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CRH

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FY2007 Annual Report · CRH
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CRH Annual Report 2007

P E R F O R M A N C E   A N D   G R O W T H

CRH – Track record of performance and growth

Sales

CRH sales increased by 12% in 2007, bringing the 
average annual growth rate to 19% over the last 
15 years, delivered  through a combination of organic 
and acquisitive growth.

Pro(cid:31) t before Tax

The Group’s size and structure are leveraged to 
drive margin improvement and growth. In the period 
1992-2007, CRH delivered 24% average annual 
PBT growth.

Development Activity

Value-creating acquisition and developmental capital 
expenditure opportunities are sourced, evaluated, 
negotiated and integrated by regional and product 
group development teams. CRH typically completes 
50-75 small to medium-sized transactions each year 
augmented by periodic larger acquisitions.

(cid:31)Bn
20
18
16
14
12
10
8
6
4
2
0

(cid:31)Bn
2.0
1.8
1.6
1.4
1.2
1.0
0.8
0.6
0.4
0.2
0

(cid:31)Bn
2.4

2.1

1.8

1.5

1.2

0.9

0.6

0.3

0

IF RS

  92  93  94  95  96  97  98  99  00  01  02  03  04  05  06  07  

I FRS

  92  93  94  95  96  97  98  99  00  01  02  03  04  05  06  07  

  92  93  94  95  96  97  98  99  00  01  02  03  04  05  06  07  

cent
270

240

210

180

150

120

90

60

30

0

cent
70

60

50

40

30

20

10

0

(cid:31)000
64

56

48

40

32

24

16

8

0

IFRS

Earnings per Share
(before goodwill amortisation)

While building materials demand is influenced by 
economic  cycles, CRH’s consistent strategy and 
relentless focus on operations has delivered 15 years 
of continuous earnings growth averaging 20% per 
annum from 1992 to 2007.

  92  93  94  95  96  97  98  99  00  01  02  03  04  05  06  07  

  92  93  94  95  96  97  98  99  00  01  02  03  04  05  06  07  

Dividend per Share

2007 is the 24th consecutive year of dividend increase. 
CRH operates a progressive dividend policy with an 
average annual growth rate in dividend of 13% since 
1970. The 31% dividend increase in 2007 follows
a 33% increase in 2006 and reflects CRH’s policy to 
raise its payout ratio over the period 2006-2008.

Total Shareholder Return

CRH has delivered a 20% compound annual growth in 
Total Shareholder Return from 1992 to 2007 and 18% 
from 1970 to 2007. A shareholder who invested the 
equivalent of (cid:31)100  in 1970 and re-invested gross 
dividends would hold shares valued at (cid:31)50,522  based 
on a share price of (cid:31)24.85  on 31st December 2007.

  92  93  94  95  96  97  98  99  00  01  02  03  04  05  06  07  

CRH’s broad geographic, sectoral and product balance, together with 
its vigorous and consistent development strategy, once again delivered 
strong performance and growth in 2007. Sales, profits and earnings 
increased for the 15th consecutive year to new record levels.

2007 Highlights 

€ million

Sales 

EBITDA 

20,992 

+12%

2,860 

+16%

Operating profit 

2,086 

+18%

Profit before tax 

1,904 

+19%

Basic earnings per share 

262.7c 

+17%

Cash earnings per share 

404.9c 

+15%

Dividend per share 

68.0c 

+31%

Dividend cover (times) 

EBITDA Interest cover (times) 

EBIT Interest cover (times) 

3.9

9.4

6.9

CRH shares are listed on the Irish (ISE) and London (LSE) Stock 
Exchanges and on the New York Stock Exchange (NYSE) in the 
form of American Depositary Receipts (ADRs). 

The Group has consistently delivered superior long-term growth 
in total shareholder return, averaging 18% per annum since the 
Group was formed in 1970.

CRH

1

CRH is a diversified building materials group which manufactures and distributes 
building material products from the fundamentals of heavy materials and elements 
to construct the frame, through value-added products that complete the building 
envelope, to distribution channels which service construction fit-out and renewal. 

Materials: The Fundamentals

Products: Constructing the Frame

Aggregates – crushed stone from quarries

Cement – primary binding agent

Asphalt – road and highway surfaces

Precast – structural elements cast into designed/highly-engineered 
forms: floors, beams, vaults ...

Architectural – concrete elements for residential and  
non-residential building: blocks, bricks, pavers ...

Readymixed concrete – a mix of aggregates, sand and cement 
that can be poured into forms

Construction accessories – components to assist in the  
building process

2

CRH

Products: Completing the Envelope

Distribution: Fit-out and Renewal

Clay – traditional facing brick cladding products

Merchants – channelling building material products to the 

Glass – engineered products for external and internal use

professional contractor

Insulation – to improve the comfort and energy efficiency 

Fencing & Security – outdoor security and protection systems

Daylight & Ventilation – products to optimise climate control  
and daylight access

Roller, Shutters & Awnings – security and climate control

DIY – providing decorative and home improvement products to 
the consumer

CRH

3

CRH, a group centred in heavy materials and construction elements, embraces the 
benefits of vertical integration in manufacturing and of horizontal integration in servicing  
the breadth of construction demand. Strategy implementation underpins performance  
and has enabled CRH to achieve positions of scale in each core business area.

Materials: The Fundamentals

Products: Constructing the Frame

CRH operates vertically integrated primary materials businesses 
with strategically located long-term reserves in all its major 
markets. With an emphasis on servicing infrastructure and new 
construction demand, operations include cement, aggregates, 
asphalt and readymixed concrete. CRH has aggregates reserves 
totalling approximately 13 billion tonnes worldwide; circa 10 billion 
tonnes in the Americas and circa 3 billion tonnes in Europe.

CRH manufactures architectural and structural concrete 
products for use in residential, non-residential and infrastructure 
applications. These include building systems and engineered 
concrete solutions for use in the electrical, transportation, 
drainage and communications industries; construction 
accessories and components to assist in the construction 
process; and architectural products to enhance the facade and 
surroundings of buildings.

Strategy

Strategy

To build and maintain strong vertically integrated businesses 
with leading market positions. Implementation focuses on 
accumulating long-term permitted reserves, continuously 
investing in plant and equipment for product quality, operational 
efficiency and customer service, and seeking value-creating 
expansion opportunities via greenfield development and 
acquisitions in selected markets.

To build and expand leadership positions in targeted markets in 
the manufacture of structural and architectural concrete products 
and related accessories. Implementation focuses on continuously 
improving the businesses with state-of-the-art IT, exchange of 
process and product know-how and leveraging engineering, 
project management, logistics and marketing skills to add more 
value for customers, while simultaneously pursuing new product 
and new region opportunities. 

Annualised production volumes

Annualised production volumes

Aggregates – 260.3 million tonnes

Structural/Precast concrete – 10.6 million tonnes 

Cement – 15.6 million tonnes

Asphalt – 56.3 million tonnes

Readymixed concrete – 25.8 million cubic metres

Architectural concrete – 33.2 million tonnes

55%  

EBITDA 
75%  

20%

4

CRH

 
 
  
Products: Completing the Envelope

Distribution: Fit-out and Renewal

CRH produces a range of complementary value-added building 
products to complete the building envelope and optimise climate 
control and energy efficiency of buildings. Products include 
architectural glass, clay brick and block, insulation materials, 
systems for daylight and ventilation, fencing and security, and 
rollers, shutters and awnings, each of which serves to provide a 
balanced exposure to demand drivers. 

CRH distributes building materials to professional roofing/siding 
and interior products contractors in the United States and to 
general building contractors and Do-It-Yourself (DIY) customers 
in Europe. With an expanding network of 200 branches in the 
United States and 688 branches in Europe, CRH is now a 
leading international player in building materials distribution. 

Strategy

Strategy

To develop current strong positions and seek new platforms 
for growth in these complementary product segments. 
Implementation focuses on increasing penetration for CRH 
product offerings, edge expansion into new architectural 
products and solutions, developing positions to benefit from 
scale and best practices, and creating competitive advantage 
through product, process and end-use innovation. 

To build and grow a strong network of professional builders 
merchants and DIY stores primarily in metropolitan areas. 
Implementation focuses on organisational initiatives and best-
in-class IT to realise operational excellence, optimise the supply 
chain and provide superior customer service, while seeking 
opportunities to invest in new regions and other attractive 
segments of building materials distribution.

Annualised production volumes

Outlets

Clay – 4.3 million tonnes

Builders merchants – 648 stores

Glass/Rooflights – 13.7 million square metres

DIY – 240 stores

Insulation – 6.2 million cubic metres

Fencing & security – 14.2 million lineal metres

12%  

EBITDA 
25%  

13%

CRH

5

 
 
  
CRH is an international group with strong regional, national and international leadership  
positions. With operations in 32 countries, CRH employed approximately 92,000 people  
at over 3,500 locations in 2007. From a strong developed world base, CRH is growing 
its presence in emerging economic regions. 

North America

South America

45% of Group EBITDA*

No.1 

Asphalt – US 

1% of Group EBITDA*

No.1 

Clay Rooftiles – Argentina

No.1 

Concrete Products – Canada, US

No.2 

Clay Wall & Floor Tiles – Argentina

No.1 

Architectural Glass Supplier – Canada, US

No.2 

Construction Accessories - US

No.3 

Aggregates – US

Top 3 

Roofing/Siding Distributor – US 

Top 3 

Interior Products Distributor – US

Top 10  Readymixed Concrete – US

6

CRH

Western Europe

Central Eastern Europe, Mediterranean, North Africa, Asia

40% of Group EBITDA*

14% of Group EBITDA*

No.1 

Concrete Products

No.1 

Building Materials – Poland

No.1 

Construction Accessories

No.1 

Cement – Aegean region Turkey

Top 3 

Building Materials Distributor

No.1 

Paving Products – Slovakia

Top 10  Cement

Leading national positions:  
Aggregates & Readymixed Concrete

No 3 

Cement - Ukraine

No 3 

Cement - Tunisia

*Approximate annualised EBITDA

CRH

7

As an international leader in building materials, CRH is committed to operating ethically 
and responsibly. We are focused on embedding Corporate Social Responsibility (CSR) 
in all aspects of Group operations which relate to our employees, customers, local 
communities and all other stakeholders.

Corporate Governance

CRH is committed to the highest standards of corporate governance. Since 
2003 it has implemented a Code of Business Conduct groupwide. In the 
context of growth into developing economies and increased legislative 
requirements, an updated Code is being launched during 2008. CRH’s 
excellence in corporate governance was recently rated at 10, the highest 
assigned by GMI (Governance Metrics International), putting CRH in the top 
1% of GMI’s global research universe.

CSR embraces four key aspects of our business, namely 
corporate governance, environment, health & safety and social 
performance. In each of these areas, we have clearly defined 
Group policies, objectives, implementation programmes, review 
procedures, feedback and reporting mechanisms. 

The positive commitment to CSR is a defining characteristic of 
management in CRH. Much progress has been made and more 
remains to be achieved as we strive to meet the ever-increasing 
expectations of all our stakeholders. We believe that achieving 
these expectations will be positive for our businesses.

As part of our CSR commitments, we are actively addressing 
climate change through significant upgrading investments in our 
cement, lime and clay brick plants. In addition, we see climate 
change as an innovative driving force in all our activities and the 
associated challenges can become our future opportunities.

This section contains examples of some of our main CSR 
activities during the year. A detailed review of corporate 
governance is addressed on pages 42 to 45 of this Report 
and full details of our environmental, health & safety and 
social performance are published in our annual CSR Report, 
downloadable from our website www.crh.com.

Environment

CRH is committed to good environmental stewardship in all its activities. 
In particular, it is addressing the challenges of climate change through 
major capital investment programmes at its cement plants in Finland, 
Ireland, Ukraine and Poland. The Ukraine project is the world’s first 
Joint Implementation Project (JI-0001) registered by the UNFCCC under 
the flexible mechanisms of the Kyoto Protocol, and will replace an old-
technology wet-process plant with a state-of-the-art dry process plant.

8

CRH

Health & Safety

CRH continues to commit significant resources to improving Health & 
Safety at all its locations groupwide. Very significant reductions have 
been achieved in accident rates in recent years and this continues to be a 
management priority going forward. CRH is Co-Chair of the Health & Safety 
Task Force within the Cement Sustainability Initiative, which is dedicated to 
improving industry safety standards globally.

During 2007 CRH was again distinguished in its ranking among 
the sector leaders by all the leading Socially Responsible 
Investment (SRI) rating agencies.

We continued as a constituent member of the FTSE4Good Index 
and of the Dow Jones World and STOXX Sustainability Indexes. 
In the latter case we recently received the additional accolades of 
“Silver Class” and “Sector Mover”. We also continue to be highly 
ranked by Innovest (London), Vigeo (Paris) and Ethibel (Brussels) 
SRI indexes.

In 2007, CRH underlined its commitment to CSR in an Irish 
context through its signature of the Business in the Community 
Ireland Membership Charter. Storebrand Investments designated 
CRH as “Best in Class” in its sector review of CSR reporting. 

We continue with an open-door policy on communications with 
key stakeholder groups. At Group level, we discuss our CSR 
performance with the investment community, third-party survey 
and assessment organisations and other interested parties. At 
company level, we are in regular dialogue with local communities, 
authorities and permitting agencies, underlining our commitment 
to operate as a good neighbour. 

CRH was among the first in its sector to achieve full independent 
verification of its CSR reporting. This was carried out by Det 
Norske Veritas (DNV). Our CSR Report covering 2007 will be 
available in mid-2008.

Social & Community

CRH, as a significant employer in its many locations, actively supports 
social and community activities local to its operations. As one example, 
the CRH companies in Ireland undertook to make quarterly donations, 
proportional to the number of accident-free locations, to the Simon 
Community which supports people with housing needs, This has been 
a great incentive to better safety performance at CRH locations, while 
simultaneously supporting a very worthy charitable cause.

CRH

9

CRH strategy is consistent and clear – to sustain and build a balanced business with 
exposure to multiple demand drivers that can deliver CRH’s strategic vision to “be a 
responsible international leader in building materials delivering superior performance 
and growth”. 

Building Materials is an inherently cyclical business linked 
primarily to GDP growth in local economies. Recognising the 
variability that cyclicality brings, CRH strategy is to build a 
balanced business with exposure to multiple demand drivers. 
Geographic and product balance serves to smooth out the 
effects of changing economic conditions and to provide multiple 
opportunities for growth. Sectoral and end-use balance reduces 
the effects of varying demand patterns across building and 
construction activity by maintaining a balanced portfolio of 
products, serving a broad customer base.

In 2007, CRH was evenly balanced between the geographies of 
North America and Western Europe with a growing component 
of activity in the emerging regions of Central and Eastern Europe, 
the Mediterranean, North Africa, South and Central America 
and Asia. While product balance remains weighted towards the 
heavyside with 75% in materials and concrete products and 25% 
in lightside products and distribution, each of these businesses 
deliver strong returns on capital through the cycle. Sectoral 
balance remains stable at 40:35:25 and end-use balance, 
which tends to trend towards RMI in developed economies is 
counter-balanced by significant new build demand in developing 
economies. 

North America

Geography

45%

Western Europe

40%

Emerging

15%

Materials

Products

55%

Residential

End-use

40%

New/RMI

New

60%

Concrete products

Other products

Distribution

20%

12%

13%

Non-residential

35%

Infrastructure

25%

Repair, Maintenance and Improvement (RMI)

40%

Approximate annualised EBITDA

Our unique balance across regions, products and all building and 
construction sectors is one of the key drivers of CRH strategy. 
Together with the Group’s relentless focus on performance, 
multiple growth platforms from which to pursue value-creating 
opportunities, dedicated people with ambition to achieve, 
operating in an environment which values strong governance 
and prudent polices, these characteristics underpin the Group’s 
ability to deliver consistent performance.

10 CRH

This strategy has enabled CRH to deliver consistent performance and consistent returns 
over the long-term. 2007 is CRH’s 15th consecutive year of earnings and profit growth 
despite a weaker economic backdrop in the early 2000’s – a significant achievement within 
our industry. 

CRH has a track record of unbroken growth since 1992 when 
the global economy began to emerge from a severe recession 
caused primarily by the Gulf War and high energy prices. During 
1990-1992 CRH also experienced a decline in demand and 
earnings, but strong cash flows enabled the business to recover 
rapidly as the world economies began to improve. 

In the economic prosperity that followed, CRH developed 
extensively making significant steps in the United States and 
in Europe. From a largely Ireland and materials focus in 1990, 
CRH expanded through the decade to become a business with 
balanced exposure to Europe and the Americas, and balanced 
exposure to materials, products and distribution by 2000.

During 2001-2003, the world economies experienced a 
slowdown albeit of lesser scale than in 1990, driven primarily 
by the dot.com crash and the tragedy of the September 11 
atrocities in New York. Despite a weaker US Dollar and a marked 
decline in United States activity, the strength of the business 
balance provided CRH with a basis to continue to pursue growth 
opportunities and, with a culture of performance, CRH delivered 
modest growth each year through this period. In the four years 
from 2003-2007 profits and earnings grew strongly with an 
average compound annual growth of approximately 20% in 
earnings per share.

GDP

5%

4%

3%

2%

1%

0%

-1%

 Western Europe GDP                 US GDP                 CRH EPS

EPS

250c

200c

150c

100c

50c

0c

90

91

92

93

94

95

96

97

98

99

00

01

02

03

04

05

06

07

While CRH strategy has and will continue to evolve with the 
expansion and development of the Group, the solid foundation of 
a balanced business with an emphasis on performance delivery 
remains core. As we look to the future, CRH will continue to 
optimise its business positions in the developed world where 
returns are more predictable and business practices are more 
developed. In parallel, CRH will seek to establish, in a measured 
way, platforms for the future in emerging economies that show 
the potential for above-average growth.

CRH is committed to meeting the future needs of its customer 
base. With its diverse yet balanced business, experience of 
managing through economic cycles, devolved organisation 
responsive to market conditions and strong focus on delivery, 
CRH has a sound basis on which to continue its strategy of 
delivering superior performance and growth. 

CRH

11

Chairman’s Statement

Strong Growth in Difficult  
Conditions

The Group once again performed 
strongly in 2007 to deliver record  
full year financial results with profits  
before tax of €1.9 billion and  
earnings per share of 262.7 cent, 
representing increases of 19% and 
17% respectively. 

These results were delivered  
against a background of particularly 
challenging trading conditions 
including a sharp drop in residential 
construction activity in the United 
States, continuing increases 
in energy costs, and reducing 
growth rates in some of our major 
European markets. We were also 
confronted with a steep decline 
in the US Dollar which had a 
significant adverse effect on the 
translation into euro of our United 
States operating profits.

The ability of CRH management and 
staff to achieve exceptional levels 
of operational performance in this 
environment is to be commended. 
The benefits of the balanced spread 
of operations across many geo-
graphic regions and construction 
sectors were again demonstrated in 
these results.

Details of the performances of the 
Group’s Divisions are given in the 
Chief Executive’s Review and in the 
Operations and Finance Reviews 
which follow.

Profitability and Earnings 

Profit before tax increased by 19% 
to €1.9 billion. Earnings per share 
increased by 17% to 262.7 cent. 
Cash earnings per share were 
404.9 cent compared with 352.1 
cent in the preceding year. Over the 
past five years, despite significant 
currency impacts and high energy 

cost inflation, the Group has delivered 
annualised earnings per share 
growth of 17% per annum. We 
regard this as a very good outcome.

Dividend

As indicated in the 2006 Annual  
Report, the Board decided last year 
to move towards a higher payout 
ratio and reduced level of dividend 
cover over the three financial 
years 2006 to 2008, with the aim 
of achieving dividend cover of the 
order of 3.5 times for the 2008  
financial year. Accordingly, in this 
the second year of our three year 
process, a final dividend of 48 cent 
per share (2006: 38.5 cent per 
share) is now being recommended 
by the Board. This, if approved by 
the Annual General Meeting on 
7th May 2008, will result in a total 
dividend for 2007 of 68 cent, an 
increase of 31% over 2006, and 
representing 2007 dividend cover  
of 3.9 times.

This is CRH’s 24th consecutive year 
of dividend increase at a compound 
annual rate of 14%.

Development Activity

Full year development spend for 
2007 amounted to €2.2 billion, 
a new record for CRH. The 
comparative figure for 2006 was 
€2.1 billion (net), and €1.3 billion 
and €1 billion for 2005 and 2004 
respectively. The nature and extent 
of these investments will make an 
important contribution to delivering 
further growth for the Group in the 
years ahead.

First half expenditure of €1 billion 
comprised the acquisition of Swiss 
builders merchant Gétaz Romang 
completed in May; the purchase 
of a 50% stake in Denizli Cement 
in Turkey and the buyout of the 

remaining 50% of Paver Systems 
in the United States announced 
in April; the acquisition of Harbin 
Sanling Cement in China announced 
in February plus 31 other initiatives 
announced in the Development 
Strategy Update of July 2007. 

Second half spending of €1.2 billion 
included the August buyout of the 
remaining 55% of Cementbouw bv 
in the Netherlands; completion 
of four separate transactions by 
the Americas Materials Division 
as announced in September; the 
purchase of certain Cemex assets 
in Florida and Arizona announced  
in late November plus a strong flow 
of traditional CRH development  
opportunities outlined in the  
Development Strategy Update 
released in January 2008.

In addition during the year we 
commenced three major cement 
projects in Ireland, Poland and 
Ukraine. These combined with 
ongoing construction of our joint 
venture cement plant in Florida 
represent a total investment over 
three years of approximately €0.7 
billion targeted at modernising and 
expanding cement production in 
three key European markets and 
providing CRH’s first investment in 
cement in the United States.

Corporate Governance

A detailed statement setting out 
CRH’s key governance principles 
and practices is provided on 
pages 42 to 45. The Board and 
Management of CRH are committed 
to achieving the highest standards 
of Corporate Governance and 
ethical business conduct, and are 
satisfied that appropriate systems 
of internal control are in place 
throughout the Group.

Kieran McGowan

12 CRH

CRH’s unique culture of performance and achievement delivered 
another year of record results in 2007

Conclusion

Management’s views on the 
outlook for 2008 are set out more 
comprehensively in the Chief 
Executive’s Review and the various 
Operations Reviews. While trading 
conditions will be challenging in 
residential construction in the 
United States, and growth in 
some European markets will be 
slower than in 2007, it is expected 
that these will be balanced by 
continuing good activity levels in 
the infrastructure sector in the 
United States as well as by strong 
growth in Central and Eastern 
European economies. Continued 
relentless focus on price and 
cost effectiveness across the 
Group, the benefits of our record 
2007 acquisition spend and our 
continuing focus on development 
will, we expect, enable the Group 
to deliver further progress in the 
current year.

Board and Senior Management

Pat Molloy retired from the Board 
and from the Chairmanship  
following the Annual General 
Meeting on 9th May 2007. Pat 
joined the Board in 1997 and 
became Chairman in May 2000. 
His leadership of the Board over 
the past seven years has been 
exceptional and he has made a 
huge contribution to the successful 
growth and development of the 
Group during that time. He is a 
great role model and I thank him 
sincerely for his valued inputs and 
wise counsel.

Declan Doyle retired from his role as 
Managing Director Europe Materials 
on 30th June 2007 after 39 years 
with CRH. He was a member of 
the Board since 2004 and was one 
of a number of extremely talented 
executives who built CRH to its 
present size and strength. 

David Kennedy will retire from the 
Board on completion of the Annual 
General Meeting on 7th May 2008. 
David has been a non-executive 
Director since 1989 and has been 
Senior Independent Director and 
Chairman of the Remuneration 
Committee since May 2006. I thank 
David for his unique contributions to 
the effectiveness of the Board and 
to the development and success 
of CRH over the many years of his 
directorship.

In July 2007 we announced the 
co-option to the Board of Professor 
Utz-Hellmuth Felcht as a non-
executive Director. Utz-Hellmuth 
Felcht, who is a German national, 
was until May of 2006 Chief 
Executive of Degussa GmbH, 
Germany’s third largest chemical 
company, with operations on 
all five continents and sales of 

approximately €11 billion. He brings 
valuable international experience 
to the Board and his appointment 
continues the process of Board 
renewal at a pace which is 
consistent with the maintenance  
of the Board’s teamwork and  
core values. 

As provided in the Company’s  
Articles of Association, Utz-Hellmuth 
Felcht is proposed for re-election at 
the Annual General Meeting on 7th 
May 2008. Also, in accordance with 
the Articles of Association and best 
practice in relation to re-election of 
directors, Nicky Hartery, Tom Hill, 
Joyce O’Connor and I will retire 
from the Board and seek re-election 
at the Annual General Meeting.  
I have conducted a formal 
evaluation of the performances of 
all Directors and can confirm that 
each of the Directors continues 
to perform effectively and to 
demonstrate commitment to  
the role.

Management and Staff

CRH’s management and staff  
have been the key element in 
differentiating the Group from its 
competitors. We have a quite 
exceptional management team. 
Their leadership and their ability to 
attract, develop and retain talented 
people is a fundamental strength 
of CRH. There is a unique culture 
of performance and achievement 
throughout the Group, and this will 
ensure that, whatever the business 
environment, CRH has the capacity 
to deliver superior performance and 
growth. On behalf of the Board, I 
thank Liam O’Mahony and all CRH 
employees for their commitment 
and loyalty to the success of the 
Group and I congratulate them on 
another great set of results in 2007.

CRH

13

Conrad Yelvington Distributors’ 
aggregates distribution terminal 
in Gainesville, Florida operates on 
the same site as an APAC asphalt 
plant. The track is utilised to 
receive 75-car unit train shipments 
of aggregates, and to position  
the cars for efficient unloading  
at the facility.

14 CRH

Liam O’Mahony

Chief Executive’s Review

Overview

CRH’s broad geographic, sectoral 
and product balance, together 
with its vigorous and consistent 
development strategy, once again 
delivered strong performance and 
growth in 2007. Sales, profits and 
earnings increased for the 15th 
consecutive year to new record 
levels. As in previous years, 2007 
growth came both from organic 
operations and acquisitions. 
Development activity was also at 
new record levels. This continued 
year-in-year-out delivery over such 
an extended period, is a striking 
testament to CRH’s strategy and to 
the talent and commitment of our 
90,000-strong team across  
the world. My thanks to all 
throughout our organisation who 
have made this tremendous track 
record happen.

Some of the year’s significant  
highlights include:

•	

•	

•	

•	

•	

Sales up 12% to €21 billion, 
exceeding the €20 billion mark for 
the first time.

EBITDA up 16% to €2.9 billion, 
operating profit up 18% to €2.1  
billion, and profit before tax up 
19% to €1.9 billion.

Profit on disposal of fixed  
assets up from €40 million to 
€57 million; it is expected that 
disposal of surplus properties will 
be an ongoing feature.

Earnings per share up 17% to 
262.7 cent, the 15th consecutive 
year of earnings growth.

This significant increase in profits 
and earnings was achieved 
despite the translation impact 
of the further decline in the US 
Dollar in 2007, which had a 
negative impact of approximately 
5% on profits and earnings.

•	

•	

•	

•	

•	

Dividend per share up for the 
24th consecutive year, a 31% 
increase to 68 cent. This follows 
a 33% increase in 2006, and 
is part of a 3-year programme 
of increasing payout to reduce 
dividend cover to a targeted 3.5 
times for the 2008 financial year.

Operating margin (Operating 
Profit/Sales) increasing sharply 
to 9.9% (2006: 9.4%); a 
combination of good cost control 
and successful commercial focus. 
Return on capital employed 
(EBIT/Net Assets) up again  
to 16%.

Record acquisition spend of €2.2 
billion, surpassing 2006’s  
€2.1 billion (net), spread across  
all Divisions and regions including  
taking us into Turkey and China  
for the first time.

Capital expenditure of €1 
billion. In addition to normal 
replacements (approximately 
90% of depreciation in 2007), 
this included €0.3 billion of 
development capital expenditure, 
building the base of our business 
for the future.

Continued strong cash flow, 
with a year-end EBITDA/Interest 
cover of 9.4 times. This has 
enabled CRH to launch a limited 
share buy-back programme in 
early 2008, while maintaining 
significant flexibility and 
capacity to continue to grow the 
Group through value-creating 
acquisitions. 

2007 Operations

2007 was a year of robust delivery 
despite many challenges. Economic 
growth was strong in Eastern  
Europe, while in the core Eurozone 
countries a very busy first half was 
followed by a somewhat slower 
pace of growth in the second half.

CRH

15

Chief Executive’s Review continued

In the United States the decline 
in new residential construction 
which started in 2006 accelerated 
considerably, exacerbated by the 
credit crisis, but the non-residential 
sector continued to grow while 
highway activity benefited from 
robust public funding programmes.

Europe Materials, which has leading 
positions in Ireland, Finland, the 
Baltics, Poland, Ukraine, Switzer-
land, Spain, Portugal and the 
Eastern Mediterranean, enjoyed, 
with some exceptions, generally 
favourable economic conditions. 
Activity was particularly busy in 
Eastern Europe with strong volume 
and profit increases; profits also 
increased across the Western 
European network at a satisfactory 
pace with some volume growth 
and good price and cost discipline. 
Operating profit for the year grew  
by a strong 39%.

Europe Products & Distribution 
continued its recovery from the  
relatively anaemic markets of the 
early part of the decade, and  
operating profit grew by over 30%. 
There was a marked improvement 
in operating profit and margin in 
the first half, while the second half 
saw a slower pace of demand 
growth, particularly in Germany. 
The Eurozone is the largest region 
for Europe Products & Distribution 
and had a reasonable growth in 
activity. Denmark and Switzerland 
were strong, the UK was flat, while 
the Division also benefited from 
its small but growing exposure in 
Eastern Europe. The Concrete, 
Clay and Building Products 
businesses all delivered increased 
profits, as did Distribution, with a 
particularly strong initial eight-month 
contribution from Gétaz Romang in 
Switzerland.

Our Americas Materials business, 
which is a national leader in  

16 CRH

aggregates, asphalt and readymixed 
concrete, delivered operating profits 
up 31% in dollar terms. Organic 
profits were up approximately 10%, 
while APAC, the major acquisition 
in 2006, performed very strongly. 
Infrastructure is the key end-use 
and highway funding was strong 
with good spend from the multi-year 
dedicated Federal programme and 
from State and local sources. As 
in recent years, recovery of energy 
cost increases through efficiency, 
cost and pricing initiatives was 
a priority; the successful push-
through of the necessary price 
increases led to volume reductions 
but boosted profitability.

Our Americas Products & 
Distribution businesses sell 
principally to the residential and 
non-residential sectors. The 
significant decline in new residential 
construction led to difficult market 
conditions right across the 
country, but this was in part offset 
by continued strength in non-
residential activity. MMI, the new 
platform acquired in 2006, was 
hardest hit among our Products 
businesses and had a poor year; 
various initiatives are in place to 
improve future profitability. The 
Architectural Products, Precast 
and Glass groups all performed 
satisfactorily. Distribution was also 
hit hard by the residential decline; 
while operating profit and margin 
were down from the record 2006 
levels, a margin of 5.3% was 
resilient in the circumstances. Our 
operations in Canada, Argentina 
and Chile once again had strong 
outcomes. Overall operating profits 
for Americas Products & Distribution 
declined 6% in dollar terms.

Development

Following a record acquisition 
spend of €2.1 billion (net) in 2006, 
CRH continued the momentum 

2007 Acquisition Spend

€ billion 

Materials 

Products:  – Concrete 

– Other 

Distribution   

Total 

Europe 

Americas 

0.36 

0.19 

0.03 

0.44 

1.02 

0.64 

0.22 

0.14 

0.21 

1.21 

Total

1.00

0.41

0.17

0.65

2.23

in 2007, spending €2.2 billion on 
78 acquisitions which strengthen, 
expand, and add value to our 
network. In addition a further 
€0.7 billion 3-year programme 
of investment in cement plant 
modernisation and expansion  
was progressed.

As the above table shows, the 
acquisitions were well spread across 
all geographies and product groups.

Europe Materials acquired 50% of 
Denizli Cement, a 1.8 million tonne 
per annum modern cement plant in 
southwestern Turkey with a  
vertically integrated readymixed 
concrete business, and 100% of 
Harbin Sanling Cement, a modern 
650,000 tonne cement plant in 
northeastern China. These  
represent our first ventures in those 
regions, and provide platforms 
for future growth – indeed since 
year-end we have signed a contract 
to acquire 26%, with an option to 
go to 49% in due course, of the 
leading cement manufacturer in 
northeastern China, Yatai Cement, 
with 9 million tonnes of cement 
capacity which is currently being 
expanded to 18 million tonnes. 

In the Americas the largest deals 
were the acquisition of Conrad 
Yelvington Distributors, with a major 
network of depots and railcars for 
distributing aggregates in Florida; 
together with certain aggregates 
and readymixed concrete assets 

acquired from Cemex in Florida and 
Arizona.

On the Products & Distribution side, 
the keynote European deal was the 
acquisition of Gétaz Romang, the 
leading building materials distributor 
in French-speaking Switzerland 
which, together with our existing 
operations in the German-speaking 
area, gives CRH strong national 
leadership. 

In the western United States, the 
acquisition of Acoustical Materials 
Services brings leadership in the 
distribution of interior products, a 
growing sub-sector for our United 
States Distribution Division, while the 
acquisition of Vistawall enhances the 
product offering of our Glass group 
in architectural glazing systems.

The vast majority of our 2007 
acquisitions are value-enhancing  
bolt-ons which continue to develop 
our cement and aggregates platforms, 
expand existing strong market 
positions for our Products operations 
and leverage our successful 
Distribution business model.

There were also a number of major 
cement development projects  
commenced and/or progressed  
during the year:

•	

In Ireland a €200 million new state-
of-the-art 1.3 million tonne plant at 
Platin, partly replacement, partly 
expansion; planned to come on-
stream towards year-end.

 
 
 
 
Sales, profits and earnings increased for the 15th consecutive year 
to new record levels. This continued year-in-year-out delivery over 
such an extended period is a striking testament to CRH’s strategy.

•	

•	

•	

In Ukraine a €210 million wet 
to dry conversion giving a new 
state-of-the-art 3 million tonne 
plant; planned to come on-stream 
in 2009.

In Poland a €200 million 1.8 
million tonne capacity expansion 
to meet growing demand; planned 
to come on-stream in 2009.

In the United States, progress 
in the 50% joint venture cement 
plant announced in 2006; a 
US$200 million, 1.1 million tonne 
plant in Florida, which is planned 
to come on-stream towards  
year-end.

The combination of our acquisition 
and greenfield investment initiatives 
continues to underpin CRH’s future 
performance and growth.

Organisation and People

Following the significant evolution 
in our organisation in recent years, 
when a number of senior executives 
retired and were succeeded 
from within, 2007 was a year for 
consolidation. The new leaders 
have stepped up into their roles 
extremely well and the organisation 
is functioning very effectively, all 
of which augurs well for the future 
progress of the Group.

As mentioned in the 2006 Report, 
Declan Doyle, Managing Director 
Europe Materials, and Tony 
O’Loghlen, Chief Operating Officer, 
retired during the year and Albert 
Manifold and Henry Morris stepped 
up very successfully to succeed 
them. Declan and Tony have been 
at the heart of CRH for many 
years and we thank them for their 
enormous contributions to our 
success.

Corporate Social Responsibility 
(CSR)

CRH’s commitment to CSR, which 
is embedded throughout the Group, 

is set out elsewhere in this Report, 
and in the separate CSR Report 
on our website www.crh.com. 
The leading Socially Responsible 
Investment Rating Agencies rank 
CRH as a sector leader, and we 
are a member of the FTSE4Good 
and Dow Jones World and STOXX 
Sustainability indexes.

Our major cement investments 
outlined earlier are a practical 
example of our commitment to 
reduce our specific cement CO2 
emissions by 15% by 2015. In this 
regard our Ukrainian investment 
is the first project, JI-0001, to 
be approved under the Joint 
Implementation Protocol by the 
United Nations for any industry 
worldwide. We actively participate in 
the Cement Sustainability Initiative 
with the World Business Council for 
Sustainable Development, whose 
aim is to address the challenges 
of sustainable development and 
provide a framework for working 
with the various stakeholders.

Strategy

As set out elsewhere, we are 
focused on the manufacture and 
distribution of building materials, 
with balance being fundamental 
to smooth-out cycles and provide 
multiple platforms for growth. 
Approximately 75% of our business 
is heavy-side – cement, aggregates, 
asphalt, readymixed concrete 
and concrete products – with the 
remaining 25% split between other 
value-added building products 
and distribution. This balances 

In April 2007 CRH Europe Materials 
acquired 50% of Denizli Cement, 
the largest cement factory in the 
Aegean region of Turkey. Denizli is 
an efficient, modern cement factory 
with excellent limestone reserves 
and an annual cement production 
capacity of 1.8 million tonnes.

CRH

17

Chief Executive’s Review continued

Outlook

CRH’s geographic, sectoral and 
product balance continued to 
deliver in 2007 both in terms 
of overall trading performance 
and development activity. While 
developments over recent 
months have added to economic 
uncertainties, CRH is well 
positioned across its operations 
to deal with the evolving market 
circumstances. Following record 
levels of acquisition activity in 2006 
and 2007 and with an ongoing 
strong pipeline of opportunities, 
we are continuing to develop our 
Western European and North 
American businesses while building 
on our growing platforms in 
emerging markets. With a relentless 
emphasis on operational efficiency, 
and targeted cost reduction 
measures, we remain focused 
on our twin goals – performance 
and growth – and on delivering a 
sixteenth consecutive year of profit 
and earnings growth in 2008.

residential/non-residential/
infrastructure end-uses, and also 
new build/RMI (repair, maintenance 
and improvement) end-uses, all of 
which operate in cycles of different 
timing, amplitude and duration. It 
also provides a unique perspective 
to understand and capitalise 
on market developments which 
benefits ongoing operations and 
enhances growth possibilities.

Geographically, CRH has 
traditionally been roughly 50/50 
Western Europe/United States. 
While there are still significant 
growth opportunities in these 
developed markets, we have in 
recent years been increasing our 
focus on emerging markets which 
now comprise 15% of our end-use.

With a strong focus on operational 
performance, capital expenditure 
geared towards cost-effectiveness 
and expansion, and a broad-based 
acquisition programme which 
adds value to the existing network 
and provides platforms for future 
growth, CRH has uniquely delivered 
unbroken sales, profits and earnings 
growth since 1992. We believe 
we have significant continued 
momentum as we look to build on 
this successful track record into  
the future.

18 CRH

Operations Review: Europe

Albert Manifold

Máirtín Clarke

Materials

€ million

% of 
Group

2007

2006

Change

Organic

2006 

2007 

Analysis of Change

Acquisitions

Sales Revenue

18

3,651

2,967

+684

+457

+24

+210

Operating Profit

28

586

421

+165

+125

+6

+34

Exchange  
translation

-7

-

Average Net Assets

2,611

2,125

Operating Profit Margin

16.1% 14.2%

Products

€ million

% of 
Group

2007

2006

Change

Organic

2006 

2007 

Acquisitions

Non- 
recurring 
items

Exchange 
translation

Analysis of Change

Sales Revenue

17

3,628

3,186

+442

+161

+196

+85

-

Operating Profit

15

308

221

+87

+30

+20

+6

+31

-

-

Average Net Assets

2,392

2,081

Operating Profit Margin

8.5% 6.9%

Excluding non-recurring

8.5% 7.9%

Distribution

Analysis of Change

€ million

% of 
Group

2007

2006

Change

Organic

2006 

2007 

Acquisitions

Sales Revenue

16

3,435

2,786

+649

+76

+25

+566

Operating Profit

10

212

172

+40

+23

+1

+36

Non- 
recurring 
items

Exchange 
translation

-

-19

-18

-1

Average Net Assets

1,287

1,014

Operating Profit Margin

6.2% 6.2%

Excluding non-recurring

6.2% 5.5%

CRH

19

Europe Materials

2007 Overview

Europe Materials continued to 
benefit from strong economic 
conditions and increased its 
profitability significantly during 2007, 
primarily through organic growth.

In Ireland we benefited from the 
high levels of infrastructure and 
non-residential activity which 
compensated for the decline in the 
residential sector that has emerged 
following record house completions 
in 2006.

The Finnish economy performed 
well with strong construction 
growth, particularly in the non-
residential sector which posted a 
double-digit advance. The Baltic 
States eased in the second half, but 
St. Petersburg continued to grow 
at pace.

Strong growth in foreign direct 
investment led to high demand for 
construction materials in Poland, 
particularly in the industrial and 
commercial sectors. While there 
was a good level of activity in roads, 
this will grow in the years ahead as 
substantial European Union funding 
flows through into construction 
projects. High levels of demand 
helped the pricing environment for 
all products.

Following some difficult years, the 
Ukrainian economy grew strongly 
and construction activity benefited 
resulting in a significant increase in 
cement demand. 

Switzerland continued on a stable 
path and CRH operations benefited 
from infrastructure projects in its 
regions.

In Spain housing demand eased, 
particularly in Madrid and the 
South. While volumes were weaker 
generally, good cost control led to 
better margins and profitability.

20 CRH

Portugal again saw a lower level of 
construction despite a recovery in 
the economy. Downstream activity, 
exports and a good performance 
in operations outside of Portugal 
resulted in an overall improved 
performance.

In August we bought out our 
partners in the Benelux cement 
trading, readymixed concrete 
and aggregates joint venture, 
Cementbouw bv. The company 
was reorganised to report under 
the Europe Materials Division and 
has performed to expectation since 
acquisition.

2007 saw the commencement of 
three major cement projects aimed 
at modernising and expanding our 
cement facilities in Ireland, Poland 
and Ukraine. With a combined 
value of approximately €0.6 
billion, this investment programme 
demonstrates CRH’s commitment 
to investing for the future.

The focus on developing and 
emerging markets continued and 
the Division’s acquisition of a 100% 
stake in Harbin Sanling Cement, 
China and a 50% stake in Denizli 
Cement, Turkey, has created new 
platforms for growth.

Ireland

In Ireland construction demand 
continued to grow in the first half of 
2007; however, the second half saw 
an accelerating decline in residential 
output. The National Development 
Plan continued to underpin demand 
in the road sector, while private 
investment remained strong 
particularly in commercial and retail 
projects. Agricultural construction 
recovered well, supported by 
environmental improvement grant 
aid. As a result overall demand 
for our products was at a similar 
level to 2006. The Northern 
Ireland business, particularly 

quarry products and construction, 
benefited from the general sense of 
optimism in the economy.

Ongoing programmes to reduce 
operating costs and improve 
efficiency delivered further 
savings in 2007, particularly in 
the area of energy cost reduction. 
Commercially, the emphasis on cost 
recovery through price improvement 
continued. Profits were ahead  
of 2006.

Irish Cement commenced a 
€200 million investment project 
to modernise its Platin Works. 
The investment will create an 
ultra-modern, energy-efficient 
plant meeting world best practice 
emissions standards. It is due 
on-stream towards the end of 
2008 and demonstrates CRH’s 
commitment to meeting the long-
term needs of the Irish economy 
and construction sector.

Finland/Baltics

The Finnish economy grew by 4% 
in 2007. Broad-based strength in 
construction activity contributed 
to strong advances in cement, 
aggregates and readymixed 
concrete volumes. There was a 
particularly strong increase in new 
non-residential construction, which 
grew by over 20% when compared 

with 2006 levels. Ongoing 
investments in infrastructure such 
as the Helsinki-Turku motorway 
and Vuosaari port, combined with 
a stable residential construction 
market, also underpinned volume 
growth. All products achieved 
improved pricing and this resulted 
in a very good uplift in operating 
performance. The new clinker line 
at the Lappeenranta cement plant, 
commissioned during the first half 
of 2007 has performed satisfactorily 
to date. 

Sales volumes in Estonia, Latvia 
and St. Petersburg were generally 
ahead of 2006. Higher input costs 
remained a challenge, particularly 
in Russia, though good cost control 
and better pricing held overall 
profits in line with 2006 levels. 

Overall, good volume growth and 
better pricing delivered improved 
profitability in the Finland/Baltic 
region in 2007.

Central Eastern Europe

2007 was another good year for the 
Polish economy with GDP growth 
at 6.5% and unemployment falling 
to a new low of 11.4%. Inflation, 
although low, rose to an average 
2.5% while overall construction 
output increased by an estimated 
16% on 2006. The unusually mild 

A year of substantial progress in organic sales and 
operating profit, record growth in Central and Eastern 
Europe, commencement of a major cement plant 
modernisation programme, and investments in the 
emerging markets of Turkey and China.

Project JI-0001 to convert its 
Ukrainian cement plant from wet 
to dry process with associated 
environmental and operational 
benefits. These two projects, 
totalling approximately €0.4 billion, 
demonstrate CRH’s commitment to 
meeting the growing construction 
materials needs of these rapidly 
developing economies, which in 
2007 accounted for approximately 
one-third of Europe Materials 
operating profits.

Switzerland

The Swiss economy grew by 
2.8% in 2007 with continuing 
strong private consumption and 
substantially increased exports. 
Inflation and unemployment rates 
remained at low levels. Construction 
grew by 1.4%, with residential 
activity reaching its peak mid-year 
and levelling off in the second half. 
Growth drivers were infrastructure 
and industrial construction. Start-
up infrastructure projects led to 
an increase in cement sales while 
excellent weather conditions in 
the first quarter of the year, as well 
as strong construction activities 
in all the regional markets, led to 
better profitability in downstream, 
aggregates, asphalt and readymixed 
concrete operations. 

Iberia

Although the Spanish economy 
continued to grow, our volumes 
in Spain were a little down on the 
record levels achieved in 2006. 
Nevertheless, better pricing and 
improved cost control led to higher 
margins and increased profitability. 
Activity remained strong in our 
main markets with the exception of 
Madrid. Corporación Uniland, the 
Group’s 26% cement associate, 
recorded a strong increase in 
profitability.

The Portuguese economy grew 
by 1.9% in 2007; however, 
construction had another difficult 
year with activity decreasing 
3.9%, reflecting reduced activity 
in housing. Secil’s three cement 
plants operated at full capacity 
taking advantage of strong export 
markets. Overall, Secil recorded 
a satisfactory year due to a good 
advance in profitability in its 
Tunisian cement operation and in its 
downstream activities in Portugal. 
Ciment de Sibline, the cement and 
concrete business in Lebanon in 
which Secil acquired a controlling 
stake in January 2007, performed in 
line with expectations.

Eastern Mediterranean

Our investment in Denizli Cement 
in Turkey provides a platform for 
growth in the Aegean region of 
southwestern Turkey, which is an 
expanding construction market. 
Denizli is one of three large cement 
producers in the region and is 
vertically integrated downstream 
in readymixed concrete. The 
performance of the business since 
acquisition has been in line with our 
expectations and ahead of prior 
year results.

In Israel, Mashav, in which CRH 
holds a 25% stake, performed 
slightly ahead of 2006. 

China

Our purchase in February 2007 
of Harbin Sanling Cement in 
Heilongjiang in northeast China 
represented a first step for CRH in 
the Chinese cement and building 
materials market. Economic and 
construction growth in the target 
region continued as anticipated and 
the performance of the company 
and its integration into the CRH 
Group is progressing well. In 
January 2008, CRH signed an 
agreement for the acquisition of a 

26% shareholding in Yatai Cement 
with capacity to produce 9 million 
tonnes of cement per annum which 
is currently being expanded to 18 
million tonnes per annum. This 
transaction, which is subject to 
Chinese regulatory approval and 
which is expected to be completed 
later in 2008, is a further step in our 
strategy to build a regional position 
in cement in northeastern China. 

Outlook 2008

Construction demand in Ireland 
is expected to decline in 2008 as 
housing output adjusts to a more 
sustainable level. Both infrastructure 
and commercial investment are 
expected to continue at current high 
levels, and will help to moderate the 
demand reduction. Cost reduction 
programmes are expected to 
reduce the profit impact of lower 
overall activity.

Finland’s economy and construction 
demand are anticipated to grow 
in 2008, though at a slower pace 
than in 2007. A decline in new 
residential construction will be more 
than offset by continued strength 
in non-residential and infrastructure 
investment. The Estonian and 
Latvian economies face a more 
uncertain period, although we 
expect demand in St. Petersburg to 
remain strong. Overall, we expect to 
see a further advance in profitability 
in the Finland/Baltics region in 2008.

Polish GDP is forecast to advance 
5.6% with construction output 
expected to grow by over 10%. The 
continued availability of European 
Union funding coupled with strong 
foreign direct investment will 
underpin growth.

In Ukraine GDP is projected to 
grow by 6%. Expanding private 
sector investment and ongoing 
rehabilitation of infrastructure are 
expected to be the major drivers 

CRH

21

The Vuosaari Harbour project in 
Finland, to be completed in 2008, 
is one of Europe’s largest harbour 
projects with 3.4km of new quay 
wall. Rudus delivered the concrete 
used in the construction of 675 high-
quality quay elements at the site.

first quarter set the tone for cement 
demand with annual volumes up 
17% on 2006 levels. Our concrete 
businesses performed extremely 
well with improvement in both 
volumes and prices across all 
product groups. Despite some 
delays in the road programme 
our aggregates and blacktop 
businesses performed well with 
a significant increase in hardrock 
aggregates sales. The lime group 
continued to perform satisfactorily 
with lime product volumes up 7%. 
Overall, profits in Poland improved 
significantly on 2006 levels. 

In Ukraine GDP grew by 8% with 
increased demand for cement. 
Higher cement pricing in Russia 
and other neighbouring countries 
had a positive knock-on effect on 
pricing and profitability progressed 
significantly to record levels.

Work has commenced on both the 
. 
1.8 million tonne Oz
arów cement 
capacity expansion in Poland and 
on CRH’s Joint Implementation 

Europe Materials continued

of economic growth with increased 
demand for all our building 
products.

GDP in Switzerland is forecast to 
grow in 2008 by 1.9% driven by a 
strong export performance, tourism 
and good internal consumption. 
Construction activity is anticipated 
to remain stable with further small 
declines in housing offset by growth 
in industrial and commercial work 
and a stable infrastructural sector.

In Spain a further decline in 
housing activity is anticipated. 
We expect volume reductions 
in all regions across the country 
with the exception of our principal 
market in Catalonia where road 
and rail infrastructural projects and 
commercial activity are expected to 
mitigate the impact of the housing 
decline. In Portugal construction is 
expected to show a modest recovery 
in 2008 due to an expected increase 
in public capital expenditure.

Continued growth is forecast for 
construction in Turkey next year with 
cement volumes rising accordingly. 
Denizli should once again operate to 
full capacity. 

As in recent years, the home market 
in Israel should show modest growth 
but significant progress will depend 
on the political environment.

Cement demand in China is again 
expected to grow at close to 10% 
in 2008 and we believe that Harbin 
Sanling Cement will operate at full 
capacity.

Overall, the market outlook for 
2008 is good. While organic growth 
is unlikely to be as strong as an 
outstanding 2007, we will benefit 
from acquisitions completed during 
the year, and the major cement 
capital expenditure projects 
underway will contribute strongly to 
the development of the Division in 
2009 and beyond.

22 CRH

The Europe Materials Division is a major  

vertically integrated producer of primary  

materials and value-added manufactured  

products operating in 19 countries and  

is actively involved in the Group’s  

development efforts in Asia. Its  

principal products are cement,  

aggregates, readymixed concrete,  

concrete products, asphalt and lime.  

Ireland, Poland, Finland, Switzerland,  

Spain, Portugal and Ukraine are  

the major markets. In total, the  

Division employs approximately  

14,500 people at over 540  

locations.

Product end-use (EBITDA)

Residential
40%

Non-residential
30%

New
80%

30%
Infrastructure

20%
RMI

Activities

Cement 
China, Finland, Ireland, Lebanon (25%), Poland, 
Portugal (49%), Switzerland, Tunisia (49%), 
Turkey (50%), Ukraine

15.6m tonnes*

Market leadership positions

No.1: Finland, Ireland 
No.2: Portugal, Switzerland
No.3: Poland, Ukraine

Aggregates
Estonia, Finland, Ireland, Latvia, Poland, 
Portugal (49%), Slovakia, Spain, Switzerland

86.3m tonnes*

No.1: Finland, Ireland

Asphalt
Finland, Ireland, Poland, Switzerland

4.9m tonnes*

No.1: Ireland

Readymixed concrete
Estonia, Finland, Ireland, Latvia, Poland, 
Portugal (49%), Russia, Spain, Switzerland, 
Tunisia (49%), Turkey (50%)

16.1m cubic metres*

No.1: Finland and Ireland
No.2: Portugal and Switzerland

Agricultural & chemical lime
Ireland, Poland, Switzerland

1.9m tonnes*

No.1: Ireland
No.2: Poland

Concrete products
Estonia, Finland, Ireland, Poland, Portugal 
(49%), Spain, Tunisia (49%) 

8.6m tonnes*

No.1: Blocks and rooftiles: Ireland

*CRH share of annualised production volumes. Cement and readymixed concrete volumes above exclude CRH share of associates Uniland in 
Spain (26.3%) and Mashav in Israel (25%). CRH’s share of annualised production volumes for these businesses amounts to approximately 3.1m 
tonnes of cement and 0.8m cubic metres of readymixed concrete.

Europe Products & Distribution

2007 Overview

After a strong first half, housing 
demand in the Netherlands 
moderated later in the year. 
Germany also reported a robust 
start, but slowed somewhat in 
the latter months. Nordic markets 
witnessed significant growth while 
Belgium, Switzerland and France 
remained positive. The UK saw 
stable markets with operational 
efficiencies leading to good profit 
growth. Results in Eastern Europe 
were exceptional with strong growth 
and high margins.

During 2007 we invested €663 
million in 26 acquisitions including 
the Builders Merchants business  
Gétaz Romang, a major addition to 
our Swiss distribution business. We 
also completed several strategically 
important bolt-on acquisitions in 
our various markets, in line with our 
strategy of building local leadership 
positions. 

Overall, the Division once again 
achieved record sales and 
operating profits, up 18% and 32% 
respectively.

Concrete Products

This group manufactures concrete 
products for two principal end- 
uses: pavers, tiles and blocks for 
architectural use, and floor and 
wall elements, beams and vaults 
for structural use. In addition, 
sand-lime bricks are produced for 
the residential market. 2007 saw 
good progress on the development 
front with eight acquisitions which 
further consolidated our positions in 
existing Western European markets 
and expanded our operations in 
Eastern Europe, in particular in 
Poland and Romania. The group 
reported a solid underlying profit 
advance boosted by contributions 
from acquisitions. 

Architectural
Architectural operations performed 
ahead of 2006 despite difficult 
market conditions in several markets. 
Our Dutch and Belgian businesses 
continued to face tough competition 
due to market over-capacity and 
downward price pressure. The 
German business posted strong 
results despite a downturn in 
new residential construction. In 
France results improved driven by 
operational synergies. Our Danish 
and Slovakian businesses continued 
to perform strongly. Supreme in 
the UK, acquired in April 2006, 
contributed above expectations in its 
first full year. The architectural group 
made four acquisitions in 2007 
including an add-on to Supreme in 
the UK, two bolt-ons to our water 
treatment and paving business in 
Belgium, and Elpreco, an entry into 
the Romanian market. 

Structural
Our structural concrete operations 
again delivered excellent results 
driven by tight operational control 
and strong markets in Belgium, 
France, Denmark and Poland, in 
particular in the new non-residential 
sector. Our sand-lime brick business 
posted lower results reflecting 
slower activity levels in the Dutch 
residential market. The structural 
group expanded its product range 
and market position in Denmark with 
the acquisition of a concrete stairs 
business in March followed by the 
purchase of a lightweight wall panels 
and flooring manufacturer in August; 
this group also acquired a small 
add-on in France and completed 
the buyout of the remaining 75% of 
Ergon Poland.

Clay Products

The Clay Products group, 
with operations in the UK, the 
Netherlands, Germany, Poland 
and Belgium, principally produces 

clay facing bricks, pavers, blocks 
and rooftiles. This group delivered 
increased profits for 2007.

