CorVel Annual Report 2005

Plain-text annual report

CorVel Corporation 2005 Annual Report and Form 10K Insight. In Touch. M AR KE TS CorVel offers industry leading healthcare management and information technology in the workers’ compensation, group health and auto insurance markets. Insight. SE RVICES We make sure the appropriate treatment is delivered and that it is delivered efﬁciently via our care management and network solutions programs. The Company continued its investment in new services and new technology, consistent with our philosophy of continuous improvement. President’s Message We are happy to have put last year behind us. Conditions impacting the end of ﬁscal 2004, extended through ﬁscal 2005. During the year workers’ compensation industry claims volumes continued to decline. The impact of law changes in California and Colorado signiﬁcantly reduced CorVel revenue in each state. Although conditions in the workers’ compensation claims market remain depressed, the national economy continues to expand, creating an ever-improving labor market. Despite a difﬁcult year, the Company continued its investment in new services and new technology, consistent with our philosophy of continuous improvement. Although workers’ compensation insurance premiums rose again in the last year, claims volumes were lower than in the previous year. In the past, claims have increased when the economy has been at or near full employment. The Company estimates that the combination of the weak labor market, changing state laws, strong productivity gains and improving loss prevention has created diminished claims volumes. In addition, regulatory changes for public companies and other governmental activities added to the cost of doing business. Times such as these encourage us to examine our strategies, plans and operating methods. During the year we worked on three projects focused on improving operating efﬁciencies. The first of these was the implementation of the newest version of our MedCheck line of medical review software. During the prior year our ﬁeld operations converted from a legacy medical review system to a web-enabled version. This last year we implemented document management, requiring substantial changes to our operations workﬂow. We converted most of our processing to incorporate scanned images and Optical Character Recognition. During the year we incurred the cost to implement and operate the new processes, without the related beneﬁts. During the current year we expect to begin beneﬁting from the new technology. Secondly, we have expanded our medical review product line, and the use of artiﬁcial intelligence tools to help manage workﬂow. Rules engine technology, together with the expanded service line, has allowed CorVel to achieve improved outcomes and customer service. During the current year the implementation of these improvements will extend throughout the Company’s ofﬁce network. As the new processes mature, we expect to further capitalize upon the use of workﬂow management. The third project involves the balancing of internal resources to the reduced industry claims volumes, as well as increasing prices for some services. Sudden changes in the work volumes in California and Colorado caused imbalances in our workforce, and the resulting adjustments took some time to implement. In addition, we are matching prices for some services to the underlying costs as well as to the value added offered by these services. Increasing nursing salaries have impacted our costs for such services. We expect these changes to gradually return our field margins to more normal levels. We continue to see opportunities to extend the Company’s record of growth. Investments in technology, as well as in new services, continued in fiscal 2005. A second data center was completed to address business continuity exposures, and our primary center substantially expanded and enhanced. We are continuing the conversion of our applications to new computing and software infrastructure technologies. Substantial advances were achieved in the Company’s MedCheck and CareMC software. These applications meaningfully differentiate CorVel in the marketplace. Our organization has distinguished itself in the difﬁcult environment of the last couple of years. Our record has exceeded that of other industry participants. The strength and stability of the CorVel team has been increasingly visible to customers. I’d like to thank all the CorVel associates for delivering when the going got tough. The pace of change in our industry continues at a high rate. Our investments this last year position the Company to continue expanding its role in the disability management marketplace. Gordon Clemons President and CEO The strength and stability of the CorVel team has been increasingly visible to customers. Board of Directors Corporate Ofﬁcers Gordon Clemons Chairman Tom Benson VP, Information Systems Steven J. Hamerslag Director Gordon Clemons Chairman, President and CEO Alan R. Hoops Director R. Judd Jessup Director Don McFarlane VP, Information Technology Sharon O’Connor Director, Legal and Human Resources Jeffrey J. Michael Director Richard Schweppe Chief Financial Ofﬁcer and Secretary Associates Janet Aalto-Reno Robin Aasheim Melody Abarca Nicole Abdallah Andrew Abela Memana Abraham Leah Abramovich Robin Accoo Carla Adams Cindy Adams Glenda Adams Karen Adams Kimberly Adams Lannette Adams Patricia Adams Patricia Adams Robin Adams Cathy Aden Fred Adge Vijay Agrawal Stacy a Denise Ahlstedt Heather Aistrop Leah Alcorn Rachel Alden Diane Alexander Helen Alexander Virginia Alford Ellen Alldredge Dana Allen Jane Allen Lisa Allen Mickael Allen Rhonda Allen Vanessa Allen Luz Almanza Mike Almquist Brian Aloi Felissa Alonzo Kelly Altares Kari Altman Ninfa Alvarado Chona Alvarez Phil Amadio Charis Amador Sonya Amaker Elaine Amber Mary Jo Andersen Barbara Anderson Deborah Anderson Eric Anderson Heather Anderson Kyle Anderson Leslie Anderson Rowena Anderson Sara Jane Anderson Sharon Anderson Sonya Anderson Stacie Anderson Dennis Andrade Carrie Andrews Jane Andrews Judy Anti Madeline Antuna Lee Anzaldi Kathleen Aquillo Daniel Aragon Barbara Arduino Kathy Arens Janyse Arfsten Judy Arlund Crawford Armstrong Janeen Armstrong Karen Arndt Elizabeth Arnsdorff Mary