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CRH

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FY2009 Annual Report · CRH
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Annual Report 2009

PERF ORMANCE  AND GRO WTH
PERF ORMANCE A ND G ROWTH

CRH is a diversified building 
materials group which 
manufactures and distributes 
building material products  
from the fundamentals of heavy  
materials and elements to  
construct the frame, through  
value-added exterior products  
that complete the building  
envelope, to distribution channels 
which service construction  
fit-out and renewal. 

Contents

inside cover

CRH at a Glance

1

2009 Key Financial Figures 

2 to 3

CRH Overview 

4 to 9

CRH Strategy in Action

10 to 11

Corporate Social Responsibility

12 to 13

Chairman’s Statement

14 to17

Chief Executive’s Review

18 to 35

Group Operations

36 to 39

Finance Review 

40 to 41

Board of Directors 

42 to 47

Corporate Governance Report

48 to 50

Directors’ Report

51 to 59

Report on Directors’ Remuneration

60

61

Statement of Directors’ Responsibilities

Independent Auditors’ Report 

62 to 65

Financial Statements

66 to 71

Accounting Policies

72 to 119

Notes on Financial Statements

120 to 121

Shareholder Information

122 to 123

Management

124 to 128

Principal Subsidiary Undertakings

129

Principal Joint Venture and Associated Undertakings

130 to 131

Group Financial Summary

132 to 133

Index

Key Financial Figures 2009

Sales 

EBITDA 

Operating profit (EBIT) 

Profit before tax 

€ million

17,373 

1,803 

955 

732 

-17%

-32%

-48%

-55%

Operating cashflow 

1,160  +103%

Basic earnings per share 

Cash earnings per share 

Dividend per share 

Net Debt/EBITDA 

EBITDA Interest cover 

Dividend cover 

-58%

-38%

–

cents

88.3 

214.7 

62.5 

times

2.1

6.1

1.4

 
 
 
CRH at a Glance

Materials

Concrete Products

Exterior Products

Distribution

Cement 
Aggregates
Asphalt
Readymixed Concrete

Structural Concrete
Architectural Concrete
Construction Accessories

Clay
Glass
Entrance Control
Building Products

Builders Merchants
DIY

CRH operates vertically integrated 
primary materials businesses with 
strategically-located long-term 
reserves in all its major markets.  
CRH has permitted reserves totalling 
approximately 14 billion tonnes 
worldwide: circa 11 billion tonnes 
in the Americas and circa 3 billion 
tonnes in Europe. These materials 
businesses service both infrastructure 
and new construction demand.

The Materials strategy is to build 
and maintain strong vertically 
integrated businesses with leading 
market positions. This is achieved by 
accumulating long-term permitted 
reserves, continuously investing 
in plant and equipment for quality, 
efficiency and customer service, 
while seeking out value-creating 
expansion opportunities via greenfield 
development and acquisitions in 
selected markets.

CRH manufactures structural and 
architectural concrete products for 
use in residential, non-residential 
and infrastructure applications. 
These include building systems and 
engineered concrete solutions for 
use in the electrical, transportation, 
drainage and communications 
industries, architectural products to 
enhance the facade and surroundings 
of buildings, while construction 
accessories produces components to 
assist in the construction process.

The strategy of these businesses 
is to build and expand leadership 
positions in targeted markets in the 
manufacture of concrete products 
and related accessories. This is 
achieved by continuously improving 
the businesses with state-of-the-art 
IT; exchange of process and product 
know-how; leveraging engineering, 
project management, logistics and 
marketing skills; while also pursuing 
new opportunities.

CRH produces a range of 
complementary value-added building 
products to complete the building 
envelope, each of which serves to 
provide a balanced exposure to 
demand drivers. Principal products 
include architectural glass, clay brick 
and block, and entrance control 
products. Additional products 
include insulation and climate control 
products.

The strategy of the Exterior Products 
businesses is to develop current 
strong positions and to seek new 
platforms for growth in these 
complementary product segments. 
This is achieved by increasing the 
penetration of CRH products;  
edge-expansion into new 
architectural products and solutions; 
developing positions to benefit from 
scale and best practice, and creating 
competitive advantage through 
product, process and end-use 
innovation.

CRH distributes building materials to 
general building contractors and  
Do-It-Yourself (DIY) customers 
in Europe and to professional 
roofing/siding and interior products 
contractors in the United States.  
With a network of over 700 locations 
in Europe and over 180 locations in 
the United States, CRH is a leading 
international player in building 
materials distribution.

The strategy of the Distribution 
businesses is to build and grow 
a strong network of professional 
builders’ merchants and DIY stores, 
primarily in major metropolitan areas. 
This is achieved by focussing on 
organisational initiatives and best-
in-class IT to realise operational 
excellence, optimise the supply 
chain and provide superior customer 
service, while seeking opportunities 
to invest in new regions and other 
attractive segments of building 
materials distribution.

Geography

Products

End-use

New/RMI

Emerging Regions 15%

Distribution 

13%

Residential 

35%

New Build 

55%

Western Europe  35%

Exterior Products

7%

Concrete Products 20%

Materials 

60%

Non-residential

30%

North America 

50%

Infrastructure

35%

45%

Repair
Maintenance
and  
Improvement
(RMI)

Basis annualised EBITDA

Key Financial Figures 2009

Sales 

EBITDA 

Operating profit (EBIT) 

Profit before tax 

€ million

17,373 

1,803 

955 

732 

-17%

-32%

-48%

-55%

Operating cashflow * 

1,160  +103%

Basic earnings per share 

Cash earnings per share 

Dividend per share 

Net Debt/EBITDA 

EBITDA Interest cover 

EBIT Interest cover 

Dividend cover 

* see Finance Review table 3

-58%

-38%

–

cents

88.3 

214.7 

62.5 

times

2.1

6.1

3.2

1.4

CRH’s strategic vision is clear and consistent – 
be a responsible international leader in building 
materials delivering superior performance and 
growth.  

CRH shares are listed on the Irish (ISE) and 
London (LSE) stock exchanges and on the New 
York Stock Exchange in the form of American 
Depositary Receipts (ADRs).

The Group has consistently delivered superior 
long-term growth in total shareholder return.  
A shareholder who invested €100 equivalent  
in 1970 and re-invested gross dividends would  
hold shares valued at €47,762 based on a share 
price of €19.01 at 31st December 2009. This 
represents a 17% compound annual return.

EBITDA

Earnings per share

Dividend per share

Total Shareholder Return

€m

2,800

2,600

2,400

2,200

2,000

1,800

1,600

1,400

1,200

1,000

800

600

400

200

0

cent

280

260

240

220

200

180

160

140

120

100

80

60

40

20

0

cent

€000

65

60

55

50

45

40

35

30

25

20

15

10

5

0

65

60

55

50

45

40

35

30

25

20

15

10

5

0

’05 

’06 

’07 

’08 

’09

’05 

’06 

’07 

’08 

’09

’05 

’06 

’07 

’08 

’09

’05 

’06 

’07 

’08 

’09

CRH 

1

 
 
 
 
 
 
 
 
CRH Overview

Europe Materials – 24% of Group

Europe Products – 16% of Group

Europe Distribution – 11% of Group

The Europe Materials Division is a major vertically 
integrated producer of primary materials and 
value-added manufactured products operating in  
20 countries. The Division is actively involved in the 
Group’s development efforts in Asia. Its principal 
products are cement, aggregates, readymixed 
concrete, concrete products, asphalt and lime. 
The major markets are Poland, Ukraine, Finland, 
Switzerland, Ireland, Spain and Portugal, together 
with India and China in Asia and Turkey in the 
Mediterranean. In total, the Division employs 
approximately 12,600 people at over 520 locations.

Europe Products is organised as three groups of 
related manufacturing businesses involved in 
concrete, clay and building products. The Division 
operates in 20 European countries with the 
Netherlands, Belgium, the UK, Germany, France 
and Switzerland being its major markets. Europe 
Products seeks leadership positions in the markets 
and sectors in which it operates and employs 
approximately 18,500 people at over 500 locations.

The Distribution Division in Europe encompasses 
professional builders merchants and Do-It-Yourself 
(DIY) stores. The Division operates in eight European 
countries with the Netherlands, Belgium, Germany, 
Austria, France and Switzerland being its major 
markets. Europe Distribution seeks leadership 
positions in the markets and sectors in which it 
operates and employs approximately 11,000 people 
at over 700 locations.

Business Activities (EBITDA)

Business Activities (EBITDA)

Business Activities (EBITDA)

50%
Western Europe

15%
New
Regions

35%
Central &
Eastern Europe

50%
Concrete

20%
Building
Products

10%
Clay

20%
Construction
Accessories

60%
Benelux

40%
Other

End-use (EBITDA)

End-use (EBITDA)

End-use (EBITDA)

Residential 

35%

New

85%

Residential 

50%

New

75%

Residential 

80%

New

30%

Non-residential 

35%

Infrastructure 

30%

Non-residential 

35%

RMI

15%

Infrastructure 

15%

RMI

25%

Non-residential 

20%

RMI

70%

Annualised Production Volumes

Annualised Production Volumes

Outlets

Cement – 13.2m tonnes*
Aggregates – 51.4m tonnes
Asphalt – 3.5m tonnes
Readymixed Concrete – 9.6m cubic metres*
Concrete Products – 5.0m tonnes
Lime – 1.5m tonnes

Architectural Concrete – 6.4m tonnes
Precast Concrete – 6.4m tonnes
Clay – 1.9m tonnes
Insulation – 5.3m cubic metres
Fencing & Security – 3.0m lineal metres
Rooflight & Ventilation – 0.9m square metres

Builders Merchants – 479 branches
DIY – 241 stores

* Excludes CRH share of cement (circa 5.3m tonnes) 
and readymixed concrete (circa 0.6m cubic metres) 
attributable to associates, Uniland in Spain (26.34%), 
Mashav in Israel (25%) and Yatai Cement in China (26%).

Leadership Positions

Leadership Positions

Leadership Positions

Top 10 Cement – Western Europe
Leading national positions: Aggregates
and Readymixed Concrete
No.1 Building Materials – Poland
No.1 Cement –  Northeastern China (26%)**
No.2 Cement – Andhra Pradesh, India (50%)**

No.1 Concrete Products – Western Europe
No.2 Clay facing bricks, pavers and blocks
– Western Europe
No.1 Construction Accessories
– Western Europe
No.1 Fencing & Security – Western Europe

Top 3 Building Materials Distributor
– Western Europe

**CRH share

2 

CRH

Americas Materials – 37% of Group

Americas Products – 10% of Group

Americas Distribution – 2% of Group

The Americas Materials Division operates in 44 
states in the United States. Operations are 
geographically organised, segmented into East and 
West sectors, each containing four regional 
business units. These comprise integrated 
aggregates, asphalt and readymixed concrete 
operations with strategically located long-term 
aggregates reserves. Americas Materials employs 
approximately 18,000 people at over 1,400 
operating locations. 

The Americas Products Division operates primarily 
in the United States and also has a significant 
presence in Canada. Its product groups – 
Architectural Products, Precast, Glass and MMI – all 
have leading positions in national and regional 
markets. The Division is also a leading producer of 
clay tile products in Argentina and operates glass 
fabrication businesses in Argentina and Chile. 
Employees total approximately 16,400 at over 480 
locations.

The Americas Distribution Division operates primarily 
in the United States. Its sub divisions – exterior and 
interior products – both have leading positions in 
national and regional markets. Employees total 
approximately 3,400 at over 180 locations.

Business Activities (EBITDA)

Business Activities (EBITDA) excluding MMI

Business Activities (EBITDA)

60%
East

40%
West

45%
APG

25%
Precast

5% S. America

25%
Glass

85%
Exterior
Products

15%
Interior
Products

End-use (EBITDA)

End-use (EBITDA)

End-use (EBITDA)

Residential 
Non-residential 

10%
25%

New

35%

Residential 

40%

New

60%

Residential 

55%

New

30%

Infrastructure 

65%

RMI

65%

Non-residential 

55%

RMI

70%

RMI

40%

Non-residential 

45%

Annualised Production Volumes

Annualised Production Volumes

Outlets

Infrastructure 

5%

Aggregates – 110.1m tonnes
Asphalt – 39.8m tonnes
Readymixed Concrete – 5.2m cubic metres

Architectural Concrete – 8.7m tonnes
Precast Concrete – 0.9m tonnes
Pipes & Prestressed Concrete – 0.3m tonnes
Clay – 0.7m tonnes
Glass Fabrication – 8.8m square metres glass 
and 19.4k tonnes aluminium
Welded Wire Reinforcement – 77.7k tonnes
Fencing Products – 7.9m lineal metres

Exterior Products (Roofing/Siding)  
– 132 branches
Interior Products – 52 branches

Leadership Positions

Leadership Positions

Leadership Positions

No.1 Asphalt – US
No.3 Aggregates – US
Top 5 Readymixed Concrete – US

No.1 Precast Concrete Products – US
No.1 Architectural Concrete Products
– Canada, US
No.1 Architectural Glass Fabrication – US
No.1 Engineered Aluminium Glazing  
Systems – US
No.2  Construction Accessories – US

No.4 Roofing/Siding Distributor – US 
No.4 Interior Products Distributor – US

CRH 

3

 
Strategy

CRH strategy is to sustain and grow a geographically 
diversified business with exposure to all segments of 
construction demand, enabling CRH to achieve its strategic 
vision to “be a responsible international leader in building 
materials delivering superior performance and growth”.

In delivering this strategy, CRH excels in its business 
operations, develops its people, builds regional market 
leadership positions, reinvests in its existing assets and 
acquires well-run, value-creating businesses while seeking 
exposure to new development opportunities and creating 
horizons for future growth. This approach has enabled CRH 
to build a sustainable business model that can deliver 
superior performance and growth through the business cycle.

In 2009, CRH had operations in 35 countries worldwide; 17 
developed-world economies in Western Europe and North 
America which together delivered approximately 85% of 
Group EBITDA; and 18 developing economies in Central and 
Eastern Europe, the Mediterranean Basin, South America and 
Asia which together delivered approximately 15% of Group 
EBITDA.

In the developed-world economies, CRH’s strategic focus is 
to continue to reinvest in its established platforms for 
operational efficiency, product quality and customer service, 
and to develop these businesses further through bolt-on 
acquisitions which achieve vertical integration, bolster our 
strong long-term permitted reserves positions and fill-out 
regional and product level positions. In Western Europe and 
North America CRH has, over time, built a balanced portfolio 
of businesses which can service the breadth of building 
materials demand from the fundamentals of heavy materials 
and elements to construct the frame, through value-added 
exterior products that complete the building envelope, to 
distribution channels which service construction fit-out and 
renewal. In many of its regions, CRH’s diverse business base 
is uniquely positioned to provide a broad product offering to 
the construction industry.

In the developing economies of emerging regions, CRH’s 
strategy is clear: to target premium assets as an initial footprint, 
usually in cement and often in partnership with strong local 
established businesses. We identify entry platforms that have 
well-located quality operations and good regional market 
positions with the potential to develop into integrated building 
materials businesses over time. In the mid-1990s, CRH applied 
this approach to its entry into the Polish market and today is 
the leading integrated building materials company in Poland. In 
2008 and 2009, CRH established two new platforms in India 
and China and looks forward to developing further in these 
high growth regions in the future.

4 

CRH

Developed Regions 85%*

* Basis annualised EBITDA

CRH is an international group with strong regional, national and 
international leadership positions. With operations in 35 countries, 
CRH employed approximately 80,000 people at over 3,700 locations 
in 2009. From a strong developed-world base, CRH is growing its 
presence in emerging economic regions.

Emerging Regions 15%*

CRH 

5

 
Shuangyang Cement plant, part of the 26% CRH-owned Yatai Cement is 
the largest cement plant in northeastern China. Current clinker capacity 
is 5 million tonnes based on five operating kilns. This will rise to 7 million 
tonnes following the commissioning of a sixth kiln in the fourth quarter of 
2010. Shuangyang is located in Jilin Province, 100km south of the 
provincial capital Changchun.

6 

CRH

Emerging Regions – Strategy in Action

.

.

In the early 2000s, CRH commenced a detailed review of Asian markets to identify 
possible opportunities to enter the building materials sector in this region. Market size 
and scale, population growth and GDP per capita were identified as key leading 
indicators for our industry. China, the largest cement market in the world, and India,  
the second largest, were identified as being of particular interest. With strong 
population growth in both countries, GDP growth of 7% to 9% p.a. and progressive 
urbanisation, the development potential was clear and CRH focussed on these two 
countries as the primary targets for entry into Asian markets.

China
In February 2007, CRH completed its first transaction in China with the purchase of 
Harbin Sanling Cement Company (‘Sanling Cement’) in Heilongjiang province, 
northeast China. This single operation cement plant, with a capacity of 650,000 tonnes 
per annum, is located approximately 45 km southeast of Heilongjiang’s largest city, 
Harbin (population: 9 million).

In January 2009, CRH established a more significant position with the acquisition of a 
26% associate shareholding in Yatai Building Materials Company (‘Yatai Cement’), the 
leading player in China’s northeastern provinces (Heilongjiang, Jilin and Liaoning) and a 
top 10 cement supplier in China. Yatai Cement has strong ambitions to grow and is 
considered to be a primary consolidator of the cement industry in northeastern China.

In early 2009, Yatai Cement’s operations comprised four integrated cement plants and 
four separate grinding stations in Jilin and Heilongjiang, with a cement capacity of  
14 million tonnes per annum. Since then, Yatai Cement has expanded its market 
presence by increasing its stake in Tonghua Cement in Liaoning and by acquiring Jinyuan 
Cement in Jilin. Following these investments, and the completion in 2010 of an extensive 
capital expenditure programme, the combined cement capacity of the enlarged Yatai 
Cement group will be approximately 21 million tonnes. With excellent assets in a 
high-growth region, CRH plans to work with its partner to build Yatai Cement into a 
significant vertically integrated building materials group in northeastern China.

India
In May 2008, CRH entered the Indian building materials market through the acquisition 
of a 50% stake in My Home Industries Limited (MHIL), a cement producer head-
quartered in Hyderabad with modern production facilities, strong market positions and 
excellent reserves in central and eastern Andhra Pradesh. At the time of acquisition, 
MHIL’s operations consisted of three cement production units at Mellacheruvu in central 
Andhra Pradesh with an annual production capacity of approximately 3 million tonnes. 
MHIL has since constructed a new grinding plant at Vishakapatnam on the coast of 
Andhra Pradesh, increasing annual production to 4.2 million tonnes and expanding its 
market footprint to include the Orissa and West Bengal markets. CRH looks forward to 
further developing this business with our partner as the Indian economy and building 
materials markets evolve.

Our investment focus in Asia is driven by the creation of both long and short-term 
shareholder value. As the Chinese and Indian markets develop, more sophisticated 
construction markets will emerge and, as has been our experience in Eastern Europe,  
a wide range of value-added construction products will be required, enabling CRH to 
roll out a broader range of products across the industry.

CRH 

7

 
  
The Cowboys Stadium in Dallas, Texas completed in May 2009 is  
the largest National Football League venue in the United States. Each of 
Oldcastle’s six product groups provided materials for this 280,000 square 
metre, 100,000 seat stadium. Most impressive is the “bowl” area of the 
stadium which showcases a 46 metre sliding glass curtain wall,  
the largest in the world, supplied by Oldcastle Glass.

8 

CRH

Diverse Portfolio – Strategy in Action

CRH is a diversified building materials group which provides the sustainable advantages of 
both vertical integration in manufacturing and of horizontal integration in servicing the 
breadth of customer demand for building materials products. CRH’s broad geographic 
and product footprint provides balance and stability of performance through the business 
cycle and provides multiple platforms for growth. 

This balanced portfolio of business activities allows CRH supply building materials across 
the construction spectrum from infrastructure to non-residential and residential; from new 
build to repair, maintenance and improvement (RMI); serving all aspects of demand from 
early to late-in-cycle products. CRH’s federal structure, strong local management teams 
and culture of entrepreneurship ensures a focussed approach to local markets while still 
capturing the benefits of operating within a larger group. This uniquely positions CRH 
within its industry to leverage the capabilities of strong vertically integrated materials 
businesses with high value-added, engineered products operations and strongly 
franchised products and distribution networks.

A recent example of CRH’s diverse portfolio in action is the development of a new stadium 
for the Dallas Cowboys American football team in Dallas, Texas. Operating as Oldcastle®, 
CRH is the leading integrated building materials company in the United States with 
operations in all 50 US states and in 4 Canadian provinces. By leveraging Oldcastle’s 
broad product portfolio, CRH’s US operations were able to offer the stadium construction 
team a wide variety of materials for this project and all six of CRH’s product groups in the 
US provided materials to this landmark stadium.

Oldcastle Materials – The parking lot was paved with over 8,000 tonnes of Warm 
Mix Asphalt produced with Recycled Asphalt Pavement (RAP) and Recycled Asphalt 
Shingles (RAS)

Oldcastle Precast – Underground utility boxes and pads facilitate power distribution 
for the stadium

Oldcastle APG – Securing the luxury suites, APG’s proprietary ProSpec® crack isolation 
and waterproofing membrane keeps football fans dry; close to 1,900 litres of acrylic sealer 
protect the concrete pavers; thousands of cubic metres of block fill, shotcrete and other 
specialty concrete products support the massive structure

Oldcastle Glass – Oldcastle Glass’ Engineered Products division fabricated the 
aluminium framing on all exterior entrance doors; all 400 luxury suites are encased by 
heavy tempered glass with operable sliding/swinging doors; over 6,500 pieces of clear 
tempered glass and aluminium framing elements enhance the many hand/guard rails;  
the impressive “bowl” area of the stadium showcases a 46 metre sliding glass curtain  
wall, the largest in the world

MMI Products – More than a quarter million dollars of Meadow Burke’s reinforcing bar, 
supports and concrete forming accessories were used in the numerous precast elements

Allied Distribution – The interior finishes of the stadium incorporate over 400,000 square 
metres of wallboard and over 420 tonnes of metal-stud framing and track

.

.

.

.

.

.

With one supplier to manufacture, manage and deliver product to major construction 
projects, the benefits to the customer include improved efficiency and increased on-time 
delivery as projects unfold. This is a unique and distinctive value proposition that is difficult 
to replicate and is offered only by CRH/Oldcastle.

CRH 

9

 
Corporate Social Responsibility

CRH’s CSR Strategy
CSR embraces four key aspects of CRH’s business, namely corporate 
governance, environmental management and climate change, health & safety 
management and social performance. In each of these areas, CRH has 
clearly defined Group policies, objectives, implementation programmes, 
review procedures and reporting mechanisms.

CRH’s positive commitment to CSR, which is underpinned by a set of core 
values, is one of its defining characteristics. Despite the major changes in the 
financial, economic and business climate worldwide in 2009, further progress 
has been made as CRH pursued its ongoing mission of Sustainable 
Performance and Growth and strove to meet the ever-increasing 
expectations of all stakeholders. CRH believes that achieving these 
expectations will be positive for the business and will enhance its strong 
corporate performance. 

Corporate Governance
Corporate governance at CRH is very highly rated by leading Socially 
Responsible Investment (SRI) agencies. At board level CRH complies fully 
with the requirements of IFRS reporting as well as those of the Combined 
Code on Corporate Governance and also with the provisions of the 
Sarbanes-Oxley Act in so far as they apply to CRH. CRH has implemented a 
Code of Business Conduct throughout its operations. A detailed review of 
corporate governance is addressed on pages 42 to 47 of this Report.

Environment and Climate Change
The Group Environmental Policy is implemented across all Group activities 
and environmental performance is reviewed annually by the Board. CRH 
continues, through ongoing systematic plant and system upgrading, to make 
progress in increasing energy efficiency, reducing waste, optimising water 
usage and recycling secondary materials and fuels. Restoration of worked-
out pits and quarries is progressing where relevant and biodiversity is actively 
encouraged across the Group with many sites achieving public recognition in 
this regard. 

As part of its CSR commitments, CRH has been actively addressing climate 
change through research and through developing pragmatic solutions 
including significant investments in modern energy-efficient technologies in its 
cement, lime and clay brick plants. The production of lower carbon cements 
is now a priority. Furthermore, climate change is a driving force in many 
activities, as a substantial proportion of CRH’s product portfolio is ideally suited 
to assist in the implementation of strategies for adaptation to climate change. 
The Group is well on target to meet its commitment to reduce specific 
cement plant carbon emissions by 15% on 1990 levels by 2015.

Health & Safety
The health and safety of employees and contractors working for the Group is 
a priority for the Board and for management at all levels of the organisation. 
The implementation of Best Practice in safety management is actively 
promoted and implemented across the Group and accident statistics 
continue to improve year on year. CRH continues to commit significant 
resources to improving health & safety at all its locations.

10  CRH

There were eight fatalities in 2009 in Group subsidiary companies. Each 
fatality is a tragedy, not only for the immediate family, but also for colleagues 
and the broader community. CRH deeply regrets each death and during 
2009, introduced a Group-wide Strategic Plan for the Elimination of Fatalities. 
The plan highlights the fundamental areas that must be carefully managed so 
that fatal accidents are eliminated. It is backed up by specific training and 
auditing programmes. It aims to develop a greater sense of vulnerability and 
to instil a no-compromise philosophy regarding working safely. This CEO-led 
plan is being implemented to complement existing safety initiatives and its 
roll-out is being accompanied by a comprehensive communication 
programme.

Social 
CRH’s objective is to remain the employer of choice for all employees. CRH 
actively supports social and community activities local to operations. In 
addition, plant open days provide opportunities for neighbours living in the 
vicinity of production plants to see at first hand the sustainable nature of CRH 
production processes and for plant management to outline the contribution 
to sustainable development that is made by CRH products.

Communications
CRH maintains an open-door policy on communications with key stakeholder 
groups. At Group level, CRH discusses its CSR performance with the 
investment community, SRI Rating Agencies and other interested parties. At 
plant and company level, CRH is in regular dialogue with local communities, 
authorities and regulatory agencies, underlining its commitment to operate as 
a good neighbour. 

Full details of CRH’s corporate social responsibility performance are published 
in separate annual CSR Reports, which are available for download from  
www.crh.com. CRH continues to ensure full independent verification of its 
CSR reporting to the Global Reporting Initiative (GRI) A+ level. The verified 
2009 CRH CSR Report will be available by mid-2010.

External Endorsements
CRH has maintained its distinguished record of being ranked among sector 
leaders by leading SRI rating agencies. CRH continues as a constituent 
member of the FTSE4Good Index and of the Dow Jones World and STOXX 
Sustainability Indexes. CRH has again been ranked by Sustainable Asset 
Management (SAM) as “Gold Class”. 

CRH is committed to ethically and responsibly managing all aspects of 
its operations in the interests of all its stakeholders – employees, 
customers, suppliers, neighbours, local communities and shareholders. 
CRH is committed to embedding Corporate Social Responsibility (CSR) 
as an integral component of its performance and growth strategy and to  
reporting annually to stakeholders on its CSR performance.

Students from the local community 
learning about Shelly Materials’ role  
in local conservation at the 
company’s Dresden Wildlife Habitat 
Council “Corporate Lands  
for Learning” site in Ohio, USA.

A restoration project at the Rudus 
Skogsgård gravel pit in Finland  
where 48,000 trees and plants were 
planted which are contributing  
to increased biodiversity in the area.

CRH  11

 
Chairman’s Statement

Profitability and Earnings

2009 posed exceptionally difficult 
operating challenges for CRH. 
Demand levels were severely 
impacted by weakened economic 
activity and by the most extreme 
winter for many years across our 
major markets of Europe and North 
America. During the year, the shift in 
CRH’s short-term focus, initiated as 
markets deteriorated during 2008, 
continued with the implementation of 
further wide-ranging cost reduction 
measures across the Group.

Against this background, the Group 
produced a profit before tax of  
€732 million and earnings per share of 
88.3 cent after restructuring and 
impairment costs. The profit and 
earnings outturns represent declines  
of 55% and 58% compared with the 
2008 outturn of €1.6 billion and  
210.2 cent respectively. Despite the 
reduction in profits, net debt at the end 
of the year was €3.7 billion compared 
with €6.1 billion at the end of 2008. 
This was the result of an intensified 
focus on cash generation, excellent 
working capital management and 
restrained capital expenditure across 
the Group, together with reduced 

levels of development expenditure and 
the proceeds from the €1.2 billion 
Rights Issue in March 2009.

Details of the challenges faced by  
the Group during 2009 and of the 
performances of the separate 
Divisions are given in the Chief 
Executive’s Review and in the 
Operations and Finance Reviews 
which follow.

Dividend

With good first-half operating cash 
flow delivery and expected strong 
second-half inflows, the Board 
decided last August that it was 
appropriate to maintain the interim 
dividend at 18.5 cent (2008 adjusted 
for 2009 Rights Issue: 18.48 cent).

Second-half cash generation has 
exceeded our August expectations 
and the Group has delivered full year 
operating cash flow before dividends 
of over €1.5 billion. Accordingly, the 
Board has decided that it is 
appropriate to pay a final dividend of 
44.0 cent per share, a slight advance 
on 2008’s Rights-adjusted final 
dividend of 43.74 cent.

This gives a total dividend for the 
year of 62.5 cent (2008: 62.2 cent), 
an increase of 0.5%, representing the 
26th consecutive year of dividend 
growth. It is proposed to pay the final 
dividend on 10th May 2010 to 
shareholders registered at the close 
of business on 12th March 2010. 

The dividend of 62.5 cent represents 
a gross cash outlay of approximately 
€435 million. Deducting the €57 
million scrip take-up on the 2009 
interim dividend, and assuming no 
scrip take-up on the final dividend, 
would result in a net cash outlay 
close to €378 million, 4.1 times 
covered by 2009 operating cash flow 
pre-dividends of over €1.5 billion. 

Reported 2009 dividend cover  
of 1.4 times increases to 2.0 times 
when asset impairment and 
implementation costs associated 
with the Group’s cost reduction 
efforts are excluded. 

Cost Reduction Programme

In response to weakening markets 
over the past three years, the Group 
has implemented a range of 

measures, which are projected to 
deliver total annualised gross savings 
of approximately €1.65 billion over 
the period 2007-2010 with total 
costs to implement of €312 million. A 
total of approximately €205 million of 
restructuring charges were taken in 
2009 and it is expected that a further 
€45 million of implementation costs 
will be incurred in 2010. 

Development Activity

Total acquisition spend for 2009 was 
approximately €0.46 billion. First-half 
expenditure included the purchase of 
a 26% stake in Yatai Cement, the 
leading cement producer in north- 
eastern China, along with six other 
bolt-on acquisitions across the 
Group’s Materials and Distribution 
businesses. During the second half 
of the year a further 10 transactions 
were completed totalling €0.18 
billion, details of which were 
announced in the Development 
Strategy Update in January 2010. 
These will add substantial aggregates 
reserves, with clear opportunities for 
operating and purchasing synergies, 
to our American Materials business, 

Our EHL concrete products business 
in Germany manufactured and 
supplied approximately 2,750 square 
metres of Cityplan slabs, 3,500 
pieces of Cityplan facings and 1,800 
linear metres of Concord block steps 
and angle steps to the Aasee-
terraces development in Münster.  
These elements were produced in a 
special colour “Aasee-grey-yellow”, 
drawn up by the architect in 
cooperation with EHL.

12  CRH

as well as adding to our presence in 
northeastern China and in Poland. 

Financing Expansion

As a result of the Group’s intense focus 
on cash generation and substantial 
equity injection achieved by the Rights 
Issue in March 2009, CRH has the 
financial strength to take advantage of 
acquisition opportunities that enhance 
our strategic positioning and represent 
exceptional value for money.

CRH remains well positioned in terms 
of debt facilities with year-end net 
debt of under €4 billion, which has an 
attractive maturity profile. In May 2009, 
the Group raised €0.75 billion with a 
debut issue on the Eurobond market. 

Market Indices

During 2009, the Company joined the 
Dow Jones EURO STOXX 50® Index, 
which comprises 50 of the leading 
blue-chip companies in the Eurozone 
and is licensed to financial institutions. 
Also in 2009, CRH was added to the 
Dow Jones EURO STOXX® Select 
Dividend 30 Index. CRH is also a com- 
ponent of a number of other indices, 
including the ISEQ 20, the FTSEurofirst 
300 and the S&P Europe 250. 

Litigation

.
arów S.A., had 
z

In December, we received notification 
from the Polish Office for Competition 
and Consumer Protection that, arising 
from an investigation into the Polish 
cement industry, it had concluded that 
seven companies, including CRH 
subsidiary Grupa O
been involved in anti-competitive 
practices. As a result, fines were 
levied, including a fine of PLN 104.97 
million (approximately €25.6 million) 
on Grupa O
the investigation are a matter of 
serious concern to CRH. The Group’s 
Code of Business Conduct sets clear 
standards for the conduct of its 
operations in the various territories in 
which the Group operates and 
expressly prohibits any anti-
competitive behaviour. We always 
. 
understood that Grupa Oz

.
arów. The conclusions of 
z

arów 

conducted an independent 
commercial policy, which has been 
verified by analysis undertaken, at the 
request of CRH, by leading Polish 
economic experts. We have appealed 
the conclusions of the investigation 
and the fine. 

Officer of Brown and Root Services. 
He brings valuable international 
experience to the Board and his 
appointment continues the process of 
Board renewal at a pace which is 
consistent with the maintenance of the 
Board’s teamwork and core values.

Corporate Governance

A statement setting out CRH’s key 
governance principles and practices is 
provided on pages 42 to 47. The 
Board and Management of CRH are 
committed to achieving the highest 
standards of Corporate Governance 
and ethical business conduct and are 
satisfied that appropriate systems of 
internal control are in place 
throughout the Group. 

From 2010, the Board has decided to 
present the Report on Directors’ 
Remuneration to shareholders for the 
purposes of an advisory vote. There is 
no legal obligation on the Company to 
do this and the outcome of the vote is 
not binding on the Company. The 
Board believes that such a resolution 
is good practice and is an 
acknowledgement of shareholders’ 
entitlement to have a ‘say on pay’.

Board and Senior Management

Terry Neill will retire from the Board at 
the conclusion of the Annual General 
Meeting on 5th May 2010. Terry has 
been a non-executive Director since 
2004 and Chairman of the 
Remuneration Committee since 2008. 
He has made a very significant 
contribution to the effectiveness of the 
Board and I wish to thank him for his 
valued advice and commitment to the 
interests of shareholders.

John Kennedy was co-opted to the 
Board on 24th June 2009 as a 
non-executive Director. John is 
Chairman of Wellstream Holdings plc, 
a UK listed company and during a  
30 year career in the international 
industrial and energy services related 
sectors he has served as Executive 
Vice President of Halliburton 
Company, President of Dresser 
Enterprises and Chief Operations 

As provided for in the Company’s 
Articles of Association, John Kennedy 
is proposed for election at the Annual 
General Meeting on 5th May 2010. 
Also in accordance with the Articles of 
Association and best practice in 
relation to the re-election of Directors, 
Utz-Hellmuth Felcht, Dan O’Connor 
and Liam O’Mahony will retire from 
the Board and seek re-election at the 
Annual General Meeting. I have 
conducted a formal evaluation of the 
performance of all Directors and can 
confirm that each of the Directors 
continues to perform effectively and to 
demonstrate commitment to the role. 
Notwithstanding Liam O’Mahony’s 
former service as an executive, the 
Board considers him to be 
independent. In forming this view, the 
Board has reviewed his performance 
in his capacity as a non-executive 
Director since January 2009. Based 
on this review, the Board is satisfied 
that Liam’s ability to exercise 
independent judgement, and to act in 
the best interests of the Group, is in 
no way compromised by his former 
service as an executive. I strongly 
recommend that John Kennedy, 
Utz-Hellmuth Felcht, Dan O’Connor 
and Liam O’Mahony be re-elected to 
the Board.

Angela Malone retired as Group 
Company Secretary during the year 
after 14 years in that role and I wish to 
thank her for her very significant 
contribution to the work of the Board 
over that time. She was replaced as 
Group Company Secretary by Neil 
Colgan and I wish Neil every success 
in that position.

The Board notes with regret the 
death, in November 2009, of Paddy 
Dempsey, a former executive Director 
of the Company. Paddy had a record 

Kieran McGowan
Chairman

of long and distinguished service and 
made a major contribution to CRH 
over that time.

Management and Staff

The performance of CRH during 
2009, particularly in relation to cost 
reduction, cash generation and overall 
operational excellence, demonstrated 
once again the strength, depth and 
resilience of our management and 
staff. There is a unique culture of 
performance and achievement 
throughout the Group and this will 
ensure that even in the current 
exceptionally difficult economic 
environment CRH has the capacity to 
deliver superior performance. On 
behalf of the Board, I thank Myles Lee 
and all CRH employees for their 
commitment to the success of the 
Group.

Conclusion

Management’s views on the outlook 
for 2010 are set out more 
comprehensively in the Chief 
Executive’s Review and the various 
Operations Reviews. The overall 
trading outlook for 2010 remains 
challenging given forecasts for a slow 
pace of recovery from the global 
recession and the lag effect for 
recovery in construction markets. 
Against the background of this 
environment, our attention and efforts 
will be focussed strongly on ensuring 
that our businesses are well 
positioned, through continuing cost 
reduction, cash generation and 
excellence in operational 
management, to deal with whatever 
trading circumstances may evolve.

Kieran McGowan
1st March 2010

CRH  13

 
 
 
The CRH team worldwide responded promptly in 2009 to the extremely 
difficult trading conditions and delivered strong cash generation in a 
difficult operating and financial environment. For 2010, management 
remains focussed on operational delivery while continuing to evaluate 
acquisition opportunities that offer compelling value and strategic fit. 

Myles Lee

Idaho Sand & Gravel Company paving  
a section of the scenic State Highway 55 
which follows the Payette River in Valley 
County, Idaho. This project included  
removal of 63,500 square metres of  
existing pavement, laying of 11,090 tonnes  
of asphalt, installation of 20 storm drain pipe 
crossings and required that single lane  
traffic be safely maintained during weekday 
construction on this busy tourist route.

14  CRH

Chief Executive’s Review

Earnings per share fell 58% to 
88.3c (2008: 210.2c adjusted for 
the March 2009 Rights Issue). 

Myles Lee
Chief Executive

Overview 

The extreme turbulence experienced 
in financial markets in the second half 
of 2008 took its toll on world 
economic activity in 2009, most 
particularly in Europe and the US. 
Construction activity in these regions 
was hard hit as residential and 
non-residential markets declined, with 
government-funded infrastructure 
investment only partially 
compensating. Against this backdrop, 
and despite significant ongoing cost 
reduction efforts, CRH suffered a 
significant profit decline.

Key aspects of our 2009 results 
include:

.

.

.

.

EBITDA for 2009 was €1,803 
million, in line with the guidance 
provided in the Trading Update 
Statement of 5th January 2010, 
representing a decline of 32% 
compared with €2,665 million in 
2008. EBITDA is stated after 
charging costs associated with the 
Group’s restructuring efforts of 
€205 million (2008: €62 million). 

Depreciation and amortisation 
costs amounted to €848 million 
(2008: €824 million) and include 
impairment charges of €41 million 
(2008: €14 million).

Operating profit fell 48% to €955 
million (2008: €1,841 million) after 
restructuring and impairment 
charges of €246 million (2008: €76 
million). Excluding these charges, 
operating profit fell 37%.

Profit before tax and impairment 
charges of €773 million was 53% 
below 2008 but ahead of the 
guidance of €750 million provided 
in the January 2010 Trading 
Update. After impairment charges 
of €41 million (2008: €14 million), 
profit before tax of €732 million 
showed a decline of 55% on 2008. 

.

.

.

.

.

Dividend per share of 62.5c 
showed a slight increase on the 
Rights-adjusted 2008 dividend of 
62.2c. 2009 represents CRH’s 26th 
consecutive year of dividend 
growth.

Significant working capital 
reduction together with capital 
expenditure restraint contributed to 
operating cash flow of €1.2 billion, 
double the 2008 level of €0.6 
billion. 

Net debt reduced to €3.7 billion 
(2008: €6.1 billion) reflecting strong 
operating cash flow and proceeds 
from the March 2009 Rights Issue 
which raised just over €1.2 billion 
net of expenses. 

With year-end net debt to EBITDA 
of 2.1 times and 2009 EBITDA/net 
interest of 6.1 times, CRH has one 
of the most flexible balance sheets 
in its sector.

My thanks to all the CRH team 
worldwide for responding promptly to 
the extremely difficult trading 
conditions and for delivering such 
strong cash generation in a difficult 
operating and financial environment. 

2009 Operations

Trading in the first half of 2009 proved 
extremely demanding with most 
markets impacted by weakening 
economic activity, not helped by the 
most severe first-quarter weather for 
many years in both Europe and North 
America. Reported sales for the first 
half of 2009 declined by 15% (21% 
excluding acquisition and exchange 
translation effects), EBITDA fell 41% 
and operating profit and profit before 

tax were down 66% and 82% 
respectively.

While conditions in the second half of 
2009 remained challenging, a robust 
performance by the Americas 
Materials Division combined with 
increasing benefits from cost 
reduction measures resulted in 
improvements in the rate of profit 
decline compared to the first half of 
the year despite second-half asset 
impairment charges. Second-half 
sales fell by 19% (18% excluding 
acquisition and translation effects), 
while EBITDA declined by 26% with 
operating profit down 37% and profit 
before tax 39% lower than the second 
half of 2008.

Europe Materials experienced sharp 
profit reductions in Ireland, Finland 
and Ukraine with 2009 cement 
volumes showing falls of between 
35% and 45% on 2008 levels. These 
factors combined with adverse 
translation effects due to weakness in 
the Polish Zloty and Ukrainian Hryvnia 
were the main factors influencing the 
reported 26% reduction in sales, 46% 
reduction in EBITDA and 59% 
reduction in operating profit.

Europe Products & Distribution was 
less affected in its core Eurozone 
markets with reported sales down 
12%, EBITDA down 25% and 
operating profit down 39%. RMI 
(repair maintenance and improvement) 
oriented Distribution operations 
proved more resilient than Products 
operations, where an improved 
performance from Clay activities was 
more than offset by lower profits in 
Concrete and Building Products 
businesses. 

CRH  15

 
Chief Executive’s Review continued

Americas Materials saw second-half 
benefits from infrastructure projects 
funded by the American Recovery and 
Reinvestment Act. However, with 
weaker residential and rapidly declining 
non-residential demand, overall 
aggregates volumes for the year fell 
23%, with asphalt down 15% and 
readymixed concrete lower by 32%. 
As a result reported US Dollar 
revenues fell by 19%. However, strong 
pricing and lower energy costs 
delivered an overall improvement in 
margins limiting the US Dollar EBITDA 
and US Dollar operating profit declines 
to 12% and 16% respectively.

Americas Products & Distribution, 
which relies heavily on residential and 
non-residential activity suffered 
severely. High-teen percentage sales 
declines in Architectural Products and 
Roofing & Siding Distribution were 
outweighed by more significant 
declines in other segments leaving 
overall US Dollar sales revenue 25% 
lower than in 2008. US Dollar EBITDA 
was 58% lower, while US Dollar 
operating profit fell 89% exacerbated 
by significant losses in MMI due to 
steel price erosion.

Throughout 2009 we continued the 
cost reduction efforts initiated in 2007 
and progressively implemented further 
cost and efficiency measures across 
the Group. Combined savings from 
these cost actions over the four  
years 2007 to 2010 are estimated  
at €1.65 billion. These measures are 
outlined in the Chief Operating Officer’s 
review on page 19.

2009 Rights Issue & Development

Maintenance of a strong balance 
sheet and a disciplined and rigorous 
approach to acquisition activity have 
always been core financial principles 
for CRH and this conservative 
approach to balance sheet 
management and development has 
ensured a solid ongoing financial 
position over the long term. In March 
2009, the Board decided it was 
appropriate to strengthen CRH’s 
financial flexibility to ensure that the 
Group could take advantage, in its 
traditional long-established disciplined 
manner, of an expected increased 
flow of development opportunities 
driven by deleveraging and portfolio 
rationalisation across the sector.  

The Rights Issue, on the basis of  
2 New Ordinary Shares for every  
7 existing Ordinary Shares at €8.40 
per New Ordinary Share, raised 
€1.238 billion net of expenses and 
was strongly supported by CRH’s 
broadly spread investor base. 

To date, the flow of acquisition 
opportunities arising has been lower 
than anticipated, as the mid-2009 
recovery in bond markets facilitated 
significant fundraising across the 
sector thereby alleviating short-term 
financial pressures for many 
participants. In addition, a greater 
than expected deterioration in industry 
trading conditions as 2009 
progressed was not matched by 
reductions in vendor expectations. 
Against this background the Group 
invested a total of €0.46 billion during 
2009 on 17 transactions. 

First-half expenditure included the 
purchase of a 26% associate stake in 
Yatai Cement, the leading cement 
manufacturer in northeastern China, 
plus six other acquisitions across the 
Group’s Materials and Distribution 
segments. Second-half spending of 

€0.18 billion principally comprised 
four important bolt-on transactions  
in our Americas Materials Division 
completed in November/December 
plus six smaller Materials transactions 
in Poland, China and the US.

For 2010, management remains 
focussed on operational delivery while 
continuing to evaluate acquisition 
opportunities that offer compelling 
value and strategic fit. CRH expects to 
see more acquisition opportunities as 
industry participants, both public and 
private, re-evaluate their portfolios and 
seek to restore flexibility to their 
balance sheets. 

2009 Organisation and People

As outlined in the 2008 Annual Report, 
the second half of 2008 and beginning 
of 2009 saw significant position 
changes at senior management level in 
CRH, all of which were filled from within 
the organisation. In very difficult circum- 
stances the new leaders have stepped 
up to their roles with energy and 
commitment ensuring the continued 
effective functioning of the senior team 
and indeed the wider organisation. 

On July 14th 2009, Van Neerbos 
Bouwmarkten celebrated the 
opening of its flagship DIY-store in 
Amsterdam. This new store, the 
largest Gamma store in the 
Netherlands, added 10,000m2 of 
selling-space, reinforcing CRH’s 
market-leading position with the 
GAMMA brand in the Netherlands. 
Over 8,000 people visited the store 
on its opening day and 
approximately 250,000 customers 
have visited the store since then.

16  CRH

Responding to the evolving market 
environment during 2009 has 
obviously required a substantial 
re-thinking of organisation structures 
and staffing levels with a consequent 
reduction in employment levels in all 
business segments. These reductions, 
while painful and regrettable, have 
been necessary to limit the impact on 
the Group of sharply lower levels of 
demand for our products. 

Corporate Social Responsibility 
(CSR)

A positive commitment to CSR is at 
the centre of CRH’s philosophy and 
management approach. Throughout 
the Group we strive to operate to best 
international practice in the areas of 
corporate governance, environment 
and climate change, health & safety 
and social performance. Our 
commitment in this regard is set out on 
page 10 of this Report and in the 
separate annual CSR Report which is 
available for download from our 
website, www.crh.com.

Once again in 2009, CRH was 
included in the Dow Jones World  

and STOXX Sustainability Indexes  
on the basis of a rigorous analysis  
of performance carried out by 
Sustainability Asset Management 
(SAM) of Zurich who have rated CRH 
as “Gold Class”. We are also a 
member of the FTSE4Good Index and 
have been rated amongst the world’s 
most highly ranked companies by 
GovernanceMetrics International (GMI) 
which focuses on performance in the 
area of corporate governance.

Strategy

CRH’s strategy continues to be 
focussed on the manufacture and 
distribution of building materials, with 
approximately 80% of our business in 
heavyside – cement, aggregates, 
asphalt, readymixed concrete and 
concrete products – and the 
remaining 20% split between lightside 
value-added building products and 
distribution. This mix provides a 
balanced exposure to residential/
non-residential/infrastructure 
end-uses and also to new build/RMI, 
each of which displays different 
cyclical characteristics in terms of 
timing, amplitude and duration.

In geographical terms CRH is 
balanced roughly 35% Western 
Europe/50% North America/15% 
Emerging Regions, the latter 
comprising significant operations in 
Eastern Europe built up over the last 
decade and more recently-established 
positions in Asia. 

With a challenging trading backdrop 
for many of our businesses over the 
past two years, management’s 
emphasis has been firmly 
concentrated on operational delivery 
and establishing a base from which to 
deliver a strong rebound in margins 
and earnings as markets stabilise and 
recover over the coming years. This 
was accompanied by a curtailment of 
development activity from mid-2008 
as the economic environment 
deteriorated and financial uncertainty 
spiked in the aftermath of the Autumn 
2008 financial crisis. However, 
value-enhancing acquisitions have 
been, and will continue to be, a core 
driver of CRH’s long-term 
development and with the re-
commencement of acquisition activity 
since mid-2009 we believe that CRH 
is well positioned to deliver an 
improving deal flow as industry 
valuations adjust and trading visibility 
improves. 

In addition to our development efforts 
we are continuing to re-evaluate 
elements of our existing portfolio 
which, given recent significant 
changes in the economic 
environment, may no longer offer the 
opportunities for growth and/or 
returns originally envisaged. 

2010 Outlook

We expect a difficult demand 
backdrop through much of 2010 with 
continuing declines in non-residential 
activity across our markets not helped 
by a poor start to the year as a result 
of prolonged severe weather in 
Europe and North America during 
January and February.

In Europe, concerns remain relating to 
fiscal deficits in a number of countries, 
although some markets have proved 
resilient. In Poland, which has 
weathered the economic downturn 
better than many other European 
countries, our operations are 
well-placed to benefit from 

infrastructure-driven growth in 2010. 
In the United States, recent data 
releases on residential construction 
activity have been below expectations 
and the likely timing of recovery in US 
residential activity remains unclear. On 
infrastructure, the extension of the 
SAFETEA-LU Federal Highway 
funding programme is currently the 
subject of intense debate in the US 
Senate and House of Representatives 
with progress anticipated over the 
next 10 days. Recent euro-weakness 
and the relative strengthening of the 
Polish Zloty and US Dollar compared 
with 2009 will, if maintained, be 
beneficial in 2010.

The significant adjustments to our 
cost base achieved over the past 
three years and our ongoing 
restructuring measures, together with 
our substantial balance sheet 
capacity, have strengthened the 
Group operationally and position CRH 
well to respond to upside demand 
developments and to avail of 
value-enhancing acquisition 
opportunities as these arise across 
our markets.

Myles Lee
1st March 2010

CRH  17

 
Ibstock Brick’s Ashdown and 
Ellistown plants supplied over 
150,000 Bexhill Red and 7,000 
Arden Red bricks to this new 
retirement home at Halebarns, 
Cheshire, UK. These natural clay  
bricks were chosen to enhance  
the Victorian and Edwardian 
references in the design of  
the building.

18  CRH

Group Operations

The global economic crisis of 2008 and 2009 
that destabilised markets, reduced consumer 
confidence and tightened credit around the 
world, impacted almost every company in 
Europe and North America and CRH was no 
exception. Our results reflect the weakest 
economic environment in over half a century. 
To mitigate the impact of these conditions, 
we acted aggressively to manage our 
operations, focussing on action items that 
were directly within our control.

Albert Manifold
Chief Operating Officer

Cost Reduction

As markets declined we were quick to remove excess capacity from our manufacturing and 
distribution networks and we scaled our operations to market demand. We were proactive in cutting 
costs and continued with the implementation of cost reduction programmes that are expected to 
produce more than €1.65 billion of savings in the four years to 2010, of which approximately  
€0.85 billion was realised in 2009. Some 40% of the gross savings of €1.65 billion is estimated to be 
permanent in nature.

Restructuring costs of €205 million to implement these programmes have been expensed in 2009 
and we anticipate a further €45 million of implementation costs in 2010. Incremental savings in 2010, 
after implementation costs, are estimated at €260 million. These initiatives have regrettably 
necessitated a reduction in staffing levels as we structure our operations to the new market demand 
environment.

Operational Excellence

Commitment to operational excellence has been a core value of CRH for forty years. In these 
challenging times, we continue to focus across the Group on initiatives that maximise our operational 
effectiveness and eliminate inefficiencies. We will continue to concentrate on setting key performance 
indicators for the operational elements within our control that contribute most to our performance. In 
this way, we aim to manage our costs and improve CRH’s competitive positions.

Safety

Our commitment to safety is unwavering. In 2009, our operations continued to improve their overall 
safety performance with record results achieved on the key safety metrics. However, there were 
regrettably eight fatalities in Group subsidiary companies during the year. We have, therefore, 
launched a specific CEO-led plan to eliminate fatalities. This plan was rolled-out across all locations in 
2009 and is being implemented and monitored with the highest level of commitment from 
management at all levels. Safety remains a key priority for the Group and will continue to receive 
strong focus and attention at all operating locations.

Overall

We have, in 2009, shown our willingness to make difficult decisions and to react rapidly to changing 
trading conditions. For 2010, we continue to focus on the essentials of managing through these 
difficult times, scaling our operations to the market, managing our capacity and controlling our costs. 
We are concentrating on the elements within our control that contribute the most to our performance, 
including customer satisfaction and operational excellence. The challenges we face today are 
significant – but so too are our strengths. Over the medium term, we look forward to accelerating our 
growth and to building our leadership in low-cost efficient operations, employee development and 
customer service.

CRH  19

 
Significant energy efficiencies, clinker 
factor improvements and emissions 
reductions are being achieved following  
the commissioning of the new €200 million 
Kiln 3 production line at Irish Cement’s 
Platin Works in Ireland. Lower carbon  
CEM II cements now account for over  
80% of the company’s product portfolio.

20  CRH

Europe Materials

Operations Review

Europe Materials experienced very 
challenging trading conditions in 
almost all markets in 2009. The 
financial crisis severely impacted 
investment in new housing and private 
non-residential building. Government-
funded infrastructure and public 
building reduced this impact 
somewhat. 

Henry Morris 
Managing Director
Europe Materials

The financial crisis created very difficult market conditions for Europe 
Materials leading to significantly reduced volumes and a drop in margins.

In response, initiatives launched to cut costs and reduce capacity during 
2008 were intensified and helped mitigate the impact on profitability.

A curtailment of capital expenditure, together with a reduction in working 
capital, resulted in a strong cashflow performance for the year.

Results

€ million 

% of
Group 

2009 

2008 

Change  Organic  Acquisitions  Restructuring  Impairments  Exchange

Analysis of Change

Sales Revenue 

16% 

2,749 

3,696 

EBITDA* 

Operating Profit* 

24% 

27% 

434 

257 

(947) 

(372) 

(783) 

(263) 

806 

631 

(374) 

(260) 

Average Net Assets 

3,312 

3,173

EBITDA Margin 

  15.8% 

21.8%

Operating Profit Margin 

9.3% 

17.1%

* EBITDA and Operating Profit exclude profit on disposal 
   of non-current assets

53 

14 

10 

– 

(56) 

(56) 

– 

– 

(9) 

(217)

(67)

(59)

CRH  21

 
 
 
 
Europe Materials continued

Ireland

Construction activity in Ireland fell 
steeply during the year and cement 
volumes were down 45% on 2008 
levels. Following the market 
contraction experienced in 2008, the 
residential and commercial sectors 
reduced further, reflecting the overall 
weakness in the wider economy, while 
the agriculture and infrastructure 
sectors, which remained resilient in 
2009, weakened as the year 
progressed. Additional cost-reduction 
programmes were implemented 
across all the Irish businesses to 
reduce capacity with consequent 
one-off rationalisation costs. The 
decline in sales volumes and the 
impact of the significant rationalisation 
costs resulted in lower margins and 
an operating loss after €6 million asset 
impairment charges and €58 million 
restructuring costs.

Benelux 

Cementbouw, our cement trading, 
readymixed concrete and aggregates 
business, faced a difficult second half 
of the year in which volumes declined. 

While cost reductions and lower fuel 
prices limited the impact of lower 
volumes, overall operating profit 
declined.

Central and Eastern Europe

The Polish economy continued to 
expand with modest 1.5% GDP 
growth in 2009. Interest rates were 
reduced to 3.5% as inflation 
weakened in the second half of the 
year but unemployment increased. 
Construction activity in the first half 
was impacted by a more severe 
winter than in previous years and by 
the uncertainty in international 
financial markets. Activity in the 
second half improved, especially in 
infrastructure, and volumes were 
broadly in line with 2008 levels. 
Overall for the year, cement volumes 
were down 10% and volumes of 
products such as walling and 
readymixed concrete to the weaker 
residential and commercial segments 
were also down. This reflects weaker 
residential, commercial and industrial 
construction markets offset by 

increased public spend on 
infrastructure and civil engineering. 
However, with stiff competition in all 
product areas, margins were under 
pressure. While this was somewhat 
offset by significant cost savings 
initiatives, overall operating profit 
declined.

In Ukraine GDP fell by 14% in 2009 
and consequently construction 
volumes contracted significantly in the 
first half. Our cement sales volumes 
stabilised somewhat at a lower level in 
the second half to finish the year 35% 
below the record 2008 levels. While 
operating profit for the year was well 
below 2008, stable pricing and 
significant cost savings, particularly in 
the area of fuel, resulted in a reasonable 
performance in a difficult year.

Finland and the Baltics

and is expected to increase further 
during 2010. Overall construction 
output in Finland declined by about 
15%. Reductions of almost one third 
were seen in the new residential and 
new non-residential sectors which are 
important drivers for cement demand 
and which contributed to our cement 
volumes in Finland being 40% lower 
than in 2008. Central government 
finances are stable however, and a 
fiscal stimulus package which 
focussed on residential and 
infrastructure construction helped to 
mitigate somewhat the volume 
declines. A wide range of cost-
reduction initiatives, including 
extensive production shutdowns and 
layoffs, were implemented across all 
businesses and price increases were 
applied to recover higher energy  
input costs. 

Economic output in Finland declined 
by 7.8% in 2009 as the international 
downturn negatively impacted on the 
export-led industrial base. Unemploy-
ment reached almost 9% by year-end, 

Our operations in the Baltic States  
of Estonia and Latvia, and in  
St. Petersburg in Russia, suffered  
an unprecedented contraction in 
volumes. In response, significant 

Northeast 
China

Andhra Pradesh 
India

22  CRH

operating adjustments were 
implemented including the temporary 
suspension of some business lines 
until such time as trading conditions 
improve. 

Overall operating profit declined 
compared with 2008.

Switzerland

GDP declined by 3.4% in 2009, 
exports dropped by 12.5% but private 
consumption remained stable. 
Construction output rose by 3.3%, 
the highest growth since 2004.  
Civil engineering, supported by the 
national stimulus programme, grew  
by 8.8% and residential construction 
was up by 2.3%. Industrial 
construction activity declined.  
Lower fuel costs partly due to high 
usage of alternative fuels, together 
with increased volumes in our cement 
business and better margins in our 
downstream readymixed concrete 
and aggregates business, led to  
a profit outcome ahead of 2008.