UK brick industry volumes showed a 
welcome return to growth in the first 
half of 2007; however, with heavy 
rain across the UK in mid-summer, 
volumes for the year finished at a 
similar level to 2006. Ibstock profits 
advanced strongly due to operating 
and overhead efficiencies.

In the Netherlands our markets 
slowed as the year progressed and 
profitability declined slightly. 

In Germany the initial early optimism 
was not sustained and our clay 
operations were restructured 
and capacity reduced. However, 
underlying results improved 
on 2006. Our Polish operation 
advanced strongly and profits 
increased sharply, as a result of 
good volume and price growth. 
In November, we expanded our 
presence with the acquisition of 
a clay brick, block and rooftile 
manufacturer in western Poland. 

Building Products

The Building Products group 
is active in lightside building 
materials and focuses on three 
core business areas: Construction 
Accessories, Building Envelope 
Products and Insulation Products. 
Market conditions in 2007 were 
positive, particularly in non-
residential sectors in Germany, the 
Benelux and the UK. All business 
units contributed to organic 
improvement, complemented by 
acquisitive growth.

Construction Accessories
This business unit, market leader 
in construction accessories in 
Europe, experienced another year 
of top performance and growth. 
The full year contribution of Halfen, 
acquired in May 2006, exceeded 

CRH

23

Europe Products & Distribution continued

our expectations and all our other 
businesses showed solid operating 
results. We closed four small bolt-
on acquisitions during the year, 
which performed as expected. With 
its main focus on non-residential 
construction and civil engineering, 
Construction Accessories is well 
positioned for further growth.

Building Envelope Products
This business unit comprises 
Fencing & Security (F&S), 
Daylight & Ventilation (D&V) and 
Roller Shutters & Awnings (RSA) 
businesses which specialise in 
entrance control and climate control 
products. All segments contributed 
to a stronger 2007 performance. 
F&S once again delivered record 
results. Despite difficult markets 
for our glass projects business, 
D&V showed a year of progress 
in operating results, mainly driven 
by an excellent performance in its 
German roof lights business. The 
first full year contribution from our 
RSA business, acquired in August 
2006, exceeded expectations. The 
Building Envelope unit continues 

to benefit from a growing market 
focus on repair, maintenance and 
improvement, safety and comfort. 

Insulation Products
Insulation Products had another 
year of organic improvement in both 
sales and operating profits. Good 
returns from recent restructuring 
initiatives and growing demand 
in our key markets, especially 
in Poland, underpinned a solid 
performance. The business is well 
positioned for further improvements, 
given the ongoing European 
legislation for energy management 
of buildings.

Distribution

2007 was another strong year with 
a further improvement in sales 
and operating profit. Good market 
conditions in most of our markets, 
a mild winter and a continued 
focus on margin improvement and 
cost control underpinned organic 
growth. This was supplemented by 
excellent contributions from the ten 
acquisitions completed in 2007. 

24 CRH

Professional Builders Merchants 
With 448 locations in five countries, 
Professional Builders Merchants 
has strong market positions in all its 
regions and generated significant 
margin improvement in 2007. 

The Netherlands: Following a good 
final quarter in 2006, this business 
performed very strongly in the 
first half of 2007, supported by a 
positive market and mild winter 
conditions. Although the global 
credit crunch impacted sentiment 
from mid-year, demand remained 
solid throughout the second half. 
This positive backdrop combined 
with a targeted “quality for quantity” 
margin improvement programme 
enabled our Dutch professional 
business to report strong sales and 
profit growth.

France: Our heritage operations in 
Ile-de-France (100%), Burgundy 
and Franche-Comté (58%) 
benefited from good market 
conditions resulting in improved 
sales and profits. LDP (100%), 
acquired in January 2007 with 17 
locations in Normandy, delivered 
very satisfactory results exceeding 
our initial expectations. 

Switzerland: Our acquisition 
(effective 1st May 2007) of Gétaz 
Romang, created the largest 
builders merchants business in 
Switzerland with more than 100 
locations and annualised sales 
of approximately €1 billion. In 
addition to its traditional builders 
merchants business, the new 
group has a leading position in 

The latest technology combined 
with time honoured craftsmanship 
work in harmony to produce this 
cast stone window cill - part of 
the popular Forticrete range of 
exceptional quality cast stone 
dressings.

a number of specialised builders 
merchants businesses including 
sanitary ware, tiles, kitchens and 
ironmongery. Organic improvement 
in the heritage Baubedarf and 
Richner operations, a performance 
well above initial expectations from 
Gétaz Romang and a successful 
integration of all three businesses, 
resulted in a highly satisfactory 
2007 performance. In addition, two 
further acquisitions added three 
branches to the existing network.

Austria: Quester, our Austrian 
builders merchants company, 
failed to benefit in 2007 from the 
positive market conditions and 
from re-organisation measures 
taken in 2006. As a result, sales, 
operating profit and margins were 
lower than 2006. In response, 
further restructuring initiatives were 
implemented from mid-2007 which 
are expected to restore margins 
to appropriate levels. Taking 
account of these restructuring 
costs, Quester was loss-making at 
operating profit level in 2007.

Germany: Bauking, in which 
we have a 48% stake, operates 
primarily in the northwestern half of 
Germany. After a good start to the 
year due to mild winter weather, the 
expiry of home ownership grants 
and the increase in value added tax 
(VAT) effective 1st January 2007 
began to impact from the second 
quarter. As a result, like-for-like 
sales were lower than in 2006. 
However, with relentless cost 
control, like-for-like operating profit 
was maintained and, with an active 
year on the development front, 
overall sales and operating profit 
advanced.

DIY
The DIY Europe platform has 
activities in five countries with 
240 DIY stores. These stores 
are operated under five different 

Improved economic conditions together with profit enhancement 
initiatives led to strong performance across all businesses. Operating 
margins advanced and an active development programme included 
the doubling of our Swiss distribution activities.

in our Scandinavian businesses 
will be tempered somewhat by the 
slowdown in Danish new housing, 
but overall we consider the outlook 
for these markets to be positive.

Following successful delivery in 
2006 and 2007, ongoing margin 
improvement through a combination 
of price recovery and cost reduction 
remains the key focus of our 
management teams. The search for 
acquisition opportunities in Europe 
across our full range of activities 
continues. We look to further 
success on the operational and 
development front in 2008 leading 
to further profit advances, despite a 
somewhat slower growth backdrop.

Maxgarden concept. Start-up losses 
for the new openings resulted in 
lower profits than in 2006.

Spain: We entered the Spanish  
DIY market in May 2007 with  
the acquisition of a 60% interest  
in a small business in the  
Alicante/Valencia region. 

Outlook

Current forecasts for our European 
construction markets are for a 
slower pace of growth than in 2007. 
In the Netherlands, we expect 
the residential and non-residential 
sectors to be stable in 2008. In 
Belgium after several years of strong 
growth, the market is expected to 
vary somewhat by segment, with 
a slower new residential market, 
growth in non-residential spend and 
a stable infrastructure sector. 

While we anticipate a slowdown in 
the new non-residential sector in 
France the residential markets are 
expected to remain stable.

After a long downturn, 2006 and 
2007 saw the start of a modest 

recovery in overall German 
construction activity. Although the 
residential sector remains weak, 
we expect that non-residential and 
infrastructure will continue growth 
into 2008.

Swiss construction output is 
anticipated to grow at a moderate 
pace in 2008 with a slight decrease 
in the new housing sector more 
than offset by a positive non-
residential outlook. 

In the UK despite recent reductions 
in interest rates, we expect the 
more cautious lending environment 
generally to dampen 2008 demand 
with the exception of non-
residential, which is expected to 
remain relatively stable.

Strong growth is expected in 
Eastern Europe, with the current 
robust climate in Poland expected 
to continue. Strong but more 
moderate growth is still expected 
in Slovakia and we see a positive 
outlook to our newly acquired 
Romanian concrete operations. 
The growth we have experienced 

CRH

25

brands: Gamma (The Netherlands 
and Belgium), Karwei (The 
Netherlands), Hagebau (Germany), 
Maxmat (Portugal) and BricoHouse 
(Spain).

The Netherlands: After some flat 
years, 2007 saw a healthy increase 
in the total DIY market underpinned 
by increasing consumer confidence. 
The mild winter and sunny spring 
period resulted in a very successful 
garden season, while good 
promotional campaigns and sharp 
formula management resulted in an 
increase in market share. Organic 
sales and profit advanced strongly. 
In addition, two stores were added 
from one acquisition, and three 
greenfield stores were opened. 

Belgium: Gamma Belgium showed 
a healthy increase in both sales and 
profits but, in the absence of new 
greenfield store openings, market 
share declined. 

Germany: Bauking operates 54 
DIY stores under the brand name 
Hagebau. In a very competitive 
market which was depressed by the 
effect of the VAT increase, Bauking’s 
Hagebau stores reported sales and 
profits in line with 2006. From two 
acquisitions Bauking added 14 
Hagebau stores bringing its total 
network to 140 stores.

Portugal: Despite generally weak 
economic conditions, like-for-
like sales at Maxmat remained at 
2006 levels. With the lifting of legal 
limitations on new store openings, 
Maxmat greenfielded seven new 
stores in 2007 and introduced the 

In May 2007 CRH aquired Gétaz 
Romang, the market leader in 
building materials distribution 
in the French speaking part of 
Switzerland. Pictured is one of 
Gétaz’s branches in Daillens, a 
sanitary ware distribution centre.

The Products & Distribution Division in Europe is organised as  

three groups of related manufacturing businesses and a  

distribution group. The manufacturing groups are involved  

in concrete, clay and other building products. Distribution 

encompasses professional builders merchants and  

“do-it-yourself” (DIY) stores. The Division operates  

in 19 European countries with the Netherlands,  

Belgium, UK, Germany, France and Switzerland  

being our major markets. Europe Products &  

Distribution seeks leadership positions in the markets  

and sectors in which it operates and employs more than  

30,000 people at over 1,200 locations.

Product end-use (EBITDA)

Residential
60%

Non-residential
30%

New
60%

10%
Infrastructure

40%
RMI

Activities

Market leadership positions

Concrete paving and landscaping
Benelux, Denmark, France, Germany, Italy,  
Slovakia, UK

10.1m tonnes*

No.1 paving products: Benelux, France, Slovakia 
No.1 paving/landscape walling: Germany; No.1 architectural masonry: UK 
No.2 paving products: Denmark

Precast concrete products
Benelux, Denmark, France, Poland, Romania,
Switzerland, UK

7.3m tonnes*

No.1 precast flooring: Benelux; No.1 precast architectural concrete: Denmark   
No.1 utility precast: France;  No.1 precast structural elements: Switzerland 
No.1 concrete fencing and lintels: UK

Clay bricks, pavers, rooftiles and blocks
Benelux, Germany, Poland, UK

3m tonnes*

No.1 facing bricks: UK;  No.2 facing bricks, pavers & blocks: Europe

Insulation Products
Benelux, Denmark, Estonia, Finland, Germany,  
Ireland, Poland, Sweden, UK

6.2m cubic metres*

No.1 EPS:  Ireland, Netherlands, Poland, Nordic region 
Joint No.1 XPS: Germany (50%); No.1 XPE: Germany 
No.1 PUR/PIR: Netherlands

Fencing & Security
Benelux, France, Germany, UK

2.4m lineal metres*

No.1 security fencing and perimeter protection: Europe

Daylight & Ventilation
Benelux, France, Germany, Ireland, UK

1.2m square metres*

Joint No.1 glass structures, plastic rooflights, natural ventilation and smoke 
exhaust systems: Europe

Construction accessories
Benelux, France, Germany, Ireland, Italy, Norway,  
Poland, Spain, Switzerland, Sweden, UK

n/a

No.1 Western Europe

Professional builders merchants
Austria, France, Germany, Netherlands,  
Switzerland

448 branches

No.1: Netherlands;  No.1: Burgundy, Rhône-Alps and Franche-Comté   
No.1 Switzerland;  No.1: Sachsen-Anwalt, Niedersachsen and northern  
Nord Rhein Westfalen;  No.1: Austria;  No.2: Ile-de-France

DIY stores
Benelux, Germany (48%), Portugal (50%) 

240 stores

Member of Gamma franchise, No.1: Netherlands, No.2: Belgium   
Member of Hagebau franchise, No.5: Germany;  Joint No. 2: Portugal

*CRH share of annualised production volumes.

26 CRH

 
Operations Review: Americas

Tom Hill

Materials

€ million

% of 
Group

2007

2006

Change

Organic

2006 

2007 

Analysis of Change

Acquisitions

Sales Revenue

26

5,445

4,778

+667

-61

+1,002

+127

Operating Profit

28

570

475

+95

+42

+80

+12

Average Net Assets

4,169

3,671

Operating Profit Margin

10.5% 9.9%

Excluding APAC

12.1% 11.2%

Products

€ million

% of 
Group

2007

2006

Change

Organic

2006 

2007 

Analysis of Change

Acquisitions

Sales Revenue

17

3,510

3,572

Operating Profit

16

340

375

-62

-35

-186

+226

+185

-17

-1

+13

Average Net Assets

1,931

1,764

Operating Profit Margin

9.7% 10.5%

Excluding MMI

11.0% 11.3%

Exchange  
translation

-401

-39

Exchange  
translation

-287

-30

Distribution

€ million

Sales Revenue

Operating Profit

Analysis of Change

Acquisitions

% of 
Group

6

3

2007

2006

Change

Organic

2006 

2007 

1,323

1,448

-125

-209

+163

+42

70

103

-33

-39

+15

-

Exchange  
translation

-121

-9

Average Net Assets

484

362

Operating Profit Margin

5.3% 7.1%

CRH

27

Americas Materials

2007 Overview

Americas Materials had another 
good year, with continuing success 
in recovering higher energy and 
other input costs and in delivering 
an improvement in heritage 
operating profit margin for the 
third consecutive year. After a 
record net acquisition spend of 
€1.1 billion (US$1.4 billion) in 
2006, our main development focus 
during the first half of 2007 was on 
integrating APAC, the major 2006 
transaction, which performed well 
ahead of expectations in 2007. The 
significant incremental contribution 
from APAC, combined with a 2007 
acquisition spend of €0.6 billion 
(US$0.9 billion) arising mainly 
in the second half of the year, 
and the strong organic heritage 
performance, resulted in another 
record year of sales and operating 
profit for the Division.

Despite record high crude oil prices 
bitumen costs increased a relatively 
modest 5%. Energy used at our 
asphalt plants, consisting of fuel 
oil, recycled oil and natural gas, 
had a composite cost decrease 
of 7%. The cost of diesel fuel and 
gasoline used to power our mobile 
fleet increased by 6%. Against this 
backdrop, overall prices increased 
7% for aggregates, 8% for 
readymixed concrete and 12% for 
asphalt, the product most impacted 
by input cost increases.

Non-residential demand continued 
to improve and somewhat offset the 
significant decline in new residential 
construction. Overall funding 
available for highway projects 
showed further growth on 2006 
levels. However, with relatively fixed 
highway budgets, the volume of 
activity was again impacted by the 
strong price increases necessary 
to recover continuing higher input 
costs. Total volumes, including 

28 CRH

acquisition effects, increased 5% 
for aggregates, 2% for readymixed 
concrete and 14% for asphalt. 
Heritage volumes declined 7% for 
aggregates, 13% for readymixed 
concrete, and 13% for asphalt.

The overall 2007 Divisional margin 
of 10.5% (2006: 9.9%) again 
reflected the dampening effect of 
APAC’s profitable but lower margin 
business mix. The operating margin 
excluding APAC again advanced to 
12.1% (2006: 11.2%).

The acquisition of APAC has 
resulted in an optimisation of 
our regional operating structure. 
The newly formed Mid-Atlantic 
region comprises our operations 
in Pennsylvania, Delaware and 
Michigan, which previously reported 
as part of our Central region. We 
have merged APAC’s operations 
in western North Carolina, eastern 
Tennessee and Virginia, which 
represent approximately 20% 
of APAC’s total operations, into 
a redefined Central operating 
region together with our heritage 
operations in Ohio, Kentucky, 
West Virginia, North Carolina and 
Virginia. We have created two APAC 
operating regions, the Southeast 
operations in Alabama, Florida, 
Georgia and Mississippi and the 
Southwest comprising operations in 
Arkansas, Missouri, Kansas, western 
Tennessee, Oklahoma and Texas.

With a total investment of 
approximately US$0.9 billion, 
2007 was another very busy 
year in acquisition terms for 
the Division. Major transactions 
included the acquisition of Conrad 
Yelvington Distributors (CYDI) and 
the purchase of certain assets 
in Florida and Arizona formerly 
owned by Cemex. CYDI is the 
largest rail distributor of aggregates 
in the southeast United States 
and, with a major presence in 

Florida, is a strong geographic and 
complementary fit with APAC’s 
Florida activities and also with 
CRH’s extensive local Precast and 
Architectural Products businesses 
in the southeast United States. The 
former Cemex assets fit well with 
our expanding interests in Florida 
and offer development opportunities 
in Arizona. In addition the Division 
completed 17 other transactions 
which included some significant 
moves in the western states and in 
Pennsylvania, and commencement 
of a bolt-on acquisitions programme 
across the APAC platform. 
Construction of the 1.1 million tonne 
joint venture greenfield cement plant 
in central Florida is progressing well 
with completion scheduled for  
end 2008.

New England

In 2007, New Hampshire and 
Vermont enjoyed good trading in 
solid markets. Massachusetts had 
another favourable year with good 

demand and a continuing positive 
pricing environment. The states 
of Maine and Connecticut both 
reduced highway spending and 
higher prices impacted volumes 
at the municipal and local level 
resulting in profit declines in these 
areas. Overall, profits improved. 
September saw the acquisition 
of Burgess Brothers based in 
Bennington, Vermont, which 
establishes a presence for our 
business in a new market area in 
the state. 

New York/New Jersey

Our New York/New Jersey 
businesses had record results 
mainly due to asphalt margin 
expansion. In Upstate New York, 
our Albany operations once again 
increased profits despite challenging 
market conditions. Recent years 
have seen significant contraction 
in the Rochester region with many 
large local employers continuing to 
scale back their activities. However, 

Another year of improvement in heritage operating profit margin 
combined with a significant incremental contribution from APAC, 
and benefits from a $0.9 billion 2007 acquisition spend, resulted in a 
31% increase in US$ operating profits.

A section of Interstate 93 in 
Canterbury, New Hampshire being 
resurfaced by Pike Industries. To 
prepare the road for resurfacing 
cold planing is done to re-establish 
the profile of the road and then 
a conducive surface for repaving 
is established by removing the 
top layer of the road. A glass 
grid pavement fabric is installed 
acting as a barrier to retard future 
reflective cracking. Finally, a fresh 
layer of hotmix asphalt is laid 
producing a resurfaced road that 
provides a safe and smooth ride to 
its travellers. Materials for this job 
were produced by Pike Industries’ 
Hooksett facility.

Prospect Aggregates, a vertically 
integrated materials business based 
near Lancaster, Pennsylvania was 
acquired, adding approximately 
170 million tonnes of well-located 
reserves and providing a good 
growth platform for further vertically 
integrated expansion. Other 
transactions included the Delaware 
component of the readymixed 
concrete and concrete products 
assets, acquired from US Concrete 
in November, and the January 
purchase of a crushing facility 
adjacent to an existing Materials 
Division quarry in Virginia.

Central 

This region delivered record results 
in the year with solid contributions 
from APAC’s operations in the 
region, improvements in pricing 
and good benefits from its winter-fill 
programme. Our bitumen storage 
capacity in this region mitigated 
significant bitumen cost increases 
during the busy highway paving 
season. Transactions completed 
during 2007 included the April 
purchase of a 1 million tonne  
per annum Cleveland, Ohio-based 
asphalt producer; the August 

acquisition of a small asphalt 
producer based in Ridgeland, South 
Carolina; and in November the 
addition of the Knoxville, Tennessee 
component of the readymixed 
concrete and concrete products 
assets acquired from US Concrete.

Materials’ overall operating margin 
in 2007, underlying trading in the 
business for 2007 was well ahead 
of expectations. The integration 
programme was completed on 
schedule and overall performance 
was well ahead of expectations. 

CYDI and the former Cemex assets 
in Florida acquired during 2007 
complement APAC’s operations 
in the state. In addition two other 
acquisitions during 2007 served 
to expand APAC’s aggregates 
and asphalt activities in Texas and 
Oklahoma respectively.

Outlook 2008

Infrastructure is the key end-use 
for Americas Materials and while 
funding for highway projects is 
forecast to increase further in 2008, 
volumes and activity levels will 
continue to be influenced by input 
cost movements and associated 
product pricing trends.

The key focus in 2008 is to 
continue the improving underlying 
trend in operating profit margin 
through prudent cost and overhead 
savings, combined with the ongoing 
achievement of efficiency gains and 
additional price improvements. 

With a continuing favourable pricing 
environment, a sustained emphasis 
on operating efficiency and with 
benefits from our record 2006/07 
development spend we look forward 
to another year of progress for this 
Division.

West

Our West region had another 
excellent year. Local economies 
were mixed, but overall remained 
strong with solid non-residential and 
highway markets offsetting weak 
residential demand. Once again, 
Utah and Idaho saw significant 
profit gains due to a better pricing 
environment in solid markets for 
all products, and volume gains 
associated with major projects. 
In Washington, results improved 
significantly. Our operations in 
Wyoming, Montana, South Dakota, 
Colorado, and New Mexico had 
another record year. Our Iowa 
operations suffered profit declines 
as a result of weak residential 
demand. The major acquisitions 
completed during 2007 were the 
purchase in August of Eugene Sand 
& Gravel, based in Eugene, Oregon 
and of Cessford Construction, 
which operates in central and 
eastern Iowa and in west central 
Illinois; in November we acquired 
HK Contractors, based in Idaho 
Falls. These combined with five 
smaller bolt-on deals plus the 
acquisition of former Cemex assets 
in Arizona contributed to a busy 
development year in this region.

APAC

We achieved significant synergies 
through overhead reductions and 
by shifting the business emphasis 
from construction to materials. 
Although APAC’s structurally 
lower margins (due to higher 
revenue, lower margin construction 
sales) again impacted Americas 

CRH

29

2007 brought some improvement 
in local demand and our Rochester 
operations reported higher profits. 
Work continued on our major 
project to double aggregates 
production capacity at our key West 
Nyack quarry, just north of New 
York City; this will further enhance 
our ability to service the New 
York Metro market. A readymixed 
concrete producer based in Utica, 
New York was acquired in July.

Mid-Atlantic

The newly formed Mid-Atlantic 
region delivered positive results. 
Despite continued poor markets in 
Michigan, our operations delivered 
good results reflecting strong 
cost control and reduced fixed 
overhead. The slowing economy 
in Pennsylvania and Delaware 
resulted in sales declines for 
heritage operations, although 
cost and price initiatives achieved 
earnings on par with prior year. At 
end-August, McMinn’s Asphalt and 

The Americas Materials Division  

operates in 44 states in the United  

States through six regional business  

units. CRH is the third largest  

aggregates producer, the largest  

asphalt producer and a top 10  

readymixed concrete producer  

in the United States. It owns  

integrated aggregates and asphalt  

operations thoughout the United  

States with strategically located  

long-term aggregates reserves.  

Integrated readymixed concrete  

operations are spread throughout  

many states, with particular concentration  

in the west. The Division is currently  

developing a greenfield joint venture  

cement plant in Florida. Americas  

Materials employs approximately  

23,500 people at over 1,200 locations.

Product end-use (EBITDA)

Residential
20%

Non-residential
30%

New
30%

Activities

Aggregates
United States

Asphalt
United States

Market leadership positions

174.0m tonnes*

No. 3 national producer

51.4m tonnes*

No. 1 national producer

50%
Infrastructure

70%
RMI

Readymixed concrete
United States

9.7m cubic metres*

Top 10 United States

*CRH share of annualised production volumes.

30 CRH

Americas Products & Distribution

2007 Overview

Americas Products & Distribution 
faced a challenging year with the 
sharp decline in new residential 
construction and financial market 
turmoil from mid-year. Against this 
backdrop, our Products businesses 
delivered a resilient performance 
with continued growth in non-
residential activity mitigating the 
impact of residential weakness, 
leaving full-year US$ operating 
profit only slightly below the record 
2006 outcome. In Distribution, 
strong acquisition contributions 
were unable to compensate 
for an organic profit decline as 
residential demand weakened and 
Florida demand fell sharply from 
2006 peak levels. Regionally, our 
Products & Distribution operations 
in the western and southern states 
performed relatively better; while 
the midwest and northeastern 
operations were noticeably weaker 
than 2006. Significant cost reduction 
measures were implemented in our 
residential-orientated businesses 
which mitigated the impact of 
volume declines. Overall, the 
Division recorded a 5% increase in 
sales and a 6% decline in operating 
profit before translation adjustments. 
We believe that this represents a 
very positive outcome and once 
again demonstrates the merits of the 
Division’s broad sectoral exposure 
and product diversity.

Architectural Products (APG) 

APG, with 234 locations in 39 
states and two Canadian provinces, 
is the leading North American 
producer of concrete products 
for the commercial masonry, 
professional landscaping and 
consumer DIY markets. The 
group is also a regional leader in 
clay brick, packaged dry-mixes, 
packaged decorative stone, 
mulches and soils.

APG faced difficult trading 
conditions in 2007 due to the 
sharp and continuing slowdown 
in the residential construction 
sector and weaker demand from 
the homecenter channel. These 
negative influences were partially 
offset by strong non-residential 
construction which limited the 
decline in like-for-like sales to 
approximately 10%. Despite the 
reduction in turnover, strong 
margin management, a significant 
turnaround in our Lawn & Garden 
bagged soil and mulch activities 
and a strong performance from our 
Canadian operations resulted in 
broadly maintained profits and an 
improved overall operating margin 
compared with 2006.

APG completed 12 acquisitions in 
2007. These included the purchase 
of concrete block operations, 
masonry distribution businesses 
and other bolt-on acquisitions 
in masonry, packaged soils and 
mulches, and packaged specialty 
concrete products. 

Precast

The Precast group is a leading 
manufacturer of precast, 
prestressed and polymer concrete 
products, small plastic box 
enclosures and concrete pipe in 
North America. The group operates 
from 81 locations in 26 states and 
the province of Québec.

The continued strength of the 
non-residential construction sector 
during the year was offset by a very 
weak residential sector. However, 
margins were sustained by good 
cost control and effective price 
management and profits were 
only slightly behind a record 2006. 
Backlog volumes and margins 
heading into 2008 are similar to 
2007. Management’s focus will be 
on internal improvements and cost 

reduction as we move into a more 
challenging environment. 

Internal developments completed 
during 2007 included the 
commissioning of the new concrete 
pipe production plant in the 
Panhandle region of Florida and the 
completion of two major concrete 
pipe plant expansions in eastern 
Pennsylvania and Utah. Together 
these investments will result in 
increased capacity and lower 
manufacturing costs in three  
key markets. 

Precast completed two acquisitions 
in 2007 – the acquisition of a plastic 
and polymer box manufacturer 
with plants in California, Kentucky 
and Ohio, expanding our national 
leadership position in concrete, 
polymer and concrete small box 
enclosures, and the purchase of 
a concrete manhole producer in 
Southern California, adding to our 
strong market position in  
that region.

Glass

The Glass group custom 
manufactures high-performance 
architectural glass and engineered 
aluminium glazing systems for multi-
storey commercial, institutional and 
residential construction.

In June the Glass group acquired 
the Vistawall Group. With annual 
sales of US$323 million, Vistawall 
is a leading vertically-integrated 
manufacturer of a broad range of 
architectural aluminium glazing 
systems, including storefront 
systems, curtain wall, glass 
skylights, translucent roof and wall 
systems and operable windows. 
Headquartered in Terrell, Texas, 
Vistawall has 26 locations and a 
national footprint with sales in all 50 
states. The acquisition of Vistawall 
provides scale and critical mass 
for Glass group’s growth strategy 

CRH

31

Americas Products & Distribution continued

to assemble a unique product and 
service bundle of architectural 
glass and architectural aluminium 
glazing systems. With an expanded 
network of 73 locations in 26 states 
and four Canadian provinces, the 
Glass group continues to be the 
largest supplier of high-performance 
glazing products and services in 
North America.

Trading conditions in the architec-
tural glass market weakened 
in the second half of the year, 
although continued demand for 
high-performance energy-efficient 
architectural glass products and 
value-added fabrication services 
resulted in similar like-for-like 
sales and operating profit. This, 
combined with an excellent first-
time contribution from Vistawall due 
to strong demand for storefront, 

curtain wall systems and operable 
windows, enabled the group to 
achieve a record performance  
in 2007.

MMI

MMI, acquired in April 2006, has 
17 manufacturing plants and 59 
distribution centres across 29 states 
plus a plant in Mexico. 

Sales and profitability in its fencing 
division (which depends to an 
important degree on residential 
applications) declined significantly 
due to the dramatic fall in residential 
construction activity and price 
development which failed to 
keep up with increasing steel 
costs. The residential downturn 
also impacted certain product 
categories in the welded wire 
reinforcement division and this 

weakness was not sufficiently offset 
by demand from the commercial 
and infrastructure sectors. Although 
disappointing volumes and 
pricing were also factors for the 
construction accessories division 
(especially in the state of Florida), 
it performed relatively well for the 
year particularly in those products 
used in tilt-up wall construction and 
as anchoring systems for building 
facades and structural components. 
In light of market conditions, strong 
management actions are underway 
to rationalise MMI’s cost structure 
and improve operating profit 
margins. 

Distribution

Oldcastle Distribution, trading 
primarily as Allied Building Products 
(“Allied”), has 200 branches in 30 

32 CRH

US states and 2 Mexican states, 
focused on major metropolitan 
areas. It comprises two divisions 
which supply contractor groups 
specialising in Roofing/Siding 
and Interior Products (wallboard, 
steel studs and acoustical ceiling 
systems).

Roofing/Siding is the group’s 
traditional business and Allied is 
one of the top three distributors in 
this segment in the United States. 
Demand is largely influenced by 
residential replacement activity with 
the key products having an average 
life span of roughly 20 years. 
In 2005, we organised our 
fast-growing Interior Products 
operations, focused equally on 
the commercial and residential 
construction markets, into a 
separate division. We have 

Left: Baylor University in Texas  
decided to incorporate their 
branded BU logo into every new 
project on campus. Baylor selected 
multiple colours of Belgard® Holland 
pavers to create the large logo at the 
entrance to its baseball and softball 
complex, complementing the existing 
traditional architecture found at the 
university..

Right: Vinyl siding being handled 
efficiently at a branch of Allied 
Building Products, CRH’s Americas 
Distribution business. The multi-
directional forklift facilitates greater 
productivity of warehouse space. 
Vinyl siding is the most popular 
residential exterior cladding material 
in most regions of the United 
States, and is an important product 
in Allied’s Roofing/Siding division.

Strong margin management and targeted cost reduction, combined with 
acquisition contributions, limited the decline in US$ operating profit to just  
6% – a good outcome in tough circumstances.

significantly expanded this segment 
and, with the recent acquisition 
of Acoustical Materials Services 
in the western United States 
and Baja California, Mexico, 
Interior Products accounts for 
approximately 47% of annualised 
Distribution sales and we are now 
the third largest Interior Products 
distributor in the United States. Key 
to Oldcastle Distribution’s success 
is its well-trained, highly motivated 
workforce and strategically-focused 
organisational structure, supported 
by superior IT.

2007 was a challenging year for 
Americas Distribution in both its 
business sectors. Roofing/Siding 
demand declined in almost all areas 
reflecting the downturn in both new 
and remodel activity. Florida was 

particularly impacted due to the 
absence of extensive 2006  
roofing/siding repair activity which 
followed active hurricane seasons 
in both 2004 and 2005. Hawaii 
and the Pacific Northwest were the 
bright spots for the year. Interior 
Products performed well despite a 
generally weakening background 
and significant price deflation in 
gypsum wallboard and, with the 
benefits of good contributions 
from acquisition activity in recent 
years particularly in Hawaii, Texas 
and North Carolina, profits were 
maintained. Against this backdrop, 
full year operating profit for 
Americas Distribution declined by 
26% before translation effects; while 
down from the record 2006 level, 
the operating margin of 5.3% was 
resilient in the circumstances.

South America

Our operations in Argentina and 
Chile had another record year 
in a robust regional economic 
environment. In Argentina, the 
recent capacity expansion made in 
our ceramic tile business resulted 
in further strong gains in sales and 
profits. Our Chilean glass business 
performed extremely well and the 
new state-of-the-art laminating 
facility remains on track for start up 
in March 2008.

Outlook 2008

New United States residential 
demand is forecast to show further 
declines in 2008 and the timing 
and pace of a recovery is not clear 
given the continued uncertainty in 
credit markets. Residential repair, 

maintenance and improvement 
activity is historically less cyclical 
and is expected to remain close 
to 2007 levels. Following good 
momentum in 2007, non-residential 
construction looks likely to 
moderate later in 2008. Benefits 
from acquisitons, improvements 
made in 2007, and further targeted 
cost reductions measures will 
mitigate the effects of an overall 
weaker market, and we look to a 
slightly lower US$ outcome for our 
Products and Distribution activities.

CRH

33

The Americas Products & Distribution Division 

operates primarily in the United States and  

has a significant presence in Canada. Its 

product groups – Architectural Products, 

Precast, Glass, MMI and Distribution – all 

have leading positions in national and regional 

markets. The Division is also a leading producer 

of clay tile products in Argentina and operates 

glass fabrication businesses in Argentina and 

Chile. Employees total approximately 24,000  

at almost 600 locations.

Product end-use (EBITDA)

Residential
45%

Non-residential
45%

New
60%

10%
Infrastructure

40%
RMI

Activities

Market leadership positions

Concrete masonry, patio products, 
pavers and rooftiles
Canada, United States

13.4m tonnes*

No. 1 in masonry, paving and patio in United States
No. 1 in paving and patio in Canada

Prepackaged concrete mixes
United States

2m tonnes*

No. 2 United States

Clay bricks, pavers and tiles
Argentina, United States

1.3m tonnes*

No. 1 brick producer in northeast and midwest United States
No. 1 in rooftiles in Argentina
No. 2 wall and floor tiles in Argentina

Precast concrete products
Canada, United States

Glass fabrication
Argentina, Canada, Chile, United States

2.4m tonnes*

No. 1 United States

12.5m square metres*

No. 1 in architectural glass fabrication in North America

Aluminium Glazing Systems
Canada, United States

Construction accessories
United States

Welded wire reinforcement
United States

Fencing products
United States

Roofing/Siding
United States

Interior products
Mexico, United States

34 CRH

n/a

n/a

n/a

No. 1 in custom-engineered aluminium glazing systems in North America

No. 1 United States

No. 2 fencing distributor and manufacturer United States

11.8m lineal metres

No. 3 roofing/siding distributor United States

135 branches

No. 3 interior products distributor United States

65 branches

*CRH share of annualised production volumes.

 
Finance Review

Myles Lee

Results

margin of approximately 7%. 

CRH performed robustly in 2007 
with growth in reported sales of 
12%, in operating profit of 18% and 
in pre-tax profit of 19%. The key 
components of 2007 performance 
are analysed in Table 1. 

Exchange Translation Effects

2007 saw a sharp decline in the 
value of the US Dollar with the 
average US$/euro rate of 1.3705 
for 2007 being 8% weaker versus 
the euro than in 2006 (1.2556). 
This combined with movements 
in average exchange rates for our 
other operating currencies resulted 
in an adverse translation impact of 
€67 million at profit before tax level. 
The average and year-end exchange 
rates used in the preparation of 
CRH’s financial statements are 
included under Accounting Policies 
on page 63 of this Report.

Incremental Impact of 2006 
Acquisitions 

2006 acquisitions contributed 
incremental operating profit of €121 
million on sales of €1,636 million, an 
effective incremental operating profit 

In Europe, 2006 acquisitions 
generated an incremental €27 
million in operating profit on sales 
of €245 million to give a margin of 
approximately 11%. This primarily 
arose in Product operations and 
mainly reflected the impact of 
the Halfen-Deha Construction 
Accessories acquisition completed 
in May and the AVZ Roller Shutters 
& Awnings purchase finalised in 
August together with 11 other 
Products acquisitions spread 
throughout 2006.

In the Americas, 2006 acquisitions 
contributed an incremental €94 
million in operating profit on 
sales of €1,391 million, with the 
incremental operating profit margin 
of approximately 7% reflecting 
inherently low margins in both 
APAC, acquired by Americas 
Materials in August 2006, and in our 
MMI platform acquired by Americas 
Products in April. APAC exceeded 
expectations in 2007 contributing 
almost all of the incremental €80 
million in operating profit and 
€1,002 million in sales generated 

by 2006 Materials acquisitions. In 
Products, MMI had a tough year 
as the downturn in new housing 
particularly impacted its residential-
orientated fencing activities. As a 
result the incremental operating 
profit impact from 2006 Products 
acquisitions was slightly negative 
on incremental sales of €226 
million. However, 2006 Distribution 
acquisitions contributed strongly 
delivering incremental operating 
profit of €15 million on sales of 
€163 million.

Incremental Impact of 2007  
Acquisitions 

The incremental impact from 2007 
acquisitions amounted to €101 
million in operating profit and 
€1,215 million in sales, an effective 
operating margin of just over 8%.

2007 acquisitions by our European-
based operations contributed an 
incremental €76 million in operating 
profit and €861 million in sales, a 
margin of approximately 9%. Our 
Materials operations benefited from 
acquisitions in Poland, Portugal, 
Turkey and China and from the buy-
out of the outstanding 55% stake 

Table 1  Key Components of 2007 Performance

€ million 

2006 as reported 

Exchange effects 

Revenue 

 Operating  Profit on 
profit  disposals 

Trading  Finance   Associates’  Pre-tax
profit

costs 

profit 

PAT 

18,737 

1,767 

(834) 

(79) 

1,807 

(252) 

47 

1,602

(80) 

13 

- 

(67)

1,727 

(239) 

47 

1,535

2006 at 2007 exchange rates 

17,903 

1,688 

Incremental impact in 2007 of:

– 2006 acquisitions 

– 2007 acquisitions 

Non-recurring items 

Ongoing operations 

1,636 

1,215 

- 

238 

121 

101 

12 

164 

2007 as reported 

20,992 

2,086 

40 

 (1) 

39 

- 

- 

- 

18 

57 

121 

101 

12 

182 

(64) 

(42) 

- 

42 

2,143 

(303) 

% change as reported  

+12% 

+18% 

+19% 

1 

- 

- 

16 

64 

58

59

12

240

1,904

+19%

CRH

35

 
 
 
 
Finance Review continued

in Cementbouw bv, following which 
responsibility for this business 
passed from Europe Products 
to Europe Materials. Materials 
acquisitions added €34 million in 
operating profit and €210 million 
in sales to the 2007 outcome. 
The acquisition in May of Gétaz 
Romang, the publicly-quoted Swiss 
builders merchanting group,  
was the major contributor to the 
very strong incremental impact  
from 2007 Distribution acquisitions 
– €36 million in operating profit 
on sales of €566 million. The 
contribution from 2007 acquisitions 
undertaken by Europe Products 
– €6 million in operating profit on 
sales of €85 million – is stated 
net of the impact of transfer of 
responsibility for Cementbouw bv 
to Europe Materials effective end-
August 2007.

2007 acquisitions in the Americas, 
which were mainly concentrated 
in the second half of the year, 
contributed an incremental €25 
million in operating profit on sales 
of €354 million, with acquisitions 
across Materials and Products 
operations accounting for the bulk 
of the total impact. 

CRH’s 2008 results are expected 
to reflect a significant incremental 
impact from 2007 acquisitions 
which combined added annual 
sales of approximately €2.7 billion.

Non-recurring Items

In 2006 two non-recurring items 
affecting our Europe Products & 
Distribution businesses had a net 
adverse impact of €12 million on 
reported profits. Their absence in 
2007 is reflected in the movement in 
non-recurring items in Table 1.

Ongoing Operations

2007 organic sales growth 
amounted to €238 million, a growth 

rate of just over 1% compared 
with 9% in 2006. Overall organic 
sales growth in Europe of 8% was 
substantially offset by a decline of 
5% in the Americas; this compared 
with 2006 which saw organic 
sales growth of approximately 7% 
in Europe and almost 12% in the 
Americas. Despite the lower overall 
organic sales growth, underlying 
operating profit progress maintained 
strong momentum with an increase 
of €164 million (2006: €201 million).

Our European operations generated 
underlying operating profit growth 
of €178 million on an underlying 
sales increase of €694 million to 
give an effective margin of 26%. 
Our Materials businesses performed 
strongly through the year, with 
particularly strong markets in 
central and eastern countries, 
delivering an underlying operating 
profit increase of €125 million. Our 
Products & Distribution operations 
both enjoyed very strong first half 
growth but, with a slower economic 
backdrop in core Eurozone markets, 
underlying second half performance 
was slightly below a strong second 
half in 2006. For the year as a 
whole, underlying operating profit 
advanced by €30 million in Products 
and €23 million in Distribution.

Our operations in the Americas had 
a challenging year but successfully 
limited the decline in like-for-like 
operating profit to just €14 million 
despite a €456 million decline in 
underlying sales. The Materials 
Division achieved significant 
success in recovering higher energy 
and other input costs to report an 
excellent €42 million advance in 
underlying operating profit. Despite 
a turbulent backdrop in financial and 
housing markets, growth in non-
residential construction markets and 
profit improvement measures limited 
the like-for-like operating profit 

reduction in our Products activities 
to just €17 million. Our Distribution 
operations suffered from the decline 
in residential construction and 
significant price deflation in gypsum 
wallboard and underlying operating 
profit was €39 million lower.

Operating Profit Margins

Structurally low operating margins 
in the two major 2006 acquisitions, 
APAC and MMI, together with 2006 
restructuring charges at APAC plus 
the impact of non-recurring items 
outlined above, affect comparisons 
of reported Group and segmental 
operating profit margins for 
2006 and 2007. The table below 
compares the reported operating 
profit margins with margins 
excluding APAC, MMI and the non-
recurring items in order to provide 
a fuller appreciation of CRH’s 2007 
operating performance.

Profit on Disposal of Fixed Assets, 
Finance Costs, Taxation, Earnings 
per Share, Dividend

Profit on disposal of fixed assets of 
€57 million was well ahead of 2006 
(€40 million) and it is expected that 
disposal of surplus properties  
will be an ongoing feature of the 

Group’s activities.

While the substantial acquisition 
activity over the past two years 
resulted in a significant increase in 
net finance costs to €303 million 
(2006: €252 million), EBITDA/net 
interest cover for the year remained 
very comfortable at 9.4 times (2006: 
9.7 times). 

The tax charge at 24.5% of 
Group profit before tax increased 
compared with 2006 (23.6%). The 
reduction in the share of profits from 
minority interests mainly reflects the 
exercise early in 2007 of our call 
option to acquire the remaining 50% 
of Paver Systems in Florida. Prior 
to this, results for Paver Systems 
had been fully consolidated with the 
appropriate 50% share of profits 
included in minorities.

Earnings per share grew by 17% 
while cash earnings per share was 
ahead by 15%. 

The 31% total dividend increase 
for 2007 to 68 cent follows a 33% 
increase in 2006 and reflects the 
second step in a phased reduction 
in dividend cover which aims to 
achieve cover of the order of 3.5 
times for the 2008 financial year. 

Table 2  Operating Profit Margin Data

Excluding APAC/MMI 
and non-recurring items 

Reported

2007 

2006 

2007 

2006

Europe Materials 

16.1% 

14.2% 

16.1% 

14.2%

Europe Products 

8.5% 

7.9% 

8.5% 

6.9%

Europe Distribution 

6.2% 

5.5% 

6.2% 

Americas Materials 

12.1% 

11.2% 

10.5% 

6.2%

9.9%

Americas Products 

11.0% 

11.3% 

9.7% 

10.5%

Americas Distribution 

5.3% 

7.1% 

5.3% 

7.1%

Group 

10.4% 

9.9% 

9.9% 

9.4%

36 CRH

 
 
 
CRH delivered strongly on all fronts in 2007; with robust cash generation the Group  
remains very well positioned to pursue a strong development pipeline, continue the 
phased reduction in dividend cover and the current limited share repurchase  
programme, while maintaining CRH’s investment grade credit rating. 

Table 3  Compound Average Growth Rates

Table 5  Cash Flow

5-year 

10-year

€ million 

2007 

2006

Sales* 

EBITDA* 

Earnings per share* 

Cash earnings per share* 

Net dividend 

14% 

14% 

17% 

13% 

22% 

17%

Inflows

20%

Profit before tax  

16%

Depreciation 

16%

Amortisation of intangibles 

18%

Working capital 

* Due to the implementation of IFRS these percentage increases have been 

calculated by combining earlier percentage increases computed under Irish 
GAAP with the relevant percentage increases since 2005 computed under 
IFRS.

Table 4  Key Financial Performance Indicators

Outflows

Taxation 

Dividends 

Interest cover, excluding joint ventures

Other 

2007 

2006

Capital expenditure 

– EBITDA basis (times) 

– EBIT basis (times) 

Effective tax rate (%)* 

Net debt as a percentage of total equity (%) 

Net debt as a percentage of year-end 

market capitalisation (%) 

Return on average capital employed (%)* 

Return on average equity (%)* 

  9.4 

  6.9 

 24.5 

 64.4 

 39.6 

 16.1 

 19.0 

9.7

7.0

23.6

63.2

26.2

15.4

18.4

EBITDA – earnings before finance costs, tax, depreciation and intangible 
asset amortisation

EBIT – earnings before finance costs and tax (trading profit)

*Effective tax rate excludes associates

Operating cash flow 

Acquisitions & investments 

Disposals 

Share issues (net of expenses) 

Ordinary Shares purchased, net 

Translation adjustment 

Increase in net debt 

Opening net debt 

Closing net debt 

1,904 

1,602

739 

35 

227 

664

25

(76)

2,905 

2,215

(388) 

(318) 

(1,028) 

(81) 

(378)

(222)

(832)

(51)

(1,815) 

(1,483)

1,090 

732

(2,227) 

(2,311)

156 

104 

(31) 

237 

252

112

(15)

187

(671) 

(1,043)

(4,492) 

(3,449)

(5,163) 

(4,492)

The 2007 dividend was covered 3.9 
times (2006: 4.3 times and 2005: 
4.8 times).

The strong growth in sales, earnings 
before interest, tax, depreciation and 
amortisation (EBITDA), earnings per 
share and cash earnings per share 
and net dividend, over a five-year 
and ten-year period, are highlighted 
in Table 3.

Financial Performance Indicators

provided for in our banking covenants.

Some key financial performance 
indicators which, taken together, are a 
measure of performance and financial 
strength are set out in Table 4.

Interest cover measures remain very 
comfortable with 2007 EBITDA/
net interest cover of 9.4 times more 
than double the 4.5 times minimum 

Year-end net debt of €5,163 million 
was €671 million higher than 
end-2006 resulting in an increase 
in the percentage of net debt to 
total equity. With a lower market 
capitalisation, the debt to market 
capitalisation ratio showed a 
proportionately greater increase.

Overall Group return on average 
capital employed increased to 16.1%.

The acquisition spend of over 
€4 billion delivered in 2006 and 
2007 has made greater use of the 
Group’s significant debt capacity 
contributing to an improvement in 
the Group’s return on equity  
to 19.0%. 

CRH

37

 
 
 
Finance Review continued

Cash Generation

While spending a total of over €3.25 
billion on acquisitions, investments 
and capital projects, the strong 
cash generation characteristics of 
the Group limited the increase in 
net debt to €0.7 billion, helped by 
a positive translation adjustment 
of €0.2 billion. Table 5 summarises 
CRH’s cash flows for 2007  
and 2006.

The increased charges for 
depreciation and amortisation of 
intangible assets mainly reflect the 
impact of acquisitions completed in 
2006 and 2007.

A continuing strong focus on 
working capital management across 
the Group’s heritage operations 
combined with a significant 
reduction in working capital levels at 
APAC, associated with the scaling 
back of its low margin contracting 
activities, resulted in a working 
capital inflow for the year of €227 
million compared with a €76 million 
outflow in 2006.

Taxation payments were slightly 
higher than in 2006.

The increase in dividend cost 
reflects the 39% increase in the 
final 2006 dividend and the 48% 
increase in the interim 2007 
dividend both of which were paid 
during the course of 2007.

Capital expenditure of €1,028 
million represented 4.9% of 
Group turnover (2006: 4.4%) 
and amounted to 1.39 times 
depreciation (2006: 1.25 times). 
Of the total capital expenditure  
50% was invested in Europe with 
50% in the Americas. 

The caption denoted “Other” mainly 
reflects the elimination of non-
cash income items, mainly share 
of associates’ profits and profit 
on disposal of fixed assets, and 

38 CRH

non-cash expense items such as 
IFRS share based compensation 
expense, which are included in 
arriving at profit before tax. 

2007 saw a record €2.2 billion 
spend on acquisitions and 
investments. This compared with 
a net €2.1 billion in 2006 after 
adjusting the reported gross spend 
of €2.3 billion for subsequent 
selective APAC asset disposals of 
approximately €0.2 billion. 

Proceeds from share issues 
principally reflect the take-up of 
shares in lieu of dividends under the 
Company’s scrip dividend scheme 
(€68 million, 2006: €25 million) 
augmented by issues under Group 
share option and share participation 
schemes of €36 million (2006: €87 
million). 

Purchase of shares reflects the 
purchase of existing shares in 
respect of the Performance Share 
Plan (€10 million) and purchases to 
satisfy the exercise of share options 
during the year (€21 million net of 
proceeds from exercise of options). 
In 2006 shares were purchased in 
respect of the Performance Share 
Plan only.

Exchange rate movements during 
2007 reduced the euro amount of 
net foreign currency debt by €237 
million principally due to the 12% 
revaluation of the euro against the 
US Dollar from 1.3170 at end-2006 
to 1.4721 at end-2007. The 
favourable translation adjustment 
in 2006 also reflected a 12% 
revaluation of the euro versus the 
US Dollar from 1.1797 at end-2005 
to 1.3170 at end-2006.

Year-end net debt of €5,163 million 
(2006: €4,492 million) includes 
€164 million (2006: €248 million) in 
respect of the Group’s proportionate 
share of net debt in joint venture 
undertakings. The reduction reflects 

the fact that following the August 
2007 buy-out of the remaining 55% 
of Cementbouw bv its net debt is  
no longer included in the joint 
venture total. 

Employee Benefits

In compliance with IFRS, the net 
assets and actuarial liabilities 
(excluding related deferred taxation) 
of the defined benefit pension 
schemes operated by various 
Group companies, computed in 
accordance with IAS 19, have been 
included on the face of the balance 
sheet under retirement benefit 
obligations. At end-2007, retirement 
benefit obligations amounted to 
€95 million (2006: €262 million); 
after deducting deferred tax the 
net liability amounted to €62 million 
(2006: €177 million). The net liability 
represented 0.5% of CRH’s year-
end 2007 market capitalisation 
(2006: 1.0%).

Share Price and Share 
Repurchase Programme

The Company’s Ordinary Shares 
traded in the range €21.92 to 
€38.20 during 2007. The year-end 
share price was €23.85 (2006: 
€31.54). Shareholders recorded 
a negative gross return of -23% 
(dividends and capital depreciation) 
during 2007 following returns of 
+29% in 2006, +28% in 2005 and 
+23% in 2004. 

Subsequent to year-end, on 3rd 
January 2008, CRH introduced 
a share repurchase programme 
limited to 5% of the 547 million 
Ordinary Shares then in issue. To 
date, 6 million shares have been 
repurchased at an average price 
of €25. These shares are held as 
Treasury Shares. 

CRH is one of six building 
materials companies included in 
the FTSE Eurotop 300, a market-

capitalisation-weighted index of 
Europe’s largest 300 companies. 
At year-end 2007 CRH’s market 
capitalisation of €13.1 billion (2006: 
€17.1 billion) placed it among the 
top 6 building materials companies 
worldwide.

Insurance

Group headquarters advises 
management on different aspects 
of risk and monitors overall safety 
and loss prevention performance; 
operational management is 
responsible for the day-to-day 
management of business risks. 
Insurance cover is held for all 
significant insurable risks and 
against major catastrophe. For any 
such events, the Group generally 
bears an initial cost before external 
cover begins.

Legal Proceedings

Group companies are parties to 
various legal proceedings, including 
some in which claims for damages 
have been asserted against the 
companies. The final outcome of 
all the legal proceedings to which 
Group companies are party cannot 
be accurately forecast. However, 
having taken appropriate advice, 
we believe that the aggregate 
outcome of such proceedings will 
not have a material effect on the 
Group’s financial condition, results 
of operations or liquidity. 

Financial Risk Management

The Board of Directors sets the 
treasury policies and objectives of 
the Group, which include controls 
over the procedures used to 
manage financial market risks. 
These are set out in detail in note 
23 to the financial statements.

Interest rate and debt/liquidity 
management 
At the end of 2007, 46% of the 
Group’s net debt was at interest 

conclusions in the Company’s 
Annual Report on Form 20-F, filed 
with the Securities and Exchange 
Commission. For the year ended 
31st December 2006, management 
concluded that the Company’s 
internal control over financial 
reporting was effective. As required 
by US law, Ernst & Young audited 
management’s assessment and 
the effectiveness of the Company’s 
controls over financial reporting 
and issued an unqualified opinion 
with regard to the effectiveness of 
management’s assessment and of 
the Company’s financial controls. 

Management’s assessment and the 
auditors’ report on the effectiveness 
of internal controls for the year 
ended 31st December 2007 will be 
included in the 2007 Annual Report 
on Form 20-F which will be filed 
later in the year.

rates which were fixed for an 
average period of 4.8 years. The 
euro accounted for approximately 
38% of net debt at the end of 2007 
and 48% of the euro component of 
net debt was at fixed rates. The US 
Dollar accounted for approximately 
47% of net debt at the end of 
2007 and 53% of the US Dollar 
component of net debt was at  
fixed rates. 

The Group finished the year in a 
very strong financial position with 
97% of the Group’s gross debt 
drawn under committed term 
facilities, 94% of which mature after 
more than one year. In addition, at 
year-end the Group held €1.6 billion 
of undrawn committed facilities, 
which had an average maturity of 
1.3 years. 

At year-end 2007, 92% of the 
Group’s cash, short-term deposits 
and liquid resources had a maturity 
of six months or less.

Currency management
The bulk of the Group’s net worth 
is denominated in the world’s two 
largest currencies – the US Dollar 
and the euro – which accounted for 
43% and 35% respectively of the 
Group’s net worth at end-2007.

2007 saw a negative €410 million 
currency translation effect on 
foreign currency net worth mainly 
arising on US Dollar net assets. 
This negative effect is stated net of 
a €237 million positive translation 
impact on net foreign currency debt. 

Sarbanes-Oxley Act

As a result of its NYSE Listing, 
CRH is subject to the provisions 
of Section 404 of the Sarbanes-
Oxley Act of 2002, which requires 
management to perform an annual 
assessment of the effectiveness 
of internal control over financial 
reporting and to report its 

CRH

39

Board of Directors

Board Committees

Acquisitions

K. McGowan, Chairman 
M. Lee 
T.V. Neill 
D.N. O’Connor 
W.I. O’Mahony

Audit

J.M. de Jong, Chairman 
T.V. Neill 
D.N. O’Connor 
J.M.C. O’Connor

Finance

K. McGowan, Chairman 
U-H. Felcht 
D.M. Kennedy 
M. Lee 
W.I. O’Mahony

Nomination

K. McGowan, Chairman 
W.P. Egan 
U-H. Felcht 
N. Hartery 
D.M. Kennedy 
W.I. O’Mahony

Remuneration

D.M. Kennedy, Chairman 
W.P. Egan 
U-H. Felcht 
N. Hartery 
K. McGowan

Senior Independent Director

D.M. Kennedy

The photograph above shows 
members of the Board during  
a visit to APAC’s Oklahoma quarry 
in June 2007.

40 CRH

Left to right:

W.I. O’Mahony BE, BL, MBA, FIEI

T.V. Neill * MA, MSc

Terry Neill became a non-executive 
Director in January 2004. He was, 
until August 2001, Senior Partner in 
Accenture and had been Chairman 
of Accenture/Andersen Consulting’s 
global board. He is a member of the 
Court of Bank of Ireland. He is also 
a member of the Governing Body 
of the London Business School, 
where he is Chair of the Finance 
Committee, and of the Trinity 
Foundation Board. (Aged 62).