Aronson Angela Arrowood Amanda Arthur Vivian Arzola Sue Ashley-Lakin Chris Ashton Eldon Ashton Janae Aston Jerad Atherton James Atkins Karen Attaway Trena Atteberry Ernest Attwell Nitza Atz Denise Ault Kristie Averitt Sherri Ayers Shelley Ayres Shannon Babb Andrew Babbitt April Baca Brandi Baca Billie Bacon Tami Baden Jeffrey Baer Marilyn Bahret Irene Baide Altah Bailey Georgia Bailey Danielle Baker Dena Baker Jacqueline Baker Kathleen Baker Linda Baker Maggie Baker Stephen Baker Teresa Baker Ylonna Baker Adrian Bala James Baldwin Sharon Baldwin Carolyn Ballard Donna Balzer Sonia Bambino Tracy Bandstra Mary Beth Bania Kimberly Banks Linda Banmiller-Hepburn Lorena Baptista Lois Baranowski Christine Barbella Jan Barchuk Dwight Bardot Lilia Barias Brandon Baricuatro Brenda Barker Kimberly Barner Karen Barnes Michelle Barnes Monica Barnes Rebecca Barnes Shumeki Barnett Margaret Barney Matthew Barnhart Steven Barnhart Michelle Barns Denetria Barnwell Deana Barone-Collins Patti Barovechio Ses Barreras James Barrett Janet Barrett Sheila Barrett Donna Barringer Margaret Barrins Darrell Barron Terryann Barry Jackie Bartley Jill Bartling Glenda Barton Legoria Barton Brian Bartunek Ruth Bartunek Linda Bass Amanda Bates Susan Bates Marva Batie Venessa Battle Dustin Baughman Lawrence Baughn Barbara Bavery Denys Beach Barbara Beardsley Evelyn Beasley Joan Beck Mark Beck Philip Beers Debra Behrik James Beisheim Patricia Belcarz Teresa Belew Kimberly Bell Kristine Bell Latoria Bell Patricia Bell Christine Belrose Joan Benes Marcos Benitez-Mateo Jerriet Bennett Dena Bennight Michele Bennight Maryanne Benninger Kathleen Bennington Thomas Benson Cynthia Benton Valerie Benton Debra Benyounes Amber Beran Elanore Berdou Laura Beres Robert Beres Tamara Berger Mary Ann Berhow Theresa Berkemeyer Lailannie Bernardo Vickie Bernhardt Mollie Bernstein Katherine Berry Tiffany Berry Mark Bertels Gail Berube Michelle Betz Vicki Betz Sandra Bevers Rebecca Bianchi Daryl Bianco Jennifer Bierly Kerry Biggs April Bigler Connie Binder Daniel Bine Lilly Binns Muhiba Birashk Shahira Birashk Genea Birmingham Jana Bishop Hallie Bissett Daniel Bitar Linda Bittner Kathleen Bixby Brian Black Jessica Blackwood Diane Blaha Mary Blaha Todd Blaisdell Meghan Blake Denise Blakely Delicia Blalock Elizabeth Blanco Catherine Bland Judy Blankenship Leslie Blanyer Sarah Blaskey Jan Blumenthal Nakia Boan-Hays Tammy Bobbitt Mary Beth Bocksel Irene Boebinger Martin Bohm William Bohn Christine Boike Ariel Bolden Mary Lynn Boline Laura Bolinsky Bryan Bollendorf Stacey Bolton Kaylee Bond Ar’kra Bonds Theresa Bone Mary Booth Ann Bordeianu Joseph Borgerding Wava Borgerding Phillip Borgman Suzanne Bouchard Bonnie Boucher Peggy Bowden Katherine Bowers Lynda Bowers Geary Bowling Julie Boyd Vicky Boyer Shirley Boyle Donna Boysen Eileen Bozovich Sandra Brabham Darin Brackett Lori Brackett Moirine Bradburn Angela Braddock Anita Bradford Robbie Brainard Rose Brandt Jennifer Breaker Susan Breitenberg Christy Brewer Janice Brewer Kelly Brewer Mary Brewer Stan Brewer Susan Brewer Beverly Brezski Jill Brice Shanitra Briggs Debra Brimm Anne Brito Patricia Broad Christine Brock Deborah Brock Jeffrey Brock Elizabeth Brockavich Judith Brodal Lee Brooke Angie Brooks Jay Brooks Shannon Brophy Arthur Brouillette Christine Brown Cynthia Brown David Brown Melanie Brown Melissa Brown Rod Brown Shirlee Brown Steven Brown Lucinda Browne Sherry Browning Betty Bruce Rhonda Bruce April Bryant Allyson Buck Marysheila Buckley Diane Buckner Susan Budden Kathy Buenger Karen Bufﬁngton Judith Bukoski Julie Bumgarner Daedra Buntin Amparo Buono Donna Bura Phyllis Burgess Altamont Burke Jr. Michael Burnett Judy Burney Heather Burnham Cecelia Burrus Josie Burson Jennifer Burton Stacey Burton Andre Bush Linda Bushrod Nora Buslik Lydia Bustillo Sheryl Butler Debbie Button Reta Butts Stephen Butz Renee Byrd Duc Cach Tori Cadwallader Catherine Cafferty Catherine Cain Marian Cajanding Cindylee Calaluca Myrtle Calbert Suzanne Caldbeck Anne Callahan Jay Callahan Fermilliana Calma David Cameron Anne Campbell Bruce Campbell Deb Campbell Donna Campbell Mary Campbell Elizabeth Campbell-Pate Michele Campion Delmi Canales Debra Canillo Rosemary Canitia Neil Cannon Suzanne Cannon Michael Cantow Katherine Cantrell Lowyn Cantrell Shannon Cantu Deb Cappello Fawn Carciﬁ Maikel Cardentey Joyce Carlen Shelley Carlen Anita Carleton Lynne Carleton Elaine Carlson Jeffrey Carlson Susan Carlson Marcelyn Carnegie Sandra Carney Mendy Carpenter Jeraldine Carreras Alina Carrillo Anne Carrington Yariela Carrizo Jonathan Carroll Marise Carroll Carla Carron Jeffrey Carter Peta Carter Lizette Casanova Cathy Casil Lanette Cassel Amy Cassell Tammy Cassell Rebecca Cassidy Kirsten Castagnoli Lissette Castellanos Dominic Castillo Marjorie Castillo Mayra Castillo Martin Castro Diane Catron Harold Caudell James Cavallo Rafael Cazares Maria Ceniza Nathan Centeno Pamela Cerny Charles Cerpa Barbara Cervantes Lupita Cervantez Deanna Cessna Sonya Chacon Vickie Chaltas Tracy Chambers James Chambers-Welch Chanthoeun Chan Lucy Chan Sarot Chan Denise Chandler Kristina Chandler Ya-Ding Chang Jeri Chapman John Chapman Jocelyn Charles Linda Charlton Terri Charney Gerald Chase Kristen Chase Nathan Chaskin Jeffrey Chastain Maxine Chave Darunwan Chayabutr Malisha Cheatham Gwen Cheetam-Spence Marcia Cheney Que Lu Cheng Elizabeth Chernisky Mary Ann Chestnut Nancy Chettle Sonia Chew Mikael Childers Amanda Chiong Traci Chipman Haewon Choi Sandra Christian Dawn Christianson Jeffrey Christianson Alice Church Gretchen Church Stefani Cifuentes Anne Clark Candace Clark Carol Clark Thomas Clark Janet Clarke Anastasia Claudio Sandra Clawson Tracy Clegg Amiete Clement Kris Clements Gordon Clemons Gordon Clemons Elizabeth Cleves John Cleves Susan Clewell Josh Cliburn Teresa Cliett Vivianne Clifford Elizabeth Cline Lois Cline Diane Clinton Erin Cloos Lori Cochrane Valerie Cogburn John Coker Denise Coleman Helen Coleman Javon Coleman Marie Coleman Regina Coleman CarolAnn Colgan Carol Collandra Carlethia Collier Kristi Collier Trisha Collings Jennifer Collins Michelle Collins Nami Collins Sharon Collins David Colon Melissa Colon Sebrecia Colquitt Cassie Colvin Michael Combs Jack Conaway Thomas Conley Kristy Conn Jo-Ann Connelly Joan Conner Joyce Conner Stephen