Market leadership
positions

Cement
Top 10 Western Europe 
No.1  Finland, Ireland
No.2  Portugal, Switzerland
No.3  Poland, Ukraine, Tunisia (49%)*
No.1  Aegean region, Turkey (50%)*
No.1  Northeast China (26%)*
No.2  Andhra Pradesh, India (50%)*

Aggregates
No.1  Finland, Ireland

Asphalt
No.1  Ireland

Readymixed Concrete
No.1  Finland, Ireland
No.2  Portugal, Switzerland

Agricultural & Chemical Lime
No.1  Ireland
No.2  Poland

Iberia

Spanish construction activity 
continued its decline in 2009, falling 
by about 20%. Residential and 
non-residential building fell steeply, 
only partly compensated by 
infrastructure spend, resulting in a 
lower profit outcome.

The Portuguese economy declined by 
2.7% in 2009; however construction 
fell by about 7% with the residential 
sector registering the largest decline. 
Our Secil joint venture, with three 
cement plants in Portugal, suffered 
from reduced domestic demand but 
increased its export volumes albeit at 
lower prices. While Secil enjoyed a 
good performance in its activities 
outside Portugal due to favourable 
demand and pricing coupled with 
lower fuel costs, operating profit 
overall was down on 2008.

Eastern Mediterranean

As expected, the Turkish economy 
and domestic Turkish construction 
activity continued to contract in 2009. 
Strong export demand however 
helped selling prices in the Aegean 
region to stabilise in the second half of 
the year and the implementation of 
strong cost-control measures and 
improved operating efficiencies helped 
partly to offset the downturn in 
domestic demand. Overall operating 
profit was lower than 2008.

China

Our Chinese operations performed 
well in 2009 with cement volumes in 
northeast China increasing by 12% 
due to strong demand from 
infrastructure projects which were 
funded by the government stimulus 
programme. This increased demand 
created a favourable pricing 
environment that enabled our 
wholly-owned Sanling Cement to 
improve on prior year’s performance; 
our new associate Yatai Cement, in 
which CRH has a 26% share, 
exceeded expectations and reached 
record volumes.

Concrete Products
No.1  blocks and rooftiles, Ireland

India

* CRH share

My Home Industries Limited (MHIL), 
our 50% cement joint venture in the 
Andhra Pradesh region of southern 
India, had a strong performance in the 
first half of 2009 which benefited from 

strong government investment in 
housing and infrastructure. However, 
following the national elections, 
market conditions weakened in the 
second half with newly-commissioned 
cement capacity putting pressure on 
volumes and prices across our market. 
This resulted in operating profit for the 
year broadly in line with 2008. The 
new grinding plant near Vishakapatnam 
in eastern Andhra Pradesh was 
commissioned in August 2009.

Outlook

Further declines in construction 
activity in Ireland are anticipated in 
2010. Lower consumer confidence, 
continuing restricted credit availability, 
unsold building stock and supply 
overcapacity will continue to put 
further pressure on volumes and 
margins.

Polish GDP is forecast to grow by 
between 1.5% and 2% in 2010, 
however unemployment is expected 
to continue to increase. Inflation levels 
are expected to continue to decline 
and interest rates are likely to remain 
low. An increase in overall 
construction activity is expected, 
supported by a significant increase in 
infrastructure contracts awarded and 
a number of sports and stadium 
projects required for the European 
Football Championships in 2012. 

In Ukraine, construction activity is 
forecast to increase modestly in 2010 
resulting in improved volumes of 
cement. This together with continued 
focus on cost efficiencies should 
deliver improved margins.

Construction demand in Finland is set 
to fall further by a mid single-digit 
percentage in 2010, with continued 
weak levels of activity in non-residential 
construction partially offset by 
improving residential construction and 
relatively stable infrastructure volumes. 

Switzerland is expected to stabilise at 
current levels. Both residential 
construction and infrastructure will 
continue to grow and are expected to 
compensate for a decline in 
non-residential activity.

In Portugal, the outlook remains 
challenging with a further decline in 
residential activity likely to be offset by 
increased infrastructural activity. Cost 
efficiencies and improved use of 

alternative fuels should help maintain 
margins, but export markets are 
expected to be more challenging.

Turkish GDP is forecast to grow by 
2.5% in 2010 and domestic 
construction activity is expected to 
increase at a similar rate. The positive 
trends experienced during the second 
half of 2009 are forecast to continue 
into 2010 although cement exports 
are likely to face stiff competition.

Cement demand is expected to grow 
strongly in northeast China due to the 
continuing Government stimulus 
package and an improving residential 
market. We anticipate further margin 
improvement at our Sanling Cement 
business. The ongoing investment 
programme with Yatai Cement, 
together with a full year’s contribution 
from new acquisitions, will bring Yatai 
Cement’s total cement capacity to  
21 million tonnes.

In India, we expect growth in demand 
in the Andhra Pradesh region to 
recover during 2010 and this should 
ease the pressure resulting from 
additional supply capacity. A full year 
contribution from MHIL’s new grinding 
plant is expected to add to sales 
growth and performance.

Overall we anticipate more stable 
markets for Europe Materials’ 
products in 2010 and we expect to 
benefit from lower energy prices and 
cost reductions in our operations. 
Industry capacity reductions and some 
increase in demand later in the year 
should be supportive to margins. 
However, the year has commenced 
with severe weather in many markets 
and the extent to which this will impact 
on demand and pricing levels for the 
year as a whole remains uncertain. 

CRH  23

 
Our Stradal concrete products business 
in France supplied 33 standard Beryl 
poles (reversed cylinder-cone shaped), 
95 anti-parking bollards and a fountain 
bollard, all designed in black quartz, 
which were erected in Caveirac, France, 
during the creation of a new roundabout. 

24  CRH

Europe Products & Distribution

Operations Review

Throughout 2009, tough markets across all 
sectors where our businesses operate resulted 
in a decline in operating profit. The management 
team responded vigorously to the challenge 
taking radical and effective action to mitigate 
these effects. We continue to focus on 
commercial initiatives, cost reduction and 
performance improvement plans across all  
our businesses. 

Máirtín Clarke
Managing Director 
Europe Products & Distribution

The squeeze on credit and falling consumer confidence hit the housing sector across 
all regions. Non-residential activity also declined. The repair, maintenance and 
improvement sectors were more resilient. Overall, the Division saw sales decrease by 
12%, EBITDA decline by 25% and operating profit decline 39%.

With few exceptions our businesses experienced volume and price pressure. Towards 
year-end some improvement in UK brick deliveries was evident. While some degree of 
stability has returned to markets in Europe, we expect trading in 2010 to be 
challenging.

The Division carried on from 2008 with the implementation of significant cost 
reduction actions. Capital expenditure was again cut back and tighter working capital 
management yielded a very positive outcome on cash flow. Our focus continued on 
defending margins and conserving cash throughout our businesses.

Results

€ million 

% of
Group 

2009 

2008 

Change  Organic  Acquisitions  Restructuring  Impairments  Exchange

Analysis of Change

Sales Revenue 

38% 

6,635 

7,498 

(1,062) 

191 

EBITDA* 

Operating Profit* 

27% 

26% 

487 

253 

650 

(137) 

418 

(165) 

(129) 

16 

10 

(863) 

(163) 

Average Net Assets 

3,877 

4,096

EBITDA Margin 

7.3% 

8.7%

Operating Profit Margin 

3.8% 

5.6%

* EBITDA and Operating Profit exclude profit on disposal 
   of non-current assets

– 

(29) 

(29) 

– 

– 

(7) 

8

(13)

(10)

CRH  25

 
 
 
 
 
Europe Products & Distribution continued

Concrete Products

This group manufactures concrete 
products for two principal end-uses: 
pavers, tiles and blocks for 
architectural use, and floor and wall 
elements, beams and vaults for 
structural use. In addition, sand lime 
bricks are produced for the 
residential market. Our businesses 
experienced difficult market 
circumstances, mainly in residential-
related markets and increasingly, as 
the year progressed, in the non-
residential sector. Good progress in 
public sector niche markets in France 
and the Netherlands was outweighed 
by major weaknesses in Denmark 
and Eastern Europe.

Architectural
Architectural operations faced 
difficult conditions in most markets 
and performed below 2008. Our 
Belgian, French and Danish paver 
and tile businesses suffered from 
weak residential markets and falling 
consumer confidence. Results in  
our Dutch and German operations 
improved driven by targeted 

commercial initiatives. After a strong 
performance in 2008 the Slovakian 
market weakened considerably. In 
response to the continuing difficult 
market conditions, further factory 
closures in Belgium, France, the UK 
and Germany were made and 
overhead costs were reduced 
significantly. 

Structural
Our structural concrete operations 
delivered operating profit well below 
2008. The businesses were severely 
impacted by difficult conditions in 
residential markets and declining 
non-residential activity. Our Belgian 
business supplying the industrial and 
farming sector delivered strong 
results. Due to major restructuring 
initiatives taken at our Dutch and 
Swiss businesses in 2008, results in 
these operations were ahead in 2009. 
The programme of factory closures 
and general cost reduction continued 
in 2009 especially in Denmark, 
Belgium and Hungary where volumes 
and prices remained weak.

Clay Products

Building Products

The Clay Products group principally 
produces clay-facing bricks, pavers, 
blocks and roof tiles and operates in 
the UK, the Netherlands, Germany, 
Poland and Belgium and also 
supplies various export markets.  
For the year as a whole, volumes in 
the UK brick industry declined 
considerably although some upturn 
was visible in the last quarter. 
Following the major reorganisation 
plans implemented in 2008, 
additional factory closures and 
production shutdowns took place. 
The benefits from these measures 
coupled with strong product 
innovation resulted in an operating 
profit outcome well ahead of 2008.  
In Mainland Europe, lower volumes 
and energy price increases led to 
lower operating profit despite good  
progress and benefits from the  
new country-based organisation 
serving two operating regions,  
Central Europe and Eastern  
Europe.

The Building Products group is active 
in lightside building materials and is 
organised in three business areas: 
Construction Accessories, Building 
Envelope Products and Insulation 
Products. Market conditions in 2009 
deteriorated with the non-residential 
sector slowing significantly. With 
volumes declining, the operating profit 
outcome was lower than in 2008 
despite relatively robust pricing.

Construction Accessories
This business unit is the market leader 
in construction accessories in 
Western Europe. Falling demand, 
especially in the non-residential 
sector, offset somewhat by new 
innovative products brought to 
market, resulted in lower operating 
profit. Our UK business acquired in 
2008 exceeded our expectations 
aided by strong export figures. The 
main focus is on realising greater 
commercial synergies and back-office 
cost reduction through a more 
integrated organisational structure. 

Market leadership 
positions

Architectural Concrete
No.1 paving products: Benelux,

France, Slovakia

No.1 paving/landscape walling:

Germany

No.1 architectural masonry: UK
No.2 paving products: Denmark

Structural Concrete Products
No.1 precast flooring: Benelux
No.1 precast architectural concrete:

Denmark

No.1 utility precast: France
No.1 precast structural elements: 
Hungary, Switzerland

No.1 concrete fencing and lintels: UK

Clay Products
No.1 facing bricks: UK
No.2 facing bricks, pavers & blocks: 

Europe 

Insulation Products
No.1 EPS: Ireland, Netherlands, 
Poland, Nordic region
No.1 (joint) XPS: Germany (50%)*  
No.1 XPE: Germany
No.1 PUR/PIR: Netherlands

26  CRH

 
 
 
 
 
 
Building Envelope Products
These operations specialise in 
systems and products for entrance 
and climate control solutions, and are 
mainly active in non-residential 
construction focussing on the growing 
RMI, safety and comfort market 
segment. Volumes at our Entrance 
Control operations in fencing, security 
and access systems were lower than 
2008. Our Rooflight & Ventilation 
business, which specialises in climate 
control, suffered a decline in activity 
although pricing remained generally 
robust. Sales to the industrial sector 
continued in line with 2008. The  
Roller Shutters business turned in a 
satisfactory performance being only 
marginally behind 2008 due to 
successful new product launches and 
tighter cost control. As part of our 
annual strategic review of businesses 
we have decided to exit climate 
control activities and concentrate on 
the more focussed Fencing, Security 
and Shutters businesses that, for the 
future, offer us greater market 
leadership potential in Europe. 

Construction Accessories
No.1 Western Europe

Fencing & Security
No.1 security fencing and perimeter  

protection: Europe

Rooflight & Ventilation
No.1 (joint) glass structures, plastic

rooflights, natural ventilation and
smoke exhaust systems: Europe

Builders Merchants
No.1 Austria, Netherlands, Switzerland,  

France: Burgundy, Rhône-Alps  
and Franche-Comté,
Germany: Sachsen-Anwalt,  
Niedersachsen,  northern Nord  
Rhein Westfalen

No.2 Ile-de-France

DIY Stores
No.1 Netherlands, No.2 Belgium

Member of Gamma franchise

No.5 Germany (48%)*

Member of Hagebau franchise

No.2 (joint) Portugal (50%)*

* CRH share

Insulation Products
Our Insulation business manufactures 
a variety of high quality foam products 
for use in the residential, non-
residential and industrial buildings 
sectors. The decline in residential 
markets, across Europe, and price 
pressure in Eastern Europe were the 
main reasons for lower operating 
profit, although these effects were 
tempered by strong demand for RMI 
products driven by ongoing European 
legislation for energy efficiency. 
Following rigorous strategic analysis 
we have decided to exit the Insulation 
sector as we no longer see a route to 
becoming a pan-European leader in 
this sector.

Distribution

Trading conditions for our distribution 
businesses continued to be very 
difficult in 2009 with the residential 
sectors across all our markets 
showing various degrees of decline. 
Price discipline and tight management 
in purchasing resulted in gross 
margins in line with 2008. However, 
operating profit declined 29%. The 
principal focus is on further cost 
reduction at overhead level, improved 
category management and greater 
benefits from operational excellence 
by leveraging our economies of scale.

Professional Builders Merchants
With 479 locations in six countries, 
Professional Builders Merchants has 
strong market positions in all its 
regions. Benelux: Markets were weak 
in 2009 and this resulted in lower 
sales and operating profit compared 
with 2008. France: All regions 
experienced a slowdown and further 
restructuring costs resulted in 
operating profit well down on 2008. 
Trading results at our associate Trialis 
(in which we acquired a 34.8% 
shareholding in July 2008) were below 
expectations as its markets in the 
southwest of France proved to be 
very difficult. Switzerland: Compared 
with other Western European 
construction markets, the Swiss 
market was less impacted. However 
the combination of lower volumes in 
heavyside materials and additional 
restructuring costs resulted in a lower 
operating profit outcome versus 2008. 
Austria: Despite slowing sales from a 
weaker residential market, our 

initiatives to improve gross margin  
and reduce overheads contributed  
to an increase in operating profit. 
Germany: Bauking, in which we have 
a 48% joint-venture stake, operates 
primarily in northwest Germany. Sales 
in this region suffered and despite a 
small increase in gross margin and 
relentless cost control, like-for-like 
operating profit was down. Our 
Sanitary, Heating and Plumbing 
(SHAP) business in Germany, 
acquired in 2008, is a leading player  
in the northwest part of the country. 
Benefiting from a robust demand for 
heating equipment, performance was 
in line with expectations. We see this 
business as a platform for further 
SHAP growth in Germany. 

DIY
The DIY Europe platform has activities 
in five countries with 241 stores  
under five different brands: Gamma  
(the Netherlands and Belgium),  
Karwei (the Netherlands), Hagebau 
(Germany), Maxmat (Portugal) and  
Jelf BricoHouse (Spain).  
The Netherlands: Despite a sharp 
decrease in consumer confidence, 
sales and operating profit in the first 
half of 2009 were relatively robust but 
thereafter demand declined further 
especially in the fourth quarter, with 
full-year operating profit lower than 
2008. Increased competition and 
promotional campaigns had a 
negative impact on margins; however, 
this was mitigated by efficient store 
operations, tight cost control and 
sharp franchise formula management. 
Belgium: Gamma Belgium with 19 
locations had lower sales and 
operating profit mainly due to weaker 
consumer confidence and demand. 
Germany: Bauking operates 51 DIY 
stores under the brand name 
Hagebau. Although Bauking managed 
to keep costs under tight control, 
operating profit declined in a very 
competitive market. Portugal: The 
economic environment continued to 
be difficult and operating profit was 
down on 2008. Spain: We entered the 
Spanish DIY market in May 2007 in 
the Alicante/Valencia region. Market 
circumstances have been very 
challenging and results, while below 
expectations, were broadly in line with 
2008.

Outlook

The markets for our businesses will 
continue to be difficult in 2010.  
With the exception of the UK, the 
residential sector will be challenging 
especially in the Netherlands. The 
non-residential sector is expected to 
weaken further. Public sector 
investments in France and 
Government infrastructure initiatives  
in the Netherlands should provide 
some upturn in related concrete and 
distribution businesses. The RMI 
sector is expected to decline but at a 
slower pace than the new building 
sector. With the exception of Poland, 
Eastern Europe market conditions will 
be very demanding. The effects of our 
comprehensive cost-reduction 
programme initiated in late 2007 will 
be continued through into 2010. More 
benign energy prices should provide 
some relief on the cost side.

CRH  27

 
 
 
 
 
 
 
 
 
 
 
Pike Industries, laying 181,000 
tonnes of asphalt during the 
reconstruction of 23 miles of the 
I-295 highway in Maine, a project 
financed under the US Federal 
stimulus programme.

28  CRH

Americas Materials

Operations Review

Americas Materials faced a very challenging 
environment in 2009 with severe volume declines 
across all product lines. The benefit of lower 
energy costs along with aggressive actions to 
reduce fixed cost, improve operating efficiency 
and increase prices yielded higher operating 
margins. US Dollar sales revenue and operating 
profit declined 19% and 16% respectively, and 
the operating profit margin for the Division 
increased by 0.3 percentage points to 9.5%.

Mark Towe
Chief Executive Officer
The Americas

Doug Black
Chief Executive Officer
Americas Materials

The Federal stimulus bill provided some additional public projects for our asphalt and 
paving business, yet continued weakness in residential, commercial and state/local 
infrastructure construction resulted in volume declines of 23% in aggregates, 15% in 
asphalt, 32% in readymixed concrete, and a 14% drop in construction revenue.

Aggregates and readymixed concrete selling prices rose 6% and 3% respectively, 
while our asphalt operations saw prices decline 2% reflecting lower input costs.

Efforts that began in early 2008 to systematically execute commercial and operating 
best practices delivered excellent results in 2009. Coupled with aggressive fixed cost 
reductions, these fundamental changes are now ingrained in our culture and will yield 
more significant benefits as the economy strengthens.

Results

€ million 

% of
Group 

2009 

2008 

Change  Organic  Acquisitions  Restructuring  Impairments  Exchange

Sales Revenue 

25% 

4,280 

5,007 

(727) 

(1,024) 

EBITDA* 

Operating Profit* 

37% 

43% 

670 

407 

724 

462 

(54) 

(55) 

(87) 

(72) 

25 

5 

3 

– 

(11) 

(11) 

– 

– 

– 

272

39

25

Analysis of Change

Average Net Assets 

4,515 

4,379

EBITDA Margin 

  15.7% 

14.5%

Operating Profit Margin 

9.5% 

9.2%

* EBITDA and Operating Profit exclude profit on disposal 
   of non-current assets

CRH  29

 
 
 
 
Americas Materials continued

Overview

Americas Materials faced a very 
challenging environment in 2009 with 
an overall US Dollar revenue decline of 
19%. Residential construction 
remained weak at low levels of 
demand, while the non-residential 
sector experienced a severe decline 
from strong 2008 levels, reflecting 
continued tight credit and increasing 
unemployment. The Federal stimulus 
bill (American Recovery and 
Reinvestment Act ‘ARRA’) provided 
some additional public projects which 
had a positive impact primarily on the 
Division’s asphalt and paving 
business, but this was more than 
offset by lower state spending on 
infrastructure. Overall product 
volumes were down sharply and with 
minimal impact from acquisitions, 
aggregates volumes declined by 23%, 
asphalt was down 15% and 
readymixed concrete decreased 32% 
on 2008 levels.

In order to offset lost economies of 
scale associated with significantly 

lower volumes, the Division focussed 
on delivering high quality materials 
and service to customers and 
capturing maximum value for our 
products. As a result, aggregates and 
readymixed concrete selling prices 
rose 6% and 3% respectively, while 
our asphalt operations saw prices 
decline 2% reflecting lower input 
costs.

The price of energy used at our 
asphalt plants, consisting of fuel oil, 
recycled oil, electricity and natural 
gas, declined by 26%. Diesel and 
gasoline prices, which are important 
inputs to aggregates, readymixed 
concrete and paving operations, 
declined by 32% and 21% 
respectively versus the prior year. 
Liquid asphalt prices overall were 
14% lower in 2009, following a very 
volatile year in 2008. Additionally, in 
late 2008, we expanded our winter-fill 
capacity (which has historically been 
concentrated in the east and central 
United States) by adding storage in 

Utah, Washington and Idaho, thereby 
further reducing our exposure to the 
fluctuating cost of liquid asphalt. 

Across all business segments our 
teams focussed internally on 
implementing best operating practices 
and tracking real-time metrics to drive 
efficiency improvements while 
adjusting to significantly reduced 
levels of production. These efforts 
helped maintain and improve our 
product margins. Additionally, 
significant reductions were achieved 
in fixed costs as our local and regional 
organisations were restructured to 
match the smaller market. Overall 
operating profit margin for the Division 
was improved by 0.3 percentage 
points.

Following a slow start to the year, 
acquisition activity picked up in the 
second half and we ended 2009 with 
a total spend of US$231 million. Major 
transactions included Wheeler 
Companies in Texas, Hilty Quarries in 
Missouri, Burdick Paving in Utah and 

selected aggregates and asphalt 
assets in Missouri from Lafarge.

Wheeler Companies is a successful 
asphalt (six plants), readymixed 
concrete (eight plants) and paving 
company based in Austin, Texas and 
provides entry into the high-growth 
Austin market with opportunity for 
further vertical integration into 
aggregates. This acquisition 
represents a significant expansion of 
our current business in Texas which 
we have identified as an attractive 
growth platform.

Hilty is an excellent geographic and 
strategic fit with our existing 
operations in Missouri. This integrated 
aggregates and asphalt business 
operates eight quarries and has 
approximately 95 million tonnes of 
well-located, quality aggregates 
reserves. 

Burdick Paving is a well-run vertically 
integrated company in eastern Utah, 
operating five aggregates plants, three 

30  CRH

asphalt plants and paving operations. 
This represents a geographic 
expansion of our profitable Utah-
based operations into a steadily 
growing, natural resource rich region 
of the state.

The Lafarge assets in central and 
eastern Missouri provide 123 million 
tonnes of well-located reserves along 
the I-70 interstate between Kansas 
City and St. Louis.

In addition, the Division completed six 
other transactions adding another 162 
million tonnes of aggregates reserves.

Our operations are geographically 
organised, segmented into East and 
West sectors, each containing four 
divisions.

East

The Northeast division (ME, NH, VT, 
MA, RI, NY, NJ, CT) delivered a mixed 
performance. The Pike group 
capitalised on early ARRA bid lettings 
in Maine and New Hampshire and 

Market leadership 
positions

Aggregates
No.3 national producer

in United States

Asphalt
No.1 national producer

in United States

Readymixed Concrete
Top 5 in United States

delivered record operating profits with 
improved margins and solid asphalt 
volumes and construction revenues. 
Massachusetts and Upstate New York 
also moved operating profits ahead 
strongly with good overall infras-
tructure demand. The metropolitan 
New York operations suffered primarily 
from dramatic commercial activity 
declines while lower volumes and 
intense market competition continued 
in New Jersey. In Connecticut, 
continued softness in residential and 
commercial activity outweighed 
improvements in infrastructure 
construction activity. Overall the 
Northeast division operating profit was 
lower than the prior year.

The Mid-Atlantic division (PA, DE, VA, 
WV, KY, TN, NC, MA) suffered 
operating profit declines in 
Pennsylvania and Delaware as these 
markets continued to deteriorate. 
Operating profits in Virginia, West 
Virginia, Kentucky, Tennessee and 
North Carolina also fell off from 
excellent levels in 2008 due to volume 
declines. Aggressive pricing initiatives 
and cost reductions resulted in margin 
improvement throughout the 
Mid-Atlantic division, moderating the 
operating profit decline.

A strong stimulus programme in 
Michigan along with sound pricing 
initiatives, good bitumen purchasing 
and excellent cost controls in both 
Michigan and Ohio enabled our 
Central division to achieve improved 
profit margins. While volumes 
declined in line with the Materials 
Division averages, operating profit 
was within 15% of the record 2008 
outcome. 

The Southeast division (GA, AL, SC, 
FL) experienced another difficult year 
leading to a sharp fall in operating 
profit. Continued declines in the 
Florida residential and commercial 
markets negatively impacted the 
readymixed concrete operations 
acquired in late 2007 and our new 
cement joint venture (American 
Cement Company) which began 
production in June. Additionally, 
significant state budget deficits in 
both Florida and Alabama adversely 
affected highway lettings and 
consequently the volumes of asphalt 
and rail-transported aggregates in 
both states. 

West

The Southwest division (MS, TX, OK, 
AR, MO, KS, TN) was impacted by 
volume declines for all products and 
lower construction sales. However, 
margin increases in all product lines, 
coupled with aggressive fixed cost 
reductions, more than offset lower 
volumes and construction margins, 
leading to a good advance in overall 
operating profit.

In the Rocky Mountain/Midwest 
division (IA, SD, MT, WY, CO, NM, ID, 
MN, NE, IL), operating profit declined 
in 2009 due to weak demand and 
lower construction margins. Our 
Midwest businesses experienced 
good asphalt demand in Iowa from 
significant ARRA projects and 
achieved margin improvements from 
pricing and cost initiatives. However, 
these advances in the Midwest 
division were more than offset by 
reduced highway activity in 
Minnesota, Idaho and Montana, and 
overall operating profit was below the 
2008 level. 

In the Northwest division (ID, WA, 
OR), worsening economies in 
northern Idaho and Oregon impacted 
volumes and operating profits despite 
strong pricing and significant benefits 
from cost controls and restructuring.

The Staker Parson operations (UT, ID, 
AZ, NV) saw a significant decline in 
volumes reflecting a weakening 
economy in all regions. The continued 
slide in residential and commercial 
construction led to reduced demand 
for readymixed concrete and 
aggregates and drew additional 
competition to the highway 
construction business. Profit margins 
were maintained, but operating profit 
declined.

Outlook 

The ARRA Federal stimulus bill will 
provide increased construction activity 
in 2010, however there is much 
uncertainty concerning the 
reauthorisation of a long-term Federal 
highway bill and/or the passage of a 
second job stimulus bill. This 
uncertainty has caused many 
fiscally-challenged states to become 
even more cautious with their highway 
programmes. Overall, we would 
anticipate the combined Federal and 

state spending on highway 
construction in 2010 to be similar to 
2009. Residential activity should 
improve modestly from a low level, 
likely showing gains in the second half 
of 2010. The important non-residential 
sector will decline further in 2010 from 
weak 2009 levels due to continued 
tight credit, high vacancy rates and 
high unemployment.

Overall we expect ongoing product 
volumes and construction revenues to 
be flat in 2010. Margins in 
construction are expected to be lower 
due to increased competition and 
intense bidding for limited work, 
however product margins should 
improve with product price increases 
and cost-efficiency improvements. 
These efforts coupled with continued 
reductions in fixed overhead and 
contributions from 2009 acquisitions 
should result in a good advance in 
operating profit for Americas Materials 
in 2010.

CRH  31

 
 
 
 
The Omni Hotel in Fort Worth, Texas is a 
34-storey, 604-room luxury hotel featuring  
a unique structural design and style. 
Oldcastle Glass supplied Insulating Glass, 
Solar Control Glass, Low-E Glass and 
Silk-screened Glass to this landmark 
building.

32  CRH

Americas Products & Distribution

Operations Review

Americas Products experienced significant 
demand pressures in 2009, particularly in the 
important residential sector, and more 
significantly in the non-residential sector as 
the year progressed. Against this challenging 
backdrop and with particularly acute trading 
challenges in MMI, our Products businesses 
experienced a 91% decline in full-year US 
Dollar operating profit. Our Distribution business 
also experienced a sharp downturn in activity 
and operating profits were significantly lower.

Mark Towe
Chief Executive Officer
The Americas

Bill Sandbrook
Chief Executive Officer 
Americas Products & Distribution

Americas Products & Distribution experienced significant demand pressures in 2009 
with further declines in all of our markets. While there was some stabilisation of the 
residential market at historically low levels, non-residential continued to weaken 
throughout the year.

Regionally our operations in the West and Canada performed better relative to our 
southeastern and northeastern markets which were noticeably weaker than in 2008.

The continuing focus of management remains on internal cost reductions, delivering 
supply chain efficiencies and growing revenues through product innovation and 
providing systems solutions to the construction market. 

Results

€ million 

% of
Group 

2009 

2008 

Change  Organic  Acquisitions  Restructuring  Impairments  Exchange

Sales Revenue 

21% 

3,709 

4,686 

EBITDA* 

12% 

212 

485 

(977) 

(273) 

(1,234) 

(247) 

Operating Profit* 

4% 

38 

330 

(292) 

(247) 

29 

2 

1 

– 

(47) 

(47) 

– 

– 

(11) 

228

19

12

Analysis of Change

Average Net Assets 

2,477 

2,586

EBITDA Margin 

5.7% 

10.3%

Operating Profit Margin 

1.0% 

7.0%

* EBITDA and Operating Profit exclude profit on disposal 
   of non-current assets

CRH  33

 
 
 
 
 
Americas Products & Distribution continued

Overview

Americas Products & Distribution 
experienced significant demand 
pressures in 2009, with further 
declines in all of our markets, 
particularly the important residential 
sector, and more significantly in the 
non-residential sector as the year 
progressed. Against this challenging 
backdrop and with particularly acute 
trading challenges in MMI, our 
Products businesses experienced a 
full year US Dollar operating profit 
decline of 91%. Similarly, sales 
revenues in our Distribution business 
were significantly lower and operating 
profits declined, despite decisive 
action on cost reductions. Regionally, 
our Products & Distribution operations 
in the West and Canada performed 
relatively better, while our 
southeastern and northeastern 
operations continued to be noticeably 
weaker than in 2008. Focussed 
cost-reduction measures helped to 
mitigate somewhat the impact of 
sharp volume declines. Overall, the 
Division recorded a 25% decrease in 
US Dollar sales and an 89% decline in 

US Dollar operating profit. The 
continuing focus of management 
remains on delivering internal cost 
reductions and supply chain 
efficiencies. 

Architectural Products (APG) 

APG, with 239 locations in 38 states 
and two Canadian provinces, is the 
leading North American producer of 
concrete products for the commercial 
masonry, professional landscaping 
and consumer DIY markets. The 
group is also a regional leader in clay 
brick, dry-mixes, and lawn and 
garden products.

APG faced continued difficult trading 
conditions in 2009 due to further 
deterioration in the residential 
construction sector and accelerated 
declines in non-residential markets. 
The construction markets in eastern 
Canada were more robust than those 
in the US. The Homecenter (DIY/retail) 
channel, which accounts for 
approximately one-third of APG sales, 
remained resilient despite weak 
consumer sentiment and spending. 

Reflecting these factors, our United 
States masonry and brick divisions 
experienced considerable operating 
profit declines. In contrast, our 
Canadian masonry business 
performed well and our lawn and 
garden and dry-mix divisions delivered 
significant operating profit 
improvement. Extensive cost-
reduction actions and regional 
consolidations were completed 
across APG; however, they were only 
able to partially offset the negative 
external factors. Overall, APG 
recorded a decline in sales and a 
sharp decline in operating profit. 

Precast

The Precast group is a leading 
manufacturer of precast, prestressed 
and polymer concrete products, small 
plastic box enclosures and concrete 
pipe in North America. The group has 
76 locations in 25 states and the 
province of Québec.

Significantly lower levels of residential 
activity in 2009 again negatively 
affected demand for drainage 

products and plastic box enclosures 
nationwide. Activity in the non-
residential sector also decreased 
considerably, further impacting sales. 
This trend is expected to continue into 
2010, as poor business conditions 
and reduced access to credit weigh 
on demand. The group’s most steady 
work was in the infrastructure 
segment, but exposure to this 
segment is less significant. Overall 
volumes were down approximately 
33% from a relatively weak 2008. In 
spite of the harsh economic backdrop 
and an increasingly competitive 
market, margins were similar to 2008 
as a result of pricing initiatives, 
operational efficiencies, and 
second-half input cost declines. 
Overall operating profit was below 
2008 levels. Backlogs declined 
throughout 2009, but are showing 
signs of recovery in 2010. 
Management’s focus will be to 
continue internal improvement and 
cost-reduction measures ahead of the 
challenging market conditions that are 
expected to extend into 2010.

Alaska

Hawaii

Chile

Argentina

34  CRH

  
  
  
  
  
  
  
Glass

The Glass group is the market-leading 
supplier of Building Envelope Solutions 
for commercial, institutional and 
multi-storey residential construction, 
including custom-engineered curtain 
wall, custom-fabricated architectural 
glass, high-performance windows, 
architectural skylights, and storefronts 
and doors. With 79 locations in 23 
states and four Canadian provinces, 
the Glass group is the largest supplier 
of high-performance architectural 
glass and engineered aluminium 
glazing systems in North America.

In 2009, the architectural glass 
business experienced unprecedented 
declines in demand, as sales volumes 
decreased 24% compared to 2008. 
Pricing was intensely competitive in all 
North American markets and the 
group’s largest privately-held 
competitor filed for bankruptcy 
reorganisation in November. Also the 
group experienced competition from 
non-traditional sources as many 
smaller glass fabricators directed 

underutilised residential capacity to 
serving commercial markets. In this 
difficult trading environment, the Glass 
group focussed on building market 
share, tightening cost control  
and closing 11 operating locations  
to better balance capacity with 
depressed market demand.  
Operating profit fell steeply.

While the engineered products 
business experienced a 26% decline 
in sales compared to 2008, operating 
profit was near 2008 record levels due 
to a strong performance from our 
Canadian locations, favourable 
backlog pricing and lower aluminium 
costs. 2010 is expected to be a much 
more challenging year for the 
engineered products business as 
project backlog continues to decline.

MMI

MMI has 76 locations, 16 of which are 
manufacturing, across 29 states and 
a plant in Mexico. Although its fencing 
products are often used in residential 
applications, most of MMI’s products 
(construction accessories, welded 

Market leadership positions

Precast Concrete Products
No.1  in United States

Architectural Concrete Products
No.1  masonry, paving and patio in United States
No.1  paving and patio in Canada
No.2  packaged concrete mixes in United States
No.2  packaged lawn & garden products in United States

Clay Products
No.1  brick producer in northeast and midwest United States
No.1  rooftiles in Argentina
No.2  wall and floor tiles in Argentina
No.3  clay block producer in Argentina

Glass Fabrication
No.1  architectural glass fabrication in United States
Glazing Systems
No.1  engineered aluminium glazing systems in United States
Construction Accessories
No.2  in United States

Welded Wire Reinforcement
No.2  in United States

Fencing Products
No.2  manufacturer and distributor in United States

Distribution
No.4  roofing/siding distributor in United States
No.4  interior products distributor in United States

wire reinforcement and fencing 
products) are used in non-residential-
oriented projects, particularly in 
conjunction with the use of concrete.

The accelerating decline in non-
residential construction activity led to 
a 40% decrease in MMI’s sales from 
2008 levels. The combination of 
high-priced steel inventory, lower 
sales volumes, and dramatically falling 
sales prices contributed to a 
significant operating loss for the year. 
Management modified its steel 
purchasing strategy to reduce future 
volatility and reacted to declining 
volumes by instituting extensive 
cost-reduction measures across all 
businesses and scaling back the size 
of its distribution network. 

Distribution

Oldcastle Distribution, trading 
primarily as Allied Building Products 
(“Allied”), has 184 branches focussed 
on major metropolitan areas in 31 
states. It comprises two divisions which 
supply contractor groups specialising in 
Exterior (roofing and siding) and Interior 
(wallboard, steel studs and acoustical 
ceiling systems) Products. 

Exterior Products is the group’s 
traditional business and Allied is one 
of the top four distributors in this 
segment in the United States. 
Demand is largely influenced by 
residential and commercial 
replacement activity with the key 
products having an average life span 
of roughly 25 years. This repair, 
maintenance and improvement 
aspect provides a solid underpinning 
of baseline roofing demand. 

The Interior Products division, being 
relatively immune to weather, has low 
exposure to replacement activity and 
demand is therefore largely 
dependent on the new commercial 
construction market. Allied is the 
fourth largest Interior Products 
distributor in the United States.

Both segments of the business 
declined greatly in 2009, roughly in 
proportion to the overall market. In the 
Exterior Products business, overall US 
asphalt roofing shingle shipments 
were down 15% in 2009, a level of 
decline that was somewhat offset by 
storm activity in a number of regions. 
Allied did not specifically benefit from 

these storms, but outperformed 
competitors in its market areas. For 
the Interior Products business, 
gypsum wallboard shipments are a 
barometer of activity and these 
declined by about 7 billion square feet 
or 28% in 2009, comparable with a 
decline of 31% in Allied’s Interior 
Products sales. 

Acquisition activity for Americas 
Distribution was limited to the addition 
of one small interior products 
distributor in Salt Lake City.

South America 

The South American group faced 
difficult economic conditions in 2009, 
particularly in Argentina, and 
management focussed on initiating 
significant cost-reduction 
programmes. Operating profit from 
our Argentine ceramic tile and glass 
businesses was at break-even for the 
year. The start-up of a greenfield floor 
and wall tile manufacturing facility in 
Cordoba was completed in October.

Our Chilean glass business 
experienced a more moderate decline 
in operating profit. The Santiago-
based distribution business acquired 
in early 2008 was negatively impacted 
by the adverse economic conditions 
and operating profit declined.

Outlook

While there are signs that the overall 
US economy appears to have 
stabilised, the growth outlook remains 
weak. Homebuilding appears set to 
make a slightly positive contribution in 
the second half of the year. Further 
declines are however expected in 
non-residential construction due to 
continuing stresses in financial and 
credit markets. While residential repair, 
maintenance and improvement 
activity is historically less cyclical, 
constrained consumer spending 
because of high unemployment, 
sluggish income growth and declines 
in household wealth will translate into 
weak private domestic demand. 
Against this backdrop, our businesses 
will continue to focus on new and 
ongoing cost-reduction initiatives and 
the generation of strong cash flow, as 
we leverage further the benefits of our 
extensive location network and the 
Divisions’ product diversity and broad 
sectoral exposure.

CRH  35

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Finance Review

CRH continued to generate strong cash flow in 2009.  
Our excellent working capital management and pragmatic 
approach to capital expenditure, together with the proceeds  
of €1.24 billion from the March 2009 Rights Issue, resulted  
in a reduction of €2.4 billion of debt. Our debt maturity profile 
and credit ratios are among the best in the sector, leaving  
us with substantial financial flexibility.

Glenn Culpepper
Finance Director

General

With continued weakness in the 
financial, economic and business 
climate worldwide in 2009, and 
significant declines in construction 
activity in the Group’s major markets, 
management’s focus during the year 
remained firmly concentrated on cost 
reduction and operational initiatives. 

Sales revenues for 2009 amounted  
to €17.4 billion, a 17% decline 
compared with the €20.9 billion 
reported last year. EBITDA for the 
year, after once-off charges of  
€205 million associated with our  
cost reduction programme, declined 
by one-third to €1.8 billion, in line  
with the guidance provided in the 
Interim Management Statement of 
10th November 2009 and the Trading 
Update Statement of 5th January 

2010. Profit before tax excluding 
impairment charges, amounted to 
€773 million, a decrease of 53% 
compared with 2008, and ahead of 
the guidance of €0.75 billion provided 
in the January Update. 

After impairment costs of €41 million 
(2008: €14 million), pre-tax profit 
declined by 55% to €732 million. 
Reflecting the increase in average 
shares in issue as a result of the Rights 
Issue in March 2009, a slightly higher 
percentage decline of 58% was report-
ed in earnings per share for the year.

Overall operating margin fell from 
8.8% in 2008 to 5.5% in 2009.

Profit on disposal of non-current 
assets at €26 million was below 2008 
(€69 million).

Expenditure on acquisitions and 
investments in 2009 amounted to 
€458 million.

In March 2009 the Group issued 
approximately 152 million new 
Ordinary Shares by way of a Rights 
Issue, generating net proceeds for the 
Group of €1.24 billion.

Key Components of 2009 
Performance

Table 1 below sets out the key 
components of the Group’s 
performance in 2009, analysing the 
change in results from 2008 to 2009.

Exchange Translation Effects
While the US Dollar strengthened 
during 2009 with the average US$/€ 
rate of 1.3948 being 5% stronger than 
in 2008 (1.4708), this was more than 

Table 1 Key Components of 2009 Performance

Revenue

EBITDA

Operating 
profit

Profit on 
disposals

Trading 
profit

Finance 
costs

Associate  
PAT

Pre-tax 
profit

€ million

2008 as reported 

20,887 

2,665

1,841

Exchange translation effects 

291

(22)

(32) 

2008 at 2009 exchange rates 

21,178 

2,643

1,809 

Incremental impact in 2009 of

- 2008/2009 acquisitions

- Restructuring costs

- Impairment costs

Ongoing operations 

2009 as reported 

% change

(i)

(ii)

298 

-

-

37

(143)

-

(4,103) 

(734)

17,373 

-17%

1,803

-32%

24 

(143)

(27)

(708) 

955

-48% 

69 

(3)

66 

- 

-

 - 

(40) 

26 

1,910 

(35) 

1,875 

24 

(143)

(27)

(748)

981 

-49% 

(343) 

(8) 

(351) 

(21) 

-

-

75  

(297) 

61 

(1) 

60 

9

-

- 

(21)

48

1,628

(44)

1,584

12

(143)

(27)

(694)

732

-55%

(i)  Restructuring charges amounted to €205 million in 2009 (2008: €62 million), resulting in an incremental cost  in 2009 of €143 million. 
(ii) Total impairment charges in 2009 were €41 million (2008: €14 million), with an incremental cost of €27 million in 2009. 

36  CRH

offset by the decline in the average 
Polish Zloty exchange rate which at 
4.3276 was 19% weaker (2008: 
3.5121). Currency movements in total 
had a net negative impact of €44 
million at profit before tax level. The 
average and year-end exchange rates 
used in the preparation of CRH’s 
financial statements are included 
under Accounting Policies on page 66 
of this Report.

Incremental Impact of Acquisitions
Acquisitions completed in 2008 and 
2009 contributed incremental 
operating profit of €24 million on 
additional sales of €298 million, an 
effective incremental operating profit 
margin of approximately 8%.

The Group’s European segments 
accounted for the bulk of the 
acquisition impact in 2009, generating 
an incremental €20 million in 
operating profit on additional sales of 
€244 million. This reflected the 
full-year impact of the sanitary ware, 
heating and plumbing acquisitions by 
the Distribution group in Germany and 
Switzerland in mid-2008, and of the 
Group’s joint venture cement 
investment in India in May 2008.  

In the Americas, the incremental 
impact from acquisitions was, as 
expected, relatively modest, with an 
incremental €4 million in operating 
profit on sales of €54 million. 

CRH’s 2010 results are expected to 
reflect a modest incremental impact 
from 2009 acquisitions, which on a 
combined basis, have annualised 
sales of approximately €200 million.

Non-recurring items – Restructuring 
and Impairment Costs
The ongoing focus on operational 
excellence initiatives to deliver cost 
savings continued throughout 2009 
and the related savings generated 
from these initiatives are discussed by 
the Chief Operating Officer on page 
19 of this Report. The costs incurred 
to implement this 4-year cost saving 
programme amounted to €205 million 
in 2009 (2008: €62 million).  

Impairment charges of €41 million 
were recorded against the carrying 
value of property, plant and 
equipment and intangible assets – the 
corresponding charge in 2008 was 
€14 million.  

Ongoing Operations
2009 organic sales declined by 
€4,103 million, a reduction of 
approximately 19% following a fall of 
approximately 6% in 2008. Overall 
organic sales declined by 17% in 
Europe while the reduction was 22% 
in the Americas; this compared with 
2008 which saw organic sales decline 
by approximately 4% in Europe and 
by 8% in the Americas. Underlying 
operating profit fell by €708 million, 

Table 2 Key Financial Performance Indicators

Operating profit margin (%)

Interest cover 

– EBITDA basis (times)

– EBIT basis (times) 

Effective tax rate (%) 

Net debt as a percentage of total equity (%) 

Net debt as a percentage of year-end market 
capitalisation (%) 

Return on average capital employed (%)

Return on average equity (%)

2009

5.5

2008

8.8

6.1 

3.2 

18.3 

38.3 

 7.8 

5.4 

22.5 

74.7 

28.1 

64.1 

6.6

6.7 

12.9 

15.6 

EBITDA – earnings before finance costs, tax, depreciation, impairment  
                charges and intangible asset amortisation 
EBIT – earnings before finance costs and tax (trading profit) 
Both EBITDA and EBIT exclude profit on disposal of non-current assets

more than double the €301 million fall 
in organic operating profits in 2008.

operating profit falling €77 million 
behind 2008.

Underlying operating profit for our 
European operations fell by  
€389 million on an underlying sales 
reduction of €1,845 million, reflecting 
challenging trading conditions in 
almost all our markets. Our Materials 
businesses suffered from the impact 
of significant volume declines in all its 
major markets except Switzerland 
and organic operating profit fell by 
€260 million. Our businesses in the 
Products segment experienced 
difficult trading conditions throughout 
2009, with like-for-like sales down 
19% compared with 2008; however, 
the benefits from the ongoing 
restructuring programme began to 
come through in the second half 
when underlying operating profit  
was slightly ahead of 2008, while  
the decline for the full year was  
€74 million. Declining consumer 
confidence and weaker new 
residential construction activity 
resulted in an overall decline in 
underlying profits of €55 million in 
Distribution, with the second-half 
decline being slightly lower than the 
first half.

Our operations in the Americas had a 
challenging year reporting a decline of 
€2,258 million in underlying sales and 
a decline of €319 million in like-for-like 
operating profit. While lower private 
sector demand in 2009 had a 
significant negative impact on 
volumes for the Materials Division, 
infrastructure activity gained 
momentum through the second half. 
With lower input costs for energy and 
the benefit of targeted cost reduction 
measures and price increases, the 
Division reported improved margins in 
2009 in spite of a 19% decline in 
ongoing sales revenues; ongoing 
operating profit was €72 million lower 
than 2008. The combination of weak 
residential markets and ongoing 
reductions in non-residential 
construction activity had a major 
impact on our Products businesses in 
the Americas which reported falls of 
€881 million in sales and €170 million 
in operating profits from underlying 
operations. Our Distribution 
operations suffered primarily from the 
decline in residential and commercial 
construction, with underlying 

Finance Costs
Net finance costs for the year of  
€297 million were lower than last year 
(2008: €343 million) reflecting strong 
operating cash flow for the year and 
the benefits of the Rights Issue.

Financial Performance Indicators

Some key financial performance 
indicators which, taken together, are a 
measure of performance and financial 
strength are set out in Table 2. 

Operating Profit Margin 
Overall operating profit margin for the 
Group fell by 3.3 percentage points in 
2009 to 5.5%, with all segments 
except Americas Materials 
experiencing margin declines. 

Interest Cover 
Management believes that the 
EBITDA interest cover based ratio is 
useful to investors because it matches 
the earnings and cash generated by 
the business to the underlying funding 
costs. As set out in note 23 on page 
95 of the financial statements, the 
Group’s major bank facilities and debt 
issued pursuant to Note Purchase 
Agreements in private placements 
require the Group to maintain 
EBITDA/net interest (excluding share 
of joint ventures) at no lower than  
4.5 times for twelve-month periods 
ending quarterly on 31st March,  
30th June, 30th September and  
31st December in each year. 
Non-compliance with financial 
covenants would give the relevant 
lenders the right to demand early 
repayment of the related debt thus 
impacting the maturity profile of the 
Group’s debt and the Group’s liquidity. 

While EBITDA/net interest cover for 
the year reduced to 6.1 times (2008: 
7.8 times), it remained comfortably 
above the Group’s covenant levels 
and within the Group’s comfort range 
of 6 to 6.5 times.

Tax Rate
The tax charge at 18.3% of Group 
profit before tax decreased compared 
with 2008 (22.5%). The decline in the 
tax charge largely reflects lower 
taxable profits in a number of 
jurisdictions where higher tax rates 
apply. 

CRH  37

 
Finance Review continued

Net Debt
Year-end net debt of €3.7 billion was 
€2.4 billion lower than year-end 2008; 
this reduction in debt, combined with 
the increase in equity following the 
March 2009 Rights Issue, resulted in 
a reduction in the percentage of net 
debt to total equity from 74.7% at 
year-end 2008 to 38.3% at year-end 
2009.  

The Group’s market capitalisation at 
year-end 2009 was €13.3 billion, 
some 40% higher than at year-end 
2008 (€9.5 billion); this combined with 
the lower net debt resulted in a fall in 
the debt/market capitalisation 
percentage from 64% at year-end 
2008 to 28% at year-end 2009. 

Returns on Capital Employed  
and Equity
Return on average capital employed 
and return on average equity both 
declined in 2009.

Liquidity and Cash Resources

Net debt for the Group at 31st 
December 2009, at €3.7 billion, was 
€2.4 billion lower than the €6.1 billion 
at the end of 2008. This reduction 
reflects the strong cash generation 
characteristics of the Group, which 
combined with the €1.24 billion of 
proceeds from the Rights Issue and  
a positive translation adjustment of  
€0.1 billion, more than offset the 
impact of the total €1.0 billion spent 
on acquisitions, investments and 
capital projects and the €0.4 billion 
cash dividends paid during the year.

Table 3 summarises CRH’s cashflows 
for 2009 and 2008. The changes in 
operating profit and interest are 
discussed above.

The increased charges for 
depreciation and amortisation mainly 
reflect the impact of increased 
impairment charges of €41 million in 
2009 (2008: €14 million). 

The Group has maintained an intense 
focus on cash generation throughout 
2009, and the net working capital 
inflow of €661 million represents a 
further excellent performance in 
managing receivables and payables  
in a challenging environment. This 
compares with a net outflow of  
€62 million in 2008.  

38  CRH

Tax payments were lower than in 
2008 as a result of the sharp 
reduction in pre-tax profits. 

The increase in dividends paid reflects 
the 1% increase in the final 2008 
dividend which was paid in May 2009, 
together with the impact on the 
interim 2009 dividend paid in October 
2009 of the 152 million additional 
shares in issue following the March 
2009 Rights Issue. The interim 
dividend per share for 2009 of 18.5c 
was held in line with the interim 
dividend per share for 2008.

Capital expenditure of over €0.5 
billion represented 3% of Group 
revenue (2008: 5%) and amounted  
to 0.67 times depreciation of  
€794 million (2008: 1.33 times).  
Of the total capital expenditure, 66% 
was invested in Europe with 34% in 
the Americas. Our capital expenditure 
included approximately €0.15 billion 
and €0.25 billion of investment in 
major cement plants in 2009 and 
2008 respectively.

The caption denoted “Other” mainly 
reflects the elimination of non-cash 
income items, primarily share of 
associates’ profits and profit on 
disposal of non-current assets, and 
non-cash expense items such as 
IFRS share-based compensation 
expense, which are included in 
arriving at profit before tax.

Spend on acquisitions and 
investments in 2009 amounted to 
€0.458 billion, a significant reduction 
compared with the €1.1 billion spent 
in 2008. This reflected a deliberate 
curtailment of development activity 
from mid-2008 as the economic 
environment deteriorated.

The share issues caption in 2009 
principally reflects the €1.24 billion 
net proceeds from the March 2009 
Rights Issue, together with the 
take-up of shares in lieu of dividends 
under the Company’s scrip  
dividend scheme of €148 million 
(2008: €22 million) and issues under 
Group share option and share 
participation schemes of €60 million 
(2008: €37 million).

shares to satisfy share option 
exercises. Share purchases in 2008 
also reflected the acquisition of 
approximately 18.2 million shares 
under the share purchase programme 
which was announced in January 
2008; the Group announced the 
termination of this programme in 
November 2008.  In 2009, 3.9 million 
(2008: 2.0 million) of these shares 
were used to satisfy the exercise of 
share options. 

Exchange rate movements during 
2009 reduced the euro amount of net 
foreign currency debt by €120 million 
principally due to the 3% increase in 
the euro exchange rate against the 
US Dollar from 1.3917 at end-2008 
to 1.4406. The unfavourable 
translation adjustment of €240 million 
in 2008 reflected a 5% decrease in 
the euro rate versus the US Dollar 
from 1.4721 at end-2007 to 1.3917 
at end-2008.

Year-end net debt of €3,723 million 
(2008: €6,091 million) includes €114 
million (2008: €153 million) in respect 
of the Group’s proportionate share of 
net debt in joint venture undertakings. 
Details of the components of net debt 
are set out in note 25 to the financial 
statements.

At the end of 2009, 77% of the 
Group’s net debt was at interest rates 
which were fixed for an average 
period of 5.9 years. The euro 
accounted for approximately 31% of 
net debt at the end of 2009 and 
117% of the euro component of net 
debt was at fixed rates. The US Dollar 
accounted for approximately 59% of 
net debt at the end of 2009 and 69% 
of the US Dollar component of net 
debt was at fixed rates.

The Group finished the year in a very 
strong financial position with 98% of 
the Group’s gross debt drawn under 
committed term facilities, 95% of 

Table 3 Cash Flow

€ million

Inflows

Profit before tax 

Depreciation (including impairments)

Amortisation of intangibles (including impairments)

Working capital movements

Outflows

Tax paid 

Dividends 

Capital expenditure 

Other 

Operating cash flow     

Acquisitions and investments 

Disposals

Share issues

Treasury/own shares purchased

Translation 

2009

2008

732 

1,628 

794 

54

661

781 

43

(62) 

2,241

2,390

(104)

(322)

(386) 

(369) 

(532) 

(1,039) 

(59)

(89)

(1,081)

(1,819)

1,160 

571 

(458) 

(1,072) 

103

1,445

168

59 

(2) 

(414) 

120

(240)

Decrease/(increase) in net debt 

2,368

(928) 

In both 2009 and 2008 the Employee 
Benefit Trust purchased 0.1 million 

Opening net debt 

Closing net debt

(6,091)

(5,163)

(3,723)

(6,091)

These actions, combined with the 
Group’s strong focus on cash 
generation, excellent working capital 
management and restrained capital 
expenditure, leave CRH well-
positioned in terms of debt facilities 
and maturity profile. CRH remains 
committed to maintaining an 
investment grade credit rating.

Currency Management
The bulk of the Group’s net worth 
(capital and reserves attributable to 
equity holders) is denominated in the 
world’s two largest currencies – the 
US Dollar and the euro – which 
accounted for 37% and 34% 
respectively of the Group’s net worth 
at end-2009.

2009 saw a negative €96 million 
currency translation effect on foreign 
currency net worth which includes a 
€120 million favourable translation 
impact on net foreign currency debt.

Sarbanes-Oxley Act

As a result of its NYSE Listing, CRH is 
subject to the provisions of Section 404 
of the Sarbanes-Oxley Act of 2002, 
which requires management to 
perform an annual assessment of the 
effectiveness of internal control over 
financial reporting and to report its 
conclusions in the Company’s Annual 
Report on Form 20-F, filed with the 
Securities and Exchange Commission. 
For the year ended 31st December 
2008, management concluded that the 
Company’s internal control over 
financial reporting was effective. As 
required by US law, Ernst & Young 
audited the effectiveness of the 
Company’s controls over financial 
reporting for 2008 and issued an 
unqualified opinion thereon.

Management’s assessment and the 
auditors’ report on the effectiveness  
of internal controls for the year ended 
31st December 2009 will be included in 
the 2009 Annual Report on Form 20-F.

which mature after more than one 
year. In addition, at year-end the 
Group held €1.6 billion of undrawn 
committed facilities, which had an 
average maturity of 2 years.  
At year-end 2009, 96% of the  
Group’s cash, short-term deposits 
and liquid resources had a  
maturity of six months or less.

Shareholders’ Equity 

The increase of €1.55 billion in total 
shareholders’ equity (capital and 
reserves attributable to CRH’s equity 
shareholders) during 2009 reflects the 
proceeds of €1.24 billion from the 
March 2009 Rights Issue. The total 
movements in equity for the year  
are analysed in the Consolidated 
Statement of Changes in Equity  
(a new primary financial statement)  
on page 64 of this Report. 

Employee Benefits

The assets and liabilities (excluding 
related deferred tax) of the defined 
benefit pension schemes operated by 
various Group companies, computed 
in accordance with IAS 19, have been 
included on the face of the balance 
sheet under retirement benefit 
obligations. At end-2009, the net 
deficit on these schemes amounted 
to €454 million (2008: €414 million); 
after deducting the related deferred 
tax asset, the net liability amounted to 
€351 million (2008: €320 million). The 
net liability expressed as a percentage 
of market capitalisation decreased 
from 3.4% at year-end 2008 to 2.6% 
at year-end 2009, reflecting primarily 
the impact of the March 2009 Rights 
Issue.

Share Price 

The Company’s Ordinary Shares 
traded in the range €12.55 to €20.70 
during 2009. The year-end share price 
was €19.01 (2008: €16.10 restated). 
Shareholders recorded a gross return 
of 22% (dividends and capital 
appreciation) during 2009 following 
returns of -22% in 2008, -23% in 
2007, +29% in 2006, +28% in 2005 
and +23% in 2004.

CRH is one of six building materials 
companies included in the FTSE 
Eurotop 300, a market capitalisation-
weighted index of Europe’s largest 

300 companies. At year-end 2009, 
CRH’s market capitalisation of  
€13.3 billion (2008: €9.5 billion) 
placed it among the top 3 building 
materials companies worldwide.

Insurance

Group headquarters advises manage-
ment on different aspects of risk and 
monitors overall safety and loss 
prevention performance; operational 
management is responsible for the 
day-to-day management of business 
risks. Insurance cover is held for all 
significant insurable risks and against 
major catastrophe. For any such events, 
the Group generally bears an initial 
cost before external cover begins.

Legal Proceedings

Group companies are parties to 
various legal proceedings, including 
some in which claims for damages 
have been asserted against the 
companies. The final outcome of all 
the legal proceedings to which Group 
companies are party cannot be 
accurately forecast. However, having 
taken appropriate advice, we believe 
that the aggregate outcome of such 
proceedings will not have a material 
effect on the Group’s financial 
condition, results of operations or 
liquidity.

Financial Risk Management

The Board of Directors sets the 
treasury policies and objectives of the 
Group, which include controls over 
the procedures used to manage 
financial market risks. These are set 
out in detail in note 21 to the financial 
statements.