Chief Executive
Liam O’Mahony joined CRH 
in 1971. He has held senior 
management positions including 
Chief Operating Officer of the United 
States operations and Managing 
Director, Republic of Ireland and UK 
Group companies. He joined the 
CRH Board in 1992, was appointed 
Chief Executive, Oldcastle, Inc. in 
November 1994 and became Group 
Chief Executive in January 2000. 
He is a director of Smurfit Kappa 
Group plc, and a member of The 
Irish Management Institute Council 
and of the Harvard Business School 
European Advisory Board.  
(Aged 61).

J.M. de Jong *

Jan Maarten de Jong, a Dutch 
national, became a non-executive 
Director in January 2004. He is 
Vice Chairman of the Supervisory 
Board of Heineken N.V. He is a 
former member of the Managing 
Board of ABN Amro Bank N.V. and 
continued to be a Special Advisor 
to the board of that company until 

April 2006. He also holds a number 
of other directorships of European 
companies including AON Groep 
Nederland B.V. (Aged 62).

K. McGowan *

Chairman
Kieran McGowan became Chairman 
of CRH in 2007 having been a 
non-executive Director since 1998. 
He retired as Chief Executive of IDA 
Ireland in December 1998. He is a 
director of a number of companies 
including Elan Corporation plc, 
Enterprise Ireland, Irish Life & 
Permanent plc and United Drug plc. 
He is also Chairman of the 
Governing Authority of University 
College Dublin. (Aged 64).

D.N. O’Connor * BComm, FCA 

Dan O’Connor became a non-
executive director in June 2006.  
He was, until March 2006, President 
and Chief Executive Officer of GE 
Consumer Finance – Europe and a 
Senior Vice-President of GE. He is a 
director of Allied Irish Banks, p.l.c. 
(Aged 48).

for the Group’s materials, products 
and distribution businesses in the 
Americas. He was appointed a  
CRH Board Director in January 
2002. (Aged 51).

W.P. Egan *

Bill Egan became a non-executive 
Director in January 2007. He is 
founder and general partner of Alta 
Communications, a venture capital 
company headquartered in Boston. 
He is Past President and Chairman 
of the National Venture Capital 
Association and is a trustee of the 
University of Pennsylvania and a 
member of the board of overseers 
of the Wharton School of Finance at 
the University of Pennsylvania. He 
is a director of Cephalon, Inc., the 
Irish venture capital company Delta 
Partners Limited and also serves 
on the boards of several privately 
held communications, cable and 
information technology companies. 
(Aged 62).

J.M.C. O’Connor * B.Soc.Sc., 
M.Soc.Sc., PhD

Joyce O’Connor became a non-
executive Director in June 2004. 
She is President Emeritus of the 
National College of Ireland. She 
currently chairs the Digital Hub 
Development Agency, the National 
Guidance Forum and the Dublin 
Inner City Partnership. She is 
a non-executive director of the 
Hugh Lane Gallery and Caring for 
Carers Association. She is a board 
member of the National Centre 
for Partnership and Performance, 
a Council Member of the Dublin 
Chamber of Commerce and an 
Eisenhower Fellow. (Aged 60).

T.W. Hill BA, MBA

Chief Executive Officer 
Oldcastle, Inc.
Tom Hill joined CRH in 1980. 
He was appointed President of 
Oldcastle Materials, Inc. in 1991 
and became its Chief Executive 
Officer in January 2000. He was 
appointed to his current position 
with effect from July 2006. A United 
States citizen, he is responsible 

D.M. Kennedy * MSc

U-H. Felcht *

David Kennedy became a non-
executive Director in 1989. He is a 
director of a number of companies 
in Ireland and overseas, including 
Bon Secours Health System 
Limited, Drury Communications 
Limited and Pimco Funds Global 
Investors Series plc. He was 
formerly Chief Executive of Aer 
Lingus plc. (Aged 69). 

M. Lee BE, FCA

Finance Director
Myles Lee joined CRH in 1982. Prior 
to this he worked in a professional 
accountancy practice and in the 
oil industry. He was appointed 
General Manager Finance in 1988 
and became Finance Director in 
November 2003.  
(Aged 54).

Utz-Hellmuth Felcht became a 
non-executive Director in July 2007. 
A German national, he was, until 
May of 2006, Chief Executive of 
Degussa GmbH, Germany’s third 
largest chemical company. He is 
on the board of CIBA AG and is a 
partner in the private equity group 
One Equity Europe GmbH. He is a 
member of the Advisory Board of 
Hapag-Lloyd and of the Supervisory 
Board of SGL Carbon AG.  
(Aged 60).

N. Hartery * CEng, FIEI, MBA

Nicky Hartery became a non-
executive Director in June 2004.  
He is Vice President of 
Manufacturing, Business Operations 
and Customer Experience for 
Dell Europe, the Middle East and 
Africa. Prior to joining Dell, he 
was Executive Vice President at 
Eastman Kodak and previously held 
the position of President and CEO 
at Verbatim Corporation, based in 
the United States. (Aged 56).

*Non-executive

CRH

41

Corporate Governance

CRH has primary listings on the 
Irish and London Stock Exchanges 
and its ADRs are listed on the New 
York Stock Exchange (NYSE).

The Directors are committed to 
maintaining the highest standards 
of corporate governance and 
this statement describes how 
CRH applies the main and 
supporting principles of section 
1 of the Combined Code on 
Corporate Governance (June 
2006) published by the Financial 
Reporting Council in the UK.

Board of Directors

Role 
The Board is responsible for 
the leadership and control of 
the Company. There is a formal 
schedule of matters reserved to 
the Board for consideration and 
decision. This includes Board 
appointments, approval of strategic 
plans for the Group, approval of 
financial statements, the annual 
budget, major acquisitions and 
significant capital expenditure, 
and review of the Group’s 
system of internal controls.

The Board has delegated 
responsibility for the management 
of the Group, through the 
Chief Executive, to executive 
management. The roles of 
Chairman and Chief Executive 
are not combined and there is a 
clear division of responsibilities 
between them, which is set 
out in writing and has been 
approved by the Board. The Chief 
Executive is accountable to the 
Board for all authority delegated 
to executive management.

The Board has also delegated 
some of its responsibilities to 
Committees of the Board. Individual 
Directors may seek independent 
professional advice, at the expense 
of the Company, in the furtherance 
of their duties as a Director.

The Group has a policy in 
place which indemnifies the 
Directors in respect of legal 
action taken against them.

Membership 
It is the practice of CRH that a 
majority of the Board comprises 

42 CRH

non-executive Directors and that 
the Chairman be non-executive. At 
present, there are three executive 
and nine non-executive Directors. 
Biographical details are set out 
on pages 40 and 41. The Board 
considers that, between them, 
the Directors bring the range of 
skills, knowledge and experience, 
including international experience, 
necessary to lead the Company.

Directors are appointed for 
specified terms and subject to 
the Memorandum and Articles of 
Association of the Company.

All of the Directors bring 
independent judgement to bear on 
issues of strategy, performance, 
resources, key appointments 
and standards. The Board has 
determined that each of the non-
executive Directors is independent. 
In reaching that conclusion, the 
Board considered the principles 
relating to independence contained 
in the Combined Code and the 
guidance provided by a number of 
shareholder voting agencies. Those 
principles and guidance address 
a number of factors that might 
appear to affect the independence 
of Directors, including former 
service as an executive, extended 
service on the Board and cross-
directorships. However, they 
also make clear that a Director 
may be considered independent 
notwithstanding the presence 
of one or more of these factors. 
This reflects the Board’s view that 
independence is determined by 
a Director’s character, objectivity 
and integrity. Where relevant, the 
Board took account of these factors 
and in each case was satisfied 
that the Director’s independence 
was not compromised.

Chairman 
Mr. Kieran McGowan succeeded 
Mr. Pat Molloy as Chairman on Mr. 
Molloy’s retirement following the 
Annual General Meeting on 9th 
May 2007. On his appointment as 
Chairman, Mr. McGowan met the 
independence criteria set out in the 
Combined Code. The Chairman 
is responsible for the efficient and 
effective working of the Board. He 
ensures that Board agendas cover 

the key strategic issues confronting 
the Group; that the Board reviews 
and approves management’s plans 
for the Group; and that Directors 
receive accurate, timely, clear 
and relevant information. While 
Mr. McGowan holds a number of 
other directorships (see details 
on page 40), the Board considers 
that these do not interfere with the 
discharge of his duties to CRH.

Senior Independent Director 
The Board has appointed Mr. 
David Kennedy as the Senior 
Independent Director. Mr. Kennedy 
is available to shareholders who 
have concerns that cannot be 
addressed through the Chairman, 
Chief Executive or Finance Director. 
On Mr. Kennedy’s retirement from 
the Board on 7th May 2008, Mr. 
Nicky Hartery will take on the role 
of Senior Independent Director.

Company Secretary 
The appointment and removal 
of the Company Secretary is a 
matter for the Board. All Directors 
have access to the advice 
and services of the Company 
Secretary, who is responsible to 
the Board for ensuring that Board 
procedures are complied with. 

Terms of appointment 
The standard terms of the letter 
of appointment of non-executive 
Directors is available, on request, 
from the Company Secretary. 

Induction and development 
New Directors are provided with 
extensive briefing materials on the 
Group and its operations. Directors 
meet with key executives and, in 
the course of twice-yearly visits by 
the Board to Group locations, see 
the businesses at first hand and 
meet with local management teams.

Remuneration 
Details of remuneration paid 
to the Directors (executive 
and non-executive) are set 
out in the Report on Directors’ 
Remuneration on pages 48 to 55.

Share ownership and dealing 
Details of the shares held by 
Directors are set out on page 55.

CRH has a policy on dealings in 
securities that applies to Directors 

and senior management. Under 
the policy, Directors are required to 
obtain clearance from the Chairman 
and Chief Executive before dealing 
in CRH shares. Directors and 
senior management are prohibited 
from dealing in CRH shares during 
designated prohibited periods and 
at any time at which the individual 
is in possession of price-sensitive 
information. The policy adopts the 
terms of the Model Code, as set 
out in the Listing Rules published 
by the UK Listing Authority and 
the Irish Stock Exchange.

Performance appraisal 
The Senior Independent Director 
conducts an annual review 
of corporate governance, the 
operation and performance of 
the Board and its Committees 
and the performance of the 
Chairman. This is achieved through 
discussion with each Director. 

A review of individual Directors’ 
performance is conducted by the 
Chairman and each Director is 
provided with feedback gathered 
from other members of the Board. 
Performance is assessed against a 
number of measures, including the 
ability of the Director to contribute 
to the development of strategy, 
to understand the major risks 
affecting the Group, to contribute 
to the cohesion of the Board, 
to commit the time required to 
fulfil the role, and to listen to and 
respect the views of other Directors 
and the management team.

Directors’ retirement and re-election 
The Board has determined that 
when a non-executive Director 
has served on the Board for more 
than nine years, that Director will 
be subject to annual re-election. 
Of the remaining Directors, at 
least one-third retire at each 
Annual General Meeting and 
Directors must submit themselves 
to shareholders for re-election 
every three years. Re-appointment 
is not automatic. Directors 
who are seeking re-election 
are subject to a performance 
appraisal, which is overseen by 
the Nomination Committee.

Directors appointed by the 
Board must submit themselves 
to shareholders for election at 
the Annual General Meeting 
following their appointment.

Board succession planning 
The Board plans for its own 
succession with the assistance of 
the Nomination Committee. In so 
doing, the Board considers the 
skill, knowledge and experience 
necessary to allow it to meet the 
strategic vision for the Group.

The Board engages the services 
of independent consultants 
to undertake a search for 
suitable candidates to serve 
as non-executive Directors.

Meetings 
There were eight full meetings of 
the Board during 2007. Details 
of Directors’ attendance at those 
meetings are set out in the table 
on page 45. The Chairman sets 
the agenda for each meeting, in 
consultation with the Chief Executive 
and Company Secretary. Two visits 
are made each year by the Board 
to Group operations; one in Europe 
and one in North America. Each 
visit lasts between three and five 
days and incorporates a scheduled 
Board meeting. In 2007, these 
visits were to Poland and to Texas, 
Oklahoma and Arkansas in the 
United States. Additional meetings, 
to consider specific matters, 
are held when and if required. 
Board papers are circulated to 
Directors in advance of meetings.

The non-executive Directors 
met twice during 2007 without 
executives being present. 

Committees 
The Board has established five 
permanent Committees to assist in 
the execution of its responsibilities. 
These are the Acquisitions 
Committee, the Audit Committee, 
the Finance Committee, the 
Nomination Committee and the 
Remuneration Committee. Ad hoc 
committees are formed from time to 
time to deal with specific matters. 

Each of the permanent Committees 
has terms of reference, under which 
authority is delegated to them by the 

Board. The terms of reference are 
available on the Group’s website, 
www.crh.com. The Chairman of 
each Committee reports to the 
Board on its deliberations and 
minutes of all Committee meetings 
are circulated to all Directors.

The current membership of each 
Committee is set out on page 40. 
Attendance at meetings held in 2007 
is set out in the table on page 45.

Chairmen of the Committees 
attend the Annual General Meeting 
and are available to answer 
questions from shareholders.

During the year each of the 
relevant Committees reviewed its 
performance and terms of reference.

The role of the Acquisitions 
Committee is to approve 
acquisitions and capital 
expenditure projects within 
limits agreed by the Board. 

The Audit Committee consists 
of four non-executive Directors, 
considered by the Board to be 
independent. The Board has 
determined that Mr. Jan Maarten 
de Jong, Mr. Terry Neill and Mr. 
Dan O’Connor are the Committee’s 
financial experts. It will be seen 
from the Directors’ biographical 
details, appearing on pages 40 
and 41, that the members of the 
Committee bring to it a wide range 
of experience and expertise. 

The Committee met twelve times 
during the year under review. The 
Finance Director and the Head 
of Internal Audit normally attend 
meetings of the Committee, while 
the Chief Executive and other 
executive Directors attend when 
necessary. The external auditors 
attend as required and have 
direct access to the Committee 
Chairman at all times. During 
the year, the Committee met 
with the Head of Internal Audit 
and with the external auditors in 
the absence of management.

The main role and responsibilities 
are set out in written terms 
of reference and include: 

• 

monitoring the integrity of the 
Group’s financial statements 

and reviewing significant 
financial reporting issues and 
judgements contained therein;

• 

reviewing the effectiveness of the 
Group’s internal financial controls;

• 

• 

• 

monitoring and reviewing 
the effectiveness of the 
Group’s internal auditors;

making recommendations to the 
Board on the appointment and 
removal of the external auditors 
and approving their remuneration 
and terms of engagement; and

monitoring and reviewing the 
external auditors’ independence, 
objectivity and effectiveness, 
taking into account professional 
and regulatory requirements.

These responsibilities are 
discharged as follows:

• 

• 

the Committee reviews the 
trading statements issued by the 
Company in January and July;

at a meeting in February, 
the Committee reviews 
the Company’s preliminary 
results announcement/Annual 
Report and accounts. The 
Committee receives reports 
at that meeting from the 
external auditors identifying 
any accounting or judgemental 
issues requiring its attention;

• 

the Committee also meets with 
the external auditors to review 
the Annual Report on Form 
20-F, which is filed annually with 
the United States Securities 
and Exchange Commission;

• 

in August, the Committee 
reviews the interim report;

• 

the external auditors present 
their audit plans in advance 
to the Committee;

• 

the Committee approves the 
annual internal audit plan;

• 

• 

regular reports are received 
from the Head of Internal Audit 
on reviews carried out; and

the Head of Internal Audit also 
reports to the Committee on 
other issues including, in the 
year under review, updates in 
relation to Section 404 of the 

Sarbanes-Oxley Act 2002 and the 
arrangements in place to enable 
employees to raise concerns, 
in confidence, in relation to 
possible wrongdoing in financial 
reporting or other matters. 

As noted above, one of the duties 
of the Audit Committee is to make 
recommendations to the Board 
in relation to the appointment of 
the external auditors. A number of 
factors are taken into account by 
the Committee in assessing whether 
to recommend the auditors for 
re-appointment. These include:

• 

• 

• 

the quality of reports provided 
to the Audit Committee 
and the Board, and the 
quality of advice given;

the level of understanding 
demonstrated of the Group’s 
business and industry; and 

the objectivity of the auditors’ 
views on the financial controls 
around the Group and their ability 
to co-ordinate a global audit, 
working to tight deadlines.

The Committee has put in 
place safeguards to ensure 
that the independence of the 
audit is not compromised. 
Such safeguards include:

• 

• 

• 

seeking confirmation that 
the auditors are, in their 
professional judgement, 
independent from the Group;

obtaining from the external 
auditors an account of all 
relationships between the 
auditors and the Group;

monitoring the number of former 
employees of the external 
auditors currently employed 
in senior positions in the 
Group and assessing whether 
those appointments impair, or 
appear to impair, the auditors’ 
judgement or independence; 

• 

considering whether, taken as a 
whole, the various relationships 
between the Group and the 
external auditors impair, or 
appear to impair, the auditors’ 
judgement or independence; and

CRH

43

Corporate Governance continued

• 

reviewing the economic 
importance of the Group to 
the external auditors and 
assessing whether that 
importance impairs, or appears 
to impair, the external auditors’ 
judgement or independence. 

The Group has a policy 
governing the conduct of non-
audit work by the auditors. 
Under that policy, the auditors 
are prohibited from performing 
services where the auditors:

• 

may be required to audit 
their own work;

• 

• 

participate in activities that 
would normally be undertaken 
by management;

are remunerated through 
a ‘success fee’ structure, 
where success is dependent 
on the audit; or

• 

act in an advocacy role 
for the Group.

Other than the above, the Group 
does not impose an automatic ban 
on the Group auditors undertaking 
non-audit work. The auditors are 
permitted to provide non-audit 
services that are not, or are not 
perceived to be, in conflict with 
auditor independence, providing 
they have the skill, competence 
and integrity to carry out the 
work and are considered by 
the Committee to be the most 
appropriate to undertake such 
work in the best interests of the 
Group. The engagement of the 
external auditors to provide any 
non-audit services must be pre-
approved by the Audit Committee 
or entered into pursuant to pre-
approval policies and procedures 
established by the Committee.

The Group audit engagement 
partner rotates every five years. 
Details of the amounts paid to the 
external auditors during the year 
for audit and other services are 
set out in note 4 to the financial 
statements on page 72. 

The Finance Committee advises 
the Board on the financial 
requirements of the Group and on 
appropriate funding arrangements. 

44 CRH

The Nomination Committee assists 
the Board in ensuring that the 
composition of the Board and 
its Committees is appropriate 
to the needs of the Group by:

• 

• 

assessing the skills, knowledge, 
experience and diversity required 
on the Board and the extent to 
which each are represented;

establishing processes for 
the identification of suitable 
candidates for appointment 
to the Board; and

• 

overseeing succession 
planning for the Board and 
senior management.

To facilitate the search for 
suitable candidates to serve as 
non-executive Directors, the 
Committee uses the services 
of independent consultants.

During 2007, the Committee 
identified, and recommended to 
the Board, a suitable candidate for 
appointment as a non-executive 
Director. The Committee also 
reviewed succession planning 
at senior management level in 
the four operating Divisions.

The Remuneration Committee, 
which consists solely of non-
executive Directors considered by 
the Board to be independent: 

• 

determines the Group’s policy 
on executive remuneration;

• 

determines the remuneration 
of the executive Directors;

• 

monitors the level and 
structure of remuneration for 
senior management; and

• 

reviews and approves the design 
of all share incentive plans.

The Committee receives advice 
from leading independent firms 
of compensation and benefit 
consultants when necessary 
and the Chief Executive is fully 
consulted about remuneration 
proposals. The Committee oversees 
the preparation of the Report 
on Directors’ Remuneration. 

In 2007, the Committee determined 
the salaries of the executive 
Directors and awards under the 

performance-related incentive 
plans; set the remuneration of 
the Chairman; and reviewed 
the remuneration of senior 
management. It also approved 
the award of share options to 
the executive Directors and key 
management and the conditional 
allocation of shares under the 
Performance Share Plan.

A Succession Committee 
has been appointed to make 
recommendations to the Board in 
relation to the appointment of a 
new Chief Executive to succeed 
Mr. Liam O’Mahony, whose 
retirement at the end of 2008 has 
been announced. The members 
of this committee are Mr. Kieran 
McGowan, Mr. Nicky Hartery, Mr. 
Jan Maarten de Jong, Mr. David 
Kennedy and Mr. Terry Neill.

Corporate Social Responsibility

Corporate Social Responsibility is 
embedded in all CRH operations 
and activities. Excellence in 
environmental, health, safety 
and social performance is a daily 
key priority of line management. 
Group policies and implementation 
systems are summarised on 
pages 8 and 9 and are described 
in detail in the CSR Report on the 
Group’s website, www.crh.com. 
During 2007, CRH was again 
recognised by several key rating 
agencies as being among the 
leaders in its sector in respect 
of sustainability performance.

Code of Business Conduct

The CRH Code of Business 
Conduct is applicable to all Group 
employees and is supplemented by 
local codes throughout the Group’s 
operations. The Code is available 
on the Group’s website, 
www.crh.com. Regional hotline 
facilities are in place, to enable 
employees to report suspected 
breaches of the Code. The 
Board recently approved a new 
Code of Business Conduct, 
which will be rolled out to the 
operating companies during 
the course of 2008.

Communications with 
Shareholders

Communications with shareholders 
are given high priority and 
there is regular dialogue with 
institutional shareholders, as well 
as presentations at the time of 
the release of the annual and 
interim results. Conference calls 
are held following the issuance 
of trading statements and major 
announcements by the Group, 
which afford Directors the 
opportunity to hear investors’ 
reactions to the announcements 
and their views on other issues. 

Trading statements are issued in 
January and July. Major acquisitions 
are notified to the Stock 
Exchanges in accordance with the 
requirements of the Listing Rules. 
In addition, development updates, 
giving details of other acquisitions 
completed and major capital 
expenditure projects, are issued 
in January and July each year.

During 2007, the Board received 
reports from management on the 
issues raised by investors in the 
course of presentations following 
the annual and interim results. 

The Group’s website,  
www.crh.com, provides the full 
text of the Annual and Interim 
Reports, the Annual Report on 
Form 20-F, which is filed annually 
with the United States Securities 
and Exchange Commission, 
trading statements and copies 
of presentations to analysts and 
investors. News releases are 
made available in the News & 
Media section of the website 
immediately after release to 
the Stock Exchanges.

The Company’s Annual General 
Meeting affords individual 
shareholders the opportunity to 
question the Chairman and the 
Board. Notice of the Annual General 
Meeting is sent to shareholders 
at least 20 working days before 
the meeting. At the meeting, 
after each resolution has been 
dealt with, details are given of 
the level of proxy votes lodged, 
the balance for and against that

resolution and the number of 
abstentions. This information is 
made available on the Company’s 
website following the meeting.

In addition, the Company responds 
throughout the year to numerous 
letters from shareholders on 
a wide range of issues.

Internal Control

The Directors have overall 
responsibility for the Group’s system 
of internal control and for reviewing 
its effectiveness. Such a system 
is designed to manage rather 
than eliminate the risk of failure to 
achieve business objectives and 
can provide only reasonable and 
not absolute assurance against 
material misstatement or loss.

The Directors confirm that 
the Group’s ongoing process 
for identifying, evaluating and 
managing its significant risks is 
in accordance with the updated 
Turnbull guidance (Internal Control: 
Revised Guidance for Directors on 
the Combined Code) published 
in October 2005. The process 
has been in place throughout the 
accounting period and up to the 
date of approval of the Annual 
Report and financial statements and 
is regularly reviewed by the Board.

Group management has 
responsibility for major strategic 
development and financing 
decisions. Responsibility for 
operational issues is devolved, 
subject to limits of authority, to 
product group and operating 
company management. 
Management at all levels is 
responsible for internal control over 
the respective business functions 
that have been delegated. This 
embedding of the system of 
internal control throughout the 
Group’s operations ensures that 
the organisation is capable of 
responding quickly to evolving 
business risks, and that significant 
internal control issues, should they 
arise, are reported promptly to 
appropriate levels of management.

The Board receives, on a regular 
basis, reports on the key risks to 
the business and the steps being 

taken to manage such risks. It 
considers whether the significant 
risks faced by the Group are 
being identified, evaluated and 
appropriately managed, having 
regard to the balance of risk, cost 
and opportunity. In addition, the 
Audit Committee meets with internal 
auditors on a regular basis and 
satisfies itself as to the adequacy of 
the Group’s internal control system. 
The Audit Committee also meets 
with and receives reports from the 
external auditors. The Chairman 
of the Audit Committee reports to 
the Board on all significant issues 
considered by the Committee 
and the minutes of its meetings 
are circulated to all Directors.

The Directors confirm that they 
have conducted an annual review of 
the effectiveness of the system of 
internal control up to and including 
the date of approval of the financial 
statements. This had regard to the 
material risks that could affect the 
Group’s business (as outlined in 
the Directors’ Report on pages 46 

and 47), the methods of managing 
those risks, the controls that are 
in place to contain them and the 
procedures to monitor them.

Going Concern

After making enquiries, the 
Directors have a reasonable 
expectation that the Company, 
and the Group as a whole, have 
adequate resources to continue 
in operational existence for 
the foreseeable future. For this 
reason, they continue to adopt the 
going concern basis in preparing 
the financial statements.

Compliance

In the period under review, CRH 
complied with the provisions set 
out in section 1 of the Combined 
Code. The Company also complied 
with the rules issued by the United 
States Securities and Exchange 
Commission to implement the 
Sarbanes-Oxley Act 2002, in so 
far as they apply to the Group.

Attendance at Board and Board Committee meetings during the year ended 31st December 2007

Board 

Acquisitions 

Audit 

Finance 

Nomination  Remuneration

A  

B  

A  

B  

A  

B  

A  

B  

A  

B  

A  

B

D.W. Doyle ***   

W.P. Egan *    

U-H. Felcht ****  

N. Hartery   

T.W. Hill   

J.M. de Jong   

D.M. Kennedy   

M. Lee    

K. McGowan   

P.J. Molloy **   

T.V. Neill    

D.N. O’Connor   

J.M.C. O’Connor  

W.I. O’Mahony    

4 

8 

3 

8 

8 

8 

8 

8 

8 

2 

8 

8 

8 

8 

4

8  

2 

7 

8

8 

8 

8 

8 

2 

8 

8 

8 

8 

2 

1 

3 

2 

0 

3 

3 

3 

2 

1 

1 

2 

1

1 

3 

1 

5 

5 

3 

2 

3

0

5 

5

3

2

3 

3 

2 

1 

3 

2 

3 

2 

1 

2 

12 

10

5 

5 

7 

12 

12 

7 

12

10

5 

5 

3 

2 

5 

5

3 

2 

3 

3 

5 

5 

3 

3

Column A  - indicates the number of meetings held during the period the Director  

  was a member of the Board and/or Committee.

Column B  - indicates the number of meetings attended during the period the Director  

  was a member of the Board and/or Committee.

* Appointed 1st January 2007
** Retired 9th May 2007
*** Retired 30th June 2007
**** Appointed 25th July 2007

CRH

45

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Directors’ Report

The Directors submit their Report 
and Financial Statements for the 
year ended 31st December 2007.

Accounts and Dividends

Sales revenue at €20,992 million 
was 12% higher than in 2006. Profit 
before tax amounted to €1,904 
million, an increase of €302 million 
(19%) on the previous year. After 
providing for tax, Group profit for the 
financial year amounted to €1,438 
million (2006: €1,224 million). Basic 
earnings per share amounted to 
262.7c compared with 224.3c in the 
previous year, an increase of 17%.  

An interim dividend of 20.0c 
(2006: 13.5c) per share was paid 
in November 2007. It is proposed 
to pay a final dividend of 48.0c 
per share on 12th May 2008 to 
shareholders registered at close 
of business on 18th March 2008. 
The total dividend of 68c compares 
with a dividend of 52c for 2006, an 
increase of 31%. Shareholders will 
have the option of receiving new 
shares in lieu of cash dividends.

Other net expense recognised 
directly within equity in the 
year amounted to €317 million 
(2006: €233 million). 

Some key financial performance 
indicators are set out in the Finance 
Review on pages 35 to 39. The 
financial statements for the year 
ended 31st December 2007 are set 
out in detail on pages 58 to 115.

Books and Records

The Directors are responsible for 
ensuring that proper books and 
accounting records, as outlined in 
Section 202 of the Companies Act, 
1990, are kept by the Company. 
The Directors have appointed 
appropriate accounting personnel, 
including a professionally qualified 
Finance Director, in order to ensure 
that those requirements are met.

The books and accounting 
records of the Company are 
maintained at the principal 
executive offices located at Belgard 
Castle, Clondalkin, Dublin 22.

Business Review

€1.3 billion and €1 billion for 2005 
and 2004 respectively. The nature 
and extent of these investments 
will make an important contribution 
to delivering further growth for the 
Group in the years ahead.  First half 
expenditure of €1 billion comprised 
the acquisition of Swiss builders 
merchant Gétaz Romang completed 
in May; the purchase of a 50% stake 
in Denizli Cement in Turkey and the 
buyout of the remaining 50% of 
Paver Systems in the United States 
announced in April; the acquisition 
of Harbin Sanling Cement in China 
announced in February plus 31 
other initiatives announced in the 
July Development Strategy Update. 
Second half spending of €1.2 billion 
included the August buyout of the 
remaining 55% of Cementbouw 
bv in the Netherlands; completion 
of four separate transactions by 
the Americas Materials Division 
as announced in September; the 
purchase of certain Cemex assets 
in Florida and Arizona announced 
in late November plus a strong flow 
of traditional CRH development 
opportunities outlined in the 
Development Strategy Update 
released in January 2008.

CRH’s Materials Divisions in both 
Europe and the Americas achieved 
significant profit advances in 
2007, with strong organic growth 
and significant contributions from 
acquisitions. While the Products 
& Distribution Division in Europe 
also reported good organic and 
acquisition profit growth, the results 
of the Products & Distribution 
Division in the Americas were 
affected by the sharp decline in new 
residential construction in the United 
States. Comprehensive reviews of 
the development and financial and 
operating performance of the Group 
during 2007 are set out in the Chief 
Executive’s Review on pages 15 to 
18, the separate Operations Reviews 
for each of the Divisions on pages 
19 to 34 and the Finance Review 
on pages 35 to 39 (including Key 
Financial Performance Indicators on 
page 37). The treasury policy and 
objectives of the Group are set out in 
note 23 to the financial statements.  

Full year acquisition spend for 2007 
was a record €2.2 billion, compared 
with €2.1 billion (net) in 2006, and 

The Group is fully committed 
to operating ethically and 
responsibly in all aspects of its 

46 CRH

business relating to employees, 
customers, neighbours and other 
stakeholders. The Corporate Social 
Responsibility (CSR) report available 
on the Group’s website at www.
crh.com sets out CRH’s policies 
and performance relating to the 
Environment, Health & Safety and 
Social & Community matters.  

Outlook 2008 

CRH’s geographic, sectoral and 
product balance continued to 
deliver in 2007 both in terms 
of overall trading performance 
and development activity. While 
developments over recent 
months have added to economic 
uncertainties, CRH is well positioned 
across its operations to deal with 
the evolving market circumstances. 
Following record levels of acquisition 
activity in 2006 and 2007, and 
with an ongoing strong pipeline of 
opportunities, we are continuing to 
develop our Western European and 
North American businesses while 
building on our growing platforms in 
emerging markets. With a relentless 
emphasis on operational efficiency, 
and targeted cost reduction 
measures, we remain focused 
on our twin goals - performance 
and growth - and on delivering a 
sixteenth consecutive year of profit 
and earnings growth in 2008.

Principal Risks and Uncertainties  

Under Irish Company law (Regulation 
37 of the European Communities 
(Companies: Group Accounts) 
Regulations 1992, as amended), 
the Group is required to give a 
description of the principal risks and 
uncertainties which it faces. These 
principal risks are set out below.  

• 

CRH operates in cyclical 
industries which are affected by 
factors beyond Group control 
such as the level of construction 
activity, fuel and raw material 
prices, which are in turn affected 
by the performance of national 
economies, the implementation 
of economic policies by 
sovereign governments and 
political developments. 

• 

The onset of a cycle of reduced 
economic growth in the 
countries in which CRH has 
significant operations or the 

• 

• 

• 

• 

• 

implementation of unfavourable 
governmental policies could 
adversely affect Group revenues 
and operating margins.

CRH pursues a strategy of growth 
through acquisitions. CRH may 
not be able to continue to grow 
as contemplated in its business 
plan if it is unable to identify 
attractive targets, complete 
the acquisition transactions 
and integrate the operations 
of the acquired businesses. 

CRH faces strong competition in 
its various markets, and if CRH 
fails to compete successfully, 
market share will decline. 

Existing products may be 
replaced by substitute products 
which CRH does not produce 
and, as a result, CRH may 
lose market share in the 
markets for these products.   

Severe weather can reduce 
construction activity and lead to 
a decrease in demand for Group 
products in areas affected by 
adverse weather conditions. 

CRH is subject to stringent and 
evolving environmental and health 
and safety laws, regulations and 
standards which could result 
in costs related to compliance 
and remediation efforts that may 
adversely affect Group results of 
operations and financial condition. 

• 

CRH may be adversely affected 
by governmental regulations.

• 

Many of CRH’s subsidiaries 
operate in currencies other 
than the euro, and adverse 
changes in foreign exchange 
rates relative to the euro could 
adversely affect Group reported 
earnings and cash flow. 

The Group has long experience 
of coping with these risks while 
delivering superior performance and 
strong Total Shareholder Return. 

Board of Directors

Mr. P.J. Molloy retired from the 
Board on 9th May 2007. Mr. 
D.W. Doyle retired from the 
Board on 30th June 2007. 

Mr. N. Hartery, Mr. T.W. Hill, Mr. 
K. McGowan and Ms. J.M.C. 
O’Connor retire from the Board 

by rotation and, being eligible, 
offer themselves for re-election. 

Mr. U-H. Felcht was appointed to 
the Board on 25th July 2007. In 
accordance with the provisions of 
Article 109, he retires and, being 
eligible, offers himself for re-election.

Mr. D.M. Kennedy will retire from 
the Board at the Annual General 
Meeting on 7th May 2008.

Disapplication of  
Pre-emption Rights

A special resolution will be proposed 
at the Annual General Meeting to 
renew the Directors’ authority to 
disapply statutory pre-emption rights 
in relation to allotments of shares for 
cash. In respect of allotments other 
than for rights issues to ordinary 
shareholders and employees’ share 
schemes, the authority is limited to 
Ordinary/Income Shares (excluding 
Treasury Shares) having a nominal 
value of €9,195,000, representing 
5% approximately of the issued 
Ordinary/Income share capital at 
3rd March 2008. This authority will 
expire on the earlier of the date 
of the Annual General Meeting 
in 2009 or 6th August 2009.

Purchase of Own Shares

At the Annual General Meeting 
held on 9th May 2007, authority 
was granted to purchase up to 
54,348,665 of the Company’s 
Ordinary/Income Shares. On 3rd 
January 2008, the Company 
announced the introduction of a 
share repurchase programme of up 
to 5% of the 547,227,194 shares 
then in issue and the intention to 
hold the repurchased shares as 
Treasury Shares. In the period 
to 3rd March 2008, 6,422,583 
Ordinary/Income Shares were 
purchased and 88,584 Treasury 
Shares were re-issued under the 
Group’s Share Schemes. As at 
3rd March 2008, 547,227,194 
Ordinary/Income Shares were in 
issue, of which 6,333,999 (1.16%) 
were held as Treasury Shares.  

at the date of the Annual General 
Meeting and in relation to the 
maximum and minimum prices at 
which Treasury Shares (effectively 
shares purchased and not cancelled) 
may be re-issued off-market by the 
Company. If granted, the authorities 
will expire on the earlier of the date 
of the Annual General Meeting 
in 2009 or 6th August 2009.

The minimum price which may be 
paid for shares purchased by the 
Company shall not be less than 
the nominal value of the shares 
and the maximum price will be 
105% of the average market price 
of such shares over the preceding 
five days. Options to subscribe for 
a total of 24,475,051 Ordinary/
Income Shares are outstanding, 
representing 4.47% of the issued 
Ordinary/Income share capital. If 
the authority to purchase Ordinary/
Income Shares was used in full, the 
options would represent 4.97%.  

The Directors will only exercise 
the power to purchase shares 
if they consider it to be in the 
best interests of the Company 
and its shareholders. 

Memorandum and Articles 
of Association

Resolutions 8 and 9 to be proposed 
at the Annual General Meeting seek 
shareholders’ approval for certain 
changes to the Memorandum 
and Articles of Association.

Memorandum of Association 
Clause 4 (21) of the Memorandum of 
Association deals with the Company’s 
powers to lend money and to provide 
guarantees and indemnities and the 
current clause has been in place since 
1975.  The proposed replacement 
clause, set out in Resolution 8, 
is more suited to the current 
structure and needs of the Group.

Articles of Association 
Paragraph (i) of Resolution 9 
updates certain definitions contained 
in the Articles of Association, 
in line with current practice.

Special resolutions will be proposed 
at the Annual General Meeting to 
renew the authority of the Company, 
or any of its subsidiaries, to purchase 
up to 10% of the Company’s 
Ordinary/Income Shares in issue 

Article 12 deals with the Company’s 
power to pay commissions in 
connection with subscriptions for 
shares. It is necessary to amend 
this Article to take account of a 
change in Irish company law. 

Article 89 deals with the Directors’ 
powers to borrow and secure 
indebtedness and places limits 
on these powers based on the 
consolidated audited balance sheet 
of the Company. It is proposed to 
amend this Article in respect of the 
calculation of the borrowing limits 
to reflect current practice and to 
take account of the Company’s 
purchase of its own shares.

Article 127 provides for the use of 
electronic communication between 
the Company and its shareholders. 
The revised Article, set out in 
paragraph (iv) of Resolution 9, 
reflects current practice in this area. 

Corporate Governance

Statements by the Directors in 
relation to the Company’s appliance 
of corporate governance principles, 
compliance with the provisions of 
the Combined Code on Corporate 
Governance (June 2006), the 
Group’s system of internal controls 
and the adoption of the going 
concern basis in the preparation 
of the financial statements are 
set out on pages 42 to 45. 

The Report on Directors’ 
Remuneration is set out 
on pages 48 to 55.

Details of the Company’s capital 
structure and of employee share 
schemes can be found in note 
29 to the financial statements on 
pages 105 to 106. Details regarding 
the appointment and replacement 
of Directors can be found in the 
section on Corporate Governance.

Subsidiary, Joint Venture and 
Associated Undertakings

The Group has over 1,100 
subsidiary, joint venture and 
associated undertakings. The 
principal ones as at 31st December 
2007 are listed on pages 120 to 125.

Auditors

The Auditors, Ernst & Young, 
Chartered Accountants, are willing 
to continue in office and a resolution 
authorising the Directors to fix their 
remuneration will be submitted 
to the Annual General Meeting.

Annual General Meeting

Your attention is drawn to 
the Notice of Meeting set out 
on pages 131 and 132. 

Your Directors believe that the 
Resolutions to be proposed 
at the Meeting are in the best 
interests of the Company and 
its shareholders as a whole and, 
therefore, recommend you to vote 
in favour of the Resolutions. Your 
Directors intend to vote in favour of 
the Resolutions in respect of their 
own beneficial holdings of Ordinary 
Shares, amounting in total, on 3rd 
March 2008, to 1,273,755 Ordinary 
Shares, representing approximately 
0.23% of the issued Ordinary 
share capital of your Company.

On behalf of the Board, 
K. McGowan, W.I. O’Mahony,  
Directors 
3rd March 2008

Substantial Holdings 

As  at  3rd  March  2008,  the  Company  had  received  notification  of  the  
following interests in its Ordinary share capital:

Name 

Holding 

Bank of Ireland Asset Management Limited. 

27,013,024 

Capital Group International, Inc. 

19,489,063 

Capital Research and Management Company 

22,939,982 

FMR LLC and Fidelity International Limited 
and their direct subsidiaries 

UBS AG 

16,806,463 

26,380,604 

%

4.99

3.60

4.24

3.10

4.87

Bank of Ireland Asset Management Limited, Capital Group International, 
Inc. and Capital Research and Management Company have stated that 
these shares are not beneficially owned by them.

CRH

47

 
 
 
 
 
Report on Directors’ Remuneration

The Remuneration Committee

The Remuneration Committee 
of the Board consists of non-
executive Directors of the Company. 
The terms of reference for the 
Remuneration Committee are to 
determine the Group’s policy on 
executive remuneration and to 
consider and approve salaries and 
other terms of the remuneration 
packages for the executive 
Directors. The Committee receives 
advice from leading independent 
firms of compensation and benefit 
consultants when necessary 
and the Chief Executive attends 
meetings except when his own 
remuneration is being discussed.  
Membership of the Remuneration 
Committee is set out on page 40.

Remuneration Policy

CRH is an international group of 
companies, with activities in 32 
countries. Our policy on Directors’ 
remuneration is designed to 
attract and retain Directors of the 
highest calibre who can bring their 
experience and independent views 
to the policy, strategic decisions 
and governance of CRH. 

In setting remuneration levels, 
the Remuneration Committee 
takes into consideration the 
remuneration practices of other 
international companies of similar 
size and scope. Executive Directors 
must be properly rewarded and 
motivated to perform in the best 
interest of the shareholders. The 
spread of the Group’s operations 
requires that the remuneration 
packages in place in each 
geographical area are appropriate 
and competitive for that area. 

Performance-related rewards, 
based on measured targets, are a 
key component of remuneration. 
CRH’s strategy of fostering 
entrepreneurship in its regional 
companies requires well-designed 
incentive plans that reward the 
creation of shareholder value 
through organic and acquisitive 
growth. The typical elements 
of the remuneration package 
for executive Directors are 
basic salary and benefits, a 
performance-related incentive plan, 
a contributory pension scheme and 

48 CRH

participation in the share option 
plan. It is policy to grant options 
to key management to encourage 
identification with shareholders’ 
interests and to create a community 
of interest among different 
regions and nationalities.

The Group also operates share 
participation plans and savings-
related share option schemes for 
eligible employees in all regions 
where the regulations permit the 
operation of such plans. In total 
there are approximately 6,700 
employees of all categories who 
are shareholders in the Group.

Executive Directors’ 
Remuneration 

Basic salary and benefits 
The basic salaries of executive 
Directors are reviewed annually 
having regard to personal 
performance, company 
performance, step changes in 
responsibilities and competitive 
market practice in the area of 
operation. Employment-related 
benefits relate principally to the 
use of company cars and medical/
life assurance. No fees are 
payable to executive Directors.

Performance-related incentive plan 
The performance-related incentive 
plan is totally based on achieving 
clearly defined and stretch annual 
profit targets and strategic goals 
with an approximate weighting 
of 80% for profits and 20% for 
personal and strategic goals. 
At target performance payout is 
80% of basic salary for Europe-
based participants and 90% 
of basic salary for US-based 
participants. A maximum payout 
of 1.5 times these levels is 
payable for a level of performance 
well in excess of target.

The three components 
of the plan are: 

(i) 

Individual performance 

(ii)  Earnings per share growth 

targets

(iii)  Return on net assets 

targets

Up to one-third of the earned bonus 
in each year is receivable in CRH 
shares and deferred for a period 

of three years, with forfeiture in 
the event of departure from the 
Group in certain circumstances 
during that time period. 

In addition, the Chief Executive has 
a special long-term incentive plan 
incorporating targets set for the 
four-year period 2005-2008. The 
plan incorporates challenging goals 
in respect of Total Shareholder 
Return by comparison with a peer 
group, growth in earnings per share 
and the strategic development of 
the Group, with a total maximum 
earnings potential of 40% of 
aggregate basic salary. While 
accruals are made on an annual 
basis, there is no commitment 
to any payment until the end of 
the period. Details of the manner 
in which earnings are provided 
for under the plan are set out in 
note 2 to the table of Directors’ 
remuneration on page 50. 

Performance Share Plan/Share 
Option Scheme 
Long-term incentive plans involving 
conditional awards of shares are 
now a common part of executive 
remuneration packages, motivating 
high performance and aligning 
the interests of executives and 
shareholders. The Performance 
Share Plan approved by 
shareholders in May 2006 is tied to 
Total Shareholder Return (TSR). Half 
of the award is assessed against 
TSR for a group of global building 
materials companies and the other 
half against TSR for the constituents 
of the Eurofirst 300 Index. An 
earnings per share growth underpin 
of the Irish Consumer Price Index 
plus 5% per annum is also applied. 

The maximum award under the 
Performance Share Plan is 150% 
of basic salary per annum in the 
form of conditional shares and the 
vesting period is three years. The 
awards lapse if over the three-
year period CRH’s TSR is below 
the median of the peer group/
index; 30% of the award vests if 
CRH’s performance is equal to 
the median while 100% vests if 
CRH’s performance is equal to or 
greater than the 75th percentile; 
for TSR performance between 
the 50th and the 75th percentiles, 
between 30% and 100% of the 

award vests on a straight-line basis. 
Participants in the Plan are not 
entitled to any dividends (or other 
distributions made) and have no 
right to vote in respect of the shares 
subject to the award, until such 
time as the shares vest. Details 
of awards to Directors under the 
Plan are provided on page 53. 

Under the terms of the share 
option scheme approved by 
shareholders in May 2000, two 
tiers of options have been available 
subject to different performance 
conditions as set out below:

(i)  Exercisable only when 

earnings per share (EPS) 
growth exceeds the growth 
of the Irish Consumer Price 
Index by 5% compounded 
over a period of at least 
three years subsequent to 
the granting of the options 
(Basic Tier).

(ii)  Exercisable, if over a period 

of at least five years 
subsequent to the granting 
of the options, the growth 
in EPS exceeds the growth 
of the Irish Consumer Price 
Index by 10% compounded 
and places the Company in 
the top 25% of EPS 
performance of a peer 
group of international 
building materials and other 
manufacturing companies. 
If below the 75th percentile, 
these options are not 
exercisable (Second Tier).

With the introduction of the 
Performance Share Plan, the 
Remuneration Committee decided 
that no further Second Tier share 
options should be granted under 
the existing share option scheme; 
however, Basic Tier options 
continue to be issued. Subject to 
satisfactory performance, options 
are expected to be awarded 
annually, ensuring a smooth 
progression over the life of the 
share option scheme. Grants of 
share options are at the market 
price of the Company’s shares at 
the time of grant, and are made 
after the final results announcement 
ensuring transparency.

which involves capping their 
pensions in line with the provisions 
of the Finance Act and receiving 
a supplementary taxable non-
pensionable cash allowance in 
lieu of pension benefits foregone. 
These allowances are similar 
in value to the reduction in the 
Company’s liability represented by 
the pension benefits foregone. They 
are calculated based on actuarial 
advice as the equivalent of the 
reduction in the Company’s liability 
to each individual and spread 
over the term to retirement as 
annual compensation allowances. 
The allowances for 2007 are 
detailed in note (ii) on page 51. 

Mr. Hill participates in a defined 
contribution retirement plan in 
respect of basic salary; in addition 
he participates in an unfunded 
defined contribution Supplemental 
Executive Retirement Plan (SERP) 
also in respect of basic salary, to 
which contributions are made at an 
agreed rate, offset by contributions 
made to the other retirement plan. 

Since 1991, it has been your 
Board’s policy that non-executive 
Directors do not receive pensions. 
A defined benefit scheme was 
in operation prior to 1991 in 
which one current non-executive 
Director still participates.

Directors’ Service Contracts

No executive Director has a 
service contract extending 
beyond twelve months.

Directors’ Remuneration and 
Interests in Share Capital

Details of Directors’ remuneration 
charged against profit in the year 
are given on page 50. Details of 
individual remuneration and pension 
benefits for the year ended 31st 
December 2007 are given on page 
51. Directors’ share options and 
shareholdings are shown on page 
53 and page 55 respectively.

The percentage of share capital 
which can be issued under the 
Performance Share Plan and share 
option schemes, and individual 
share option grant limits, comply 
with institutional guidelines. 

Non-executive Directors’ 
Remuneration

The remuneration of non-executive 
Directors, including that of the 
Chairman, is determined by the 
Board of Directors as a whole. The 
fees paid to the Chairman and non-
executive Directors are set at a level 
which will attract individuals with 
the necessary experience and ability 
to make a substantial contribution 
to the Company’s affairs and reflect 
the time and travel demands of 
their Board duties. They do not 
participate in any of the Company’s 
performance-related incentive 
plans or share schemes.

Pensions

The Irish-based executive Directors 
participate in a contributory 
defined benefit plan which is based 
on an accrual rate of 1/60th of 
pensionable salary for each year of 
pensionable service and is designed 
to provide two-thirds of salary at 
retirement for full service. There 
is provision for Mr. Lee to retire at 
60 years of age. Mr. O’Mahony’s 
pension is fully funded, under 
arrangements which provided for 
his retirement on two-thirds salary 
at completion of five years in the 
role of Chief Executive at end 2004. 

The Finance Act 2006 established 
a cap on pension provision by 
introducing a penalty tax charge 
on pension assets in excess of the 
higher of €5 million or the value 
of individual accrued pension 
entitlements as at 7th December 
2005. As a result of these legislative 
changes, the Remuneration 
Committee has decided that Irish-
based executive Directors should 
have the option of continuing 
to accrue pension benefits as 
previously, or of choosing an 
alternative arrangement – by 
accepting pension benefits limited 
by the cap – with a similar overall 
cost to Group. The Irish-based 
executive Directors chose to opt 
for the alternative arrangement 

CRH

49

Report on Directors’ Remuneration continued

Directors’ Remuneration

Notes  

Executive Directors
Basic salary 
Performance-related incentive plan 
- cash element 
- deferred shares element 
Retirement benefits expense 
Other remuneration 
Benefits 

1 
2 

Provision for Chief Executive long-term incentive plan  

Total executive Directors’ remuneration 

2007 
€000 

2006 
€000

 2,975  

 3,306 

 2,414  
 785  
 399  
 -  
 96  

 6,669  
 536  

 7,205  

 2,669 

 905   
 497 
 43 
 104 

 7,524 
 496 

 8,020 

Average number of executive Directors 

 3.50  

4.32 

Non-executive Directors
Fees 
Other remuneration 

1 

Total non-executive Directors’ remuneration 

 571  
 644  

 1,215  

455 
 501 

 956

Average number of non-executive Directors 

 8.78  

 7.85 

3 

Payments to former Directors 

Total Directors’ remuneration 

Notes to Directors’ remuneration

 98  

 95 

 8,518  

 9,071

1 

2 

See analysis of 2007 remuneration by individual on page 51.

As set out on page 48, the Chief Executive has a special long-term incentive plan tied to the achievement 
of exceptional growth and key strategic goals for the four-year period 2005 to 2008 with a total maximum  
earnings potential of 40% of aggregate basic salary. While accruals are made on an annual basis, there is no 
commitment to any payment until the end of the four-year period.

3 

Consulting and other fees paid to a number of former directors.

50 CRH

 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individual remuneration for the year ended 31st December 2007

Executive Directors
D. W. Doyle (v) 
T.W. Hill  
M. Lee 
W. I. O’Mahony (vi) 
J.L. Wittstock (vii) 

Non-executive Directors 
W.P. Egan (viii) 
U-H. Felcht (ix) 
N. Hartery  
J.M. de Jong  
D. M. Kennedy 
K. McGowan (x) 
P. J. Molloy (x) 
T. V. Neill  
A. O’Brien (xi) 
D.N. O’Connor (xii) 
J.M.C. O’Connor 

Basic	salary	
and fees 

€000 

 305  
 730  
 600  
 1,340  
 -  

 2,975 

65 
28 
 65  
 65  
 65  
 65  
 23  
 65  
 -  
 65  
 65  

 571  

 Incentive Plan  

Cash	
element 
(i)  
€000  

Deferred	
shares 
(i) 
€000  

  Retirement
benefits	
Other 
expense  Remuneration	
 (iii) 
€000 

 (ii) 
€000  

Benefits	
 (iv) 
€000 

 366  
 583  
 453  
 1,012  

 -    

 2,414  

- 
- 
 -    
 -    
 -    
 -    
 -    
 -    
 -    
 -    
 -    

 -    

 -    

 182  
 187  
 416  

 -    

 785  

- 
- 
 -    
 -    
 -    
 -    
 -    
 -    
 -    
 -    
 -    

 -    

 53  
 146  
 200  

 -    
 -  

 399  

- 
- 
 -    
 -    
 -    
 -    
 -    
 -    
 -    
 -    
 -    

 -    

 -    
 -    
 -    
 -    
 -  

 -  

50 
15 
 20  
 56  
 62  
 250  
 131  
 20  
 -  
 20  
 20  

 644  

 12  
 33  
 25  
 26  
 -  

 96  

- 
- 
 -    
 -    
 -    
 -    
 -    
 -    
 -    
 -    
 -    

 -    

Total	
2007 
€000 

 736 
 1,674  
 1,465  
 2,794  
 -  

 6,669  

115 
43 
 85  
 121  
 127  
 315  
 154  
 85  
 -  
 85  
 85  

 1,215 

Total
2006 
€000

 1,344 
 1,825 
 1,411 
 2,656 
 288 

 7,524 

-
-
 75 
 75 
 103 
 104 
 375 
 75 
 36 
 38   
 75 

 956 

(i)  Performance-related Incentive Plan   Under the executive Directors’ incentive plan for 2007, a bonus is payable for meeting clearly defined and stretch 
profit targets and strategic goals. The structure of the 2007 incentive plan is set out on pages 48 and 49 and includes a cash element paid out when 
earned and an element receivable in CRH shares deferred for a period of three years, with forfeiture in the event of departure from the Group in certain 
circumstances during that time period.

(ii)  Retirement	Benefits	Expense		 The Irish Finance Act 2006 established a cap on pension provision by introducing a penalty tax charge on pension assets in 
excess of the higher of €5 million or the value of individual prospective pension entitlements as at 7th December 2005. As a result of these legislative changes, 
the Remuneration Committee has decided that Irish-based executive Directors should have the option of continuing to accrue pension benefits as previously, or 
of  choosing  an  alternative  arrangement  -  by  accepting  pension  benefits  limited  by  the  cap  -  with  a  similar  overall  cost  to  the  Group.  The  three  Irish-based 
executive Directors chose to opt for the alternative arrangement which involves capping their pensions in line with the provisions of the Finance Act and receiving 
a supplementary taxable non-pensionable cash allowance, in lieu of prospective pension benefits foregone. These allowances are similar in value to the reduction 
in the Company’s liability represented by the pension benefit foregone. They are calculated based on actuarial advice as the equivalent of the reduction in the 
Company’s  liability  to  each  individual  and  spread  over  the  term  to  retirement  as  annual  compensation  allowances.  For  2007  the  compensation  allowances 
amount to €52,577 for Mr. Doyle; €200,137 for Mr. Lee and €631,570 for Mr. O’Mahony. Mr. O’Mahony has waived his right to equivalent prospective benefit 
entitlements from his benefit plan arrangements, which were fully funded at end-2004, and as a result no net pension-related expense arises in his respect.

(iii)  Other Remuneration  Executive Director: Expatriate and housing allowance for Mr. J.L. Wittstock in 2006. Non-executive Directors: Includes remuneration for 

Chairman and for Board Committee work.

(iv)  Benefits   These relate principally to the use of company cars and medical/life assurance.

(v)  Mr. D.W. Doyle retired on 30th June 2007.

(vi)  Mr. W.I. O’Mahony became a non-executive Director of the Smurfit Kappa Group plc in March 2007 for which he received fees of €104,167 in 2007.

(vii)  Mr. J.L. Wittstock resigned on 26th April 2006.

(viii)  Mr. W.P. Egan became a Director on 1st January 2007.

(ix)  Professor U-H. Felcht became a Director on 25th July 2007.