Conner Christine Conquest Julie Conrad Patricia Consolo Justin Conte Andrea Conway Angela Cook Jennifer Cook Cynthia Cooke Patricia Cooley Frank Cooney Elaine Cooper Tracy Cooper Laurel Coover Christine Corbett Ana Cordero Christina Cordero Elisabeth Corey Elizabeth Corfee Shavon Cormick Amy Cormier Petra Cornell Debbie Correa Ian Corson Rafael Cortez Jaimie Coshow Michael Costello Raquel Cotto Susan Cotton Karen Coulis Diane Coulton Sara Courts Leonard Coverdale Mara Covey Clinton Covington Leanne Cowles Ashley Cox Daniel Cox Frank Cox Gloria Cox Gregor Cox Laurie Cox William Cox Wynona Cox Kay Crafton Suzanne Crane Jeremy Crawford Nancy Creech Ta’miya Crockett Monica Cronin Brian Cronk Justin Crook Sherray Croskey Derek Cross Robert Crouch Karen Crowley Ida May Cubitt Laura Cuddihy Mary Ann Cullen Katharine Cummings Donna Cunningham Joseph Cunningham Michelle Cunningham Kathleen Curran Brian Cushard Brenda Custer Marianne Cuthbertson Robyn Cutsail Jennifer Czarnecki Julie Czerniak Caitlin Czerwinski Jennifer D’Agostino Peggy Daily Jay Dalgren William Dallas Jodi Daly Mary Daly Debra Dambacher Brandi Daniel Michelle Danielly Darron Daniels Diane Danis Kathleen Darhun William Darmon Elizabeth Dasko Carlotta Daugherty Susan Daugherty Christie Davenport Luann Davenport Anita Davidson Glenda Davies Anthony Davis Daniel Davis Judy Davis Kathy Davis Marchella Davis Tracey Davis Sandra DeLaCruz Paul DeMordaunt Cathy Deah Troy Deal Stephen Dean Andrea Dechter Rita Dedominic Heather Dee Teresa Dee Connie Deﬁllippo Letty Deguzman Kathleen Deimling Karleen Dejean Alexis Dejesus Miguel Dejesus Carmencita Deleon Brandon Delgado Rebecca Delorey Paula Deluca Darlene Dempsey Jill Dempsey Teresa Dempsey Dina Denardis Peggy Denbo Joan Denman Dina Denne John Dennis Verna Dennis Kathy Depies Laurie Deschler Linda Deslauriers Michelle Dess Emily Dettro Marissa Devincent Carol Devine Tammy Devries Vicki Diamond Kelly Diaspro Ana Diaz Lizet Diaz Maribel Diaz Laura Dickenson Diana Dickey Carol Dickinson Dawn Dicorte Ann Dillier Mary Dillon Stephanie Dimmings Theresa Dinardo Tam Dinh Alessandra Dinu Susan Diulus Mary Divis Gamble Dixon Richard Dodds Karen Doering Janine Doezie Kathleen Doiron Cassie Dominquez Lisa Donaldson Joyce Donkel Jacqueline Donnelly Michael Donnelly Denise Donovan Timothy Donovan Candace Dooley Diana Dorion-Farino Gregory Dorn Laurie Dorr-Craig Randall Dorshorst Sandra Dougherty Allison Douglas Thomas Dovorany Donna Doyle Anita Drager Dwayne Dressler Amanda Driver Mary Drohan Nancy Drude Cheryl Ducharme Kristina Duda Sharon Dufek Matthew Dufﬁn Robert Dufur Christin Duhl Milanka Dukic Kimberly Dunafon Christine Duncan Jennifer Duncan-Garrett Kathy Duncanson Jerald Dunlap Katherine Dunlap Karyn Dunn Kathleen Dunn Kathryn Dunn Jayna Dunning Aimee Duque-Randolph Javana Durham Jeanette Duschka Jacqueline Dyce-Hayles Julie Dye Jacqueline Earsley Lenore Eason Laura Eaves Sandra Ebright Nancy Eckl Scott Eckols Lori Eden Helena Edmondson Alisen Edwards Charlotte Edwards Gabrielle Edwards Sophia Edwards Vanessa Edwards Alan Eiler Patricia Eisele Leslie Eisenberg Thomas Eix Chris Elbert Carol Eldridge Rachel Eliason Traci Ellefson Peggy Ellerbusch Rachel Elliot Robert Elliott Beverly Ellis Cynthia Ellis Melissa Ellis Michelle Ellis Catrena Elmore Christine Emblem Jeanne Engel Liliana Engel Cheryl Engibous Renee Englen Bruce Entrikin Louise Epperson Earl Erickson Theresa Ernst Lou Ann Erpelding Louise Erps Maria Escalante Ruth Eschenauer Wendy Escobar Yamira Escobar Jennifer Espinoza Helen Espinoza-Tovar Deborah Essen Elizabeth Essex Jennifer Estad Marilyn Estep Marcio Esteves Michelle Etheridge Dana Evans Keri Evans Suzanne Evans Kathleen Everitt David Everly Nicole Ewing Laura Fabbri Rachel Faber Diane Fain-Anderson Maribel Falduto Katherine Farago Diane Farley Judith Farling Brenda Farrier Yunia Faubel Ashleigh Faubion Rick Faulkner Cristine Fazenbaker Carolyn Fees Evelyn Felice Karen Felice Regina Felipe Raven Fenmore Sally Ferguson Tracy Ferguson Maria Fernandez-Barona Amber Fernando Kathleen Ferrara Marilyn Ferringer Maria Ferry Thomas Fickas Araceli Fierros Rafael Figueira Ivonne Figueroa Angela Finestone Eleanor Fingal Charlotte Finley Susan Fischer Andrea Fish Amenda Fisher Beth Fisher Brian Fisher Sharon Fitten Michele Fitzgerald-Jirabi Mike Flacco Daniel Flanagan Beth Fleishman Glennise Fleming Margaret Fleming Melinda Fletcher Nanette Fletcher Cherilyn Flora Hofbauer Jessica Flores Bernadine Flowers-Parker Nakia Flowers-Westbrooks Tena Floyd Donna Flynn Peter Flynn Leslie Fogarasi Barbara Foley Sharon Folino Carmen Folluo Thomas Fondren Jessica Fontenot Carol Ford Linda Ford Richard Ford Kendra Fordon Jerry Foreman Michelle Forsberg Siann Forsch April Foster Jill Foster Kristen Fountain Gregory Fournerat Donna Fowler Carol Fox Gail Fox Bexaida Franceschini David Francis Rita Frankel Julie Franklin Scott Franklin Shauna Franklin Theresa Frasher Mollie Frawley Brent Frazier Terri Frazier Kelly Frederick Nicole Fredette Patricia Fredette Ronald Freedman Catherine Freeman Melinda Freeman Shaneka Freeman Michele Frerichs George Freudenberg Catherine Frick Kenneth Frick William Fricke Kathryn Friend Gwendolyn Frothingham Catherine Fryberger Mary Frye Cheryl Fszol Brenda Fulton Terry Fung Virginia Furmanek Cynthia Gabor Kenneth Gaddis James Gadrow Deborah Gaffney Nancy Gaffney Anthony Gage Dianne Gaines Tonya Gaines Conmelita Gaither Judith Gallagher Arleen Gallup Susan Galyo Paola Gamboa Regina Gann Cheryl Gannon Patrick Gannon Gary Ganzman Angie Garber Amanda Garcia Carissa Garcia Christina Garcia Erica Garcia Gina Garcia Julia Garcia Mamie Garcia Michael Garcia Nayda Garcia Robin Garhartt Claudia Garibay Erica Garibay Casey Garner Sara Garner Barbara Garnett Cynthia Garrett Sandra Garrett-Roberson Deborah Garris Heather Garrison Michele Garsaud Mary Louise Gartland Carol Gasser Leslie Gatrel Laura Gaura Vladimir Gaytanov Laura Geary Kelly Gebhard Robin Gebreyesus Andee Gedman Denina Geistlinger Deborah George Mary George Patricia George Maria Georgiafandis Diane Geraci Terri Gerichs Graciela Gerometta Paula Gerry Garnet Gervais Brian Gesing Sandra Gettys Jennifer Geyer Melissa Giarratano Anne Giatras Carla Gibb Ashley Gibson Darlene Gibson Mary Gidney Stacia Giesick Holly Gilbert Lisa Gilbert