Financing Activity
In March 2009, the Group issued 
approximately 152 million new 
Ordinary Shares at €8.40 per share 
under the terms of a 2 for 7 Rights 
Issue. The total proceeds from this 
issue, net of expenses, amounted to 
€1.24 billion.

In May 2009, as part of its ongoing 
financing strategy, CRH completed its 
first transaction in the Eurobond 
market with the successful issue of 
€750 million notes with a coupon of 
7.375% and expiring in May 2014. 
This issue further enhances the 
Group’s debt maturity profile.

CRH  39

 
Board of Directors

Above - left to right

J.M.C. O’Connor* 
B.Soc. Sc., M.Soc. Sc., PhD

T.V. Neill*  
MA, MSc (Econ.)

K. McGowan*
Chairman

Joyce O’Connor became a non-
executive Director in June 2004. She 
is the founder President and President 
Emeritus of the National College of 
Ireland. She currently chairs the Dublin 
Inner City Partnership. She is a Board 
member of the Government Task 
Force on Active Citizenship and an 
Eisenhower Fellow. She is former 
chair of the Digital Hub Development 
Agency, the Expert Group on Mental 
Health Policy, the National Career 
Guidance Forum and the Further 
Education and Training Awards 
Council (FETAC). (Aged 62).

Terry Neill became a non-executive 
Director in January 2004. He was, 
until August 2001, Senior Partner in 
Accenture and had been Chairman of 
Accenture/Andersen Consulting’s 
global board. He is a member of the 
Court of Bank of Ireland and a director 
of United Business Media Limited.  
He is also a member of the Governing 
Body of the London Business School, 
where he is Chair of the Finance 
Committee, and of the Trinity 
Foundation Board. (Aged 64).

Kieran McGowan became Chairman 
of CRH in 2007 having been a 
non-executive Director since 1998. 
He is a director of Elan Corporation 
plc and Charles Schwab Worldwide 
Funds plc. He was Chief Executive of 
IDA Ireland (Ireland’s inward 
investment promotion agency) from 
1990 to 1998 and has served as 
President of the Irish Management 
Institute and as Chairman of the 
Governing Authority of University 
College Dublin.  
(Aged 66).

M. Lee 
BE, FCA
Chief Executive

Myles Lee was appointed a CRH 
Board Director in November 2003. 
He joined CRH in 1982. Prior to this 
he worked in a professional 
accountancy practice and in the oil 
industry. He was appointed General 
Manager Finance in 1988 and to the 
position of Finance Director in 
November 2003. A civil engineer and 
chartered accountant, he has 28 
years’ experience of the building 
materials industry and of CRH’s 
international expansion. He was 
appointed Group Chief Executive  
with effect from 1st January 2009. 
(Aged 56).

J.M. de Jong*

G.A. Culpepper 
CPA, BA, MBA
Finance Director

Jan Maarten de Jong became a 
non-executive Director in January 
2004. A Dutch national, he is Vice 
Chairman of the Supervisory Board of 
Heineken N.V. He is a former member 
of the Managing Board of ABN Amro 
Bank N.V. and continued to be a 
Special Advisor to the board of that 
company until April 2006. He is also a 
director of a number of European 
banking, insurance and industrial 
holding companies, including AON 
Groep Nederland B.V. and KBC Bank 
N.V. (Aged 64).

Glenn Culpepper was appointed 
Finance Director and became a CRH 
Board Director in January 2009. A 
United States citizen, he joined CRH 
in 1989. From 1995 to 2008 he 
served as Chief Financial Officer of 
Oldcastle Materials. Prior to that he 
held a variety of operational, 
development and financial roles in  
the Group’s United States operations. 
He started his career with a leading 
international accountancy practice.  
(Aged 53).

J.W. Kennedy*  
M.Sc, BE, C.Eng, FIEE

N. Hartery*  
CEng, FIEI, MBA

John Kennedy became a non-
executive Director in June 2009. 
He is Chairman of Wellstream 
Holdings plc, a company in the  
energy services field. In a 30 year 
career, he has served as Executive 
Vice President of Halliburton 
Company, President of Dresser 
Enterprises and Chief Operations 
Officer of Brown and Root Services. 
He is a director of the UK Atomic 
Energy Authority, Integra Group and is 
non-executive Chairman of Maxwell 
Drummond International Limited, 
Hydrasun Holdings Limited, Welltec 
A/S and BiFold Fluid Power Limited. 
(Aged 59).

Nicky Hartery became a non-
executive Director in June 2004. He 
was, until October 2008, Vice 
President of Manufacturing, Business 
Operations and Customer Experience 
for Dell Europe, the Middle East and 
Africa. Prior to joining Dell, he was 
Executive Vice President at Eastman 
Kodak and previously held the 
position of President and CEO at 
Verbatim Corporation, based in the 
United States. He is a director of 
Musgrave Group plc and the Target 
Account Selling Group Limited and a 
former director of Eircom Limited. 
(Aged 58).

40  CRH

U-H. Felcht*

W.P. Egan* 

Board Committees 

Inset – top and bottom

W.I. O’Mahony*  
BE, BL, MBA, FIEI

Liam O’Mahony joined CRH in 1971 
and was appointed a Board Director 
in 1992. He held various senior 
management positions in the Group, 
including Managing Director, Republic 
of Ireland and UK Group companies, 
Chief Executive of American operations 
and Group Chief Executive. He retired 
as an executive at the end of 2008 
and continued as a Board member in 
a non-executive capacity. He is 
Chairman of Smurfit Kappa Group plc 
and IDA Ireland, a director of Project 
Management Limited and a member 
of The Irish Management Institute 
Council. (Aged 63).

Utz-Hellmuth Felcht became a 
non-executive Director in July 2007.  
A German national, he was, until May 
2006, Chief Executive of Degussa AG, 
Germany’s third largest chemical 
company. He is a partner in the 
private equity group One Equity 
Partners Europe GmbH and a 
member of the Supervisory Boards  
of Jungbunzlauer Holding AG and 
Süd-Chemie Aktiengesellschaft.  
(Aged 62).

Bill Egan became a non-executive 
Director in January 2007. A United 
States citizen, he is founder and 
General Partner of Alta 
Communications and Marion Equity 
Partners LLC, Massachusetts-based 
venture capital firms. He is a director 
of Cephalon, Inc. and the Irish venture 
capital company Delta Partners 
Limited. He also serves on the boards 
of several communications, cable and 
information technology companies. 
He is Past President and Chairman of 
the National Venture Capital 
Association. (Aged 64).

M.S. Towe
Chief Executive Officer,
Oldcastle, Inc.

A. Manifold 
FCPA, MBA, MBS
Chief Operating Officer

D.N. O’Connor* 
BComm, FCA

Mark Towe was appointed a CRH 
Board Director with effect from 31st 
July 2008. A United States citizen, he 
joined CRH in 1997. In 2000, he was 
appointed President of Oldcastle 
Materials, Inc. and became the Chief 
Executive Officer of this Division in 
2006. He was appointed to his 
current position of Chief Executive 
Officer of Oldcastle, Inc. in July 2008. 
With 36 years of experience in the 
building materials industry, he has 
overall responsibility for the Group’s 
aggregates, asphalt and readymixed 
concrete operations in the United 
States and its products and 
distribution businesses in the 
Americas. (Aged 60).

Dan O’Connor became a non-
executive Director in June 2006. 
He was, until March 2006, President 
and Chief Executive Officer of GE 
Consumer Finance - Europe and  
a Senior Vice President of GE.  
He is Executive Chairman of Allied 
Irish Banks plc. (Aged 50).

Albert Manifold was appointed  
Chief Operating Officer of CRH and to 
the CRH Board in January 2009. He 
joined CRH in 1998. Prior to joining 
CRH he was Chief Operating Officer 
with a private equity group. He has 
held a variety of senior positions, 
including Finance Director of the 
Europe Materials Division and Group 
Development Director of CRH. Prior to 
his current appointment, he was 
Managing Director, Europe Materials. 
(Aged 47).

*Non-executive

Acquisitions
K. McGowan, Chairman 
G.A. Culpepper
M. Lee
A. Manifold
T.V. Neill
D.N. O’Connor
W.I. O’Mahony 

Audit
J.M. de Jong, Chairman** 
U-H. Felcht
D.N. O’Connor** 
J.M.C. O’Connor

Finance
K. McGowan, Chairman 
G.A. Culpepper
U-H. Felcht
M. Lee
W.I. O’Mahony 

Nomination
K. McGowan, Chairman 
W.P. Egan
N. Hartery
J.W. Kennedy
M. Lee
T.V. Neill

Remuneration
T.V. Neill, Chairman 
W.P. Egan
N. Hartery
J.W. Kennedy
K. McGowan

Senior Independent  
Director 
N. Hartery

**Audit Committee 
   Financial Expert

CRH  41

 
 
 
 
 
Corporate Governance Report

CRH  has  primary  listings  on  the  Irish  and  London  Stock  Exchanges  and  its 
American  Depository  Receipts  are  listed  on  the  New  York  Stock  Exchange 
(NYSE).  The  Directors  are  committed  to  maintaining  the  highest  standards  of 
corporate governance and this statement describes how CRH applies the main 
and  supporting  principles  of  section  1  of  the  Combined  Code  on  Corporate 
Governance (June 2008) published by the Financial Reporting Council in the UK. 
A  copy  of  the  Combined  Code  can  be  obtained  from  the  Financial  Reporting 
Council’s website, www.frc.org.uk.

Board of Directors

Role
The Board is responsible for the leadership and control of the Company. There is 
a formal schedule of matters reserved to the Board for consideration and decision. 
This  includes  Board  appointments,  approval  of  strategic  plans  for  the  Group, 
approval  of  financial  statements,  the  annual  budget,  major  acquisitions  and 
significant  capital  expenditure,  and  review  of  the  Group’s  system  of  internal 
controls. 

The Board has delegated responsibility for the management of the Group, through 
the Chief Executive, to executive management. The roles of Chairman and Chief 
Executive  are  not  combined  and  there  is  a  clear  division  of  responsibilities 
between them, which is set out in writing and has been approved by the Board. 
The  Chief  Executive  is  accountable  to  the  Board  for  all  authority  delegated  to 
executive management. 

The Board has also delegated some of its responsibilities to Committees of the 
Board.  Individual  Directors  may  seek  independent  professional  advice,  at  the 
expense of the Company, in the furtherance of their duties as a Director. 

The Group has a Directors’ and Officers’ liability insurance policy in place, which 
indemnifies the Directors in respect of legal action taken against them. 

Membership 
It is the practice of CRH that a majority of the Board comprises non-executive 
Directors  and  that  the  Chairman  be  non-executive.  At  present,  there  are  four 
executive  and  ten  non-executive  Directors.  Biographical  details  are  set  out  on 
pages 40 and 41. The Board considers that, between them, the Directors bring 
the range of skills, knowledge and experience, including international experience, 
necessary to lead the Company. 

Directors are appointed for specified terms and subject to the Memorandum and 
Articles of Association of the Company. 

Independence
All of the Directors bring independent judgement to bear on issues of strategy, 
performance,  resources,  key  appointments  and  standards,  and  the  Board  has 
determined that each of the non-executive Directors is independent. In reaching 
that conclusion, the Board has considered the principles relating to independence 
contained  in  the  Combined  Code,  the  guidance  provided  by  a  number  of 
shareholder  voting  agencies,  and  has  taken  the  view  that  independence  is 
determined  by  a  Director’s  character,  objectivity  and  integrity.  Those  principles 
and  guidance  address  a  number  of  factors  that  might  appear  to  affect  the 
independence of Directors, including former service as an executive, extended 
service on the Board and cross-directorships. However, they also make clear that 
a Director may be considered independent notwithstanding the presence of one 
or  more  of  these  factors.  In  the  case  of  Mr.  Liam  O’Mahony,  the  Board  took 
account of his service as a former executive of the Company and was satisfied 
that this did not compromise his ability to exercise independent judgement and 
to act in the best interests of the Group.

Chairman
Mr. Kieran McGowan has been Chairman of the Group since May 2007. On his 
appointment as Chairman, Mr. McGowan met the independence criteria set out 
in the Combined Code. The Chairman is responsible for the efficient and effective 
working of the Board. He ensures that Board agendas cover the key strategic 

42  CRH

issues confronting the Group; that the Board reviews and approves management’s 
plans for the Group; and that Directors receive accurate, timely, clear and relevant 
information.  While  Mr.  McGowan  holds  a  number  of  other  directorships  (see 
details  on  page  40),  the  Board  considers  that  these  do  not  interfere  with  the 
discharge of his duties to CRH. 

Senior Independent Director
The Board has appointed Mr. Nicky Hartery as the Senior Independent Director. 
Mr.  Hartery  is  available  to  shareholders  who  have  concerns  that  cannot  be 
addressed through the Chairman, Chief Executive or Finance Director. 

Company Secretary
The  appointment  and  removal  of  the  Company  Secretary  is  a  matter  for  the 
Board.  All  Directors  have  access  to  the  advice  and  services  of  the  Company 
Secretary, who is responsible to the Board for ensuring that Board procedures 
are complied with. 

Terms of appointment
The  standard  terms  of  the  letter  of  appointment  of  non-executive  Directors  is 
available, on request, from the Company Secretary. 

Induction and development 
New Directors are provided with extensive briefing materials on the Group and its 
operations. Directors meet with key executives and, in the course of twice-yearly 
visits by the Board to Group locations, see the businesses at first hand and meet 
with local management teams. 

Remuneration
Details of remuneration paid to the Directors (executive and non-executive) are 
set out in the Report on Directors’ Remuneration on pages 51 to 59. The 2009 
Report will be presented to shareholders for the purposes of an advisory non-
binding vote at the Annual General Meeting to be held on 5th May 2010.

Share ownership and dealing
Details of the shares held by Directors are set out on page 59. CRH has a policy 
on dealings in securities that applies to Directors and senior management. Under 
the policy, Directors are required to obtain clearance from the Chairman and Chief 
Executive before dealing in CRH securities. Directors and senior management are 
prohibited from dealing in CRH securities during designated prohibited periods 
and at any time at which the individual is in possession of inside information (as 
defined in the Market Abuse (Directive 2003/6/EC) Regulations 2005). The policy 
adopts the terms of the Model Code, as set out in the Listing Rules published by 
the Irish Stock Exchange and the UK Listing Authority. 

Performance appraisal
The  Senior  Independent  Director  conducts  an  annual  review  of  corporate 
governance,  the  operation  and  performance  of  the  Board  and  its  Committees 
and the performance of the Chairman. This is achieved through discussion with 
each Director. 

A review of individual Directors’ performance is conducted by the Chairman and 
each  Director  is  provided  with  feedback  gathered  from  other  members  of  the 
Board.  Performance  is  assessed  against  a  number  of  measures,  including  the 
ability of the Director to contribute to the development of strategy, to understand 
the major risks affecting the Group, to contribute to the cohesion of the Board, to 
commit the time required to fulfil the role and to listen to and respect the views of 
other Directors and the management team. 

Directors’ retirement and re-election
The Board has determined that a non-executive Director who has served on the 
Board  for  more  than  nine  years,  or  who  has  been  a  former  executive  of  the 
Company,  will  be  subject  to  annual  re-election.  At  least  one-third  of  Directors 
retire at each Annual General Meeting and Directors must submit themselves to 
shareholders for re-election every three years. Re-appointment is not automatic. 
Directors  who  are  seeking  re-election  are  subject  to  a  performance  appraisal, 
which is overseen by the Nomination Committee. 

Directors  appointed  by  the  Board  must  submit  themselves  to  shareholders  for 
election at the Annual General Meeting following their appointment. 

Board succession planning
The Board plans for its own succession with the assistance of the Nomination 
Committee. In so doing, the Board considers the skill, knowledge and experience 
necessary to allow it to meet the strategic vision for the Group. 

The  Board  engages  the  services  of  independent  consultants  to  undertake  a 
search for suitable candidates to serve as non-executive Directors.

Meetings
There  were  eight  full  meetings  of  the  Board  during  2009.  Details  of  Directors’ 
attendance at those meetings are set out in the table on page 46. The Chairman 
sets the agenda for each meeting, in consultation with the Chief Executive and 
Company  Secretary.  Two  visits  are  made  each  year  by  the  Board  to  Group 
operations; one in Europe  and one  in  North America. Each visit lasts between 
three and five days and incorporates a scheduled Board meeting. In 2009, these 
visits  were  to  Finland  and  to  Tampa,  Florida  in  the  United  States.  Additional 
meetings,  to  consider  specific  matters,  are  held  when  and  if  required.  Board 
papers are circulated to Directors in advance of meetings. 

The  non-executive  Directors  met  twice  during  2009  without  executives  
being present.

Committees
The Board has established five permanent Committees to assist in the execution of 
its responsibilities. These are the Acquisitions Committee, the Audit Committee, the 
Finance Committee, the Nomination Committee and the Remuneration Committee. 
Ad hoc committees are formed from time to time to deal with specific matters.

Each of the permanent Committees has terms of reference, under which authority 
is delegated to them by the Board. The terms of reference are available on the 
Group’s website, www.crh.com. The Chairman of each Committee reports to the 
Board on its deliberations and minutes of all Committee meetings are circulated 
to all Directors. 

The current membership of each Committee is set out on page 41. Attendance 
at meetings held in 2009 is set out in the table on page 46. 

Chairmen of the Committees attend the Annual General Meeting and are available 
to answer questions from shareholders. 

During the year each of the relevant Committees reviewed its performance and 
terms of reference. 

The  role  of  the  Acquisitions  Committee  is  to  approve  acquisitions  and  capital 
expenditure projects within limits agreed by the Board.

The Audit Committee consists of four non-executive Directors, considered by the 
Board to be independent. The Board has determined that Mr. Jan Maarten de 
Jong and Mr. Dan O’Connor are the Committee’s financial experts. It will be seen 
from the Directors’ biographical details, appearing on pages 40 and 41, that the 
members of the Committee bring to it a wide range of experience and expertise. 

The Committee met 14 times during the year under review. The Finance Director 
and the Head of Internal Audit normally attend meetings of the Committee, while 
the Chief Executive and other executive Directors attend when necessary. The 
external  auditors  attend  as  required  and  have  direct  access  to  the  Committee 
Chairman  at  all  times.  During  the  year,  the  Committee  met  with  the  Head  of 
Internal Audit and with the external auditors in the absence of management. 

The  main  role  and  responsibilities  are  set  out  in  written  terms  of  reference  
and include:

 # monitoring  the  integrity  of  the  Group’s  financial  statements  and  reviewing 

significant financial reporting issues and judgements contained therein;

 # reviewing the effectiveness of the Group’s internal financial controls; 

CRH  43

 
Corporate Governance Report continued

 # monitoring and reviewing the effectiveness of the Group’s internal auditors; 

 # making recommendations to the Board on the appointment and removal of the 
external auditors and approving their remuneration and terms of engagement; 

 # seeking to ensure co-ordination of the work of the external auditors with the 

activities of the internal audit function;

 # monitoring and reviewing the external auditors’ independence, objectivity and 
effectiveness,  taking  into  account  professional  and  regulatory  requirements; 
and

 # reviewing the Company’s procedures for detecting fraud.

These responsibilities are discharged as follows: 

 # the Committee reviews the trading statements usually issued by the Company 
in  January  and  July  and  the  interim  management  statements  issued  in  May 
and November; 

 # the  Committee  reviews  the  Company’s  preliminary  results  announcement/
Annual Report and accounts. The Committee receives reports at that meeting 
from  the  external  auditors  identifying  any  accounting  or  judgemental  issues 
requiring its attention; 

 # the  Committee  also  meets  with  the  external  auditors  to  review  the  Annual 
Report on Form 20-F, which is filed annually with the United States Securities 
and Exchange Commission;

 # in August, the Committee reviews the interim report; 

 # the external auditors present their audit plans in advance to the Committee and 

the Committee reviews the audit engagement letter;

 # the Committee approves the annual internal audit plan;

Ernst & Young have been the Group’s auditors since 1988. Following an evaluation 
carried out in 2009, the Committee has recommended to the Board that Ernst & 
Young  be  retained  as  the  Group’s  external  auditors.  There  are  no  contractual 
obligations which act to restrict the Audit Committee’s choice of external auditor. 

The Committee has put in place safeguards to ensure that the independence of 
the audit is not compromised. Such safeguards include:

 # seeking  confirmation  that  the  auditors  are,  in  their  professional  judgement, 

independent from the Group;

 # obtaining from the external auditors an account of all relationships between the 

auditors and the Group;

 # monitoring the Group’s policy prohibiting the employment of former staff of the 
external auditors, who were part of the CRH audit team, in senior management 
positions  until  two  years  have  elapsed  since  the  completion  of  the  audit, 
monitoring the number of former employees of the external auditors currently 
employed  in  senior  positions  in  the  Group  and  assessing  whether  those 
appointments  impair,  or  appear  to  impair,  the  auditors’  judgement  or 
independence;

 # considering whether, taken as a whole, the various relationships between the 
Group  and  the  external  auditors  impair,  or  appear  to  impair,  the  auditors’ 
judgement or independence; and

 # reviewing the economic importance of the Group to the external auditors and 
assessing whether that importance impairs, or appears to impair, the external 
auditors’ judgement or independence. 

The Group has a policy governing the conduct of non-audit work by the auditors. 
Under  that  policy,  the  auditors  are  prohibited  from  performing  services  where  
the auditors:

 # regular  reports  are  received  from  the  Head  of  Internal  Audit  on  reviews  

 # may be required to audit their own work;

carried out;

 # the  Head  of  Internal  Audit  also  reports  to  the  Committee  on  other  issues 
including, in the year under review, updates in relation to Section 404 of the 
Sarbanes-Oxley Act 2002 and the arrangements in place to enable employees 
to raise concerns, in confidence, in relation to possible wrongdoing in financial 
reporting or other matters. (A copy of Section 404 of the Sarbanes-Oxley Act 
2002  can  be  obtained  from  the  United  States  Securities  and  Exchange 
Commission’s website, www.sec.gov); and

 # the Committee receives copies of periodic assessments of the Internal Audit 
function, which are carried out by management and validated by an independent 
third party assessor, and receives updates on the status of the implementation 
of any resulting recommendations.

In trading and interim management statements issued during 2009 and to date in 
2010,  updates  on  the  annualised  savings  under  Group  cost-reduction 
programmes were announced. The Head of Internal Audit was asked to review 
these savings and related costs to implement, and has reported his findings to 
the Committee.

As  noted  above,  one  of  the  duties  of  the  Audit  Committee  is  to  make 
recommendations  to  the  Board  in  relation  to  the  appointment  of  the  external 
auditors.  A  number  of  factors  are  taken  into  account  by  the  Committee  in 
assessing  whether  to  recommend  the  auditors  for  re-appointment  or  to  seek 
other competitive bids for the audit. These include:

 # the quality of reports provided to the Audit Committee and the Board, and the 

quality of advice given;

 # participate in activities that would normally be undertaken by management;

 # are remunerated through a ‘success fee’ structure, where success is dependent 

on the audit; or 

 # act in an advocacy role for the Group.

Other  than  the  above,  the  Group  does  not  impose  an  automatic  ban  on  the 
Group auditors undertaking non-audit work. The auditors are permitted to provide 
non-audit services that are not, or are not perceived to be, in conflict with auditor 
independence, providing they have the skill, competence and integrity to carry 
out the work and are considered by the Committee to be the most appropriate to 
undertake such work in the best interests of the Group. The engagement of the 
external auditors to provide any non-audit services must be pre-approved by the 
Audit Committee or entered into pursuant to pre-approval policies and procedures 
established by the Committee. 

The  Group  audit  engagement  partner  rotates  every  five  years.  Details  of  the 
amounts paid to the external auditors during the year for audit and other services 
are set out in note 4 to the financial statements on page 76. 

The Terms of Reference of the Audit Committee are reviewed annually. They were 
updated in December 2009 in relation to membership of the Committee, fraud 
detection, extending the Committee’s responsibilities in overseeing the relationship 
with the external auditor and in respect of other minor amendments.

The Finance Committee, which advises the Board on the financial requirements 
of the Group and on appropriate funding arrangements:

 # considers and makes recommendations to the Board in relation to the issue of 

 # the level of understanding demonstrated of the Group’s business and industry;

shares/debt instruments, share/bond buy-backs and bank financing;

 # the objectivity of the auditors’ views on the financial controls around the Group 
and their ability to co-ordinate a global audit, working to tight deadlines; and

 # the results of formal evaluations of the auditors, which the Audit Committee has 
decided should be carried out every five years with periodic interim reviews.

 # considers and makes  recommendations to the Board  in  relation to dividend 

levels on the Ordinary Shares;

 # keeps  the  Board  advised  of  the  financial  implications  of  Board  decisions  in 

relation to acquisitions; and

44  CRH

 # assists  management,  at  their  request,  in  considering  any  financial  (including 

taxation) aspect of the Group’s affairs.

Substantial Holdings

The Nomination Committee assists the Board in ensuring that the composition of 
the Board and its Committee is appropriate to the needs of the Group by: 

As at 1st March 2010, the Company had received notification of the following 
interests in its Ordinary share capital:

 # assessing  the  skills,  knowledge,  experience  and  diversity  required  on  the 

Name

Holding/Voting Rights

%

Board and the extent to which each are represented;

 # establishing  processes  for  the  identification  of  suitable  candidates  for 

appointment to the Board; and 

 # overseeing succession planning for the Board and senior management.

To facilitate the search for suitable candidates to serve as non-executive Directors, 
the Committee uses the services of independent consultants. 

During 2009, the Committee identified, and recommended to the Board, a suitable 
candidate for appointment as a non-executive Director. 

The  Terms  of  Reference  of  the  Nomination  Committee,  which  were  updated  in 
December 2009 in relation to membership of the Committee, are reviewed annually.

The Remuneration Committee, which consists solely of non-executive Directors 
considered by the Board to be independent: 

 # determines the Group’s policy on executive remuneration; 

 # determines the remuneration of the executive Directors;

 # monitors the level and structure of remuneration for senior management; and 

 # reviews and approves the design of all share incentive plans.

The Committee receives advice from leading independent firms of compensation 
and benefit consultants when necessary and the Chief Executive is fully consulted 
about remuneration proposals. The Committee oversees the preparation of the 
Report on Directors’ Remuneration. 

In 2009, the Committee determined the salaries of the executive Directors and 
awards under the performance-related incentive plans; approved the terms of a 
long-term incentive plan (2009-2013) for the Chief Executive; set the remuneration 
of the Chairman; and reviewed the remuneration of senior management. It also 
approved  the  award  of  share  options  to  the  executive  Directors  and  key 
management  and  the  conditional  allocation  of  shares  under  the  Performance 
Share  Plan.  In  addition,  the  Committee  approved  the  partial  release  of  awards 
made under the Performance Share Plan in 2006. Details of the factors taken into 
account when assessing the level of vesting under the Performance Share Plan 
are set out in the Report on Directors’ Remuneration on page 51.

Also in 2009, the Committee, with the assistance of external advisers, undertook 
a review of the Company’s compensation arrangements for executive Directors 
and  senior  managers.  Further  commentary  on  this  review  is  contained  in  the 
Report on Directors’ Remuneration on page 52.

The Terms of Reference of the Remuneration Committee, which were updated in 
February 2010 in relation to membership of the Committee, are reviewed annually.

Corporate Social Responsibility

Corporate Social Responsibility is embedded in all CRH operations and activities. 
Excellence in environmental, health, safety and social performance is a daily key 
priority  of  line  management.  Group  policies  and  implementation  systems  are 
summarised on page 10 and are described in detail in the CSR Report on the 
Group’s  website,  www.crh.com.  During  2009,  CRH  was  again  recognised  by 
several key rating agencies as being among the leaders in its sector in respect of 
sustainability performance.

Code of Business Conduct

The CRH Code of Business Conduct is applicable to all Group employees. The 
Code is available on the Group’s website, www.crh.com. Regional hotline facilities 
are in place, to enable employees to report suspected breaches of the Code.

Capital Research and Management 
Company (CRMC)*

UBS AG

BlackRock, Inc.

84,225,434

12.06%

26,380,604

3.77%

24,701,820

3.53%

*  On  7th  January  2010,  The  Growth  Fund  of  America,  Inc.  (GFA)  advised  the 
Company that, with effect from 1st January 2010, it no longer exercised voting 
rights in respect of its holding of 30,131,457 shares (4.31%). CRMC has separately 
advised that, with effect from 1st January 2010, it has been granted proxy voting 
authority  by  various  Capital  Group  funds,  including  GFA,  that  previously  voted 
independently from CRMC. 

On 3rd February 2010, Capital Group International, Inc., which notifies its holding 
independently of CRMC, notified the Company that its interest in the Company 
had fallen below 3%.

On 22nd July 2009, Irish Life Investment Managers notified the Company that its 
interest in the Company had fallen below 3%.

On  30th  April  2009,  Bank  of  Ireland  Asset  Management  Limited  notified  the 
Company that its interest in the Company had fallen below 3%.

On  14th  April  2009,  FMR  LLC  (Fidelity  North  America)(FMR)  and  FIL  Limited 
Fidelity (Fidelity Asia Pacific, Europe and the Middle East)(FIL), which previously 
advised their shareholding in a joint notification, informed the Company that their 
holdings had been disaggregated and would be notified separately in future. FMR 
notified that its holding on 14th April 2009 was 16,081,428 shares (2.30%), while 
FIL notified that its holding was 15,405,831 shares (2.20%).

BlackRock,  Inc.  has  advised  that  its  interests  in  CRH  shares  arise  by  reason 
of discretionary investment management arrangements entered into by it or its 
subsidiaries.

Memorandum and Articles of Association

The Company’s Memorandum of Association sets out the objects and powers of 
the Company. The Articles of Association detail the rights attaching to each share 
class;  the  method  by  which  the  Company’s  shares  can  be  purchased  or  re-
issued;  the  provisions  which  apply  to  the  holding  of  and  voting  at  general 
meetings;  and  the  rules  relating  to  the  Directors,  including  their  appointment, 
retirement,  re-election,  duties  and  powers.  Further  details  in  relation  to  the 
purchase of the Company’s own shares are included on page 49 of the Directors’ 
Report. 

A copy of the Memorandum and Articles of Association can be obtained from the 
Group’s website, www.crh.com.

Communications with Shareholders

Communications  with  shareholders  are  given  high  priority  and  there  is  regular 
dialogue with institutional shareholders, as well as presentations at the time of the 
release of the annual and interim results. Conference calls are held following the 
issuance  of  trading  statements,  interim  management  statements  and  major 
announcements  by  the  Group,  which  afford  Directors  the  opportunity  to  hear 
investors’ reactions to the announcements and their views on other issues. 

Trading statements are usually issued in January and July and interim management 
statements are issued in May and November. Major acquisitions are notified to 
the Stock Exchanges in accordance with the requirements of the Listing Rules. In 
addition,  development  updates,  giving  details  of  other  acquisitions  completed 
and  major  capital  expenditure  projects,  are  usually  issued  in  January  and  July 
each year. 

CRH  45

 
Corporate Governance Report continued

Attendance at Board and Board Committee meetings during the year ended 31st December 2009

Board

Acquisitions

Audit

Finance

Nomination

Remuneration

G.A. Culpepper

W.P. Egan    

U-H. Felcht  

N. Hartery  

J.M. de Jong  

J.W. Kennedy*

M. Lee   

K. McGowan  

A. Manifold

T.V. Neill   

D.N. O’Connor  

J.M.C. O’Connor 

W.I. O’Mahony   

M.S. Towe

A 

B 

8

8

8

8

8

4

8

8

8

8

8

8

8

8

8

8

8

8

8

4

8

8

8

8

7

8

8

8

 A 

1

B 

1

1

1

1

1

1

1

1

1

1

-

-

1

A 

B 

 A 

 B 

A 

B 

A 

B

14

12

14

14

5

14

14

5

12

14

5

6

6

6

5

5

6

6

6

5

4

4

1

4

4

4

4

3

1

4

4

4

8

8

2

8

8

8

8

2

8

8

Column A – indicates the number of meetings held during the period the Director was a member of the Board and/or Committee.

Column B – indicates the number of meetings attended during the period the Director was a member of the Board and/or Committee.

* Appointed on 24th June 2009

During 2009, the Board received reports from management on the issues raised by 
investors in the course of presentations following the annual and interim results. 

The  Group’s  website,  www.crh.com,  provides  the  full  text  of  the  Annual  and 
Interim Reports, the Annual Report on Form 20-F, which is filed annually with the 
United  States  Securities  and  Exchange  Commission,  the  CSR  Report,  trading 
statements,  interim  management  statements  and  copies  of  presentations  to 
analysts and investors. News releases are made available in the News & Media 
section  of  the  website  immediately  after  release  to  the  Stock  Exchanges. 
Webcasts of key investor briefings are broadcast live and are made available as 
recordings in the News & Media section.

In addition, the Company responds throughout the year to numerous letters from 
shareholders on a wide range of issues.

General Meetings

The Company’s Annual General Meeting (AGM), which is held in Ireland, affords 
individual shareholders the opportunity to question the Chairman and the Board. All 
Directors  attended  the  2009  AGM.  The  Notice  of  the  AGM,  which  specifies  the 
time, date, place and the business to be transacted, is sent to shareholders at least 
twenty working days before the meeting. At the meeting, resolutions are voted on 
by means of an electronic voting system. The votes of shareholders present at the 
meeting are added to the proxy votes received in advance and the total number of 
votes for, against and withheld for each resolution are announced. This information 
is made available on the Company’s website following the meeting. 

All other general meetings are called Extraordinary General Meetings (EGMs). An 
EGM called for the passing of a special resolution must be called by at least twenty-
one clear days’ notice. Provided shareholders have passed a special resolution at 
the immediately preceding AGM and the Company continues to allow shareholders 
to vote by electronic means, an EGM to consider an ordinary resolution may, if the 
Directors deem it appropriate, be called at fourteen clear days’ notice. 

A quorum for a general meeting of the Company is constituted by five or more 
shareholders present in person and entitled to vote. The passing of resolutions at 

a  general  meeting  of  the  Company,  other  than  special  resolutions,  requires  a 
simple majority. To be passed, a special resolution requires a majority of at least 
75% of the votes cast.

Shareholders have the right to attend, speak, ask questions and vote at general 
meetings. In accordance with Irish company law, the Company specifies record 
dates for general meetings, by which date shareholders must be registered in the 
Register of Members of the Company to be entitled to attend. Record dates are 
specified  in  the  notes  to  the  Notice  of  a  general  meeting.  Shareholders  may 
exercise their right to vote by appointing a proxy/proxies, by electronic means or 
in writing, to vote some or all of their shares. The requirements for the receipt of 
valid proxy forms are set out in the notes to the Notice convening the meeting. A 
shareholder, or a group of shareholders, holding at least 5% of the issued share 
capital  of  the  Company,  has  the  right  to  requisition  a  general  meeting.  A 
shareholder, or a group of shareholders, holding at least 3% of the issued share 
capital of the Company, has the right to put an item on the agenda of an AGM or 
to table a draft resolution for inclusion in the agenda of a general meeting, subject 
to any contrary provision in Irish company law.

The  Group’s  website,  www.crh.com,  contains  answers  to  questions  frequently 
asked  by  shareholders,  including  questions  regarding  shareholder  rights  in 
respect of general meetings. The FAQ can be accessed in the Investor Relations 
section of the website under ‘Shareholder Services’.

Internal Control

The Directors have overall responsibility for the Group’s system of internal control 
and for reviewing its effectiveness. Such a system is designed to manage rather 
than eliminate the risk of failure to achieve business objectives and can provide 
only  reasonable  and  not  absolute  assurance  against  material  misstatement  
or loss. 

The Directors confirm that the Group’s ongoing process for identifying, evaluating 
and  managing  its  significant  risks  is  in  accordance  with  the  updated  Turnbull 
guidance  (Internal  Control:  Revised  Guidance  for  Directors  on  the  Combined 
Code) published in October 2005. The process has been in place throughout the 

46  CRH

 
accounting  period  and  up  to  the  date  of  approval  of  the  Annual  Report  and 
financial statements and is regularly reviewed by the Board. 

Group  management  has  responsibility  for  major  strategic  development  and 
financing decisions. Responsibility for operational issues is devolved, subject to 
limits  of  authority,  to  product  group  and  operating  company  management. 
Management  at  all  levels  is  responsible  for  internal  control  over  the  respective 
business functions that have been delegated. This embedding of the system of 
internal control throughout the Group’s operations ensures that the organisation 
is capable of responding quickly to evolving business risks, and that significant 
internal  control  issues,  should  they  arise,  are  reported  promptly  to  appropriate 
levels of management. 

The Board receives, on a regular basis, reports on the key risks to the business 
and  the  steps  being  taken  to  manage  such  risks.  It  considers  whether  the 
significant  risks  faced  by  the  Group  are  being  identified,  evaluated  and 
appropriately managed, having regard to the balance of risk, cost and opportunity. 
In addition, the Audit Committee meets with internal auditors on a regular basis 
and satisfies itself as to the adequacy of the Group’s internal control system. The 
Audit Committee also meets with and receives reports from the external auditors. 
The  Chairman  of  the  Audit  Committee  reports  to  the  Board  on  all  significant 
issues  considered  by  the  Committee  and  the  minutes  of  its  meetings  are 
circulated to all Directors. 

The  Directors  confirm  that  they  have  conducted  an  annual  review  of  the 
effectiveness  of  the  system  of  internal  control  up  to  and  including  the  date  of 
approval  of  the  financial  statements.  This  had  regard  to  the  material  risks  that 
could affect the Group’s business (as outlined in the Directors’ Report on pages 
48 and 49), the methods of managing those risks, the controls that are in place 
to contain them and the procedures to monitor them.

Going Concern

The  Company’s  business  activities,  together  with  the  factors  likely  to  affect  its 
future development, performance and position are set out in the Chief Executive’s 
Review on pages 15 to 17. The financial position of the Company, its cash flows, 
liquidity position and borrowing facilities are described in the Finance Review on 
pages 36 to 39. In addition, notes 21 to 25 to the financial statements include the 
Company’s  objectives,  policies  and  processes  for  managing  its  capital;  its 
financial  risk  management  objectives;  details  of  its  financial  instruments  and 
hedging activities; and its exposures to credit risk and liquidity risk. 

The  Company  has  considerable  financial  resources  and  a  large  number  of 
customers and suppliers across different geographic areas and industries. As a 
consequence, the Directors believe that the Company is well placed to manage 
its business risks successfully despite the current uncertain economic outlook. 

The Directors have a reasonable expectation that the Company, and the Group 
as a whole, have adequate resources to continue in operational existence for the 
foreseeable  future.  For  this  reason,  they  continue  to  adopt  the  going  concern 
basis in preparing the financial statements. 

Compliance

In the period under review, CRH complied with the provisions set out in section 1 
of the Combined Code. The Company also complied with the rules issued by the 
United States Securities and Exchange Commission to implement the Sarbanes-
Oxley Act 2002, in so far as they apply to the Group.

CRH  47

 
Directors’ Report

The Directors submit their Report and Financial Statements for the year ended 
31st December 2009.

Accounts and Dividends

Sales revenue for 2009 of €17.4 billion was 17% lower than 2008. Profit before 
tax amounted to €732 million, a decrease of €896 million (55%) on the previous 
year.  After  providing  for  tax,  Group  profit  for  the  financial  year  amounted  to  
€598 million (2008: €1,262 million). Basic earnings per share amounted to 88.3c 
compared with 210.2c (restated for the impact of the March 2009 Rights Issue) 
in the previous year, a reduction of 58%. 

An  interim  dividend  of  18.5c  (2008:  18.48c,  restated)  per  share  was  paid  in 
October 2009. It is proposed to pay a final dividend of 44.0c per share on 10th 
May 2010 to shareholders registered at close of business on 12th March 2010. 
This  gives  a  total  dividend  of  62.5c  for  the  year,  slightly  ahead  of  the  restated 
dividend of 62.2c for 2008. Shareholders will have the option of receiving new 
shares in lieu of cash dividends.

Other net expense recognised directly within comprehensive income in the year 
amounted to €130 million (2008: €402 million).

Some key financial performance indicators are set out in the Finance Review on 
pages 36 to 39. The financial statements for the year ended 31st December 2009 
are set out in detail on pages 62 to 119.

Books and Records

The  Directors  are  responsible  for  ensuring  that  proper  books  and  accounting 
records,  as  outlined  in  Section  202  of  the  Companies  Act,  1990,  are  kept  by 
the Company. The Directors have appointed appropriate accounting personnel, 
including a professionally qualified Finance Director, in order to ensure that those 
requirements are met.

The books and accounting records of the Company are maintained at the principal 
executive offices located at Belgard Castle, Clondalkin, Dublin 22.

Business Review

Development activity
Acquisition  and  investment  spend  in  2009  amounted  to  approximately  
€0.46 billion on a total of 17 transactions. This included the €224 million purchase 
of  a  26%  associate  stake  in  Yatai  Cement,  the  leading  cement  manufacturer 
in  northeastern  China.  The  remaining  transactions  comprised  ten  bolt-on 
acquisitions in the Americas Materials business, four investments in China and 
Poland by the Europe Materials Division and one acquisition in each of our two 
Distribution segments. 

Results for 2009
Trading in the first half of 2009 proved extremely demanding with most markets  
impacted  by  weakening  economic  activity,  not  helped  by  the  most  severe  
weather  for  many  years  in  both  Europe  and  North  America.  Reported 
sales  for  the  first  half  of  2009  declined  by  15%  (21%  excluding  acquisition  
and exchange translation effects), EBITDA fell 41% and operating profit and profit 
before tax were down 66% and 82% respectively.

While  conditions  in  the  second  half  of  2009  remained  challenging,  a  robust 
performance  by  the  Americas  Materials  Division  combined  with  increasing 
benefits  from  cost  reduction  measures  resulted  in  improvements  in  the  rate  of 
profit decline compared to the first half of the year. Second half sales fell by 19% 
(18%  excluding  acquisition  and  translation  effects),  while  EBITDA  declined  by 
26% with operating profit down 37% and profit before tax 39% lower than the 
second half of 2009.

Full year operating profit for the Group declined by 48% in 2009 to €955 million. 
In  CRH’s  European  segments  operating  profit  declined  by  €539  million  to  
€510 million, a decrease of 51%. In the Americas, operating profit declined by 
€347 million (-44%) to €445 million; this decline is net of the positive €37 million 
exchange impact as a result of the stronger average US Dollar/euro in 2009, and 

48  CRH

in US Dollar terms operating profit declined 47%. Overall operating profit margin 
for the Group decreased to 5.5% (2008: 8.8%). Profit on disposal of non-current 
assets at €26 million was well below 2008 (€69 million). Comprehensive reviews 
of the development and financial and operating performance of the Group during 
2009 are set out in the Chief Executive’s Review on pages 15 to 17, the separate 
Operations Reviews for each of the Divisions on pages 19 to 35 and the Finance 
Review  on  pages  36  to  39  (including  Key  Financial  Performance  Indicators  on 
page 37). The treasury policy and objectives of the Group are set out in note 21 
to the financial statements.

The Group is fully committed to operating ethically and responsibly in all aspects 
of  our  business  relating  to  employees,  customers,  neighbours  and  other 
stakeholders.  The  Corporate  Social  Responsibility  (CSR)  Report  available  on 
the  Group’s  website,  www.crh.com,  sets  out  CRH’s  policies  and  performance 
relating to the Environment and Climate Change, Health & Safety and Social & 
Community matters.

Future development
Management 
remains  firmly  concentrated  on  operational  delivery  and 
development activity continues to be focussed on acquisition opportunities that 
offer compelling value and exceptional strategic fit. The Group remains very well 
positioned  to  take  advantage  of  further  appropriate  development  prospects 
and  we  continue  to  pursue  opportunities  in  CRH’s  traditional  rigorous  and  
disciplined manner.

Events since financial year-end
No  important  events  have  occurred  since  the  end  of  the  financial  year  which 
would  have  a  material  effect  on  the  Group’s  results  for  the  year  ended  31st 
December 2009 or on its financial position at that date, or which would have a 
significant impact on the Group’s operations or outlook for 2010.

Outlook 2010

We expect a difficult demand backdrop through much of 2010 with continuing 
declines in non-residential activity across our markets not helped by a poor start 
to the year as a result of prolonged severe weather in Europe and North America 
during January and February.

In  Europe  concerns  remain  relating  to  fiscal  deficits  in  a  number  of  countries, 
although some markets have proved resilient. In Poland, which has weathered the 
economic downturn better than many other European countries, our operations 
are well-placed to benefit from infrastructure-driven growth in 2010. In the United 
States, recent data releases on residential construction activity have been below 
expectations  and  the  likely  timing  of  recovery  in  US  residential  activity  remains 
unclear.  On  infrastructure,  the  extension  of  the  SAFETEA-LU  Federal  Highway 
funding programme is currently the subject of intense debate in the US Senate 
and House of Representatives with progress anticipated over the next 10 days. 
Recent euro-weakness and the relative strengthening of the Polish Zloty and US 
Dollar compared with 2009 will, if maintained, be beneficial in 2010.

The significant adjustments to our cost base achieved over the past three years 
and our ongoing restructuring measures, together with our substantial balance 
sheet  capacity,  have  strengthened  the  Group  operationally  and  position  CRH 
well to respond to upside demand developments and to avail of value-enhancing 
acquisition opportunities as these arise across our markets.

Principal Risks and Uncertainties

Under  Irish  Company  law  (Regulation  5(4)(c)(ii)  of  the  Transparency  (Directive 
2004/109/EC) Regulations 2007), the Group is required to give a description of 
the principal risks and uncertainties which it faces. These principal risks are set 
out below:

 # Current global economic conditions have negatively impacted and may continue 

to impact CRH’s business, results of operations and financial condition.

 # CRH  may  suffer  from  decreased  customer  demand  as  a  consequence  of 

reduced construction activity.

 # CRH’s business may be affected by the default of counterparties in respect of 

money owed to CRH.

 # CRH  operates  in  cyclical  industries  which  are  affected  by  factors  beyond 
Group control such as the level of construction activity, fuel and raw material 
prices, which are in turn affected by the performance of national economies, 
the  implementation  of  economic  policies  by  sovereign  governments  and 
political developments.

 # CRH pursues a strategy of growth through acquisitions. CRH may not be able 
to  continue  to  grow  as  contemplated  in  its  business  plan  if  it  is  unable  to 
identify  attractive  targets,  raise  funds  on  acceptable  terms,  complete  such 
acquisition  transactions  and  integrate  the  operations  of  the  acquired 
businesses.

 # CRH  faces  strong  competition  in  its  various  markets,  and  if  CRH  fails  to 

compete successfully, market share will decline.

 # Existing products may be replaced by substitute products which CRH does 
not produce and, as a result, CRH may lose market share in the markets for 
these products. 

 # Severe  weather  can  reduce  construction  activity  and  lead  to  a  decrease  in 
demand for Group products in areas affected by adverse weather conditions.

 # CRH is subject to stringent and evolving environmental and health and safety 
laws,  regulations  and  standards  which  could  result  in  costs  related  to 
compliance and remediation efforts that may adversely affect Group results of 
operations and financial condition.

 # CRH may be adversely affected by governmental regulations.

 # Economic,  political  and  local  business  risks  associated  with  international 

revenue and operations could adversely affect CRH’s business.

 # A  write-down  of  goodwill  could  have  a  significant  impact  on  the  Group’s 

income and equity.

 # CRH does not have a controlling interest in certain of the businesses in which 
it has invested and in the future may invest in businesses in which there will not 
be  a  controlling  interest.  In  addition,  CRH  is  subject  to  restrictions  due  to 
minority interests in certain of its subsidiaries.

 # Financial  institution  failures  may  cause  CRH  to  incur  increased  expenses  or 
make it more difficult either to utilise CRH’s existing debt capacity or otherwise 
obtain financing for CRH’s operations or financing activities.

 # A downgrade of CRH’s credit ratings may increase its costs of funding.

 # CRH  has  incurred  and  will  continue  to  incur  debt,  which  could  result  in 

increased financing costs and could constrain CRH’s business activities.

 # Many  of  CRH’s  subsidiaries  operate  in  currencies  other  than  the  euro,  and 
adverse changes in foreign exchange rates relative to the euro could adversely 
affect Group reported earnings and cash flow.

The Board has decided that a non-executive Director who has previously served 
in  an  executive  capacity  will  be  subject  to  annual  re-election.  Accordingly,  
Mr. W.I. O’Mahony retires and, being eligible, offers himself for re-election.

Mr. J.W. Kennedy was appointed to the Board on 24th June 2009. In accordance 
with the provisions of Article 110, he retires and, being eligible, offers himself for 
re-election.

Disapplication of Pre-emption Rights

A  special  resolution  will  be  proposed  at  the  Annual  General  Meeting  to  renew 
the  Directors’  authority  to  disapply  statutory  pre-emption  rights  in  relation  to 
allotments of shares for cash. In respect of allotments other than for rights issues 
to ordinary shareholders and employees’ share schemes, the authority is limited 
to Ordinary/Income Shares (excluding Treasury Shares) having a nominal value 
of €11,868,000, representing 5% approximately of the issued Ordinary/Income 
share capital at 1st March 2010. This authority will expire on the earlier of the date 
of the Annual General Meeting in 2011 or 4th August 2011.

Purchase of Own Shares

On  3rd  January  2008,  the  Company  announced  the  introduction  of  a  share 
repurchase programme of up to 5% of the 547,227,194 Ordinary/Income Shares, 
with a nominal value of €0.32/€0.02 respectively, then in issue and the intention 
to hold the repurchased shares as Treasury Shares. Under the programme, the 
termination of which was announced in November 2008, 18,204,355 Ordinary/
Income  Shares  were  purchased,  equivalent  to  3.3%  of  the  Ordinary  Shares  in 
issue at 31st December 2007, at an average price of €22.30 per share. During 
2009,  3,864,805  (2008:  2,000,350)  Treasury  Shares  were  re-issued  under  the 
Group’s Share Schemes. As at 1st March 2010, 12,331,671 shares were held as 
Treasury Shares, equivalent to 1.77% of the Ordinary Shares in issue (excluding 
Treasury Shares). 

Special resolutions will be proposed at the Annual General Meeting to renew the 
authority of the Company, or any of its subsidiaries, to purchase up to 10% of the 
Company’s Ordinary/Income Shares in issue at the date of the Annual General 
Meeting and in relation to the maximum and minimum prices at which Treasury 
Shares  (effectively  shares  purchased  and  not  cancelled)  may  be  re-issued  off-
market by the Company. If granted, the authorities will expire on the earlier of the 
date of the Annual General Meeting in 2011 or 4th August 2011.

The minimum price which may be paid for shares purchased by the Company 
shall not be less than the nominal value of the shares and the maximum price will 
be 105% of the average market price of such shares over the preceding five days. 
As at 1st March 2010, options to subscribe for a total of 25,989,145 Ordinary/
Income  Shares  are  outstanding,  representing  3.72%  of  the  issued  Ordinary/
Income  share  capital  (excluding  Treasury  Shares).  If  the  authority  to  purchase 
Ordinary/Income Shares was used in full, the options would represent 4.14%. 

The  Directors  do  not  have  any  current  intention  of  exercising  the  power  to 
purchase the Company’s own shares and will only do so if they consider it to be 
in the best interests of the Company and its shareholders. 

 # CRH is exposed to interest rate fluctuations. 

Notice Period for Extraordinary General Meetings

The Group has long experience of coping with these risks while delivering superior 
performance and strong Total Shareholder Return.

Report on Directors’ Remuneration

Resolution 3 to be proposed at the Annual General Meeting deals with the Report 
on Directors’ Remuneration, as set out on pages 51 to 59, which the Board has 
decided to present to shareholders for the purposes of a non-binding advisory 
vote. This is in line with international best practice and the Directors believe that 
the resolution will afford shareholders an opportunity to have a ‘say on pay’.

Resolution 9 to be proposed at the Annual General Meeting is a special resolution, 
which  seeks  shareholders’  approval  to  maintain  the  existing  authority  in  the 
Articles  of  Association  that  permits  the  Company  to  convene  an  extraordinary 
general meeting on 14 clear days’ notice where the purpose of the meeting is 
to consider an ordinary resolution. If approved, it is the intention of the Directors 
only to utilise this authority where they consider it to be in the best interests of the 
Company and its shareholders. 

Articles of Association

Board of Directors

Mr.  T.V.  Neill  retires  from  the  Board  by  rotation  and  does  not  seek  re-election.  
Mr.  U-H.  Felcht  and  Mr.  D.N.  O’Connor  retire  from  the  Board  by  rotation  and, 
being eligible, offer themselves for re-election. 

Resolution  12  to  be  proposed  at  the  Annual  General  Meeting  is  a  special 
resolution and seeks shareholders’ approval for certain changes to the Articles 
of  Association.  The  proposed  amendments  set  out  in  paragraphs  (a)  to  (f)  of 
the  resolution  will  update  the  Articles  and  also  make  them  consistent  with  the 
Shareholder Rights (Directive 2007/36/EC) Regulations 2009 by:

CRH  49

 
to 35, the Finance Review on pages 36 to 39, the details of Earnings per Share 
on page 84, details of derivative financial instruments in note 24, the details of the 
re-issue of Treasury Shares in note 30 and details of employees in note 6. 

The  Directors  confirm  that  to  the  best  of  their  knowledge,  the  annual  report 
and  the  financial  statements  give  a  true  and  fair  view  of  the  assets,  liabilities, 
financial position and the profit and loss of the Company and the undertakings 
included  in  the  consolidation.  It  also  includes  a  fair  review  of  the  development 
and  performance  of  the  business  and  the  position  of  the  Company  and  the 
undertakings  included  in  the  consolidation,  taken  as  a  whole,  together  with  a 
description of the principal risks and uncertainties that they face.

Subsidiary, Joint Venture and Associated Undertakings

The Group has over 1,100 subsidiary, joint venture and associated undertakings. 
The principal ones as at 31st December 2009 are listed on pages 124 to 129.

Auditors

The Auditors, Ernst & Young, Chartered Accountants, are willing to continue in 
office and a resolution authorising the Directors to fix their remuneration will be 
submitted to the Annual General Meeting.

Annual General Meeting

Your attention is drawn to the letter to shareholders and the Notice of Meeting 
enclosed  with  this  report,  which  set  out  details  of  additional  matters  to  be 
considered at the Annual General Meeting.

On behalf of the Board, 
K. McGowan, M. Lee, 
Directors 
1st March 2010

Directors’ Report continued

 # amending the definitions to reflect recent legislative changes;

 # allowing  for  the  convening  of  shareholder  meetings  to  consider  an  ordinary 
resolution at 14 days’ notice provided that the Company offers shareholders 
the facility to vote electronically and provided that shareholders agree to this at 
a general meeting. Shareholders’ consent must be sought by way of a special 
resolution. Any consent given is valid only up to the date of the next annual 
general meeting and must, therefore, be renewed every year;

 # requiring that, where a member wishes to table a draft resolution in respect of 
an  extraordinary  general  meeting  under  Section  133(1)(b)  of  the  Companies 
Act 1963, notice of the resolution shall be received by the Company in hardcopy 
form  or  in  electronic  form  at  least  14  days  before  the  extraordinary  general 
meeting to which it relates; 

 # removing  the  casting  vote  of  the  Chairman  at  general  meetings  of  the 

Company;

 # clarifying that shareholders need not vote all of their shares in the same way;

 # allowing the Directors to implement procedures for voting electronically or by 
correspondence and for the real-time transmission of general meetings via the 
internet; and

 # allowing  for  the  fixing  of  a  record  date  and  time  which  shall  determine  the 

eligibility of shareholders to participate and vote at general meetings.

Paragraph  (g)  of  Resolution  12  re-numbers  the  Articles  of  Association  and  all 
cross references therein to reflect the amendments provided for in paragraphs 
(a) to (f).

Corporate Governance

Statements by the Directors in relation to the Company’s appliance of corporate 
governance  principles,  compliance  with  the  provisions  of  the  Combined  Code 
on Corporate Governance (June 2008), the Group’s system of internal controls 
and the adoption of the going concern basis in the preparation of the financial 
statements are set out on pages 42 to 47. For the purpose of Statutory Instrument 
450/2009  European  Communities  (Directive  2006/46)  Regulations  2009,  the 
Corporate Governance report is deemed to be incorporated in this part of the 
Directors’ Report.

Details of the Company’s employee share schemes and capital structure can be 
found in notes 7 and 30 to the financial statements on pages 78 to 80 and 109 
to 111 respectively. 

Regulation 21 of SI 255/2006 EC (Takeover Directive) Regulations 2006

For the purpose of Regulation 21 of Statutory Instrument 255/2006 EC (Takeover 
Directive) Regulations 2006, the information on the Board of Directors on pages 
40  and  41,  share  option  schemes,  savings-related  share  option  schemes  and 
the Performance Share Plan in note 7, share capital in note 30 and the Report on 
Directors’ Remuneration on pages 51 to 59 are deemed to be incorporated in this 
part of the Directors’ Report. 

The Company has certain banking facilities which may require repayment in the 
event that a change in control occurs with respect to the Company. In addition, the 
Company’s share option schemes and Performance Share Plan contain change 
of  control  provisions  which  can  allow  for  the  acceleration  of  the  exercisability 
of share options and the vesting of share awards in the event that a change of 
control occurs with respect to the Company. 

SI 277/2007 Transparency (Directive 2004/109/EC) Regulations 2007 

For  the  purpose  of  Statutory  Instrument  277/2007  Transparency  (Directive 
2004/109/EC) Regulations 2007, the report on Corporate Social Responsibility 
as published on the CRH website is deemed to be incorporated in this part of the 
Directors’ Report, together with the following sections of the Annual Report: the 
Chairman’s Statement on pages 12 and 13, the Operations Reviews on pages 19 

50  CRH

Report on Directors’ Remuneration

The Remuneration Committee 

The Remuneration Committee of the Board consists of non-executive Directors 
of  the  Company.  The  terms  of  reference  for  the  Remuneration  Committee  are 
to determine the Group’s policy on executive remuneration and to consider and 
approve salaries and other terms of the remuneration packages for the executive 
Directors.  The  Committee  receives  advice  from  leading  independent  firms  of 
compensation and benefit consultants when necessary and the Chief Executive 
attends  meetings  except  when  his  own  remuneration  is  being  discussed. 
Membership of the Remuneration Committee is set out on page 41. 

Performance-related incentive plan 
The  performance-related  incentive  plan  is  totally  based  on  achieving  clearly 
defined and stretch annual profit targets and strategic goals with an approximate 
weighting  of  80%  for  profits  and  cash  flow  generation  and  20%  for  personal 
and  strategic  goals.  At  target  performance,  payout  is  80%  of  basic  salary  for 
Europe-based participants and 90% of basic salary for US-based participants. A 
maximum payout of 1.5 times these levels is payable for a level of performance 
well in excess of target. 

Remuneration Policy 

CRH is an international group of companies, with activities in 35 countries. CRH’s 
policy  on  Directors’  remuneration  is  designed  to  attract  and  retain  Directors  of 
the highest calibre who can bring their experience and independent views to the 
policy, strategic decisions and governance of CRH. 