(x)  Mr. K. McGowan became Chairman on 9th May 2007 succeeding Mr. P.J. Molloy who retired as a non-executive Director on the same date.

(xi)  Mr. A. O’Brien retired on 3rd May 2006.

(xii)  Mr. D.N. O’Connor became a Director on 28th June 2006.

CRH

51

 
   
	
 
 
  
 
 
 
 
 
 
 
 
 
 
Report on Directors’ Remuneration continued

Pension	entitlements	-	defined	benefit

Executive Directors 
D. W. Doyle 
M. Lee  
W. I. O’Mahony 

Non-executive Director
D. M. Kennedy 

Increase in 
accrued 
personal pension 
during 2007 
(i) 
€000 
- 
- 
- 

Increase in 
accrued 
personal pension 
during 2007 
(i) 

Transfer value 
of increase in 
dependants’ 
pension 
(i) 
€000 
20 
49 
- 

Transfer value 
of increase 

Total accrued
personal
pension at
year-end
(ii)
€000
367
275
839

Total accrued
personal
pension at
year-end
(ii)

11 

180 

35

(i)  As noted on page 51, the pensions of Mr. Doyle, Mr. Lee and Mr. O’Mahony have been capped in line with the provisions of the Finance Act 2006 and 
Mr. O’Mahony’s pension arrangements were fully funded as at end-2004 and as a result no further personal pension benefit accrues. Since the accrual 
of personal pension has ceased, other than indexation of the accrued pension, no Greenbury pension charge arises - except in the cases of Mr. Doyle 
and  Mr.  Lee  where  dependants’  pensions  continue  to  accrue.  The  transfer  values  above  represent  the  increase  in  the  value  of  these  dependants’ 
benefits. These transfer values have been calculated on the basis of actuarial advice. These transfer values do not represent sums paid out or due, but 
are  the  amounts  that  the  pension  scheme  would  transfer  to  another  pension  scheme  in  relation  to  the  benefits  accrued  in  2007  in  the  event  of  the 
member leaving service. 

(ii)  Accrued pension shown is that which would be paid annually on normal retirement date.

Pension	entitlements	-	defined	contribution

The accumulated liablility related to the unfunded Supplemental Executive Retirement Plan for Mr. T.W. Hill is as follows:

Executive Director 
T.W. Hill  

As at 31st 
December 
2006 
€000 

2007 
contribution 
€000 

836 

126 

2007 
notional 
 interest 
€000 
(iii) 
52 

Translation 
adjustment 
€000 

As at 31st
December
2007
€000

(100) 

914

(iii)  Notional interest, which is calculated based on the average bid yields of United States Treasury fixed-coupon securities with remaining terms to maturity 

of approximately 20 years, plus 1.5%, is credited to Mr. Hill’s account each year.

Deferred Shares (iv)

Executive Directors
T.W. Hill  
M. Lee 
W. I. O’Mahony 

Number at 
1st January 
2007 

Awards of 
Deferred 
Shares 
during 2007 
(v) 

New Shares
allotted under
the Scrip 
Dividend 
 Scheme  
during 2007 

Number at
31st December
2007 

-   
 -    
-    

 -    

 8,625 
 5,846 
 13,446 

27,917 

134 
92 
210 

436  

8,759  
5,938  
13,656  

28,353

Release date

 March 2010
 March 2010
 March 2010

(iv)  Under the executive Directors’ incentive plan, up to one third of the earned bonus in each year is receivable in CRH shares, deferred for a period of three 

years, with forfeiture in the event of departure from the Group in certain circumstances during that period.

(v)  The shares awarded during 2007 related to the deferred portion of 2006 bonuses and were included in total remuneration reported for 2006. These 

shares were purchased by the Trustees of the CRH plc Employee Benefit Trust on 7th March 2007 at €32.00 per Ordinary Share.

52 CRH

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Directors’ awards under the Performance Share Plan (i)

D.W. Doyle 

T.W. Hill 

M. Lee 

W.I. O’Mahony 

31st 
December 
2006 
- 

Granted in 
2007 
- 

31st 
December 
2007 
- 

Performance 
Period 
- 

- 
25,000 

- 
18,000 

30,000 
25,000 

20,000 
18,000 

01/01/06 - 31/12/08 
01/01/07 - 31/12/09 

01/01/06 - 31/12/08 
01/01/07 - 31/12/09 

30,000 
- 

20,000 
- 

60,000 

Release 
Date 
- 

March 2009 
March 2010 

March 2009 
March 2010 

Market
Price in euro
on award
-

24.82 
33.55 

24.82 
33.55 

(ii)
(ii)

(ii)
(ii)

- 

60,000 

01/01/06 - 31/12/08 

March 2009 

24.82 

(ii)

(i) 

This is a long term share incentive plan under which share awards are granted in the form of a provisional allocation of shares for which no exercise price 
is payable. The shares are scheduled for release in March 2009 and March 2010 to the extent that the relative TSR performance conditions are achieved. 
The structure of the Performance Share Plan is set out on pages 48 and 49. 

(ii)  The Trustees of the CRH plc Employee Benefit Trust purchased Ordinary Shares at €24.82 per share on 21st June 2006 in respect of the 2006 award, 
and at €33.55 per share on 11th April 2007 in respect of part of the 2007 award. No dividends are payable on these shares until such time as they are 
released to plan participants.

Directors’ interests
The Company’s Register of  Directors’  Interests contains full details of Directors’ shareholdings and options to subscribe for shares.

Directors’ share options
Details of movements on outstanding options and those exercised during the year are set out in the table below:

 D.W. Doyle  

 T.W. Hill  

 M. Lee  

 W.I. O’Mahony  

31st December 
2006 

Granted  Exercised 
in 2007 
in 2007 

31st December 
2007 

 61,476  
 46,108  
 185,000  
 56,000  
 82,335  
 170,000  
 195,000  
 40,454  
 13,228  
 195,000  
125,000  
 1,211  
 203,093  
 241,516  
 520,000  
 250,000  

 -  
 -  
 -  
 -  
 -  
 70,000  
 -  
 -  
 -  
 30,000  
 -  
 -  
 -  
 -  
 -  
 -  

 -  
 -  
 -  
 -  
 -  
 50,000  
 -  
 40,454  
 -  
 50,000  
 -  
  1,211 
 27,445  
 54,890 
 -  
 -  

 61,476  
 46,108  
 185,000  
 56,000  
 82,335  
 190,000  
 195,000  
 -  
 13,228  
 175,000  
 125,000  
-  
 175,648  
 186,626  
 520,000  
 250,000  

 2,385,421  

 100,000  

 224,000  

 2,261,421

  Weighted average 
option price at 
31st December 
2007 
€ 
15.48 
15.66
15.90 
19.28 
18.01 
26.77 
17.07 
- 
17.26 
22.11 
16.48 
- 
15.97 
14.83 
20.30 
18.84 

 (a)  
 (b)  
 (c)  
 (d)  
 (b)  
 (c)  
 (d)  
 (a)  
 (b)  
 (c)  
 (d)  
 (e)  
 (a)  
 (b)  
 (c)  
 (d)  

Options exercised during 2007

Weighted  
average  
exercise 
price  
€ 

Weighted 
 average market 
price at date 
 of exercise 
€ 

 19.68  

17.26  

 18.98  

16.09 
 7.10  
 7.10  

 32.18

 34.13 

 34.13 

36.46
 31.95 
 31.95 

CRH

53

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
Report on Directors’ Remuneration continued

Options by Price

€ 

31st December 
2006 

Granted  Exercised 
in 2007 
in 2007 

31st December 
2007 

Earliest  
exercise date  

 Expiry date 

7.1015 
7.1015 
12.6416 
12.6416 
14.5652 
14.5652 
14.6563 
14.6563 
17.2615 
17.2615 
18.0084 
18.28 
18.28 
19.68 
19.68 
13.15 
13.15 
13.26 
16.71 
16.71 
16.73 
16.73 
20.79 
20.91 
29.00 
24.83 
32.70 
33.12 
16.09 

 27,445  
 54,890  
 42,814 
 62,575  
 14,271  
 14,271  
 38,423  
 76,846  
 182,070  
 92,270  
 82,335  
 175,000  
 251,000  
 195,000  
 215,000  
 170,000  
 40,000  
 50,000  
 130,000  
 35,000  
 35,000  
 35,000  
 50,000  
 35,000  
 80,000  
 200,000  
-  
 -  
1,211 

 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
30,000  
 70,000  
- 

  27,445  
 54,890  
 -  
 -  
 -  
 -  
 -  
 -  
 40,454  
 -  
 -  
 25,000  
 -  
75,000 
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
 -  
-  
1,211 

 -  
-  
 42,814  
 62,575  
 14,271  
 14,271  
 38,423  
 76,846  
 141,616  
 92,270  
 82,335  
 150,000  
 251,000  
 120,000  
 215,000  
 170,000  
 40,000  
 50,000  
 130,000  
 35,000  
 35,000  
 35,000  
 50,000  
 35,000  
 80,000  
 200,000  
 30,000  
70,000  
- 

 (a)
 (b)
 (a)  
 (b)  
 (a)  
 (b)  
 (a)  
 (b)  
 (a)  
 (b)  
 (b)  
 (c)  
 (d)  
 (c)  
 (d)  
 (c)  
 (d)  
 (d)  
 (c)  
 (d)  
 (c)  
 (d)  
 (c)  
 (c)  
 (c)  
 (c)  
 (c)  
 (c)  
(e)

 2,385,421  

 100,000  

 224,000  

 2,261,421  

March 2008  
March 2008  
March 2008  
March 2008  
March 2008  
March 2008  
March 2008  
March 2008 
March 2008 
March 2008  

March 2008  

March 2008  

March 2008  

 March 2008  

April 2008 
April 2008 

April 2008 
April 2008 
April 2009 
April 2009 
April 2009 
April 2009 
  April 2010 
April 2010 
April 2010 
 April 2011 
 April 2011 
  April 2012
  April 2012 
  April 2013 
  April 2013 
  April 2013 
  April 2014 
  April 2014 
  April 2014 
  April 2014 
  April 2015 
  April 2015 
  April 2016 
  June 2016 
 April 2017 
April 2017

No  options  lapsed  during  the  year.  The  market  price  of  the  Company’s  shares  at  31st  December  2007  was  €23.85  and  the  range  during  2007  was  €21.92  to 
€38.20.

(a)  Granted under the 1990 share option scheme, these options are only exercisable when earnings per share (EPS) growth exceeds the growth of the Irish 

Consumer Price Index over a period of at least three years subsequent to the granting of the options.

(b)  Granted under the 1990 share option scheme, these options are only exercisable if, over a period of at least five years subsequent to the granting of the 

options, the growth in EPS would place the Company in the top 25% of the companies listed in the FTSE 100 Stock Exchange Equity Index.

(c)  Granted under the 2000 share option scheme, these options are only exercisable when EPS growth exceeds the growth of the Irish Consumer Price 

Index by 5% compounded over a period of at least three years subsequent to the granting of the options.

(d)  Granted under the 2000 share option scheme, these options are only exercisable if, over a period of at least five years subsequent to the granting of the 
options, the growth in EPS exceeds the growth of the Irish Consumer Price Index by 10% compounded and places the Company in the top 25% of EPS 
performance of a peer group of international building materials companies.  If below the 75th percentile, these options are not exercisable.

(e) 

 Granted under the 2000 savings-related share option scheme.

54 CRH

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Directors’ Interests in Share Capital at 31st December 2007

The  interests  of  the  Directors  and  Secretary  in  the  shares  of  the  Company, 
which are beneficial unless otherwise indicated, are shown below. Between 31st 
December 2007 and 3rd March 2008, there were no transactions in the Directors’ 
and Secretary’s interests.

The  Directors  and  Secretary  have  no  beneficial  interests  in  any  of  the  Group’s 
subsidiary, joint venture or associated undertakings.   

Ordinary Shares 

Directors 
W.P. Egan 
- Non-beneficial 
U-H. Felcht 
N. Hartery 
T.W. Hill 
J.M. de Jong 
D.M. Kennedy 
- Non-beneficial 
M. Lee 
K. McGowan 
T.V. Neill 
D.N. O’Connor 
J.M.C. O’Connor 
W.I. O’Mahony 
Secretary
A. Malone 

31st December 
2007 

31st December
2006

15,000  
12,000 
1,000 
1,000 
79,792  
10,031 
59,999 
9,250 
240,218 
10,039 
69,881 
11,376 
2,131 
744,935 

10,000 *

-
  - *

1,000
78,744
3,084
57,388
9,250
225,904
7,915
59,031
7,278
1,000
662,173

36,820 

1,303,472 

28,463

1,151,230

* Holding as at date of appointment.

Of  the  above  holdings,  the  following  are  held  in  the  form  of  American 
Depository Receipts (ADRs):

Directors 
W.P. Egan 
- Non-beneficial 
T.W. Hill 

31st December 
2007 

31st December
2006

10,000  
12,000 
21,726  

5,000
-
21,726

CRH

55

 
 
 
 
 
 
 
 
Statement of Directors’ Responsibilities

in respect of the financial statements

Company  law  in  the  Republic  of  Ireland  requires  the  Directors  to  prepare 
financial statements for each financial year which give a true and fair view of 
the state of affairs of the Parent Company and of the Group and of the profit 
or loss of the Group for that period.

In preparing the financial statements of the Group, the Directors are required to:

• 

select suitable accounting policies and then apply them consistently; 

• 

make judgements and estimates that are reasonable and prudent; 

• 

comply  with  applicable  International  Financial  Reporting  Standards 
as  adopted  by  the  European  Union,  subject  to  any  material  departures 
disclosed and explained in the financial statements; and 

• 

prepare  the  financial  statements  on  the  going  concern  basis  unless  it  is 
inappropriate to presume that the Group will continue in business.

The  considerations  set  out  above  for  the  Group  are  also  required  to  be 
addressed by the Directors in preparing the financial statements of the Parent 
Company (which are set out on pages 113 to 115), in respect of which the 
applicable accounting standards are those which are generally accepted in 
the Republic of Ireland.

The  Directors  have  elected  to  prepare  the  Parent  Company’s  financial 
statements  in  accordance  with  generally  accepted  accounting  practice  in 
Ireland  (Irish  GAAP)  comprising  the  financial  reporting  standards  issued  by 
the Accounting Standards Board and published by the Institute of Chartered 
Accountants in Ireland, together with the Companies Acts, 1963 to 2006.

The  Directors  are  responsible  for  keeping  proper  books  of  account  which 
disclose  with  reasonable  accuracy  at  any  time  the  financial  position  of 
the  Parent  Company  and  which  enable  them  to  ensure  that  the  financial 
statements  of  the  Group  are  prepared  in  accordance  with  applicable 
International  Financial  Reporting  Standards  as  adopted  by  the  European 
Union  and  comply  with  the  provisions  of  the  Companies  Acts,  1963  to 
2006,  and  Article  4  of  the  IAS  Regulation.  They  are  also  responsible  for 
safeguarding the assets of the Group and hence for taking reasonable steps 
for the prevention and detection of fraud and other irregularities.

56 CRH

Independent Auditors’ Report

to the members of CRH public limited company

We  have  audited  the  Group  and  Parent  Company  (“Company”)  financial 
statements  (the  “financial  statements”)  of  CRH  plc  for  the  year  ended  31st 
December  2007  which  comprise  the  Group  Income  Statement,  the  Group 
Statement  of  Recognised  Income  and  Expense,  the  Group  and  Company 
Balance Sheets, the Group Cash Flow Statement, the related notes 1 to 35 
(Group) and the related notes 1 to 10 (Company). These financial statements 
have been prepared under the accounting policies set out therein.  

This  Report  is  made  solely  to  the  Company’s  members,  as  a  body,  in 
accordance  with  section  193  of  the  Companies  Act,  1990.  Our  audit  work 
has  been  undertaken  so  that  we  might  state  to  the  Company’s  members 
those matters we are required to state to them in an auditors’ report and for 
no other purpose.  To the fullest extent permitted by law, we do not accept or 
assume responsibility to anyone other than the Company and the Company’s 
members  as  a  body,  for  our  audit  work,  for  this  Report,  or  for  the  opinions 
we have formed. 

Basis of Audit Opinion

We  conducted  our  audit  in  accordance  with  International  Standards  on 
Auditing (UK and Ireland) issued by the Auditing Practices Board.  An audit 
includes  examination,  on  a  test  basis,  of  evidence  relevant  to  the  amounts 
and disclosures in the financial statements.  It also includes an assessment 
of  the  significant  estimates  and  judgements  made  by  the  Directors  in  the 
preparation of the financial statements, and of whether the accounting policies 
are  appropriate  to  the  Group’s  and  Company’s  circumstances,  consistently 
applied and adequately disclosed.

We  planned  and  performed  our  audit  so  as  to  obtain  all  the  information 
and  explanations  which  we  considered  necessary  in  order  to  provide  us 
with  sufficient  evidence  to  give  reasonable  assurance  that  the  financial 
statements are free from material misstatement, whether caused by fraud or 
other irregularity or error. In forming our opinion we also evaluated the overall 
adequacy of the presentation of information in the financial statements.

Respective responsibilities of Directors and Auditors

Opinion

The  Directors  are  responsible  for  the  preparation  of  the  Group  financial 
statements in accordance with applicable Irish law and International Financial 
Reporting  Standards  (IFRSs)  as  adopted  by  the  European  Union,  and  for 
the  preparation  of  the  Company  financial  statements  in  accordance  with 
applicable  Irish  law  and  Accounting  Standards  issued  by  the  Accounting 
Standards Board and promulgated by the Institute of Chartered Accountants 
in Ireland (“Generally Accepted Accounting Practice in Ireland”) as set out in 
the Statement of Directors’ Responsibilities.

Our  responsibility  is  to  audit  the  financial  statements  in  accordance  with 
relevant  legal  and  regulatory  requirements  and  International  Standards  on 
Auditing (UK and Ireland).

We  report  to  you  our  opinion  as  to  whether  the  financial  statements  give 
a  true  and  fair  view  and  have  been  properly  prepared  in  accordance  with 
the  Companies  Acts,  1963  to  2006  and  whether,  in  addition,  the  Group 
financial statements have been properly prepared in accordance with Article 
4  of  the  IAS  Regulation.  We  also  report  to  you  our  opinion  as  to:  whether 
proper books of account have been kept by the Company;  whether, at the 
balance  sheet  date,  there  exists  a  financial  situation  which  may  require  the 
convening of an extraordinary general meeting of the Company; and whether 
the information given in the Directors’ Report is consistent with the financial 
statements.  In addition, we state whether we have obtained all the information 
and  explanations  necessary  for  the  purposes  of  our  audit  and  whether  the 
Company Balance Sheet is in agreement with the books of account.

We also report to you if, in our opinion, any information specified by law or the 
Listing  Rules  of  the  Irish  Stock  Exchange  regarding  directors’  remuneration 
and other transactions is not disclosed and, where practicable, include such 
information in our Report.

We  review  whether  the  Corporate  Governance  Statement  reflects  the 
Company’s  compliance  with  the  nine  provisions  of  the  2006  Financial 
Reporting  Council’s  Combined  Code  specified  for  our  review  by  the  Listing 
Rules of the Irish Stock Exchange, and we report if it does not.  We are not 
required to consider whether the Board’s statements on internal control cover 
all risks and controls, or form an opinion on the effectiveness of the Group’s 
corporate governance procedures or its risk and control procedures.

We read other information contained in the Annual Report and consider whether 
it is consistent with the audited financial statements.  The other information 
comprises  only  the  Directors’  Report,  the  Chairman’s  Statement,  Chief 
Executive’s Review, Operations Reviews, Finance Review and the Corporate 
Governance  Statement.  We  consider  the  implications  for  our  Report  if  we 
become  aware  of  any  apparent  misstatements  or  material  inconsistencies 
with the financial statements. Our responsibilities do not extend to any other 
information.

In  our  opinion  the  Group  financial  statements  give  a  true  and  fair  view,  in 
accordance  with  IFRSs  as  adopted  by  the  European  Union,  of  the  state 
of  affairs  of  the  Group  as  at  31st  December  2007  and  of  its  profit  for  the 
year  then  ended  and  have  been  properly  prepared  in  accordance  with  the 
Companies Acts, 1963 to 2006 and Article 4 of the IAS Regulation.

In our opinion the Company financial statements give a true and fair view, in 
accordance  with  Generally  Accepted  Accounting  Practice  in  Ireland,  of  the 
state  of  affairs  of  the  Company  as  at  31st  December  2007  and  have  been 
properly prepared in accordance with the Companies Acts, 1963 to 2006.

We have obtained all the information and explanations we consider necessary 
for the purposes of our audit.  In our opinion proper books of account have 
been  kept  by  the  Company.  The  Company  Balance  Sheet  is  in  agreement 
with the books of account.

In our opinion the information given in the Directors’ Report is consistent with 
the financial statements.

In  our  opinion,  the  Company  Balance  Sheet  does  not  disclose  a  financial 
situation  which  under  section  40(1)  of  the  Companies  (Amendment)  Act, 
1983 would require the convening of an extraordinary general meeting of the 
Company.

Ernst & Young  
Registered Auditors 
Dublin 
3rd March 2008

CRH

57

 
 
 
 
Group Income Statement

for the financial year ended 31st December 2007

Notes  

1 

3 

Revenue 
Cost of sales 

Gross profit 
Operating costs 

 1, 4, 5 
1 

Group	operating	profit 
Profit on disposal of fixed assets 

1 
8 
8 
9 

10 

31 

Profit	before	finance	costs 
Finance costs 
Finance revenue 
Group share of associates’ profit after tax 

Profit	before	tax 
Income tax expense 

Group	profit	for	the	financial	year 

Profit attributable to:
Equity holders of the Company 
Minority interest 

Group	profit	for	the	financial	year 

2007 
€m 

20,992   
(14,715) 

6,277  
(4,191) 

2,086 
57 

2,143 
(473) 
170 
64 

1,904 
(466) 

1,438 

1,430 
8 

1,438 

2006
€m

18,737
(13,123)

5,614
(3,847)

1,767
40

1,807
(407)
155
47

1,602
(378)

1,224

1,210
14

1,224

12 

Basic earnings per Ordinary Share 

262.7c 

224.3c

12 

Diluted earnings per Ordinary Share 

260.4c 

222.4c

Group Statement of Recognised Income and Expense

for the financial year ended 31st December 2007

Notes  

30 
27 
30 
10 

Items of income and expense recognised directly within equity
Currency translation effects 
Actuarial gain on Group defined benefit pension obligations 
Gains/(losses) relating to cash flow hedges 
Tax on items taken directly to equity 

Net expense recognised directly within equity 

Group profit for the financial year 

Total recognised income and expense for the financial year 

Attributable to:
Equity holders of the Company 
Minority interest 

Total recognised income and expense for the financial year 

2007 
€m 

(410) 
159 
8 
(74) 

(317) 

1,438 

1,121 

1,116 
5 

1,121 

2006
€m

(371)
155
(2)
(15)

(233)

1,224

991

980
11

991

K. McGowan, W.I. O’Mahony, Directors

58 CRH

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Group Balance Sheet

as at 31st December 2007

 Notes 

ASSETS
Non-current assets
Property, plant and equipment 
Intangible assets 
Investments in associates 
Other financial assets 
Derivative financial instruments 
Deferred income tax assets 

Total non-current assets 

Current assets
Inventories 
Trade and other receivables 
Derivative financial instruments 
Liquid investments 
Cash and cash equivalents 

Total current assets 

Total assets 

EQUITY
Capital and reserves attributable to the Company’s equity holders
Equity share capital 
Preference share capital 
Share premium account 
Own shares 
Other reserves 
Foreign currency translation reserve 
Retained income 

13 
14 
15 
15 
23 
26 

17 
18 
23 
21 
21 

29 
29 
30 
30 
30 
30 
30 

31 

Minority interest 

Total equity 

22 
23 
26 
19 
27 
25 
28 

19 

22 
23 
25 

LIABILITIES
Non-current liabilities
Interest-bearing loans and borrowings 
Derivative financial instruments 
Deferred income tax liabilities 
Trade and other payables 
Retirement benefit obligations 
Provisions for liabilities 
Capital grants 

Total non-current liabilities 

Current liabilities
Trade and other payables 
Current income tax liabilities 
Interest-bearing loans and borrowings 
Derivative financial instruments 
Provisions for liabilities 

Total current liabilities 

Total liabilities 

Total equity and liabilities 

K. McGowan, W.I. O’Mahony, Directors

2007 
€m 

8,226 
3,692 
574 
78 
124 
336 

2006
€m

7,480
2,966
554
97
74
489

13,030 

11,660

2,226 
3,199 
9 
318 
1,006 

6,758 

2,036
3,172
5
370
1,102

6,685

19,788 

18,345

186 
1 
2,420 
(19) 
70 
(547) 
5,843 

7,954 
66 

8,020 

5,928 
52 
1,312 
141 
95 
248 
11 

7,787 

2,956 
244 
570 
70 
141 

3,981 

11,768 

19,788 

184
1
2,318
(14)
52
(137)
4,659

7,063
41

7,104

5,313
47
1,301
160
262
320
10

7,413

2,788
216
645
38
141

3,828

11,241

18,345

CRH

59

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Group Cash Flow Statement

for the financial year ended 31st December 2007

Notes  

Cash	flows	from	operating	activities
Profit before tax 
Finance costs (net) 
Group share of associates’ profit after tax 
Profit on disposal of fixed assets 

Group operating profit 
Depreciation charge 
Share-based payments 
Amortisation of intangible assets 
Amortisation of capital grants 
Other non-cash movements 
Net movement on provisions 
Decrease/(increase) in working capital 

Cash generated from operations 
Interest paid (including finance leases) 
Irish corporation tax paid 
Overseas corporation tax paid 

Net	cash	inflow	from	operating	activities 

Cash	flows	from	investing	activities
Inflows
Proceeds from disposal of fixed assets 
Interest received 
Capital grants received 
Dividends received from associates 

Outflows
Purchase of property, plant and equipment 
Acquisition of subsidiaries and joint ventures 
Investments in and advances to associates 
Advances to joint ventures and purchase of trade investments 
Deferred and contingent acquisition consideration paid 

Net	cash	outflow	from	investing	activities 

Cash	flows	from	financing	activities
Inflows
Proceeds from issue of shares 
Shares issued to minority interests 
Decrease in liquid investments 
Increase in interest-bearing loans and borrowings 
Increase in finance lease liabilities 

Outflows
Ordinary Shares purchased (own shares), net 
Increase in liquid investments 
Repayment of interest-bearing loans and borrowings 
Repayment of finance lease liabilities 
Net cash movement in derivative financial instruments 
Dividends paid to equity holders of the Company 
Dividends paid to minority interests 

Net	cash	inflow	from	financing	activities 

Decrease in cash and cash equivalents 

Reconciliation of opening to closing cash and cash equivalents
Cash and cash equivalents at 1st January 
Translation adjustment 
Decrease in cash and cash equivalents 

13 
7 
14 
28 

25 
20 

16 

28 

13 
33 
15 
15 
20 

31 
24 

30 
24 

24 
11 
11 

24 
24 

24 

Cash and cash equivalents at 31st December 

2007 
€m 

1,904 
303 
(64) 
(57) 

2,086 
739 
23 
35 
(3) 
(2) 
(49) 
261 

3,090 
(352) 
(18) 
(370) 

2,350 

156 
64 
3 
30 

253 

(1,028) 
(1,858) 
- 
(40) 
(107) 

(3,033) 

(2,780) 

36 
- 
29 
1,481 
2 

1,548 

(31) 
- 
(753) 
(27) 
(113) 
(250) 
(5) 

(1,179) 

369 

(61) 

1,102 
(35) 
(61) 

1,006 

2006
€m

1,602
252
(47)
(40)

1,767
664
16
25 
(2)
10
11
(132)

2,359
(253)
(20)
(358)

1,728

252
46
-
22

320

(832)
(1,978)
(7)
(13)
(74)

(2,904)

(2,584)

87
3
-
1,708
3

1,801

(15)
(35)
(656)
(13)
(29)
(197)
(12)

(957)

844

(12)

1,149
(35)
(12)

1,102 

A reconciliation of cash and cash equivalents to net debt is presented in note 24 to the financial statements.

K. McGowan, W.I. O’Mahony, Directors

60 CRH

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Accounting Policies

Statement of compliance

The  consolidated  financial  statements  of  CRH  plc  have  been  prepared 
in  accordance  with  International  Financial  Reporting  Standards  (IFRS)  as 
adopted by the European Union, which comprise standards and interpretations 
approved by the International Accounting Standards Board (IASB).

CRH plc, the Parent Company, is a public limited company incorporated and 
domiciled in the Republic of Ireland.

IFRS as adopted by the European Union differ in certain respects from IFRS 
as issued by the IASB. However, the consolidated financial statements for the 
financial years presented would be no different had IFRS as issued by the IASB 
been applied. References to IFRS hereafter should be construed as references 
to IFRS as adopted by the European Union.

Basis of preparation

The  consolidated  financial  statements,  which  are  presented  in  euro  millions, 
have been prepared under the historical cost convention as modified by the 
measurement at fair value of share-based payments and certain financial assets 
and  liabilities  including  derivative  financial  instruments.  The  carrying  values 
of  recognised  assets  and  liabilities  that  are  hedged  are  adjusted  to  record 
changes in the fair values attributable to the risks that are being hedged.

The accounting policies set out below have been applied consistently by all the 
Group’s subsidiaries, joint ventures and associates to all periods presented in 
these consolidated financial statements. 

The preparation of financial statements in conformity with IFRS requires the use 
of  certain  critical  accounting  estimates.  In  addition,  it  requires  management 
to exercise judgement in the process of applying the Company’s accounting 
policies.  The  areas  involving  a  high  degree  of  judgement  or  complexity,  or 
areas  where  assumptions  and  estimates  are  significant  to  the  consolidated 
financial statements, relate primarily to accounting for defined benefit pension 
schemes,  provisions  for  liabilities,  property,  plant  and  equipment,  goodwill 
impairment and current and deferred tax and are documented in the relevant 
accounting policies below.

The  financial  year-ends  of  the  Group’s  subsidiaries,  joint  ventures  and 
associates are co-terminous.

Adoption of IFRS and International Financial Reporting 
Interpretations Committee (IFRIC) Interpretations

IFRS and IFRIC Interpretations adopted during the financial year
The  Group  adopted  the  following  standards  and  interpretations  during  the 
financial year: IFRS 7 Financial Instruments: Disclosures; Amendment to IAS 1 
Capital Disclosures; IFRIC Interpretation 8 Scope of IFRS 2; IFRIC Interpretation 
9  Reassessment  of  Embedded  Derivatives;  and  IFRIC  Interpretation  10 
Interim Financial Reporting and Impairment. The adoption of IFRS 7 and the 
Amendment  to  IAS  1  have  given  rise  to  new  disclosures  in  the  current  year 
together  with  the  associated  comparatives.  None  of  the  other  standards  or 
interpretations has had, or is expected to have, a material impact on the Group 
financial statements.

IFRS and IFRIC Interpretations which are not yet effective
The  Group  has  not  applied  the  following  standards  and  interpretations  that 
have been issued but are not yet effective:

 −

IFRS  8  Operating  Segments  (effective  date:  CRH  financial  year  beginning 
1st January 2009);

 −

IFRS  2  Share-based  Payments  –  Vesting  Conditions  and  Cancellations 
(effective date: CRH financial year beginning 1st January 2009);

 −

IFRS 3R Business Combinations and IAS 27R Consolidated and Separate 
Financial  Statements  (effective  date:  CRH  financial  year  beginning  1st 
January 2010);

 −

IAS 1 Presentation of Financial Statements (Revised) (effective date: CRH 
financial year beginning 1st January 2009);

 −

IAS  23  Borrowing  Costs  (Revised)  (effective  date:  CRH  financial  year 
beginning 1st January 2009);

 −

Amendments to IAS 32 and IAS 1 Puttable Financial Instruments (effective 
date: CRH financial year beginning 1st January 2009);

 −

IFRIC  Interpretation  11  Group  and  Treasury  Share  Transactions  (effective 
date: CRH financial year beginning 1st January 2008);

 −

IFRIC Interpretation 12 Service Concession Arrangements (effective date: 
CRH financial year beginning 1st January 2008);

 −

IFRIC Interpretation 13 Customer Loyalty Programmes (effective date: CRH 
financial year beginning 1st January 2009);

 −

IFRIC  Interpretation  14  IAS  19  –  The  Limit  on  a  Defined  Benefit  Asset, 
Minimum Funding Requirements and their Interaction (effective date: CRH 
financial year beginning 1st January 2008).

The  standards  and  interpretations  addressed  above  will  be  applied  for  the 
purposes of the Group financial statements with effect from the dates listed. 

Whilst  the  application  of  IFRS  8  will  result  in  amendments  to  the  segment 
information  note  accompanying  the  Group  financial  statements,  these 
amendments will not be of a recognition and measurement nature given the 
disclosure focus of the IFRS. 

The application of IFRS  2  Share-based Payments  –  Vesting Conditions and 
Cancellations, IAS 23 Borrowing Costs (Revised), the Amendments to IAS 32 
and IAS 1 Puttable Financial Instruments and IFRIC Interpretation 11 do not 
have any impact on the Group financial statements. 

IFRS  3R  introduces  a  number  of  changes  to  the  accounting  for  business 
combinations that will impact the amount of goodwill recognised, the reported 
results in the period when an acquisition occurs and future reported results. 
IAS  27R  requires  that  a  change  in  the  ownership  interest  of  a  subsidiary  is 
accounted for as an equity transaction. The application of IAS 1 Presentation 
of  Financial  Statements  (Revised)  will  give  rise  to  some  presentational 
changes in the Group financial statements but will not change the recognition, 
measurement or disclosure of specific transactions and other events required 
by other IFRS.

IFRIC Interpretations 12 and 13 are not applicable in the context of the Group’s 
activities. Whilst defined benefit pension schemes are operated by various of 
the subsidiaries and joint ventures in the Group, IFRIC Interpretation 14 will 
only  be  of  relevance  where  surpluses  emerge  and  those  surpluses  are  of  a 
sufficient magnitude to warrant application of the surplus cap.

Basis of consolidation

The consolidated financial statements include the financial statements of the 
Company  and  all  subsidiaries,  joint  ventures  and  associates,  drawn  up  to 
31st December each year.

Subsidiaries
The  financial  statements  of  subsidiaries  are  included  in  the  consolidated 
financial  statements  from  the  date  on  which  control  over  the  operating  and 
financial  decisions  is  obtained  and  cease  to  be  consolidated  from  the  date 
on  which  control  is  transferred  out  of  the  Group.  Control  exists  when  the 
Company  has  the  power,  directly  or  indirectly,  to  govern  the  financial  and 
operating  policies  of  an  entity  so  as  to  obtain  economic  benefits  from  its 
activities. The existence and effect of potential voting rights that are currently 
exercisable  or  convertible  are  considered  in  determining  the  existence  or 
otherwise of control.

CRH

61

Accounting Policies continued

Joint ventures
In line with IAS 31 Interests in Joint Ventures, the Group’s share of results and 
net  assets  of  joint  ventures  (jointly  controlled  entities),  which  are  entities  in 
which the Group holds an interest on a long-term basis and which are jointly 
controlled by the Group and one or more other venturers under a contractual 
arrangement, are accounted for on the basis of proportionate consolidation 
from the date on which the contractual agreements stipulating joint control 
are  finalised  and  derecognised  when  joint  control  ceases.  The  Group 
combines  its  share  of  the  joint  ventures’  individual  income  and  expenses, 
assets and liabilities and cash flows on a line-by-line basis with similar items 
in the Group’s consolidated financial statements.

Loans to joint ventures are classified as loans and receivables within financial 
assets and are recorded at amortised cost.

Associates
Entities other than subsidiaries and joint ventures in which the Group has a 
participating  interest,  and  over  whose  operating  and  financial  policies  the 
Group is in a position to exercise significant influence, are accounted for as 
associates  using  the  equity  method  and  are  included  in  the  consolidated 
financial statements from the date on which significant influence is deemed 
to arise until the date on which such influence ceases to exist. If the Group’s 
share  of  losses  exceeds  the  carrying  amount  of  an  associate,  the  carrying 
amount  is  reduced  to  nil  and  recognition  of  further  losses  is  discontinued 
except  to  the  extent  that  the  Group  has  incurred  obligations  in  respect  of 
the associate.

Equity method
Under  the  equity  method,  which  is  used  in  respect  of  accounting  for  the 
Group’s  investments  in  associates,  the  Group  Income  Statement  reflects 
the  Group’s  share  of  profit  after  tax  of  the  related  associates.  Investments 
in  associates  are  carried  in  the  Group  Balance  Sheet  at  cost  adjusted  in 
respect of post-acquisition changes in the Group’s share of net assets, less 
any impairment in value. Where indicators of impairment arise in accordance 
with  the  requirements  of  IAS  39  Financial  Instruments:  Recognition  and 
Measurement, the carrying amount of the investment is tested for impairment 
by comparing its recoverable amount with its carrying amount.

Transactions eliminated on consolidation
Intra-group balances and transactions, and any unrealised gains arising from 
such  transactions,  are  eliminated  in  preparing  the  consolidated  financial 
statements.  Unrealised  gains  arising  from  transactions  with  joint  ventures 
and  associates  are  eliminated  to  the  extent  of  the  Group’s  interest  in  the 
entity.  Unrealised  losses  are  eliminated  in  the  same  manner  as  unrealised 
gains, but only to the extent that there is no evidence of impairment in the 
Group’s interest in the entity.

Revenue recognition

Revenue  represents  the  value  of  goods  and  services  supplied  to  external 
customers  and  excludes  intercompany  sales,  trade  discounts  and  value 
added  tax/sales  tax.  Other  than  in  the  case  of  construction  contracts, 
revenue is recognised to the extent that it is subject to reliable measurement, 
that  it  is  probable  that  economic  benefits  will  flow  to  the  Group  and  that 
the  significant  risks  and  rewards  of  ownership  have  passed  to  the  buyer. 
Revenue  on  construction  contracts  is  recognised  in  accordance  with  the 
percentage-of-completion  method  with  the  completion  percentage  being 
computed on an input cost basis.

Contract costs are recognised as incurred. When the outcome of a construction 
contract cannot be estimated reliably, contract revenue is recognised only to 
the extent of contract costs incurred that are likely to be recoverable. When 
the  outcome  of  a  construction  contract  can  be  estimated  reliably  and  it  is 
probable that the contract will be profitable, contract revenue is recognised 
over  the  period  of  the  contract.  When  it  is  probable  that  total  contract 

62 CRH

costs  will  exceed  total  contract  revenue,  the  expected  loss  is  immediately 
recognised  as  an  expense.  The  percentage-of-completion  method  is  used 
to  determine  the  appropriate  amount  to  recognise  in  a  particular  reporting 
period with the stage of completion assessed by reference to the proportion 
that  contract  costs  incurred  at  the  balance  sheet  date  bear  to  the  total 
estimated cost of the contract.

Segment reporting

A  segment  is  a  distinguishable  component  of  the  Group  that  is  engaged 
either in providing products or services (business segment), or in providing 
products or services within a particular economic environment (geographical 
segment),  which  is  subject  to  risks  and  returns  different  to  those  of  other 
segments.  Based  on  the  Group’s  internal  organisational  and  management 
structure  and  its  system  of  internal  financial  reporting,  segmentation  by 
business is regarded as being the predominant source and nature of the risks 
and returns facing the Group and is thus the primary segment under IAS 14 
Segment Reporting. Geographical segmentation is therefore the secondary 
segment.

Foreign currency translation

Items included in the financial statements of each of the Group’s entities are 
measured using the currency of the primary economic environment in which 
the  entity  operates  (“the  functional  currency”).  The  consolidated  financial 
statements are presented in euro, which is the presentation currency of the 
Group and the functional currency of the Company.

Transactions in foreign currencies are recorded at the rate ruling at the date 
of  the  transaction.  Monetary  assets  and  liabilities  denominated  in  foreign 
currencies  are  retranslated  at  the  rate  of  exchange  ruling  at  the  balance 
sheet date. All currency translation differences are taken to the Group Income 
Statement with the exception of differences on foreign currency borrowings; 
to  the  extent  that  such  borrowings  are  used  to  provide  a  hedge  against 
foreign  equity  investments,  the  translation  differences  are  taken  directly  to 
equity together with the translation differences on the carrying amount of the 
related  investments.  Translation  differences  applicable  to  foreign  currency 
borrowings are taken directly to equity until disposal of the net investment, at 
which time they are recycled through the Group Income Statement.

Results and cash flows of subsidiaries, joint ventures and associates based 
in  non-euro  countries  have  been  translated  into  euro  at  average  exchange 
rates  for  the  year,  and  the  related  balance  sheets  have  been  translated  at 
the rates of exchange ruling at the balance sheet date. Adjustments arising 
on  translation  of  the  results  of  non-euro  subsidiaries,  joint  ventures  and 
associates at average rates, and on restatement of the opening net assets 
at closing rates, are dealt with in a separate translation reserve within equity, 
net  of  differences  on  related  currency  borrowings.  All  other  translation 
differences are taken to the Group Income Statement.

On  disposal  of  a  foreign  operation,  accumulated  currency  translation 
differences  are  recognised  in  the  Group  Income  Statement  as  part  of  the 
overall gain or loss on disposal. Goodwill and fair value adjustments arising 
on  acquisition  of  a  foreign  operation  are  regarded  as  assets  and  liabilities 
of  the  foreign  operation,  are  expressed  in  the  functional  currency  of  the 
foreign operation, are recorded in euro at the exchange rate at the date of 
the transaction and are subsequently retranslated at the applicable closing 
rates.

The principal exchange rates used for the translation of results, cash flows 
and balance sheets into euro were as follows:

euro 1 = 

US Dollar 
Pound Sterling 
Polish Zloty 
Ukrainian Hryvnia 
Swiss Franc 
Canadian Dollar 
Argentine Peso 
Israeli Shekel 

Average 

Year-end

2007 

2006 

2007 

2006

1.3705 
0.6843 
3.7837 
6.8982 
1.6427 
1.4678 
4.2718 
5.6270 

1.2556  1.4721  1.3170
0.6817  0.7334  0.6715
3.8959  3.5935  3.8310
6.3290  7.3588  6.6583
1.5729  1.6547  1.6069
1.4237  1.4449  1.5281
3.8623  4.5948  4.0373
5.5928  5.6201  5.5623

Retirement	benefit	obligations

The  Group  operates  defined  contribution  and  defined  benefit  pension 
schemes in a number of its operating areas. In addition, the Group has also 
undertaken  to  provide  certain  additional  post-employment  healthcare  and 
life  assurance  benefits,  which  are  unfunded,  to  certain  current  and  former 
employees in the United States.

Costs arising in respect of the Group’s defined contribution pension schemes 
are charged to the Group Income Statement in the period in which they are 
incurred. Under these schemes, the Group has no obligation, either legal or 
constructive, to pay further contributions in the event that the fund does not 
hold sufficient assets to meet its benefit commitments.

The liabilities and costs associated with the Group’s defined benefit pension 
schemes  (both  funded  and  unfunded)  are  assessed  on  the  basis  of  the 
projected  unit  credit  method  by  professionally  qualified  actuaries  and  are 
arrived  at  using  actuarial  assumptions  based  on  market  expectations  at 
the  balance  sheet  date.  The  discount  rates  employed  in  determining  the 
present  value  of  the  schemes’  liabilities  are  determined  by  reference  to 
market yields at the balance sheet date on high-quality corporate bonds of 
a currency and term consistent with the currency and term of the associated 
post-employment benefit obligations. When the benefits of a defined benefit 
scheme  are  improved,  the  portion  of  the  increased  benefit  relating  to  past 
service  by  employees  is  recognised  as  an  expense  in  the  Group  Income 
Statement on a straight-line basis over the average period until the benefits 
become vested. To the extent that the enhanced benefits vest immediately, 
the  related  expense  is  recognised  immediately  in  the  Group  Income 
Statement. The net surplus or deficit arising on the Group’s defined benefit 
pension schemes, together with the liabilities associated with the unfunded 
schemes, are shown either within non-current assets or non-current liabilities 
on the face of the Group Balance Sheet. The deferred tax impact of pension 
scheme  surpluses  and  deficits  is  disclosed  separately  within  deferred  tax 
assets or liabilities as appropriate. The Group has elected to recognise post 
transition  date  actuarial  gains  and  losses  immediately  in  the  Statement  of 
Recognised Income and Expense.

In  relation  to  the  Group’s  defined  benefit  pension  schemes,  a  full  actuarial 
valuation  is  undertaken  on  an  annual  basis,  where  local  requirements 
mandate  that  this  be  done,  and  at  triennial  intervals  at  a  maximum  in  all 
other cases.

The  defined  benefit  pension  asset  or  liability  in  the  Group  Balance  Sheet 
comprises the total for each plan of the present value of the defined benefit 
obligation  (using  a  discount  rate  based  on  high-quality  corporate  bonds) 
less any past service cost not yet recognised and less the fair value of plan 
assets (measured at bid value) out of which the obligations are to be settled 
directly.

The  Group’s  obligation  in  respect  of  post-employment  healthcare  and  life 
assurance benefits represents the amount of future benefit that employees 
have  earned  in  return  for  service  in  the  current  and  prior  periods.  The 
obligation  is  computed  on  the  basis  of  the  projected  unit  credit  method 
and  is  discounted  to  present  value  using  a  discount  rate  equating  to  the 
market yield at the balance sheet date on high-quality corporate bonds of a 
currency  and  term  consistent  with  the  currency  and  estimated  term  of  the 
post-employment obligations.

Share-based payments

The Group operates both Share Option Schemes and a Performance Share 
Plan. Its policy in relation to the granting of share options and the granting 
of awards under the Performance Share Plan together with the nature of the 
underlying market and non-market performance and other vesting conditions 
are addressed in the Report on Directors’ Remuneration on page 48.

Share options
For  equity-settled  share-based  payment  transactions  (i.e.  the  issuance 
of  share  options),  the  Group  measures  the  services  received  and  the 
corresponding increase in equity at fair value at the measurement date (which 
is the grant date) using a recognised valuation methodology for the pricing of 
financial instruments (i.e. the trinomial model). Given that the share options 
granted  do  not  vest  until  the  completion  of  a  specified  period  of  service 
and are subject to the realisation of demanding performance conditions, the 
fair  value  is  determined  on  the  basis  that  the  services  to  be  rendered  by 
employees as consideration for the granting of share options will be received 
over the vesting period, which is assessed as at the grant date.

The  share  options  granted  by  the  Company  are  not  subject  to  market-
based vesting conditions as defined in IFRS 2 Share-Based Payment. Non-
market  vesting  conditions  are  not  taken  into  account  when  estimating  the 
fair  value  of  share  options  as  at  the  grant  date;  such  conditions  are  taken 
into account through adjusting the number of equity instruments included in 
the measurement of the transaction amount so that, ultimately, the amount 
recognised equates to the number of equity instruments that actually vest. 
The  expense  in  the  Group  Income  Statement  in  relation  to  share  options 
represents the product of the total number of options anticipated to vest and 
the fair value of those options; this amount is allocated to accounting periods 
on a straight-line basis over the vesting period. The cumulative charge to the 
Group Income Statement is reversed only where the performance condition 
is  not  met  or  where  an  employee  in  receipt  of  share  options  relinquishes 
service prior to completion of the expected vesting period. 

The  proceeds  received  net  of  any  directly  attributable  transaction  costs 
are  credited  to  share  capital  (nominal  value)  and  share  premium  when  the 
options are exercised.

The measurement requirements of IFRS 2 have been implemented in respect 
of share options that were granted after 7th November 2002. In accordance 
with the standard, the disclosure requirements of IFRS 2 have been applied 
in relation to all outstanding share-based payments regardless of their grant 
date.

To the extent that the Group receives a tax deduction relating to the services 
paid  in  shares,  deferred  tax  in  respect  of  share  options  is  provided  on  the 
basis of the difference between the market price of the underlying equity as 
at the date of the financial statements and the exercise price of the option; 
as a result, the deferred tax impact of share options will not directly correlate 
with the expense reported in the Group Income Statement.

The Group has no exposure in respect of cash-settled share-based payment 
transactions  and  share-based  payment  transactions  with  cash  alternatives 
as defined in IFRS 2.

CRH

63

 
Accounting Policies continued

Awards under the Performance Share Plan
The  fair  value  of  shares  awarded  under  the  Performance  Share  Plan  is 
determined  using  a  Monte  Carlo  simulation  technique.  The  Performance 
Share  Plan  contains  inter  alia  a  TSR-based  (and  hence  market-based) 
vesting  condition,  and  accordingly,  the  fair  value  assigned  to  the  related 
equity instruments on initial application of IFRS 2 is adjusted so as to reflect 
the anticipated likelihood as at the grant date of achieving the market-based 
vesting condition.

the Group and the cost of the item can be measured reliably. All other repair 
and  maintenance  expenditure  is  charged  to  the  Group  Income  Statement 
during the financial period in which it is incurred.

Borrowing costs
Borrowing  costs  incurred  in  the  construction  of  major  assets  which  take  a 
substantial period of time to complete are capitalised in the financial period 
in which they are incurred. 

Property, plant and equipment

With the exception of the one-time revaluation of land and buildings noted 
below,  items  of  property,  plant  and  equipment  are  stated  at  historical  cost 
less any accumulated depreciation and any accumulated impairments.

Depreciation and depletion
Depreciation is calculated to write off the book value of each item of property, 
plant and equipment over its useful economic life on a straight-line basis at 
the following rates:

Land and buildings: The book value of mineral-bearing land, less an estimate 
of its residual value, is depleted over the period of the mineral extraction in 
the proportion which production for the year bears to the latest estimates of 
mineral reserves. Land other than mineral-bearing land is not depreciated. In 
general, buildings are depreciated at 2.5% per annum (“p.a.”).

Plant and machinery: These are depreciated at rates ranging from 3.3% p.a. 
to 20% p.a. depending on the type of asset.

Transport: On average, transport equipment is depreciated at 20% p.a.

Certain items of property, plant and equipment that had been revalued to fair 
value prior to the date of transition to IFRS (1st January 2004) are measured 
on the basis of deemed cost, being the revalued amount as at the date the 
revaluation was performed.

The  residual  values  and  useful  lives  of  property,  plant  and  equipment  are 
reviewed, and adjusted if appropriate, at each balance sheet date.

Impairment of property, plant and equipment
In  accordance  with  IAS  36  Impairment  of  Assets,  the  carrying  values  of 
items  of  property,  plant  and  equipment  are  reviewed  for  impairment  at 
each  reporting  date  and  are  subject  to  impairment  testing  when  events 
or  changes  in  circumstances  indicate  that  the  carrying  values  may  not  be 
recoverable.  Where  the  carrying  values  exceed  the  estimated  recoverable 
amount  (being  the  greater  of  fair  value  less  costs  to  sell  and  value-in-use), 
the  assets  or  cash-generating  units  are  written-down  to  their  recoverable 
amount. Fair value less costs to sell is defined as the amount obtainable from 
the  sale  of  an  asset  or  cash-generating  unit  in  an  arm’s  length  transaction 
between  knowledgeable  and  willing  parties,  less  the  costs  which  would 
be  incurred in disposal. Value-in-use is defined as the present value of the 
future  cash  flows  expected  to  be  derived  through  the  continued  use  of  an 
asset  or  cash-generating  unit  including  those  anticipated  to  be  realised  on 
its  eventual  disposal.  In  assessing  value-in-use,  the  estimated  future  cash 
flows  are  discounted  to  their  present  value  using  a  pre-tax  discount  rate 
that  reflects  current  market  assessments  of  the  time  value  of  money  and 
the risks specific to the asset for which the future cash flow estimates have 
not been adjusted. The estimates of future cash flows exclude cash inflows 
or outflows attributable to financing activities and income tax. For an asset 
that  does  not  generate  largely  independent  cash  inflows,  the  recoverable 
amount is determined by reference to the cash-generating unit to which the 
asset belongs.

Repair and maintenance expenditure
Repair  and  maintenance  expenditure  is  included  in  an  asset’s  carrying 
amount  or  recognised  as  a  separate  asset,  as  appropriate,  only  when  it  is 
probable that future economic benefits associated with the item will flow to 

64 CRH

Business combinations

The  purchase  method  of  accounting  is  employed  in  accounting  for  the 
acquisition of subsidiaries, joint ventures and associates by the Group.

The  cost  of  a  business  combination  is  measured  as  the  aggregate  of  the 
fair  values  at  the  date  of  exchange  of  assets  given,  liabilities  incurred  or 
assumed  and  equity  instruments  issued  in  exchange  for  control  together 
with any directly attributable expenses. To the extent that settlement of all or 
any part of a business combination is deferred, the fair value of the deferred 
component is determined through discounting the amounts payable to their 
present value at the date of exchange. The discount component is unwound 
as  an  interest  charge  in  the  Group  Income  Statement  over  the  life  of  the 
obligation.

Where  a  business  combination  agreement  provides  for  an  adjustment  to 
the cost of the combination contingent on future events, the amount of the 
adjustment is included in the cost at the acquisition date if the adjustment is 
probable and can be reliably measured. Contingent consideration is included 
in the acquisition balance sheet on a discounted basis.

The  assets  and  liabilities  and  contingent  liabilities  of  a  subsidiary  are 
measured  at  their  fair  values  at  the  date  of  acquisition.  In  the  case  of  a 
business  combination  which  is  completed  in  stages,  the  fair  values  of  the 
identifiable  assets,  liabilities  and  contingent  liabilities  are  determined  at  the 
date of each exchange transaction.

When  the  initial  accounting  for  a  business  combination  is  determined 
provisionally,  any  adjustments  to  the  provisional  values  allocated  to  the 
identifiable assets, liabilities and contingent liabilities are made within twelve 
months of the acquisition date.

The  interest  of  minority  shareholders  is  stated  at  the  minority’s  proportion 
of  the  fair  values  of  the  assets  and  liabilities  recognised;  goodwill  is  not 
allocated to the minority interest. Subsequently, any losses applicable to the 
minority interest in excess of the minority interest are allocated against the 
interests of the parent.

Goodwill

Goodwill  is  the  excess  of  the  consideration  paid  over  the  fair  value  of  the 
identifiable assets, liabilities and contingent liabilities in a business combination 
and relates to the future economic benefits arising from assets which are not 
capable of being individually identified and separately recognised.

The  carrying  amount  of  goodwill  in  respect  of  associates  is  included  in 
investments  in  associates  under  the  equity  method  in  the  Group  Balance 
Sheet. Goodwill applicable to jointly controlled entities is accounted for on the 
basis of proportionate consolidation and is therefore included in the goodwill 
caption  in  the  Group  Balance  Sheet,  net  of  any  impairments  assessed  in 
accordance with the methodology discussed below.

Where a subsidiary is disposed of or terminated through closure, the carrying 
value  of  any  goodwill  which  arose  on  acquisition  of  that  subsidiary,  net  of 
any impairments, is included in the determination of the net profit or loss on 
disposal/termination.

To the extent that the Group’s interest in the net fair value of the identifiable 
assets,  liabilities  and  contingent  liabilities  acquired  exceeds  the  cost  of  a 
business  combination,  the  identification  and  measurement  of  the  related 

assets,  liabilities  and  contingent  liabilities  are  revisited  and  the  cost  is 
reassessed  and  any  remaining  balance  is  recognised  immediately  in  the 
Group Income Statement.

Goodwill acquired in a business combination is allocated, from the acquisition 
date,  to  the  cash-generating  units  that  are  anticipated  to  benefit  from  the 
combination’s  synergies.  Following  initial  recognition,  goodwill  is  measured 
at cost less any accumulated impairment losses. The cash-generating units 
represent  the  lowest  level  within  the  Group  at  which  goodwill  is  monitored 
for  internal  management  purposes  and  these  units  are  not  larger  than  the 
primary and secondary reporting segments determined in accordance with 
IAS 14 Segment Reporting. Goodwill is subject to impairment testing on an 
annual basis and at any time during the year if an indicator of impairment is 
considered to exist. In the year in which a business combination is effected, 
and  where  some  or  all  of  the  goodwill  allocated  to  a  particular  cash-
generating  unit  arose  in  respect  of  that  combination,  the  cash-generating 
unit is tested for impairment prior to the end of the relevant annual period. 
Impairment is determined by assessing the recoverable amount of the cash-
generating unit to which the goodwill relates. Where the recoverable amount 
of the cash-generating unit is less than the carrying amount, an impairment 
loss is recognised. Impairment losses arising in respect of goodwill are not 
reversed once recognised.

