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CRH

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FY2014 Annual Report · CRH
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Annual Report 2014

 
 
The International  
Building Materials 
Group

CRH provides building materials 
across the spectrum of the 
construction industry – from building 
foundations to frame and roofing, 
to fitting out the interior space and 
improving the exterior environment, 
on-site works and infrastructural 
projects, our materials and products 
are used extensively.

Contents

Page  2

Chairman’s Introduction 

Strategy Review

Chief Executive’s Introduction

Strategic Report 

Business Model

Measuring Performance 

Sustainability and Governance

Business Performance Review

Finance Director’s Introduction 

Operational Snapshot 

Europe

The Americas

Asia

Governance

Board of Directors 

Corporate Governance Report 

Directors’ Remuneration Report 

Directors’ Report

Financial Statements 

Independent Auditor’s Report

Consolidated Financial Statements

Accounting Policies

Notes on Consolidated Financial Statements

Other Information

Shareholder Information 

Management 

Principal Subsidiary Undertakings 

Principal Equity Accounted Investments 

Group Financial Summary 

Index

4

7

10

14

17

22

26

28

38

48

51

54

72

96

101

104

108

115

158

160

162

166 

167

168

 
 
 
 
We are committed to improving the 
built environment and we understand 
the wider impact our businesses can 
make in supporting human activity 
through the delivery of superior 
building materials and products 
for use in buildings, roads, public 
spaces, infrastructure and other 
construction areas.

For over four decades, CRH  
has developed and implemented 
a proven model of business 
improvement. By building better 
businesses across our international 
operations, we have grown to be a 
leader in the global building materials 
industry.

The value created from our strategic 
approach translates into superior 
growth which has enabled our 
shareholders to enjoy a euro 
compound annual Total Shareholder 
Return (TSR) of 15.7% since our 
formation in 1970.

Our geographic footprint is wide.
We operate in 34 countries and 
are the largest building materials 
company in North America, a 
regional leader in Europe, and  
have strategic positions in Asia.

A Fortune 500 ranked company, 
CRH is a constituent member of the 
FTSE 100 index and the ISEQ 20. 
Our shares are listed on the London 
and Dublin stock exchanges, and on 
the New York stock exchange in the 
form of American Depositary Shares.

CRH 

1

 
34
countries

3,300
locations

76,000
people

15 billion
tonnes of
aggregates
reserves

300 million
tonnes of
manufactured
product

115,000
Distribution
SKUs

Chairman’s Introduction

Dear Shareholder,

In the Chief Executive’s introduction to last year’s Annual 
Report, Albert Manifold set out the areas of focus for 
management in 2014. He highlighted dynamic portfolio 
management together with maintaining CRH’s traditional  
tight cost control, capital discipline and focus on returns  
as being key to driving growth and to rebuilding margins  
in the coming years. 

A significant amount of progress has been made in the past  
12 months, which is reflected in the results and performance 
for 2014. In particular, we are pleased with progress in the 
multi-year divestment programme and the related reshaping of 
the Group’s portfolio. 

The Group’s financial strength was further enhanced during 
the year by two bond issuances, co-ordinated by Maeve 
Carton, our Finance Director, and her team, in the amounts of 
€600 million and CHF330 million. The record low coupons 
achieved by the Group for these bonds reflect our track record 
in debt markets and the value that results from our investment 
grade credit ratings.

In respect of 2014, the Board is recommending a final 
dividend of 44c per share. If approved at the 2015 Annual 
General Meeting, this will maintain the full-year dividend at 
62.5c per share.

During the last year, my non-executive colleagues and I 
have spent a considerable amount of time working with the 
executive Directors and the wider management team on 
reviewing and refining the Group’s strategy in the context of 
the evolution of key markets and products over time and in 
setting the priorities for the Group. On 1 February 2015 we 
announced that CRH had entered into a binding commitment 
to acquire certain assets from Lafarge S.A. (“Lafarge”) and 
Holcim Limited (“Holcim”) for a total enterprise value of 
€6.5 billion, subject to (i) CRH shareholder approval at 
an Extraordinary General Meeting to be held on 19 March 
2015; (ii) the successful completion of the proposed merger 

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CRH

 
 
 
 
of Lafarge and Holcim; and (iii) the completion of certain 
local reorganisations by Lafarge and Holcim in advance of 
the acquisition. The Board believes that this acquisition, 
which arises from regulatory requirements for industry 
deconsolidation in connection with the merger of Lafarge 
and Holcim, represents a compelling strategic opportunity 
for the Group, and that our financial, capital and operational 
discipline has positioned the Group to take advantage of this 
unique opportunity at this time. The placing of approximately 
74 million shares in CRH plc, which completed on 5 February 
2015, raised €1.6 billion as part of the financing of this 
acquisition. 

In 2015, in addition to the integration plan for the Lafarge /
Holcim assets, on the approval of shareholders, the Board 
will continue to focus on talent management, cyber security, 
and working towards the achievement of sustainability, safety 
and environmental priorities. In relation to safety, 2015 will 
see the introduction of a new Chairman’s award for safety 
excellence in the Group.

During 2014, the Board redoubled its ongoing focus on the 
area of compliance and ethics to ensure that CRH’s processes 
are robust and in line with best practice across the Group. 
In the current training cycle, over 32,000 employees have 
participated in Code of Business Conduct training and a 
further 11,000 have undertaken advanced instruction on the 
prevention of breaches of competition law, anti-bribery and 
corruption laws. We remain vigilant in our business practices 
in this area and are responsive to all regulatory agencies. 

Notwithstanding this work, as we announced in May 2014 the 
Swiss Competition Commission has an open investigation in 
respect of practices in the sanitary building products sector 
in Switzerland and its Secretariat has recommended that the 
industry, of which certain CRH group companies are members, 
be fined. Engagement with the Swiss Competition Commission 
is ongoing and CRH is responding vigorously to the allegations 

made by the Secretariat. In doing so, we maintain our initial 
assessment that the case is ill-founded and that the proposed 
fine in respect of the Group is unjustified.

Two new non-executive Directors joined the Board in recent 
months. Pat Kennedy was appointed in January 2015 while 
Lucinda Riches has been appointed with effect from 1 
March 2015. Their biographies, along with those of the rest 
of the Board are set out on pages 51 to 53. Further details 
on the on-going process of Board renewal are set out in the 
Nomination & Corporate Governance Committee Report on 
pages 66 and 67. 

All Directors will retire at the Annual General Meeting on 
Thursday, 7 May 2015, with those eligible offering themselves 
for re-election. I strongly recommend that shareholders vote in 
favour of each of the individuals putting themselves forward 
for re-election. 

As part of the Board’s planned renewal process, John Kennedy 
and Dan O’Connor will step down from the Board at the 
conclusion of the 2015 Annual General Meeting on 7 May 2015. 
On behalf of the Board, I would like to thank John and Dan for 
their commitment and great service to CRH over many years.

Finally, I would like to take the opportunity to thank Albert and 
his team for their significant achievements over the past year.

Nicky Hartery, Chairman

February 2015

CRH 

3

 
Strategy Review

Chief Executive’s Introduction

When I joined CRH in 1998, I quickly learned that a 
philosophy of business improvement is ingrained in the 
history of the Group. At CRH, we seek to build better 
businesses each and every day. As the construction industry 
emerges from a tumultuous few years, our approach has never 
been more relevant and there is nowhere I would rather be at 
this moment in time than in this Group, in this industry, at 
this point in the business cycle.

2014 was a year of good progress for CRH. We were able to use 
the underlying strength of our business to capitalise on the 
recovering markets and deliver a return to profit and margin 
growth.

This progress was made possible by the hard decisions and 
hard work undertaken by the Board, management and staff 
of CRH over the course of the previous seven years since the 
onset of the global financial crisis. As a result of this, the 
Group ended 2014 in a position of real strength across our key 
metrics – strategic, operational and financial. 

It is particularly pleasing to report that improvements 
in performance were achieved last year across all of our 
Divisions, leading to a double-digit percentage increase in 
EBITDA. 

The year began well in Europe, aided by favourable early-
season weather conditions compared with the prolonged 
winter of the previous year. Conversely, first-half trading in 
the Americas was impacted by very severe weather conditions 
for a second consecutive year. However, strengthening 
economic recovery in the United States drove construction 
activity as the year progressed and enabled our Americas 
businesses to perform strongly in the second half, when we 
began to see an easing of trends in Europe. 

Like-for-like sales were ahead by 5% in the first half of the 
year and rose by 3% in the second, resulting in a full-year 
increase of 4%. The US Dollar/euro average exchange rate of 
1.3290 (2013: 1.3281) was relatively unchanged from prior 
year. Overall sales of €18.9 billion were achieved, an increase 
of 5%. EBITDA for the year was €1.641 billion, up 11%. 

Throughout recent times, the Group has maintained its 
commitment to ongoing cost control, strong cash generation 
efficiency and disciplined financial management. Further 
progress was achieved in these areas in 2014 including an 
additional €118 million of targeted cost savings delivered by 
year-end.

The reorganisation of our European businesses was largely 
completed during the year and we now have an integrated 
heavyside materials and products organisation that is 
providing synergies across our operating plant network in 
European markets. 

Development spend in 2014 was €0.19 billion on  
21 transactions, a lower spend than in previous years.  
During 2014 we completed a detailed review of our portfolio 
and commenced a multi-year divestment programme, of 
businesses which no longer meet our returns and growth 
criteria, or for which we believe CRH is no longer the best 
long-term owner. We remain focussed on optimising our 
portfolio to meet our financial objectives and prioritising the 
allocation and reallocation of capital as we reset for growth 
and restore margins and returns to peak levels. 

Portfolio Management is now embedded in our business 
model as a core competency and a key enabler of value 
creation within the Group. The discipline of this process 
encourages optimal capital efficiency and provides new 
opportunities for investment and acquisition, the drivers of 
value creation in our business. 

On 1 February 2015, the Group announced that it had  
entered into a binding commitment to acquire certain  
assets from Lafarge and Holcim for an enterprise value of  
€6.5 billion. As noted by the Chairman in his review on  
pages 2 and 3 the transaction is subject to CRH obtaining 
shareholder approval and certain other conditions. Assuming 
these conditions are satisfied, we expect the acquisition to 
complete in mid-2015.

The acquisition involves a portfolio of quality assets with 
broad geographical and product spread. The businesses 

4 

CRH

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represented by these assets have market leading positions  
and cover a range of segments in the building materials  
sector in both developed and emerging markets. On 
completion, the acquisition will strengthen our presence in 
important markets across North America, Western, Central  
and Eastern Europe in addition to providing new platforms  
for growth in the Philippines and Brazil.

Acquiring these businesses represents a compelling 
opportunity for the Group to employ our proven strategy 
in a transformative way. Our approach to value creation is 
straightforward – we deploy capital efficiently, to support 
vertically integrated businesses, which we then improve 
with our unrelenting commitment to operational excellence. 
Through this systematic process, we create significant and 
sustainable shareholder value. We have followed this model 
successfully for decades and, we believe that this acquisition 
will deliver enhanced opportunities to roll out our vertical 
integration and bolt-on acquisition models. 

Throughout the period of recession and downturn in 
construction activity that followed the global financial 
crisis, the Group maintained strict financial discipline. This 
discipline has served us well and has positioned us strongly 
to avail of the opportunity to acquire these businesses at an 
attractive valuation and at the right point of the business 
cycle. Upon completion, CRH will become the third largest 
building materials company in the world. 

Outlook for 2015 

In the United States, the pace of GDP growth is expected to 
pick up in 2015 and we believe that the fundamentals are 
in place for continued positive momentum in the economy. 
Demand in the residential construction market continues to 
expand, albeit at a more moderate rate, while recovery in the 
non-residential market is starting to gather pace. While the 
infrastructure market remains broadly stable, there is upside 
potential due to the growing economy and increased state 
spending.

In Europe, the general market environment continues to 
normalise across our main markets. The outlook for 2015 is 
somewhat mixed, particularly in the first half for which the 
2014 comparatives reflect the benefit of very benign weather 
conditions. In our generally stable markets in Western Europe 
we expect to see some improvement in overall demand in 
2015, particularly in residential activity. While the outlook in 
Ukraine remains very uncertain, we anticipate that demand 
will increase in Eastern Europe, driven primarily by an 
expected pick up in the roads programme in Poland towards 
the second half of the year.

With the improvements expected in market conditions across 
our main geographies, together with easing commodity prices, 
the benefits of cost efficiencies and a favourable foreign 
exchange translation effect, we expect 2015 to be a further 
year of progress.

Albert Manifold, Chief Executive

February 2015

Sales
€18.9 billion

EBITDA
€1.641 billion

Operating Profit
€917 million

Profit before Tax
€761 million

Earnings per share
78.9 cent

Dividend per share
62.5 cent

CRH 

5

 
 
 
 
 
Through 2012-2014, due to its expertise in concrete 

mixing and pouring technology, Bosta Beton was 
selected to supply circa 34,000 m3 of readymixed 
concrete, of which 14,000 m3 was in the form of 
architectural concrete products, to the Bialystock City 

Stadium in Poland.  

6 

CRH

CRH Strategic Report

What We Do

CRH is a global leader in the manufacture and supply 
of a diverse range of superior building materials and 
products for the modern built environment. 

Our impact is far-reaching. Each day, millions of people 
around the world come into contact with our materials 
and products. From the roads we drive on, to the 
pavements we walk down, the buildings we work in, the 
schools our children attend, the restaurants and theatres 
we are entertained in, and to fitting out the homes we 
live in, CRH supplies the materials and products that 
build our world. 

Our route to global leadership has seen us expand 
our presence across the three major segments of the 
construction industry; residential, non-residential and 
infrastructure – and in ever widening geographies. 
Today, we operate in 34 countries. We are the largest 
building materials company in North America, a regional 
leader in Europe, and we have a number of strategic 
footholds in Asia. 

Strategic Goals

CRH’s strategy is to deploy our proven value creation 
business model, which enables us to expand our 
balanced portfolio of diversified products and 
geographies, for the building industry in a sustainable 
way. 

The Group’s strategic goals are to achieve our vision to 
become the global leader in the industry, to conduct 
our business in a responsible manner, and to maximise 
returns for shareholders over the long term. 

To achieve these outcomes, we utilise a strong balance 
sheet, and cash generation capability to build leadership 
positions in regional markets, leveraging the scale 
of the Group to fund expansion by acquisition, and 
allocating resources appropriately to deliver growth. At 
the same time, we maintain financial discipline and a 
focus on returns, as we work to make all our businesses 
better through operational, commercial and financial 
performance.

A guiding philosophy of CRH is to pursue these 
objectives as one company. For 45 years, we have 
grown in scale through the accumulation of hundreds 
of businesses. We integrate these businesses into the 
wider Group and through this process we deliver 
enhanced returns. With a presence across a broad range 
of construction products and materials, we provide 
a national service with the personal touch of a local 
supplier.

CRH 

7

 
CRH Footprint

The Group has good balance across its operations in North 
America and Western Europe. Our heavyside building 
materials operations give us exposure to new-build and 
also to infrastructure repair, maintenance and improvement 
(RMI) construction. Elsewhere, our lightside and distribution 
businesses are mainly exposed to residential and non-
residential markets, where we also have positions of scale, 
global brands and potential for growth. 

Our strategic priority in these mature markets is to develop 
our businesses further through a dynamic allocation and 
reallocation of capital, investment in greenfield projects and 

in acquisitions which meet our criteria of achieving vertical 
integration, and which add to reserves and expand our 
regional and product positions. 

Elsewhere, in developing regions, such as Asia, our 
entry platforms tend to be in cement. Industrialisation, 
urbanisation and population growth are key drivers in these 
markets and CRH targets businesses that have the potential 
to develop further downstream into integrated building 
materials businesses as construction markets become more 
sophisticated.

8 

CRH

Portfolio Review

In 2014, in light of a vastly changed environment following 
the global financial crisis and recession of the previous seven 
years, CRH undertook a comprehensive review of its entire 
portfolio of businesses to determine which of those businesses 
offered the most attractive returns and potential for growth in 
the emerging new cycle. Following this review, a multi-year 
divestment programme has been initiated for up to  
€1.5 billion - €2 billion of assets. Portfolio Management  
is now an intrinsic part of the Group’s strategy and value 
creation model, which is outlined in the next section.

CRH’s vision is  
to be the leading  
building materials  
business in the 
world

Struyk Verwo Infra (SVI) contributed to the iconic Rotterdam 
Central Station and municipal area in the Netherlands 

by providing the polished paving flower bed blocks that 

surround the station and guide traffic. SVI was contracted 
to provide 1,050 m2 of product covering a green area of 
approximately 3,000 m2.  

CRH 

9

 
At the core of the 
CRH mission is a 
commitment to create  
value and deliver  
best-in-class returns  
for all stakeholders, 
consistently and  
sustainably

The CRH Business Model

CRH’s business model has played an instrumental role in the 
consistent delivery by the Group of industry leading return on 
invested capital through the cycle. In the period 1970 – 2014, 
CRH has, in euro terms, delivered a formidable compound 
annual Total Shareholder Return (TSR) of 15.7%. 

At the heart of this enduring performance is our long standing 
and relentless commitment to our value creation model, which 
is delivered by an international team of dedicated people. 

The five elements of the model are: 

•  A Balanced Portfolio 

•  A Unique Acquisition Model 

•  A Focus on Building Better Businesses 

•  Dynamic Portfolio Management 

• 

Financial Strength

10  CRH

Balanced Portfolio 

Acquisition Model 

Building a balanced portfolio is a core constituent of our 
philosophy and a key determinant of value creation for CRH. 
The Group is a broad-based building materials business that 
is diversified with many products, geographies and sector 
end-uses. We are a multi-product company and the breadth 
and depth of our product range differentiates our positioning 
relative to peers in the industry. 

Maintaining a balanced portfolio enables the Group to 
take advantage of differing demand cycles across our 
businesses. Diversification also opens up a greater number 
of opportunities for acquisitions, while having vertically 
integrated businesses creates potential for synergies and 
operational leverage. 

Each year, the Group’s balanced portfolio grows, primarily 
by way of acquisition. For over four decades, CRH has 
successfully employed its unique acquisition model with 
a focus on adding small to mid-sized companies that 
complement and add value to our existing portfolio. On 
occasion, larger and/or step-change acquisitions are made 
when the value proposition and strategic rationale are 
compelling. 

Many of our core end markets in mature economies remain 
fragmented or relatively unconsolidated and will continue to 
offer growth opportunities via our proven acquisition model 
in the decades ahead. 

Our acquisition model for creating new value and growth 
platforms also offers considerable long-term potential in 
developing economies, in particular those in Asia, where the 
Group is currently building select leading regional positions.

Royal Roofing Materials BV renovated 7,000 m2 of roofing at 
the monumental industrial building named Innovation Dock in 

Rotterdam, the Netherlands. The hall is situated on the terrain of 

a former shipyard which was recently rebuilt into a campus for 

education and innovation. 

CRH  11

 
Building Better Businesses

Building Better Businesses is a core CRH competency. With 
over 3,300 operating locations in 34 countries worldwide, the 
potential for value creation is significant. 

Through the extraction of inherent value in newly acquired 
businesses, and a focus on delivering organic performance 
improvement in existing businesses, our commitment to 
Building Better Businesses is a key component of the CRH 
value creation model. 

Every day we strive to make improvements. Attention to 
detail by our 76,000 strong team, together with the multiplier 
effect of businesses involving millions of tonnes of aggregates, 
asphalt and cement, and millions of units of construction 
accessories and distribution stock keeping units, has a 
material and cumulative impact over time. 

By leveraging the scale of the Group, benefits accrue in the 
areas of procurement, merchandising, selling prices, category 
management, distribution and IT. Through the sharing of 
knowledge, ongoing people development, optimisation of our 
networks, operational leverage and utilisation of the Group’s 

financial strength, we can deliver greater value from these 
businesses.

CRH’s operations benefit from an active philosophy of 
continuous improvement. The Group provides guidance, 
support, functional expertise and control in the areas 
of performance measurement, financial reporting, cash 
management, strategic planning, business development, talent 
management, governance and compliance, risk management, 
sustainability, health & safety and environment. 

Portfolio Management

Through the past number of very difficult years for the global 
construction industry, CRH has worked hard to position 
itself to maximise the opportunities presented by the coming 
growth cycle. 

An objective of the ongoing Portfolio Management process is 
to create a narrower and deeper suite of businesses that are 
positioned either by virtue of size, product mix, location or 

12  CRH

operational expertise to benefit most from improvements in 
demand activity and pricing in their respective markets. 

The impact of Portfolio Management on value creation is 
twofold: capital will be continuously released from low 
growth areas and reallocated to core businesses for growth, 
while balance sheet capacity will be enhanced to boost 
acquisition capabilities. 

Financial Strength

Maintaining a position of financial strength is a cornerstone 
of the CRH business model and the Group adopts a rigorous 
commitment to financial discipline, strong cash generation 
and retaining balance sheet capacity.

Financial strength enables the Group to create value in two 
key ways: to provide the resources to fund value enhancing 
investments and long-term growth; and to reduce the cost of 
capital which ultimately translates into higher margins and 
profitability. 

The combination of two key financial measures – robust cash 
generation and solid interest cover – support the ratings CRH 
enjoys from the rating agencies S&P (BBB+) and Moody’s 
(Baa2). These strong investment grade ratings enable the 
Group to gain access to multiple sources of funding. 

In recent times, our financial discipline has enabled the Group 
to secure lower and more diversified long-term interest rates 
on our debt, which will reduce the Group’s average interest 
rate from above 5% in 2012 to circa 3% from 2018 onwards. 

Financial strength is a fundamental tenet of the business 
and has given CRH the capacity to increase or maintain the 
dividend payment to shareholders in each of the last 31 years. 

The Shelly Company’s Smith Concrete supplied and delivered 
14,715 m3 of concrete and over 45,000 tonnes of aggregates to the 
Zanesville, Ohio, Genesis Healthcare 2014 expansion project. Smith 

Concrete’s 4-H-themed readymix truck promotes the largest youth 

development organisation in the United States. 

CRH  13

 
Measuring Performance

CRH believes that measurement fosters positive behaviour and performance. In 
keeping with our focus on Building Better Businesses, we continue to refine and 
develop appropriate financial and non-financial measures to communicate leading 
practice benchmarks across our organisation.

Financial KPIs

Why Important

2014 Performance

Total Shareholder Return

A measure of shareholder returns  
delivery through the cycle

TSR is a full measure of monetary value created 
and delivered to owners.

Return on Net Assets (RONA)

A measure of returns through excellence  
in operational performance

RONA is a key internal pre-tax measure of 
operating performance.

Operating Cash Flow (OCF)

A measure of cash flows generated to fund  
organic and acquisitive growth

OCF is the primary funding source for dividend 
payments and investment spend.

EBITDA Interest Cover

A measure of financial liquidity and  
capital resources

EBITDA interest cover is evidence of ability to 
service interest payments and debt maturities. 
It underpins the investment grade credit ratings 
and the Group’s ability to access finance.

Total Shareholder Return (%)

2014

2013

2012

0% 

10% 

20% 

30% 

Return on Net Assets (%)

2014

2013

2012

3% 

5%  

7% 

9%

Operating Cash Flow (€ Bn)

2014

2013

2012

0.4 

0.6 

0.8 

1.0

EBITDA Interest Cover (x)

2014

2013

2012

4.0 

5.0 

6.0 

7.0

Non-financial KPIs

Why Important

2014 Performance

% Zero-Accident Locations

A measure of safety in the workplace

Safety is a priority for CRH and we constantly 
strive to improve our performance. A strong 
safety culture is a key element of our business 
strategy. 

Greenhouse Gas Emissions

A measure of addressing the challenges  
of climate change

Energy efficiency and carbon reduction are 
twin imperatives of CRH’s environmental 
management strategy.

Gender Diversity

A measure of an inclusive workplace

Recruitment, selection and promotion decisions 
are merit-based and in line with the principles of 
equal opportunity and non-discrimination.

14  CRH

% Zero-Accident Locations

2014

2013

2012

80% 

85% 

90% 

95%

CO2 Emissions (kg/€ Revenue)

2014

2013

2012

0.4 

0.5 

0.6 

0.7

Diversity (%Female)

2014

2013

2012

5 

10 

15 

20

Key Performance Indicators (KPIs) are used to measure the Group’s performance 
against its strategy. These are quantifiable measurements, which the Group has 
worked to for many years and which demonstrate how CRH strategy is being 
successfully implemented.

2015 Focus

Links to other disclosures

CRH delivered TSR of 12.3% in 2014 
and in euro terms has delivered a 
compound annual TSR of 15.7% since 
the formation of the Group in 1970. 

Delivering superior return on invested capital 
and maintaining strong cash flows to support 
the continued development of the Group and 
dividend payment.

Directors’ Remuneration Report 
pages 72 to 95

RONA improvement to 7.4% in 2014  
is a reflection of improved profit  
margins in all six business Divisions.

Improved RONA through effective margin 
management, continued enhancement of 
operating efficiencies and tight working capital 
management.

Business Performance Review
pages 22 to 49

Directors’ Remuneration Report 
pages 72 to 95

Prudent working capital and tight  
capital expenditure increased OCF 
to over €902 million in 2014.

To continue to generate strong operating cash 
flows in 2015.

Summarised cash flow
page 24

Cover at 6.7x was higher in 2014 due  
to strong organic EBITDA delivery.

CRH’s credit ratings: BBB+/Baa2 from 
S&P/Moody’s rating agencies.

Maintain financial discipline to ensure that 
EBITDA cover remains strong and should 
usually be no lower than 6x. 

Finance Director’s Introduction 
pages 22 to 24

Note 23 Interest-bearing Loans and Borrowings 
page 138

2015 Focus

Links to other disclosures

Encouragingly we achieved 93% 
zero-accident locations in 2014
(2013: 92%).

Further enhancement of a strong safety culture 
with the ultimate aim of achieving zero-accident 
status at every location.

CRH Sustainability Report 
published mid-year 2015

While absolute CO2 emissions 
increased with increased activity, our 
cement plant measure remained stable 
at 0.62 tonne net CO2 per tonne of 
cementitious product. 

CO2 Emissions (million tonnes)

Scope 1 

Scope 2

2014 

2013 

10.3 

9.8 

1.4

1.3

In 2014, 18% of all employees were 
female. Within that 11% of operational 
staff and 41% of clerical and 
administrative staff were female.
At Board level, 17% of our Directors 
were female and 5% of our senior 
managers were female.

Ongoing programmes focus on reducing CO2  
emissions. Working towards 25% net reduction 
in specific net CO2 cement plant emissions by 
2020. 

Lower carbon products and Group-wide energy 
and resource efficiency programmes. 

CRH Sustainability Report 
published mid-year 2015

Note1: CO2 emissions subject to final verification 
under the EU Emissions Trading Scheme (EU 
ETS).

Note 2: Group CO2 emissions data includes both 
Scope 1 and Scope 2 emissions, as defined by  
the WRI Greenhouse Gas Protocol. 

The building materials industry traditionally 
attracts a higher than average proportion of 
male employees.

Continue to encourage all CRH employees to 
develop their careers.

Corporate Governance Report pages 54 to 71

Senior Management Listing 
pages 160 and 161

CRH Sustainability Report 
published mid-year 2015

CRH  15

 
 
 
 
16  CRH

Sustainability and Governance

CRH’s strategy and business model is built around 
the principles of sustainable, responsible and ethical 
performance.

The Group’s organisational culture is rooted in a daily 
commitment to core values of honesty, integrity and 
respect in all business dealings. 

CRH believes that combining these principles and 
values with best international practice, promotes good 
governance and provides a platform for the business to 
deliver superior returns over a sustained period of time, 
while also being sensitive and responsive to stakeholders 
and the environment in which the Group operates.

CRH has therefore placed sustainability and corporate 
social responsibility at the heart of its business model, 
strategy and activities worldwide.

Health & Safety 

CRH employs approximately 76,000 people globally and 
keeping people safe is a strategic priority at all levels of 
the organisation. 

Throughout the organisation, from senior executives to 
operational management and all employees, safety in the 
workplace remains a primary focus. The Group’s network 
of safety officers oversee the implementation of safety 
policy and best practices across all operations.

Over the last five years, CRH has invested  
€135 million in a range of initiatives worldwide  
targeted at promoting and maintaining a strong culture  
of safety. The effectiveness of these efforts is 
demonstrated by the continued reduction in accidents. 
A significant 93% of active locations were accident free 
in 2014, which is an improvement on the prior year, and 
the accident frequency rate has reduced by an average of 
15% per annum over the last decade. However, despite 
the continued focus on safety, CRH deeply regrets the 
loss of two contractors’ lives at Group operations during 
2014. CRH continues to implement its Group-wide 
Fatality Elimination Plan and the elimination of fatalities 
is a fundamental objective of the Group.

The Gliniany Quarry, owned by Grupa Ožarów SA in Poland, 

excavated its 100 millionth tonne of limestone for clinker 

production in December 2014. This photo, taken after 

severe rain in the area, displays the coexistence of the 

operating quarry and the surrounding nature.

CRH  17

 
Environment & Climate Change

With a global base, CRH recognises the part it can play in 
improving the sustainability of the built environment. CRH 
is committed to the highest standards of environmental 
management and to addressing proactively the challenges and 
opportunities of climate change. 

The Group implements programmes across its worldwide 
operations to promote energy and resource efficiency, achieve 
targeted air emission reductions, enhance biodiversity, restore 
worked-out quarries and, in addition, realise environmentally 
driven product and process innovation and new business 
opportunities. 

In 2012, three years ahead of the target date, CRH achieved 
its commitment to reduce specific net carbon dioxide (CO2) 
emissions from cement plants by 15% on 1990 levels. CRH 
is now on track to achieving its 2020 commitment to a 25% 
reduction in specific net CO2 cement plant emissions on 
1990 levels. 

Further progress was made in 2014. CRH continued to 
increase sales of lower carbon products such as warm-mix 
asphalt, which now accounts for approximately 40% of CRH’s 
US asphalt sales. In Europe CRH provides low carbon cement 
for sustainable construction and approximately one third of 
CRH’s cement plant fuel requirements are met by alternative 
fuels, generating cost benefits in addition to carbon savings. 

As well as being recyclable themselves, many CRH products 
incorporate significant quantities of recycled and other 
alternative materials. In 2014, the Group used 19 million 
tonnes of externally sourced alternative materials to replace 
raw materials, including recycled asphalt pavement and 
shingles which together provide a fifth of asphalt requirements 
in US operations.

18  CRH

People & Community 

CRH believes that continued sustainable business success 
is built on maintaining excellent relationships with all 
stakeholders.

The Group is committed to fostering respect in the workplace 
and to developing an inclusive workforce based on merit 
and ability. Good people are at the heart of all successful 
organisations. It is a guiding Group philosophy to develop and 
nurture all employees, to provide training and skills learning, 
offering strong career paths and upskilling opportunities.

The Group endorses human and labour rights and supports 
the principles set out in the articles of the United Nations’ 
Universal Declaration of Human Rights and the International 
Labour Organisation’s Core Labour Principles. CRH operates 
a comprehensive Code of Business Conduct and has 
additionally implemented an Ethical Procurement Code and 
Supplier Code of Conduct. 

The building materials industry traditionally attracts 
more male than female employees. In 2014, 18% of CRH’s 
employees were female. At Board level, CRH has two female 
directors including the Finance Director, increasing to three 
from 1 March 2015. Following the Annual General Meeting 
25% of the CRH Board will be female. 

CRH also recognises a wider responsibility beyond core 
business activities in the communities in which Group 
companies operate. It is Group policy to actively support and 
engage with our neighbours. In 2014, Group companies hosted 
over 600 stakeholder engagement events. 

CRH assists local neighbourhood and community initiatives, 
in addition to supporting programmes in education, 
environmental protection and job creation. For example, 
during 2014, CRH’s US subsidiary, Oldcastle, continued in 
its national partnership with Habitat for Humanity and also 
continues to support the Wildlife Habitat Council.

Oldcastle hosted its first Earth Day event on the Oldcastle Nature Trail 

at the Marcus Autism Center, in Atlanta, Georgia. Oldcastle employees 

participated in creating a butterfly garden, removing invasive plants, 

and planting native trees and bushes to enhance the trail.

CRH  19

 
Delivering Best-in-Class Governance

CRH is committed to adopting and maintaining best-in-class 
governance, which is a hallmark of successful organisations 
and businesses. At CRH, our values based approach to 
building and running a global business places an emphasis 
on respect for the law and an unrelenting commitment to 
compliance with the highest standards of business ethics. 

CRH adopts an open and transparent environment in the 
workplace and we have developed an internal principle of 
conduct for all employees that there is ‘never a good reason to 
do the wrong thing’. Within this environment, we also foster 
a ‘speak up’ culture to empower and encourage participation 
among employees. 

CRH’s Compliance & Ethics teams implement a Code 
of Business Conduct programme and work to ensure its 

success. The Code of Business Conduct sets out policies and 
guidelines, training, and monitoring and review mechanisms. 

In the current training cycle a further 32,000 employees 
participated in Code of Business Conduct training. A further 
11,000 also undertook advanced instruction on changing 
regulatory environments, anti-bribery rules, competition law 
and other relevant areas such as corruption and fraud. 

Further information is provided in the Corporate Governance 
section of this report on pages 54 to 71. 

20  CRH

Managing Risk

Performance Reporting

Managing risk is an area of vital importance to CRH and the 
Group has adopted a formal Enterprise Risk Management 
(ERM) framework as a basis for assessing and mitigating 
risks associated with our range of businesses and corporate 
decisions. 

The Group adopts the best international practice of 
incorporating the ‘three lines of defence’ structure into  
our corporate risk management: (i) local management,  
(ii) divisional and corporate oversight, and (iii) the internal 
audit function. 

The principal risks and uncertainties faced by the Group are 
outlined on pages 96 to 98 of the Directors’ Report and are 
reported to the Audit Committee on a bi-annual basis.

CRH has formal structures in place to identify, evaluate and 
manage potential risks and opportunities in sustainability 
areas. Group performance in this regard, together with the 
effectiveness of actions, is reviewed regularly by the Board 
of Directors. CRH is committed to reporting on the breadth 
of its sustainability performance in a comprehensive and 
transparent manner and to publishing performance indicators 
and ambitions in key identified sustainability areas. The 
Group’s annual Sustainability Report is published mid-year 
following external independent verification and is available  
at www.crh.com.

Oldcastle Precast provided Storm Capture® as a solution for the 
underground stormwater detention system at the new administration 

building site at Quantico National Cemetery, in Virginia – a military 

cemetery for veterans of the United States Armed Forces.

CRH  21

 
EBITDA
€1,641 million

Capital Expenditure
€435 million

Operating Cash Flow
€902 million

Net Debt
€2.5 billion

Net Debt/EBITDA
1.5 times

EBITDA/Net Interest 
6.7 times

Business Performance Review

Finance Director’s Introduction

2014 was a year of growth for CRH, with improved 
performance in the first half driven by favourable weather 
in Europe, and the second half benefiting from improved 
momentum in the United States. The Group continued to 
focus on cash generation finishing the year in a strong and 
flexible financial position. Net debt at year-end 2014 reduced 
by €0.5 billion compared to 2013. This was achieved with 
strong cash inflows from operations, and proceeds of €0.35 
billion from disposals, partly offset by spend of €0.62 billion 
on acquisitions, investments and capital expenditure, and 
dividend payments of €0.46 billion.

Key Components of 2014 Performance

Overall sales for 2014 were 5% ahead of 2013, while organic 
sales from underlying operations were up 4%, reflecting 
strong favourable weather-impacted demand in Europe in the 
first half and increasing activity in the United States. 

In Europe, after the encouraging start to the year which saw 
like-for-like sales increase by 6% helped by favourable early-
season weather, trading in the second half was impacted by 
moderating trends across all three segments. Overall like-
for-like sales for the year increased by 2%. EBITDA margin 
increased due to increased capacity utilisation, efficiency 
measures and cost saving actions.

Against an improving market backdrop as the year progressed, 
like-for-like sales in the Americas were up 8% in the second 
half, compared with a first-half increase of 4%. In our 
Materials business, like-for-like sales improved throughout the 
year and finished 7% ahead. Our Products and Distribution 
businesses which were impacted by unfavourable weather 
patterns in the early part of the year, benefited from improving 
demand in the second half particularly from new residential 
construction, and like-for-like sales were 5% ahead of 2013. 
With higher sales and good cost control, EBITDA margins 
improved in all three Americas segments.

During 2014, the US Dollar remained relatively stable at 
approximately 1.33 against the euro, however the weakening 
of currencies like the Ukrainian Hryvnia and Argentine 
Peso, partly offset by the strengthening of Sterling, were the 
principal factors behind the exchange effects shown in the 

d
n
a
l
r
e
z
t
i

w
S

,
g
g
e
d
W

l
i

,
t
n
a
P

l

t
n
e
m
e
C
a
r
u
J

22  CRH

 
 
 
 
 
 
table below. The average and year-end 2014 exchange rates of 
the major currencies impacting on the Group are set out on 
page 114.

We continued to advance the significant cost-reduction 
initiatives which have been progressively implemented 
since 2007 and which by year-end had generated cumulative 
annualised savings of over €2.5 billion. Total restructuring 
costs associated with these initiatives (which generated 
savings of €118 million in 2014) amounted to €51 million 
in 2014 (2013: €71 million) and were once again heavily 
focussed on our European Divisions.

Cash Management and Financial Performance

Throughout 2014 the Group continued to keep a focus on 
cash management, targeting in particular working capital and 
capital expenditure. Year-end working capital of €2 billion 
represented just 10.6% of sales, an improvement compared 
with year-end 2013 (11.2%). This performance delivered net 
inflows for the year of €69 million (2013: €118 million). CRH 
believes that its current working capital is sufficient for the 
Group’s present requirements. Strong control of spending  

Key Components of 2014 Performance

on property, plant and equipment resulted in lower cash 
outflows of €435 million (2013: €497 million), with spend  
in 2014 representing 69% of depreciation (2013: 74%). As  
a result, operating cash flow increased to €902 million  
(2013: €736 million). 

Other major movements in net debt during the year comprised 
acquisition spend of €188 million on 21 transactions which 
was more than offset by divestment and disposal proceeds of 
€345 million.

Dividend payments of €460 million (before scrip) and proceeds 
of €129 million from share issues (including scrip and net of 
own shares purchased) were very similar to last year. 

At year-end the stronger US Dollar (1.2141 versus the euro 
compared with 1.3791 at year-end 2013) was the main factor  
in the negative translation and mark-to-market impact of  
€181 million on net debt. Net debt of €2.5 billion at  
31 December 2014 was €481 million lower than year-end 2013. 

The Group is in a strong financial position. It is well 
funded and interest cover (EBITDA/net interest) of 6.7x is 

Revenue

EBITDA

Operating 
profit 

Profit on 
disposal

Finance  
costs (net)

Equity 
accounted 
investments*

Pre-tax 
profit/(loss)

€ million

2013

Exchange effects

2013 at 2014 exchange rates

Incremental impact in 2014 of:

- 2014 and 2013 acquisitions

- 2014 and 2013 divestments

- Restructuring costs

- Pension/CO2 gains

- Impairment charges 

Ongoing operations

2014

18,031

(62)

17,969

237

(25)

-

-

-

731

18,912

1,475

(11)

1,464

16

-

20

(23)

-

164

1,641

100

(4)

96

4

1

20

(23)

601

218

917

26

-

26

-

43

-

-

-

8

77

(297)

(1)

(298)

-

-

-

-

-

10

(288)

(44)

5

(39)

(2)

(1)

-

-

105

(8)

55

*  CRH’s share of after-tax profits of joint ventures and associated undertakings

(215)

-

(215)

2

43

20

(23)

706

228

761

CRH  23

 
Finance Director’s Introduction | continued

significantly higher than the minimum requirements in the 
Group covenant agreements – further details are set out in 
note 23 to the financial statements. 

We successfully completed two bond issues during 2014: in July 
€600 million of 7-year euro bonds were issued with a coupon 
of 1.75% and in September we completed our first Swiss Franc 
issuance for a further CHF330 million of 8-year bonds with a 
coupon of 1.375%. These were the lowest ever coupons obtained 
by the Group and reflect CRH’s commitment to managing debt 
and maintaining an investment grade credit rating. 

The Group remains in a very strong financial position with 
total liquidity at end 2014 of €5.9 billion comprising  
€3.3 billion of cash and cash equivalents on hand and  
€2.6 billion of committed undrawn facilities which do not 
mature until 2019. These cash balances were enough to meet 
all maturing debt obligations for the next five years and the 
weighted average maturity of the remaining term debt was 
eight years.

CRH’s euro share price increased by 9% in 2014 to €19.90 at 
year-end; combined with the maintained dividend of 62.5c, 
shareholder euro returns were 12% in 2014 and contributed 
towards net debt as a percentage of market capitalisation 
decreasing to 17% (2013: 22%).

Post Balance Sheet Events

On 1 February 2015, CRH announced that it had made a 
binding commitment to acquire certain businesses and assets 
of Lafarge S.A. (“Lafarge”) and Holcim Limited (“Holcim”) 
for a total enterprise value of €6.5 billion. The proposed 
acquisition is subject to: (i) CRH shareholder approval at 
an Extraordinary General Meeting to be held on 19 March 
2015; (ii) the successful completion of the proposed merger 
of Lafarge and Holcim and (iii) the completion of certain 
local reorganisations by Lafarge and Holcim in advance of 
the acquisition. The Board believes that this acquisition, 
which arises from the decision by Lafarge and Holcim to 
divest certain of their businesses and assets in order to obtain 
regulatory clearances necessary to complete their merger, 
represents a compelling strategic opportunity for CRH. The 
acquisition will be funded through a combination of €2 billion 
from existing cash resources, the proceeds of €1.6 billion 
from the placing, which completed on 5 February 2015, of 
74,039,915 ordinary shares in CRH plc (which rank pari passu 
in all respects with the existing ordinary shares including the 
right to receive all future dividends declared or paid after the 
date of the placing) and by new debt facilities in the amount of 
€2.9 billion. See note 33 on page 153 for further details. 

24  CRH

Business Performance Reviews

The section that follows outlines the scale of CRH’s business 
in 2014, and provides a more detailed review of performance 
in each of CRH’s six reporting segments. 

Summarised Cash Flow

Inflows

Profit/(loss) before tax

Depreciation, amortisation and impairment 

Working capital inflow (i)

Outflows

Tax payments

Capital expenditure 

Other (ii)

Operating cash flow

Pension payments

Acquisitions and investments (iii)

Proceeds from disposals (iv)

Share issues (v)

Dividends (before scrip dividends)

Translation and mark-to-market adjustment

Decrease/(increase) in net debt

2014
€m

761

724

69

1,554

(127)

(435)

(90)

(652)

902

(66)

(188)

345

129

(460)

(181)

481

2013
€m

(215)

1,375

118

1,278

(110)

(497)

65

(542)

736

(96)

(720)

283

101

(455)

87

(64)

(i)  Working capital inflow includes the difference between net finance 
costs (included in profit before tax) and interest paid and received.

(ii) 

 Other outflows comprise, primarily non-cash items included in profit 
before tax, comprising primarily profits on disposals/divestments of 
€77 million (2013: €26 million), share-based payments expense of 
€16 million (2013: €15 million) and share of profit of equity accounted 
investments of €55 million (2013: €44 million loss), together with 
dividends received from equity accounted investments of €30 million 
(2013: €33 million).

(iii)  Acquisitions and investments spend comprises consideration for 
acquisition of subsidiaries (including debt acquired and asset 
exchanges), deferred and contingent consideration paid, other 
investments, advances and acquisition of non-controlling interests.

(iv)  Proceeds from disposals includes asset exchanges (see note 4 to 

Financial Statements).

(v)  Proceeds from share issues include scrip dividends of €107 million 

(2013: €88 million) and in 2013 were net of own shares purchased of 
€6 million.

The museum and cultural centre La Fondation  

Louis Vuitton, designed by architect Frank Gehry, 

opened in Paris in October 2014. Zoontjens 

produced 1,530 m2 of unique, natural stone 

rooftop terrace tiles designed to ensure they could 

withstand substantial weights of 20 kN per slab.

CRH  25

 
Operational Snapshot  (sector exposure and end-use based on 2014 EBITDA)

Europe Heavyside

Europe Lightside

Europe Distribution

€ million

% of Group

€ million

% of Group

€ million

% of Group

3,929

380

2,396

21%

23%

20%

Sales

EBITDA
Net Assets*

Geography

Sales

EBITDA
Net Assets*

Products

913

94

546

5%

6%

4%

Sales

EBITDA
Net Assets*

Activities

3,999

190

1,577

21%

12%

13%

West
55%

East
45%

Fencing 
& Cubis
 20%

Construction
Accessories
55%

 Shutters & 
Awnings
 25%

SHAP
25%

DIY 
30%

Builders 
Merchants
45%

Sector Exposure

Sector Exposure

Sector Exposure

Residential

Non-residential

Infrastructure

40%

35%

25%

Residential

Non-residential

Infrastructure

35%

50%

15%

Residential

Non-residential

Infrastructure

End-use

End-use

End-use

New

RMI

75%

25%

New

RMI

70%

30%

New

RMI

80%

20%

0%

35%

65%

Annualised Production Volumes
Cement – 10.3m tonnes (19.8m tonnes**)
Aggregates – 41.9m tonnes (42.5m tonnes**)
Asphalt – 2.1m tonnes 
Readymixed Concrete – 7.1m m3 (7.5m m3**)
Lime – 1.1m tonnes
Concrete Products – 6.5m tonnes
Architectural Concrete – 7.4m tonnes
Clay – 2.0m tonnes

Annualised Production Volumes

Fencing & Security – 3.5 lineal metres

Outlets
Builders Merchants – 343  (517**)
DIY – 184 (228**)
SHAP – 132

* Net assets at 31 December 2014 comprise segment assets less segment liabilities as disclosed in note 1 to the Consolidated Financial Statements. 
** Including equity accounted investments.

26  CRH

 
Americas Materials

Americas Products

Americas Distribution

Sales

EBITDA
Net Assets*

Geography

West
35%

€ million

% of Group

€ million

% of Group

€ million

% of Group

5,070

609

5,276

27%

37%

43%

Sales

EBITDA
Net Assets*

Products

3,225

263

1,863

17%

16%

15%

Sales

EBITDA
Net Assets*

Activities

1,776

105

668

9%

6%

5%

APG
55%

Interior 
40%

Exterior
60%

East
65%

Precast
20%

 Building
Envelope®
 20%

South America 5%

Sector Exposure

Sector Exposure

Sector Exposure

Residential

Non-residential

Infrastructure

15%

25%

60%

Residential

Non-residential

Infrastructure

45%

45%

10%

Residential

Non-residential

Infrastructure

End-use

End-use

End-use

New

RMI

35%

65%

New

RMI

70%

30%

New

RMI

Annualised Production Volumes
Aggregates – 135.8m tonnes (137.3m tonnes**)
Asphalt – 39.4m tonnes (40.5m tonnes**)
Readymixed Concrete – 6.2m m3 (6.3m m3**)

Annualised Production Volumes

Outlets

Exterior products – 146
Interior products – 52

Concrete masonry, patio products and  
pavers – 9.9m tonnes
Pre-packaged concrete mixes – 2.8m tonnes
Clay bricks, pavers and tiles – 0.9m tonnes
Pre-packaged lawn & garden products – 4.3m tonnes
Precast concrete products – 1.2m tonnes
Pipe and pre-stressed concrete – 0.4m tonnes
Building envelope products – 9.4m square metres
Fencing products – 12.1m lineal metres

50%

50%

0%

45%

55%

CRH  27

 
CRH in Europe

Norway

Sweden

Finland

Estonia

Latvia

St. Petersburg
Region
of Russia

Ireland

Denmark

Netherlands

Britain

Belgium

Poland

Germany

Ukraine

Czech Republic

Slovakia

Austria

Hungary

Romania

France

Switz.

Italy

Portugal

Spain

28  CRH

Israel

St. Petersburg

Region

of Russia

Ukraine

CRH is a regional leader in the 
manufacture and supply of building 
materials to construction markets in 
Europe and strives to maintain No 1 
and No 2 market positions in different 
product segments across a range of 
European countries. 

The European operations are comprised 
of three divisions: Heavyside, Lightside 
and Distribution. The Heavyside 
operations produce cement, asphalt, 
aggregates, readymixed concrete, precast 
concrete and concrete landscaping. 
Our Lightside operations manufacture 
construction accessories, shutters & 
awnings, fencing and composite access 
chambers. In Distribution we are a 
leading player in builders merchanting, 
DIY and sanitary, heating and plumbing. 

Operating across Western and Eastern 
Europe, close to 36,000 people are 
employed at over 1,500 locations. 

Top: CRH operates six cement distribution 

terminals across the UK.  Pictured here, 

a bulk tanker loaded with cement from 

CRH in Ireland leaves the Premier Cement 

Terminal at Liverpool, England for delivery 

to customers.

Centre: Heras, a Europe Lightside fencing 

business, recently developed the innovative 

iGate range. This is a lightweight and 

environmentally friendly aluminium gate 

design, with a large choice of colours and 

frame fillings for the architect including  

LED illumination. Pictured is a Heras iGate 

at a hotel in Dordrecht, the Netherlands.

Right: Regusci Reco is located in the Italian 

speaking part of Switzerland, a major tourist 

area. Their distribution product range 

comprises all the materials needed to build 

tourist accommodation including building 

materials, bathrooms, kitchens, tools and 

doors.

CRH  29

 
Europe Heavyside

Business Description

In 2014, the Group reorganised its 
European business by integrating its 
former Materials Division with the 
concrete and clay businesses of the 
former Products Division into one 
Heavyside organisation. The purpose 
of this reorganisation is to enable CRH 
to maximise the benefits and synergies 
of our operating plant network in both 
Western and Eastern European markets. 

Europe Heavyside’s strategy is to build 
leading regional positions in businesses 
that are vertically integrated and which 
have the potential to grow further in the 
large European construction markets. 
We deliver our strategy through a focus 
on a balanced exposure to demand, 
product penetration and on maximising 
the benefits of scale and best practice. 
Our business is differentiated and 
achieves competitive advantage through 
a commitment to constant product, 
process and end-use improvement.

Europe Heavyside is organised into 
two regional divisions: Western 
Europe, which comprises our cement, 
aggregates, asphalt, concrete and clay 
operations primarily in Switzerland, 
Germany, UK, Benelux, France, 
Denmark, Ireland and Spain, and 
Eastern Europe which includes our 
cement, aggregates, asphalt and 
concrete businesses in Poland, Ukraine 
and Finland. The business model 
of vertical integration is founded in 
resource-backed cement and aggregates 
assets, which support the manufacture 
and supply of cement, aggregates, 
readymixed and precast concrete, 
concrete landscaping and asphalt 
products. Consequently, a key focus for 
the Heavyside Division is the ongoing 
process of extending and adding to 
reserves. We operate a network of 
well-invested facilities and place great 
emphasis on excellence initiatives 
across the business. CRH’s approach to 
Building Better Businesses ensures a 

30  CRH

focus on achieving greater production 
efficiencies and realising operational, 
logistical and procurement synergies 
across our network. A commitment to a 
sustainable future results in greater use 
of alternative fuels and the manufacture 
of low carbon cements.

Our development focus is centred 
on bolt-on acquisitions for synergies, 
reserves and further vertical integration, 
in addition to opportunities in 
contiguous regions to extend and 
strengthen regional positions; this 
includes developing markets in Eastern 
Europe that offer long-term growth 
potential, with entry via cement and 
aggregates assets and the potential 
to roll out operational excellence 
programmes and a vertical integration 
approach over time. In the context of 
the detailed review of the portfolio 
undertaken by the Group during 2014, 
CRH announced in December 2014 that 
it had reached agreement to dispose of 
its clay and concrete businesses in the 
UK. The transaction is expected to close 
in the first quarter of 2015.

Europe Heavyside employs 
approximately 19,100 people at close to 
800 locations in 21 countries.

Market leadership positions

Cement

Top 10    Europe

No.1 

  Finland, Ireland, Ukraine,  

  Basque Region Spain

No.2 

No.3 

  Switzerland

  Poland

Aggregates

No.1 

  Finland, Ireland

Readymixed concrete

No.1 

No.2 

No.2 

  Finland, Ireland

  Switzerland

  Poland

Agricultural & chemical lime

No.1 

No.2 

Ireland

  Poland

Concrete products

No.1 

  Structural concrete &  

  flooring: Benelux

No.1 

No.2 

No.1 

  Structural concrete:  Denmark

  Utility precast: France

  Precast structural elements:  

  Hungary, Switzerland

No.1 

  Concrete fencing and  

lintels: UK

Architectural concrete

No.1 

No.1 

  Blocks & rooftiles: Ireland

  Landscaping products:  

  Finland, Poland, Benelux,  

  France and Slovakia 

No.1 

  Paving/landscape walling: 

  Germany

No.1 

No.2 

  Architectural masonry: UK

  Paving products: Denmark

 
 
 
 
 
 
 
 
 
 
 
 
 
Operations Review

Results

€ million

% 
Change

2014

2013

Total 
Change

Organic Acquisitions  Divestments

Restructuring/
Impairment

Pension/ 
CO2 gains Exchange

Analysis of change

Sales revenue 

4%

3,929

3,786

EBITDA*

Operating profit*

EBITDA/sales

17%

138%

380

151

326

-395

9.7%

8.6%

Operating profit/sales

3.8% -10.4%

* EBITDA and operating profit exclude profit on disposals
No pension restructuring gains were recorded (2013: €12 million)
Gains from CO2 trading amounted to €9 million (2013: €8 million)

143

54

546

105

47

73

51

2

-2

-4

1

1

-

22

489

-

-11

-11

-9

-7

-4

Restructuring costs amounted to €15 million (2013: €37 million)
Impairment charges of €35 million were incurred (2013: €502 million)

The commentary below excludes 
the impact of impairment charges on 
operating profit. 

Excellent weather conditions, especially 
in the first quarter, provided a platform 
for a like-for-like sales increase of 
7% in the first six months. With sales 
marginally behind 2013 in the second 
half, overall like-for-like sales for the 
year increased by 3%. The EBITDA 
margin improved significantly due to 
increased capacity utilisation, efficiency 
measures, cost savings and relatively 
stable input costs. 

Western Europe (55% of EBITDA)

Sales increased by 4% in 2014 with 
double-digit growth in Ireland and 
the UK partly offset by declines in the 
Benelux and France. EBITDA increased 
significantly, mainly driven by excellent 
results in the UK.

With the residential construction 
market remaining strong in Switzerland, 
our cement volumes were 8% ahead 
of 2013, although we continued to 
experience price pressure. Prices 
in the downstream businesses were 
stable while volumes declined slightly. 
Overall operating profit declined. In 

the UK the residential market remained 
very strong both for our clay and 
concrete businesses, and sales and 
operating profit increased during the 
year. There was a mixed outcome in 
the Benelux. While overall demand in 
the Netherlands was weak, resulting in 
lower volumes for readymixed concrete 
and landscaping products, cement 
volumes remained in line with the 
prior year and in Belgium were better 
than in 2013. Both markets experienced 
significant price pressure and operating 
profit was lower than prior year. In 
Ireland an increase in residential 
activity in Dublin resulted in higher 
volumes, however prices remained 
competitive due to overcapacity in the 
market. Overall operating profit was in 
line with 2013. 

Construction output in France 
continued to decline and precast 
concrete volumes fell sharply 
resulting in lower operating profit. 
In Germany, volumes were higher 
in our concrete landscaping activity 
and prices remained under pressure; 
underlying operating profit was in 
line with 2013. Residential activity 
in Denmark improved, and although 

pricing remained difficult due to the 
overcapacity in the market; operating 
profit increased. In Spain, the decline 
in national cement volumes moderated, 
while volumes for our cement business 
in the Basque region were slightly ahead 
of 2013; overall operating profit was 
ahead of the 2013 outcome.

Eastern Europe (45% of EBITDA)

Our operations benefited from 
favourable weather at the start of the 
year, with like-for-like sales up 9% 
in the first half. However, sales fell 
by 6% in the second half, resulting 
in a marginal increase in like-for-like 
sales for the year overall. The slight 
improvement was achieved against a 
backdrop of political turmoil in Ukraine 
offset by improved demand in Poland. A 
relatively stable input cost environment, 
together with ongoing efficiency 
measures, resulted in an overall stable 
EBITDA margin. 

Construction output in Poland increased 
by 5% in 2014, reflecting an early 
start to the season due to very mild 
weather in the first quarter, stronger 
economic growth and a pick-up in the 
previously sluggish residential sector. 

CRH  31

 
Europe Heavyside | continued

National cement volumes for the year 
increased by 6%. Our readymixed 
concrete and landscaping volumes also 
increased. While prices for many of 
our products remained under pressure, 
operating profit in Poland increased 
due to strong volumes and the benefit 
of previously implemented cost-
reduction programmes. Despite the 
uncertain political backdrop in Ukraine 
and a 13% reduction in national 
construction output, our like-for-like 
cement volumes were only down 1% 
on 2013 reflecting the concentration of 
our plants in western Ukraine and the 
ongoing commitment and dedication 
of our Ukrainian-based team. Due 
to better pricing, continued focus 
on cost efficiencies and the full-year 
benefit of the acquisition of Mykolaiv, 
operating profit in local currency was 
ahead of 2013. Construction output in 
Finland remained relatively weak in 
2014 mainly as a result of a continuing 
decline in housing starts and a 2% 
drop in our cement volumes. Volumes 
and prices in readymixed concrete and 
aggregates were also under pressure and 
operating profit was below 2013. Sales 
and operating profit were ahead in 2014 
in our concrete products operations in 
Romania, Hungary and Slovakia as a 
result of improved activity. 

Outlook 

Western Europe: In the Netherlands 
we expect to see further improvements 
in the residential sector, which should 
have a positive impact in 2015, while 
the non-residential and infrastructure 
sectors are expected to improve 
marginally. In Switzerland construction 
activity is expected to decline slightly 
but remain on a relatively high level 
with some improvement from larger 
infrastructure (tunnel) projects, which 
are expected to commence in 2015. 
The outlook for construction output in 
Belgium is flat. Ireland should continue 
to grow with overall construction 
activity mainly driven by the residential 
segment. France is expected to decline 

32  CRH

further especially in the infrastructure 
sector. The outlook for Germany and 
Denmark is positive, but showing 
only modest growth. Spain remains 
challenging and we expect that 2014 
was the bottom of the cycle, with 
moderate improvements anticipated  
in 2015. 

Eastern Europe: The growth in activity 
in Poland during 2014 is expected 
to continue to be led by a pick-up in 
road programme activity in the second 
half of 2015. The outlook for Ukraine 
is uncertain; we expect construction 
activity to decline, and the local 
currency is expected to remain very 
weak. The outlook remains challenging 
for Finland, although with the benefits 
of cost efficiencies we expect to improve 
margins. Further growth is expected in 
Romania, Hungary and Slovakia.

Reserves

Physical 
location 

 Proven & 
Period to
probable   depletion

 million tonnes 

years

  Cement

Ireland 
  Poland 
  Switzerland 
  Ukraine 
  Spain 

  Aggregates

Finland 
Ireland 
  Poland 
  Spain 
  Other 

  Lime

217 
185 
26 
164 
86 

190 
897 
182 
98 
173 

Ireland/Poland 

46 

133
49
17
62
602

15
85
20
43
22

46

Alulux is part of the 

Shutters & Awnings 

business in Europe 

Lightside. It is a leading 

German producer of roller 

shutters and external 

venetian blinds, which are 
used to improve energy 

efficiency, comfort and 

security in residential 

building construction and 

renovation.

 
 
 
 
 
 
 
 
 
Europe Lightside

Business Description

Europe Lightside produces and supplies 
high-value, award-winning products, 
expert solutions and other technologies 
for often challenging construction 
projects. The Division is organised 
into four business areas: Construction 
Accessories, Shutters & Awnings, 
Fencing and Cubis (composite access 
chambers). We buy, build and grow 
business units with market leading 
positions and strong growth prospects, 
selling through a range of flagship 
brands at a regional and European level. 

The Lightside Division grows both 
organically and by acquisition to create 
leading positions within our chosen 
markets. We maximise synergies across 
the business in the areas of performance 
improvement, procurement, talent 
management and product development. 

We have a relentless focus on 
innovation. Lightside customers 
are specialist end-users, including 
architects and engineers. Using our pan-
European presence and scale, we work 

closely with them to develop design 
solutions that are approved and certified 
for individual target markets.

We draw upon an outstanding record 
of enabling mature and high-growth 
businesses alike to expand their 
offerings, and develop their markets. 
Lightside has achieved consistently 
attractive returns. The resilience of 
these returns reflects active, balanced 
management of our product range and 
our geographic and business cycle 
exposures.

Our development strategy is to deepen 
our positions in existing markets and 
technologies in developed European 
markets, to broaden our product range 
in selected growth categories, and to 
expand our presence in developing 
regions outside Europe as construction 
markets in those areas become more 
sophisticated. 

This strategy complements CRH’s aim to 
provide innovative solutions that meet 
the longer-term opportunities presented 

by economic development, changing 
demographics and sustainability.

Employees total approximately 5,000 
people at circa 100 operating locations 
in 17 countries. 

Market leadership positions

Construction Accessories

No.1  Europe
No.1  Malaysia
No.2  Singapore

Shutters & Awnings

No.1  Netherlands  
No.3  Germany

Fencing

No.1  Europe

CRH  33

 
Europe Lightside | continued

Operations Review

Results

€ million

Sales revenue 

EBITDA*

Operating profit*

EBITDA/sales

Operating profit/sales

% 
Change

7%

32%

154%

2014

2013

913

856

94

71

10.3%

7.8%

71

28

8.3%

3.3%

Analysis of change

Total 
Change

Organic

Acquisitions 

Restructuring/
Impairment

Pensions

Exchange

57

23

43

53

22

31

-

-

-

-

1

14

-

-1

-1

4

1

-1

* EBITDA and operating profit exclude profit on disposals
No pension restructuring gains were recorded (2013: €1 million)

Restructuring costs amounted to €5 million (2013: €6 million)
No impairment charges were recorded (2013: €13 million)

sales and operating profits. Despite 
challenging market conditions, results 
for Mobile Fencing were only slightly 
lower year-on-year, as a result of various 
operational excellence measures. Cubis, 
our composite access chamber business, 
had another good year in which sales 
and operating profits increased due to 
strong UK demand and the introduction 
of a range of new products.

Outlook

While we are positive about the UK and 
Switzerland in 2015, we expect France 
to remain challenging, and are cautious 
about the outlook for Germany and the 
Netherlands. Given Europe Lightside’s 
robust business mix, we anticipate 
further organic growth in 2015, achieved 
through new products, maximising 
export opportunities and a continued 
RMI focus. This growth, combined with 
commercial and operational excellence 
programmes, is expected to deliver 
further improvement in our operating 
profit in the year ahead.

The commentary below excludes 
the impact of impairment charges on 
operating profit. 

2014 saw good progress for Europe 
Lightside, with our portfolio of 
businesses benefiting from mild weather 
early in the year. Like-for-like sales 
were 6% ahead of 2013, helped by 
good export levels to markets outside 
of Europe. Market demand in the 
Netherlands and France remained weak, 
while activity in Germany, Belgium and 
Switzerland was more resilient. The UK 
experienced robust growth, particularly 
in residential construction. With the 
benefit of new product innovation, 
market share gains and cost reduction 
initiatives, the Division achieved 
substantial growth in both EBITDA and 
operating profit margins. 

Construction Accessories  
(55% of EBITDA)

This division supplies a broad range of 
connecting, fixing and anchor systems to 
the construction industry. Like-for-like 
sales grew by almost 6% in 2014, with a 
significant increase in operating profit. 
Engineered Accessories benefited from 
new product innovation and previous 
restructuring initiatives. Our businesses 
in Germany and the UK delivered 

strong growth in operating profits, while 
Switzerland also performed well. The 
more commodity-focussed Building 
Site Accessories businesses had a 
mixed year, with better performances 
in the UK, Belgium and Spain offset by 
rationalisation costs and more difficult 
trading conditions in Germany and 
France. 

Shutters & Awnings (25% of EBITDA)

Our operations in this division serve 
the attractive RMI and residential 
end-use markets, supplying sun 
protection, energy-saving, and outdoor 
living technologies. The Netherlands 
business benefited from the introduction 
of innovative new products with 
strong margins. The UK business also 
delivered improved sales and margins. 
In Germany, strong demand for our 
awnings products was offset by a 
weaker performance in the shutters 
business due to lower exports to France 
and restructuring measures. Overall, 
like-for-like sales and operating profits 
increased.

Fencing & Cubis (20% of EBITDA)

Our Permanent Fencing business again 
experienced difficult markets, especially 
in the Netherlands, although a number 
of initiatives contributed to improved 

34  CRH

Europe Distribution

Business Description

Europe Distribution’s strategy is to 
grow its network presence in the 
largely unconsolidated core European 
markets while also investing in other 
attractive segments of building materials 
distribution. Operational excellence is 
delivered through optimising the supply 
chain and providing superior customer 
service. 

We have leading General Builders 
Merchant positions in the Netherlands, 
Switzerland, northern Germany, Austria 
and France which service the growing 
repair, maintenance and improvement 
construction sector. Our businesses 
cater to the needs of small and medium-
sized builders, selling a range of bricks, 
cement, roofing and other building 
products. 

Our specialist Sanitary, Heating and 
Plumbing (SHAP) business services the 
needs of plumbers, heating specialists 
and installers in Belgium, Germany 
and Switzerland. In addition, Europe 
Distribution operates under four 
DIY brands: GAMMA (Netherlands 
and Belgium), Karwei (Netherlands), 
Hagebau (Germany) and Maxmat 
(Portugal) selling to DIY enthusiasts and 
home improvers. 

Significant opportunities remain to 
expand our existing network and to gain 
exposure to rising RMI demand and new 
growth platforms. 

Europe Distribution employs over 
11,600 people at more than 600 
locations.

Market leadership positions

Builders Merchants

No.1 
No.1 
No.1 
No.1 
No.1 

No.2 

DIY

No.1 
No.3 
No.5 
No.2  

Austria
Netherlands
Switzerland
Northern Germany
France: Burgundy, 
Franche-Comté, and
Rhône-Alps
Ile-de-France and
Normandy

Netherlands*
Belgium*
Germany**
Portugal (50%)

* Member of Gamma franchise
** Member of Hagebau franchise

SHAP

No.2 
No.2 
No.3 

Switzerland
Belgium
Northern Germany

CRH  35

 
 
 
 
Europe Distribution | continued

Operations Review

Results

€ million

Sales revenue 

EBITDA*

Operating profit*

EBITDA/sales

Operating profit/sales

% 
Change

2014

2013

Total 
Change

Organic

Acquisitions 

Restructuring/
Impairment

Pensions

Exchange

Analysis of change

2%

2%

6%

3,999

3,936

190

112

4.8%

2.8%

186

106

4.7%

2.7%

63

4

6

7

15

14

41

-

-1

-

-

4

-

-11

-11

15

-

-

* EBITDA and operating profit exclude profit on disposals
No pension restructuring gains were recorded (2013: €11 million)

Restructuring costs amounted to €4 million (2013: €4 million)
No impairment charges were recorded (2013: €4 million)

With the benefit of mild weather in 
the early months of 2014, first-half 
like-for-like sales increased by 4%. 
Although the Netherlands saw some 
recovery in consumer confidence as the 
year progressed, financing conditions 
remained tight; our other key markets, 
particularly Switzerland, France and 
Germany, experienced more subdued 
demand and intense competition. While 
sales in the third quarter declined by 
4% on a like-for-like basis, by December 
activity had flattened to a level similar 
to last year, resulting in a full-year like-
for-like sales outturn that was broadly 
similar to 2013. With the benefit of 
procurement and other commercial 
excellence initiatives, and in spite of the 
absence in 2014 of the once-off pension 
gain of €11 million reported in 2013, 
overall operating profit and margin was 
ahead of last year.

Six builders merchants acquisitions 
were completed in 2014 at a total cost of 
€27 million. In the Benelux, we acquired 
seven branches mainly to expand 
our footprint in our growing builders 
merchants platform in Belgium. We 
also acquired two branches in northern 
France, strengthening our network in 
Normandy.

Professional Builders Merchants 
(45% of EBITDA)

Overall operating profit for our wholly-
owned professional builders merchants 
business, which operates 343 branches 
in six countries, was ahead of 2013. 
Mild first-quarter weather together 
with the incremental contribution from 
acquisitions offset weaker demand as 
the year progressed, resulting in full-
year sales in line with the previous year. 
Operating profit advanced mainly due to 
procurement initiatives in the Benelux 
and France and ERP optimisation in 
Austria. Sales in the Benelux ended 
slightly ahead of 2013 due mainly to 
our recent Belgian acquisitions with 
operating profit well ahead as a result of 
procurement and cost savings initiatives. 
In Switzerland, sales finished slightly 
behind 2013, with the main driver 
for lower sales being a softening of 
local residential markets in particular; 
operating profit was impacted by lower 
volumes and pricing pressure partly 
coming from the strong Swiss Franc. 
Our builders merchants activities in 
Germany made a strong start to the year 
in mild weather; this moderated as the 
year progressed leaving full-year sales 
and operating profit slightly ahead of 
prior year. Sales in France were slightly 

ahead of 2013 due to acquisition 
contributions, while operating profit 
improved following a continued focus 
on pricing, purchasing and cost control. 
Sales levels in Austria were slightly 
behind 2013, although operating profit 
was ahead due to measures taken to 
leverage the recently implemented ERP 
system. 

Sanitary, Heating and Plumbing 
(“SHAP”) (25% of EBITDA)

Sales in our SHAP business, which 
operates 132 branches, were ahead of 
2013 due to an organic improvement in 
our Belgian businesses which continue 
to perform strongly. Sales in our German 
business moderated in the second half, 
finishing broadly in line with prior 
year. Due to the challenging market 
conditions in Switzerland, results were 
lower compared with 2013. Underlying 
operating profit for our SHAP activities 
in 2014 was broadly in line with 2013 
as organic improvement in Belgium was 
offset by weaker Swiss results.

