Peruvian financial institution, Credicorp Ltd, offers an array of financial, insurance, and health services both domestically and internationally. Credicorp's diverse business operations comprise of a Universal Banking division which grants credits and financial instruments to both entities and individuals, while simultaneously offering deposits and checking accounts. Additionally, the Insurance and Pensions arm of the company provides coverage policies spanning commercial property, transport, marine vessels, automobiles, life, health, and pensions, and private pension fund management services. Meanwhile, Credicorp's Microfinance segment specializes in loan management and the provision of deposit and checking accounts for small and micro-businesses. Furthermore, its Investment Banking and Equity Management division offers investment management services, brokerage services, and transaction negotiation services to governments, institutions, corporations, and foundations. The division also facilitates the structuring and placement of issues in the primary market and manages mutual funds. The company, which has been running since 1889, is headquartered in Lima, Peru.