When part of an operation within a cash-generating unit is disposed of, any 
goodwill  associated  with  that  operation  is  included  in  the  carrying  amount 
of  the  operation  when  determining  the  gain  or  loss  on  disposal.  Goodwill 
disposed  of  in  this  circumstance  is  measured  on  the  basis  of  the  relative 
values of the operation disposed of and the portion of the cash-generating 
unit retained.

Intangible assets (other than goodwill) arising on business combinations

An  intangible  asset,  which  is  an  identifiable  non-monetary  asset  without 
physical  substance,  is  capitalised  separately  from  goodwill  as  part  of  a 
business  combination  to  the  extent  that  it  is  probable  that  the  expected 
future economic benefits attributable to the asset will flow to the Group and 
that its cost can be measured reliably. The asset is deemed to be identifiable 
when it is separable (i.e. capable of being divided from the entity and sold, 
transferred,  licensed,  rented  or  exchanged,  either  individually  or  together 
with  a  related  contract,  asset  or  liability)  or  when  it  arises  from  contractual 
or  other  legal  rights,  regardless  of  whether  those  rights  are  transferable  or 
separable from the Group or from other rights and obligations. 

Subsequent  to  initial  recognition,  intangible  assets  are  carried  at  cost  less 
any accumulated amortisation and any accumulated impairment losses. The 
carrying values of definite-lived intangible assets are reviewed for indicators 
of impairment at each reporting date and are subject to impairment testing 
when events or changes in circumstances indicate that the carrying values 
may not be recoverable.

The amortisation of intangible assets is calculated to write-off the book value 
of definite-lived intangible assets over their useful lives on a straight-line basis 
on the assumption of zero residual value. In general, definite-lived intangible 
assets are amortised over periods ranging from one to ten years, depending 
on the nature of the intangible asset.

Investments

All investments are initially recognised at the fair value of the consideration 
given net of any acquisition charges arising.

Where equity investments are actively traded in organised financial markets, 
fair  value  is  determined  by  reference  to  Stock  Exchange  quoted  market 
bid  prices  at  the  close  of  business  on  the  balance  sheet  date.  Where  it  is 
impracticable  to  determine  fair  value  in  accordance  with  IAS  39,  unquoted 
equity  investments  are  recorded  at  historical  cost  and  are  included  within 
financial assets in the Group Balance Sheet.

Leases

Assets  held  under  finance  leases,  which  are  leases  where  substantially  all 
the  risks  and  rewards  of  ownership  of  the  asset  have  transferred  to  the 
Group,  and  hire  purchase  contracts  are  capitalised  in  the  Group  Balance 
Sheet and are depreciated over their useful lives with any impairment being 
recognised in accumulated depreciation. The asset is recorded at an amount 
equal  to  the  lower  of  its  fair  value  and  the  present  value  of  the  minimum 
lease payments at the inception of the finance lease. The capital elements of 
future obligations under leases and hire purchase contracts are included in 
liabilities in the Group Balance Sheet and analysed between current and non-
current amounts. The interest elements of the rental obligations are charged 
to the Group Income Statement over the periods of the relevant agreements 
and  represent  a  constant  proportion  of  the  balance  of  capital  repayments 
outstanding in line with the implicit interest rate methodology.

Leases  where  the  lessor  retains  substantially  all  the  risks  and  rewards  of 
ownership  are  classified  as  operating  leases.  Operating  lease  rentals  are 
charged  to  the  Group  Income  Statement  on  a  straight-line  basis  over  the 
lease term.

Inventories and construction contracts

Inventories  are  stated  at  the  lower  of  cost  and  net  realisable  value.  Cost 
is  based  on  the  first-in,  first-out  principle  (and  weighted  average,  where 
appropriate) and includes all expenditure incurred in acquiring the inventories 
and bringing them to their present location and condition. Raw materials are 
valued on the basis of purchase cost on a first-in, first-out basis. In the case 
of finished goods and work-in-progress, cost includes direct materials, direct 
labour and attributable overheads based on normal operating capacity and 
excludes borrowing costs. Net realisable value is the estimated proceeds of 
sale less all further costs to completion, and less all costs to be incurred in 
marketing, selling and distribution.

Amounts  recoverable  on  construction  contracts,  which  are  included  in 
debtors,  are  stated  at  the  net  sales  value  of  the  work  done  less  amounts 
received as progress payments on account. Cumulative costs incurred, net 
of amounts transferred to cost of sales, after deducting foreseeable losses, 
provision  for  contingencies  and  payments  on  account  not  matched  with 
revenue, are included as construction contract balances in inventories. Cost 
includes all expenditure related directly to specific projects and an allocation 
of  fixed  and  variable  overheads  incurred  in  the  Group’s  contract  activities 
based on normal operating capacity.

Trade and other receivables and payables

Trade  and  other  receivables  and  payables  are  stated  at  cost,  which 
approximates  fair  value  given  the  short-dated  nature  of  these  assets  and 
liabilities.

Trade  receivables  are  carried  at  original  invoice  amount  less  an  allowance 
for potentially uncollectible debts. Provision is made when there is objective 
evidence  that  the  Group  will  not  be  in  a  position  to  collect  the  associated 
debts.  Bad  debts  are  written-off  in  the  Group  Income  Statement  on 
identification.

Cash and cash equivalents

Cash  and  cash  equivalents  comprise  cash  balances  held  for  the  purposes 
of meeting short-term cash commitments and investments which are readily 
convertible to a known amount of cash and are subject to an insignificant risk 
of changes in value. Where investments are categorised as cash equivalents, 
the related balances have a maturity of three months or less from the date 
of  acquisition.  Bank  overdrafts  are  included  within  current  interest-bearing 
loans and borrowings in the Group Balance Sheet. Where the overdrafts are 
repayable on demand and form an integral part of cash management, they 
are netted against cash and cash equivalents.

CRH

65

Accounting Policies continued

Liquid investments 

investments  comprise  short-term  deposits  and  current  asset 
Liquid 
investments which are held as readily disposable stores of value and include 
investments in government gilts and commercial paper and deposits of less 
than one year in duration. The maturity of these investments falls outside the 
three months timeframe for classification as cash and cash equivalents under 
IAS 7 Cash Flow Statements, and accordingly these investments are treated 
as  financial  assets  and  are  categorised  as  either  “fair  value  through  profit 
and  loss”  or  “loans  and  receivables”.  Regular  way  purchases  of  financial 
assets  are  recognised  using  settlement  date  accounting.  The  fair  value  of 
liquid investments is determined by reference to the traded value of actively 
traded instruments.

Derivative	financial	instruments	

The Group employs derivative financial instruments (principally interest rate 
and  currency  swaps  and  forward  foreign  exchange  contracts)  to  manage 
interest rate risks and to realise the desired currency profile of borrowings. 
In accordance with its treasury policy, the Group does not trade in financial 
instruments nor does it enter into leveraged derivative transactions.

At  the  inception  of  a  transaction  entailing  the  usage  of  derivatives,  the 
Group  documents  the  relationship  between  the  hedged  item  and  the 
hedging  instrument  together  with  its  risk  management  objective  and  the 
strategy  underlying  the  proposed  transaction.  The  Group  also  documents 
its  assessment,  both  at  the  inception  of  the  hedging  relationship  and 
subsequently  on  an  ongoing  basis,  of  the  effectiveness  of  the  hedge  in 
offsetting movements in the fair values or cash flows of the hedged items.

Derivative  financial  instruments  are  stated  at  fair  value.  Where  derivatives 
do  not  fulfil  the  criteria  for  hedge  accounting,  they  are  classified  as  “held 
for  trading”  and  changes  in  fair  values  are  reported  in  the  Group  Income 
Statement. The fair value of interest rate and currency swaps is the estimated 
amount the Group would pay or receive to terminate the swap at the balance 
sheet  date  taking  into  account  current  interest  and  currency  rates  and 
the  creditworthiness  of  the  swap  counterparties.  The  fair  value  of  forward 
exchange contracts is calculated by reference to current forward exchange 
rates for contracts with similar maturity profiles and equates to the quoted 
market price at the balance sheet date (being the present value of the quoted 
forward price).

Hedging 

Fair value and cash flow hedges
The  Group  uses  fair  value  hedges  and  cash  flow  hedges  in  its  treasury 
activities. For the purposes of hedge accounting, hedges are classified either 
as fair value hedges (which entail hedging the exposure to movements in the 
fair value of a recognised asset or liability) or cash flow hedges (which hedge 
exposure  to  fluctuations  in  future  cash  flows  derived  from  a  particular  risk 
associated with a recognised asset or liability, a firm commitment or a highly 
probable forecast transaction).

In  the  case  of  fair  value  hedges  which  satisfy  the  conditions  for  hedge 
accounting,  any  gain  or  loss  stemming  from  the  re-measurement  of  the 
hedging instrument to fair value is reported in the Group Income Statement. 
In  addition,  any  gain  or  loss  on  the  hedged  item  which  is  attributable  to 
the hedged risk is adjusted against the carrying amount of the hedged item 
and  reflected  in  the  Group  Income  Statement.  Where  the  adjustment  is  to 
the  carrying  amount  of  a  hedged  interest-bearing  financial  instrument,  the 
adjustment is amortised to the Group Income Statement with the objective 
of achieving full amortisation by maturity.

Where  a  derivative  financial  instrument  is  designated  as  a  hedge  of  the 
variability in cash flows of a recognised liability or a highly probable forecast 
transaction, the effective part of any gain or loss on the derivative financial 

66 CRH

instrument  is  recognised  as  a  separate  component  of  equity  with  the 
ineffective  portion  being  reported  in  the  Group  Income  Statement.  The 
associated  gains  or  losses  that  had  previously  been  recognised  in  equity 
are transferred to the Group Income Statement contemporaneously with the 
materialisation of the hedged transaction. Any gain or loss arising in respect 
of changes in the time value of the derivative financial instrument is excluded 
from the measurement of hedge effectiveness and is recognised immediately 
in the Group Income Statement.

Hedge  accounting  is  discontinued  when the hedging instrument expires  or 
is sold, terminated or exercised, or no longer qualifies for hedge accounting. 
At that point in time, any cumulative gain or loss on the hedging instrument 
recognised  as  a  separate  component  of  equity  remains  in  equity  until  the 
forecast transaction occurs. If a hedged transaction is no longer anticipated 
to occur, the net cumulative gain or loss recognised in equity is transferred to 
the Group Income Statement in the period.

Hedges of monetary assets and liabilities
Where  a  derivative  financial  instrument  is  used  to  hedge  economically  the 
foreign exchange exposure of a recognised monetary asset or liability, hedge 
accounting  is  not  applied  and  any  gain  or  loss  accruing  on  the  hedging 
instrument is recognised in the Group Income Statement.

Net investment hedges
Where foreign currency borrowings provide a hedge against a net investment 
in  a  foreign  operation,  foreign  exchange  differences  are  taken  directly  to  a 
foreign currency translation reserve (being a separate component of equity). 
Cumulative  gains  and  losses  remain  in  equity  until  disposal  of  the  net 
investment  in  the  foreign  operation  at  which  point  the  related  differences 
are transferred to the Group Income Statement as part of the overall gain or 
loss on sale.

Interest-bearing loans and borrowings 

All loans and borrowings are initially recorded at cost being the fair value of 
the consideration received net of attributable transaction costs.

Subsequent  to  initial  recognition,  current  and  non-current  interest-bearing 
loans and borrowings are, in general, measured at amortised cost employing 
the  effective  interest  yield  methodology.  Fixed  rate  term  loans,  which  have 
been  hedged  to  floating  rates  (using  interest  rate  swaps),  are  measured  at 
amortised cost adjusted for changes in value attributable to the hedged risks 
arising  from  changes  in  underlying  market  interest  rates.  The  computation 
of  amortised  cost  includes  any  issue  costs  and  any  discount  or  premium 
materialising  on  settlement.  Borrowings  are  classified  as  current  liabilities 
unless the Group has an unconditional right to defer settlement of the liability 
for at least 12 months after the balance sheet date.

Gains  and  losses  are  recognised  in  the  Group  Income  Statement  through 
amortisation on the basis of the period of the loans and borrowings and/or 
on impairment and derecognition of the associated loans and borrowings.

Borrowing  costs  arising  on  financial  instruments  are  recognised  as  an 
expense in the period in which they are incurred.

Provisions for liabilities

A  provision  is  recognised  on  a  discounted  basis  when  the  Group  has  a 
present  obligation  (either  legal  or  constructive)  as  a  result  of  a  past  event; 
it  is  probable  that  a  transfer  of  economic  benefits  will  be  required  to  settle 
the  obligation;  and  a  reliable  estimate  can  be  made  of  the  amount  of  the 
obligation. Where the Group anticipates that a provision will be reimbursed, 
the  reimbursement  is  recognised  as  a  separate  asset  when  it  is  virtually 
certain  that  the  reimbursement  will  arise.  Provisions  are  not  recognised  in 
respect of future operating losses.

Capital grants

Capital  grants  are  recognised  at  their  fair  value  where  there  is  reasonable 
assurance  that  the  grant  will  be  received  and  all  attaching  conditions 
have  been  complied  with.  When  the  grant  relates  to  an  expense  item,  it  is 
recognised as income over the periods necessary to match the grant on a 
systematic basis to the costs that it is intended to compensate. Where the 
grant  relates  to  an  asset,  the  fair  value  is  treated  as  a  deferred  credit  and 
is  released  to  the  Income  Statement  over  the  expected  useful  life  of  the 
relevant asset through equal annual instalments.

Share capital

Own shares
Ordinary  Shares  purchased  by  the  Company  under  the  terms  of  the 
Performance Share Plan are recorded as a deduction from equity on the face 
of the Group Balance Sheet.

Dividends
Dividends  on  Ordinary  Shares  are  recognised  as  a  liability  in  the  Group’s 
financial  statements  in  the  period  in  which  they  are  declared  by  the 
Company.

Emission rights

Emission  rights  are  accounted  for  such  that  a  liability  is  recognised  only 
in  circumstances  where  emission  rights  have  been  exceeded  from  the 
perspective of the Group as a whole and the differential between actual and 
permitted  emissions  will  have  to  be  remedied  through  the  purchase  of  the 
required additional rights at fair value; assets and liabilities arising in respect 
of under and over-utilisation of emission credits respectively are accordingly 
netted  against  one  another  in  the  preparation  of  the  consolidated  financial 
statements.

Provisions  arising  on  business  combination  activity  are  accordingly 
recognised only to the extent that they would have qualified for recognition in 
the financial statements of the acquiree prior to acquisition.

Tax (current and deferred)

Current tax represents the expected tax payable (or recoverable) on the taxable 
profit  for  the  year  using  tax  rates  enacted  or  substantively  enacted  at  the 
balance  sheet  date  and  taking  into  account  any  adjustments  stemming  from 
prior years. Any interest or penalties arising are included within current tax.

Deferred tax is provided on the basis of the balance sheet liability method on 
all  temporary  differences  at  the  balance  sheet  date.  Temporary  differences 
are defined as the difference between the tax bases of assets and liabilities 
and their carrying amounts in the financial statements. Deferred tax assets 
and  liabilities  are  not  subject  to  discounting  and  are  measured  at  the  tax 
rates that are anticipated to apply in the period in which the asset is realised 
or  the  liability  is  settled  based  on  tax  rates  and  tax  laws  that  have  been 
enacted or substantively enacted at the balance sheet date.

Deferred  tax  liabilities  are  recognised  for  all  taxable  temporary  differences 
(i.e.  differences  that  will  result  in  taxable  amounts  in  future  periods  when 
the carrying amount of the asset or liability is recovered or settled) with the 
exception of the following:

• 

• 

where the deferred tax liability arises from the initial recognition of goodwill 
or the initial recognition of an asset or a liability in a transaction that is not 
a business combination and affects neither the accounting profit nor the 
taxable profit or loss at the time of the transaction; and

where,  in  respect  of  taxable  temporary  differences  associated  with 
investments  in  subsidiaries  and  joint  ventures,  the  timing  of  the  reversal 
of  the  temporary  difference  is  subject  to  control  by  the  Group  and  it  is 
probable that reversal will not materialise in the foreseeable future.

Deferred  tax  assets  are  recognised  in  respect  of  all  deductible  temporary 
differences (i.e. differences that give rise to amounts which are deductible in 
determining taxable profits in future periods when the carrying amount of the 
asset or liability is recovered or settled), carry-forward of unused tax credits 
and unused tax losses to the extent that it is probable that taxable profits will 
be  available  against  which  to  offset  these  items.  The  following  exceptions 
apply in this instance:

• 

• 

where the deferred tax asset arises from the initial recognition of an asset 
or a liability in a transaction that is not a business combination and affects 
neither  the  accounting  profit  nor  the  taxable  profit  or  loss  at  the  time  of 
the transaction; and

where,  in  respect  of  deductible  temporary  differences  associated  with 
investments in subsidiaries, joint ventures and associates, a deferred tax 
asset  is  recognised  only  if  it  is  probable  that  the  deductible  temporary 
difference will reverse in the foreseeable future and that sufficient taxable 
profits  will  be  available  against  which  the  temporary  difference  can  be 
utilised.

The  carrying  amounts  of  deferred  tax  assets  are  subject  to  review  at  each 
balance sheet date and are reduced to the extent that future taxable profits 
are considered to be inadequate to allow all or part of any deferred tax asset 
to be utilised. 

Where  items  are  accounted  for  directly  through  equity  (for  example,  in  the 
context  of  certain  derivative  financial  instruments  and  actuarial  gains  and 
losses on defined benefit pension schemes and share-based payments), the 
related income tax is charged or credited to equity. In all other circumstances, 
income tax is recognised in the Group Income Statement.

CRH

67

Notes on Financial Statements

1. Segment Information

Analysis by class of business and by geography
The Group is organised into four Divisions, two in Europe: Materials and Products & Distribution; and two in the Americas: Materials in the United States and Products 
& Distribution in the United States, Mexico, Canada, Argentina and Chile. These activities comprise three reporting business segments as follows:

Materials businesses are involved in the production of cement, aggregates, asphalt and readymixed concrete.

Products businesses are involved in the production of concrete products and a range of construction-related products and services.

Distribution businesses are engaged in the marketing and sale of builders’ supplies to the construction industry and of materials and products for the DIY market.

Intersegment revenue is not material.

Group Income Statement 

Segment revenue
Europe 
Americas 

Continuing operations - year ended 31st December

Materials 

Products 

Distribution 

Total Group

2007 
€m 

2006 
€m 

2007 
€m 

2006 
€m 

2007 
€m 

2006 
€m 

2007 
€m 

2006
€m

 3,651  
 5,445    

 2,967   
 4,778  

3,628  
3,510 

 3,186  
 3,572  

 3,435  
 1,323    

 2,786  
 1,448  

10,714   
10,278 

8,939 
9,798

9,096  

 7,745   

7,138  

 6,758  

 4,758  

 4,234 

20,992 

18,737

Segment revenue includes €3,706 million (2006: €3,065 million) in respect of revenue applicable to construction contracts.

Group	operating	profit	before	depreciation	and	amortisation	(EBITDA)	(i)

Europe 
Americas 

Depreciation 
Europe 
Americas 

Amortisation of intangible assets  
Europe 
Americas 

Group	operating	profit	(i) 
Europe 
Americas 

Profit	on	disposal	of	fixed	assets	
Europe 
Americas 

Segment	result	(profit	before	finance	costs)	(i) 
Europe 
Americas 

Finance costs (net) 
Group share of associates’ profit after tax (note 9) 

Profit before tax 
Income tax expense 

Group profit for the financial year 

 746  
 834    

 564  
 695  

461 
468    

 361  
 506  

 261  

90    

 210  
 120  

 1,468  
1,392 

 1,135 
1,321 

1,580  

 1,259 

929 

 867   

351  

330   

2,860  

 2,456 

 159  
 263  

 143  
 220  

 145   
 112    

134  
 116  

422  

 363 

257  

250 

 1    
 1    

2    

 -    
 -    

-    

 8   
 16   

 24   

 586 
 570    

 421  
 475  

308 
340    

 1,156  

 896 

648 

 29  
 11    

40  

 28  
 2 

 30 

 11  

 2    

 13  

6  
15  

21  

 221  
 375  

 596  

 2  
3 

 5  

 46  
14    

 60  

 3    
 6    

9    

 37  
 14  

 51  

 1 
 3  

 4 

 350  
 389  

 739  

 12  
23  

 35  

 314 
 350

 664

 7 
 18 

25

 212  

 70    

 172 
 103  

 1,106  

980    

 814
953 

 282  

 275  

 2,086  

 1,767 

 3    
 1  

 4  

4  
 1  

5  

 43  
 14  

 57  

 34
 6 

 40 

 615  
 581    

 1,196  

 449  
 477  

 926  

319 
 342    

661 

 223  
 378  

 601 

 215  
 71  

 176  
 104 

 1,149  
 994  

 848 
 959 

286  

 280  

 2,143 

 1,807 

(303) 
64  

(252)
 47 

 1,904  
(466) 

 1,602 
(378)

 1,438 

 1,224

(i)  Segment result in 2006 for Europe Products included a goodwill impairment loss of €50 million relating to the Cementbouw bv joint venture (see note 
14). In addition, segment result in 2006 for Europe Products included €19 million of a total €38 million gain which arose on deconsolidation of certain 
pension schemes in the Netherlands (see note 27). The remaining €19 million of this deconsolidation gain was included in the segment result in 2006 
for Europe Distribution.

68 CRH

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
	
	
	
	
	
	
	
	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
1. Segment Information continued

Group Balance Sheet 

Continuing operations - year ended 31st December

Segment assets 

Europe 
Americas 

Reconciliation to total assets as reported in the Group Balance Sheet
Investments in associates 
Other financial assets 
Derivative financial instruments (current and non-current) 
Deferred income tax assets 
Liquid investments 
Cash and cash equivalents 

Total assets as reported in the Group Balance Sheet 

Segment liabilities 

Europe 
Americas 

Reconciliation to total liabilities as reported in the Group Balance Sheet 
Interest-bearing loans and borrowings (current and non-current)  
Derivative financial instruments (current and non-current) 
Income tax liabilities (current and deferred) 
Capital grants 

Total liabilities as reported in the Group Balance Sheet 

Materials 

Products 

Distribution 

Total Group

2007 
€m 

 3,815 
 5,030 

2006 
€m 

2,982 
5,067 

2007 
€m 

3,295 
2,561 

2006 
€m 

3,142 
2,511 

2007 
€m 

1,939 
703 

2006 
€m 

1,376 
576 

2007 
€m 

9,049 
8,294 

2006
€m

7,500 
8,154 

 8,845 

8,049 

5,856 

5,653 

2,642 

1,952 

17,343 

15,654

 574  
78 
133  
 336  
 318    

 1,006  

 554 
 97 
 79 
 489
 370 
 1,102 

19,788 

 18,345 

 823  
 858  

 753  
 901  

 777  
 567    

 877  
 643  

 1,681  

 1,654  

1,344  

 1,520  

 405  
 151  

 556  

 337 
 160 

 497 

 2,005  
1,576  

 1,967 
 1,704

3,581  

 3,671

6,498 
122 
 1,556  
 11  

 5,958 
 85 
 1,517 
 10 

11,768 

11,241

CRH

69

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes on Financial Statements

1. Segment Information continued

Geographical analysis

The following is a geographical analysis of the segmental data presented above with Ireland (including Northern Ireland) and the Benelux (which comprises Belgium, 
the Netherlands and Luxembourg) separately analysed on the basis of the aggregation thresholds contained in IAS 14:

Group Income Statement 

Continuing operations - year ended 31st December

Ireland 

2006 
€m 

2007 
€m 

Benelux 

Rest of Europe 

Americas 

Total Group

2007 
€m 

2006 
€m 

2007 
€m 

2006 
€m 

2007 
€m 

2006 
€m 

2007 
€m 

2006
€m

Segment revenue 

 1,402 

 1,251  

 2,918  

 2,628  

 6,382 

 5,058  

 10,290  

 9,800 

 20,992 

18,737 

Group EBITDA 

 207  

 209  

354 

 301  

 905  

 624  

 1,394 

1,322 

2,860 

2,456 

Depreciation 
Amortisation of intangible assets 

 48  

 -    

 52  

 -    

 82  
 2  

 81  
 2  

Group	operating	profit	

	159		

	157  

270 

 218  

 220 
 10  

 675  

 181  
 5  

 438 

389 
 23    

 350 
 18  

739 
 35 

664 
25  

 982 

954  

 2,086  

 1,767 

Profit on disposal of fixed assets 

 26  

 23  

 7  

 3  

 9  

 8  

 15 

6 

57  

 40 

Segment	result	(profit	before	finance	costs)			

	185		

	180  

277 

 221  

 684  

 446  

 997 

960  

 2,143  

 1,807 

Group Balance Sheet  

Segment assets 

 959  

 830  

 2,468  

 2,101 

 5,617  

 4,563 

 8,299 

8,160 

17,343 

15,654 

Segment liabilities 

 282  

 289  

487 

 485  

 1,235  

 1,195 

1,577 

1,702 

3,581  

 3,671 

Other segment information - capital expenditure 

Continuing operations - year ended 31st December

Materials 

Products 

Distribution  

Total Group

2007 
€m 

2006 
€m 

2007 
€m 

2006 
€m 

2007 
€m 

2006 
€m 

2007 
€m 

2006
€m

 291  
 334    

 213  
 288 

153  
 159    

625  

501 

 312  

 123  
 142  

 265  

 72    
 19    

 91    

 46  
 20  

 516  
 512    

 66  

 1,028 

 382
 450 

832 

 119  
 88  
 309  
 512    

 1,028 

 78
 79 
 225 
450

 832 

By business segment 
Europe 
Americas 

Geographical analysis 
Ireland 
Benelux 
Rest of Europe 
Americas 

70 CRH

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2. Proportionate Consolidation of Joint Ventures

Year ended 31st December           

 Impact on Group Income Statement      

Group share of:
Revenue 
Cost of sales 

Gross profit   
Operating costs 
Impairment of Cementbouw bv goodwill (note 14) 

Operating	profit 
Profit on disposal of fixed assets 

Profit before finance costs 
Finance costs (net) 

Profit before tax 
Income tax expense 

Group	profit	for	the	financial	year	

Depreciation  

Impact on Group Balance Sheet

Group share of:
Non-current assets 
Current assets 

Total assets   

Total equity   

Non-current liabilities 
Current liabilities 

Total liabilities 

Total equity and liabilities 

Net debt included above 

Impact on Group Cash Flow Statement

Group share of:
Net cash inflow from operating activities 
Net cash outflow from investing activities 
Net cash inflow/(outflow) from financing activities 

Net increase/(decrease) in cash and cash equivalents 
Cash and cash equivalents at 1st January 
Translation adjustment 

Cash and cash equivalents at 31st December 

Reconciliation of cash and cash equivalents to net debt
Cash and cash equivalents as above 
Liquid investments 
Derivative financial instruments (current and non-current) 
Interest-bearing loans and borrowings (current and non-current) 

Net debt at 31st December 

The Group’s share of net debt in joint ventures is non-recourse to the Group.

2007 
€m 

1,076 
(734) 

342 
(229) 
- 

113 
-  

113 
(14) 

99 
(25) 

74	

43 

1,002 
380 

1,382 

835 

265 
282 

547 

2006
€m

901
(628)

273
(180)
(50)

43
4

 47
(16)

 31
(18)

 13

37

806
289

1,095

553

273 
269

542 

1,382 

1,095

(164) 

(248)

106 
(224) 
145 

27 
51 
(1) 

77 

77 
1 
- 
(242) 

(164) 

87
(75)
(34)

(22)
74
(1)

51

51
-
1
(300)

(248)

CRH

71

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes on Financial Statements

3. Operating Costs

Selling and distribution costs 
Administrative expenses 
Other operating expenses 
Other operating income 

Total 

Other operating expenses and income comprise the following charges/(credits):

Other operating expenses
Share-based payments expense (note 7) 
Amortisation of intangible assets (note 14) 
Goodwill impairment loss (note 14) 
Mark-to-market of undesignated derivative financial instruments 

Total 

Other operating income
Excess of fair value of identifiable net assets over consideration paid (note 33) 
Mark-to-market of undesignated derivative financial instruments 
Income from financial assets 
Capital grants released (note 28) 

Total 

2007 
€m 

2,675 
1,474 
58 
(16) 

4,191 

23 
35 
- 
- 

58 

(4) 
(5) 
(4) 
(3) 

(16) 

2006
€m

2,496
1,267
96
(12)

3,847

16
25
50
5

96

(7)
(1)
(2)
(2)

(12)

4.	Group	Operating	Profit

Group operating profit has been arrived at after charging the following amounts (including the Group’s proportionate share 
of amounts in joint ventures):

Depreciation
- included in cost of sales 
- included in operating costs 

Total 

Foreign exchange gains and losses (net)
- included in cost of sales 

Operating lease rentals
- hire of plant and machinery 
- land and buildings 
- other operating leases 

Total 

Auditors’ remuneration (included in administrative expenses)
Audit fees, including Sarbanes-Oxley attestation 
Non-audit services comprising the following:
- acquisition-related financial due diligence (i) 
- other advice 

2007 
€m 

2006
€m

447 
292 

739 

1 

109 
120 
39 

268 

16 

- 
1 

414
250

664

1

82
99
40

221

17

1
-

(i) 

In addition to the due diligence fees expensed in the Group Income Statement, further due diligence fees of €1.7 
million (2006: €0.3 million) paid to the auditors have been included in the fair value of purchase consideration of 
business combinations for the respective periods.

72 CRH

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
5. Directors’ Emoluments and Interests

Directors’ emoluments (which are included in administrative expenses in note 3) and interests are given in the Report on 
Directors’ Remuneration on pages 48 to 55 of this Annual Report.

6. Employment

The average number of employees (including CRH’s proportionate share of employees in joint ventures) is as follows:

Year ended 31st December 2007 

Europe 
Americas 

Total 

Year ended 31st December 2006

Europe 
Americas 

Total 

Materials 

Products   Distribution 

14,583 
23,521 

38,104 

19,298 
20,538 

39,836 

10,381 
3,712 

14,093 

Total
Group

44,262
47,771

92,033

12,221 
18,856 

31,077 

17,705 
18,867 

36,572 

8,420 
3,491 

11,911 

38,346
41,214

79,560

Employment costs charged in the Group Income Statement (including the Group’s proportionate share of joint ventures’ 
costs) are analysed as follows:

Wages and salaries 
Social welfare costs 
Other employment-related costs 
Share-based payment expense  (note 7) 
Total pension costs (note 27) 

Total 

Total charge analysed between:
Cost of sales 
Operating costs 
Finance costs (net) - defined benefit pension schemes (note 8) 

Total 

7. Share-based Payments

Share option expense  
Performance Share Plan expense  

2007 
€m 

3,018 
377 
355 
23 
194 

3,967 

1,759 
2,223 
(15) 

3,967 

2007 
€m 

18 
5 

23 

2006
€m

2,689
337
348
16
140

3,530

1,658
1,884
(12)

3,530

2006
€m

15
1

16

€2 million (2006: €1 million) of the total expense reported in the Group Income Statement relates to the Directors.

CRH

73

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes on Financial Statements

7. Share-based Payments continued

Share Option Schemes

The Group operates share option schemes, which were approved by shareholders in May 2000 (replacing the schemes which were approved in May 1990), 
and savings-related share option schemes, also approved by shareholders in May 2000. The general terms and conditions applicable to the share options 
granted by CRH under these schemes are set out in the Report on Directors’ Remuneration on pages 48 to 55.

The  Group’s  employee  share  options  are  equity-settled  share-based  payments  as  defined  in  IFRS  2  Share-based  Payment.  The  IFRS  requires  that  a 
recognised  valuation  methodology  be  employed  to  determine  the  fair  value  of  share  options  granted  and  stipulates  that  this  methodology  should  be 
consistent with methodologies used for the pricing of financial instruments. The expense of €18 million (2006: €15 million) reported in the Group Income 
Statement has been arrived at through applying the trinomial model, which is a lattice option-pricing model.

Impact on Group Income Statement

The measurement requirements of IFRS 2 have been implemented in respect of share options that were granted after 7th November 2002. As options to 
acquire  Ordinary  Shares  in  the  Company  are  traditionally  granted  in  April  of  each  year,  the  expense  disclosed  in  the  Group  Income  Statement  relates  to 
options granted in April 2003 and in the subsequent periods.

The total share option expense is analysed as follows:

Grant 
price 

Duration 
of vesting 
period 

Number of 
options 

Weighted 
average 
fair value 

Expense in Group
Income Statement
2006
€m

2007 
€m 

Granted in 2003
Share option schemes 
Savings-related share option schemes 

Granted in 2004
Share option schemes 
Savings-related share option schemes 

Granted in 2005
Share option schemes 
Savings-related share option schemes 

Granted in 2006 
Share option schemes 
Savings-related share option schemes 

Granted in 2007 
Share option schemes 
Savings-related share option schemes 

€13.15 / €13.26 / Stg£9.06 
€10.63 / Stg£7.18 

3 and 5 years 
3 and 5 years 

4,247,900 
768,853 

€16.71 / €16.73 / Stg£11.13 
€14.45 / Stg£9.66 

3 and 5 years 
3 and 5 years 

4,372,990 
219,658 

€20.79 / €20.91 / Stg£14.37 
€17.99 / Stg£12.38 

3 years 
3 and 5 years 

2,362,450 
162,731 

€29.00 / €24.83 / Stg£19.99 
€23.16 / Stg£15.68 

3 years 
3 and 5 years 

2,534,443 
324,673 

€32.70 / €33.12 / Stg£22.43 
€26.89 / Stg£18.61 

3 years 
3 and 5 years 

2,788,341 
256,787 

€3.63 
€3.73 

€4.37 
€4.67 

€4.32 
€5.41 

€6.39 
€7.12 

€6.65 
€7.84 

1 
- 

3 
- 

3 
- 

5 
1  

5 
-  

2
-

5
-

 3 
 - 

4
1

-
- 

18    

 15

Details of options granted under the share option schemes

A summary of activity under the Company’s share option schemes in the two years ended 31st December 2007 and 31st December 2006 together with the 
weighted average exercise price of the share options is as follows:

Share options 
Outstanding at beginning of year 
Granted (a) 
Exercised 
Lapsed 

Outstanding at end of year 

Exercisable at end of year 

Weighted average 
exercise price 

€18.33 / Stg£13.85 
€32.90 / Stg£22.43 
€15.54 / Stg£10.99 
€19.83 / Stg£17.91 

Number of 
options 
2007 
23,785,368 
2,807,900 
(2,810,420) 
(478,295) 

Weighted average 
exercise price 

€16.75 / Stg£11.32 
€28.68 / Stg£19.99 
€15.28 / Stg£10.35 
€18.00 / Stg£13.93 

Number of
options
2006
26,434,144 
2,618,400 
(4,886,939)
(380,237)

€20.38 / Stg£16.06 

23,304,553 

€18.33 / Stg£13.85  

23,785,368

€16.73 / Stg£11.26 

8,652,124 

€16.02 / Stg£11.16 

7,270,476

(a)  Pursuant to the 2000 share option schemes, employees were granted options over 2,807,900 (2006: 2,618,400) of the Company’s Ordinary Shares on 
10th April 2007. These options may be exercised after the expiration of three years from their date of grant, subject to specified EPS growth targets 
being achieved. All options granted have a life of ten years.

74 CRH

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
7. Share-based Payments continued

Analysis of share options - outstanding at end of year 

31st December 2007 

31st December 2006

Options by exercise price 
€ options 

Stg£ options  

Exercise 
prices 

Number 
of options 

Actual 
remaining 
life 

€7.09 
€7.10 
€12.64 
€14.57 
€14.66 
€17.26 
 €18.01 
 €18.28  
€19.68  
 €13.15  
 €13.26  
 €16.71  
 €16.73  
€20.79  
 €20.91  
 €24.83  
 €29.00  
 €32.70  
 €33.12  
Stg£8.22  
Stg£10.99  
 Stg£11.16  
Stg£12.04  
Stg£9.06  
Stg£11.13  
Stg£14.37  
 Stg£19.99  
Stg£22.43  

- 
- 
354,221 
268,364 
494,307 
1,559,918 
1,505,809 
2,248,403 
2,669,495 
1,555,943 
1,382,980 
1,983,221 
1,564,300 
1,235,640 
1,073,000 
200,000 
2,301,070 
1,442,090 
1,317,500 
- 
13,945 
8,897 
17,580 
3,717 
6,769 
37,010 
31,623 
28,751 

- 
- 
0.3 
1.3 
1.3 
2.3 
2.3 
3.3 
4.3  
5.3 
5.3 
6.3  
6.3  
7.3 
7.3 
8.5 
8.3 
9.3 
9.3 
- 
2.3 
3.3 
4.3 
5.3  
6.3 
7.3 
8.3 
9.3 

Number 
of options 

39,192  
258,532  
549,639  
319,714 
571,149  
1,810,775  
1,621,136  
 2,561,178  
3,139,102  
 1,793,707  
 1,577,980  
2,517,799  
1,910,500  
 1,292,640  
 1,095,000  

 200,000    

 2,370,711 
 - 
 - 
 975  
 18,497  
 20,426  
 22,880  
6,853  
 14,441  
 39,010  
33,532 
-  

Total outstanding as at 31st December 

23,304,553 

23,785,368

Analysis of share options - exercisable at end of year

Options by exercise price 
€ options 

Stg£ options 

Total exercisable as at 31st December 

€7.09 
€7.10 
€12.64 
€14.57 
€14.66 
€17.26 
€18.01 
€18.28 
€19.68 
€13.15 
€13.26 
€16.71 
€16.73 
Stg£8.22 
Stg£10.99 
Stg£11.16 
Stg£12.04 
Stg£9.06 
Stg£11.13 

- 
- 
354,221 
268,364 
494,307 
1,559,918 
1,505,809 
939,903 
922,895 
587,443 
504,480 
812,076 
651,800 
- 
13,945 
8,897 
17,580 
3,717 
6,769 

8,652,124 

- 
- 
0.3 
1.3 
1.3 
2.3 
2.3  
3.3 
4.3 
5.3 
5.3 
6.3 
6.3 
- 
2.3  
3.3  
4.3 
5.3 
6.3 

 39,192  
 258,532  
 549,639  
 319,714  
 571,149  
 776,045  
764,307  
1,184,178 
1,283,502 
785,607 
668,980 
- 
- 
975 
18,497 
20,426 
22,880 
6,853 
- 

7,270,476

Actual
remaining
life

0.3
0.3
1.3
2.3
2.3
3.3
3.3
4.3
5.3
6.3
6.3
7.3
7.3
8.3
8.3
9.5
9.3
-
-
1.3
3.3
4.3
5.3
6.3
7.3
8.3
9.3
-

0.3
0.3
1.3
2.3
2.3
3.3
3.3
4.3
5.3
6.3
6.3
-
-
1.3   
3.3
4.3
5.3
6.3
-

CRH

75

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
 
  
 
 
 
 
 
  
 
  
  
  
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
Notes on Financial Statements

7. Share-based Payments continued

The weighted average fair values assigned to options granted in 2006 and 2007 under the 2000 share option schemes, which were computed in accordance with 
the trinomial valuation methodology, were as follows: 

Granted during 2007 (amounts in €) 
Granted during 2006 (amounts in €) 

* € equivalents at the date of grant

The fair values of these options were determined using the following assumptions:

Weighted average exercise price (amounts in €) 
Risk-free interest rate (%) 
Expected dividend payments over the expected life (€ cent) 
Expected volatility (%) 
Expected life in years 

Denominated in

€  

3-year 
6.65 
6.39 

Stg£*

3-year
6.60
6.49

2007 
3-year 

32.90  
4.08 
503.05  
21.3 
5  

2006
3-year

28.68
3.64 / 3.77
324.62
23.2 / 22.4
5

The expected volatility was determined using an historical sample of 61 month-end CRH share prices. Share options are granted at market value at the date of grant. 
The expected lives of the options are based on historical data and are therefore not necessarily indicative of exercise patterns that may materialise.

Other than the assumptions listed above, no other features of options grants were factored into the determination of fair value.

The terms of the options granted under the share option schemes do not contain any market conditions within the meaning of IFRS 2.

No relevant modifications were effected to the share option schemes during the course of 2007 or 2006.

Details of options granted under the savings-related share option schemes

Savings-related share options 

Outstanding at beginning of year 
Granted (a) 
Exercised 
Lapsed 

Outstanding at end of year 

Weighted 
average 
exercise price 

Number of 
options 
2007 

Weighted
average 
exercise price 

€15.85 / Stg£10.97 
€26.89 / Stg£18.61 
€14.95 / Stg£9.83 
€20.56 / Stg£14.00 

 1,263,622 
265,300 
(211,702) 
(58,138) 

€12.71 / Stg£8.76 
€23.16 / Stg£15.68 
€12.40 / Stg£7.62 
€14.35 / Stg£10.41 

Number of
options
2006

 1,434,061 
 358,986
(450,229)
(79,196)

€18.37 / Stg£12.53 

1,259,082 

€15.85 / Stg£10.97 

 1,263,622

Exercisable at end of year 

€15.20 / Stg£9.94 

3,313 

€15.39 / Stg£7.18 

1,948

(a)  Pursuant to the savings-related share option schemes operated by the Company in the Republic of Ireland and the United Kingdom, employees were 
granted options over 265,300 of the Company’s Ordinary Shares on 5th April 2007 (143,261) and 11th April 2007 (122,039) respectively (2006: 358,986 
share options on 7th April 2006). This figure comprises options over 144,138 (2006: 202,624) shares and 121,162 (2006: 156,362) shares which are 
normally exercisable within a period of six months after the third or the fifth anniversary of the contract, whichever is applicable, and are not subject to 
specified EPS growth targets being achieved. The exercise price at which the options are granted under the schemes represents a discount of 15% to 
the market price on the date of grant.

76 CRH

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
7. Share-based Payments continued

Analysis of savings-related share options - outstanding at end of year 

31st December 2007 

31st December 2006

Options by exercise price 

€ options 

Stg£ options 

Exercise 
prices 

Number 
of options 

Weighted 
average 
remaining 
contractual 
life (years) 

€15.39 
€16.09 
€10.63 
€14.45 
€17.99 
€23.16 
€26.89 
Stg£10.08 
Stg£7.18 
Stg£9.66 
Stg£12.38 
Stg£15.68 
Stg£18.61 

- 
725 
198,186 
26,793 
46,576 
131,749 
120,321 
1,149 
232,289 
59,356 
114,047 
191,425 
136,466 

-  
0.1 
0.9 
1.8 
2.0 
2.9 
4.0 
0.1 
0.9 
1.9 
1.7 
2.7 
3.6 

Weighted
average
remaining
contractual
life (years)

0.1
0.9
1.9
1.8
3.0
3.9
-
0.9
1.9
1.7
2.7
3.7
-

Number 
of options 

871  
 19,782  
 200,447  
 61,952  
 50,573  
139,361 
- 
 56,166  
 239,310  
 160,229  
 124,152  
210,779 
- 

Total outstanding as at 31st December 

1,259,082 

1,263,622

As at 31st December 2007, 3,313 (2006: 1,948) options were exercisable under the savings-related share option schemes.

The weighted average fair values assigned to options issued under the savings-related share option schemes, which were computed in accordance with the trinomial 
valuation methodology, were as follows:

Granted during 2007 (amounts in €) 
Granted during 2006 (amounts in €) 

* € equivalents at the date of grant

The fair values of these options were determined using the following assumptions:

Weighted average exercise price (amounts in €) 
Risk-free interest rate (%) 
Expected dividend payments over the expected life (€ cent) 
Expected volatility (%) 
Expected life in years 

Denominated in

€ 
3-year 
7.09 
6.54 

€ 
5-year 
8.55 
7.88 

Stg£* 
3-year 
7.23 
6.54 

Stg£*
5-year
8.71
7.88

2007 

2006

3-year 
27.20 
4.08 
246.06 
17.3 
3 

5-year 
27.10 
4.10 
503.05 
21.3 
5 

3-year 
23.16 
3.43 
162.94 
20.8 
3 

5-year
23.16
3.64
324.62
23.2
5

The  expected  volatility  was  determined  using  an  historical  sample  of  37  month-end  CRH  share  prices  in  respect  of  the  three-year  savings-related  share 
options and 61 month-end share prices in respect of the five-year savings-related share options. The expected lives of the options are based on historical 
data and are therefore not necessarily indicative of exercise patterns that may materialise.

Other than the assumptions listed above, no other features of option grants were factored into the determination of fair value.

The terms of the options issued under the savings-related share option schemes do not contain any market conditions within the meaning of IFRS 2.

No modifications were effected to the savings-related share option schemes during the course of 2007 or 2006.

CRH

77

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
Notes on Financial Statements

7. Share-based Payments continued

Performance Share Plan

The Group operates a Performance Share Plan which was approved by shareholders in May 2006. The general terms and conditions applicable to shares 
awarded by CRH under this Plan are set out in the Report on Directors’ Remuneration on pages 48 to 55.

Shares awarded under the Group’s Performance Share Plan are equity-settled share-based payments as defined in IFRS 2 Share-based Payment. The IFRS 
requires that a recognised valuation methodology be employed to determine the fair value of shares awarded and stipulates that this methodology should 
be consistent with methodologies used for the pricing of financial instruments. The expense of €5 million (2006: €1 million) reported in the Group Income 
Statement has been arrived at through applying a Monte Carlo simulation technique to model the combination of market and non-market based performance 
conditions in the Plan.

Impact on Group Income Statement

The first award of shares under the Plan was in June 2006 when a total of 627,750 shares were awarded; of this total, 12,000 lapsed during the course of 
2007. A second award of 594,750 shares was made in April 2007. 

The total expense is analysed as follows:

Granted in 2006
Performance Share Plan 

Granted in 2007
Performance Share Plan 

Share price 
at date of award 

Period to 
earliest 
release date 

Number 
 of shares 

Fair 
 value 

2007 
€m 

2006
€m

Expense in Group
Income Statement

€24.82 

3 years 

615,750 

€12.11 

€33.29 

3 years 

594,750 

€17.14 

2 

3 

5 

1

-

1

The fair value of the shares awarded was determined using a Monte Carlo simulation technique taking account of peer group total shareholder return volatilities and 
correlations, together with the following assumptions:

Risk-free interest rate (%) 
Expected volatility (%) 

4.07 
20 

3.77
20

The expected volatility was determined using an historical sample of 37 month-end CRH share prices. 

Impact on Group Balance Sheet

In accordance with the terms of the Performance Share Plan, following the award of 594,750 shares in April 2007 (2006: 627,750), 310,000 Ordinary Shares 
(2006: 627,750) were purchased by the Trustees of the Plan at a total cost of €10 million (2006: €15 million). These shares are recorded at cost and reported 
as a deduction from equity in the Group Balance Sheet, net of the related income statement expense of €5 million (2006: €1 million) (see note 30).

78 CRH

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
8. Finance Costs and Finance Revenue

Finance costs
 Interest payable on bank loans and overdrafts repayable wholly within five years:
- by instalments 
- not by instalments 
Interest payable under finance leases and hire purchase contracts 
Interest payable on other borrowings 

Total interest payable 
Unwinding of discount element of provisions for liabilities (note 25) 
Unwinding of discount applicable to deferred and contingent acquisition consideration 
Income on interest rate and currency swaps 
Mark-to-market of designated fair value hedges and related debt and ineffectiveness of net investment hedges:
- interest rate swaps (i) 
- currency swaps and forward contracts 
- hedged fixed rate debt (i) 
Interest cost on defined benefit pension scheme liabilities 

Total finance costs 

Finance revenue
Interest receivable on loans to joint ventures and associates 
Interest receivable on liquid investments 
Interest receivable on cash and cash equivalents 

Expected return on defined benefit pension scheme assets 

Total finance revenue 

Finance costs (net) 

2007 
€m 

2006
€m

17 
230 
2 
137 

386 
17 
5 
(31) 

(90) 
2 
92 
92 

 473 

 (4) 
(18) 
(41) 

(63) 
 (107) 

 (170) 

 303 

18
154
3
160

335
19
8
(51)

42
3
(42)
93

407

(5)
(15)
(30)

(50)
(105)

(155)

252

(i) 

The Group uses interest rate swaps to convert fixed rate debt to floating rate. Fixed rate debt, which has been converted to floating rate through the 
use of interest rate swaps, is stated in the Group Balance Sheet at adjusted fair value to reflect movements in underlying fixed rates. The movement on 
this adjustment, together with the offsetting movement in the fair value of the related interest rate swaps, is taken to income in each reporting period.

9.	Group	Share	of	Associates’	Profit	after	Tax

The Group’s share of associates’ profit after tax is equity-accounted and is presented as a single-line item in the Group Income Statement. The Group’s share 
of profit after tax generated by associates is analysed as follows between the principal Group Income Statement captions:

 Group share of:
Revenue 

Profit before finance costs 
Finance costs (net) 

Profit before tax 
Income tax expense 

Profit after tax (i) 

2007 
€m 

806 

91 
(1) 

90 
(26) 

64 

2006
€m

773

 72
(2)

70
(23)

47

(i) 

The Group’s share of associates’ profit after tax comprises €52 million (2006: €36 million) in Europe Materials, €2 million (2006: €2 million) in Europe 
Products, €10 million (2006: €7 million) in Europe Distribution and €nil million (2006: €2 million) in Americas Materials.

The aggregated balance sheet data (analysed between current and non-current assets and liabilities) in respect of the Group’s investment in associates is 
presented in note 15.

CRH

79

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes on Financial Statements

10. Income Tax Expense

Current tax
 Ireland
Corporation tax at 12.5% (2006: 12.5%) 
Less: manufacturing relief 

Overseas tax 
Tax on disposal of fixed assets 

Total current tax 

Deferred tax
Origination and reversal of temporary differences:
 Defined benefit pension obligations 
Share-based payments 
Derivative financial instruments 
Other items   

Total deferred tax 

Income tax expense 

Reconciliation of applicable tax rate to effective tax rate
Profit before tax (€m) 
Tax charge expressed as a percentage of profit before tax (effective tax rate): 
- current tax expense only 
- total income tax expense (current and deferred) 

The following table reconciles the applicable Republic of Ireland statutory tax rate to the effective  
tax rate (current and deferred) of the Group:

 Irish corporation tax rate 
Manufacturing relief in the Republic of Ireland 
Higher tax rates on overseas earnings 
Other items (comprising items not chargeable to tax/expenses not deductible for tax) 

Total effective tax rate 

Current and deferred tax movements applicable to items recognised directly within equity

Current tax
Share option exercises 

Deferred tax
 Defined benefit pension obligations 
Share-based payments 
Cash flow hedges 

Total 

80 CRH

2007 
€m 

2006
€m

17 
(4) 

13 
398 
15 

426 

8 
(4) 
(1) 
37 

40 

22 
(4)

18
298
12

328

10
3
-
37

 50

466 

378

1,904 

1,602

22.4% 
24.5% 

20.5%
23.6%

%	of	profit	before	tax

 12.5 
(0.2) 
12.0 
0.2 

24.5 

€m 

13 

(46) 
(39) 
(2) 

(74) 

12.5
(0.3)
12.9
(1.5)

 23.6

€m

-

(42)
27 
-

(15)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10. Income Tax Expense continued

Factors that may affect future tax charges and other disclosure requirements

Excess of capital allowances over depreciation
Based on current capital investment plans, the Group expects to continue to be in a position to claim capital allowances in excess of depreciation in future 
years.

Unremitted earnings in subsidiaries, joint ventures and associates
No provision has been recognised in respect of the unremitted earnings of subsidiaries and joint ventures as there is no commitment to remit earnings. A 
deferred tax liability has been recognised in relation to unremitted earnings of associates on the basis that the exercise of significant influence would not 
necessarily prevent earnings being remitted by other shareholders in the undertaking.

Investments in subsidiaries and associates and interests in joint ventures
No provision has been made for temporary differences applicable to investments in subsidiaries and interests in joint ventures as the Group is in a position 
to control the timing of reversal of the temporary differences and it is probable that the temporary differences will not reverse in the foreseeable future. Due 
to  the  absence  of  control  in  the  context  of  associates,  deferred  tax  liabilities  are  recognised  where  appropriate  in  respect  of  CRH’s  investments  in  these 
entities. Given that participation exemptions and tax credits would be available in the context of the Group’s investments in subsidiaries and joint ventures in 
the majority of the jurisdictions in which the Group operates, the aggregate amount of temporary differences in respect of which deferred tax liabilities have 
not been recognised would be immaterial.

Other considerations
The total tax charge in future periods will be affected by any changes to the corporation tax rates in force in the countries in which the Group operates. The 
current tax charge will also be impacted by changes in the excess of tax depreciation (capital allowances) over accounting depreciation and the use of tax 
credits.

11. Dividends

As shown in note 29, the Company has various classes of share capital in issue comprising Ordinary Shares, 5% Cumulative Preference Shares and 7% ‘A’ Cumulative 
Preference Shares. The dividends paid and proposed in respect of these classes of share capital are as follows:

 Dividends to shareholders 
 Preference 
5% Cumulative Preference Shares €3,175 (2006: €3,175) 
7% ‘A’ Cumulative Preference Shares €77,521 (2006: €77,521) 
Equity
Final - paid 38.50c per Ordinary Share in May 2007 (27.75c paid in May 2006) 
Interim - paid 20.00c per Ordinary Share (2006: 13.50c) 

Total 

Dividends proposed (memorandum disclosure)
Equity
Final 2007 - proposed 48.00c per Ordinary Share (2006: 38.50c) 

Reconciliation to Cash Flow Statement
Dividends to shareholders 
Less: issue of shares in lieu of dividend (i) 

Dividends paid to equity holders of the Company 
Dividends paid by subsidiaries to minority interests (note 31) 

Total dividends paid 

2007 
€m 

- 
- 

209 
109 

318 

2006
€m

-  
-

149
73

222

260 

209

318 
(68) 

250 
5 

255 

222
(25)

197
12

209

(i) 

In accordance with the scrip dividend scheme, shares to the value of €68 million (2006: €25 million) were issued in lieu of dividends. 

CRH

81

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
Notes on Financial Statements

12. Earnings per Ordinary Share

The computation of basic and diluted earnings per Ordinary Share is set out  
below:

Numerator computations - basic and diluted earnings per Ordinary Share
Group profit for the financial year 
Profit attributable to minority interest 

Profit attributable to equity holders of the Company 
Preference dividends 

Profit attributable to ordinary equity holders of the Company 
Amortisation of intangible assets 

Profit attributable to ordinary equity holders of the Company 
excluding amortisation of intangible assets 
Depreciation  

Numerator for “cash” earnings per Ordinary Share (ii) 

Denominator computations
Denominator for basic earnings per Ordinary Share
Weighted average number of Ordinary Shares (millions) outstanding for the year 
Effect of dilutive potential Ordinary Shares (employee share options) (millions) (i) 

Denominator for diluted earnings per Ordinary Share 

2007 
€m 

2006
€m

1,438 
(8) 

1,430 
- 

1,430 
35 

1,465 
739 

2,204 

544.3 
4.8 

549.1 

1,224
(14)

1,210
-

1,210
25

1,235
664

1,899

539.4
4.7

544.1

Basic earnings per Ordinary Share
- including amortisation of intangible assets 

262.7c 

224.3c

- excluding amortisation of intangible assets 

269.2c 

229.0c

Diluted earnings per Ordinary Share
- including amortisation of intangible assets 

260.4c 

222.4c

- excluding amortisation of intangible assets 

266.8c 

227.1c

“Cash” earnings per Ordinary Share (ii) 

404.9c 

352.1c

(i) 

The  issue  of  certain  Ordinary  Shares  in  respect  of  employee  share  options  is  contingent  upon  satisfaction  of 
specified performance conditions in addition to the passage of time. In accordance with IAS 33 Earnings per 
Share, these contingently issuable Ordinary Shares (totalling 14,652,429 at 31st December 2007 and 16,514,892 
at 31st December 2006) are excluded from the computation of diluted earnings per Ordinary Share where the 
conditions  governing  exercisability  have  not  been  satisfied  as  at  the  end  of  the  reporting  period.  Vesting  of 
shares awarded under the Performance Share Plan is also contingent upon satisfaction of specified performance 
conditions and these shares have also been excluded from the computation of diluted earnings.