DIY (30% of EBITDA)

Our wholly-owned DIY business 
operates 184 stores in the Netherlands, 
Germany and Belgium. Similar to our 
other businesses, DIY made a strong start 

36  CRH

to 2014 with garden sales in particular 
benefiting from mild weather conditions. 
Despite improving consumer confidence 
and mild weather, competition remained 
intense in the Dutch market with high 
levels of price discounting featuring 
prominently during the year. Overall 
sales ended broadly in line with 2013 in 
both the Netherlands and Belgium. Sales 
in our DIY business in Germany were 
higher than the previous year in part 
due to recent greenfield investments. 
Overall operating profit for the DIY 
business was ahead of the prior year 
with weaker pricing in the Netherlands 
more than offset by cost savings 
initiatives, lower restructuring costs and 
a good performance in our German DIY 
business.

Outlook

While the Dutch economy continues 
to show progress, as seen in improving 
consumer confidence indicators, 
underlying financing conditions remain 
somewhat constrained and therefore we 
expect measured progress in 2015. The 
German market outlook remains broadly 
positive despite some moderation in 
economic growth. Markets in Austria 
are expected to be flat in 2015. In 
Switzerland, consistent with recent 
Euroconstruct indicators, residential 
markets in particular are expected to 
be subdued, so we remain cautious for 
2015. Construction activity in France is 
also expected to be constrained in the 
near term. Overall 2015 is likely to be 

another challenging year, but we expect 
improved operating profit due mainly 
to further initiatives in commercial and 
operational excellence programmes and 
our continued focus on cost-reduction 
measures.

A customer service employee at the newly 
opened 4,000 m2 GAMMA hardware store 
in Alkmaar, the Netherlands, uses his DIY 

knowledge to assist a customer.

CRH  37

 
ALASKA

BRITISH
COLUMBIA

ALBERTA

SASKATCHEWAN

MANITOBA

ONTARIO

QUEBEC

WASHINGTON

MONTANA

NORTH DAKOTA

OREGON

IDAHO

WYOMING

SOUTH DAKOTA

A
T
O
S
E
N
N
M

I

SIN
N
O
C

WIS

N
A

HIG
MIC

NEBRASKA

IOWA

NEVADA

UTAH

COLORADO

C

A

L
I
F

O

R

I

S
O
N
L
L

I

KANSAS

MISSOURI

I

A
N
A
D
N

I

I

OHIO

Y

K

C

U

T

N

E

K

A

V

L

Y

S

N

N

E

P

W .VIR GINIA

VIRGINIA

OKLAHOMA

ARKANSAS

TENNESSEE

N.CAROLINA

NEW 

YORK
N I A

1

2

3

5

4

6

7

8

MAINE

1. VERMONT

2. NEW HAMPSHIRE

3. MASSACHUSETTS

4. RHODE ISLAND

5. CONNECTICUT

6. NEW JERSEY

7. DELAWARE

8. MARYLAND

ARIZONA

NEW MEXICO

TEXAS

L

O

U

I

S

I

A

N

A

PI
SIP
SIS
MIS

A
M
A
B
A
L
A

G

E

O

R

G

I

A

S. CAROLINA

F

L

O

R

I

D

A

N

I

A

MEXICO

(BAJA CALIFORNIA)

HAWAII

CHILE

ARGENTINA

38  CRH

CRH in the Americas

CRH is the largest building materials 
company in North America. We 
operate across all 50 US states and in 
six Canadian provinces. In addition, 
we have operations in Baja California, 
Argentina and Chile. 

Our Americas operations comprise 
Materials, Products and Distribution 
Divisions. In Materials, we are the 
largest producer of asphalt and third 
largest producer of aggregates and 
readymixed concrete in the United 
States. Our Products operations, 
with their national footprint and 
broad product range, are the leading 
supplier of concrete products and 
architectural glazing systems in 
North America. In Distribution, we 
are a leading supplier of product 
to the specialist Exterior roofing/
siding contractor and also the Interior 
ceilings/walls demand segments.

Close to 40,000 people are employed 
by CRH in the Americas at close to 
1,800 locations.

Top: Employees safely excavate bulk 

sand at the Thompson-Arthur’s Candor 

Sand Plant in North Carolina. In 2014, 

the plant produced over 430,000 tonnes 

of product and employees celebrated 26 

years of operating without a recordable, 

preventable, or lost time incident.

Centre: Oldcastle BuildingEnvelope® 
manufactured and supplied high-

performance low-iron laminated 

architectural glass and engineered 

entrance and storefront aluminum  

glazing systems for the award winning 
143,000 ft2 university building at the 
Rutgers University Business School in 

Piscataway, New Jersey.  

Right: The Montebello branch is 

the largest branch in the AMS 

network. Servicing Los Angeles and 

the southwestern suburbs, it is the 

established market leader for the 

fabrication of doors, frames and 

hardware for commercial buildings  

in southern California.

CRH  39

 
Market leadership positions

Reserves

Aggregates

No.3  National Producer

Asphalt

No.1  National Producer

Readymixed concrete

No.3  National Producer

Physical 
location 

 Proven & 
Period to
probable   depletion

 million tonnes 

years

  Aggregates

  East 
  West 

9,181 
4,042 

125
76

  Equity Accounted
  Entities

  Aggregates 
  Cement 

135 
9 

117
31

Americas Materials

Business Description

Americas Materials’ strategy is to build 
strong regional leadership positions 
underpinned by well-located, long-term 
reserves. We are the largest producer of 
asphalt and the third largest producer 
of both aggregates and readymixed 
concrete in the United States. We  
operate nationally in 44 states with  
over 13 billion tonnes of permitted 
aggregates reserves of which circa 80% 
are owned. The business is vertically 
integrated from primary resource 
quarries into aggregates, asphalt and 
readymixed concrete products. With 
60% exposure to infrastructure, the 
business is further integrated into 
asphalt paving services through which 
it is the leading supplier of product 
to highway repair and maintenance 
demand in the United States. 

Our national network of operations and 
deep local market knowledge drive local 
performance and national synergies in 
procurement, cost management and 
operational excellence. In a largely 
unconsolidated sector where the top 
ten industry participants account for 
just 30% of aggregates production, 
25% of asphalt production and 25% of 
readymixed concrete production, CRH’s 
strategy is to position the business to 
participate as the industry consolidates 
further.

Americas Materials employs 
approximately 18,400 people at close to 
1,200 operating locations.

The Shelly Company paved State Route 

31 south of Kenton, Ohio, with asphalt 

using a “Flow Boy” trailer that holds 23 

tonnes of product, which is 3 tonnes 
more than a typical truck load, improving 

efficiency. The “Flow Boy” trailers 

allow the asphalt to flow into the paver 

eliminating the need to raise the trailer 

bed and thereby reducing risk. 

40  CRH

 
 
 
 
Operations Review

Results

€ million

Sales revenue 

EBITDA*

Operating profit*

EBITDA/sales

Analysis of change

% 
Change

2014

2013

Total 
Change

Organic

Acquisitions 

Divestments

Restructuring/
Impairment

Exchange

7%

9%

57%

5,070

4,721

609

355

557

226

12.0%

11.8%

349

52

129

317

42

61

37

7

5

-2

-

-

-

3

63

-3

-

-

Operating profit/sales

7.0%

4.8%

* EBITDA and operating profit exclude profit on disposals

Restructuring costs amounted to €9 million (2013: €12 million)
No impairment charges were recorded (2013: €60 million)

The commentary below excludes 
the impact of impairment charges on 
operating profit. 

After the early months of 2014 which 
were impacted by harsh winter weather, 
trading conditions improved as the year 
progressed, led by improved residential 
and non-residential segments and stable 
infrastructure. Americas Materials 
delivered another year of growth, with 
like-for-like sales revenues growing 
7% and overall EBITDA increasing 9% 
compared to 2013. Positive trends in 
pricing continued for the third year in 
a row for aggregates and readymixed 
concrete, with asphalt pricing also 
improving in 2014.

Americas Materials completed eight 
acquisition transactions in 2014 at 
a total cost of €91 million, adding 
over 230 million tonnes of aggregates 
reserves, 2 operating quarries, 6 asphalt 
plants and 2 aggregates terminals, with 
annual production of 4.3 million tonnes 
of aggregates and 0.2 million tonnes  
of asphalt. In addition divestments 
during the year generated proceeds of 
€12 million. 

Energy and related costs: The price of 
bitumen, a key component of asphalt 
mix, increased by 3% in 2014 following 
a 4% decrease in 2013. Prices for diesel 
and gasoline, important inputs to 

aggregates, readymixed concrete and 
paving operations, decreased by 2% and 
3% respectively. The price of energy 
used at our asphalt plants, consisting 
of fuel oil, recycled oil, electricity and 
natural gas, remained flat. Recycled 
asphalt and shingles accounted for 
approximately 22% of total asphalt 
requirements in 2014, lessening demand 
on virgin bitumen. 

Aggregates: Like-for-like volumes 
increased 6% from 2013 while total 
volumes including acquisitions 
increased 10%. Average prices increased 
by 2% on a like-for-like basis and 1% 
overall compared with 2013. These 
price and volume increases, together 
with efficient cost control, resulted in 
improved margin for our aggregates 
business.

Asphalt: Volumes increased 5% on 
a like-for-like basis and 6% overall 
compared to 2013. Volume increases 
together with pricing increases of 1% 
contributed to an overall asphalt margin 
expansion.

Readymixed Concrete: Like-for-like 
volumes increased 6% while total 
volumes including acquisitions were up 
7% compared with 2013. Average prices 
increased 4% on both a like-for-like and 
an overall basis, contributing to margin 
expansion for this business. 

CRH  41

 
price gains building on strong operating 
and overhead cost management 
across the product lines. Recovery in 
construction margins provided very 
positive year-on-year improvements 
from this line of business. Overall West 
volumes increased 15%, 4% and 9% 
ahead of 2013 for aggregates, asphalt 
and readymixed concrete respectively.

Outlook 

We expect that US GDP growth in 
2015 will be similar to 2014 and that 
housing will continue to recover. We 
also expect non-residential construction 
to show modest gains. Federal funding 
for infrastructure is expected to be flat 
in 2015. A more robust federal highway 
bill is being explored by Congress and 
has the support of the President, but if 
passed the impact would most likely be 
evident in 2016 and beyond. State fiscal 
conditions are improving with certain 
states passing infrastructure funding 
measures. 

We expect 2015 volumes for aggregates 
and asphalt to show single-digit growth 
and readymixed concrete volumes to 
be up slightly more due to improving 
residential markets. Targeted price 
increases in all product lines,  
combined with cost controls and  
stable/improving energy markets are 
expected to lead to another year of 
margin expansion in 2015.

Americas Materials | continued

Paving and Construction Services: 
With flat federal funding and pockets of 
increased state infrastructure spending, 
like-for-like sales increased 2% and 
overall sales including acquisitions 
increased 3%. Bidding continued to 
be under pressure in a competitive 
environment. However, efficient cost 
controls enabled overall margin to 
improve by 0.5% in 2014.

Regional Performance

East (65% of EBITDA)

The East region comprises operations 
in 23 states, the most important of 
which are Ohio, New York, Florida, 
Michigan, New Jersey, Pennsylvania 
and West Virginia. After a harsh winter, 
the Northeast division was able to 
take advantage of favourable weather 
and improving economic conditions 
during the remainder of the year with 
operating profit growing strongly 
compared with 2013. Operating profit 
was more stable in the Mid-Atlantic 
and Central divisions where very wet 
conditions hampered activity in the 
peak production months. The strong 
residential and non-residential markets 
in Florida contributed to higher 
volumes, better prices and margin 
growth in the Southeast division. 
Overall operating profit for the East 
region was higher than in 2013, with 
overall volumes 7%, 6% and 5% ahead 
of prior year for aggregates, asphalt and 
readymixed concrete respectively.

West (35% of EBITDA)

The West region has operations in 21 
states, the most important of which are 
Utah, Texas, Washington, Iowa, Kansas 
and Colorado. All three divisions, 
Central West, Northwest, and Mountain 
West reported higher operating profit. 
Early season earnings improvements 
throughout the West continued into the 
autumn and early winter, with modest 

42  CRH

Americas Products

Business Description

Americas Products’ strategy is to 
build a portfolio of businesses which 
have leading market positions across 
a balanced range of products and 
end-use segments. Our activities 
are organised into three product 
groups under the Oldcastle brand: 
Architectural Products (concrete 
masonry and hardscapes, clay brick, 
packaged lawn and garden products, 
packaged cement mixes, fencing); 
Precast (utility, drainage and structural 
precast, construction accessories); 
and BuildingEnvelope® (architectural 
glass and aluminium glazing systems). 
The Group’s commitment to Building 
Better Businesses ensures a coordinated 
approach at national and regional 
levels to achieve economies of scale 
and to facilitate the sharing of best 
practices which drive operational and 
commercial improvement. Innovation is 
a hallmark of the business, and through 
Oldcastle’s North American research 
and development centres, a pipeline 
of value-added products and design 
solutions is maintained. 

In the context of the detailed review 
of the portfolio undertaken by the 
Group during 2014, CRH announced 
in December 2014 that it had reached 
agreement to dispose of its Glen-Gery 
clay business in the United States. The 
transaction is expected to close in the 
first quarter of 2015.

A national business operating in 39 US 
states, six Canadian provinces, Mexico 
and South America. CRH has the 
breadth of product range and national 
footprint that combines providing a 
national service to customers with 
the personal touch of a local supplier. 
Focussing on strategic accounts and 
influencers in the construction supply 
chain, the Oldcastle Building Solutions 
group provides an additional avenue 
for growth as it is uniquely positioned 
in the industry to create value for 
stakeholders across all phases of 
construction.

The number of employees in this 
division totals approximately 17,700 at 
nearly 400 locations.

Market leadership positions

Concrete masonry, patio products  
and pavers

No.1  Paving & patio: North America
No.1  Masonry: North America

Packaged cement mixes

No. 2  United States

Tiles

No.1  Rooftiles: Argentina 
No. 2  Floor and wall tiles: Argentina

Packaged lawn & garden products

No. 2  United States

Precast concrete products

No.1  Precast concrete utility  
products: North America

Building envelope solutions

No.1  North America

Concrete accessories

No. 2  United States

Fencing products

No. 2  Fencing supplier: 

United States

Oldcastle Architectural supplied four 
different Trenwyth® masonry products 
to complete the interior and exterior 
renovation of the Lenoir-Rhyne University 

Chapel in Hickory, North Carolina, a 

gathering place at the center of the 

123-year-old campus for its student  

and faculty population.

CRH  43

 
 
 
Americas Products | continued

Operations Review

Results

€ million

Sales revenue 

EBITDA*

% 
Change

2014

2013

Total 
Change

Organic

Acquisitions 

Divestments

Restructuring/
Impairment

Exchange

Analysis of change

Operating profit*

113%

EBITDA/sales

Operating profit/sales

5%

7%

3,225

3,068

157

17

77

263

145

8.2%

4.5%

246

68

8.0%

2.2%

169

24

24

75

6

2

-19

-1

-

-

-7

50

-68

-5

1

* EBITDA and operating profit exclude profit on disposals

Restructuring costs amounted to €18 million (2013: €11 million)
Impairment charges of €14 million were incurred (2013: €71 million)

The commentary below excludes 
the impact of impairment charges on 
operating profit. 

our footprint into the growing Texas 
market; while five divestments in 2014 
generated net proceeds of €50 million. 

Our Products business in the Americas 
is located primarily in the United States 
but also in Canada, Mexico and South 
America. Construction activity in the 
eastern and northern parts of North 
America was hampered by unseasonably 
wintry weather into May. Good weather 
in the second half of the year and an 
ongoing pick-up in US macroeconomic 
fundamentals, particularly stronger 
labour markets and consumer 
confidence, led to improved trading 
results in the remainder of the year. 
Overall like-for-like sales increased by 
6%. With improving market conditions, 
input cost pressures accelerated but 
were more than offset by the effects of 
improved operational efficiencies and 
targeted price increases. Combined 
with the benefits of organic growth, cost 
reduction initiatives and contributions 
from acquisitions, Americas Products 
achieved a 7% increase in EBITDA and 
improved margins.

Five bolt-on acquisitions were 
completed in 2014 at a total spend of 
€60 million. The acquisition by our 
Architectural Products Group (“APG”) 
of Hope Agri Products, a supplier of 
packaged mulches and soils, extended 

Architectural Products 
(55% of EBITDA)

APG is a leading supplier of masonry 
and hardscape products, packaged 
lawn and garden products, clay brick 
and fencing solutions. In addition to 
contractor-based new construction, the 
DIY and professional RMI segments 
are significant end-users. The business 
benefited from improving private 
residential and non-residential 
construction and increasing RMI spend. 
In general, activity was more robust in 
the West and South, while trading in 
the Midwest, Northeast, and Eastern 
Canada started slowly during the first 
four months due to unseasonably 
bad weather. The strengthening 
housing market, together with product 
innovation and commercial initiatives, 
drove gains across nearly all business 
segments resulting in a 7% increase 
in like-for-like sales compared with 
2013. While our markets remain 
competitive, the combination of cost 
reduction measures and selected 
price improvements broadly offset the 
impact of higher input costs. Overall, 
APG recorded strong improvements in 
operating profit and margin for the year.

Precast (20% of EBITDA)

The Precast group manufactures a 
broad range of value-added concrete 
and polymer-based products primarily 
for utility infrastructure applications. 
In addition, the business is a leading 
manufacturer of accessories to the 
concrete construction industry. While 
public infrastructure spend remained 
subdued, the business saw an otherwise 
improved market environment in 2014 
and registered solid sales gains as 
growth initiatives continued to deliver. 
Operating profit increases were achieved 
in most precast markets although 
selected areas were slow to recover from 
the weather-impacted start to the year. 
Our utility enclosures and construction 
accessories businesses also continued 
to grow and improve. Overall, like-for-
like sales rose by 5%, operating profit 
was marginally ahead and backlogs 
continued to improve.

BuildingEnvelope® (20% of EBITDA)

The BuildingEnvelope® group is 
North America’s leading supplier of 
architectural glass and aluminium 
glazing systems that close the building 
envelope. New non-residential building 
activity, a key market segment for this 
business, experienced improved market 
conditions and healthy increases in 
demand in 2014. Sales growth was 

44  CRH

also driven by ongoing initiatives to 
gain market share and differentiate the 
business through innovative product 
and technology offerings. Organic sales 
rose 2%, slightly less than the overall 
market, as our Engineered Glazing 
Systems (“EGS”) division concentrated 
on completing existing major project 
work. The Architectural Glass and 
Storefront division continued to benefit 
from an improved pricing environment, 
resilient non-residential RMI activity 
and a generally more favourable product 
mix. With a tight focus on cost control, 
product quality and improved processes, 
the business delivered operating profit 
and margin improvements.

South America (5% of EBITDA)

Our South American operations were 
negatively impacted by challenging 
economic conditions and operating 
profit was lower than in 2013. Slow 
economic growth and high inflation led 
to lower volumes and higher operating 
costs in the Argentine clay products 
businesses. Our Chilean business also 
recorded reduced profits due to soft 
demand in a very competitive market.

Outlook

Based on the improving macroeconomic 
backdrop, which will benefit both 
residential and non-residential 

construction demand, we expect further 
organic sales growth in 2015. Combined 
with the impact of 2014 acquisitions and 
divestments, and the benefits of internal 
growth and cost initiatives, we expect 
to record improved operating profit and 
margin in 2015.

Oldcastle Architectural is a leading designer  

and manufacturer of high-quality, branded 

concrete outdoor living products. The local 

Western Canadian business, Expocrete, 
manufactured this Belgard® segmental 
retaining wall and paver system for a private 

residence in Vancouver, British Columbia.

CRH  45

 
Americas Distribution

Business Description

Operations Review

Americas Distribution, trading as 
Allied Building Products (“Allied”), 
experienced improved performance 
across its activities in 2014, leading to 
strong overall reported results. Both 
business divisions benefited from sales 
growth providing increased operating 
profit compared to 2013. Performance 
in our Exterior Products business was 
led by strong demand in our Midwest 
(Chicago) and Mountain (Colorado) 
markets aided by early storm activity. 
The Northeast and West Coast markets 
experienced modest setbacks due to 
the completion of Hurricane Sandy 
rebuilding efforts in New York/New 
Jersey and exceptionally dry and 
drought-like weather patterns 
experienced in California. 

The Interior Products business 
continued to show growth as both 
volumes and pricing improved 
throughout the year. The strongest 
gains were experienced in our Atlantic 
markets, in part due to the full-year 
effect of our prior year acquisitions, and 
also the Southwest and West markets 
which were driven by multi-family 
construction.

In 2014, Allied management maintained 
its focus on improving employee safety, 
controlling variable costs, streamlining 
administrative procedures and 
eliminating redundant processes. The 
simplification of our business processes, 
along with the ongoing evolution of 
our organisational structure and go-to-
market strategies, is aimed at improving 

Market leadership positions

Exterior Products

No.3  United States

Interior Products

No.3  United States

Americas Distribution strategy is 
focussed on being the leading supplier 
to contractors of Exterior Products such 
as roofing and siding. We also apply this 
successful distribution model to Interior 
Products such as ceilings and walls. 

Demand in the Exterior Products 
business is largely influenced by 
residential and commercial replacement 
activity with the key products having an 
average lifespan of 25 to 30 years. 

Demand for Interior Products is driven 
by the new residential, multi-family and 
commercial construction markets. 

Through CRH’s commitment to 
continuous business improvement, 
we employ state-of-the-art IT systems, 
disciplined and focussed cash and asset 
management, and well-established 
procurement and commercial 
systems which support supply chain 
optimisation and enable us to provide 
superior customer service.

Americas Distribution operates in 31 
states, and growth opportunities include 
investment in new and existing markets, 
in complementary private label and 
energy-saving product offerings, and 
in other attractive building materials 
distribution segments that service 
professional dealer networks. 

The division employs approximately 
3,800 people at close to 200 locations.

46  CRH

Results

€ million

% 
Change

2014

2013

Total 
Change

Organic

Acquisitions 

Restructuring

Exchange

Analysis of change

Sales revenue 

7%

1,776

1,664

112

EBITDA*

Operating profit*

EBITDA/sales

Operating profit/sales

18%

24%

105

83

5.9%

4.7%

89

67

5.3%

4.0%

16

16

80

14

15

33

1

-

-

1

1

-1

-

-

* EBITDA and operating profit exclude profit on disposals

No restructuring costs were recorded (2013: €1 million)

business integration and enhancing 
operating leverage, allowing for greater 
economies of scale as our business, and 
the overall market, grows.

While no acquisitions were completed 
within the Americas Distribution group 
in 2014, we have continued to build on 
our organic greenfield and service centre 
strategy by opening six bolt-on locations 
within some of our key existing markets. 
Our service centre model enables us to 
improve customer service, consolidate 
fixed costs and more efficiently leverage 
branch assets. Progress continued to 
be made in 2014 to increase brand 
awareness of Tri-Built, our proprietary 
private label brand, as both sales and 
product offerings grew. The addition 
of our new service centre locations 
combined with the continued growth of 
our Tri-Built private label brand and our 
commitment to developing our people 
continued to differentiate Allied in the 
marketplace.

This photograph, featuring Tri-Built 

Building Wrap, appeared in a 2014 New 
York Times article covering the restoration 

of homes on the Jersey Shore following 

Superstorm Sandy. Tri-Built Materials is 

part of the Allied Building Products private 

label offering.

Exterior Products (60% of EBITDA)

The Exterior Products business is 
largely comprised of both commercial 
and residential roofing, siding and 
related products, and is the third largest 
distributor in the United States. Exterior 
Products demand is greatly influenced 
by residential and commercial 
replacement activity (75% of sales 
volume is RMI-related). Commercial 
roofing experienced modest industry-
wide growth while residential roofing 
shipments saw a slight decline leading 
to an overall flat market from 2013. 
As a result, product mix shifted more 
towards lower-margin commercial 
products. Additionally, with no volume 
growth, markets across the industry 
remained very competitive leading 
to pricing pressure in all regions. In 
spite of flat market conditions and the 
pressures mentioned above, the Exterior 
Products division reported modest sales 
growth and operating profit just slightly 
behind prior year.

Interior Products (40% of EBITDA)

The Interior Products business, which 
is the third largest specialty distributor 
in the United States, sells gypsum 
wallboard, acoustical ceiling systems 
and related products to specialised 
contractors. The primary market is new 
construction including residential, 

multi-family and commercial, with 
limited exposure to the repair and 
remodel market. Performance in this 
business was strong in all markets with 
increased volumes and prices of core 
products contributing to higher sales 
and improved operating margins. In 
addition, a more favourable mix toward 
higher-margin core products combined 
with efficiency initiatives implemented 
in recent years, helped to drive 
improved sales and operating profit  
for 2014.

Outlook

The overall outlook for 2015 is 
encouraging as commercial and 
residential construction is expected to 
grow. While headwinds are expected 
to continue in our Exterior Products 
business, as pricing pressures remain 
and only modest growth is expected, 
our Interior Products business continues 
to experience favourable markets, 
with another year of sales and profit 
growth expected. Overall, the expected 
benefits of the six service centre 
additions in 2014 combined with our 
continued focus on efficiency and cost 
control should provide a year of further 
improvement in operating performance 
in 2015.

CRH  47

 
 
CRH in Asia

CRH has a number of strategic footholds in Asia, 
following the establishment of entry platforms in 
China and India over the last seven years. Our strategy 
is to build select leading regional positions to enable 
us to benefit from industrialisation, urbanisation and 
population growth in these developing economies over 
the coming decades. 

The Group has a 26% stake in associate Yatai Building 
Materials, which is a market leader in building materials 
in Northeast China. In India, we have a 50% joint 
venture with My Home Industries Limited which is a 
leading player in the southern state of Andra Pradesh. 
In October 2013, we opened a regional headquarters in 
Singapore. The Group’s equity accounted operations in 
China and India employ circa 12,000 people.

SOUTHERN

INDIA

MALAYSIA

SINGAPORE

48  CRH

NORTH EAST
CHINA

AUSTRALIA

China and India | Equity Accounted Investments

China

Market conditions in China remained 
challenging during 2014 as government 
policies to rebalance the economy 
towards a more sustainable growth 
model impacted on industrial and 
real estate activity. This resulted 
in a slowdown which created an 
unfavourable short-term environment 
for the construction sector. Profitability 
at our 26% associate, Yatai Building 
Materials, which is a market leader in 
Northeast China with a capacity of  
32 million tonnes of cement, was affected 
by lower volumes and selling prices; 
partially offset by improved operational 
efficiencies and reduced costs.

India 

CRH has a cement capacity of 8 million 
tonnes across three locations in southern 
India, where it operates through a 50% 
joint venture; My Home Industries 
Limited (“MHIL”). The regional market 
has a cement consumption of 75 million 
tonnes and MHIL is the market leader in 
the southern states of Andhra Pradesh 
and Telangana. 

In 2014, MHIL posted a 25% increase 
in volumes following the acquisition 
of Sree Jayajothi Cements Limited in 
late 2013 and has also made significant 
gains in adjoining states. Prices were 
under pressure in the first half due to 
poor demand, but improved later in the 
year. Volume growth and acquisition 
synergies resulted in higher trading 
profit in 2014.

Outlook

In China trading conditions looking 
forward are expected to recover as the 
country’s underlying urbanisation trends 
drive investment in infrastructure and 
property. Business performance will be 
further helped by stricter government 
measures to reduce overcapacity 
combined with internal commercial and 
operational excellence initiatives. 

Demand for cement in India is expected 
to show strong growth of over 8% with 
the government providing a boost to 
public infrastructure spending and 
various housing projects in both urban 
and rural areas.

Market leadership positions

Cement

No.1  Andhra Pradesh and  
Telangana, India (50%)

No.1  North East China (26%)

Reserves

Physical 
location 

Period to
 Proven & 
probable   depletion

 million tonnes 

years

India (50%) 

102 

23

Pictured outside the My Home Industries 

(MHIL) office, in Hyderabad, India, is the 

Hyderabad Metro Rail, a rapid transit 

system currently under construction. 

To date, MHIL has supplied over 19,000 

tonnes of cement to the project which is 

expected to be completed by July 2017.

CRH  49

 
 
 
 
 
 
 
 
Polbruk provided 2,000 m2 of durable, 
washed concrete pavers for the pathways 
surrounding the Musical Theatre 
development in Gdynia, Poland. This 
product is suitable for high levels of 
pedestrian traffic, while the rough textured 
finish contrasts with the building style to 
create a modern city look.

50  CRH

Board of Directors

Nicky Hartery
Chairman

Appointed to the Board: June 2004

Nationality: Irish

Age: 63 

Committee membership: Acquisitions 
Committee; Finance Committee; 
Nomination & Corporate Governance 
Committee; Remuneration Committee

Albert Manifold 
Chief Executive 

Appointed to the Board: January 2009

Nationality: Irish

Age: 52 

Committee membership: Acquisitions 
Committee

Maeve Carton 
Finance Director

Appointed to the Board: May 2010

Nationality: Irish

Age: 56 

Committee membership: Acquisitions 
Committee; Finance Committee

Mark S. Towe
Chief Executive Officer Oldcastle, Inc.

Appointed to the Board: July 2008

Nationality: United States

Age: 65 

Committee membership: Not 
applicable

Skills and experience: Nicky was Vice President of Manufacturing and 
Business Operations for Dell Inc.’s Europe, Middle East and Africa (EMEA) 
operations from 2000 to 2008. Prior to joining Dell, he was Executive Vice 
President at Eastman Kodak and previously held the position of President 
and Chief Executive Officer at Verbatim Corporation, based in the United 
States. Qualifications: C.Eng, FIEI, MBA.

External appointments:  Chief Executive of Prodigium, a consulting 
company which provides business advisory services; non-executive director 
of Musgrave Group plc, a privately-owned international food retailer, 
Eircom Limited, a telecommunications services provider in Ireland, and of 
Finning International, Inc., the world’s largest Caterpillar equipment dealer.

Skills and experience: Albert was appointed a CRH Board Director in 
January 2009. He joined CRH in 1998. Prior to joining CRH, he was Chief 
Operating Officer with a private equity group. While at CRH, he has held 
a variety of senior positions, including Finance Director of the Europe 
Materials Division, Group Development Director and Managing Director 
of Europe Materials. He became Chief Operating Officer in January 2009 
and was appointed Group Chief Executive with effect from 1 January 2014. 
Qualifications: FCPA, MBA, MBS.

Skills and experience: Since joining CRH in 1988, Maeve has held a number 
of roles in the Group Finance area and was appointed Group Controller 
in 2001, Head of Group Finance in January 2009 and to the position of 
Finance Director in May 2010. She has broad-ranging experience of CRH’s 
reporting, control, budgetary and capital expenditure processes and has 
been extensively involved in CRH’s evaluation of acquisitions. Prior to 
joining CRH, she worked for a number of years as a chartered accountant in 
an international accountancy practice. Qualifications: MA, FCA.

External appointments: Board member of the National Treasury 
Management Agency (NTMA), a state body that provides asset and liability 
management services to the Irish Government.

Skills and experience: Mark joined CRH in 1997 and was appointed a 
CRH Board Director with effect from July 2008. In 2000, he was appointed 
President of Oldcastle Materials, Inc. and became the Chief Executive 
Officer of this Division in 2006. He was appointed to his current position of 
Chief Executive Officer of Oldcastle, Inc. (the holding company for CRH’s 
operations in the Americas) in July 2008. With over 40 years’ of experience 
in the building materials industry, he has overall responsibility for the 
Group’s aggregates, asphalt and readymixed concrete operations in the 
United States and its products and distribution businesses in the Americas.

CRH  51

 
Board of Directors | continued

Ernst J. Bärtschi
Non-executive Director

Appointed to the Board: October 2011

Nationality: Swiss

Age: 62 

Committee membership: Audit 
Committee (Financial expert);  
Finance Committee

William P. Egan
Non-executive Director

Appointed to the Board: January 2007

Nationality: United States

Age: 69 

Committee membership: Nomination 
& Corporate Governance Committee; 
Remuneration Committee

Utz-Hellmuth Felcht
Non-executive Director

Appointed to the Board: July 2007

Nationality: German

Age: 67

Committee membership: Acquisitions 
Committee; Finance Committee

John W. Kennedy
Non-executive Director

Appointed to the Board: June 2009

Nationality: Irish

Age: 64

Committee membership: Acquisitions 
Committee; Finance Committee

Patrick J. Kennedy
Non-executive Director

Appointed to the Board: January 2015

Nationality: Irish

Age: 61

Committee membership: Acquisitions 
Committee; Audit Committee

52  CRH

Skills and experience: Ernst was Chief Executive of Sika AG, a 
manufacturer of speciality chemicals for construction and general industry, 
until 31 December 2011. Prior to joining Sika, he worked for the Schindler 
Group and was Chief Finance Officer between 1997 and 2001. Over the 
course of his career he has gained extensive experience in India, China and 
the Far East generally. Qualifications: LIC.OEC.HSG.

External appointments: Chairman of the Board of Directors of Conzetta 
AG, a broadly diversified Swiss company, member of the board of Bucher 
Industries AG, a mechanical and vehicle engineering company based in 
Switzerland; member of the advisory board of China Renaissance Capital 
Investment Inc., a private equity investment company in Hong Kong, China. 

Skills and experience: Bill is founder and General Partner of Alta 
Communications and Marion Equity Partners LLC, Massachusetts-based 
venture capital firms. He is past Chairman of Cephalon Inc., and past 
President and Chairman of the National Venture Capital Association. He 
was until May 2014, director of the Irish venture capital company Delta 
Partners Limited. Qualifications: BA, MBA.

External appointments: He serves on the boards of several communications, 
cable and information technology companies.

Skills and experience: Utz-Hellmuth was, until May 2011, Chairman of the 
Supervisory Board of Süd-Chemie Aktiengesellschaft. He was also Chief 
Executive of Degussa AG, Germany’s third largest chemical company, until 
May 2006, and a partner in the private equity group One Equity Partners 
Europe GmbH until July 2014.

External appointments: Chairman of the Supervisory board of German rail 
company Deutsche Bahn AG and director of Jungbunzlauer Holding AG. 

Skills and experience: John is past Chairman of Wellstream Holdings plc. 
In a 40 year career, he has served as Executive Vice President of Halliburton 
Company, President of Dresser Enterprises and Chief Operations Officer of 
Brown and Root Services. He is a past director of the UK Atomic Energy 
Authority and Integra Group. Qualifications: M.Sc, BE, C.Eng, FIEE.

External appointments: Non-executive Chairman of Lamprell plc; director 
of Maxwell Drummond International Limited and BiFold Group Limited. 

Skills and experience: Pat was Chairman of the Executive Board of Directors 
of SHV Holdings (SHV), a large family-owned Dutch multinational company 
with a diverse range of operational and investment activities, including the 
production and distribution of energy, the provision of industrial services, 
heavy lifting and transport solutions, cash and carry wholesale and the 
provision of private equity. He retired from SHV mid-2014. During a 32 
year career with SHV, he held various leadership roles across SHV’s diverse 
portfolio of businesses, while living in various parts of the world, and 
was a member of the Executive Board of SHV from 2001, before becoming 
Executive Chairman in 2006. Qualifications: MBS, BComm.

Donald A. McGovern, Jr.
Non-executive Director*

Appointed to the Board: July 2013

Nationality: United States

Age: 63 

Committee membership: Nomination 
& Corporate Governance Committee; 
Remuneration Committee

Heather Ann McSharry
Non-executive Director

Appointed to the Board: February 2012

Nationality: Irish

Age: 53

Committee membership: Audit 
Committee; Finance Committee

Dan O’Connor 
Non-executive Director

Appointed to the Board: June 2006

Nationality: Irish

Age: 55 

Committee membership: Nomination 
& Corporate Governance Committee; 
Remuneration Committee

Henk Rottinghuis
Non-executive Director

Appointed to the Board: February 2014

Nationality: Dutch

Age: 58

Committee membership: Acquisitions 
Committee; Audit Committee

Lucinda Riches
Non-executive Director

Appointed to the Board: March 2015

Nationality: British

Age: 53

Committee membership: Nomination 
& Corporate Governance Committee; 
Remuneration Committee

Skills and experience: Don retired from PricewaterhouseCoopers (PwC) 
in June 2013, following a 39 year career with the firm. During that time 
he was Vice Chairman, Global Assurance at PwC, a position he had held 
since July 2008 and directed the US firm’s services for a number of large 
public company clients. He also held various leadership roles in PwC and 
was, from July 2001 to June 2008, a member of, and past lead director for, 
the Board of Partners and Principals of the US firm as well as a member of 
PwC’s Global Board. Qualifications: CPA, MBA.

External appointments: Director of Neuraltus Pharmaceuticals, Inc. 

* Don McGovern is Senior Independent Director

Skills and experience: Heather Ann is a former Managing Director Ireland 
of Reckitt Benckiser and Boots Healthcare and was previously a non-
executive director of Bank of Ireland plc and IDA Ireland.  
Qualifications: BComm, MBS.

External appointments: Non-executive director of Greencore Group plc and 
Jazz Pharmaceuticals plc; Chairman of the Bank of Ireland Pension Fund 
Trustees Board; director of Ergonomics Solutions International and the 
Institute of Directors.

Skills and experience: Dan is a former President and Chief Executive Officer 
of GE Consumer Finance - Europe and a former Senior Vice-President of GE. 
He was Executive Chairman of Allied Irish Banks, p.l.c. until October 2010. 
Qualifications: BComm, FCA.

External appointments: Director of Glanbia plc, an Irish food company and 
International Personal Finance plc, a consumer lending business.

Skills and experience: Henk has a background in distribution, wholesale 
and logistics. He was until 2010, Chief Executive Officer at Pon Holdings 
B.V., a large, privately held international company which is focussed on the 
supply and distribution of passenger cars and trucks, and equipment for the 
construction and marine sectors. He was also a member of the Supervisory 
Board of the Royal Bank of Scotland N.V. and the retail group Detailresult 
Groep. Qualifications: Masters degree in Dutch Law.

External appointments: Chairman of the Supervisory Board of Stork 
Technical Services and member of the Supervisory Board of the retail group 
Blokker Holding B.V. 

Skills and experience: Lucinda spent the majority of her career in investment 
banking, including 21 years in UBS Investment Bank and its predecessor 
firms where she worked until 2007. She held senior management positions 
in the UK and the US, including Global Head and Chairman of UBS Capital 
Markets Group and Vice Chairman of the Investment Banking Division. 
Qualifications: Masters in Philosophy, Politics and Economics and a Masters in 
Political Science.

External appointments: Non-executive director of UK Financial Investments 
Limited, which manages the UK government’s investments in financial 
institutions. She is also a non-executive director of Diverse Income Trust plc, 
Graphite Enterprise Trust plc, the British Standards Institution and a non-
executive member of the Partnership Board of King & Wood Mallesons LLP. 
She is also a trustee of Sue Ryder.

CRH  53

 
Nicky Hartery 
Chairman

Governance

Contents

Page

Corporate Governance Report

54 Chairman’s Introduction
56 Stock Exchange Listings and  
Corporate Governance Codes

56 Board of Directors

56

56

56

57

57

57

58

58

58

58

58

58

59

59

60

60

61

66

68

68

68

69

69

69

70

70

70

Responsibilities

Roles of Chairman and Chief Executive

Membership

Succession and diversity

Independence 

Chairman

Senior Independent Director

Company Secretary
Terms of appointment of non-executive 
Directors
Induction, training and development
Performance appraisal and Board 
evaluation
Directors’ retirement and re-election

Board meetings

Board agendas
“Fair, Balanced and Understandable” 
process
Securities dealing policies and codes

Audit Committee
Nomination & Corporate Governance 
Committee
Remuneration Committee

Acquisitions Committee

Attendance at Board/Committee meetings

Finance Committee

Risk Management and Internal Control

Compliance & Ethics
Sustainability and Corporate Social 
Responsibility
Substantial Holdings

Communications with Shareholders

71 General Meetings

71 Memorandum and Articles of Association

71 Going Concern

71

72

73

75

90

96

Documents and presentations available  
on CRH website

Directors’ Remuneration Report

Statement from Committee Chairman

Annual Statement on Remuneration

Directors’ Remuneration Policy Summary

Directors’ Report

CRH plc has a secondary listing on the Irish Stock 
Exchange. For this reason, CRH plc is not subject to the 
same ongoing listing requirements as would apply to an 
Irish company with a primary listing on the Irish Stock 
Exchange. For further information, shareholders should 
consult their own financial adviser. Further details on the 
Group’s listing arrangements, including its premium listing 
on the London Stock Exchange, are set out on page 56.

54  CRH

Corporate Governance Report

Chairman’s Introduction

The following report outlines our 
approach to corporate governance and 
how we implement the 2012  
UK Corporate Governance Code (the  
2012 Code). 

The reports from the Chairmen of  
Audit, Nomination & Corporate 
Governance and Remuneration 
Committees on pages 61, 66 and 73 
respectively highlight the key areas of 
focus for, and the background to the 
principal decisions taken by, those 
Committees. 

In relation to 2014, we complied in full 
with the provisions of the 2012 Code. 
We also have procedures in place for 
compliance with our obligations under 
the applicable rules and regulations 
issued by the United States Securities 
and Exchange Commission. 

Board Renewal and Re-election
We have recently appointed two new 
non-executive Directors to the Board. Pat 
Kennedy, former Chief Executive of SHV 
Holdings, a large family owned Dutch 
multi-national company with a range of 
operational and investment activities, 
was appointed in January 2015. Lucinda 
Riches, who spent the majority of her 
career in investment banking, including 
21 years in UBS Investment Bank and 
its predecessor firms where she worked 
in senior management positions in the 
UK and the US, will join the Board 
with effect from 1 March 2015. Their 
biographies, along with those of the 
other Board members are set out on 
pages 51 to 53. The Group’s approach 
to Board renewal and succession 
planning is set out on page 57 and in the 
Nomination & Corporate Governance 
Committee section. 

Report, taken as a whole, is “Fair, 
Balanced and Understandable”. The 
Board has put in place a robust process 
to ensure this concept is taken into 
account throughout the drafting and 
review stages. This process is outlined 
on page 60.

Conclusion
As a Board, we are committed to a 
process of continued improvement 
in our collective effectiveness. In this 
regard, I look forward to the feedback 
from our upcoming external evaluation 
process.

Nicky Hartery 
Chairman

February 2015

Last year, I reported that the Board 
had set itself the goal of increasing the 
number of female Directors to circa 
25% of the Board by the end of 2015. 
In this regard, I am pleased to report 
that, following the 2015 Annual General 
Meeting, to be held in early May, one 
quarter of the Board will be female. 

In relation to each of the Directors 
putting themselves forward for re-
election at the 2015 Annual General 
Meeting, I have conducted a formal 
evaluation of the performance of each 
Director, which included training 
needs where appropriate. I can confirm 
that each of the Directors continues to 
perform effectively and to demonstrate 
strong commitment to the role. 

As referred to in my introduction to the 
Annual Report on page 3, John Kennedy 
and Dan O’Connor, after many years’ 
service to CRH, will retire from the 
Board following the conclusion of the 
2015 Annual General Meeting.

Board Effectiveness and Training
During the course of 2015, an 
external consultant will be engaged to 
facilitate the external evaluation of the 
effectiveness of the Board. The external 
evaluation will supplement our existing 
internal evaluation processes, details 
of which are set out on page 58. The 
last externally facilitated evaluation 
was carried out in 2012. Also this year, 
together with Don McGovern who took 
over as Senior Independent Director in 
January 2015, I will be reviewing the 
training arrangements we have in place 
for Directors with a view to partnering 
with an external firm to provide a range 
of programmes which Directors can avail 
of on an ongoing basis.

Talent Management / Succession Planning
Throughout its history, CRH’s approach 
to recruiting, developing and retaining 
talented executives has resulted in 
a long standing tradition of making 
internal appointments for critical senior 
roles and is an important component 
in the achievement of the Group’s 
strategic priorities. Nevertheless, the 
Board recognises that CRH’s evolving 
organisation structure and the expansion 
of the Group’s geographic footprint over 
time will bring additional challenges. In 
this regard, we will be working with the 
Chief Executive and the Group Human 
Resources and Talent Development 
Director to take a fresh look at our 
processes in 2015 and the coming 
years to ensure we have a pipeline of 
executives at all levels to match our 
needs. 

Shareholder Engagement and Reporting
This year the Senior Independent 
Director and I will again hold meetings 
with large shareholders prior to the 
Annual General Meeting to discuss 
any areas of concern in relation to 
the agenda for that meeting or other 
topical governance-related matters. 
We appreciate the level of interest and 
engagement in this process, which 
provides us with an insight into 
the views of shareholders on CRH’s 
governance structures and in relation 
to recent or upcoming developments in 
this area. I am always available to meet 
with shareholders outside of this process 
should the need arise. 

As was the case last year, in accordance 
with the 2012 Code, the Directors’ 
Report contains confirmation that the 
Directors believe that the 2014 Annual 

CRH  55

 
Corporate Governance Report | continued

Stock Exchange Listings and Corporate 
Governance Codes

CRH, which is incorporated in Ireland and 
subject to Irish company law, has a premium 
listing on the London Stock Exchange, a 
secondary listing on the Irish Stock Exchange 
and its American Depositary Shares are listed 
on the New York Stock Exchange.

This Report describes CRH’s governance 
principles and practice and the Group’s risk 
management and internal control systems. 
The Report also sets out how CRH applies the 
main and supporting principles of the 2012 
UK Corporate Governance Code (the 2012 
Code). 

A copy of the 2012 Code can be obtained from 
the Financial Reporting Council’s website, 
www.frc.org.uk.

Board of Directors

What are the responsibilities  
of the Board?

The Board is responsible for the leadership, 
oversight, control, development and 
long-term success of the Group. It is also 
responsible for instilling the appropriate 
culture, values and behaviour throughout 
the organisation.

There is a formal schedule of matters reserved 
to the Board for consideration and decision. 
This includes the matters set out in table 1.

of the Group’s risk management and internal 
control systems has been delegated to the 
Audit Committee*, the Board retains ultimate 
responsibility for determining the Group’s 
“risk tolerance” and annually considers 
a report in relation to the monitoring, 
controlling and reporting of identified risks 
and uncertainties. In addition, the Board 
receives regular reports from the Chairman 
of the Audit Committee in relation to the 
work of that Committee in the area of risk 
management.

Individual Directors may seek independent 
professional advice, at the expense of the 
Company, in the furtherance of their duties as 
a Director.

The Group has a Directors’ and Officers’ 
Liability insurance policy in place.

How do the roles of the Chairman  
and Chief Executive differ?

It has been CRH’s practice since the 
formation of the Group in the 1970s that the 
roles of Chairman and Chief Executive are 
not combined.

The Board has delegated responsibility for the 
management of the Group, through the Chief 
Executive, to executive management. There 
is a clear division of responsibilities between 
the roles of the Chairman and the Chief 
Executive, which is set out in writing and has 
been approved by the Board. A summary of 
the respective roles is set out in table 2.

Table 1

What is the membership structure  
of the Board?

size of the Board is sufficiently large to enable 
its Committees to operate without undue 
reliance on individual non-executive 
Directors, while being dynamic and 
responsive to the needs of the Group. The 
spread of nationalities of the Directors reflects 
the geographical reach of the Group and we 
consider that the Board as a whole has the 
appropriate blend of skills, knowledge and 
experience, from a wide range of industries, 
regions and backgrounds, necessary to lead 
the Group. 

None of the executive Directors is a non-
executive director of another listed company.

The current membership structure of the 
Board is set out in table 3.

Chairman is responsible for

Table 2

The efficient and effective working of  
the Board

Ensuring that Board agendas cover the 
key strategic issues confronting the Group, 
that the Board reviews and approves 
management’s plans for the Group and that 
the Directors receive accurate, timely, clear 
and relevant information

Making certain that the Board applies 
sufficient challenge to management 
proposals and examines and reviews 
management performance in meeting 
agreed objectives and targets

Overseeing the search for new Board 
members

Matters Reserved  
to the Board 

Appointment of Directors

Strategic plans for the Group

Annual budget

Major acquisitions and disposals

Significant capital expenditure 

Approval of the Annual Report

Approval of the Interim Results

Issuance of guarantees

The Group’s strategy, which is regularly 
reviewed by the Board, and its business 
model are summarised in the Strategic Report 
on pages 7 to 15.

The Board has delegated some of its 
responsibilities to Committees of the Board. 
The work of each Committee is set out 
on pages 61 to 69 of this Report. While 
responsibility for monitoring the effectiveness 

It is CRH’s practice that a majority of the 
Board comprises non-executive Directors.

Chief Executive is responsible for

At present, there are three executive and 
ten** non-executive Directors. Biographical 
details are set out on pages 51 to 53. Non-
executive Directors are expected to challenge 
management proposals constructively and to 
examine and review management 
performance in meeting agreed objectives and 
targets. In addition, they are expected to draw 
on their experience and knowledge in respect 
of any challenges facing the Group and in 
relation to the development of proposals on 
strategy.

We consider the current size and composition 
of the Board to be within a range which is 
appropriate. We also believe that the current 

Full day-to-day operational and 
profit performance of the Group and 
accountability to the Board for all authority 
delegated to executive management

Executing strategy agreed with the Board 
and reporting regularly on the progress and 
performance of the Group 

Co-ordinating and overseeing the profitable 
growth of the Group’s diverse portfolio of 
international businesses

Maximising the contribution of senior 
management to business planning, 
operational control and profit performance

* 
In accordance with Regulation 91(6)(b) of the European Communities (Statutory Audits) (Directive 2006/43) Regulations 2010.
**  Will increase to 11 with effect from 1 March 2015 and reduce to 9 following the conclusion of the 2015 Annual General Meeting.

56  CRH

Corporate Governance Report | continued

Membership of the CRH Board

Table 3

Independence 
(determined by CRH Board annually)

Tenure of non-executive Directors 
(excluding Chairman)

23%

77%

Independent

Non-independent

34%

33%

33%

0-3 years

3-6 years

6-9 years

Gender Diversity

Geographical Spread (by residency)

15%*

85%

Female

Male

*25% following 2015 Annual General Meeting

8%

23%

38%

31%

Ireland

Mainland Europe

UK

US

How does the Board plan for 
succession and what is its policy on 
diversity?

The Board plans for its own succession with 
the assistance of the Nomination & 
Corporate Governance Committee.

For non-executive appointments, 
independent consultants are normally 
engaged to search for suitable candidates. 
The process to identify, evaluate and appoint 
a non-executive Director with the suitable 
experience, skills and time commitment 
takes into account both the needs of CRH 
and the tenure and skills of existing Board 
members. As a result, Board renewal and the 
appointment of non-executive Directors is a 
continuous process. The process put in place 

in respect of appointments made since the 
2013 Annual Report was published is set out 
in the Chairman’s introduction to the 
Nomination & Corporate Governance 
Committee’s Report on page 66.

External consultants are engaged for 
executive Director recruitment if, and when, 
required. In the case of the Chief Executive 
role, the Board appoints a succession 
committee of long standing non-executive 
Directors, when required. The incumbent 
Chief Executive generally acts as advisor to 
that committee. 

We are committed to ensuring that the Board 
is sufficiently diverse and appropriately 
balanced. In its work in the area of Board 
renewal, the Nomination & Corporate 
Governance Committee looks at the 
following four criteria when considering 
non-executive Director candidates: 

 – international business experience, 

particularly in the regions in which the 
Group operates or into which it intends to 
expand; 

 – skills, knowledge and expertise in areas 
relevant to the operation of the Board; 

 – diversity, including nationality and gender; 

and

 – the need for an appropriately sized Board. 

During the ongoing process of Board 
renewal, each, or a combination, of these 
factors can take priority. 

In 2014, the Board set itself the goal of 
increasing the number of female Board 
members to circa 25% by the end of 2015. 
Following the 2015 Annual General Meeting, 
this objective will have been achieved.

What criteria are used to determine 
the independence of non-executive 
Directors?

The Board considers the principles relating 
to independence contained in the 2012 Code, 
together with the guidance provided by a 
number of shareholder voting agencies, and 
takes into account a Director’s character, 
objectivity and integrity.

The independence of non-executive Board 
members is considered annually. The Board 
is assisted in this by the annual review 
carried out by the Senior Independent 
Director which addresses the independence 
of the individual members of the Board, and 
by the work of the Nomination & Corporate 
Governance Committee, which annually 
reviews each Board member’s directorships, 
and considers any relevant business 
relationships between Board members. We 
have concluded that all of the non-executive 
Directors bring independent judgement to 
bear on issues of strategy, performance, 
resources, key appointments and standards, 
and have determined that each of the 
non-executive Directors is independent. 

When was the Chairman appointed  
and does he have  
non-CRH commitments?

While the Chairman holds other 
directorships (see details on page 51), the 
Board considers that these do not interfere 
with the discharge of his duties to CRH. 

Nicky Hartery was appointed Chairman of the 
Group in 2012. On his appointment as 
Chairman, he met the independence criteria 
set out in the 2012 Code. During 2014, Nicky 

CRH  57

 
Corporate Governance Report | continued

joined the Board of a Canadian listed 
company. The Board has satisfied itself that 
this would not impact on his role as CRH 
Chairman. 

In February 2015, the Board considered the 
outcome of the annual review, carried out by 
the Senior Independent Director, of the 
performance of the Chairman, whose initial 
term of office is due to expire at the 
conclusion of the Annual General Meeting in 
May 2015. The Board, chaired by the Senior 
Independent Director for this purpose, 
resolved that Mr. Hartery’s term in office be 
extended for a further three years.

Who is the Senior Independent 
Director?

The Senior Independent Director is available 
to shareholders who have concerns that 
cannot be addressed through the Chairman, 
Chief Executive or Finance Director.

Don McGovern was appointed as Senior 
Independent Director in January 2015.

Who is the Company Secretary?

All Directors have access to the advice and 
services of the Company Secretary, who is 
responsible to the Board for ensuring that 
Board procedures are complied with.

Neil Colgan was appointed Company 
Secretary in June 2009. The appointment and 
removal of the Company Secretary is a matter 
for the Board.

For what period are non-executive 
Directors appointed?

Non-executive Directors are typically 
expected to serve two three-year terms, 
although they may be invited by the Board  
to serve for further periods.

How are the induction, training  
and development needs of  
Directors catered for?

The Chairman agrees a tailored and 
comprehensive induction programme with 
each new Director.

New Directors are provided with extensive 
briefing materials on the Group and its 
operations, the procedures relating to the 
Board and its Committees and their duties 
and responsibilities as Directors under 
legislation and regulations that apply to the 
Company. 

A typical induction programme, which 
generally takes place over the first year of a 
Director’s appointment, would cover the 
topics set out in table 4.

Sessions are held periodically with the 
Chairman at which progress is reviewed and 
feedback is sought. 

For newly-appointed members of the Audit 
Committee, additional training arrangements 
include the topics set out in table 5.

Members of the Audit Committee 
receive periodic updates on accounting 
developments.

Directors can also avail of opportunities to 
hear the views of, and meet with, the Group’s 
shareholders. Directors regularly receive 
copies of research and analysis conducted on 
CRH and the building materials sector. The 
Board receives regular updates from the 
external auditors in relation to regulatory and 
accounting developments. Updates in relation 
to other relevant matters, for example, 
changes in company law, are provided from 
time to time.

What processes are in place for 
appraising the performance of 
Directors and for evaluating the 
effectiveness of the Board and its 
Committees?

The standard terms of the letter of 
appointment for non-executive Directors, 
which states that they are generally expected 
to serve two terms of three years, are available 
for inspection at the Company’s registered 
office and at the Annual General Meeting. A 
non-executive Director’s term of office is 
subject to his/her annual re-election by 
shareholders and the letter of appointment 
does not provide for any compensation for 
loss of office.

An annual review of individual Directors’ 
performance is conducted by the Chairman 
and each Director is provided with feedback 
gathered from other members of the Board.

The performance of individual Directors is 
assessed against a number of measures, 
including the ability of the Director to 
contribute to the development of strategy, to 
understand the major risks affecting the 
Group, to contribute to the cohesion of the  

58  CRH

Board, to commit the time required to fulfil 
the role and to listen to and respect the views 
of other Directors and the management team. 
As part of that review process the Chairman 
discusses with each individual their training 
and development needs and, where 
appropriate, agrees suitable arrangements to 
be put in place to address those needs.

The Senior Independent Director conducts an 
annual review of Board Effectiveness and the 
balance of skills, experience, independence 
and knowledge of the Company on the Board, 
the operation and performance of the 
Chairman, the Board and its Committees and 
the effectiveness of Board communications. 
This is achieved through discussion in one-to-
one sessions with each Director, aided by the 
completion by each Director of a 
questionnaire in advance. The meetings, 
which cover specific topics and allow for 
free-ranging discussion, provide a forum for 
an open and frank discourse. The Senior 
Independent Director circulates a written 
report to the Board, which summarises the 
outcome of the review and sets out any 
recommendations from Board members in 
relation to areas where improvements can be 
made. Consideration of the Senior 
Independent Director’s report is a formal 
agenda item at a scheduled Board meeting. 

When was the last external Board 
evaluation completed and  
what was the outcome?

The 2012 evaluation was facilitated by  
ICSA Board Evaluation, which has  
an extensive record in facilitating 
evaluations in large listed companies  
both in Ireland and the UK.

An externally facilitated Board evaluation 
was carried out by an independent third 
party, ICSA Board Evaluation in 2012, the 
outcome of which was very positive. The 
recommendations were reported in the 2012 
Corporate Governance Report, a copy of 
which is available on the CRH website. The 
next external evaluation will be conducted  
during 2015.

What are the requirements  
regarding the retirement and  
re-election of Directors?

All Directors retire at each Annual General 
Meeting and, unless they are stepping down 
from the Board, submit themselves to 
shareholders for re-election.

 
Corporate Governance Report | continued

Induction Programme

Board Members

Topic

Group strategy and finance:

 – Group strategy, the current challenges facing the Group and 

the trading backdrop 

 – Financial reporting, trading results, acquisition models, 

funding sources/debt maturity, group treasury and credit 
rating metrics

Divisional strategy and structure:

 – Divisional strategy and organisational structure

 – Development priorities 

 – IT strategy

Senior management team:

 – Succession planning

 – Leadership development programmes

 – Remuneration trends

Directors’ legal duties and responsibilities:

 – Legal duties and responsibilities

 – Management of inside information

 – Dealings in CRH securities

 – Listing rule requirements

Compliance & ethics, health & safety, risk management, 
investor relations and remuneration:

 – Compliance & ethics policies and the structures in place to 

ensure ongoing compliance 

 – Health & safety programme, including the fatality elimination 
programme, and the Group’s Corporate Social Responsibility 
policies 

 – Investor Relations programme and the views of the Group’s 

major investors

 – Enterprise Risk Management, insurance arrangements and 

captive insurance programme 

Audit Committee

Topic

External Audit

 – Audit planning 

 – Auditors’ responsibilities

Internal Audit

 – Strategy and workplan 

 – IT audit

Table 4

Sessions with

Chief Executive, Finance 
Director, senior finance and 
treasury management

Re-appointment of Directors retiring at 
Annual General Meetings is not automatic. 
Directors who are seeking re-election are 
subject to a satisfactory performance 
appraisal. All Directors are subject to the 
Memorandum and Articles of Association of 
the Company (a summary of provisions in the 
Memorandum and Articles of Association 
relating to the Directors is set out on page 71).

How often does the Board meet?

Chief Executive, Heads of 
Divisions and senior 
operational management

Chief Executive and Group  
Human Resources and  
Talent Development Director

Finance Director, Company 
Secretary and the Group’s 
legal advisers

Finance Director, executives 
responsible for the relevant 
area, the Group’s 
stockbrokers and the 
Remuneration Committee’s 
remuneration advisors 

Table 5

Sessions with

Finance Director, senior 
finance management,  
Head of Internal Audit and 
external auditors

Details of the number of Board and 
Committee meetings during 2014, and of 
Directors’ attendance at those meetings, is 
set out in table 11 on page 68.

There were eight full meetings of the Board 
during 2014. 

Each year, additional meetings, to consider 
specific matters, are held if and when 
required. Prior to their appointment, potential 
non-executive Directors are made aware of 
the calendar of meetings and are asked to 
confirm that they are able to allocate sufficient 
time to meet the expectations of their role. 
The agreement of the Chairman is required 
before a Director accepts additional 
commitments that might impact adversely on 
the time he or she is able to devote to CRH.

The Board typically makes two visits each 
year to Board operations; one in Europe and 
one in North America. Each visit lasts 
between three and five days and incorporates 
a scheduled Board meeting. In 2014, these 
visits were to Amsterdam in the Netherlands 
and Los Angeles in the United States.

How are Board  
agendas determined?

The Chairman sets the agenda for each 
meeting in consultation with the Chief 
Executive and Company Secretary.

In setting the agendas, the Chairman ensures 
that sufficient time is allocated to strategy 
setting and review, performance monitoring, 
portfolio management, including acquisitions 
and divestments, succession planning and 
talent management. Board agendas typically 
cover items set out in table 6 on page 60.

The non-executive Directors regularly meet 
before or after each Board meeting without 
executives being present.

The papers for meetings are generally 
circulated electronically in the week prior to 
the meeting. 

CRH  59

 
 
Corporate Governance Report | continued

Typical Board Agenda Items 

Table 6

Recurring items on each agenda:

 – Minutes

 – Board matters (including Board 

Committee updates)

 – Trading results

 – Acquisitions/Disposals/Capital  

Expenditure Projects

Periodic agenda items during the year:

 –  Group strategy and Divisional strategy 

updates

 – Group budget

 – Full-year/interim financial results and 

reports

 – Investor interaction and feedback

 –  Performance review of acquisitions 
against the original Board proposal 
following three years of Group ownership

 –  Funding proposals

 –  Human resources and succession 

planning

 –  Risk management and internal controls

 –  Compliance & Ethics

 –  Health & Safety review, with a particular 
focus on the Group’s fatality elimination 
programme

 –  Environmental review

provide guidance regarding developments. In 
the case of the Annual Report, to facilitate 
each Director’s individual review, the draft 
document is circulated to Board members 
circa two weeks prior to the finalisation of the 
report.

Are the Directors subject to  
securities dealing policies  
or codes?

Directors are required to obtain clearance 
from the Chairman and Chief Executive 
before dealing in CRH securities.

Details of the CRH shares held by Directors 
are set out on page 85. CRH has a policy on 
dealings in securities that applies to all 
Directors and senior management. Directors 
and senior management are prohibited from 
dealing in CRH securities during designated 
prohibited periods and at any time at which 
the individual is in possession of inside 
information (as defined in the Market Abuse 
(Directive 2003/6/EC) Regulations 2005). The 
policy adopts the terms of the Model Code, as 
set out in the Listing Rules published by the 
UK Listing Authority subject to amendments 
in relation to Irish company law and taxation 
references.

What are the Committees of  
the Board?

How does the Board ensure its  
reports are “Fair, Balanced and 
Understandable”? 

The Board has established five permanent 
Committees to assist in the execution of its 
responsibilities.

The Board collectively determines whether 
or not it is appropriate to include in the 
Annual Report a statement that the Board 
considers the document, taken as a whole, 
to be “Fair, Balanced and Understandable”.

The Group’s Financial Reporting and 
Disclosure Group (“FRADG”) reviews draft 
disclosures such as the annual and interim 
reports, and meets with the Finance Director 
to discuss proposed disclosures, in the 
context of whether draft reports fulfil the 
criteria of being fair, balanced and 
understandable. The conclusions of the 
FRADG are reported to the Board. To ensure 
the Group’s disclosures are in line with 
evolving best practice in this area, the 
FRADG, which is made up of executives with 
responsibilities across a range of functions, 
regularly receives feedback from external 
experts who review published documents and 

60  CRH

The current permanent Committees of the 
Board are the Acquisitions Committee, the 
Audit Committee, the Finance Committee, the 
Nomination & Corporate Governance 
Committee and the Remuneration Committee. 
In addition, ad-hoc Committees are formed 
from time to time to deal with specific 
matters. Each of the permanent Committees 
has terms of reference, under which authority 
is delegated to them by the Board. The 
Chairman of each Committee reports to the 
Board on its deliberations and minutes of all 
Committee meetings are circulated to all 
Directors.

The current membership of each Committee 
and each member’s length of service is set out 
in the relevant sections in the remainder of 
this report. Attendance at meetings held in 
2014 is set out in table 11 on page 68.

Chairmen of the Committees attend the 
Annual General Meeting and are available to 
answer questions from shareholders.

Ernst Bärtschi 
Chairman of Audit Committee
Audit Committee Financial Expert

The Audit Committee currently consists of four
non-executive Directors considered by the Board 
to be independent. The biographical details of 
each member are set out on pages 51 to 53. 
Together the members of the Committee bring a 
broad range of experience and expertise from a 
wide range of industries which is vital in supporting 
effective governance.

The primary responsibilities of the Committee  
are to:

 – monitor the financial reporting process, the 

integrity of the financial statements, including 
the Annual and Interim Reports, preliminary 
results announcements, interim management 
statements and any other formal announcement 
relating to the financial performance of the 
Company, and to review significant financial 
reporting issues and judgements exercised in 
the preparation thereof;

 –  monitor the audit of the financial statements;

 –  keep under review the effectiveness of the 

Company’s internal financial controls and the 
internal control and risk management systems 
and review and approve statements to be 
included in the Annual Report regarding internal 
control and risk management;

 –  review the Company’s arrangements for its 

employees to raise concerns, in confidence, 
about possible wrongdoing in financial reporting 
or other matters and review the Company’s 
procedures and systems for detecting fraud and 
preventing bribery;

 –  keep under review the adequacy of the Group’s 

compliance and ethics function;

 –  monitor and review the effectiveness of the 

internal audit function;

 –  review the effectiveness of the audit process and 
the independence and objectivity of the external 
auditors;

 –  develop and monitor the policy on non-audit 

services to be provided by the external auditors;

 –  approve the remuneration and terms of 
engagement of the external auditors; 

 –  make recommendations to the Board in relation 
to the appointment or removal of the external 
auditor;

 – report to the Board on how it has discharged its 

responsibilities.

The responsibilities of the Audit Committee are set 
out in full in its Terms of Reference, which are 
available on the CRH website, www.crh.com.

Audit Committee

Chairman’s overview

On behalf of the Audit Committee, 
I am pleased to introduce the Audit 
Committee Report for the year ended 
31 December 2014. The non-executive 
Directors who were members of the 
Committee during 2014, together with 
their record of attendance at Committee 
meetings, are identified in table 11 
on page 68. A summary of recent and 
upcoming changes to the membership 
of the Audit Committee is set out in 
the Chairman’s overview section of the 
Nomination & Corporate Governance 
Committee Report on page 67. 

Financial Reporting and External Audit
In July 2014, the Committee met 
with Ernst & Young to agree the 2014 
external audit plan. Table 7 on page 63 
outlines the key areas identified as being 
potentially significant and how they 
were addressed by the Committee. 

Impairment Testing / Accounting  
for Divestments
The Committee reviewed management’s 
goodwill impairment testing 
methodology and process, through 
discussion with both management 
and Ernst & Young, and found the 
methodology to be robust and the results 
of the testing process appropriate. 
The Committee also reviewed the 
re-assessment of the carrying value 
of the business units identified for 
divestment in 2013 (in respect of which 
an impairment charge of €683 million 
was recorded in the 2013 Consolidated 
Financial Statements). No goodwill 
impairments or reversal of previous 
impairments were recorded during the 
year (see note 14 on pages 128 to 130 for 
more details). However, a number of the 
business units identified for divestment 
met the ‘held for sale’ criteria contained 
within IFRS 5 Non-current Assets Held 
for Sale and Discontinued Operations at 
31 December 2014 and have been  

CRH  61

 
Corporate Governance Report | continued

Committee has again recommended to 
Board that the continuance in office of 
Ernst & Young should be subject to a 
non-binding advisory vote at the 2015 
Annual General Meeting. 

Further details in relation to the external 
auditors, including information on how 
auditor objectivity and independence are 
maintained and how the effectiveness 
of the external audit is assessed, are 
included on pages 64 and 65. 

Audit Committee Effectiveness and 
Priorities for 2015
During 2014 the Committee, together 
with the Finance Director and Company 
Secretary, carried out a review of 
the operation of the Committee. 
This involved an assessment of 
the Committee’s primary role and 
responsibilities, training arrangements 
for Committee members, the time 
allocated for consideration of key 
issues, the format and content of the 
information provided to the Committee 
and the priorities for 2015 and onwards. 
A number of helpful recommendations 
resulted from the process which 
I believe will further improve the 
efficiency and effectiveness of the 
Committee. 

The key areas of focus for the Committee 
in 2015 will be on internal control, 
external audit planning, IT governance, 
cyber security and risk management.

Ernst Bärtschi 
Audit Committee Chairman

February 2015

re-classified as such in the Consolidated 
Financial Statements (see note 4 on  
page 120 for more details).

Enterprise Risk Management
During 2014 the Committee received and 
considered an update from management 
on progress in respect of the ongoing 
development of the Group’s enterprise 
risk management framework, which 
included detailed reports identifying 
the key risks at Divisional and Group 
level and the related mitigation steps. 
The Committee also considered an 
annual report on the assessment of 
risk management and internal control 
systems. This had regard to all material 
controls, including financial, operational 
and compliance controls that could 
affect the Group’s business. Further 
details in relation to the Group’s risk 
management and internal control 
systems are set out on page 69.

External Auditors
Ernst & Young have been the Group’s 
auditors since 1988. In last year’s 
report, I informed shareholders that 
the Committee had deferred making a 
decision on the timeframe for putting 
the external audit out to tender until 
the finalisation of EU legislation on 
the reform of the audit sector. This 
EU legislation, which includes a 
requirement for mandatory auditor 
rotation and will necessitate, in the 
case of CRH, an audit tender by the 
end of 2020, was enacted in June 
2014. However, taking into account 
the differing requirements of the EU 
legislation and the 2012 Code (the 
current provision in the 2012 Code 
which would require a tender process 
in 2015 remains in place), and the 
organisational change in Europe  
(see page 30), the Committee has 
determined that it is not in the best 
interests of the Group to carry-out a 
tender at this time. The Committee 
will continue to review this position 
on an ongoing basis. In the interim, the 

62  CRH

Corporate Governance Report | continued

Audit Committee Members 
The biographies of the members of the 
Audit Committee are set out on pages 51 
to 53.