Executive  Directors  must  be  properly  rewarded  and  motivated  to  perform  in 
the  best  interest  of  the  shareholders.  The  spread  of  the  Group’s  operations 
requires that the remuneration packages in place in each geographical area are 
appropriate  and  competitive  for  that  area.  In  setting  remuneration  levels,  the 
Remuneration Committee takes into consideration the remuneration practices of 
other international companies of similar size and scope and the EU Commission’s 
recommendations on remuneration in listed companies. 

The  EU  Commission’s  recommendations  were  published  in  December  2004  in 
a document entitled “fostering an appropriate regime for the remuneration of the 
directors of listed companies” and those recommendations were supplemented 
by  additional  recommendations  issued  in  2009.  The  Remuneration  Committee 
supports  the  general  objectives  of  the  EU’s  recommendations  and  the  broad 
issues  they  aim  to  address.  This  is  reflected  in  the  detailed  disclosures  in  this 
Report in relation to the Group’s remuneration policy, the elements of executive 
Directors’ remuneration (including bonus structure, deferred bonus arrangements 
and share incentive plans), the collective and individual remuneration of Directors 
and pension entitlements. The Company believes that shareholders are entitled 
to have a ‘say on pay’ and, accordingly, at the 2010 Annual General Meeting, this 
Report will be presented to shareholders for the purposes of an advisory vote. A 
number of the EU Commission’s recommendations, some of which are the subject 
of  on-going  consideration  at  government  level  and  in  investment  associations, 
have not been implemented by the Remuneration Committee. Those areas will 
continue to receive the Committee’s active consideration and their relevance and 
practicality in the business context in which CRH operates will be assessed.

Performance-related rewards, based on measured targets, are a key component 
of  remuneration.  CRH’s  strategy  of  fostering  entrepreneurship  in  its  regional 
companies  requires  well-designed  incentive  plans  that  reward  the  creation  of 
shareholder value through organic and acquisitive growth. The typical elements of 
the remuneration package for executive Directors are basic salary and benefits, 
a  performance-related  incentive  plan,  a  contributory  pension  scheme  and 
participation in the performance share and share option plans. It is policy to grant 
participation in these plans to key management to encourage identification with 
shareholders’  interests  and  to  create  a  community  of  interest  among  different 
regions and nationalities. 

The  Group  also  operates  share  participation  plans  and  savings-related  share 
option schemes for eligible employees in all regions where the regulations permit 
the operation of such plans. In total there are approximately 7,300 employees of 
all categories who are shareholders in the Group. 

Executive Directors’ Remuneration 

Basic salary and benefits 
The basic salaries of executive Directors are reviewed annually having regard to 
personal  performance,  company  performance,  step  changes  in  responsibilities 
and  competitive  market  practice  in  the  area  of  operation.  Employment-related 
benefits  relate  principally  to  relocation  costs,  the  use  of  company  cars  and 
medical/life assurance. No fees are payable to executive Directors. 

The four components of the plan are: 

(i)  Individual performance 

(ii)  Earnings per share growth targets

(iii)  Cash flow generation targets 

(iv) Return on net assets targets. 

Up  to  one-third  of  the  bonus  in  each  year  is  payable  in  CRH  shares  and  the 
entitlement to beneficial ownership of the shares is deferred for a period of three 
years, with the individual not becoming beneficially entitled to the shares in the 
event  of  departure  from  the  Group  in  certain  circumstances  during  that  time 
period.

In addition, the Chief Executive, Mr. M. Lee, has a special long-term incentive plan 
incorporating targets set for the five-year period 2009-2013. The plan incorporates 
challenging  goals  in  respect  of  Total  Shareholder  Return  by  comparison  with  a 
peer group, growth in earnings per share and the strategic development of the 
Group, with a total maximum earnings potential of 40% of aggregate basic salary. 
While  accruals  are  made  on  an  annual  basis,  there  is  no  commitment  to  any 
payment until the end of the period. Details of the manner in which the earnings 
are  provided  for  under  the  plan  are  set  out  in  note  2  to  the  table  of  Directors’ 
remuneration on page 53. 

Performance Share Plan/Share Option Scheme 
Long-term  incentive  plans  involving  conditional  awards  of  shares  are  now  a 
common part of executive remuneration packages, motivating high performance 
and aligning the interests of executives and shareholders. The Performance Share 
Plan  (PSP)  approved  by  shareholders  in  May  2006  is  tied  to  Total  Shareholder 
Return  (TSR).  Half  of  the  award  is  assessed  against  TSR  for  a  group  of  global 
building materials companies and the other half against TSR for the constituents 
of the Eurofirst 300 Index. 

The maximum award under the PSP is 150% of basic salary per annum in the 
form of conditional shares and the vesting period is three years. The awards lapse 
if over the three-year period CRH’s TSR is below the median of the peer group/
index; 30% of the award vests if CRH’s performance is equal to the median while 
100% vests if CRH’s performance is equal to or greater than the 75th percentile; 
for TSR performance between the 50th and the 75th percentiles, between 30% 
and 100% of the award vests on a straight-line basis. 

When approved by shareholders in 2006, the Performance Share Plan incorporated 
an  earnings  per  share  (EPS)  growth  underpin  of  the  Irish  Consumer  Price 
Index plus 5% per annum, a requirement of the Irish Association of Investment 
Managers (IAIM) at the time. During 2009, the IAIM advised that it did not regard 
this  financial  test  as  an  additional  hurdle  but  rather  as  a  mechanism  to  assist 
the Remuneration Committee in determining whether TSR reflected performance. 
Following discussion with the IAIM, the rules of the PSP were amended to delete 
the underpin requirement, substituting in its place the condition that no award, 
or portion of an award, which had satisfied the TSR performance criteria would 
be  released  unless  the  Remuneration  Committee  had  confirmed  that  the  TSR 
outcome was valid and had not been significantly affected by unusual events or 
extraneous  factors.  In  addition,  the  Committee  reviews  EPS  growth  to  assess 
its consistency with the objectives of the performance assessment, for example, 
comparing EPS performance with that of non-financial companies listed on the 
Irish Stock Exchange. 

CRH  51

 
Report on Directors’ Remuneration continued

Participants  in  the  Plan  are  not  entitled  to  any  dividends  (or  other  distributions 
made) and have no right to vote in respect of the shares subject to the award, 
until such time as the shares vest. Details of awards to Directors under the Plan 
are provided on page 56.

Under the terms of the Share Option Scheme approved by shareholders in May 
2000 (the 2000 Share Option Scheme), two tiers of options have been available 
subject to different performance conditions as set out below:

(i)  Exercisable only when EPS growth exceeds the growth of the Irish Consumer 
Price  Index  by  5%  compounded  over  a  period  of  at  least  three  years 
subsequent to the granting of the options (Basic Tier). 

(ii)  Exercisable, if over a period of at least five years subsequent to the granting of 
the options, the growth in EPS exceeds the growth of the Irish Consumer Price 
Index by 10% compounded and places the Company in the top 25% of EPS 
performance  of  a  peer  group  of  international  building  materials  and  other 
manufacturing companies. If below the 75th percentile, these options are not 
exercisable (Second Tier). 

With  the  introduction  of  the  Performance  Share  Plan,  the  Remuneration 
Committee decided that no further Second Tier share options should be granted 
under the 2000 Share Option Scheme; however, Basic Tier options continued to 
be issued. Grants of share options were at the market price of the Company’s 
shares at the time of grant, and were made after the final results announcement 
ensuring transparency. 

The  percentage  of  share  capital  which  can  be  issued  under  the  Performance 
Share Plan and share option schemes, and individual share option grant limits, 
comply with institutional guidelines. 

Review of Compensation Arrangements/New Share Option Scheme

During 2009, the Remuneration Committee carried out a review of senior executive 
remuneration,  to  ensure  that  the  Company’s  arrangements  were  aligned  with 
CRH’s business strategy and remained competitive with the external marketplace. 
This followed a similar review in 2005, which led to amendments to the annual 
bonus plan and the introduction of the Performance Share Plan. The Committee 
concluded that no change was required to current remuneration arrangements. 
However, as the 2000 Share Option Scheme expires in May 2010, it is proposed 
to  seek  shareholder  approval  at  the  2010  Annual  General  Meeting  (AGM)  for 
the introduction of a new share option scheme (the New Scheme). If approved, 
it  is  intended  to  grant  options  under  the  New  Scheme  following  the  AGM  and 
thereafter, subject to satisfactory performance, to award options annually ensuring 
a smooth progression over the life of the New Scheme.

The  proposed  New  Scheme  will  be  based  on  one  tier  of  options  with  a  single 
vesting test. The performance criteria for the scheme will be EPS-based. Vesting 
will only occur once an initial performance target has been reached and, thereafter, 
would be dependent on performance. In considering the level of vesting based 
on EPS performance, the Remuneration Committee will also consider the overall 
results of the Group. Performance targets for the initial grant of options have been 
agreed with the Irish Association of Investment Managers, who have approved the 
Scheme, and are as follows:

 # the option award lapses if EPS growth over the three year target period is less 

than 12.5% compounded over the period;

 # 20% of the option grant shall be exercisable if compound EPS growth is equal 
to 12.5%, while 100% shall be exercisable if compound EPS growth is equal  
to 27.5%;

 # subject  to  any  reduction  which  the  Remuneration  Committee  deems 
appropriate,  options  vest  between  20%  and  40%  on  a  straight-line  basis  if 
compound growth is between 12.5% and 17.5%; and vest between 40% and 
100%  on  a  straight-line  basis  if  compound  growth  is  between  17.5%  and 
27.5%,  which  provides  for  proportionately  more  vesting  for  higher  levels  of  
EPS growth. 

52  CRH

The  Remuneration  Committee  will  have  authority  to  set  appropriate  criteria  for 
each subsequent grant.

The Remuneration Committee believes that the introduction of the New Scheme will 
continue to closely align management with shareholder goals as well as fostering the 
attainment of superior performance and ensure that CRH can continue to recruit, 
retain and motivate high quality executives across its global areas of operation. 

A  summary  of  the  principal  features  of  the  New  Scheme  is  included  in  the 
circular sent to all shareholders, which includes the Notice of the 2010 Annual  
General Meeting.

Non-executive Directors’ Remuneration

The remuneration of non-executive Directors, including that of the Chairman, is 
determined by the Board of Directors as a whole. In determining the remuneration, 
the Board receives recommendations from the Remuneration Committee in respect 
of  the  Chairman  and  from  the  executive  Directors  in  respect  of  the  remaining  
non-executive Directors. Remuneration is set at a level which will attract individuals 
with the necessary experience and ability to make a substantial contribution to the 
Company’s affairs and reflect the time and travel demands of their Board duties. 
They do not participate in any of the Company’s performance-related incentive 
plans or share schemes.

Pensions

Mr. Lee and Mr. Manifold are participants in a contributory defined benefit plan 
which is based on an accrual rate of 1/60th of pensionable salary for each year of 
pensionable service and is designed to provide two-thirds of salary at retirement 
for  full  service.  There  is  provision  for  Mr.  Lee  and  Mr.  Manifold  to  retire  at  
60 years of age. 

The Finance Act 2006 established a cap on pension provision by introducing a 
penalty tax charge on pension assets in excess of the higher of €5 million or the 
value  of  individual  accrued  pension  entitlements  as  at  7th  December  2005.  As 
a result of these legislative changes, the Remuneration Committee decided that 
Mr. Lee and Mr. Manifold should have the option of continuing to accrue pension 
benefits as previously, or of choosing an alternative arrangement – by accepting 
pension  benefits  limited  by  the  cap  –  with  a  similar  overall  cost  to  the  Group. 
Both have chosen to opt for the alternative arrangement which involves capping 
their pensions in line with the provisions of the Finance Act 2006 and receiving a 
supplementary taxable non-pensionable cash allowance in lieu of pension benefits 
foregone. These allowances are similar in value to the reduction in the Company’s 
liability represented by the pension benefits foregone. They are calculated based 
on actuarial advice as the equivalent of the reduction in the Company’s liability to 
each individual and spread over the term to retirement as annual compensation 
allowances. The allowances for 2009 are detailed in note (ii) on page 54. 

Mr. Culpepper and Mr. Towe participate in defined contribution retirement plans in 
respect of basic salary; and in addition participate in unfunded defined contribution 
Supplemental Executive Retirement Plans (SERP) also in respect of basic salary, 
to which contributions are made at an agreed rate, offset by contributions made 
to the other retirement plan. 

Since 1991, it has been the Board’s policy that non-executive Directors do not 
receive pensions. 

Directors’ Service Contracts 

No executive Director has a service contract extending beyond twelve months. 
No Director has a service contract that provides for any benefits on termination 
of employment.

Directors’ Remuneration and Interests in Share Capital 

Details of Directors’ remuneration charged against profit in the year are given in 
the table across. Details of individual remuneration and pension benefits for the 
year ended 31st December 2009 are given on page 54. Directors’ share options 
and shareholdings are shown on pages 57 to 59. 

Directors’ Remuneration

Notes

Executive Directors

Basic salary

Performance-related incentive plan

– cash element

– deferred shares element

Retirement benefits expense

Benefits

(i)

(ii) Provision for Chief Executive long-term incentive plan

Total executive Directors’ remuneration 

2009
€000

2008
€000

3,384

2,807

964

-

1,462

397

6,207

460

6,667

905

-

497

369

4,578

456

5,034 

Average number of executive Directors 

4.00

 3.00

Non-executive Directors

Fees

Other remuneration

646

672

568

679 

(i) Total non-executive Directors’ remuneration 

1,318

1,247

Average number of non-executive Directors

9.50

8.35 

(iii) Severance

(iv) Payments to former Directors

Total Directors’ remuneration

-

59 

2,160 

66 

8,044 

8,507 

Notes to Directors’ remuneration

(i) See analysis of 2009 remuneration by individual on page 54.

(ii) As set out on page 51, the Chief Executive has a special long-term incentive plan 
tied to the achievement of exceptional growth and key strategic goals for the five-
year  period  2009  to  2013  with  a  total  maximum  earnings  potential  of  40%  of 
aggregate basic salary. While accruals are made on an annual basis, there is no 
commitment to any payment until the end of the five-year period. A similar plan 
was in place for the former Chief Executive Mr. O’Mahony for the four-year period 
2005 to 2008 with a total maximum earnings potential of 40% of aggregate basic 
salary, amounting to a potential €2,074,000. The actual earnings under this plan 
came to €1,950,000, payment of which was made in 2009. Annual provisions of 
40% of basic salary were made in respect of Mr. O’Mahony’s plan for the years 
2005 through 2008 amounting in total to €1,494,000. Accordingly the balance of 
€456,000  was  provided  in  2008  and  is  reflected  in  total  2008  Directors’ 
remuneration.

(iii) Severance payment to Mr. T.W. Hill who resigned as an executive on 31st July 

2008 after 28 years service.

(iv) Consulting and other fees paid to a number of former directors.

CRH  53

 
Report on Directors’ Remuneration continued

Individual remuneration for the year ended 31st December 2009

Basic  
salary 
and fees

€000

609
-
1,150
800
-
825

3,384

68
68
68
68
-
34
68
68
68
68
68

646

Executive Directors
G.A. Culpepper
T.W. Hill
M. Lee
A. Manifold
W.I. O’Mahony
M.S. Towe 

(v)
(vi)

(v)
(vii)
(viii)

Non-executive Directors
W.P. Egan
U-H. Felcht
N. Hartery
J.M. de Jong
D.M. Kennedy
J.W. Kennedy 
K. McGowan
T.V. Neill
D.N. O’Connor
J.M.C. O’Connor
W.I. O’Mahony

(ix)

(vii)

Incentive Plan

Cash  
element 
 (i)
€000

Deferred
shares 
(i)
€000

Retirement
benefits
expense 
(ii)
€000

Other 
remuneration 
(iii)
€000

Benefits 
(iv)
€000

164
-
300
210
-
290

964

-
-
-
-
-
-
-
-
-
-
-

-

-
-
-
-
-
-

-

-
-
-
-
-
-
-
-
-
-
-

-

122
-
980
195
-
165

1,462

-
-
-
-
-
-
-
-
-
-
-

-

-
-
-
-
-
-

-

52
37
47
71
-
11
337
37
22
22
36

672

192
-
25
31
-
149

397

-
-
-
-
-
-
-
-
-
-
-

-

Total
2009
€000

1,087
-
2,455
1,236
-
1,429

6,207

120
105
115
139
-
45
405
105
90
90
104

Total
2008
€000

-
856
1,114
-
1,746
862

4,578

120
105
106
139
47
-
450
100
90
90
-

1,318

1,247

(i)  Performance-related Incentive Plan Under the executive Directors’ incentive plan for 2009, a bonus is payable for meeting clearly defined and stretch profit/
cash flow targets and strategic goals. The structure of the 2009 incentive plan is set out on page 51. The 2009 plan payout levels reflect the very strong delivery 
under the cash flow generation component. For 2009 the bonus is payable entirely in cash.

(ii)  Retirement benefits expense The Irish Finance Act 2006 effectively established a cap on pension provision by introducing a penalty tax charge on pension 
assets in excess of the higher of €5 million or the value of individual prospective pension entitlements as at 7th December 2005. As a result of these legislative 
changes, the Remuneration Committee has decided that Executive Directors who are members of Irish pension schemes should have the option of continuing to 
accrue pension benefits as previously, or of choosing an alternative arrangement - by accepting pension benefits limited by the cap - with a similar overall cost to 
the Group. Mr. Lee, Mr. Manifold and former Chief Executive Mr. O’Mahony chose to opt for the alternative arrangement which involves capping their pensions in 
line  with  the  provisions  of  the  Finance  Act  and  receiving  a  supplementary  taxable  non-pensionable  cash  allowance,  in  lieu  of  prospective  pension  benefits 
foregone. These allowances are similar in value to the reduction in the Company’s liability represented by the pension benefit foregone. They are calculated based 
on actuarial advice as the equivalent of the reduction in the Company’s liability to each individual and spread over the term to retirement as annual compensation 
allowances.  For  2009  the  compensation  allowances  amount  to  €980,000  (2008:  €328,847)  for  Mr.  Lee  and  €195,000  for  Mr.  Manifold.  The  level  of  2009 
compensation allowance for Mr. Lee reflects the increase in salary following his appointment as Chief Executive and his relatively short time to retirement.  In 2008 
the  compensation  allowance  for  Mr.  O’Mahony  amounted  to  €587,240,  however,  as  Mr.  O’Mahony  had  waived  his  right  to  equivalent  prospective  benefit 
entitlements from his benefit plan arrangements, which were fully funded at end-2004, no net pension-related expense arose in his respect.

(iii)  Other remuneration Non-executive Directors: Includes remuneration for Chairman and Board Committee work and in the case of Mr. O’Mahony also includes 

payment for services unrelated to Board and Committee work.

(iv)  Benefits These relate principally to relocation expenses, housing allowance, the use of company cars and medical/life assurance.

(v)  Mr. G.A. Culpepper and Mr. A. Manifold became Directors on 1st January 2009.

(vi)  Mr. T.W. Hill resigned from the Board on 25th June 2008. He resigned as an executive on 31st July 2008, after 28 years service, and a severance payment in this 

regard amounting to €2,160,000 for 2008 is included in the summary of remuneration on page 53.

(vii)  Mr. W.I. O’Mahony retired as CRH Chief Executive on 31st December 2008 but remains on the CRH Board in a non-executive capacity.

(viii) Mr. M.S. Towe became a Director on 31st July 2008.

(ix)  Mr. J.W. Kennedy became a Director on 24th June 2009.

54  CRH

 
Pension entitlements – defined benefit

Executive Directors

M. Lee

A. Manifold

Increase in
accrued
personal  
pension
during 2009 
(i)
€000

Transfer value
of increase in
dependants’
pension 
(i)
€000

Total accrued
personal
pension at
year-end 
(ii)
€000

-

7

967

105

284

273

(i)  As noted on page 52, the pensions of Mr. Lee and Mr. Manifold have been capped in line with the provisions of the Finance Act 2006. However, dependants’ 
pensions continue to accrue resulting in Greenbury transfer values which have been calculated on the basis of actuarial advice. These amounts do not represent 
sums paid out or due, but are the amounts that the pension scheme would transfer to another pension scheme in relation to benefits accrued in 2009 in the event 
of Mr. Lee or Mr. Manifold leaving service.

(ii)  The accrued pensions shown in respect of Mr. Lee and Mr. Manifold are those which would be payable annually from normal retirement date.

Pension entitlements – defined contribution

The accumulated liabilities related to the unfunded Supplemental Executive Retirement Plans for Mr. G.A. Culpepper and Mr. M.S. Towe are as follows:

As at 31st
December
2008
€000

2009
contribution
€000

2009
notional
interest
€000
(iii)

2009
payments
€000

Translation
adjustment
€000

As at 31st
December
2009
€000

Executive Directors

G.A. Culpepper

M.S. Towe

226

752

109

152

13

42

-

-

(11)

(32)

337

914

(iii)  Notional  interest,  which  is  calculated  based  on  the  average  bid  yields  of  United  States  Treasury  fixed-coupon  securities  with  remaining  terms  to  maturity  of 

approximately 20 years, plus 1.5%, is credited to the above plans.

Deferred Shares (iv)

Executive Directors

M. Lee

W.I. O’Mahony 

Number  
at 31st  
December
2008

Awards of
Deferred
Shares  
during 2009

New Shares
allotted under the  
Scrip Dividend
Scheme  
during 2009

New Shares 
taken up
in 2 for 7
Rights Issue in
2009 

Number at
31st December
2009

Release date

Released
during 2009
(v)

6,033

7,644

13,677 

13,873

17,070

30,943

-

-

-

-

-

-

238

301

539 

-

-

-

1,723

2,184 

3,907

-

-

-

-

-

-

13,873

17,070

30,943

7,994

March 2010 

10,129

18,123

March 2011 

-

-

-

(iv)  Under the executive Directors’ incentive plan, up to one-third of the bonus in each year is payable in CRH shares and the entitlement to beneficial ownership of 
the shares is deferred for a period of three years, with the individual not becoming beneficially entitled to the shares in the event of departure from the Group in 
certain circumstances during that time period.

(v)  Following his retirement as an executive Director, Mr. O’Mahony’s awards were released to him on 18th March 2009.

CRH  55

 
Report on Directors’ Remuneration continued

Directors’ awards under the Performance Share Plan (i)

31st December
2008 
(ii)

Granted in 
 2009 

Released in 
 2009 
(iii)

Lapsed in 
2009 
(iii)

31st December 
2009 

Performance 
period 

Release 
 date 

Market
price in euro
on award 
(iv)

G.A. Culpepper

(v)

11,090

M. Lee

9,981

12,199

-

33,270

22,180

19,962

27,725

-

69,867

A. Manifold

(v)

9,981

16,635

27,725

-

54,341

W.I. O’Mahony

66,542

M.S. Towe

24,953

18,853

23,289

-

67,095

-

-

-

47,500

47,500

-

-

-

70,000

70,000

-

-

-

47,500

47,500

-

-

-

-

76,000

76,000

8,316

2,774

-

-

-

-

-

-

-

8,316

2,774

9,981

01/01/07 – 31/12/09 March 2010

12,199

01/01/08 – 31/12/10 March 2011

47,500

69,680

01/01/09 – 31/12/11 March 2012

16,632

5,548

-

-

-

-

-

-

-

19,962

01/01/07 – 31/12/09 March 2010

27,725

01/01/08 – 31/12/10 March 2011

70,000

01/01/09 – 31/12/11 March 2012

16,632

5,548

117,687

7,484

2,497

-

-

-

-

-

-

-

16,635

01/01/07 – 31/12/09 March 2010

27,725

01/01/08 – 31/12/10 March 2011

47,500

01/01/09 – 31/12/11 March 2012

33.55

23.45

17.00

33.55

23.45

17.00

33.55

23.45

17.00

7,484

2,497

91,860

49,899

16,643

18,712

6,241

-

-

-

-

-

-

-

-

18,853

01/01/07 – 31/12/09 March 2010

23,289

01/01/08 – 31/12/10 March 2011

76,000

01/01/09 – 31/12/11 March 2012

33.55

23.45

17.00

18,712

6,241

118,142

(i)  Performance Share Plan This is a long-term share incentive plan under which share awards are granted in the form of a provisional allocation of shares for which 
no exercise price is payable. The shares scheduled for release in March 2010, March 2011 and March 2012 will be allocated to the extent that the relative TSR 
performance conditions are achieved. The structure of the Performance Share Plan is set out on page 51.

(ii)  Restated for the bonus element of the 2 for 7 Rights Issue in 2009.

(iii)   On 25th March 2009, the Remuneration Committee determined that 74.99% of the 2006 award vested and that portion of the award was released to participants. 

The balance of the 2006 award lapsed.

(iv)  The Trustees of the CRH plc Employee Benefit Trust purchased Ordinary Shares at €24.82 per share on 21st June 2006 in respect of the 2006 award, and at 
€33.55 per share on 11th April 2007 in respect of part of the 2007 award. No shares were purchased in respect of the 2008 award. No dividends are payable on 
these shares until such time as they are released to plan participants.

(v)  Mr. G.A. Culpepper and Mr. A. Manifold became Directors on 1st January 2009. The opening balances above relate to the position at date of appointment 

restated for the bonus element of the 2009 Rights Issue.

56  CRH

 
Directors’ interests 

The Company’s Register of Directors’ Interests contains full details of Directors’ shareholdings and options to subscribe for shares.

Directors’ share options 

Details of movements on outstanding options and those exercised during the year are set out in the table below:

31st December
2008*

Granted in 
 2009

Lapsed in 
2009

Exercised in 
2009

31st December
2009

Weighted  
average option 
price at  
31st December
2009
€

Options exercised during 2009
Weighted  
average 
market price 
at date of 
exercise
€

Weighted  
average  
exercised 
price
€

G.A. Culpepper**

M. Lee

A. Manifold**

W.I. O’Mahony

M.S. Towe

42,611

30,437

-

-

113,673

35,000

72,085

3,580

238,435

138,625

1,752

18,262

-

-

80,000

-

-

-

116,445

50,000

48,796

1,752

164,357

146,095

576,680

277,250

60,873

60,873

243,981

155,260

-

-

-

-

-

-

-

-

-

-

2,511,822

165,000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

42,611

12,175

-

-

-

-

-

-

18,262

-

-

-

42,611

85,222

-

-

60,873

60,873

-

-

-

18,262

148,673

72,085

3,580

318,435

138,625

1,752

-

166,445

48,796

1,752

121,746

60,873

576,680

277,250

-

-

243,981

155,260

(a)

(b)

(c)

(d)

(b)

(c)

(d)

(e)

(b)

(c)

(d)

(e)

(a)

(b)

(c)

(d)

(a)

(b)

(c)

(d)

322,627

2,354,195

-

16.24

20.29

14.95

15.56

19.32

14.86

18.39

-

21.97

14.65

18.39

15.56

15.56

18.31

16.99

-

-

20.26

14.80

15.81

13.22

17.80

15.61

-

-

-

-

-

-

-

-

-

-

-

-

15.56

18.17

-

-

-

13.22

13.22

-

-

16.24

16.24

-

-

-

-

-

16.30

16.30

-

-

19.38

19.38

-

-

*  The opening balances above and in the following table have been re-stated for the bonus element of the 2 for 7 Rights Issue in 2009.

** Mr. G.A. Culpepper and Mr. A. Manifold became Directors on 1st January 2009. The opening balances above and in the following table relate to the position at date  
   of appointment.

CRH  57

 
Report on Directors’ Remuneration continued

Options by Price

€

13.2155

13.2155

15.5646

15.5646

16.2381

16.2381

16.4830

16.4830

17.7454

17.7454

11.8573

11.8573

11.9565

11.9565

15.0674

15.0674

15.0854

15.0854

18.7463

18.8545

26.1493

22.3892

29.4855

29.8643

21.5235

16.5800

17.3000

18.3946

31st December 
2008*

Granted in 
 2009

Lapsed in
2009

Exercised in 
2009

31st December 
2009

Earliest  
exercise date

Expiry date

48,698

97,397

121,746

82,715

97,397

79,135

166,350

239,544

138,625

191,857

110,900

60,995

44,360

72,085

66,540

55,450

44,360

72,085

72,085

44,360

108,128

221,800

66,540

58,223

146,943

-

-

3,504

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

130,000

35,000

-

2,511,822

165,000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

48,698

97,397

-

18,262

97,397

60,873

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

121,746

64,453

-

18,262

166,350

239,544

138,625

191,857

110,900

60,995

44,360

72,085

66,540

55,450

44,360

72,085

72,085

44,360

108,128

221,800

66,540

58,223

146,943

130,000

35,000

3,504

(a)

(b)

(a)

(b)

(a)

(b)

(c)

(d)

(c)

(d)

(c)

(d)

(c)

(d)

(c)

(d)

(c)

(d)

(c)

(c)

(c)

(c)

(c)

(c)

(c)

(c)

(c)

(e)

322,627

2,354,195

March 2010

March 2010

March 2010

March 2010

March 2010

March 2010

March 2010

March 2010

March 2010

March 2010

March 2010

March 2010

March 2010

March 2010

March 2010

April 2010

April 2010

April 2010

April 2011

April 2011

April 2012

April 2012

April 2013

April 2013

April 2013

April 2013

April 2014

April 2014

April 2014

April 2014

April 2015

April 2015

April 2016

June 2016

April 2017

April 2017

April 2018

April 2019

April 2019

July 2013

December 2013

The market price of the Company’s shares at 31st December 2009 was €19.01 and the range during 2009 was €12.55 to €20.70.

(a)  Granted  under  the  1990  share  option  scheme,  these  options  are  only  exercisable  when  earnings  per  share  (EPS)  growth  exceeds  the  growth  of  the  Irish 

Consumer Price Index over a period of at least three years subsequent to the granting of the options.

(b)  Granted under the 1990 share option scheme, these options are only exercisable if, over a period of at least five years subsequent to the granting of the options, 

the growth in EPS would place the Company in the top 25% of the companies listed in the FTSE 100 Stock Exchange Equity Index.

(c)  Granted under the 2000 share option scheme, these options are only exercisable when EPS growth exceeds the growth of the Irish Consumer Price Index by 5% 

compounded over a period of at least three years subsequent to the granting of the options.

(d)  Granted under the 2000 share option scheme, these options are only exercisable if, over a period of at least five years subsequent to the granting of the options, 
the growth in EPS exceeds the growth of the Irish Consumer Price Index by 10% compounded and places the Company in the top 25% of EPS performance of 
a peer group of international building materials and other manufacturing companies.  If below the 75th percentile, these options are not exercisable.

(e)  Granted under the 2000 savings-related share option scheme.

58  CRH

Directors’ Interests in Share Capital at 31st December 2009

The interests of the Directors and the Secretary in the shares of the Company as 
at  31st  December  2009,  which  are  beneficial  unless  otherwise  indicated,  are 
shown below. The Directors and the Secretary have no beneficial interests in any 
of the Group’s subsidiary, joint venture or associated undertakings.

Ordinary Shares

Directors

G.A. Culpepper

W.P. Egan

- Non-beneficial

U-H. Felcht 

N. Hartery 

J.M. de Jong 

J.W. Kennedy

M. Lee 

K. McGowan 

A. Manifold

T.V. Neill 

D.N. O’Connor 

J.M.C. O’Connor 

W.I. O’Mahony 

M.S. Towe 

Secretary 

N. Colgan

31st December 
2009

31st December 
2008

32,180

16,427

12,000 

1,285

1,285 

13,502

1,009 *

19,170 *

15,000 

12,000 

1,000 

1,000 

10,190 

-

323,027 **

258,246 **

21,344

11,790

89,844

15,040 

2,763

1,089,431

34,420

16,167 

5,742 *

69,881 

11,478 

2,131 

827,821 **

18,857 

10,527

10,434 *

1,675,874

1,279,117

There  were  no  transactions  in  the  above  Directors’  and  Secretary’s  interests 
between 31st December 2009 and 1st March 2010.

Of the above holdings, the following are held in the form of American Depositary 
Receipts (ADRs):

G.A. Culpepper

W.P. Egan

- Non-beneficial

M.S. Towe

31st December 
2009

31st December 
2008

179

10,000 

12,000 

3,397 

179 *

10,000 

12,000 

3,397

* 

Holding as at date of appointment.

**

Excludes awards of Deferred Shares, details of which are shown on page 55. 

CRH  59

 
 
Statement of Directors’ Responsibilities
in respect of the financial statements

Company law in the Republic of Ireland requires the Directors to prepare financial 
statements for each financial year which give a true and fair view of the state of 
affairs of the Parent Company and of the Group and of the profit or loss of the 
Group for that period.

In preparing the Consolidated Financial Statements, the Directors are required to:

 # select suitable accounting policies and then apply them consistently; 

 # make judgements and estimates that are reasonable and prudent; 

 # comply with applicable International Financial Reporting Standards as adopted 
by  the  European  Union,  subject  to  any  material  departures  disclosed  and 
explained in the financial statements; and 

 # prepare  the  financial  statements  on  the  going  concern  basis  unless  it  is 

inappropriate to presume that the Group will continue in business.

The considerations set out above for the Group are also required to be addressed 
by  the  Directors  in  preparing  the  financial  statements  of  the  Parent  Company 
(which  are  set  out  on  pages  116  to  119),  in  respect  of  which  the  applicable 
accounting  standards  are  those  which  are  generally  accepted  in  the  Republic  
of Ireland.

The Directors have elected to prepare the Parent Company’s Financial Statements 
in accordance with generally accepted accounting practice in Ireland (Irish GAAP) 
comprising the financial reporting standards issued by the Accounting Standards 
Board and published by the Institute of Chartered Accountants in Ireland, together 
with the Companies Acts, 1963 to 2009.

The Directors are responsible for keeping proper books of account which disclose 
with reasonable accuracy at any time the financial position of the Parent Company 
and which enable them to ensure that the Consolidated Financial Statements are 
prepared  in  accordance  with  applicable  International  Financial  Reporting 
Standards as adopted by the European Union and comply with the provisions of 
the Companies Acts, 1963 to 2009 and Article 4 of the IAS Regulation. They are 
also responsible for safeguarding the assets of the Group and hence for taking 
reasonable  steps  for  the  prevention  and  detection  of  fraud  and  other 
irregularities.

60  CRH

Independent Auditors’ Report
to the members of CRH public limited company

We have audited the Consolidated and Parent Company (“Company”) Financial 
Statements  (the  “financial  statements”)  of  CRH  plc  for  the  year  ended  31st 
December  2009  which  comprise  the  Consolidated  Income  Statement,  the 
Consolidated  Statement  of  Comprehensive  Income,  the  Consolidated  and 
Company Balance Sheets, the Consolidated Statement of Changes in Equity, the 
Consolidated Statement of Cash Flows, the related notes 1 to 34 (Group) and the 
related notes 1 to 11 (Company). These financial statements have been prepared 
under the accounting policies set out therein. 

This Report is made solely to the Company’s members, as a body, in accordance 
with  section  193  of  the  Companies  Act,  1990.  Our  audit  work  has  been 
undertaken so that we might state to the Company’s members those matters we 
are required to state to them in an auditors’ report and for no other purpose. To 
the fullest extent permitted by law, we do not accept or assume responsibility to 
anyone other than the Company and the Company’s members as a body, for our 
audit work, for this Report, or for the opinions we have formed. 

Respective responsibilities of Directors and Auditors

The Directors are responsible for the preparation of the Consolidated Financial 
Statements  in  accordance  with  applicable  Irish  law  and  International  Financial 
Reporting  Standards  (IFRSs)  as  adopted  by  the  European  Union,  and  for  the 
preparation of the Company Financial Statements in accordance with applicable 
Irish law and Accounting Standards issued by the Accounting Standards Board 
and promulgated by the Institute of Chartered Accountants in Ireland (“Generally 
Accepted Accounting Practice in Ireland”) as set out in the Statement of Directors’ 
Responsibilities.

Our responsibility is to audit the financial statements in accordance with relevant 
legal  and  regulatory  requirements  and  International  Standards  on  Auditing  (UK 
and Ireland).

We report to you our opinion as to whether the financial statements give a true 
and fair view and have been properly prepared in accordance with the Companies 
Acts,  1963  to  2009  and  whether,  in  addition,  the  Consolidated  Financial 
Statements have been properly prepared in accordance with Article 4 of the IAS 
Regulation.  We  also  report  to  you  our  opinion  as  to:  whether  proper  books  of 
account have been kept by the Company; whether, at the balance sheet date, 
there  exists  a  financial  situation  which  may  require  the  convening  of  an 
extraordinary  general  meeting  of  the  Company;  and  whether  the  information 
given  in  the  Directors’  Report  is  consistent  with  the  financial  statements.  In 
addition, we state whether we have obtained all the information and explanations 
necessary  for  the  purposes  of  our  audit  and  whether  the  Company  Balance 
Sheet is in agreement with the books of account.

We also report to you if, in our opinion, any information specified by law or the 
Listing Rules of the Irish Stock Exchange regarding Directors’ remuneration and 
other  transactions  is  not  disclosed  and,  where  practicable,  include  such 
information in our Report.

We are required by law to ascertain that the Company has produced a Corporate 
Governance Statement where this is prepared as a separate report and whether 
such statement contains the information required by law. We review whether the 
Corporate Governance Statement reflects the Company’s compliance  with  the 
nine  provisions  of  the  2008  Financial  Reporting  Council’s  Combined  Code 
specified for our review by the Listing Rules of the Irish Stock Exchange, and we 
report  if  it  does  not.  We  are  not  required  to  consider  whether  the  Board’s 
statements on internal control cover all risks and controls, or form an opinion on 
the effectiveness of the Group’s corporate governance procedures or its risk and 
control procedures.

Where  a  separate  Corporate  Governance  Statement  is  prepared,  we  also 
consider and report to you whether the information required under section 158 
(6D) (d) of the Companies Act, 1963 given in the Corporate Governance Statement 
is consistent with the financial statements.

We read other information contained in the Annual Report and consider whether 
it  is  consistent  with  the  audited  financial  statements.  The  other  information 
comprises only the Directors’ Report, the Chairman’s Statement, Chief Executive’s 
Review,  Operations  Reviews,  Finance  Review  and  the  Corporate  Governance 
Statement. We consider the implications for our Report if we become aware of 
any  apparent  misstatements  or  material  inconsistencies  with  the  financial 
statements. Our responsibilities do not extend to any other information.

Basis of Audit Opinion

We conducted our audit in accordance with International Standards on Auditing 
(UK  and  Ireland)  issued  by  the  Auditing  Practices  Board.  An  audit  includes 
examination, on a test basis, of evidence relevant to the amounts and disclosures 
in  the  financial  statements.  It  also  includes  an  assessment  of  the  significant 
estimates  and  judgements  made  by  the  Directors  in  the  preparation  of  the 
financial statements, and of whether the accounting policies are appropriate to 
the Group’s and Company’s circumstances, consistently applied and adequately 
disclosed.

We  planned  and  performed  our  audit  so  as  to  obtain  all  the  information  and 
explanations which we considered necessary in order to provide us with sufficient 
evidence to give reasonable assurance that the financial statements are free from 
material misstatement, whether caused by fraud or other irregularity or error. In 
forming our opinion we also evaluated the overall adequacy of the presentation of 
information in the financial statements.

Opinion

In our opinion the Consolidated Financial Statements give a true and fair view, in 
accordance with IFRSs as adopted by the European Union, of the state of affairs 
of the Group as at 31st December 2009 and of its profit for the year then ended 
and have been properly prepared in accordance with the Companies Acts, 1963 
to 2009 and Article 4 of the IAS Regulation.

In  our  opinion  the  Company  Financial  Statements  give  a  true  and  fair  view,  in 
accordance with Generally Accepted Accounting Practice in Ireland, of the state 
of  affairs  of  the  Company  as  at  31st  December  2009  and  have  been  properly 
prepared in accordance with the Companies Acts, 1963 to 2009.

We have obtained all the information and explanations we consider necessary for 
the purposes of our audit. In our opinion proper books of account have been kept 
by the Company. The Company Balance Sheet is in agreement with the books  
of account.

In our opinion the information given in the Directors’ Report is consistent with the 
financial statements.

In our opinion the information required under section 158 (6D) (d) of the Companies 
Act, 1963 given in the Corporate Governance Statement is consistent with the 
financial statements.

In our opinion, the Company Balance Sheet does not disclose a financial situation 
which  under  section  40(1)  of  the  Companies  (Amendment)  Act,  1983  would 
require the convening of an extraordinary general meeting of the Company.

Ernst & Young 
Chartered Accountants and 
Registered Auditors 
Dublin 
1st March 2010

CRH  61

 
Consolidated Income Statement
for the financial year ended 31st December 2009

Notes

1

Revenue

Cost of sales

Gross profit

3

Operating costs

1, 4, 5

Group operating profit

1,16

Profit on disposal of non-current assets

Profit before finance costs

Finance costs

Finance revenue

Group share of associates' profit after tax

Profit before tax

8

8

9

1

10

Income tax expense

Group profit for the financial year

Profit attributable to:

Equity holders of the Company

Minority interest

Group profit for the financial year Group profit for the financial year

2009
€m

 17,373 

(12,510)

 4,863 

(3,908)

 955 

 26 

 981 

(419)

 122 

 48 

 732 

(134)

 598 

 592 

 6 

 598 

2008
€m

 20,887 

(14,738)

 6,149 

(4,308)

 1,841 

 69 

 1,910 

(503)

 160 

 61 

 1,628 

(366)

 1,262 

 1,248 

 14 

 1,262 

12

Basic earnings per Ordinary Share

88.3c

Restated

210.2c

12

Diluted earnings per Ordinary Share

87.9c

209.0c

All of the results relate to continuing operations.

Consolidated Statement of Comprehensive Income
for the financial year ended 31st December 2009

Notes

28

24

10

Group profit for the financial year

Other comprehensive income

Currency translation effects

Actuarial loss on Group defined benefit pension obligations

Gains/(losses) relating to cash flow hedges

Tax on items recognised directly within other comprehensive income

Net expense recognised directly within other comprehensive income

Total comprehensive income for the financial year

Attributable to:

Equity holders of the Company

Minority interest

Total comprehensive income for the financial year

K. McGowan, M. Lee, Directors

2009
€m

2008
€m

 598 

 1,262 

(96)

(67)

 15 

 18 

(130)

 468 

 462 

 6 

 468 

(97)

(348)

(28)

 71 

(402)

 860 

 847 

 13 

 860 

62  CRH

Notes

13
14
15
15
24
27

17
18

24
22
22

30
30
30
30

23
24
27
19
28
26
29

19

23
24
26

Consolidated Balance Sheet
as at 31st December 2009

ASSETS
Non-current assets
Property, plant and equipment
Intangible assets
Investments accounted for using the equity method
Other financial assets
Derivative financial instruments
Deferred income tax assets
Total non-current assets

Current assets
Inventories
Trade and other receivables
Current income tax recoverable
Derivative financial instruments
Liquid investments
Cash and cash equivalents
Total current assets

Total assets

EQUITY
Capital and reserves attributable to the Company's equity holders
Equity share capital
Preference share capital
Share premium account
Treasury Shares and own shares 
Other reserves
Foreign currency translation reserve
Retained income

Minority interest
Total equity

LIABILITIES

Non-current liabilities
Interest-bearing loans and borrowings
Derivative financial instruments
Deferred income tax liabilities
Trade and other payables
Retirement benefit obligations
Provisions for liabilities 
Capital grants
Total non-current liabilities

Current liabilities
Trade and other payables
Current income tax liabilities
Interest-bearing loans and borrowings
Derivative financial instruments
Provisions for liabilities
Total current liabilities

Total liabilities

Total equity and liabilities

K. McGowan, M. Lee, Directors

2009
€m

2008
€m

 8,535 
 4,095 
 962 
 128 
 244 
 337 
 14,301 

 2,008 
 2,454 
 77 
 5 
 66 
 1,372 
 5,982 

 8,888 
 4,108 
 743 
 127 
 416 
 333 
 14,615 

 2,473 
 3,096 
 -   
 10 
 128 
 799 
 6,506 

 20,283 

 21,121 

 241 
 1 
 3,778 
(279)
 128 
(740)
 6,508 
 9,637 
 73 
 9,710 

 4,943 
 78 
 1,519 
 155 
 454 
 240 
 12 
 7,401 

 2,471 
 192 
 381 
 8 
 120 
 3,172 

 186 
 1 
 2,448 
(378)
 87 
(644)
 6,387 
 8,087 
 70 
 8,157 

 6,277 
 84 
 1,461 
 137 
 414 
 253 
 14 
 8,640 

 2,919 
 186 
 1,021 
 62 
 136 
 4,324 

 10,573 

 12,964 

 20,283 

 21,121 

CRH  63

 
Consolidated Statement of Changes in Equity
for the financial year ended 31st December 2009

Issue of share capital (net of expenses)

 55 

 1,330 

At 1st January 2009

Group profit for the financial year

Other comprehensive income

Total comprehensive income

Share-based payment expense

- share option schemes

- Performance Share Plan (PSP)

Reclassification of Performance Share Plan expense

10

Tax relating to share-based payment expense

Treasury/own shares re-issued 

Shares acquired by Employee Benefit Trust (own shares)

Share option exercises

Dividends (including shares issued in lieu of dividends)

Minority interest arising on acquisition

At 31st December 2009

for the financial year ended 31st December 2008

At 1st January 2008

Group profit for the financial year

Other comprehensive income

Minority interest profit attributable to associates

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

Attributable to the equity holders of the Company

Issued
share
capital
€m

Share
premium
account
€m

Treasury
Shares/
own
shares
€m

Other
reserves
€m

Foreign
currency
translation
reserve
€m

Retained
income
€m

Minority
interest
€m

Total
equity
€m

 187 

 2,448 

(378)

 87 

(644)

 6,387 

 70 

 8,157 

 -   

 -   

 -   

 -   

 -   

 -   

 187 

 2,448 

(378)

 -   

 -   

 87 

 -   

 18 

 10 

 13 

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 592 

(96)

(34)

 6 

 -   

 598 

(130)

(740)

 6,945 

 76 

 8,625 

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 1,385 

 -   

 -   

 -   

 3 

(114)

 -   

 60 

(386)

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

(7)

 4 

 18 

 10 

 -   

 3 

 -   

(2)

 60 

(393)

 4 

 -   

 -   

 -   

(13)

 -   

 114 

(2)

 -   

 -   

 -   

 242 

 3,778 

(279)

 128 

(740)

 6,508 

 73 

 9,710 

Total comprehensive income

 187 

 2,420 

Issue of share capital (net of expenses)

Share-based payment expense

- share option schemes

- Performance Share Plan (PSP)

Tax relating to share-based payment expense

Shares acquired by CRH plc (Treasury Shares)

Treasury/own shares re-issued 

Shares acquired by Employee Benefit Trust (own shares)

Share option exercises

Dividends (including shares issued in lieu of dividends)

Minority interest arising on acquisition

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 28 

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

187

 2,420 

(19)

 70 

(547)

 5,843 

 -   

 -   

 -   

(19)

 -   

 -   

 7 

 -   

(411)

 48 

(3)

 -   

 -   

 -   

 -   

 -   

 -   

 70 

 -   

 17 

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 1,248 

(97)

 -   

(305)

 -   

 66 

 14 

 -   

(1)

 8,020 

 1,262 

(402)

(1)

(644)

 6,786 

 79 

 8,879 

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

(13)

 -   

(48)

 -   

 31 

(369)

 -   

 -   

 28 

 -   

 -   

 -   

 -   

 -   

 -   

 -   

(5)

(4)

 17 

 7 

(13)

(411)

 -   

(3)

 31 

(374)

(4)

At 31st December 2008

 187 

 2,448 

(378)

 87 

(644)

 6,387 

 70 

 8,157 

K. McGowan, M. Lee, Directors

Notes

30

7

30

30

11

32

30

7

10

30

30

30

11

32

64  CRH

Consolidated Statement of Cash Flows
for the financial year ended 31st December 2009

Notes

Cash flows from operating activities
Profit before tax
Finance costs (net)
Group share of associates' profit after tax
Profit on disposal of non-current assets
Group operating profit
Depreciation charge (including impairments)
Share-based payment expense
Amortisation of intangible assets (including impairments)
Amortisation of capital grants
Other non-cash movements
Net movement on provisions 
Decrease/(increase) in working capital
Cash generated from operations
Interest paid (including finance leases)
Irish corporation tax paid
Overseas corporation tax paid
Net cash inflow from operating activities

Cash flows from investing activities
Inflows

Proceeds from disposal of non-current assets
Interest received
Capital grants received
Dividends received from associates

Outflows

Purchase of property, plant and equipment
Acquisition of subsidiaries and joint ventures
Investments in and advances to associates
Advances to joint ventures and purchase of trade investments
Increase in finance-related receivables
Deferred and contingent acquisition consideration paid

Net cash outflow from investing activities

Cash flows from financing activities
Inflows

Proceeds from issue of shares (net)
Proceeds from exercise of share options
Decrease in liquid investments
Increase in interest-bearing loans, borrowings and finance leases
Net cash inflow arising from derivative financial instruments

Outflows

Treasury/own shares purchased
Repayment of interest-bearing loans, borrowings and finance leases
Net cash outflow arising from derivative financial instruments
Dividends paid to equity holders of the Company
Dividends paid to minority interests

Net cash outflow from financing activities

Increase/(decrease) in cash and cash equivalents

Reconciliation of opening to closing cash and cash equivalents
Cash and cash equivalents at 1st January
Translation adjustment
Increase/(decrease) in cash and cash equivalents
Cash and cash equivalents at 31st December

13
7
14
29

26
20

16

29

13
32
15
15
20
20

30

25

25

25
11
11

25
25

25

2009
€m

 732 
 297 
(48)
(26)
 955 
 794 
 28 
 54 
(2)
(37)
(41)
 783 
 2,534 
(294)
(2)
(102)
 2,136 

 103 
 31 
 -   
 38 
 172 

(532)
(174)
(235)
(9)
(115)
(37)
(1,102)
(930)

 1,237 
 60 
 65 
 757 
 16 
 2,135 

(2)
(2,501)
 -   
(238)
(7)
(2,748)
(613)

 593 

 799 
(20)
 593 
 1,372 

2008
€m

 1,628 
 343 
(61)
(69)
 1,841 
 781 
 24 
 43 
(3)
(15)
(28)
(57)
 2,586 
(371)
(18)
(304)
 1,893 

 168 
 51 
 4 
 42 
 265 

(1,039)
(777)
(156)
(50)
 -   
(34)
(2,056)
(1,791)

 6 
 31 
 175 
 1,382 
 -   
 1,594 

(414)
(1,024)
(100)
(347)
(5)
(1,890)
(296)

(194)

 1,006 
(13)
(194)
 799 

A reconciliation of cash and cash equivalents to net debt is presented in note 25 to the financial statements.

K. McGowan, M. Lee, Directors

CRH  65

 
Accounting Policies

Statement of compliance

The  Consolidated  Financial  Statements  of  CRH  plc  have  been  prepared  in 
accordance with International Financial Reporting Standards (IFRS) as adopted by 
the European Union, which comprise standards and interpretations approved by 
the  International  Accounting  Standards  Board  (IASB).  IFRS  as  adopted  by  the 
European  Union  differ  in  certain  respects  from  IFRS  as  issued  by  the  IASB. 
However, the Consolidated Financial Statements for the financial years presented 
would be no different had IFRS as issued by the IASB been applied. References 
to IFRS hereafter should be construed as references to IFRS as adopted by the 
European Union.

CRH plc, the parent company, is a publicly traded limited company incorporated 
and domiciled in the Republic of Ireland.

Basis of preparation

The Consolidated Financial Statements, which are presented in euro millions, have 
been prepared under the historical cost convention as modified by the measurement 
at fair value of share-based payments, retirement benefit obligations and certain 
financial assets and liabilities including derivative financial instruments. 

The accounting policies set out below have been applied consistently by all the 
Group’s  subsidiaries,  joint  ventures  and  associates  to  all  periods  presented  in 
these Consolidated Financial Statements. 

The preparation of financial statements in conformity with IFRS requires the use of 
certain  critical  accounting  estimates.  In  addition,  it  requires  management  to 
exercise judgement in the process of applying the Company’s accounting policies. 
The  areas  involving  a  high  degree  of  judgement  or  complexity,  or  areas  where 
assumptions  and  estimates  are  significant  to  the  Consolidated  Financial 
Statements, relate primarily to accounting for defined benefit pension schemes, 
provisions for liabilities, property, plant and equipment and goodwill impairment.

The financial year-ends of the Group’s subsidiaries, joint ventures and associates 
are co-terminous.

Adoption  of  IFRS  and  International  Financial  Reporting  Interpretations 
Committee (IFRIC) Interpretations

IFRS and IFRIC Interpretations adopted during the financial year

The  Group  has  adopted  the  following  new  and  amended  IFRS  and  IFRIC 
interpretations in respect of the 2009 financial year-end:

 – IFRS 2 Share-based Payment – Vesting Conditions and Cancellations effective 

1st January 2009

 – IFRS 7 Financial Instruments: Disclosures effective 1st January 2009

 – IFRS 8 Operating Segments effective 1st January 2009

 – IAS 1 Presentation of Financial Statements effective 1st January 2009

 – IAS 23 Borrowing Costs (Revised) effective 1st January 2009

 – Amendments  to  IAS  32  and  IAS  1  –  Puttable  Financial  Instruments  and 

Obligations Arising on Liquidation effective 1st January 2009

 – IFRIC  9  Remeasurement  of  Embedded  Derivatives  and  IAS  39  Financial 

Instruments: Recognition and Measurement effective 1st July 2008

 – IFRIC 13 Customer Loyalty Programmes effective 1st July 2008

 – IFRIC 15 Agreements for the Construction of Real Estate effective 1st January 

2009

 – IFRIC  16  Hedges  of  a  Net  Investment  in  a  Foreign  Operation  effective  1st 

October 2008

 – IFRIC 18 Transfers of Assets from Customers effective for transfers on or after 

1st July 2009 

 – Improvements to IFRSs (May 2008) with an effective date of 1st January 2009 

(i.e. all except for IFRS 5 amendment)

IFRS  8  Operating  Segments  replaced  IAS  14  Segment  Reporting.  Following  a 
review of its requirements, the Group has concluded that the operating segments 
determined in accordance with IFRS 8 are the same as the business segments 
previously  identified  under  IAS  14.  IFRS  8  disclosures  are  shown  in  note  1, 
including the related revised comparative information.

IAS 1 Presentation of Financial Statements has been revised and now requires the 
separation of owner and non-owner changes in equity and the presentation of a 

66  CRH

statement of changes in equity as a primary statement (the information contained 
in this statement had previously been provided by the Group in the notes to the 
Consolidated Financial Statements). The statement of changes in equity includes 
only  details  of  transactions  with  owners,  with  non-owner  changes  in  equity 
presented in a reconciliation of each component of equity. The revised standard 
also introduces the statement of comprehensive income; it presents all items of 
recognised  income  and  expense,  either  in  one  single  statement,  or  two  linked 
statements. The Group has elected to present two statements, the Consolidated 
Income  Statement  and  the  Consolidated  Statement  of  Comprehensive  Income 
(similar to the Statement of Recognised Income and Expense previously provided 
except that taxation relating to equity items is now shown within the Consolidated 
Statement of Changes in Equity). 

IFRS  7  Financial  Instruments  –  Disclosures  (amendment)  requires  enhanced 
disclosures about fair value measurement and liquidity risk and disclosure of fair 
value measurements by level of a fair value measurement hierarchy. The changes 
required by the amended standard are purely disclosure-related.

Adoption of the remaining standards and interpretations did not result in material 
changes in the Group’s financial statements.

IFRS and IFRIC Interpretations which are not yet effective

The Group has not applied the following standards and interpretations that have 
been issued but are not yet effective:

 – IFRS  2  Share-based  Payment:  Group  Cash-settled  Share-based  Payment 

Transactions effective 1st January 2010

 – IFRS  3R  Business  Combinations  (Revised)  and  IAS  27  Consolidated  and 
Separate  Financial  Statements  (Amended)  effective  1st  July  2009  including 
consequential amendments to IFRS 7, IAS 21, IAS 28, IAS 31 and IAS 39

 – IAS 39 Financial Instruments: Recognition and Measurement – Eligible Hedged 

Items effective 1st July 2009

 – IFRIC 17 Distributions of Non-cash Assets to Owners effective 1st July 2009 

 – Improvements to IFRSs (April 2009) – amendments applying in respect of 2010 

financial year-ends and thereafter

The  standards  and  interpretations  addressed  above  will  be  applied  for  the 
purposes of the Group financial statements with effect from the dates listed.

IFRS  3R  Business  Combinations,  while  it  continues  to  apply  the  acquisition 
method  to  business  combinations,  introduces  a  number  of  changes  to  the 
accounting  for  business  combinations  that  will  impact  the  amount  of  goodwill 
recognised, the reported results in the period that an acquisition occurs and future 
reported  results.  These  changes  will  include,  but  will  not  be  limited  to,  the 
expensing of acquisition-related costs as incurred, the method of accounting for 
step acquisitions and the recognition and measurement of contingent consideration. 
IAS 27 (Amended) requires that a change in the ownership interest of a subsidiary 
(without loss of control) is accounted for as an equity transaction. The Group will 
apply IFRS 3R prospectively to all business combinations from 1st January 2010.

The application of the other standards and interpretations is not envisaged to have 
any material impact on the Group financial statements.

Basis of consolidation

The  Consolidated  Financial  Statements  include  the  financial  statements  of  the 
Parent Company and all subsidiaries, joint ventures and associates, drawn up to 
31st December each year. 

Subsidiaries
The financial statements of subsidiaries are included in the Consolidated Financial 
Statements  from  the  date  on  which  control  over  the  operating  and  financial 
decisions is obtained and cease to be consolidated from the date on which control 
is  transferred  out  of  the  Group.  Control  exists  when  the  Group  has  the  power, 
directly or indirectly, to govern the financial and operating policies of an entity so 
as  to  obtain  economic  benefits  from  its  activities.  The  existence  and  effect  of 
potential voting rights that are currently exercisable or convertible are considered 
in determining the existence or otherwise of control.

Joint ventures
In line with IAS 31 Interests in Joint Ventures, the Group’s share of results and net 
assets of joint ventures (jointly controlled entities), which are entities in which the 
Group holds an interest on a long-term basis and which are jointly controlled by 

the Group and one or more other venturers under a contractual arrangement, are 
accounted for on the basis of proportionate consolidation from the date on which 
the  contractual  agreements  stipulating  joint  control  are  finalised  and  are 
derecognised when joint control ceases. The Group combines its share of the joint 
ventures’ individual income and expenses, assets and liabilities and cash flows on 
a line-by-line basis with similar items in the Consolidated Financial Statements.