Sandra Gilbert Marlene Gilbertson Thomas Gildea Denise Gillespie John Gilliam Laurie Gilliam Jasmaine Gilliard Russell Gilman Lance Gilmore Nancy Gilmore Katy Ginley Rosemarie Giorgio Deborah Girard Helen Gittemeier Sherene Givens Niela Gladys Noel Glasgow Linda Glazner Stephanie Glenn Catherine Glover Rebecca Glover Deborah Godby Deborah Golden Patricia Gomes-Woolsey Caroline Gomez Edwilda Gomez Jennifer Gomez Heather Gonzales Juanita Gonzales Michael Gonzales Cesar Gonzalez Jose Gonzalez Lori Gonzalez Maria Gonzalez Sheila Gonzalez Yadira Gonzalez Denise Good Pamela Gooding Victoria Gooding Sheryl Goodrich Maurice Goodwin Susan Goodwin Janet Gordon Mary Gordon Randy Gore Kristene Gore Daniel Gormley Andrew Gorny Jeanne Goshen Frank Goulart Duane Graf Michael Graham Nancy Graham Selena Graham Janice Grandelis Carlyle Grant Linda Grant Ronald Grant Annette Graves Beth Graves Janet Graves Marilyn Gravgaard Kathleen Gray Marcia Gray Mary Grayson Margaret Grecula Arlene Green Charles Green Janice Green Katria Green Michelle Green Rhonda Green Ilise Greer Jeff Greer Lisa Gregory Jamie Gribben Salina Griego Charlotte Grifﬁn James Grifﬁn Joanne Grifﬁn Linda Grifﬁth Steve Grifﬁths Luddie Grigsby Denise Grijalva Elena Grijalva Claude Grise Richard Grise Jennifer Grooms Deborah Gross Kelly Grossman Luane Grube Patricia Gruenewald Philip Grupp Sally Gudin Elizabeth Guerrero Sharon Guevarra Andrea Guida Jane Guida Katherine Guiliano Alice Guillen Miling Guim Suzette Guimont Ann Gulley Georgianna Gullikson Maureen Gunderson Kimberly Guy Tiffany Guy Erica Guzman Barbara Gyda Ryan Ha Inga Habada Eugenia Hachenberg Frank Hackett Linsey Hackett Julie Hadley Carol Hadnot Cheryl Haffner Kay Hageman Elizabeth Hagler Lacrecia Hagler Joy Hale Robin Hale Melanie Haley Cheryl Halford Marlisha Hall Monica Hall Shaletha Hall Sharon Hall Kristen Hambright Carnisha Hamilton Charlotte Hamilton Darlene Hamilton Maryann Hamilton Vicki Hamilton Nora Hamlin Sandra Hammel Wendy Hammill Sandra Hammock Bobby Hammond Susan Hammond Frieda Hamner Chester Han Teresa Hansberry Laura Hanscom Anita Hansen David Hansen Deborah Hansen Sheila Hansen Daniel Hanson Victor Hanson Wayne Hanson Laura Harbert Marcia Harden Eve Hardin Mike Hardin Kendra Hardison Dana Hardy Natalie Hardy Donna Haring James Harlan Tara Harlan Sylvia Harlen Lynn Harner Suzan Harper Cecelia Harrell Carmen Harris James Harris Mary Harris Ruben Harris Sandra Harris Eureka Hart Kendrick Hart Katherine Hartl Robert Harvan Cecilia Harvey Harriet Harvey Marci Harvey Mary Hasenstaub Lavon Hasselbring Stephanie Haston Milton Hasty Cassie Hataway Faye Hatch Nicholas Hatcher Sean Hathaway Nicole Hauffman Debra Haugen Janel Haw Carla Hawley Ludene Hayden Scott Hayden Albertine Hayes Maureen Hayes Janet Hays Carla Hazel Tamera Hazeltine Patricia Heater Diana Heathcote Christine Heil Anne Heimbucher Pamela Helgren Amy Heller Janet Hellwig Diana Helms Nicole Helms Donna Heltzell Nina Hempﬁeld Damon Henderson Luann Henderson Margaret Henderson Vivian Henderson Willette Henderson Naheisha Hendricks Charles Hennekens Kristin Hennon Elizabeth Henry James Henshaw Mary Herber Krystal Hernandez Ladonna Hernandez Melissa Hernandez Michael Hernandez Tammy Hernandez Carmen Hernandez-Cortes Deborah Herod Nancy Herrold Brenda Heskett-Kinnan Geraldine Hess Greta Hettinger Matthew Heuston Laura Heywood Brittany Hickey Judith Hickey Sharon Hickey Levi Hicks Ty Hicks Bridget Hicks-Morris Robert Higby Linda Higgens Tiffani Hightower Melissa Hildebrand Amy Hildreth Laura Hileman Becky Hill Christie Hill Cynthia Hill Deborah Hill Deonne Hill Judy Hill Karen Hill Kimberly Hill Wendy Hill Patricia Hillestad Jennifer Hilley Alisha Hillman Nikki Hilton Rosemary Himuro Kim Hines Manish Hingorani Judith Hirsch Ronald Hodges Theresa Hodges Valorie Hodges Angela Hoeger Beth Hoffer Kenneth Hoffman Lisa Hoffman Mary Hoffman Jessica Hofmann Dorothy Holcomb Kathleen Holden Pamela Holden-Webber Loretta Holgate Debra Holland Lydia Holland James Holloman Joshua Holloway Cheryl Holmes Andrew Holt Krystal Holthus Carol Holtz Anita Holtzman Ronald Holyﬁeld Doug Homa Christina Hommel Kathryn Honaker Gloria Hooker Cathleen Hopkins Lisa Hopkins Theresa Horace Julie Horak Patricia Horan Karen Horlacher Betsy Hornbeck Patricia Horne Wanda Horne Seward Horner Juanita Horsey Kimberly Horton William Horton Stephen Horvat Frances Houmard Sarah Housman Alison Houston Marla Howard Bill Howell Patricia Howell Karen Howenstine Daryl Howett Stephen Howry Karin Hoyos Melody Hoyt Tamra Hoyt Hung Hsieh Germaine Hubacka Nancy Huber Christine Huddleston Michael Hudy Hiduviges Huerta Kathy Huff Dennis Hufﬁne Erin Huggard Colleen Hughes Lori Hughes Kristin Huizenga Shirley Hulsey Janice Hummer Barbara Humphries Carrie Hunt Aleta Hunter Pamela Huntley Valerie Hurst John Hutchinson Sterling Hutchison Lisa Hutter Danette Hyatt Roger Hyde Heather Hyland Leslie Ihrie Everett Iler Brandee Ilse Lorina Ines Terri Ingram Turkia Ingram Patricia Irvin Russell Isgro Alla Itkin Patti Ives Ronald Iwinski Darlene Jackson Debra Jackson Erica Jackson Gene Jackson Jennifer Jackson Laura Jackson Pamela Jackson Ruth Jackson Sarah Jackson Tahilia Jackson Timothy Jackson TurKesha Jackson Wanda Jackson Whitney Jackson Linda Jacobs Robert Jagelski Adriane Jagger Ariane James Janet Janicek Carolyn Jankowski Heather Jansen Connie Janzen Elizabeth Jarratt Thomas Jastemski Ryan Jeffords Elizabeth Jeltema Jeffrey Jenkins Karen Jenkins James Jentile Laura Jerde Cheryl Jernigan Joann Jessop Sung-Hee Ji Chloe Johns Andrea Johnson Aric Johnson Becky Johnson Ben Johnson Carol Johnson Darlene Johnson Kathleen Johnson Francine Johnson Gerald Johnson Jacquelyn Johnson Judith Johnson Kendra Johnson Linda Johnson Mary Johnson Michelle Johnson Patricia Johnson Renee Johnson Rita Johnson Tranika Johnson Vanessa Johnson Vickie Johnson Welford Johnson Wendy Johnson Bettyann Johnston Rose Jonas Angela Jones David Jones Deborah Jones Deidre Jones Forest Jones Judy Jones Michelea Jones Nanca Jones Rechandra Jones Ricky Jones Robert Jones Tara Jones Tessa Jones Victoria Jones Hilliam Jones Jr. Michele Jones-Mosely Leonie Jordanlopez Shelley Jore Eileen Jorgensen Marie Jorgensen Adelore Joseph Rosalind Joseph Anne Juanengo Bill Juenemann Patricia Julien Eric Juracek Tiffani Jutting