(ii) 

“Cash” earnings per Ordinary Share, which is computed through adding amortisation of intangible assets and 
depreciation to profit attributable to ordinary equity holders of the Company, is presented here for information as 
management  believes  it  is  a  useful  indicator  of  the  Group’s  ability  to  generate  cash  from  operations.  Cash 
earnings per share is not a recognised measure under generally accepted accounting principles.

82 CRH

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
At 31st December, net of accumulated depreciation 

 4,030  

 3,416  

402  

 8,226

13. Property, Plant and Equipment

31st December 2007 

At 1st January, net of accumulated depreciation 
Translation adjustment 
Reclassifications of assets in course of construction 
Additions at cost 
Arising on acquisition (note 33) 
Disposals at net carrying amount 
Depreciation charge for year 

At 31st December 2007 
Cost/deemed cost 
Accumulated depreciation 

Net carrying amount 

The equivalent disclosure for the prior year is as follows:

31st December 2006

At 1st January, net of accumulated depreciation 
Translation adjustment 
Reclassifications of assets in course of construction 
Additions at cost 
Arising on acquisition (note 33) 
Disposals at net carrying amount 
Depreciation charge for year 

Land and 
buildings 
€m 

Plant and 
machinery 
€m 

Assets in 
course of 
Transport  construction 
€m 

€m 

 3,857   

 (233)    
 19   
 148     
 423     
 (38)    
 (146)   

3,010  
 (193)   
 177     
473    
486    
 (29)    
 (508)   

 311  
 (24)    
9   
 91    
 83    
 (7)    
 (85)   

378  

 302   
 (18)    
 (205)   
 316   
 7    
 -     
 -     

Total
€m

7,480
 (468)   
-   
 1,028  
 999   
(74)   
(739)  

 4,963    
 (933)  

 4,030  

 6,303    
 (2,887)  

3,416  

 731    
 (353)  

378  

 402  

 -    

402  

 12,399 
 (4,173) 

 8,226

 3,679  

 2,599 

 (213)    
67   
 92    
 414    
 (46)    
 (136)   

 (156)   
 81    
 428    
 633    
 (119)    
 (456)   

 257  
 (23)    
 65   
 87    
 21    
 (24)    
 (72)   

 311 

 289  
 (15)    
 (213)   
 225   
 16    
 -    
 -    

 6,824 
 (407)
-  
 832  
 1,084 

 (189)   
 (664)

 302  

 7,480

At 31st December, net of accumulated depreciation 

 3,857  

 3,010 

At 31st December 2006 
Cost/deemed cost 
Accumulated depreciation 

Net carrying amount 

 4,689    
 (832)  

 5,675    
 (2,665)  

 3,857 

 3,010 

 656    
 (345)  

 311 

 302  

 -    

 302  

 11,322
 (3,842) 

 7,480

The carrying value of mineral-bearing land included in the land and buildings category above amounted to €1,690 million at the balance sheet date (2006: 
€1,793 million).

Borrowing costs capitalised during the financial year amounted to €3 million (2006: nil). The capitalisation rate employed was 5.5%.

Revaluation of land and buildings

Land and buildings purchased since 31st December 1980 are reflected at cost. Land and buildings (excluding buildings of a specialised nature) purchased 
prior to 31st December 1980 were revalued by professional valuers at that date on an existing use basis; this revaluation was carried forward as deemed cost 
under the transitional provisions of IFRS 1 First-time Adoption of International Financial Reporting Standards. Other than the aforementioned revaluation, all 
items of property, plant and equipment are recorded at cost.

The original historical cost of revalued assets cannot be obtained without unreasonable expense. The analysis of land and buildings assets held at deemed 
cost and at cost is as follows:

At deemed cost as at 31st December 1980 
At cost post 31st December 1980 

Total 

2007 
€m 

 55    
 4,908    

 4,963    

2006
€m

 56 
 4,633 

 4,689 

CRH

83

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes on Financial Statements

13. Property, Plant and Equipment continued

Assets	held	under	finance	leases

The net carrying amount and the depreciation charge during the year in respect of assets held under finance leases, and capitalised in property, plant and equipment, 
are as follows:

Cost 
Accumulated depreciation 

Net carrying amount 

Depreciation charge for year 

Future purchase commitments for property, plant and equipment
Contracted for but not provided in the financial statements 

Authorised by the Directors but not contracted for 

14. Intangible Assets

31st December 2007 

At 1st January, net of accumulated impairment losses and amortisation 
Translation adjustment 
Arising on acquisition (note 33) 
Amortisation charge for year (i) 

At 31st December, net of accumulated impairment losses and amortisation 

At 31st December 2007
Cost 
Accumulated impairment losses and amortisation 

Net carrying amount 

The equivalent disclosure for the prior year is as follows:

31st December 2006

At 1st January, net of accumulated amortisation 
Translation adjustment 
Arising on acquisition (note 33) 
Impairment loss 
Amortisation charge for year (i) 

2007 
€m 
101    
(38)    

 63    

2006
€m
 88
(23)

 65 

11   

 6

612     

466    

 340 

 286 

Other intangible assets

Goodwill 
€m 

  Marketing- 
related 
€m 

Customer- 
related 
€m 

Contract- 
based 
€m 

2,841  
 (166)    
 807   
 -    

 3,482  

3,532  
(50)  

3,482  

2,194  
 (121)    
 818   
(50) 

 -    

 17  
 (1)    
 6   
 (4)   

18  

27    
(9)  

18  

 8 
 -    
 12   
 -    
 (3)   

 17  

 23    
 (6)  

 17 

 97  
 (10)    
 117   
 (29)    

175 

 230    
 (55)  

175  

 46 
 (6)    
 78   
 -    
 (21)    

 97 

 126    
 (29)  

 97 

11  
 (1)    
 9   
 (2)   

17 

 21    
 (4)  

17  

 4  
 -    
 8   
 -    
 (1)   

 11 

 12    
 (1)  

 11 

Total
€m

 2,966 

(178)   
939  
(35)   

3,692 

 3,810   
 (118) 

3,692

 2,252 
(127)
916 
(50) 
(25)  

2,966 

 3,052   
 (86) 

 2,966

At 31st December, net of accumulated impairment losses and amortisation 

 2,841 

At 31st December 2006
Cost 
Accumulated impairment losses and amortisation 

Net carrying amount 

2,891 
(50) 

2,841 

(i)  Goodwill is not subject to amortisation under IFRS. The useful lives of all other intangible assets are finite and, in general, range from one to ten years 

dependent on the nature of the asset.

As noted below, a goodwill impairment loss of €50 million was recognised in 2006 (2007: nil). No impairment losses have been recognised in respect of other 
intangible assets. 

Due to the asset-intensive nature of operations in the Materials business segment (and the fact that goodwill arising on transactions in this segment is typically relatively 
small), no significant intangible assets are recognised on business combinations in this segment. Business combinations in the Group’s Products and Distribution 
segments, wherein the majority of goodwill arises, do not exhibit the same level of asset intensity and hence give rise to the recognition of intangible assets.

84 CRH

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
14. Intangible Assets continued

Goodwill

The goodwill balances disclosed above include goodwill arising on the acquisition of joint ventures which are accounted for on the basis of proportionate 
consolidation. Goodwill arising in respect of investments in associates is included in investments in associates in the Group Balance Sheet (see note 15).

The net book value of goodwill capitalised under previous GAAP (Irish GAAP) as at the transition date to IFRS (1st January 2004) has been treated as deemed 
cost. Goodwill arising on acquisition since that date is capitalised at cost.

Impairment testing 
Goodwill is subject to impairment testing on an annual basis. 

No impairment losses were recognised by the Group in 2007.

Testing in 2006 identified an impairment in respect of the Group’s 45% share of goodwill in Cementbouw bv, a joint venture which was established in 2003 
in a leveraged buyout of Cementbouw’s materials trading and readymixed concrete operations in the Netherlands, undertaken in conjunction with CRH’s 
100% purchase of Cementbouw’s distribution, concrete and clay products activities. An impairment loss of €50 million was recognised in the Group Income 
Statement for the 2006 financial year and included in the segment result for Europe Products in that year (note 1). During 2007, the Group acquired the 
remaining 55% of Cementbouw bv (see note 33).

Cash-generating units
Goodwill  acquired  through  business  combination  activity  has  been  allocated  to  cash-generating  units  for  the  purposes  of  impairment  testing  based  on 
the  business  segment  into  which  the  business  combination  will  be  assimilated.  The  cash-generating  units  represent  the  lowest  level  within  the  Group  at 
which  the  associated  goodwill  is  monitored  for  internal  management  purposes  and  are  not  larger  than  the  primary  and  secondary  segments  determined 
in accordance with IAS 14 Segment Reporting. A total of 24 cash-generating units have been identified and these are analysed as follows between the six 
business segments in the Group:

Europe Materials 
Europe Products 
Europe Distribution 
Americas Materials 
Americas Products 
Americas Distribution 

Total cash-generating units 

Cash-generating units
7
5
1
5
5
1

24

Impairment testing methodology and results
The recoverable amount of each of the 24 cash-generating units is determined based on a value-in-use computation. The cash flow forecasts employed for 
the value-in-use computation are extracted from a five-year strategic plan document formally approved by senior management and the Board of Directors 
and  specifically  exclude  incremental  profits  and  other  cash  flows  stemming  from  future  acquisition  activity.  The  five-year  cash  flows  obtained  from  this 
document are projected forward for an additional five years using the lower of historical compound annual growth and anticipated inflation as the relevant 
general growth factor. A 20-year annuity-based terminal value is  calculated  using the  average  of the  last  five  years’ cash  flows  adjusted to  take  account 
of cumulative inflation to year 10 (being the end of the projection period); the terminal value specifically excludes any underlying growth assumption. The 
recoverable amount stemming from this exercise represents the present value of the future cash flows, including the terminal value, discounted at a before-tax 
weighted average cost of capital appropriate to the cash-generating unit being assessed for impairment; the before-tax discount rates range from 7.4% to 
10.7% (2006: 7.4% to 10.6%). The average before-tax discount rate represents a premium of circa 0.5 percentage points on the Group’s estimated before-
tax weighted average cost of capital.

Key  assumptions  include  management’s  estimates  of  future  profitability,  replacement  capital  expenditure  requirements,  trade  working  capital  investment 
needs and tax considerations. The duration of the discounted cash flow model is a significant factor in determining the fair value of the cash-generating units 
and has been arrived at taking account of the Group’s strong financial position, its established history of earnings growth and cash flow generation, its proven 
ability to pursue and integrate value-enhancing acquisitions and the nature of the building materials industry where product obsolescence risk is very low.

Additional disclosures - significant goodwill amounts
The goodwill allocated to each of the 24 cash-generating units accounts for between 10% and 20% of the total carrying amount of €3,482 million in the case 
of Europe Distribution (within the Europe Products & Distribution Division) and less than 10% of the total carrying amount in all other cases. The additional 
disclosures required under IAS 36 Impairment of Assets in relation to significant goodwill amounts arising in Europe Distribution are as follows:

Carrying amount of goodwill allocated to the cash-generating unit 
Carrying amount of indefinite-lived intangible assets allocated to the cash-generating unit 
Basis on which recoverable amount of the cash-generating unit has been assessed 
Discount rate applied to the cash flow projections (real before-tax) 
Excess of value-in-use over carrying amount 

2007 
€342m 
Nil 
Value-in-use 
9.3% 
           €593m 

2006
€334m
Nil
Value-in-use
9.4%
€395m

CRH

85

 
 
 
 
Notes on Financial Statements

14. Intangible Assets continued

The key assumptions used for the value-in-use computation for this cash-generating unit were in line with those addressed above. The values applied to each 
of the key assumptions were derived from a combination of internal and external factors based on historical experience and took into account the stability of 
cash flows typically associated with this business.

The cash flows for the cash-generating unit were projected in line with the methodology disclosed above with the cash flows arising after the five-year period 
in the strategic plan document being projected forward for an additional five years using inflation as the relevant growth factor.

Given the magnitude of the excess of value-in-use over carrying amount, and the reasonableness of the key assumptions employed, no further disclosures 
relating to sensitivity of the value-in-use computations were required.

15. Financial Assets

31st December 2007 

At 1st January 
Translation adjustment 
Arising on acquisition (note 33) 
Investments and advances 
Disposals 
Retained profit less dividends paid 

At 31st December 

The equivalent disclosure for the prior year is as follows:

31st December 2006

At 1st January 
Translation adjustment 
Arising on acquisition (note 33) 
Investments and advances 
Disposals 
Retained profit less dividends paid 

At 31st December 

Investments in associates

Share	of	
net assets 
€m 

Goodwill 
€m 

Loans 
€m 

 444  

 107  

 (1)    
 (3)    
 -   
 (9)    
 34   

 (2)    
-     
 -    
 -    
 -    

 465  

 105  

 416  

 109  

 (4)    
 1    
 6    
 -    
 25    

 (2)    
-     
 -    
 -    
 -    

 444  

 107  

 3  
 -    
 1    
 -    
 -    
 -    

 4  

 3  
 -    
 -    
 1    
 (1)    
 -    

 3 

Total 
€m 

 554  

 (3)    
 (2)   
 -   
 (9)    
 34   

574  

 528  

 (6)    
 1   
 7    
 (1)    
 25   

 554  

The investment in associates (including goodwill and loans payable) is analysed as follows:

Non-current assets 
Current assets 
Non-current liabilities 
Current liabilities 

Net assets 

Total
financial
assets
€m

Other (i) 
€m 

 97  
(1)  
 (42)    
 40    
 (16)    
 -    

 78  

 107  
(1) 
 -   
 13    
 (22)    
 -    

 97 

2007 
€m 

617 
378 
(225) 
(196) 

 574   

 651 

(4)  
(44)  
 40  
 (25)   
 34

652 

 635 

 (7)  
 1  
 20   
 (23)   
 25

 651

2006
€m

 600 
 322 
(205)
(163)

 554 

The Group holds a 21.66% stake (2006: 21.66%) in Groupe SAMSE, a publicly-quoted distributor of building materials to the merchanting sector in France 
which is accounted for as an associate investment above. The fair value of this investment as at the balance sheet date amounted to €70 million (2006: €60 
million).

(i)  Other financial assets comprise trade investments carried at historical cost together with quoted investments at fair value and loans extended by the 
Group to joint ventures (which are treated as loans and receivables under IAS 39 Financial Instruments: Recognition and Measurement and are included 
within financial assets at historical cost). The balance as at 31st December 2007 comprises €15 million in respect of trade and quoted investments and 
€63 million in respect of loans to joint ventures (2006: €14 million and €83 million respectively).

86 CRH

 
 
 
  
 
 
 
 
	
	
	
	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
16. Disposal of Fixed Assets

Fixed assets disposed of at net carrying amount:
- property, plant and equipment (note 13) 
- financial assets (note 15) 

Total 
Profit on disposal of fixed assets 

Proceeds from disposal of fixed assets - Group Cash Flow Statement 

17. Inventories

Raw materials  
Work-in-progress (i) 
Finished goods 

Total inventories at the lower of cost and net realisable value 

2007 
€m 

 74    
25   

 99    
 57    

156    

2007 
€m 

 617    
 116    
1,493    

2,226    

2006
€m

 189 
 23 

 212 
 40

 252

2006
€m

 624 
 73 
 1,339 

 2,036 

(i)  Work-in-progress includes €15 million (2006: €17 million) in respect of the cumulative costs incurred, net of amounts transferred to cost of sales under 

percentage-of-completion accounting, for construction contracts in progress at the balance sheet date. 

Write-downs of inventories recognised as an expense within cost of sales amounted to €20 million (2006: €24 million).

None of the above carrying amounts has been pledged as security for liabilities entered into by the Group.

18. Trade and Other Receivables

All current
Trade receivables 
Amounts receivable in respect of construction contracts (i) 
Other receivables (ii) 
Amounts receivable from associates 
Prepayments and accrued income 

Total 

2007 
€m 

 2,166   
 480    
 386    
 1    
 166    

 3,199    

2006
€m

 2,220 
 429 
 340 
 2 
 181 

 3,172

(i)  Unbilled revenue at the balance sheet date in respect of construction contracts amounted to €131 million (2006: €109 million).

(ii)  Retentions held by customers at the balance sheet date amounted to €97 million (2006: €105 million).

The aged analysis of trade receivables and amounts receivable in respect of construction contracts split between amounts that were neither past due nor 
impaired and amounts past due but not impaired at 31st December 2007 and 31st December 2006 was as follows:

Neither past due nor impaired: 
Receivable within 3 months of the balance sheet date 
Past due but not impaired: 
Receivable between 3 and 6 months of the balance sheet date 
Receivable between 6 and 9 months of the balance sheet date 
Receivable between 9 and 12 months of the balance sheet date 

Total 

2007 
€m 

2006
€m

2,385   

 2,405

 183    
 31    
 47    

 190 
 23
 31

 2,646    

 2,649

CRH

87

 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
  
    
 
 
 
Notes on Financial Statements

18. Trade and Other Receivables continued

Trade  receivables  and  amounts  receivable  in  respect  of  construction  contract  activity  are  in  general  receivable  within  90  days  of  the  balance  sheet  date, 
are unsecured and are not interest-bearing. The figures disclosed above are stated net of provisions for impairment. The movements in the provision for 
impairment of receivables are as follows:

At 1st January 
Translation adjustment 
Arising on acquisition 
Provided during year 
Written-off during year 
Recovered during year 

At 31st December 

2007 
€m 

129 

 (6)   
 30   
 45    
 (32)   
 (8)    

2006
€m

118

 (5) 
 16
 32 
 (27) 
 (5) 

 158    

 129

A general discussion of the terms and conditions applicable to related party receivables is provided in note 34 to the financial statements.

19. Trade and Other Payables

Current
Trade payables 
Irish employment-related taxes 
Other employment-related taxes 
Value added tax 
Deferred and contingent acquisition consideration 
Other payables (i) 
Accruals and deferred income 
Amounts payable to associates 

Subtotal - current 

Non-current
Other payables 
Deferred and contingent acquisition consideration (stated at net present cost) due as follows:
- between one and two years 
- between two and five years 
- after five years 

 Subtotal - non-current 

Total 

2007 
€m 

 1,475    
 5    
 70    
 93    
 49    
 441    
 801    
 22    

 2,956    

 33    

 42    
 36    
 30    

2006
€m

 1,399 
 5 
 51
 92 
 110 
 383 
 719 
 29 

 2,788 

 24 

 29 
 63 
 44

 141    

 160 

 3,097    

 2,948 

(i)  Billings in excess of costs incurred together with advances received from customers in respect of work to be performed under construction contracts 

and foreseeable losses thereon amounted to €216 million at the balance sheet date (2006: €188 million). 

88 CRH

 
 
 
 
 
 
 
 
20. Movement in Working Capital

31st December 2007 

At 1st January 
Translation adjustment 
Arising on acquisition (note 33) 
Deferred and contingent acquisition consideration: 
- arising on acquisition (note 33) 
- paid during the year 
Interest accruals 
Increase/(decrease) in working capital 

At 31st December 

The equivalent disclosure for the prior year is as follows:

At 1st January 
Translation adjustment 
Arising on acquisition (note 33) 
Deferred and contingent acquisition consideration: 
- arising on acquisition (note 33) 
- paid during the year 
Interest accruals 
Reclassifications 
Increase/(decrease) in working capital 

At 31st December 

Inventories 
€m 

Trade and 
other 
receivables 
€m 

Trade and
other 
payables 
€m 

 2,036   

 (110)    
 263   

 -    
 -    
-     

37 

2,226 

3,172  
 (149)  
 411   

-     
 -    
(1)    

(234)  

3,199 

(2,948)  
 160    
 (313)    

 (31)   
 107   

 (8)    
(64) 

Total
€m

2,260 

 (99)   
 361  

 (31)   
 107  
 (9) 
(261)

(3,097) 

2,328

 1,723  

 (101)    
 363   

 2,476  
 (138)  
 615    

 -    
 -    
-     
- 
51 

-     
 -    
4    
- 
215 

(2,443) 

 1,756 

 125    
 (438)    

 (98)   
 74   
 (39)    
5 
 (134) 

 (114)   
 540  

 (98)   
 74  
 (35) 
5  

132

2,036 

3,172 

(2,948) 

2,260

21. Liquid Investments and Cash and Cash Equivalents

Liquid investments
Liquid investments comprise short-term deposits and current asset investments which are held as readily disposable stores of value and include investments 
in government gilts and commercial paper and deposits of less than one year in duration. The maturity of these investments falls outside the three months 
timeframe for classification as cash and cash equivalents under IAS 7 Cash Flow Statements, and accordingly, the related balances have been separately 
reported in the Group Balance Sheet and have been categorised as either “held for trading” or “loans and receivables” in accordance with IAS 39 Financial 
Instruments: Recognition Measurement in the table below. The credit risk attaching to these items is documented in note 23.

Held for trading (fair value through profit and loss) 
Loans and receivables 

Total 

2007 
€m 

316  

 2    

 318    

2006
€m

 366 
 4

 370 

Cash and cash equivalents
In accordance with IAS 7, cash and cash equivalents comprise cash balances held for the purposes of meeting short-term cash commitments and investments 
which are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value. Where investments are categorised as 
cash  equivalents,  the  related  balances  have  a  maturity  of  three  months  or  less  from  the  date  of  investment.    Bank  overdrafts  are  included  within  current 
interest-bearing loans and borrowings in the Group Balance Sheet.

Cash and cash equivalents are reported at fair value and are analysed as follows:

Cash at bank and in hand 
Investments (short-term deposits) 

Included in Group Balance Sheet and Group Cash Flow Statement 

2007 
€m 

 592    
 414    

2006
€m

 719 
 383 

 1,006    

 1,102 

Cash at bank earns interest at floating rates based on daily deposit bank rates. Short-term deposits are made for varying periods of between one day and 
three months depending on the immediate cash requirements of the Group, and earn interest at the respective short-term deposit rates.

CRH

89

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes on Financial Statements

22. Interest-bearing Loans and Borrowings

Bank loans and overdrafts: 
- unsecured 
- secured * 
Other term loans: 
- unsecured 
- secured * 

Group share of joint ventures’ interest-bearing loans and borrowings (non-current and current)   

Interest-bearing loans and borrowings (non-current and current) 

Included in current liabilities in the Group Balance Sheet: 
- loans repayable within one year 
- bank overdrafts 

Current interest-bearing loans and borrowings 

Non-current interest-bearing loans and borrowings 

* Secured on specific property, plant and equipment

Repayment schedule
Within one year  
Between one and two years 
Between two and three years 
Between three and four years 
Between four and five years 
After five years 

Instalment payments
Loans fully repayable within five years:
- not by instalments 
- by instalments 

Subtotal 

Loans fully repayable in more than five years: 
- not by instalments 
- by instalments** 

Subtotal 

2007 
€m 

 2,487    
 63    

 3,664    
 42    

2006
€m

 1,549 
 40 

 4,034 
 35

242 

300

6,498    

 5,958

 (386)    
 (184)   

 (570)   

(449)
(196)

(645)

 5,928   

 5,313

570   
 2,235    
 247    
 721    
 892    
 1,833    

6,498   

 4,432    
 191    

 4,623    

 1,797    
 78    

 1,875    

 645
 240
 1,201
 228
 762
 2,882

 5,958

 2,846 
 202

 3,048

 2,862
 48

 2,910

Interest-bearing loans and borrowings (non-current and current) 

 6,498    

 5,958

** €36 million (2006: €20 million) falls due for repayment after five years

90 CRH

 
 
 
 
 
 
 
  
 
 
 
 
 
22. Interest-bearing Loans and Borrowings continued

Borrowing facilities
The Company manages its borrowing ability by entering into committed borrowing agreements. Revolving committed bank facilities are generally available 
to the Company for periods of up to five years from the date of inception. Various borrowing facilities are available to the Group. The undrawn committed 
facilities available as at 31st December 2007 and 31st December 2006, in respect of which all conditions precedent had been met, mature as follows:

Within one year 
Between one and two years 
Between two and five years 
After five years 

2007 
€m 
 195 
 1,282 
 122 
 - 

1,599 

2006
€m
37 
77 
309 
4

427

Included in the figures above is an amount of €248 million in respect of the Group’s share of facilities available to joint ventures (2006: €137 million).

Guarantees
The Company has given letters of guarantee to secure obligations of subsidiary undertakings as follows: €6,205 million in respect of loans, bank advances, 
derivative obligations and future lease obligations (2006: €5,536 million), €6 million in respect of deferred and contingent acquisition consideration (2006: €11 
million), €284 million in respect of letters of credit (2006: €205 million) and €50 million in respect of other obligations (2006: €14 million).

Pursuant to the provisions of Section 17, Companies (Amendment) Act, 1986, the Company has guaranteed the liabilities of its wholly-owned subsidiary 
undertakings and of Concrete Building Systems Limited and the Oldcastle Finance Company general partnership in the Republic of Ireland for the financial 
year ended 31st December 2007 and, as a result, such subsidiary undertakings and the general partnership have been exempted from the filing provisions 
of Section 7, Companies (Amendment) Act, 1986 and Regulation 20 of the European Communities (Accounts Regulations), 1993 respectively.

The Company has not guaranteed any debt or other obligations of joint ventures or associates.

Lender covenants
The Group’s major bank facilities and debt issued pursuant to Note Purchase Agreements in private placements require the Group to maintain its consolidated 
EBITDA/net interest cover (excluding share of joint ventures) at no lower than 4.5 times for twelve-month periods ending 30th June and 31st December. 
Non-compliance with financial covenants would give the relevant lenders the right to demand early repayment of the related debt thus altering the maturity 
profile of the Group’s debt and the Group’s liquidity.

CRH

91

 
 
  
 
 
Notes on Financial Statements

23. Derivative Financial Instruments

The fair values of derivative financial instruments are analysed by year of maturity and by accounting designation as follows:

31st December 2007 

Assets 
Fair value hedges 
Cash flow hedges 
Not designated as hedges 

Analysed as: 
Non-current assets 
Current assets 

Total 

Liabilities 
Fair value hedges 
Cash flow hedges 
Net investment hedges 
Not designated as hedges 

Analysed as: 
Non-current liabilities 
Current liabilities 

Total 

Net	asset	arising	on	derivative	financial	instruments	

The equivalent disclosure for the prior year is as follows:

31st December 2006 

Assets 
Fair value hedges 
Cash flow hedges 
Net investment hedges 
Not designated as hedges 

Analysed as: 
Non-current assets 
Current assets 

Total 

Liabilities 
Fair value hedges 
Cash flow hedges 
Net investment hedges 
Not designated as hedges 

Analysed as: 
Non-current liabilities 
Current liabilities 

Total 

Net liabilty arising on derivative financial instruments 

 9

Total 
€m 

122 
9 
2 

133 

124 

133

(67) 
(1) 
(50) 
(4) 

(122) 

(52)
(70)

(122)

11

71 
4 
3 
1 

79 

74 
5

79

(37) 
(4) 
(40) 
(4) 

(85) 

(47) 
(38)

(85)

(6)

  Between   Between   Between   Between  
4 and 5 
years 
€m 

2 and 3 
years 
€m 

1 and 2 
years 
€m 

3 and 4 
years 
€m 

Within 
1 year 
€m 

- 
7 
2 

9 

(25) 
(1) 
(40) 
(4) 

(70) 

- 
1 
3 
1 

5 

(6) 
(2) 
(26) 
(4) 

(38) 

- 
2 
- 

2 

(42) 
- 
- 
- 

(42) 

- 
2 
- 
- 

2 

(7) 
(1) 
(14) 
- 

(22) 

- 
- 
- 

- 

- 
- 
- 
- 

- 

- 
1 
- 
- 

1 

(10) 
(1) 
- 
- 

(11) 

14 
- 
- 

14 

54 
- 
- 

54 

- 
- 
- 
- 

- 

7 
- 
- 
- 

7 

- 
- 
- 
- 

- 

- 
- 
- 
- 

- 

8 
- 
- 
- 

8 

- 
- 
- 
- 

- 

After
5 years 
€m

54
-
-

54

-
-
(10)
-

(10)

56
-
-
-

56

(14)
-
-
-

(14)

Fair value hedges consist of interest rate swaps and currency swaps. These instruments hedge risks arising from changes in asset/liability fair values due to 
interest rate and foreign exchange rate movements. In accordance with IAS 39 Financial Instruments: Recognition and Measurement, fair value hedges and 
the related hedged items are recorded at fair value through profit and loss.

92 CRH

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
23. Derivative Financial Instruments continued

Cash flow hedges consist of forward foreign exchange and commodity contracts and interest rate swaps. These instruments hedge risks arising to future 
cash  flows  from  movements  in  foreign  exchange  rates,  commodity  prices  and  interest  rates.  Cash  flow  hedges  are  expected  to  affect  profit  and  loss  in 
periods closely matching the maturities shown above.  

Net investment hedges consist of currency swaps and hedge changes in the value of net investments due to currency movements.

The profit/(loss) impact of fair value, cash flow and net investment hedges on the Group Income Statement is shown below:

Cash flow hedges - ineffectiveness 
Fair value hedges - profit and loss 
Fair value of the hedged item - profit and loss 
Net investment hedges - ineffectiveness 

2007 
€m 
- 
 91 
(92) 

 1    

2006
€m
1
(42)
42
 (2)

Capital management
The primary objectives of CRH’s capital management strategy are to ensure that the Group maintains a strong credit rating to support the continued organic 
and acquisitive growth of its business and to maximise shareholder value through optimisation of the debt and equity balance. 

The Board periodically reviews the capital structure of the Group, considering the cost of capital and the risks associated with each class of capital. The 
Group manages and if necessary adjusts its capital structure taking account of underlying economic conditions; any material adjustments to the Group’s 
capital  structure  in  terms  of  the  relative  proportions  of  debt  and  equity  are  approved  by  the  Board.  The  Group  is  committed  to  optimising  the  use  of  its 
balance sheet within the confines of the overall objective to maintain an investment grade credit rating. During the course of 2006, a decision was taken to 
implement a phased reduction in dividend cover with the objective of achieving dividend cover of 3.5 times for the 2008 financial year; dividend cover for the 
2007 financial year amounted to 3.9 times (2006: 4.3 times). In addition, as part of the Board’s capital management strategy, a share buyback programme 
was initiated subsequent to the balance sheet date in January 2008.

The capital structure of the Group, which comprises net debt and capital and reserves attributable to the Company’s equity holders, may be summarised 
as follows: 

Capital and reserves attributable to the Company’s equity holders 
Net debt (note 24) 

Capital and net debt 

2007 
€m 
7,954 
 5,163 

2006
€m
7,063
4,492

13,117 

11,555

Financial risk management objectives and policies
The  Group  uses  financial  instruments  throughout  its  businesses:  interest-bearing  loans  and  borrowings,  cash  and  cash  equivalents,  short-dated  liquid 
investments  and  finance  leases  are  used  to  finance  the  Group’s  operations;  trade  receivables  and  trade  payables  arise  directly  from  operations;  and 
derivatives,  principally  interest  rate  and  currency  swaps  and  forward  foreign  exchange  contracts,  are  used  to  manage  interest  rate  risks  and  currency 
exposures and to achieve the desired profile of borrowings. The Group does not trade in financial instruments nor does it enter into any leveraged derivative 
transactions.

The main risks attaching to the Group’s financial instruments are interest rate risk, foreign currency risk, credit risk and liquidity risk. Commodity price risk 
is of minimal relevance given that exposure is confined to a small number of contracts entered into for the purpose of hedging future movements in energy 
costs. The Board reviews and agrees policies for the prudent management of each of these risks as documented below. 

Interest rate risk 
The  Group’s  exposure  to  market  risk  for  changes  in  interest  rates  stems  predominantly  from  its  long-term  debt  obligations.  Interest  cost  is  managed  by 
a  centrally-controlled  treasury  function  using  a  mix  of  fixed  and  floating  rate  debt;  in  recent  years,  the  Group’s  target  has  been  to  fix  interest  rates  on 
approximately 50% of net debt as at the period-end. With the objective of managing this mix in a cost-efficient manner, the Group enters into interest rate 
swaps, under which the Group contracts to exchange, at predetermined intervals, the difference between fixed and variable interest amounts calculated by 
reference to a pre-agreed notional principal. 

The majority of these swaps are designated under IAS 39 to hedge underlying debt obligations; undesignated financial instruments are termed “not designated 
as hedges” in the preceding analysis of derivative financial instruments in the Group Balance Sheet.

CRH

93

 
 
 
 
Notes on Financial Statements

23. Derivative Financial Instruments continued

Foreign currency risk
Due to the nature of building materials, which in general exhibit a low value-to-weight ratio, CRH’s activities are conducted primarily in the local currency of 
the country of operation resulting in low levels of foreign currency transaction risk; variances arising in this regard are reflected in operating costs or cost of 
sales in the Group Income Statement in the period in which they arise.

Given its presence in 32 countries worldwide, the principal foreign exchange risk is translation-related arising from fluctuations in the euro value of the Group’s 
net investment in currencies other than the euro. The Group’s established policy is to spread its net worth across the currencies of its various operations 
with the objective of limiting its exposure to individual currencies and thus promoting consistency with the geographical balance of its operations. In order 
to achieve this objective, the Group manages its borrowings, where practicable and cost effective, partially to hedge its foreign currency assets. Hedging is 
done using currency borrowings in the same currency as the assets being hedged or through the use of other hedging methods such as currency swaps. 

Credit risk
In addition to cash at bank and in hand, the Group holds significant cash balances which are invested on a short-term basis and are classified as either cash 
equivalents or liquid investments. These deposits and other financial instruments (principally certain derivatives and loans and receivables included within 
financial assets) give rise to credit risk on amounts due from counterparties. Credit risk is managed by limiting the aggregate amount and duration of exposure 
to any one counterparty primarily depending on its credit rating and by regular review of these ratings. Acceptable credit ratings are high investment grade 
ratings  -  generally  counterparties  have  ratings  of  A2/A  from  Moody’s/Standard  &  Poor’s  ratings  agencies.  The  maximum  exposure  arising  in  the  event  of 
default on the part of the counterparty is the carrying value of the relevant financial instrument.

Credit risk arising in the context of the Group’s operations is not significant. Customers who wish to trade on credit terms are subject to strict verification 
procedures prior to credit being advanced and are subject to continued monitoring at operating company level.

Liquidity risk
The Group is exposed to liquidity risk which arises primarily from the maturing of short-term and long-term debt obligations and derivative transactions. The 
Group’s policy is to ensure that sufficient resources are available either from cash balances, cash flows or undrawn committed bank facilities, to ensure all 
obligations can be met as they fall due. To achieve this objective, the Group:

 −
 −
 −

maintains cash balances and liquid investments with highly-rated counterparties; 
limits the maturity of cash balances; and
borrows the bulk of its debt needs under committed bank lines or other term financing.

The tables below show the projected undiscounted total cash outflows (principal and interest) arising from the Group’s gross debt, trade and other payables 
and derivatives. The tables also include the gross cash inflows projected to arise from derivatives. These projections are based on the interest and foreign 
exchange rates applying at the end of the relevant year.

31st December 2007 

Financial liability cash outflows 
Trade and other payables 
Finance leases 
Interest-bearing loans and borrowings 
Interest payments on finance leases 
Interest payments on interest-bearing loans and borrowings 
Interest rate swaps - net cash outflows 
Cross-currency swaps - gross cash outflows 
Other derivatives 

Gross projected cash outflows 

Derivatives - cash inflows 
Interest rate swaps - net cash inflows 
Cross-currency swaps - gross cash inflows 
Other derivatives 

Gross derivative cash inflows 

Within 
1 year 
€m 

2,956 
14 
556 
2 
350 
3 
1,135 
3 

5,019 

(13) 
(1,070) 
(7) 

(1,090) 

Between  
1 and 2 
years 
€m 

Between  
2 and 5 
years 
€m 

After 
5 years 
€m 

78 
5 
2,230 
1 
282 
3 
370 
- 

2,969 

(12) 
(330) 
(2) 

(344) 

43 
6 
1,786 
2 
530 
8 
54 
- 

2,429 

(28) 
(61) 
- 

(89) 

39 
5 
1,773 
1 
512 
3 
405 
- 

2,738 

(14) 
(397) 
- 

(411) 

Total
€m

3,116
30
6,345
6
1,674
17
1,964
3

13,155

(67)
(1,858)
(9)

(1,934)

94 CRH

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
23. Derivative Financial Instruments continued

The equivalent disclosure for the prior year is as follows:

31st December 2006 

Financial liability cash outflows
Trade and other payables 
Finance leases 
Interest-bearing loans and borrowings 
Interest payments on finance leases 
Interest payments on interest-bearing loans and borrowings 
Interest rate swaps - net cash outflows 
Cross-currency swaps - gross cash outflows 
Other derivatives 

Gross projected cash outflows 

Derivatives - cash inflows 
Interest rate swaps - net cash inflows 
Cross-currency swaps - gross cash inflows 
Other derivatives 

Gross derivative cash inflows 

Within 
1 year 
€m 

2,788 
17 
628 
3 
326 
5 
1,187 
6 

4,960 

(10) 
(1,179) 
(1) 

(1,190) 

Between  
1 and 2 
years 
€m 

Between  
2 and 5 
years 
€m 

55 
17 
223 
2 
308 
5 
386 
1 

997 

(10) 
(371) 
(1) 

(382) 

75 
13 
2,178 
4 
715 
15 
350 
1 

3,351 

(27) 
(339) 
- 

(366) 

After 
5 years 
€m 

58 
7 
2,875 
1 
709 
9 
- 
- 

3,659 

(10) 
- 
- 

(10) 

Total
€m

2,976
54
5,904
10
2,058
34
1,923
8

12,967

(57)
(1,889)
(2)

(1,948)

Commodity price risk
The Group’s exposure to price risk in this regard is minimal with the fair value of derivatives used to hedge future energy costs being €7 million favourable as 
at the balance sheet date (2006: €4 million unfavourable).

24. Analysis of Net Debt

Components of and reconciliation of opening to closing net debt
Net debt comprises cash and cash equivalents, liquid investments, derivative financial instrument assets and liabilities and current and non-current interest-
bearing loans and borrowings.

31st December 2007
Cash and cash equivalents (note 21) 
Liquid investments (note 21) 
Interest-bearing loans and borrowings (note 22)  
Derivative financial instruments (net) (note 23) 

Group net debt (including share of non-recourse debt in  
joint ventures) 

Group net debt excluding proportionately consolidated  
joint ventures 

The equivalent disclosure for the prior year is as follows:

31st December 2006 
Cash and cash equivalents (note 21) 
Liquid investments (note 21) 
Interest-bearing loans and borrowings (note 22) 
Derivative financial instruments (net) (note 23) 

Group net debt (including share of non-recourse debt in  
joint ventures) 

Group net debt excluding proportionately consolidated  
joint ventures 

Note (i) appears on page 96.

At 1st 
January	

€m 

 1,102  
 370  
(5,958)  
 (6)  

Cash 
flow	

€m 

(144)  
(29) 
(703)  
113 

Acqui- 
sitions	

€m 

83    
 -    
 (222)    
 -    

Mark-to-  Translation 

At 31st
market	 adjustment	 December	 December
Fair value
€m

     Book value 
€m 

At 31st 

€m 

€m 

(i)

-    
 -     
 (92)    
86     

 (35)    
 (23)   
477   
(182)    

 1,006    
 318  
 (6,498)    
 11     

1,006   
318   
(6,363)    
11

(4,492)  

(763)  

 (139)   

 (6)   

 237   

 (5,163) 

(5,028)

(4,244) 

 (762)  

(221)   

 (6)   

 234    

 (4,999) 

(4,864) 

 1,149  
 342  
(5,107) 
 167  

(81) 
35 

 (1,042)  

29 

 69    
 -    
 (239)    
 -    

-    
 -     
 42    
(43)     

 (35)    
 (7)   
388   
(159)    

 1,102    
 370  
 (5,958)    
 (6)     

1,102   
370   
(6,017)   

(6)

(3,449) 

 (1,059)  

 (170)   

 (1)   

 187   

 (4,492) 

(4,551)

(3,177) 

 (1,081) 

 (171)   

 (2)   

 187    

 (4,244) 

(4,303)

CRH

95

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes on Financial Statements

24. Analysis of Net Debt continued

(i) 

The fair values of cash and cash equivalents and floating rate loans and borrowings are based on their carrying amounts, which constitute a reasonable 
approximation of fair value. The carrying value of liquid investments is the market value of these investments. The carrying value of derivatives is fair value 
based on discounted future cash flows at current foreign exchange and interest rates. The fair value of fixed rate debt is calculated based on actual 
traded prices for publicly traded debt or discounted future cash flows reflecting market interest rate changes since issuance for other fixed rate debt.

Interest	rate	and	currency	profile
The interest rate and currency profile of the Group’s net debt and net worth (capital and reserves attributable to the Company’s equity holders) as at 31st 
December 2007 is as follows:

Cash and cash equivalents - floating rate 
Liquid investments - floating rate 
Interest-bearing loans and borrowings - fixed rate 
Interest-bearing loans and borrowings - floating rate 

Net debt by major currency excluding derivative financial instruments 
Derivative financial instruments (including mark-to-market) 

euro 
€m 

US 
Dollar 
€m 

Pound 
Sterling 
€m 

Swiss 
Franc 
€m 

 354    
 100    
 (50)    
 (1,207)   

 323    
 105    
 (3,448)    
 (879)   

 (803)   
 (1,152)   

 (3,899)   
 1,475   

 56   
 112    
 (7)    
 (398)   

 (237)   
 168   

 72   
 1    
 (22)    
 (280)    

(229)   
 (208)    

Other 
€m 

Total
€m

 201    
 -    
 (4)    
 (203)   

 (6)   
 (272)   

 1,006   
 318   
 (3,531)   
 (2,967)

 (5,174)  
 11

Net debt by major currency including derivative financial instruments 

 (1,955)   

 (2,424)    

 (69)    

 (437)   

 (278)   

 (5,163) 

Non-debt assets and liabilities analysed as follows: 
Non-current assets 
Current assets 
Non-current liabilities  
Current liabilities 
Minority interest 

 4,526    
 2,102    
 (432)    
 (1,404)   
 (47)   

 5,976   
 2,247    
 (1,037)    
 (1,320)   
 (2)   

 497    
 312    
 (136)    
 (232)   
 -    

 691   
 346    
 (96)    
 (162)   
 (6)   

 1,216  

 418    
(106) 
 (223)    
 (11)   

12,906
 5,425   
(1,807)
 (3,341)  
 (66)  

Capital and reserves attributable to the Company’s equity holders 

 2,790   

 3,440   

 372   

 336   

 1,016  

 7,954

Interest-bearing	loans	and	borrowings	-	fixed	rate
The  fixed  rate  interest-bearing  loans  and  borrowings  including  the  impact  of  derivative  financial  instruments  (interest  rate  and  cross-currency  swaps)  as  at  31st 
December 2007 are as follows:

Interest-bearing loans and borrowings - fixed rate as above (ii) 
Impact of derivative financial instruments on fixed rate debt 

 (50) 
(892)   

(3,448) 
 2,174 

(7) 
 (21)  

(22) 
 -   

(4) 
 (80)   

(3,531)  
 1,181 

Net fixed rate interest-bearing loans and borrowings 

 (942)   

 (1,274)    

 (28)    

 (22)    

 (84)    

 (2,350)

Weighted average fixed interest rates 
Weighted average fixed periods - years 

4.1% 
3.1 

6.7% 
6.3 

4.9% 
0.9 

3.4% 
0.8 

5.5% 
0.8 

5.6%
4.8

Gross debt by major currency - analysis of effective interest rates 
- interest rates excluding derivative financial instruments 
- gross debt excluding derivative financial instruments 
- interest rates including derivative financial instruments 
- gross debt including derivative financial instruments 

4.9% 
 (1,257)    
4.6% 
 (2,409)    

6.3% 
 (4,327)    
6.5% 
 (2,852)    

6.7% 
 (405)    
7.0% 
 (237)   

2.9% 
 (302)    
2.9% 
 (510)   

5.4% 
 (207)    
5.4% 
 (479)   

5.8%
 (6,498)  
5.4%
 (6,487)   

96 CRH

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
24. Analysis of Net Debt continued

The corresponding interest rate and currency profile of the Group’s net debt and net worth as at 31st December 2006 is as follows:

euro 
€m 

US 
Dollar 
€m 

Pound 
Sterling 
€m 

Cash and cash equivalents - floating rate 
Liquid investments - floating rate 
Interest-bearing loans and borrowings - fixed rate 
Interest-bearing loans and borrowings - floating rate 

 484    
 92    
 (206)    
 (1,011)   

 324    
 95    
 (3,875)    
 (271)   

Net (debt)/cash by major currency excluding derivative financial instruments 
Derivative financial instruments (including mark-to-market) 

 (641)   
 (1,127)   

 (3,727)   
 1,438   

 48   
 183    
 (17)    
 (406)   

 (192)   
 172   

Swiss 
Franc 
€m 

 105  

 -    
 (9)    
 (9)    

 87   
 (260)    

Other 
€m 

Total
€m

 141    
 -    
 (3)    
 (151)   

 (13)   
 (229)   

 1,102   
 370   
 (4,110)   
 (1,848)

 (4,486)  

 (6)

Net debt by major currency including derivative financial instruments 

 (1,768)   

 (2,289)    

 (20)    

 (173)   

 (242)   

 (4,492) 

Non-debt assets and liabilities analysed as follows: 
Non-current assets 
Current assets 
Non-current liabilities  
Current liabilities 
Minority interest 

 4,209    
 1,932    
 (405)    
 (1,293)   
 (22)   

 5,682   
 2,528    
 (1,220)    
 (1,378)   
 (5)   

 534    
 266    
 (290)    
 (211)   
 -    

 376   
 175    
 (78)    
 (91)   
 (8)   

 785 
 307    
(60) 
 (172)    
 (6)   

 11,586 

 5,208   
(2,053)
 (3,145)  
 (41)  

Capital and reserves attributable to the Company’s equity holders 

 2,653   

 3,318   

 279   

 201   

 612  

 7,063

Interest-bearing loans and borrowings - fixed rate
The fixed rate interest-bearing loans and borrowings including the impact of derivative financial instruments (interest rate and cross-currency swaps) as at 
31st December 2006 are as follows:

Interest-bearing loans and borrowings - fixed rate as above (ii) 
Impact of derivative financial instruments on fixed rate debt 

 (206) 
(629)   

(3,875) 
 2,603 

(17) 
 (23)  

(9) 
 (32)   

(3) 
 (76)   

(4,110)  
 1,843

Net fixed rate interest-bearing loans and borrowings 

 (835)   

 (1,272)    

 (40)    

 (41)    

 (79)    

 (2,267)

Weighted average fixed interest rates 
Weighted average fixed periods - years 

3.5% 
2.4 

6.9% 
7.4 

5.0% 
1.5 

1.7% 
1.2 

5.3% 
1.8 

5.5%
5.1

Gross debt by major currency - analysis of effective interest rates 
- interest rates excluding derivative financial instruments 
- gross debt excluding derivative financial instruments 
- interest rates including derivative financial instruments 
- gross debt including derivative financial instruments 

3.8% 
 (1,217)    
3.7% 
 (2,344)    

6.5% 
 (4,146)    
6.9% 
 (2,708)    

5.5% 
 (423)    
5.6% 
 (251)   

3.5% 
 (18)    
2.1% 
 (278)   

5.1% 
 (154)    
5.0% 
 (383)   

5.8%
 (5,958)  
5.2%
 (5,964) 

(ii)  Of the Group’s gross fixed rate debt at 31st December 2007, €2,176 million (2006: €2,659 million) has been hedged to floating rate at inception using 
interest rate swaps. In accordance with IAS 39 Financial Instruments: Recognition and Measurement, hedged fixed rate debt is recorded at amortised 
cost adjusted for the change in value arising from changes in underlying market interest rates and the related hedging instruments (interest rate swaps) 
are stated at fair value. Adjustments to fixed rate debt values and the changes in the fair value of the hedging instrument are taken through profit and 
loss. The balance of gross fixed rate debt of €1,355 million (2006: €1,451 million) are financial liabilities measured at amortised cost in accordance with 
IAS 39.

Based on the level and composition of year-end net debt, a change in average interest rates of one per cent per annum would change the interest charge, 
before tax, by €28 million per annum (2006: €22 million).

A change in the value of other currencies by 10% against the euro would change the Group’s net worth by €516 million and change the Group’s year-end 
net debt by €320 million (2006: €441 million and €272 million respectively).

Floating rate debt comprises bank borrowings and finance leases bearing interest at rates set in advance for periods ranging from overnight to less than one 
year largely by reference to inter-bank interest rates (US$ LIBOR, Sterling LIBOR, Swiss Franc LIBOR and Euribor).

Gains  and  losses  arising  on  the  re-translation  of  net  worth  are  dealt  with  in  the  Statement  of  Recognised  Income  and  Expense.  Transactional  currency 
exposures arise in a number of the Group’s operations and these result in net currency gains and losses which are recognised in the Group Income Statement 
and are disclosed in note 4. As at 31st December 2007 and 2006, these exposures were not material.

CRH

97

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
At 1st  Translation  Arising on 
January	 adjustment	 acquisition	
€m 

€m 

€m 

Provided 
during 
year	
€m 

Utilised 

during  Reversed 
unused	
€m 

year	
€m 

Reclass-  Discount 

At 31st
ifications*	 unwinding	 December
€m

€m 

€m 

Notes on Financial Statements

25. Provisions for Liabilities

Net present cost 

31st December 2007

Insurance (i) 
Guarantees and warranties (ii) 
Rationalisation and redundancy (iii) 
Environment and remediation (iv) 
Other  

Total 

Analysed as: 
Non-current liabilities 
Current liabilities 

Total 

 (20)   
(1)   
-   
(3)   
(2)   

 (26)   

 1    
 1    
 1    
 1    
 (18)   

 83    
 6    
 19    
 11    
 15    

 (99)    
(7)    
 (29)   
 (18)   
 (21)   

(14)    

 134    

 (174)   

 233  
 25   
 23   
 73   
 107   

 461  

 320  
 141  

 461  

The equivalent disclosure for the prior year is as follows:

31st December 2006

Insurance (i) 
Guarantees and warranties (ii) 
Rationalisation and redundancy (iii) 
Environment and remediation (iv) 
Other  

Total 

Analysed as: 
Non-current liabilities 
Current liabilities 

Total 

* Reclassifications (to)/from payables.

 147 
 31  
 16  
 79  
 60  

 333  

 223  
 110  

 333  

 (14)   
 (1)   
 -   
(3)   
 (1)   

 (19)   

 75    
 1    
 4    
 7    
 25    

 104    
 6    
 15    
 6    
 52    

 (92)    
(9)    
 (12)   
 (17)   
 (34)   

 112    

 183    

 (164)   

-  
(2)  
(2)  
(2)  
(3)  

(9)  

(1) 
(2) 
(2) 
(3) 
- 

(8) 

-    
-    
-    
-    
-    

-    

 11    
 1    
 1    
2     
 2    

 17    

 209   
 23   
 13   
 64   
 80   

 389   

 248   
 141   

 389   

 2    
 (2)    
 1    
 2    
 2    

 5    

 12    
 1    
 1    
2     
 3    

 233   
 25   
 23   
 73   
 107  

 19    

 461

 320   
 141 

 461  

(i) Insurance
This provision relates to workers’ compensation (employers’ liability) and third-party liabilities or claims covered under the Group’s self-insurance schemes. 
Reflecting the operation of these self-insurance schemes, a substantial portion of the total provision relates to claims which are classified as incurred but 
not  reported  in  respect  of  which  the  Group  will  bear  an  excess  which  will  not  be  recoverable  from  insurers.  In  addition,  due  to  the  extended  timeframe 
which is typically involved in such claims, a significant component of the total provision is subject to actuarial valuation. Where actuarial valuation is either 
inappropriate or impractical, other external assessments are made.

(ii) Guarantees and warranties
Some of the products sold by Group companies (subsidiaries and joint ventures) carry formal guarantees in relation to satisfactory performance spanning 
varying periods subsequent to purchase. Provision is accordingly made on a net present cost basis for the anticipated cost of honouring such guarantees 
and warranties at each balance sheet date. Although the expected timing of any payments is uncertain, best estimates have been made in determining a 
likely cash profile for the purposes of discounting using past experience as a guide.

(iii) Rationalisation and redundancy
These  provisions  relate  to  irrevocable  commitments  under  various  rationalisation  and  redundancy  programmes  throughout  the  Group,  none  of  which  is 
individually material. The Group expects that these provisions will be utilised within three years of the balance sheet date.

(iv) Environment and remediation
This provision comprises obligations governing site remediation and improvement costs to be incurred in compliance with either local or national environmental 
regulations together with constructive obligations stemming from established best practice. Whilst a significant element of the total provision will reverse in 
the medium-term (two to ten years), the majority of the legal and constructive obligations applicable to long-lived assets (principally mineral-bearing land) will 
unwind over a 30-year timeframe. In discounting the related obligations, expected future cash outflows have been determined with due regard to extraction 
status and anticipated remaining life.

98 CRH

 
 
 
 
 
 
 
 
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
26. Deferred Income Tax

The deductible and taxable temporary differences at the balance sheet date in respect of which deferred tax has been recognised are analysed as follows:

Deferred income tax assets (deductible temporary differences) 
Deficits on Group defined benefit pension obligations 
Revaluation of derivative financial instruments to fair value  
Employee share options 
Other deductible temporary differences (i) 

Total 

2007 
€m 

38    
1 
21    
276    

 336    

2006
€m

 88 
- 
56 
345 

 489 

(i) 

These items relate principally to deferred tax assets arising on deferred and contingent acquisition consideration and provisions for liabilities.

Deferred income tax assets have been recognised in respect of all deductible temporary differences.

Deferred income tax liabilities (taxable temporary differences) 
Taxable temporary differences principally attributable to accelerated tax depreciation and fair value adjustments arising on acquisition 
Surpluses on Group defined benefit pension obligations 
Revaluation of derivative financial instruments to fair value 
Rolled-over capital gains 

Total 

Movement in net deferred income tax liability
At 1st January 
Translation adjustment 
Net charge for the year (note 10) 
Arising on acquisition (note 33) 
Movement in deferred tax asset on Group defined benefit pension obligations 
Movement in deferred tax asset on share-based payments 
Movement in deferred tax liability on cash flow hedges 

At 31st December 

1,280 
5 
2     

 25  

 1,312  

 1,268
 3 
 1 
 29 

 1,301 

 812  
 (67)    
 40   
 104    
 46    
 39    
 2   

 976  

 718 
 (63) 
 50 
 92 
42
(27)
 - 

812 

27.	Retirement	Benefit	Obligations

The Group operates either defined benefit or defined contribution pension schemes in all of its principal operating areas. Scheme assets are held in separate 
trustee administered funds.

At the year-end, €49 million (2006: €52 million)  was included in other payables in respect of defined contribution pension liabilities.

The Group operates defined benefit pension schemes in the Republic of Ireland, Britain and Northern Ireland, the Netherlands, Belgium, Germany, Portugal, 
Switzerland  and  the  United  States;  for  the  purposes  of  the  disclosures  which  follow,  the  schemes  in  the  Republic  of  Ireland,  the  Netherlands,  Belgium, 
Germany and Portugal (49% joint venture) have been aggregated into a “Eurozone” category on the basis of common currency and financial assumptions. 
In line with the principle of proportionate consolidation, the assets, liabilities, income and expenses attaching to defined benefit pension schemes in joint 
ventures are reflected in the figures below on the basis of the Group’s share of these entities. The majority of the defined benefit pension schemes operated 
by the Group are funded as disclosed in the analysis of the defined benefit obligation presented below with unfunded schemes restricted to one scheme in 
each of the Netherlands, Portugal and the United States and three schemes in Germany.