The tenure of each Committee member  
is as follows:

E.J. Bärtschi

H.A. McSharry

H. Th. Rottinghuis 

3 years

3 years

0.75 years

Mr. P.J. Kennedy joined the Committee 
with effect from 25 February 2015.

Mr. E.J. Bärtschi has been designated by 
the Board as the Committee’s Financial 
Expert.

The Committee reviewed its Terms 
of Reference in December 2014 and 
determined that no changes were 
required. The Terms of Reference, which 
were last updated in December 2013, are 
available on the CRH website.

Committee meetings
The Committee met ten times during 
2014, with meetings held to coincide 
with key dates in the financial reporting 
and audit cycle. The Finance Director 
and the Head of Internal Audit generally 
attend Committee meetings. The external 
auditors, Ernst & Young, attend the 
majority of meetings and have direct 
access to the Chairman of the Committee. 
The Group Chairman, Chief Executive 
and other senior finance personnel attend 
meetings (or for particular agenda items) 
at the invitation of the Committee. During 
2014, the Committee met with the Head 
of Internal Audit, and separately with 
the external auditors, in the absence 
of management. A typical calendar of 
meetings, which includes a general 
outline of the main agenda items, is set 
out in table 8 on page 64.

In February each year, the Chairman 
of the Committee formally reports to 
the Board on how the Committee has 
discharged its responsibilities in respect 
of the prior financial year.

Internal Audit
The Head of Internal Audit attends the 
majority of the meetings of the Audit 
Committee. The Committee agrees the 
Internal Audit strategy, its charter and the 
annual workplan, which is developed on 
a risk-based approach.  

Areas identified for focus during the 2014 Audit Planning Process

Table 7

Area of Focus

Audit Committee Action

Impairment of 
goodwill

For the purposes of its annual impairment testing process, the Group 
assesses the recoverable amount of each of CRH’s cash-generating 
units (CGUs – see details in note 14 to the Consolidated Financial 
Statements) based on a value-in-use computation. The annual goodwill 
impairment testing was conducted by management and papers 
outlining the methodology and assumptions used in, and the results of, 
that assessment were presented to the Audit Committee. Following its 
deliberations, the Audit Committee was satisfied that the methodology 
used by management (which was consistent with prior years) and the 
results of the assessment, together with the disclosures in note 14, 
were appropriate.

A separate assessment was carried out in 2014 in respect of the 
business units identified in 2013 for divestment as part of the 
Group-wide portfolio review initiated in November of that year. A total 
impairment charge of €683 million (of which €315 million related to 
goodwill) was recorded in the 2013 Consolidated Financial Statements. 
The valuation of each business unit (based on the estimated fair value 
less costs of disposal) at year-end 2013 was reassessed in 2014 on a 
standalone CGU basis. The revised valuations were then compared 
with the carrying value of each business. The Audit Committee 
reviewed and considered the methodology used by management in the 
reassessment process and was satisfied that it was appropriate. 

Impairment of 
property, plant  
and equipment  
and financial 
assets

In addition to the goodwill impairment testing process discussed 
above, the Group also annually assesses the need for impairment of 
other non-current assets (property, plant and equipment and financial 
assets) as and when indicators of impairment exist. The Audit 
Committee considered the methodology used by management in that 
process and was satisfied that it was appropriate. 

Divestments 
– appropriate 
application of  
IFRS 5 Non-current 
Assets Held for 
Sale and 
Discontinued 
Operations

In 2013, the Group announced that it had identified a number of 
business units for divestment globally. None of these businesses met 
the ‘held for sale’ criteria at 31 December 2013. However, the status of 
the businesses identified for divestment evolved during 2014 and those 
businesses which met the ‘held for sale’ criteria at 31 December 2014 
have been reclassified as such in the Consolidated Financial 
Statements (see note 4 to the Consolidated Financial Statements for 
more details). Following detailed discussions with management and 
Ernst & Young, the Audit Committee was satisfied that the treatment in 
2014 was appropriate. 

Contract revenue 
recognition

IAS 11 Construction Contracts requires revenue and expenses to be 
recognised on uncompleted contracts, with the underlying principle 
that, once the outcome of a long-term construction contract can be 
reliably estimated, revenue and expenses associated with that contract 
should be recognised by reference to the stage of completion of the 
contract activity at the balance sheet date. If it is anticipated that the 
contract will be loss-making, the expected loss must be recognised 
immediately. Following discussions with management and Ernst & 
Young, the Audit Committee was satisfied that contract revenue 
recognition was not a material issue for the Group in 2014 as the 
majority of contracts were completed within the financial year.

CRH  63

 
Corporate Governance Report | continued

Typical Audit Committee Calendar

Meeting

Activity

Table 8

Attendees by invitation
(in addition to the Finance 
Director and the Head of 
Internal Audit)

February 

 – Consideration of the financial statements (including 
the report from the external auditors on Integrated 
Audit Results and Communications)

Chief Executive and 
executives responsible  
for the relevant areas

 – Approval of external audit fee

 – Annual review of external auditor independence

 – Annual assessment of risk management and internal 

control systems 

 – Approval of Internal Audit workplan 

 – Review of reports on the operation of the CRH Code 
of Business Conduct, the Competition/Anti-trust 
Compliance Code and the arrangements in place to 
enable employees to raise concerns, in confidence, in 
relation to possible wrongdoing in financial reporting 
or other matters

 – Enterprise Risk Management Review

March

 – Review of Annual Report on Form 20-F

Senior finance personnel

May

 –  Review of interim management statement*

June

 – Meeting with Finance Director, Europe

 – Cyber Security Update

July

 – Preliminary consideration of interim results

 – Approval of the external audit plan 

 – Updates on accounting & auditing developments

 – Update on Internal Audit work/activities 

 – Annual review of Committee effectiveness

 – Enterprise Risk Management Review

August

 – Review of interim results announcement 

September

 – Meeting with the Chief Financial Officer for the 

Americas 

 – Preliminary review of goodwill impairment and 

sensitivity analysis

 – Cyber Security Update

October

 – Enterprise Risk Management Review

 – Preliminary review of interim management statement

 – Pensions Update

November

 – Review of interim management statement*

Group Chairman and  
Chief Executive

Senior Europe finance 
personnel

Chief Executive and 
executives responsible  
for the relevant areas

Group Chairman and  
Chief Executive

Senior Americas  
finance personnel

Executives responsible  
for the relevant areas

Group Chairman and 
Chief Executive

December

 –  Review of outcome of goodwill impairment and 

Senior finance personnel

sensitivity analysis 

 – Update on Internal Audit work/activities 

 – Enterprise Risk Management Review

 – Approval of non-audit fees provided by external 

auditors 

 – Review of the Committee’s performance and Terms of 

Reference

*  A Committee of the Group Chairman, Audit Committee Chairman, Chief Executive and Finance Director  
are authorised from time to time to review and approve the release of interim management statements.

64  CRH

The Head of Internal Audit reports to 
the Audit Committee on the findings 
of internal audit reviews and related 
follow-ups and the outcome of control 
testing in connection with Section 404 
of the Sarbanes-Oxley Act 2002.

In recent years, there has been a 
significant increase in the resources 
allocated to IT Audit. The Committee 
meets regularly with the senior IT Audit 
Manager to discuss IT Audit strategy, 
the key areas of focus and agrees the 
annual IT Audit workplan. 

Assessments of the Internal Audit 
function have been carried out 
periodically by management and 
validated by an independent third 
party assessor. An external assessment, 
which principally involved a series 
of interviews with key stakeholders 
throughout the organisation, including 
the members of the Audit Committee, 
was commenced in December 2014. 
The results of that assessment will be 
presented to the Audit Committee for 
consideration in the first half of 2015. 

Risk management and internal controls
The Board has delegated responsibility 
for monitoring the effectiveness of the 
Group’s risk management and internal 
control systems to the Audit Committee. 
Further details in relation to the 
Committee’s work in this area are set out 
in the section on Risk Management and 
Internal Controls on page 69.

External Auditors
There are no contractual obligations 
which act to restrict the Committee’s 
choice of external auditor. The 
Committee periodically considers the 
risk of withdrawal by Ernst & Young 
from the market and the potential 
impact on the Group, were that 
eventuality to materialise.

The Audit Committee has put in 
place safeguards to ensure that the 
independence of the audit is not 
compromised. Such safeguards include: 

 – seeking confirmation from the 

external auditors that they are, in their 
professional judgement, independent 
from the Group; 

 – obtaining from the external auditors an 
account of all relationships between 
the auditors and the Group; 

 – monitoring the Group’s policy 

Corporate Governance Report | continued

Percentage of Audit and Non-audit Fees  
(see note 3 to the Consolidated Financial Statements)

Table 9

2014

2013

2012

89%

85%

81%

11%

15%

19%

0%

10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

Audit services

Non-audit related services

prohibiting the employment of former 
staff of the external auditors, who 
were part of the CRH audit team, in 
senior management positions with the 
Group until two years have elapsed 
since the completion of the audit;

 – monitoring the number of former 

employees of the external auditors 
currently employed in senior positions 
in the Group and assessing whether 
those appointments impair, or appear 
to impair, the external auditors’ 
judgement or independence; 

 – considering whether, taken as a whole, 

the various relationships between 
the Group and the external auditors 
impair, or appear to impair, the 
auditors’ judgement or independence; 

 – reviewing the economic importance 
of the Group to the external auditors 
and assessing whether that importance 
impairs, or appears to impair, the 
external auditors’ judgement or 
independence.

The Group external audit engagement 
partner is replaced every five years and 
other senior audit staff are rotated every 
seven years.

The Group has a policy governing 
the conduct of non-audit work by the 
auditors. The policy, which was updated 
in 2012, is available on the CRH website. 
Under the policy, the external auditors 
are prohibited from performing services 
where they:

 – may be required to audit their own 

work; 

 – participate in activities that 

would normally be undertaken by 
management; 

 – are remunerated through a ‘success 

fee’ structure; and 

 – act in an advocacy role for the Group. 

Other than the above, the Group does 
not impose an automatic ban on the 
external auditors undertaking non-
audit work. The external auditors are 
permitted to provide non-audit services 
that are not, or are not perceived to be, 
in conflict with auditor independence 
or prohibited by Rule 2-01 of SEC 
Regulation S-X, provided they have 
the skill and competence to carry out 
the work and are considered by the 
Committee to be the most appropriate 
party to undertake such work in the best 
interests of the Group. 

The engagement of the external auditors 
to provide any non-audit services must 
be pre-approved by the Audit Committee 
or entered into pursuant to pre-approval 
policies and procedures established by 
the Committee. The pre-approval policy 
specifies the services that are prohibited 
and the services which have general pre-
approval. The Committee has delegated 
to the Finance Director responsibility for 
confirming whether a service, which has 
general pre-approval, can be provided 
by Ernst & Young. In addition, Internal 
Audit reviews the pre-approval process 
to ensure that it is robust in addressing 
the requirements of the Public Company 
Accounting Oversight Board and 
does not impinge on Ernst & Young’s 
independence. The Finance Director 
reports regularly to the Committee on 
services which have been approved.

In 2014, the external auditors provided 
a number of audit-related services, 
including Sarbanes-Oxley Section 404 
attestation, and non-audit services, 
including due diligence services 
associated with proposed acquisitions 
and disposals. Ernst & Young were 
also engaged during 2014 in a number 
of jurisdictions in which the Group 
operates to provide help with local tax 
compliance, advice on taxation laws 

and other related matters; assignments 
which typically involve relatively small 
fees. The Audit Committee is satisfied 
that the external auditors’ knowledge 
of the Group was an important factor in 
choosing them to provide these services. 
The Committee is also satisfied that the 
fees paid to Ernst & Young for non-audit 
work, which amounted to 11% of the 
total fee in 2014, did not compromise 
their independence or integrity. Details 
of the amounts paid to the external 
auditors during the year for audit and 
other services are set out in note 3 to the 
Consolidated Financial Statements on 
page 119.

The Audit Committee’s primary means 
of assessing the effectiveness of the 
external audit process is by monitoring 
performance against the agreed audit 
plan. In addition, each year the 
Committee considers (i) the experience 
and knowledge of the Ernst & Young 
audit team; (ii) the results of post-audit 
interviews with management and the 
Audit Committee Chairman; (iii) the 
transparency reports issued under EU 
regulations by Ernst & Young Ireland; 
and (iv) where applicable, relevant 
reports by regulatory bodies on the 
performance of Ernst & Young. These 
annual procedures are supplemented 
by periodic formal reviews of the 
performance of Ernst & Young, the most 
recent of which took place in late 2014. 
The 2014 review captured the views of 
relevant stakeholders across the Group 
and members of the Committee. The 
preliminary results indicated a high 
level of satisfaction with Ernst & Young 
and the services provided by them 
to CRH. The Audit Committee will 
consider a full report on the findings 
and recommendations arising from the 
review in the first half of 2015. 

CRH  65

 
The Nomination & Corporate Governance 
Committee consists of four non-executive 
Directors. 

The primary responsibilities of the 
Committee are:

 – regularly reviewing the size, 

structure and composition (including 
skills, knowledge, experience and 
diversity) of the Board and making 
recommendations to the Board 
regarding any changes;

 – giving consideration to succession 
planning for Directors and senior 
executives;

 – identifying and recommending 

candidates to fill Board vacancies;

 – in respect of the appointment of a 

chairman, preparing a job specification 
including the time commitment 
expected;

 – keeping under review the leadership 

needs of the organisation;

 – approving the terms of reference for 

external board evaluations;

 – keeping under review corporate 

governance developments with the 
aim of ensuring that CRH’s governance 
policies and practices continue to be in 
line with best practice;

 – ensuring that the principles and 

provisions set out in the 2012 Code 
(and any other governance code that 
applies to the Company) are observed;

 – reviewing the disclosures and 

statements made in the Corporate 
Governance Report to shareholders.

The responsibilities of the Nomination & 
Corporate Governance Committee are  
set out in full in its Terms of Reference, 
which are available on the CRH  
website, www.crh.com.

66  CRH

Nicky Hartery

Chairman of Nomination  
& Corporate Governance 
Committee

Nomination & Corporate 
Governance Committee

Chairman’s overview

Board Renewal 
The Nomination & Corporate Governance 
Committee regularly reviews the Board’s 
skill mix, experience and tenure in 
order that the renewal process is orderly 
and planned. A skills matrix has been 
developed to aid this process and is used 
by the Committee. During 2014, and to 
date in 2015, the Committee identified 
and recommended to the Board that the 
following individuals be appointed as 
non-executive Directors:

 – Pat Kennedy, appointed with effect 

from 1 January 2015; and

 – Lucinda Riches, appointed with effect 

from 1 March 2015.

The search criteria for these appointments 
included candidates with a Chief 
Executive or senior management 
background who had general industry, 
emerging markets and, in the context of 
recent and impending Board retirements, 
finance, investment banking or private 
equity experience. 

Biographies for Pat Kennedy and Lucinda 
Riches are included on pages 52 and 53. 
The Committee worked with Korn/Ferry 
in relation to the appointment of Lucinda. 
Korn/Ferry has no other connection with 
the Company. We did not use the services 
of a recruitment agency in relation to 
the appointment of Pat; he had been 
identified as a candidate for a non-
executive Director a number of years ago. 
At that time he was Executive Chairman 
of SHV Holdings, a large family owned 
multi-national based in the Netherlands. 
We remained in contact with him and 
when he retired from his executive role 
at SHV he met with all of the current 
members of the Nomination & Corporate 
Governance Committee and a number of 
other Board members. He brings to CRH 
wide experience in a range of industries, 
emerging markets and the provision of 
private equity. Lucinda has significant 
experience in equity and capital markets 
both in London and New York. While she 
worked for the majority of her career up 
to 2007 in UBS, the Company’s broker, 
the Committee is satisfied that no issues 
of independence arise. 

Nomination & Corporate 

Governance Committee

Chairman’s overview

Meeting. Don also succeeds Dan as 
Senior Independent Director. A summary 
of recent and upcoming changes to the 
Board’s Committees are set out in  
table 10.

Voting at General Meetings
The Committee reviewed the voting 
outcome at the 2014 Annual General 
Meeting and concluded that there was 
no issue or pattern in voting which was 
unexplained or warranted discussion 
with individual shareholders. 

Nicky Hartery 
Nomination & Corporate Governance 
Committee Chairman

February 2015

Ernst Bärtschi was appointed to the 
Board in 2011 and Heather Ann 
McSharry was appointed in 2012. They 
completed their first three year terms as 
non-executive Directors in November 
2014 and February 2015 respectively. 
Following a performance review, on 
the recommendation of the Committee, 
the Board has asked Ernst and Heather 
Ann to each continue on the Board for a 
further three year term.

Following the appointment of Lucinda 
Riches, female Directors will represent 
25% of the Board after the conclusion of 
the 2015 Annual General Meeting. The 
Nomination & Corporate Governance 
Committee will continue to retain gender 
diversity as a key factor to consider in all 
Board appointments for the foreseeable 
future.

Board Committees / Senior Independent 
Director
On the recommendation of the 
Nomination & Corporate Governance 
Committee, the Board has appointed 
Don McGovern as Chairman of the 
Remuneration Committee, with effect 
from March 2015. Don succeeds Dan 
O’Connor, who will remain on the 
Committee until his retirement at the 
conclusion of the 2015 Annual General 

Summary of Board Committee Changes

Table 10

Acquisitions

Audit

Finance

Nomination  Remuneration

Ernst Bärtschi

John Kennedy

Pat Kennedy

Albert Manifold

Don McGovern

Heather Ann McSharry

Dan O’Connor

Henk Rottinghuis

Lucinda Riches*

-

M

-

-

-

-

M (Ch)

-

-

M

M

-

-

-

-

-

-

-

-

-

-

M

-

-

-

-

 (Ch)

-

M (prev. Ch)

-

 = Appointed to committee; 

 = ceased to be a committee member; (Ch) = committee Chairman;  

- = not applicable or no change; M = continuing member
* Committee appointment will take effect from 1 March 2015

CRH  67

 
Corporate Governance Report | continued

Nomination & Corporate Governance  
Committee Members
The biographies of the members of the 
Nomination & Corporate Governance 
Committee are set out on pages 51 to 53.

The tenure of each Committee member is as 
follows:

W. P. Egan

N. Hartery

D. McGovern

D. O’Connor

7.5 years

10.5 years

0.25 years

2.5 years 

Ms. L. Riches will join the Nomination & 
Corporate Governance Committee with effect 
from her appointment to the Board on 1 March 
2015.

The factors taken into account by the 
Nomination & Corporate Governance 
Committee in considering the composition of 
the Board are set out in the policy for Board 
renewal which is detailed on page 57. 

The Committee reviewed its Terms of Reference 
in December 2014 and determined that no 
changes were required. The Terms of Reference, 
which were last updated in December 2013, are 
available on the CRH website. 

Remuneration Committee

The Directors’ Remuneration Report on 
pages 72 to 95 contains an overview of 
the responsibilities and activities of the 
Remuneration Committee during 2014.

Under its Terms of Reference, the Remuneration 
Committee must be made up of at least three 
members, all of whom must be independent 
non-executive Directors. Members of the 
Committee can serve for up to a maximum of 
three terms of three years. The Group Chairman 
may be a member of the Committee provided 
he was independent on appointment as 
Chairman and the Board continues to consider 
him to be independent. Only members of the 
Committee have the right to attend Committee 
meetings. However, other individuals such 
as the Chairman, if not a member of the 
Committee, the Chief Executive, the Group 
Human Resources and Talent Development 
Director and external advisers may be invited 
to attend for all or part of any meeting as and 
when appropriate. The Chief Executive is fully 
consulted about remuneration proposals.

Remuneration Committee Members
The biographies of the members of the 
Remuneration Committee are set out on pages 
51 to 53.

The tenure of each Committee member is as 
follows:

W. P. Egan

N. Hartery

D. McGovern

D. O’Connor

7.5 years

10.5 years

0.25 years

2.5 years 

Ms. L. Riches will join the Remuneration 
Committee with effect from her appointment to 
the Board on 1 March 2015.

The Committee reviewed its Terms of Reference 
in December 2014 and determined that no 
changes were required. The Terms of Reference, 
which were last updated in December 2013, are 
available on the CRH website. 

Acquisitions Committee

Acquisitions Committee Members
The biographies of the members of the 
Acquisitions Committee are set out on pages 51 
to 53.

The tenure of each Committee member is  
as follows:

N. Hartery

M. Carton

U-H. Felcht

J.W. Kennedy

A. Manifold

2.5 years

4.5 years

3.0 years

0.5 years 

6.0 years

Mr. P. Kennedy and Mr. H. Rottinghuis were 
appointed to the Committee on 25 February 
2015.

The attendance at Acquisitions Committee 
meetings is set out in table 11.

Role and Responsibilities
The Acquisitions Committee has been delegated 
authority by the Board to approve acquisitions 
and disposals and large capital expenditure 
projects up to agreed limits.

Attendance at Board and Board Committee meetings during the year ended 31 December 2014

Table 11

Board

Acquisitions

Audit

Finance

Nomination

Remuneration

No. of Meetings

No. of Meetings

No. of Meetings

No. of Meetings

No. of Meetings

No. of Meetings

Total

Attended

Total

Attended

Total

Attended

Total

Attended

Total

Attended

Total

Attended

E.J. Bärtschi

M. Carton

W.P. Egan

U-H. Felcht

N. Hartery

J.M. de Jong*

J.W. Kennedy

D.A. McGovern, Jr.

H.A. McSharry

A. Manifold

D.N. O’Connor

H. Th. Rottinghuis**

M.S. Towe

8

8

8

8

8

2

8

8

8

8

8

8

8

8

8

7

7

8

2

8

8

8

8

8

8

8

8

8

8

1

2

8

8

8

8

1

2

8

10

10

10

10

5

5

10

10

5

4

*   Retired May 2014 
**  Appointed to Board February 2014

Note: See summary of Board Committee changes in table 10 on page 67.

68  CRH

7

7

7

2

7

7

7

7

2

7

7

7

5

7

7

7

5

7

8

8

7

8

8

8

7

8

Corporate Governance Report | continued

Finance Committee

Finance Committee Members
The biographies of the members of the Finance 
Committee are set out on pages 51 to 53.

The tenure of each Committee member is  
as follows:

N. Hartery

M. Carton

U-H. Felcht

J.W. Kennedy

2.5 years

4.5 years

7.5 years

0.5 years 

Mr. E. J. Bärtschi and Ms. H. A. McSharry were 
appointed to the Committee on 25 February 
2015.

The attendance at Finance Committee meetings 
is set out in table 11.

Role and Responsibilities
The Finance Committee is responsible for:

 – advising the Board on the financial 
requirements of the Group and on 
appropriate funding arrangements;

 – considering and making recommendations 

to the Board in relation to the issue and buy-
back of shares and debt instruments and on 
the Group’s financing arrangements; 

 – considering and making recommendations 

to the Board in relation to dividend levels on 
the Ordinary Shares; 

 – keeping the Board advised of the financial 

implications of Board decisions in relation to 
acquisitions;

 – assisting management, at their request, in 

considering any financial or taxation aspect 
of the Group’s affairs; and 

 – reviewing the Group’s insurance 

arrangements.

Risk Management and Internal Control

The Board has delegated responsibility for the 
monitoring of the effectiveness of the Group’s 
risk management and internal control systems 
to the Audit Committee*. Such systems are 
designed to manage rather than eliminate the 
risk of failure to achieve business objectives 
and, in the case of internal control systems, 
can provide only reasonable and not absolute 
assurance against material misstatement  
or loss.

The Consolidated Financial Statements are 
prepared subject to oversight and control of 
the Finance Director, ensuring correct data 
is captured from Group locations and all 
required information for disclosure in the 
Consolidated Financial Statements is provided. 

An appropriate control framework has been put 
in place around the recording of appropriate 
eliminating journals and other adjustments. 
The Consolidated Financial Statements are 
reviewed by the CRH Financial Reporting and 
Disclosure Group prior to being reviewed by 
the Audit Committee and approved by the 
Board of Directors.

The Directors confirm that the Group’s 
ongoing process for identifying, evaluating and 
managing its principal risks and uncertainties 
(as outlined in the Directors’ Report on pages 
96 to 98) is in accordance with the updated 
Turnbull guidance (Internal Control: Revised 
Guidance for Directors on the Combined Code) 
published in October 2005. The process has 
been in place throughout the accounting period 
and up to the date of approval of the Annual 
Report and financial statements.

Group management has responsibility for 
major strategic development and financing 
decisions. Responsibility for operational issues 
is devolved, subject to limits of authority, 
to product group and operating company 
management. Management at all levels is 
responsible for internal control over the 
business functions that have been delegated. 
This embedding of the system of internal 
control throughout the Group’s operations 
ensures that the organisation is capable of 
responding quickly to evolving business risks, 
and that significant internal control issues, 
should they arise, are reported promptly to 
appropriate levels of management.

During the year, the Board and Audit 
Committee received, on a regular basis, reports 
from management on the key risks to the 
business and the steps being taken to manage 
such risks. They also considered whether 
the significant risks faced by the Group were 
being identified, evaluated and appropriately 
managed, having regard to the balance of 
risk, cost and opportunity. In addition, the 
Audit Committee met with internal auditors 
on a regular basis and satisfied itself as to 
the adequacy of the Group’s internal control 
system; met with the Chairman of the 
Remuneration Committee to ensure that the 
Group’s remuneration policies and structures 
were appropriate and in line with the Group’s 
risk tolerance; and reviewed the principal risks 
and uncertainties outlined in the Directors’ 
Report. The Audit Committee also met with, 
and received reports from, the external auditors. 
The Chairman of the Audit Committee reported 
regularly to the Board on all significant issues 
considered by the Committee and the minutes 
of its meetings were circulated to all Directors.

The Directors confirm that, in addition to the 
monitoring carried out by the Audit Committee 
under its Terms of Reference, they have 
reviewed the effectiveness of the Group’s risk 

management and internal control systems 
up to and including the date of approval of 
the financial statements. This had regard to 
all material controls, including financial, 
operational and compliance controls that could 
affect the Group’s business.

Compliance & Ethics

The Group Compliance & Ethics (C&E) 
programme continues to develop in scope and 
reach. The structure of the C&E organisation 
was realigned in 2014 to serve the new CRH 
Europe organisation. A CRH Europe Head 
of C&E was appointed from the existing 
Compliance pool. Business Unit Compliance 
Coordinators (BUCCs) were also appointed 
for Heavyside East, Heavyside West, Lightside 
and Distribution and a European Compliance 
Officer was appointed to assist the European 
Head of C&E. 

CRH’s Code of Business Conduct (COBC) and 
related policies were updated and approved by 
the Board and the C&E team’s primary focus 
since then has been to ensure all relevant 
employees receive appropriate training. In the 
current training cycle over 32,000 employees 
have participated in COBC training and a 
further 11,000 have also undertaken advanced 
instruction on competition law and anti-
bribery, corruption and fraud.

In addition, our development teams and 
procurement teams have received appropriate 
instruction on both our C&E Mergers, 
Acquisitions and Joint Venture Due Diligence 
Programme and our Ethical Procurement Code. 
Our Supplier Code of Conduct was developed 
to communicate our minimum Corporate Social 
Responsibility requirements to existing and 
new suppliers to the Group and to outline how 
we ensure compliance with these requirements. 
Similar procedures have been developed for 
any engagements with business partners. 
Further guidelines developed during the year 
include a Competition Law Toolbox – which 
gathers into one place various CRH guidelines, 
policies and notes to help the businesses 
comply with Competition Law requirements.

The following existing policies are under 
review;

•  The Competition/Antitrust Compliance Code 
•  The Donations Policy 
•  The Anti-Fraud Policy  

The COBC has scored an “A” rating by New 
York Stock Exchange Governance Services 
and incorporates some welcome new features, 
including learning aids, an ethical-decision 
making guide and a clear focus on the core 
values of the Group: Integrity, Honesty and 
Respect for the law. It was translated and 
distributed during 2014 and related training 
is being migrated to an on-line module. A 
robust communication plan is in place to 

* In accordance with Regulation 91(6)(b) of the European Communities (Statutory Audits) (Directive 2006/43) Regulations 2010.

CRH  69

 
Corporate Governance Report | continued

Substantial Holdings

Table 12

As at 31 December 2014, the Company had received notification of the following interests in its Ordinary share capital:

Name

31 December 2014 

31 December 2013 

31 December 2012

Holding/Voting 
Rights

% at year 
end

Holding/Voting 
Rights

% at year 
end

Holding/Voting 
Rights

% at year 
end

BlackRock, Inc.*

40,681,647

5.49%

43,857,751

5.98%

28,961,677

3.98%

The Capital Group Companies, Inc.

-

-

-

-

35,763,581

4.92%

Harbor International Fund

Legal & General Group Plc

Norges Bank (The Central Bank of Norway)

21,999,275

2.96%

21,999,275

3.00%

21,999,275

3.02%

-

-

-

-

-

-

-

-

22,496,003

3.09%

21,543,277

2.96%

Templeton Global Advisors Limited

21,503,171

2.90%

21,503,171

2.93%

21,503,171

2.96%

UBS AG

26,380,604

3.56%

26,380,604

3.59%

26,380,604

3.63%

*  BlackRock, Inc. has advised that its interests in CRH shares arise by reason of discretionary investment management arrangements entered into by it or its subsidiaries.

complement the training programme. A 
multi-lingual “hotline” facility – “Speak Up” 
is also available to employees as a secure 
channel to report ethical issues that concern 
them or suspected violations of our Codes. 
All hotline reports received are fully reviewed 
and investigated by appropriately qualified 
personnel.

The C&E programme has been integrated 
into our standard Internal Audit procedures 
and forms part of an annual management 
certification process. Its effectiveness is also 
regularly reviewed by the C&E function 
with appropriate oversight from senior 
management and the Audit Committee. The 
collective goal is to ensure the message is 
clearly understood that at CRH “there is never 
a good business reason to do the wrong thing”.

Sustainability and Corporate Social 
Responsibility

Sustainability and Corporate Social 
Responsibility (CSR) concepts are embedded 
in all CRH operations and activities. 
Excellence in the areas of health & safety, 
environment & climate change, governance 
and people & community is a daily priority of 
line management. The Group’s policies and 
implementation systems are summarised on 
pages 17 to 21 and are described in detail in 
the annual Sustainability Report, which is 
typically published mid-year in respect of the 
previous calendar year, and is available on 
the Group’s website. During 2014, CRH was 
again recognised by several leading socially 
responsible investment (SRI) agencies as 
being among the leaders in its sector in these 
important areas.

70  CRH

Substantial Holdings

The Company is not owned or controlled 
directly or indirectly by any government or 
by any corporation or by any other natural or 
legal person severally or jointly. The major 
shareholders do not have any special voting 
rights. Details of the substantial holdings 
as at 31 December 2014 are provided in 
table 12. Between 31 December 2014 and 25 
February 2015, the Company has been advised 
that Harbor International Fund decreased 
its holding to 21,853,816 (2.9502%) and 
BlackRock, Inc. has increased its holding to 
67,412,664 (8.27%).

Communications with Shareholders

Communications with shareholders are 
given high priority and the Group devotes 
considerable time and resources each year to 
shareholder engagement. We recognise the 

importance of effective dialogue as an integral 
element of good corporate governance. 
The Investor Relations team, together with 
the Chief Executive, Finance Director and 
other senior executives, meet regularly 
with institutional shareholders (each year 
covering over 50% of shareholder base). 
Detailed reports on the issues covered in those 
meetings and the views of shareholders are 
circulated to the Board after each group of 
meetings. Table 13 provides a brief outline of 
the nature of the activities undertaken by our 
Investor Relations team.

During 2014, the Chairman, Senior 
Independent Director and Company Secretary 
participated in a number of conference calls 
with some of the Group’s major shareholders 
in advance of the 2014 Annual General 
Meeting. The meetings were organised 
to provide those shareholders with an 
opportunity to discuss the resolutions  

Investor Relations Activities

Table 13

Formal Announcements, including the release of the annual and interim results and the 
issuance of interim management statements. These announcements are typically accompanied 
by presentations and webcasts or conference calls. 

Investor Roadshows, typically held following the release of formal announcements, provide 
an opportunity for the management team to meet existing and/or potential investors in a 
concentrated set of meetings.

Industry Conferences: Attendance at key sector and investor conferences affords members of 
the senior management team the opportunity to engage with key investors and analysts.

Investor Briefings: In addition to regular contact with investors and analysts during the year, the 
Company periodically holds capital market days, which include presentations on various aspects 
of CRH’s operations and strategy and provide an opportunity for investors and analysts to meet 
with CRH’s wider management team.

Media Briefings: Each year, the Company provides media briefings on numerous issues.

 
Corporate Governance Report | continued

on the 2014 Annual General Meeting agenda 
and corporate governance matters generally.

In addition to the above, major acquisitions are 
notified to the Stock Exchanges in accordance 
with the requirements of the Listing Rules and 
development updates, giving details of other 
acquisitions completed and major capital 
expenditure projects, are issued periodically 
(typically in January and July each year). 

In addition, we respond throughout the year to 
correspondence from shareholders on a wide 
range of issues.

The Chief Executive made a presentation 
to shareholders at the 2014 Annual General 
Meeting on CRH’s businesses.

General Meetings

The Company’s Annual General Meeting 
(AGM), which is held in Ireland, affords 
individual shareholders the opportunity to 
question the Chairman and the Board. All 
Directors attended the 2014 AGM. The Notice 
of the AGM, which specifies the time, date, 
place and the business to be transacted, is sent 
to shareholders at least 20 working days before 
the meeting. At the meeting, resolutions are 
voted on by way of a poll using an electronic 
voting system. The votes of shareholders 
present at the meeting are added to the proxy 
votes received in advance and the total number 
of votes for, against and withheld for each 
resolution are announced. This information 
is made available on the Company’s website 
following the meeting.

All other general meetings are called 
Extraordinary General Meetings (EGMs). 
An EGM called for the passing of a special 
resolution requires at least 21 clear days’ 
notice.

A quorum for a general meeting of the 
Company is constituted by five or more 
shareholders present in person and entitled to 
vote. The passing of resolutions at a meeting of 
the Company, other than special resolutions, 
requires a simple majority. To be passed, a 
special resolution requires a majority of at least 
75% of the votes cast.

Shareholders have the right to attend, speak, 
ask questions and vote at general meetings. 
In accordance with Irish company law, the 
Company specifies record dates for general 
meetings, by which date shareholders must 
be registered in the Register of Members of 
the Company to be entitled to attend. Record 
dates are specified in the notes to the notice of 
a general meeting. Shareholders may exercise 
their right to vote by appointing, by electronic 
means or in writing, a proxy/proxies to vote 
some or all of their shares. The requirements 
for the receipt of valid proxy forms are set 
out in the notes to the notice convening the 
meeting and in the notes on the proxy form. 
A shareholder, or a group of shareholders, 

holding at least 5% of the issued share capital 
of the Company, has the right to requisition 
a general meeting. A shareholder, or a group 
of shareholders, holding at least 3% of the 
issued share capital of the Company, has the 
right to put an item on the agenda of an AGM 
or to table a draft resolution for inclusion in 
the agenda of a general meeting, subject to any 
contrary provision in Irish company law.

Memorandum and Articles of Association

The Company’s Memorandum of Association 
sets out the objects and powers of the 
Company. The Articles of Association detail 
the rights attaching to each share class; the 
method by which the Company’s shares can 
be purchased or re-issued and the provisions 
which apply to the holding of and voting at 
general meetings. Details of transactions in the 
Company’s own shares are included on pages 
99 and 100 of the Directors’ Report.

The Articles of Association also set out the 
rules relating to Directors, including their 
appointment, retirement, re-election, duties 
and powers. The Articles provide that no 
person other than a Director retiring at the 
meeting shall, unless recommended by the 
Directors, be eligible for election to the office 
of Director at any General Meeting unless 
not less than seven nor more than 21 days 
before the day appointed for the meeting there 
shall have been left at the registered office 
notice in writing, signed by a member duly 
qualified to attend and vote at the meeting for 
which such notice is given, of his intention 
to propose such person for election and also 
notice in writing signed by that person of his 
willingness to be elected. The Articles also 
require that the qualification of a Director shall 
be the holding alone and not jointly with any 

other person of 1,000 Ordinary Shares in the 
capital of the Company. A Director may act 
before acquiring his/her qualification but must 
acquire the shares within two months of his/
her appointment or election.

Going Concern

The Company’s business activities, together 
with the factors likely to affect its future 
development, performance and position are set 
out in the Strategy Review section and in the 
Directors’ Report on pages 8 to 15 and pages 96 
to 98. The financial position of the Company, 
its cash flows, liquidity position and borrowing 
facilities are described in the Business 
Performance Review on pages 22 to 49. In 
addition, notes 20 to 24 to the Consolidated 
Financial Statements include the Company’s 
objectives, policies and processes for managing 
its capital; its financial risk management 
objectives; details of its financial instruments 
and hedging activities; and its exposures to 
credit, currency and liquidity risks.

The Company has considerable financial 
resources and a large number of customers 
and suppliers across different geographic areas 
and industries. In addition, the local nature 
of building materials means that the Group’s 
products are not usually shipped cross-border.

Having assessed the relevant business risks, 
the Directors believe that the Company is well 
placed to manage these risks successfully, 
and they have a reasonable expectation that 
the Company, and the Group as a whole, have 
adequate resources to continue in operational 
existence for the foreseeable future. For this 
reason, they continue to adopt the going 
concern basis in preparing the Consolidated 
Financial Statements.

The following are available on the CRH website, www.crh.com:

Table 14

Corporate Governance section:

 –  Terms of Reference of Acquisitions Committee (amended December 2010)
 –  Terms of Reference of Audit Committee (amended December 2013)
 –  Terms of Reference of Finance Committee (amended February 2004)
 –  Terms of Reference of Nomination & Corporate Governance Committee (amended  

December 2013)

 –  Terms of Reference of Remuneration Committee (amended December 2013)
 –  The Memorandum and Articles of Association of the Company
 –  Pre-approval policy for non-audit services provided by the auditors
 –  Compliance & Ethics statement, Code of Business Conduct and Hotline contact numbers
 – The 2014 Remuneration Policy

Investors section:

 – Annual and Interim Reports, the Annual Report on Form 20-F, the Sustainability Report, Interim 

Management Statements and copies of presentations to analysts and investors

 – News releases
 – Webcast recordings of key investor briefings
 – General Meeting dates, notices, shareholder circulars, presentations and poll results
 – Answers to Frequently Asked Questions, including questions regarding dividends and 

shareholder rights in respect of general meetings

CRH  71

 
Directors’ Remuneration Report 

Salary Level Increases 2009 - 2015

Table 15

10%

8%

6%

4%

2%

0%

Albert Manifold see note (i)

Maeve Carton see note (ii)

Mark Towe

2010/09

2011/10

2012/11

2013/12

2014/13

2015/14

(i)  Salary increased from €825,000 to €1,200,000 when appointed as Chief Executive with effect from 1 January 2014. 
(ii)  Appointed to the Board in May 2010; 2014 and 2015 salary increased following review of market levels, breadth of responsibilities  

and performance in 2013. 
See page 62 of the 2013 Annual Report for further information.

Annual Bonus Levels as a Percentage of Salary 2009 - 2014

Table 16

150%

130%

110%

90%

70%

50%

30%

10%

Albert Manifold

Maeve Carton*

Mark Towe

2009

2010

2011

2012

2013

2014

Bonus Payouts in period 2009 to 2014 ranged from: 25% - 150%

* Appointed in May 2010

Historic Vesting of 2006 Performance Share Plan Awards

Table 17

2006 award; vested/lapsed in 2009

2007 award; vested/lapsed in 2010

2008 award; vested/lapsed in 2011

2009 award; vested/lapsed in 2012

2010 award; vested/lapsed in 2013

2011 award; vested/lapsed in 2014

2012 award; vested/lapsed in 2015

Average vested/lapsed

0%

20%

40%

60%

80%

100%

Vested

Lapsed

AGM Votes on Report on Directors’ Remuneration

Table 18

Voting Results 2010-2014

Remuneration
Report

2010

2011

2012

2013

2014

Policy 2014 - 2017

2014

0%

20%

40%

60%

80%

100%

For

Against

Contents

Page

72 Summary of role of Committee 

73 Recent remuneration snapshot

73 Committee Chairman Introduction

75 Annual Statement on Remuneration*

90 Remuneration Policy Summary**

*   Tables 19, 34, 35, 36, 37, 38, 39, 40, 
42, 43 and 50 have been audited

**  The full policy, which was approved by 
shareholders at the 2014 AGM and 
which will remain in force until May 
2017, unless previously amended by 
shareholders is available on the CRH 
website, www.crh.com

The Remuneration Committee consists of four 
non-executive Directors considered by the 
Board to be independent. They bring a range of 
experience of large organisations and public 
companies, including experience in the area of 
senior executive remuneration, to enable the 
Committee to fulfil its role. Their biographical 
details are set out on pages 51 to 53.

The main focus of the Committee is to:

 – determine and agree with the Board the 

Group’s policy on executive remuneration;

 – seek shareholder approval for the policy at 

least every three years;

 – ensure that CRH’s remuneration structures 

are fair and responsible; and

 – consider and approve remuneration 

packages for the executive Directors and 
the Chairman. 

In addition, the Committee:

 – recommends and monitors the level 

and structure of remuneration for senior 
management; and

 – oversees the preparation of this Directors’ 

Remuneration Report.

In considering remuneration levels for executive 
Directors particularly, the Committee takes into 
account remuneration trends across the CRH 
Group, which has a diverse range of operations 
in 34 countries, in geographic regions which are 
often at different stages in the economic cycle.

Additional details in relation to the Committee, 
its role and responsibilities and how it operates 
are included in the Remuneration Committee 
section of the Corporate Governance report on 
page 68. 

The Chief Executive attends meetings except 
when his own remuneration is being discussed.

72  CRH

 
Introduction

Dan O’Connor
Chairman of  
Remuneration Committee

Recent Remuneration Snapshot: 

• Updated Remuneration Policy  

approved at 2014 AGM

• New performance share plan  

adopted at 2014 AGM

• Incentive payout levels linked to 
stretching performance criteria

• Strong support from shareholders 

for policy and implementation

On behalf of the Remuneration 
Committee, I am pleased to introduce 
the Directors’ Remuneration Report for 
the year ended 31 December 2014. The 
Remuneration Report (excluding the 
Remuneration Policy summary on  
pages 90 to 95), will be included on the 
agenda of the 2015 Annual General 
Meeting for shareholder consideration. 

The purpose of CRH’s Remuneration 
Policy, which was approved by 
shareholders at the 2014 Annual General 
Meeting, is to provide an appropriate 
framework to support the creation of 
value for shareholders over the longer 
term, the attraction and retention of key 
executives and succession planning, 
without paying more than is necessary. 
The full Remuneration Policy is 
available on the CRH website,  
www.crh.com.

2014 Performance

2014 was a year of growth and progress 
in terms of our aim of restoring margins 
and returns to peak levels in the  
coming years. 

In addition, there was significant 
achievement regarding the Group’s 
multi-year divestment programme of 
€1.5 billion to €2.0 billion, with 
proceeds from completed disposals of 
€0.35 billion since the programme was 
announced in August 2014. 

Overall, CRH’s strong balance sheet and 
cash generation capability leave the 
Company well positioned to take 
advantage of value-creating acquisition 
opportunities.

In the context of the Group’s 
performance in 2014, and performance 
against individual and strategic goals, 
the Remuneration Committee has 
determined that the annual bonus levels 
for 2014 should be set at the maximum 
level of 150% for each of the executive 
Directors.

In accordance with CRH’s Remuneration 
Policy, approved by shareholders at the 
2014 Annual General Meeting, 25% of 
the 2014 bonus will be deferred into 
shares for a period of three years. 

The basis for each bonus award is set out 
in detail on page 76. In line with 

Sales

EBITDA

EPS

+ 5%

+11%

+33%*

Return on Net Assets

+150bps

Operating Cash Flow

Net Debt

+23%

-16%

evolving best practice, we have 
increased the level of disclosure in 
relation to payout levels to provide 
shareholders with a greater level of 
insight into the approach for 
determining bonus payments. We have 
also disclosed the targets for the bonus 
payments in respect of 2013 as these are 
no longer considered to be commercially 
sensitive. Similarly, the Remuneration 
Committee intends that the targets for 
the 2014 bonus plan will be disclosed in 
the 2015 Directors’ Remuneration 
Report. 

The 2014 Remuneration Policy also 
made provision for the Remuneration 
Committee to introduce clawback 
provisions, in addition to the malus** 
provisions already in place for the 
annual bonus plan and the long-term 
performance share plan. The Committee 
has decided, in accordance with the 
provisions of the 2014 UK Corporate 
Governance Code, to introduce clawback 
provisions for the cash element of the 
annual bonus plan for 2015 and 
onwards.

The long-term awards made under the 
2006 Performance Share Plan and the 
2010 Share Option Scheme made in 
2012 (each with a three year 
performance period 2012 - 2014) did not 
meet the relevant performance criteria 
required to vest and, consequently, those 
awards lapse in full. Further details are 
set out on pages 78 and 79.

Executive Director Salaries

As reported in the 2013 Directors’ 
Remuneration Report, following 
consideration of the scope of the 
Finance Director’s responsibilities and 
her performance since being appointed 
in 2010, the Committee decided that 
Maeve Carton’s salary should be 
increased, subject to continued 
individual and business performance,  
to €675,000 in two steps. Her salary 

*  Based on adjusted 2013 EPS (excluding impairments and the related tax impact).
**  Malus is a mechanism whereby the Remuneration Committee may decide not to release deferred share or performance share plan awards if an unusual event such as a 

material financial misstatement occurred, significant losses were incurred or the Company suffered significant reputational damage.

CRH  73

 
Directors’ Remuneration Report | continued

during the course of 2015 to ensure it 
remains appropriate for the needs of the 
business.

Conclusion

Shareholders play a crucial role in the 
design of appropriate, balanced and fair 
remuneration structures and, as I will 
retire from the Board of CRH following 
the 2015 Annual General Meeting, I 
would like to thank all those who have 
engaged with CRH during my tenure as 
Remuneration Committee Chairman, for 
their constructive approach to dialogue 
with the Company. I have no doubt that 
my successor, Don McGovern, will 
benefit from your continued strong support 
for CRH.

Dan O’Connor 
Remuneration Committee Chairman

February 2015

increased to €625,000 (+9.7%) in 2014. 
The Remuneration Committee has 
determined that it is appropriate to make 
the second increase (to €675,000) in 
respect of 2015 (+8%).

The Committee has also reviewed the 
salary levels for Albert Manifold and 
Mark Towe and determined that 
increases of 7.5% to €1,290,000 and 3% 
to US$1,420,000 respectively are  
appropriate. The increase for Albert 
Manifold reflects the speed with which 
he has developed in the Chief Executive 
role, demonstrated by the progress in the 
delivery of strategy and the improvement 
in returns and margins referred to above. 
The Remuneration Committee also noted 
that the salary of Albert Manifold 
remains below the level of €1,450,000 
awarded to the Chief Executive of CRH 
in 2008. The increase for Mark Towe is 
in line with increases across the general 
employee population in the United 
States.

2015 Awards under the 2014  
Performance Share Plan

Awards under the 2014 Performance 
Share Plan in 2015 will be made at the 
same level as in 2014 and will continue 
to be based on TSR and adjusted cash 
flow. The adjusted cash flow targets have 
not yet been set by the Remuneration 
Committee and will be set when the 
outcome of the proposed acquisition of 
assets from Lafarge S.A. and Holcim 
Limited is known. As in previous years, 
the targets will be demanding and 
aligned to value creation for 
shareholders, with significant stretch 
ensuring that only exceptional 
performance will result in maximum 
payout.

Remuneration Policy

As referred to in the Chairman’s 
introduction to the Annual Report  
on page 2, CRH has entered into a 
binding commitment to acquire certain 
assets from Lafarge S.A. and Holcim 
Limited for a total enterprise value  
of €6.5 billion. In the context of this 
proposed acquisition, the Committee 
will review the remuneration policy 

74  CRH

Directors’ Remuneration Report | continued

Annual Statement on Remuneration

The following section sets out details of:

 – the remuneration paid to Directors in 

respect of 2014;

 – how CRH’s remuneration policy will 

operate for 2015; and

 – other areas of disclosure.

The Directors’ Remuneration Report, 
excluding the Remuneration Policy 
summary on pages 90 to 95, will be put 

to shareholders for the purposes of an 
advisory vote at the Annual General 
Meeting to be held on 7 May 2015. 

The Company is not seeking shareholder 
approval for a revised Remuneration 
Policy this year and, therefore, we have 
not included the full policy in this 
report. We have, however, included the 
executive Director and non-executive 
Director policy tables, as well as details 
of the Chief Executive’s service contract 
as information for shareholders.

Executive Directors

Remuneration received by executive  
Directors in respect of 2014
Details of individual remuneration for 
executive Directors for the year ended 31 
December 2014, including explanatory 
notes, are given in table 19. Details of 
Directors’ remuneration charged against 
profit in the year are given in table 50 on 
page 89 in the Other Disclosures section.

Individual remuneration for the year ended 31 December 2014 (Audited)

Table 19

Basic Salary
and Fees
 (a) 

€ 000

Benefits
 (b)

€ 000

Annual Bonus Plan

Long-

Retirement

Cash
Element
 (c)

€ 000 

Deferred
Shares
 (c)

€ 000 

Term
Incentives
(d)

€ 000 

Benefits
Expense
 (e)

€ 000 

Total

Total

€ 000 € 000

2014

2013

2014

2013

2014

2013

2014

2013

2014

2013

2014

2013

2014

2013

Executive Directors

Maeve Carton

 625 

 570 

Albert Manifold 

 1,200 

 825 

Mark Towe 

 1,036   1,016 

 16 

 39 

 59 

 13 

 31 

 59 

 703 

 203 

 1,350 

 294 

 1,166 

 915 

 234 

 450 

 389 

 2,861   2,411 

 114 

 103 

 3,219   1,412 

 1,073 

 - 

 - 

 54 

 54 

 - 

 - 

 - 

439

 648 

 718 

 260 

 187 

 1,838   1,412 

 559 

 290 

 3,598   2,088 

 207 

 203 

 2,857   2,965 

 -   1,805 

 1,026 

 680 

 8,293   6,465 

(a)  Basic Salary and Fees: The background to the increase in Maeve Carton’s salary in 2014 is set out on pages 73 and 74. When he assumed the 
role of Chief Executive in January 2014, Albert Manifold’s salary was set at broadly the same level as the outgoing Chief Executive. Mark Towe’s 
salary increased in US$ terms by 2% in line with general trends in CRH operations in the United States.

(b)  Benefits: For executive Directors these relate principally to the use of company cars, medical insurance and life assurance and, where relevant, 

the value of the discount on the grant of options under the Group’s 2010 Savings-related Share Option Scheme (see table 39 on page 83) for 
more details) and the reimbursement of legal fees in relation to the putting in place of service contracts (see page 93 for more details).
(c)   Annual Bonus Plan: Under the executive Directors’ Annual Bonus Plan for 2014, a bonus is payable for meeting clearly defined and stretch 
targets and strategic goals. The structure of the 2014 plan, together with details of the performance against targets and payouts in respect of 
2014, is set out on pages 76 to 78. 

(d)  Long-Term Incentives: In February 2015, the Remuneration Committee determined that the award made in 2012 under the 2006 Performance 

Share Plan would lapse as, over the three-year period 2012-2014, CRH’s TSR performance was below the median of both the peer group and 
the Eurofirst 300 Index. The share options granted in 2012 under the 2010 Share Option Scheme will also lapse in full as the option failed to 
meet the necessary EPS performance targets. As a result, no long-term incentive award with a performance period ending in 2014 has vested or 
will vest. Amounts in the Long-Term Incentive column for 2013 reflect the value of vested long-term incentive awards with a three-year 
performance period ending in 2013. These amounts have been updated to reflect the market value of the shares on the date of vesting, which 
for Irish based executives was €21.28 and for the US based executive was €21.505. In the 2013 Directors’ Remuneration Report the value of the 
award was estimated based on the three month average share price to 31 December 2013 (see page 66 of the 2013 Directors’ Remuneration 
Report for more details). The structure of the 2006 Performance Share Plan is set out in tables 31 and 32 on page 80. The performance criteria 
for the 2010 Share Option Scheme are set out in table 33 on page 80.

(e)   Retirement Benefits Expense: The Irish Finance Act 2006 effectively established a cap on pension provision by introducing a penalty tax 
charge on pension assets in excess of the higher of €5 million or the value of individual prospective pension entitlements as at 7 December 
2005. This cap was further reduced by the Irish Finance Act 2011 to €2.3 million and, by the Finance (No. 2) Act 2013, to €2 million. As a result 
of these legislative changes, the Remuneration Committee decided that executive Directors who are members of Irish pension schemes should 
have the option of continuing to accrue pension benefits as previously, or of choosing an alternative arrangement - by accepting pension 
benefits limited by the cap - with a similar overall cost to the Group. Maeve Carton and Albert Manifold chose to opt for the alternative 
arrangement which involved capping their pensions in line with the provisions of the Finance Acts and receiving a supplementary taxable 
non-pensionable cash allowance, in lieu of prospective pension benefits foregone. These allowances are similar in value to the reduction in the 
Company’s liability represented by the pension benefit foregone. They are calculated based on actuarial advice as the equivalent of the 
reduction in the Company’s liability to each individual and spread over the term to retirement as annual compensation allowances. For 2014 the 
compensation allowances amount to €259,950 (2013: €187,141) for Maeve Carton and €559,150 (2013: €290,190) for Albert Manifold.

CRH  75

 
Directors’ Remuneration Report | continued

2015 Salaries - Executive Directors 

Table 20

Director

Albert Manifold  
(Chief Executive)

Maeve Carton  
(Finance Director)

2014

2015

% Change

€1,200,000

€1,290.000

+7.5%

€625,000

€675,000

+8%

Mark Towe  
(Chief Executive, Oldcastle, Inc.)

US$1,377,000

US$1,420,000

+3%

Basic Salary and Benefits 

Details of executive Directors’ salaries 
for 2015 compared with 2014 are set out 
in table 20.

The background to the increases in 
respect of 2015 are set out in the 
Remuneration Committee Chairman’s 
introduction on pages 73 and 74. 

Salary level increases for executive 
Directors since 2009 are shown in table 
15 on page 72.

Details in relation to employment-
related benefits are set out in note (b) in 
table 19. 

Annual Bonus Plan 

A summary of the structure of CRH’s 
Annual Bonus Plan is set out in table 21.

2014 Annual Bonus Outcomes
CRH’s Annual Bonus Plan for 2014 was 
based on a combination of financial 
targets and personal/strategic goals. The 
specific weightings for each executive 
Director are shown in table 22. In terms 
of the relative weighting of the 
components of the plan, the Committee 
has increased the focus on returns on net 

assets, with a corresponding reduction 
in the percentage of the plan based on 
earnings per share to ensure that there is 
sufficient focus on delivering sustainable 
growth. Indicative performance for each 
measure is given in tables 23 and 24. 
Specific targets for the 2014 Annual 
Bonus Plan have not been disclosed in 
this report as they are considered by the 
Board to be commercially sensitive. 
However, it is intended that Group-
related targets for 2014 will be disclosed 
in the 2015 Directors’ Remuneration 
Report. 

Overall, strong performance against the 
2014 Annual Bonus Plan metrics 
resulted in bonus payments of 150% of 
salary for Albert Manifold, Maeve Carton 
and Mark Towe. In accordance with the 
Group’s remuneration policy, 25% of the 
bonus amount will be deferred into 
shares for a period of three years. 
Deferred Shares are not subject to any 
additional performance conditions 
during the deferral period.

Similar to 2014, CRH’s Annual Bonus 
Plan for 2013 was based on a 
combination of financial targets and 

personal/strategic goals. Due to 
commercial sensitivity, specific targets 
were not disclosed in the 2013 Directors’ 
Remuneration Report. The Remuneration 
Committee considers that Group-related 
targets for 2013 have ceased to be 
commercially sensitive and, accordingly, 
these are set out in table 25. Indicative 
performance against Oldcastle targets for 
2013 is shown in table 26; the actual 
targets have not been disclosed as it is 
considered that the information remains 
commercially sensitive. Please see table 
11 in the 2013 Directors’ Remuneration 
Report for performance in 2013 against 
personal/strategic measures.

The 2015 Annual Bonus Plan will be 
operated broadly in line with the 2014 
Annual Bonus Plan. However, in line 
with the requirements of the 2014 UK 
Corporate Governance Code, the 
Remuneration Committee has decided 
that, in addition to the malus provisions 
already in place, clawback provisions for 
the cash element of the Annual Bonus 
Plan will apply for 2015 onwards (see 
page 80 for more details). 

Share Scheme Awards

A summary of share scheme awards 
made to executive Directors in 2014 is 
set out in table 28. Details of outstanding 
performance share awards and share 
options held by executive Directors are 
shown in tables 37, 38 and 39.

In addition to the awards set out in table 
28, Maeve Carton was granted an option 
under the Group’s 2010 Savings-related 
Share Option Scheme. Further details in 
relation to that award are set out in  
table 39.

Structure of CRH’s Annual Bonus Plan

Table 21

Long-Term Incentives

Operation:

 – 80% of awards based on financial measures, such as profits, cash 

flow and returns

 – 20% of awards based on personal and strategic goals

Performance:

 – 50% of maximum bonus awarded for delivering target performance

 – Maximum award size of 150% of salary for all executive Directors

Deferral:

 – 25% of all bonus awards deferred into shares for three years

Malus/Clawback:

76  CRH

 – Malus provisions for deferred share awards to provide the ability 
to scale back awards prior to vesting in the event of material 
misstatement, serious reputational damage or the Company 
suffering serious losses

 – In line with the requirements of the 2014 UK Corporate Governance 
Code, clawback provisions will apply to the cash element of the 
Annual Bonus Plan for 2015 awards onwards, for the same events 
as apply in respect of malus, for a period of three years

2014 Performance Share Plan
A summary of the structure of CRH’s 
2014 Performance Share Plan is set out 
in table 27.

In 2014, shareholders approved the 
introduction of the 2014 Performance 
Share Plan (the “2014 PSP”). Following 
approval by shareholders, awards were 
made to the executive Directors, details 
of which are summarised in table 38. It 
is anticipated that awards in 2015 under 
the 2014 PSP will be on broadly the 
same basis as those made in 2014.

Directors’ Remuneration Report | continued

2014 Annual Bonus - Measures and Weightings

Table 22 

Albert Manifold
% of salary

Maeve Carton
% of salary

Mark Towe
% of salary

Measure

CRH EPS

CRH Cash Flow

(i)  Operating Cash Flow

(ii)  Divestments 

CRH Return on Net Assets

Oldcastle* Group PBIT**

Oldcastle Cash Flow

(i)  Operating Cash Flow

(ii)  Divestments 

Personal/Strategic 

Total

Target

18.75%

11.25%

11.25%

18.75%

-

-

-

Maximum

37.5%

22.5%

22.5%

37.5%

-

-

-

Target

18.75%

11.25%

11.25%

18.75%

-

-

-

Maximum

37.5%

Target 

15.0%

Maximum

30.0%

22.5%

22.5%

37.5%

-

-

-

-

-

7.5%

15.0%

15.0%

7.5%

15.0%

75.0%

-

-

15.0%

30.0%

30.0%

15.0%

30.0%

150.0%

15.00%

75.0%

30.0%

150.0%

15.00%

75.0%

30.0%

150.0%

*   Oldcastle is the holding company for the Group's operations in the Americas
**  PBIT is defined as earnings before interest and taxes

2014 Annual Bonus - Achievement against targets*

Table 23

Measure

CRH EPS

CRH Cash Flow

(i)   Operating Cash Flow****

(ii)  Divestments 

CRH RONA

Oldcastle Group PBIT

Oldcastle Cash Flow

(i)   Operating Cash Flow

(ii)  Divestments 

Performance achieved relative to targets

Threshold**

Target

Maximum

Performance 
achieved***

78.9c

Payout 
% of max

100%

€1,477m

€345m

7.4%

N/D

N/D

N/D

100%

100%

100%

100%

100%

100%

*  Specific targets have not been disclosed as these are deemed commercially sensitive at this time. Target will be disclosed retrospectively when no longer sensitive.
**  0% of each element is earned at threshold.
***  Oldcastle cash flow targets have not been disclosed as it would result in the disclosure of information which is not generally available and is commercially sensitive.
**** For this purpose, operating cash flow has been defined as reported internally.

2014 Annual Bonus - Achievement against Personal/Strategic targets 

Director

Strong delivery in relation to:

Albert Manifold

Maeve Carton

Effective leadership of the Group's portfolio review; continued progress in relation to organisational change in 
particular in Europe; supporting and mentoring the senior executive team; effective and clear managemnt of 
investor communications and building up the Group's general communication capability.

Continued build up of finance organisation and expansion of finance roles to support performance 
management; achievements in relation to succession to ensure a strong pipeline of finance executives; 
completion of two bond issues in 2014 (including a debut Swiss bond issuance) at the lowest coupons 
achieved by the Group; continued build up of Group IT security and project management roles.

Mark Towe

Continued input in to the Group’s talent management process and supporting newly appointed Group Human 
Resources and Talent Development Director; working closely with the Chief Executive to refine succession 
planning in the Americas; leading the portfolio review process in the Americas.

Table 24

Payout % of 
Maximum

100%

100%

100%

CRH  77

 
Directors’ Remuneration Report | continued

2013 Annual Bonus - Achievement against Group targets (Albert Manifold, Maeve Carton and Mark Towe)

Table 25

Measure

CRH EPS

Operating Cash Flow**

CRH RONA 

Performance needed for payout at

Threshold

74c

€1,075m

6.0%

Target

80c

€1,240m

6.5%

Maximum

84c

€1,340m

7.0%

Performance 
Achieved

Payout 
% of max

59.5c*

€1,204m

5.9%

0.0%

52.0%

0.0%

*  Adjusted EPS, excluding the impact of non cash impairment recorded in 2013.
**  For this purpose, operating cash flow has been defined as reported internally.

2013 Annual Bonus - Achievement against Oldcastle targets (Mark Towe)

Table 26

Measure

Threshold**

Target

Maximum

Performance achieved relative to targets

Oldcastle Group PBIT*

Oldcastle Cash Flow

Oldcastle RONA

*   PBIT is defined as earnings before interest and taxes.  
**  0% of each element is earned at threshold. 

Payout 
% of max

93.3%

92.6%

93.3%

75% of each award made in 2014 is 
subject to a Total Shareholder Return 
(TSR) performance measure, with 
performance being measured against 
sector peers (see table 31 on page 80). 
The vesting schedule is shown in table 
29. The Committee believes that, for a 
cyclical business such as CRH, TSR is 
the most appropriate performance 
measure at present and is a key measure 
of the value generated for shareholders.

The TSR performance measure will be 
subject to a financial underpin. This 
means that when determining vesting 
under the 2014 PSP, the Committee will 
review whether the TSR performance 
has been impacted by unusual events 
and whether it is, therefore, an 
appropriate reflection of underlying 
performance. In addition, the Committee 
will consider EPS performance in the 
period to ensure that TSR performance 
was consistent with the objectives of the 
performance criteria and had not been 
distorted by extraneous factors. 

The remaining 25% of each award is 
subject to a cumulative cash flow metric. 
This Group financial measure supports 
dividend delivery, development activity 
and, in the context of the Group’s  
€1.5 - €2.0 billion multi-year divestment 
programme, provides an emphasis on 
asset/business disposals. The cash flow 

78  CRH

target is based on a cumulative adjusted 
cash flow figure over three financial 
years. The definition of cash flow is 
adjusted to exclude:

 – dividends to shareholders;

 – acquisition/investment expenditure;

 – share issues (scrip dividend, share 

options, other);

 – financing cash flows (new loans/

repayments);

 – back funding pension payments; and

 – foreign exchange translation.

The Remuneration Committee considers 
that it is appropriate to make these 
adjustments in order to remove items 
that do not reflect the quality of 
management’s operational performance, 
or are largely outside of management 
control. This is to ensure that 
management remains incentivised to 
make decisions which are in the best 
long-term interests of the business and 
shareholders.

The cumulative adjusted cash flow target 
for the award made in 2014 under the 
2014 PSP are set out in table 30 on page 80.

The adjusted cash flow target for awards 
in 2015 under the 2014 PSP have not yet 
been set by the Remuneration 
Committee. The target will be set once 

the outcome of the proposed acquisition 
of assets from Lafarge S.A. and Holcim 
Limited is known. The targets will be 
demanding with significant stretch 
ensuring that only exceptional 
performance will result in a maximum 
payout.

Vested awards will be required to be 
held for a further two years post-vesting.

2006 Performance Share Plan
The 2006 Performance Share Plan (the 
“2006 PSP”), which was approved by 
shareholders in May 2006, is tied to TSR 
over a three year performance period.  
It has been replaced by the 2014 PSP 
(see page 76), which was approved by 
shareholders at the 2014 Annual General 
Meeting. Consequently, the last award 
under the 2006 PSP was made in 2013. 
Half of each award is assessed against 
TSR for a group of global building 
materials companies (see table 31 on 
page 80) and the other half against TSR 
for the constituents of the Eurofirst 300 
Index.

The performance criteria for the 2006 
PSP are set out in table 32 on page 80. 
Participants are not entitled to any 
dividends (or other distributions made) 
and have no right to vote in respect of 
the shares subject to the award, until the 
shares vest.

Directors’ Remuneration Report | continued

Structure of the 2014 Performance Share Plan

Table 27

Operation:

over a three year period

 – Conditional share award which vests, subject to performance,  

Performance:

Malus/Clawback:

 – Awards subject to a two year holding period post vesting 

 – 75% of awards based on relative TSR performance compared to key 

peers (see table 31 on page 80)

 – 25% of awards based on cumulative cash flow performance  

(see table 30 on page 80)

 – Maximum award size of 250% of salary for Chief Executive and 

200% of salary for other executive Directors

 – Malus provisions provide the Remuneration Committee with the 

ability to scale back awards up to five years from grant in the event 
of material misstatement, serious reputational damage or the 
Company suffering serious losses

The rules of the 2006 PSP provide that 
no award, or portion of an award, which 
has satisfied the TSR performance 
criteria should be released unless the 
Remuneration Committee has confirmed 
the validity of the TSR performance and 
reviewed EPS performance to assess its 
consistency with the objectives of the 
assessment.

In respect of the award made in 2012 
(with a performance period 2012-2014), 
in February 2015, the Remuneration 
Committee determined that the award 
would lapse as, over the three-year 
period 2012 -2014, CRH’s TSR 
performance was below the median of 
both the peer group and the Eurofirst 
Index. The Company’s TSR performance 
was reviewed by the Remuneration 
Committee’s remuneration consultants. 

During 2014, the Remuneration 
Committee determined that 49% of the 
award made under the 2006 PSP in 2011 
(with a performance period 2011-2013) 
had vested. Details of the value of that 
award are set out in table 19 on page 75. 
Further details are provided in the 2013 
Directors’ Remuneration Report.

Details of outstanding awards to 
Directors under the 2006 PSP are 
provided in table 37 on page 82. 
Outstanding awards are subject to the 
performance conditions outlined above. 

2010 Share Option Scheme 
At the 2010 Annual General Meeting, 
shareholders approved the introduction 
of the Earnings Per Share (EPS) based 
share option scheme (the “2010 
Scheme”). Following the approval by 

shareholders for the introduction of the 
2014 PSP, no further awards will be 
made under the 2010 Scheme. 
Consequently, the last award under the 
2010 Scheme was made in 2013.

Options were granted at the market price 
of the Company’s shares at the time of 
grant. The vesting period for options is 
three years, with vesting only occurring 
once an initial EPS performance target 
has been reached. Awards under the 
2010 Scheme were limited to 150% of 
salary.

The performance criteria for the 2010 
Scheme were agreed with the Irish 
Association of Investment Managers (the 
“IAIM”) and are set out in table 33 on 
page 80. The performance targets were 
designed to provide for proportionately 
more vesting for higher levels of EPS 
growth. 

Vesting levels are subject to any 
reduction which the Remuneration 
Committee deems appropriate in the 
context of the overall results of the 
Group. 

The grant of options under the 2010 
Scheme made in 2010 and 2011 did not 
meet the EPS performance criteria set 
out above and, accordingly, the options 
lapsed on the third anniversary of the 
date of grant. Similarly, the grant of 
options made in 2012, having failed to 
meet the appropriate EPS criteria, will 
lapse in full in April 2015. 

Summary of Scheme Interests Granted in 2014

Table 28

Director

Scheme

Basis of 
award 
(% of salary)

Number of 
shares

Face value*

Exercise  
price

Percentage vesting  
at threshold 
performance 
(% of maximum)

Performance  
period  
end date

Expected  
date of  
release

Albert Manifold

Maeve Carton

Mark Towe

2014 PSP 
(conditional 
shares)

2014 PSP 
(conditional 
shares)

2013 Annual 
Bonus** 
(deferred 
shares)

2014 PSP 
(conditional 
shares)

250% 

142,900

€2,928,021

n/a

25%

31-Dec-16

Feb-2019

200% 

59,500

€1,219,155

n/a

25%

31-Dec-16

Feb-2019

5% 

2,561

€54,000

n/a

n/a

n/a

Mar-2017

200%

97,100

€1,989,579

n/a

25%

31-Dec-16

Feb-2019

*  Face value has been calculated using the share price at the date of grant for 2014 PSP awards (€20.49).
**  See table 9 on page 67 of the 2013 Annual Report for the structure of the 2013 Annual Bonus Plan.

CRH  79

 
Directors’ Remuneration Report | continued

Details of outstanding awards to 
Directors under the 2010 Scheme are 
provided in tables 39 and 40 on page 83.

The Remuneration Committee has 
discretionary powers regarding the 
implementation of the rules of the 2010 
Scheme. These powers have not been 
exercised since the adoption of the 2010 
Scheme. 

2000 Share Option Scheme 
At the Annual General Meeting held in 
2000, shareholders approved the 
introduction of a share option scheme 
(the “2000 Scheme”). This scheme was 
superseded by the 2010 Scheme referred 
to on page 79. No awards have been 
made under the 2000 Scheme since 
2009. Details of outstanding awards and 
the performance criteria for the 2000 
Scheme are set out in tables 39 and 40 
on page 83.