Loans  to  joint  ventures  are  classified  as  loans  and  receivables  within  financial 
assets and are recorded at amortised cost.

Associates
Entities  other  than  subsidiaries  and  joint  ventures  in  which  the  Group  has  a 
participating interest, and over whose operating and financial policies the Group is 
in  a  position  to  exercise  significant  influence,  are  accounted  for  as  associates 
using the equity method and are included in the Consolidated Financial Statements 
from the date on which significant influence is deemed to arise until the date on 
which such influence ceases to exist. If the Group’s share of losses exceeds the 
carrying  amount  of  an  associate,  the  carrying  amount  is  reduced  to  nil  and 
recognition of further losses is discontinued except to the extent that the Group 
has incurred obligations in respect of the associate.

Equity method
Under the equity method, which is used in respect of accounting for the Group’s 
investments  in  associates,  the  Consolidated  Income  Statement  reflects  the 
Group’s share of profit after tax of the related associates. Investments in associates 
are carried in the Consolidated Balance Sheet at cost adjusted in respect of post-
acquisition  changes  in  the  Group’s  share  of  net  assets,  less  any  impairment  in 
value. Goodwill relating to the associate is included in the carrying amount of the 
investment and is neither amortised nor individually tested for impairment. Where 
indicators  of  impairment  arise  in  accordance  with  the  requirements  of  IAS  39 
Financial Instruments: Recognition and Measurement, the carrying amount of the 
investment is tested for impairment by comparing its recoverable amount with its 
carrying amount.

Minority interests
Minority interests represent the portion of profit or loss and net assets not held by 
the Group and are presented separately in the Consolidated Income Statement 
and within equity in the Consolidated Balance Sheet, distinguished from Parent 
Company shareholders’ equity. Acquisitions of minority interests are accounted for 
using  the  parent  entity  extension  method  whereby  the  difference  between  the 
consideration and the book value of the share of net assets acquired is recognised 
in goodwill.

Transactions eliminated on consolidation
Intra-group balances and transactions, income and expenses, and any unrealised 
gains  or  losses  arising  from  such  transactions,  are  eliminated  in  preparing  the 
Consolidated  Financial  Statements.  Unrealised  gains  arising  from  transactions 
with  joint  ventures  and  associates  are  eliminated  to  the  extent  of  the  Group’s 
interest  in  the  entity.  Unrealised  losses  are  eliminated  in  the  same  manner  as 
unrealised gains, but only to the extent that there is no evidence of impairment in 
the Group’s interest in the entity.

Revenue recognition

Revenue  represents  the  value  of  goods  and  services  supplied  to  external 
customers  and  excludes  intercompany  sales,  trade  discounts  and  value  added 
tax/sales  tax.  Other  than  in  the  case  of  construction  contracts,  revenue  is 
recognised  to  the  extent  that  it  is  subject  to  reliable  measurement,  that  it  is 
probable that economic benefits will flow to the Group and that the significant risks 
and  rewards  of  ownership  have  passed  to  the  buyer,  usually  on  delivery  of  the 
goods. 

Construction contracts
Revenue  on  construction  contracts  is  recognised  in  accordance  with  the 
percentage-of-completion  method  with  the  completion  percentage  being 
computed generally by reference to the proportion that contract costs incurred at 
the balance sheet date bear to the total estimated cost of the contract. Contract 
costs are recognised as incurred. When the outcome of a construction contract 
cannot be estimated reliably, contract revenue is recognised only to the extent of 
contract costs incurred that are likely to be recoverable. When the outcome of a 
construction contract can be estimated reliably and it is probable that the contract 
will be profitable, contract revenue is recognised over the period of the contract. 
When it is probable that total contract costs will exceed total contract revenue, the 

expected loss is recognised immediately as an expense. If circumstances arise 
that may change the original estimates of revenues, costs or extent of progress 
towards completion, estimates are revised. These revisions may result in increases 
or decreases in revenue or costs and are reflected in income in the period in which 
the circumstances that give rise to the revision became known by management.

Segment reporting

Operating  segments  are  reported  in  a  manner  consistent  with  the  internal 
organisational and management structure and the internal reporting information 
provided to the chief operating decision maker who is responsible for allocating 
resources and assessing performance of the operating segments. The Group has 
determined  that  it  has  six  reportable  operating  segments  based  on  its  lines  of 
business; materials, products and distribution in Europe and the Americas. 

Foreign currency translation

Items  included  in  the  financial  statements  of  each  of  the  Group’s  entities  are 
measured using the currency of the primary economic environment in which the 
entity operates (“the functional currency”). The Consolidated Financial Statements 
are presented in euro, which is the presentation currency of the Group and the 
functional currency of the Parent Company.

Transactions in foreign currencies are recorded at the rate ruling at the date of the 
transaction. Monetary assets and liabilities denominated in foreign currencies are 
retranslated at the rate of exchange ruling at the balance sheet date. All currency 
translation differences are taken to the Consolidated Income Statement with the 
exception of all monetary items that provide an effective hedge for a net investment 
in a foreign operation. These are recognised in other comprehensive income until 
the disposal of the net investment, at which time they are recognised in the income 
statement.

Results and cash flows of subsidiaries, joint ventures and associates with non-
euro  functional  currencies  have  been  translated  into  euro  at  average  exchange 
rates for the year, and the related balance sheets have been translated at the rates 
of exchange ruling at the balance sheet date. Adjustments arising on translation of 
the  results  of  non-euro  subsidiaries,  joint  ventures  and  associates  at  average 
rates, and on restatement of the opening net assets at closing rates, are dealt with 
in a separate translation reserve within equity, net of differences on related currency 
borrowings. All other translation differences are taken to the Consolidated Income 
Statement.

On disposal of a foreign operation, accumulated currency translation differences 
are recognised in the Consolidated Income Statement as part of the overall gain 
or loss on disposal. Goodwill and fair value adjustments arising on acquisition of a 
foreign operation are regarded as assets and liabilities of the foreign operation, are 
expressed in the functional currency of the foreign operation, are recorded in euro 
at  the  exchange  rate  at  the  date  of  the  transaction  and  are  subsequently 
retranslated at the applicable closing rates.

The principal exchange rates used for the translation of results, cash flows and 
balance sheets into euro were as follows:

euro 1 =

2009

2008

2009

2008

Average

Year-end

US Dollar

Pound Sterling

Polish Zloty

1.3948

0.8909

4.3276

1.4708

0.7963

3.5121

1.4406

1.3917

0.8881

0.9525

4.1045

4.1535

Ukrainian Hryvnya

11.2404

7.7046

11.4738

10.8410

Swiss Franc

Canadian Dollar

Argentine Peso

Israeli Shekel

Turkish Lira

Indian Rupee

1.5100

1.5850

5.2111

5.4756

2.1631

1.5874

1.5594

4.6443

5.2556

1.9064

1.4836

1.4850

1.5128

1.6998

5.4885

4.7924

5.5134

5.3163

2.1547

2.1488

67.4271

63.7652

66.9539

67.5553

CRH  67

 
Accounting Policies continued

Retirement benefit obligations

Costs arising in respect of the Group’s defined contribution pension schemes are 
charged to the Consolidated Income Statement in the period in which they are 
incurred.  The  Group  has  no  legal  or  constructive  obligation  to  pay  further 
contributions in the event that the fund does not hold sufficient assets to meet its 
benefit commitments.

The  liabilities  and  costs  associated  with  the  Group’s  defined  benefit  pension 
schemes (both funded and unfunded) are assessed on the basis of the projected 
unit credit method by professionally qualified actuaries and are arrived at using 
actuarial assumptions based on market expectations at the balance sheet date. 
The discount rates employed in determining the present value of the schemes’ 
liabilities are determined by reference to market yields at the balance sheet date 
on  high-quality  corporate  bonds  of  a  currency  and  term  consistent  with  the 
currency and term of the associated post-employment benefit obligations. 

When the benefits of a defined benefit scheme are improved, the portion of the 
increased  benefit  relating  to  past  service  by  employees  is  recognised  as  an 
expense in the Consolidated Income Statement on a straight-line basis over the 
average period until the benefits become vested. To the extent that the enhanced 
benefits vest immediately, the related expense is recognised immediately in the 
Consolidated Income Statement. 

The net surplus or deficit arising on the Group’s defined benefit pension schemes, 
together  with  the  liabilities  associated  with  the  unfunded  schemes,  are  shown 
either  within  non-current  assets  or  non-current  liabilities  on  the  face  of  the 
Consolidated  Balance  Sheet.  The  deferred  tax  impact  of  pension  scheme 
surpluses  and  deficits  is  disclosed  separately  within  deferred  tax  assets  or 
liabilities as appropriate. Actuarial gains and losses are recognised immediately in 
the Consolidated Statement of Comprehensive Income.

The defined benefit pension asset or liability in the Consolidated Balance Sheet 
comprises  the  total  for  each  plan  of  the  present  value  of  the  defined  benefit 
obligation less the fair value of plan assets out of which the obligations are to be 
settled  directly.  Plan  assets  are  assets  that  are  held  by  a  long-term  employee 
benefit fund or qualifying insurance policies. Fair value is based on market price 
information and in the case of published securities it is the published bid price. 
The  value  of  any  defined  benefit  asset  is  limited  to  the  present  value  of  any 
economic benefits available in the form of refunds from the plan and reductions 
in the future contributions to the plan.

The  Group’s  obligation  in  respect  of  post-employment  healthcare  and  life 
assurance benefits represents the amount of future benefit that employees have 
earned  in  return  for  service  in  the  current  and  prior  periods.  The  obligation  is 
computed on the basis of the projected unit credit method and is discounted to 
present value using a discount rate equating to the market yield at the balance 
sheet  date on high-quality corporate bonds of a currency and term  consistent 
with the currency and estimated term of the post-employment obligations.

Share-based payments 

The Group operates both Share Option Schemes and a Performance Share Plan. 
Its policy in relation to the granting of share options and the granting of awards 
under  the  Performance  Share  Plan  together  with  the  nature  of  the  underlying 
market and non-market performance and other vesting conditions are addressed 
in the Report on Directors’ Remuneration on pages 51 and 52.

Share options
For equity-settled share-based payment transactions (i.e. the issuance of share 
options),  the  Group  measures  the  services  received  and  the  corresponding 
increase in equity at fair value at the grant date using the trinomial model. Fair 
value is determined on the basis that the services to be rendered by employees 
as consideration for the granting of share options will be received over the vesting 
period, which is assessed as at the grant date. The share options granted by the 
Company are not subject to market-based vesting conditions.

The  cost  of  equity-settled  transactions  is  recognised,  together  with  a 
corresponding increase in equity, over the period in which the performance and/
or  service  conditions  are  fulfilled.  The  cumulative  expense  recognised  at  each 
reporting date until the vesting date reflects the extent to which the vesting period 
has expired and the Group’s best estimate of the number of equity instruments 
that  will  ultimately  vest.  The  income  statement  expense/credit  for  a  period 
represents the movement in cumulative expense recognised at the beginning and 
end of that period. The cumulative charge to the Consolidated Income Statement 

68  CRH

is reversed only where the performance condition is not met or where an employee 
in  receipt  of  share  options  leaves  service  prior  to  completion  of  the  expected 
vesting period and those options forfeit in consequence. 

No  expense  is  recognised  for  awards  that  do  not  ultimately  vest,  except  for 
equity-settled  transactions  where  vesting  is  conditional  upon  a  non-vesting 
condition which is treated as vesting irrespective of whether or not it is satisfied, 
provided that all other performance and/or service conditions are satisfied.

Where an equity-settled award is cancelled, it is treated as if it vested on the date 
of cancellation, and any expense not yet recognised for the award is recognised 
immediately.  This  includes  any  award  where  non-vesting  conditions  within  the 
control of either the Company or the employee are not met. All cancellations of 
equity-settled transaction awards are treated equally. 

The  proceeds  received  net  of  any  directly  attributable  transaction  costs  are 
credited to share capital (nominal value) and share premium when the options are 
exercised.

The dilutive effect of outstanding options is reflected as additional share dilution 
in the determination of diluted earnings per share.

The measurement requirements of IFRS 2 have been implemented in respect of 
share  options  that  were  granted  after  7th  November  2002.  The  disclosure 
requirements  of  IFRS  2  have  been  applied  in  relation  to  all  outstanding  share-
based payments regardless of their grant date.

To the extent that the Group receives a tax deduction relating to the services paid 
in shares, deferred tax in respect of share options is provided on the basis of the 
difference between the market price of the underlying equity as at the date of the 
financial statements and the exercise price of the option; where the amount of 
any tax deduction (or estimated future tax deduction) exceeds the amount of the 
related cumulative remuneration expense, the current or deferred tax associated 
with the excess is recognised directly in equity.

The  Group  has  no  exposure  in  respect  of  cash-settled  share-based  payment 
transactions and share-based payment transactions with cash alternatives.

Awards under the Performance Share Plan
The fair value of shares awarded under the Performance Share Plan is determined 
using a Monte Carlo simulation technique and is expensed in the Consolidated 
Income Statement over the vesting period. The Performance Share Plan contains 
inter  alia  a  Total  Shareholder  Return-based  (and  hence  market-based)  vesting 
condition, and accordingly, the fair value assigned to the related equity instruments 
on initial application of IFRS 2 is adjusted so as to reflect the anticipated likelihood 
as at the grant date of achieving the market-based vesting condition.

Property, plant and equipment

Property, plant and equipment are stated at historical cost less any accumulated 
depreciation and any accumulated impairments except for certain items that had 
been  revalued  to  fair  value  prior  to  the  date  of  transition  to  IFRS  (1st  January 
2004); these items are measured on the basis of deemed cost, being the revalued 
amount as at the date the revaluation was performed.

Depreciation and depletion
Depreciation is calculated to write off the book value of each item of property, 
plant and equipment over its useful economic life on a straight-line basis at the 
following rates:

Land and buildings: The book value of mineral-bearing land, less an estimate of 
its  residual  value,  is  depleted  over  the  period  of  the  mineral  extraction  in  the 
proportion which production for the year bears to the latest estimates of mineral 
reserves.  Land  other  than  mineral-bearing  land  is  not  depreciated.  In  general, 
buildings are depreciated at 2.5% per annum (p.a.).

Plant and machinery: These are depreciated at rates ranging from 3.3% p.a. to 
20% p.a. depending on the type of asset.

Transport: On average, transport equipment is depreciated at 20% p.a.

The residual values and useful lives of property, plant and equipment are reviewed, 
and adjusted if appropriate, at each balance sheet date.

Impairment of property, plant and equipment
In accordance with IAS 36 Impairment of Assets, the carrying values of items of 
property, plant and equipment are reviewed for impairment at each reporting date 
and are subject to impairment testing when events or changes in circumstances 

indicate  that  the  carrying  values  may  not  be  recoverable.  Where  the  carrying 
values exceed the estimated recoverable amount (being the greater of fair value 
less  costs  to  sell  and  value-in-use),  the  assets  or  cash-generating  units  are 
written-down  to  their  recoverable  amount.  In  assessing  value-in-use,  the 
estimated future cash flows are discounted to their present value using a pre-tax 
discount rate that reflects current market assessments of the time value of money 
and the risks specific to the asset for which the future cash flow estimates have 
not been adjusted. The estimates of future cash flows exclude cash inflows or 
outflows attributable to financing activities and income tax. For an asset that does 
not  generate  largely  independent  cash  inflows,  the  recoverable  amount  is 
determined by reference to the cash-generating unit to which the asset belongs.

Repair and maintenance expenditure
Repair and maintenance expenditure is included in an asset’s carrying amount or 
recognised  as  a  separate  asset,  as  appropriate,  only  when  it  is  probable  that 
future economic benefits associated with the item will flow to the Group and the 
cost  of  the  item  can  be  measured  reliably.  All  other  repair  and  maintenance 
expenditure is charged to the Consolidated Income Statement during the financial 
period in which it is incurred.

Borrowing costs re items of property, plant and equipment
Borrowing  costs  incurred  in  the  construction  of  major  assets  which  take  a 
substantial  period  of  time  to  complete  are  capitalised  in  the  financial  period  in 
which they are incurred. 

Business combinations

The purchase method of accounting is employed in accounting for the acquisition 
of subsidiaries, joint ventures and associates by the Group.

The  cost  of  a  business  combination  is  measured  as  the  aggregate  of  the  fair 
values at the date of exchange of assets given, liabilities incurred or assumed and 
equity instruments issued, together with any directly attributable expenses. 

To  the  extent  that  settlement  of  all  or  any  part  of  a  business  combination  is 
deferred,  the  fair  value  of  the  deferred  component  is  determined  through 
discounting the amounts payable to their present value at the date of exchange. 
The discount component is unwound as an interest charge in the Consolidated 
Income Statement over the life of the obligation. Where a business combination 
agreement provides for an adjustment to the cost of the combination contingent 
on  future  events,  the  amount  of  the  adjustment  is  included  in  the  cost  at  the 
acquisition  date  if  the  adjustment  is  probable  and  can  be  reliably  measured. 
Contingent  consideration  is  included  in  the  acquisition  balance  sheet  on  a 
discounted basis.

The assets and liabilities (and contingent liabilities, if relevant) arising on business 
combination activity are measured at their fair values at the date of acquisition. In 
the case of a business combination which is completed in stages, the fair values 
of the identifiable assets, liabilities and contingent liabilities are determined at the 
date of each exchange transaction. When the initial accounting for a business 
combination is determined provisionally, any adjustments to the provisional values 
allocated  to  the  identifiable  assets  and  liabilities  (and  contingent  liabilities,  if 
relevant) are made within twelve months of the acquisition date.

Minority  interest  is  stated  at  the  proportionate  share  of  the  fair  values  of  the 
acquired assets and liabilities recognised; goodwill is not allocated to the minority 
interest. Subsequently, any losses applicable to the minority interest in excess of 
the minority interest are allocated against the interests of the parent.

Goodwill

Goodwill  is  the  excess  of  the  consideration  paid  over  the  fair  value  of  the 
identifiable assets and liabilities (and contingent liabilities, if relevant) in a business 
combination  and  relates  to  the  future  economic  benefits  arising  from  assets 
which are not capable of being individually identified and separately recognised.

Goodwill applicable to jointly controlled entities is accounted for on the basis of 
proportionate consolidation and is therefore included in the goodwill caption in 
the Consolidated Balance Sheet, net of any impairments assessed in accordance 
with  the  methodology  discussed  below.  The  carrying  amount  of  goodwill  in 
respect of associates is included in investments in associates (i.e. within financial 
assets)  under  the  equity  method  in  the  Consolidated  Balance  Sheet;  such 
goodwill is not subject to annual impairment testing in accordance with IAS 28.

Where  a  subsidiary  is  disposed  of  or  terminated  through  closure,  the  carrying 
value  of  any  goodwill  which  arose  on  acquisition  of  that  subsidiary,  net  of  any 

impairments, is included in the determination of the net profit or loss on disposal/
termination.

To the extent that the Group’s interest in the net fair value of the identifiable assets 
and liabilities (and contingent liabilities, if relevant) acquired exceeds the cost of a 
business combination, the identification and measurement of the related assets 
and  liabilities  and  contingent  liabilities  are  revisited  and  the  cost  is  reassessed 
with  any  remaining  balance  being  recognised  immediately  in  the  Consolidated 
Income Statement.

Goodwill  acquired  in  a  business  combination  is  allocated,  from  the  acquisition 
date,  to  the  cash-generating  units  that  are  anticipated  to  benefit  from  the 
combination’s  synergies.  Following  initial  recognition,  goodwill  is  measured  at 
cost  less  any  accumulated  impairment  losses.  The  cash-generating  units 
represent  the  lowest  level  within  the  Group  at  which  goodwill  is  monitored  for 
internal management purposes and these units are not larger than the operating 
segments determined in accordance with IFRS 8 Operating Segments. Goodwill 
is subject to impairment testing on an annual basis and at any time during the 
year if an indicator of impairment is considered to exist. In the year in which a 
business combination is effected, and where some or all of the goodwill allocated 
to  a  particular  cash-generating  unit  arose  in  respect  of  that  combination,  the 
cash-generating  unit  is  tested  for  impairment  prior  to  the  end  of  the  relevant 
annual period. Where the recoverable amount of the cash-generating unit is less 
than the carrying amount, an impairment loss is recognised. Impairment losses 
arising in respect of goodwill are not reversed once recognised.

Intangible assets (other than goodwill) arising on business 
combinations

An intangible asset is capitalised separately from goodwill as part of a business 
combination  at  cost  (fair  value  at  date  of  acquisition)  to  the  extent  that  it  is 
probable that the expected future economic benefits attributable to the asset will 
flow to the Group and that its cost can be measured reliably. 

Subsequent  to  initial  recognition,  intangible  assets  are  carried  at  cost  less  any 
accumulated amortisation and any accumulated impairment losses. The carrying 
values of definite-lived intangible assets are reviewed for indicators of impairment 
at  each  reporting  date  and  are  subject  to  impairment  testing  when  events  or 
changes  in  circumstances  indicate  that  the  carrying  values  may  not  be 
recoverable.

The amortisation of intangible assets is calculated to write-off the book value of 
definite-lived intangible assets over their useful lives on a straight-line basis on the 
assumption of zero residual value. In general, definite-lived intangible assets are 
amortised over periods ranging from one to ten years, depending on the nature 
of the intangible asset.

Other financial assets

All investments are initially recognised at the fair value of the consideration given 
plus  any  directly  attributable  transaction  costs.  Where  equity  investments  are 
actively traded in organised financial markets, fair value is determined by reference 
to  Stock  Exchange  quoted  market  bid  prices  at  the  close  of  business  on  the 
balance sheet date. Unquoted equity investments are recorded at historical cost 
and are included within financial assets in the Consolidated Balance Sheet given 
that it is impracticable to determine fair value in accordance with IAS 39. Where 
non-derivative  financial  assets  meet  the  definition  of  “loans  and  receivables” 
under  IAS  39  Financial  Instruments:  Recognition  and  Measurement,  such 
balances are, following initial recognition, recorded at amortised cost using the 
effective interest method less any allowance for impairment. Gains and losses are 
recognised in profit or loss when the loans and receivables are derecognised or 
impaired as well as through the amortisation process. 

Leases

Assets  held  under  finance  leases,  which  are  leases  where  substantially  all  the 
risks and rewards of ownership of the asset have transferred to the Group, and 
hire purchase contracts, are capitalised in the Consolidated Balance Sheet and 
are depreciated over their useful lives with any impairment being recognised in 
accumulated depreciation. The asset is recorded at an amount equal to the lower 
of  its  fair  value  and  the  present  value  of  the  minimum  lease  payments  at  the 
inception of the finance lease. The capital elements of future obligations under 
leases and hire purchase contracts are included in liabilities in the Consolidated 
Balance  Sheet  and  analysed  between  current  and  non-current  amounts.  The 
interest  elements  of  the  rental  obligations  are  charged  to  the  Consolidated 

CRH  69

 
Accounting Policies continued

Income Statement over the periods of the relevant agreements and represent a 
constant proportion of the balance of capital repayments outstanding in line with 
the implicit interest rate methodology.

relationship and subsequently on an ongoing basis, of the effectiveness of the 
hedging instrument in offsetting movements in the fair values or cash flows of the 
hedged items.

Leases where the lessor retains substantially all the risks and rewards of ownership 
are  classified  as  operating  leases.  Operating  lease  rentals  are  charged  to  the 
Consolidated Income Statement on a straight-line basis over the lease term.

Inventories and construction contracts

Inventories are stated at the lower of cost and net realisable value. Cost is based 
on the first-in, first-out principle (and weighted average, where appropriate) and 
includes all expenditure incurred in acquiring the inventories and bringing them to 
their  present  location  and  condition.  Raw  materials  are  valued  on  the  basis  of 
purchase  cost  on  a  first-in,  first-out  basis.  In  the  case  of  finished  goods  and 
work-in-progress,  cost  includes  direct  materials,  direct  labour  and  attributable 
overheads based on normal operating capacity and excludes borrowing costs. 
Net  realisable  value  is  the  estimated  proceeds  of  sale  less  all  further  costs  to 
completion,  and  less  all  costs  to  be  incurred  in  marketing,  selling  and 
distribution.

Amounts recoverable on construction contracts, which are included in receivables, 
are  stated  at  the  net  sales  value  of  the  work  done  less  amounts  received  as 
progress  payments  on  account.  Cumulative  costs  incurred,  net  of  amounts 
transferred  to  cost  of  sales,  after  deducting  foreseeable  losses,  provisions  for 
contingencies and payments on account not matched with revenue, are included 
as  construction  contract  balances  in  inventories.  Cost  includes  all  expenditure 
related  directly  to  specific  projects  and  an  allocation  of  fixed  and  variable 
overheads incurred in the Group’s contract activities based on normal operating 
capacity.

Trade and other receivables and payables

Trade and other receivables and payables are stated at cost, which approximates 
fair value given the short-dated nature of these assets and liabilities.

Trade  receivables  are  carried  at  original  invoice  amount  less  an  allowance  for 
potentially uncollectible debts. Provision is made when there is objective evidence 
that the Group will not be in a position to collect the associated debts. Bad debts 
are written-off in the Consolidated Income Statement on identification.

Cash and cash equivalents

Cash  and  cash  equivalents  comprise  cash  balances  held  for  the  purposes  of 
meeting  short-term  cash  commitments  and  investments  which  are  readily 
convertible to a known amount of cash and are subject to an insignificant risk of 
changes in value. Where investments are categorised as cash equivalents, the 
related  balances  have  a  maturity  of  three  months  or  less  from  the  date  of 
acquisition.  Bank  overdrafts  are  included  within  current  interest-bearing  loans 
and  borrowings  in  the  Consolidated  Balance  Sheet.  Where  the  overdrafts  are 
repayable on demand and form an integral part of cash management, they are 
netted against cash and cash equivalents.

Liquid investments 

Liquid investments comprise short-term deposits and current asset investments 
which are held as readily disposable stores of value and include investments in 
government  gilts  and  commercial  paper  and  deposits  of  less  than  one  year  in 
duration.  The  maturity  of  these  investments  falls  outside  the  three  months 
timeframe for classification as cash and cash equivalents under IAS 7 Statement 
of Cash Flows, and accordingly these investments are treated as financial assets 
and  are  categorised  as  either  “held-for-trading”  or  “loans  and  receivables”  in 
accordance with IAS 39. Where relevant, the fair value of liquid investments is 
determined by reference to the traded value of actively traded instruments.

Derivative financial instruments and hedging practices 

In order to manage interest rate, foreign currency and commodity risks and to 
realise the desired currency profile of borrowings, the Group employs derivative 
financial instruments (principally interest rate swaps, currency swaps and forward 
foreign exchange contracts). 

At the inception of a derivative transaction, the Group documents the relationship 
between  the  hedged  item  and  the  hedging  instrument  together  with  its  risk 
management  objective  and  the  strategy  underlying  the  proposed  transaction. 
The Group also documents its assessment, both at the inception of the hedging 

70  CRH

Derivative financial instruments are stated at fair value. Where derivatives do not 
fulfil the criteria for hedge accounting, they are classified as “held-for-trading” in 
accordance  with  IAS  39  and  changes  in  fair  values  are  reported  in  operating 
costs in the Consolidated Income Statement. The fair value of interest rate and 
currency  swaps  is  the  estimated  amount  the  Group  would  pay  or  receive  to 
terminate the swap at the balance sheet date taking into account interest and 
currency rates at that date and the creditworthiness of the swap counterparties. 
The fair value of forward exchange contracts is calculated by reference to forward 
exchange  rates  for  contracts  with  similar  maturity  profiles  and  equates  to  the 
quoted market price at the balance sheet date (being the present value of the 
quoted forward price).

Fair value and cash flow hedges
The Group uses fair value hedges and cash flow hedges in its treasury activities. 
For the purposes of hedge accounting, hedges are classified either as fair value 
hedges (which entail hedging the exposure to movements in the fair value of a 
recognised asset or liability or an unrecognised firm commitment that could affect 
profit or loss) or cash flow hedges (which hedge exposure to fluctuations in future 
cash flows derived from a particular risk associated with a recognised asset or 
liability, or a highly probable forecast transaction that could affect profit or loss).

Where  the  conditions  for  hedge  accounting  are  satisfied  and  the  hedging 
instrument concerned is classified as a fair value hedge, any gain or loss stemming 
from the re-measurement of the hedging instrument to fair value is reported in the 
Consolidated Income Statement. In addition, any gain or loss on the hedged item 
which is attributable to the hedged risk is adjusted against the carrying amount of 
the hedged item and reflected in the Consolidated Income Statement. Where the 
adjustment  is  to  the  carrying  amount  of  a  hedged  interest-bearing  financial 
instrument, the adjustment is amortised to the Consolidated Income Statement 
with the objective of achieving full amortisation by maturity.

Where a derivative financial instrument is designated as a hedge of the variability 
in  cash  flows  of  a  recognised  asset  or  liability  or  a  highly  probable  forecast 
transaction that could affect profit or loss, the effective part of any gain or loss on 
the derivative financial instrument is recognised as other comprehensive income 
with the ineffective portion being reported in the Consolidated Income Statement. 
The  associated  gains  or  losses  that  had  previously  been  recognised  as  other 
comprehensive  income  are  transferred  to  the  Consolidated  Income  Statement 
contemporaneously with the materialisation of the hedged transaction. Any gain 
or loss arising in respect of changes in the time value of the derivative financial 
instrument  is  excluded  from  the  measurement  of  hedge  effectiveness  and  is 
recognised immediately in the Consolidated Income Statement.

Hedge  accounting  is  discontinued  when  the  hedging  instrument  expires  or  is 
sold, terminated or exercised, or no longer qualifies for hedge accounting. At that 
point in time, any cumulative gain or loss on the hedging instrument recognised 
as  other  comprehensive  income  remains  there  until  the  forecast  transaction 
occurs.  If  a  hedged  transaction  is  no  longer  anticipated  to  occur,  the  net 
cumulative gain or loss previously recognised as other comprehensive income is 
transferred to the Consolidated Income Statement in the period.

Net investment hedges
Where foreign currency borrowings provide a hedge against a net investment in 
a foreign operation, and the hedge is deemed to be effective, foreign exchange 
differences  are  taken  directly  to  a  foreign  currency  translation  reserve.  The 
ineffective portion of any gain or loss on the hedging instrument is recognised 
immediately in the Consolidated Income Statement. Cumulative gains and losses 
remain in equity until disposal of the net investment in the foreign operation at 
which point the related differences are transferred to the Consolidated Income 
Statement as part of the overall gain or loss on sale.

Interest-bearing loans and borrowings 

All loans and borrowings are initially recorded at the fair value of the consideration 
received net of directly attributable transaction costs.

Subsequent to initial recognition, current and non-current interest-bearing loans 
and  borrowings  are,  in  general,  measured  at  amortised  cost  employing  the 
effective interest methodology. Fixed rate term loans, which have been hedged to 

The carrying amounts of deferred tax assets are subject to review at each balance 
sheet date and are reduced to the extent that future taxable profits are considered 
to be inadequate to allow all or part of any deferred tax asset to be utilised. 

Where items are accounted for outside of profit or loss, the related income tax is 
recognised  either  in  other  comprehensive  income  or  directly  in  equity  as 
appropriate. 

Government grants

Capital  grants  are  recognised  at  their  fair  value  where  there  is  reasonable 
assurance that the grant will be received and all attaching conditions have been 
complied  with.  When  the  grant  relates  to  an  expense  item,  it  is  recognised  as 
income over the periods necessary to match the grant on a systematic basis to 
the costs that it is intended to compensate. Where the grant relates to an asset, 
the fair value is treated as a deferred credit and is released to the Consolidated 
Income  Statement  over  the  expected  useful  life  of  the  relevant  asset  through 
equal annual instalments.

Share capital

Treasury Shares
Own equity instruments (i.e. Ordinary Shares) acquired by the Parent Company 
are deducted from equity and presented on the face of the Consolidated Balance 
Sheet. No gain or loss is recognised in profit or loss on the purchase, sale, issue 
or cancellation of the Parent Company’s Ordinary Shares.

Own shares
Ordinary Shares purchased by the Employee Benefit Trust on behalf of the Parent 
Company  under  the  terms  of  the  Performance  Share  Plan  are  recorded  as  a 
deduction from equity on the face of the Consolidated Balance Sheet.

Dividends
Dividends  on  Ordinary  Shares  are  recognised  as  a  liability  in  the  Consolidated 
Financial  Statements  in  the  period  in  which  they  are  declared  by  the  Parent 
Company.

Emission rights

Emission  rights  are  accounted  for  such  that  a  liability  is  recognised  only  in 
circumstances where emission rights have been exceeded from the perspective 
of  the  Group  as  a  whole  and  the  differential  between  actual  and  permitted 
emissions will have to be remedied through the purchase of the required additional 
rights  at  fair  value;  assets  and  liabilities  arising  in  respect  of  under  and  over-
utilisation  of  emission  credits  respectively  are  accordingly  netted  against  one 
another  in  the  preparation  of  the  Consolidated  Financial  Statements.  To  the 
extent that excess emission rights are disposed of during a financial period, the 
profit  or  loss  materialising  thereon  is  recognised  immediately  within  operating 
profit in the Consolidated Income Statement. 

floating rates (using interest rate swaps), are measured at amortised cost adjusted 
for  changes  in  value  attributable  to  the  hedged  risks  arising  from  changes  in 
underlying market interest rates. The computation of amortised cost includes any 
issue costs and any discount or premium materialising on settlement. Borrowings 
are classified as current liabilities unless the Group has an unconditional right to 
defer  settlement  of  the  liability  for  at  least  12  months  after  the  balance  sheet 
date.

Gains and losses are recognised in the Consolidated Income Statement through 
amortisation on the basis of the period of the loans and borrowings and/or on 
impairment and derecognition of the associated loans and borrowings.

Borrowing costs arising on financial instruments are recognised as an expense in 
the  period  in  which  they  are  incurred  (unless  capitalised  as  part  of  the  cost  of 
property, plant and equipment).

Provisions for liabilities

A provision is recognised when the Group has a present obligation (either legal or 
constructive) as a result of a past event; it is probable that a transfer of economic 
benefits  will  be  required  to  settle  the  obligation  and  a  reliable  estimate  can  be 
made  of  the  amount  of  the  obligation.  Where  the  Group  anticipates  that  a 
provision  will  be  reimbursed,  the  reimbursement  is  recognised  as  a  separate 
asset  only  when  it  is  virtually  certain  that  the  reimbursement  will  arise.  The 
expense relating to any provision is presented in the income statement net of any 
reimbursement. Provisions are measured at the present value of the expenditures 
expected to be required to settle the obligation. The increase in the provision due 
to  passage  of  time  is  recognised  as  interest  expense.  Provisions  arising  on 
business combination activity are recognised only to the extent that they would 
have qualified for recognition in the financial statements of the acquiree prior to 
acquisition. Provisions are not recognised for future operating losses.

Tax (current and deferred)

Current tax represents the expected tax payable (or recoverable) on the taxable 
profit for the year using tax rates enacted or substantively enacted at the balance 
sheet date and taking into account any adjustments stemming from prior years. 
Any interest or penalties arising are included within current tax.

Deferred  tax  is  provided  using  the  liability  method  on  all  relevant  temporary 
differences  at  the  balance  sheet  date  between  the  tax  bases  of  assets  and 
liabilities and their carrying amounts for financial reporting purposes. Deferred tax 
assets and liabilities are not subject to discounting and are measured at the tax 
rates that are anticipated to apply in the period in which the asset is realised or 
the liability is settled based on tax rates and tax laws that have been enacted or 
substantively enacted at the balance sheet date.

Deferred tax liabilities are recognised for all taxable temporary differences with the 
exception of the following:

 # where the deferred tax liability arises from the initial recognition of goodwill or 
of an asset or a liability in a transaction that is not a business combination and, 
at  the  time  of  the  transaction,  affects  neither  the  accounting  profit  nor  the 
taxable profit or loss; and 

 # in  respect  of  taxable  temporary  differences  associated  with  investments  in 
subsidiaries, associates and joint ventures, where the timing of reversal of the 
temporary differences can be controlled and it is probable that the temporary 
differences will not reverse in the foreseeable future.

Deferred  tax  assets  are  recognised  in  respect  of  all  deductible  temporary 
differences,  carry-forward  of  unused  tax  credits  and  unused  tax  losses,  to  the 
extent  that  it  is  probable  that  taxable  profits  will  be  available  against  which  to 
offset these items. The following exceptions apply in this instance:

 # where the deferred tax asset arises from the initial recognition of an asset or a 
liability in a transaction that is not a business combination and affects neither 
the accounting profit nor the taxable profit or loss at the time of the transaction; 
and 

 # where,  in  respect  of  deductible  temporary  differences  associated  with 
investments in subsidiaries, joint ventures and associates, a deferred tax asset 
is recognised only if it is probable that the deductible temporary difference will 
reverse  in  the  foreseeable  future  and  that  sufficient  taxable  profits  will  be 
available against which the temporary difference can be utilised.

CRH  71

 
 
 
 
 
 
 
 
 
Notes on Financial Statements

1. Segment Information

CRH is a diversified international building materials group which manufactures and distributes a range of building materials products from the fundamentals of heavy 
materials and elements to construct the frame, through value-added products that complete the building envelope, to distribution channels which service construction 
fit-out and renewal. Based on these key strategic drivers across the value chain, the Group is organised into six business segments comprising Europe Materials 
(including  activities  in  China  and  India),  Europe  Products,  Europe  Distribution,  Americas  Materials,  Americas  Products  and  Americas  Distribution.  No  operating 
segments have been aggregated to form these segments.

Materials businesses are predominantly engaged in the production and sale of a range of primary materials including cement, aggregates, readymixed concrete, 
asphalt/bitumen and agricultural and/or chemical lime.

Products  businesses  are  predominantly  engaged  in  the  production  and  sale  of  architectural  and  structural  concrete  products,  clay  products,  insulation  products, 
fabricated and tempered glass products, construction accessories and the provision of a wide range of inter-related products and services to the construction sector. 

Distribution businesses encompass builders merchanting activities and Do-It-Yourself (DIY) stores engaged in the marketing and sale of supplies to the construction 
sector and to the general public.

The principal factors employed in the identification of the six segments reflected in this note include the Group’s organisational structure, the nature of the reporting 
lines  to  the  Chief  Operating  Decision-Maker  (as  defined  in  IFRS  8  Operating  Segments),  the  structure  of  internal  reporting  documentation  such  as  management 
accounts and budgets, and the degree of homogeneity of products, services and geographical areas within each of the segments from which revenue is derived.

The  Chief  Operating  Decision-Maker  monitors  the  operating  results  of  segments  separately  in  order  to  allocate  resources  between  segments  and  to  assess 
performance. Segment performance is predominantly evaluated based on operating profit. As performance is also evaluated using operating profit before depreciation 
and amortisation (EBITDA), supplemental information based on EBITDA is also provided below. Given that net finance costs and income tax are managed on a 
centralised basis, these items are not allocated between operating segments for the purposes of the information presented to the Chief Operating Decision-Maker 
and are accordingly omitted from the detailed segmental analysis below.

Although IFRS 8 is being applied for the first time, there have been no changes to the basis of segmentation or to the basis of measurement of operating profit in 
compiling the consolidated financial statements in respect of the year ended 31st December 2009. In addition, there are no asymmetrical allocations to reporting 
segments which would require disclosure.

A. Operating segments disclosures - Consolidated Income Statement data

Segment revenue
Europe
Americas

Continuing operations - year ended 31st December

Materials

Products 

Distribution

Total Group

2009
€m

2008
€m

2009
€m

2008
€m

2009
€m

2008
€m

2009
€m

2008
€m

 2,749 
 4,280 

 7,029 

 3,696 
 5,007 

 8,703 

 3,002 
 2,536 

 5,538 

 3,686 
 3,243 

 6,929 

 3,633 
 1,173 

 4,806 

 3,812 
 1,443 

 5,255 

 9,384 
 7,989 

 17,373 

 11,194 
 9,693 

 20,887 

Group operating profit before depreciation and amortisation (EBITDA)

Europe
Americas

 434 
 670 

 806 
 724 

 1,104 

 1,530 

Depreciation and amortisation (including asset impairment charges)

 177 
 263 

 440 

 257 
 407 

 664 

 175 
 262 

 437 

 631 
 462 

 1,093 

Europe
Americas

Group operating profit (EBIT)
Europe
Americas

Profit on disposal of non-current assets (i)

Finance costs (net)
Group share of associates' profit after tax (ii) 
Profit before tax

72  CRH

 283 
 173 

 456 

 167 
 150 

 317 

 116 
 23 

 139 

 392 
 369 

 761 

 168 
 131 

 299 

 224 
 238 

 462 

 204 
 39 

 243 

 67 
 24 

 91 

 137 
 15 

 152 

 258 
 116 

 374 

 921 
 882 

 1,803 

 1,456 
 1,209 

 2,665 

 64 
 24 

 88 

 194 
 92 

 286 

 411 
 437 

 848 

 510 
 445 

 955 

 26 

(297)
 48 
 732 

 407 
 417 

 824 

 1,049 
 792 

 1,841 

 69 

(343)
 61 
 1,628 

1. Segment Information continued

A. Operating segments disclosures - Consolidated Income Statement data continued

Segment revenue includes €3,252 million (2008: €3,593 million) in respect of revenue applicable to construction contracts. Revenue derived through the supply of 
services and intersegment revenue is not material to the Group. The transfer pricing policy implemented by the Group between operating segments and across its 
constituent entities is described in greater detail in note 33. In addition, due to the nature of building materials, which exhibit a low value-to-weight ratio, the Group’s 
revenue streams include a low level of cross-border transactions.

Asset impairment charges of €41 million (2008: €14 million) relate to Europe Materials €9 million (2008: €nil million), Europe Products €19 million (2008: €12 million) 
and Americas Products €13 million (2008: €2 million).

(i) Profit on disposal of non-current assets

Europe

Americas

(ii) Group share of associates' profit after tax

Europe

Americas

Continuing operations - year ended 31st December

Materials

Products 

Distribution

Total Group

2009
€m

2008
€m

2009
€m

2008
€m

2009
€m

2008
€m

2009
€m

2008
€m

 4 

 17 

 21 

 39 

 1 

 40 

 16 

 20 

 36 

 45 

 -   

 45 

 1 

(1)

 -   

 1 

 -   

 1 

 15 

 2 

 17 

 5 

 -   

 5 

 5 

 -   

 5 

 7 

 -   

 7 

 15 

 1 

 16 

 11 

 -   

 11 

 10 

 16 

 26 

 47 

 1 

 48 

 46 

 23 

 69 

 61 

 -   

 61 

B. Operating segments disclosures - Consolidated Balance Sheet

Total assets

Europe
Americas

Continuing operations - year ended 31st December

Materials

Products 

Distribution

Total Group

2009
€m

2008
€m

2009
€m

2008
€m

2009
€m

2008
€m

2009
€m

2008
€m

 4,224 
 5,166 

 9,390 

 4,319 
 5,481 

 9,800 

 2,879 
 2,221 

 5,100 

 3,191 
 2,662 

 5,853 

 1,991 
 611 

 2,602 

 2,174 
 738 

 2,912 

 9,094 
 7,998 

 9,684 
 8,881 

 17,092 

 18,565 

Reconciliation to total assets as reported in the Consolidated Balance Sheet
Investments accounted for using the equity method
Other financial assets
Derivative financial instruments (current and non-current)
Income tax assets (current and deferred)
Liquid investments
Cash and cash equivalents
Total assets as reported in the Consolidated Balance Sheet

 962 
 128 
 249 
 414 
 66 
 1,372 
 20,283 

 743 
 127 
 426 
 333 
 128 
 799 
 21,121 

Total liabilities
Europe
Americas

 954 
 722 

 966 
 896 

 802 
 354 

 759 
 569 

 1,676 

 1,862 

 1,156 

 1,328 

 457 
 151 

 608 

 465 
 204 

 669 

 2,213 
 1,227 

 3,440 

 2,190 
 1,669 

 3,859 

Reconciliation to total liabilities as reported in the Consolidated Balance Sheet
Interest-bearing loans and borrowings (current and non-current)
Derivative financial instruments (current and non-current)
Income tax liabilities (current and deferred)
Capital grants
Total liabilities as reported in the Consolidated Balance Sheet

 5,324 
 86 
 1,711 
 12 
 10,573 

 7,298 
 146 
 1,647 
 14 
 12,964 

CRH  73

 
1. Segment Information continued

C. Operating segments disclosures - other items

Additions to non-current assets

Europe

Property, plant and equipment (note 13)
Financial assets (note 15)
Americas Property, plant and equipment (note 13)
Financial assets (note 15)

D. Entity-wide disclosures

Section 1: Information about products and services

Continuing operations - year ended 31st December

Materials

Products 

Distribution

Total Group

2009
€m

2008
€m

2009
€m

2008
€m

2009
€m

2008
€m

2009
€m

2008
€m

 260 
 235 
 125 
 8 
 628 

 429 
 1 
 304 
 48 
 782 

 51 
 -   
 51 
 -   
 102 

 106 
 -   
 121 
 -   
 227 

 42 
 1 
 3 
 -   
 46 

 70 
 157 
 9 
 -   
 236 

 353 
 236 
 179 
 8 
 776 

 605 
 158 
 434 
 48 
 1,245 

The Group’s revenue from external customers in respect of its principal products and services is analysed in the disclosures above.

Section 2: Information about geographical areas and customers

CRH has a presence in 35 countries worldwide. The revenues from external customers and non-current assets (as defined in IFRS 8) attributable to the country of 
domicile and all foreign countries of operation are as follows; regions which exceed 10% of total external Group revenue have been highlighted separately on the basis 
of materiality.

Country of domicile - Republic of Ireland
Benelux (mainly Netherlands)
Americas (mainly the United States)
Other
Group totals

Year ended 31st December 
Revenues by destination

As at 31st December 
Non-current assets

2009
€m

2008
€m

2009
€m

2008
€m

 500 
 2,762 
 7,997 
 6,114 
 17,373 

 870 
 3,070 
 9,702 
 7,245 
 20,887 

 569 
 1,458 
 6,200 
 5,493 
 13,720 

 595 
 1,518 
 6,527 
 5,226 
 13,866 

There are no material dependencies or concentrations on individual customers which would warrant disclosure under IFRS 8. The individual entities within the Group 
each have a large number of customers spread across various activities, end-uses and geographies.

74  CRH

2. Proportionate Consolidation of Joint Ventures

The Group’s share of the income and expenses of its joint ventures for the years ended 31st December 2009 and 2008, the 
assets  and  liabilities  as  at  31st  December  2009  and  2008  and  future  purchase  commitments  for  property,  plant  and 
equipment,  which  are  proportionately  consolidated  in  the  Consolidated  Financial  Statements  where  appropriate,  are  as 
follows:

Impact on Consolidated Income Statement

Group share of:
Revenue
Cost of sales
Gross profit
Operating costs
Operating profit
Profit on disposal of non-current assets
Profit before finance costs
Finance costs (net)
Profit before tax
Income tax expense
Group profit for the financial year

2009
€m

 1,095 
(768)
 327 
(233)
 94 
 1 
 95 
(7)
 88 
(19)
 69 

2008
€m

 1,172 
(806)
 366 
(229)
 137 
 1 
 138 
(13)
 125 
(26)
 99 

Depreciation charge for year

 55 

 50 

Impact on Consolidated Balance Sheet

Group share of:
Non-current assets
Current assets
Total assets

Total equity

Non-current liabilities
Current liabilities
Total liabilities

Total equity and liabilities

Net debt included above 

The Group’s share of net debt in joint ventures is non-recourse to the Group.

Future purchase commitments for property, plant and equipment

Contracted for but not provided in the financial statements

Authorised by the Directors but not contracted for

A listing of the principal joint ventures is contained on page 129.

 1,319 
 395 
 1,714 

 1,333 
 423 
 1,756 

 1,158 

 1,143 

 330 
 226 
 556 

 333 
 280 
 613 

 1,714 

 1,756 

 114 

 153 

 15 

 120 

30

122

CRH  75

 
3. Operating Costs

Selling and distribution costs
Administrative expenses
Other operating expenses
Other operating income
Total

Other operating expenses and income comprise the following charges/(credits):

Other operating expenses
Share-based payment expense (note 7)
Amortisation of intangible assets (note 14)
Impairment of intangible assets (note 14)
Impairment of property, plant and equipment (note 13)
Mark-to-market of undesignated derivative financial instruments (held-for-trading)
Total

Other operating income
Excess of fair value of identifiable net assets over consideration paid (note 32)
Mark-to-market of undesignated derivative financial instruments (held-for-trading)
Income from financial assets
Capital grants released (note 29)
Total

2009
€m

 2,410 
 1,392 
 112 
(6)
 3,908 

 28 
 43 
 11 
 30 
 -   
 112 

 -   
(1)
(3)
(2)
(6)

2008
€m

 2,753 
 1,486 
 82 
(13)
 4,308 

 24 
 43 
 -   
 14 
 1 
 82 

(6)
(2)
(2)
(3)
(13)

4. Group Operating Profit

Group operating profit has been arrived at after charging the following amounts (including the Group’s proportionate share 
of amounts in joint ventures):

Depreciation
- included in cost of sales
- included in operating costs

Total

Foreign exchange gains and losses (net)

- included in operating costs

Total

Operating lease rentals (minimum lease payments)
- hire of plant and machinery
- land and buildings
- other operating leases

Total

Auditors' remuneration (included in administrative expenses)
Audit fees (i)
Audit-related fees (ii)
Tax fees
All other fees (iii)

2009
€m

 570 
 194 

 764 

 2 

 2 

 86 
152
44

282

 13
 1 
 1 
 -   
 15 

2008
€m

 563 
 204 

 767 

(6)

(6)

 104 
 145 
 36 

 285 

 14
2 
1 
 -   
 17 

(i)  Audit fees include Sarbanes-Oxley attestation.

(ii)  Audit-related  fees  include  acquisition-related  due  diligence  amounting  to  €nil  million  (2008:  €1.3  million)  and  other 
attestation  services  that  are  closely  related  to  the  performance  of  the  audit.  In  addition  to  the  due  diligence  fees 
expensed  in  the  Consolidated  Income  Statement  and  included  in  the  audit-related  fees  caption  above,  further  due 
diligence fees of €nil (2008: €0.6 million) paid to the auditors have been included in the fair value of purchase consideration 
of business combinations for the respective periods; these amounts are reflected in the totals presented in note 32.

(iii)  All other fees relate principally to transaction advisory services.

76  CRH

5. Directors’ Emoluments and Interests

Directors’ emoluments (which are included in administrative expenses in note 3) and interests are given in the Report on Directors’ Remuneration on pages 51 to 59 
of this Annual Report.

6. Employment

The average number of employees (including CRH’s proportionate share of employees in joint ventures) is as follows:

Year ended 31st December 2009

Materials

Products

Distribution

Total Group

Europe
Americas
Total

Year ended 31st December 2008

Europe
Americas
Total

 12,599 
 18,075 
 30,674 

 14,560 
 22,028 
 36,588 

 18,454 
 16,349 
 34,803 

 21,265 
 20,227 
 41,492 

 10,997 
 3,348 
 14,345 

 11,499 
 3,993 
 15,492 

 42,050 
 37,772 
 79,822 

 47,324 
 46,248 
 93,572 

Employment costs charged in the Consolidated Income Statement (including the Group’s proportionate share of joint ventures’ costs) are analysed as follows:

Wages and salaries
Social welfare costs
Other employment-related costs
Share-based payment expense (note 7)
Total pension costs (note 28)
Total

Total charge analysed between:
Cost of sales
Operating costs
Finance costs (net) - applicable to defined benefit pension schemes (note 8)
Total

2009
€m

 2,711 
 340 
 418 
 28 
 179 
 3,676 

 1,834 
 1,834 
 8 
 3,676 

2008
€m

 3,077 
 377 
 401 
 24 
 176 
 4,055 

 2,061 
 2,009 
(15)
 4,055 

CRH  77

 
7. Share-based Payment Expense

Share option expense
Performance Share Plan expense

2009
€m

 18 
 10 
 28 

2008
€m

 17 
 7 
 24 

€2 million (2008: €1 million) of the total expense reported in the Consolidated Income Statement relates to the Directors.

Share Option Schemes

The Group operates share option schemes, which were approved by shareholders in May 2000 (replacing the schemes which were approved in May 1990), and 
savings-related share option schemes, also approved by shareholders in May 2000. The general terms and conditions applicable to the share options granted by CRH 
under the share option schemes are set out in the Report on Directors’ Remuneration on pages 51 to 59.

The Group’s employee share options are equity-settled share-based payments as defined in IFRS 2 Share-based Payment. The measurement requirements of IFRS 
2  have  been  implemented  in  respect  of  share  options  that  were  granted  after  7th  November  2002.  As  options  to  acquire  Ordinary  Shares  in  the  Company  are 
traditionally granted in April of each year, the expense reflected in operating costs in the Consolidated Income Statement of €18 million (2008: €17 million) relates to 
options granted in April 2003 and in the subsequent periods. The expense has been arrived at through applying a trinomial valuation technique; this is a lattice option-
pricing model in accordance with IFRS 2.

All unexercised options and share awards under the Group’s various share plans have been adjusted for the bonus element of the Rights Issue completed in March 
2009 - see note 30 (iii). Throughout this note, prior year disclosures for options and share awards have not been restated for this bonus element.

Details of options granted under the share option schemes (excluding savings-related share option schemes) 

A summary of activity under the Company’s share option schemes in the two years ended 31st December 2009 and 31st December 2008 together with the 
weighted average exercise price of the share options is as follows: 

Share options
Outstanding at beginning of year
Rights Issue adjustment - March 2009
Granted (a)
Exercised (b)
Lapsed
Outstanding at end of year

Weighted average  
exercise price

Number of 
options
2009

Weighted average  
exercise price

Number of 
options
2008

 €21.03 / Stg£16.46 
n/a
 €16.93 / Stg£15.30 
 €14.92 / Stg£10.17 
 €21.92 / Stg£16.31 
 €19.21 / Stg£15.46 

 24,025,246 
2,594,915 
 2,596,000 
(3,562,399)
(1,027,740)
 24,626,022 

 €20.38 / Stg£16.06 
n/a
 €23.87 / Stg£19.06 
 €15.89 / Stg£13.06 
 €22.89 / Stg£18.22 
 €21.03 / Stg£16.46 

 23,304,553 
-
 2,912,000 
(1,558,866)
(632,441)
 24,025,246 

Exercisable at end of year

 €16.00 / Stg£11.57 

 11,816,179 

 €17.53 / Stg£12.48 

 14,118,956 

(a)  Pursuant to the 2000 share option schemes, employees were granted options over 2,596,000 (2008: 2,912,000) of the Company’s Ordinary Shares on 14th April 
2009. These options may be exercised after the expiration of three years from their date of grant, subject to specified EPS growth targets being achieved. All 
options granted have a life of ten years.

(b)  The weighted average share price at the date of exercise of these options was €18.29 (2008: €23.53).

The weighted average remaining contractual life for the share options outstanding as at 31st December 2009 is 5.16 years (2008: 5.24 years). The range of exercise prices 
for the 24,626,022 (2008: 24,025,246) options outstanding at the end of the year was €11.86 - €29.86 for the 24,478,108 (2008: 23,878,042) euro-denominated options 
(2008: €13.15 - €33.12) and Stg£8.17 - Stg£20.23 for the 147,914 (2008: 147,204) sterling-denominated options (2008: Stg£9.06 - Stg£22.43).

The CRH share price at 31st December 2009 was €19.01 (approximately Stg£16.88) (2008: €17.85/approximately Stg£17.00). The following analysis shows the 
number of outstanding share options with prices lower/higher than the year-end share price:

Number of options with prices lower than year-end price
Exercisable 
Not exercisable 

Number of options with prices higher than year-end price
Exercisable 
Not exercisable 

Total options outstanding

78  CRH

2009

2008

11,816,179
4,583,144
16,399,323

6,075,620
2,009,145
8,084,765

 -   

8,226,699
8,226,699

8,043,336
7,897,145
15,940,481

24,626,022

24,025,246

7. Share-based Payment Expense continued

The weighted average fair values assigned to options granted in 2009 and 2008 under the 2000 Share Option Schemes, which were computed in accordance with 
the trinomial valuation methodology, were as follows:

Granted during 2009 (amounts in €)
Granted during 2008 (amounts in €)

* € equivalents at the date of grant

The fair values of these options were determined using the following assumptions:

Weighted average exercise price (amounts in €)
Risk-free interest rate (%)

Expected dividend payments over the expected life (€ cent)

Expected volatility (%)

Expected life in years

Denominated in

€
3-year

3.05
4.46

2009
3-year

16.92
2.38

320.1

24.5

5

Stg£*
3-year

2.97
4.46

2008
3-year

23.87
3.61

401.26

21.7

5

The expected volatility was determined using an historical sample of 61 month-end CRH share prices. Share options are granted at market value at the date of grant. 
The expected lives of the options are based on historical data and are therefore not necessarily indicative of exercise patterns that may materialise.

Other than the assumptions listed above, no other features of option grants were factored into the determination of fair value. The terms of the options granted under 
the share option schemes do not contain any market conditions within the meaning of IFRS 2. No relevant modifications were effected to the share option schemes 
during the course of 2009 or 2008.

Details of options granted under the savings-related share option schemes

Savings-related share options
Outstanding at beginning of year
Rights Issue adjustment - March 2009
Granted (a)
Exercised (b)
Lapsed
Outstanding at end of year

Weighted average 
exercise price

Number of 
options
2009

Weighted average 
exercise price

Number of 
options
2008

€21.20 / Stg£15.51
n/a
€11.18 / Stg£11.36
€13.23 / Stg£11.18
€18.58 / Stg£14.21
€13.85 / Stg£12.62

 1,033,071 
 103,787 
 932,491 
(118,477)
(580,220)
 1,370,652 

€18.37 / Stg£12.53
n/a
€20.40 / Stg£16.07
€11.07 / Stg£8.34
€22.67 / Stg£15.88
€21.20 / Stg£15.51

 1,259,082 
 -   
 520,741 
(487,350)
(259,402)
 1,033,071 

Exercisable at end of year

€19.60 / Stg£14.14

 5,193 

€11.87 / Stg£10.69

 20,086 

(a)  Pursuant to the savings-related share option schemes operated by the Company in the Republic of Ireland and the United Kingdom, employees were granted 
options over 932,491 of the Company’s Ordinary Shares on 2nd April 2009 (2008: 302,405 share options on 16th May 2008 and 218,336 share options on 3rd 
April 2008). Options granted during the year comprise options over 511,689 (2008: 248,572) shares which are normally exercisable within a period of six months 
after the third anniversary of the contract. Options over the remaining 420,802 (2008: 272,169) shares are normally exercisable within a period of six months of 
the fifth anniversary of the contract. Options granted under the savings-related share option schemes are not subject to EPS growth targets. The exercise price 
at which the options are granted under the schemes represents a discount of 15% to the market price on the date of grant.