In  addition  to  the  aforementioned  defined  benefit  pension  schemes,  provision  has  been  made  in  the  financial  statements  for  post-retirement  healthcare 
obligations  in respect of certain current and former employees  principally  in the  United  States  and in  Portugal  and for  long-term  service commitments  in 
respect of certain employees in the Eurozone and Switzerland. These obligations are unfunded in nature and the required disclosures are set out below.

In all cases, the projected unit credit method has been employed in determining the present value of the obligations arising, the related current service cost 
and, where applicable, past service cost.

CRH

99

 
 
 
 
 
 
 
 
 
 
Notes on Financial Statements

27.	Retirement	Benefit	Obligations	continued

The cumulative actuarial gains and losses attributable to the Group’s defined benefit pension scheme obligations at 1st January 2004 (the date of transition 
to IFRS) were recognised in full as at that date and adjusted against retained income. Actuarial gains and losses and the associated movement in the net 
deferred tax asset are recognised via the Statement of Recognised Income and Expense.

Actuarial valuations - funding requirements
The funding requirements in relation to the Group’s defined benefit schemes are assessed in accordance with the advice of independent qualified actuaries 
and valuations are prepared in this regard either annually, where local requirements mandate that this be done, or at triennial intervals at a maximum in all 
other cases.  In Ireland and Britain, either the attained age or projected unit credit methods are used in the valuations. In the Netherlands and Switzerland, the 
actuarial valuations reflect the current unit method, while the valuations are performed in accordance with the projected unit credit methodology in Portugal 
and Germany. In the United States, valuations are performed using a variety of actuarial cost methodologies - current unit, projected unit and aggregate cost. 
The actuarial valuations range from January 2005 to December 2007. 

The assumptions which have the most significant effect on the results of the actuarial valuations are those relating to the rate of return on investments and 
the rates of increase in remuneration and pensions. In the course of preparing the funding valuations, it was assumed that the rate of return on investments 
would, on average, exceed annual remuneration increases by 2% and pension increases by 3% per annum.

In  general,  actuarial  valuations  are  not  available  for  public  inspection;  however,  the  results  of  valuations  are  advised  to  the  members  of  the  various 
schemes.

Financial assumptions
The financial assumptions employed in the valuation of the defined benefit liabilities arising on pension schemes, post-retirement healthcare obligations and 
long-term service commitments applying the projected unit credit methodology are as follows:

Scheme liabilities
The major long-term assumptions used by the Group’s actuaries in the computation of scheme liabilities as at 31st December 2007 and 31st December 
2006 are as follows:

Rate of increase in: 
- salaries 
- pensions in payment 
Inflation 
Discount rate 
Medical cost trend rate 

Eurozone 

Britain and
Northern Ireland 

Switzerland 

United States

2007 
% 

4.25  
2.25  
2.25 
5.50 
5.25 

2006 
% 

4.00  
2.00  
 2.00  
 4.75  
 5.25  

2007 
% 

4.00  
3.25 
3.00 
5.75  
n/a 

2006 
% 

4.50  
 3.00  
 2.75  
5.00 
 n/a  

2007 
% 

2.25 
1.00 
1.50 
3.50 
n/a 

2006 
% 

 2.25  
 1.50  
 1.50  
 2.75  
 n/a  

2007 
% 

4.50 
- 
2.50 
6.25  
11.00 

2006
%

 4.50 

 -   

 2.50 
5.75 
 11.00 

The  mortality  assumptions  employed  in  determining  the  present  value  of  scheme  liabilities  under  IAS  19  are  in  accordance  with  the  underlying  funding 
valuations and represent actuarial best practice in the relevant jurisdictions taking account of mortality experience and industry circumstances.

Scheme assets
The long-term rates of return expected at 31st December 2007 and 31st December 2006, determined in conjunction with the Group’s actuaries and analysed 
by class of investment, are as follows:

8.00 
4.50 
7.00 
4.00 

 7.50  
 4.00  
 7.00  
 3.50  

8.00 
4.50 
7.00  
5.50 

 7.75  
 4.25  
7.00  
 5.00  

6.50 
3.25 
4.50 
2.50  

 6.00  
 2.75  
 4.00  
2.50  

8.00 
6.00 
7.00 
4.25 

 8.25 
 5.75 
 7.00 
 5.25 

Equities 
Bonds 
Property 
Other 

100 CRH

 
 
 
 
 
 
 
 
 
 
 
 
27.	Retirement	Benefit	Obligations	continued

(a) Impact on Group Income Statement

The  total  expense  charged  to  the  Group  Income  Statement  in  respect  of  defined  contribution  and  defined  benefit  pension  schemes,  post-retirement 
healthcare obligations and long-term service commitments is as follows:

Total defined contribution pension expense 

Defined benefit 
Pension schemes (funded and unfunded) 
Post-retirement healthcare schemes (unfunded) 
Long-term service commitments (unfunded) 

Total defined benefit expense 

2007 
€m 

 147   

46  
 -    
 1    

47 

2006
€m

 117 

23 
 2 
 (2)

 23 

Total expense in Group Income Statement 

194 

 140 

Analysis	of	defined	benefit	expense
The total defined benefit expense (comprising funded and unfunded defined benefit pension schemes and unfunded post-retirement healthcare obligations 
and long-term service commitments) is analysed as follows:

Eurozone 

Britain and
Northern Ireland 

Switzerland 

United States 

Total Group

2007 
€m 

2006 
€m 

2007 
€m 

2006 
€m 

2007 
€m 

2006 
€m 

2007 
€m 

2006 
€m 

2007 
€m 

2006
€m

Charged in arriving at Group operating profit
Current service cost 
Past service cost: benefit enhancements 
Deconsolidation of defined benefit  
pension schemes (i) 

 19    
 1    

 33   
 3  

19   
 -    

 18  

 -    

 16    
 1    

 11   
 -    

 -    

 (38)   

 -    

 -    

 -    

 -    

Subtotal 

20   

 (2)  

19   

 18   

17    

 11  

6   
 -    

 -    

 6    

 8  
 -     

 -     

 8   

60    
2    

 70 
 3 

-    

 (38)   

62   

 35 

Included in finance revenue and finance  
costs respectively 
Expected return on scheme assets 
Interest cost on scheme liabilities 

Subtotal 

 (50)    
 38   

 (12)    

(55)  
 42  

(13)  

(31)    
32   

1    

(27)  
 31   

 4  

(16)    
12   

 (4)    

(13) 
 9   

(4)  

 (10)    
10   

-    

(10)  
 11   

 1   

(107)    
92   

(105)
93 

(15)    

(12)

Net charge to Group Income Statement 

 8   

 (15)   

20    

 22   

13   

 7   

6    

 9  

 47   

 23 

Actual return on pension scheme assets 

 2   

 79   

32    

33  

3    

 22  

9    

16 

46    

 150 

No reimbursement rights have been recognised as assets in accordance with IAS 19 Employee Benefits.

(i)  During 2006, in response to legislative changes implemented in the Netherlands, the Group reached agreement with its employees in the Netherlands 
on  changes  to  certain  pension  arrangements  which  altered  their  basis  under  IFRS  from  defined  benefit  to  defined  contribution.  This  resulted  in  the 
elimination of certain defined benefit obligations from the Group Balance Sheet with a resultant gain of €38 million which was reflected in arriving at 
Group operating profit for the 2006 financial year.

CRH

101

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes on Financial Statements

27.	Retirement	Benefit	Obligations	continued

(b) Impact on Group Balance Sheet

The  net  pension  liability  (comprising  funded  and  unfunded  defined  benefit  pension  schemes  and  unfunded  post-retirement  healthcare  obligations  and   
long-term service commitments) as at 31st December 2007 is analysed as follows:

Equities 
Bonds 
Property 
Other 

Bid value of assets 
Actuarial value of liabilities (present value) 
Asset limit adjustment 

Recoverable (deficit)/surplus in schemes 
Related deferred income tax asset/(liability) (note 26) 

Net pension (liability)/asset 

Analysis of liabilities - funded and unfunded 
Funded 
Defined benefit pension schemes 
Unfunded 
Defined benefit pension schemes 

Eurozone 

Britain and
Northern Ireland 

Switzerland 

United States 

Total Group

2007 
€m 

2006 
€m 

2007 
€m 

2006 
€m 

2007 
€m 

2006 
€m 

2007 
€m 

2006 
€m 

2007 
€m 

2006
€m

 455 
 214 

 81    
 17    

 767    
 (793)    
 -   

 (26)   
9 

 (17)    

499 
188  
 80  
17  

 784  
(818)  
-  

(34)  
 11  

(23)  

290    
 162    
18    
8    

478    
(526)    
-   -

 299   
 168   
 4  
 9  

 480  
(662)  

128    
187    
 83   
 60    

 108  
 110  
 78  
 36  

89    
48   
 -    
 6    

458    
(439)    
(10)    

 332  
(328)  
 -    

143    
(173)    
-   -

(48)   
13 

(182)  
 55  

(35)   

(127)  

9    
(2) 

7    

 4    
 (1)    

(30)   
13  

 3     

(17)   

 91   
 49   
 -   
 3   

 143 
(193) 

(50)  
20  

(30)  

962    
611    
182    
91    

 997
 515 
 162 
 65

1,846    
(1,931) 
(10) 

 1,739 
(2,001)
-

(95) 
33   

(262)
 85

(62)   

(177)

 (751)    

(783) 

(526)     

(662)  

(434)    

(326)  

(162)    

(181)  

(1,873)    

(1,952)

 (26)   

(20) 

 -    

 -    

 -    

 -     

(4)   

(4)  

(30)   

(24)

Total - defined benefit pension schemes 
Post-retirement healthcare obligations (unfunded) 
Long-term service commitments (unfunded) 

 (777)   
 (8)   
 (8)   

(803)  
(8) 
(7) 

(526)   
 -    
 -    -

(662)  
 -    

(434)   
 -    
(5)    

(326)  

 -     
(2) 

(166)   
(7)    
 -    

(185)  
(8)  
 -    

(1,903)   
(15)   
 (13)   

(1,976)
(16)
(9)

Actuarial value of liabilities (present value) 

 (793)   

(818)  

(526)   

(662)  

(439)   

(328) 

(173)   

(193)  

(1,931)   

(2,001)

Split of asset values 
Equities 
Bonds 
Property 
Other 

Total 

% 
59.3 
27.9 
10.6 
2.2 

100 

% 
 63.6  
 24.0  
 10.2  
 2.2  

100 

% 
60.7 
33.9 
3.8 
1.6 

100 

% 
 62.3  
 35.0  
 0.8  
 1.9  

100 

% 
27.9 
40.8  
18.2 
13.1 

100 

% 
 32.5  
33.1  
 23.5  
 10.9  

100 

% 
62.2  
33.6  
- 
4.2 

100 

% 
63.6  
34.3  
 -  
 2.1 

100 

% 
52.1 
33.1 
9.9 
4.9  

100 

%
 57.3 
 29.6
 9.4 
3.7 

100

The asset values above include €7 million in respect of investment in Ordinary Shares of the Company as at 31st December 2007 (2006: €11 million).

Analysis of amount included in the Statement of Recognised Income and Expense (SORIE)

Actual return less expected return on 
scheme assets 

Experience (loss)/gain arising on 
scheme liabilities (present value) 

Assumptions gain arising on scheme 
liabilities (present value)  
Asset limit adjustment  

Actuarial gain recognised in SORIE 

 (48)    

 24  

1    

 6   

(13)    

9   

(1)   

6  

(61)    

 45 

 (13)    

 (19)  

-    

 19   

(9)    

 (4)  

(3)    

 (2)   

(25)    

 (6) 

 63 
 - 

 2 

89 
- 

94 

126    
-    

127    

27 
- 

52  

54    
(10)    

22   

- 
- 

5  

 12    
 -    

 -     
 -     

255   
(10)   

8   

 4   

159    

116
-

155

102 CRH

 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
27.	Retirement	Benefit	Obligations	continued

Actuarial gains and losses and percentages of scheme assets and liabilities

Actual return less expected return on 
scheme assets 
% of scheme assets 

Experience (loss)/gain arising on 
scheme liabilities (present value) 
% of scheme liabilities (present value) 

Eurozone 

Britain and
Northern Ireland 

Switzerland 

United States 

Total Group

2007 
€m 

2006 
€m 

2007 
€m 

2006 
€m 

2007 
€m 

2006 
€m 

2007 
€m 

2006 
€m 

2007 
€m 

2006
€m

 (48) 
(6.3%) 

24   

1    

 6   

(13)    

 9   

3.1% 

0.2% 

1.3% 

(2.8%) 

2.7% 

(1)    
 (0.7%)    

6  
4.2% 

(61)    

(3.3%) 

 45
2.6%

 (13)    

 (19)   

 1.6%   

2.3% 

-    
 -    

 19  
(2.9%) 

(9)     

 (4)   

(3)    

 2.1%   

1.2% 

1.7% 

 (2) 
1.0% 

(25)    
1.3%     

 (6) 

0.3%

Actuarial gain recognised in SORIE 
% of scheme liabilities (present value) 

 2 
(0.3%) 

94 
(11.5%) 

127    

(24.1%) 

52  
(7.9%) 

22   
(5.0%)     

 5  
(1.5%) 

 8   
(4.6%) 

 4   
(2.1%) 

159    

(8.2%) 

155
(7.7%)

Following transition to IFRS on 1st January 2004, the cumulative actuarial gain recognised in the SORIE is as follows:

Recognised in 2004 financial year 
Recognised in 2005 financial year 
Recognised in 2006 financial year 
Recognised in 2007 financial year 

Cumulative actuarial gain recognised in SORIE 

Reconciliation of scheme assets (bid value)
At 1st January 
Movement in year 
Translation adjustment 
Arising on acquisition (note 33) 
Employer contributions paid 
Contributions paid by plan participants 
Benefit payments 
Actual return on scheme assets 
Deconsolidation adjustment 

Bid value of assets 
Asset limit adjustment 

At 31st December 

Reconciliation of actuarial value of liabilities 
At 1st January 
Movement in year 
Translation adjustment 
Arising on acquisition (note 33) 
Current service cost 
Contributions paid by plan participants 
Benefit payments 
Past service cost: benefit enhancements 
Interest cost on scheme liabilities 
Actuarial gain/(loss) arising on: 
 - experience variations 
 - changes in assumptions 
Deconsolidation adjustment 

2007
€m
(119)
(86)
 155
 159

109

 784 

933  

 480   

423 

 332  

 277  

143  

 138  

 1,739  

 1,771 

- 
 2 
 15 

 4    
 (40)    
 2   
- 

 767  
 -  

767  

-    
2    

27  
 7   
(34)  
 79   
(230) 

784 
- 

784 

 (43)    
 -    
 21    
5    
(17)    
32   
- 

478  
-  

478  

 9   
 6     

 20  
 5   
(16)  
 33   
- 

 480  
 -  

 480  

(9)    

131   
12    
8    
(19)    
3  
- 

458 
(10) 

448 

(11)  
 45  
 8 
6  
(15)  
22  
- 

332 
- 

332 

(15)    
-    
 14    
-    
(8)    
 9   
- 

143  
-  

143  

 (15)   
1     

 11  

 -    
(8)  
 16   
- 

(67)    
133   
62    
 17    
(84)    
46 
- 

 (17) 
 54 
 66 
 18 
(73)
150 
(230)

 143   
 -   

1,846  
(10)  

 1,739
 -

 143   

1,836  

 1,739

(818) 

(1,093) 

(662) 

(651) 

(328) 

(277) 

(193) 

(200) 

(2,001) 

(2,221)

-     
 (3)    
 (19)   
 (4)   
 40   
 (1)    
 (38)   

 (13)   
 63   
- 

 -     

(12)  
(33)  
(7)  
 34   
(3) 
(42)  

49    
-   
(19)   
(5)   
17   
 -    
(32)    

 (19)   
89  
268 

-   
126    
- 

(13)  
 (6)    
(18)  
(5)  
 16   
 -    
(31)  

 19   
27 
- 

11   
(149)    
(16)   
(8)   
19   
 (1)    
(12)    

(9)   
 54    
- 

 13   
(49)  
(11)  
(6) 
 15   
 -    
(9)  

 (4)   
- 
- 

19    
-    
(6)   
-     
8   
 -    
(10)    

(3)   
 12    
- 

21 
 (1)     
(8)  
 -     
 8   
 -     

(11)  

79   
(152)    
(60)   
(17)   
84   
(2)    
(92)   

21
(68)
(70)
(18)
 73 
(3)
(93)

 (2)   
 -     
- 

(25)    
255   
- 

 (6) 

116
268

At 31st December 

(793) 

(818) 

(526) 

(662) 

(439) 

(328) 

(173) 

(193) 

(1,931) 

(2,001)

Anticipated  employer  contributions  payable  in  the  2008  financial  year  (expressed  using  average  exchange  rates  for  2007)  amount  to  €58  million  in 
aggregate.

CRH

103

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes on Financial Statements

27.	Retirement	Benefit	Obligations	continued

History of scheme assets, liabilities and actuarial gains and losses

Given that the Group transitioned to IFRS with effect from 1st January 2004, a five-year history in respect of assets, liabilities and actuarial gains and losses 
is not available; the relevant data for the Group for the four years after transition to IFRS are as follows:

Bid value of assets  
Actuarial value of liabilities (present value) 
Asset limit adjustment 

Recoverable deficit 

Actual return less expected return on scheme assets 
% of scheme assets 

Experience (loss)/gain arising on scheme liabilities (present value) 
% of scheme liabilities (present value) 

2007 
€m 

2006 
€m 

2005 
€m 

2004
€m

1,846 
(1,931) 
(10) 

 1,739 
(2,001) 
- 

 1,771  
(2,221) 
- 

 1,465
(1,815)
-

(95) 

(262) 

(450) 

(350)

 (61) 
(3.3%) 

 45   

2.6% 

177  
10.0% 

 17 
1.2%

(25) 
1.3% 

(6)    
 0.3%    

42 
(1.9%) 

(7)
0.4%

Post-retirement	healthcare	benefits	-	sensitivity	analysis	on	key	actuarial	assumptions

The impact of the sensitivity analysis on the key actuarial assumptions employed in the valuation of post-retirement healthcare benefits as required under IAS 
19 Employee Benefits is not material to the Group.

28. Capital Grants

At 1st January 
Translation adjustment 
Received  

Released to Group Income Statement 

At 31st December 

There are no unfulfilled conditions or other contingencies attaching to capital grants received.

2007 
€m 

2006
€m

 10    
 1    
 3   

14    
 (3)    

 11   

 12  
 -   
 - 

 12
(2)

 10 

104 CRH

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
29. Share Capital - Equity and Preference

31st December 2007 

Authorised
At 1st January and 31st December 

Number of Shares (000s) 

Allotted, called-up and fully paid
At 1st January 
Share options and share participation schemes (iv) 
Shares issued in lieu of dividends (v) 

At 31st December 

Number of Shares (000s) 

The corresponding disclosure in respect of the year ended 31st December 2006 is as follows:   

Authorised
At 1st January and 31st December 

Number of Shares (000s) 

Allotted, called-up and fully paid 
At 1st January 
Share options and share participation schemes (iv) 
Shares issued in lieu of dividends (v) 

At 31st December 

Number of Shares (000s) 

Equity 

Preference

Ordinary 
Shares of 
€0.32 each 

€m 

Income 
Shares of 
€0.02 each 
(i) 
€m 

5% 
Cumulative 
Preference 
Shares of 
€1.27 each 
(ii) 
€m 

7% ‘A’
Cumulative
Preference
Shares of
€1.27 each
(iii)
€m

 235  

 15  

735,000 

735,000 

 -  

150 

 173  
2 
 -    

 175    

 11  
- 
 -    

 11    

547,208 

547,208 

 -  
 -    
 -    

- 

50 

 235  

 15  

735,000 

735,000 

 -  

150 

 171  
2 
 -    

 173    

 11  
- 
 -    

 11    

542,790 

542,790 

-  
 -    
 -    

- 

50 

 1

872

 1
 -
 -

 1

872

 1

872

 1
 -
 -

 1

872

(i) Income Shares 
The  Income  Shares  were  created  on  29th  August  1988  for  the  express  purpose  of  giving  shareholders  the  choice  of  receiving  dividends  on  either  their 
Ordinary Shares or on their Income Shares (by notice of election to the Company). The Income Shares carried a different tax credit to the Ordinary Shares. 
The creation of the Income Shares was achieved by the allotment of fully paid Income Shares to each shareholder equal to his/her holding of Ordinary Shares 
but the shareholder is not entitled to an Income Share certificate, as a certificate for Ordinary Shares is deemed to include an equal number of Income Shares 
and a shareholder may only sell, transfer or transmit Income Shares with an equivalent number of Ordinary Shares. Income Shares carry no voting rights. 
Due to changes in Irish tax legislation since the creation of the Income Shares, dividends on the Company’s shares no longer carry a tax credit. As elections 
made by shareholders to receive dividends on their holding of Income Shares were no longer relevant, the Articles of Association were amended on 8th May 
2002 to cancel such elections. 

(ii) 5% Cumulative Preference Shares 
The  holders  of  the  5%  Cumulative  Preference  Shares  are  entitled  to  a  fixed  cumulative  preferential  dividend  at  a  rate  of  5%  per  annum  and  priority  in  a 
winding-up to repayment of capital, but have no further right to participate in profits or assets and are not entitled to be present or vote at general meetings 
unless their dividend is in arrears. Dividends on the 5% Cumulative Preference Shares are payable half-yearly on 15th April and 15th October in each year. 

(iii) 7% ‘A’ Cumulative Preference Shares 
The holders of the 7% ‘A’ Cumulative Preference Shares are entitled to a fixed cumulative preference dividend at a rate of 7% per annum, and subject to the 
rights of the holders of the 5% Cumulative Preference Shares, priority in a winding-up to repayment of capital but have no further right to participate in profits 
or assets and are not entitled to be present or vote at general meetings unless their dividend is in arrears. Dividends on the 7% ‘A’ Cumulative Preference 
Shares are payable half-yearly on 5th April and 5th October in each year. 

CRH

105

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes on Financial Statements

29. Share Capital - Equity and Preference continued

(iv) Share schemes 
Details of share options granted under the Company’s share option schemes and savings-related share option schemes and the terms attaching thereto 
are provided in note 7 and in the Report on Directors’ Remuneration on pages 48 to 55. Under these schemes, options over a total of 3,022,122 Ordinary 
Shares were exercised during the financial year (2006: 5,337,168). Of this total, 1,795,766 (2006: 5,337,168) were satisfied by the issue of new shares for 
total proceeds of  €27 million (2006: €80 million). The remaining options were satisfied by the purchase of 1,226,356 Ordinary Shares on the market by the 
Employee Benefit Trust (see footnote (i) in note 30 below). The difference of €21 million (2006: nil) between the proceeds of €20 million (2006: nil) from the 
exercise of these latter options and the €41 million cost (2006: nil)  of the shares purchased has been debited to retained income.

Share participation schemes At 31st December 2007, 6,028,916 (2006: 5,676,369) Ordinary Shares had been appropriated to participation schemes. The 
Ordinary Shares appropriated pursuant to these schemes were issued at market value on the dates of appropriation. The shares issued pursuant to these 
schemes  are  excluded  from  the  scope  of  IFRS  2  Share-based  Payment  and  are  hence  not  factored  into  the  expense  computation  and  the  associated 
disclosures in note 7.

During the ten-year period commencing on 3rd May 2000, the total number of Ordinary Shares which may be issued in respect of the share option schemes, 
the savings-related share option schemes, the share participation schemes and any subsequent share option schemes, may not exceed 15% in aggregate 
of the issued Ordinary share capital from time to time. 

(v) Shares issued in lieu of dividends
In May 2007, 1,922,128 (2006: 497,960) Ordinary Shares were issued to the holders of Ordinary Shares who elected to receive additional Ordinary Shares 
at a price of €29.92 (2006: €28.48) per share, instead of part or all of the cash element of their 2006 and 2005 final dividends. In November 2007, 347,752 
(2006: 381,691) Ordinary Shares were issued to the holders of Ordinary Shares who elected to receive additional Ordinary Shares at a price of €31.01 (2006: 
€27.12) per share, instead of part or all of the cash element of their 2007 and 2006 interim dividends. 

30. Reserves 

2007 

2006

Share 
premium 
account 
€m 

Own 
shares (i) 
€m 

Foreign 
  currency 

Share 
Other  translation  Retained  premium 
account 
€m 

reserve 
€m 

income 
€m 

reserves 
€m 

Own 
shares (i) 
€m 

Other 
reserves 
€m 

Foreign 
currency 
translation 
reserve 
€m 

Retained
income
€m

At 1st January 

 2,318 

(14)  

52   

(137)  

 4,659  

 2,208  

Currency translation effects 

Premium on shares issued 

Share option expense (note 7)

- share option schemes 

- Performance Share Plan 

Shares acquired by Employee Benefit Trust (i) 

Share option exercises (note 29 (iv)) 

Dividends (including shares issued in lieu  
of dividend) (note 11) 

Actuarial gain on Group defined  
benefit pension obligations (note 27) 

Movement in deferred tax asset on Group  
defined benefit pension obligations 

Current tax impact of share option exercises 

Movement in deferred tax asset on  
share-based payments 

Gains/(losses) relating to cash flow hedges 

Movement in deferred tax liability on cash  
flow hedges 

Group profit for the financial year attributable  
to equity holders of the Company 

 - 

102 

- 

- 

- 

- 

 -  

 -   

 -   

 -    

- 

 -    

 -  

 -   

- 

- 

- 

5 

(10) 

- 

-    

-    

18 

- 

- 

- 

(410) 

 -   

 -   

 -    

 -    

110  

- 

- 

- 

- 

- 

- 

(41) 

20 

- 

- 

- 

- 

-   

 -    

 -    

 (318)    

 -   

-  

-  

-  

- 

-  

-   

-  

 -    

 -    

 159   

 -    

 -    

-    

- 

-    

 -    

 -    

- 

 -    

 (46)    

13 

(39) 

 8    

 -    

 -   

- 

 -   

 -    

 -    

 (2)    

 -   

 -    

 -    

 1,430    

 -   

- 

-  

- 

- 

1 

(15) 

- 

-  

- 

- 

 - 

- 

 - 

 - 

 - 

 37  

234 

 3,533

 -    

 (371)  

 -    

 -    

 15    

 -    

 -    

 -    

 -    

 -    

 -    

 -    

 -   

 -   

 -  

 - 

 - 

 - 

 -    

 -    

(222)

 -    

 -    

155

 -    

 -    

- 

 -    

 -    

 -    

- 

 -    

 (42) 

 - 

27

 (2) 

 -    

 -    

-

 -    

 -    

 1,210

At 31st December 

2,420 

(19)  

70  

(547)  

 5,843  

 2,318  

(14) 

 52  

 (137)  

 4,659

106 CRH

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
30. Reserves continued

(i)	Shares	acquired	by	Employee	Benefit	Trust
Pursuant  to  the  terms  of  the  Performance  Share  Plan  (see  note  7),  which  was  approved  by  shareholders  at  the  2006  Annual  General  Meeting,  310,000 
Ordinary Shares were purchased by the Trustees of the Plan in the financial year ended 31st December 2007 at a cost of €10 million (2006: 627,750 Ordinary 
Shares at a cost of €15 million). The nominal value of these shares, on which dividends have been waived by the Trustees of the Plan, amounted to €0.3 
million at 31st December 2007 (2006: €0.2 million). These shares are included in the balance sheet at cost of €25 million (2006: €15 million), and are stated 
net of the accumulated income statement charge of €5 million (2006: €1 million) in respect of the Performance Share Plan. 

In addition, a further 1,226,356 Ordinary Shares were purchased by the Trustees at a cost of €41 million (2006: nil) in order to satisfy the exercise during the 
period of options over the same number of shares.

Reconciliation of shares issued to proceeds shown in Group Cash Flow Statement

Shares issued at nominal amount (note 29):
- share options and share participation schemes 
Premium on shares issued 

Total value of shares issued 
Shares issued in lieu of dividends (note 11) 

Proceeds from issue of shares - Group Cash Flow Statement 

31. Minority Interest

At 1st January 
Translation adjustment 
Profit after tax (less attributable to associates) 
Dividends paid by subsidiaries to minority interests 
Arising on acquisition (note 33) 
Shares issued to minority interests 

At 31st December 

32. Commitments under Operating and Finance Leases

Operating leases
Future minimum rentals payable under non-cancellable operating leases at 31st December are as follows:

Within one year 
After one year but not more than five years 
More than five years 

2007 
€m 

2 
102  

104  
(68) 

36 

2006
€m

 2
110 

112 
(25)

 87 

2007 
€m 

2006
€m

 41    
 (3)    
 8   
 (5)    
 25   
 -   

 66    

 39 
 (3) 
 14
(12)
 - 
 3 

 41 

2007 
€m 

 230    
 498    
 320    

1,048    

2006
€m

 199 
 426 
 286 

911

Finance leases
Future minimum lease payments under finance leases together with the present value of the net minimum lease payments are as follows:

Within one year 
After one year but not more than five years 
More than five years 

Total minimum lease payments 
Less: amounts allocated to future finance costs 

Present value of minimum lease payments 

Minimum 
payments 
€m 

2007 
Present 
value of 
payments 
€m 

Minimum 
payments 
€m 

2006 
Present
value of
payments
€m

16 
14 
6 

 36    
(6) 

 30   

14 
11 
5 

 30    

 20  
 36  
 8  

 64 
(10) 

 54  

 17 
 30 
 7 

 54 

CRH

107

 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes on Financial Statements

33. Acquisition of Subsidiaries and Joint Ventures

The principal business combinations completed during the year ended 31st December 2007 by reporting segment, 
together  with  the  completion  dates,  were  as  follows;  these  transactions  entailed  the  acquisition  of  a  100%  stake 
where not indicated to the contrary:

Europe Materials
China:  Harbin  Sanling  Cement  (8th  February);  Finland:  Murskauskolmio  Oy  (1st  November);  Lebanon:  Ciment  de 
Sibline - additional 21.9% (1st January); the Netherlands: remaining 55% of Cementbouw bv (30th August); Ireland: 
T.O’Connell & Sons (17th September); Poland: Gniewkow (30th May) and readymixed concrete assets of Schwenk 
(13th  June);  Slovakia:  Jablonica  quarry  (31st  August);  Portugal  (49%  joint  venture):  increased  interest  in  Secil 
Martinganca  (1st  January),  additional  42.9%  of  Cimentos  Madeira  (5th  June)  and  Minerbetao  (1st  June);  Turkey: 
50% of Denizli Cimento (14th April); Ukraine: Shchyrets readymixed concrete plant (3rd October) and Belotserkovsky 
concrete plant (10th December).

Europe Products
Belgium: Olivier (1st October) and MBI Beton (31st October); Denmark: Dalton (29th March) and Expan (31st August); 
France:  Cinor  (2nd  January),  OREP  (4th  May)  and  Sodeco  (11th  June);  Italy:  Plastybeton  (29th  March);  Norway: 
Halfen-Frimeda (15th May); Poland: remaining 75% of Ergon (26th April) and Cerabud (29th November); Romania: 
Elpreco  (17th  December);  Sweden:  Tuvan  Stangsel  (7th  March);  United  Kingdom:  Anderton  Concrete  (24th  April), 
West Midland Fencing (2nd July) and Forsite Construction Accessories (4th July). 

Europe Distribution
France: LDP (3rd January); Germany: acquisitions by CRH’s 48% joint venture BauKing - Mobau (22nd February), 
Kapella  Baustoffe  (17th  July)  and  Moller  &  Forster  Baustoffe  (31st  August);  the  Netherlands:  Vlutters  (3rd  March), 
Bouweijden Almere (7th September) and Haringsma (5th October); Spain: Jelf Brico-House (24th May); Switzerland: 
Gétaz Romang (25th May) and G. von Gunten (14th December).

Americas Materials
Arizona: Hancock Materials (16th November); Florida: Conrad Yelvington Distributors (4th September) and selected 
Cemex Rinker assets (30th November); Idaho: International Stone (23rd August) and HK Contractors (5th November); 
Iowa: Cessford Construction (10th August); New York: Madden Concrete (30th July); Ohio: Kenmore Construction 
Company  (2nd  April);  Oklahoma:  Bellco  Materials  (31st  December);  Oregon:  Eugene  Sand  &  Gravel  (3rd  August); 
Pennsylvania:  McMinn’s  Asphalt  &  Prospect  Aggregates  (31st  August);  South  Carolina:  Southeast  Asphalt  (22nd 
August); Tennessee: selected assets of US Concrete (9th November); Texas: Matthews Construction & Jasper Asphalt 
(2nd November); Utah: Kaneco Products (13th June) and Hales Sand & Gravel (2nd December); Vermont: Burgess 
Brothers (24th September); Virginia: Rock It Stone (11th January); and Wyoming: Big Sky Asphalt (10th April).   

Americas Products
California: Carson Industries (20th July; also including operations in Kentucky, Ohio and Ireland) and Inland Concrete 
Enterprises (17th December); Florida: remaining 50% of Paver Systems (January 3rd), Ruck Brothers (13th August), 
Amerimix and Cementec Industries (17th August), Coloroc Materials (23rd February) and Harwood Brick (11th June); 
Georgia: remaining 20% of Custom Surfaces (29th June; also South Carolina), selected block assets of Lafarge North 
America  (30th  November;  Georgia  and  New  Mexico);  Illinois:  Valley  Block  (3rd  January)  and  River  City  Landscape 
Supply (21st December; also Alabama); New Jersey: Pre-Blend Products (31st May); New Mexico: Rinker Block (23rd 
July); Texas: Vistawall (29th June) and Headwaters Mortar and Stucco Group (20th December). 

Americas Distribution
California:  Spartan  Supply  (11th  April),  John  Ray  Company  (13th  April)  and  Acoustical  Materials  Services  (16th 
November; also Nevada, Hawaii, Arizona and Mexico); and Florida: Florida Waterproofing Supply (7th September).

108 CRH

33. Acquisition of Subsidiaries and Joint Ventures continued

Identifiable net assets acquired (excluding net debt assumed) 
Assets 
Non-current assets 
Property, plant and equipment (note 13) 
Intangible assets:  - goodwill (note 14) 
                             - excess of fair value of identifiable net assets over consideration paid 
                             - other intangible assets (note 14) 
Investments in associates (note 15) 
Other financial assets (note 15) (i) 
Deferred income tax assets (note 26) 

Total non-current assets 

Current assets 
Inventories (note 20) 
Trade and other receivables (note 20) 

Total current assets 

Equity 
Minority interest (note 31) 

Total equity 

Liabilities 
Non-current liabilities 
Deferred income tax liabilities (note 26) 
Retirement benefit obligations (note 27) 
Provisions for liabilities (stated at net present cost - note 25) (ii) 

Total non-current liabilities 

Current liabilities 
Trade and other payables (note 20) (ii) 
Current income tax liabilities 
Provisions for liabilities (stated at net present cost - note 25) (ii) 

Total current liabilities 

Total consideration (enterprise value) 

Satisfied by 
Cash payments 
Professional fees incurred on business combinations 
Cash and cash equivalents acquired on acquisition (note 24) 

Net cash outflow 
Net debt (other than cash and cash equivalents) assumed on acquisition: 
- non-current interest-bearing loans and borrowings and finance leases (note 24) 
- current interest-bearing loans and borrowings and finance leases (note 24) 
Deferred and contingent acquisition consideration (stated at net present cost - note 20) 

Total consideration (enterprise value) 

2007 
€m 

2006 
€m

999    
807    
(4)    

132 

 (2)    
 (42)   
 18   

1,908    

 263    
 411    

 674    

 (25)    

 (25)   

(122)     
 (19)   
 (3)   

 (144)   

(313) 

 (6)    
 17   

 (302)   

 1,084 
 818
 (7)
98
 1
 - 
 11 

 2,005 

 363
 615 

 978 

-

-

(103)
(14)
(82)

(199)

(438)
(1)
(30)

(469)

 2,111   

 2,315 

 1,922    
 19    
 (83)    

 1,858   

 22    
200 
 31    

 2,028 
 19 
(69)

1,978

 7 
232
 98 

 2,111    

 2,315 

(i)   The amount arising on acquisition in 2007 includes the derecognition of €44 million of loans to Cementbouw bv, a former joint venture, following the 

purchase of the remaining 55% stake during the year.

(ii)   Certain amounts were re-allocated from provisions for liabilities to trade and other payables in restating provisional fair value estimates during the 2007 

financial year.

CRH

109

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes on Financial Statements

33. Acquisition of Subsidiaries and Joint Ventures continued

None of the business combinations completed during the financial year was considered sufficiently material to warrant separate disclosure of the attributable fair 
values.

No contingent liabilities were recognised on the business combinations completed during the financial year or the prior financial year.

The principal factor contributing to the recognition of goodwill on business combinations entered into by the Group is the realisation of cost savings and synergies 
with existing entities in the Group.

The carrying amounts of the assets and liabilities acquired determined in accordance with IFRS before completion of the combination, together with the adjustments 
made to those carrying values to arrive at the fair values disclosed above, were as follows:

Book 

Fair value 
values  adjustments 
€m 

€m 

Accounting  Adjustments 
policy  to provisional 
fair values 
€m 

alignments 
€m  

Non-current assets (excluding goodwill) 
Current assets 
Non-current liabilities 
Current liabilities 
Minority interest 

Identifiable net assets acquired (excluding goodwill and net debt assumed) 
Goodwill arising on acquisition 

Total consideration (enterprise value) 

766 
661 
(62) 
(294) 
(21) 

 1,050   
1,068 

 2,118    

295 
25 
(48) 
(9) 
(6) 

 257   
(257) 

 -    

- 
(3) 
- 
(4) 
- 

 (7)    
7 

 -    

44 
(9) 
(34) 
5 
2 

8 
(15)  

(7) 

Fair
value
€m

 1,105   
 674   
 (144)   
(302)
(25)

 1,308  
803   

2,111   

The initial assignment of fair values to identifiable net assets acquired has been performed on a provisional basis in respect of a number of the business 
combinations disclosed above given the timing of closure of these deals; any amendments to these fair values made during the subsequent reporting window 
(within the twelve-month timeframe from the acquisition date imposed by IFRS 3) will be subject to subsequent disclosure. The total adjustments processed 
in 2007 to the fair values of business combinations completed during 2006 where those fair values were not readily or practicably determinable as at 31st 
December 2006 were as follows:

Non-current assets (excluding goodwill) 
Current assets 
Non-current liabilities 
Current liabilities 
Minority interest 

Identifiable net assets acquired (excluding goodwill and net debt assumed) 
Goodwill arising on acquisition 

Total consideration (enterprise value) 

Initial  Adjustments
fair value  to provisional 
fair values (iii) 
assigned 
€m 
€m 

Revised
fair value
€m

955 
877 
(183) 
(436) 
- 

 1,213   
648  

 1,861    

44  
(9)  
(34)  
5 
2 

 8   

(15)         

999   
868   
(217)   
(431)
2

 1,221   
 633   

 (7)    

 1,854   

(iii)   The majority of the adjustments to the provisional fair values booked in 2006 and reflected above pertain to the APAC acquisition where an independent 

fair value assessment was pending at  31st December 2006.

110 CRH

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
33. Acquisition of Subsidiaries and Joint Ventures continued

The post-acquisition impact of business combinations completed during the year on Group profit for the financial year was as follows:

Revenue 
Cost of sales 

Gross profit 
Operating costs 

Group	operating	profit 
Profit on disposal of fixed assets 

Profit	before	finance	costs 
Finance costs (net) 

Profit	before	tax 
Income tax expense 

Group	profit	for	the	financial	year 

2007 
€m 

1,215 
(881) 

334   
(233) 

101   
-    

101 
(42)    

59   
(18)    

41   

2006
€m

1,907 
(1,455)

 452 
(343)

 109 
 - 

109 
(56)

 53 
(13)

 40 

The revenue and profit of the Group for the financial year determined in accordance with IFRS as though the acquisition date for all business combinations effected 
during the year had been the beginning of that year would be as follows:

Pro-forma 2007

2007 
acquisitions 
€m 

CRH Group
excluding 

Pro-forma
2007  consolidated 
Group 
€m 

acquisitions 
€m 

Pro-forma
2006
€m

Revenue 

2,786 

19,777 

22,563 

20,719 

Group	profit	for	the	financial	year 

85 

1,397 

1,482 

1,239

A number of business combinations have been completed subsequent to the balance sheet date. None of these combinations is individually material to the Group 
thereby requiring disclosure under either IFRS 3 or IAS 10 Events after the Balance Sheet Date. Development updates, giving details of acquisitions which do not 
require separate disclosure, are published in January and July each year.

CRH

111

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes on Financial Statements

34. Related Party Transactions

The principal related party relationships requiring disclosure in the consolidated financial statements of the Group under IAS 24 Related Party Disclosures 
pertain to: the existence of subsidiaries, joint ventures and associates; transactions with these entities entered into by the Group; and the identification and 
compensation of key management personnel.

Subsidiaries, joint ventures and associates
The consolidated financial statements include the financial statements of the Company (CRH plc, the ultimate parent) and its subsidiaries, joint ventures and 
associates as documented in the accounting policies on pages 61 to 67. The Group’s principal subsidiaries, joint ventures and associates are disclosed on 
pages 120 to 125.

Sales to and purchases from, together with outstanding payables to and receivables from, subsidiaries and joint ventures are eliminated in the preparation 
of  the  consolidated  financial  statements  in  accordance  with  IAS  27  Consolidated  and  Separate  Financial  Statements.  Loans  extended  by  the  Group  to 
joint ventures and associates are included in financial assets (whilst the Group’s share of the corresponding loans payable by joint ventures are included in 
interest-bearing loans and borrowings due to the application of proportionate consolidation in accounting for the Group’s interests in these entities). Sales 
to and purchases from associates during the financial year ended 31st December 2007 amounted to €19 million (2006: €17 million) and €497 million (2006: 
€438 million) respectively. Amounts receivable from and payable to associates (arising from the aforementioned sales and purchases transactions) as at the 
balance sheet date are included as separate line items in notes 18 and 19 to the consolidated financial statements.

Terms and conditions of transactions with subsidiaries, joint ventures and associates
In  general,  the  transfer  pricing  policy  implemented  by  the  Group  across  its  subsidiaries  is  market-based.  Sales  to  and  purchases  from  other  related 
parties (being joint ventures and associates) are conducted in the ordinary course of business and on terms equivalent to those that prevail in arm’s-length 
transactions. The outstanding balances included in receivables and payables as at the balance sheet date in respect of transactions with associates are 
unsecured and settlement arises in cash. No guarantees have been either requested or provided in relation to related party receivables and payables. Loans 
to joint ventures and associates (the respective amounts being disclosed in note 15) are extended on normal commercial terms with interest accruing and, 
in general, paid to the Group at predetermined intervals.

Key management personnel
For the purposes of the disclosure requirements of IAS 24, the term “key management personnel” (i.e. those persons having authority and responsibility for 
planning, directing and controlling the activities of the Company) comprises the Board of Directors which manages the business and affairs of the Company. 
As identified in the Report on Directors’ Remuneration on pages 48 to 55, the Directors, other than the non-executive Directors, serve as executive officers of 
the Company. Full disclosure in relation to the compensation entitlements of the Board of Directors is provided in the Report on Directors’ Remuneration.

35. Board Approval

The Board of Directors approved and authorised for issue the financial statements on pages 58 to 112 in respect of the year ended 31st December 2007 
on 3rd March 2008.

112 CRH

Company Balance Sheet

as at 31st December 2007

Notes  

2 

3 

4 

6 
6 
7 
6 
7 
7 
7 

Fixed assets 
Financial assets 

Current assets 
Debtors 
Cash at bank and in hand 

Creditors (amounts falling due within one year) 
Trade and other creditors 
Bank loans and overdrafts 

Net current assets  

Total assets less current liabilities 

Creditors (amounts falling due after more than one year) 
Bank loans 

Capital and reserves 
Called-up share capital 
Preference share capital 
Share premium 
Own shares 
Revaluation reserve 
Other reserves 
Profit and loss account 

Shareholders’ funds 

2007 
€m 

2006
€m

 311   

 1,074 

 4,768    
 98    

 4,866    

 1,669    

2 

1,671 

 3,683 
 55 

3,738  

 1,386 
1

1,387

3,195    

 2,351

 3,506    

 3,425 

 -    

19  

 3,506    

 3,406 

 186    
 1    

2,424 

 (19)  
 42  
60  
812 

 3,506    

 184
 1 
 2,322 
 (14)
 42 
 557 
 314 

 3,406 

K. McGowan, W.I. O’Mahony, Directors

CRH

113

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the Company Balance Sheet

1. Accounting Policies

Basis of accounting
The financial statements have been prepared under the historical cost convention in accordance with the Companies Acts, 1963 to 2006 and Generally Accepted 
Accounting Practice in the Republic of Ireland (Irish GAAP). The following paragraphs describe the principal accounting policies under Irish GAAP, which have been 
applied consistently.

Operating income and expenses
Operating income and expenses arise from the Company’s principal activities as a holding company for the Group and are accounted for on an accruals basis.

Financial Assets
Fixed asset investments, including investments in subsidiaries, are stated at cost (and at valuation at 31st December 1980 for those investments in existence at that 
date) and are reviewed for impairment if there are indications that the carrying value may not be recoverable.

Foreign currencies
The reporting currency of the Company is euro. Transactions in foreign currencies are translated at the rates of exchange ruling at the transaction date. Monetary 
assets and liabilities denominated in foreign currencies are translated into euro at the rates of exchange ruling at the balance sheet date, with a corresponding charge 
or credit to the profit and loss account.

Share issue expenses and share premium account
Costs of share issues are written-off against the premium arising on issues of share capital.

Share-based payments
The Company has applied the requirements of FRS 20 Share-based Payment. 

The accounting policy applicable to share-based payments is consistent with that applied under IFRS and is accordingly addressed in detail on pages 63 and 64 of 
the Group financial statements.

Cash	flow	statement
The Company has taken advantage of the exemption afforded by FRS 1 Cash Flow Statements not to provide a statement of cash flows.

Dividends
Dividends on Ordinary Shares are recognised as a liability in the Company’s financial statements in the period in which they are declared by the Company.

2. Financial Assets

The Company’s investment in its subsidiaries is as follows:

31st December 2007 

At 1st January at cost/valuation 
Disposals 
Capital contribution in respect of employee share options expense 
Capital contribution in respect of Performance Share Plan expense 

At 31st December at cost/valuation 

The equivalent disclosure for the prior year is as follows:

31st December 2006

At 1st January at cost/valuation 
Disposals 
Capital contribution in respect of employee share options expense 
Capital contribution in respect of Performance Share Plan expense 

At 31st December at cost/valuation 

 Shares (i)  
 €m  

Other  
€m  

 1,030  
(779) 
- 
- 

 251 

 1,038  
(8) 
- 
- 

 1,030 

 44  
- 
11 
5 

60 

 28  
- 
15 
1 

44 

 Total 
€m 

 1,074
(779)
11
5

311

 1,066
(8)
15
1

1,074

(i) 

The Company’s investment in shares in its subsidiaries was revalued at 31st December 1980 to reflect the surplus on revaluation of certain property, 
plant and equipment (land and buildings) of subsidiaries. The original historical cost of the shares equated to approximately €9 million. The analysis of 
the closing balance between amounts carried at valuation and at cost is as follows:

At valuation 31st December 1980 
At cost post 31st December 1980 

Total 

3. Debtors

Amounts owed by subsidiary undertakings 
Other debtors 

114 CRH

2007 
€m 

 47  
204 

2006
€m

 47 
 983 

 251    

 1,030

 4,768 
- 

4,768 

3,681 
2

3,683

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
4. Trade and Other Creditors

Amounts falling due within one year 
Amounts owed to subsidiary undertakings 
Other creditors 

2007 
€m 

1,669 

 -    

1,669 

2006
€m

1,385
 1 

1,386

5. Dividends Proposed (Memorandum Disclosure)

Details in respect of dividends proposed of €260 million (2006: €209 million) are presented in the dividends note (note 11) on page 81 of the notes to the Group’s 
IFRS financial statements.

6. Called-up Share Capital

Details in respect of called-up share capital and own shares are presented in the share capital note (note 29) and in the reserves note (note 30) on pages 105 
to 107 respectively of the notes to the Group’s IFRS financial statements.

7. Movement in Shareholders’ Funds

At 1st January 
Currency translation effects 
Premium on shares issued 
Transfer to profit and loss account 
Profit before tax and dividends 
Shares acquired by Employee Benefit Trust 
Share option exercises 
Employee share options 
Dividends received from subsidiaries 
Dividends (including shares issued  
in lieu of dividend) 

2007 

2006

Share	

premium  Revaluation 
reserve 
account 
€m 
€m 

Other 
reserves 
€m 

	 Profit	and 
loss 
account 
€m 

Share 

premium  Revaluation 
reserve 
account 
€m 
€m 

Other 
reserve 
€m 

Profit and
loss
account
€m

 2,322  

 42  

 557  

 -    

 102  
- 
 -    
- 
- 
 -    
- 

 -    

 -    
 -    
- 
 -    
- 
- 
 -    
- 

 -    

 -    
 -    

(515) 

 -    
- 
- 
 18  
- 

 -    

 60  

 314  
(2) 
 -    

 515  
 24  
(41) 
20 
 -     

300 

(318) 

 812  

 2,212  

 -    

 110  

 -    
 -    
- 
- 
-    
- 

 -    

 42  

 -    
 -    
 -    
 -    
- 
- 
 -    
- 

 -    

 2,322 

 42 

 747    
 -    
 -    

 (205) 

 -    
- 
- 
 15  
- 

 -    

557  

 314 

 (2)   
 -   
205  
 19
-
-
 -   
-

(222)

 314 

At 31st December 

 2,424  

 42  

In accordance with Section 148(8) of the Companies  Act, 1963 and Section 7(1A) of the Companies (Amendment) Act, 1986, the Company is availing of the 
exemption from presenting its individual profit and loss account to the Annual General Meeting and from filing it with the Registrar of Companies. The profit 
retained for the financial year dealt with in the Parent Company financial statements amounted to €6 million (2006: loss of €203 million).

8. Share-based Payments

The total expense of €23 million (2006: €16 million) reflected in note 7 to the Group’s financial statements attributable to employee share options and the 
Performance Share Plan has been included as a capital contribution in financial assets (note 2) net of reimbursements receivable from subsidiaries.

9. Section 17 Guarantees

Pursuant to the provisions of Section 17, Companies (Amendment) Act, 1986, the Company has guaranteed the liabilities of its wholly-owned subsidiary 
undertakings and of Concrete Building Systems Limited and the Oldcastle Finance Company general partnership in the Republic of Ireland for the financial 
year ended 31st December 2007 and, as a result, such subsidiary undertakings and the general partnership have been exempted from the filing provisions 
of Section 7, Companies (Amendment) Act, 1986 and Regulation 20 of the European Communities (Accounts Regulations), 1993 respectively.

The Company has not guaranteed any debt or other obligations of joint ventures or associates.

10. Approval by Board

The Board of Directors approved and authorised for issue the Company financial statements on pages 113 to 115 in respect of the year ended 31st December 2007 
on 3rd March 2008.

CRH

115

 
 
 
 
 
 
 
	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Shareholder Information

Dividend payments

An  interim  dividend  of  20.0c,  with  scrip  alternative,  was  paid  in  respect  of 
Ordinary Shares on 2nd November 2007.

A final dividend of 48.0c, if approved, will be paid in respect of Ordinary Shares 
on 12th May 2008. A scrip alternative will be offered to shareholders.

Dividend Withholding Tax (DWT) must be deducted from dividends paid by 
an Irish resident company, unless a shareholder is entitled to an exemption 
and has submitted a properly completed exemption form to the Company’s 
Registrars, Capita Registrars. DWT applies to dividends paid by way of cash 
or by way of shares under a scrip dividend scheme and is deducted at the 
standard rate of Income Tax (currently 20%). Non-resident shareholders and 
certain  Irish  companies,  trusts,  pension  schemes,  investment  undertakings 
and charities may be entitled to claim exemption from DWT and have been 
sent the relevant form. Further copies of the form may be obtained from the 
Company’s Registrars. Shareholders should note that DWT will be deducted 
from  dividends  in  cases  where  a  properly  completed  form  has  not  been 
received  by  the  record  date  for  a  dividend.  Individuals  who  are  resident  in 
Ireland for tax purposes are not entitled to an exemption.

Shareholders who wish to have their dividend paid direct to a bank account, 
by  electronic  funds  transfer,  should  contact  the  Company’s  Registrars 
to  obtain  a  mandate  form.  Tax  vouchers  will  be  sent  to  the  shareholder’s 
registered address under this arrangement.

Dividends are paid in euro. In order to avoid costs to shareholders, dividends 
are paid in Sterling and US Dollars to shareholders whose address according 
to the Share Register is in the UK and the United States respectively, unless 
they require otherwise.

Dividends in respect of 5% Cumulative Preference Shares are paid half-yearly 
on 15th April and 15th October.

Dividends in respect of 7% ‘A’ Cumulative Preference Shares are paid half-
yearly on 5th April and 5th October.

116 CRH

CREST

Website

Transfer  of  the  Company’s  shares  takes  place  through  the  CREST 
settlement system. Shareholders have the choice of holding their shares 
in electronic form or in the form of share certificates.

Share price data

Share price at 31st December 
Market capitalisation  
Share price movement
during the year: 

- high 
- low  

Shareholdings as at 31st December 2007

Ownership of Ordinary Shares

Geographic location* 

Ireland  
United Kingdom  
North America  
Europe/Other  
Retail  

2007 
€ 
23.85 
13.1bn 

2006
 €
31.54
17.1bn

38.20 
21.92 

31.82
22.65

Number of 
shares held 
‘000

85,191  
89,516  
168,593  
122,014  
81,893  

% of
total

16
16
31
22
15

The Group’s website, www.crh.com, provides the full text of the Annual and 
Interim Reports, the Annual Report on Form 20-F, which is filed annually with 
the United States Securities and Exchange Commission, trading statements 
and  copies  of  presentations  to  analysts  and  investors.    News  releases  are 
made  available,  in  the  News  &  Media  section  of  the  website,  immediately 
after release to the Stock Exchanges.

Registrars

Enquiries concerning shareholdings should be addressed to:

Capita Registrars,
P.O. Box 7117, Dublin 2.
Telephone: +353 (0) 1 810 2400
Fax: +353 (0) 1 810 2422

Shareholders  with  access  to  the  internet  may  check  their  accounts  either 
by accessing CRH’s website and selecting “Registrars” under “Shareholder 
Services”  in  the  Investor  Relations  section  or  by  accessing  the  Registrars’ 
website,  www.capitaregistrars.ie.  This  facility  allows  shareholders  to  check 
their  shareholdings  and  to  download  standard  forms  required  to  initiate 
changes in details held by the Registrars. 

American Depositary Receipts

547,207  

100

The ADR programme is administered by the Bank of New York Mellon and 
enquiries regarding ADRs should be addressed to:

The Bank of New York Mellon
Investor Services
P.O. Box 11258
Church Street Station
New York, NY 10286-1258
Telephone: Toll Free Number (United States residents): 1-888-269 2377
International: +1 212-815 3700
Email: shareowners@bankofny.com
Website: http://www.stockbny.com

Electronic proxy voting

Shareholders may lodge a proxy form for the 2008 Annual General Meeting 
electronically. Shareholders who wish to submit proxies via the internet may 
do so by accessing CRH’s, or the Registrars’, website as described above.  
Shareholders  must  register  for  this  service  on-line  before  the  electronic 
proxy  service  can  be  used.  Instructions  on  using  the  service  are  sent  to 
shareholders with their proxy form. 

CREST members wishing to appoint a proxy via the CREST system should 
refer to the CREST Manual and the notes to the Notice of the Annual General 
Meeting.

*This represents a best estimate of the number of shares controlled by fund 
managers resident in the geographic regions indicated. Private shareholders 
are classified as retail above.