GRANT KLICEK Lois Kahl Brianna Kahle Melissa Kamm Janet Kampfer Carole Kantor Sue Kanz Lia Kaplan Anthea Karl Constance Kasai Robin Katen Deanna Kaufman Leah Kauti Kimberley Kavanaugh Coleen Kearon Richard Keating Brian Kedik Kenneth Kee Kathleen Keeffe Mary Keister Faith Keith Jessica Kellenberger Erin Keller Judith Keller Lisa Kelliher Dorothy Kelly Lucille Kelly Markita Kelly Kathlyn Kelvington Makrk Kemberling Lillie Kendrick Steven Kenion Keokeuth Keosombath Andrew Keough William Keough Penny Kerley-Smith Elaine Kermes Sandra Kerr Chastity Kerrutt Diane Kerstetter Linda Kesler Maili Kessler Mary Kessler Pamela Kessler Sheri Kessler Claudia Kettrick Mary Kiehl Carole Kiessling Judith Kile Joon Kim Mak Im Kim Young Ok Kim Nancy Kimbrell Oscar Kimbrough Karen Kimbrough Paula Kimery Jefferey Kimmich Lisa King-Faw Elaine Kirby Jason Kirk Bryan Kirkpatrick Steven Kirwan Dana Kisel Michelle Kish Cynthia Klaess Margaret Klein Catherine Kleinschmidt Frederick Kleinzweig Carrie Klembara Linda Klingler Martin Klitzner Heather Klock Pamela Knaresboro Mary Sue Knecht Karyn Knight Mary Fran Knight Christine Knollman Sandra Knudsen Anthony Ko Kristy Kobayashi Jennifer Koehnke Deborah Koenig Sherry Koepke-Popovich Julie Kohlbecker Catharina Kohler Keriann Koizumi Nancy Koken Laura Koller James Konenkamp Patrice Konstanty Natalie Koob Jamie Kowalczyk Mary Ellen Kozeluh Lisa Krehbiel Amy Krietemeyer Janet Kriho Jennifer Krol Joanne Kropf Carmen Kryman Catherine Kuhn Andrea Kuntz Sylvia Kurash Rupert Kwok Carol LaChapelle Paula LaPlount Danette Laguardia Tien Lam Denise Lamanna Phyllis Lambert Sara Lambkin Traci Lamer Charlotte Lamp Rita Lamparyk Josephine Landry Sue Lane Renee Lange Stephanie Langston Michelle Laputz Mary Laraia Nancy Lareau Jesse Larrison Ann Larson Jean Larson Lori Larson Nancy Larson Donna Laster Jennifer Lastiri Stephen Lataxes Brenda Laughlin Jose Laureano Beverly Laux Corinne Lavinder Petro Lawriw Sheryl Lawson Tara Lawyer Diane Lay Jerry Layton Catherine Le Yen Le Yenny Le Karen Leach Luann Leaders Karen Leak Martha Leal Dawn Lear Peggy Leasure Adrien Lee Dawnmonique Lee Edwin Lee Mary Ann Lee Eileen Leek Penry Leek Kim Leetzow Deborah Lefort Michelle Leggett Pamela Leggett Shawn Lehr Carolyn Leishman Bruce Leisten Heath Lemoine Marlene Lemon Ana Lemus Karen Lenhart Anna Lennon Diana Lentz-Illioff Deborah Lenz Kristine Lenza Gaylene Leonard Kris Leonard Martin Leonard Eric Leones Jessica Lesak Charlene Lester Kerry Leuty Debra Lewars Cheryl Lewis Darline Lewis Gloria Lewis Theresa Lewis Trinity Lewis Cynthia Lewter-Brown Diane Lietzau Joyce Lifshitz Leslie Limmer Virginia Linde Karen Lindner Stephen Lindsay Karen Lindsey Michelle Lindsey Tammy Lindt Nancy Lineberger Joan Linn Julie Little Linda Little Christine Livingston Saniea Livingston Gloria Llamas Josh Loan Kathleen Lockaby Cynthia Lockamy Melonie Lockard Joyce Lockhart Debbie Loe Jacqueline Logie Neil Logsdon Roxane Lombardi Carlos Londono Jack Long Janet Long Marc Long Marcia Long Etheliza Lontoc Jennifer Loomis John Lopes Jose Lopez Juanita Lopez Sherry Lopez Crystal Lorah Crystill Lorenzen Angela Lorshbough Sam Lovingood Bernandeth Lowe Diane Lowe Shontonese Lowe Elaine Lowenstein Jeffery Lowman Adam Lu Lorie Luce Robert Lucido Paula Luhman Breanna Lull Patti Lummus William Lundin Anna Luong Barbara Lurie Phyllis Luttrell Kevin Luu Sabrina Ly Thanh-Van Ly BJ Lyle Patricia Lynch Roxanne Lynch Virginia Lynch Anne Lyng Teresa Lynn Kristine Lyon Christopher Lyons Kathy Lyons Michele Lyons DeShonn Mabry-Jones Margaret MacDonald Judith Macdougall Gregory Macera Donna Macisaac Dana Madden Angela Maddox Teddy Maddux Sharon Madrzykowski Mark Madsen Annie Magee Joey Maglalang Linda Mahnken Mary Main Nina Maisonet Ann Major Yolanda Majors Andrea Malcolm Alberto Maldonado Imran Malik Geoffrey Malke Roberto Mallo Anne Maloney Ashley Maloney Janet Manning Judy Mannon Jill Manz John Manzolilla Pamela Marano Myra Marcial Amanda Marcum Barbara Maringo Cathleen Marion Nancy Marks Annetta Marlow Christina Marquez Renee Marschall Eulonda Martin Jay Martin Kenneth Martin Linda Martin Shari Martin Shelley Martin Belinda Martinez Brenda Martinez Joanne Martinez Luis Martinez Melissa Martinez Melissa M Martinez Tino Martinez Nilda Martinez-Rodriguez Shirley Martino Tiffany Masarik Carol Massey Mark Masson Jessica Mastrodomenico Rekha Mathai Charles Mathieu Karen Mattheis Barbara Mattson Subrina Mayes Teresa Mayﬁeld Cheryl Mayforth Janice McAbee Jennifer McCaig Pamela McCarthy Patti Sue McCarty Karen McCarver Linda McCleary Charlotte McCleery Denise McCloud Scott McCloud Chandra McCormick Margaret McCoskey Lydia McCray Vonnie McDaniel Lois McDermand Lorraine McDermott Michael McDermott Ilene McDonald Nikel McDougal Jennifer McElroy Margaret McFann Donald McFarlane Peggy McGahagan Molly McGinnis Charline McGrath Joann McGrath James McGraw Nicole McGregor Maureen McGuire Diane McIlwain Amy McIntosh Aaron McKay Kelly McKay Linda McKenny Barbara McKevitt Michael McKevitt Lisa McKinney Dale McLaughlin Yvonne McLin Christine McMahon Kenneth McMahon Joanne McMillan Joyce McMorris Dennis McMullen Sheryl McNevin Jamie McNew Cindy McQuillin Karen McRae Shannon McWilliams Carol Meadows Christie Meagher Heather Means John Medearis Christopher Medina Lori Medina Marcia Medina Pamela Medina Tracy Meehan John Meier Kokeo Mekdara Edna Melendez Natalya Melnic Vicki Melton Daniel Melvin Paul Melvin Gilbert Mena Kimberly Mena Jadell Mendez Florie Mendiola Gabriel Mendiola Michelle Menendez Barbara Menkhaus Arnel Mercado Christine Mercado Melissa Mercado Gail Merced Toni Meredith Ellen Merick Cherish Merida Bobbi Merlin Llamila Merlo Janice Meron Melinda Merrick Cheryl Merritt Mary Merritt Judy Merselis Kathleen Messimer Kelly Messmer Cynthia Metzgar James Meyer Lindi Meyer Dena Meyers Paul Michalski Amy Middlebrooks Kelli Middleton Tina Midgley Lisa Mihara Karen Miksic Ruth Milbee Beverly Miles Judith Miles William Miles Kevin Millard Bonnie Miller Cheryl Miller Darlene Miller JoAnne Miller Karen Miller Keri Miller Lauren Miller Leticia Miller Marie Miller Pamela Miller Patrina Miller Paline Miller Rulisa Miller Susan Miller Victoria Miller Zachariah Miller Susan Millhouse Cathleen Milligan-Gilman Mary Milliman Deborah Mills Patricia Milmine Reginald Minter