Other employee share plans
Maeve Carton and Albert Manifold also 
participate in the 2010 Savings-related 
Option Scheme (Republic of Ireland) 
(the “2010 SAYE”) and in the Group’s 
Irish Revenue approved Share 
Participation Scheme (the “Participation 
Scheme”).

The 2010 SAYE is an Irish Revenue 
approved plan open to all Irish 
employees. Participants may save up to 
€500 a month from their net salaries for 
a fixed term of three or five years and at 
the end of the savings period they have 
the option to buy CRH shares at a 
discount of up to 15% of the market 
price on the date of invitation of each 
savings contract. Details of the 
outstanding awards of Maeve Carton and 
Albert Manifold under the 2010 SAYE 
are set out in tables 39 and 40 on  
page 83.

The Participation Scheme is open to all 
employees in Ireland, and grants can be 
made to participants up to a maximum 
of €12,700 annually in CRH shares.

Malus and Clawback

From 2015 all incentive awards to 
executive Directors are subject to 
recovery provisions. Annual bonus 
awards will be subject to recovery 
provisions for three years from the date 
of payment (cash awards) or grant 
(deferred awards). Performance Share 

80  CRH

2014 Performance Share Plan (2014 PSP) Metrics

3-year TSR* performance compared to peer group 
(75% of award)

Vesting Level

Table 29

Equal to or greater than 75th percentile 

100%

Between 50th and 75th percentile

Straight line between 25% and 100%

Equal to 50th percentile

Below 50th percentile

25%

0%

*  The methodology for calculating TSR assumes all dividends are reinvested on the ex-dividend date at the 

closing share price on that day; the open and close price is based on the three month average closing price 
on the last day before the start of the performance period and the final day of the performance period 
respectively.

Cumulative Cash Flow 2014 - 2016 (25% of award)

Vesting Level

Table 30

Equal to or greater than €3.5bn

100%

Between €2.9bn - €3.5bn

Straight line between 25% - 100%

Equal to €2.9bn

Below €2.9bn

25%

0%

Peer Group for TSR Performance Metric for awards under the 2014 PSP  
and 2006 PSP 

Table 31

Boral 

Italcementi

Titan Cement

Additional company included  
in the 2006 PSP Peer Group:

Buzzi Unicem 

Kingspan Group

Travis Perkins

Home Depot

Cemex

Lafarge

Vulcan Materials

Grafton Group 

Martin Marietta 
Materials

Weinerberger

Heidelberg Cement 

Saint Gobain

Wolseley

Holcim 

2006 Performance Share Plan (2006 PSP) Metrics

Table 32

3-year TSR* performance compared to  
peer group/Eurofirst 300 Index

Vesting Level

Equal to or greater than 75th percentile 

100%

Between 50th and 75th percentile

Straight line between 30% and 100%

Equal to 50th percentile

Below 50th percentile

30%

0%

*  The methodology for calculating TSR assumes all dividends are reinvested on the ex-dividend date at the 
closing share price on that day; the open and close price is based on the closing price on the last day 
before the start of the performance period and the final day of the performance period respectively.

Share Option Scheme Metrics

Table 33

Compound EPS* Growth Performance over three years 

Awarded in 2010 & 2011

Awarded in 2012 & 2013

Vesting Level

Equal to or greater than 27.5% p.a.

Equal to or greater than 20% p.a. 100%

Between 17.5% and 27.5% p.a.

Between 13% and 20% p.a.

Straight line between 40% and 100%

Between 12.5% and 17.5% p.a.

Between 10% and 13% p.a.

Straight line between 20% and 40%

Equal to 12.5% p.a.

Equal to 10% p.a.

Less than 12.5% p.a.

Less than 10% p.a.

20%

0%

*  The EPS figure used for the purposes of the 2010 Scheme is the basic consolidated earnings per share of the 
Company for the accounting period concerned as shown in the Annual Report issued by the Company for that 
accounting period.

Directors’ Remuneration Report | continued

Plan awards will be subject to malus for 
the three years prior to performance 
assessment and the two further years of 
the holding period.

Malus or clawback provisions may be 
triggered in the event of:

 – material misstatement;

 – serious reputational damage; or

 – the Company suffering serious losses.

Retirement Benefit Expense

Maeve Carton and Albert Manifold are 
participants in a contributory defined 
benefit plan which is based on an 
accrual rate of 1/60th of salary* for each 
year of pensionable service and is 
designed to provide two-thirds of career 
average salary at retirement for full 
service. If either Maeve Carton or Albert 
Manifold leave service prior to Normal 
Retirement Age (60) they will become 
entitled to a deferred pension, payable 
from Normal Retirement Age, based on 
the pension they have accrued to their 
date of leaving. 

The Finance Act 2006 effectively 
established a cap on pension provisions 
by introducing a penalty tax charge on 
pension assets in excess of the higher of 
€5 million (in the Finance Act 2011, this 
threshold was reduced to €2.3 million 
and reduced further to €2 million by the 
Finance Act (No. 2) Act 2013) or the 
value of individual accrued pension 
entitlements as at 7 December 2005. As a 
result of these legislative changes, the 
Remuneration Committee decided that 
executive Directors should have the 
option of continuing to accrue pension 
benefits as previously, or of choosing an 
alternative arrangement - by accepting 
pension benefits limited by the cap - 
with a similar overall cost to the Group. 
Maeve Carton and Albert Manifold have 
opted for an arrangement whereby their 
pensions are capped in line with the 
provisions of the Finance Acts and 
receive a supplementary taxable  
non-pensionable cash supplement in 
lieu of pension benefits forgone. There 
was, therefore, no additional accrual in 
2014.

The cash pension supplements for 2014 
are detailed in table 19 on page 75. 
These supplements are similar in value 
to the reduction in the Company’s 

Pension Entitlements - Defined Benefit (Audited)

Table 34

Increase in 
accrued 
personal pension 
during 2014 
(i) 
€ 000

Transfer value 
of increase in 
dependents’ 
pension 
(i) 
€ 000

Total accrued 
personal 
pension at 
year-end 
(ii) 
€ 000

-

-

208

29

273

266

Executive Directors

 Albert Manifold

 Maeve Carton

(i)  As noted on page 75, the pensions of Albert Manifold and Maeve Carton have been capped in line 

with the provisions of the Irish Finance Acts. However, dependants’ pensions continue to accrue 
resulting in Greenbury transfer values which have been calculated on the basis of actuarial advice. 
These amounts do not represent sums paid out or due, but are the amounts that the pension 
scheme would transfer to another pension scheme in relation to benefits accrued in 2014 in the 
event of these Directors leaving service.

(ii)  The accrued pensions shown are those which would be payable annually from normal  

retirement date.

Pension Entitlements - Defined Contribution (Audited)

Table 35

The accumulated liablilities related to the unfunded Supplemental Executive Retirement Plans for Mark Towe 
are as follows: 

As at 
31 December 
2013 
€ 000 

2014 
contribution 
€ 000 

2014 
Notional 
interest 
(iii)  
€ 000

Translation 
adjustment 
€ 000

As at  
31 December 
2014 
€ 000

Executive Director

 Mark Towe

 1,923 

 194 

 97 

 288 

 2,502 

(iii)  Notional interest, which is calculated based on the average bid yields of United States Treasury 

fixed-coupon securities with remaining terms to maturity of approximately 20 years, plus 1.5%, is 
credited to the above plans.

Details regarding pension entitlements 
for the executive Directors are set out in 
tables 34 and 35.

There is no change to the pension 
arrangements for 2015.

liability represented by the pension 
benefits foregone. They are calculated 
based on actuarial advice as the 
equivalent of the reduction in the 
Company’s liability to each individual 
and spread over the term to retirement 
as annual compensation allowances. 

The contributory defined benefit plan in 
which Albert Manifold and Maeve 
Carton participate is closed to new 
entrants.

Mark Towe participates in a defined 
contribution retirement plan in respect 
of basic salary; and in addition he 
participates in an unfunded defined 
contribution Supplemental Executive 
Retirement Plan (SERP) also in respect 
of basic salary, to which contributions 
are made at an agreed rate (20%), offset 
by contributions made to the other 
retirement plan.

*  Salary is defined as basic annual salary and excludes any fluctuating emoluments.

CRH  81

 
 
 
 
Directors’ Remuneration Report | continued

Directors’ Interests in Shares and Share Scheme Awards

Deferred Share Awards under the Annual Bonus Plan (i) (Audited)

Table 36

31 December
2013

Awards in 
2014 
(ii)

Alloted under  
the scrip dividend  
scheme in 
2014

Released in 
2014

31 December 
2014

Release 
Date

Mark Towe

 -  

 2,561 

 65 

 -  

 2,626 

Feb 2017

(i)   Under the Annual Bonus Plan in operation in respect of the financial year ended 31 December 2013, up to one-third of the earned bonus was receivable in CRH 

shares, deferred for a period of three years, with forfeiture in the event of departure from the Group in certain circumstances during that period.

(ii)  The shares awarded during 2014 related to the deferred portion of 2013 bonus and were included in total remuneration reported for 2013. These shares were 

purchased by the Trustees of the CRH plc Employee Benefit Trust on 26 February 2014 at €20.375 per Ordinary Share.

Directors’ awards under the 2006 Performance Share Plan (i) (Audited)

31 December
2013

Granted in 
 2014

Released in 
 2014 (ii)

Lapsed in 
2014 (ii)

31 December 
2014

Performance 
Period

Table 37

Release 
 Date

Market
Price in euro
on award

Maeve Carton 

Albert Manifold 

Mark Towe

42,000

50,000

50,000

142,000

 62,000 

 70,000 

 72,000 

 204,000 

 68,000 

 90,000 

 90,000 
 248,000 

 -  

 -  

 -  

 -  

 - 

 - 

 - 

 - 

 - 

 - 

 - 
 - 

 20,626 

 21,374 

-

 01/01/11 - 31/12/13 

 -  

 -  

 -  

 -  

50,000

 01/01/12 - 31/12/14 

50,000

 01/01/13 - 31/12/15 

February 2016 

 20,626 

 21,374 

100,000

 30,448 

 31,552 

 - 

 01/01/11 - 31/12/13 

 -  

 -  

 -  

 -  

 70,000 

 01/01/12 - 31/12/14 

 72,000 

 01/01/13 - 31/12/15 

February 2016 

 30,448 

 31,552 

 142,000 

 33,394 

 34,606 

 - 

 01/01/11 - 31/12/13 

 -  

 -  
 33,394 

 -  

 90,000 

 01/01/12 - 31/12/14 

 -  
 34,606 

 90,000 
 180,000 

 01/01/13 - 31/12/15 

February 2016 

 15.19 

 16.19 

 15.19 

 16.19 

 15.19 

 16.19 

(i)   2006 Performance Share Plan: This is a long-term share incentive plan under which share awards are granted in the form of a provisional allocation of shares  
for which no exercise price is payable. The shares scheduled for release in February 2016 will be allocated to the extent that the relative TSR performance 
conditions are achieved. The structure of the 2006 Performance Share Plan is set out on page 78.
In 2014, the Remuneration Committee determined that 49.11% of the 2011 award vested and that portion of the award was released to participants. The balance 
of the 2011 award lapsed. The market value per share for tax purposes on the date of release was €21.28 for Directors resident in Ireland and €21.505 for 
Directors resident outside Ireland.

(ii) 

Directors’ Awards under the 2014 Performance Share Plan (i) (Audited)

31 December
2013

Granted in 
 2014

Dividend 
Equivalents
2014 (ii)

Released in
2014

Lapsed in
2014

31 December
2014

Performance 
Period

Release 
 Date

Maeve Carton 

Albert Manifold 

Mark Towe

 -  

 -  

 -  

 59,500 

 142,900 

 97,100 

 618 

 1,484 

 1,008 

 -  

 -  

 -  

-

 - 

 - 

60,118

 01/01/14 - 31/12/16  February 2019

 144,384 

 01/01/14 - 31/12/16  February 2019 

 98,108 

 01/01/14 - 31/12/16  February 2019

20.49 

(i)  2014 Performance Share Plan: This is a long-term share incentive plan under which share awards are granted in the form of a provisional allocation of shares 

for which no exercise price is payable. The shares scheduled for release in February 2019 will be allocated to the extent that the relevant performance conditions 
are achieved. The structure of the 2014 Performance Share Plan is set out in table 27 on page 79.

(ii)  The Remuneration Committee has determined that dividend equivalents should accrue on awards under the 2014 Performance Share Plan. Subject to the 
satisfaction of the applicable performance criteria, such dividend equivalents will be released to participants in the form of additional shares at vesting.

82  CRH

Table 38

Market
Price  
in euro
on award

20.49

20.49

 
 
 
 
 
Directors’ Remuneration Report | continued

Directors’ Share Options (Audited)

Table 39

Details of movements on outstanding options and those exercised during the year are set out in the table below

Maeve Carton 

Albert Manifold 

Mark Towe

31 December
2013

Granted in 
 2014

Lapsed
in 2014

Exercised
in 2014

31 December 
2014

 55,831 
 13,308 

 139,500 

 - 
 - 

 - 

 - 

 1,726 

 166,445 

 16,635 

 200,000 

 2,236 

 155,425 

 49,905 
 245,000 
 1,044,285 

 - 

 - 

 - 

 - 

 - 

 - 
 - 
 1,726 

 - 
 13,308 

 42,500 

 - 

 - 

 16,635 

 62,500 

 - 

 - 

 49,905 
 70,000 
 254,848 

 - 
 - 

 - 

 - 

 - 

 - 

 - 

 - 

 22,344 

 - 
 - 
 22,344 

 55,831 
 - 

(a) 
(b) 

 97,000 

(c) 

 1,726 

(d) 

 166,445 

(a) 

 - 

(b) 

 137,500 

(c) 

 2,236 

(d) 

 133,081 

 - 
 175,000 
 768,819 

(a) 
(b) 
(c) 

Option by price (Audited)

  Options exercised during 2014

Weighted  
average
option price at
31 December
2014 
€ 

Weighted 
average 
exercise 
price
€ 

Weighted 
 average  
market 
 price at date 
 of exercise
€ 

 25.75 
 - 

 15.67 

17.67 

 21.97 

 - 

 15.68 

 13.64 

 24.38 
 - 
 15.68 

 - 
 - 

 - 

 - 

 - 

 - 

 - 

 - 

 - 
 - 

 - 

 - 

 - 

 - 

 - 

 - 

15.09 
 - 
 - 

21.53 
 - 
 - 

Table 40

€

15.0674

15.0854

15.0854

18.7463

18.8545

26.1493

29.4855

29.8643

21.5235

16.58

16.38

15.19

16.19

13.64

17.67

31 December 
2013

Granted 
in 2014

Lapsed 
in 2014

Exercised 
in 2014

31 December 
2014

Earliest 
exercise date

Expiry date

29,943

22,344

49,905

16,635

27,725

72,085

53,232

36,043

99,637

50,000

175,000

210,000

199,500

2,236

-
1,044,285

-

-

-

-

-

-

-

-

-

-

-

-

-

-

29,943

-

49,905

-

-

-

-

-

-

-

175,000

-

-

-

-

22,344

-

-

-

-

-

-

-

-

-

-

-

-

1,726
1,726

-
254,848

-
22,344

-

-

-

16,635

27,725

72,085

53,232

36,043

99,637

50,000

-

210,000

199,500

2,236

1,726
768,819

(b)

(a)

(b)

(a)

(a)

(a)

(a)

(a)

(a)

(a)

(c)

(c)

(c)

(d)

(d)

February 2015

February 2015

August 2017

August 2019

April 2015

April 2015

April 2016

April 2017

April 2017

April 2018

April 2019

April 2022

April 2023

January 2018

January 2020

The market price of the Company's shares at 31 December 2014 was €19.90 and the range during 2014 was €15.86 to €21.82.

(a)   Granted under the 2000 share option scheme, these options are only exercisable when EPS growth exceeds the growth of the Irish Consumer Price Index  

by 5% compounded over a period of at least three years subsequent to the granting of the options.

(b)   Granted under the 2000 share option scheme, these options are only exercisable if, over a period of at least five years subsequent to the granting of the  
options, the growth in EPS exceeds the growth of the Irish Consumer Price Index by 10% compounded and places the Company in the top 25% of EPS 
performance of a peer group of international building materials and other manufacturing companies. If below the 75th percentile, these options are not 
exercisable.

(c)   Granted under the 2010 share option scheme. Vesting will only occur once an initial performance target has been reached and, thereafter, will be dependent  

on performance. The performance criteria are set out in table 33 on page 80.

(d)   Granted under the 2010 savings-related share option scheme.

CRH  83

 
Directors’ Remuneration Report | continued

Shareholding guidelines for  
executive Directors

The Remuneration Committee adopted a 
policy in 2013 whereby executive 
Directors are required to build up (and 
maintain), within five years of 
appointment a minimum holding in 
CRH shares which is equivalent to one 
times basic salary. For existing executive 
Directors this level must be achieved by 
31 December 2015, unless the executive 
Director has a significant change in role 
which results in a step change in salary 
in which case the one times salary level 

must be achieved within five years of the 
change. The current shareholding levels 
as a multiple of basic salary are shown 
in table 41. 

Following his appointment as Chief 
Executive on 1 January 2014, the 
Remuneration Committee determined 
that Albert Manifold will be required to 
meet the shareholding guideline by 31 
December 2017. 

As part of the remuneration review 
carried out in 2013, the Remuneration 
Committee considered whether the 

shareholding level should be increased, 
particularly in relation to the Chief 
Executive role. The Remuneration 
Committee concluded that, as the 
guidelines were only recently 
introduced, it was not appropriate to 
increase the requirement at this time. 
However, the Committee will look to 
increase shareholding guidelines in the 
future as the Chief Executive builds on 
his existing holding.

Executive Director Shareholdings*

Table 41

120,000

100,000

80,000

60,000

40,000

20,000

0

3.0x
times salary

2.4x
times salary

0.8x
times salary

Albert Manifold

Maeve Carton

Mark Towe

*  The shareholdings are calculated based on the closing share price on 24 February 2015 (€24.92) and do not include 
Deferred Shares to be awarded under the 2014 Annual Bonus Plan (which will be released in 2018).  If the Deferred 
Shares were included in the above table (on a post-tax basis) the executive Directors’ shareholdings would be 
approximately 0.9, 3.2 and 2.6 times salary respectively. 

84  CRH

Directors’ Remuneration Report | continued

Shareholdings of Directors and Company Secretary as at 31 December 2014

Directors’ Interests in Share Capital at 31 December 2014 (Audited)

Table 42

The interests of the Directors and Secretary in the shares of the Company, which are beneficial unless otherwise indicated, are shown below.  
The Directors and Secretary have no beneficial interests in any of the Group’s subsidiary, joint venture or associated undertakings.

Ordinary Shares

Directors

E.J. Bärtschi

M. Carton

W.P. Egan

- Non-beneficial

U-H. Felcht

N. Hartery

J.W. Kennedy

D.A. McGovern, Jr.

H.A. McSharry

A. Manifold

D.N. O’Connor

H. Th. Rottinghuis

M. Towe

Secretary

N. Colgan

31 December 
2014

31 December 
2013

25,200

82,036

16,112

12,000

1,285

12,265

1,083

5,131

3,886

39,998

17,344

15,124

7,200

60,100

16,112

12,000

1,285

1,430

1,049

4,000

3,789

38,981

16,915

- **

100,276*

77,117

15,549

347,289 

10,836

250,814

There were no transactions in the above Directors’ and Secretary’s interests between 31 December 2014 and 25 February 2015. 

Of the above holdings, the following are held in the form of American Depository Receipts:

W.P. Egan

- Non-beneficial

D.A. McGovern, Jr.

31 December 
2014

31 December 
2013

 15,000 

 12,000 

 5,131 

 15,000 

 12,000 

 4,000 

Patrick J. Kennedy  became a Director on 1 January 2015. He did not have a holding of CRH shares on appointment and there were no transactions 
between 1 January and 25 February 2015.

On 18 February 2015, Lucinda Riches was appointed a Director with effect from 1 March 2015. She does not have a holding of CRH shares.

*   Excludes awards of Deferred Shares, details of which are disclosed in table 36 on page 82.
**  Holding at date of appointment.

CRH  85

 
Directors’ Remuneration Report | continued

Non-executive Directors

Remuneration paid to non-executive 
Directors in 2014 is set out in table 43. 

The remuneration of non-executive 
Directors is determined by the Board 
of Directors as a whole. In determining 

the remuneration, the Board receives 
recommendations from a committee 
of the Chairman and the executive 
Directors. The Remuneration Committee 
determines the remuneration of the 
Chairman.

Fees for the non-executive Directors 
were reviewed during 2014. It was 
concluded that CRH’s fees are 
competitively positioned at present and 
should remain unchanged in 2015. 

Fees for 2015 are set out in table 44.

Individual Remuneration for the year ended 31 December 2014 (Audited)

Table 43

Basic  
Salary and Fees
(a)
€ 000

Benefits 
(b)
€ 000

Other 
Remuneration 
(c)
€ 000

Total

€ 000

2014

2013

2014

2013

2014

2013

2014

2013

Non-executive Directors

E.J. Bärtschi

W.P. Egan

U-H. Felcht

N. Hartery

J.M. de Jong (d)

J.W. Kennedy

D.A. McGovern Jr. (e)

H.A. McSharry

D.N. O'Connor

H.Th. Rottinghuis (f)

68

68

68

68

24

68

68

68

68

59

68

68

68

68

68

68

34

68

68

-

-

-

-

10

5

-

-

-

-

-

-

-

-

23

-

-

-

-

-

-

71

52

37

382

13

37

52

22

56

27

48

52

37

382

60

37

26

22

56

-

139

120

105

460

42

105

120

90

124

86

116

120

105

473

128

105

60

90

124

-

627

578

15

23

749

720

1,391

1,321

(a)  Fee levels for non-executive Directors were unchanged in 2014.

(b)  Benefits: In the case of Nicky Hartery the amount reflects the reimbursement of travel expenses from his residence to his Chairman’s office in Dublin, which 

have been grossed up for Irish tax purposes. In the case of Jan Maarten de Jong, it also includes the value of a gift given to him on his retirement.

(c)  Other Remuneration: Includes remuneration for Chairman, Board Committee work and allowances for non-executive Directors based outside of Ireland. 

(d)  Jan Maarten de Jong retired as a Director on 7 May 2014.

(e)  Don McGovern became a Director on 1 July 2013.

(f)  Henk Rottinghuis became a Director on 18 February 2014.

Non-executive Director Fee Structure

Role

Group Chairman (including non-executive Director salary and fees for committee work)

Non-executive Director (basic salary and fees for committee work)

Additional fees:

Senior Independent Director/Remuneration Committee Chairman*

Audit Committee Chairman

Fee for Europe-based non-executive Directors

Fee for US-based non-executive Directors

Table 44

Amount

€450,000

€90,000

€34,000

€34,000

€15,000

€30,000

* If the roles of Senior Independent Director and Remuneration Committee Chair are not combined, fees of €25,000 and €15,000 apply respectively.

86  CRH

Directors’ Remuneration Report | continued

TSR performance since 2004 (i)

Table 45

TSR performance since 2008 (i)

Table 46

200

150

100

50

0

CRH

FTSE 100

Eurofirst 300

250

200

150

100

50

0

CRH

FTSE 100

Eurofirst 300

4
0
0
2

5
0
0
2

6
0
0
2

7
0
0
2

8
0
0
2

9
0
0
2

0
1
0
2

1
1
0
2

2
1
0
2

3
1
0
2

4
1
0
2

8
0
0
2

9
0
0
2

0
1
0
2

1
1
0
2

2
1
0
2

3
1
0
2

4
1
0
2

(i) For the purposes of comparability, the FTSE 100 Index has been converted to euro using the closing exchange rate at each year-end.

Other Disclosures

Fees paid to former Directors
No payments have been made to 
individual former directors in excess 
of the de minimis threshold of €20,000 
per annum agreed by the Remuneration 
Committee.

Executives’ external appointments
The executive Directors may accept 
external appointments with the prior 
approval of the Board provided that 
such appointments do not prejudice 
the individual’s ability to fulfil their 
duties at the Group. Whether any related 
fees are retained by the individual or 
remitted to the Group is considered on a 
case-by-case basis.

Maeve Carton was appointed as a 
non-executive member of the National 
Treasury Management Agency, an 
Irish state body that provides asset and 
liability management services to the 
Irish government in December 2014. 

Total Shareholder Return  
The value at 31 December 2014 of €100 
invested in 2004 and 2008 respectively, 
compared with the value of €100 
invested in the Eurofirst 300 Index and 
the FTSE 100 Index (which CRH joined 
in December 2011) is shown in the 
graphs above. 

TSR performance has been compared 
against the FTSE 100 and the Eurofirst 
300 as these are broad general market 
indices on which CRH is a constituent. 
The Committee, therefore, considers that 
they offer a reasonable comparison for 
performance.

Compound TSR growth since the 
formation of the Group in 1970 
(assuming the reinvestment of 
dividends) is 15.7%.

Remuneration paid to Chief Executive  
2009 - 2014
Table 47 shows the total remuneration 
paid to the Chief Executive in the period 
2009 to 2014 inclusive and shows 
bonuses and vested long-term incentive 
awards as a percentage of the maximum 
bonus and award that could have been 
received in each year. Albert Manifold 
succeeded Myles Lee as Chief Executive 
effective from 1 January 2014. 

The percentage increase in the Chief 
Executive’s salary in the period 2009 to 
2014 is set out in table 15 on page 72.

The percentage change in the Chief 
Executive’s salary, benefits and bonus 
between 2013 and 2014 was as follows:

Salary  +1.7% 
Benefits  +69.6% 
Bonus  +327.6%

The combined percentage change was 
+87.1%. 

There was a 1.5% increase in the total 
average employment costs in respect 
of employees in the Group as a whole 
between 2013 and 2014.

Chief Executive 2009 - 2014 inclusive

Table 47

(€m)
€4.5

€4.0

€3.5

€3.0

€2.5

€2.0

€1.5

€1.0

€0.5

€0.0

Myles Lee  
(2009-2013)

€2.6m

€2.6m

50%**
22%*

46%
21%

€2.9m

17%

39%

Albert  
Manifold

€3.6m

100%

€4.2m

PSP: 
49%

LTIP: 
34%

€2.5m

27.8%

30%

2009

2010

2011

2012

2013

2014

Other

Retirement Benefits

Long-Term Incentives

Bonus

Benefits

Salary

*  Value of bonus award each year as a percentage of the maximum opportunity. 

**  Value of vested incentive awards as a percentage of the maximum opportunity; in respect of 2013 the 

long-term incentive award value is made up of vestings under the 2006 Performance Share Plan (49.1% 
of maximum) and the 2009 CEO LTIP (33.7% of maximum). There was no long-term incentive vesting in 
relation to awards with a performance period ending in 2012 or 2014.

CRH  87

 
 
 
      
 
 
 
Directors’ Remuneration Report | continued

Relative importance of spend on pay

Table 48 sets out the amount paid by the 
Group in remuneration to employees 
compared to dividend distributions 
made to shareholders in 2013 and 2014. 
The average number of employees is 
set out in note 5 to the Consolidated 
Financial Statements on page 121. We 
have also shown the change in EBITDA 
performance year on year to provide 
an indication of the change in profit 
performance.

The Remuneration Committee and 
Advisors

The non-executive Directors who 
were members of the Remuneration 
Committee during 2014, together with 
their record of attendance at Committee 
meetings, are identified on page 68. Don 
McGovern joined the Committee with 
effect from 1 January 2015. 

Risk policies and systems 
During 2014, the Chairman of the 
Remuneration Committee reviewed 
with the Audit Committee the Group’s 
remuneration structures from a risk 
perspective.

Remuneration consultants
Deloitte LLP was appointed as the 
Committee’s remuneration consultants 
in 2013 following a tender process. The 
Committee has satisfied itself that the 
advice provided by Deloitte is robust 
and independent and that the Deloitte 
LLP engagement partner and team that 
provide remuneration advice to the 
Committee do not have connections 
with CRH plc that may impair their 
independence. Deloitte are signatories 
to the Voluntary Code of Conduct in 
relation to executive remuneration 
consulting in the UK. 

During 2014, Deloitte provided the 
following remuneration services:

 – research and advice regarding 

remuneration trends, best practice and 
remuneration levels for executive and 
non-executive directors in companies 
of similar size and complexity;

 – guidance and advice in relation to 

remuneration developments;

 – analysis of TSR workings under the 

2006 Performance Share Plan;

 – advice in relation to remuneration 

matters generally; and 

88  CRH

Relative Importance of Spend on Pay

Table 48

€4,500 

€4,000 

€3,500 

€3,000 

€2,500 

€2,000 

€1,500 

€1,000 

€500

€0

€4,034

€3,955

€460

€455

Dividends €m

Remuneration received by  
all employees €m

2013

2014

€1,641

€1,475

EBITDA €m

Note: the increase in employment costs for all employees reflects an increase in employee numbers due 
to acquisitions and increased activity in the United States.

2014 AGM – Remuneration Related Votes

Table 49

% in Favour % Against

No. of votes 
withheld

Total No. of 
votes cast 
(incl. votes 
withheld)

% of issued 
share capital

Directors’ Remuneration  
Report (“Say on Pay”)

98.1%

1.9%

13,587,697 511,227,387

69.6%

Remuneration Policy Report

95.2%

4.8%

3,648,186

511,208,343

69.6%

meeting the Remuneration Committee 
determined that there were no concerns 
with the Group’s remuneration 
structures that required investigation. 

Following the 2014 Annual General 
Meeting we also met with a major 
shareholder to discuss the metrics used 
for CRH’s long-term incentive structures 
and we received correspondence from 
another shareholder regarding their 
perspectives in relation to the disclosure 
of annual targets (which we believe our 
disclosures on pages 77 and 78 address). 

 – attendance at Committee meetings, 

when required.

Deloitte also provide other consultancy 
services to the Company in relation 
to support for Internal Audit, when 
required and in respect of talent 
management and human resources, 
taxation and sustainability.

In respect of work carried out by 
Deloitte on behalf of the Remuneration 
Committee in 2014, fees in the amount 
of €49,000 were incurred. 

2014 Annual General Meeting votes on  
remuneration matters 

The voting outcome in respect of the 
remuneration related votes at the 2014 
Annual General Meeting is set out in 
table 49.

Shareholder Engagement

The Chairman and the Remuneration 
Committee Chairman met with a number 
of the Group’s major shareholders in 
advance of the 2014 Annual General 
Meeting. No issues of concern in relation 
to remuneration arose. As the voting 
was overwhelmingly in favour of the 
“Say on Pay” resolution, following the 

 
Directors’ Remuneration Report | continued

Details of remuneration charged against profit in 2014

Directors’ Remuneration* (Audited)

Executive Directors

Basic salary 

Performance-related incentive plan

 - cash element 

 - deferred shares element

Retirement benefits expense

Benefits

Provision for Chief Executive long-term incentive plan**

Total executive Directors’ remuneration

Average number of executive Directors

Non-executive Directors

Fees

Other remuneration

Benefits

Total non-executive Directors’ remuneration

Average number of non-executive Directors

Payments to former Directors***

Total Directors’ remuneration

2014
€ 000

Table 50

2013
€ 000

 2,861 

 3,591 

 3,219 

 1,073 

 1,026 

 114 

 8,293 

 -  

 8,293 

 3.00 

 627 

 749 

 15 

 1,391 

 9.30 

 23 

 9,707 

 1,833 

 54 

 1,660 

 126 

 7,264 

 (1,062)

 6,202 

 4.00 

 578 

 720 

 23 

 1,321 

 8.50 

 23 

 7,546 

*  See analysis of 2014 remuneration by individual in tables 19 and 43 on pages 75 and 86. 

**  As set out on page 69 of the 2013 Directors ‘Remuneration Report, former Chief Executive Myles Lee had a special long-term incentive plan tied to the  

achievement of exceptional growth and key strategic goals for the five-year period 2009 to 2013 with a total maximum earnings potential of 40% of aggregate 
basic salary, amounting to a potential €2,312,000. The actual earnings under this plan amounted to €778,127, payment of which was made in 2014. Annual  
provisions of 40% of basic salary were made in respect of this plan for the years 2009 through 2012 amounting in total to €1,840,000. The difference between the 
total provided for and the sum paid, which amounts to €1,061,873, is reflected as a reduction in the amount of total Directors’ remuneration for 2014.

*** Consulting and other fees paid to a number of former directors.

CRH  89

 
The Committee’s policy in this area 
is that service contracts will be put in 
place for newly appointed executive 
Directors and in cases where there is 
a significant step change in Directors’ 
responsibilities. It is currently 
anticipated that these terms will be 
similar to those agreed with the Chief 
Executive.

Under Irish company law, CRH is not 
required to make service contracts 
available for inspection as the notice 
period is less than 12 months. Service 
contracts will only be available with the 
executive Director’s consent due to data 
protection reasons.

On behalf of the Board

Dan O’Connor 
Remuneration Committee Chairman 

Directors’ Remuneration Report | continued

Remuneration Policy Summary

• properly reward and motivate 

The following summarises the key 
elements of CRH’s Remuneration Policy 
(the “Policy”), which was approved 
by shareholders at the 2014 Annual 
General Meeting. A copy of the Policy is 
available on the Group’s website,  
www.crh.com. 

As an Irish incorporated company, CRH 
is not required to comply with section 
439A of the UK Companies Act 2006 
which requires UK companies to submit 
their remuneration policy to a binding 
shareholder vote. However, maintaining 
high levels of corporate governance is 
important to CRH and, therefore, the 
Company intends to operate within the 
Policy unless it is not practical to do so 
in exceptional circumstances. However, 
as an Irish incorporated company, CRH 
cannot rely on the statutory provisions 
applicable to UK companies under 
the 2013 UK Regulations which, in 
certain circumstances, can resolve any 
inconsistency between a remuneration 
policy and any contractual or other right 
of a Director. In the event there were to 
be such an inconsistency the Company 
may be obliged to honour any such right, 
notwithstanding it may be inconsistent 
with the Policy. 

The Remuneration Committee’s aim is 
to make sure that CRH’s pay structures 
are fair, responsible and competitive, 
in order that CRH can attract and retain 
staff of the calibre necessary for it to 
compete in all of its markets.

The Group’s remuneration structures 
are designed to drive performance and 
link rewards to responsibility and the 
individual contribution of executives. 
It is policy to grant participation in 
the Group’s performance-related plans 
to key management to encourage 
identification with shareholders’ 
interests and to create a community of 
interest among different regions and 
nationalities. 

The policy on Directors’ remuneration, 
which is derived from the overall Group 
policy, is designed to:

• help attract and retain Directors of the 
highest calibre who can bring their 
experience and independent views 
to the policy, strategic decisions and 
governance of CRH;

90  CRH

executive Directors to perform in the 
long-term interest of the shareholders;

• provide an appropriate blend of fixed 
and variable remuneration and short 
and long-term incentives for executive 
Directors;

• complement CRH’s strategy of 

fostering entrepreneurship in its 
regional companies by rewarding the 
creation of shareholder value through 
organic and acquisitive growth;

• reflect the spread of the Group’s 
operations so that remuneration 
packages in each geographical area are 
appropriate and competitive for that 
area; and

• reflect the risk policies of the Group. 

In setting remuneration levels, the 
Remuneration Committee takes into 
consideration the remuneration practices 
of other international companies of 
similar size and scope and trends in 
executive remuneration generally, 
in each of the regions in which the 
Company operates. The Remuneration 
Committee also takes into account the 
EU Commission’s recommendations on 
remuneration in listed companies.

Executive Director service contracts 
and policy on payment for loss of office

When determining leaving arrangements 
for an executive Director, the Committee 
takes into account any contractual 
agreements (including any incentive 
arrangements) and the performance and 
conduct of the individual.

Service contracts
The Chief Executive has entered into 
a service contract with the Company. 
Table 52 sets out the key remuneration 
terms of this contract.

The Finance Director (Maeve Carton) 
and Chief Executive, Oldcastle, Inc. 
(Mark Towe) do not currently have 
service contracts. They do not have a 
notice period in excess of 12 months 
or an entitlement to any benefits 
on termination of employment. 
The Committee will determine the 
amount, if any, paid on termination 
taking into account the circumstances 
around departure and the prevailing 
employment law. 

 
 
Directors’ Remuneration Report | continued

Remuneration Policy for non-executive Directors

Approach to Setting Fees

Basis of Fees

Other Items

Table 51

•  The remuneration of non-executive 
Directors is determined by a Board 
committee of the Chairman and the 
executive Directors.

•  The Remuneration Committee determines 
the remuneration of the Chairman within 
the framework or broad policy agreed with 
the Board.

•  Remuneration is set at a level which will 
attract individuals with the necessary 
experience and ability to make a substantial 
contribution to the Company’s affairs and 
reflect the time and travel demands of 
Board duties.

•  Fees are set taking into account typical 
practice at other companies of a similar 
size and complexity to CRH.

•  Fees are reviewed at appropriate intervals.

•  The non-executive Directors do not 
participate in any of the Company’s 
performance-related incentive plans or 
share schemes.

•  Non-executive Directors do not receive 

pensions.

•  The Group Chairman is reimbursed for 
expenses incurred in travelling from his 
residence to his CRH office. The 
Company settles any tax incurred on this 
on his behalf.

•  Non-executive Directors do not currently 
receive any benefits. However, benefits 
may be provided in the future if, in the 
view of the Board (for non-executive 
Directors or for the Chairman), this was 
considered appropriate. The Company 
may settle any tax due on benefits.

•  Fees are paid in cash.

•  Non-executive Director fees policy is to 

pay:

-  A basic fee for membership of the 

Board;

-  An additional fee for chairing a 

Committee;

-  An additional fee for the role of Senior 

Independent Director (SID) (if the SID is 
not the Chairman of the Remuneration 
Committee);

-  An additional fee to reflect committee 
work (combined fee for all committee 
roles); and

-  An additional fee based on the location 
of the Director to reflect time spent 
travelling to Board meetings.

•  Other fees may also be paid to reflect 
other board roles or responsibilities.

•  In accordance with the Articles of 
Association, shareholders set the 
maximum aggregate amount of the fees 
payable to non-executive Directors. The 
current limit of €750,000 was set by 
shareholders at the Annual General 
Meeting held in 2005.

Chief Executive Service Contract

Table 52

Notice period

•  12 months’ notice by the Company or the executive.

Expiry date

•  Indefinite duration. 

•  Terms of contract will automatically terminate on the executive’s 62nd birthday.

Termination  
payments 

•  On lawful termination of employment, the Committee may, at its absolute discretion, make a termination payment in 

lieu of 12 months’ notice based on base salary, benefits and pension contribution due during that period.

•  Where the Company terminates the contract lawfully without notice then no payment in lieu of notice shall be due.

•  If, in the event of a change of control, there is a diminution in the role and responsibilities of the Chief Executive he may 
terminate the contract; on such termination a payment equal to one year’s remuneration (being salary, pension, other 
benefits and vested incentive awards) will be made to the executive.

Disability

•  In the event that the Chief Executive falls ill or is injured in such a way as which would constitute ill-health or 

disablement so that the Chief Executive could not work for a period of more than six months, in lieu of the early 
ill-health retirement provisions in the pension scheme which would otherwise operate in such cases, he shall be 
entitled to receive a disability salary of €1,000,000 per annum. Such payment would cease when the Chief Executive 
reaches age 60, returns to work or if the service agreement is terminated.

Other information

•  The Company retains the ability to suspend the executive from employment on full salary and to require the executive 
to observe a period of “garden leave” of up to 12 months on full salary, contractual benefits and pension contribution.

CRH  91

 
Directors’ Remuneration Report | continued

Policy table

Further details regarding the operation of the Policy can be found on pages 75 to 89 of the Annual Statement on Remuneration.

Table 53 

Fixed

Element

Base salary

Purpose and  
link to strategy

•  Competitive salaries help to attract and retain staff with the 
experience and knowledge required to enable the Group to 
compete in its markets.

Pension

Benefits

•  Pension arrangements provide competitive and appropriate 

•  To provide a market-competitive level of benefits for executive Directors.

retirement plans.

•  Given the long-term nature of the business, pension is an 
important part of the remuneration package to support 
creation of value and succession planning. 

Operation

•  Base salaries are set by the Committee taking into account:

•  Irish-based executive Directors participate in a contributory 

•  The Committee’s policy is to set benefit provision at an appropriate market competitive level taking into account market practice, the level of 

 – the size and scope of the executive Director’s role and 

defined benefit scheme. 

responsibilities;

 – the individual’s skills, experience and performance;

 – salary levels at FTSE listed companies of a similar size and 
complexity to CRH and other international construction 
and building materials companies; and

 – pay and conditions elsewhere in the Group.

•  Base salary is normally reviewed annually with changes 

generally effective on 1 January, although the Committee 
may make an out-of-cycle increase if it considers it to be 
appropriate.

•  The US-based executive Director participates in a defined 
contribution scheme and in an unfunded Supplemental 
Executive Retirement Plan (SERP).

assurance. 

•  The defined benefit scheme which the Di rectors participate 

Executive could not work for a period of more than six months, in lieu of the early ill-health retirement provisions in the pension scheme 

in is closed to new entrants. 

which would otherwise operate in such cases, he shall be entitled to receive a disability salary of €1,000,000 per annum. Such payment 

•  For new appointments to the Board, the Committee may 
determine that alternative pension provisions will operate 
(for example a defined contribution scheme or cash 
contribution). When determining pension arrangements for 
new appointments, the Committee will give regard to existing 
entitlements, the cost of the arrangements, market practice 
and the pension arrangements received elsewhere in the 
Group.

Maximum  
opportunity

•  Base salaries are set at a level which the Committee 

•  The defined benefit pension is provided through an Irish 

•  The level of benefit provided will depend on the cost of providing individual items and the individual’s circumstances, and therefore the  

considers to be appropriate taking into consideration the 
factors outlined in the “operation” section. 

•  While there is no maximum base salary, normally increases 
will be in line with the typical level of increase awarded to 
other employees in the Group but may be higher in certain 
circumstances. These circumstances may include:

 – Where a new executive Director has been appointed at 

a lower salary, higher increases may be awarded over an 
initial period as the executive Director gains in experience 
and the salary is moved to what the Committee considers 
is an appropriate positioning;

 – Where there has been a significant increase in the scope 
or responsibility of an executive Director’s role or where 
an individual has been internally promoted, higher salary 
increases may be awarded; and

 – Where a larger increase is considered necessary to reflect 

significant changes in market practice.

Revenue approved retirement benefit scheme up until the 
pension cap established in the Finance Act 2006 (see details 
on page 81). Accrued benefits for service to 31 December 
2011 are based on pensionable salary and years of service 
as at that date (annual accrual of 1/60th), with this tranche 
being revalued annually at the Consumer Price Index subject 
to a 5% ceiling. For service subsequent to that date, a 
career-average revalued earnings system was introduced 
with each year of service being subject to annual revaluation 
on the same basis as outlined above. Irish based executive 
Directors receive a supplementary taxable non-pensionable 
cash allowance in lieu of pension benefits foregone as a 
result of the pension cap. These allowances are similar in 
value to the reduction in the Company’s liability represented 
by the pension benefit foregone. Whilst there is no absolute 
maximum to the quantum of these payments they are 
calculated based on actuarial advice as the equivalent of the 
reduction in the Company’s liability to each individual and 
spread over the term to retirement as annual compensation 
allowances.  

•  The US-based executive Director participates in a defined 

contribution retirement plan in respect of basic salary; and in 
addition he participates in an unfunded defined contribution 
SERP also in respect of basic salary, to which contributions 
are made at an agreed rate (20%), offset by contributions 
made to the other retirement plan.

Performance 
measures

n/a

92  CRH

n/a

n/a

benefits provided for other employees in the Group, the individual’s home jurisdiction and the jurisdiction in which the individual is based.

•  Employment-related benefits include the use of company cars (or a car allowance), medical insurance for the Director and his/her family/life 

•  In the event that the Chief Executive falls ill or is injured in such a way as which would constitute ill-health or disablement so that the Chief 

would cease when the Chief Executive reaches age 60, returns to work or if the service agreement is terminated.

•  The Chief Executive, Oldcastle Inc. also receives benefits in relation to club membership and short term disability insurance. 

•  Benefits may also be provided in respect of legal fees incurred in respect of agreeing service contracts, or similar agreements (for which the 

Company may settle any tax incurred by the executive Director) and a gift on retirement.

•  The Committee may remove benefits that executive Directors receive or introduce other benefits if it is considered appropriate to do so.  

The Company may also pay the tax due on benefits if it considers that it is appropriate to do so.

•  All-employee share schemes – executive Directors are eligible to participate in the Company’s all-employee share schemes on the same 

terms as other employees.

•  Relocation policy – where executive Directors are required to relocate to take up their role, the Committee may determine that they 

should receive appropriate relocation and ongoing expatriate benefits. The level of such benefits would be determined based on individual 

circumstances taking into account typical market practice.

Committee has not set a maximum level of benefits.

Policy table

Further details regarding the operation of the Policy can be found on pages 75 to 89 of the Annual Statement on Remuneration.

Table 53 

Fixed

Element

Base salary

Pension

Benefits

Purpose and  

•  Competitive salaries help to attract and retain staff with the 

•  Pension arrangements provide competitive and appropriate 

•  To provide a market-competitive level of benefits for executive Directors.

Directors’ Remuneration Report | continued

•  The Committee’s policy is to set benefit provision at an appropriate market competitive level taking into account market practice, the level of 
benefits provided for other employees in the Group, the individual’s home jurisdiction and the jurisdiction in which the individual is based.

•  Employment-related benefits include the use of company cars (or a car allowance), medical insurance for the Director and his/her family/life 

assurance. 

•  In the event that the Chief Executive falls ill or is injured in such a way as which would constitute ill-health or disablement so that the Chief 
Executive could not work for a period of more than six months, in lieu of the early ill-health retirement provisions in the pension scheme 
which would otherwise operate in such cases, he shall be entitled to receive a disability salary of €1,000,000 per annum. Such payment 
would cease when the Chief Executive reaches age 60, returns to work or if the service agreement is terminated.

•  The Chief Executive, Oldcastle Inc. also receives benefits in relation to club membership and short term disability insurance. 

•  Benefits may also be provided in respect of legal fees incurred in respect of agreeing service contracts, or similar agreements (for which the 

Company may settle any tax incurred by the executive Director) and a gift on retirement.

•  The Committee may remove benefits that executive Directors receive or introduce other benefits if it is considered appropriate to do so.  

The Company may also pay the tax due on benefits if it considers that it is appropriate to do so.

•  All-employee share schemes – executive Directors are eligible to participate in the Company’s all-employee share schemes on the same 

terms as other employees.

•  Relocation policy – where executive Directors are required to relocate to take up their role, the Committee may determine that they 

should receive appropriate relocation and ongoing expatriate benefits. The level of such benefits would be determined based on individual 
circumstances taking into account typical market practice.

Maximum  

opportunity

•  Base salaries are set at a level which the Committee 

•  The defined benefit pension is provided through an Irish 

•  The level of benefit provided will depend on the cost of providing individual items and the individual’s circumstances, and therefore the  

considers to be appropriate taking into consideration the 

Revenue approved retirement benefit scheme up until the 

Committee has not set a maximum level of benefits.

factors outlined in the “operation” section. 

pension cap established in the Finance Act 2006 (see details 

link to strategy

experience and knowledge required to enable the Group to 

retirement plans.

compete in its markets.

•  Given the long-term nature of the business, pension is an 

important part of the remuneration package to support 

creation of value and succession planning. 

Operation

•  Base salaries are set by the Committee taking into account:

•  Irish-based executive Directors participate in a contributory 

 – the size and scope of the executive Director’s role and 

defined benefit scheme. 

responsibilities;

 – the individual’s skills, experience and performance;

 – salary levels at FTSE listed companies of a similar size and 

complexity to CRH and other international construction 

and building materials companies; and

 – pay and conditions elsewhere in the Group.

•  Base salary is normally reviewed annually with changes 

generally effective on 1 January, although the Committee 

may make an out-of-cycle increase if it considers it to be 

appropriate.

•  The US-based executive Director participates in a defined 

contribution scheme and in an unfunded Supplemental 

Executive Retirement Plan (SERP).

•  The defined benefit scheme which the Di rectors participate 

in is closed to new entrants. 

•  For new appointments to the Board, the Committee may 

determine that alternative pension provisions will operate 

(for example a defined contribution scheme or cash 

contribution). When determining pension arrangements for 

new appointments, the Committee will give regard to existing 

entitlements, the cost of the arrangements, market practice 

and the pension arrangements received elsewhere in the 

Group.

•  While there is no maximum base salary, normally increases 

will be in line with the typical level of increase awarded to 

other employees in the Group but may be higher in certain 

circumstances. These circumstances may include:

 – Where a new executive Director has been appointed at 

a lower salary, higher increases may be awarded over an 

initial period as the executive Director gains in experience 

and the salary is moved to what the Committee considers 

is an appropriate positioning;

 – Where there has been a significant increase in the scope 

or responsibility of an executive Director’s role or where 

an individual has been internally promoted, higher salary 

increases may be awarded; and

 – Where a larger increase is considered necessary to reflect 

significant changes in market practice.

on page 81). Accrued benefits for service to 31 December 

2011 are based on pensionable salary and years of service 

as at that date (annual accrual of 1/60th), with this tranche 

being revalued annually at the Consumer Price Index subject 

to a 5% ceiling. For service subsequent to that date, a 

career-average revalued earnings system was introduced 

with each year of service being subject to annual revaluation 

on the same basis as outlined above. Irish based executive 

Directors receive a supplementary taxable non-pensionable 

cash allowance in lieu of pension benefits foregone as a 

result of the pension cap. These allowances are similar in 

value to the reduction in the Company’s liability represented 

by the pension benefit foregone. Whilst there is no absolute 

maximum to the quantum of these payments they are 

calculated based on actuarial advice as the equivalent of the 

reduction in the Company’s liability to each individual and 

spread over the term to retirement as annual compensation 

allowances.  

•  The US-based executive Director participates in a defined 

contribution retirement plan in respect of basic salary; and in 

addition he participates in an unfunded defined contribution 

SERP also in respect of basic salary, to which contributions 

are made at an agreed rate (20%), offset by contributions 

made to the other retirement plan.

Performance 

n/a

measures

n/a

n/a

CRH  93

 
2014 Performance Share Plan (PSP)

interest in CRH shares and by incentivising the achievement of long-term performance goals. 

Table 53

Committee).

•  Dividend equivalents may be paid on PSP awards that vest in respect of dividends paid during the vesting period until the end of the holding 

period. These payments may be made in cash or shares and may assume reinvestment on a cumulative basis.

•  For 2014 awards onwards, malus provisions (as set out in the rules of the PSP) will apply to awards. 

Directors’ Remuneration Report | continued

Policy table continued

Performance-related pay

Element

Annual Bonus Plan

Purpose and  
link to strategy

•  The Annual Performance-related Incentive Plan is designed to reward the creation of shareholder value through operational 

•  The role of the PSP is to align the interest of key management across different regions and nationalities with those of shareholders through an 

excellence and organic and acquisitive growth. The Plan incentivises executive Directors to deliver Group and individual goals 
that support long-term value creation.

•  A Deferred Annual Performance-related Incentive Plan element links the value of executive Directors’ reward with the long-term 

performance of the CRH share price and aligns the interests of executive Directors with shareholders’ interests.

•  The ‘malus’ provision enables the Company to mitigate risk.

Operation

•  The Annual Performance-related Incentive Plan rewards executive Directors for meeting Company performance goals over a 

•  Awards (in the form of conditional share awards or nil cost options) normally vest based on performance over a period of not less than three years. 

financial year of the Company. Targets are set annually by the Committee.

Awards may also be settled in cash.

•  The annual bonus is paid in a mix of cash and shares (structured as a deferred share award).

•  Awards are normally subject to an additional holding period ending on the fifth anniversary of the grant date (or another date determined by the 

•  For 2014:

 – 75% of the bonus will be paid in cash; and

 – 25% will be paid in shares.

•  In future years, the Committee may determine that a different balance between cash and shares is appropriate and adjust the 

relevant payments accordingly.

•  When assessing performance and determining bonus payouts the Committee also considers the underlying financial 

performance of the business to ensure it is consistent with the overall award level.

•  The deferred element of the bonus will be structured as a conditional share award or nil cost option and will normally vest after 

three years from grant (or a different period determined by the Committee). Deferred share awards may be settled in cash.

•  Dividend equivalents may be paid on deferred share awards in respect of dividends paid during the vesting period. These 

payments may be made in cash or shares and may assume the reinvestment of dividends on a cumulative basis.

•  For deferred awards granted from 2014, malus provisions apply. Cash bonus payments may be subject to clawback of the net 

amount paid for a period of three years from payment.

Maximum  
opportunity

•  Maximum annual opportunity of 150% of base salary.

•  The normal maximum award is 250% of salary per annum. In exceptional circumstances, the Committee may grant awards of up to 350% of  

base salary.

•  For 2014 the intended award levels are: 

 – Chief Executive – 250% of base salary

 – Other executive Directors – 200% of base salary

Performance 
measures

•  The Annual Performance-related Incentive Plan is based on achieving clearly defined and stretching annual targets and 

•  Awards to be granted in 2014 will vest based on a relative TSR return compared to key peers and cumulative cash flow performance.

strategic goals set by the Committee each year based on key business priorities.

•  The performance metrics used are a mix of financial targets including return goals and personal/strategic objectives generally 

including safety. Currently 80% of the bonus is based on financial performance measures. The Committee may vary the 
weightings of measures but no less than 50% shall be based on financial performance measures.

•  For threshold levels of performance 25% of the award vests with straight-line vesting to maximum.

•  When determining vesting under the PSP the Committee reviews whether the TSR performance has been impacted by unusual events and 

whether it, therefore, reflects the underlying performance of the business. In addition, the Committee will consider financial performance (including 

EPS) in the period to ensure that TSR performance is consistent with the objectives of the performance criteria and was not distorted by 

•  A portion of the bonus metrics for any Director may be linked to his/her specific area of responsibility.

extraneous factors.

•  Up to 50% of the maximum bonus will be paid for achieving target levels of performance.

•  The Committee may amend the performance conditions if an event occurs that causes it to consider that an amended performance condition 

would be more appropriate and would not be materially less difficult to satisfy.

94  CRH

Directors’ Remuneration Report | continued

2014 Performance Share Plan (PSP)

Table 53

Purpose and  

•  The Annual Performance-related Incentive Plan is designed to reward the creation of shareholder value through operational 

•  The role of the PSP is to align the interest of key management across different regions and nationalities with those of shareholders through an 

link to strategy

excellence and organic and acquisitive growth. The Plan incentivises executive Directors to deliver Group and individual goals 

interest in CRH shares and by incentivising the achievement of long-term performance goals. 

Operation

•  The Annual Performance-related Incentive Plan rewards executive Directors for meeting Company performance goals over a 

•  Awards (in the form of conditional share awards or nil cost options) normally vest based on performance over a period of not less than three years. 

financial year of the Company. Targets are set annually by the Committee.

Awards may also be settled in cash.

•  The annual bonus is paid in a mix of cash and shares (structured as a deferred share award).

•  Awards are normally subject to an additional holding period ending on the fifth anniversary of the grant date (or another date determined by the 

Committee).

•  Dividend equivalents may be paid on PSP awards that vest in respect of dividends paid during the vesting period until the end of the holding 

period. These payments may be made in cash or shares and may assume reinvestment on a cumulative basis.

•  For 2014 awards onwards, malus provisions (as set out in the rules of the PSP) will apply to awards. 

Policy table continued

Performance-related pay

Element

Annual Bonus Plan

that support long-term value creation.

•  A Deferred Annual Performance-related Incentive Plan element links the value of executive Directors’ reward with the long-term 

performance of the CRH share price and aligns the interests of executive Directors with shareholders’ interests.

•  The ‘malus’ provision enables the Company to mitigate risk.

•  For 2014:

 – 75% of the bonus will be paid in cash; and

 – 25% will be paid in shares.

relevant payments accordingly.

•  In future years, the Committee may determine that a different balance between cash and shares is appropriate and adjust the 

•  When assessing performance and determining bonus payouts the Committee also considers the underlying financial 

performance of the business to ensure it is consistent with the overall award level.

•  The deferred element of the bonus will be structured as a conditional share award or nil cost option and will normally vest after 

three years from grant (or a different period determined by the Committee). Deferred share awards may be settled in cash.

•  Dividend equivalents may be paid on deferred share awards in respect of dividends paid during the vesting period. These 

payments may be made in cash or shares and may assume the reinvestment of dividends on a cumulative basis.

•  For deferred awards granted from 2014, malus provisions apply. Cash bonus payments may be subject to clawback of the net 

amount paid for a period of three years from payment.

Maximum  

opportunity

•  Maximum annual opportunity of 150% of base salary.

•  The normal maximum award is 250% of salary per annum. In exceptional circumstances, the Committee may grant awards of up to 350% of  

base salary.

•  For 2014 the intended award levels are: 

 – Chief Executive – 250% of base salary
 – Other executive Directors – 200% of base salary

Performance 

•  The Annual Performance-related Incentive Plan is based on achieving clearly defined and stretching annual targets and 

•  Awards to be granted in 2014 will vest based on a relative TSR return compared to key peers and cumulative cash flow performance.

measures

strategic goals set by the Committee each year based on key business priorities.

•  The performance metrics used are a mix of financial targets including return goals and personal/strategic objectives generally 

including safety. Currently 80% of the bonus is based on financial performance measures. The Committee may vary the 

weightings of measures but no less than 50% shall be based on financial performance measures.

•  A portion of the bonus metrics for any Director may be linked to his/her specific area of responsibility.

•  For threshold levels of performance 25% of the award vests with straight-line vesting to maximum.

•  When determining vesting under the PSP the Committee reviews whether the TSR performance has been impacted by unusual events and 

whether it, therefore, reflects the underlying performance of the business. In addition, the Committee will consider financial performance (including 
EPS) in the period to ensure that TSR performance is consistent with the objectives of the performance criteria and was not distorted by 
extraneous factors.

•  Up to 50% of the maximum bonus will be paid for achieving target levels of performance.

•  The Committee may amend the performance conditions if an event occurs that causes it to consider that an amended performance condition 

would be more appropriate and would not be materially less difficult to satisfy.

CRH  95

 
Directors’ Report

The Directors submit their report and the 
audited Consolidated Financial Statements for 
the year ended 31 December 2014.

Principal Activity, Results for the Year and 
Review of Business

CRH is a diversified international building 
materials group which manufactures and 
distributes a diverse range of products 
servicing the breadth of construction needs, 
from the fundamentals of heavy materials and 
elements to construct the frame, through 
value-added exterior products that complete 
the building envelope, to distribution channels 
which service construction fit-out and renewal. 
The Group has over 1,000 subsidiary, joint 
venture and associate undertakings; the 
principal ones as at 31 December 2014 are 
listed on pages 162 to 166.

The Group’s strategy, business model and 
development activity are summarised in the 
Strategy Review section on pages 7 to 15 and 
are deemed to be incorporated in this part of 
the Directors’ Report.

As set out in the Consolidated Income 
Statement on page 104, the Group reported a 
profit before tax for the year of €761 million. 
Comprehensive reviews of the financial and 
operating performance of the Group during 
2014 are set out in the Business Performance 
Review on pages 22 to 49; key financial 
performance indicators are also set out in this 
section. The treasury policy and objectives of 
the Group are set out in detail in note 21 to the 
Consolidated Financial Statements.

Dividend

An interim dividend of 18.5c (2013: 18.5c) per 
share was paid in October 2014. The Board is 
recommending a final dividend of 44c per 
share. This gives a total dividend of 62.5c  
for the year, maintained at last year’s level 
(2013: 62.5c). The earnings per share for the 
year were 78.9c representing a cover of  
1.26 times the proposed dividend for 2014.

It is proposed to pay the final dividend on  
12 May 2015 to shareholders registered at the 
close of business on 6 March 2015. Subject to 
the approval of resolutions 2 and 12 at the 
2015 Annual General Meeting, shareholders 
are being offered a scrip dividend alternative.

2015 Outlook 

In the United States, the pace of GDP growth 
is expected to pick-up in 2015 and we believe 
that the fundamentals are in place for 
continued positive momentum in the 
economy. Demand in the residential 
construction market continues to expand, 

96  CRH

albeit at a more moderate rate, while recovery 
in the non-residential market is starting to 
gather pace. While the infrastructure market 
remains broadly stable, there is upside 
potential due to the growing economy and 
increased state spending.

In Europe, the general market environment 
continues to normalise across our main 
markets. The outlook for 2015 is somewhat 
mixed, particularly in the first half for which 
the 2014 comparatives reflect the benefit of 
very benign weather conditions. In our 
generally stable markets in Western Europe we 
expect to see some improvement in overall 
demand in 2015, particularly in residential 
activity. While the outlook in Ukraine remains 
very uncertain, we anticipate that demand 
will increase in Eastern Europe, driven 
primarily by an expected pick-up in the roads 
programme in Poland towards the second half 
of the year.

With the improvements expected in market 
conditions across our main geographies, 
together with easing commodity prices, the 
benefits of cost efficiencies and a favourable 
foreign exchange translation effect, we expect 
2015 to be a further year of progress.

Sustainability

As set out in the Strategy Review section on 
pages 7 to 15, the Group is fully committed to 
operating ethically and responsibly in all 
aspects of its business relating to employees, 
customers, neighbours and other stakeholders. 
Details of CRH’s policies and performance 
relating to the Environment and Climate 
Change, Health & Safety and Social & 
Community matters are set out in the 
separately published and independently 
verified annual Sustainability Reports which 
are available on the Group’s website at  
www. crh.com. The 2014 report will be 
available by mid-2015.

Principal Risks and Uncertainties

Under Irish Company law (Regulation 5(4)(c)
(ii) of the Transparency (Directive 2004/109/
EC) Regulations 2007), the Group is required to 
give a description of the principal risks and 
uncertainties which it faces. These risks and 
uncertainties reflect the international scope of 
the Group’s operations and the Group’s 
decentralised structure.

Strategic Risks and Uncertainties

Industry cyclicality: The level of construction 
activity in local and national markets is 
inherently cyclical being influenced by a wide 
variety of factors including global and national 
economic circumstances, ongoing austerity 

programmes in the developed world, 
governments’ ability to fund infrastructure 
projects, consumer sentiment and weather 
conditions. Financial performance may also be 
negatively impacted by unfavourable swings in 
fuel and other commodity/raw material prices. 
Failure of the Group to respond on a timely 
basis and/or adequately to unfavourable events 
beyond its control will adversely affect 
financial performance.

Political and economic uncertainty: As an 
international business, the Group operates in 
many countries with differing, and in some 
cases potentially fast-changing economic, 
social and political conditions. These 
conditions could include political unrest, 
strikes, war and other forms of instability 
including natural disasters, epidemics, 
widespread transmission of diseases and 
terrorist attacks. With particular reference to 
developing markets, changes in these 
conditions, or in the governmental or 
regulatory requirements in any of the countries 
in which the Group operates, may adversely 
affect the Group’s business, results of 
operations, financial condition or prospects 
thus leading to possible impairment of 
financial performance and/or restrictions on 
future growth opportunities.

Commodity products and substitution: The 
Group faces strong volume and price 
competition across its product lines. In 
addition, existing products may be replaced by 
substitute products which the Group does not 
produce or distribute. Against this backdrop, if 
the Group fails to generate competitive 
advantage through differentiation and 
innovation across the value chain (for example, 
through superior product quality, engendering 
customer loyalty or excellence in logistics), 
market share, and thus financial performance, 
may decline.

Acquisition activity: Growth through 
acquisition is a key element of the Group’s 
strategy. The Group may not be able to 
continue to grow as contemplated in its 
business plan if it is unable to identify 
attractive targets (including potential new 
platforms for growth), execute full and proper 
due diligence, raise funds on acceptable terms, 
complete such acquisition transactions, 
integrate the operations of the acquired 
businesses and realise anticipated levels of 
profitability and cash flows. The Group may be 
liable for the past acts, omissions or liabilities 
of companies or businesses acquired, which 
may either be unforeseen or greater than 
anticipated at the time of the relevant 
acquisition. On 1 February 2015, CRH 

Regulatory Information

This table contains information which is required to be provided for regulatory purposes.

2009 Corporate Governance Regulations:

For the purpose of Statutory Instrument 450/2009 European Communities (Directive 2006/46/ 
EC) Regulations 2009, as amended by Statutory Instrument 83/2010 European Communities 
(Directive 2006/46/EC) (Amendment) Regulations 2010, the Corporate Governance report on 
pages 54 to 71 is deemed to be incorporated in this part of the Directors’ Report. Details of the 
Company’s Employee Share Schemes and capital structure can be found in notes 7 and 28 to 
the Financial Statements on pages 121 to 123 and 147 and 148 respectively.

2006 Takeover Regulations:

For the purpose of Regulation 21 of Statutory Instrument 255/2006 European Communities 
(Takeover Bids (Directive 2004/25/EC)) Regulations 2006, the rules relating to the appointment 
and replacement of Directors are summarised in the section on Board of Directors in this Report 
on page 98 and in the following sections of the Corporate Governance Report: Membership of 
the Board on page 56, Directors’ retirement and re-election on page 58 and Memorandum and 
Articles of Association on page 71. The Chief Executive has entered into a service contract, the 
principal terms of which are summarised on page 91 of the Directors’ Remuneration Report and 
are deemed to be incorporated in this part of the Directors’ Report. The Company’s 
Memorandum and Articles of Association, which are available on the CRH website, are also 
deemed to be incorporated in this part of the Directors’ Report. The Group has certain banking 
facilities and bond issues outstanding which may require repayment in the event that a change 
in control occurs with respect to the Company. In addition, the Company’s share option 
schemes and Performance Share Plan contain change of control provisions which can allow for 
the acceleration of the exercisability of share options and the vesting of share awards in the 
event that a change of control occurs with respect to the Company.

2007 Transparency Regulations:

For the purpose of Statutory Instrument 277/2007 Transparency (Directive 2004/109/EC) 
Regulations 2007, the Sustainability Report as published on the CRH website is deemed to be 
incorporated in this part of the Directors’ Report, together with the following sections of this 
annual report: the Chairman’s Introduction on pages 2 and 3, the Strategy Review section on 
pages 7 to 15, the Business Performance Review on pages 22 to 49, the details of earnings per 
Ordinary Share in note 12 to the Consolidated Financial Statements, details of derivative 
financial instruments in note 24, the details of the re-issue of Treasury Shares in note 28 and 
details of employees in note 5.

announced that it had made a binding 
irrevocable offer to acquire certain assets being 
disposed of by Lafarge S.A. and Holcim 
Limited in advance of their intended merger for 
an enterprise value of €6.5 billion. As noted by 
the Chairman in his review on pages 2 and 3 
the transaction is subject to CRH obtaining 
shareholder approval and certain other 
conditions. There can be no guarantee that these 
conditions precedent will be met, these approvals 
granted or that the proposed acquisition will be 
completed as proposed or at all.

Joint ventures and associates: The Group does 
not have a controlling interest in certain of the 
businesses (i.e. joint ventures and associates) in 
which it has invested and may invest. The 
absence of a controlling interest gives rise to 
increased governance complexity and a need 

for proactive relationship management, which 
may restrict the Group’s ability to generate 
adequate returns and to develop and grow 
these businesses.

Human resources: Existing processes to recruit, 
develop and retain talented individuals and 
promote their mobility may be inadequate thus 
giving rise to employee/management attrition 
and difficulties in succession planning and 
potentially impeding the continued realisation 
of the core strategy of performance and growth. 
In addition, the Group is exposed to various 
risks associated with collective representation 
of employees in certain jurisdictions. These 
risks could include strikes and increased wage 
demands with possible reputational 
consequences.

Corporate communications: As a publicly 
listed company, the Group undertakes regular 
communication with its stakeholders. Given 
that these communications may contain 
forward looking statements, which by their 
nature involve uncertainty, actual results and 
developments may differ from those 
communicated due to a variety of external and 
internal factors giving rise to reputational risk.

Cyber and information technology: As a result 
of the proliferation of information technology 
in the world today, the Group is dependent on 
the employment of advanced information 
systems and is exposed to risks of failure in the 
operation of these systems. Furthermore, the 
Group is exposed to security threats to its 
digital infrastructure through cyber crime 
which might lead to interference with 
production processes, manipulation of 
financial data, the theft of private data or 
misrepresentation of information via digital 
media. In addition to potential irretrievability 
or corruption of critical data, the Group could 
suffer reputational losses and incur significant 
financial costs in remediation. Such attacks are 
by their nature technologically sophisticated 
and may be difficult to detect and defend in a 
timely fashion.

Sustainability: The Group is subject to stringent 
and evolving laws, regulations, standards and 
best practices in the area of sustainability 
(comprising corporate governance, 
environmental management and climate 
change (specifically capping of emissions), 
health and safety management and social 
performance) which may give rise to increased 
ongoing remediation and/or other compliance 
costs and may adversely affect the Group’s 
business, results of operations, financial 
condition and/or prospects.

Laws and regulations: The Group is subject to 
many local and international laws and 
regulations, including those relating to 
competition law, corruption and fraud, across 
many jurisdictions of operation and is exposed 
to changes in those laws and regulations and to 
the outcome of any investigations conducted by 
governmental, international and other 
regulatory authorities, which may result in the 
imposition of fines and/or sanctions for 
non-compliance, and may potentially inflict 
reputational damage. 

Financial and Reporting Risks and 
Uncertainties

Financial instruments (interest rate and 
leverage, foreign currency, counterparty, credit 
ratings and liquidity): The Group uses financial 
instruments throughout its businesses giving 

CRH  97

 
Directors’ Report | continued

rise to interest rate and leverage, foreign 
currency, counterparty, credit rating and 
liquidity risks. A significant portion of the cash 
generated by the Group from operational 
activity is currently dedicated to the payment 
of principal and interest on indebtedness. In 
addition, the Group has entered into certain 
financing agreements containing restrictive 
covenants requiring it to maintain a certain 
minimum interest coverage ratio and a certain 
minimum net worth. A downgrade of the 
Group’s credit ratings may give rise to increases 
in funding costs in respect of future debt and 
may impair the Group’s ability to raise funds 
on acceptable terms. In addition, against the 
backdrop of heightened uncertainties in the 
eurozone, insolvency of the financial 
institutions with which the Group conducts 
business (or a downgrade in their credit 
ratings) may lead to losses in derivative assets 
and cash and cash equivalents balances or 
render it more difficult either to utilise existing 
debt capacity or otherwise obtain financing for 
operations. 

