

$

(24.5) $ (39.6)

$

— $

8.7

$

(55.4)

(1,766.0)

(1,747.1)

11.7

10.4

(32.3)

(8.7)

(18.9)

Sales margin

$

901.9

$

976.2

$

(12.8) $ (29.2)

$

(32.3) $

— $

(74.3)

Year Ended
December 31,

Per Ton Information

2013

2012

Difference

$

113.08

$

114.29

$

(1.21)

64.65

0.43

63.28

1.22

1.37

(0.79)

(64.8)%

Percent
change

(1.1)%

2.2 %

Realized product revenue rate1
Cash production cost

Non-production cash cost

Cost of goods sold and 
operating expenses rate1 
(excluding DDA)

Depreciation, depletion &
amortization

Total cost of goods sold and
operating expenses rate

65.08

64.50

0.58

0.9 %

5.65

4.66

0.99

21.2 %

70.73

69.16

1.57

2.3 %

(6.2)%

Sales margin

$

42.35

$

45.13

$

(2.78)

Sales tons 2 (In thousands)
Production tons 2 (In thousands)

Total

Cliffs’ share of total

21,299

21,633

27,234

20,271

29,526

21,992

1 Excludes revenues and expenses related to domestic freight, which are offsetting and have no impact on sales margin.  
Revenues also exclude venture partner cost reimbursements. 
2 Tons are long tons (2,240 pounds).

Sales margin for U.S. Iron Ore was $901.9 million for the year ended December 31, 2013, compared with the 
sales  margin  of  $976.2  million  for  the  year  ended  December 31,  2012.   The  decline  compared  to  the  prior  year  is 
attributable to a decrease in revenue of $55.4 million as well as an increase in cost of goods sold and operating expenses 
of $18.9 million.  Sales margin per ton decreased 6.2 percent to $42.35 during the year ended December 31, 2013 
compared to 2012.

Revenue decreased by $64.1 million, excluding the increase of $8.7 million of freight and reimbursements, from 

the prior year, predominantly due to:

• 

Lower sales volumes of 334 thousand tons or $39.6 million:

Primarily driven by the expiration of one contract with a continuing customer, a lower full-year 
nomination by a customer, reduced tonnage with a customer due to their force majeure and 
the bankruptcy of one customer in 2012, 

Partially offset by the placement of an additional 1.2 million export tons primarily due to pellet 
contracts transferred from Wabush as well as trial and spot cargoes in Europe during 2013 

76

 
 
 
 
when compared to the prior year.  We additionally benefited from additional customer demand, 
specifically additional spot contracts with a major customer in the Great Lakes region.

•  A  decline  in  the  average  revenue  rate,  which  resulted  in  a  decrease  of  $24.5  million  also  was  a 
contributing  factor  to  the  decrease  in  year-over-year  revenues.   The  average  year-to-date  realized 
product revenue rate declined by $1.21 per ton or 1.1 percent to $113.08 per ton in 2013.  This decline 
is a result of:

Unfavorable customer mix impacted the realized revenue rates by $3 per ton primarily due to 
higher sales tonnage to overseas customers, which have lower realized revenue rates driven 
by additional transportation costs to move inventory from the U.S. Iron Ore mine locations to 
the international port locations in Québec, which reduces our realized revenue rate per ton; 
and

Realized revenue rates were impacted negatively by $1 per ton as a result of discounts given 
during 2013 as a part of recently extended contracts, 

Partially offset by one customer contract that increased the average rate by $3 per ton due to 
the reset of their contract base rate.

Cost of goods sold and operating expenses in 2013 increased $10.2 million, excluding the increase of $8.7 

million of freight and reimbursements compared to the prior year, predominantly as a result of:

•  Higher idle costs of $32.3 million due to the previously announced temporary idling of production at the 

Empire mine and the idle of two of the four production lines at our Northshore mine, offset by;

• 

• 

• 

Lower sales volumes decreased costs by $10.4 million compared to the prior year;

Lower costs of $12.0 million attributable to timing of tolling cost distribution to Empire mine partner 
ArcelorMittal when compared to the prior year; and

Lower costs of $11.6 million due to a reduction in electrical energy rates at Empire and Tilden mines 
as a result of switching energy suppliers, reduced contractor spend of $29.4 million and optimized 
maintenance spend of $21.1 million and partially offset by increased costs of $16.6 million due to higher 
rates for natural gas and supplies as well as increased costs of $17.5 million related to deeper pit hauls 
as compared to 2012.

Production

Cliffs'  share  of  production  in  our  U.S.  Iron  Ore  segment  decreased  by  7.8  percent  during  the  year  ended 
December 31, 2013 when compared to 2012.  Beginning on January 5, 2013, we idled two of the four furnaces at the 
Northshore mine for the remainder of 2013 and into the first quarter of 2014, which resulted in decreased production 
of 1.4 million tons when compared to the year ended December 31, 2012.  During the first quarter of 2014, we restarted 
the two idled furnaces.  

77

 
 
 
Asia Pacific Iron Ore

Following is a summary of Asia Pacific Iron Ore results for the years ended December 31, 2013 and 2012:

Year Ended
December 31,

2013

2012

(In Millions)

Change due to

Revenue
and cost
rate

Sales
Volume

Completion of
Cockatoo
Mining Stage 3

Exchange
Rate

Total
change

$ 1,224.3

$ 1,259.3

$

39.5

$

(0.2)

$

(77.0) $

2.7

$ (35.0)

Revenues from product sales and
services

Cost of goods sold and operating
expenses

(857.2)

(948.3)

(22.2)

Sales margin

$ 367.1

$

311.0

$

17.3

$

Per Ton Information

2013

2012

Difference

Year Ended
December 31,

Realized product revenue rate

$ 110.87

$ 107.81

$

58.02

5.69

62.02

6.16

3.06

(4.00)

(0.47)

0.2

—

$

51.2

(25.8) $

61.9

64.6

$

91.1

56.1

Percent
change

2.8 %

(6.4)%

(7.6)%

Cash production cost

Non-production cash cost

Cost of goods sold and operating
expenses rate (excluding DDA)

Depreciation, depletion &
amortization

Total cost of goods sold and
operating expenses rate

Sales margin

63.71

68.18

(4.47)

(6.6)%

13.92

13.00

0.92

7.1 %

77.63

81.18

$ 33.24

$

26.63

$

(3.55)

6.61

(4.4)%

24.8 %

Sales tons 1 (In thousands)
Production tons 1 (In thousands)
1 Metric tons (2,205 pounds).  Cockatoo Island production and sales are reflected at our 50 percent share during the first half of 
2012.

11,109

11,260

11,043

11,681

Sales  margin  for  our  Asia  Pacific  Iron  Ore  segment  increased  to  $367.1  million  during  the  year  ended 
December 31, 2013 compared with $311.0 million for the same period in 2012.  Sales margin per metric ton increased 
24.8 percent to $33.24 per metric ton in 2013 compared to 2012.

Revenue decreased by $35.0 million during the year ended December 31, 2013 over the prior year primarily as 

a result of:

•  The completion of the mining of Stage 3 at Cockatoo and the sale of our interest at the end of the third 
quarter of 2012, resulting in a revenue decrease of $77.0 million or 636 thousand metric tons compared 
to the prior year.

•  These decreases were offset partially by an increase in our realized product revenue rate for the year 
ended December 31, 2013 that resulted in an increase of $39.5 million or 2.8 percent on a per-ton basis. 
This increase is driven mainly by:

The Platts 62 percent Fe index increased to an average of $135 per metric ton from $130 per 
metric  ton  during  the  prior  year,  which  positively  impacted  the  revenue  rate  resulting  in  an 
increase of $56.6 million or $5 per metric ton to our realized revenue rate; and

The  low-grade  iron  ore  sales  campaign  in  2012  that  did  not  recur  in  2013,  which  positively 
impacted the revenue rate variance resulting in an increase of $40.6 million or $4 per metric 
ton,

Offset by a reduction to our realized revenue rate due to:

78

 
 
  
Unfavorable change in foreign exchange contract hedging impacts of $26.7 million or 
$2 per metric ton period over period; and

Lower iron ore content on standard product in 2013 resulting in a reduction of realized 
product revenue rate of $22.7 million or $2 per metric ton.

Cost of goods sold and operating expenses in the year ended December 31, 2013 decreased $91.1 million 

compared to 2012 primarily as a result of: 

•  The completion of the mining of Stage 3 at Cockatoo and the sale of our interest at the end of the third 
quarter of 2012, resulting in a decrease in costs of $51.2 million in 2013 compared to the prior year; and

•  Favorable foreign exchange rate variances of $61.9 million or $6 per metric ton.

•  Partially offset by higher logistics costs of $29.6 million mainly attributable to higher railed tons and higher 
ship-loading handling charges in 2013 slightly mitigated by lower mining and crushing costs of $6.6 
million due to improved efficiencies.

Production

Production at our Asia Pacific Iron Ore segment decreased 151 thousand metric tons or 1.3 percent during the 
year ended December 31, 2013 when compared to 2012.  We completed the mining of Stage 3 at Cockatoo and sold 
our interest during the third quarter of 2012, resulting in a decrease of 590 thousand metric tons in total production during 
the year 2013 compared to 2012.  The decrease was offset partially by the increased production of 439 thousand metric 
tons at Koolyanobbing in 2013 resulting from the completion of the Koolyanobbing expansion project during mid-2012, 
which provided additional ore processing and rail and port capabilities that drove performance increases at this mine. 

79

 
 
 
North American Coal

Following is a summary of North American Coal results for the years ended December 31, 2013 and 2012: 

(In Millions)

Change due to:

Year Ended
December 31,

2013

2012

Revenue
and cost
rate

Sales
Volume

Freight and
reimburse-
ment

Total
change

Revenues from product sales and
services

Cost of goods sold and operating
expenses

Sales margin

$

$

821.9

$

881.1

$

(135.1) $

91.1

(836.4)

(882.9)

122.1

(14.5) $

(1.8) $

(13.0) $

(90.8)

0.3

$

$

(15.2) $

(59.2)

15.2

— $

46.5

(12.7)

Year Ended
December 31,

Per Ton Information
Realized product revenue rate1
Cash production cost

Non-production cash cost
Cost of goods sold and operating 
expenses rate1 (excluding DDA)
Depreciation, depletion & amortization

Total cost of goods sold and operating
expenses rate

2013

2012

Difference

$

101.20

$

119.79

$

(18.59)

75.27

10.20

85.47

17.72

92.34

12.65

104.99

15.08

(17.07)

(2.45)

(19.52)

2.64

Percent
change

(15.5)%

(18.5)%

(19.4)%

(18.6)%

17.5 %

103.19

120.07

(16.88)

(14.1)%

Sales margin

$

(1.99) $

(0.28) $

(1.71)

n/m

Sales tons 2 (In thousands)
Production tons 2 (In thousands)
1 Excludes revenues and expenses related to domestic freight, which are offsetting and have no impact on sales margin. 
2 Tons are short tons (2,000 pounds).

7,274

6,512

6,394

7,221

Sales margin for the North American Coal segment decreased to a loss of $14.5 million during the year ended 
December 31, 2013, compared to a sales margin loss of $1.8 million during the year ended December 31, 2012.  Sales 
margin per ton decreased to a loss of $1.99 per ton in 2013 compared to a sales margin loss of $0.28 per ton in the prior 
year.

Revenues from product sales and services were $821.9 million, which is a decrease of $44.0 million over the 

prior-year period, excluding the decrease of $15.2 million of freight and reimbursements, predominantly due to:

•  A decrease in our realized product revenue rate of $135.1 million or 15.5 percent on a per-ton basis for 

the year ended December 31, 2013. This decline is a result of:

The downward trend in market pricing period over period, including a 24 percent decrease in 
the  quarterly  benchmark  price,  partially  mitigated  by  annually  priced  contracts,  carryover 
contracts and product mix from our high-volatile metallurgical coal,

Slightly offset by a shift in product sales mix.  The sales mix for low-volatile metallurgical, high-
volatile  metallurgical  and  thermal  coal  was  69.6  percent,  21.6  percent  and  8.8  percent, 
respectively, in 2013 compared to 68.1 percent, 19.9 percent and 12.0 percent, respectively, for 
2012.  The total mix impact was favorable by $1 per ton based on the higher price of low-volatile 
coal and lower rates for thermal coal.

80

 
 
 
•  Partially offset by a sales volume increase of 762 thousand tons or 11.7 percent during the year ended 
December 31, 2013 in comparison to the prior year resulted in an increase in revenue of $91.1 million, 
primarily due to:

Increases in low-volatile and high-volatile metallurgical coal sales of 907 thousand tons in 2013 
due to increased production volumes when compared to the prior year and the force majeure 
related to the April 2011 tornado that extended into April 2012,

 Partially offset by a reduction in thermal coal sales of 145 thousand tons due to reduced market 
demand.

Cost of goods sold and operating expenses in 2013 decreased $31.3 million, excluding the decrease of $15.2 

million of freight and reimbursements from the prior year, predominantly as a result of: 

•  Decreased costs related to labor of approximately $40.0 million and maintenance and external services 
of approximately $75.0 million at our mines with full operating production in 2012 and 2013 due to reduced 
headcount, cost savings measures and more effective operating efficiency; and

•  Favorable variance in the lower-of-cost-or-market inventory charge of $13.3 million in comparison to the 
prior year as the lower-of-cost-or-market inventory charges at December 31, 2013 and 2012 were $11.1 
million and $24.4 million, respectively,

•  Partially offset by higher sales volume attributable to additional low-volatile and high-volatile metallurgical 

coal sales, as discussed above, resulted in an additional $90.8 million of costs; and

•  The accelerated closure of the Dingess-Chilton mine during the first quarter of 2013 and Lower War 
Eagle mine moving into the production stage of mining in November 2012 resulted in the recording of 
$18.0 million or $2 per ton of additional depreciation and depletion during 2013.

Production

Production of low- and high-volatile metallurgical coal increased 18.2 percent in 2013 compared to 2012.  Low-
volatile production increased 803 thousand tons over the prior year due to improved operating efficiency.  High-volatile 
metallurgical coal production levels in 2013 increased 212 thousand tons or 16.3 percent as a result of the Lower War 
Eagle mine moving into production during the fourth quarter of 2012, offset partially by the closure of Dingess-Chilton 
during the first quarter of 2013.  Beginning in the second quarter of 2012 and continuing through 2013, we experienced 
a decline in demand for thermal coal.  Accordingly, over this time period, we reduced production at our thermal mine to 
one shift to align production with customer demands.  This resulted in reduced production of 188 thousand tons in 2013 
compared to 2012. Due to increased thermal coal demand in 2014, we increased production at our thermal coal mine 
to two shifts beginning in the first quarter of 2014 to align production with 2014 customer demand.  In the fourth quarter 
of 2014, we sold our CLCC assets.  Production tons at CLCC were 2.1 million tons and 2.1 million tons for the years 
ended December 31, 2013 and 2012, respectively, and are included in the production tons disclosed above.

81

 
 
 
Eastern Canadian Iron Ore

Following is a summary of Eastern Canadian Iron Ore results for the years ended December 31, 2013 and 2012:

(In Millions)

Year Ended
December 31,

2013

2012

Revenue
and cost
rate

Sales
Volume

Change due to
Idle cost /
Production
volume
variance

Inventory
write-
down

Exchange
Rate

Total
change

Revenues from product sales and
services

Cost of goods sold and operating
expenses

Sales margin

$

978.7

$ 1,008.9

$

27.7

$(57.9)

$

— $

— $

— $ (30.2)

(1,082.0)

(1,130.3)

$ (103.3) $ (121.4) $

32.1

59.8

53.4

$ (4.5)

$

26.3

26.3

(72.5)

$

(72.5) $

9.0

9.0

48.3

$ 18.1

Year Ended
December 31,

Per Ton Information

2013

2012

Difference

Percent
change

Realized product revenue rate

$ 114.45

$ 112.93

$

1.52

1.3 %

Cash production cost

Non-production cash cost

91.68

13.98

108.24

0.35

(16.56)

(15.3)%

13.63

n/m

Cost of goods sold and operating
expenses rate (excluding DDA)

Depreciation, depletion &
amortization

Total cost of goods sold and
operating expenses rate

Sales margin

105.66

108.59

(2.93)

(2.7)%

20.87

17.93

2.94

16.4 %

126.53

126.52

$ (12.08) $ (13.59) $

0.01

1.51

— %

n/m

Bloom Lake sales tons

Wabush sales tons

Sales tons 1 (In thousands)

Bloom Lake production tons

Wabush production tons

Production tons 1 (In thousands)

1 Tons are metric tons (2,205 pounds).

5,665

2,886

8,551

5,877

2,778

8,655

5,693

3,241

8,934

5,450

3,065

8,515

We reported a sales margin loss for our Eastern Canadian Iron Ore segment of $103.3 million for the year ended 
December 31, 2013, compared with a sales margin loss of $121.4 million for the year ended December 31, 2012.  Sales 
margin per ton improved to a loss of $12.08 per ton for the year ended December 31, 2013 compared to a sales margin 
loss of $13.59 per ton for 2012.

Revenue  decreased  by  $30.2  million  for  the  year  ended  December  31,  2013  when  compared  to  prior  year, 

primarily due to:

• 

Lower sales volumes of 383 thousand tons.  The reduction in tons sold resulted in a decrease to revenue 
of $57.9 million, which was related primarily to the transition and idling of pellet production at Wabush 
as pellet sales decreased by 1.7 million tons period-over-period, offset partially by the sale of 1.4 million 
more metric tons of Wabush Scully mine sinter feed in 2013 compared with 2012,

•  Partially offset by the increase to the average revenue rate, which resulted in an increase of $27.7 million, 
driven by changes in spot market pricing offset by lower pellet premiums due to a shift in product mix, 
primarily as a result of:

An increase to the Platts 62 percent Fe spot rate to an average of $135 per metric ton from $130 
per metric ton in the prior year resulted in an increase of $5 per metric ton; and

82

 
 
 
An increase due to favorable provisional pricing adjustments related to prior-year sales and 
higher premiums for iron content in comparison to the prior year, increasing the average revenue 
rate by $2 per metric ton and $1 per metric ton, respectively,

Offset by a change in product mix as our Eastern Canadian Iron Ore segment ceased pellet 
production at our Wabush facility in June 2013 and began producing only sinter feed until the 
Wabush facility was idled at the end of March 2014 and we began to implement the permanent 
closure plan for the minein the fourth quarter of 2014.  During 2013, 17 percent of products sold 
were pellets, compared to 36 percent in the prior year, which resulted in the realized revenue 
rate decreasing by $4 per metric ton due to lower average pellet premiums; and

Further offset by timing impacts of a negative $2 per metric ton period over period, primarily due 
to approximately 300 thousand metric tons of carryover pellets that were in sold in 2012 and 
based on 2011 contract pricing, which was substantially higher due to 2011 full-year market 
pricing.

Cost of goods sold and operating expenses during the year ended December 31, 2013 decreased from 2012 

by $48.3 million primarily due to:

• 

• 

Lower sales volumes at the Wabush and Bloom Lake facilities resulted in decreased costs of $50.3 
million and $3.1 million, respectively, compared to the prior year;

Incremental idle production costs at our Wabush operations of $26.3 million in 2012 that did not recur 
in 2013; and

•  Favorable foreign exchange rate variances of $9.0 million,

•  Partially offset by inventory write-downs primarily at our Wabush facility of $68.0 million related to a 
supplies  inventory  write-down  of  $29.7  million,  lower-of-cost-or-market  charges  of  $19.8  million  and 
unsaleable inventory impairment charges of $18.5 million recorded during 2013.  

Production

The Bloom Lake facility produced 5.9 million and 5.4 million metric tons of iron ore concentrate during the years 
ended December 31, 2013 and 2012, respectively.  During the first quarter of 2014, we announced that we were exploring 
various strategic alternatives for our Bloom Lake mine.  We continued to operate the Bloom Lake mine Phase I operations 
on a reduced tailings and water management capital plan throughout 2014 and the Phase II expansion remained on 
hold. In the fourth quarter of 2014, all production at Bloom Lake mine was halted and the mine transitioned to "care-and-
maintenance" status.

Production at the Wabush facility was 2.8 million and 3.1 million metric tons during the years ended December 31, 
2013 and 2012, respectively.  Due to high production costs and lower pellet premium pricing, we idled production at our 
Pointe Noire iron ore pellet plant and transitioned to producing an iron ore concentrate product from our Wabush Scully 
mine during June 2013.  At the end of March 2014, we idled our Wabush Scully mine in Newfoundland and Labrador 
and began to implement the permanent closure plan for the mine in the fourth quarter of 2014.  The idle  was driven by 
the unsustainable high cost structure, which resulted in operations that are not economically viable to run over time.  

Liquidity, Cash Flows and Capital Resources

Our primary sources of liquidity are cash generated from our operating and financing activities.  Our capital 
allocation process is focused on prioritizing all potential uses of future cash flows.  We continue to focus on cash generation 
in our business operations as well as reductions of any discretionary expenditures in order to ensure we are positioned 
to face the challenges and uncertainties of the volatile pricing markets for our products.

Based on current mine plans and subject to future iron ore and coal prices and supply and demand, we expect 
our operating cash flows generated in 2015 to be sufficient to cover our budgeted capital expenditures and dividend 
requirements.  Furthermore, we supplement this cash generation with adequate liquidity via financing arrangements to 
fund our normal business operations and strategic initiatives through our revolving credit agreement.  During the fourth 
quarter of 2014, we generated positive cash flows from operations and were able to reduce our overall total debt less 
cash position by approximately $300 million, including the repurchase of $45 million aggregate principal amount of our 
senior notes.  Additionally, in January 2015, we further reduced total debt by approximately $159 million through senior 
note repurchases in the open market with approximately $106 million of net proceeds from the sale of CLCC and cash 

83

 
 
 
 
 
 
from operations.  Based on current market conditions, we expect to be able to fund our requirements for at least the next 
12 months.

As a result of the Bloom Lake Group commencing restructuring proceedings under the CCAA, the initial order 
obtained on January 27, 2015 addressed the Bloom Lake Group’s immediate liquidity issues by staying creditor claims 
and permitting the Bloom Lake Group to preserve and protect its assets for the benefit of all stakeholders while restructuring 
and/or sale options are explored.  Certain obligations, including certain equipment loans, were guaranteed by Cliffs and 
totaled approximately $145 million. Through this court monitored process, we anticipate the restructuring and/or sale of 
the Bloom Lake Group assets may mitigate the impact of these obligations to Cliffs' liquidity during 2015.  Cash and cash 
equivalents of the Bloom Lake Group were $17.2 million at December 31, 2014.  

Refer to “Outlook” for additional guidance regarding expected future results, including projections on pricing, 

sales volume and production for our various businesses.

The following discussion summarizes the significant activities impacting our cash flows during 2014 as well as 
those expected to impact our future cash flows over the next 12 months.  Refer to the Statements of Consolidated Cash 
Flows for additional information.

Operating Activities 

Net cash provided by operating activities decreased to $358.9 million for the year ended December 31, 2014, 
compared to cash provided by operating activities of $1,145.9 million for 2013.  The decrease in operating cash flows in 
2014 were primarily due to lower operating results as previously discussed. 

Net cash provided by operating activities improved to $1,145.9 million for the year ended December 31, 2013, 
compared to cash provided by operating activities of $514.5 million for 2012. The increase in operating cash flow in 2013 
was primarily due to the timing of payments related to 2011 income taxes in early 2012, other changes in working capital 
and reduced exploration and selling, general and administrative costs.

We expect economic growth in the U.S. to continue in 2015, and correspondingly expect steel demand to remain 
at healthy levels.  While the industry demand will be supported by an improving housing market and a strengthened 
automotive sector, demand from energy companies is expected to decrease as oil prices remain at depressed levels. 
Additionally, the steel industry should face continued pressure from surging imports, which reached record levels in 2014, 
as the strength of the U.S. dollar continues to increase and continued oversupply of the global steel industry.  In China, 
demand for steel should increase slightly compared to 2014, although at a rate far below growth percentages recorded 
earlier in the decade.  In 2014, the increase in seaborne supply of iron ore was expected by many, but the slowdown in 
demand from Chinese end markets was unexpected and negatively impacted spot prices for iron ore.  We expect seaborne 
iron ore prices to remain pressured unless there are vast structural changes to the supply/demand picture, including 
increased Chinese demand or iron ore capacity cuts.

Coupled  with  efficient  tax  structures,  our  U.S.  operations  and  our  financing  arrangements  provide  sufficient 
capital resources; however, if we were to repatriate earnings, we would be subject to income tax.  Our U.S. cash and 
cash equivalents balance at December 31, 2014 was $136.1 million, or approximately 46.8 percent of our consolidated 
total cash and cash equivalents balance of $290.9 million.  As of December 31, 2014 and 2013, we had no restrictions 
on our borrowing capacity of our U.S.-based revolving credit facility inclusive of the changes made through Amendment 
No. 6.   Furthermore, historically we have been able to raise additional capital through private financings and public debt 
and equity offerings, the bulk of which, to date, have been U.S.-based.  If the demand for our product weakens and/or 
pricing deteriorates for a prolonged period, we have the financial and operational flexibility to reduce production, delay 
capital expenditures, sell assets and reduce overhead costs to provide liquidity in the absence of cash flow from operations.  

Investing Activities 

Net cash used in investing activities was $103.6 million for the year ended December 31, 2014, compared with 
$811.3  million  for  2013.    We  had  capital  expenditures  of  $284.1  million  and  $861.6  million  for  the  years  ended 
December 31, 2014 and 2013, respectively.  Offsetting our investments in property, plant and equipment, during 2014, 
we had cash proceeds from investing activities of $155.0 million from the sale of CLCC.  

84

 
 
 
 
 
 
 
 
 
 
Net  cash  used  by  investing  activities was $811.3  million for  the year  ended December 31,  2013,  compared 
with $961.8  million for 2012.  We  had  capital  expenditures  of $861.6  million and $1,127.5  million for  the years 
ended December 31, 2013 and 2012, respectively.  Our main capital investment focus had been on the construction of 
the Bloom Lake mine's operations.  On the ramp-up and expansion projects at Bloom Lake mine, we spent approximately 
$426  million  and  approximately  $475  million  during  the years  ended December 31,  2013 and 2012,  respectively.    In 
addition, the expenditures for the Bloom Lake tailings and water management system totaled $191 million and $99 million 
in 2013 and 2012, respectively.

Up until the first quarter of 2014, our main capital investment focus was on the construction of the Bloom Lake 
mine's operations, at which time we placed the Phase II expansion on hold.  We subsequently determined that the Phase 
II expansion of the Bloom Lake mine was no longer a viable option for us and we shifted our focus to considering available 
possibilities and executing an exit option for Eastern Canadian Iron Ore operations that minimizes the cash outflows and 
associated liabilities.  In December 2014, iron ore production at the Bloom Lake mine was suspended and the Bloom 
Lake mine was placed in ‘‘care-and-maintenance’’ mode.  Prior to Bloom Lake mine entering "care and maintenance" 
mode, on the expansion projects at the Bloom Lake mine, we spent approximately $51 million and approximately $426 
million during the years ended December 31, 2014 and 2013, respectively, which predominately relates to work performed 
in 2013.  In addition, the expenditures for the Bloom Lake tailings and water management system totaled $92 million 
and $191 million in 2014 and 2013, respectively.  Additionally, we spent approximately $140 million and $203 million 
globally on expenditures related to sustaining capital excluding the Bloom Lake tailings and water management in 2014 
and 2013, respectively.  Sustaining capital spend includes infrastructure, mobile equipment, environmental, safety, fixed 
equipment, product quality and health.

In alignment with our strategy to focus on allocating capital among key priorities related to liquidity management, 
and business investment, we anticipate total cash used for capital expenditures in 2015 to be approximately $125 million 
to $150 million.

Financing Activities 

Net cash used by financing activities was $288.3 million for the year ended December 31, 2014, compared with 
$171.9 million for 2013.  Net cash used includes dividend distributions of $143.7 million and $127.6 million for the years 
ended December 31, 2014 and 2013, respectively.  Additionally, cash used by financing activities during 2014 included 
$28.8 million for the repurchase of senior notes and $20.9 million for the repayment of equipment loans.  In 2013, we 
had net repayments under our credit facilities of $325.0 million, which was partially offset by cash provided by financing 
activities of $164.8 million from equipment loans.  Additionally, we completed public offerings of 29.25 million depositary 
shares and 10.35 million common shares, resulting in net proceeds of $709.4 million and $285.3 million, respectively, 
after  underwriting  fees  and  discounts  of  which  a  portion  of  the  net  proceeds  were  used  to  repay  the  $847.1  million 
outstanding under the term loan. 

Net cash used by financing activities during 2013 was $171.9 million, compared to net cash provided by financing 
activities of $119.6 million for 2012. Cash flows provided by financing activities during 2012 included $497.0 million in 
net proceeds from the issuance of the $500.0 million 3.95 percent senior notes, completed through a public offering in 
December 2012. A portion of the net proceeds from the senior notes offering was used on December 28, 2012 to repay 
the $270.0 million and $55.0 million aggregate principal amount of outstanding private placement senior notes and also 
for the repayment of a portion of the borrowings outstanding under the term loan facility and the revolving credit facility. 
In addition, we had net borrowings and repayments under the revolving credit facility of $325.0 million and cash calls 
from our joint venture  partners  resulted in net cash  receipts of $95.4 million.  Offsetting the proceeds from financing 
activities in 2012 were dividend distributions of $307.2 million and $124.8 million for term loan repayments. 

On September 10, 2014, we announced that our Board of Directors approved a buy back of outstanding common 
shares in the open market or in private negotiated transactions up to a maximum of $200 million dollars. We are not 
obligated to make any purchases, and the repurchase program may be suspended or discontinued at any time. The 
authorization is active until December 31, 2015. 

On January 26, 2015, we announced that our Board of Directors had decided to eliminate the quarterly dividend 
of $0.15 per share on our common shares.  The decision is applicable to the first quarter of 2015 and all subsequent 
quarters.  The elimination of the common share dividend provides us with additional free cash of approximately $92 
million annually, which we intend to use for further debt reduction, including the repurchase of senior notes at a discount.  
We see accelerated debt reduction as a more effective means of protecting our shareholders than continuing to pay a 
common share dividend.  

85

 
 
 
 
 
 
 
 
The following represents our future cash commitments and contractual obligations as of December 31, 2014:

Contractual Obligations
Long-term debt
Interest on debt 2
Operating lease obligations

Capital lease obligations

Purchase obligations:

  Open purchase orders

Minimum royalty payments

Minimum "take or pay" 

purchase commitments 3
    Total purchase obligations

Other long-term liabilities:

  Pension funding minimums
  OPEB claim payments
  Environmental and mine closure

obligations

  Personal injury

Payments Due by Period 1 (In Millions)

Less than

1 Year

1 - 3

Year

3 - 5

Year

$

21.8

$

46.3

$

163.0

12.0

84.8

144.9

2.8

382.7

530.4

42.5
6.8

5.2
4.0

323.4

17.7

61.0

29.4

5.7

624.8

659.9

34.2
13.6

7.9
4.9

530.1

278.6

11.6

31.8

—

15.3

148.6

163.9

73.8
14.4

55.3
0.4

More
Than

5 Years
$ 2,397.6

1,136.0

9.9

21.0

—

10.9

73.7

84.6

66.2
426.9

192.8
2.7

$

Total
2,995.8

1,901.0

51.2

198.6

174.3

34.7

1,229.8

1,438.8

216.7
461.7

261.2
12.0

    Total other long-term liabilities
      Total

951.6
7,537.0

$

$

58.5
870.5

60.6
1,168.9

$

143.9
1,159.9

688.6
$ 4,337.7

$

1       Includes our consolidated obligations.
2     For the $500 million senior notes, interest is calculated using a fixed rate of 3.95 percent from 2015 to maturity in 
January 2018.  For the $400 million senior notes, interest is calculated using a fixed rate of 5.90 percent from 2015 
to maturity in March 2020.  For the $1.3 billion senior notes, interest is calculated for the $500 million 10-year notes 
using a fixed rate of 4.80 percent from 2015 to maturity in October 2020, and the $800 million 30-year notes using 
a fixed rate of 6.25 percent from 2015 to maturity in October 2040.  For the $700 million senior notes, interest is 
calculated using a fixed rate of 4.875 percent from 2015 to maturity in April 2021.  For the $140.8 million of equipment 
loans, interest is calculated using the fixed rate associated with each of the equipment loans from 2015 to maturity 
in 2020.

3    Includes minimum railroad transportation obligations, minimum electric power demand charges, minimum coal, 

diesel and natural gas obligations and minimum port facility obligations.

The above table does not reflect $74.7 million of unrecognized tax benefits, which we have recorded for uncertain 
tax positions as we are unable to determine a reasonable and reliable estimate of the timing of future payments.  Included 
in the above table are the cash commitments and contractual obligations associated with the Bloom Lake Group that 
have been included in the CCAA filing, most of which we believe will be treated as unsecured claims. Because of the 
uncertainty of the CCAA process, we are unable to determine a reasonable and reliable estimate of amounts and timing 
of future payments related to the obligations of the Bloom Lake Group.  

Refer to NOTE 20 - COMMITMENTS AND CONTINGENCIES of the Consolidated Financial Statements for 

additional information regarding our future commitments and obligations.

86

 
 
 
Capital Resources 

We  expect  to  fund  our  business  obligations  from  available  cash,  current  and  future  operations  and  existing 
borrowing arrangements.  We also may pursue other funding strategies in the capital markets to strengthen our liquidity.  
The following represents a summary of key liquidity measures as of December 31, 2014 and December 31, 2013:

Cash and cash equivalents

Available revolving credit facility

Revolving loans drawn

Senior notes

Senior notes drawn

Letter of credit obligations and other commitments

Borrowing capacity available

(In Millions)

December 31,
2014

December 31,
2013

290.9 $

335.5

1,125.0 $
—

2,855.0

(2,855.0)

(149.5)
975.5 $

1,750.0

—

2,900.0

(2,900.0)

(8.4)

1,741.6

$

$

$

Our primary source of funding is our revolving credit facility, which matures on October 16, 2017.  We also have 
cash on hand, generated by the business, which totaled $290.9 million as of December 31, 2014.  The combination of 
cash and availability under the credit facility gave us approximately $1.3 billion in liquidity entering the first quarter of 
2015, which is expected to be used to fund operations and capital expenditures.  As noted below, however, the availability 
under our revolving credit agreement was reduced to $900 million in January 2015 and will be reduced to $750 million 
on May 31, 2015.

On January 22, 2015, we amended the revolving credit agreement (Amendment No. 6) to effect the following:

•  Reduces the size of the existing facility from $1.125 billion to $900 million at the closing of this amendment with 

a further reduction to $750 million on May 31, 2015.

•  Permits  certain  of  our  subsidiaries  and  joint  ventures  related  to  our  Canadian  operations  (collectively,  the 

"Canadian Entities") to enter into a restructuring (the "Canadian Restructuring").

•  Permits costs and expenses incurred in connection with the Canadian Restructuring in an amount not to exceed 

$75 million to be added back to the calculation of EBITDA.

•  Adds limitations with respect to investments in the Canadian Entities after the Canadian Restructuring.

•  Adds limitations on the guaranty of indebtness of a Canadian Entity by us or our subsidiaries (other than by 

another Canadian Entity).

•  Permits additional liens on the assets of the Canadian Entities.

•  Reduces the permitted amount of quarterly dividends on our common shares to not more than $0.01 per share 

in any fiscal quarter.

•  Grants a security interest in our as-extracted collateral and certain of our subsidiaries.

•  Excludes certain indebtness and obligations of the Canadian Entities from the representations, covenants and 

events of default.

The amended facility retains substantial financial flexibility for management to execute our strategy and provides 

us a consistent source of liquidity.

On October 24, 2014, we amended the revolving credit agreement (Amendment No 5.) to effect the following:

•  Reduces the size of the existing facility from $1.250 billion to $1.125 billion.

•  Grants a valid and perfected first-priority (subject to certain permitted liens) security interest in certain property 
and assets of the Company and certain of its subsidiaries, subject to customary exclusions all specified in a 
security agreement.

87

 
 
 
 
 
 
•  With effect as of September 30, 2014, removes the  maximum balance sheet leverage ratio of debt to capitalization 
of less than 45 percent, which was a covenant introduced in June 2014, and replaces that covenant with a 
maximum leverage ratio covenant of secured debt to EBITDA that is not to exceed 3.5 times. 

•  Retains the minimum interest coverage ratio requirement of 3.5 times, and was subsequently reduced to 2.0 
times upon completion of certain collateral actions within 60 days of the execution of the amendment.  The 
collateral requirements were satisfied as of December 23, 2014.

•  Subjects restricted payments (including the $200 million share repurchase, which was approved in September 

2014) and current dividend structure to a $400 million liquidity test.

•  Adds limitations regarding acquisitions, investments (including investments in non-wholly owned subsidiaries 

and joint ventures) and subsidiary debt.

•  Eliminates the accounts receivable securitization facility.

•  Terminates the ability to have foreign borrowers under the revolving credit agreement. 

The amended facility retains substantial financial flexibility for management to execute our strategy and provides 

us a consistent source of liquidity.

On September 9, 2014, we amended the revolving credit agreement (Amendment No. 4) to effect the following:

•  Permitting a one-time exemption of up to $200 million in share repurchases (consummated in a single transaction 
or series of related transactions), effective until December 31, 2015.  We are not obligated to make any purchases 
and the program may be suspended or discontinued at any time. 

•  Reducing the size of the existing unsecured facility from $1.75 billion to $1.25 billion.

•  Adding restrictions on the granting of certain pledges and guarantees.

•  Adding an obligation to enter into a security agreement, on or before June 30, 2015, to grant security interests 
to  secure  obligations  under  the  revolving  credit  agreement  on  U.S.  receivables  and  inventory,  other  than 
receivables and related property subject to certain existing receivable securitization or other facilities, a pledge 
of 65 percent of the stock of all material, wholly-owned first-tier foreign subsidiaries and a pledge of all of the 
stock of all material U.S. subsidiaries, in each case, subject to certain limitations. 

 All terms of Amendment No. 3 as of June 30, 2014, as discussed below, remained in place and were not changed 

by Amendment No. 4 as of September 9, 2014.

On June 30, 2014, we amended the revolving credit agreement (Amendment No. 3) to effect the following:

•  Replacing the current maximum leverage covenant ratio of debt to earnings of less than 3.5 times with a maximum 

balance sheet leverage ratio of debt to capitalization of less than 45 percent. 

•  Resetting the minimum interest coverage ratio from 2.5 to 1.0 to the ratio of 3.5 to 1.0.

•  Amending the definition of EBITDA to include certain cash charges related to the Company’s Wabush mine and 
other cash restructuring charges and the definition of net worth to exclude up to $1 billion in non-cash impairment 
charges.

•  Modifying the covenants restricting certain investments and acquisitions, the incurrence of certain indebtedness 
and liens, and the amount of dividends that may be declared or paid and shares that may be repurchased. 

As of December 31, 2014 and 2013, we were in compliance with all applicable financial covenants related to 

the revolving credit agreement.

Although we believe that the revolving credit agreement provides us sufficient liquidity to support our operating 
and investing activities, we continue to refine our capital structure to achieve an optimal mix and level of debt, equity and 
other  prudent  financing  arrangements.    Several  credit  markets  may  provide  additional  capacity  should  that  become 
necessary.  The bank market may provide funding through a secured credit facility, term loan or bridge loan.  Additionally, 
we have access to the bond market as a source of capital.  The risk associated with these credit markets is a significant 
increase in borrowing costs as a result of limited capacity and market conditions.  

88

 
 
 
 
 
 
As we have previously disclosed, we have contemplated replacing our revolving credit facility with a secured 
asset-based revolving credit facility, and we are currently in discussions with lenders about putting such a facility in place.  
We cannot guarantee that we will be successful in obtaining an asset-based revolving credit facility on commercially 
acceptable terms or at all.

We  intend  from  time  to  time  to  seek  to  retire  or  purchase  our  outstanding  senior  notes  with  cash  on  hand, 
borrowings from existing credit sources or new debt financings and/or exchanges for debt or equity securities, in open 
market purchases, privately negotiated transactions or otherwise. Such repurchases, if any, will depend on prevailing 
market conditions, our liquidity requirements, contractual restrictions and other factors, and the amounts involved may 
be material.

Off-Balance Sheet Arrangements

In the normal course of business, we are a party to certain off-balance sheet arrangements.  These arrangements 
include minimum "take or pay" purchase commitments, such as minimum electric power demand charges, minimum 
coal, diesel and natural gas purchase commitments, minimum railroad transportation commitments and minimum port 
facility usage commitments; financial instruments with off-balance sheet risk, such as bank letters of credit and bank 
guarantees;  and  operating  leases,  which  primarily  relate  to  equipment  and  office  space.    Liabilities  related  to  these 
arrangements are not reflected on our Statements of Consolidated Financial Position.  However, the underlying obligations 
that they secure, such as asset retirement obligations, self-insured workers' compensation liabilities, royalty obligations 
and certain post-retirement benefit obligations, are reflected in our Statements of Consolidated Financial Position.

We may be required to provide financial assurance in order to perform the post-mining reclamation required by 
our  mining  permits,  pay  our  production  royalties,  pay  workers'  compensation  claims  under  self-insured  workers' 
compensation laws in various states, pay retiree benefits and perform certain other obligations.  In order to provide the 
required financial assurance, we generally use surety bonds and/or letters of credit, and, effective with Amendment No. 
5 to the revolving credit agreement, letters of credit are primarily issued under our revolving credit facility.  Previously 
we had an unsecured, uncommitted letter of credit line with Scotiabank.  With the recent credit rating downgrades, we 
experienced an increase in requests for financial assurance to be provided.  Additionally, with the Bloom Lake Group 
CCAA filing, approximately $15 million of surety bonds and letters of credit backing obligations have been called and 
settled in cash in early 2015. 

Market Risks 

We are subject to a variety of risks, including those caused by changes in commodity prices, foreign currency 
exchange rates and interest rates.  We have established policies and procedures to manage such risks; however, certain 
risks are beyond our control.

Pricing Risks

Commodity Price Risk

Our consolidated revenues include the sale of iron ore pellets, iron ore concentrate, iron ore lump and fines, 
low-volatile metallurgical coal, high-volatile metallurgical coal and thermal coal. However, during the fourth quarter of 
2014, we sold our high-volatile metallurgical coal and thermal coal mines in the sale of the CLCC assets.  The sale of 
the CLCC  assets closed on December 31, 2014, and therefore beyond 2014, we will no longer have revenues associated 
with high-volatile metallurgical coal and thermal coal.  Our financial results can vary significantly as a result of fluctuations 
in the market prices of iron ore and coal.  World market prices for these commodities have fluctuated historically and are 
affected by numerous factors beyond our control.  The world market price that most commonly is utilized in our iron ore 
sales contracts is the Platts 62 percent Fe fines spot rate pricing, which can fluctuate widely due to numerous factors, 
such as global economic growth or contraction, change in demand for steel or changes in availability of supply.  

Provisional Pricing Arrangements

Certain of our U.S. Iron Ore, Asia Pacific Iron Ore and Eastern Canadian Iron Ore customer supply agreements 
specify provisional price calculations, where the pricing mechanisms generally are based on market pricing, with the 
final revenue rate to be based on market inputs at a specified point in time in the future, per the terms of the supply 
agreements.    The  difference  between  the  provisionally  agreed-upon  price  and  the  estimated  final  revenue  rate  is 
characterized as a derivative and is required to be accounted for separately once the revenue has been recognized.  
The derivative instrument is adjusted to fair value through Product revenues each reporting period based upon current 
market data and forward-looking estimates provided by management until the final revenue rate is determined.  

89

 
 
 
 
 
 
 
 
 
 
 
At December 31, 2014, we have recorded $11.8 million as derivative liabilities included in Other current liabilities 
in the Statements of Consolidated Financial Position related to our estimate of final sales rate with our U.S. Iron Ore, 
Asia Pacific Iron Ore and Eastern Canadian Iron Ore customers.  These amounts represent the difference between the 
provisional price agreed upon with our customers based on the supply agreement terms and our estimate of the final 
sales rate based on the price calculations established in the supply agreements.  As a result, we recognized a net $11.8 
million decrease, respectively, in Product revenues in the Statements of Consolidated Operations for the year ended 
December 31, 2014 related to these arrangements.

Customer Supply Agreements 

Certain supply agreements with one U.S. Iron Ore customer provide for supplemental revenue or refunds based 
on the customer’s average annual steel pricing at the time the product is consumed in the customer’s blast furnace.  The 
supplemental pricing is characterized as a freestanding derivative, which is finalized based on a future price, and is 
adjusted to fair value as a revenue adjustment each reporting period until the pellets are consumed and the amounts 
are settled.  The fair value of the instrument is determined using an income approach based on an estimate of the annual 
realized price of hot-rolled steel at the steelmaker’s facilities.

At December 31, 2014, we had a derivative asset of $63.2 million, representing the fair value of the pricing 
factors, based upon the amount of unconsumed tons and an estimated average hot-band steel price related to the period 
in which the tons are expected to be consumed in the customer’s blast furnace at each respective steelmaking facility, 
subject to final pricing at a future date.  This compares with a derivative asset of $55.8 million as of December 31, 2013.  
As an example, we estimate that a $75 change in the average hot-band steel price realized from the December 31, 2014 
estimated price recorded would cause the fair value of the derivative instrument to increase or decrease by approximately 
$8.8 million, thereby impacting our consolidated revenues by the same amount.

We have not entered into any hedging programs to mitigate the risk of adverse price fluctuations; however, 
certain of our term supply agreements contained price collars, which typically limit the percentage increase or decrease 
in prices for our products during any given year.

Volatile Energy and Fuel Costs

The volatile cost of energy is an important issue affecting our production costs, primarily in relation to our iron 
ore operations.  Our consolidated U.S. Iron Ore mining ventures consumed approximately 20.4 million MMBtu’s of natural 
gas at an average delivered price of $6.31 per MMBtu and 29.3 million gallons of diesel fuel at an average delivered 
price of $3.11 per gallon during 2014.  Consumption of diesel fuel by our Asia Pacific operations was approximately 14.7 
million gallons at an average delivered price of $3.19 per gallon for the same period.  Our consolidated Eastern Canadian 
Iron Ore mining ventures consumed approximately 7.6 million gallons of diesel fuel at an average delivered price of $4.03 
per gallon during 2014.  We would not anticipate significant consumption of fuel at our consolidated Eastern Canadian 
Iron Ore facilities during 2015 as a result our of strategy to execute an exit option for Eastern Canadian Iron Ore operations 
during 2015. Our CLCC operations consumed approximately 3.4 million gallons of diesel fuel at an average delivered 
price of $3.49 per gallon during 2014.  Our CLCC assets were sold in fourth quarter of 2014 with the sale closing on 
December 31, 2014.  

In the ordinary course of business, there also will be likely increases in prices relative to electrical costs at our 
U.S. mine sites. Specifically, our Tilden and Empire mines in Michigan have made the decision to return to regulated 
utility service with WE Energies effective February 1, 2015, which we estimate will result in an increase of  approximately 
$5 per MWh over our average 2014 rates.  As the cost of producing electricity increases, the utility companies regularly 
seek to reclaim those costs from the mine sites, which often results in tariff disputes. 

Our  strategy  to  address  increasing  energy  rates  includes  improving  efficiency  in  energy  usage,  identifying 
alternative providers and utilizing the lowest cost alternative fuels.  A pilot energy hedging program has been implemented 
in order to manage the price risk of diesel and natural gas at our U.S. Iron Ore mines. This pilot program only affects the 
period of January through April of 2015. Based on the results of this pilot program, a more structured hedging program 
may be implemented in the future.  We will continue to monitor relevant energy markets for risk mitigation opportunities 
and may make additional forward purchases or employ other hedging instruments in the future as warranted and deemed 
appropriate by management.  Assuming we do not enter into further hedging activity in the near term, a 10 percent 
change in electrical, natural gas and diesel fuel prices would result in a change of approximately $39.5 million in our 
annual fuel and energy cost based on expected consumption for 2015.

90

 
 
 
 
 
 
 
 
 
Foreign Currency Exchange Rate Risk

We are subject to changes in foreign currency exchange rates primarily as a result of our operations in Australia 
and Canada, which could impact our financial condition.  With respect to Australia, foreign exchange risk arises from our 
exposure to fluctuations in foreign currency exchange rates because our reporting currency is the U.S. dollar, but the 
functional currency of our Asia Pacific operations is the Australian dollar.  Our Asia Pacific operations receive funds in 
U.S. currency for their iron ore sales and incur costs in Australian currency.  For our Canadian operations, the functional 
currency is the U.S. dollar; however, most costs for these operations primarily are incurred in the Canadian dollar.  The 
primary objective for the use of foreign exchange rate contracts is to reduce exposure to changes in Australian and U.S. 
currency exchange rates and Canadian and U.S. currency exchange rates, respectively, and to protect against undue 
adverse movement in these exchange rates.

At December 31, 2014, we had outstanding Australian foreign currency exchange rate contracts with notional 
amounts of $220.0 million with varying maturity dates ranging from January 2015 to October 2015 for which we elected 
hedge accounting.  To evaluate the effectiveness of our hedges, we conduct sensitivity analysis.  A 10 percent increase 
in  the  value  of  the  Australian  dollar  from  the  month-end  rate  would  increase  the  fair  value  of  these  contracts  to 
approximately negative $1.6 million, and a 10 percent decrease would reduce the fair value to approximately negative 
$41.3 million.  At December 31, 2014, we had no outstanding Canadian foreign currency exchange rate contracts for 
which we elected hedge accounting.  In the fourth quarter of 2014, all outstanding Canadian foreign exchange rate 
contracts were de-designated and hedge accounting was discontinued.  As a result of discontinued hedge accounting, 
the instruments are marked to fair value each reporting period through Cost of goods sold and operating expenses on 
the Statements of Consolidated Operations.  We do not intend to enter into Canadian foreign exchange rate hedging 
contracts  going  forward.  Refer  to  NOTE  13  -  DERIVATIVE  INSTRUMENTS AND  HEDGING ACTIVITIES  for  further 
discussion of the de-designation of the Canadian foreign currency exchange contracts.  In the future, we may enter into 
additional hedging instruments as needed in order to further hedge our exposure to changes in foreign currency exchange 
rates.