Jessy Miot Laura Mireles Larry Missling Carolyn Mitchell Janet Mitchell Laura Mitchell Mary Mitchell Stephanie Mitchell Abby Mittelmann Kayleigh Mitterholzer Leah Mixon Nicholas Modrak Laurie Modrall Michele Moginie-Miesner Christy Mohar Jasmin Molina Virginia Monahan Cheryl Monroe Joyce B1710+B1662 Montagner Cynthia Montes Claudia Montes De Oca Lawrence Montoya Christopher Moody Carolyn Moore Judith Moore Ronda Moore Susie Moore Vicki Moore Cassandra Moore-Bailey Steve Mootz Anna Morales Lorena Morales Miriam Morales Allison Moran Nicholas Moran Rhonda Moran Maria Moreno Sandra Moreno Jill Morgan Joan Morgan Kent Morgan Linda Morgan Patricia Morgan Rachael Morgan Rebecca Morgan Robin Morgan Robyn Morgan Tammy Morney Claudia Morrell Joseph Morris Paula Morrison Rosemary Morriss Christina Morrow Jean Morrow Sonya Morton Daryl Mosbey Denise Mougin Susan Moxley Cheryl Moylett Carmen Muchacho Janet Mudek Kathrine Mueller Debra Muir Marilyn Mule’ Bridget Mundy Norma Munoz Patricia Munz Theresa Murkey Catherine Muroski Ann Murphy Patricia Murphy Patricia Murray Patricia Murray Shannon Mutz Curt Muyres Alexander Myachin Amy Myers Ann Myers Debora Myers Elizabeth Myers Gretchen Myers James Myers Joyce Myers Bryce Myngheer JACK NICHOLS Deborah Nachman Joanne Nadeau Amy Nakayama Jeanne Napier Gracemarie Napoles Farah Nasser Stephanie Nault Janet Nauman Mark Nava Anthony Navarro Theodore Neale Cynthia Neary Beverly Negrete Joanne Nehls Lee Neidhart Ashley Nelson Cathy Nelson Deborah Nelson Gary Nelson Melissa Nelson Qiana Nelson Rue Nelson Beth Nemeth Nancy Newberry Merissa Newell Dana Newinsky Vicki Newmaker Gwendolyn Newsom Andrew Newton Diane Newvine Diane Nghiem Jacklyn Ngo Johnny Ngo Vivian Ngo Carolyn Nguyen Dung Nguyen Johnny Nguyen Sam Nguyen Lorraine Nicholas Philip Nichols Tammy Nicol Mark Niedert Ruth Ann Niedert Cherrie Nielsen Therese Nielsen Debra Nieto Moises Nieves Joanne Niglio Nick Nilan Stephanie Nimblett Deborah Nix Stephen Nolan Eric Norful Michael Norman Nancy Norris Jo North Amie Norton Kathryn Norton Denise Nostin Debra Novak Tim Nowlin Melissa Noyes Rhonda Nubbie Nimfa Nuestro Kathy Nultemeier Keitha Nunn Peggy Nyman Linda O’Bayley Brandon O’Brien Christine O’Brien Erin O’Brien Richard O’Brien Robert O’Brien Eileen O’Connell Diane O’Connor Cheryl O’Dell Judith O’Donovan Colleen O’Halloran Lisa O’Hehir Tina O’Leary Karen O’Neill Patricia O’Riley Karen O’Rourke Derick O’Sullivan Rose O’Sullivan Kimberly O’Toole Jaime OBrien Edith Ochoa Tania Ochoa Sandra Olesen Chrisinda Oliphant Sharon Ollie Heather Olmsted Leslie Olmsted Samantha Olmsted Helen Olsen Michele Olsen Paulette Olsen Joyce Olson Kimberly Olson Clifford Omstrom Don Opgenorth Grecia Oquendo Maria Ores Gloria Orme Gail Ormiston Cathy Orr Mayra Ortiz Robert Ortiz Susan Orzolek Elizabeth Osborn Patricia Osorio Lauren Ott Julie Overcash Treva Overstreet Trenton Owen Jessica Owens Marcia Owens Tanna Owens Gail Paciﬁco Pamela Padgett James Pagel Joanne Palladino Debra Palmer Joel Palmer Joel Palmer Linda Palmer Darneen Pang Tracy Paquette Cristina Paralejas Erika Parker Patricia Parker Ann Parody Mary Parrinello Arlene Pascua Christina Passmore Heather Passwater Maria Patag-Galang Frances Pate Rajesh Patel Patricia Patrick Ginger Paulk Dawn Payne Diane Payne Michael Payne Michelle Peaceman David Peavy Roxie Pedroli Aurora Pedroza Juan Pedroza Manuel Pedroza Karla Pedroza Silvia Pedroza Twila Peitz Felecia Pellam Brandi Pelletier Sarah Pelzl Julie Pena Mary Pena Michael Pena Tawn Pena Connie Pendley Marjorie Penebacker Lucinda Perey Dina Perez Rose Perez Tina Perran Lisa Perseo Hazel Peterson Jeannie Petrie Jaime Petrjanos Charles Pettry II Shannon Petty Paula Pezzano Corrina Philips Donna Phillips Peggy Phillips Jill Phinny Pane Phomphak Linda Pica Kelly Pickell Debe Pickering Don Pickering Fabio Pico Henry Pierce Michelle Piercy Kristen Pierson Sharyn Pimpinella Gladys Pinover Mary Pinto Anne Piper Pamela Piper Amber Pippen Sharon Pitts Laura Pivonka Saundra Piwinski Frankie Placide Jane Plimack Christine Plowman Craig Plyer Linda Poche Silvia Poe Jennifer Poissant Ellen Poleski Marianne Polkowski-Burns Jodi Polston John Pompei Patricia Pomper Elia Ponce Carol Poniewaz Dorine Poole Carletta Pope Gene Pope Jr Deborah Popovich Randy Porco Michelle Porter Tamora Posey Susan Post Caroline Potter Paula Poulin Stacy Povlin Kathleen Powell Lori Powell Phonsa Powell Sandra Powell Toni Powell Ashley Powers Gloria Powers Kate Powers-Plewe Vasantha Prammagnanam Anna Prather Cynthia Pratt Teresa Preiss Elizabeth Prestin Gary Price Lhiquita Price Lou Price Teresa Price Mary Prideaux Cynthia Pritchard Diane Pritchard Cristina Procita Debra Proctor Marcellas Proctor Arlene Propst Karen Pruessen Paula Pruitt Yvette Pryor Dominika Pukay Susan Putica Jake Putzler Abdulla Qudrat Nooria Qudrat Blanca Quiles-Marrero Connie Quinn Elizabeth Quinn Melissa Quinn Theresa Rabinek Susan Radzvickas Julie Ragsdale Jennifer Raiche Marilyn Raines Constance Raines-Kriese Patricia Raisor Ganesan Rajaraman Rosalva Ramirez Lawrence Ramos Alice Randall Julie Randleman Tonya Rao Brandon Rascoe Venice Rashford Nicole Rasmussen Tina Rattigan Roger Rawlings Melissa Rayman Thelma Raymond Dale Rea Margaret Reagan Kasandra Rector Jeffrey Redifer Lisa Redifer Elizabeth Reed Robert Reed Marca Reese Valerie Reese Rebecca Reeves Carmela Rega Whitney Rehm Darrin Reichle Reka Reichle David Reid Leslie Reid Melissa Reillo Marilyn Reimann Cheryl Reineck Karen Reinhardt Karen Reinhart Betty Reither Mary Renaud Michelle Renfrew Tina Renfro Mary Rennich Brian Renshaw Ellen Rensklev Connie Ressler Valerie Resta Eleanor Reyes Hortensia Reyes Valerie Reyes Heather Reynolds Stephanie Reynolds Aracely Reynoso Gail Rheaume Melissa Rhoads Nina Rhodes Joel Rhyner Susan Rice Sharon Ricely Jennifer Rich Aaron Richard Charlene Richardson Erin Richardson Jennifer Richardson Mecarlo Richardson Tina Richardson Shirley Rickert Katrina Rico Kristina Riener Jane Rife Lauren Riggs Judith Rinderle Judith Risley Frances Rittenhouse Rebecca Riva Guadalupe Rivales Bianey Rivera Irene Rivera Moses Rivera Nancy Rivera Maritza Rivero Patricia Roark Velisa Robbins Carol Robert David Roberts James Roberts Jennifer Roberts Nicole Roberts Phyllis Roberts Valerie Roberts Crystal Robinson Lisa Robinson Racquel