Defined benefit pension schemes and related 
obligations: The Group operates a number of 
defined benefit pension schemes and related 
obligations (for example, termination 
indemnities and jubilee/long-term service 
benefits, which are accounted for as defined 
benefit) in certain of its operating jurisdictions.

The assets and liabilities of defined benefit 
pension schemes may exhibit significant 
period-on-period volatility attributable 
primarily to asset values, changes in bond 
yields/discount rates and anticipated longevity. 
In addition to the contributions required for the 
ongoing service of participating employees, 
significant cash contributions may be required 
to remediate deficits applicable to past service. 
In addition, fluctuations in the accounting 
surplus/deficit may adversely impact credit 
metrics thus harming the Group’s ability to 
raise funds.

Adequacy of insurance arrangements and 
related counterparty exposures: The building 
materials sector is subject to a wide range of 
operating risks and hazards, not all of which 
can be covered, adequately or at all, by 
insurance; these risks and hazards would 
include climatic conditions such as floods and 
hurricanes/cyclones, seismic activity, technical 
failures, interruptions to power supplies, 
industrial accidents and disputes, 
environmental hazards, fire and crime. In its 
worldwide insurance programme, the Group 
provides coverage for its operations at a level 
believed to be commensurate with the 
associated risks. In the event of failure of one or 

98  CRH

more of its insurance counterparties, the Group 
could be impacted by losses where recovery 
from such counterparties is not possible. 

Foreign currency translation: The Group’s 
activities are conducted primarily in the local 
currency of the country of operation resulting 
in low levels of foreign currency transactional 
risk. The principal foreign exchange risks to 
which the Consolidated Financial Statements 
are exposed pertain to adverse movements in 
reported results when translated into euro 
(which is the Group’s reporting currency) 
together with declines in the euro value of net 
investments which are denominated in a wide 
basket of currencies other than the euro.

Goodwill impairment: Significant under-
performance in any of the Group’s major 
cash-generating units or the divestment of 
businesses in the future may give rise to a 
material write-down of goodwill, which would 
have a substantial impact on the Group’s 
income and equity. 

Inspections by Public Company Accounting 
Oversight Board (“PCAOB”): Our auditors, like 
other independent registered public accounting 
firms operating in Ireland and a number of 
other European countries, are not currently 
permitted to be subject to inspection by the 
PCAOB, and as such, investors are deprived of 
the benefits of PCAOB inspections.

The principal financial and reporting risks and 
uncertainties are subject to further disclosure 
in the notes to the Consolidated Financial 
Statements and the accompanying accounting 
policies.

As demonstrated by CRH’s proven record of 
superior performance, the Group’s management 
team has substantial and long experience in 
dealing with the impact of these risks. The 
mechanisms through which the principal risks 
and uncertainties are managed are addressed in 
the Risk Management and Internal Control 
section of the Corporate Governance Report. 

Greenhouse Gas Emissions 

Disclosures relating to the Group’s greenhouse 
gas emissions are contained in the Measuring 
Performance section on page 14. 

Proposed Acquisition of Certain Assets Being 
Disposed of by Lafarge S.A. and Holcim 
Limited

The Directors’ have convened an Extraordinary 
General Meeting (“EGM”) to be held on 19 
March 2015 for the purposes of approving the 
acquisition of certain assets being disposed of 
by Lafarge S.A. and Holcim Limited in advance 
of their intended merger. A circular to 

shareholders in relation to this proposal 
including the notice of the EGM was published 
by the Company on 20 February 2015. 
Shareholders should refer to this circular for 
further details.

Directors’ Remuneration Report

Resolution 3 to be proposed at the 2015 Annual 
General Meeting deals with the 2014 Directors’ 
Remuneration Report (excluding the summary 
of the Remuneration Policy), as set out on 
pages 72 to 89, which the Board has again 
decided to present to shareholders for the 
purposes of a non-binding advisory vote. This 
is in line with international best practice.

Board of Directors

Mr. H. Th. Rottinghuis was appointed to the 
Board on 18 February 2014.

Mr. J.M. de Jong retired from the Board on  
7 May 2014.

Mr. P.J. Kennedy was appointed to the Board 
with effect from 1 January 2015.

Ms. L. Riches has been appointed to the Board 
with effect from 1 March 2015.

Mr. J.W. Kennedy and Mr. D.N. O’Connor will 
retire from the Board at the conclusion of the 
Annual General Meeting to be held on 7 May 
2015.

Under the Company’s Articles of Association, 
co-opted Directors are required to submit 
themselves to shareholders for election at the 
Annual General Meeting following their 
appointment and all the Directors are required 
to submit themselves for re-election at intervals 
of not more than three years. However, in 
accordance with the provisions contained in 
the UK Corporate Governance Code, the Board 
has decided that all Directors eligible for 
re-election should retire at each Annual 
General Meeting and offer themselves for 
re-election. 

Auditors 

Section 160(2) of the Companies Act, 1963 
provides that the auditor of an Irish company 
shall be automatically re-appointed at a 
company’s annual general meeting unless the 
auditor has given notice in writing of his 
unwillingness to be re-appointed or a 
resolution has been passed at that meeting 
appointing someone else or providing 
expressly that the incumbent auditor shall not 
be re-appointed. The Auditors, Ernst & Young, 
Chartered Accountants, are willing to continue 
in office. Notwithstanding the provisions of 
Irish company law, the Board has decided to 
provide shareholders with an opportunity to 

Location of information required pursuant to Listing Rule 9.8.4C

Listing Rule

Information to be included*: Publication of unaudited financial information**

LR 9.8.4 (2)

Disclosure
The circular to shareholders published on 20 February 2015 contained the 
following statement:-

“On 11 November 2014, CRH issued an Interim Management Statement, which 
contained the following statement (extracted without material adjustment) on 
CRH’s current trading:

“Assuming normal weather patterns for the remainder of the year and a US dollar/
euro exchange rate of 1.331 (2013: 1.3281), we expect EBITDA for the fourth 
quarter to be broadly similar to the strong performance in the final quarter of 2013. 
Against this backdrop, we reiterate our expectation for second-half EBITDA to be 
somewhat ahead of last year (H2 2013: €1.08 billion), resulting in expected full 
year EBITDA growth of c.10% in 2014 (2013: €1.475 billion).”

1  Average exchange rate based on year-to-date US$/euro rate of 1.3455 and a 

projected rate of 1.2493 to year-end.

“Since that date, the CRH Group’s trading performance continues to be in line with 
the Board’s expectations and we expect EBITDA for the full year ended  
31 December 2014 to be not less than €1.625 billion with full year revenues of 
€18.9 billion. We expect year-end net debt to be approximately €2.5 billion (2013: 
€3.0 billion), with a net debt/EBITDA ratio of approximately 1.5 times…”

The actual EBITDA outturn for the full year ended 31 December 2014 was €1.641 
billion. See page 116 to the Consolidated Financial Statements for more details.

Listing Rule

Information to be included*: Waivers of dividends

LR 9.8.4 (12) 
and (13)

Disclosure

The Trustees of the Employee Benefit Trust, have elected to waive dividends in 
respect of certain holdings of CRH shares. See pages 121 to 123 to the 
Consolidated Financial Statements.

*  No information is required to be disclosed in respect of Listing Rules 9.8.4 (1), (3), (4), (5), (6), (7), (8), (9), 

(10), (11) and (14).

** Required by Listing Rule 9.2.18.

have a say on the continuance in office of Ernst 
& Young and a non-binding resolution has been 
included on the agenda for the 2015 Annual 
General Meeting for this purpose.

As required under Irish law, the Annual 
General Meeting agenda also includes a 
resolution authorising the Directors to fix the 
remuneration of the Auditors. 

Increase in Authorised Share Capital

On 5 February 2015, CRH allotted 74,039,915 
new Ordinary Shares and 74,039,915 new 
Income Shares, representing approximately 
9.99% of CRH’s issued Ordinary/Income share 
capital in connection with a share placing 
announced on 2 February 2015. As the placing 
reduced the number of unissued Ordinary/

Income Shares, a resolution to increase the 
aggregate of the authorised Ordinary/Income 
share capital from €340,000,000 to 
€425,000,000 will be proposed at the Annual 
General Meeting. The increase in the 
authorised Ordinary/Income share capital is 
necessary to ensure there is sufficient share 
capital available to the Company to operate the 
approved Employee Share Schemes, the Scrip 
Dividend Scheme and to maintain the 
authorised but unissued share capital at a 
prudent level. 

The proposed increase in the authorised 
Ordinary/Income share capital is 25% and 
unissued Ordinary/Income Shares will 
represent 34.5% of the authorised Ordinary/
Income share capital.

Authority to Allot Shares

The Directors require the authority of the 
shareholders to allot any unissued share capital 
of the Company. Accordingly, an ordinary 
resolution will be proposed at the 2015 Annual 
General Meeting to grant authority for that 
purpose. The total number of shares which the 
Directors may issue under this authority will be 
limited to a number which is equivalent to 
33% of the issued share capital of the Company 
as at 25 February 2015.

No issue of shares will be made which could 
effectively alter control of the Company 
without prior approval of the Company in 
General Meeting. The Directors have no present 
intention of making any issue of shares. This 
authority will expire on the earlier of the date 
of the Annual General Meeting in 2016 or  
6 August 2016.

Disapplication of Pre-emption Rights

A special resolution will be proposed at the 
2015 Annual General Meeting to renew the 
Directors’ authority to disapply statutory 
pre-emption rights in relation to allotments of 
shares for cash. In respect of allotments other 
than for rights issues to ordinary shareholders 
and employees’ share schemes, the total 
number of shares which the Directors may 
issue under this authority will be limited to a 
number which is equivalent to 5% of the 
issued share capital of the Company as at  
25 February 2015. This authority will expire on 
the earlier of the date of the Annual General 
Meeting in 2016 or 6 August 2016.

The Directors intend to follow the Pre-Emption 
Group’s Statement of Principles in that 
allotments of shares for cash and the re-issue of 
Treasury Shares on a non pre-emptive basis, 
other than for rights issues to ordinary 
shareholders and employees’ share schemes, 
will not exceed 7.5% of the issued Ordinary/
Income share capital within a rolling three year 
period without prior consultation with its 
shareholders. 

Transactions in Own Shares

During 2014, 2,175,649 (2013: 1,423,602) 
Treasury Shares were re-issued under the 
Group’s Share Schemes. As at 25 February 
2015, 3,735,479 shares were held as Treasury 
Shares, equivalent to 0.45% of the Ordinary 
Shares in issue (excluding Treasury Shares).

A special resolution will be proposed at the 
2015 Annual General Meeting to renew the 
authority of the Company, or any of its 
subsidiaries, to purchase up to 10% of the 

CRH  99

 
Directors’ Report | continued

Company’s Ordinary/Income Shares in issue at 
the date of the Annual General Meeting. If 
approved, the minimum price which may be 
paid for shares purchased by the Company 
shall not be less than the nominal value of the 
shares and the maximum price will be 105% of 
the higher of the last independent trade in the 
Company’s shares (or current independent bid, 
if higher) and the average market price of such 
shares over the preceding five days. A special 
resolution will also be proposed for the 
purpose of renewing the authority to set the 
maximum and minimum prices at which 
Treasury Shares (effectively shares purchased 
and not cancelled) may be re-issued off-market 
by the Company. If granted, both of these 
authorities will expire on the earlier of the date 
of the Annual General Meeting in 2016 or  
6 August 2016.

As at 25 February 2015, options to subscribe for 
a total of 16,335,763 Ordinary/Income Shares 
are outstanding, representing 2.0% of the 
issued Ordinary/lncome share capital 
(excluding Treasury Shares). If the authority to 
purchase Ordinary/Income Shares was used in 
full, the options would represent 2.22% of the 
remaining shares in issue.

The Directors do not have any current intention 
of exercising the power to purchase the 
Company’s own shares and will only do so if 
they consider it to be in the best interests of the 
Company and its shareholders.

Authority to Offer Scrip Dividends

An ordinary resolution will be proposed at the 
2015 Annual General Meeting to renew the 
Directors’ authority to make scrip dividend 
offers. This authority will apply to dividends 
declared or to be paid commencing on 7 May 
2015. Unless renewed at the Annual General 
Meeting in 2016, this authority shall expire at 
the close of business on 6 August 2016. 

Notice Period for Extraordinary General 
Meetings

Resolution 11 to be proposed at the Annual 
General Meeting is a special resolution, which 
seeks shareholders’ approval to permit the 
Company to convene an extraordinary general 
meeting on 14 clear days’ notice where the 
purpose of the meeting is to consider an 
ordinary resolution. If approved, it is the 
intention of the Directors only to utilise this 
authority where they consider it to be in the best 
interests of the Company and its shareholders. 
In addition, the Directors are cognisant of the 
UK Corporate Governance Code requirement for 
general meetings to be convened at 14 business 
days’ notice.

100  CRH

Amendments to Memorandum and Articles of 
Association and Annual General Meeting

A circular to shareholders, which will contain 
the Notice of Meeting and proposed changes to 
the Company’s Memorandum and Articles of 
Association to be considered at the 2015 Annual 
General Meeting, will be posted to shareholders 
on 30 March 2015.

Statement of Directors’ Responsibilities

The Directors as at the date of this report, whose 
names are listed on pages 51 to 53, are 
responsible for preparing the Annual Report and 
Financial Statements in accordance with 
applicable laws and regulations. 

Irish Company law requires the Directors to 
prepare financial statements for each financial 
year which give a true and fair view of the 
assets, liabilities, financial position of the Parent 
Company and of the Group and of the profit or 
loss of the Group taken as a whole for that 
period (Consolidated Financial Statements).

In preparing the Consolidated Financial 
Statements, the Directors are required to:

 – select suitable accounting policies and then 

apply them consistently;

 – make judgements and estimates that are 

reasonable and prudent;

 – comply with applicable International 

Financial Reporting Standards as adopted by 
the European Union, subject to any material 
departures disclosed and explained in the 
Financial Statements; and

 – prepare the Financial Statements on the going 
concern basis unless it is inappropriate to 
presume that the Group will continue in 
business.

The Directors are required by the 
Transparency (Directive 2004/109/EC) 
Regulations 2007 and the Transparency Rules 
of the Central Bank of Ireland to include a 
management report containing a fair review of 
the development and performance of the 
business and the position of the Parent 
Company and of the Group taken as a whole 
and a description of the principal risks and 
uncertainties facing the Group.

The Directors confirm that to the best of their 
knowledge they have complied with the above 
requirements in preparing the 2014 Annual 
Report and Consolidated Financial 
Statements. The considerations set out above 
for the Group are also required to be addressed 
by the Directors in preparing the financial 
statements of the Parent Company (which are 
set out on pages 154 to 157, in respect of 

which the applicable accounting standards are 
those which are generally accepted in the 
Republic of Ireland.

The Directors have elected to prepare the 
Parent Company’s Financial Statements in 
accordance with Generally Accepted 
Accounting Practice in Ireland (Irish GAAP) 
comprising the financial reporting standards 
issued by the Accounting Standards Board 
and published by the Institute of Chartered 
Accountants in Ireland, together with the 
Companies Acts, 1963 to 2013.

The Directors are responsible for keeping 
proper books of account which disclose with 
reasonable accuracy at any time the financial 
position of the Parent Company and which 
enable them to ensure that the Consolidated 
Financial Statements are prepared in 
accordance with applicable International 
Financial Reporting Standards as adopted by 
the European Union and comply with the 
provisions of the Companies Acts, 1963 to 
2013 and Article 4 of the IAS Regulation.

The Directors have appointed appropriate 
accounting personnel, including a 
professionally qualified Finance Director, in 
order to ensure that those requirements are 
met. The books and accounting records of the 
Company are maintained at the principal 
executive offices located at Belgard Castle, 
Clondalkin, Dublin 22.

The Directors are also responsible for 
safeguarding the assets of the Group and 
hence for taking reasonable steps for the 
prevention and detection of fraud and other 
irregularities.

Each of the Directors as at the date of this 
report, whose names are listed on pages 51 to 
53, confirms that they consider that the 
Annual Report and Financial Statements, 
taken as a whole, is fair, balanced and 
understandable and provides the information 
necessary for shareholders to assess the 
Company’s performance, business model and 
strategy. 

On behalf of the Board,  
N. Hartery, A. Manifold  
Directors 

25 February 2015

Independent Auditor’s Report
to the members of CRH plc

What we have audited

We  have  audited  the  financial  statements  of  CRH  plc  for  the  year  ended  
31 December 2014 which comprise the Consolidated Income Statement, the 
Consolidated Statement of Comprehensive Income, the Consolidated and 
Company Balance Sheets, the Consolidated Statement of Changes in Equity, 
the  Consolidated  Statement  of  Cash  Flows,  the  Accounting  Policies,  the 
related notes 1 to 34 (Group) and the related notes 1 to 13 (Company). The 
financial reporting framework that has been applied in the preparation of 
the  Group  Financial  Statements  is  Irish  law  and  International  Financial 
Reporting  Standards  (IFRSs)  as  adopted  by  the  European  Union.  The 
financial reporting framework that has been applied in the preparation of 
the Company Financial Statements is Irish law and accounting standards 
issued by the Financial Reporting Council and promulgated by the Institute 
of  Chartered  Accountants  in  Ireland  (Generally  Accepted  Accounting 
Practice in Ireland). 

This  Report  is  made  solely  to  the  Company’s  members,  as  a  body,  in 
accordance with Section 193 of the Companies Act, 1990. Our audit work 
has  been  undertaken  so  that  we  might  state  to  the  Company’s  members 
those matters we are required to state to them in an auditor’s report and for 
no other purpose. To the fullest extent permitted by law, we do not accept 
or  assume  responsibility  to  anyone  other  than  the  Company  and  the 
Company’s members as a body, for our audit work, for this Report, or for the 
opinions we have formed.

Opinion on financial statements

In our opinion: 

•  the Group financial statements give a true and fair view, in accordance 
with IFRSs as adopted by the European Union, of the state of the Group’s 
affairs as at 31 December 2014 and of its profit for the year then ended;

•  the Company Balance Sheet gives a true and fair view in accordance with 
Generally  Accepted  Accounting  Practice  in  Ireland  of  the  state  of  the 
Company’s affairs as at 31 December 2014; and

•  the financial statements have been properly prepared in accordance with 
the requirements of the Companies Acts 1963 to 2013 and, as regards the 
Group financial statements, Article 4 of the IAS Regulation. 

Respective responsibilities of directors and auditors

As explained more fully in the Statement of Directors’ Responsibilities set 
out  on  page  100  the  Directors  are  responsible  for  the  preparation  of  the 
financial  statements  and  for  being  satisfied  that  they  give  a  true  and  fair 
view. Our responsibility is to audit and express an opinion on the financial 
statements  in  accordance  with  Irish  law  and  International  Standards  on 
Auditing (UK and Ireland). Those standards require us to comply with the 
Auditing Practices Board’s Ethical Standards for Auditors.

Scope of the audit of the financial statements

An audit involves obtaining evidence about the amounts and disclosures 
in the financial statements sufficient to give reasonable assurance that the 
financial statements are free from material misstatement, whether caused 
by fraud or error. This includes an assessment of: whether the accounting 
policies are appropriate to the Group and the Company’s circumstances 
and  have  been  consistently  applied  and  adequately  disclosed;  the 
reasonableness of significant accounting estimates made by the Directors; 
and the overall presentation of the financial statements. In addition, we 
read all the financial and non-financial information in the Annual Report 
to identify material inconsistencies with the audited financial statements 
and  to  identify  any  information  that  is  apparently  materially  incorrect 
based on, or materially inconsistent with, the knowledge acquired by us 

in the course of performing the audit. If we become aware of any apparent 
material  misstatements  or  inconsistencies  we  consider  the  implications 
for our Report.

Our application of materiality

We  define  materiality  as  the  magnitude  of  misstatement  in  the  financial 
statements  that  makes  it  probable  that  the  economic  decisions  of  a 
reasonably knowledgeable person would be changed or influenced. We use 
materiality both in planning the scope of our audit work and performing 
our audit and in evaluating the effect of misstatements on our audit and on 
the financial statements. 

When establishing our overall audit strategy, we determined a magnitude 
of  uncorrected  misstatements  that  we  judged  would  be  material  for  the 
financial statements as a whole. We determined materiality for the Group 
to be €36 million, which is approximately 5% of pre-tax profit. In 2013, 
we  determined  materiality  for  the  Group  to  be  €25  million  which  was 
approximately  5%  of  adjusted  pre-tax  profit.  We  used  adjusted  pre-tax 
profit in 2013 which excluded the impairment of goodwill and the non-
recurring  impairment  of  property,  plant  and  equipment  and  financial 
assets arising from a portfolio review as they do not reflect the underlying 
trading  performance  of  the  Group  thereby  avoiding  inappropriate 
variations in our materiality as a result of significant non-recurring items. 
Our materiality calculation provided a basis for determining the nature, 
timing and extent of risk assessment procedures, identifying and assessing 
the risk of material misstatement and determining the nature, timing and 
extent of further audit procedures.

On the basis of our risk assessments, together with our assessment of the 
Group’s  overall  control  environment,  our  judgement  was  that  overall 
performance materiality (i.e. our tolerance for misstatement in an individual 
account or balance) for the Group should be 50% of planning materiality, 
namely  €18  million  (2013:  €12.5  million).  Our  objective  in  adopting  this 
approach  was  to  ensure  that  total  uncorrected  and  undetected  audit 
differences in all accounts did not exceed our planning materiality level.

We agreed with the Audit Committee that we would report to them all audit 
differences  in  excess  of  €1.8  million  (2013:  €1.25  million),  as  well  as 
differences below that threshold that in our view warranted reporting on 
qualitative grounds.

We evaluated any uncorrected misstatements against both the quantitative 
measures  of  materiality  discussed  above  and  in  light  of  other  relevant 
qualitative considerations.

An overview of the scope of our audit 

The overall scope of our audit has been assessed in line with the principles as 
described  above  in  ‘scope  of  the  audit  of  the  financial  statements’.  In 
determining  those  components  in  the  Group  at  which  we  perform  audit 
procedures, we utilised size and risk criteria in accordance with International 
Standards  on  Auditing  (UK  and  Ireland).  Following  this  assessment  we 
selected 80 (2013: 77) components which represent the principal business 
units  within  the  Group’s  six  business  segments.  26  (2013:  33)  of  these 
components were subject to a full audit, whilst another 54 (2013: 44) were 
subject to a partial audit where the extent of the audit work was based on our 
assessment of the risks of material misstatement and the materiality of the 
Group’s  business  operations  at  those  locations  and  focuses  on  specific 
accounts. For the remaining components, we performed other procedures to 
identify if there were any remaining significant risks of material misstatement 
in the Group financial statements in respect of those components.

Audit work at each component is undertaken based on a percentage of our 
total  performance  materiality.  The  performance  materiality  set  for  each 

CRH  101

 
Independent Auditor’s Report | continued

component is based on the relative size of the component and our view of 
the risk of misstatement at that component. In the current year the range of 
performance  materiality  allocated  to  components  was  €3.6  million  to  
€11 million (2013: €2.5 million and €8.5 million).

We issued detailed instructions to each component auditor in scope for the 
Group audit, with specific audit requirements and requests across key areas. 
The Group audit team continued to perform a programme of site visits at key 
locations across the Group which included a review of key working papers 
supporting conclusions on significant risk areas. In addition to site visits, the 
Group audit team participated in divisional planning and closing meetings 
and the component auditors’ discussion of the risks of fraud and error.

Our assessment of risks of material misstatement

and  added  a  new  risk  concerning  the  accounting  and  disclosure 
requirements arising from the application of the held for sale requirements 
contained  within  IFRS  5  –  Non-current  Assets  Held  for  Sale  and 
Discontinued  Operations,  as  the  businesses  identified  for  disposal  in  the 
portfolio review advance towards disposal.

We consider that the following areas present the greatest risk of material 
misstatement in the financial statements and consequently have had the 
greatest impact on our audit strategy, the allocation of resources and the 
efforts  of  the  engagement  team,  including  the  more  senior  members  of 
the team. 

Based  on  our  walkthrough  and  control  testing  performed,  we  believe  the 
controls over the areas identified below are designed and operate effectively. 

In  2013  we  identified  a  risk  arising  from  the  ‘accounting  and  disclosure 
implications of the portfolio review’, whereby management had identified a 
number of business units for disposal. For 2014, we have removed this risk 

The Audit Committee’s report on those matters which they considered to 
be  significant  issues  in  relation  to  the  financial  statements  is  set  out  on  
page 61.

Principal risk area and rationale

Assessment of the carrying value of goodwill

Audit response

The impairment review of goodwill, with a carrying value of 
€4.0bn, is considered to be a risk area due to the size of the 
balance as well as the fact that it involves significant 
judgement by management. Judgemental aspects include 
assumptions of future profitability, revenue growth, margins 
and forecast cash flows, and the selection of appropriate 
discount rates.

Assessment of the carrying value of property, plant and 
equipment and financial assets

The impairment review of property, plant and equipment and 
financial assets, with a carrying value of €7.7bn and €1.4bn 
respectively, is considered to be a risk area due to the size of 
the balances as well as their judgemental nature, similar to 
that noted in the assessment of the carrying value of 
goodwill above.

Accounting and disclosure requirements arising from the 
application of the held for sale requirements contained 
within IFRS 5

In 2013 management made a decision to divest of a number 
of business units across its operations. None of these 
businesses met the ‘held for sale’ criteria at 31 December 
2013. The status of the businesses identified for disposal has 
evolved during the year with some having been disposed, 
others meeting the held for sale criteria and the remainder 
continuing to be assessed for impairment.

102  CRH

Our specialist valuations team performed an independent assessment against external market data of 
key inputs used by management in calculating appropriate discount rates, principally risk free rates, 
country risk premium and inflation rates.

We reviewed and challenged the determination of the Group’s 20 Cash Generating Units (‘CGUs’) and 
flexed our audit approach depending on our risk assessment and the level of headroom in each CGU. 
For all CGUs selected for detailed testing, we critically assessed all key assumptions in the models by 
challenging management’s detailed calculations and benchmarking growth forecasts to external 
economic forecasts and construction activity measures.

We challenged management’s sensitivity analyses and performed our own sensitivity calculations to 
assess the level of headroom in place based on reasonably expected movements in such assumptions.

We considered the adequacy of management’s disclosures in respect of impairment testing and 
whether the sensitivity disclosures appropriately communicate the underlying sensitivities.

Audit response

In respect of the discount rate, we performed similar procedures to those noted above for goodwill.

The Group operates a variety of business models and as a result the identification of CGUs for testing is 
based on these business models and management’s assessment of impairment indicators. 

Similar audit procedures to those noted under goodwill above are performed in respect of the key 
assumptions underpinning the impairment models.

Audit response

Throughout the year and in the subsequent period up to the date of approval of the financial 
statements, we have regular contact with management who inform us on the status of the various 
entities subject to disposal. We also review Board minutes where proposals in respect of businesses 
moving to disposal are presented.

We challenged management’s assessment by applying professional scepticism to the judgements made 
by management in concluding whether all relevant criteria had been met in order to classify businesses 
as held for sale in accordance with IFRS 5. We also tested whether depreciation of non-current assets 
and the accounting for the share of results of equity method investees ceased at the date of IFRS 5 
classification and that foreign exchange recycling was calculated where relevant. We considered the 
adequacy of the disclosures in the financial statements in respect of held for sale assets (note 4).

Principal risk area and rationale | continued

Revenue recognition for construction contracts

Audit response

There are significant accounting judgements which include determining the 
stage of completion, the timing of revenue recognition and the calculation 
under the percentage-of-completion method, in applying the Group’s revenue 
recognition policies to long-term contracts entered into by the Group. The 
majority of the Group’s construction contracts have a maturity within one 
year and most are completed prior to the year-end, reflecting seasonality.

Total revenue for construction contracts was €3.4bn which represents 17.7% 
of the Group’s revenue in 2014.

There is significant seasonality to when services are rendered under these 
construction contracts, with the majority of the work performed in the 
summer months.

We performed substantial audit procedures which included a review of a sample of 
contracts, a review for change orders, a retrospective review of estimated profit and 
costs to complete and enquired of key personnel regarding adjustments for job 
costing and potential job losses. We performed testing procedures over routine sales 
transactions.

Accounting for acquisitions and disposals

Audit response

During 2014, the Group completed 21 acquisitions at a cost of €0.2bn and 
realised total disposal proceeds of €0.2bn across 16 disposals.

On 1 February 2015, the Group entered into a binding commitment to acquire 
certain assets from Lafarge and Holcim for an enterprise value of €6.5bn.

Acquisitions and disposals continue to be a significant focus area for the 
Group and an area where we allocate significant resources in directing the 
efforts of the engagement team.

Our specialist valuations team challenge purchase price allocation adjustments, 
deferred consideration and the identification and valuation of acquired intangible 
assets as all elements involve significant judgement by management.

In considering the accounting for disposals we consider various areas including 
identification of consideration, net assets, disposal costs and foreign exchange 
reserve recycling.

We also considered the adequacy of the related disclosures (note 4 and note 30).

Matters on which we are required to report by the Companies Acts 1963 
to 2013

•  We  have  obtained  all  the  information  and  explanations  which  we 

consider necessary for the purposes of our audit.

•  In our opinion proper books of account have been kept by the Company.

•  The Company Balance Sheet is in agreement with the books of account.

•  In our opinion the information given in the Directors’ Report is consistent 
with  the  financial  statements  and  the  description  in  the  Corporate 
Governance Report of the main features of the internal control and risk 
management systems in relation to the process for preparing the Group 
Financial Statements is consistent with the Group Financial Statements.

•  The net assets of the Company, as stated in the Company Balance Sheet 
are more than half of the amount of its called-up share capital and, in our 
opinion, on that basis there did not exist at 31 December 2014 a financial 
situation  which  under  Section  40  (1)  of  the  Companies  (Amendment) 
Act,  1983  would  require  the  convening  of  an  extraordinary  general 
meeting of the Company.

Matters on which we are required to report by exception

We have nothing to report in respect of the following:

Under the ISAs (UK and Ireland), we are required to report to you if, in our 
opinion, information in the Annual Report is: 

•  materially  inconsistent  with  the  information  in  the  audited  financial 

statements; or 

•  apparently materially incorrect based on, or materially inconsistent with, 
our  knowledge  of  the  Group  acquired  in  the  course  of  performing  our 
audit; or

•  is otherwise misleading.

In particular, we are required to consider whether we have identified any 
inconsistencies between our knowledge acquired during the audit and the 
Directors’ Statement that they consider the Annual Report is fair, balanced 
and understandable and whether the Annual Report appropriately discloses 
those  matters  that  we  communicated  to  the  Audit  Committee  which  we 
consider should have been disclosed.

Under the Companies Acts 1963 to 2013 we are required to report to you if, 
in our opinion, the disclosures of Directors’ remuneration and transactions 
specified by law are not made.

Under the Listing Rules we are required to review:

•  the Directors’ Statement, set out on page 100, in relation to going concern;

•  the part of the Corporate Governance Report relating to the Company’s 
compliance  with  the  nine  provisions  of  the  UK  Corporate  Governance 
Code specified for our review; and

•  certain elements of the report to shareholders by the Board on Directors’ 

remuneration.

Breffni Maguire  
for and on behalf of Ernst & Young 
Dublin

25 February 2015

CRH  103

 
Consolidated Income Statement
for the financial year ended 31 December 2014

 Notes 

 1  Revenue 

 2  Cost of sales 

Gross profit 

 2  Operating costs 

 1,3,5,6  Group operating profit 

 1,4  Profit on disposals 

Profit before finance costs 

 8  Finance costs  

 8  Finance income 

 8  Other financial expense 

 9  Share of equity accounted investments' profit/(loss)  

 1  Profit/(loss) before tax 

 10  Income tax expense  

Group profit/(loss) for the financial year 

Profit/(loss) attributable to: 

Equity holders of the Company 

Non-controlling interests 

Group profit/(loss) for the financial year 

 12  Basic earnings/(loss) per Ordinary Share 

 12  Diluted earnings/(loss) per Ordinary Share 

All of the results relate to continuing operations.

Consolidated Statement of Comprehensive Income
for the financial year ended 31 December 2014

2014
€m

2013
€m

 18,912 

(13,427)

 5,485 

(4,568)

 18,031 

(13,153)

 4,878 

(4,778)

 917 

 77 

 994 

(254)

 8 

(42)

 55 

 761 

(177)

 584 

 582 

 2 

 584 

 100 

 26 

 126 

(262)

 13 

(48)

(44)

(215)

(80)

(295)

(296)

 1 

(295)

78.9c

78.8c

(40.6c)

(40.6c)

2014
€m

2013
€m

Notes

Group profit/(loss) for the financial year 

 584 

(295)

Other comprehensive income 

Items that may be reclassified to profit or loss in subsequent years: 

Currency translation effects 

 24  Losses relating to cash flow hedges 

Items that will not be reclassified to profit or loss in subsequent years: 

 27  Remeasurement of retirement benefit obligations 

 10  Tax on items recognised directly within other comprehensive income 

Total other comprehensive income for the financial year 

Total comprehensive income for the financial year 

Attributable to: 

Equity holders of the Company 

Non-controlling interests 

Total comprehensive income for the financial year 

N. Hartery, A. Manifold, Directors

104  CRH

 599 

(6)

 593 

(414)

 69 

(345)

 248 

 832 

 830 

 2 

 832 

(373)

(2)

(375)

 162 

(43)

 119 

(256)

(551)

(552)

 1 

(551)

Consolidated Balance Sheet
as at 31 December 2014

Notes 

ASSETS 
Non-current assets 

 13  Property, plant and equipment 
 14  Intangible assets 
 15  Investments accounted for using the equity method 
 15  Other financial assets 
 17  Other receivables 
 24  Derivative financial instruments 
 26  Deferred income tax assets 

Total non-current assets 

Current assets 

 16  Inventories 
 17  Trade and other receivables 

Current income tax recoverable 
 24  Derivative financial instruments 
 22  Cash and cash equivalents 

 4  Assets held for sale 

Total current assets 

2014
€m

2013
€m

 7,422 
 4,173 
 1,329 
 23 
 85 
 87 
 171 
 13,290 

 2,260 
 2,644 
 15 
 15 
 3,262 
 531 
 8,727 

 7,539 
 3,911 
 1,340 
 23 
 93 
 63 
 107 
 13,076 

 2,254 
 2,516 
 26 
 17 
 2,540 
 -   
 7,353 

Total assets 

 22,017 

 20,429 

EQUITY
Capital and reserves attributable to the Company's equity holders 

 28  Equity share capital 
 28  Preference share capital 
 28  Share premium account 
 28  Treasury Shares and own shares  

Other reserves 
Foreign currency translation reserve 
Retained income 

Non-controlling interests 
Total equity 

LIABILITIES
Non-current liabilities

 23  Interest-bearing loans and borrowings 
 24  Derivative financial instruments 
 26  Deferred income tax liabilities 
 18  Other payables 
 27  Retirement benefit obligations 
 25  Provisions for liabilities  

Total non-current liabilities 

Current liabilities 

 18  Trade and other payables 

Current income tax liabilities 

 23  Interest-bearing loans and borrowings 
 24  Derivative financial instruments 
 25  Provisions for liabilities 

 4  Liabilities associated with assets classified as held for sale 

Total current liabilities 

Total liabilities 

Total equity and liabilities 

N. Hartery, A. Manifold, Directors

 253 
 1 
 4,324 
(76)
 213 
 57 
 5,405 
 10,177 
 21 
 10,198 

 5,419 
 3 
 1,305 
 257 
 711 
 257 
 7,952 

 2,894 
 154 
 447 
 20 
 139 
 213 
 3,867 

 251 
 1 
 4,219 
(118)
 197 
(542)
 5,654 
 9,662 
 24 
 9,686 

 4,579 
 34 
 1,166 
 289 
 410 
 231 
 6,709 

 2,754 
 151 
 961 
 19 
 149 
 -   
 4,034 

 11,819 

 10,743 

 22,017 

 20,429 

CRH  105

 
Consolidated Statement of Changes in Equity
for the financial year ended 31 December 2014

Attributable to the equity holders of the Company

Issued
share
capital
€m

Share
premium
account
€m

Treasury
Shares/
own
shares
€m

Other
reserves
€m

Foreign
currency
translation
reserve
€m

Retained
income
€m

Non- 
controlling 
interests
€m

Total
equity
€m

Notes

At 1 January 2014 

 252 

 4,219 

(118)

 197 

(542)

 5,654 

 24 

 9,686 

Group profit for the financial year 

Other comprehensive income 

Total comprehensive income 

 28  Issue of share capital (net of expenses) 

 7  Share-based payment expense 

- share option schemes 

- Performance Share Plans/Restricted Share Plan 

 28  Treasury/own shares reissued  

Share option exercises 

 11  Dividends (including shares issued in lieu of dividends) 

Acquisition of non-controlling interests 

 -   

 -   

 -   

 2 

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 105 

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 42 

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 1 

 15 

 -   

 -   

 -   

 -   

 -   

 599 

 599 

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 582 

(351)

 231 

 -   

 -   

 -   

(42)

 22 

(460)

 -   

 2 

 -   

 2 

 -   

 -   

 -   

 -   

 -   

(4)

(1)

 584 

 248 

 832 

 107 

 1 

 15 

 -   

 22 

(464)

(1)

At 31 December 2014 

 254 

 4,324 

(76)

 213 

 57 

 5,405 

 21 

 10,198 

for the financial year ended 31 December 2013

At 1 January 2013 

 250 

 4,133 

(146)

 182 

(169)

 6,303 

 36 

 10,589 

Group loss for the financial year 

Other comprehensive income 

Total comprehensive income 

28 Issue of share capital (net of expenses) 

7 Share-based payment expense 

- share option schemes 

- Performance Share Plans/Restricted Share Plan 

28 Treasury/own shares reissued  

28 Shares acquired by Employee Benefit Trust (own shares) 

Share option exercises 

11 Dividends (including shares issued in lieu of dividends) 

 30  Non-controlling interests arising on acquisition of subsidiaries

Acquisition of non-controlling interests 

 -   

 -   

 -   

 2 

 -   

 -   

 -   

 -   

 -   

 -   

-

 -   

 -   

 -   

 -   

 86 

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 34 

(6)

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 1 

 14 

 -   

 -   

 -   

 -   

 -   

 -   

 -   

(373)

(373)

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

(296)

 117 

(179)

 -   

 -   

 -   

(34)

 -   

 19 

(455)

 -   

 -   

At 31 December 2013 

 252 

 4,219 

(118)

 197 

(542)

 5,654 

 1 

 -   

 1 

 -   

 -   

 -   

 -   

 -   

 -   

(1)

 1 

(13)

 24 

(295)

(256)

(551)

 88 

 1 

 14 

 -   

(6)

 19 

(456)

 1 

(13)

 9,686 

N. Hartery, A. Manifold, Directors

106  CRH

Consolidated Statement of Cash Flows
for the financial year ended 31 December 2014

 Notes 

Cash flows from operating activities

    Profit/(loss) before tax 
 8  Finance costs (net) 
 9  Share of equity accounted investments' result 
 4  Profit on disposals 

Group operating profit 

 2  Depreciation charge 
 2  Amortisation of intangible assets  
 2  Impairment charge 
 7  Share-based payment expense 

Other (primarily pension payments) 

 19  Net movement on working capital and provisions 

Cash generated from operations 
Interest paid (including finance leases) 
Corporation tax paid 
Net cash inflow from operating activities 

Cash flows from investing activities 

 4  Proceeds from disposals

Interest received 
Dividends received from equity accounted investments 

 13  Purchase of property, plant and equipment 
 30  Acquisition of subsidiaries (net of cash acquired) 
 15  Other investments and advances 
 19  Deferred and contingent acquisition consideration paid 

Net cash outflow from investing activities 

Cash flows from financing activities 
Proceeds from exercise of share options 
Acquisition of non-controlling interests 
Increase in interest-bearing loans, borrowings and finance leases 
Net cash flow arising from derivative financial instruments 

 28  Treasury/own shares purchased 

Repayment of interest-bearing loans, borrowings and finance leases 

 11  Dividends paid to equity holders of the Company 
 11  Dividends paid to non-controlling interests 

Net cash (outflow)/inflow from financing activities 

Increase in cash and cash equivalents 

Reconciliation of opening to closing cash and cash equivalents 
Cash and cash equivalents at 1 January 
Translation adjustment 
Increase in cash and cash equivalents 

 22  Cash and cash equivalents at 31 December 

Reconciliation of opening to closing net debt 
Net debt at 1 January 
30 Debt in acquired companies 
4 Debt in disposed companies 

Increase in interest-bearing loans, borrowings and finance leases 
Net cash flow arising from derivative financial instruments 
Repayment of interest-bearing loans, borrowings and finance leases 
Increase in cash and cash equivalents 
Mark-to-market adjustment 
Translation adjustment 
20 Net debt at 31 December 

N. Hartery, A. Manifold, Directors

2014
€m

2013
€m

 761 
 288 
(55)
(77)
 917 
 631 
 44 
 49 
 16 
(66)
 35 
 1,626 
(262)
(127)
 1,237 

 345 
 8 
 30 
(435)
(151)
(3)
(26)
(232)

 22 
(1)
 901 
(11)
 -   
(934)
(353)
(4)
(380)

 625 

 2,540 
 130 
 625 
 3,295 

(2,973)
(7)
 -   
(901)
 11 
 934 
 625 
(3)
(178)
(2,492)

(215)
 297 
 44 
(26)
 100 
 671 
 54 
 650 
 15 
(96)
 77 
 1,471 
(269)
(110)
 1,092 

 122 
 13 
 33 
(497)
(336)
(78)
(105)
(848)

 19 
(13)
 1,491 
 64 
(6)
(586)
(367)
(1)
 601 

 845 

 1,747 
(52)
 845 
 2,540 

(2,909)
(44)
 17 
(1,491)
(64)
 586 
 845 
 10 
 77 
(2,973)

CRH  107

 
Accounting Policies 
(including key accounting estimates and assumptions)

Basis of Preparation

The  Consolidated  Financial  Statements  of  CRH  plc  have  been  prepared 
in  accordance  with  International  Financial  Reporting  Standards  (IFRSs) 
as  adopted  by  the  European  Union,  which  comprise  standards  and 
interpretations approved by the International Accounting Standards Board 
(IASB). IFRS as adopted by the European Union differ in certain respects 
from  IFRS  as  issued  by  the  IASB.  However,  the  Consolidated  Financial 
Statements  for  the  financial  years  presented  would  be  no  different  had 
IFRS  as  issued  by  the  IASB  been  applied.  The  Consolidated  Financial 
Statements  are  also  prepared  in  compliance  with  the  Companies  Acts 
1963 to 2013 and Article 4 of the EU IAS Regulation. 

CRH  plc,  the  Parent  Company,  is  a  publicly  traded  limited  company 
incorporated and domiciled in the Republic of Ireland.

The  Consolidated  Financial  Statements,  which  are  presented  in  euro 
millions,  have  been  prepared  under  the  historical  cost  convention  as 
modified  by  the  measurement  at  fair  value  of  share-based  payments, 
retirement  benefit  obligations  and  certain  financial  assets  and  liabilities 
including derivative financial instruments. 

The accounting policies set out below have been applied consistently by 
all  the  Group’s  subsidiaries,  joint  ventures  and  associates  to  all  periods 
presented in these Consolidated Financial Statements. 

Certain prior year disclosures have been amended to conform to current 
year presentation. An amount of €161 million has been reclassified from 
cost  of  sales  to  operating  expenses  in  2013  to  align  with  current  year 
presentation.

In accordance with Section 148(8) of the Companies Act, 1963 and Section 
71 (A) of the Companies (Amendment) Act, 1986, the Company is availing 
of  the  exemption  from  presenting  its  individual  profit  and  loss  account 
to  the  Annual  General  Meeting  and  from  filing  it  with  the  Registrar  of 
Companies.

Adoption of IFRS and International Financial Reporting Interpretations 
Committee (IFRIC) interpretations

(i)  The following standards and amendments have been adopted during 

the financial year

•   Offsetting Financial Assets and Financial Liabilities (Amendments 

to IAS 32 Financial Instruments: Presentation)

•   Recoverable Amount Disclosures for Non-Financial Assets 

(Amendments to IAS 36 Impairment of Assets)

•   Novation of Derivatives and Continuation of Hedge Accounting 
(Amendments to IAS 39 Financial Instruments: Recognition and 
Measurement)

•   IFRIC 21 Levies

The application of the above standards and interpretations did not result 
in material changes to the results or financial position of the Group. 

(ii)  IFRS and IFRIC interpretations being adopted in subsequent years

IFRS  15  Revenue  from  Contracts  with  Customers  will  replace  IAS  18 
Revenue,  IAS  11  Construction  Contracts  and  related  interpretations. 
The  new  standard  is  applicable  from  1  January  2017  and  is  subject  to 
EU endorsement. IFRS 15 provides a new five step model to be applied 
to  revenue  arising  from  contracts  with  customers.  The  principles  in  
IFRS 15 provide a more structured approach to measuring and recognising 
revenue  and  may  impact  the  timing  and  amount  of  revenue  recognised 
from  contracts  with  customers.  The  Group  is  currently  assessing  the 
impact of IFRS 15. 

IFRS  9  Financial  Instruments  reflects  the  final  phase  of  the  IASB’s 
work  on  the  replacement  of  IAS  39  Financial  Instruments:  Recognition 
and  Measurement  and  applies  to  the  classification  and  measurement  of 
financial assets and liabilities as defined in IAS 39, impairment, and the 
application of hedge accounting. IFRS 9 is effective from 1 January 2018 

108  CRH

and  is  awaiting  EU  endorsement.  The  Group  is  currently  assessing  the 
impact of IFRS 9. 

There  are  no  other  IFRS  or  IFRIC  interpretations  that  are  effective 
subsequent to the CRH 2014 financial year-end that would have a material 
impact on the results or financial position of the Group. 

Key  Accounting  Policies  which  involve  Estimates,  Assumptions  and 
Judgements

The preparation of the Consolidated Financial Statements in accordance 
with IFRS requires management to make certain estimates, assumptions 
and judgements that affect the application of accounting policies and the 
reported amounts of assets, liabilities, income and expenses. Management 
believes  that  the  estimates,  assumptions  and  judgements  upon  which  it 
relies are reasonable based on the information available to it at the time 
that  those  estimates,  assumptions  and  judgements  are  made.  In  some 
cases, the accounting treatment of a particular transaction is specifically 
dictated  by  IFRS  and  does  not  require  management’s  judgement  in  its 
application. 

Management  consider  that  their  use  of  estimates,  assumptions  and 
judgements in the application of the Group’s accounting policies are inter-
related and therefore discuss them together below. The critical accounting 
policies which involve significant estimates, assumptions or judgements, 
the actual outcome of which could have a material impact on the Group’s 
results and financial position outlined below, are as follows:

Impairment of long-lived assets and goodwill – Notes 13 and 14

Impairment of property, plant and equipment and goodwill
The carrying values of items of property, plant and equipment are reviewed 
for  indicators  of  impairment  at  each  reporting  date  and  are  subject  to 
impairment  testing  when  events  or  changes  in  circumstances  indicate 
that  the  carrying  values  may  not  be  recoverable.  Goodwill  is  subject  to 
impairment testing on an annual basis and at any time during the year if 
an indicator of impairment is considered to exist. A decision to dispose of 
a business unit represents one such indicator and in these circumstances 
the recoverable amount is assessed on a fair value less costs of disposal 
basis. In the year in which a business combination is effected and where 
some or all of the goodwill allocated to a particular cash-generating unit 
arose in respect of that combination, the cash-generating unit is tested for 
impairment prior to the end of the relevant annual period. 

Property,  plant  and  equipment  assets  are  reviewed  for  potential 
impairment  by  applying  a  series  of  external  and  internal  indicators 
specific  to  the  assets  under  consideration;  these  indicators  encompass 
macroeconomic issues including the inherent cyclicality of the building 
materials sector, actual obsolescence or physical damage, a deterioration 
in forecast performance in the internal reporting cycle and restructuring 
and rationalisation programmes.

Where  the  carrying  value  exceeds  the  estimated  recoverable  amount 
(being  the  greater  of  fair  value  less  costs  of  disposal  and  value-in-use), 
an  impairment  loss  is  recognised  by  writing  down  the  assets  to  their 
recoverable amount. In assessing value-in-use, the estimated future cash 
flows are discounted to their present value using a pre-tax discount rate 
that reflects current market assessments of the time value of money and 
the risks specific to the asset for which the future cash flow estimates have 
not been adjusted. The estimates of future cash flows exclude cash inflows 
or outflows attributable to financing activities and income tax. For an asset 
that does not generate largely independent cash inflows, the recoverable 
amount is determined by reference to the cash-generating unit to which 
the asset belongs. Impairment losses arising in respect of goodwill are not 
reversed once recognised.

Goodwill  relating  to  associates  and  joint  ventures  is  included  in 
the  carrying  amount  of  the  investment  and  is  neither  amortised  nor 
individually tested for impairment. Where indicators of impairment of an 
investment arise in accordance with the requirements of IAS 39 Financial 
Instruments: Recognition and Measurement, the carrying amount is tested 

for  impairment  by  comparing  its  recoverable  amount  with  its  carrying 
amount.

The impairment testing process requires management to make significant 
judgements  and  estimates  regarding  the  future  cash  flows  expected  to 
be  generated  by  the  use  of  and,  if  applicable,  the  eventual  disposal  of, 
long-lived  assets  and  goodwill  as  well  as  other  factors  to  determine  the 
fair value of the assets. Management periodically evaluates and updates 
the  estimates  based  on  the  conditions  which  influence  these  variables. 
A  detailed  discussion  of  the  impairment  methodology  applied  and  key 
assumptions  used  by  the  Group  in  the  context  of  long-lived  assets  and 
goodwill is provided in note 14 to the Consolidated Financial Statements. 

The  assumptions  and  conditions  for  determining  impairments  of  long-
lived  assets  and  goodwill  reflect  management’s  best  assumptions  and 
estimates, but these items involve inherent uncertainties described above, 
many  of  which  are  not  under  management’s  control.  As  a  result,  the 
accounting for such items could result in different estimates or amounts 
if management used different assumptions or if different conditions occur 
in future accounting periods.

Retirement benefit obligations – Note 27

Costs  arising  in  respect  of  the  Group’s  defined  contribution  pension 
schemes are charged to the Consolidated Income Statement in the period 
in  which  they  are  incurred.  The  Group  has  no  legal  or  constructive 
obligation to pay further contributions in the event that the fund does not 
hold sufficient assets to meet its benefit commitments.

The  liabilities  and  costs  associated  with  the  Group’s  defined  benefit 
pension schemes (both funded and unfunded) are assessed on the basis of 
the projected unit credit method by professionally qualified actuaries and 
are arrived at using actuarial assumptions based on market expectations 
at the balance sheet date. The discount rates employed in determining the 
present  value  of  the  schemes’  liabilities  are  determined  by  reference  to 
market yields at the balance sheet date on high-quality corporate bonds 
of  a  currency  and  term  consistent  with  the  currency  and  term  of  the 
associated post-employment benefit obligations. 

The net surplus or deficit arising on the Group’s defined benefit pension 
schemes,  together  with  the  liabilities  associated  with  the  unfunded 
schemes,  are  shown  either  within  non-current  assets  or  non-current 
liabilities  in  the  Consolidated  Balance  Sheet.  The  deferred  tax  impact 
of pension scheme surpluses and deficits is disclosed separately within 
deferred  tax  assets  or  liabilities  as  appropriate.  Remeasurements, 
comprising  of  actuarial  gains  and  losses  and  the  return  on  plan  assets 
(excluding net interest), are recognised immediately in the Consolidated 
Balance Sheet with a corresponding debit or credit to retained earnings 
through other comprehensive income in the period in which they occur. 
Remeasurements  are  not  reclassified  to  profit  or  loss  in  subsequent 
periods.

The defined benefit pension asset or liability in the Consolidated Balance 
Sheet comprises the total for each plan of the present value of the defined 
benefit  obligation  less  the  fair  value  of  plan  assets  out  of  which  the 
obligations are to be settled directly. Plan assets are assets that are held by 
a long-term employee benefit fund or qualifying insurance policies. Fair 
value is based on market price information and, in the case of published 
securities, it is the published bid price. The value of any defined benefit 
asset  is  limited  to  the  present  value  of  any  economic  benefits  available 
in  the  form  of  refunds  from  the  plan  and  reductions  in  the  future 
contributions to the plan.

The Group’s obligation in respect of post-employment healthcare and life 
assurance benefits represents the amount of future benefit that employees 
have  earned  in  return  for  service  in  the  current  and  prior  periods.  The 
obligation is computed on the basis of the projected unit credit method 
and is discounted to present value using a discount rate equating to the 
market yield at the balance sheet date on high-quality corporate bonds of 
a currency and term consistent with the currency and estimated term of 
the post-employment obligations.

Assumptions
The  assumptions  underlying  the  actuarial  valuations  from  which 
the  amounts  recognised  in  the  Consolidated  Financial  Statements 
are  determined  (including  discount  rates,  rates  of  increase  in  future 
compensation levels, mortality rates and healthcare cost trend rates) are 
updated  annually  based  on  current  economic  conditions  and  for  any 
relevant  changes  to  the  terms  and  conditions  of  the  pension  and  post-
retirement plans. These assumptions can be affected by (i) for the discount 
rate,  changes  in  the  rates  of  return  on  high-quality  corporate  bonds;  (ii) 
for future compensation levels, future labour market conditions and (iii) 
for  healthcare  cost  trend  rates,  the  rate  of  medical  cost  inflation  in  the 
relevant  regions.  The  weighted  average  actuarial  assumptions  used  and 
sensitivity  analysis  in  relation  to  the  significant  assumptions  employed 
in the determination of pension and other post-retirement liabilities are 
contained in note 27 to the Consolidated Financial Statements. 

While  management  believes  that  the  assumptions  used  are  appropriate, 
differences  in  actual  experience  or  changes  in  assumptions  may  affect 
the  obligations  and  expenses  recognised  in  future  accounting  periods. 
The assets and liabilities of defined benefit pension schemes may exhibit 
significant  period-on-period  volatility  attributable  primarily  to  changes 
in bond yields and longevity. In addition to future service contributions, 
significant cash contributions may be required to remediate past service 
deficits.

Provisions for liabilities – Note 25

A provision is recognised when the Group has a present obligation (either 
legal  or  constructive)  as  a  result  of  a  past  event,  it  is  probable  that  a 
transfer of economic benefits will be required to settle the obligation and 
a reliable estimate can be made of the amount of the obligation. Where the 
Group anticipates that a provision will be reimbursed, the reimbursement 
is  recognised  as  a  separate  asset  only  when  it  is  virtually  certain  that 
the  reimbursement  will  arise.  The  expense  relating  to  any  provision  is 
presented in the Consolidated Income Statement net of any reimbursement. 
Provisions are measured at the present value of the expenditures expected 
to be required to settle the obligation. The increase in the provision due 
to passage of time is recognised as an interest expense. Provisions arising 
on  business  combination  activity  are  recognised  only  to  the  extent  that 
they  would  have  qualified  for  recognition  in  the  financial  statements  of 
the acquiree prior to acquisition. Provisions are not recognised for future 
operating losses. 

Rationalisation and redundancy provisions
Provisions  for  rationalisation  and  redundancy  are  established  when 
a  detailed  restructuring  plan  has  been  drawn  up,  resolved  upon  by  the 
responsible  decision-making  level  of  management  and  communicated 
to  the  employees  who  are  affected  by  the  plan.  These  provisions  are 
recognised  at  the  present  value  of  future  disbursements  and  cover  only 
expenses that arise directly from restructuring measures and are necessary 
for restructuring; these provisions exclude costs related to future business 
operations. Restructuring measures may include the sale or termination of 
business units, site closures and relocation of business activities, changes 
in management structure or a fundamental reorganisation of departments 
or business units.

Environmental and remediation provisions 
The  measurement  of  environmental  and  remediation  provisions  is 
based  on  an  evaluation  of  currently  available  facts  with  respect  to  each 
individual site and considers factors such as existing technology, currently 
enacted  laws  and  regulations  and  prior  experience  in  remediation  of 
sites.  Inherent  uncertainties  exist  in  such  evaluations  primarily  due  to 
unknown  conditions,  changing  governmental  regulations  and  legal 
standards  regarding  liability,  the  protracted  length  of  the  clean-up 
periods  and  evolving  technologies.  The  environmental  and  remediation 
liabilities  provided  for  in  the  Consolidated  Financial  Statements  reflect 
the information available to management at the time of determination of 
the liability and are adjusted periodically as remediation efforts progress 
or  as  additional  technical  or  legal  information  becomes  available.  Due 

CRH  109

 
Accounting Policies | continued

to  the  inherent  uncertainties  described  above,  many  of  which  are  not 
under management’s control, the accounting for such items could result 
in  different  amounts  if  management  used  different  assumptions  or  if 
different conditions occur in future accounting periods.

Legal contingencies
The  status  of  each  significant  claim  and  legal  proceeding  in  which  the 
Group is involved is reviewed by management on a periodic basis and the 
Group’s potential financial exposure is assessed. If the potential loss from 
any claim or legal proceeding is considered probable, and the amount can 
be estimated, a liability is recognised for the estimated loss. Because of the 
uncertainties inherent in such matters, the related provisions are based on 
the best information available at the time; the issues taken into account by 
management  and  factored  into  the  assessment  of  legal  contingencies 
include, as applicable, the status of settlement negotiations, interpretations 
of  contractual  obligations,  prior  experience  with  similar  contingencies/
claims,  the  availability  of  insurance  to  protect  against  the  downside 
exposure and advice obtained from legal counsel and other third parties. 
As  additional  information  becomes  available  on  pending  claims,  the 
potential  liability  is  reassessed  and  revisions  are  made  to  the  amounts 
accrued where appropriate. Such revisions in the estimates of the potential 
liabilities could have a material impact on the results of operations and 
financial position of the Group. 

Taxation – current and deferred – Notes 10 and 26

Current  tax  represents  the  expected  tax  payable  (or  recoverable)  on  the 
taxable  profit  for  the  year  using  tax  rates  enacted  for  the  period.  Any 
interest  or  penalties  arising  are  included  within  current  tax.  Where 
items are accounted for outside of profit or loss, the related income tax is 
recognised either in other comprehensive income or directly in equity as 
appropriate.

Deferred  tax  is  recognised  using  the  liability  method  on  temporary 
differences arising at the balance sheet date between the tax bases of assets 
and liabilities and their carrying amounts in the Consolidated Financial 
Statements.  However,  deferred  tax  liabilities  are  not  recognised  if  they 
arise from the initial recognition of goodwill; in addition, deferred income 
tax  is  not  accounted  for  if  it  arises  from  initial  recognition  of  an  asset 
or  liability  in  a  transaction  other  than  a  business  combination  that  at 
the  time  of  the  transaction  affects  neither  accounting  nor  taxable  profit 
or  loss.  For  the  most  part,  no  provision  has  been  made  for  temporary 
differences  applicable  to  investments  in  subsidiaries  and  joint  ventures 
as  the  Group  is  in  a  position  to  control  the  timing  of  reversal  of  the 
temporary  differences  and  it  is  probable  that  the  temporary  differences 
will not reverse in the foreseeable future. However, a temporary difference 
has been recognised to the extent that specific assets have been identified 
for  sale  or  where  there  is  a  specific  intention  to  unwind  the  temporary 
difference in the foreseeable future. Due to the absence of control in the 
context  of  associates  (significant  influence  only),  deferred  tax  liabilities 
are recognised where appropriate in respect of CRH’s investments in these 
entities on the basis that the exercise of significant influence would not 
necessarily prevent earnings being remitted by other shareholders in the 
undertaking.

Deferred  tax  is  determined  using  tax  rates  (and  laws)  that  have  been 
enacted  or  substantially  enacted  by  the  balance  sheet  date  and  are 
expected to apply when the related deferred income tax asset is realised 
or  the  deferred  income  tax  liability  is  settled.  Deferred  tax  assets  and 
liabilities are not subject to discounting. Deferred tax assets are recognised 
in respect of all deductible temporary differences, carry-forward of unused 
tax  credits  and  unused  tax  losses  to  the  extent  that  it  is  probable  that 
taxable profits will be available against which the temporary differences 
can be utilised. The carrying amounts of deferred tax assets are subject to 
review at each balance sheet date and are reduced to the extent that future 
taxable profits are considered to be inadequate to allow all or part of any 
deferred tax asset to be utilised. 

110  CRH

The Group’s income tax charge is based on reported profit and expected 
statutory  tax  rates,  which  reflect  various  allowances  and  reliefs  and 
tax  planning  opportunities  available  to  the  Group  in  the  multiple  tax 
jurisdictions  in  which  it  operates.  The  determination  of  the  Group’s 
provision  for  income  tax  requires  certain  judgements  and  estimates  in 
relation  to  matters  where  the  ultimate  tax  outcome  may  not  be  certain. 
The recognition or non-recognition of deferred tax assets as appropriate 
also  requires  judgement  as  it  involves  an  assessment  of  the  future 
recoverability of those assets. In addition, the Group is subject to tax audits 
which can involve complex issues that could require extended periods for 
resolution.  Although  management  believes  that  the  estimates  included 
in  the  Consolidated  Financial  Statements  and  its  tax  return  positions 
are reasonable, no assurance can be given that the final outcome of these 
matters  will  not  be  different  than  that  which  is  reflected  in  the  Group’s 
historical income tax provisions and accruals. Any such differences could 
have  a  material  impact  on  the  income  tax  provision  and  profit  for  the 
period in which such a determination is made.

Property, plant and equipment – Note 13

The  Group’s  accounting  policy  for  property,  plant  and  equipment  is 
considered  critical  because  the  carrying  value  of  €7,422  million  at  
31  December  2014  represents  a  significant  portion  (34%)  of  total  assets 
at  that  date.  Property,  plant  and  equipment  are  stated  at  cost  less  any 
accumulated  depreciation  and  any  accumulated  impairments  except 
for certain items that had been revalued to fair value prior to the date of 
transition to IFRS (1 January 2004).

Repair  and  maintenance  expenditure  is  included  in  an  asset’s  carrying 
amount  or  recognised  as  a  separate  asset,  as  appropriate,  only  when  it 
is  probable  that  future  economic  benefits  associated  with  the  item  will 
flow to the Group and the cost of the item can be measured reliably. All 
other repair and maintenance expenditure is charged to the Consolidated 
Income Statement during the financial period in which it is incurred.

Borrowing costs incurred in the construction of major assets which take 
a  substantial  period  of  time  to  complete  are  capitalised  in  the  financial 
period in which they are incurred. 

In the application of the Group’s accounting policy, judgement is exercised 
by management in the determination of residual values and useful lives. 
Depreciation  and  depletion  is  calculated  to  write  off  the  book  value  of 
each item of property, plant and equipment over its useful economic life 
on a straight-line basis at the following rates:

Land  and  buildings:  The  book  value  of  mineral-bearing  land,  less  an 
estimate of its residual value, is depleted over the period of the mineral 
extraction  in  the  proportion  which  production  for  the  year  bears  to  the 
latest  estimates  of  proven  and  probable  mineral  reserves.  Land  other 
than  mineral-bearing  land  is  not  depreciated.  In  general,  buildings  are 
depreciated at 2.5% per annum (“p.a.”).

Plant  and  machinery:  These  are  depreciated  at  rates  ranging  from  
3.3% p.a. to 20% p.a. depending on the type of asset. Plant and machinery 
includes transport which is, on average, depreciated at 20% p.a.

Depreciation  methods,  useful  lives  and  residual  values  are  reviewed 
at  each  financial  year-end.  Changes  in  the  expected  useful  life  or  the 
expected pattern of consumption of future economic benefits embodied in 
the asset are accounted for by changing the depreciation period or method 
as appropriate on a prospective basis. For the Group’s accounting policy 
on impairment of property, plant and equipment please see impairment of 
long-lived assets and goodwill.

Other Significant Accounting Policies

Basis of consolidation

The Consolidated Financial Statements include the financial statements 
of the Parent Company and all subsidiaries, joint ventures and associates, 
drawn up to 31 December each year. The financial year-ends of the Group’s 
subsidiaries, joint ventures and associates are co-terminous.

Subsidiaries
Subsidiaries are all entities over which the Group has control. The Group 
controls an entity when the Group is exposed to, or has rights to, variable 
returns from its involvement with the entity and has the ability to affect 
those  returns  through  its  power  over  the  entity.  Subsidiaries  are  fully 
consolidated from the date on which control is transferred to the Group. 
They  are  deconsolidated  from  the  date  that  control  ceases.  A  change  in 
the  ownership  interest  of  a  subsidiary  without  a  change  in  control  is 
accounted for as an equity transaction.

Non-controlling interests represent the portion of the equity of a subsidiary 
not attributable either directly or indirectly to the Parent Company and are 
presented  separately  in  the  Consolidated  Income  Statement  and  within 
equity  in  the  Consolidated  Balance  Sheet,  distinguished  from  Parent 
Company shareholders’ equity. Acquisitions of non-controlling interests 
are accounted for as transactions with equity holders in their capacity as 
equity holders and therefore no goodwill is recognised as a result of such 
transactions. On an acquisition by acquisition basis, the Group recognises 
any non-controlling interest in the acquiree either at fair value or at the 
non-controlling interest’s proportionate share of the acquiree’s net assets.

Investments in associates and joint ventures – Notes 9 and 15
An associate is an entity over which the Group has significant influence. 
Significant  influence  is  the  power  to  participate  in  the  financial  and 
operating policy decisions of an entity, but is not control or joint control 
over those policies.

A  joint  venture  is  a  type  of  joint  arrangement  whereby  the  parties  that 
have joint control of the arrangement have rights to the net assets of the 
joint venture. Joint control is the contractually agreed sharing of control 
of the arrangement, which exists only when decisions about the relevant 
activities require unanimous consent of the parties sharing control.

The Group’s investments in its associates and joint ventures are accounted 
for  using  the  equity  method  from  the  date  significant  influence/joint 
control is deemed to arise until the date on which significant influence/
joint control ceases to exist or when the interest becomes classified as an 
asset held for sale.

The  Consolidated  Income  Statement  reflects  the  Group’s  share  of  profit 
after  tax  of  the  related  associates  and  joint  ventures.  Investments  in 
associates  and  joint  ventures  are  carried  in  the  Consolidated  Balance 
Sheet  at  cost,  adjusted  in  respect  of  post-acquisition  changes  in  the 
Group’s share of net assets, less any impairment in value. Loans advanced 
to  equity  accounted  investments  that  have  the  characteristics  of  equity 
financing  are  also  included  in  the  investment  held  on  the  Consolidated 
Balance Sheet. If necessary, impairment losses on the carrying amount of 
an investment are reported within the Group’s share of equity accounted 
investments’ results in the Consolidated Income Statement. If the Group’s 
share  of  losses  exceeds  the  carrying  amount  of  an  associate  or  joint 
venture, the carrying amount is reduced to nil and recognition of further 
losses  is  discontinued  except  to  the  extent  that  the  Group  has  incurred 
obligations in respect of the associate or joint venture.

Transactions eliminated on consolidation
Intra-group  balances  and  transactions,  income  and  expenses,  and  any 
unrealised gains or losses arising from such transactions, are eliminated in 
preparing the Consolidated Financial Statements. Unrealised gains arising 
from transactions with joint ventures and associates are eliminated to the 
extent of the Group’s interest in the entity. Unrealised losses are eliminated 
in the same manner as unrealised gains, but only to the extent that there is 
no evidence of impairment in the Group’s interest in the entity.

Revenue recognition

Revenue  represents  the  value  of  goods  and  services  supplied  and  is 
net  of  trade  discounts  and  value  added  tax/sales  tax.  Other  than  in  the 
case  of  construction  contracts,  revenue  is  recognised  to  the  extent  that 
revenue and related costs incurred or to be incurred are subject to reliable 
measurement, that it is probable that economic benefits will flow to the 

Group and that the significant risks and rewards of ownership have passed 
to the buyer, usually on delivery of the goods. 

Construction contracts
The Group engages primarily in the performance of fixed price contracts, as 
opposed to cost plus contracts. Contract costs are recognised as incurred. 

When  the  outcome  of  a  contract  can  be  estimated  reliably  the  Group 
recognises  revenue  in  accordance  with  the  percentage-of-completion 
method. The completion percentage is generally measured based on the 
proportion of contract costs incurred at the balance sheet date relative to the 
total estimated costs of the contract. When the outcome of a construction 
contract cannot be estimated reliably, contract revenue is recognised only 
to the extent of contract costs incurred where it is probable that these costs 
will be recoverable. 

When  it  is  probable  that  total  contract  costs  will  exceed  total  contract 
revenue,  the  expected  loss  is  recognised  immediately  as  an  expense. 
Revenue  and/or  costs  in  respect  of  variations  or  contracts  claims  and 
incentive  payments,  to  the  extent  that  they  arise,  are  recognised  when 
it  is  probable  that  the  amount,  which  can  be  measured  reliably,  will  be 
recovered from/paid to the customer. 

If circumstances arise that may change the original estimates of revenues, 
costs  or  extent  of  progress  towards  completion,  estimates  are  revised. 
These revisions may result in increases or decreases in revenue or costs 
and are reflected in income in the period in which the circumstances that 
give rise to the revision became known by management.

Segment reporting – Note 1

Operating segments are reported in a manner consistent with the internal 
organisational  and  management  structure  and  the  internal  reporting 
information  provided  to  the  Chief  Operating  Decision-Maker  who  is 
responsible  for  allocating  resources  and  assessing  performance  of  the 
operating segments. 

Assets and liabilities held for sale – Note 4

Non-current  assets  and  disposal  groups  classified  as  held  for  sale  are 
measured at the lower of carrying amount and fair value less costs to sell.

Non-current  assets  and  disposal  groups  are  classified  as  held  for  sale  if 
their carrying amounts will be recovered through a sale transaction rather 
than through continuing use. This condition is regarded as met only when 
the  sale  is  highly  probable  and  the  asset  or  disposal  group  is  available 
for  immediate  sale  in  its  present  condition  subject  only  to  terms  that 
are  usual  and  customary  for  sales  of  such  assets.  Management  must  be 
committed to the sale, which should be expected to qualify for recognition 
as a completed sale within one year from the date of classification as held 
for sale.