The following table represents our foreign currency exchange contract position for contracts held as cash flow 

hedges as of December 31, 2014:

Contract Maturity
Contract Portfolio 1 :

($ in Millions)

Notional
Amount

Weighted
Average
Exchange
Rate

Spot Rate

Fair Value

AUD Contracts expiring in the next 12 months

$

220.0

0.90

0.8175 $

(21.6)

1 Includes collar options and forward contracts.

Refer to NOTE 13 - DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES for further information.

Interest Rate Risk

Interest payable on our senior notes is at fixed rates.  Interest payable under our revolving credit facility is at a 
variable rate based upon the base rate or the LIBOR rate plus a margin depending on a leverage ratio.  As of December 31, 
2014, we had no amounts drawn on the revolving credit facility. 

The interest rate payable on the $500 million 3.95 percent senior notes due 2018 may be subject to adjustments 
from  time  to  time  if  either  Moody's  or  S&P  or,  in  either  case,  any  substitute  rating  agency  thereof  downgrades  (or 
subsequently upgrades) the debt rating assigned to the notes.  In no event shall (1) the interest rate for the notes be 
reduced to below the interest rate payable on the notes on the date of the initial issuance of notes or (2) the total increase 
in the interest rate on the notes exceed 2.00 percent above the interest rate payable on the notes on the date of the 
initial issuance of notes.  The interest rate payable on the $500 million 3.95 percent senior notes was increased to 5.95 
percent based on continued Substitute Rating Agency downgrades in January 2015.  The maximum rate increase of 
2.00 percent for the interest rate payable on the notes will result in an additional interest expense of $10.0 million per 
annum. 

91

 
 
 
 
 
 
 
 
Supply Concentration Risks

Many of our mines are dependent on one source each of electric power and natural gas.  A significant interruption 
or  change  in  service  or  rates  from  our  energy  suppliers  could  impact  materially  our  production  costs,  margins  and 
profitability.

Outlook 

Beginning in 2015, in order to provide more financial transparency to our stakeholders, we will be providing 
full-year expected revenues-per-ton ranges based on different assumptions of seaborne iron ore prices.  We indicated 
that each different pricing assumption holds all other assumptions constant, including customer mix, as well as industrial 
commodity prices, freight rates, energy prices, production input costs and/or hot-band steel prices (all factors contained 
in certain of our supply agreements). 

We previously furnished 2015 pricing expectations in a Current Report on Form 8-K filed on November 19, 
2014.  Due to the significant decline in both hot-band steel and energy prices, we have since lowered our assumptions 
with respect to these contract inputs.  Below are the updated 2015 pricing expectations in a Current Report on Form 
8-K filed on February 3, 2015.  

2015 Full-Year Realized Revenues-Per-Ton Range Summary

Platts IODEX (1)
$50

$55
$60

$65
$70

$75
$80

U.S. Iron Ore (2)
$75 - $80
$80 - $85

Asia Pacific Iron Ore (3)
$30 - $35
$35 - $40

$80 - $85
$80 - $85

$80 - $85
$80 - $85

$85 - $90

$40 - $45
$45 - $50

$50 - $55
$55 - $60

$60 - $65

(1)

The Platts IODEX is the benchmark assessment based on a standard
specification of iron ore fines with 62 percent iron content (C.F.R. China).

(2) U.S. Iron Ore tons are reported in long tons of pellets.

(3)

Asia Pacific Iron Ore tons are reported in metric tons of lumps and fines,
F.O.B. the port.

U.S. Iron Ore Outlook (Long Tons)

For 2015, we expect full-year sales and production volume of approximately 22 million tons from our U.S. Iron 

Ore business.  As previously disclosed, we do not plan to export any pellets out of the Great Lakes in 2015.

Our full-year 2015 U.S. Iron Ore cash production cost expectation is $55 - $60 per ton. Our cash cost of goods 
sold per ton expectation is $60 - $65.  This expectation reflects operational improvements including reduced headcount, 
more efficient maintenance practices and improvements in logistics.  Depreciation, depletion and amortization for full-
year 2015 is expected to be approximately $5 per ton.

Asia Pacific Iron Ore Outlook (Metric Tons, F.O.B. the port)

Our full-year 2015 Asia Pacific Iron Ore expected sales and production volume is approximately 11 million tons. 
The product mix is expected to be approximately 51 percent lump and 49 percent fines iron ore.  This expectation 
assumes no divestiture of this business in 2015, which may or may not occur.

Based on an average exchange rate of $0.81 U.S. Dollar to Australian Dollar, full-year 2015 Asia Pacific Iron 
Ore cash production cost per ton is expected to be approximately $40 - $45.  Cash cost of goods sold per ton is also 
expected to be $40 - $45.  This expectation reflects operational improvements and a more favorable foreign exchange 
rate compared to 2014.  We indicated that for every $0.01 change in this exchange rate on a full-year basis, our cash 
cost of goods sold is impacted by approximately $7 million.

We anticipate depreciation, depletion and amortization to be approximately $2 per ton for full-year 2015.

92

 
 
 
 
 
 
 
 
 
North American Coal Outlook (Short Tons, F.O.B. the mine)

Our full-year 2015 North American Coal expected sales and production volume is approximately 5.5 million 
tons of low-volatile metallurgical coal from the two remaining mines, Pinnacle and Oak Grove.  This expectation assumes 
no additional divestiture of this business in 2015, which may or may not occur.

Our full-year 2015 North American Coal revenues-per-ton outlook is $70 - $75.  We have approximately 41 

percent of our expected 2015 sales volume committed and priced at approximately $77 per short ton at the mine.

Our full-year 2015 North American Coal cash production cost expectation is $65 - $70 per ton.  Our cash cost 
of goods sold per ton expectation is $70 - $75.  Full-year 2015 depreciation, depletion and amortization is expected to 
be approximately $2 per ton.

The following table provides a summary of the 2015 guidance for our three remaining business segments:

Sales volume (million tons)
Production volume (million tons)
Cash production cost per ton
Cash cost of goods sold per ton
DD&A per ton

U.S. Iron Ore (A)
22
22
$55 - $60
$60 - $65
$5

2015 Outlook Summary

Asia Pacific
Iron Ore (B)
11
11
$40 - $45
$40 - $45
$2

North American
Coal (C)
5.5
5.5
$65 - $70
$70 - $75
$2

(A) U.S. Iron Ore tons are reported in long tons of pellets.

(B) Asia Pacific Iron Ore tons are reported in metric tons of lumps and fines.

(C) North American Coal tons are reported in short tons.

Cash production cost and cash cost of goods sold per ton are non-GAAP financial measures that management 
uses in evaluating operating performance. The presentation of these measures is not intended to be considered in 
isolation from, as a substitute for, or as superior to, the financial information prepared and presented in accordance with 
U.S. GAAP. The presentation of these measures may be different from non-GAAP financial measures used by other 
companies.    Cash  production  cost  per  ton  is  defined  as  cost  of  goods  sold  and  operating  expenses  per  ton  less 
depreciation, depletion and amortization; as well as period costs, costs of services and inventory effects per ton.  Cash 
cost per ton is defined as cost of goods sold and operating expenses per ton less depreciation, depletion and amortization 
per ton.

SG&A Expenses and Other Expectations

We  are  reducing  our  year-over-year  SG&A  expenses  by  approximately  $70  million.    Full-year  2015  SG&A 
expenses are expected to be approximately $140 million.  The decrease is primarily driven by a reduction in headcount 
and reduced outside services spending as a result of a smaller global footprint.  Cliffs' full-year cash outflow expectation 
for exploration spending is expected to be less than $5 million. 

Consolidated full-year 2015 depreciation, depletion and amortization is expected to be approximately $150 

million. 

Capital Budget Update

We expect our full-year 2015 capital expenditures budget to be $125 - $150 million. 

Recently Issued Accounting Pronouncements

Refer  to  NOTE  1  -  BASIS  OF  PRESENTATION  AND  SIGNIFICANT  ACCOUNTING  POLICIES  of  the 
consolidated financial statements for a description of recent accounting pronouncements, including the respective dates 
of adoption and effects on results of operations and financial condition.

93

 
 
 
 
 
 
 
 
 
Critical Accounting Estimates

Management's  discussion  and  analysis  of  financial  condition  and  results  of  operations  is  based  on  our 
consolidated  financial  statements,  which  have  been  prepared  in  accordance  with  GAAP.    Preparation  of  financial 
statements requires management to make assumptions, estimates and judgments that affect the reported amounts of 
assets, liabilities, revenues, costs and expenses, and the related disclosures of contingencies.  Management bases its 
estimates on various assumptions and historical experience, which are believed to be reasonable; however, due to the 
inherent nature of estimates, actual results may differ significantly due to changed conditions or assumptions.  On a 
regular basis, management reviews the accounting policies, assumptions, estimates and judgments to ensure that our 
financial statements are fairly presented in accordance with GAAP.  However, because future events and their effects 
cannot be determined with certainty, actual results could differ from our assumptions and estimates, and such differences 
could be material.  Management believes that the following critical accounting estimates and judgments have a significant 
impact on our financial statements.

Revenue Recognition

U.S. Iron Ore and Asia Pacific Iron Ore Provisional Pricing Arrangements 

Most  of  our  U.S.  Iron  Ore  long-term  supply  agreements  are  comprised  of  a  base  price  with  annual  price 
adjustment factors.  The base price is the primary component of the purchase price for each contract.  The inflation-
indexed price adjustment factors are integral to the iron ore supply contracts and vary based on the agreement, but 
typically include adjustments based upon changes in benchmark and international pellet prices and changes in specified 
Producers Price Indices, including those for industrial commodities excluding fuel, cold rolled steel and strip, and fuel 
and  related  products.    The  pricing  adjustments  generally  operate  in  the  same  manner,  with  each  factor  typically 
comprising a portion of the price adjustment, although the weighting of each factor varies based upon the specific terms 
of each agreement.  In most cases, these adjustment factors have not been finalized at the time our product is sold.  In 
these cases, we historically have estimated the adjustment factors at each reporting period based upon the best third-
party information available.  The estimates are then adjusted to actual when the information has been finalized.  

The Producer Price Indices remain an estimated component of the sales price throughout the contract year 
and are estimated each quarter using publicly available forecasts of such indices.  The final indices referenced in certain 
of the U.S. Iron Ore supply contracts typically are not published by the U.S. Department of Labor until the second quarter 
of the subsequent year.  As a result, we record an adjustment for the difference between the fourth quarter estimate 
and the final price in the following year.

Throughout the year, certain of our Asia Pacific Iron Ore customers have contract arrangements in which pricing 
settlements are based upon an average benchmark pricing for future periods.  Most of the future periods are settled 
within three months.  To the extent the particular pricing settlement period is subsequent to the reporting period, we 
estimate the final pricing settlement based upon information available.  Similar to U.S. Iron Ore, the estimates are then 
adjusted to actual when the price settlement period elapses.

Historically, provisional pricing arrangement adjustments have not been material as they have represented less 
than half of one percent of U.S., Eastern Canadian and Asia Pacific Iron Ore's respective revenues for each of the three 
preceding fiscal years ended December 31, 2014, 2013 and 2012.

U.S. Iron Ore Customer Supply Agreements

In addition, certain supply agreements with one U.S. Iron Ore customer include provisions for supplemental 
revenue or refunds based on the customer's average annual steel pricing for the year that the product is consumed in 
the customer's blast furnaces.  The supplemental pricing is characterized as a freestanding derivative and is required 
to be accounted for separately once the product is shipped.  The derivative instrument, which is finalized based on a 
future price, is marked to fair value as a revenue adjustment each reporting period until the pellets are consumed and 
the amounts are settled.  The fair value of the instrument is determined using a market approach based on an estimate 
of the annual realized price of hot rolled steel at the steelmaker's facilities, and takes into consideration current market 
conditions and nonperformance risk.  At December 31, 2014, we had a derivative asset of $63.2 million, representing 
the fair value of the pricing factors, based upon the amount of unconsumed tons and an estimated average hot band 
steel price related to the period in which the tons are expected to be consumed in the customer's blast furnace at each 
respective steelmaking facility, subject to final pricing at a future date.  This compares with a derivative asset of $55.8 
million as of December 31, 2013, based upon the amount of unconsumed tons and the related estimated average hot 
band steel price.  

94

 
 
 
 
 
 
 
 
 
The customer's average annual price is not known at the time of sale and the actual price is received on a 
delayed basis at the end of the year, once the average annual price has been finalized.  As a result, we estimate the 
average price and adjust the estimate to actual in the fourth quarter when the information is provided by the customer 
at the end of each year.  Information used in developing the estimate includes such factors as production and pricing 
information  from  the  customer,  current  spot  prices,  third-party  analyst  forecasts,  publications  and  other  industry 
information.  The accuracy of our estimates typically increases as the year progresses based on additional information 
in the market becoming available and the customer's ability to more accurately determine the average price it will realize 
for the year.  The following represents the historical accuracy of our pricing estimates related to the derivative as well 
as the impact on revenue resulting from the difference between the estimated price and the actual price for each quarter 
during 2014, 2013 and 2012 prior to receiving final information from the customer for tons consumed during each year:

First Quarter

Second Quarter

Third Quarter

Fourth Quarter

Final
Price

$651

651

651
651

2014

Estimated
Price

Impact on 
Revenue
(in 
millions)

2013

2012

 Final
Price

Estimated
Price

Impact on 
Revenue
(in 
millions)

 Final
Price

Estimated
Price

Impact on 
Revenue
(in 
millions)

$645

650

653
651

$1.5

$622

$630

($1.2)

$650

$698

($9.8)

622

2.7
(3.4)

622
— 622

614

633

622

3.0

(2.1)

—

650

650

650

678

663

650

(7.9)

(3.3)

—

As  an  example,  we  estimate  that  a  $75  change  in  the  average  hot  band  steel  price  realized  from  the 
December 31, 2014 estimated price recorded for the unconsumed tons remaining at year end would cause the fair 
value  of  the  derivative  instrument  to  increase  or  decrease  by  approximately  $8.8  million,  thereby  impacting  our 
consolidated revenues by the same amount.

Mineral Reserves

We regularly evaluate our economic mineral reserves and update them as required in accordance with SEC 
Industry Guide 7.  The estimated mineral reserves could be affected by future industry conditions, geological conditions 
and ongoing mine planning.  Maintenance of effective production capacity of the mineral reserve could require increases 
in capital and development expenditures.  Generally, as mining operations progress, haul lengths and lifts increase.  
Alternatively, changes in economic conditions or the expected quality of mineral reserves could decrease capacity or 
mineral reserves.  Technological progress could alleviate such factors or increase capacity of mineral reserves.

We use our mineral reserve estimates, combined with our estimated annual production levels, to determine the 
mine closure dates utilized in recording the fair value liability for asset retirement obligations.  Refer to NOTE 11 - 
ENVIRONMENTAL AND MINE CLOSURE OBLIGATIONS, for further information.  Since the liability represents the 
present value of the expected future obligation, a significant change in mineral reserves or mine lives would have a 
substantial  effect  on  the  recorded  obligation.    We  also  utilize  economic  mineral  reserves  for  evaluating  potential 
impairments of mine assets and in determining maximum useful lives utilized to calculate depreciation and amortization 
of long-lived mine assets.  Increases or decreases in mineral reserves or mine lives could significantly affect these 
items.

Asset Retirement Obligations and Environmental Remediation Costs 

The  accrued  mine  closure  obligations  for  our  active  mining  operations  provide  for  contractual  and  legal 
obligations associated with the eventual closure of the mining operations.  Our obligations are determined based on 
detailed estimates adjusted for factors that a market participant would consider (i.e., inflation, overhead and profit), 
which are escalated at an assumed rate of inflation to the estimated closure dates, and then discounted using the current 
credit-adjusted risk-free interest rate.  The estimate also incorporates incremental increases in the closure cost estimates 
and changes in estimates of mine lives.  The closure date for each location is determined based on the exhaustion date 
of the remaining iron ore reserves, which is dependent on our estimate of the economically recoverable mineral reserves.  
The estimated obligations are particularly sensitive to the impact of changes in mine lives given the difference between 
the inflation and discount rates.  Changes in the base estimates of legal and contractual closure costs due to changes 
in legal or contractual requirements, available technology, inflation, overhead or profit rates also would have a significant 
impact on the recorded obligations. 

95

 
 
 
 
 
 
 
We have a formal policy for environmental protection and restoration.  Our obligations for known environmental 
matters at active and closed mining operations and other sites have been recognized based on estimates of the cost 
of investigation and remediation at each site.  If the obligation can only be estimated as a range of possible amounts, 
with no specific amount being more likely, the minimum of the range is accrued.  Management reviews its environmental 
remediation sites quarterly to determine if additional cost adjustments or disclosures are required.  The characteristics 
of environmental remediation obligations, where information concerning the nature and extent of clean-up activities is 
not immediately available and which are subject to changes in regulatory requirements, result in a significant risk of 
increase to the obligations as they mature.  Expected future expenditures are not discounted to present value unless 
the amount and timing of the cash disbursements can be reasonably estimated.  Potential insurance recoveries are not 
recognized until realized.  Refer to NOTE 11 - ENVIRONMENTAL AND MINE CLOSURE OBLIGATIONS, for further 
information.

Income Taxes 

Our income tax expense, deferred tax assets and liabilities and reserves for unrecognized tax benefits reflect 
management's best assessment of estimated future taxes to be paid.  We are subject to income taxes in both the U.S. 
and numerous foreign jurisdictions.  Significant judgments and estimates are required in determining the consolidated 
income tax expense.

Deferred income taxes arise from temporary differences between tax and financial statement recognition of 
revenue and expense.  In evaluating our ability to recover our deferred tax assets, we consider all available positive 
and negative evidence, including scheduled reversals of deferred tax liabilities, projected future taxable income, tax 
planning strategies and recent financial operations.  In projecting future taxable income, we begin with historical results 
adjusted for the results of discontinued operations and changes in accounting policies and incorporate assumptions 
including the amount of future state, federal and foreign pretax operating income, the reversal of temporary differences, 
and the implementation of feasible and prudent tax planning strategies.  These assumptions require significant judgment 
about the forecasts of future taxable income and are consistent with the plans and estimates we are using to manage 
the underlying businesses.  In evaluating the objective evidence that historical results provide, we consider three years 
of cumulative operating income (loss).  

At  December 31,  2014  and  2013,  we  had  a  valuation  allowance  of  $2,224.5  million  and  $864.1  million, 
respectively, against our deferred tax assets.  Our losses in certain locations in recent periods represented sufficient 
negative evidence to require a full valuation allowance against certain deferred tax assets.  Additionally, significant 
Alternative Minimum tax credits have been generated in recent years.  Sufficient negative evidence suggests that the 
credits will not be realized in the foreseeable future, and a full valuation allowance has been recorded on the deferred 
tax asset.  We intend to maintain a valuation allowance against the deferred tax assets related to these operating losses, 
credits and allowances until sufficient positive evidence exists to support the realization of such assets. 

Changes  in  tax  laws  and  rates  also  could  affect  recorded  deferred  tax  assets  and  liabilities  in  the  future.  
Management is not aware of any such changes that would have a material effect on the Company's results of operations, 
cash flows or financial position.

The calculation of our tax liabilities involves dealing with uncertainties in the application of complex tax laws 

and regulations in a multitude of jurisdictions across our global operations.

Accounting for uncertainty in income taxes recognized in the financial statements requires that a tax benefit 
from an uncertain tax position be recognized when it is more likely than not that the position will be sustained upon 
examination, including resolutions of any related appeals or litigation processes, based on technical merits.

We recognize tax liabilities in accordance with ASC 740, and we adjust these liabilities when our judgment 
changes as a result of evaluation of new information not previously available.  Due to the complexity of some of these 
uncertainties, the ultimate resolution may result in payment that is materially different from our current estimate of the 
tax liabilities.  These differences will be reflected as increases or decreases to income tax expense in the period in 
which they are determined.

Valuation of Goodwill 

Goodwill represents the excess purchase price paid over the fair value of the net assets of acquired companies.  
We assign goodwill arising from acquired companies to the reporting units that are expected to benefit from the synergies 
of the acquisition.  Our reporting units are either at the operating segment level or a component one level below our 
operating segments that constitutes a business for which management generally reviews production and financial results 

96

 
 
 
 
 
 
 
 
 
 
 
of that component.  Decisions are often made as to capital expenditures, investments and production plans at the 
component level as part of the ongoing management of the related operating segment.  We have determined that our 
Asia Pacific Iron Ore and Ferroalloys operating segments constitute separate reporting units, that CQIM and our Wabush 
mine within our Eastern Canadian Iron Ore operating segment constitute reporting units, and that our Northshore mine 
within our U.S. Iron Ore operating segment constitutes a reporting unit.  Goodwill is allocated among and evaluated for 
impairment at the reporting unit level in the fourth quarter of each year or as circumstances occur that potentially indicate 
that the carrying amount of these assets may not be recoverable.  

We use a two-step process to test goodwill for impairment.  In the first step, we generally use a discounted 
cash flow analysis to determine the fair value of each reporting unit, which considers forecasted cash flows discounted 
at an estimated weighted average cost of capital.  In assessing the valuation of our goodwill, significant assumptions 
regarding the estimated future cash flows and other factors to determine the fair value of a reporting unit must be made, 
including  among  other  things,  estimates  related  to  long-term  price  expectations,  foreign  currency  exchange  rates, 
expected capital expenditures and working capital requirements, which are based upon our long-range plan and life of 
mine estimates.  If the discounted cash flow analysis yields a fair value estimate less than the reporting unit's carrying 
value, we would proceed to step two of the impairment test.  In the second step, the implied fair value of the reporting 
unit's goodwill is determined by allocating the reporting unit's fair value to the assets and liabilities other than goodwill 
in a manner similar to a purchase price allocation.  In performing this allocation of fair value to the assets and liabilities 
of the reporting unit, we typically utilize third-party valuation firms to support the fair values allocated.  The resulting 
implied fair value of the goodwill that results from the application of this second step is then compared to the carrying 
amount of the goodwill and, if the carrying amount exceeds the implied fair value, an impairment charge is recorded 
for the difference.  If these estimates were to change in the future as a result of changes in strategy or market conditions, 
we may be required to record impairment charges for these assets in the period such determination was made.

During the third quarter of 2014, a goodwill impairment charge of $73.5 million was recorded for our Asia Pacific 
Iron Ore operating segment.  The impairment charge was primarily a result of changes in estimates of long-term price 
forecasts were updated as part of management’s long-range planning process.  

During the fourth quarter of 2013, a goodwill impairment charge of $80.9 million was recorded for our Cliffs 
Chromite Ontario and Cliffs Chromite Far North reporting units within our Ferroalloys operating segment.  The impairment 
charge was primarily a result of the decision to indefinitely suspend the Chromite Project and to not allocate significant 
additional capital for the project given the uncertain timeline and risks associated with the development of necessary 
infrastructure to bring the project online. 

After performing our annual goodwill impairment test in the fourth quarter of 2012, we determined that $997.3 
million and $2.7 million, respectively, of goodwill associated with our CQIM and Wabush reporting units, which are both 
included in the Eastern Canadian Iron Ore segment, was impaired as the carrying value of these reporting units exceeded 
their fair value. 

As of December 31, 2014, our remaining value of goodwill is associated with our U.S. Iron Ore segment. The 
fair value of our Northshore reporting unit was substantially in excess of our carrying values as identified during our 
annual goodwill impairment test.  The value of goodwill at our Northshore reporting unit totals $2.0 million.  No other 
goodwill remains as of December 31, 2014.  

Refer  to  NOTE  1  -  BASIS  OF  PRESENTATION AND  SIGNIFICANT ACCOUNTING  POLICIES,  for  further 

information regarding our policy on goodwill impairment. 

Valuation of Long-Lived Assets

In assessing the recoverability of our long-lived assets, significant assumptions regarding the estimated future 
cash flows and other factors to determine the fair value of the respective assets must be made, as well as the related 
estimated useful lives.  If these estimates or their related assumptions change in the future as a result of changes in 
strategy or market conditions, we may be required to record impairment charges for these assets in the period such 
determination was made.

We monitor conditions that indicate that the carrying value of an asset or asset group may be impaired.  In 
order to determine if assets have been impaired, assets are grouped and tested at the lowest level for which identifiable, 
independent cash flows are available.  An impairment loss exists when projected undiscounted cash flows are less than 
the carrying value of the assets.  The measurement of the impairment loss to be recognized is based on the difference 
between the fair value and the carrying value of the assets.  Fair value can be determined using a market approach, 
income approach or cost approach.  The impairment analysis and fair value determination can result in substantially 

97

 
 
 
 
 
 
 
 
 
different outcomes based on critical assumptions and estimates including the quantity and quality of remaining economic 
ore reserves, future iron ore prices and production costs. 

During the third and fourth quarter of 2014, we identified factors that indicate the carrying values of  various 
asset groups may not be recoverable.  Primary factors include that estimates of long-term price forecasts were updated 
as part of management’s long-range planning process.  Updated estimates of long-term prices for all products, specifically 
the Platts 62 percent Fe fines spot price, which particularly effects Eastern Canadian Iron Ore and Asia Pacific Iron Ore 
business segments because their contracts correlate heavily to world market spot pricing, and the benchmark price for 
premium low-volatile hard coking coal were lower than prior estimates.  These estimates were updated based upon 
current market conditions, macro-economic factors influencing the balance of supply and demand for our products and 
expectations for future cost and capital expenditure requirements.  Additional factors include a new CEO, Lourenco 
Goncalves, appointed by the Board of Directors in early August 2014 and subsequently identified as the CODM in 
accordance with ASC 280, Segment Reporting.  The new CODM views Eastern Canadian Iron Ore, Asia Pacific Iron 
Ore, North American Coal and Ferroalloys as non-core assets and has communicated plans to evaluate the business 
units for a change in strategy including possible divestiture.  These factors, among other considerations utilized in the 
individual impairment assessments, indicate that the carrying value of the respective asset groups, which resulted in 
an impairment of other long-lived assets of $8,956.4 million for the year ended December 31, 2014.  

During  the  fourth  quarter  of  2013,  we  continued  to  experience  higher  than  expected  production  costs  and 
operational inefficiencies at our Wabush operations within our Eastern Canadian Iron Ore operating segment that have 
resulted in continued declines in our profitability of that business, which represents an asset group for purposes of 
testing our long-lived assets for recoverability.  Upon completion of an impairment analysis, it was determined the fair 
value was less than the carrying value of the asset group, which resulted in an impairment of other long-lived assets 
of $154.6 million at December 31, 2013. 

Due to lower than previously expected profits as a result of decreased iron ore pricing expectations and higher 
than anticipated production costs, we determined that indicators of impairment with respect to certain of our long-lived 
assets groups existed at December 31, 2012.  Our asset groups generally consist of the assets and liabilities of one or 
more mines, preparation plants and associated reserves for which the lowest level of identifiable cash flows largely are 
independent of cash flows of other mines, preparation plants and associated reserves.  As a result of this assessment, 
we determined that the cash flows associated with our Eastern Canadian pelletizing operations were not sufficient to 
support the recoverability of the carrying value of these productive assets.  Accordingly, an asset impairment charge of 
$49.9 million was recorded related to the Wabush mine property, plant and equipment that were reported in our Eastern 
Canadian Iron Ore operating segment during the fourth quarter of 2012.  No impairment charges were identified in 
connection with our other long-lived asset groups as of December 31, 2012. 

Refer  to  NOTE  1  -  BASIS  OF  PRESENTATION AND  SIGNIFICANT ACCOUNTING  POLICIES,  NOTE  4  - 
PROPERTY,  PLANT AND  EQUIPMENT  and  NOTE  6  -  FAIR  VALUE  OF  FINANCIAL  INSTRUMENTS  for  further 
information regarding our policy on asset impairment, detail on our remaining PP&E and mineral rights and non-recurring 
fair value measurements.  

Employee Retirement Benefit Obligations 

We offer defined benefit pension plans, defined contribution pension plans and other postretirement benefit 
plans,  primarily  consisting  of  retiree  healthcare  benefits,  to  most  employees  in  North America  as  part  of  a  total 
compensation and benefits program.  We do not have employee retirement benefit obligations at our Asia Pacific Iron 
Ore operations.  The defined benefit pension plans largely are noncontributory and benefits generally are based on 
employees' years of service and average earnings for a defined period prior to retirement or a minimum formula.

98

 
 
 
 
 
 
Following is a summary of our defined benefit pension and OPEB funding and expense for the years 2012 

through 2015:

2012
2013
2014
2015 (Estimated)

Pension

OPEB

Funding
67.7
$
53.7
60.5
36.8

Expense
55.2
$
52.1
31.3
23.6

Funding
39
$
25.5
7.3
6.8

Expense
28.1
$
17.4
(0.7)
6.0

Assumptions used in determining the benefit obligations and the value of plan assets for defined benefit pension 
plans and postretirement benefit plans (primarily retiree healthcare benefits) that we offer are evaluated periodically by 
management.  Critical assumptions, such as the discount rate used to measure the benefit obligations, the expected 
long-term rate of return on plan assets, the medical care cost trend, and the rate of compensation increase are reviewed 
annually.  

As of December 31, 2014 and 2013, we used the following assumptions:

U.S. plan discount rate

Canadian pension plan discount rate

Canadian OPEB plan discount rate

U.S. rate of compensation increase - Salaried

U.S. rate of compensation increase - Hourly

Canadian rate of compensation increase

U.S. pension plan expected return on plan assets

U.S. OPEB plan expected return on plan assets

Canadian expected return on plan assets

Pension and Other
Benefits

2014

2013

3.83 %

4.57 %

3.75

3.75

3.00

2.50

3.00

8.25

7.00

7.25

4.50

4.75

4.00

3.00

4.00

8.25

7.00

7.25

The  decrease  in  the  discount  rates  in  2014  was  driven  by  the  change  in  bond  yields,  which  were  down 

approximately 80 basis points compared to the prior year.

Additionally, on December 31, 2014, we adopted the RP-2014 mortality tables projected generationally using 
scale MP-2014 with blue collar and white collar adjustments made for certain hourly and salaried groups, to determine 
the expected life of our plan participants, replacing the IRS 2014 prescribed mortality tables for our U.S. plans.  For the 
Canadian plans, we adopted the 2014 Private Sector Canadian Pensioners’ Mortality Table for the hourly plans and the 
2014 Canadian Pensioners’ Mortality Table for the salaried plans, where both tables were projected generationally using 
scale CPM-B, replacing the UP 1994 table with full projection.

99

 
 
 
 
 
Following are sensitivities of potential further changes in these key assumptions on the estimated 2015 pension 

and OPEB expense and the pension and OPEB benefit obligations as of December 31, 2014: 

Increase in Expense
(In Millions)

Increase in Benefit
Obligation
(In Millions)

Pension

OPEB

Pension

OPEB

Decrease discount rate .25 percent

$

2.3 $

Decrease return on assets 1 percent

Increase medical trend rate 1 percent

9.2

N/A

0.7

2.6

6.4

$

35.3 $

13.6

N/A

N/A

N/A

49.6

Changes in actuarial assumptions, including discount rates, employee retirement rates, mortality, compensation 
levels,  plan  asset  investment  performance  and  healthcare  costs,  are  determined  based  on  analyses  of  actual  and 
expected factors.  Changes in actuarial assumptions and/or investment performance of plan assets may have a significant 
impact on our financial condition due to the magnitude of our retirement obligations.  Refer to NOTE 7 - PENSIONS 
AND OTHER POSTRETIREMENT BENEFITS in Item 8. Financial Statements and Supplementary Data of this Annual 
Report on Form 10-K for further information.

Forward-Looking Statements

This report contains statements that constitute "forward-looking statements" within the meaning of the federal 
securities laws.  As a general matter, forward-looking statements relate to anticipated trends and expectations rather 
than historical matters.  Forward-looking statements are subject to uncertainties and factors relating to Cliffs’ operations 
and business environment that are difficult to predict and may be beyond our control.  Such uncertainties and factors 
may cause actual results to differ materially from those expressed or implied by the forward-looking statements.  These 
statements speak only as of the date of this report, and we undertake no ongoing obligation, other than that imposed by 
law, to update these statements.  Uncertainties and risk factors that could affect Cliffs’ future performance and cause 
results to differ from the forward-looking statements in this report include, but are not limited to:

• 

• 

• 
• 

• 

• 
• 

• 
• 
• 
• 
• 

• 

• 

• 

• 

our ability to successfully execute an exit option for Bloom Lake mine that minimizes the cash outflows and 
associated liabilities of our Canadian operations including the CCAA process; 

trends affecting our financial condition, results of operations or future prospects, particularly the continued volatility 
of iron ore and coal prices; 
our actual levels of capital spending; 

availability of capital and our ability to maintain adequate liquidity and successfully implement our financing plans; 
uncertainty  or  weaknesses  in  global  economic  conditions,  including  downward  pressure  on  prices,  reduced 
market demand and any slowing of the economic growth rate in China; 

our ability to successfully identify and consummate any strategic investments and complete planned divestitures; 
the outcome of any contractual disputes with our customers, joint venture partners or significant energy, material 
or service providers or any other litigation or arbitration; 
the ability of our customers and joint venture partners to meet their obligations to us on a timely basis or at all; 
our ability to reach agreement with our iron ore customers regarding any modifications to sales contract provisions;
the impact of price-adjustment factors on our sales contracts; 
changes in sales volume or mix; 
our actual economic iron ore and coal reserves or reductions in current mineral estimates, including whether 
any mineralized material qualifies as a reserve; 
the impact of our customers using other methods to produce steel or reducing their steel production; 

events or circumstances that could impair or adversely impact the viability of a mine and the carrying value of 
associated assets, as well as any resulting impairment charges; 

the results of prefeasibility and feasibility studies in relation to projects; 

impacts of existing and increasing governmental regulation and related costs and liabilities, including failure to 
receive or maintain required operating and environmental permits, approvals, modifications or other authorization 
of, or from, any governmental or regulatory entity and costs related to implementing improvements to ensure 
compliance with regulatory changes; 

100

 
 
 
• 

• 

• 

• 

• 

• 

• 

• 

our ability to cost-effectively achieve planned production rates or levels; 

uncertainties associated with natural disasters, weather conditions, unanticipated geological conditions, supply 
or price of energy, equipment failures and other unexpected events; 

adverse changes in currency values, currency exchange rates, interest rates and tax laws; 

our  ability  to  maintain  appropriate  relations  with  unions  and  employees  and  enter  into  or  renew  collective 
bargaining agreements on satisfactory terms; 

risks related to international operations; 

availability of capital equipment and component parts; 

the  potential  existence  of  significant  deficiencies  or  material  weakness  in  our  internal  control  over  financial 
reporting; and

problems or uncertainties with productivity, tons mined, transportation, mine-closure obligations, environmental 
liabilities, employee-benefit costs and other risks of the mining industry.

For additional factors affecting the business of Cliffs, refer to Part I – Item 1A. Risk Factors.  You are urged to 

carefully consider these risk factors.

Item 7A.

Quantitative and Qualitative Disclosures About Market Risk

Information regarding our Market Risk is presented under the caption Market Risks, which is included in Item 7. 
Management's Discussion and Analysis of Financial Condition and Results of Operations and is incorporated by reference 
and made a part hereof.

101

 
 
Item 8.

Financial Statements and Supplementary Data

Statements of Consolidated Financial Position 

Cliffs Natural Resources Inc. and Subsidiaries

ASSETS
CURRENT ASSETS

Cash and cash equivalents
Accounts receivable, net
Inventories
Supplies and other inventories
Income tax receivable
Other current assets

TOTAL CURRENT ASSETS

PROPERTY, PLANT AND EQUIPMENT, NET
OTHER ASSETS

Deferred income taxes
Other non-current assets

TOTAL OTHER ASSETS
TOTAL ASSETS

(In Millions)
December 31,

2014

2013

$

$

290.9 $
205.6
326.7
195.2
237.7
192.8
1,448.9
1,414.9

156.4
143.8
300.2
3,164.0 $

335.5
270.0
391.4
216.0
74.1
273.0
1,560.0
11,153.4

41.5
367.0
408.5
13,121.9  

(continued)

The accompanying notes are an integral part of these consolidated financial statements.

102

Statements of Consolidated Financial Position 

Cliffs Natural Resources Inc. and Subsidiaries - (Continued)

LIABILITIES
CURRENT LIABILITIES

Accounts payable
Accrued employment costs
Income taxes payable
State and local taxes payable
Current portion of debt
Accrued expenses
Accrued royalties
Current portion of capital leases
Other current liabilities

TOTAL CURRENT LIABILITIES

POSTEMPLOYMENT BENEFIT LIABILITIES

Pensions
Other postretirement benefits

TOTAL POSTEMPLOYMENT BENEFIT LIABILITIES

ENVIRONMENTAL AND MINE CLOSURE OBLIGATIONS
DEFERRED INCOME TAXES
LONG-TERM DEBT
OTHER LIABILITIES

TOTAL LIABILITIES

COMMITMENTS AND CONTINGENCIES (SEE NOTE 20)
EQUITY
CLIFFS SHAREHOLDERS' EQUITY

Preferred Stock - no par value

Class A - 3,000,000 shares authorized

7% Series A Mandatory Convertible, Class A, no par value and $1,000 per
share liquidation preference (See Note 15)
Issued and Outstanding - 731,223 shares (2013 - 731,250)

Class B - 4,000,000 shares authorized

Common Shares - par value $0.125 per share

Authorized - 400,000,000 shares (2013 - 400,000,000 shares);
Issued - 159,546,224 shares (2013 - 159,546,224 shares);
Outstanding - 153,246,754 shares (2013 - 153,126,291 shares)

Capital in excess of par value of shares
Retained earnings (Accumulated deficit)

Cost of 6,299,470 common shares in treasury (2013 - 6,419,933 shares)
Accumulated other comprehensive loss

TOTAL CLIFFS SHAREHOLDERS' EQUITY (DEFICIT)

NONCONTROLLING INTEREST (DEFICIT)

TOTAL EQUITY (DEFICIT)
TOTAL LIABILITIES AND EQUITY (DEFICIT)

(In Millions)
December 31,

2014

2013

272.1 $
99.5
1.0
52.5
21.8
255.3
31.2
74.5
150.7
958.6

275.4
119.8
395.2
256.0
51.3
2,962.3
274.9
4,898.3

345.5
129.0
55.6
61.7
20.9
206.4
57.3
49.0
160.1
1,085.5

197.5
96.5
294.0
309.7
1,146.5
3,022.6
379.3
6,237.6

731.3

731.3

19.8
2,309.8
(3,960.7)

(285.7)
(245.8)
(1,431.3)
(303.0)
(1,734.3)
3,164.0 $

19.8
2,329.5
3,407.3

(305.5)
(112.9)
6,069.5
814.8
6,884.3
13,121.9

$

$

The accompanying notes are an integral part of these consolidated financial statements.

103

Statements of Consolidated Operations 

Cliffs Natural Resources Inc. and Subsidiaries

REVENUES FROM PRODUCT SALES AND SERVICES

Product
Freight and venture partners' cost reimbursements

COST OF GOODS SOLD AND OPERATING EXPENSES

SALES MARGIN

OTHER OPERATING INCOME (EXPENSE)

Selling, general and administrative expenses
Exploration costs
Impairment of goodwill and other long-lived assets
Gain (loss) on disposal of other assets
Miscellaneous - net

OPERATING INCOME (LOSS)

OTHER INCOME (EXPENSE)
Interest expense, net
Other non-operating income (expense)

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME
TAXES AND EQUITY INCOME (LOSS) FROM VENTURES
INCOME TAX BENEFIT (EXPENSE)
EQUITY LOSS FROM VENTURES, net of tax
INCOME (LOSS) FROM CONTINUING OPERATIONS
INCOME and GAIN ON SALE FROM DISCONTINUED OPERATIONS, net of
tax
NET INCOME (LOSS)
LOSS ATTRIBUTABLE TO NONCONTROLLING INTEREST
NET INCOME (LOSS) ATTRIBUTABLE TO CLIFFS SHAREHOLDERS
PREFERRED STOCK DIVIDENDS

NET INCOME (LOSS) ATTRIBUTABLE TO CLIFFS COMMON
SHAREHOLDERS

EARNINGS (LOSS) PER COMMON SHARE ATTRIBUTABLE TO CLIFFS
SHAREHOLDERS - BASIC

Continuing operations
Discontinued operations

EARNINGS (LOSS) PER COMMON SHARE ATTRIBUTABLE TO CLIFFS
SHAREHOLDERS - DILUTED
Continuing operations
Discontinued operations

AVERAGE NUMBER OF SHARES (IN THOUSANDS)

Basic
Diluted

$

$

$

$

$

$

$

(In Millions, Except Per Share Amounts)
Year Ended December 31,

2014

2013

2012

4,230.8
392.9
4,623.7
(4,172.3)
451.4

(208.7)
(8.8)
(9,029.9)
(423.0)
(226.3)
(9,896.7)
(9,445.3)

(185.2)
26.8

(158.4)

(9,603.7)
1,302.0
(9.9)
(8,311.6)

—
(8,311.6)
1,087.4
(7,224.2) $
(51.2)

$

$

5,346.6
344.8
5,691.4
(4,542.1)
1,149.3

5,520.9
351.8
5,872.7
(4,700.6)
1,172.1

(282.5)
(142.8)
(1,049.9)
1.2
(6.9)
(1,480.9)
(308.8)

(195.6)
2.6

(193.0)

(501.8)
(255.9)
(404.8)
(1,162.5)

35.9
(1,126.6)
227.2
(899.4)
—

(231.6)
(59.0)
(250.8)
16.7
46.4
(478.3)
671.0

(179.1)
(2.6)

(181.7)

489.3
(55.1)
(74.4)
359.8

2.0
361.8
51.7
413.5
(48.7)

$

(7,275.4) $

364.8

$

(899.4)

(47.52) $
—
(47.52) $

(47.52) $
—
(47.52) $

2.39
0.01

2.40

2.36
0.01
2.37

$

$

$

$

(6.57)
0.25

(6.32)

(6.57)
0.25
(6.32)

153,098
153,098

151,726
174,323

142,351
142,351

The accompanying notes are an integral part of these consolidated financial statements.

104

Statements of Consolidated Comprehensive Income (Loss) 

Cliffs Natural Resources Inc. and Subsidiaries

(In Millions)

Year Ended December 31,
2013

2012

2014

NET INCOME (LOSS) ATTRIBUTABLE TO CLIFFS SHAREHOLDERS

$ (7,224.2) $

413.5 $

(899.4)

OTHER COMPREHENSIVE INCOME (LOSS)

Pension and OPEB liability, net of tax

Unrealized net gain (loss) on marketable securities, net of tax

Unrealized net gain (loss) on foreign currency translation

Unrealized net gain (loss) on derivative financial instruments, net of tax

OTHER COMPREHENSIVE INCOME (LOSS)

OTHER COMPREHENSIVE LOSS (INCOME) ATTRIBUTABLE TO THE
NONCONTROLLING INTEREST

TOTAL COMPREHENSIVE INCOME (LOSS) ATTRIBUTABLE TO CLIFFS
SHAREHOLDERS

(91.0)

(7.2)

(42.3)

2.8

(137.7)

208.3

3.1

(208.6)

(29.6)

(26.8)

33.8

(0.5)

3.8

7.5

44.6

4.8

(30.5)

(7.6)

$ (7,357.1) $

356.2 $

(862.4)

The accompanying notes are an integral part of these consolidated financial statements.

105

Statements of Consolidated Cash Flows 

Cliffs Natural Resources Inc. and Subsidiaries

OPERATING ACTIVITIES

Net income (loss)
Adjustments to reconcile net income (loss) to net cash provided (used) by
operating activities:

Depreciation, depletion and amortization
Impairment of goodwill and other long-lived assets
Equity loss in ventures (net of tax)
Deferred income taxes
Changes in deferred revenue and below-market sales contracts
Loss on sale of Cliffs Logan County Coal
Other
Changes in operating assets and liabilities:

Receivables and other assets
Product inventories
Payables and accrued expenses

Net cash provided by operating activities

INVESTING ACTIVITIES

Purchase of property, plant and equipment
Proceeds from sale of Cliffs Logan County Coal
Proceeds from sale of Sonoma
Other investing activities

Net cash used in investing activities

FINANCING ACTIVITIES

Net proceeds from issuance of Series A, Mandatory Convertible Preferred
Stock, Class A

Net proceeds from issuance of common shares
Net proceeds from issuance of senior notes
Repayment of term loan
Borrowings under credit facilities
Repayment under credit facilities
Proceeds from equipment loans
Repayments of equipment loans
Repayment of senior notes
Repurchase of debt
Contributions (to)/by joint ventures, net
Common stock dividends
Preferred stock dividends
Other financing activities

Net cash (used in) provided by financing activities
EFFECT OF EXCHANGE RATE CHANGES ON CASH

INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD
CASH AND CASH EQUIVALENTS AT END OF PERIOD

$

(In Millions)
Year Ended December 31,
2013

2012

2014

$

(8,311.6) $

361.8

$

(1,126.6)

504.0
9,029.9
9.9
(1,153.9)
(18.0)
419.6
(37.7)

(82.8)
37.8
(38.3)
358.9

(284.1)
155.0
—
25.5
(103.6)

—

—
—
—
1,219.5
(1,219.5)
—
(20.9)
—
(28.8)
(25.7)
(92.5)
(51.2)
(69.2)
(288.3)
(11.6)
(44.6)
335.5
290.9

$

593.3
250.8
74.4
(138.1)
(52.8)
—
(3.3)

138.8
30.8
(109.8)
1,145.9

(861.6)
—
—
50.3
(811.3)

709.4

285.3
—
(847.1)
670.5
(995.5)
164.8
(3.0)
—
—
23.3
(91.9)
(35.7)
(52.0)
(171.9)
(22.4)
140.3
195.2
335.5

$

525.8
1,049.9
404.8
127.0
(24.5)
—
(40.9)

(74.8)
39.9
(366.1)
514.5

(1,127.5)
—
152.6
13.1
(961.8)

—

—
497.0
(124.8)
1,012.0
(687.0)
—
—
(325.0)
—
95.4
(307.2)
—
(40.8)
119.6
1.3
(326.4)
521.6
195.2

The accompanying notes are an integral part of these consolidated financial statements.
See NOTE 17 - CASH FLOW INFORMATION.

106

Statements of Consolidated Changes in Equity 

Cliffs Natural Resources Inc. and Subsidiaries

January 1, 2012

Comprehensive income

Net income

Other comprehensive income (loss)

Total comprehensive income (loss)

Purchase of subsidiary shares from
   noncontrolling interest

Undistributed losses to noncontrolling
   interest

Capital contribution by noncontrolling
   interest to subsidiary

Acquisition of controlling interest

Stock and other incentive plans

Common stock dividends ($2.16 per
   share)

December 31, 2012

Comprehensive income

Net income

Other comprehensive income (loss)

Total comprehensive income (loss)

Equity offering

Capital contribution by noncontrolling
   interest to subsidiary

Acquisition of controlling interest

Undistributed losses to noncontrolling
   interest

Stock and other incentive plans

(In Millions)

Cliffs Shareholders

Number
of
Depositary
Shares

Depositary
Shares

Number
of
Common
Shares

Common
Shares

Capital in
Excess of
Par Value
of Shares

Retained
Earnings

Common
Shares
in
Treasury

Accumulated
Other
Comprehensive
Income
(Loss)

Non-
Controlling
Interest

Total

— $

—

142.0

$

18.5

$ 1,770.8

$ 4,424.3

$ (336.0) $

(92.6) $ 1,254.7

$ 7,039.7

—

—

—

—

—

—

—

—

— $

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

0.5

—

—

—

—

—

—

—

—

—

—

—

—

—

1.6

—

2.3

—

(899.4)

—

—

—

—

—

—

(307.2)

—

—

—

—

—

—

13.4

—

—

37.0

(227.2)

(1,126.6)

7.6

44.6

(219.6)

(1,082.0)

—

—

—

—

—

—

(2.1)

0.4

102.8

(8.0)

—

—

(2.1)

0.4

104.4

(8.0)

15.7

(307.2)

142.5

$

18.5

$ 1,774.7

$ 3,217.7

$ (322.6) $

(55.6) $ 1,128.2

$ 5,760.9

—

—

—

—

—

—

10.4

1.3

284.0

—

—

—

0.3

—

—

—

—

—

—

—

—

—

—

0.2

295.4

—

(2.9)

(21.9)

—

—

413.5

—

—

(0.6)

(82.7)

—

—

—

(91.9)

(48.7)

—

—

—

—

—

—

17.1

—

—

—

—

(57.3)

—

—

—

—

—

—

—

—

(51.7)

30.5

(21.2)

—

5.6

361.8

(26.8)

335.0

285.3

5.2

(314.8)

(102.1)

17.0

—

—

—

—

17.0

14.2

709.4

(91.9)

(48.7)

Depositary Shares

29.3

731.3

Common stock dividends ($0.60 per
   share)

Preferred stock dividends ($1.66 per
   depositary share)

—

—

—

—

December 31, 2013

Comprehensive income

Net income

Other comprehensive income (loss)

Total comprehensive income (loss)

Capital contribution to noncontrolling
   interest to subsidiary

Distributions to noncontrolling
   interest

Stock and other incentive plans

Common stock dividends ($0.60 per
   share)

Preferred stock dividends ($1.75 per
   depositary share)

29.3

$

731.3

153.2

$

19.8

$ 2,329.5

$ 3,407.3

$ (305.5) $

(112.9) $

814.8

$ 6,884.3

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

(19.7)

—

—

(7,224.2)

—

—

—

—

(92.5)

(51.3)

—

—

—

—

19.8

—

—

—

(1,087.4)

(8,311.6)

(132.9)

(4.8)

(137.7)

(1,092.2)

(8,449.3)

—

—

—

—

—

(0.1)

(0.1)

(25.5)

(25.5)

—

—

—

0.1

(92.5)

(51.3)

December 31, 2014

29.3

$

731.3

153.2

$

19.8

$ 2,309.8

$ (3,960.7) $ (285.7) $

(245.8) $

(303.0) $ (1,734.3)

The accompanying notes are an integral part of these consolidated financial statements.