(b)  The weighted average share price at the date of exercise of these options was €17.71 (2008: €17.21).

The weighted average remaining contractual life for the savings-related share options outstanding as at 31st December 2009 is 3.34 years (2008: 2.89 years). The 
range of exercise prices for the 1,370,652 (2008: 1,033,071) savings-related share options outstanding at the end of the year was €11.18 - €24.25 for the 665,886 
(2008: 496,634) euro-denominated options (2008: €10.63 - €26.89) and Stg£11.16 - Stg£16.78 for the 704,766 (2008: 536,437) sterling-denominated options (2008: 
Stg£7.18 - Stg£18.61).

The weighted average fair values assigned to options issued under the savings-related share option schemes, which were computed in accordance with the trinomial  
valuation methodology, were as follows:

CRH  79

 
7. Share-based Payment Expense continued

Granted during 2009 (amounts in €)
Granted during 2008 (amounts in €)

* € equivalents at the date of grant

The fair values of these options were determined using the following assumptions:

Weighted average exercise price (amounts in €)
Risk-free interest rate (%)
Expected dividend payments over the expected life (€ cent)
Expected volatility (%)
Expected life in years

Denominated in

€
3-year

€
5-year

Stg£*
3-year

Stg£*
5-year

6.86
5.85

6.92
6.41

5.67
5.98

5.77
6.56

2009

2008

3-year

5-year

3-year

5-year

12.04
1.80
188.75
28.1
3

11.82
2.40
320.10
24.5
5

20.72
3.95/3.58
219.73
21.6/21.8
3

20.57
4.00/3.69
401.26
20.9/21.7
5

The expected volatility was determined using an historical sample of 37 month-end CRH share prices in respect of the three-year savings-related share options and 
61 month-end share prices in respect of the five-year savings-related share options. The expected lives of the options are based on historical data and are therefore 
not necessarily indicative of exercise patterns that may materialise.

Other than the assumptions listed above, no other features of option grants were factored into the determination of fair value. The terms of the options issued under 
the savings-related share option schemes do not contain any market conditions within the meaning of IFRS 2. No relevant modifications were effected to the savings-
related share option schemes during the course of 2009 or 2008.

Performance Share Plan

The Group operates a Performance Share Plan which was approved by shareholders in May 2006. The general terms and conditions applicable to shares awarded 
by CRH under this Plan are set out in the Report on Directors’ Remuneration on pages 51 to 59.

Shares awarded under the Group’s Performance Share Plan are equity-settled share-based payments as defined in IFRS 2 Share-based Payment. IFRS 2 requires 
that a recognised valuation methodology be employed to determine the fair value of shares awarded and stipulates that this methodology should be consistent with 
methodologies used for the pricing of financial instruments. The expense of €10 million (2008: €7 million) reported in the Consolidated Income Statement has been 
arrived at through applying a Monte Carlo simulation technique to model the combination of market-based and non-market-based performance conditions in the 
Plan.

Granted in 2006

Granted in 2007

Granted in 2008

Granted in 2009

Share price 
at date
of award*

Period to 
earliest 
release
date

Number of Shares

Initial
award

Rights  
Issue 
adjustment

Cumulative
lapses/releases 
to date**

Net
outstanding

Fair
 value

€24.82

3 years

627,750

62,249

689,999

-

€12.11

€33.29

3 years

594,750

60,122

45,218

609,654

€17.14

€23.45

3 years

741,000

76,331

43,272

774,059

€10.27

€17.00

3 years

1,658,000

 -   

 -   

1,658,000

€8.29

* Share prices in respect of awards prior to the Rights Issue have not been rights adjusted.

** In March 2009, 474,997 (74.99% of the initial award net of lapses and adjusted for the Rights Issue) of the shares awarded under the Performance Share Plan in 
2006 vested and accordingly were released to the participants of the scheme.

The fair value of the shares awarded was determined using a Monte Carlo simulation technique taking account of peer group total shareholder return, volatilities and 
correlations, together with the following assumptions:

Risk-free interest rate (%)
Expected volatility (%)

The expected volatility was determined using an historical sample of 37 month-end CRH share prices.

80  CRH

2009

2008

 1.77 
 28.1 

 3.49 
 21.8 

8. Finance Costs and Finance Revenue

Finance costs
Interest payable on bank loans and overdrafts repayable wholly within five years:
- by instalments
- not by instalments
Interest payable under finance leases and hire purchase contracts
Interest payable on other borrowings

Total interest payable
Unwinding of discount element of provisions for liabilities (note 26)
Unwinding of discount applicable to deferred and contingent acquisition consideration
Income on interest rate and currency swaps
Mark-to-market of derivatives and related fixed rate debt:
- interest rate swaps (i)
- currency swaps and forward contracts
- fixed rate debt (i) 
Interest cost on defined benefit pension scheme liabilities

Total finance costs

Finance revenue
Interest receivable on loans to joint ventures and associates
Interest receivable on liquid investments
Interest receivable on cash and cash equivalents

Expected return on defined benefit pension scheme assets

Total finance revenue

Finance costs (net)

2009
€m

2008
€m

 4 
 223 
 1 
 149 

 377 
 15 
 4 
(77)

 133 
 7 
(135)
 95 

 419 

(3)
(4)
(28)

(35)

(87)

(122)

 297 

 11 
 275 
 2 
 123 

 411 
 16 
 5 
(34)

(283)
 3 
 287 
 98 

 503 

(4)
(8)
(35)

(47)

(113)

(160)

 343 

(i)  The Group uses interest rate swaps to convert fixed rate debt to floating rate. Fixed rate debt, which has been converted to floating rate through the use of interest 
rate swaps, is stated in the Consolidated Balance Sheet at adjusted fair value to reflect movements in underlying fixed rates. The movement on this adjustment, 
together with the offsetting movement in the fair value of the related interest rate swaps, is included in finance costs in each reporting period.

9. Group Share of Associates’ Profit after Tax

The Group’s share of associates’ profit after tax is equity-accounted and is presented as a single-line item in the Consolidated Income Statement. The Group’s share 
of profit after tax generated by associates is analysed as follows between the principal Consolidated Income Statement captions:

Group share of:
Revenue

Profit before finance costs
Finance costs (net)
Profit before tax
Income tax expense

Profit after tax 

2009
€m

2008
€m

 1,029 

 1,006 

 64 
(5)
 59 
(11)

 48 

 86 
(3)
 83 
(22)

 61 

An analysis of the profit after tax by operating segment is presented in note 1. The aggregated balance sheet data (analysed between current and non-current assets 
and liabilities) in respect of the Group’s investment in associates is presented in note 15.

CRH  81

 
10. Income Tax Expense

Current tax
Republic of Ireland
Corporation tax at 12.5% (2008: 12.5%)
Less: manufacturing relief
Tax on disposal of non-current assets

Overseas tax
Tax on disposal of non-current assets - Overseas
Total current tax

Deferred tax
Origination and reversal of temporary differences:
Defined benefit pension obligations
Share-based payment expense
Derivative financial instruments
Other items
Total deferred tax

Income tax expense

Reconciliation of applicable tax rate to effective tax rate

Profit before tax (€m)
Tax charge expressed as a percentage of profit before tax (effective tax rate):
- current tax expense only
- total income tax expense (current and deferred)

2009
€m

2008
€m

(5)
 -   
 1 
(4)
 29 
 11 
 36 

 11 
(3)
(11)
 101 
 98 

 134 

 21 
(3)
 3 
 21 
 239 
 17 
 277 

 5 
 2 
(1)
 83 
 89 

 366 

 732 

 1,628 

4.9%
18.3%

17.0%
22.5%

The following table reconciles the applicable Republic of Ireland statutory tax rate to the effective tax rate (current and deferred) of the Group:

Irish corporation tax rate
Manufacturing relief in the Republic of Ireland
Higher tax rates on overseas earnings
Other items (comprising items not chargeable to tax/expenses not deductible for tax)
Total effective tax rate

Current and deferred tax movements recognised directly within equity

Recognised within the Consolidated Statement of Comprehensive Income:
Deferred tax
Defined benefit pension obligations
Cash flow hedges

Recognised within the Consolidated Statement of Changes in Equity:
Current tax
Share option exercises
Deferred tax
Share-based payment expense

Income tax recognised within equity

82  CRH

% of profit before tax
 12.5 
 12.5 
 -   
(0.2)
 3.8 
 10.5 
 2.0 
(0.3)
 18.3 
 22.5 

€m

€m

 20 
(2)
 18 

 1 

 2 
 3 

 21 

 67 
 4 
 71 

2 

(15)
(13)

58

10. Income Tax Expense continued

Factors that may affect future tax charges and other disclosure requirements

Excess of capital allowances over depreciation
Based on current capital investment plans, the Group expects to continue to be in a position to claim capital allowances in excess of depreciation in future years.

Investments in subsidiaries and associates and interests in joint ventures
No provision has been made for temporary differences applicable to investments in subsidiaries and interests in joint ventures as the Group is in a position to control 
the timing of reversal of the temporary differences and it is probable that the temporary differences will not reverse in the foreseeable future. Due to the absence of 
control in the context of associates (significant influence only), deferred tax liabilities are recognised where appropriate in respect of CRH’s investments in these entities 
on the basis that the exercise of significant influence would not necessarily prevent earnings being remitted by other shareholders in the undertaking. Given that 
participation exemptions and tax credits would be available in the context of the Group’s investments in subsidiaries and joint ventures in the majority of the jurisdictions 
in which the Group operates, the aggregate amount of temporary differences in respect of which deferred tax liabilities have not been recognised would be immaterial 
(with materiality defined in the context of the year-end 2009 financial statements).

Other considerations
The total tax charge in future periods will be affected by any changes to the corporation tax rates in force in the countries in which the Group operates. The current 
tax charge will also be impacted by changes in the excess of tax depreciation (capital allowances) over accounting depreciation and the use of tax credits.

11. Dividends

As shown in note 30, the Company has various classes of share capital in issue comprising Ordinary Shares, 5% Cumulative Preference Shares and 7% ‘A’ Cumulative 
Preference Shares. The dividends paid and proposed in respect of these classes of share capital are as follows:

Dividends to shareholders
Preference
5% Cumulative Preference Shares €3,175 (2008: €3,175)
7% 'A' Cumulative Preference Shares €77,521 (2008: €77,521)
Equity (i)
Final - 43.74c (restated) per Ordinary Share in May 2009 (43.28c, restated paid in May 2008)
Interim - paid 18.50c per Ordinary Share (2008: 18.48c, restated)

Total

Dividends proposed (memorandum disclosure)
Equity (i)
Final 2009 - proposed 44.00c per Ordinary Share (2008: 43.74c, restated)

Reconciliation to Consolidated Statement of Cash Flows
Dividends to shareholders
Less: issue of shares in lieu of dividends (ii)

Dividends paid to equity holders of the Company
Dividends paid by subsidiaries to minority interest

Total dividends paid

2009
€m

2008
€m

 -   
 -   

 258 
 128 

 386 

 -   
 -   

 260 
 109 

 369 

 307 

 258 

 386 
(148)

 238 
 7 

 245 

 369 
(22)

 347 
 5 

 352 

(i)  Comparative per share amounts for 2008 have been restated to reflect the bonus element of the March 2009 Rights Issue - see note 12 (iii) below.

(ii) 

In accordance with the scrip dividend scheme, shares to the value of €148 million (2008: €22 million) were issued in lieu of dividends.

CRH  83

 
 
12. Earnings per Ordinary Share

The computation of basic and diluted earnings per Ordinary Share is set out below:

Numerator computations - basic and diluted earnings per Ordinary Share
Group profit for the financial year
Profit attributable to minority interest
Profit attributable to equity holders of the Company
Preference dividends
Profit attributable to ordinary equity holders of the Company
Amortisation of intangible assets (including impairments)
Profit attributable to ordinary equity holders of the Company excluding amortisation of intangible assets
Depreciation charge (including impairments)
Numerator for "cash" earnings per Ordinary Share (i)

Denominator computations
Denominator for basic earnings per Ordinary Share
Weighted average number of Ordinary Shares (millions) outstanding for the year (ii)
Effect of dilutive potential Ordinary Shares (employee share options) (millions) (ii) and (iv)
Denominator for diluted earnings per Ordinary Share

Basic earnings per Ordinary Share
- including amortisation of intangible assets

- excluding amortisation of intangible assets

Diluted earnings per Ordinary Share
- including amortisation of intangible assets

- excluding amortisation of intangible assets

"Cash" earnings per Ordinary Share (i)

2009
€m

2008
€m

 598 
(6)
 592 
 -   
 592 
 54 
 646 
 794 
 1,440 

 670.8 
 2.7 
 673.5 

88.3c

96.3c

87.9c

95.9c

 1,262 
(14)
 1,248 
 -   
 1,248 
 43 
 1,291 
 781 
 2,072 

 Restated (iii) 

 593.9 
 3.3 
 597.2 

210.2c

217.4c

209.0c

216.2c

214.7c

348.9c

(i) 

“Cash” earnings per Ordinary Share, which is computed through adding amortisation of intangible assets, depreciation and asset impairments to profit attributable 
to ordinary equity holders of the Company, is presented here for information as management believes it is a useful indicator of the Group’s ability to generate cash 
from operations. Cash earnings per share is not a recognised measure under generally accepted accounting principles.

(ii)  Basic and diluted earnings per Ordinary Share: The weighted average number of Ordinary Shares included in the computation of basic and diluted earnings per 
Ordinary Share has been adjusted to exclude shares held by the Employee Benefit Trust and Ordinary Shares re-purchased and held by the Company (CRH plc) 
as Treasury Shares given that these shares do not rank for dividend. The number of Ordinary Shares so held at the balance sheet date is detailed in note 30.

(iii)  As set out in note 30 (iii) 152,087,952 new Ordinary/Income Shares were issued in March 2009 at €8.40 per share on the basis of two new Ordinary/Income 
Shares for every seven existing Ordinary/Income Shares under the terms of a Rights Issue. The actual cum rights price on 3rd March 2009, the last day of 
quotation cum rights, was €15.065, and the theoretical ex rights price for an Ordinary/Income Share was therefore €13.5839 per share. The comparative earnings 
per share figures have been calculated by applying a factor of 1.1090 to the average number of shares in issue for 2008 in order to adjust for the bonus element 
of the Rights Issue.

(iv)  The issue of certain Ordinary Shares in respect of employee share options and Performance Share Plan awards are contingent upon the satisfaction of specified 
performance conditions in addition to the passage of time. In accordance with IAS 33 Earnings per Share, these contingently issuable Ordinary Shares (totalling 
15,851,556 at 31st December 2009 and 13,036,617 on a rights-adjusted basis at 31st December 2008) are excluded from the computation of diluted earnings 
per Ordinary Share where the conditions governing exercisability have not been satisfied as at the end of the reporting period.

84  CRH

13. Property, Plant and Equipment

At 31st December 2009
Cost/deemed cost
Accumulated depreciation (and impairment charges)
Net carrying amount

At 1st January 2009, net carrying amount
Translation adjustment
Reclassifications 
Additions at cost (ii)
Arising on acquisition (note 32)
Disposals at net carrying amount
Depreciation charge for year 
Impairment charge for year (iii)
At 31st December 2009, net carrying amount

The equivalent disclosure for the prior year is as follows:

At 31st December 2008
Cost/deemed cost
Accumulated depreciation (and impairment charges)
Net carrying amount

At 1st January 2008, net carrying amount
Translation adjustment
Reclassifications 
Additions at cost (ii)
Arising on acquisition (note 32)
Disposals at net carrying amount
Depreciation charge for year 
Impairment charge for year (iii)
At 31st December 2008, net carrying amount

At 1st January 2008
Cost/deemed cost
Accumulated depreciation
Net carrying amount

Land and  
buildings (i)
€m

Plant and  
machinery
€m

Transport
€m

Assets in 
course of 
construction
€m

 5,710 
(1,245)
 4,465 

 4,321 
(59)
 279 
 70 
 46 
(39)
(146)
(7)
 4,465 

 5,434 
(1,113)
 4,321 

 4,030 
 61 
 58 
 141 
 218 
(41)
(140)
(6)
 4,321 

 4,963 
(933)
 4,030 

 7,113 
(3,758)
 3,355 

 3,567 
(61)
 164 
 207 
 51 
(19)
(531)
(23)
 3,355 

 6,952 
(3,385)
 3,567 

 3,416 
 8 
 128 
 413 
 179 
(33)
(536)
(8)
 3,567 

 6,303 
(2,887)
 3,416 

 803 
(504)
 299 

 380 
(8)
(2)
 17 
 9 
(10)
(87)
 -   
 299 

 847 
(467)
 380 

 378 
 13 
(4)
 71 
 20 
(7)
(91)
 -   
 380 

 731 
(353)
 378 

 416 
 -   
 416 

 620 
(5)
(441)
 238 
 4 
 -   
 -   
 -   
 416 

 620 
 -   
 620 

 402 
(26)
(182)
 414 
 12 
 -   
 -   
 -   
 620 

 402 
 -   
 402 

Total
€m

 14,042 
(5,507)
 8,535 

 8,888 
(133)
 -   
 532 
 110 
(68)
(764)
(30)
 8,535 

 13,853 
(4,965)
 8,888 

 8,226 
 56 
 -   
 1,039 
 429 
(81)
(767)
(14)
 8,888 

 12,399 
(4,173)
 8,226 

(i)  The carrying value of mineral-bearing land included in the land and buildings category above amounted to €1,797 million at the balance sheet date (2008: €1,780 

million).

(ii)  Borrowing costs capitalised during the financial year amounted to €9.5 million (2008: €13 million). The average capitalisation rate employed to determine the 

amount of borrowing costs eligible for capitalisation was 5.5% (2008: 5.5%).

(iii)  Property, plant and equipment assets are reviewed for potential impairment at each reporting date by applying a series of external and internal indicators specific 
to the assets under consideration; these indicators would encompass macroeconomic issues including the inherent cyclicality of the building materials sector, 
actual obsolescence or physical damage, a deterioration in forecast performance in the internal reporting cycle and restructuring and rationalisation programmes 
inter alia. In the event that there is an indication that an asset (or collection of assets) may be impaired, the Group measures the potential impairment using a 
discounted cash flow technique and records an impairment where the recoverable amount (being the higher of fair value less costs to sell and value-in-use) is less 
than the carrying amount. The impairment charge for 2009 of €30 million (2008: €14 million) represents charges across a number of business units in the Group, 
none of which is individually material.

CRH  85

 
13. Property, Plant and Equipment continued

Assets held under finance leases 
The net carrying amount and the depreciation charge during the period in respect of assets held under finance leases, and capitalised in property, plant and 
equipment, are as follows:

Cost
Accumulated depreciation
Net carrying amount

Depreciation charge for year

Future purchase commitments for property, plant and equipment
Contracted for but not provided in the financial statements

Authorised by the Directors but not contracted for

14. Intangible Assets

At 31st December 2009
Cost
Accumulated amortisation (and impairment charges)
Net carrying amount

At 1st January 2009, net carrying amount
Translation adjustment
Arising on acquisition (note 32)
Disposals
Amortisation charge for year (ii)
Impairment charge for year
At 31st December 2009, net carrying amount

The equivalent disclosure for the prior year is as follows:

At 31st December 2008
Cost
Accumulated amortisation (and impairment charges)
Net carrying amount

At 1st January 2008, net carrying amount
Translation adjustment
Arising on acquisition (note 32)
Disposals
Amortisation charge for year (ii)
At 31st December 2008, net carrying amount

At 1st January 2008
Cost
Accumulated amortisation (and impairment charges)
Net carrying amount

2009
€m

2008
€m

 79 
(45)
 34 

 9 

 91 
(43)
 48 

 8 

 272 

 433 

 139 

 133 

Other intangible assets

Goodwill
€m

Marketing-
related
€m

Customer-
related (i)
€m

Contract-
based
€m

 3,976 
(57)
 3,919 

 3,884 
(21)
 64 
(1)
 -   
(7)
 3,919 

 3,934 
(50)
 3,884 

 3,482 
 37 
 366 
(1)
 -   
 3,884 

 3,532 
(50)
 3,482 

 35 
(20)
 15 

 22 
(1)
 -   
 -   
(5)
(1)
 15 

 36 
(14)
 22 

 18 
 -   
 9 
 -   
(5)
 22 

 27 
(9)
 18 

 274 
(128)
 146 

 185 
(2)
 2 
 -   
(36)
(3)
 146 

 278 
(93)
 185 

 175 
 4 
 42 
 -   
(36)
 185 

 230 
(55)
 175 

 22 
(7)
 15 

 17 
 -   
 -   
 -   
(2)
 -   
 15 

 22 
(5)
 17 

 17 
 1 
 1 
 -   
(2)
 17 

 21 
(4)
 17 

Total
€m

 4,307 
(212)
 4,095 

 4,108 
(24)
 66 
(1)
(43)
(11)
 4,095 

 4,270 
(162)
 4,108 

 3,692 
 42 
 418 
(1)
(43)
 4,108 

 3,810 
(118)
 3,692 

(i)  The customer-related intangible assets relate predominantly to non-contractual customer relationships.

(ii)  Goodwill is not subject to amortisation under IFRS. The useful lives of all other intangible assets are finite and, in general, range from one to ten years dependent 

on the nature of the asset.

Due to the asset-intensive nature of operations in the Materials business segments, no significant intangible assets are recognised on business combinations in these 
segments.  Business  combinations  in  the  Group’s  Products  and  Distribution  segments  do  not  exhibit  the  same  level  of  asset  intensity  and  intangible  assets  are 
recognised, where appropriate, on such combination activity.

86  CRH

14. Intangible Assets continued

Goodwill
The goodwill balances disclosed above include goodwill arising on the acquisition of joint ventures which are accounted for on the basis of proportionate consolidation. 
Goodwill arising in respect of investments in associates is included in financial assets in the Consolidated Balance Sheet (see note 15). The net book value of goodwill 
capitalised under previous GAAP (Irish GAAP) as at the transition date to IFRS (1st January 2004) has been treated as deemed cost. Goodwill arising on acquisition 
since that date is capitalised at cost. 

Cash-generating units
Goodwill acquired through business combination activity has been allocated to cash-generating units (CGUs) that are expected to benefit from synergies in that 
combination. The cash-generating units represent the lowest level within the Group at which the associated goodwill is monitored for internal management purposes 
and are not larger than the operating segments determined in accordance with IFRS 8 Operating Segments. A total of 29 (2008: 27) cash-generating units have been 
identified and these are analysed below between the six business segments in the Group. All businesses within the various cash-generating units exhibit similar and/
or consistent profit margin and asset intensity characteristics. Assets, liabilities, deferred tax and goodwill have been assigned to the cash-generating units on a 
reasonable and consistent basis. Investments accounted for using the equity method have not been allocated given that such investments fall to be assessed for 
impairment under IAS 39 Financial Instruments: Recognition and Measurement.

Europe Materials
Europe Products
Europe Distribution
Americas Materials
Americas Products
Americas Distribution
Total cash-generating units

Cash-generating units

Goodwill

2009

2008

11
3
1
8
5
1
29

10
4
1
6
5
1
27

2009
€m

 751 
 707 
 573 
 1,037 
 586 
 265 
 3,919 

2008
€m

 747 
 708 
 558 
 992 
 603 
 276 
 3,884 

Impairment testing methodology and results
Goodwill is subject to impairment testing on an annual basis. The recoverable amount of each of the 29 cash-generating units is determined based on a value-in-use 
computation, which is the only methodology applied by the Group and which has been selected due to the impracticality of obtaining fair value less costs to sell 
measurements for each reporting period. The cash flow forecasts are based on a five-year strategic plan document formally approved by senior management and the 
Board of Directors and specifically exclude the impact of future development activity. These cash flows are projected forward for an additional five years to determine 
the basis for an annuity-based terminal value, calculated on the same basis as the Group’s acquisition modelling methodology. As in prior years, the terminal value is 
based on a 20-year annuity, with the exception of certain long-lived cement assets, where an assumption of a 40-year annuity has been used in 2009. The projected 
cash flows assume zero growth in real cash flows beyond the initial evaluation period. The value-in-use represents the present value of the future cash flows, including 
the terminal value, discounted at a rate appropriate to each cash-generating unit. The real pre-tax discount rates used range from 7.9% to 12.0% (2008: 8.1% to 
13.4%); the average rate is in line with the Group’s estimated weighted average cost of capital, arrived at using the Capital Asset Pricing Model.

An impairment charge of €7 million (2008: €nil million) has been recognised by the Group; this charge relates to the rationalisation of two individual sites in Europe Products.

Key sources of estimation uncertainty
The cash flows have been arrived at taking account of the Group’s strong financial position, its established history of earnings and cash flow generation and the nature 
of the building materials industry, where product obsolescence is very low. However, expected future cash flows are inherently uncertain and are therefore liable to 
material change over time. The key assumptions employed in arriving at the estimates of future cash flows factored into impairment testing are subjective and include 
projected EBITDA (i.e. operating profit before depreciation and amortisation of intangible assets) margins, net cash flows, discount rates used and the duration of the 
discounted cash flow model.

Sensitivity analysis
Sensitivity analysis has been performed in respect of 6 of the 29 CGUs. These 6 CGUs had aggregate goodwill of €784 million and an aggregate carrying value of 
€2,566 million at the date of testing. The table below identifies the amounts by which each of the following assumptions may either decline or increase to arrive at a 
zero excess of the present value of future cash flows over the book value of net assets in the 6 CGUs selected for sensitivity analysis testing:

Reduction in EBITDA margin
Reduction in profit before tax
Reduction in net cash flow
Increase in pre-tax discount rate

  0.8 to 3.7 percentage points
11.1% to 34.9%
8.3% to 19.5%
1.1 to 2.6 percentage points

Additional disclosures - significant goodwill amounts
The goodwill allocated to each of the 29 (2008: 27) cash-generating units accounts for between 10% and 20% of the total carrying amount of €3,919 million in one 
instance and less than 10% of the total carrying amount in all other cases. The additional disclosures required under IAS 36 Impairment of Assets are as follows:

Carrying amount of goodwill allocated to the cash-generating unit at date of testing
Carrying amount of indefinite-lived intangible assets allocated to the cash-generating unit
Basis on which the recoverable amount of the cash-generating unit has been assessed
Discount rate applied to the cash flow projections (real pre-tax)
Excess of value-in-use over carrying amount

Europe Distribution

2009

2008

€573m
Nil
Value-in-use
10.0%
€307m

€492m
Nil
Value-in-use
10.2%
€938m

The key assumptions, methodology used and values applied to each of the key assumptions for this cash-generating unit are in line with those addressed above. 
Given the magnitude of the excess of value-in-use over carrying amount, and the reasonableness of the key assumptions employed, no further disclosures relating to 
sensitivity of the value-in-use computations for this CGU were considered to be warranted.

CRH  87

 
15. Financial Assets

At 1st January 2009
Translation adjustment
Associate becoming a subsidiary (note 32)
Investments and advances (i)
Disposals and repayments
Retained profit 
At 31st December 2009

The equivalent disclosure for the prior year is as follows:

At 1st January 2008
Translation adjustment
Arising on acquisition (note 32)
Investments and advances (i)
Disposals and repayments
Retained profit 
At 31st December 2008

The total investment in associates is analysed as follows:

Non-current assets
Current assets
Non-current liabilities
Current liabilities
Net assets

Investments accounted for using the equity method 
(i.e. associates)

Share of net 
assets
€m

Goodwill
€m

Loans
€m

Total
€m

Other (ii)
€m

 532 
(13)
(7)
 144 
(2)
 16 
 670 

 465 
 2 
 1 
 54 
(8)
 18 
 532 

 208 
(3)
 -   
 90 
 -   
(6)
 289 

 105 
 1 
 -   
 102 
 -   
 -   
 208 

 3 
 -   
 -   
 1 
(1)
 -   
 3 

 4 
 -   
 -   
 -   
(1)
 -   
 3 

 743 
(16)
(7)
 235 
(3)
 10 
 962 

 574 
 3 
 1 
 156 
(9)
 18 
 743 

2009
€m

 1,065 
 581 
(302)
(382)
 962 

 127 
(3)
 -   
 9 
(5)
 -   
 128 

 78 
 5 
 2 
 50 
(8)
 -   
 127 

2008
€m

 792 
 469 
(248)
(270)
 743 

A listing of the principal associates is contained on page 129.

The Group holds a 21.23% stake (2008: 21.66%) in Groupe SAMSE, a publicly-quoted distributor of building materials to the merchanting sector in France which is 
accounted for as an associate investment above. The fair value of this investment as at the balance sheet date amounted to €42 million (2008: €40 million).

(i)  The major investment during the year was the purchase on 5th January 2009 of a 26% stake in Yatai Cement, the leading cement manufacturer in northeastern 

China, for a consideration of €224 million.         

(ii)  Other financial assets primarily comprise trade investments carried at historical cost and loans extended by the Group to joint ventures (which are treated as loans 
and receivables under IAS 39 Financial Instruments: Recognition and Measurement and are included within financial assets at amortised cost). The balance as at 
31st December 2009 comprises €14 million primarily in respect of trade investments and €114 million in respect of loans to joint ventures (2008: €15 million and 
€112 million respectively).

16. Disposal of Non-current Assets

Non-current assets disposed of at net carrying amount:
- property, plant and equipment (note 13)
- intangible assets (note 14)
- financial assets (note 15)
Total
Profit on disposal of non-current assets
Proceeds from disposal of non-current assets - Consolidated Statement of Cash Flows

88  CRH

2009
€m

2008
€m

 68 
 1 
 8 
 77 
 26 
 103 

81
 1 
17
99
69
168

17. Inventories

Raw materials 
Work-in-progress (i)
Finished goods
Total inventories at the lower of cost and net realisable value

2009
€m

 585 
 82 
 1,341 
 2,008 

2008
€m

 749 
 110 
 1,614 
 2,473 

(i)  Work-in-progress includes €nil million (2008: €nil million) in respect of the cumulative costs incurred, net of amounts transferred to cost of sales under percentage-

of-completion accounting, for construction contracts in progress at the balance sheet date. 

Write-downs of inventories recognised as an expense within cost of sales amounted to €41 million (2008: €17 million).

None of the above carrying amounts has been pledged as security for liabilities entered into by the Group.

18. Trade and Other Receivables

All current
Trade receivables
Amounts receivable in respect of construction contracts (i)
Total trade receivables, gross
Provision for impairment
Total trade receivables, net
Other receivables (ii)
Amounts receivable from associates
Prepayments and accrued income
Total

2009
€m

2008
€m

 1,608 
 350 
 1,958 
(158)
 1,800 
 477 
 1 
 176 
 2,454 

 2,100 
 458 
 2,558 
(161)
 2,397 
 486 
 -   
 213 
 3,096 

(i)  Unbilled revenue at the balance sheet date in respect of construction contracts amounting to €89 million (2008: €119 million).

(ii)  Other receivables include retentions held by customers in respect of construction contracts at the balance sheet date amounting to €82 million (2008: €94 million).

Trade receivables and amounts receivable in respect of construction contracts are in general receivable within 90 days of the balance sheet date. 

A general discussion of the terms and conditions applicable to related party receivables is provided in note 33 to the financial statements.

The carrying amounts of trade and other receivables approximate their fair value largely due to the short-term maturities of these instruments.

Provision for impairment
The movements in the provision for impairment of receivables during the financial year were as follows:

At 1st January
Translation adjustment
Provided during year
Written-off during year
Recovered during year
At 31st December

 161 
(1)
 71 
(68)
(5)
 158 

 158 
 1 
 63 
(51)
(10)
 161 

Information in relation to the Group’s credit risk management is provided in note 21 to the financial statements.

Aged analysis
The aged analysis of gross trade receivables and amounts receivable in respect of construction contracts at the balance sheet date was as follows:

Neither past due nor impaired
Past due but not impaired:
- less than 60 days
- 60 days or greater but less than 120 days
- 120 days or greater
Past due and impaired (partial or full provision)
Total

 1,528 

 2,148 

 112 
 89 
 32 
 197 
 1,958 

 71 
 65 
 40 
 234 
 2,558 

CRH  89

 
19. Trade and Other Payables

Current
Trade payables
Irish employment-related taxes
Other employment-related taxes
Value added tax
Deferred and contingent acquisition consideration 
Other payables (i)
Accruals and deferred income
Amounts payable to associates
Subtotal – current

Non-current
Other payables
Deferred and contingent acquisition consideration (stated at net present cost) due as follows:
- between one and two years
- between two and five years
- after five years
Subtotal – non-current

2009
€m

2008
€m

 1,172 
 3 
 76 
 85 
 32 
 372 
 682 
 49 
 2,471 

 74 

 16 
 35 
 30 
 155 

 1,440 
 3 
 78 
 92 
 44 
 495 
 731 
 36 
 2,919 

 36 

 33 
 36 
 32 
 137 

(i)  Other payables include billings in excess of costs incurred together with advances received from customers in respect of work to be performed under construction 

contracts and foreseeable losses thereon amounting to €174 million at the balance sheet date (2008: €190 million).

The carrying amounts of trade and other payables approximate their fair value largely due to the short-term maturities of these instruments.

20. Movement in Working Capital

At 1st January 2009
Translation adjustment
Arising on acquisition (note 32)
Movement in finance-related receivables
Deferred and contingent acquisition consideration:
- arising on acquisitions during the year (note 32)
- paid during the year
Interest accruals
(Decrease)/increase in working capital
At 31st December 2009

The equivalent disclosure for the prior year is as follows:

At 1st January 2008
Translation adjustment
Arising on acquisition (note 32)
Deferred and contingent acquisition consideration:
- arising on acquisitions during the year (note 32)
- paid during the year
Interest accruals
Increase/(decrease) in working capital
At 31st December 2008

90  CRH

Trade 
and other 
receivables
€m

Trade 
and other 
payables
€m

Inventories
€m

 2,473 
(34)
 11 
 -   

 -   
 -   
 -   
(442)
 2,008 

 2,226 
 8 
 66 

 -   
 -   
 -   
 173 
 2,473 

 3,096 
(31)
 22 
 115 

 -   
 -   
 4 
(752)
 2,454 

 3,199 
 26 
 126 

 -   
 -   
(4)
(251)
 3,096 

(3,056)
 14 
(14)
 -   

(8)
 37 
(10)
 411 
(2,626)

(3,097)
(15)
(89)

(12)
 34 
(12)
 135 
(3,056)

Total
€m

 2,513 
(51)
 19 
 115 

(8)
 37 
(6)
(783)
 1,836 

 2,328 
 19 
 103 

(12)
 34 
(16)
 57 
 2,513 

21. Capital and Financial Risk Management

Capital management

Overall summary
The primary objectives of CRH’s capital management strategy are to ensure that the Group maintains a strong credit rating to support its business and to create 
shareholder value by managing the debt and equity balance and the cost of capital. 

The Board periodically reviews the capital structure of the Group, including the cost of capital and the risks associated with each class of capital. The Group manages 
and, if necessary, adjusts its capital structure taking account of underlying economic conditions; any material adjustments to the Group’s capital structure in terms of 
the relative proportions of debt and equity are approved by the Board. In order to maintain or adjust the capital structure, the Group may issue new shares, dispose 
of assets, amend investment plans, alter dividend policy or return capital to shareholders. The Group is committed to optimising the use of its balance sheet within 
the confines of the overall objective to maintain an investment grade credit rating. Dividend cover for the year ended 31st December 2009 amounted to 1.4 times 
(2008: 3.4 times).

The capital structure of the Group, which comprises net debt and capital and reserves attributable to the Company’s equity holders, may be summarised as follows: 

Capital and reserves attributable to the Company's equity holders
Net debt (note 25)
Capital and net debt

Financial risk management objectives and policies

2009
€m

9,637
3,723
13,360

2008
€m

 8,087 
 6,091 
 14,178 

The Group uses financial instruments throughout its businesses: interest-bearing loans and borrowings, cash and cash equivalents, short-dated liquid investments 
and finance leases are used to finance the Group’s operations; trade receivables and trade payables arise directly from operations; and derivatives, principally interest 
rate and currency swaps and forward foreign exchange contracts, are used to manage interest rate risks and currency exposures and to achieve the desired profile 
of borrowings. The Group does not trade in financial instruments nor does it enter into any leveraged derivative transactions.

The Group’s corporate treasury function provides services to the business units, co-ordinates access to domestic and international financial markets, and monitors 
and manages the financial risks relating to the operations of the Group. The Group Treasurer reports to the Finance Director and the activities of the corporate treasury 
function are subject to regular internal audit. Systems are in place to monitor and control the Group’s liquidity risks. The Group’s net debt position forms part of the 
monthly documentation presented to the Board of Directors. 

The main risks attaching to the Group’s financial instruments are interest rate risk, foreign currency risk, credit risk and liquidity risk. Commodity price risk is of minimal 
relevance given that exposure is confined to a small number of contracts entered into for the purpose of hedging future movements in energy costs. The Board reviews 
and agrees policies for the prudent management of each of these risks as documented below.

Interest rate risk 
The Group’s exposure to market risk for changes in interest rates stems predominantly from its long-term debt obligations. Interest cost is managed by the Group’s 
corporate treasury function using a mix of fixed and floating rate debt. With the objective of managing this mix in a cost-efficient manner, the Group enters into interest 
rate swaps, under which the Group contracts to exchange, at predetermined intervals, the difference between fixed and variable interest amounts calculated by 
reference to a pre-agreed notional principal. Such contracts enable the Group to mitigate the risk of changing interest rates on the fair value of issued fixed rate debt 
and the cash flow exposures of issued floating rate debt.

The majority of these swaps are designated under IAS 39 to hedge underlying debt obligations and qualify for hedge accounting; undesignated financial instruments 
are termed “not designated as hedges” in the analysis of derivative financial instruments presented in note 24. The following table demonstrates the impact on profit 
before tax of a range of possible changes in the interest rates applicable to net floating rate borrowings, with all other variables held constant: 

Percentage change in cost of borrowings
Impact on profit before tax 

+/- 1% +/- 0.5%
-/+ €8m -/+ €4m
-/+ €32m -/+ €16m

2009
2008

CRH  91

 
 
21. Capital and Financial Risk Management continued

Foreign currency risk
Due to the nature of building materials, which in general exhibit a low value-to-weight ratio, CRH’s activities are conducted primarily in the local currency of the country 
of operation resulting in low levels of foreign currency transaction risk; variances arising in this regard are reflected in operating costs or cost of sales in the Consolidated 
Income Statement in the period in which they arise and are shown in note 4.

Given the Group’s presence in 35 countries worldwide, the principal foreign exchange risk arises from fluctuations in the euro value of the Group’s net investment in 
a wide basket of currencies other than the euro; such changes are reported separately within the Consolidated Statement of Comprehensive Income. A currency 
profile of the Group’s net debt and net worth is presented in note 25. The Group’s established policy is to spread its net worth across the currencies of its various 
operations with the objective of limiting its exposure to individual currencies and thus promoting consistency with the geographical balance of its operations. In order 
to achieve this objective, the Group manages its borrowings, where practicable and cost effective, partially to hedge its foreign currency assets. Hedging is done using 
currency borrowings in the same currency as the assets being hedged or through the use of other hedging methods such as currency swaps. 

The following table demonstrates the sensitivity of profit before tax and equity to selected movements in the relevant €/US$ exchange rate (with all other variables held 
constant); the US Dollar has been selected as the appropriate currency for this analysis given the materiality of the Group’s activities in the United States:

Percentage change in relevant €/US$ exchange rate

Impact on profit before tax 

Impact on equity *

* Includes the impact on financial instruments which is as follows:

+/- 5%

+/-2.5%

2009
2008

-/+ €14m
-/+ €7m
-/+ €29m -/+ €15m

2009 -/+ €170m -/+ €87m
2008 -/+ €160m -/+ €82m

2009 +/- €105m +/- €54m
2008 +/- €139m +/- €71m

Financial instruments include deposits, money market funds, bank loans, medium term notes and other fixed term debt, interest rate swaps, commodity swaps and 
foreign exchange contracts. It excludes trade receivables and trade payables.

Credit risk
In  addition  to  cash  at  bank  and  in  hand,  the  Group  holds  significant  cash  balances  which  are  invested  on  a  short-term  basis  and  are  classified  as  either  cash 
equivalents or liquid investments (see note 22). These deposits and other financial instruments (principally certain derivatives and loans and receivables included within 
financial assets) give rise to credit risk on amounts due from counterparties. Credit risk is managed by limiting the aggregate amount and duration of exposure to any 
one counterparty primarily depending on its credit rating and by regular review of these ratings. Acceptable credit ratings are high investment grade ratings - generally 
counterparties have ratings of A2/A or higher from Moody’s/Standard & Poor’s ratings agencies. The maximum exposure arising in the event of default on the part of 
the counterparty is the carrying value of the relevant financial instrument.

Credit risk arising in the context of the Group’s operations is not significant with the total bad debt provision at the balance sheet date amounting to circa 8.1% of 
gross  trade  receivables  (2008:  6.3%).  Customer  credit  risk  is  managed  at  appropriate  Group  locations  subject  to  established  policies,  procedures  and  controls. 
Customer credit quality is assessed in line with strict credit rating criteria and credit limits established where appropriate. Outstanding customer balances are regularly 
monitored and a review for indicators of impairment (evidence of financial difficulty of the customer, payment default, breach of contract etc.) is carried out at each 
reporting  date.  Significant  balances  are  reviewed  individually  while  smaller  balances  are  grouped  and  assessed  collectively.  Receivables  balances  are  in  general 
unsecured and non-interest-bearing. The trade receivables balances disclosed in note 18 comprise a large number of customers spread across the Group’s activities 
and geographies with balances classified as neither past due nor impaired representing 78% of the total receivables balance at the balance sheet date (2008: 84%); 
amounts  receivable  from  related  parties  (notes  18  and  33)  are  immaterial.  Factoring  and  credit  guarantee  arrangements  are  employed  in  certain  of  the  Group’s 
operations where deemed relevant by operational management.

Liquidity risk
The principal liquidity risks faced by the Group stem from the maturation of debt obligations and derivative transactions. The Group’s corporate treasury function 
ensures that sufficient resources are available to meet such liabilities as they fall due through a combination of liquid investments, cash and cash equivalents, cash 
flows and undrawn committed bank facilities. Flexibility in funding sources is achieved through a variety of means including (i) maintaining cash and cash equivalents 
and liquid resources only with a diversity of highly-rated counterparties; (ii) limiting the maturity of such balances; (iii) borrowing the bulk of the Group’s debt requirements 
under committed bank lines or other term financing; and (iv) having surplus committed lines of credit.

The undrawn committed facilities available to the Group as at the balance sheet date are quantified in note 23; these facilities span a wide number of highly-rated 
financial institutions thus minimising any potential exposure arising from concentrations in borrowing sources. The repayment schedule (analysed by maturity date) 
applicable to the Group’s outstanding interest-bearing loans and borrowings as at the balance sheet date is also presented in note 23.

92  CRH

21. Capital and Financial Risk Management continued

The tables below show the projected contractual undiscounted total cash outflows (principal and interest) arising from the Group’s trade and other payables, gross 
debt and derivative financial instruments. The tables also include the gross cash inflows projected to arise from derivative financial instruments. These projections are 
based on the interest and foreign exchange rates applying at the end of the relevant financial year.

At 31st December 2009
Financial liabilities - cash outflows
Trade and other payables
Finance leases
Interest-bearing loans and borrowings
Interest payments on finance leases
Interest payments on interest-bearing loans and borrowings
Interest rate swaps - net cash outflows
Cross-currency swaps - gross cash outflows
Other derivative financial instruments
Gross projected cash outflows

Derivative financial instruments - cash inflows
Interest rate swaps - net cash inflows
Cross-currency swaps - gross cash inflows
Other derivative financial instruments
Gross projected cash inflows

The equivalent disclosure for the prior year is as follows:

At 31st December 2008

Financial liabilities - cash outflows
Trade and other payables
Finance leases
Interest-bearing loans and borrowings
Interest payments on finance leases
Interest payments on interest-bearing loans and borrowings
Cross-currency swaps - gross cash outflows
Other derivative financial instruments
Gross projected cash outflows

Derivative financial instruments - cash inflows
Interest rate swaps - net cash inflows
Cross-currency swaps - gross cash inflows
Other derivative financial instruments
Gross projected cash inflows

Within
1 year
 €m 

Between 
1 and 2
years
 €m 

Between 
2 and 3
years
 €m 

Between 
3 and 4
years
 €m 

Between 
4 and 5
years
 €m 

After
5 years
 €m 

Total
 €m 

 2,471 
 4 
 377 
 1 
 323 
 6 
 790 
 3 
 3,975 

(114)
(776)
(1)
(891)

 2,919 
 6 
 1,016 
 1 
 377 
 1,394 
 14 
 5,727 

(60)
(1,342)
(3)
(1,405)

 91 
 2 
 550 
 1 
 303 
 6 
 274 
 2 
 1,229 

(111)
(257)
(1)
(369)

 72 
 4 
 1,303 
 1 
 323 
 42 
 4 
 1,749 

(60)
(34)
 -   
(94)

 13 
 2 
 782 
 1 
 241 
 6 
 42 
 -   
 1,087 

(72)
(26)
 -   
(98)

 14 
 2 
 783 
 1 
 268 
 42 
 2 
 1,112 

(57)
(34)
(1)
(92)

 14 
 1 
 507 
 -   
 220 
 6 
 427 
 1 
 1,176 

(57)
(424)
 -   
(481)

 14 
 1 
 1,043 
 -   
 195 
 41 
 1 
 1,295 

(37)
(33)
 -   
(70)

 15 
 1 
 893 
 -   
 163 
 5 
 24 
 -   
 1,101 

 39 
 3 
 1,911 
 1 
 464 
 40 
 327 
 -   
 2,785 

 2,643 
 13 
 5,020 
 4 
 1,714 
 69 
 1,884 
 6 
 11,353 

(37)
(23)
 -   
(60)

(132)
(289)
 -   
(421)

(523)
(1,795)
(2)
(2,320)

 15 
 1 
 571 
 -   
 169 
 428 
 -   
 1,184 

(30)
(438)
 -   
(468)

 41 
 5 
 2,129 
 2 
 649 
 351 
 -   
 3,177 

 3,075 
 19 
 6,845 
 5 
 1,981 
 2,298 
 21 
 14,244 

(108)
(291)
 -   
(399)

(352)
(2,172)
(4)
(2,528)

Commodity price risk
The Group’s exposure to commodity price risk is minimal with the fair value of derivatives used to hedge future energy costs being €5 million unfavourable as at the 
balance sheet date (2008: €19 million unfavourable).

CRH  93

 
22. Liquid Investments and Cash and Cash Equivalents

Liquid  investments  and  cash  and  cash  equivalents  balances  are  spread  across  a  wide  number  of  highly-rated  financial 
institutions with no material concentrations in credit or liquidity risk.

Liquid investments

Liquid investments comprise short-term deposits and current asset investments which are held as readily disposable stores 
of value and include investments in government gilts and commercial paper and deposits of less than one year in duration. 
The maturity of these investments falls outside the three months timeframe for classification as cash and cash equivalents 
under IAS 7 Cash Flow Statements, and accordingly, the related balances have been separately reported in the Consolidated 
Balance Sheet and have been categorised as either “held-for-trading” or “loans and receivables” in accordance with IAS 39 
Financial  Instruments:  Recognition  and  Measurement  in  the  table  below.  The  credit  risk  attaching  to  these  items  is 
documented in note 21.

Held-for-trading (fair value through profit or loss)
Loans and receivables
Total

Cash and cash equivalents

2009
€m

 62 
 4 
 66 

2008
€m

 127 
 1 
 128 

In accordance with IAS 7, cash and cash equivalents comprise cash balances held for the purposes of meeting short-term 
cash  commitments  and  investments  which  are  readily  convertible  to  a  known  amount  of  cash  and  are  subject  to  an 
insignificant risk of change in value. Where investments are categorised as cash equivalents, the related balances have a 
maturity of three months or less from the date of investment. Bank overdrafts are included within current interest-bearing 
loans and borrowings in the Consolidated Balance Sheet.

Cash and cash equivalents are reported at fair value and are analysed as follows:

Cash at bank and in hand
Investments (short-term deposits)
Included in Consolidated Balance Sheet and Consolidated Statement of Cash Flows

2009
€m

 406 
 966 
 1,372 

2008
€m

 483 
 316 
 799 

Cash at bank earns interest at floating rates based on daily deposit bank rates. Short-term deposits are made for varying 
periods of between one day and three months depending on the immediate cash requirements of the Group, and earn 
interest at the respective short-term deposit rates. 

94  CRH

23. Interest-bearing Loans and Borrowings

Bank loans and overdrafts:
- unsecured
- secured *
Other term loans:
- unsecured 
- secured *
Group share of joint ventures' interest-bearing loans and borrowings (non-current and current):
- unsecured 
- secured *
Interest-bearing loans and borrowings (non-current and current)

Included in current liabilities in the Consolidated Balance Sheet:
- loans repayable within one year
- bank overdrafts
Current interest-bearing loans and borrowings

2009
€m

2008
€m

 169 
 35 

 4,881 
 16 

 198 
 25 
 5,324 

(268)
(113)
(381)

 2,250 
 28 

 4,754 
 22 

 215 
 29 
 7,298 

(872)
(149)
(1,021)

Non-current interest-bearing loans and borrowings

 4,943 

 6,277 

* Secured on specific items of property, plant and equipment; these figures include finance leases

Repayment schedule
Within one year
Between one and two years
Between two and three years
Between three and four years
Between four and five years
After five years

Categorisation by manner of repayment
Loans fully repayable within five years:
- not by instalments
- by instalments
Subtotal
Loans fully repayable in more than five years:
- not by instalments
- by instalments **
Subtotal

 381 
 570 
 857 
 547 
 924 
 2,045 
 5,324 

 3,135 
 124 
 3,259 

 2,037 
 28 
 2,065 

 1,021 
 1,309 
 811 
 1,148 
 631 
 2,378 
 7,298 

 4,747 
 145 
 4,892 

 2,364 
 42 
 2,406 

Interest-bearing loans and borrowings (non-current and current)

 5,324 

 7,298 

** €8 million (2008: €14 million) falls due for repayment after five years

CRH  95

 
23. Interest-bearing Loans and Borrowings continued

Borrowing facilities

The Group manages its borrowing ability by entering into committed borrowing agreements. Revolving committed bank 
facilities  are  generally  available  to  the  Group  for  periods  of  up  to  five  years  from  the  date  of  inception.  The  undrawn 
committed  facilities  available  as  at  31st  December  2009  and  31st  December  2008,  in  respect  of  which  all  conditions 
precedent had been met, mature as follows:

Within one year
Between one and two years
Between two and three years
Between three and four years
Between four and five years
After five years

2009
€m

 203 
 391 
 782 
 164 
 3 
 26 
 1,569 

2008
€m

 589 
 519 
 160 
 196 
 53 
 49 
 1,566 

Included  in  the  figures  above  is  an  amount  of  €189  million  in  respect  of  the  Group’s  share  of  facilities  available  to  joint 
ventures (2008: €304 million).

Guarantees

The Company has given letters of guarantee to secure obligations of subsidiary undertakings as follows: €5,098 million in 
respect  of  loans,  bank  advances,  derivative  obligations  and  future  lease  obligations  (2008:  €7,051  million),  €6  million  in 
respect of deferred and contingent acquisition consideration (2008: €7 million), €319 million in respect of letters of credit 
(2008: €419 million) and €43 million in respect of other obligations (2008: €43 million).

Pursuant to the provisions of Section 17, Companies (Amendment) Act, 1986, the Company has guaranteed the liabilities 
of its wholly-owned subsidiary undertakings and the Oldcastle Finance Company and Oldcastle North America Funding 
Company general partnerships in the Republic of Ireland for the financial year ended 31st December 2009 and, as a result, 
such subsidiary undertakings and the general partnerships have been exempted from the filing provisions of Section 7, 
Companies  (Amendment)  Act,  1986  and  Regulation  20  of  the  European  Communities  (Accounts  Regulations),  1993 
respectively.

The Company has not guaranteed any debt or other obligations of joint ventures or associates.

Lender covenants

The Group’s major bank facilities and debt issued pursuant to Note Purchase Agreements in private placements require the 
Group to maintain certain financial covenants. Non-compliance with financial covenants would give the relevant lenders the 
right to terminate facilities and demand early repayment of any sums drawn thereunder thus altering the maturity profile of 
the Group’s debt and the Group’s liquidity. Calculations for financial covenants are completed for twelve-month periods 
ending  quarterly  on  31st  March,  30th  June,  30th  September  and  31st  December.  CRH  was  in  full  compliance  with  its 
financial covenants throughout each of the periods presented. The Group is not aware of any stated events of default.

The financial covenants are:

(1)  Minimum interest cover (excluding share of joint ventures) defined as EBITDA/net interest cover at no lower than 4.5 

times. As at 31st December 2009 the ratio was 6.1 times (2008: 7.4 times);

(2)  Minimum interest cover (excluding share of joint ventures) defined as EBITDA plus rentals/net interest plus rentals at 

no lower than 3.0 times. As at 31st December 2009 the ratio was 3.8 times (2008: 4.8 times);

(3)  Maximum debt cover (excluding share of joint ventures) defined as consolidated total net debt/EBITDA (taking into 

account proforma adjustments for acquisitions and disposals) at no higher than 3.5 times. As at 31st December 2009 
the ratio was 2.2 times (2008: 2.4 times).

96  CRH

24. Derivative Financial Instruments

The fair values of derivative financial instruments are analysed by year of maturity and by accounting designation as follows:

Within
1 year
 €m 

Between 
1 and 2
years
 €m 

Between 
2 and 3
years
 €m 

Between 
3 and 4
years
 €m 

Between 
4 and 5
years
 €m 

After
5 years
 €m 

Total
 €m 

At 31st December 2009

Assets
Fair value hedges
Net investment hedges
Not designated as hedges (held-for-trading)

Analysed as:
Non-current assets
Current assets
Total

Liabilities
Fair value hedges 
Cash flow hedges 
Net investment hedges

Analysed as:
Non-current liabilities
Current liabilities
Total

Net asset arising on derivative financial instruments

The equivalent disclosure for the prior year is as follows:

At 31st December 2008

Assets
Fair value hedges
Cash flow hedges 
Net investment hedges
Not designated as hedges (held-for-trading)

Analysed as:
Non-current assets
Current assets
Total

Liabilities
Fair value hedges 
Cash flow hedges 
Net investment hedges
Not designated as hedges (held-for-trading)

Analysed as:
Non-current liabilities
Current liabilities
Total

Net asset arising on derivative financial instruments

 186 
 4 
 59 
 249 

 244 
 5 
 249 

(30)
(51)
(5)
(86)

(78)
(8)
(86)

 163 

 301 
 2 
 7 
 116 
 426 

 416 
 10 
 426 

(40)
(81)
(23)
(2)
(146)

(84)
(62)
(146)

 280 

 -   
 4 
 1 
 5 

 -   
(3)
(5)
(8)

 -   
 2 
 7 
 1 
 10 

(26)
(13)
(23)
 -   
(62)

 18 
 -   
 1 
 19 

 -   
(2)
 -   
(2)

 -   
 -   
 -   
 -   
 -   

 -   
(4)
 -   
 -   
(4)

 71 
 -   
 -   
 71 

 -   
-
 -   
 -   

 26 
 -   
 -   
 1 
 27 

 -   
(3)
 -   
 -   
(3)

 36 
 -   
 -   
 36 

(30)
(1)
 -   
(31)

 100 
 -   
 -   
 -   
 100 

 -   
(1)
 -   
 -   
(1)

 27 
 -   
 -   
 27 

 -   
 -   
 -   
 -   

 57 
 -   
 -   
 -   
 57 

(14)
 -   
 -   
 -   
(14)

 34 
 -   
 57 
 91 

 -   
(45)
 -   
(45)

 118 
 -   
 -   
 114 
 232 

 -   
(60)
 -   
(2)
(62)

CRH  97

 
24. Derivative Financial Instruments continued

Components of other comprehensive income:

Cash flow hedges:

Gains/(losses) arising during the year:
Currency forward contracts
Commodity forward contracts

Reclassification adjustments for (gains)/losses included in:
- the Consolidated Income Statement
- property, plant and equipment

2009
€m

2008
€m

 -   
 1 

16
 (2) 
15

 2 
(24)

(6)   
-
(28)

Fair value hedges consist of interest rate swaps and currency swaps. These instruments hedge risks arising from changes in asset/liability fair values due to interest 
rate and foreign exchange rate movements. In accordance with IAS 39 Financial Instruments: Recognition and Measurement, fair value hedges and the related 
hedged items are marked-to-market at each reporting date with any movement in the fair values of the hedged item and the hedging instrument being reflected in 
the Consolidated Income Statement.

Cash flow hedges consist of forward foreign exchange and commodity contracts and interest rate and currency swaps. These instruments hedge risks arising to 
future cash flows from movements in foreign exchange rates, commodity prices and interest rates. Cash flow hedges are expected to affect profit and loss over the 
period to maturity. To the extent that the hedging instrument satisfies effectiveness testing, any movements in the fair values of the hedged item and the hedging 
instrument are reflected in equity. Ineffectiveness is reflected in the Consolidated Income Statement.

Net investment hedges comprise cross-currency swaps and hedge changes in the value of net investments due to currency movements.

The profit/(loss) arising on fair value, cash flow and net investment hedges reflected in the Consolidated Income Statement is shown below:

Cash flow hedges - ineffectiveness
Fair value hedges 
Fair value of the hedged item
Net investment hedges - ineffectiveness

2009
€m

(6)
(108)
 105 
 -   

2008
€m

 -   
 284 
(287)
 2 

98  CRH

 
 
25. Analysis of Net Debt

Components of and reconciliation of opening to closing net debt

Net debt comprises cash and cash equivalents, liquid investments, derivative financial instrument assets and liabilities and interest-bearing loans and borrowings.