Robinson Blanca Robles Theresa Rocca Kathleen Roche Stephen Roddam Brenda Rodefer Leonora Rodrigues Elizabeth Rodriguez Sylvia Rodriguez Maritza Rodriguez De Perea Janet Rogers Mendy Rogers Elena Rojas Micheline Rojas Claude Roloff Shari Romain Hortensia Roman Leanna Roman Nicholas Romano Evelyn Romero Marie Romero Carlton Rood Kimberly Roque Leticia Rosales Melanie Rosario Mildred Rosario Connie Rose Laura Rosenbaum Marina Rosenﬁeld Mindy Rosenzweig Mary Rossi Robin Roth David Rothwell Vicki Rottman Janine Roybal Susan Rozell Janet Rubo Malin Rufﬁno Michelle Ruhkala Mary Ruikis Dena Ruiz Angela Rush Michon Russ Amy Russell Barbara Russell Burnis Russell Paul Russell Joan Russett Heather Rutz Mary Ruvalcaba Janice Ryals Terry Ryan Patty Rybicki Roger Ryon Donna Saba Lisa Sabye Pamela Sakai Theresa Salcedo Amanda Saleh Kadih Salman Patricia Samuels Jennifer Sanbet Florence Sanchez Mabel Sanchez Tina Sanchez Veronica Sanchez Cathy Sanders Rose Sanders Therese Sanders Aril Sandoval Marla Sands Lauren Sanford Chasta Sanneman Susannah Santangini Eric Santiago Maria Santiago Dan Saraz Alicia Saucedo Teresa Saunders Michael Saverien Patricia Scalero Pamela Scalf Blanche Scalise Dina Schaeffer Yvonne Schautteet Victoria Scheckel Mary Scheel Nicole Schell Aaron Schenck Avishai Schermerhorn Katherine Schiebe Janet Schiell Teresa Schliem Elaine Schmidt John Schmidt Mary Schmit David Schmitz Deborah Schmollinger Cindy Schopfer Debbie Schreck Colleen Schreier Marie Schroeder Ming Schu Alicia Schubert Pamela Schubert Mary Ann Schuerman Tina Schultz Laura Schumacher Rhonda Schutz Dana Schwartz Joann Schweigert Richard Schweppe Dwanda Scott Kelly Scott Kristy Scott Linda Scott Sarah Scott Zefyr Scott Greg Scovel Shugie Scroggin Mary Ann Scudamore Kimberly Scurlock Lisette Seagers Charles Sears Elizabeth Sedillo Elisa See Dquence Self Robert Seliskar Tracy Sellers Margaret Sender John Sendlosky Betty Seng Veronica Serrano Melissa Sessions Carlos Severe Marcelin Mary Sevinsky Angela Sewell Scott Sexton Sherry Shaffer Meghana Shah Mukundray Shah Amy Shapiro Lisa Sharkey Renu Sharma Ashley Sharp Krista Sharp Sheryl Sharp Lynda Shave Dylan Shaw Lynn Shaw Tina Shearer Beverly Sheetz Diane Shefveland Allison Sheldon Brenda Sheppard Mary Sherman Matthew Sherman Kristine Sherrard Susan Shewczyk Sheila Shidlofsky Virginia Shields Griselle Shinker Margaret Shinn Angela Shipp Maxim Shishin Shahrooz Shomali Lila Shores Pamela Shores Sandra Short Marilyn Showalter Jerald Sia Katherine Siegel Lorraine Siegel Michael Sifuentez Jolene Silbernagel Lisette Silva Nicole Silva Toni Silva Christopher Simants Christine Simler Kevin Simler Shena Simmonds Mary Sue Simmons Patricia Simmons Joe Simpkins Carol Simpson John Simpson Liliana Sinclair Susan Sineni Kelly Sink Kathleen Sinn Charlene Siplin Kimberly Siudy Catherine Siver Elizabeth Sizemore Mirela Skaka Catherine Skebo Crysten Skebo Lesley Skipper Deborah Skoglund Judith Slattery-Walker Richard Slavin Dolores Slavis Heidi Slewett Lois Sloan Mary Sloan Jane Smerdell Andrea Smith Arlyce Smith Catherine Smith Christina Smith Connie Smith Debbie Smith Debra Smith Diana Smith Emmely Smith George Smith Jean Smith Jennifer Smith Kelly Smith Kimberly Smith Lisa Smith Lisa Smith Lisa Smith Margaret Smith Margaret Smith Matthea Smith Matthew Smith Michael Smith Nancy Smith Robbin Smith Rusty Smith Sharon Smith Tamara Smith Vera Smith William Smith Julia Smythe Chiquita Sneed DeJuana Sneed Nanisa Snooks Anthona Snyder Robert Snyder Sherry Snype Nanette Soccino Anita Solano Maria Solis Traci Solt Margaret Sommers Mina Song Lisa Sonka Robbin Sonnenberg Adele Spacher Linda Spade Lindsy Spain Rebecca Sparger Jayne Sparks Alma Spence Karen Spence Scott Spencer Scott Spencer Cathleen Spradley Deborah Sprague Pam Srur Pamela St. Clair Patricia Stahl Darren Stahulak Mary Stallworth Lisa Startt Lori Staup Kathy Steadman Deborah Stears Deborah Stebnitz Laura Steckbauer Mary Steffen Latonya Stegall Anna Steinberger Lindy Steiner Tasha Steinkamp Sharon Stepantschenko Philip Sterling Jodi Stern Bodee Stevanus Gregory Stevens Harriett Stevens Stephanie Stevens Lynn Stevens-Mitchell Blair Stevenson Gayla Stewart Juanita Stewart Ty Stewart Nancy Stickley Susan Stier Jody Stigar Donald Stobo Mary Stouch Phillip Stowers Ryan Stradley Paula Straka Dani Strange Penny Stratton Katherine Stroh JoAnne Strong Amy Stroud Linda Stroud Michael Struble Darla Strzesynski Gracie Stubbleﬁeld Charlie Sturek Margaret Stutsman Patricia Styles Hilda Suarez Suriyakumar Subrahmanjan Jungsheem Suh James Sullivan Winifred Sullivan Traci Summers Nandakumar Sundaresan Sara Sundborg Margaret Sutherland Steven Sutherland Nancy Swaim Courtney Swartwood Monique Swartz Michele Swearingen Kimberly Sweeney Patrick Sweeney Georgiana Sweetwater Barbara Swift Tracy Swift Margaritt Swinney Wendy Sykes Larry Symanski Valerie Szelung Stephen Szuchy Kimberly Szweda Duane Szymanski Michelle Szymczak Renee Tackett Michelle Tafoya Sara Taggart Renee Taitt Alice Taniguchi Joyce Tanzillo Myrna Tapounet Irina Tarasenko Angela Tarquinio Audrey Tart Maryann Tartamella Ester Tataje Evelyn Tataje Christine Tatom Colleen Tatom Lynda Taube Jean Taylor Laura Taylor Pamela Taylor Trina Taylor Shirley Teders Gayle Tedford Luan Teh Joseph Teixeira Debra Teresi Aruna Tetali Mary Tevlin Michelle Thane Vicki Theobald Christopher Thomas Damon Thomas Julie Thomas Karen Thomas Lakeesha Thomas Sonja Thomas Dana Thompson Katherine Thompson Mandie Thompson Tracy Thompson Yvonne Thompson Daniel Thunder Linda Thurman Tamica Thurman Cynthia Tidwell Anne-Marie Tierney Douglas Tierney Carla Tierno-Hogue Debra Tillhof Deborah Tillman Pamela Tillman Dayna Timmins Nancy Timura Maureen Tinker Patricia Tirado Joseph Tirinzoni Shirley Tirone Lynda Tobolski Elizabeth Tocarciuc Lisa Tokich Laura Tolbert Haley Tolman Meghan Tolman David Tompkins Holly Tompkins Robert Tompkins Deborah Toole Linda Torok Bertha Torres Noreyma Torres Maria Torres-Cox Pamela Tortorici Lisa Tortoriello Ronald Toth Danielle Tovar Teresa Tracy Mihaela Trambitas Christine Tran Dung Tran Gina Tran Hung Tran Huy Tran Kim Tran Steven Tran Thang Tran Mary Traver Susann Traxel Roberta Treakle Courtney Trinh David Trinka James Trippe Malgorzata Trojanowska Marsha Trosper Anthony Trotter Rebecca Troup Paul