107

Cliffs Natural Resources Inc. and Subsidiaries

Notes to Consolidated Financial Statements

NOTE 1 - BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES

Business Summary

We are an international mining and natural resources company, a major global iron ore producer and a producer 
of low-volatile metallurgical coal.  In the U.S., we operate five iron ore mines in Michigan and Minnesota, and two low-
volatile metallurgical coal operations located in Alabama and West Virginia.  In the fourth quarter of 2014, we sold our 
CLCC assets, which consisted of two high-volatile metallurgical coal mines and one thermal coal mine. The sale was 
completed on December 31, 2014.  As such, our results include the CLCC results through the day of the sale completion.  
As of December 31, 2014, our Asia Pacific operations consist solely of our Koolyanobbing iron ore mining complex in 
Western Australia.  We also own two iron ore mines in Eastern Canada. In the first quarter of 2014, Wabush Scully mine 
in Newfoundland and Labrador was idled and subsequently moved to permanent closure during the fourth quarter.  In 
December 2014, iron ore production at the Bloom Lake mine was suspended and the Bloom Lake mine was placed in 
‘‘care-and-maintenance’’ mode.  Our operations are organized according to product category and geographic location: 
U.S. Iron Ore, Asia Pacific Iron Ore, North American Coal and Eastern Canadian Iron Ore.

Significant Accounting Policies

We  consider  the  following  policies  to  be  beneficial  in  understanding  the  judgments  that  are  involved  in  the 
preparation of our consolidated financial statements and the uncertainties that could impact our financial condition, results 
of operations and cash flows.

Use of Estimates

The preparation of financial statements, in conformity with GAAP, requires management to make estimates and 
assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities 
at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.  
The more significant areas requiring the use of management estimates and assumptions related to mineral reserves 
future  realizable  cash  flow;  environmental,  reclamation  and  closure  obligations;  valuation  of  long-lived  assets  and 
investments; valuation of inventory; valuation of post-employment, post-retirement and other employee benefit liabilities; 
valuation of tax assets; reserves for contingencies and litigation; and the fair value of derivative instruments.  Actual 
results  could  differ  from  estimates.    On  an  ongoing  basis,  management  reviews  estimates.    Changes  in  facts  and 
circumstances may alter such estimates and affect results of operations and financial position in future periods.

108

 
 
 
 
Basis of Consolidation

The consolidated financial statements include our accounts and the accounts of our wholly owned and majority-

owned subsidiaries, including the following operations at December 31, 2014:

Name

Northshore

United Taconite

Tilden

Empire

Location
Minnesota

Minnesota

Michigan

Michigan

Koolyanobbing

Western Australia

West Virginia

Alabama

West Virginia

Newfoundland and
Labrador/ Québec, Canada

Québec, Canada

Ontario, Canada

Pinnacle

Oak Grove

CLCC

Wabush

Bloom Lake
Cliffs Chromite Ontario
- Black Label Deposit

Cliffs Chromite Ontario
- Black Thor Deposit

Cliffs Chromite Ontario
& Cliffs Chromite Far
North - Big Daddy
Deposit

Ownership
Interest
100.0%

Operation
Iron Ore

Status of Operations
Active

100.0%

85.0%

79.0%

100.0%

100.0%

100.0%

100.0%

100.0%

82.8%

100.0%

Iron Ore

Iron Ore

Iron Ore

Iron Ore

Coal

Coal

Coal

Active

Active

Active

Active

Active

Active

Assets sold as of
December 31, 2014

Iron Ore

Permanent closure

Iron Ore

Care-and-maintenance

Chromite

Suspended

Ontario, Canada

100.0%

Chromite

Suspended

Ontario, Canada

70.0%

Chromite

Suspended

Intercompany transactions and balances are eliminated upon consolidation.

Noncontrolling Interests

During the fourth quarter of 2013, CQIM’s interest in Bloom Lake increased by an aggregate of  7.8 percent after 
CQIM paid both its own and WISCO’s proportionate shares of the cash call for the first half of 2013.  As a result of our 
cash call payments, CQIM was issued a total of 457,556 new Bloom Lake units, increasing our interest to 82.8 percent 
in Bloom Lake and diluting WISCO’s interest to 17.2 percent.  The new unit issuance decreased equity attributable to 
WISCO  by  $314.8  million  for  the  year  ended  December  31,  2013  by  decreasing  WISCO’s  interest  in  Bloom  Lake’s 
accumulated deficit.   We accounted for the increase in ownership as an equity transaction, which resulted in a $314.8 
million increase to equity attributable to Cliffs’ shareholders.

Immaterial Error

In connection with our acquisition of Consolidated Thompson in May 2011, the Company acquired a 75 percent 
controlling interest in Bloom Lake.  For financial reporting purposes, the Company fully consolidates Bloom Lake in the 
accompanying financial statements and allocates a portion of its consolidated results of operations and shareholders’ 
equity, which is reported as Loss attributable to noncontrolling interest in the Statements of Consolidated Operations 
and Noncontrolling interest in the Statements of Consolidated Financial Position.

As a result of the application of ASC 805, Business Combinations, we allocated the purchase price to the assets, 
liabilities and noncontrolling interest at the acquisition date of May 11, 2011 based on their fair values.  These fair value 
adjustments were recorded in the opening balance sheet and consolidated results of operations; however, subsequent 
effects of the amortization of these fair value adjustments were not allocated to the noncontrolling interest.  

In accordance with U.S. GAAP, management has quantitatively and qualitatively evaluated the materiality of the 
error and has determined that the misstatement was immaterial to the interim and annual financial statements previously 
filed from June 30, 2011 through December 31, 2013.  Accordingly, the adjustment was recorded prospectively in the 
Statements of Consolidated Operations for the period ended December 31, 2013 and in the Statements of Consolidated 
Financial  Position  as  of  December  31,  2013.   The  adjustment  to  noncontrolling  interest  related  to  Bloom  Lake  was 
approximately $45.1 million and resulted in an increase to Net Income (Loss) Attributable to Cliffs Shareholders and a 

109

 
 
 
 
 
 
 
 
 
reduction of Loss attributable to noncontrolling interest and corresponding decrease to Noncontrolling interest  in the 
Statements of Consolidated Financial Position for the year end and as of December 31, 2013.  The adjustments also 
resulted in an increase to basic and diluted earnings per common share of $0.30 and $0.26, respectively, for the year 
ended December 31, 2013.  No other financial statement line items were impacted by this adjustment.  The prior period 
amounts included within the accompanying Consolidated Financial Statements have not been retrospectively adjusted 
for  this  impact  due  to  management's  materiality  assessment  as  discussed  above.    The  impact  of  the  prospective 
adjustments in the Statements of Consolidated Operations  would have resulted in an increase to basic and diluted 
earnings per common share of $0.25 and $0.07 for the years ended December 31, 2012 and 2011, respectively.

Cash Equivalents

Cash and cash equivalents include cash on hand and on deposit as well as all short-term securities held for the 
primary purpose of general liquidity.  We consider investments in highly liquid debt instruments with an original maturity 
of three months or less from the date of acquisition to be cash equivalents.  We routinely monitor and evaluate counterparty 
credit risk related to the financial institutions by which our short-term investment securities are held.

Trade Accounts Receivable and Allowance for Doubtful Accounts

Trade accounts receivable are recorded at the invoiced amount and do not bear interest.  The allowance for 
doubtful accounts is our best estimate of the amount of probable credit losses in Cliffs' existing accounts receivable.  We 
establish provisions for losses on accounts receivable when it is probable that all or part of the outstanding balance will 
not be collected.  We regularly review our accounts receivable balances and establish or adjust the allowance as necessary 
using the specific identification method.  The allowance for doubtful accounts was $8.1 million at December 31, 2014 
and 2013.  There was $9.0 million of bad debt expense for the year ended December 31, 2012.  There was no bad debt 
expense for the years ended December 31, 2014 and 2013. 

Inventories

U.S. Iron Ore

U.S.  Iron  Ore  product  inventories  are  stated  at  the  lower  of  cost  or  market.    Cost  of  iron  ore  inventories  is 

determined using the LIFO method.

We had approximately 1.4 million tons and 1.2 million tons of finished goods stored at ports and customer facilities 
on the lower Great Lakes to service customers at December 31, 2014 and 2013, respectively.  We maintain ownership 
of the inventories until title has transferred to the customer, usually when payment is received.  Maintaining ownership 
of the iron ore products at ports on the lower Great Lakes reduces risk of non-payment by customers.

Asia Pacific Iron Ore

Asia Pacific Iron Ore product inventories are stated at the lower of cost or market.  Costs of inventories are being 
valued on a weighted average cost basis.  We maintain ownership of the inventories until title has transferred to the 
customer, which generally is when the product is loaded into the vessel.

North American Coal

North American Coal product inventories are stated at the lower of cost or market.  Cost of coal inventories is 
calculated using the weighted average cost.  We maintain ownership until coal is loaded into rail cars at the mine for 
domestic sales and until loaded in the vessels at the terminal for export sales.  

Eastern Canadian Iron Ore

Iron ore pellet inventories are stated at the lower of cost or market.  Cost is determined using the LIFO method.  
We maintain ownership of the inventories until title has transferred to the customer, which is generally when the product 
is loaded into the vessel. 

Iron ore concentrate inventories are stated at the lower of cost or market.  The cost of iron ore concentrate 
inventories is determined using weighted average cost.  We maintain ownership of the inventories until title has transferred 
to the customer, which generally is when the product is loaded into the vessel.

110

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Supplies and Other Inventories

Supply inventories include replacement parts, fuel, chemicals and other general supplies, which are expected 
to  be  used  or  consumed  in  normal  operations.    Supply  inventories  also  include  critical  spares.    Critical  spares  are 
replacement parts for equipment that is critical for the continued operation of the mine or processing facilities.

Supply inventories are stated at the lower of cost or market using average cost, less an allowance for obsolete 
and surplus items.  The allowance for obsolete and surplus items was $68.2 million and $63.4 million at December 31, 
2014 and 2013, respectively.

Derivative Financial Instruments and Hedging Activities

We are exposed to certain risks related to the ongoing operations of our business, including those caused by 
changes in commodity prices, interest rates and foreign currency exchange rates.  We have established policies and 
procedures, including the use of certain derivative instruments, to manage such risks.

Derivative financial instruments are recognized as either assets or liabilities in the Statements of Consolidated 
Financial Position and measured at fair value.  On the date a derivative instrument is entered into, we generally designate 
a qualifying derivative instrument as a hedge of the variability of cash flows to be received or paid related to a recognized 
asset or liability or forecasted transaction (cash flow hedge).  We formally document all relationships between hedging 
instruments and hedged items, as well as its risk-management objective and strategy for undertaking various hedge 
transactions.   This  process  includes  linking  all  derivatives  that  are  designated  as  cash  flow  hedges  to  specific  firm 
commitments or forecasted transactions.  We also formally assess both at the hedge's inception and on an ongoing 
basis, whether the derivatives that are used in hedging transactions are highly effective in offsetting changes in cash 
flows of the related hedged items.  When it is determined that a derivative is not highly effective as a hedge or that it has 
ceased to be a highly effective hedge, we discontinue hedge accounting prospectively and record all future changes in 
fair value in the period of the instrument's earnings or losses.  The policy allows for not more than 75 percent, but not 
less than 40 percent for up to 12 months and not less than 10 percent for up to 15 months, of forecasted net currency 
exposures that are probable to occur.  

For derivative instruments that have been designated as cash flow hedges, the effective portion of the changes 
in fair value are recorded in accumulated other comprehensive income (loss) and any portion that is ineffective is recorded 
in  current  period  earnings  or  losses.    Amounts  recorded  in  accumulated  other  comprehensive  income  (loss)  are 
reclassified to earnings or losses in the period the underlying hedged transaction affects earnings or when the underlying 
hedged transaction is no longer reasonably possible of occurring.

For derivative instruments that have not been designated as cash flow hedges, changes in fair value are recorded 

in the period of the instrument's earnings or losses. 

Refer to NOTE 13 - DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES for further information.

Property, Plant and Equipment 

Our properties are stated at the lower of cost less accumulated depreciation or fair value.  Depreciation of plant 
and equipment is computed principally by the straight-line method based on estimated useful lives, not to exceed the 
mine lives.  The Northshore, United Taconite, Empire, Tilden and Wabush operations use the double-declining balance 
method of depreciation for certain mining equipment.  The Asia Pacific Iron Ore operation uses the production output 
method for certain mining equipment.  Depreciation is provided over the following estimated useful lives:

Asset Class
Buildings

Mining equipment

Processing equipment

Electric power facilities

Land improvements

Office and information technology

Basis

Straight line

Straight line/Double declining balance

Straight line

Straight line

Straight line

Straight line

Life

45 Years
3 to 20 Years

10 to 45 Years

10 to 45 years

20 to 45 years

3 to 15 Years

Depreciation continues to be recognized when operations temporarily are idled.

111

 
 
 
 
 
 
 
 
 
 
 
 
Our Asia Pacific Iron Ore, Bloom Lake, Wabush, and United Taconite operations' interests in iron ore reserves 
and mineralized materials were valued when acquired using a discounted cash flow method.  The fair value was estimated 
based upon the present value of the expected future cash flows from iron ore operations over the economic lives of the 
respective mines.  

Our North American Coal operation leases coal mining rights from third parties through lease agreements.  
The lease agreements are for varying terms and extend through the earlier of their lease termination date or until all 
merchantable and mineable coal has been extracted.  Our interest in coal reserves and non-reserve coal was valued 
when acquired using a discounted cash flow method.  The fair value was estimated based upon the present value of 
the expected future cash flows from coal operations over the life of the reserves acquired. 

Refer to NOTE 4 - PROPERTY, PLANT AND EQUIPMENT for further information.  

Capitalized Stripping Costs

During  the  development  phase,  stripping  costs  are  capitalized  as  a  part  of  the  depreciable  cost  of  building, 
developing and constructing a mine.  These capitalized costs are amortized over the productive life of the mine using 
the units of production method.  The production phase does not commence until the removal of more than a de minimis 
amount of saleable mineral material occurs in conjunction with the removal of overburden or waste material for purposes 
of obtaining access to an ore body.  The stripping costs incurred in the production phase of a mine are variable production 
costs included in the costs of the inventory produced (extracted) during the period that the stripping costs are incurred.

Stripping costs related to expansion of a mining asset of proven and probable reserves are variable production 

costs that are included in the costs of the inventory produced during the period that the stripping costs are incurred.

Equity Method Investments

Investments in unconsolidated ventures that we have the ability to exercise significant influence over, but not 
control,  are  accounted  for  under  the  equity  method.    The  following  table  presents  the  detail  of  our  investments  in 
unconsolidated ventures and where those investments are classified in the Statements of Consolidated Financial Position 
as of December 31, 2014 and December 31, 2013.  Parentheses indicate a net liability.

Investment

Hibbing

Other

Classification
Other non-current assets 1
Other non-current assets

(In Millions)

Accounting
Method

Ownership
Interest

December 31,
2014

December 31,
2013

Equity Method

23%

Equity Method

Various

$

$

3.1
3.9
7.0 $

(3.9)

34.7
30.8

1  At December 31, 2013, the classification for Hibbing was Other liabilities.

During the year ended December 31, 2014, an impairment charge of $21.5 million was recorded related to 

joint ventures investments and is recognized in Impairment of goodwill and other long-lived assets in the Statements 
of Consolidated Operations.  

Hibbing

Our share of equity income (loss) is eliminated against consolidated product inventory upon production, and 
against Cost of goods sold and operating expenses when sold.  This effectively reduces our cost for our share of the 
mining ventures' production cost, reflecting the cost-based nature of our participation in unconsolidated ventures.

112

 
 
 
 
 
 
 
 
                                         
 
 
 
Amapá 

On December 27, 2012, our Board of Directors authorized the sale of our 30 percent interest in Amapá.  Per this 
original agreement, together with Anglo, we were to sell our respective interest in a 100 percent sale transaction to Zamin.  
The carrying value of our investment was in excess of the net proceeds expected from the sale, which approximated fair 
value, resulting in a $365.4 million impairment charge, which was recorded through Equity loss from ventures, net of tax 
in the Statements of Consolidated Operations for the year ended December 31, 2012.  

On March 28, 2013, an unknown event caused the Santana port shiploader to collapse into the Amazon River, 
preventing further ship loading by the mine operator, Anglo.  In light of the March 28, 2013 collapse of the Santana port 
shiploader and subsequent evaluation of the effect that this event had on the carrying value of our investment in Amapá 
as of June 30, 2013, we recorded an impairment charge of $67.6 million in the second quarter of 2013.  

On August 28, 2013, we entered into additional agreements to sell our 30 percent interest in Amapá to Anglo for 
nominal cash consideration, plus the right to certain contingent deferred consideration upon the two-year anniversary of 
the closing.  The closing was conditional on obtaining certain regulatory approvals and the additional agreement provided 
Anglo with an option to request that we transfer our interest in Amapá directly to Zamin.  Anglo exercised this option and 
the transfer to Zamin was completed in the fourth quarter of 2013.

Cockatoo Island

On July 31, 2012, we entered into a definitive asset sale agreement with our joint venture partner, HWE Cockatoo 
Pty Ltd., to sell our beneficial interest in the mining tenements and certain infrastructure of Cockatoo Island to Pluton 
Resources, which was amended on August 31, 2012.  On September 7, 2012, the closing date, Pluton Resources paid 
a nominal sum of AUD $4.00 and assumed ownership of the assets and responsibility for the environmental rehabilitation 
obligations and other assumed liabilities not inherently attached to the tenements acquired.  The rehabilitation obligations 
and  assumed  liabilities  that  are  inherently  attached  to  the  tenements  were  transferred  to  Pluton  Resources  upon 
registration by the Department of Mining and Petroleum denoting Pluton Resources as the tenement holder.  Upon final 
settlement of the sale, which was completed during the second quarter of 2013, we extinguished approximately $18.6 
million related to the estimated cost of the rehabilitation.

Goodwill

Goodwill represents the excess purchase price paid over the fair value of the net assets of acquired companies.  
We  had  goodwill  of  $2.0  million  and  $74.5  million  recorded  in  the  Statements  of  Consolidated  Financial  Position  at 
December 31, 2014 and 2013, respectively.  In accordance with the provisions of ASC 350, we compare the fair value 
of the respective reporting unit to its carrying value on an annual basis (or more frequently if necessary as discussed 
below) to determine if there is potential goodwill impairment.  If the fair value of the reporting unit is less than its carrying 
value, an impairment loss is recorded to the extent that the implied value of the goodwill within the reporting unit is less 
than the carrying value of its goodwill.

During the third quarter of 2014, a goodwill impairment charge of $73.5 million was recorded for our Asia Pacific 
Iron  Ore  reporting  unit  within  the Asia  Pacific  Iron  Ore  operating  segment.   The  impairment  charge  was  a  result  of 
downward long-term pricing estimates as determined through management's long-range planning process. 

After performing our annual goodwill impairment test in the fourth quarter of 2013, we determined that $80.9 
million of goodwill associated with our Ferroalloys operating segment was impaired.  The impairment charge was primarily 
a result of the decision made in the fourth quarter of 2013 to indefinitely suspend the Chromite Project and to not allocate 
additional capital for the project given the uncertain timeline and risks associated with the development of necessary 
infrastructure to bring the project online.

During the fourth quarter of 2012, upon performing our annual goodwill impairment test, a goodwill impairment 
charge  of  $997.3  million  was  recorded  for  our  CQIM  reporting  unit  within  the  Eastern  Canadian  Iron  Ore  operating 
segment.  The impairment charge for our CQIM reporting unit was driven by the project’s lower than anticipated long-
term  profitability  coupled  with  delays  in  achieving  full  operational  capacity  and  higher  capital  and  operating  costs.  
Additionally, the announced delay of the Phase II expansion of the Bloom Lake mine also contributed to the impairment.

Refer to NOTE 12 - GOODWILL AND OTHER INTANGIBLE ASSETS AND LIABILITIES and NOTE 6 - FAIR 

VALUE OF FINANCIAL INSTRUMENTS for further information.

113

 
 
 
 
      
 
 
 
 
 
 
 
Other Intangible Assets and Liabilities

Other intangible assets are subject to periodic amortization on a straight-line basis over their estimated useful 

lives as follows:

Intangible Assets
Permits - Asia Pacific Iron Ore

Basis
Units of production

Useful Life (years)
Life of mine

Permits - All Other

Utility Contracts

Straight line

Straight line

Leases - North American Coal

Units of production

Leases - All Other

Straight line

15 - 40

5

Life of mine

4.5 - 17.5

Asset Impairment

Long-Lived Tangible and Intangible Assets

We monitor conditions that may affect the carrying value of our long-lived tangible and intangible assets when 
events and circumstances indicate  that  the carrying  value of the asset groups may not be recoverable.   In order  to 
determine  if  assets  have  been  impaired,  assets  are  grouped  and  tested  at  the  lowest  level  for  which  identifiable, 
independent cash flows are available ("asset group").  An impairment loss exists when projected undiscounted cash 
flows are less than the carrying value of the asset group.  The measurement of the impairment loss to be recognized is 
based on the difference between the fair value and the carrying value of the asset group.  Fair value can be determined 
using a market approach, income approach or cost approach.  

As a result of these assessments during 2014, we determined that the cash flows associated with our Eastern 
Canadian Iron Ore, Asia Pacific Iron Ore, North American Coal and Ferroalloys asset groups were not sufficient to support 
the recoverability of the carrying value of these productive assets.  Accordingly, during 2014, we recorded a long-lived 
tangible asset impairment charge of $8,839.0 million and an intangible asset impairment charge of $15.5 million in our 
Statements  of  Consolidated  Operations.   At  December  31,  2013,  we  determined  there  were  long-lived  tangible  and 
intangible asset impairments related to the Wabush operations within our Eastern Canadian Iron Ore operating segment 
that resulted in impairment charges of $145.1 million and $9.5 million, respectively.  At December 31, 2012, we determined 
there was a long-lived asset impairment related to the Wabush mine's pelletizing operations that resulted in an impairment 
charge of $49.9 million.

Refer to NOTE 4 - PROPERTY, PLANT AND EQUIPMENT, NOTE 12 - GOODWILL AND OTHER INTANGIBLE 

ASSETS AND LIABILITIES and NOTE 6 - FAIR VALUE OF FINANCIAL INSTRUMENTS for further information.

Fair Value Measurements

Valuation Hierarchy

ASC 820 establishes a three-level valuation hierarchy for classification of fair value measurements.  The valuation 
hierarchy is based upon the transparency of inputs to the valuation of an asset or liability as of the measurement date.  
Inputs refer broadly to the assumptions that market participants would use in pricing an asset or liability.  Inputs may be 
observable or unobservable.  Observable inputs are inputs that reflect the assumptions market participants would use 
in pricing the asset or liability developed based on market data obtained from independent sources.  Unobservable inputs 
are inputs that reflect our own assumptions about the assumptions market participants would use in pricing the asset or 
liability developed based on the best information available in the circumstances.  The three-tier hierarchy of inputs is 
summarized below:

• 

• 

Level 1 — Valuation is based upon quoted prices (unadjusted) for identical assets or liabilities in active markets.

Level 2 — Valuation is based upon quoted prices for similar assets and liabilities in active markets, or other 
inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the 
financial instrument.

• 

Level 3 — Valuation is based upon other unobservable inputs that are significant to the fair value measurement.

114

 
 
 
 
 
 
  
 
 
 
The classification of assets and liabilities within the valuation hierarchy is based upon the lowest level of input 
that is significant to the fair value measurement in its entirety.  Valuation methodologies used for assets and liabilities 
measured at fair value are as follows:

Cash Equivalents

Where quoted prices are available in an active market, cash equivalents are classified within Level 1 of the 
valuation hierarchy.  Cash equivalents classified in Level 1 at December 31, 2014 and 2013 include money market funds.  
Valuation of these instruments is determined using a market approach and is based upon unadjusted quoted prices for 
identical assets in active markets. 

Marketable Securities

Where quoted prices are available in an active market, marketable securities are classified within Level 1 of the 
valuation hierarchy.  Marketable securities classified in Level 1 at December 31, 2014 and 2013 include available-for-
sale securities.  The valuation of these instruments is determined using a market approach and is based upon unadjusted 
quoted prices for identical assets in active markets.

Derivative Financial Instruments

Derivative financial instruments valued using financial models that use as their basis readily observable market 
parameters  are  classified  within  Level  2  of  the  valuation  hierarchy.    Such  derivative  financial  instruments  include 
substantially all of our foreign currency exchange contracts and derivative financial instruments that are valued based 
upon published pricing settlements realized by other companies in the industry.  Derivative financial instruments that are 
valued based upon models with significant unobservable market parameters and are normally traded less actively, are 
classified within Level 3 of the valuation hierarchy.

Refer  to  NOTE  6  -  FAIR  VALUE  OF  FINANCIAL  INSTRUMENTS  and  NOTE  7  -  PENSIONS AND  OTHER 

POSTRETIREMENT BENEFITS for further information.

Pensions and Other Postretirement Benefits

We  offer  defined  benefit  pension  plans,  defined  contribution  pension  plans  and  other  postretirement  benefit 
plans,  primarily  consisting  of  retiree  healthcare  benefits,  to  most  employees  in  North  America  as  part  of  a  total 
compensation and benefits program.  We do not have employee pension or post-retirement benefit obligations at our 
Asia Pacific Iron Ore operations or our Bloom Lake mine operations within our Eastern Canadian Iron Ore segment.

We recognize the funded or unfunded status of our postretirement benefit obligations on our December 31, 2014 
and 2013 Statements of Consolidated Financial Position based on the difference between the market value of plan assets 
and the actuarial present value of our retirement obligations on that date, on a plan-by-plan basis.  If the plan assets 
exceed the retirement obligations, the amount of the surplus is recorded as an asset; if the retirement obligations exceed 
the plan assets, the amount of the underfunded obligations are recorded as a liability.  Year-end balance sheet adjustments 
to postretirement assets and obligations are recorded as Accumulated other comprehensive loss.

The actuarial estimates of the PBO and APBO retirement obligations incorporate various assumptions including 
the discount rates, the rates of increases in compensation, healthcare cost trend rates, mortality, retirement timing and 
employee turnover.  For the U.S. and Canadian plans, the discount rate is determined based on the prevailing year-end 
rates for high-grade corporate bonds with a duration matching the expected cash flow timing of the benefit payments 
from the various plans.  The remaining assumptions are based on our estimates of future events by incorporating historical 
trends and future expectations.  The amount of net periodic cost that is recorded in the Statements of Consolidated 
Operations consists of several components including service cost, interest cost, expected return on plan assets, and 
amortization of previously unrecognized amounts.  Service cost represents the value of the benefits earned in the current 
year by the participants.  Interest cost represents the cost associated with the passage of time.  Certain items, such as 
plan amendments, gains and/or losses resulting from differences between actual and assumed results for demographic 
and economic factors affecting the obligations and assets of the plans, and changes in other assumptions are subject 
to deferred recognition for income and expense purposes.  The expected return on plan assets is determined utilizing 
the weighted average of expected returns for plan asset investments in various asset categories based on historical 
performance, adjusted for current trends.  See NOTE 7 - PENSIONS AND OTHER POSTRETIREMENT BENEFITS for 
further information.

115

 
 
 
 
 
 
 
 
 
 
 
 
Asset Retirement Obligations

Asset retirement obligations are recognized when incurred and recorded as liabilities at fair value.  The fair value 
of the liability is determined as the discounted value of the expected future cash flow.  The asset retirement obligation 
is accreted over time through periodic charges to earnings.  In addition, the asset retirement cost is capitalized as part 
of the asset’s carrying value and amortized over the life of the related asset.  Reclamation costs are adjusted periodically 
to reflect changes in the estimated present value resulting from the passage of time and revisions to the estimates of 
either the timing or amount of the reclamation costs.  We review, on an annual basis, unless otherwise deemed necessary, 
the asset retirement obligation at each mine site in accordance with the provisions of ASC 410.  We perform an in-depth 
evaluation of the liability every three years in addition to routine annual assessments.

Future remediation costs for inactive mines are accrued based on management’s best estimate at the end of 
each period of the costs expected to be incurred at a site.  Such cost estimates include, where applicable, ongoing 
maintenance and monitoring costs.  Changes in estimates at inactive mines are reflected in earnings in the period an 
estimate is revised.  See NOTE 11 - ENVIRONMENTAL AND MINE CLOSURE OBLIGATIONS for further information.

Environmental Remediation Costs

We have a formal policy for environmental protection and restoration.  Our mining and exploration activities are 
subject to various laws and regulations governing protection of the environment.  We conduct our operations to protect 
the public health and environment and believe our operations are in compliance with applicable laws and regulations in 
all material respects.  Our environmental liabilities, including obligations for known environmental remediation exposures 
at active and closed mining operations and other sites, have been recognized based on the estimated cost of investigation 
and remediation at each site.  If the cost only can be estimated as a range of possible amounts with no point in the range 
being more likely, the minimum of the range is accrued.  Future expenditures are not discounted unless the amount and 
timing of the cash disbursements reasonably can be estimated.  It is possible that additional environmental obligations 
could be incurred, the extent of which cannot be assessed.  Potential insurance recoveries have not been reflected in 
the determination of the liabilities.  See NOTE 11 - ENVIRONMENTAL AND MINE CLOSURE OBLIGATIONS for further 
information.

Revenue Recognition

U.S. Iron Ore, Asia Pacific Iron Ore and Eastern Canadian Iron Ore

We sell our products pursuant to comprehensive supply agreements negotiated and executed with our customers.  
Revenue is recognized from a sale when persuasive evidence of an arrangement exists, the price is fixed or determinable, 
the  product  is  delivered  in  accordance  with  F.O.B.  terms,  title  and  risk  of  loss  have  transferred  to  the  customer  in 
accordance with the specified provisions of each supply agreement and collection of the sales price reasonably is assured.  
Our U.S. Iron Ore, Asia Pacific Iron Ore and Eastern Canadian Iron Ore supply agreements provide that title and risk of 
loss transfer to the customer either upon loading of the vessel, shipment or, as is the case with some of our U.S. Iron 
Ore supply agreements, when payment is received.  Under certain term supply agreements, we ship the product to ports 
on the lower Great Lakes or to the customers’ facilities prior to the transfer of title.  Our rationale for shipping iron ore 
products to certain customers and retaining title until payment is received for these products is to minimize credit risk 
exposure.

Iron ore sales are recorded at a sales price specified in the relevant supply agreements resulting in revenue and 
a receivable at the time of sale.  Upon revenue recognition for provisionally priced sales, a freestanding derivative is 
created for the difference between the sales price used and expected future settlement price.  The derivative, which does 
not  qualify  for  hedge  accounting,  is  adjusted  to  fair  value  through  Product  revenues  as  a  revenue  adjustment  each 
reporting period based upon current market data and forward-looking estimates determined by management until the 
final sales price is determined.  The principal risks associated with recognition of sales on a provisional basis include 
iron ore price fluctuations between the date initially recorded and the date of final settlement.  For revenue recognition, 
we estimate the future settlement rate; however, if significant changes in iron ore prices occur between the provisional 
pricing date and the final settlement date, we might be required to either return a portion of the sales proceeds received 
or bill for the additional sales proceeds due based on the provisional sales price.  Refer to NOTE 13 - DERIVATIVE 
INSTRUMENTS AND HEDGING ACTIVITIES for further information.

In addition, certain supply agreements with one customer include provisions for supplemental revenue or refunds 
based on the customer’s annual steel pricing for the year the product is consumed in the customer’s blast furnaces.  We 
account for this provision as a derivative instrument at the time of sale and record this provision at fair value until the 
year the product is consumed and the amounts are settled as an adjustment to revenue.  Refer to NOTE 13 - DERIVATIVE 
INSTRUMENTS AND HEDGING ACTIVITIES for further information.

116

 
 
 
 
 
 
 
 
 
 
Revenue from product sales also includes reimbursement for freight charges paid on behalf of customers and 
freight costs to move product from the Upper Great Lakes to ports in Québec to use for exports and from the port of 
Esperance to ports in China, which are included in Freight and venture partners' cost reimbursements separate from 
Product revenues.  Revenue is recognized for the expected reimbursement of services when the services are performed.

North American Coal

We sell our products pursuant to supply agreements negotiated and executed with our customers.  Revenue is 
recognized when persuasive evidence of an arrangement exists, the price is fixed or determinable, the product is delivered 
in accordance with F.O.B. terms, title and risk of loss have transferred to the customer in accordance with the specified 
provisions of each supply agreement and collection of the sales price reasonably is assured.  Delivery on our coal sales 
is determined to be complete for revenue recognition purposes when title and risk of loss has passed to the customer 
in accordance with stated contractual terms and there are no other future obligations related to the shipment.  For domestic 
shipments, title and risk of loss generally passes as the coal is loaded into transport carriers for delivery to the customer.  
For international shipments, title generally passes at the time coal is loaded onto the shipping vessel.  Revenue from 
product sales in 2014, 2013 and 2012 included reimbursement for freight charges paid to move coal from the mine to 
port locations of $115.0 million, $85.8 million and $101.0 million, respectively, and is recorded in Freight and venture 
partners' cost reimbursements on the Statements of Consolidated Operations.

Deferred Revenue

The terms of one of our U.S. Iron Ore pellet supply agreements required supplemental payments to be paid by 
the customer during the period 2009 through 2012, with the option to defer a portion of the 2009 monthly amount in 
exchange for interest payments until the deferred amount was repaid in 2013.  Installment amounts received under this 
arrangement in excess of sales are classified as deferred revenue in the Statements of Consolidated Financial Position 
upon receipt of payment.  Revenue is recognized over the life of the supply agreement, which extends until 2022, in 
equal annual installments.  As of December 31, 2014 and 2013, installment amounts received in excess of sales totaled 
$102.8 million and $115.6 million, respectively.  As of December 31, 2014, deferred revenue of $12.8 million was recorded 
in Other current liabilities and $90.0 million was recorded as long term in Other liabilities in the Statements of Consolidated 
Financial Position.  As of December 31, 2013, deferred revenue of $12.8 million was recorded in Other current liabilities 
and $102.8 million was recorded as long term in Other liabilities in the Statements of Consolidated Financial Position.  

In  2014  and  2013,  due  to  the  payment  terms  and  the  timing  of  cash  receipts  near  year-end,  cash  receipts 
exceeded shipments. The shipments were completed early in the subsequent years. We considered whether revenue 
should be recognized on these sales under the “bill and hold” guidance provided by the SEC Staff; however, based upon 
the  assessment  performed,  revenue  recognition  on  these  transactions  totaling  $29.3  million  and  $13.5  million, 
respectively, was deferred on the December 31, 2014 and December 31, 2013  Statements of Consolidated Financial 
Position.  

Cost of Goods Sold

U.S. Iron Ore, Asia Pacific Iron Ore and Eastern Canadian Iron Ore

Cost of goods sold and operating expenses represents all direct and indirect costs and expenses applicable to 
the sales and revenues of our mining operations.  Operating expenses primarily represent the portion of the Tilden mining 
venture costs for which we do not own; that is, the costs attributable to the share of the mine’s production owned by the 
other joint venture partner in the Tilden mine.  The mining venture functions as a captive cost company; it supplies product 
only to its owners effectively for the cost of production.  Accordingly, the noncontrolling interests’ revenue amounts are 
stated at cost of production and are offset by an equal amount included in Cost of goods sold and operating expenses 
resulting  in  no  sales  margin  reflected  for  the  noncontrolling  partner  participant.   As  we  are  responsible  for  product 
fulfillment, we act as a principal in the transaction and, accordingly, record revenue under these arrangements on a gross 
basis.

117

 
 
 
 
 
 
 
 
 
The  following  table  is  a  summary  of  reimbursements  in  our  U.S.  Iron  Ore  operations  for  the  years  ended 

December 31, 2014, 2013 and 2012:

Reimbursements for:

Freight

Venture partners’ cost

Total reimbursements

(In Millions)

Year Ended December 31,

2014

2013

2012

$

$

163.0 $

108.0

271.0 $

177.3 $

82.2

259.5 $

142.0

108.8

250.8

In 2014, we began selling a portion of its Asia Pacific Iron Ore product on a CFR basis.  As a result, $6.9 million 
of freight was included in Cost of goods sold and operating expenses.  There was no freight for the year ended December 
31, 2013.  

Where we have joint ownership of a mine, our contracts entitle us to receive royalties and/or management fees, 

which we earn as the pellets are produced.  

North American Coal

Cost of goods sold and operating expenses represent all direct and indirect costs and expenses applicable to 

the sales and revenues of our mining operations.

Repairs and Maintenance

Repairs, maintenance and replacement of components are expensed as incurred.  The cost of major equipment 
overhauls  is  capitalized  and  depreciated  over  the  estimated  useful  life,  which  is  the  period  until  the  next  scheduled 
overhaul, generally five years.  All other planned and unplanned repairs and maintenance costs are expensed when 
incurred.

Share-Based Compensation

The fair value of each performance share grant is estimated on the date of grant using a Monte Carlo simulation 
to forecast relative TSR performance.  Consistent with the guidelines of ASC 718, a correlation matrix of historic and 
projected stock prices was developed for both the Company and its predetermined peer group of mining and metals 
companies.  The fair value assumes that performance goals will be achieved. 

The expected term of the grant represents the time from the grant date to the end of the service period for each 
of the three plan-year agreements.  We estimated the volatility of our common shares and that of the peer group of mining 
and metals companies using daily price intervals for all companies.  The risk-free interest rate is the rate at the grant 
date on zero-coupon government bonds, with a term commensurate with the remaining life of the performance plans.

The fair value of stock options is estimated on the date of grant using a Black-Scholes model using the grant 
date price of our common shares and option exercise price, and assumptions regarding the option’s expected term, the 
volatility of our common shares, the risk-free interest rate, and the dividend yield over the option’s expected term.

Refer to NOTE 8 - STOCK COMPENSATION PLANS for additional information.

Income Taxes

Income taxes are based on income for financial reporting purposes, calculated using tax rates by jurisdiction, 
and reflect a current tax liability or asset for the estimated taxes payable or recoverable on the current year tax return 
and expected annual changes in deferred taxes.  Any interest or penalties on income tax are recognized as a component 
of income tax expense.

118

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
We account for income taxes under the asset and liability method, which requires the recognition of deferred 
tax assets and liabilities for the expected future tax consequences of events that have been included in the financial 
statements.  Under this method, deferred tax assets and liabilities are determined based on the differences between the 
financial  statement  and  tax  basis  of  assets  and  liabilities  using  enacted  tax  rates  in  effect  for  the  year  in  which  the 
differences are expected to reverse.  The effect of a change in tax rates on deferred tax assets and liabilities is recognized 
in income in the period that includes the enactment date.

We record net deferred tax assets to the extent we believe these assets will more likely than not be realized.  In 
making such determination, we consider all available positive and negative evidence, including scheduled reversals of 
deferred tax liabilities, projected future taxable income, tax planning strategies and recent financial results of operations.

Accounting for uncertainty in income taxes recognized in the financial statements requires that a tax benefit from 
an uncertain tax position be recognized when it is more likely than not that the position will be sustained upon examination, 
including resolutions of any related appeals or litigation processes, based on technical merits.  

See NOTE 9 - INCOME TAXES for further information.

Discontinued Operations

On July 10, 2012, we entered into a definitive share and asset sale agreement to sell our 45 percent economic 
interest in the Sonoma joint venture coal mine located in Queensland, Australia.  Upon completion of the transaction on 
November 12, 2012, we collected approximately AUD $141.0 million in net cash proceeds.  The assets sold included 
our interests in the Sonoma mine along with our ownership of the affiliated washplant. The Sonoma operations previously 
were included in Other within our reportable segments.  

In April 2014, the FASB issued ASU 2014-08, Reporting Discontinued Operations and Disclosures of Disposals 
of Components of an Entity, which changes the criteria for reporting discontinued operations and requires additional 
disclosures about discontinued operations.  The standard requires that an entity report as a discontinued operation only 
a disposal that represents a strategic shift in operations that has a major effect on its operations and financial results.  
ASU 2014-08 is effective prospectively for new disposals that occur within annual periods beginning on or after December 
15, 2014.  Early adoption is permitted and we adopted ASU 2014-08 during the three months ended December 31, 2014. 
Both Wabush and CLCC did not qualify as discontinued operations as determined under the new guidance.  Neither the 
closure of Wabush nor the sale of the CLCC assets was considered a strategic shift in operations that had a major effect 
on our operations.  Refer to NOTE 14 - DISCONTINUED OPERATIONS for further discussion of our adoption of ASU 
2014-08.

Foreign Currency

Our financial statements are prepared with the U.S. dollar as the reporting currency.  The functional currency of 
the  Company’s  Australian  subsidiaries  is  the  Australian  Dollar.    The  functional  currency  of  all  other  international 
subsidiaries is the U.S. dollar.  The financial statements of international subsidiaries are translated into U.S. dollars using 
the exchange rate at each balance sheet date for assets and liabilities and a weighted average exchange rate for each 
period  for  revenues,  expenses,  gains  and  losses.    Where  the  local  currency  is  the  functional  currency,  translation 
adjustments are recorded as Accumulated other comprehensive loss.  Where the U.S. dollar is the functional currency, 
translation adjustments are recorded in the Statements of Consolidated Operations.  Income taxes generally are not 
provided for foreign currency translation adjustments.

Earnings Per Share

We present both basic and diluted earnings per share amounts.  Basic earnings per share amounts are calculated 
by dividing Net Income (Loss) Attributable to Cliffs Shareholders less any paid or declared but unpaid dividends on our 
depositary shares by the weighted average number of common shares outstanding during the period presented.  Diluted 
earnings  per  share  amounts  are  calculated  by  dividing  Net  Income  (Loss) Attributable  to  Cliffs  Shareholders  by  the 
weighted average number of common shares, common share equivalents under stock plans using the treasury stock 
method  and  the  number  of  common  shares  that  would  be  issued  under  an  assumed  conversion  of  our  outstanding 
depositary shares, each representing a 1/40th interest in a share of our Series A Mandatory Convertible Preferred Stock, 
Class A, under the if-converted method.  Our outstanding depositary shares are convertible into common shares based 
on the volume weighted average of closing prices of our common shares over the 20 consecutive trading day period 
ending on the third day immediately preceding the end of the reporting period.  Common share equivalents are excluded 
from EPS computations in the periods in which they have an anti-dilutive effect.  See NOTE 19 - EARNINGS PER SHARE 
for further information.

119

 
 
 
 
 
 
 
 
 
 
 
Recent Accounting Pronouncements

Issued and Not Effective

In August 2014, the FASB issued ASU 2014-15, Disclosure of Uncertainties About an Entity's Ability to Continue 
as a Going Concern.  ASU 2014-15 will explicitly require management to assess an entity's ability to continue as a going 
concern,  and  to  provide  related  footnote  disclosure  in  certain  circumstances.   ASU  2014-15  is  intended  to  define 
management’s responsibility to evaluate whether there is substantial doubt about an entity’s ability to continue as a going 
concern  and  to  provide  related  footnote  disclosures.    Specifically, ASU  2014-15  provides  a  definition  of  the  term 
"substantial doubt" and requires an assessment for a period of one year after the date that the financial statements are 
issued (or available to be issued).  It also requires certain disclosures when substantial doubt is alleviated as a result of 
consideration of management’s plans and requires an express statement and other disclosures when substantial doubt 
is not alleviated.  The new standard will be effective for all entities in the first annual period ending after December 15, 
2016 and for annual periods and interim periods thereafter.  Earlier adoption is permitted.  We are currently evaluating 
the impact the adoption of the guidance will have on the Statements of Consolidated Financial Position, Statements of 
Consolidated Operations or Statements of Consolidated Cash Flows. 

In  June  2014,  the  FASB  issued ASU  2014-09,  Revenue  from  Contracts  with  Customers.   The  new  revenue 
guidance broadly replaces the revenue guidance provided throughout the Codification.  The core principle of the revenue 
guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers 
in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or 
services.  To achieve that core principle, an entity should apply the following steps: (1) identify the contract(s) with a 
customer, (2) identify the performance obligations in the contract, (3) determine the transaction price, (4) allocate the 
transaction price to the performance obligations in the contract, and (5) recognize revenue when (or as) the entity satisfies 
a performance obligation.  The new revenue guidance also requires the capitalization of certain contract acquisition 
costs.  Reporting entities must provide new disclosures providing qualitative and quantitative information on the nature, 
amount, timing, and uncertainty of revenue and cash flows arising from contracts with customers.  New disclosures also 
include qualitative and quantitative information on significant judgments, changes in judgments, and contract acquisition 
assets.   The  update  is  effective  for  annual  periods  and  interim  periods  within  those  annual  periods  beginning  after 
December 15, 2016 and may be adopted either retrospectively or retrospectively with the cumulative effect.  Earlier 
adoption is not permitted. We are still evaluating the impact of the updated guidance on the Statements of Consolidated 
Financial Position, Statements of Consolidated Operations or Statements of Consolidated Cash Flows.

NOTE 2 - SEGMENT REPORTING

Our Company’s operations are organized and managed according to product category and geographic location: 
U.S. Iron Ore, Asia Pacific Iron Ore, North American Coal and Eastern Canadian Iron Ore.  The U.S. Iron Ore segment 
is comprised of our interests in five U.S. mines that provide iron ore to the integrated steel industry.  The Asia Pacific 
Iron Ore segment is located in Western Australia and provides iron ore to the seaborne market for Asian steel producers.  
The North American Coal segment as of December 31, 2014 is comprised of our two low-volatile  metallurgical coal 
operations that provide metallurgical coal primarily to the integrated steel industry.  Effective December 31, 2014, we 
sold our CLCC assets, which consisted of two high-volatile metallurgical coal mines and one thermal coal mine. As such, 
the results below include the CLCC results through the day of the sale completion.  The Eastern Canadian Iron Ore 
segment is comprised of two Eastern Canadian mines that primarily provided iron ore to the seaborne market for Asian 
steel producers. Refer to NOTE 21 - SUBSEQUENT EVENTS for further discussion of our Bloom Lake mine, which is 
in the Eastern Canadian Iron Ore segment.  There were no intersegment revenues in 2014 or 2012.  Inter-segment 
revenues for 2013 were eliminated in consolidation. 

We have historically evaluated segment performance based on sales margin, defined as revenues less cost of 
goods sold, and operating expenses identifiable to each segment.  Additionally, beginning in the third quarter of 2014, 
concurrent with the change in control on July 29, 2014, management began to evaluate segment performance based 
on EBITDA, defined as Net Income (Loss) before interest, income taxes, depreciation, depletion and amortization, and 
Adjusted EBITDA, defined as EBITDA excluding certain items such as impairment charges, impacts of permanently 
idled,  closed  or  sold  facilities,  foreign  currency  remeasurement,  severance  and  other  costs  associated  with  the 
acceleration of vesting and payout of outstanding equity grants due to the majority change in our Board of Directors, 
litigation judgments and intersegment corporate allocations of SG&A costs.  Management uses and believes that investors 
benefit from referring to these measures in evaluating operating and financial results, as well as in planning, forecasting 
and analyzing future periods as these financial measures approximate the cash flows associated with the operational 
earnings.  

120

 
 
 
 
 
 
The following tables present a summary of our reportable segments for the years ended December 31, 2014, 
2013 and 2012, including a reconciliation of segment sales margin to Income (Loss) from Continuing Operations Before 
Income Taxes and Equity Income (Loss) from Ventures and a reconciliation of Net Income (Loss) to EBITDA and Adjusted 
EBITDA:

2014

(In Millions)
2013

2012

Revenues from product sales and services:

U.S. Iron Ore
Asia Pacific Iron Ore
North American Coal
Eastern Canadian Iron Ore
Other (including inter-segment revenue eliminations)
Total revenues from product sales and services

Sales margin:
U.S. Iron Ore
Asia Pacific Iron Ore
North American Coal
Eastern Canadian Iron Ore
Other (including inter-segment sales margin
eliminations)

Sales margin

Other operating income (expense)
Other income (expense)

$ 2,506.5
866.7
687.1
563.4

54% $ 2,667.9
1,224.3
19%
821.9
15%
978.7
12%
— —%

47% $ 2,723.3
1,259.3
22%
881.1
14%
17%
1,008.9
(1.4) —%

$ 4,623.7

100% $ 5,691.4

100% $ 5,872.7

46%
22%
15%
17%
0.1 —%
100%

$ 710.4
121.7
(135.8)
(244.9)

—
451.4
(9,896.7)
(158.4)

$ 901.9
367.1
(14.5)
(103.3)

(1.9)
1,149.3
(478.3)
(181.7)

$

976.2
311.0
(1.8)
(121.4)

8.1
1,172.1
(1,480.9)
(193.0)

Income (loss) from continuing operations before
income taxes and equity income (loss) from
ventures

$(9,603.7)

$ 489.3

$ (501.8)

121

 
Net Income (Loss)

Less:

Interest expense, net

Income tax benefit (expense)

Depreciation, depletion and amortization

EBITDA

Less:

Impairment of goodwill and other long-lived assets

Impairment of equity method investment

Loss on sale of Cliffs Logan County Coal

Wabush mine impact

Bloom Lake mine impact

Foreign exchange remeasurement

Proxy contest and change in control costs in SG&A
Litigation judgment

Severance in SG&A

Total Adjusted EBITDA

EBITDA:

U.S. Iron Ore
Asia Pacific Iron Ore

North American Coal
Eastern Canadian Iron Ore

Other

Total EBITDA

Adjusted EBITDA:
U.S. Iron Ore

Asia Pacific Iron Ore
North American Coal

Eastern Canadian Iron Ore
Other

Total Adjusted EBITDA

2014

(In Millions)
2013

2012

$

(8,311.6) $

361.8 $

(1,126.6)

(185.2)

1,302.0

(504.0)
(8,924.4) $

(179.1)

(55.1)

(593.3)

1,189.3 $

(195.6)

(255.9)

(525.8)

(149.3)

(9,029.9) $

(250.8) $

(1,049.9)

—

(419.6)

(158.7)

(137.9)

30.7
(26.6)

(96.3)
(15.8)
929.7 $

805.6 $
(369.8)
(1,326.8)

(7,673.9)
(359.5)
(8,924.4) $

831.2 $
264.6

(28.5)
—

(137.6)
929.7 $

—

—

(72.7)

46.5

64.0

—
(9.6)

(365.4)

—

(30.1)

6.4

(3.2)

—
—

(16.4)
1,428.3 $

—
1,292.9

1,000.1 $
500.4

129.5
(192.8)

(247.9)
1,189.3 $

1,045.3
387.3

74.0
(1,103.3)

(552.6)
(149.3)

1,030.8 $

1,085.6

525.7
154.0

—
(282.2)
1,428.3 $

402.1
106.7

—
(301.5)
1,292.9

$

$

$

$

$

$

$

122

Depreciation, depletion and amortization:

U.S. Iron Ore

Asia Pacific Iron Ore

North American Coal

Eastern Canadian Iron Ore

Other

Total depreciation, depletion and amortization

Capital additions1:
U.S. Iron Ore

Asia Pacific Iron Ore

North American Coal

Eastern Canadian Iron Ore

Other

Total capital additions

(In Millions)
2013

2012

2014

$

$

$

$

107.4 $
145.9

106.9

135.6

8.2
504.0 $

48.4 $
10.8

28.8

141.2

6.3
235.5 $

120.3 $

153.7

128.9

178.5

11.9

593.3 $

53.3 $

13.0

55.0

625.5

5.5

100.9

151.9

98.2

160.2

14.6

525.8

168.8

87.7

144.1

865.2

69.5

752.3 $

1,335.3

1 Includes capital lease additions and non-cash accruals.  Refer to NOTE 17 - CASH FLOW INFORMATION. 

A summary of assets by segment is as follows:

Assets:

U.S. Iron Ore
Asia Pacific Iron Ore

North American Coal
Eastern Canadian Iron Ore

Other

Total segment assets

Corporate

Total assets

(In Millions)

December 31,
2014

December 31,
2013

December 31,
2012

$

$

1,598.3 $
274.6
274.2

305.8
164.3

2,617.2
546.8
3,164.0 $

1,671.6 $
1,078.4

1,841.8
7,915.5

455.6
12,962.9

159.0
13,121.9 $

1,735.1
1,506.3

1,877.8
7,605.1

570.9
13,295.2

279.7
13,574.9

123

                                         
 
Included in the consolidated financial statements are the following amounts relating to geographic location:

Revenue

United States

China

Canada

Other countries

Total revenue

Property, Plant and Equipment, Net

United States

Australia

Canada

Total Property, Plant and Equipment, Net

Concentrations in Revenue

(In Millions)

2014

2013

2012

$

$

$

$

2,139.4 $
1,049.0
439.1

996.2
4,623.7 $

1,093.7 $
72.4
248.8
1,414.9 $

1,857.6 $

1,909.4

871.2

1,053.2

5,691.4 $

2,721.6 $

751.0

7,680.8

2,108.5

2,008.2

728.1

1,027.9

5,872.7

2,795.3

1,042.4

7,369.6

11,153.4 $

11,207.3

In 2014, two customers accounted for more than 10 percent of our consolidated product revenue.  In 2013 and 
2012, one customer in each year individually accounted for more than 10 percent of our consolidated product revenue.  
Total revenue from these customers accounted for more than 10 percent of our consolidated product revenues and 
represents approximately $1.6 billion, $1.0 billion and $0.9 billion of our total consolidated product revenue in 2014, 2013 
and 2012, respectively, and is attributable to our U.S. Iron Ore, North American Coal and Eastern Canadian Iron Ore  
business segments.