At 1st 
January 
Book value
 €m 

Cash 
 flow Acquisitions
 €m 

 €m 

Mark-to-
market
 €m 

Translation 
adjustment
 €m 

At 31st 
December 
Book value
 €m 

At 31st 
December 
Fair value (i)
 €m 

31st December 2009

Cash and cash equivalents (note 22)
Liquid investments (note 22)
Interest-bearing loans and borrowings (note 23)
Derivative financial instruments (net) (note 24)

Group net debt (including share of non-recourse debt in 
joint ventures)

Group net debt excluding proportionately consolidated 
joint ventures

 799 
 128 
(7,298)
 280 

 589 
(65)
 1,744 
(16)

(6,091)

 2,252 

(5,938)

 2,215 

The equivalent disclosure for the prior year is as follows:

31st December 2008

Cash and cash equivalents (note 22)
Liquid investments (note 22)
Interest-bearing loans and borrowings (note 23)
Derivative financial instruments (net) (note 24)

Group net debt (including share of non-recourse debt in 
joint ventures)

Group net debt excluding proportionately consolidated 
joint ventures

 1,006 
 318 
(6,498)
 11 

(262)
(175)
(358)
 100 

(5,163)

(695)

(4,999)

(678)

 4 
 -   
(3)
 -   

 1 

 1 

 68 
 -   
(55)
 -   

 13 

(19)

 -   
 -   
 135 
(140)

(5)

(5)

 -   
 -   
(287)
 281 

(6)

(6)

(20)
 3 
 98 
 39 

 1,372 
 66 
(5,324)
 163 

 1,372 
 66 
(5,432)
 163 

 120 

(3,723)

(3,831)

 118 

(3,609)

(3,717)

(13)
(15)
(100)
(112)

 799 
 128 
(7,298)
 280 

 799 
 128 
(6,324)
 280 

(240)

(6,091)

(5,117)

(236)

(5,938)

(4,964)

(i)  The  fair  values  of  cash  and  cash  equivalents  and  floating  rate  loans  and  borrowings  are  based  on  their  carrying  amounts,  which  constitute  a  reasonable 
approximation of fair value. The carrying value of liquid investments is the market value of these investments with these values quoted on liquid markets. The 
carrying value of derivatives is fair value based on discounted future cash flows at current foreign exchange and interest rates. The fair value of fixed rate debt is 
calculated based on actual traded prices for publicly traded debt or discounted future cash flows reflecting market interest rate changes since issuance for other 
fixed rate debt.

Fair value hierarchy

The table below analyses financial instruments carried at fair value, by valuation method. The different levels have been defined as follows:

 – Level 1: quoted prices (unadjusted) in active markets for identical assets or liabilities

 – Level 2: inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly (i.e. as prices) or indirectly (i.e. derived 

from prices)

 – Level 3: inputs for the asset or liability that are not based on observable market data (unobservable inputs)

At 31st December 2009
Assets measured at fair value
Fair value hedges - interest rate swaps
Net investment hedges - cross currency swaps
Not designated as hedges (held-for-trading) - interest rate swaps
Held-for-trading (fair value through profit or loss)

Liabilities measured at fair value
Fair value hedges - interest rate swaps
Cash flow hedges - cross currency swaps
Liquid investments: Net investment hedges - cross currency swaps

Level 1
€m

Level 2
€m

Total
€m

 -   
 -   
 -   
 62 
 62 

 -   
 -   
 -   
 -   

186
4
59
 -   
 249 

(30)
(51)
(5)
(86)

186
4
59
62
 311 

(30)
(51)
(5)
(86)

During the reporting period ending 31st December 2009, there were no transfers between Level 1 and Level 2 fair value measurements, and no transfers into and out 
of Level 3 fair value measurements.

CRH  99

 
25. Analysis of Net Debt continued

Currency profile

The  currency  profile  of  the  Group’s  net  debt  and  net  worth  (capital  and  reserves  attributable  to  the  Company’s  equity  holders)  as  at  31st  December  2009  is  as 
follows:

Cash and cash equivalents - floating rate
Liquid investments - floating rate
Interest-bearing loans and borrowings - fixed rate
Interest-bearing loans and borrowings - floating rate
Net (debt)/cash by major currency excluding derivative financial instruments
Derivative financial instruments (including mark-to-market)
Net debt by major currency including derivative financial instruments

Non-debt assets and liabilities analysed as follows:
Non-current assets
Current assets
Non-current liabilities 
Current liabilities
Minority interest
Capital and reserves attributable to the Company's equity holders

The equivalent disclosure for the prior year is as follows:

Cash and cash equivalents - floating rate
Liquid investments - floating rate
Interest-bearing loans and borrowings - fixed rate
Interest-bearing loans and borrowings - floating rate

Net (debt)/cash by major currency excluding derivative financial instruments
Derivative financial instruments (including mark-to-market)

Net debt by major currency including derivative financial instruments

Non-debt assets and liabilities analysed as follows:
Non-current assets
Current assets
Non-current liabilities 
Current liabilities
Minority interest
Capital and reserves attributable to the Company's equity holders

euro
€m

 441 
 24 
(775)
(200)
(510)
(642)
(1,152)

 4,610 
 1,690 
(706)
(1,140)
(25)
 3,277 

 331 
 42 
(34)
(1,536)

(1,197)
(1,349)

(2,546)

 4,662 
 2,023 
(629)
(1,200)
(27)
 2,283 

US
Dollar
€m

Pound
Sterling
€m

Swiss
Franc
€m

Other (ii)
€m

Total
€m

 678 
 -   
(3,837)
(117)
(3,276)
 1,065 
(2,211)

 6,142 
 1,856 
(1,196)
(1,009)
(5)
 3,577 

 174 
 43 
(4,271)
(413)

(4,467)
 1,543 

(2,924)

 6,512 
 2,337 
(1,204)
(1,365)
(6)
 3,350 

 39 
 9 
(282)
(27)
(261)
 227 
(34)

 508 
 212 
(193)
(184)
 -   
 309 

 22 
 43 
(263)
(406)

(604)
 542 

(62)

 470 
 234 
(145)
(181)
 -   
 316 

 88 
 -   
(1)
(4)
 83 
(352)
(269)

 700 
 325 
(108)
(213)
(8)
 427 

 66 
 -   
(4)
(247)

(185)
(300)

(485)

 790 
 395 
(135)
(196)
(8)
 361 

 126 
 33 
(5)
(76)
 78 
(135)
(57)

 1,372 
 66 
(4,900)
(424)
(3,886)
 163 
(3,723)

 2,097 
 456 
(177)
(237)
(35)
 2,047 

 14,057 
 4,539 
(2,380)
(2,783)
(73)
 9,637 

 206 
 -   
(3)
(121)

 82 
(156)

(74)

 799 
 128 
(4,575)
(2,723)

(6,371)
 280 

(6,091)

 1,765 
 580 
(166)
(299)
(29)
 1,777 

 14,199 
 5,569 
(2,279)
(3,241)
(70)
 8,087 

100  CRH

 
25. Analysis of Net Debt continued

Interest profile and analysis of gross debt and effective interest rates

31st December 2009

The  fixed  rate  interest-bearing  loans  and  borrowings  including  the  impact  of  derivative  financial  instruments  (interest  rate  and  cross-currency  swaps)  as  at  31st 
December 2009 are as follows:

Interest-bearing loans and borrowings - fixed rate as above (iii)
Impact of derivative financial instruments on fixed rate debt
Net fixed rate interest-bearing loans and borrowings

Weighted average fixed interest rates
Weighted average fixed periods - years

Gross debt by major currency - analysis of effective interest rates
- interest rates excluding derivative financial instruments
- gross debt excluding derivative financial instruments
- interest rates including derivative financial instruments
- gross debt including derivative financial instruments

The equivalent disclosure for the prior year is as follows:

31st December 2008

euro
€m

(775)
(568)
(1,343)

6.4%
4.0

6.3%

(975)
6.2%

(1,617)

US
Dollar
€m

Pound
Sterling
€m

Swiss
Franc
€m

Other (ii)
€m

Total
€m

(3,837)
 2,306 
(1,531)

6.3%
7.6

6.6%

(3,954)
4.6%

(2,889)

(282)
 282 
 -   

(1)
 -   
(1)

(5)
 -   
(5)

 -   
 -   

5.0%
1.7

4.6%
4.7

7.7%

(309)
1.5%

(82)

2.9%

(5)
0.4%

(357)

4.0%

(81)
2.4%

(216)

(4,900)
 2,020 
(2,880)

6.3%
5.9

6.5%

(5,324)
4.7%

(5,161)

The  fixed  rate  interest-bearing  loans  and  borrowings  including  the  impact  of  derivative  financial  instruments  (interest  rate  and  cross-currency  swaps)  as  at  31st 
December 2008 are as follows:

Interest-bearing loans and borrowings - fixed rate as above (iii)
Impact of derivative financial instruments on fixed rate debt
Net fixed rate interest-bearing loans and borrowings

Weighted average fixed interest rates
Weighted average fixed periods - years

Gross debt by major currency - analysis of effective interest rates
- interest rates excluding derivative financial instruments
- gross debt excluding derivative financial instruments
- interest rates including derivative financial instruments
- gross debt including derivative financial instruments

(34)
(1,124)
(1,158)

5.5%
4.1

6.6%
(1,570)
5.8%
(2,919)

(4,271)
 2,553 
(1,718)

6.3%
8.5

6.5%
(4,684)
6.1%
(3,141)

(263)
 263 
 -   

(4)
 -   
(4)

(3)
(22)
(25)

(4,575)
 1,670 
(2,905)

 -   
 -   

4.2%
1.5

6.6%
1.7

5.9%
6.7

5.6%
(669)
3.7%
(127)

2.9%
(251)
2.0%
(551)

6.2%
(124)
5.8%
(280)

6.3%
(7,298)
5.6%
(7,018)

(ii)  The principal currencies included in this category are the Canadian Dollar, the Polish Zloty, the Argentine Peso, the Ukranian Hryvnya, the Israeli Shekel, the Turkish 

Lira, the Chinese Renminbi and the Indian Rupee.

(iii)  Of the Group’s gross fixed rate debt at 31st December 2009, €2,913 million (2008: €2,892 million) was hedged to floating rate at inception using interest rate 
swaps. In accordance with IAS 39 Financial Instruments: Recognition and Measurement, hedged fixed rate debt is recorded at amortised cost adjusted for the 
change  in  value  arising  from  changes  in  underlying  market  interest  rates  and  the  related  hedging  instruments  (interest  rate  swaps)  are  stated  at  fair  value. 
Adjustments to fixed rate debt values and the changes in the fair value of the hedging instrument are reflected in the Consolidated Income Statement. The balance 
of gross fixed rate debt of €1,987 million (2008: €1,683 million) are financial liabilities measured at amortised cost in accordance with IAS 39.

Floating rate debt comprises bank borrowings and finance leases bearing interest at rates set in advance for periods ranging from overnight to less than one year 
largely by reference to inter-bank interest rates (US$ LIBOR, Sterling LIBOR, Swiss Franc LIBOR and Euribor).

Gains and losses arising on the re-translation of net worth are dealt with in the Consolidated Statement of Comprehensive Income. Transactional currency exposures 
arise in a number of the Group’s operations and these result in net currency gains and losses which are recognised in the Consolidated Income Statement and are 
immaterial (with materiality defined in the context of the year-end 2009 financial statements).

CRH  101

 
26. Provisions for Liabilities

Net present cost

31st December 2009
Insurance (i)
Environment and remediation (ii)
Rationalisation and redundancy (iii)
Other (iv)
Total

Analysed as:
Non-current liabilities
Current liabilities
Total

The equivalent disclosure for the prior year is as follows:

31st December 2008
Insurance (i)
Environment and remediation (ii)
Rationalisation and redundancy (iii)
Other (iv)
Total

Analysed as:
Non-current liabilities
Current liabilities
Total

(i) 

Insurance

At 1st
January
€m

Translation
adjustment
€m

Arising on
acquisition
€m

Provided
during
year
€m

Utilised
during
year
€m

Reversed
unused
€m

Discount
unwinding
(note 8)
€m

At 31st
December
€m

 214 
 67 
 19 
 89 
 389 

 253 
 136 
 389 

 209 
 64 
 13 
 103 
 389 

 248 
 141 
 389 

(3)
(1)
 -   
 -   
(4)

 7 
 3 
 -   
(2)
 8 

 -   
 -   
 -   
 1 
 1 

 1 
 1 
 -   
 2 
 4 

 88 
 2 
 114 
 11 
 215 

(108)
(5)
(109)
(28)
(250)

 -   
 -   
 -   
(6)
(6)

 66 
 9 
 23 
 22 
 120 

(79)
(11)
(17)
(27)
(134)

 -   
(1)
(1)
(12)
(14)

 10 
 2 
 1 
 2 
 15 

 10 
 2 
 1 
 3 
 16 

 201 
 65 
 25 
 69 
 360 

 240 
 120 
 360 

 214 
 67 
 19 
 89 
 389 

 253 
 136 
 389 

This  provision  relates  to  workers’  compensation  (employers’  liability)  and  third-party  liabilities  or  claims  covered  under  the  Group’s  self-insurance  schemes. 
Reflecting the operation of these self-insurance schemes, a substantial portion of the total provision relates to claims which are classified as incurred but not 
reported in respect of which the Group will bear an excess which will not be recoverable from insurers. In addition, due to the extended timeframe which is typically 
involved in such claims, a significant component of the total provision is subject to actuarial valuation through the application of historical claims triangles. Where 
actuarial  valuation  is  either  inappropriate  or  impractical,  other  external  assessments  are  made.  The  claims  triangles  applied  in  valuation  indicate  that  these 
provisions have an average life of four years (2008: three years).

(ii)  Environment and remediation

This provision comprises obligations governing site remediation and improvement costs to be incurred in compliance with either local or national environmental 
regulations together with constructive obligations stemming from established best practice. Whilst a significant element of the total provision will reverse in the 
medium-term (two to ten years), the majority of the legal and constructive obligations applicable to long-lived assets (principally mineral-bearing land) will unwind 
over a 30-year timeframe. In discounting the related obligations, expected future cash outflows have been determined with due regard to extraction status and 
anticipated remaining life.

(iii)  Rationalisation and redundancy

These provisions relate to irrevocable commitments under various rationalisation and redundancy programmes, none of which is individually material to the Group. 
The increased amount provided and utilised in 2009 reflects the additional cost reduction initiatives undertaken during the year. The Group expects that these 
provisions will be utilised within two years (2008: three years) of the balance sheet date.

(iv)  Other

This includes provisions relating to guarantees and warranties of €20 million (2008: €22 million) throughout the Group at 31st December 2009. The Group expects 
that these provisions will be utilised within three years of the balance sheet date (2008: four years).

All provisions are discounted at a rate of 5% (2008: 5%), derived primarily from the average effective interest rate for the Group’s borrowings.

102  CRH

27. Deferred Income Tax

The deductible and taxable temporary differences at the balance sheet date in respect of which deferred tax has been recognised are analysed as follows:

Deferred income tax assets (deductible temporary differences)
Deficits on Group defined benefit pension obligations (note 28)
Revaluation of derivative financial instruments to fair value
Share-based payment expense
Provisions for liabilities and working capital related items
Other deductible temporary differences
Total

2009
€m

2008
€m

 103 
 21 
 9 
 157 
 47 
 337 

 94 
 13 
 4 
 206 
 16 
 333 

Deferred income tax assets have been recognised in respect of all deductible temporary differences.

Deferred income tax liabilities (taxable temporary differences)
Taxable temporary differences principally attributable to accelerated tax depreciation and fair value adjustments arising on acquisition (i)
Revaluation of derivative financial instruments to fair value
Rolled-over capital gains
Total

 1,498 
 1 
 20 
 1,519 

 1,441 
 1 
 19 
 1,461 

(i) Fair value adjustments arising on acquisition principally relate to property, plant and equipment.

Movement in net deferred income tax liability
At 1st January
Translation adjustment
Net charge for the year (note 10)
Arising on acquisition (note 32)
Movement in deferred tax asset on Group defined benefit pension obligations
Movement in deferred tax asset on share-based payment expense
Movement in deferred tax liability on cash flow hedges
Reclassification
At 31st December

28. Retirement Benefit Obligations

 1,128 
(26)
 98 
(2)
(20)
(2)
 2 
 4 
 1,182 

 976 
 17 
 89 
 81 
(67)
 15 
(4)
 21 
 1,128 

The Group operates either defined benefit or defined contribution pension schemes in all of its principal operating areas. Scheme assets are held in separate trustee 
administered funds.

At the year-end, €46 million (2008: €43 million) was included in other payables in respect of defined contribution pension liabilities and €1 million (2008: €1 million) was 
included in other receivables in respect of defined contribution pension prepayments.

The Group operates defined benefit pension schemes in the Republic of Ireland, Britain and Northern Ireland, the Netherlands, Belgium, Germany, Portugal, Switzerland 
and the United States; for the purposes of the disclosures which follow, the schemes in the Republic of Ireland, the Netherlands, Belgium, Germany and Portugal (49% 
joint venture) have been aggregated into a “eurozone” category on the basis of common currency and financial assumptions. In line with the principle of proportionate 
consolidation, the assets, liabilities, income and expenses attaching to defined benefit pension schemes in joint ventures are reflected in the figures below on the basis 
of the Group’s share of these entities. The majority of the defined benefit pension schemes operated by the Group are funded as disclosed in the analysis of the defined 
benefit obligation presented below with unfunded schemes restricted to one scheme in each of the Netherlands, Portugal and the United States and four schemes in 
Germany.

In addition to the aforementioned defined benefit pension schemes, provision has been made in the financial statements for post-retirement healthcare obligations in 
respect of certain current and former employees principally in the United States and in Portugal and for long-term service commitments in respect of certain employees 
in the eurozone and Switzerland. These obligations are unfunded in nature and the required disclosures are set out below.

In all cases, the projected unit credit method has been employed in determining the present value of the obligations arising, the related current service cost and, where 
applicable, past service cost.

The cumulative actuarial gains and losses attributable to the Group’s defined benefit pension scheme obligations at 1st January 2004 (the date of transition to IFRS) 
were recognised in full as at that date and adjusted against retained income. Actuarial gains and losses and the associated movement in the net deferred tax asset 
are recognised via the Consolidated Statement of Comprehensive Income.

CRH  103

 
28. Retirement Benefit Obligations continued

Actuarial valuations - funding requirements 
The funding requirements in relation to the Group’s defined benefit schemes are assessed in accordance with the advice of independent and qualified actuaries and 
valuations are prepared in this regard either annually, where local requirements mandate that this be done, or at triennial intervals at a maximum in all other cases. In 
Ireland and Britain, either the attained age or projected unit credit methods are used in the valuations. In the Netherlands and Switzerland, the actuarial valuations 
reflect the current unit method, while the valuations are performed in accordance with the projected unit credit methodology in Portugal and Germany. In the United 
States, valuations are performed using a variety of actuarial cost methodologies - current unit, projected unit and aggregate cost. The actuarial valuations range 
from April 2006 to December 2009. 

The assumptions which have the most significant effect on the results of the actuarial valuations are those relating to the rate of return on investments and the rates 
of increase in remuneration and pensions. In the course of preparing the funding valuations, it was assumed that the rate of return on investments would, on average, 
exceed annual remuneration increases by 2% and pension increases by 3% per annum. In general, actuarial valuations are not available for public inspection; however, 
the results of valuations are advised to the members of the various schemes.

Financial assumptions 
The financial assumptions employed in the valuation of the defined benefit liabilities arising on pension schemes, post-retirement healthcare obligations and 
long-term service commitments applying the projected unit credit methodology are as follows:

Scheme liabilities
The major long-term assumptions used by the Group’s actuaries in the computation of scheme liabilities as at 31st December 2009 and 31st December 2008 are  
as follows:

Rate of increase in:
- salaries
- pensions in payment
Inflation
Discount rate
Medical cost trend rate

2009
%

 4.00 
 2.00 
 2.00 
 6.00 
 5.25 

Eurozone

2008
%

Britain and
Northern Ireland
2009
%

2008
%

 3.80 
 1.80 
 1.80 
 5.80 
 5.25 

 4.50 
 3.50-3.70 
 3.50 
 5.75 
 n/a 

 3.50 
 2.75-3.25 
 2.75 
 6.25 
 n/a 

Switzerland

United States

2009
%

 2.25 
 0.50 
 1.50 
 3.25 
 n/a 

2008
%

 2.25 
 0.50 
 1.50 
 3.50 
 n/a 

2009
%

2008
%

 3.50 
 -   
 2.00 
 5.75 
 9.50 

 3.50 
 -   
 2.00 
 6.25 
 10.00 

The mortality assumptions employed in determining the present value of scheme liabilities under IAS 19 are in accordance with the underlying funding valuations and 
represented actuarial best practice in the relevant jurisdictions taking account of mortality experience and industry circumstances. With regard to the most material of the 
Group’s schemes, the future life expectations factored into the relevant valuations based on retirement at 65 years of age for current and future retirees, are as follows:

Current retirees
- male
- female

Future retirees 
- male
- female

Republic of 
Ireland

2009

2008

Britain and
Northern Ireland
2009
2008

Switzerland

2009

2008

20.7
23.8

21.8
24.8

19.8
22.8

20.8
23.8

22.7
25.5

24.5
27.2

21.9
24.6

22.4
25.1

18.5
22.0

18.5
22.0

18.4
21.9

18.4
21.9

The above data allow for future improvements in life expectancy.

Scheme assets
The long-term rates of return expected at 31st December 2009 and 31st December 2008, determined in conjunction with the Group’s actuaries and analysed by class 
of investment, are as follows:

Equities
Bonds
Property
Other

Eurozone

2009
%

 8.00 
 4.50 
 7.00 
 2.50 

2008
%

 9.00 
 4.25 
 7.00 
 2.50 

Britain and
Northern Ireland
2009
%

2008
%

 8.00 
 5.00 
 7.00 
 2.50 

 9.00 
 4.75 
 7.00 
 2.50 

Switzerland

United States

2009
%

 6.75 
 2.75 
 4.75 
 2.50 

2008
%

 7.50 
 3.25 
 4.50 
 2.50 

2009
%

 8.00 
 5.50 
 7.00 
 2.50 

2008
%

 9.00 
 6.00 
 7.00 
 2.50 

The methodology applied in relation to the expected return on equities is driven by prevailing risk-free rates in the four jurisdictions listed and the application of an 
equity risk premium (which varies by country) to those rates. The differences between the expected return on bonds and the yields used to discount the liabilities in 
each of the four jurisdictions listed are driven by the fact that the majority of the Group’s schemes hold an amalgam of government and corporate bonds. The property 
and “other” (largely cash holdings) components of the asset portfolio are not material. In all cases, the reasonableness of the assumed rates of return is assessed by 
reference to actual and target asset allocations in the long-term and the Group’s overall investment strategy as articulated to the trustees of the various defined benefit 
pension schemes in operation.

104  CRH

28. Retirement Benefit Obligations continued

(a) Impact on Consolidated Income Statement

The total expense charged to the Consolidated Income Statement in respect of defined contribution and defined benefit pension schemes, post-retirement healthcare 
obligations and long-term service commitments is as follows:

Total defined contribution pension expense

Defined benefit
Pension schemes (funded and unfunded)
Long-term service commitments (unfunded)
Total defined benefit expense

Total expense in Consolidated Income Statement 

Analysis of defined benefit expense

2009
€m

2008
€m

139

 141 

39
 1   
40   

 35 
 -   
 35 

179   

 176 

The total defined benefit expense (comprising funded and unfunded defined benefit pension schemes and unfunded post-retirement healthcare obligations and long-
term service commitments) is analysed as follows:

Eurozone

2009
€m

2008
€m

Britain and
Northern Ireland
2008
€m

2009
€m

Switzerland
2008
€m

2009
€m

United States
2009
2008
€m
€m

Total Group
2009
€m

2008
€m

Charged in arriving at Group operating profit
Current service cost
Past service cost: benefit enhancements
Curtailment gain (i)
Subtotal

Included in finance revenue and finance costs respectively

Expected return on scheme assets
Interest cost on scheme liabilities
Subtotal
Net charge to Consolidated Income Statement

 13 
 11 
 -   
 24 

(35)
 42 
 7 
 31 

 18 
(2)
 -   
 16 

(52)
 45 
(7)
 9 

 8 
 -   
(1)
 7 

(23)
 24 
 1 
 8 

 11 
 1 
(2)
 10 

(30)
 27 
(3)
 7 

 17 
 -   
 -   
 17 

(20)
 17 
(3)
 14 

 16 
 2 
 -   
 18 

(21)
 16 
(5)
 13 

 6 
 1 
(23)
(16)

(9)
 12 
 3 
(13)

 6 
 -   
 -   
 6 

(10)
 10 
 -   
 6 

 44 
 12 
(24)
 32 

(87)
 95 
 8 
 40 

 51 
 1 
(2)
 50 

(113)
 98 
(15)
 35 

Actual return on pension scheme assets

 70 

(200)

 63 

(82)

 45 

(48)

 22 

(34)

 200 

(364)

(i)  During 2009, the Group closed certain of its defined benefit pension schemes in the United States to future accrual, giving rise to a curtailment gain of €23 million 
and a reduction in liabilities of the same amount. In compensation for the closure to future accrual, provision has been made for additional defined contribution 
top-up payments amounting to €11 million; this obligation is reflected in the 2009 defined contribution expense of €139 million presented above.

Based on the assumptions employed for the valuation of assets and liabilities at year-end 2009, and excluding the once-off past-service costs and curtailment gains 
recognised above of €12 million, the net charge in the 2010 Consolidated Income Statement is anticipated to exhibit a small increase from the 2009 figure of €52 
million at constant exchange rates. 

No reimbursement rights have been recognised as assets in accordance with IAS 19 Employee Benefits.

CRH  105

 
28. Retirement Benefit Obligations continued

(b) Impact on Consolidated Balance Sheet

The  net  pension  liability  (comprising  funded  and  unfunded  defined  benefit  pension  schemes  and  unfunded  post-retirement  healthcare  obligations  and  long-term 
service commitments) as at 31st December 2009 and 31st December 2008 is analysed as follows:

Equities
Bonds
Property
Other

Bid value of assets
Actuarial value of liabilities (present value)

Recoverable deficit in schemes
Related deferred income tax asset
Net pension liability

Analysis of liabilities - funded and unfunded
Funded
Defined benefit pension schemes
Unfunded

Defined benefit pension schemes

Total - defined benefit pension schemes
Post-retirement healthcare obligations (unfunded)
Long-term service commitments (unfunded)

Actuarial value of liabilities (present value)

Eurozone

Britain and
Northern Ireland

2009
€m

2008
€m

2009
€m

2008
€m

Switzerland
2009
€m

2008
€m

United States
2009
€m

2008
€m

Total Group
2009
€m

2008
€m

 318 
 209 
 35 
 22 

 584 
(814)

(230)
 35 
(195)

 258 
 214 
 49 
 10 

 531 
(759)

(228)
 35 
(193)

 215 
 144 
 14 
 11 

 384 
(534)

(150)
 42 
(108)

 169 
 114 
 12 
 5 

 300 
(372)

(72)
 20 
(52)

 133 
 230 
 85 
 56 

 504 
(519)

(15)
 3 
(12)

 94 
 216 
 99 
 59 

 468 
(500)

(32)
 7 
(25)

 78 
 51 
 -   
 4 

 133 
(192)

(59)
 23 
(36)

 58 
 50 
 -   
 7 

 744 
 634 
 134 
 93 

 579 
 594 
 160 
 81 

 115 
(197)

 1,605 
(2,059)

 1,414 
(1,828)

(82)
 32 
(50)

(454)
 103 
(351)

(414)
 94 
(320)

(770)

(715)

(534)

(372)

(514)

(495)

(180)

(186)

(1,998)

(1,768)

(29)

(799)
(7)
(8)

(814)

(29)

(744)
(8)
(7)

(759)

 -   

(534)
 -   
 -   

(534)

 -   

(372)
 -   
 -   

(372)

 -   

(514)
 -   
(5)

(519)

 -   

(495)
 -   
(5)

(500)

(5)

(185)
(7)
 -   

(192)

(4)

(190)
(7)
 -   

(34)

(33)

(2,032)
(14)
(13)

(1,801)
(15)
(12)

(197)

(2,059)

(1,828)

The assumption made in relation to discount rates is a material source of estimation uncertainty as defined in IAS 1 Presentation of Financial Statements. The impact 
of a reduction of 25 basis points in the discount rates applied would be as follows with a corresponding increase in discount rates being inversely proportional:

Revised discount rate
Revised liabilities figure

Split of asset values
Equities
Bonds
Property
Other
Total

5.75
(842)

5.55
(789)

5.50
(562)

6.00
(392)

3.00
(540)

3.25
(519)

5.50
(198)

6.00
(204)

 n/a 
(2,142)

 n/a 
(1,904)

%
 54.4 
 35.8 
 6.0 
 3.8 
 100 

%
 48.6 
 40.3 
 9.2 
 1.9 
100

%
 56.0 
 37.5 
 3.6 
 2.9 
 100 

%
 56.3 
 38.0 
 4.0 
 1.7 
100

%
 26.4 
 45.6 
 16.9 
 11.1 
 100 

%
 20.1 
 46.2 
 21.1 
 12.6 
100

%
 58.6 
 38.4 
 -   
 3.0 
 100 

%
 50.4 
 43.5 
 -   
 6.1 
100

%
 46.4 
 39.5 
 8.3 
 5.8 
 100 

%
 41.0 
 42.0 
 11.3 
 5.7 
100

The asset values above include €3 million in respect of investment in Ordinary Shares of the Company (CRH plc) as at 31st December 2009 (2008: €3 million).

Analysis of amounts included in the Consolidated Statement of Comprehensive Income

Actual return less expected return on scheme assets

 35 

(252)

 40 

(112)

 25 

(69)

 13 

(44)

 113 

(477)

Experience (loss)/gain arising on scheme liabilities  
(present value)

Assumptions (loss)/gain arising on scheme liabilities 
(present value)

Asset limit adjustment
Actuarial gain/(loss) recognised

(12)

(11)

(5)

(3)

 7 

 1 

(3)

(2)

(13)

(15)

(21)

 59 

(117)

 -   
 2 

 -   
(204)

 -   
(82)

 61 

 -   
(54)

(17)

 -   
 15 

 17 

 10 
(41)

(12)

 -   
(2)

(3)

 -   
(49)

(167)

 -   
(67)

 134 

 10 
(348)

106  CRH

28. Retirement Benefit Obligations continued

Eurozone

2009
€m

2008
€m

Britain and
Northern Ireland
2008
€m

2009
€m

Switzerland
2008
€m

2009
€m

United States
2009
2008
€m
€m

Total Group
2009
€m

2008
€m

Actuarial gains and losses recognised in the Consolidated Statement of Comprehensive Income

Actual return less expected return on scheme assets
% of scheme assets

 35 

(252)
6.0% (47.5%)

 40 

(112)
10.4% (37.3%)

 25 

(69)
5.0% (14.7%)

 13 

(44)
9.8% (38.3%)

 113 
(477)
7.0% (33.7%)

Experience (loss)/gain arising on scheme liabilities  
(present value)

% of scheme liabilities (present value)

(12)
1.5%

(11)
1.4%

(5)
0.9%

(3)

 7 
0.8% (1.3%)

 1 
(0.2%)

(3)
1.6%

(2)
1.0%

(13)
0.6%

(15)
0.8%

Actuarial gain/(loss) recognised
% of scheme liabilities (present value)

 2 
(0.2%)

(204)

 15 
26.9% 15.4% 14.5% (2.9%)

(82)

(54)

(41)
8.2%

(2)

(49)
1.0% 24.9%

(67)

(348)
3.3% 19.0%

The cumulative actuarial loss recognised in the Consolidated Statement of Comprehensive Income, following transition to IFRS on 1st January 2004, is as follows:

Recognised in 2004 financial year
Recognised in 2005 financial year
Recognised in 2006 financial year
Recognised in 2007 financial year
Recognised in 2008 financial year
Recognised in 2009 financial year

Cumulative actuarial loss recognised

€m

(119)
(86)
 155 
 159 
(348)
(67)

(306)

CRH  107

 
28. Retirement Benefit Obligations continued

Reconciliation of scheme assets (bid value)
At 1st January
Movement in year
Translation adjustment
Arising on acquisition (note 32)
Employer contributions paid
Contributions paid by plan participants
Benefit payments
Actual return on scheme assets
At 31st December

Reconciliation of actuarial value of liabilities
At 1st January
Movement in year
Translation adjustment
Arising on acquisition (note 32)
Current service cost
Contributions paid by plan participants
Benefit payments
Past service cost: benefit enhancements
Interest cost on scheme liabilities
Actuarial (loss)/gain arising on:
 - experience variations
 - changes in assumptions
Curtailment gain
At 31st December

Eurozone

2009
€m

2008
€m

Britain and
Northern Ireland
2008
€m

2009
€m

Switzerland
2009
€m

2008
€m

United States
2009
2008
€m
€m

Total Group
2008
€m

2009
€m

 531 

 767 

 300 

 478 

 468 

 458 

 115 

 143 

 1,414 

 1,846 

 -   
 -   
 27 
 4 
(48)
 70 
 584 

 -   
 -   
 17 
 5 
(58)
(200)
 531 

 22 
 -   
 18 
 2 
(21)
 63 
 384 

(97)
 -   
 20 
 4 
(23)
(82)
 300 

 1 
 -   
 15 
 10 
(35)
 45 
 504 

 51 
 10 
 15 
 10 
(28)
(48)
 468 

(5)
 -   
 10 
 -   
(9)
 22 
 133 

 6 
 -   
 7 
 -   
(7)
(34)
 115 

 18 
 -   
 70 
 16 
(113)
 200 
 1,605 

(40)
 10 
 59 
 19 
(116)
(364)
 1,414 

(759)

(793)

(372)

(526)

(500)

(439)

(197)

(173)

(1,828)

(1,931)

 -   
 -   
(13)
(4)
 48 
(11)
(42)

(12)
(21)
 -   
(814)

 -   
(6)
(18)
(5)
 58 
 2 
(45)

(11)
 59 
 -   
(759)

(28)
 -   
(8)
(2)
 21 
 -   
(24)

(5)
(117)
 1 
(534)

 114 
 -   
(11)
(4)
 23 
(1)
(27)

(3)
 61 
 2 
(372)

 -   
 -   
(17)
(10)
 35 
 -   
(17)

 7 
(17)
 -   
(519)

(51)
(12)
(16)
(10)
 28 
(2)
(16)

 7 
 -   
(6)
 -   
 9 
(1)
(12)

(10)
 -   
(6)
 -   
 7 
 -   
(10)

(21)
 -   
(44)
(16)
 113 
(12)
(95)

 53 
(18)
(51)
(19)
 116 
(1)
(98)

 1 
 17 
 -   
(500)

(3)
(12)
 23 
(192)

(2)
(3)
 -   
(197)

(13)
(167)
 24 
(2,059)

(15)
 134 
 2 
(1,828)

Anticipated employer contributions payable in the 2010 financial year (expressed using average exchange rates for 2009) amount to €65 million in aggregate; the 
difference between the actual employer contributions paid in 2009 and the expectation of €55 million included in the 2008 Annual Report is largely attributable to a 
cash payment pertaining to the benefit enhancement of €11 million in the eurozone and movements in exchange rates. Employer contributions are reflected in the 
reconciliation of scheme assets as paid.

History of scheme assets, liabilities and actuarial gains and losses
Bid value of assets 
Actuarial value of liabilities (present value)
Asset limit adjustment
Recoverable deficit

Actual return less expected return on scheme assets
% of scheme assets

Experience (loss)/gain arising on scheme liabilities (present value)
% of scheme liabilities (present value)

2009
€m

2008
€m

2007
€m

2006
€m

2005
€m

 1,605 
(2,059)
 -   
(454)

 1,414 
(1,828)
 -   
(414)

 1,846 
(1,931)
(10)
(95)

 1,739 
(2,001)
 -   
(262)

 1,771 
(2,221)
 -   
(450)

 113 
(477)
7.0% (33.7%)

(61)
(3.3%)

 45 

 177 
2.6% 10.0%

(13)
0.6%

(15)
0.8%

(25)
1.3%

(6)
0.3%

 42 
(1.9%)

Post-retirement healthcare benefits - sensitivity analysis on key actuarial assumptions

The impact of the sensitivity analysis on the key actuarial assumptions employed in the valuation of post-retirement healthcare benefits as required under IAS 19 
Employee Benefits is not material to the Group (with materiality defined in the context of the year-end 2009 financial statements).

108  CRH

29. Capital Grants

At 1st January
Arising on acquisition (note 32)
Received

Released to Consolidated Income Statement
At 31st December

30. Share Capital and Reserves

Equity Share Capital

Authorised
At 1st January
Increase in authorised share capital
At 31st December

Number of Shares at 1st January ('000s)
Increase in number of Shares
Number of Shares at 31st December ('000s)

Allotted, called-up and fully paid
At 1st January
Rights Issue (iii)
Share options and share participation schemes (iv)
Shares issued in lieu of dividends (v)
At 31st December

The movement in the number of shares (expressed in '000s) during the financial year was as follows:

At 1st January
Rights Issue (iii)
Share options and share participation schemes (iv)
Shares issued in lieu of dividends (v)
At 31st December

2009
€m

2008
€m

 14 
 -   
 -   
 14 
(2)
 12 

 11 
 2 
 4 
 17 
(3)
 14 

2009

2008

Ordinary
Shares of
€0.32 each
(i)
€m

 235 
 85 
 320 

Income
Shares of
€0.02 each

(ii)
€m

 15 
 5 
 20 

Ordinary  
Shares of 
€0.32 each
(i)
€m

Income  
Shares of 
€0.02 each
(ii)
€m

 235 
 -   
 235 

 15 
 -   
 15 

735,000
265,000
1,000,000

735,000
265,000
1,000,000

735,000

735,000

 -   

 -   

735,000

735,000

 175 
 49 
 -   
 3 
 227 

 11 
 3 
 -   
 -   
 14 

 175 
 -   
 -   
 -   
 175 

 11 
 -   
 -   
 -   
 11 

548,502
152,088

 -   
 9,895 
710,485

548,502
152,088

 -   
 9,895 
710,485

 547,208 
 -   
 401 
 893 
 548,502 

 547,208 
 -   
 401 
 893 
 548,502 

(i)  Ordinary Shares

The Ordinary Shares represent 93.66% of the total issued share capital.

(ii) 

Income Shares
The Income Shares, which represent 5.85% of the total issued share capital, were created on 29th August 1988 for the express purpose of giving shareholders 
the choice of receiving dividends on either their Ordinary Shares or on their Income Shares (by notice of election to the Company). The Income Shares carried a 
different tax credit to the Ordinary Shares. The creation of the Income Shares was achieved by the allotment of fully paid Income Shares to each shareholder equal 
to his/her holding of Ordinary Shares but the shareholder is not entitled to an Income Share certificate, as a certificate for Ordinary Shares is deemed to include 
an equal number of Income Shares and a shareholder may only sell, transfer or transmit Income Shares with an equivalent number of Ordinary Shares. Income 
Shares carry no voting rights. Due to changes in Irish tax legislation since the creation of the Income Shares, dividends on the Company’s shares no longer carry 
a tax credit. As elections made by shareholders to receive dividends on their holding of Income Shares were no longer relevant, the Articles of Association were 
amended on 8th May 2002 to cancel such elections. 

(iii)  Rights Issue

152,087,952 new Ordinary/Income Shares were issued in March 2009 at €8.40 per share under the terms of a Rights Issue on the basis of two new Ordinary/
Income Shares for every seven existing Ordinary/Income Shares (excluding Treasury Shares). The aggregate nominal value of the Shares issued was €52 million 
and the total consideration amounted to €1.24 billion net of associated expenses.

CRH  109

 
30. Share Capital and Reserves continued

(iv)  Share schemes

Share option schemes
Details of share options granted under the Company’s share option schemes and savings-related share option schemes and the terms attaching thereto are 
provided in note 7 to the financial statements. Under these schemes, options over a total of 3,680,876 Ordinary Shares were exercised during the financial year 
(2008: 2,046,216). Of this total, 3,553,043 (2008: 1,944,501) were satisfied by the re-issue of Treasury Shares and 127,833 (2008: 82,335) by the purchase of 
Ordinary Shares on the market by the Employee Benefit Trust. No new shares were issued in 2009 to satisfy share options exercised during the financial year 
(2008: 19,380).

Share participation schemes 
At  31st  December  2009,  6,778,469  (2008:  6,466,707)  Ordinary  Shares  had  been  appropriated  to  participation  schemes.  In  the  financial  year  ended  31st 
December 2009, the appropriation of 311,762 shares was satisfied by the re-issue of Treasury Shares (2008: 55,849). The Ordinary Shares appropriated pursuant 
to these schemes were issued at market value on the dates of appropriation. The shares issued pursuant to these schemes are excluded from the scope of IFRS 
2 Share-based Payment and are hence not factored into the expense computation and the associated disclosures in note 7.

During the ten-year period commencing on 3rd May 2000, the total number of Ordinary Shares which may be issued in respect of the share option schemes, the 
savings-related share option schemes, the share participation schemes and any subsequent share option schemes, may not exceed 15% in aggregate of the 
issued Ordinary share capital from time to time. 

(v)  Shares issued in lieu of dividends 

In May 2009, 6,588,110 (2008: 893,242) Ordinary Shares were issued to the holders of Ordinary Shares who elected to receive additional Ordinary Shares at a 
price of €13.83 (2008: €24.15) per share, instead of part or all of the cash element of their 2008 and 2007 final dividends. In November 2009, 3,307,480 (2008: 
nil) Ordinary Shares were issued to the holders of Ordinary Shares who elected to receive additional Ordinary Shares at a price of €17.20 per share, instead of 
part or all of the cash element of their 2009 interim dividend. The 2008 interim dividend was paid wholly in cash.

Preference Share Capital

Authorised
At 1st January 2009 and 31st December 2009

Number of Shares at 1st January 2009 and 31st December 2009 ('000s)

Allotted, called-up and fully paid
At 1st January 2009 and 31st December 2009

Number of Shares at 1st January 2009 and 31st December 2009 ('000s)

5%
Cumulative
Preference
Shares of
€1.27 each

7% ‘A’
Cumulative
Preference
Shares of
€1.27 each

(vi)
€m

(vii)
€m

 -   

 1 

 150 

 872 

 -   

50

 1 

872

There was no movement in the number of cumulative preference shares in either the current or the prior year.

(vi)  5% Cumulative Preference Shares

The holders of the 5% Cumulative Preference Shares are entitled to a fixed cumulative preference dividend at a rate of 5% per annum and priority in a winding-up 
to repayment of capital, but have no further right to participate in profits or assets and are not entitled to be present or vote at general meetings unless their 
dividend is in arrears. Dividends on the 5% Cumulative Preference Shares are payable half-yearly on 15th April and 15th October in each year. The 5% Cumulative 
Preference Shares represent 0.03% of the total issued share capital.

(vii)  7% ‘A’ Cumulative Preference Shares

The holders of the 7% ‘A’ Cumulative Preference Shares are entitled to a fixed cumulative preference dividend at a rate of 7% per annum, and subject to the rights 
of the holders of the 5% Cumulative Preference Shares, priority in a winding-up to repayment of capital but have no further right to participate in profits or assets 
and are not entitled to be present or vote at general meetings unless their dividend is in arrears or unless the business of the meeting includes certain matters, 
which are specified in the Articles of Association. Dividends on the 7% ‘A’ Cumulative Preference Shares are payable half-yearly on 5th April and 5th October in 
each year. The 7% ‘A’ Cumulative Preference Shares represent 0.46% of the total issued share capital.

110  CRH

30. Share Capital and Reserves continued

Treasury Shares/own shares

At 1st January
Performance Share Plan expense
Shares acquired by CRH plc (Treasury Shares)
Treasury/own shares re-issued 
Shares acquired by Employee Benefit Trust (own shares)
Reclassification of Performance Share Plan expense
At 31st December

2009
€m

(378)
 -   
 -   
 114 
(2)
(13)
(279)

2008
€m

(19)
 7 
(411)
 48 
(3)
 -   
(378)

As at the balance sheet date, the total number of Treasury Shares held was 12,339,200 (2008: 16,204,005); the nominal value of these shares was €4 million (2008: 
€6 million). During the year ended 31st December 2009, 3,864,805 Shares were re-issued (2008: 2,000,350) to satisfy exercises and appropriations under the Group’s 
share option and share participation schemes (see (iv) above). These re-issued Treasury Shares were previously purchased at an average price of €25.35 (2008: 
€23.94). No Treasury Shares were purchased during the year ended 31st December 2009 (2008: 18,204,355).

In accordance with the terms of the Performance Share Plan (see note 7), which was approved by shareholders at the 2006 Annual General Meeting, Ordinary Shares 
have been purchased by the Employee Benefit Trust on behalf of CRH plc. The number of these shares held as at the balance sheet date was as follows:

At 1st January 

Released to the participants of the Performance Share Plan
At 31st December

Ordinary shares
2009

2008

937,750

(474,997)
462,753

937,750

 -   

937,750

The nominal value of own shares, on which dividends have been waived by the Trustees of the Performance Share Plan, amounted to €0.2 million at 31st December 
2009 (2008: €0.3 million). 

In accordance with section 148(8) of the Companies  Act, 1963 and section 7(1A) of the Companies (Amendment) Act, 1986, the Company is availing of the exemption 
from presenting its individual profit and loss account to the Annual General Meeting and from filing it with the Registrar of Companies.

Reconciliation of shares issued to proceeds shown in Consolidated Statement of Cash Flows

Shares issued at nominal amount:
- shares issued in respect of Rights Issue
- share options and share participation schemes
- shares issued in lieu of dividends
Premium on shares issued
Total value of shares issued
Shares issued in lieu of dividends (note 11)
Proceeds from issue of shares
Expenses paid in respect of share issues
Net proceeds from issue of shares - Consolidated Statement of Cash Flows

Share Premium

At 1st January

Premium arising on shares issued
Expenses paid in respect of shares issued

At 31st December

2009
€m

2008
€m

 52 
 -   
 3 
 1,370 
 1,425 
(148)
 1,277 
(40)
 1,237 

2009
€m

2,448

1,370
(40)

 3,778 

 -   
 -   
 -   
 28 
 28 
(22)
 6 
 -   
 6 

2008
€m

2,420

28
 -   

 2,448 

CRH  111

 
 
31. Commitments under Operating and Finance Leases 

Operating leases 
Future minimum rentals payable under non-cancellable operating leases at 31st December are as follows:

Within one year
After one year but not more than five years
More than five years

2009
€m

 230 
 506 
 358 
 1,094 

2008
€m

 240 
 548 
 396 
 1,184 

Finance leases 
Future minimum lease payments under finance leases together with the present value of the net minimum lease payments are as follows:

Within one year
After one year but not more than five years
More than five years
Total minimum lease payments
Less: amounts allocated to future finance costs
Present value of minimum lease payments

2009

2008

Minimum
payments
€m

Present
value of
payments
€m

Minimum
payments
€m

Present
value of
payments
€m

 5 
 8 
4
 17 
(4)
 13 

 4 
 6 
 3 

 13 

 8 
 10 
5
 23 
(4)
 19 

 6 
 8 
 5 

 19 

32. Acquisition of Subsidiaries and Joint Ventures 

The principal acquisitions completed during the year ended 31st December 2009 by reportable segment, together with the completion dates, are detailed below; 
these transactions entailed the acquisition of a 100% stake where not indicated to the contrary:

Europe Materials

Poland: Increased stake in Grupa Silikaty to 73.2% (27th August); Portugal: Quimipedra quarry (23rd April).

Europe Distribution

Belgium: Creyns N.V. (8th January).

Americas Materials

Kansas: Holland Corporation (11th May); Kentucky: Cat Daddy (29th July); Missouri: Hilty Quarries (2nd November), selected assets of Lafarge (30th December); New 
Hampshire: Interstate 93 (26th March); New York: Cleason (30th July); Texas: Wheeler Companies (11th December); Utah: Backus Pit (10th July); Burdick Paving 
Corporation (24th December); West Virginia: certain assets of Appalachian Paving Products (5th March).

Americas Distribution

Utah: Warburton Acoustical Products (11th March).

112  CRH

 
  
32. Acquisition of Subsidiaries and Joint Ventures continued

The identifiable net assets acquired excluding net debt assumed and including adjustments to provisional fair values were as follows:

Assets
Non-current assets
Property, plant and equipment
Intangible assets:  - goodwill
                             - excess of fair value of identifiable net assets over consideration paid
                             - other intangible assets 
Investments in associates
Other financial assets 
Deferred income tax assets 
Total non-current assets

Current assets
Inventories
Trade and other receivables
Total current assets

Equity
Minority interest
Total equity

Liabilities
Non-current liabilities
Deferred income tax liabilities 
Retirement benefit obligations 
Provisions for liabilities (stated at net present cost) 
Capital grants
Total non-current liabilities

Current liabilities
Trade and other payables 
Current income tax liabilities
Provisions for liabilities (stated at net present cost)  
Total current liabilities

2009
€m

2008
€m

 110 
 64 
 -   
 2 
 -   
 -   
 4 
 180 

 11 
 22 
 33 

(4)
(4)

(2)
 -   
(1)
 -   
(3)

(14)
 -   
 -   
(14)

 429 
 366 
(6)
 52 
 1 
 2 
 1 
 845 

 66 
 126 
 192 

 4 
 4 

(82)
(8)
 -   
(2)
(92)

(89)
(12)
(4)
(105)

Total consideration (enterprise value)

 192 

 844 

Consideration satisfied by
Cash payments
Professional fees incurred on business combinations
Cash and cash equivalents acquired on acquisition
Net cash outflow
Net debt (other than cash and cash equivalents) assumed on acquisition:
- non-current interest-bearing loans and borrowings and finance leases
- current interest-bearing loans and borrowings and finance leases
Deferred and contingent acquisition consideration (stated at net present cost)
Associate becoming a subsidiary (note 15)
Total consideration (enterprise value)

 178 
 -   
(4)
 174 

 2 
 1 
 8 
 7 
 192 

 837 
 8 
(68)
 777 

 9 
 46 
 12 
 -   
 844 

None of the acquisitions completed during the financial year was considered sufficiently material to warrant separate disclosure of the attributable fair values. No 
contingent  liabilities  were  recognised  on  the  acquisitions  completed  during  the  financial  year  or  the  prior  financial  year.  The  principal  factor  contributing  to  the 
recognition of goodwill on acquisitions entered into by the Group is the realisation of cost savings and synergies with existing entities in the Group.

CRH  113

 
32. Acquisition of Subsidiaries and Joint Ventures continued

The carrying amounts of the assets and liabilities acquired determined in accordance with IFRS before completion of the acquisition, together with the adjustments 
made to those carrying values to arrive at the fair values disclosed above, were as follows:

Non-current assets (excluding goodwill)
Current assets
Non-current liabilities
Current liabilities
Minority interest

Identifiable net assets acquired (excluding goodwill and net debt assumed)
Goodwill arising on acquisition

Total consideration (enterprise value)

Book  
values
€m

Fair value 
adjustment
€m

Accounting 
policy  
alignments
€m

Adjustments 
to provisional 
fair values
€m

 87 
 33 
(2)
(15)
 -   

 103 
 91 

 194 

 28 
 1 
(1)
 1 
(4)

 25 
(25)

 -   

 -   
 -   
 -   
 -   
 -   

 -   
 -   

 -   

 1 
(1)
 -   
 -   
 -   

 -   
(2)

(2)

Fair  
value
€m

 116 
 33 
(3)
(14)
(4)

 128 
 64 

 192 

The initial assignment of fair values to identifiable net assets acquired has been performed on a provisional basis in respect of a number of the acquisitions disclosed 
above  given  the  timing  of  closure  of  these  deals;  any  amendments  to  these  fair  values  made  during  the  subsequent  reporting  window  (within  the  twelve-month 
timeframe from the acquisition date imposed by IFRS 3) will be subject to subsequent disclosure. 

The following table analyses the 14 acquisitions (2008: 52 acquisitions) by reportable segment and provides details of the goodwill and consideration figures arising 
in each of those segments:

Number

Goodwill

Consideration

2009

2008

2009
€m

2008
€m

2009
€m

2008
€m

Reportable segments
Europe Materials
Europe Products

Europe Distribution

Americas Materials

Americas Products

Americas Distribution

 2 
 -   

 1 

 10 

 -   

 1 
 14 

 8 
 9 

 7 

 19 

 8 

 1 
 52 

 2 
 -   

 4 

 60 

 -   

 -   
 66 

 125 
 111 

 57 

 32 

 18 

 4 
 347 

The post-acquisition impact of acquisitions completed during the year on Group profit for the financial year was as follows:

Revenue
Cost of sales
Gross profit
Operating costs
Group operating profit
Profit on disposal of non-current assets
Profit before finance costs
Finance costs (net)
Profit before tax
Income tax expense
Group profit for the financial year

 20 
 -   

 9 

 164 

 -   

 1 
 194 

2009
€m

 43 
(35)
 8 
(5)
 3 
 -   
 3 
(1)
 2 
(1)
 1 

 293 
 202 

 177 

 101 

 52 

 8 
 833 

2008
€m

 530 
(392)
 138 
(85)
 53 
 -   
 53 
(26)
 27 
(8)
 19 

The revenue and profit of the Group for the financial year determined in accordance with IFRS as though the acquisition date for all acquisitions effected during the 
year had been the beginning of that year would be as follows:

Revenue
Group profit for the financial year

Pro-forma 2009

2009  
acquisitions
€m

CRH Group 
excluding 2009 
acquisitions
€m

Pro-forma 
consolidated 
 Group
€m

Pro-forma 
2008
€m

188
19

 17,330 
 597 

 17,518 
 616 

21,174
1,271

There have been no acquisitions completed subsequent to the balance sheet date which would be individually material to the Group, thereby requiring disclosure 
under either IFRS 3 or IAS 10 Events after the Balance Sheet Date. Development updates, giving details of acquisitions which do not require separate disclosure, are 
published in January and July each year.

114  CRH

33. Related Party Transactions

The principal related party relationships requiring disclosure in the Consolidated Financial Statements of the Group under 
IAS 24 Related Party Disclosures pertain to: the existence of subsidiaries, joint ventures and associates; transactions with 
these entities entered into by the Group; and the identification and compensation of key management personnel.

Subsidiaries, joint ventures and associates

The Consolidated Financial Statements include the financial statements of the Company (CRH plc, the ultimate parent) and 
its subsidiaries, joint ventures and associates as documented in the accounting policies on pages 66 to 71. The Group’s 
principal subsidiaries, joint ventures and associates are disclosed on pages 124 to 129.

Sales to and purchases from, together with outstanding payables to and receivables from, subsidiaries and joint ventures 
are  eliminated  in  the  preparation  of  the  Consolidated  Financial  Statements  (either  in  full  or  to  the  extent  of  the  Group’s 
interest) in accordance with IAS 27 Consolidated and Separate Financial Statements and IAS 31 Interests in Joint Ventures. 
The amounts in respect of joint ventures are immaterial in the context of the year-end 2009 financial statements. Loans 
extended by the Group to joint ventures and associates (see note 15) are included in financial assets (whilst the Group’s 
share of the corresponding loans payable by joint ventures is included in interest-bearing loans and borrowings due to the 
application of proportionate consolidation in accounting for the Group’s interests in these entities). Sales to and purchases 
from associates during the financial year ended 31st December 2009 amounted to €17 million (2008: €17 million) and €458 
million (2008: €584 million) respectively. Amounts receivable from and payable to associates (arising from the aforementioned 
sales and purchases transactions) as at the balance sheet date are included as separate line items in notes 18 and 19 to 
the Consolidated Financial Statements.

Terms and conditions of transactions with subsidiaries, joint ventures and associates
In  general,  the  transfer  pricing  policy  implemented  by  the  Group  across  its  subsidiaries  is  market-based.  Sales  to  and 
purchases from other related parties (being joint ventures and associates) are conducted in the ordinary course of business 
and on terms equivalent to those that prevail in arm’s-length transactions. The outstanding balances included in receivables 
and payables as at the balance sheet date in respect of transactions with associates are unsecured and settlement arises in 
cash. No guarantees have been either requested or provided in relation to related party receivables and payables. Loans to 
joint ventures and associates (the respective amounts being disclosed in note 15) are extended on normal commercial terms 
in the ordinary course of business with interest accruing and, in general, paid to the Group at predetermined intervals. 

Key management personnel

For the purposes of the disclosure requirements of IAS 24, the term “key management personnel” (i.e. those persons having 
authority and responsibility for planning, directing and controlling the activities of the Company) comprises the Board of 
Directors which manages the business and affairs of the Company. As identified in the Report on Directors’ Remuneration 
on pages 51 to 59, the Directors, other than the non-executive Directors, serve as executive officers of the Company. Full 
disclosure in relation to the 2009 and 2008 compensation entitlements of the Board of Directors is provided in the Report 
on Directors’ Remuneration with disclosure of the share-based payment expense relating to the Board of Directors provided 
in  note  7  to  the  Consolidated  Financial  Statements.  Other  than  these  compensation  entitlements,  there  were  no  other 
transactions involving key management personnel.

34. Board Approval

The Board of Directors approved and authorised for issue the financial statements on pages 62 to 115 in respect of the year 
ended 31st December 2009 on 1st March 2010.

CRH  115

 
Notes

2

3

4

6
6
6
7
7
7
7

Company Balance Sheet
as at 31st December 2009

Non-current assets
Financial assets

Current assets
Debtors
Cash at bank and in hand

Creditors (amounts falling due within one year)
Trade and other creditors
Corporation tax liability
Bank loans and overdrafts

Total assets less liabilities

Capital and reserves
Called-up share capital
Preference share capital
Share premium
Treasury Shares and own shares
Revaluation reserve
Other reserves
Profit and loss account
Shareholders' funds

K. McGowan, M. Lee, Directors

2009
€m

2008
€m

 491

 460 

 7,922 
 152 
 8,074 

 2,814 
 -   
 2 
 2,816 

 5,683 
 149 
 5,832 

 1,636 
 2 
 1 
 1,639 

 5,749 

 4,653 

 241 
 1 
 3,782 
(279)
 42 
 118 
 1,844 
 5,749 

 186 
 1 
 2,452 
(378)
 42 
 827 
 1,523 
4,653

116  CRH

 
Notes to the Company Balance Sheet

1. Accounting Policies

Basis of accounting

The financial statements have been prepared under the historical cost convention in accordance with the Companies Acts, 
1963 to 2009 and Generally Accepted Accounting Practice in the Republic of Ireland (“Irish GAAP”). The following paragraphs 
describe the principal accounting policies under Irish GAAP, which have been applied consistently.

Operating income and expense

Operating income and expense arises from the Company’s principal activities as a holding company for the Group and is 
accounted for on an accruals basis.

Financial assets

Fixed asset investments, including investments in subsidiaries, are stated at cost (and at valuation at 31st December 1980 
for those investments in existence at that date) less any accumulated impairments and are reviewed for impairment if there 
are indications that the carrying value may not be recoverable.

Foreign currencies

The reporting currency of the Company is euro. Transactions in foreign currencies are translated at the rates of exchange 
ruling at the transaction date. Monetary assets and liabilities denominated in foreign currencies are translated into euro at the 
rates of exchange ruling at the balance sheet date, with a corresponding charge or credit to the profit and loss account.

Share issue expenses and share premium account

Costs of share issues are written-off against the premium arising on issues of share capital.

Share-based payments

The Company has applied the requirements of FRS 20 Share-based Payment. 

The accounting policy applicable to share-based payments is consistent with that applied under IFRS and is accordingly 
addressed in detail on page 68 of the Consolidated Financial Statements.

Cash flow statement

The Company has taken advantage of the exemption afforded by FRS 1 Cash Flow Statements not to provide a statement 
of cash flows.