Property, plant and equipment and intangible assets are not depreciated  
or amortised once classified as held for sale. The Group ceases to use the 
equity method of accounting from the date on which an interest in a joint 
venture or associate becomes held for sale. Non-current assets classified 
as  held  for  sale  and  liabilities  directly  associated  with  those  assets  are 
presented separately as current items in the Consolidated Balance Sheet.

Share-based payments – Note 7 

The  Group  operates  a  number  of  equity-settled  share-based  payment 
plans. Its policy in relation to the granting of share options and awards 
under these plans, together with the nature of the underlying market and 
non-market  performance  and  other  vesting  conditions,  are  addressed 
in  the  Directors’  Remuneration  Report  on  page  75.  The  Group  has  no 
exposure in respect of cash-settled share-based payment transactions and 
share-based payment transactions with cash alternatives.

Share options
Fair  value  is  determined  on  the  basis  that  the  services  to  be  rendered 
by  employees  as  consideration  for  the  granting  of  share  options  will  be 
received over the vesting period, which is assessed as at the grant date. 

CRH  111

 
Accounting Policies | continued

The share options granted by the Company are at market value at date of 
grant  and  are  not  subject  to  market-based  vesting  conditions  within  the 
meaning of IFRS 2 Share-based Payment.

The cost is recognised, together with a corresponding increase in equity, 
over the period in which the performance and/or service conditions are 
fulfilled. The cumulative expense recognised at each reporting date until 
the vesting date reflects the extent to which the vesting period has expired 
and  the  Group’s  best  estimate  of  the  number  of  equity  instruments  that 
will ultimately vest. The Consolidated Income Statement expense/credit 
for a period represents the movement in cumulative expense recognised 
at  the  beginning  and  end  of  that  period.  The  cumulative  charge  to  the 
Consolidated Income Statement is reversed only where the performance 
condition  is  not  met  or  where  an  employee  in  receipt  of  share  options 
leaves  service  prior  to  completion  of  the  expected  vesting  period  and 
those options forfeit in consequence. 

No expense is recognised for awards that do not ultimately vest, except 
for share-based payments where vesting is conditional upon a non-vesting 
condition which is treated as vesting irrespective of whether or not it is 
satisfied,  provided  that  all  other  performance  and/or  service  conditions 
are satisfied.

Where  an  award  is  cancelled,  it  is  treated  as  if  it  is  vested  on  the  date 
of  cancellation,  and  any  expense  not  yet  recognised  for  the  award  is 
recognised  immediately.  This  includes  any  award  where  non-vesting 
conditions within the control of either the Company or the employee are 
not met. All cancellations of awards are treated equally. 

The  proceeds  received  net  of  any  directly  attributable  transaction  costs 
are credited to share capital (nominal value) and share premium when the 
options are exercised.

The dilutive effect of outstanding options is reflected as additional share 
dilution in the determination of diluted earnings per share.

To the extent that the Group receives a tax deduction relating to the services 
paid in shares, deferred tax in respect of share options is provided on the 
basis of the difference between the market price of the underlying equity 
as  at  the  date  of  the  financial  statements  and  the  exercise  price  of  the 
option; where the amount of any tax deduction (or estimated future tax 
deduction)  exceeds  the  amount  of  the  related  cumulative  remuneration 
expense,  the  current  or  deferred  tax  associated  with  the  excess  is 
recognised directly in equity.

Awards under the Performance Share Plans
All awards granted under the 2006 Performance Share Plan and 75% of 
the  awards  granted  under  the  2014  Performance  Share  Plan  are  subject 
to  a  total  shareholder  return-based  (and  hence  market-based)  vesting 
condition.  Accordingly,  the  fair  value  assigned  to  the  related  equity 
instruments  at  the  grant  date  is  adjusted  so  as  to  reflect  the  anticipated 
likelihood  as  at  the  grant  date  of  achieving  the  market-based  vesting 
condition. Awards are treated as vesting irrespective of whether or not the 
market condition is satisfied, provided that all other performance and/or 
service conditions are satisfied. 

The remaining 25% of awards granted under the 2014 Performance Share 
Plan  are  subject  to  a  cumulative  cash  flow  target  (non-market  based) 
vesting condition. The fair value of the awards is calculated as the market 
price of the shares at the date of grant. No expense is recognised for awards 
that do not ultimately vest. At the balance sheet date the estimate of the 
level of vesting is reviewed and any adjustment necessary is recognised in 
the Consolidated Income Statement.

Awards under the Restricted Share Plan
The  fair  value  of  shares  granted  under  the  Restricted  Share  Plan  is 
calculated as the market price of the shares at the date of grant reduced by 
the present value of dividends expected to be paid over the vesting period. 

Business combinations – Note 30

The  Group  applies  the  acquisition  method  in  accounting  for  business 
combinations. The cost of an acquisition is measured as the aggregate of 
the consideration transferred (excluding amounts relating to the settlement 
of pre-existing relationships), the amount of any non-controlling interest 
in  the  acquiree  and,  in  a  business  combination  achieved  in  stages,  the 
acquisition-date fair value of the acquirer’s previously-held equity interest 
in  the  acquiree.  Transaction  costs  that  the  Group  incurs  in  connection 
with a business combination are expensed as incurred.

To  the  extent  that  settlement  of  all  or  any  part  of  consideration  for  a 
business combination is deferred, the fair value of the deferred component 
is determined through discounting the amounts payable to their present 
value  at  the  date  of  exchange.  The  discount  component  is  unwound  as 
an interest charge in the Consolidated Income Statement over the life of 
the obligation. Any contingent consideration is recognised at fair value at 
the acquisition date and included in the cost of the acquisition. The fair 
value of contingent consideration at acquisition date is arrived at through 
discounting  the  expected  payment  (based  on  scenario  modelling)  to 
present value. In general, in order for contingent consideration to become 
payable, pre-defined profit and/or profit/net asset ratios must be exceeded. 
Subsequent changes to the fair value of the contingent consideration will 
be  recognised  in  profit  or  loss  unless  the  contingent  consideration  is 
classified as equity, in which case it is not remeasured and settlement is 
accounted for within equity. 

The  assets  and  liabilities  arising  on  business  combination  activity  are 
measured  at  their  acquisition-date  fair  values.  Contingent  liabilities 
assumed  in  business  combination  activity  are  recognised  as  of  the 
acquisition date, where such contingent liabilities are present obligations 
arising from past events and their fair value can be measured reliably. In 
the case of a business combination achieved in stages, the acquisition-date 
fair value of the acquirer’s previously-held equity interest in the acquiree 
is remeasured to fair value as at the acquisition date through profit or loss. 
When  the  initial  accounting  for  a  business  combination  is  determined 
provisionally, any adjustments to the provisional values allocated to the 
consideration, identifiable assets or liabilities (and contingent liabilities, 
if relevant) are made within the measurement period, a period of no more 
than one year from the acquisition date.

Goodwill – Note 14

Goodwill arising on a business combination is initially measured at cost, 
being  the  excess  of  the  cost  of  an  acquisition  over  the  net  identifiable 
assets  and  liabilities  assumed  at  the  date  of  acquisition  and  relates  to 
the future economic benefits arising from assets which are not capable of 
being individually identified and separately recognised. Following initial 
recognition, goodwill is measured at cost less any accumulated impairment 
losses. If the cost of the acquisition is lower than the fair value of the net 
assets of the subsidiary acquired, the identification and measurement of 
the related assets and liabilities and contingent liabilities are revisited and 
the cost is reassessed with any remaining balance recognised immediately 
in the Consolidated Income Statement. 

The carrying amount of goodwill in respect of associates and joint ventures 
is  included  in  investments  accounted  for  using  the  equity  method  (i.e. 
within financial assets) in the Consolidated Balance Sheet.

Where  a  subsidiary  is  disposed  of  or  terminated  through  closure,  the 
carrying  value  of  any  goodwill  of  that  subsidiary  is  included  in  the 
determination of the net profit or loss on disposal/termination.

Intangible assets (other than goodwill) arising on business combinations 
– Note 14

An  intangible  asset  is  capitalised  separately  from  goodwill  as  part  of  a 
business combination at cost (fair value at date of acquisition). 

Information on the models used by the Group to estimate the fair value of 
awards granted is included in note 7. 

Subsequent to initial recognition, intangible assets are carried at cost less 
any  accumulated  amortisation  and  any  accumulated  impairment  losses. 

112  CRH

The carrying values of definite-lived intangible assets (the Group does not 
currently have any indefinite-lived intangible assets other than goodwill) 
are reviewed for indicators of impairment at each reporting date and are 
subject  to  impairment  testing  when  events  or  changes  in  circumstances 
indicate that the carrying values may not be recoverable.

Intangible assets are amortised on a straight-line basis. In general, definite-
lived intangible assets are amortised over periods ranging from one to ten 
years, depending on the nature of the intangible asset.

Amortisation  periods,  useful  lives,  expected  patterns  of  consumption 
and residual values are reviewed at each financial year-end. Changes in 
the expected useful life or the expected pattern of consumption of future 
economic  benefits  embodied  in  the  asset  are  accounted  for  by  changing 
the amortisation period or method as appropriate on a prospective basis.

Leases – Notes 3 and 29 

Leases where the lessor retains substantially all the risks and rewards of 
ownership  are  classified  as  operating  leases.  Operating  lease  rentals  are 
charged  to  the  Consolidated  Income  Statement  on  a  straight-line  basis 
over the lease term.

Other financial assets – Note 15

All investments are initially recognised at the fair value of consideration 
given  plus  any  directly  attributable  transaction  costs.  Where  equity 
investments are actively traded in organised financial markets, fair value 
is  determined  by  reference  to  Stock  Exchange  quoted  market  bid  prices 
at  the  close  of  business  on  the  balance  sheet  date.  Unquoted  equity 
investments are recorded at historical cost given that it is impracticable to 
determine fair value in accordance with IAS 39 and are included within 
financial assets in the Consolidated Balance Sheet. 

Inventories and construction contracts – Note 16

Inventories are stated at the lower of cost and net realisable value. Cost 
is based on the first-in, first-out principle (and weighted average, where 
appropriate)  and  includes  all  expenditure  incurred  in  acquiring  the 
inventories  and  bringing  them  to  their  present  location  and  condition. 
Raw materials are valued on the basis of purchase cost on a first-in, first-
out basis. In the case of finished goods and work-in-progress, cost includes 
direct materials, direct labour and attributable overheads based on normal 
operating capacity and excludes borrowing costs. 

Net  realisable  value  is  the  estimated  proceeds  of  sale  less  all  further 
costs  to  completion,  and  less  all  costs  to  be  incurred  in  marketing, 
selling  and  distribution.  Estimates  of  net  realisable  value  are  based  on 
the most reliable evidence available at the time the estimates are made, 
taking into consideration fluctuations of price or cost directly relating to 
events occurring after the end of the period, the likelihood of short-term 
changes in buyer preferences, product obsolescence or perishability (all 
of which are generally low given the nature of the Group’s products) and 
the purpose for which the inventory is held. Materials and other supplies 
held for use in the production of inventories are not written down below 
cost if the finished goods, in which they will be incorporated, are expected 
to be sold at or above cost. 

Amounts  recoverable  on  construction  contracts,  which  are  included  in 
receivables,  are  stated  at  the  net  invoiced  value  of  the  work  done  less 
amounts  received  as  progress  payments  on  account.  Cumulative  costs 
incurred,  net  of  amounts  transferred  to  cost  of  sales,  after  deducting 
foreseeable losses, provisions for contingencies and payments on account 
not matched with revenue, are included as construction contract balances 
in  inventories.  Cost  includes  all  expenditure  directly  related  to  specific 
projects and an allocation of fixed and variable overheads incurred in the 
Group’s contract activities based on normal operating capacity.

Trade and other receivables – Note 17 

Trade receivables are carried at original invoice amount less an allowance 
for  potentially  uncollectible  debts.  Provision  is  made  when  there  is 

objective evidence that the Group will not be in a position to collect the 
associated  debts.  Bad  debts  are  written-off  to  the  Consolidated  Income 
Statement on identification. 

Cash and cash equivalents – Note 22

Cash and cash equivalents comprise cash balances held for the purpose of 
meeting short-term cash commitments and investments which are readily 
convertible to a known amount of cash and are subject to an insignificant 
risk  of  change  in  value.  Bank  overdrafts  are  included  within  current 
interest-bearing loans and borrowings in the Consolidated Balance Sheet. 
Where the overdrafts are repayable on demand and form an integral part 
of cash management, they are netted against cash and cash equivalents for 
the purposes of the Consolidated Statement of Cash Flows.

Interest-bearing loans and borrowings – Note 23 

All  loans  and  borrowings  are  initially  recorded  at  the  fair  value  of  the 
consideration  received  net  of  directly  attributable  transaction  costs. 
Subsequent  to  initial  recognition,  current  and  non-current  interest-
bearing  loans  and  borrowings  are,  in  general,  measured  at  amortised 
cost employing the effective interest methodology. Fixed rate term loans, 
which have been hedged to floating rates (using interest rate swaps), are 
measured  at  amortised  cost  adjusted  for  changes  in  value  attributable 
to  the  hedged  risks  arising  from  changes  in  underlying  market  interest 
rates. The computation of amortised cost includes any issue costs and any 
discount or premium materialising on settlement. 

Gains  and  losses  are  recognised  in  the  Consolidated  Income  Statement 
through amortisation on the basis of the period of the loans and borrowings.

Borrowing  costs  arising  on  financial  instruments  are  recognised  as  an 
expense in the period  in  which  they  are  incurred  (unless capitalised as 
part of the cost of property, plant and equipment).

Derivative financial instruments and hedging practices – Note 24

In order to manage interest rate, foreign currency and commodity risks and 
to realise the desired currency profile of borrowings, the Group employs 
derivative financial instruments (principally interest rate swaps, currency 
swaps  and  forward  foreign  exchange  contracts).  Derivative  financial 
instruments are recognised initially at fair value on the date on which a 
derivative contract is entered into and are subsequently remeasured at fair 
value. The carrying value of derivatives is fair value based on discounted 
future cash flows and adjusted for counterparty risk. Future floating rate 
cash flows are estimated based on future interest rates (from observable 
yield  curves  at  the  end  of  the  reporting  period).  Fixed  and  floating  rate 
cash flows are discounted at future interest rates and translated at period-
end foreign exchange rates.

At  the  inception  of  a  derivative  transaction,  the  Group  documents  the 
relationship  between  the  hedged  item  and  the  hedging  instrument 
together with its risk management objective and the strategy underlying 
the  proposed  transaction.  The  Group  also  documents  its  assessment, 
both at the inception of the hedging relationship and subsequently on an 
ongoing basis, of the effectiveness of the hedging instrument in offsetting 
movements  in  the  fair  values  or  cash  flows  of  the  hedged  items.  Where 
derivatives do not fulfil the criteria for hedge accounting, changes in fair 
values are reported in the Consolidated Income Statement. 

Fair value and cash flow hedges
The  Group  uses  fair  value  hedges  and  cash  flow  hedges  in  its  treasury 
activities. For the purposes of hedge accounting, hedges are classified either 
as fair value hedges (which entail hedging the exposure to movements in 
the  fair  value  of  a  recognised  asset  or  liability  or  an  unrecognised  firm 
commitment that could affect profit or loss) or cash flow hedges (which 
hedge  exposure  to  fluctuations  in  future  cash  flows  derived  from  a 
particular risk associated with a recognised asset or liability, or a highly 
probable forecast transaction that could affect profit or loss).

Where the conditions for hedge accounting are satisfied and the hedging 
instrument concerned is classified as a fair value hedge, any gain or loss 

CRH  113

 
Accounting Policies | continued

stemming from the remeasurement of the hedging instrument to fair value 
is reported in the Consolidated Income Statement. In addition, any gain 
or  loss  on  the  hedged  item  which  is  attributable  to  the  hedged  risk  is 
adjusted  against  the  carrying  amount  of  the  hedged  item  and  reflected 
in  the  Consolidated  Income  Statement.  Where  the  adjustment  is  to  the 
carrying  amount  of  a  hedged  interest-bearing  financial  instrument,  the 
adjustment is amortised to the Consolidated Income Statement with the 
objective of achieving full amortisation by maturity.

Where  a  derivative  financial  instrument  is  designated  as  a  hedge  of  the 
variability  in  cash  flows  of  a  recognised  asset  or  liability  or  a  highly 
probable forecast transaction that could affect profit or loss, the effective 
part of any gain or loss on the derivative financial instrument is recognised 
as  other  comprehensive  income,  net  of  the  income  tax  effect,  with  the 
ineffective portion being reported in the Consolidated Income Statement. 
The  associated  gains  or  losses  that  had  previously  been  recognised  as 
other comprehensive income are transferred to the Consolidated Income 
Statement  contemporaneously  with  the  materialisation  of  the  hedged 
transaction. Any gain or loss arising in respect of changes in the time value 
of the derivative financial instrument is excluded from the measurement 
of hedge effectiveness and is recognised immediately in the Consolidated 
Income Statement.

Hedge accounting is discontinued when the hedging instrument expires 
or  is  sold,  terminated  or  exercised,  or  no  longer  qualifies  for  hedge 
accounting.  At  that  point  in  time,  any  cumulative  gain  or  loss  on  the 
hedging instrument recognised as other comprehensive income remains 
there until the forecast transaction occurs. If a hedged transaction is  no 
longer  anticipated  to  occur,  the  net  cumulative  gain  or  loss  previously 
recognised  as  other  comprehensive  income  is  transferred  to  the 
Consolidated Income Statement in the period.

Net investment hedges
Where  foreign  currency  borrowings  provide  a  hedge  against  a  net 
investment  in  a  foreign  operation,  and  the  hedge  is  deemed  to  be 
effective,  foreign  exchange  differences  are  taken  directly  to  a  foreign 
currency  translation  reserve.  The  ineffective  portion  of  any  gain  or  loss 
on the hedging instrument is recognised immediately in the Consolidated 
Income  Statement.  Cumulative  gains  and  losses  remain  in  equity  until 
disposal of the net investment in the foreign operation at which point the 
related differences are transferred to the Consolidated Income Statement 
as part of the overall gain or loss on sale.

Fair value hierarchy – Note 24

For financial reporting purposes, fair value measurements are categorised 
into Level 1, 2 or 3 based on the degree to which inputs to the fair value 
measurements are observable and the significance of the inputs to the fair 
value measurement in its entirety, which are described as follows:

Level 1: quoted prices (unadjusted) in active markets for identical assets 
or liabilities;

Dividends
Dividends  on  Ordinary  Shares  are  recognised  as  a  liability  in  the 
Consolidated  Financial  Statements  in  the  period  in  which  they  are 
declared by the Parent Company.

Emission rights

Emission rights are accounted for such that a liability is recognised only 
in  circumstances  where  emission  rights  have  been  exceeded  from  the 
perspective of the Group as a whole and the differential between actual 
and permitted emissions will have to be remedied through the purchase 
of the required additional rights at fair value. Assets and liabilities arising 
in  respect  of  under  and  over-utilisation  of  emission  credits  respectively 
are  accordingly  netted  against  one  another  in  the  preparation  of  the 
Consolidated  Financial  Statements.  To  the  extent  that  excess  emission 
rights  are  disposed  of  during  a  financial  period,  the  profit  or  loss 
materialising  thereon  is  recognised  immediately  within  cost  of  sales  in 
the Consolidated Income Statement. 

Foreign currency translation

Items included in the financial statements of each of the Group’s entities 
are measured using the currency of the primary economic environment in 
which the entity operates (“the functional currency”). The Consolidated 
Financial  Statements  are  presented  in  euro,  which  is  the  presentation 
currency of the Group and the functional currency of the Parent Company.

Transactions  in  foreign  currencies  are  recorded  at  the  rate  ruling  at  the 
date  of  the  transaction.  Monetary  assets  and  liabilities  denominated  in 
foreign  currencies  are  retranslated  at  the  rate  of  exchange  ruling  at  the 
balance  sheet  date.  All  currency  translation  differences  are  taken  to  the 
Consolidated Income Statement with the exception of all monetary items 
that provide an effective hedge for a net investment in a foreign operation. 
These are recognised in other comprehensive income until the disposal of 
the net investment, at which time they are recognised in the Consolidated 
Income Statement.

Results  and  cash  flows  of  subsidiaries,  joint  ventures  and  associates 
with  non-euro  functional  currencies  have  been  translated  into  euro 
at  average  exchange  rates  for  the  year,  and  the  related  balance  sheets 
have been translated at the rates of exchange ruling at the balance sheet 
date.  Adjustments  arising  on  translation  of  the  results  and  net  assets  of 
non-euro  subsidiaries,  joint  ventures  and  associates  are  recognised  in  a 
separate  translation  reserve  within  equity,  net  of  differences  on  related 
currency  borrowings.  All  other  translation  differences  are  taken  to  the 
Consolidated  Income  Statement.  Goodwill  and  fair  value  adjustments 
arising  on  acquisition  of  a  foreign  operation  are  regarded  as  assets  and 
liabilities of the foreign operation and are translated accordingly.

The principal exchange rates used for the translation of results, cash flows 
and balance sheets into euro were as follows:

Level 2: valuation techniques for which the lowest level of inputs which 
have a significant effect on the recorded fair value are observable, either 
directly or indirectly; and

euro 1 =

Level  3:  valuation  techniques  for  which  the  lowest  level  of  inputs  that 
have  a  significant  effect  on  the  recorded  fair  value  are  not  based  on 
observable market data.

US Dollar

Pound Sterling

Polish Zloty

Average

Year-end

2014

2013

2014

2013

1.3290

1.3281

1.2141

1.3791

0.8062

0.8493

0.7789

0.8337

4.1839

4.1975

4.2732

4.1543

Share capital and dividends – Notes 11 and 28

Ukrainian Hryvnia

15.8908 10.8339

19.1814 11.3583

Treasury Shares and own shares
Ordinary  Shares  acquired  by  the  Parent  Company  or  purchased  by  the 
Employee Benefit Trust on behalf of the Parent Company under the terms 
of the Performance Share Plans and the Restricted Share Plan are deducted 
from equity and presented on the face of the Consolidated Balance Sheet. 
No gain or loss is recognised in profit or loss on the purchase, sale, issue 
or cancellation of the Parent Company’s Ordinary Shares.

Swiss Franc

Canadian Dollar

Argentine Peso

Turkish Lira

Indian Rupee

1.2147

1.2311

1.2024

1.2276

1.4664

1.3684

1.4063

1.4671

10.7785

7.2892

10.2645

8.9910

2.9068

2.5335

2.8320

2.9605

81.0576 77.9300

76.7190 85.3660

Chinese Renminbi

8.1883

8.1646

7.5358

8.3491

114  CRH

Notes on Consolidated Financial Statements

1. Segment Information

CRH is a diversified international building materials group which manufactures and distributes a range 
of building materials products from the fundamentals of heavy materials and elements to construct the 
frame,  through  value-added  products  that  complete  the  building  envelope,  to  distribution  channels 
which service construction fit-out and renewal. In conjunction with the ongoing portfolio review, the 
Group reorganised its European business in 2014. Following this, the Group is now organised into six 
segments:  Europe  Heavyside,  Europe  Lightside,  Europe  Distribution,  Americas  Materials,  Americas 
Products and Americas Distribution. Comparative segment information has been restated. No operating 
segments have been aggregated to form these segments.

Europe Heavyside businesses are predominantly engaged in the manufacturing and supply of cement, 
aggregates, readymixed and precast concrete, concrete landscaping and asphalt products.

Europe Lightside businesses are predominately engaged in the production and supply of construction 
accessories, shutters & awnings, fencing and composite access chambers.

Europe Distribution businesses are predominantly engaged in supplying Do-It-Yourself (DIY), General 
Merchants and Sanitary, Heating and Plumbing (SHAP) businesses catering to the general public and 
small and medium-sized builders, selling a range of bricks, cement, sanitary, heating, plumbing and 
other building products.

Americas Materials businesses are predominantly engaged in the production and sale of aggregates, 
asphalt and readymixed concrete products and provide asphalt paving services.

Americas  Products  businesses  are  predominantly  engaged  in  the  production  and  sale  of  concrete 
masonry and hardscapes, clay brick, packaged lawn and garden products, packaged cement mixes, 
fencing,  utility,  drainage  and  structural  precast  products,  glass  and  aluminium  glazing  systems  and 
construction accessories.

Americas Distribution businesses are predominantly engaged in supplying Exterior Products such as 
roofing and siding and Interior Products such as gypsum wallboard, metal studs and acoustical ceiling 
systems. 

The principal factors employed in the identification of the six segments reflected in this note include the 
Group’s  organisational  structure  in  2014,  the  nature  of  the  reporting  lines  to  the  Chief  Operating 
Decision-Maker  (as  defined  in  IFRS  8  Operating  Segments),  the  structure  of  internal  reporting 
documentation  such  as  management  accounts  and  budgets,  and  the  degree  of  homogeneity  of 
products, services and geographical areas within each of the segments from which revenue is derived. 

The Chief Operating Decision-Maker monitors the operating results of segments separately in order to 
allocate  resources  between  segments  and  to  assess  performance.  Segment  performance  is 
predominantly evaluated based on operating profit. As performance is also evaluated using operating 
profit before depreciation and amortisation (EBITDA (as defined)*), supplemental information based on 
EBITDA (as defined)* is also provided below. Given that net finance costs and income tax are managed 
on a centralised basis, these items are not allocated between operating segments for the purposes of 
the information presented to the Chief Operating Decision-Maker and are accordingly omitted from the 
detailed segmental analysis below. There are no asymmetrical allocations to reporting segments which 
would require disclosure.

*  EBITDA is defined as earnings before interest, taxes, depreciation, amortisation, asset impairment charges, 

profit on disposals and the Group’s share of equity accounted investments’ result after tax.

CRH  115

 
1. Segment Information | continued

A. Operating segments disclosures - Consolidated Income Statement data

Continuing operations - year ended 31 December

Group operating profit 
before depreciation and 
amortisation (EBITDA  
(as defined)*)

Depreciation, 
amortisation and 
impairment (i)

2014
€m

 380 
 94 
 190 
 664 

 609 
 263 
 105 
 977 
 1,641 

2013
€m

 326 
 71 
 186 
 583 

 557 
 246 
 89 
 892 
 1,475 

2014
€m

 229 
 23 
 78 
 330 

 254 
 118 
 22 
 394 
 724 

2013
€m

 721 
 43 
 80 
 844 

 331 
 178 
 22 
 531 
 1,375 

Revenue

2014
€m

2013
€m

 3,929 
 913 
 3,999 
 8,841 

 5,070 
 3,225 
 1,776 
 10,071 
 18,912 

 3,786 
 856 
 3,936 
 8,578 

 4,721 
 3,068 
 1,664 
 9,453 
 18,031 

Europe Heavyside
Europe Lightside
Europe Distribution
Europe

Americas Materials
Americas Products
Americas Distribution
Americas
Total Group

Profit on disposals (ii)
Finance costs less income
Other financial expense
Share of equity accounted investments' profit/(loss) (iii)
Profit/(loss) before tax

(i) See notes 13 and 14 for details of the impairment charge.

Europe Heavyside
Europe Lightside
Europe Distribution
Europe

Americas Materials
Americas Products
Americas Distribution
Americas
Total Group

Group operating 
profit (EBIT)

2014
€m

2013
€m

 151 
 71 
 112 
 334 

 355 
 145 
 83 
 583 
 917 

 77 
(246)
(42)
 55 
 761 

(395)
 28 
106
(261) 

 226 
 68 
 67 
 361 
 100 

26
(249)
(48)
(44)
(215)

(ii) Profit/(loss) on 
disposals (note 4)

(iii) Share of equity 
accounted 
investments’ profit/
(loss) (note 9)

 38 
 1 
 6 
 45 

 11 
 20 
 1 
 32 
 77 

 6 
 6 
(2)
 10 

 19 
(3)
 -   
 16 
 26 

 35 
 -   
 13 
 48 

 7 
 -   
 -   
 7 
 55 

(60)
 -   
 9 
(51)

 7 
 -   
 -   
 7 
(44)

*  EBITDA is defined as earnings before interest, taxes, depreciation, amortisation, asset impairment charges, profit on disposals and the Group’s share of equity accounted 

investments’ result after tax.

116  CRH

1. Segment Information | continued

B. Operating segments disclosures - Consolidated Balance Sheet data

Continuing operations - as at 31 December

Europe Heavyside
Europe Lightside
Europe Distribution
Europe

Americas Materials
Americas Products
Americas Distribution
Americas
Total Group

Reconciliation to total assets as reported in the Consolidated Balance Sheet: 
Investments accounted for using the equity method 
Other financial assets 
Derivative financial instruments (current and non-current) 
Income tax assets (current and deferred) 
Cash and cash equivalents 
Assets held for sale 
Total assets as reported in the Consolidated Balance Sheet 

Reconciliation to total liabilities as reported in the Consolidated Balance Sheet: 
Interest-bearing loans and borrowings (current and non-current) 
Derivative financial instruments (current and non-current) 
Income tax liabilities (current and deferred) 
Liabilities associated with assets classified as held for sale 
Total liabilities as reported in the Consolidated Balance Sheet 

C. Operating segments disclosures - other items 

Additions to non-current assets 

Total assets

2014
€m

 3,864 
 761 
 2,221 
 6,846 

 6,245 
 2,542 
 951 
 9,738 
 16,584 

 1,329 
 23 
 102 
 186 
 3,262 
 531 
 22,017 

2013
€m

 4,605 
 768 
 2,217 
 7,590 

 5,510 
 2,360 
 853 
 8,723 
 16,313 

 1,340 
 23 
 80 
 133 
 2,540 
 -   
 20,429 

Total liabilities
2014
€m

2013
€m

 1,468 
 215 
 644 
 2,327 

 969 
 679 
 283 
 1,931 
 4,258 

 1,428 
 180 
 542 
 2,150 

 772 
 656 
 255 
 1,683 
 3,833 

 5,866 
 23 
 1,459 
 213 
 11,819 

 5,540 
 53 
 1,317 
 -   
 10,743 

Europe Heavyside
Europe Lightside
Europe Distribution
Europe

Americas Materials
Americas Products
Americas Distribution
Americas
Total Group

Continuing operations - year ended 31 December

Property, plant and 
equipment (note 13)

2014
€m

113 
 14 
 36 
 163 

 173 
 81 
 18 
 272 
 435 

2013
€m

 132 
 13 
 49 
 194 

 199 
 83 
 21 
 303 
 497 

Financial assets  
(note 15)

2014
€m

2013
€m

- 
 -   
 -   
 -   

 3 
 -   
 -   
 3 
 3 

70  
 -   
 1 
 71 

 7 
 -   
 -   
 7 
 78 

Total Group

2014
€m

 113
 14 
 36 
 163 

 176 
 81 
 18 
 275 
 438 

2013
€m

202
 13 
 50 
 265 

 206 
 83 
 21 
 310 
 575 

CRH  117

 
1. Segment Information | continued

D. Entity-wide disclosures 

Section 1: Information about products and services
The  Group’s  revenue  from  external  customers  in  respect  of  its  principal  products  and  services  is  analysed  in  the  disclosures  above.  Segment  revenue 
includes €3,351 million (2013: €3,268 million) in respect of revenue applicable to construction contracts. The bulk of our construction activities are performed 
by our Americas Materials reportable segment, are for the most part short-term in nature and are generally completed within the same financial reporting 
period. 

Revenue derived through the supply of services and intersegment revenue is not material to the Group. The transfer pricing policy implemented by the Group 
between operating segments and across its constituent entities is described in greater detail in note 31. In addition, due to the nature of building materials, 
which exhibit a low value-to-weight ratio, the Group’s revenue streams include a low level of cross-border transactions.

Section 2: Information about geographical areas and customers
CRH has a presence in 34 countries worldwide. The revenues from external customers and non-current assets (as defined in IFRS 8) attributable to the 
country of domicile and all foreign countries of operation are as follows; individual foreign countries which exceed 10% of total external Group revenue have 
been highlighted separately on the basis of materiality.

Country of domicile - Republic of Ireland
United States of America
Benelux (mainly the Netherlands)
Other
Total Group

Year ended 31 December
Revenue by destination
2013
€m

2014
€m

 306 
 9,650 
 2,350 
 6,606 
 18,912 

 278 
 8,991 
 2,324 
 6,438 
 18,031

As at 31 December
Non-current assets
2013
2014
€m
€m

 477 
 6,948 
 1,231 
 4,268 
 12,924 

 475 
 6,241 
 1,280 
 4,794 
 12,790 

There are no material dependencies or concentrations on individual customers which would warrant disclosure under IFRS 8. The individual entities within 
the Group have a large number of customers spread across various activities, end-uses and geographies.

2. Cost Analysis

Cost of sales analysis

Raw materials and goods for resale 
Employment costs (note 5) 
Energy conversion costs 
Repairs and maintenance 
Depreciation, amortisation and impairment (i) 
Change in inventory (note 19) 
Other production expenses (primarily sub-contractor costs and equipment rental) 
Total 

Operating costs analysis  

Selling and distribution costs 
Administrative expenses 
Total 

(i) Depreciation, amortisation and impairment analysis 

Depreciation and depletion (note 13) 
Impairment of property, plant and equipment (note 13) 
Impairment of intangible assets (note 14) 
Amortisation of intangible assets (note 14) 
Total 

118  CRH

2014
€m

2013
€m

 7,527 
 1,985 
 655 
 452 
 532 
 34 
 2,242 
 13,427 

 7,240 
 1,974 
 644 
 421 
 792 
 37 
 2,045 
 13,153 

 3,143 
 1,425 
 4,568 

 3,054 
 1,724 
 4,778 

Cost of sales

Operating costs

Total

2014
 €m 

 485 
 47 
 -   
 -   
 532 

2013
 €m 

 521 
 271 
 -   
 -   
 792 

2014
 €m 

 146 
 2 
 -   
 44 
 192 

2013
 €m 

 150 
 4 
 375 
 54 
 583 

2014
 €m 

 631 
 49 
 -   
 44 
 724 

2013
 €m 

 671 
 275 
 375 
 54 
 1,375 

2. Cost Analysis | continued

Segmental analysis of 2013 impairment charges

Europe Heavyside
Europe Lightside
Europe Distribution
Europe

Americas Materials
Americas Products
Americas Distribution
Americas
Total Group

Annual  
impairment 
process
€m

Portfolio 
review
€m

Included in 
operating profit
€m

 58 
 -   
 4 
 62 

 -   
 10 
 -   
 10 
 72 

 444 
 13 
 -   
 457 

 60 
 61 
 -   
 121 
 578 

 502 
 13 
 4 
 519 

 60 
 71 
 -   
 131 
 650 

 Portfolio 
review  
included in 
share of equity 
accounted 
entities
€m

 101 
 -   
 4 
 105 

 -   
 -   
 -   
 -   
 105 

Narrative disclosures regarding the 2013 impairments are included in section (b) of note 14.

3. Operating Profit Disclosures

Operating lease rentals

- hire of plant and machinery
- land and buildings
- other operating leases
Total

Total
€m

 603 
 13 
 8 
 624 

 60 
 71 
 -   
 131 
 755 

2014
€m

2013
€m

 149 
 216 
 48 
 413 

 108 
 220 
 47 
 375 

Auditor’s remuneration
In accordance with statutory requirements in Ireland, fees for professional services provided by the Group’s independent auditor in respect of each of the 
following categories were:

EY Ireland (statutory auditor) 

EY (network firms) 

Total 

Audit of the 
Group accounts (i)
2013
2014
€m
€m

 2 

 12 

 14 

 2 

 12 

 14 

Other assurance 
services (ii)

Tax advisory  
services

2014
€m

2013
€m

2014
€m

2013
€m

 -   

 1 

 1 

 -   

 2 

 2 

 -   

 1 

 1 

 -   

 1 

 1 

Total

2014
€m

 2 

 14 

 16 

2013
€m

 2 

 15 

 17 

(i)  Audit of the Group accounts includes Sarbanes-Oxley attestation and parent and subsidiary statutory audit fees, but excludes €2 million  

(2013: €1 million) paid to auditors other than EY.

(ii)  Other assurance services includes attestation and due diligence services that are closely related to the performance of the audit.

CRH  119

 
4. Business and Non-current Asset Disposals

(a) Profit on disposal

Assets/(liabilities) disposed of at net carrying amount: 
- non-current assets (notes 13,14,15) 
- working capital and provisions (note 19) 
- asset held for sale (ii) (note 15) 
- interest-bearing loans and borrowings 
Net assets disposed  
Reclassification of currency translation effects on disposal  
Total 
Proceeds from disposals (net of disposal costs)  
Asset exchange (ii) (note 30) 
Profit/(loss) on disposals 

Business 
disposals

Disposal of other
non-current assets

Total

2014 (i)
€m

2013
€m

2014
€m

2013
€m

2014
€m

2013
€m

 117 
 11 
 -   
 -   
 128 
 57 
 185 
 224 
 -   
 39 

 43 
 6 
 139 
(17)
 171 
 3 
 174 
 26 
 144 
(4)

 83 
 -   
 -   
 -   
 83 
 -   
 83 
 121 
 -   
 38 

 66 
 -   
 -   
 -   
 66 
 -   
 66 
 96 
 -   
 30 

 200 
 11 
 -   
 -   
 211 
 57 
 268 
 345 
 -   
 77 

 109 
 6 
 139 
(17)
 237 
 3 
 240 
 122 
 144 
 26 

(i)  This relates principally to the disposal of our 50% equity stake in our Turkish joint venture, Denizli Çimento (which was part of the Europe Heavyside segment).

(ii)  On 25 February 2013, the Group transferred its 26% stake in Corporacion Uniland to Cementos Portland Valderrivas in exchange for a 99% stake in 

Cementos Lemona, an integrated cement, readymixed concrete and aggregates business.

(b) Assets held for sale

In November 2013, a Group-wide portfolio review was initiated which identified a number of business units which did not meet our future returns objectives 
and  which  were  in  line  for  divestment.  This  review  was  completed  during  2014;  a  multi-year  divestment  programme  commenced  during  the  year,  with 
proceeds of €0.35 billion realised on business and non-current asset disposals in 2014. 

On 15 December 2014, the Group announced that it had reached agreement to dispose of its clay and concrete businesses in the United Kingdom (Europe 
Heavyside) and its clay business in the United States (Americas Products) for an Enterprise Value (EV) of Stg £414 million (€522 million). As part of the 
transaction, the purchaser will assume certain debt and pension liabilities and accordingly, the net cash consideration payable to CRH is expected to be 
approximately Stg £295 million. The transaction is expected to close in the first quarter of 2015. The assets associated with this transaction, together with 
a number of smaller business units, met the “held for sale” criteria set out in IFRS 5 Non-current Assets Held for Sale and Discontinued Operations as at 
31 December 2014 and the relevant assets and liabilities have accordingly been reclassified as assets or liabilities held for sale as appropriate as set out in 
the table below. 

The businesses either divested in 2014 or held for sale at year-end 2014 are not considered to be either separate major lines of business or geographical 
areas of operation and therefore do not constitute discontinued operations as defined in IFRS 5.

Assets
Property, plant and equipment (note 13)
Intangible assets (note 14)
Financial assets (note 15)
Deferred income tax assets (note 26)
Inventories (note 19)
Trade and other receivables (note 19)
Cash and cash equivalents (note 22)
Assets held for sale

Liabilities
Trade and other payables (note 19)
Current income tax liabilities
Provisions for liabilities (note 19)
Deferred income tax liabilities (note 26)
Retirement benefit obligations (note 27)
Liabilities associated with assets classified as held for sale

Net assets held for sale

31 December
2014
€m

262
17
34
4
102
79
33
531

98
4
7
23
81
213

318

Total losses recognised in other comprehensive income and accumulated in equity relating to assets held for sale amounted to €164 million at 31 December 2014.

120  CRH

 
5. Employment

The average number of employees is as follows:

Europe Heavyside
Europe Lightside
Europe Distribution
Europe

Americas Materials
Americas Products
Americas Distribution
Americas
Total Group

Employment costs charged in the Consolidated Income Statement are analysed as follows:

Wages and salaries
Social welfare costs
Other employment-related costs
Share-based payment expense (note 7)
Total retirement benefits expense (note 27)
Total

Total charge analysed between:
Cost of sales
Operating costs
Finance costs (net) - applicable to retirement benefit obligations (note 8)
Total

6. Directors’ Emoluments and Interests

Year ended 31 December

2014

2013

 19,096 
 5,003 
 11,607 
 35,706 

 18,457 
 17,707 
 3,836 
 40,000 
 75,706 

2014
€m

 2,987 
 368 
 448 
 16 
 215 
 4,034 

 1,985 
 2,035 
 14 
 4,034 

 19,996 
 4,849 
 11,263 
 36,108 

 18,216 
 17,276 
 3,709 
 39,201 
 75,309 

2013
€m

 2,915 
 360 
 464 
 15 
 201 
 3,955 

 1,974 
 1,959 
 22 
 3,955 

Directors’ emoluments (which are included in administrative expenses in note 2) and interests are presented in the Directors’ Remuneration Report on pages 
72 to 95 of this Annual Report.

7. Share-based Payment Expense

Share option expense (i)
Performance Share Plans and Restricted Share Plan expense (ii)
Total

2014
€m

 1 
 15 
 16 

2013
€m

 1 
14
15

(i) Relates to options granted under the 2000 share option scheme, the 2010 share option scheme and the savings-related share option schemes.

(ii) Relates to awards granted under the 2006 and 2014 Performance Share Plans and the 2013 Restricted Share Plan.

The share-based payment expense is reflected in operating costs in the Consolidated Income Statement.

In  May  2014,  shareholders  approved  the  adoption  of  a  new  Performance  Share  Plan  (the  “2014  Performance  Share  Plan”),  which  replaced  the  2006 
Performance Share Plan (approved by shareholders in May 2006), the 2010 Share Option Scheme (approved by shareholders in May 2010) and the 2013 
Restricted Share Plan (together, the “Existing Plans”). Following the introduction of the 2014 Performance Share Plan, no further awards will be made under 
the Existing Plans. Consequently, the last awards under the Existing Plans were made in 2013. The general terms and conditions applicable to the various 
plans are set out in the Directors’ Remuneration Report on pages 72 to 95. 

The Group also operates savings-related share option schemes. Due to the immateriality of the savings-related schemes’ expense and the level of savings-
related share options outstanding, detailed financial disclosures have not been provided in relation to these schemes.

CRH  121

 
7. Share-based Payment Expense | continued

Share option schemes

Details of options granted under the share option schemes (excluding savings-related share option schemes) 

Outstanding at beginning of year
Granted
Exercised (a)
Lapsed

Outstanding at end of year (b)
Exercisable at end of year

Weighted average  
exercise price

Number of 
options
2014

Weighted average  
exercise price

Number of 
options
2013

€18.75  21,798,887 
 -   
(919,205)
(5,398,491)

 -   
€16.58
€16.77

€19.58  15,481,191 
 1,248,698 
€18.79

€18.84
€16.19
€13.21
€18.53

 23,295,955 
 3,853,400 
(1,245,029)
(4,105,439)

€18.75
€17.94

 21,798,887 
 2,114,772 

(a) The weighted average share price at the date of exercise of these options was €20.47 (2013: €17.28).

(b) The level of vesting of options outstanding at the end of the year will be determined by reference to certain performance targets (outlined on page 80 of 
this Annual Report). If the performance criteria have been met, these options, or portion thereof as appropriate, may be exercised after the expiration of 
three years from their date of grant. All options granted have a life of ten years.

Weighted average remaining contractual life for the share options outstanding at 31 December (years)

Euro-denominated options outstanding at the end of the year (number)
Range of exercise prices (€)

Sterling-denominated options outstanding at the end of the year (number)
Range of exercise prices (Stg£)

2014

4.89

2013

5.54

 15,389,922 
 15.19-29.86 

 21,683,559 
 15.07-29.86 

 91,269 
 12.80-20.23 

 115,328 
 10.04-20.23 

The  CRH  share  price  at  31  December  2014  was  €19.90  (2013:  €18.30).  The  following  analysis  shows  the  number  of  outstanding  share  options  with 
exercise prices lower/higher than the year-end share price:

Number of options with exercise prices lower than year-end price:
Exercisable
Not exercisable

Number of options with exercise prices higher than year-end price:
Exercisable
Not exercisable

Total options outstanding

 1,248,698 
 8,789,200 
 10,037,898 

 506,581 
 13,788,399 
 14,294,980 

 -   
 5,443,293 
 5,443,293 

 1,608,191 
 5,895,716 
 7,503,907 

 15,481,191 

 21,798,887 

The Group measures the fair value of options granted using the trinomial model (a lattice option-pricing model in accordance with IFRS 2 Share-based 
Payment). Due to the immateriality of the share option expense in both the current and the prior year, detailed fair value disclosures have not been included. 

2014 Performance Share Plan

The general terms and conditions of the 2014 Performance Share Plan were set out in a circular issued to shareholders prior to the Annual General Meeting 
held in 2014, a copy of which is available on www.crh.com. The structure of the 2014 Performance Share Plan is set out in the Directors’ Remuneration 
Report on page 72. An expense of €5 million was recognised in 2014. 

Details of awards granted under the 2014 Performance Share Plan 

Share price 
at date
of award

Period to 
earliest 
release
date

Number of Shares

Initial
award

Net
outstanding

Granted in 2014

€20.49

3 years

 2,283,960 

 2,270,340 

75% of vesting is subject to Total Shareholder Return (TSR) performance against sector peers, while the remaining 25% of vesting is subject to a cumulative 
cash flow target. A small number of awards are subject only to a three year service period (i.e. no performance conditions). 

122  CRH

7. Share-based Payment Expense | continued

The fair value assigned to the portion of awards which are subject to TSR performance was €10.88. The fair value of these awards was calculated using a TSR 
pricing model taking account of peer group TSR, volatilities and correlations together with the following assumptions:

Risk-free interest rate (%)
Expected volatility (%)

2014

0.13
21.9

The expected volatility was determined using a historical sample of 37 month-end CRH share prices.

The fair value of (i) the portion of awards subject to cash flow performance and (ii) the awards with no performance conditions (which are subject to a three 
year service period) was €20.49. The fair value was calculated using the closing CRH share price at the date the award was granted. Awards vest only if all 
performance and service conditions are met. No expense is recognised for awards that do not ultimately vest. At the balance sheet date the estimate of the 
level of vesting is reviewed and any necessary adjustment to the share-based payment expense is recognised in the Consolidated Income Statement.

2006 Performance Share Plan

The expense of €8 million (2013: €13 million) reported in the Consolidated Income Statement has been arrived at through applying a Monte Carlo simulation 
technique to model the combination of market-based and non-market-based performance conditions in the Plan.

Details of awards granted under the 2006 Performance Share Plan

Granted in 2011

Granted in 2012

Granted in 2013

Share price 
at date
of award

Period to 
earliest 
release
date

Number of Shares

Initial
award

Net
outstanding

Fair 
value

€16.52

3 years

 1,684,250 

 -   

€9.72

€15.63

3 years

 2,079,000 

 1,849,000 

€7.77

€16.69

3 years

 1,195,500 

 1,040,500 

€8.54

In February 2014, 742,604 of the shares awarded under the Performance Share Plan in 2011 vested and accordingly were released to the participants of the 
scheme. The remaining awards granted in 2011 lapsed.

The fair value of the shares awarded was determined using a Monte Carlo simulation technique taking account of peer group TSR, volatilities and correlations, 
together with the following assumptions:

Risk-free interest rate (%)
Expected volatility (%)

2013 Restricted Share Plan

2013

0.10
31.3

Due to the immateriality of the Restricted Share Plan expense and the level of awards outstanding in this plan at 31 December 2014 and 31 December 2013, 
detailed financial disclosures have not been provided in relation to this share-based payment arrangement.

CRH  123

 
8. Finance Costs and Finance Income

Finance costs
Interest payable on borrowings
Net income on interest rate and currency swaps
Mark-to-market of derivatives and related fixed rate debt:
- interest rate swaps (i)
- currency swaps and forward contracts
- fixed rate debt (i)
Net (gain)/loss on interest rate swaps not designated as hedges
Net finance cost on gross debt including related derivatives

Finance income
Interest receivable on loans to joint ventures and associates
Interest receivable on cash and cash equivalents and other
Finance income 

Finance costs less income

Other financial expense
Unwinding of discount element of provisions for liabilities (note 25)
Unwinding of discount applicable to deferred and contingent acquisition consideration (note 18)
Pension-related finance cost (net) (note 27)
Total

2014
€m

2013
€m

 308 
(42)

(15)
 -   
 8 
(5)
 254 

(3)
(5)
(8)

 323 
(55)

 68 
 1 
(79)
 4 
 262 

(3)
(10)
(13)

 246 

 249 

 16 
 12 
 14 
 42 

 15 
 11 
 22 
 48 

(i) The Group uses interest rate swaps to convert fixed rate debt to floating rate. Fixed rate debt, which has been converted to floating rate through the 
use of interest rate swaps, is stated in the Consolidated Balance Sheet at adjusted value to reflect movements in underlying fixed rates. The movement 
on this adjustment, together with the offsetting movement in the fair value of the related interest rate swaps, is included in finance costs in each reporting 
period.

9. Share of Equity Accounted Investments’ Profit/(Loss)

The Group’s share of joint ventures’ and associates’ result after tax is equity accounted and is presented as a single-line item in the Consolidated Income 
Statement; it is analysed as follows between the principal Consolidated Income Statement captions:

Group share of:

Revenue

EBITDA (as defined)*

Depreciation and amortisation

Impairment (i)

Operating profit/(loss)

Finance costs (net)

Profit/(loss) before tax

Income tax expense

Profit/(loss) after tax

Joint Ventures
2013
2014
€m
€m

Associates

2014
€m

2013
€m

Total

2014
€m

2013
€m

 488 

 469 

 953 

 961 

 1,441 

 1,430 

 62 

(27)

 -   

 35 

(6)

 29 

(3)

 26 

 60 

(27)

(54)

(21)

(2)

(23)

(5)

(28)

 106 

(45)

 -   

 61 

(21)

 40 

(11)

 29 

 109 

(39)

(51)

 19 

(22)

(3)

(13)

(16)

 168 

(72)

 -   

 96 

(27)

 69 

(14)

 55 

 169 

(66)

(105)

(2)

(24)

(26)

(18)

(44)

An analysis of the result after tax by operating segment is presented in note 1. The aggregated balance sheet data (analysed between current and non-current 
assets and liabilities) in respect of the Group’s investment in joint ventures and associates is presented in note 15.

(i) See section (b) of note 14 for details of the 2013 impairment charge.

* EBITDA is defined as earnings before interest, taxes, depreciation, amortisation, asset impairment charges and profit on disposals.

124  CRH

10. Income Tax Expense

Recognised within the Consolidated Income Statement

(a) Current tax
Republic of Ireland
Overseas 
Total current tax expense

(b) Deferred tax
Origination and reversal of temporary differences:
Retirement benefit obligations
Share-based payment expense
Derivative financial instruments
Other items 
Total deferred tax expense

Income tax expense reported in the Consolidated Income Statement

Recognised within equity

(a) Within the Consolidated Statement of Comprehensive Income:
Deferred tax - retirement benefit obligations
Income tax recognised directly within equity

Reconciliation of applicable tax rate to effective tax rate

2014
€m

 -   
 141 
 141 

 7 
 -   
 6 
 23 
 36 

 177 

 69 
 69 

2013
€m

(1)
 77 
 76 

 16 
(1)
 4 
(15)
 4 

 80 

(43)
(43)

Profit/(loss) before tax (€m)
Tax charge expressed as a percentage of profit/(loss) before tax (effective tax rate):
- current tax expense only
- total income tax expense (current and deferred)

 761 

(215)

18.5%
23.2%

(35.3%)
(37.2%)

The following table reconciles the applicable Republic of Ireland statutory tax rate to the effective tax rate (current and deferred) of the Group:

Irish corporation tax rate
Higher tax rates on overseas earnings
Other items (primarily comprising items not chargeable to tax/expenses not deductible for tax):
- arising from 2013 impairment
- other items
Total effective tax rate

% of profit/(loss) 
before tax

 12.5 
 9.6 

 -   
 1.1 
 23.2 

 12.5 
 17.8 

(70.2)
 2.7 
(37.2)

Other disclosures

Changes in tax rates
The total tax charge in future periods will be affected by any changes to the tax rates in force in the countries in which the Group operates. 

Excess of capital allowances over depreciation
The current tax charge will also be impacted by changes in the excess of tax depreciation (capital allowances) over accounting depreciation. Based on 
current capital investment plans, the Group expects to continue to be in a position to claim capital allowances in excess of depreciation in future years.

Investments in subsidiaries
Given  that  participation  exemptions  and  tax  credits  would  be  available  in  the  context  of  the  Group’s  investments  in  subsidiaries  in  the  majority  of  the 
jurisdictions in which the Group operates, the aggregate amount of temporary differences in respect of which deferred tax liabilities have not been recognised 
would be immaterial.

Proposed dividends
There are no income tax consequences for the Company in respect of dividends proposed prior to issuance of the Consolidated Financial Statements and 
for which a liability has not been recognised.

CRH  125

 
11. Dividends

The dividends paid and proposed in respect of each class of share capital are as follows:

Dividends to shareholders
Preference
5% Cumulative Preference Shares €3,175 (2013: €3,175)
7% 'A' Cumulative Preference Shares €77,521 (2013: €77,521)
Equity 
Final - paid 44.00c per Ordinary Share (2013: 44.00c)
Interim - paid 18.50c per Ordinary Share (2013: 18.50c)

Total

Dividends proposed (memorandum disclosure)
Equity

Final 2014 - proposed 44.00c per Ordinary Share (2013: 44.00c)

Reconciliation to Consolidated Statement of Cash Flows
Dividends to shareholders
Less: issue of scrip shares in lieu of cash dividends (note 28)

Dividends paid to equity holders of the Company
Dividends paid by subsidiaries to non-controlling interests

Total dividends paid

12. Earnings per Ordinary Share

The computation of basic and diluted earnings per Ordinary Share is set out below:

Numerator computations
Group profit/(loss) for the financial year
Profit attributable to non-controlling interests
Profit/(loss) attributable to equity holders of the Company
Preference dividends
Profit/(loss) attributable to ordinary equity holders of the Company - numerator for basic/diluted earnings per Ordinary Share
Depreciation charge 
Amortisation of intangible assets 
Impairment of property, plant and equipment and intangible assets
Impairment of financial assets
Numerator for "cash" earnings per Ordinary Share (i)

Denominator computations
Denominator for basic earnings per Ordinary Share
Weighted average number of Ordinary Shares (millions) outstanding for the year (ii)
Effect of dilutive potential Ordinary Shares (employee share options) (millions) (ii) and (iii)
Denominator for diluted earnings per Ordinary Share

Basic earnings/(loss) per Ordinary Share

Diluted earnings/(loss) per Ordinary Share

"Cash" earnings per Ordinary Share (i)

2014

€m

2013

€m

 -   
 -   

 323 
 137 

 460 

 -   
 -   

 320 
 135 

 455 

 359 

 323 

 460 
(107)

 353 
 4 

 357 

 455 
(88)

 367 
 1 

 368 

2014
€m

2013
€m

 584 
(2)
 582 
 -   
 582 
 631 
 44 
 49 
 -   
 1,306 

 737.6 
 0.7 
 738.3 

78.9c

78.8c

177.1c

(295)
(1)
(296)
 -   
(296)
 671 
 54 
 650 
 105 
 1,184 

 729.2 
 -   
 729.2 

(40.6c)

(40.6c)

162.4c

(i)  This measure is presented here for information as management believes it is a useful indicator of the Group’s ability to generate cash from operations.  
“Cash”  earnings  per  Ordinary  Share  on  a  diluted  earnings  basis  amounted  to  176.9c.  This  is  not  a  recognised  measure  under  generally  accepted 
accounting principles. 

(ii)  The weighted average number of Ordinary Shares included in the computation of basic and diluted earnings per Ordinary Share has been adjusted to 
exclude shares held by the Employee Benefit Trust and Ordinary Shares repurchased and held by the Company (CRH plc) as Treasury Shares given that 
these shares do not rank for dividend. The number of Ordinary Shares so held at the balance sheet date is detailed in note 28.

(iii)  Contingently  issuable  Ordinary  Shares  (totalling  19,062,236  at  31  December  2014  and  24,282,615  at  31  December  2013)  are  excluded  from  the 
computation of diluted earnings per Ordinary Share where the conditions governing exercisability have not been satisfied as at the end of the reporting 
period or they are antidilutive for the periods presented.

Subsequent to year end the Group completed a share placing. Further details are set out in note 33.

126  CRH

13. Property, Plant and Equipment

At 31 December 2014
Cost/deemed cost
Accumulated depreciation (and impairment charges)
Net carrying amount

At 1 January 2014, net carrying amount
Translation adjustment
Reclassifications 
Additions at cost 
Arising on acquisition (note 30)
Disposals at net carrying amount
Reclassified as held for sale
Depreciation charge for year
Impairment charge for year (ii)
At 31 December 2014, net carrying amount

The equivalent disclosure for the prior year is as follows:

At 31 December 2013
Cost/deemed cost
Accumulated depreciation (and impairment charges)
Net carrying amount

At 1 January 2013, net carrying amount
Translation adjustment
Reclassifications 
Additions at cost 
Arising on acquisition (note 30)
Disposals at net carrying amount
Depreciation charge for year
Impairment charge for year (iii)
At 31 December 2013, net carrying amount

At 1 January 2013
Cost/deemed cost
Accumulated depreciation (and impairment charges)
Net carrying amount

Land and  
buildings (i)
€m

Plant and  
machinery
€m

Assets in 
course of 
construction
€m

 6,068 
(1,892)
 4,176 

 4,096 
 329 
 66 
 45 
 20 
(68)
(173)
(132)
(7)
 4,176 

 5,912 
(1,816)
 4,096 

 4,313 
(129)
 7 
 46 
 132 
(30)
(132)
(111)
 4,096 

 5,838 
(1,525)
 4,313 

 8,940 
(5,914)
 3,026 

 3,214 
 64 
 34 
 264 
 71 
(27)
(88)
(499)
(7)
 3,026 

 8,847 
(5,633)
 3,214 

 3,371 
(114)
 144 
 350 
 210 
(44)
(539)
(164)
 3,214 

 8,694 
(5,323)
 3,371 

 220 
 -   
 220 

 229 
 1 
(100)
 126 
 -   
 -   
(1)
 -   
(35)
 220 

 229 
 -   
 229 

 287 
(8)
(151)
 101 
 -   
 -   
 -   
 -   
 229 

 287 
 -   
 287 

Total
€m

 15,228 
(7,806)
 7,422 

 7,539 
 394 
 -   
 435 
 91 
(95)
(262)
(631)
(49)
 7,422 

 14,988 
(7,449)
 7,539 

 7,971 
(251)
 -   
 497 
 342 
(74)
(671)
(275)
 7,539 

 14,819 
(6,848)
 7,971 

(i)  The carrying value of mineral-bearing land included in the land and buildings category above amounted to €1,997 million at the balance sheet date (2013: 

€1,824 million).

(ii)  The impairment charge of €49 million in 2014, of which €47 million has been charged against cost of sales (see note 2), relates to the write down of 

property, plant and equipment in Europe Heavyside (€35 million) and Americas Products (€14 million).

(iii)  The property, plant and equipment impairment charge of €275 million in 2013, of which €271 million was charged against cost of sales (see note 2), arose 
primarily from a Group-wide portfolio review initiated in November 2013;  further details of this, and of the related impairment of intangible assets in 2013, 
are set out in section (b) of note 14.

Future purchase commitments for property, plant and equipment

Contracted for but not provided in the financial statements

Authorised by the Directors but not contracted for

2014
€m

 211 

 70 

2013
€m

 155 

 91 

CRH  127

 
 
14. Intangible Assets

At 31 December 2014
Cost/deemed cost
Accumulated amortisation (and impairment charges)
Net carrying amount

At 1 January 2014, net carrying amount
Translation adjustment
Arising on acquisition (note 30)
Disposals
Reclassified as held for sale
Amortisation charge for year
At 31 December 2014, net carrying amount

The equivalent disclosure for the prior year is as follows:

At 31 December 2013
Cost/deemed cost
Accumulated amortisation (and impairment charges)
Net carrying amount

At 1 January 2013, net carrying amount
Translation adjustment
Arising on acquisition (note 30)
Disposals
Amortisation charge for year
Impairment charge for year 
At 31 December 2013, net carrying amount

At 1 January 2013
Cost/deemed cost
Accumulated amortisation (and impairment charges)
Net carrying amount

Other intangible assets

Goodwill
€m

Marketing-
related
€m

Customer-
related (i)
€m

Contract-
based
€m

 4,362 
(344)
 4,018 

 3,734 
 279 
 31 
(10)
(16)
 -   
 4,018 

 4,158 
(424)
 3,734 

 4,067 
(117)
 169 
(12)
 -   
(373)
 3,734 

 4,122 
(55)
 4,067 

 52 
(40)
 12 

 12 
 3 
 2 
(1)
 -   
(4)
 12 

 48 
(36)
 12 

 17 
(1)
 1 
 -   
(5)
 -   
 12 

 51 
(34)
 17 

 448 
(322)
 126 

 151 
 6 
 10 
(2)
(1)
(38)
 126 

 420 
(269)
 151 

 177 
(2)
 20 
 -   
(42)
(2)
 151 

 413 
(236)
 177 

 37 
(20)
 17 

 14 
 1 
 4 
 -   
 -   
(2)
 17 

 31 
(17)
 14 

 6 
(1)
 18 
(2)
(7)
 -   
 14 

 17 
(11)
 6 

Total
€m

 4,899 
(726)
 4,173 

 3,911 
 289 
 47 
(13)
(17)
(44)
 4,173 

 4,657 
(746)
 3,911 

 4,267 
(121)
 208 
(14)
(54)
(375)
 3,911 

 4,603 
(336)
 4,267 

(i)  The customer-related intangible assets relate predominantly to non-contractual customer relationships.

(a) Annual goodwill testing

The net book value of goodwill capitalised under previous GAAP (Irish GAAP) as at the transition date to IFRS (1 January 2004) has been treated as deemed cost. 
Goodwill arising on acquisition since that date is capitalised at cost. 

Cash-generating units 
Goodwill acquired through business combination activity has been allocated to cash-generating units (CGUs) that are expected to benefit from synergies in that 
combination.  The  cash-generating  units  represent  the  lowest  level  within  the  Group  at  which  the  associated  goodwill  is  monitored  for  internal  management 
purposes, and are not larger than the operating segments determined in accordance with IFRS 8 Operating Segments. A total of 20 (2013: 19) cash-generating 
units have been identified and these are analysed between the six business segments in the Group below. The increase in the number of CGUs in 2014 relates 
to organisational changes in our Europe segments. As a result, a number of entities have been added to the Benelux CGU in Europe Heavyside, two new CGUs 
have been added (Germany - Europe Heavyside and Europe Lightside) and the Europe Products CGU has been removed. All businesses within the various cash-
generating units exhibit similar and/or consistent profit margin and asset intensity characteristics. Assets, liabilities, deferred tax and goodwill have been assigned 
to the CGUs on a reasonable and consistent basis. 

Significant under-performance in any of CRH’s major cash-generating units may give rise to a material write-down of goodwill which would have a substantial 
impact on the Group’s income and equity.

Cash-generating units

Goodwill (€m)

Europe Heavyside*
Europe Lightside*
Europe Distribution
Europe

Americas Materials
Americas Products
Americas Distribution
Americas
Total Group

2014

2013

 8 
 1 
 1 
 10 

 7 
 2 
 1 
 10 
 20 

 7 
 1 
 1 
 9 

 7 
 2 
 1 
 10 
 19 

2014

 650 
 346 
 649 
 1,645 

 1,313 
 703 
 357 
 2,373 
 4,018 

2013

 697 
 313 
 641 
 1,651 

 1,151 
 618 
 314 
 2,083 
 3,734 

*  Included in the goodwill numbers of Europe Heavyside and Europe Lightside at 31 December 2014 are amounts of €54 million and €9 million respectively (2013: €53 million 

and €9 million respectively) relating to businesses identified for divestment as part of the portfolio review, which have been tested separately (see section (b) below).

128  CRH

14. Intangible Assets | continued

Impairment testing methodology and results
Goodwill  is  subject  to  impairment  testing  on  an  annual  basis.  The  recoverable  amount  of  each  of  the  20  CGUs  is  determined  based  on  a  value-in-use 
computation, using Level 3 inputs in accordance with the fair value hierarchy. The cash flow forecasts are primarily based on a five-year strategic plan document 
formally approved by senior management and the Board of Directors and specifically exclude the impact of future development activity. These cash flows are 
projected forward for an additional five years to determine the basis for an annuity-based terminal value, calculated on the same basis as the Group’s acquisition 
modelling methodology. As in prior years, the terminal value is based on a 20-year annuity. The projected cash flows assume zero growth in real cash flows 
beyond the initial evaluation period. The value-in-use represents the present value of the future cash flows, including the terminal value, discounted at a rate 
appropriate to each CGU. The real pre-tax discount rates used range from 7.5% to 12.2% (2013: 7.8% to 11.7%); these rates are in line with the Group’s 
estimated weighted average cost of capital, arrived at using the Capital Asset Pricing Model. 

The 2014 annual goodwill impairment testing process has resulted in no intangible asset impairments. The 2013 annual impairment testing process resulted in 
an impairment of €58 million being recorded in respect of our Benelux CGU in Europe Heavyside due to a difficult trading environment in 2013 and a slower 
recovery than previously anticipated. The assumptions underlying the 2013 value-in-use model projections resulted in a present value (using a real pre-tax 
discount rate of 9.4%) of €241 million and a related goodwill impairment being recorded of €58 million.

Key sources of estimation uncertainty
The cash flows have been arrived at taking account of the Group’s strong financial position, its established history of earnings and cash flow generation and 
the nature of the building materials industry, where product obsolescence is very low. However, expected future cash flows are inherently uncertain and are 
therefore liable to material change over time. The key assumptions employed in arriving at the estimates of future cash flows factored into impairment testing 
are subjective and include projected EBITDA (as defined)* margins, net cash flows, discount rates used and the duration of the discounted cash flow model.

Significant goodwill amounts
The goodwill allocated to the Europe Distribution and the Oldcastle Building Products (Americas Products segment) CGUs accounts for between 10% and 20% 
of the total carrying amount of €4,018 million. The goodwill allocated to each of the remaining CGUs is less than 10% of the total carrying value in all other 
cases. The additional disclosures required for the two CGUs with significant goodwill are as follows:

Europe Distribution

Oldcastle  
Building Products

2014

2013

2014

2013

Goodwill allocated to the cash-generating unit at balance sheet date

€649m

€641m

€699m

€615m

Discount rate applied to the cash flow projections (real pre-tax)

Average EBITDA (as defined)* margin over the initial 5-year period

Value-in-use (present value of future cash flows)

Excess of value-in-use over carrying amount

9.4%

5.9%

9.4%

6.4%

11.9%

11.0%

11.7%

10.6%

€2,015m

€2,201m

€2,588m

€2,380m

€336m

€431m

€509m

€579m

The key assumptions and methodology used in respect of these two CGUs are consistent with those described above. The values applied to each of the 
key estimates and assumptions are specific to the individual CGUs and were derived from a combination of internal and external factors based on historical 
experience and took into account the cash flows specifically associated with these businesses. The cash flows and 20-year annuity-based terminal value 
were projected in line with the methodology disclosed above.

Europe Distribution and Oldcastle Building Products are not included in the CGUs referred to in the “Sensitivity analysis” section below. Given the magnitude 
of the excess of value-in-use over carrying amount, and our belief that the key assumptions are reasonable, management believe that it is not reasonably 
possible that there would be a change in the key assumptions such that the carrying amount would exceed the value-in-use. Consequently no further 
disclosures relating to sensitivity of the value-in-use computations for the Europe Distribution or Oldcastle Building Products CGUs are considered to be 
warranted. 

Sensitivity analysis
Sensitivity analysis has been performed and results in additional disclosures in respect of 2 of the 20 CGUs. The key assumptions, methodology used and 
values applied to each of the key assumptions for the two cash-generating units are in line with those outlined above. The two CGUs had goodwill of €178 
million at the date of testing. The table below identifies the amounts by which each of the following assumptions may either decline or increase to arrive at a 
zero excess of the present value of future cash flows over the book value of net assets in the two CGUs selected for sensitivity analysis disclosures:

Reduction in EBITDA (as defined)* margin
Reduction in profit before tax
Reduction in net cash flow
Increase in pre-tax discount rate

2 CGUs

1.3 to 2.0 percentage points
8.6% to 15.9%
7.9% to 13.6%
0.7 to 1.4 percentage points

The average EBITDA (as defined)* margin for the aggregate of these two CGUs over the initial 5-year period was 9.2%. The value-in-use (being the present 
value of the future net cash flows) was €619 million and the carrying amount was €542 million, resulting in an excess of value-in-use over carrying amount of 
€77 million.

While  the Ukraine CGU is not considered to require additional sensitivity-related disclosures  based  on  analysis  performed,  the  country’s ongoing  political 
situation remains uncertain. CRH’s activities in Ukraine are mainly located in the west of the country and are therefore not directly affected by the continuing 
conflict; however, the economic outlook for the country as a whole remains unclear. The net asset value of the Ukrainian CGU amounts to €267 million at year-
end 2014.

*  EBITDA is defined as earnings before interest, taxes, depreciation, amortisation, asset impairment charges, profit on disposals and the Group’s share of equity accounted 

investments’ result after tax.

CRH  129

 
14. Intangible Assets | continued

(b) Portfolio review update

In November 2013, a Group-wide portfolio review was initiated to identify and focus on those businesses within our portfolio which offer the most attractive 
future returns, and to prioritise capital allocation to ensure profitable growth across our network of businesses. This review was completed during the year 
and a multi-year divestment programme has commenced with proceeds of €0.35 billion realised on business and non-current asset disposals in 2014 (see 
note 4).