The following table represents the percentage of our total revenue contributed by each category of products and 

services in 2014, 2013, and 2012:

Revenue Category

Iron ore
Coal
Freight and venture partners’ cost reimbursements

Total revenue

NOTE 3 - INVENTORIES 

2014

2013

2012

78%
12%
10%

80%
13%
7%
100% 100%

81%
13%
6%
100%

The following table presents the detail of our Inventories in the Statements of Consolidated Financial Position 

as of December 31, 2014 and 2013:

Segment

U.S. Iron Ore

Asia Pacific Iron Ore

North American Coal

Eastern Canadian Iron Ore

December 31, 2014

December 31, 2013

(In Millions)

Finished
Goods

Work-in
Process

Total
Inventory

Finished
Goods

Work-in
Process

Total
Inventory

$

132.1 $

13.5 $

145.6 $

92.1 $

13.0 $

105.1

26.4

33.1

16.3

88.1

17.2

—

114.5

50.3

16.3

39.7

59.4

65.3

50.6

23.2

48.1

90.3

82.6

113.4

391.4

Total

$

207.9 $

118.8 $

326.7 $

256.5 $

134.9 $

124

 
 
 
 
 
U.S. Iron Ore

The  excess  of  current  cost  over  LIFO  cost  of  iron  ore  inventories  was  $119.0  million  and  $115.3  million  at 
December 31, 2014 and 2013, respectively.  As of December 31, 2014, the product inventory balance for U.S. Iron Ore 
increased, resulting in a LIFO increment in 2014.  The effect of the inventory build was an increase in Inventories of 
$44.8  million  in  the  Statements  of  Consolidated  Financial  Position  for  the  year  ended  December 31,  2014.   As  of 
December 31, 2013, the product inventory balance for U.S. Iron Ore declined, resulting in liquidation of a LIFO layer in 
2013.  The effect of the inventory reduction was a decrease in Cost of goods sold and operating expenses of $7.4 million 
in the Statements of Consolidated Operations for the year ended December 31, 2013.

North American Coal

We recorded LCM inventory charges of $44.5 million, $11.1 million and $24.4 million in Cost of goods sold and 
operating expenses in the Statements of Consolidated Operations for the years ended December 31, 2014, 2013 and 
2012, respectively, for our North American Coal operations.  The charges in 2014 were a result of market pricing declines.  
The  charges  in  2013  and  2012  were  a  result  of  market  pricing  declines  and  costs  associated  with  operational  and 
geological issues.

Eastern Canadian Iron Ore

We  recorded  LCM  inventory  charges  of  $38.9  million  in  Cost  of  goods  sold  and  operating  expenses  in  the 
Statements  of  Consolidated  Operations  for  the  year  ended  December 31,  2014,  for  our  Eastern  Canadian  Iron  Ore 
operations.  During 2014, we recorded $10.4 million and $17.5 million of LCM inventory charges related to work-in process 
inventory and finished goods inventory, respectively, for Bloom Lake.  Additionally, we recorded $4.9 million and $6.1 
million of LCM inventory charges related to work-in process inventory and finished goods inventory, respectively, for 
Wabush.  The charges at Eastern Canadian Iron Ore were primarily a result of declines in Platts 62 percent Fe fines spot 
pricing and the increased cost of production.   At the end of March 2014, we idled our Wabush Scully mine in Newfoundland 
and Labrador and began to implement the permanent closure plan for the mine.  In December 2014, iron ore production 
at the Bloom Lake mine was suspended and the Bloom Lake mine was placed in ‘‘care-and-maintenance’’ mode. 

For the year ended December 31, 2013, the LCM concentrate and pellet inventory charges recorded were $13.2 
million  and  $11.1  million,  respectively,  which  were  recorded  in  Cost  of  goods  sold  and  operating  expenses  in  the 
Statements  of  Consolidated  Operations  for  our  Eastern  Canadian  Iron  Ore  operations.   Additionally,  we  recorded 
unsaleable inventory impairment charges of $10.6 million and $7.9 million, respectively, relating to Wabush pellets and 
concentrate inventory.  Both of these charges were recorded in Cost of goods sold and operating expenses during 2013 
and  included  in  the  Statements  of  Consolidated  Operations  for  the  year  ended  December 31,  2013  for  our  Eastern 
Canadian Iron Ore operations.  

No LCM inventory adjustments were recorded for the year ended December 31, 2012 within the Eastern Canadian 

Iron Ore operating segment results.

125

 
 
 
 
 
 
 
 
NOTE 4 - PROPERTY, PLANT AND EQUIPMENT 

The following table indicates the value of each of the major classes of our consolidated depreciable assets as 

of December 31, 2014 and 2013:

Land rights and mineral rights
Office and information technology
Buildings
Mining equipment
Processing equipment
Electric power facilities
Land improvements
Other
Construction in-progress

Allowance for depreciation and depletion

(In Millions)

December 31,

2014

2013

590.2 $
75.5
65.6
732.6
567.4
48.8
25.5
60.8
51.3
2,217.7
(802.8)
1,414.9 $

7,819.6
125.7
255.2
1,819.3
2,148.6
114.3
69.3
227.6
991.3
13,570.9
(2,417.5)
11,153.4

$

$

We recorded depreciation expense of $320.6 million, $366.9 million and $293.5 million in the Statements of 

Consolidated Operations for the years ended December 31, 2014, 2013 and 2012, respectively.

At December 31, 2014, there was no accumulated amount of capitalized interest included within construction-
in-progress.  At December 31, 2013, $31.4 million of capitalized interest was included within construction in-progress, 
of which $17.4 million was capitalized during 2013.

During the second half of 2014, due to lower than previously expected profits as a result of decreased iron ore 
pricing expectations and increased costs, we determined that indicators of impairment with respect to certain of our long-
lived assets or asset groups existed.  Our asset groups generally consist of the assets and liabilities of one or more 
mines,  preparation  plants  and  associated  reserves  for  which  the  lowest  level  of  identifiable  cash  flows  largely  are 
independent of cash flows of other mines, preparation plants and associated reserves.

As a result of these assessments during 2014, we determined that the future cash flows associated with our 
Eastern Canadian Iron Ore,  Asia Pacific Iron Ore, North American Coal and Ferroalloys asset groups were not sufficient 
to support the recoverability of the carrying value of these productive assets.  Accordingly, during 2014, an other long-
lived asset impairment charge of $8,839.0 million was recorded as Impairment of goodwill and other long-lived assets 
in the Statements of Consolidated Operations related to property, plant and equipment.  The fair value estimates were 
calculated using income and market approaches.  Refer to NOTE 6 - FAIR VALUE OF FINANCIAL INSTRUMENTS for 
further discussion of these impairments and related fair value estimates.

During  the  fourth  quarter  of  2013,  we  experienced  higher  than  expected  production  costs  and  operational 
inefficiencies at our Wabush operations within our Eastern Canadian Iron Ore operating segment that resulted in continued 
declines in our profitability of that business, which represented an asset group for purposes of testing our long-lived 
assets for recoverability.  Upon completion of an impairment analysis, it was determined the fair value was less than the 
carrying value of the asset group, which resulted in an other long-lived asset impairment charge of tangible property, 
plant  and  equipment  of  $140.1  million  as  Impairment  of  goodwill  and  other  long-lived  assets  in  the  Statements  of 
Consolidated Operations for the year ended December 31, 2013.  The fair value estimate was calculated using a market 
approach.

126

 
 
 
 
 
 
The net book value of the land rights and mineral rights as of December 31, 2014 and 2013 is as follows:

Land rights
Mineral rights:
Cost
Depletion
Net mineral rights

(In Millions)

December 31,

2014

2013

31.9 $

46.3

558.3 $
(101.3)
457.0 $

7,773.3
(942.6)
6,830.7

$

$

$

Accumulated depletion relating to mineral rights, which was recorded using the unit-of-production method, is 
included in Cost of goods sold and operating expenses.  We recorded depletion expense of $173.0 million, $206.5 million 
and $209.8 million in the Statements of Consolidated Operations for the years ended December 31, 2014, 2013 and 
2012, respectively.  As discussed above, during 2014 we performed impairment assessments with respect to certain of 
our long-lived assets or asset groups.  As a result of these assessments, we recorded an other long-lived asset impairment 
charge related to mineral rights of $5,772.7 million associated with our Eastern Canadian Iron Ore,  Asia Pacific Iron 
Ore, North American Coal and Ferroalloys asset groups. 

NOTE 5 - DEBT AND CREDIT FACILITIES

The following represents a summary of our long-term debt as of December 31, 2014 and 2013:

($ in Millions)
December 31, 2014

Debt Instrument

$700 Million 4.875% 2021 Senior Notes

$1.3 Billion Senior Notes:

$500 Million 4.80% 2020 Senior Notes

$800 Million 6.25% 2040 Senior Notes

$400 Million 5.90% 2020 Senior Notes

$500 Million 3.95% 2018 Senior Notes
$1.125 Billion Credit Facility:

Revolving Credit Agreement

Equipment Loans

Fair Value Adjustment to Interest Rate Hedge

Total debt

Less current portion

Long-term debt

Annual
Effective
Interest
Rate
4.88%

4.83%

6.34%
5.98%

5.17%

Type

Fixed

Fixed

Fixed
Fixed

Fixed

Variable

2.94%

Fixed

Various

Final
Maturity
2021

Total
Principal
Amount

Total Debt

$

690.0 $

689.5 (1)

2020

2040
2020

2018

2017

2020

490.0

800.0
395.0

480.0

1,125.0

164.8

489.4 (2)

790.5 (3)
393.7 (4)

477.4 (5)

— (6)

140.8

2.8

$ 4,144.8 $ 2,984.1

21.8

$ 2,962.3

127

 
 
 
($ in Millions)

December 31, 2013

Annual
Effective
Interest
Rate

4.88%

4.83%

6.34%

5.98%

4.14%

Type

Fixed

Fixed

Fixed

Fixed

Fixed

Variable

1.64%

Fixed

Various

Debt Instrument

$700 Million 4.875% 2021 Senior Notes

$1.3 Billion Senior Notes:

$500 Million 4.80% 2020 Senior Notes

$800 Million 6.25% 2040 Senior Notes

$400 Million 5.90% 2020 Senior Notes

$500 Million 3.95% 2018 Senior Notes

$1.75 Billion Credit Facility:

Revolving Loan

Equipment Loans

Fair Value Adjustment to Interest Rate Hedge

Total debt

Less current portion

Long-term debt

Final
Maturity

Total Face
Amount

Total Debt

2021

$

700.0 $

699.4 (1)

2020

2040

2020

2018

2017

2020

500.0

800.0

400.0

500.0

1,750.0

164.8

499.2 (2)

790.4 (3)

398.4 (4)

496.5 (5)

— (6)

161.7

(2.1)

$ 4,814.8 $ 3,043.5

20.9
$ 3,022.6

(1) 

(2) 

(3) 

(4) 

(5) 

During the fourth quarter of 2014, we purchased $10.0 million of outstanding 4.875 percent senior notes that 
were trading at a discount of 40.5 percent which resulted in a gain on the extinguishment of debt of $4.1 million.  
As of December 31, 2014, the $700.0 million 4.875 percent senior notes were recorded at a par value of $690.0 
million less unamortized discounts of $0.5 million, based on an imputed interest rate of 4.88 percent.  As of 
December 31, 2013, the $700.0 million 4.875 percent senior notes were recorded at a par value of $700.0 million 
less unamortized discounts of $0.6 million, based on an imputed interest rate of 4.88 percent.

During the fourth quarter of 2014, we purchased $10.0 million of outstanding 4.80 percent senior notes that were 
trading at a discount of 40.25 percent which resulted in a gain on the extinguishment of debt of $4.0 million.  As 
of December 31, 2014, the $500.0 million 4.80 percent senior notes were recorded at a par value of $490.0 
million less unamortized discounts of $0.6 million, based on an imputed interest rate of 4.83 percent.  As of 
December 31, 2013, the $500.0 million 4.80 percent senior notes were recorded at a par value of $500.0 million 
less unamortized discounts of $0.8 million, based on an imputed interest rate of 4.83 percent.

As of December 31, 2014 and December 31, 2013, the $800.0 million 6.25 percent senior notes were recorded 
at par value of $800.0 million less unamortized discounts of $9.5 million and $9.6 million, respectively, based on 
an imputed interest rate of 6.34 percent.

During the fourth quarter of 2014, we purchased $5.0 million of outstanding 5.90 percent senior notes that were 
trading at a discount of 38.125 percent which resulted in a gain on the extinguishment of debt of $1.9 million.  
As of December 31, 2014, the $400.0 million 5.90 percent senior notes were recorded at a par value of $395.0 
million less unamortized discounts of $1.3 million, based on an imputed interest rate of 5.98 percent.  As of 
December 31, 2013, the $400.0 million 5.90 percent senior notes were recorded at a par value of $400.0 million 
less unamortized discounts of $1.6 million, based on an imputed interest rate of 5.98 percent.

During the fourth quarter of 2014, we purchased $20.0 million of outstanding 3.95 percent senior notes that were 
trading at a discount of 30.875 percent which resulted in a gain on the extinguishment of debt of $6.2 million. 
As of December 31, 2014, the $500.0 million 3.95 percent senior notes were recorded at a par value of $480.0 
million less unamortized discounts of $2.6 million, based on an imputed interest rate of 5.17 percent.  As of 
December 31, 2013, the $500.0 million 3.95 percent senior notes were recorded at a par value of $500.0 million 
less unamortized discounts of $3.5 million, based on an imputed interest rate of 4.14 percent.

128

                                        
(6) 

As  of  December 31,  2014  and  2013,  no  revolving  loans  were  drawn  under  the  credit  facility.    We  had  total 
availability of $1.125 billion and $1.75 billion on our credit facility as of December 31, 2014 and 2013, respectively.  
Additionally, as of December 31, 2014 and December 31, 2013, the principal amount of letter of credit obligations 
totaled $149.5 million and $8.4 million, respectively, thereby reducing available borrowing capacity to $1.0 billion 
and $1.7 billion for each period, respectively.

Credit Facility

On October 24, 2014, we amended the revolving credit agreement (Amendment No 5.) to effect the following:

•  Reduces the size of the existing facility from $1.25 billion to $1.125 billion.

•  Grants a valid and perfected first-priority (subject to certain permitted liens) security interest in certain property 
and assets of the Company and certain of its subsidiaries, subject to customary exclusions all specified in a 
security agreement.

•  With effect as of September 30, 2014, removes the  maximum balance sheet leverage ratio of debt to capitalization 
of less than 45 percent, which was a covenant introduced in June 2014, and replaces that covenant with a 
maximum leverage ratio covenant of secured debt to EBITDA that is not to exceed 3.5 times. 

•  Retains the minimum interest coverage ratio requirement of 3.5 times, and was subsequently reduced to 2.0 
times upon completion of certain collateral actions within 60 days of the execution of the amendment.  The 
collateral requirements were satisfied as of December 23, 2014.

•  Subjects restricted payments (including the $200 million share repurchase, which was approved in September 

2014) and current dividend structure to a $400 million liquidity test.

•  Adds limitations regarding acquisitions, investments (including investments in non-wholly owned subsidiaries 

and joint ventures) and subsidiary debt.

•  Eliminates the accounts receivable securitization facility.

•  Terminates the ability to have foreign borrowers under the revolving credit agreement. 

On September 9, 2014, we amended the revolving credit agreement (Amendment No. 4) to effect the following:

•  Permitting a one-time exemption of up to $200 million in share repurchases (consummated in a single transaction 
or series of related transactions), effective until December 31, 2015.  We are not obligated to make any purchases 
and the program may be suspended or discontinued at any time. 

•  Reducing the size of the existing unsecured facility from $1.75 billion to $1.25 billion.

•  Adding restrictions on the granting of certain pledges and guarantees.

•  Adding an obligation to enter into a security agreement, on or before June 30, 2015, to grant security interests 
to  secure  obligations  under  the  revolving  credit  agreement  on  U.S.  receivables  and  inventory,  other  than 
receivables and related property subject to certain existing receivable securitization or other facilities, a pledge 
of 65 percent of the stock of all material, wholly-owned first-tier foreign subsidiaries and a pledge of all of the 
stock of all material U.S. subsidiaries, in each case, subject to certain limitations. 

 All terms of Amendment No. 3 as of June 30, 2014, as discussed below, remained in place and were not changed 

by Amendment No. 4 as of September 9, 2014.

On June 30, 2014, we amended the revolving credit agreement (Amendment No. 3) to effect the following:

•  Replacing the current maximum leverage covenant ratio of debt to earnings of less than 3.5 times with a maximum 

balance sheet leverage ratio of debt to capitalization of less than 45 percent. 

•  Resetting the minimum interest coverage ratio from 2.5 to 1.0 to the ratio of 3.5 to 1.0.

•  Amending the definition of EBITDA to include certain cash charges related to the Company’s Wabush mine and 
other cash restructuring charges and the definition of net worth to exclude up to $1.0 billion in non-cash impairment 
charges.

129

 
 
 
 
•  Modifying the covenants restricting certain investments and acquisitions, the incurrence of certain indebtedness 
and liens, and the amount of dividends that may be declared or paid and shares that may be repurchased. 

On January 22, 2015, we further amended the revolving credit agreement.  Refer to NOTE 21 - SUBSEQUENT 

EVENTS for further information regarding Amendment No. 6. 

As of December 31, 2014 and 2013, we were in compliance with all applicable financial covenants related to 

the revolving credit agreement.

$500 Million Senior Notes — 2012 Offering

On December 6, 2012, we completed a $500 million public offering of senior notes at 3.95 percent due January 
15, 2018.  Interest is fixed and is payable on January 15 and July 15 of each year, beginning on July 15, 2013 until 
maturity.  The senior notes are unsecured obligations and rank equally in right of payment with all our other existing and 
future unsecured and unsubordinated indebtedness.  There are no subsidiary guarantees of the interest and principal 
amounts.  A portion of the net proceeds from the senior notes offering were used on December 28, 2012 to repay $270.0 
million and $55.0 million outstanding private placement senior notes in the aggregate and also for the repayment of a 
portion of the borrowings outstanding under the term loan and the revolving credit facility.

The senior notes may be redeemed any time at our option not less than 30 days nor more than 60 days after 
prior notice is sent to the holders of the applicable series of notes.  The senior notes are redeemable at a redemption 
price equal to the greater of (1) 100 percent of the principal amount of the notes to be redeemed or (2) the sum of the 
present values of the remaining scheduled payments of principal and interest on the notes to be redeemed, discounted 
to the redemption date on a semi-annual basis at the treasury rate plus 50 basis points with respect to the 2018 senior 
notes, plus, in each case, accrued and unpaid interest to the date of redemption.  

In addition, if a change of control triggering event occurs with respect to the senior notes, as defined in the 
agreement, we will be required to offer to purchase the notes of the applicable series at a purchase price equal to 101 
percent of the principal amount, plus accrued and unpaid interest, if any, to the date of purchase.

The terms of the senior notes contain certain customary covenants; however, there are no financial covenants.

Interest Rate Adjustment Based on Rating Events 

The interest rate payable on the $500.0 million 3.95 percent senior notes may be subject to adjustments from 
time to time if either Moody's or S&P or, in either case, any Substitute Rating Agency thereof downgrades (or subsequently 
upgrades) the debt rating assigned to the senior notes.  In no event shall (1) the interest rate for the senior notes be 
reduced to below the interest rate payable on the senior notes on the date of the initial issuance of senior notes or (2) 
the total increase in the interest rate on the senior notes exceed 2.00 percent above the interest rate payable on the 
senior notes on the date of the initial issuance of senior notes.  During 2014, the interest rate payable on the $500.0 
million 3.95 percent senior notes was increased from 3.95 percent ultimately to 5.70 percent based on Substitute Rating 
Agency downgrades throughout the year.

$1 Billion Senior Notes — 2011 Offering

On March 23, 2011 and April 1, 2011, respectively, we completed a $1 billion public offering of senior notes 
consisting of two tranches: a 10-year tranche of $700 million aggregate principal amount at 4.88 percent senior notes 
due April 1, 2021, and a 30-year tranche of $300 million aggregate principal amount at 6.25 percent senior notes due 
October 1,  2040,  of  which  $500  million  aggregate  principal  amount  previously  was  issued  during  September  2010.  
Interest is fixed and is payable on April 1 and October 1 of each year, beginning on October 1, 2011, for both series of 
senior notes until maturity.  The senior notes are unsecured obligations and rank equally in right of payment with all our 
other existing and future unsecured and unsubordinated indebtedness.  There are no subsidiary guarantees of the interest 
and principal amounts.  The net proceeds from the senior notes offering were used to fund a portion of the acquisition 
of Consolidated Thompson and to pay the related fees and expenses.

130

 
 
 
 
 
 
 
 
 
The senior notes may be redeemed any time at our option not less than 30 days nor more than 60 days after 
prior notice is sent to the holders of the applicable series of notes.  The senior notes are redeemable at a redemption 
price equal to the greater of (1) 100 percent of the principal amount of the notes to be redeemed or (2) the sum of the 
present values of the remaining scheduled payments of principal and interest on the notes to be redeemed, discounted 
to the redemption date on a semi-annual basis at the treasury rate plus 25 basis points with respect to the 2021 senior 
notes and 40 basis points with respect to the 2040 senior notes, plus, in each case, accrued and unpaid interest to the 
date of redemption.  However, if the 2021 senior notes are redeemed on or after the date that is three months prior to 
their maturity date, the 2021 senior notes will be redeemed at a redemption price equal to 100 percent of the principal 
amount of the notes to be redeemed plus accrued and unpaid interest to the date of redemption.

In addition, if a change of control triggering event occurs with respect to the senior notes, as defined in the 
agreement, we will be required to offer to purchase the notes of the applicable series at a purchase price equal to 101 
percent of the principal amount, plus accrued and unpaid interest, if any, to the date of purchase.

The terms of the senior notes contain certain customary covenants; however, there are no financial covenants.

$1 Billion Senior Notes — 2010 Offering

On September 20, 2010, we completed a $1 billion public offering of senior notes consisting of two tranches: a 
10-year tranche of $500 million aggregate principal amount at 4.80 percent due October 1, 2020, and a 30-year tranche 
of $500 million aggregate principal amount at 6.25 percent due October 1, 2040.  Interest is fixed and is payable on 
April 1 and October 1 of each year, beginning on April 1, 2011, for both series of senior notes until maturity.  The senior 
notes are unsecured obligations and rank equally in right of payment with all of our other existing and future senior 
unsecured and unsubordinated indebtedness.  There are no subsidiary guarantees of the interest and principal amounts.

A portion of the net proceeds from the senior notes offering was used on September 22, 2010 to repay $350 
million outstanding under our credit facility.  A portion of the net proceeds was also used for general corporate purposes, 
including funding of capital expenditures and were used to fund a portion of the acquisition of Consolidated Thompson 
and related expenses.

The senior notes may be redeemed any time at our option not less than 30 days nor more than 60 days after 
prior notice is sent to the holders of the applicable series of notes.  The senior notes are redeemable at a redemption 
price equal to the greater of (1) 100 percent of the principal amount of the notes to be redeemed or (2) the sum of the 
present values of the remaining scheduled payments of principal and interest on the notes to be redeemed, discounted 
to the redemption date on a semi-annual basis at the treasury rate plus 35 basis points with respect to the 2020 senior 
notes and 40 basis points with respect to the 2040 senior notes, plus, in each case, accrued and unpaid interest to the 
date of redemption.  In addition, if a change of control triggering event occurs with respect to the notes, we will be required 
to offer to purchase the notes at a purchase price equal to 101 percent of the principal amount, plus accrued and unpaid 
interest to the date of purchase.

The terms of the senior notes contain certain customary covenants; however, there are no financial covenants.

$400 Million Senior Notes Offering — 2010 Offering

On March 17, 2010, we completed a $400 million public offering of senior notes due March 15, 2020.  Interest 
at a fixed rate of 5.90 percent is payable on March 15 and September 15 of each year, beginning on September 15, 
2010, until maturity on March 15, 2020.  The senior notes are unsecured obligations and rank equally in right of payment 
with all of our other existing and future senior unsecured and unsubordinated indebtedness.  There are no subsidiary 
guarantees of the interest and principal amounts.

A portion of the net proceeds from the senior notes offering was used on March 31, 2010 to repay our $200 
million term loan under our credit facility, as well as to repay on May 27, 2010 our share of Amapá’s remaining debt 
outstanding of $100.8 million.  In addition, we used the remainder of the net proceeds to help fund the acquisitions of 
Spider and CLCC during the third quarter of 2010.

The senior notes may be redeemed any time at our option not less than 30 days nor more than 60 days after 
prior notice is sent to the holders of the applicable series of notes.  The senior notes are redeemable at a redemption 
price equal to the greater of (1) 100 percent of the principal amount of the notes to be redeemed or (2) the sum of the 
present values of the remaining scheduled payments of principal and interest on the notes to be redeemed, discounted 
to the redemption date on a semi-annual basis, plus accrued and unpaid interest to the date of redemption.  In addition, 
if a change of control triggering event occurs, we will be required to offer to purchase the notes at a purchase price equal 
to 101 percent of the principal amount, plus accrued and unpaid interest to the date of purchase.

131

 
 
 
 
 
 
 
 
 
 
The terms of the senior notes contain certain customary covenants; however, there are no financial covenants.

Equipment Loans

During the second half of 2013, we entered into $164.8 million of seven-year installment equipment loans with 
various interest rates.  The loans are secured by equipment from our Eastern Canadian Iron Ore operations as well as 
a parent guarantee.  Proceeds from the borrowings were used for general corporate purposes. 

Short-Term Facilities

Asia Pacific Iron Ore maintains a bank contingent instrument and cash advance facility.  The facility, which is 
renewable annually at the bank’s discretion, provides A$3.0 million ($2.5 million) at December 31, 2014 in credit for 
contingent instruments, such as performance bonds, and the ability to request a cash advance facility to be provided at 
the discretion of the bank. The facility limit was reduced from A$30.0 million to A$3.0 million during the fourth quarter of 
2014.  At December 31, 2013, the facility provided A$30.0 million ($26.8 million) in credit for contingent instruments.  As 
of December 31, 2014, the outstanding bank guarantees under the facility totaled A$1.5 million ($1.2 million), thereby 
reducing borrowing capacity to A$1.5 million ($1.3 million).  As of December 31, 2013, the outstanding bank guarantees 
under the facility totaled A$23.0 million ($20.5 million), thereby reducing borrowing capacity to A$7.0 million ($6.3 million).  
We have provided a guarantee of the facility, along with certain of our Australian subsidiaries.  The terms of the short-
term facility contain certain customary covenants; however, there are no financial covenants.

Letters of Credit

We have outstanding letters of credit provided for under the amended revolving credit agreement which totaled 
$149.5 million and $8.4 million as of December 31, 2014 and December 31, 2013, respectively.  Additionally, we issued 
standby letters of credit with certain financial institutions in addition to the letters of credit provided for under the revolving 
credit agreement of $48.0 million as of December 31, 2013. 

Debt Maturities

The following represents a summary of our maturities of debt instruments, excluding borrowings on the amended 

revolving credit agreement, based on the principal amounts outstanding at December 31, 2014: 

(In Millions)

Maturities of Debt
21.8
$
22.7

23.6
504.6

25.5
2,397.6
2,995.8

2015
2016

2017
2018

2019
2020 and thereafter
Total maturities of debt

$

132

 
 
 
 
NOTE 6 - FAIR VALUE OF FINANCIAL INSTRUMENTS 

The following represents the assets and liabilities of the Company measured at fair value at December 31, 

2014 and 2013:

(In Millions)

December 31, 2014

Quoted Prices in 
Active
Markets for 
Identical Assets/
Liabilities
(Level 1)

Significant Other 
Observable 
Inputs 
(Level 2)

Significant 
Unobservable 
Inputs
(Level 3)

Total

—

4.3

—

—

63.2

—

4.3 $

— $

63.2 $

— $

—
— $

— $

31.5
31.5 $

11.8 $

—
11.8 $

63.2

4.3

67.5

11.8

31.5
43.3

$

$

$

(In Millions)
December 31, 2013

Quoted Prices in 
Active
Markets for 
Identical
Assets/Liabilities 
(Level 1)

Significant Other 
Observable 
Inputs 
(Level 2)

Significant 
Unobservable 
Inputs 
(Level 3)

Total

$

$

$

$

85.0 $

—

21.4
—
106.4 $

— $
—
— $

— $

—

—
0.3
0.3 $

2.1 $

26.9
29.0 $

— $

58.9

—
—
58.9 $

10.3 $
—
10.3 $

85.0

58.9

21.4
0.3
165.6

12.4
26.9
39.3

Description
Assets:

Derivative assets

Available-for-sale marketable
securities

Total

Liabilities:

Derivative liabilities
Foreign exchange contracts

Total

Description

Assets:

Cash equivalents

Derivative assets
Available-for-sale marketable
securities
Foreign exchange contracts

Total
Liabilities:

Derivative liabilities
Foreign exchange contracts

Total

Financial assets classified in Level 1 at December 31, 2014 include available-for-sale marketable securities.  
Financial  assets  classified  in  Level  1  at  December  31,  2013  include  money  market  funds  and  available-for-sale 
marketable securities.  The valuation of these instruments is based upon unadjusted quoted prices for identical assets 
in active markets.

The valuation of financial assets and liabilities classified in Level 2 is determined using a market approach 
based upon quoted prices for similar assets and liabilities in active markets, or other inputs that are observable.  Level 
2 securities primarily include derivative financial instruments valued using financial models that use as their basis readily 
observable  market  parameters.   At  December 31,  2014,  such  derivative  financial  instruments  included  our  existing 
foreign currency exchange contracts.  At December 31, 2013, such derivative financial instruments included our existing 
foreign currency exchange contracts and interest rate swaps.  The fair value of the foreign currency exchange contracts 

133

 
 
 
is based on forward market prices and represents the estimated amount we would receive or pay to terminate these 
agreements at the reporting date, taking into account creditworthiness, nonperformance risk and liquidity risks associated 
with current market conditions.

The  derivative  assets  classified  within  Level  3  at  December 31,  2014  and  December 31,  2013  included  a 
freestanding derivative instrument related to certain supply agreements with one of our U.S. Iron Ore customers.  The 
agreements include provisions for supplemental revenue or refunds based on the customer’s annual steel pricing at 
the  time  the  product  is  consumed  in  the  customer’s  blast  furnaces.    We  account  for  this  provision  as  a  derivative 
instrument at the time of sale and adjust this provision to fair value as an adjustment to Product revenues each reporting 
period until the product is consumed and the amounts are settled.  The fair value of the instrument is determined using 
a market approach based on an estimate of the annual realized price of hot-rolled steel at the steelmaker’s facilities, 
and takes into consideration current market conditions and nonperformance risk.

The Level 3 derivative assets and liabilities at December 31, 2014 and December 31, 2013 also consisted of 
derivatives related to certain provisional pricing arrangements with our U.S. Iron Ore, Asia Pacific Iron Ore and Eastern 
Canadian Iron Ore customers.  These provisional pricing arrangements specify provisional price calculations, where 
the pricing mechanisms generally are based on market pricing, with the final revenue rate to be based on market inputs 
at a specified point in time in the future, per the terms of the supply agreements.  The difference between the provisionally 
agreed-upon price and the estimated final revenue rate is characterized as a derivative and is required to be accounted 
for separately once the revenue has been recognized.  The derivative instrument is adjusted to fair value through Product 
revenues each reporting period based upon current market data and forward-looking estimates provided by management 
until the final revenue rate is determined.

The following table illustrates information about quantitative inputs and assumptions for the derivative assets 

and derivative liabilities categorized in Level 3 of the fair value hierarchy:

Qualitative/Quantitative Information About Level 3 Fair Value Measurements

($ in millions)
Provisional Pricing
Arrangements

Customer Supply
Agreement

Fair Value
at

12/31/2014

Balance
Sheet
Location

$

$

11.8 Other current

liabilities

63.2 Other current

assets

Valuation
Technique
Market
Approach

Market
Approach

Unobservable Input
Management's
Estimate of 62% Fe

Range or Point 
Estimate
(Weighted 
Average)

$72

Hot-Rolled Steel
Estimate

$590 - $640
($610)

The significant unobservable input used in the fair value measurement of the reporting entity’s provisional pricing 
arrangements is management’s estimate of 62 percent Fe fines spot price based upon current market data, including 
historical seasonality and forward-looking estimates determined by management.  Significant increases or decreases 
in this input would result in a significantly higher or lower fair value measurement, respectively.

The significant unobservable input used in the fair value measurement of the reporting entity’s customer supply 
agreements is the future hot-rolled steel price that is estimated based on current market data, analysts' projections, 
projections provided by the customer and forward-looking estimates determined by management.  Significant increases 
or decreases in this input would result in a significantly higher or lower fair value measurement, respectively.

134

 
 
 
 
 
We recognize any transfers between levels as of the beginning of the reporting period, including both transfers 
into and out of levels.  There were no transfers between Level 1 and Level 2 of the fair value hierarchy during the years 
ended December 31, 2014 and 2013.  The following tables represent a reconciliation of the changes in fair value of 
financial instruments measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the 
years ended December 31, 2014 and 2013.

(In Millions)

Derivative Assets
(Level 3)

Derivative Liabilities
(Level 3)

Year Ended
December 31,

Year Ended
December 31,

2014

2013

2014

2013

Beginning balance - January 1

$

58.9 $

62.4 $

(10.3) $

(11.3)

Total gains (losses)

Included in earnings

Settlements

Transfers into Level 3

Transfers out of Level 3

Ending balance - December 31

Total gains (losses) for the period included in earnings
attributable to the change in unrealized gains (losses) on
assets still held at the reporting date

$

$

187.8

(183.5)

—

—

152.3

(155.8)

—

—

(11.8)

10.3

—

—

(10.3)

11.3

—

—

63.2 $

58.9 $

(11.8) $

(10.3)

187.8 $

152.3 $

(11.8) $

(10.3)

Gains and losses included in earnings are reported in Product revenues in the Statements of Consolidated 

Operations for the years ended December 31, 2014 and 2013.

The carrying amount for certain financial instruments (e.g. Accounts receivable, net, Accounts payable and 
Accrued expenses) approximate fair value and, therefore, have been excluded from the table below.  A summary of the 
carrying amount and fair value of other financial instruments at December 31, 2014 and 2013 were as follows:

Long-term debt:

Senior notes—$700 million

Senior notes—$1.3 billion

Senior notes—$400 million

Senior notes—$500 million

Revolving loan

Equipment Loan Facilities

Fair Value Adjustment to Interest
Rate Hedge

Total long-term debt

(In Millions)

December 31, 2014

December 31, 2013

Classification

Carrying
Value

Fair Value

Carrying
Value

Fair Value

Level 2

Level 2

Level 2

Level 2

Level 2

Level 2

Level 2

689.5

1,279.9

393.7

477.4

—

119.0

367.3

704.0

228.1

312.0

—

119.0

699.4

718.2

1,289.6

1,404.9

398.4

496.5

—

140.8

432.1

523.8

—

140.8

2.8

2.8

(2.1)

(2.1)

$

2,962.3 $

1,733.2 $

3,022.6 $

3,217.7

The fair value of long-term debt was determined using quoted market prices or discounted cash flows based 
upon current borrowing rates.  The revolving loan and equipment loan facilities are variable rate interest and approximate 
fair value.  See NOTE 5 - DEBT AND CREDIT FACILITIES for further information.

135

 
 
 
 
Items Measured at Fair Value on a Non-Recurring Basis  

The following tables present information about the impairment charges on both financial and nonfinancial assets 
that were measured on a fair value basis at December 31, 2014 and December 31, 2013.  The table also indicates the 
fair value hierarchy of the valuation techniques used to determine such fair value.

(In Millions)

Year Ended December 31, 2014

Quoted 
Prices in 
Active
Markets for 
Identical 
Assets/
Liabilities
(Level 1)

Significant 
Other 
Observable 
Inputs 
(Level 2)

Significant 
Unobservable 
Inputs
(Level 3)

Total

Total
Losses

$

— $

— $

— $

— $

73.5

—

—

—

—

—

—

—

—

—

—
—
—

—

—

—

—

—

—

—

—

—

—

—
—
—

—

72.4

72.4

526.5

62.6

30.7

23.4

62.6

30.7

23.4

195.5

394.5

267.5

187.9

187.9

7,043.7

42.7

12.2

—

42.7

12.2

—

132.6

259.5

19.2

7.0

7.0

24.2

—
—
—

—

—
—
—

—

56.2
36.7
0.3

9.2

$

— $

— $

438.9 $

438.9 $ 9,039.1

Description

Assets:

Goodwill impairment -
    Asia Pacific Iron Ore reporting unit

Other long-lived assets -
    Property, plant and equipment
    and Mineral rights:

Asia Pacific Iron Ore reporting unit
North American Coal reporting unit

CLCC thermal asset group

Pinnacle asset group

Oak Grove asset group

Eastern Canadian Iron Ore reporting unit

Bloom Lake asset group

Wabush asset group

Ferroalloys reporting unit

Other reporting units

Other long-lived assets -
  Intangibles and other long-term assets:
Asia Pacific Iron Ore reporting unit
Eastern Canadian Iron Ore reporting unit

Bloom Lake asset group
Wabush asset group
Ferroalloys reporting unit

Investment in ventures
    impairment - Global Exploration

Financial Assets

During the third quarter of 2014, an impairment charge of $9.2 million to investment in ventures was recorded 
within our Global Exploration operating segment as a decision was made to abandon the investment during the period. 

Non-Financial Assets

During the third and fourth quarter of 2014, we identified factors that indicated the carrying values of the asset 
groups in the chart above may not be recoverable primarily due to long-term price forecasts as part of management’s 
long-range planning process.  Updated estimates of long-term prices for all products, specifically the Platts 62 percent 
Fe fines spot price, which particularly effects Eastern Canadian Iron Ore and Asia Pacific Iron Ore business segments 
because their contracts correlate heavily to world market spot pricing, and the benchmark price for premium low-volatile 
hard coking coal were lower than prior estimates.  These estimates were updated based upon current market conditions, 

136

 
 
 
 
 
macro-economic factors influencing the balance of supply and demand for our products and expectations for future 
cost and capital expenditure requirements.  Additionally, a new CEO, Lourenco Goncalves, was appointed by the Board 
of Directors in early August 2014 and subsequently identified as the CODM in accordance with ASC 280, Segment 
Reporting.  The new CODM views Eastern Canadian Iron Ore, Asia Pacific Iron Ore, North American Coal and Ferroalloys 
as non-core assets and has communicated plans to evaluate the business units for a change in strategy including 
possible divestiture.  These factors, among other considerations utilized in the individual impairment assessments, 
indicate that the carrying value of the respective asset groups in the chart above and Asia Pacific Iron Ore goodwill may 
not be recoverable.

During the third quarter of 2014, a goodwill impairment charge of $73.5 million was recorded for our Asia Pacific 
Iron  Ore  reporting  segment.    Based  on  our  review  of  the  fair  value  hierarchy,  the  inputs  used  in  these  fair  value 
measurements were considered Level 3 inputs.

We also recorded impairment charges to property, plant and equipment, mineral rights, intangible assets and 
other long-term assets during the second half of 2014 related to our Wabush operation and Bloom Lake operation within 
our Eastern Canadian Iron Ore operating segment, our Asia Pacific Iron Ore operating segment and our CLCC thermal 
operation, Oak Grove operation and Pinnacle operation within our North American Coal operating segment, along with 
impairments charged to reporting units within our Other reportable segments.  A detailed break out of the impairment 
charges is shown in the chart above.  The recorded impairment charges reduce the related assets to their estimated 
fair value as we determined that the future cash flows associated with these operations were not sufficient to support 
the  recoverability  of  the  carrying  value  of  these  assets.    Fair  value  was  determined  based  on  management's  best 
estimate within a range of fair values, which is considered a Level 3 input, and resulted in an asset impairment charge 
of $8,956.4 million.  The Level 3 inputs used to determine fair value included models developed and market inputs 
obtained by management which provided a range of fair value estimates of property, plant and equipment.  Management’s 
models include internally developed long-term future cash flow estimates, capital expenditure and cost estimates, market 
inputs to determine long-term pricing assumptions, discount rates, and foreign exchange rates.   

(In Millions)

Year Ended December 31, 2013

Quoted Prices 
in Active
Markets for 
Identical 
Assets/
Liabilities
(Level 1)

Significant 
Other 
Observable 
Inputs 
(Level 2)

Significant 
Unobservable 
Inputs
(Level 3)

Total

Total
Losses

$

— $

— $

— $

— $

80.9

—

—

—

—

—

—

46.3

46.3

155.4

1.6

—

1.6

—

14.5

67.6

Description

Assets:

Goodwill impairment -
    Ferroalloys reporting unit

Other long-lived assets -
    Property, plant and equipment

Other long-lived assets -
    Intangibles and long-term 
    deposits

Investment in ventures impairment -
Amapá

Total

$

— $

— $

47.9 $

47.9 $ 318.4

Financial Assets

In light of the March 28, 2013 collapse of the Santana port shiploader and subsequent evaluation of the effect 
that this event had on the carrying value of our investment in Amapá as of June 30, 2013, we recorded an impairment 
charge of $67.6 million in the second quarter of 2013. The sale of Amapá was completed in the fourth quarter of 2013.

137

 
 
 
Non-Financial Assets

During the fourth quarter of 2013, a goodwill impairment charge of $80.9 million was recorded for our  Cliffs 
Chromite Ontario and Cliffs Chromite Far North reporting units within our Ferroalloys operating segment.   The impairment 
charge was primarily a result of the decision to indefinitely suspend the Chromite Project and to not allocate additional 
capital for the project given the uncertain timeline and risks associated with the development of necessary infrastructure 
to  bring  the  project  online.    Based  on  our  review  of  the  fair  value  hierarchy,  the  inputs  used  in  these  fair  value 
measurements were considered Level 3 inputs.

We also recorded an impairment charges to property, plant and equipment during 2013 related to our Wabush 
operation within our Eastern Canadian Iron Ore operating segment, our Cliffs Chromite Ontario and Cliffs Chromite Far 
North reporting units within our Other reportable segments and certain mineral lands at our Asia Pacific Iron Ore operating 
segment to reduce the related assets to their estimated fair value as we determined that the cash flows associated with 
these operations were not sufficient to support the recoverability of the carrying value of these assets.  Fair value was 
determined based on management's estimate of liquidation value, which is considered a Level 3 input, and resulted in 
a charge of $155.4 million.

NOTE 7 - PENSIONS AND OTHER POSTRETIREMENT BENEFITS  

We  offer  defined  benefit  pension  plans,  defined  contribution  pension  plans  and  other  postretirement  benefit 
plans,  primarily  consisting  of  retiree  healthcare  benefits,  to  most  employees  in  North  America  as  part  of  a  total 
compensation and benefits program.  We do not have employee retirement benefit obligations at our Asia Pacific Iron 
Ore operations or our Bloom Lake mine operations within our Eastern Canadian Iron Ore segment.  The defined benefit 
pension plans largely are noncontributory and benefits generally are based on employees’ years of service and average 
earnings for a defined period prior to retirement or a minimum formula.

The labor agreements we have with the USW at our U.S. Iron Ore operations cover approximately 2,200 USW-
represented  employees  at  our  Empire  and Tilden  mines  in  Michigan  and  our  United Taconite  and  Hibbing  mines  in 
Minnesota, or 40.9 percent of our total workforce.  The 2012 USW agreement sets temporary monthly postretirement 
OPEB caps for participants who retire prior to January 1, 2015.  These premium maximums will expire at the end of the 
contract period and revert to increasing premiums based on the terms of the 2004 bargaining agreement. The agreements 
also provide for an OPEB cap that will limit the amount of contributions that we have to make toward medical insurance 
coverage for each retiree and spouse of a retiree per calendar year after it goes into effect.  The amount of the annual 
OPEB cap will be based upon the costs we incurred in 2014. The OPEB cap applies to employees who retire on or after 
January 1, 2015 and will not apply to surviving spouses.  In addition, the agreements renewed the lump sum special 
payments for certain employees retiring in the near future. 

In addition, we currently provide various levels of retirement health care and OPEB to most full-time employees 
who  meet  certain  length  of  service  and  age  requirements  (a  portion  of  which  is  pursuant  to  collective  bargaining 
agreements).  Most plans require retiree contributions and have deductibles, co-pay requirements and benefit limits.  
Most bargaining unit plans require retiree contributions and co-pays for major medical and prescription drug coverage.  
There is an annual limit on our cost for medical coverage under the U.S. salaried plans.  The annual limit applies to each 
covered participant and equals $7,000 for coverage prior to age 65 and $3,000 for coverage after age 65, with the retiree’s 
participation adjusted based on the age at which the retiree’s benefits commence.  Beginning in 2015, Cliffs is changing 
the delivery of the post-65 salaried retiree medical benefit program from an employer sponsored plan to the combination 
of an employer subsidy plan and an individual supplemental Medicare insurance plan purchased through a Medicare 
exchange.  This allows the program to take full advantage of available government subsidies and more efficient pricing 
in the Medicare market.  For participants at our Northshore operation, the annual limit ranges from $4,020 to $4,500 for 
coverage prior to age 65, and equals $2,000 for coverage after age 65.  Covered participants pay an amount for coverage 
equal to the excess of (i) the average cost of coverage for all covered participants, over (ii) the participant’s individual 
limit, but in no event will the participant’s cost be less than 15.0 percent of the average cost of coverage for all covered 
participants.  For Northshore participants, the minimum participant cost is a fixed dollar amount.  We do not provide 
OPEB for most U.S. salaried employees hired after January 1, 1993.  Retiree healthcare coverage is provided through 
programs administered by insurance companies whose charges are based on benefits paid.

Our North American Coal segment is required under an agreement with the UMWA to contribute to the UMWA 
1974  Pension Trust  based  principally  on  hours  worked  by  UMWA-represented  employees.   This  agreement  covers 
approximately 800 UMWA-represented employees at our Pinnacle Complex in West Virginia and our Oak Grove mine 
in Alabama, or 15.2 percent of our total workforce.  The multi-employer pension trust provides pension benefits to eligible 
retirees through a defined benefit plan.  The UMWA 1993 Benefit Plan is a defined contribution plan that was created as 

138

 
 
 
 
 
 
the result of negotiations for the NBCWA of 1993.  The plan provides healthcare insurance to orphan UMWA retirees 
who are not eligible to participate in the UMWA Combined Benefit Fund or the 1992 Benefit Fund or whose last employer 
signed the 1993 or later NBCWA and who subsequently goes out of business.  Contributions to the trust were at a rate 
of $8.16 per hour worked 2014 and at a rate of $8.10 per hour worked for both 2013 and 2012.  These amounted to 
$13.8 million in 2014 and $14.9 million in both 2013 and 2012, respectively.  Our Pinnacle and Oak Grove mines are 
signatories to labor agreements with the UMWA, making them participants in the UMWA 1974 Pension Plan (the "1974 
PP").   As  of  the  most  recent  estimate,  Pinnacle  and  Oak  Grove's  combined  share  of  this  underfunded  liability  was 
estimated to be approximately $330 million.  If Pinnacle or Oak Grove were to withdraw from the 1974 PP or if a mass 
withdrawal were to occur, we would become obligated to satisfy our withdrawal liability to the 1974 PP.