Treasury Shares and own shares

Treasury Shares
Own equity instruments (i.e. Ordinary Shares) acquired by the Company are deducted from equity and presented on the 
face of the Company Balance Sheet. No gain or loss is recognised in profit or loss on the purchase, sale, issue or cancellation 
of the Company’s Ordinary Shares.

Own shares
Ordinary Shares purchased by the Employee Benefit Trust on behalf of the Company under the terms of the Performance 
Share Plan are recorded as a deduction from equity on the face of the Company Balance Sheet.

Dividends

Dividends on Ordinary Shares are recognised as a liability in the Company’s Financial Statements in the period in which they 
are declared by the Company.

CRH  117

 
2. Financial Assets

The Company’s investment in its subsidiaries is as follows:

At 1st January 2009 at cost/valuation
Capital contribution in respect of share-based payments
Impairment
At 31st December 2009 at cost/valuation

The equivalent disclosure for the prior year is as follows:

At 1st January 2008 at cost/valuation
Additions
Capital contribution in respect of share-based payments
At 31st December 2008 at cost/valuation

Shares (i)
 €m 

377

 -   
(3)
 374 

Shares (i)
 €m 

251
 126 
 -   
 377 

2009
 Other 
 €m 

83
 34 
 -   
 117 

2008
 Other 
 €m 

60
 -   
 23 
 83 

 Total 
 €m 

460
 34 
(3)
 491 

 Total 
 €m 

311
 126 
 23 
 460 

(i)  The Company’s investment in shares in its subsidiaries was revalued at 31st December 1980 to reflect the surplus on 
revaluation of certain property, plant and equipment (land and buildings) of subsidiaries. The original historical cost of 
the  shares  equated  to  approximately  €9  million.  The  analysis  of  the  closing  balance  between  amounts  carried  at 
valuation and at cost is as follows:

At valuation 31st December 1980
At cost post 31st December 1980
Total

3. Debtors

Amounts owed by subsidiary undertakings

4. Trade and Other Creditors

Amounts falling due within one year
Amounts owed to subsidiary undertakings

2009
 €m 

 47 
 327 
 374

2008
 €m 

 47 
 330 
377

2009
 €m 

2008
 €m 

 7,922 

 5,683 

2009
 €m 

2008
 €m 

 2,814 

 1,636 

5. Dividends Proposed (Memorandum Disclosure)
Details in respect of dividends proposed of €307 million (2008: €258 million) are presented in the dividends note (note 11) 
on page 83 of the notes to the Consolidated Financial Statements. 

6. Called-up Share Capital
Details in respect of called-up share capital, Treasury Shares and own shares are presented in the share capital and reserves 
note (note 30) on pages 109 to 111 of the notes to the Consolidated Financial Statements.

118  CRH

7. Movement in Shareholders’ Funds

At 1st January 2009
Currency translation effects
Issue of share capital (net of expenses)
Transfer to profit and loss account
Profit after tax before dividends
Treasury/own shares re-issued 
Shares acquired by Employee Benefit Trust (own shares) 
Share option exercises
Share-based payment expense
Reclassification of Performance Share Plan expense
Dividends (including shares issued in lieu of dividends)
At 31st December 2009

At 1st January 2008
Currency translation effects
Issue of share capital (net of expenses)
Profit after tax before dividends
Shares acquired by CRH plc (Treasury Shares) 
Treasury/own shares re-issued 
Shares acquired by Employee Benefit Trust (own shares) 
Share option exercises
Share-based payment expense

Dividends (including shares issued in lieu of dividends)
At 31st December 2008

2009

Issued  
share  
capital
€m

Share
premium
account
€m

Treasury 
Shares/ 
own shares
€m

Revaluation
reserve
€m

Other 
reserves
€m

Profit  
and loss  
account
€m

 187 
 -   
 55 
 -   
 -   
 -   
 -   
 -   
 -   
 -   
 -   
 242 

 2,452 
 -   
 1,330 
 -   
 -   
 -   
 -   
 -   
 -   
 -   
 -   
 3,782 

 42 
 -   
 -   
 -   
 -   
 -   
 -   
 -   
 -   
 -   
 -   
 42 

(378)
 -   
 -   
 -   
 -   
 114 
(2)
 -   
 -   
(13)
 -   
(279)

2008

 827 
 -   
 -   
(750)
 -   
 -   
 -   
 -   
 28 
 13 
 -   
 118 

 1,523 
 1 
 -   
 750 
 10 
(114)
 -   
 60 
 -   
 -   
(386)
 1,844 

Issued 
share 
capital
€m

Share
premium
account
€m

Treasury 
Shares/ 
own shares
€m

Revaluation
reserve
€m

Other 
reserves
€m

Profit  
and loss 
account
€m

 187 
 -   
 -   
 -   
 -   
 -   
 -   
-
-

-
187

 2,424 
 -   
 28 
 -   
 -   
 -   
 -   
 -   
 -   
 -   
 2,452 

(19)
 -   
-
 -   
(411) 
48
(3)   
- 
7

 -   
(378)

 42 
 -   
 -   
 -   
 -   
 -   
 -   
 -   

 -   
 -   
42

 60 
 -   
 -   
750   
 -   
 -   
-
-

 17 
 -   
 827 

 812 
 4 
 -   

1,093

 -   
(48) 
 -   
31   
-

(369)
1,523

In accordance with section 148(8) of the Companies  Act, 1963 and section 7(1A) of the Companies (Amendment) Act, 1986, the Company is availing of the exemption 
from presenting its individual profit and loss account to the Annual General Meeting and from filing it with the Registrar of Companies. The loss retained for the financial 
year dealt with in the Company Financial Statements amounted to €376 million (2008: profit retained of €1,474 million).

8. Share-based Payments
The total expense of €28 million (2008: €24 million) reflected in note 7 to the Consolidated Financial Statements attributable to employee share options and the 
Performance Share Plan has been included as a capital contribution in financial assets (note 2) in addition to any payments to/from subsidiaries.

9. Section 17 Guarantees
Pursuant to the provisions of Section 17, Companies (Amendment) Act, 1986, the Company has guaranteed the liabilities of its wholly-owned subsidiary undertakings 
and the Oldcastle Finance Company and Oldcastle North America Funding Company general partnerships in the Republic of Ireland for the financial year ended 31st 
December 2009 and, as a result, such subsidiary undertakings and the general partnerships have been exempted from the filing provisions of Section 7, Companies 
(Amendment) Act, 1986 and Regulation 20 of the European Communities (Accounts Regulations), 1993 respectively.

The Company has not guaranteed any debt or other obligations of joint ventures or associates.

Details in relation to other guarantees provided by the Company are provided in the interest-bearing loans and borrowings note (note 23) on pages 95 and 96 of the 
notes to the Consolidated Financial Statements.

10. Related Party Transactions
The Company has taken advantage of the exemption in FRS 8 not to disclose transactions with wholly-owned subsidiaries.

11. Approval by Board
The Board of Directors approved and authorised for issue the Company Financial Statements on pages 116 to 119 in respect of the year ended 31st December 2009 
on 1st March 2010.

CRH  119

 
Shareholder Information

Dividend payments

An  interim  dividend  of  18.5c  was  paid  in  respect  of  Ordinary  Shares  on  30th 
October 2009.

A final dividend of 44.0c, if approved, will be paid in respect of Ordinary Shares 
on 10th May 2010. A scrip alternative will be offered to shareholders.

Dividend  Withholding  Tax  (DWT)  must  be  deducted  from  dividends  paid  by  an 
Irish resident company, unless a shareholder is entitled to an exemption and has 
submitted a properly completed exemption form to the Company’s Registrars, 
Capita Registrars. DWT applies to dividends paid by way of cash or by way of 
shares under a scrip dividend scheme and is deducted at the standard rate of 
Income  Tax  (currently  20%).  Non-resident  shareholders  and  certain  Irish 
companies, trusts, pension schemes, investment undertakings and charities may 
be entitled to claim exemption from DWT. Copies of the form may be obtained 
from  Capita  Registrars.  Shareholders  should  note  that  DWT  will  be  deducted 
from dividends in cases where a properly completed form has not been received 
by the record date for a dividend. Individuals who are resident in Ireland for tax 
purposes are not entitled to an exemption.

Shareholders who wish to have their dividend paid direct to a bank account, by 
electronic funds transfer, should contact Capita Registrars to obtain a mandate 
form. Tax vouchers will be sent to the shareholder’s registered address under this 
arrangement.

Dividends  are  generally  paid  in  euro.  However,  in  order  to  avoid  costs  to 
shareholders,  dividends  are  paid  in  Sterling  and  US  Dollars  to  shareholders 
whose  address,  according  to  the  Share  Register,  is  in  the  UK  and  the  United 
States respectively, unless they require otherwise. 

As the above arrangements can be inflexible for institutional shareholders, where 
shares  are  held  in  CREST,  dividends  are  automatically  paid  in  euro  unless  a 
currency election is made. CREST members should use the facility in CREST to 
make  currency  elections.  Such  elections  must  be  made  in  respect  of  entire 
holdings as partial elections are not permissible.

Dividends in respect of 7% ‘A’ Cumulative Preference Shares are paid half-yearly 
on 5th April and 5th October. Dividends in respect of 5% Cumulative Preference 
Shares are paid half-yearly on 15th April and 15th October.

120  CRH

CREST

Website

Transfer  of  the  Company’s  shares  takes  place  through  the  CREST  system. 
Shareholders have the choice of holding their shares in electronic form or in the 
form of share certificates.

Share price data

Share price at 31st December

Market capitalisation

Share price movement

during the year:

- high

- low

2009
€

19.01

13.3bn

20.70

12.55

2008
€

16.10*

9.5bn

24.50*

12.44*

* Restated for the bonus element of the 2 for 7 Rights Issue in March 2009.

Shareholdings as at 31st December 2009

Ownership of Ordinary Shares

Geographic location *

Number of 
shares held
‘000

% of 
total

Ireland

United Kingdom

United States

Europe/Other

Retail

Treasury

59,925

107,910

254,154

194,077

82,081

12,338

710,485

8

15

36

27

12

2

100

Registrars

The  Group’s  website,  www.crh.com,  provides  the  full  text  of  the  Annual  and 
Interim Reports, the Annual Report on Form 20-F, which is filed annually with the 
United States Securities and Exchange Commission, trading statements, interim 
management statements and copies of presentations to analysts and investors. 
News releases are made available, in the News & Media section of the website, 
immediately after release to the Stock Exchanges. 

Electronic communications

Following the introduction of the 2007 Transparency Regulations, and in order to 
adopt a more environmentally friendly and cost effective approach, the Company 
provides the Annual Report to shareholders electronically via the CRH website, 
www.crh.com,  and  only  sends  a  printed  copy  to  those  shareholders  who 
specifically request a copy. Shareholders who choose to do so can receive other 
shareholder  communications,  for  example,  notices  of  General  Meetings  and 
shareholder  circulars,  electronically.  However,  shareholders  will  continue  to 
receive printed proxy forms, dividend documentation and, if the Company deems 
it appropriate, other documentation by post. Shareholders can alter the method 
by which they receive communications by contacting Capita Registrars.

Electronic proxy voting

Shareholders  may  lodge  a  proxy  form  for  the  2010  Annual  General  Meeting 
electronically. Shareholders who wish to submit proxies via the internet may do so 
by  accessing  CRH’s,  or  Capita  Registrars’,  website  as  described  below. 
Shareholders  must  register  for  this  service  on-line  before  proxy  forms  can  be 
lodged electronically. 

CREST  members  wishing  to  appoint  a  proxy  via  CREST  should  refer  to  the 
CREST Manual and the notes to the Notice of the Annual General Meeting.

*  This  represents  a  best  estimate  of  the  number  of  shares  controlled  by  fund 
managers  resident  in  the  geographic  regions  indicated.  Private  shareholders 
are classified as retail above.

Holdings

1 - 1,000

1,001 - 10,000

10,001 - 100,000

100,001 - 1,000,000

Over 1,000,000

Number of 
shareholders

% of 
total

Number of 
shares held
‘000

17,261

10,166

1,360

262

82

29,131 

59.25

34.90

4.67

0.90

0.28

100

6,217

29,539

35,077

82,449

557,203

710,485

% of 
total

0.87

4.16

4.94

11.60

78.43

100

Stock Exchange listings

CRH has primary listings on the Irish and London Stock Exchanges. The Group’s 
American Depositary Shares (ADSs), each representing one Ordinary Share, are 
listed  on  the  New  York  Stock  Exchange  (NYSE).  The  ADSs  are  evidenced  by 
American Depositary Receipts.

Financial calendar

Announcement of final results for 2009

Ex-dividend date

Record date for dividend

Latest date for receipt of scrip forms

Interim Management Statement

Annual General Meeting

Dividend payment date and first day of dealing  
in scrip dividend shares

Trading Update Statement

Announcement of interim results for 2010

Interim Management Statement

2nd March 2010

10th March 2010

12th March 2010

23rd April 2010

5th May 2010

5th May 2010

10th May 2010

7th July 2010

24th August 2010

9th November 2010

Enquiries concerning shareholdings should be addressed to:

Capita Registrars, 
P.O. Box 7117,  
Dublin 2, 
Ireland. 
Telephone: +353 (0) 1 810 2400 
Fax: +353 (0) 1 810 2422

Shareholders  with  access  to  the  internet  may  check  their  accounts  either  by 
accessing CRH’s website and selecting “Registrars” under “Shareholder Services” 
in  the  Investor  Relations  section  or  by  accessing  Capita  Registrars’  website, 
www.capitaregistrars.ie  and  selecting  “Login  to  Shareholder  Services”  under 
“Online Services”. This facility allows shareholders to check their shareholdings 
and dividend payments, register e-mail addresses and download standard forms 
required to initiate changes in details held by Capita Registrars. Shareholders will 
need to register for a User ID before using some of the services.

American Depositary Receipts (ADRs)

The  ADR  programme  is  administered  by  the  Bank  of  New  York  Mellon  and 
enquiries regarding ADRs should be addressed to:

BNY Mellon Shareowner Services, 
P.O. Box 358516, 
Pittsburgh, 
PA 15252-8516, 
U.S.A. 
Telephone: Toll Free Number (United States residents): 1-888-269-2377 
International: +1 201-680-6825 
E-mail: shrrelations@bnymellon.com 
Website: http://www.bnymellon.com/shareowner

Frequently Asked Questions (FAQ)

The  Group’s  website  contains  answers  to  questions  frequently  asked  by 
shareholders, including questions regarding shareholdings, dividend payments, 
electronic communications and shareholder rights. The FAQ can be accessed in 
the Investor Relations section of the website under “Shareholder Services”.

CRH  121

 
Management

Senior Group Staff

Europe

Materials

Henry Morris
Managing Director

Ken McKnight
Regional Director
Ireland and Asia

Declan Maguire
Regional Director
Europe South

Alan Connolly
Finance Director

Eamon Geraghty
Technical Director

Philip Wheatley
Development Director

John Corbett
Human Resources Director

John McKeon
Procurement Director

John Madden
Cement Operations Manager

Ireland

Jim Mintern
Country Manager
Ireland

Seamus Lynch
Managing Director
Irish Cement

Pat McCleery
Managing Director
Premier Periclase

Larry Byrne
Managing Director
Clogrennane Lime

Frank Byrne
Managing Director
Roadstone Wood Group

Mark Lowry
Managing Director
Northstone

Benelux

Jan Boon
Managing Director
Cementbouw 

Poland

Owen Rowley
Country Manager

Mossy O’Connor
Cement Director

Myles Lee
Chief Executive

Albert Manifold
Chief Operating Officer

Glenn Culpepper
Finance Director

Neil Colgan
Company Secretary

Colm Bannon
Group Technical Advisor

Maeve Carton
Head of Group Finance

Jack Golden
Group HR Director

Rossa McCann
Group Treasurer

Éimear O’Flynn
Head of Investor Relations

Pat O’Shea
Group Taxation Director

122  CRH

Mariusz Bogacz
Concrete Products Director

Concrete Products

Brian Walsh
Aggs, Blacktop & Lime 
Director
Poland & Slovakia

Rudy Aertgeerts
Managing Director

Kees Verburg
Finance Director

Kees-Jan van ‘t Westeinde
Managing Director
Shutters & Barriers

Gerben Stilma
Managing Director
Insulation & Rooflight 
Products

Andrzej Ptak
President
.
z
Grupa O

arów

Michal Jankowski
President
ZPW Trzuskawica

Ukraine

Michael O’Sullivan
Country Director

Finland

David Dillon
Country Manager

Kalervo Matikainen
Managing Director
Finnsementti

Lauri Kivekäs
Managing Director
Rudus

Switzerland

Urs Sandmeier
Country Manager

Spain

Sebastia Alegre
Managing Director
Beton Catalan 

Turkey & Portugal

Frank Heisterkamp
Country Manager

China

Peter Buckley
Country Director

India

Oliver Mahon
Country Director

Tony Macken
Country Manager

Products & Distribution

Máirtín Clarke
Managing Director

Edwin Bouwman
Finance Director

Michael Stirling
Human Resources Director

Peter Eigenhuis
Human Resources Director

Distribution

Edwin van den Berg
Managing Director
Landscaping Products

Alain Kirchmeyer
Managing Director
Civil Networks

Claus Bering
Managing Director
Structural Products

Clay Products

Erik Bax
Managing Director

Peter Erkamp
Finance Director

Erik de Groot
Human Resources Director

Harry Bosshardt
Managing Director
Builders Merchants Central 
Europe

Wayne Sheppard
Managing Director
Clay Products & Ibstock Brick

Peter Stravers
Managing Director
Builders Merchants Benelux

Geoff Bull
Finance Director

Jan van Ommen
Managing Director
Clay Mainland Europe

Ruud van den Akker
Managing Director
Kooy

Grzegorz Ploska
Managing Director
CRH Klinkier

Richard Lee
Managing Director
Supreme

Building Products

Marc St. Nicolaas
Managing Director

Walter de Backer
Finance Director

Peter Liesker
Human Resources Director

Dirk Vael
Managing Director
Construction Accessories– 
Engineered Products 

Jean-Luc Bernard
Managing Director
Construction Accessories– 
Convenience Products

Henk Dibbets
Managing Director
Fencing & Security

Philippe Denécé
Managing Director
Builders Merchants France

Emiel Hopmans
Managing Director
DIY Europe

The Americas

Mark S. Towe
Chief Executive Officer

Michael O’Driscoll
Chief Financial Officer

Don Eshleman
Executive Vice President

Gary Hickman
Senior Vice President Tax & 
Risk Management

Bill Miller
Vice President & General 
Counsel

Brian Reilly 
Vice President Finance

North America

Materials

Doug Black
Chief Executive Officer

John Keating
President & Chief Operating
Officer, East

 
Southeast

Southwest

Precast

MMI

John Parson
President & Chief Operating 
Officer, West

Randy Lake
President Performance Group

Charles Brown
Chief Financial Officer

Pascal Convers
Senior Vice President 
Development

Northeast 

Chris Madden
President
Northeast Division

Christian Zimmermann
President
New England North

Ciaran Brennan
President
New England South

John Cooney, Jr.
President
New York Region

George Thompson
President
Tilcon New Jersey

Central

John Powers
President
Central Division

Doug Rauh
President
Shelly

Dan Stover
President
Michigan Paving & Materials

Mid-Atlantic

Dan Cooperrider
President
Mid-Atlantic Division

Mark Snyder
President
MidA

Willie Crane
President
AMG – North

Kevin Bragg
President
AMG – South

Rick Mergens
President
Southeast Division

Seán O’Sullivan
President
Mid-South Materials

Gary Yelvington
President
Conrad Yelvington 
Distributors

Robert Duke
President
Preferred Materials

John Skidmore
President
APAC Florida

Staker Parson

Scott Parson
President
Staker Parson Division

John Grunenwald
Vice President
Idaho

Randy Anderson
Vice President
Staker Parson North

Michael Kurz
Vice President
Staker Parson South

Darrell Whitney
Vice President
Western Rock Products

Northwest

Jeff Schaffer
President
Northwest Division

Rocky Mountain & 
Midwest

Shane Evans
President
Rocky Mountain & Midwest 
Division

Lane Bybee
President
North Region

Craig Lamberty
President
South Region

Jim Gauger
President
Midwest Region

Kirk Randolph
President
Southwest Division

Raymond Lane
President
Texas Region

Chris Lodge
President
Region 1 & APAC Central

Products & Distribution

William J. Sandbrook
Chief Executive Officer

Architectural Products

Keith Haas
Chief Executive Officer

Paul Valentine
President Masonry & 
Hardscapes

Mike Schaeffer
Chief Financial Officer

Damian Burke
Vice President
Development

Bertin Castonguay
Director, Research
& Development

Georges Archambault
President
APG Canada

Steve Matsick
President
Glen-Gery

Wade Ficklin
President
APG West

John O’Neill
President
APG Northeast

Tim Ortman
President
APG South

Mark Schack
Chief Executive Officer

Celeste Mastin
Chief Executive Officer

Bob Quinn
Chief Administrative Officer

Bob Tenczar
Chief Financial Officer

Eric Farinha
Chief Financial Officer

George Heusel
Vice President Development

George Hand
President
Northeast Division

Jan Olsen
President
Central / Southeast Division

Ray Rhees
President
National Sales, Marketing & 
Engineering Group

Mike Scott
President
Western Division

Dave Steevens
President
Enclosures Division

David Clark
President
Merchants Metals

Edward Klavin
President
Meadow Burke

Elizabeth Potts
President
Ivy Steel

Distribution

Michael Lynch
Chairman

Robert Feury, Jr.
Chief Executive Officer

Ron Pilla
President 
Interior Products

Donald Toth
President 
Exterior Products

Tab Buckner
Vice President Operational 
Excellence

Frank Furia
Vice President Finance

Glass

Ted Hathaway
Chief Executive Officer

Dan Hamblen
Chief Financial Officer

Daipayan Bhattacharya
Vice President
Development & Technology

Jim Avanzini
President
Architectural Glass

John B. Graham
President
Aluminum Glazing Systems

David Maske
President
Bonsal American

Mary Carol Witry
President
Engineered Products 

Eoin Lehane
President
Oldcastle Lawn & Garden

Kevin Hawley
Vice President Development

South America

Juan Carlos Girotti
Managing Director
CRH Sudamericana &
Canteras Cerro Negro 

Alejandro Javier Bertrán
Business Development
Manager

Benjamin Fernández
Business Development 
Manager

Bernardo Alamos
Managing Director
Vidrios Dell Orto & South 
American Glass Group

Gustavo Arona
Operations Manager
Superglass

Federico Ferro
Managing Director
Cormela

Jaime Bustamante
Managing Director
Comercial Duomo

CRH  123

 
 
 
 
Principal Subsidiary Undertakings as at 31st December 2009

Incorporated and operating in % held Products and services

Incorporated and operating in % held Products and services

Europe Materials

Britain & Northern Ireland

Northstone (NI) Limited (including 
Farrans, Ready Use Concrete, 
R.J. Maxwell & Son, Scott 
(Toomebridge) Limited)

100 Aggregates, readymixed concrete, 
mortar, coated macadam, rooftiles, 
building and civil engineering contracting

Premier Cement Limited 

100 Marketing and distribution of cement

T.B.F. Thompson (Properties) 
Limited 

100 Property development

Formigons Girona S.A. 

100 Readymixed concrete and precast 

concrete products

Suberolita S.A. 

100 Readymixed concrete and precast 

concrete products

Tamuz S.A.

100 Aggregates

Switzerland

JURA-Holding 

Ukraine

100 Cement, aggregates and readymixed 

concrete

China

Harbin Sanling Cement 
Company Limited *

Finland

100 Cement

OJSC Podilsky Cement 

98.89 Cement

Europe Products & Distribution

Austria

Finnsementti Oy 

100 Cement

Quester Baustoffhandel GmbH 

100 Builders merchants

Rudus Oy 

Ireland

100 Aggregates and readymixed concrete

Belgium

Concrete Products

Irish Cement Limited 

100 Cement

Douterloigne N.V. 

100 Concrete floor elements, pavers and 

Premier Periclase Limited 

100 High quality seawater magnesia

Clogrennane Lime Limited 

100 Burnt and hydrated lime

Ergon N.V. 

Klaps N.V. 

blocks

100 Precast concrete structural elements

100 Concrete paving, sewerage and water 

treatment

Roadstone Wood Limited

100 Aggregates, readymixed concrete, 
mortar, coated macadam, concrete 
blocks and pipes, asphalt, agricultural 
and chemical limestone and contract 
surfacing

Netherlands

Cementbouw B.V.

100 Cement transport and trading, 

readymixed concrete and aggregates

Poland

Marlux Klaps N.V. 

100 Decorative concrete paving

MBI Beton B.V. 

Oeterbeton N.V. 

100 Architectural products

100 Precast concrete

Olivier Betonfabriek N.V. 

100 Architectural products

Prefaco N.V. 

Remacle S.A. 

Schelfhout N.V. 

100 Precast concrete structural elements

100 Precast concrete products

100 Precast concrete wall elements

Bosta Beton Sp. z o.o. 

90.3 Readymixed concrete

Clay Products

Cementownia Rejowiec S.A. 

100 Cement

Drogomex Sp. z o.o.* 

99.94 Asphalt and contract surfacing

J. De Saegher Steenhandel en 
Bouwspecialiteiten N.V. 

100 Clay brick factors

Faelbud S.A.* 

100 Readymixed concrete, concrete 

Building Products

.
arów S.A. 
z
Grupa O

100 Cement

Grupa Prefabet S.A.* 

100 Concrete products

products and concrete paving

Masfalt Sp. z o.o.* 

100 Asphalt and contract surfacing

Plakabeton N.V. 

100 Construction accessories

Portal S.A. 

Distribution

100 Glass roof structures

O.K.S.M. Sp. z o.o.

99.92 Aggregates

Van Neerbos België N.V. 

100 DIY stores

Polbruk S.A.* 

100 Readymixed concrete and concrete 

paving

ZPW Trzuskawica S.A. 

99.98 Production of lime and lime products

Britain & Northern Ireland

Concrete Products

Spain

Beton Catalan S.A.

100 Readymixed concrete

Cabi S.A.

99.99 Cementitious materials

Cantera de Aridos Puig  
Broca S.A.

Explotacion de Aridos  
Calizos S.A. 

99.81 Aggregates

100 Aggregates

Formigo i Bigues S.A. 

99.81 Aggregates

124  CRH

Forticrete Limited 

100 Concrete masonry products and rooftiles

Supreme Concrete Limited 

100 Concrete fencing, lintels and floorbeams

Clay Products

Ibstock Brick Limited 

100 Clay brick manufacturer

Kevington Building Products 
Limited

Manchester Brick and Precast 
Limited 

100 Specialist brick fabricator

100 Brick-clad precast components

Trinity Bricks Limited

100 Clay brick factors

 
Incorporated and operating in % held Products and services

Incorporated and operating in % held Products and services

Building Products

Airvent Systems (Services) 
Limited 

100 Smoke ventilation systems and services

Adronit GmbH 

100 Security fencing and access control

Building Products

Ancon Limited 

100 Construction accessories

Broughton Controls Limited 

100 Access control systems

Cox Building Products Limited 

100 Domelights, ventilation systems and 

EcoTherm GmbH 

100 PUR/PIR insulation

Gefinex Gesellschaft für 
Innovative Extrusionprodukte 
mbH 

100 XPE insulation

CRH Fencing Limited 

100 Security fencing

Hammerl GmbH & Co. KG 

100 Construction accessories

continuous rooflights

Greschalux GmbH 

100 Domelights and ventilation systems

100 PUR/PIR insulation

Halfen GmbH 

100 Metal construction accessories

EcoTherm Insulation (UK) 
Limited 

FCA Wholesalers Limited *

100 Construction accessories

Heras SKS GmbH 

100 Security fencing

Jet Brakel Aero GmbH

100 Rooflights, glass roof structures and 

Geoquip Limited 

100 Perimeter intrusion detection systems

ventilation systems

Springvale EPS Limited 

100 EPS insulation and packaging

JET-Tageslicht & RWA GmbH 

100 Domelights, ventilation systems and 

TangoRail Limited 

100 Non-welded railing systems

West Midland Fencing Limited 

100 Security fencing

Denmark

Concrete Products

continuous rooflights

Magnetic Autocontrol GmbH 

100 Vehicle and pedestrian access control 

systems

Syncotec Inmobilien GmbH 

100 Construction accessories

Unidek Deutschland GmbH 

100 EPS insulation

Betongruppen RBR A/S 

100 Paving manufacturer

Distribution

CRH Concrete A/S

100 Structural products

Paulsen & Bräuninger GmbH 

100 Sanitary ware, heating and plumbing

Building Products

ThermiSol Denmark A/S 

100 EPS insulation

Hungary

Concrete Products

Finland

Building Products

ThermiSol Oy 

100 EPS insulation

France
Concrete Products

Ferrobeton Zrt.

100 Precast concrete structural elements

Ireland

Concrete Products

Concrete Stair Systems Limited  100 Precast concrete products

Building Products

Béton Moulé Industriel S.A. 

99.95 Precast concrete products

Aerobord Limited 

100 EPS insulation and packaging

Chapron Leroy S.A.S. 

100 Utility products

100 Structural products

Construction Accessories 
Limited *

100 Metal and plastic construction 

accessories

Cinor S.A.S. 

Stradal S.A.S. 

Building Products

100 Landscape, utility and infrastructural 

concrete products

Italy

Concrete Products

Ste. Heda S.A. 

100 Security fencing

Heras Clôture S.A.R.L. *

100 Temporary fencing

Laubeuf S.A.S. 

100 Glass roof structures

Plakabeton France S.A. 

100 Construction accessories

Record S.P.A. 

100 Concrete landscaping

Building Products

Plastybeton S.R.L. 

100 Construction accessories

Netherlands

Concrete Products

Distribution

CRH Ile de France Distribution 
S.A.S. *

Germany

Concrete Products

100 Builders merchants

Alvon Bouwsystemen B.V. 

100 Precast concrete structural elements

Calduran Kalkzandsteen B.V. 

100 Sand-lime bricks and building elements

Dycore B.V. 

100 Concrete flooring elements

Jonker Beton B.V. 

100 Concrete paving products

EHL AG 

100 Concrete paving and landscape walling 

Heembeton B.V. 

100 Precast concrete structural elements

products

Struyk Verwo Groep B.V. 

100 Concrete paving products

Rhebau Rheinische Beton und 
Bauindustrie GmbH & Co. KG 

100 Water treatment and sewerage products

Clay Products

CRH Clay Solutions GmbH

100 Clay brick, pavers and rooftiles

CRH  125

 
Principal Subsidiary Undertakings continued

Incorporated and operating in % held Products and services

Incorporated and operating in % held Products and services

Netherlands continued

Clay Products

Kleiwarenfabriek Buggenum 
B.V. 

Kleiwarenfabriek Façade Beek 
B.V. 

100 Clay brick manufacturer

100 Clay brick manufacturer

B.V. Kleiwarenfabriek Joosten 

100 Clay brick manufacturer

Kleiwarenfabriek Joosten 
Wessem B.V. 

100 Clay brick manufacturer

CRH Klinkier Sp. z o.o.*

100 Clay brick manufacturer

Gozdnickie Zaklady Ceramiki 
Budowlanej Sp. z o.o.*

Krotoszyñskie Przedsi biorstwo 
Ceramiki Budowlanej 
CERABUD S.A.

Patoka Industries Limited  
Sp. z o.o.*

Building Products 

100 Clay brick manufacturer

96.37 Clay blocks, bricks and rooftiles

99.19 Clay brick manufacturer

Kooy Bilthoven B.V. 

100 Clay brick factors

Termo Organika Sp. z o.o. 

100 EPS insulation

Steenfabriek Nuth B.V. 

100 Clay brick manufacturer

Building Products

Arfman Hekwerk B.V. *

100 Producer and installer of fauna and 

railway fencing solutions

Aluminium Verkoop Zuid B.V. 

100 Roller shutter and awning systems

BIK Bouwprodukten B.V. 

100 Domelights and continuous rooflights

Brakel Atmos B.V. 

100 Glass roof structures, continuous 
rooflights and ventilation systems

EcoTherm B.V. 

100 PUR/PIR insulation

Heras Nederland B.V. 

100 Security fencing and perimeter 

protection

Mavotrans B.V. 

100 Construction accessories

Unidek Group B.V. 

100 EPS insulation

Unipol Holland B.V. 

100 EPS granulates

Romania

Concrete Products

Elpreco SA 

100 Architectural products

Ergon Concrete International

100 Structural products

Slovakia

Concrete Products

Premac spol. s.r.o. 

100 Concrete paving and floor elements

Ferrobeton Slovakia, s.r.o.

100 Precast concrete structural elements

Spain

Building Products

Plakabeton S.L.U. 

100 Accessories for construction and 

precast concrete

100 Domelights

Distribution

Vaculux B.V. 

Distribution

CRH Bouwmaterialenhandel B.V.  100 Holding company

CRH Roofing Materials B.V. 

100 Roofing materials merchant

N.V. B. Bouwstoffen B.V. 

100 Builders merchants

Stoel van Klaveren Bouwstoffen 
B.V. 

100 Builders merchants

Syntec B.V. 

100 Ironmongery merchants

Van Neerbos Bouwmarkten B.V.  100 DIY stores

CRH Bouwmaten B.V.

100 Cash & Carry building materials

Van Neerbos Bouwmaterialen 
B.V. 

100 Builders merchants

Norway

Building Products

Halfen-Frimeda AS 

100 Construction accessories

Poland

Concrete Products

Ergon Poland Sp. z o.o. 

100 Structural products

Faelbud Prefabrykaty Sp. z o.o.* 100 Readymixed concrete, concrete 

products and concrete paving

Clay Products

CERG Sp. z o.o. 

67.55 Clay brick manufacturer

Cerpol Kozlowice Sp. z o.o. 

99.60 Clay brick manufacturer

126  CRH

JELF Brico House S.L. 

94.75 Builders merchants

Sweden

Building Products

ThermiSol AB 

100 EPS insulation

TUVAN-stängsel AB 

100 Security fencing

Switzerland

Concrete Products

Element AG 

100 Prefabricated structural concrete 

elements

Building Products

U.C. Aschwanden Holding AG * 100 Construction accessories

Distribution

BR Bauhandel AG (trading as 
BauBedarf, Richner, Sanmat 
and Sabez) 

CRH Gétaz Holding AG (trading 
as Gétaz Romang and Miauton) 

Regusci S.A. (trading as 
Regusci and Reco) 

100 Builders merchants, sanitary ware and 

ceramic tiles

100 Builders merchants

100 Builders merchants

Incorporated and operating in % held Products and services

Incorporated and operating in % held Products and services

Americas Materials

United States

Americas Products & Distribution

Argentina

Oldcastle Materials, Inc.

100 Holding company

CRH Sudamericana S.A.

100 Holding company

APAC Holdings, Inc. and 
Subsidiaries

Callanan Industries, Inc.

Conrad Yelvington Distributors, 
Inc.

100 Aggregates, asphalt and related 

construction activities

100 Aggregates, asphalt, readymixed 
concrete and related construction 
activities

100 Aggregates distribution

Canteras Cerro Negro S.A.

99.98 Clay rooftiles, wall tiles and floor tiles

Cormela S.A.

100 Clay blocks

Superglass S.A.

100 Fabricated and tempered glass products

Canada

CPM Development Corporation

100 Aggregates, asphalt, readymixed 

Architectural Products Group

concrete, prestressed concrete and 
related construction activities

Dolomite Products Company, 
Inc.

100 Aggregates, asphalt and readymixed 

concrete 

Eugene Sand Construction, Inc. 100 Aggregates, asphalt, readymixed 
concrete and related construction 
activities

Evans Construction Company

Hills Materials Company

100 Aggregates, asphalt, readymixed 
concrete and related construction 
activities

100 Aggregates, asphalt, readymixed 
concrete and related construction 
activities

Oldcastle Building Products 
Canada, Inc. (trading as Décor 
Precast, Groupe Permacon, 
Oldcastle Glass and Synertech 
Moulded Products)

Glass Group

Oldcastle Glass Engineered 
Products Canada, Inc.

Xemax International, Inc. 
(trading as Antamex 
International)

Hilty Quarries, Inc.

100 Aggregates, asphalt and related 

Chile

100 Masonry, paving and retaining walls, 

utility boxes and trenches and custom 
fabricated and tempered glass products

100 Architectural-rated operable windows 

and curtain wall 

100 Architectural curtain wall

construction activities

Michigan Paving and Materials 
Company

100 Aggregates, asphalt and related 

construction activities

Mountain Enterprises, Inc.

100 Aggregates, asphalt and related 

Vidrios Dell Orto, S.A.

99.9 Fabricated and tempered glass products

Comercial Duomo Limitada

81 Wholesaler and retailer of specialised 

building products

OMG Midwest, Inc.

Oldcastle SW Group, Inc.

Pennsy Supply, Inc.

construction activities

100 Aggregates, asphalt, readymixed 
concrete and related construction 
activities

100 Aggregates, asphalt, readymixed 
concrete and related construction 
activities

100 Aggregates, asphalt, readymixed 
concrete and related construction 
activities

Pike Industries, Inc.

100 Aggregates, asphalt and related 

United States

CRH America, Inc.

100 Holding company

Oldcastle, Inc.

100 Holding company

Oldcastle Building Products, Inc. 100 Holding company

Architectural Products Group

Big River Industries, Inc.

100 Lightweight aggregates and fly-ash

Bonsal American, Inc.

100 Pre-mixed products and specialty stone 

products

P.J. Keating Company

100 Aggregates, asphalt and related 

countertops

construction activities

Glen-Gery Corporation

100 Clay bricks

construction activities

Oldcastle Surfaces, Inc.

100 Custom fabrication and installation of 

Preferred Materials, Inc.

100 Aggregates and readymixed concrete

Staker & Parson Companies

100 Aggregates, asphalt, readymixed 
concrete and related construction 
activities

The Shelly Company

100 Aggregates, asphalt and related 

Tilcon Connecticut, Inc.

construction activities

100 Aggregates, asphalt, readymixed 
concrete and related construction 
activities

Tilcon New York, Inc.

100 Aggregates, asphalt and related 

construction activities

West Virginia Paving, Inc.

100 Aggregates, asphalt and related 

construction activities

Northfield Block Company 
(trading as Bend-Northfield)

100 Specialty masonry, hardscape and patio 

products

Oldcastle Architectural, Inc.

100 Holding company

Oldcastle APG Midwest, Inc. 
(trading as 4D Schusters and 
Miller Rhino Materials)

Oldcastle APG Northeast, Inc. 
(trading as Anchor Concrete 
Products, Arthur Whitcomb, 
Betco Supreme, Domine 
Builders Supply, Foster-
Southeastern, Trenwyth 
Industries)

Oldcastle APG South, Inc. 
(trading as Adams Products, 
Georgia Masonry Supply)

100 Specialty masonry, hardscape and patio 

products

100 Specialty masonry, hardscape and patio 

products

100 Specialty masonry, hardscape and patio 

products

CRH  127

 
Principal Subsidiary Undertakings continued

Incorporated and operating in % held Products and services

United States continued

Oldcastle APG Texas, Inc. 
(trading as Custom-Crete, 
Custom Stone Supply, Jewell 
Concrete Products)

Oldcastle APG West, Inc. 
(trading as Amcor Masonry 
Products, Central Pre-Mix 
Concrete Products, Sierra 
Building Products, Superlite 
Block)

100 Specialty masonry and stone products, 

hardscape and patio products

100 Specialty masonry, hardscape and patio 

products

Oldcastle Lawn & Garden, Inc.

100 Patio products, bagged stone, mulch 

and stone

Oldcastle Coastal, Inc.

100 Patio products

Distribution Group

Oldcastle Distribution, Inc.

100 Holding company

Allied Building Products Corp.

100 Distribution of roofing, siding and related 
products, wallboard, metal studs, 
acoustical tile and grid

A.L.L. Roofing & Building 
Materials Corp.

100 Distribution of roofing and related 

products

AMS Holdings, Inc.

100 Distribution of drywall, acoustical ceiling 

systems, metal studs and commercial 
door solutions

Arzee Acquisition Corp. (trading 
as Arzee Supply)

Mahalo Acquisition Corp.
(trading as G. W. Killebrew)

100 Distribution of roofing, siding and related 

products

100 Distribution of roofing and related 

products

Glass Group

Antamex (US), Inc.

100 Architectural curtain walls

Oldcastle Glass, Inc.

100 Custom fabricated architectural glass

Oldcastle Glass Engineered 
Products, Inc. 

100 Engineered aluminium glazing systems 
and integrated building envelope 
solutions

Construction Accessories, Fencing  
and Welded Wire Reinforcement

Merchants Metals Holding 
Company

MMI Products, Inc. (trading as 
Merchants Metals, Meadow 
Burke and ADC Manufacturing)

100 Holding company

100 Fabrication and distribution of metal 

products including fencing, welded wire 
reinforcement and concrete accessories; 
distribution of plastic, lumber and other 
metal products

Ivy Steel & Wire, Inc.

100 Welded wire reinforcement manufacturer

Precast Group

Oldcastle Precast, Inc.

100 Precast concrete products, concrete 
pipe, prestressed plank and structural 
elements

128  CRH

Principal Joint Venture Undertakings as at 31st December 2009

Principal Associated Undertakings as at 31st December 2009

Incorporated and operating in % held Products and services

Incorporated and operating in % held Products and services

Europe Materials

India

My Home Industries Limited

50 Cement

Ireland

Kemek Limited * 

50 Commercial explosives

Portugal

Secil-Companhia Geral de  
Cal e Cimento, S.A. * 

48.99 Cement, aggregates, concrete products, 
mortar and readymixed concrete

Europe Materials

China

Jilin Yatai Group Building 
Materials Investment Company 
Limited *

26 Cement

Israel

Mashav Initiating and 
Development Limited

Spain

25 Cement

Turkey

Denizli Çimento Sanayii T.A.  .

50 Cement and readymixed concrete

Corporación Uniland S.A. *

26.3 Cement, aggregates, readymixed 

concrete and mortar

Europe Products & Distribution

Belgium

Building Products
Jackon Insulation N.V. 

Germany

Building Products
Jackon Insulation GmbH * 

49 XPS insulation

49.20 XPS insulation

Distribution
Bauking AG * 

France

Distribution
Doras S.A. *

Ireland

Building Products
Williaam Cox Ireland Limited

Netherlands

Distribution
Bouwmaterialenhandel de 
Schelde B.V. 

Portugal

Distribution
Modelo Distribuição de 
Materials de Construção S.A. *

Americas Materials

47.82 Builders merchants, DIY stores

57.85 Builders merchants

50 Glass construction, continuous rooflights 

and ventilation systems

50 DIY stores

50 Cash & Carry building materials

American Cement  
Company, LLC *

50 Cement

Bizzack Construction LLC *

50 Construction

Boxley Aggregates of West 
Virginia, LLC * 

50 Aggregates

Cadillac Asphalt, LLC * 

50 Asphalt

Europe Products & Distribution

France

Distibution

Samse S.A. *

21.23 Builders merchants and DIY stores

Melin Trialis S.A.S. *

34.81 Builders merchants

Americas Materials

Buckeye Ready Mix, LLC *

45 Readymixed concrete

* Audited by firms other than Ernst & Young

Pursuant to Section 16 of the Companies 
Act, 1986, a full list of subsidiary, joint 
venture and associated undertakings will be 
annexed to the Company’s Annual Return to 
be filed in the Companies Registration Office 
in the Republic of Ireland.

CRH  129

 
Group Financial Summary
(Figures prepared in accordance with Irish GAAP)

Turnover including share of joint ventures

2,520 

3,354 

4,234 

5,211 

6,734 

8,870  10,444  10,794  11,080  12,820 

1995
€ m

1996
€ m

1997
€ m

1998
€ m

1999
€ m

2000
€ m

2001
€ m

2002
€ m

2003
€ m

2004
€ m

Group operating profit 
Goodwill amortisation 
Profit on disposal of fixed assets 
Exceptional items

Profit on ordinary activities before interest
Net interest payable 

Profit on ordinary activities before taxation
Taxation on profit on ordinary activities
Taxation on exceptional items

Profit on ordinary activies after taxation

Employment of capital 
Fixed assets
 - Tangible assets
 - Intangible asset - goodwill
 - Financial assets
Net working capital
Other liabilities

Total

Financed as follows 
Equity shareholders' funds
Preference share capital
Minority shareholders' equity interest
Capital grants
Deferred tax
Net debt
Convertible capital bonds

Purchase of tangible assets
Acquisitions and investments

Total

(a)
(b)

(c)
(d)

Depreciation and goodwill amortisation 
Earnings per share after goodwill amortisation (cent)
Earnings per share before goodwill amortisation (cent)
Dividend per share (cent) 
Cash earnings per share (cent)
Dividend cover (times)

(e)
(e)
(e)
(e),(f)
(g)

224 
-
1 
-

225 
(21)

204 
(42)
-

162 

895 
-
118 
133 
(13)

1,133 

868 
1 
12 
12 
49 
189 
2 

1,133 

109 
164 

273 

81 
37.1 
37.1 
9.49 
55.9 
3.9 

283 
-
1 
-

284 
(28)

256 
(58)
-

198 

1,236 
-
127 
255 
(25)

1,593 

1,056 
1 
13 
11 
70 
442 
-

1,593 

150 
532 

682 

104 
43.9 
43.9 
10.64 
67.1 
4.1 

349 
-
9 
-

358 
(36)

322 
(76)
-

246 

1,519 
-
132 
313 
(61)

1,903 

1,308 
1 
14 
11 
104 
465 
-

1,903 

147 
241 

388 

129 
52.4 
52.4 
12.21 
80.2 
4.3 

442 
(1)
11 
-

452 
(43)

409 
(100)
-

309 

2,288 
138 
53 
512 
(286)

2,705 

1,553 
1 
285 
20 
116 
730 
-

2,705 

232 
604 

836 

166 
65.0 
65.3 
14.08 
100.3 
4.6 

676 
(19)
7 
64 

728 
(93)

635 
(152)
(26)

457 

3,226 
629 
66 
608 
(430)

4,099 

2,201 
1 
37 
19 
172 
1,669 
-

4,099 

360 
1,421 

1,781 

275 
87.5 
91.6 
16.43 
145.4 
5.3 

919 
(44)
13 
-

888 
(191)

697 
(194)
-

503 

4,551 
955 
104 
915 
(470)

6,055 

3,074 
1 
36 
17 
307 
2,620 
-

6,055 

430 
1,605 

2,035 

395 
102.6 
111.6 
18.73 
184.0 
5.5 

1,020 
(61)
17 
-

976 
(173)

803 
(217)
-

586 

5,150 
1,153 
316 
1,040 
(479)

7,180 

4,734 
1 
135 
16 
400 
1,894 
-

7,180 

452 
1,080 

1,532 

497 
104.0 
114.8 
20.74 
192.7 
5.0 

1,049 
(70)
16 
-

995 
(139)

856 
(227)
-

629 

5,004 
1,154 
275 
1,078 
(443)

7,068 

4,747 
1 
111 
14 
485 
1,710 
-

7,068 

367 
992 

1,359 

526 
107.5 
119.5 
22.90 
198.2 
4.7 

1,046 
(76)
13 
-

983 
(118)

865 
(218)
-

647 

5,145 
1,475 
349 
1,116 
(429)

7,656 

4,758 
1 
90 
13 
486 
2,308 
-

7,656 

402 
1,615 

2,017 

534 
109.9 
122.8 
25.34 
201.4 
4.3 

1,247 
(101)
11 
-

1,157 
(140)

1,017 
(247)
-

770 

5,320 
1,443 
702 
1,244 
(429)

8,280 

5,217 
1 
82 
11 
528 
2,441 
-

8,280 

520 
922 

1,442 

596 
129.8 
147.1 
29.76 
231.2 
4.4 

Notes to Irish GAAP financial summary data

(a)  Excluding bank advances and cash and liquid investments which are included under net debt (see note (c) below).

(b)  Including deferred and contingent acquisition consideration due after more than one year and provisions for liabilities and charges and excluding deferred tax.

(c)  Net debt represents the sum of loans (including finance leases) and overdrafts falling due within one year, bank loans (including finance leases) falling due after 

more than one year less cash and liquid investments.

(d)  Including supplemental interest.

(e)  Per share amounts for 1995 to 2004 have been restated for the bonus element of the Rights Issue in March 2009.

(f)  Cash earnings per share equals the sum of profit for the year attributable to ordinary shareholders, depreciation and goodwill amortisation divided by the average 

number of Ordinary Shares outstanding for the year.

(g)  Excluding exceptional net gains in 1999.

130  CRH

Group Financial Summary
(Figures prepared in accordance with IFRS)

Revenue

Group operating profit
Profit on disposal of non-current assets 

Profit before finance costs
Finance costs
Finance revenue
Group share of associates' profit after tax

Profit before tax
Income tax expense

Restated

2004
€ m

2005
€ m

2006
€ m

2007
€ m

2008
€ m

2009
€ m

12,755  14,449  18,737  20,992  20,887  17,373

1,220 
11 

1,392 
20 

1,767 
40 

2,086 
57 

1,841 
69 

1,231 
(264)
118 
19 

1,104 
(232)

1,412 
(297)
138 
26 

1,279 
(273)

1,807 
(407)
155 
47 

1,602 
(378)

2,143 
(473)
170 
64 

1,904 
(466)

1,910 
(503)
160 
61 

1,628 
(366)

955
26

981
(419)
122
48

732
(134)

Group profit for the financial year

872 

1,006 

1,224 

1,438 

1,262 

598

Employment of capital 
Non-current and current assets
Property, plant and equipment
Intangible assets
Investments in associates/other financial assets
Net working capital
Other liabilities - current and non-current 

Total

Capital and reserves excluding preference share capital
Preference share capital
Minority interest
Capital grants
Net deferred income tax liability
Net debt

5,831 
1,774 
292 
1,540 
(1,035)

6,824 
2,252 
635 
1,944 
(1,243)

7,480 
2,966 
651 
2,420 
(1,099)

8,226 
3,692 
652 
2,469 
(869)

8,888 
4,108 
870 
2,650 
(1,126)

8,535
4,095
1,090
1,991
(1,084)

(h)
(i)

8,402  10,412  12,418  14,170  15,390  14,627

4,944 
1 
34 
13 
652 
2,758 

6,194 
1 
39 
12 
718 
3,448 

7,062 
1 
41 
10 
812 
4,492 

7,953 
1 
66 
11 
976 
5,163 

8,086 
1 
70 
14 
1,128 
6,091 

9,636
1
73
12
1,182
3,723

(j)

Total

8,402  10,412  12,418  14,170  15,390  14,627

Purchase of property, plant and equipment
Acquisitions and investments

Total

Depreciation of property, plant and equipment (including impairments)
Amortisation of intangible assets (including impairments)
Earnings per share after amortisation of intangible assets (cent) 
Earnings per share before amortisation of intangible assets (cent) 
Dividend per share (cent) 
Cash earnings per share (cent)
Dividend cover (times)

Notes to IFRS financial summary data

551 
1,019 

1,570 

516 
4 
147.5 
148.1 
29.76 
236.1 
5.0 

652 
1,298 

1,950 

556 
9 
168.3 
170.0 
35.17 
263.7 
4.8 

832 
2,311 

3,143 

664 
25 
202.2 
206.5 
46.89 
317.5 
4.3 

1,028 
2,227 

3,255 

739 
35 
236.9 
242.7 
61.31 
365.1 
3.9 

1,039 
1,072 

2,111 

781 
43 
210.2 
217.4 
62.22 
348.9 
3.4 

532
458

990

794
54
88.3 
96.3 
62.50 
214.7 
1.4 

(k)
(k)
(k)
(k),(l)
(m)

(h)  Represents the sum of inventories and trade and other receivables (included in current assets) less trade and other payables (included in current liabilities).

(i)  Represents the sum of current income tax liabilities, current and non-current provisions for liabilities, non-current trade and other payables and retirement benefit 

obligations.

(j)  Represents the sum of current and non-current interest-bearing loans and borrowings and derivative financial instrument liabilities less the sum of liquid investments, 

cash and cash equivalents and current and non-current derivative financial instrument assets.

(k)  Per share amounts for restated 2004 to 2008 have been restated for the bonus element of the Rights Issue in March 2009.

(l)  Cash earnings per share represents profit attributable to equity holders of the Company less preference dividends paid plus depreciation of property, plant and 
equipment  and  amortisation  of  intangible  assets,  including  impairments,  where  applicable,  divided  by  the  average  number  of  Ordinary  Shares  outstanding  
for the year.

(m)  Represents earnings per Ordinary Share divided by dividends per Ordinary Share.

CRH  131

 
Index

A

Accounting policies

Acquisition of subsidiaries and joint ventures (note 32)

Acquisitions Committee

American Depositary Receipts

Americas Materials - 2009 Results

Americas Materials - Operations Review

Americas Products & Distribution - 2009 Results

Americas Products & Distribution - Operations Review

Amortisation

- Intangible assets (note 14)

- Segmental analysis (note 1)

Annual General Meeting

Associated undertakings, principal

Associates’ profit after tax, Group share of (note 9)

Audit Committee

Auditors, Report of Independent

Auditors’ remuneration (note 4)

B

Balance sheet

- Company

- Consolidated

Board approval of financial statements (note 34)

Board Committees

Board of Directors

C

Capital and financial risk management (note 21)

Capital grants (note 29)

Cash and cash equivalents (note 22)

Cash flow statement, Consolidated

Cash flow - summary

Chairman’s Statement

Changes in Equity: issued share capital, share premium 
account, Treasury Shares/own shares, foreign currency 
translation, retained income and minority interest

Chief Executive’s Review

Code of business conduct

Communications

Corporate governance

Corporate social responsibility

CREST

CRH Overview

D

Debt, analysis of net (note 25)

Deferred acquisition consideration payable (note 19)

Deferred income tax

- Expense (note 10)

- Assets and liabilities (note 27)

132  CRH

Depreciation

66

112

- Group operating profit (note 4)

- Property, plant and equipment (note 13)

41, 43

- Segmental analysis (note 1)

121

Derivative financial instruments (note 24)

29

29

33

33

86

72

50

129

81

Development activity

Directors’ emoluments and interests (note 5)

Directors’ interests in share capital

Directors’ interests - share options

Directors’ remuneration, Report on

Directors’ Report

Directors’ responsibilities, Statement of

Disposal of non-current assets (note 16)

Diverse portfolio - strategy in action

Dividend payments (shareholder information)

41, 43

Dividends (note 11)

61

76

116

63

115

Dow Jones Sustainability Indexes

E

Earnings per Ordinary Share (note 12)

Emerging regions - strategy in action

Employees, average numbers (note 6)

Employment costs (note 6)

End-use

41, 43

- Americas Distribution

40

- Americas Materials

- Americas Products

- Europe Distribution

91

109

- Europe Materials

- Europe Products

94

65

38

12

64

15

45

- Group

Environment and climate change

Europe Materials - 2009 Results

Europe Materials - Operations Review

Europe Products & Distribution - 2009 Results

Europe Products & Distribution - Operations Review

Exchange rates

F

10, 121

Finance Committee

Finance costs and revenue (note 8)

Finance leases (note 31)

Finance Review

Financial assets (note 15)

Financial calendar

Financial summary, Group (1995-2009)

Frequently asked questions

FTSE4Good

42

10

121

2

99

90

82

103

76

85

72

97

12

77

59

57

51

48

60

88

9

120

83

10

84

7

77

77

3

3

3

2

2

2

inside cover

10

21

21

25

25

67

41, 45

81

112

36

88

121

130

121

10

G

Geographic leadership positions

Group operations

Group overview

Provisions for liabilities (note 26)

2, 3

Proxy voting, electronic

19

2

R

Guarantees (note 23 and note 9 to Company Balance Sheet )

95, 119

Registrars

H

Health & safety

I

Income Statement, Consolidated

Income tax expense (note 10)

Intangible assets (note 14)

Internal control (see Corporate Governance)

Inventories (note 17)

J

Joint venture undertakings, principal

Joint ventures, proportionate consolidation (note 2)

K

Key components of 2009 performance

Key financial figures 2009

Key financial performance indicators

L

Related party transactions (note 33)

Remuneration Committee

10

Retirement benefit obligations (note 28)

62

82

86

47

89

129

75

36

1

37

S

Segmental information (note 1)

Senior Independent Director

Share-based payments (note 7)

Share capital and reserves (note 30)

Share options

- Directors

- Employees

Share price data

Shareholder information

Shareholdings as at 31st December 2009

Social (Corporate Social Responsibility)

Stakeholder communication

Statement of Comprehensive Income, Consolidated

Statement of Changes in Equity, Consolidated

Statement of Directors’ responsibilities

Stock Exchange listings

Leases, commitments under operating and finance (note 31)

112

Strategic vision

Liquid investments (note 22)

Loans and borrowings, interest-bearing (note 23)

M

Management

N

Nomination Committee

Notes on financial statements

O

Operating costs (note 3)

Operating leases (note 31)

Operating profit, Group (note 4)

Operations Reviews:

- Americas Materials

- Americas Products & Distribution

- Europe Materials

- Europe Products & Distribution

P

Pensions, retirement benefit obligations (note 28)

Property, plant and equipment (note 13)

Strategy in action

Subsidiary undertakings, principal

Substantial holdings

Sustainable Asset Management (SAM)

94

95

122

T

Total Shareholder Return

41, 45

Trade and other payables (note 19)

72 – 115

Trade and other receivables (note 18)

V

Volumes, annualised production

- Americas Distribution

- Americas Materials

- Americas Products

- Europe Distribution

- Europe Materials

- Europe Products

W

Website

Working capital, movement during year (note 20)

76

112

76

29

33

21

25

103

85

102

121

121

115

41, 45

103

72

41, 43

78

109

57

79

121

120

121

10

46

62

64

60

121

1

4, 7, 9

124

45

10

1

90

89

3

3

3

2

2

2

121

90

CRH  133

 
Notes

Notes

The International Building
Materials Group

CRH plc

Belgard Castle
Clondalkin
Dublin 22
Ireland

Telephone: +353 1 404 1000
Fax: +353 1 404 1007
E-mail: mail@crh.com

Website: www.crh.com

Registered Office
42 Fitzwilliam Square
Dublin 2
Ireland

Telephone: +353 1 634 4340
Fax: +353 1 676 5013
E-mail: crh42@crh.com

Gotthard Base Tunnel is part of the Swiss 
Alp Transit project, also known as the New 
Railway Link through the Alps. With a planned 
length of 57 km it will, on completion, be 
the longest railway/road tunnel in the world. 
Planning for the project started in 1993 
with mechanical excavation commencing 
in 2003. The project features two separate 
tunnels containing one track each. Final 
break-through is expected in Winter 2010 
with an opening date planned for 2017. Jura 
Cement, a CRH company, under contract 
to ARGE AGN, has to date (2003-2009) 
delivered circa 215,000 tonnes of cement to 
this project.