The decision to divest of these business units resulted in the need to assess them for impairment, either individually or combined where they form a new 
group for disposal purposes. Excluding business units divested during 2014, the remainder were assessed for impairment or reversal of previous impairments 
and also assessed from the perspective of the held for sale criteria set out in IFRS 5 Non-current Assets Held for Sale and Discontinued Operations (see 
note 4). 

A valuation was prepared based on the estimated fair value less costs of disposal (FVLCD) for each business unit. The valuations were then compared to 
the carrying value of each business and where that valuation fell below the carrying value an impairment charge was taken.

No goodwill impairments or reversal of previous impairments were recorded during the year. 

In 2013, the total impairments (including financial asset impairments) arising from the portfolio review amounted to €683 million, of which €261 million related 
to property, plant and equipment (see note 13) and €317 million related to intangible assets. The largest impairments in 2013 arose in two business units 
within  Europe  Heavyside.  Both  businesses  serve  the  residential  new-build  sector  in  mature  markets.  Financial  asset  impairments  of  €105  million  were 
recorded in 2013 relating to two Europe Heavyside equity accounted investments. The additional disclosures required are as follows:

Amount of impairment loss recognised in 2013

Description of valuation technique

Level of fair value hierarchy

Recoverable amount (FVLCD)

Discount rate applicable to cash flow projections (real pre-tax)

Average EBITDA (as defined)* margin over initial 5-year period

Business 1

Business 2

Financial Assets

2013

€99m

2013

€75m

2013

€105m

Income-based

Income-based

Income-based

Level 3

€182m

8.9%

13.5%

Level 3

€34m

9.2%

13.7%

Level 3

€172m

9.2% - 9.8%

20.1% - 22.5% 

*  EBITDA is defined as earnings before interest, taxes, depreciation, amortisation, asset impairment charges, profit on disposals and the Group’s share of 

equity accounted investments’ result after tax.

130  CRH

15. Financial Assets

At 1 January 2014
Translation adjustment
Investments and advances 
Disposals and repayments
Reclassified as held for sale
Retained profit
At 31 December 2014

The equivalent disclosure for the prior year is as follows:

At 1 January 2013
Translation adjustment
Investments and advances 
Disposals and repayments
Arising on acquisition (note 30)
Retained loss
At 31 December 2013

Investments accounted for  
using the equity method  
(i.e. joint ventures and associates)

Share of net 
assets
€m

Loans
€m

 1,211 
 73 
 -   
(82)
(34)
 25 
 1,193 

 1,291 
(72)
 64 
 -   
 2 
(74)
 1,211 

 129 
 14 
 3 
(10)
 -   
 -   
 136 

 131 
(5)
 10 
(7)
 -   
 -   
 129 

Total
€m

 1,340 
 87 
 3 
(92)
(34)
 25 
 1,329 

 1,422 
(77)
 74 
(7)
 2 
(74)
 1,340 

Asset held 
for sale
€m

Other (i)
€m

 -   
 -   
 -   
 -   
 -   
 -   
 -   

 143 
(1)
 -   
(139)
 -   
(3)
 -   

 23 
 -   
 -   
 -   
 -   
 -   
 23 

 34 
(1)
 4 
(14)
 -   
 -   
 23 

(i) Other financial assets primarily comprise trade investments carried at historical cost. 

Summarised financial information for the Group’s investment in joint ventures and associates which are accounted for using the equity method is as follows:

Non-current assets
Current assets
Non-current liabilities
Current liabilities
Net assets

 Joint Ventures

Associates

Total

2014
€m

 548 
 121 
(161)
(73)
 435 

2013
€m

 600 
 176 
(174)
(106)
 496 

2014
€m

 955 
 538 
(209)
(526)
 758 

2013
€m

 862 
 557 
(230)
(474)
 715 

2014
€m

 1,503 
 659 
(370)
(599)
 1,193 

2013
€m

 1,462 
 733 
(404)
(580)
 1,211 

A listing of the principal equity accounted investments is contained on page 166.

The Group holds a 21.13% stake (2013: 21.13%) in Samse S.A., a publicly-listed distributor in France which is accounted for as an associate investment 
above. The fair value of this investment at the balance sheet date, calculated based on the number of shares held multiplied by the closing share price at 
31 December 2014 (Level 1 input in the fair value hierarchy), was €75 million (2013: €58 million).

CRH  131

 
16. Inventories

Raw materials 
Work-in-progress (i)
Finished goods
Total inventories at the lower of cost and net realisable value

2014
€m

 612 
 80 
 1,568 
 2,260 

2013
€m

 606 
 86 
 1,562 
 2,254 

(i)  Work-in-progress includes €8 million (2013: €2 million) in respect of the cumulative costs incurred, net of amounts transferred to cost of sales under 

percentage-of-completion accounting, for construction contracts in progress at the balance sheet date.

An analysis of the Group’s cost of sales expense is provided in note 2 to the financial statements.

Write-downs of inventories recognised as an expense within cost of sales amounted to €29 million (2013: €19 million).

17. Trade and Other Receivables

Current
Trade receivables
Amounts receivable in respect of construction contracts (i)
Total trade receivables, gross
Provision for impairment
Total trade receivables, net
Amounts receivable from equity accounted investments
Prepayments and other receivables
Total

Non-current 
Other receivables 

2014
€m

 1,810 
 476 
 2,286 
(106)
 2,180 
 6 
 458 
 2,644 

2013
€m

 1,725 
 422 
 2,147 
(118)
 2,029 
 4 
 483 
 2,516 

 85 

 93 

The carrying amounts of current and non-current trade and other receivables approximate their fair value largely due to the short-term maturities and nature of 
these instruments.

(i) 

Includes unbilled revenue and retentions held by customers in respect of construction contracts at the balance sheet date amounting to €119 million 
and €82 million respectively (2013: €121 million and €63 million respectively).

Provision for impairment

The movements in the provision for impairment of receivables during the financial year were as follows:

At 1 January
Translation adjustment
Provided during year
Written-off during year
Recovered during year
Reclassified as held for sale
At 31 December

 118 
 4 
 28 
(36)
(6)
(2)
 106 

 123 
(2)
 36 
(33)
(6)
 -   
 118 

Information in relation to the Group’s credit risk management is provided in note 21 to the financial statements.

Aged analysis
The aged analysis of trade receivables and amounts receivable in respect of construction contracts at the balance sheet date was as follows:

Neither past due nor impaired
Past due but not impaired:
- less than 60 days
- 60 days or greater but less than 120 days
- 120 days or greater
Past due and impaired (partial or full provision)
Total

 1,638 

 1,554 

 373 
 117 
 45 
 113 
 2,286 

 290 
 126 
 53 
 124 
 2,147 

Trade receivables and amounts receivable in respect of construction contracts are in general receivable within 90 days of the balance sheet date. 

132  CRH

18. Trade and Other Payables

Current
Trade payables
Construction contract-related payables (i)
Deferred and contingent acquisition consideration (ii)
Accruals and other payables
Amounts payable to equity accounted investments
Total

Non-current
Other payables
Deferred and contingent acquisition consideration (ii)
Total

2014
€m

 1,506 
 129 
 59 
 1,148 
 52 
 2,894 

 109 
 148 
 257 

2013
€m

 1,495 
 103 
 24 
 1,093 
 39 
 2,754 

 105 
 184 
 289 

(i)  Construction contract-related payables include billings in excess of revenue, together with advances received from customers in respect of work to be 

performed under construction contracts and foreseeable losses thereon.

Other than deferred and contingent consideration, the carrying amounts of trade and other payables approximate their fair value largely due to the short-term 
maturities and nature of these instruments. 

(ii)  Deferred and contingent acquisition consideration

The fair value of total contingent consideration is €122 million (2013: €120 million), (Level 3 input in the fair value hierarchy) and deferred consideration 
is €85 million (2013: €88 million). On an undiscounted basis, the corresponding basis for which the Group may be liable for contingent consideration 
ranges from €nil million to a maximum of €145 million. The movement in deferred and contingent consideration during the financial year was as follows:

At 1 January
Translation adjustment
Arising on acquisitions and investments during year (note 30)
Changes in estimate
Paid during year
Discount unwinding
At 31 December

19. Movement in Working Capital and Provisions for Liabilities

 208 
 16 
 3 
(6)
(26)
 12 
 207 

 297 
(9)
 17 
(3)
(105)
 11 
 208 

At 1 January 2014
Translation adjustment
Arising on acquisition (note 30)
Disposals
Deferred and contingent acquisition consideration:
- arising on acquisitions during year (note 30)
- paid during year
Reclassified as held for sale
Interest accruals and discount unwinding
(Decrease)/increase in working capital and provisions for liabilities
At 31 December 2014

The equivalent disclosure for the prior year is as follows:

At 1 January 2013
Translation adjustment
Arising on acquisition (note 30)
Disposals
Deferred and contingent acquisition consideration:
- arising on acquisitions during year (note 30)
- paid during year
Interest accruals and discount unwinding
(Decrease)/increase in working capital and provisions for liabilities
At 31 December 2013

Trade 
and other 
receivables
€m

Trade 
and other 
payables
€m

Provisions  
for  
liabilities
€m

Inventories
€m

 2,254 
 128 
 23 
(9)

 -   
 -   
(102)
 -   
(34)
 2,260 

 2,333 
(74)
 41 
(9)

 -   
 -   
 -   
(37)
 2,254 

 2,609 
 165 
 20 
(4)

 -   
 -   
(79)
 -   
 18 
 2,729 

 2,603 
(80)
 53 
(4)

 -   
 -   
 -   
 37 
 2,609 

(3,043)
(173)
(17)
 2 

(3)
 26 
 98 
(1)
(40)
(3,151)

(3,052)
 91 
(80)
 7 

(17)
 105 
(14)
(83)
(3,043)

(380)
(27)
(1)
 -   

 -   
 -   
 7 
(16)
 21 
(396)

(366)
 9 
(14)
 -   

 -   
 -   
(15)
 6 
(380)

Total
€m

 1,440 
 93 
 25 
(11)

(3)
 26 
(76)
(17)
(35)
 1,442 

 1,518 
(54)
 -   
(6)

(17)
 105 
(29)
(77)
 1,440 

CRH  133

 
 
20. Analysis of Net Debt

Components of net debt
Net debt is a non-GAAP measure which we provide to investors as we believe they find it useful. Net debt comprises cash and cash equivalents, derivative financial 
instrument assets and liabilities and interest-bearing loans and borrowings and enables investors to see the economic effects of these in total (see note 21 for details 
of the capital and risk management policies employed by the Group). Net debt is commonly used in computations such as net debt as a % of total equity and net 
debt as a % of market capitalisation.

Cash and cash equivalents (note 22)

Interest-bearing loans and borrowings (note 23)

Derivative financial instruments (net) (note 24)

Group net debt

As at 31 December 2014

As at 31 December 2013

Fair value (i)

Book value

Fair value (i)

Book value

 €m 

 3,295 

(6,302)

 79 

(2,928)

 €m 

 3,295 

(5,866)

 79 

(2,492)

 €m 

 2,540 

(5,799)

 27 

(3,232)

 €m 

 2,540 

(5,540)

 27 

(2,973)

(i) All interest-bearing loans and borrowings are Level 2 fair value measurements.

The following table shows the effective interest rates on period-end fixed, gross and net debt:

As at 31 December 2014

As at 31 December 2013

Interest-bearing loans and borrowings nominal - fixed rate (i)

Derivative financial instruments - fixed rate

Net fixed rate debt including derivatives

Interest-bearing loans and borrowings nominal - floating rate (ii)

Adjustment of debt from nominal to book value (i)

Derivative financial instruments - currency floating rate

Gross debt including derivative financial instruments
Cash and cash equivalents - floating rate

Group net debt
Cash at bank and in hand reclassified as held for sale (note 22)

Group net debt excluding cash reclassified as held for sale

 €m 

(5,657)

 1,227 

(4,430)

(63)

(146)

(1,148)

(5,787)
 3,295 

(2,492)
(33)

(2,525)

Interest  
rate

Weighted average  
fixed period  
Years

4.5%

 5.2 

4.1%

Interest 
rate

Weighted average  
fixed period  
Years

5.5%

 5.1 

4.6%

 €m 

(5,362)

 1,518 

(3,844)

(54)

(124)

(1,491)

(5,513)
 2,540 

(2,973)
 -   

(2,973)

(i)  Of the Group’s nominal fixed rate debt at 31 December 2014, €1,616 million (2013: €1,882 million) was hedged to floating rate at inception using interest rate swaps. The 
balance of nominal fixed rate debt of €4,041 million (2013: €3,480 million) pertains to financial liabilities measured at amortised cost in accordance with IAS 39 Financial 
Instruments: Recognition and Measurement.

(ii)  Floating rate debt comprises bank borrowings and finance leases bearing interest at rates set in advance for periods ranging from overnight to less than one year largely 

by reference to inter-bank interest rates.

Currency profile
The currency profile of the Group’s net debt and net worth (capital and reserves attributable to the Company’s equity holders) as at 31 December 2014 and 2013 
is as follows: 

euro
€m

US
Dollar
€m

Pound
Sterling
€m

Swiss
Franc Other (iii)
€m

€m

Total
€m

Group net debt* by major currency 

(871)

(1,117)

(68)

(250)

(219)

(2,525)

Non-debt assets (including cash reclassified as held for sale) and liabilities  
analysed as follows:
Non-current assets

Current assets

Non-current liabilities 

Current liabilities

Non-controlling interests

 3,061 

 1,611 

(616)

(1,117)

(5)

 7,003 

 2,558 

(1,481)

(1,436)

(4)

Capital and reserves attributable to the Company's equity holders 

 2,063 

 5,523 

The equivalent disclosure for the prior year is as follows:

 346 

 489 

(92)

(368)

 -   

 307 

 778 

 326 

(270)

(191)

(12)

 381 

 2,015 

 13,203 

 466 

(71)

(288)

 -   

 5,450 

(2,530)

(3,400)

(21)

 1,903 

 10,177 

Group net debt by major currency 

(1,304)

(1,476)

(57)

 11 

(147)

(2,973)

Non-debt assets and liabilities analysed as follows:

Non-current assets

Current assets

Non-current liabilities 

Current liabilities

Non-controlling interests

 3,378 

 1,568 

(522)

(1,126)

(8)

 6,293 

 2,138 

(1,221)

(1,221)

(3)

Capital and reserves attributable to the Company's equity holders

 1,986 

 4,510 

 433 

 234 

(107)

(208)

 -   

 295 

 796 

 330 

(169)

(198)

(12)

 758 

 2,113 

 13,013 

 526 

(77)

(301)

(1)

 4,796 

(2,096)

(3,054)

(24)

 2,113 

 9,662 

(iii)  The principal currencies included in this category are the Chinese Renminbi, the Polish Zloty, the Indian Rupee, the Ukrainian Hryvnia, the Canadian Dollar, 

the Israeli Shekel, the Turkish Lira and the Argentine Peso.

*  Excluding €33 million cash reclassified as held for sale which is analysed by major currency in current assets above.

134  CRH

21. Capital and Financial Risk Management

Capital management

Overall summary
The primary objectives of CRH’s capital management strategy are to ensure that the Group maintains a strong credit rating to support its business and to create 
shareholder  value  by  managing  the  debt  and  equity  balance  and  the  cost  of  capital.  No  changes  were  made  in  the  objectives,  policies  or  processes  for 
managing capital during 2014.

The Board periodically reviews the capital structure of the Group, including the cost of capital and the risks associated with each class of capital. The Group 
manages and, if necessary, adjusts its capital structure taking account of underlying economic conditions; any material adjustments to the Group’s capital 
structure in terms of the relative proportions of debt and equity are approved by the Board. In order to maintain or adjust the capital structure, the Group may 
issue new shares, dispose of assets, amend investment plans, alter dividend policy or return capital to shareholders. The Group is committed to optimising the 
use of its balance sheet within the confines of the overall objective to maintain an investment grade credit rating. Dividend cover for year ended 31 December 
2014 amounted to 1.26 times (2013 before impairment charges and the related tax credit: 0.95 times).

The capital structure of the Group, which comprises net debt and capital and reserves attributable to the Company’s equity holders, may be summarised as 
follows:

2014
€m

2013
€m

Capital and reserves attributable to the Company's equity holders
Net debt
Capital and net debt

Financial risk management objectives and policies

 10,177 
 2,492 
 12,669 

9,662
2,973
12,635

The Group uses financial instruments throughout its businesses: interest-bearing loans and borrowings, cash and cash equivalents and finance leases are used 
to finance the Group’s operations; trade receivables and trade payables arise directly from operations; and derivatives, principally interest rate and currency 
swaps and forward foreign exchange contracts, are used to manage interest rate risks and currency exposures and to achieve the desired profile of borrowings. 
The Group does not trade in financial instruments nor does it enter into any leveraged derivative transactions.

The Group’s corporate treasury function provides services to the business units, co-ordinates access to domestic and international financial markets, and 
monitors and manages the financial risks relating to the operations of the Group. The Head of Group Financial Operations reports to the General Manager of 
Finance and the activities of the corporate treasury function are subject to regular internal audit. Systems are in place to monitor and control the Group’s liquidity 
risks. The Group’s net debt position forms part of the monthly documentation presented to the Board of Directors. 

The main risks attaching to the Group’s financial instruments are interest rate risk, foreign currency risk, credit risk and liquidity risk. Commodity price risk arising 
from financial instruments is of minimal relevance given that exposure is confined to a small number of contracts entered into for the purpose of hedging future 
movements in energy costs. The Board reviews and agrees policies for the prudent management of each of these risks as documented below. 

Interest rate risk 
The Group’s exposure to market risk for changes in interest rates stems predominantly from its long-term debt obligations. Interest cost is managed using a mix 
of fixed and floating rate debt. With the objective of managing this mix in a cost-efficient manner, the Group enters into interest rate swaps, under which the 
Group contracts to exchange, at predetermined intervals, the difference between fixed and variable interest amounts calculated by reference to a pre-agreed 
notional principal. Such contracts enable the Group to mitigate the risk of changing interest rates on the fair value of issued fixed rate debt and the cash flow 
exposures of issued floating rate debt.

The majority of these swaps are designated under IAS 39 Financial Instruments: Recognition and Measurement to hedge underlying debt obligations and qualify 
for hedge accounting; undesignated financial instruments are termed “not designated as hedges” in the analysis of derivative financial instruments presented 
in note 24. The following table demonstrates the impact on profit/(loss) before tax and total equity of a range of possible changes in the interest rates applicable 
to net floating rate borrowings, with all other variables held constant. These impacts are calculated based on the closing balance sheet for the relevant period 
and assume all floating interest rates and interest curves change by the same amount. For profit/(loss) before tax, the impact shown is the impact on closing 
balance sheet floating rate net debt for a full year while for total equity the impact shown is the impact on the value of financial instruments.

Percentage change in cost of borrowings

Impact on profit/(loss) before tax 

Impact on total equity

+/- 1%

+/- 0.5%

+/- €21m
+/- €10m

+/- €10m
+/- €5m

-/+ €5m
-/+ €8m

-/+ €2m
-/+ €4m

2014
2013

2014
2013

CRH  135

 
21. Capital and Financial Risk Management | continued

Foreign currency risk
Due to the nature of building materials, which in general exhibit a low value-to-weight ratio, CRH’s activities are conducted primarily in the local currency of the 
country of operation resulting in low levels of foreign currency transaction risk; variances arising in this regard are reflected in operating costs or cost of sales 
in the Consolidated Income Statement in the period in which they arise.

Given  the  Group’s  presence  in  34  countries  worldwide,  the  principal  foreign  exchange  risk  arises  from  fluctuations  in  the  euro  value  of  the  Group’s  net 
investment in a wide basket of currencies other than the euro; such changes are reported separately within the Consolidated Statement of Comprehensive 
Income. A currency profile of the Group’s net debt and net worth is presented in note 20. The Group’s established policy is to spread its net worth across the 
currencies of its various operations with the objective of limiting its exposure to individual currencies and thus promoting consistency with the geographical 
balance of its operations. In order to achieve this objective, the Group manages its borrowings, where practicable and cost effective, to hedge a portion of its 
foreign currency assets. Hedging is done using currency borrowings in the same currency as the assets being hedged or through the use of other hedging 
methods such as currency swaps. 

The following table demonstrates the sensitivity of profit/(loss) before tax and equity to selected movements in the relevant US$/€ exchange rate (with all other 
variables held constant); the US Dollar has been selected as the appropriate currency for this analysis given the materiality of the Group’s activities in the United 
States. The impact on profit/(loss) before tax is based on changing the US$/€ exchange rate used in calculating profit/(loss) before tax for the period. The impact 
on total equity and financial instruments is calculated by changing the US$/€ exchange rate used in measuring the closing balance sheet.

Percentage change in relevant US$/€ exchange rate

Impact on profit/(loss) before tax 

Impact on total equity*

* Includes the impact on financial instruments which is as follows:

+/- 5% +/- 2.5%

2014
2013

-/+ €26m -/+ €13m
-/+ €7m
-/+ €14m

2014 -/+ €263m -/+ €135m
2013 -/+ €215m -/+ €110m

2014
2013

+/- €53m +/- €27m
+/- €70m +/- €36m

Financial instruments include deposits, money market funds, bank loans, medium term notes and other fixed term debt, interest rate swaps, commodity 
swaps and foreign exchange contracts. They exclude trade receivables and trade payables.

Credit/counterparty risk
In  addition  to  cash  at  bank  and  in  hand,  the  Group  holds  significant  cash  balances  which  are  invested  on  a  short-term  basis  and  are  classified  as  cash 
equivalents (see note 22). These deposits and other financial instruments (principally certain derivatives and loans and receivables included within financial 
assets) give rise to credit risk on amounts due from counterparty financial institutions (stemming from their insolvency or a downgrade in their credit ratings). 
Credit risk is managed by limiting the aggregate amount and duration of exposure to any one counterparty primarily depending on its credit rating and by regular 
review of these ratings. Acceptable credit ratings are high investment-grade ratings - generally counterparties have ratings of A2/A or higher from Moody’s/
Standard & Poor’s ratings agencies. The maximum exposure arising in the event of default on the part of the counterparty (including insolvency) is the carrying 
value of the relevant financial instrument.

In its worldwide insurance programme, the Group carries appropriate levels of insurance for typical business risks (including product liability) with various 
leading insurance companies. However, in the event of the failure of one or more of its insurance counterparties, the Group could be impacted by losses where 
recovery from such counterparties is not possible.

Credit risk arising in the context of the Group’s operations is not significant with the total bad debt provision at the balance sheet date amounting to 4.6% of 
gross  trade  receivables  (2013:  5.5%).  Customer  credit  risk  is  managed  at  appropriate  Group  locations  according  to  established  policies,  procedures  and 
controls. Customer credit quality is assessed in line with strict credit rating criteria and credit limits established where appropriate. Outstanding customer 
balances are regularly monitored and a review for indicators of impairment (evidence of financial difficulty of the customer, payment default, breach of contract 
etc.)  is  carried  out  at  each  reporting  date.  Significant  balances  are  reviewed  individually  while  smaller  balances  are  grouped  and  assessed  collectively. 
Receivables balances are in general unsecured and non-interest-bearing. The trade receivables balances disclosed in note 17 comprise a large number of 
customers spread across the Group’s activities and geographies with balances classified as neither past due nor impaired representing 72% of the total trade 
receivables balance at the balance sheet date (2013: 72%); amounts receivable from related parties (notes 17 and 31) are immaterial. Factoring and credit 
guarantee arrangements are employed in certain of the Group’s operations where deemed to be of benefit by operational management.

Liquidity risk
The principal liquidity risks faced by the Group stem from the maturation of debt obligations and derivative transactions. A downgrade of CRH’s credit ratings 
may  give  rise  to  increases  in  funding  costs  in  respect  of  future  debt  and  may  impair  the  Group’s  ability  to  raise  funds  on  acceptable  terms.  The  Group’s 
corporate treasury function ensures that sufficient resources are available to meet such liabilities as they fall due through a combination of cash and cash 
equivalents, cash flows and undrawn committed bank facilities. Flexibility in funding sources is achieved through a variety of means including (i) maintaining 
cash and cash equivalents only with a diversity of highly-rated counterparties; (ii) limiting the maturity of such balances; (iii) borrowing the bulk of the Group’s 
debt requirements under committed bank lines or other term financing; and (iv) having surplus committed lines of credit.

The undrawn committed facilities available to the Group as at the balance sheet date are quantified in note 23; these facilities span a wide number of highly-
rated financial institutions thus minimising any potential exposure arising from concentrations in borrowing sources. The repayment schedule (analysed by 
maturity date) applicable to the Group’s outstanding interest-bearing loans and borrowings as at the balance sheet date is also presented in note 23.

136  CRH

21. Capital and Financial Risk Management | continued

The tables below show the projected contractual undiscounted total cash outflows (principal and interest) arising from the Group’s trade and other payables, 
gross debt and derivative financial instruments. The tables also include the gross cash inflows projected to arise from derivative financial instruments. These 
projections are based on the interest and foreign exchange rates applying at the end of the relevant financial year.

At 31 December 2014
Financial liabilities - cash outflows
Trade and other payables
Finance leases
Other interest-bearing loans and borrowings
Interest payments on other interest-bearing loans and borrowings
Cross-currency swaps - gross cash outflows
Gross projected cash outflows

Derivative financial instruments - cash inflows
Interest rate swaps - net cash inflows
Cross-currency swaps - gross cash inflows
Gross projected cash inflows

The equivalent disclosure for the prior year is as follows:

At 31 December 2013
Financial liabilities - cash outflows
Trade and other payables
Finance leases
Other interest-bearing loans and borrowings
Interest payments on finance leases
Interest payments on other interest-bearing loans and borrowings
Cross-currency swaps - gross cash outflows
Gross projected cash outflows

Derivative financial instruments - cash inflows
Interest rate swaps - net cash inflows
Cross-currency swaps - gross cash inflows
Gross projected cash inflows

Within
1 year
 €m 

Between 
1 and 2
years
 €m 

Between 
2 and 3
years
 €m 

Between 
3 and 4
years
 €m 

Between 
4 and 5
years
 €m 

After
5 years
 €m 

Total
 €m 

 2,894 
 2 
 452 
 253 
 1,729 
 5,330 

(34)
(1,738)
(1,772)

 2,754 
 3 
 955 
 1 
 263 
 2,196 
 6,172 

(40)
(2,183)
(2,223)

 178 
 2 
 1,371 
 207 
 -   
 1,758 

(28)
 -   
(28)

 140 
 2 
 353 
 1 
 214 
 327 
 1,037 

(30)
(308)
(338)

 25 
 2 
 1 
 157 
 -   
 185 

(19)
 -   
(19)

 20 
 1 
 1,203 
 -   
 178 
 -   
 1,402 

(20)
 -   
(20)

 16 
 1 
 536 
 137 
 -   
 690 

(14)
 -   
(14)

 22 
 6 
 -   
 -   
 134 
 -   
 162 

(12)
 -   
(12)

 11 
 2 
 500 
 90 
 -   
 603 

(6)
 -   
(6)

 22 
 1 
 472 
 -   
 116 
 -   
 611 

(13)
 -   
(13)

 56 
 4 
 2,882 
 305 
 -   
 3,247 

 3,180 
 13 
 5,742 
 1,149 
 1,729 
 11,813 

(18)
 -   
(18)

(119)
(1,738)
(1,857)

 128 
 2 
 2,445 
 -   
 318 
 -   
 2,893 

 3,086 
 15 
 5,428 
 2 
 1,223 
 2,523 
 12,277 

(22)
 -   
(22)

(137)
(2,491)
(2,628)

In its worldwide insurance programme, the Group carries appropriate levels of insurance for typical business risks (including product liability) with various 

leading insurance companies. However, in the event of the failure of one or more of its insurance counterparties, the Group could be impacted by losses where 

Commodity price risk
The fair value of derivatives used to hedge future energy costs was €19 million unfavourable as at the balance sheet date (2013: €4 million unfavourable).

22. Cash and Cash Equivalents

Cash  and  cash  equivalents  balances  are  spread  across  a  wide  number  of  highly-rated  financial  institutions.  The  credit  risk  attaching  to  these  items  is 
documented in note 21.

Cash and cash equivalents are included in the Consolidated Balance Sheet at fair value and are analysed as follows:

Cash at bank and in hand

Investments (short-term deposits)

Total

2014
€m

 689 

 2,573 

 3,262 

2013
€m

 582 

 1,958 

 2,540 

Cash at bank earns interest at floating rates based on daily deposit bank rates. Short-term deposits, which include bank and money market deposits, are 
made for varying periods of between one day and three months depending on the immediate cash requirements of the Group, and earn interest at the 
respective short-term deposit rates.

The undrawn committed facilities available to the Group as at the balance sheet date are quantified in note 23; these facilities span a wide number of highly-

Cash and cash equivalents at fair value include the following for the purposes of the Consolidated Statement of Cash Flows:

Cash at bank and in hand

Investments (short-term deposits)

Cash at bank and in hand reclassified as held for sale

Total

 689 

 582 

 2,573 

 1,958 

 33 

 -   

 3,295 

 2,540 

CRH  137

Credit/counterparty risk

In  addition  to  cash  at  bank  and  in  hand,  the  Group  holds  significant  cash  balances  which  are  invested  on  a  short-term  basis  and  are  classified  as  cash 

equivalents (see note 22). These deposits and other financial instruments (principally certain derivatives and loans and receivables included within financial 

assets) give rise to credit risk on amounts due from counterparty financial institutions (stemming from their insolvency or a downgrade in their credit ratings). 

Credit risk is managed by limiting the aggregate amount and duration of exposure to any one counterparty primarily depending on its credit rating and by regular 

review of these ratings. Acceptable credit ratings are high investment-grade ratings - generally counterparties have ratings of A2/A or higher from Moody’s/

Standard & Poor’s ratings agencies. The maximum exposure arising in the event of default on the part of the counterparty (including insolvency) is the carrying 

value of the relevant financial instrument.

recovery from such counterparties is not possible.

Credit risk arising in the context of the Group’s operations is not significant with the total bad debt provision at the balance sheet date amounting to 4.6% of 

gross  trade  receivables  (2013:  5.5%).  Customer  credit  risk  is  managed  at  appropriate  Group  locations  according  to  established  policies,  procedures  and 

controls. Customer credit quality is assessed in line with strict credit rating criteria and credit limits established where appropriate. Outstanding customer 

balances are regularly monitored and a review for indicators of impairment (evidence of financial difficulty of the customer, payment default, breach of contract 

etc.)  is  carried  out  at  each  reporting  date.  Significant  balances  are  reviewed  individually  while  smaller  balances  are  grouped  and  assessed  collectively. 

Receivables balances are in general unsecured and non-interest-bearing. The trade receivables balances disclosed in note 17 comprise a large number of 

customers spread across the Group’s activities and geographies with balances classified as neither past due nor impaired representing 72% of the total trade 

receivables balance at the balance sheet date (2013: 72%); amounts receivable from related parties (notes 17 and 31) are immaterial. Factoring and credit 

guarantee arrangements are employed in certain of the Group’s operations where deemed to be of benefit by operational management.

Liquidity risk

The principal liquidity risks faced by the Group stem from the maturation of debt obligations and derivative transactions. A downgrade of CRH’s credit ratings 

may  give  rise  to  increases  in  funding  costs  in  respect  of  future  debt  and  may  impair  the  Group’s  ability  to  raise  funds  on  acceptable  terms.  The  Group’s 

corporate treasury function ensures that sufficient resources are available to meet such liabilities as they fall due through a combination of cash and cash 

equivalents, cash flows and undrawn committed bank facilities. Flexibility in funding sources is achieved through a variety of means including (i) maintaining 

cash and cash equivalents only with a diversity of highly-rated counterparties; (ii) limiting the maturity of such balances; (iii) borrowing the bulk of the Group’s 

debt requirements under committed bank lines or other term financing; and (iv) having surplus committed lines of credit.

rated financial institutions thus minimising any potential exposure arising from concentrations in borrowing sources. The repayment schedule (analysed by 

maturity date) applicable to the Group’s outstanding interest-bearing loans and borrowings as at the balance sheet date is also presented in note 23.

 
23. Interest-bearing Loans and Borrowings

Loans and borrowings outstanding

Bank overdrafts
Bank loans
Finance leases 
Bonds and private placements
Other 
Interest-bearing loans and borrowings*

2014
€m

 70 
 16 
 13 
 5,750 
 17 
 5,866 

2013
€m

 40 
 28 
 15 
 5,439 
 18 
 5,540 

*  Including loans of €1 million (2013: €1 million) secured on specific items of property, plant and equipment; these figures do not include finance leases.

Maturity profile of loans and borrowings and undrawn committed facilities

Within one year
Between one and two years
Between two and three years
Between three and four years
Between four and five years
After five years
Total

As at 31 December 2014

As at 31 December 2013

Loans and  
borrowings

Undrawn  
committed  
facilities**

Loans and  
borrowings

Undrawn  
committed  
facilities**

€m

 447 
 1,395 
 -   
 562 
 505 
 2,957 
 5,866 

€m

 22 
 -   
 -   
 -   
 2,641 
 -   
 2,663 

€m

 961 
 349 
 1,240 
 4 
 506 
 2,480 
 5,540 

€m

 -   
 40 
 1,625 
 85 
 200 
 -   
 1,950 

**  The Group manages its borrowing ability by entering into committed borrowing agreements. Revolving committed bank facilities are generally available to the Group for periods 

of up to five years from the date of inception. The figures shown above are the undrawn committed facilities available to be drawn by the Group at 31 December 2014.

Guarantees
The  Company  has  given  letters  of  guarantee  to  secure  obligations  of  subsidiary  undertakings  as  follows:  €5.8  billion  in  respect  of  loans,  bank  advances, 
derivative obligations and future lease obligations (2013: €5.5 billion), €288 million in respect of letters of credit (2013: €270 million) and €5 million in respect of 
other obligations (2013: €nil million).

Pursuant  to  the  provisions  of  Section  17,  Companies  (Amendment)  Act,  1986,  the  Company  has  guaranteed  the  liabilities  of  its  wholly-owned  subsidiary 
undertakings and the Oldcastle Finance Company and Oldcastle North America Funding Company general partnerships in the Republic of Ireland for the 
financial  year  ended  31  December  2014  and,  as  a  result,  such  subsidiary  undertakings  and  the  general  partnerships  have  been  exempted  from  the  filing 
provisions of Section 7, Companies (Amendment) Act, 1986 and Regulation 20 of the European Communities (Accounts) Regulations, 1993 respectively.

Lender covenants
The Group’s major bank facilities and debt issued pursuant to Note Purchase Agreements in private placements require the Group to maintain certain financial 
covenants. Non-compliance with financial covenants would give the relevant lenders the right to terminate facilities and demand early repayment of any sums 
drawn thereunder thus altering the maturity profile of the Group’s debt and the Group’s liquidity. Calculations for financial covenants are completed for twelve-
month  periods  half-yearly  on  30  June  and  31  December.  The  Group  was  in  full  compliance  with  its  financial  covenants  throughout  each  of  the  periods 
presented. The Group is not aware of any stated events of default as defined in the Agreements.

The financial covenants are:

(1)  Minimum interest cover defined as PBITDA/net interest (all as defined in the relevant agreement) cover at no lower than 4.5 times. As at 31 December 

2014 the ratio was 7.0 times (2013: 6.3 times);

(2)  Minimum net worth defined as total equity plus deferred tax liabilities and capital grants less repayable capital grants being in aggregate no lower than 
€5.0 billion (2013: €5.1 billion) (such minimum being adjusted for foreign exchange translation impacts). As at 31 December 2014 net worth (as defined 
in the relevant agreement) was €11.5 billion (2013: €10.9 billion).

138  CRH

   
24. Derivative Financial Instruments

The fair values of derivative financial instruments are analysed by year of maturity and by accounting designation as follows:

Fair  
value 
hedges

Cash flow 
hedges

Net  
investment 
hedges

Not  
designated 
as hedges

 €m 

 €m 

 €m 

 €m 

At 31 December 2014

Derivative assets
Within one year - current assets

Between one and two years 
Between three and four years
Between four and five years
After five years
Non-current assets

Total derivative assets

Derivative liabilities
Within one year - current liabilities

Between one and two years 
Between two and three years
Between three and four years
Non-current liabilities

Total derivative liabilities

Net asset arising on derivative financial instruments

The equivalent disclosure for the prior year is as follows:

At 31 December 2013

Derivative assets
Within one year - current assets

Between two and three years
Between four and five years
After five years
Non-current assets

Total derivative assets

Derivative liabilities
Within one year - current liabilities

Between one and two years 
Between two and three years
Between three and four years
After five years
Non-current liabilities

Total derivative liabilities

Net asset arising on derivative financial instruments

 -   

 22 
 26 
 -   
 30 
 78 

 78 

 -   

 -   
 -   
 -   
 -   

 -   

 78 

 9 

 30 
 28 
 -   
 58 

 67 

 -   

 -   
 -   
 -   
(11)
(11)

(11)

 56 

 2 

 -   
 -   
 -   
 -   
 -   

 2 

(7)

(1)
(1)
(1)
(3)

(10)

(8)

 -   

 -   
 -   
 -   
 -   

 -   

(2)

(21)
(1)
(1)
 -   
(23)

(25)

(25)

 13 

 -   
 -   
 -   
 -   
 -   

 13 

(4)

 -   
 -   
 -   
 -   

(4)

 9 

 8 

 -   
 -   
 -   
 -   

 8 

(17)

 -   
 -   
 -   
 -   
 -   

(17)

(9)

 -   

 -   
 -   
 9 
 -   
 9 

 9 

(9)

 -   
 -   
 -   
 -   

(9)

 -   

 -   

 -   
 -   
 5 
 5 

 5 

 -   

 -   
 -   
 -   
 -   
 -   

 -   

 5 

Total

 €m 

 15 

 22 
 26 
 9 
 30 
 87 

 102 

(20)

(1)
(1)
(1)
(3)

(23)

 79 

 17 

 30 
 28 
 5 
 63 

 80 

(19)

(21)
(1)
(1)
(11)
(34)

(53)

 27 

CRH  139

 
24. Derivative Financial Instruments | continued

At  31  December  2014  and  2013,  the  Group  had  no  master  netting  or  similar  arrangements,  collateral  posting  requirements,  and 
enforceable right of set-off agreements with any of its derivative counterparts.

Fair value hedges consist of interest rate swaps and currency swaps. These instruments hedge risks arising from changes in asset/
liability fair values due to interest rate and foreign exchange rate movements.

Cash  flow  hedges  consist  of  forward  foreign  exchange  and  commodity  contracts  and  interest  rate  and  currency  swaps.  These 
instruments hedge risks arising to future cash flows from movements in foreign exchange rates, commodity prices and interest rates. 
Cash flow hedges are expected to affect profit and loss over the period to maturity. 

Net investment hedges comprise cross-currency swaps and hedge changes in the value of net investments due to currency movements.

The profit/(loss) arising on fair value, cash flow, net investment hedges and related hedged items reflected in the Consolidated Income 
Statement is shown below:

Fair value of hedge instruments
Fair value of the hedged items

Components of other comprehensive income - cash flow hedges

Losses arising during the year:
- commodity forward contracts

Fair value hierarchy

Assets measured at fair value
Fair value hedges - cross currency and interest rate swaps
Net investment hedges - cross currency swaps
Not designated as hedges (held-for-trading) - interest rate swaps
Cash flow hedges - cross currency, interest rate swaps and commodity forwards
Total

Liabilities measured at fair value
Fair value hedges - cross currency and interest rate swaps
Cash flow hedges - cross currency, interest rate swaps and commodity forwards
Net investment hedges - cross currency swaps
Not designated as hedges (held-for-trading) - interest rate swaps
Total

2014
€m

 15 
(16)

2013
€m

(68)
71

(6)

(2)

2014
Level 2
€m

2013
Level 2
€m

 78 
 13 
 9 
 2 
 102 

-
(10)
(4)
(9)
(23)

 67 
 8 
 5 
 -   
 80 

 (11)
(25)
(17)
-
(53)

At 31 December 2014 and 2013 there were no derivatives valued using Level 1 or Level 3 fair value techniques. Valuation methods for 
Levels 1, 2 and 3 are described in the “fair value hierarchy” section of the accounting policies on page 114. 

140  CRH

25. Provisions for Liabilities

Net present cost

At 1 
January
€m

Translation
adjustment
€m

Arising on
acquisition 
(note 30)
€m

Provided
during
year
€m

Utilised 
during
year
€m

Reclassified 
as held 
for sale
€m

Reversed
unused
€m

Discount
unwinding
€m

At 31
December
€m

31 December 2014

Insurance (i)

Environment and remediation (ii)

Rationalisation and redundancy (iii)

Other (iv)

Total

Analysed as:

Non-current liabilities

Current liabilities

Total

 181 

 87 

 43 

 69 

 380 

 231 

 149 

 380 

The equivalent disclosure for the prior year is as follows:

31 December 2013

Insurance (i)

Environment and remediation (ii)

Rationalisation and redundancy (iii)

Other (iv)

Total

Analysed as:

Non-current liabilities

Current liabilities

Total

 191 

 82 

 26 

 67 

 366 

 256 

 110 

 366 

 20 

 5 

 1 

 1 

 27 

(7)

(1)

 -   

(1)

(9)

 -   

 -   

 -   

 1 

 1 

 -   

 5 

 5 

 4 

 52 

 12 

 30 

 14 

(50)

(4)

(48)

(8)

 108 

(110)

 42 

 6 

 55 

 14 

(50)

(4)

(38)

(11)

 14 

 117 

(103)

 -   

(4)

 -   

(3)

(7)

 -   

 -   

 -   

 -   

 -   

(3)

(4)

(3)

(9)

 8 

 4 

 1 

 3 

 208 

 96 

 24 

 68 

(19)

 16 

 396 

 257 

 139 

 396 

 181 

 87 

 43 

 69 

(4)

(4)

(6)

(6)

 9 

 3 

 1 

 2 

(20)

 15 

 380 

 231 

 149 

 380 

(i)  This provision relates to actual and potential obligations arising under the self-insurance components of the Group’s insurance arrangements which 
comprise employers’ liability (workers’ compensation in the United States), public and products liability (general liability in the United States), automobile 
liability, property damage, business interruption and various other insurances; a substantial proportion of the total provision pertains to claims which are 
classified as “incurred but not reported”. Due to the extended timeframe associated with many of the insurances, a significant proportion of the total 
provision is subject to periodic actuarial valuation. The projected cash flows underlying the discounting process are established through the application 
of actuarial triangulations, which are extrapolated from historical claims experience. The triangulations applied in the discounting process indicate that 
the Group’s insurance provisions have an average life of six years (2013: six years).

(ii)  This  provision  comprises  obligations  governing  site  remediation  and  improvement  costs  to  be  incurred  in  compliance  with  either  local  or  national 
environmental  regulations  together  with  constructive  obligations  stemming  from  established  best  practice.  Whilst  a  significant  element  of  the  total 
provision  will  reverse  in  the  medium-term  (two  to  ten  years),  the  majority  of  the  legal  and  constructive  obligations  applicable  to  long-lived  assets 
(principally mineral-bearing land) will unwind over a 30-year timeframe. In discounting the related obligations, expected future cash outflows have been 
determined with due regard to extraction status and anticipated remaining life.

(iii) These provisions relate to irrevocable commitments under various rationalisation and redundancy programmes, none of which is individually material to 
the Group. In 2014, €30 million (2013: €55 million) was provided in respect of rationalisation and redundancy activities as a consequence of undertaking 
various cost reduction initiatives across all operations. These initiatives included removing excess capacity from manufacturing and distribution networks 
and scaling operations to match market supply and demand; implementation of these initiatives resulted in a reduction in staffing levels in all business 
segments over recent years. The Group expects that these provisions will be utilised within one to two years of the balance sheet date (2013: one to two 
years).

(iv) This includes provisions relating to guarantees and warranties of €13 million (2013: €14 million) throughout the Group at 31 December 2014. The Group 

expects that these provisions will be utilised within two years of the balance sheet date (2013: two years). 

Discount rate sensitivity analysis
All non-current provisions are discounted at a rate of 5% (2013: 5%), consistent with the average effective interest rate for the Group’s borrowings. There is  
€nil million impact (2013: €nil million) on profit before tax of a 1% change in the discount rate applicable to provisions, with all other variables held constant.

CRH  141

  
 
26. Deferred Income Tax

The deductible and taxable temporary differences in respect of which deferred tax has been recognised are as follows:

Reported in balance sheet after offset

Deferred tax liabilities

Deferred tax assets

Net deferred income tax liability

Deferred income tax assets (deductible temporary differences)

Deficits on Group retirement benefit obligations (note 27)

Revaluation of derivative financial instruments to fair value

Tax loss carryforwards

Share-based payment expense

Provisions for liabilities and working capital-related items

Other deductible temporary differences

Total

2014
€m

2013
€m

 1,305 

(171)

 1,134 

 1,166 

(107)

 1,059 

 140 

 14 

 97 

 2 

 187 

 37 

 477 

 74 

 15 

 98 

 2 

 144 

 38 

 371 

Deferred income tax assets have been recognised in respect of all deductible temporary differences, with the exception of some tax loss carryforwards. The 
amount of tax losses where recovery is not probable and is therefore not recognised in the Consolidated Balance Sheet is €937 million (2013: €712 million). 
The vast majority will expire post 2019 (2013: 2018).

Deferred income tax liabilities (taxable temporary differences)
Taxable temporary differences principally attributable to accelerated tax depreciation and fair value adjustments arising on acquisition (i)
Revaluation of derivative financial instruments to fair value
Rolled-over capital gains
Total

 1,575 
 18 
 18 
 1,611 

 1,400 
 13 
 17 
 1,430 

(i)  Fair value adjustments arising on acquisition principally relate to property, plant and equipment.

Movement in net deferred income tax liability

At 1 January

Translation adjustment

Net expense for the year (note 10)

Arising on acquisition (note 30)

Reclassified as held for sale

Movement in deferred tax asset on Group retirement benefit obligations

At 31 December

 1,059 

 125 

 1,041 

(37)

 36 

 2 

(19)

(69)

 1,134 

 4 

 8 

 -   

 43 

 1,059 

142  CRH

26. Deferred Income Tax

27. Retirement Benefit Obligations

The deductible and taxable temporary differences in respect of which deferred tax has been recognised are as follows:

Reported in balance sheet after offset

Deferred tax liabilities

Deferred tax assets

Net deferred income tax liability

Deferred income tax assets (deductible temporary differences)

Deficits on Group retirement benefit obligations (note 27)

Revaluation of derivative financial instruments to fair value

Tax loss carryforwards

Share-based payment expense

Provisions for liabilities and working capital-related items

Other deductible temporary differences

Total

The vast majority will expire post 2019 (2013: 2018).

Deferred income tax liabilities (taxable temporary differences)

Revaluation of derivative financial instruments to fair value

Rolled-over capital gains

Total

Movement in net deferred income tax liability

At 1 January

Translation adjustment

Net expense for the year (note 10)

Arising on acquisition (note 30)

Reclassified as held for sale

At 31 December

Movement in deferred tax asset on Group retirement benefit obligations

Deferred income tax assets have been recognised in respect of all deductible temporary differences, with the exception of some tax loss carryforwards. The 

amount of tax losses where recovery is not probable and is therefore not recognised in the Consolidated Balance Sheet is €937 million (2013: €712 million). 

Taxable temporary differences principally attributable to accelerated tax depreciation and fair value adjustments arising on acquisition (i)

 1,575 

 1,400 

(i)  Fair value adjustments arising on acquisition principally relate to property, plant and equipment.

2014

€m

2013

€m

 1,305 

(171)

 1,134 

 1,166 

(107)

 1,059 

 140 

 14 

 97 

 2 

 187 

 37 

 477 

 74 

 15 

 98 

 2 

 144 

 38 

 371 

 18 

 18 

 13 

 17 

 1,611 

 1,430 

 1,059 

 125 

 1,041 

(37)

 36 

 2 

(19)

(69)

 1,134 

 4 

 8 

 -   

 43 

 1,059 

The Group operates either defined benefit or defined contribution pension schemes in all of its principal operating areas.  The disclosures included below relate 
to all pension schemes in the Group, including any schemes reclassified as held for sale.

The Group operates defined benefit pension schemes in the Republic of Ireland, Britain and Northern Ireland, the Netherlands, Belgium, Germany, Switzerland 
and the United States; for the purposes of the disclosures which follow, the schemes in the Republic of Ireland, the Netherlands, Belgium and Germany have 
been aggregated into a “Eurozone” category on the basis of common currency and financial assumptions. The majority of the defined benefit pension schemes 
operated by the Group are funded as disclosed in the analysis of the defined benefit obligation presented below with unfunded schemes restricted to one scheme 
in each of the Netherlands and the United States and three schemes in Germany.  

All funded defined benefit schemes are administered by separate funds that are legally separate from the Group under the jurisdiction of Trustees. Each of the 
Group’s schemes operate under broadly similar regulatory frameworks. The Trustees of the various pension funds in existence across the Group are required by law 
and by their Articles of Association to act in the best interests of the scheme participants and are responsible for the definition of investment strategy and for scheme 
administration. The level of benefits available to members depends on length of service and either their average salary over their period of employment or their salary 
in  the  final  years  leading  up  to  retirement.  The  Group’s  pension  schemes  in  Switzerland  are  contribution-based  schemes  with  guarantees  to  provide  further 
contributions in the event that certain targets are not met largely in relation to investment return and the annuity conversion factor on retirement.

Provision has been made in the financial statements for post-retirement healthcare obligations in respect of certain current and former employees principally in 
the United States and for long-term service commitments in respect of certain employees in the Eurozone and Switzerland. These obligations are unfunded in 
nature and the required disclosures form part of this note.

Defined benefit pension schemes - principal risks

Through its defined benefit pension schemes and post-retirement healthcare plans, the Group is exposed to a number of risks, the most significant of which 
are detailed below:

Asset volatility: Under IFRS, the assets of the Group’s defined benefit pension schemes are reported at fair value (using bid prices, where relevant). The 
majority of the schemes’ assets comprise of equities, bonds and property all of which may fluctuate significantly in value from period to period. Given that 
liabilities are discounted to present value based on bond yields and that bond prices are inversely related to yields, an increase in the liability discount rate 
(which would reduce liabilities) would reduce bond values though not necessarily by an equal magnitude.

Given the maturity of certain of the Group’s funded defined benefit pension schemes, de-risking frameworks have been introduced to mitigate deficit volatility 
and enable better matching of investment returns with the cash outflows related to benefit obligations. These frameworks entail the usage of asset-liability 
matching techniques whereby triggers are set for the conversion of equity holdings into bonds of similar average duration to the relevant liabilities.

Discount rates: The discount rates employed in determining the present value of the schemes’ liabilities are determined by reference to market yields at the 
balance sheet date on high-quality corporate bonds of a currency and term consistent with the currency and term of the associated post-employment benefit 
obligations. Changes in discount rates impact the quantum of liabilities as discussed above.

Inflation risk: Some of the Group’s pension obligations have an inflation linkage; higher inflation will lead to higher liabilities (although in most cases, caps on 
the level of inflationary increases are in place to protect the scheme against extreme inflation).

Longevity risk: In the majority of cases, the Group’s defined benefit pension schemes provide benefits for life with spousal and dependent child reversionary 
provisions; increases in life expectancy will therefore give rise to higher liabilities.

Financial assumptions - scheme liabilities

The major long-term assumptions used by the Group’s actuaries in the computation of scheme liabilities as at 31 December 2014 and 31 December 2013 are 
as follows:

Rate of increase in:

- salaries

- pensions in payment

Inflation

Discount rate

Medical cost trend rate

Eurozone

2014
%

2013
%

Britain and
Northern Ireland
2013
2014
%
%

Switzerland

2014
%

2013
%

United States
2014
%

2013
%

 3.75 

 1.75 

 1.75 

 2.00 

 n/a 

 4.00 

 4.00 

 4.30 

 2.25 

 2.00 

 3.00-3.20  3.00-3.50 

 2.00 

 3.70 

 n/a 

 3.00 

 3.50 

 n/a 

 3.30 

 4.60 

 n/a 

 -   

 1.25 

 1.15 

 n/a 

 2.25 

 0.25 

 1.25 

 2.35 

 n/a 

 3.50 

 3.50 

 -   

 2.00 

 3.80 

 16.70 

 -   

 2.00 

 4.70 

 7.40 

The mortality assumptions employed in determining the present value of scheme liabilities under IAS 19 Employee Benefits are in accordance with the underlying 
funding valuations and represent actuarial best practice in the relevant jurisdictions taking account of mortality experience and industry circumstances. With 
regard to the most material of the Group’s schemes, the future life expectations factored into the relevant valuations, based on retirement at 65 years of age for 
current and future retirees, are as follows:

Current retirees

- male

- female

Future retirees 

- male

- female

The above data allow for future improvements in life expectancy. 

Republic of 
Ireland

2014

2013

Britain and
Northern Ireland
2013

2014

Switzerland
2014

2013

 22.8 

 24.9 

 25.8 

 26.8 

 22.7 

 24.9 

 23.2 

 25.8 

 23.2 

 25.7 

 21.3 

 23.8 

 21.3 

 23.8 

 25.7 

 26.7 

 25.6 

 28.2 

 25.5 

 28.2 

 23.5 

 25.9 

 23.5 

 25.9 

CRH  143

 
27. Retirement Benefit Obligations | continued

Impact on Consolidated Income Statement

The total retirement benefit expense in the Consolidated Income Statement is as follows:

Total defined contribution expense

Total defined benefit expense

Total expense in Consolidated Income Statement 

2014
€m

2013
€m

 152 

 63 

 215 

 149 

 52 

 201 

At 31 December 2014, €44 million (2013: €34 million) was included in other payables in respect of defined contribution pension liabilities.

Analysis of defined benefit expense

Eurozone

2014
€m

2013
€m

Britain and
Northern Ireland
2013
€m

2014
€m

Switzerland
2014
€m

2013
€m

United States

2014
€m

2013
€m

Total Group
2014
€m

2013
€m

Charged in arriving at Group profit before finance costs:

Current service cost

Administration expenses

Past service costs

Included in finance income and finance costs respectively:

Interest income on scheme assets

Interest cost on scheme liabilities

Net interest expense

Net charge to Consolidated Income Statement

 11 

 11 

 1 

(5)

 7 

(29)

 37 

 8 

 15 

 1 

(6)

 6 

(27)

 39 

 12 

 18 

 14 

 2 

 -   

 16 

(31)

 34 

 3 

 19 

 13 

 1 

(3)

 11 

(26)

 30 

 4 

 15 

 24 

 -   

 -   

 24 

(16)

 17 

 1 

 25 

 27 

 1 

(15)

 13 

(12)

 14 

 2 

 15 

 2 

 -   

 -   

 2 

(9)

 11 

 2 

 4 

 -   

 -   

 -   

 -   

(6)

 10 

 4 

 4 

 51 

 3 

(5)

 49 

(85)

 99 

 14 

 63 

 51 

 3 

(24)

 30 

(71)

 93 

 22 

 52 

Past service costs also include curtailment and settlement gains. During 2014, there were no significant curtailment or settlement gains (2013: curtailment 
gain of €15 million). The prior year curtailment gain arose due to the implementation of changes to the terms of a number of the Group’s defined benefit 
pension schemes in Switzerland.

No reimbursement rights have been recognised as assets in accordance with IAS 19.

Reconciliation of scheme assets (bid value)

At 1 January

Movement in year

Administration expenses

Interest income on scheme assets

Remeasurement adjustments

- return on scheme assets excluding interest income

Employer contributions paid

Contributions paid by plan participants

Benefit and settlement payments

Reclassified as held for sale

Translation adjustment

At 31 December

 790 

 710 

 662 

 597 

 683 

 661 

 179 

 174 

 2,314 

 2,142 

(1)

 29 

 87 

 72 

 3 

(45)

 -   

 -   

(1)

 27 

 30 

 70 

 3 

(49)

 -   

 -   

 935 

 790 

(2)

 31 

 54 

 19 

 -   

(25)

(633)

 49 

 155 

(1)

 26 

 44 

 28 

 -   

(21)

 -   

 -   

 16 

 34 

 17 

 10 

(30)

 -   

(1)

 12 

 25 

 17 

 10 

(31)

 -   

(11)

 662 

 15 

 745 

(10)

 683 

 -   

 9 

 4 

 7 

 -   

(14)

 -   

 26 

 211 

 -   

 6 

 9 

 9 

 -   

(11)

 -   

(8)

(3)

 85 

 179 

 115 

 13 

(114)

(633)

 90 

(3)

 71 

 108 

 124 

 13 

(112)

 -   

(29)

 179 

 2,046 

 2,314 

144  CRH

27. Retirement Benefit Obligations | continued

Reconciliation of actuarial value of liabilities

At 1 January

Movement in year

Current service cost

Past service costs

Interest cost on scheme liabilities

Remeasurement adjustments

 - experience variations

 - actuarial (loss)/gain from changes in financial assumptions

 - actuarial loss from changes in demographic assumptions

Contributions paid by plan participants

Benefit and settlement payments

Reclassified as held for sale

Translation adjustment

At 31 December

Recoverable deficit in schemes

Related deferred income tax asset

Net pension liability

Eurozone

2014
€m

2013
€m

Britain and
Northern Ireland
2013
€m

2014
€m

Switzerland
2014
€m

2013
€m

United States
2013
2014
€m
€m

Total Group
2014
€m

2013
€m

(1,045)

(1,054)

(723)

(705)

(727)

(765)

(229)

(271)

(2,724)

(2,795)

(11)

 5 

(37)

 20 

(306)

 -   

(3)

 45 

 -   

 -   

(11)

 6 

(39)

 23 

(16)

 -   

(3)

 49 

 -   

 -   

(1,332)

(1,045)

(397)

 59 

(338)

(255)

 39 

(216)

(14)

 -   

(34)

 1 

(129)

 -   

 -   

 25 

 714 

(56)

(216)

(61)

 12 

(49)

(13)

 3 

(30)

 2 

(13)

(2)

 -   

 21 

 -   

 14 

(723)

(61)

 6 

(55)

(24)

 -   

(17)

 7 

(142)

 -   

(10)

 30 

 -   

(17)

(900)

(155)

 30 

(125)

(27)

 15 

(14)

 17 

 64 

(51)

(10)

 31 

 -   

 13 

(727)

(44)

 9 

(35)

(2)

 -   

(11)

 -   

(27)

(17)

 -   

 14 

 -   

(37)

(309)

(98)

 39 

(59)

 -   

 -   

(10)

 -   

 30 

 -   

 -   

 11 

 -   

 11 

(51)

 5 

(99)

 28 

(604)

(17)

(13)

 114 

 714 

(110)

(51)

 24 

(93)

 42 

 65 

(53)

(13)

 112 

 -   

 38 

(229)

(2,757)

(2,724)

(50)

 20 

(30)

(711)

 140 

(571)

(410)

 74 

(336)

During the year, there were no settlement payments (2013: €11 million) made in respect of the Group’s schemes.

Split of scheme liabilities - funded and unfunded

Funded defined benefit pension schemes

Unfunded defined benefit pension schemes

(1,274)

(52)

(999)

(40)

(930)

(723)

(894)

(722)

(297)

(219)

(3,395)

(2,663)

 -   

 -   

 -   

 -   

(8)

(7)

(60)

(47)

Total - defined benefit pension schemes

(1,326)

(1,039)

(930)

(723)

(894)

(722)

(305)

(226)

(3,455)

(2,710)

Post-retirement healthcare obligations (unfunded)

Long-term service commitments (unfunded)

Actuarial value of liabilities (present value)

Reclassified as held for sale

Actuarial value of liabilities (present value) excluding 
schemes reclassified as held for sale

 -   

(6)

 -   

(6)

(1,332)

(1,045)

 -   

 -   

 -   

 -   

(930)

 714 

 -   

 -   

 -   

(6)

 -   

(5)

(4)

 -   

(3)

 -   

(4)

(12)

(3)

(11)

(723)

(900)

(727)

(309)

(229)

(3,471)

(2,724)

 -   

 -   

 -   

 -   

 -   

 714 

 -   

(1,332)

(1,045)

(216)

(723)

(900)

(727)

(309)

(229)

(2,757)

(2,724)

Sensitivity analysis
The impact of a movement (as indicated below) in the principal actuarial assumptions would be as follows:

Britain and
Northern 

Eurozone
2014
€m

Ireland Switzerland
2014
€m

2014
€m

United  
States
2014
€m

Total  
Group
2014
€m

Scheme liabilities at 31 December 2014

(1,332)

(930)

(900)

(309)

(3,471)

Revised liabilities

Discount rate

Inflation rate

Decrease by 0.25%

Increase by 0.25%

Life expectancy

Increase by 1 year 

(1,398)

(1,394)

(1,376)

(979)

(965)

(963)

(941)

(900)

(921)

(320)

(309)

(319)

(3,638)

(3,568)

(3,579)

The above sensitivity analysis is derived through changing the individual assumption while holding all other assumptions constant.

CRH  145

 
27. Retirement Benefit Obligations | continued

Split of scheme assets

Investments quoted in active markets
Equity instruments:
- Developed markets
- Emerging markets
Debt instruments:
- Non Government debt instruments
- Government debt instruments
Property
Cash and cash equivalents
Investment funds
Assets held by insurance company

Unquoted investments
Equity instruments:
- Developed markets
- Emerging markets
Debt instruments:
- Non Government debt instruments
Property
Cash and cash equivalents
Investment funds
Assets held by insurance company
Total assets
Reclassified as held for sale
Total excluding schemes reclassified as held for sale

Eurozone

2014
€m

2013
€m

Britain and
Northern Ireland
2013
€m

2014
€m

Switzerland

2014
€m

2013
€m

United States
2013
2014
€m
€m

Total Group

2014
€m

2013
€m

 281 
 10 

 279 
 265 
 37 
 16 
 24 
 -   

 -   
 -   

 -   
 3 
 17 
 -   
 3 
 935 
 -   
 935 

 262 
 12 

 29 
 390 
 29 
 47 
 12 
 -   

 -   
 -   

 -   
 2 
 4 
 -   
 3 
 790 
 -   
 790 

 329 
 55 

 166 
 165 
 41 
 2 
 17 
 -   

 -   
 6 

 -   
 -   
 7 
 -   
 -   
 788 
(633)
 155 

 340 
 53 

 139 
 69 
 43 
 1 
 9 
 -   

 -   
 -   

 -   
 -   
 2 
 6 
 -   
 662 
 -   
 662 

 260 
 -   

 226 
 65 
 31 
 -   
 -   
 -   

 1 
 -   

 2 
 97 
 44 
 -   
 19 
 745 
 -   
 745 

 229 
 -   

 210 
 58 
 68 
 2 
 -   
 5 

 -   
 -   

 -   
 68 
 31 
 -   
 12 
 683 
 -   
 683 

 69 
 -   

 59 
 67 
 -   
 16 
 -   
 -   

 -   
 -   

 -   
 -   
 -   
 -   
 -   
 211 
 -   
 211 

 92 
 -   

 26 
 51 
 -   
 4 
 6 
 -   

 -   
 -   

 -   
 -   
 -   
 -   
 -   
 179 
 -   
 179 

 939 
 65 

 730 
 562 
 109 
 34 
 41 
 -   

 923 
 65 

 404 
 568 
 140 
 54 
 27 
 5 

 1 
 6 

 -   
 -   

 2 
 100 
 68 
 -   
 22 
 2,679 
(633)
 2,046 

 -   
 70 
 37 
 6 
 15 
 2,314 
 -   
 2,314 

Actuarial valuations - funding requirements and future cash flows

In accordance with statutory requirements in Ireland and Britain (minimum funding requirements), additional annual contributions and lump-sum payments are required 
to certain of the schemes in place in those jurisdictions. The funding requirements in relation to the Group’s defined benefit schemes are assessed in accordance with 
the advice of independent and qualified actuaries and valuations are prepared in this regard either annually, where local requirements mandate that this be done, or at 
triennial intervals at a maximum in all other cases. In Ireland and Britain, either the attained age or projected unit credit methods are used in the valuations. In the 
Netherlands and Switzerland, the actuarial valuations reflect the current unit method, while the valuations are performed in accordance with the projected unit credit 
methodology in Germany. In the United States, valuations are performed using a variety of actuarial cost methodologies - current unit, projected unit and aggregate cost. 
The dates of the actuarial valuations range from April 2011 to January 2014. 

In general, actuarial valuations are not available for public inspection; however, the results of valuations are advised to the members of the various schemes on request.

The maturity profile of the Group’s contracted payments (on a discounted basis) to certain schemes in the Eurozone (Ireland) and Britain and Northern Ireland is as follows:

Within one year
Between one and two years
Between two and three years
Between three and four years
Between four and five years
After five years

Eurozone

2014
€m

2013
€m

Britain and
Northern Ireland
2013
€m

2014
€m

 18 
 17 
 17 
 17 
 -   
 -   
 69 

 18 
 17 
 16 
 16 
 15 
 -   
 82 

 8 
 8 
 7 
 7 
 7 
 48 
 85 

 7 
 7 
 7 
 6 
 6 
 47 
 80 

Total

2014
€m

 26 
 25 
 24 
 24 
 7 
 48 
 154 

2013
€m

 25 
 24 
 23 
 22 
 21 
 47 
 162 

Total  contracted  payments  disclosed  above  include  commitments  of  €65  million  in  relation  to  schemes  reclassified  as  held  for  sale.  Employer  contributions 
payable in the 2015 financial year including minimum funding payments (expressed using year-end exchange rates for 2014) are estimated at €191 million of 
which €96 million relates to schemes reclassified as held for sale.

Average duration and scheme composition

Eurozone

2014

2013

Britain and
Northern Ireland
2013

2014

Switzerland
2013

2014

United 
States

2014

2013

Average duration of defined benefit obligation (years)

16.0

15.9

17.5

18.1

16.0

16.0

12.0

13.3

Allocation of defined benefit obligation by participant:

Active plan participants

Deferred plan participants

Retirees

146  CRH

37%

21%

42%

39%

20%

41%

27%

34%

39%

27%

34%

39%

85%

86%

 -   

 -   

15%

14%

35%

30%

35%

36%

30%

34%

28. Share Capital and Reserves

Equity Share Capital

2014

2013

Ordinary
Shares of
€0.32 each (i)

Income
Shares of
€0.02 each (ii)

Ordinary  
Shares of 
€0.32 each (i)

Income  
Shares of 
€0.02 each (ii)

Authorised

At 1 January 2014 and 31 December 2014 (€m)

 320 

 20 

 320 

 20 

Number of Shares at 1 January 2014 and 31 December 2014 ('000s)

1,000,000

1,000,000

1,000,000

1,000,000

Allotted, called-up and fully paid

At 1 January (€m)

Issue of scrip shares in lieu of cash dividends (iii)

At 31 December (€m)

 237 

 2 

 239 

 14 

 -   

 14 

 235 

 2 

 237 

 14 

 -   

 14 

The movement in the number of shares (expressed in ‘000s) during the financial year was as follows:

At 1 January

Issue of scrip shares in lieu of cash dividends (iii)

At 31 December

739,231

5,294

744,525

739,231

5,294

744,525

733,821

5,410

739,231

733,821

5,410

739,231

(i)  The Ordinary Shares represent 93.68% of the total issued share capital.

(ii)  The Income Shares, which represent 5.85% of the total issued share capital, were created on 29 August 1988 for the express purpose of giving shareholders 
the choice of receiving dividends on either their Ordinary Shares or on their Income Shares (by notice of election to the Company). The Income Shares carried 
a different tax credit to the Ordinary Shares. The creation of the Income Shares was achieved by the allotment of fully paid Income Shares to each shareholder 
equal to his/her holding of Ordinary Shares but the shareholder is not entitled to an Income Share certificate, as a certificate for Ordinary Shares is deemed 
to include an equal number of Income Shares and a shareholder may only sell, transfer or transmit Income Shares with an equivalent number of Ordinary 
Shares. Income Shares carry no voting rights. Due to changes in Irish tax legislation since the creation of the Income Shares, dividends on the Company’s 
shares no longer carry a tax credit. As elections made by shareholders to receive dividends on their holding of Income Shares were no longer relevant, the 
Articles of Association were amended on 8 May 2002 to cancel such elections. 

Share schemes 
The  aggregate  number  of  shares  which  may  be  committed  for  issue  in  respect  of  any  share  option  scheme,  savings-related  share  option  scheme,  share 
participation scheme, performance share plan or any subsequent option scheme or share plan, may not exceed 10% of the issued ordinary share capital from 
time to time.

Share option schemes
Details of share options granted under the Company’s share option schemes and the terms attaching thereto are provided in note 7 to the financial statements 
and on page 76 of the Directors’ Remuneration Report. 

Options exercised during the year (satisfied by the reissue of Treasury Shares)

Number of Shares

2014

2013

1,307,406

1,310,187

Share participation schemes
As at 31 December 2014, 7,509,125 (2013: 7,386,047) Ordinary Shares had been appropriated to participation schemes. In the financial year ended 31 December 
2014, the appropriation of 123,078 shares was satisfied by the reissue of Treasury Shares (2013: 113,415). The Ordinary Shares appropriated pursuant to these 
schemes were issued at market value on the dates of appropriation. The shares issued pursuant to these schemes are excluded from the scope of IFRS 2 Share-
based Payment and are hence not factored into the expense computation and the associated disclosures in note 7.

Performance Share Plan
During the year, 742,604 Ordinary Shares were acquired by the Employee Benefit Trust by way of the reissue of Treasury Shares by CRH plc to satisfy the release 
of shares in respect of the 2011 award under the 2006 Performance Share Plan.

Restricted Share Plan
During 2013, the Employee Benefit Trust purchased 391,250 shares on behalf of CRH plc in respect of awards under the 2013 Restricted Share Plan. There were 
no such purchases in 2014. 

The  nominal  value  of  own  shares,  on  which  dividends  have  been  waived  by  the  Trustees  of  the  2013  Restricted  Share  Plan,  amounted  to  €0.1  million  at  
31 December 2014 (2013: €0.1 million).