In December 2003, The Medicare Prescription Drug, Improvement, and Modernization Act of 2003 was enacted.  
This act introduced a prescription drug benefit under Medicare Part D as well as a federal subsidy to sponsors of retiree 
healthcare benefit plans that provide a benefit that at least actuarially is equivalent to Medicare Part D.  Our measures 
of the accumulated postretirement benefit obligation and net periodic postretirement benefit cost as of December 31, 
2004 and for periods thereafter reflect amounts associated with the subsidy.  We elected to adopt the retroactive transition 
method for recognizing the cost reduction in 2004.  

The shut-down of the Wabush Scully mine on October 31, 2014 and the idling at Bloom Lake as of December 
31, 2014 affected employees of both the Wabush Scully mine and Pointe Noire locations, triggering early retirement 
benefits for those hourly and salaried plan participants who were eligible, and termination of benefits of other participants 
who were not eligible.  Curtailment gains related to these events totaled $7.9 million and were fully recognized in net 
periodic benefit cost in 2014.

The following table summarizes the annual expense recognized related to the retirement plans for 2014, 2013 

and 2012:

Defined benefit pension plans
Defined contribution pension plans
Other postretirement benefits

Total

2014

(In Millions)
2013

2012

$

$

31.3 $
6.3
(0.7)
36.9 $

52.1 $

6.8
17.4
76.3 $

55.2
6.7
28.1
90.0

139

 
 
 
The following tables and information provide additional disclosures for our consolidated plans.

Obligations and Funded Status

The following tables and information provide additional disclosures for the December 31, 2014 and 2013:

Change in benefit obligations:
Benefit obligations — beginning of year
Service cost (excluding expenses)
Interest cost
Plan amendments
Actuarial (gain) loss
Benefits paid
Participant contributions
Federal subsidy on benefits paid
Exchange rate gain
Curtailment gain
Special termination benefits
Benefit obligations — end of year

Change in plan assets:
Fair value of plan assets — beginning of year
Actual return on plan assets
Participant contributions
Employer contributions
Benefits paid
Exchange rate loss
Fair value of plan assets — end of year

Funded status at December 31:
Fair value of plan assets
Benefit obligations
Funded status (plan assets less benefit obligations)
Amount recognized at December 31

Amounts recognized in Statements of Financial Position:
Current liabilities
Noncurrent liabilities
Net amount recognized

Amounts recognized in accumulated other comprehensive
income:
Net actuarial loss
Prior service cost
Net amount recognized

The estimated amounts that will be amortized from
accumulated other comprehensive income into net periodic
benefit cost in 2015:
Net actuarial loss
Prior service cost
Net amount recognized

140

(In Millions)

Pension Benefits
2013
2014

Other Benefits
2013
2014

$ 1,118.0 $ 1,244.3 $

30.8
49.7
—
141.6
(87.0)
—
—
(18.2)
(10.9)
3.4

38.9
45.9
0.8
(121.8)
(72.9)
—
—
(17.2)
—
—

$ 1,227.4 $ 1,118.0 $

915.3 $
78.7
—
60.5
(87.0)
(17.9)
949.6 $

838.7 $
109.5
—
53.7
(72.9)
(13.7)
915.3 $

356.2 $
6.7
16.2
(0.9)
51.9
(27.4)
4.8
0.9
(3.7)
(8.8)
—
395.9 $

251.8 $
31.9
0.8
6.9
(22.1)
—
269.3 $

459.8
12.3
17.3
—
(103.3)
(28.0)
5.6
0.5
(8.0)
—
—
356.2

237.0
11.0
1.8
20.7
(18.7)
—
251.8

949.6 $

915.3 $

(1,227.4)

(1,118.0)

(277.8) $
(277.8) $

(202.7) $
(202.7) $

269.3 $
(395.9)
(126.6) $
(126.6) $

251.8
(356.2)
(104.4)
(104.4)

(2.4) $

(275.4)
(277.8) $

(5.2) $

(197.5)
(202.7) $

(6.8) $

(119.8)
(126.6) $

(7.9)
(96.5)
(104.4)

341.5 $
10.6
352.1 $

230.6 $
14.9
245.5 $

97.1 $
(42.9)
54.2 $

67.0
(45.4)
21.6

22.3
2.4
24.7

$

$

6.3
(3.7)
2.6

$

$

$

$
$

$

$

$

$

$

$

 
 
(In Millions)

2014

Pension Plans

Other Benefits

Fair value of plan assets

Benefit obligation

Funded status

Fair value of plan assets

Benefit obligation

Funded status

Salaried Hourly
$ 366.4 $ 576.6 $

Mining

SERP

Total

Salaried Hourly

Total

6.6 $

— $

949.6 $

— $ 269.3 $ 269.3

(471.4)

(739.2)

(9.2)

(7.6)

(1,227.4)

(54.0)

(341.9)

(395.9)

$ (105.0) $ (162.6) $

(2.6) $

(7.6) $ (277.8) $ (54.0) $ (72.6) $ (126.6)

Pension Plans

Other Benefits

2013

Salaried
$ 357.4 $ 552.7 $

Hourly

Mining

SERP

Total

Salaried

Hourly

Total

5.2 $

— $

915.3 $

— $ 251.8 $ 251.8

(427.2)

(674.8)

(6.8)

(9.2)

(1,118.0)

(53.6)

(302.6)

(356.2)

$ (69.8) $ (122.1) $

(1.6) $

(9.2) $ (202.7) $ (53.6) $ (50.8) $ (104.4)

The accumulated benefit obligation for all defined benefit pension plans was $1,204.4 million and $1,091.4 million 
at December 31, 2014 and 2013, respectively.  The increase in the accumulated benefit obligation primarily is a result 
of a decrease in the discount rates and adoption of the updated RP-2014 mortality tables.

Components of Net Periodic Benefit Cost

(In Millions)

Pension Benefits
2013

2012

2014

Other Benefits
2013

2012

2014

$

30.8 $
49.7
(72.3)

38.9 $
45.9
(65.6)

32.0 $
48.4
(59.5)

6.7 $

16.2
(17.1)

12.3 $
17.3
(20.1)

14.7
20.6
(17.7)

Service cost
Interest cost
Expected return on plan assets
Amortization:
Net asset
Prior service costs (credits)
Net actuarial loss

—
2.7
14.1
2.9
3.4
31.3 $
—
121.8
(15.5)
(1.5)
(2.7)
—

—
3.0
29.9
—
—
52.1 $
—
(168.8)
(29.9)
0.8
(3.0)
—

$

Curtailments and settlements
Special termination benefits
Net periodic benefit cost
Curtailment effects
Current year actuarial (gain)/loss
Amortization of net loss
Current year prior service (credit) cost
Amortization of prior service (cost) credit
Amortization of transition asset
Total recognized in other comprehensive income $ 102.1 $ (200.9) $
Total recognized in net periodic cost and other
    comprehensive income

$ 133.4 $ (148.8) $

Additional Information

Effect of change in mine ownership & noncontrolling interest
Actual return on plan assets

141

—
3.9
30.4
—
—
55.2 $
—
53.1
(30.4)
2.8
(3.9)
—
21.6 $

—
(3.6)
5.0
(7.9)
—
(0.7) $
(0.8)
36.9
(5.0)
(0.9)
3.6
—

—
(3.6)
11.5
—
—
17.4 $
—
(95.2)
(11.5)
—
3.6
—

33.8 $ (103.1) $

(3.0)
1.9
11.6
—
—
28.1
—
3.2
(11.6)
(58.3)
(1.9)
3.0
(65.6)

76.8 $

33.1 $

(85.7) $

(37.5)

(In Millions)

Pension Benefits
2013

2012
2014
$ 51.4 $ 46.5 $ 54.8 $ 5.9 $ 4.8 $ 8.6
26.1

109.5

2012

2014

11.0

92.5

31.9

78.7

Other Benefits
2013

 
Assumptions

For our U.S. pension and other postretirement benefit plans, we used a discount rate as of December 31, 2014 
of 3.83 percent, compared with a discount rate of 4.57 percent as of December 31, 2013.  The U.S. discount rates are 
determined by matching the projected cash flows used to determine the PBO and APBO to a projected yield curve of 
715 Aa graded bonds in the 10th to 90th percentiles.  These bonds are either noncallable or callable with make-whole 
provisions.  The duration matching produced rates ranging from 3.72 percent to 3.92 percent for our plans.  Based upon 
these  results,  we  selected  a  December 31,  2014  discount  rate  of  3.83  percent  for  our  plans.    This  methodology  is 
consistent with the calculation of the prior-year discount rate.  

On December 31, 2014, we adopted the RP-2014 mortality tables projected generationally using scale MP-2014 
with blue collar and white collar adjustments made for certain hourly and salaried groups, to determine the expected life 
of our plan participants, replacing the IRS 2014 prescribed mortality tables for our U.S. plans.  The adoption of the new 
tables resulted in increases to our U.S. plan projected benefit obligations totaling approximately $30.0 million or 4 percent 
percent for the pension plans and $20 million or 7 percent for the OPEB plans.

For our Canadian plans, we used a discount rate as of December 31, 2014 of 3.75 percent for the pension plans 
and the other postretirement benefit plans.  Similar to the U.S. plans, the Canadian discount rates are determined by 
matching the projected cash flows used to determine the PBO and APBO to a projected yield curve of 285 corporate 
bonds in the 10th to 90th percentiles.  The corporate bonds are either Aa graded, or (for maturities of 10 or more years) 
A or Aaa graded with an appropriate credit spread adjustment.  These bonds are either noncallable or callable with make 
whole provisions.  This methodology is consistent with the calculation of the prior-year discount rate.  

On December 31, 2014, we adopted the 2014 Private Sector Canadian Pensioners’ Mortality Table for the hourly 
plans  and  the  2014  Canadian  Pensioners’  Mortality  Table  for  the  salaried  plans,  where  both  tables  were  projected 
generationally using scale CPM-B, replacing the UP 1994 table with full projection.  The adoption of the new tables 
resulted in increases to our Canadian plan projected benefit obligations totaling approximately $12 million or 5 percent 
for the pension plans and $3 million or 5 percent for the OPEB plans.

Weighted-average assumptions used to determine benefit obligations at December 31 were:

U.S. plan discount rate

Canadian plan discount rate

U.S. salaried rate of compensation increase

Canadian rate of compensation increase

Hourly rate of compensation increase (ultimate)

U.S. expected return on plan assets

Canadian expected return on plan assets

Pension Benefits

Other Benefits

2014

3.83%

3.75

3.00

3.00

2.50

8.25

7.25

2013

4.57%

4.50

4.00

4.00

3.00

8.25

7.25

2014

3.83%

3.75

3.00

N/A

N/A

7.00

N/A

2013

4.57%

4.75

4.00

N/A

N/A

7.00

N/A

142

 
 
 
 
 
Weighted-average assumptions used to determine net benefit cost for the years 2014, 2013 and 2012 were:

U.S. plan discount rate

Canadian plan discount rate
U.S. expected return on plan assets
Canadian expected return on plan assets
U.S. salaried rate of compensation
increase

U.S. hourly rate of compensation increase

Canadian rate of compensation increase

Pension Benefits
2013

2012

2014

2014
4.57 % 3.70 % 4.28 % 4.57 %
4.50
8.25
7.25

4.75
7.00
N/A

3.75
8.25
7.25

4.00
8.25
7.25

Other Benefits

2013

2012

3.70 % 4.28/3.51 % 1
4.00
8.25
N/A

4.25
8.25
N/A

4.00

3.00
4.00

4.00

4.00
4.00

4.00

4.00
4.00

4.00

4.00
4.00

4.00

4.00
4.00

4.00

4.00
4.00

1  4.28 percent for the Salaried Plan.  For the Hourly Plan, 4.28 percent from January 1, 2012 through October 31, 

2012, and 3.51 percent from November 1, 2012 through December 31, 2012.

Assumed health care cost trend rates at December 31 were:

U.S. plan health care cost trend rate assumed for next year

Canadian plan health care cost trend rate assumed for next year

Ultimate health care cost trend rate

U.S. plan year that the ultimate rate is reached

Canadian plan year that the ultimate rate is reached

2014

2013

7.00 %

7.25 %

4.25

5.00

2023

2018

4.00

5.00

2023

2018

Assumed health care cost trend rates have a significant effect on the amounts reported for the health care plans.  

A change of one percentage point in assumed health care cost trend rates would have the following effects:

Effect on total of service and interest cost
Effect on postretirement benefit obligation

Plan Assets

(In Millions)

Increase

Decrease

$

3.4 $

49.6

(2.7)
(39.9)

Our financial objectives with respect to our pension and VEBA plan assets are to fully fund the actuarial accrued 
liability for each of the plans, to maximize investment returns within reasonable and prudent levels of risk, and to maintain 
sufficient liquidity to meet benefit obligations on a timely basis.

Our investment objective is to outperform the expected ROA assumption used in the plans’ actuarial reports over 
a full market cycle, which is considered a period during which the U.S. economy experiences the effects of both an upturn 
and a downturn in the level of economic activity.  In general, these periods tend to last between three and five years.  
The expected ROA takes into account historical returns and estimated future long-term returns based on capital market 
assumptions applied to the asset allocation strategy.  The expected return is net of investment expenses paid by the 
plans.

The asset allocation strategy is determined through a detailed analysis of assets and liabilities by plan, which 
defines the overall risk that is acceptable with regard to the expected level and variability of portfolio returns, surplus 
(assets compared to liabilities), contributions and pension expense.

The asset allocation review process involves simulating the effect of financial market performance for various 
asset allocation scenarios and factoring in the current funded status and likely future funded status levels by taking into 
account expected growth or decline in the contributions over time.  The modeling is then adjusted by simulating unexpected 
changes in inflation and interest rates.  The process also includes quantifying the effect of investment performance and 

143

 
                                       
 
 
 
 
 
 
simulated changes to future levels of contributions, determining the appropriate asset mix with the highest likelihood of 
meeting financial objectives and regularly reviewing our asset allocation strategy.

The asset allocation strategy varies by plan.  The following table reflects the actual asset allocations for pension 
and VEBA plan assets as of December 31, 2014 and 2013, as well as the 2015 weighted average target asset allocations 
as of December 31, 2014.  Equity investments include securities in large-cap, mid-cap and small-cap companies located 
in the U.S. and worldwide.  Fixed income investments primarily include corporate bonds and government debt securities.  
Alternative investments include hedge funds, private equity, structured credit and real estate.

Pension Assets

VEBA Assets

Asset Category
Equity securities
Fixed income
Hedge funds
Private equity
Structured credit
Real estate
Cash

Total

Pension

2015
Target
Allocation

Percentage of
Plan Assets at
December 31,
2013
51.5%
26.7%
6.3%
3.2%
6.7%
4.5%
1.1%
100.0% 100.0% 100.0%

2014
48.6%
29.0%
6.2%
3.3%
6.9%
5.3%
0.7%

48.2%
28.4%
6.1%
5.5%
5.9%
5.9%
—%

2015
Target
Allocation

2014

Percentage of
Plan Assets at
December 31,
2013
10.4%
66.6%
9.8%
2.4%
5.4%
5.3%
0.1%
100.0% 100.0% 100.0%

8.0%
80.1%
4.2%
2.6%
2.1%
3.0%
—%

8.6%
79.3%
4.3%
2.3%
2.3%
3.2%
—%

The fair values of our pension plan assets at December 31, 2014 and 2013 by asset category are as follows:

Asset Category
Equity securities:

U.S. large-cap
U.S. small/mid-cap
International

Fixed income
Hedge funds
Private equity
Structured credit
Real estate
Cash

Total

Quoted Prices in Active
Markets for Identical
Assets/Liabilities
(Level 1)

(In Millions)
December 31, 2014
Significant Other
Observable
Inputs
(Level 2)

Significant
Unobservable
Inputs
(Level 3)

Total

$

$

248.5 $

55.8
157.4
243.7
—
—
—
—
6.6
712.0 $

— $
—
—
31.8
—
—
—
—
—
31.8 $

— $ 248.5
55.8
—
157.4
—
275.5
—
59.2
59.2
31.2
31.2
65.4
65.4
50.0
50.0
6.6
—
205.8 $ 949.6

144

 
 
 
Asset Category
Equity securities:

U.S. large-cap
U.S. small/mid-cap
International

Fixed income
Hedge funds
Private equity
Structured credit
Real estate
Cash

Total

$

$

Quoted Prices in Active
Markets for Identical
Assets/Liabilities
(Level 1)

(In Millions)
December 31, 2013
Significant  Other
Observable
Inputs
(Level 2)

Significant
Unobservable
Inputs
(Level 3)

Total

261.5 $

60.8
149.3
214.8
—
—
—
—
10.2

696.6 $

— $
—
—
30.1
—
—
—
—
—
30.1 $

— $ 261.5
60.8
—
149.3
—
244.9
—
57.6
57.6
29.1
29.1
61.0
61.0
40.9
40.9
10.2
—
188.6 $ 915.3

Following is a description of the inputs and valuation methodologies used to measure the fair value of our plan 

assets.

Equity Securities

Equity  securities  classified  as  Level  1  investments  include  U.S.  large-,  small-  and  mid-cap  investments  and 
international equity.  These investments are comprised of securities listed on an exchange, market or automated quotation 
system for which quotations are readily available.  The valuation of these securities is determined using a market approach, 
and is based upon unadjusted quoted prices for identical assets in active markets.

Fixed Income

Fixed income securities classified as Level 1 investments include bonds and government debt securities.  These 
investments are comprised of securities listed on an exchange, market or automated quotation system for which quotations 
are  readily  available.   The  valuation  of  these  securities  is  determined  using  a  market  approach,  and  is  based  upon 
unadjusted quoted prices for identical assets in active markets.  Also included in Fixed Income is a portfolio of U.S. 
Treasury STRIPS, which are zero-coupon bearing fixed income securities backed by the full faith and credit of the U.S. 
government.  The securities sell at a discount to par because there are no incremental coupon payments.  STRIPS are 
not issued directly  by the Treasury,  but  rather are created by a financial  institution, government  securities broker  or 
government securities dealer.  Liquidity on the issue varies depending on various market conditions; however, in general 
the STRIPS market is slightly less liquid than that of the U.S. Treasury Bond market.  The STRIPS are priced daily through 
a bond pricing vendor and are classified as Level 2.

Hedge Funds

Hedge funds are alternative investments comprised of direct or indirect investment in offshore hedge funds of 
funds with an investment objective to achieve an attractive risk-adjusted return with moderate volatility and moderate 
directional market exposure over a full market cycle.  The valuation techniques used to measure fair value attempt to 
maximize the use of observable inputs and minimize the use of unobservable inputs.  Considerable judgment is required 
to interpret the factors used to develop estimates of fair value.  Valuations of the underlying investment funds are obtained 
and reviewed.  The securities that are valued by the funds are interests in the investment funds and not the underlying 
holdings of such investment funds.  Thus, the inputs used to value the investments in each of the underlying funds may 
differ from the inputs used to value the underlying holdings of such funds.

In determining the fair value of a security, the fund managers may consider any information that is deemed 
relevant, which may include one or more of the following factors regarding the portfolio security, if appropriate: type of 
security  or  asset;  cost  at  the  date  of  purchase;  size  of  holding;  last  trade  price;  most  recent  valuation;  fundamental 
analytical data relating to the investment in the security; nature and duration of any restriction on the disposition of the 
security; evaluation of the factors that influence the market in which the security is purchased or sold; financial statements 
of the issuer; discount from market value of unrestricted securities of the same class at the time of purchase; special 
reports prepared by analysts; information as to any transactions or offers with respect to the security; existence of merger 
proposals or tender offers affecting the security; price and extent of public trading in similar securities of the issuer or 

145

 
 
 
 
 
 
 
 
compatible companies and other relevant matters; changes in interest rates; observations from financial institutions; 
domestic  or  foreign  government  actions  or  pronouncements;  other  recent  events;  existence  of  shelf  registration  for 
restricted  securities;  existence  of  any  undertaking  to  register  the  security;  and  other  acceptable  methods  of  valuing 
portfolio securities.

Hedge fund investments in the SEI Special Situations Fund are valued quarterly and recorded on a one-month 
lag.  For alternative investment values reported on a lag, current market information is reviewed for any material changes 
in values at the reporting date.  Share repurchases for the SEI Special Situations Fund are considered semi-annually 
subject to notice of 95 days.

Private Equity Funds

Private equity funds are alternative investments that represent direct or indirect investments in partnerships, 

venture funds or a diversified pool of private investment vehicles (fund of funds).

Investment commitments are made in private equity funds of funds based on an asset allocation strategy, and 
capital  calls  are  made  over  the  life  of  the  funds  to  fund  the  commitments.   As  of  December 31,  2014,  remaining 
commitments total $55.5 million for both our pension and other benefits.  Of this amount, an additional $45.0 million 
commitment was executed during the third quarter of 2014 in order to bring the portfolio in line with the target allocation 
for this asset category.  Committed amounts are funded from plan assets when capital calls are made.  Investment 
commitments are not pre-funded in reserve accounts.  Refer to the valuation methodologies for equity securities above 
for further information.

The valuation of investments in private equity funds of funds initially is performed by the underlying fund managers.  
In determining the fair value, the fund managers may consider any information that is deemed relevant, which may 
include: type of security or asset; cost at the date of purchase; size of holding; last trade price; most recent valuation; 
fundamental  analytical  data  relating  to  the  investment  in  the  security;  nature  and  duration  of  any  restriction  on  the 
disposition of the security; evaluation of the factors that influence the market in which the security is purchased or sold; 
financial statements of the issuer; discount from market value of unrestricted securities of the same class at the time of 
purchase; special reports prepared by analysts; information as to any transactions or offers with respect to the security; 
existence of merger proposals or tender offers affecting the security; price and extent of public trading in similar securities 
of the issuer or compatible companies and other relevant matters; changes in interest rates; observations from financial 
institutions;  domestic  or  foreign  government  actions  or  pronouncements;  other  recent  events;  existence  of  shelf 
registration for restricted securities; existence of any undertaking to register the security; and other acceptable methods 
of valuing portfolio securities.

The valuations are obtained from the underlying fund managers, and the valuation methodology and process is 
reviewed for consistent application and adherence to policies.  Considerable judgment is required to interpret the factors 
used to develop estimates of fair value.

Private equity investments are valued quarterly and recorded on a one-quarter lag.  For alternative investment 
values reported on a lag, current market information is reviewed for any material changes in values at the reporting date.  
Capital distributions for the funds do not occur on a regular frequency.  Liquidation of these investments would require 
sale of the partnership interest.

Structured Credit

Structured credit investments are alternative investments comprised of collateralized debt obligations and other 
structured credit investments that are priced based on valuations provided by independent, third-party pricing agents, if 
available.  Such values generally reflect the last reported sales price if the security is actively traded.  The third-party 
pricing agents may also value structured credit investments at an evaluated bid price by employing methodologies that 
utilize actual market transactions, broker-supplied valuations, or other methodologies designed to identify the market 
value of such securities.  Such methodologies generally consider such factors as security prices, yields, maturities, call 
features, ratings and developments relating to specific securities in arriving at valuations.  Securities listed on a securities 
exchange, market or automated quotation system for which quotations are readily available are valued at the last quoted 
sale price on the primary exchange or market on which they are traded.  Debt obligations with remaining maturities of 
60 days or less may be valued at amortized cost, which approximates fair value.

Structured credit investments are valued monthly and recorded on a one-month lag.  For alternative investment 
values reported on a lag, current market information is reviewed for any material changes in values at the reporting date.  
Redemption requests are considered quarterly subject to notice of 90 days.

146

 
 
 
 
 
 
 
 
 
 
Real Estate

The real estate portfolio for the pension plans is an alternative investment comprised of three funds with strategic 
categories of real estate investments.  All real estate holdings are appraised externally at least annually, and appraisals 
are  conducted  by  reputable,  independent  appraisal  firms  that  are  members  of  the Appraisal  Institute.   All  external 
appraisals are performed in accordance with the Uniform Standards of Professional Appraisal Practices.  The property 
valuations and assumptions of each property are reviewed quarterly by the investment advisor and values are adjusted 
if there has been a significant change in circumstances relating to the property since the last external appraisal.  The 
valuation methodology utilized in determining the fair value is consistent with the best practices prevailing within the real 
estate appraisal and real estate investment management industries, including the Real Estate Information Standards, 
and standards promulgated by the National Council of Real Estate Investment Fiduciaries, the National Association of 
Real Estate Investment Fiduciaries, and the National Association of Real Estate Managers.  In addition, the investment 
advisor may cause additional appraisals to be performed.  Two of the funds’ fair values are updated monthly, and there 
is no lag in reported values.  Redemption requests for these two funds are considered on a quarterly basis, subject to 
notice of 45 days.

Effective October 1, 2009, one of the real estate funds began an orderly wind-down.  The decision to wind down 
the fund primarily was driven by real estate market factors that adversely affected the availability of new investor capital.  
Third-party appraisals of this fund’s assets were eliminated; however, internal valuation updates for all assets and liabilities 
of the fund are prepared  quarterly.  The fund’s asset values  are recorded on  a one-quarter lag, and  current market 
information is reviewed for any material changes in values at the reporting date.  As of December 31, 2014, the fund was 
largely unwound with no further material distributions expected.  

During 2011, a new real estate fund of funds investment was added for the Empire, Tilden, Hibbing and United 
Taconite VEBA plans as a result of the asset allocation review process.  This fund invests in pooled investment vehicles 
that in turn invest in commercial real estate properties.  Valuations are performed quarterly and financial statements are 
prepared on a semi-annual basis, with annual audited statements.  Asset values for this fund are reported with a one-
quarter lag and current market information is reviewed for any material changes in values at the reporting date.  In most 
cases, values are based on valuations reported by underlying fund managers or other independent third-party sources, 
but the fund has discretion to use other valuation methods, subject to compliance with ERISA.  Valuations are typically 
estimates only and subject to upward or downward revision based on each underlying fund’s annual audit.  Withdrawals 
are permitted on the last business day of each quarter subject to a 65-day prior written notice.

The following represents the effect of fair value measurements using significant unobservable inputs (Level 3) 

on changes in plan assets for the years ended December 31, 2014 and 2013:

Beginning balance — January 1, 2014
Actual return on plan assets:

Relating to assets still held at
    the reporting date
Relating to assets sold during
    the period

Purchases
Sales

Ending balance — December 31, 2014

$

(In Millions)
Year Ended December 31, 2014

Private Equity
Funds

Structured
Credit Fund

Real
Estate

Total

29.1 $

61.0 $

40.9 $ 188.6

Hedge Funds
$

57.6 $

3.1

3.2

4.4

5.2

15.9

(1.5)
—
—
59.2 $

3.0
1.4
(5.5)
31.2 $

—
—
—
65.4 $

1.5
—
6.8
5.4
(1.5)
(7.0)
50.0 $ 205.8

147

 
 
 
 
 
(In Millions)

Year Ended December 31, 2013

Hedge Funds

Private Equity
Funds

Structured
Credit Fund

Real
Estate

Total

Beginning balance — January 1, 2013

$

85.6 $

29.3 $

56.2 $

29.4 $ 200.5

Actual return on plan assets:

Relating to assets still held at
    the reporting date

Relating to assets sold during
    the period

Purchases

Sales

4.5

(1.2)

66.0

(97.3)

(2.1)

5.2

14.7

(18.0)

33.5

(28.7)

27.5

(27.5)

5.1

41.0

(0.4)

36.8

(25.1)

145.0

(30.0)

(172.8)

Ending balance — December 31, 2013

$

57.6 $

29.1 $

61.0 $

40.9 $ 188.6

VEBA

Assets for other benefits include VEBA trusts pursuant to bargaining agreements that are available to fund retired 
employees’  life  insurance  obligations  and  medical  benefits.    The  fair  values  of  our  other  benefit  plan  assets  at 
December 31, 2014 and 2013 by asset category are as follows:

Asset Category
Equity securities:

U.S. large-cap
U.S. small/mid-cap
International

Fixed income
Hedge funds
Private equity
Structured credit
Real estate
Cash

Total

(In Millions)
December 31, 2014

Quoted Prices in Active
Markets for Identical
Assets/Liabilities
(Level 1)

Significant Other
Observable
Inputs
(Level 2)

Significant
Unobservable
Inputs
(Level 3)

Total

— $
—
—
39.1
—
—
—
—
—
39.1 $

— $
—
—
—
11.5
6.2
6.1
8.7
—
32.5 $

11.6
2.9
8.6
213.6
11.5
6.2
6.1
8.7
0.1
269.3

$

$

11.6 $

2.9
8.6
174.5
—
—
—
—
0.1
197.7 $

148

 
 
(In Millions)

December 31, 2013

Quoted Prices in Active
Markets for Identical
Assets/Liabilities
(Level 1)

Significant Other
Observable
Inputs
(Level 2)

Significant
Unobservable
Inputs
(Level 3)

Total

Asset Category
Equity securities:

U.S. large-cap

$

15.7 $

— $

— $

U.S. small/mid-cap

International

Fixed income

Hedge funds

Private equity

Structured credit

Real estate

Cash

Total

2.7

7.8

134.4

—

—

—

—

0.2

—

—

33.7

—

—

—

—

—

—

—

—

24.6

6.0

13.5

13.2

—

15.7

2.7

7.8

168.1

24.6

6.0

13.5

13.2

0.2

$

160.8 $

33.7 $

57.3 $

251.8

Refer  to  the  pension  asset  discussion  above  for  further  information  regarding  the  inputs  and  valuation 

methodologies used to measure the fair value of each respective category of plan assets.

The following represents the effect of fair value measurements using significant unobservable inputs (Level 3) 

on changes in plan assets for the year ended December 31, 2014 and 2013:

Beginning balance — January 1, 2014

Actual return on plan assets:

Relating to assets still held at the reporting date
Relating to assets sold during the period

Purchases
Sales

Ending balance — December 31, 2014

Beginning balance — January 1, 2014

Actual return on plan assets:

Relating to assets still held at the reporting date
Relating to assets sold during the period

Purchases
Sales

Ending balance — December 31, 2014

(In Millions)
Year Ended December 31, 2014
Structured
Private 
Credit
Equity
Fund
Funds

Real
Estate

Hedge 
Funds
$ 24.6 $

0.5
0.6
—
(14.2)
$ 11.5 $

6.0 $

1.0
0.4
0.1
(1.3)
6.2 $

Total
13.5 $ 13.2 $ 57.3

0.4
0.4
—
(8.2)
6.1 $

2.8
0.9
1.9
0.5
0.1
—
(5.9)
(29.6)
8.7 $ 32.5

(In Millions)
Year Ended December 31, 2013
Private 
Structured
Equity
Credit
Funds
Fund

Real
Estate

6.2 $

0.2
0.4
0.3
(1.1)
6.0 $

Total
12.5 $ 15.9 $ 57.8

7.5
2.8
2.4
(2.4)
(0.7)
(1.4)
48.0
14.2
11.0
(53.6)
(19.0)
(11)
13.5 $ 13.2 $ 57.3

Hedge 
Funds
$ 23.2 $

2.1
(0.7)
22.5
(22.5)
$ 24.6 $

149

 
 
Contributions

Annual contributions to the pension plans are made within income tax deductibility restrictions in accordance 
with statutory regulations.  In the event of plan termination, the plan sponsors could be required to fund additional shutdown 
and early retirement obligations that are not included in the pension obligations.  The Company currently has no intention 
to shutdown, terminate or withdraw from any of its employee benefit plans.

Company Contributions

2013

2014

2015 (Expected)*

(In Millions)

Other Benefits

Pension
Benefits

VEBA

Direct
Payments

Total

$

53.7 $

14.6 $

10.9 $

60.5

36.8

—

—

7.3

6.8

25.5

7.3

6.8

* 

Pursuant to the bargaining agreement, benefits can be paid from VEBA trusts that are at least 70 percent funded 
(all VEBA trusts are over 70 percent funded at December 31, 2014).  Funding obligations have been suspended 
as Hibbing's, UTAC's, Tilden's and Empire's share of the value of their respective trust assets have reached 90 
percent of their obligation.

VEBA plans are not subject to minimum regulatory funding requirements.  Amounts contributed are pursuant 

to bargaining agreements.

Contributions by participants to the other benefit plans were $4.8 million for the year ended December 31, 

2014 and $5.6 million for the year ended December 31, 2013.

Estimated Cost for 2015 

For 2015, we estimate net periodic benefit cost as follows:

Defined benefit pension plans

Other postretirement benefits
Total

Estimated Future Benefit Payments

(In Millions)

$

$

23.6
6.0
29.6

2015
2016
2017
2018
2019
2020-2024

(In Millions)

Other Benefits

Pension
Benefits

Gross
Company
Benefits

Less
Medicare
Subsidy

Net
Company
Payments

$

89.3 $
77.7
78.1
79.3
78.6
402.4

23.1 $
23.0
23.2
23.3
22.9
110.7

0.9 $
1.0
1.1
1.3
1.4
8.6

22.2
22.0
22.1
22.0
21.5
102.1

150

 
                                         
 
 
 
Other Potential Benefit Obligations

While the foregoing reflects our obligation, our total exposure in the event of non-performance is potentially greater.  

Following is a summary comparison of the total obligation:

(In Millions)

Fair value of plan assets

Benefit obligation

Underfunded status of plan

Additional shutdown and early retirement benefits

NOTE 8 - STOCK COMPENSATION PLANS 

December 31, 2014
Defined
Benefit
Pensions
$

949.6 $

Other
Benefits

269.3

(1,227.4)

(395.9)

$

$

(277.8) $ (126.6)

(26.7) $

40.5

At  December 31,  2014,  we  have  two  share-based  compensation  plans,  which  are  described  below.    The 
compensation cost that has been charged against income for those plans was $23.7 million, $21.1 million and $20.6 
million  in  2014,  2013  and  2012,  respectively,  which  primarily  was  recorded  in  Selling,  general  and  administrative 
expenses in the Statements of Consolidated Operations.  The total income tax benefit recognized in the Statements of 
Consolidated Operations for share-based compensation arrangements was $8.3 million, $7.4 million and $7.2 million 
for 2014, 2013 and 2012, respectively. 

Employees’ Plans

The 2012 Equity Plan was approved by our Board of Directors on March 13, 2012 and our shareholders approved 
it on May 8, 2012, effective as of March 13, 2012.  The 2012 Equity Plan replaced the ICE Plan.  The maximum number 
of shares that may be issued under the 2012 Equity Plan is 6.0 million common shares.  On February 10, 2014, upon 
recommendation by the Compensation and Organization Committee, Cliffs’ Board of Directors approved and adopted, 
subject to the approval of Cliffs' shareholders at the 2014 Annual Meeting, the 2012 Amended Equity Plan.  The principal 
reason for amending and restating the 2012 Equity Plan was to increase the number of common shares available for 
issuance by 5.0 million common shares.  This amended plan was approved by Cliffs' shareholders at the 2014 Annual 
Meeting held on July 29, 2014.  

The Compensation and Organization Committee of the Board of Directors approved grants under the 2012 
Equity Plan and the 2012 Amended Equity Plan to certain officers and employees for the 2014 to 2016 performance 
period.  Shares granted under the awards during 2014 consisted of 0.8 million performance shares based on TSR, 0.5 
million restricted share units, 0.3 million stock options and 0.4 million performance-based restricted stock units, each 
of which may, or may not, convert into shares based on our shares achieving and maintaining certain milestones above 
an absolute threshold during the performance period. 

At our July 29, 2014 Annual Meeting, the shareholders voted on the election of eleven directors. Thirteen persons 
were nominated for election to the eleven board positions. On August 6, 2014, the Company received the final report 
of the inspector of election that confirmed the election of six new directors to our Board of Directors.  Such an event 
constituted a change in control pursuant to our incentive equity plans.  As a result of such change in the majority of our 
directors and pursuant to the terms of the various plans and applicable award agreements, all of the outstanding and 
unvested equity incentives awarded to participants prior to October 2013 became vested.  Accordingly, this resulted in 
recognizing $11.7 million of additional equity-based compensation expense in the accompanying financial statements, 
representing the remaining unrecognized compensation expense of the awards.  For any equity grants awarded after 
September 2013, the vesting of all such grants will accelerate and pay out in cash only following a participant's qualifying 
termination of employment associated with the change in control and if the common shares are not substituted with a 
replacement award.  This potential liability for additional double-trigger payments for share-based compensation in cash 
will expire entirely in two years.

151

 
 
 
 
For the outstanding 2012 Equity Plan and 2012 Amended Equity Plan awards that were issued subsequent to 
October 2013, each performance share, if earned, entitles the holder to receive common shares or cash within a range 
between a threshold and maximum number of our common shares, with the actual number of common shares earned 
dependent  upon  whether  the  Company  achieves  certain  objectives  and  performance  goals  as  established  by  the 
Compensation and Organization Committee.  The performance share or unit grants vest over a period of three years 
and are intended to be paid out in common shares or cash in certain circumstances.  Performance for the 2014 to 2016 
performance periods is measured only on the basis of relative TSR for the period and measured against the constituents 
of the S&P Metals and Mining ETF Index on the last day of trading of the performance period.  The final payouts for the 
2014 to 2016 performance period will vary from zero to 200 percent of the original grant.  For the outstanding performance-
based restricted stock units, the award may be earned and settled based upon certain VWAP performance for the 
Company’s  common  shares,  (Threshold  VWAP,  Target  VWAP,  or  Maximum  VWAP)  for  any  period  of  ninety  (90) 
consecutive calendar days during a performance period commencing August 7, 2014 and ending December 31, 2017 
(the “Performance Period”).  The stock options vest in equal thirds on each of December 31, 2015, December 31, 2016 
and December 31, 2017 subject to continued employment through each vesting date, and are exercisable cumulatively 
at a strike price of $13.83 after each vesting date and expire on November 17, 2021.  The restricted share units are 
subject to continued employment, are retention based, will vest at the end of the respective performance period, and 
are payable in common shares or cash in certain circumstances at a time determined by the Committee at its discretion.

Following is a summary of our performance share award agreements currently outstanding:

Performance
Share
Plan Year
2014
2014
2014
2014

Performance
Shares
Granted

400,000
283,530
124,630
385,585

Estimated
Forfeitures
40,911
24,380
21,098
120,299

Expected to
Vest

359,089
259,150
103,532
265,286

Grant Date
November 17, 2014
July 29, 2014
May 12, 2014
February 10, 2014

Performance Period

8/7/2014 - 12/31/2017
1/1/2014 - 12/31/2016
1/1/2014 - 12/31/2016
1/1/2014 - 12/31/2016

Nonemployee Directors 

At our 2014 annual meeting, the shareholders approved the Directors' Plan which became effective December 
1, 2014.  The Directors’ Plan authorizes us to issue up to 300,000 common shares from time to time to nonemployee 
Directors.  Under the Share Ownership Guidelines in effect for 2014 ("Guidelines"), a Director is required by the end of 
five years from date of election to hold common shares with a market value of at least $250,000.  The Directors’ Plan 
offers the nonemployee Director the opportunity to defer all or a portion of the awards granted. 

The 2008 Directors’ Plan in effect for most of 2014 provided for an Annual Equity Grant ("Equity Grant") to be 
awarded at our annual meeting each year to all nonemployee Directors elected or re-elected by the shareholders and 
a pro-rata amount was awarded to new directors upon their appointment.  The value of the Equity Grant was payable 
in restricted shares with a three-year vesting period from the date of grant.  The closing market price of our common 
shares on October 16, 2014 was divided into the number of common shares remaining available for issuance under 
the 2008 Directors' Plan to determine the number of restricted shares awarded as the Equity Grant.  In 2014, nonemployee 
Directors each received Equity Grants valued at $85,000 which was bifurcated into two tranches since the 2008 Director's 
Plan did not have a sufficient number of shares available for issuance.  The first tranche of the 2014 Equity Grant was 
granted under the 2008 Directors' Plan on October 16, 2014 and valued at $42,500.  The second tranche was granted 
under the Directors' Plan on December 2, 2014 and valued at $42,500. 

For the last three years, Equity Grant shares have been awarded to elected or re-elected nonemployee Directors 

as follows:

Year of Grant

2012

2013

2014

Unrestricted
Equity Grant
Shares

Restricted Equity
Grant Shares

Deferred Equity
Grant Shares

1,498

3,985

—

152

8,988

31,506

73,635

2,996

7,970

—

 
 
 
 
 
Other Information

The  following  table  summarizes  the  share-based  compensation  expense  that  we  recorded  for  continuing 

operations in 2014, 2013 and 2012:

(In Millions, except  per
share amounts)

2014

2013

2012

Cost of goods sold and operating expenses

Selling, general and administrative expenses

Reduction of operating income from continuing operations before income
    taxes and equity income (loss) from ventures

Income tax benefit

Reduction of net income attributable to Cliffs shareholders

Reduction of earnings per share attributable to Cliffs shareholders:

Basic

Diluted

Determination of Fair Value

$

7.8 $

6.3 $

15.9

23.7

(8.3)
15.4 $

14.8

21.1

(7.4)

13.7 $

13.4

4.0

16.6

20.6

(7.2)

0.10 $
0.10 $

0.09 $

0.08 $

0.09

0.09

$

$

$

The fair value of each grant is estimated on the date of grant using a Monte Carlo simulation to forecast relative 
TSR performance.  A correlation matrix of historic and projected stock prices was developed for both the Company and 
our predetermined peer group of mining and metals companies.  The fair value assumes that performance goals will 
be achieved.

The expected term of the grant represents the time from the grant date to the end of the service period for each 
of the three plan-year agreements.  We estimate the volatility of our common shares and that of the peer group of mining 
and metals companies using daily price intervals for all companies.  The risk-free interest rate is the rate at the grant 
date on zero-coupon government bonds, with a term commensurate with the remaining life of the performance period.

The following assumptions were utilized to estimate the fair value for the 2014 performance share grants:

Grant
Date
Market
Price

$
$
$
$

20.58
17.54
17.62
10.85

Average
Expected
Term
(Years)
2.89
2.61
2.42
3.12

Expected
Volatility
54.0%
54.0%
51.3%
52.9%

Risk-
Free
Interest
Rate
0.54%
0.54%
0.83%
1.18%

Dividend
Yield
2.92%
2.92%
3.40%
4.30%

Fair Value
22.21
$
18.93
$
19.02
$
10.61
$

Fair Value
(Percent of
Grant Date
Market
Price)
107.92%
107.92%
107.92%
97.79%

Grant Date

February 10, 2014
May 12, 2014
July 29, 2014
November 17, 2014

The fair value of the restricted share units is determined based on the closing price of our common shares on 
the grant date.  The restricted share units granted under either the 2012 Equity Plan or the 2012 Amended Equity Plan 
generally vest over a period of three years.

153

 
 
 
 
 
 
 
Restricted share units, restricted stock awards, deferred stock allocation and performance share activity under 

our long-term equity plans and Directors’ Plans are as follows:

2014
Shares

2013
Shares

2012
Shares

Stock options:

Outstanding at beginning of year

Granted during the year

Vested

Forfeited/canceled

Outstanding at end of year

Restricted awards:

Outstanding and restricted at beginning of year

Granted during the year

Vested

Forfeited/canceled

Outstanding and restricted at end of year

Performance shares:

Outstanding at beginning of year
Granted during the year 1
Issued 2
Forfeited/canceled

Outstanding at end of year

Vested or expected to vest as of
    December 31, 2014

Directors’ retainer and voluntary shares:

Outstanding at beginning of year

Granted during the year

Forfeited/canceled

Vested

Outstanding at end of year

Reserved for future grants or awards at end
    of year:

Employee plans

Directors’ plans

Total

—

—

—

—

—

—

—

—

—

—

393,787

396,844

425,166

151,869

(118,973)

(161,741)

(85,574)

586,084

(21,507)

393,787

—

250,000

—

—

250,000

586,084

531,030

(423,822)

(170,116)

523,176

1,040,453

1,233,685

(796,624)

(405,138)

772,484

806,271

(289,054)

(249,248)

1,072,376

1,040,453

2,880

8,136

(1,521)

(2,166)

7,329

1,723,728

7,329

2,281

—

(9,610)

—

6,222,434

225,955

6,448,389

877,435

501,346

(574,518)

(31,779)

772,484

2,611

1,823

—

(1,554)

2,880

1  

2  

The shares granted in 2013 and 2012 include 54,051 shares and 191,506 shares, respectively, related to the 23% and 50% 
payouts associated with the prior-year pool as actual payout exceeded target.

For the year ended December 31, 2014, the shares vesting on December 31, 2013 were valued as of February 10, 2014, 
and the shares vesting due to the change in a majority of our Board of Directors that triggered the acceleration of vesting 
and payout of outstanding equity grants under our equity plans on August 6, 2014, were valued as of that date.  
For  the years ended December 31, 2013 and December 31, 2012,  the shares vested on December 31, 2012 and December 
31, 2011, respectively, and were valued on February 21, 2013 and February 13, 2012, respectively.

154

 
                                         
   
A summary of our outstanding share-based awards as of December 31, 2014 is shown below:

Outstanding, beginning of year
Granted
Vested
Forfeited/expired
Outstanding, end of year

Weighted
Average
Grant Date
Fair Value

$40.20
$16.67
$38.48
$24.76
$16.55

Shares

1,633,866
2,016,996
(1,230,056)
(575,254)
1,845,552

The total compensation cost related to outstanding awards not yet recognized is $18.3 million at December 31, 
2014.  The weighted average remaining period for the awards outstanding at December 31, 2014 is approximately 2.5 
years.

NOTE 9 - INCOME TAXES 

Income  (Loss)  from  Continuing  Operations  Before  Income  Taxes  and  Equity  Income  (Loss)  from  Ventures 

includes the following components:

United States

Foreign

(In Millions)

2014

2013

2012

$

$

(1,884.2) $

(7,719.5)

(9,603.7) $

837.7 $

(348.4)

489.3 $

838.6

(1,340.4)

(501.8)

The components of the provision (benefit) for income taxes on continuing operations consist of the following:

Current provision (benefit):

United States federal

United States state & local

Foreign

Deferred provision (benefit):

United States federal
United States state & local
Foreign

2014

(In Millions)
2013

2012

$

(159.9) $
(0.6)

17.2

(143.3)

(258.9)

(43.0)

(856.8)

(1,158.7)

101.3 $

4.0

87.9

193.2

23.3
3.0
(164.4)

(138.1)

71.1

7.6

50.2

128.9

221.2
1.4
(95.6)

127.0

Total provision on income (loss) from continuing
    operations

$

(1,302.0) $

55.1 $

255.9

155

 
 
 
 
Reconciliation of our income tax attributable to continuing operations computed at the U.S. federal statutory rate 

is as follows:

2014

(In Millions)
2013

2012

Tax at U.S. statutory rate of 35 percent

$(3,361.3)

35.0% $ 171.3

35.0% $ (175.6)

35.0 %

Increase (decrease) due to:

Foreign exchange remeasurement

(4.1)

—

(2.6)

(0.5)

62.3

(12.4)

Non-taxable income related to
noncontrolling interests

Impact of tax law change

Percentage depletion in excess of cost
depletion

Impact of foreign operations

Income not subject to tax

Goodwill impairment

State taxes, net

Settlement of financial guaranty
Manufacturer’s deduction

Valuation allowance
Tax uncertainties

Prior year adjustment in current year

Other items — net

290.1

13.0

(87.9)
592.0
(46.5)
22.7
(43.6)
(343.3)
—
1,660.6

0.2
(10.4)
16.5

Income tax (benefit) expense

$(1,302.0)

(3.0)

(0.1)

0.9

(6.2)

0.5

(0.2)

0.5
3.6

—
(17.3)

—

0.1
(0.2)
13.6% $

(1.5)

—

(97.6)

(10.2)

(106.6)

20.5

5.6

—
(7.9)

73.0

19.6
(11.4)

2.9

55.1

(0.3)

—

(19.9)

(2.1)

(21.8)

4.2

1.1

—
(1.6)

14.9

5.3
(3.6)

0.6

61.0

(357.1)

(12.0)

71.2

(109.1)

65.2

(108.0)

202.2

7.3

—
(4.7)

21.7

(13.0)

21.5

(40.3)

(1.5)

—
0.9

634.5

(126.5)

(14.8)
(5.7)

(1.6)

2.9
1.1

0.4

11.3% $ 255.9

(51.0)%

The components of income taxes for other than continuing operations consisted of the following:

Other comprehensive (income) loss:

Pension/OPEB liability

Mark-to-market adjustments

Other

Total

Paid in capital — acquisition of noncontrolling interest

Paid in capital — stock based compensation

Discontinued Operations

(In Millions)

2014

2013

2012

$

$

$

$

$

39.8 $

100.0 $

3.6

(1.1)

2.0

(12.4)

42.3 $

89.6 $

— $

(4.8) $

— $

102.1 $

3.5 $

(2.0) $

13.8

1.7

2.6

18.1

—

(12.8)

10.4

156

 
 
Significant  components  of  our  deferred  tax  assets  and  liabilities  as  of  December 31,  2014  and  2013  are  as 

follows:

Deferred tax assets:

Pensions

MRRT starting base allowance

Postretirement benefits other than pensions

Alternative minimum tax credit carryforwards

Investments in ventures

Asset retirement obligations

Operating loss carryforwards

Product inventories

Property, plant and equipment and mineral rights

State and local

Lease liabilities

Other liabilities

Total deferred tax assets before valuation allowance

Deferred tax asset valuation allowance

Net deferred tax assets

Deferred tax liabilities:

Property, plant and equipment and mineral rights

Investment in ventures

Intangible assets

Income tax uncertainties

Product inventories

Other assets

(In Millions)

2014

2013

$

108.3 $

—

63.0

267.7

6.0

48.9

1,083.5

32.3

901.6

41.9

14.1

153.6

2,720.9

(2,224.5)

496.4

(20.0)

(198.0)

(7.3)

(49.5)

(16.6)

(80.2)

88.4

300.3

58.0

299.2

—

61.7

524.4

16.4

56.0

—

31.9

138.3

1,574.6

(864.1)

710.5

(1,400.8)

(196.4)

(33.5)

(48.5)

(12.8)

(93.0)

Total deferred tax liabilities

Net deferred tax assets (liabilities)

(371.6)

124.8 $

(1,785.0)

(1,074.5)

$

157

 
The deferred tax amounts are classified in the Statements of Consolidated Financial Position as current or long-
term consistently with the underlying asset or liability that generates the basis difference between financial reporting and 
tax.  Following is a summary:

Deferred tax assets:

United States

Foreign

Current

Long-term

Total deferred tax assets

Deferred tax liabilities:

United States

Foreign

Current

Long-term

Total deferred tax liabilities

Net deferred tax assets (liabilities)

(In Millions)

2014

2013

$

165.9 $

2.2

12.0

180.1

—

4.0

51.3

55.3

$

124.8 $

7.2

29.4

41.5

78.1

175.3

6.1

971.2

1,152.6

(1,074.5)

At December 31, 2014 and 2013, we had $267.7 million and $299.2 million, respectively, of gross deferred tax 

assets related to U.S. alternative minimum tax credits that can be carried forward indefinitely.