Troyer Sharon Trudeau Deandra Trujillo Jessica Trujillo David Tucker Andrea Tugander Janice Tuggle Alisa Tunstall Elizabeth Tupper Amanda Turco Norma Turkalp Denise Turner Gayle Turner Martha Turner Nancy Turner Carol-Ann Tybeck Scott Tyler Tamara Tyler Lillie Tyson Lisa Tyson Erica Ugalde Karen Updegraff Corrina Urias Kathleen Vaden Dena Valentine Pamela Vales Rhonda Van Cleve Kim Van Kregten Rhonda Van Meter Ingrid Van’t Hof Margareth VanVeen-Smith Pang Vang Dee Vangavree Linda Vanseth Anastacia Varela Cynthia Vargas Sharonanne Vargo Bettina Varner Eleanor Varner Ellen Varner Alice Vason Amanda Vatter Julie Vaughan Beth Veeder Amy Vega Joan Vega Tricia Veit Stacy Velarde Linda Velasquez Gladys Velez Mary Veneman Thomas Vermilya Barbara Vernon Don Vidal Osvaldo Vieyra Bridget Villanueva Oliver Vipperman Kalounna Virachith Jeanine Visser Van Vo Melissa Vogelman Jennifer Vollmer Kathleen Volpe Christopher Von Arb Karen Von Reichmuth Betty Vosberg Blanche Vozzy Malisia Vrana Clostina Vrbka Truc Vu Donna Wade Gina Wade Lynette Wagner Margaret Wagner Sharon Wagner Stewart Abdul Wahid Chadwick Walden Marjorie Walden Joanne Waldron Cathy Walker Denina Walker Shayne Walker Keisha Walker Kenyon Walker Barbara Wall Julie Wallace Linda Wallerstedt Malik Walls Christopher Walsh Nancy Walsh Brittany Walters Karen Walters Mary Walters Erica Walton Eric Waraksa Leslie Warbrick Anna Warner Angela Warren Kim Washburn Beverly Washington Nelson Washington Sandra Wastler Debra Watkins Marcus Watkins Mary Watkins Tara Watkins Erin Watkinson Cindy Watson Daniella Watson Cheryl Wayman Veronica Weathers Anna Weaver Rebecca Webb Claude Weber Traci Webster Anne-Mai Wechsler Claudia Weeks Karen Weimer Linda Weimer Patricia Weimert Maryanne Weitzen Ashley Welch Donald Welch Melanie Welch Amy Wellman Beverly Wells Cathy Wells Susan Welsh Karla Welte Therese Welter Gonzales Wesley Shawn West Kathryn Westlund Kim Westman Patricia Weston Paul Wexler Lisa Wheeler Robert Wheeler Patricia Whisenant Cynthia Whisman Barbara White Holly White Jane White Joann White Laura White Lynne White Gordon Whitehead Lee Whitehead Marilee Whitehill Elizabeth Whiting Brad Whitley Danielle Whitney Dianne Whitworth Kristine Wieand Patricia Wiechecki Michele Wielde Julie Wierick Donna Wiggins Mary Wiglusz Ronda Wiles Debra Wilkerson Nicole Wilkins Carol Wilkinson Jonathan Wilkinson Nicole Willett Patricia Willett Amanda Williams Bernestine Williams Carolyn Williams Charlotte Williams Christina Williams Dainer Williams Eric Williams Holly Williams Katie Williams Kelly Williams Kerri Williams LaKendra Williams Ladonna Williams Lora Williams Lynette Williams Michael Williams Ophelia Williams Patricia Williams Renarda Williams Shannon Williams Shirley Williams Stephena Williams Wallace Williams Sherrie Williams-Leach Donna Willis Nina Willis Barbara Wilson Eileen Wilson Kathleen Wilson Kathleen Wilson Latashia Wilson Linda Wilson Linda Wilson Sabine Wilson Sherell Wilson Shirley Wilson Sean Wiltison Gregory Winchester Carol Winetrout Cathryn Winslow Candace Winter Stafford Winters Candy Winton Dawn Wipf Jackie Wisniewski Kathleen Witherell Ron Wojciechowski Craig Wolfe Linda Wonn Deborah Wood Anita Woodard Denise Wooden Linda Woodling Jennifer Woods Kellie Woods Michael Wooliver Judy Wootton Amitabha Worcester Jennifer Worth Donna Wright Kim Wright Laurie Wright Martha Wright Marvie Wright Randy Wright Shelley Wright Pat Wrobel Maricar Wuersch Gaylan Wykes Kathy Wynn Gay Wys Donna Wysocki Kia Xiong Sheila Yakymiw Richard Yamin Kathryn Yarbrough Lisa Yarish Don Yates Susan Yee-Loh Nawang Yehshopa Marjo Yelle Michelle Yermakov Lorna Yonan Judith York Stephanie Yost Brandon Young David Young Dawn Young Elizabeth Young Katherine Young Kristin Young Sersey Young Linda Young-Wade Pamela Youngblood Kathryn Yutsai Olga Zagreychuk Jessica Zamudio Melissa Zannis Robert Zapata Aaron Zatcoff Jacqueline Zaydel Jami Zdanowicz Troy Zenzen Jihua Zhang Yolanda Zieglar Kevin Ziehr Melissa Zientek Timothy Zimmerman Julie Zook Jynx Zorrilla Zach Zuehlke Trenee Zweigle Revenue (in millions) Annual Revenue Per Q4 Weighted Shares Earnings Per Share (in dollars) $305 291 283 236 210 187 166 142 122 109 $0 96 97 98 99 00 01 02 03 04 05 $28.27 28.25 25.71 20.88 18.15 15.57 13.46 11.25 9.01 7.74 $ 0 $1.50 1.48 1.30 1.13 0.98 0.97 0.84 0.73 0.61 0.53 96 97 98 99 00 01 02 03 04 05 $0 96 97 98 99 00 01 02 03 04 05 Cash (in millions) Return on Equity (%) Q4 Weighted Shares (in millions) 27.2% 25.2 23.9 23.8 22.7 22.5 20.5 18.8 13.1 14.1 13.5 12.6 12.3 12.0 11.6 11.3 11.0 10.8 10.3 96 97 98 99 00 01 02 03 04 05 0% 96 97 98 99 00 01 02 03 04 05 0 96 97 98 99 00 01 02 03 04 05 $17.1 15.7 12.6 9.5 9.1 8.9 8.4 5.7 5.6 $ 0 Corporate Address CorVel Corporation Corporate Address 2010 Main Street Suite 600 Irvine, California 92614 CorVel Corporation 2010 Main Street Telephone: 888 7 CORVEL Suite 600 Transfer Agent and Registrar Irvine, California 92614 U.S. Stock Transfer Corporation Glendale, California Telephone: 888.7.CORVEL Counsel Transfer Agent and Registrar Dorsey & Whitney, LLP Irvine, California U.S. Stock Transfer Corporation Glendale, California Independent Auditors Grant Thornton LLP Portland, Oregon Stock Symbol The common stock of CorVel Corporation is traded on the NASDAQ National Market System under the stock Counsel Form 10K Dorsey & Whitney, LLP Irvine, California Independent Auditors Grant Thornton LLP Portland, Oregon Stock Symbol The common stock of CorVel Corporation is traded on the NASDAQ National Market System under the stock symbol CRVL. CorVel Corporation Annual Report on Form 10K ﬁled with the Securities and Exchange Commission may be obtained without charge by contacting: Investor Relations CorVel Corporation 2010 Main Street Suite 600 Irvine, California 92614 Telephone: 888.7.CORVEL www.corvel.com/ar2005 e-mail: investor_relations@corvel.com C US TO ME RS Leveraging our commitment to ﬂexibility and personal service, CorVel delivers custom solutions for employers, insurers, third party administrators and government entities. In Touch. SY STEM S CorVel’s 3,000 associates in ofﬁces nationwide offer local expertise supported by national resources, processes, advanced technologies and systems. ® www.corvel.com

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