Holdings 

Number of 
shareholders 

% of 
total 

1 - 1,000 
1,001 - 10,000  
10,001 - 100,000  
100,001 - 1,000,000  
Over 1,000,000  

18,091 
9,925  
1,330  
276  
72  

60.93 
33.42  
4.48  
0.93  
0.24  

Number of 
shares held 
‘000

6,703 
29,267  
35,544  
85,928  
389,765  

% of
total

1.23
5.35
6.50
15.70
71.22

29,694  

100  

547,207  

100

Stock Exchange listings

CRH  has  primary  listings  on  the  Irish  and  London  Stock  Exchanges.  The 
Group’s  ADRs  are  quoted  on  the  New  York  Stock  Exchange  (NYSE)  in  the 
United States.

Financial calendar

Announcement of final results for 2007  
Ex-dividend date  
Record date for dividend  
Latest date for receipt of scrip forms  
Annual General Meeting  
Dividend payment date and first day of dealing
in scrip dividend shares  
Trading update statement  
Announcement of interim results for 2008  

4th March 2008
12th March 2008
14th March 2008
25th April 2008
7th May 2008

12th May 2008
2nd July 2008
26th August 2008

CRH

117

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Management

Senior Group Staff

Liam O’Mahony 
Chief Executive Officer

Myles Lee 
Finance Director

Angela Malone 
Company Secretary

Jack Golden 
Human Resources Director

Liam Hughes 
Business Support Director

Paul Barry 
Head of Internal Audit

Maeve Carton 
Group Controller

Rossa McCann 
Group Treasurer

Jim O’Brien 
Group Technical Advisor

Éimear O’Flynn 
Head of Investor Relations

Pat O’Shea 
Group Taxation Director

Europe

Materials

Albert Manifold 
Managing Director

Henry Morris 
Chief Operating Officer

Alan Connolly 
Finance Director

Eamon Geraghty 
Technical Director

Tony Macken 
Business Development 
Manager

Ireland/Benelux

Donal Dempsey 
Regional Director 
Ireland & Benelux

Ken McKnight 
Managing Director 
Irish Cement

Leo Grogan 
Managing Director 
Premier Periclase

118 CRH

Jim Farrell 
Managing Director 
Roadstone Dublin

Frank Byrne 
Managing Director 
Roadstone Provinces

John Hogan 
Managing Director 
John A. Wood

Noel Quinn 
Managing Director 
Northstone

Oliver Mahon 
Country Manager 
Benelux

Central Eastern Europe

Declan Maguire 
Regional Director 
Central Eastern Europe

David Dillon 
Country Manager 
Finland

Eero Laatio 
Managing Director 
Finnsementti

Kalervo Matikainen 
Managing Director 
Rudus

Owen Rowley 
Country Manager 
Poland

Andrzej Ptak 
President 
. 
Grupa Oz

arów

Aleksander Szyszko 
Country Manager 
Ukraine

Switzerland

Urs Sandmeier 
Country Manager 
Switzerland

Paul Zosso 
Managing Director 
Jura Aggregates & 
Readymix

Spain

Sebastia Alegre 
Managing Director 
CRH Spain

Middle East/Asia

Jim Nolan 
Regional Director 
Middle East and Asia

Frank Heisterkamp 
Country Manager 
Turkey and China

Products & Distribution

Máirtín Clarke 
Managing Director

Peter Erkamp 
Finance Director

Michael Stirling 
Human Resources Director

Concrete Products

Rudy Aertgeerts 
Product Group Director

Kees Verburg 
Finance/Development 
Director

Edwin van den Berg 
Managing Director 
Architectural Products 
Benelux

Mark van Loon 
Managing Director 
Structural Concrete Benelux

Claus Bering 
Managing Director 
Scandinavia and Eastern 
Europe

Jean-Paul Gelly 
Managing Director 
Architectural Products 
France

Hans-Josef Münch 
Managing Director 
EHL

Shaun Gray 
Managing Director 
Forticrete

Richard Lee 
Managing Director 
Supreme

Clay Products

Wayne Sheppard 
Product Group Director  
& Managing Director 
Ibstock Brick

Geoff Bull 
Product Group Finance 
Director

Anton Huizing 
Development Director 
New Regions

Harry Bosshardt 
Managing Director 
Builders Merchants  
Central Europe

Jean-Jacques Miauton 
Managing Director 
Builders Merchants 
Switzerland

René Doors 
Managing Director 
Builders Merchants 
Netherlands

Jos de Nijs 
Managing Director 
Specialist Builders 
Merchants Netherlands

Philippe Denécé 
Managing Director 
Builders Merchants France

Louis Bruzi 
Managing Director 
Builders Merchants Ile-de-
France

Peter Wirth 
Managing Director 
Builders Merchants Austria

Emiel Hopmans 
Managing Director 
DIY Europe

Jan van Ommen 
Managing Director 
Clay Mainland-Europe

Claus Arntjen 
Managing Director 
AKA Ziegelwerke

Joanna Stelmasiak 
Managing Director 
CRH Klinkier

Building Products

Marc St. Nicolaas 
Product Group Director

Erwin Thys 
Finance/Development 
Director

Tom Beyers 
Development Director

Peter Liesker 
Human Resources Director

Geert-Jan van Schijndel 
Managing Director 
Building Envelope Products

Dirk Vael 
Managing Director 
Construction Accessories

Walter de Backer 
Finance Director 
Construction Accessories

Gerben Stilma 
Managing Director 
Insulation Products

Frank Boekholtz 
Finance/Development 
Director 
Insulation Products

John Nash 
Development Director 
Insulation Products

Distribution

Erik Bax 
Group Managing Director

Kees van der Drift 
Finance/Development 
Director

Erik de Groot 
Human Resources Director

The Americas

Tom Hill 
Chief Executive Officer

Michael O’Driscoll 
Chief Financial Officer

Gary Hickman 
Senior Vice President Tax & 
Risk Management

North America

Materials

Mark Towe 
Chief Executive Officer

Doug Black 
President & Chief Operating 
Officer

Glenn Culpepper 
Chief Financial Officer

Don Eshleman 
Executive Vice President

Michael Brady 
Senior Vice President 
Development

Charles Brown 
Vice President Finance

John Hay 
Vice President Government 
Relations

New England

John Keating 
President 
New England Division

Christian Zimmerman 
President 
Pike

Jim Reger 
President 
P.J. Keating

Ciaran Brennan 
President 
Tilcon Connecticut

New York/New Jersey

Chris Madden 
President 
New York/New Jersey 
Division

Jonas Havens 
President 
Callanan Industries

John Cooney 
President 
Tilcon NY

John Siel 
President 
Dolomite Group

George Thompson 
President 
Tilcon NJ

Central

Dan Montgomery 
President 
Central Division

John Powers 
President 
Shelly

Dan Cooperrider 
President 
Appalachian Mountain 
Group

Mid-Atlantic

Randy Lake 
President 
Mid-Atlantic Division

Dennis Rickard 
President 
Michigan Paving & Materials

West

John Parson 
President 
West Division

Jeff Schaffer 
President 
Northwest Group

Shane Evans 
President 
Rocky Mountain Group

Scott Parson 
President 
Staker-Parson Group

Jim Gauger 
President 
Iowa Companies

Southwest

Kirk Randolph 
President 
Southwest Division

John Walker 
Regional President 
Arkansas/Oklahoma/Texas 

Chris Lodge 
Regional President 
Memphis/Mississippi/
Ballenger 

Damien Murphy 
Regional President 
Kansas/Missouri 

Southeast 

Rick Mergens 
President 
Southeast Division

Sean O’Sullivan 
President 
Mid-South Materials

Gary Yelvington 
President 
Conrad Yelvington 
Distributors

Robert Duke 
President 
Preferred Materials

Don Sollie 
President 
Florida APAC Operations

Products & Distribution

Architectural Products

William Sandbrook 
Chief Executive Officer

Paul Valentine 
Executive Vice President 
Finance & Administration

Ted Kozikowski 
President, Masonry

Keith Gauss 
Chief Financial Officer

Damian Burke 
Vice President Development

John Kemp 
Senior Vice President,  
Marketing

Bertin Castonguay 
Director, Research & 
Development

Georges Archambault 
President 
APG Canada

Steve Matsick 
President 
Glen-Gery

Wade Ficklin 
President 
APG West

John O’Neill 
President 
APG Northeast

Tom Conroy 
President 
APG South

Marcia Gibson 
President 
APG Midwest

Keith Haas 
President 
APG Retail

David Maske 
President 
Bonsal American

Eoin Lehane 
President 
Oldcastle Lawn & Garden

Precast

Mark Schack 
Chief Executive Officer

Bob Quinn 
Chief Administrative Officer

Eric Farinha 
Chief Financial Officer

George Heusel 
Vice President Development

George Hand 
President 
Northeast Pipe and Precast 

Jan Olsen 
President 
Southeast Division

Ray Rhees 
President 
Central Division

Mike Scott 
President 
Western Division

David Shedd 
President 
National Products Division

Dave Steevens 
President 
Enclosures Division

Glass

Ted Hathaway 
Chief Executive Officer

Dan Hamblen 
Chief Financial Officer

Daipayan Bhattacharya 
Vice President  
Development & Technology

Jim Avanzini 
President Western Group

Bob Berleth 
President  Eastern Group

Tom Harris 
President Engineered 
Products Group

Roy Orr 
President Central Group

MMI

John Wittstock 
Chief Executive Officer

Celeste Mastin 
President & Chief Operating 
Officer 

Bob Tenczar 
Chief Financial Officer

Lyle Bumgarner 
President  
Construction Accessories 

David Clark 
President 
Fencing 

Mike McCall 
President 
Wire Products 

Distribution

Michael Lynch 
Chief Executive Officer

Robert Feury Jr. 
Chief Operating Officer

Greg Bloom 
John McLaughlin 
Ruben Mendoza 
Ron Pilla 
Donald Toth 
Vice Presidents

Brian Reilly 
Chief Financial Officer

Kevin Hawley 
Vice President Development

South America

Juan Carlos Girotti 
Managing Director 
CRH Sudamericana 
Canteras Cerro Negro

Alejandro Javier Bertrán 
Business Development 
Manager

Benjamin Fernandez 
Business Development 
Manager

Bernardo Alamos 
Managing Director 
Vidrios Dell Orto

CRH

119

Principal Subsidiary Undertakings

Incorporated and operating in  % held  Products and services

Incorporated and operating in  % held  Products and services

Europe Materials

Britain & Northern Ireland

Spain

Beton Catalan Group
Beton Catalan s.a.  

100  Readymixed concrete

Northstone (NI) Limited 
(including Farrans, Ready Use  
Concrete, R.J. Maxwell & Son, Scott) 

100  Aggregates, readymixed concrete,  
  mortar, coated macadam, rooftiles, 
  building and civil engineering contracting

Premier Cement Limited 

 100   Marketing and distribution of  cement

T.B.F. Thompson (Properties) Limited   100   Property development

Cabi s.a.  

99.99  Cementitious materials

Cantera de Aridos Puig Broca s.a.   99.81  Aggregates

Explotacion de Aridos Calizos s.a. 

 100  Aggregates

Formigo i Bigues s.a.  

99.81  Aggregates

China

Harbin Sanling Cement Company  
Limited* 

100  Cement 

Finland

Finnsementti Oy 

100  Cement

Lohja Rudus Oy Ab 

100  Aggregates and readymixed concrete

Ireland

Formigons Girona s.a.  

100  Readymixed concrete and precast  

  concrete products

Suberolita s.a.  

100  Readymixed concrete and precast  

Tamuz s.a.  

Switzerland

JURA-Holding  

  concrete products

100  Aggregates

100  Cement, aggregates and  
readymixed concrete

Irish Cement Limited 

 100   Cement

Ukraine 

Premier Periclase Limited  

100  High quality seawater magnesia

Podilsky Cement  

98.88  Cement

Roadstone-Wood Group
Clogrennane Lime Limited 

100  Burnt and hydrated lime

Europe Products & Distribution

John A. Wood Limited  

100  Aggregates, readymixed concrete, 

  concrete blocks and pipes, asphalt, 
  agricultural and chemical limestone 
  and contract surfacing

Austria

Quester Baustoffhandel GmbH  

100  Builders merchants

Ormonde Brick Limited 

100  Clay brick

Roadstone Dublin Limited 

100  Aggregates, readymixed concrete, 
  mortar, coated macadam, asphalt, 
  contract surfacing and concrete blocks

Belgium

Concrete Products

Douterloigne nv  

100  Concrete floor elements, pavers and  

Roadstone Provinces Limited  

Netherlands

Cementbouw bv 

Poland

100  Aggregates, readymixed concrete, 
  mortar, coated macadam, asphalt, 
  contract surfacing, concrete blocks 
  and rooftiles 

Ergon nv  

Klaps nv 

100  Cement transport and trading, 
readymixed concrete and 

  aggregates 

Marlux nv  

MBI Beton bv 

Oeterbeton nv 

  blocks

100  Precast concrete structural  

  elements

100  Concrete paving, sewerage and  

  water treatment

100  Decorative concrete paving 

100  Architectural products

100  Precast concrete

Bosta Beton Sp. z o.o.  

90.3  Readymixed concrete

Olivier Betonfabriek nv 

100  Architectural products

Cementownia Rejowiec S.A.  

100  Cement

Omnidal nv  

100  Precast concrete structural  

Drogomex Sp. z o.o.*  

99.94  Asphalt and contract surfacing

Faelbud S.A.*  

100  Readymixed concrete, concrete 
  products and concrete paving

. 
Grupa Oz

arów S.A.  

100  Cement

Remacle sa  

Schelfhout nv  

Clay Products

  elements

100  Precast concrete products

100  Precast concrete wall elements

Grupa Prefabet S.A.*  

100  Concrete products

Steenhandel J. De Saegher nv  

100  Clay brick factors

Masfalt Sp. z o.o.*  

100  Asphalt and contract surfacing

O.K.S.M.  

Polbruk S.A.*  

99.92  Aggregates

100  Readymixed concrete and concrete 

  paving

Building Products

Plakabeton nv  

Portal sa  

Distribution

100  Construction accessories

100  Glass roof structures

ZPW Trzuskawica S.A.  

99.98  Production of lime and lime products

Van Neerbos Bouwmarkten nv  

100  DIY stores

120 CRH

 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
Incorporated and operating in  % held  Products and services

Incorporated and operating in  % held  Products and services

Britain & Northern Ireland

Concrete Products

Forticrete Limited  

France continued

Building Products

100  Concrete masonry products and  

Heda sa  

100   Security fencing

rooftiles

Heras Clôture sarl  

100   Temporary fencing

Supreme Concrete Limited 

100  Concrete fencing, lintels and  

  floorbeams

Clay Products

Ibstock Brick Limited  

100   Clay brick manufacturer

Kevington Building Products Limited   100  Specialist brick fabricator

Manchester Brick & Precast  

100  Brick-clad precast components

Building Products

Airvent Systems Services Limited  

100  Smoke ventilation systems and  

Laubeuf sas  

Plakabeton sa  

Distribution

Buscaglia sas*  

Doras sa* 

100   Glass roof structures

100   Construction accessories

100   Builders merchants

57.85  Builders merchants

Etrechy Matériaux sas 

100  Builders merchants

LDP Matériaux sas 

100  Builders merchants

  services

Matériaux Service sas  

100   Builders merchants

Broughton Controls Limited  

100   Access control systems

Cox Building Products Limited  

100  Domelights, ventilation systems 

  and continuous rooflights

CRH Fencing Limited  

100   Security fencing

EcoTherm Insulations Limited  

100   PUR/PIR insulation

FCA Wholesalers Limited 

100  Construction accessories

Raboni sas*  

Germany

Concrete Products

EHL AG  

100   Builders merchants

100   Concrete paving and landscape 

  walling products

Rhebau GmbH 

100  Water treatment and sewerage  

  products

Geoquip Limited  

100   Perimeter intrusion detection  

Clay Products

  systems

AKA Ziegelgruppe GmbH  

100   Clay brick, pavers and rooftiles

Springvale EPS Limited  

100   EPS insulation and packaging

TangoRail Limited  

100  Non-welded railing systems

Building Products

Adronit GmbH  

100   Security fencing and access control

West Midland Fencing Limited 

100  Security fencing

Brakel Aero GmbH  

100   Rooflights, glass roof structures and 

Denmark

Concrete Products

Betonelement A/S  

100   Precast concrete structural elements

Gefinex GmbH  

100   XPE insulation

EcoTherm GmbH  

100   PUR/PIR insulation

  ventilation systems

Betongruppen RBR 

100  Paving Manufacturer

Greschalux GmbH  

100   Domelights and ventilation systems

Dalton Betonelementer A/S 

100  Structural products

Halfen GmbH 

100  Metal construction accessories

Expan A/S 

Building Products

ThermiSol A/S  

Estonia

Building Products

ThermiSol OÜ  

Finland

Building Products

ThermiSol Oy  

France

Concrete Products

100  Structural products

Heras SKS GmbH  

100   Security fencing

100   EPS insulation

100   EPS insulation

100  EPS insulation

JET Tageslicht und RWA GmbH  

100   Domelights, ventilation systems and 

  continuous rooflights

Magnetic Autocontrol GmbH  

100   Vehicle and pedestrian access 

  control systems

Syncotec GmbH  

100   Construction accessories

Unidek GmbH  

100   EPS insulation

Ireland

Building Products

Aerobord Limited  

100   EPS insulation and packaging

Construction Accessories Limited 

100  Metal and plastic construction  

  accessories

BMI sa  

99.91   Precast concrete products

Chapron Leroy sas 

100  Utility products

Cinor sas 

Stradal sas  

100  Structural products

100   Landscape, utility and 

infrastructural concrete products

Italy

Concrete Products

Record S.p.A. 

Building Products

Plastybeton S.R.L. 

100  Concrete landscaping

100   Construction accessories

CRH

121

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Principal subsidiary undertakings continued

Incorporated and operating in  % held  Products and services

Incorporated and operating in  % held  Products and services

Netherlands

Concrete Products

Netherlands continued

Distribution

Alvon Bouwsystemen bv  

100   Precast concrete structural elements

Ubbens Bouwmaterialen bv  

100   Builders merchants

Calduran bv  

100   Sand-lime bricks and building  

Van Neerbos Bouwmarkten bv  

100   DIY stores

Dycore bv  

100   Concrete flooring elements

Van Neerbos Bouwmarkten  
Exploitatie bv 

100  DIY stores 

  elements

Heembeton bv  

100   Precast concrete structural elements

Van Neerbos Bouwmaten bv  

100   Cash & Carry building materials

Kellen bv  

100   Concrete paving products

Van Neerbos Bouwmaterialen bv  

100   Builders merchants

Struyk Verwo bv  

100   Concrete paving products

Clay Products

Norway

Building Products

Kleiwarenfabriek Buggenum bv  

100   Clay brick manufacturer

Halfen-Frimeda AS  

100   Construction accessories

Kleiwarenfabriek De Bylandt bv  

100   Clay paver manufacturer

Kleiwarenfabriek De Waalwaard bv   100   Clay brick manufacturer

Kleiwarenfabriek Façade Beek bv  

100   Clay brick manufacturer

Poland

Concrete

Ergon Poland Sp. z o.o. 

100   Structural products

Kleiwarenfabriek Joosten Kessel bv   100   Clay brick manufacturer

Clay Products

Kleiwarenfabriek Joosten Wessem bv  100   Clay brick manufacturer

Kooy Bilthoven bv  

100   Clay brick factors

Leebo bv  

100   Designer, manufacturer and installer  

  of façade and roofing systems

Steenfabriek Nuth bv 

100  Clay brick manufacturer

Building Products

Arfman Hekwerk bv  

100   Producer and installer of fauna and  

railway fencing solutions

Aluminium Verkoop Zuid bv 

100  Roller shutter and awning systems

CERG Sp. z o.o.  

67.55   Clay brick manufacturer

Cerpol Kozlowice Sp. z o.o.  

99.60   Clay brick manufacturer

CRH Klinkier Sp. z o.o.  

100   Clay brick manufacturer

Gozdnickie Zaklady Ceramiki 
Budowlanej Sp. z o.o.* 

Krotoszyñskie Przedsiębiorstwo  
Ceramiki Budowlanej  
“CERABUD” S.A. 

Patoka Industries Limited  
Sp. z o.o.*  

100   Clay brick manufacturer

56.58  Clay blocks, bricks and rooftiles

99.19   Clay brick manufacturer

BIK Bouwprodukten bv  

100   Domelights and continuous  

Building Products

rooflights

Termo Organika Sp. z o.o.  

100   EPS insulation

Brakel Atmos bv  

100   Glass roof structures, continuous 
rooflights and ventilation systems

EcoTherm bv  

100   PUR/PIR insulation

Heras Nederland bv  

100   Security fencing and perimeter  

  protection

Romania

Concrete

Elpreco SA  

Slovakia

100   Architectural products

Premac Spol. s r.o.  

100   Concrete paving and floor elements

Mavotrans bv  

100   Construction accessories

Unidek Group bv  

100   EPS insulation

Unipol bv 

Vaculux bv  

Distribution

100  EPS granulates

100   Domelights

Spain

Building Products

Plakabeton sa  

Distribution

100   Accessories for construction and 

  precast concrete

CRH Bouwmaterialenhandel bv  

100   Builders merchants

JELF Brico House S.L. 

60  Builders merchants

CRH Roofing Materials bv  

100   Roofing materials merchant

Garfield Aluminium bv  

100   Aluminium stockholding

NVB Vermeulen Bouwstoffen bv  

100   Builders merchants

Stoel van Klaveren Bouwstoffen bv   100   Builders merchants

Syntec bv  

100  

Ironmongery merchants

Sweden

Building Products

ThermiSol AB  

100   EPS insulation

Tuvan-stängsel AB 

100   Security fencing

122 CRH

 
 
 
 
 
 
 
 
 
 
Incorporated and operating in  % held  Products and services

Incorporated and operating in  % held  Products and services

Switzerland

Concrete Products

Element AG 

Building Products

Aschwanden AG  

Distribution

Baubedarf  

100   Prefabricated structural concrete  

  elements

100   Construction accessories

100   Builders merchants

CRH Gétaz Holding AG 

100   Builders merchants

United States continued

Oldcastle SW Group, Inc.  

Pennsy Supply, Inc.  

100   Aggregates, asphalt, readymixed
  concrete and related construction
  activities

100   Aggregates, asphalt, readymixed
  concrete and related construction
  activities

Pike Industries, Inc.  

100   Aggregates, asphalt and related

  construction activities

P.J. Keating Company  

100   Aggregates, asphalt and related

Richner 

100  Sanitary ware and ceramic tiles

  construction activities

Preferred Materials, Inc. 

100   Readymixed concrete

Americas Materials

Staker & Parson Companies  

100   Aggregates, asphalt, readymixed
  concrete and related construction
  activities

United States

APAC, Inc. 

100  Aggregates, asphalt and related   

  construction activities

APAC Mid-South, Inc. 

100   Aggregates, asphalt and related

Tilcon Connecticut, Inc.  

The Shelly Company  

100   Aggregates, asphalt and related

  construction activities

100   Aggregates, asphalt, readymixed
  concrete and related construction
  activities

Callanan Industries, Inc.  

  construction activities

100   Aggregates, asphalt, readymixed
  concrete and related construction
  activities

Conrad Yelvington Distributors, Inc.  100  Aggregate distribution

CPM Development Corporation  

100   Aggregates, asphalt, readymixed

  concrete, prestressed concrete and

related construction activities

Tilcon New York, Inc.  

100   Aggregates, asphalt, and related

  construction activities

West Virginia Paving, Inc. 

100   Aggregates, asphalt and related 

  construction activities 

Americas Products & Distribution

Dolomite Products Company, Inc.  

100   Aggregates, asphalt and 

Argentina

readymixed concrete

Canteras Cerro Negro S.A.  

99.98   Clay rooftiles, wall tiles and fl oor tiles

Eugene Sand Construction, Inc. 

Evans Construction Company  

Hills Materials Company  

100   Aggregates, asphalt, readymixed 
  concrete and related construction 
  activities

100   Aggregates, asphalt, readymixed
  concrete and related construction
  activities

100   Aggregates, asphalt, readymixed
  concrete and related construction
  activities

Michigan Paving and Materials  
Company 

100   Aggregates, asphalt and related

  construction activities

CRH Sudamericana S.A.  

100   Holding company

Superglass S.A.  

100   Fabricated and tempered glass 

  products

Canada

Oldcastle Building Products  
Canada, Inc.  
(trading as Décor Precast, 
Groupe Permacon, Oldcastle Glass 
and Synertech Moulded Products)

Xemax Holdings, Inc. 
(trading as Antamex International) 

100   Masonry, paving and retaining

  walls, utility boxes and trenches
  and custom-fabricated and
tempered glass products

100   Architectural curtain wall

Mountain Enterprises, Inc. 

100   Aggregates, asphalt and related

Chile

OMG Midwest, Inc. 

  construction activities

100  Aggregates, asphalt, readymixed 
  concrete and related construction 
  activities

Oldcastle Industrial Minerals, Inc. 

100  Mining and crushing of high calcium  

Vidrios Dell Orto, S.A.  

99.9   Fabricated and tempered glass 

  products

United States

CRH America, Inc.  

100   Holding company

Oldcastle Materials, Inc.  

100   Holding company

Oldcastle Building Products, Inc.  

100   Holding company

limestone

Oldcastle, Inc.  

100   Holding company

CRH

123

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Principal subsidiary undertakings continued

Incorporated and operating in  % held  Products and services

Incorporated and operating in  % held  Products and services

United States continued

Architectural Products Group

United States continued

Distribution Group

Bend Industries, Inc. 

100  Concrete, brick and stone products

Allied Building Products Corp.  

100   Distribution of roofi ng, siding and

Big River Industries, Inc.  

100   Lightweight aggregate and fl y-ash

Bonsal American, Inc. 

100  Pre-mixed products and specialty

  stone products

Oldcastle Surfaces, Inc. 

100  Custom fabrication and installation 

  of countertops

A.L.L. Roofi ng & Building  
Materials Corp. 

AMS Holding, Inc. 

related products, wallboard, metal

  studs, acoustical tile and grid

100   Distribution of roofi ng and related

  products

100  Distribution of drywall, acoustical 
  ceiling systems, metal studs and
  commercial door solutions

Glen-Gery Corporation  

100   Clay brick

Arzee Supply Corp. of New Jersey  

100   Distribution of siding, roofi ng and

Northfi eld Block Company  

100   Specialty masonry, hardscape and

  patio products

Oldcastle Architectural, Inc.  

100   Holding company

Mahalo Acquisition 
Corp (trading as G. W. Killebrew) 

related products

100  Holding company 

Oldcastle APG Midwest, Inc.  
(trading as 4D, Miller Material Co.,   
Oldcastle Sheffi eld,
Schuster’s Building Products)

100   Specialty masonry, hardscape and

  patio products

Oldcastle Distribution, Inc. 

100  Holding company

Glass Group

Antamex, Inc. 

100  Architectural curtain wall

Oldcastle Glass, Inc.  

100   Custom  architectural glass, 

100   Specialty masonry, hardscape and

  patio products

Oldcastle APG Northeast, Inc.  
(trading as Anchor Concrete Products,  
Arthur Whitcomb, Balcon,  
Betco Block, Betco Supreme, Domine
Builders Supply, Foster-Southeastern,
Oldcastle Easton, Trenwyth Industries)

  engineered aluminium glazing 
  systems and integrated building 
  envelope solutions

100   Engineered aluminium glazing 

  systems

Oldcastle Windows, Inc.  
(trading as Vistawall, Moduline, 
Naturalite and Skywall)

100   Specialty masonry, hardscape and

  patio products

Southwest Aluminum Systems, Inc.   100   Architectural aluminium store fronts

  and doors

Oldcastle APG South, Inc.  
(trading as Adams Products, Big Rock  
Building Products, Bosse Concrete
Products, Georgia Masonry, Goria
Enterprises, The Keystone Group)

Oldcastle APG Texas, Inc.  
(trading as Custom-Crete,  
Custom Stone Supply,  
Eagle-Cordell Concrete Products,
Jewell Concrete Products)

100   Specialty masonry and stone

  products, hardscape and patio
  products

Oldcastle APG West, Inc.  
(trading as Amcor Masonry Products,  
Central Pre-Mix Concrete Products,
Oldcastle Stockton, Sierra Building
Products, Superlite Block, Young Block)

100   Specialty masonry, hardscape and

  patio products

Texas Wall Systems, Inc. 

100  Architectural curtain wall 

Construction Accessories and Fencing 

Merchants Metals Holding Company  100  Holding company 

MMI Products, Inc. 
(trading as Merchants Metals,  
Ivy Steel & Wire and Meadow Burke) 

100  Fabrication and distribution of metal
  products including fencing, welded 
  wire reinforcement and concrete 
  accessories; distribution of plastic, 
lumber and other metal products

Ivy Steel & Wire, Inc. 

100  Welded wire reinforcement 

  manufacturer 

MMI StrandCo LP, LLC 

100  PC strand

Oldcastle Lawn & Garden, Inc. 

100   Patio products, bagged stone, 

  mulch and stone

Precast Group

Oldcastle Coastal, Inc.  

100   Patio products

Oldcastle Westile, Inc.  

100   Concrete rooftile and pavers

Oldcastle Precast, Inc. 

100   Precast concrete products, concrete

  pipe, prestressed plank and 
  structural elements

Paver Systems, LLC  

100   Hardscape products

Inland Concrete Enterprises, Inc. 

100  Precast concrete products and 

  drainage products

Sakrete of North America, LLC 

80  Holding company

124 CRH

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
Principal Joint Venture Undertakings

Principal Associated Undertakings

Incorporated and operating in  % held  Products and services

Incorporated and operating in  % held  Products and services

Europe Materials

Ireland

Europe Materials

Israel

Kemek Limited*    

50  Commercial explosives

Mashav Initiating and Development     25  Cement 
Limited

Portugal

Secil-Companhia Geral de      
Cal e Cimento, S.A.*    

Turkey

48.99  Cement, aggregates, concrete  

Spain

  products, mortar and readymixed  
  concrete 

Corporación Uniland S.A.*      

26.3  Cement, aggregates, readymixed 

  concrete and mortar

Denizli Çimento Sanayii T.A.ę. 

50  Cement and readymixed concrete

Europe Products & Distribution

Europe Products & Distribution

France

Groupe SAMSE* 

21.66  Builders Merchants, DIY stores

Belgium

Gefinex Jackon nv   

49  XPS insulation

Americas Materials

Germany

United States

Bauking AG        

47.82  Builders merchants, DIY stores

Buckeye Ready Mix, LLC* 

45  Readymixed concrete

Jackon Insulation GmbH*   

49.20  XPS insulation 

Ireland

Williaam Cox Ireland Limited    

50  Glass constructions, continuous 
rooflights and ventilation systems

Netherlands

Bouwmaterialenhandel de Schelde bv  50  DIY stores

Portugal

Modelo Distribuição de Materiais  
de Construção sa* 

Americas Materials

United States

50  Cash & Carry building materials

American Cement Company, LLC 

50  Cement

Bizzack, LLC 

50  Construction

Boxley Aggregates of West Virginia, LLC  50  Aggregates

Cadillac Asphalt, LLC* 

50  Asphalt

Americas Products & Distribution

United States

Architectural Products Group

Landmark Stone Products, LLC   

50  Veneer stone

* Audited by firms other than Ernst & Young

Pursuant  to  Section  16  of  the  Companies  Act, 
1986,  a  full  list  of  subsidiaries,  joint  ventures 
and  associate  undertakings  will  be  annexed  to 
the  Company’s  Annual  Return  to  be  filed  in  the 
Companies Registration Office in Ireland.

CRH

125

 
 
 
 
 
Group Financial Summary

(Figures prepared in accordance with Irish GAAP)

1995 
€m 

1996 
€m 

1997 
€m 

1998 
€m 

1999 
€m 

2000 
€m 

2001 
€m 

2002 
€m 

2003 
€m 

2004
€m

Turnover including share of joint ventures

2,427  

3,202  

4,080  

5,034  

6,599  

8,702  

10,207  

10,517  

10,774  

12,280 

Group	operating	profit 
Goodwill amortisation 
Profit on disposal of fixed assets 
Exceptional items 

Profit on ordinary activities before interest 
Net interest payable  

Profit	on	ordinary	activities	before	taxation 
Tax on profit on ordinary activities 
Tax on exceptional items 

Profit	on	ordinary	activies	after	tax 

224  
- 
1  
- 

225  
(21) 

204  
(42) 
- 

162  

283  
 - 
1  
 - 

284  
(28) 

256  
(58) 
 - 

198  

349  
 - 
9  
 - 

358  
(36) 

322  
(76) 
 - 

246  

442  
(1) 
11  
 - 

452  
(43) 

409  
(100) 
- 

309  

676  
(19) 
7  
64  

728  
(93) 

635  
(152) 
(26) 

457  

919  
(44) 
13  
 - 

888  
(191) 

697  
(194) 
  - 

503  

1,020  
(61) 
17  
 - 

976  
(173) 

803  
(217) 
 - 

586  

1,049  
(70) 
16  
- 

995  
(139) 

856  
(227) 
 - 

629  

1,046  
(76) 
13  
- 

983  
(118) 

865  
(218) 
 - 

647  

1,247 
(101)
11 
-

1,157 
(140)

1,017 
(247)
-

770 

Employment of capital  
Fixed assets 
 - Tangible assets 
 - Intangible asset - goodwill 
 - Financial assets 
Net working capital 
Other liabilities 

Total 

Financed as follows  
Equity shareholders’ funds 
Preference share capital 
Minority shareholders’ equity interest 
Capital grants 
Deferred tax 
Net debt 
Convertible capital bonds 

895  

1,236  

1,519  

                  -                  -                  - 

118  
133  
(13) 

127  
255  
(25) 

132  
313  
(61) 

(a) 
(b) 

2,288  
138  
53  
512  
(286) 

3,226  
629  
66  
608  
(430) 

4,551  
955  
104  
915  
(470) 

5,150  
1,153  
316  
1,040  
(479) 

5,004  
1,154  
275  
1,078  
(443) 

5,145  
1,475  
349  
1,116  
(429) 

5,320 
1,443 
702 
1,244 
(429)

1,133  

1,593  

1,903  

2,705  

4,099 

6,055  

7,180  

7,068  

7,656  

8,280 

868  
1  
12  
12  
49  
189  

1,308  
1,056  
1  
1  
14  
13  
11  
11  
104  
70  
465  
442  
2                -               - 

1,553  
1  
285  
20  
116  
730  
            - 

2,201  
1  
37  
19  
172  
1,669  
            - 

3,074  
1  
36  
17  
307  
2,620  
           - 

4,734  
1  
135  
16  
400  
1,894  
           - 

4,747  
1  
111  
14  
485  
1,710  
            - 

4,758  
1  
90  
13  
486  
2,308  
           - 

5,217 
1 
82 
11 
528 
2,441 
            -

(c) 
(d) 

1,133  

1,593  

1,903  

2,705  

4,099  

6,055  

7,180  

7,068  

7,656  

8,280 

Purchase of tangible assets 
Acquisitions and investments 

Total 

109  
164  

273  

150  
532  

682  

147  
241  

388  

232  
604  

360  
1,421  

430  
1,605  

452  
1,080  

367  
992  

402  
1,615  

520 
922 

836  

1,781  

2,035  

1,532  

1,359  

2,017  

1,442 

Depreciation and goodwill amortisation 

81  

104  

129  

166  

275  

395  

497  

526  

534  

596

Earnings per share after goodwill  
amortisation (cent) 
Earnings per share before goodwill  
amortisation (cent) 
Dividend per share (cent) 
Cash earnings per share (cent) 
Dividend cover (times) 

(e) 

41.1  

48.7  

58.1  

72.1  

97.0  

113.8  

115.3  

119.2  

121.9  

143.9 

(e) 

(f) 
(e) 

41.1  
10.52  
62.0  
3.87  

48.7  
11.80  
74.4  
4.02  

58.1  
13.54  
88.9  
4.27  

72.4  
15.61  
111.2  
4.59  

101.6  
18.22  
161.2  
5.29  

123.8  
20.77  
204.1  
5.34  

127.3  
23.00  
213.7  
4.85  

132.5  
25.40  
219.8  
4.68  

136.2  
28.10  
223.4  
4.32  

163.1 
33.00 
256.4 
4.34 

Notes	to	Irish	GAAP	financial	summary	data

(a)  Excluding bank advances and cash and liquid investments which are included under net debt (see note (c) below).

(b) 

Including  deferred  and  contingent  acquisition  consideration  due  after  more  than  one  year  and  provisions  for  liabilities  and  charges  and  excluding 
deferred tax.

(c)  Net debt represents the sum of loans (including finance leases) and overdrafts falling due within one year, bank loans (including finance leases) falling 

due after more than one year less cash and liquid investments.

(d) 

Including supplemental interest.

(e)  Excluding exceptional net gains in 1999.

(f)  Cash earnings per share equals the sum of profit for the year attributable to ordinary shareholders, depreciation and goodwill amortisation divided by 

the average number of Ordinary Shares outstanding for the year.

126 CRH

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Figures prepared in accordance with IFRS)

Revenue 

Group	operating	profit	

Profit on disposal of fixed assets 

Profit before finance costs 
Finance costs (net) 
Group share of associates’ profit after tax 

Profit	before	tax	
Income tax expense 

Group	profit	for	the	financial	year 

Employment of capital  
Non-current and current assets
Property, plant and equipment 
Intangible assets 
Investments in associates/other financial assets 
Net working capital  
Other liabilities - current and non-current 

Total 

Financed as follows
Capital and reserves excluding preference share capital 
Preference share capital 
Minority interest 
Capital grants 
Net deferred income tax liability 
Net debt 

Total 

Purchase of property, plant and equipment 
Acquisition of subsidiaries and joint ventures 

Total 

Depreciation of property, plant and equipment 
Amortisation of intangible assets 

Restated
2004 
€m 

2005 
€m 

2006 
€m 

2007
€m

12,755   14,449   18,737  

20,992 

1,220  

1,392  

1,767  

2,086 

11  

20  

40  

57 

1,231  
(146) 
19  

1,104  
(232) 

1,412  
(159) 
26  

1,279  
(273) 

1,807  
(252) 
47  

1,602  
(378) 

2,143 
(303)
64 

1,904 
(466)

872  

1,006  

1,224  

1,438 

5,831  
1,774  
292  
1,540  
(1,035) 

6,824  
2,252  
635  
1,944  
(1,243) 

7,480  
2,966  
651  
2,420  
(1,099) 

8,226 
3,692 
652 
2,469 
(869)

(g) 
(h) 

8,402   10,412   12,418  

14,170 

4,944  
1  
34  
13  
652  
2,758  

6,194  
1  
39  
12  
718  
3,448  

7,062  
1  
41  
10  
812  
4,492  

7,953 
1 
66 
11 
976 
5,163

(i) 

8,402   10,412   12,418  

14,170 

551  
1,019  

652  
1,298  

832  
2,311  

1,028 
2,227 

1,570  

1,950  

3,143  

3,255 

516  
4  

556  
9  

664  
25  

739 
35 

Earnings per share after amortisation of intangible assets (cent)  

163.6  

186.7  

224.3  

262.7 

Earnings per share before amortisation of intangible assets (cent) 
Dividend per share (cent) 
Cash earnings per share (cent)  
Dividend cover (times) 

Notes	to	IFRS	financial	summary	data

164.3  
33.00  
261.8  
4.96  

188.5  
39.00  
292.5  
4.79  

229.0  
52.00  
352.1  
4.31  

269.2 
68.00 
404.9 
3.86 

(j) 
(k) 

(g)  Represents  the  sum  of  inventories  and  trade  and  other  receivables  (included  in  current  assets)  less  trade  and  other  payables  (included  in  current 

liabilities).

(h)  Represents the sum of current income tax liabilities, current and non-current provisions for liabilities, non-current trade and other payables and retirement 

benefit obligations.

(i)  Represents the sum of current and non-current interest-bearing loans and borrowings and derivative financial instruments liabilities less the sum of liquid 

investments, cash and cash equivalents and current and non-current derivative financial instruments assets.

(j)  Cash earnings per share represents profit attributable to equity holders of the Company less preference dividends paid plus depreciation of property, 

plant and equipment and amortisation of intangible assets divided by the average number of Ordinary Shares outstanding for the year.

(k)  Represents earnings per Ordinary Share divided by dividends per Ordinary Share.

CRH

127

 
 
 
 
 
 
 
 
 
 
	
 
 
 
 
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index

A

Accounting policies 

Acquisition of subsidiaries and joint ventures (note 33) 

Acquisitions Committee 

American Depositary Receipts 

Americas  - 2007 Results 

Americas Materials - Operations Review 

Americas Products & Distribution - Operations Review 

Amortisation of intangible assets 
- Geographical analysis (note 1) 
- Intangible assets (note 14) 
- Segmental analysis (note 1) 

Annual General Meeting 

Associated undertakings, principal 

Associates’ profit after tax, Group share of (note 9) 

Audit Committee 

Auditors, Report of Independent 

Auditors’ remuneration (note 4) 

B

Balance sheet 
- Company 
- Group 

Balance: regional, product, sectoral 

Board approval of financial statements (note 35) 

Board Committees 

Board of Directors 

C

Capital grants (note 28) 

Cash and cash equivalents (note 21) 

Cash flow statement, Group 

Cash flow - summary 

Chairman’s Statement 

Chief Executive’s Review 

Climate change 

Code of business conduct 

Compound average growth rates 

Corporate governance 

Corporate social responsibility 

CREST 

D

Debt, analysis of net (note 24) 

Deferred acquisition consideration payable (note 19) 

Deferred income tax 
- Expense (note 10) 
- Assets and liabilities (note 26) 

128 CRH

Depreciation 
- Group operating profit (note 4) 
- Geographical (note 1) 
- Property, plant and equipment (note 13) 
- Segment (note 1) 

Derivative financial instruments (note 23) 

Page

72 
70 
83 
68

92

Development activity 

inside cover, 12

Page

61

108

40, 43

117

27

28

31

70 
84 
68

47, 131

120

79

40, 43

57

72

113 
59

10

112

40, 43

40

104

89

60

37

12

15

10

44

37

Directors’ emoluments and interests (note 5) 

Directors’ interests in share capital 

Directors’ interests - share options 

Directors’ remuneration, Report on 

Directors’ Report 

Directors’ responsibilities, Statement of 

Disposal of fixed assets (note 16) 

Dividend payments (shareholder information) 

Dividends (note 11) 

Dow Jones Sustainability Index 

E

Earnings per Ordinary Share (note 12) 

Economic cycles 

Employees, average numbers (note 6) 

Employment costs (note 6) 

End-use 
- Americas Materials 
- Americas Products & Distribution 
- Europe Materials 
- Europe Products & Distribution 
- Group 

Environment 

Europe - 2007 Results 

Europe Materials - Operations Review 

Europe Products & Distribution - Operations review 

Exchange rates 

F

Finance Committee 

Finance costs and revenue (note 8) 

8, 42

Finance leases (note 32) 

8, 9

117

95

88

80 
99

Finance Review 

Financial assets (note 15) 

Financial calendar 

Financial summary, Group (1995-2007) 

FTSE4Good 

Fundamental materials 

G

Geographic leadership positions 

Group overview 

Guarantees (note 25) 

73

55

53

48

46

56

87

116

81

9

82

11

73

73

30 
34 
22 
26 
10

8

19

20

23

63

40, 44

79

107

35

86

117

126

9

2, 3

6, 7

2, 4, 6, 8, 10

98

 
 
Index continued

H

Health & safety 

Highlights (financial) 

I

Income Statement, Group 

Income tax expense (note 10) 

Innovest 

Intangible assets (note 14) 

Internal control 

Inventories (note 17) 

J

Joint venture undertakings, principal 

Joint venture, proportionate consolidation (note 2) 

K

Key components of 2007 performance 

Key financial performance indicators 

L

Leases, commitments under operating and finance (note 32) 

Liquid investments (note 21) 

Loans and borrowing, interest-bearing (note 22) 

M

Management 

Minority interest (note 31) 

N

Nomination Committee 

Notes on financial statements 

Notice of Meeting 

O

Operating costs (note 3) 

Operating leases (note 32) 

Operating profit, Group (note 4) 

Operating profit margin 

Operations reviews 
- Americas Materials 
- Americas Products & Distribution 
- Europe Materials 
- Europe Products & Distribution  

P

Payments, share-based (note 7) 

Pensions, retirement benefit obligations (note 27) 

Property, plant and equipment (note 13) 

Provisions for liabilities (note 25) 

Proxy voting, electronic

Page

9

1

58

80

9

84

45

87

125

71

35

37

107

89

90

118

107

R

Registrars 

Related party transactions (note 34) 

Remuneration Committee 

Reserves, share premium account, own shares, foreign 
currency translation and retained income (note 30) 

Retirement benefit obligations (note 27) 

S

Segmental information (note 1) 

Senior Independent Director 

Share-based Payments (note 7) 

Share capital, equity and preference (note 29) 

Share options 
- Directors 
- Employees 

Share premium (note 30) 

Share price data 

Shareholder information 

Shareholdings as at 31st December 2007 

Social & Community 

Statement of Directors’ responsibilities 

Statement of recognised income and expense, Group 

Stock Exchange listings 

Stakeholder communication 

Strategic vision 

40, 44

Strategy 

Subsidiary undertakings, principal 

Substantial holdings 

Succession Committee 

T

Page

117

112

40, 44

106

99

68

40, 42

73

105

53 
74

106

117

116

117

9

56

58

117

44

inside cover

4, 5, 10, 11

120

47

44

Total Shareholder Return 

inside cover

Trade and other payables (note 19) 

Trade and other receivables (note 18) 

Treasury information (note 24) 

 V
Volumes, annualised production 
- Americas Materials 
- Americas Products & Distribution 
- Europe Materials 
- Europe Products & Distribution 
- Group 

W

Website 

Working capital, movement during year (note 20) 

88

87

95

30 
34 
22 
26 
4, 5

117

89

CRH

129

68

131

72

107

72 

36

28 
31 
20 
23

73

99

83

98

  
 
 
Notice of Meeting

The Annual General Meeting of CRH plc will be held at the Royal Marine Hotel, 
Marine Road, Dun Laoghaire, Co. Dublin at 11.00 a.m. on Wednesday, 7th May 
2008 for the following purposes:

1.  To consider the Company’s financial statements and the Reports of the 

Directors and Auditors for the year ended 31st December 2007.

2.  To declare a dividend on the Ordinary Shares.

3.  To re-elect the following Directors: 

Mr. N. Hartery 
Mr. T.W. Hill 
Mr. K. McGowan 
Ms. J.M.C. O’Connor 
in accordance with Article 103 
Mr. U-H. Felcht 
in accordance with Article 109.

4.  To authorise the Directors to fix the remuneration of the Auditors.

5.  To consider and, if thought fit, to pass as a Special Resolution:

That in accordance with the powers, provisions and limitations of 
Article 11(e) of the Articles of Association of the Company, the Directors 
be and they are hereby empowered to allot equity securities for cash 
and in respect of sub-paragraph (iii) thereof up to an aggregate nominal 
value of €9,195,000.  This authority shall expire at the close of business 
on the earlier of the date of the Annual General Meeting in 2009 or 6th 
August 2009.

6.  To consider and, if thought fit, to pass as a Special Resolution:

That the Company be and is hereby authorised to purchase Ordinary 
Shares on the market (as defined in Section 212 of the Companies Act, 
1990), in the manner provided for in Article 8A of the Articles of 
Association of the Company, up to a maximum of 10% of the Ordinary 
Shares in issue at the date of the passing of this Resolution. This 
authority shall expire at the close of business on the earlier of the date 
of the Annual General Meeting in 2009 or 6th August 2009.

7.  To consider and, if thought fit, to pass as a Special Resolution:

That the Company be and is hereby authorised to re-issue treasury 
shares (as defined in Section 209 of the Companies Act, 1990), in the 
manner provided for in Article 8B of the Articles of Association of the 
Company.  This authority shall expire at the close of business on the 
earlier of the date of the Annual General Meeting in 2009 or 6th August 
2009.

Special Business

8.  To consider and, if thought fit, to pass as a Special Resolution:

That Clause 4 (21) of the Memorandum of Association of the Company 
be deleted and replaced by the following new Clause 4 (21):-

“(21) To lend and advance money or other property or give credit or 
financial accommodation to any company or person in any 
manner either with or without security and whether with or without 
the payment of interest and upon such terms and conditions as 
the Company’s board of directors shall think fit or expedient and 
to guarantee, indemnify, grant indemnities in respect of, enter into 
any suretyship or joint obligation, or otherwise support or secure, 
whether by personal covenant, indemnity or undertaking or by 
mortgaging, charging, pledging or granting a lien or other security 
over all or any part of the Company’s property (both present and 
future) or by any one or more of such methods or any other 

method and whether in support of such guarantee or indemnity or 
suretyship or joint obligation or otherwise, on such terms and 
conditions as the Company’s board of directors shall think fit, the 
payment of any debts or the performance or discharge of any 
contract, obligation or actual or contingent liability of any person 
or company (including, without prejudice to the generality of the 
foregoing, the payment of any capital, principal, dividends or 
interest on any stocks, shares, debentures, debenture stock, 
notes, bonds or other securities of any person, authority or 
company) including, without prejudice to the generality of the 
foregoing, any company which is for the time being the 
Company’s holding company as defined in section 155 of the 
Companies Act 1963 and in any statutory modification or 
re-enactment thereof, or subsidiary (as defined by the said section 
155) of the Company or otherwise associated with the Company, 
in each case notwithstanding the fact that the Company may not 
receive any consideration, advantage or benefit, direct or indirect, 
from entering into any such guarantee or indemnity or suretyship 
or joint obligation or other arrangement or transaction 
contemplated herein.”

9.  To consider and, if thought fit, to pass as a Special Resolution:

That the Articles of Association be amended as follows:-

(i) 

by deleting the definitions of “The Acts” and “Person” in Article 2 
and replacing them with definitions as follows:-

“  “The Acts” means the Companies Acts, 1963 to 2005 and Parts 
2 and 3 of the Investment Funds, Companies and Miscellaneous 
Provisions Act 2006, all statutory instruments which are to be read 
as one with, or construed or read together as one with, the 
Companies Acts and every statutory modification and re-
enactment thereof for the time being in force;”

“  “Person” means where the context permits an unincorporated 
body of persons, a partnership, a club or other association as well 
as an individual and a company which shall be deemed to include 
a body corporate, whether a company (wherever formed, 
registered or incorporated), a corporation aggregate, a 
corporation sole and a national or local government or authority or 
department or other legal entity or division or constituent thereof;”

(ii)  by deleting Article 12 and replacing it with the following new 

Article 12:

“12.  The Company may pay commission to any person in 
consideration of a person subscribing or agreeing to 
subscribe, whether absolutely or conditionally, for any shares 
in the Company or procuring or agreeing to procure 
subscriptions, whether absolute or conditional, for any 
shares in the Company on such terms and subject to such 
conditions as the Directors may determine, including, without 
limitation, by paying cash or allotting and issuing fully or 
partly paid shares or any combination of the two. The 
Company may also, on any issue of shares, pay such 
brokerage as may be lawful.”

(iii)  by deleting sub-paragraphs (a) and (b) from the second paragraph 

of Article 89 and replacing them with the following:

“(a)  the amount of capital of the Company for the time being 

issued, paid up, or credited as paid up and the amount for 
the time being of the share premium account; and

CRH

131

 
 
 
 
 
 
 
 
Notice of Meeting continued

 (b) 

  the amount standing to the credit of retained income, 

Notes

foreign currency translation reserve and other reserves, 
capital grants, deferred taxation and minority shareholders’ 
interest, less the amount of any repayable Government 
grants, all as shown in the then latest audited consolidated 
financial statements of the Company; less

(c) 

  the aggregate amount for the time being of treasury shares 
and own shares held by the Company (such terms as used 
in the latest audited consolidated financial statements of 
the Company):”

(iv)  by deleting Article 127 and replacing it with the following new 

Article 127:

“127.  Notwithstanding anything to the contrary contained in 
these Articles, whenever any person (including without 
limitation the Company, a Director, the Secretary, a 
member or any officer or person) is required or 
permitted by these Articles, the Acts or any other 
enactment of the State to give information in writing, 
such information may be given by electronic means or in 
electronic form, whether as electronic communication or 
otherwise, but only if the use of such electronic or other 
communication conforms with all relevant legislation and 
provided further that the electronic means or electronic 
form used has been approved of by the Directors.” 

For the Board, A. Malone, Secretary, 
42 Fitzwilliam Square, Dublin 2. 
2nd April 2008

(1)   The final dividend, if approved, will be paid on the Ordinary Shares on 

12th May 2008.

(2)   Any member entitled to attend and vote at this Meeting may appoint a 

proxy who need not be a member of the Company.

(3)   Shareholders who wish to submit proxies via the internet may do so by 
accessing  either  CRH’s  website  and  selecting  “Registrars”  under 
“Shareholder Services” in the Investor Relations section or by accessing 
the Registrars’ website, www.capitaregistrars.ie and selecting “login to 
Shareholder Services” under “On-line Services”. To submit a proxy on-
line shareholders are initially required to register for the service.

(4)   CREST members may appoint one or more proxies through the CREST 
electronic proxy appointment service in accordance with the procedures 
described  in  the  CREST  Manual.  CREST  Personal  Members  or  other 
CREST  sponsored  members  who  have  appointed  a  voting  service 
provider(s)  should  refer  to  their  CREST  sponsor  or  voting  service 
provider(s),  who  will  be  able  to  take  the  appropriate  action  on  their 
behalf.  Further  information  on  CREST procedures and requirements is 
contained in the CREST Manual. The message appointing a proxy(ies) 
must be received by the Registrar (ID 7RA08) not later than 11.00 a.m. 
on Monday, 5th May 2008. For this purpose, the time of receipt will be 
taken to be the time (as determined by the timestamp generated by the 
CREST system) from which the Registrar is able to retrieve the message 
by enquiry to CREST in the manner prescribed by CREST. The Company 
may treat as invalid a proxy instruction in the circumstances set out in 
(Uncertificated 
Regulation  35(5)(a)  of 
Securities) Regulations 1996. 

the  Companies  Act  1990 

(5)   Pursuant to Regulation 14 of the Companies Act, 1990 (Uncertificated 
Securities) Regulations, 1996, the Company hereby specifies that only 
those  shareholders  registered  in  the  Register  of  Members  of  the 
Company as at 6.00 p.m. on Monday, 5th May 2008 shall be entitled to 
attend or vote at the Annual General Meeting in respect of the number 
of shares registered in their name at that time.

(6)   The holders of preference shares, although entitled to receive copies of 
the reports and financial statements, are not entitled to attend and vote 
at this Meeting in respect of their holdings of such shares.

132 CRH

 
This report is printed on paper manufactured 
to the highest environmental standards. 
The wood pulp comes from forests that are 
being continuously replanted.

Designed and produced by Lunt McIntyre. 
Printed by The Printed Image.

CRH® is a registered trade mark of CRH plc

The International Building 
Materials Group

CRH plc

Belgard Castle 
Clondalkin
Dublin 22 
Ireland

Telephone: +353 1 404 1000
Fax: +353 1 404 1007 
E-mail: mail@crh.com

Website: www.crh.com

Registered Office
42 Fitzwilliam Square 
Dublin 2
Ireland

Telephone: +353 1 634 4340 
Fax: +353 1 676 5013 
E-mail: crh42@crh.com

Front cover: Element AG, the largest provider 
of precast concrete elements for building 
construction and civil engineering in Switzerland, 
is constructing various shops and distribution 
centres for the discount chain ALDI as they enter 
the Swiss market. Pictured here is the installation 
of a double T-plate for the 580,000m3 capacity 
ALDI Distribution Centre in Domdidier, Fribourg. 
This centre is being constructed to tight deadlines 
using 1,860 elements (facades and supporting 
structures) and will open for operation in summer 
2008. With three production locations, Element 
AG annually produces and delivers 55,000m 3 of 
precast elements to all regions of Switzerland.