We had gross domestic (including states) and foreign net operating loss carryforwards of $1.9 billion, and $6.0 
billion,  respectively,  at  December 31,  2014.    We  had  gross  state  and  foreign  net  operating  loss  carryforwards  at 
December 31, 2013 of $157.9 million and $3.5 billion, respectively.  The U.S. Federal net operating losses will begin to 
expire in 2035 and state net operating losses will begin to expire in 2019.  The foreign net operating losses will begin to 
expire in 2015.  We had foreign tax credit carryforwards of $5.8 million at December 31, 2014 and December 31, 2013.  
The foreign tax credit carryforwards will begin to expire in 2020.  Additionally, there is a net operating loss carryforward 
of $540.7 million for Alternative Minimum Tax.  No benefit has been recorded in the financials for this attribute as ASC 
740 does not allow for the recording of deferred taxes under alternative taxing systems.  However, the future economic 
realizable benefit for this attribute is expected to be approximately $108.1 million.  

We recorded a $1,361.0 million net increase in the valuation allowance of certain deferred tax assets where 
management believes that realization of the related deferred tax assets is not more likely than not.  Of this amount, a 
$18.2 million increase relates to ordinary losses of certain state operations for which future utilization is currently uncertain,  
a $291.0 million decrease relates to the reversal of our valuation allowance on MRRT tax credits due to the repeal of the 
MRRT legislation, and a $28.6 million decrease relates to the change in available Alternative Minimum Tax credits after 
carryback of current year losses.  A $1,273.2 million increase relates to foreign deferred tax assets that management 
has determined it is more likely than not that the assets will not be realized.  A $402.5 million increase relates to U.S. 
regular tax net operating losses where it has been determined that the full benefit of these losses will not be realized as 
we are perpetual Alternative Minimum taxpayers.  

At  December 31,  2014,  we  had  no  cumulative  undistributed  earnings  of  foreign  subsidiaries  included  in 
consolidated retained earnings.  At December 31, 2013, cumulative undistributed earnings of foreign subsidiaries included 
in  consolidated  retained  earnings  amounted  to  $1.2  billion.  The  change  in  undistributed  earnings  resulted  from 
transactions executed during 2014 which triggered the realization of losses with respect to the value in our investment 
in Cliffs Quebec Iron Mines.  Accordingly, no provision has been made for U.S. deferred taxes related to future repatriation 
of earnings.

158

 
 
 
 
 
A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows:

Unrecognized tax benefits balance as of January 1

$

74.4 $

55.5 $

102.1

(In Millions)

2014

2013

2012

Increases for tax positions in prior years

Increases for tax positions in current year

Increase due to foreign exchange

Settlements

Lapses in statutes of limitations

Other

3.4

2.5

(0.2)

(0.5)

(3.7)

(1.2)

13.6

5.3

—

—

—

—

Unrecognized tax benefits balance as of December 31

$

74.7 $

74.4 $

2.7

11.1

—

(60.4)

—

—

55.5

At  December 31,  2014  and  2013,  we  had  $74.7  million  and  $74.4  million,  respectively,  of  unrecognized  tax 
benefits recorded.  Of this amount, $25.2 million and $25.9 million were recorded in Other liabilities and $49.5 million 
and $48.5 million were recorded as Other non-current assets in the Statements of Consolidated Financial Position for 
both years.  If the $74.7 million were recognized, the full amount would impact the effective tax rate.  We do not expect 
that the amount of unrecognized tax benefits will change significantly within the next twelve months.  At December 31, 
2014  and  2013,  we  had  $2.1  million  and  $1.2  million,  respectively,  of  accrued  interest  and  penalties  related  to  the 
unrecognized tax benefits recorded in Other liabilities in the Statements of Consolidated Financial Position.

On July 18, 2013, the FASB issued Accounting Standards Update No. 2013-11. Presentation of an Unrecognized 
Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists (ASU 
2013-11).  ASU 2013-11 requires the netting of unrecognized tax benefits against a deferred tax asset for a loss or other 
carryforward that would apply in settlement of the uncertain tax positions except where the deferred tax asset or other 
carryforward are not available for use.  The adoption of the pronouncement does not have an impact in the presentation 
of our financial statement.

Tax years that remain subject to examination are years 2010 and forward for the U.S., 2006 and forward for 

Canada, and 2007 and forward for Australia.

NOTE 10 - LEASE OBLIGATIONS 

We lease certain mining, production and other equipment under operating and capital leases.  The leases are 
for varying lengths, generally at market interest rates and contain purchase and/or renewal options at the end of the 
terms.  Our operating lease expense was $20.6 million, $29.5 million and $25.8 million for the years ended December 31, 
2014, 2013 and 2012, respectively.  Capital lease assets were $92.7 million and $404.0 million at December 31, 2014 
and 2013, respectively. The value of the capital lease assets in 2014 have decreased due to several factors including 
impairment charges of $140.4 million on our Asia Pacific Iron Ore, North American Coal and Eastern Canadian Iron Ore 
operations. Other factors involved are the announced exiting out of Eastern Canadian Iron Ore, additions/deletions of 
assets, depreciation, etc. Corresponding accumulated amortization of capital leases included in respective allowances 
for depreciation were $18.1 million and $198.5 million at December 31, 2014 and 2013, respectively. 

159

 
 
 
 
 
 
Future minimum payments under capital leases and non-cancellable operating leases at December 31, 2014 

are as follows:

2015

2016

2017

2018

2019

2020 and thereafter

Total minimum lease payments

Amounts representing interest

Present value of net minimum lease payments

(In Millions)

Capital Leases

Operating Leases

$

$

$

$

$

84.8

34.1

26.9

20.4

11.4

21.0
198.6

31.3

167.3 (1)

12.0

9.3

8.4

6.8

4.8

9.9

51.2

(1) 

The total is comprised of $74.5 million and $92.8 million classified as Current portion of capital leases and Other 
liabilities,  respectively,  in  the  Statements  of  Unaudited  Condensed  Consolidated  Financial  Position  at 
December 31, 2014.

160

 
                                         
NOTE 11 - ENVIRONMENTAL AND MINE CLOSURE OBLIGATIONS 

We had environmental and mine closure liabilities of $261.2 million and $321.0 million at December 31, 2014 
and 2013, respectively.  Payments in 2014 and 2013 were $3.1 million and $8.2 million, respectively.  The following is a 
summary of the obligations as of December 31, 2014 and 2013:

(In Millions)

December 31,

2014

2013

$

5.5 $

8.4

22.0

152.2

25.5

34.7

78.2

312.6
321.0

11.3
309.7

22.9

120.9

21.5

33.9

56.5
255.7

261.2
5.2
256.0 $

Environmental

Mine closure

LTVSMC

Operating mines:

U.S. Iron Ore

Asia Pacific Iron Ore

North American Coal

Eastern Canadian Iron Ore

Total mine closure
Total environmental and mine closure obligations

Less current portion
Long-term environmental and mine closure obligations

$

Environmental

Our mining and exploration activities are subject to various laws and regulations governing the protection of the 
environment.  We conduct our operations to protect the public health and environment and believe our operations are 
in compliance with applicable laws and regulations in all material respects.  Our environmental liabilities of $5.5 million 
and $8.4 million at December 31, 2014 and 2013, respectively, including obligations for known environmental remediation 
exposures at various active and closed mining operations and other sites, have been recognized based on the estimated 
cost of investigation and remediation at each site.  If the cost only can be estimated as a range of possible amounts with 
no specific amount being more likely, the minimum of the range is accrued.  Future expenditures are not discounted 
unless the amount and timing of the cash disbursements readily are known.  Potential insurance recoveries have not 
been reflected.  Additional environmental obligations could be incurred, the extent of which cannot be assessed.

As discussed in further detail below, the environmental liability recorded at December 31, 2014 and 2013 primarily 
is comprised of remediation obligations related to the Rio Tinto mine site in Nevada where we are named as a potentially 
responsible party.

The Rio Tinto Mine Site

The Rio Tinto Mine Site is a historic underground copper mine located near Mountain City, Nevada, where tailings 
were placed in Mill Creek; a tributary to the Owyhee River. Site investigation and remediation work is being conducted 
in accordance with a Consent Order dated September 14, 2001 between the NDEP and the Rio Tinto Working Group 
composed  of  the  Company, Atlantic  Richfield  Company,  Teck  Cominco American  Incorporated  and  E.  I.  duPont  de 
Nemours and Company. The Consent Order provides for technical review by the U.S. Department of the Interior Bureau 
of Indian Affairs, the U.S. Fish and Wildlife Service, U.S. Department of Agriculture Forest Service, the NDEP and the 
Shoshone-Paiute Tribe of the Duck Valley Reservation (collectively, "Rio Tinto Trustees"). In recognition of the potential 
for an NRD claim, the parties actively pursued a global settlement that would include the EPA and encompass both the 
remedial action and the NRD issues.

The NDEP published a Record of Decision for the Rio Tinto Mine, which was signed on February 14, 2012 by 
the NDEP and the EPA. On September 27, 2012, the agencies subsequently issued a proposed Consent Decree, which 
was lodged with the U.S. District Court for the District of Nevada and opened for 30-day public comment on October 4, 
2012. The Consent Decree was subsequently finalized on May 20, 2013.  Under the terms of the Consent Decree, the 
Rio Tinto Working Group has agreed to pay over $29.0 million in cleanup costs and natural resource damages to the 
site and surrounding area. The Company's share of the total settlement cost, which includes remedial action, insurance 
and other oversight costs is $12.2 million, of which we have a remaining environmental liability of $2.5 million and $5.3 

161

 
 
 
 
 
 
million in the Statements of Consolidated Financial Position as of December 31, 2014 and 2013, respectively, related to 
this issue.

Under the terms of the Consent Decree, the Rio Tinto Working Group will be responsible for removing mine 
tailings from Mill Creek, improving the creek to support redband trout and improving water quality in Mill Creek and the 
East Fork Owyhee River. Previous cleanup projects included filling in old mine shafts, grading and covering leach pads 
and tailings, and building diversion ditches. NDEP will oversee the cleanup, with input from EPA and monitoring from the 
nearby Shoshone-Paiute Tribes of Duck Valley.

Mine Closure

Our mine closure obligations of $255.7 million and $312.6 million at December 31, 2014 and 2013, respectively, 
include our five consolidated U.S. operating iron ore mines, our Asia Pacific operating iron ore mine, our two operating 
North American coal mines, our two Eastern Canadian iron ore mines and a closed operation formerly operating as 
LTVSMC.  Additionally, included in the December 31, 2013 mine closure obligation are the mine closure obligations 
related to the three mines at our CLCC operations.  The CLCC assets were sold during the fourth quarter of 2014.  As 
disclosed, at the end of March 2014, we idled our Wabush Scully mine in Newfoundland and Labrador and in the fourth 
quarter we began to implement the permanent closure plan for the mine.  Additionally, we disclosed in November 2014 
that we were pursuing exit options for our Bloom Lake mine and as disclosed in January 2015, active production at Bloom 
Lake mine has completely ceased and the mine has transitioned to "care-and-maintenance" mode.

Management periodically performs an assessment of the obligation to determine the adequacy of the liability in 
relation to the closure activities still required at the LTVSMC site.  The LTVSMC closure liability was $22.9 million and 
$22.0 million at December 31, 2014 and 2013, respectively.  MPCA is presently working on an NPDES permit reissuance 
for this facility that could modify the closure liability, but the scale of that change will not be understood until the permit 
has been drafted and issued.

The accrued closure obligation for our active mining operations provides for contractual and legal obligations 
associated  with  the  eventual  closure  of  the  mining  operations.    We  performed  a  detailed  assessment  of  our  asset 
retirement obligations related to our active mining locations most recently in 2014, except for Bloom Lake, in accordance 
with our accounting policy, which requires us to perform an in-depth evaluation of the liability every three years in addition 
to routine annual assessments.  The most recent assessment for Bloom Lake was performed in 2012.  

For the assessments performed, we determined the obligations based on detailed estimates adjusted for factors 
that a market participant would consider (i.e., inflation, overhead and profit) and then discounted the obligation using the 
current credit-adjusted risk-free interest rate based on the corresponding life of mine.  The estimate also incorporates 
incremental increases in the closure cost estimates and changes in estimates of mine lives.  The closure date for each 
location was determined based on the exhaustion date of the remaining iron ore reserves.  The accretion of the liability 
and amortization of the related asset is recognized over the estimated mine lives for each location.  

The following represents a roll forward of our asset retirement obligation liability related to our active mining 

locations for the years ended December 31, 2014 and 2013:

Asset retirement obligation at beginning of period
Accretion expense
Exchange rate changes
Revision in estimated cash flows
Disposal of CLCC Assets

Asset retirement obligation at end of period

(In Millions)

December 31,

2014

2013

$

$

290.6 $
14.5

(2.4)

(65.2)

(4.7) $
232.8 $

231.1
18.1
(3.4)
44.8

—
290.6

162

 
 
 
 
 
 
The revisions in estimated cash flows recorded during the year ended December 31, 2014 relate primarily to a 
downward revision of estimated asset retirement costs for one of our U.S. Iron Ore mines associated with required storm 
water management systems.  The mine life was extended during 2014, effectively converting certain asset retirement 
costs to capital costs over the remaining life-of-mine.  The reduction in estimated cash flows was also attributable to the 
mine life for one of the Eastern Canadian Iron Ore mines being shortened by seven years along with a decrease in the 
inflation rate causing additional downward revisions in estimated cash flows recorded during the year ended December 31, 
2014.

For the year ended December 31, 2013, the revisions in estimated cash flows recorded during the year primarily 
included  estimated  asset  retirement  costs  for  one  of  our  U.S.  Iron  Ore  mines  associated  with  required  storm  water 
management systems expected to be implemented subsequent to the closure of the mine, as described above.

NOTE 12 - GOODWILL AND OTHER INTANGIBLE ASSETS AND LIABILITIES 

Goodwill

Goodwill represents the excess purchase price paid over the fair value of the net assets of acquired companies 
and is not subject to amortization.  We assign goodwill arising from acquired companies to the reporting units that are 
expected to benefit from the synergies of the acquisition.  Our reporting units are either at the operating segment level 
or a component one level below our operating segments that constitutes a business for which management generally 
reviews  production  and  financial  results  of  that  component.    Decisions  often  are  made  as  to  capital  expenditures, 
investments and production plans at the component level as part of the ongoing management of the related operating 
segment.  We have determined that our Asia Pacific Iron Ore and Ferroalloys operating segments constitute separate 
reporting units, that CQIM and Wabush within our Eastern Canadian Iron Ore operating segment constitute reporting 
units and that Northshore within our U.S. Iron Ore operating segment constitutes a reporting unit.  Goodwill is allocated 
among and evaluated for impairment at the reporting unit level in the fourth quarter of each year or as circumstances 
occur that potentially indicate that the carrying amount of these assets may exceed their fair value.

During the third quarter of 2014, a goodwill impairment charge of $73.5 million was recorded for our Asia Pacific 
Iron Ore reporting segment.  The impairment charge was a result of downward long-term pricing estimates as determined 
through management's long-range planning process. 

During the fourth quarter of 2013, upon performing our annual goodwill impairment test, a goodwill impairment 
charge of $80.9 million was recorded for our Cliffs Chromite Ontario and Cliffs Chromite Far North reporting units within 
our Ferroalloys operating segment. The impairment charge was primarily a result of the decision made in the fourth 
quarter of 2013 to indefinitely suspend the Chromite Project and to not allocate additional capital for the project given 
the uncertain timeline and risks associated with the development of necessary infrastructure to bring the project online.

Refer to NOTE 6 - FAIR VALUE OF FINANCIAL INSTRUMENTS for further information.

The following table summarizes changes in the carrying amount of goodwill allocated by operating segment for 

the years ended December 31, 2014 and December 31, 2013:

(In Millions)

December 31, 2014

December 31, 2013

U.S. Iron
Ore

Eastern
Canadian
Iron Ore

Asia
Pacific
Iron Ore

Other

Total

U.S. Iron
Ore

Eastern 
Canadian 
Iron Ore

Asia
Pacific
Iron Ore

Other

Total

$

2.0

$

— $

72.5

$

— $

74.5

$

2.0

$

— $

84.5

$

80.9

$

167.4

—

—

—

—

—

—

—

(73.5)

1.0

—

—

—

2.0

$

— $

— $

— $

—

(73.5)

1.0

2.0

—

—

—

—

—

—

—

—

—

—

(80.9)

(80.9)

(12.0)

—

(12.0)

$

2.0

$

— $

72.5

$

— $

74.5

— $ (1,000.0) $

(73.5) $

(80.9) $ (1,154.4) $

— $ (1,000.0) $

— $

(80.9) $ (1,080.9)

$

$

Beginning Balance

Arising in business
combinations

Impairment

Impact of foreign
currency translation

Ending Balance

Accumulated Goodwill
Impairment Loss

163

 
 
 
 
 
 
 
Other Intangible Assets and Liabilities

Following is a summary of intangible assets and liabilities as of December 31, 2014 and December 31, 2013:

December 31, 2014

December 31, 2013

(In Millions)

Classification

Gross
Carrying
Amount

Accumulated
Amortization

Net
Carrying
Amount

Gross
Carrying
Amount

Accumulated
Amortization

Net
Carrying
Amount

Definite-lived intangible
assets:

Permits

Other non-current assets

Utility contracts

Other non-current assets

Leases

Other non-current assets

Total intangible assets

Below-market sales
contracts

Below-market sales
contracts

Total below-market
sales contracts

Other current liabilities

$

$

$

79.2

$

(16.5) $

62.7

$

127.4

$

(35.9) $

—

—

—

—

—

—

54.7

2.4

(53.1)

(0.1)

79.2

$

(16.5) $

62.7

$

184.5

$

(89.1) $

91.5

1.6

2.3

95.4

(23.0) $

— $

(23.0) $

(23.0) $

— $

(23.0)

Other liabilities

(205.9)

182.8

(23.1)

(205.9)

159.7

(46.2)

$

(228.9) $

182.8

$

(46.1) $

(228.9) $

159.7

$

(69.2)

Amortization expense relating to intangible assets was $10.4 million, $19.9 million and $22.5 million for the years 
ended December 31, 2014, 2013 and 2012, and is recognized in Cost of goods sold and operating expenses in the 
Statements of Consolidated Operations.  During the year ended December 31, 2014, an impairment charge of $15.5 
million was recorded related to the permits intangible asset and is recognized in Impairment of goodwill and other long-
lived assets in the Statements of Consolidated Operations.  Additionally, during 2013, an impairment charge of $9.5 
million was recorded related to the utility contracts intangible asset and was recognized in Impairment of goodwill and 
other long-lived assets.  There was no impairment charge recorded for definite-lived intangible assets in 2012.  The 
estimated amortization expense relating to intangible assets for each of the five succeeding years is as follows:

Year Ending December 31

2015
2016
2017
2018
2019

Total

(In Millions)
Amount

4.1
4.2
4.0
3.8
3.5
19.6

$

The below-market sales contract is classified as a liability and recognized over the term of the underlying contract, 
which has a remaining life of approximately two years and expires December 31, 2016.  For the years ended December 31, 
2014, 2013 and 2012, we recognized $23.1 million, $45.9 million and $46.3 million, respectively, in Product revenues 
related to below-market sales contracts.  The following amounts are estimated to be recognized in Product revenues for 
each of the two succeeding fiscal years:

Year Ending December 31

2015
2016

Total

(In Millions)
Amount

23.0
23.1
46.1

$

164

 
 
 
NOTE 13 - DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES  

The following table presents the fair value of our derivative instruments and the classification of each in the 

Statements of Consolidated Financial Position as of December 31, 2014 and December 31, 2013:

Derivative Assets

Derivative Liabilities

December 31, 2014

December 31, 2013

December 31, 2014

December 31, 2013

(In Millions)

Balance
Sheet
Location

Fair 
Value

Balance 
Sheet 
Location

Fair 
Value

Balance 
Sheet 
Location

Fair 
Value

Balance 
Sheet 
Location

Fair 
Value

$

—

$

—

Other
current
assets

Other
current
assets

—

0.3

Other
current
liabilities

Other
current
liabilities

$

—

$

2.1

Other
current
liabilities

21.6

25.8

$

—

$

0.3

$

21.6

$

27.9

$

—

$

—

Other
current
liabilities

Other
current
liabilities

$

9.9

$

1.1

Other
current
assets

Other
current
assets

Other
current
assets

Other
current
assets

63.2

—

55.8

3.1

Other
current
liabilities

—

11.8

Other
current
liabilities

—

10.3

$

$

63.2

63.2

$

$

58.9

59.2

$

$

21.7

43.3

$

$

11.4

39.3

Derivative
Instrument
Derivatives designated as hedging
instruments under ASC 815:

Interest-Rate Swaps

Foreign Exchange Contracts

Total derivatives designated as
hedging instruments under ASC
815

Derivatives not designated as
hedging instruments under ASC
815:

Foreign Exchange Contracts

Customer Supply Agreements

Provisional Pricing Arrangements

Total derivatives not designated as
hedging instruments under ASC
815:

Total derivatives

Derivatives Designated as Hedging Instruments

Cash Flow Hedges

Australian and Canadian Dollar Foreign Exchange Contracts

We are subject to changes in foreign currency exchange rates as a result of our operations in Australia and 
Canada.  With respect to Australia, foreign exchange risk arises from our exposure to fluctuations in foreign currency 
exchange rates because the functional currency of our Asia Pacific operations is the Australian dollar.  Our Asia Pacific 
operations receive funds in U.S. currency for their iron ore sales.  The functional currency of our Canadian operations 
is the U.S. dollar; however, the production costs for these operations primarily are incurred in the Canadian dollar.

We use foreign currency exchange contracts to hedge our foreign currency exposure for a portion of our U.S. 
dollar sales receipts in our Australian functional currency entities and our entities with Canadian dollar operating costs.  
For our Australian operations, U.S. dollars are converted to Australian dollars at the currency exchange rate in effect 
during the period the transaction occurred.  For our Canadian operations, U.S. dollars are converted to Canadian dollars 
at the exchange rate in effect for the period the operating costs are incurred.  The primary objective for the use of these 
instruments is to reduce exposure to changes in currency exchange rates and to protect against undue adverse movement 
in these exchange rates.  If the instruments qualify for hedge accounting treatment, they are tested for effectiveness at 
inception and at least once each reporting period.  If and when any of our contracts that had qualified for hedge accounting 
treatment are determined not to be highly effective as hedges, the underlying hedged transaction is no longer likely to 
occur, or the derivative is terminated, hedge accounting is discontinued.

165

 
 
 
 
 
As of December 31, 2014, we had outstanding Australian foreign currency exchange contracts with notional 
amounts of $220.0 million in the form of forward contracts with varying maturity dates ranging from January 2015 to 
October 2015.  We had no Canadian foreign currency exchange contracts that were considered cash flow hedges and 
that qualified for hedge accounting treatment at December 31, 2014, as during the fourth quarter of 2014 the Canadian 
foreign  currency  exchange  contracts  were  de-designated.    The  de-designation  of  the  Canadian  hedge  contracts  is 
discussed below.  This compares with outstanding Australian and Canadian foreign currency exchange contracts with a 
notional amount of $323.0 million and $285.9 million, respectively, as of December 31, 2013. 

Changes  in  fair  value  of  highly  effective  hedges  are  recorded  as  a  component  of  Accumulated  other 
comprehensive loss in the Statements of Consolidated Financial Position.  Any ineffectiveness is recognized immediately 
in income.  As of December 31, 2014 and 2013, there was no material ineffectiveness recorded for foreign exchange 
contracts  that  were  classified  as  cash  flow  hedges.  However,  Canadian  hedge  contracts  related  to  the  Bloom  Lake 
operations  were  deemed  ineffective  during  the  fourth  quarter  of  2014  and  no  longer  qualified  for  hedge  accounting 
treatment.  The Canadian hedge contracts de-designated in the fourth quarter of 2014 were all that remained of the 
Canadian hedge contracts.  Canadian hedge contracts associated with the Wabush and Ferroalloys operations were 
deemed ineffective during the fourth quarter of 2013 and no longer qualified for hedge accounting treatment.  All of the 
hedges designated in the fourth quarter of 2013 settled and were no longer outstanding by June 30, 2014. The de-
designated hedges are discussed within the Derivatives Not Designated as Hedging Instruments section of this footnote.  
Amounts recorded as a component of Accumulated other comprehensive loss are reclassified into earnings in the same 
period the forecasted transactions affect earnings.  Of the amounts remaining in Accumulated other comprehensive loss 
related to Australian hedge contracts, we estimate that losses of $15.1 million (net of tax), respectively, will be reclassified 
into  earnings  within  the  next  12  months.    No  amounts  remain  in  Accumulated  other  comprehensive  loss  related  to 
Canadian hedge contracts.

Interest Rate Risk Management

Interest rate risk is managed using a portfolio of variable-rate and fixed-rate debt composed of short-term and 
long-term instruments, such as U.S. treasury lock agreements and variable-to-fixed interest rate swaps.  From time to 
time, these instruments, which are derivative instruments, are entered into to facilitate the maintenance of the desired 
ratio of variable-rate to fixed-rate debt.  

In the second quarter of 2012, we entered into U.S. treasury lock agreements with a notional value of $200.0 
million to hedge the exposure to the possible rise in the interest rate prior to the issuance of the five-year senior notes 
due 2018 discussed in NOTE 5 - DEBT AND CREDIT FACILITIES.  These derivative instruments were designated and 
qualified as cash flow hedges.  The U.S. treasury locks were settled in the fourth quarter of 2012 upon the issuance of 
$500.0 million principal amount of the senior notes due 2018 for a cumulative after-tax loss of $1.3 million, which was 
recorded in Accumulated other comprehensive loss and is being amortized to Other non-operating income (expense) 
over the life of the senior notes due 2018.  Approximately $0.1 million net of tax was recognized in earnings in both 2013 
and 2014 and approximately $0.1 million net of tax is expected to be recognized in earnings in 2015.

166

 
 
 
 
 
The following summarizes the effect of our derivatives designated as cash flow hedging instruments, net of tax 
in  Accumulated  other  comprehensive  loss  in  the  Statements  of  Consolidated  Operations  for  the  years  ended 
December 31, 2014, 2013 and 2012:

Derivatives in Cash Flow
Hedging Relationships

Australian Dollar Foreign
Exchange Contracts

(hedge designation)

Canadian Dollar Foreign Exchange 
Contracts 
   (hedge designation)

Canadian Dollar Foreign
Exchange Contracts
    (prior to de-designation)

Treasury Locks

Total

Amount of Gain (Loss)
Recognized in OCI on 
Derivative
(Effective Portion)

Year Ended
December 31,

2014

2013

2012

(In Millions)

Location of Gain (Loss)
Reclassified
from Accumulated OCI 
into Earnings
(Effective Portion)

Amount of Gain (Loss)
Reclassified
from Accumulated
OCI into Earnings
(Effective Portion)

Year Ended
December 31,

2014

2013

2012

$ (13.9) $ (34.7) $ 20.2

Product revenues

$ (13.2) $ (11.9) $

14.8

—

(12.9)

6.7

Cost of goods sold and
operating expenses

—

(8.2)

3.3

(14.3)

(4.1)

—

—

—

(1.3)

$ (28.2) $ (51.7) $ 25.6

Cost of goods sold and
operating expenses

Other non-operating
income (expense)

(17.7)

(1.9)

(0.1)

(0.1)

—

—

$ (31.0) $ (22.1) $

18.1

Derivatives Not Designated as Hedging Instruments

Foreign Exchange Contracts

During the fourth quarter of 2014, we discontinued hedge accounting for Canadian foreign currency exchange 
contracts for all outstanding contracts associated with Bloom Lake operations as projected future cash flows were no 
longer considered probable or reasonably possible, but we continued to hold these instruments as economic hedges to 
manage currency risk.  Subsequent to de-designation, no further foreign currency exchange contracts were entered into 
for the Bloom Lake operations.  As of December 31, 2014,the de-designated outstanding foreign exchange rate contracts 
had a notional amount of $183.0 million in the form of forward contracts with varying maturity dates ranging from January 
2015 to September 2015.

The amounts that were previously recorded as a component of Accumulated other comprehensive loss prior to 
de-designation and remaining in Accumulated other comprehensive loss as of December 31, 2014 were reclassified to 
earnings upon the de-designation of the hedges as the hedges would not be effective prospectively due to the projected 
future cash flows associated with the hedges no longer being considered probable or reasonably possible.  We reclassified 
losses of $7.3 million from Accumulated other comprehensive loss related to contracts that had not matured during the 
year, and recorded the amounts as Cost of goods sold and operating expenses on the Statements of Consolidated 
Operations.  A corresponding realized gain or loss will be recognized in each period until settlement of the related economic 
hedge in 2015.  Additionally, for the year ended December 31, 2014, prior to the de-designation of the Bloom Lake 
hedges,  we  reclassified  losses  of  $9.9  million  from  Accumulated  other  comprehensive  loss related  to  contracts  that 
matured during the year, and recorded the amounts as Cost of goods sold and operating expenses on the Statements 
of Consolidated Operations.  As of December 31, 2014, no gains or losses remain in Accumulated other comprehensive 
loss related to the Bloom Lake effective cash flow hedge contracts prior to de-designation.

During the fourth quarter of 2013, we discontinued hedge accounting for Canadian foreign currency exchange 
contracts for all outstanding contracts associated with Wabush and Ferroalloys operations as projected future cash flows 
were no longer considered probable, but we continued to hold these instruments as economic hedges to manage currency 
risk. Subsequent to de-designation, no further foreign currency exchange contracts were entered into for the Wabush 
operation or the Ferroalloys operations.  As of December 31, 2014, there were no outstanding de-designated foreign 
currency exchange rate contracts associated with the Wabush and Ferroalloys operations as all remaining de-designated 
foreign exchange contracts matured during the second quarter of 2014.  This compares with outstanding de-designated 
foreign currency exchange contracts with a notional amount of $74.8 million as of December 31, 2013.

167

 
 
 
 
 
As  a  result  of  discontinued  hedge  accounting,  the  Wabush  and  Ferroalloys  instruments  were  prospectively 
marked to fair value each reporting period through Cost of goods sold and operating expenses on the Statements of 
Consolidated  Operations.    For  the  years  ended  December  31,  2014,  and  2013,  the  change  in  fair  value  of  our  de-
designated foreign currency exchange contracts resulted in net losses of $3.3 million and $0.6 million, respectively.  The 
amounts that were previously recorded as a component of Accumulated other comprehensive loss prior to de-designation 
were reclassified to earnings and a corresponding realized gain or loss was recognized when the forecasted cash flow 
occurred.  For the years ended December 31, 2014, and 2013, we reclassified losses of $0.5 million and $1.9 million, 
respectively from Accumulated other comprehensive loss related to contracts that matured during the year, and recorded 
the amounts as Cost of goods sold and operating expenses on the Statements of Consolidated Operations.  All the 
remaining contracts matured during the second quarter of 2014 and as of the period ended June 30, 2014, no gains or 
losses remained in Accumulated other comprehensive loss related to the effective cash flow hedge contracts prior to 
de-designation. 

Fair Value Hedges

Interest Rate Hedges

Our fixed-to-variable interest rate swap derivative instruments, with a notional amount of $250.0 million, were 
de-designated and settled during August 2014.  Prior to settlement, the derivatives were designated and qualified as fair 
value hedges.  The objective of the hedges was to offset changes in the fair value of our debt instruments associated 
with fluctuations in the benchmark LIBOR interest rate as part of our risk management strategy.

Prior to de-designation and settlement, when the interest rate swap derivative instruments were designated and 
qualified as fair-value hedges, the gain or loss on the hedge instrument as well as the offsetting loss or gain on the 
hedged item attributable to the hedged risk were recognized in net income.  We included the gain or loss on the derivative 
instrument and the offsetting loss or gain on the hedged item in Other non-operating income (expense).  The net gains 
recognized in Other non-operating income (expense) for the year ended December 31, 2014 were $0.3 million.

For the year ended December 31, 2013, the fixed-to-variable interest rate swap derivative instruments were 
designated and qualified as fair-value hedges.  The gain or loss on the hedge instrument as well as the offsetting loss 
or gain on the hedged item attributable to the hedged risk was recognized in net income.  We included the gain or loss 
on the derivative instrument and the offsetting loss or gain on the hedged item in Other non-operating income (expense). 
The net gain recognized in Other non-operating income (expense) for year ended December 31, 2013 was $0.1 million.

Customer Supply Agreements

Most of our U.S. Iron Ore long-term supply agreements are comprised of a base price with annual price adjustment 
factors.  The base price is the primary component of the purchase price for each contract.  The indexed price adjustment 
factors are integral to the iron ore supply contracts and vary based on the agreement, but typically include adjustments 
based upon changes in the Platts 62 percent Fe fines spot price and/or international pellet prices and changes in specified 
Producer  Price  Indices,  including  those  for  all  commodities,  industrial  commodities,  energy  and  steel.    The  pricing 
adjustments generally operate in the same manner, with each factor typically comprising a portion of the price adjustment, 
although the weighting of each factor varies based upon the specific terms of each agreement.  In most cases, these 
adjustment factors have not been finalized at the time our product is sold.  In these cases, we historically have estimated 
the adjustment factors at each reporting period based upon the best third-party information available.  The estimates are 
then adjusted to actual when the information has been finalized.  The price adjustment factors have been evaluated to 
determine if they contain embedded derivatives.  The price adjustment factors share the same economic characteristics 
and risks as the host contract and are integral to the host contract as inflation adjustments; accordingly, they have not 
been separately valued as derivative instruments.

A certain supply agreement with one U.S. Iron Ore customer provides for supplemental revenue or refunds to 
the customer based on the customer’s average annual steel pricing at the time the product is consumed in the customer’s 
blast furnace.  The supplemental pricing is characterized as a freestanding derivative and is required to be accounted 
for separately once the product is shipped.  The derivative instrument, which is finalized based on a future price, is 
adjusted to fair value as a revenue adjustment each reporting period until the pellets are consumed and the amounts 
are settled.  

We  recognized  $187.8  million,  $149.2  million  and  $171.4  million  as  Product  revenues  in  the  Statements  of 
Consolidated  Operations  for  the  years  ended  December 31,  2014,  2013  and  2012,  respectively,  related  to  the 
supplemental payments.  Other current assets, representing the fair value of the pricing factors, were $63.2 million and 
$55.8  million  in  the  December 31,  2014  and  December 31,  2013  Statements  of  Consolidated  Financial  Position, 
respectively.

168

 
 
 
 
 
 
 
 
 
 
Provisional Pricing Arrangements

Certain of our U.S. Iron Ore, Asia Pacific Iron Ore and Eastern Canadian Iron Ore customer supply agreements 
specify provisional price calculations, where the pricing mechanisms generally are based on market pricing, with the 
final revenue rate to be based on market inputs at a specified period in time in the future, per the terms of the supply 
agreements.    The  difference  between  the  provisionally  agreed-upon  price  and  the  estimated  final  revenue  rate  is 
characterized as a freestanding derivative and is required to be accounted for separately once the provisional revenue 
has been recognized.  The derivative instrument is adjusted to fair value through Product revenues each reporting period 
based upon current market data and forward-looking estimates provided by management until the final revenue rate is 
determined.  At December 31, 2014 we had no Other current assets recorded in the Statements of Consolidated Financial 
Position related to our estimate of the final revenue rate with any of our customers.  At December 31, 2013, we recorded 
$3.1 million as Other current assets in the Statements of Consolidated Financial Position related to our estimate of final 
revenue rate with our U.S. Iron Ore, Asia Pacific Iron Ore and Eastern Canadian Iron Ore customers.  At December 31, 
2014 and December 31, 2013, we recorded $11.8 million and $10.3 million, respectively, as Other current liabilities in 
the Statements of Consolidated Financial Position related to our estimate of final revenue rate with our U.S. Iron Ore, 
Asia Pacific Iron Ore and Eastern Canadian Iron Ore customers.  These amounts represent the difference between the 
provisional price agreed upon with our customers based on the supply agreement terms and our estimate of the final 
revenue rate based on the price calculations established in the supply agreements.  As a result, we recognized a net 
$11.8  million  decrease  in  Product  revenues  in  the  Statements  of  Consolidated  Operations  for  the  year  ended 
December 31, 2014 related to these arrangements.  This compares with a net $7.2 million decrease and a net $7.8 
million decrease in Product revenues for the comparable periods in 2013 and 2012.

The following summarizes the effect of our derivatives that are not designated as hedging instruments in the 

Statements of Consolidated Operations for the years ended December 31, 2014, 2013 and 2012:

Derivatives Not Designated as
Hedging Instruments

(In Millions)

Location of Gain (Loss) 
Recognized in
Income on Derivative

Foreign Exchange Contracts

Foreign Exchange Contracts
Foreign Exchange Contracts

Treasury Locks

Customer Supply Agreements
Provisional Pricing Arrangements
Total

Cost of goods sold and operating
expenses
Other income (expense)
Income and Gain on Sale from
Discontinued Operations, net of tax
Other non-operating income
(expense)
Product revenues
Product revenues

Amount of Gain/(Loss) Recognized in
Income on Derivative

Year Ended
December 31,

2014

2013

2012

$

$

(16.9) $
—

(0.6) $
—

—
0.3

—

—

(0.3)

—
187.8
(11.8)
159.1 $

—
149.2
(7.2)
141.4 $

(0.4)
171.4
(7.8)
163.2

Refer to NOTE 6 - FAIR VALUE OF FINANCIAL INSTRUMENTS for additional information.

NOTE 14 - DISCONTINUED OPERATIONS 

In April 2014, the FASB issued ASU 2014-08, Reporting Discontinued Operations and Disclosures of Disposals 
of Components of an Entity, which changes the criteria for reporting discontinued operations and requires additional 
disclosures about discontinued operations.  The standard requires that an entity report as a discontinued operation only 
a disposal that represents a strategic shift in operations that has a major effect on its operations and financial results.  
ASU 2014-08 is effective prospectively for new disposals that occur within annual periods beginning on or after December 
15, 2014.  Early adoption is permitted and we adopted ASU 2014-08 during the three months ended December 31, 2014.  
Adoption of the standard had a material impact on our Statements of Consolidated Operations. 

169

 
 
 
 
 
The Wabush mine was idled by the end of the first quarter of 2014 and we subsequently began to commence 
permanent closure during the fourth quarter of 2014.  As part of these closure activities, we terminated the rail transportation 
agreement and began implementation of the provincial Rehabilitation and Closure Plan that has been approved by the 
Canadian Department of Natural Resources.  As such, the Wabush mine was deemed abandoned as of December 31, 
2014 and meets the disposed by other than sale criteria.  

On December 31, 2014, we completed the sale of our CLCC assets in West Virginia to Coronado Coal II, LLC, 
an affiliate of Coronado Coal LLC, for $174.0 million in cash and the assumption of certain liabilities, of which $155.0 
million has been collected as of December 31, 2014.  We recorded the results of this sale in our fourth quarter earnings 
as the transaction closed on December 31, 2014. As such, CLCC as of December 31, 2014, meets the disposed of by 
sale criteria.  

As Wabush and CLCC met criteria for discontinued operations, each disposal had to be further evaluated to 
determine whether the disposal represents a strategic shift that has (or will have) a major effect on our operations and 
financial  results.    Wabush  and  CLCC  meet  the  criteria  for  discontinued  operations  as  Wabush's  closure  plan  was 
implemented and CLCC was sold.  According to ASU 2014-08, examples of a strategic shift that has (or will have) a 
major effect on an entity’s operations and financial results could include a disposal of a major geographical area, a major 
line of business, a major equity method investment, or other major parts of an entity.  In order to determine if the disposal 
of CLCC or Wabush had a major effect on our operations and financial results, we used revenues and assets as a key 
indicator of significance as those are historically key indicators we have used to measure our components against.  For 
both Wabush and CLCC, the associated revenues and assets were determined not to be a significant percentage of our 
consolidated results as evidenced by the years ended December 31, 2014, 2013 and 2012.  Wabush revenues were 
less than 8 percent of consolidated revenues and less than 4 percent of total assets for the years ended December 31, 
2014, 2013 and 2012.  CLCC revenues were less than 5 percent of consolidated revenues and less than 8 percent of 
total assets for the years ended December 31, 2014, 2013 and 2012.  

Other key indicators such as sales margin, EBITDA and adjusted EBITDA are not relevant for Wabush as Wabush 
was idled in the first quarter of 2014 and therefore not operational for the majority of 2014.  These other key indicators 
were also not relevant for CLCC as the coal business makes up a small percentage of our overall financial results, 
approximately 15 percent of consolidated revenues in 2014, as compared to our iron ore business. 

After assessing Wabush and CLCC under the ASU 2014-08 guidance as discussed above, it was determined 
that Wabush and CLCC do not qualify as discontinued operations as of December 31, 2014.  Neither Wabush nor CLCC 
represent a strategic shift that has or will have a major impact on our operations or financial results.

The  amendments  in  this ASU  2014-08  require  us  to  provide  the  Income  (Loss)  from  Continuing  Operations 
Before Income Taxes and Equity Income (Loss) from Ventures for each individually significant component of an entity 
that  does  not  qualify  for  discontinued  operations  presentation  in  the  financial  statements.  The  Income  (Loss)  from 
Continuing Operations Before Income Taxes and Equity Income (Loss) from Ventures is to be presented for the component 
of an entity for the period in which it is disposed of or is classified as held for sale and for all prior periods that are 
presented in the Statements of Consolidated Operations.  As required, the Income (Loss) from Continuing Operations 
Before Income Taxes and Equity Income (Loss) from Ventures for Wabush and CLCC are presented below:

(In Millions)

Year Ended December 31,
2013

2012

2014

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE
INCOME TAXES AND EQUITY INCOME (LOSS) FROM VENTURES

Wabush

CLCC

$

$

(345.6) $
(669.9) $

(258.6) $
(55.0) $

(131.8)
(41.8)

The table below sets forth selected financial information related to operating results of our business classified 
as discontinued operations.  While the reclassification of revenues and expenses related to discontinued operations for 
prior periods has no impact upon previously reported net income, the Statements of Consolidated Operations present 
the revenues and expenses that were reclassified from the specified line items to discontinued operations.  During the 
fourth quarter of 2012, we sold our 45 percent economic interest in Sonoma.  The Sonoma operations previously were 
included in Other within our reportable segments. 

170

 
 
 
 
 
 
 
The following table presents detail of our operations related to our Sonoma operations in the Statements of 

Consolidated Operations:

(In Millions)
Year Ended December 31,
2013

2012

2014

REVENUES FROM PRODUCT SALES AND SERVICES

Product

$

— $

— $

151.6

GAIN ON SALE FROM DISCONTINUED OPERATIONS, net of tax

INCOME (LOSS) FROM DISCONTINUED OPERATIONS, net of tax

—

—

—

2.0

38.0

(2.1)

INCOME and GAIN ON SALE FROM DISCONTINUED OPERATIONS, net
of tax

$

— $

2.0 $

35.9

Income and Gain on Sale from Discontinued Operations, net of tax during the year ended December 31, 2013 
relates to additional income tax benefit resulting from the actual tax gain from the sale of Sonoma as included on the 
2012 tax return, which was filed during the year ended December 31, 2013.

We  recorded  a  gain  of  $38.0  million,  net  of  $8.1  million  in  tax  expense  in  Income  and  Gain  on  Sale  from 
Discontinued Operations, net of tax in the Statements of Consolidated Operations for the year ended December 31, 
2012 related to our sale of the Sonoma operations, which was completed as of November 12, 2012.  We recorded a loss 
from discontinued operations in 2012 of $2.1 million, net of $2.4 million in tax expense. 

NOTE 15 - CAPITAL STOCK 

Depositary Shares

On February 21, 2013, we issued 29.25 million depositary shares, representing an aggregate of 731,250 preferred 
shares, comprised of the 27.0 million depositary share offering and the exercise of an underwriters' over-allotment option 
to purchase an additional 2.25 million depositary shares.  Each depositary share represents a 1/40th interest in a share 
of our 7.00 percent Series A Mandatory Convertible Preferred Stock, Class A, without par value ("Preferred Share") at 
a price of $25 per depositary share for total net proceeds of approximately $709.4 million, after underwriter fees and 
discounts.  Each Preferred Share has an initial liquidation preference of $1,000 per share (equivalent to a $25 liquidation 
preference per depositary share).  When and if declared by our Board of Directors, we will pay cumulative dividends on 
each Preferred Share at an annual rate of 7.00 percent on the liquidation preference.  We will pay declared dividends in 
cash on February 1, May 1, August 1 and November 1 of each year, commencing on May 1, 2013 and to, and including 
February 1, 2016.  Holders of the depositary shares are entitled to a proportional fractional interest in the rights and 
preferences of the Preferred Shares, including conversion, dividend, liquidation and voting rights, subject to the provisions 
of the deposit agreement.

The Preferred Shares may be converted, at the option of the holder, at the minimum conversion rate of 28.1480 
of our common shares (equivalent to 0.7037 of our common shares per depositary share) at any time prior to February 
1, 2016 or other than during a fundamental change conversion period, subject to anti-dilution adjustments.  If not converted 
prior to that time, each Preferred Share will convert automatically on February 1, 2016 into between 28.1480 and 34.4840 
common shares, par value $0.125 per share, subject to anti-dilution adjustments.  The number of common shares issuable 
on conversion will be determined based on the average VWAP per share of our common shares during the 20 trading 
day period beginning on, and including, the 23rd scheduled trading day prior to February 1, 2016, subject to customary 
anti-dilution adjustments.  Upon conversion, a minimum of 20.6 million common shares and a maximum of 25.2 million 
common shares will be issued.

If certain fundamental changes involving the Company occur, holders of the Preferred Shares may convert their 
shares into a number of common shares at the conversion rate that will be adjusted under certain circumstances, and 
such holders also will be entitled to a fundamental change dividend make-whole amount.   The Preferred Shares are not 
redeemable.

171

 
 
 
 
 
 
Common Share Public Offering 

On February 21, 2013, we issued 10.35 million common shares, comprised of the 9.0 million common share 
offering and the exercise of an underwriters' option to purchase an additional 1.35 million common shares.  We received 
net proceeds of approximately $285.3 million at a closing price of $29.00 per common share.

Dividends

 On March 20, 2013, our Board of Directors declared a cash dividend of $13.6111 per Preferred Share, which 
is equivalent to approximately $0.34 per depositary share.  The cash dividend was paid on May 1, 2013 to our shareholders 
of record as of the close of business on April 15, 2013.  On May 7, 2013, September  9, 2013, and November 11, 2013, 
our  Board  of  Directors  declared  a  quarterly  cash  dividend  of  $17.50  per  Preferred  Share,  which  is  equivalent  to 
approximately  $0.44 per  depositary share.   The cash  dividend  was  paid on August 1, 2013, November 1, 2013 and 
February 3, 2014 to our shareholders of record as of the close of business on July 15, 2013, October 15, 2013 and 
January 15, 2014, respectively.  On February 11, 2014, May 13, 2014, and September 8, 2014, our board of directors 
declared the quarterly cash dividend of $17.50 per Preferred Share, which is equivalent to approximately $0.44 per 
depositary share.  The cash dividend was paid on May 1, 2014, August 1, 2014 and November 3, 2014, to our Preferred 
Shareholders of record as of the close of business on April 15, 2014, July 15, 2014, and October 15, 2014, respectively.  
On November 19, 2014, our Board of Directors declared the quarterly cash dividend of $17.50 per Preferred Share, 
which  is  equivalent  to  approximately  $0.44  per  depositary  share.    The  cash  dividend  of  $12.8  million  was  paid  on 
February 2, 2015 to our shareholders of record as of the close of business on January 15, 2015.

On February 11, 2013, our Board of Directors approved a reduction to our quarterly cash dividend rate by 76 
percent to $0.15 per share.  Our Board of Directors took this step in order to improve the future cash flows available for 
investment in the Phase II expansion at Bloom Lake, as well as to preserve our investment-grade credit ratings.  The 
decreased dividend of $0.15 per share was paid on March 1, 2013, June 3, 2013, September 3, 2013 and December 2, 
2013 to our common shareholders of record as of the close of business on February 22, 2013, May 17, 2013, August 15, 
2013 and November 22, 2013, respectively.  Additionally, the cash dividend of $0.15 per share was paid on March 3, 
2014, June 3, 2014, September 2, 2014  and December 1, 2014 to our common shareholders of record as of close of 
business on February 21, 2014, May 23, 2014, August 15, 2014 and November 15, 2014.