(iii) Issue of scrip shares in lieu of cash dividends:

May 2014 - Final 2013 dividend (2013: Final 2012 dividend)

October 2014 - Interim 2014 dividend (2013: Interim 2013 dividend)

Total

Number of Shares

Price per Share

2014

2013

4,081,636

2,011,165

1,212,700

3,398,992

5,294,336

5,410,157

2014

€20.99

€17.81

2013

€17.01

€15.79

CRH  147

 
28. Share Capital and Reserves | continued

Preference Share Capital

Authorised
At 1 January 2014 and 31 December 2014

Allotted, called-up and fully paid
At 1 January 2014 and 31 December 2014

5% Cumulative
Preference Shares of
€1.27 each (iv)

7% ‘A’ Cumulative
Preference Shares of
€1.27 each (v)

Number of 
Shares ‘000s

 150 

 50 

€m

 -   

 -   

Number of  
Shares ‘000s

 872 

 872 

€m

 1 

 1 

There was no movement in the number of cumulative preference shares in either the current or the prior year.

(iv)  The holders of the 5% Cumulative Preference Shares are entitled to a fixed cumulative preference dividend at a rate of 5% per annum and priority in a 
winding-up to repayment of capital, but have no further right to participate in profits or assets and are not entitled to be present or vote at general 
meetings unless their dividend is in arrears. Dividends on the 5% Cumulative Preference Shares are payable half-yearly on 15 April and 15 October in 
each year. The 5% Cumulative Preference Shares represent 0.03% of the total issued share capital.

 (v)  The holders of the 7% ‘A’ Cumulative Preference Shares are entitled to a fixed cumulative preference dividend at a rate of 7% per annum, and subject 
to  the  rights  of  the  holders  of  the  5%  Cumulative  Preference  Shares,  priority  in  a  winding-up  to  repayment  of  capital,  but  have  no  further  right  to 
participate in profits or assets and are not entitled to be present or vote at general meetings unless their dividend is in arrears or unless the business of 
the meeting includes certain matters, which are specified in the Articles of Association. Dividends on the 7% ‘A’ Cumulative Preference Shares are 
payable half-yearly on 5 April and 5 October in each year. The 7% ‘A’ Cumulative Preference Shares represent 0.44% of the total issued share capital.

Treasury Shares/own shares

At 1 January
Treasury Shares/own shares reissued
Shares acquired by Employee Benefit Trust (own shares)
At 31 December 

2014
€m

(118)
 42 
 -   
(76)

2013
€m

(146)
 34 
(6)
(118)

As  at  the  balance  sheet  date,  the  total  number  of  Treasury  Shares  held  was  3,775,455  (2013:  5,951,104);  the  nominal  value  of  these  shares  was  €1  million  
(2013: €2 million). During the year ended 31 December 2014, 1,430,484 (2013: 1,423,602) shares were reissued to satisfy exercises and appropriations under the 
Group’s share option and share participation schemes and 2,561 (2013: nil) shares were reissued to satisfy deferred share awards. In addition, 742,604 (2013: nil) 
shares were reissued to the CRH plc Employee Benefit Trust in connection with the release of the award under the 2006 Performance Share Plan. These reissued 
Treasury Shares were previously purchased at an average price of €19.40 (2013: €24.08). No Treasury Shares were purchased during 2014 or 2013. 

Reconciliation of shares issued to net proceeds 

Shares issued at nominal amount:
- scrip shares issued in lieu of cash dividends
Premium on shares issued
Total value of shares issued
Issue of scrip shares in lieu of cash dividends (note 11)
Net proceeds from issue of shares

Share Premium

At 1 January
Premium arising on shares issued
At 31 December

29. Commitments under Operating and Finance Leases

Operating leases
Future minimum rentals payable under non-cancellable operating leases at 31 December are as follows:

Within one year
After one year but not more than five years
More than five years

 2 
 105 
 107 
(107)
 -   

 2 
 86 
 88 
(88)
 -   

 4,219 
 105 
 4,324 

4,133
86
4,219

2014
€m

 310 
 663 
 417 
 1,390 

2013
€m

 301 
 596 
 357 
 1,254 

Total operating lease commitments disclosed above include commitments of €54 million in relation to businesses classified as held for sale.

Finance leases
Future minimum lease payments under finance leases are not material for the Group.

148  CRH

30. Business Combinations

The principal acquisitions completed during the year ended 31 December 2014 by reportable segment, together with the completion dates, are detailed 
below; these transactions entailed the acquisition of an effective 100% stake except where indicated to the contrary:

Europe Heavyside: Denmark: selected assets of a precast concrete business (11 August); Ireland: selected assets of Cemex Ireland (31 August).

Europe  Distribution:  Belgium:  Heumatop  (24  March),  Costermans  (2  July)  and  Van  Den  Broeck  (17  July);  France:  assets  of  two  Toute  Faire  Materiaux 
branches (1 April); the Netherlands: Hoogeveen branch of Kroon Bouwcenter (9 April).

Americas  Materials:  Iowa:  Shipley  Contracting  asphalt  plant  and  paving  assets  (6  June);  Kentucky:  selected  assets  of  MAC  Construction  &  Excavating  
(5 November); Maine: Marriner quarry (10 April) and selected assets of Lane Construction (26 September); Texas: selected assets of Capitol Aggregates (6 May); 
Virginia:  Kendrick  reserves  (6  August);  Washington:  asphalt  assets  of  Eucon  Corporation  in  Spokane  (15  December);  West  Virginia:  assets  of  Yellowstar 
Materials (7 January).

Americas Products: California: assets of Kristar Enterprises (6 January); North and South Carolina: concrete pipe assets of MC Precast (19 May); Iowa: 
Thermomass (10 September); Texas: assets of Hope Agri Products (20 February, also Arkansas, Louisiana and Oklahoma) and assets of Ashley Concrete 
(19 May).

The identifiable net assets acquired, including adjustments to provisional fair values, were as follows:

2014
€m

2013
€m

Assets
Non-current assets
Property, plant and equipment
Intangible assets
Equity accounted investments
Total non-current assets

Current assets
Inventories
Trade and other receivables (i)
Cash and cash equivalents
Total current assets

Liabilities
Trade and other payables 
Provisions for liabilities (stated at net present cost)
Interest-bearing loans and borrowings and finance leases
Deferred income tax liabilities
Total liabilities

Total identifiable net assets at fair value
Goodwill arising on acquisition (ii)
Excess of fair value of identifiable net assets over consideration paid (ii)
Non-controlling interests*
Total consideration 

Consideration satisfied by:
Cash payments
Asset exchange (note 4) 
Deferred consideration (stated at net present cost)
Contingent consideration (iii)
Total consideration

*  Measured at the non-controlling interests’ proportionate share of the acquiree’s identifiable net assets.

Net cash outflow arising on acquisition

Cash consideration

Less: cash and cash equivalents acquired

Total

 91 
 16 
 -   
 107 

 23 
 20 
 1 
 44 

(17)
(1)
(7)
(2)
(27)

 124 
 31 
 -   
 -   
 155 

 152 
 -   
 1 
 2 
 155 

 152 

(1)

 151 

 342 
 39 
 2 
 383 

 41 
 53 
 11 
 105 

(80)
(14)
(44)
(8)
(146)

 342 
 169 
(2)
(1)
 508 

 347 
 144 
 4 
 13 
 508 

 347 

(11)

 336 

CRH  149

 
30. Business Combinations | continued

None of the acquisitions completed during the financial year were considered sufficiently material to warrant separate disclosure of the attributable fair 
values. The initial assignment of fair values to identifiable net assets acquired has been performed on a provisional basis in respect of certain acquisitions; 
any  amendments  to  these  fair  values  made  during  the  subsequent  reporting  window  (within  the  measurement  period  imposed  by  IFRS  3  Business 
Combinations) will be subject to subsequent disclosure.  

(i)  The gross contractual value of trade and other receivables as at the respective dates of acquisition amounted to €22 million (2013: €57 million). The fair value 
of these receivables is €20 million (all of which is expected to be recoverable) (2013: €53 million) and is inclusive of an aggregate allowance for impairment of 
€2 million (2013: €4 million).

(ii)  The principal factor contributing to the recognition of goodwill on acquisitions entered into by the Group is the realisation of cost savings and other synergies 
with existing entities in the Group which do not qualify for separate recognition as intangible assets. Due to the asset-intensive nature of operations in the 
Europe Heavyside and Americas Materials business segments, no significant intangible assets are recognised on business combinations in these segments. 
€18 million of the goodwill recognised in respect of acquisitions completed in 2014 is expected to be deductible for tax purposes (2013: €49 million). No 
excess of fair value of identifiable net assets over consideration arose during the year (2013: €2 million). 

(iii)  The fair value of contingent consideration recognised is €2 million (including adjustments to prior year acquisitions of €1 million). On an undiscounted basis, 
the corresponding future payments on current year acquisitions for which the Group may be liable range from €nil million to a maximum of €1 million. 

Acquisition-related costs amounting to €2 million (2013: €2 million) have been included in operating costs in the Consolidated Income Statement (note 2).

No contingent liabilities were recognised on the acquisitions completed during the financial year or the prior financial year.

The carrying amounts of the assets and liabilities acquired determined in accordance with IFRS before completion of the acquisition, together with the 
adjustments made to those carrying values to arrive at the fair values disclosed above, were as follows:

Non-current assets

Current assets

Liabilities

Identifiable net assets acquired 

Goodwill arising on acquisition (see (ii) above)

Total consideration 

Book  
values
€m

Fair value 
adjustments
€m

Accounting 
policy  
alignments
€m

Adjustments 
to provisional 
fair values
€m

 95 

 45 

(22)

 118 

 38 

 156 

 11 

(3)

(2)

 6 

(5)

 1 

 -   

 -   

 -   

 -   

 -   

 -   

 1 

 2 

(3)

 -   

(2)

(2)

Fair  
value
€m

 107 

 44 

(27)

 124 

 31 

 155 

The following table analyses the 21 acquisitions (2013: 25 acquisitions) by reportable segment and provides details of the goodwill and consideration figures 
arising in each of those segments:

Reportable segments

Europe Heavyside

Europe Lightside

Europe Distribution

Europe

Americas Materials

Americas Products

Americas Distribution

Americas

Total Group

Adjustments to provisional fair values of prior year acquisitions

Total

Number of  
acquisitions

2014

2013

 2 

 -   

 6 

 8 

 8 

 5 

 -   

 13 

 21 

 6 

 -   

 3 

 9 

 9 

 4 

 3 

 16 

 25 

Goodwill

Consideration

2014
€m

2013
€m

2014
€m

2013
€m

 2 

 -   

 9 

 11 

 5 

 17 

 -   

 22 

 33 

(2)

 31 

 80 

 -   

 10 

 90 

 19 

 48 

 8 

 75 

 165 

 4 

169

 7 

 -   

 20 

 27 

 71 

 59 

 -   

 130 

 157 

(2)

 155 

 265 

 -   

 15 

 280 

 76 

 124 

 22 

 222 

 502 

 6 

508

150  CRH

30. Business Combinations | continued

The post-acquisition impact of acquisitions completed during the year on the Group’s profit/(loss) for the financial year was as follows:

Revenue

Cost of sales

Gross profit

Operating costs

Group operating profit

Profit on disposals

Profit before finance costs

Finance costs (net)

Profit before tax

Income tax expense

Group profit for the financial year

2014
€m

 122 

(89)

 33 

(26)

 7 

 -   

 7 

 -   

 7 

(2)

 5 

2013
€m

 306 

(232)

 74 

(63)

 11 

 -   

 11 

(3)

 8 

(2)

 6 

The revenue and profit/(loss) of the Group for the financial year determined in accordance with IFRS as though the acquisitions effected during the year had 
been at the beginning of the year would have been as follows:

Revenue

Group profit/(loss) for the financial year

Pro-forma 2014

2014  
acquisitions
€m

CRH Group excluding 
2014 acquisitions
€m

Pro-forma 
consolidated 
 Group
€m

Pro-forma 
2013
€m

 182 

 7 

 18,790 

 18,972 

 579 

 586 

18,159

(300)

There have been no acquisitions completed subsequent to the balance sheet date which would be individually material to the Group, thereby requiring 
disclosure  under  either  IFRS  3  or  IAS  10  Events  after  the  Balance  Sheet  Date.  Details  of  events  after  the  balance  sheet  date  are  set  out  in  note  33. 
Development updates, giving details of acquisitions which do not require separate disclosure on the grounds of materiality, are typically published in January 
and July each year.

CRH  151

 
31. Related Party Transactions

The principal related party relationships requiring disclosure in the Consolidated Financial Statements of the 
Group under IAS 24 Related Party Disclosures pertain to: the existence of subsidiaries, joint ventures and 
associates; transactions with these entities entered into by the Group; and the identification and compensation 
of key management personnel.

Subsidiaries, joint ventures and associates
The  Consolidated  Financial  Statements  include  the  financial  statements  of  the  Company  (CRH  plc,  the 
ultimate parent) and its subsidiaries, joint ventures and associates as documented in the accounting policies 
on  pages  108  to  114.  The  Group’s  principal  subsidiaries,  joint  ventures  and  associates  are  disclosed  on 
pages 162 to 166.

Sales to and purchases from joint ventures are immaterial in 2014 and 2013. Loans extended by the Group 
to joint ventures and associates (see note 15) are included in financial assets. Sales to and purchases from 
associates during the financial year ended 31 December 2014 amounted to €33 million (2013: €24 million) 
and €411 million (2013: €411 million) respectively. Amounts receivable from and payable to equity accounted 
investments (arising from the aforementioned sales and purchases transactions) as at the balance sheet date 
are included as separate line items in notes 17 and 18 to the Consolidated Financial Statements.

Terms and conditions of transactions with subsidiaries, joint ventures and associates
In general, the transfer pricing policy implemented by the Group across its subsidiaries is market-based. 
Sales to and purchases from joint ventures and associates are conducted in the ordinary course of business 
and on terms equivalent to those that prevail in arm’s-length transactions. The outstanding balances included 
in receivables and payables as at the balance sheet date in respect of transactions with joint ventures and 
associates  are  unsecured  and  settlement  arises  in  cash.  No  guarantees  have  been  either  requested  or 
provided in relation to related party receivables and payables. Loans to joint ventures and associates (as 
disclosed  in  note  15)  are  extended  on  normal  commercial  terms  in  the  ordinary  course  of  business  with 
interest accruing and, in general, paid to the Group at predetermined intervals. 

Key management personnel
For the purposes of the disclosure requirements of IAS 24, the term “key management personnel” (i.e. those 
persons  having  authority  and  responsibility  for  planning,  directing  and  controlling  the  activities  of  the 
Company) comprises the Board of Directors which manages the business and affairs of the Company. 

Key management remuneration amounted to:

Short-term benefits
Post-employment benefits
Share-based payments - calculated in accordance with the principles 
disclosed in note 7
Total

2014
€m

9
 1 

 2 
12 

2013
€m

 7 
 2 

 2 
 11 

Other than these compensation entitlements, there were no other transactions involving key management 
personnel.

32. Contingent Liabilities

On  30  May  2014  CRH  announced  that  the  secretariat  of  the  Competition  Commission  in  Switzerland  had 
invited CRH’s Swiss subsidiaries BR Bauhandel AG, Gétaz-Miauton SA and Regusci Reco SA, to comment on 
a proposal to impose sanctions on the Association of Swiss Wholesalers of the Sanitary Industry and all other 
major Swiss wholesalers, including CRH’s subsidiaries, regarding the pending investigation into the sanitary 
(bathroom fixtures and fittings) industry in Switzerland. The secretariat alleges competition law infringements 
and proposes a total fine of approximately CHF 283 million on all parties, of which approximately CHF 119 
million (€99 million) is attributable to CRH’s Swiss subsidiaries, based on Swiss turnover.

CRH believes that the position of the secretariat is fundamentally ill-founded and views the proposed fine as 
unjustified. The Group has made submissions to this effect to the Competition Commission. Any decision of 
the  Competition  Commission  on  this  matter  is  not  expected  before  April  2015.  Any  decision  finding  an 
infringement can be appealed to the Federal Administrative Tribunal, and ultimately to the Federal Supreme 
Court.  No  provision  has  been  made  in  respect  of  this  proposed  fine  in  the  2014  Consolidated  Financial 
Statements.

152  CRH

33. Events after the Balance Sheet Date

On 1 February 2015, CRH announced that it had made a binding irrevocable offer to acquire certain of the 
businesses and assets of Lafarge S.A. (‘Lafarge’) and Holcim Limited (‘Holcim’ and together with Lafarge the 
‘Sellers’) comprising a global portfolio of assets in the building materials industry (which are complementary to 
CRH’s  footprint)  for  an  enterprise  value  of  €6.5  billion  (based  on  exchange  rates  at  30  January  2015).  The 
consideration will be paid in a combination of euro, Sterling and Canadian Dollars. 

The proposed acquisition constitutes a Class 1 transaction under the UKLA Listing Rules and therefore requires 
the approval of a simple majority of CRH’s shareholders. An Extraordinary General Meeting (‘EGM’) will be held 
on 19 March 2015 to seek shareholder approval of the acquisition. If the acquisition is not approved by CRH’s 
shareholders at the EGM, a termination fee of approximately €158 million in total will be payable by CRH to the 
Sellers. A termination fee of approximately €158 million will be payable by the Sellers to CRH in either of the 
following circumstances: 1) if the Sellers do not accept CRH’s offer; or 2) if the proposed merger of Lafarge and 
Holcim (the ‘Merger’) does not proceed to successful completion. 

The acquisition is also conditional upon: 1) the successful completion of the Merger; and 2) the completion of 
certain local reorganisations that need to take place before completion of the acquisition. In addition, CRH has 
committed to the Sellers that it will take all steps and do all things necessary to obtain regulatory approvals 
required in relation to the acquisition. The long stop date for completion of the acquisition is the earlier of:  
1) three months following completion of the Merger; or 2) 31 December 2015, but in any case no earlier than  
31 August 2015. 

In connection with the proposed acquisition, CRH completed a placing of 74,039,915 new ordinary shares 
raising gross proceeds of approximately €1.6 billion, and representing approximately 9.99% of CRH’s issued 
ordinary share capital before the placing. Closing of the placing and admission of the placing shares to the 
official lists and to trading on the main markets of the London Stock Exchange and Irish Stock Exchange took 
place on 5 February 2015.

On 1 February 2015, CRH agreed a €6.5 billion senior unsecured bridge loan facility which has subsequently 
been reduced by €1.6 billion to reflect the proceeds of the placing and by a further €2.0 billion to reflect other 
cash balances which are intended to fund the acquisition. The remaining €2.9 billion of the loan facilities are 
available to be used to complete the debt-funded portion of the proposed acquisition. Subject to certain carve-
outs,  the  facilities  contain  provisions  requiring  mandatory  prepayment  from  disposal  proceeds  and  the 
proceeds  of  capital  market  transactions.  Other  terms  and  conditions  are  otherwise  substantially  similar  to 
CRH’s existing €2.5 billion revolving credit facility dated 11 June 2014.

34. Board Approval

The Board of Directors approved and authorised for issue the financial statements on pages 104 to 153 in 
respect of the year ended 31 December 2014 on 25 February 2015.

CRH  153

 
Company Balance Sheet
as at 31 December 2014

Notes

Fixed assets 
2 Financial assets 

Current assets 

3 Debtors 

Cash at bank and in hand 
Total current assets 

Creditors (amounts falling due within one year)

4 Trade and other creditors 
Bank loans and overdrafts 
Total current liabilities 

Net current assets 

Net assets 

Capital and reserves 
7 Called-up share capital 
7 Preference share capital 
8 Share premium account 
8 Treasury Shares and own shares 
8 Revaluation reserve 
8 Other reserves 
8 Profit and loss account 
Shareholders' funds 

N. Hartery, A. Manifold, Directors

2014
€m

2013
€m

 595 

 581 

 5,532 
 1,411 
 6,943 

 1,003 
 2 
 1,005 

 6,394 
 175 
 6,569 

 1,453 
 57 
 1,510 

 5,938 

 5,059 

 6,533 

 5,640 

 253 
 1 
 4,328 
(76)
 42 
 203 
 1,782 
 6,533 

 251 
 1 
 4,223 
(118)
 42 
 187 
 1,054 
 5,640 

154  CRH

 
Notes to the Company Balance Sheet

1. Accounting Policies

Basis of accounting
The financial statements have been prepared under the historical cost convention in accordance with the 
Companies Acts, 1963 to 2013 and Generally Accepted Accounting Practice in the Republic of Ireland 
(“Irish  GAAP”).  The  following  paragraphs  describe  the  principal  accounting  policies  under  Irish  GAAP, 
which have been applied consistently.

Operating income and expense
Operating income and expense arises from the Company’s principal activities as a holding company for 
the Group and are accounted for on an accruals basis.

Financial assets
Fixed  asset  investments,  including  investments  in  subsidiaries,  are  stated  at  cost  (and  at  valuation  at  
31 December 1980 for those investments in existence at that date) less any accumulated impairments 
and are reviewed for impairment if there are indications that the carrying value may not be recoverable.

Foreign currencies
The reporting currency of the Company is euro. Transactions in foreign currencies are translated at the 
rates of exchange ruling at the transaction date. Monetary assets and liabilities denominated in foreign 
currencies  are  translated  into  euro  at  the  rates  of  exchange  ruling  at  the  balance  sheet  date,  with  a 
corresponding charge or credit to the profit and loss account.

Share issue expenses and share premium account
Costs of share issues are written-off against the premium arising on issues of share capital.

Share-based payments
The Company has applied the requirements of FRS 20 Share-based Payment. 

The accounting policy applicable to share-based payments is consistent with that applied under IFRS 
and is accordingly addressed in detail on pages 111 and 112 of the Consolidated Financial Statements.

Cash flow statement
The Company has taken advantage of the exemption afforded by FRS 1 Cash Flow Statements not to 
provide a statement of cash flows.

Treasury Shares and own shares
Treasury Shares
Own equity instruments (i.e. Ordinary Shares) acquired by the Company are deducted from equity and 
presented on the face of the Company Balance Sheet. No gain or loss is recognised in profit or loss on 
the purchase, sale, issue or cancellation of the Company’s Ordinary Shares.

Own shares
Ordinary Shares purchased by the Employee Benefit Trust on behalf of the Company under the terms of 
the Performance Share Plan are recorded as a deduction from equity on the face of the Company Balance 
Sheet.

Dividends
Dividends on Ordinary Shares are recognised as a liability in the Company’s Financial Statements in the 
period in which they are declared by the Company.

CRH  155

 
2. Financial Assets

The Company’s investment in its subsidiaries is as follows:

At 1 January 2014 at cost/valuation
Capital contribution in respect of share-based payments
At 31 December 2014 at cost/valuation

The equivalent disclosure for the prior year is as follows:

At 1 January 2013 at cost/valuation
Capital contribution in respect of share-based payments
Additions
At 31 December 2013 at cost/valuation

Shares (i)
 €m 

 Other 
 €m 

 400 
 -   
 400 

 371 
 -   
 29 
 400 

 181 
 14 
 195 

 167 
 14 
 -   
 181 

 Total 
 €m 

 581 
 14 
 595 

 538 
 14 
 29 
 581 

(i)  The Company’s investment in shares in its subsidiaries was revalued at 31 December 1980 to reflect the surplus on revaluation of certain property, plant 
and equipment (land and buildings) of subsidiaries. The original historical cost of the shares equated to approximately €9 million. The analysis of the closing 
balance between amounts carried at valuation and at cost is as follows:

At valuation 31 December 1980
At cost post 31 December 1980
Total

2014
 €m 

 47 
 353 
 400 

2013
 €m 

 47 
 353 
 400 

Pursuant to Section 16 of the Companies (Amendment) Act, 1986, a full list of subsidiaries, joint ventures and associated undertakings will be annexed to the 
Company’s Annual Return to be filed in the Companies Registration Office in Ireland.

3. Debtors

Amounts owed by subsidiary undertakings

4. Trade and Other Creditors

Amounts falling due within one year
Amounts owed to subsidiary undertakings

2014
 €m 

2013
 €m 

 5,532 

 6,394 

2014
 €m 

2013
 €m 

 1,003 

 1,453 

5. Auditor’s Remuneration (Memorandum Disclosure)
In  accordance  with  Section  161D  of  the  Companies  Act,  1963,  the  fees  paid  in  2014  to  the  statutory  auditor  for  work  engaged  by  the  Parent  Company 
comprised audit fees of €20,000 (2013: €20,000) and other assurance services of €118,000 (2013: €60,000).

6. Dividends Proposed (Memorandum Disclosure)
Details in respect of dividends proposed of €359 million (2013: €323 million) are presented in the dividends note (note 11) on page 126 of the notes to the 
Consolidated Financial Statements. 

7. Called-up Share Capital
Details in respect of called-up share capital, Treasury Shares and own shares are presented in the share capital and reserves note (note 28) on pages 147 and 
148 of the notes to the Consolidated Financial Statements.

156  CRH

8. Movement in Shareholders’ Funds

At 1 January 2014

Issue of share capital (net of expenses)

Profit after tax before dividends

Treasury/own shares reissued 

Share option exercises

Share-based payment expense

Dividends (including shares issued in lieu of dividends)

Issued  
share  
capital
€m

 252 

 2 

 -   

 -   

 -   

 -   

 -   

At 31 December 2014

 254 

 4,328 

The equivalent disclosure for the prior year is as follows:

At 1 January 2013

Issue of share capital (net of expenses)

Profit after tax before dividends

Treasury/own shares reissued 

Shares acquired by Employee Benefit Trust (own shares) 

Share option exercises

Share-based payment expense

Dividends (including shares issued in lieu of dividends)

 250 

 2 

 -   

 -   

 -   

 -   

 -   

 -   

 4,137 

 86 

 -   

 -   

 -   

 -   

 -   

 -   

Share
premium
account
€m

Treasury 
Shares/ 
own shares
€m

Revaluation
reserve
€m

Other
reserves
€m

Profit  
and loss  
account
€m

 4,223 

 105 

 -   

 -   

 -   

 -   

 -   

(118)

 42 

 187 

 1,054 

 -   

 -   

 42 

 -   

 -   

 -   

(76)

 -   

 -   

 -   

 -   

 -   

 -   

 42 

 -   

 -   

 -   

 -   

 16 

 -   

 203 

 -   

 1,208 

(42)

 22 

 -   

(460)

 1,782 

Total 
equity
€m

 5,640 

 107 

 1,208 

 -   

 22 

 16 

(460)

 6,533 

(146)

 42 

 172 

 1,521 

 5,976 

 -   

 -   

 34 

(6)

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 15 

 -   

 187 

 -   

 3 

(34)

 -   

 19 

 -   

 88 

 3 

 -   

(6)

 19 

 15 

(455)

 1,054 

(455)

 5,640 

At 31 December 2013

 252 

 4,223 

(118)

 42 

In accordance with Section 148(8) of the Companies Act, 1963 and Section 7(1A) of the Companies (Amendment) Act, 1986, the Company is availing of the 
exemption from presenting its individual profit and loss account to the Annual General Meeting and from filing it with the Registrar of Companies in the Republic 
of Ireland. The profit for the financial year dealt with in the Company Financial Statements amounted to €1,208 million (2013: €3 million).

9. Share-based Payments

The total expense of €16 million (2013: €15 million) reflected in note 7 to the Consolidated Financial Statements attributable to employee share options and the 
Performance Share Plans has been included as a capital contribution in financial assets (note 2) in addition to any payments to/from subsidiaries.

10. Section 17 Guarantees
Pursuant  to  the  provisions  of  Section  17,  Companies  (Amendment)  Act,  1986,  the  Company  has  guaranteed  the  liabilities  of  its  wholly-owned  subsidiary 
undertakings and the Oldcastle Finance Company and Oldcastle North America Funding Company general partnerships in the Republic of Ireland for the 
financial  year  ended  31  December  2014  and,  as  a  result,  such  subsidiary  undertakings  and  the  general  partnerships  have  been  exempted  from  the  filing 
provisions of Section 7, Companies (Amendment) Act, 1986 and Regulation 20 of the European Communities (Accounts) Regulations, 1993 respectively.

Details in relation to other guarantees provided by the Company are provided in the interest-bearing loans and borrowings note (note 23) on page 138 of the 
notes to the Consolidated Financial Statements.

11. Related Party Transactions
The Company has taken advantage of the exemption in FRS 8 Related Party Disclosures not to disclose transactions with wholly-owned subsidiaries.

12. Events after the Balance Sheet Date
Details of events after the balance sheet date are provided in note 33 on page 153 of the notes to the Consolidated Financial Statements.

13. Board Approval
The Board of Directors approved and authorised for issue the Company Financial Statements on pages 154 to 157 in respect of the year ended 31 December 
2014 on 25 February 2015.

CRH  157

 
 
Shareholder Information

Dividend payments

An interim dividend of 18.5c was paid in respect of Ordinary Shares on 24 
October 2014.

A final dividend of 44c, if approved at the 2015 Annual General Meeting, will 
be paid in respect of Ordinary Shares on 12 May 2015 to shareholders on the 
Register of Members as at the close of business on 6 March 2015. 

Dividend Withholding Tax (DWT) must be deducted from dividends paid by an 
Irish resident company, unless a shareholder is entitled to an exemption and 
has  submitted  a  properly  completed  exemption  form  to  the  Company’s 
Registrars, Capita Asset Services (the “Registrars”). DWT applies to dividends 
paid by way of cash or by way of shares under a scrip dividend scheme and 
is deducted at the standard rate of Income Tax (currently 20%). Non-resident 
shareholders  and  certain  Irish  companies,  trusts,  pension  schemes, 
investment  undertakings  and  charities  may  be  entitled  to  claim  exemption 
from DWT. Copies of the exemption form may be obtained from the Registrars. 
Shareholders should note that DWT will be deducted from dividends in cases 
where a properly completed form has not been received by the record date 
for a dividend. Individuals who are resident in the Republic of Ireland for tax 
purposes are not entitled to an exemption. 

Shareholders who wish to have their dividend paid direct to a bank account, 
by electronic funds transfer, should complete the required dividend mandate 
form  and  submit  it  to  the  Registrars.  A  copy  of  the  required  form  can  be 
obtained  from  the  shareholder  services  section  of  the  CRH  website,  
www.crh.com,  under  “Equity  Investors”.  Alternatively,  shareholders  can 
contact the Registrars to obtain a mandate form (see contact details below).  
Tax vouchers will be sent to the shareholder’s registered address under this 
arrangement. 

Dividends  are  generally  paid  in  euro.  However,  in  order  to  avoid  costs  to 
shareholders, dividends are paid in Sterling and US Dollars to shareholders 
whose  shares  are  not  held  in  the  CREST  system  (see  below)  and  whose 
address, according to the Share Register, is in the UK and the United States 
respectively, unless they require otherwise. 

Dividends in respect of 7% ‘A’ Cumulative Preference Shares are paid half-
yearly on 5 April and 5 October.

Dividends in respect of 5% Cumulative Preference Shares are paid half-yearly 
on  15  April  and  15  October.  Shareholders  have  the  option  of  taking  their 
dividend in the form of shares under the Company’s Scrip Dividend Scheme. 

CREST 

Transfer of the Company’s shares takes place through the CREST system. 
Shareholders have the choice of holding their shares in electronic form or in 
the form of share certificates.

Where  shares  are  held  in  CREST,  dividends  are  automatically  paid  in  euro 
unless a currency election is made. CREST members should use the facility 
in  CREST  to  make  currency  elections.  Such  elections  must  be  made  in 
respect of entire holdings as partial elections are not permissible. 

Stock Exchange listings

CRH  has  a  premium  listing  on  the  London  Stock  Exchange  (LSE)  and  a 
secondary listing on the Irish Stock Exchange (ISE). The Group’s American 
Depositary Shares (ADSs), each representing one Ordinary Share, are listed 
on  the  New  York  Stock  Exchange  (NYSE).  The  ADSs  are  evidenced  by 
American Depositary Receipts.

158  CRH

Shareholder Information | continued

Share price data

Electronic communications

 2014

 2013

ISE

LSE

ISE

LSE

Share price at 31 December

€19.90

£15.44

€18.30

£15.23

Market capitalisation

€14.7bn

£11.4bn

€13.4bn

£11.2bn

Share price movement  
during year:

- high

- low

€21.82

€15.86

£17.88

£12.66

€19.30

€14.68

£16.17

£12.15

Following  the  introduction  of  the  2007  Transparency  Regulations,  and  in 
order to adopt a more environmentally friendly and cost effective approach, 
the Company provides the Annual Report to shareholders electronically via 
the  CRH  website,  www.crh.com,  and  only  sends  a  printed  copy  to  those 
shareholders who specifically request a copy.  Shareholders who choose to 
do so can receive other shareholder communications, for example, notices 
of  general  meetings  and  shareholder  circulars,  electronically.    However, 
shareholders  will  continue  to  receive  printed  proxy  forms,  dividend 
documentation  and, 
it  appropriate,  other 
the  Company  deems 
documentation by post.  Shareholders can alter the method by which they 
receive communications by contacting the Registrars.

if 

Shareholdings as at 31 December 2014

Ownership of Ordinary Shares 

Geographic location*

Number of  
Shares held
‘000s

North America

United Kingdom

Europe/Other

Retail

Ireland

Treasury

309,829

185,851

125,413

87,458

32,198

3,776

744,525

41.61

24.96

16.85

11.75

4.32

0.51

100

 * This represents a best estimate of the number of shares controlled by fund managers 
resident in the geographic regions indicated. Private shareholders are classified as 
retail above.

Electronic proxy voting

% of 
total

Shareholders may lodge a proxy form for the 2015 Annual General Meeting 
electronically by accessing the Registrars’ website as described below. 

CREST members wishing to appoint a proxy via CREST should refer to the 
CREST Manual and the notes to the Notice of the Annual General Meeting.

Registrars

Enquiries concerning shareholdings should be addressed to the Registrars:

Capita Asset Services 
P.O. Box 7117 
Dublin 2 
Ireland 
Telephone: +353 (0) 1 553 0050 
Fax: +353 (0) 1 224 0700 
Website: www.capitaassetservices.com

Holdings

Number of 
Shareholders

1 - 1,000

1,001 - 10,000

10,001 - 100,000

100,001 - 1,000,000

Over 1,000,000

Financial calendar

14,973

8,375

1,152

310

93

24,903

% of 
total

Number of 
Shares held
‘000s

60.13

33.63

4.63

1.24

0.37

100

4,989

24,431

31,838

109,383

573,884

744,525

% of 
total

0.67

3.28

4.28

14.69

77.08

100

Shareholders  with  access  to  the  internet  may  check  their  accounts  by 
accessing the Registrars’ website and selecting “Shareholder Portal (Ireland)”. 
This  facility  allows  shareholders  to  check  their  shareholdings  and  dividend 
payments,  register  e-mail  addresses,  appoint  proxies  electronically  and 
download standard forms required to initiate changes in details held by the 
Registrars. Shareholders will need to register for a User ID before using some 
of the services.

American Depositary Receipts (ADRs)

The ADR programme is administered by the Bank of New York Mellon and 
enquiries regarding ADRs should be addressed to:

Announcement of final results for 2014

26 February 2015

Ex-dividend date

Record date for dividend

Extraordinary General Meeting

Latest date for receipt of scrip forms

Interim Management Statement

Annual General Meeting

5 March 2015

6 March 2015

19 March 2015

24 April 2015

6 May 2015

7 May 2015

Dividend payment date and first day of dealing in 
scrip dividend shares

Announcement of interim results for 2015

Interim Management Statement

12 May 2015

27 August 2015

19 November 2015

Website

The Group’s website, www.crh.com, provides the full text of the Annual and 
Interim Reports, the Annual Report on Form 20-F, which is filed annually with 
the United States Securities and Exchange Commission, interim management 
statements  and  copies  of  presentations  to  analysts  and  investors.    News 
releases are made available, in the “Media” section of the website, immediately 
after release to the Stock Exchanges.

BNY Mellon Shareowner Services 
P.O. Box 30170 
College Station  
TX 77842-3170 
U.S.A.

Telephone: Toll Free Number (United States residents): 1-888-269-2377 
International: +1 201-680-6825 
E-mail:  shrrelations@cpushareownerservices.com 
Website:  www.mybnymdr.com

Frequently Asked Questions (FAQ)

The  Group’s  website  contains  answers  to  questions  frequently  asked  by 
shareholders, 
regarding  shareholdings,  dividends 
payments, electronic communications and shareholder rights.  The FAQ can 
be accessed in the Investors section of the website under “Equity Investors”.

including  questions 

CRH  159

 
Management

Executive Directors/
Company Secretary

Senior Group Staff

Anthony Fitzgerald 
Group Treasurer

Albert Manifold
Chief Executive

Maeve Carton 
Finance Director 

Compliance, Sustainability & 
Risk

Europe

Jack Golden 
Organisation Development 
Director

Ken McKnight
Managing Director 
Heavyside/Lightside

Mark Towe 
Chief Executive Officer 
Oldcastle, Inc.

Declan Condren 
Group Strategic Financial 
Risk Manager

Marc St. Nicolaas
Managing Director 
Distribution

Neil Colgan 
Company Secretary

Human Resources & Talent 
Development

Edwin Bouwman
Chief Financial Officer

Dan Brennan
Group HR & Talent 
Development Director

Nicola McCracken
HR Director, Talent 
Management & Reward

Strategy, Innovation & 
Development

Noel O’Mahony
Group Performance & 
Strategy Director

Philip Wheatley
Group Strategy & 
Development Director

Corporate Affairs & Investor 
Relations

Mark Cahalane
Group Director, Corporate 
Affairs

Frank Heisterkamp 
Head of Investor Relations

Éimear O’Flynn 
Corporate Communications

Finance, Tax, Treasury

Alan Connolly
General Manager - Finance

Heavyside

John Corbett
HR & Talent Development 
Director

Pat McCleery
Performance Improvement 
Director

John McKeon
Procurement Director

Heavyside West

Oliver Mahon
Managing Director

Owen Rowley
Chief Operating Officer

Edwin van den Berg
Managing Director 
Benelux

Séamus Lynch
Managing Director 
Ireland & Spain

Claus Bering
Managing Director 
Denmark

Urs Sandmeier
Managing Director 
Switzerland & Germany

Mark Lowry
Managing Director
Poland

Jim Mintern
Managing Director (a.i.)
Finland

Barry Leonard   
Managing Director  
Ukraine

Jim Mintern
Managing Director
Russia & Israel

Mariusz Bogacz
Financial Director 

Lightside

David Dillon
Managing Director

Kees-Jan van ‘t Westeinde
Managing Director
Shutters & Awnings

Jean-Luc Bernard
Managing Director 
Construction Accessories

Dennis Gouka
Managing Director
Heras

Hans Welting
Managing Director
Mobile Fencing

Michael Wightman
Managing Director
Cubis        

Arijan Bakker
Financial Director                                                                       

Distribution

Emiel Hopmans
Managing Director
DIY Benelux 

Dan Creedon 
Finance & Performance 
Director

Francois Demoulin
Managing Director 
France

Gijs Graafmans
HR & Talent Development 
Director

Rossa McCann 
Head of Group Financial 
Operations

Johanna O’Driscoll
Head of Group Financial 
Evaluation & Advisory 
Services

Grainne McKenna
Head of Group Reporting & 
Analysis

Sanna Luthala
Financial Director

Richard Piekar
Procurement Director

Heavyside East

Distribution North

Jim Mintern
Managing Director

Taco van Vroonhoven
Chief Operating Officer

Declan Maguire
Chief Operating Officer

Jan Boon
Managing Director 
Builders Merchants, 
Netherlands

160  CRH

Taco van Vroonhoven
Managing Director (a.i.)
Builders Merchants, 
Belgium

Christoph Lehrmann
Managing Director 
Builders Merchants, 
Germany

Tom Beyers
Managing Director 
SHAP & Netherlands 
Roofing

Hans Wouda
Financial Director 

Distribution South

Khaled Bachir
Chief Operating Officer

Ulrich Paulmann
Managing Director
Builders Merchants,
Austria

Nicolas Weinmann
Managing Director 
Builders Merchants, 
Switzerland

Khaled Bachir
Managing Director 
Builders Merchants,
France

Laurent Sauvage
Financial Director

Asia

Ken McKnight
President

Peter Buckley 
Country Director 
China

Ee Ming Wong 
Country Manager 
China

Paul Headd 
Country Director 
India

Atul Khosla
Managing Director 
India

The Americas

Mark Towe
Chief Executive Officer

BuildingEnvelope®

Eric Farinha
Chief Financial Officer

Doug Radabaugh
Chief Financial Officer, East

Southeast

Michael O’Driscoll
Chief Financial Officer

Ted Hathaway
Chief Executive Officer

Gary Hickman
Senior Vice President Tax & 
Risk Management

Brian Reilly 
Chief Administrative Officer

Michael Lynch
Executive Vice President
Development

Rick Mergens 
Executive Vice President 
Group Performance

Bill Miller
Vice President & General 
Counsel

Mark Schack
Executive Vice President
Talent Management

Products

Keith Haas
Chief Executive Officer

Paul Valentine
Chief Financial Officer

Dan Krehnbrink
Senior Vice President 
Development & Strategy

John Kemp  
President
Building Solutions

Architectural Products

Tim Ortman
President

Mike Schaeffer
Chief Financial Officer

Eoin Lehane
President
National Group

Peter Kiley
Executive Vice President
Strategic Sales

Precast

Dave Steevens
President

Bob Quinn
Chief Administrative Officer

Jim Avanzini
Chief Operating Officer
Architectural Glass & 
Storefronts

Mary Carol Witry
Chief Operating Officer
Engineered Glazing 
Systems

Distribution

Robert Feury, Jr.
Chief Executive Officer

Frank Furia
Chief Financial Officer

John McLaughlin
President 
Exterior Products

Ron Pilla
President 
Interior Products

South America

Juan Carlos Girotti
Managing Director
CRH Sudamericana &
Canteras Cerro Negro 

Bernardo Alamos
Managing Director
Vidrios Dell Orto & South 
American Glass Group

Federico Ferro
Managing Director
Cormela

North America

Materials

Randy Lake
Chief Executive Officer 

Charlie Brown
Chief Financial Officer

Kirk Randolph
Senior Vice President
Development

John Keating
President & Chief Operating 
Officer, East

John Parson
President & Chief Operating 
Officer, West

Jeff Schaffer
Executive Vice President, 
West

Chris Madden
Executive Vice President, 
Fleet Operations

Northeast 

Dan Stover
President
Northeast Division

Christian Zimmermann
President
New England North

John Cooney, Jr.
President
New York Region

Sean O’Sullivan
President
Tilcon New Jersey

Central

John Powers
President
Central Division

Ty Nofziger
President
Shelly

Rob Duke
President 
Southeast Division

David Church
President
Mid-South Region

Northwest

Jim Gauger
President 
Northwest Division 

Craig Mayfield
President
East Region

Ricardo Linares
President 
West Region

Mountain West

Scott Parson
President   
Mountain West Division

Randy Anderson
President
Staker Parson  
North/Rocky Mountain

Michael Kurz
President 
Staker Parson South

Rich Umbel
President 
Southwest Region

Gregg Campbell
President
Michigan Paving & Materials 

Bob Rowberry
President
Jack B. Parson

Mid-Atlantic

Great Plains

Dan Cooperrider
President
Mid-Atlantic Division

Mark Snyder
President
Mid-Atlantic Region

Willie Crane
President
AMG – North

Kevin Bragg
President
AMG – South 

Craig Lamberty
President
Great Plains Division

Earl Losier
President
KS/MO & OK/AR Regions

Raymond Lane
President
TN/MS Regions

Craig Lamberty
President
Midwest Region

Southwest

Nathan Creech
President
Southwest Division

CRH  161

 
 
Principal Subsidiary Undertakings as at 31 December 2014

Incorporated and operating in

% held Products and services

Europe Heavyside

Belgium 

VVM N.V.

Douterloigne N.V.

Ergon N.V.

Stradus Aqua N.V.

Oeterbeton N.V.

Prefaco N.V.

Remacle S.A.

Schelfhout N.V.

Stradus Infra N.V.

Marlux N.V.

Britain & 
Northern  
Ireland

Anderton Concrete Products Limited

Northstone (NI) Limited  
(including Farrans, Ready Use Concrete, R.J. 
Maxwell & Son, Scott (Toomebridge) Limited)

Premier Cement Limited                                        

Forticrete Limited

Ibstock Brick Limited

Supreme Concrete Limited

Denmark

Betongruppen RBR A/S

CRH Concrete A/S

Finland

Finnsementti Oy

Rudus Oy                                                              

100 Cement transport and trading, readymixed concrete, clinker grinding
100 Concrete floor elements, pavers and blocks
100 Precast concrete and structural elements
100 Concrete paving, sewerage and water treatment
100 Precast concrete
100 Precast concrete structural elements
100 Precast concrete products
100 Precast concrete wall elements
100 Concrete paving and landscaping products
100 Concrete paving and landscaping products
100 Precast and pre-stressed concrete products
100 Aggregates, readymixed concrete, mortar, coated macadam, rooftiles, 

building and civil engineering contracting

100 Marketing and distribution of cement
100 Concrete masonry products and rooftiles
100 Clay brick manufacturer
100 Concrete fencing, lintels and floorbeams
100 Concrete paving manufacturer
100 Structural concrete products
100 Cement
100 Aggregates, readymixed concrete and concrete products

France

Béton Moulé Industriel S.A.

99.98 Precast concrete products

L'industrielle du Béton S.A.*

Marlux

Stradal

Germany

CRH Clay Solutions GmbH*

EHL AG

Hungary

Ireland 

Ferrobeton Beton-és Vasbetonelem gyártó Zrt.

Irish Cement Limited

Clogrennane Lime Limited                                    

Roadstone Wood Limited

Netherlands

Cementbouw B.V.

Calduran Kalkzandsteen B.V.

CRH Kleiwaren Beheer B.V.

CRH Structural Concrete B.V.

Dycore B.V.

Struyk Verwo Groep B.V.

Poland

Bosta Beton Sp. z o.o. 

CRH Klinkier Sp. z o.o.

Drogomex Sp. z o.o.*

Ergon Poland Sp. z o.o.

.
arów S.A.
z
Grupa O

Grupa Prefabet S.A.*                                           

Masfalt Sp. z o.o.*                                                  

O.K.S.M. S.A.                                                      

Polbruk S.A.                                                           

100 Structural concrete products
100 Concrete paving manufacturer
100 Utility and infrastructural concrete products
100 Clay brick, pavers and rooftiles
100 Concrete paving and landscape walling products
100 Precast concrete structural elements
100 Cement
100 Burnt and hydrated lime
100 Aggregates, readymixed concrete, mortar, coated macadam, concrete blocks 
and pipes, asphalt, agricultural and chemical limestone and contract surfacing

100 Cement transport and trading, readymixed concrete and aggregates
100 Sand-lime bricks and building elements
100 Clay brick manufacturer
100 Precast concrete structural elements
100 Concrete flooring elements
100 Concrete paving products 

90.30 Readymixed concrete 

100 Clay brick manufacturer

99.94 Asphalt and contract surfacing
100 Structural concrete products
100 Cement
100 Concrete products
100 Asphalt and contract surfacing
100 Aggregates
100 Readymixed concrete and concrete paving

Trzuskawica S.A.                            

99.95 Production of lime and lime products

Romania

Ferrobeton Romania SRL

Elpreco S.A.

Premac, spol. s.r.o.

Beton Catalan S.A.

Cementos Lemona S.A.

Slovakia

Spain

162  CRH

100 Structural concrete products
100 Architectural concrete products
100 Concrete paving and floor elements
100 Readymixed concrete 

98.75 Cement

 
Incorporated and operating in

% held Products and services

Europe Heavyside | continued

Switzerland

JURA-Holding AG

Element AG Schweiz

Ukraine 

LLC Cement*

PJSC Mykolaivcement

Podilsky Cement PJSC

Europe Lightside

Belgium 

Britain & 
Northern  
Ireland

Plakabeton N.V.

Anchor Bay Construction Products*

Ancon Limited

CRH Fencing & Security Group (UK) Limited

Cubis

Security Windows Shutters Limited

France

Heras Clôture S.A.R.L.

Plaka Group France S.A.S.

Germany

Alulux GmbH*

ERHARDT Markisenbau GmbH*

Halfen GmbH

Hammerl GmbH

Heras-Adronit GmbH

Reuss-Seifert GmbH

Plaka Ireland Limited*

Halfen S.R.L., Società Unipersonale*

Ireland 

Italy

Netherlands

Aluminium Verkoop Zuid B.V.

Heras B.V.

Mavotrans B.V.

Halfen AS*

Plakabeton S.L.U.

Heras Stängsel AB*

Norway

Spain

Sweden

Switzerland

F.J. Aschwanden AG*

Europe Distribution

Austria

Belgium

Quester Baustoffhandel GmbH

Lambrechts N.V.

Sax Sanitair N.V.

Schrauwen Sanitair en Verwarming N.V.

Van Neerbos België N.V.

France

CRH Ile de France Distribution*

CRH TP Distribution

CRH Normandie Distribution

Germany

BauKing AG

Andreas Paulsen GmbH

Netherlands

CRH Bouwmaten B.V.

CRH Bouwmaterialenhandel B.V.

NVB Ubbens Bouwstoffen B.V.

Royal Roofing Materials B.V.

Stoel van Klaveren Bouwstoffen B.V.

Van Neerbos Bouwmaterialen B.V.

Van Neerbos Bouwmarkten B.V.

100 Cement, aggregates and readymixed concrete
100 Prefabricated structural concrete elements

51 Cement and clinker grinding

99.27 Cement
99.60 Cement

100 Construction accessories
100 Construction accessories
100 Construction accessories
100 Security fencing
100 Supplier of access chambers and ducting products
100 Physical security, industrial and garage doors, roofing systems
100 Temporary fencing
100 Construction accessories
100 Roller shutter and awning systems
100 Roller shutter and awning systems
100 Construction accessories
100 Construction accessories
100 Security fencing and access control
100 Construction accessories
100 Construction accessories
100 Construction accessories
100 Roller shutter and awning systems
100 Security fencing and perimeter protection
100 Construction accessories
100 Construction accessories
100 Construction accessories
100 Security fencing
100 Construction accessories

100 Builders merchants
100 Builders merchants

75 Sanitary ware, heating and plumbing
100 Sanitary ware, heating and plumbing
100 DIY stores
100 Builders merchants
100 Builders merchants
100 Builders merchants
100 Builders merchants, DIY stores
100 Sanitary ware, heating and plumbing
100 Cash & Carry building materials
100 Builders merchants
100 Builders merchants
100 Roofing materials merchant
100 Builders merchants
100 Builders merchants
100 DIY stores
100 Builders merchants

Switzerland

Wij©k's B.V.
BR Bauhandel AG (trading as BauBedarf and Richner) 100 Builders merchants, sanitary ware and ceramic tiles
Gétaz Romang Holding SA (trading as Gétaz 
Romang and Miauton)

100 Builders merchants

Regusci Reco S.A. (trading as Regusci and Reco)

100 Builders merchants

CRH  163

 
Principal Subsidiary Undertakings | continued

Incorporated and operating in

% held Products and services

Americas Materials

United States

Oldcastle Materials, Inc.

APAC Holdings, Inc. and Subsidiaries

Callanan Industries, Inc.

CPM Development Corporation

Dolomite Products Company, Inc.

Eugene Sand Construction, Inc.

Evans Construction Company

Hills Materials Company

Michigan Paving and Materials Company

Mountain Enterprises, Inc.

OMG Midwest, Inc.

Preferred Materials Inc.

Oldcastle SW Group, Inc.

Pennsy Supply, Inc.

Pike Industries, Inc.

P.J. Keating Company

Staker & Parson Companies

The Shelly Company

Tilcon Connecticut, Inc.

Tilcon New York, Inc.

Trap Rock Industries, LLC*

West Virginia Paving, Inc.

100 Holding company
100 Aggregates, asphalt, readymixed concrete and related construction activities
100 Aggregates, asphalt, readymixed concrete and related construction activities
100 Aggregates, asphalt, readymixed concrete, prestressed concrete and related 

construction activities

100 Aggregates, asphalt, readymixed concrete and related construction activities
100 Aggregates, asphalt, readymixed concrete and related construction activities
100 Aggregates, asphalt, readymixed concrete and related construction activities
100 Aggregates, asphalt, readymixed concrete and related construction activities
100 Aggregates, asphalt and related construction activities
100 Aggregates, asphalt and related construction activities
100 Aggregates, asphalt, readymixed concrete and related construction activities
100 Aggregates, asphalt, readymixed concrete, aggregates distribution and 

related construction activities

100 Aggregates, asphalt, readymixed concrete and related construction activities
100 Aggregates, asphalt, readymixed concrete and related construction activities
100 Aggregates, asphalt, readymixed concrete and related construction activities
100 Aggregates, asphalt and related construction activities
100 Aggregates, asphalt, readymixed concrete and related construction activities
100 Aggregates, asphalt, readymixed concrete and related construction activities
100 Aggregates, asphalt, readymixed concrete and related construction activities
100 Aggregates, asphalt and related construction activities
60 Aggregates, asphalt and related construction activities
100 Aggregates, asphalt and related construction activities

164  CRH

Incorporated and operating in

% held Products and services

Americas Products & Distribution

Argentina

CRH Sudamericana S.A.

100 Holding company

Canteras Cerro Negro S.A.

99.98 Clay rooftiles, wall tiles and floor tiles

Cormela S.A.

Superglass S.A.
Building Products

Canada

Oldcastle BuildingEnvelope® Canada, Inc.

Oldcastle Building Products Canada, Inc. 
(trading as Décor Precast, Expocrete Concrete 
Products, Groupe Permacon, Oldcastle 
Enclosure Solutions and Transpavé)

100 Clay blocks
100 Fabricated and tempered glass products

100 Custom fabricated and tempered glass products and curtain wall
100 Masonry, paving and retaining walls, utility boxes and trenches

Chile

Vidrios Dell Orto, S.A.

Comercial Duomo Limitada

99.90 Fabricated and tempered glass products
99.99 Wholesaler and retailer of specialised building products

United States

Americas Products & Distribution, Inc.                  

CRH America, Inc.                                                  

Oldcastle, Inc.                                                         
Building Products

Oldcastle Architectural, Inc.

Oldcastle Building Products, Inc.

Big River Industries, Inc.

Bonsal American, Inc.

Glen-Gery Corporation 

Merchants Metals, Inc.

Meadow Burke, LLC

Oldcastle APG Northeast, Inc. (trading principally 
as Anchor Concrete Products and Trenwyth 
Industries)

Oldcastle APG South, Inc. (trading principally 
as Adams Products, Georgia Masonry Supply, 
Northfield Block Company and Oldcastle 
Coastal)

Oldcastle APG West, Inc. (trading principally 
as Amcor Masonry Products, Central Pre-Mix 
Concrete Products, Texas Masonry Products, 
Miller Rhino Materials, Sierra Building Products 
and Superlite Block)

Oldcastle BuildingEnvelope®, Inc.

Oldcastle Lawn & Garden, Inc.

Oldcastle Precast, Inc.

Oldcastle Surfaces, Inc.
Distribution

Oldcastle Distribution, Inc.

Allied Building Products Corp. 

100 Holding company 
100 Holding company 
100 Holding company

100 Holding company
100 Holding company
100 Lightweight aggregates
100 Premixed cement and asphalt products
100 Clay bricks
100 Fabrication and distribution of fencing products
100 Concrete accessories
100 Specialty masonry, hardscape and patio products

100 Specialty masonry, hardscape and patio products

100 Specialty masonry and stone products, hardscape and patio products

100 Custom fabricated architectural glass
100 Patio products, bagged stone, mulch and stone
100 Precast concrete products, concrete pipe, prestressed plank and structural 

elements

100 Custom fabrication and installation of countertops

100 Holding company
100 Distribution of roofing, siding and related products, wallboard, metal studs, 

acoustical tile and grid

CRH  165

 
Principal Equity Accounted Investments as at 31 December 2014

Incorporated and operating in

% held Products and services

Europe Heavyside

China

India

Ireland

Israel

Jilin Yatai Group Building Materials Investment 
Company Limited*

26 Cement

My Home Industries Limited

Kemek Limited*

Mashav Initiating and Development Limited 

50 Cement
50 Commercial explosives
25 Cement

Europe Distribution

France

Doras S.A.

Samse S.A.*

56.95 Builders merchants
21.13 Builders merchants and DIY stores

Netherlands

Bouwmaterialenhandel de Schelde B.V.          

Intergamma B.V.

Portugal

Modelo Distribuição de Materials de Construção S.A.*

50 DIY stores
48.57 DIY franchisor
50 DIY stores

Americas Materials

United States

American Cement Company, LLC*

Boxley Aggregates of West Virginia, LLC*

Southside Materials, LLC*

Cadillac Asphalt, LLC*

Piedmont Asphalt, LLC*

American Asphalt of West Virginia, LLC*

HMA Concrete, LLC*

Buckeye Ready Mix, LLC*

*  Audited by firms other than Ernst & Young

50 Cement
50 Aggregates
50 Aggregates
50 Asphalt
50 Asphalt
50 Asphalt and related construction activities
50 Readymixed concrete
45 Readymixed concrete

Pursuant to Section 16 of the Companies Act, 1986, a full list of subsidiaries, joint ventures and associated undertakings will be annexed to the 
Company’s Annual Return to be filed in the Companies Registration Office in Ireland.

166  CRH

 
 
 
 
Group Financial Summary
(Figures prepared in accordance with IFRS)

Revenue

EBITDA (as defined)*
Group operating profit
Profit on disposals           

Profit before finance costs
Net finance costs (funding/cash)
Other financial expense
Share of equity accounted investments' profit/(loss)

Profit/(loss) before tax
Income tax expense

Restated Restated Restated Restated Restated Restated Restated Restated
2012
€m

2010
€m

2011
€m

2007
€m

2006
€m

2008
€m

2009
€m

2005
€m

2013
€m

2014
€m

13,831  17,836  19,916  19,715  16,278  16,112  17,374  18,084  18,031  18,912 

1,845 
1,311 
19 

1,330 
(135)
(10)
75 

1,260 
(254)

2,326 
1,724 
36 

1,760 
(221)
(15)
60 

1,584 
(360)

2,704 
1,973 
57 

2,030 
(282)
(7)
138 

1,879 
(441)

2,478 
1,704 
68 

1,772 
(324)
(6)
160 

1,602 
(340)

1,654 
861 
25 

1,487 
630 
54 

1,543 
811 
53 

886 
(263)
(27)
117 

713 
(115)

598 

684 
(211)
(29)
69 

513 
(74)

439 

864 
(223)
(28)
87 

700 
(103)

597 

1,563 
805 
230 

1,035 
(256)
(49)
(84)

646 
(106)

540 

1,475 
100 
26 

1,641 
917 
77 

126 
(249)
(48)
(44)

(215)
(80)

(295)

994 
(246)
(42)
55 

761 
(177)

584 

Group profit/(loss) for the financial year

1,006 

1,224 

1,438 

1,262 

Employment of capital 
Non-current and current assets 
Property, plant and equipment
Intangible assets
Equity accounted investments/other financial assets
Net working capital                                         
Other liabilities - current and non-current    

Assets and liabilities held for sale

6,275 
2,005 
1,126 
1,864 
(1,226)

6,954 
2,713 
1,169 
2,314 
(1,070)

7,503 
3,424 
1,448 
2,326 
(836)

7,904 
3,772 
1,969 
2,468 
(1,078)

7,570 
3,754 
2,204 
1,838 
(1,051)

7,939 
3,960 
2,265 
1,799 
(1,056)

8,008 
4,148 
2,107 
2,004 
(1,323)

7,971 
4,267 
1,456 
2,078 
(1,376)

7,539 
3,911 
1,363 
2,016 
(1,111)

7,422 
4,173 
1,352 
2,010 
(1,418)

 -   

 -   

 -   

 -   

 -   

 -   

 -   

 143 

 -   

285 

(a)
(b)
(c)

(d)

Total

10,044  12,080  13,865  15,035  14,315  14,907  14,944  14,539  13,718  13,824 

Capital and reserves excluding preference share capital
Preference share capital
Non-controlling interests
Net deferred income tax liability
Net debt                                             

(e)

6,194 
1 
25 
647 
3,177 

7,062 
1 
31 
742 
4,244 

7,953 
1 
37 
875 
4,999 

8,086 
1 
38 
972 
5,938 

9,636  10,327  10,508  10,552 
1 
36 
1,041 
2,909 

1 
50 
1,149 
3,380 

1 
41 
1,059 
3,335 

1 
41 
1,028 
3,609 

9,661  10,176 
1 
21 
1,134 
2,492 

1 
24 
1,059 
2,973 

Total

10,044  12,080  13,865  15,035  14,315  14,907  14,944  14,539  13,718  13,824 

Purchase of property, plant and equipment

614 

777 

956 

955 

Acquisitions and investments

1,298 

2,311 

2,227 

1,072 

Total

Depreciation of property, plant and equipment
Amortisation of intangible assets

Impairment of property, plant and equipment and 
intangible assets

Earnings per share after amortisation of intangible 
assets (cent)           

Earnings per share before amortisation of 
intangible assets (cent)           
Dividend per share (cent)          
Cash earnings per share (cent)   
Dividend cover (times)                      

Notes to IFRS financial summary data

1,912 

3,088 

3,183 

2,027 

525 
9 

577 
25 

696 
35 

717 
43 

487 

458 

945 

709 
43 

418 

567 

507 

610 

544 

548 

497 

576 

985 

1,117 

1,092 

1,073 

711 
44 

673 
38 

686 
44 

671 
54 

435 

188 

623 

631 
44 

 -   

 -   

 -   

14 

41 

102 

21 

28 

650 

49 

(f)

168.3 

202.2 

236.9 

210.2 

88.3 

61.3 

82.6 

74.6 

(40.6)

78.9 

(f)
(f)
(f), (g)
(h)

170.0 
35.17 
268.9 
4.8 

206.5 
46.89 
332.0 
4.3 

242.7 
61.31 
372.3 
3.9 

217.4 
62.22 
357.4 
3.4 

96.3 
62.50 
222.9 
1.4 

79.9 
62.50 
203.2 
1.0 

88.6 
62.50 
201.4 
1.3 

80.6 
62.50 
199.8 
1.2 

(33.2)
62.50 
162.4 
n/a

84.9 
62.50 
177.1 
1.3 

The Group financial summary for 2005 to 2012 has been restated for the impact of IFRS 11 Joint Arrangements. The 2012 results also reflect the change in accounting as 
required by IAS 19 Employee Benefits.

(a)  Represents the sum of equity accounted investments’ and other financial assets.

(b)  Represents the sum of inventories and trade and other receivables (included in current assets) less trade and other payables (included in current liabilities).

(c)  Represents the sum of current income tax liabilities, current and non-current provisions for liabilities, non-current other payables and retirement benefit obligations less 

the sum of current income tax recoverable and non-current other receivables. 

(d)  Represents the sum of assets and liabilities reclassified as held for sale, excluding cash and cash equivalents reclassified which is included under net debt (see note (e) below). 

(e)  Represents the sum of current and non-current interest-bearing loans and borrowings and derivative financial instrument liabilities less the sum of liquid investments, 

cash and cash equivalents (including cash reclassified as held for sale) and current and non-current derivative financial instrument assets. 

(f)  Per share amounts for restated 2005 to 2008 have been restated for the bonus element of the Rights Issue in March 2009.

(g)  Cash  earnings  per  share  represents  profit  attributable  to  equity  holders  of  the  Company  less  preference  dividends  paid  plus  depreciation  of  property,  plant  and 
equipment, amortisation of intangible assets and, where applicable, asset impairments divided by the average number of Ordinary Shares outstanding for the year. 

(h)  Represents earnings per Ordinary Share divided by dividends per Ordinary Share.

 *  EBITDA is defined as earnings before interest, taxes, depreciation, amortisation, asset impairment charges, profit on disposals and the Group’s share of equity accounted   

investments’ result after tax.

CRH  167

 
Index

A

D

Accounting policies

Acquisitions Committee

108

Debt, Analysis of net (note 20)

134

Foreign currency translations

68

Deferred income tax

Frequently asked questions

American Depositary Receipts

159

- Expense (note 10)

110, 125

Annual General Meeting

Audit Committee

Auditors (Directors’ Report)

71

61

98

- Assets and liabilities (note 26)

110, 142

G

Depreciation

Gender diversity

- Cost analysis (note 2)

118

Going concern

Auditor’s remuneration (note 3)

64, 119

- Property, plant and equipment 

Governance

Auditor’s Report, Independent

101

(note 13)

B

Balance sheet

- Company

- Consolidated

Board agendas

Board approval of financial 
statements (note 34)

Board Committees

Board evaluation

Board Meetings

Board of Directors

Board responsibilities

Business and non-current asset 
disposals (note 4)

154

105

60

153

60

58

59, 68

51, 56, 98

56

120

Business combinations  (note 30)

112, 149

Business model

Business performance review

C

Capital and financial risk 
management (note 21)

10

22

135

Cash and cash equivalents (note 22)

113,137

Cash flow, operating

14, 24

Cash flow statement, Consolidated

Cash flow, summarised

Chairman’s Introduction

Changes in Equity, Consolidated 
Statement of

Chief Executive’s Introduction

Communications with shareholders

Company Secretary

Compliance and ethics

Comprehensive Income, 
Consolidated Statement of

Consolidated Financial Statements

Contingent liabilities (note 32)

Corporate governance report

Cost analysis (note 2)

CREST

CRH in Asia

CRH in Europe

CRH in the Americas

168  CRH

107

24

2

106

4

70

58

69

104

104

152

54

118

158

48

28

39

- Segment analysis (note 1)

Derivative financial instruments  
(note 24)

Directors’ emoluments and interests 
(note 6)

Directors’ interests in share capital

Directors’ remuneration report

Directors’ Report

Directors’ responsibilities, Statement of

Directors’ share options

Distribution

Dividend payments  
(shareholder information)

Dividend per Share

Dividends (note 11)

E

Earnings per Ordinary Share  
(note 12)

Employees, average number (note 5)

Employment costs (note 5)

End-use

- Americas Distribution

- Americas Materials

- Americas Products

- Europe Distribution

- Europe Heavyside

- Europe Lightside

Equity accounted investments’ 
profit/(loss), share of (note 9)

Events after the balance sheet date 
(note 33)

Exchange rates

F

Finance Committee

Finance costs and finance income 
(note 8)

Finance Director’s Introduction

110, 127

116

113, 139

121

85

72

96

100

76, 83

35, 46

96, 158

5

114, 126

126

121

121

27

27

27

26

26

26

124

153

114

69

124

22

Financial assets (note 15)

113, 131

Financial calendar

Financial statements, Consolidated

Financial summary,  
Group (2005-2014)

159

104

167

Greenhouse gas emissions

Guarantees (note 23; note 10 to 
Company Balance Sheet )

H

Health and safety

Heavyside

I

Income Statement, Consolidated

Income tax expense (note 10)

Independent auditors’ report

Intangible assets (note 14)

Inventories (note 16)

Investor relations activities

K

Key components of 2014 
performance

Key financial figures 2014

KPIs, financial

KPIs, non-financial

L

Leases, commitments under 
operating and finance (note 29)

Lightside

Listing rule 9.8.4C

Loans and borrowings, interest-
bearing (note 23)

M

Management

Materials

Measuring performance

Memorandum and Articles  
of Association

N

Nomination and Corporate 
Governance Committee

114

159

14, 57

71

54

14, 98

138, 157

17

30

104

110, 125

101

112, 128

113, 132

70

23

5

14

14

113, 148

33

99

113, 138

160

40

14

71

66

Notes on Consolidated Financial 
Statements

115-153

O

Operating costs (note 2)

Operating leases (note 29)

118

113, 148

Shareholdings as at  
31 December 2014

Operating profit disclosures (note 3)

119

Snapshot 2014

Statement of Changes in Equity, 
Consolidated

Statement of Comprehensive 
Income, Consolidated

Statement of Directors’ 
responsibilities

Stock Exchange listings

Strategic report

Strategy review

Subsidiary undertakings, principal

Substantial holdings

Sustainability and governance

159

26

106

104

100

56, 158

7

4

162

70

17

Operational Reviews and 2014 results

- Americas Distribution

- Americas Materials

- Americas Products

- Europe Distribution

- Europe Heavyside

- Europe Lightside

P

Pensions, retirement benefit 
obligations (note 27)

Principal equity accounted 
investments

Principal subsidiary undertakings

Products 

Profit on disposals (note 4)

Property, plant and equipment  
(note 13)

Provisions for liabilities (note 25)

Proxy voting, electronic

R

Registrars

Regulatory information

Related party transactions (note 31)

Remuneration Committee

Reserves (million tonnes)

Retirement benefit obligations  
(note 27)

Return on net assets

Risk management and internal 
control

Risks and uncertainties

S

Sector exposure and end-use

Segment information (note 1)

Senior Independent Director

46

40

43

35

30

33

143

166

162

43

120

127

141

159

159

97

152

68, 72

32, 40, 49

109, 143

14

69

96

26

111, 115

58

Share-based payments (note 7)

111, 121

Share capital and reserves (note 28)

114, 147

Share options

- Directors

- Employees (note 7)

Share price data

Shareholder communication

Shareholder information

83

121

159

70

158

T

Total Shareholder Return (TSR)

Trade and other payables (note 18)

Trade and other receivables  
(note 17)

14, 87

133

113, 132

V

Volumes, annualised production

- Americas Materials

- Americas Products

- Europe Heavyside

- Europe Lightside

W

Website

Working capital and provision for 
liabilities, movement during year 
(note 19)

27

27

26

26

71, 159

109, 133

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i

 
 
 
 
 
 
 
 
The International
Building Materials Group

CRH plc

Belgard Castle
Clondalkin
Dublin 22
Ireland

Telephone: +353 1 404 1000
Fax: +353 1 404 1007
E-mail: mail@crh.com

Website: www.crh.com

Registered Office
42 Fitzwilliam Square
Dublin 2
Ireland

Telephone: +353 1 634 4340
Fax: +353 1 676 5013
E-mail: crh42@crh.com

CRH®  is a registered
trade mark of CRH plc.

Front cover: The Rehberger bridge, also known 

as the “Slinky Springs to Fame” bridge-sculpture, 

spans the Rhine-Herne canal in Oberhausen, 

Germany. It consists of 496 spiral rings, each 

with a five metre diameter, suspended ten metres 

above the canal for a total length of 406 metres. 

HALFEN, a CRH Europe Lightside business, 

designed and engineered a solution consisting of 

serrated steel channels to connect the guardrail 

to the top of the concrete slab, and the spiral 

underneath the slab, as part of the same 

element. This clever design allowed the project to 

be constructed efficiently, safely and on time.