172

 
 
 
NOTE 16 - ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) 

The components of Accumulated  other comprehensive income (loss) within Cliffs shareholders’ equity and 

related tax effects allocated to each are shown below as of December 31, 2014, 2013 and 2012:

As of December 31, 2012:

Postretirement benefit liability

Foreign currency translation adjustments

Unrealized net gain on derivative financial instruments

Unrealized gain on securities

As of December 31, 2013:

Postretirement benefit liability

Foreign currency translation adjustments

Unrealized net gain on derivative financial instruments

Unrealized gain on securities

As of December 31, 2014:

Postretirement benefit liability

Foreign currency translation adjustments

Unrealized net loss on derivative financial instruments

Unrealized gain on securities

(In Millions)

Tax
Benefit
(Provision)

After-tax
Amount

Pre-tax
Amount

$

$

$

$

$

$

(576.7) $

194.0 $

316.3

12.4

3.3

—

(3.7)

(1.2)

(382.7)

316.3

8.7

2.1

(244.7) $

189.1 $

(55.6)

(299.3) $

94.4 $

106.7

(30.0)

9.3

—

9.1

(3.1)

(204.9)

106.7

(20.9)

6.2

(213.3) $

100.4 $

(112.9)

(425.3) $

134.2 $

(291.1)

64.4

(25.9)

(1.3)

—

7.8

0.3

64.4

(18.1)

(1.0)

(388.1) $

142.3 $

(245.8)

173

 
The following tables reflect the changes in Accumulated other comprehensive income (loss) related to Cliffs 

shareholders’ equity for December 31, 2014, 2013 and 2012:

Postretirement
Benefit
Liability, net of
tax

Unrealized
Net Gain
(Loss) on
Securities,
net of tax

(In Millions)

Unrealized
Net Gain
(Loss) on
Foreign
Currency
Translation

Net
Unrealized
Gain (Loss)
on
Derivative
Financial
Instruments,
net of tax

Accumulated
Other
Comprehensive
Income (Loss)

Balance December 31, 2013 $

(204.9) $

6.2 $

106.7 $

(20.9) $

(112.9)

(0.4)

3.8

40.5

(2.3)

41.6

Balance March 31, 2014

$

(202.0) $

10.1 $

147.2 $

(10.4) $

3.3

0.1

—

12.8

16.2

(55.1)

(1.4)

(2.4)

19.7

9.7

25.6

4.0
(199.4) $

(1.3)
6.4 $

—
166.9 $

6.6
5.9 $

9.3
(20.2)

3.5

1.3

(65.9)

(20.0)

(81.1)

Other comprehensive
income (loss) before
reclassifications

Net loss (gain)
reclassified from
accumulated other
comprehensive income
(loss)

Other comprehensive
loss before
reclassifications

Net loss (gain)
reclassified from
accumulated other
comprehensive income
(loss)

Balance June 30, 2014

$

Other comprehensive
income (loss) before
reclassifications
Net loss (gain)
reclassified from
accumulated other
comprehensive income
(loss)

7.6

(7.1)

—

(0.6)

(0.1)

(101.4)

Balance September 30, 2014 $

(188.3) $

0.6 $

101.0 $

(14.7) $

Other comprehensive
income (loss) before
reclassifications

Net loss (gain)
reclassified from
accumulated other
comprehensive income
(loss)

$

$

Balance December 31, 2014 $

(98.7) $

(1.4) $

(36.6) $

(15.6) $

(152.3)

(4.1) $

(291.1) $

(0.2) $

(1.0) $

— $

64.4 $

12.2 $

(18.1) $

7.9

(245.8)

174

 
Postretirement
Benefit
Liability, net of
tax

Unrealized
Net Gain
(Loss) on
Securities,
net of tax

(In Millions)

Unrealized
Net Gain
(Loss) on
Foreign
Currency
Translation

Net
Unrealized
Gain (Loss)
on
Derivative
Financial
Instruments,
net of tax

Accumulated
Other
Comprehensive
Income (Loss)

Balance December 31, 2012

$

(382.7) $

2.1 $

316.3 $

8.7 $

(55.6)

Other comprehensive
income (loss) before
reclassifications

Net loss (gain) reclassified
from accumulated other
comprehensive income
(loss)

(1.1)

6.4

2.5

0.1

3.3

—

Balance March 31, 2013

$

(377.4) $

4.7 $

319.6 $

(5.0)

(0.3)

(2.0)

1.7 $

4.5

(51.4)

(1.5)

(2.0)

(152.0)

(42.2)

(197.7)

Balance June 30, 2013

$

(370.8) $

6.3 $

167.6 $

(42.7) $

8.1

3.6

—

(2.2)

9.5

(239.6)

23.4

(178.4)

22.8

12.1

37.8

(0.6)

6.3

3.5

0.9

(365.1) $

10.7 $

190.4 $

(14.4) $

—

16.2

154.5 $

(4.9) $

(83.7) $

(16.6) $

49.3

5.7 $

(204.9) $

0.4 $

6.2 $

— $

106.7 $

10.1 $

(20.9) $

16.2

(112.9)

Other comprehensive loss
before reclassifications

Net loss (gain) reclassified
from accumulated other
comprehensive income
(loss)

Other comprehensive
income (loss) before
reclassifications

Net loss (gain) reclassified
from accumulated other
comprehensive income
(loss)

Balance September 30, 2013
Other comprehensive
income (loss) before
reclassifications

Net loss (gain) reclassified
from accumulated other
comprehensive income
(loss)

Balance December 31, 2013

$

$

$

$

(In Millions)

Postretirement
Benefit Liability,
net of tax

Unrealized
Net Gain
(Loss) on
Securities,
net of tax

Unrealized
Net Gain on
Foreign
Currency
Translation

Net
Unrealized
Gain on
Derivative
Financial
Instruments,
net of tax

Accumulated
Other
Comprehensive
Income (Loss)

Balance December 31, 2011 $

(408.9) $

Change during 2012

26.2

Balance December 31, 2012 $

(382.7) $

2.6 $

(0.5)

2.1 $

312.5 $

3.8

316.3 $

1.2 $

7.5

8.7 $

(92.6)

37.0

(55.6)

175

The following table reflects the details about Accumulated other comprehensive income (loss) components 

related to Cliffs shareholders’ equity for the year ended December 31, 2014:

Details about Accumulated Other
Comprehensive Income (Loss)
Components

Amortization of Pension and
Postretirement Benefit Liability:

Prior service costs

Net actuarial loss

Curtailments/Settlements

Special termination benefits

Unrealized gain (loss) on marketable
securities:

Sale of marketable securities

Impairment

Unrealized gain (loss) on derivative
financial instruments:

Australian dollar foreign exchange
contracts

Canadian dollar foreign exchange
contracts

Total Reclassifications for the Period

(In Millions)

Amount of (Gain)/Loss Reclassified into
Income

Year Ended
December 31, 2014

Year Ended
December 31, 2013

Affected Line Item in the Statement
of Unaudited Condensed
Consolidated Operations

$

$

$

$

$

$

$

(0.9) $

19.1

(5.0)

3.4

16.6

(5.8)

(0.6)

41.4

(1)
(1)
— (1)
— (1)

40.8 Total before taxes

(14.3)

Income tax benefit (expense)

10.8

$

26.5 Net of taxes

(11.4) $

(0.2) Other non-operating income (expense)

(0.5)

(11.9)

3.4

5.3 Other non-operating income (expense)

5.1 Total before taxes

(0.1)

Income tax benefit (expense)

(8.5) $

5.0 Net of taxes

18.9

$

17.0 Product revenues

26.7

45.6

(14.6)

31.0

33.3

$

$

15.3

Cost of goods sold and operating
expenses

32.3 Total before taxes

(10.2)

Income tax benefit (expense)

22.1 Net of taxes

53.6

(1) 

These accumulated other comprehensive income components are included in the net periodic benefit cost recognized for 
the year ended December 31, 2014 and 2013.  See NOTE 7 - PENSIONS AND OTHER POSTRETIREMENT BENEFITS 
for further information.

176

 
                                         
NOTE 17 - CASH FLOW INFORMATION 

A reconciliation of capital additions to cash paid for capital expenditures for the years ended December 31, 

2014, 2013 and 2012 is as follows:

Capital additions

Cash paid for capital expenditures

Difference

Non-cash accruals

Capital leases

Total

(In Millions)

Year Ended December 31,

2014

2013

2012

$

$

$

$

235.5 $

752.3 $

1,335.3

284.1

861.6

1,127.5

(48.6) $

(109.3) $

(58.5) $

(109.3) $

9.9

—

(48.6) $

(109.3) $

207.8

152.5

55.3

207.8

Cash payments for interest and income taxes in 2014, 2013 and 2012 are as follows:

Taxes paid on income

Interest paid on debt obligations

Non-Cash Financing Activities - Declared Dividends

(In Millions)

2014

2013

2012

$

47.3 $

153.3 $

176.5

174.4

443.2

207.5

On November 19, 2014, our Board of Directors declared the quarterly cash dividend on our Preferred Shares 
of $17.50 per share, which is equivalent to approximately $0.44 per depositary share, each representing 1/40th of a 
Preferred Share.  The cash dividend of $12.8 million was paid on February 2, 2015 to our preferred shareholders of 
record as of the close of business on January 15, 2015.

NOTE 18 - RELATED PARTIES 

Three of our five U.S. iron ore mines and one of our two Eastern Canadian iron ore mines are owned with various 
joint venture partners that are integrated steel producers or their subsidiaries.  We are the manager of each of the mines 
we co-own and rely on our joint venture partners to make their required capital contributions and to pay for their share 
of the iron ore pellets and concentrate that we produce.  The joint venture partners are also our customers.  The following 
is a summary of the mine ownership of these iron ore mines at December 31, 2014:

Mine
Empire
Tilden
Hibbing
Bloom Lake

Cliffs Natural
Resources

ArcelorMittal

U.S. Steel
Canada

79.0%
85.0%
23.0%
82.8%

21.0%
—
62.3%
—

—
15.0%
14.7%
—

WISCO
—
—
—
17.2%

ArcelorMittal has a unilateral right to put its interest in the Empire mine to us, but has not exercised this right to 

date.

177

 
 
 
 
 
Product revenues from related parties were as follows:

(In Millions)

Year Ended December 31,
2013

2012

2014

Product revenues from related parties

Total product revenues

$ 1,378.7

$ 1,664.8

$ 1,660.8

4,230.8

5,346.6

5,520.9

Related party product revenue as a percent of total product revenue

32.6%

31.1%

30.1%

Amounts  due  from  related  parties  recorded  in  Accounts  receivable,  net  and  Other  current  assets,  including 
customer  supply  agreements  and  provisional  pricing  arrangements,  were  $151.1  million  and  $132.0  million  at 
December 31, 2014 and 2013, respectively.  Amounts due to related parties recorded in Other current liabilities, including 
provisional pricing arrangements and liabilities to related parties, were $13.6 million and $25.1 million at December 31, 
2014 and 2013, respectively.

Supply agreements with one of our customers include provisions for supplemental revenue or refunds based on 
the customer’s annual steel pricing for the year the product is consumed in the customer’s blast furnace.  The supplemental 
pricing is characterized as an embedded derivative.  Refer to NOTE 13 - DERIVATIVE INSTRUMENTS AND HEDGING 
ACTIVITIES for further information.

NOTE 19 - EARNINGS PER SHARE 

The following table summarizes the computation of basic and diluted earnings per share attributable to Cliffs 

shareholders:

(In Millions, Except Per Share Amounts)
Year Ended December 31,
2013

2012

2014

Net Income (Loss) from Continuing Operations
    attributable to Cliffs shareholders

Income (Loss) and Gain on Sale from Discontinued
    Operations, net of tax

NET INCOME (LOSS) ATTRIBUTABLE TO CLIFFS
SHAREHOLDERS

PREFERRED STOCK DIVIDENDS
NET INCOME (LOSS) ATTRIBUTABLE TO CLIFFS
COMMON SHAREHOLDERS
Weighted Average Number of Shares:

Basic
Depositary Shares
Employee Stock Plans
Diluted
Earnings (loss) per Common Share Attributable to
    Cliffs Common Shareholders - Basic:

Continuing operations
Discontinued operations

Earnings (loss) per Common Share Attributable to
    Cliffs Common Shareholders - Diluted:

Continuing operations

Discontinued operations

$

$

$

$

$

$

$

(7,224.2) $

411.5 $

(935.3)

—

2.0

35.9

(7,224.2) $
(51.2)

413.5 $

(899.4)

(48.7)

—

(7,275.4) $

364.8 $

(899.4)

153.1

—

—

153.1

(47.52) $
—
(47.52) $

(47.52) $
—
(47.52) $

151.7
0.5
22.1
174.3

2.39 $
0.01
2.40 $

2.36 $

0.01

2.37 $

142.4
—
—
142.4

(6.57)
0.25
(6.32)

(6.57)

0.25

(6.32)

178

 
 
 
 
The diluted earnings per share calculation excludes 25.2 million depositary shares that were anti-dilutive for the 
year ended December 31, 2014.  Additionally, the diluted earnings per share calculation excludes 0.7 million shares for 
the year ended December 31, 2014 related to equity plan awards that were anti-dilutive. There was no anti-dilution for 
the year ended December 31, 2013.  For the year ended December 31, 2012, the diluted earnings per share calculation 
excludes 0.5 million shares related to equity plan awards that were anti-dilutive.

NOTE 20 - COMMITMENTS AND CONTINGENCIES 

Contingencies

Litigation

We are currently a party to various claims and legal proceedings incidental to our operations.  If management 
believes that a loss arising from these matters is probable and can reasonably be estimated, we record the amount of 
the loss, or the minimum estimated liability when the loss is estimated using a range, and no point within the range is 
more probable than another.  As additional information becomes available, any potential liability related to these matters 
is assessed and the estimates are revised, if necessary.  Based on currently available information, management believes 
that the ultimate outcome of these matters, individually and in the aggregate, will not have a material effect on our financial 
position, results of operations or cash flows.  However, litigation is subject to inherent uncertainties, and unfavorable 
rulings  could  occur.   An  unfavorable  ruling  could  include  monetary  damages,  additional  funding  requirements  or  an 
injunction.  If an unfavorable ruling were to occur, there exists the possibility of a material impact on the financial position 
and results of operations of the period in which the ruling occurs, or future periods.  However, we believe that any pending 
litigation will not result in a material liability in relation to our consolidated financial statements.

Environmental Matters

We had environmental liabilities of $5.5 million and $8.4 million at December 31, 2014 and 2013, respectively, 
including obligations for known environmental remediation exposures at active and closed mining operations and other 
sites.  These amounts have been recognized based on the estimated cost of investigation and remediation at each site, 
and include site studies, design and implementation of remediation plans, legal and consulting fees, and post-remediation 
monitoring and related activities.  If the cost can only be estimated as a range of possible amounts with no specific 
amount being more likely, the minimum of the range is accrued.  Future expenditures are not discounted unless the 
amount and timing of the cash disbursements are readily known.  Potential insurance recoveries have not been reflected.  
Additional environmental obligations could be incurred, the extent of which cannot be assessed.  The amount of our 
ultimate liability with respect to these matters may be affected by several uncertainties, primarily the ultimate cost of 
required remediation and the extent to which other responsible parties contribute.  Refer to NOTE 11 - ENVIRONMENTAL 
AND MINE CLOSURE OBLIGATIONS for further information.

Tax Matters

The calculation of our tax liabilities involves dealing with uncertainties in the application of complex tax regulations.  
We  recognize  liabilities  for  anticipated  tax  audit  issues  based  on  our  estimate  of  whether,  and  the  extent  to  which, 
additional taxes will be due.  If we ultimately determine that payment of these amounts is unnecessary, we reverse the 
liability and recognize a tax benefit during the period in which we determine that the liability is no longer necessary.  We 
also recognize tax benefits to the extent that it is more likely than not that our positions will be sustained when challenged 
by the taxing authorities.  To the extent we prevail in matters for which liabilities have been established, or are required 
to  pay  amounts  in  excess  of  our  liabilities,  our  effective  tax  rate  in  a  given  period  could  be  materially  affected.   An 
unfavorable tax settlement would require use of our cash and result in an increase in our effective tax rate in the year of 
resolution.  A favorable tax settlement would be recognized as a reduction in our effective tax rate in the year of resolution.  
Refer to NOTE 9 - INCOME TAXES for further information.

NOTE 21 - SUBSEQUENT EVENTS 

Common Share Dividend

On January 26, 2015, we announced that our Board of Directors had decided to eliminate the quarterly dividend 
of $0.15 per share on our common shares.  The decision is applicable to the first quarter of 2015 and all subsequent 
quarters.  The elimination of the common share dividend provides us with additional free cash flow of approximately $92 
million annually, which we intend to use for further debt reduction.  We see accelerated debt reduction as a more effective 
means of protecting our shareholders than continuing to pay a common share dividend.

179

 
 
 
 
 
 
Credit Facility

On January 22, 2015, we amended the revolving credit agreement (Amendment No. 6) to effect the following:

•  Reduces the size of the existing facility from $1.125 billion to $900 million at the closing of this amendment with 

a further reduction to $750 million on May 31, 2015.

•  Permits  certain  of  our  subsidiaries  and  joint  ventures  related  to  our  Canadian  operations  (collectively,  the 

"Canadian Entities") to enter into a restructuring (the "Canadian Restructuring").

•  Permits costs and expenses incurred in connection with the Canadian Restructuring in an amount not to exceed 

$75 million to be added back to the calculation of EBITDA.

•  Adds limitations with respect to investments in the Canadian Entities after the Canadian Restructuring.

•  Adds limitations on the guaranty of indebtness of a Canadian Entity by us or our subsidiaries (other than by 

another Canadian Entity).

•  Permits additional liens on the assets of the Canadian Entities.

•  Reduces the permitted amount of quarterly dividends on our common shares to not more than $0.01 per share 

in any fiscal quarter.

•  Grants a security interest in our as-extracted collateral and certain of our subsidiaries.

•  Excludes certain indebtness and obligations of the Canadian Entities from the representations, covenants and 

events of default.

The amended facility retains substantial financial flexibility for management to execute our strategy and provides 

us a consistent source of liquidity.

Bloom Lake Group CCAA Filing

As we have previously disclosed, despite our cost-cutting progress at our Bloom Lake mine, we concluded that 
Phase I alone would not be economically feasible based on our current operating plans and that the mine must be further 
developed to reduce the overall cash cost of operations.  However, also as previously disclosed, we would only develop 
Phase II of the Bloom Lake mine if we were able to secure new equity partners to share in the capital costs, which we 
estimated to be approximately $1.2 billion.  As the new equity partners were unable to commit within the short timeframe 
we required, we determined that the Phase II expansion of the Bloom Lake mine was no longer a viable option for us so 
we shifted our focus to considering available possibilities and executing an exit option for Eastern Canadian Iron Ore 
operations that minimized the cash outflows and associated liabilities.  In December 2014, iron ore production at the 
Bloom Lake mine was suspended and the Bloom Lake mine was placed in ‘‘care-and-maintenance’’ mode.  

On January 27, 2015, we announced that the Bloom Lake Group had commenced restructuring proceedings in 
Montreal, Québec, under the CCAA.  The Bloom Lake Group comprises the Canadian affiliates which own and/or operate 
the Bloom Lake mine or are subsidiaries of such affiliates.

The decision by the Bloom Lake Group to seek protection under the CCAA was based on a thorough legal and 
financial analysis of the options available.  The Bloom Lake Group was no longer generating any revenues and was not 
able to meet its obligations as they became due.  The initial CCAA order obtained on January 27, 2015 addresses the 
Bloom Lake Group’s immediate liquidity issues by staying creditor claims and permits the Bloom Lake Group to preserve 
and protect its assets for the benefit of all stakeholders while restructuring and/or sale options are explored. 

As part of the CCAA process, the Court has appointed FTI Consulting Canada Inc. as the Monitor. The Monitor’s 
role in the CCAA process is to monitor the activities of the Bloom Lake Group and provide assistance to the Bloom Lake 
Group and its stakeholders in respect of the CCAA process. 

We also filed on February 2, 2015 a Current Report on Form 8-K that provides pro forma financial information 
reflecting the deconsolidation of the Bloom Lake Group. Additional information regarding the CCAA proceedings are 
available on the Monitor’s website at http://cfcanada.fticonsulting.com/bloomlake.

180

 
 
 
 
NOTE 22 - QUARTERLY RESULTS OF OPERATIONS (UNAUDITED) 

The sum of quarterly EPS may not equal EPS for the year due to discrete quarterly calculations.

(In Millions, Except Per Share Amounts)

2014

Quarters

First

Second

Third

Fourth

Year

Revenues from product sales and services

Sales margin

Net Income (Loss) from Continuing Operations
    attributable to Cliffs shareholders

Income from Discontinued Operations

Net Income (Loss) Attributable to Cliffs Shareholders

Preferred Stock Dividends

Net Income (Loss) Attributable to Cliffs Common
Shareholders

Earnings per common share attributable to
    Cliffs common shareholders — Basic:

Continuing Operations

Discontinued Operations

Earnings per common share attributable to
    Cliffs common shareholders — Diluted:

Continuing Operations

Discontinued Operations

$

$

$

$

$

$

$

$

$

940.0 $ 1,100.8 $ 1,298.2 $ 1,284.7 $ 4,623.7
451.4
127.5

168.7

63.2

92.0

(70.3) $
—
(70.3) $
(12.8) $

10.9 $ (5,879.6) $ (1,285.1) $ (7,224.2)

—

—

—

—

10.9 $ (5,879.6) $ (1,285.1) $ (7,224.2)

(12.8) $

(12.8) $

(12.8) $

(51.2)

(83.1) $

(1.9) $ (5,892.4) $ (1,297.9) $ (7,275.4)

(0.54) $
—
(0.54) $

(0.01) $

(38.49) $

(8.48) $

(47.52)

—
(0.01) $

—
(38.49) $

—
(8.48) $

—
(47.52)

(0.54) $
—
(0.54) $

(0.01) $

(38.49) $

(8.48) $

(47.52)

—

—

—

—

(0.01) $

(38.49) $

(8.48) $

(47.52)

The diluted earnings per share calculation for all quarters of 2014 exclude depositary shares that were anti-
dilutive totaling 25.2 million million and equity plan awards ranging between 0.3 million and 0.8 million each quarter that 
were anti-dilutive.

2013

Quarters

First

Second

Third

Fourth

Year

Revenues from product sales and services

Sales margin
Net Income (Loss) from Continuing Operations
    attributable to Cliffs shareholders
Income (Loss) and Gain on Sale from
    Discontinued Operations, net of tax
Net Income Attributable to Cliffs Shareholders
Earnings per common share attributable to
    Cliffs common shareholders — Basic:

Continuing Operations
Discontinued Operations

Earnings per common share attributable to
    Cliffs common shareholders — Diluted:

Continuing Operations
Discontinued Operations

$ 1,140.5 $ 1,488.5 $ 1,546.6 $ 1,515.8 $ 5,691.4
1,149.3

268.2

348.7

237.9

294.5

$

107.0 $

146.0 $

115.2 $

43.3 $

411.5

—
107.0 $

—
146.0 $

2.0
117.2 $

—
43.3 $

2.0
413.5

0.66 $

—
0.66 $

0.87 $
—

0.87 $

0.67 $
0.01

0.68 $

0.20 $
—

0.20 $

0.66 $

—
0.66 $

0.82 $

0.65 $

0.20 $

—

0.01

—

0.82 $

0.66 $

0.20 $

2.39
0.01

2.40

2.36

0.01

2.37

$

$

$

$

$

181

 
 
 
 
The diluted earnings per share calculation for the first and fourth quarters of 2013 exclude depositary shares 

that were anti-dilutive totaling 12.9 million and 25.2 million, respectively.

Fourth Quarter Results

During the fourth quarter of 2014, we recorded impairment charges of $1.3 billion primarily related to Bloom Lake 
and driven mainly by the changes in life-of-mine cash flows due to declining market pricing. Also, during the fourth quarter 
of 2014, we completed the sale of the CLCC assets for $174.0 million in cash and the assumption of certain liabilities, 
of which $155.0 million has been collected, and resulted in a loss on the sale of these assets of $419.6 million. The fourth 
quarter 2014 results additionally included an income tax benefit of $289.7 million, which includes the benefits related to 
the impairment charges as well as the recognition of a loss on a financial guaranty and the sale of CLCC assets.  

Upon performing our annual goodwill impairment test in the fourth quarter of 2013, a goodwill impairment charge 
of $80.9 million million was recorded for our Cliffs Chromite Ontario and Cliffs Chromite Far North reporting units within 
our Ferroalloys operating segment.  We also recorded an other long-lived asset impairment charge of $154.6 million 
related to our Wabush operations within our Eastern Canadian Iron Ore operating segment to reduce those assets to 
their estimated fair value as of December 31, 2013.  All of these charges impacted Impairment of goodwill and other 
long-lived assets.

As  discussed  in  NOTE  1  -  BASIS  OF  PRESENTATION AND  SIGNIFICANT ACCOUNTING  POLICIES,  we 
recorded an adjustment to correct an immaterial prior period error in the noncontrolling interest related to Bloom Lake.  
Accordingly, the adjustment was recorded prospectively in the Statements of Consolidated Operations for the period 
ended December 31, 2013 and in the Statements of Consolidated Financial Position as of December 31, 2013.  The 
adjustment to noncontrolling interest related to Bloom Lake was approximately $45.1 million and resulted in an increase 
to Net Income (Loss) Attributable to Cliffs Shareholders and a reduction of Loss attributable to noncontrolling interest 
and corresponding decrease to Noncontrolling interest  in the Statements of Consolidated Financial Position for the three 
months ended and year ended December 31, 2013.  The adjustments also resulted in an increase to basic and diluted 
earnings per common share of $0.29 for the three months ended December 31, 2013.

Refer to NOTE 12 - GOODWILL AND OTHER INTANGIBLE ASSETS AND LIABILITIES, NOTE 4 - PROPERTY, 

PLANT AND EQUIPMENT and NOTE 9 - INCOME TAXES for further information.

182

 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Board of Directors and Stockholders of
Cliffs Natural Resources Inc.
Cleveland, Ohio

We have audited the internal control over financial reporting of Cliffs Natural Resources Inc. and subsidiaries 
(the “Company”) as of December 31, 2014, based on criteria established in Internal Control - Integrated Framework 
(2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission.  The Company’s management 
is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness 
of internal control over financial reporting, included in the accompanying Management’s Report on Internal Control Over 
Financial Reporting.  Our responsibility is to express an opinion on the Company’s internal control over financial reporting 
based on our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board 
(United States).  Those standards require that we plan and perform the audit to obtain reasonable assurance about 
whether effective internal control over financial reporting was maintained in all material respects.  Our audit included 
obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, 
testing  and  evaluating  the  design  and  operating  effectiveness  of  internal  control  based  on  the  assessed  risk,  and 
performing such other procedures as we considered necessary in the circumstances.  We believe that our audit provides 
a reasonable basis for our opinion.

A company's internal control over financial reporting is a process designed by, or under the supervision of, the 
company's principal executive and principal financial officers, or persons performing similar functions, and effected by 
the company's board of directors, management, and other personnel to provide reasonable assurance regarding the 
reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with 
generally accepted accounting principles. A company's internal control over financial reporting includes those policies 
and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the 
transactions  and  dispositions  of  the assets  of  the company;  (2) provide  reasonable  assurance  that transactions  are 
recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting 
principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of 
management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection 
of unauthorized acquisition, use, or disposition of the company's assets that could have a material effect on the financial 
statements.

Because of the inherent limitations of internal control over financial reporting, including the possibility of collusion 
or improper management override of controls, material misstatements due to error or fraud may not be prevented or 
detected on a timely basis. Also, projections of any evaluation of the effectiveness of the internal control over financial 
reporting  to  future  periods  are  subject  to  the  risk  that  the  controls  may  become  inadequate  because  of  changes  in 
conditions, or that the degree of compliance with the policies or procedures may deteriorate. 

In our opinion, the Company maintained, in all material respects, effective internal control over financial reporting 
as of December 31, 2014, based on the criteria established in Internal Control - Integrated Framework (2013) issued by 
the Committee of Sponsoring Organizations of the Treadway Commission.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board 
(United States), the consolidated financial statements and financial statement schedule as of and for the year ended 
December 31, 2014 of the Company and our report dated February 25, 2015 expressed an unqualified opinion on those 
financial statements and financial statement schedule and included an explanatory paragraph regarding a change in 
accounting for discontinued operations.

/s/ Deloitte & Touche LLP

Cleveland, Ohio
February 25, 2015 

183

 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the Board of Directors and Stockholders of 
Cliffs Natural Resources Inc.
Cleveland, Ohio

We have audited the accompanying statements of consolidated financial position of Cliffs Natural Resources 
Inc. and subsidiaries (the "Company") as of December 31, 2014 and 2013, and the related statements of consolidated 
operations, comprehensive income (loss), cash flows, and changes in equity for each of the three years in the period 
ended December 31, 2014. Our audits also included the financial statement schedule listed in the Index at Item 15. 
These financial statements and financial statement schedule are the responsibility of the Company’s management. Our 
responsibility is to express an opinion on the financial statements and financial statement schedule based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board 
(United  States). Those  standards  require  that  we  plan  and  perform  the  audit  to  obtain  reasonable  assurance  about 
whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence 
supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting 
principles used and significant estimates made by management, as well as evaluating the overall financial statement 
presentation. We believe that our audits provide a reasonable basis for our opinion.

In our opinion, such consolidated financial statements present fairly, in all material respects, the financial position 
of Cliffs Natural Resources Inc. and subsidiaries as of December 31, 2014 and 2013, and the results of their operations 
and their cash flows for each of the three years in the period ended December 31, 2014, in conformity with accounting 
principles generally accepted in the United States of America. Also, in our opinion, such financial statement schedule, 
when considered in relation to the basic consolidated financial statements taken as a whole, presents fairly, in all material 
respects, the information set forth therein.

As  discussed  in  Note  1  to  the  consolidated  financial  statements,  the  Company  has  changed  its  method  of 
accounting for discontinued operations in 2014 due to the adoption of Accounting Standards Update 2014-08, Reporting 
Discontinued Operations and Disclosures of Disposals of Components of an Entity.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States), the Company's internal control over financial reporting as of December 31, 2014, based on the criteria established 
in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway 
Commission and our report dated February 25, 2015 expressed an unqualified opinion on the Company's internal control 
over financial reporting.

/s/ Deloitte & Touche LLP

Cleveland, Ohio
February 25, 2015 

184

 
 
 
 
Item 9.

Changes in and Disagreements With Accountants on Accounting and Financial Disclosure

None.

Item 9A.

Controls and Procedures

We maintain disclosure controls and procedures that are designed to ensure that information required to be 
disclosed in our Exchange Act reports is recorded, processed, summarized and reported within the time periods specified 
in the SEC’s rules and forms, and that such information is accumulated and communicated to our management, including 
our President and Chief Executive Officer and Chief Financial Officer, as appropriate, to allow timely decisions regarding 
required disclosure based solely on the definition of “disclosure controls and procedures” in Rule 13a-15(e) promulgated 
under the Exchange Act.  In designing and evaluating the disclosure controls and procedures, management recognized 
that any controls and procedures, no matter how well designed and operated, can provide only reasonable assurance 
of achieving the desired control objectives, and management necessarily was required to apply its judgment in evaluating 
the cost-benefit relationship of possible controls and procedures.

As of the end of the period covered by this report, we carried out an evaluation under the supervision and with 
the participation of our management, including our President and Chief Executive Officer and our Chief Financial Officer, 
of the effectiveness of the design and operation of our disclosure controls and procedures.  Based on the foregoing, our 
President and Chief Executive Officer and Chief Financial Officer concluded that our disclosure controls and procedures 
were effective.

185

 
 
 
Management's Report on Internal Control Over Financial Reporting

Our management is responsible for establishing and maintaining adequate internal control over financial reporting 

as such term is defined under Rule 13a-15(f) promulgated under the Exchange Act.

Internal control over financial reporting is a process designed to provide reasonable assurance regarding the 
reliability  of  financial  reporting  and  the  preparation  of  the  Company's  consolidated  financial  statements  for  external 
purposes in accordance with generally accepted accounting principles. 

Internal control over financial reporting includes those policies and procedures that (i) pertain to the maintenance 
of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the 
Company; (ii) provide reasonable assurance that transactions are recorded as necessary to permit the preparation of 
the consolidated financial statements in accordance with generally accepted accounting principles, and that receipts and 
expenditures of the Company are being made only in accordance with appropriate authorizations of management and 
directors of the Company; and (iii) provide reasonable assurance regarding prevention or timely detection of unauthorized 
acquisition, use or disposition of the Company's assets that could have a material effect on the consolidated financial 
statements.

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect 
misstatements.  Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls 
may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures 
may deteriorate.

Management  conducted  an  assessment  of  the  Company's  internal  control  over  financial  reporting  as  of 
December 31, 2014 using the framework specified in Internal Control - Integrated Framework (2013), published by the 
Committee of Sponsoring Organizations of the Treadway Commission.  Based on such assessment, management has 
concluded that the Company's internal control over financial reporting was effective as of December 31, 2014.

The effectiveness of the Company's internal control over financial reporting as of December 31, 2014 has been 
audited by Deloitte & Touche LLP, an independent registered public accounting firm, as stated in their report that appears 
herein.

February 25, 2015 

Changes in Internal Control Over Financial Reporting

There have been no changes in our internal control over financial reporting or in other factors that occurred 
during our last fiscal quarter or our last fiscal year that have materially affected, or are reasonably likely to materially 
affect, our internal control over financial reporting. 

Item 9B.

Other Information

None.

186

 
 
 
 
 
 
 
 
Item 10.

Directors, Executive Officers and Corporate Governance

PART III

The information required to be furnished by this Item will be set forth in our definitive proxy statement for the 
2015 Annual Meeting of Shareholders (the "Proxy Statement") under the headings "Board Meetings and Committees - 
Audit Committee", "Business Ethics Policy", "Independence and Related Party Transactions", "Information Concerning 
Director  Nominees”  and  “Section  16(a)  Beneficial  Ownership  Reporting  Compliance”,  and  is  incorporated  herein  by 
reference and made a part hereof from the Proxy Statement.  The information regarding executive officers required by 
this Item is set forth in Part I - Item 1.  Business hereof under the heading “Executive Officers of the Registrant”, which 
information is incorporated herein by reference and made a part hereof.

Item 11.

Executive Compensation

The information required to be furnished by this Item will be set forth in our Proxy Statement under the headings 
“Director  Compensation”,  “Compensation  Committee  Report”,  “Compensation  Committee  Interlocks  and  Insider 
Participation” and “Executive Compensation” and is incorporated herein by reference and made a part hereof from the 
Proxy Statement.  

Item 12.

Security Ownership of Certain Beneficial Owners and Management and Related
Stockholder Matters

The information required to be furnished by this Item regarding "Securities Authorized for Issuance Under Equity 
Compensation Plans", "Related Stockholder Matters" and "Security Ownership" will be set forth in the Proxy Statement 
under the headings "Independence and Related Party Transactions", "Ownership of Equity Securities of the Company" 
and "Equity Compensation Plan Information", respectively, and is incorporated herein by reference and made part hereof 
from the Proxy Statement.

Item 13.

Certain Relationships and Related Transactions, and Director Independence

The information required to be furnished by this Item will be set forth in the definitive Proxy Statement under the 
heading “Independence and Related Party Transactions” and is incorporated herein by reference and made a part hereof 
from the Proxy Statement.

Item 14.

Principal Accountant Fees and Services

The information required to be furnished by this Item will be set forth in the Proxy Statement under the heading 
“Ratification of Independent Registered Public Accounting Firm” and is incorporated herein by reference and made a 
part hereof from the Proxy Statement.

187

 
 
 
 
 
PART IV

Item 15.

Exhibits and Financial Statement Schedules

(a)(1) and (2) - List of Financial Statements and Financial Statement Schedules.

The following consolidated financial statements of Cliffs Natural Resources Inc. are included at Item 8. Financial 

Statements and Supplementary Data above:

• 

• 

• 

• 

• 

• 

Statements of Consolidated Financial Position - December 31, 2014 and 2013 

Statements of Consolidated Operations - Years ended December 31, 2014, 2013 and 2012 

Statements of Consolidated Comprehensive Income - Years ended December 31, 2014, 2013 and 2012 

Statements of Consolidated Cash Flows - Years ended December 31, 2014, 2013 and 2012 

Statements of Consolidated Changes in Equity - Years ended December 31, 2014, 2013 and 2012 

Notes to Consolidated Financial Statements 

The following consolidated financial statement schedule of Cliffs Natural Resources Inc. is included herein in 

Item 15(d) and attached as Exhibit 99(a):

Schedule II - Valuation and Qualifying Accounts

All other schedules for which provision is made in the applicable accounting regulation of the SEC are not required 

under the related instructions or are inapplicable, and therefore have been omitted.

(3) List of Exhibits - Refer to Exhibit Index on pages 190 - 197, which is incorporated herein by reference.

(c) Exhibits listed in Item 15(a)(3) above are incorporated herein by reference.

(d) The schedule listed above in Item 15(a)(1) and (2) is attached as Exhibit 99(a) and incorporated herein by 

reference.

188

 
 
 
 
 
 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has 

duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

CLIFFS NATURAL RESOURCES INC.

By:

/s/   Timothy K. Flanagan
Name:

Timothy K. Flanagan

Title:

Vice President, Corporate

Controller and Chief Accounting Officer

Date: February 25, 2015

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by 

the following persons on behalf of the Registrant and in the capacities and on the dates indicated. 

Signatures

Title

Date

/s/   C. L. Goncalves
C. L. Goncalves

/s/   T. M. Paradie
T. M. Paradie

/s/   T. K. Flanagan
T. K. Flanagan

*
J. T. Baldwin
*
R. P. Fisher, Jr.
*
S. M. Green
*
J. A. Rutkowski, Jr.
*
J. S. Sawyer
*
M. D. Siegal
*
G. Stoliar
*
D. C. Taylor

Chairman, President, Chief
Executive Officer and Director
(Principal Executive Officer)
Executive Vice President
& Chief Financial Officer
(Principal Financial Officer)
Vice President, Corporate
Controller & Chief Accounting Officer
(Principal Accounting Officer)
Director

Director

Director

Director

Director

Director

Director

Director

February 25, 2015

February 25, 2015

February 25, 2015

February 25, 2015

February 25, 2015

February 25, 2015

February 25, 2015

February 25, 2015

February 25, 2015

February 25, 2015

February 25, 2015

* The undersigned, by signing his name hereto, does sign and execute this Annual Report on Form 10-K pursuant to a 
Power of Attorney executed on behalf of the above-indicated officers and directors of the registrant and filed herewith 
as Exhibit 24 on behalf of the registrant.

By:    /s/   T. M. Paradie                        

         (T. M. Paradie, as Attorney-in-Fact)

189

 
 
All documents referenced below have been filed pursuant to the Securities Exchange Act of 1934 by Cliffs 

Natural Resources Inc., file number 1-09844, unless otherwise indicated.

EXHIBIT INDEX

Exhibit
Number

Exhibit

2.1

2.2

3.1

3.2

4.1

4.2

4.3

4.4

4.5

4.6

4.7

4.8

Plan of purchase, sale, reorganization, arrangement, liquidation or succession
***Asset Purchase Agreement, dated as of December 2, 2014, by and among Cliffs Natural
Resources Inc., Cliffs Logan County Coal LLC, Toney's Fork Land, LLC, Southern Eagle Land,
LLC and Cliffs Logan County Coal Terminals LLC and Coronado Coal II, LLC (filed herewith)

***Amendment to Asset Purchase Agreement, effective as of December 31, 2014, by and
among Cliffs Natural Resources Inc., Cliffs Logan County Coal LLC, Toney's Fork Land, LLC,
Southern Eagle Land, LLC and Cliffs Logan County Coal Terminals LLC and Coronado Coal II,
LLC (filed herewith)

Articles of Incorporation and By-Laws of Cliffs Natural Resources Inc.
Third Amended Articles of Incorporation of Cliffs (as filed with the Secretary of State of the State
of Ohio on May 13, 2013 (filed as Exhibit 3.1 to Cliffs' Form 8-K on May 13, 2013 and
incorporated herein by reference)

Regulations of Cleveland-Cliffs Inc. (filed as Exhibit 3.2 to Cliffs' Form 10-K for the period ended
December 31, 2011 and incorporated herein by reference)

Instruments defining rights of security holders, including indentures
Form of Indenture between Cliffs Natural Resources Inc. and U.S. Bank National Association,
as trustee, dated March 17, 2010 (filed as Exhibit 4.1 to Cliffs' Form S-3 No. 333-165376 on
March 10, 2010 and incorporated herein by reference)

Form of 5.90% Notes due 2020 First Supplemental Indenture between Cliffs Natural Resources
Inc. and U.S. Bank National Association, as trustee, dated March 17, 2010, including Form of
5.90% Notes due 2020 (filed as Exhibit 4.2 to Cliffs' Form 8-K on March 16, 2010 and
incorporated herein by reference)

Form of 4.80% Notes due 2020 Second Supplemental Indenture between Cliffs Natural
Resources Inc. and U.S. Bank National Association, as trustee, dated September 20, 2010,
including Form of 4.80% Notes due 2020 (filed as Exhibit 4.3 to Cliffs' Form 8-K on September
17, 2010 and incorporated herein by reference)

Form of 6.25% Notes due 2040 Third Supplemental Indenture between Cliffs Natural
Resources Inc. and U.S. Bank National Association, as trustee, dated September 20, 2010,
including Form of 6.25% Notes due 2040 (filed as Exhibit 4.4 to Cliffs' Form 8-K on September
17, 2010 and incorporated herein by reference)

Form of 4.875% Notes due 2021 Fourth Supplemental Indenture between Cliffs and U.S. Bank
National Association, as trustee, dated March 23, 2011, including Form of 4.875% Notes due
2021 (filed as Exhibit 4.1 to Cliffs' Form 8-K on March 23, 2011 and incorporated herein by
reference)

Fifth Supplemental Indenture between Cliffs and U.S. Bank National Association, as trustee,
dated March 31, 2011 (filed as Exhibit 4(b) to Cliffs' Form 10-Q for the period ended June 30,
2011 and incorporated herein by reference)

Form of 3.95% Notes due 2018 Sixth Supplemental Indenture between Cliffs and U.S. Bank
National Association, as trustee, dated December 13, 2012, including form of 3.95% Notes due
2018 (filed as Exhibit 4.1 to Cliffs' Form 8-K on December 13, 2012 and incorporated herein by
reference)

Form of Common Share Certificate (filed as Exhibit 4.1 to Cliffs' Form 10-Q for the period ended
September 30, 2014 and incorporated herein by reference)

190

10.1

10.2

10.3

10.4

10.5

10.6

10.7

10.8

10.9

10.10

10.11

10.12

10.13

10.14

10.15

Material Contracts
* Form of Change in Control Severance Agreement, effective January 1, 2014 (covering existing
grants) (filed as Exhibit 10.1 to Cliffs' Form 10-K for the period ended December 31, 2013 and
incorporated herein by reference)

* Form of Change in Control Severance Agreement (covering newly hired officers) (filed as
Exhibit 10.2 to Cliffs' Form 10-K for the period ended December 31, 2013 and incorporated
herein by reference)

* Form of Change In Control Severance Agreement (covering newly hired officers) (filed as
Exhibit 10.4 to Cliffs' Form 8-K/A on September 16, 2014 and incorporated herein by reference)

* Cliffs Natural Resources Inc. 2012 Non-Qualified Deferred Compensation Plan (effective
January 1, 2012) dated November 8, 2011 (filed as Exhibit 10.1 to Cliffs’ Form 8-K on
November 8, 2011 and incorporated herein by reference)

* Form of Indemnification Agreement between Cliffs Natural Resources Inc. and Directors (filed
as Exhibit 10.5 to Cliffs’ Form 10-K for the period ended December 31, 2011 and incorporated
herein by reference)

* Amended and Restated Cleveland-Cliffs Inc Retirement Plan for Non-Employee Directors
effective on July 1, 1995 (filed as Exhibit 10.6 to Cliffs’ Form 10-K for the period ended
December 31, 2011 and incorporated herein by reference)

* Amendment to Amended and Restated Cleveland-Cliffs Inc Retirement Plan for Non-
Employee Directors dated as of January 1, 2001 (filed as Exhibit 10.7 to Cliffs’ Form 10-K for
the period ended December 31, 2011 and incorporated herein by reference)

* Second Amendment to the Amended and Restated Cleveland-Cliffs Inc Retirement Plan for
Non-Employee Directors dated and effective January 14, 2003 (filed as Exhibit 10.8 to Cliffs’
Form 10-K for the period ended December 31, 2011 and incorporated herein by reference)

* Cliffs Natural Resources Inc. Nonemployee Directors’ Compensation Plan (Amended and
Restated as of December 31, 2008) (filed as Exhibit 10(nnn) to Cliffs’ Form 10-K for the period
ended December 31, 2008 and incorporated herein by reference)

* 2014 Nonemployee Directors' Compensation Plan (filed as Exhibit 10.2 to Cliffs’ Form 8-K on
August 4, 2014 and incorporated herein by reference)

* Trust Agreement No. 1 (Amended and Restated effective June 1, 1997), dated June 12, 1997,
by and between Cleveland-Cliffs Inc and KeyBank National Association, Trustee, with respect to
the Cleveland-Cliffs Inc Supplemental Retirement Benefit Plan, Severance Pay Plan for Key
Employees and certain executive agreements (filed as Exhibit 10.10 to Cliffs' Form 10-K for the
period ended December 31, 2011 and incorporated herein by reference)

* Trust Agreement No. 1 Amendments to Exhibits, effective as of January 1, 2000, by and
between Cleveland-Cliffs Inc and KeyBank National Association, as Trustee (filed as Exhibit
10.13 to Cliffs' Form 10-K for the period ended December 31, 2011 and incorporated herein by
reference)

* First Amendment to Trust Agreement No. 1, effective September 10, 2002, by and between
Cleveland-Cliffs Inc and KeyBank National Association, as Trustee (filed as Exhibit 10.12 to
Cliffs' Form 10-K for the period ended December 31, 2011 and incorporated herein by
reference)

* Second Amendment to Trust Agreement No. 1 between Cliffs Natural Resources Inc. (f/k/a
Cleveland-Cliffs Inc) and KeyBank National Association, Trustee, entered into and effective as
of December 31, 2008 (filed as Exhibit 10(y) to Cliffs’ Form 10-K for the period ended
December 31, 2008 and incorporated herein by reference)

* Third Amendment to Trust Agreement No. 1 between Cliffs Natural Resources Inc. (f/k/a
Cleveland-Cliffs Inc) and KeyBank National Association, Trustee, entered into and effective as
July 28, 2014 (filed herewith)

191

10.16

10.17

10.18

10.19

10.20

10.21

10.22

10.23

10.24

10.25

10.26

10.27

10.28

10.29

10.30

* Amended and Restated Trust Agreement No. 2, effective as of October 15, 2002, by and
between Cleveland-Cliffs Inc and KeyBank National Association, Trustee, with respect to
Executive Agreements and Indemnification Agreements with the Company’s Directors and
certain Officers, the Company’s Severance Pay Plan for Key Employees, and the Retention
Plan for Salaried Employees (filed as Exhibit 10.14 to Cliffs’ Form 10-K for the period ended
December 31, 2011 and incorporated herein by reference)

* Second Amendment to Amended and Restated Trust Agreement No. 2 between Cliffs Natural
Resources Inc. (f/k/a Cleveland-Cliffs Inc) and KeyBank National Association, Trustee, entered
into and effective as of December 31, 2008 (filed as Exhibit 10(aa) to Cliffs’ Form 10-K for the
period ended December 31, 2008 and incorporated herein by reference)

* Third Amendment to Amended and Restated Trust Agreement No. 2 between Cliffs Natural
Resources Inc. (f/k/a Cleveland-Cliffs Inc) and KeyBank National Association, Trustee, entered
into and effective as of July 28, 2014 (filed herewith)

* Trust Agreement No. 5, dated as of October 28, 1987, by and between Cleveland-Cliffs Inc
and KeyBank National Association, Trustee, with respect to certain deferred compensation
agreements (filed as Exhibit 10.16 to Cliffs’ Form 10-K for the period ended December 31, 2011
and incorporated herein by reference)

* First Amendment to Trust Agreement No. 5, dated as of May 12, 1989, by and between
Cleveland-Cliffs Inc and KeyBank National Association, Trustee (filed as Exhibit 10.17 to Form
10-K of Cliffs’ for the period ended December 31, 2011 and incorporated herein by reference)

* Second Amendment to Trust Agreement No. 5, dated as of April 9, 1991, by and between
Cleveland-Cliffs Inc and KeyBank National Association, Trustee (filed as Exhibit 10.18 to Form
10-K of Cliffs’ for the period ended December 31, 2011 and incorporated herein by reference)

* Third Amendment to Trust Agreement No. 5, dated as of March 9, 1992, by and between
Cleveland-Cliffs Inc and KeyBank National Association, Trustee (filed as Exhibit 10.19 to Cliffs’
Form 10-K for the period ended December 31, 2011 and incorporated herein by reference)

* Fourth Amendment to Trust Agreement No. 5, dated November 18, 1994, by and between
Cleveland-Cliffs Inc and KeyBank National Association,  Trustee (filed as Exhibit 10.20 to Cliffs’
Form 10-K for the period ended December 31, 2011 and incorporated herein by reference)

* Fifth Amendment to Trust Agreement No. 5, dated May 23, 1997, by and between Cleveland-
Cliffs Inc and KeyBank National Association, Trustee (filed as Exhibit 10.19 to Cliffs’ Form 10-K
for the period ended December 31, 2011 and incorporated herein by reference)

*Sixth Amendment to Trust Agreement No. 5 between Cliffs Natural Resources Inc. (f/k/a
Cleveland-Cliffs Inc) and KeyBank National Association, Trustee, entered into and effective as
of December 31, 2008 (filed as Exhibit 10(hh) to Cliffs’ Form 10-K for the period ended
December 31, 2008 and incorporated herein by reference)

*Seventh Amendment to Trust Agreement No. 5 between Cliffs Natural Resources Inc. (f/k/a
Cleveland-Cliffs Inc) and KeyBank National Association, Trustee, entered into and effective as
of July 28, 2014 (filed herewith)

* Trust Agreement No. 7, dated as of April 9, 1991, by and between Cleveland-Cliffs Inc and
KeyBank National Association, Trustee, with respect to the Cleveland-Cliffs Inc Supplemental
Retirement Benefit Plan (filed as Exhibit 10.23 to Cliffs’ Form 10-K for the period ended
December 31, 2011 and incorporated herein by reference)

* First Amendment to Trust Agreement No. 7, by and between Cleveland-Cliffs Inc and KeyBank
National Association, Trustee, dated as of March 9, 1992 (filed as Exhibit 10.24 to Cliffs’ Form
10-K for the period ended December 31, 2011 and incorporated herein by reference)

* Second Amendment to Trust Agreement No. 7, dated November 18, 1994, by and between
Cleveland-Cliffs Inc and KeyBank National Association, Trustee (filed as Exhibit 10.25 to Cliffs’
Form 10-K for the period ended December 31, 2011 and incorporated herein by reference)

* Third Amendment to Trust Agreement No. 7, dated May 23, 1997, by and between Cleveland-
Cliffs Inc and KeyBank National Association, Trustee (filed as Exhibit 10.26 to Cliffs’ Form 10-K
for the period ended December 31, 2011 and incorporated herein by reference)

192

10.31

10.32

10.33

10.34

10.35

10.36

10.37

10.38

10.39

10.40

10.41

10.42

10.43

10.44

* Fourth Amendment to Trust Agreement No. 7, dated July 15, 1997, by and between
Cleveland-Cliffs Inc and KeyBank National Association, Trustee (filed as Exhibit 10.27 to Cliffs’
Form 10-K for the period ended December 31, 2011 and incorporated herein by reference)

* Amendment to Exhibits to Trust Agreement No. 7, effective as of January 1, 2000, by and
between Cleveland-Cliffs Inc and KeyBank National Association, Trustee (filed as Exhibit 10.28
to Cliffs’ Form 10-K for the period ended December 31, 2011 and incorporated herein by
reference)

* Sixth Amendment to Trust Agreement No. 7 between Cliffs Natural Resources Inc. (f/k/a
Cleveland-Cliffs Inc) and KeyBank National Association, Trustee, entered into and effective as
of December 31, 2008 (filed as Exhibit 10(oo) to Cliffs’ Form 10-K for the period ended
December 31, 2008 and incorporated herein by reference)

* Seventh Amendment to Trust Agreement No. 7 between Cliffs Natural Resources Inc. (f/k/a
Cleveland-Cliffs Inc) and KeyBank National Association, Trustee, entered into and effective as
of July 28, 2014 (filed herewith)

* Trust Agreement No. 8, dated as of April 9, 1991, by and between Cleveland-Cliffs Inc and
KeyBank National Association, Trustee, with respect to the Cleveland-Cliffs Inc Retirement Plan
for Non-Employee Directors (filed as Exhibit 10.32 to Cliffs’ Form 10-K for the period ended
December 31, 2011 and incorporated herein by reference)

* First Amendment to Trust Agreement No. 8, dated as of March 9, 1992, by and between
Cleveland-Cliffs Inc and KeyBank National Association, Trustee (filed as Exhibit 10.31 to Cliffs’
Form 10-K for the period ended December 31, 2011 and incorporated herein by reference)

* Second Amendment to Trust Agreement No. 8, dated June 12, 1997, by and between
Cleveland-Cliffs Inc and KeyBank National Association, Trustee (filed as Exhibit 10.32 to Cliffs’
Form 10-K for the period ended December 31, 2011 and incorporated herein by reference)

* Third Amendment to Trust Agreement No. 8 between Cliffs Natural Resources Inc. (f/k/a
Cleveland-Cliffs Inc) and KeyBank National Association, Trustee, entered into and effective as
of December 31, 2008 (filed as Exhibit 10(ss) to Cliffs’ Form 10-K for the period ended
December 31, 2008 and incorporated herein by reference)

* Fourth Amendment to Trust Agreement No. 8 between Cliffs Natural Resources Inc. (f/k/a
Cleveland-Cliffs Inc) and KeyBank National Association, Trustee, entered into and effective as
of July 28, 2014 (filed herewith)

* Trust Agreement No. 9, dated as of November 20, 1996, by and between Cleveland-Cliffs Inc
and KeyBank National Association, Trustee, with respect to the Cleveland-Cliffs Inc
Nonemployee Directors’ Supplemental Compensation Plan (filed as Exhibit 10.34 to Cliffs’ Form
10-K for the period ended December 31, 2011 and incorporated herein by reference)

* First Amendment to Trust Agreement No. 9 between Cliffs Natural Resources Inc. (f/k/a
Cleveland-Cliffs Inc) and KeyBank National Association, Trustee, entered into and effective as
of December 31, 2008 (filed as Exhibit 10(uu) to Cliffs’ Form 10-K for the period ended
December 31, 2008 and incorporated herein by reference)

* Second Amendment to Trust Agreement No. 9 between Cliffs Natural Resources Inc. (f/k/a
Cleveland-Cliffs Inc) and KeyBank National Association, Trustee, entered into and effective as
of July 28, 2014 (filed herewith)

* Trust Agreement No. 10, dated as of November 20, 1996, by and between Cleveland-Cliffs Inc
and KeyBank National Association, Trustee, with respect to the Cleveland-Cliffs Inc
Nonemployee Directors’ Compensation Plan (filed as Exhibit 10.36 to Cliffs’ Form 10-K for the
period ended December 31, 2011 and incorporated herein by reference)

*First Amendment to Trust Agreement No. 10 between Cliffs Natural Resources Inc. (f/k/a
Cleveland-Cliffs Inc) and KeyBank National Association, Trustee, entered into and effective as
of December 31, 2008 (filed as Exhibit 10(ww) to Cliffs’ Form 10-K for the period ended
February 26, 2009 and incorporated herein by reference)

193

10.45

10.46

10.47

10.48

10.49

10.50

10.51

10.52

10.53

10.54

10.55

10.56

10.57

10.58

10.59

10.60

10.61

* Second Amendment to Trust Agreement No. 10 between Cliffs Natural Resources Inc. (f/k/a
Cleveland-Cliffs Inc) and KeyBank National Association, Trustee, entered into and effective as
of July 28, 2014 (filed herewith)

*Letter Agreement of Employment by and between Cliffs Natural Resources Inc. and Gary B.
Halverson dated October 23, 2013 (filed as Exhibit 10.50 to Cliffs' Form 10-K for the period
ended December 31, 2013 and incorporated herein by reference)

*Non-employee Director Phantom Stock Unit Award Agreement, by and between Cliffs and
James F. Kirsch dated July 9, 2013 (filed as Exhibit 10.51 to Cliffs' Form 10-K for the period
ended December 31, 2013 and incorporated herein by reference)

*Letter Agreement between Cliffs Natural Resources Inc. and James Kirsch dated December 4,
2013 (filed as Exhibit 10.52 to Cliffs' Form 10-K for the period ended December 31, 2013 and
incorporated herein by reference)

*Form of Letter Agreement of Employment between Cliffs Asia Pacific Iron Ore Management
Pty Ltd and Australian Executives (filed as Exhibit 10.55 to Cliffs' Form 10-K for the period
ended December 31, 2013 and incorporated herein by reference)

*Letter Agreement between Cliffs Natural Resources Inc. and William Hart dated October 10,
2013 (filed as Exhibit 10.56 to Cliffs' Form 10-K for the period ended December 31, 2013 and
incorporated herein by reference)

*Severance Agreement, by and between William S. Hart and Cliffs Natural Resources Inc. and
its affiliates, dated March 20, 2014 (filed as Exhibit 10.2 to Cliffs' Form 10-Q for the period
ended March 31, 2014 and incorporated herein by reference)

*Release by William S. Hart in favor of Cliffs Natural Resources Inc. and its affiliates, dated
March 26, 2014 (filed as Exhibit 10.3 to Cliffs' Form 10-Q for the period ended March 31, 2014
and incorporated herein by reference)

*Redundancy Letter Agreement, by and between Cliffs Asia Pacific Iron Ore Management PTY 
LTD and Colin Williams, dated March 21, 2014 (filed as Exhibit 10.1 to Cliffs' Form 10-Q for the 
period ended June 30, 2014 and incorporated herein by reference)

*Severance  Agreement  and  Release,  by  and  between  Gary  B.  Halverson  and  Cliffs  Natural 
Resources Inc., dated August 22, 2014 (filed herewith)

*Letter Agreement, by and between Lourenco Goncalves and Cliffs Natural Resources Inc., signed 
as of September 11, 2014 (filed as Exhibit 10.1 to Cliffs' Form 8-K/A on September 16, 2014 and 
incorporated herein by reference)

*Cleveland-Cliffs Inc and Subsidiaries Management Performance Incentive Plan Summary,
effective January 1, 2004 (filed as Exhibit 10.47 to Cliffs’ Form 10-K for the period ended
December 31, 2011 and incorporated herein by reference)

*Cliffs Natural Resources Inc. 2012 Executive Management Performance Incentive Plan
effective March 13, 2012 (filed as Exhibit 10.3 to Cliffs’ Form 8-K on May 14, 2012 and
incorporated herein by reference)

*Cliffs Natural Resources Inc. 2012 Incentive Equity Plan effective March 13, 2012 (filed as
Exhibit 10.1 to Cliffs Form 8-K on May 14, 2012 and incorporated herein by reference)

*First Amendment to Cliffs Natural Resources Inc. 2012 Incentive Plan effective September 11,
2012 (filed as Exhibit 10.2 to Cliffs’ Form 10-Q for the period ended September 30, 2012 and
incorporated herein by reference)

*Form of Cliffs Natural Resources Inc. Restricted Share Unit Award Memorandum and
Restricted Share Unit Award Agreement under the 2012 Incentive Equity Plan (filed as Exhibit
10.77 to Cliffs' Form 10-K for the period ended December 31, 2013 and incorporated herein by
reference)

*Form of Cliffs Natural Resources Inc. Restricted Share Unit Award Memorandum (Graduated
Vesting 50%) and Restricted Share Unit Award Agreement under the 2012 Incentive Equity Plan
(filed as Exhibit 10.78 to Cliffs' Form 10-K for the period ended December 31, 2013 and
incorporated herein by reference)

194

10.62

10.63

10.64

10.65

10.66

10.67

10.68

10.69

10.70

10.71

10.72

10.73

10.74

10.75

10.76

*Form of Cliffs Natural Resources Inc. Restricted Share Unit Award Memorandum (Graduated 
Vesting 33%) and Restricted Share Unit Award Agreement under the 2012 Incentive Equity Plan 
(filed as Exhibit 10.79 to Cliffs' Form 10-K for the period ended December 31, 2013 and incorporated 
herein by reference)

*Cliffs Natural Resources Inc. Amended and Restated 2012 Incentive Equity Plan (filed as Exhibit 
10.1 to Cliffs' Form 8-K on August 4, 2014 and incorporated herein by reference)

*Form of Cliffs Natural Resources Inc. Amended and Restated 2012 Incentive Equity Plan
Restricted Share Unit Award Memorandum (Graduated Vesting 50% - July 2014 Grant) and
Restricted Share Unit Award Agreement (filed herewith)

*Form of Cliffs Natural Resources Inc. Amended and Restated 2012 Incentive Equity Plan
Restricted Share Unit Award Memorandum (3-Year Vesting - July 2014 Grant) and Restricted
Share Unit Award Agreement (filed herewith)

*Form of Cliffs Natural Resources Inc. Amended and Restated 2012 Incentive Equity Plan
Performance Share Award Memorandum (3-Year Vesting - July 2014 Grant) and Performance
Share Award Agreement (filed herewith)

*Form of Cliffs Natural Resources Inc. Amended and Restated 2012 Incentive Equity Plan Non-
Qualified Stock Option Award Memorandum (2014 Grant) and Stock Option Award Agreement 
(filed as Exhibit 10.2 to Cliffs' Form 8-K/A on September 16, 2014 and incorporated herein by 
reference)
*Form  of  Cliffs  Natural  Resources  Inc.  Amended  and  Restated  2012  Incentive  Equity  Plan 
Performance  Unit Award  Memorandum  (2014  Grant)  and  Performance  Unit Award Agreement 
(filed as Exhibit 10.3 to Cliffs' Form 8-K/A on September 16, 2014 and incorporated herein by 
reference)
*Form of Cliffs Natural Resources Inc. Amended and Restated 2012 Incentive Equity Plan Non-
Qualified Stock Option Award Memorandum (3-Year Vesting - January 2015 Grant) and Stock 
Option Award Agreement (filed herewith)

*Form of Cliffs Natural Resources Inc. Amended and Restated 2012 Incentive Equity Plan
Restricted Share Unit Award Memorandum (Graduated Vesting 33% - January 2015 Grant) and
Restricted Share Unit Award Agreement (filed herewith)

*Form of Cliffs Natural Resources Inc. Amended and Restated 2012 Incentive Equity Plan
Performance Share Award Memorandum (3-Year Vesting - January 2015 Grant) and
Performance Share Award Agreement (filed herewith)

*Form of Cliffs Natural Resources Inc. Amended and Restated 2012 Incentive Equity Plan
Restricted Share Unit Award Memorandum (Graduated Vesting 33% - February 2015 Grant)
and Restricted Share Unit Award Agreement (filed herewith)

*Form of Cliffs Natural Resources Inc. Amended and Restated 2012 Incentive Equity Plan
Performance Share Award Memorandum (3 year Vesting - February 2015 Grant) and Restricted
Share Unit Award Agreement (filed herewith)

*Cliffs Natural Resources Inc. Supplemental Retirement Benefit Plan (as Amended and
Restated effective December 1, 2006) dated December 31, 2008 (filed as Exhibit 10(mmm) to
Cliffs’ Form 10-K for the period ended December 31, 2008 and incorporated herein by
reference)

** Pellet Sale and Purchase Agreement, dated and effective as of April 10, 2002, by and among
The Cleveland-Cliffs Iron Company, Cliffs Mining Company, Northshore Mining Company,
Northshore Sales Company, International Steel Group Inc., ISG Cleveland Inc., and ISG
Indiana Harbor Inc. (filed as Exhibit 10.84 to Cliffs' Form 10-K for the period ended December
31, 2013 and incorporated herein by reference)

** First Amendment to Pellet Sale and Purchase Agreement, dated and effective December 16,
2004 by and among The Cleveland-Cliffs Iron Company, Cliffs Mining Company, Northshore
Mining Company, Cliffs Sales Company (formerly known as Northshore Sales Company),
International Steel Group Inc., ISG Cleveland Inc. and ISG Indiana Harbor (filed as Exhibit
10.85 to Cliffs' Form 10-K for the period ended December 31, 2013 and incorporated herein by
reference)

195

10.77

10.78

10.79

10.80

10.81

10.82

10.83

10.84

10.85

10.86

10.87

12

** Pellet Sale and Purchase Agreement, dated and effective as of December 31, 2002 by and
among The Cleveland-Cliffs Iron Company, Cliffs Mining Company, and Ispat Inland Inc. (filed
as Exhibit 10.86 to Cliffs' Form 10-K for the period ended December 31, 2013 and incorporated
herein by reference)

** 2011 Omnibus Agreement, dated as of April 8, 2011 and effective as of March 31, 2011, by
and among ArcelorMittal USA LLC, as successor in interest to Ispat Inland Inc., ArcelorMittal
Cleveland Inc. (formerly known as ISG Cleveland Inc.), ArcelorMittal Indiana Harbor LLC
(formerly known as  ISG Indiana Harbor Inc.) and Cliffs Natural Resources Inc., The Cleveland-
Cliffs Iron Company, Cliffs Mining Company, Northshore Mining Company and Cliffs Sales
Company (formerly known as Northshore Sales Company) (filed as Exhibit 10(a) to Cliffs’ Form
10-Q for the period ended June 30, 2011 and incorporated herein by reference)

**2014 Extension Agreement dated as of February 24, 2014 but effective as of January 1, 2014,
among ArcelorMittal USA LLC, Cliffs Natural Resources Inc., The Cleveland-Cliffs Iron
Company and Cliffs Mining Company (filed as Exhibit 10.1 to Cliffs' Form 10-Q/A filed on
October 8, 2014 for the period ended March 31, 2014 and incorporated herein by reference)

Amended and Restated Multicurrency Credit Agreement entered into as of August 11, 2011,
among Cliffs, certain foreign subsidiaries of the Company from time to time party thereto, Bank
of America, N.A., as Administrative Agent, Swing Line Lender and L/C Issuer, JPMorgan Chase
Bank, N.A., as Syndication Agent and L/C Issuer, Merrill Lynch, Pierce, Fenner & Smith
Incorporated, J.P. Morgan Securities LLC, Citigroup Global Markets Inc., PNC Capital Markets
Inc. and U.S. Bank National Association, as Joint Lead Arrangers and Joint Book Managers,
Fifth Third Bank and RBS Citizens, N.A., as Co-Documentation Agents, and the various
institutions from time to time party thereto (filed as Exhibit 10(a) to Cliffs’ Form 8-K on August
17, 2011 and incorporated herein by reference)

Amendment No. 1, dated as of October 16, 2012 to Amended and Restated Multicurrency
Credit Agreement (filed as Exhibit 10.1 to Cliffs’ Form 8-K on October 19, 2012 and
incorporated herein by reference)

Amendment No. 2 to the Amended and Restated Multicurrency Credit Agreement dated as of
February 8, 2013 (filed as Exhibit 10.92 to Cliffs’ Form 10-K for the period ended December 31,
2012 and incorporated herein by reference)

Amendment No. 3, dated as of June 30, 2014, to the Amended and Restated Multicurrency Credit 
Agreement,  dated  as  of  August  11,  2011,  among  Cliffs  Natural  Resources  Inc.,  the  foreign 
subsidiaries of Cliffs Natural Resources Inc. from time to time party thereto, the lenders from time 
to time party thereto and Bank of America, N.A., as Administrative Agent (filed as Exhibit 10.1 to 
Cliffs' Form 8-K on June 30, 2014 and incorporated herein by reference)

Amendment No. 4, dated as of September 9, 2014, to the Amended and Restated Multicurrency 
Credit Agreement, dated as of August 11, 2011, among the Company, the foreign subsidiaries of 
the Company from time to time party thereto, the lenders from time to time party thereto and 
Bank of America, N.A., as Administrative Agent (filed as Exhibit 10.1 to Cliffs' Form 8-K on 
September 12, 2014 and incorporated herein by reference)

Amendment No. 5, dated as of October 24, 2014, to the Amended and Restated Multicurrency
Credit Agreement, dated as of August 11, 2011, among the Company, the foreign subsidiaries of
the Company from time to time party thereto, the lenders from time to time party thereto and
Bank of America, N.A., as Administrative Agent (filed as Exhibit 10.2 to Cliffs’ Form 10-Q for the
period ended on September 30, 2014 and incorporated herein by reference)

Amendment No. 6, dated as of January 22, 2015, to the Amended and Restated Multicurrency
Credit Agreement, dated as of August 11, 2011, among the Company, the foreign subsidiaries of
the Company from time to time party thereto, the lenders from time to time party thereto and
Bank of America, N.A., as Administrative Agent (filed herewith)

Agreement between Cliffs Natural Resources Inc. and Casablanca Capital LP, dated October 7, 
2014 (filed as Exhibit 99.1 to Cliffs' Form 8-K on October 14, 2014 and incorporated herein by 
reference)

Ratio of Earnings To Combined Fixed Charges And Preferred Stock Dividend Requirements (filed 
herewith)

196

21

23

24

31.1

31.2

32.1

32.2

Subsidiaries of the Registrant (filed herewith)

Consent of Independent Registered Public Accounting Firm (filed herewith)

Power of Attorney (filed herewith)

Certification Pursuant to 15 U.S.C. Section 7241, as Adopted Pursuant to Section 302 of the
Sarbanes-Oxley Act of 2002, signed and dated by Lourenco Goncalves as of February 25, 2015
(filed herewith)

Certification Pursuant to 15 U.S.C. Section 7241, as Adopted Pursuant to Section 302 of the
Sarbanes-Oxley Act of 2002, signed and dated by Terrance M. Paradie as of February 25, 2015
(filed herewith)

Certification Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, signed and dated by Lourenco Goncalves, President and Chief
Executive Officer of Cliffs Natural Resources Inc., as of February 25, 2015 (filed herewith)

Certification Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, signed and dated by Terrance M. Paradie, Executive Vice
President and Chief Financial Officer of Cliffs Natural Resources Inc., as of February 25, 2015
(filed herewith)

95

Mine Safety Disclosures (filed herewith)

99(a)

Schedule II – Valuation and Qualifying Accounts (filed herewith)

101.INS

XBRL Instance Document

101.SCH XBRL Taxonomy Extension Schema Document

101.CAL XBRL Taxonomy Extension Calculation Linkbase Document

101.DEF XBRL Taxonomy Extension Definition Linkbase Document

101.LAB XBRL Taxonomy Extension Label Linkbase Document

101.PRE XBRL Taxonomy Extension Presentation Linkbase Document

_______________

* 

** 

*** 

Indicates management contract or other compensatory arrangement.

Confidential treatment requested and/or approved as to certain portions, which portions have been 
omitted and filed separately with the Securities and Exchange Commission.

Certain immaterial schedules and exhibits to this exhibit have been omitted pursuant to the provisions 
of Regulation S-K, Item 601(b)(2).  A copy of any of the omitted schedules and exhibits will be furnished 
to the Securities and Exchange Commission upon request.

197

 
Ratio of Earnings To Combined Fixed Charges

And Preferred Stock Dividend Requirements

(In Millions)

2014

Year Ended December 31,
2012

2013

2011

Exhibit 12 

2010

Consolidated pretax income (loss) from
continuing operations

Undistributed earnings of non-consolidated
affiliates

Amortization of capitalized interest

Interest expense

Acceleration of debt issuance costs

Interest portion of rental expense
  Total Earnings

Interest expense
Acceleration of debt issuance costs

Interest portion of rental expense
Preferred Stock dividend requirements

  Fixed Charges Requirements

Fixed Charges and Preferred Stock Dividend
Requirements

$ (9,603.7)

$

489.3

$ (501.8)

$ 2,190.5

$ 1,266.4

(9.9)

0.3

187.4

3.6
2.3

$ (9,420.0)
187.4
$

$

$

3.6
2.3

51.2

244.5

244.5

$

$

$

$

(74.4)

2.3

184.3

—

2.1
603.6

184.3
—

2.1
48.7

(404.8)

3.7

203.1

0.2

9.7

3.6

216.5

—

13.5

3.6

70.1

—

2.8
$ (696.8)

3.6
$ 2,423.9

4.6
$ 1,358.2

$

203.1
0.2

$

2.8
—

$

216.5
—

3.6
—

70.1
—

4.6
—

235.1

$

206.1

$

220.1

$

74.7

235.1

$

206.1

$

220.1

$

74.7

RATIO OF EARNINGS TO FIXED CHARGES
RATIO OF EARNINGS TO COMBINED FIXED
CHARGES AND PREFERRED STOCK
DIVIDEND REQUIREMENTS
(A) For the year ended December 31, 2012, there was a deficiency of earnings to cover the fixed charges of $902.9 million.

11.0

11.0

2.6

2.6

(A)

(B)

(B)

(A)

18.2

18.2

(B) For the year ended December 31, 2014, there was a deficiency of earnings to cover the fixed charges of $9,664.5 million.

 
Exhibit 21 

SIGNIFICANT SUBSIDIARIES
CLIFFS NATURAL RESOURCES INC. AS OF DECEMBER 31, 2014

Name
Cleveland-Cliffs International Holding Company
Cliffs (Gibraltar) Holdings Limited
Cliffs (Gibraltar) Holdings Limited Luxembourg S.C.S.
Cliffs (Gibraltar) Limited
Cliffs Finance US LLC
Cliffs Finance Lux SCS
Cliffs Minnesota Mining Company
Cliffs Natural Resources Luxembourg S.à r.l.
Cliffs TIOP Holding, LLC
Cliffs TIOP, Inc.
Cliffs UTAC Holding LLC
Northshore Mining Company
The Cleveland-Cliffs Iron Company
United Taconite LLC

Cliffs' Effective
Ownership
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%

Place of
Incorporation

Delaware, USA
Gibraltar
Luxembourg
Gibraltar
Ohio, USA
Luxembourg
Delaware, USA
Luxembourg
Delaware, USA
Michigan, USA
Delaware, USA
Delaware, USA
Ohio, USA
Delaware, USA

Consent of Independent Registered Public Accounting Firm

Exhibit 23 

We consent to the incorporation by reference in:

Registration  Statement  No.  333-56661  on  Form  S-8  (as  amended  by  Post-Effective  Amendment  No.1) 
pertaining to the Northshore Mining Company and Silver Bay Power Company Retirement Saving Plan and 
the related prospectus;

Registration  statement  No.  333-06049  on  Form  S-8  pertaining  to  the  Cliffs  Natural  Resources  Inc. 
Nonemployee Directors’ Compensation Plan;

Registration Statement No. 333-30391 on Form S-8 pertaining to the 1992 Incentive Equity Plan (as amended 
and restated as of May 13, 1997) and the related prospectus;

Registration Statement No. 333-84479 on Form S-8 pertaining to the 1992 Incentive Equity Plan (as amended 
and restated as of May 11, 1999);

Registration Statement No. 333-64008 on Form S-8 (as amended by Post-Effective Amendment No. 1 and 
Post-Effective Amendment  No.  2)  pertaining  to  the  Cliffs  Natural  Resources  Inc.  Nonemployee  Directors’ 
Compensation Plan (as amended and restated as of January 1, 2004);

Registration Statement No. 333-165021 on Form S-8 pertaining to the 2007 Incentive Equity Plan; 

Registration Statement No. 333-172649 on Form S-8 pertaining to the 2007 Incentive Equity Plan (as amended 
and restated);

Registration Statement No. 333-184620 on Form S-8 pertaining to the Cliffs Natural Resources Inc. 2012 
Incentive Equity Plan;

Registration Statement No. 333-186617 on Form S-3 pertaining to the registration of an indeterminate number 
of  common  shares,  preferred  stock,  depositary  shares,  warrants  and  subscription  rights  as  well  as  an 
indeterminate amount of debt securities that may from time to time be issued at indeterminate prices;

Registration Statement No. 333-197687 on Form S-8 pertaining to the Cliffs Natural Resources Inc. 2012 
Incentive Equity Plan (as amended and restated); and

Registration Statement No. 333-197688 on Form S-8 pertaining to the Cliffs Natural Resources Inc. 2014 
Nonemployee Directors’ Compensation Plan.

of  our  reports  relating  to  the  consolidated  financial  statements  and  financial  statement  schedule  of  Cliffs  Natural 
Resources Inc. and the effectiveness of Cliffs Natural Resources Inc.’s internal control over financial reporting dated 
February 25, 2015 (which report expresses an unqualified opinion and includes an explanatory paragraph relating to 
a change in accounting for discontinued operations), appearing in the Annual Report on Form 10-K of Cliffs Natural 
Resources Inc. for the year ended December 31, 2014.

/s/ Deloitte & Touche LLP

Cleveland, Ohio
February 25, 2015 

POWER OF ATTORNEY

Exhibit 24 

KNOW ALL MEN BY THESE PRESENTS, that the undersigned Directors and officers of Cliffs Natural 
Resources Inc., an Ohio corporation ("Company"), hereby constitute and appoint C. Lourenco Goncalves, 
Terrance M. Paradie, P. Kelly Tompkins, James D. Graham and Timothy K. Flanagan, and each of them, 
their true and lawful attorney or attorneys-in-fact, with full power of substitution and revocation, for them 
and in their name, place and stead, to sign on their behalf as a Director or officer of the Company, or both, 
as the case may be, an Annual Report on Form 10-K pursuant to Section 13 or 15(d) of the Securities 
Exchange Act of 1934 for the fiscal year ended December 31, 2014, and to sign any and all amendments 
to such Annual Report, and to file the same, with all exhibits thereto, and other documents in connection 
therewith, with the Securities and Exchange Commission, granting unto said attorney or attorneys-in-fact, 
and each of them, full power and authority to do and perform each and every act and thing requisite and 
necessary to be done in and about the premises, as fully to all intents and purposes as they might or could 
do in person, hereby ratifying and confirming all that said attorney or attorneys-in-fact or any of them or their 
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.

Executed as of the 10th day of February, 2015.

/s/ C. L. Goncalves

C. L. Goncalves
Chairman,  President  and  Chief  Executive 
Officer

/s/ J. T. Baldwin

J. T. Baldwin, Director

/s/ S. M. Green

S. M. Green, Director

/s/ J. S. Sawyer

J. S. Sawyer, Director

/s/ G. Stoliar

G. Stoliar, Director

/s/ T. K. Flanagan

T. K. Flanagan,
Vice President, Corporate Controller &
Chief Accounting Officer

/s/ D. C. Taylor

D. C. Taylor, Director

/s/ R. P. Fisher, Jr.

R. P. Fisher, Jr., Director

/s/ J. A. Rutkowski, Jr.

J. A. Rutkowski, Jr., Director

/s/ M. D. Siegal

M. D. Siegal, Director

/s/ T. M. Paradie

T. M. Paradie,
Executive Vice President & Chief Financial 
Officer

 
I, Lourenco Goncalves, certify that:

CERTIFICATION

Exhibit 31.1 

1. 
2. 

3. 

4. 

5. 

I have reviewed this annual report on Form 10-K of Cliffs Natural Resources Inc.;
Based on my knowledge, this report does not contain any untrue statement of a material fact or 
omit to state a material fact necessary to make the statements made, in light of the 
circumstances under which such statements were made, not misleading with respect to the 
period covered by this report;
Based on my knowledge, the financial statements, and other financial information included in 
this report, fairly present in all material respects the financial condition, results of operations and 
cash flows of the registrant as of, and for, the periods presented in this report;
The registrant's other certifying officer and I are responsible for establishing and maintaining 
disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15
(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) 
and 15d-15(f)) for the registrant and have:
(a) 

Designed such disclosure controls and procedures, or caused such disclosure controls 
and procedures to be designed under our supervision, to ensure that material 
information relating to the registrant, including its consolidated subsidiaries, is made 
known to us by others within those entities, particularly during the period in which this 
report is being prepared;
Designed such internal control over financial reporting, or caused such internal control 
over financial reporting to be designed under our supervision, to provide reasonable 
assurance regarding the reliability of financial reporting and the preparation of financial 
statements for external purposes in accordance with generally accepted accounting 
principles;
Evaluated the effectiveness of the registrant's disclosure controls and procedures and 
presented in this report our conclusions about the effectiveness of the disclosure 
controls and procedures, as of the end of the period covered by this report based on 
such evaluation; and
Disclosed in this report any change in the registrant’s internal control over financial 
reporting that occurred during the registrant’s most recent fiscal quarter (the 
registrant’s fourth fiscal quarter in the case of an annual report) that has materially 
affected, or is reasonably likely to materially affect, the registrant’s internal control over 
financial reporting; and

(b) 

(c) 

(d) 

The registrant's other certifying officer and I have disclosed, based on our most recent 
evaluation of internal control over financial reporting, to the registrant's auditors and the audit 
committee of the registrant's board of directors (or persons performing the equivalent functions):
(a) 

All significant deficiencies and material weaknesses in the design or operation of 
internal control over financial reporting which are reasonably likely to adversely affect 
the registrant's ability to record, process, summarize and report financial information; 
and
Any fraud, whether or not material, that involves management or other employees who 
have a significant role in the registrant's internal control over financial reporting.

(b) 

Date: February 25, 2015

By:

/s/   Lourenco Goncalves
Lourenco Goncalves
Chairman, President and Chief Executive Officer

 
I, Terrance M. Paradie, certify that:

CERTIFICATION

Exhibit 31.2

1. 
2. 

3. 

4. 

5. 

I have reviewed this annual report on Form 10-K of Cliffs Natural Resources Inc.;
Based on my knowledge, this report does not contain any untrue statement of a material fact or 
omit to state a material fact necessary to make the statements made, in light of the 
circumstances under which such statements were made, not misleading with respect to the 
period covered by this report;
Based on my knowledge, the financial statements, and other financial information included in 
this report, fairly present in all material respects the financial condition, results of operations and 
cash flows of the registrant as of, and for, the periods presented in this report;
The registrant's other certifying officer and I are responsible for establishing and maintaining 
disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15
(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) 
and 15d-15(f)) for the registrant and have:
(a) 

Designed such disclosure controls and procedures, or caused such disclosure controls 
and procedures to be designed under our supervision, to ensure that material 
information relating to the registrant, including its consolidated subsidiaries, is made 
known to us by others within those entities, particularly during the period in which this 
report is being prepared;
Designed such internal control over financial reporting, or caused such internal control 
over financial reporting to be designed under our supervision, to provide reasonable 
assurance regarding the reliability of financial reporting and the preparation of financial 
statements for external purposes in accordance with generally accepted accounting 
principles;
Evaluated the effectiveness of the registrant's disclosure controls and procedures and 
presented in this report our conclusions about the effectiveness of the disclosure 
controls and procedures, as of the end of the period covered by this report based on 
such evaluation; and
Disclosed in this report any change in the registrant’s internal control over financial 
reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s 
fourth fiscal quarter in the case of an annual report) that has materially affected, or is 
reasonably likely to materially affect, the registrant’s internal control over financial 
reporting; and

(b) 

(c) 

(d) 

The registrant's other certifying officer and I have disclosed, based on our most recent 
evaluation of internal control over financial reporting, to the registrant's auditors and the audit 
committee of the registrant's board of directors (or persons performing the equivalent functions):
All significant deficiencies and material weaknesses in the design or operation of internal 
(a) 
control over financial reporting which are reasonably likely to adversely affect the 
registrant's ability to record, process, summarize and report financial information; and
Any fraud, whether or not material, that involves management or other employees who 
have a significant role in the registrant's internal control over financial reporting.

(b) 

Date: February 25, 2015

By:

/s/ Terrance M. Paradie
Terrance M. Paradie
Executive Vice President & Chief Financial Officer

CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.1 

In connection with the Annual Report of Cliffs Natural Resources Inc. (the “Company”) on Form 10-
K for the period ended December 31, 2014 as filed with the Securities and Exchange Commission on the 
date hereof (the “Form 10-K”), I, Lourenco Goncalves, Chairman, President and Chief Executive Officer of 
the  Company,  certify,  pursuant  to  18  U.S.C.  Section 1350,  as  adopted  pursuant  to  Section 906  of  the 
Sarbanes-Oxley Act of 2002, that, to such officer’s knowledge:

(1) 

(2) 

The Form 10-K fully complies with the requirements of Section 13(a) or 15(d) of the 
Securities Exchange Act of 1934 (15 U.S.C. 78m or 78o(d)); and

The information contained in the Form 10-K fairly presents, in all material respects, the 
financial condition and results of operations of the Company as of the dates and for 
the periods expressed in the Form 10-K.

Date:

  February 25, 2015

By: /s/   Lourenco Goncalves 
Lourenco Goncalves
Chairman,  President  and  Chief  Executive 
Officer

 
 
 
CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.2

In connection with the Annual Report of Cliffs Natural Resources Inc. (the “Company”) on Form 10-
K for the period ended December 31, 2014 as filed with the Securities and Exchange Commission on the 
date hereof (the “Form 10-K”), I, Terrance M. Paradie, Executive Vice President and Chief Financial Officer 
of the Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the 
Sarbanes-Oxley Act of 2002, that, to such officer’s knowledge:

(1) 

(2) 

The Form 10-K fully complies with the requirements of Section 13(a) or 15(d) of the 
Securities Exchange Act of 1934 (15 U.S.C. 78m or 78o(d)); and

The information contained in the Form 10-K fairly presents, in all material respects, the 
financial condition and results of operations of the Company as of the dates and for 
the periods expressed in the Form 10-K.

Date:

  February 25, 2015

By: /s/ Terrance M. Paradie
Terrance M. Paradie
Executive Vice President & Chief Financial Officer

 
 
 
 
 
Mine Safety Disclosures

Exhibit 95 

The operation of our mines located in the United States is subject to regulation by MSHA under the 
FMSH Act.  MSHA inspects these mines on a regular basis and issues various citations and orders when 
it believes a violation has occurred under the FMSH Act.  We present information below regarding certain 
mining safety and health citations that MSHA has issued with respect to our mining operations.  In evaluating 
this information, consideration should be given to factors such as: (i) the number of citations and orders will 
vary depending on the size of the mine; (ii) the number of citations issued will vary from inspector to inspector 
and mine to mine, and (iii) citations and orders can be contested and appealed and, in that process, are 
often reduced in severity and amount, and are sometimes dismissed.

Under the Dodd-Frank Act, each operator of a coal or other mine is required to include certain mine 
safety results within its periodic reports filed with the SEC.  As required by the reporting requirements included 
in §1503(a) of the Dodd-Frank Act, we present the following items regarding certain mining safety and health 
matters, for the period presented, for each of our mine locations that are covered under the scope of the 
Dodd-Frank Act:

(A)  The total number of violations of mandatory health or safety standards that could significantly 
and substantially contribute to the cause and effect of a coal or other mine safety or health 
hazard under section 104 of the FMSH Act (30 U.S.C. 814) for which the operator received a 
citation from MSHA;

(B)  The total number of orders issued under section 104(b) of the FMSH Act (30 U.S.C. 814(b));

(C)  The total number of citations and orders for unwarrantable failure of the mine operator to comply 
with mandatory health or safety standards under section 104(d) of the FMSH Act (30 U.S.C. 
814(d));

(D)  The total number of imminent danger orders issued under section 107(a) of the FMSH Act (30 

U.S.C. 817(a));

(E)  The total dollar value of proposed assessments from MSHA under the FMSH Act (30 U.S.C. 

801 et seq.); 

(F)  The total number of mining related fatalities;

(G)  Legal actions pending before Federal Mine Safety and Health Review Commission involving 

such coal or other mine as of the last day of the period;

(H)  Legal actions initiated before the Federal Mine Safety and Health Review Commission involving 

such coal or other mine during the period; and

(I)  Legal actions resolved before the Federal Mine Safety and Health Review Commission involving 

such coal or other mine during the period.

During the year ended December 31, 2014, our U.S. mine locations did not receive any flagrant 
violations under Section 110(b)(2) of the FMSH Act and no written notices of a pattern of violations, or the 
potential to have a pattern of such violations, under section 104(e) of the FMSH Act.

 
 
 
Following is a summary of the information listed above for the year ended December 31, 2014:

(A)

(B)

(C)

(D)

(E)

(F)

(G)

(H)

(I)

Year Ended December 31, 2014

Mine Name/ MSHA ID No.

Operation

Section
104 S&S
Citations

Section
104(b)
Orders

Section
104(d)
Orders

Pinnacle Mine / 4601816

Pinnacle Plant / 4605868

Green Ridge #1 / 4609030

Green Ridge #2 / 4609222

Oak Grove / 0100851

Concord Plant / 0100329

Dingess-Chilton / 4609280

Powellton / 4609217

Saunders Prep / 4602140

Toney Fork / 4609101

Elk Lick Tipple / 4604315

Lower War Eagle / 4609319

Elk Lick Chilton / 4609390

Coal

Coal

Coal

Coal

Coal

Coal

Coal

Coal

Coal

Coal

Coal

Coal

Coal

Tilden / 2000422

Empire / 2001012

Iron Ore

Iron Ore

Northshore Plant / 2100831

Iron Ore

Northshore Mine / 2100209

Iron Ore

Hibbing / 2101600

United Taconite Plant /
2103404

United Taconite Mine /
2103403

Iron Ore

Iron Ore

Iron Ore

117

8

—

—

119

1

—

159

9

9

4

97

—

33

49

20

—

37

32

15

1

—

—

—

1

—

—

—

—

—

—

—

—

—

—

—

—

—

—

1

—

—

—

—

1

—

—

2

—

—

—

—

—

2

—

—

—

—

1

—

Section
107(a)
Citations
&
Orders

Total Dollar
Value of
MSHA
Proposed
Assessments
(1)

2

$

443,406

— $

9,001

—

—

—

—

— $

267,027

— $

— $

489

—

— $

352,928

— $

— $

— $

562

8,019

262

— $

158,358

—

—

— $

211,913

— $

183,981

— $

382,952

— $

—

— $

324,653

— $

531,351

1

$

30,280

Legal
Actions
Pending
as of
Last Day
of Period

Fatalities

Legal
Actions
Initiated
During
Period

Legal
Actions
Resolved
During
Period

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

27 (2)

1 (3)

—

— —

65 (4)

—

1 (5)

14 (6)

— —

3 (7)

— —

18 (8)

—

13 (9)

11 (10)

17 (11)

— —

28 (12)

16 (13)

1 (14)

7

1

—

—

33

1

—

15

—

3

—

20

—

11

6

5

—

41

71

2

21

2

—

3

33

1

17

29

1

4

1

13

—

4

1

1

—

29

69

2

(1) 

(2) 

(3) 

(4) 

(5) 

(6) 

(7) 

(8) 

(9) 

(10) 

(11) 

(12) 

Amounts included under the heading “Total Dollar Value of MSHA Proposed Assessments” are the total dollar amounts for proposed 
assessments received from MSHA on or before December 31, 2014. 

Included in this number are 9 pending legal actions related to contests of citations and orders referenced in Subpart B of FMSH Act's 
procedural rules; 17 pending legal actions related to contests of proposed penalties referenced in Subpart C of FMSH Act's procedural 
rules; and 1 pending legal action related to complaints of discharge, discrimination or interference referenced in Subpart E of FMSH Act's 
procedural rules.

This number consists of 1 pending legal action related to contests of proposed penalties referenced in Subpart C of FMSH Act's procedural 
rules. 

Included in this number are 3 pending legal actions related to contests of citations and orders referenced in Subpart B of FMSH Act's 
procedural rules; 53 pending legal actions related to contests of proposed penalties referenced in Subpart C of FMSH Act's procedural 
rules; 1 pending legal action related to complaints for compensation referenced in Subpart D of FMSH Act's procedural rules; and 8 
appeals of judges' decisions or orders to FMSH Act's procedural rules. 

This number consists of 1 pending legal action related to contests of proposed penalties referenced in Subpart C of FMSH Act's procedural 
rules.

Included in this number are 1 pending legal action related to contests of citations and orders referenced in Subpart B of FMSH Act's 
procedural rules and 13 pending legal actions related to contests of proposed penalties referenced in Subpart C of FMSH Act's procedural 
rules.

This number consists of 3 pending legal actions related to contests of proposed penalties referenced in Subpart C of FMSH Act's procedural 
rules.

Included in this number are 1 pending legal action related to contests of citations and orders referenced in Subpart B of FMSH Act's 
procedural rules and 17 pending legal actions related to contests of proposed penalties referenced in Subpart C of FMSH Act's procedural 
rules.

Included in this number are 11 pending legal actions related to contests of proposed penalties referenced in Subpart C of FMSH Act's 
procedural rules and 2 pending legal actions related to complaints of discharge, discrimination or interference referenced in Subpart E 
of FMSH Act's procedural rules. 

Included in this number are 9 pending legal actions related to contests of proposed penalties referenced in Subpart C of FMSH Act's 
procedural rules and 2 pending legal actions related to complaints of discharge, discrimination or interference referenced in Subpart E 
of FMSH Act's procedural rules. 

This  number  consists  of  17  pending  legal  actions  related  to  contests  of  proposed  penalties  referenced  in  Subpart  C  of  FMSH Act's 
procedural rules.

Included in this number are 16 pending legal actions related to contests of citations and orders referenced in Subpart B of FMSH Act's 
procedural rules; 7 pending legal actions related to contests of proposed penalties referenced in Subpart C of FMSH Act's procedural 

 
rules; 1 pending legal action related to complaints of discharge, discrimination or interference referenced in Subpart E of FMSH Act's 
procedural rules; and 4 appeals of judges' decisions or orders to FMSH Act's procedural rules.

(13) 

(14) 

Included in this number are 13 pending legal actions related to contests of citations and orders referenced in Subpart B of FMSH Act's 
procedural rules and 3 pending legal actions related to contests of proposed penalties referenced in Subpart C of FMSH Act's procedural 
rules.

This number consists of 1 pending legal action related to contests of proposed penalties referenced in Subpart C of FMSH Act's procedural 
rules.

Cliffs Natural Resources Inc. and Subsidiaries
Schedule II – Valuation and Qualifying Accounts
(Dollars in Millions)

Exhibit 99(a) 

Classification

Year Ended December 31, 2014:

   Deferred Tax Valuation Allowance

Accounts Receivable Allowance

Year Ended December 31, 2013:

   Deferred Tax Valuation Allowance

Accounts Receivable Allowance

Year Ended December 31, 2012:

   Deferred Tax Valuation Allowance

Accounts Receivable Allowance

Additions

Balance at
Beginning
of Year

Charged
to Cost
and
Expenses

Charged
to Other
Accounts

Acquisition

Deductions

Balance at
End of Year

$

$

$

$

$

$

864.1

8.1

858.4

8.1

223.9

$

$

$

$

$

— $

1,689.2

$

(8.6)

$

— $

— $

86.6

$

(65.5)

$

— $

— $

635.8

8.1

$

$

— $

— $

— $

— $

— $

— $

— $

— $

319.6

$

2,225.1

— $

8.1

15.4

$

864.1

— $

8.1

1.3

$

— $

858.4

8.1

EXECUTIVE COMMITTEE

Name 

Position 

Age 

Service

C. Lourenco Goncalves	
Terry G. Fedor 
James D. Graham 
Maurice D. Harapiak 
Terrence R. Mee 
Terrance M. Paradie 
Clifford T. Smith 
P. Kelly Tompkins 
David L. Webb 

Age and service with Cliffs at March 23, 2015 

DIRECTORS  

C. Lourenco Goncalves 4 (2014)
Chairman, President 
and	Chief	Executive	Officer,
Cliffs Natural Resources Inc.

John T. Baldwin 1 (2014)
Former	Senior	Vice	President	
and	Chief	Financial	Officer,
Graphic Packaging Corporation – 
International packaging manufacturer.

Robert P. Fisher, Jr. 1,2 (2014) 
President	and	Chief	Executive	Officer,
George	F.	Fisher,	Inc.	–	
Private	investment	company

Susan M. Green 1, 3 (2007)
Former	Deputy	General	Counsel,								
U.S.	Congressional	Office	of	Compliance

Joseph A. Rutkowski, Jr. 2,4 (2014) 
Principal,	Winyah	Advisors	LLC	–	
Management	consulting	firm

Chairman,	President	and	Chief	Executive	Officer			    
Executive Vice President, United States Iron Ore 
Executive	Vice	President,	Chief	Legal	Officer	&	Secretary	
Executive Vice President, Human Resources 
Executive Vice President, Global Commercial 
Executive	Vice	President	&	Chief	Financial	Officer	
Executive Vice President, Seaborne Iron Ore     
Executive	Vice	President,	Business	Development	
Executive	Vice	President,	Global	Coal	

57 
50 
49	
53 
45 
46	
55 
58	
58	

<1
4
8
1
17
7
10
4
3	

James S. Sawyer 1 (2014)
Former	Chief	Financial	Offer,	Praxair	Inc.	–	
International	industrial	gases	company

Michael D. Siegal 3 (2014)
Chairman	and	Chief	Executive	Officer,	
Olympic	Steel	–	Processor	and	distributor	
of	flat-rolled	carbon,	stainless	
and tubular steel products

Gabriel Stoliar 3, 4 (2014) 
Managing Partner, Studio Investimentos – 
Asset	management	firm

Douglas C. Taylor 2, 3 (2014) 
Managing Partner, 
Casablanca	Capital,	LP	–	Hedge	Fund

Committees Served 
1 – Audit  
2 – Compensation and Organization  
3 – Governance and Nominating  
4 – Strategy 

Year in parentheses indicates year he/she became 
a director.

INVESTOR AND  
CORPORATE INFORMATION

Corporate Office
Cliffs Natural Resources Inc.
200 Public Square, Suite 3300
Cleveland,	OH	44114-2315
P:	216.694.5700,	F:	216.694.5385
cliffsnaturalresources.com

Transfer Agent and Registrar
Wells	Fargo	Shareholder	Services
P.O.	Box	64874
St.	Paul,	MN	55164-0874
800.468.9716

Annual Meeting
Date:		May	19,	2015
Time:  11:30 a.m. ET
Place:  North Point 
901	Lakeside	Avenue
Cleveland, OH 44114

Additional Info
Cliffs’	Annual	Report	to	the	SEC	(Form
10-K)	and	proxy	statement	are	available
on Cliffs’ website. Copies of these reports 
and	other	Company	publications	also	
may	be	obtained	by	sending	requests	
to the attention of Investor Relations at 
the	corporate	office,	or	by	telephone	at	
800.214.0739,	or	e-mail	ir@cliffsnr.com.

Common Shares
NYSE:	CLF     

Depositary Shares
NYSE: CLV

 
 
  
 
T A B L E   O F   C O N T E N T S

Strategy and Financial Highlights  1         Letter from the CEO  2         Cliffs Natural Resources Inc. at a Glance  4 

Directors and Executive Leadership  6         Corporate and Investor Information  inside back cover

Corporate and Investor Information

CORPOR ATE OFFICE

Cliffs Natural Resources Inc.

200 Public Square, Suite 3300

Cleveland, OH 44114-2315

P(cid:33) 216.694.5700, F(cid:33) 216.694.5385

cliffsnaturalresources.com 

TR ANSFER AGENT AND REGISTR AR

Wells Fargo Shareholder Services

P.O. Box 64874

St. Paul, MN 55164-0874

800.468.9716

ANNUAL MEETING

Date(cid:33) May 19, 2015

Time(cid:33) 11(cid:33)30 a.m. EDT

Place(cid:33) North Point

901 Lakeside Avenue

Cleveland, OH 44114

ADDITIONAL INFO

Cliffs’ Annual Report to the SEC (Form 10-(cid:50)) and proxy statement are available on Cliffs’ website.  

Copies of these reports and other Company publications also may be obtained by sending requests  

to the attention of Investor Relations at the corporate office, or by telephone at 800.214.0739,  

or e-mail(cid:33) ir(cid:39)cliffsnr.com.

COMMON SHARES

NYSE(cid:33) CLF

DEPOSITARY SHARES

NYSE(cid:33) CLV

A Producer of  
Value-Added Iron Ore 

Cliffs Natural Resources Inc. is a leading mining and natural resources 
company in the United States. The Company is a major supplier of iron ore pellets to the 

North American steel industry from its mines and pellet plants located in Michigan and Minnesota. In the U.S.,  

100 percent of Cliffs’ iron ore production is in the form of pellets, which command a premium price, are tailored 

to meet each customer’s specifications and are sold to leading steel companies under long-term contracts. 

In addition, Cliffs’ capability to produce direct reduced (DR) grade pellets presents an opportunity to further 

capitalize on attractive growth prospects in the electric arc furnace sector of the North American steel market.

Cliffs also operates an iron ore mining complex in Western Australia and produces low-volatile metallurgical 

coal in the U.S. from its mines located in Alabama and West Virginia. Driven by the core values of safety, social, 

environmental  and  capital  stewardship,  Cliffs’  employees  are  committed  to  providing  all  stakeholders  with 

operating and financial transparency.

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